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November 20, 2010

Clean out your planters after the growing season

Fall Table

Displays

How much should you pay to refinance?

Times-Call / Home & Real Estate Weekly

November 20, 2010

Figuring out the cost of refinancing loan amount) to buy down the I got an e-mail today from a woman who has been reading interest rate. Points count as recent columns about refinancpart of your closing costs, and, ing a mortgage. She read that I while they’re deductible, you paid very little to refinance and have to amortize the cost that another woman paid throughout the life of the loan $2,100 to refinance. “How can when you refinance. If you’re this be when I paid $10,000 to buying a home, you can deduct refinance two years ago?” she points in the year of purchase. Ilyce Glink asked. • “No Cost” refinancing Tribune Media Services It’s a good question because costs you very little, but you’ll it gets to the heart of why no get a slightly higher interest one seems to have the same refinance expe- rate than what is otherwise being offered to rience. When you refinance, you face sevthe best customers. “It is difficult for me to eral different choices that will directly afdo a ‘no cost’ loan if the loan amount is less fect how much you pay. There are also sevthan $250,000,” Lepre explains. “This is eral factors over which you have no (or albecause the costs get too large compared to most no) control that will play directly into the loan amount and the rate required to the refinancing cost. do ‘no cost’ gets too large.” Here are some facts about refinancing • Credit history and scores are reflected (and financing) mortgages that account for in price. Today, the best interest rate and the differences in what people pay. lowest closing costs are being offered to those with the highest credit scores (and • Lowering the interest rate means highbest credit histories). Lenders will pull er closing costs. “Mortgages are a ‘you pay credit histories and scores from each of the me now or you pay me later’ proposition,” three credit reporting bureaus, Experian, says Dick Lepre, a mortgage broker with Equifax and TransUnion. The middle score RPM Mortgage in San Francisco. If you is the one that’s used to qualify you, and if choose to have a lower interest rate, you can pay “points” (a point is 1 percent of the that middle score isn’t above 760 (780 in

some cases), you might have higher closing costs. • Title insurance costs vary. Title insurance can be the single most expensive line item on the HUD-1 (the government mandated closing statement form used in most residential loan closings), and the cost varies from state to state and even from county to county within some states. Some states have good title insurance lobbyists, and the costs are higher than in others. • Lender costs are a big component of total cost. Lepre says that of his refinance fees, the biggest closing costs are processing and underwriting fees, along with those fees charged by the escrow company (title insurance and escrow). “In our business model, the processing fee covers what happens in our branch, and the underwriting fee is to compensate for the overhead of running the mortgage bank,” he adds. • Prepaid costs can vary. Depending on the day you close, you’ll have to prepay the interest you owe from that day (and including that day) through the end of the month. This gets tacked on to your closing costs. So, if you close on the first of the month, you’ll have 30 days of prepaid interest. If you are getting a $420,000 loan,

that could be a tidy sum of money. You may also have to prefund your tax and insurance escrow (you’ll eventually get a check from your old mortgage company with whatever is left in that escrow account), and that can add to the total closing costs as well. So how much should you pay to refinance? As little as possible. Lepre’s “rule of thumb” is that you should refinance if you can lower your interest rate at no cost to you, even if it is just a half a percentage point. “This may not make sense in the case of someone who is five years into a 15-year mortgage, but it makes sense for most folks who are less than two years into a 30-year mortgage,” he explains. “Once you decide to refinance, the decision about how much closing costs and points to pay is made by estimating how long you will have this loan. If rates are likely to fall again, it makes no sense to pay points. If you plan on moving in less than five years, it makes no sense to pay points.” Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show at 800-972-8255 any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce through her website at www.thinkglink.com.

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After a fall warm Containers will last enough to have me longer if they’re empthinking of putting up tied of soil, then flamingos and founwashed and turned uptains instead of turkeys side down in a protectand pilgrims, snow and ed location. This helps frost arrived to put prevent leaky ceramic pots, or cracked and plants to bed. For this, flaking glazing. Soil left savvy gardeners are giving heartfelt thanks for Carol O’Meara in the pot holds water Mother Nature’s perfect Colorado State that expands along the timing, because once University Extension interior walls, expanding as it freezes and exyou’ve gobbled your erting pressure on the meal, it’s time to turn pot sides and bottom. Sadly, many your thoughts to clearing your pots are unable to take the pressure house of guests. and crack open. Nothing moves people along Pots that held water gardens faster than asking for help in cleanshould be emptied, too. Left standing the garden. After all, tidying up ing, water accumulating in concontainers that once bloomed with tainers forces its way into hairline color can be almost as depressing crevices in the pot, where freezing as watching a local football team and thawing causes the ceramic to get trounced. But the flowers that crack. If it is too large to move, were once a joy are now brown, empty it, then cover it with weathand leaves are starting to glue er resistant cloth. themselves to the pot rims, leaving a green, gelatinous scum along the Sealants are made to protect edge. And though most gardeners fountains and cement statuary will rip out the dead annuals and from the ravages of weather, water call it good, leaving the soil in the and temperature extremes. Look pot for winter is a quick way to defor sealant that is specifically made stroy a nice pot. to protect porous materials, and be

sure to read and follow the package directions. Many of these sealants need to be applied during warm temperatures with enough time to dry completely before a rain or snow. With the expense of nice pots as high as they are, treat them with care, clean them out and store them, or leave one or two near the door to fill with holiday greenery. If the soil isn’t frozen, push a mixture of cut evergreens into it. Add touches from your garden such as plumes from ornamental grass, seed heads from perennials or rose buds frozen on their canes. Think colorful, but don’t feel limited by these suggestions. Personal touches such as lotus pods, eucalyptus or berry branches can be found at florists shops. Water the pot every two weeks and keep them in a cool location out of direct sun. Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.wordpress.com.

November 20, 2010

Times-Call / Home & Real Estate Weekly

Seasonal

Settings Create dramatic fall table displays By Mary Carol Garrity Scripps Howard News Service

If you’d like to perk up your home with a few gorgeous autumn displays, here is a quick four-step approach we follow when fashioning table displays. Step One: Think Big To create a display that turns heads, start by picking a central piece that is big enough to add height and mass to your overall arrangement, yet is also interesting enough to bring in visual drama. When we design displays at our stores, we’re decorating large rooms with tall ceilings, so our approach is “Go Big or Go Home.” You could follow this same philosophy if you live in a home with lofty ceilings. The challenge to decorating big, open rooms is that they can be hard to warm up and the sheer volume of the space tends to dwarf smaller furnishings and accents. If that’s the case in your home, don’t be bashful when picking the big piece that will serve as the backbone of your display. If your home is smaller in scale, adjust accordingly. We tend to push the envelope when creating tabletop displays at the stores. It’s not unusual for us to place pieces of furniture in the middle of a dining-room table to serve as the dramatic base of a display, such as an etagere. Obviously, you’d never want a display that’s this big on your diningroom table if you were going to have a seated dinner party. But it’s an arresting approach if you’re using your table to set up a buffet or simply for show. Right now, one of my favorite big guys to use in fall displays is a fabulous wire urn we just got in. It is 6 feet high with a 15inch square base, so it won’t fit in every room. But if you’ve got the space, it looks amazing on top of a table. Fill the basket of

the urn with pumpkins or gourds, then create a wild and natural bouquet of fallen sticks and foliage to spill out of the top. If your ceilings aren’t tall enough to place a huge urn on a tabletop, set it up in the center of your foyer to wow guests as they come in. Or use it as a focal point in your fall garden. Multiple-shelved serving caddies are another tool I love to use as the base of tabletop displays in rooms with normal ceiling heights. They are great on kitchen islands, dining-room tables or buffets. Not only do the servers add the height and volume you need to make your display stand out, the shelves offer a world of decorating possibilities. At Garrity’s, we just created a fall diningroom treatment for a wine-and-cheese party. We placed a serving caddy at the center of the table. First, we filled the shelves with a few fall accents, like a stack of cake plates loaded up with gourds. Then we worked in some party essentials, like an ice bucket for white wine and a few wine glasses. The caddy is one of my favorites. It measures 28 inches wide by 36 inches tall by 14 inches deep and features a wonderful rustic patina and twisted wrought-iron lines. Step Two: Mind the Middle Once you have the big base in place, it’s time to fill in the middle ground of your display with medium-sized objects. This is your chance to bring in some contrast in color, texture and style. I think displays are more interesting if they take on the overall shape of a lopsided pyramid, slightly offcenter and askew. Those in the shape of a perfect triangle feel too staged for me. If you’d like an outdoorsy fall feel, search your potting shed for weathered pieces like galvanized buckets, garden statuary and urns. How about a lantern? Or, fill a tall, thin vase, hurricane or apothecary jar with

Kristi Ritter Summer Stair

When creating eye-catching fall displays, a strong vertical element always attracts attention. (SHNS/Courtesy Nell Hill‘s)

seasonal fruits or veggies, like red apples, pears, avocados, artichokes and persimmons. Step Three: Set Your Sights Low Next, tuck a few interesting treasures into the foreground of the display. For our wine-and-cheese-party display, we relied on interesting food arrangements to give the lowest level of our centerpiece some kick. We perched a wheel of cheese on pretty

cake plates, then covered them with cloches. Cloches are another essential for tabletop tableaus – everything placed under a cloche looks positively regal. Instead of just lining up stemware in hohum rows, we put the wine glasses and ice in a fun wicker basket. To help finish off a display, you could use a metal plant stand or terra-cotta capital as a mini-stage for a small tableau that complements the larger overall display.

Specialty Publications Editor

News and Press Releases

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Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

On the Cover Create elegant table displays for the fall holidays. See story above. (thinkstock)

Times-Call / Home & Real Estate Weekly

Re/Max Alliance begins giving tree program Re/Max Alliance in Longmont is participating in the 2010 holiday giving tree program. Inside the office at 900 S. Main St. Suite 100, a tree on display offers numerous tags for people to choose from to help make someone happy this holiday season from Imagine! Adult with Developmental Disabilities. New, wrapped gifts can be dropped off at the office by Dec. 10 to be distributed to Imagine! recipients. For more information, call the Re/Max Alliance office at 303-659-3939.

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November 20, 2010

Copper paint tarnishes sculpture’s value By Helaine Fendelman and Joe Rosson Scripps Howard News Service

Dear Helaine and Joe: This statue of a bronze paperboy has been in my family for at least 65 years. Years ago, my mother spray-painted it with copper-colored paint. The sculptor of the piece is G. Buberi. – L.A.S. Dear L.A.S.: It is far too late to prevent the damage done to this statue many years ago, but for future reference. Put down that can of spray paint. The surface you save may add a lot of value to an otherwise desecrated antique. Finding an antique spray-painted copper is more unusual than finding one that has been spray-painted gold. A lot of things help us determine the value of an antique or work of art. We need to know the size, and in this case we do not. We need to know if and how it is signed; again, in this case we do not. It is often hard to read the signatures on bronzes. The artist of this piece is not “G. Buberi” but C. (or Casper) Buberl, G.’s son. Casper Buberl was born in 1834 in Konigsberg, Bohemia (present-day Czech Republic), which at the time was part of the Austro-Hungarian Empire. He immigrated to the United States in 1854 after studying art in both Prague and Vienna.

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Buberl is best known for his Civil War monuments; at least 10 stand on the Gettysburg battlefield, commemorating the valor of various New York State units. The New York State monument stands atop Cemetery Hill. He is perhaps most famous for the 1,200foot-long frieze that adorns the National Building Museum in Washington. The Newspaper Boy figural sculpture was first cast in 1888 by the Henry Bonnard Bronze Co. of New York City. L.A.S.’s piece may be marked “HBB Co.” Possibly, the original was once part of one of Buberl’s monuments, recast to provide numerous copies for the public to buy. A number of Newspaper Boy sculptures exist, and one is being sold at the Catherine Dial Gallery in New York. If L.A.S.’s example were in perfect condition, and properly signed, its insurance replacement value would be around $5,000. Unfortunately, the spray-painting reduces the value by more than half. Unless the surface can be professionally restored, the value will always be diminished. In addition, the monetary value will also be significantly decreased if the piece is not properly signed. Helaine Fendelman and Joe Rosson are the authors of

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This bronze statue has been defaced with spray paint, therefore it alters its value. (SHNS/Courtesy Joe Rosson and Helaine Fendelman) “Price It Yourself” (HarperResource, $19.95). Contact them at Treasures in Your Attic, PO Box 18350, Knoxville, TN 37928. E-mail them at treasures@ knology.net.

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November 20, 2010

Times-Call / Home & Real Estate Weekly

Options exist for unloading a home in market By Marcie Geffner Bankrate.com

45-157342

Tony Marriott, broker associate at Show Appeal Realty in Phoenix sory note that would obligate you to repay some portion of the loan after the sale or loss of the property. A strategic default occurs when a homeowner who can afford to make the mortgage payment suddenly decides not to do so because the home’s value has fallen dramatically below the loan balance. This approach can work, but it isn’t fast or easy, according to Jon Maddux, CEO of YouWalkAway.com and a strategic default consultant in Carlsbad, Calif. “If someone is trying to get rid of a house in a hurry, a strategic default or walking away isn’t going to be the answer for them,” he says. In fact, a strategic default can take a year or longer, depending on state laws and how quickly the lender might be able to sell the repossessed home. Delays surrounding the foreclosure process mean homeowners often can stay in the home for up to two years before being evicted. In some cases, owners may be able to sock away as much as $30,000 or $40,000, Maddux says. Some homeowners maintain the lawn and pay the homeowner association dues or property taxes. Others live in the house essentially for free. “When they come out the other end, they aren’t destitute. They have a little money to take care of their

family,” he says. But the drawbacks of a strategic default go beyond the questionable ethics of refusing to pay your mortgage. They include wrecked credit, tax consequences and difficulty getting a new mortgage for years after the default. The fastest way to unload a house is to simply give it away. That may sound facetious, but some well-to-do people do give

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real estate as a gift, according to Martin M. Shenkman, an estate and tax planning attorney in Paramus, N.J. “If you have a house that may have been worth $2 million a couple of years ago and can be legitimately appraised at $1 million today, wow, get rid of it,” he says. The most common scenario is the gift of a family vacation home from parents or grandparents to the younger generation. A gift may be preferable to a quick sale because if the property were sold, the owner would receive the cash – but the family would no longer be able to use and enjoy the home. A simple gift requires only some paperwork that Shenkman says can be prepared by an attorney or, in some states, a title company, in a few hours.

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Suppose you had to get rid of a house because of a job transfer, major illness, divorce, imminent foreclosure or other emergency. In a soft housing market, how would you do it? Perhaps you’d be fortunate enough to sell relatively quickly at a small discount. But if that’s not feasible, there are three other options: a short sale or deed-in-lieu of foreclosure, a strategic default, or literally giving the house away. A short sale allows a homeowner to sell the home for less than the amount owed on the mortgage. However, the lender’s approval is required. And a short sale can take a year or longer to close, says Tony Marriott, a broker associate at Show Appeal Realty in Phoenix. The home’s condition and the real estate broker’s experience in negotiations are key factors. But price may be the most delicate issue in the long run. “If you get too aggressive with price, you’ll get a contract, but you’ll get pushback from the seller’s lender,” Marriott explains. If you don’t want to put your house on the market or can’t get short-sale approval, you can try to negotiate a deed-in-lieu directly with the lender. The pace of this process – in which you sign over your ownership of the house to the lender to avoid foreclosure – depends on the situation and the lender’s response. But again, it’s unlikely to happen quickly. A short sale or deed-in-lieu will hurt your credit score, and you’ll be required to disclose your financial information to the lender. The lender may demand a promis-

“If you get too aggressive with price, you’ll get a contract, but you’ll get pushback from the seller’s lender.”

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Times-Call / Home & Real Estate Weekly

November 20, 2010

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303.776.3344 Wright-Kingdom, Inc.

On Sept. 16, Brett Arends wrote a column for the Wall Street Journal entitled “10 Reasons to Buy a Home.” Brett started with “Enough of the doom and gloom about homeownership. Homeownership is a good thing.” This was on the heels of the Sept. 6 issue of Time Magazine which attempted to suggest how homeownership may no longer be a good thing. It is enough for me to say I support the Wall Street Journals reasons to own, and rather than repeat all of the excellent reasons, you may search that article, but I will undoubtedly touch on all 10 reasons throughout the coming weeks. To begin, the 171 blogs that followed the article, one reader suggested that no one should act on the recommendations of a journalist, since all they give is information and not wisdom. Then there was an entry by real estate broker Bill Fitzgerald that really brought it back home. He said, “Everyone needs a place to put their head at night and everyone pays a mortgage. You just have to decide if you want to pay your mortgage or someone else’s!” Hence, a few starter reasons: You either have a thing you care about that could grow in value over time, or, you have nothing and enjoy none of the tax benefits, long term appreciation, security of ownership, possible income or benefits of improvements as you own your shelter. Though it is true that many homes may have lost up to 20 or 30 percent of their value temporarily, it also remains true that a home is still an asset that over the long term has outperformed investing in the stock market by 1 to 2 percentage points per year on average. A home is a tangible asset. A stock or bond investment can leave you literally holding nothing more than the paper it was written on. If one is to own something, why shouldn’t it be real estate? If one is an investor, they are thinking about what more than 2 million people that lost their homes are going to do with damaged credit and deficiencies keeping them from requalifying to buy for two to seven more years. With interest rates at a 59 year low, and housing prices down up to 30 percent from a high in 2005 in our market, could now be the time to invest? To those who have lost homes, I will say now, I am sorry, and will address thoughts in the near future. My first job was selling seeds door-todoor at about 9 years old. What was great about seeds is showing the colorful packets

and being able to help people envision the hope that comes with planting, and the joy that comes with growth, colors and harvests. Now, I come to you with a seed pack, with homes on the cover. Those are homes that if planted at the right time of your life, and time in the economy, can grow and become a valuable asset. With record lows in interest rates and the primary shift in pricing now mature, it is a great time to lock a home investment for years to come. Consider that if you made a Wagner principal and interest payment of $1,290 a month at 6.5 percent for 30 years a few years back, your payments would have bought a $204,091 mortgage. Then a year ago, at 5.37 percent that same $1,290 would have bought you a $230,368 home. Today, a $1,290 a month principal and interest payment at 4.25 percent, would be buying $262,227. If one considers the house they may have wanted has dropped approximately 20 percent as well, they are looking at about a $100,000 swing in home pricing and affordability – for the same principal and interest payment of $1,290 a month. Last week, this publication printed an article titled “Lower Interest Rates Do Not Mean a Better Housing Market.” I would comment that lower rates do mean a housing and investment opportunity of a lifetime, and yes ultimately, a better market. The critics will say it is about jobs, but the fact is, that more than 93 percent of people in Boulder County have employment, according to Dr. Martin Shields economist/professor at CSU who spoke in Longmont a week ago. We have a housing market with half as many homes for sale as we had five years ago, with new construction permits down more than 90 percent from where they were. We are literally a couple primary employers away from a sellers market. You know things are tightening up in housing when you can count the number of homes for rent in the paper in 30 seconds and Realtors are getting calls from their signs to see if sellers might consider renting. I look forward to helping people once again to see real estate as a good investment and getting readers to possibility think about making a change in their housing and investments, even when it could mean taking a loss to move forward. Dave Wagner is the president of the Longmont Association of Realtors. He can be reach at ERA Tradewind Real Estate at 303-684-6356 or e-mail dave@wagnercolorado.com.

November 20, 2010

Longmont & Surrounding Areas Residential Statistics October 2010

Times-Call / Home & Real Estate Weekly

www.coloradohomes.com/Longmont

Featured Listings 637 Elliot St.

950 Granite Ct.

OU EN H

Saturday November 20th 12:00pm – 2:00pm

LONGMONT

OU EN H

950 Granite Ct

637 Elliot st

LONGMONT

$165,000

Janie Larson 720-937-2676

1665 Metropolitan Dr.

Saturday November 20th 11:00am -2:00pm

$199,900

Yvette Pereira 303-834-5018

5300 Rustic Ave.

1404 Whitehall Dr. Unit E

OU EN H

OP LONGMONT

$325,000

Pristine Condition! 2 Bed/3 Bath/2 Car Garage Michelle King 303-591-3941

Courtesy the Longmont Association of Realtors

The Company That Sells!

303.772.9620

Hostess: Deb Sipfle

free hoa

930 Button Rock L-62 Hostess: Diane Carnahan • 3 bd/3 ba/1784 sf • $169,900/Lngmt • 303-909-5475 With a Professionally Finished Basement.

• $295,000 - $395,000 • 720-771-8964 2 adjacent properties in Hygiene with lots of country living.

FEATURED HOMES

OPEN HOUSES

12490 & 12510 N 75th

Hostess: Terry Crook

Sun. 12 - 2

Lorrie Cragg 720-839-4106

1087 Button Rock Dr.

765 Shallot Circle

2343 W. Linda Dr.

LONGMONT

LAFAYETTE

LOVELAND

$329,900

$199,800

$189,900

Close to Schools & park 6 Bed/4 Bath/ 2 Car Garage

Ranch on sweep corner 3 Bed/2 Bath/ 1 Car Garage

Awesome Mountain Views! 3 Bed/2 Bath/ 2 Car Garage

Christian Anderson 303-817-5934

Cher Smith 303-809-9628

Cheryl Melichar 303-817-6163

1139 Navajo Pl.

1043 Gay St.

551 Johnson St.

Sat. 11 - 1

price reduced

Wonderful 1 acre property west of Hygiene w/Open Space to the West and Mt Views.

$219,900

Ann Napier 303-775-5234

$185,000

Luxury Features! 2 Bed/2 Bath/2 Car Garage

2139 S CO RD 15 BERTHOUD

Views to Forever! Great 2.8 Acre Building Site on Ridge for Emphatic Wonderful Mountain Views. $100,000 Call Mark Sullivan 303-884-3760

BERTHOUD

8171 Hygeine Rd

$295,000

LONGMONT

$180,000

FREDERICK

$119,000

Upgraded Kitchen 3 Bed/4 Bath/ 2 Car Garage

Old Town Beauty! 3 Bed/2 Bath/ 1 Car Garage

New driveway & updated kitchen 2 Bed/1 Bath/ 1 Car Garage

Christine Torres 720-320-1405

Cindy Montgomery 720-373-9235

Lynn Stevenson 303-324-1891

193 Maplewood Dr.

311 Riverview Ct.

1324 Shelby Dr.

ERIE

LONGMONT

BERTHOUD

Hostess: Anita Young • 3 bd/3 ba/1660 sf • $375,000/Lngmt • 720-260-9383 Country Living at its best! Ranch style home sits on 1.61 Acres

2133 INDIAN PEAKS CIR. LONGMONT

Reduced to $499,000! 6 Bedrooms, 4 Bathrooms & 4,480 SF. Beautiful Home, Views and Park-Like Yard! Call Pat Connett 303-684-6305

$269,000

$244,000

$799,000

Multi-level on nearly ¼ acre 4 Bed/3.5 Bath/ 2 Car Garage

Fantastic NEW PRICE 3 Bed/3 Bath/2 Car Garage

Gorgeous Country Home 5 Bed/4 Bath/ 3 Car Garage

Sally Grenier 303-475-4508

Kirsten Davis 720-363-1783

Jeff Jorissen 720-352-2833

1982 Lochmore Dr.

1738 Judson Dr.

LONGMONT

$452,500

1301 Gay Circle

$310,000

LONGMONT

$237,500

Spectacular Home w/upgrades Throughout 5 Bed/4 Bath/ 3 Car Garage

Hardwood Granite Finished Bsmt 5 Bed/4 Bath/ 2 Car Garage

Beautifully remodeled home! 3 Bed/2 Bath/ 4 Car Garage

Judy Whitaker 303-829-0484

Sherry Ankrum 303-588-4228

Maryann Ellis 720-300-4909

47-158207

Sat. 11 - 1

• 3 bd/2 ba/1859 sf • $350,000/Lngmt/Hygiene • 303-819-0886

FIRESTONE

LONGMONT

601 S. Bowen • Longmont www.eratradewind.com

“Always There For You”®

6521 St Vrain Rd.

Saturday November 20th 2:00pm – 4:00pm

Hover Manor Senior Apartment Residence

• Borrower: Thomas & Choua Yang And Foua Moua, Lender: Chase Home Finance LLC, Amount: $400,814, Property: 1811 Crestview Ln, Erie, Filed:

Washer/Dryer Hook-ups

• Borrower: Kathleen Dale, Lender: Wells Fargo Bank NA, Amount: $159,042, Property:

3155 Blue Sky Cir 16-101, Erie, Filed: 11/08/10

Washer/Dryer Facilities

towski, Lender: US Bank National Association, Amount: $171,354, Property: 2745 Blue Sky Cir 1204, Erie, Filed: 11/05/10

Victoria Inn

Ute Creek Apartments

Longmont, CO

1100 E 17th Ave. • 303-684-6821 The Shores

2450 Airport Rd. • 303-774-8000 Cloverbasin Village

630 Peck Dr. • 888-837-4912 Elliott Apartments

418 Emery St. Longmont, CO 80501 • 303-772-6452 Fox Ridge Apartments

3800 Pike Rd., Longmont, CO 80503 • 303-774-9944 Tanglewood Condominiums Senior Community

100 21st Ave., Longmont, CO 80501 • 303-774-0300

• Borrower: Arturo & Diane Amaya, Lender: Bayview Loan Servicing LLC, Amount: $179,950, Property: 11392 Ebony St, Firestone, Filed: 11/05/10

Yes

$725-$875

$250

1, 2

1, 1¾

Yes

In each apartment

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Starting at $799

$125

1, 2

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1,2

Short Term Available

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

$690-$1100

$149

3-bdrm. townhomes

Yes

$580-$945

Yes

1, 2, 3

1, 2

Yes

$789-$1239

$200

1, 2, 3

1, 2

Short Term Available

Yes

$1235$1625

1, 2

Yes

Some

Yes

1,2,3

Yes

65 lbs limit Pets Neg.

Yes No

& rental available

Convenient location, pet friendly, garages available, 24-hour maintenance

Yes

In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Full size in each condo

W/D provided in each Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives!

Yes

$50+ mo.

Other Amenities

Pets

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Allow Smoking?

$835-$840

1401 Elmhurst Dr. • 303-772-9292 2400 17th Ave. • 303-772-4667

11/10/10

$885-$890

# of Baths Lease Required

Address Phone

Complex Name

• Borrower: Julianne Rizzuto, Lender: Federal National Mortgage Assoc, Amount: $135,218, Property: 2955 Blue Sky Cir 6-

203, Erie, Filed: 11/05/10 • Borrower: Stacy & Angela Nelson, Lender: US Bank National Association, Amount: $287,216, Property: 1945 Windemere Ln, Erie, Filed: 11/05/10 • Borrower: Theresa Zawis-

Deposit

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

November 20, 2010

# of Bedrooms

Times-Call / Home & Real Estate Weekly

Price Range

Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440

November 20, 2010

Times-Call / Home & Real Estate Weekly

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place your ad any time of the day or night. Fax: 303-772-8339…email: classifieds@times-call.com Apartments/ Apartments/ Apartments/ Apartments/ Condos/ Duplexes 4060 Houses 4080 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Townhouses 4050 Nice & clean, 3 bdrm, 10544 Sunburst, Firestone, 4 •1 & 2 BDRM ✭ $550-$675 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918

● 917 SUNSET #205 Mtn Views! 1 BDRM APT 2 bdrm, 1 ba , 2nd floor. Quiet area, lndry, nr 23rd ✭✭✭✭✭✭✭✭✭✭✭✭✭ Water/trash/ heat incl. & Main. Sorry no pets, $575 1, 2 & 3 BDRM N/P. $695 ● 917 Sunset Top Realty, (303)931-6423 Apartment Homes #1062 bdrm, 1 ba, ground ● 1431 STUART The Shores 2nd Floor, 1 bdrm, heat and level, new carpet, water/ Apartments, water included, small pet trash/heat incl. N/P. $695 Hwy 66 & Airport Rd OK, $525/mo. RMG Realty RMG Realty, (303)772-4466 (303)774-8000 QUIET LIVING! (303)772-4466 ✭✭✭✭✭✭✭✭✭✭✭ Ground level, Clean, 2 bdrm, 1 bath, W/D hkup, A/C, storage, 1 BDRM APT - $485 patio. Water/Sewer pd. Quiet, cozy, clean. 1 & 2 BDRM Apt Homes N/S/P. Located near 801 Bowen. 303.931.5211 Fox Ridge Apts Premier St. Vrain Greenbelt. Apartments, your choice! Gated Community. Pets Starting at $635/mo + www.alertrealty.net OK! For Info & Specials 1 BDRM APT in No sec dep. 1 year lease. Call (303)774-9944 Longmont. Senior housing, Call (303)776-0386 NO lease, dep or credit chk 62 or older or those w/ Wkly/4-wk • 303-776-2185 disabilites. Call for our • ALSO RV SITES AVAIL! move-in specials. (303)485-5232 COZY 1 bdrm, appl´s, W/D, Rent Me! central air, utils paid. N/P, N/S. $675/mo. 331 21st Ave. ● 1 BDRM- nice, N/S Rent Me! 720-280-8795 or ● A/C, lndry, off st pkng 1 bdrm Lafayette Beauty. 303-589-3186 after 5. CLOVERBASIN ● $625, 303-444-0501 Move-in Special $645

Rentals

Apartments/ Furnished 4010

0 APP FEE: Winter Special! 1 bdrm $550 2 bdrm, $650 On-site pkng/laundry. A/C. Water & heat pd. Se Habla Espanol. (303)774-0593

1 1/2 BDRM trailer, newly renovated, carport, storage, private, close to bus. N/P, lse, refs, Pratt & So Main, $550 inc utils. 303-507-3457 120 Pacific Ave, Ft Lupton Beautiful 725 sf 1 bdrm, inc utils *terms. N/S, N/P $675. 303-857-8777

LE DEAUVILLE APARTMENTS ROOMY & READY

45-157315

1 Bd From $575 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

303.772.3737

VILLAGE (303)485-0512 630 Peck DriveLongmont West on Nelson/Airport Rd 1 Bedroom 1 Bath as LOW as $690 2 Bedroom, 2 Bath as LOW as $799 3 Bedroom 2 Bath starting at $799 3 Bdrm Townhouses Starting at $1000

2 Bdrm, 1 ba, large, comp. remodel- WD, A/C, deck, N/P/S 2041 Meadow Dr. $840 303-443-4308

2 BDRM APT´s-

Starting at $645, some with Move-in Specials! Call PMP, 303-776-RENT •1809 EMERY ST2 bdrm in 4-Plex, off st pkng, pet nego. Avail now, $650. (303)447-8988

EASTGLEN APTS 630 Lashley, Longmont

Call PMP Today, 303-776-RENT

(303)682-2943 1, 2 & 3 BEDROOMS: Pool, air, laundry ✭Wtr, trash, sewer pd

Horizon Place

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

1 Bedroom- $545! 2 Bedroom- $645! Secure bldg, swimming pool, A/C, on-site laundry. Call PMP, 303-776-RENT

321 Quail Roadacross from Longmont Rec Center 2 Bedroom as LOW as 3 Bedroom as LOW as

2 Bath $731 2 Bath $844!

*LIMITED NUMBER AVAILABLE* **Income Guidelines May Apply** ✓ Full Size Washer & Dryer Hookups ✓ Close to Bus lines ✓ Pets Welcome

SPACIOUS 3 BDRM Cath ceiling, Pvt deck, carport, off-st prkg, near park. Meadow Dr. $875+dep. 303-499-9727 or 303-503-1595.

APARTMENTS

New Extented Stay Hotel ● $179 * WEEKLY or ● $649 MONTHLY ✓ Perfect for visiting friends & family! I-25 & Hwy 119, Longmont exit 240. 303-485-0040

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667

*www.victoriainnapts.com

Bring ad to qualify. *Expires 11/30/2010

SUNSET GOLF AREA, 2 BDRM, 1 BA, W/D, frpl, fncd yd, N/P/S, $715/mo. 1828 Spruce. 303-772-5233

● 1701 ADKINSON 4 bdrm, 3 bath, 2 story, 2 car gar, Lgmt. $1495. RMG Realty, (303)772-4466

Garages/Storage Spaces 4070

1 FURN EXC HOME- Old Town Lgmt. 3 bdrm, 2 ba. $2000 incl utils. 303-912-4663 ● 2213 COLLYER- 4 bdrm 2 ba, frpl, fncd yd, 2 car gar, $1300/mo. Pet nego. Call Pennant, (303)447-8988

Duplexes

BERTHOUD- 2 BDRM, 1 bath, 1 car gar, $800/mo + sec dep. N/P (970)532-2470

INDOOR GARAGE & Commercial Storage 20x40x16 w/ 14x14 doors start at $300. 20x50x16 w/ 30 amp elect, man door & pwr door opener start at $425. Garage Storage LLC, 4070 Camelot Cir, located I25 Business Park. 0 App Fee-$100 off 1st 2 mos I-25 & Hwy-66. 970-535- 6074 Lg 3 bdrm, 2 ba, gar, water www.Longmont-storage.com pd. No dogs. 303-682-2525

4060

2 BDRM, 2 bath, 2 car, with bsmnt, ranch style, NICE! $1000/month. $1000/deposit. (303)588-0703

Warehouse 2304-SF, 12´ 1819 ANTERO- 2 bdrm, 2 ba, gar, A/C, frplc, fncd yd, O.H. dr. 634 Railroad. $700/ mo 970-667-9983 or 290-3876 Berthoud 3 bdrm, 2 ba, gar, clean! $795. (303)204-7445 A/C, fncd yd, N/P N/S $995 Cottage Realty 970-532-2695 ● 2030 COLLYER STREET 2 bdrm, 1 ba, W/D hkups, 3129 Lake Park Way, near bus stop. Newly 2 bdrm, 1 ba, 2 car, fncd yd, remodeled, No/smoke/pet. frpl, $1200 + 303-709-6402 $650. Call (303)588-8115

Houses

VALUE PLACE FIRESTONE

• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $725 • Two bdr, 2 bath starting at $875

1.5 ba, close to park. bdrm, 3 ba, 2 car, bsmt, Water paid. 1958 Meadow fncd, frpl, A/C, loft, N/S. Dr. $825/mo. (303)931-4926 $1495/mo Jim 303-775-0163

LONGMONT Townhome/Condos • 1601 Great Western Call PMP, 303-776-RENT

2 & 3 Bedroom Duplexes www.alertrealty.net

QUAIL VILLAGE 303-485-0065

45-157232

Apartments/ Unfurnished 4030

(2) 2 BDRM apts for rent, all appl, att gar, A/C, playground on premises. Landlord pays water, no dogs. $675-695 + dep. Avail 11/13. (303)210-5284

2 bedroom,1.5 bath, loft,attractive, mountain view,fireplace, fenced yard, NP/NS, RENTED!

Duplex, 2 bdrm, 1 ba, fenced yd, patio, new kit, rfr, stove, D/W, CLEAN! No Pets, $695/mo. 1 mo. Dep, S. Bowen, 303-772-5734

DUPLEXES 2 Bedrooms

• 1451 Lamplighter • 1410 Terry Street Call PMP, 303-776-RENT

4080

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

3 & 4 Bedroom Houses www.alertrealty.net

4,500 SF in Prospect New Town, Lgmt. 6 bdrm, 5 baths, $2,900. Avail Jan 1. Access to community pool. This beautiful home with great views has all upgraded features. Also would consider lease with option to buy. Call Laura or Dave at 303-882-6159. Serious inquires only. ● 4 BDRM, 1203 SPRUCE2 bath, 2 story, NEWER Old Town. Fncd, 2 car & RV pkng. $1295/mo. One month FREE rent! Sits above 2 bdrm unit. RMG Realty, (303)772-4466

4 BDRM, 2.5 BA, lg fncd yd, garden, sprklr, AC, schls 1411 Deerfield. $1600, reduced to $1295 w/good refs. Avl 12/1. 303-776-7528

Times-Call / Home & Real Estate Weekly

Houses

4080 Houses

4 BDRM, 3 BATH, 2 car, fncd yd, cul-de-sac, Lgmt, great cond! 2408 Scott Ct. $1350/mo. N/S, N/P. Avail Dec 1. (303)506-2266

November 20, 2010

4080 Houses

● AVAILABLE NOW ● 3 Bdrm, 3 bath tri-level in Lafayette. Double garage, large fenced yard, all appliances, pet friendly. $1400 per month plus utilities. Contact Sandy, 303-746-0345

4080 Office Space 4100 Roommates Wanted 4120 FIRESTONE- 4 bdrm, 3 ba, 2500 to 5000 SF- great views

3 car, new carpet, gour kit, from 2nd level, ample parklg mstr, huge redwd deck, ing. 2432 Main. 303-875-1345 Non-smoker/drinker $450/ mo w/util + Dep. Furn lg fam rm w/FP. $1500. bdrm &ba. 303-776-4369 (303)651-6635. 500 to 2500 SF, can divide. On site prkg, Good traffic Responsible, clean M/F, Frederick Home $1200/mo exposure. 303-523-3369 W. side, great area, golf New in 2003 Very nice 3 course, W/D, kit. $400+1/3 bdrm, 2 ba w/ gar, huge yd, utils. 3-775-1144/3-772-8466. A/C, applcs. 720-201-9667 AFFORDABLE Office 5 BDRM, 3 ba, 2 car, 4290 Space on Main Street. sf, 1505 Red Mtn Dr, fncd DEC. SPECIAL! 4 bd, 3 ba, Only $250/Mo. 303-862-3232 FREE RENT! 2 car, very clean. $1595 bkyd. $1495+ 720-891-6936 3/4 BDRM- enclosed 1509 Belmont. 303-772-0442 atrium, laundry room, ● Available ImmediatelyGREAT MASSAGE privacy fence, gar. $1300. FIRESTONE Southmoor Park Tri-level. OFFICE FOR RENT. 303-548-1091 3 bdrm, 1.75 baths, bsmt, HUGE 2700 sf, 3 bdrm, 2 ba, (720)280-9047 mstr suite, 3 car gar, $1395 garage, fenced yard. BSMT Rm w/prvt ba, acc HOUSES N/S. 303-857-8777 $1250/mo. (720)938-4670 to kit. & laund rm., NS $600 HOLIDAY SPECIALS OFFICE SPACE, 6 rooms + dep w/util incl. 3-485-9730 avail, $155-$325, great prkg, utils pd. Lgmt (970)231-7871 SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc Professional garden level (303)931-7108 2- 4 Bedroom Homes office space. 12 X 13 office, • 163 Grant • 46 University w/additional private work • 536 St Andrews • 28 Reed space including small • 1973 Carr Ct kitchen & bathroom,14 X 10 • 1513 Green Pl Conference room, total 600 • 132 Telluride sq. ft., $550/mo. 1714 Duch• 1012 Pratt St ess Dr. 303-651-0304, X 0.

Rooms For Rent

LAFAYETTE HOME Centrally located & walking distance to downtown. 104 Cleveland. Call PMP Today! 303-776-RENT

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite. All ground level, 2 entr, great prkg. 303-956-1141

Office Space 4100

Longmont 4 bdrm, 2 ba, fncd yd. 2 car gar. $1350. (303)652-7884 NW Longmont, 3 BR, 2 ba, 1627 Calkins, $1,150/mo NP/NS 303-601-6946.

Why rent? Buy a home for

$0 DOWN

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views. 1 yr Free Rent!

anywhere anytime

MOBILE HOMES for Rent $650 to $750, 2 & 3 bdrms. River Valley Village, (303)772-3240

(well, you have to have a computer)

2.8 acres, water tap in & paid. Electric close, septic A picture is worth needed & Ish res irrig wtr. a thousand words $100K, just SE of Berthoud. Try a color classified Call Mark Sullivan at ERA picture ad! Tradewind (303)684-6335 Call for details.

303-776-7440

Longmont

5090

Longmont

5090

Ft. Lupton, Discover the gem here with new carpet and fresh paint! This 3 bedroom, 1 bath, 1 car garage townhome is located in a golf course community with easy morning commutes. Priced to move right in... $98,900

Retail Space 4135 47-157963

10132 FALCON ST., FIRESTONE

Terrific ranch floor plan on large corner lot needs some TLC! 3 bedrooms, 2 baths, 3 car garage in great neighborhood. Relax on the covered back patio, or enjoy the fireplace! $224,900

• Swimming pool • Clubhouse OPEN HOUSE • Playground Open House every Sat & • New Fitness Center Sun from 11-3:00 Ranch & 2-story new homes Financing Available ready for quick Move In Pet Friendly from $270K. Lennar Homes at Hover Crossing, 18th Ave. & Hover. 303-678-0100 Sun Homes at

Lots & Tracts 5100

Eagle Crest 1-888-649-5616 4eaglecrest.com

Commercial Real Estate 5030 47-157964

Backs to golf course! New paint, carpet and vinyl make this home move-in ready. 4 BR / 2 BA / 2 Car garage all for just $179,900

1,141 SF to 2,393 SF Available on S. Hover, adjacent to Party America, Wal-Mart and Hobby Lobby. Great exposure, call for details.

Great views, lots of potential! Ranch home with finished basement, large back yard, South facing for easy shoveling! 3 bedrooms, 2 baths, 2 car garage for just $179,900

Unique retail on N Main in attractive building. 1,593 SF to 2,207 SF available. Glass fronts for light, open space.

Ed & Keith Kanemoto

303-772-2222

47-158766

06475761 2x8c

3 BDRM, 1 BA, new carpet, W/D, carport, Lgmt adult park age 55+, 970-215-1819 L-cove storage condo 16´x 48´ & 16´x 27´ all in 1 unit #108. 2 OH doors (14´w x 14´h & 10´wx 14´h) & man ✭ MOBILE HOMES ✭ door. Clubhouse, electric, BUYING/SELLING h & c water, lift, heat & Local park needs used mob more. $114,500. homes. We´re buying! Big Sale! Many single & dbl wides. Fin avl, auto approval on owner fin homes. Bad credit OK! Moves avl. 970-222-1473 ✭ 690-2725 or 690-3283 ✭

✭Garage Condo✭

1610 CONESTOGA TRAIL, FORT LUPTON

Office Space 4100

$250/MONTHGreat parking, quiet. Ground level. Four Seasons Realty, (303)875-1345

Mobile/ 5130 Manufactured Homes/Spaces

WOW!!!

279 PONDEROSA PLACE

303-772-2222

LAKESIDE Custom Lots Only seven left! $125K-up. Invest now. Build later. Beautiful, quiet Victorian neighborhood. Rural livingcity services. www. lakemcintoshfarm.com Hugh Fowler 303-986-1606

Heidi & Helena buy houses! Beautiful 3 bdrm/2 bath $ SAVE YOUR CREDIT $ Home for only $49,900. With lot rent specials 303-725-8388 / 303-459-2711

1718 LASHLEY ST.

www.timescall.com click on Submit an Ad

303-776-7440

5090

303-776-7440

303-775-0710

Mobile Homes/ Spaces 4090

WOW WHAT VIEWS!

without a classified ad? It’s not the success it could be. Be sure to call Classifieds before your sale.

Don Rulle, CCIM

537 Cherrywood * $237K OPEN SAT 10am-1pm Remodeled 2 story: gran- 2 ACRE LOTS WEST OF ite, wd flrs, a/c, fncd yd, BERTHOUD. Great Views! fin bsmt, new roof. From $149,900. Fred @ Four Main St: E on Mtn View, Seasons Re, (720)494-2133. N Alpine, E Cherrywood. Re/Max Jan 303-817-9675

Farms, Ranches 4130 Acreages 5050

WHAT’S A GARAGE SALE

Do you qualify? Dedicated to your best interest, Longmont´s Terri Hatch of People´s Mortgage & Devin O´Branagan ERA Tradewind

Real Estate

773 SQ FT- busy shopping center, 1116 Francis St, $825. Alert RE (303)776-5156

Longmont

5090 Lots & Tracts 5100 2 ACRE LOT, Berthoud area, $40K price reduction, $125,000. Call Steve Conder for details, 303-514-3706.

Retail Space 4135 Commercial Real Estate 5030

47-157645

• 1240 Meadow • 1517 24th Ave • 1249 Whitehall Dr Call PMP, 303-776-RENT

Longmont

LONGMONT 629303-772-7576 Terry St., Longmont ww REALTY www.longmont-realty.com

OFFICE BLDG FOR SALE

With bsmt and private paved parking lot $159,000 43 Office Bldg for Sale can be viewed at

Buy it... Sell it... Find it...

www.longmontcommercial.com

Ken Kanemoto

303-772-2222

Classified

November 20, 2010

Berthoud • Marvin & Rechele McConathy from Wells Fargo Bank, 1008 E County Road 2, Berthoud, $372,500, home Dacono • Paco & Julia Meza from Julian Alvarado, 317 Glen Creighton Dr, Dacono, $51,500, home • Nicholas & Monica Knollenberg from Richmond American Homes Colo Inc, 3171 Meadowbrook Pl, Dacono, $241,600, home Erie • Brooke & Mark Watson from Andrew Bzostek, 260 Monares Ln, Erie, $256,500, home • Kurt & Jessica McGuffin from John Deluca, 910 Koss St, Erie, $325,000, home • Raja Bakam from Richmond American Homes Colorado, 457 Graham Cir, Erie, $290,800, home • Raymond Grunzinger from Daryl Smith, 708 McClure Ct, Erie, $260,000, home

DIRECTORY FEATURED HOMES

47-158776

Open Sat 10-12

1117 5th St Longmont

Firestone • Resident from Timberline Firestone LLC, 4238 Union St, Firestone, $15250,000, home • Raymond Gomez from Fannie Mae, 11313 Coal Ridge St, Firestone, $255,000, home • Robert Hamm from Journey Homes LLC, 5400 Rosewood Ave, Firestone, $231,800, home

$249,900 3 bed, 1 bath, 1 car Close to Central School Bill Sharp/Colorado 1st Realty • (303) 931-6098 E

Open Sat. 12-4

W NE

Frederick • Linda Jones from Beverly Goodman, 5473 Bobcat St, Frederick, $192,000, home • Mark Vanroekel from Melody Homes Inc, 8237 Raspberry Dr, Frederick, $213,000, home • Johnathon & Sarah Cole from Melody Homes Inc, 8022 Raspberry Dr, Frederick, $199,000, home • William & Jill Ice from KDB Homes Inc, 6320 Spring Gulch St, Frederick, $267,000, home

1243 Hummingbird Cir. Longmont

$259,900

SELLER WILL PAY UP TO 3% OF CLOSING COSTS! 3 bed, 3 bath, 2200 sq. ft. See www.MyBlueVista.com

Natasha Biggs - Blue Vista Sales - 303-652-7949 By Appointment Only

Lyons • Victoria Simonsen from Bradford Behn, 103 Noland Ct, Lyons, $381,000, home

503 Collyer Street Historic Old Town Longmont

$379,000

Niwot • Marilyn & Steven Wheeler from Paul Vanburen, 7745 Country Creek Dr, Niwot, $534,000, home

Beautiful Historical Old Town Property is a must see! 3 Bd/2ba, 2,713 sqft. See Details at: www.OldTownRealEstateCo.com

Cory Dudley • Old Town Real Estate Co • (303) 776-4004

Platteville • Halflight LLC from Katherine Allison, 11901 County Road 42, Platteville, $1,355,000, home Foreclosures – notice of election and demand • Borrower: Falconpointe LLC, Lender: Guaranty Bank And Trust Company, Amount: $264,782, Property: 6897 Paiute Ave, Batesburg, Filed: 11/10/10 • Borrower: Guy Lanter, Lender: Household Finance Corporation III, Amount: $227,236, Property: 5324 Glen Dr, Berthoud, Filed: 11/10/10 • Borrower: Judy Fernandez, Lender: Chase Home Finance LLC, Amount: $86,963, Property: 1424 MacPool St, Dacono, Filed: 11/04/10 • Borrower: Troy & Suzanne Boscia, Lender: Citibank NA As Trustee, Amount: $280,976, Property: 3062 Harvest Cir, Dacono, Filed: 11/09/10 • Borrower: Trent Fallica & Tammy Carpenter, Lender: BAC Home Loans Servicing LP, Amount: $216,508, Property: 440 Tynan Ct, Erie, Filed: 11/05/10

OPEN HOUSE

47-157967

Longmont • Gloria Eslava from Boulder Creek Kingsbridge LLC, 1695 Venice Ln, Longmont, $202,200, home • Michael & Katherine Zowak from Joseph Lutz, 2619 Falcon Dr, Longmont, $324,000, home • Imagine from Clinton Sigg, 1503 Juniper St, Longmont, $200,000, home • Nathan Pohl from Alan Weber, 1868 Princess Dr, Longmont, $192,000, home • Beth Lutz from Bradley Wilson, 930 Button Rock Dr Unit 105, Longmont, $156,500, condo • Wenrich & Susan Green from Roy Collins, 1419 Red Mountain Dr Unit 119, Longmont, $151,000, condo • Joy & Jerry Long from Fannie Mae, 804 Summer Hawk Dr Unit 2104, Longmont, $120,000, condo • Ceri Davies from Front Range Real Estate, 1368 S Terry St, Longmont, $205,000, home • Resident from Arthur Hagan, 1268 Fox Hill Dr, Longmont, $725,000, home • Valerie Martin from Edger Moser, 1865 Terry St Unit 9, Longmont, $110,000, condo • Ellen Ross from Ronald Osborne, 455 Greenwood Ln, Longmont, $249,900, home • Jeffery & Gina Hawley from Lawrence Stones, 1519 Lefthand Dr, Longmont, $224,000, home • Arthur Coleman from Summerlin LLC, 8468 Summerlin Dr, Longmont, $240,000, home • Richard & Bonnie Disalvo from Wells Fargo Bank, 50 19th Ave Unit 81, Longmont, $94,000, condo • Gary Brandon from Shawn Cheney, 10700 Upper Ridge Rd, Longmont, $149,900, home • Steven & Brenda Merrifield from Robert McArthy, 1897 Blue Mountain Rd, Longmont, $418,000, home

• John Carmichael from Patrick Goss, 1342 Fletcher Dr, Erie, $210,000, home • Jason Wissman from Freddie Mac Securities Remic Trust, 2133 Pinon Dr, Erie, $385,000, home • Marcia Ward from Tony Yuwei Lin, 2290 Linden Pl, Erie, $244,000, home • Donald & Joann Harmon from Floyd Price, 5719 County Road 5, Erie, $250,000, home • Micah Chatham from Vista Ridge Devl Inc, 1982 Fairway Pointe Dr, Erie, $239,000, home

45-157902

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Times-Call / Home & Real Estate Weekly

47-158167

INGS

AV 00 S

7,5

NOW

Open Sat & Sun 12-4

1345 Bluemoon Dr. Longmont

$338,458 1756 SF 2BR + Study 2BA. Partial Basement, Corner Lot. 2 ½ Car Garage. Low Maintenance Community!

Shadow Grass Park • www.shadowgrasspark.com • 303-776-3331

SUNDAY OPEN HOUSES Price

Location

Address

Hours Office

$169,900 Longmont 930 Button Rock L-62 12-2 ERA Tradewind/Carnahan

Phone 303-772-9620

Prudential of The Rockies/Maynard 303-547-0807

$225,000 Longmont 1922 15th Ave

2-4

$239,000 Longmont 1538 Venice Ln

11-5 Boulder Creek Builders

303-502-5338

$240,000 Lafayette 104 Sandler Dr

1-3

720-564-6034

$338,458 Longmont 1345 Bluemoon Dr.

12-4 Shadow Grass Park

303-776-3331

$379,000 Longmont 503 Collyer St

Appt Old Town Real Estate/Dudley

303-776-4004

Wright Kingdom/Borchert

Visit www.YourFrontRangeHOME.com to map your home tour

Times-Call / Home & Real Estate Weekly

November 20, 2010

OPEN HOUSE DIRECTORY FEATURED HOMES D!

Open Sat 1-3

E UC

E ER

Longmont

Bill Sharp/Colorado 1st Realty • (303) 931-6098

$239,000

Great One Floor Living in a 55+ Community! www.iresis.com/go/mls/639532

Low-Maintenance Townhome, 1,559 sq.ft. 2 Bed + Lofted Study, 3 Bath, 2 Car Attached Garage. Built Green, Energy Star Rated

Maynard Team/Prudential • (303) 547-0807

SATURDAY OPEN HOUSES Address

SW Longmont

$225,000

Five Bedroom, Four Bath, Three Car Garage, Two Story in Creekside. 5,4,3,2 and now I need one buyer!

Location

Open Sat & Sun. 11-5 1538 Venice Ln

1922 15th Ave

$399,900

Price

47-158778

Open Sun 2-4

2321 Bobwhite

www.LiveBoulderCreek.com • 303-502-5338

Hours Office

Phone

$165,000 Longmont 637 Elliot St

12-2 Coldwell Banker/Larson

720-937-2676

$169,000 Longmont 1023 Kansas

11-1 Remax Alliance/Brandt

303-489-0755

$193,000 Longmont 2120 Hackberry Cir

12-2 Remax Traditions/Graham

720-272-0183

$199,900 Longmont 950 Granite Ct

11-2 Coldwell Banker/Pereira

303-834-5018

$219,900 Firestone 5300 Rustic Ave

2-4

Coldwell Banker/Napier

303-775-5234

$229,900 Longmont 2429 Winding

2:30- Coldwell Banker/Larson

720-937-2676

$237,000 Longmont 537 Cherrywood

10-1 Remax Alliance/Marose

303-817-9675

$239,000 Longmont 1538 Venice Ln

11-5 Boulder Creek Builders

303-502-5338

$249,900 Longmont 1117 5th St

10-12 Colorado 1st Realty/Sharp

303-931-6098

C DU

E ER

Open Sat 12-2

2223 Harvard Ct NW Longmont

$569,900

Main Floor Master, Retreat Area, Bonus Room + 2 Upper Bedrooms. Cape Cod Style w/ 2 Staircases, Screened in Patio w/ Hot Tub. 1 Acre Lot, 2 Car Garage+ Outbuilding, Rose and Vegetable Gardens

Jim Danzl • Re/Max Traditions • (303)775-0163 47-158782

Open Sat 12-2pm

2120 Hackberry Cir Longmont

$193,000

Updated 4 Bedrooms, 2 Baths, Bright. Vltd Ceilings, French Drs, New Deck & More. Low Interest Rates & Low Down Payments Avail. Great Starter/Rental.

$259,900 Longmont 1243 Hummingbird Cir 12-4 Blue Vista Sales/Biggs

303-652-7949

$285,000 Longmont 2214 Spinnaker Cr

2-4

Coldwell Banker/Tucker

303-902-6250

$290,000 Longmont 1144 Chestnut

11-1 Keller Williams 1st Realty/Colwell

303-775-7135

$295,000 Longmont 12490 N 75th

11-1 ERA Tradewind/Sipfle

303-772-9620

$338,458 Longmont 1345 Bluemoon Dr.

12-4 Shadow Grass Park

303-776-3331

$350,000 Longmont 6521 St Vrain Rd

11-1 ERA Tradewind/Crook

303-772-9620

$375,000 Longmont 8171 Hygeine Rd

11-1 ERA Tradewind/Young

303-772-9620

$379,000 Longmont 503 Collyer St

Appt Old Town Real Estate/Dudley

303-776-4004

$395,000 Longmont 12510 N 75th

11-1 ERA Tradewind/Sipfle

303-772-9620

Wonderful 4BD+ study home, new lighting and kitchen upgrades! Community Pool, Tennis and Lake.

$399,900 Longmont 2321 Bobwhite

1-3

303-931-6098

Jonelle Tucker/Coldwell Banker • (303)902-6250

$499,500 Longmont 6583 Ute Hwy

11-1 Prudential Rocky Mtn/Brodt

303-772-2222

$569,900

Longmont 2223 Harvard Ct

12-2

Remax Traditions/Danzl

303-775-0163

$1,575,000

Erie

12-4

Wright Kingdom/Raymer

720-564-6058

2398 Links Place

Colorado 1st Realty/Sharp

RE/MAX Traditions / Tracy Graham (720) 272-0183

Open Sat 2-4

2214 Spinnaker Cr. NW Longmont

47-160002

47-157966

47-158781

47-158777

$285,000

Visit www.YourFrontRangeHOME.com to map your home tour 30-148713