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February 19, 2011
Grab the Clippers
Now is the time to prune your plants
Home loan programs are changing
Major
Impact Add luxurious touches to your home
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Times-Call / Home & Real Estate Weekly
February 19, 2011
Instant Upgrades Minor adjustments, additions make major impact at home By Laurel Toney
Longmont Times-Call
Whether you’re happy with your home or you’re stuck until the market changes, there are simple adjustments you can make to your interiors to add luxury and glamour to any room. Easy upgrades and accessories can turn an average design into one that will inspire envy. Barbee Jones, owner and designer at Details Design Studio in Boulder, says paint is an easy and inexpensive way to change the look of a room. “The biggest thing in this economy is paint, and it’s the least expensive way to make a big, ‘wow’ change,” she says. She recommends Modern Masters metallic paints. When added to the ceiling of a dining room or powder room, this metal-mimicking paint adds light and dramatic impact for a fraction of the cost of a faux finish. Painting existing furniture is also a great way to alter design and make a big impact, says Tennille Wood of Beautiful Habitat Interior Design and Decoration serving Denver and Boulder. Using metallic paint on an old piece of furniture is inexpensive, easy and effective. Wood also suggests breaking up sets of furniture as a way to change a room. Don’t be afraid to mix up the furniture in your home for a different look, she says. “It will feel more put together over time and more interesting.” Changing a room’s lighting is another effective way to raise your luxury quotient. “Think of lamps as sculpture,” Jones says. “You need to have them.” You may already own an item that can be turned into a fabulous lamp, like a brass tea urn or a glass vase. Unique lamps serve as beautiful design elements while creating warm lighting and ambiance. Wood suggests repainting lamps or changing Courtesy Details Design Studio lamp shades to a different shape
Kristi Ritter Summer Stair On the Cover
Courtesy Beautiful Habitat Interior Design and Decoration
Courtesy Beautiful Habitat Interior Design and Decoration
Courtesy Details Design Studio
or color for extra glamour. If you want to update a room but lack the budget to make big changes, window treatments might be the solution. A valance is an easy do-it-yourself project that can transform and change your house, Jones says. If you want a more finished look, panels on each side of a window have the same impact as full drapes but cut down on costs. For unique details in your design, scour garage sales and thrift stores for inexpensive accessories that have great shapes, Wood says. They can be spray-painted the same color for a dramatic and beautiful display that makes a statement on bookshelves or countertops. A glass or metal tray on your coffee table is another easy and elegant way to accessorize your home. Jones suggests searching at second-hand stores for a tray that will add “fun glitz” to your table and help organize your
Specialty Publications Editor
kkritter@times-call.com, 303-684-5275
Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429
Luxury touches such as new linens and updated accessories add unique design details to a room. See story above. (Courtesy Beautiful Habitat Interior Design and Decoration)
News and Press Releases
Courtesy Beautiful Habitat Interior Design and Decoration
other accessories. If you have a table that feels more shabby than chic, Jones suggests replacing or covering old tabletops with a granite or marble remnant. “Marble creates added value,” Jones says. Remnants can be purchased at stone yards and finished with a beveled edge for a clean and glamorous appearance. Kitchens and bathrooms can often feel sterile because of their hard surfaces, Wood says. To add softness and luxury to these spaces, she suggests investing in nice towels and incorporating fresh flowers. Even a small bud vase can make a big impact. Upgraded accessories and design will make your space feel fresh and new, but these tips are also useful for those who are trying to sell their homes. Adding a bit of luxury in your finishes can make your home more appealing without driving up expenses.
Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.
Advertising
The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.
February 19, 2011
Getting rid of a timeshare no easy task
sell off her condominium unit to satisfy the debt (assuming the condo wasn’t underwater on the mortgage.) In your mother’s case, if the timeshare does not have much value but the annual fees are high relative to the value, if she stops paying those fees, the late fees and other charges may quickly rise to be above the value of the timeshare. At some point the timeshare management company will have to take action against your mother. The timeshare company could seize the timeshare to satisfy the debt, or it could also sue your mom for her failure to pay the expenses she owes on the timeshare. If they sued your mom, she would have to defend the action in court and incur those expenses. If she lost, her other assets would be at risk. While the timeshare management company may decide to simply take the timeshare interest for the amount that’s owed, your mom might want to talk to an attorney before she simply decides to stop making payments to the timeshare company. Even if the timeshare company decided not to sue your mom, they could simply transfer the file to a collection company to collect what it could from your mother. Your best option is to see what you can get for the timeshare now while you still control it. Ilyce R. Glink’s latest book is “Buy, Close, Move In!� If you have questions, you can call her radio show at 800-972-8255 any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce through her website at www.thinkglink.com.
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Bruder joins ERA Tradewind Real Estate ERA Tradewind Real Estate welcomes Patti Bruder to its team of professionals. Bruder moved to the Denver area with the anticipation of the opening of DIA. She was an International Flight Attendant for United Airlines until she retired in 2003. At that time, she got her real estate license and started selling real estate with a Bruder major company. After a few years, she decided to change to on-site sales with two different developers and worked for one of the nation’s top auction companies. To contact Bruder, stop by the office at 601 S. Bowen St., Longmont, or call 303-772-9620.
Montgomery named to International Diamond Society Coldwell Banker Residential Brokerage announced that Cindy Montgomery, broker associate in the company’s Longmont office, has earned membership in the company’s International Diamond Society, a level achieved by only the top 7 percent of sales associates worldwide in the Coldwell Banker system. Montgomery has been a leading real estate professional with Coldwell Banker Residential Brokerage for more than seven years and has garnered awards in three of the past four years. She was the Montgomery top-producing agent in total sales volume in the Longmont office for 2010. The Coldwell Banker Residential Brokerage office in Longmont is located at 1707 Main St. Suite 500, and can be reached at 303-772-7478. Montgomery can be reached at 720-373-9235 or at cindy.montgomery@cold wellbanker.com.
05-162560
share for rent on sites such as Q: My 86-year-old mother canVBRO.com. If you are able to rent it not get rid of her (paid-in-full) out, the money you receive can offset timeshare. The maintenance fees the fees that your mother is incurring are hurting her financially. She has in owning the timeshare. tried to sell and/or donate it to a charity withOne last option availout any luck. How can able to some owners it to she dispose of it? If no trade their timeshare time one will accept it, do for another location that we, her beneficiaries, may be more desirable to have to take it over? the family. For example, if Can she just stop paying your mother’s timeshare is the maintenance fees? located in California but she and most of her family A: Your mother is not alone. Many owners have Ilyce Glink live on the East Coast, discovered that timeTribune Media Services you may be able to exchange it for something shares can be impossible closer to home. to unload. And in the current economic malaise, more timeAs you’ve discovered, you can’t just share owners than ever are having give the timeshare to a charity. An ortrouble making their payments. ganization has to accept it and agree to take it out of your mom’s name. While you didn’t indicate where your mother’s timeshare is located, Basically that holds true for giving they are usually located in destination it away to anybody. In order for you resorts such as Orlando, Fla., or near to give it away, the recipient must be ski areas. a willing party to the transaction – meaning that they are willing to When selling a timeshare, you assume the obligations of the should first contact the company that timeshare. manages your property. Some of the larger management companies offer a If you’re wondering whether your service to help sellers sell their timemother could simply stop paying her shares. annual fees, you should know that the timeshare company may have the If your timeshare is not part of a right to sue your mother for paynational timeshare company or hotel ments she has failed to make. management company, you can try to advertise it for sale on many websites If your mother lived in a condoset up for that purpose. You can even minium development and stopped try to sell it through Craigslist or paying her monthly dues, the associaeBay. tion could sue her for nonpayment. In the end, if she did not pay, could Another option, especially if your not pay or didn’t have funds to pay, timeshare is in a desirable location, is the condominium development could to rent it out. You can list your time-
Times-Call / Home & Real Estate Weekly
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Times-Call / Home & Real Estate Weekly
February 19, 2011
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You’re ready for a new bathroom, something with style and comfort. You want the room to refresh you in the mornings, and provide you with the opportunity to relax and unwind in the evenings. As you start to design your bathroom remodel, you immediately put comfort at the top of your priority list. You want a beautiful shower with superb water pressure that feels oh-so-good in the mornings or a sink that allows you to quickly and efficiently wash your hands and face so you can wake up and get started for the day. Another notion to put at the top of your list is water efficiency. High-efficiency is now the standard for bathroom showers, sinks and toilets. In the United States, products with the Environmental Protection Agency’s WaterSense label are high-performing, waterefficient and tested by a third, independent party to be certified. It’s a misconception that high-efficiency products don’t perform well. Technology is so improved that you can get the same invigorating stream of water in your morning shower while using less water. Another mistaken belief is that high-efficiency products are expensive. Most green products don’t cost any more than regular showers, sinks or toilets. Toilets are the biggest source of water usage in your home, representing almost a third of your family’s total indoor water consumption. High-efficiency toilets, such as TOTO’s high-efficiency Double Cyclone toilets, use only 1.28 gallons of water per flush, which
could save a family of four more than $2,000 throughout the lifetime of the toilet. Of course, as you redesign your bath, you get to choose the style and look. Your taste might be a large, claw-foot tub that allows you to immerse yourself in a froth of bath bubbles, or you might go for a more modern design with glass shower walls and bold tile colors. Either way, make sure you upgrade your faucet and showerhead. TOTO’s Guinevere high-efficiency faucets and showerheads offer stylish, high performance that can cut water usage by more than 32 percent compared to standard models. Conserving water in your newly redesigned bathroom allows you to be green, save money, save time and be conscientious about the environment without losing the advantage of that great performance you have come to expect.
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MONROE | 1735 Trevor Court
LINCOLN | 1727 Trevor Court Ranch, 3 bedrooms, 2 baths, 2-car garage, 2 stories, 4 bedrooms, 3.5 baths, 1,540 sq. ft. plus full unďŹ nished basement 2-car garage, mud room, 2,047 sq. ft. $ plus full unďŹ nished basement 254,900 $ 279,900
JEFFERSON | 1731 Trevor Court
2 stories, 3 bedrooms, 3 baths, 2-car garage, upstairs laundry, 1,849 sq. ft. plus full unďŹ nished basement $ 264,900
ROOSEVELT | 1736 Trevor Court 2 stories, 4 bedrooms, 3.5 baths, 2-car garage, formal dining, upstairs laundry, 2,214 sq. ft. plus full unďŹ nished basement $ 289,900
WASHINGTON | 1740 Trevor Court ADAMS | 1732 Trevor Court
2 stories, 3 bedrooms, 2.5 baths, Ranch, 3 bedrooms, 2 baths, 2-car garage, 2-car garage, upstairs laundry, 1,622 sq. 1,446 sq. ft. plus full unďŹ nished basement $ ft. plus full unďŹ nished basement 252,000 $ 259,900
HOVER CROSSING | 18th Ave. & Hover St.
Monday: Noon – 6pm, Tues – Sat: 10am – 6pm, Sunday: 11am – 6pm | 866-201-5112 Prices subject to change without notice. Stated square footages are approximate and should not be used as representation of the home’s precise or actual size. Copyright Š 2011 Lennar Corporation. Lennar and the Lennar logo are registered service marks of Lennar Corporation and/or its subsidiaries. 2/11
07-162927
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February 19, 2011
Refis expected to fall, along with home prices bankrate.com
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Paulding’s polemic on slavery a difficult sell By Helaine Fendelman and Joe Rosson
Scripps Howard News Service
Dear Helaine and Joe: I have a book titled “Slavery in the United States.” It is in fair condition and measures 6.5 by 4 inches; the author is J.K. Paulding. How much it is worth? Thank you. – D.D. Dear D.D.: This is an interesting book, but in today’s world, it is abhorrent because it is a vigorous defense of slavery. Novelist James Kirke Paulding, a native New Yorker, entered the world on Aug. 22, 1778, and, along with his friend Washington Irving, produced a periodical titled “Salmagundi; or the Whim-whams and Opinions of Launcelot Langstaff, Esq. & Others.” Paulding produced a number of important works during his literary career,
Very nice townhome style condo. 3 Bed, 2 Bath, w/ 1120+/-tot.sq.ft. Spacious Main floor master with lg. walkin closet. Main flr laun. Newer carpet. & 50 gallon H20 heater. All appl. included.Living Room with gas fireplace. Newer interior paint. LIGHT & BRIGHT unit. No Snow to shovel or grass to mow! Single car garage
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15266 WCR 13, PLATTVILLE $274,900 DON RULLE
2236 20TH ST, LONGMONT $299,500 JAN KANEMOTO
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2031 Diamond Dr.
CHANGES JUST MADE to this Custom 2 Story! 1/3+ acre. 4 Bed, 3 Bath w/4675+/-Tot.Sq.Ft. Main flr study/5th bedrm, 3/4 bath w/ NEW vessel sink, granite counter & tile flr there & in laun. New slab granite counters & undermount sink in spacious eatin kitch. w/cherry cabinetry. Lg. formal din. Lg. bedrms up & unfin. bsmt. Inviting Screened patio & Much More!
$495,000
836 Wade Road
Wonderful Ranch style hm. W. Longmont! Close to Golf Course! 2 Bed, 2 Bath w/1091+/-tot.sq.ft. Great Rm w/ vaulted ceiling, ceiling fan & frplc. Kitch. appli. incl. Master w/ ceiling fan & priv. full bath. 2nd bedrm shares Jack-n-jill 3/ 4 bath w/ att. laun.rm. Att.2-car gar. w/ workbench & cabinets. Priv. fenced bkyd. with lg. patio & auto spr. Syst. on E. side of home for shady evening enjoyment!
$187,500
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TO SEE ALL OF DIANE’S LISTINGS
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including “The Diverting History of John Bull and Brother Jonathan,” “The Dutchman’s Fireside” and “Lion of the West,” a theatrical spoof of Davy Crockett and one of the most performed plays on the American stage before “Uncle Tom’s Cabin.” He was also a government official, and his political career included a stint as secretary of the Navy under President Martin Van Buren from 1838 to 1841. Most important is the condition, and because we cannot see the binding, we are not sure that it is still present. What we do see is that the pages are extensively foxed, a term that refers to ugly spotting. If the book belonging to D.D. has all its pages (important) and still has its cloth cover, its insurance-replacement value appears to be in the range of $275 to $375. A lesser condition would mean a somewhat lower value.
51 21st Ave.-#35
07-162046
If you own a home or want to buy or sell one in the next few months here are industry trends worth watching. Mortgage refinancing is expected to experience a “very steep drop” in 2011 compared with 2010, according to Michael Fratantoni, vice president of research and economics at the Mortgage Bankers Association in Washington, D.C. The prospect of higher interest rates on home loans is one reason for that outlook, but not the only one. Homeowners who have ample equity, sterling credit and steady employment probably refinanced at least once in 2009 or 2010, locking in low fixed rates and consequently, have little or no incentive to refinance again in 2011, Fratantoni says. Those who didn’t refinance in the last two years due to inadequate equity, unstable employment or impaired credit probably won’t do so this year either because, while still-low interest rates may create an incentive, those challenges will remain. “Trillions of dollars’ of mortgages that on paper, look like they would be candidates, haven’t (refinanced) yet, and we don’t see them as a large factor in the year ahead,” Fratantoni says. It’s no secret that it’s more difficult to qualify for a home loan today than it was in the past. That’s unlikely to change any time soon, Fratantoni says. The tight lending guidelines are the result of lenders’ new conservative attitude toward the risk of bad loans and the real possibility that Fannie Mae or Freddie Mac will force them to repurchase sold-off loans, sometimes due to technicalities. When lenders are forced to buy back loans,
they lose money. Lenders are being “extremely cautious” and asking for “voluminous documentation,” Fratantoni says. For borrowers, that can mean multiple credit checks, income verifications and appraisals. Borrowers seeking a low down payment loan insured by the Federal Housing Administration, or FHA, will be subjected to higher standards in 2011, due in part to lenders’ added-on requirements, known as “overlays.” Now is supposed to be a great time to buy a home. Mortgage rates are low and prices have fallen. The combination makes dwellings relatively more affordable. Plenty of homes are on the market, and inflation presumed to be on the horizon, could boost home values over the long term. Yet many would-be buyers remain on the sidelines. A third-quarter survey by Fannie Mae found that 33 percent of those asked said they were more likely to rent than to buy their next residence. The recent rise in mortgage interest rates should be “an alarming event” for anyone who wants to buy in the next few years, says Sean O’Toole, CEO of ForeclosureRadar.com in Discovery Bay, Calif. “That should have them thinking about buying sooner rather than later,” he says. “If rates do go up, prices will come down, so it’s probably a wash, but it will still be a bitter pill if you locked in at 8 percent and your neighbor has a 3.8 percent loan.” Selling a home will be a challenge due in part to a dearth of qualified buyers and the huge “shadow inventory” of homes that are stuck in the foreclosure process, but are not yet on the market.
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6583 UTE HWY, LONGMONT $499,500 KYONG BRONDT
• RARE OPPORTUNITY! • 2.1 Acres With Water Rights • 2400 SF Heated Workshop With Office • 3 Bedroom, 2 Bath Brick Ranch • NEW SEPTIC SYSTEM
3812 SETTLER RIDGE DR, MEAD $172,900 VONNIE FALCE
• 3 Bedrooms 1 Full Bath • Large Eat-In Kitchen • Oak Cabinets & New Hardwood Floors • 2 Car Garage • Call Vonnie Falce 303-589-9821
350 TERRA VISTA ST, BRIGHTON $255,000 VONNIE FALCE
• Ready to move in, 3 Bedrooms, 3 Baths • 42”Cabinets, Island, Wood Floors Kit • Main Floor Study, Upstairs Loft • Main Floor Laundry, Formal Dining Rm • Beautiful Back Yard, Large Patio
8 PRINCETON CIRCLE, LONGMONT $325,000 JAN KANEMOTO
• 4 Bedrooms, 3 Baths • Large 1/3 Acre Lot • Large Living and Family Rooms • Eat-In Kitchen • 2 Car Garage
2025 & 2027 COLLYER ST, LONGMONT $180,000 VONNIE FALCE
• Good Rental History • One 3 Bdrm Unit and One 2 Bdrm Unit • All Brick, Off Street Parking • New Paint & Carpet in the Last Year • Call Vonnie Falce 303-589-9821
13743 SADDLE DR, MEAD $253,000 CAROL SCHACK
• Approximately 2, 492 Finished Sq. Ft. + Bsmt • 4 Bdrms, 3 Baths, 3 Car Garage • Wired for WiFi, Close to schools • Great Commuting Location • 15’x 9’ Loft, Open Floor Plan
It’s All About You! Rock Solid Since 1990!
303-772-2222
01-161031
By Marcie Geffner
Times-Call / Home & Real Estate Weekly
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Times-Call / Home & Real Estate Weekly
February 19, 2011
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1-3 SUN EN OP
7629 Aberdeen Way
1-4 SUN EN OP
ERIE
2398 Links Place
It’s time to prune
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1-1
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ERIE
1 SUN
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1939 Windemere Lane
Large backyard and a great community! www.7629.wkre.com $350,000 Craig Peterson 720-564-6008
Parade of Homes 1st Place Winner! www.2398.wkre.com $1,499,500 Janet Raymer 720-564-6058
Patio home & great investment property! www.1939.wkre.com $225,000 Geri Oliveira 303-507-5118
LONGMONT
FREDERICK
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723 Sandpoint Drive
5753 Canyon Circle
1249 Highland Place
Sierra 3 car/huge lot/4bd/4ba + loft www.723.wkre.com $242,000 Dene Yarwood 303-808-0076
Yosemite model-backs to high school! www.5753.wkre.com $195,000 Ellie Davies 720-564-6056
Desirable Highland Farms Lots! www.1249.wkre.com $199,000 Jim Green 303-775-2553
ERIE
FIRESTONE
MILLIKEN
6880 WCR 5
6066 Ulysses Avenue
991 S. Rachel Court
Amazing country property w/custom home! www.6880.wkre.com $1,140,000 Andria Allen 303-810-8375
Great Firestone 2 Story Home 4bed 4 bath! www.6066.wkre.com $265,000 Craig Cowley 303-589-4009
Laporte model on large corner lot! www.991.wkre.com $159,900 Ellie Davies 720-564-6056
LONGMONT
LONGMONT
LONGMONT
w Ne
1128 4th Avenue
4616 Calabria Place
g
tin
Lis
1710 Sunlight Drive
Longmont Old Town Victorian! www.1128.wkre.com $354,900 Craig Cowley 303-589-4009
2-Story home on premium lot! www.4616.wkre.com $369,000 Jim Green 303-775-2553
Well maintained-Stoney Ridge! www.1710.wkre.com $327,000 Dene Yarwood 303-808-0076
LONGMONT
LONGMONT
LONGMONT ced du Re e c Pri
2221 Ridgeview Way
Updated & immaculate, 6BD, 4BA! www.2221.wkre.com $499,999 Jan Baulsir 720-564-6039
11815 N. Beasly Road
Large high-end ranch on premium lot! www.11815.wkre.com $448,000 Jeanie Parsons 303-775-9612
1603 Sicily Drive
Rare 5 bed/3 bath home with loft! www.1603.wkre.com $365,000 Sibyl Liedtke 720-564-6046
LONGMONT & SURROUNDING AREAS 1308 Cumberland Drive, Longmont
One of the best values in Wolf Creek! www.1308.wkre.com $239,950 Terry Mulkey 720-564-6044
1438 Sherri Mar Street, Longmont
1-3 Anchorage Court, Longmont
This is the perfect investment property! www.1.wkre.com $225,000 Barb Bashor 303-775-2994
2025 Braeburn Court, Longmont
2435 Boxwood Court, Lafayette
2114 Mallard Place, Longmont
1608 Flemming Drive, Longmont Unbelievable pristine home-quiet area! www.1608.wkre.com $179,900 Dene Yarwood 303-808-0076
Rare find-lots of room-brick ranch! www.1238.wkre.com $215,000 Cathy Bickell 303-541-1921
2398 Links Place, Erie
1559 Centennial Drive, Longmont
1642 Harvard Street, Longmont
07-162974
Affordable brick ranch style home! www.1559.wkre.com $143,500 Craig Cowley 303-589-4009
WKRE.COM
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1238 Lincoln Street, Longmont
Great NW home near McIntosh Lake! www.1642.wkre.com $132,500 Craig Cowley 303-589-4009
Visit our website to see details for all our listings...
303.776.3344 Wright-Kingdom, Inc.
Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.wordpress.com.
NEW LISTING Open House Saturday 1-3
Townhome shows like a model home! www.930.wkre.com $158,000 Craig Cowley 303-589-4009
Highest quality on 1/2 ac. w/views! www.2025.wkre.com $900,000 Elaine Collins 303-947-6129
Parade of Homes 1st Place Winner! www.2398.wkre.com $1,499,500 Janet Raymer 720-564-6058
race, and gardeners who flail about with a sharp tool and no plan can expect to have startlingly awful plant shape. Consideration of the plant’s form is as important as the cuts themselves. Removal of up to one-third of the plant
930 Button Rock Dr., Q-102, Longmont
Great Location on a very quiet street! www.1438.wkre.com $214,900 Mary Colwell 303-775-7135 Pristine 4BR,4BA, 3car. Kit. update! www.2114.wkre.com $417,000 Jerry Curry 303-541-1936
It’s nearing time for bud swell on many will be fine, provided the tree is young. of our woody plants, which is a welcome Should it be more mature, removal of up to sign for gardeners in spring. After the cold one-quarter of the overall plant is the limit. descends and frosts the breath Truly ancient trees should be in our lungs, the warm up that given even greater care; don’t follows gets our sap rising as take off more than 10 percent in we head out to the landscape. one season. We pretend that we’re just If you choose to partially out to get some fresh air, but prune a branch, and not take the we’re only fooling ourselves; whole thing off at the trunk, we can’t walk the yard without make the cut (called a heading wanting to do something to it. cut) one-quarter inch in front of Now that we’re out of the deep a growing bud. Choose a bud freeze for a few days, this is the Carol O’Meara that will grow in a direction that perfect time to prune. Colorado State is outward from the plant and Woody plants suffering University Extension will not cross other branches. snow damage, needing a Should the entire branch canopy thinning or renewal need to be removed, make the from old age will benefit from a nice haircut one-quarter inch in front of the branch cut, but clipping a plant that needs pruncollar. The collar is a ridge of slightly ing can be a little daunting. Between thickened wood surrounding the junction branches going everywhere and a desire to of branch to trunk. If care is taken not to keep the plant looking nice, many gardennick this collar, the wound will seal over ers freeze at the brink of making the cuts. and the tree will remain healthy. Longer What stays and what goes? Will the plant stubs of more than a quarter inch will not look nice after the pruning or will it cry allow the tree to seal the pruning cut, and out for a giant hat to cover the blunder? look nubby and unsightly on the tree. Pruning need not be a reason for panic. Cut out water sprouts and basal suckers Start simply by removing any broken or (the vigorous upright growth shooting up competing branches; often this thinning from branches or from the base of the reveals other places that need a trim. Comtree). This type of growth is usually weak, peting branches are those that rub against doesn’t attach to the branch strongly and one another or block other shoots. This can be pruned completely off. rubbing causes wounds in the bark that alThere’s no need for wound paint or lows disease to enter. sealants; the tree will seal off the wound itOnce this is completed, stand back and look over the plant to see if the pruning for self. Remember to go slow. There are more warm days ahead of us and you can clip a health has left the plant misshapen, and few branches here and there as spring apconsider what other cuts will help the proaches. plant maintain its form. Pruning is not a
Mimi Miller Realty MIMIMILLER.NET
CRS, GRI, SRES, ABR, CLHMS 5280 Magazine 2010 Five Star Real Estate Agent
303-709-6990 CELL 303-774-6531 OFFICE MIMI.MILLER@COMCAST.NET
4206 Arezzo Drive $282,500
Desirable Southwest Renaissance location located within walking distance to schools and parks. This 3 Bedroom, 3 bath pristine clean home is beautifully landscaped. Open floor plan with vaulted ceilings. Kitchen features 42” cherry cabinets with gas stove. Lots of extras including ceiling fans, AC, fireplace/entertainment center. Magnificent views from upstairs. Beautiful Master Bedroom/Bath. This Hamlet model includes 1527 finished sq. feet and a 686 unfinished basement with rough- in plumbing.
07-162951
6
GO TO MIMIMILLER.NET TO VIEW THE PROPERTY.
February 19, 2011
Home loan programs are changing lenders no longer doing business in ColRecently, someone stated that they orado, which has led to not only having thought the banks still didn’t get it, with guidelines, but having to operate to them, 100 percent loans continuing to be adverlest an unwary consumer get upside down tised. After all, they said that is why everybefore they are even right side up. one is in trouble. If loans continue to originate within the The truth is, a 96.5 percent FHA loan up intended ratios, new buyers will be able to to 100 percent loan in itself is not the probafford their homes. The most critical thing lem. The problem lies in the rules used to will be maintaining employimplement such a loan. ment, and not using home equiIn the past, the guidelines ty to continue to draw value out state that a borrower could have of a person’s home for depreciaa front-end ratio of about 28 ble purchases, such as cars and percent and a back-end ratio of toys. Has this slowed down the 36 percent. But in the early market? Yes. But fundamentally, 2000s lenders were allowing rait will lead to a stronger finantios up to 70 percent, which cial base for homeowners. didn’t leave much room to pay Schools could be teaching for food, gas or even taxes. earlier in life (high school) that The front end ratio was the Dave Wagner real leverage is paying cash for monthly house payment divided Longmont Association depreciable assets and financing by gross monthly income, and of Realtors appreciating assets like homes. the backend ratio was the The point is, paying cash for a monthly payments including car should not come at the expense of a the house, car, school loans, credit card, aldeeper loan on a person’s house. If a person imony and whatever was a fixed monthly is financing a depreciable asset, it is best to obligation added together and divided by have a short term strategy for early payoff, the gross monthly income. to be prepared for the other surprises life Today, contingent somewhat on the may serve in the near future. amount of money down, people find the So far, the mortgage interest deduction is top end to be closer to a 47 percent back still safe as one of the few tax breaks given, end debt-to-income as they try to qualify and the IRS is now monitoring increased for a loan. That might mean debts need to loan interest above the initial amount borbe paid off before people can buy a house, rowed for a purchase. It is not such a good to get the debt to income ratios in order to plan anymore to keep using the house as a qualify, and in order to qualify for an credit card. Rather, consider holding it as a amount affordable for a buyer. However, it good long term investment where a person is important before a person goes guessing can lay their head at night and decorate to to consult a local mortgage professional taste. who can help guide people with paying Homeownership matters. According to down debts versus saving for a down paythe National Association of Realtors rement. search release on Feb. 7, the apartment With 30 year mortgage rates recently market is coming into 2011 with strengthsurging up above 5 percent again, it may be ening fundamentals with lower vacancies better to buy sooner than later, before interand rising rents. Data from CBRE Econoest rates and housing prices go up and edge metric Advisors projects rents to increase people out of the market completely. 1.4 percent during 2011. That is one thing a Let’s get back to the 96 percent or more homeowner has more control over once loan. Some of the problems came when the they lock their purchase and payments. ratio was being figured with “stated inDave Wagner is the president of the Longmont Association of Realtors. Contact him by calling 303684-6356, e-mailing dave@wagnercolorado.com or visit the association’s website at www.longmont realtors.com.
www.coloradohomes.com/Longmont
Featured Listings 925 Franklin Ave.
USE O H N OPE
1982 Lochmore Dr
321 Mountain Ave.
1404 Whitehall Dr
1738 Judson
Sunday 02/20 2:00pm – 4:00pm
BERTHOUD
950 Granite
$170,000
Christine Torres 720-320-1405
10163 Sandy Ridge Ct.
Saturday 02/19 11:00am – 1:00pm
FIRESTONE
$285,000
Ann Napier 303-775-5234
950 Granite
Saturday 02/19 11:00am – 3:00pm
FIRESTONE
$265,000
Yvette Pereira 303-834-5018
$199,900
Janie Larson 720-937-2676
3644 Sheridan Ave.
Saturday 02/19 11:00am – 1:00pm
LONGMONT
Saturday 02/19 11:30am – 1:30pm
LONGMONT
$442,500
Judy Whitaker 303-829-0484
1738 Judson Dr.
E OUS H N OPE
E OUS H N OPE
Saturday 02/19 1:00pm – 3:00pm
1982 Lochmore Dr.
USE O H N OPE
1404 Whitehall Dr. Unit E
USE O H N OPE LONGMONT
6754 Silverleaf Ave.
E OUS H N OPE
USE O H N OPE
$180,000
Lorrie Cragg 720-839-4106
Sunday 02/20 3:00pm – 5:00pm
LONGMONT
$299,900
HOSTED By Janie Larson 720-937-2676
193 Maplewood Dr.
1620 23rd Ave.
ERIE
LONGMONT
E OUS H N OPE Sunday 02/20 11:00am – 2:00pm Monday 02/21 11:00am – 3:00pm
LOVELAND
$219,900
HOSTED by Janie Larson 720-937-2676
$264,000
4 Bed/3.5 Bath/ 2 Car Garage Mulit-level home on huge lot!
Sally Grenier 303-475-4508
Michelle King 303-591-3941
1616 N. CO RD 23
1043 Gay St.
PLATTEVILLE
BERTHOUD
LONGMONT
$186,000
3 Bed/2 Bath/ 3 Car Garage Gorgeous Ranch! Full Bsmt! EZ Commute!
2127 Wright Ct.
$389,000
4 Bed/3.5 Bath/ 2 Car Garage 5 acres horse set up, Move in ready Home
Lynn Stevenson 303-324-1891
$263,900
4 Bed/3 Bath/ 2+ Car Garage AWESOME 2670 Sq. ft. MUST SEE
726 Rodgers Circle
Sherry Ankrum 303-588-4228
07-158554
come” and non-verified assets. The rules have definitely changed. Finding a stated income loan and/or non-verified assets loan is virtually impossible. In fact, mortgage lenders are now required to determine that borrowers have adequate income to support the monthly payments. Lenders are also required to document where the down payment is coming from. It has been proven that if homebuyers have put their own money into the purchase of their home, they are far less likely to walk away from the home. In Colorado, mortgage lending is now regulated by the Department of Regulatory Agency and part of their requirements include 40 hours of training, and that lenders are licensed, tested, bonded and insured. This has resulted in more than 5,000
Times-Call / Home & Real Estate Weekly
$180,000
3 Bed/2 Bath/ 1 Car Garage Short Sale Approved – close quick!
Cindy Montgomery 720-373-9235
181 Chapman Rd.
458 Soar Ln.
BOULDER
PLATTEVILLE
Berthoud
Historic Downtown Berthoud 9,350sf commercial bldg w/ 65’ of Mountain Ave frontage! Private office, remodeled BA & kitchenette. Many possibilities! $350,000. For more info call, Gary Maggi, 970-692-2002.
970-532-5096
www.berthoudrealestate.com
LONGMONT
$181,000
4 Bed/3 Bath/ 2 Car Garage MUST SEE
Christian Anderson 303-817-5934
$749,000
4 Bed/3 Bath/ 2 Car Garage Top of the world views!
Jeff Jorissen 720-358-2833
$204,900
4 Bed/4 Bath/ 3 Car Garage Cute House on Old Homestead Farm
Kirsten Davis 720-363-1783
7
8
Times-Call / Home & Real Estate Weekly
February 19, 2011
www.HomeandRealEstateWeekly.com
1401 Elmhurst Dr. • 303-772-9292 Victoria Inn
2400 17th Ave. • 303-772-4667 Ute Creek Apartments
Longmont, CO
1100 E 17th Ave. • 303-684-6821 www.utecreekapts.com The Shores at McIntosh Lake
2450 Airport Rd. • 303-774-8000 Cloverbasin Village
630 Peck Dr. • 888-837-4912 Elliott Apartments
418 Emery St. Longmont, CO 80501 • 303-772-6452 Fox Ridge Apartments
3800 Pike Rd., Longmont, CO 80503 • 303-774-9944 Tanglewood Condominiums Senior Community
100 21st Ave., Longmont, CO 80501 • 303-774-0300
Washer/Dryer Hook-ups
Washer/Dryer Facilities
Yes
No
Yes
Yes
$749-$899
$250
1, 2
1, 1¾
Yes
Yes
Yes
In each apartment
A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.
Starting at $825
$125
1, 2
1, 2
Yes
Yes
Yes
Full SIze in each apartment
Yes
Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.
$729-$1200
$100 $200 $300
1,2,& 3
1,2
Short Term Available
Yes
Yes
Yes
Yes
Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.
$690-$1100
$149
3-bdrm. townhomes
2
Yes
Yes
$610-$990
Yes
1, 2, 3
1, 2
Yes
Yes
$789-$1239
$200
1, 2, 3
1, 2
Short Term Available
Yes
Yes
$1235$1625
$1235$1625
1, 2
1, 2
Yes
Some
Yes
Yes
1,2,3
Yes
65 lbs limit Pets Neg.
Yes
No
& rental available
Convenient location, pet friendly, garages available, 24-hour maintenance
Yes
In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.
Yes
Yes
Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.
Full size in each condo
W/D provided in each Condo
All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives!
Yes
$50+ mo.
Other Amenities
1
Pets
1
Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.
Allow Smoking?
$835-$840
# of Baths Lease Required
$885-$890
# of Bedrooms
Deposit
Hover Manor Senior Apartment Residence
Price Range
Address Phone
Complex Name
Your source for local home and real estate news, as well as a comprehensive home search function powered by ColoProperty.com
Reach over 44,000 Readers Each Week With Your Advertising Message. Call Your Classified Advertising Executive Today 303-776-7440
February 19, 2011
Times-Call / Home & Real Estate Weekly
9
To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place your ad any time of the day or night. Fax: 303-772-8339…email: classifieds@times-call.com Apartments/ Apartments/ Apartments/ Commercial/ Duplexes Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Industrial 4040 ● 2 BDRM, $685 2011 Terry, partly furn., NP/NS- 303-570-0402.
1, 2 & 3 BEDROOMS: laundry. ✭Wtr, trash, sewer pd APTS YOUR CHOICE! www.alertrealty.net
1 Bedroom- $545! 2 Bedroom- $645! Secure bldg, swimming pool, A/C, on-site laundry. Call PMP, 303-776-RENT
4170
Needs 1 bedroom, all util. incl, W/D hook up, 1st fl, $750-$875 max. 720-252-1805
Apartments/ Furnished 4010 NO lease, dep or credit chk Wkly/4-wk • 303-776-2185 • ALSO RV SITES AVAIL!
Apartments/ Unfurnished 4030 1 1/2 BDRM trailer, newly renovated, carport, storage, private, close to bus. N/P, lse, refs, Pratt & So Main, $550 inc utils. 303-507-3457
✭✭✭✭✭✭✭✭✭✭✭✭✭ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000 ✭✭✭✭✭✭✭✭✭✭✭ 1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944 2 Bdrm, 1 ba, lge, complete remodel- W/D, A/C, deck, N/P/S. 2041 Meadow Dr. $840 303-443-4308
2 BDRM APT´s-
Starting at $645, some with Move-in Specials! Call PMP, 303-776-RENT
Horizon Place
CLOVERBASIN VILLAGE (303)485-0512 630 Peck DriveLongmont West on Nelson/Airport Rd 1 Bedroom 1 Bath as LOW as $710 2 Bedroom, 2 Bath as LOW as $800 3 Bedroom 2 Bath starting at $850 3 Bdrm Townhouses Starting at $999
ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108
New Extented Stay Hotel ● $179 * WEEKLY or ● $549 1st MONTH SPECIAL! ✓ Perfect for visiting friends & family!
SMALL 2 bdrm, mobile home in Erie, W/D, No pets. $585. 735 Kattell #107. 303-828-4803 or 303-722-3502 leave message
2 BDRM, 1 ba, No smk/ pets. 225 E. 8th Ave. $695/ mo + $695/dep. 303-678-8663
3 bdrm, 2 ba, W/D hkup, A/C, $900/mo + dep, pets nego. Frdrk. (303)833-1723
Bring ad to qualify. *Expires 1/31/2011 *New Guests Only*
Duplexes
4060
Apartments/ Unfurnished 4030
APARTMENTS
321 Quail Roadacross from Longmont Rec Center 2 Bath $731 2 Bath $844!
*LIMITED NUMBER AVAILABLE* **Income Guidelines May Apply** ✓ Full Size Washer & Dryer Hookups ✓ Close to Bus lines ✓ Pets Welcome
LE DEAUVILLE APARTMENTS ROOMY & READY
1 Bd From $575 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool
303.772.3737
2 BDRM, 2 BA, A/C, gar, lrg fncd yd, Dog OK. On cul-de-sac. 5 Martinez Place, $960. 303-443-4308
Duplex/Condo 2 Bedroom
• 50 19th Ave Call PMP, 303-776-RENT
Garages/Storage Spaces 4070
QUAIL VILLAGE 303-485-0065
2 Bedroom as LOW as 3 Bedroom as LOW as
1 BDRM, W/D hkup, utils pd. $725/mo, no pets. (303)772-9650 after 5pm
Cutest TH! End unit, 3 bdrm, 2.5 ba, part fin bsmt, walk to sprmrkt & rec ctr. $1195. 303-776-6715
I-25 & Hwy 119, Longmont exit 240. 303-485-0040
• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $749 • Two bdr, 2 bath starting at $899
303-772-4667
*www.victoriainnapts.com
.
EQUAL HOUSING OPPORTUNITY
All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.” The newspaper will not knowingly accept any advertising for real estate which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.
INDOOR GARAGE & Commercial Storage 20x40x16 w/ 14x14 doors start at $300. ● 1701 ADKINSON 20x50x16 w/ 30 amp elect, 4 bdrm, 3 bath, 2 story, man door & pwr door 2 car gar, Lgmt. $1375. opener start at $425. RMG Realty, 303-772-4466 Garage Storage LLC, 4070 Camelot Cir, located I25 Business Park. I-25 & Hwy-66. 970-535- 6074 1 RENT TO OWN www.Longmont-storage.com 3 bdrm, 2.5 ba, 2 car, W/D, $1295. 4 hr free rec msg. 866-810-1446 ext 1011
Houses
4080
NEWER 3 bdrm, 3 bath home, 2 car gar, NW loc. $1450, (303)514-3706
WESTLAKE- Avail Immed 5 bdrm, 4 ba, N/S/P, Hygiene Elem. $1700 + + Niwot RE, Barb Ponesse (303)419-3551
Mobile Homes/ Spaces 4090 1 1/2 BDRM trailer, newly renovated, carport, storage, private, close to bus. N/P, lse, refs, Pratt & So Main, $550 inc utils. 303-507-3457 2 BDRM, mobile home in Erie, $600/mo + dep, mo to mo only. (303)828-4031
Office Space 4100
$250/month, 110-5000 sq. ft., 2432 Main, Four Seasons Realty. 303-875-1345. 500 to 2500 SF, can divide. On site prkg, Good traffic exposure. 303-523-3369 07-162979
4080
WHY RENT? Own a home for
$O Down!
2400 17th Avenue, Longmont, Colorado 80503
4080 Houses
0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water paid. No dogs. 303-682-2525
Condos/
VALUE PLACE Townhouses 4050 FIRESTONE
05-162016
Wanted To Rent
WAREHOUSE/SHOP I-25 North, Exit 245, 50’ x 60’, 16’ ceiling, 2 OH doors, 3-phase elect. Rent nego. 303-546-6881
(303)682-2943
05-159787
Rentals
EASTGLEN APTS 630 Lashley, Longmont
4060 Houses
Do you qualify? Call Devin O´Branagan ERA Tradewind
303-775-0710
2- 4 Bedroom Homes • 19 Reed • 230 Terry St • 14567 N. 107th St • 2981 Bellmeade Way • 655 Rider Ridge Call PMP, 303-776-RENT 2 BDRM, 1 ba, gar, wood flrs, 1034 Aspen, No smk/ pets/ $925/mo + $925/dep. (303)678-8663 3 bdrm, 2 ba, gar, fncd yd. Sm dog only. 420 Tungsten $1190/$1190. (303)775-1495
OFFICE/ WAREHOUSE SPACE
3.860 sq ft with 50% beautiful office Area. All a/c, overhead door, near I-25 $4.40/sq ft NNN 76 Industrial Spaces for Lease Can be Viewed at www.longmontcommercial.com
Ken Kanemoto
303-772-2222
10
Times-Call / Home & Real Estate Weekly
February 19, 2011
07-162977
Office Space 4100 Roommates Wanted 4120 Non-smoker/drinker $450/ mo w/util + Dep. Furn bdrm &ba. 303-776-4369 Private- 2bdrms, 1ba, Newer Home $750/mo util inc, w/d, wi-fi, 720-272-2645
255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views. 1 yr Free Rent!
Rooms For Rent
Don Rulle, CCIM
303-772-2222 OFFICE SPACE For Rent Holistic Wellness Center. (720)280-9047 PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite. All ground level, 2 entr, great prkg. 303-956-1141
Commercial Longmont Real Estate 5030
4130
SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108
07-162978
1993 BERTHOUD mobil home, rent to own. 2 bdrm, 1 ba. (970)215-1819
Real Estate Business 5025 Opportunities PRIME Real Estate, 6800+ Sq Ft bldg on busy Hwy 36 to Estes Park. Corner lot in downtown historic district. Lyons, (303)709-6162
Male, looking for an inexpensive roof over your head? 720-203-6969
Longmont
5090
IND. BLDG FOR SALE
Try a color classified picture ad today! Call for details.
Great Owner Financing Terms 12,065 sq ft with dock - Divisible
303-776-7440
39 Industrial Properties for Sale can be viewed at www.longmontcommercial.com
Heidi & Helena buy houses! $ SAVE YOUR CREDIT $ 303-725-8388 / 303-459-2711
Longmont
5090
Check out the pet columns in classifieds for that special companion you’re looking for.
Super mountain property for the relaxed lifestyle. 2+ acres of beauty, bubbling stream and wildlife. Lots of open room to expand this 2 bedroom, 1 bath charmer... $224,900
1718 LASHLEY ST.
Great views, lots of potential! Ranch home with finished basement, large back yard, South facing for easy shoveling! 3 bedrooms, 2 baths, 2 car garage for just $154,900
LONGMONT 629303-772-7576 Terry St., Longmont www REALTY www.longmont-realty.com 807 TEMPTED WAYS DR.
Louisville
LYONS 2 bdrm 1ba mobile home, shed. No dogs. $420/ mon lot rent. $12,000 no owner finance. 303-827-9185.
3 BDRM, 1 BA, new carpet, W/D, carport, Lgmt adult park age 55+, 970-215-1819 • • • •
Brand New Home!! $69,900
Beautiful 3 bed 2 bath lot rent special! ● ● ● ●
$18,900!
Swimming pool Clubhouse Playground New Fitness Center Financing Available Pet Friendly
Sun Homes at Eagle Crest 1-888-649-5616 4eaglecrest.com
Swimming pool Clubhouse Playground New fitness room
✓ Expires 2/28/2011
Financing available Pet Friendly
Sun Homes at Eagle Crest 1-888-649-5616 4eaglecrest.com
5106 Commercial Real Estate 5030 Lots & Tracts 5100
Comfy Mobile Home Sunny 12 x 60 mobile home 2 ACRE LOTS WEST OF in quiet, central Lgmt. 2 BERTHOUD. Great Views! bdrm, 1 ba, carport, coverd $149,900. Fred @ Four porch Adult park, age 55+. Seasons Re, (720)494-2133. 303-604-5235
Open House- SAT 2/19 2-4 Below Market @ $257,900 3 bdrm, 1 ba, 2 car, bike trails & parks. 155 S. Tyler 303-459-2711 or 303-725-8388
Own this home for $599.00* Beautiful 3 bdrm/2 ba JUST REDUCED!
$795,000
Ken Kanemoto
2.8 acres, water tap in & 773 SQ FT- busy shopping paid. Electric close, septic center, 1116 Francis St, needed & Ish res irrig wtr. $825. Alert RE (303)776-5156 $100K, just SE of Berthoud. Call Mark Sullivan at ERA Tradewind (303)684-6335
10571 FOURMILE CANYON DR, BOULDER
05-162556
A picture is worth a thousand words
Time✭ Farms, Ranches 303-772-2222 ✭Opportunity 4 Bedroom, 3 bath, Acreages 5050 2 car garage bi-level in south Longmont. Retail Space 4135 Lyons 5120 Call for details. $179,000 WOW WHAT VIEWS!
Roommates Wanted 4120
5090 Mobile/ 5130 Mobile/ 5130 Manufactured Manufactured Homes/Spaces Homes/Spaces
*WAC 10% down payment 10.5% interest 180 months includes $379.00 site rent for 36 months w/$25.00 increases
Unbelievable value for this terrific 1/2 duplex unit in move-in condition complete with 2 car garage. Great price, Great location for just $56,000 07-162948
LONGMONT 629303-772-7576 Terry St., Longmont www REALTY www.longmont-realty.com
Most Comprehensive
Water Rights 5200
Every Saturday
Wanted: CBT units
in the
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24 EMPSON DRIVE
3918 CENTRAL ST, EVANS
Home and Real Estate Weekly
Home and Real
Lovely condo in Prospect New Town. 3 Finished levels with 3 bedrooms, 3 baths, 2 car garage. High vaulted ceilings, brazillian redwood floors and great outdoor deck. All this for just $274,900
Lots of finished square feet! 2 bedrooms, 2 baths on large South facing lot. Add your carpet and paint and call this one home ... $154,900
Are You Home Shopping?
06470344 2x8c
(720)204-7900
February 19, 2011 Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive Ste. 467, Loveland, CO 80537.
Longmont • Sudhir & Trupti Shah from Fannie Mae, 2049 Estes Ln Unit 2, Longmont, $64,500, condo • Jessica Risager from Ramp 2005RZ2, 235 River View Ct, Longmont, $201,000, home • ABC LLC from Maria Cervantes, 215 Main St, Longmont, $569,000, home • Arturo Barrios from Citifinancial Inc, 1160 Longdon St, Longmont, $95,000, home • TLD Inc from Deutsche Bank National Trust, 1064 Townley Cir, Longmont, $94,200, home • Martha Edelstein from Thomas Souvignier, 1117 Chestnut Dr, Longmont, $370,000, home • Joyce Knijff from Fed Home Loan Mtg Corp, 1816 Stratford Ln, Longmont, $180,500, home • David Mahan from Deidra Gilbert, 2019 Terry St Unit 2, Longmont, $110,000, condo • Carolee & Timothy Preston from US Bank National Trustee, 725 Francis St, Longmont, $133,300, home • Shadi & Christopher Ramey from Joan Weatherly, 6521 Saint Vrain Rd, Longmont, $325,000, home Allenspark • Denise Motta from Wilma G Bryson Living Trust, 129 County Road 90, Allenspark, $95,000, home Berthoud • Janelle French from Tyler Marr, 604 Bristlecone Ct, Berthoud, $242,000, home Erie • Susan Mueller from Caren Craig, 1683 Bain Dr, Erie, $241,000, home • Eric & Amanda Koperski from Kenneth Harms, 2063 Amber Ct, Erie, $249,000, home
Firestone • Deborah & Daniel Tietze from Fannie Mae, 10132 Falcon St, Firestone, $182,000, home Fort Lupton • Richard Hein from Mile Hi Invest LLC, 10321 Highway 52, Fort Lupton, $440,000, home Niwot • Pancal LLC from Panattoni Dry Creek LLC, 6303 Dry Creek Pkwy, Niwot, $10006,800, home Foreclosures – notice of election and demand • Borrower: Sarah Phelan, Lender: Wells Fargo Bank NA, Amount: $9,425, Property: 8060 Niwot Rd 21E, Batesburg, Filed: 02/04/11 • Borrower: Jon & Erica Eggers, Lender: Aurora Loan Services LLC, Amount: $1,010,774, Property: 2836 Center Ridge Dr, Berthoud, Filed: 02/08/11 • Borrower: Jamey & Jonathan Sander, Lender: PHH Mortgage Corporation, Amount: $160,681, Property: 512 Redwood Cir, Berthoud, Filed: 02/09/11 • Borrower: George Ramsey, Lender: BAC Home Loans Servicing LP, Amount: $27,015, Property: 1214 Mac James, Dacono, Filed: 02/07/11 • Borrower: Alfredo & Guillermina Nevarez, Lender: Provident Funding Associates LP, Amount: $170,684, Property: 1409 Lombardi St, Erie, Filed: 02/04/11 • Borrower: Virginia Koller & Kimberly Mullet, Lender: Federal National Mortgage Association, Amount: $267,950, Property: 3155 Blue Sky Cir 16-202, Erie, Filed: 02/03/11 • Borrower: Christopher & Carrie Mccandless, Lender: Wells Fargo Bank NA, Amount: $262,146, Property: 2082 Indian Paintbrush Way, Erie, Filed: 02/04/11 • Borrower: John & Jacqueline Palmer, Lender: Wells Fargo Bank NA, Amount: $377,635,
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Property: 2910 Steeple Rock Dr, Erie, Filed: 02/07/11 • Borrower: Larry & Vicki Alderson, Lender: BAC Home Loans Servicing LP, Amount: $332,069, Property: 1841 Parkdale Cir N, Erie, Filed: 02/07/11 • Borrower: John Stodola, Lender: Bank Of America NA Amount: $224,232, Property: 10498 Foxfire St, Firestone, Filed: 02/03/11 • Borrower: Mark & Julie Todd, Lender: US Bank National Association, Amount: $280,948, Property: 5973 Tenderfoot Ave, Firestone, Filed: 02/04/11 • Borrower: Jean Haskovec, Lender: Wells Fargo Bank NA, Amount: $132,428, Property: 251 Ponderosa Pl, Fort Lupton, Filed: 02/04/11 • Borrower: Lattimer & Nancy Bohling, Lender: Bank Of Choice, Amount: $443,997, Property: 10501 County Road 25 1/2, Fort Lupton, Filed: 02/07/11 • Borrower: Kelly Musick, Lender: Wells Fargo Bank NA, Amount: $167,494, Property: 640 Gooseberry Dr 1007, Longmont, Filed: 02/03/11 • Borrower: Kevin Schrantz, Lender: JPMorgan Chase Bank National Association, Amount: $891,139, Property: 8939 Nelson Rd, Longmont, Filed: 02/04/11 • Borrower: Read Otto, Lender: Chase Home Finance LLC, Amount: $196,836, Property: 7180 Mount Sherman Rd, Longmont, Filed: 02/04/11 • Borrower: Dennis & Roxanne Smith, Lender: US Bank National Association, Amount: $181,497, Property: 843 E 4th Ave, Longmont, Filed: 02/04/11 • Borrower: Eric & Nadine Goranson, Lender: Wells Fargo Bank NA, Amount: $147,957, Property: 1840 Juniper St, Longmont, Filed: 02/07/11 • Borrower: David & Linda Clayburn, Lender: US Bank National Association, Amount: $247,039, Property: 1353 Gar-
Times-Call / Home & Real Estate Weekly
den Cir, Longmont, Filed: 02/04/11 • Borrower: Noe Marquez, Lender: TCF National Bank, Amount: $169,195, Property: 1248 Atwood Ct, Longmont, Filed: 02/03/11 • Borrower: Pamela & John Vancil, Lender: JPMorgan Chase Bank National Association, Amount: $143,045, Property: 713 Kimbark St, Longmont, Filed: 02/08/11 • Borrower: Kimberley Kline, Lender: Premier Members Federal Credit Union, Amount: $680,483, Property: 2955 Breakwater Dr, Longmont, Filed: 02/07/11 • Borrower: Alex & Rebecca Feldman, Lender: Citibank NA As Trustee, Amount: $640,000, Property: 6476 Eagle Ct, Longmont, Filed: 02/07/11 • Borrower: Sara Coman, Lender: Citimortgage Inc, Amount: $104,746, Property: 6877 Countryside Ln 271, Longmont, Filed: 02/09/11 • Borrower: Jennifer Bakula, Lender: Citimortgage Inc, Amount: $219,766, Property: 10655 Durango Pl, Longmont, Filed: 02/03/11 • Borrower: Greg & Sheri Farmer, Lender: Chase Home Finance LLC, Amount: $166,383, Property: 10810 County Road 15, Longmont, Filed: 02/04/11 • Borrower: Chipper & Brissa Valdez, Lender: Wells Fargo Bank NA, Amount: $176,522, Property: 10656 Butte Dr, Longmont, Filed: 02/08/11 • Borrower: Cynthia & Kevin Floerchinger, Lender: Citigroup Global Markets Realty Corp, Amount: $449,600, Property: 2009 Blue Mountain Rd, Longmont, Filed: 02/08/11 • Borrower: Steven Martin, Lender: Commonwealth United Mortgage Company, Amount: $87,235, Property: 1517 Bella Vista Dr, Platteville, Filed: 02/03/11
Serving up a new dining table By Mary Carol Garrity Scripps Howard News Service
At Nell Hill’s, we’re seeing a definite uptick in the number of people who prefer a more casual look in the dining room. And furniture makers are responding, offering an array of wonderful choices. We found a great selection of dining tables at market this year that combine the best of both worlds. They feature classic lines and quality workmanship, yet have a newer and fresher look. Some sport a weathered finish. Others use a stain technique that brings out the contrast in the wood grain. In the market for a new diningroom table? Allow me to serve up some suggestions to help you in your search. There are a number of things to consider. Many people, as I mentioned, are going more casual. One thing to consider is how the table might fit in with the rest of your home. Another key factor is space – in terms of the number of people you want to seat at the table and having suitable room for dishes. A long, narrow room – or a large, open-hearth room adjoining the kitchen – might call for a table with a rectangle top and several leaves. You can “shrink” the table for times when it’s just family and expand it to accommodate company for a holiday or other special gathering. Pedestal tables remain popular. With such pieces, the tabletop is supported by pedestals fixed to the center of the table. Adapted from nellhillsblog.com, which can be linked from the nellhills.com home page.
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Times-Call / Home & Real Estate Weekly
February 19, 2011
OPEN HOUSE DIRECTORY FEATURED HOMES
503 Collyer Street
07-162610
$
10,0
0
VING 0 SA
S NO
W!
07-158541
Cory Dudley • Old Town Real Estate Co • (303) 776-4004
Shadow Grass Park • www.shadowgrasspark.com • 303-776-3331
Unit #308 Open Sat & Sun 12-4 pm
Open Sat & Sun. 11-5 1667 Venice Ln
10818 Cimarron St Units 308, 307, 305 & 204
$435,000
07-158556
$379,000
Breathing Room on 2.46 acres w/2856sf 4BD, 3BA home, 4-stall barn & 3-car gar!
Kathy Burcham - RE/MAX Town & Country - 303-775-7429
Open Sat 1-4pm
1206 10th Street Longmont
SW Longmont
Firestone
$230,000
$199,900
$165,000 - $175,000
07-162949
Berthoud
$324,900
$10,000 incentive available for contracts written by 2/28/11 and closed by 3/31/11. Ask sales associate for all the detals. 1756 SF 2BR + Study, 2BA, Partial Basement, Corner Lot. 2 ½ Car Garage.
Beautiful Historical Old Town Property is a must see! 3 Bd/2ba, 2,713 sqft. See Details at: www.OldTownRealEstateCo.com
Pat Kahler • RE/MAX Traditions • 303-589-5752
5101 Gary Dr
1345 Bluemoon Dr.
Historic Old Town Longmont
Spacious 2 Bdrm, 2 Bath Condos. Sunny Open Floorplans, Nice Finishes. 1 & 2-Car Attached Garages w/ Storage. Good Location & Community Pool
Open Sat. 10-1
Open Sat & Sun 12-4
1,400 Sq.Ft., Double Master, 2 Bed, 2.5 Bath, 2 Car Garage. Low-Maintenance Townhome. Built Green, Energy Star Rated. To Be Built.
07-162946
07-162981
D OL
By Appointment Only
N W TO
www.LiveKingsbridge.com • 303-502-5338
Wonderful mid-century update. New master; 2-car garage; fresh paint and hardwood floor refinish; kitchen update.
Jerry Curry/Wright Kingdom Real Estate 303-541-1936
Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid! - Only 4 spots available per week on a first-come basis -
ONLY $49! CALL 303-776-2244 SATURDAY OPEN HOUSES
Price
Location
Address
Hours Office
SUNDAY OPEN HOUSES
Phone
Price
Location
Address
Hours
Office
Phone
Remax Traditions/Kahler
303-589-5752
$165,000 Firestone 10818 Cimarron St Unit 308 12-4
Remax Traditions/Kahler
303-589-5752
$165,000 Firestone 10818 Cimarron St Unit 308 12-4
$180,000 Longmont 1404 Whitehall Dr. Unit E 11-1
Coldwell Banker/Cragg
303-772-7478
$169,000 Longmont 1023 Kansas
11-1
Remax Alliance/Brandt
303-489-0755
$199,900 Longmont 950 Granite
1-3
Coldwell Banker/Larson
303-772-7478
$170,000 Berthoud 925 Franklin Ave
2-4
Coldwell Banker/Torres
303-772-7478
$199,900 Longmont 1667 Venice Ln
11-5
Boulder Creek Builders
303-502-5338
$199,900 Longmont 1667 Venice Ln
11-5
Boulder Creek Builders
303-502-5338
$230,000 Longmont 1206 10th St
1-4
Wright Kingdom/Curry
303-541-1936
$219,900 Loveland
11-2
Coldwell Banker/Larson
303-772-7478
$265,000 Firestone 6754 Silverleaf Ave
11-3
Coldwell Banker/Pereira
303-772-7478
$299,900 Longmont 1738 Judson Dr
3-5
Coldwell Banker/Larson
303-772-7478
$274,900 Berthoud
1-3
Remax Town & Country/Hart
970-532-5096
$324,900 Longmont 1345 Bluemoon Dr
12-4
Shadow Grass Park
303-776-3331
$282,500 Longmont 4206 Arezzo Dr
1-3
Mimi Miller Realty/Miller
303-709-6990
$350,000 Boulder
1-3
Wright Kingdom/Peterson
720-564-6008
$285,000 Firestone 10163 Sandy Ridge Ct
11-1
Coldwell Banker/Napier
303-772-7478
$379,000 Longmont 503 Collyer St
Appt
Old Town Real Estate/Dudley 303-776-4004
$324,900 Longmont 1345 Bluemoon Dr
12-4
Shadow Grass Park
303-776-3331
$1,499,950
1-4
Wright Kingdom/Raymer
$379,000 Longmont 503 Collyer St
Appt
Old Town Real Estate/Dudley
303-776-4004
$435,000 Berthoud
10-1
Remax Town & Country/Burcham
303-775-7429
219 E. Michigan Ave
5101 Gary Dr
$442,500 Longmont 1982 Lochmore Dr
11:30-1:30 Coldwell Banker/Whitaker
Erie
3644 Sheridan Ave
7629 Aberdeen Way
2398 Links Pl
720-564-6058
303-772-7478
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06-162058