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February 27, 2010

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Times-Call / Home & Real Estate Weekly

February 27, 2010

Let in the light

Trends inspire basement remodels

By Nikki Downs Longmont Times-Call

In the midst of a teetering economical situation, homeowners are looking to empty basement space as a means of expansion and growth for their families. And why not? In terms of square footage, community usage and expressing personal style, a well-designed and decorated basement is hard to beat.

Although it is common for large basements to be occupied by large families with several kids, don’t let a lack thereof throw off your analysis of extra floor space. Try thinking outside the box; consider all the loved ones in your life and what collective needs they may accumulate.

Basement remodels, according to Brian Cookson, owner of Lookout Renovation in Boulder, are not only economical but are also a way to specifically tailor your home space to match your needs.

For Hawk Vanek, a homeowner and real estate broker associate, the arrival of a new baby signaled the need to finally furnish that extra basement space.

Moving the guest bedroom to the basement

Courtesy Lookout Renovation

was just the beginning of a process that helped the Vaneks build a space designed to fit their personal needs. The basement became an entertainment area, a guest bedroom and a weight room, with just enough space left to turn an empty corner into a play area for the baby. This arrangement allows them to turn the play area into a Foosball corner in later years and house the visiting in-laws.

Recreational rooms and home theaters are a common theme for families with teenagers, but the options are plentiful for any family dynamic. Rec rooms are also popular with retired couples who regularly entertain grandchildren, and families with young children.

Still missing that niche? Try a home office, spa area or a basement apartment. While Cookson recalls days where basements were dark, unpleasant places, modern renovations have changed that reputation.

“Basements used to be the dungeons; now they’re not. People now have (the ability and initiative) to adjust to lifestyle changes,” Cookson says.

So before eating up your backyard space with that new addition, try reconfiguring your basement to meet your needs.

Getting The Feel No matter how you choose to engineer your open space, there are a few hard and fast rules that will make the difference between an

Kristi Ritter

inviting basement and a dungeon.

In spite of what a hardwood floor may do to improve the rest of the house, avoid putting it in the basement. Hard surfaces tend to be cold and drafty, and there is usually too little ventilation in a basement to counteract the moisture build-up problematic for wood floors.

Soft carpets tend to fit basement styles anyway, as most are made into recreation areas such as game rooms or theaters.

Cookson says recent years have shown a common trend of creating wide open stairwells that connect the basement to the rest of the house. If the transition between the two floors is less abrupt, a basement can easily feel like a natural extension of the upper floor.

On the other hand, some homeowners look forward to that “man cave” or billiard room having a completely different feel, and choose to leave the basement as separate as possible.

Game Rooms If you’re looking for popular, versatile and personalized, look no further than the all-inclusive game room. These cater to age, lifestyle and personal preference with a few unique twists.

For young children, stick with more space and less furnishings. Give them room to romp and play; a space where kids can be kids without getting in anyone’s hair or breaking Continued on 7

Specialty Publications Editor kkritter@times-call.com, 303-684-5275

Summer Stair

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

On the Cover Finishing a basement offers extra space in the home. See story above. (Metro Services)

Nathalie Winch

Specialty Publications Assistant Editor nwinch@times-call.com, 303-684-5294

Creating adequate light is a crucial part of any basement transformation. Here are a few tips to getting started from renovator Brian Cookson and homeowner Hawk Vanek.

• When it comes to light in a basement, it may be time to bite the bullet and add windows. Especially on older houses with low ceilings, natural light is the most satisfactory option for basements.

• Stair-step window wells put a new twist on standard window wells required by building codes. By creating a gradual slant either in a ramp or stair steps up to the ground, basement light increases significantly.

• Window wells made of timber or stone are far more aesthetically appealing than standard metal, so don’t be afraid to experiment with different materials.

• Many families have found placing potters and small plants on an angled window well make it look better from the inside and out.

• Restrict your color option for walls to light colors. Dark, bold colors will, not surprisingly, create a somber atmosphere, so stick to bright, light colors that you won’t soon tire of. Vanek’s home served as an interesting experiment in lighting and colors, as the natural beige he put in every room gives the appearance of being a different color under each light source.

• Decentralized interior lighting systems help create an overall feeling of softer light, instead of a concentrated source of artificial light.

The Vanek home is resplendent with natural light, the result of dispersed artificial light and wide open window wells.

“When (our contractor) told us how many lights we were going to need, we thought he was crazy,” Vanek says. “Now we’re really thankful he did.”

News and Press Releases

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Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication.

For advertising information, call 720-494-5445.

February 27, 2010

By Helaine Fendelman and Joe Rosson Scripps Howard News Service

Dear Helaine and Joe: The chair in the photographs belonged to my grandmother in the 1920s. There is a picture of this chair in “The Heritage of Early American Houses” by John Drury, and it is said to have belonged to John C. Calhoun. Any information would be appreciated. – E.B.

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This chair, a tad restrained to have been made early in the rococo-revival era, is more related to later items. It is probable that this piece was once part of a pair of chairs – a gentleman’s and a lady’s. This one with its straight arms is the gentleman’s chair, while the lady’s would have arms spread more widely apart to accommodate a woman’s voluminous skirts.

The value of most Victorian furniture has plummeted in recent years. This walnut Victorian rococo-revival gentleman’s chair still has only a modest value of between $450 and $600.

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Q: We are still in our house almost two-and-a-half years after refinancing, and the interest rate on our loan is 6.5 percent.

If I have $10,000 that I will not be needing in the foreseeable future, can I send that amount in with our next payment to help pay down the principal on the loan? Or am I better off investing that same amount of money at current interest rates – which, of course, are much lower?

It seems to me that paying 6.5 percent on that $10,000 is akin to earning that same amount of interest. Am I wrong?

A: You seem hesitant to prepay your mortgage, but if you’re going to put the money into the bank and earn less than 1 percent, you might as well pay down your mortgage and effectively earn a much higher rate of return. If you know you can spare the money, you should always pay down high interest debt first then move to lower interest debt. If you have credit card debt at 30 percent, you would be better off using that money to pay off that debt.

In your case, if your only debt is the mortgage, you should use your extra funds to start paying down the balance of the loan. When your loan resets, your payment should go down (unless interest rates skyrocket) because you’re paying interest on a smaller balance.

Some in your situation would prefer to keep the cash in hand for various reasons, especially if they anticipate needing those funds at some date in the near future. Once you pay down your mortgage balance, it may be harder for you to tap that equity when you need it.

For other people, taking out a longterm loan now at historically low interest rates seems like a reasonable thing

Ilyce Glink & Sam Tamkin Tribune Media Services

to do. Locking in a long-term loan today, when interest rates are at 40-year lows, means you’re betting that interest rates will be higher in the future and you want to have cash to invest later.

Let’s say that five years down the line, interest rates are higher than your mortgage loan interest rate. In that case, you could invest the money in the bank at a rate that exceeds your mortgage interest rate and actually make money in the process.

Your choice also depends on what your jobs prospects are, your wife’s employment situation, your current savings, current investable assets and what your income stream will be in retirement.

If life looks a little uncertain for you, you should take your $10,000 and stick it somewhere safe. If, on the other hand, you feel comfortable with the current state of your finances, you should feel free to start paying down your loan.

Samuel J. Tamkin is a Chicago-based real estate attorney. Ilyce R. Glink’s latest eBooks are “Save Your House From Foreclosure” and “Divorce and Your Finances.” If you have questions for them, write: Real Estate Matters Syndicate, P.O. Box 366, Glencoe, IL 60022 or contact them through Glink’s Web site at www.thinkglink.com.

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Pay high interest debt first

Victorian gentleman’s chair may have been part of a set

Dear E.B.: In your letter, you believe a picture of the chair appears in “The Heritage of Early American Houses.” We believe there is a picture of a similar chair in the referenced book and that particular piece of furniture once belonged to John C. Calhoun.

However, we have examined the photographs and have concluded that the chair in today’s question is not likely to have been made until after Calhoun’s death. We feel it is probably circa 1860 and, therefore, could not have belonged to the famous orator.

Victorian furniture is divided into a number of substyles. There is, for example, the Renaissance revival (1860-1875), which was influenced by the Italian Renaissance and reinterpreted some Greek and Roman themes.

The chair belonging to E.B., however, is in the rococo-revival substyle that started in the 1840s and persisted until around 1865. Based on French-rococo design of the mid-18th century, pieces in this style can be elaborate with cabriole (S-curved)

Times-Call / Home & Real Estate Weekly

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Times-Call / Home & Real Estate Weekly

February 27, 2010

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February 27, 2010

Times-Call / Home & Real Estate Weekly

5

Do you know what’s in your garden?

If you were to ask a gardener “what’s in your wallet?” at this time of year, the answer would probably be “very little.”

We’ve spent our money keeping something else full: our gardens. As spring creeps closer and thoughts turn to growing, take a look at what a few experts are growing in their own backyard.

“I’m a big fan of lettuce mixes and lettuce in general,” says Curtis Jones who, with his wife Judy Seaborn, owns Botanical Interests seed company in Broomfield (botanicalinterests.com).

“There’re so many cool Carol O’Meara shapes and colors, and Colorado State you don’t have to use University Extension them just for salad. You can hollow out Butterheads and put anything in them: meat, sauces.”

Don’t forget the things you can add in to make it a salad, like spicy micro greens, mild corn mache salad, “or radishes. You can grate them over the salad for a little spice if you don’t like the whole thing. Red mustard is really good; it tastes like horseradish and is a fast

growing green for salads.”

Peas never end up in their kitchen, although Jones wishes they did. “We eat them out in the garden while working.

We dig up a bed, then go eat a few peas, dig another bed, then eat some more.”

Seaborn nods at the list of vegetables they grow for their family, then adds her favorites. “A must have is Dinosaur kale, which is so delicious our daughters beg for it. Sautéed with olive oil and tossed with pasta, oh that is delicious.”

Pointing to their black Lab, Buddy, dozing on the floor between us, she talked of the near-mystical sweetness of fresh carrots. “They’re irresistible, even Buddy loves them. One day I found him in the garden, gently pulling up carrots by their tops with his teeth, then eating them. You should have seen his face, with a huge grin and his tail was wagging like crazy.”

Jones is passionate about beets and included them in his donation of 30 types of vegetables he sent to the White House garden. “We sent that because the beet mix is a great variety, and there are some vegetables that are so much better fresh, when you taste them it’s like eating another vegetable altogether. But will it change the President’s mind about

beets?” he laughed. “I don’t know, I think we should all be allowed to dislike something.” (Jones plans to include them again in this year’s donation).

Catherine Harley, co-owner with Dale Zigelsky of Boulder-based Personal Family Farmers (personalfamilyfarmers.com), says, “What I eat is a little unusual. I love to eat salads of hardy greens, so I grow kale, collards and spring greens like mesclun mix and tatsoi to fluff it up. If you want delicious salads, grow those, plus arugula and radicchio.”

Some early starters are popped in the ground now, but harvested later. Brussels sprouts are something she thinks everyone should grow because the flavor when fresh-picked is delicious. They’re worth the wait and the space, says Harley, and she should know – her company builds, installs and plants garden boxes for square-foot gardening.

“If it’s in your backyard garden it tastes so much better than what you buy at the supermarket. The attention a plant gets from you helps it thrive; once you start gardening you find out what the plant needs and how to nourish it.”

Start getting ready now, says Harley, who recommends shopping at local garden centers to take advantage of early sea-

son availability. But if you haven’t started purchasing your seeds yet, don’t worry, Jones says. “Most of the country is buried under bad weather,” so people don’t often think of gardening. Choose what you love to eat, then get shopping; you’ll be harvesting your spring vegetables just like the pros.

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont.

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Times-Call / Home & Real Estate Weekly

February 27, 2010

Credit scores play a major part in mortgage rates

By Sheyna Steiner bankrate.com

Interest paid on a mortgage can add up to hundreds of thousands of dollars over the life of the loan. The most influential determinant of your mortgage rate will be your credit score.

The higher your score, the lower the interest rate. On a loan as large as a mortgage, a mere percentage point up or down can add up to a significant amount of money.

Not only are credit scores more vital than ever when it comes to getting a good rate on a home loan, but they will influence whether you can even get a loan at all.

Credit is so tight and lenders are so skittish that buyers below a certain threshold, typically a FICO score of 620, have a better chance of striking oil in their bathtub than securing a mortgage. It’s possible, but will require some digging.

Standards have not always been so restrictive; the industry has changed in recent years.

“It’s changed twofold: First

there is a minimum score that you need to have to even be considered for a mortgage,” says Louis Spagnuolo, vice president of mortgage banking at WCS Lending in Boca Raton, Fla. “And unless you have top-tier credit, you’re not going to qualify for the best programs, terms and conditions.”

Though the tiers go up all the way to 850 on the FICO scale, a score of 740 or more should qualify for the best mortgage rates from most lenders. Depending on the lender, the mortgage rates offered to the highest and lowest credit tiers can vary as much as a full percentage point and a half, says Spagnuolo.

Lenders prefer borrowers with low balances, a long history of on-time payments and a mix of credit utilization – for instance, a car loan and a couple of revolving accounts such as credit cards.

“Lenders look at several variables on the credit report: outstanding debt; the outstanding debt relative to the total avail-

able debt; the length of the credit history and the pursuit of new credit – how many inquiries are on your report,” says Matt Hackett, underwriting manager at Equity Now, a direct mortgage lender in New York.

Some types of credit may be viewed more negatively than others, particularly if there’s not a healthy mix of available credit and loans on your report.

“Store cards are looked on more negatively. Lenders just don’t like to see them,” Hackett says.

Whether you believe your credit report to be pristine and unmarred by financial indiscretions, the ideal time to check it out for yourself is up to a year before buying a home.

Go to AnnualCreditReport .com to get your yearly free credit reports from Experian, TransUnion and Equifax. Make sure you get reports from all three because lenders look at all three scores and use the middle one, according to Hackett.

Consumers should be on the lookout for any information that

doesn’t belong on their credit report or that is incorrect. In 2007, a survey by Zogby found that 37 percent of consumers find errors when they check their credit reports.

“Sometimes people will quickly glance over their information and that’s it. But you should take the time and look at the account numbers,” says Steve Katz, consumer communications director for zendough .com, the consumer personal finance site by TransUnion.

If the account is closed, make sure that is accurately reflected on the credit report. Dispute any errors you find. If everything is correct, pay down balances and let time do the rest.

Try not to apply for new credit if you’re thinking of buying a home in the near future.

Though it’s not always avoidable, you should resist opening several new lines of credit at once.

“A couple in a year is fine.

Four or five in a year will start to have an impact. The best way to think of it is that you don’t

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1432 Whitehall Dr B-18

YOU WILL LOVE this spacious 4 bdrm + loft area home w/ front porch. A larger lot w/front sprinkler system & beautiful landscaped back yard w/fence. Excellent hrdwd flrs. Two part flagstone patio w/lrg rocks-excellent for entertaining. Great hm w/unfin bsmt is ready for future expansion. House backs up to beautiful private open space. www.1264.wkre.com $249,000

VERY NICE MAIN LVL CONDO in popular Golden Bear. Lots of upgrades-unit was the show home. Upgrades incl. tile countertops, granite top on island, cherry cabinets, track lighting, wired for surround sound, encl patio, gas frpl-liv rm, office w/wood flrs & closet could be third bedroom, main bath has tile floors & tile tub, huge master bath w/walk-in closet, 12'x36' tandem gar, sec. sys. www.1432.wkre.com $193,500

Kim Johnson 720-564-6002

Jim Green 303-775-2553

2008 Calico Court

TERRIFIC VALUE IN SOMERSET MEADOWS! Stunning views from this nice corner lot. Beautiful craftsman style with wonderful wrap-around porch. Granite, stainless, custom tile, rich wood flooring, main floor study, 10’ ceilings, sumptuous master, wet bar in rec room, 3 bedrooms, 3.5 baths. www.2008.wkre.com $615,000

Pamela Kane 303-541-1949

2266 Mariner Drive

BREATHTAKING VIEWS OF MCINTOSH LAKE AND TWIN PEAKS Lovely 5bd/5ba/3car in The Shores. Grand Master Suite with fireplace and private deck. Theatre room in basement, all equip. stays. Park like back yard backing to Oligarchy. www.2266. wkre.com $700,000

Dene Yarwood 303-808-076

945 Ninebark Lan

1203 Cedarwood Drive NEW LISTING

NEW LISTING

YOU WILL BE LIVING AT THE PARK. Irrigated 1/4 acre with spacious patio and water feature. Pottery Barn decor. 3 BD/2 BA with room to grow in basement. Newer floors, paint, carpet.

Extra insulation, A/C, security system. Immaculate and ready to move in! Easy to show. www.1203.wkre.com $225,000

Sybil Liedtke 720-564-6046 823 Lincoln Street

UPDATED BRICK RANCH in Old Town Longmont. 1600 sq. ft. on one level w/det. gar. Tastefully done addition could be fam rm or master bdrm. Excellently done new kitchen w/granite countertops & new natural Cherry cabinetry, a must see!

Open floor plan w/hrdwd flrs. Nice yard, close to schools and shopping. www.823.wkre.com $239,000

Kim Johnson 720-564-6002 NEW LISTING

1020 Sparrow Hawk Drive

GORGEOUS! SHOWS LIKE A MODEL! Fabulous 4 bed, 2.5 bath 2-story in Quail Crossing backs to open space. Wonderful vaulted ceilings, formal living & dining spaces, sunny eat-in kitchen with tile countertops, maple cabinets, hardwoods & spacious island. Professionally landscaped yard. www.1020. wkre.com $285,900

Gary & Elaine Collins 303-541-1959

CONTEMPORARY 4 BR/4BA HOME, located on a quiet culde-sac; backs to greenbelt, open flr plan, vaulted ceilings & southern exposure!! Main flr master bdrm & office have new carpet. All BA’s feature tile flrs. The full bsmt has rec./project rm, bdrm & full bath Backyard incl. a custom redwood gazebo/hot tub. www.945.wkre.com $349,900

John Boteler 303-541-1944 1124 Bross Street

WONDERFUL LOCATION in the heart of Longmont. All brick ranch features 3 bedroomswith hardwood floors, remodeled custom kitchen, maple cabinets and granite countertops, builtin hutch, walk-in pantry. Enclosed sunroom. Fabulous backyard w/ garden area & huge shade tree. Subject to short sale. www.1124.wkre.com $174,900

Jim Green 303-775-2553 3805 Glenneyre Drive

PERFECTLY SITUATED, this exquisite ranch-style home backs to open space w/ panoramic mntn views. Beautiful design elements of open flr plan incl. ash hardwood flrs, birch cabinets, granite counters & s.s. appli.. Master suite boasts vaulted ceiling, frpl & luxury bath w/ heated marble flr. Fin. w/o lower lvl opens to covered patio w/hot tub & fire pit. Low maintenance stucco & stone ext surrounded by lush landscaping. www.3805.wkre.com $1,045,000.

Stu Wright 303-541-1900

1024 Sonoma Cir 8-D

want to appear credit-hungry, so you don’t want to apply for a lot in a short period of time,” Katz says.

If you’ve done all you can to hike up your score and still are not happy with the interest rate lenders offer, you may be able to buy down your rate. The typical range is 1 to 3 percent of the home-loan amount.

Another way to get a premium interest rate is with a big down payment. Understandably, banks feel less jittery about your prospects of defaulting on the loan with a down payment of 25 percent or more.

“The down payment is the second-most-important criteria after your credit score because that is one of the mechanisms the bank uses to gauge how risky the loan is,” Spagnuolo says.

Transforming your credit report won’t happen overnight, but with time and consistency anyone can get to the elite levels of mortgage pricing and save a ton of money in the long run.

LONGMONT LWOW! COMPLETELY REDONE & STUNNING MODULAR HM. Brazilian walnut hardwood flrs, Kit w/all new cabinets, granite counters, SS appls, cozy breakfast rm overlooking pond & open space. 2 decks, 2 car gar, vaulted ceilings, 3 skylights, ceiling fans, custom molding on windows & doors, fresh paint- BETTER THAN NEW! www.11040.wkre.com . $79,900 Donna Jensen 720-564-6065 THIS IS THE TOP OF THE LINE Ryland Homes Sonoma model. 5000 fin. Sq. ft inclu.

5 bdrms, 6 ba., full bsmt prof. fin. custom landscaping & backs to open space/ greenbelt. Incredible kitchen w/maple cabinets, granite tile countertops, center island w/cook top stove & ceramic tile flring. Huge master bdrm w/vaulted ceilings & 5 piece bath, beautiful wet bar off kit., office, 3-car gar., main flr bedroom. www.11722.wkre.com $445,000 Jim Green 303-775-2553 OUT OF TOWN...BUT NOT TOO FAR! CHECK OUT THIS LOVELY, QUIET NEIGHBORHOOD AND THIS immaculate home! One owner, very neat & tidy for this Ryland Merlot model. Grand open entry & staircase. Open kitchen leading into fm rm. Separate din & liv rm. 4 bedrooms upstairs. Cute front porch. Backs to community open space. Great price for this area! www.11723.wkre.com $375,000 Dene Yarwood 303-808-0076 EXTRAORDINARY! In a private, wooded setting, this lovely all-brick Georgian has 5BR/4BA and rests on a spectacular .84 ac cul-de-sac lot adjoining creek/trails/ pond. Cherry/Corian kit, generous room sizes, hardwood flrs, 3G. www.8318. wkre.com $824,900 Bonnie Burkhart 303-541-1902

AWESOME UNIT! 2 BR, study, 2 BA, 2-car tandem garage w/ workshop area. Interior offers all appliances, gas fireplace, spacious kitchen island w/separate dining area. Master bedroom has coffered ceiling plus 5 piece bath, walk-in closet.

VERY NICE! www.1024.wkre.com $209,900

Eleanore Davies 303-588-4246 3900 Fowler Lane

INCREDIBLE LAKE FRONT custom Victorian home overlooking Lake McIntosh, w/unobstructed Rcky Mtn views. Prof. landscaped w/low maintenance yard, redwood deck in front & back incl. private mstr deck, 6 car gar. w/work area for your toys. Kit. has maple cab, granite counters, cherry wd flr, extra prep sink & vaulted ceilings. Office on main lvl could be 5th BR. 29'x18' bonus room above gar. Lots of upgrades. Pet & smoke free. www.3900.wkre.com $694,336

Jim Green 303-775-2553 845 Atwood Street

CHARMING OLD TOWN STUCCO COTTAGE. Well cared for home on large corner lot. Archways, wood floors, stone fireplace w/built ins. Open floor plan. Finished basement.

Lovely courtyard w/redwood deck & flagstone patio. Spacious yard. Newer furnace. 2490 SF, 4 BR, loft, 2 BA. www.845. wkre.com $228,000

Gary & Elaine Collins 303-947-6129

Spacious ranch on 1 acre just north of Boulder. Open floor plan – large, remodeled kitchen is centered between family and living rooms. Huge 3 car garage plus shop. Beautifully landscaped lot with mature trees. Large deck and covered porch. Country living minutes from Boulder, Niwot, and County open space. www.6328.wkre.com $549,000 Charlie Matzen 303-541-1903 IMMACULATE 3BR, 2BA RANCH w/3-car gar in desirable Renaissance neighborhood! Slate FP, beautiful mstr suite w/vaulted ceilings, bay window, walkin closet & 5 pc bath! Lrg, eat-in kit. boasts hw flrs, stainless appli., 42” cabinets & lrg pantry! Incredible landscaping w/raised veg. gardens in rear yrd, peach tree, flowers & so much more! Full, unfin. bsmt! Near community-park & schools! www.5213.wkre.com $319,900 Kristen Solomon 303-541-1951 EXQUISITE HOME W/VIEWS! 5.47 acres surrounded by private open space. 4 BR/8 BA, 6 frpl’s, gourmet kitchen, covered outdoor entertainment area-hot tub, waterfall, frpl, bar and grill. www.5318.wkre.com $2,500,000 Donna Jensen 303-588-3603 BEAUTIFUL CONDO IN GREAT LOCATION! Bright corner unit backs to St Vrain open space & walking trail. Lrg liv rm w/frpl, vaulted ceilings, slider to patio. 2 bedrooms, 3 baths, laundry convenient on 2nd floor. lrg master w/walk-in closet & private bath. lrg kit., sep. din. rm w/wood flr. full unfin. bsmt, gar. amenities incl. clubhouse, exercise rm, hot tub, pool, play area. Pets okay. www.1601.wkre. com $141,987 Jim Green 303-775-2553 UPDATED FOUR BED, 2 bath home in great school district, one block from park! Updates including new double-paned windows, gutters, interior/exterior paint, carpet, appliances, and more! Wood floors throughout main level.

Spacious, fully fenced backyard! www.1233.wkre.com $195,000 Rachel Weinberg 303.541.1913

LAFAYETTE VIEWS OF THE BACK RANGE AND LONGS PEAK! Stunning contemporary craftsman style. 6 bedrooms/5 baths. Finished basement. Gorgeous cherry cabinetry and finishes! www.1291.wkre.com $694,500. Ann Fair 303541-1906 ABSOLUTELY PRISTINE CONDITION - 4 year old Markel Built Green. Stately covered porch leads to vaulted grand entry & great rm w/dramatic frpl outlined in copper. Kit is granite/stainless chef's dream. Breakfast nook surrounded by windows, sep. din. w/butler's pantry, study w/custom book shelves. Two more bdrms in their own wing! Bsmt prof fin w/family rm, wet bar, two bdrms, bath & a huge shop. www.1239.wkre.com $730,000 Dene Yarwood 303-808-0076 VERY RARE FIND! Wonderful home on ¾ of an acre! Privacy! Views of mountains from entire property! Prof land yard w/ mature trees & tree house. Detached 3 car garage – perfect for workshop! Wrap around sunroom w/views. 4 bdrms/2 baths. www.11860.wkre.com $450,000 Janet Borchert 720-564-6034 PARADISE- CLOSE IN COUNTRY HOME! Completely remodeled. Large kitchen.

Marvelous LR w/ pellet stove. Beautiful views. Incredible 1.6 acres w/ over 60 trees! Full sprinkler system w/ irr well. 2 outbuildings - Great location! Perfect!

Agent owner. www.11810.wkre.com $875,000. Janet Borchert 720-564-6034 07-142553

February 27, 2010

Beat the blues with a makeover

Continued from 2 mom’s favorite vase. Utilize all that wall space for kid-friendly decorations, using bright colors and fun designs.

To bring out the creativity in kids of all ages, try purchasing chalkboard paint and designating an entire wall to developing a creative flair. Teenagers and adults will make the most out of a game room centered around an entertainment center.

A common theme in adult homes is to include a wet bar – a classy, convenient addition to most homes. And if kids in the house make this idea risky, it easily doubles as a snack bar.

By Mary Carol Garrity Scripps Howard News Service

Are you afflicted with a bad case of the winter blues? Nothing will put a spring in your step like a decorating project. Take a lackluster room in your home and infuse it with drama. Here’s how.

Tempt Yourself with Texture Another way to give your room a lot of pizzazz is to fill it with a mix of irresistible textures. Right now, I’m crazy about creating tone-on-tone rooms in a white-andcream palette, then adding in loads of interesting textures so the light and airy space feels serene, not sterile.

If you’re redoing a bedroom, start by painting the walls cream and the woodwork white. Cover the windows in light, gauzy drapes that feel like clouds, putting bamboo shades underneath. I’ve fallen in love with burlap drapes that are delicately smocked at the top because they perfectly wed this rustic fabric with a design style.

Bring in more texture through your furnishings. How about a bamboo desk that doubles as a nightstand or a wingback chair upholstered in an embroidered cream fabric? Use a sisal area rug banded in cream-colored cotton tape on your floor.

Pick a dramatic color palette to make your rooms more powerful and memorable.

(SHNS/Bob Greenspan Nell Hill’s ‘O Christmas Tree)

Then, turn your attention to the bed, creating an oasis of diverse, touchable fabrics. Start with bright white sheets, then add a cream matelasse coverlet. How about a burlap dust ruffle? Pull in some naturalcolored shams made from a loosely woven but soft fabric that mimics burlap, spiced up with your monogram done in creamcolored thread.

space to combine several rooms is a good idea. Without too many dividing walls, a room feels more open and still provides all the necessary living arrangements, as Vanek found when he knocked out several walls to create one spacious multi-use room.

Finishing Touches As you’re finishing up, be sure to build in extra storage space into your basement. “As a Realtor, I see people all the time who build big basements and never leave any storage space,” Vanek says.

Vanek also emphasized the importance of hiring a trustworthy, reliable contractor. Choose someone whose personality fits your own; someone with whom you work well and whose taste and advice you trust.

The most rewarding aspects of renovations are the personal touches that make a basement remodel into part of your home. Once you’ve shaped the space to suit your needs, decorating and furnishing is completely up to you. Exercise rooms, spas, home offices and extra bedrooms are relatively easy elements to fit into any extra corners you may have left, so don’t be afraid to mix and match your space.

Pick Up the Tempo with Pattern If you’re feeling bold, pick a pattern you love and layer it throughout your room.

Hunt through the wallpaper books for a pattern that is available in both wall coverings and fabric by the yard. Then repeat the pattern on your walls, in your window treatments and through your upholstered furnishings and bedding. When it’s done right, a room filled with a repeating pattern looks amazing. The key to pulling off this tricky look is to pick a soft, subtle pattern, like an understated floral, that has only two tones, such as brown and cream, or pale blue and white.

Mary Carol Garrity is the proprietor of three successful home-furnishings stores and is the author of several best-selling books on home decorating.

Write her at nellhills@lvnworth.com.

Simplify your

HOME 09-142436

Apartments Though a full-fledged apartment is more involved, it may be just the ticket for some families. Whether you find yourself committed to housing a floundering college student or accommodating the in-laws, having a second home within your house has its advantages.

Cookson recalls one family that remodeled their basement as an apartment and moved into it themselves, leaving the upstairs floor to the mother-in-law.

When working with limited space and multiple needs, Vanek and Cookson both affirm that utilizing large open

SEARCH

Quick, convenient and only a click away...it’s that simple

www.YourFrontRangeHOME.com • Hundreds of Homes • Calculate Financing

7

06-142418

Bring on the Color If you have a small room that doesn’t get much natural light, don’t fight it. Use it to your advantage by turning the space into a warm, cozy cocoon. Paint the walls a dark, rich color like twilight blue, molasses brown or gooseberry green. Then, spark up the space with light accents. Paint your trim white or cream. Bring in furniture that’s upholstered in light-colored fabrics.

Make sure you use plenty of accent lighting. Cover the walls with artwork that’s light and bright. Select window coverings that are light enough to pop out from your dark walls. The contrast between the light and dark will make the room sing.

Times-Call / Home & Real Estate Weekly

• Locate an Agent • Updated MLS Listings Powered by ColoProperty.com

Times-Call / Home & Real Estate Weekly

February 27, 2010

ath s Re qui red Allo wS mo kin g?

Pet s Wa she r/D r ye r Fa Wa c ili sh e ties r/D rye rH ook Oth -up er Am s en i ties

Lea se

fB

#o

fB #o

Dep

osit

ed r oom

ang eR

APT/CONDO DIRECTORY

s

e

01-139589

Pric

8

Hover Manor Senior Apartment Residence 1401 Elmhurst Dr. • 303-772-9292

$835$840

$835$840

1

1

Yes

No

Yes

Yes

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Victoria Inn 2400 17th Ave. • 303-772-4667

$695$820

$250

1, 2

1, 1¾

Yes

Yes

Yes

(in each apartment)

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Ute Creek Apartments 1100 E 17th Ave. • 303-684-6821

$805$1075

$125

1, 2

1, 2

Yes

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

The Shores 2450 Airport Rd. • 303-774-8000

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1, 2

Yes (Short Term Avail.)

Yes

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

Cloverbasin Village 630 Peck Dr. • 888-837-4912

$690$1100

$149

3-bdrm. townhomes

2

Yes

Yes

(65 lbs limit)

No

(& rental available)

Elliott Apartments 418 Emery St. Longmont, CO 80501 303-772-6452 Fox Ridge Apartments 3800 Pike Rd., Longmont, CO 80503 303-774-9944

$580$945

Yes

1, 2, 3

1, 2

Yes

Yes

Pets Neg.

Yes

$789$1239

$200

1, 2, 3

1, 2

(Short Term Avail.)

Yes

Yes

Yes

Tanglewood Adult Rental Condominiums 100 21st Ave., Longmont, CO 80501 303-774-0300 Circle at Sunset 240 Sunset Dr., Longmont, CO 80501 303-772-0611 Circle at Lake Shore Apartments 3226 Lake Pkwy, Longmont 303-651-6221

Yes

1,2,3

Yes

Yes

Yes

Convenient location, pet friendly, garages available, 24-hour maintenance In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transpor(in every tation, social events. HUGE amenities unit) package, quiet 55+ community. Call for incentives!

Yes

$1135$1500

$1135$1500

1, 2

1, 2

Yes

Some

Yes

N/A

$675$799

$200

1,2

1,2

Yes

Yes

Yes

Yes

Yes

Hot tub, swimming pool, granite bar tops, stainless appliances

$670$960

$99

1&2 bd lofts, Yes 2x2

Yes

Yes

Yes

Yes

Yes

Hot tub, swimming pool, granite bar tops, stainless appliances, vinyl wood flooring

If you are interested in placing an ad on this grid, call Classified at 303-776-7440. Copy change deadline for this grid is Tuesday by 2 p.m.

February 27, 2010

Call : 303-776-7440

FAX : 303-772-8339 Online : timescall.com Email : classifieds@times-call.com Deadline to place classifieds ad in Real Estate Liner Ads: Thursday 3pm Display Ads: Tuesday 3pm

Times-Call / Home & Real Estate Weekly

9

Monday-Friday - 8am to 5pm 350 Terry Street Longmont, CO 80501 Apartments, Condos & Townhouses, Duplexes, Houses, Commercial, Retail etc...

Local & Out of Town Real Estate, Farms, Ranches, Acreages etc...

We accept cash, checks &

Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Commercial/ Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Industrial 4040

Rentals Apartments/ Furnished 4010

0 APP FEE: WINTER SPECIAL! 1 bdrm $550 On-site pkng/laundry.

A/C. Water & heat pd.

Se Habla Espanol.

(303)774-0593

120 Pacific Ave, Ft Lupton Large 2 bdrm, utils. No pets/smk. $795. 303-857-8777

1st FLOOR 1 bdrm apt 2 BDRM, 1 BA, quiet, gar, Quiet area, lndry nr 23rd & coin-op W/D, A/C, D/W $700/mo 303-859-9973 Main. Sorry no pets, $550 Top Realty, (303)931-6423 2 & 3 BDRM APTS Everything New! • 2 Bdrm apt w/ w/d & gar. $700/mo + utils.

• 3 Bdrm apt w/ w/d & gar. $800/mo + utils.

Call 720-276-7771

•2 BDRM ✭ $675 FREE Heat 1060 17th Ave, Habla Espanol 720-327-8918 DACONO- Large 2 bdrm. $700/mo, incl sewer/wtr & trash. Lndry facilities avail. N/P. (970)420-1363

2 BDRM, 1000 SF, Avail 1 & 2 BDRM Apt Homes immed, $750/mo, $750/dep.

Fox Ridge Apts Premier Pet OK(303)886-5039 2 BDRM- Spacious apt Gated Community. Pets near hospital, avail now.

1 & 2 BDRM DELUXE OK! For Info & Specials Patio, lndry room, No smk/ 2 BDRM, 1.5 BA Twnhse, CORPORATE CONDOS, Call (303)774-9944 pets. $650 + utils.

NW location $700 - $725, fully furnished. 303-588-0726 Please call (303)589-1235 303-776-5416

BEAUTIFUL, quiet, furn 2 bdrm in Historic home.

Separate entrance, W/D, 1 BDRM ON no pets, N/S. $950, incl util, COFFMAN cable & WIFI. 303-776-5645 $525. On-site laundry, A/C, off-st pkng. N/S. Avail now. (303)651-2881 NO lease, dep or credit chk Wkly/mnthly • 303-776-2185 • ALSO RV SITES AVAIL! ● 1 BDRM- remod, N/S ● A/C, lndry, off st pkng ● $625-$675, 303-444-0501

Apartments/ Unfurnished 4030

● 1 Month Free- $645 Near shopping & bus stop.

No smk/pet. (303)570-0402

APARTMENTS

1 Bd From $565 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

Classifieds

Rents starting at

$760

05-140563

2400 17th Avenue, Longmont, Colorado 80503

3+ BDRM/1 BA Wsde in Old Town. Grt loc. wd flrs, alley accs, lg fncd yd, art studio, sunny, gas stove, W/D hkp, evap clr. Wlk to parks, shopping, schls.

Avail NOW. N/P. $1200/ mo+dep.303-507-8955

Buy it ...

Sell it ...

303.772.3737 Find it ...

• Flexible Lease Options • Senior & Preferred Employer Discount • Free W/D in All Apts • Pet Friendly • Garages Available • Close to Shopping & Golf Course

1 Bedroom Loft Now $750

303-772-4667

ROOMY & READY

Welcome Home!

• FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On Line leasing available • One bdr, 1 bath starting at $675!

• Two bdr, 2 bath starting at $795!

*www.victoriainnapts.com

LE DEAUVILLE APARTMENTS

06-141878

1 BDRM & 2 BDRM apartments available.

1 bdrm for $475 & 2 bdrm from $625 to $695.

For locations & details call PML Inc (303)772-5934

Excellent Move-In Specials Available!

Please call for details.

09-142404

● 1 BDRM $885- short term Incl utils, TV, DSL, dishes.

No Smk/Pets. (303)570-0402

303-684-6821

1100 East 17th Ave.

classified ads get results very, very fast!

Call 303-776-7440

Call for Specials ♥ ♥ ♥ ♥ ♥ ♥ ♥ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000

CLEAN 2 BDRM near downtown, laundry room, storage. No Pets. $600 + dep. Call (303)324-9922

CLOVERBASIN VILLAGE 1-888-837-4912 630 Peck DriveLongmont West on Nelson/Airport Rd •1 Bedroom, 1 Bath Starting @ $626 •3 Bedroom, 2 Bath AS LOW AS $785!

•3 Bedroom Townhouses Starting at $950!

QUAIL VILLAGE 303-485-0065 321 Quail Roadacross from Longmont Rec Center •3 Bedroom, 2 Bath for the price of a 2 Bedroom 2 Bath

$750!

•$99.00 Deposit! *LIMITED NUMBER AVAILABLE* **Income Guidelines May Apply** • Full Size Washer & Dryer Hookups • Close to Bus lines • Pets Welcome

EASTGLEN APTS 630 Lashley, Longmont (303)682-2943 1, 2 & 3 BEDROOMS: FANTASTIC February!

Pool, air, laundry ✭Wtr, trash, sewer pd

Half Month FREE on Select Units Thistle Communities Longmont 1 Bdrm starting at $525 1 Bdrm w/ loft stng at $630 2 Bdrm starting at $625 No credit check.

15 3rd Ave 303-651-9496 Se habla Espanol.

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

STOP RENTING! Own for $800/month. Several 3/2 homes to choose from! 877-821-3444

WAREHOUSE/SHOP I-25 North, Exit 245, 50’ x 60’, 16’ ceiling, 2 OH doors, 3-phase elect. Rent nego.

303-546-6881

Condos/ Townhouses 4050

HAMILTON PARK APTS. ● 1379 CHARLES DRIVE 1406 N. 4th St., Berthoud.

Luxury 60 & older condo, Offers 1 bdrm for people 62 2 bdrm/2 baths, W/D, or older or disabled, with or Sunny lrg 2 BDRM, 1 ba, 1 car garage. $1250. without children. Rent quiet, WD, A/C, balcony, BPI 303-665-6075 strg!

No pets.

2041 Meadow based on income. Now Dr. $725 303-443-4308 accepting applications EHOP. 970-532-3725 or TDD ● 2 BDRM, 1.5 ba, newly 800-659-2656 remodeled, carport & UNIQUE townhouse style, patio. $795. 720-334-0695 2154 Dexter Dr, 2 bdrm, 1.5 lndry fac, $585 Horizon Place ba, balcony, Mock 303-497-0668 1 Bedroom- $525! or onsite 303-774-7550 2 BDRM, 1.75 bath, gar, 2 Bedroom- $600! no stairs, gaslog frpl, Secure bldg, swimming 635 Gooseberry, $955 pool, A/C, on-site laundry.

Alert 303-776-5156 Call PMP, 303-776-RENT

Large 1 Bdrm Apt in Old Town Berthoud $400/mo 303-818-4502

MOVE-IN NOW! 2 bdrm, sunny, eat-in kitchen, view park. $595. Call, (303)875-8498 ✭✭ NE Longmont, Spacious, 3 bdrm, 1.5 ba, one level, carport, near stores, bus & parks, $695, Manager 720-494-7637, Mock 303-497-0668

NIWOT 1 BDRM Beauty 8060 Niwot Rd, starting at $695.

Call PMP, 303-776-RENT.

Old Town Efficiency, storage, wood floors, 425 Terry, $525 1 BD, about 550 SF, coin lndry, Your choice, $460 2 BD, 1 ba, cn lndry, 2X pkng, 2 Ash Ct #11, $575 2 BD, 1 ba, W/D hkup, 1106 17th Ave, $595 2 BD, w/d hkp, new paint/carpet, wood flr, 1851 Emery #1, #2 $655 Alert Realty 303-776-5156

VALUE PLACE FIRESTONE New Extented Stay Hotel ● $549 MONTHLY ● $169 WEEKLY New building. Furn studios, full kitchens, free utils, no lease.

✓ Perfect for visiting friends & family!

I-25 & Hwy 119, Longmont exit 240.

303-485-0040 *New guests only.

Bring ad to qualify. *Expires 3/31/2010

Commercial/ Industrial 4040 1800 SF. Auto, auto paint, furniture stripping, welding, med. marijuana need not apply. 502 2nd St, Unit 3, Berthoud 970-221-0997

2 BDRM, 2.5 BA, single gar, A/C, frpl, micro, W/D hkups, wd flrs, patio, wtr pd, unfin bsmt. N/P, N/S. Avail now. $1000/mo, $1000 dep. Cred chk. 303-775-5903 2 BDRM, 2 BA, 1100SF garden lvl, wood burning frplc, W/D hkups, shaded patio, 1 car det gar, tennis courts/ pool. Landlord pays wtr/ swr $800 rent, sec dep same. Call 303-651-0437 3 BR 1 BA Townhouse, gar, firepl, fenced yard, D/W, W/D hookups, No pets, SW Longmont area, $825/ mo+$825 dep. 720-201-6146 AIRPORT/NELSON RD Wht picket fence, 2 bdrm,2 ba, patio, gar, fncd frnt yd.

New carpet W/D, A/C. Sm pet OK! $900/mo + dep.

303-772-1451.

Newer Townhome!

2bdrm, 3ba, 1830sf, AC, gas frpl, W/D incl, no smk/pet $1100. (720)320-9684

TOWNHOMES FOR RENT • 1601 Great Western • 1346 Sunset • 4501 Nelson Rd • 804 Summerhawk Call PMP, 303-776-RENT.

Times-Call / Home & Real Estate Weekly

4060 Garages/Storage Houses Spaces 4070 5407 Cannon

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water pd. No dogs. 303-651-3216 1123 Judson, 2 Bedroom, 1 Bath, 1 Car Garage, Refrigerator, W/D Hook-ups, Paid water, No pets or smoking, Nice area, $700/ month, Jim, 303-651-3858 1/2 Month Free Rent! ● 435 EMERY DR 2 bdrm, 1.5 bath, W/D hkups, carport, swamp cooler, No pets. $650/mo.

Call Pennant (303)447-8988

INDOOR GARAGE & Commercial Storage 20x40, 20x50.

I-25 & Hwy-66. 970-535- 6074 www.Longmont-storage.com

Houses

4080

● 108 E. 5TH AVE2 bdrm, 1 ba, hdwd flrs, fncd yard, off st pkng. $850 RMG RE, (303)772-4466

Great Mountain Views!

AND extra storage ●LOT RENT SPECIALS! *Expires 3/31/10 SUN HOMES AT EAGLE CREST

1-888-649-5616 www.4eaglecrest.com

Mountain Ave., Berthoud Commercial/Retail $500/mo 970-532-2652.

OFFICE SPACE, 5 rooms avail, $185-$400, great prkg, utils pd. Lgmt (970)231-7871

PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite.

All ground level, 2 entr, great prkg. 303-956-1141

Roommates Wanted 4120

TO SHARE- 2 bdrm furnished duplex, W/D $400/mo + 1/2 utils.

Call (720)628-0507 for info

Rooms For Rent

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

Retail Space 4135

Call Devin O´Branagan ERA Tradewind

303-775-0710

• 154 Grant VALUE! 4 bdrm, 2 ba, lots • 701 Buchanan • 10694 Upper Ridge Rd new, lg yd, pets OK, $1250/ mo + dep. 720-494-8954.

Call TODAY! PMP, 303-776-RENT.

Don Rulle, CCIM

303-772-2222

Mobile Homes/ Spaces 4090

Visit our Showroom today.

• FREE Estimates •C Cabinetry bi • Counter Tops • Experienced Designers • Installation Available 1575 Marshall Rd., BOULDER | 303-499-5811 Fax 303-499-5809 Showroom Open Tues.-Sat. 9am-4pm or call for appointment | www.warehousesalesinc.com

S MAIN LOCATION WITH GREAT VISIBILITY. TWO SUITES AVAIL. 918 SF AND 2,165 SF, LOW LEASE RATE

N MAIN SECOND FLOOR OFFICE SPACE. FINISH TO YOUR NEEDS. 1,500 SF TO 6,700 SF Ed & Keith Kanemoto

303-772-2222

Longmont

* Everyone´s Approved! * Bad credit ok on our Owner Carry Mobile homes. Over 50 Dbl. & Sing. wides. Biggest Sale Ever!! We´re buying too! 970-222-1473 970-690-2725 or 970-690-3283

OWN YOUR OWN HOME for as little as $2000 down & only $710/mo. Good deal, won´t last forever, so call River Valley Village at 2 ACRE LOT, Berthoud 303-772-3240 NOW!. area, $30K price reduction, $139,000. Call Steve Conder for details, 303-514-3706.

Lots & Tracts 5100

5090

2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Duplex, Longmont 3 bdrm Seasons Re, (720)494-2133. unit & 2 bdrm unit, Priced for quick sale at $210K BOX ELDER CREEKOwner/agent (720)329-9040 1 acre lots, views. $53K OWC. (303)435-4264

Real Estate Wanted 5170 Sell Your House Fast!

Quick Sale - Fair Price 720-962-4688

Mobile/ 5130 Manufactured Homes/Spaces

Owner Financing Available • Adult Park 3 bdrm $13,900 4 Bdrm, 2 Bath. $187K • Family Park 3 bdrm, 1524 Green Pl, Longmont $11,900 • $53,500 Assume 303-725-8388 or 303-459-2711 loan, 28x44. (303)946-0865

Real Estate Farms, Ranches Acreages 5050 ORGANIC PRODUCE SITE POTENTIAL! 4.25 private, fenced acres near Frederick, CO. 4 serviceably sound older bldgs. Horses ok. $315,000.

Need own financing.

Call 720-494-9393

1,040 SF exec. Office condo.

3rd floor $164,500 16,195 SF retail showroom/ shop. Former motor sports bus. I-25 and Hwy 66 $899,000 13,272 SF School/Gym 1.856 Ac $999,900 9,050 SF Retail/Warehouse W/loft $595,000 3,133 SF Lyons Restaurant Well established & equipped $485,000 Ken Kanemoto

303-772-2222

Check out the pet columns in classifieds for that special companion you’re looking for.

SELF-SERVE CLASSIFIEDS ON YOUR SCHEDULE!

COMMERCIAL BUILDINGS FOR SALE

Mobile Home Sale/Rent Various parks, owner finance, low down, 2 or 3 bdrm, bad credit ok, rent to own, same price as rent.

Let´s Talk! 970-215-1819

Owner Financing Available 2 Bdrm, 1 Bath. $82K. 1141 Maclean St, Dacono.

303-725-8388 or 303-459-2711

No SS# NEEDED! Homes available for immediate move-in $800/mo! We accept TIN numbers for easy in-house financing (OAC) 303-500-8797

Office Space 4100

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views.

1 yr Free Rent!

views, updated kitchen & bath & fenced yard. $198,950

773 SQ FT- busy shopping Heidi & Helena buy houses! RINN VALLEY RANCH $ SAVE YOUR CREDIT $ 1/2 acre bldg sites with center, 1144 Francis St, $825. Alert RE (303)776-5156 303-725-8388 / 303-459-2711 views! Builder ready, from $55K. (303)435-4264

Own a home for $8000 tax rebate!

Do you qualify?

5090 Mobile/ 5130 Manufactured ✭S. Longmont Ranch✭ Homes/Spaces 2 car gar, large deck with

Frederick 5079 Firestone/Dacono

4130

ALL YOU NEED! Furn bdrm, W/D, utils pd. Male 40+ N/S. $475. 303-981-7121

$O Down!

WAREHOUSE SALES, INC.

Only $125K, 2 units M/F, 2 rms in SW loc home, Owner/broker. 303-828-3222 $375 & $400/mo + $200 dep, utils inc. 303-776-6677

Share lrg Home, 1bd lrg bth $250/MONTHall amemities Great parking, avail Feb 1.

Ground level. Four Seasons $475/inc utils 303-834-8326, 303-651-6298 Realty, (303)875-1345

OFFICE SPACE For Rent Holistic wellness center.

(720)280-9047

Frederick 2 bdrm, 1.75 ba, $900 nice area, avail 4/1 303-905-5206

3 BDRM, 1 bath, large yard, 739 Atwood, $875 3 BDRM, 1 ba, attic, lg lot, 22 Marshall, $900 3 BDRM, 1.5 ba, 2X gar, 2165 Hackberry, $1000 3 BDRM, 1.75 ba, gar, 1230 Lanyon, $975 3 BDRM, 1.75 bath, dbl gar, 1730 Linden, $1000 Alert Realty 303-776-5156

4 BDRM, 2 bath, A/C, fncd 3 BR. 2 1/2 BA, 2 car gar. yd, tiled ba/kit, strg bldg. Near schools and shopping.

Paved prkg. 110 19th Ave. $1200/mo/dep. 303-619-0253 $1050. Call (303)257-2848 or (303)415-9688.

4 BDRM, 2.5 ba, 2 story house, hdwd flrs, A/C, fncd 727 TIFFANY PLACEyard, close to schools.

2 bedroom, 1.5 bath, gar, $1222/mo + dep. 6926 fncd yard. No refrigerator. Summerset Ave- Firestone. $750/rent, $750/deposit.

Open House, Sat Feb 27th No pets. Call, 303-530-9153 10am-4pm. Sun Feb 28 12-4

06-141983

$49,900

3 BDRM, 1.5 BA, Frdrk, fin BEST VALUE IN bsmt, big 3 car, fncd yd, all CLOVERCREEK! newly remodeled. $975+ Must see! Immac 4 bdrm, dep & utils. 720-272-7978 2.5 baths, heated comm 3 BDRM, 1 BA, 1 car ga- pool, A/C. $1325. Franco, rage, NW loc, fenced 303-776-6715 / 720-938-4507 yard, sprinkler. $850 month + dep. 303-884-8725 DON´T MISS our lease 3 BDRM, 1 ba, gar, lg fncd buyout program! We´ll give yd. N/S. $1000+ utils+ dep. you CA$H to move out of your apartment and into 728 Emery, 303-776-4348 our home! Homes from $800/mo. 877-490-3678

2 BDRM, gar, frpl, fncd yd, 3 BDRM, 2.5 BA, 2 car gar, recent updates, W/D, sec Frederick. Newer home, sys avail. Pets nego. quiet, large fncd yd, A/C. $825/mo, (303)324-7050.

Pets nego, No smoking. $1250/mo. (303)618-4040 2 BDRM, NW, by 2 schools.

Garage, hkups, fenced, no 3 BEDROOM smk/pets, $800 303-776-8038. HOUSE BARGAINS! 2 BDRM, W/D, DW, A/C w/garage. NE Longmont.

No Pets. $625+ utils & dep.

720-232-2730 or 720-938-1559

Bank Foreclosure

Class A preferred, ground level office location.

1800 to 4400 Sq Ft @ $9/NNN. (303)776-2015

09-143259

2 BDRM & 3 BDRM Duplexes available in Longmont or 2 BDRM in Berthoud! Prices $695 to $895. Call PML INC at (303)772-5934 for locations! and details!

Way: 4 BDRM, 4800 sqft, Avail 4-1, $2550, 303-440-8200

Must sell fast!!!

1 BDRM, 3/4 BA Cottage, yr lse, refs. No pets or smokers. 734 1/2 Bowen.

2 BDRM, 1 BA in Berthoud, $650 (303)772-3399 W/D hkup, 1 car gar, no pets. $750/mo. Avail Now. 2001 CALICO CT: 4 bdrm, 4470 sqft. Avail. Immed.

(970)532-0865 $2550 (303)440-8200

2 BDRM, 1 ba, off st pkng, 221 Andrew, $675 2 BDRM, 1.5 ba, garage, 1759 Antero, $670 2 BDRM, 1 ba, off st pkng, at park, 1955 Meadow, $675 2 BDRM, 1 bath, off st pkng, near park, 2016 McCall, $715 2 BDRM, 1 bath, garage, 212 E St Clair, $725 2 BDRM, 1 ba, gar, near park, 1358 Merl, $795 2 BDRM, 1.5 ba, gar, lg bdrm, 1844 Lincoln, $825 Alert Realty 303-776-5156

4080 Office Space 4100 Roommates Erie 5076 Longmont Wanted 4120 Mountain 17TH AVE, Longmont $$ Money Making Duplex

09-143262

Duplexes

February 27, 2010

09-143263

10

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Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com.

Longmont • Natl Servi from Ballard Geoffrey, 4303 Pebble Beach Dr, Longmont, $692,500, home • Daniel Gallegos from Cera Jesus J & Verenice, 15 W 6th Ave, Longmont, $67,000, home • Joseph & Rachelle Chughtai from Cmlti 2006 Ar1, 1346 Sunset St Unit 15, Longmont, $68,000, condo • Robin Strelow from Erikson Susan M, 2016 Juniper St, Longmont, $204,500, home • Richard Cleavinger from Fannie Mae, 1821 Emery St, Longmont, $148,000, home • Marco Ramirez from Morton Irene S, 1303 S Lincoln St, Longmont, $232,900, home • Michael Whipp from Weir Ernest J & Terri, 4115 Ute Hwy, Longmont, $280,000, home • Edward Applen from Applen Orrin E & Carroll J, 213 23rd Ave, Longmont, $195,000, home • Moises Portillo from Bolyard Walter Gordon & Helen Theres, 1860 Lincoln Dr, Longmont, $170,000, home • Chris Sharron from Dawson Maddren W & Patricia H, 1344 Emery St, Longmont, $129,900, home • David Worthington from Fettig Michael, 8050 Niwot Rd, Longmont, $109,700, home • Leonel Carrillo from Greckel Michael D, 10606 County Road 15, Longmont, $210,000, home • Alvaro Santana from HSBC Bank USA National Trustee, 1301 Gay Cir, Longmont, $175,000, home • Sunil Kumar from HSBC Mortgage Services Inc, 1722 Sicily Dr, Longmont, $267,000, home • 460 LLC from Jet LLC, 460 Main St, Longmont, $795,000, home • Stephen Quinn from Key Bank National Association, 108 E Rogers Rd, Longmont, $69,000, home • David & Tamala Greenidge from Lerum Harlan F II & Linda M, 7262 Del Commundo Ln, Longmont, $329,000, home • Sara Goerlitz from Mile Hi Investments LLC, 1518 19th Ave, Longmont, $170,000, home • Gunter & Dawn Schmer from Spencer Mark L & Deborah S, 2342 Eagleview Cir, Longmont, $395,000, home • Walton Trust from Straight Juanita M, 845 Hillside Ct, Longmont, $236,000, home • Jennifer Cetlinski from Tousa Homes Inc Bankrupt, 804 Summer

February 27, 2010

Hawk Dr Unit 5206, Longmont, $125,000, condo • Isolina Cruz from Wyant Chandi J, 1703 Whitehall Dr Unit 1H, Longmont, $159,000, condo • Greg & Amy Payne from Bank New York Mellon Trustee, 2050 Sumac St, Longmont, $124,000, home • Dallas & Marjorie Schneider from 535 Martin St LLC, 535 Martin St, Longmont, $345,000, home • Christopher Hunt from Cole Mary D, 812 Tenacity Dr, Longmont, $370,000, home • Shadow LLC from Eastgate Development LLC, 1357 Armstrong Dr, Longmont, $60,000, home • Miho Igari from Miller Margaret A, 8011 Countryside Park Unit 215, Longmont, $137,000, condo • Kile & Rachel Baker from Silvercreek Capital LLC, 2173 Hackberry Cir, Longmont, $148,500, home • Ronald & Christine Berardinis from Federal National Mortgage Asso, 438 N Parkside Dr Unit C, Longmont, $140,000, condo • William & Rebecca Teasdale from Fowler F Parker Jr & Charlene F, 4008 Fowler Ln, Longmont, $185,000, home • Richard Kershner from Frey Ralph A Jr, 3025 Mcintosh Dr, Longmont, $235,000, home • Dennis & Joyce Mutcher from Gloy Gary L & Holly K, 1109 Wyndemere Cir, Longmont, $549,000, home • Stephen & Diana Wood from Herman Russell L & Cathy C, 8623 Crimson Clover Ln, Longmont, $680,000, home • Jamie & Sean Gillette from Leeds David E & Michelle E, 829 Tanager Cir, Longmont, $302,000, home • Patricia Alattas from Williamson Jon D & Jeanne M, 1545 Lamplighter Dr, Longmont, $95,000, home Berthoud • Jamie McCawley from Homesales Inc, 950 W County Road 2 E, Berthoud, $240,000, home Erie • Mitchell Glaze from Aurora Loan Services LLC, 117 Northrup Dr, Erie, $310,000, home • Matthew & Windy Mcgehan from Schmit Mark J, 1321 Allen Ave, Erie, $505,000, home • Ralph & Debra Sanks from Taylor Morrison Colo Inc, 1107 Petras St, Erie, $346,300, home • Matthias & Andrea Vandoorn from Taylor Morrison Colo Inc, 1156 Lasnik St, Erie, $385,000, home

• Ashley & Joseph Chrisman from Gutherie Samuel P & Lori M, 2001 Briarwood Pl, Erie, $325,000, home • Brett & Meagan Smith from He Suz, 827 Turpin Way, Erie, $198,000, home • Dennis & Nancy Hausmann from Six Point Reh II LLC, 1990 Cedarwood Pl, Erie, $329,900, home Firestone • John & Taryn Raschdorf from Composto Richard J, 11356 Daisy Ct, Firestone, $185,000, home • Deustin & Jennifer Slater from Melody Homes Inc, 6989 Sunburst Ave, Firestone, $291,200, home • Christophe Attard from Taylor Bean Whitaker Mtg Corp, 11362 Deerfield Dr, Firestone, $168,000, home Fort Collins • John & Kristi Aragon from US Bank, 921 N Broadway Ave, Fort Collins, $115,000, home Fort Lupton • Raymond Boucher from Westerra Credit Union, 392 Corvette Cir, Fort Lupton, $249,900, home Frederick • Saralee Trust from Slater Dustin O & Jennifer M, 7381 Russell Cir, Frederick, $180,000, home Lyons • Christopher & Kathleen Garcia from Kho Sung, 362 Blue Mountain Rd, Lyons, $550,000, home • Daniel & Breckglyn Alleman from Armstrong Howard & Katherine, 116 Stone Canyon Dr, Lyons, $476,600, home Niwot • Feng & Ying Ling from Gentry Gary N & Ila S, 7715 Crestview Ln, Niwot, $690,000, home Foreclosures • Borrower: August & Cherie Winner, Lender: Deutsche Bank National Trust Company, Amount: $309,529, Property: 1046 5th St, Berthoud, Filed: 02/12/10 • Borrower: Maria & Robin Goter, Lender: Nationstar Mortgage LLC, Amount: $132,846, Property: 1203 Macdonald Ct, Dacono, Filed: 02/17/10 • Borrower: Tiffani & Todd Bearup, Lender: Citimortgage Inc, Amount: $388,095, Property: 1188 Conway St, Erie, Filed: 02/16/10 • Borrower: John Ryan & Karyn Abraham, Lender: BAC Home Loans Servicing LP, Amount: $159,018, Property: 339 Montgomery Dr, Erie, Filed: 02/11/10 • Borrower: Randall & Debra Frey, Lender: BAC Home Loans Servicing LP, Amount: $199,859,

Times-Call / Home & Real Estate Weekly

Property: 11439 Deerfield Dr, Firestone, Filed: 02/12/10 • Borrower: Mark & Angela Huss, Lender: Bank Of America NA, Amount: $160,234, Property: 1149 Beech St, Fort Lupton, Filed: 02/12/10 • Borrower: Miguel Reyes Gonzalez, Lender: BAC Home Loans Servicing LP, Amount: $180,557, Property: 15075 Mary Ave, Fort Lupton, Filed: 02/11/10 • Borrower: Gregory & Terra Gillett, Lender: Wells Fargo Bank NA, Amount: $248,141, Property: 8121 Raspberry Dr, Frederick, Filed: 02/11/10 • Borrower: Rene Teo, Lender: Wells Fargo Bank NA, Amount: $127,166, Property: 1427 Lefthand Dr, Longmont, Filed: 02/11/10 • Borrower: Jennifer Clark, Lender: US Bank NA, Amount: $227,811, Property: 711 Rider Ridge Pl, Longmont, Filed: 02/11/10 • Borrower: Anna Woofenden, Lender: PNC Mortgage A Division Of PNC Bank, Amount: $126,686, Property: 225 E 8th Ave A2, Longmont, Filed: 02/12/10 • Borrower: Timothy Pfarr, Lender: Litton Loan Servicing LP, Amount: $150,777, Property: 101 Caribou Pl, Longmont, Filed: 02/12/10 • Borrower: Jessica Packer, Lender: The Bank Of New York Mellon, Amount: $683,413, Property: 3801 Fowler Ln, Longmont, Filed: 02/12/10 • Borrower: 26 Mumford LLC, Lender: JPMorgan Chase Bank National Assoc, Amount: $129,407, Property: 26 Mumford Pl 3, Longmont, Filed: 02/16/10 • Borrower: Michael Sass, Lender: Wells Fargo Bank NA, Amount: $18,664, Property: 651 Buchanan Ln, Longmont, Filed: 02/16/10 • Borrower: Ignacio & Roxanne Villalba, Lender: Deutsche Bank National Trust Company, Amount: $182,902, Property: 312 Baker St, Longmont, Filed: 02/16/10 • Borrower: Joaquin Herrera, Lender: HSBC Mortgage Services Inc, Amount: $182,835, Property: 1601 Deerwood Dr, Longmont, Filed: 02/16/10 • Borrower: Capital Advantage Invs LLC, Lender: Nationstar Mortgage LLC, Amount: $165,288, Property: 2436 Scott Ct, Longmont, Filed: 02/17/10 • Borrower: Leigh & Elina Anderson, Lender: The Bank Of New York Mellon, Amount: $254,744, Property: 1920 Lochmore Dr, Longmont, Filed: 02/16/10 • Borrower: Pablo Mendez,

11

Lender: US Bank NA, Amount: $172,056, Property: 2412 Sunset Dr, Longmont, Filed: 02/16/10 • Borrower: Mark & Barbara Alexander, Lender: US Bank National Association, Amount: $212,263, Property: 1736 Spencer St, Longmont, Filed: 02/17/10 • Borrower: End Ira Inc Fbo Leight R Anderson, Lender: North American Savings Bank FSB, Amount: $157,970, Property: 13201322 Parker Dr, Longmont, Filed: 02/17/10 • Borrower: Jennifer Macho & Aaron Miller, Lender: Citimortgage Inc, Amount: $155,897, Property: 908 Buffalo Ct, Longmont, Filed: 02/17/10 • Borrower: Jose & Maria Briseno, Lender: Bank Of America National Association, Amount: $127,980, Property: 108 Forsyth Dr, Longmont, Filed: 02/17/10 • Borrower: Bryan Boothby, Lender: BAC Home Loans Servicing LP, Amount: $297,260, Property: 1819 Ashford Cir, Longmont, Filed: 02/17/10 • Borrower: Lindsey Howell, Lender: GMAC Mortgage LLC, Amount: $142,973, Property: 166 Wetterhorn Way, Longmont, Filed: 02/17/10 • Borrower: Edna & Robert Ulrich, Lender: Bank Of America NA, Amount: $107,488, Property: 50 19th Ave Apt 31, Longmont, Filed: 02/11/10 • Borrower: Jeremy & Margaret Weir, Lender: M&I Marshall & Ilsley Bank, Amount: $191,217, Property: 14389 N 95th St, Longmont, Filed: 02/16/10 • Borrower: Leigh & Corey Kraft, Lender: US Bank National Association, Amount: $160,818, Property: 10675 Upper Ridge Rd, Longmont, Filed: 02/15/10 • Borrower: Caryn Lerman, Lender: Bank Of America NA, Amount: $154,000, Property: 87 Cedar Dr, Lyons, Filed: 02/11/10 • Borrower: Robert & Rhonda Balsamo, Lender: Citimortgage Inc, Amount: $192,000, Property: 236 Evans St, Lyons, Filed: 02/17/10 • Borrower: Barton Grubbs, Lender: US Bank National Association, Amount: $204,735, Property: 13754 County Road 1, Longmont, Filed: 12/22/09 • Borrower: Debra Hanger & Christopher Carpenter, Lender: Household Finance Corporation III, Amount: $215,340, Property: 805 Grand Ave, Platteville, Filed: 12/22/09

12

Times-Call / Home & Real Estate Weekly

February 27, 2010

OPEN HOUSE DIRECTORY

FEATURED HOMES

Open Sat & Sun 12-5

1415 Armstrong Dr.

Get a full color picture of your open house, the open house hours, address, price and your name and phone number featured at the top of our popular Open House Grid!

- Only 4 spots available per week on a first-come basis -

Longmont

$339,900

3208 SF, 3 BR + 3 BA, Rear Load 2 GA. Across from Park, Finished Lower Level

ONLY $49! • CALL 303-776-2244

Shadow Grass Park • www.shadowgrasspark.com • (303)776-3331

Open Sat-Sun 10-6

810 Village Dr. Milliken

$168,000 Model home w/eat-in kitchen with park views. Open floor plan, master bd w/walk-in closet & mtn views.

SATURDAY OPEN HOUSES Price

Location

Address

Hours

$135,000

Longmont 7 Mumford Unit F

3:30-5 ERA Tradewind/Wagner

$149,500

Longmont 1549 Kimbark St

1-3

Prudential Rocky Mtn/Gapter 303-772-2222

$168,000

Milliken

10-6

Windmills, LLC

970-587-6966

$229,000

Longmont 2310 Jewel St.

1-3

ERA Tradewind/Wagner

303-772-9620

810 Village Dr

Office

Phone

09-143257

Windmills LLC • (970)587-6966

303-772-9620

$280,000

Longmont 1623 Red Mountain Dr 12-3

Prudential Rocky Mtn/Mandile 303-772-2222

$289,900

Longmont 1401 Galapagos

12-3

Remax of Boulder/Boren

303-441-5647

$339,900

Longmont 1940 Inoshpere St

1-4

Wright Kingdom/Rodgers

303-443-2240

$339,900

Longmont 1415 Armstrong Dr.

12-5

Shadow Grass Park

303-776-3331

$372,000

Longmont 9217 Four Wheel Dr.

1-3

ERA Tradewind/Stang

303-772-9620

$594,900

Longmont 1769 Montgomery

1-3

ERA Tradewind/Freeman

303-772-9620

W NE

I PR

CE

Open Sat 12-3

1401 Galapagos

near the Ute Creek Golf Course

$289,900

MLS# 611808 09-143606

09-140030

Visit www.YourFrontRangeHOME.com to map your home tour

Phil Boren • RE/MAX Boulder (303) 441-5647

4 bedrooms + Office, 3 full baths, upgraded kitchen w/solid-surface counters, wood floors, vaulted ceilings, custom blinds & paint.

For details, maps, and directions, visit HomesinLongmont.net

SUNDAY OPEN HOUSES Price

Location

Address

Hours

Office

Phone

$168,000

Milliken

810 Village Dr

10-6

Windmills, LLC

970-587-6966

$339,900

Longmont 1415 Armstrong Dr.

12-5

Shadow Grass Park

303-776-3331

$675,000

Gunbarrel 7127 Four Rivers Road

1-4

Wright Kingdom/Sugg 303-443-2240

List your open house on the grid for only $25 or free with a display ad