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May 14, 2011

Ensure a good deal when buying a house

Spring

Sparkle Sharpen Up

Get your mower blade ready

Freshen your look and home this spring

2

Times-Call / Home & Real Estate Weekly

May 14, 2011

Freshen your look and home this spring Family Features

With new spring collections hitting the shelves, it’s the perfect time to change up your home and wardrobe with fresh new styles that reflect the joyful mood and bright colors of spring. Glade has partnered with style expert Giuliana Rancic to help women transform their look and surroundings for the new season. Together they are sharing what’s in this season and introducing two new limited edition home fragrances – Bring on the Blossoms and Sparkle of Spring.

As an entertainment journalist and co-host of E!’s “Fashion Police,” Rancic is an expert in today’s fashion and aims to inspire women to celebrate the season by updating their look this spring. From home décor to wardrobe, Rancic shares firsthand how surroundings can affect mood.

“Spring is my favorite time of year because it’s a new awakening in the fashion world. I love exploring all the new

trends and updating my surroundings with bright, happy colors that lift my mood,” Rancic says. “With a few new accessories and the limited-edition fragrances from Glade, your home will look as fresh as it smells.”

In order to help other women rejuvenate their look and surroundings, Rancic shares tips to stay on-trend and feel fresh and exhilarated in time for spring.

Reinforce Ruffles Spring is all about feeling pretty and feminine, and deRancic signers are pumping up the volume with ruffles.

Whether on a throw pillow, journal or jacket, this season we’ll be seeing gorgeous fabrics and textures draped and ruffled into fabulous creations.

Revitalize Home Fragrance Glade Limited Edition Spring Collection fragrances refresh the home and wipe away the doldrums left behind when winter fades. The Glade Sparkle of

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Spring Premium Room Spray looks as good as it smells, and the hints of citrus help you create an energized vibe during the day.

Bright Colors, Fresh Look What’s more perfect for spring than bright, cheerful colors? Take advantage of the season’s uplifting hues and make lips pop with orangey pink lipstick.

Wake Up Happy Start the day with colors that awaken

your senses. Make your bedroom environment happy with a bright, cheerful new duvet or throw.

Go for Geometric Jewels Cool, geometric shapes are everywhere this spring. Clean, straight lines and bold color accents make a perfect pair. Added perk? You don’t have to spend a lot to achieve this look – Giuliana recently discovered a pair of bold emerald green earrings for just $8.

”

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May 14, 2011

Times-Call / Home & Real Estate Weekly

Taking items from discarded to divine for your home Article Resource Association

Spring is often considered a time for cleaning up and cleaning out. As the saying goes, “Out with the old, in with the new.� However, according to Molly J. Deas, academic director for Interior Design at The Art Institute of Portland, spring is an ideal time to inject trends of the season and redecorate by reusing items in new ways.

Deas highlights what’s hot in interior design and offers ideas on turning items that might usually be labeled as “junk� into new treasures. “Reuse� is the key to being both thrifty and eco-friendly.

Examine objects you already have or flea market finds and consider how a fresh coat of paint or new hardware could update it. “Some popular new trends in interiors comprise the use of intense pop colors, mixing colors from a similar palette, metallic accessories, and adding natural accents such as seasonal flowers and plants,� Deas says.

Incorporating pops of color like bright yellow, magenta, violet and lime green is a simple way to create a fresh room. Try punches of bright color against neutral backgrounds, such as white, cream or gray, for a lively new vibe. Mixing colors of the same palette,

for example a light violet with a darker plum, is another way to use color this spring. “Metallic accents can add a feeling of luxury and drama to a room,� suggests Deas. “Be on the lookout for mirrors, trays and picture frames that you can integrate into your room.� White furniture and accessories are another way to bring freshness to your space. They provide a neutral backdrop and contrast to bright accent colors.

Finally, bring nature and spring color indoors with potted tulips, daffodils, paperwhites or amaryllis. Make a statement with a brightly colored pot. This is a great way to incorporate subtle hits of color, particularly if your landlord just won’t go for magenta walls. Now that you have your inspiration and ideas, here are some suggestions on how to bring them to life.

Commonly overlooked pieces that can be reused for home decor include old lamps, lighting fixtures, picture frames, mirrors and furniture. All of these items can be painted to create new decor. Paint is the most inexpensive way to create dramatic change in an interior environment.

Mirror frames, old lamps and lighting fixtures painted with metallic paint will

On the Cover

Update your home this spring with fresh scents.

(Courtesy Glad)

Kristi Ritter Summer Stair

Specialty Publications Editor

kkritter@times-call.com, 303-684-5275

Specialty Publications Associate Editor

sstair@times-call.com, 720-494-5429

News and Press Releases

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by email, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

Advertising

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

add a feeling of luxury and add contrast.

Furniture can be painted or stained as well. Consider new, brushed metal hardware to give it a modern feel. Be eco-friendly by using a non-toxic or low-VOC paint. Both are widely available at local home improvement and hardware stores. “As the weather improves, flea markets and garage sales are the perfect

place to search for unique accent pieces.

Vintage is still a hot trend in interior decorating,� Deas says.

Mix vintage objects and furniture in with modern decor. Buying used or vintage is good for the environment because it doesn’t require the use of more natural resources, energy or packaging. Reducing, reusing and recycling have never looked so good.

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May 14, 2011

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Planting strawberry jars for spring color

By Sean Conway

Tribune Media Services

Recently, I potted up one of my favorite spring container plantings: violas in a strawberry jar. I have been collecting strawberry planters (often referred to as strawberry jars) for years. These odd shaped, often cylindrical planters have numerous openings in their sides and one large opening at the top. The side openings, called pockets, are perfect for plants that like good drainage.

Some people use strawberry jars for their originally intended purpose: to grow strawberries in. They are indeed well suited for this, as the fruit is kept off the ground, making it easier to ripen and pick. However, my preference for planting strawberry jars is for growing violas in the early spring and succulents later in the summer.

Violas are available in myriad of colors, and like their larger cousins, pansies, thrive in cool weather. They like well-drained soil and bright sun. The cool temperatures of early spring keep them growing and blooming well into the heat of late June and July. But once the heat of summer arrives, they fizzle out.

Here are a few tips on how to plant your own strawberry jar, whether you choose to plant colorful flowers such as violas or stick to the traditional strawberries.

Start by making sure your jar has a hole in the bottom for adequate drainage. If it doesn’t, drill one using a sharp masonry bit.

Next, choose a well-drained potting soil. If you use regular potting soil, adding a few handfuls of either non-treated sand or small pea gravel (often sold in bags at aquarium shops) will ensure your soil will not get waterlogged.

Especially if you choose to plant succulents in your jar, or if your jar is large, try this tip. Save the cardboard tube from the inside of a roll of paper towels. Stand up the tube in the center of your jar before you add any soil. Add a handful or two of soil around the tube to hold it in place. Leave the tube in place while you complete the next steps.

Next, add soil to the level of the jar’s first pocket. Remove your chosen plant from its container and gently push the root ball through the pocket from the outside so the roots are gently resting on the soil inside the jar. Cover the roots with soil and add soil up to the next pocket and repeat. Continue the process until you reach the top of the jar, being careful to keep the paper tube in the center of the pot.

Next, pour pea gravel or sand down the center of the paper tube until it fills the tube or reaches the top of your jar. Fill the jar with soil to just below the top. Plant several plants around the top of the jar. Next, gently remove the paper tube, leaving a core of gravel or sand in the center of the pot. This core will insure you have good drainage. Now place your pot in as much sun as possible and enjoy the fruits of your labor.

May 14, 2011

Ample inventory, low mortgage rates and motivated sellers – all these key elements are present in real estate markets across the country, indicating it’s still a great time to buy a house. If you’re thinking of buying a house you can help ensure you get the best deal by doing a few things beforehand.

Check your Credit You might think that getting pre-approved for a mortgage is your first step in home-shopping, and it is an important one. But before you talk to a potential lender, you should check your credit report and score. Your credit score is a reflection of your credit status, and one that potential lenders will consider when assessing your credit worthiness.

Knowing your credit standing can make you better prepared to secure the best possible conditions and rates for a home loan.

It’s a good idea to monitor your credit for a while before making a move to apply for a mortgage.

Websites like freecreditscore.com allow you to access your credit score when you enroll in credit monitoring. By monitoring your credit, you’ll be able to see how changes in your credit report can affect your score, and you’ll receive credit score alerts whenever your score changes.

Capitalize on Lender Competition Despite the credit crunch – or perhaps because of it – competition is fierce among lenders to work with the best-qualified buyers. That means if your credit score and report are good, you could be in a position to snag the loan terms and interest rates reserved for the most-desirable borrowers. But you’ll still have to compare rates and offers from a number of companies.

– ARA

5

Create a relaxing backyard Metro Services

The best vacations lift us out of the frenzy of our lives, whisking us off to faraway places that relax and rejuvenate us.

Yet a great vacation can also be a great financial strain, and really, how relaxing is that? Especially since once the trip is over, there’s typically little to show for all the expense beyond a few snapshots you can post on Facebook.

So how do you meet the pressing need for a stress-reducing change of scenery without wiping out your savings in the process? The solution may actually be simpler, and closer, than you think: Open your own back door, and begin imagining the leisure possibilities right beyond your doorstep.

Instead of throwing a bunch of money at a short-term getaway, consider investing a portion of it into transforming your back yard into a personal relaxation oasis. Don’t be put off by how big a task that sounds. Start out simple, making additional changes as finances allow, and inspiration strikes.

To begin with your yard may need some degree of facelift.

Hire a quality professional landscaper who can design around native plant species for maximum benefit and minimal upkeep.

Yet landscaping is only setting the stage – you still need some kind of show-stopper to complete your yard’s transformation.

Pools and decks are whop-

ping financial commitments.

There is, however, a less bankbreaking path to backyard-relaxation bliss: Invest in the symbol of relaxation itself. Invest in a hammock and hammock stand.

“Repeat customers are always telling me the best mini-vacation they’ve ever bought has been a hammock and a hammock stand,” says J.R. Pelletier, manager of TheHammockCompany.com, an international leader in hammock sales. “A good hammock can feel as if you’ve just caught a flight straight out of your stressful daily life.”

Plus, a quality fabric hammock can make your yard look as pretty as a vacation postcard.

Recent advances in all-weather synthetic textiles have vastly expanded design and color options for fabric hammocks.

“It used to be fabric hammocks were just drab,” says Walter R. Perkins III, CEO of The HammockSource, the world’s largest manufacturer and seller of hammocks. “Owning one meant watching what little

color it had fade like a flower by summer’s end. But today, a quality fabric hammock can be a show-stopper for your yard, for many seasons to come.”

Add an arc-style cypress or faux-wicker hammock stand, and your outdoor living space becomes not only a gorgeous relaxation destination, but also

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Times-Call / Home & Real Estate Weekly

May 14, 2011

Reversible room redos for renters

Succession in the garden

Article Resource Association

Renters face a perennial decorating dilemma: Do you personalize your apartment decor, knowing that when you move out the landlord will likely require you to put everything back the way it was? Or do you live with bare white walls, neutral-toned carpets and homogeneous decor?

You may not be able to make major changes, but you can personalize your rental space with some easy-to-reverse upgrades. While the effort to install, and later remove, these upgrades is small, their impact on your home’s decor can be big, indeed.

Here are a few simple room “redos” that can add pizzazz to your apartment.

Walls Paint is an easy way to switch up the color of a room, but if you paint the walls, be prepared to repaint them back to white before your lease ends. Peel and stick wall decor can be a better option for personalizing a space, while leaving the white walls intact – especially if you opt for highquality peel and stick wall murals like those offered by MuralsYourWay.com.

Floors Replacing apartment carpet is usually a big nono. Even if the existing carpet is worn and

By Charlie Nardozzi

Family Features

stained, unless you strike an agreement with your landlord for replacing it at your own expense, it’s better to simply cover up the carpeting you can’t stand.

Fortunately, it’s easy to find decorative throw rugs that will add color and personalization to your space – and help protect neutral-toned carpets from wear, tear and staining, all of which you may be required to pay for when you move out.

Windows Often, apartments will have no window treatments beyond blinds when you move in. You could install your own curtain rods and drapery, but the landlord may require you to remove the rods, and repair all those little holes left by the hardware, before you move out. An easy way to get privacy, without having to install hardware, is to purchase removable window film. The frosted film affords privacy, but is easily removed, leaving the windows clear.

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Spring in the garden is a dangerous time. The temptation is to go out on those warm, sunny days and plant ’til you drop. Not only is that strenuous on your body and mind, it can also lead to the proverbial glut of food in a few months.

A better solution is to plan out your annual edible garden so crops mature in a more orderly fashion.

Succession planting requires a little knowledge of the type of plants you’re growing, a little planning to have room for them to grow and the patience to plant each crop in turn. Also, other gardening techniques, such as crop rotation and interplanting, can help maximize growing space and help your plants avoid many soilborne diseases and insects.

Planting for Success Succession planting is a simple concept: Plant small rows or beds of plants periodically during the growing season. As one planting’s harvest begins to fade, the next planting’s harvest will be ready. The key is knowing what vegetables can be planted in succession, and the best time of year to do it.

To succession plant, start in spring with cool-season crops that can be planted early, such as lettuce, spinach, peas, broccoli, greens, pak choi, carrots, radishes and beets. For example, instead of planting one long row or bed of lettuce, consider planting a short, 2-foot-long row or bed. Two weeks later, sow another 2-foot-long row, and so on until the weather gets too warm for lettuce. Since the plants mature in one to two months you’ll get a continuous harvest of lettuce.

For warm weather crops, such as bush beans, summer squash, or cucumbers, follow the same planting pattern.

Plant one bed after the last frost date, and another three or four weeks later.

The other key to succession planting is leaving room to plant. The temptation is to plant everything all at once and fill the garden. It’s important to plan for subsequent plantings. Cover unused beds with straw or other mulch to deter weeds.

Pull out old crops as soon as they finish producing. Don’t let those peas hang on just because there are a few fruits on the vine. Pull old lettuce and spinach plants as soon as they show signs of bolting. By being a little hard-hearted, you’ll create lots of room to grow a second and third crop. It takes a little planning in advance, but you’ll be amazed at where you can tuck in a few broccoli or pak choi plants or a small row of beans.

For more tips and garden information, visit www.garden.org.

May 14, 2011

Foreclosures still dominate real estate market Foreclosures continue to pummel the housing market.

About a third of all home sales nationwide during April were foreclosures, leading to what analysts call a “double dip” in housing prices.

Prices during the month were 0.7 percent lower then the previous low hit in March 2009, according to Clear Capital’s monthly Home Data Index Market Report released the first week in May. Some key points from the report: • Across the country home prices fell 5 percent during April.

• Nationwide, home prices fell 11.5 percent over the previous nine-month period, a rate of decline not experienced since 2008.

• All major metro areas the firm tracks showed quarter-overquarter price declines.

• Nationwide, bank-owned sales as a percent of all sales hit 35 percent. Among the worst-hit metro areas were Detroit, where 56 percent of all sales were foreclosures or short sales; Fresno, Calif. (55 percent); and Minneapolis-St. Paul (more than 50 percent).

• Quarter-to-quarter, the Midwest performed worse than the nation as a whole, though it’s the only region yet to doubledip largely because of big gains in home sales made during the homebuyer’s tax credit market.

Quarter-to-quarter prices in the Midwest fell almost 9 percent, while annual prices during April fell 6.3 percent. Those declines happened primarily because of a 4.3 percentage point increase in so-called REO saturation – those bank-owned properties – which now stands at nearly 40 percent, 6.8 percentage points below the speak REO saturation reached during the first quarter of 2009.

Recently, CoreLogic said the nationwide foreclosure rate was 3.61 percent.

– Jim Buchta, Minneapolis Star Tribune

Times-Call / Home & Real Estate Weekly

7

It’s the year of the tomato the vegetable garden.

I don’t pay much attention to astrological calendars featuring the zodiac or ani“There are so many different varieties mal influences. Outside of and types. What originally amusing myself with placewas just a round, red fruit mats at Chinese food restaunow comes in many shapes rants, the characteristics of and names: currant, cherry, whatever year I was born ungrape, salad, saladette, plum, der never inspired me, mainly roma, beefsteak and more,” because the celestial guides says Diane Blazek, executive never include a plant. There director of the bureau. “It’s alare animals and arachnids, most impossible to not find fish and fowl, dragons and one to fit your taste, garden virgins, but never a plant, space and growing climate.”

Carol O’Meara which bothers me because I’m Though it’s roots are in the Colorado State a gardener.

Andes Mountains, the fruit is University Extension But it turns out I wasn’t a world traveller, first being looking in the right place to cultivated by the pre-Mayan find a foliaged guide; all I needed to do people, says the NGB. After the explorer was look to the National Garden Bureau, Cortés discovered the tomato in an Aztec which anoints a different plant every year market and took it home to Spain, the for us to celebrate. And this year, 2011, is tomato traveled throughout Europe and a year of great excitement, because finally across the channel to England. we are in The Year of the Tomato.

But love for the tasty tomato didn’t take How auspicious to be born under this hold in Europe in those early days; as a sign. Anyone guided by this is sure to be member of the nightshade family it was the love apple of everyone’s eye, because grown as an ornamental plant. Superstithe tomato is the most popular plant in tions grew around it, including the belief that witches used it to summon werewolves, which is why Linnaeus, the father of our scientific naming system, dubbed it Lycopersicon esculentum, or “edible wolf peach.”

More than 10,000 varieties of the love apple exist; many, known as heirlooms, have been handed down for more than 50 years. The NGB says open pollinated tomatoes, which include heirlooms and all varieties that grow true from seed, are a popular choice for home gardeners.

From smallest to largest, the sizes are currant, cherry, plum, standard and beefsteak. Cherry tomatoes range from onequarter to one ounce. Plum, or paste tomatoes, have meaty walls that make fine sauces. Standard-sized tomatoes weigh from 4 to 16 ounces, while beefsteaks can get to be 2 pounds or more.

Tomatoes have different growth habits, determinate or indeterminate. Determinates are compact, reaching 3 to 5 feet.

They set fruit and ripen it all at once, so the main harvest is concentrated into a few weeks.

Indeterminate tomatoes grow and produce tomatoes throughout the growing season. They can reach up to 12 feet tall, and produce many main stems, all of which are capable of flowering and fruiting. To support unwieldy growth and to keep tomatoes off of the ground, support plants with cages or stakes.

There is a third type called semi-determinate which is bushy like a determinate, but will set and ripen fruit throughout a longer period of time. The 1984 AAS Award Winner ‘Celebrity’ is a semi-determinate.

Choose your tomatoes by maturity date, the average number of days from planting outdoors to the first ripe fruit.

Early tomatoes, generally speaking, are those that ripen in fewer than 70 days; mid-season tomatoes ripen in 70 to 80 days; and late types require more than 80 days.

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont. Contact her by calling 303-678-6238 or emailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.wordpress.com.

8

Times-Call / Home & Real Estate Weekly

May 14, 2011

Going green in the home Metro Services

Perhaps no decade has witnessed more rapid technological advancements than the opening decade of the 21st century. At the turn of the century, cellular phones had still yet to catch on universally, but 10 years later, cell phones are so prevalent even schoolaged children have them.

Technology has advanced in other areas as well. Among the more notable advancements is the increase in eco-friendly technologies.

Homeowners hoping to make their homes more environmentally friendly have a host of options at their beck and call that enable them to do just that. No matter which area of the home needs to be addressed, chances are homeowners can find ways to improve their homes.

Carpeting Cost-conscious homeowners often love how eco-friendly carpeting options are typically lower in price. Recyclable carpets require few, if any, toxic materials to manufacture. What’s more, homeowners who enjoy changing their home’s decor from time to time will find eco-friendly carpet tiles are easy to install.

Flooring An increasing percentage of homeowners prefer wood flooring over carpeting. Fortunately, there are several eco-friendly flooring options that use recycled and reliable wood from old buildings. In addition, homeowners can choose eco-friendly options like cork, rubber or even bamboo for their home’s flooring.

CED EDU R CE PRI

5101 Gary Dr. Berthoud

Beautifully remodeled 2856sf home w/ 4BD, 3BA on 2.46acres! Wood rs, lg master ste w/ sitting room & balcony, newer 4-stall Gardner wood barn, fenced yd/pastures, & 38x12 garden room $429,900.

Kathy Burcham, 303-775-7429

970-532-5096

www.berthoudrealestate.com

Sharpening your lawn mower blade Family Features

Regular lawn mower maintenance is vital to keeping this tool running well. These tips from the experts at TruGreen will help you take care of the workhorse of lawn care.

Sharpen the Blade The sharper the blade, the cleaner your mower will cut the grass, and the better your lawn will look. Dull blades can shred grass and cause discoloration at the tips.

If you don’t have the time or the inclination to sharpen the blade yourself, pack up your mower (or carefully remove the mower blade) and take it to a repair shop or home improvement store. For the do-it yourselfer, take a look at these general tips.

To sharpen a blade: • Drain the gas and disconnect the spark plug. • Clamp a piece of wood to the deck to keep the blade from turning. • Turn the blade bolt counter clockwise to remove it. If there

is resistance, apply some penetrating oil, wait 15 minutes. • Remove the blade and mark the bottom side so you can put it back on correctly. • Clamp the blade in a bench vise and sharpen with a 10-inch mill file. Use long strokes and work from the center outward.

Use the same number of strokes on each side and keep the same angle. • Balance the blade on a balance tool – it’s an inexpensive pyramid-shaped tool that can be found in most hardware stores.

If one side of the blade hangs lower than the other, grind off excess metal from the end of the blade – not from the part just sharpened. • Reinstall blade. When you reinstall the mower blade, make sure you place it at the proper mowing height. “Letting grass grow tall and then removing more than onethird of the leaf blade is called scalping and can damage the lawn,â€? said Ben Hamza, Ph.D.,

director of technical operations at TruGreen. “Be careful not to mow grass extremely low as you can damage the lawn by cutting into the crowns of the plants.�

Clean it Up Cleaning your lawn mower not only helps machine performance, it can minimize the spread of lawn disease. • Empty the gas tank and disconnect the spark plug wire. It’s possible for the mower to start on its own when the blade gets turned, which can result in serious injury. • Rinse mower completely with a water hose from above.

Aiming the hose at the side of the mower might get water into the air filter. Wash the outside with sudsy water and sponge.

Rinse. • Turn the mower on its side and clean off any built-up grass with your hands or a putty knife. Wash the underside with soapy water, then gently rinse. • Let mower dry completely (about an hour).

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May 14, 2011

Times-Call / Home & Real Estate Weekly

Research to find out if home was used as collateral Q: My mother is about to turn 75. loan, would her home still be considered security for the loan? If she were She took out a home equity loan to default on the loan, could they years ago for about $33,000. At some take her home? point, the loan was converted by the bank from a home equity Who should she contact loan to a personal loan. for help?

Currently, she still has an A: Your mother’s situation approximate balance of is interesting. You should $17,000. check to see if the prior The problem is that mortgage that your mom Mom is on an extremely gave to the bank was refixed income, and is strugleased. While you may think gling to make the $366 the loan is a personal loan, monthly payment. We the loan may be an equity have talked with the bank Ilyce Glink loan of some sort. several times in an effort If your mother has a perTribune Media Services to modify the loan, only to sonal loan with the bank, be told over and over that then no, her house wouldn’t there’s nothing they can do. be collateral. But if the house is still colWe are on the verge of just having lateral for the loan and your mother her stop making the payment, and stops making her payments, then the forcing the bank to take some sort of bank would be able to step in and foreaction. I highly doubt they would close on the property. But even with a want the bad press of forcing a 75personal loan, the bank can still sue year old woman out of her home. your mom, obtain a judgment against her and then seek to enforce the judgThat leads to my next question. ment by going after the home.

Her home was used as collateral for the original home equity loan. Now If the bank is able to foreclose on the home and if your mom only owes that the loan is considered a personal

$17,000, and the property is worth $100,000 (let’s say), then after selling the house and subtracting all fees, the bank would hand your mother a check for probably around $50,000. That scenario leaves a lot of money on the table.

This is not the way you want this to go – and don’t even think about tempting the bank or relying on some sort of bad publicity threat to keep the lender from making a move. It may not work.

There are far worse cases and the emotional play doesn’t seem to be working.

One possibility is for your mom to take out another home equity line of credit for $17,000, pay off the other loan and enjoy a low interest rate that should cut her payments. There is some risk associated with this move since the interest rate will fluctuate. But, it should help your mom’s payments.

If your mom can’t qualify for a home equity line of credit, you should think about whether you can work with her and help her make these payments, or even help her pay off the loan entirely. It’s far better for you to lend her the $17,000, if you can swing it, and have her make payments back to you. If she dies with

CLOSING COSTS*

AND/ OR

PRICE

REDUCTION

*

AND/ OR

LOWER

INTEREST RATES

*

AND/ OR

$0 DOWN

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O S

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some of the loan outstanding, your agreement (in writing, please) can be to have the estate repay the loan with the proceeds from the sale of the property.

A final thought is to have your mom do a reverse mortgage, which would then pay off the $17,000 and provide her perhaps with extra equity so that she can live more comfortably. While reverse mortgages are expensive, they’re designed to help out seniors who are “house rich but cash poor.� The loans have recently become more transparent and slightly less expensive, and your mother will not have to repay the loan at all until the home is sold or she moves out of it permanently.

I think you and your mom should have a heart to heart talk to help her figure out her next, best step. But remember to review the documents on her loan, and you may want to seek the advice from a real estate attorney.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!� If you have questions, you can call her radio show at 800-972-8255 any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce through her website at www.thinkglink.com.

MONROE M ONRO ONRO ON ROE | 17 1724 7244 Trevor Tre revo vorr Co vo Co Court

LINCOLN | 1727 Trevor Court

ROOSEVELT | 1736 Trevor Court

WASHINGTON | 1740 Trevor Court

Ranch, Raanncch, 3 bedrooms, bed edro dro room ooom ms, 2 bbaths, athhs, at hs 2-car garage, 1,540 1,54 5440 sq sq. q. ftfft.t. plplu plus us full unďŹ nished basement us $ 259,900 259,90 9000

2 stories, 4 bedrooms, 3.5 baths, 2-car garage, formal dining, upstairs laundry, 2,214 sq. ft. plus full unďŹ nished basement | $289,900

9

2 stories, 4 bedrooms, 3.5 baths, 2-car garage, mud room, 2,047 sq. ft. plus full unďŹ nished basement | $279,900

2 stories, 3 bedrooms, 2.5 baths, 2-car garage, upstairs laundry, 1,622 sq. ft. plus full unďŹ nished basement | $259,900

HOVER CROSSING | 18th Ave. & Hover St. | 866-201-5112 †Loansaresubjecttofundsavailability.OffersavailableonselecthomesasdeterminedbyLennar,forpurchaseagreementswrittenonorbefore5/31/11andclosingmustoccurnolaterthan6/30/11.$0DownofferappliesonlytobuyerswhoqualifyforanFHA1stlienmortgagewithColoradoHousingandFinanceAuthority(CHFA).Notall propertylocationsareeligibleundertheCHFAprogramandspeciďŹ celigibility,creditandincomerestrictionsapply.*OffersavailableonselecthomesasdeterminedbyLennar,forpurchaseagreementsthatarewrittenonorbefore5/31/11andclosingmustoccurnolaterthan6/30/11.Closingcostsand/orinterestratebuydownsaresubject tosellercontributionlimitsthatwhenexceededwillaffectthemaximummortgageamountavailable.Therefore,buyermaynotbeabletogetthefulluseofsavingswhenapplyingtoonlyclosingcostsand/oraninterestratebuydown.Inthiscasetheadditionalfunds,asagreeduponbetweenLennarandthebuyer,maybeappliedtoreducethe purchaseprice.PleasecontactyourUAMCLoanOfďŹ cerforprogramguidelinesandcontributionlimits.Amountofsavingsisoffoflistpriceandmayvarybyhomesite.Lennarreservestherighttochangeorwithdrawanyofferatanytime.UniversalAmericanMortgageCompany, LLC; Matt Wolf NMLS #155562, 9781 S. Meridian Blvd, Suite 120, Englewood, CO 80112, 303-200-1970. Supervised Lender License #987996. To check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/realestate . Copyright Š 2011 LennarCorporationandUniversalAmericanMortgageCompany,LLC. Allrightsreserved.Lennar,theLennarlogo,UniversalAmericanMortgageCompanyandtheUAMClogoareregisteredservicemarksorservicemarksofLennarCorporationand/oritssubsidiaries.5/11

10

Times-Call / Home & Real Estate Weekly

4750

Business Opportunities

May 14, 2011

Real Estate 5000

Executive Opportunity to Create Wealth. Visit www.CoachBartko.com 303-539-0185

5000

303.466.3636 BoUlder/Broomfield/longmont or 970.635.3650 loveland or frontrangeclassifieds.com

Homes for Sale

5000

Homes for Sale

Park Your RV in the backyard at this nice Tri-level with 3 bedrooms and 3 bathrooms. 2 car garage, Storage shed, call for details. $206,000

3 brm, 1 3/4 ba, modular, newer windows vinyl siding, AC, 1400 sf, $115K (303)909-2404 Heidi & Helena buy houses! $ SAVE Your Credit $ 303-725-8388/ 303-459-2711 Work where you live!

40x60 shop insulated & heated + 325sf office + 3BR house only $250,000 Call to see 719-433-5095

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

1716 GAY STREET

Sprawling ranch on corner lot with tons of potential! A little elbow grease and you will discover the value of home ownership here. $121,500

6802 CAMELIA CT., NIWOT

Beautiful ranch home on corner lot is move-in ready! Check out the fresh paint in/out, new appliances, new roof, new carpet and finished basement.

All this for just $269,900

820 SHALLOT CIRCLE, LAFAYETTE

Great investment for the handyperson. Tri-level on corner lot with large yard. A true gem in the rough! $129,900

10385 FALCON CT., FIRESTONE

Roomy quad level with plenty of room to roam wih an unfinished basement too. A little elbow grease here will gain you instant equity. $167,500

303-772-7576 LONGMONT 629303-772 Terry St., Longmont REALTY www.longmont-re www.longmont-realty.com 35 BUNYAN AVE, BERTHOUD

Elegant, restored Turn of the century Victorian is Move-In ready Now!!

High end remodel includes Stainless Steel Appls, Granite countertops, Cherry cabinetry, newer furnace, updated lighting, & oversized lot.

Only $255000! Better Hurry!!

1235 JUNIPER ST.

Lovely brick ranch in convenient location! This 2 bedroom, 1 bath has fresh paint, new carpet, vinyl & appliances. Relax in the enclosed porch on balmy summer evenings! $160,000

1503 PRAIRIE HAWK DR.

Discover this neighborhood gem! New vinyl, carpet & fresh paint make this huge corner lot home sparkle. Close to schools, parks & bus for easy commutes!

You can even walk to the pool or YMCA from here! $259,900

303-772-7576 LONGMONT 629303-772 Terry St., Longmont REALTY www.longmont-re www.longmont-realty.com

Homes for Rent

2, 3, 4 Bedroom Homes

South Longmont

Homes for Sale

6000

Exquisite Crestone Retreat!

2-story Deltec home, 2.08 acres bordering greenbelt and creek.

Full views of San Luis Valley and Sangre de Cristo Mountains.

Bathed in sun light/custom wood work, large deck.

Peaceful, finished 1,400 sf home for weekends or fulltime. $339,000.

Contact Darlene 719-256-4198.

Southmoor Park, 2500+ Sq.ft., 3 bed, 2 ba., ranch, recently updated, MLS#650283, 1502 Mayfield Lane, $209,900 303-652-8183.

5006

Rural Real Estate

10 acres, SW Berthoud, 3 bdrm ranch w/ dbl gar, lg shop & barn, wtr rights, zoned agri, $437K. 970-532-2768

5007

Mobile Home For Sale

3 BDRM, 2 BA double wide, $45K, end lot in family park.

303-772-3240 BUYING & SELLING All types of mobile homes! (970)962-9860 Double Wide 3BR, 2BA covered patio, carport, Royal MHP South Longmont $26,500, Excellent condition 303-775-7402

I WILL MOVE YOUR HOME FOR FREE! LOT RENT STARTING@ $199 250+ communities to choose from.

Offer expires 6/25/2011 970-377-0990

NEW MOBILE HOMES AROUND $799 MONTH Payment incl. lot rent Used singles/doubles starting @$595 Great locations!

Quick Easy Credit 970-420-8488

5015

Lots & Tracts

2 ACRE Building Site in Rainbow Lake Estates, Berthoud. HUGE price reduction! $79,000 Steve Conder 303-514-3706

6000

Homes for Rent

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water paid. No dogs. 303-682-2525 1 -RENT TO OWN! 3 bdrm, 2 ba, A/C, W/D, $1395/mo.

866-810-1446 x1032 (24/hr free rec msg) 2442 Tyrrhenian 4BR, 3 BA, 2 cars, fenced yard Pets neg $1900/mo Call Bill or Shelly 303-776-0684

1624 19th Ave. 2245 Whistler Dr. 154 Grant St. 1309 Hilltop Dr. 411 Verdant Call PMP 303-776-RENT

23 TELLURIDE PL 5 bdrm, 2 ba, frpl, 2 car, large fncd yd. $1500. Pets Onego. Avail June 1st.

Pennant Inv. (303)447-8988 2 BDRM, 1 BA, beautiful old Town. Gar, fncd yd, w/d, n/s/p $895 303-682-5985 3 bdrm, 2 ba, 2 car gar, N/S, pets? No Sec 8 In Firestone $1100 + dep.

303-833-3200

6001

Apartments for Rent

1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd

(303)774-8000

Place your ad.

Call 303-466-3636 or 970-635-3650

MATURE MALE 40+ share home all utils + w/d $450/mo.

303-833-6808

(303)682-2943

EASTGLEN APTS 630 Lashley, Longmont 1, 2 & 3 BEDROOMS: laundry.

Wtr, trash, sewer pd ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

VALUE PLACE FIRESTONE

6 BDRM, 3.5 ba, rec room, frplc, fncd yard, near park, mtn view, SW Lgmt, near shopping, dining, IBM, Seagate, close to Bldr. Sunset/Silvercreek HS. N/S, pets nego. $1600. Avail Immed. 303-589-8785 723 Kimbark St 2 bdrm, 1 ba, fenced yard, pets nego. $1000/mo Bill 303-776-0684 Available now. Patio home in The Shores. 3BR.s, 2 baths, 2 car garage. Pool privileges. $1300/month plus deposit. No Pets.

Sandy, 303-746-0345.

CLEAN 3 bedroom home, fncd yard, W/D hkup. $950. 31 Marshall Pl Unit A. (720)371-4624 HORSE PROPERTY Two-story, 2 bedroom, 2 bath home. Includes all appliances. With barn, stable & 2 car garage on 20 acres. Located at Niwot & County Line Rd $1,500/mo. 303-464-8170

6001

Apartments for Rent

1 & 2 BDRM Apt Homes Fox Ridge Apts Premier Gated Community. Pets OK! For Info & Specials Call (303)774-9944

6010

Rooms for Rent

Subterranean 3Room space + private bath, shared laundry/kitchen $600/month, Sheryl 720-253-6097

6014

Wanted to Rent

Responsible older male needs rural house or apt to rent w/ space for 2 mini donkeys.

303-772-8425

Wanted to Rent Carriage house or 1 bdrm apt for college couple with two cats.

Needs affordable rent.

303-772-7715.

6015

Classified Ads get Results very, very fast!

4BR, 2BA Brick Bi-Level close to Clark Centennial Park. Large kitchen, sprinkler system & fenced yard. $1495 discounted to $1095 w/ good refs. Avail June 1.

32 Nome Court Call 303-776-7528

6009

Housemates/ Roommates

MALE looking for same to share house. Lge rm.

Don 720-203-6969

3 BDRM, 2 BA in Berthoud 2 car gar, fncd bkyd, A/C, avail 5/1, $1300.

303-589-0211

4200 SF, 3 bdrm, 3 ba on 1 acre near IBM, Seagate, Amgen. Lgmt $2,975 plus utils. Non-smkg.

303-478-3207.

Duplex/Condo

2-3 Bedroom 1419 Red Mountain 1703 Whitehall Dr 805 Summerhawk 1000 Harmon Place Call PMP, 303-776-RENT

2 BDRM APTS

Starting at $675/month Call PMP, 303-776-RENT

2BR, 2BA Condo 1 car gar, W/D, 1000sq ft, gas frpl, AC, wtr/swr incl$1100/mo 303-859-0093

4128 Frederick Circle 5BR, 4BA 3840sq ft 3 Car Garage, No Pets $2600/month RMG Realty 303-772-4466

Duplexes

900 SF Private lower level 1 BDRM 1 BA, 1968 1BR apt w/ kitchenette McCall A/C. Heat pd. share entry. Utils & caFor 1 person. $525 ble pd N/S/P $500/$350 Dottie, 303-682-8802 dep. Call(303)682-3246

3 BDRM, 2 ba, hardwood & carpet, A/C, W/D hkup, bsmt, fncd yd. No P/S. NW Platteville $1175 FirstTree Property 303-772-5858

3BR, 3 bath, 2 car garage, tri-level home, fenced yard. $1250 per month + deposit.

1 year lease. Dogs negotiable. Sandy@ 303-746-0345

6007

Retail Space for Lease

2773 SQ FTBusy shopping center, 1116 Francis St, $825.

Alert RE (303)776-5156

New Extended Stay Hotel

6016

$199.99/Week* 1st 2 weeks ONLY

1400 SF. professional office suites, 8 offices, waiting room, reception area, storage, all ground floor, plenty of parking. (303)956-1141

Perfect for visiting friends & family!

$250/mo, 110 to 5000 SF 2432 Main, Four Seasons Realty.

303-875-1345.

I-25 & Hwy 119, Longmont exit 240. 303-485-0040

Office Space for Lease

Office Space for Lease

6016

500 to 2500 SF, can divide.

On site prkg, Good exposure. 303-523-3369 OFFICE SPACE For Rent Holistic Wellness Center. (720)280-9047 PROFESSIONAL Offices N. Longmont. 150 to 825 SF Single & 3 office suite. All ground level, 2 entr, great prkg.

303-956-1141

6017

Indust./Comm’l for Lease

912 Second Street Units A, B Berthoud 6120 sq ft $3550/mo. or 4080 sq ft $2375/mo. or 2040 sq ft $1190/mo.

Plus Utilities 3 Phase Electric 2367 W. 8th, faces Wilson Loveland 1200 sq ft $950/mo Plus Utilities Light Industrial, Office or Retail Contact Shelley 970-430-4235 TWO Industrial/Comm spaces for rent in Lyons. Please call 303-823-6821 /775-9556 Place your ad.

Call 303-466-3636 or 970-635-3650 WAREHOUSE / SHOP I-25 North, Exit 245, 50’ x 60’, 16’ ceiling,2 OH doors, 3-phase elect. Rent nego.

303-546-6881

6018

Storage Space for Lease

CLEAN, secure, 10x20’ dry storage close to HWY 287 $100.

Forrest (303)444-9555 INDOOR GARAGE & Commercial Storage 20x40x16 w/14x14 doors start at $300.

20x50x16 w/ 30 amp elect, man door & pwr dooropener start at $450. Garage Storage LLC, 4070 Camelot Cir, located I25 Business Park. I-25 & Hwy-66.

970-535- 6074 www.Longmont-storage.com

Bring ad to qualify. *Expires 5/31/11 *New Guests

Only*

PLACE YOUR AD. Call 303.466.3636 or 970-635-3650

6005

Apts. for Rent Furnished

NO lease,dep or credit chk Wkly/4-wk, 303-776-2185 ALSO RV SITES AVAIL!

6007

Duplexes

2008 Yeager Dr 2BD, 1BA, fenced yard, 1 car, pets neg $850/mo Call Bill or Shelly 303-776-0684 2 bdrm apt, just painted, in quiet, no-smkg bldg. Bkgrd chk req. $675/mo 303-682-9273 3BR, 2.5BA, 1 car garage, fenced yard, pets nego, $1125 + dep, close to Lafayette schools 303-548-8434

APARTMENTS • FREE Washer/Dryer & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $749

2400 17th Avenue, Longmont, Colorado 80503

303-772-4667

*www.victoriainnapts.com

18-1557804

place yoUr ad:

May 14, 2011

Take time to get your bedroom in order Opt for Storage Under the Bed Get more mileage out of the horizontal space in your bedroom with sliding or rolling under-bed storage bins. Stick a label on the outside of each container so when you peek under the bed you’ll know exactly what’s where. Another idea is to keep extra sheets for your bed here.

Tame the Shoe Pile One of the quickest fixes to a bedroom closet overrun with shoes is to invest in a shoe rack. “I recommend a rack over a hanging shoe (bag) any day,” says Julie Morgenstern, author of “Organizing from the Inside Out Get Jewelry in Order If your necklace collection has outgrown its jewelry box, but you don’t have enough for an armoire, try a hanging organizer.

Create a Reading Nook Rescue your reading chair from clothes and magazines by adding proper organization to a bedroom’s reading nook. Next to a comfortable chair, place a side table with drawers and/or shelves to keep piles of books off the floor.

Make Your Bed Every Day Treat your bed as the sanctuary it is by positioning it for use every day. If you spend three minutes each morning to tuck and fold, you’ll develop a habit of keeping order in the room.

Toy-Proof a Child’s Bedroom To tidy up toys, purchase canvas clothes hampers or crunch baskets.

They’re soft for your child and great for concealing clutter.

– Caren Baginski, hgtv.com

Real Estate Transactions are supplied by Prospects Unlimited Inc., www.prospectsunlimited.com, 303-979-9536.

Longmont • Charles & Kathryn Philipp from Kelly Beard, 1623 Sundance Pl, Longmont, $114,000, home • Bradley & Christine Elizabeth from Melissa Hausburg, 4206 Arezzo Dr, Longmont, $276,500, home • Robin & Zachary Cowie from Hugo Torres, 4616 Calabria Pl, Longmont, $345,000, home • Stein & Therese Cass from Paul Webb, 1925 Creekside Dr, Longmont, $460,000, home • Boettcher LLC from Compass Bank, 2060 Main St, Longmont, $57,000, home • Resident from William Ford, 1900 N Shore Dr, Longmont, $318,500, home • Mark Michels from HSBC Mortgage Services Inc, 1843 Spruce Ave, Longmont, $155,000, home • Denise Turner from Scott Veigel, 1405 Harvard St, Longmont, $225,000, home • Robert & Connie Masson from Wells Fargo Bank Trustee, 1313 Wildrose Ct, Longmont, $271,000, home Berthoud • Erin & Solomon Miller from Federal Home Ln Mortgage Corp, 2016 Breckenridge Dr, Berthoud, $305,000, home • Dennis Inc from Home St Bk, 1715 Exter, Berthoud, $62,500, home • Douglas Lindgren from Homesales Inc, 915 7th St, Berthoud, $97,000, home Dacono • Lizanna Inc from Nationstar Mtg LLC, 832 Glen Barr St, Dacono, $44,000, home • Robert & Judith Peterson from Mark Crocker, 4625 Wildgrass Pl, Dacono, $240,000, home Erie • Diane Sullivan from Fannie Mae, 2875 Blue Sky Cir Unit 4-207, Erie, $148,000, condo • Jason Coker from Jennifer Salaman, 1627 Leyner Dr, Erie, $234,500, home • Edward & Helen Stout from Jason Siles, 2060 Wheat Berry Ct, Erie, $274,900, home

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Times-Call / Home & Real Estate Weekly

11

Lender: Citibank NA As Trustee, Amount: $250,033, Property: 11336 Coal Ridge St, Firestone, Filed: 04/26/11 • Borrower: Rebecca Salazar, Lender: US Bank National Association, Amount: $101,495, Property: 806 3rd St, Fort Firestone Lupton, Filed: 04/26/11 • Sara Dakin from Journey Homes • Borrower: Mark & Nancy FitzgerLLC, 9649 Roadrunner Ave, Firestone, ald, Lender: US Bank National Associa$256,000, home tion, Amount: $185,887, Property: 5749 • Ray & Lorraine Annis from Steven Orchard Ave, Frederick, Filed: 04/21/11 Modrell, 313 Wooster Ave, Firestone, $123,100, home • Borrower: Allison Dixon-Lavington, • Joshua Lessing from Carol Ann Day Lender: Etrade Bank, Amount: Family Trust, 6189 Shenandoah Ave, $188,144, Property: 19 E 6th Ave, LongFirestone, $230,000, home mont, Filed: 04/22/11 • Borrower: Lawrence & Jeannie Baur, Fort Lupton Lender: BAC Home Loans Servicing LP, • Leticia Galvan from Carolyn Koop, 1808 Chestnut St, Fort Lupton, $85,000, Amount: $132,234, Property: 805 Summer Hawk Dr C13, Longmont, Filed: home 04/25/11 Frederick • Borrower: Harry Walesky, Lender: • MacKenzie Reich from Kevin CarriBAC Home Loans Servicing LP, Amount: co, 7472 Skyline Way, Frederick, $129,633, Property: 1433 11th Ave, $206,000, home Longmont, Filed: 04/25/11 • Sidonna Foust from Deutsche Bk • Borrower: Colleen Gaffney, Lender: Natl Trust Co, 4849 Kingbird Dr, FredColonial Savings FA, Amount: erick, $212,500, home $570,019, Property: 4105 Spy Glass Ln, Lyons Longmont, Filed: 04/25/11 • Marcus Richardson from Fannie • Borrower: Jose & Maria Garcia, Mae, 113 Choctaw Rd, Lyons, $175,100, Lender: M&I Bank FSB, Amount: home $200,310, Property: 425 Morgan Rd, • Thomas & Linda Brome from ChrisLongmont, Filed: 04/21/11 tine Kjeell, 1507 Stagecoach Trl, Lyons, • Borrower: Sharon Svendsen, Lender: $520,000, home Wells Fargo Bank NA, Amount: Foreclosures – notice of election and de- $206,366, Property: 3750 Oakwood Dr, mand Longmont, Filed: 04/25/11 • Borrower: Sanchez Investments • Borrower: Daniel & Stacie Blatnick, LLC, Lender: Colorado Housing And Fi- Lender: Bank Of America NA, Amount: nance, Amount: $253,444, Property: 730 $212,744, Property: 1729 Preston Dr, Glen Creighton Dr, Dacono, Filed: Longmont, Filed: 04/26/11 04/22/11 • Borrower: Harvey & Barbara Math• Borrower: Christopher Conway, ewes, Lender: The Bank Of New York Lender: JPMorgan Chase Bank National Assoc, Amount: $458,999, Property: 941 Mellon, Amount: $138,390, Property: 453 Newman Cir, Longmont, Filed: Marfell St, Erie, Filed: 04/25/11 • Borrower: Chris & Clifford Van Pat- 04/25/11 • Borrower: Thomas & Kathleen ten, Lender: Colorado Housing And FiForsyth, Lender: Deutsche Bank Nationnance, Amount: $161,755, Property: al Trust Company, Amount: $152,915, 1465 Blue Sky Cir 17-107, Erie, Filed: Property: 725 Hilltop St, Longmont, 04/26/11 Filed: 04/21/11 • Borrower: Jared & Susan Burke, • Borrower: Flora Haskins, Lender: Lender: Aurora Loan Services LLC, Amount: $223,725, Property: 5947 This- US Bank National Association, Amount: tle Ridge Ave, Firestone, Filed: 04/25/11 $128,999, Property: 410 Front St, Platteville, Filed: 04/21/11 • Borrower: Mark & Corinne Brown, • Yueping Fu from Fannie Mae, 3100 Blue Sky Cir Unit 14-207, Erie, $102,500, condo • Ryan Glenn from Timothy Price, 2175 Lupine Pl, Erie, $311,000, home

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12

Times-Call / Home & Real Estate Weekly

May 14, 2011

OPEN HOUSE

Open Sun 1-3 2071 Amethyst Dr. Longmont

$489,900

DIRECTORY

Come and buy this home today! 5bed/4bath Immaculate and updated in desirable Rainbow Ridge. New slab granite, large fenced yard, & finished basement!

FEATURED HOMES

1565173

Open Sat & Sun 12-5pm

Jannelle Johnson - CO Front Range, Realtors • 303-507-9115

Open Sat & Sun 11- 6 New floor plans.

New pricing.

Same great quality.

15th and Francis, Longmont

Open Sat 1-4

1665 Venice Ln

637 Rider Ridge Dr. Longmont

SW Longmont

$329,900

$208,778

Totally charming home with all the whistles and bells, including private & serene back yard.

Over 3,000 square feet.

1,400 Sq.Ft., Dual Master Suites, 2.5 Baths, 2 Car Attached Garage. Under Construction.

Low-Maintenance, Built Green, Energy Star Rated

Prices starting at

$249,900

www.LiveKingsbridge.com • 303-502-5338

303.589.5752

SATURDAY OPEN HOUSES Location

Address

$174,900

Frederick

Open Sat 5727 Russell Circle

$179,900

Longmont

905 Pasque Dr

$208,778

Longmont

$225,000

Mead

Hours

Office

1-31-3

Challenge West Realty/Fergusen

Longmont 1665 Venice Lane 11-3

Boulder Creek Life and Home

1562753

17-167962

$225,000

Unit #308 Open Sat & Sun 12-4 pm 303-746-7316

RE/MAX Alliance/Koth

847 Judson St.1-3

13663 Saddle Dr 11-1 Best ValueStin Old Town! Top-to$239,900 Longmont 321 Judson 11-1 Bottom Renovation! 3 bed, 3 baths, $245,000 Longmont 24131744 Pennock 12-3 sq. ft. Way Finished basement.

Becky Adams - Prudential Real $249,900 Longmont 15th andEstate Francisof the Rockies 11-6

Phone

The Group/Miller RE/MAX Alliance/Koth Barnard Agency/Brdgeman

10818 Cimarron St 303-908-2060 Units 1005, 308, 307 & 305

303-502-5338 Firestone

Special 100% Loans & Down Payment Assistance Avail for 303-746-7316 NEW 2&3 Bdrm, 2 Bath Condos w/Attached Garages. Enjoy 303-776-9438 Community Pool.

Great Location!

$259,000

Longmont

493 E. 16th

1-3

$279,900

Longmont

439 Olympia Ave

11-2

ERA Tradewind/Hansard

303-517-3837

$299,900

Berthoud

3806 West County Rd 8

11-2

United Country/Gassner

970-344-1500

$314,900

Longmont

3709 Doral Dr

11-1

PorchLight Real Estate/Duran-Marcum

303-995-5205

$329,900

Longmont

637 Rider Ridge Dr

1-4

Keller Williams 1st Realty/Taylor

303-746-0345

$379,900

Longmont

621 Glenarbor Circle

11-1

ERA Tradewind/Freeman

303-478-0300

$399,627

Longmont

1171 Columbia Dr

12-3

Coldwell Banker Residential/Kellogg

303-817-2417

$405,000

Longmont

1411 16th Ave

1-3

RE/MAX Traditions/Wilson

303-775-8832

Office

Phone

Address

Hours

$239,900

Firestone

5268 Rustic Ave

1-3

Wright Kingdom/Parsons

303-775-9612

$245,000

Longmont

2413 Pennock Way

12-3

Barnard Agency/Brdgeman

303-776-9438

$248,000

Lyons

517 2nd Ave

9-11

Coldwell Banker/Tucker

303-902-6250

$248,750

Firestone

5316 Rustic Ave

1-3

Challenge West Realty/Fergusen

303-908-2060

$249,900

Longmont

15th and Francis

11-6

Markel Homes

303-589-5752

$259,900

Longmont

743 Snowberry St

1-3

Wright Kingdom/Connolly

720-564-6060

$320,000

Longmont

1616 Whitehall Dr

2-4

Wright Kingdom/Sobol

303-885-9806

$324,900

Lyons

204 Welch Dr

12-2

Coldwell Banker/Tucker

303-902-6250

$332,500

Longmont

2104 Pintail Dr

10-1

Wright Kingdom/Colwell

303-775-7135

$379,900

Longmont

1755 Sunlight Dr

12-3

Coldwell Banker Residential/Torres

720-320-1405

$410,000

Longmont

2109 Springs Pl

1:30-3:30

Wright Kingdom/Colwell

303-775-7135

$424,900

Niwot

7295 Timothy Pl

1-3

Wright Kingdom/Johnson

303-775-7135

$464,900

Lafayette

391 Pika Point

11-1

Wright Kingdom/Reuter

720-530-3129

$489,900

Longmont

2071 Amethyst

1-3

Colorado Front Range Realtors/Johnson

303-507-9115

• YOU FIND THE HOME. • I CLOSE THE DEAL. • WE SPLIT THE COMMISSION.*

$245,000

Open Sun 1-3pm

13663 Saddle Dr. Mead

$225,000

Impeccable 3BD 3BA 2408 sf 2 story in Liberty Ranch! Upgraded features throughout!

MLS#651175

Doug Miller, The Group, Inc. • 970-481-9444

Open Sat 11-1

621 Glenarbor Cir. Longmont

$379,900

4 Bed, 3 Bath, 5112 sq. ft.

Great home directly on Ute Creek Golf Course with mountain views & southern exposure.

1562763

Location

2413 Pennock Way Longmont

Barnard Agency • Sue Bridgeman • (303)776-9438

SUNDAY OPEN HOUSES Price

Open Sat & Sun 12-3

4 Bedroom, 3 Bath, 2 Car, Fireplace, AC, Sprinkler System and Wood Floors.

$165,000 970-481-9444 - $179,900

Markel Homes 303-589-5752 Hostess: Heather Pat Kahler • RE/MAX Traditions • 303-589-5752 Prudential Rocky Mtn Realtors/Schack 303-772-2222

303-435-0566

w Ne

g tin Lis

1565163

Price

Chris Freeman/ERA Tradewind • 303-478-0300

Open Sat 1-3pm

1411 16th Ave.

$289,900

Quality built home with custom decorator finishes 4 bedroom; 3 bath 2 Story; 3 car tandem garage. Natural cherry cabinets; granite; stainless appliances. Professional Landscaping. Too many upgrades to list.

“Working with Tommy was great and he saved us over $5,000 on the price of our house in commission fees alone!” ~ Cathy H. of Westminster

LEARN MORE ABOUT COMMISSION REBATES AT

WWW.COLORADOCOMMISSIONREBATE.COM

* Clients receive at least half of the buy-side commission that I receive... which is typically 2.8% of the purchase price of the home. While individual results will vary, this generally means that clients will get back at least 1.4% of purchase price. The commission rebate is provided as a credit at closing, requiring buyers to bring less cash to the closing table.

303.376.6111 t o m m y @ s l i c e r e a l t y. c o m