Real Estate Weekly

Longmont Times-Call

www.YourFrontRangeHome.com

HOME

& Real Estate Weekly

June 26, 2010

Style on a

Budget Growing your own food indoors Mortgages that require little money down

2

Times-Call / Home & Real Estate Weekly

June 26, 2010

Floor care misconceptions

Growing Your Own Workshop shows gardeners how to use greenhouses

Article Resource Association

Whether it’s the dog tracking in mud or the kids carrying in dirt and leaves, there are many ways floors can become dirty and unattractive.

Unfortunately, for many people the process they use to clean their wood flooring might be doing more harm than good.

“There are a lot of misconceptions about floor care that lead to premature deterioration,” says Tom Sullivan, founder of Lumber Liquidators, the largest retailer of specialty hardwood flooring.

Some cleaning techniques to avoid, because they can damage hardwood flooring, are: • Vacuuming. Contrary to the belief that vacuuming is the best way to rid wood flooring of dust and debris, it’s actually harmful. The hard bristles on the rotating brush can scratch the wood, and small amounts of damage to the wood over time will make the surface look worn and uneven.

• Damp mopping. Many people think that damp mopping is a quick way to clean wood flooring, but the water in the mop causes deterioration of both the wood and the floor’s finish. This increases the likelihood that the wood will warp or squeak in the future.

• Applying oil soaps. Although oil soaps are a typical way to clean wood flooring, these

soaps and detergents can leave a harmful film.

Eventually, this film causes the wood finish to yellow, “alligator” or crack, requiring refinishing.

Instead of using one of the above methods , it is recommended that homeowners follow a few simple cleaning guidelines.

• Lightly sweep wood flooring with a softbristled broom twice a week. This is a quick and easy way to clear away debris particles so that they do not build up.

• Clean wood flooring once a week with a terry-cloth mop and a cleaner specifically made for wood flooring, like Bellawood’s soybased hardwood floor cleaner. This will get rid of the heavier dirt build-up that can cause a dull appearance.

303-772-2222

RESIDENTIAL - COMMERCIAL PROPERTIES WWW.PRUDENTIALROCKYMOUNTAIN.COM Rock Solid Since 1990!

• • • • •

SAT 11-1 HOSTESS: KYONG BRODT 6583 UTE HWY., LONGMONT $549,000

RARE OPPORTUNITY! 2.1 acres with water rights* 2,400 SF heated workshop with office 3 bedroom, 2 bath brick ranch* NEW SEPTIC SYSTEM.

OPEN HOUSE

SAT 11-1 HOSTESS: JAN KANEMOTO 2320 STEPPE DRIVE, LONGMONT $325,000

• Maintenance Free Patio Home • 3 Bedrooms, 3 Baths • Numerous upgrades throughout • Main floor master suite • Full finished basement

OPEN HOUSE

SAT 12-3 HOST: JERRY SCHLAGEL 1301 GAY CIRCLE, LONGMONT $249,900

• Totally Remodeled • Better than New • New Appliances and Cabinets • Fresh Paint Inside & Out • MUST SEE Call Jerry 303-709-0158

1623 RED MOUNTAIN DRIVE $275,000 DICK MANDILE

• Show home quality • 3 bedrooms, 3 baths, 2 story • Large dining/living room combo • Family room, eat in kitchen.

• Great for entertaining

OPEN HOUSE

SAT 1-3 HOSTESS: CAROL SCHACK 951 ROSE STREET, LONGMONT $187,000

• All Brick Ranch, full finished Basement • 2 Bdrms up, 2 non-conforming down • Full bath up, ¾ bath in basement • Hardwood floors, newer windows • Covered patio, herb garden

NEW LISTING

NEW LISTING

3714 MOUNTAIN VIEW AVE, LONGMONT $245,000 MONICA ZWECK • • • • •

All Brick Ranch 3 Bedrooms, 2 Baths Finished Basement 2 Car side entry Garage 2 fireplaces

2413 REDWOOD CT, LONGMONT $298,000 VONNIE FALCE

• Semi-custom, 20 ft. ceilings • 4 Bedrooms, 4 baths & Finished basement • Formal dining room • Large, beautiful yard • Call Vonnie at 303-589-9821

1417 FRONTIER, LONGMONT $185,000 JAN KANEMOTO • • • • •

All Brick Ranch Close to Hospital 3 bedrooms, 2 baths Park like yard Call Jan Kanemoto (303)472-3545

1157 WYNDEMERE, LONGMONT VONNIE FALCE $569,000

• 5 Bedroom, 5 Bath • Eat in Kitchen, 42 inch kitchen cabinets • Hardwood Floors, Formal Dining Room • Backs up to Ute Creek Golf Course • 750 Sq Ft tiled covered patio

An independently owned & operated member of The Prudential Real Estate Affiliates, Inc.

25-150044

OPEN HOUSE

If you’ve been itching to grow your own but the yard just isn’t the right locale, retool your thinking by expanding into glass and water. Colorado is perfect for an alternate state of being Carol O’Meara for plants, if you Colorado State have the right tools University Extension and know how.

At the upcoming Food Production Workshop from Colorado State University Extension on July 10, you’ll learn how greenhouses, hydroponics and aquaponics can become your favorite way of growing food.

“Pretty much you can grow anything in a small greenhouse,” says Brooke Edmunds, greenhouse and nursery regional specialist for CSU Extension. “It’s perfect for small crops through the winter, like spinach, kales, greens.”

Cooking homegrown produce is fine if you’re in the kitchen, but when it crisps before you get it out of the overheated greenhouse, you’re left with a mess. “Most people buy hobby greenhouses built to go into east coast yards. They’re not sustainable in Colorado. We have to deal with heat from intense sun, wind, cold winters – the greenhouse is going to blow away or if you don’t have insulation, plants will cook,” Edmunds says.

She’ll walk participants through modifications for smaller greenhouses, and provide tips for build-your-own sources of greenhouse kits and materials for glazing the windows. Once you’ve mastered the glass enclosure, Edmunds will take you into the wonderful world of hydroponics, a popular method for growing without using soil.

“Colorado is the fastest growing state for hydroponic supplies; it’s a result of the medical marijuana industry,” Edmunds says. “Home gardening gets great benefits from this for food production.” Setting up and making sense of all the supplies, often labeled for marijuana production, can be challenging but the class will cover how to sort through the material to use it for food production.

In comparison to soil-based production, hydroponics smokes the competition, turning in 20-percent greater yields per plant.

This is due to plants growing faster, rolling out yields sooner and over longer time.

What you grow depends upon the space you provide and the size of the system.

“We’ll discuss using kits to build your own and also find materials. A simple ice

Details What: Food Production Workshop: Greenhouses, Hydroponics and Aquaponics When: Saturday July 10, 9 a.m. to 4 p.m.

Where: Boulder County Parks and Open Space Office, 5201 Saint Vrain Road, Longmont Cost: $40, does not include lunch Registration and Information: colo adosmallscaleagriculture.blogspot.com/

chest system for hydroponic growing can be as inexpensive as $25, supporting up to four basil plants. Larger systems vary in price,” she says.

But if growing plants under glass isn’t giving you the challenge you crave, don’t worry – this class is super-sized with aquaponics, where fish swim lazily in waters below the plants and their water is filtered up through the roots to feed and hydrate the crop.

“We’re merging fish and plant culture in an organic, complex ecosystem,” says J.D. Sawyer, owner of Colorado Aquaponics and instructor in the class. Though relatively new to the United States, aquaponics is fairly mainstream in water-limited countries like Australia, he says.

Plants and fish support one another in the system, where the aquarium water is pumped into the grow bed so roots can filter off fish waste. The clean water then drains back into the fish tank.

“You can get into this inexpensively and grow fish like perch or tilapia as a protein source, or just use pet store fish like goldfish or zebra tetras.” Tilapia take approximately 28 weeks to get big enough to harvest, he says, though how you get them from the tank is up to you. Sawyer recommends netting them out, but fishing poles might add an element of excitement to the backyard.

Lids are necessary to keep predators like raccoons or squirrels out of the fish, but in general the system doesn’t draw attention to itself with odors. Check out the workshop to explore new ways of expanding your crop production.

Carol O’Meara is a horticulture entomologist with the Colorado State University Extension office at the Boulder County Fairgrounds in Longmont.

Contact her by calling 303-678-6238 or e-mailing comeara@co.boulder.co.us. For more gardening tips, check out her blog at gardeningafterfive.word press.com.

June 26, 2010

Times-Call / Home & Real Estate Weekly

3

Home Sweet Home Newly married couple gets a room redesign on a budget

Candice Olson HGTV

Emily and Martin are newlyweds who just bought their first house. They were excited to start their lives together, but once they moved into their new digs, all they seemed to do was work.

Evenings, weekends – all of their free time was spent renovating the 80-year-old house. They were tired – and frustrated. And that’s no way to start a marriage.

But for all of their toil and trouble, the couple put only a small dent in the much-needed renovations. What they really wanted was to turn their dark, drab, open-concept kitchen and dining room into a bright, inviting room for informal entertaining. The problem was that they didn’t know where to start – and, like many newlyweds, they were low on funds. So they asked me to help them with a budget-conscious kitchen/dining-room face-lift that would reflect their casual, contemporary style.

Because I had to keep dollars and cents in mind, I decided to give Emily and Martin the look of a new kitchen without gutting it. The couple owned stainless-steel and black appliances and had painted the walls a grayish-blue, so I chose a design scheme to complement the existing elements: a color palette of bold black and clean white, with accents in blue and silver.

Paint goes a long way in making old look like new. I started off in the kitchen by giving the existing cabinets a fresh coat of paint – white for the upper cabinets and black for the lower cabinets. I then added jewel-like hardware to provide a bit of sparkle. To tie the area together, I put up a stunning linear backsplash in a cool blue glass tile.

I kept the kitchen’s appliances but replaced the single-basin sink with a beautiful, modern undermount sink with a stunning faucet that is sure to be a conversation piece. I then replaced the pink countertop with beautiful taupe quartz flecked with silver and blue. I put the same type of quartz

Kristi Ritter Summer Stair

Left: Before, this dated, dysfunctional space needed an infusion of style and substance. Above: After, with contemporary colors, cheerful lighting and a lot of function, Emily and Martin’s first house was turned into a comfortable and classic home. (SHNS/HGTV)

on the kitchen island, which separates the kitchen from the dining room, and added a few funky stools around it.

Emily and Martin wanted the dining room and kitchen to flow into each other. So in the dining room, I incorporated store-bought cabinetry that has a similar style to the kitchen cabinets. I stacked up white base and glass-fronted cabinetry into two columns and placed a black leather and chrome bench between them. Above the bench, which also functions as a banquette, I put up a chalkboard wall for messages.

To warm up the dining room, I put in a new walnut table, a few wood and black leather chairs, and added a heap of blue, brown and geometrical black-and-white pillows on the bench.

To brighten things up, I put in a host of new lighting: task lighting over the sink, two pendants

over the island and an elegant chandelier in the dining room. I also added ultramodern blinds to the dining-room window and framed these with crisp white cotton linen drapes that are banded with black fabric.

After a few final accents and accessories – an area rug, a modern mirror, some lamps and a cool wine rack – the redesign was complete.

This dated, dysfunctional space needed an infusion of style and substance. So I united contemporary colors, cheerful lighting and lots of function, and turned Emily and Martin’s first house into a comfortable and classic home sweet home. Now that’s divine.

Interior decorator Candice Olson is host of HGTV’s “Divine Design.” For more ideas, information and show times, visit www.HGTV.com or www.divinedesign.tv.

Specialty Publications Editor

News and Press Releases

Advertising

kkritter@times-call.com, 303-684-5275

Home & Real Estate Weekly welcomes news on hirings, advancements, awards, classes and other information of interest to the real estate and home community. Please submit information to the editor by e-mail, fax 303-774-8088 or mail to 350 Terry St., Longmont, CO 80501. The deadline is Monday at 5 p.m. the week of publication.

The display advertising deadline is Tuesday at 3 p.m., and the classified line advertising deadline is Thursday at 3 p.m. – both the week of publication. For advertising information, call 720-494-5445.

Specialty Publications Associate Editor sstair@times-call.com, 720-494-5429

On the Cover Newly married couple gets help renovating their home on a budget. See story above. (SHNS/HGTV)

4

Times-Call / Home & Real Estate Weekly

June 26, 2010

Lien on house prevents short-sale completion

Ilyce Glink Tribune Media Services

Q: My divorce was final two years ago, and in the divorce decree I was awarded the house.

But prior to my getting a spousal transfer deed, one of my ex-spouse’s creditors put a lien on the house which prevented me from completing a short-sale.

If one of us or both end up filing bankruptcy, which looks inevitable, is there any way to get the lien removed so the house can be sold and prevent a foreclosure?

A: You’d have to convince the creditor that the house is worthless and there is no cash coming out of it. The creditor might be convinced by an appraisal of the property, and a report that lists what other nearby homes have sold for.

If you can reach a decision-maker who understands what you’re saying, there’s a small chance that this might work out and the lien will be removed.

You are trying to sell your home as a short sale.

There is no equity in the home and the creditor won’t get paid any money if the home is sold via a short sale or in foreclosure.

If you can’t convince the creditor to allow you to sell the home through a short sale, your other option would be to let the home go into foreclosure.

In foreclosure, the lender would wipe out the lien of the creditor and then sell the home to a buyer free of that lien.

Finally, if you file for bankruptcy, your bankrupt-

cy won’t release the lien placed on your home by your ex-spouse’s creditor. Your spouse’s bankruptcy should release the lien.

If you’re worried about your credit history showing a bankruptcy and a foreclosure, don’t be. Once you have a bankruptcy on your credit history, it’s unlikely adding a foreclosure will do much additional damage.

A real estate attorney or a bankruptcy attorney might be able to give you more information.

Q: I own a home free and clear, valued at $210,000, down from about $250,000. I also own a second home, on which I owe $280,000.

This home has a current value of $399,000, down from $460,000.

I sell heavy construction equipment on commission, and business has been absolutely dead the past two years.

My second home mortgage is with one of the big box lenders, and they won’t work with me.

They won’t give me a personal contact or tell me who owns the loan or help me work out a plan to stay current. I was going to suggest a loan restructure with forbearance or low payments for a short period of time to weather the economic downturn. I have lost 73 percent of my normal annual income. I have the second home for sale “by owner” but there’s no one even looking.

In essence I have a gun (equity) with no bul-

lets (cash). Can you help?

A: Some lenders are working to restructure second home loans and others are not. Since you have a lot of equity in both of your homes, you need to do everything you can to continue making those payments. Otherwise, you could lose one or both of your homes and that would be extremely unfortunate.

Can you move into your second home as your primary residence? Can you rent out your primary home for a year? That might give you more options, as well as bring in additional income. Can you rent your second home?

Since you have equity in the property, you might qualify for a refinance, if you have the income to support that.

If there are no lookers for homes where your second home is located, are there buyers looking where your primary home is? If you sell that home and use the money to pay down or pay off the lender on the second home, you might be able to save that home and the equity you have built up in these properties.

You might want to schedule an appointment with a HUD-certified housing counselor at Credability.org (formerly CCCS of Greater Atlanta) to go over all of these options, and perhaps a few others.

Ilyce R. Glink’s latest book is “Buy, Close, Move In!” If you have questions, you can call her radio show toll-free, 800972-8255, any Sunday, from 11 a.m. to 1 p.m. EST. Contact Ilyce through her Web site, www.thinkglink.com.

The Company That Sells!

1349 GAY CIRCLE LONGMONT

601 S. Bowen • Longmont • www.eratradewind.com 405 PACE ST. LONGMONT

3101 SPINNAKER DR LONGMONT

1769 MONTGOMERY LONGMONT

303.772.9620 460 ST. CHARLES JOHNSTOWN

1271 HUMMINGBIRD CIR. #A LONGMONT

Price Reduced!

10K LISTING

10K LISTING

Spacious Ranch With Fully Finished Basement and .25 Acre Yard. 5 Bedrooms, 3 Baths, 3208 SF. $245,000 Shelley Crews 303-775-8405

Spacious All Brick Ranch With Full Separate Guest Suite. 6 Bedrooms, 5 Baths & 3266 SF. $244,900

Sat.. 11 - 1 Sa

Sat.. 1 - 3 Sa

Price Reduced!

Price Reduced!

1343 Wilkerson Way Hostess: Cher Mathews

OPEN HOUSES

FEATURED HOMES

“Always There For You”®

20-147587

• 5 bd/4 ba • $259,900/Lngmt • 303-641-8819 Popular Nicely Maintained Potomac model in Wolf Creek.

Shelley Crews 303-775-8405

Beautiful 3 Bedroom, 3bath, 2524 sf two-story Patio Home in the Shores. $235,000.

Call Pat Connett 303-684-6305

A Designer’s Dream! Home theater, Fin. Bsmt., granite, Custom Window Coverings & Oversized 3 Car. 4Bd, 5Ba, 5515 SF. $594,900 Chris Freeman 303-478-0300

2 Bedroom, 3 Bath, 1932 SF. Beautifully maintained Affordable Townhome. $145,900 Michelle Bernardoni 303-684-6330

BUILT GREEN & ENERGY EFFICIENT! 3 Bedrooms, 3 Baths and 2012 SF. $239,000

James Plaster 303-931-9223

Sun. 1 - 3

Sun. 1 - 3

930 BUTTONROCK L-62 LONGMONT

1225 BAKER LONGMONT

1930 Rannoch

6521 St Vrain Rd.

1714-1716 Cambridge Dr.

Host: Will Zulauf

Hostess: Terry Crook

Hostess: Troy Terry

2 Bedrooms, 3 Baths, 1784 SF with a Professionally Finished Basement. $174,500

Priced To Sell! Quick Close...

Come See! 4 Bedrooms, 3 Baths and 2310 SF. $164,900

• 4 bd/3 ba/4979 sf • $365,000/Lngmt • 303-776-6330 Ute Creek Golf Course Community

• $400,000/Lngmt • 303-819-0886 Wonderful 1 acre property west of Hygiene w/Open Space to the West and Mt Views.

• $239,500 • 2 units, fantastic opportunity to live in one side and rent the other.

Diane Carnahan 303-909-5475

Rod Carlson 303-517-4713

June 26, 2010

Times-Call / Home & Real Estate Weekly

5

Mintle, Bruder join Keller Williams 1st Realty Market Center

James Plaster, right, congratulates Michelle Bopp from Porchlight Real Estate Group in Denver for winning ERA’s seventh 10K listing. (Courtesy ERA Tradewind)

Metro Services

Throughout the last year and a half, many homeowners have been forced to scale back their home improvement projects.

James Plaster of ERA Tradewind Real Estate congratulated Michelle Bopp from Porchlight Real Estate Group in Denver for winning ERA’s seventh 10K Listing drawing for $10,000. The drawing took place at the Boulder Country Club on June 8.

To qualify for this drawing, an agent must represent the buyer in a successful closing of one of ERA’s 10K Listings. After every 48 successfully qualified closings, agents will be entered into the next drawing.

For more information on how the 10K Listing can help sell a home, call ERA Tradewind Real Estate at 303-772-9620.

303-827-7046

1004 Boxelder Circle Immaculate Ranch-style Patio hm. in coveted SW Lgmt Subdiv. 2 Bed, 2 Bath w/ 3635+/-tot.sq.ft. Great access to walking paths, EZ commute to Bldr, quiet neighbrhd. No lawn to mow, or snow to shovel.

Newer $10K therapeutic walkin tub, hdwd flrs, gated cov. patio (great for dogs) w/planters & retractbl elec.awning & screen. Nearby shopping & dining.Handicap ready.

$185,000

$350,000

Bruder

Perhaps no area of the home is more routinely targeted for refurbishing than the kitchen. In many households, the kitchen is the most popular room in the house, and therefore it makes sense that it’s the kitchen most homeowners want to upgrade. While granite was once considered the standard for kitchen remodels, nowadays cost- and quality-conscious homeowners are increasingly turning to laminate for their kitchen remodels.

N Nearly 1-acre lot in Lake Park Estates.

Custom 3,770 SF home features 4 beds, 3 baths, C hardwood floors, wood beams, walk-in closets, fin h basement w/ pool table, tennis court, horseshoe pit b & so much more! Move in, then relax in the 30x12 ssunroom w/ hot tub & skylights! $475,000

8989 VERMILLION RD - 10-Acre homestead surrounded by Open Space.

2168 SF 2-story, 4 beds, 2 baths, 20’ x 10’ workshop, sunroom, rec room, Hygiene schools! $499,849

40 BIRCH CT

1,503 SF brick ranch, 3 beds, 2 baths. $199,950

VISIT:

1824 WILDROSE DR

www.dianestow.com Re/Max Traditions, Inc. 2204 18th Avenue (303) 772-3800

your

HOME SEARCH

Style Doesn’t End at the Counter Countertops aren’t the only places in the kitchen homeowners are finding ways to upgrade while saving at the same time. With their new lineup of stylish, molded acrylic sinks specifically designed to be integrated into laminate countertops, Wilsonart is providing more options for today’s customminded homeowner looking for affordable luxury in a tight economy.

2806 2 806 MADISON DR

With Detailed Information, Multiple Photos & Virtual Tours,

Email: diane@dianestow.com

Recognizing this “laminate is the new granite” trend among homeowners, Wilsonart has combined its renowned AEON Enhanced Performance technology.

Featured Listing!

TO SEE ALL OF DIANE’S LISTINGS

Simplify 26-148166

among the top half of all remodels, proving that in the current economy bigger isn’t better, or at least bigger isn’t more popular.

1749 Little Bear Drive

Beautiful ranch style home in Stoney Ridge subdivision. Low traffic street. Close to shopping, schools & golf. 3 bed, 2 bath, 4234+/-tot.sq.ft. Abundant living spaces & a great mstr w/space for priv.hot tub. 3rd bedrm converted to nice study. Lg eatin kitchen nicely remodeled w/new solid surface countertops & appliances. Spacious dining rm & great rm share a 3 sided frplc.

Vinyl fenced low maint. bkyd w/ covered deck w/retractable drop down screens. Auto spr. syst. w/drip syst. Front courtyard.

Oversized 3 car gar. $350,000

1,777 SF tri-level, 3 beds, 2.5 baths. $254,900

1749 PRESTON DR

26-150818

BROKER ASSOCIATE Diane’s Direct Line:

1820 Rice Street A truly charming home! Covered deck and big patio plus hot tub in the privacy fenced back yard shaded by mature trees adds to your outdoor enjoyment. 2 Bed, 2 Bath with 1230+/-total square feet Indoors Sun Pours into the Nice kitchen w/antiqued cabinetry.

ALL appliances incl. Lwr lvl fam rm could be a 3rd non-conf bedrm. 2 storage structures. Evap Cooler.

Att. garage w/workbench.

For Further Details Of These Listings And:

Experience Isn’t Expensive...It’s Priceless

Diane Stow, ABR, CRS, GRI, SRES, CDPE

Good Things Come in Small Packages While the “bigger is better” mantra proved hurtful to the home improvement industry at the onset of the economic downturn, evidence is beginning to suggest that small-budget projects might be leading the way to recovery. In fact, in their annual Cost vs.

Value report, Remodeling magazine noted that nine of 12 upscale remodeling projects didn’t even appear

26-148471

Team

Mintle

Cutting costs doesn’t mean cutting value in your home

ERA Tradewind Real Estate draws 10K listing winner

The

tate industry for seven years. Patti earned the Best in the Business Award with United Airlines and will continue the same type of dedication with Keller Williams.

The Keller Williams Market Center, is located at 606 Mountain View Ave., Suite 100, in Longmont. To learn more about Keller Williams Realty, call 303 776-3200 or visit www.kw.com.

Denny Mintle and Patti Bruder, real estate sales professionals in Longmont, have joined the Keller Williams 1st Realty Market Center.

Mintle has an extensive background in industrial, rural and farm properties and has been in the real estate industry for 28 years.

Bruder has an extensive background in travel and hospitality industry, and has been in the real es-

3,757 SF 2-story, 3 beds, 2.5 baths, 3-car gar. $264,500

1008 CHOKECHERRY LN

1,880 SF tri-level, 3 beds, 2.5 baths. $279,000

Turner Realty www.turnerrealtyoflongmont.com

425 Coffman, Longmont 303-776-1105

Quick, convenient and only a click away...it’s that simple

www.YourFrontRangeHOME.com • Hundreds of Homes • Calculate Financing

• Locate an Agent • Updated MLS Listings Powered by ColoProperty.com

6

Times-Call / Home & Real Estate Weekly

June 26, 2010

Mortgages that require little money down bankrate.com

Homebuyers with little money for a down payment are finding more home loans available for a low down payment or even no down payment.

These mortgages are becoming more commonplace even as the country recovers from a housing bust made worse by the popularity of low-down-payment mortgages during the housing boom.

The Federal Housing Administration insures loans with small down payments. And private mortgage insurers have lowered their down-payment requirements.

It’s even possible to get a mortgage today with no money down.

The nation’s biggest credit union offers “zero-down” mortgages.

The Department of Veterans Affairs and the Department of Agriculture guarantee home loans with no down payments.

Following are a few options for

borrowers seeking low-down-payment and zero-down-payment home mortgages: Veterans Affairs Veterans Affairs (formerly the Veterans Administration) guarantees no-down purchase mortgages for qualified veterans. Private lenders originate VA loans, which the VA guarantees. There is no mortgage insurance. The borrower pays a funding fee, which can be rolled into the loan amount.

The VA funding fee varies, depending on whether the veteran served in the regular military or in the Reserves or National Guard, and whether it’s the veteran’s first VA loan or a subsequent one. The funding fee can be as low as 2.15 percent or as high as 3.3 percent.

Navy Federal Credit Union Navy Federal Credit Union offers 100 percent financing (up to $650,000) to qualified members for buying primary homes. Credit-union eligibility is restricted to

members of the military, some civilian employees of the military and U.S. Department of Defense, and family members.

Navy Federal resumed zerodown financing this year after a hiatus of a couple of years. Barbara Sheehan, Navy Federal’s assistant vice president for mortgage products, says when members of the military are transferred, they sometimes own houses whose values have fallen, wiping out equity.

“Some people had to take losses to sell their houses, so to have to start over and save the money again for a down payment is really difficult,” she says.

The credit union’s zero-down program is similar to the VA’s.

One difference is cost: Navy Federal’s funding fee of 1.75 percent is less than the VA’s funding fees.

The Department of Agriculture The Department of Agriculture’s Rural Development mortgage-guarantee program is so

2018 Ionosphere, #10* Solar Village Prospect

CityofLongmont

The

Green built, energy efficient condo available for $99,000!

This one bedroom, one bath condo features Solar assisted radiant floor heating Energy efficient central a/c Stainless steel energy star rated appliances Granite counter tops

For limited time, a closing cost grant up to $2,500 is available for qualified buyers.

Visit Solar Village at Highway 287 and Tenacity or at www.solarvillagelife.com. To schedule a showing, please contact Linda Kesseric at 303.684.9999

*All buyers must qualify through the City of Longmont.

Call Molly at 303.651. 8530 for more information or visit www.ci.longmont.co.us/ cdbg/housing for qualification guidelines.

26-149832

popular that it ran out of money this spring. Congress is expected to cough up more in time for summer homebuying season.

Some borrowers are surprised to find that Rural Development loans aren’t confined to farmland.

The USDA has maps on its website that highlight eligible areas.

In addition to geographical limits, the USDA program has restrictions on household income, and it’s intended for first-time buyers, although there are exceptions.

The USDA mortgage comes from a bank, and there is no mortgage insurance. Instead, the USDA levies a 2 percent guarantee fee, which can be rolled into the loan amount.

The zero-down options listed above are restricted to limited groups of buyers. With a minimum down payment of 3.5 percent, the Federal Housing Administration is the low-down option that’s available to the most people.

Today, about 30 percent of all

home-loan borrowers get FHA-insured loans, up from 3 percent during the housing boom. The FHA gained market share after many other low-down-payment options (such as piggyback loans) evaporated in the housing bust.

Losses to the insurance fund compelled the FHA to hike rates.

The FHA charges an upfront premium of 2.25 percent of the mortgage amount. On a loan with the minimum down payment, there’s an annual premium of 0.55 percent of the mortgage amount, or $550 a year for each $100,000 borrowed.

There is one more option for borrowers in the “low-down-payment” camp: a standard home loan with private mortgage insurance.

Typically, monthly private mortgage insurance costs more than FHA insurance for borrowers who put down 5 percent.

However, PMI costs less than FHA for loans with down payments of 10 percent or more.

RESIDENTIAL • COMMERCIAL INTERIOR • EXTERIOR Serving Colorado Since 1991 Professional Painters References Provided Warranty Included Fully Insured Superior Prep Work Power Washing Wood Staining Epoxy and Urethane Floors Premium Quality Paint Products

Call Today for A FREE Estimate

303-682-0570

PerfectionPaintingCo.com “ Quality & Satisfaction Guaranteed”

26-148826

By Holden Lewis

June 26, 2010

Chandeliers are considered Art Deco, but may reflect earlier time

By Helaine Fendelman and Joe Rosson Scripps Howard News Service

Dear Helaine and Joe: We have two of these extremely heavy chandeliers. We were told they are Art Deco from the late 1940s. Any information you can supply would be appreciated. – T.D. Dear T.D.: Perhaps the most overworked and erroneously applied term in all the world of antiques and collectibles is “Art Deco.” This phrase is applied to a variety of objects found in antiques shops, antiques malls and online that are described as being anywhere from the “early 20th century” to the 1950s – or even beyond, in some instances.

Some say the roots of Art Deco point to the aftermath of the Universal Exposition held in Paris in 1900, when a group of French artists loosely banded together to form La Society des Artistes Decorateurs. Others say that the beginnings of Art Deco can be traced to 1909 and the stage settings created by Sergei Pavlovich Diaghilev for his Ballets Russe in Paris.

World War I stunted the development of Art Deco, but after the war, members of La Society des Artistes Decorateurs organized the 1925 Paris Exposition Internationale des Arts Decorative et Industriels Modernes. This was the great flowering of the Art Deco move-

ment, but it fell out of fashion in Europe quickly thereafter.

However, it remained popular in the United States until the beginning of World War II. But after that, it was no longer an important influence in American design. It should be strongly stated that Art Deco was an artist’s movement and that true Art Deco is artistically made with good-quality design and materials.

The two chandeliers in today’s question are considered to be Art Deco by most sources we checked, but they are probably from the 1930s and were manufactured much closer to 1925 than to 1945. It is impossible to tell from the photographs from which materials these chandeliers might have been made.

The glass appears to be custard yellow, while the metal may be bronze – which would be desirable – but some of the parts look as if they might be plated. We find this pair to be attractive, with five slip shades in grooved half ovals radiating from a shallow, domed circular center.

At auction, we feel this pair should bring between $450 and $650 and retail in the $1,000 to $1,500 range.

Helaine Fendelman and Joe Rosson are the authors of “Price It Yourself” (HarperResource, $19.95). Contact them at Treasures in Your Attic, P.O. Box 18350, Knoxville, TN 37928. Email them at treasures@knology.net.

Open Saturday & Sunday 1-3

Times-Call / Home & Real Estate Weekly

7

COLDWELL BANKER LONGMONT www.coloradohomes.com/Longmont

Open House Event June 26-27

RESIDENTIAL BROKERAGE

Your Friends, Your Neighbors, Your Local Real Estate Experts Saturday June 26th 11:00am – 1:00pm

1931 Red Cloud Rd

165 Baylor Dr 804 Summerhawk #4103

947 Terry St

3602 Whetstone Way

817 Collyer St 637 Elliott

546 & 554 Penegrine Cr

Mead

$199,900 Sherry Ankrum 303-588-4228

Sunday June 27th 12:00pm-2:00pm

Saturday June 26th 11:00am – 1:00pm

Saturday June 26th 11:00am – 1:30pm

Saturday June 26th 2:30pm - 4:30pm

1931 Red Cloud Rd.

947 Terry St.

637 Elliott

804 Summerhawk #4103

Longmont

Longmont

Longmont

Longmont

$329,900

$221,500

$176,999

$134,999

Janie Henry 720-937-2676

Cher Smith 303-809-9628

Janie Henry 720-937-2676

Janie Henry 720-937-2676

Sunday June 27th 12:30pm-2:30pm

Sunday June 27th 1:00pm-3:00pm

Sunday June 27th 1:00pm – 3:00pm

Sunday June 27th 2:30pm - 4:30pm

165 Baylor Dr.

546 Peregrine Circle

554 Peregrine Circle

817 Collyer Street

Longmont

Longmont

Longmont

Longmont,

Janie Henry 720-937-2676

Beautiful Home Awaits You at The Shores 2407 Skysail Ct. • $309,000

Charlotte Woodward Niwot Real Estate, Inc. 303-772-2419 cwood@idcomm.com

21-148723

$222,000

$289,000

$284,900

Ann Napier 303-775-5234

Lorrie Cragg 720-839-4106

Karla Pastore 303-525-5198

$259,000

1707 N. Main Street, Suite 500, Longmont, CO 80501 | 303-772-7478

26-149875

Well-maintained Light & Bright 4BR Two Story • Enjoy the New Front & Backyard Landscaping • Hardwood Floors and High End Upgrades Finished Basement With Rec Room • Community Pool, Tennis Cts, Park, and Gorgeous Lake Directions: Hover to 21st,W to North Shore, S to Lake Park Way, E to Skysail Ct.

Times-Call / Home & Real Estate Weekly

Bathroom cleaning tips

June 26, 2010

How do hotels keep those bathrooms so clean? One quick answer is that hotels clean bathrooms every day. While you may not want to clean your entire bathroom that often, doing small things can give your bathroom a daily perk-up. The rest is in the weekly routine.

Step 1: Vacuum and dust Work from top to bottom, dusting before vacuuming.

Step 2: Heat up surfaces Heating tile and the tub just 10 degrees above the normal air temperature doubles the effectiveness of alkaline cleansers.

tibacterial cleaner on tile walls, tub, counters, sink, toilet and floor.

Step 3: Spread Use a sponge or cloth to spread the cleanser evenly on tile surfaces.

Step 6: Scrub Use a scrub brush or abrasive pad to scrub the tub and tiles.

Step 4: Spray Drain the tub, then spray an an-

Step 7: Rinse Rinse after spraying your cleanser.

Step 5: Sit Disinfectants need contact time in order to work.

Step 8: Dry Use clean, dry cotton cloths or rags to thoroughly dry all surfaces.

Step 9: Glass and mirrors Clean the mirror and other glass.

Step 10: Floors Exit out of the bathroom by rinsing, wiping and drying the floor.

– Kathy McLeary, hgtv.com

ath s Re qui red Allo wS mo kin g?

Pet s Wa she r/D r ye r Fa Wa cili she ties r/D rye rH ook Oth -up er Am s eni ties

Lea se

fB

#o

fB #o

Dep

osit

ed r oom

ang eR

APT/CONDO DIRECTORY

s

e

17-139625

Pric

8

Hover Manor Senior Apartment Residence 1401 Elmhurst Dr. • 303-772-9292

$835$840

$835$840

1

1

Yes

No

Yes

Yes

Secure building, quiet neighborhood, meal program, transportation, utilities paid, appliances & cable TV included, 62 yrs & older; vouchers accepted.

Victoria Inn 2400 17th Ave. • 303-772-4667

$715$850

$250

1, 2

1, 1¾

Yes

Yes

Yes

(in each apartment)

A/C, D/W, cable ready, balcony or deck, carport, outdoor pool, close to shopping & bus stop.

Ute Creek Apartments 1100 E 17th Ave. • 303-684-6821

Starting At $760$799

$125

1, 2

1, 2

Yes

Yes

Full SIze in each apartment

Yes

Move-In Specials, senior and other discounts. Fireplace, pool & spa, 24-hour fitness, garages. Close to shopping.

The Shores 2450 Airport Rd. • 303-774-8000

*$705$1200

$100 $200 $300

1,2,& 3 Studios

1, 2

Yes (Short Term Avail.)

Yes

Yes

Yes

Yes

Gas fireplaces, 24 hr. fitness center, heated pool & hot tub, A/C, business center, gourmet kitchens, detached garages. *On selected apartments.

Cloverbasin Village 630 Peck Dr. • 888-837-4912

$690$1100

$149

3-bdrm. townhomes

2

Yes

Yes

(65 lbs limit)

No

(& rental available)

Elliott Apartments 418 Emery St. Longmont, CO 80501 303-772-6452 Fox Ridge Apartments 3800 Pike Rd., Longmont, CO 80503 303-774-9944

$580$945

Yes

1, 2, 3

1, 2

Yes

Yes

Pets Neg.

Yes

$789$1239

$200

1, 2, 3

1, 2

(Short Term Avail.)

Yes

Yes

Yes

Yes

Island kitchens, garden tubs, gas fireplaces, double balconies, two tone paint, gated community. Close to schools & newest community in Longmont.

Utility Room w/ Full size W/D in each condo

W/D provided in ea.

Condo

All utilities & cable paid, sec. bldg., elevator, W/D in every unit, transportation, social events. HUGE amenities package, quiet 55+ community. Call for incentives!

Tanglewood Condominiums Senior Community 100 21st Ave., Longmont, CO 80501 303-774-0300

$1235$1625

Yes

1,2,3

$1235$1625

1, 2

1, 2

Yes

Yes

Yes

Yes Some $50+ mo.

Yes

Convenient location, pet friendly, garages available, 24-hour maintenance In historic Longmont, large trees, quiet neighborhood on-site parking & storage. Close to RTD. Heat included.

Reach over 44,000 readers each week with your ad in the Times-Call Apartment/Condo Directory. Call Lisa or Sue in Classifieds today at 303-776-7440

June 26, 2010

Times-Call / Home & Real Estate Weekly

9

To place an ad, call 303-776-7440 or go to www.TimesCall.com/classifieds and place your ad any time of the day or night. Fax: 303-772-8339…email: classifieds@times-call.com Apartments/ Apartments/ Apartments/ Apartments/ Apartments/ Condos/ Garages/Storage Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Unfurnished 4030 Townhouses 4050 Spaces 4070

Rentals

Apartments/ Furnished 4010

✭✭✭✭✭✭✭✭✭✭✭✭✭ 1, 2 & 3 BDRM Apartment Homes The Shores Apartments, Hwy 66 & Airport Rd (303)774-8000

● 1 BDRM- remod, N/S ● A/C, lndry, off st pkng ● $625, 303-444-0501

1 BDRM trlr, nice, lg liv rm, 8x25 hobby rm, pvt 3 BDRM Mobile home in patio. No pets. Refs. Lease. Erie. N/P. W/D, $650. 735 Kattell #113. 303-980-1204 $535/inclusive. 303-507-3457

Horizon Place 1 Bedroom- $525!

Apartments/ Unfurnished 4030

Call PMP, 303-776-RENT

1 BDRM APT´s-

Starting at $450, some with Move-in Specials!

Call PMP, 303-776-RENT 1 BDRM ON COFFMAN $525. On-site laundry, A/C, off-st pkng. N/S. Avail now. (303)651-2881

APARTMENTS

LE DEAUVILLE APARTMENTS ROOMY & READY

27-148804

2400 17th Avenue, Longmont, Colorado 80503

*www.victoriainnapts.com

2 BD, W/D hkp, new paint/carpet, wood flr, 1851 Emery #1, #2 $655 2 BD, 1.5 bath, W/D hkp, 1100SF, 204 E St Clair #D, $710 2 BD, 1 ba, gar, 850SF, 2330 Wedgewood, $710 Alert Realty 303-776-5156

CLOVERBASIN VILLAGE 1-888-837-4912 630 Peck DriveLongmont West on Nelson/Airport Rd ▼1 Bedroom, 1 Bath AS LOW AS $614 ▼2 Bedroom, 2 Bath AS LOW AS $741 ▼3 Bedroom, 2 Bath Starting @ $815! ▼3 Bedroom Townhouses Starting at $857!

QUAIL VILLAGE 303-485-0065 321 Quail Roadacross from Longmont Rec Center •2 Bedroom, 2 Bath AS LOW AS $741 •3 Bedroom, 2 Bath Starting at $799!

Lanyon Park Apartments 1 br/1 ba $535, range, refrig, D/W, laundry fac., near bus & stores. Call onsite mgr Dan 720-494-7637 or Mock 303-497-0668. www. mockpropertymanagement.com LG 1 bdrm, nice & clean.

Downtown area, upstairs.

No pets. Gas & water pd. $585/mo. 303-875-1399

ROOMS & Apartments Weekly/Monthly, from $100/week. Utililties included. (303)931-7108

UTE CREEK APTS 1 & 2 bdrm apt homes, Move-in specials & discounts avail. East 17th & Pace 303-684-6821

*LIMITED NUMBER AVAILABLE*

• FREE Washer/Dryer e Home!

Welcom & Carport • Wood-burning fireplace • Large balconies/patios • Approved pets accepted • MTM leases available • Within walking distance of shopping, restaurants & RTD • On line leasing available • One bdr, 1 bath starting at $715!

• Two bdr, 2 bath starting at $850!

303-772-4667

2 BDRM, CLEAN, near downtown, laundry room, stor. No pets. $600/mo + dep. Call 303-324-9922

1 Bd From $575 2 Beds From $610 Great Location Large Units Park Like Setting Ample Parking A/C & Pool

27-148467

0 APP FEE: Summer Special! 1 bdrm $550 On-site pkng/laundry.

A/C. Water & heat pd.

Se Habla Espanol.

(303)774-0593

Great location -South, 2 bdrm, att. gar. fam. Rm., deck, off str. pkg, W & D, storage, $800. + deposit & lease tel. 720-353-1290

1st FLOOR 1 bdrm apt $675 Firestone- Lg 2 bdrm, 2 Bedroom- $625!

Quiet area, lndry nr 23rd & 1-3/4 ba, W/D hkup, 3-plex. Secure bldg, swimming •1 & 2 BDRM ✭ $550-$675 565 1st St #3.

(720)936-1854.

Main. Sorry no pets, $550 pool, A/C, on-site laundry.

FREE Heat 1060 17th Ave, Top Realty, (303)931-6423 Call PMP, 303-776-RENT Habla Espanol 720-327-8918

2 BDRM, 1 BA, $700/mo, 1 & 2 BDRM Apt Homes only $250 deposit. Gas & 1 & 2 BDRM DELUXE Fox Ridge Apts Premier Wtr paid. 1419 Emery St. Se CORPORATE CONDOS, Gated Community. Pets Habla Espanol. 303-678-6221 fully furnished. 303-588-0726 OK! For Info & Specials Call (303)774-9944 2 BDRM, 1 ba, lg sunny & NO lease, dep or credit chk quiet, WD, A/C, balcony, Wkly/mnthly • 303-776-2185 strg! No pets. 2041 Meadow • ALSO RV SITES AVAIL! Dr. $725 303-443-4308 1 BDRM and 2 BDRM apartments available in Longmont from 2 BDRM APT´s$475 to $695!

For locations & details call Starting at $550, some with Move-in Specials!

PML Inc (303)772-5934 0 App, 1 & 2 bdrm, quiet, $545/$650, Heat furn, A/C. No Smk/Pets. 303-775-7517

2036 ESTES LANE 2 bdrm, newly remod, off st pkng, $595. 303-485-0272.

Se habla español.

303.772.3737

EASTGLEN APTS 630 Lashley, Longmont (303)682-2943 1, 2 & 3 BEDROOMS: SUMMER SAVINGS! Pool, air, laundry ✭Wtr, trash, sewer pd Great value, 1 bdrm, off street parking, No pets, laun. $475 970-310-6321.

New Extented Stay Hotel ● $179 “FIRST WEEK SPECIAL!”

New building. Furn studios, full kitchens, free utils, no lease. ✓ Perfect for visiting friends & family!

I-25 & Hwy 119, Longmont exit 240.

303-485-0040 *New guests only.

Bring ad to qualify. *Expires 6/30/2010

Commercial/ Industrial 4040 ● 142 6TH ST Frederick 2 units: 960 SF & 1920 SF No triple net. (303)857-8777

1500 SQ FT936 MAIN ST Good visibility 303-885-7617

**Income Guidelines May Apply** • Full Size Washer & Dryer Hookups • Close to Bus lines • Pets Welcome

VALUE PLACE FIRESTONE

Buy it...

Sell it...

Find it...

Classified

Condos/ Townhouses 4050 1390 SF, walk in pantry, double oven, hrdwd flrs, A/C, balcony, too many extras to list! $1075.

1416 Whitehall Dr. Call PMP, 303-776-RENT

GREAT 2 bdrm in Sr bldg, $850/mo. Contact A&G Prop Mgmt, (303)419-8552

Rent/option to buy-1 bd, 1.5 ● 10x20 SECURE ● ba twnhm, frplc, granite Garage/Storage unit on tops, lndry rm w/ w/d, fncd 9th & Bross. $65 303-931-6423 ctyd w/flgstn, Rent only:$750/mo; Rent w/ INDOOR GARAGE & option:$725/mo (1st 6 mo Commercial Storage rent applies towards 20x40 or 20x50 start at $325, purch) 1 blk W of 17th and 9x29 w/ gar door $200; Hover 303-344-1382 10x10 $75; 12x5 $50; 10x5 $40 I-25 & Hwy-66. 970-535- 6074 REYNOLDS FARM LANE www.Longmont-storage.com 3 bdrm, 2 ba, 2 car gar, patio, A/C, immaculate condition! Landlord pays water. $1200/rent & sec dep. Call (303)651-0437

Houses

Duplexes

4080

4060

0 App Fee-$100 off 1st 2 mos Lg 3 bdrm, 2 ba, gar, water pd. No dogs. 303-651-3216 1300 PARKER- 2 bdrm, 1-3/4 bath, double gar, unfin bsmt. $850/mo, $850/ sec, 1 yr lease. N/P. Credit ref´s req, clean. Call, (303)678-8548.

1819 Antero 2 bdrm, 2 ba, frpl, gar, fncd yd, AC, N/S, Resp. party only, $850/mo 303-204-7445

2 BD, 1 ba, sm fncd yd, wd hkup, 2121 15th $675 2 BD 875 sf, pet neg, shed wd hkp 460 Lashley $695 2 BD, 1.5 bath, garage, 1050SF, 17 15th Ave, $725 2 BD, 1 ba culdesac, gar, 850sf, 281Caywood, $795 3 BD, 1.5 ba, gar 1080 sf 1339 Emery $895 Alert Realty 303-776-5156

2 BDRM, 1 BA, all applc, W/D hkup, offst prkg, 734 So Bowen St, N/S $700/ mo + $700 dep. 785-817-9827 ● 712 MEEKER2 bdrm, 1 ba, fncd yd, W/D, pet nego. $750.

Call Pennant (303)447-8988

DUPLEXES 2 & 3 bedrooms

• 25 Mumford • 1775 Antero Call PMP, 303-776-RENT

EQUAL HOUSING OPPORTUNITY All real estate advertised in this paper is subject to the federal and state Fair Housing Act which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin, or an intention to make any such preference, limitation, or discrimination.”

The newspaper will not knowingly accept any advertising for real estate which is in violation of the law.

All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

● 118 MEREDITH LANE5 Bdrm, 2 ba, W/D, lg fam rm, pets ok, $1325. Pennent Investments, (303)447-8988 ● 1203 SPRUCE 4 bdrm, 2 ba, 2 story, 2 car gar, new carpet. N/P. No yard work. $1175/mo. RMG Realty, (303)772-4466 ● 132 5th FORT LUPTON Cute 2 bdrm, 1 ba, bsmt, 2 car. $895. N/P. 303-857-8777

10

Times-Call / Home & Real Estate Weekly

Houses

4080 Houses

3 & 4 BEDROOM HOUSE BARGAINS! • 4801 Platue Rd • 1107 Sheri Mar Call TODAY! PMP, 303-776-RENT.

3 BDRM, 2.5 BA House 1945 Juniper, 2150 sq ft, frpl, W/D, DW. Dogs neg, park nearby, fncd yd, fin bsmt. $1340 (415)297-7194

4080 Office Space 4100 Rooms For Rent Aprox 800sq, all util inc,

RENT ME!!!

320 Main St Mead, At Old post office, $750/mo 970-535-4358 or 303-651-7217

4 Bdrm, 3 Bath, For only

$1099.00/month!

All appliances included.

Great school district, swimming pool, clubhouse, playground and nature trails.

Pet friendly.

SUN HOMES AT EAGLE CREST

1-888-246-5232 3 BDRM, 2 BA, 2 Car, Avail July 1. $1495. No smkg,no pets. 303-775-0108 5714 Blue Mtn Cir. 1 yr lease.

303-775-0108

www.4eaglecrest.com *Expires 6/30/2010

OFFICE SPACE For Rent Holistic wellness center.

(720)280-9047 PROFESSIONAL Offices N. Longmont. 150 to 825 SF. Single & 3 office suite.

All ground level, 2 entr, great prkg. 303-956-1141

Longmont

SEMI-FURN Rooms/Apts Wkly/mnthly from $100/wk Utils/micro/fridge inc (303)931-7108

Retail Space 4135

Mobile Homes/ Spaces 4090

A picture is worth a thousand words

773 SQ FT- busy shopping Try a color classified center, 1116 Francis St, picture ad! $825. Alert RE (303)776-5156 Call for details.

303-776-7440

Roommates Wanted 4120

2 ROOMS IN LARGE, clean home in SW near open space, mall. N/S, W/D. $280-$420.

720-495-5053.

5090 Longmont

4130

Office Space 4100 $250/MONTHGreat parking, quiet.

Ground level. Four Seasons Realty, (303)875-1345

Retail Space 4135 26-149881

26-149878

Old Town Erie, remod, 3 bdrm, 2 ba, new lamnt, crpt,paint,lndscp;dbl park 500 to 2500 SF, can divide. sp, fncd 1/4ac, SS appl, On site prkg, Good traffic corian cntrs, W/D, pet neg, exposure. 303-523-3369 720-771-1557 to see. dep/ref.

ROOM FOR RENT Pets nego, $450/month includes utils. Cable TV & Hi-speed internet. (303)548-4332

FINALLY a HOUSING alternative that is truly affordable! Brand new 3 bdrm mfg home w/all applc´s. Own it outright in 8 years w/only $2,000 down & ONLY $725/per month.

Ask about our completely furnished options.

Call (303)772-3240 NOW!

Sell Your House Fast!

Quick Sale - Fair Price 720-962-4688

Water Rights 5200 1 1/4 Shares Highland Ditch Company Water Stock. $125,000 Per Share.

Call (970) 482-1056; ask for Michelle

✭ MOBILE HOMES ✭ 2 ACRE LOT, Berthoud BUYING/SELLING area, $40K price reduction, Local park needs used mob $125,000. Call Steve Conder homes. We´re buying! Big for details, 303-514-3706.

Sale! Many single & dbl wides. Fin avl, auto approval on owner fin homes.

2 ACRE LOT, Berthoud Bad credit OK! Moves avl. area, $40K price reduction, 970-222-1473 Heidi & Helena buy houses! $125,000. Call Steve Conder ✭ 690-2725 or 690-3283 ✭ $ SAVE YOUR CREDIT $ for details, 303-514-3706.

303-725-8388 / 303-459-2711

Real Estate

2 ACRE LOTS WEST OF BERTHOUD. Great Views! $149,900. Fred @ Four Seasons Re, (720)494-2133.

Commercial Real Estate 5030

3 BDRM, 1 BA $700 + $700 Roomate wanted dep & utils. Small pets 40+ to share a lg 2 bd/2ba allowed. River Valley apt; $475/mo incl all utils, Village, 303-772-3240.

W/D, cable, internet, pool, hot tub, N/S N/P. Call Charles at 720-938-6627

SUN JUNE 27: 1-4pm Mill Village Charmer!

223 CATTAIL CT With over 2,000 SF & 3 bdrm/2.5 baths this home delivers! Open flr plan w/ hdwd flrs on main level, contemp finishes. Great neighborhood too! $230,000 970-581-8377, MLS #621158.

See the full tour at www.223CattailCt.com

Beautiful Twnhse 3B/3B Open House Sun 6/27•1-4pm 911 Snowberry MLS #632483 941-343-7270 asking $259K

BASEMENT for rent in Berthoud, $600/ month, $600 deposit. NO D/D/S/P. Month to month lease.

720-849-0749 1 BDRM trlr, nice, lg liv rm, 8x25 hobby rm, pvt AUTO Body w/ paint booth, MATURE MALE 40+ patio. No pets. Refs. Lease. $535/inclusive. 303-507-3457 share home all utils + w/d many comm/indust uses. $305K Broker 303-828-3222 $425/mo. (303)833-6808

4 BDRM, 3 BA w/ View Lgmt Est, 2 stry, approx 3400 sf, 2 car gar. Lg fncd yard, encl patio, BBQ, AC, gas frpl, updated kitch, green hse in back. N/S. 3572 Columbia Dr. $1650, avail 7/1. 303-995-9020 gregfanger@msn.com

5090 Mobile/ 5130 Real Estate Manufactured Wanted 5170 Homes/Spaces

Lots & Tracts 5100

1 BDRM $450/mo. Share ba w/1. Share quiet house w/3. Utils incl. 303-523-3195

Walk out base.,2 bdrm, 3 BDRM, 2 BA. 2 car gar, kitchen, $725/mo+dep. all new main flr, No cats, Avail. 7-1. 303-667-0721 dogs nego. Near McIntosh Lake $1325/mo 720-273-5924

BERTHOUD Warehouse with small office, 3000 SF @ 604 2nd St. $200,000 sell lease. (970)493-7775

Condos/ Townhouses 5040 2 BDRM/1.5 BA Townhome near park & athletic club.

PAYMENTS LESS THAN RENT! $119,500 307-216-0292 2 Bedroom, 2 bath Condo, A/C, 1 car garage. $111,500. 50 19th Avenue.

303-678-8231. Dayton Land & RE.

Million Dollar Views!

Ranch style home on 10+ acres w/ waterrights, award winning grass hay, over 3000 sq ft.home w/ multiple outbuildings great for raising animals or 4H located on the NW side of Lngmt, Reduced to $725,000 Call Steve Distel PPB&R (303)775-8723

Mobile/ 5130 Manufactured Homes/Spaces

Buying or Selling

Bank Foreclosure Must sell fast!!!

2 Bdrm, 2 Bath for only

$28,900 Garage & Shed available

OPEN HOUSE SAT & SUN, 1-4 3201 fin SF, elegant Niwot home. Fine wdwork, flrs, frplc, hearth room, sunroom. Huge, complete private quarters. Agents welcome. $449,000. 7166 Christoper Ct. 303-652-3298

35 Acres

✓ Swimming pool ✓ Playground ✓ Beautiful clubhouse! ● LOT RENT SPECIALS! SUN HOMES AT EAGLE CREST

1-888-649-5616 www.4eaglecrest.com *Expires 6/30/2010

NE of Mead on WCR 38

$O Down!

Do you qualify?

Call Devin O´Branagan ERA Tradewind

303-775-0710

255 WEAVER PARK CLASS “A” second floor office space for lease or sale. Common area, conference room, elevator, mountain views.

1 yr Free Rent!

Don Rulle, CCIM

303-772-2222

Two spaces available, close to Twin Peaks Mall, Home Depot, Pennys and more.

1,141 SF to 2,840 SF Ed & Keith Kanemoto

303-772-2222

✭Summer Time Delight✭

Vacant farm land with Great Mountain views for home site.

Includes 1 Share Highland Ditch, 25 Shares CBT, 5 Shares Lake McIntosh.

Central A/C, lg patio, mature fenced yard, all updated, 3 bdrm 2 bath Tri-level, $208K

29-149705

Own a home for

Mike Davis RE/MAX Traditions 303-918-5668

Longmont

Mikedavis1@remax.net

26-149880

WAREHOUSE SALES, INC.

Visit our Showroom today.

• FREE Estimates • Cabinetry • Counter Tops • Experienced Designers • Installation Available 1575 Marshall Rd., BOULDER | 303-499-5811 Fax 303-499-5809 Showroom Open Tues.-Sat. 9am-4pm or call for appointment | www.warehousesalesinc.com

* FAMILY PARK2 bdrm $13.9K - lot rent $376. (303)946-0865

Asking $595,000

5090

719 BAKER ST.

PRICE REDUCED

Victorian Style Bungalow that is a true fixer-upper! Oversized treelined lot, perfect for the handyman owner / occupant or investors shall reap the benefits of a fix and flip.

Instant sweat equity here! $77,500

Bank Owned Industrial Condo For Sale

Spacious & Affordable tri-level on good sized lot is perfect for the growing family or empty nester alike!

This 4 bedroom, 2 bath is conveniently located near schools, shopping and the nearby lake. $131,900

860 10TH ST, BERTHOUD

2,126 SF, OH door, some nice office finish, open warehouse $175,000

Ed & Keith Kanemoto

303-772-2222

26-150811

26-149161

June 26, 2010

LONGMONT 629303-772-7576 Terry St., Longmont ww REALTY www.longmont-realty.com

Bank on the

Classifieds 303-776-7440

June 26, 2010 Real Estate Transactions are supplied by Prospects Unlimited Inc., 1151 Eagle Drive Ste. 467, Loveland, CO 80537.

Longmont • John & Susan Hunnell from Darcy Bufalini, 5607 Blue Mountain Cir, Longmont, $284,900, home • Julie & Chris Mearkle from Maria Compian, 1233 S Terry St, Longmont, $198,000, home • Andrew Fiscus from James Dickerson, 7923 Meadowlake Rd, Longmont, $585,000, home • Kathleen Calvin from Wayne Draper, 8050 Niwot Rd Unit 17, Longmont, $57,500, condo • Matthew Zlaten from Fannie Mae, 1153 Longdon St, Longmont, $113,200, home • Russell Ray from Fannie Mae, 120 Bowen St, Longmont, $175,000, home • Scott Wells from Fannie Mae, 1836 Atwood St, Longmont, $150,000, home • Kelly & Gregory Graham from Firstier Bank, 1019 Confidence Dr, Longmont, $525,000, home • Jennifer & Dylan Ha from William Garden, 1100 Chestnut Dr, Longmont, $299,900, home • Lindell & Judy Small from Calvin Jassmann, 1333 Charles Dr Unit 19, Longmont, $263,000, condo • Craig & Jodi Benson from Scott Lee, 2060 Emerald Dr, Longmont, $499,000, home • John & Johnita Creighton from Hattie Little, 821 Vivian St, Longmont, $145,000, home • Loren Greiner from Benjamin Pedrett, 714 Sumner St, Longmont, $218,000, home • James LLC from Darwin Pruisner, 7660 N 73rd St, Longmont, $400,000, home • Justin Bingham from Shadow Creek Homes LLC, 1357 Armstrong Dr, Longmont, $384,400, home • John Revocable from Lance Stange, 2257 Santa Fe Dr, Longmont, $265,000, home • Richard & Priscilla Lukon from Mary Lou Stenger, 730 Sumner St, Longmont, $175,000, home • David & Heather Schmitt from James Still, 1838 Gay St, Longmont, $197,000, home • Leroy Troxel from Jenifer Wergin, 1550 Cedarwood Dr, Longmont, $232,000, home • Sudhir & Trupti Shah from Bank America, 225 E 8th Ave Unit F13, Longmont, $45,400, condo • Colin & Chelsea Rickman from Brm Partners LP, 1347 McClure Dr, Longmont, $215,000,

home • Sachindra Baishya from Larry Christian, 5119 Bella Vista Dr, Longmont, $355,500, home • Jason Balke from Colonial National Mortgage, 151 4th Ave, Longmont, $129,900, home • Peter & Michele Blanken from William Creech, 733 Teal Cir, Longmont, $405,000, home • David & Mari Lehman from Frederick Dion, 2430 Tulip St, Longmont, $199,000, home • Mark Ivins from Katie Goldsberry, 804 Summer Hawk Dr Unit 1207, Longmont, $137,000, condo • Gretchen Krivoshia from JPMorgan Chase Bank National, 6648 Fairways Dr, Longmont, $385,000, home • Kenneth & Sandra Miller from Don Martin, 1519 Whitehall Dr, Longmont, $334,000, home • Erin Mowbray from David Lee Orvis, 312 Cottonwood Ct, Longmont, $79,500, home • Jose Menaalvarado from Gregory Rapp, 641 Penhurst Cir, Longmont, $305,000, home • Joshua Wiest from Phyllis Schell, 1918 Logan St, Longmont, $192,500, home • Michael & Wanda Woodford from Richard Sewczak, 525 Cameron Ct, Longmont, $200,000, home • Robert & Judith Hinks from Ronald Smalley, 4808 Bella Vista Dr, Longmont, $328,000, home • Uriel Berumen from Terry Thomas, 1417 Bellwood Dr, Longmont, $250,000, home • Pilar Lafaye from Michael Zowak, 2965 Bow Line Pl, Longmont, $219,000, home • Brian Rabin from Dei, 8050 Niwot Rd Unit 59, Longmont, $69,000, condo • Lance Anderson from Donald H Wahlstrom Living Trust, 1412 Twin Sisters Dr, Longmont, $171,000, home • Lawrence & Peggy Duso from US Bank, 6071 County Road 20, Longmont, $250,000, home Berthoud • Nathan Genardi from Chris Challman, 4900 Glen Dr, Berthoud, $325,000, home • Cynthia Crouse from Judith Willis, 1503 Willow Dr, Berthoud, $192,000, home Dacono • Christopher Clack from Jason Wellborn, 530 Elizabeth St, Dacono, $179,900, home • Timothy Burow from Fed Home Loan Mtg Corp, 3242 Meadowbrook Pl, Dacono, $249,900, home

Times-Call / Home & Real Estate Weekly

Erie • Mark & Cynthia Waldron from Gerald Arnold, 168 Summerfield Ct, Erie, $312,000, home • Brian & Katy Rhoades from Thomas MacKall, 1228 Allen Ave, Erie, $343,500, home • Royce & Manele Short from Daren Caldwell, 2246 Linden Pl, Erie, $305,000, home • David Quinn from Philip Couch, 1749 MaCullen Dr, Erie, $367,000, home • Christopher & Amy Clark from NP Dodge, 2611 Wisteria Dr, Erie, $288,000, home • Todd & Denise Druse from Gregory Spinuzzi, 894 Lasnik St, Erie, $365,000, home • Michael Filiaggi from Coenen Land Co LLC, 1046 Greens Pl, Erie, $120,000, home • Patricia Sandoval from Jp Morgan Alternative Loan Tru, 1947 Windemere Ln, Erie, $204,300, home • Robert & Elizabeth Johnson from Michael Pruden, 3200 N Buttercup Cir, Erie, $475,000, home • Matthew & Rene McCaughtry from James Taylor, 710 Lehigh Cir, Erie, $248,500, home • Grant Miller from Taylor Morrison Colo Inc, 1064 Koss St, Erie, $304,500, home • Patricia Grinnan from VRC Devl LLC, 1435 Blue Sky Way Unit 8-208, Erie, $144,900, condo

Coleman, 1310 Lancaster Ave, Fort Lupton, $124,000, home • Ricky Solano from Emelia Perry, 1016 Park Ave, Fort Lupton, $122,500, home • Veronica Navarro from Ryan Fadeley, 1905 Aspen St, Fort Lupton, $140,000, home • Walter & Erica Seegrist from Mostafagholi Gholizadeh, 1023 Birch Ave, Fort Lupton, $151,000, home • Ismael Sanchez from Kenneth Christensen, 2011 Hickory St, Fort Lupton, $146,500, home

Firestone • Great Lllp from Jill Bunnell, 10818 Cimmarron St Unit 204, Firestone, $175,000, condo • Jeremy Nichols from Melissa Devries, 10394 Dresden St, Firestone, $215,000, home • Stacey & Karl Reagin from Arrowhead Properties LLC, 5920 Tenderfoot Ave, Firestone, $250,000, home • Jared & Amy Follweiler from Aurora Loan Services LLC, 5890 Tenderfoot Ave, Firestone, $200,000, home • Blake Davenport from Scott Kimball, 6337 Shenandoah Ave, Firestone, $249,000, home • Jessica Ramirez from Rene Lindeen, 10532 Sunburst Ave, Firestone, $220,000, home • Michael Teater from Dallas Miller, 258 4th St, Firestone, $143,000, home • Michael Clark from Prudential Relocation Inc, 6478 Silverleaf Ave, Firestone, $220,000, home • Paula Rauzi from Tonia Vermilye, 6359 Valley Vista Ave, Firestone, $170,000, home

Foreclosures – notice of election and demand • Borrower: Richard Fitzpatrick, Lender: US Bank National Association, Amount: $460,602, Property: 7106 Bennet Rd, Berthoud, Filed: 06/15/10 • Borrower: Michael & Dolly James, Lender: BAC Home Loans Servicing LP, Amount: $189,309, Property: 721 Big Oak Ct, Berthoud, Filed: 06/16/10 • Borrower: Faren Stroh, Lender: Ocwen Loan Servicing LLC As Servicer, Amount: $325,764, Property: 506 County Road 48, Berthoud, Filed: 06/16/10 • Borrower: James & Kathleen Mercure, Lender: US Bank National Association, Amount: $296,833, Property: 1940 Windemere Ln, Erie, Filed: 06/11/10 • Borrower: Joshua Russick & Taylor Hayden, Lender: BAC Home Loans Servicing LP, Amount: $188,109, Property: 6115 Snowberry Ave, Firestone, Filed: 06/14/10 • Borrower: Keith & Crystal Moore, Lender: Colonial National Mortgage, Amount: $269,338, Property: 6264 Utica Ave, Fire-

Fort Lupton • Johnna Shepard from Gail

Frederick • Gavin & Rebecca Payne from Flatiron Mtg Lending LLC, 9044 Eldorado Ave, Frederick, $277,000, home • Bryce & Alisha Hammer from Alr Invest LLC, 8832 Shetland Dr, Frederick, $375,800, home • Christopher & Rebec Thorp from Glenn Boardman, 5129 Dvorak Cir, Frederick, $255,000, home Lyons • James & Peter Smith from Keith Pike, 788 Sunrise Dr, Lyons, $546,500, home • Troy Malcom from Robert Goldman, 116 Estes Ct, Lyons, $397,500, home • Geralyn Gibson from Markel Homes Construction Co, 325 McConnell Dr, Lyons, $460,400, home

11

stone, Filed: 06/14/10 • Borrower: Sergio Munoz Marquez & Andres Ocon, Lender: Wells Fargo Bank NA, Amount: $160,368, Property: 413 McClure Ave, Firestone, Filed: 06/10/10 • Borrower: Rhoda McKoy, Lender: BAC Home Loans Servicing LP, Amount: $273,019, Property: 6981 Sunburst Ave, Firestone, Filed: 06/10/10 • Borrower: Patrick & Celia Ornelas, Lender: Wells Fargo Bank NA, Amount: $149,884, Property: 1116 Lancaster Ave, Fort Lupton, Filed: 06/10/10 • Borrower: Gary & Annette Rudy, Lender: Vanderbilt Mortgage And Finance Inc, Amount: $237,135, Property: 15503 Morris Ave, Fort Lupton, Filed: 06/14/10 • Borrower: Salvador & Maria Flores, Lender: US Bank NA, Amount: $241,930, Property: 1201 Pacific Way, Fort Lupton, Filed: 06/14/10 • Borrower: Adam & Patricia Nunn, Lender: Great Western Bank, Amount: $90,026, Property: 7528 Richard Ave, Fort Lupton, Filed: 06/14/10 • Borrower: Christopher O'Donnell, Lender: Morequity Inc, Amount: $220,000, Property: 919 Alta St, Longmont, Filed: 06/11/10 • Borrower: Erin West, Lender: PHH Mortgage Corporation, Amount: $159,985, Property: 1230 Tulip St, Longmont, Filed: 06/11/10 • Borrower: Uri & Alisa Van Kampen, Lender: Citimortgage Inc, Amount: $173,230, Property: 1416 Whitehall Dr 14f, Longmont, Filed: 06/14/10 • Borrower: Phillip & Marie Aragon, Lender: Wells Fargo Bank NA, Amount: $159,545, Property: 1541 Amherst Dr, Longmont, Filed: 06/11/10 • Borrower: Linda Smith, Lender: Wells Fargo Bank NA, Amount: $353,430, Property: 1855 3rd Ave, Longmont, Filed: 06/16/10 • Borrower: Barbara Blazon, Lender: Wells Fargo Bank NA, Amount: $87,256, Property: 2136 Steele St, Longmont, Filed: 06/16/10 • Borrower: Connie & Orval Williams, Lender: Fifth Third Mortgage Company, Amount: $246,359, Property: 2211 Whistler Dr, Longmont, Filed: 06/15/10 • Borrower: Anthony Seacat, Lender: Nationstar Mortgage LLC, Amount: $187,923, Property: 1142 Venice St, Longmont, Filed: 06/15/10

12

Times-Call / Home & Real Estate Weekly

June 26, 2010

OPEN HOUSE DIRECTORY FEATURED HOMES 25-150315

Open Sat 1-3

1627 Hallet Peak Dr. Longmont

Open Sat & Sun 12-4

Open Sat 12-2

1415 Armstrong Dr.

1275 Hummingbird Cir. A

$525,000 Beautifully designed home with dual stairs

$249,900

$339,900

and huge bonus room! Located just steps from sought after schools and neighborhood park.

4 bedrooms plus loft and study, 4 bathrooms, 5514 sq ft.

3208 SF, 3 BR + 3 BA, Rear Load 2 GA. Across from Park, Finished Lower Level

Jim Danzl • 303-775-0163• www.danzlfamily.com

Bodin Realty Intl. - Michelle Bodin • (303)884-4442

Shadow Grass Park • www.shadowgrasspark.com • (303)776-3331

Open Sun 1-3pm

26-150814

Open Sat 10-12

2880 Tabernash Dr. Loveland

475 Stevens Circle

NEW ON THE MARKET! 2 Bedroom 3 Bath Townhome with Unfinished Basement & 2 1/2 Car Garage with Neighborhood Pool and Play Area

Move-in ready, 3 bed, 2 bath, 3 car garage, backs to open space

Platteville

$179,900

Tracy Rouse Real Estate 970-690-8232

SATURDAY OPEN HOUSES Price

Location

Address

$134,999

Longmont

$176,999

Hours

Blue Vista Sub. 1999 sq ft, 4 bdrm, 3 bath, 1 car det.

Built green, energy star rated.

26-150813

26-150260

Longmont

Longmont

Office

$199,900 K & O Realty LLC • Brenda Odenbaugh & Jill Kline • (970)388-2926 26-150271

SUNDAY OPEN HOUSES

Phone

Price

Location

Address

Hours

Office

Phone

804 Summerhawk #4103 2:30-4:30 Coldwell Banker Residential/Henry

303-772-7478

$179,900

Loveland

2880 Tabernash Dr.

1-3

Tracy Rouse Real Estate/Rouse

970-690-8232

Longmont

637 Elliott

11-1:30 Coldwell Banker Residential/Henry

303-772-7478

$222,000

Longmont

165 Baylor Dr.

12:30-2:30 Coldwell Banker Residential/Napier

303-772-7478

$187,000

Longmont

951 Rose St.

1-3

Prudential Rocky Mtn Realty/Schack 303-772-2222

$239,500

Longmont

1714-1716 Cambridge Dr.

1-3

ERA Tradewind/Terry

303-772-9620

$199,900

Mead

3602 Whetstone Way

11-1

Coldwell Banker Residential/Ankrum 303-772-7478

$259,000

Longmont

817 Collyer St.

2:30-4:30

Coldwell Banker Residential/Henry

303-772-7478

$199,900

Platteville

475 Stevens Circle

10-12

K & O Realty/Kline

970-388-2926

$259,000

Longmont

911 Snowberry

1-4

Rocky Mtn Real Estate/Fernandez

941-343-7270

$221,500

Longmont

947 Terry St.

11-1

Coldwell Banker Residential/Smith

303-772-7478

$259,900

Longmont

2413 Pennock Way

1-3

Barnard Agency/Sloane

303-349-5999

$230,000

Longmont

223 Cattail Ct

1-4

Remax Traditions/Werner

970-581-8377

$284,900

Longmont

554 Peregrine Circle

1-3

Coldwell Banker Residential/Pastore 303-772-7478

$249,900

Longmont

1301 Gay Circle

12-3

Prudential Rokcy Mtn Realty/Schlagel

303-772-2222

$289,000

Longmont

546 Peregrine Circle

1-3

Coldwell Banker Residential/Cragg

303-772-7478

$249,900

Longmont

1275 Hummingbird Cr. A

12-2

Bodin Realty Intl/Bodin

303-884-4442

$309,000

Longmont

2407 Skysail Ct.

1-3

Niwot Real Estate/Woodward

303-772-2419

$259,900

Longmont

2413 Pennock Way

1-3

Barnard Agency/Bridgeman

303-776-9438

$339,900

Longmont

1415 Armstrong Dr.

12-4

Shadow Grass Park

303-776-3331

$259,900

Longmont

1343 Wilkerson Way

11-1

ERA Tradewind/Mathews

303-772-9620

$375,000

Lyons

827 3rd Ave.

2-4

Coldwell Banker Residential/Tucker

303-902-6250

$309,000

Longmont

2407 Skysail Ct.

1-3

Niwot Real Estate/Woodward

303-772-2419

$400,000

Longmont

6521 St. Vrain Rd.

1-3

ERA Tradewind/Crook

303-772-9620

$325,000

Longmont

2320 Steppe Dr.

11-1

Prudential Rocky Mtn Realty/Kanemoto

303-772-2222

$329,900

Longmont

1931 Red Cloud Rd.

12-2

Coldwell Banker Residential/Henry

303-772-7478

$339,900

Longmont

1415 Armstrong Dr.

12-4

Shadow Grass Park

303-776-3331

$365,000

Longmont

1930 Rannoch

1-3

ERA Tradewind/Zulauf

303-772-9620

$525,000

Longmont

1627 Hallet Peak Dr.

1-3

Remax Traditions/Danzl

303-775-0163

$549,000

Longmont

6583 Ute Hwy

11-1

Prudential Rocky Mtn Realty/Brodt

303-772-2222

Visit www.YourFrontRangeHOME.com to map your home tour 26-148689