Boomers & Beyond

Monday, September 17, 1 - 6:30pm

Longmont Senior Center • 910 Longs Peak Drive

Caring For Someone With Alzheimer’s Disease Hearing Is Key To Remaining Productive In The Workplace Boulder County’s Biggest Fall Prevention Week

FREE ADMISSION WWW.TIMESCALL.COM

LONGMONT TIMES-CALL BOOMER & BEYOND

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SUNDAY, SEPTEMBER 16, 2012 1

FREE ADMISSION

TABLE OF CONTENTS ——————————— Pg 4 Vendors and Schedule of Events Pg 7 Eating your Veggies Has Never tasted so good Pg 9 The benefits of the daVinci surgical system Pg 10 Hearing is key to remaining productive in the workplace Pg 11 Long-term care plans help prepare for the unexpected Pg 12 Managing diabetes and its expense Pg 14 Disheartening Diagnosis: Caring for someone with Alzheimer’s disease

MONDAY, SEPTEMBER 17 1 - 6:30PM

Pg 16 Taste Of Tomato Big Hit With Gardeners Pg 18 Boulder County’s Biggest Fall Prevention Week

Longmont Senior Center, 910 Longs Peak Drive

VENDORS • SEMINARS • GIVEAWAYS 2 SUNDAY, SEPTEMBER 16, 2012

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LONGMONT TIMES-CALL BOOMER & BEYOND

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Penny Pinchers

REJOICE! (We love that you’re thrifty!)

Opens Late 2012

Affinity at Lafayette opens soon, with rents so affordable, people under 55 will be envious.

A

ffinity communities are in a brand new category of apartment living specifically designed for people 55+ who love living independently—and love saving money, too!

With affordable rents, starting at $1,000 including all utilities, Affinity apartments rival condominiums in space, quality and features—and are dramatically different from other apartments when it comes to value. You’ll love our beautiful suites with full-size kitchens, roomy baths and a washer and dryer in every apartment.

Visit our on-site leasing center soon.

FOUNDER’S CLUB SPECIAL Reserve your place before we open and receive perks valued at $2,000.

For more information, visit www.AffinityatLafayette.com or call (303) 872-8968 today!

(Call for details.)

AFL -023

Utilities, Center •• Indoor Indoor Pool Pool && Spa Spa •• Theater Theater ••Yoga YogaStudio Studio••Hair HairSalon SalonOn-Site On-Site• •Workshop Workshop Utilities, WiFi WiFi && Cable TV Paid • Fitness Center Community Internet Café Café •• Craft Craft Room Room •• Pub Pubwith withFREE FREEHappy HappyHours Hours• •Library Library• •Billiards BilliardsRoom Room Community Garden Garden & BBQs • Putting Green • Internet GameRoom Room •• Social Social Activities Activities • Housekeeping • À la Carte Dining Options • Pets Game Pets Welcome Welcome••100% 100%Non-Smoking Non-Smoking••Money-Back Money-BackGuarantee Guarantee

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55+ community opening late 2012.

(303) 872-8968

www.AffinityatLafayette.com LONGMONT TIMES-CALL BOOMER & BEYOND

860 W Baseline Rd • Lafayette, CO 80026 .

SUNDAY, SEPTEMBER 16, 2012 3

FREE SEMINARS

LIST OF VENDORS 55 and over, who desire to live fully independent lives.

The Boomers & Beyond Expo is a one day event that is designed to provide adults age 55 and older and their families with information and services that will assist them in maintaining an active, informed and healthy lifestyle.

Ahlberg Funeral Chapel

A family owned and nd operated mortuary and crematory serving Longmont and the surrounding communities munities with assion for 55 dignity and compassion years.

Affinity Senior

Affinity at Lafayette is in a brand-new category of adult living that is specifically designed for active, mature adults,

2 - 6 PM De-stress acupuncture from by Prestige Plus/ Longmont United Hospital.

4-6 ppl per Hour 1 hour ea.

3PM Answers! Discover Health Diabetes

those 3PM Dan Kapsak Attorney with memo3:30PM AltaVita Memory Care Centre ry-related Dr. Haleh Long illnesses.

Our distinctive 4PM Affinity Senior Housing design allows residents both 5PM Answers! Discover an unrestricted and Health Cholesterol secure atmosphere for safe living.

AltaVita Memory Care Center

AltaVita is a carefully ully designed mmunity for assisted living community

GIVE UPTHIS SMALLTAX EXEMPTION ON YOUR HOME, AND A SENIOR COLORADAN COULD GET TO STAY IN THEIRS. Contact your county assessor’s office and say that you don’t want to take the Homestead Tax Exemption. The money you forego will benefit the Older Coloradans Act, which funds community-based services, supports in-home care and brings meals to seniors. These important programs could ultimately allow seniors in need to stay in their own homes. The deadline for declining the Homestead Tax Exemption is September 15. So make the call now.

Continued on pg. 5

Senior Special

10% OFF

For more information go to aarp.us/L5ljc6

900 South Hover St Unit F, Longmont, Colorado 80501 (next to Party America)

Paid for by AARP.

4 SUNDAY, SEPTEMBER 16, 2012

720-684-6884 • www.romanacakehouse.com .

LONGMONT TIMES-CALL BOOMER & BEYOND

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Continued from pg. 4 Answers to Health

We specialize in finding answers for lifestyle, neurological and pediatric disorders. We find answers!

Atria Longmont

Atria Longmont provides independent living, assisted living, and memory care that can be customized to one’s needs as they change.

Carroll-Lewallen Funeral Home

Longmont’s only complete funeral, cremation, and cemetery provider.

Chamberlain Coins

Family owned since 1996 specializing in buying and selling precious metals, jewelry and coins. We buy, sell and trade,

collectibles and antiques as well.

Colorado Hearing Tinnitus and Balance (formerly Colo-

rado Hearing Center) We have been providing better hearing through quality care since 1976. Listening to our patients’ needs is our first priority.

Fabulous Finds

Longmont’s destination consignment boutique. Enjoy “Guilt-Free Retail Therapy” while shopping for quality women’s clothing, shoes, handbags, jewelry, home decor and furniture.

Good Samaritan Loveland Village

Loveland Village provides housing and other services to

Our payout rates are: Issue Age

Deferring Income

Annual Payout on Income Start Date

7.6% 5 Years 10 Years 11.3% 8.6% 5 Years 10 Years 13.5% 10.0% 5 Years 10 Years 16.8% Payout rates include return of premium, interest and mortality credits. Rates are effective as of 05/7/2012

55 60 65

Guarantees are subject to contract terms, exclusions and limitations, and the claims paying ability of (NYLlAC).

This contract has no cash surrender value and no withdrawals are permitted prior to the income start date.

Income payments are guaranteed at least as long as the annuitant is living, provided the annuitant is alive on the designated income start date. The Life Only payout option does not provide for payments to beneficiaries either prior to or after the designated income start date.

Candice Bahnson, Agent New York Life Insurance Company, Longmont, Colorado 80504 www.candicebahnson.nylagents.com

303-775-5859

cbahnson@ft.newyorklife.com 1 Based on a male annuitant, $100,000 premium and Life Only payout option. Rates are subject to change and payout will vary with age, gender, payout option selected and premium amount Actual amounts are dependent upon interest rates in effect at time of policy issue. Income is payable for the life of the annuitant only. Certain limitations may apply to payout options, including age restrictions. In the states of MA and MT, payout amounts do not differentiate male and female life expectancies.

2 S&P - AA+, Fitch - AAA, Moody’s - Aaa, A.M. Best - A++, as of 1/25/12.

3 Issued by New York Life Insurance and Annuity Corporation (NYLIAC) (a Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company. 51 Madison Avenue, New York, NY 10010. Products available in jurisdictions where approved. Guarantees are based on the claims-paying ability of the issuer. For most jurisdictions, the policy form number for the New York Life Guaranteed Future Income Annuity is ICC11-P100 (it may be 211-Pl00 and state variations may apply).

New York Life Insurance Company

New York Life Insurance and Annuity Corporation (A Delaware Corporation) 51 Madison Avenue. New York, NY 10010 AR04687_02/12| SMRU469363(Exp 02/21/2014) www.newyorklife.com

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seniors; twin homes, apartments, assisted living, rehab, healthcare, and memory care.

Howe Mortuary

The Howe family has been providing funeral home and cremation services to the area for more than 100 years.

Guaranty Bank & Trust

Providing banking benefits, activities, and trips for customers 50+.

Kaiser Permanente

Hearing Healthcare Centers

Boulder County’s premier full service hearing center including hearing evaluations, the latest digital hearing aid technology, tinnitus tests, treatment and hearing protection.

Hearing Rehab Center

Kaiser Permanente Colorado is a nonprofit, integrated health care delivery system. We have provided comprehensive health care services to Kaiser Permanente members in Colorado for 43 years.

Life Care Center of Longmont/ The Bridge Assisted Living Providing the Longmont community with a variety of services from assisted living, out-patient therapy, short term rehabilitation and long term care.

Family owned and operated, Hearing Rehab Center is Colorado’s Premier Audiology and Hearing Healthcare provider.

We are passionate about helping people hear better!

Continued on pg. 6 Cataracts can happen at any age.

However, they are the leading cause of treatable visual loss in adults 55 and older. Common symptoms are cloudy, fuzzy, foggy or filmy vision, colors that seem faded, glare from bright lights, halos around lights, not being able to see well at night, double vision, and frequent changes in an eyeglass prescriptions.

If a person is older than 50 and experiencing change in his vision and has not had a recent eye exam, he should have a complete eye health exam by a medical doctor who is trained in all forms of eye disease and treatment.

Dr. Terry Robinson, M.D. is an expert with more than 30 years of experience in the removal of cataracts, performing the latest state-of-the-art no stitch cataract surgery, including multifocal and astigmism-correcting intraocular lenses and the newest glaucoma medical Terry E. Robinson, M.D. and laser treatments.

Board Certified Ophthalmologist, Eye Physician & Surgeon

Se Habla Español

500 Coffman St., Suite 109

(303) 776-EYES (3937)

LONGMONT TIMES-CALL BOOMER & BEYOND

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SUNDAY, SEPTEMBER 16, 2012 5

Continued from pg. 5 Longmont Chorale

Strengthening and promoting the vocal performing arts in Longmont. The Longmont Chorale is a community chorus that strives for excellence.

Longmont Clinic

Longmont Clinic is one of the most comprehensive medical centers in the region, with more than 50 physicians working in 20 different medical specialties.

Longmont Humane Society

Providing for the welfare of animals and promoting and nourishing the fundamental bonds between people and animals.

Longmont Senior Center

Our mission is to build and foster opportunities which promote dignity, wellness, inde-

pendence, enjoyment, community, and a sense of purpose for older adults.

Longmont Meals on Wheels

Providing hot, nutritious meals for seniors and for individuals unable to prepare their own meals.

Mary Kay Cosmetics, Inc.

Direct Marketing Cosmetic Sales

Millbrook Homes, LLC

Assisted living group homes caring for seniors.

Mobility & More

We are a family-owned and operated durable medical equipment business providing quality equipment. Power wheelchairs, scooters, bath safety.

Nerium International

Nerium AD Age-defying treatment is a night cream that addresses multiple concerns at once; fine lines, wrinkles, and discoloration.

Peaks Care Center and Frontier Therapy Center of Longmont

Providing 24-hour nursing care for each resident and therapy so they can return to their home environment.

Pixel Right LLC

Affordable computer troubleshooting and repair and patient computer tutoring for individuals and small groups since 2001.

Planet Fitness

Providing a unique environment in which anyone can be

comfortable. A diverse, Judgement Free Zone® where a lasting, active lifestyle can be built.

Prestige Plus

A service of Longmont United Hospital A Planetree designated patientcentered hospital with award winning boomer services for healthy living.

Romana Cake House

A family owned and operated European bakery, represents the embodiment of a lifetime passion for baking and creating the highest desserts by using only the finest natural ingredients.

The Kapsak Law Firm, LLC

Law firm providing council and representation in estate and elder law matters.

F

GE N A RONT R

INDOOR FLEA MARKET YOUR BEST FINDS HAPPEN HERE 21,000 Sq. ft 90+ Vendors

RETRO • VINTAGE • USED FURNITURE • NEW • USED • HOME & GARDEN ACCESSORIES

MON, WED, FRI & SAT 9-6 TUE & THURS 9-7:30

Voted Best Shoe Store 2006-2012

6 SUNDAY, SEPTEMBER 16, 2012

1201 SOUTH SUNSET LONGMONT, CO 80501

303.776.6605

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LONGMONT TIMES-CALL BOOMER & BEYOND

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Eating Your Veggies Never Tasted So Good JANET’S NOTEBOOK With warm weather beginning to

by Janet Tharpe wane - at least in theory - it becomes all the more enjoyable to savor those brave veggies still popping up in the garden. Mama always said to eat your veggies and now, thanks to some terrific recipes, you won’t have to be asked twice.

Having just had the first cool evening of the season, the Kitchen Crew and I decided to whip up Lisa Crum’s Balsamic Chicken Garden Medley from www.justapinch.com. This dish is such a wonderful melding of hearty pasta and light, fresh flavors.

“My husband and I created this a few years ago after developing a love affair with balsamic vinegar and olive oil,” says the Delbarton, WV cook. “Just about everyone who’s ever tried it says it’s one of the tastiest chicken dishes they’ve ever eaten. We’ve gotten several requests to do it for a crowd over the past few years (It’s more fun to make a big batch and invite your friends...

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that’s why the recipe feeds so many.) We’ve never been able to make a small batch yet, and it never goes to waste because our guests make off with the leftovers!”

We had the exact same experience! This recipe packed with marinaded chicken and fresh vegetables - looks absolutely stunning served on a big platter... preferably on a beautiful patio! Lisa’s recipe is super-sized for a crowd and the use of filling pasta and homegrown veggies is a really great way to stretch a dollar. (One of the gals in the Kitchen Crew even suggested pureeing some of your veggies and blending them into Lisa’s marinara recipe. It adds to the dish’s heartiness, and is a great way to sneak more veggies onto your kids’ plates!)

Monica Hossa of Munster, Ind. was also in a creative and thrifty mood when she came up with her veggie-loving recipe for Sausage Onion Pepper Fajita Sandwiches! “Mixing smoked sausage with a fajita recipe ended up being a great last-minute dinner idea,” she says. “The flavor was really intense. The dish was all gone before I [even] had a chance to

take a pic.”

Well, we’ve got that covered, Monica! We were snapping away as folks snapped up these delicious sandwiches. We love how simple Balsamic Chicken Garden Medley the ingrediatop brown rice or as an unexents are. The recipe allows for pected “pop” in your favorite plenty of flexibility for you to sandwich. add whichever vegetables you With delicious recipes like these love best... and happen to have there’s no reason to settle for on hand. boring and bland. With a dash Feeling less crafty and of seasoning and just a pinch more saucy? Joan Hunt of of creativity, your vegetables Youngsville, N.C. has your ancan go from dull to divine... swer: Honey glazed vegetables. just be sure to make enough for Have your veggies and sweetseconds! ness too! “This sweet [honey] Find, share and print glaze is a nice if you have a these recipes and your own at sweet tooth and are trying to the Just A Pinch Recipe Club, eat healthy!” too. It’s a free online commuJoan’s technique is nity of hometown cooks swapsuper easy. Simply cook your ping family recipes, chatting favorite vegetable in a mixture about blue ribbon tips and acof margarine, water and honey cessing valuable coupons! Visit to the point where a glaze us at www.justapinch.com. forms. When done, the glazed © 2011 Just A Pinch Recipe vegetables are delicious served Club. Used by Permission.

The best deals in town are waiting.

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SUNDAY, SEPTEMBER 16, 2012 7

Let Us HeLp!

When you need a new doctor, Longmont United Hospital offers a free 24/7 physician referral service to help you. 303.485.3553.

Changing The Caring Experience...

luhcares.org 303.651.5111

8 SUNDAY, SEPTEMBER 16, 2012

(ARA) - Whether it’s at work, at home or among friends, building and maintaining relationships is one of the most important parts of life. As people get older, however, the ways in which connections are made and kept change due to life adjustments, new technology and health.

To keep your life connected to those around you, on a personal and professional level, consider these ideas: • Remember the health connection. By paying attention to and making an honest assessment of health concerns like hearing, it’s easier to ensure that you can stay active and connected.

Get your hearing tested and learn developments in hearing products.

Visit Starkey.com to learn more.

• Find ways to maintain your lifestyle. With state-of-the-art hearing aids you can maintain your lifestyle without any sacrifices. The SurfLink Mobile device from Starkey Hearing Technologies enables completely hands-free cell phone conversations, acts as an assistive listening device and hearing aid remote control, and streams music and TV directly to a wearer’s wireless hearing aids.

• Seek opportunities to learn.

Most new technological developments have been designed for easy use, as long as you have background information. Look for community education classes, stop into a computer store, or even ask a friend to help you learn.

OU

Focused Therapy to Get You Back Home...

Learning to connect in today’s society keeps relationships strong

R CA L AM L LI A Z A N VI I N D N G G AS SE NE K A RV W B O I C AS S UT ES IS ! TE D

303.485.3553

Changing insurance may require a new doctor and we know that Choosing a Doctor is an Important Decision.

ASSISTED LIVINg MEMORy CARE CENTRE

“Alzheimer’s Association Leader in Dementia Care”

Medical Director, Haleh Nekoorad-Long, M.D. on site ACCOMMODATIONS AND SERVICES INCLUDE:

1440 Coffman Street Longmont, CO 80501

303.776.2814 www.frontiertherapycenter.com .

• Over 40 years of combined experience in caring for seniors and memory associated diseases • 24/7 memory care trained staff • Stimulating scheduled activities

• 4 neighborhoods that give the feeling of a small community • Hair/Barber Salon • Adult Day Care Program • Respite Care

• Ice Cream Parlor/Bistro • Spa Bath • Reminiscence Areas • Private Dining Room • Tranquil garden areas

We are here to support and care for you. Contact us today for a private consultation.

303-300-3700

LONGMONT TIMES-CALL BOOMER & BEYOND

www.AltavitaLiving.com WWW.TIMESCALL.COM

The benefits of the robotic daVinci surgical system geon’s hand, wrist and after minimally -invasive finger movements surgery as compared to into precise movetraditional open surgery. ments. The high In the removal of the definition 3-D camprostate, the robotic era and ability for up instruments allow the to 10x magnification surgeon to have detailed Dr. Curtis Crylen allows for a better control during the proview of the anatomy compared cedure and accuracy in identito traditional surgery. fying and preserving important Traditional surgery to structures such as muscles that remove the prostate involves a are responsible for urinary 4 to 6-inch incision underneath continence and the nerves that the belly button. Surgery with control sexual function. the daVinci robot is minimallyThe benefits of having invasive, and allows the sursurgery with the daVinci robot geon to make small, “keyhole” include shorter hospital stays, incisions, that are typically less decreased blood loss and need than ½ inch in size. These small for blood transfusion, and incisions and the small robotic quicker return to work and instruments, cause less trauma recreational activities than with to the abdominal wall and traditional open surgery. Recent make recovery easier. Patients studies suggest that patients are typically able to resume who are potent prior to surgery their normal activities faster may experience a faster return

Question: What are the

benefits of choosing to have my prostate removed by a surgeon who uses the daVinci surgical system?

A: Men who have been diagnosed with prostate cancer have many options for treatment including a prostatectomy, removal of the prostate, with the aid of the daVinci surgical system. The daVinci surgical system used at McKee Medical Center allows surgeons to work with four interactive robotic arms teamed with a high performance vision system to perform surgeries.

The daVinci system is controlled solely by the surgeon whose fingers grasp and manipulate the master controls to move the robotic instruments.

The system translates the sur-

Don’t Miss

of erectile function and urinary continence as compared to patients having open surgery.

The best candidates for this procedure are patients who have been diagnosed with localized prostate cancer, who have chosen to remove their prostate, and who are healthy enough for surgery. The daVinci robot is not the solution for every patient, but is quickly becoming “the new normal” for prostate cancer surgery and many other common surgical procedures.

You can learn more about the benefits of robotic surgery and the daVinci robot at www. bannerhealth.com/McKee. Dr. Curtis Crylen is an urologist practicing at Banner Health Clinic specializing in Urology.

Relaxed senior living with dazzling mountain views.

a Single WoRD

BouLder

Longmont

4800 Baseline Rd., Ste. E108

1515 N Main St., Ste. 15

303-499-3900

303-776-8748

BroomfieLd

11480 N. Sheridan Blvd., Ste. 200

303-464-8440

www.hearinghealthcarecenters.com

Independent Living Assisted Living Memory Care

TOURS DAILY

10 Down. $ 10 a month .

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OPEN

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hours of operation: 12am Monday thru 9pm Friday Saturday & Sunday 7am - 7pm

ek ends 7AM –

Visit our booth at the Boomers & Beyond Expo and enjoy a complimentary yogurt parfait!

ATRIA LONGMONT Formerly The Vistas in Longmont 2310 9th Avenue | Longmont, Colorado 303.678.5050 | www.atria-longmont.com

2255 North Main St, Suite 118 Longmont, CO 80501

(303) 776-6800

10261-75508

LONGMONT TIMES-CALL BOOMER & BEYOND

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SUNDAY, SEPTEMBER 16, 2012 9

Hearing is key to remaining productive in the workplace

By Kristi Ritter

The ongoing downturn in America’s economy, the future cost of health insurance and uncertainty regarding Medicare have many boomers staying in the workforce longer before they step into retirement. But working longer also means boomers have to stay on top of their game while remaining productive.

As boomers age, they are going to face changes in their health, including loss of hearing. According to Dr. Jamie Gilgren, a board-certified doctor of audiology at Hearing Rehab Center in Longmont, the loss of hearing as a person ages is the second most common cause of hearing loss facing Americans, behind noise exposure.

According to the Bet-

ter Hearing Institute, at www. betterhearing.org, more than 34 million Americans suffer from hearing loss. Research shows that the use of hearing aids reduces the risk of income loss by 90 to 100 percent for those with milder hearing loss, and from 65 to 77 percent for those with moderate to severe hearing loss.

A loss of hearing can be detrimental in a workplace environment where an individual needs to stay engaged in his or her job. Often with hearing loss, people appear to not pay attention. This, in turn, creates a job-performance issue that can be perceived as a lack of knowledge or interest.

“Most companies want more mature workers because they offer a strong work ethic,” Gilgren says. “But if they appear that they are not engaged or

hearing everything, they may be passed up for a different candidate.”

Boomers will need to do what they can to age productively, and that includes taking charge of their hearing health to maximize success in their jobs.

“Hearing loss is so invisible that people can’t look at you and know that you have a loss,” Gilgren says.

Given the technological advances of modern hearing aids, boomers need to have their hearing tested to determine if aids could help. Manufacturers have even made big strides in improving noise reduction, sound delivery and waterproofing to give adults the freedom they desire in being able to communicate and carry on a productive career.

“Hearing aids now can go

The KapsaK Law Firm, LLC Trust and Estate Planningg Disability and Advance Care Planning Guardianships and Conservatorships Special Needs Planning Medicaid Planning

after just the high frequency loss that many adults experience,” Gilgren says. “We can go after the clarity without having to go after the volume, resulting in a more natural hearing.”

Gilgren added that within the last six months, hearing-aid manufacturers have come out with a waterproof, sweat proof and dust proof hearing aid. This technology will allow many people to continue working and communicate without their devices shorting out.

Gilgren stresses that without the ability to hear and listen, communication will break down and job performance will ultimately be affected. “By improving your hearing, it will help you in every aspect of your life,” she says, “and give you back your ability to hear and interact with family and friends.”

Serving Boulder, Weld and Larimer Counties”

Celebrating Lives, Honoring Memories.

Our Family Serving Yours - Four Generations” and Wes J. Charles Bowland, Geoff Geoff Howe,Howe, J. Charles Bowland, Wes Hood and Hood Eric Johnson

776 2434 • www.howemortuary.com h 439 Coffman SSt., LLongmont • 303 303-776-2434

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From your local Colorado community bank.

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Long-term care plans help prepare for the unexpected

By Kristi Ritter More boomers continue to work well into their retirement years to keep insurance benefits and save money. However, most don’t think about suffering a life-altering disability and a need to turn to long-term disability care. But as people age, likelihood of a disability forcing them out of the workforce rises.

Candice Bahnson, a financial services professional with New York Life Insurance Company in Longmont, says, “Life expectancy is now longer, with all the medical advancements and lifestyle changes.

Planning for later-life needs is now more of a concern, as boomers have had to plan on working longer to cover expenses.”

Most boomers are not prepared financially for a dis-

ability that would force them to stop working. And unfortunately, the results can be devastating both to them and to their families.

Bahnson says a long-term disability insurance plan is an important policy to consider because it will help supplement a portion of lost income in the event that boomers become physically unable to work, and don’t want to immediately start tapping into their retirement funds to pay for long-term care.

“Long-term disability is coverage for you that helps with the cost of care or even a break for your family,” Bahnson says. “Long-term care can take a larger effect on your finances than you could imagine.”

Bahnson recommends individuals purchase a plan while they are still employed.

• Offering Personalized Services: Traditional Non-Traditional Open Houses Memorial Gatherings Receptions • Cremation & Burial Services • Handicap accessible facility • Transfer arrangements • Preplanning - Offering guaranteed contracts Visit us on the Web: www.ahlbergfuneralchapel.com 326 Terry St., Longmont, CO 80501 303-776-2313 WWW.TIMESCALL.COM

New York Life Insurance survey of nursing home costs in 2012, the average annual cost was $91,000. Most people can’t pay for that for long without jeopardizing their retirement future.

Bahnson recommends people plan early in life and discuss what plans and steps are being taken. Among the steps to take are: • Develop a financial plan. Meet with an agent, attorney and certified public accountant. They can help to establish a budget, prioritize expenses and identify how to spend assets.

• Cut costs and identify sources of assistance for living expenses.

Boomers need to look at ways to reduce costs necessary for living. Nonprofit associations, such as the National Family Caregivers Association, also offer support.

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Typically, long-term disability insurance can be purchased to replace 50 to 70 percent of a person’s salary. But plans can be tailored to an individual, so it’s important for people to talk with an insurance professional to find a plan that best suits their needs.

In addition, workers who have advance warning of a disability should take steps immediately to secure their finances.

“We never know what life can bring, so it’s important to have a plan when one is healthy.” Bahnson says.

Statistics from the U.S. Department of Health and Human Services indicate that people at least 65 years old face at least a 40 percent chance of entering a nursing home during their lifetime. According to a

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SUNDAY, SEPTEMBER 16, 2012 11

Manage diabetes and its expense

Managing diabetes often comes at a great financial cost. Just ask the nearly 26 million people living with the disease, many of whom pay out of pocket for

treatment and self care. Whether you pay out of pocket or through your insurance co-pay system, you’re not alone if you feel you’re paying too much to

gain control of your condition.

The American Diabetes Association recommends insulin-dependent diabetes patients test their blood sugar three times a day, which can set a patient back $1,000 a year in average costs of glucose strips alone. It’s a costly scenario, but medical doctors such as John Agwunobi, president of Walmart U.S. Health and Wellness, agree it should be considered a health priority.

“In recent years, diabetes has been ranked the fifth leading cause of death in the U.S. and is now the fastest growing disease in the country,” says Agwunobi. “It is imperative that we help the millions of Americans who are struggling to manage their diabetes alleviate some of the financial burden.”

The American Diabetes Association offers these tips for

people with diabetes to manage the disease and lower risk for complications and expenses: • Schedule regular visits with your doctor and dentist to stay on top of the disease; your local pharmacist also can be a great resource for diabetes-related questions.

• Eat a healthy diet that limits carbohydrates and calories.

• Exercise with 30 minutes of moderate physical activity five days per week.

• Join a local diabetes community group to stay motivated and find a support system.

To help people ease mounting expenses associated with diabetes management, Walmart has lowered prices on a wide selection of high-quality ReliOn brand treatment products, which could end up saving you or a loved one up to $800 a year on glucose strips alone.

Kaiser Permanente Medicare Health Plans

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This commitment includes low prices on many essential diabetes treatment products including blood glucose monitoring meters and strips, insulin and 15 different diabetes prescriptions for only $4 each for a

Rid the pantry of unhealthy temptations (ARA) - For many, the pantry is that valued storage spot housing dry and nonperishable foods ready to create delicious meals and treats.

For some trying to lose weight and develop healthier habits, however, the pantry can hold a world of temptation.

Weight Watchers Leader Liz Josefsberg says the pantry can actually complement your efforts

30-day supply.

“We’ve worked closely with our suppliers and found a way to significantly reduce the cost of diabetes products for all of our customers, but this is just one example of a larger to develop a healthy lifestyle. She shares her top five pantry pointers that helped her lose 50 pounds.

1. Shop with a list. Plan out all meals and snacks for the week, so that your health goals are always in mind. And when you’re walking down the grocery store aisles, stick to the list to help keep temptations out of your home.

2. Watch the sight lines. The eye-level pantry space is prime real estate. This is the area of your pantry where you want to store those healthy options, such as almonds, whole grain pasta and canned fruit and veggies without added

commitment to provide affordable healthcare solutions to Americans,” adds Agwunobi.

“We want to make sure Americans can afford to stay healthy whether managing their diabetes or treating the common

cold.”

For more information, please visit http://health.walmart.com/ health-tips/diabetes.

sugar or oil. Store more tempting items, like chips and cookies, out of reach such as on your highest shelf, which you might even need to climb on a chair to access.

3. Stock up on single servings.

From pudding and cookies to soups and cereals, buying foods with a built-in portion control can help prevent overindulgence.

4. Shop for shortcuts. Time is typically one of the biggest challenges at mealtime, so stock up on healthy ingredients that can be used to create quick healthy meals, or even supplement frozen meals, such as beans, broth, canned veg-

etables and whole grain rice and pasta.

5. Load up on liquids. Sometimes hunger can be confused with thirst, so stock up on calorie-free drinks such as seltzer waters, diet sodas as well as sugar-free hot chocolate and cappuccino with non-fat milk.

The time is always right to establish healthy goals and form good habits that will benefit the entire family and set you up for long term success. Remember, successful weight loss is about moderation, not deprivation.

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SUNDAY, SEPTEMBER 16, 2012 13

Disheartening Diagnosis Caring for someone with Alzheimer’s disease

By Dominique Del Grosso but knowing how to handle, appropriately help, comfort and provide support to a person with Alzheimer’s disease is a proactive step for both parties in taking control of what can feel like a disheartening diagnosis.

PROACTIVE PLANNING

Inevitably as we age, our memories will become fuzzy. For some people, memories may deteriorate to the point that they are difficult to recall in the least. Sometimes, memories, speech and remembering how to complete simple tasks can fade all together. The woes of aging can prove difficult, but Dementia can make the process more complicated for both the person and the family.

Dementia is marked by a loss of brain function because of damage to or loss of neurons. Generally, it affects a person’s ability to live daily life independently with a carefree attitude. Specifically, Dementia affects memory, the ability to speak, the ability to recall simple steps when completing tasks, decision-making and the 14 SUNDAY, SEPTEMBER 16, 2012

capacity to practice judgment or reasoning skills, Dr. Haleh Nekoorad-Long, a geriatric psychiatrist and medical director at AltaVita Memory Care Centre in Longmont, says.

There are multiple causes of Dementia, however, the leading cause is Alzheimer’s disease. Approximately 5.4 million Americans live with Alzheimer’s disease, according to Alzheimer’s Association (www. alz.org). Although women statistically live longer than men, in most cases, women are more likely to develop Alzheimer’s disease than men, NekooradLong says.

And unfortunately, Alzheimer’s disease is not a normal part of the aging process. It can be devastating for both the person and the family, .

The first step is to have your loved one assessed by a physician. Getting a handle on the diagnosis first will ensure that you know what you’re up against, and it will open the communication about concerns and fears so together, you can plan for the future.

This diagnosis will affect many aspects of their life, and potentially yours, so figuring out the logistics sooner than later is in the best interest of everyone because ensuring the safety and comfort of your loved one is essential.

Because safety is a number one priority, write down questions or fears so you can coordinate a plan to guarantee you’re leaving no question unanswered. “Safety is always number one: Is the person safe to drive, live on their own, take their own medications?”

Nekoorad-Long says.

With this kind of diagnosis, a person and their family may experience some sadness or despair about their future and what this will mean for their quality of life. Having a plan that encourages them to engage in an active lifestyle in mind and body, maintain

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healthy eating habits (because what is good for our heart is also good for the brain) and participate in social group settings will promote a sense of normalcy and help to ward off depression.

Solely caring for a loved one with Alzheimer’s disease may not be the best option for you or your loved one. But first, you must assess your abilities and resources and also the implications caring for them will have on your life before making this kind of decision.

When determining whether to move your loved one out of their home and into a care facility, consider safety issues, urinary incontinence and agitation, for example.

To get a sense of what a care facility would be like, check it out first. “Family or the guardian need to tour a facility unannounced, go in with your questions, go have a meal at the facility to sample the food and experience the ambiance. Ask for a schedule of all the activities offered to the residents. Food and activities offered are very important for the residents and their wellbeing,” Nekoorad-Long says.

For additional information, please visit: The Alzheimer’s Association www.alz.org American Association of Geriatric Psychiatry www.aagponline.org

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The lottery scam: Think you’ve won the lottery? Think again

(ARA) - You’ve probably dreamed about what you’d do if you won the lottery - quit your job, build your dream home or even donate a large sum of money to your favorite charity. Scammers know these dreams and feelings well, and prey on them, making lottery and sweepstakes scams one of the most prevalent types of scams out there, according to the Better Business Bureau.

The common thread in all of these scams is they require victims to send money in advance to claim a prize, which is

never the case with a legitimate lottery or sweepstakes. Shelley Bernhardt, director of consumer protection at Western Union offers these tips to avoid becoming a victim in a lottery or sweepstakes scam: • Never send money to pay for taxes or fees on lottery or prize winnings.

• Never play anything claiming to be a foreign lottery.

• Only send money to people you have met personally, know and trust.

• Always wait to withdraw funds from your account until after a check or money order clears, which can take weeks.

To learn about more ways you can protect yourself from fraud, visit www.westernunion. com/stopfraud.

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SUNDAY, SEPTEMBER 16, 2012 15

Taste Of Tomato Big Hit With Gardeners Braving last Saturday’s Pro Challenge shut down of many Boulder streets, a crowd of tomato lovers gathered to sample a smattering of varieties brought by fellow gardeners. Leaning over tables lined with rows of bite-sized pieces, they speared and sampled nibbles of juicy red, yellow, gold, black, and green love apples.

Chewing with the concentration of fine wine sommeliers, participants at the Taste of Tomato focused on finding the best tasting tomatoes to grow for their gardens next year. And with 103 different varieties to try, that task took time.

Friendly debates on the

merits of entries gold, and Yellow Globe flowed around the (currant type). Each of room, followed by these tasty morsels was whispered ensweet enough to woo couragements to new devotees to growsample particularly ing them. Chiapas and tasty types. Lists Matt’s Wild Cherry, two on the big boards other currant types By Carol O’Meara where people voted Colorado State tiny, prolific tomatoes University Extension for their favorites about the size of a pea had folks weaving – garnered many votes through the crowd in search along with Yellow Pear. of the front runners. And Moving up in size to the salad when the dust settled at the tomatoes, Siberian, Carmello, end of the event, the list of and Cosmonaut Volkov were people’s favorites shook out crowd favorites, closely folthis way: lowed by Green Zebra, JetsetThe cherry tomatoes lit up ter, and Valencia. Siberian, a with the most heated compecompact plant ideal for those tition, with four types runwith limited space, produces ning neck in neck: Green adorable, two-to-three inch Doctors frosted, Isis, Sunround, red fruit with big

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flavor. For sweeter palettes, Cosmonaut Volkov and Carmello will delight you.

Rich red color with a hint of acid to balance the sugar, they should be on food loving gardeners’ short list for next year.

But if you want to change up your colors, Green Zebra is a great tomato. Like its name suggests, it’s a bright green, streaked tomato with a citrusy flavor. You need to be a person who likes your tomatoes to bite back, although not too hard, to enjoy Green Zebra; its tang is often described as zippy.

Few paste tomatoes were brought to the event, but Rosa Sicilian, Toga Kara

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African, Victoria Supreme beat out traditional powerhouses Amish Paste and Roma for top tomatoes. Paste tomatoes are a difficult group to showcase in a fresh tasting venue; many of them shine after they’ve become sauced or dried.

Although I’m a tomato geek and love them big and small, I will admit that when the beefsteaks come in, it’s my favorite part of the event. Huge, brightly colored, and heavy with the promise of outstanding taste, the beefsteaks are the late

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season love apples that finish summer with a bang.

Of the big ones, top honors went to Pineapple and Amana Orange, with Black Krim, Cherokee Purple, and Paul Robeson also favorites. Sweet and balanced with acid, Pineapple is a large yellow tomato streaked with red. I missed tasting it last year when my friend Chan Mortimer encouraged me to, but this year I made sure to try it. The next time I see him I’ll gently ask him to warn me if a tomato will make me moan in front of strangers.

But it was one of the first to arrive that arrested my attention immediately and whipped event staff into a tizzy. Gloriously yellow and so large it filled two hands, the Mammoth German Gold was a spectacular entry.

Mild but flavorful, its sheer size

means it wins a place in our garden, along with a few others I put on my mental checklist as must-haves.

If you missed the event but want a full list of tomatoes entered in it, check out Harlequin’s Gardens website at harlequinsgardens.com/.

Colorado State University Extension, together with Boulder County Parks and Open Space, provides unbiased, researchbased information about consumer and family issues, horticulture, natural resources, agriculture and 4-H youth development. For more information contact Extension at the Boulder County Fairgrounds, 9595 Nelson Rd., Box B, Longmont, (303) 678-6238, or visit the web site at www.ext.colostate.edu/ boulder.

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SUNDAY, SEPTEMBER 16, 2012 17

Boulder County’s Biggest Fall Prevention Week

By Julie Kailus Falling down happens more often than you might expect. Falls are the leading cause of injuryrelated hospitalization in the state, and in one recent survey, 14 percent of Colorado adults over 45 said they’d fallen in the previous three months.

Unfortunately, fall accidents cost a lot, cause families undue stress, limit independence, and can create physical and mental blocks that often prevent victims from ever returning home.

Statistics show that of the adults hospitalized due to a fall, only 27 percent return home.

To highlight the impact of falls on our society and to coincide with National Falls Prevention Awareness Day, Melissa Pruitt, wellness services coor-

dinator at the Boulder County Area Agency on Aging, has put together the most expansive lineup of events ever for Boulder County’s Fall Prevention Week.

Thanks to 25 partners, over 50 events will be staged September 17 through 21. Activities at hospitals and senior centers from Lafayette to Nederland and Longmont to South Boulderrange from balance assessments and Nordic walking demos to talks about neuropathy and home modification.

Longmont United Hospital’s PrestigePLUS seniors program, for example, is participating with a lineup of talks and the always-interesting “labyrinth walk,” a demonstration about how this ancient form of meditation can quiet the mind and

improve balance. Sessions are open to the public and most are free. Pruitt encourages everyone to participate in some way.

“It’s not just an aging thing,” says Pruitt. “This is a cost to society. Look what it does to families and caregivers. This is about making the community safer. There are simple things all of us can do.”

Here are a few easy ways to reduce your risk of falling: • Participate in regular physical activity. Improving lower body strength and balance can reduce the risk of falls.

• Review medications with your health care provider.

A doctor or pharmacist can look at how multiple medications might be interacting and modify drug choices to

reduce dangerous side effects such as dizziness and blurred vision.

• Have your vision checked at least once a year. Chronic eye conditions can contribute to falls as do outdated prescriptions or improperly fit glasses that can alter depth perception.

• Improve the safety of your home. Since most falls occur in the home, it’s important to have clear pathways and easy access to everyday activities.

For a full Boulder County Fall Prevention Week event schedule, visit www.bouldercountyfallprevention.org or call 303441-3599.

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Architectural Barrier Removal Program:

Grants and forgivable loans are available to make housing more accessible for elderly or disabled household members. Rental properties and mobile homes are eligible for this Program.

Emergency Grant Program:

The CiTy of LongmonT has programs To heLp inCome and asseT eLigibLe residenTs improve Their homes.

Grants are available to fix immediate health and safety issues in a home.

Mobile homes are eligible for this Program.

All properties must be located in the City of Longmont limits and households must be determined eligible by the City of Longmont.

For more information, please contact Molly McElroy at 303-651-8530 or molly.mcelroy@ci.longmont.co.us or visit www.ci.longmont.co.us/cdbg/housing/rehab 18 SUNDAY, SEPTEMBER 16, 2012

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TOP

2 Health Concerns-DEBUNKED Paid Advertisement

Cholesterol, is it all it’s cracked up to be? The viewpoint and clinical experience of Dr. Shan Hager is in opposition to the traditional medical practices and mainstream media’s theories and thoughts on cholesterol.

Dr. Shan suggests, “I agree that an imbalance in your blood fats is unhealthy; however, if your liver is producing abnormal levels of cholesterol, LDLs and HDLs, it means you have a problem somewhere in the body as this is typically a compensation mechanism. We simply have to find out what the problem is and where it is located.”

He explains, “Cholesterol, as a molecule, is the basic foundation of almost every hormone in your body. Every cell needs cholesterol to have a fluid membrane. The fluidity allows nutrients and water in and to flush out waste products. Cholesterol is also one of the basic building blocks for healing and repair.” In other words, it is vital to one’s overall health and wellbeing. We need it and should exercise extreme caution before taking medicines that may harm many areas of the body especially those which stop the liver’s ability to produce cholesterol.

Dr. Hager says LDL molecules are delivery trucks, carrying healing cholesterol and triglycerides to damaged tissue where they dump their contents to help rebuild tissue. The HDLs are the trash trucks that carry away the damaged tissue, left over cholesterol and triglycerides to be disposed of via your liver, kidney and colon. Due to their crucial role in the process of healing and repair he references a number of research articles describing how the LDL and HDL densities (size, shape and mass) can either help or hinder these processes.

His standard of care seeks to discover the source of the damaged tissue and treat that; for example, if you suffer from hormonal imbalance, thyroid problems, memory decline, digestion disturbances, toxicity symptoms like fibromyalgia or chronic fatigue or an old injury that hasn’t completely healed. “These are a few good places to start looking for the problem,” Dr. Hager notes.

Dr. Hager has a unique approach to high cholesterol treatment.

He first starts with evaluating for the main cause as well as any contributing factors. He is also excited to collaborate with each individual’s healthcare team and thoroughly works with other doctors to assist in reducing unnecessary and harmful medications.

In conclusion Dr. Hager adds, “My main purpose is to help people stop suffering needlessly and in most cases that means correcting the problem for long term benefits.”

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How bad is Diabetes, Type I or Type II? Do you have to continue to manage the blood sugar problems or is there an option to get rid of the problem? Dr. Shan Hager explains his viewpoint and clinical experience on improving and correcting Diabetes that defies traditional theories and thoughts.

He explains, “Diabetes Type I and Type II has long been thought to be a disease that stays with you all of your life; with the emerging research, this is completely not true. In other words, it is important to understand that just managing Diabetes still leaves you susceptible for other health problems.”

Dr. Hager says, “The current medical research states that diabetic medication today has an excessive increase risk of heart disease. I agree and it is unwise to take medications that have such a high risk of other treacherous health problems. Especially considering Diabetes can be improved if not eliminated by other means.” With that being said, he emphasizes, one should exercise extreme caution before taking medicines that may harm many areas of the body; especially, the vital organs.

It seems, once you find the problem causing Diabetes and address that problem along with any of the complicating factors, one would have a better chance of improving their health and enjoying life again. Dr. Hager adds, “We simply have to find out where it is and what it is. We need to step back, evaluate the problem and stop throwing solutions at the unknown cause of high blood sugar as this is just an outward expression of what is truly going on.”

Dr. Hager says that while diet, exercise and stress management are key factors, there can be other details that most people are unaware of. There can also be many other areas in the body that can be involved in the overall change in blood sugar.

He mentions, “I realize that Diabetes is a terrible disease if it is not properly controlled; however, medications may control the blood sugar; all the while, the problem still lurks and is furthering damage. My quest is for each individual to be able to properly control their blood sugar on their own without dependence. I realize this goes against some doctors’ systems of belief.” Dr. Hager further explains, “After thoroughly researching the possibilities, it is very clear that we, as a society, no longer have to suffer from this disease called Diabetes.

From Dr. Hager, it seems Diabetes is not a lost hope disease and that it is not simply Genetic as formerly thought.

AnswersToHealth.com

20 SUNDAY, SEPTEMBER 16, 2012

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