COMMUNITY NEWS
Our Community Reads 2022 starts Feb. 4
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his season, Friends of Aptos Library has chosen “Red Letter Days” as the book and events represent collaboration with Friends groups in Capitola and La Selva Beach. The goal of these events is to create a shared experience that will increase appreciation for community libraries and for 24 local bookstores; foster pride in the varied experiences that our
“Navient” from page 23 Consumers do not need to take any action to receive the benefits required under the settlement. Consumers receiving private loan debt cancellation will receive a notice from Navient, and they are to receive refunds of any payments made after June 30, 2021. Consumers who are eligible for a restitution payment will receive a postcard in the mail from the Attorney General’s settlement administrator in spring 2022. More information is at www.NavientAGSettlement.com. This settlement against Navient also includes terms designed to prevent future misconduct. Navient is to:
area offers; and the enrichment — culturally, intellectually, and emotionally — that comes from the joy of reading! • All events will be free and open to the public. • Attendance at in-person events will be limited due to Covid restrictions and require preregistration.
• Ensure that call agents discuss the benefits of income-driven repayment with all borrowers seeking to lower or stop their payments; • Create a new cadre of repayment specialists trained to advise at-risk borrowers; • Stop compensating call agents in a way that encourages them to handle calls quickly, and instead ensure agents give thorough and accurate information to borrowers; • Implement changes to payment-processing procedures that will benefit borrowers; • Limit or reduce fees for late payments or entering forbearances; and • Improve its billing statements and other communications to better
• Masks will be required for in-person events. For up-to-date details on registration, locations and links to online events see: https://www.friendsofaptoslibrary.org/ourcommunity-reads-2022.html “Red Letter Days” page 29
inform borrowers of their rights and obligations. Navient must notify borrowers of the Department of Education’s important changes to the Public Service Loan Forgiveness program, which offers millions of qualifying public servants a waiver that may count past payments, or previously non-qualifying periods of repayment, toward loan forgiveness. Bonta encourages all Californians working in the government or non-profit sectors to review the PSLF website to determine whether they might qualify for loan forgiveness. Borrowers seeking loan forgiveness under the Department of Education’s recent changes must take action by Oct. 31, 2022. Bonta joined the attorneys general
of 37 states — Arizona, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Vermont, Virginia, Washington, West Virginia, and Wisconsin — in the settlement. Read the settlement at https://tinyurl. com/navient-settlement. n ••• Share your Navient student loan experience with Times editor Jondi Gumz at 831-688-7549 x17.
www.tpgonlinedaily.com Aptos Times / February 1st 2022 / 27
