Capitola / Soquel Times October 2012 by Times Publishing Group, Inc.

October 2012

C O M M U N I T Y N E W S T H AT M A K E S A D I F F E R E N C E

Vol 17 No. 10

Serving Central Santa Cruz County

Local Measures

County “Transient Tax” effects Hotels, Inns, etc. easure O for the City of Capitola – If approved: Authorizes a permanent 1/4-cent permanent sales tax within the City of Capitola In 2004, City voters approved a temporary 1/4-cent sales tax increase that was originally scheduled to sunset on June 30, 2010. In 2008, City voters extended the sunset date to December 31, 2017. The current sales tax rate (combined state and local sales tax) in Capitola is 8 1/4 percent. This ordinance would increase the sales tax rate by another 1/4 percent to 8 1/2 percent. The sales tax increase proposed by this ballot measure has no sunset date. Accordingly the City’s retail transactions and use tax, will total 8 1/2 percent through December 31, 2017 and 8 1/4 percent thereafter. All City revenue generated by the sales tax is used by the City to pay for general City operations and programs. As such, this ballot measure proposes a “general purpose tax” and requires a simple majority vote for adoption.

The 2012 Open Studios Calendar is here!

LOCAL ARTISTS INVITE YOU INSIDE THEIR ART

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Monte Foundation Leading the Way Annual Fireworks Show

Capitola Council Election Two Seats Open

everyone: From multi-stop work studios like the Tannery Arts Center to unique, individual workspaces scattered throughout the county; in media as varied as jewelry and ceramics to

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artistic process, displays of highquality art, and opportunities for visitors to purchase art directly from the source. This self-guided tour is an annual favorite that has something for

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ach year during the first three weekends in October, over 300 Santa Cruz County artists open their studios to the public for demonstrations of the

photography and painting; and stops spanning the county from Watsonville to Bonny Doon and everywhere in-between.

California Propositions Bans, Budget, Tax & More

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Locally owned & operated www.TPGonlinedaily.com

... continued on page 6

CommunityBriefs

Autumn Art Festival and Art Raffle he Annual Autumn Art Festival comes to Aromas Sunday, October 28. Begin your day with a country-style breakfast between 7 and 11 am at the Aromas Grange, corner of Rose and Bardue Avenue. Classes given by Aromas Hills Artisans will begin at 9 am in the Aromas Grange. Artisans will teach hands-on workshops (free except for a small materials fee in some cases) and open to the public. Classes being offered are: instruction on stained glass construction by Linda Bjornson, drawing instruction by Gayle Sleznick, print-making by Kathy StutzTaylor, calligraphy by Evelyn Pogrowski and more. The artisans encourage you to take a class or two and create something beautiful to take home. Students will experience

Beaded Bracelet by Trudy Carl

2 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

the thrill of turning raw materials into lovely pieces of art. Whatever you choose, you will have fun learning a new skill, talking to the artisans and sharing experiences. The Autumn Art Festival is your last chance to purchase a raffle ticket to win a piece of artwork (donated by one of the Aromas Hills Artisans). The drawing will be held at 11 am at the Aromas Grange. The profits from the raffle will go to AHA’s programs, such as scholarships for the artists, programs for enrichment and art supplies for local schools. Don’t miss it! Come early and enjoy the fun. ••• Community Emergency Response Team (CERT) Training entral Fire Protection District will be offering CERT (Community Emergency Response Team) training to the public in November of this year. CERT is a program to train members of the community to be better prepared to deal with major disasters including fires, earthquakes and power outages.

“Briefs” > 3

Table of Contents

Cover

VOL. 17 NO. 10

Local Artists Invite You Inside Their Art Local Measures

Community News

2 3 5 6 9 10 11 12 18 20 21 23

Autumn Art Festival and Art Raffle • Community Emergency Response Team (CERT) Training Training Available Sept. 25 to Those Mandated to Report Child Abuse Monte Foundation Leading the Way – 18th Annual Fireworks Extravaganza In Memory of Family Patriarch The Artist’s Own Stories – A look at four of the over 300 people displaying their art for the 2012 Open Studios tour Capitola Council Election 29th Annual Oktoberfest Set for October 7 The Little Chorus That Could ‘From Passion to Profitability’ – Simple Bookkeeping for Artists Santa Cruz County Symphony Auditions New Maestros Championing Arts Education in Public Schools Coastal Cleanup Day Once Again a Success California Propositions

“Briefs” from pg 2

CommunityBriefs

The course includes basic training in fire safety, light search and rescue, medical aid and disaster preparedness. Using CERT training, citizens can assist neighbors and coworkers when emergency responders are delayed during overwhelming situations. The 20-hour course is free to the public and is taught by fire district staff. For more information, contact Central Fire Protection District at 479-6843 or check our website at www.centralfpd.com. CERT training information is also available at www.santacruzcountycert.org. ••• Training Available Sept. 25 to Those Mandated to Report Child Abuse he Child Abuse Prevention Council of Santa Cruz County provides free training to any mandated reporter. Our experienced trainer, Jenny Hundemer, provides engaging trainings to mandated reporters

working in schools, community centers and social service agencies to provide them with the skills they need. Trainings help mandated reporters to understand what is required of them, how to make a report and what to expect after a report is made. CAPC’s training provides a medium for understanding and discussion of this crucial link in the protection of innocent lives. Trainings are offered eight times a year, with six more this fiscal year. The next training takes place in Capitola on September 25. North County at United Way of Santa Cruz County 4450 Capitola Road, Capitola, Tuesday, September 25, 2012 - 5:307:30pm South County at Pajaro Valley Community Health Trust 85 Neilson Street, Watsonville, CA 95076 Tuesday, October 16, 2012 - 5:307:30pm To register for a free mandated reporter training or for more information please visit http://www.unitedwaysc.org/activities/ mandated-reporter-training or call Robyn McKeen, Administrative Services Coordinator at United Way of Santa Cruz County, at (831) 479-5466.

Sports Wrap 8

Stanford Shows That Winning is Not Just Luck By Chuck Walker • Mid-County High School Sports Roundup

Business Profile 22 Lou Tuosto Insurance Services – Giving Senior good advice about medical insurance is his mission by Cynthia Howe

Calendar • Arts & Entertainment – Pages 26 & 27

Monthly Horoscope • Page 27 - Your October Horoscope Annabel Burton, Astrologer©

Featured Columnists 19 Work in Progress by Camille Smith – Getting wet is just the first step 24 The Book Bag by Robert Francis – Election year reading for young and old…

25 Out & About by Josie Cowden 28 Money Matters by Brian Cooke and Cole Strickland – Most Americans are Unprepared for Disability

31 Seniors in Action by Noreen Santaluce – Ready to Retire? Why not plan something exciting.

SPCA Featured Pet • Page 31 – Teacups for Two!

www.tpgonlinedaily.com

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 3

Retaining Wall Systems Pavers • Flagstone & Slate Lawn & Garden Center Topsoil & Compost Organic Veggie Mix Custom Mixes Sawdust • Boulders

Stepping Stones Decorative Rock & Bark Soil Amendments Screened Dirt • Fertilizers Ponds & Pumps • Water Plants Synthetic and Organic Fertilizers

“Come see our large selection of landscape materials” Masonry Supplies • Block & Brick Rebar • Cobblestone

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4 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

Mon-Sat 7:30 - 5:00

CommunityNews

Monte Foundation Leading the Way

18th Annual Fireworks Extravaganza In Memory of Family Patriarch

Seacliff State Beach Friday October 5 • 5-10 p.m.

“My father was born into a farming he Monte Foundation Fireworks family, poor, proud, very simple. That simExtravaganza turns 18 this year, and with the loss of a loved one, the ple beginning made him a hard worker, Monte’s are turning back the clock on the motivated to succeed, a serious man, and someone who saw things as black and annual event. “We’re returning to our roots, bring- white, right and wrong, there was no miding families together to have good food, a dle ground with Dad. My father never took good time and where the Fireworks a handout from anyone, and he truly Extravaganza is the main show,” said Marc earned every penny he made. He truly Monte, president of the Monte Foundation. considered himself a grunt (what infantryMonte is dedicating this year’s event men are called in the army), a grocer, finally a small business to his late father, owner, never a Rudolph (Rudy) President or a Monte who CEO. He remained passed away this true to that simple past March. “He heritage his whole was a hardworklife no matter how ing man who successful he started Deluxe became. Humble Foods. The sucis an understatecess of that busiment when I think ness allowed the of Dad. family to eventu“When I startally establish the ed at Deluxe, I M o n t e started at the botFoundation. It tom. If I wanted to was a coming Rudolph Monte (left) and Marc Monte own Deluxe sometogether of two generations to make a difference in our day, I needed to learn the business from the community. He taught me that you don’t bottom up and graduate from college. Dad get something for nothing and that is why would say, ‘No more uneducated grocers we structured the Extravaganza the way in our family!’ “When I proposed a new direction, we did; in order to earn money for your that the family start giving back to the school or organization, it takes commitcommunity through a foundation and the ment and work.

Fireworks Extravaganza, he surprised me in that he agreed.” The Monte Foundation made history with the firstever countywide school fundraiser in October of 1996. Monte continued, “Dad always enjoyed getting together with family and friends for good food and a good time. It is my father’s legacy that we emphasize the quality of the food served, provide great music, and end the evening with the spectacular sight and excitement of fireworks over Monterey Bay.” Each year the Monte Foundation provides the opportunity for public, private and charter schools as well as youth

groups to earn money to support their sports, educational curriculum, and now it is offering four $2,500 scholarships.

Why fundraising for local schools and organizations? n this day of shrinking school budgets that requires teachers and parents to supply educational materials, that no longer funds its sports, art and music programs; this makes the fundraising participation by students and schools in the Monte Foundation Fireworks Extravaganza a real opportunity.

“Monte” > 10

2012 Monte Foundation 18th Annual Fireworks Extravaganza $10,000 in Raffle Scholarship Prizes

Four $2,500 Scholarships for any qualified college, university or private school will be given away! Winners can use or give the scholarship to any student. Need not be present to win!

Raffle Drawing at 8:45 – Fireworks Extravaganza 9:15

Come to the biggest, best beach party on the Central Coast! Friday, October 5 at Seacliff State Beach: 5 - 10 p.m. One admission and one raffle chance is just $10. Children 5 and under are free! The only place you can see (legal) fireworks over Aptos in Santa Cruz County occurs at Seacliff Beach on Friday, October 5 at 9:15 p.m. But don’t think that the fun begins only after dark; be there starting at 5 p.m. for the fun, food and live DJ party music by Showbiz from the KDON morning madness show. Gates open at 5 p.m. Come, grab dinner at the beach or bring your own. Pick your favorite spot and relax for the exciting fireworks extravaganza by Zambelli. Free Parking & Free shuttle from Cabrillo College and Liftline will be available www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 5

CoverStory publisher

Patrice Edwards publisher’s assistant

Lindsay Nelson editor

Noel Smith contributing writers

Noel Smith, Chuck Walker, Cynthia Howe, Annabel Burton, Camille Smith, Robert Francis, Josie Cowden, Brian Cooke, Cole Strickland, Noreen Santaluce layout

Michael Oppenheimer, Mike Lyon graphic artists

Mike Lyon, Michael Oppenheimer production coordinator

Sandra Gonzalez advertising sales

Don Beaumont, Sadie Wittkins, Pamela Matias

The Artist’s Own Stories

A look at four of the over 300 people displaying their art for the 2012 Open Studios tour

Claire Lerner: Collage with text, patterns & images y father was an avid photographer as I was growing up, and I’m sure that influenced me. I went the State University of New York at Buffalo to study nutrition and took an art elective – photography. It was an introductory black and white darkroom course; I was immediately hooked after that. I spent countless hours in the darkroom and I eventually got a Bachelor of Fine Art in Photography. I then worked at the Albright-Knox Art Gallery in Buffalo

office coordinator

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Times Publishing Group, Inc. 9601 Soquel Drive, Aptos, CA 95003

The Times Publishing Group Inc., publishers of the Aptos Times, a bi-weekly publication, the Capitola Times and Scotts Valley Times, each printed monthly, Coastal Weddings Magazine, printed twice annually and Hospice Magazine, printed once annually, is owned by Patrice Edwards. Entire contents ©2012. All rights reserved. Reproduction in any form is prohibited without the publisher’s written permission. PHONE: (831) 688-7549 FAX: (831) 688-7551 GENERAL E-MAIL: info@cyber-times.com Patrice Edwards: patrice@cyber-times.com Publisher’s Assistant: assistant@cyber-times.com Editor: info@cyber-times.com Opinions / Letters: editorial@cyber-times.com Calendar Listings: www.cyber-times.com Graphics Dept: graphics@cyber-times.com Billing Inquiries: cathe@cyber-times.com Classified Sales: assistant@cyber-times.com Production: production@cyber-times.com

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as an exhibition coordinator and where I deepened my knowledge of 20th century art. I continued to work there while I completed my MFA in Photography at SUNY Buffalo. I divide my time equally between my artstudio and teaching, I would say they “inform” each other. I feel that teaching is as creative as creating art. They both energize my creativity in different ways. I love sharing my passion for art with my students and their work always inspires me. Teaching also gets me out of my studio and into the world. Then I feel the need to retreat once again into my studio space. ••• Mary Hopf: Water media expressing figures & scenes was born in Seattle and graduated from Washington State University with a Bachelor of Arts in Interior Design. The extensive study of art history was fascinating, as was the history of architecture and the role our physical environment plays in everyday life. The paints weren’t touched again until retirement! Years of experience designing commercial work environments evolved to an interest in helping people ‘see’ the potential in their living spaces. Soon I had created a niche in the Remodeling Design business and had won awards with kitchens, baths, room additions, and whole house remodels.

Claire Lerner

“Local Measures” from pg 1

easure N for the Unincorporated areas of the County of Santa Cruz – If approved: Authorizes an additional One and One-Half Percent (1½%) County Transient Occupancy Tax Rate to a total tax rate of 11%. The Transient Occupancy Tax (TOT) is applied to the rent charged at hotels, inns, tourist homes or houses, motels and private campgrounds located in the unincorporated area of Santa Cruz County (“the County”),

6 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

The transient occupancy tax in the unincorporated area of the County generated an annual average of $4.0 million since 2005 for the County general fund.

for stays up to 30 days. Proceeds of the TOT at the new rate will be deposited into the County’s general fund, which is available for general governmental purposes as directed by the County Board of Supervisors; it is not designated for specific programs or purposes.

Mary Hopf

Discovering watercolor and the passion of inspiration at this point in my life is exciting. Though foreign travel has expanded my world in the past, now living in ‘Paradise,’ I find my day-to-day experience with people opens my eyes and sparks again the need to express my view! Tessa Hope Hasty: Soulscapes (paintings) was born into an arts and crafts, do-ityourself family here in Santa Cruz. From this foundation, I gravitated towards the visual arts. As a girl, I was drawn to local women artists like Kathleen Abood, Katie Harper, and Laurie Zeszut, who showed me the power and soul of artistic expression. Currently, I gather inspiration from wildlife around my home in Bonny Doon, the beauty of the coastline and small family farm life, and working with a local beekeeper. In addition, the perspective and soulful nourishment I receive while backpacking, hiking, surfing, and traveling feed my creativity, as does my work with

The transient occupancy tax in the unincorporated area of the County generated an annual average of $4.0 million since 2005 for the County general fund. Revenue from the transient occupancy tax is the County’s third largest discretionary tax source (avg. $4 million/yr), following property tax and retail sales tax. If passed, the additional 1½% transient occupancy tax would generate between $525,000 and $725,000 of additional revenues to the County’s general fund. (This measure does not apply to the City of Capitola) n

photographic avenues to take. I hung around the Brooklyn Bridge and below it where the remnants of the Fulton Fish Market still existed. I shot B&W of Lower East Side peddlers, people sleeping on park benches (in those times, they were called bums). I also covered many of the peace marches of the day. Upon graduation, I opened a Tessa Hope Hasty at play studio in LA, and DrawBridge, an art program for at-risk worked on accounts for Doyle, Dane and youth. Bernbach, Foot, Cone, and Belding and Mark Gottlieb: many other advertising agencies. I shot Digital images printed on crinkled metal album covers for the Byrds, and did iving near Manhattan, it was a natural promo work for the Mamas and the starting point, and photojournalism Papas. To shorten the story, I eventually was my intent. I was unaware of other ended up in Palo Alto during much of

“Open Studios” from pg 1

Studios are divided between North and South County (located north and south of the Santa Cruz Yacht Harbor). October 6 & 7 features South County artists, October 13 & 14 features North County Artists, and October 20 & 21 is an Encore Weekend that features select artists in both North and South County. Each day, studios are open from 11am – 5pm. A preview exhibit will open on September 29 and run through October 21 at the Santa Cruz Art League (526 Broadway in Santa Cruz, Wed through Fri 11am – 5pm and Sat & Sun 10am – 5pm.) A public opening reception will be held on Sunday, September 30 from 3 – 6pm. Proceeds from Open Studios support the Cultural Council’s arts and arts education programs. The $20 Open Studios Arts Guide/Calendar available now at outlets throughout the Bay Area, is your admission to the Tour and includes a detailed map that provides directions to each studio. The $4.99 mobile APP, new this year, is a portable version for art lovers to map their own tour; find new artists based on location, medium, and other criteria; and revisit their favorite stops. Visit www.openstudiosarttour.org for more information and a list of where the Guide/Calendar is sold. The Open Studios Art Tour in its 27th year, features more than 300 of Santa Cruz County’s premier visual artists open their studios to the public throughout Santa

Cruz County, from the redwoods to the sea. South County October 6 & 7 – North County October 13 & 14 – Encore weekend October 20 & 21 n ••• How The Open Studios Art Tour Works: he $20 Artist Guide/15-Month Calendar serves as admission and tour guide for all three weekends of the event. The $4.99 OS App serves the same purpose in a mobile format. Calendar sales benefit the Cultural Council’s arts and arts education programs and can be purchased at 40 locations in Santa Cruz, Santa Clara, San Mateo, Monterey counties (see enclosure for full listing), and via the Council’s website www.ccscc.org. Get the Guide/Calendar or App, plan your adventure, and go! Get the OS App on iTunes or Google Play for $4.99 “Sneak Peek” – Open Studios Art Tour album featuring a calendar image from each artist, can be viewed on our Facebook page The Cultural Council will hold a drawing in November for one winner who will be randomly drawn from Visitors’ Survey respondents to win $200 in OS Bucks, which can be used like cash with any Open Studios artist. For more than 33 years, the Cultural Council of Santa Cruz County has been leading and advancing the arts by providing funding, advocacy, and support to artists and arts organizations. Visit our website: www.ccscc.org.

CoverStory

Mark Gottlieb • Photo Credit: Mario Pancato

Silicon Valley’s golden time. I shot hightech subjects for HP, Apple, IBM, National Semiconductor, and many more. I had a drive-in studio, and had lunches catered. I shot cars and ballerinas, but I was trying to please my clients, which wasn’t always in line with what I might do for myself. The big changes in photography: no more film, Polaroid, or processing etc. changed everything. Kodak went bank-

rupt, Photoshop became obligatory, and everyone could take a sharp well-exposed image. When I started doing art just for me, everything changed, and I once more felt like a creative artist. Digital photography has leveled the playing field. One must have something to say and something different in order to compete. After more than forty years in the business of photography, I am expressing my own voice, full time, for the first time. n

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 7

SportsWrap

Stanford Shows That Winning is Not Just Luck By Chuck Walker

PALO ALTO — After squeaking out a win against San Jose State 20-17 and then crushing the Duke Blue Devils with a stunning 50-13 blowout, you would think everyone would be expecting nothing less than a win, when Stanford played USC. But this was USC. As in, “#2 in the nation USC; home of the very likely Heisman Trophy candidate, quarterback, Matt Barkley.” All the radio sports experts had their doubts. They rattled off their reasons and stats to back them up — USC’s Barkley had 38 starts, Stanford’s quarterback, Josh Nunes, a mere two this one being his 3rd. Very few predicted a win for The Cardinal, even though they wanted one. Even the pre-game marching band performance was foreboding. While Stanford’s marching band is known for its irreverence and unconventional performances, it looked like a puppy wandering into rush hour traffic when the renowned USC marching band took the field. The impeccable band faced the Stanford fans and marched forward only to stop midfield, sticking a Trojan sword into the center of the Stanford crest, and then the drum major yelling as he thrust his arms out to

his side, as if leading a charge. It was relentless. They marched forward in perfect precision with their gleaming uniforms and starlet-looking cheerleaders. It was an in-your-face performance and the game hadn’t even started yet. Okay, that was it. They had defiled sacred ground, it was time for a proverbial butt-kicking. The enraged and booing Stanford fans were just the musical prelude. But Stanford wasn’t there for revenge, USC was. After losing the last three meetings, three years in a row, USC wanted to stop the rumors that Stanford has their number. It’s Luck, they said. It’s all Luck – and he is no more! Make no mistake, it was a tough game for both sides. But The Cardinal steadily

crushed USC’s offense for a stunning and well-executed 21-14 win. Even though the Trojans drew first blood with 50 yards in just four plays resulting in a touchdown, Stanford returned the favor with six plays and 82 yards for their first touchdown. Going into halftime the Trojans scored another touchdown for a 14 to 7 lead. The second half was dominated by Stanford’s rushing and defense. The performances of Cardinal senior running back Stepfan Taylor and senior defensive end, Ben Gardner caused them to be named Pac-12 Offensive and Defensive Players of the Week. USC’s total rushing for the game was held to only 26 yards while Stanford’s rushing total was 202 yards. It’s no wonder that Taylor and Gardner earned the honors.

The Cardinal defense was so strong, they held the Trojans scoreless for the final 41 minutes of the game. In fact, they shut down the USC running game completely making the Trojans a one-dimensional passing team. But Stanford’s defense was relentless and continued to pressure and sack Barkley, the Trojan’s quarterback. This situation became painfully evident with USC’s final possession. Late in the game it was 4th down for USC with 39 yards to go for a 1st down. As one fan put it, “You know it’s over when you have to throw a Hail Mary pass for a 1st down.” The win was a big boost for Stanford as its ranking improved from 21st to 8th place, while USC fell to a humbling 9th place, from their lofty 2nd place spot. n

Mid-County High School Sports Roundup Football

Harbor Season Record (0-2) Mills 33 – Harbor 13 Harbor Stats: 17 First Downs, Rushing yds 32-155, Passing yds 116, Comp-AttInt 10-32-0, Fumbles-Lost 1-0, Penaltiesyds 10-85 Harbor Scoring: Garrett Fonseca 16 yd run (Cesar Guerrero kick) 8:51 1st Q; Cody Sullivan 31 yd pass from Milo Small (Pass Failed) :30 4th Q

Soquel Season record (2-1) Seaside 32 – Soquel 19 Soquel Stats: 18 First Downs, Rushing yds 41-76, Passing yds 206, Comp-Att-Int 17-29-0, Fumbles-Lost 3-0, Penalties-yds 6-51 Soquel Scoring: Fabiano Hale 22 yd run (Tanner Mihelic) 8:56 1st Q; Hale 1 yd run (Mihelic) 2:28 1st Q; Safety David Salinas sack, 8:52 2nd Q; Mihelic 30 yd FG 5:45 4th Q

8 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

Girls Golf

Aptos 195 – Harbor 219 Co-Medalist: Ellie Laustalot 34 (H) Harbor Scoring: Alisa Jin 39, Amber Brieno 40, Mariah Lambert 51, Gen Amaret 55

Girls Tennis

Harbor Season Record: (1-4, SCCAL 0-2) Soquel Season Record: (SCCAL 1-1) Soquel 6 – Harbor 1 Singles: (1) Lillie Vogt (Soq) def.

Savahna DeLeon 6-4, 6-3; (2) Jenny Servin (Soq) def. Rachel Handley 7-6, 4-6, 1-0; (3) Caitlin Buse (Soq) def. Sarah Smith 6-2, 6-0; (4) Andrea Totten (Soq) def. Phoebe Diott 6-1, 6-0 Doubles: (1) Doubles Cassidy Meehan & Melissa Thomas (H) def. Tori Maushardt & Sami Weisser 7-5, 6-3; (2) Grace Harrison & Margerita Servin (Soq) “Scoreboard” > 11

CommunityNews

Capitola Council Election

Two Council positions are up for election with only three candidates running

sually by this time the candidates for city council - Jacques Bertrand, Ed Bottorff and Dennis Norton have become familiar campaign figures and the issues defined. Not so this year. Whether the national election has sucked all the political air out of local races or the issues are so mundane that there is little to talk about is uncertain. Reading the three candidate’s ballot statements one sees that the primary issues addressed seem to be preserving Capitola and city finances. Times Publishing, as publishers of the Capitola Soquel Times, decided long ago that our task is to inform the voters of the candidates’ positions on current issues rather than publishing endorsements for a particular candidate. We asked them to answer the following questions in no more that 150 words for each (450 words total) to publish their responses in the October issue of the Capitola Soquel Times. 1.) If measure O (Capitola 1/4 percent sales tax) does not pass, what would you recommend to fill the income gap for the city? Jacque Bertrand — The residents of Capitola are going to pass this sales tax measure; they see the benefits of maintained streets, attractive parks and recreation services that meet the needs of all, we benefit from a police force that is committed to community policing and we have a committed city staff that daily Jacque Bertrand responds to the service requirements of its residents. What would we cut? As a former school board member in SLV, I have seen the devastation that cuts make on programs and services that work; Measure O is for us, for our community and to support it is to reaffirm the reason why we live in Capitola. Ed Bottorff — Measure “O” is projected to generate approximately $900,000 of revenue for Capitola each year. It would be unfortunate if it fails when you consider that $630,000 of that amount would be collected from non-residents of Capitola. Appropriately speaking, Measure “O” was not intended to fill an income gap. It will be additional revenue for the general fund. I would recommend that it be used to replenish the reserve account, pay off the Pacific Cove relocation loans, and repair our roads.

To generate that much money in the same time period is an extremely difficult task. The Target store is estimated to contribute approximately $300,000 of tax revenue. Converting Lower Pacific Cove mobile home Park into a temporary parking lot, complete with Pay Stations and approving a small fee increase will allow the City to generate $138,000. These two new sources of revenue should be utilized to help balance our budget. Dennis Norton — First, I am confident that the Citizens of Capitola will pass this measure. All services provided by the City will be under consideration. This will include Road repair and maintenance, Community Group Funding, Village and Beach Maintenance, Capitola Adult Education Programs, Policing, and all nonessential services provided by the City. 2.) How would you have the city pay for the construction of a parking structure behind city hall? Ed Bottorff — The parking Structure behind City Hall will cost approximately $13,000,000. Available grants (CDBG & EDA) will most likely pay for $3,000,000. A bond of $10,000,000 with an annual payment of $560,000 will be created. Participation by a village hotel to pay for 50-100 spaces could reduce that amount by Ed Bottorff $1-2 million or $56,000-$112,000 per year. The Lower Pacific Cove parking lot with Pay Stations and an increased fee will generate $138,000. Pay Stations and an increased fee In Upper Pacific Cove add $65,000. Pay Stations for 42 new spaces in the Cherry Street area would generate $75,000. Pay Stations on Cliff Drive add $10,000. City dedicated parking meter funds add $100,000 annually. With no Hotel participation, we are short $172,000 annually. With Hotel participation, we are short $60,000 annually. The completion and trial period of the temporary parking lot in Lower Pacific Cove will determine the future of the structure. Dennis Norton — There are a number of funding possibilities that the City could use. Parking fees from a new hotel at the Old Capitola theater site, Property improvements that do not include required parking in the Village, A parking District in

the Village, increased revenue from parking meter fees, bank loan, or possibly a partnership with the private sector, or possibly a combination of all these. Jacque Bertrand — I support the construction of a parking structure. This project will benefit the whole city, local businesses and our visitors. Some will benefit more than others. This reality would guide my approach to push for an equitable distribution of cost share. 3.) What would you recommend the city do with the Rispin Mansion Property?

Dennis Norton — First of all, the cyclone fence needs to be removed. The Rispin should stay as community open space, parkland. The building is cocooned as is now safe as it is. Public passive use as walking paths, picnic area, light

Dennis Norton

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www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 9

CommunityNews

29th Annual Oktoberfest Set for October 7

Family-friendly event raises funds for local hospice programs

SCOTTS VALLEY — Friends of Hospice The Silent Auctions run from noon (FOH) presents its 29th Annual until 3 p.m. The Live Auction begins at 3:30 Oktoberfest, a benefit for Hospice of Santa p.m. The cash drawing takes place after Cruz County (HSCC). Come and join the 3:30 p.m., and one need not be present to fun while supporting a worthy cause on win. A traditional Oktoberfest lunch is Sunday, October 7 from 12 noon to 4 p.m. available for purchase from 12 to 2:30 p.m. Admission is free. at the Santa Cruz Elks Lodge. All proceeds support programs of There’s something for everyone at Oktoberfest: food, music, a variety of auc- Hospice of Santa Cruz County, the countions and other items for sale, and a draw- ty’s only non-profit hospice service. HSCC has been serving the ing for cash prizes. Silent and community for over 30 live auctions include vacaAll proceeds tions and weekend get- support programs of years. It provides compassionate medical, emotional aways to San Francisco, Hospice of Santa and spiritual care to patients Hawaii, Lake Tahoe and Cruz County, the and families, as well as grief Mexico; fine wines from local county’s only counseling for family memwineries; original artwork by non-profit hospice bers, caregivers and comlocal artisans; tickets to service. HSCC has munity members who expesports events and area been serving the rience the loss of a loved shows; and gift certificates to community for one. the area’s best restaurants, over 30 years. Although HSCC stores and beauty salons. receives funding from Search for gently used treasures, including vintage and repur- Medicare and most private insurances to posed items, in the always-popular Cash & cover the cost of its core programs, the Carry section, which will also include a organization relies on foundation and special array of holiday items. There is also community support to provide the $1 a large garden selection of flowering plants million required each year to cover the and ornamentals. This is a wonderful costs of grief support services for chilopportunity to shop for gifts for birthdays, dren and adults, along with hospice care for uninsured patients, end-of-life educaanniversaries and the holidays.

tion, and the We Honor Veterans program. n ••• Friends of Hospice of Santa Cruz County is an all-volunteer group that has served the community since 1984. Each year, FOH rais-

“Monte” from pg 5

Monte explained, “Students only need to sell the tickets and the Monte Foundation does the rest. We put on this event and everyone else shows up and has a great time. We focus on the kids, the schools and our community with the purpose of financially supporting our kids’ education both in and out of the classroom. “Our public, charter and private schools, and our students need our financial help now more than ever. The success of this fundraiser depends on the schools, the parents and most of all, the students themselves selling tickets to the Fireworks Extravaganza.” The Monte Foundation has distributed about four million dollars to schools and youth activities since its inception. And now they have added a scholarship component for individuals to its good works. Monte said, “The success of Monte Foundation Extravaganza is in bringing people together as a community every year

to support its youth. We are happy to help the community by helping schools and providing individual scholarships for students. The sky is the limit and no dream is too big.”

10 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

Community Support he Monte Foundation Officers and Board is the engine behind the Foundation’s many good works and the Annual Fireworks Extravaganza.

es approximately $125,000. To date, the Friends have raised more than $2 million to ensure that the services of Hospice of Santa Cruz County are available to all county residents. All community members are welcome to join FOH. 2012 sponsors include: Deluxe Foods of Aptos • The Holcomb Corp. • Elyxir Distributing • Arrow Citrus • McSherry & Hudson • Support Your State Parks • Marra Bros Distributing • RPM Mortgage • Tony’s Fine Foods • Times Publishing - Aptos Times-Capitola Soquel Times – Scotts Valley Times • Mapleton Communications • Clover Dairy • Couch Distributing • KSBW • Area Distributors • KDON • Rock Island • Santa Cruz Weekly • Santa Cruz Sentinel • Seacliff Best Western • The Beach 101.7 • Santa Cruz County Bank • Unfi • Odwalla • Sunridge Farms • KTOM 92.7 • Earl’s Organic Produce • Zambelli’s Fireworks • Music now • Pac com • C&N Tractors • The Van Zantes Photography • First Alarm • Got.net • Creative Gal The Monte Foundation Fireworks Extravaganza at Seacliff State Beach, Friday October 7, 5 to 10 p.m. Free parking and free shuttle from Cabrillo College. $10 for admission and raffle. Children 5 and under Free! Fantastic Fireworks Extravaganza 9:15 p.m. n

CommunityNews

The Little Chorus That Could

ooking back on a $68,400 impact on music in Santa Cruz County, the Gold Standard Barbershop Chorus of Santa Cruz celebrates its 23rd birthday on Sept. 25. That’s 23 years of great-fun weekly rehearsals, delivering Valengrams in February, putting on an annual cabaret show in June, mounting SING FOR YOUR LIFE, a youth outreach show, in November, singing carols in hospitals Valengram at Times Publishing and retirement homes in December, and sending quartets into the Preservation and Encouragement of county’s high schools each year to demon- Barbershop Quartet Singing in America strate barbershop music, one of America’s (SPEBSQSA). Gold Standard Chorus’s program of indigenous music forms. In the autumn of 1989, Carol Hulla, visiting schools led to inviting Aptos High Ken Brosius and Sam Gonzales met to dis- School to perform on a chapter show in cuss the formation of a new barbershop 2003. That show was the launch of Sing for chorus. They were able to bring in a few Your Life, an annual fundraiser for vocal members of the defunct Surf City (barber- music in the county’s high schools. In the shop) Chorus. The first rehearsal was held last nine years, the show has distributed in Scotts Valley within weeks after the San $58,000 to music teachers. This coming Andreas Earthquake. Soon they had November, ten high schools are expected enough members to become a chapter of to perform in the 10th annual SFYL at the the international Barbershop Harmony “Little Chorus” > 14 Society, officially the Society for the “Scoreboard” from pg 8

def. Caitsey Lackey & Michaela Burr 6-2, 6-2; Skye Sabin & Mandy Gonzalez (Soq) def. Erin Gudger & Michelle Chambers 62, 6-0 St Francis 6 – Harbor 1 Harbor Scoring: Doubles Cassidy Meehan & Melissa Thomas (H) def. Amber Martinez & Jane Salady 7-5, 7-5 Aptos 5 – Soquel Doubles: Grace Harrison & Margerita Servin (Soq) def. Jamie Ferrel & Lizzy Hahn 4-6, 7-5, 1-0; Skye Sabin & Mandy Gonzalez (Soq) def. Ella Arheich & Maddy Miller 7-6, 3-6, 1-0

Girls Volleyball

Soquel Season Record: (9-5, SCCAL 4-0) Soquel def. St. Francis (25-14, 25-10, 25-17) Soquel Scoring: Julia David 9 kills; Madison Rocha 9 kills; Ali Walters 40 assists; Kiana Streeter 4 aces, 11 digs Soquel def. Scotts Valley (25-17, 25-16, 25-17) Soquel Scoring: Madison Rocha 8 kills; Faith Apolskis 5 kills; Julia David 4 kills; Sarah Savoca 4 blocks; Ali Walters 5 aces,

25 assists; Cassidy Donaldson 12 digs; Kiana Streeter 11 digs Harbor def. Santa Cruz (25-14, 25-17, 25-16) Harbor Scoring: Kelsey Shaver 13 kills. 9 digs; Morgan Matias 7 kills; Addison Fonseca 3 aces, 4 digs; Grace Thompson 5 aces, 3 digs, 38 assists

Boys Water Polo

Soquel Season Record (5-1, MBL 4-0) Soquel 18 – Monterey 10 Soquel Scoring: Max Somple 5 goals, 5 steals, 1 assist; Jack Pickard 5 goals, 1 steal, 3 assists; Ivan Silva 5 goals, 2 steals, 2 assists

Girls Water Polo

Harbor Season Record: Harbor (MBL 1 - 4) Soquel Season Record: (MBL 6-0) Scotts Valley 10 – Harbor 4 Harbor Scoring: Gabby McClelland 3 goals, 2 steals; Jade Lau 1 goal, 2 steals; Goaltender: Rachel Reinsma 11 saves, 1 steal. Soquel 13 – Catalina 7 Soquel Scoring: Michaella Parelius 6 goals; Jillian Tarr 4 goals; Liliana KingAdas 2 goals, 8 steals; Taylor Thorson 1 goal; Marissa Azua 9 saves n

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 11

CommunityNews

Business of Art Seminar Series

‘From Passion to Profitability’ — Simple Bookkeeping for Artists

egistration is now open for Business of Art Seminar Series – From Passion to Profitability, seminars created to help artists start, manage, and grow their businesses. The second seminar in the series,

Simple & Easy Bookkeeping for Artists, takes place Sept. 29 and will break bookkeeping down into simple record keeping methods to help artists

manage their accounts and make tax time easier. A brief overview of Quickbooks will also be presented. Dale Mitchell, who specializes in Bookkeeping and Quickbooks and has spent over 25 years helping small business owners to become and stay profitable, will lead the seminar. Artists have a lot to say about the impact the Business of Arts series is having on their work. “When I got into art as a business years ago, the last thing I thought about was the business requirements. The “Business of Art” seminar series confirmed for me the things I needed to learn to be in business. The instructors are out working in the field, and the guidance is invaluable. Art businesses are in their own category, and what you will learn is the practice of running a successful art business.” —Christopher Johnson, owner of Chris Johnson Glass, Fine Art and Sculpture Register for the series and learn more through the Cabrillo College Extension website. n ••• he Business of Art seminar series is presented in collaboration by the Cultural Council of Santa Cruz County, Cabrillo College’s Division of Visual and Performing Arts (VAPA),

Cabrillo Extension, the Small Business Development Center, and the Business & Entrepreneurship Center. When: Saturday, September 29, 2012 from 10am - 12pm Where: Cabrillo College, VAPA Lecture Hall, Room 1001 Cost: $30. Seating is limited. Advanced registration is strongly recommended. For more information, please contact Jim Brown, Grant & Technical Assistance Manager at: grants@ccscc.org or 831.475.9600 x16 For more than 33 years, the Cultural Council of Santa Cruz County has led and advanced the arts by providing funding, advocacy and support to artists and arts organizations. For more information: www.ccscc.org.

“Council Seats” from pg 9

Capitola is the perfect community for this effort. Ed Bottorff — The Rispin Property is a tremendous asset to Capitola. Although it’s been a significant financial drain to the city, the building is rich with history. Numerous regulations and restrictions attached to the property prevent a myriad of uses from being considered. It’s probably best suited as open space, a park, or possibly a venue for weddings and small concerts. Some wish to open the property immediately to the Citizens of Capitola. To be prudent and reduce our liability, we should complete the ADA requirements and necessary safety improvements to insure safe passage through the park. This property has become an attractive nuisance. Undesirables of all types congregate in the park. Increased pedestrian traffic through the park by citizens of Capitola will drive that element away. Let’s finish fixing the park, seek out entrepreneurial businesses to consider leasing it and make it a revenue-generating asset we can be proud of. n

12 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

recreation, should be encouraged. Uses such as botchy ball, evening movies, acoustic music concerts, art shows should be explored. Restoration of the pond, water tower and historic outside elements should be undertaken with a partnership with the Private Sector, City and Community. Jacque Bertrand — As I knock on doors around the city, I ask some what they would think about a community effort to make a park ourselves. Believe me, I am not surprised to hear people tell me that this idea makes sense. We have spent too much money on studies, lawsuits and missed opportunities; let the citizens take charge and do it ourselves. The Jade Street Community Center was such an effort. This kind of effort is deep in my soul, it reverberates, because since my twenties I have organized starting in San Francisco and where ever I have lived. I have seen what people can do when a community comes together and

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 13

“Little Chorus” from pg 11

Civic Auditorium. With money raised during raffles at SFYL and the chorus’s annual cabaret show, the Ken Brosius Memorial Scholarship has provided $6,500 to 10 graduating seniors for their college studies of music since 2007. When chorus member Caralyn Steinberg passed away in 2009, her family established a fund to help music teachers with projects not covered in their schools’ budgets. In the last two years, $3,900 has been distributed to seven high schools. Add it up — a $68,400 impact on music in our community by a chorus of 25 singers. Gold Standard was selected Chapter

of the Year by the Far Western District (2007). In 2011, the Society ranked Gold Standard number 1 among 50 small chapters nationwide, and number 31 among all 333 chapters, regardless of size, in its Chapter Achievement Survey. Looking forward to its 24th year, chorus director Jordan Johnson said, “We aim to be the most supportive, beginner-friendly group around, and expect continued musical growth, as a group and individually” Chorus president Nick Roberto, a student at Cabrillo, and possibly the youngest chapter president in the Society, added, “I hope we can get some new members this year to continue singing those barbershop chords we all know and love!” n ••• Join in the fun: www.scbarbershop.org.

Gold Standard Barbershop Chorus

14 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

16 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

CommunityNews

Santa Cruz County Symphony Auditions New Maestros

Five Great Talents — One Exceptional Season: Help decide which one will become the Symphony’s next Maestro

he Santa Cruz County Symphony’s watershed 2012-2013 Season begins on September 29 & 30 with the introduction of the first of five guest conductors, Dr. Robert Tomaro, who recently recorded a CD with the London Symphony Orchestra. He leads the Symphony in per- Dr. Robert Tomaro formances of Brahms’ First Symphony and Mozart’s 22nd Piano Concerto, featuring pianist Neil Rutman. Opening Concert: Viennese Dreams Brahms: Symphony No. 1 Nicolai: Overture to The Merry Wives of Windsor Mozart: Piano Concerto No. 22 Dr. Robert Tomaro, conductor Neil Rutman, piano Saturday, September 29, - 8 pm Pre-Concert Talk - 7 pm Santa Cruz Civic Auditorium 307 Church Street, Santa Cruz Sunday, September 30, 2012 - 2 pm Pre-Concert Talk - 1 pm Henry J. Mello Center for the Performing Arts E. Beach and Lincoln Streets, Watsonville •••

18 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

New Season Opens September 29

ummer is ending and a new season has arrived with the Santa Cruz County Symphony! However, this season will be unlike any the Symphony has performed in a generation. Each of our five concerts programs will have a talented guest conductor, and we are counting on you to help us decide which one will become the Symphony’s next Maestro as we grow into the future. We are excited to present to you the first guest conductor, Dr. Robert Tomaro, at our opening concerts on Saturday, September 29, 8 pm at the Santa Cruz Civic Auditorium and Sunday, September 30 at Watsonville’s Mello Center for the Performing Arts. We hope that you can join us and complete a survey at the concert or on our website after the concert. Your vote is crucial to determining the orchestra’s artistic future. Dr. Tomaro, the Music Director of the Beloit Janesville Symphony, has worked with orchestras around the world, including the London Symphony Orchestra with whom he recently recorded a CD. He also conducted the recording of the Emmy Award winning score for the Los Angeles Marathon. Dr. Tomaro is an accomplished conductor, composer and musical journalist. “Symphony” > 30

FeaturedColumnist

Getting wet is just the first step O By Camille Smith

ur vacation to the east coast this summer was “wet & wild.” We got soaked on the Maid of the Mist at Niagara Falls, drenched in a storm while sailing on Chesapeake Bay and drank our fill of river water as we shot rapids in a jet boat. In each adventure, we felt safe from any real danger. Life jackets, slickers and safety precautions were abundant. Sure, the possibility of a mishap was there, but so remote that we dismissed it and enjoyed being ‘on the edge’ – even when it was my brother at the helm on the Bay. Pushing the envelope to go beyond our comfort zone is how we grow. Dealing with new circumstances and situations builds and extends our capacity to respond. Push too far, too soon and the

1. 2. 3. 4.

development can take several steps back. Push too little and no real progress is achieved. Creating an environment where people willingly pull themselves forth is ideal. This environment includes a tolerance for mistakes, a willingness to provide support, understanding that it’s OK to be a little nervous when someone steps up and an encouragement of people’s innate commitment to contribute. Let’s look at two extremes of pushing the development envelope: jet boat vs. slipn-slide. Being exhilarated by being “on the edge” wasn’t how the 6-year old boy on our jet boat felt. While he passed the age and weight requirement and had his mom on one side and his aunt on the other, when the water came over the bow and submerged us all for several seconds, it Tell them why you want them to was too much for him. do the job. Enroll them in your He didn’t cry or shout, me off.” He view of them and in the oppor- “Let tucked himself under tunity of them stepping up. his mom’s arm and kept his head down Be clear what success looks like. for the rest of the Ask them what they need to 45-minute ride. Wisely, his succeed. Provide it or offer mom didn’t say, alternatives. “Isn’t this fun, Check in frequently until they honey? Aren’t you having a are established in the role. good time?” She could see that what started out as an exciting time had turned into a grityour-teethuntil-it’s-over

time for her son. Other than hold him tight to her and block as much of incoming water as possible, there wasn’t much his mom could do. Keep in mind he wasn’t in any physical danger from our adult perspective. But it isn’t our perspective that matters regarding his experience of the ride. It’s his. Fortunately, kids are resilient. Next scene: Back yard in Bethesda; Four cousins, two 3-yearolds, two 7-year-olds, playing on a slip-nslide. The two older kids bounded down the sheet with abandon – on their bellies, on their knees, on their backsides. The two 3year-olds watch, but didn’t get in line for their turn down the slippery yellow plastic. Words of encouragement flowed from

parents and grandparents to the 3 year olds. “You can do it. Try it! You’re a big boy! Do it like your big sister!” No change; the youngsters still held back. What did make a difference was when two adults offered a hand on either side of the slide for them to grab for support. Remember the lessons of the jet boat versus the slip-n-slide when you are asking someone to take on the adventure of a new accountability. 1. Tell them why you want them to do the job. Enroll them in your view of them and in the opportunity of them stepping up. 2. Be clear what success looks like. 3. Ask them what they need to succeed. Provide it or offer alternatives. 4. Check in frequently until they are established in the role. Most of all, remind them that with every new accountability comes a sign: Slippery when wet. There will be slips. It’s getting up after them that matters. n

W HEN

TIMES ARE UNCERTAIN , DO YOU : 1. Feel out of control? 2. Stop communicating effectively? 3. Get crankier than usual?

If you answered “Yes” to any of these and you’re ready to get a grip and learn how to say “No” to these same questions, here’s a special offer:

Take an online assessment and receive coaching from Camille Go to www.wipcoaching.com/assessment, enter promocode: TPG to receive a $175 discount…and get a grip. Questions? Call Camille, 831-685-1480 www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 19

CommunityNews

Championing Arts Education in Public Schools

Cultural Council of Santa Cruz County and California Alliance for Arts Education launch Local Advocacy Network

o ensure that the future of intelligent, creative thought would be intact for generations to come, the Cultural Council of Santa Cruz County is igniting support for arts education in schools through a Local Advocacy Network (LAN). “What if every song you will hear had already been written? Every film, already shot? Every invention, created? And every leader, already born? What would be left for the next generation? The goal of the LAN is to make sure that children learn critical thinking, communication, collaboration, and creativity so that they can live to their full potential.” – Sarah Brothers, Arts Education Coordinator at the Cultural Council. Due to budget cuts, many school districts have moved to eliminate or drastically limit teaching visual and performing arts. For this reason, the California Alliance for Arts Education (CAAE) has begun to build a statewide network of local advocacy coalitions. These local alliances proactively respond to local and statewide arts education issues. At a local level, the Cultural Council will launch the LAN on September 20, which will initially begin as a gathering of parents, teachers, business leaders, arts organizations and elected officials to build support for arts education as an essential

20 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

component of a quality education. Neil Coonerty, Michael Watkins, and Ann Morhauser are co-hosting the event, and Mary McLaughlin, Arts Coordinator for the Santa Cruz County Office of Education, will present a report on the status of arts education in the county. Although the Cultural Council effectively brings arts education to 10,000 students each year, there are still many children and youth in our community who do not receive a well-balanced education that includes arts instruction. According to the CAAE, only 11% of public schools in California are meeting state goals for arts instruction. “In Santa Cruz, so many of us recognize the importance of including the arts in a well-rounded education. By forming this Local Advocacy Network, we add our voice to the rising chorus around the state to make sure that our message is clearly heard by school boards and legislators throughout California.” — Sonia Deetz, Arts Education Manager at the Cultural Council. n ••• If you are interested in becoming involved in this cause, please contact Sarah Brothers, Arts Education Coordinator, at sarah@ccscc.org or (831) 475-9600 x18. Visit the Cultural Council of Santa Cruz County website: www.ccscc.org.

CommunityNews

Coastal Cleanup Day Once Again a Success

Volunteer Cleanup Reveals the Beauty of California’s Beaches and Shorelines for the 28th Time

alifornians have turned out by the tens of thousands to lend their hands in support of clean beaches and inland waterways, scouring shorelines and inland locations, picking up trash and debris at over 850 sites in 55 of California’s 58 counties, gathering hundreds of tons of trash over a three-hour period. These volunteers took part in the California Coastal Commission’s 28th Annual California Coastal Cleanup Day, the state’s largest volunteer event. Beach, inland waterway, and community cleanups took place up and down the California coast, from Mexico to the Oregon border, around San Francisco Bay, and at sites as far inland as Lake Tahoe. California’s event is part of the International Coastal Cleanup organized by Ocean Conservancy. With 70% of the cleanup sites reporting, the statewide count stands at 57,442 volunteers picking up 534,115 pounds of trash and an additional 105,816 pounds of recyclable materials, for a total of 639,930 pounds or 320 tons. Data from past cleanups tell us that most (between 60-80 percent) of the debris on our beaches and shorelines comes from land-based sources, traveling through storm drains or creeks out to the beaches and ocean. This year, however, coastal volunteers were on the lookout for debris from a new source: items that may have been washed into the Pacific due to the March 2011 tsunami in Japan. Volunteers at many sites carried a new data card, designed by the Coastal Commission with help from the NOAA Marine Debris Program, in order to record potential tsunami debris. “The results will provide us with a baseline against which we can measure future cleanup data from those same locations,” said Eben Schwartz, Marine Debris Program Manager for the California Coastal Commission. “Volunteers collect data during every Coastal Cleanup Day, and this year is no different. However,

with the potential for a significant increase in the amount of ocean-borne debris reaching California, it is important that we monitor the data closely so that we know where to direct our volunteers and resources in the coming months.” As of this release, there have been three reports of potential tsunami debris found at two locations in California. We categorize it as “potential” tsunami debris because it meets certain criteria, but has not been confirmed to come from the tsunami. In addition to tracking down tsunami debris, volunteers picked up a number of “unusual” items during this year’s cleanup (as always!). The Winners of the 2012 Most Unusual Item contest are: Coastal California: A volunteer at Kehoe Beach in Marin County found an old, degraded love letter that was later read aloud at the celebratory BBQ at the Bay Model Visitor Center. Inland California: A volunteer in Redding in Shasta County found a concrete statue of a rabbit. (Whole Foods Market will donate $50 gift certificates to the volunteers who found the unusual items.) The Coastal Commission continued an effort, initiated during the 2010 Coastal Cleanup, to reduce the environmental footprint of the Cleanup. The Commission asked volunteers to bring their own reusable bag or bucket and reusable gloves to the event, rather than using the single-use disposable items that were available at every site. Thanks to this effort, the Commission was able to order 30% fewer trash bags for this year’s event, and early reports indicate

that the popularity of the effort is growing. The latest reports show that 5,222 volunteers brought at least one reusable item from home for use during this year’s Cleanup.

California Coastal Cleanup Day 2012 is supported by the California Coastal Commission, California State Parks Foundation and Ocean Conservancy. This event is made possible by the hard work of hundreds of local non-profits and government agencies throughout the state and tens of thousands of volunteers annually. The event is also supported by the thousands of Californian’s who’ve purchased the Coastal Commission’s Whale Tail License Plate (www.ecoplates.com). n ••• The Coastal Commission, in partnership with coastal cities and counties, plans and regulates the use of land and water along the California coast to maximize public beach access and recreation, provide for priority coastal development, and assure that new development will protect coastal resources including wetlands, wildlife on land and in the sea, water quality, coastal tourism, and scenic vistas. 70% of cleanup sites reported at the time of this article’s release.

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 21

BusinessProfile

By Cynthia Howe

LOU TUOSTO INSURANCE SERVICES

ou Tuosto, owner of Tuosto Insurance Services, has been helping clients with their Insurance issues in the Santa Cruz community for over 36 years, but that hasn’t taken away from his excitement when he’s discussing medical insurance issues for seniors with his clients or the community. “As an Independent Agent, I represent some of the most respected providers in the industry.” Lou shared. “My passion is to educate and consult my clients, many of them seniors, as well as the community on the myriad of issues and choices facing them today.” Open Enrollment runs from October 15 to December 7. Although we may hate doing it, we know it’s time to go over our health insurance options to secure the best insurance plan available and to safeguard for our current and future needs. These

concerns are even more evident for our retiree’s and senior citizens. The good news is we have someone like Lou Tuosto in our community that understands the ins and outs of Medicare, Medigap, Medicare Advantage and other prescription coverage plans. Now is the time to call Lou for a consultation regarding the options available to you. He is invaluable as you work through the minutia of health insurance information and select a plan true to your needs and finances. Lou often finds that his clients have similar concerns at this time of year. If they keep what they have now, what will change? How much will their premiums, deductibles or co-payments change? Also, if their health has changed lately, what sort of changes should they make to best suit their situation? Will they be able to keep

22 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

their current doctor? So many questions, and in an election year to boot. Lou Tuosto began selling insurance after graduating from High School. The somewhat steady income made it possible for him to work while earning his degree, but while earning his degree, he realized that his passion was serving people. He’s been serving others through educating and providing options for his clients regarding their insurance issues for over 35 years, and he hasn’t lost the passion yet. He grew up in the Santa Cruz area, attended College here, married and raised three children here. He and his wife feel blessed in knowing that their grown children, having started lives of their own, also call Santa Cruz “home.” “I love this community. When the kids were growing up, I coached GAL’S softball, basketball, little league and soccer. I

Lou Tuosto

also serve or have served on the Board of Education, Workforce Investment Board, Cabrillo College Citizen Oversight Committee and the Chamber of Commerce Board.” Lou shared. He’s been the voice on the radio, but now has a Community Television program called “Let’s Talk,” with Lou Tuosto on Thursday evenings at 7:30 PM, channel 27. The show has featured a number of guest speakers, including many from the medical field such as doctors, and those representing agencies associated with seniors and their unique issues. While associating with the medical society throughout Santa Cruz has benefited his show, it also benefits his clients. Lou Tuosto has the unique advantage of having a local presence with his clients and the Santa Cruz medical community. He has been invaluable to a number of clients who have contacted him regarding billing issues. After a phone call from Lou, these issues have often been resolved, saving Lou’s clients monies they can scarce afford to lose. Lou knows he can help create the win-win situation important to all concerned. “In Santa Cruz County we have some of the finest doctors and facilities, I believe, in the State of California,” Lou shared. Lou has also helped Veterans by reviewing their VA benefits, employees with their employee health insurance as well as their retirement benefits. It all goes back to his heart’s desire to serve his community and the people who cross his path. Contact Lou Tuosto of Tuosto Insurance Services by calling him at (831) 475-3709. His offices are located at 4701 Soquel Drive, Suite “B” in Old Soquel Village near the corner of Soquel Avenue and Porter Street. n

CommunityNews

California Propositions Proposition 30 Sales and Income Tax Increase If approved: Raises California’s sales tax to 7.5 percent from 7.25 percent, a 3.45 percent increase over current law for four years. Creates three new high-income tax brackets for taxpayers with taxable incomes exceeding $250,000, $300,000, and $500,000 for seven years. Imposes a 10.3 percent tax rate on taxable income over $250,000 but less than $300,000—an increase of 9.71 percent. The 10.3 percent income tax rate is currently for taxpayers with over $1,000,000 in taxable income. Imposes an 11.3 percent tax rate on taxable income over $350,000 but less than $500,000—an increase of 17.7 percent. Imposes a 12.3 percent tax rate on taxable income over $500,000—an increase of 24.39 percent.

Proposition 31 Two-Year State Budget Cycle If approved: Establishes a two-year state budget cycle. Prohibits the California State Legislature from “creating expenditures of more than $25 million unless offsetting revenues or spending cuts are identified.” Permits the Governor of California to cut the budget unilaterally during declared fiscal emergencies if the state legislature fails to act. Requires performance reviews of all state programs. Requires performance goals in state and local budgets. Requires publication of all bills at least three days prior to legislative vote. Gives counties the power to alter state statutes or regulations related to spending unless the state legislature or a state agency vetoes changes within 60 days.

Proposition 32 The “Paycheck Protection” Initiative If approved: Bans both corporate and union contributions to state and local candidates Bans contributions by government contractors to the politicians who control contracts awarded to them Bans automatic deductions by corporations, unions, and government of employees’ wages to be used for politics

Proposition 33 Automobile Insurance Loyalty Discounts If approved: Allows insurers to offer discounts to new customers who can prove they were continuously covered by any licensed auto insurance company over the previous five years. These discounts are known as “persistency discounts” or “loyalty discounts” and under current California law, insurance companies can only offer them to existing customers.

Proposition 34 Repeal the Death Penalty Initiative If approved: Repeals the death penalty and changes sentences of the 725 people currently on death row to “life in prison without the possibility of parole.” The death penalty in California was reinstated via Proposition 7 in 1978 with just 13 inmates having been executed since that year.

If Proposition 36 is approved by voters, approximately 3,000 convicted felons who are currently serving life terms under the Three Strikes law, whose third strike conviction was for a nonviolent crime, will be able to petition the court for a new, reduced, sentence.

Proposition 37 Mandatory Labeling of Genetically Engineered Food If approved: Requires labeling on raw or processed food offered for sale to consumers if the food is made from plants or animals with genetic changes.

Prohibits labeling or advertising such food as “natural.”

Proposition 38 State Income Tax Increase to fund K-12 schools, repay state debt and fund Early Childhood Education Programs If approved: Increases personal income tax rates for twelve years on annual earnings over $7,316 using sliding scale from .4% for lowest individual earners to 2.2% for individuals earning over $2.5 million. “Propositions” > 28

Proposition 35 Ban on Human Trafficking and Sex Slavery If approved: Increases prison terms for human traffickers. Requires convicted sex traffickers to register as sex offenders. Require all registered sex offenders to disclose their Internet accounts. Requires criminal fines from convicted human traffickers to pay for services to help victims. Mandates law enforcement training on human trafficking.

Proposition 36 Changes in the “Three Strikes” Law If approved: Revises the three strikes law to impose life sentence only when the new felony conviction is “serious or violent.” Authorizes re-sentencing for offenders currently serving life sentences if their third strike conviction was not serious or violent and if the judge determines that the re-sentence does not pose unreasonable risk to public safety. Continues to impose a life sentence penalty if the third strike conviction was for “certain non-serious, non-violent sex or drug offenses or involved firearm possession.” Maintains the life sentence penalty for felons with “non-serious, non-violent third strike if prior convictions were for rape, murder, or child molestation.”

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 23

FeaturedColumnist The Book Bag by Robert Francis

The Book Bag by Robert Francis

Washington, D.C. A 3D Keepsake Cityscape

Illustrated by Sarah McMenemy Candlewick Press. $8.99 (Rating-Very Good) his cut-paper novelty book with its concertina-style fold out presents an unusual and informative way to vicariously visit the nation’s capital. Remove the foldout from its protective case and stretch it out and you’ll discover some of the famous landmarks of Washington, D.C. There’s Arlington National Cemetery, the Lincoln and Vietnam Memorials, the White House, Washington Monument and the Smithsonian Castle on one side. On the reverse side of this cleverly designed keepsake is the U.S. Capitol Building, the Supreme Court, the U.S. Botanic Garden, the national Air and Space Museum, The National Gallery of Art, and The National Archives. Each site is accompanied by a short description and two maps show where each of the pictured destinations is located in reference to other attractions. Not only is this a nice way to relive a trip to Washington, D.C., but it also is an ideal way of preparing the family for a future visit. Teachers will find the book an excellent visual aid for showing students what some of the major historical sites of the capitol city look like.

The House That George Built

By Suzanne Slade Illustrated by Rebecca Bond Charlesbridge. $16.95 (Rating: Very Good) his picture book for children six years of age and older takes the reader through the process of how George Washington constructed the White House. From the design contest that Washington held to determine what the structure would look like through

Election year reading for young and old …

selecting a site for the house, breaking ground and constructing the iconic building, this informative book covers the story. James Hoban’s design took first place and once the foundation was hand dug, two kilns were constructed to make the red bricks that would form the building’s walls. To cut the escalating cost, the original idea of a lead roof was changed to slate tiles which, unfortunately, leaked. Washington’s term in office ended before the White House was finished. Unfortunately, the nation’s first president also didn’t live long enough to see John Adams and his wife, Abigail, take up residency in the President’s House. Besides this rudimentary history of the White House, you’ll also find a onepage summary of some of the major changes that have occurred over the years to the building. The White House currently has 132 rooms, 28 fireplaces, three elevators and eight staircases. This is an ideal introduction to one of the nation’s most famous residences and after reading it your youngster hopefully will want to know more and turn to more detailed books on the subject.

Presidential Pets

By Julia Moberg Illustrated by Jeff Albrecht Studios Imagine! Publishing. $14.95 (Rating: Excellent) his picture book features an overview of presidential pets with an accompanying full-page cartoon of each critter. A rhyming verse introduces each set of animals. “Presidential Stats” accompany the verse along with shorts sections that list a few of the president’s accomplishments and important events during his term of office. The “Tell Me More!” section fills in the young reader on some of additional information about the president or the family pets. You’ll learn that when Thomas

24 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

Jefferson’s two bear cubs grew too big for their White House cages, Jefferson sent them to live at a museum. (The Washington Zoo had not been opened yet!) In the exotic pet category, John Quincy Adams had a pet alligator that was kept in the East Room of the White House, Martin Van Buren was gifted two baby tigers by the Sultan of Oman, which Congress demanded he turn over to a zoo, and Calvin Coolidge was quite attached to his raccoon named Rebecca. Actually, Coolidge had over twenty animals, including a lion, hippo, wallaby and bobcat. Since the presidency of Franklin Delano Roosevelt, the pet of choice for most First Families has been a dog. The Kennedys sweetened the pot with a pony (for Carolyn), birds, rabbits and hamsters. The occasional cat slipped into the mix in later presidencies, as did a goldfish or two. A delightful book, the entire family will enjoy honing up on presidential pets and how they did (or didn’t) fit in to the life within the White House.

White House Kids The Perks, Pleasures, Problems and Pratfalls of the Presidents’ Children

By Joe Rhatigan Illustrated by Jay Shin Imagine! Publishing. $14.95 (Rating: Excellent) ot every president raised his family in the White House, but the children who were lucky enough to reside at 1600 Pennsylvania Avenue did dwell in a very special place. Even though there’s lots of space so having one’s own room isn’t an issue and there are some pretty special perks like a bowling alley in the basement, chefs always available and even folks to assist with homework, living in the White House for a child isn’t necessary a cool situation. You are continually in the spotlight, there’s that pesky Secret Service agent

always following you and being on your best behavior is a necessity so you don’t embarrass your dad. Filled with photos and illustrations of the First Families’ children, this fun volume is filled with information and stories about presidential children and grandchildren. You’ll discover where these youngsters went to school, what mischief they sometimes caused, and what happened when the children invited their friends over to the house. The only presidents to not have any child living in the White House were James Polk, Franklin Pierce, James Buchanan, William McKinley and Warren Harding. George Washington, James Madison and Andrew Jackson had no children of their own but they raised their nieces, nephews and wives’ children or grandchildren while serving as president. The first child born in the White House was James Madison Randolph in 1806. He was the son of Thomas Jefferson’s daughter, Martha Jefferson Randolph. The first child of a president under the age of nineteen to live in the White House was Maria Hester Monroe. She was fourteen when her father became president in 1817. Amy Carter loved roller skating, playing with her thirty-nine teddy bears and bowling when she was the First Daughter. Chelsea Clinton’s parents often would fly her friends from Arkansas into Washington for sleepovers. Susan Ford held her class’ senior prom in the East Room of the White House. With first-hand accounts from letters and interviews, humorous anecdotes, and unusual tidbits about the White House and those who once called it home, this is a very entertaining book. There’s even a “And Then What Happened?” section in the book’s appendix that tells a little bit about what happened to the presidential children after their families left the White House. n

FeaturedColumnist

&About

Out

Debbie Reynolds at the Cocoanut Grove ebbie Reynolds, star of stage, screen and television, will be the keynote speaker on Friday, Nov. 16 at a luncheon from 10 a.m. to 3:30 p.m. at the Cocoanut Grove on the Santa Cruz Beach Boardwalk. Miss Reynolds’ career spans over 60 years and she has made more than 30 motion pictures – including her most famous role in “Singin’ in the Rain” with Gene Kelly and Donald O’Connor. This splendid fundraising event for Dominican Hospital will also feature exclusive boutique shopping opportunities and a spectacular silent auction. Saturday, Nov. 17 will feature Hearts of Light Gala – a superb strolling dinner with hosted wine and signature cocktails, dynamic silent and live auctions, and entertainment and dancing. Info: Dominican Hospital Foundation, 462-7712 or email Dominican_donor@ dignityhealth.org. www.supportdominican.org.

Hospice Oktoberfest he annual Friends of Hospice Oktoberfest will take place on Sunday, Oct. 7 at the Elks Lodge in Santa Cruz from noon to 4 p.m. Oktoberfest 2012 will feature live and silent auctions – with an abundance of good things to bid on – as well as great food, beer and wine. All proceeds go to Hospice of Santa Cruz County, a nonprofit organization that provides homecare and support for the terminally ill. Mark your calendars for this free and fun event. Elks Lodge, 150 Jewell St., Santa Cruz. Info: 430-3000.

Delk Bees Honey BBQ cott Delk and his wife Jamie of Delk Bees Honey have now gone into the take-out barbecue business. So now, as well as making his wonderful flavored honey (try the coffee, rosemary, mint, basil, black pepper, and jalapeno flavors – all available at New Leaf Community

Markets) they are cooking up some tasty meat at weekends. I stopped by a couple of weeks ago to pick up my to-go order of ribs, pulled pork and a burger. It was all delicious. Whilst I was waiting, a couple stopped by for burgers to take them into the movies. It certainly makes a change from popcorn! You can find Delk Bees Honey BBQ at 1601 41st Avenue in Capitola in the Fresh Prep Kitchens location next to Baskin Robbins (using Fresh Prep’s kitchen after hours) in the same shopping center as the 41st Avenue cinema. Call 239-4509 or 1-888-776-0679 to place an order. The menu offers quite a variety of food. www.delkbees.com.

By Josie Cowden

I also bought some lovely handmade pottery from Allan Wilks of Santa Cruz. Both these local artists are worth checking out. My friend persuaded me to buy (and I don’t regret it) a decorative strip of metal made by Jason Mernick of Riverside, Calif. I’m sure he’ll be back next year. Another artist impressed me, but in this case, it was talented confectioner Marci Prolo. Prolo

makes this deliciously decadent toffee in Santa Cruz – and somehow I ended up with two packets of it. Info: www.goosesgoodies.com or call 3200524. ••• Josie Cowden is a freelance writer and proofreader. Contact her at ravenone274@comcast.net.

Cartoon Families

Sandabs Closes in Scotts Valley andabs closed up their nifty Camp Evers Lane location restaurant in Scotts Valley very recently. The word is that they are looking for a new location, so stay tuned …

Guitar Store Opens Up in Rancho Del Mar Shopping Center ptos Music & Guitar Company had its grand opening at the beginning of September – complete with a big celebration of live music. Husband and wife team Kathy McCulloch and Frank Male, along with partner Dean Monroe, have a beautiful store with all kinds of acoustic and electric guitars, mandolins, ukuleles, percussion instruments, straps, tuners, clothing and harmonicas. Lessons are available and there’s a practice room next door. Aptos Music & Guitar Company 50 Rancho Del Mar, Aptos, 688-1843.

Capitola Art & Wine Festival had an absolutely fantastic time at the Capitola Art & Wine Festival in September. I bought a beautiful wooden box made of jarrah with ebony trim – perfectly handmade by Bob Hughes of Felton.

ACROSS 1. Fastener 6. Hermey, e.g. 9. Thunderous character 13. One who avoids company 14. ___ Kilmer 15. Southern chicken stew 16. Grossly unconventional 17. One of Bo Peep's flock? 18. Daytime host 19. *Peter or Lois or one of their children 21. Onion-like bulb 23. Blue feeling

24. Better ____ Ezra, band 25. DNA transmitter 28. Alternative for Liz? 30. *Todd or Tina or Timmy 35. Right side of U.S. 37. Seed cover 39. Like yellow polka dot bikini 40. Musical finale 41. Linear particle accelerator, for short 43. Castle material 44. Wrong 46. *Heckle and Jeckle, e.g. 47. Test answer 48. *"Rugrats" character 50. As opposed to a wood 52. Knightly title 53. Affirm solemnly 55. Former Soviet Socialist Republics

6. Two, e.g. 7. "____ & Order" 8. "Pound of _____" 9. Sound of a bell 10. *Hank or Peggy or Bobby 11. Butter substitute 12. Smallest, as in litter 15. Jimmy Carter product 20. Vitruvian Man, e.g. 22. Mad Hatter's accessory 24. "Into ____ ___" 25. Summary 26. Actress Watts 27. Echo sounder 29. Stumble DOWN 1. Dutchman's wooden 31. Catch one's breath 32. Approaches gear 33. Boredom 2. Frown 34. *"Red _____" 3. Opposed to 4. Feudal lord's proper- 36. Homework to a student ty, pl. 5. Modular dwelling 38. Batman's cave, e.g.

57. *Flintstones' neighbors 61. *Surname of family in longest-running American sitcom 65. It can melt 66. Pine juice 68. Lowest part of a ship 69. Rooster to a farmer 70. In the past 71. Another spelling for Layla 72. Low-cal 73. Hitherto 74. *Papa Smurf, e.g.

42. Crocus, pl. 45. Downhill race 49. The day before 51. Jack is this and quick? 54. Test format 56. Pitch 57. Iranian money 58. Tangerine-grapefruit hybrid 59. Cry plaintively 60. A dull person 61. See him run? 62. Skidded 63. Stare amorously 64. Not far 67. *"The Jetsons" were a Space ___ counterpart to "The Flintstones" © Statepoint Media

Answers on

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 25

For more Community Events and Entertainment visit

w w w.t p g on l i ne d ai l y. c om

Announcements

Nar-Anon

hat is co-dependency? What is enabling? What is this insanity? Am I the only one who feels this way? Join Nar-Anon, a world wide fellowship of relatives and friends of addicts who have been affected by someone else's addiction. Three meetings are now being held in Santa Cruz County, on Sundays, Tuesdays, and Fridays. For a meeting near you call (888) 374-1164 or email saveyoursanity@aol.com

Ongoing Events Mondays thru October 29

Food for Life: Weightloss and Disease Prevention

6:00pm-8:00pm, New Leaf Community Markets Community Classroom, 1101 Fair Ave. SC ick-Start your Health for Weight Loss and Disease Prevention," is an 8-class series developed by Dr. Neal Barnard of the Physicians Committee for Responsible Medicine. Discover state-of-the-art nutrition science from Dr. Barnard via video and share Q & A with class instructor Sandi Rechenmacher, NC, HHP. Watch live foodprep demonstrations of delicious plant-based meals and enjoy samplings. Pre-register at fflclasses.org, or call Sandi at 831-325-3811

Second and Fourth Mondays First and Third Wednesdays

Alzheimers Support Groups

Monday: 2:00 - 3:30pm Wednesday: 5:30 – 7:00pm Conference Room at Elena Baskin/Live Oak Senior Center, 1777-A Capitola Rd, Santa Cruz acilitated by Jill Ginghofer, this group is for caregivers and family members of people with Alzheimers.

Tuesdays

Women Care Drop in Cancer Support

rop in Support Group is a gathering for women with all types of cancer. We offer support for women through all stages from diagnoses through treatment. For more information or to register call (831) 457-2273

Drop in Grief Support

6:00pm at Aegis, 125 Heather Terrace, Aptos oin other adults who are grieving the death of a friend or family member. Learn helpful tools for coping: Share stories and receive support from people who care. No registration required, please call (831) 430-3000

Ocean Gate Zen Center

7:00pm. 920 41st Ave. Suite B, Santa Cruz (next to Family Cycling Center) lease join us on Tues. evenings at 7pm for two 30 min. periods of sitting meditation with a 10 min walking meditation in between, followed by tea and discussion. Zazen instruction 6:30pm first Tues. of each month. Morning meditation schedule Tues. & Thurs. 6:45am & Sat. 8:30am followed by "Come As You Are Zen." Visit oceangatezen.org for more info.

First Tuesdays Each Month

Tail Wagging World of Dog Ownership 6:30pm at the Santa Cruz SPCA, 2685

Chanticleer Ave., Santa Cruz (cross street is Soquel Ave.).

First Tuesdays and Third Wednesdays Each month

Orientations to Become Advocates for Children

North County, 5:30-7p.m., first Tuesday of month (for location details contact Danielle at 761-2956 X102) South County, 5:30-7 p.m., third Wednesday of the month at the CASA Office, 813 Freedom Blvd. Watsonville ASA (Court Appointed Special Advocates) of Santa Cruz County needs your help. Volunteer 3-5 hours per week to provide support, guidance, and a powerful voice in court for children who have been removed from their homes because of abuse or neglect. Everyone welcome, men and bilingual folks especially encouraged. To RSVP call 761-2956 Ext. 102, or email Danielle@casaofsantacruz.org

Rooney St. Santa Cruz or more information, visit www.meetup.com/ santacruz-freedom-forum/

Thursdays

Capitola-Aptos Rotary Club Meeting

12-1:30 p.m. at Seascape Golf Course. ontact Doug at 831- 724-9192 or e-mail dnakashima@razzolink.com for more information.

Overeaters Anonymous

1:00-2:00pm, Louden Nelson Community Center, Rm. 5 301 Center St. Santa Cruz For more information, call (831) 429-7906

Surgery Center, 2900 Chanticleer Ave. Sc. A is a 12-step support group for those who wish to stop eating compulsively. All are welcome. Free childcare with advance reservation by 5pm, Fridays. Call (831) 429-7906.

Church Bible Study/Worship

9:45am: Bible Study; 11:00: Worship, First Baptist Church 7565 Sunset Way, Aptos ooking for a church? Come worship with us!

Dated Events

Tuesday September 25 Capitola Soroptomists Meeting

Second Tuesdays Each Month

Free Job Seek Workshop!

Second and Fourth Thursdays Each Month

6:00pm, The Live Oak Family Resource Center, 1740 17th Ave. Santa Cruz ane Weed Pomerantz, founder of Positive Discipline Community Resources, will be the guest speaker. This meeting is free and open to the public.

Cabrillo Host Lions Club

Thursday September 27

6:00pm-7:00pm, Gateway Bible Church, 5000 Granite Creek Rd. Scotts Valley or more information, visit http://hirewire.org

PFLAG

(Parents, Families, and Friends of Lesbians and Gays) 7:00pm-9:00pm, 900 High St. First Congregational Church of Santa Cruz o learn more, call (831) 427-4016 or visit www.pflagscc.org

Wednesdays

Toastmasters: Speak for Success

12:00pm-1:00pm, St. Philip’s Episcopal Church, 5271 Scotts Valley Drive, Scotts Valley. iving a business presentation? Interviewing for a job? Improve your speaking skills in a friendly, supportive environment with Redwood Ramblers Toastmasters. Open to all levels. Drop-ins welcome. For more information, call 831-335-3693.

Lectures on Western Civilization

1:30pm-2:30pm, Monterey Peninsula College xciting lectures will cover fascinating topics such as "The Art of Alchemy," as well as "Lord Byron: Mad, Bad, and Dangerous to Know." Purchase free parking tickets at the college, lectures are free.

Overeaters Anonymous

6:30-7:30pm at Teach by the Beach #50 Rancho Del Mar, Aptos For more information, call (831) 429-7906

First Wednesday Each Month

Child Welfare Review

6:00pm- 9:00pm 1400 Emeline Avenue room 206, Santa Cruz. he orientation is designed to review the child welfare system and to give you a chance to have your question answered by child welfare staff. To register to one of the meetings and for directions, please call 454-4024.

Second and Fourth Wednesdays

Freedom Forum Presents: Constitution Classes

7:00pm, Quaker Friends Meeting House, 225

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Second Thursdays Each Month

Veterans of Foreign Wars

6:30 pm, 2259 7th Ave. Santa Cruz ommander: Ronals Petty. For more information, call (831) 475-9804

7:00pm at the Cabrillo Community Center, Aptos Village Park, 100 Aptos Creek Rd. ublic is invited to all programs. Contact President Jess Allen 831-684-2721 or Past President Barbara Chamberlain at 831-6883356 for meeting/dinner reservations or information or visit www.cabrillohostlions.org.

Third Thursday Each Month

Pacific Speakers Association

7:00pm, Firehouse on Soquel Dr. Aptos peakers helping speakers get gigs. Call (831) 332-8221 for more information.

Fridays

Clutterers Anonymous

5:30-6:45 Sutter Maternity & Surgical Center, 2900 Chanticleer Ave, Soquel Dr. Santa Cruz. ired of Clutter? Stuff piling up? Support is available. CLA meeting every Friday. For more info call 426-1868 FREE

La Selva Beach Women's Club Ice Cream Social

1:00pm, La Selva Beach Clubhouse, 314 Estrella Ave. La Selva Beach his is an open invitation to join the La Selva Women's Club and enjoy some ice cream! Banjos by the Bay will provide live entertainment. Second Vice President, Linda Kanto, will plan the refreshments. Women do not have to be residents of La Selva Beach in order to be members. The club engages in charitable work, community advancement, and sociability. For more information, contact Maxine Lane at (831) 426-8353 or Ruthe Holmoe at (831) 684-0991.

Saturday September 29 Founder's Big Day at Big Basin Redwoods State Park

8:00 -12:00pm at Cabrillo College, Aptos. he Aptos Market, with over 80 vendors, is open year round, with the best selections of fresh fruits and vegetables, plants, seedlings, flowers, local honey, fresh eggs, fresh fish, artisan baked goods and gourmet foods. In addition, family activities, music, cooking demos by professional chefs, gardening workshops, seasonal fairs and events are a part of the market.

9:00am-5:00pm, Big Basin Redwoods State Park oin us as we honor the visionaries, valued workers and visitors that shaped the character of Big Basin over the past 110 years. Revel in the beauty of the majestic old growth redwoods that inspired the movement to Save the Redwoods! Celebrate our wild heritage in California's oldest state park with morning coffee talk, old redwood loop walks, a rustic logging presentation, our famous melodrama, and an old fashioned games for the kids to round out the day! For details, call (831) 338-8883, or visit www.bigbasin.org.

Scotts Valley Farmer’s Market

Barking Lot Party for Animal Shelter

Saturdays

Aptos Certified Farmers Market

9a.m.-1p.m. SV Community Center, 360 Kings Village Drive www.santacruzfarmersmarket.org

Come As You Are Zen

9-10:30 am, Ocean Gate Zendo, 920 41st Ave. Suite B, Santa Cruz (next to Family Cycling Center) ome as you are Zen focuses on Buddhist practices that enhance our daily lives. This will be an informal talk with time for discussion. Free — donations accepted. Visit oceangatezen.org for more info.

Sundays

Over-Eaters Anonymous

9:00am-10:15am, Sutter Maternity and

12:00pm-3:00pm, New Leaf Community Markets, 1101 Fair Ave. SC ome support the Santa Cruz Animal Shelter. With adoptable pets, pet contest, pet photos for a special price by Positive Vista Photography, free pet food samples, and $2 hotdogs for humans. For more information, visit www.newleaf.com.

Tuesday October 2 Teen Advisory Board Meeting

3:30pm-4:30pm, Watsonville Public Library, 2nd Floor Meeting Room f you are a teen in 6th through 12th grades and would like to find a way to participate

in and influence teen services at the Watsonville Public Library, then please join us on Tuesday on the second floor. The Teen Advisory Board will meet for one hour the first Tuesday of the month from October until May. Members will earn community service hours. Applications can be found at the Information Desk at the Freedom Branch Library. For more information, contact Hannah Clement at (831) 768-3400.

Wednesday October 3

Women in the Spotlight Luncheon

11:30am-1:00pm, Bittersweet Bistro, Aptos ome enjoy a delicious lunch at the Bittersweet Bistro while networking with other women in your business community. Special guest speaker, Ellen Pierie, Second District Supervisor will be speaking. She will be talking about why she wants to join the peace corps. For reservations call (831) 688-1467. Tickets cost $35.00.

Thursday October 4 Manga, Anime, and Comics Fan Club

3:30pm-4:30pm, Watsonville Public Library, 2nd Floor Meeting Room o you love manga, comic books and graphic novels? Do you love to watch anime and cartoons? Then join this fan club with other local teens! We're looking for teens in 6th through 12th grade who want to meet monthly to watch anime, help the library choose new series to purchase, talk about our favorite series, and plan manga and comic book events! Our first meeting is Thursday October 4th at 3:30 p.m. at the Watsonville Public Library. No pre-registration required! For more information, contact Hannah Clement at (831)768-3400.

Saturday October 13 Sunday October 14

Happy Halloween and Harvest Fair!

12:00pm, Roaring Camp, Felton elebrate harvest time and Halloween at Roaring Camp with activities for the entire family. Make and take your own scarecrow. Take home a pumpkin from the pumpkin patch. Ride the steam train to bear mountain, and take home a pumpkin from the mountaintop patch. A chuck wagon BBQ lunch featuring burgers, hot dogs, chicken and ribs is available from noon to 3pm. Parking is $8 per car, for steam train departure times and more information, call (831) 335-4484 or visit www.roaringcamp.com.

Friday October 26 Saturday October 27 Legend of Sleepy Hollow Comes to Life on Roaring Camp's Ghost Train

6:00pm, Roaring Camp Railroads, Felton elive "The Legend of Sleepy Hollow," this Halloween at Roaring Camp as you ride vintage railway cars through a Redwood forest. Named on of the top 10 Halloween events by USA Today. Costumed actors re-enact scenes from the story as it's narrated during the onehour and fifteen minute ride. Designed for young children and the young at heart. For train departure times and ticket pricing information, call (831) 335-4484 or visit www.roaringcamp.com. n

This is an important month for you Scorpio, since Saturn will be spending some time in your sign. You will be keen to create stability and put down roots and you are drawn to the traditional, nostalgic and old fashioned, discovering the sense in practices from times gone by. Also this is a time for reality checks. Find out what is feasible rather than just wishfully thinking that things could be different. If starting your own business, follow the rules and get those with influence on your side. Mercury in Scorpio ensures that there is plenty going on socially as you will be meeting many different folk.

Scorpio (Oct. 24-Nov. 22)

Announcements

Zizzo's Coffee Local Art Exhibit

iew fun and whimsical paintings by our local "artist-of-the-month" Angelo Lopez. Angelo is an accomplished artist having illustrated several children's books and painted murals at local libraries. Come let Angelo's artwork make you smile. Many other local artists are on display as well, including Gary Comb's new sea glass jewelry collection. Zizzo's coffee is located in the Brown Ranch Market Place, 3555 Clares St. Capitola. Hours: Mon-Sat: 6:00am-6:00pm, Sun: 7:00am - 5:00pm. For more info. call (831) 477-0680

Ongoing Events Ongoing Weekdays thru October 19

Fiber and Flora: An Art Exhibition Presented by the Cultural Council of Santa Cruz County

Santa Cruz County Government Center, 701 Ocean St. 1st and 5th floors. (Public reception: Friday, September 7th, 5-8:00pm.) he new art exhibition presented by the Cultural Council of Santa Cruz features two artists whose work is very different in discipline, but are both rooted in the exemplary use of color in their subjects. Also included in this exhibit is an assortment of art created by Santa Cruz County employees.

Tuesdays

BINGO

6:30 p.m. Santa Cruz Elks Lodge, 150 Jewell St. osted by Soquel Sports Foundation. BuyIn $25. Also, we have a special BINGO, celebrating our 2nd anniversary, on Sept. 28 at 6:30. Buy-in only $15. www.soquelsports.com

Tuesdays and Weekends

Live Music on the Esplanade

Paradise Beach Grille 215 Esplanade, Capitola. ive music weekends and acoustic guitar Tuesdays. For schedule and more information: (831) 476-4900 Or visit paradisebeachgrille.com

Wednesdays

Peninsula Banjo Band

7:00 - 8:30 p.m., Harry’s Hofbrau, 390 Saratoga Ave, San Jose orty-seven years of performing in the Bay Area, over 250 popular tunes. Come see our band for Free in Sunnyvale Every Wednesday. No cover. Contact Lee McLaughlin, Booking Agent, at 408-993-BAND (2263) for information about booking the band for Non-profit events (donations are tax deductible). www.PeninsulaBanjoBand.org

Wednesdays & Fridays

Salsa Rueda Class

7 pm at Louden Nelson Center, 301 Center St., Santa Cruz earn Salsa Rueda. For more information visit www.salsaruedasantacruz.com or call 831-457-7432

Last Thursdays Each Month

Fourth Saturdays Each Month

Monthly Argentine Tango at Star Bene Italian/Argentine Restarante

Writers and Poets Open Mike

4:30pm-9:30pm, Star Bene Italian/Argentene Restarante, 21245 East Cliff Dr. his is a night for true "Social Tango." Order a wonderful meal from the Star Bene Argentine Menu, (or their well known italian menu), and enjoy the ambiance of Argentina and join us in a social tango dance to music from the Golden Age of Tango. Private instruction and classes by arrangement. For more information, call Michael (831) 239-2247.

Fridays

Argentine Tango at Dance Synergy

8:00-8:30pm class; 8:30-10:00+pm, practice 9055 Soquel Dr. Aptos e will cover the fundamentals of leading and following traditional Argentine Social Tango, focusing on what you need to dance well and enjoy yourself at the Milongas, (Tango dance party) and other social Tango events. For questions, contact Michael, stclare7@tangoworld.net (831) 239-2247

First Fridays Each Month he First Friday Art Tour is a Santa Cruz Institute of Contemporary Arts event, managed in conjunction with the participating art venues. The event takes place year-round and illuminates some of the most talented local artists from local galleries. To find out where to participate in a First Friday art tour, visit firstfridaysantacruz.com (Most galleries are open 12-9 pm for First Friday viewings.)

First Friday Art Tour

Second Fridays Each Month

Big Band Dance

7:30pm-10:00pm, at Mid-County Senior Center 829 Bay Ave, Capitola allroom dancing to live music by The 10th Ave. Band. Refreshments, large floor, friendly atmosphere, free parking. Open to the public-singles welcome! Suggested donation, $6 per person. Proceeds benefit MCSC. For more information, call (831) 476-4711.

Fourth Friday Each Month

Musical Me Inc. Family Jam Night

6:30-8:30p.m. 239 High St., Santa Cruz. ring your favorite music to dance to and any instruments you'd like to share or perform with. Sliding Scale donation per family of $10-$25 (all proceeds going to our scholarship fund.) For more information call 831-438-3514.

Dated Events Saturday September 29 Business of Art Seminar Series: Simple Bookkeeping for Artists

10:00am-12:00pm, Cabrillo College VAPA Lecture Hall, Room 1001 egistration is now open for this seminar, which is designed to help artists start, manage, and grow their business. This seminar will break bookkeeping down into simple record keeping methods to help artists manage their accounts and to make tax time easier. A brief overview of quickbooks will also be presented. The seminar will be lead by Dan Mitchell, who specializes in bookkeeping and Quickbooks. Cost: $30, seating is limited and advanced registration is strongly recommended. Register and learn more by visiting http://www.cabrillo.edu/services/extension/bu s_arts.html.

Saturday September 29 Sunday September 30 Oktoberfest by the Sea

12:00-6:00pm, Davenport Roadhouse Resteraunt, 1 Davenport Ave. Davenport n outdoor, family event that will benefit Tip the Ocean, featuring great food, beer, live music, raffle, and entertainment for kids. Tip the Ocean is a new program being launched by LiVBLUEin partnership with Save our Shores and the Davenport Roadhouse to raise funds for local beach clean-ups and to bring kids to the ocean who have never been before. Enjoy grilled chicken, sausages, side dishes, and five different beers for sale. Music by the Coffis Brothers and the McCoy Tyler Band. With a bounce house, facepainting, and games. Admission is free. For more information, visit davenportroadhouse.com.

Friday October 5 Imagine Celebrates 10 Years of Service with Short Films and Fundraiser

6:30pm-10:00pm, Kuumbwa Jazz Center, 320-2 Cedar St. Downtown SC he event will feature a series of short films, presenting the opportunity to learn about Imagine through the words, pictures, and experiences of people who receive services, their support staff, family members, and friends. VIP party to take place after, tickets may be purchased at www.imaginesls.org.

Sunday October 7

Thursdays thru October 4

‘Soup to Nuts: Music for the Saxophone and Piano’

Square Dancing with the Lucky Steppers

6:30 pm, German American Hall, 230 Plymouth Street, SC. For more information, call Don or Sue at (831) 726-7053 or email caller4u@razzolink.com.

2:00pm-4:00pm, Porter Memorial Library, 3050 Porter St. Soquel (no meeting Jan., July, Aug. or Dec.) riters and Poets are invited to a new monthly open mike reading series. Come and read your fiction, essays, or poetry. For more information, call Jean at (831) 4754221

Musical Me, Inc.

4:00pm, Christ Lutheran Church, 10707 Soquel Dr. Aptos he Wolford-Rosenblum Duo, well-known for their many performances in the

Cabrillo College Distinguished Arts series, with the Santa Cruz Chamber Players, and at First Night, is back in town. Dale Wolford and Ivan Rosenblum will feature their usual eclectic smorgasbord of baroque to the 20th century. Classical jazz, as well as a little poetry will be thrown in as a garnish. The program features music by Telemann, Mozart, Schubert, Brahms, Jonathan Lloyd, and Gershwin. Tickets are $10 and $15 and are available at the door 1/2 hour before the performance. For more information, call (831) 479-1968.

Saturday October 13 Soroptimist International of Watsonville presents:

Hawaiian Luau Fantasy Fundraiser

3:00pm, Lagoon House at Pajaro Dunes ome enjoy cocktails, pupus, hawaiian tunes, as well as a silent and live auction! Exciting live entertainment will be provided by The Surfing Magician and The Island Breeze Band. Live auctioneer is Karen Hamilton from KWAV. Reservations are required, please respond by October 6th. For more information, contact Lisa at (831) 212-4905.

Your involvement with a project or joint ventures with like minded people is successful this month. Now is the time to do work with charities and causes close to your heart on all kinds of different levels, depending on your commitments elsewhere. Early in the month, meetings with influential people and those who would open doors to alternative ways of living can herald an exciting time for you. After the 23rd you are more inclined to spend time working on a creative venture and you are inspired by what you have discovered. Relationships go from strength to strength.

Sagittarius (Nov. 23-Dec. 21)

While you may not be outwardly ambitious you are gratified when your honest efforts are recognized and rewarded as may happen this month. The Sun in the career part of your chart can help you discover whether you are happy in your work or if it is now time to pursue a long held ambition that has previously not been pursued. Changes on the home front are possible too and you could be moving house. The Full Moon in Taurus brings a time of celebration on the 29th and the realization of a dream.

Capricorn (Dec. 22-Jan. 20)

This month starts with an interesting dilemma for you and perhaps a crossroads. Put it down to certain situations becoming demanding and not always mutually agreeable, but all will be harmonious soon enough. This month does help your cause and you are tempted to be a little bit different, experimental and find that you want to lessen that which is arduous and boring and fill the space with more excitement. Seek our new situations and avoid judging anything until you have tried it. Saturn goes into Scorpio and so begins a whole new phase which can bring change to your career.

Aquarius (Jan 21-Feb. 18)

This is the perfect time to sort out what you have been avoiding for long enough. You want a fresh spirit to invade all that you do and you are tired of the old and familiar. This means that you are quite selective about what you choose to keep but can be liberated by letting go of what has passed its prime and use for you. You are in the process of reinventing certain aspects of your life and one thing leads to another. Expect change in relationships too although this is a definite improvement! Take note of the Full Moon in Taurus as a time to celebrate nature, good food and great company.

Pisces (Feb. 19-Mar. 20)

Interesting developments regarding relationships, business partnerships and other people in your life help to make this month special. Initially, you may find that someone could be trying to clip your wings but actually this stabilizing influence is good for you and equally you can help another be braver, more courageous and less hesitant. After the 7th you are successful in ventures that have a foreign flavour and you find it easier to get the word out there, especially if you are promoting something you are selling.

Aries (March 21-April 20)

Saturday October 13 Sunday October 14

Half Moon Bay Art & Pumpkin Festival

9:00am-5:00pm, Mail St. Half Moon Bay he World Pumpkin Capitol of Half Moon Bay celebrates its bountiful fall harvest and autumn splendor with a special display of gigantically enormous champion pumpkins, three stages of smashing entertainment, non-stop live music, the Great Pumpkin Parade, a bone-chilling haunted house, harvest inspired crafts, homestyle foods, and more! For more information, call (650) 726-9652 or visit www.mirimarevents.com.

Saturday October 20

Moonlight Dinner Train Party

6:00pm-10:30pm, Roaring Camp, Felton reat your family to an evening of fun and relaxation at Roaring Camp's Western Themed Moonlight Dinner Train Party. Start with a hearty steak BBQ dinner in the moonlight, followed by a leisurely train ride aboard the vintage railway cars. The stream train stops atop Bear Mountain to a glowing campfire, hot apple pie, and a country western band. Tickets $45 for adults, $35 for children. Parking is $8 per car. For more information, call (831) 335-4484 or visit www.roaringcamp.com

Friday October 26 thru Sunday October 28 The Music Man

Friday: 11:30am & 7:00pm Saturday: 3:00pm & 7:00pm Sunday: 1:00pm, Crocker Theatre, Cabrillo College, 6500 Soquel Dr. Aptos y turns wickedly funny, warm, romantic, and touching, the Music Man is family entertainment at its best. Tickets are on sale at www.ctysantacruz.org. n

An important movement of Saturn into your chart area of partnerships begins a whole new phase for you. You welcome stability but not to the extent that you feel constrained and trapped. Somewhere there is a happy medium but it takes plenty of give and take to settle differences. Practical matters on the work front help to create routine and dispel uncertainty. You benefit from this as too many unanswered questions can be stressful. Later this month from 23rd, the Sun highlights relationships once more and you are encouraged to boost your social life by saying yes to invites.

Taurus (April 21-May 21)

This could be a stunning month for you, Gemini, since wonderful links between Jupiter in your sign and the Sun create a warmth to your dealings with others and bring a healthy glow to all your creative endeavours. You may be more ambitious and willing to move away from what you know you are good at into unchartered waters. This helps you push boundaries and discover more talents that you didn't know you had! Mercury, your ruler, is on the move from the 5th to the 29th and this period is fantastic for investigating new health and well being practices. Moderation in all things is a great idea.

Gemini (May 22-June 21)

While you need no encouragement to have the home and family as your focus, changes here can be as a result of a house move, or an additional member to your family. You are keen to create links with the past and return to simpler times. Making simple changes ensures the home is where your heart is. Adjustments could also be happening in your working life to create the ideal balance between demands outside and within the home. Later, you are drawn to inspirational and creative pursuits and may find that a hobby becomes more of a business.

Cancer (June 22-July 22)

You are at a crossroads at the start of October as several scenarios present themselves and you feel under pressure to make a choice. Allow a little time to pass before you commit and explore all options before you do so. The Libran Sun ensures that harmony and balance are key and so you view what is happening holistically with everyone's welfare in mind. The 15th is a good time to begin something new and by the 29th a promotion at work or a chance to earn more money becomes a distinct possibility. Build on your past successes to make a great impression.

Leo (July 23-Aug. 23)

This month Venus enters your sign and bodes well for affairs of the heart and your cash situation. You discover that you really are worth it and perhaps receive gifts and acknowledgements of this. You are also keen to maintain the peace and could act as go between with two other people or family members. Your common sense shows that what is practical is also better for all concerned. This is a great time to catch up with people you have lost contact with and you are likely to be doing more than the usual amount of writing, communicating and dealing with paperwork.

Virgo (Aug. 24-Sep. 22)

While the Sun remains in your sign until the 23rd you can enjoy the beginning of your new solar year. This is tremendously creative and powerful time where you can set your intentions for the next twelve months, and finish off what you started in the preceding months. While you are keen to maintain the good will of others, nevertheless this last couple of years have seen you grow in experience and you have learned some difficult lessons. Now Saturn is changing signs and moving into Scorpio and a shift of focus will be on your finances and discovering the best ways to handle your cash. ••• Find Out More www.AnnabelBurton.tv

Libra (Sep. 23-Oct. 23)

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 27

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Brian Cooke

By Brian Cooke and Cole Strickland, LPL Financial Advisors

or millions of Americans, purchasing adequate disability income insurance is a potentially effective way of protecting against the financial hardship that could arise if illness or injury were to result in a long-term absence from work. Yet, a new study found that the majority of Americans lack basic knowledge about the likelihood of a disability and are unprepared to handle such a life-changing event.1 The Social Security Administration estimates that one in four of today’s 20-year-olds will become disabled at some point during their working years. The study found that women across all age groups report a higher incidence of disability than their male counterparts, with arthritis and back/spine problems being the leading causes. The financial impact of disability can be severe. A person with an annual income of $50,000 who works for 40 years is projected to make more than $2 million in future earnings. The loss of these earnings can be devastating for an individual or a family — and for women, the financial consequences can be more severe. The study found that women are twice as likely as men (22% vs. 12%) to think their cash reserves would last less than a month. Single women have an even bleaker outlook. According to the study, 61% of women and 46% of men have never researched disability insurance — and fewer than 10% have purchased disability insurance plans. Even among individuals who work with a “Propositions” from pg 23

Money Matters

During first four years, allocates 60% of revenues to K–12 schools, 30% to repaying state debt, and 10% to early childhood programs. Thereafter, allocates 85% of revenues to K–12 schools, 15% to early childhood programs. Estimates of the revenue increases vary from $10 billion to $11 billion per fiscal year.

According to the [Social Security Administration] study, 61% of women and 46% of men have never researched disability insurance — and fewer than 10% have purchased disability insurance plans. Even among individuals who work with a financial advisor, awareness and planning around the topic of disability is low.

financial advisor, awareness and planning around the topic of disability is low. Fewer than half have consulted with advisors about what would happen if they or their spouse became disabled, and fewer women (37%) than men (52%) have had this discussion with an advisor. Types of Insurance or most people, there are two main forms of disability income insurance to consider: employersponsored policies and private insurance policies. Employer-sponsored policies (called “group” policies) are relatively inexpensive to purchase and generally remain in effect for as long as the individual continues to work for the company. Private insurance policies are paid for by individuals and provide coverage when group policies don’t apply or don’t provide enough income. On the surface, a private policy is usually more expensive to purchase than a group policy. However, a private policy’s potential to provide much greater benefits

over time may make it a more prudent long-term choice. For all practical purposes, if you need the income you earn at work, you probably also need disability income insurance. Among those who are most likely to need disability income insurance coverage are small-business owners, the selfemployed, high-income professionals and the primary breadwinners in a household. Your insurance professional can help you find out if you have enough coverage. n

Proposition 39 Income Tax Increase for Multistate Businesses If approved: Requires multistate businesses to calculate their California income tax liability based on the percentage of their sales in California. Repeals an existing law that gives multistate businesses an option to choose a tax liability formula that provides favorable tax treatment for businesses with property and payroll

outside California. Dedicates $550 million annually for five years from the initiative’s anticipated increase in revenue in order to fund projects that “create energy efficiency and clean energy jobs” in California.

1) Source: State Farm Center for Women and Financial Services, “Women and the Risk of Disability,” May 2012. This article is not intended to provide specific investment or tax advice for any individual. Consult your financial advisor, your tax advisor or us at (831) 476SAVE if you have any questions. LPL Financial LLC, Member FINRA/ SIPC Brian Cooke and Cole Strickland, MBA are Financial Advisors with LPL Financial LLC. CA Insurance Lic. #0D63585, CA Insurance Lic. #0G22630, 1500 41ST Ave. Suite 244 Capitola, CA 95010 (831) 476SAVE (7283).

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“Symphony” from pg 18

He is also a talented jazz guitarist and has performed in concert with such jazz luminaries as Bill Evans, Charles Mingus and Stéphane Grapelli. Viennese Dreams features works by three composers of the great capital of Classical Music — Vienna. The concert opens with the overture to Otto Nicolai’s Merry Wives of Windsor, a cheerful work based on the Shakespearian comedy. The Symphony welcomes pianist Neil Rutman, an acclaimed pianist and author who coaches collegiate boxing and mentors juvenile offenders as a volunteer probation officer. Mr. Rutman takes off his boxing gloves to perform Mozart’s stately Piano Concerto No. 22, a work performed for the first time by Mozart himself on the very same day that he concluded the composition. The music then takes a dark turn with Brahms’ rich Symphony No. 1, a masterpiece that took the budding musical genius 21 years to complete! The extraordinary intensity of the work is broken in the middle by a dreamy interlude before returning to its thunderous conclusion. Come Dream a Little Viennese Dream! n •••

PIanist Neil Rutman

Civic Concert is Co-Sponsored by: Owen Brown & Mary Akin and Sue Cony Neil Rutman is Co-Sponsored at the Civic by: Harry & Mary Blanchard and Shirley Nason Greenwood Mello Concert is Co-Sponsored by: The Mello Music Makers Symphony League Previews Now Open to Season Ticket Holders! efore every concert this season, the Symphony League will present both the guest conductor and the soloist to

30 / October 2012 / Capitola Soquel Times www.tpgonlinedaily.com

speak to you about the music, their lives as musicians, and answer any questions you may have. Our soloists will also perform for those in attendance. Afterwards, stick around and socialize with other classical music lovers over a glass of wine and hors d’oeuvres. This concert’s preview will be held on Friday, September 29, 4 pm at the Santa Cruz Civic Auditorium. The cost to attend the previews is only $20 with advance reservations. Call 688-1188 to make your reservation today!

Please note, this event is a benefit for season ticket holders. If you’ve enjoyed the benefits of season tickets before, now is the time to do so. We are offering a special, limited time two-for-one season ticket promotion for first-time subscribers. Call the Symphony office at 462-0553, ext. 10 for more details. If you’re already a subscriber, tell your friends! For more information on the Symphony League’s activities, classical music education, Symphony News, reviews and more, check out the Symphony League’s free newsletter, Musical Notes. ••• Tickets: Single tickets ($20 - $65) are on sale now. Call 831.420.5260 or visit SantaCruzTickets.com. Student Rush: Bring your student ID to the box office between 6:30 pm and 7:30 pm at the Civic and 1:00 pm and 1:30 pm at the Mello and pay just $10! Group Sales are also available. For details, call 831.462.0553, ext. 11. Season Tickets for the upcoming 2012/13 season are available. Call 462-0553, ext. 10 to subscribe and save! Donations: Less than 40% of the cost to perform a Symphonic concert comes from ticket sales. The Symphony is made possible only through the generous support of classical music lovers like yourself. Donate to the Symphony Today!

FeaturedColumnist

SPCA Featured Pet

Teacups for Two!

returned from Iraq. He promptly painted it black and installed a racing engine. She then graduated to a black Harley Dyna Low Rider with a 1450cc engine and continued with her motorcycling activities. In sharp contrast her other hobby is knitting, to which she brings her usual fervor and enthusiasm. Colleen belongs to a knitting group in her church that provides knitted shawls for cancer patients, caps for newborns, garments for the homeless, lap robes for shut-ins… This October at the age of 84, Colleen plans to give up motorcycling and find a new, exciting activity. She has ruled out water polo because she does not like to swim, but is open to other suggestions. She says nothing can take the place of her beloved bike, but she is sure there will be something interesting around the next corner. Colleen is an attractive, petite woman with a great sense of humor, a talent for repartee, and a spirit of adventure so I am certain that Colleen will soon embark on new adventures. ••• Crones Counsel – Inviting Women of Age attended on of their monthly Sunday afternoon meeting and potluck suppers. I found this to be a group of vibrant, interesting women over the age of 50.They have many interesting speakers at their monthly meeting and I will be attending and writing about their October 21, 4-7 p.m. meeting at Jade Street Park in Capitola to hear Market Consultant Linda Johnson, MBA, speaking on marketing techniques for women and organizations using print, Enewsleters and the social media including Facebook, Twitter, Blogs and Linkedin. n For more information and to RSVP cal Diane Cornell at 423-5925 or Linda Johnston at 464-7312.

crossword on

hey are tiny, only two pounds, and literally too cute for words, although we will try to find some to give these girls justice! Twinkie and Sparkle, both five-month old Teacup Chihuahuas, were surrendered to a shelter when an unexpected move forced their owners to give up these adorable sisters. Sadly, due to the movies and irresponsible breeding, Chihuahua’s fill California shelters and are being euthanized by the thousands every day. Although these girls are safe at the Santa Cruz SPCA, chances are they will grow up in the shelter while they wait for a home. Are you looking for a tiny and terrific companion? If so, please come and give one of these sweet pups the chance to mature in a loving home. These are not your typical shaking and shy Chi’s... they are extremely outgoing, playful and affectionate. Although they are young, they are nearly full-grown and shouldn’t pass the three-pound mark. They have short single coats that have the least amount of shedding you will find in a shedding breed. These puppies may be adopted together by a dog-savvy person, or separately as single companion animals. They would be fine in a home with other small dogs or cats but should not go to a home with toddler-aged children strictly due to their fragile size. You don’t need to have a large house with a yard or go on long walks every day. They are the perfect “on-the-go” size for people who enjoy taking their animals on their get-aways. Because they are still puppies, you would need to remember that the proper training is still necessary, no matter the size of the dog and they should not be left alone for more than five hours a day. Your daily schedule is something to take into consideration when thinking about adoption. If you would like to help animals like Twinkie, Sparkle and their orphaned friends, please consider donating to the Santa Cruz SPCA. The Santa Cruz SPCA is a 501c3 charitable organization and receives no government funding, relying solely on public donations to run its many programs that benefit the animals and people of our community. For more information call the Santa Cruz SPCA at 465-5000, or visit www.santacruzspca.org. The SPCA is located at 2685 Chanticleer Avenue in Santa Cruz, CA 95065 and is open to the public Tuesday through Sunday, 11:00 A.M. to 5:00 p.m. The SPCA Mall Adoption Center and Gift Shop is located at the Capitola Mall near Target and is open on Friday from 11am-5pm and Sat-Sun 11am-4pm. n

eady to Retire? Why not plan something exciting for your next years? A good example of this plan is Coleen Ferrigan. She made an important decision retiring as a registered nurse at Dominican Hospital where she finished her career as the Charge Nurse in the Newborn Nursery. To quote Colleen, “I had always loved the Harley and Indian motorcycles and at the age of 68 I decided to buy my own.” So she bought herself an aqua pearl Harley Sportster and embarked on 15 years of pure enjoyment. In her 57 years of marriage, this was the only time that she upset her husband. He was aghast when her motorcycle was delivered and tried every method to discourage her from becoming a “biker.” Colleen felt that she couldn’t give it up and took the sensible path of having lessons in motorcycle safety at Cabrillo College and practicing on her son’s ranch in Clovis until she felt confident enough to ride on the highways. She was also persuaded to install a sidecar for more stability; then she was ready to roll with her “knees in the wind” as they say. Colleen soon became a HOG by joining the Harley Owners Group and participating in their activities. She met many interesting people, among them, ex-service men, policemen, nurses, postmen, etc. Memorable occasions were the ride across the Golden Gate Bridge, “Rumble to the Summit” at Huntington Lake and “Street Vibrations” in Reno. There were also many rides to Monterey and Huntington Lake with other women in the group and the strong friendships she had formed helped her through the difficult years following the death of her husband in 2005. That was the year that she gave her Sportster to her grandson who had just

By Noreen Santaluce

Coleen Ferrigan

www.tpgonlinedaily.com Capitola Soquel Times / October 2012 / 31