River Valley Real Estate
&HOME HOME February 2020
Beautiful New Construction! Northridge,Van Buren
RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 1
River Valley Real Estate
&HOME HOME
FEATURES
CONTENTS
REPLACE ENERGY HUNGRY APPLIANCES.................................................................................3
February 2020
IMPROVE STORAGE AT HOME ........................................................................................................17 FORT SMITH BOARD OF REALTORS ............................................................................................23 FORT SMITH HOMEBUILDERS ASSOCIATION ......................................................................38
River Valley Real Estate
Beautiful New Construction! Northridge,Van Buren
Cover design by Christy Morrison
Multi Media Sales Executive
Sharee Shelton
Design Coordinator
Christy Morrison
&HOME
INDEX OF ADVERTISERS
AOG .............................................................................16 McGraw Realtors....................................................34 R te Esta River Valley Real Estate iver Vall Real ey R eal E alley V r e state Riv
E HOME&HO &HOME M O ME &H 19
r 20 mbe Nove
January 2020
Dece mbe r 20
19
Assurance Realty ..............................................28-29 Medlock & West Realty........................................20 Chuck Fawcett Realty.....................................24-26
Go e! rge om ous e H Fort Smith Wa cas how Built Home! terfro 9 S Stunning Custom nt H Crowne Point, Hackett 201 o Cha me rlest ! on
The opinions and observations expressed in River Valley Real Estate & Home are those of the respective authors and do not necessarily reflect the opinions of Times Record. Volume 12, Number 11 River Valley Real Estate & Home, a magazine of the TImes Record published 12 times a year. © Copyright 2019 Times Record
Advertising information is available from Sharee Shelton at (479) 785-7700 ext 1322 or sshelton@swtimes.com
Citizens Bank...........................................................40
Quantum Property Services ........................18-19 RE/MAX Executives ..............................................37
Cobblestone .............................................................21 Roger Cook Real Estate .................................32-33 Coldwell Banker Fleming Lau Realty ......14-16 Ronald Ragon Realty ............................................22 First Financial Bank ..............................................27 Greater Fort Smith Home Builders Assn .....39 Jimmy Bell Real Estate Company.................. 4-9
Stoneshire ................................................................35 Trinity Multifamily.................................................36
Keller Williams Platinum Realty ...............10-11 Weichert Realtors - The Griffin Company......30-31 Linsey E. & Co....................................................12-13 Western Arkansas Title .......................................11
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view area listings
Jimmybell.com 479.471.9200 | 1031 Fayetteville Road, Van Buren, AR 72956
COME HOME TO A BEAUTIFUL NEW CONSTRUCTION IN VAN BUREN! MICHELLE LINAM Executive Broker
479.459.7435 michelle@jimmybell.com
2211 Elfen Glen Van Buren
376 Copsey Drive Van Buren
2227 Elfen Glen Van Buren
FARMHOUSE STYLE
CORNER LOT
NEW PLAN
1710 SQ FT 3BR / 2BA Quartz Countertops Ideal Master Suite Latest colors & hues
1737 SQ FT 3BR / 2BA Granite Countertops Wood Look Tile Rock Fireplace
1766 SQ FT 4BR / 2BA Quartz Countertops Wood Laminate Flooring Oversized Covered Patio
$213,750
$219,625
$219,750
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Welcome Home! Fort Smith, Arkansas 479.646.7444
0
0
,80 338
$
9,50 $41
8200 Donnington Court
Come see this beautiful 2092 sq. ft., 3 bdrm 2 bath cottage-styled home features an open plan, coffee bar/butler’s pantry, stainless steelvappliances, quartz counter tops, interior brick accents, mud room andvdesk, large covered patio with outdoor gas logs fireplace and irrigation. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
0
,90 279
$
HO CON ME UN STR DER UCT ION
9508 Shire Valley Court
Come tour this gorgeous 1,670 sq. ft., 2 bdrm 2 bath cottage-styled home featuring spacious open living, large kitchen, stainless steel appliances, interior brick accents, wood/tile/carpet floors, large rear entry garage, irrigation and covered patio. Call Paul @ 479-651-5266 for your showing. Owner/Agent.
,900
$179
HO CON ME UN STR DER UCT ION
8404 Donnington Court
This 2,577 sq. ft., 4 bdrm 3 full bath home features an open plan with a huge walk in pantry, large 3 car garage, wood floors through social areas and carpet in bedrooms/closets, tile in wet areas, interior brick accents, quartz counter tops, custom cabinets and stainless steel GE appliances. The home is also 95% gas furnace with gas logs fireplace, 16 Seer AC, instant hot water, custom blinds, irrigation, gutters and large outdoor covered patio. Call Robin @ 479-719-0593 for your showing. Owner/Agent.
,900
9 $59
,700
6 $34
8207 Donnington Court
Tour this 2,173 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior featuring open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Paul @ 479-651-5266 for your showing. Owner/Agent.
PEN
,500
DING
9205 Shirecrest Drive
Take a look at this 3,615 sq. ft., 4 bdrm 4 bath, custom home featuring formal dining, sitting room /study or 5th bedroom, fully operational media room, large walk-in pantry/mudroom/laundry, spacious master suite with enormous closet, the latest custom cabinets, lighting and paint colors, gutters and irrigation, oversized tandem 3-car garage plus large covered outdoor living area surrounded by mature hardwoods. Call Rocky @ 479-651-6118 for your showing. Owner/Agent.
9 $46
8409 Stoneshire Drive
Located on a corner lot, this unique 2,830 sq. ft., 4 bdrm 2.5 bath, home features open living with hip-vault beamed ceilings in living and master bath, geothermal heating and air, stained heated concrete floors and counter tops, 2 pantries, breathtaking custom lighting, mudroom with key desk and lockers plus outdoor living area with kitchen and fireplace. The luxurious master suite is a must-see and while you’re there check out the fully equipped media room! Call Rocky @ 479-651-6118 for your showing. Agent.
00
,000
9,9 $24
$115
1708 Valley View Drive - Van Buren
5708 Graystone Drive
700 Candlestick Court
This great 2,083 sq. ft., 3 bdrm 2 bath, split floor plan home features formal dining, living room with cathedral ceiling and fireplace, spacious master bedroom and accompanying master bath with corner whirlpool tub, separate shower and huge walk-in closet. Call Paul @ 479-651-5266 for your showing. Agent.
One owner 2,210 sq. ft., 4 bdrm 2 bath home, with 3 car side entry garage on a corner lot in south Ft Smith. Huge living room, formal dining, double ovens, raised kitchen bar, 2 pantries, unbelievable storage everywhere, private master suite with enormous walk-in closet, separate laundry/utility, stg building with concrete floor and electric, covered patio, irrigation system, plus garage with epoxied floor and utility sink are just a few of the features you’ll want to check out. Call Rocky @ 479-651-6118 for your showing. Agent.
This 1,283 sq. ft., 3 bdrm 2 bath home would make a great starter or downsize home. The home features new kitchen appliances, new kitchen sink, NO CARPET, new wood laminate floors, covered patio and huge fenced backyard. Call Rocky @ 479-651-6118 for your showing. Agent.
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SO YOU WANT TO
BUY A HOME? It’s part of the American Dream to own your own home. Whether your dream is to have that house in town with a white picket fence or a cabin in the woods, there are some matters to consider before purchasing your first home. 1. Save. There are costs to take into account when you purchase. There will be the down payment, closing costs and escrow for insurance and taxes. These costs are dependent on your price point. Don’t forget that there may be some details that you may want to change about the home such as painting, window coverings, etc. Be prepared and you are ahead in the home buying game. 2. Improve your credit. Stay current on all your bills. Don’t make any major purchases. Don’t cancel any credit cards. These factors all influence your credit score. Generally speaking, higher credit score = lower interest rate. 3. Calculate what you can afford. There are online calculators available. Your Lender will tell you what is recommended. Know your budget. That number from your lender may not be a comfortable figure for you. Don’t get yourself in a situation where you feel stretched beyond your means. If you still want to take that family vacation each year, you should back off that price point. You can find homes that are cheaper than renting. 4. Get mortgage approval. Shop for the best deal. Choose primary and backup lenders. It is recommended to find a local lender. Many have online applications. Find mortgage advice at https://www.hud.gov/topics/buying_a_home. 5. Decide what you want in a home. There is a checklist available at https://www.hud.gov/sites/documents/WISHLIST-EN.PDF 6. Choose a REALTOR®. A REALTOR®will have your best interests at heart.
Your real estate agent is the professional that knows the market and can advise you about your purchase. Your real estate agent can negotiate the contract for your new home and can lead you through the process of getting to the closing table. A REALTOR®can make the transaction less stressful. 7. Visit homes. This is the fun part! Your REALTOR®should send you listings based on what you told them you want in a home. You can narrow them down and visit the ones that look like a fit. Take photos (if allowed) and make notes. Have a home shopping checklist. https://www.hud.gov/sites/documents/CHECKLIST-EN.PDF 8. Narrow choices. Visit the neighborhood during the day and at night to gauge traffic, noise, etc. Test the commute. Consider the resale value. (Your agent can help you with that.) 9. Make an offer. Your agent has the expertise to help with completing a contract offer. The contract is a legal document that protects the Buyer and Seller. Common contingency opt-outs on the contract are: Home appraises less than mortgage, home inspection reveals flaws the owner won’t fix or you are unable to get financing approval (maybe for job loss) before the deal closes. 10. Schedule a home inspection. Hire a professional inspector. 11. Make a final walk through. Make sure the condition of the property is what you expected before closing the transaction. 12. Close and move in! While this is not a complete list of everything you need to know about purchasing your first home, this will help you get started. Your REALTOR® is your best source of information for this major decision.
Visit our website to look up a list of any of our REALTORS®. fsbor.org
TEAM COMPETITION All Proceeds to Benefit Special Olympics Arkansas Sponsored by the Fort Smith Board of Realtors SATURDAY, FEBRUARY 22 Kay Rodgers Park Expo Center Midland Blvd & North 50th St, Ft. Smith Doors Open at 6 PM ~ Trivia Contest Begins at 7 PM
For more information call: Brinda Garrett - 479-461-9502 or DeAnne Hankins - 479-650-3009 Thank you Bradford & Udouj for all your support.
FS-0001309
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Specializing in Federal Housing Administration (FHA) Financing Since 1935
NMLS # 411447
Conventional, VA, FHA, and Rural Development Loans available. USE THIS CHART TO ESTIMATE YOUR MONTHLY MORTGAGE PAYMENT. Interest Rate 2.500% 2.625% 2.750% 2.875% 3.000% 3.125% 3.250% 3.500% 3.750% 4.000% 4.125% 4.250% 4.375% 4.500% 5.000%
Repayment Term per $1,000 15 YEARS 6.67 6.73 6.79 6.85 6.91 6.97 7.03 7.15 7.27 7.40 7.46 7.52 7.59 7.65 7.91
20 YEARS 5.30 5.36 5.42 5.48 5.55 5.61 5.67 5.80 5.93 6.06 6.13 6.19 6.26 6.33 6.60
30 YEARS 3.95 4.02 4.08 4.15 4.22 4.28 4.35 4.49 4.63 4.77 4.85 4.92 4.99 5.07 5.37
Determine your loan amount and divide that amount by 1000. Multiply that product by the number that corresponds with the interest rate and repayment term you have chosen. The ďŹ nal product will by your monthly principal and interest payment.
EXAMPLE :
MPBO t JOUFSFTU SBUF 30 year repayment term 100,000/1,000=100 100x4.63=$463.00* *NOTE: Taxes, Insurance and Mortgage Insurance
(if applicable) are not included in above calculation.
(Mortgage Credit CertiďŹ cate)
YOU COULD EARN UP TO $2,000 TAX CREDIT FOR A PRIMARY HOME PURCHASE. (DOLLAR FOR DOLLAR CREDIT)
MCC QUALIFICATIONS
(Please call for additional details or prequaliďŹ cation.)
t Obtain a ďŹ xed rate Conventional, FHA, VA or RD loan for a purchase of a PRIMARY residence. t Purchase price must not exceed $250,000. t ALL types of income for ALL persons over the age of 18 who will be living in the residence must be reported. t The yearly tax credit can be received as long as the owner lives in the home, retains a mortgage, and has a tax liability. t Each year the tax credit is recalculated on the remaining principal balance.
SEBASTIAN COUNTY
t Buyers may NOT have owned a primary home in the previous 3 years unless they are a Veteran. Income Limits #of People Living in Household 1-2
Total Household Income $59,496
3-4
$68,420
CRAWFORD COUNTY
t Buyers MAY have previously owned or currently own a home. Income Limits - Waivers may be requested #of People Living in Household 1-2
Total Household Income $63,840
3-4
$74,480
** PLEASE CONSULT AN ACCOUNTANT FOR ADDITIONAL TAX DETAILS.
FIRST FINANCIAL MORTGAGE IS PROUD TO BE THE #1 MCC LENDER IN ARKANSAS SINCE 2011.
ETHAN ADAMSON NMLS #924274 479-459-3719 3401 Rogers Ave., Suite A Fort Smith, AR 72903 479) 782-9300 www.ffb1.com RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 27
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3920 Rogers Avenue | Fort Smith, AR 72903 479-242-4000 | WeichertGriffin.com
Alex Pugh
Amber Dunham
Brandi Heydenreich
Calissa Titus
Charlotte King
Chris King
479-462-4872
479-965-6537
479-651-5203
479-357-9364
479-461-6700
479-650-8658
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Alex.Pugh@WeichertGriffn.com
Amber.Dunham@WeichertGriffin.com
BrandiH@WeichertGriffin.com
Calissa.Titus@WeichertGriffin.com
Charlotte.King@WeichertGriffin.com
Chris.King@Weichertgriffin.com
Chris Welk
Dave Adams
Doug Elmore
Drew Fortson
Elisha Hankins
Enrique Bravo
479-747-3739
479-883-6778
479-806-9816
870-834-9396
479-670-0385
479-652-1248
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Chris.Welk@WeichertGriffin.com
Dave.Adams@WeichertGriffin.com
Doug.Elmore@WeichertGriffin.com
Drew.Fortson@WeichertGriffin.com
Elisha.Hankins@WeichertGriffin.com
Enrique.Bravo@WeichertGriffin.com
Eric Wilson
Janet Richards
Jeff Marks
Jonella Graham
Jordan Johnson
Justin Rogers
479-769-5217
479-414-3304
479-414-1193
479-459-5079
479-849-6894
479-629-1733
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Eric.Wilson@WeichertGriffin.com
Janet.Richards@WeichertGriffin.com
Jeff.Marks@WeichertGriffin.com
Jonella.Graham@WeichertGriffin.com
Jordan.Johnson@WeichertGriffin.com
Justin.Rogers@WeichertGriffin.com
Kevin King
Larry Ruth
Laura Colburn
Laura Parker
Laurie Hales
Lisa Elmore
479-650-0130
479-806-6406
479-883-8051
479-650-0899
479-650-7315
479-651-5189
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Realtor®
Kevin.King@WeichertGriffin.com
Larry.Ruth@WeichertGriffin.com
Laura.Colburn@WeichertGriffin.com
Laura.Parker@WeichertGriffin.com
Laurie@WeichertGriffin.com
Lisa.Elmore@WeichertGriffin.com
Margie Newberry
Marty Anderson
Melissa Hallmark
Nancy Weaver
Robin Fagan
Rudolph Shores
Realtor®
479-207-3656
Margie.Newberry@WeichertGriffin.com
Realtor®
479-719-0923
Realtor®
479-285-0871
Realtor®
479-462-5644
Realtor®
479-926-5008
Marty.Anderson@WeichertGriffin.com
MelissaH@WeichertGriffin.com
Nancy.Weaver@WeichertGriffin.com
Robin.Fagan@WeichertGriffin.com
Sarah Bravo
Sarah Newton
Wayne King
Xavier Laster
Realtor®
479-652-1247
Sarah.Bravo@WeichertGriffin.com
Realtor®
479-218-2363
Sarah.Newton@WeichertGriffin.com
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Realtor®
479-461-5156
Wayne.King@WeichertGriffin.com
Realtor®
479-629-1539
Xavier.Laster@WeichertGriffin.com
Realtor®
479-551-4724
Rudolph.Shores@WeichertGriffin.com
NEW LISTINGS Barling
Branch
1021 Snow Goose Way $223,425
1938 Vest Street $83,000
ML#1030525
ML#1030719
3 BEDS | 2 BATHS 1,655 S.F.
Laura Colburn 479-883-8051
Charleston
Jordan Johnson 479-849-6894
Charleston 736 N 5th $124,900
730 N 5th $124,900
ML#1030637
ML#1030636
3 BEDS | 2 BATHS 1,222 S.F.
1012 49th Street $99,900
ML#1030331
ML#1030580
3 BEDS | 2 BATHS 1,500 S.F.
3 BEDS | 2 BATHS 1,316 S.F.
Dave Adams 479-883-6778
Fort Smith
8023 Holly Avenue $122,500
905 21st Street $75,000
ML#1030477
ML#1030373
4 BEDS | 2 BATHS 1,863 S.F.
Van Buren
Andrew Fortson 870-834-9369
Fort Smith
32807 Highway 22 $115,000
Fort Smith
Eric Wilson 479-769-5217
3 BEDS | 2 BATHS 1,222 S.F.
Jordan Johnson 479-849-6894
Charleston
Jordan Johnson 479-849-6894
3 BEDS | 1 BATHS 1,299 S.F.
Jordan Johnson 479-849-6894
3 BEDS | 2 BATHS 1,948 S.F.
Elisha Hankins 479-670-0385
Waldron
2601 Park Avenue $147,500
743 13th Street $120,000
ML#1030303
ML#1030383
3 BEDS | 2 BATHS 1,412 S.F.
Margie Newberry 479-207-3656
4 BEDS | 3 BATHS 2,000 S.F.
FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500
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DISCOVER YOUR STYLE! Immerse yourself in the quality and character of Stoneshire, located in the heart of Chaffee Crossing in Fort Smith, Arkansas. This secluded and private neighborhood features historic detailing, complemented by modern, open floor plans ranging from cottage style to larger one-acre estates. Enjoy a walk or run just outside your door on one of the many trails in Chaffee Crossing and nearby Ben Geren Park. Spend your leisure time riding a bike or go fishing at Wells Lake or Torriane Lake, both only minutes away.
LEARN MORE AT
STONESHIREATCHAFFEE.COM LOCATED ACROSS FROM STONEHOUSE AT THE INTERSECTION OF MASSARD ROAD AND SHIRECREST
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