River Valley Real Estate Magazine February 2020

River Valley Real Estate

&HOME HOME February 2020

Beautiful New Construction!

Northridge,Van Buren

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 1

River Valley Real Estate

&HOME HOME

FEATURES

CONTENTS

REPLACE ENERGY HUNGRY APPLIANCES.................................................................................3

February 2020

IMPROVE STORAGE AT HOME ........................................................................................................17 FORT SMITH BOARD OF REALTORS ............................................................................................23 FORT SMITH HOMEBUILDERS ASSOCIATION ......................................................................38

River Valley Real Estate

Beautiful New Construction!

Northridge,Van Buren

Cover design by Christy Morrison

Multi Media Sales Executive

Sharee Shelton

Design Coordinator

Christy Morrison

&HOME

INDEX OF ADVERTISERS

AOG .............................................................................16 McGraw Realtors....................................................34 R te Esta River Valley Real Estate iver Vall Real ey R eal E alley V r e state Riv

E HOME&HO &HOME M O ME &H 19

r 20 mbe Nove

January 2020

Dece mbe r 20

19

Assurance Realty ..............................................28-29 Medlock & West Realty........................................20 Chuck Fawcett Realty.....................................24-26

Go e! rge om ous e H Fort Smith Wa cas how Built Home! terfro 9 S Stunning Custom nt H Crowne Point, Hackett 201 o Cha me rlest ! on

The opinions and observations expressed in River Valley Real Estate & Home are those of the respective authors and do not necessarily reflect the opinions of Times Record.

Volume 12, Number 11 River Valley Real Estate & Home, a magazine of the TImes Record published 12 times a year. © Copyright 2019 Times Record

Advertising information is available from Sharee Shelton at (479) 785-7700 ext 1322 or sshelton@swtimes.com

Citizens Bank...........................................................40

Quantum Property Services ........................18-19 RE/MAX Executives ..............................................37

Cobblestone .............................................................21 Roger Cook Real Estate .................................32-33 Coldwell Banker Fleming Lau Realty ......14-16 Ronald Ragon Realty ............................................22 First Financial Bank ..............................................27 Greater Fort Smith Home Builders Assn .....39 Jimmy Bell Real Estate Company.................. 4-9

Stoneshire ................................................................35 Trinity Multifamily.................................................36

Keller Williams Platinum Realty ...............10-11 Weichert Realtors - The Griffin Company......30-31 Linsey E. & Co....................................................12-13 Western Arkansas Title .......................................11

2 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 3

4 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 5

view area listings

Jimmybell.com 479.471.9200 | 1031 Fayetteville Road, Van Buren, AR 72956

COME HOME TO A BEAUTIFUL NEW CONSTRUCTION IN VAN BUREN! MICHELLE LINAM Executive Broker

479.459.7435 michelle@jimmybell.com

2211 Elfen Glen Van Buren

376 Copsey Drive Van Buren

2227 Elfen Glen Van Buren

FARMHOUSE STYLE

CORNER LOT

NEW PLAN

1710 SQ FT 3BR / 2BA Quartz Countertops Ideal Master Suite Latest colors & hues

1737 SQ FT 3BR / 2BA Granite Countertops Wood Look Tile Rock Fireplace

1766 SQ FT 4BR / 2BA Quartz Countertops Wood Laminate Flooring Oversized Covered Patio

$213,750

$219,625

$219,750

6 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 7

8 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 9

10 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 11

12 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 13

14 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 15

16 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 17

18 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 19

20 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

Welcome Home!

Fort Smith, Arkansas 479.646.7444

0

0

,80 338

$

9,50 $41

8200 Donnington Court

Come see this beautiful 2092 sq. ft., 3 bdrm 2 bath cottage-styled home features an open plan, coffee bar/butler’s pantry, stainless steelvappliances, quartz counter tops, interior brick accents, mud room andvdesk, large covered patio with outdoor gas logs fireplace and irrigation.

Call Robin @ 479-719-0593 for your showing. Owner/Agent.

0

,90 279

$

HO CON ME UN STR DER UCT ION

9508 Shire Valley Court

Come tour this gorgeous 1,670 sq. ft., 2 bdrm 2 bath cottage-styled home featuring spacious open living, large kitchen, stainless steel appliances, interior brick accents, wood/tile/carpet floors, large rear entry garage, irrigation and covered patio.

Call Paul @ 479-651-5266 for your showing. Owner/Agent.

,900

$179

HO CON ME UN STR DER UCT ION

8404 Donnington Court

This 2,577 sq. ft., 4 bdrm 3 full bath home features an open plan with a huge walk in pantry, large 3 car garage, wood floors through social areas and carpet in bedrooms/closets, tile in wet areas, interior brick accents, quartz counter tops, custom cabinets and stainless steel GE appliances. The home is also 95% gas furnace with gas logs fireplace, 16 Seer AC, instant hot water, custom blinds, irrigation, gutters and large outdoor covered patio.

Call Robin @ 479-719-0593 for your showing. Owner/Agent.

,900

9 $59

,700

6 $34

8207 Donnington Court

Tour this 2,173 sq. ft., 3 bdrm 2 bath, cottage-style home with spacious interior featuring open living, barn doors, brick accents, quartz countertops, lockers, custom lighting and luxurious master suite. Located in the new Valley of Stoneshire community, this home also includes year-round lawn care and maintenance. If you dream of being surrounded by nature offering walking trails and biking trails in the convenience of the city then your dream has come true!!! Call Paul @ 479-651-5266 for your showing. Owner/Agent.

PEN

,500

DING

9205 Shirecrest Drive

Take a look at this 3,615 sq. ft., 4 bdrm 4 bath, custom home featuring formal dining, sitting room /study or 5th bedroom, fully operational media room, large walk-in pantry/mudroom/laundry, spacious master suite with enormous closet, the latest custom cabinets, lighting and paint colors, gutters and irrigation, oversized tandem 3-car garage plus large covered outdoor living area surrounded by mature hardwoods.

Call Rocky @ 479-651-6118 for your showing. Owner/Agent.

9 $46

8409 Stoneshire Drive

Located on a corner lot, this unique 2,830 sq. ft., 4 bdrm 2.5 bath, home features open living with hip-vault beamed ceilings in living and master bath, geothermal heating and air, stained heated concrete floors and counter tops, 2 pantries, breathtaking custom lighting, mudroom with key desk and lockers plus outdoor living area with kitchen and fireplace. The luxurious master suite is a must-see and while you’re there check out the fully equipped media room!

Call Rocky @ 479-651-6118 for your showing. Agent.

00

,000

9,9 $24

$115

1708 Valley View Drive - Van Buren

5708 Graystone Drive

700 Candlestick Court

This great 2,083 sq. ft., 3 bdrm 2 bath, split floor plan home features formal dining, living room with cathedral ceiling and fireplace, spacious master bedroom and accompanying master bath with corner whirlpool tub, separate shower and huge walk-in closet.

Call Paul @ 479-651-5266 for your showing. Agent.

One owner 2,210 sq. ft., 4 bdrm 2 bath home, with 3 car side entry garage on a corner lot in south Ft Smith. Huge living room, formal dining, double ovens, raised kitchen bar, 2 pantries, unbelievable storage everywhere, private master suite with enormous walk-in closet, separate laundry/utility, stg building with concrete floor and electric, covered patio, irrigation system, plus garage with epoxied floor and utility sink are just a few of the features you’ll want to check out.

Call Rocky @ 479-651-6118 for your showing. Agent.

This 1,283 sq. ft., 3 bdrm 2 bath home would make a great starter or downsize home. The home features new kitchen appliances, new kitchen sink, NO CARPET, new wood laminate floors, covered patio and huge fenced backyard.

Call Rocky @ 479-651-6118 for your showing. Agent.

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 21

22 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

SO YOU WANT TO

BUY A HOME? It’s part of the American Dream to own your own home. Whether your dream is to have that house in town with a white picket fence or a cabin in the woods, there are some matters to consider before purchasing your first home.

1. Save. There are costs to take into account when you purchase. There will be the down payment, closing costs and escrow for insurance and taxes.

These costs are dependent on your price point. Don’t forget that there may be some details that you may want to change about the home such as painting, window coverings, etc. Be prepared and you are ahead in the home buying game.

2. Improve your credit. Stay current on all your bills. Don’t make any major purchases. Don’t cancel any credit cards. These factors all influence your credit score. Generally speaking, higher credit score = lower interest rate.

3. Calculate what you can afford. There are online calculators available. Your Lender will tell you what is recommended. Know your budget. That number from your lender may not be a comfortable figure for you. Don’t get yourself in a situation where you feel stretched beyond your means. If you still want to take that family vacation each year, you should back off that price point.

You can find homes that are cheaper than renting.

4. Get mortgage approval. Shop for the best deal. Choose primary and backup lenders. It is recommended to find a local lender. Many have online applications. Find mortgage advice at https://www.hud.gov/topics/buying_a_home.

5. Decide what you want in a home. There is a checklist available at https://www.hud.gov/sites/documents/WISHLIST-EN.PDF 6. Choose a REALTOR®. A REALTOR®will have your best interests at heart.

Your real estate agent is the professional that knows the market and can advise you about your purchase. Your real estate agent can negotiate the contract for your new home and can lead you through the process of getting to the closing table. A REALTOR®can make the transaction less stressful.

7. Visit homes. This is the fun part! Your REALTOR®should send you listings based on what you told them you want in a home. You can narrow them down and visit the ones that look like a fit. Take photos (if allowed) and make notes. Have a home shopping checklist. https://www.hud.gov/sites/documents/CHECKLIST-EN.PDF 8. Narrow choices. Visit the neighborhood during the day and at night to gauge traffic, noise, etc. Test the commute. Consider the resale value.

(Your agent can help you with that.)

9. Make an offer. Your agent has the expertise to help with completing a contract offer. The contract is a legal document that protects the Buyer and Seller. Common contingency opt-outs on the contract are: Home appraises less than mortgage, home inspection reveals flaws the owner won’t fix or you are unable to get financing approval (maybe for job loss) before the deal closes.

10. Schedule a home inspection. Hire a professional inspector.

11. Make a final walk through. Make sure the condition of the property is what you expected before closing the transaction.

12. Close and move in!

While this is not a complete list of everything you need to know about purchasing your first home, this will help you get started. Your REALTOR® is your best source of information for this major decision.

Visit our website to look up a list of any of our REALTORS®. fsbor.org

TEAM COMPETITION All Proceeds to Benefit Special Olympics Arkansas Sponsored by the Fort Smith Board of Realtors SATURDAY, FEBRUARY 22 Kay Rodgers Park Expo Center Midland Blvd & North 50th St, Ft. Smith Doors Open at 6 PM ~ Trivia Contest Begins at 7 PM

For more information call: Brinda Garrett - 479-461-9502 or DeAnne Hankins - 479-650-3009 Thank you Bradford & Udouj for all your support.

FS-0001309

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 23

24 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 25

26 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

Specializing in Federal Housing Administration (FHA) Financing Since 1935

NMLS # 411447

Conventional, VA, FHA, and Rural Development Loans available.

USE THIS CHART TO ESTIMATE YOUR MONTHLY MORTGAGE PAYMENT. Interest Rate 2.500% 2.625% 2.750% 2.875% 3.000% 3.125% 3.250% 3.500% 3.750% 4.000% 4.125% 4.250% 4.375% 4.500% 5.000%

Repayment Term per $1,000 15 YEARS 6.67 6.73 6.79 6.85 6.91 6.97 7.03 7.15 7.27 7.40 7.46 7.52 7.59 7.65 7.91

20 YEARS 5.30 5.36 5.42 5.48 5.55 5.61 5.67 5.80 5.93 6.06 6.13 6.19 6.26 6.33 6.60

30 YEARS 3.95 4.02 4.08 4.15 4.22 4.28 4.35 4.49 4.63 4.77 4.85 4.92 4.99 5.07 5.37

Determine your loan amount and divide that amount by 1000.

Multiply that product by the number that corresponds with the interest rate and repayment term you have chosen. The ďŹ nal product will by your monthly principal and interest payment.

EXAMPLE :

MPBO t JOUFSFTU SBUF 30 year repayment term 100,000/1,000=100 100x4.63=$463.00* *NOTE: Taxes, Insurance and Mortgage Insurance

(if applicable) are not included in above calculation.

(Mortgage Credit CertiďŹ cate)

YOU COULD EARN UP TO $2,000 TAX CREDIT FOR A PRIMARY HOME PURCHASE. (DOLLAR FOR DOLLAR CREDIT)

MCC QUALIFICATIONS

(Please call for additional details or prequaliďŹ cation.)

t Obtain a ďŹ xed rate Conventional, FHA, VA or RD loan for a purchase of a PRIMARY residence. t Purchase price must not exceed $250,000. t ALL types of income for ALL persons over the age of 18 who will be living in the residence must be reported. t The yearly tax credit can be received as long as the owner lives in the home, retains a mortgage, and has a tax liability. t Each year the tax credit is recalculated on the remaining principal balance.

SEBASTIAN COUNTY

t Buyers may NOT have owned a primary home in the previous 3 years unless they are a Veteran.

Income Limits #of People Living in Household 1-2

Total Household Income $59,496

3-4

$68,420

CRAWFORD COUNTY

t Buyers MAY have previously owned or currently own a home.

Income Limits - Waivers may be requested #of People Living in Household 1-2

Total Household Income $63,840

3-4

$74,480

** PLEASE CONSULT AN ACCOUNTANT FOR ADDITIONAL TAX DETAILS.

FIRST FINANCIAL MORTGAGE IS PROUD TO BE THE #1 MCC LENDER IN ARKANSAS SINCE 2011.

ETHAN ADAMSON NMLS #924274 479-459-3719 3401 Rogers Ave., Suite A Fort Smith, AR 72903 479) 782-9300 www.ffb1.com RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 27

28 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 29

3920 Rogers Avenue | Fort Smith, AR 72903 479-242-4000 | WeichertGriffin.com

Alex Pugh

Amber Dunham

Brandi Heydenreich

Calissa Titus

Charlotte King

Chris King

479-462-4872

479-965-6537

479-651-5203

479-357-9364

479-461-6700

479-650-8658

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Alex.Pugh@WeichertGriffn.com

Amber.Dunham@WeichertGriffin.com

BrandiH@WeichertGriffin.com

Calissa.Titus@WeichertGriffin.com

Charlotte.King@WeichertGriffin.com

Chris.King@Weichertgriffin.com

Chris Welk

Dave Adams

Doug Elmore

Drew Fortson

Elisha Hankins

Enrique Bravo

479-747-3739

479-883-6778

479-806-9816

870-834-9396

479-670-0385

479-652-1248

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Chris.Welk@WeichertGriffin.com

Dave.Adams@WeichertGriffin.com

Doug.Elmore@WeichertGriffin.com

Drew.Fortson@WeichertGriffin.com

Elisha.Hankins@WeichertGriffin.com

Enrique.Bravo@WeichertGriffin.com

Eric Wilson

Janet Richards

Jeff Marks

Jonella Graham

Jordan Johnson

Justin Rogers

479-769-5217

479-414-3304

479-414-1193

479-459-5079

479-849-6894

479-629-1733

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Eric.Wilson@WeichertGriffin.com

Janet.Richards@WeichertGriffin.com

Jeff.Marks@WeichertGriffin.com

Jonella.Graham@WeichertGriffin.com

Jordan.Johnson@WeichertGriffin.com

Justin.Rogers@WeichertGriffin.com

Kevin King

Larry Ruth

Laura Colburn

Laura Parker

Laurie Hales

Lisa Elmore

479-650-0130

479-806-6406

479-883-8051

479-650-0899

479-650-7315

479-651-5189

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Realtor®

Kevin.King@WeichertGriffin.com

Larry.Ruth@WeichertGriffin.com

Laura.Colburn@WeichertGriffin.com

Laura.Parker@WeichertGriffin.com

Laurie@WeichertGriffin.com

Lisa.Elmore@WeichertGriffin.com

Margie Newberry

Marty Anderson

Melissa Hallmark

Nancy Weaver

Robin Fagan

Rudolph Shores

Realtor®

479-207-3656

Margie.Newberry@WeichertGriffin.com

Realtor®

479-719-0923

Realtor®

479-285-0871

Realtor®

479-462-5644

Realtor®

479-926-5008

Marty.Anderson@WeichertGriffin.com

MelissaH@WeichertGriffin.com

Nancy.Weaver@WeichertGriffin.com

Robin.Fagan@WeichertGriffin.com

Sarah Bravo

Sarah Newton

Wayne King

Xavier Laster

Realtor®

479-652-1247

Sarah.Bravo@WeichertGriffin.com

Realtor®

479-218-2363

Sarah.Newton@WeichertGriffin.com

30 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

Realtor®

479-461-5156

Wayne.King@WeichertGriffin.com

Realtor®

479-629-1539

Xavier.Laster@WeichertGriffin.com

Realtor®

479-551-4724

Rudolph.Shores@WeichertGriffin.com

NEW LISTINGS Barling

Branch

1021 Snow Goose Way $223,425

1938 Vest Street $83,000

ML#1030525

ML#1030719

3 BEDS | 2 BATHS 1,655 S.F.

Laura Colburn 479-883-8051

Charleston

Jordan Johnson 479-849-6894

Charleston 736 N 5th $124,900

730 N 5th $124,900

ML#1030637

ML#1030636

3 BEDS | 2 BATHS 1,222 S.F.

1012 49th Street $99,900

ML#1030331

ML#1030580

3 BEDS | 2 BATHS 1,500 S.F.

3 BEDS | 2 BATHS 1,316 S.F.

Dave Adams 479-883-6778

Fort Smith

8023 Holly Avenue $122,500

905 21st Street $75,000

ML#1030477

ML#1030373

4 BEDS | 2 BATHS 1,863 S.F.

Van Buren

Andrew Fortson 870-834-9369

Fort Smith

32807 Highway 22 $115,000

Fort Smith

Eric Wilson 479-769-5217

3 BEDS | 2 BATHS 1,222 S.F.

Jordan Johnson 479-849-6894

Charleston

Jordan Johnson 479-849-6894

3 BEDS | 1 BATHS 1,299 S.F.

Jordan Johnson 479-849-6894

3 BEDS | 2 BATHS 1,948 S.F.

Elisha Hankins 479-670-0385

Waldron

2601 Park Avenue $147,500

743 13th Street $120,000

ML#1030303

ML#1030383

3 BEDS | 2 BATHS 1,412 S.F.

Margie Newberry 479-207-3656

4 BEDS | 3 BATHS 2,000 S.F.

FORT SMITH 479-242-4000 · SPRINGDALE 479-756-1003 · FAYETTEVILLE 479-935-4090 · BENTONVILLE 479-268-5500

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 31

32 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 33

34 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

DISCOVER YOUR STYLE! Immerse yourself in the quality and character of Stoneshire, located in the heart of Chaffee Crossing in Fort Smith, Arkansas. This secluded and private neighborhood features historic detailing, complemented by modern, open floor plans ranging from cottage style to larger one-acre estates. Enjoy a walk or run just outside your door on one of the many trails in Chaffee Crossing and nearby Ben Geren Park. Spend your leisure time riding a bike or go fishing at Wells Lake or Torriane Lake, both only minutes away.

LEARN MORE AT

STONESHIREATCHAFFEE.COM LOCATED ACROSS FROM STONEHOUSE AT THE INTERSECTION OF MASSARD ROAD AND SHIRECREST

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 35

36 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 37

38 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME

RIVER VALLEY REAL ESTATE & HOME - FEBRUARY 2020 | 39

40 | FEBRUARY 2020 - RIVER VALLEY REAL ESTATE & HOME