Center Grove Community Newsletter - 2013-10 by Towne Post Network, Inc.

Meeting Needs Close to Home

His Spirit Carries On

Habitat Women Build

Community Newsletter

october 2013

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Reaching More Center Grove Residents Than Any Other Publication!

Farm i Ng Still a Family Affair A part of the TownePost.com Network of Hyper Local Newsletters

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| october 2013

publisher’s welcome | Dann Veldkamp

business model goes well beyond those of the farmers of my home community.

Growing up in a Minnesota farm town, I could not imagine a farmer saying, “Owning land is difficult and unnecessary.” Difficult, certainly, but unnecessary? Land was the first investment of a “true” family farm. The amount of land you owned had a great impact on the perception of your success.

Neighbor helping neighbor is a vital part of a community. Tonya Talley highlights women helping women in her story about the first Habitat for Humanity Johnson County Women Build, now underway in Franklin. Two hundred and forty women with power tools is a powerful statement of commitment to helping others.

As our cover story shows, traditional models of farming no longer apply. The Richards family has learned how to leverage new models for great success. Now in their fifth generation of farming, make no doubt about it, the Richards face many of the same challenges that farmers have always faced. However, their innovative

Naturally women are also the focus of our story on breast cancer awareness. While the disease is serious, some of the efforts to raise money to fight it are simply fun. Barbara Augsdorfer shares a number of the entertaining ways men and women can help the fight. While the economy is slowly

“I Can Find What You Are Looking For!”

improving, there are still many in our community who need additional assistance to meet their day-to-day needs. This month Tonya Talley completes our two-part series on the help that is available with three more organizations that can provide assistance. The breadth of resources, and workers, is impressive indeed. We are already working on the stories for next month’s issue. We will be honoring veterans, highlighting the success of some recent Center Grove High School graduates and introducing a new, occasional, feature on local microbrew beers. We are also going to explain those confusing school speed limit signs. Personally, I can’t wait to hear what “when children are present” really means! cg

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Not FDIC Insured

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Community Newsletter

features

cover story

16 Habitat Women Build | Tonja Talley

19 Farming: Still a Family Affair | Ann Craig-Cinnamon

Habitat for Humanity has been hosting “women builds” since 1991. Groundbreaking for the first one in Johnson County was in August, and the women started building the home in midSeptember. The project not only provides housing but builds the skills of all involved.

28 Meeting Needs Close to Home | Tonja Talley

october 2013

centergrove atCenterGrove.com

This is not your grandfather’s farm. That message comes through loud and clear as we review the innovative business model of Indy Family Farms. The Richards are a true farm family, but there is nothing traditional about the way they farm.

ON THE COVER: Rob Richards (center) with his sons, Eric and Aaron Richards, are owners and operators of Indy Family Farms.

This month we complete our two-part series on local organizations that are here in your time of need. If your needs are food, transportation or assistance in a job search, help is available.

32 His Spirit Carries On | Rick Ramirez

The fourth annual Tyler Genneken Foundation’s Play it Forward Football Tournament will benefit the Be The Match national marrow donor program.

DAVID K. BOWYER Sr. Mortgage Consultant O: 317-973-0122 C: 765-516-3567 dbowyer@bawfg.com NMLS# 261743

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| october 2013

departments business Between the Bun | Jody Veldkamp

Breast Cancer Awareness | Barbara Augsdorfer

Detour American Grille | Julie Yates Greene’s Auto Service South - Center Grove Community Fair

living columns

8 10 37 38

The Gardening Nana | Nancy Craig

12 35

Trick-or-Treat for Annual Canned Food Drive | Debbie O’Brien

Community Connection | Erin Smith Word Finder: Falling Leaves | Lucy Stravers Making Cents | Kate Rhoten

events Community Event Calendar

balanced calendar childcare Wolf Adventures Fall Camp Your place for balanced calendar childcare. Children ages 3 through 8th grade (potty trained). Up to two weeks of thematic fun for all. $150 per week. Registration: Please email WolfAdventures@ francisandclare.org for more information or visit ssfcschool.org (click the ‘Wolf Adventures Camps’ tab) for additional information and to register. 7 am – 6 pm (flexible pick up and drop off). Saints Francis & Clare Campus, 5901 Olive Branch Rd., Greenwood.

Post your stories to TownePost.com or email to pr@atCenterGrove.com.

Mailing Address

P.O. Box 36097 Indianapolis, IN 46236 Phone: 317-823-5060 Fax: 317-536-3030

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Community Newsletter

October 2013 Vol. 2, No. 10

14 24 31

Story Submissions

centergrove Publisher Dann Veldkamp Dann@atCenterGrove.com . 317-345-9510 VP of Sales jody veldkamp Jody@atCenterGrove.com . 317-507-4334 Director of Business Development david Q. Maurer II David@atCenterGrove.com Accounting Jeanne Britt Jeanne@atGeist.com . 317-823-5060 @jeanne_atGeist Creative Director Alyssa Sander Alyssa@atGeist.com . @aaSANDesign Editor Katelyn bausman Katie@atCenterGrove.com October Writers & Contributors ann craig-cinnamon kate rhoten barbara augsdorfer lucy stravers debbie o’brien nancy craig erin smith rick ramirez jody veldkamp tonja talley julie yates

SHOP LOCAL!

Help our local economy by shopping local. Advertising supporters of the Center Grove Community Newsletter offset the costs of publication and mailing, keeping this publication FREE. Show your appreciation by thanking them with your business.

The Center Grove Community Newsletter is published by Chilly Panda Media, Center Grove, under license from Britt Interactive, LLC, and is written for and by local Center Grove area residents.

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the gardeNing nana

We are the only home improvement retailer offering FREE workshops especially for women

Do-It-Herself Workshops are offered | Nancy Craig on the 3rd Thursday of each month at all The Home Depot stores

3rd Thursday 6:30 pm - 8 pm Respect the Bat

Y A D S R U H T D R 3 THE

Thursday, October 17 Nothing adds to a scary Halloween like bats swooping 6:30 pm bats - 8 pm through the dark night. We have made out to be the bad Entrance guys when in reality they are Front the good guys andUpdates deserve our • Learn to update your front entrance door respect. In planting our moon• garden, my great nephews and Select tools and supplies to update your door’s hardware and accessories • Select products to update your entry container garden I learned a lot about bats. Even the small Indiana brown bat Joina the #DIHWOrksHOp conversation! can eat 33,000 mosquitoes over summer!

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Take the “What’s GOOD About Bats?” quiz (bit.ly/ GoodBats) and learn about “Indiana Bats” on the Indiana Department of Natural Resources website (bit.ly/IndianaBats). Bats save pumpkins?! (bit.ly/BatProject) Yes, bats eat insects that can damage fruits and vegetable plants. Bats in the tropics help disperse seeds like the cacao bean. Yes, bats have my respect since I love chocolate! Just like bees and butterflies, bats are pollinators and home are necessary forretailer all We are the only improvement kinds of plants to make fruit from theirworkshops flowers.especially We need offering FREE for our women are offered bats and must learn how toDo-It-Herself respect andWorkshops protect them. on the 3rd Thursday of each month at all great The Home Depot Max stores& Eli, have My nephews,

Max waiting for his pumpkin to ripen. We are the only home improvement retailer offering FREE workshops especially for women

Do-It-Herself Workshops are offered on the 3rd Thursday of each month at all The Home Depot stores

3rd Thursday 6:30 pm - 8 pm

Y A D S R U H T D R 3 THE

Thursday, October 17 6:30 pm - 8 pm Front Entrance Updates •

harvested their pumpkins and- soon 3rd Thursday 6:30 pm 8 pm will be carving scary faces and saving the seeds. AOctober great book 17 Thursday, to learn about planting, growing 6:30 pm - 8 pm and harvesting is Pumpkin Front Entrance Updates Do-It-Herself Circle: The Story a entrance Gardendoor by • Learn to update your of front Workshop at your • Select tools and supplies to update your door’s hardware and accessories George Levenson. •

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Learn to update your front entrance door Select tools and supplies to update your door’s hardware Select products to update your entry container garden

Join the #DIHWOrksHOp conversation! NEW! register now online at www.homedepo

Select products to update your entry container garden

Join the #DIHWOrksHOp There’s still time to plantconversation! bulbs NEW! register now online at www.homedepot.com/workshops

for spring flowers. I helped my daughter in Colorado plant 500 tulip bulbs! cg

Nancy loves flower gardening almost as much as she does her great nephews and nieces. Her interest in gardening intensified while living in Holland and was perfected with Master Gardener courses.

Thursday, October 17, 6:30-8 p.m.

Front Entrance Updates • Learn to update your front entrance door • Select tools and supplies to update your door’s hardware and accessories • Select products to update your entry container garden

We are the only home improvement retailer Don’t Miss These Other offering FREE workshops especially for women

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• Weatherization Thursday, 17 Sat. Oct 12, 10October am-11:30 am pm - 8 pm •6:30 Install Crown Moulding Front Entrance Updates Sun. Oct 13, 1 pm-2:30 pm •

Learn to update your front entrance door

Select tools and supplies to update your door’s hardware •• Electrical Updates • Select products to update your entry container garden Sat. Oct 19, 10 am-11:30 am

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| october 2013

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Purdue Extension Johnson County | Erin Smith

rom identifying creepy crawly bugs to orchestrating programming for thousands of 4-H’ers, Purdue Extension – Johnson County (PEJC) is transforming lives and livelihoods through research-based education right here in our county. Having the resources of Purdue

The Purdue Extension - Johnson County Staff (L-R) Sarah Hanson, Ashley Schultz & Linda Souchon with their favorite book Rodeo Ron and the Milkshake Cows.

center grove c o m m u n i t y

University at their fingertips enables PEJC to provide sought-after programs like Master Gardener and Master Food Preserver Training. The latter is provided during a one-week class that attracts folks from all over the Midwest. Executive Director Linda Souchon teaches it. Under Linda’s leadership, staff and volunteers made over 300,000 contacts through direct programming and indirect outreach (newsletters, Facebook and website) during the 2012-2013 year. I was surprised by the value of volunteer hours this organization provides to our community: a whopping 17,560 hours valued at $388,777. Impressive! PEJC’s website provides updates on the Emerald Ash Borer, aquaponics, renewable energy links and much more! Constant assessment of community needs allows PEJC to be proactive. The new alternative school calendar year uncovered the need for safe and innovative learning opportunities while Mom and Dad have to work. In partnership with the Indiana FFA Leadership Center, camps will be offered during fall and spring breaks. To register, call the Leadership

newsletter

| october 2013

Center at 317-878-4570 or visit indianaffa.org/leadershipcenter for more details. True Story Meet 4-H lifer, Lindsey Summers. Her role as a junior leader and ambassador taught her time management skills and influenced her perspective on just about everything. Lindsey’s contribution to our community has already been great, but even more refreshing is her belief that “everyone has different opinions and ideas. If we don’t take into account their thoughts, we will never be smarter or stronger than ourselves.” Now that is a wise leader beyond her years! 4-H Program Director Ashley Schultz was particularly proud of Lindsey and indicates it is very common to see youth blossom through 4-H programs. She also set me straight on what you can expect from programming

in the new millennium: “Today’s 4-H programming is nothing like your parent’s 4-H days!” Although kids still win awards for produce, steer, pigs and pies, many new categories have been developed like recycled crafts, Lego builders and photography which is the most popular.

r i v a t e

a n k i n g

exPerience You can Bank on.

“I have been involved with PEJC for over 20 years,…and I’ve been passionate about spreading their word ever since,” says Carolyn Clow. cg

At the Indianapolis area’s largest locally owned national bank, our private bankers have an average of 15 years banking experience. Experience that results in unprecedented service, the rare authority to make prompt decisions and unique, innovative solutions

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to enhance your ultimate financial goals. So call Tricia Rake today at 261-9755. Because she doesn’t apply formulas to determine your financial success. She applies experience.

Leadership

Carolyn Clow, Secretary Carla Cole Jennifer Crawhorn, Rector Jean Devore Brad Faris, President Mike Hardamon Duane Plummer Jamie Rainwater Bill Richardson, Vice President Greg Robards Terri Roddie Kim Schafstall Dennis Stewart Lindsey Summers Deklin Veenhuizen Brian Walker John Young

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52,909: of acres Job Name: Number Tricia Rake PB Ad Johnson Size/Specs: x 7.37"; 4C County harvests.4.72"The US is the largest Insertion Date: January 2013 producer and exporter of soybeans. Pub: @ Center Grove – USDA’s Economic Research Center

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events

Trick-or-Treat for Annual Canned Food Drive | Debbie O’Brien Cooler, crisper temperatures and colorful changes in scenery will soon welcome Halloween. The local neighborhoods will bustle with pirates and princesses and a few ghosts and goblins in search of the perfect, delicious concoction of sweet treats. There is a repetition of the doorbell ringing and melodious shouting of “trick-or-treat” greeting each swing of the door. Except last year when it was different…and a slightly more adult, lower-pitched voice of someone once recognizable as the little girl next door exclaimed, “Hi! We’re collecting canned foods for the Center Grove Alternative Academy (CGAA) CARE Pantry. Would you like to donate some cans of food?” This girl and her friends were high school seniors volunteering their time for a great cause. Happy to oblige, my husband rooted through our kitchen pantry and grabbed a few cans to donate. This continues an annual collection effort that started in 2009 when members of Center Grove High School’s Student Government (STUGO) brought the idea to CGAA’s CARE Pantry. According to Beth Bryant, CGAA Director, “This gave the pantry a great boost that first year. It is a sight to see when the STUGO kids come walking up to the pantry with their wagons filled with canned foods. They are pulling heavy loads.”

neighborhoods. Center Grove High School STUGO will post flyers days ahead of Halloween to give friends and families a heads-up. This year, members of STUGO will be collecting food for the annual “Trick-or-Treat for Cans” event in several Center Grove area neighborhoods on Halloween, Thursday, October 31. Please have a few unexpired canned food items ready to donate when the students stop by your house. You can also contribute to the CARE Pantry by dropping off your donations at CGHS, Attention: Lindsay Bentz or Beth Bryant. Monetary donations are appreciated as well. “It means a lot to us, and we send handwritten thank you notes to the check writers,” said Beth. The CARE Pantry serves Johnson County residents and is run by students of the CGAA. Gleaners Food Bank and Midwest Food Bank are contributing partners. The CARE Pantry provides a wide assortment of food items and toiletries. Recipients wait in line eager for the doors to open. It is open Fridays from 12:30-2:30 pm, located at 2911 S. Morgantown Rd. Recipients may come to the pantry once a month and must show proof of Johnson County residency. Call 317-885-5242 for more information. cg

Some of the STUGO students have competitions with Roncalli High School students to see which school can collect the most cans for their respective food pantries within their own Isaac Ryle sorts the produce to prepare it for distribution . Nick Ridener and Morgan Stone managed the process at the check-in table . Victoria Pierce enjoys being able to help others in need, in particular the help she can provide to some of her neighbors

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| october 2013

Debbie O’Brien has lived in Center Grove since 1988. She has worked for Pleasant Grove Elementary for 11 years and is currently a substitute teacher. She and her husband, David, have three children.

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You’ve Never Had Burgers & Dogs Like These started in Franklin, allowing him to learn before diving into the competitive world of downtown Indy. By October, he was downtown dealing with parking, crowds and long days. To save time, he gave up smoking meats and used his rubs on burgers. It was a huge hit.

| Jody Veldkamp There are burger places, and then there is Between the Bun. I ventured in after seeing a friend’s Twitter recommendation. On my first visit, I had the “Spitfire Chili Dog” made with their signature Spitfire seasoning. It was great! I was intrigued. How do you create a restaurant with 16 specialty burgers including a caramel apple burger, fried hot dogs and mac and cheese with crushed Goldfish crackers?

Since opening April 1, Scott is in the kitchen, and Trisha serves customers. Scott isn’t stuck in the kitchen; he is out meeting customers and listening to comments and suggestions. If you check out the reviews on Urban Spoon, bit.ly/BetweenTheBun, you’ll see by the high positive rating that Scott takes the time to respond, be it a compliment or complaint.

Boss Dogg Scott and Trisha Sims have a great story. Scott started grilling in his backyard. He’d find special spices and rubs he liked, fire up the barbecue and invite friends over. Soon he started making his own rubs and mixing his own spices. As his expertise grew, he decided last year to equip a trailer to serve as his “restaurant” and hit the streets. He 14

center grove c o m m u n i t y

When winter rolled around, working the “food truck” circuit was a big headache. In January, he and Trisha took over the old Casa Miguel’s location on Madison in Old Town Greenwood. Trisha handled the remodeling, spending three and a half months decorating and creating a unique atmosphere. Old TV Guide covers and pages along with records and other memorabilia of the 70s and 80s are under the clear coating on the tabletops, all of it Trisha’s work. Scott points out that the décor, designed to bring back good memories, “is still a work in progress.”

Their goal is to create “something completely and utterly unheard of,” and they have done it. The burgers are marinated in 25-27 different spices. Their three rubs, created by Scott, are mild, medium and “Spitfire Seas-n-all” which contains just the right amount of one of the world’s hottest peppers, the

newsletter

| october 2013

Caramel Apple Burger ghost pepper. You can choose from four barbecue sauces: Sweet Poontang BBQ, Suga ‘n Spice BBQ, Spitfire and Johnny Appleheat. The appetizers may sound familiar, but taste them and you’ll see they are as unique as the rest of the menu. The fried pickles are individually hand breaded, so don’t expect them to be out two minutes after you order them. Of course, the sauces are made fresh onsite. Horsey Ranch, Spicy Sour Cream or Creamy Dijon are great for dipping or topping off a burger or dog. Scott never dreamed his backyard grilling would lead to this. Moreover, I promise, you have never had burgers, dogs and more like this. • • • •

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Habitat for Humanity featured

Women Build

| Tonja Talley . Pictures | Stacy Green Photography

very seven minutes around the world, Habitat for Humanity E serves a family in need of decent housing.

On August 14, 240 women in pink T-shirts and hard hats flanked the perimeter of a vacant lot in Franklin, Indiana. Even the rising sun seemed to play in the celebration of the day as it peeked in and out of the clouds that streaked the blue Indiana sky. Twelve pink decorated shovels leaned against a tree trunk in wait for the festivities. The crowd had gathered to celebrate the groundbreaking of the first-ever Habitat for Humanity of Johnson County (HFHJC) Women Build. Lee Ann Wilbur, Center Grove resident and Executive Director of HFHJC, addressed the women in attendance, “It will be gratifying to someday come past this lot and know we were a part of building a house and landscaping the ground for a young mother and her two daughters to call home.” Women Builds have gained in popularity since 1991. It was then a group of women from Charlotte,

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| october 2013

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NC, equipped themselves to build a home for a deserving woman and her family. The Women Build department of Habitat for Humanity International believes the more people they can train to become effective volunteers, the better equipped the organization will be to fight poverty housing. Slated for the September/October 2013 build is a home for a single mother with two young girls. Knowing this information, Lee Ann pitched the idea of a Women Build. Quickly the proposal grew to reality. Twelve teams of 20 women from different areas of Johnson County eagerly accepted the challenge. Starting the campaign in earnest this past January, these women raised funds, knowledge and awareness of the build. These ladies were asked to name their teams, decorate a shovel for the groundbreaking ceremony and be responsible for raising $5,000 per team. Incentives were set for different contribution levels: a T-shirt was given for raising $250, pink hammers for $500 and pink tool belts for $1,000. However, Lee Ann says the pink fleece became the equivalent of the soughtafter “Mary Kay Pink Cadillac.” This fleece could not be purchased; rather, it would be given to an elite group of women who raised over $2,000. The wonders of the pink fleece brought teams to participate in very fun and creative fundraisers. The Fancy Framers, for instance, partnered with Franklin’s Middle Davids Candles. The company designed a candle with the team’s logo on it, and the team sold them all over the county. At the same time, Ben’s Builders of Franklin College had a silent auction, while Center Grove’s Hard Hats with Hearts hosted spa parties. Many companies have been loyal to the women’s mission too. As a corporate partner, Lowe’s of Franklin reinforced the care and use of power tools.

Employee Jim Handley conducted basic skill workshops where the ladies were taught how to read a blueprint, use tools of the trade and participate in building miniature wall forms. Lee Ann says these workshops transformed and empowered the women for the build ahead. “At the beginning of the workshop, you could see the look of panic in the girls’ eyes,” she said. “But by the end of the session, the women were confident and giving each other high fives.” The build began in September. Each team had one day assigned to them with specific tasks to accomplish on that day. PNC Bank’s Pretty Nailing Chicks and Mutual Savings Bank’s Pink Nails started the first day by installing the subfloor and building walls, while the Hard Hats with Hearts ended the 12 days by finishing the little touch-ups in the house and yard. “We here at Franklin Window and Door felt very honored to be a part of the Women Build of Johnson County,” said owner Cori Brown. “As a female owner, it just made sense to me to be part of an opportunity to assist in the Women Build and give a hand up to a deserving young woman and her family.” On a personal note, Cori was a member of the Building Beauties team that framed a shed and installed door hardware. Another new company participant in this build was Carpet Country on State Road 135 in the Center Grove area. “I, too, am a single mom and experience the same issues of trying to make ends meet. The challenges of each day can be overwhelming,” said co-manager Lisa Rode. “Carpet Country is a family-owned business, and we try to give back to the community for the support we have been given over the past 40 years. Habitat is a wonderful experience that helps bring lifelong dreams of ownership to a single mom and her children.”

Learning to use the tools of the trade under the close eye of an expert . Before the build is complete, many of the women will be experts themselves . Center Grove’s team Hard Hats with Hearts joined in the decoration of the shovels for the groundbreaking . The basics are quickly mastered: measure twice, cut once!

october 2013

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Team leaders with their decorated shovels. Lee Ann Wilbur, Executive Director of Habitat for Humanity of Johnson County, is on the far right. Overseeing the Women Build was Center Grove’s Gorman Homes, Inc., led by owner Mike Gorman and his building crew. Before the build took place, Mike stated, “As President of Gorman Homes, a custom builder primarily on the southside, I am a firm believer in giving back to my community, and Habitat for Humanity gives me this great opportunity. I have been involved in Habitat for 26 years in many different

ways, but directing over 200 ladies in the Women Build will be a first and one I am looking forward to.” Going back to that beautiful day of the groundbreaking, everyone stood on the lot visualizing the girls baking cookies in the kitchen, having their own bedrooms and a nice yard and neighborhood for the children to play. For the young mother who has partnered with HFHJC for two

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years and completed the required classes and “sweat equity” for ownership, the celebration brought an overwhelming amount of emotion. The young woman and her two daughters are finally home. If you would like to be a part of Habitat for Humanity of Johnson County and their builds, please contact them at 317736-4454. cg

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Farm i Ng Still a Family Affair Fifth Generation Center Grove Farm has Regional Influence | Ann Craig-Cinnamon

umorist Will Rogers once said, “The farmer has to be an optimist, or he wouldn’t still be a farmer.” Rogers said that decades ago, but the words are as true as ever today. Saying that farming is a difficult business is putting it mildly. Despite technological advancement, farming is still sweat-inducing, getyour-hands-dirty, hard work that is at the mercy of conditions beyond anyone’s control like the tyrannies of weather and the state of economies. Equipment that is essential for farming today is expensive, and farmland is rapidly disappearing as developers snap it up to build more housing subdivisions and strip malls. Commodity prices are so volatile that revenues can fluctuate wildly from year to year and even day to day. So why in the world would anyone want to get into such an unpredictable business? Perhaps because it’s in their DNA? october 2013

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Meet the Richards

they have come a long way from horse drawn plows.

The Richards family runs Indy Family Farms, a fifth generation farm in Center Grove. It all started in 1897 when the first generation of the Richards family moved to Central Indiana from Tennessee and bought some land in Glenns Valley to farm. The second generation bought land south of Smith Valley Road on State Road 37. The third generation bought more land on State Road 37 where Indy Family Farms is still located today, operated by the fourth and fifth generations of Richards. Rob Richards and his sons, Eric and Aaron, operate the farm today, and it’s a business that the first generation would never recognize.

Rob gives all the credit for the growth and success of the business over the past 16 years to his sons who have worked on the family farm since they were teenagers. Rob himself had left farming for different pastures after graduating from Purdue and returned five years ago when his sons had grown Indy Family Farms to the point that they needed him to help run the business end of it. It may be a large business now, but Eric says it is still all about family. “We’re a family farm operation with strong business acumen and a goal of keeping our family on the farm and exceeding landowner expectations along the way,” he says.

It has grown to include farming land in 13 counties around Central Indiana, employing 12 full-time and 12 parttime and seasonal workers, and owning as many as 40 pieces of massive farm tractors and other equipment, some costing upwards of $400,000. Yes,

The realities of farming

To that end, Eric says they have to keep growing because if you’re standing still in the agriculture industry, you’re falling behind, and the average farm is 

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The Richards lease most of the land they farm which is typical. Eric says owning land is difficult and unnecessary. “The average farmer in Indiana leases 40 to 60 percent of the land he farms, and this number is steadily increasing. As a result, leasing land is very, very common. Land prices have increased dramatically over the last few years. Purchasing land is more of a permanent asset and decreases the working capital available to us for growth. We think the land prices will level off a bit, but investor purchases will keep the demand side high,” he says. Eric also points out that we live in a fast growing, developing area, and the “urban sprawl” of Indianapolis has taken tillable acres for years and continues to do so. However, in looking for available land to farm, they are respectful of the many great family farms that are in the local area and only focus on ground in transition or landowners that contact them directly looking for a tenant change.

For the love of farming



getting bigger and bigger. He quotes the latest USDA statistics that 2.5 percent of farmers generate 62.9 percent of agricultural revenue.

   

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Morgantown Mt. Pleasant Paragon Smith Valley Spencer Stones Crossing Switz City Waverly

The Richards are also great caretakers of the land they farm. Aaron says that every year for the past four years, they have hired a consultant to come in and review the ground and their processes, documentation and safety actions. “This involves extensive documentation to support our safe and effective receipt, storage, application and disposal of fuels, fertilizers, chemicals and seeds.”

“Some folks may think we are crazy to pay for something like this that we do not have to do, but we think it is the right thing to do on behalf of our environment, employees, community and landowners. For our business, it definitely makes us better and prepares us for any traceability requirements that will be coming to row crop agriculture in the near future,” he says.

Changes to the industry

Rob says that there have been phenomenal changes to agriculture brought on by technology in the last 10 years, and these are contributing to the improved yields needed to feed the world. “Technology advances are going to continue to expand. There’s going to be more information available to farmers to be able to improve the yield production of the ground and hopefully simplify some of the farming operations,” he says. “Data comes together so that you can increase yields….That is what it’s all about. At the highest level, it’s increasing yields, or it’s getting the information to allow working

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faster and more efficiently for a cost reduction. Yield increase and efficiency translates into net profit improvement.” Rob says they already have technology that allows him to sit at home and see what is happening in the fields from his iPhone after he has gone home for the day. He mentions auto steer, auto shutoff, tablets in the tractors that access the web, variable rate application that fertilizes only the areas that need it and planting machines that can sense when a row is planted and shuts off, thus saving seeds. The future, he says, is unmanned tractors with IT people sitting at a bank of monitors turning machines off and on remotely.

Feeding the world

How they farm has transformed, but what they farm has remained the same. They still grow corn, soybeans and wheat, but the difference is how those crops are used. Aaron says they sell to elevators who sell to processors who turn it into ethanol, flour and cereal. In addition, the elevators export some of their crops, so the Richards really do

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help feed the world in the grand scheme of things. Despite all the problems and volatility, Rob insists that farming is not a dying business because the world needs growers of foods. “I hesitate to say that large companies will be doing most of the farming because I hope it will be family farm operations that are leading the way. However, family farm operations will continue to increase in size as ours has. When you look at the USDA agricultural statistics, farm size has always been on a growth trend, and that will continue." So the next time you walk into a grocery store and have access to the widest array of foods known to mankind, keep in mind that there are hardworking people responsible for supplying what we all take for granted. Rob says that in America today, the typical non-farm person is three generations removed from agriculture. For most people, that means their great grandfather was the last person in the family who was involved with growing crops.

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He summarizes it this way: “In the US, less than 1 percent of the population directly produces the food that 100 percent of us eat. Of that 1 percent, 95 percent are part-time farmers. Based on USDA statistics, then only 5 percent of the 1 percent are producing 30 percent of the food. All farmers know that we do indeed ‘feed the world.’ The challenge is that we are not feeding everyone in the world now, and the population continues to grow. Ag information says by 2050, farmers/suppliers will have to double current yields to feed the world. That is a significant challenge!” says Rob. So don’t ask why anyone would want to be a farmer. Just say thank you. cg

“

I mentioned my hope of family control. In our case, we believe we have the typical farm family characteristics of honesty, integrity, church, family and care for the land and community. We do not want America to lose that. However, in South America and Australia, there are several farm operations that farm well over 1 million acres that are corporate-owned.

”

center grove c o m m u n i t y

newsletter

| october 2013

Ann Craig-Cinnamon is a 30-year radio and television broadcast veteran. Ann is the Publisher of the Carmel Community Newsletter, a writer, travel speaker and author of the book, “Walking Naked in Tehran.”

october 2013

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business

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Julie Yates is a former teacher and current food blogger, Yates Yummies. She enjoys sharing quick, easy and healthy recipes with people who love to cook. Visit her blog at yatesyummies.blogspot.com.

center grove c o m m u n i t y

newsletter

| october 2013

business

Detour american Grille Fun Time Food in Sports Bar Atmosphere Review & Photos | Julie Yates, Food Editor

etour American Grille-Southport, located at 4530 Southport Crossing Dr. just off exit 103 on Interstate 65, seems like the type of establishment where coworkers might meet for drinks at the end of the day or friends would gather to watch a major league sporting event. Families with slightly older children might enjoy it also; tucked away in the corner of one of the larger eating areas is a small arcade for the kids. Although the food for the most part is tasty and the atmosphere is festive, this reviewer thought the menu was a bit pricey for a casual dining experience.

The expansive interior is starkly furnished with bare dark wood tables and matching chairs, black leather upholstered booths and a roughly finished cement floor. Void of the usual country barn/flea market rustic ornamentation found hanging on some bar walls, the main decoration is 40 televisions, four of which are in the men’s room. It is safe to say there is not a seat in the house that does not have a good view of a television. The happy hour crowd has many options in which to partake: 24 different beers on tap including some that are locally produced. Twenty-two are microbrews that are seasonally rotated, and patrons are allowed to try a sample before they commit to a whole mug of something exotic like pumpkin ale. Specialty drinks, signature martinis and daily specials have their own dedicated menu, while other libations can be shaken or stirred up if just

requested. There aren’t any peanuts on the floor of Detour’s bar area. Instead, this place has bacon – really great bacon from local supplier Moody Meats – loaded into glasses and placed on the tables to munch on. In addition to the daily drink specials, appetizers are half price during happy hour Monday through Thursday from 3-6 pm and again from 9 pm until close. Our server was attentive and friendly, and although she was waiting on several tables, she never seemed rushed. She handed us our menus along with silverware rolled in a black terrycloth towel. The menu offers plenty of fun bar food such as wraps, flatbreads and burgers and carries out the road trip theme through their menu items’ names including “Under Construction Nachos,” “Speed Bump Chicken Tenders” and “Road Rage Shrimp.” We selected the above mentioned $12 shrimp for one of our appetizers. The four fresh and plump jumbo shrimp in large martini glass resting on a bed of shredded lettuce topped with traditional cocktail sauce were given a first rate rating by my dining partner. Our other appetizer choice was “Fried Avocado” for $7. The avocado slices had been dipped in batter and were bland by themselves

but got a needed kick from the chipotle honey mustard dipping sauce. Fajitas were the dinner special that evening for $10 instead of their usual $16 price. I opted for the steak version. The ample portion of beef strips and colorful peppers was adequately seasoned but a bit dry and not something I would order again on a return visit. My companion ordered the grilled mahi-mahi, and the kitchen graciously accommodated his request to blacken it. Although the fish was perfectly cooked and very delicious, the proverbial “deck of cards” serving seemed a bit small for $16. We also tried the sweet potato fries that were served with a caramel-marshmallow fluff dipping sauce for $3. They were definitely unique and fun to try. We finished the meal by sharing the “Chocolate Chip Cookie” for $7. This sinfully rich dessert is a large fresh baked cookie topped with a scoop of vanilla ice cream and drizzled with chocolate sauce. It was worth the calorie spree! Detour American Grille has two sister restaurants: one at Keystone at the Crossing area and another in Geist. Recently transferred from the Keystone Detour, Manager Jeff Osler came by our table and shared that the current menu is going to be revised in the near future. He mentioned that Thursday is Trivia Night, and from 8 pm on, a large crowd comes in to enjoy the festivities. Detour American Grille-Southport is a great destination for someone who wants to mingle with the gang and watch the big game. It would also be a fun place for a special family dinner if the one who gets the check doesn’t mind splurging. cg

october 2013

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living

Serious to Silly | Barbara Augsdorfer October is Breast Cancer Awareness Month. Women are urged by their doctor to do a monthly self-exam. The Mayo Clinic recommends a mammogram every year starting at age 40 (not all organizations agree on mammogram guidelines). This month’s awareness is all about raising funds for research and finding a cure. Be prepared to see a lot of pink.

seriously uplifting Many of the events are serious. Some border on udder nonsense (sorry, couldn’t resist). On the serious side are the many Race for the Cure events benefiting Susan G. Komen for the Cure (formerly The Susan G. Komen Breast Cancer Foundation). Local Indiana events took place in September, but the Inaugural Komen Memorial Promise Run & Relay will be held in Peoria, IL, October 20. Call 309691-6906 or email mail@komenpeoria.org for more information. Bra Crawl As for the more silly events, The Bra Crawl Indianapolis on October 5 is more for the guys to show their (ahem) support by wearing a bra over their shirts (or on their heads) as they bar hop from noon to 5 pm. As of this writing, four bars have signed up, but more are expected as tickets are sold. Participating bars in downtown Indy are Cadillac Ranch, Tiki Bob’s, Kilroy’s and Tin Roof. The ticket package includes drink tickets for Corona/Corona Light and Bacardi. The Bra Crawl raises funds for the V Foundation and breast cancer charities. E-mail info@mydrinkon.com for group rates or more information. This event requires participants to be at least 21 years old. (Psst! LivingSocial has a half-price deal: $10 for admission for two and four drink tickets. Check in at Cadillac Ranch. Visit livingsocial.com for more information on this promotion.) Passionately Pink If running a 5K or having your boyfriend make a total boob of himself at a bar is not for you, there are other ways to honor a loved one. You can raise funds for research, be creative and have fun. The Susan G. Komen website (komen.org) offers ideas for going “Passionately Pink” in the office, school and community. Pick a day and urge everyone to wear pink. If the men don’t want to wear pink, ask the guys to dye their hair, beards or mustaches pink for the day. (Editor’s note: Personally I’d rather just wear a pink tie or socks.) Have a “pink potluck,” pink bake sale or simply challenge various departments or classes to collect loose change to fill a large container (decorated pink of course) that will be donated to a breast cancer charity. 26

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Athletic Support Finally, even athletes get involved. The NFL, college and high school football players may opt to wear pink cleats, gloves or towels during games in October. The girls’ volleyball teams at Center Grove and Lutheran High Schools are both hosting games to raise funds for breast cancer research. Supported by The Side-Out Foundation in Fairfax, VA (side-out. org), one home game is designated as the “Dig Pink” game to raise funds for the foundation which supports breast cancer research. The “Dig Pink” event at Lutheran High School (LHS) is October 9 when the Lady Saints take on the Flashes of Franklin Central High School. The freshmen game starts at 4:30 pm, junior varsity at 5:30 and varsity at 6:30. Last year’s events at LHS raised approximately $1,500 for the Foundation. Between the games, players introduce the honorees – family members who are breast cancer survivors – or stand in memory of a family member lost to the disease. “We recognize any who are present or who are represented,” says Kathy Anderson, LHS Volleyball Coach. “They are usually mothers or grandmothers of students. We also try to get all of our [local Lutheran] elementary schools involved by asking students and teachers to wear pink on that day.” CGHS volleyball will take on Bloomington North October 10 for its “Attack the Cure” breast cancer awareness night, says Assistant Athletic Director Scott Knapp. The junior varsity game begins at 6 pm with the varsity game at 7:15 pm. From serious to silly (but really serious), breast cancer awareness events abound. One creative T-shirt sums up the purpose: “Big or Small, Save Them All.” cg

| october 2013

Barbara Augsdorfer is a graduate of California Lutheran University with more than 20 years of writing and editing experience in the publishing industry. Barbara had an aunt and grandmother who survived breast cancer. Her mother-in-law is currently undergoing radiation treatments after a lumpectomy last spring.

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Meeting Needs Close to Home | Tonja Talley Editor’s note: This is the second of a two-part series on some of the organizations that help those in need in Johnson County. The first part featuring three more organizations was in the September issue of Center Grove Community Newsletter. There are moments in everyone’s life when we need not a handout but a hand up. This month will complete the twopart series about meeting the needs of others close to home. These interviews began at Mount Pleasant Christian Church, followed by ACCESS transportation and ended at the White River Township Trustee Office with Mark Messick.

Community Ministry Center

The new Community Ministry Center (CMC) on the Mount Pleasant Christian Church (MPCC) campus stands as a beacon of hope. It will soon serve clients for both the Living Bread (LB) food pantry and In His Name clothing ministry. These two entities have witnessed the harsh financial realities of the community through the years. With the influx of clients, both ministries have groaned for additional space. Located in the southern area of the church parking lot, MPCC aims to open their new facilities before the end of the year. For the two ministries that serve a combined average of 250 households weekly, the CMC will be a welcome change. “By placing both ministries together in the CMC, everyone from both ministries will be able to sit down, enjoy a free snack or meal, hear God’s Word through a devotion and shop all in one place and one visit,” said Crystal Thompson, MPCC’s Community Connections Coordinator.

With the announcement of the new facilities, the church revealed the CMC will be taking on a broader scope in the fight against hunger. Crystal explained that the CMC will be helping Midwest Food Bank. Their mission is to gather food contributions from major food corporations and funnel the food down to smaller food pantries and national disaster sites, all at no charge. Crystal says the CMC will be stocked weekly with at least 12 pallets of canned food. In turn, these pallets will help feed the households of LB clients and assist other pantries in the southern parts of Johnson County.

For additional information on shopping and donation times: 317-881-6727 mpcc.info

ACCESS

In 1993, United Way did a needs assessment for Johnson County. Its findings placed transportation as the number one unmet need. With increased funding assistance, Gateway Services’ ACCESS began to rev up their engines for their clients and the community. Becky Allen, Director of Transportation, says ACCESS began operating a community transportation service with Demand Response. By 2001, ACCESS was coordinating with IndyGo to provide offpeak hours between Kmart and the Greenwood Park Mall, plus providing flexible fixed routes on US 31 between Greenwood and Franklin. “We found in 2012 that we were doing a lot of deviations due to the flexible fixed routes. We couldn’t provide the quality of service people had come to expect. Change was evident.” Today ACCESS connects people to and from through Zipline, Zip Connect and Zone to Zone Demand Response. For those in Greenwood, there are three fixed Ziplines each weekday: Greenwood West, Greenwood East and US 31. The Greenwood East and West lines start at 7:20 am and run simultaneously every 40 minutes, ending at 5:20 pm. The US 31 route begins its day at 5 am and finishes at 8:20 pm. The Greenwood routes begin and end the day at the Greenwood Park Mall, and the US 31 route begins and ends at the Franklin Walmart. A rider can catch the bus anywhere on these three fixed routes. Each ride costs $1 with a free transfer, or the bus driver can sell a day pass for $2. Exact change is required.

The Community Ministry Center, operated by Mount Pleasant Christian Church, will open before the end of the year. 28

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For those who are unable to get to a listed bus stop, Zip Connect is available to feed into the Zipline. If a person is within one mile of a bus stop, ACCESS will happily pick clients up and connect them to the nearest Zipline. To get on the Zip Connect schedule, a person

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needs to contact ACCESS before they need the service. You must call at least 24 hours in advance and no later than 1 pm the day before they need the ride. “This is where we get to be like the airlines,” giggled Becky. “There are no direct flights.” The Zone to Zone Demand Response, a curb-to-curb option, is a shared ride program for anyone in Johnson County. This type of ride fits well with those who cannot drive due to age or medical reasons. Like the Zip Connect, a rider needs to let ACCESS know their intentions by calling 24 hours in advance of an appointment. All 44 ACCESS drivers are registered with the Bureau of Motor Vehicles. They undergo yearly physicals, security tests and drug and alcohol testing.

For additional information on ACCESS and their rules, routes and prices: 317-738-5523 . TTY: 317-738-3951 accessJohnsoncounty.org

White River Township Trustee Office

At the White River Township Trustee Office, a treasure of information from organizations willing to lend a hand up awaits anyone who visits.

Riders can board the ACCESS bus at Greenwood Park Mall, among other locations.

Church & Chapel Funeral & Cremation Service Trust. Service. Fair Pricing. Our Center Grove Church & Chapel office offers a convenient location to meet with our staff and plan a service to be be held in your local church or at our Franklin Community Mortuary and Memorial Center.

Heartfelt & Sympathetic Service. Scott & Mary Swartz, Owners Serving Johnson County and the Surrounding Area

Greenwood: 2020 S. State Road 135 • (317) 881-0202 Franklin: 300 S. U.S. 31 Morton Street • (317) 738-0202 Trafalgar: 100 S. State Road 135 • (317) 878-4480 october 2013

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The trustee’s office is widely known for helping qualified applicants with emergency assistance for basic necessities. “Many times, however, our job is to direct people to those agencies that can help with other specific needs,” Township Trustee Mark Messick said. “Sometimes it may be as simple as how to positively present oneself in an interview. Mount Pleasant Christian Church has an excellent job program that teaches on that very topic.” United Way has a multitude of agencies that they support and work with to supply assistance to people, such as the Economic Assistance Program. Currently through grants and federal funds, this United Way program works with those who have lost their job because of the economy. This program helps families find resources and financial assistance to get through struggling times. It also provides educational opportunities for families to learn how to manage financial resources better. Browsing through the different pamphlets, one brochure talked about how to receive a free phone and 250 free voice minutes each month. Another brochure was about St. Thomas Clinic, a free health clinic for adults who live in Johnson County. You can find a list of over 100 resources on the White River Township website, whiterivertownship.org/assistance. Click on the “Helpline of Johnson County list of organizations” link. Township Trustee Mark Messick.

No matter what the need may be, stop in and talk to the folks at the Township Trustee Office. Like the other organizations, they too try their best to meet the needs of others close to home. cg

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For additional information: 317-422-1143 2929 S. Morgantown Rd., Greenwood Hours: Mon. - Thurs. 8 am - 4 pm whiterivertownship.org/assistance

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Tonja Talley has called Center Grove home since 1993. An 11-year bi-lateral lung transplant survivor, Tonja enjoys speaking on behalf of the Indiana Organ Procurement Organization. She also volunteers for the CF Foundation, byTavi and her church.

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Greene’s Auto Service South 317-881-5967 976 S. Morgantown Rd. Greenwood GreenesAutoSouth.com The Ottney family knows local business is the heart of any community. For the second year, the family who owns Greene’s Auto Service South stopped working on cars for a day and instead provided a fun activity for community residents and a platform for local businesses to promote themselves.

greene’s auto service south Center Grove Community Fair Raises Funds for Robotics Team This year’s Center Grove Community Fair benefited the Red Alert Robotics Club. Steve Ottney, Jr., who owns Comics Are Cool located next to the family business, coordinated the event. “We appreciate our customers, and we hope they and other residents enjoyed the event,” he said. “We are pleased that

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His Spirit Carries On While many remember Tyler as a running back who lost his life way too soon, his spirit is helping the lives he touched. “He’s become a huge part of my life. I use him for motivation for most of my daily tasks,” said Lane. “When we have a hard practice, I think of how hard his treatments must have been and use that as motivation. Without him, we wouldn’t be as tight of a class,” Lane added. Tyler’s memory goes beyond his friends, the football field and even the Center Grove community. Out of an attempt to find a bone marrow match for their son, Tyler’s parents created the Tyler Genneken Foundation. “We held bone marrow registration drives and got thousands of people to sign up,” said Tyler’s father, Drew. “When the window closed, and a match couldn’t be found, Tyler was the one who said, ‘More needed to be done. We have to fix this.’ He didn’t want any other kid to not receive a match,” said Drew.

| Rick Ramirez

yler Genneken, a 14-year-old Center Grove boy, lost his battle with leukemia in 2009, but his memory continues to motivate so many who knew him. His football teammates will tell you how infectious the former running back’s smile and attitude were. Their bond was so great that the Center Grove High School football team carried Tyler’s jersey onto the field for their season opener at Warren Central in August. It would have been Tyler’s first game as a senior. “It meant a lot to have his jersey and spirit out there,” said Lane Morris, a close friend and teammate since third grade.

The fourth annual Tyler Genneken Foundation’s Play it Forward Football Tournament will benefit the Be The Match national marrow donor program. Teams pay an entry fee to compete in the tournament. All proceeds go to fund bone marrow registration drives. This year’s tournament is already full, but there are still several ways to help make the fundraiser a success including volunteering, donations and sponsorships. “The football tournament and foundation bring hope to kids just like Tyler,” said Lane. cg Rick Ramirez is a longtime TV news producer who now owns a media business in the Indianapolis area. Rick served four years in the U.S. Air Force, including tours in Operation Desert Shield and Desert Storm. After returning to the U.S., Rick worked as a TV producer for WINK TV in Fort Myers, FL, WRTV, WTHR and WXIN in Indianapolis.

Starting quarterback Luke Calvert carried the jersey out with the other team captains before the start of the game. “It was a surreal moment in my life that I will never forget,” Luke recalled. “Holding that jersey with 12 stitched on the front of it, and right above it (the name ‘Trojans’) showed what Tyler was, a Trojan. We will honor him, but more importantly, we will have him as a teammate on and off the field this year,” said Luke. Tyler had a chance to meet Peyton Manning during Colts Camp 32

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oct. 9-10 Tyler Genneken Foundation’s Play it Forward Football Tournament Center Grove Bantam Fields 5185 W. County Rd. 144, Bargersville Tyler Genneken Foundation 4009 Cedar Hills South Dr., Greenwood Find out more about Tyler’s foundation and football tournament at TylerGenneken.com.

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OCTOBER 4-5 Franklin Fall Festival October 4-5 11:30am - 3:30 pm. Meet Clifford the Big Red Dog in front of the Library Services Center on Monroe Street. Courthouse Square, 5 E. Jefferson St., Franklin. Contact 317-736-3689. bit.ly/FranklinFallFest OCTOBER 9 CPR Certification Class 6-9 pm. Rex Saltsgaver of the Greenwood Police Department will run the American Heart Association CPR training program at the White River Branch of the Johnson County Public Library. Space is limited to 20 people, so sign up today! Open to grades 9 through Adult. For more information or to register, please contact David Allen at 317-885-1330 or visit jcplin.org/register. October 10-13 Morgan County Fall Foliage Festival Parade Sunday October 13, starting at 1:30 pm. Martinsville. Facebook.com/FallFoliageFestivalMartinsville

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family fun for all ages. Visit CenterGroveChurch.org/fall-festival for more information.

November 2 Sugarplum Holiday Fair 9 am-3 pm. Lutheran High School’s Fine Arts Booster Club will host the fair. Booth space is available for $40. For more information or a vendor application (due October 5), contact Melissa Johnson (317-787-5474 or mjohnson@lhsi.org) or visit lhsi.org. Lutheran High School is located at 5555 S. Arlington Ave., Indianapolis. The Fine Arts Booster Club supports theater, band, choir, art and speech at Lutheran High School.

Have an upcoming event?

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The word leaves is hidden in the puzzle 45 times and may appear in any direction in a straight line. Cross off the numbers below the puzzle as you “rake up the leaves.” The solution to the puzzle is available on atCenterGrove.com.

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Making ¢ents Your Personal Financial Checklist

| Kate Rhoten October is here, and school has been in session for a couple of months now. We held checklists in our hands as we shopped for back-to-school clothes and supplies. Then the collective sigh of relief as all went well the first day, first week and month for our children. Now that we have settled into the new school year and checked off a lot of to-do items for the kiddos, it’s time to turn to our own important to-do list. The to-do list I am referring to is the personal financial checklist. As a parent, I think about my children’s needs first. This does not end with clothing, supplies for school or some fun stuff. What if I am not here to provide emotional and physical support? As parents, we have an awesome responsibility, and it’s important to think about what life would be like for our children if we were not here. The financial checklist includes items ranging from an emergency fund to life insurance. Over the next couple of columns, I will briefly highlight the financial checklist we use. There are eight categories on this list. The first item on the list is life planning. Life planning is one of the most important areas that parents need to tackle. There are multiple components to life planning:

insurance benefits and bank and investment accounts that are placed in a trust for the benefit of the children. Some lawyers recommend having a separate person for these two roles, guardian and financial steward, to minimize the temptation to use the money inappropriately. Often a bank representative is involved as well to help with the management of the assets. During this process of setting up the guidelines for a trust, the parents may outline specific cases of when the children would receive lump sum proceeds from the financial accounts. These may be milestones such as graduating high school, finishing college, getting married, the purchase of a home, etc. As you see, one can tie many “triggers” to disburse cash assets to surviving children. I recommend finding a good family lawyer to walk you through the process. Should a tragic event happen to your family, you will have already done your part to take care of the kids after you are gone. It’s not a topic we like to think about. We are going to live into our 80s or 90s, see our children have children and maybe those grandchildren have children. However, if that ends up not being the case, wouldn’t you rather have taken care of your family with a little planning? Fail this and the state will get involved and will not have the same sense of concern for your children as would someone you select. Next month, I’ll cover more about the financial checklist. In the meantime, please visit 4wallsmoneycoach.com for more information about life planning as well as power of attorney and health care proxies. cg

• Will • Power of Attorney (POA) • Health Care Proxy (also known as as a medical POA) • Trust The will is a legal document that names one or more persons to manage a person’s estate and distributes the decedent’s assets. Within the will, you can outline specific items you own and to whom they are to be given. In real life with kids, it’s necessary to think about the worst-case scenario: what happens if both of us pass away unexpectedly? Many of us do not need a living trust unless our assets are above the inheritance tax limit as outlined by the federal government. If needed, a trust can be established for the surviving children after the passing of their parents. Within this trust, you name a guardian for the surviving children and a person accountable for the financial assets. This person is responsible for any of the cash assets from life

Kate is a financial expert of what to do and not do with money as well as owner of 4 Walls Money Coach, a coaching-focused company. She has attended and completed Dave Ramsey’s Counselor Training. Follow Kate on Twitter 4WFCoach, reach out to her via email at kate@4wallsfinancial.com or visit 4wallsmoneycoach.com. Feel free to share ideas or questions for future articles.

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Cosmetic & Restorative Dentistry

Covers uneven or crooked teeth

James D. Heck, D.D.S. BEFORE

AFTER

“Closes” spaces between teeth

• Toll Free Phone 317.881.4726 JIM888.815.3213 HECK DDS James D Heck DDS 1638 B •W 1638 W Rd., Smith Valley BSmith Valley Rd, Greenwood, INSuite 46142 1638 W. Smith Valley SuiteRD BSuite Greenwood, IN 46142 Greenwood, IN 46142 www.greenwoodcosmeticdentist.com (317) 881-4726 (317) 881-4726 JIM HECK, DDS

www.greenwoodcosmeticdentist.com

For a limited time. Must Have minimum of 4 LUMINEERS Units. Bring your coupon to the office to redeem. Cannot be combined with another coupon. Expires 9/30/12

50% OFF Your LUMINEERS Smile We Groom Cats, too!

JIM HECK DDS

Carly, ient ied Cl satisf

1638 W Smith Valley Rd, Suite B Greenwood, IN 46142

(317) 881-4726

www.greenwoodcosmeticdentist.com

JIM HECK, DDS

For a limited time. Must Have minimum of 4 LUMINEERS Units. Bring your coupon to the office to redeem. Cannot be combined with another coupon. Expires 9/30/12

Our staff will provide professional grooming in a safe and enjoyable environment ensuring a pleasant experience for you and your dog! Follow us as Groomer Gregg’s grows and expands its services. We are committed to becoming your neighborhood resource for dogs.

317-21 5-41 65 Email us at: GroomerGregg@aol.com

Visit online at GroomerGregg.com

4800 W. Smith Valley Rd. Suite C • Greenwood, IN 40

center grove c o m m u n i t y

newsletter

| october 2013

Hours of operation Monday-Saturday: 8am-5pm Sunday: 9am-4pm Walk-ins welcome!

Conveniently located in the heart of Center Grove next to Hampton’s Market!