Looking Back At 2014 123114

EVERYTHING G YOU NEED IN ONE NEWSPA NEWSPAPER APER TO ADVERTISE: 647-722-6298 • ONLINE: TORONTOCARIBBEAN.COM • VOLUME 3 • ISSUE 23 • WEDNESDAY, Y, D Y, DECEMBER ECE ECE EC EM MBE BER 3 31 31ST 1ST 1ST ST 2 2014 01 0 14

2014 Looking back at 2014 ALYSSA MAHADEO/TORONTO CARIBBEAN

From World Cup fever to vanishing airplanes to viral outbreaks, 2014 had it all. There was no shortage of news, as the world continues to evolve at a record pace. The cocktail of globalization, new media, and volatility in many parts of the world had us glued to the news all year. With many stories not over yet, these escalating situations will give us much to think and talk about as we enter the New Year.

In Toronto and most of North America, 2014 began with a never-ending winter. The hit movie, Frozen, was in theatres, and that’s exactly how we all felt. The now infamous 2014 “Polar Vortex” had the city on its knees. Coming off a brutal ice storm, Toronto endured months of subzero temperatures.

In Toronto, we get used to having challenging winters year after year, but it did not prepare us for the icy madness, flash floods and other chaos that the Polar Vortex left in it’s wake.

This past year, Ontario also saw a prominent change in leadership with newly elected premier Kathleen Wynne, leader of the Liberal Party.

Wy n n e became the first female and openly gay head of government in C Cananada, earning a lot of respect and supp support port from Toronto’s o’s LBL GTQ community. muniity.

Since coming ng in into nto office, she has as be been een looking into ways to invest in thee skil skills lls and talents of ou our ur people to build ild a more efficient ient and productive ve Ontario. Also, o, Ms. Wynnee has been workking to improve rove and expand our transit systems, as well as finding ways to help our students ents thrive, creating opportunities forr the road ahead. ahead Continued On Page 11

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TORONTO CARIBBEAN

Janet L. Lewis; Nurse,Author & Businesswoman I grew up in rural upstate New York with my parents and five sisters. Rural living was peaceful, but there wasn’t much to do. My parents bought us lots of books, and constantly told us to “Go play.” I’d ask my mother, “Play what?” Her answer was, “You’ll think of something!” So my sisters and I pretended to be characters from our favorite TV shows or acted out stories from our books. Learning to use my imagination proved to be valuable later in life when I began writing.

After graduation, I pursued my nursing degree. In my professional positions, I had experience writing papers, news ads, brochures, and reports. I started to think more seriously about doing formal writing. Then, I met my co-author, Marcus Mohalland, who is from Jamaica. Our childhoods were worlds apart geographically, but we had two things in common – we grew up learning how to have fun making something out of whatever we had, and we wanted to write. It was a perfect match, so we decided to collaborate on writing.

In the past two years, while working full time, and caring for my elderly parents, we wrote three books in our Silly Nomads series. The first book, Silly Nomads From Palmerston Close, was published September 2013. The second, Silly Nomads Go Ninja

Crazy, in July 2014. The stories are based on Marcus’ life growing up in Jamaica and tell the hilarious tales of two mischievous brothers who use their imaginations to create their own adventures. Both are available on Amazon.com in paperback and Kindle. We co-founded our company, Mohalland Lewis, LLC, in order to self-publish our books and sell Silly Nomads merchandise (shirts, hoodies, hats and mugs).

Our goal is to get our books into the schools. We do interactive book readings at schools and libraries in upstate New York and in New York City. Our stories’ message to kids is to use their imaginations in exploring the world around them, and have fun being kids. We encourage reading and show that reading can be fun. We also want them to hear the powerful message that whatever they want to accomplish in life, they can do it.

Our dream is to turn our stories in to plays, animated cartoons or movies, and have the books translated into other languages.

Our first book will be available in Spanish by year’s end 2014!

For more information on me, my co-author, our company and books, visit our website: www.mohallandlewisllc.com Visit us on Facebook –Silly Nomads

TORONTO CARIBBEAN

Sean Paul cancels Maldives concert JAMAICA -- Jamaican Dancehall artiste Sean Paul has cancelled a New Year’s gig in the Maldives amid death threats.

Sean Paul, whose given name is Sean Paul Henriques, issued a statement to the media Monday.

“Unfortunately, the world has reached a point where cyber threats must af-

fect real life decisions. With that said, due to safety concerns for my crew and the people of the Maldives attending the Tourist Arrival Countdown, it is with deep regret that I have come to the difficult decision to cancel my appearance,” Sean Paul’s statement read in part.

- Jamaica Observer

Woman killed during birthday outing TRINIDAD -- “They let the man who bounce down and kill my wife go. I want justice!” Primdath Sookoo said after he received a telephone call that the teenaged driver who allegedly struck and killed his wife on Saturday was released from the Mayaro Police Station. Darling Arjoon, a URP checker, and her family were on their way to Mayaro beach to celebrate her 48th birthday and her son’s 26th birthday when an accident claimed her life and left seven family members injured.

Arjoon’s sister, Vicky, remains warded in serious condition at the Sangre Grande Hospital. Everyone else was treated and discharged. Police confirmed that a statement was taken from the driver and on instructions from the Director of Public Prosecutions he was released pending further investigations. On the brink of tears yesterday at his Britto Trace, Brothers Road home, Sookoo recalled that 12 family members left in three cars to go to the beach. Sookoo and his wife were in different cars.

Sookoo said ataround 3 pm at Bristol Village along the Naparima Mayaro Road a car struck his son Ravi Churkoo’s car. His wife, daughter-in-law Vida Ram-

nanan and her brother Vijay Ramnanan, were passengers in that car. He said his son pulled alongside the car to talk to the driver about reporting the accident to the police.

He said when they came out of their vehicles some of them were knocked down by a vehicle when ended up in a drain.

Sookoo said he ran to his wife who was unconscious and bleeding. “There was blood everywhere. Her heard buss up. I lift her up and put her in the car. On the way to the hospital I give her two sip ah water and then she pass away in my arms,” he said.

“My wife did not deserve to die like this. I want justice. I need justice for this. I am so shocked by what happened.”

Sookoo said he and Arjoon had been in a common-law-relationship for the past 26 years and have three children. Their 17-year-old daughter was also injured in the accident. He said the police have not yet taken any statements from the family.

An autopsy is expected to be performed on Arjoon’s body today at the Forensic Sciences Centre, Port-of-Spain and her funeral is tentatively planned for Wednesday.

- Trinidad Guardian

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TORONTO CARIBBEAN

2nd Annual Holiday Season Food Drive A Resounding Success The 2nd Annual Holiday Season Food Drive coordinated by Mark McKenzie among members of communications clubs, civic organisations, businesses, families and friends in the Cities of Brampton and Mississauga for the benefit of the Salvation Army of Brampton was a resounding success for 2014. A total of approximately 1100 pounds of non-perishable food items was collected between the period of October 14th and December 17th. The Holiday Season Food Drive was initiated in 2013 by Mark McKenzie, Distinguished Toastmaster (DTM), for his High Performance Leadership (HPL) project.

While the goal of collecting 3,000 pounds of non-perishable food items was not met in 2014, the 2nd Annual Holiday Season Food Drive was still remarkable successful initiative as the event was also used to create greater public awareness amongst the targeted group of donors. Throughout the campaign Mark McKenzie visited and spoke with audiences at a number of clubs and civic organisations across the cities of Brampton and Mississauga as well as Bolton about the levels, causes and consequences of poverty in Canada and more specifically in the Greater Toronto Area including the Region of Peel. From these presentations a number of Youtube videos were produced.

The 2nd Annual Holiday Season Food Drive was very well supported by members of clubs and civic organisations such as Speak to Inspire, Bolton Banter, TD Creekside, Trillium, Lamb to Lions, Chosen Voices, Point of Tale, COMET and City Centre. It also noteworthy that a club in Halton Hills also participated in the initiative and delivered the items collected to the Georgetown Bread Basket food bank. We also received tremendous contributions of non-perishable food items from the business community specifically employees of Presi-

dent’s Choice/Loblaws, Give and Go Food, Sky Studios and Sovereign Jones Marketing. The main items collected during the 2nd Annual Holiday Season Food Drive were canned fish, pasta, peanut butter, macaroni and cheese dinners and coffee (instant and perk) as well as other non-perishable food items.

Mark McKenzie would like to extend his heartfelt appreciation for the tremendous support received from Anjula Evans, Randee Jones, Tuula Redditt, Vitaliy Fursov, Patricia James, Tiffany Chen, Shaojuan Zhang, Geoffrey Sim, Judy Martin, Diana Gibb, Cal Lockhart and Amparo Cifuentes.

Mark McKenzie has this to say about the 2nd Annual Holiday Season Food Drive “In this my second year coordinating the food drive for the benefit of the Salvation Army of Brampton, I am deeply shocked by the extent of poverty around the Greater Toronto Area and the causes such insecure jobs which according the Ontario Association of Food Banks is about 1.7 million people. I am also deeply surprised by the lack of awareness among the general public. In speaking with different audiences, I received comments such as “Mark, I am shocked by the statistics you quoted” and “the figures you quoted are rather sobering, it’s hard to imagine there are so many people who depend on food banks”. It is for this reason I will be working to continue my awareness campaign in 2015 on the issue of poverty as well as the reason I intend ensure that the Annual Holiday Season Food Drive becomes an institutionalised event. I believe if we understand that every mickle makes a muckle or one one coco full basket we will understand that all it takes to help another is may be a can of beans and that’s all it takes to make a difference.”

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TORONTO CARIBBEAN

Concern over $50 design TRINIDAD -- Citizens who say the redesigned $50 note is evil are engaging in acts of divisiveness, Minister in the Ministry of Finance and the Economy Rudranath Indarsingh said Sunday. He and his Cabinet colleague, Arts and Multiculturalism Minister Dr Lincoln Douglas, said claims of occultic symbols in the design of the new bill are perception, not reality.

The redesigned $50 note, which was put into circulation earlier this month, has been the source of considerable debate since then, particularly on social networks, with many criticising its design. The new bill is also the focus of a viral video. When the new note was launched by the Central Bank it was described as depicting “the natural beauty

and vibrant energy of Trinidad and Tobago.”

It is made of polymer, making this country the first Caribbean nation to issue polymer notes, the bank added. However, many citizens have been speaking out against one of the features of the note, a picture of a young female masquerader in an award-winning Carnival costume. While the Central Bank says that picture “captures the energy of our people”, some have complained on social media that it is a depiction of a serpent queen and even the devil.

One video shows a close-up view of the masquerader’s headpiece, describing it as an image of collection of snakes. Douglas in defending the image, said it was one of the most beautiful

works of art and heritage in the country and the redesigned note was “the most beautiful money” ever produced in T&T. “The greater evil is what people are perceiving about the note,” he said.

The minister said controversy over the $50 bill issue reminded him of the so-called weather dragon which was atop the Red House up to the early 1990’s. According to Douglas, people erroneously blamed that “dragon” for the many evils and ills taking place in the country at that time and it was removed by the then PNM administration.

Douglas said after he heard some of the claims being made about the new currency, he “went back and looked at the picture and I don’t get it. It is not evil.” He appealed to citizens to “desist

from allowing themselves to be abused by superstition and necromancy “ and advised those with concerns about the note being reflective of the devil to “go to your church and pray.”

Indarsingh said it was clear that citizens were using their freedom of speech to engage in divisiveness, hiding their identities on social media while engaging in acts of a divisive nature.

Indarsingh said the Central Bank had made it clear that it chose things that represented the people of the country in producing the redesigned note. The $50 note was redesigned after the previous one looked similar to the $20.

- Trinidad Guardian

Wednesday, December 31, 2014

TORONTO CARIBBEAN

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No sign of missing Air Services Limited plane, crew Rescue coordination activated; search continued Sunday GUYANA -- An Air Services Limited (ASL) aircraft transporting cargo from Mahdia to Karisparu, Region Eight (Potaro/ Siparuni) reportedly went off grid around noon Saturday.The Cessna Britten Norman Islander, bearing the registration number 8R-GHE, had two persons onboard at the time, namely the captain, Nicky Persaud, 27, and cargo loader, Mr David Bisnauth, 51.

According to ASL’s Ms Annette Arjoon-Martins, the aircraft was on one of its regular shuttle flights, and that within 10 minutes of taking off, it had lost communication contact with base.

She said that within half an hour, four other aircrafts were deployed to execute search-and-rescue operations, followed within another hour-and-a-half by two ASL-owned helicopters. The carefully selected aircrafts, she said, were capable of flying “very low and slow,� so as to be able to effectively capture images beneath.

Reports are that the Guyana Civil Aviation Authority (GCCA) activated its Rescue Coordination Centre at the Timehri Control Tower as soon as it was alerted.

However, up to sunset Saturday, despite hours of search and rescue efforts, there was no sign of the aircraft.

Said Arjoon-Martins of the searchand rescue operation, “They combed the areas underneath, but came up with nothing,� even though the aircraft had a ‘spot tracker’ on board.

She added: “They have the full

Army officers about to depart Timehri for Mahdia

cooperation of the Guyana Defence Force (GDF); the ranks are specially trained in retrieval on the ground, and together, the parties have done all they could have perceivably done to track the missing aircraft, but they have come up with nothing.�

A statement from the GCCA has confirmed that some six aircrafts were deployed in the search-and-rescue mission, including: • Two ASL Cessna 208 Caravans flying within the area, which were rerouted to commence search for the aircraft; • A Piper Cherokee from Hinterland Aviation;

• •

An ASL Bell Helicopter, which departed Ogle Airport to join the search for the aircraft; and An ASL Caravan, which departed for Mahdia at 16:16 local time with a Guyana Defence Force (GDF) Special Forces Unit to assist in the search-andrescue operation.

According to GCCA, “To date, 6 hours and 40 minutes search time was logged by four fixed-wing aircraft and two helicopters‌ The two helicopters and one Cessna Caravan are at Mahdia, and will recommence

search at sunrise Sunday.�

It said that another aircraft from ASL will depart early Sunday to join the search efforts, and take in the GCAA Coordinators and Investigation team.

The GDF helicopter is also reportedly on standby to join the search-and-rescue operation.

Meanwhile, the Timehri Air Traffic Control has since confirmed that it lost communication with the aircraft around noon, resulting in the activation of the Rescue Coordination Centre at the Timehri Control Tower.

According to Air Traffic Control, the Cessna Britten Norman Islander took off from Mahdia at 15:42 Coordinated Universal Time (UTC), 11:42 local time, on a routine local cargo flight, and the last known position was Spot Tracker hit at 15:44 UTC, 11:44 local time. The aircraft was estimated to arrive Karisparu at 16:00 UTC, 12:00 local time. At 16:20, Timehri Air Traffic Control made contact with the aircraft operator to establish whether the aircraft landed before implementing a search-and-rescue operation.

After no information was received, Air Traffic Control commenced the ‘alert phase’, and the Rescue Coordination Centre at the Timehri Control Tower was activated.

The search for the twin-engine aircraft is expected to resume the search Sunday.

- Guyana Chronicle

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TORONTO CARIBBEAN

Jamaican wins Constance Hamilton Award in Canada JAMAICA -Jamaican born health-care practitioner Dr Rosemary Moodie is a recipient of Canada’s 2014 Constance Hamilton Award.

Established in 1979 by the Toronto City Council in honour of its first female member, who was elected in 1920, the award commemorates the 1929 Privy Council decision which requires the federal government to recognise women as “persons”.

As president and board chair of the Young Women’s Christian Association (YWCA) Toronto since 2011, Moodie has expanded the organisation’s affordable and supportive housing options for young women living with mental health and addiction issues,

as well as low-income single women and those fleeing domestic violence.

A graduate of St Hugh’s High School in Kingston and the University of the West Indies, Moodie went to Canada nearly three decades ago to complete her paediatrics training at the Hospital for Sick Children (HSC). She successfully pursued an Executive Master’s in Business Administration at the University of Toronto’s Rotman School and is currently completing her Master’s in Public Policy and Administration at Queen’s University.

Moodie, who has provided medical care for critically ill newborn infants and children while working to improve medical

service delivery needs in the field of obstetrics, gynaecology and paediatrics, sits on Food For the Poor’s advisory board and is a director of the Project for the Advancement of Childhood Education.

The HSC paediatrician and neonatologist was honoured with a Harry Jerome Award last April.

‘Rosie’, as she is often called, is the daughter of former Jamaica Conference Centre Managing Director Gloria Moodie and sister of attorney Margaret Moodie Jervis and management specialist Andrea Chin See. - Jamaica Observer

The society is lacking love - Jʼcan-born US-based nurse engendering kindness JAMAICA -- A Jamaican-born nurse who now resides in New Jersey, USA, sought to bring smiles to a few young faces for the festive season. On a five-day trip to the island, Recisa Fearon travelled to Westmoreland, St Mary and Kingston to deliver school supplies, toys and toiletries to more than 150 children.

Originally from Portmore, St Catherine, Fearon told the Jamaica Observer that she migrated some 10 years ago, but that her aim for 2014 was to complete her Masters’ degree and deliver supplies to children for Christmas. She managed to complete both in December.

“What I did was to group up with six friends and donate some funds, then we got the stuff and decided to give it to different communities and a children’s home in Kingston,” Fearon explained in a recent interview.

It is a mission she started in 2013, which saw her visiting Jamaica in May for Child’s Month. However, she was unable to visit a few schools then, so she vowed to return - and with more goodies. Since Fearon first donated school bags, books, pencils, crayons, markers, coloured pencils, sharpeners, toiletries, among other basic items, about 16 schools across the island have benefited.

“I want to make a change in Jamaica, the society is lacking love, the society needs people who can be an inspiration to others and I hope that others will see what I have done and try to help the little ones,” Fearon shared. “I just think that if you can show them how to love then they will grow up in love

and one day somebody will do what I did.”

For her five-day visit earlier this month, five basic schools in Islington, St Mary, one in Westmoreland, another in St Thomas, and the Glenhope Child Care Facility in Kingston benefited from supplies that cost more than US$5,000.

Fearon said she got the idea to give back and selected the specific schools after reading a local newspaper and realising that schools in some areas were underperforming in the Grade Six Achievement Test.

“So I said, ‘How can I make a change and what can I do to help these kids?’.

So, I think that the best way for me to have done it was to start from the root, which is the basic school,” Fearon shared, adding that she contacted the schools in some of the areas and made her intentions known, then worked with them to make it a reality.

“It is so funny because whenever I go to these areas like Westmoreland and St Mary, people always ask me where in the community I am from. And I am always telling them I am not from this area but I am Jamaican, and it doesn’t matter where in Jamaica you are from, you can give back to somewhere that is really in need,” Fearon continued.

“The school I did in Westmoreland, in particluar, that was burnt down last year, they were using pencils for crayons and it really breaks my heart to see that,” Fearon said, insisting that more needs to be done in terms of other people giving back and trying to help

out in whatever way they can.

She had also intended to visit a school in Portland, but was unable to because of her schedule and the heavy rains and landslides, recently.

Principal of Breakthrough Basic School in Islington, St Mary, Jassetta Thompson told the Jamaica Observer that Fearon’s donation was well timed.

“It was great, came in the right time and children were excited to get the gifts and so far, everybody appreciates it,” said Thompson. “Plenty chidren did not have new bags, so they were appreciative.”

Besides the school supplies and other items, children also had cake, ice cream and other refreshments.

While Fearon hopes she will be able to continue to bring smiles to children’s faces, Fearon said she is going to take a break in 2015 but prays that somebody else will try to fill the gap because the need is there. Having accomplished her 2014 aim, how does Fearon feel?

“It’s a heart-warming feeling, knowing that I did my Master’s and also the charity together and finished them both in December, I really feel accomplished,” said the nurse. “I feel like I can just live my life now, knowing that I have made an impact and that many kids will be happy for Christmas, and a lot of kids will probably remember that somebody cared and somebody showed them some form of love for the season.”

- Jamaica Observer

T&T rates high in education, inclusion, freedom of expression TRINIDAD -- T&T has received poor ratings in personal safety, crime, health and the environment, all critical areas that have an impact on quality of life, according to the Social Progress Index (SPI). Ranking 47th out of 132 countries this year, T&T was rated good in education, freedom of expression, and inclusion.

T&T gained international recognition as an early adopter of new ways to improve the lives of its citizens. Attention was drawn to this country’s attempts at early adoption of the SPI with initiatives to support a new model for national development.

Social Progress T&T Secretariat’s deployment of the SPI, in collaboration with the Ministry of Planning and Sustainable Development, Central Statistical Office, University of the West Indies, and key private sector organisations including Solutions by Simulation and Deloitte Touche T&T, caught the attention of international agencies which subsequently commended the civil society organisation that initiated the collaboration.

Director of the Social Progress T&T Secretariat, Allison Pajotte, will be this country’s first participant in the Global Wellbeing Lab. In an interview with GIZ Global Leadership Academy, when asked what prompted the adoption of the model, Pajotte said, “Our focus has been on the GDP and

economic indicators as a measure of our national performance. It is now accepted, and our current social environment shows, that the GDP alone is inadequate to guide national development, so our measure of national performance is distorted. The SPI complements the GDP to provide the social picture that has been missing.”

Pajotte added that “while the Global SPI looks at social and environmental indicators common to all countries, what we are doing locally is developing a Sub National Index based on the same methodologies that will focus on the indicators that are specific to and affect quality of life in T&T. For instance, traffic does not affect all countries and therefore it is not on the Global Index, but in T&T it is a source of distress to a majority.”

Speaking on the flexibility of the Global Index, Pajotte said, “It allows us to develop a multi-purpose tool that can measure, monitor and report on social indicators specific to T&T and also act as a common framework from which Government, private sector, civil society groups and international aid agencies can work from. This tool will help guide our social investment and social programming in the future.”

Secretary General of Social Progress T&T Secretariat, Ann Marie Ramdhan said, “Through a Memorandum of Understanding signed with the United States-based

Social Progress Imperative, we are providing free training in the SP Index methodologies to subject experts in data and statistics in T&T to develop this Sub-National Index in six months. This transfer of knowledge is being done in a manner to ensure institutional memory for further development of the tools we will be creating.”

Pajotte said, “Social Innovation is the only way we can solve complex social problems and it is comforting to know that international agencies are already looking in that direction.” She leaves T&T for Berlin in February, where she will meet 23 other participants of the Global Wellbeing Lab for the first time.

People or organisations interested in partnering with the local network on Social Progress T&T initiatives that will roll out in 2015 can contact the secretariat at HYPERLINK “mailto:trinidadandtobago-network@ social-progress.org” trinidadandtobagonetwork@social-progress.org or 1-868-6225687.

The Global Lab 2015, entitled “Transforming Society and the Economy,” is due to start in February 2015 and will consider the prototypes (pilot projects), experiences, and networks focusing on issues related to wellbeing and for innovation beyond GDP. - Trinidad Guardian

TORONTO T TO OR RO ONT ONT NTO CARIBBEAN

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2014 in review Alyssa Mahadeo TC Reporter Continued From Page 1 -- Hate him or love him, it was another eventful year for Toronto mayor, Rob Ford. He was in the headlines when city council revoked many of his mayoral powers, and remained there when he announced a leave of absence for substance abuse.

The now former mayor has been under constant media scrutiny since a slew of videos exhibiting his questionable behavior surfaced. After returning from rehab, Mr. Ford announced that he would be running for re-election in the October elections. Things took a sad turn during his campaign when it was revealed that he had been diagnosed with a cancerous tumor. Most of the city was surprised when Rob’s brother, Doug Ford, took his place on the ballot in the race for mayor. Though Doug lost in the race for mayor, “Ford Nation” remains strong as Rob Ford returned to his previous post as councilor for the Etobicoke North riding.

He is proving his resilience by staying positive as he battles his illness.

Newly elected John Tory was sworn into office as the 65th mayor of Toronto. Doug Ford was the runner up in the mayoral race, taking up the torch after his brother dropped out, and Olivia Chow, the widow of the late Jack Layton, placed third. On a bright note, Torontonians set a new record with voter turnout at an impressive 64.3 per cent — or 974,363 votes —a step up from the previous record of 50.6 per cent in 2010. Tory’s supporters were concentrated close to the city center, while Ford did well in the Etobicoke and Scarborough regions. In addition to a more low key social life, Tory promises to help move the city forward by focusing on transit and economic growth.

2014 was a challenging year for the folks at Malaysian Airlines. The disappearance of Malaysian Airlines flight 370 was the topic of much confusion and discussion this year, when the plane went missing with its 12 Malaysian crew members and 227 passengers from 15 countries. There was no distress signal,

indications of bad weather or technical problems before communication with the airplane was lost. A multinational hunt to find the plane and it passengers commenced, searching high and low for remnants of the crash. Today, the families and friends of the passengers and crew remain without answers. Only a few months after flight 370 vanished, there was another unrelated incident involving Malaysian Airline flight 17 that was shot down over the Ukraine killing all 298 passengers aboard.

On October 22nd, Canada had a rare case of homegrown terror as a lone gunman by the name of Michael ZehafBibeau opened fire at the Canadian National War Memorial in Ottawa, fatally wounding Corporal Nathan Cirillo. Cirillo was a Canadian solider on ceremonial sentry duty at the time that it happened.

The assailant proceeded to the Centre Block parliament building where the Prime Minister was, but was valiantly cornered and killed by the Commons Sergeant at Arms, Kevin Vickers, after a shootout with parliament security personnel. The attack was classified as an act of terrorism and the most serious security breech since the parliament bombing in 1966. Many believe Michael ZehafBibeau suffered from mental issues that drove him to commit these cowardly acts.

He had been planning to leave Canada for the Middle East, but was becoming increasingly frustrated with his passport application. Occurring within a month from Remembrance Day, this event bolstered Canadian pride, unity and patriotism. Moving forward, the government plans to introduce new anti-terrorism measures, and security is to be ramped up at Parliament Hill.

The world cheered, danced, and reveled in Brazil’s culture during the 20th FIFA World Cup. From office TV’s to the countless pubs and bars across the city, all eyes were on soccer’s biggest stage. Toronto being one of the most culturally diverse cities in the world had a chance to proudly show off all of its colors. The tournament ended with soccer powerhouse, Germany, defeating Lionel Messi’s Argentinian side by one goal in a thrilling final. 2014 also saw the championship crowning of the NBA’s San Antonio Spurs, the NHL’s Los Angeles Kings, and the NFL’s Seattle Seahawks.

In August of 2014, the Ebola virus became a household name, and people

everywhere became concerned as to what it might mean for their families. The virus spreads by direct contact with bodily fluids, like the blood or saliva of an infected person, animals that might carry the virus, or a recently contaminated item or surface. Symptoms of the virus are fever related, and become more serious with time. The current Ebola outbreak started in Western Africa’s Guinea, Sierra Leone and Liberia. As conditions worsened in the region, international reinforcements were sent in for aid. Some humanitarian doctors and nurses who were treating patients in the infected countries returned after their tour of duty exhibiting symptoms of the virus, and were put into quarantine. For the most part, the virus has been contained within western Africa, but seeing cases in the United States and Europe took public concern to another level. As of the 23rd of December 2014, this outbreak has 19,648 reported cases resulting in 7,645 deaths. Going into the New Year, it will continue to be a huge concern not only to the medical community, but to global citizens everywhere.

The Chikungunya Virus (CHIKV) was another devastating virus reported to sweep through the Caribbean this year, spread through mosquito bites.

The virus was first identified in Tanzania and has since spread to Africa, Asia and the Caribbean. The disease shares many of the same symptoms as Ebola: high fever, headaches, muscle and joint pains, as well as nausea and rashes. The symptoms can last up to 10 months, and have lasted longer in some cases.

2014 saw the rise of a new global terror cell called the Islamic State of Iraq and Syria or ISIS. To the surprise of many, ISIS has been regarded as exponentially more extreme and radical than Al-Qaeda, the previous prominent threat to the west. In 2014, ISIS went on a mission to take over various parts of Syria, Iraq, and other areas of the Middle East. The group has formed a vast and powerful caliphate (independent unofficial state) that continues to threaten civilization, both in the east and west. As a caliphate, it claims religious, political and military authority over all Muslims worldwide. ISIS’s actions have been widely criticized around the world, with many Islamic communities condemning the group to be unrepresentative of Islam. ISIS, unlike Al-Qaeda, efficiently uses technology and social media to recruit jihadists and also release

their propaganda. Almost 50 Trinidadian’s have been reported to have been recruited and are fighting for ISIS in Syria.

Their leader, Abu Bakr al-Baghdadi, is one of the most wanted men on the planet as his extremism is beyond compare. He provoked the western powers by ordering and broadcasting the beheadings of various Americans and Europeans making it clear that he will not back down from a fight. With a coalition of dozens of countries prepared to stop ISIS, the world awaits a resolution to this conflict. This story will undoubtedly be in the headlines in 2015 as it continues to unfold.

Internet privacy settings and security policies were called into question this year, with loads of leaked private celebrity photos as well as a major hacking against multinational corporation, Sony. With the impending release of The Interview, a film staring James Franco and Seth Rogen, North Korea and North Korean supporters loudly denounced the movie. The comedy depicts the two stars attempting to kill North Korean dictator, Kim Jong-Un. A few weeks before its scheduled release, Sony Entertainment was hacked, and many of their private documents, scripts, unfiltered e-mails, and other upcoming projects were leaked online. These documents not only exposed their current and future plans, but also revealed many embarrassing and humiliating messages between high-level executives and prominent Hollywood figures. North Korea denied responsibility for the hack, though US intelligence has alleged that it was their doing. President Barak Obama vowed retaliation in calculated measures, as tensions rose between these two nations.

As we say goodbye to 2014, we will remember it as a year the world transformed in front of our eyes. The rate of change is accelerating at a blistering pace due to technological advancements and restless conditions. As we look forward to positivity and peace in the coming year, we know we will be busy chasing after these existing stories as well as some new ones. Toronto will be hosting the Pan American games, there is another royal baby on the way, and Toronto will be under the reins of a new, energetic mayor. Whatever the case, count on Toronto Caribbean to cover it all for you.

From all of us, we wish our readers a happy and successful New Year.

12 Wednesday, December 31, 2014

TORONTO CARIBBEAN

Machel, Bunji share historic moment at EDM concert in Trinidad Aba Luke Entertainment The Sunset Festival hosted by Major Lazer’s Diplo, Walshy Fire and Jillionaire in Trinidad on the weekend, may very well go down as the biggest EDM festival to date, in this part of the world- but beyond that, what fans of that genre and the Soca genre, may remember for decades to come, is the moment when musical competitors, Machel Montano, FayAnn Lyons and Bunji Garlin posed together in what can only be described as a picture perfect photo of unity among soca stars.

For quite some time, the energy gy between the trio seemed unnerving- distant nt and bleak, however, the Sunset festival hosted at O2 Park in Chaguaramas on the weekat was end, may have been the ice breaker that needed for a new era of Trinbagonian n unity in music. st that Captioning an instagram post captured the essence of the moment, Bunji Garlin wrote, “All Together at the same damn time,” a photo that tagged, Machel Montano, Fay-Ann Lyons, Walshy Fire, e, Kes the Band, Skrillex, Jillionaire, Diplo and nd MX Prime.

Whether this is the beginning ing of greater things to look forward to, for the arromotistes of soca music and for further promotion of the genre itself, is yet to be seenn- but one thing is certain and that’s the factt that, the unified group selfie was enough to get carnival 2015 started in a perfect way! a Buzz - Et-Cet-Era

New Chutney Soca star makes debut with Sekon Sta and Advokit Productions at his side Aba Luke Entertainment A new Chutney star has been born and while he isn’t being boastful about his imminent rise to fame in the Chutney Soca arena, the 23-year-old who has teamed up with Advokit Productions ahead of 2015, is smiling a big, broad smile.

Johnnie will leave a lasting impression on every music lover in the upcoming

carnival season in Trinidad and Tobago. His style of delivery has been described by some in the music business, as unforgettable. Having dabbled in rock music in T&T, performing with the band, Bangaseed, the ever-comical artiste knows just what it means to be a people’s performer. With that knowledge of the stage and an indirect sense of humour, it’s no shock that already, every performance of his new single, “Cougar”, leaves audiences calling for more.

The young entertainer whose real name is John Emmanuel, says he has a natural love for the culture of the Caribbean, making it easy to understand why he’s even tried his hand at singing soca parang music.

His latest project with Advokit Productions however, promises to lure a strong Chutney Soca fan base with lyrics that speak of his

need to find a ‘cougar’(an adult woman who seeks a young man) that can prepare the best roti dish for him- a dish he says he loves.

Johnnie’s explanation of the single is enough to make anyone call for a live rendition of the track, something he’s always willing to accommodate.

“I think I’m a really unique performer. I never hold back,” said Johnnie, in describing his style on stage. “I’ve never been afraid to perform,” he confirmed, noting that this Christmas season, he has been confirmed to appear at a few events to sing his 2013 Soca parang single, “Cockset.”

His persona is enough to draw him in and with an energy to create music for all to enjoy, the newcomer to the entertainment limelight, is amped up and ready to deliver.

“Cougar” was written by fellow entertainer,

Sekon Sta and production was done by the Advokit production house- two entities, Johnnie admitted, had never dabbled in the creation of Chutney Soca music. In the end however, the final product proved that these guys have something special to offer to the genre that makes up a large part of Trinidad and Tobago’s carnival culture. Johnnie says he’s ready for 2015 and he’s telling fans to expect a lot of enjoyment when he hits the stage. “What you don’t see me do on stage, I do in the shower. I’m a great bathroom singer,” he admitted with a laugh.

Johnnie is very social online. Fans and music lovers can check out his Instagram and Twitter pages @Johnnie and on find him on Facebook @1868Johnnie.

- Et-Cet-Era Buzz

14 Wednesday, December 31, 2014

TORONTO CARIBBEAN

Baffling decisions over Bravo, Pollard TRINIDAD -- The appalling outcomes of repeated administrative decision making ‘madness’ and abject performances on the field of play maybe considered ‘normal’ and unsurprising. However, these recurrent gaffes are quickly eroding a pillar of West Indian history and development. When discussing Caribbean culture I always tell students that it is characterised by complexities and contradictions. We say one thing and do another. Examples are easily found in every aspect of life from politicians to even those who impart the word of god.

A recent example is the decision by the WICB and its selectors to replace Dwayne Bravo as the ODI captain as well drop him and Kieron Pollard from the team to play South Africa in their five match ODI series. In the aftermath of the disastrous tour of India in attempt to heal wounds and move forward it was agreed upon at a meeting chaired by St Vincent and the Grenadines Prime Minister Ralph Gonsalves in Port-of-Spain that no reprisal will take place against any player. Additionally, the final report on the disastrous aborted tour indicated that all parties were partly guilty.

But then again one should not be totally surprised as the WICB and its selectors have a rich history of arriving at mind boggling decisions. These selection decisions come on the heels of the surprised omission of Ravi Rampaul from the provisional list of 30 players from which the final World Cup 15 will be chosen. An explanation for his exclusion is still outstanding and may never be provided. The lessons should have been clear that the way forward had to be premised upon open channels of communication and the (re)building of trust; the benefits of which will redound to all major stakeholders—

WICB, players, WIPA, sponsors and the fans.

The views highlighted by chairman of selectors Clive Lloyd leaves much to be desired in terms of convincing the general interested West Indian public that Jason Holder is the right person to lead the West Indies team to the World Cup in Australia and New Zealand which starts in 48 days on February, 14th. All the countries save England are entering the World Cup with experienced captains. Although England have sacked Alastair Cook, Eoin Morgan is a very experienced captain at the ODI level. The fact that Bravo was selected captain to India and there were no openly expressed concerns about his captaincy then, begs the question as to why suddenly he is not good for the job.

If the team selected to play the ODI series against South Africa does not perform with any creditability then entire plot to win the World Cup can fall apart before the tournament starts. This will only add more pressure on Jason Holder. These selections seem to indicate that Bravo and Pollard may not be selected for the World Cup. At least the WICB press release did not give any indication as to why the players were left out. And even if the selectors reluctantly and surreptitiously cede to political and public critique and select Bravo and Pollard for the World Cup—the deadline date is January 8th—they would have missed the opportunity to give the new captain all the opportunity to prepare competitively with the best available players.

And if they are selected, what would have been the logic and reason for leaving them out on an all-important dress rehearsal series against South Africa? And furthermore why create so much of unnecessary noise and unwanted

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distraction? This latest fiasco does not augur well for team unity and this can severely affect the team’s chances of winning its 3rd World Cup. It has been commented on umpteen occasions that the actions of the WICB over the years have reeked of blunders after blunders. However, they seem to be systemic and regardless of whoever is the administrator the problems are repeated. It will remain a case of classic of administrative madness if the governance system is not overhauled as has been recommended by the PJ Patterson Report and several commentators including past and present players.

Another problem that is likely to resurface and which has been a characteristic of West Indian cricket and politics is the issue of insularity. This is not healthy for the sport given its current state of affairs both regionally and internationally. To have a reversal of the current bottom of the table position (being ahead of Bangladesh and Zimbabwe is no cause for celebrations after ruling the world for 15 years) requires making the best decisions for West Indies cricket which should be bigger than the egos of all and sundry. Happy holidays and a bright and prosperous 2015 to all athletes, administrators, sponsors and the Caribbean fans of all sporting disciplines.

- Trinidad Guardian

16 Wednesday, December 31, 2014

TORONTO CARIBBEAN

Brathwaite, Samuels lead WI revival SOUTH AFRICA -- Kraigg Brathwaite and Marlon Samuels stroked enterprising unbeaten half-centuries to rescue West Indies and lift them to a comfortable position on the third day of the second Test against South Africa here yesterday. Floundering at 55 for two after losing two quick wickets just before tea, West Indies were revived by Brathwaite’s top score of 65 and Samuels’s 60, to reach 147 for two when bad light ended play at 5:45 pm at St George’s Park.

The pair have so far added 92 for the third wicket, a partnership that proved critical after opener Devon Smith (22) and Leon Johnson fell in successive deliveries to seamer Morne Morkel, in the third over before the tea interval. However, Brathwaite remained steady, carving out his seventh Test half-century in his 16th match, facing 125 balls and striking eight boundaries.

Samuels, meanwhile, took the attack to the South African bowlers, hitting nine fours in an innings that has required just 92 deliveries. Their combined efforts left West Indies 270 runs behind on first innings, after South Africa declared on 417 for eight about halfhour after lunch, following a cameo halfcentury from Dale Steyn that hurt West Indies momentum.

Resuming at 289 for three, South Africa lost four wickets in the morning session to be 369 for seven at lunch, as West Indies struck telling blows to limit the hosts.

Captain Hashim Amla, starting the day on 23, looked ominous when he hammered two boundaries on either side of the wicket in the first over of the day from pacer Jerome Taylor. However, he departed in the fourth over, lbw to fast bowler Jason Holder to one that nipped back and caught him in front. AB de Villiers followed in the next over from Taylor, adding just one to his overnight nine before losing his off-stump to one that seamed away as the batsman looked to play to leg.

Debutant Temba Bavuma (10) and Stiaan van Zyl (29) fell cheaply to catches at the wicket to leave South Africa stumbling at 348 for seven before Steyn arrived to change the course of the innings. He smashed a 28ball 58, which included six fours and five sixes, in a 69-run, eighth wicket stand with Vernon Philander, who was unbeaten on 13 at the end.

Steyn tore into Taylor, smashing the seamer for two sixes and a four in his 29th over which went for 16 and also took a turn in left-arm spinner Sulieman Benn, exacting another 16 runs before holing out to Holder in the deep off the last ball, to trigger the declaration about half-hour before tea. Seamers Kenroy Peters (2-69), Shannon Gabriel (2-80) and Taylor (2-114) all picked up two wickets apiece. Brathwaite and Smith then handed West Indies a steady start, posting 55 for the first wicket, as they easily negotiated the new ball burst from Steyn and Philander.

Both batsmen played with assurance against the South Africa new ball attack, gathering boundaries with some sweetly timed drives.

Brathwaite opened his account with a push to the cover boundary off Philander in the second over before taking two successive boundaries off the same bowler’s fifth over – the first a delightful straight drive and the second a cover drive off the back foot. Smith got in on the act, twice producing flowing cover drives off Morkel, as West Indies cantered along merrily.

The left-handed Smith had faced

46 balls and struck five fours in 1-1/4 at the crease, when he edged Morkel to second slip where Amla held the chance on the second attempt. Off the very next ball, Leon Johnson sparred unnecessarily at a full length delivery, steering a simple catch to Faf du Plessis at third slip. Crawling to tea on 59 for two with Brathwaite on 37 and Samuels yet to score, West Indies defied the odds to flourish after the break and dominate the final session. The 22-year-old Brathwaite signalled his intentions from as early as the fourth over after the break, twice spanking Steyn to the point boundary, to raise his half-century. On four at the time, Samuels then took over with a lovely exhibition of stroke-play, especially against the leg-spin of Imran Tahir.

Getting off the mark with a streaky boundary through gully off Steyn, Samuels quickly took command. He used his feet against Tahir to gather boundaries in successive overs, clearing mid-off in the bowler’s sixth over before lofting him to the mid-wicket boundary. He moved into the 30s with an off-driven boundary off Tahir and a few overs later, dissected square cover with precision for his sixth four with the same bowler, to ease into the 40s.

When Steyn returned for a final spell late in the day, he greeted the ace bowler with a scintillating cover drive for four and reached his 21st Test half-century in the next over from Tahir with a single to point. West Indies nearly squandered their advantage, however, when Brathwaite drove a return catch to Tahir on 64, but the bowler failed to hold on to a difficult chance.

Scoreboard South Africa vs West Indies South Africa Dean Elgar c Ramdin b Peters 121 Alviro Petersen c Johnson b Gabriel 17 Faf du Plessis c Ramdin b Taylor 103 Hashim Amla lbw b Holder 33 AB de Villiers b Taylor 10 Temba Bavuma c Ramdin b Gabriel 10 Stiaan van Zyl c Ramdin b Peters 29 Vernon Philander not out 13 Dale Steyn c Holder b Benn 58 Extras: (4b, 5lb, 6w, 8nb) 23 Total: (for 8 wickets dec.) 417 Overs: 122.

Fall of wickets: 1-47, 2-226, 3-274, 4-300, 5-304, 6-325, 7-348, 8-417.

Bowling: Jerome Taylor 30-7-114-2, Kenroy Peters 20-7-69-2, Jason Holder 22-7-43-1, Shannon Gabriel 21-0-80-2, Sulieman Benn 28-4-102-1, Marlon Samuels 1-1-0-0.

West Indies Kraigg Brathwaite not out 65 Devon Smith c Amla b Morkel 22 Leon Johnson c du Plessis b Morkel 0 Marlon Samuels not out 60 Extras: 0 Total: (for 2 wickets) 147 Overs: 44 Fall of wickets: 1-55, 2-55.

Bowling: Dale Steyn 9-2-36-0, Vernon Philander 11-2-30-0, Morne Morkel 8-1-24-2, Imran Tahir 15-1-52-0, Dean Elgar 1-0-5-0.

Toss: West Indies.

Umpires: Billy Bowden, New Zealand, and Paul Reiffel, Australia.

TV Umpire: Aleem Dar, Pakistan.

Match Referee: Ranjan Madugalle, Sri Lanka.

- Trinidad Guardian

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20 Wednesday, December 31, 2014

TORONTO CARIBBEAN

Simple Guyanese pepperpot recipe tti tion ion io on m made ad de fr ffrom fro rom om ccassava). assaava assa as va). va) ). Oth O Ot Other the her th her that hatt w what hat ha ggoes go oes e into intto ma maki making kiing ng tthe he ppepperpot, eppe ep perp rpot rp ot pa pati patience tien ti ien ence cee iiss key… low and slow and you’ll be rewarded.

Chris De La Rosa Caribbean Cooking When you hear a Guyanese person speak about Christmas the conversation always heads in the direction of Pepperpot. You have to love the passionate manner in which my fellow Caribbean people speak about this lovely meat stew most Guyanese serve on Christmas morning with a thick slice of their traditional plait bread. The tender pieces of meat falling of the bones and the rich gravy…. oh that rich gravy! You’d rip a piece of the bread and dunk in into that lovely gravy, spiced with cinnamon, herbs and cassareep (a thick molasses like reduc-

You’ll Need: 4 lbs of meat- (beef and goat) 1 cup cassareep 2 cinnamon sticks 2 inch piece orange peel 4 cloves garlic 4 wiri wiri peppers 1/2 cup brown sugar 1 1/2 tsp salt 8-12 cups water 4 springs thyme 6 cloves (optional) 2 small onions *tablespoon veg oil Note: I’ve seen my cousin’s in-laws who are Guyanese make this dish with strictly goat meat and I know others who uses a combination of meats as I did.. but they also add pork, oxtails, trotters and even cow heel. So

tth the hhee ch choi choice hoi oiccee iiss yo yyours. ours uurrs.

H Have ave yo yyour you ouurr bbutcher utch utch her er ccut ut the meats ut into the same size pieces and try your best to trim off as much fat as you can. I personally like using a combination of meats with bones and boneless. So the goat meat had the bones, but the beef was indeed boneless.

In a large/deep pot, heat the oil and add the pieces of meats (wash and drain first) and try to brown a little. Then add all the other ingredients (except the water) and give it a good stir. Next up add the water (make sure everything is covered) and bring to a boil.

You will note that I kept the peppers whole so I get the flavor and not the raw heat (you can remove them before serving and try your best not to break them open).

As it comes to a boil you’ll need to skim (and discard) the sort of scum at the top of the pot and during the 3 hr braising process, you’ll want to do the same for any oily fats you see on the surface. Now that it’s boiling, reduce to a very gentle simmer, cover the pot and let it go for 3 hrs. Yes, you

can us can usee a pr pres pressure essu sure re cooker to help with the leng lengthy gth thyy co cook cooking oking tim time, but to be quite honest.. you’ll loose some of that lovely flavor you ONLY get with slow cooking.

After 3 hours the liquid would have reduced by about 3/4, so it will be intense in both color and flavor, for what I believe is one of the most tasty Caribbean gravy you’ll ever enjoy. Guyanese pepperpot is something cooked a couple days before Christmas and remains on the stove, gently heated every time you need a fix. Personally, I much prefer my Pepperpot with cassava dumplings or ground provisions (that’s probably the country boy in me).

Thanks for all the email requests for this recipe as I much enjoyed having that lovely aroma of the cinnamon throughout my home for the 3 hours of cooking.

My girls told me the scent reminded me of Christmas… and they’re not Guyanese!

Wednesday, December 31, 2014 21

TORONTO CARIBBEAN

Gear up for goal setting!

The beginning of the year is a common time for resolutions and setting goals. But why wait until January to get yourself on track? Sometimes being on the cusp of something new can be even more intimidating than actually doing it. So why put it off? Here are some tips for getting on track even before the New Year starts: Know your intention Goals are much easier to stick to when you believe in the outcome. Have a purpose and be realistic in your goal setting. Figuring out your what, why and how, will help you stick to your goal. For example, do you want to lose a certain amount of weight or to be healthy and

confident in the body you have? While there is certainly nothing wrong with setting weightloss goals, it’s important to ensure the process of any goal is attainable (and maintainable) to lead to long-term success.

Start small Rather than create a laundry list of things you would like to do or change about yourself, settle on one or two specific goals. Then, as you incorporate this into your routine, you can confidently add more when you’re ready. Accomplishing small goals allows you to experience success and dream big as you keep working towards your future goals.

Make it measurable Utilizing concrete criteria is key for noting progress and quantifying your success. Setting attainable progress goals leads to greater success because you’re coming at it from a perspective of what you can do versus what you can’t (yet).

Rather than, “I want to do a handstand,” which can be a daunting task, establish specific activities that you can accomplish to help you work towards your goal. For example, “I will practice handstands three times a week by working on planks, holding headstand, practicing against the wall, etc.” Establishing

criteria based on your current status and giving it a timeframe keeps goals present, rather than lofty and too far in the future.

Cut yourself some slack Sometimes with goal setting we can get in to an all-or-nothing mentality and when we slip up, we completely give up. Recognize that you are human, life happens, and some days don’t go as planned. Establish a way that you can lovingly excuse yourself in these instances, and believe in yourself that your intention is worth going back to.

- My Yoga Online

A look at Yogaʼs symbolism When most people think of yoga, what comes to mind is the physical practice of asanas as a form of exercise. Too often, even with experienced students, the asanas are practiced with this singular thought in mind. Asanas have the potential to expand into a devotional practice which, like all spiritual practices, bring us closer to an understanding of truth.

The most common reason students give for taking a yoga class is that they are seeking relief from some musculoskeletal problem, or they want to learn how to relax.

However, those who stay with the practice inevitably begin to make certain discoveries.

First, they feel better physically. Then they begin to breathe and move more freely.

Their state of mind changes, their concentration improves, and they become more alert, more alive. Gradually, the student begins to get a glimpse of an aspect of self beyond the physical, mental, emotional levels - a glimpse of the truth about this entity called “self.”

Each asana affords certain physical, physiological and psychological benefits. Beyond these benefits, there also lies a mystical or

spiritual meaning. Each asana creates a certain meditative state of mind.

When properly practiced, asanas utilize the full, natural range of movement of the human body. They promote efficient functioning of the internal organs, balance the sympathetic and parasympathetic nervous systems, and create an optimum state of health and wellbeing.

Asanas are based on a sound knowledge of human anatomy and physiology. Yogis knew that placing the body in certain positions would stimulate specific nerves, organs and glands. For example, the shoulder stand posture causes the blood to be directed by gravity to the thyroid gland, and the tucking in of the chin causes a gently squeezing action on the gland which is great for its stimulation.

Postures named after animals (fish, peacock, crow, eagle, tortoise, etc.) and nature (tree, mountain, etc.) remind us that we are connected to all creation. There is no “lower” animal kingdom, or a higher human one, but rather each one of us exists as past, present and future, all at once.

Cats, for example, are experts in relaxation. On awakening from sleep, they instinctively stretch, arch the spine in both directions, and then soften again before moving.

Through the practice of replicating and recreating the movements and structure of animals and nature, we can begin to embody the wisdom of their teachings.

In many parts of the world, the symbolic meaning of animals is widely reflected in mythological beliefs. All of the symbolic images are pregnant with power within our lives.

By engaging in their symbolism we are also engaging in the great unknown. This is done through the creation of a symbolic gesture of body, mind and breath, which builds a bridge between the self and the energy source that creates and sustains them.

For example, eagle pose. When we think of eagles, we often imagine one often it is the image of one soaring through the air as an expression of freedom. However, the pose in yoga is very constricted and tight. The legs wrap around each other while standing on one foot and the arms interlace and spiral upwards.

Rather than the pose reflecting an expression of a flying eagle, it is instead one that is perched, patient and steady, looking with an eagle eye.

The symbolism here teaches us to be focused, disciplined and strong.

For some, the ability to trust that they contain these qualities is too far-reaching.

It may be easier to invoke the qualities of an eagle to be expressed through them rather than searching for something within that they may feel they do not posses. Over time, the symbolism of the bird gets layered into their own matrix and builds their inner self confidence and strength.

So the next time you’re in yoga class and you find yourself either loving or loathing a particular posture, begin to observe its meaning more deeply. See if you can move beyond the physical sheath of the body and begin to dive into the more subtle sensations that come from our layers of emotion, imagery, energy and timelessness.

- My Yoga Online

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of May 2014 OACOAC As ofAsDecember 2014

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My husband lost his job. We fell behind on our mortgage. The bank was seizing our home. I still can’t believe that you gave us an emergency mortgage with no proof of income. You saved our home & gave us extra cash to get by until he finds another job. Thanks Rashida!

C.S., Toronto, ON

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Ask us about our: COMMERCIAL – FARM – CONSTRUCTION LOANS!

Call Rashida – 7 DAYS A WEEK 905.531.6223 OR TOLL FREE 1.888.334.6089 or Check us out online: www.RashidaRiel.com

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CONSUMER FEATURE

New program provides emergency mortgage loans to homeowners On November 1, 2014, Expert Mortgage launched the “85-Alive� program in Ontario. The concept was simple: as long as you had a pulse, Expert Mortgage would provide you with a home equity loan, up to 85 per cent of the value of your property. No job required. Bad credit, OK. The reason why Expert Mortgage could offer a “no q u e s t i o n s a s k e d � l e n d i n g p r o gram, while the major banks could not, is that they represent over 400 private lenders who lend strictly on property value. These subprime lenders specialize in mortgage clients who have had some bad luck, and need a helping hand until they get back on their feet.

The program has been so successful that Expert Mortgage can barely keep up with the volume of calls. To help fund this unexpectedly large number of borrowers, it has partnered up with dozens more private lenders.

Licensed Mortgage Agent Rashida Riel Expert Mortgage’s “85-Alive� representative for the Caribbean Community, says, “We’re seeing mostly homeowners behind on mortgage and property taxes.

The banks are refusing to restructure their loans. Many of these people have lost jobs due to the bad economy... or they’re selfemployed. Unless you are a perfect applicant, the bank doesn’t want to talk to you.�

But not everyone condones Expert Mortgage’s easy lending criteria. A local real estate agent with 25 years of experience, who has asked to remain anonymous, says, “When this market turns down, it’s going to get ugly! It’s utter Ă€QDQFLDO VXLFLGH IRU ([SHUW Mortgage to be giving money away so easily to clients without the ability to make payments.

I’d be surprised if they’re still in EXVLQHVV ÀYH \HDUV IURP QRZ ¾ Nonetheless, homeowners like Anita P. don’t see a problem with the program.

When questioned on how she plans on making payments on her mortgage when she has no income, Anita responds, “We were four months behind on our mortgage and they saved our house. My husband has been unemployed for nine months.

He won’t be unemployed forever. We used the 85-Alive loan to pay off all our debits.

We also had $25,000 left over that we put in the bank for emergencies. And to make life easy, they worked it out so we have no mortgage payments for 12 months.�

For more details on the �85-Alive� program,

contact Rashida Riel www.RashidaRiel.ca 905-531-6223 or 1-888-334-6089

Licence # 12079

TORONTO CARIBBEAN

Wednesday, December 31, 2014 23

The science is conclusive: Mobile phones cause cancer They say there’s only two things constant in this life: death and taxes. But a third viable contender might be cancer, which an extensive cohort of scientific research has found is caused by prolonged exposure to radiation from cell phones and their associated communication towers.

Contrary to what you may have heard in the mainstream news, mobile phones and the antennas that allow them to communicate emit powerful, microwave radio frequencies capable of penetrating our bodies and cells.

And constant exposure to these frequencies, according to the science, appears to be one of the leading causes of cancer in the modern age.

Wireless phone radiation can lead to brain cancer Extensive research into the connection between cell phone radiation and cancer has linked this ubiquitous modern technology to two main types of brain tumors: gliomas and acoustic neuromas. Information compiled by the ElectricSense.com has confirmed the following findings with regard to cell phones and brain cancer.

1) An independent study commissioned by U.S. wireless carrier T-Mobile found that cell phone radiation directly initiates and promotes the formation of cancer: HESE-Project.org.

2) The renowned Interphone study also found that regular cell phone use at just 30 minutes per day over 10 years increases the risk of gliomas by 40 percent. It also found that tumors were more likely to form on the side of the head where a cell phone is most prominently held: BioInitiative.org.

3) A review of 23 epidemiological studies conducted by seven scientists concluded that cell phones cause a “harmful association” between cell phones and cancer. The only included studies that didn’t suggest this were “lower qual-

ity” ones that researchers say “failed to meet scientific best practices” -- these studies were all funded by the mobile phone industry: NCBI. NLM.NIH.gov; SFGate.com.

4) Researchers from the Hardell Research Group, which is noted for conducting what many consider to be the highest-quality studies on the subject, found a “consistent pattern” of increased risks for both glioma and acoustic neuroma in conjunction with mobile phone use: PathophysiologyJournal.com.

5) A study out of France observed similar outcomes associated with prolonged exposure to electromagnetic frequencies from mobile phones. Scientists noted higher rates of gliomas and temporal tumors from “occupational and urban mobile phone use.” In response, the EMF watchdog group Powerwatch noted that this study supports the categorization of mobile phone radiation as a “probable human carcinogen.” OEM.BMJ.com; Powerwatch.org.uk.

6) A study of nearly 800,000 middle-aged UK women found that those who used cell phones for 10 years or more had a 250 percent increased risk of developing an acoustic neuroma. The longer the women used the phones, the higher their risk: SaferEMR.com.

7) Similarly, a study conducted by the group Lonn found that acoustic neuromas are increasingly more likely to develop the longer a person uses a mobile phone: NCBI.NLM.NIH.gov.

8) In Sweden, researchers studying adult brain tumor cases found that individuals with the highest cumulative use of mobile phones also had the highest risk of developing brain cancer: NCBI.NLM.NIH.gov.

9) The Hardell group conducted a study in 2009 which found that RF-EMFs from mobile and cordless phones are directly associated with malignant brain tumors. This study specifically

states that wireless radiation initiates and promotes carcinogenesis: NCBI.NLM.NIH.gov.

Wireless phone radiation also triggers pituitary, thyroid, stem cell, oral, parotid, lymph node, breast, blood, prostate and eye cancers 1) The body’s “master” gland, also known as the pituitary gland, is responsible for producing hormones and regulating other key bodily systems. But a study out of France found that cell phone use greatly increases the risk that this important gland will become cancerous: MieuxPrevenir.Blogspot.fr.

2) The thyroid gland, which similarly produces hormones in addition to regulating body temperature, is also affected by mobile phone radiation. An Israeli study found that rates of cell phone use are directly proportional to the risk of developing thyroid gland cancer: SaferEMR. com.

3) Many health experts would contend that solar radiation poses the greatest threat to healthy skin. But a study out of Sweden found that melanoma risk is greatly accelerated by mobile phone use: HIR.nu.

4) A controversial Powerwatch study found that cell phone use nearly triples the risk of neuroepithelial tumors, which are a result of stem cell cancer: Powerwatch.org.uk.

5) Another study out of Israel confirmed a direct association between cell phone use and cancers of the mouth. Based on 460 cases of parotid gland tumors, researchers observed a direct association between mobile phone radiation and cancers of the parotid, the salivary gland located right next to where users typically hold their phones: AJE.OxfordJournals.org.

6) A separate study, also out of Israel, found that parotid gland cancers have increased in

prevalence by 400 percent in the country between 1970 and 2006, which scientists link to increased mobile phone use: Journals.LWW. com.

7) An extensive review of more than 12 separate studies looking at health outcomes from exposure to radiation from mobile phone, television and radio broadcast towers found that cancers in general, and specifically cancers of the brain and blood (leukemia), are greatly increased: Journals.LWW.com.

8) Lymph nodes, a key component of the immune system, don’t like cell phone radiation much, either. An Australian study found that typical exposure to cell phone radiation greatly increases lymphoma risk: MicrowaveNews. com.

9) Back in the U.S., a study looking at young women with breast cancer found that regular use of smartphones can trigger the formation of breast cancer. This is especially true when women carry their phones in their blouses or bras, where phones are pressed directly against the breasts. Hindawi.com.

10) Researchers in Germany have also linked mobile phone radiation to uveal melanoma and other cancers of the eye: NCBI.NLM.NIH.gov.

11) Practically every other type of cancer not covered by one of the aforementioned studies was identified in a large-scale Brazilian study, which linked mobile phone radiation to cancers of the prostate, breasts, lungs, kidneys and liver. Shockingly, more than 80 percent of identified deaths in Brazil’s third largest city, Belo Horizonte, occurred less than 500 meters away from one of the city’s 300 cell phone antennas: WhyFry.org.

- Natural News

24 Wednesday, December 31, 2014

TORONTO CARIBBEAN

Pine bark extract improves blood vessel health, heals psoriasis and hemorrhoids One of the most powerful natural substances for increasing blood flow, clearing arterial plaque, and improving blood vessel health comes from a ubiquitous evergreen tree native to Europe. Three new studies on extract taken from the bark of the French maritime pine tree -- this extract is often sold under the brand name Pycnogenol -- reveal that this powerful natural substance is capable of healing a variety of blood-related diseases, including psoriasis and hemorrhoids.

In Italy, researchers at Chieti-Pescara University found that in patients with plaque psoriasis, supplementing with 150 milligrams (mg) of pine bark extract daily for three months resulted in significant improvements compared to a control group receiving conventional treatment. Among those taking the extract, researchers observed significantly higher skin water content and reduced symptoms, including erythema, induration, and desquamation.

Pine bark extract promotes faster healing at lower cost Compared to the controls, the pine bark group experienced 32 percent increased healing times, as well as a 36 percent reduction in treatment costs -- pine bark extract is extremely affordable, it turns out. Those who experienced the most relief from pine bark extract, however, were those patients

with more extreme forms of plaque psoriasis, demonstrating the favorable efficacy of this natural substance.

In a separate study at the same university, female patients with chronic hemorrhoids, which includes 3rd and 4th degree cases, experienced similar relief from taking the same 150 mg daily dose of pine bark extract over the course of six months instead of three. According to the findings, 75 percent of those who took the extract showed no more hemorrhoid symptoms at all, compared to only half of the control group that received standard treatments.

Like in the first study, patients with the worst hemorrhoid symptoms fared best from the pine bark treatment, with an astounding 70 percent of 4th degree hemorrhoid patients achieving symptom-free status at the conclusion of the study. This, compared to just 36 percent of those in the control group who received the best that conventional medicine has to offer.

Pine bark extract helps reduce cholesterol, control blood sugar, and maintain arterial health In separate research looking at blood-related conditions and diseases, researchers observed that pine bark extract improves the flexibility of blood vessel walls while simultaneously clearing out plaque that can cause

reduced flow or blockages. This was discovered after testing the 150 mg daily dosage of pine bark extract on a group of 93 patients with blood- or artery-related disorders.

After two months of treatment with the extract, the patients, who suffered from either high blood pressure, high blood cholesterol levels, or blood sugar problems, experienced an average 54 percent increase in blood flow. And after three months on the protocol, average blood flows increased by more than 66 percent.

What pine bark extract appears to do is reduce the oxidative stress that lead to the formation of circulatory and blood disorders in the first place. You can think of it kind of like the drains and piping in your house -- when gunk builds up over time causing blockages, it is necessary to dissolve these blockages with a drain rooter or dissolving agent. In this case, pine bark extract is the dissolving agent.

“Oxidative stress has been linked to artery plaque and high LDL-cholesterol, as lipid peroxidation converts low-density lipoproteins to free radicals, which damage our blood vessel walls,” explains GreenMedInfo. “Other research has found pine bark extract significantly neutralizes free radicals within the body.”

- Natural News

A reason to smile Dr. Matthew Weekes BSC DDS MTh DMin

Dental Health

In a high stress society, which is common to city living, laughter is indeed the best medicine. But for many the crushing pressures of life inhibit this emotional response, we need a reason to smile. That need is amplified when we focus on our imperfections.

We know that the facial anatomy plays an important role in making a favourable first impression on a job interview, or a highly anticipated date.

A well aligned set of teeth instills confidence. Crooked teeth, missing teeth,

discoloured teeth or deformity of the jaws may be a major cause of lack of confidence and self- esteem especially in teenagers and young adults.

Much emphasis is placed on the esthetics of teeth and how they can brighten up a dull, sad face like the sun peeping out on a cloudy day.

To create a pleasing smile in the view of both the dental patient and the onlooker, there are several factors to consider before any treatment of a cosmetic nature is considered. The dentist must first find out whose idea it is that there is a need to improve the facial appearance by making alternations to the dentition. Much can be done by the dentist to give the client that bright, amazing smile. However to achieve that goal, a detailed discussion with the patient, parent or guardian when necessary is essential so that options, expectations, and limitations are addressed.

Some of the ways to create the smile of your dreams; include Orthodontic

treatment (wearing braces) for youths and adults, porcelain crowns, veneers, bonding, implants, gum contouring and tooth whitening.

Orthodontic treatment can drastically improve extremely crowded teeth and deformed jaws, bringing them to a normal state. Porcelain veneers and crowns could be the ideal choice for improving appearance.

The colour and shape can be controlled by the dentist. Implants are the treatment of choice for replacing a single missing tooth.

Bridges can also replace missing teeth creating a beautiful smile. Gum reshaping is helpful in situations where the teeth appear too small compared to the amount of gum tissue displayed when you smile. The removal of excess gum will reveal the natural length of the teeth.

All these procedures bring great joy to the recipients. They feel better about themselves and face the world with enhanced self-esteem and confidence.

TORONTO CARIBBEAN

Five easy ways to improve your health for 2015 Dr. Lydia Thurton ND BASc

Health Tips It is estimated that only eight percent of people manage to stick to a new years resolution. With odds stacked against you, I’d like to help you achieve actionable, reasonable health goals for 2015. Making your health a priority pays off richly and it does not have to be difficult or costly to implement change.

Here are five ways you can improve your health easily and powerfully. Choose one and try to create a lasting change.

Be mindful of refined carbohydrate intake. I cannot express how one’s health can change for the better by minimizing sugar and refined carbohydrates like bread, rice, pasta and potato. Many people of Caribbean descent are sensitive to sugar, high fructose corn syrup and grains that break down into sugars. Insulin levels spike, causing abdominal weight gain and unstable blood sugar

and cholesterol levels. Eating a diet rich in quality protein and vegetables is a great way to reduce your risk of diabetes, heart disease and cancer.

Get active in some way. Any physical activity is better than no physical activity. Fifteen or 20 minutes a few days a week has profound effects on your cardiovascular system. Even if you are busy, activity is so integral to your health there really is no excuse not to make time. Many people have sedentary jobs, drive to and from work, and enjoy modern conveniences that minimize physical labour. That means that there needs to be a concerted effort to move our bodies.

It doesn’t happen by accident. You have to make the choice. Get addicted to the feeling of euphoria that comes from a good work out.

Focus on your quality of sleep. So many people suffer with restless nights and groggy mornings. They use coffee and the chaos of life to give them the adrenaline to make it through another day. If you do not sleep well, acknowledge that this is a problem for you. There is an abundance of research that suggests that sleep can improve your health in so many ways. From lowering rates of obesity to stabilizing your mood, a night of rest is essential in these busy times.

There are both natural aids and pharmaceuticals that can assist you in sleeping deeply and restoratively.

Explore the act of mindfulness or meditation. Gaining mastery over your thoughts is the best way to improve your happiness. Most of our anxieties, worries and negative self-talk is essentially useless.

When you have a quiet space away from your minds chatter and you can focus on the blessings of the present moment. Many of us are prisoners of our own negative thought patterns. Either fixated on bad events of past or worried about future suffering, we neglect the peace of the present. Both depressive and anxious moods are improved with mindfulness.

Have more fun. I always ask my patients what they do for sheer enjoyment.

When someone doesn’t have an answer for me, that is a big red flag. Everyone deserves time to play, explore, and let loose. Life is short. A balance of fun allows you to be more effective when it’s time to buckle down and get serious. If you are consumed with work and obligations, schedule time, just like you would a meeting, to simply relax. Here’s to a great 2015!

Finding a weight loss system Monique Bartlett Fitness It’s that time of year where it’s time to think about losing those few extra pounds that you have put on over the holiday season.

It’s also time to think about how to improve your fitness level to get the results you want.

In order to do that you need to create a lifestyle change. If you’re not thinking in terms of a lifestyle change, you’re in trouble. If your idea of fitness is going on a diet for a little while and taking a few aerobics classes you’re not going to succeed. If you want to live your life in your own lean, healthy and strong body, you need to take the steps nec-

essary to literally change your lifestyle. In order to change your lifestyle you first need to identify what your lifestyle is today.

Your first step is to think about your eating and exercise habits as they are now and write them down. What do you eat in a typical day? How much are you eating?

How often do you eat? How often do you work out? What kind of workouts are you doing? What is your stress level? What time do you go to sleep? What is your current mindset about yourself? Answering these questions will give you a quick view of your current lifestyle.

After spending some time reviewing your answers you will begin to see how you can make some small changes to your current lifestyle that can help you win one or two small battles but will not necessarily help you win the war. There are so many variables that can affect your health and fitness. Once you’ve made some small changes your next step is to find a system that you

can follow. Any successful person follows a system whether in business or health. With a proven system, if you apply the tools you will be successful. Applying a system that is based on a proven model you can use over and over again and become successful in reaching your ideal weight is essential.

You could become successful without a system but it could take you a lot longer and a lot more frustration to reach your goal.

Systems make success easier and allows for fewer mistakes and saves you lots of time and energy. So take the time to analyze your current lifestyle, decide what you need to change and get to work. Yes, it does involve work but anything worth having in life does.

If you’re not sure what type of system would work for you, l would be happy to help you figure it out. Once you become familiar with a system and do what works for you and your lifestyle, your new lifestyle will be one that you can follow for the rest of your life in order to lead your lean and healthy lifestyle.

Wednesday, December 31, 2014 25

26 Wednesday, December 31, 2014

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Changes within the Credit Card system Stephen Mohammed Finance With wages not at par with inflation and the cost of living, most Canadians will be incurring charges to their credit cards over the Christmas holidays. Keep in mind that after a Christmas spending spree comes a new year with new financial obligations. It’s difficult starting a new year with overwhelming debt. We can certainly hope that the changes suggested by Visa and MasterCard will help consumers, not only merchants and retailers.

Reports in 2013 suggested that Canadian credit card users would soon face new rules at the checkout, including possible surcharges for using certain premium cards that offer free rewards such as points, flights, cashback, etc. Merchants and retailers pay a fee to accept payment by Visa and MasterCard but this fee is recovered by passing on the cost to the consumers by embedding the

fees in the prices of their products and services. These fees range from 1.5 per cent to 3 per cent determined by the type of credit card. These significant fees are reflected in higher prices paid by all Canadian consumers, whether paying by cash or credit card.

Even those who pay in cash are subsidizing the credit card system when merchants and retailers embed these fees in their prices.

This year Visa and MasterCard announced they intend to reduce merchant interchange fees to an average of 1.5 per cent.

Together, the two combined proposals will equal a 10 per cent reduction in processing fees for merchants. The new fee structure will be implemented by April 2015. In theory, the reduction in fees for merchants and retailers should translate to savings for consumers, but passing that saving down to consumers would solely be at the discretion of individual merchants and retailers.

Some merchants and retailers may use this as an opportunity to increase their profit.

American Express, however is currently not participating in the voluntary reduction.

Let’s see how this will affect the credit card companies, merchants and retailers and what impact these changes will have on prices for consumers in 2015.

More than 260,000 people became new Canadians; Backlog elimination on track SCARBOROUGH -- Canada welcomed more than 260,000 new citizens this year, thanks to the government’s improvements to the citizenship program as well as recent reforms to the Citizenship Act, Canada’s Citizenship and Immigration Minister Chris Alexander announced today. This is more new Canadians than in any year in Canada’s history and more than double the number from last year.

Through recent changes to the Citizenship Act, the government has made strides over the past year to improve the citizenship application process, and applicants are already seeing results.

•

•

A new citizenship decision-making process, which came into force August 1, has streamlined the process from three steps to one. Since implementing the new process, more than 115,000 people have become Canadian citizens – a 90 percent increase from the same time period last year.

Canada’s citizenship application back-

•

log has been reduced by 17 percent since June 2014, and is at its lowest level in almost three years.

The government is on track to eliminate the citizenship application backlog and reduce processing times to less than one year sometime in the next fiscal year.

To have applicant fees more closely reflect the costs associated with processing citizenship applications, citizenship processing fees will increase from $300 to $530 for applicants whose complete applications are received after Jan. 1, 2015. These applicants will benefit from the processing improvements outlined above, and this is in keeping with user-pay principles and a move toward full cost recovery in the citizenship program.

Applications for a grant and resumptions of citizenship to a minor are exempt from this change. The $100 Right of Citizenship fee for successful applicants remains the same. Other fees for services, such as for citizenship proofs, are not changing.

- CIC

TORONTO CARIBBEAN

Leasing with a bad credit score A short-term lease option may be more expensive, but you will be able to drive a newer car that has lower mileage within a shorter period of time.

Jelani Daniel Automotive Corner Having bad credit is a common issue many car buyers face. With that, their financing options may narrow, having them stuck with a lease rate that they are unhappy with. Often times, poor credit can lead to issues regarding last minute financing options, costing financers more in the long run. Below are some leasing options that can be useful if you have poor credit but that should be researched further if you decide to go forward with one.

Long term leases and loans: Many buyers look at low monthly payments as an affordable option since they may have a lower income or higher lifestyle costs. What they fail to look at is the length of the lease which can sometimes extended past the 5 year mark.

The length of the loan can be restrictive since the buyer is stuck with the car until it is paid off.

100% approval lease options: This is a good option for a buyer with very poor credit, but there may be an initial deposit required. If you have trouble coming up with the initial deposit, you may be able to lease a vehicle that has higher mileage and is worth less.

This could lead to more expensive repairs in the long run, making the initial deposit a more budget friendly option over time.

Older model car lease options: Older cars are common, but can cost much more in terms of repair and maintenance over the span of the loan. As a car ages, it typically requires a higher level of care over 150,000 km’s, so anything over that mark may be cheaper per month, but more costly in the long run.

Overall, bad credit has an effect on car financing and lease options, and sometimes a higher down-payment or interest rate may be applied. Researching each option can give you a better understanding of which lease option can suit your short term and long term financial situation. Just because you have poor credit, it doesn’t mean your vehicle should be any less reliable.

Avoid New Yearʼs Eve buyerʼs remorse with these five car-shopping tips New Year’s Eve is the Black Friday of car sales. Or at least something close to it.

Dealers are motivated to sell before time runs out on the current year and shoppers can take advantage.

“Even when sales are strong in the first 11 months of the year, dealers push in December to meet or exceed their goals,” according to AutoTrader.com, a car-research web site and marketplace.

But don’t let your rush to get a bargain on New Year’s Eve make you do something you really shouldn’t.

“On big shopping days … consumers can get caught up in the excitement of a good deal, sometimes at the expense of their needs, wants and budget,” said Brian Moody of AutoTrader. “In addition to hunting for a good value, consumers should search for a car that suits their lifestyle 365 days of the year.”

Failure to do so can result in buyer’s remorse, which you really don’t want starting out the new year. And you can be sure the dealer who sells you a new vehicle doesn’t want that, either.

But, a series of surveys hosted on the website in October and November showed that “69 percent of consumers have experienced buyer’s remorse after purchasing a car.” Among them, shoppers who said the car was too expensive or a bad deal, an impulse purchase or didn’t have the features

they wanted.

So, what sort of resource would we be without providing some ideas on how to avoid buyer’s remorse?

In addition to taking your time and doing your research, AutoTrader suggests the following: • • • • •

Take a lengthy test drive on familiar roads.

Bring family members or a friend to shop with you.

Decide on a price limit before setting foot on a dealer’s lot.

Allow plenty of time to contemplate the decision before signing the papers.

Ask the dealer what the return policy is before you buy.

“If you realize very quickly after driving off the lot that the car isn’t right for you – meaning, within hours – in some cases, you may have a chance to change your mind, since some dealers do offer a 24-hour return policy,” Moody said. “It’s always smart to at least ask.”

Shopping for and buying a new vehicle during the holidays can be exciting, but don’t get so caught up in the spirit of the season that you’ll regret a purchase decision in the new year.

- Santander

Wednesday, December 31, 2014 27

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Your Horoscope - December 31st 2014 ARIES

TAURUS

GEMINI

CANCER

Christmas Day is likely to start and end early. It’s more fun with more people around, but if you’re on your own, you’ll entertain yourself just fine. Despite the day’s earlier race-around or tension, New Year’s Eve hits the comfort zone quite nicely. If there’s no need to go anywhere, stay put. Enjoy it right where you are.

’Tis blessed to be present for others. Despite the family push/pull or what’s going on in the background for you, aim to shelve it for a day or two. Christmas Day and Boxing Day are best spent simply taking it as it comes.

With friends or your lover, or just chilling on your own hits it right for New Year’s Eve.

Downplaying Christmas this year, or perhaps doing the opposite? Reconnection with long-distance folks or going off on a getaway makes it a special one to remember. Missing someone? The past still fresh? The holidays also remind you that you’re nearing a significant finish line. Sunday/Monday hits refresh.

Hide out or cozy up on New Year’s Eve.

You may be obliged to do things their way on Christmas Day, but it works better that way and you know it. Friday is your reward or reprieve day. Chill through Saturday. Over the past year, you’ve wrestled with yourself and coped with life. Uncertainty continues, but still the path is unfolding; allow it to clarify itself. Spend New Year’s Eve with a friend or a few friends.

LEO

VIRGO

LIBRA

SCORPIO

Stress is to be expected on Christmas Day, but this soon shall pass. Mars and the Aquarius moon keep the day and emotions on a fast track. Jupiter in Leo is now retrograde, but it’s still on your side. Buzzed-up Mars builds with Jupiter through New Year’s Day. Romantic or social, Mars/Jupiter can light a spark or a match.

Saturn’s exit out of Scorpio and into Sagittarius adds something to the equation. Let time and experience teach you the ropes.

Perhaps you won’t get everything on your wish list on Christmas Day, but it’s as good as it gets. The day can take it out of you, but New Year’s Eve will see you pick up a great second wind.

The moon in Aquarius on Christmas Day keeps you upbeat and enjoying yourself. In fact, you’ll perk the rest of us up too. By evening, everyone has had enough. Friday and Saturday are best spent quietly or lowkey. Sunday/Monday, you’ll be going strong again. Romantic, sexy, or social does it justice on New Year’s Eve. Spending it on your own? You’ll still be in good company.

The more folks gathered together, the better.

You’re the host with the most this Christmas. Then again, if it’s a simple affair or you spend it alone, it’ll work just fine for you. Memories can tug at the heartstrings, but that’s what they’re there for. Social, out with the crowds, or on your own, it’s all good New Year’s Eve.

SAGITTARIUS

CAPRICORN

AQUARIUS

PISCES

A phone call or two to friends and extended family on Christmas makes it just that much more special. Still, as the day wears on, you’ll get worn out and be ready to call it quits early. Kick back and relax on New Year’s Eve. Have to work or feel obliged to go along? After the fact, you’ll say you enjoyed yourself.

You could find yourself in a push/pull with your lover or another on Christmas, but to a certain extent, some stress is typical of the day. Boxing Day is the better one for relaxing and enjoying. Sunday/Monday, you’ll get going again. Play up the romance or socialize on New Year’s Eve—casual and easy is best.

The Aquarius moon keeps you in full swing on Christmas Day. Given or received, surprises dish up added delight. Even so, you could feel somewhat restless, impatient, or edgy, but the day is over soon enough. On Sunday, exercise or a change of scene revitalizes you. Work will be lucrative; otherwise, home is the place to be on New Year’s Eve.

Rather be elsewhere? The overload getting to you? Even if you have places to be and people to see, Christmas Day finds you mostly off in your own world. You aren’t likely to get up to full speed until Boxing Day; the Pisces moon makes it your better day. Ring in the New Year with a good friend.

March 20 - April 19

July 22 - August 22

November 22 - December 21

April 19 - May 20

August 22 - September 22

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Across 4) Bright and ____ 5) Light snow 7) Overcast 8) Temperature scale 11) Loud claps 13) Light wind 15) The study of weather 17) White-out [BLIZZARD] Down 1) Major Atlantic storm 2) Twisting windstorm 3) Liquid precipitation 4) White stuff 6) Electricity from the sky 9) Mix of rain and snow 10) Freezing point in C 12) Falling ice pellets 14) Barometric ____ 16) Usually from the west

TORONTO CARIBBEAN

Pipeline Problems: Common causes of water damage and their impact - part 2 Sherene Cole

CIP, CRM, CAIB, LLQP

Insurance Matters

Problems in pipelines usually result from one of the following: Sewer Backups, Burst Pipes, Ice Damming & Home Appliances/Human error. Previously we addressed those caused by sewer- backup and ice-damming. In this article we will address those caused by burst pipes and home appliances/human error.

Burst Pipes: Burst Pipes in the water system is one of the most common plumbing problems both in the home and the public system. Several things can cause pipes to burst, the main one being extreme cold.

Some other reasons can be pipe failure due to age, misuse or damage.

The pipe can be put under great pressure through the system and any fault in the piping will be exposed over time and break down over time. The effects of burst pipes can be dramatic and devastating all at the same time. A burst pipe on the main system can cause damage to property, put people out of their homes and even close an entire area of a town and roads for a number of days. This can leave people without water and even homes for days.

If a pipe bursts in the ceiling or floor it can be some time before you notice and all too often the first thing you know a bulge appears or the water flows in a torrent.

The potential water loss from burst pipes in your house can be as much as 400 litres, that’s 2 full baths an hour. This means if you were away for

a full day you could have up to 9,600 litres of water or 48 full baths of water in your house from burst pipes. If you were away for the week you could lose 47,200 litres of water in that week. The amount of litres lost is the equivalent to 336 full baths of water running through your house.

The most likely cause of a burst pipe in your home will come from extreme cold temperatures and unprotected piping. This normally happens when you don’t have the correct heat in your home which includes excluded areas. A pipe bursts when frozen due to the expansion of the water as it becomes ice.

This puts pressure on the pipe from the inside and something has to give. This almost always is the soft copper or plastic pipe. Sometimes these breaks can be at the weaker joints or in the middle of the pipe. As quite a lot of the piping in your home is hidden in flooring, roof spaces or walls, the damage caused can be devastating. If you have a burst pipe and water coming into your building you will need to take immediate action to stop the damage.

Water Damage from Appliances/Human Error: Water damage can originate from different sources such as: broken dishwasher hose (wear & tear), washing machine overflow, dishwasher leakage(age), human error (person turns on water to fill sink or tub and starts watching TV or takes phone call and forgets about water they turned on which overflows). Be careful not to fill your washer too full – this can lead to the unit being unbalanced or possible leakage.

As property coverage can vary considerably from type of policy and one insurer to another, if you are unclear about how your own policy would apply to any of these circumstances it is always best to discuss with your broker.

Wednesday, December 31, 2014 31

32 Wednesday, December 31, 2014

TORONTO CARIBBEAN

Courage and strength through the storm Colleen Lindberg Business Development Have you ever felt that everything you touch is falling apart? Have you ever felt like you were in the middle of a storm amongst all this chaos and you can’t seem to think clearly, see clearly and everything feels like a chore? I know it’s a tough place to be. I can guarantee that I have been there many times and if you ask some people in my life... I might be going through this now, alongside you.

As I have grown through these experiences I have come to discover some small tricks to get through, or also

known as “Seeing the Light”.

Breathing is one of the keys for getting through this phase. Yes I said breathing. It’s a small choice but it can make the world of difference. Once we take in more oxygen, through deep breaths, it allows our body to relax, then in turn our mind to calm down. If you practice breathing on a daily basis, those deep breaths (in through the nose and out through the mouth) you will find that you will have the ability to get grounded, re-balance your thoughts and you will be able to release the emotions that are getting bottled up a lot faster than without it. It’s something so small in context but can make a world of difference.

Another thing I have found that helps is talking to a trusted source.

When I mean trusted not just talking to your hairdresser or the mailman, but someone in your life that you can trust and more so that you respect. (Well it

might just very well be your hairdresser but I meant it in a way of not just some random person). This will allow you to be honest about the things that are happening and will let you release them in the conversation. This person could potentially be someone that you respect in business, they might be in a more successful place than you, or it could just be your best friend from high school who gets you. Either way find someone that won’t get caught up in the drama of what is happening and will listen to you.

Sometimes we don’t even need advice we just need to talk it through.

The last thing is having that reason talk with yourself and reminding yourself that this is just a phase and it will pass. Moving through with action and keep trusting the path will get you through it a lot faster. This is probably the hardest one to accomplish as it requires us to pull ourselves outside of our self and look at what is happening. If

you can manage to do this it will allow you to strip off the emotions and truly be able to evaluate things from a new perspective. Now... again this is not easy.

It takes great discipline and courage to do this as sometimes we as people enjoy getting lost in the drama and illusion of things. I know, hard to swallow but really it is a process that is well worth the effort.

Whatever it is you are going through, there is always an end to it.

Some ends are a lot more drastic than others but really there is always an end and a transition into another. Continue to see the light and have faith that it will all pass sooner than you expect. As I do know that a greater sense of strength through courage is being cultivated in you, maybe not something that you immediately see, but it’s happening! Let’s get our gear on for those storms headed our way and own this! “

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