PROUDLY PRESENTING A BEAUTIFULLY APPOINTED FAMILY HOME ON A RAVINE LOT IN DESIRABLE DUNDAS! MORE INFO ON PAGE 8 TEXT RBHWLFF TO 844-928-0132 TOLL FREE Sarit & Jordan Zalter Sales Representatives RE/MAX Escarpment Realty ZalterRealEstate.com905.525.ZALTBrokerageInc. HOME & LIFESTYLE GUID E GREATER VolumeHAMILTON24,Issue8
Serving Southern Ontario| 1-833-385-9205 | 905-389-6734 | info@reishadass.comServing Southern Ontario | 1-833-385-9205 | 905-389-6734 | info@reishadass.com LYNN VIENNNEAU Business Associate TIERA DASS Sales Representative LEAH GERRARD Sales Representative WWW.REISHADASS.COM COUNTRY LIVING IN THE CITY Bungalow w/ open concept floor plan. 3+1 bedrm, 2 baths, large eat-in-kitchen, living room, 2 family rooms, and huge deck. 90x200 ft lot. 30x50 ft garage. STONEY CREEK TEXT RBJDLXR TO 844-928-0132 QUIET CUL DE SAC 3 large bdrms, 1 bath, 6 car parking. 24 x 24 ft garage with hydro, gorgeous sunroom, separate side entrance, and huge windows. Irregular oversized corner lot. HAMILTON MOUNTAIN TEXT RBJBSRC TO 844-928-0132 END UNIT Open concept main floor w/side entrance & balcony. Gas fireplace, modern kitchen w/breakfast island. 3 bedrms, 3 bathrms. Bedroom level laundry. HANNON TEXT RBHYGJS TO 844-928-0132 LOCATION! LOCATION! Steps to the lake, 1+1bdrm, 1 bath bright & spacious unit. Open living rm - dining rm. In suite laundry. Oversized bay window in living area w/ balcony. BURLINGTON TEXT RBHXBRT TO 844-928-0132 To get more info & photos on these listings, text the code to 844-928-0132. KRISTA HANN SALES kristahann@royallepage.cawww.kristahann.comREPRESENTATIVE ELLEN BOYCE www.ellenboyce.comBROKER 2015-2017 905.648.4451 2019/2020 LUXURY CUSTOM BUILD Mature Ancaster neighbourhood. 3,300 sq ft of exquisitely upgraded finishes, gourmet kitchen, family room with marble fireplace, private office and mudroom, 4 bdrms, 3.5 baths, back yard with covered patio. $2,499,000 Text RBJDKVW BEAUTIFUL CHARACTER HOME 3/4 of an acre in Historic Dundas, with inground pool & potential for severance of 2 additional lots. 4 bdrms, high ceilings, natural wood trim, original front hall staircase. Newer family room addition. Separate garage. $1,859,000 Text RBJBRXN CUSTOM BUILT BUNGALOW on nearly 25 secluded, picturesque acres near Lynden. Serene setting with mature trees and ravine. All brick bungalow with double garage, 3 bdrms, 1.5 baths, sunken living room and den with gorgeous views. $1,850,000 Text RBJDKVV 2
The LY!,lltE�N�G !��[! www.lynnfeeteam.com team@lynnfeeteam.com KELLERWILLIAMS REALlY ---IO<C>ll<IU'OWO!�..C,O,W,,!O TOLL FREE GRIMSBY OFFICE 1-833-LYNN-FEE 905-945-6494 905-975-1055 (1-833-596-6333)Sales Representatives : Lynn Fee, Stephanie Mcivor, Wendy Murray Nicholson & Torrin Fee, Broker Text the unique Text Codes to 844-928-0132 for more information & photos Realtors®: Lynn Fee, Stephanie McIvor, Wendy Murray Nicholson, Tracey Cerisano & Torrin Fee, Broker 89 FIFTY WINONAROAD, | $2,100,000 1.8 ACRE WOODED www.89fiftyroad.comPARADISE TEXT RBHYBZZ 14 BLUEBERRY DRIVE, STONEY CREEK | $1,115,000 STUNNINGLY www.14blueberrydrive.comUPDATED TEXT RBHSTNX 17 LONEOAK CRESCENT, STONEY CREEK | $1,299,900 BACKING ONTO www.17loneoakcrescent.comPARK TEXT RBHYRDF 66 CASABLANCA BLVD, GRIMSBY | NEW PRICE STYLISH AND www.66casablancaboulevard.comELEGANT TEXT RBHZMGB 27 VANDERBURGH LANE, GRIMSBY | $1,175,000 STATELY FAMILY-SIZED www.27vanderburghlane.comHOME TEXT RBHYLKM 67 - 55 KERMAN AVE, GRIMSBY | $598,000 UPDATED www.67-55kermanavenue.comTOWNHOME TEXT RBHYQZR 4076 HIGHLAND PARK DRIVE, BEAMSVILLE | $1,499,000 BACKING ONTO www.4076highlandparkdrive.comVINEYARDS TEXT RBHWVNW 3982 HONEYSUCKLE COURT, VINELAND | $899,000 STYLISH FAMILY www.3982honeysucklecourt.comHOME TEXT RBJCQJN 2478 ST. ANN'S ROAD, WEST LINCOLN | $699,900 MODERN COUNTRY www.2478stannsroad.comCHARM TEXT RBHWPRS 21554 GARRINGER ROAD, WAINFLEET | $1,299,999 RENO'D COUNTRY www.21554garringerroad.comESTATE TEXT RBHXNMX 2732 PORTAGE ROAD, NIAGARA FALLS | $899,999 CHARACTER www.2732portageroad.comHOME TEXT RBHSMDD 2907 NORTH SHORE DRIVE, LOWBANKS | $649,900 ACROSS FROM LAKE www.2907northshoredrive.comERIE TEXT RBHXWWY 3
Reach
We’re so excited to see your smiles again! With the province opening back up and the real estate market as hot as ever, we’ve never been more ready to assist you with any of your real estate needs. Are you a first time home buyer looking to navigate the challenge of entering the market for the first time? A homeowner looking to make an advantageous move? An investor looking for new opportunities? Or maybe you’re looking to downsize, and not sure where to start? Whatever your story is, you can be sure that we are here to help. We understand that this process can be stressful and daunting at times, but we’re up for the challenge! out your
asset in marketunpredictablethis 4
to discuss how our experience can be
Sarit@ZalterRealEstate.com Direct: 905.515.1950 Jordan@ZalterRealEstate.com Direct: 905.515.6331 44 Lovers Lane , Ancaster $2,100,000 MAGNIFICENT LUXURY BUNGALOW 661 Wilson Street East , Ancaster $2,595,000 ONE-OF-A-KIND CUSTOM HOME 5
GREATER HAMILTON PRINTED IN CANADA Another fine product from NewPoint Media Group, LLC. Bee Cave, TX © 2016, NewPoint Media Group, LLC Want to see your home advertised in this magazine or featured online at professionalsContactRealEstateBook.com?anyofthetoprealestateadvertisedinthisissue. Next Issue Submission Deadline SEPTEMBER 1, 2022 For Advertising or General Inquiries: 905 845 info@trebpublishing.ca8732trebpublishing.ca VOLUME 24 ISSUE 8 PUBLISHER Tim Root ACCOUNT MANAGER Beth Walder PRODUCTION MANAGER Sarah Root ART DIRECTORS JenniferVanessaBrewsterChong CONTRIBUTING WRITERS Julie Achtermeier MARKETING & COORDINATORCOMMUNICATIONS Celina Ip Search ALL homes listed for sale on MLS, view our digital magazines, research local real estate market trends and insights, get home buying and selling tips, and more! From the same team who produce The Real Estate Book for the Halton and Hamilton HOMESHAMILTONHALTONregion. HaltonHamiltonHomes.com ! TheRealEstateBook $ The.RealEstateBook OAKVILLE | BURLINGTON | MILTON • GREATER HAMILTON 6
TEXT CODE TO 844-928-0132 FOR MORE INFORMATION & PHOTOS FOR ANY OF THESE LISTINGS! CooperColette Broker2020 MontaniGino Broker PavkovicNatalie Sales Representative MargheritaAbitino Client Care Coordinator colettecooper.com | 905.648.4451 | colettecooper@royallepage.ca STUNNING EXECUTIVE BUNGALOFT on 2 acres with Conservation & Ancaster Village nearby! Approx 4470 sq. ft. of beautiful living space! Main floor primary bedroom & walk-outs to the fenced backyard with inground pool, waterfall, volleyball court, outdoor kitchen & more! Outdoor bunkie with 2 pc bath & outdoor shower! The design, space & features you've been searching for! 47 Poplar Street, Ancaster. $2,950,000 TEXT RBHYQQN RESORT-LIKE HOME BEAUTIFUL & PRIVATE 1.48 ACRES surrounded by Conservation & Niagara Escarpment, with a babbling stream right on the property. Home to a 2 bedroom bungalow with many updates, lots of natural light, & incredible nature views. 1004 Mineral Springs Road, Ancaster. $1,459,000 TEXT RBHZVZH PEACE & TRANQUILITY RENOVATORS TAKE NOTE! CC 342SOLD!East 37th Street, Hamilton 342 East 37th Street, Hamilton. $549,000 TEXT RBHSYKN FAB MOUNTAIN LOCALE! SPECTACULAR RENOVATED HOME 4 bedrms, 2.5 baths with open-concept layout. Living room/dining room combo with floor to ceiling windows, & walk-out to yard. Dream kitchen has quartz counters, island, & built-in appliances. Primary bedrm with walk-in closet & stunning 5 pce ensuite. Sought-after Dundas locale. 10 Cammay Avenue, Dundas. $1,490,000 TEXT RBHWNHM NO EXPENSE SPARED! CC #3-23SOLD!McGrath Court, Dundas 23 McGrath Court #3, Dundas. $1,379,000 TEXT PRESTIGIOUSRBHYQQPLOCALE A LOVELY 2.5 STOREY HOME with many updates and plenty of its original character! 4 levels of living space with 4+1 bedrooms, 2 baths, side entry to the basement with in-law suite, enclosed porch, and a rare double garage. Close to Westdale Village, parks, schools, McMaster, transit, and all amenities. 64 North Oval, Hamilton. $1,259,900 TEXT RBJBLPT IN THE HEART OF WESTDALE QUIET EAST END LOCATION Perfect for first-time buyer or empty nester, very affordable, approx 690 sq ft, some hardwd floors, 1 + 1 bdrm, 1 bath. 268 Glennie Avenue, Hamilton. $549,900 TEXTRBJDLJXFABULOUS BUNGALOW 7 Colette is an excellent agent who gives top-notch service. Her marketing strategy worked very well. For example, we were very impressed by the photography produced by Colette's team and the advice of her stager. She was always available to us during the whole process. She was a very nice person to deal with — overall a experience.great — S. & D. Jackson
TAKE A CLICK HERE VIRTUALTOUR
themazzateam.ca1-877-475-0230 *!"' Change Your Home, Change Your Life® TEXT THE CODE TO 844-928-0132 FOR MORE LISTNG INFORMATION AND PHOTOS SALES REPRESENTATIVE* | BROKER** E. Martin Mazza*Nancy Mazza Cyndi Love** Emily DeNardis*Nancy Mungar* Jennifer FerreiraIvan Kamladze** AMAZING BUILDER W/AN AMAZING PLAN TO BUILD YOUR DREAM HOME IN ANCASTER! $4,999,900 4 BRs - 4.5 baths3,584 sqft - walk-out bsmt - gourmet kitchen - 10 ft & cathedral ceilings - main floor dencovered porch - outdoor fireplace - 3.7 acres of lush landscape & incredible views. TEXT RBJDLBR BUNGALOFT W/ STYLE & ELEGANCE IN THE HEART OF ANCASTER! $1,699,900 3 BRs - 2 full+2 half baths - 2,919 sqftfin'd basement - 2 tone kitchen island & pantry - main floor primary BR w/ensuitecathedral ceilings - rear addition w/ floor to ceiling f/p - brick patio in rear yard. TEXT RBJCTXP WINONA MASTERPIECE JUST STEPS TO THE LAKE! $1,599,900 4+1 BRs - 4 baths - 2,664 sq ft - 17 ft ceilings - wide plank oak floors - large custom kitchenmaster ensuite w/ heated floors - custom finished garage - in law potential - backyard w/ outdoor kitchen - steps from the lake. TEXT RBHYGKS STUNNING MARZ BUILT BEAUTY IN THE HEART OF STONEY CREEK! $1,399,900 4 BRs - 2.5 baths - 2,623 sqft - finished top to bottom - close to all amenities - modern chef's kitchen - hardwood floors - new trim - newly reno'd - large primary BR - fenced yard - large deck. TEXT RBJCFDL BEAUTIFULLY RENOVATED HAMILTON MOUNTAIN SIDESPLIT! $899,900 3 BRs - 2 Baths - 1,134 sqft - renovated top to bottom - convenient location - amazing corner lot - open concept living areachef's kitchen with granite - close to all amenities & easy hwy access. TEXT RBJDMGX WELL MAINTAINED BUNGALOW ON HAMILTON MOUNTAIN! $699,900 3 BRs - 1 full bath - 1,012 sq ft - fenced yard - part finished basement - separate side entrance - great for downsizing, 1st time buyers & investors - family friendly neighbourhood - close to all amenities. TEXT RBHXDHR WELL MAINTAINED SEMI IN BEAUTIFUL GRIMSBY! $674,900 3 BRs - 2 bathssteps away from schools, beaches, shopping, entertainment & downtown district - easy hwy access - fin'd basement - lg rear yard w/above ground pool - updtd roof, siding, some windows & more. TEXT RBJCJDG SUPER SHARP CONDO IN POPULAR STONEY CREEK BAYLINER BUILDING! $539,900 1 BR+den - 1 full bath - 881 sqftin-suite laundry - SS appliances - updtd flooring and bath - crown molding - lots of on-site amenities - exclusive locker & parking - easy highway access at Centennial. TEXT RBJDLCB 9
TEXT THE UNIQUE CODES TO 844-928-0132 FOR MORE INFO AND PHOTOS TOP 2% IN SALES NATIONALLY (2017-22) TOP 35 UNDER 35 (2018-22) 1.877.648.4451 THEOREILLYGROUP.CA LUKE O’REILLY BROKER ELAINE WARREN SALES REPRESENTATIVE ANN TURNBULL SALES REPRESENTATIVE SAMANTHA SCHOLEY SALES REPRESENTATIVE LACEY STEVENS ADMINISTRATIVE ASSISTANT NATALIE O’REILLY PROJECT MANAGER TRISH SELWAY CLIENT CARE COORDINATOR ELEGANT 2 STOREY HOME IN ANCASTER Luxe 3925 sq ft, 4+1 bed, 3.5 bath on premium wooded lot on one of Ancaster's premier streets with full basement walk-out & in-law suite in the lower level. Enjoy breathtaking views of peaceful scenery and lush greenery in your backyard as deer, turkeys and other wildlife pass by. $2,399,900TEXTRBHRGPT IMPECCABLY MAINTAINED ON HAMILTON MOUNTAIN Solid 3 bed, 1 bath 3 level side-split in the popular 'Lawfield' neighbourhood. Original-owner home situated on a large pie-shaped lot in a quiet court featuring vaulted ceilings, hardwood flooring, open-concept living/dining room. Pride of ownership is evident - don't miss out. $699,900TEXTRBHRKJX HAMILTON'S PREMIER CONDOMINIUM AT 101 LOCKE STREET SOUTH Stunning 1 bed, 1 bath, 692 sq ft unit, freshly painted throughout, loaded w/ features including luxury vinyl plank flooring, gorgeous kitchen w/ quartz countertops/stainless steel appliances, pot lights, and upgraded light fixtures. 50 sq ft balcony. CALL FOR PRICE TEXT RBDHTTC CHARMING 3 BEDROOM FREEHOLD BRICK TOWNHOME FOR LEASE Exceptional location steps to Hamilton's West Harbour GO station, Bayfront Park, restaurants and shops on James St N. Perfect for commuters. Engineered hardwood flooring, natural paint tones, exposed brick, refreshed kitchen and more! $2,500/MONTHTEXT RBJDLDZ 10
Top 1% in Canada for Royal LePage Personalized Service & Award Winning Results! info@Gteam.caTINA GIRARD KEVIN GIRARD JAKE ROBERTS SALES REPRESENTATIVES 905-802-4769 girardtea m.ca GDirarTEAM MISSISSAUGA - $2,249,000 SPECTACULAR – 2-storey penthouse offering over 3400 sqft. of luxury living space, including two balconies and an 1178 sqft. private rooftop terrace. 3 bedrooms (all with ensuites), 4 full bathrooms, and 2017 sqft. of remarkable interiors. 2 underground parking spaces beside elevator with electric car charger. 270 degree unobstructed skyline views with majestic sunsets. DUNDAS - $2,095,000 BACKYARD OASIS – Spectacular family home in Pleasant Valley. 4+1 beds, 6 baths, and finished basement. 60 x 217 ft. dream property with heated inground pool, custom cabana, outdoor kitchen & bath, and stunning landscaping. DUNDAS - $1,499,000 RAVINE & OASIS – Beautiful 3+1 bedroom family home with almost 3500 sqft. of living space including a finished basement on a stunning ravine property with an oasis backyard & heated in-ground pool. Minutes to downtown. www.19Forestview.ca ANCASTER - $1,495,000 BUNGALOW – Sprawling 2+2 bed, 3 full bath bungalow in prestigious Mansfield Park surrounded by custom homes. Over 1800 sqft. on the main level plus a finished basement. 85 x 141 ft pie-shaped lot with 105 ft. rear. www.92Judith.ca STONEY CREEK - $774,900 POOL & IN-LAW – Fantastic 4+1 bed, 2-storey family home with basement in-law suite. Rare 122 ft. x 108 ft. corner lot with oasis backyard: heated on-ground pool, built-in gazebo, and ample space for entertaining. www.330King.ca 11
Questions about this? Reach out anytime! We’d love to chat.
Being able to build a house at the push of a button may seem far-fetched, but with the launch of Canada’s first-ever 3D printed homes, that reality may be closer than ever before. As part of a new project from Habitat for Humanity, a group of four 500 sq. ft. homes are going up in Leamington, ON with wall structures that have been entirely 3D printed.
12
Leading Canadian 3D construction printing firm nidus3D was contracted by Habitat and the wall structures were entirely 3D printed. The hope is that in the future, every element could be performed by machinery. Given the e ciency and cost savings of 3D-printing, this new technology could help solve Canada’s housing supply crisis
Market Update
.
CANADA’S FIRST 3D-PRINTED HOMES?
Sarit@ZalterRealEstate.com Direct: 905.515.1950 Jordan@ZalterRealEstate.com Direct: 905.515.6331 107 Robinhood Drive , Dundas $1,495,000 MID-CENTURY MODERN MASTERPIECE 132 Algonquin Avenue , Ancaster $1,475,000 BEAUTIFULLY UPDATED ANCASTER SIDE-SPLIT 36 James Street South # 312, Hamilton $499,900 DOWNTOWN CONDO LIVING 13
Whether you have a 30-day or 90-day closing, start decluttering immediately. You will likely need to do a few passes before narrowing down what you take with you. Go through each room in the house and remove items you don’t use, don’t care for, or that won’t fit in the new home. Pack up boxes to donate and immediately load them into your trunk so you can drop them off on your next outing. Start listing items to sell online on sites like Kijiji, Varage Sale, or Facebook Marketplace. If you’re nervous about selling to people online, exchanges can be contactless by leaving items on your front porch and requesting the buyer e-transfer the money first.
Moving?
5 WAYS TO MAKE THE MOVE LESS STRESSFUL BY JULIE ACHTERMEIER
P reparing for a move can feel daunting, but not if you plan ahead and avoid last-minute scrambling. When you sell your home and have a moving date, start thinking about what you want and need to take with you and what you can sell, donate or take to the dump. Following a few simple tips can make your next move painless and smooth.
1 NO TIME TO WASTE
14
3 BE REALISTIC
While there are storage facilities on every corner these days, renting one should be a last resort and only if you have an overlap between when you must move out of your old house and into the new one. Storing furniture and boxes of “stuff” with plans to deal with them later will likely lead to months and months of paying expensive storage fees. If you’re having trouble deciding what to part with, use the one-year rule: If you don’t use it for an entire year, you probably don’t need it. To deal with large items you want to discard, hire a company like GotJunk. They can even leave a bin in your driveway until you’ve cleaned out and then take it away.
Look at your new floor plan and be realistic about what will fit. If you’re moving from an open concept floor plan to a home with smaller rooms, that large sectional sofa may need to go. And while you may have loved your grandmother’s antique sideboard, if it won’t fit, take photos of it to keep the memory and list it online. Or ask other family members if they’d like to take it. One of the hardest parts of moving is parting with items you’ve had for a long time, even if they no longer serve a purpose. If you’re struggling with how to declutter and organize, there are professional organizations that can help.
4 GO DIGITAL
15
2 PURGE, DON’T STORE
If you’re anything like me, you may have filing cabinets filled with old tax returns, bills, and other outdated items. If tax returns are seven years old, they’re no longer needed, and you can shred them. Most statements can now be accessed online so if you’re hanging on to old phone bills more than a year old, shred them. For sentimental items like old photographs, scan and digitize them to keep them preserved. DVDs, cassettes, and CDs can be converted to digital files, stored on a cloud or local hard drive, and then recycled. Important hardcopy documents like birth certificates and marriage licenses can then be stored in a single file, taking up much less room.
5 MOVING DAY
across the country, downsizing homes, or upgrading, preparation and planning from day one are critical steps to surviving an otherwise stressful time.
Deciding to hire a moving company or rent a truck and do it yourself depends on your budget, house size, and how far away you’re moving. Moving companies provide staff and trucks to pack up your home, transport your items and unload, but it does come at a cost. Be sure to obtain a few quotes and ask what options are available. Depending on your budget, companies can go so far as to pack items into boxes for you, load the truck, and unload and unpack at your Whetherdestination.moving
DIRECT. jason@jason-woods.com289-925-9599 www.jason-woods.com TOOLMORTGAGEBOX!DOWNLOADCANADA’S#1FREE WORRIED ABOUT weKeepINTERESTRISINGRATES?calm……havesolutionsthat can help. CALL US FOR ALL YOUR MORTGAGE FINANCING NEEDS! WWW.REALESTATEBOOK.COM We’re passionate about what we do. Our ultimate goal is to connect home buyers & sellers through local real estate professionals. Home Helping You Find A Place Called ...KOZORIZPENNY Broker 905.220.2832 Independently Owned and Operated AFFORDABLEpennyk@cogeco.caHAMILTON Lovely 3 bedroom 1 1/2 storey home with front porch. Home’s main level has living room, dining room & master bedroom w/hardwood type laminate flooring. Kitchen & newer main level 4 pc bath w/ceramic floors. Mud room w/closet, walk out to rear deck 12x12 ft & beautiful deep yard. Parking for 1 vehicle. $649,900 16
11 BUTTERNUT GROVE LANE, ANCASTER $1,699,900 GET READY TO BE CHARMED with style and elegance in this exceptional Bungaloft on a private road with a backyard overlooking the Conservation. Stone and stucco façade, high peaked roofline, and meticulous front gardens. Coffered, tray and cathedral ceilings on the main floor. Rear addition off the great room with a floor to ceiling stone fireplace & walkout to oversized brick patio. Two-toned kitchen with island and tons of pantry storage, exquisite formal dining room, main floor luxury primary suite with 5-pce ensuite and walk-in closet. Enjoy theatre style movies and gym style workouts in the fully finished lower level. So much to see, love, and appreciate! TEXT RBJCTXP TO 844-928-0132 TOLL FREE FOR MORE PHOTOS AND INFORMATION HOME MONTHTHEOF Visit RealEstateBook.com to search for more homes in the Hamilton Region. 1-877-475-0230 themazzateam.ca E. MARTIN MAZZA Sales Representative 17 TAKE A CLICK VIDEOHERETOUR
A s a homeowner, it's critical to understand what may not be covered under your Home Insurance Policy, especially with more of us working from home or running small businesses. For most Home Insurance Policies in Canada, these top six items are likely not covered. To be sure, please check your policy or call your Insurance Broker.
In the last few years, Canadians have experienced severe flooding in Ontario, Quebec, Alberta, New Brunswick, British Columbia, and Manitoba. Flood or overland water is excluded from your policy; however, due to this emerging threat to homeowners, insurers are now offering flood insurance coverage as an additional cost. Contact your broker to ask how you can purchase this coverage if you feel at risk. Keep in mind that it will be more difficult to qualify for this coverage if you live close to a lake, river or floodplain. Earthquakes are considered catastrophic and excluded from your policy, along with earth movement, which includes earth shifting and sinkholes. While these occurrences are not typical in Canada, some companies offer earthquake coverage for an additional premium, and the deductible is typically quite high.
BY JULIE ACHTERMEIER INSURANCE POLICY
FLOOD & EARTHQUAKES
SIX THINGS NOT COVERED ON YOUR HOME
18
Most homeowners are unaware that being on vacation or away from their home during the winter months requires someone to visit your home to check your furnace and ensure water pipes are not frozen. If your plumbing freezes while you are away and you did not have someone checking your home every four days, most policies would not cover the cost of repairs. If you are away for less than four days, the exclusion does not apply.
19
FREEZING OF INDOOR PLUMBING
The best defence is a good offence – stay on top of home repairs and schedule an inspection if you suspect you may have a problem.
When it comes to home insurance, knowledge is your best friend. Understanding what is and is not covered will help you adjust your policy where needed.
A standard home insurance policy does not cover damage caused by "pests." The removal of any of these animals or pests is also not covered. Since infestations and the resulting damage are usually considered matters of home maintenance, the responsibility falls on the homeowner to pay for repairs or pest control measures.
You need to notify your insurer if you have a home-based business or start-up. Home insurance is not business insurance, and using your home for any business-related purpose could void your home insurance policy. Speak to your broker or insurance company to find out what additional insurance you may need, depending on the nature of your business. For example, working at a computer all day is very different than operating power tools. And bringing clients to your home for a business meeting can be risky without personal liability insurance. If that client were to slip and fall, you might be dealing with an expensive claim without the proper coverage.
PEST INFESTATION
A VACANT HOME
MOULD If you suddenly find a mould problem in your home, your insurance company will have no part in the cleanup or repairs. According to your insurance company, mould development means that you were not properly maintaining your home. You will have to pay for any repairs, regardless of how or when the mould developed.
HOME-BASED BUSINESSES
https://compareinsurancesonline.ca/things-not-covered-home-insurance/https://www.canada.ca/en/financial-consumer-agency/services/insurance/home.htmlSources:
If you leave your home for 30 days with no intention to return to it (for example, you bought a new house and put your old one up for sale), there is no coverage after 30 days. Most insurance companies will offer limited coverage; however, you must notify your insurer before leaving it vacant. Insurance companies view vacant homes as ideal targets for arsonists and vandals as no one is there to check on the house.
darlenesells@remaxescarpment.com DarleneMcCauley.com OFFICE: 905.575.5478 | DIRECT: 905.541.9571 2019 2020 & 2021 SPACIOUS FAMILY HOME on a large, treed property. Private setting with pool and room to run. Clean, move-in ready. 3 bedrooms, or 2 with large dining room, 2 baths, finished basement. Close to public transit, shopping, schools & churches. *Not intended to solicit persons or properties currently under contract. 170’ DEEP LOT ON HAMILTON MOUNTAIN $759,000 Don’t leave the house without downloading TREB app. Find open houses, trusted agents, and more. Make homebuying easy by taking your magazine experience to the next level. Download TREB app Phone, Wallet, Keys ... 20
21 28 SULPHUR SPRINGS ROAD, ANCASTER $3,200,000 Cindy Murrell-Wright Sales Representative Direct: 905-807-2073 www.cindymwhomes.comcindymwhomes@gmail.com UNIQUE OPPORTUNITY to own this stunning circa 1910 Georgian style home on just over half an acre, steps to the Ancaster core! Spectacular 104 x 330 ft property surrounded by mature trees offering the utmost in privacy. Over 3200 sq ft of living space, 5 bedrooms, 3 bathrooms, renovated eat in kitchen, living room/dining room with marble gas fireplace, front family room with gas fireplace. Sprawling master bedroom with large built ins and 4 pc ensuite. Fully finished basement. The backyard oasis features a saltwater pool. Easy access to conservation trails, schools, parks, McMaster University, hospitals and Hwy 403. TEXT RBJDMTB FOR MORE INFORMATION ABOUT THIS HOME TAKE A CLICK VIRTUALHERETOUR
HALTON HAMILTON HOMES MARKET UPDATE HAMILTON $4001,0008002001,200600400AVERAGE SALES PRICE$1000$600$800$200400200 NUMBER OF NEW LISTINGS 8001,0006001,8001,6001,2001,400 1,013 773 FEB 949 785 APR 1,003 805 MAR 902 795 MAY 863 788 JUNE 793778 JULY LAST YEAR THIS YEAR ($1,000) 1,035982 FEB 1,466 1,707 APR 1,525 1,706 MAR 1,617 1,438 MAY 1,497 1,198 JUNE 1,032 918 JULY FEB 751 755 APR 1,185 783 MAR 1,303 984 MAY 1,132 732 JUNE 966 626 JULY 773 465 SOURCE: REALTORS’ ASSOCIATION OF HAMILTON BURLINGTON ALL RESIDENTIAL COMPARISON FEBRUARY 2021 - JULY 2022 NUMBER OF SALES 22
200100100400300200 NUMBER OF NEW LISTINGS $400$200600500300400AVERAGE SALES PRICE $1,400$1,200$1,000$800$600 LAST YEAR THIS YEAR ($1,000) 349 376 FEB 517494 APR 563 597 MAR 540 437 MAY 517 425 JUNE 364 303 JULY 1,065FEB1,414 1,062APR1,2291,090MAR1,306 999MAY1,231 1,138JUNE1,251 1,036JULY1,143 308 FEB254 378 MAY291 401 APR276 449 MAR359 325 JUNE198 258 JULY182 SOURCE: REALTORS’ ASSOCIATION OF HAMILTON BURLINGTON ALL RESIDENTIAL COMPARISON FEBRUARY 2021 - JULY 2022 NUMBER OF SALES HALTON HAMILTON HOMES MARKET UPDATE BURLINGTON 23
Isaac Phillips SALES REPRESENTATIVE Top 1% for Royal Lepage in Canada 21 years. 905.774.7631 905.774.8144 ISAACPHILLIPS.COM TEXT CODES TO 844-928-0132 for MORE INFO & PHOTOS! *Sales Representative ** Marketing Coordinator NANCY ORT* ERIN ROBERTS** NEW LISTING - SUCCESSFUL MARINA! On the Lower Grand River with access to Lake Erie. 5 acres, dock rentals, trailer storage, boat storage summer and winter, fuel sales, pump out service, restaurant on site. $2,200,000 Text RBJDKFT NEW LISTING - PRIVATE WATERFRONT gated community abuts "James N Allen Park" & vast greenspace + extensive beaches. 3 bdrm cottage offers full kitchen, huge open living dining w/ vaulted ceiling & views of Lake Erie. $599,900 Text RBJDKFW LAKE ERIE WATERFRONT 3+1 bed bungalow on deep lot. Breakwall w/metal stairs to amazing sand beach, steel roof. 1.5 car garage, plus shed. Upper level deck, lower level patio + patio at breakwall overlooking lake. $985,000 Text RBJBKZK NEW PRICE - GORGEOUS BUNGALOW Great curb appeal. Bright 2+1 bed home. Open concept updated kitchen, large living room w/ walk out to deck, basement rec room w/ natural gas fireplace. Attached 2 car garage, huge yard. $699,900 Text RBJBRWY NEW PRICE - FABULOUS LAKEFRONT HOME Amazing water views. Custom kitchen, tile backsplash, porcelain sink, granite counters. South facing DR w/sliding doors to expansive waterside deck. LR w/floor to ceiling windows, gas FP. $1,339,000 Text RBJBKXZ GORGEOUS LAKEFRONT Exceptional property! Covered verandah. Bright & airy open concept living/dining w/sliding door to expansive waterfront deck w/gazebo. Designer kitchen, w/tile backsplash, built in pantry. $1,399,000 Text RBJBKYH INGROUND POOL! 2+1 bed, 1.5 bath home w/large heated pool. Large lving room w/ hardwood floors, kitchen w/new laminate, 4pc bath & sunroom. Huge recroom in bsmt & tons of storage. Beautiful landscaping. $599,900 Text RBJBRXC AFFORDABLE FAMILY HOME Huge 59 x 273 ft lot w/above ground pool! Charming 3 bed, 1.5 bath home offers large bright kitchen, den overlooks back yard. 3 large bdrms w/ plank flooring. Oversize double garage. $639,900 Text RBJBKYY PEACEFUL & PRIVATE - 25 ACRES! Quiet rural setting. 3 bed bungalow. Kitchen w/ oak cabinetry. South facing wall of windows in sunroom, & fireplace. Large workshop w/tall overhead door & mezzanine. Barn w/ pond. $1,280,000 Text RBHSWZZ GORGEOUS PRIVATE LAKEFRONT in Long Beach area. 2020 steel break wall. Large bedrooms, huge living room, fieldstone fireplace with NG insert, separate dining room, 9' ceilings on main, large waterfront deck. $1,125,000 Text RBHYLGZ WATERFRONT 3 SEASON COTTAGE overlooking Lake Erie + views of Mohawk Island lighthouse. 3 beds + bunkie, eatin kitchen, large windows offer lake views, huge lot, large deck, plenty of parking! $539,900 Text RBHYLGY GORGEOUS LAKEFRONT HOME 3+2 beds & 2.5 baths, open concept, beautiful functional kitchen w/granite counters, wall of glass overlooking lake. Games & recroom in full basement. Tiered concrete shorewall. $1,125,000 Text RBHVYCD
