The Real Estate Book Oakville/Burlington/Milton 33.3

OFFICE (905) 335-3042

TOLL-FREE 1-800-290-0163

www.michaelbrejnik.ca

michael@michaelbrejnik.ca

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SOUTH BURLINGTON CUSTOM BUILD

$1,999,000 Exceptional home in Shoreacres with 3+1 beds, 3.5 baths, and approx 2250 sq ft, including finished lower level. Formal dining room with coffered ceilings, gourmet kitchen, and 2-storey family room with gas fireplace. Primary suite with walk-in closet and spa-like ensuite. Private backyard.

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SHORES OF LAKE ONTARIO

$899,900 Welcome to Admiral's Walk, offering stunning Lake Ontario and north Burlington views. This unit is fully updated with a quartz kitchen, custom cabinetry, s/s appliances, and concealed washer/dryer. Living/ dining/den area opens to a balcony with amazing views. Move-in ready.

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678 SQ FT GORE PARK LOFT

$399,900 Experience the epitome of city living. Never-lived-in, laminate flooring, soaring ceilings, exposed brick walls. Beautiful kitchen with quartz counters, stainless steel appliances, custom cabinetry and backsplash. Just steps away Jackson Square, the Farmer's Market, and all that downtown Hamilton has to offer.

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1,375 SQ FT IN GORGEOUS LAKEPOINTE

$1,174,900 Charming 2 bed, 2 bath Burlington condo with lake views and a 375 sq ft wrap-around balcony for multiple vantage points. Well-managed building with indoor pool, hot tub, exercise room, library, and more. Explore nearby shops, restaurants, Spencer Smith Park, and downtown Burlington.

893 SQ FT GORE PARK LOFT

$599,900 Modern convenience in the heart of downtown Hamilton. Fantastic finishes, exposed brick walls, soaring ceilings, laminate flooring. Kitchen with breakfast bar, quartz counters, stainless steel appliances, and ample cabinet space, spacious living area. Perfect for commuters, walk to all amenities.

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MILLCROFT TOWNHOME LEASE

$3,400/month Lovely well maintained 3-bedroom, 1.5-bath Millcroft townhome. Kitchen with stainless steel appliances, granite counters, spacious living and dining area. 3 good sized bedrooms with 4 piece bathroom. Finished basement perfect for a den or office along with a rec room.

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WALK DOWNTOWN

$2,599,000 An entertainer's dream! Surrounded by an enclave of custom homes.

GROUND FLOOR

$1,198,500 One of Oakville's beautiful resort-like condos on Lake Ontario. Enjoy open-concept living.

Love the finishes!

AMAZING LOT

$3,388,000 Stunning bungalow on a massive lot in Southeast Oakville close to Lake Ontario & historic downtown Oakville.

WESTMOUNT

$1,529,000 Stunning detached home. 1.5 car garage + finished basement.

LAKEFRONT!

$1,479,000 Resort lifestyle at Bluwater Condos! 2 bedrooms + den. 2 parking! Open concept!

BUNGALOFT

$2,599,000 Outdoor fire pit, fountain, putting green & fabulous sunroom with swim spa. Imagine this lifestyle!

MAKE IT YOURS!

$1,899,000 This Fernbrook French Chateau-inspired masterpiece in prime Bronte Creek is every entertainer's dream.

$1,649,000 Luxury condo townhome in Glen Abbey. Exclusive enclave of homes.

BEST OF

$4,498,000 Utter luxury! Stunning kitchen, recreation/theatre room with gas fireplace & built-in speakers, a games room, wet bar, gym...the list goes on.

#228-3500

KAYLEY SPALDING

SALES REPRESENTATIVE

WOODLAND HEIGHTS $1,399,999

Step inside this stunning home to discover four spacious bedrooms and three bathrooms, with the bathrooms boasting heated floors for ultimate comfort. The beautiful open concept kitchen, dining, and living areas create a seamless flow.

PENINSULA LAKE $3,999,900

This lakeside haven rests gracefully on the serene shores of Peninsula Lake, encompassing over 5 acres of picturesque parklike beauty. The craftsman style bungalow features 5 beds, 3 baths, and spans 4,400 sq ft, marrying elegance with durability.

EXECUTIVE HOME $1,449,900

This thoughtfully designed layout boasts a welcoming foyer offering a glimpse through the double-sided gas fireplace into the expansive great room adorned with a cathedral ceiling. The open-concept kitchen seamlessly connects to the formal dining room.

5-ACRE ESTATE $1,649,900

This property exudes the timeless charm & aesthetics reminiscent of the French countryside. On the main floor, a sunlit bedroom awaits, complete with its own 3-pc ensuite. Ascend to the 2nd floor, where 2 bedrooms and 2 bathrooms await.

RURAL BLISS $1,099,900

Discover 100 acres of serene land nestled at the end of a quiet deadend road. Bordered to the north & east by 300 acres of crown land, this haven ensures ultimate privacy. Here modern comfort seamlessly melds with rustic elegance.

BIG EAST RIVER $1,199,900

This stunning property offers an unparalleled blend of privacy & comfort. Step inside & be greeted by soaring ceilings that grace the living, dining, & kitchen. These open spaces are bathed in natural light, creating an inviting ambiance.

LUXURY LIVING $1,595,000

The cozy living room features a natural gas fireplace surrounded by a charming brick facade, creating an inviting atmosphere. The brick accents seamlessly extend into the custom kitchen, framing the gas range and oven.

LAKE VERNON $2,849,900

Discover lakeside luxury at this renovated Huntsville property nestled between Fairy Lake and Lake Vernon. This masterpiece spans 4,100 sq ft above grade, with an additional 1,600 sq ft below. Featuring 5 bedrooms and 4 baths.

WOOD LAKE $2,199,900

Truly magical year-round family cottage resting on a very private 4+ acre property with 490 ft of frontage on Wood Lake! This traditional Muskoka- inspired cottage boasts 3 bedrooms and 2 full bathrooms across 2,778 sq ft of living space.

Welcome to the prestigious 'Bluwater' waterfront condominiums just steps to Lake Ontario, trails & parks in Oakville.

$1,199,000

TORONTO SKYLINE VIEWS

Gorgeous, renovated luxury suite with 2 bedrooms, 2 bathrooms & three walkouts to the large private balcony.

For Sale with Sullivan Real Estate.

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$4,200/MONTH

NIAGARA-ON-THE-LAKE

Open concept bungalow nestled on a 160' deep lot. Located close to the lake, restaurants, wineries and much more.

For Lease with Sullivan Real Estate.

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The 'Cedarbrae' model boasts approx. 1681

feet presenting 2 bedrooms, 2 bathrooms + private den (all on one level). For Sale with Sullivan Real Estate.

$969,000

STUNNING UPDATED SUITE

Absolute luxury throughout this fabulous updated 2 bedroom, 2 bathroom suite with gorgeous lake views. For Sale with Sullivan Real Estate.

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BRONTE VILLAGE

Enjoy the fabulous views of Lake Ontario and Bronte Harbour from this sun-filled spacious suite. Sold Over Asking with Sullivan Real Estate.

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$1,200,000

LAKESIDE LIFESTYLE

Waterfront condo living! Great opportunity to live at the prestigious 'Ennisclare II on the Lake' complex. For Sale with Sullivan Real Estate.

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$5,899/MONTH

GORGEOUS LAKE VIEWS

Updated stylish suite boasting unobstructed gorgeous lake views & plenty of sun filled living space. For Lease with Sullivan Real Estate!

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WATERFRONT LIVING

Stunning unobstructed east, south & north views of Lake Ontario and the Toronto skyline. Breathtaking! Sold with Sullivan Real Estate.

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THE"MADISON"

THIS WHIMSICAL PAINTED LADY is situated on the second lot from the shores of Lake Ontario. Beautifully updated inside and out, while the mature new fenced yard with extensive decking and above ground pool make it a complete entertainer’s paradise! Your choice of bedroom, whether on the main level or upper level with balcony and lake views, offers much flexibility in the future. Charming gingerbread trim, new metal roof, two full baths, sparkling kitchen, an eye-catching masterpiece. Even has a detached she-shed/man cave! $1,295,000 MLS #40524256

WELCOME TO 9630 WELLINGTON ROAD

42, ERIN, just east of Trafalgar Road, luxury 8 bedroom (total) country estate set upon combination clear land and gorgeous mixed wood forest, 4500+ sf bungalow with many updates plus 3000+ sf lower level with walkout, which includes a 1983 sf 2 bedroom in-law suite! Something for everyone here, attached 3 car garage + 4 car tandem garage + updated barn with 3 System Equine stalls, tractor storage area, new metal roof, spray foam insulation ceiling, hydro, and water. $3,995,000 MLS #40478500

WELCOME TO 4197 WALKERS LINE, BURLINGTON. Includes an adorable updated 1860’s stone house, a 60’ x 120’ indoor arena or storage, 5 acres of forest with trails. Potential to designate the house and receive permission to build a second home with amazing escarpment views! $4,995,000 MLS #40531359

183 MILL STREET SOUTH, WATERDOWN $5,499,000

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WELCOME TO THIS MAGNIFICENT 8.3 ACRE COUNTRY ESTATE located steps from the Village of Waterdown. Nestled amongst the trees and surrounded by beautifully manicured grounds, this stunning estate features an elegant Residence, Caretaker’s Cottage, a Guest House & Studio building. Set well back from the road, elevated on a ridge with stunning vistas from every window. Quarter sawn oak floors, 10’ ceilings, solid oak staircase, 9’ interior doors, heated stone floors, Kolbe custom windows, vintage crystal chandeliers & custom millwork throughout. Elegant custom kitchen by Hallmark. Private primary suite is a luxurious sanctuary. Excellent property severance potential. This elegant home is a must see!

A SPRING MARKET OUTLOOK

The last four years have been a roller coaster for the real estate market. Thankfully, we may be seeing an end to the fluctuations. As 2023 wound down and interest rates levelled off, the fourth quarter saw much less activity. Inventory was low, sellers held on as prices dropped, and buyers hesitated to take on large mortgages with high interest rates. As many realtors described, it was a dismal fall.

When the Bank of Canada held the interest rate in January, people breathed a sigh of relief. Around mid-January, realtors began to see activity pick up again as buyers and sellers regained confidence in the market.

"People who sat out the winter waiting to see what happened with the market are now becoming active again," Michael Brejnik from Royal LePage Burloak Real Estate Services Ltd. explains. "The Bank of Canada holding the rate in January is a positive sign." He explains that some buyers will try to get ahead of the curve before home prices increase, and we may start to see some competition again.

In some cases, agents see multiple offers, but it's worth noting that this doesn't mean over-inflated bids. "A home could see three or four offers and still sell at the asking price," says Michael. "Offers are coming in firm, and conditions on home inspections and financing are becoming a regular staple again."

Buyers continue to be cautious about overpaying, and underpricing will not necessarily generate multiple offers like they did a year ago. The days of inflated prices are past, and it's time to reset our expectations.

Hesitant buyers can now enter the market knowing prices are more reasonable and feel confident they won't likely face interest rate hikes again. Sellers who postponed listing can feel good about a more active market and will see some competition in 2024. Buyers also need to keep in mind that interest rates are unlikely to return to the record lows we saw in 2020 and plan accordingly.

"With interest rates having gone up over the last few years, we entered a more traditional market," says Michael. "Spring will be busy, followed by a slower summer as families vacation again. Fall is expected to pick up, and winter will be less active." Michael also adds that if interest rates drop, we should see even more activity in the market.

The overall housing shortage is still a concern and will play a role in house prices over the coming years, but all indications point to modest growth for 2024 across the board. With inventory still low, prices will begin to climb again, but not in the ways we've been seeing.

Whether you're considering buying or selling this year, ensure you're working with a knowledgeable broker with a good track record of success regardless of market conditions. They should be familiar with the area and market trends and focus on pricing your home appropriately. Setting the right listing price is more important than ever. The market no longer favours pricing low and holding offers. Sellers should also have their homes decluttered and in top showing condition, even if they're not planning to sell immediately.

"Buyers should talk to their bank or mortgage broker and get pre-approved, so they're ready to go," advises Michael. "They should also consider jumping in now before the spring market takes off. They may still get a 'winter blues' discount."

MICHAEL BREJNIK SALES REPRESENTATIVE

Royal LePage Burloak Real Estate Services BURLINGTON

905.335.3042 | michael@michaelbrejnik.ca

CLASSIC 5 BEDROOM HOME, with 3 baths on the 2nd floor, 3,247 SF above ground, oversized

SF lot on a family friendly court in Southeast Oakville. Chef’s kitchen, large island, gracious sized breakfast area, family room with a wood burning fireplace open to the kitchen, separate dining & living rooms & main level office with built-ins

1327 CEDARBRAE DRIVE, OAKVILLE $4,750,000

SOPHISTICATED CLASSIC GEORGIAN in the heart of Southeast Oakville. Fully renovated with attention to quality and detail. Traditional curb appeal & boasts all the luxuries of a new home. 4,005 SF above ground. Main floor: family, dining, eat in kitchen, living room, office & mudroom. 2nd floor: 4 bedrooms and 3 baths. Lower level, with gym, bedroom, rec- room and full bath.

1414 AMBER CRESCENT, OAKVILLE  COMING SOON

CONTEMPORARY CUSTOM HOME with a fabulous floor plan for entertaining and family. 6,000 SF of living space, open concept floor plan to the kitchen/ family/dinning rooms. Soaring ceilings and a floor-to-ceiling fireplace with a walk out to an outdoor kitchen & pool. Main floor, office, mud room & laundry. 2nd floor 4 bedrooms/baths. Finished lower level.

TIMELESS WOODLAND ACRES

ESTATE Over 1 acre with 13,000 sq. ft. of total luxury living space with finest finishes. Private property with manicured gardens & backyard oasis. $13,500,000

BOLD MODERN COASTAL HOME IN OLD OAKVILLE with refined aesthetic. Wall-to-wall glazing, pocketed glass wall & waterproof louvered pergola. A thoughtfully executed gem. $4,599,000

SOLD

LUXURY CUSTOM HOME IN OLD OAKVILLE

5+1 beds, 7.3 bathrooms, over 11,000 sq ft of total exceptional living space with the finest materials. 200' deep lot with concrete pool, hot tub and cabana. $10,900,000

FRENCH CHATEAU INSPIRED ESTATE WITH SPRAWLING ACREAGE This is a storybook estate like no other. Nearly 14 acres of breathtaking natural surroundings. Nearly 14,000 sf of total space, 7 beds, 9 baths, 5 FPs. Whimsical. $9,895,000

EXCEPTIONAL FAMILY HOME ON PRIVATE COURT in heart of Morrison. Renovation transformation in 2015. 4.1 beds, 5 full baths, over 6,000 total sq ft. South backing with 2015 pool, hardscaped. $4,498,000

EXCLUSIVE SOUTH EAST OAKVILLE Fernbrook development. Refined towns w/ varying layouts. From 3,132 sq ft to 3,562 sq ft finished space, 3+1 beds + 3.5 baths. Elevator. 3 terraces. FROM $2,885,000

FAMILY HOME ON TREELINED STREET IN ALDERSHOT Located in the heart of Aldershot sits this recently built custom home (2016) that has been extensively renovated by the current owners. $2,695,000

NEW FERNBROOK DEVELOPMENT: DETACHED HOMES IN SE OAKVILLE Exclusive development. Single family homes w/varying layouts. From 2,750 sf - 3,421 sf finished space, 4 beds + 3.5 baths, 47'+ 50' lots. FROM $3,795,000

RURAL PARADISE BECKONS! Private setting but close to city. Stunning property offers over 5,267 sq ft of luxury living on both levels with no expense spared! $2,658,000

905.338.2121

ELEVATED LUXURY IN SOUTH EAST OAKVILLE Newly custom-built residence offering over 7,450 sq ft of curated living space magnificently set on a 100' x 150' manicured lot with pool.

LUXURIOUS TOWNHOME IN THE HEART OF DOWNTOWN OAKVILLE Spectacular townhome. Fully renovated showcasing the best of today's luxury finishes. 2,946 sq ft of total living space. $3,449,000

TIMELESS TRADITIONAL IN SE OAKVILLE Impeccable millwork, warm woods & fine finishes. 4+1 beds, 4.3 baths. West-facing resort yard with pool/ spa. $5,695,000

SOLD

CUSTOM HOME ON QUIET CUL-DE-SAC IN COVETED BAILIE ESTATES Located in historic Baillie Estates, this home has over 6,700 sq ft of living space including main floor primary suite. $4,750,000

INCREDIBLE PROPERTY STEPS FROM THE LAKE South of Lakeshore Rd in SW Oakville on a supremely private 16,630 sq ft pie shaped property. Dense greenery & 14 Mile Creek at rear. $3,290,000

ANCASTER GEM In the heart of Ancaster, nestled into a prestigious culde-sac off Lover's Lane and close to Sulphur Springs lies this custom built beauty! $1,748,000

GREAT OPPORTUNITY TO BUILD YOUR VISION Zoned RM1, this corner lot is sized at 92.58' x 115.09' and is situated close to the 400 highway in Barrie, near restaurants & local shops! $750,000

LOCATED IN A POSITION OF PRIVILEGE WITH TIMELESS ELEGANCE A masterpiece custom home built for high-end living, located within walking distance to Port Credit Go, downtown Port Credit, and up and coming LRT. $3,285,000

ONE BEDROOM CONDO IN THE HEART OF BRONTE 1 parking/1 locker. 700 interior sq ft plus 85 sq ft balcony. Heart of Bronte's waterfront community. Updated interior. Building with pool, gym, workshop and library. $529,000

Team in Canada for 20 years in a row

Team in the World for Century 21 for 2023

ANCASTER - $24,900,000

5.2 acre paradise estate with 1/3 acre pond. Sprawling contemporary bungalow with over 26,000 sq ft of spectacular luxury living + 5,210 sq ft detached garage. State-of-the-art dream home with sensational outdoor amenities. www.1272Fiddlers.ca

Luxury 2-bedroom, 2-storey loft style condo with two spa-like baths. Spectacular open living space with 17-ft ceiling and breathtaking view of Dundas Peak. Custom gourmet kitchen. Private entrance and double garage. Radiant in-floor heat. New A/C. www.397King.ca

GREENSVILLE - $1,399,900

New custom-built luxury home across from Webster Falls. Built with the highest level of craftsmanship. This smart home has 4 bedrooms, 4 total baths and a finished entertainer's basement. www.287Brock.ca

ANCASTER - $2,895,000

Spectacular custom home in Ancaster Heights. 4+2 beds, 6 baths and almost 4,000 sq ft plus a finished entertainer's basement. Deep 191 ft pie-shaped property with almost 100 ft across the rear backing onto greenspace. www.731Montgomery.ca

Peaceful 27.5-acre farm on Grand River w 660-ft of water frontage. Located 15-minutes to Ancaster. Circa 1886 farmhouse custom engineered/rebuilt from ground up and all new mechanics: septic, well, water treatment. Pesticide free. www.1329Highway54.ca

DUNDAS - $1,199,900

Move-in-ready 4-Bed, 3-Bath on a quiet court with park and private backyard oasis (in-ground pool). Large bedrooms. Finished basement. Updated mechanics w/ brand new windows & doors. www.7Parkway.ca

*BROKER/SALES REPRESENTATIVES

KEVIN GIRARD*

TINA GIRARD

JAKE ROBERTS

DUNDAS (DISTRICT LOFTS) - $2,195,000

CALEDONIA (27.5-ACRES) - $2,150,000

Top 1% in Canada for Royal LePage

905-802-4769

ANCASTER (12.5-ACRES M10) - $6,995,000

12.5-acres of industrial land zoned M10 in the Airport Employment Growth District. No regulated features impacting future development. Quality backsplit and large workshops

STONEY CREEK - $1.545M / $1.35M ($2.895M)

Prime development land along Highway 8 in Stoney Creek with transit, shopping and all amenities. Perfect for future residential or mixed-use development with existing mid-rise condos & towns. CALL FOR DETAILS

STONEY CREEK - $899,900

Renovated 4 bed, 4-level side-split on a large pie-shaped property in desirable Battlefield. New windows & doors as well as updated plumbing, electrical and mechanics. www.5Gemma.ca

ANCASTER (4.15-ACRES M3) - $5,395,000

Prime development opportunity: 4.15-acres of industrial land Zoned M3. Prestige Business Park w/ municipal services at the lot line. Located at Tradewind Drive across from Ancaster Business Park. 4-bedroom home on property. CALL FOR DETAILS

GREENSVILLE - $975,000

1.1-acre lot on quiet cul-de-sac. Build your dream home amongst custom estates just 10 minutes to downtown Dundas. Approved plans available for a 3,700 sq ft bungaloft. www.21Hauser.ca

LONDON - $579,900

ATTN: Investors, student parents, or young families. Fantastic 2-storey town w 3+1 beds plus an office or 5th bedroom, and 3 total baths. Walk to UWO/University Hospital. www.1570Richmond.ca

BONFIELD - $499,900

Renovated 3-bedroom bungalow with 2200 sq ft of luxurious living space and an open concept design. Situated on 1-acre close to Lake Nipissing and Algonquin Park. www.119Maple.ca

MANAGING YOUR MORTGAGE

RENEWAL

IN A HIGH-RATE ENVIRONMENT

BY JASON WOODS

Wmany years, many of you might be anxious about your upcoming mortgage renewal. It’s completely understandable, and you’re not alone in this boat. But fret not! There are strategies to navigate these choppy waters.

First off, let’s tackle the elephant in the room – the high-rate environment. It’s a result of various economic factors. While it may seem daunting, it’s important to remember that it’s just one part of the broader financial landscape. The key here is not to panic but to plan. And that starts with understanding your options well ahead of your renewal date.

One of the smartest moves you can make is to get in touch with your trusted mortgage broker or agent well in advance to discuss your situation. It’s often possible to negotiate better terms or find a more suitable mortgage product that aligns with your current financial situation. Whether it’s securing a fixed rate to avoid further interest rate increases or considering a variable rate with lower initial payments, there are options out there.

Another crucial step is to reassess your financial health. This might mean tightening up your budget, looking into making lump-sum payments to reduce your principal, or even extending your amortization period to lower your monthly payments. Every little bit helps, and it’s all about finding the right balance for your unique situation.

Last but certainly not least, don’t underestimate the power of professional advice. Navigating mortgage renewals, especially in a high-rate environment, can be tricky. But with a seasoned mortgage broker by your side, you can explore all the avenues and make informed decisions that best suit your financial goals. Mortgage brokers work for YOU, and they are here to help you secure the best possible outcome for your mortgage renewal and to ensure that you continue to thrive in your home.

So, take a deep breath and let’s tackle this together. Remember, it’s all about being proactive, informed, and prepared. With the right strategy and a bit of guidance, you’ll navigate through your mortgage renewal with flying colours. Feel free to reach out if you have any questions or need a helping hand – we’re in this together!

DIRECT: 289-925-9599

jason@jason-woods.com

www.jason-woods.com

Don’t leave the house without downloading TREB app. Find open houses, trusted agents, and more. Make homebuying easy by taking your magazine experience to the next level.

THINGS TO CONSIDER WHEN LOOKING FOR A HOME AFTER YOU RETIRE

If you’re approaching retirement age, you may be thinking about relocating. There are many factors to consider before choosing a new home.

LOCATION

After you retire, you won’t have to be near your job. You will have the freedom to live practically anywhere you want.

Start by figuring out the general region where you would like to retire. Perhaps you want to move to a place with warmer weather or you want to be closer to your children and grandchildren.

Maybe you would like to live in an urban area with restaurants, museums, theaters and other forms of entertainment nearby. Perhaps you have spent most of your life in a large city and would like to spend your retirement in a quiet suburban or rural area.

Before you move far from your current home, think about how you would keep in touch with family and friends. Ask yourself if you would visit often, quickly make friends in your new community or perhaps be lonely.

SET A BUDGET

If you are or will be on a fixed income, make a list of all the expenses you will have in retirement. Include healthcare, groceries, car insurance, gas and other regular monthly costs. That can help you figure out how much you can realistically afford for mortgage payments, private mortgage insurance, homeowners insurance, property taxes, maintenance, repairs and utilities.

If you want to live in a place that is some distance from your family, factor in costs to visit. Those may include airfare, car rental and possibly a hotel, if your relatives don’t have a guest bedroom.

THINK ABOUT YOUR FUTURE NEEDS

Even if you and your spouse are in good health now, that may change in the future. Look for a house that is on one level and has wide doorways and hallways, as well as a wheelchair-accessible bathroom in case one or both of you has trouble getting around in the future. If the house has outdoor steps, make sure there is room to add a wheelchair ramp, if necessary.

FIGURE OUT WHAT TYPE OF COMMUNITY YOU WANT

You can choose a single-family house in a neighborhood with people of different ages, a condominium or a retirement community. Before you decide to buy a single-family house, think about the amount of maintenance it would require and whether you could handle it yourself or afford to pay someone else to take care of it. You might decide that it would be better to move to a senior community or a condo and pay a monthly maintenance fee. If so, include community fees in your budget. Make sure you understand all the rules and restrictions in a homeowners association, condominium or retirement community before you commit.

a neighbourhood with people of different

DISCUSS YOUR PRIORITIES

Many couples think they are on the same page and then realize that they are miles apart. Don’t assume that you and your spouse have envisioned your retirement in the same way. Sit down and talk about your goals and priorities.

$4,997,000 - 1378 Duncan Road | Oakville, ON

Exquisite 4-bed, 5-bath French country home in South-East

Oakville, seamlessly blending style and functionality. With over 4000 sq ft of living space, this stunning property is a statement of refined living in a prestigious neighbourhood

Lloyd Pisapio | REALTOR® | Advisor

lloyd pisapio@evrealestate com 647-282-4433

$1,699,000 - 2120

Tanya Castrichini | REALTOR® | Advisor

tanya.castrichini@evrealestate.com

$739,000 - #401 - 3265

Mill Trail | Oakville, ON

Welcome to unit 401 in “The Views on the Preserve” This 5 storey Boutique Building is located in the coveted Preserve community here in Oakville! A truly unique & beautiful 1 Bedroom PLUS DEN/ 1 bathroom unit!

Jack Copeland | REALTOR® | Advisor

jack.copeland@evrealestate.com

647-922-1989