2016 Spring Parade of Homes Guide by Columbia Daily Tribune

Paradeof Homes Spring 2016 Guide April 16 & 17 1 p.m. to 5 p.m. HOME BUILDERS

a s s o c i a t i o n

Columbia, MO FREE ADMISSION columbiahba.com/parade-of-homes

A special publication of the Columbia Daily Tribune in cooperation with the Columbia HBA.

I’m a Landmark.

Lorrie and Shane Simon

I saw the potential in this house. Our Landmark home loan is helping everyone else see it, too.

Our banker has gone above and beyond during the loan and remodel process, texting ideas and calling when something new happens. With all of the laws changing, it - Lorrie Simon can be rough for everyone, but working with Landmark has been exciting — it’s like we’re breaking new ground. Isn’t it time you became a Landmark?

LandmarkBank.com | Speak With A Banker 7 Days A Week: (800) 618-5503 | Member FDIC

HBA Parade of Homes, Spring 2016

Paradeof Homes

E BUILDERSn HOM s o c i a t i o a s

INSIDE THIS ISSUE Parade of Homes starting on page 17

Parade map on pages 20 & 21

Home builder profiles starting on page 26

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Beacon Street Properties

Hansman Custom Homes

Pate-Jones Construction P t J C t ti

Hemme Construction

BOONE COUNTY HOUSING MARKET The new construction home market in Boone County has been continually stable during the last five years and should continue to do so. Historically, during presidential election years, the overall housing market has had a slight decline in year-over-year sales. Home sales in Boone County increased by 9 percent in 2015 compared to 2014, and the first few months of 2016 have also seen increases, making this presidential election cycle unique thus far. Some of the contributing factors to the housing market’s success during this election cycle are decreased housing inventories, historically low mortgage interest rates, and rising rental costs. These housing market conditions make buying a new construction home now a smart investment. Housing inventories have remained low for the last three years for both existing and new construction homes. The number of new homes built nationally in recent years has not kept pace with population growth, as a result of the most recent recession, adding to already-tight home inventories. The lack of inventory drives up prices for buyers who delay purchasing because the market does not have enough desirable homes for sale to meet the needs of active buyers. Even as home builders increase new home production, those inventories still remain tight. Home buyers who purchase now will be able to take advantage of price appreciation due to low inventories when it comes time for them to sell if they only plan on living in a home for short time. Continued low inventories can reduce a homeowners’ risk of losing money on a new home purchase when it comes time to sell. Consistently, low interest rates have been a tremendous benefit to those buying new homes, especially to first-time home buyers. This group of buyers are now able to qualify 6

HBA Parade of Homes, Spring 2016

for homes that would have been traditionally second and third time buyer homes 15 years ago. Average rates for 30-Year Fixed Mortgages in 2016 continue to remain under 4 percent, whereas the average from 1971-2014 was 8.38 percent, according to Federal Reserve Bank of St. Louis. Prudent buyers would take advantage of the low rates now. Mortgage rates are expected to increase as the economy continues to improve, and buyers may have to forgo amenities because of affordability issues higher interest rates create. Rental costs for tenants have continued to increase nationally since 2000, even during the housing bubble burst. The rise of rental costs has even outpaced home price increases in many areas of the country, driving renters to consider homeownership over renting. As rental cost increases for tenants, homeownership becomes a viable option, especially when the mortgage interest deduction is factored into true ownership cost. New construction homes are even more attractive to current renters because of typically lower maintenance costs and higher efficiency ratings saving owners from repairs and high utilities. New construction homes may not fit every buyers’ needs or desires, but do offer many benefits to those considering purchasing a home. Economists at both the National Association of REALTORS® and the National

Home Builders Association see continued growth in the new construction housing market in coming years. Current market conditions make purchasing a new construction home now a wise choice. Waiting to buy a new home because of the election cycle or further improvement in the economy may cost more because of price appreciation and rising mortgage interest rates. Those who wait risk paying higher construction cost and mortgage interest as the national economy continues to improve. Home buyers considering a new construction home would be well-advised to purchase now rather than later.

Columbia Board of Realtors President Brian Toohey

Steeplechase Estates

Bellwood Estates

Steeplechase Estates, a Southwest Columbia pool and lake community, boasts 130 new home sites. Beacon Street Properties homes feature outdoor living spaces, energy efficient custom home designs, professionally manicured and irrigated lawns, pergolas or covered decks, James Hardie siding, stone exteriors. Great location, excellent schools!

This coveted location is unique in its proximity to all of Columbia’s greatest shopping and entertainment opportunities. Panoramic views, wooded lots, and beautiful green space are just a few of the features of this community. This peaceful setting offers multiple outdoor recreational opportunities including a community pool and is just a short stroll to the adjacent 129 acre Strawn Park, were you can enjoy walking trails along Perche and Harmony Creek. Bellwood Estates offers a secluded, private feel in a convenient Southwest location.

573.817.2010 www.BeaconStreetProperties.com

Oak Park Oak Park offers new construction homes at a great price point in Southwest Columbia. In two phases, we are offering 125 newly developed slab and walk-out home sites. Homes in this neighborhood are unique with a Cottage or Craftsman look and spacious layouts with Ranch, 1 and a half, and 2 story elevations starting at 1500 square feet. Other great features include James Hardie® Board exteriors with stone accents, 2 car garages, stainless steel appliances, granite countertops, master suite, custom tile and trim work and a fully sodded yard.

@BSPinfo

Willow Falls Willow Falls will offer 126 walk-out and slab home sites over three phases. Conveniently located close to I-70 and Downtown Columbia, this development will offer well appointed, energy efficient homes at very affordable prices. This great location includes wooded lots and is just a short walk to Columbia’s scenic Bear Creek Trail. Willow Falls is a great opportunity for homebuyers looking for quality new construction at an unbeatable price point.

Facebook.com/bspllc

Seven simple tips to making a move The thought of moving or downsizing can be overwhelming, but with a simple plan you’ll achieve the satisfaction of achieving your goal and actually enjoy the process. It’s really as easy as 1, 2, 3.

Select one area, say a dresser, to sort.

2. time. As you finish for the day, plan the next area, say a closet, that Spend two hours a day to sort through a section of a room at a you will tackle the next day.

3. 4.

Continue in the same room until it is complete before moving on to the next room. It is easy to get distracted by jumping around. Stay on the task you have planned for each day; you’ll see real results by the end of day three. Ask for help. If you have a friend or family member whose opinion you value ask them to help you. Sometimes it is good to have a fresh pair of eyes to review your things. There might be items that you are holding onto that someone else can help you determine if it will be useful in the future. Sometimes we hold onto some strange or seriously out of date things, so be prepared for laughter. A helper can also keep you on task. Keep the process moving forward. If you catch yourself being slowed down by a shoebox of photos or letters set them aside to enjoy after the goal for the day is accomplished. That way you make progress and get to enjoy the memories in the box at your leisure. If you know everything in the box is a keeper, put the box into the Keep Box to enjoy when you get settled in your new home.

a staging area for sorted items. A major point of sorting 6. Have and organizing is to dispose of or find new homes for things you no longer need. Mark boxes with labels such as “Keep” for those things that you will use in your new home or are family keepsakes; “Donate” for items that others will be able to put to good use; “Toss” for things that are out of style or not useful to others. If your house contains items that your children may want, mark boxes with their names on them so they can go through them. Don’t move these boxes to your new home. Tell them to come for them before they are tossed.

It is perfectly fine to move items from your keep box to the donate or toss box at any time. The 1970s aren’t coming back … let it go, let it go. Contributed by June Hurdle, Linkside at Old Hawthorne 55+ Community

HBA Parade of Homes, Spring 2016

Down payment dilemma:

How do you know how much to put down on a home? By Jaymi Naciri RealtyTimes

You’d be a homeowner right now if it weren’t for one thing: the down payment. Right? Even for those who have decent credit and make good money, the down payment is often the great homeownership killer. For many others, who do have enough money set aside to make a substantial down payment, the question is: how much? Conventional wisdom— not to mention most of the banks and a good portion of homebuying and financial experts—will tell you that 20 percent is the standard bearer when it comes to down payments. But is it really necessary to put 20 percent down? The short answer is: no. Now for the long answer. “Raising a 20 percent down payment isn’t an easy thing to do. Fortunately, you don’t have to. “It’s a myth that all homebuyers must have a 20 percent down payment to buy a home,” says Nancy HerreraSiples, a Riverside, Calif., branch manager at Primary Residential Mortgage on U.S. News. “So why do you constantly hear

that you need to put 20 percent down? Because if you don’t, it usually means you’ll have to shell out money for either private mortgage insurance or government insurance, which is usually financed by the Federal Housing Administration (FHA).” And there’s another rub for those who are already struggling to come up with the minimum down payment: that extra couple of hundred dollars per month feels like a penalty. It’s not, of course—”Mortgage insurance protects the lender in case you can’t make your payments and the house is foreclosed on,” said U.S. News— but that money can make a significant difference for those who are stretching to buy a home. Still, when your only option to buy is a low down payment, which can mean an FHA loan or one of the new low down payment loans from Freddie Mac and Fannie Mae—”At the end of

2014, the two governmentbacked companies announced plans to slash down payments from 5% to 3%,” said CNN— PMI might literally be a small price to pay. Especially if swelling rents are making homeownership look more and more promising. Remember that PMI does go away eventually when your loan balance is 80 percent or less of the home’s value. If you’re in an area where homes are rising in value, this could happen sooner than you think. Still confused about the ins and outs of down payments? Here are a few reasons to go high… or low. When to make a substantial down payment • When you’re looking to keep your monthly payment as low as possible and have cash to spare • When you just can’t fathom paying PMI When your goal is to buy a forever home and own it free and clear • When you are approaching retirement age and can envision a reverse mortgage sometime down the line • When you want to buy your house and pay it off as quickly as possible • When the rate is lower with a higher down payment. “The more you put down, the better position you are in for negotiating a lower interest rate with your lender,” said Credit.com. Plus, a “low down payment

might affect other loan features, such as…the points, which are upfront interest charges,” said Banking My Way. • If you’re worried about being under water. If the market should drop in your area, you run the risk of owing more than your home is worth. When to go low • When you don’t have the funds for a higher down payment and can’t earn or borrow them quickly enough • When the rate on your FHA or Fannie or Freddie loan is comparable to that you’d get with a higher down payment • When you need to escape a high-rent situation and the monthly payment on a house is lower than what you’re currently paying, even with the PMI factored in • When you’re confident your home will appreciate quickly, allowing you to refinance and get rid of PMI quickly • When your investments can’t be touched without a penalty or are returning better than the interest rate you’ll get on your home • If you have something better to do with the money. “If you bought a $400,000 home, 5% down would be $20,000, while 20% down would be $80,000— a whopping difference. An immediate need such as a college tuition payment would make the smaller down payment more appealing,” said Banking My Way. • When you feel more secure setting money aside for emergencies instead of tying it all up in your house.

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He is a craftsman. He has an eye for making your home beautiful and a heart for providing value and safety. He is a member of the Manor Roofing Team.

FIVE MISTAKES NEW HOMEOWNERS MAKE THAT ATTRACT PESTS By Family Features Spring is house-hunting season, and with warmer temperatures and increased rain, it is also the season when pesky creatures can invade homes. Even minor flaws in a new home should not be ignored as they can potentially lead to pest damage. Ron Harrison, Ph.D., entomologist with Orkin, recommends new homeowners avoid making these five mistakes:

OVERLOOKING TINY CRACKS Even tiny cracks and crevices in the foundation, doorways and walls where pipes enter the home could be inviting ants, roaches, spiders, rodents and other pests inside. A rat can squeeze through an opening as small as a quarter and a mouse can fit through a hole the size of a dime. Cockroaches, ants and spiders can enter through tiny crevices, too. Pests are attracted to shelter, food and water. Homeowners should promptly clean up all water and food spills, seal any cracks and crevices around doors, windows and pipes and install weather stripping around and under all doors, including garage doors.

OBTAINING SECOND-HAND FURNITURE

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Installing peace of mind for a lifetime.

(573) 445-4770 • (800) 340-3868 • ExploreManor.com 10

HBA Parade of Homes, Spring 2016

Buying a home is an expensive investment and it may be tempting to save money with furniture from a thrift shop or garage sale, but bed bugs, spiders and even scorpions have been known to dwell in secondhand upholstered furniture. Once inside, they can spread from room to room. That’s why it’s important to inspect and quarantine — for several months if possible — all second-hand furniture before bringing it inside your home.

IGNORING INSULATION A home’s attic can be a gateway inside for many pests, such as rodents and cockroaches that nest in insulation. It’s important to inspect insulation for pest activity and damage: insulation that is wet, matted down, chewed or covered with droppings. New insulation technology incorporates materials specifically designed to help deter household pests.

IGNORING FLOORING AND SIDING DAMAGE Termites are called “silent destroyers” because they may be secretly hiding and thriving in a home or yard without immediate signs of damage. They cause more than $5 billion in damage every year in the United States, according to the National Pest Management Association. House foundations, wood framing, furniture and shelves are all possible feeding sites for termites. In spring, termites can be seen swarming around windows or doors. Other signs of termite activity include buckling wood, swollen floors and ceilings and areas that appear to be suffering from slight water damage. Brick and mortar homes are not termite-proof as they have wooden components, such as framing and flooring, that can host termite infestations. It’s important to work with a licensed professional to provide regular inspections.

NOT REPAIRING LEAKS Minor leaks may seem to be just that — minor — but leaks or condensation, combined with increasing temperatures in the spring, can create ideal conditions for cockroaches and other pests.

Millwork Makes it Beautiful The most beautiful things about any home are the memories you and your family make there. A close second are the finishing touches that turn four walls into the distinctive expression of your lifestyle. These things - called “millwork” - turn four ordinary walls into a home that’s uniquely yours. Whatever you love most about your home ... let Boone County Millwork make it beautiful.

COLUMBIA

2112 Vandiver · Columbia, MO SHOWROOM (573) 814-1194 · Monday - Friday 7:30am - 5pm

IS IN THE BUSINESS OF BUILDING

RELATIONSHIPS. COMMUNITIES. A FUTURE. 1100 Rogers Street Columbia, Missouri 65201 (573) 449-1251 Monday-Friday 7:30am - 5:00pm

HBA Parade of Homes, Spring 2016

Killer Brownies PREP TIME: 15 Minutes COOK TIME: 23 Minutes

DIFFICULTY: Easy SERVINGS: 12

INGREDIENTS 1 box (18.5 Ounce) German Chocolate Cake Mix 1 cup Finely Chopped Pecans 1/3 cup Evaporated Milk 1/2 cup Evaporated Milk (additional) 1/2 cup Butter, Melted

60 whole Caramels, Unwrapped 1/3 cup Semi-Sweet Chocolate Chips 1/4 cup Powdered Sugar boiling water) melt caramels with additional 1/2 cup evaporated milk. When melted and combined, pour over brownie base. Sprinkle chocolate chips as evenly as you can over the caramel.

INSTRUCTIONS Preheat oven to 350 degrees. In a large bowl, mix together cake mix, chopped pecans, 1/3 cup evaporated milk, and melted butter. Stir together until totally combined. Mixture will be very thick. Press half the mixture into a well-greased 9 x 9-inch square baking pan. Bake for 8 to 10 minutes. Remove pan from oven and set aside. In a double boiler (or a heatproof bowl set over a saucepan of

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Turn out remaining brownie dough on work surface. Use your hands to press it into a large square a little smaller than the pan. Use a spatula to remove it from the surface, then set it on top of the caramel and chocolate chips. Bake for 20 to 25 minutes. Remove from pan and allow to cool to room temperature, then cover and refrigerate for several hours. When ready to serve, generously sift powdered sugar over the surface of the brownies.

&closing services

Construction Disbursement Management which includes … • Bill Paying • Collection of Lien Waivers

• 1099 Reporting for Construction Loans

call Mary Jo

before your next construction loan! 601 east Broadway, ste 102 • columbia, Mo 65201 (573) 442-0139 • Toll Free: (866) 298-3269 Fax: (573) 442-6078

HBA Parade of Homes, Spring 2016

MotionSense™

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“Discover the Possibilities” We partner with our customers to create their perfect room and select the right products.

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Columbia: 1729 W Broadway (573) 445-4481 Kitchen & Bath Products, Cabinetry, Countertops & Appliances HBA Parade of Homes, Spring 2016

Lots v ailable Lots A v ailable A v ailable In: LotsA A v ailableIn: Westcliff, Steeplechase Estates Westcliff, Steeplechase Westcliff, Steeplechase Estates and Westcliff, SteeplechaseEstates Estatesand and now in Creek Ridge! now aa v ailable in Creek now av v ailable in Creek Ridge! now aailable v ailable in CreekRidge!

Creek Ridge subdivision Creek Ridge isaanew anew new subdivision Creek Ridge isisisa subdivision Creek Ridge new subdivision conveniently located at Forum conveniently located atForum Forum&& conveniently located at conveniently located at Forum Route just minutes from Rockbridge Route K just minutes from Rockbridge Route KK minutes from Rockbridge Route Kjust just minutes from Rockbridge High School &the the intersectionof of High School intersection of High School &&&the intersection High School the intersection of Nifong and Providence. Nifong and Providence. Nifong and Providence. Nifong and Providence.

573.289.2738 573.256.3111 573.256.3111 573.289.2738 573.256.3111 573.289.2738 573.289.2738 573.256.3111 andrew@kummerfeldhomes.com andrew@kummerfeldhomes.com andrew@kummerfeldhomes.com andrew@kummerfeldhomes.com

www.kummerfeldhomes.com www.kummerfeldhomes.com www.kummerfeldhomes.com www.kummerfeldhomes.com

Each Office Is Independently Owned & Operated. Each Office Is Independently Owned & Operated. EachEach Office Is Independently Owned & Operated. Office Is Independently Owned & Operated.

The Home Builders Association of Columbia HBA is an affiliate of the National Association of Home Builders (NAHB), a federation of more than 800 state and local associations with 166,022 members. Nationwide, HBA is part of the most influential and active organization representing the building industry. The Home Builders Association of Columbia has been serving Boone County since 1962. The mission of the HBA is to: SERVE to protect and promote the interests of its members, as well as real estate buyers and owners. UPHOLD ethical practices, integrity, and accountability among its members as they do business with each other and the public. PROMOTE safe, durable and affordable buildings through reasonable laws, codes and construction practices. PROVIDE opportunities for its members through networking, education and professional development. ENCOURAGE these high standards among public bodies and other forces that shape our industry. SEEK to maintain credibility with its members and the public, thereby securing the associationâ&#x20AC;&#x2122;s future. To learn more about the HBA or becoming a member contact the HBA at 573-443-8622 or columbiahba.com

Models Open Daily

We’re serving up a whole new way of living If you’ve thought about downsizing and like the idea of being able to pick up and go, you should Experience Linkside Living. Linkside at Old Hawthorne offers a new concept in carefree living that blends smaller, smarter homes, masterfully designed to integrate indoor-outdoor living that you’ll enjoy sharing with family and friends.

www.LinksideLiving.com At least one resident must be 55 years of age or older. No residents under 19 years of age.

OLD HAWTHORNE

4600 Sawgrass

$394,900

CREEK’S EDGE

INFORMATION

This new floorplan from Hemme Construction is the “Oregon.” It is an atrium ranch style plan with an open living room and wall of windows looking out onto a large, flat yard backing to heavy woods. This home has a large kitchen island and huge walk-in pantry, split bedroom design with lower level family room and beautiful fireplace, full wet bar, possible office and fifth bedroom can be finished, John Deere doors, plus storage. Neighborhood boasts 51 percent green space and a large pool. Beulah Ralph Elementary in the fall of 2016.

DIRECTIONS

South on Scott Blvd., right on Sawgrass then home is on the left.

CONTACT

573-443-0776 | hemmeconstruction.com

4408 Canyata

$395,000

CREEK’S EDGE

INFORMATION

Wooded views from your covered deck in this ranch walkout from Hansman Custom Homes. With the ever popular split-bedroom design, this home offers five bedrooms and three bathrooms and just under 3,000 square feet of living space. This home is adorned with a stone corner fireplace and hardwood floors. The kitchen features rich maple cabinetry, a slide-in gas range with vent hood and beautiful tile backsplash, plus a walk-in corner pantry. The oversized basement features a wet bar with ample room for furniture and gaming. This home is complete with a fully sodded yard, irrigation system and comes with a 2-10 year home warranty. Welcome summer with the opening of the subdivision pool and the grand opening of the new elementary school!

DIRECTIONS

South on Scott Blvd., right on Sawgrass, left on Canyata Crt. then home is on the right.

CONTACT

573-673-8135 | hansmancustomhomes.com

HBA Parade of Homes, Spring 2016

3111 Crape Myrtle

$349,900

MAGNOLIA FALLS

INFORMATION

This brand new two-story in Magnolia Falls offers 3,266 beautifully finished square feet with five bedrooms and three-and-a-half baths. The kitchen features granite, stainless appliances, island, butler’s pantry and breakfast area. A study, formal dining room, huge master suite with walk-in shower and “his and hers” vanities as well as a sitting room round out this spacious floor plan. Other great features include: gas fireplace, fully finished basement with a wet bar, custom trim work and fully sodded and irrigated yard. You will love the great southwest location and schools!

DIRECTIONS

West on Nifong, left on Old Mill Creek, left on Apricot Falls, right on Crape Myrtle then house is on the left.

CONTACT

573-817-2010 | beaconstreetproperties.com

3109 Crape Myrtle

$349,900

MAGNOLIA FALLS

INFORMATION

This unique home offers an open floor plan with four large bedrooms, three-and-a-half bathrooms and 3,132 finished square feet. The well-designed kitchen features granite counter tops, stainless steel appliances and a large island as well as a spacious dining area. This home also offers an enormous master suite, second floor laundry room, a separate office space with built-in cabinets, custom trim work and a finished basement that includes a wet bar. The yard is fully sodded and irrigated. This a great home in a great neighborhood!

DIRECTIONS

West on Nifong, left on Old Mill Creek, left on Apricot Falls, right on Crape Myrtle then house is on the left.

CONTACT

573-817-2010 | beaconstreetproperties.com

HBA Parade of Homes, Spring 2016

6901 Scott Boulevard

$325,000

DEERFIELD RIDGE

INFORMATION

Wonderful finishes and exciting floor plan built by award-winning, Spillman Contracting! Located about 1 mile south of the new Beulah Ralph Elementary and less than 5 miles south of Rock Bridge High School, this home features a 16-foot cathedral ceiling in the great room and is accented with beautiful wood beams and a stunning floor-to-ceiling rock fireplace. Kitchen is a chefâ&#x20AC;&#x2122;s dream with 36-inch gas range equipped with pot filler. Too many incredible features to mention.

DIRECTIONS

South on Providence to Rte. K then right on Scott Blvd.

CONTACT

573-864-2936 | spillmancontracting.com

6804 Scott Boulevard

$365,500

DEERFIELD RIDGE

INFORMATION

Wonderful finishes and exciting floor plan built by award-winning, Spillman Contracting! Located about 1 mile south of the new Beulah Ralph Elementary and less than five miles south of Rock Bridge High School, this home features a 11-foot ceiling great room accented with beautiful painted white beams. With a large dining room and breakfast area off of the kitchen. The master suite is huge with an island in the master closet, freestanding tub and custom shower in the master bath. Too many incredible features to mention.

DIRECTIONS

South on Providence to Rte. K then right on Scott Blvd.

CONTACT

573-864-2936 | spillmancontracting.com

HBA Parade of Homes, Spring 2016

2016 SPRING HOME BUILDERS ASSOCIATION HOMES 1. 4600 Sawgrass $394,900 South on Scott Blvd., right on Sawgrass then home is on the left. 2. 4408 Canyata $395,000 South on Scott Blvd., right on Sawgrass, left on Canyata Crt. then home is on the right. 3. 3111 Crape Myrtle $349,900 West on Nifong, left on Old Mill Creek, left on Apricot Falls, right on Crape Myrtle then house is on the left.

Sta diu m

KANSAS CITY

Blv d

I-70

Foru mB lvd

5. 6901 Scott Boulevard $325,000 South on Providence to Rte. K then right on Scott Blvd. 6. 6804 Scott Boulevard $365,500 South on Providence to Rte. K then right on Scott Blvd.

Roundabout at Scott Blvd & Vawter School

10. 219 William Smith Place South on Providence to Rte. K then left on William Smith Place.

HBA Parade of Homes, Spring 2016

Ol dP lan k

K Rte

Rt eK

8. 807 Engle Drive South on Forum, right on Old Plank Rd., left on Plank Way, Plank Way becomes Engle Dr. then house is on the left. 9. 708 Engle Drive $309,900 South on Forum, right on Old Plank Rd., left on Plank Way then continue onto Engle Dr.

Nifong Blvd

Old Plan k

7. 7310 Hepscott Court $585,000 South on Route K, left on Old Plank Rd., left on Abbotsbury Lane, right on Rivington Dr. then right on Hepscott Ct.

Prov iden ce

Scott Blvd

4. 3109 Crape Myrtle $349,900 West on Nifong, left on Old Mill Creek, left on Apricot Falls, right on Crape Myrtle then house is on the left.

11. 2506 Spanish Bay $294,000 North on Stadium, left on Sunflower, right on Ventana then left on Spanish Bay.

MOBERLY

12. 1100 Shallow Ridge $449,900 East on Broadway to WW, left on Rolling Hills, right on Morning Dove, right on Shallow Ridge Cir. then follow Shallow Ridge to the end. Rangeline (763)

Lake of the Woods Exit

Grace Ln

I-70 ST. LOUIS

Broad way

Stad ium Blvd

EB roa dw ay /W W

Rolling Hills

Bus. Loop 70

College Ave

13. 1736 Linkside Drive $264,900 East on Broadway to WW, left on Old Hawthorne Clubhouse Dr. (main entrance to the Club at Old Hawthorne) then right on Linkside Dr.

14. 1911 Lasso Circle $429,900 East on WW, left on Old Hawthorne Dr. East (third entrance into Old Hawthorne) then left on Lasso Circle.

Richland

12 13 14

Grindstone Pkwy

New Haven

For more map and home info visit homes.columbiatribune.com columbiahba.com/parade-of-homes

JEFFERSON CITY

HOME BUILDERS

a s s o c i a t i o n

columbiatribune.com

HBA Parade of Homes, Spring 2016

7310 Hepscott Court

$585,000

THE GATES

INFORMATION

Open living awaits you in this exquisite home on a large corner lot in the premier new southwest subdivision, The Gates. Boasting a tiled, screened-in deck, four bedrooms — each with its own bathroom — two-story foyer with open loft above, many custom built-ins, flex room with stained wainscot, hardwood flooring throughout the main floor, oversized island in kitchen, 36” Bertazzoni range, large custom tile master shower plus freestanding tub, an all stone and stucco exterior and loads of character with curving roofs and sloping ceilings. Over 3,000 square feet, plus an unfinished basement with room to expand. Come see what this home, Tompkins Construction and The Gates have to offer. *Photo is of a Tompkins Construction home similar to that at 7310 Hepscott Ct.

DIRECTIONS

South on Route K, left on Old Plank Rd., left on Abbotsbury Lane, right on Rivington Dr. then right on Hepscott Ct.

CONTACT

573-441-8189 | tompkinsconstruction.com

807 Engle Drive CREEK RIDGE

INFORMATION

Attractive home constructed within the exciting new Creek Ridge Subdivision, established on a hill with amazing views! Home offers a wide-open floor plan with a split bedroom design presenting flow, function and flair! The kitchen features granite counter tops, stainless steel appliances, wood flooring and breakfast bar with an inviting, ornate gas fireplace in main room. Four bedrooms and two bathrooms. The large master suite presents a beautifully embellished jetted tub and glass-enclosed shower, with a spacious walk-in closet. Large laundry room and drop zone. Just a bike ride or walk to Wilson’s Beach Club!

DIRECTIONS

South on Forum, right on Old Plank Rd., left on Plank Way, Plank Way becomes Engle Dr. then house is on the left.

CONTACT

573-289-6429 | riveroakhomes@aol.com

HBA Parade of Homes, Spring 2016

708 Engle Drive

$309,900

CREEK RIDGE

INFORMATION

Located in the brand new Creek Ridge subdivision, a Southwest Columbia neighborhood at Forum Blvd. and Old Plank Rd. This Kummerfeld Home features an open floorplan with hand-crafted, Shaker style cabinets, granite countertops, hardwood floors, covered porch and a custom tiled shower. Come see this home only a few minutes away from the intersection of Providence and Grindstone.

DIRECTIONS

South on Forum, right on Old Plank Rd., left on Plank Way then continue onto Engle Dr.

CONTACT

573-289-2738 | kummerfeldhomes.com

219 William Smith Place PARKSIDE ESTATES

INFORMATION

This exquisite 4-bedroom, 3.5 bath home in Parkside Estates boasts a 20-foot ceiling in the great room, a beautiful stone wall in the dining room, exposed beams in the living room and master bedroom. Enjoy the peace and quiet of your backyard from the large screened-in porch. Natural light is prevalent throughout the home. The master suite features a stand-alone tub, custom tile walk-in shower and huge walk-in closet. Youâ&#x20AC;&#x2122;ll find abundant cabinets in the kitchen along with a large granite island and tiled back-splash. The walkout basement is framed for a fifth bedroom and fourth full-bath, family room and wet bar. Paver driveways, native Missouri trees and rain barrel options are just a few of the eco-friendly features offered at Parkside Estates. Hike or walk Rock Bridge State Park by way of the access trail!

DIRECTIONS

South on Providence to Rte. K then left on William Smith Place.

CONTACT

573-441-0440 | patejonesconstruction.com

HBA Parade of Homes, Spring 2016

2506 Spanish Bay

$294,000

MONTEREY HILLS

INFORMATION

Enjoy your outdoor living by sitting in front of your fireplace on the deck! Walkout ranch with five bedrooms and three baths and partially finished basement. Modern open floor plan with upgraded amenities. Kitchen boasts granite counter tops, island, large walk-in pantry and dining area leading to covered deck. Hardwood floors and stone fireplace in living room. Family room with wet bar. Unfinished storage. Approximately 2,800 square feet, with an additional 925 unfinished.

DIRECTIONS

North on Stadium, left on Sunflower, right on Ventana then left on Spanish Bay.

NIKI KUCHTA RE/MAX BOONE REALTY cell 573-239-2199 office 573-876-2889 nikki@brokersinblack.com brokersinblack.com

CONTACT

573-268-5077

1100 Shallow Ridge

$449,900

OLD HAWTHORNE

INFORMATION

This beautiful home is a four bedroom, three bath with three-car garage and just over 3,100 square feet of finished living space on a walk out! The home has amazing views and sits on just over an acre, with large, mature trees in Old Hawthorne! Some of the features of this home include hardwood floors through the main living space, custom cabinetry, stainless steel appliances, gorgeous decorative wood beams, large windows and much more.

DIRECTIONS

East on Broadway to WW, left on Rolling Hills, right on Morning Dove, right on Shallow Ridge Cir. then follow Shallow Ridge to the end.

CONTACT

573-825-5200 | girardluxuryhomes.com

HBA Parade of Homes, Spring 2016

1736 Linkside Drive

$264,900

LINKSIDE AT OLD HAWTHORNE

INFORMATION

Linkside at Old Hawthorne brings the best of 55-plus community living to Columbia. Linkside is designed to meet the desires of Baby Boomers for greater amenities, walkable neighborhoods and smaller, smarter, more efficient homes. Floor plans are designed for people that want less to take care of, but still want to have generous room sizes, great flow, outdoor living spaces and features that make living easier. Select from attached Villa Homes starting at $239,900 or Veranda (detached) Homes starting at $349,900. Six model homes open for viewing. Linkside is located adjacent to the Club at Old Hawthorne and the 18th green. Take Hwy. WW to Clubhouse Drive.

DIRECTIONS

East on Broadway to WW, left on Old Hawthorne Clubhouse Dr. (main entrance to the Club at Old Hawthorne) then right on Linkside Dr.

CONTACT

573-554-2299 | linksideliving.com | Model Homes Open 10â&#x20AC;&#x201C;6 p.m. daily

1911 Lasso Circle

$429,900

OLD HAWTHORNE

INFORMATION

This Anderson Homes custom floor plan boasts an open floor plan with split bedroom design! Over 3,500 finished square feet, jetted tub, custom tile shower, hidden pantry, covered deck, five bedroom, three bath, drop zone, plus all the amenities that come along with living in the prestigious Old Hawthorne.

DIRECTIONS

East on WW, left on Old Hawthorne Dr. East (third entrance into Old Hawthorne) then left on Lasso Circle.

CONTACT

573-808-0570 | columbiamobuilder.com

HBA Parade of Homes, Spring 2016

Which features add the most long-term value to your new home?

John Hansman Hansman Custom Homes 573-673-8135

HOME BUILDERS

a s s o c i a t i o n

When you think of features that add long term value to a home what comes to mind? Floorplan? Style? Elevation? Features? Actually each individual item that goes into a home has the potential to create long term value. Most people think of interior features such as beautiful flooring, extensive trim packages, custom cabinetry, solid surface countertops, upgraded appliances and fixtures and rich paint colors, all of which make for an attractive home but can be changed

readily. However, more importantly are the items that are often hidden or difficult to change that create the most value. Starting with a good floor plan on an attractive lot are two items that create lasting value and are extremely difficult to improve without a large additional investment. In addition, an architecturally correct and interesting elevation is one area other homes fall short but is something that is with the house forever. We encourage you to visit our website to discover the ways we create long term value for you.

TOUR HOME: 4408 Canyata

What is the most important thing that a home buyer should know about your business?

Jeff Hemme Hemme Construction 573-443-0776

HOME BUILDERS

a s s o c i a t i o n

Jeff Hemme comes from a long line of builders. His distant grandfather immigrated here from Germany in the late 1800’s. Naturally, his grandfather was a builder and every generation since has produced an American home builder. Nothing has changed much these days. Jeff, along with his brother-in-law Bill, focus on the needs and dreams of those wanting to build a home. Bill is a licensed Realtor and brings his background of business and technology

to full use in the home building process. With experience, customer service and attention to detail, they have grown the company to its current status. They firmly believe in client referrals and treat each customer with excellence, to meet and exceed their high expectation. For the past 16 years, Hemme Construction has prided itself on being a leader in quality home building in the Columbia area. Contact us today to see how Hemme Construction can help you build your home.

TOUR HOME: 4600 Sawgrass

What is the most important thing that a home buyer should know about your business?

Andrew Kummerfeld

Our goal is not to be the biggest builder in town; we don’t mind sacrificing quantity for quality. As a smaller builder, we spend a lot of time on-site, and this translates into a quality product. For our custom home clients we are able to give them more access and one-on-one attention than they might get with a busier builder.

Kummerfeld Homes 573-289-2738

HOME BUILDERS

a s s o c i a t i o n

HBA Parade of Homes, Spring 2016

TOUR HOME: 708 Engle Drive

I consider myself lucky to have so many smart people around me. From our general manager, Russell Barnes— who has over 25 years’ experience in the homebuilding industry to our subcontractors, our team has a ton of experience and we are excited to put that to work for the homebuyer.

What is the most important thing that a home buyer should know about your community?

Linkside at Old Hawthorne

When buying a home at Linkside at Old Hawthorne, whether it is an attached villa home or a traditional detached home, you are not just buying a new home. You are buying a lifestyle in a community with added amenities, services and friends — a gated entry, its own community clubhouse, onsite storage garages, walking trails,

full service landscape maintenance and snow removal. Attention to detail has gone into the overall community plan, home designs and the selection of quality materials — real stone exteriors, designer kitchens and baths, high-quality windows, doors and energy efficient features. Available for purchase, lease and lease to own.

573-554-2299 Sales Office

HOME BUILDERS

a s s o c i a t i o n

TOUR HOME: 1736 Linkside Drive

What is the most important thing that a home buyer should know about your business?

Tracy Pate & John Jones Pate-Jones Construction 573-441-0440

HOME BUILDERS

a s s o c i a t i o n

From a buyer’s perspective, 2016 offers location and opportunity, making it an ideal time to buy a new home! Historically, interest rates stay steady during a presidential election year. Low interest rates in addition to wonderful location opportunities such as Parkside Estates make it a great time for you to buy your new home. With Rock Bridge State Park as a natural backdrop, Parkside Estates

offers trail access, spacious lots with abundant green space and custom designed energy efficient homes by Pate-Jones Construction. Several ecofriendly features are incorporated, including mature trees, rain barrels and well water for front entrance landscaping. Located minutes south of Rock Bridge High School on South Providence, experience living where you’ll always be “closer to home!”

TOUR HOME: 219 William Smith Place

What is the most important thing that a home buyer should know about your business?

Shaun and Felicia Tompkins Tompkins Construction 573-441-8189

HOME BUILDERS

a s s o c i a t i o n

We are a family company and have called Columbia our home since 1986. We specialize in catering to the needs of each individual client, in any price range, including in-house design and guaranteed, fixed-bid pricing. Each home we build is unique and not from a “stock” set of plans, something that is increasingly rare in Columbia. Every decision we make is based off of providing long-lasting quality and superior customer service. We are proud to say that we don’t make compromises

when it comes to providing a quality finished product. With a team of trusted and experienced employees, as well as long-standing relationships with subcontractors, our company offers the best option for custom home construction in our area. We strive to build strong customer relationships and provide value through constructing a high-quality, trouble-free home. To learn more and see a gallery of homes we’ve built, please visit us at tompkinsconstruction.com.

TOUR HOME: 7310 Hepscott Court HBA Parade of Homes, Spring 2016

What is the most important thing that a home buyer should know about your business?

Russ Anderson

We, at Anderson Homes, have decades of construction experience to help your dream home become a reality. We work tirelessly with our customers to make sure we build them exactly what they want. If it is a high end, commercial-style kitchen, or the closet of your dreams, the back yard

oasis you want to spend your summer in or a media room for family night, we will work hard so you can live well in your new home. Anderson Homes can design the home of your dreams on time, on budget, and exceeding your expectations.

Anderson Homes 573-808-0570

HOME BUILDERS

a s s o c i a t i o n

TOUR HOME: 1911 Lasso Circle

What is the most important thing that a home buyer should know about your business?

Scott Linnemeyer Beacon Street Properties, LLC 573-817-2010

HOME BUILDERS

a s s o c i a t i o n

We believe it is always a good time to buy a new construction home with Beacon Street. Our focus is, and will always be, to continue to offer great homes in great neighborhoods at a great price. Thatâ&#x20AC;&#x2122;s what it boils down to; as a buyer, when you can check all three of those boxes, you know you are making an educated, sound financial decision.

TOUR HOME: 3109 Crape Myrtle & 3111 Crape Myrtle

What is the most important thing that a home buyer should know about your business? At Girard Homes we believe that our homes stand out because of the fact that we work hard to design each of our plans to provide our customers with a simpler, healthier, and more energy efficient lifestyle. We work to incorporate the latest ideas in design

Zack Girard Girard Homes 573-825-5200

HOME BUILDERS

a s s o c i a t i o n

HBA Parade of Homes, Spring 2016

TOUR HOME: 1100 Shallow Ridge

trends from across the country into each home that we build. We also believe that by going the extra mile for our customers today we can truly provide them with a home building process that is simple, stress free, and fun, just as it should be.

What is the most important thing that a home buyer should know about your business?

Rex Crane River Oak Homes 573-289-6429

HOME BUILDERS

a s s o c i a t i o n

River Oak Homes established its business within the Wyndham Ridge Community, and recently began building several homes at the new Creek Ridge Subdivision. Rex Crane, the Builder behind the name has been in the new home construction industry since 1982. He entered the trade starting from the ground up; framing single family homes. Subsequently, Rex developed his skills and great knowledge of high quality construction

from concept to completion. He enjoys redesigning his floor plans, continuously taking into account the busy lives of the perspective homeowner(s). This is reflected in River Oak Homes: Houses displaying function, flow and flair. Rex’s essential guide during the course of construction is, “I build my houses as though I am building them for myself. Creating a quality built home throughout for families and individuals is extremely rewarding.”

TOUR HOME: 807 Engle Drive

What makes your new homes stand out? My homes do not fit into the “cookie cutter” model that you will see from many builders. My passion is building custom homes, so I spend a great deal of time designing each home as it is my showcase. Unlike large volume builders that may have a model home in the

front of their sub-division, each home I put on the market is my model home. This gives me the opportunity to show prospective clients my work while it is on the market, and in return gives the buyer a one of a kind custom home at a great value!

Jeremy Spillman Spillman Contracting 573-864-2936

HOME BUILDERS

a s s o c i a t i o n

TOUR HOME: 6804 Scott Boulevard & 6901 Scott Boulevard

What makes your homes stand out? Many of our new homes feature rustic wood beams both inside and out, providing a lodge-like feel. In this particular home we created a more modern interior and added a fireplace to the covered deck to provide a more enjoyable outdoor living space.

Timberwood Homes 573-268-5077

HOME BUILDERS

a s s o c i a t i o n

TOUR HOME: 2506 Spanish Bay HBA Parade of Homes, Spring 2016

SIMPLE SEASONAL TIPS TO KEEP PLUMBING OPERATING SMOOTHLY By StatePoint

Proper seasonal maintenance can keep your plumbing running smoothly. Experts say that even those with no experience can inspect for issues and perform simple tasks to prevent costly repairs. “You don’t have to be a crackerjack plumber to handle basics and protect your home,” said Jeff Devlin, host on HGTV and DIY Networks. Devlin offered homeowners some key plumbing tips:

KITCHENS AND BATHROOMS Ensure drains have strainers to prevent debris from clogging drain lines. Check faucets for drips and leaks.

to flush, or jiggled to stop water from running, you may need to replace parts.

a piece of pantyhose over the end of the hose that drains the washer.

Clean mineral deposits from the shower head. Unscrew it and soak in vinegar overnight. Then gently scrub with an old toothbrush.

GENERAL

WATER HEATER Carefully drain several gallons from the tank to flush out corrosion-causing sediment, which reduces heating efficiency and shortens the life of the heater. Consider replacing those older than 15 years with a new, energy-efficient model.

Pour water into infrequently used drains to fill traps and prevent odors. Slow floor drains should be snaked to ensure they’ll carry water away during flooding. Take a reading on your water meter before bedtime. The next morning, without using any water overnight, take another reading. If it’s changed, you have a leak that should be repaired.

APPLIANCES

OUTSIDE

Inspect the toilet tank and bowl for visible cracks. Check for hidden leaks by adding six drops of food coloring to the tank. If the toilet is leaking, color will appear in the bowl within 30 minutes.

Check your dishwasher, washing machine and ice maker’s supply hoses for bulges or leaks. Replace hoses showing signs of weakness or those older than ten years. Use stainless steel hoses, which are more reliable and less prone to bursting.

Ensure toilets flush properly. If the handle must be held down

Clean your washing machine lint trap, and place a wire trap or

Free yard drains, gutters and downspouts of debris. Check for bird nests in plumbing vent pipes. Check faucets and hose bibs to ensure water flows freely. If an outdoor faucet drips, or if there is leakage inside your home the first time the hose is turned on, you may have had a frozen pipe that cracked and needs to be replaced.

HBA Parade of Homes, Spring 2016

BE EQUIPPED Look for commercial-quality products designed with average consumers in mind. For example, Roto-Rooter, the number one brand in plumbing, with 80 years of experience, now offers a complete line of consumer products that contain 25 percent more active ingredients and clear clogs 50 percent faster than the competition. “It’s stronger and faster which means you can get the job done right the first time,” said Devlin. Devlin, who lives in an historic farmhouse, recommended the brand’s Septic Treatment, which contains twice the amount of enzymes to keep septic tanks in balance. More information about the product line can be found at rotorooter-products.com. “Be proactive,” said Devlin. “A few minutes of prevention could save you tens of thousands of dollars in costly repairs.”

HBA Parade of Homes, Spring 2016

Helpful tile tips NATURAL STONE TILE Tile cut from stone such as granite, marble, limestone, slate, travertine, or sandstone that is formed by nature. The type of material determines its characteristics. Because it is product of nature the colors, patterns and veins can vary greatly from tile to tile. CERAMIC TILE Ceramic tile is affordable, easy to install, easy to maintain, and comes in a wide variety of colors, textures, and sizes so it’s a good option for many environments. Ceramic

tile should not be used for exterior projects where the temperature drops below freezing because it doesn’t withstand fluctuation in temperature well; however, it is moisture resistant, which makes it ideal for interior floors, walls, countertops, tub surrounds, bathroom and kitchen backsplashes, and showers. Ceramic tiles are softer and easier to cut, making them ideal for do-ityourself projects. PORCELAIN TILE

tiles. This process makes porcelain tile denser, less porous, much harder and less prone to moisture and stain absorption than ceramic tiles. Because porcelain’s color goes all the way through, small scratches or chips are less noticeable. Porcelain tiles are much denser, so they are difficult to cut unless commercial grade cutting saws are used.

Porcelain tiles are composed of fine porcelain clays and fired at much higher temperatures than ceramic

www.emerysapp.com

Steeplechase-columbia, mo 32

HBA Parade of Homes, Spring 2016

Think through process before building home Building your dream home is an exciting adventure and can be relatively stress-free with careful planning. It is important to examine all aspects of the homebuilding process to make sure you are building for all the right reasons. For example, if you have spent hours looking at multiple homes and simply cannot find what you need or want, the decision to build a home could be the next logical step.

easy for the project to go over budget as you make changes, no matter how small they seem. Your bank will ask for an appraisal to be completed before you begin construction. The appraisal makes sure your home will appraise appropriately and is comparable to other properties, allowing you to qualify for typical long-term financing products, such as a 15-year fixed-rate loan or 30-year fixed-rate loan.

Start with loan prequalification. Just like the buyer of an existing home, you can get pre-qualified for construction financing. When choosing a price point, it is important to have sufficient excess reserves or savings built up in addition to a down payment. The excess reserves absorb any extra costs that might arise during construction. Or, if you have sufficient equity in your current home, it is possible to consider that as all or part of your “down payment” for the new home you want to build.

Once the details regarding the financing of your home are settled, the decision of who to use as a builder is extremely important. Be sure to ask questions of builders until you’re confident with their abilities and previous work. Ask the builder about the price ranges of previously constructed homes. Ask about their commitment to your home: Will other homes be under construction at the same time as yours? Always ask for references. Do they have prior clients you can contact for references as well as other homes you can preview?

For a custom home, construction financing generally starts out as temporary financing for five to nine months or longer. Later, this is refinanced into more permanent long-term financing for the owner once the home is completed. A builder gives “allowances” for things you would choose to customize, and this is often where the project can go awry. The allowances might not give you the choices you prefer, and it is

Another crucial part of building your home is staying within your budget. This is critical not only for your own peace of mind but to avoid financing problems at completion. Most borrowers are unaware that any changes in income or debts during the construction phase could spell trouble later on. For example, a job change or the Continued on page 34 HBA Parade of Homes, Spring 2016

Continued from page 33

Free Delivery Free Estimates Quality Building Materials Dependable Service Blue Print Services Knowledgeable Staff

3408 Grindstone Parkway, COLUMBIA, MISSOURI Mon.-Fri. 7am-5pm 34

Sat. 573-449-2626 7:30am-Noon

HBA Parade of Homes, Spring 2016

addition of a car loan payment where one did not previously exist can mean the difference between qualifying and not qualifying for your permanent financing once your home is completed. Lastly, some borrowers consider building a home hoping to complete some of the work on their own. This creates a unique set of challenges. The timing of your project is critical, and you might not be able to work as quickly or efficiently as a subcontractor would. Subcontractors are used to working with multiple projects and can keep things on schedule and within budget.

When looking broadly at the idea of building your own home, make sure you are not thinking that it will be cheaper or faster to build a home rather than to buy. Although this is true for some cases, it is not plausible for all. Explore your reasons for wanting to build rather than buy to ensure your intentions are where they should be. Early planning and education create the best path to making your custom home as stress-free as possible. Deborah Graves is a senior vice president at Central Bank of Boone County, where she manages the mortgage loan department. She has been with the bank for more than 19 years.

Wood flooring terms As wood flooring continues to gain in popularity in new and remodeled homes, knowing wood flooring terms will help you navigate the many options you have to choose from. Here is a go to list of wood flooring terms that will come in useful. SOLID WOOD FLOORING Solid wood flooring is made up of boards manufactured from one piece of wood. Hardwood floors are stained with color and sealed with a protective finish at the installation site. The thickness of the wood allows for them to be sanded and refinished multiple times throughout their lifetime. ENGINEERED HARDWOOD Engineered hardwood flooring is manufactured with up to five layers of hardwood each stacked

against the grain before being bonded together under heat and pressure. The top layer, known as the veneer, reveals the wood species and color when the planks are installed. Due to its construction, engineered hardwood is more dimensionally stable than solid hardwood and can be installed below grade and over concrete subfloor. It is less prone to expansion and contraction with humidity compared to solid wood flooring. VENEER A thin layer of real hardwood glued to a core to create engineered hardwood flooring. Veneers can vary in thickness from 0.6mm to 6mm. WOOD STAIN A type of paint that is very

â&#x20AC;&#x153;thinâ&#x20AC;? or low in viscosity, and formulated so that the pigment penetrates the surface rather than remaining in a film on top of the surface. The stain is predominantly pigment or dye and solvent with little binder. PREFINISHED HARDWOOD FLOORING Prefinished hardwood flooring is stained with color and sealed with a protective finish by the manufacturer eliminating the need to sand and finish after installation. Prefinished flooring comes with product warrantees. Engineered hardwood flooring often comes prefinished. LAMINATE FLOORING Hard surface flooring utilizing a fiberboard core and Melamine wear layer that is available in blocks, planks, and squares and can be installed as individual units.

NAIL DOWN FLOORING VS. FLOATING FLOOR A nail down flooring installation method uses nails to attach flooring to a subfloor. A floating floor is an installation method in which individual planks are glued and/or locked together, without direct attachment to the subfloor. TONGUE AND GROOVE Refers to the profile construction of the board edges, which allows them to be pushed together and locked for a more stable construction. RECLAIMED WOOD Wood salvaged from an old structure and refinished for another project, like furniture or floors.

HBA Parade of Homes, Spring 2016

FIXED-RATE HOME LOANS. LOCAL DECISIONS. COMPETITIVE RATES.

WE CAN HELP

At First State Community Bank we understand that your situation is unique. We will work hard to find the best product to help you achieve your goal. Contact Neal today and take that next step.

Neal Wilkinson NMLS #757414 (573) 441-1800 nwilkinson@fscb.com

How about a Apply for a fixed-rate mortgage today and get $500 off closing costs.

thank you?

Offer valid after credit approval. Offer only valid for coupon recipients. $500 awarded for conventional & fixed-rate mortgages. This coupon must be presented prior to closing to receive $500. Offer only valid at Columbia locations. $500 will be applied to the closing costs. Offer not valid for FSCB employees. Offer expires 8/31/16.

COLUMBIA | (573) 441-1800| NMLS# 412605 | fscb.com 36

HBA Parade of Homes, Spring 2016

Top Kitchen Trends Right now kitchen trends are tending to be clean and crisp. I am seeing lots of simple lines and bold moldings. Frilly details and fussy door styles arenâ&#x20AC;&#x2122;t as prevalent. Cabinet doors with simple lines and wider moldings to match are being used a lot. Customers are more informed than ever right now. There are so many internet design sources available that customers can really see styles and visualize what their space will look like before their project ever begins. Color trends in kitchens are in muted tones. We are using lots of grey scale colors and lighter, more airy color pallets. Kitchens are often the

most used room in the home and families are busy. Kitchens need to be resourceful spaces. We are seeing a large demand for making the kitchen not only accessible for cooking and eating but also for a family gathering spot, a place where schedules are kept and homework is done. We are designing every square inch to be used and making the most of those spaces. Finally, I am seeing my customers be more ecologically friendly. Consumers want energy efficient appliances and cabinets and counter tops that are made in America with earth friendly products. Stephanie Hall Mark Hall Cabinetry

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Visit www.lbclassicclosets.com 573.819.9728 HBA Parade of Homes, Spring 2016

Inviting. Inspiring. In Style. we have what you need to help you bring your vision to life.

Visit 38

HBA Parade of Homes, Spring 2016

to find a store near you to see how we can help.

HOME SWEET LOAN. Buying a home is an exhilarating experience. Getting a home loan? Not so much. But the “buying” part of your next home doesn’t have to be stressful. The loan professionals at Central Bank of Boone County guide you every step of the way. And what’s more exhilarating than finding your perfect home and knowing you can actually make an offer. It all starts with a prequalification. Stop into any location today, or apply online at boonebank.com.

573-874-8100 • facebook.com/boonebank • Member FDIC

You could call it a floor... We call it a whiz-kid-inspiring, creativity-kick-starting stage for making awesome.

573-443-8755

www.johnstonpaint.com

3409 Buttonwood Drive Columbia, MO 65201 Hours: M-F 7am-6pm SAT 8am-2pm