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CONTENTS 3 5
ICWI BROKER AWARDS 2016
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ICWI ST. MAARTEN PLACES 3RD IN THE
6 7 8 9 11
ICWI DONATES TO THE WEST JAMAICA CONFERENCE OF S.D.A
BEST INSURANCE COMPANIES OF 2015 EVERY SIP COUNTS MERRICK WATSON ICWI GYM SUCCESS KARMA HAYE MY JOURNEY TO BETTER HEALTH ICWI TRINIDAD & TOBAGO AT TOBAGO GOAT RACE AND FAMILY DAY STAFF MOVEMENTS
ICWI BROKER AWARDS 2016 The 2016 Broker Awards was held at the Regency Deck
four weighted categories a documentation, receivables,
on February 3. This was a change to the original format
growth and loss ratio. Scores were assigned to each
of merging both the Christmas party and Broker
category, and the Broker/Agency with the highest
awards in the same event. The objective of the Broker
combined weighted score was named “Broker of the
of the Year Award is to reward the Brokerage/Agency,
Year�.
which achieved a minimum of $20 million in gross written premium for the year and performed best in
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THE WINNERS FOR 2015 Broker Of the Year –Jamaica Money Market Brokers ($2,128,393 cash award)
Lowest Average Receivables – Covenant Insurance Brokers ($100,000 cash award)
Most Growth over 2014 Motor – Jamaica Money Market Brokers Proper ty- Jamaica Money Market Brokers
($100,000 cash award) ($100,000 cash award)
Largest Producer Motor – Jamaica Money Market Brokers Proper ty- Fraser Fontaine & Kong Limited Best Loss Ratio – Associated Owners Insurance Brokers Best Retention – Fraser Fontaine and Kong
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ICWI DONATES TO THE WEST JAMAICA CONFERENCE OF S.D.A Marketing Agent Donovan Hamilton and Branch Manager of ICWI Montego Bay Michelle Robinson presents a donation to the President of The West Jamaica Conference of Seventh Day Adventist Pastor Glen Samuels.
ICWI ST. MAARTEN PLACES 3RD IN
THE BEST INSURANCE COMPANIES OF 2015
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The Daily Herald, St. Maar ten’s number one newspaper
island out of a pool of nine other Insurance Companies.
conducted a sur vey to determine the ‘best of 2015’ and
Featured below was published and shows Coretta and Sunil
named ICWI the 3rd best Insurance Company on the
handing over a policy.
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Every Sip Counts Why you should be drinking more water. Has it occurred to you today that you are thirsty? Guess
This is actually how glucosamine helps reduce joint pain, by
what – by the time you experience the sensation of the thirst,
aiding in car tilage’s absorption of water.
you are already dehydrated. That thirst is your body calling for re-hydration. Your body is composed of roughly 60% water. That
7. Flush out waste and bacteria. Our digestive system needs water to function properly. Waste is flushed out in
means when we are dehydrated – and most of us spend our
the form of urine and sweat. If we don’t drink water, we
days constantly dehydrated to some degree – we are affecting
don’t flush out waste and it collects in our body causing a
the performance of the majority of our body. Nearly all of our
myriad of problems. Also combined with fiber, water can
systems do not function as well without the proper water intake. So, really, what does this mean? Why should we drink more water?
cure constipation. 8. Prevent headaches. Sometimes headaches can be caused by dehydration, so drinking water can prevent or alleviate
1. If you don’t drink water, you will die. It’s that impor tant.
that nasty head pain. Next time your head hur ts, try
Depending on our environment, we can live only a few days without water - maybe a week. We can live much longer without food. For most of us, we should prioritize
drinking water. 9. Make your skin glow. Our skin is the largest organ in our body. Regular and plentiful water consumption can improve
the consumption of water far more than we currently do.
the color and texture of your skin by keeping it building
2. Prevent cancer. Yes, that’s right – various research says
new cells properly. Drinking water also helps the skin do it’s
staying hydrated can reduce risk of colon cancer by 45%, bladder cancer by 50%, and possibly reduce breast cancer risk as well.
job of regulating the body’s temperature through sweating. 10. Feed your body. Water is essential for the proper circulation of nutrients in the body. Water serves at the
3. Be less cranky. Research says dehydration can affect your
body’s transpor tation system and when we are dehydrated
mood and make you grumpy and confused. Think clearer and be happier by drinking more water. 4. Perform better. Proper hydration contributes to increased athletic performance. Water composes 75% of our muscle tissue! Dehydration can lead to weakness, fatigue, dizziness, and electrolyte imbalance. 5. Lose weight. Sometimes we think we are hungry, when actually we are thirsty. Our body just star ts turning on all the alarms when we ignore it. For those of you trying to drop some pounds, staying hydrated can serve as an appetite suppressant and help with weight loss. 6. Have less joint pain. Drinking water can reduce pain in your joints by keeping the car tilage soft and hydrated. 6
things just can’t get around as well. 11. Quick rules of thumb for drinking water: •
Drink half your bodyweight in ounces of water (if you weight 160lbs, drink 80oz of water each day).
•
Carry a bottle everywhere with you as a reminder to keep drinking.
•
Eat raw fruits and vegetables – they are dense in water. You can get water from food, not just from beverages.
•
Drink water and other fluids until you urinate frequently and with light color Source: breakingmuscle.com
“Let’s go peepel!”
Merrick Watson
seeing the effor t that ever yone puts in. I would also like
When you hear those three words, you know Merrick has arrived,
to see more people come out and take advantage of the
and it’s gym time! Since September 2014, Merrick Watson has
oppor tunity ICWI is providing because it’s ver y expensive at
been helping members of team ICWI to meet their personal
other gyms.
fitness and weight loss goals. On Mondays, Wednesdays and Thursdays from 5:00 p.m. to 6:00 p.m. at ICWI’s Head Office,
Q:
Merrick encourages his devoted group of gym-goers to break
reluctant to push themselves?
How do you motivate your clients who seem
a sweat and burn some calories to the pulsating beats of soca
A:
music. When the going gets tough, he encourages his “ladies
let them warm up to the exercises on their own time.
I tr y to be patient, make them feel comfor table and
and man” (note - ‘man’ is always used irrespective of how many men are in the class) with one of his signature phrases – “wire waist wi seh!”
Q:
A:
What’s your diet like? I don’t promote dieting – just eating what you want
in moderation. Here’s a little more information about ICWI’s favourite Q:
“employee”: Name: Merrick Watson.
Age: 46
A:
What’s your favourite workout? Doing pull ups on the chin up bar. It’s the best total
upper body workout. Q:
A:
How long have you been a Personal Trainer? Since 2007, but my interest in fitness began 26 years
Q:
What are some of your other interests?
ago – doing push-ups with friends to get a puffed chest to
A:
impress girls.
I enjoy slow jams.
Q:
How did you get involved in Personal Training?
Q:
My friends encouraged me to make the move to
Personal Trainer?
A:
become a professional.
They saw how much I enjoyed
helping others in the gym.
A:
Basketball and power lifting. In the music depar tment,
What would you be doing if you weren’t a Before becoming a Personal Trainer, I used to lay
carpet, but I’d probably be doing some form of hustling – legal hustling!
Q:
A:
Where else do you work? I work at RIPT Gym in Barbican Centre and I make
house calls. Q:
A:
What do you enjoy most about your job? I enjoy seeing people get fit and watching their
transformation. Q:
What do you enjoy most about working with
team ICWI?
A:
I enjoy the vibe and the level of par ticipation. I like 7
ICWI GYM SUCCESS
KARMA HAYE My Journey to Better Health
On May 25, 2014, Karma Haye gave bir th to her second child,
What was the first thing you did to improve your
a beautiful baby girl that she named Kylie. At the height of
health?
her pregnancy she weighed 215 pounds with the majority
K.H: I star ted with my diet-absolutely no sugar, no bread
of her baby weight being gained at her midsection- a fact
and no oil. I mostly cook with water. I always have breakfast
that surprised even her doctor. After the bir th of Kylie, the
even if it’s something small such as cereal, sardines or eggs.
weight remained with Karma and she told herself that it
I make green juice ever y weekend with celer y, cucumber,
would disappear eventually and didn’t think much of it at the
ginger and turmeric and drink lots of water.
time. The status of her health became a serious matter after
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she witnessed her twin sister have 3 strokes in the space
What about exercise?
of three to four months. It was at this crucial moment that
K.H: Oh yes! Initially I star ted with going to the gym 3 days
Karma decided that she wanted to improve her health. She
a week and jogging on the weekends but now I find that the
shares her journey in the following inter view:
gym days are enough. 8
How quickly did you see results?
What is your goal?
K.H: For me it was instantaneously because I made such
K.H: (Laughs) I want muscles!
drastic changes. What advice would you give to anyone who like yourself What is the hardest thing about this journey?
is working and has children but also wants to lead a
K.H: It’s tiring! It definitely takes time and dedication.
healthier lifestyle? K.H: You have to want it! It takes effor t, and consistency is
How did the introduction of the gym aid in your healthy
key to seeing results.
journey? K.H: To be honest, if it wasn’t for the gym I don’t think my
At the beginning of her healthy journey Karma was 215 pounds
progress would have been this significant, because of the
but now she is proudly adjusting all her clothes to fit her 170
proximity of the gym it helps me to stick to my goals. I can
pound figure. With no signs of slowing down, Karma Haye is
finish my work, go down to the gym and leave to head home
proving to everyone around her that your health is an impor tant
an hour after. The trainer plays a vital role in pushing me to
priority and the results are well wor th the effor t.
do more, and being in a gym class gives me enough company to feel motivated.
ICWI TRINIDAD & TOBAGO
AT TOBAGO GOAT RACE AND FAMILY DAY
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Staff of ICWI Trinidad and Tobago had a booth set up for the 2016 Tobago Goat Race and Family Day. The day star ted off at 8:30 am with a large turnout of persons wanting to learn more about ICWI. Two new policies were written at the tent along with quotes being given out to potential customers.
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Staff Movements January to March 2016
WELCOME ABOARD A warm welcome is extended to the following employees who joined the ICWI family during the period Januar y to March 2016. NEW STAFF
Danea Hamilton
Julene Barton
LeVaun Brown
Danielle Gordon
Shakara Evans
Kayan Milwood
Kadian Jarrett
Marsha Davis-Webster Montego Bay
Norando Brown
Khadijah Walters
Angella Brown-Johnson Spanish Town
Chantalle Jones
Customer Care
DEPARTURES
Montego Bay
Finance
It is with regret that we bid goodbye to the following persons
Finance
Montego Bay
Legal
Ocho Rios
Mandeville
Spanish Town
Kimola Richards - Accounting Clerk/Cashier – Finance Depar tment Fabian Whyte - Customer Ser vice Representative– Ocho Rios Branch Kurwin Davis - Systems Administrator – MIS Depar tment Nadia Simpson - Super visor – Customer Care Centre
in the first quar ter of
Sanjai Gayle - Customer Ser vice Representative – Mandeville Branch
2016, and wish them
Yejide Holness - Accounts Assistant – Finance Depar tment
prosperity in their future under takings:
Cadeen McDonald - HR Assistant – HR Depar tment Renee Gordon - Customer Ser vice Representative - Customer Ser vice Depar tment Kerenda Primus - Super visor – Trinidad & Tobago Branch
Our sincere condolences to the following members of staff
Congratulations
who lost loved ones during the first quar ter of 2016: Neville Warner, MIS Depar tment - Mother Nortell Thomas, Montego Bay Branch - Grandmother Rema Steel, Marketing Agent - Father Latoya Grant, Por tmore Branch - Grandmother Cindy Sonny, Trinidad & Tobago Branch - Husband
HATCHES
CONDOLENCESS
Liguanea
to the following members of staff who welcomed new born babies
K’ndra-shae Spence
to their family.
Daughter of Kimberley SimpsonSpence
HAPPY BIRTHDAY TO ALL MEMBERS OF STAFF WHO CELEBRATED BIRTHDAYS DURING THE FIRST QUARTER OF 2016.
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“Serving you...is all we do”
2 St. Lucia Avenue Kingston 5 Jamaica W.I. Tel: (876) 926-9040-7 Fax: (876) 960-6918 direct@icwi.com www.icwi.com
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Oneil Banton 858-3659