Contents 3
ICWI’S Holiday Cheer
Across the Region
7
ICWI Group Foundation
Essay Competition
8
ICWI Group Foundation
York Castle High’s Premiere Drivers’
Education Club
12
Getting Rid of that Holiday “Bulge”
18
Personality Profile
Lochinvar Lungren
19
HR Corner
November-December 2018
“Serving you...is all we do”
ICWI’S HOLIDAY CHEER Across the Region
CAYMAN ICWI Cayman celebrated Christmas with their brokers and staff, on a ferry boat ride to Rum Point for dinner.
TRINIDAD & TOBAGO End of Year Function with a Difference
ICWI Trinidad & Tobago and its new corporate partner, Wallum Investment Services Limited, decided to celebrate the holiday season together with an event dubbed “End of Year Function with a Difference.” The proceeds from the event, which was open to staff and clients of both companies, went to the Wallum Foundation, which provides assistance to children in need in the Princes’ Town and San Fernando areas. President Paul Lalor was the guest speaker at the function and introduced the Wallum team to the ICWI Way.
Paul Lalor presents the prize to the winner of the Best Dressed Female competition.
The event was exciting, filled with fun, food and good cheer. There was live entertainment, great prizes, games and a photo booth for capturing memories.
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3
TURKS & CAICOS
The Turks & Caicos First Insurance Company’s Annual Staff Christmas Dinner was held Wednesday December 17 under the stars on Grace Bay Beach at Bay Bistro Restaurant. During the lively celebrations, Lucille Jones was recognized for 15 years of service to the Company.
Turks & Caicos First Insurance Team - Olivia Delancy, Monique McIntosh, Andrew Jackson, Dario Stubbs, Kiko Hamilton, Lucille Jones and Tameka Thompson at Christmas Dinner on Grace Bay Beach, Providenciales
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ICWI Coverage
July - October 2018
Lucille Jones receiving her 15 Year Long Service Award from Tameka Thompson, General Manager, at Turks & Caicos First Insurance Staff Christmas Dinner
JAMAICA
Live, Love, Laugh, Extravaganza 2018 ICWI Jamaica hosted its annual Christmas Party, entitled the Live, Love, Laugh Extravaganza, at Laughing Waters in the beautiful parish of St. Ann. The transportation of staff to the event ran smoothly with all buses arriving at the location in time for the celebration. Upon entering the venue, staff members were greeted by waiters with scrumptious appetizers of pork and chicken kebabs and other refreshments. If you managed to resist the refreshments, you were drawn to the photo area marking the occasion for all of those who wanted to share their memories on Social Media.
Initially guests were shy, sticking to their Department and Branch friends, but soon enough the beautiful landscape, beaches and waterfalls drew people together for a myriad of
group
photos
and
fanfare.
The committee’s choice of party souvenirs saw ICWI Pros act like ‘kids in a candy store’. The glow in the dark sunglasses, coloured mugs and glow sticks where a hit with all present, and certainly brightened up the evening. MCs DJ Smurf, Talk-a-lot and DJ Redman lead the quest for best dressed male and female of the evening. Chantal Cameron of the
The gentlemen took this competition to another level.
Claims Department was voted best
Shirts were flying, muscles were showing, some even
dressed female.
dared to show off their best dance moves; they had the
“Serving you...is all we do”
5
audience
entertained.
Although
it was a stiff competition, Jovanie Graham of the Finance Department received the highest vote and was declared best dressed male. Dinner was held under a lavishly decorated
tent
on
the
lawn.
The invocation was done by Ms. Morrison after which each table proceeded towards the buffet line where there was a choice of sweet & sour fish, curried goat, teriyaki
All good things do come to an end at some point, but
chicken and ham. The evening was
before the curtains came down, the dance floor was
not short of entertainment.
opened with selections of Soca, Reggae and Dancehall music. You could either join the soul train or show off your own moves in your own space. Everyone had a good time, and this is evident by the look on each face in these photos:
There were juggling clowns, Mr. Kool Kat, fire breathers and acrobatic dancers who kept the momentum going. After dinner, there was a small bonfire, where staff were asked to write little notes of the things they wanted to leave behind in 2018, and start 2019 fresh. The papers where then tossed into the bonfire.
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ICWI Coverage
July - October 2018
ICWI Group Foundation
Essay Competition Sixteen-year-old York Castle High student T’Jean Shelly copped the top prize in the annual ICWI Group Foundation St. Ann High School Essay Competition. The announcement was made during an award ceremony at the York Castle High School auditorium recently.
teacher at the Westwood High School, was awarded Top Teacher after she signed off on the most essays submitted in the competition. The top three students from each of the eight participating schools received payments for up to six of their Caribbean Secondary Education Certificate (CSEC) examinations. An additional three students who did not enter the competition, but were identified as needing financial assistance by their principals, were presented with Top student T’Jean Shelly (center) is warmly congratulated by ICWI Brown’s Town Branch Manager Sandra Toulazin-Butler (left) at the ICWI Group Foundation Essay Competition Awards Ceremony held on Thursday November 8. Also sharing in the moment is Shelly’s mother and Top Parent awardee Keisha Williamson (right).
grants towards payments for their CSEC examinations. The competition is the brainchild of Sandra TouzalinButler, ICWI Brown’s Town Branch Manager, who is also a former teacher.
ICWI presented scholarships, grants, and prizes valued at over $500,000 to the York Castle High School and
Insurance and Teens
to teachers and participating students from the eight The three-year-old essay competition had
With two new schools added this year, the essay
York Castle High reclaiming the overall top spot after
competition focuses on an issue not particularly well
the school was defeated by Brown’s Town High last
known to teens, requiring them to write about the
year.
importance of general insurance.
schools.
the
“ICWI is in the education capital of St. Ann (Brown’s
High,
Town), and we wanted to engage the minds in our area.
Aabuthnott Gallimore High, Ferncourt High, St Hilda’s
The students, through this opportunity, had the impetus
Diocesan High, and Marcus Garvey High schools.
to learn about insurance and sharpen their research
The
other
competition
institutions were
that
Tacky
participated
High,
in
Westwood
skills. We also explored the needs of the students in St. Keisha Williamson, parent of T’Jean Shelly, copped
Mary and St. Ann where tuition and examination fees
the award for Top Parent, and Hillary Walker, senior
were concerned,” explained Touzalin-Butler.
“Serving you...is all we do”
7
ICWI Group Foundation
funds York Castle High’s Premiere Drivers’ Education Club KINGSTON,
JAMAICA:
ICWI
Group
Foundation
licence before leaving high school. Our students are not
presented York Castle High School with $50,000 in
only academically involved, we try to involve them in
support of the school’s sixth form Drivers’ Education
skills they will be able to use once they graduate,” she
Club on Thursday, November 8, 2018. The handover
explained. “The world is moving at such a fast pace now
took place at the school during the Foundation’s third
and we need to prepare them to meet its challenges.”
annual essay competition awards ceremony. ICWI Brown’s Town Branch Manager Sandra TouzalinThe course was started under the Ministry of Education’s
Butler praised the school for establishing such a
Career Advancement Programme (CAP) by the sixth form
beneficial club.
students in the 2016/17 academic year. The programme was then adopted by two teachers from the school and
“An initiative like this should be in every school. It will
transformed into the Driver’s Education Club.
result in better drivers and in turn safer roads for all Jamaicans, and so ICWI is very happy to support the
According to York Castle High School Vice-Principal
programme,” she stated while handing over the cheque.
Antoinette Brown-Edwards, the club does not only teach students to drive, but also trains students on the rules
The Vice-Principal Brown-Edwards welcomed the
of the road. “We encourage holistic development of
financial assistance, revealing that the club was in need
students with the hope of each member receiving their
of funding.
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ICWI Coverage
July - October 2018
(From left) ICWI’s Quality Assurance Manager, Alrea Washington Hoilett, and Ocho Rios Marketing Agent Richard Touzalin, presents York Castle High School Vice Principal Antoinette Brown-Edwards with a $50,000 cheque to aid the school’s Driver’s Education Club which educates students about correct road usage and provides driver training. The presentation was made during the ICWI Group Foundation Essay Competition Awards function on Thursday November 8 at the York Castle High School. The presentation is part of the Company’s ongoing 50th Anniversary celebrations.
Sandra Touzalin Butler, Manager at ICWI Brown’s Town Branch, shares a moment with the top three scholarship recipients from each of the eight participating schools at the third staging of the ICWI Group Foundation Essay Competition presentation held at York Castle High School on Thursday, November 8. The participating schools included; Westwood High School, Aabuthnott Galimore High School, Ferncourt High School, York Castle High, Brown’s Town High School, St. Hilda’s Diocesan High School, Tacky High and Marcus Garvey High School.
“We are indeed overwhelmed by the donation given by ICWI. We actually had no start-up capital. It is the goodness of the teachers in the department that the programme is progressing. The course was being taught for free by our teachers so this donation from ICWI will go a long way in providing some of the necessities needed for the course to run efficiently,” revealed BrownEdwards.
York Castle High School Past Student and ICWI Ocho Rios Marketing Agent Angelique HarveyGrant (center) shares a laugh with ICWI Ocho Rios Manager Simone Grant-Clarke (left) and York Castle High School Teacher Marcia Lawrence-Hill (right) at the third staging of the ICWI Group Foundation Essay Competition Presentation held on Thursday, November 8, 2018. Eight schools participated in the competition including York Castle High School who was named top school for the year 2018.
“Serving you...is all we do”
9
Angelique Harvey-Grant, ICWI Ocho Rios Marketing Agent and past student of York Castle High, found the club to be an admirable and important initiative started by the school. “I think it is a wonderful initiative, and very timely given the increased number of accidents and deaths on our roads. York Castle should be commended because we need more conscious road users. Educating students about the road and safety is paramount at this level and from an early stage,” expressed HarveyGrant.
(right) Sandra Toulazin Butler, Manager ICWI Brown’s Town branch greets Sophia Henry-Cousins, Tacky High School English Teacher (left) at the ICWI Group Foundation Essay Competition awards ceremony on Thursday, November 8, 2018 at York Castle High School. Tacky High school was one of eight schools that participated in this year’s essay competition.
York Castle High Past Student and ICWI Market Agent Angelique Harvey-Grant (left) greeted York Castle Deputy Head Boy Chrisanjay Codner (right), Head Girl Krysten Foreman (second right) and Deputy Head Girl Dean-Ann Demetrius (second left) before the start of the 2018 ICWI Group Foundation Essay Competition Awards Ceremony held on Thursday, November 8, 2018 at York Castle High School.
ICWI Brown’s Town Marketing Agent Michelle Brown (left) presents the award for Top Teacher to Westwood High School Teacher Hillary Walker (right) during the 2018 awards ceremony for the ICWI Group Foundation Essay Competition held at York Castle High school on Thursday, November 8, 2018. Walker received and signed off on the most essay submissions to cop the coveted prize.
The $50,000 gift donated by the ICWI
Group
Foundation
stands
as a symbol of the Company’s 50th
Anniversary
celebrations,
and commitment to children and education.
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ICWI Coverage July - October 2018
Keisha Williamson (right), mother of top student T’Jean Shelly, receives the Top Parent award for the 2018 ICWI Group Foundation Essay Competition awards ceremony held on Thursday, November 8, 2018 at York Castle High School. The award is presented by ICWI Brown’s Town Marketing Agent Odette Moonah-Clarke (left).
The anniversary gift was only one of the many ways in which ICWI gave back to the students of St. Ann and St. Mary. Twenty-five students also walked away with scholarship funds
towards
their
upcoming CSEC exams from this year’s ICWI Group
Foundation
Essay Competition.
Tokens for all! ICWI Brown’s Town Supervisor Sherene Williams (left) issues tokens to students attending the ICWI Group Foundation Essay Competition awards ceremony on Thursday, November 8, 2018. The ceremony was held at the York Castle High school and included eight from St. Ann and St. Mary.
Basking in her victory, Top Teacher Awardee Hillary Walker of Westwood High School poses proudly with her students after the ICWI Group Foundation Essay Competition Awards ceremony held on Thursday, November 8, 2018 at the York Castle High School auditorium. Walker received the award for signing off on the most essays.
“Serving you...is all we do”
11
Wellness Corner
Getting Rid of that Holiday “Bulge” A big part of the holidays is catching up with family and friends and eating comfort food and that’s OK, says Michelle May, M.D., author of Eat What You Love, Love What You Eat. “Enjoying the holidays and being too busy to work out comes with the territory, and it’s nothing to shame yourself about.” Accept that and move forward. Here are some tips to get rid of that holiday bulge.
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ICWI Coverage July - October 2018
Drink water People often mistake thirst for hunger, so next time you feel like noshing, reach for water first. Drinking also helps you feel full. Some experts suggest sipping water (or iced tea) just before you sit down to a meal. Continue drinking as you eat to add volume and weight to your meal.
Set realistic goals One or two pounds a week maximum is doable. Top weight-loss programs advocate stopping after the first ten pounds and maintaining that loss for about six months before trying to lose any more.
Build in splurges If you allow yourself to eat whatever you want for two meals out of every 21, you won’t inflict enough damage to subvert your weight loss. And you’ll feel less deprived.
Count to 10 Studies suggest that the average craving lasts only about ten minutes. So before caving into your urge, set your mental timer for a ten-minute time-out. Use the time to tackle an item on your to-do list; choose one that will give you a sense of accomplishment—and get you out of the kitchen.
Eat more often People who have kept their weight off for more than a few years tend to eat an average of five times a day. Light, frequent meals curb your appetite, boost your energy, improve your mood and even speed your metabolism, since the process of digestion itself burns calories.
Make weekly resolutions Don’t try to overhaul your diet overnight. If you make too many changes at once, chances are you’ll get frustrated and throw in the towel. Instead, make one change, such as eating at least one piece of fruit daily, every week.
Start with 10 percent People who start by focusing on achieving just 10 percent of their long-range weight-loss goal may have the best chance of ultimate success. Losing those first pounds yields the biggest health gains, too, since belly fat is usually the first to come off and is the most dangerous.
Spike your meals with salsa This spicy condiment can stand in for mayo to deliver plenty of flavor without the fat. Mix it with a bit of low-fat yogurt to make tuna salad. Spread it on a veggie burger, or serve it with chicken or fish.
Take one-third off When you eat dinner out, reduce the temptation to clean your plate by setting aside one-third of your meal. Ask the server for a doggie bag, and take it home for lunch the next day. Try serving yourself one-third less at home too. This simple tactic could subtract more than 500 calories a day.
Go easy on the alcohol Remember that alcohol is a source of calories. A 12-ounce beer has 150 calories; a 3.5-ounce glass of wine, 85. A margarita packs a bigger caloric punch. Even worse offenders are creamy cocktails, such as brandy alexanders and mudslides—equivalent to drinking a rich dessert. The bottom line: If you’re trying to lose weight, stick with water.
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ICWI Coverage July - October 2018
Write notes to yourself To help you stay on track, post notes to yourself on the fridge and the pantry. Put up a little stop sign or make tags with questions like “Do you want this food enough to wear it?” and “Are the calories worth the consequences?”
Stay away from sodas Soft drinks are a major source of empty calories. Most people drink twice as much soda as milk and nearly six times more soda than fruit juice. But fluids don’t satisfy your appetite as well as solids. A study at Purdue University found that when people were fed 450 calories daily as jelly beans or as soda, the soda drinkers gained a significant amount of weight, but the jelly-bean eaters compensated for the extra calories by cutting back on other food. So if you crave something sweet, you’re better off chewing it than gulping it. If you’re truly thirsty, reach for water or unsweetened iced tea instead of soda.
Don’t just eat—dine Eating on the run or in front of the tube invites mindless munching. Instead, set the table every time you eat. Make a conscious choice to sit down and savor every bite. Placing a portion of chips on your best china helps focus your attention so you don’t eat the whole bag.
Up your protein (a little) Research suggests that protein prolongs the feeling of fullness better than carbohydrates or fats do. Studies in Scotland, Denmark, Sweden, and England found that people who ate a high-protein breakfast or lunch were less hungry at their next meal. Protein also requires a few more calories to digest. Just don’t go overboard. Stick to low-fat protein sources like lowfat yogurt or cottage cheese, low-fat soy drinks or snacks, or thinly sliced turkey breast.
Learn how to measure It’s easy to misjudge portion sizes. Pull out the measuring spoons and cups, especially for full-fat salad dressings, dairy foods, and mayo.
“Serving you...is all we do”
15
Make smart substitutions Look for nutritious low-calorie alternatives to sugary, highfat treats. Try frozen grapes instead of candy. Use air-popped popcorn instead of oil-popped. Dip fresh strawberries in fat-free fudge sauce for a sensuous chocolaty treat.
Have a “party plan” When attending a party, offer to bring a plate. Arriving armed with chopped fresh veggies and a low-fat dip—or any other low-calorie snack—ensures that you’ll have something to snack on without feeling guilty.
Think positively Experts note that low self-esteem is a major cause of overeating. Train yourself to focus on your best points rather than your weak spots. Buy clothes that fit and flatter you at your current weight. Update your hairstyle and get a makeup consultation so you feel attractive today.
Give yourself a break No one says you have to reach your goal without making mistakes along the way. Tell yourself you can succeed in losing weight by taking things one step at a time and starting fresh whenever you slip up. If you overeat one night, just get back on track in the morning by focusing on what’s worked for you in the past.
Relax! Some people binge when they’re stressed. A Yale University study found that women who secreted the most cortisol (a hormone released during stress) ate the most high-fat food after stress. The combination of cortisol and insulin prompts the body to store fat in preparation for possible starvation—just what you don’t need. If stress has a stronghold on your life, try learning yoga, meditation, or simple breathing exercises.
Excerpts from Reader’s Digest, available at: https://www.rd.com/health/diet-weight-loss/lose-weight-after-holidays/
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ICWI Coverage July - October 2018
#ICWICares
Be a supporter!
Be an angel...
At ICWI, we salute our women and safe driving. This is why for over 50 years, we have been rewarding female drivers with our Road Angel Policy designed with special rates and benefits. To further extend our support to women, ICWI will now donate 5% of all premiums to the Essence of Hope Breast Cancer Foundation.
icwi.com HEAD OFFICE
T: 1(888) 926-ICWI | (9040)
E: direct@icwi.com
2 St. Lucia Avenue, Kingston 5
$1000 from every new Road Angel Policy will be donated to the Jamaica Cancer Society
Personality Profile
LOCHINVAR LUNGREN Country Manager,
his
Trinidad & Tobago
and love for sports. He
competitive
enjoys
most
nature sporting
His name often evokes
events, but highly ranked
a stir, a second request
are track and field, cricket,
to pronounce, a puzzled
and football - he’s a loyal
look, a lively discourse
Arsenal supporter.
about its origin and his nationality, but those who
Lochinvar also has a great
are close to him simply
sense of adventure and
call him Lucky.
loves to travel the globe with family and friends, or
Lochinvar’s
smile
by himself. His inquisitive
encapsulates
his
true
nature fuels him to learn
temperament
-
easy
about a country’s history,
compassionate,
social norms and culture.
caring and considerate.
These qualities make it
going,
He is driven, not easily
easy for him to embrace
swayed from his goals and
emotional support to anyone who is challenged by the
and
solution
circumstances of life.
experiences.
think of it, no one in the
Don’t be fooled by his meek and unassuming
Lucky constantly shares
office has ever seen him
demeanour though, Lucky is a real party animal, in fact,
the values instilled by
upset. His friends speak
he is a soca maniac! At this time of year, as Carnival
his grandmother during
highly of his loyalty, he’s
season approaches, he’s in his element, as a matter of
his
giving and forgiving and
fact, he is in hog heaven as he attends most of the soca
and is convinced that
super
His
fetes all over Trinidad. Despite his party animal nature
these
many acts of kindness are
at night, what is interesting is that he turns up for work
contribute to the man he
not known by many, and
the following day energised and can work for up to ten
is today. He also adores
he never expects anything
hours.
his
oriented.
He’s
appreciate
new
even tempered, come to
in
supportive.
return.
He
enjoys and
provides motivational and
Calabar High School in Jamaica, so one can understand
18
others,
values
mom
days
positively
and
gloats
about his son, Lochinvar He is a proud graduate of the Red Hills Road based
mentoring
childhood
ICWI Coverage July - October 2018
Lungren Jr.
HR CORNER Welcome Aboard November-December 2018
We welcome the following persons to the ICWI family and hope their stay will be a long and happy one.
Chala Suzie Legal Tishane Lewis Customer Care
Sounjay Castle Spanish Town
DEPARTURES We thank the following persons for the time spent with the ICWI family and wish them success in their future endeavours Matthew Williams Claims
Tara Braham Claims
Sanjay Solomon Lucea
Nadesha Roach Lucea
TRANSFERS Insurance Operations - Alana Phillips was transferred from the Broker Marketing Unit Broker Marketing - Felicia Campbell-Baxter was transferred from the Liguanea Branch Lucea - Sasha Kelson was transferred from the Sav Branch Corporate & Compliance - James Morgan was transferred from REACT Limited Customer Service - Bryan Williamson was transferred from REACT Limited
HATCHES
CONDOLENCES
Congratulations to the following members of staff:
The ICWI family extends its deepest sympathies to the following members of staff and their loved ones: The family of Andrew Jackson, who Dermaine Da’Silva
Ramona Claims
Had a son, Nathaniel
Old Harbour
on the passing of his father
passed on 21 December in Miami, Florida. Andrew Jackson worked with ICWI as a Motor Vehicle Inspector at Turks & Caicos First Insurance Company, from 15 January until the time of his passing.
“Serving you...is all we do”
19
2 St. Lucia Avenue Kingston 5 Jamaica W.I. Tel: (876) 926-9040-7 Fax: (876) 960-6918 direct@icwi.com www.icwi.com @icwi_jamaica
“Serving you...is all we do”