ICWI Coverage OCT.2018

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Contents

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Simple Lifestyle Changes Can Lower

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The ICWI & Essence of Hope Pink Walk:

Breast Cancer Wellness Corner Risk

A Walk For An Urgent Cause…Huge Success

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ICWI’s Partners with Junior

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The ICWI Pink Run 2018

Achievement in St. Kitts and Nevis

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Hurricane Irma

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T&T Earthquake

The Road To Recovery: One Year On

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Pink Run Launch

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HR Corner

“Serving you...is all we do”


Wellness Corner

Simple Lifestyle changes can

LOWER BREAST CANCER RISK It’s easy to feel powerless about breast cancer, but there are simple lifestyle changes you can make right now to put you in a better position to avoid the disease.

3 LIFESTYLE CHANGES TO MAKE RIGHT NOW TO REDUCE YOUR RISK OF BREAST CANCER

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Just three strategies could prevent one-third of breast cancer cases, the American Institute for Cancer Research estimates.

1. Get to — and stay at — a healthy weight

fat around your middle may be particularly worrisome.

This is one of the most important lifestyle changes you can make to reduce your risk for

It’s not easy to slim down if you’re already

post-menopausal breast cancer and 10 other

overweight, but a powerful way to start is to

cancers.

just focus on not gaining any more pounds for

That’s because excess body fat can produce chemicals that promote chronic inflammation, increased blood levels of insulin and hormones that can spur the growth of cells. “It ’s not just a tissue sitting there doing nothing,”

said Alice Bender from the American Institute for Cancer Research. “It creates an environment that allows cancer to thrive.”

Your BMI and waist size can be good indicators of whether you’re at a healthy weight. Excess

now, Bender advised. Eat a mostly plant-based

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diet; keep your calorie intake low; eat lots of vegetables, whole grains and beans; and limit higher-calorie foods.

2. Fit activity into your day Physical activity reduces the risk of both types of breast cancer: pre-menopausal and postmenopausal, Bender said. The simple act of moving your body can help you manage your weight, boost your immune system and help keep your gastrointestinal tract in good shape.

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releases

a

lot

of

really

healthy

substances in our body that keep us not just fit, but also healthy in other ways,” she noted. Aim for at least 30 minutes of moderate physical activity every day — more is even better. A

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brisk walk that raises your heart rate and helps you work up some sweat is a good example of moderate exercise.

3. Avoid alcohol, or if you do drink, drink moderately Skip the booze as often as you can or enjoy it at a very moderate level. “Alcohol is a recognized carcinogen,” Bender said. “It can damage DNA; it can increase hormones in your body, like estrogen, that can fuel cancer.” For cancer prevention, it’s best to not drink at all, she noted. Women who still choose to drink should limit their intake to no more than one standard drink a day — equivalent to 5 ounces of wine or 12 ounces of beer. Article Adopted from here.

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ICWI Coverage

July - October 2018

“Alcohol is a recognized carcinogen, It can damage DNA; it can increase hormones in your body, like estrogen, that can fuel cancer.”

3 lifestyle changes to make right now to reduce your risk of breast cancer

“Exercise


REGIONAL NEWS

ICWI’s Partners with

JUNIOR ACHIEVEMENT in St. Kitts and Nevis

Samantha Samuda, Vice President of Marketing and Human Resource, made

a

caveat

introduced

to

that

‘coding’

The Insurance Company of the West Indies has always recognized its

be

children

via

corporate responsibility in supporting events and programs that are

competition. She further posited

geared towards social development. On the 21st of September, the

that this is one area that is not

Chamber of Industry and Commerce in St. Kitts and Nevis relaunched their

adequately emphasized within the

Junior Achievement program at the Ocean Terrace Inn. Ms. Brenda John,

Caribbean. The lack thereof may

Chairman, Junior Achievement of St. Kitts and Nevis hosted this year’s

result in the Caribbean lagging

event, and in her opening remarks, she acknowledged ICWI as one of the

behind as a region.

first sponsors who committed to providing financial support. Samuda noted that there is room ICWI donated a total of EC$13,500.00

for other organizations to become

to the Junior Achievement of St.

involved in these programs. She

Kitts and Nevis to assist with the

further encouraged other corporate

development

and

entities to join the partnership in

activities that will be established

giving back to communities as “we

by the foundation. The cheque

each have our role to play in the

was presented by Nordia Dobbs,

development of our children,” and

Business Development Officer of

by large our Caribbean Region.

the St. Kitts and Nevis branch.

(Press Release, St. Kitts & Nevis)

of

programs

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T&T

EARTHQUAKE

On August 21st, Trinidad and Tobago was jolted by a massive, 6.9 magnitude earthquake. The quake happened at about 5:31 p.m. and lasted for just under one minute. According to the Daily Express, “Some people fled their homes as car alarms sounded and water sloshed around in swimming pools; several office buildings were evacuated as ceilings fell; supermarkets suffered significant losses as a result of products tumbling off shelves; trees fell, and there were power outages in some parts”. Loop News reported that the island then suffered 32 aftershocks in the 24 hours that followed, including a 6.0 magnitude tremor which struck at 9:27 the following morning.

Sections of a concrete building broke off and damaged a motor car

Significant damage to roadway making it impassable.

Despite the devastation, the region is described as “lucky”. SRC Engineer Seismologist Dr Ilias Papadopoulos explained that T&T escaped with relatively minor damage as a result of the distance of the earthquake’s epicentre, as the quake originated near the Northern Coast of Venezuela. Thankfully, no casualties were reported as a direct result of the quake. To date, ICWI’s Trinidad branch has received in excess of 35 property claim notifications due to damage as a result of the earthquake.

The ceiling caved in causing damage to furniture in this church

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ICWI Coverage

July - October 2018

Display fixtures were uprooted and broken during the quake scattering merchandise on the floor

A concrete wall falls flat from the impact of the earthquake


PINK RUN

LAUNCH Friday, September 21, 2018

KINGSTON, Jamaica; The month of October is recognized globally as breast

the Pink Run, Samantha Samuda, announced that the

cancer awareness month, and ICWI has been very

Company has increased its sponsorship of the ICWI/

involved in raising funds for the Jamaica Cancer Society

Jamaica Reach to Recovery Pink Run to JM $1.5 Million

for the past 4 years, and more specifically breast cancer

from JM $1 Million.

patients, many of whom are unable to afford the lifesaving treatment they need.

According to ICWI Foundation Chairperson Valerie Reynolds, the growth in sponsorship represents ICWI’s

On Friday September 21, a press conference was held

ongoing commitment to giving more persons affected

to launch the 2018 staging of the ICWI Pink Run. At

by breast cancer a fighting chance at surviving the

the event, Vice President of ICWI and Chairperson for

disease.

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ICWI donates $1.5M to Jamaica Reach to Recovery at the Pink Run Launch on 21 September 2018.

“As the title sponsor of the Run for the last four years we have had a first-hand view of how critical the funds raised prove to be as it provides well-needed assistance, so we knew it was necessary to increase the financial support we contribute to this cause” explained Reynolds. Over

JM $3 Million was

raised through the 2017 staging, with an estimated 100 persons assisted through the beneficiary of the funds raised, Jamaica

Mrs. Samuda said the planning committee was aiming to raise JM $6 Million

Reach

and register 5000 participants as they target helping an additional 100

To

Recovery.

Jamaica

Reach to Recovery is an affiliate of

persons through this fundraiser.

the Jamaica Cancer Society that offers emotional, psychological

“We are using the run to promote awareness of breast cancer as Ministry

and financial support to breast

of Health statistics show that 1 in 21 Jamaican women are affected by this

cancer patients and survivors.

disease. We are also aiming to increase participation and funds raised to

The

continue the conversation around the disease, how it can be prevented and

organization

consists

of

volunteers who are breast cancer survivors.

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ICWI Coverage

July - October 2018

the need for regular screenings,” added Samuda.


Chairperson to

of

Recovery

applauded

Jamaica Carolind

ICWI

for

Reach Graham their

commitment to the cause. She also expressed gratitude for the continued support from corporate Jamaica and citizens who have participated over the 18 years of it being staged. “Witnessing the growth of this event

has

been

heart-warming

as it facilitated our organization extending a helping hand to a greater number of persons who

showcase their creativity with their

to the Company, “Breast Cancer

are affected so we thank each and

outfits as there will be prizes for

touches so many lives; we are all

every person who has donated their

the best-dressed team and best-

aware that the need is great, so

time or finances to the continued

dressed individual.

in this our 50th year of service to

success of the run,” Graham said.

the people of Jamaica, we wish to cancer

reinforce our commitment to the

The ICWI/Reach to Recovery Pink

month draws to a close, ICWI has

fight against breast cancer, and

Run (pink is the colour associated

recommitted to the cause in a big

announce that we will donate $1000

with breast cancer worldwide) is a

way. At the launch event held in

for every new Road Angel policy we

themed 5K Run/Walk. Individuals

Kingston, Mrs. Samuda made a

write between October 2018 and

and groups are encouraged to

second announcement as it relates

Oct 2019.”

However,

as

breast

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The attendees were all ears….

“Be an Angel ... Be A Supporter” - Samantha Samuda

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ICWI Coverage July - October 2018


To this end, ICWI has decided to once again place significant focus on its innovative Road Angel policy which was launched some 47 years ago. The Road Angel policy, the brainchild of the Honourable Dennis Lalor, was launched in 1971 to recognize the safety conscious female driver. Fast forward four decades later, the Road Angel policy has become a household name and touted within the insurance industry as the

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first of its kind.

Mrs. Samuda continued “It is only

fitting that given the success the Road Angel policy has brought to ICWI, that we now give back to all women by shining a bright light on such a serious issue affecting too many of our women.” “We know women have a choice when it comes to insuring their motor vehicle, but we wanted to give all lady drivers the ability to purchase a great policy with superior protection and benefits at an unbeatable price, and feel good knowing that their decision to insure with ICWI will help to save lives, hence our tagline ‘Be an Angel… Be A Supporter’”. Donations to the Jamaica Cancer Society will take place quarterly for the period of one year. Mr. Oneil Banton, CEO of Rizzen Brand Consultancy, usually hard at work behind the scenes, now caught on camera!

A few of the sponsors of the 2018 Pink Run

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ICWI Coverage July - October 2018


#ICWICares

Be a supporter!

Be an angel...

At ICWI, we salute our women and safe driving. This is why for over 50 years, we have been rewarding female drivers with our Road Angel Policy designed with special rates and benefits. To further extend our support to women, ICWI will now donate 5% of all premiums to the Essence of Hope Breast Cancer Foundation.

icwi.com HEAD OFFICE

T: 1(888) 926-ICWI | (9040)

E: direct@icwi.com

2 St. Lucia Avenue, Kingston 5

$1000 from every new Road Angel Policy will be donated to the Jamaica Cancer Society


A walk for an urgent cause…

HUGE SUCCESS

Basseterre, 29th

Monday,

October,

Cancer Foundation for

2018,

the past nine years, and

for the last three years,

(MyVueNews.com)

They came from all

sponsored

primarily

parts of St. Kitts and

by

they represented every

Company of the West

strata of society, but

Indies, ICWI.

The

Insurance

they were all united around one cause…the

This year, over 2,000

fight against cancer.

persons

joined

the

growing supporters on Saturday, 27th October, 2018, It was the Annual Breast Cancer Awareness Walk which

to walk from Buckley’s to Frigate Bay for the cause of

has been organized by the Essence of Hope Breast

fighting cancer.

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ICWI Coverage July - October 2018


Some said that they were walking to support a family member or a friend. Others came as corporate groups, but there were others in wheel chairs, baby strollers and even on crutches. The huge crowd was also comprised

struggles associated with breast cancer, in particular, but cancer generally,

of survivors who publicly stated that

said President of the foundation, Pamela Mary Armstrong. The activity she

their participation was designed to

added, is also important for the income that is generated.

encourage other victims to seek assistance, and to also sensitize

The funds raised from the event is used, said Armstrong, to cover

men and women about the need to

expenses related to the work of the foundation, including the provision of

educate themselves about all forms

mammograms.

of cancer. Armstrong and other organizers expressed great satisfaction in the turn out The

aim

is

to

give

national

prominence to the dangers and

on Saturday. She said her foundation has received numerous messages of commendation, especially for the large numbers that were attracted.

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theme:

Socks and Shades Already, said Armstrong, the foundation and its main sponsor, ICWI, are looking forward to the Tenth Anniversary in 2019. There has been a significant increase in calls for support from victims, said Armstrong, with more and more people asking for assistance for treatment locally and overseas. Some have been given funds for airline expenses while others for medical tests and examinations.

is only a “drop in the bucket” of the monies needed to help victims.

Armstrong admitted that she is not sure why the demand has increased, but speculated that it could

Armstrong said that they are therefore encouraged

be as a result of more people becoming aware of the

by the outstanding financial support that ICWI has

work of the foundation and or because of the increase

been providing over the past three years, and their

in cancer cases.

commitment to do even more for 2019. The president praised ICWI for agreeing to donate 5% of all new “Road

Breast Cancer remains one of the leading causes of

Angel” polices that are signed up between October,

cancer deaths in St. Kitts and Nevis.

2018 and October 2019.

Next year, the aim is to attract at least 3,000 participants,

This extra funding said the foundation representative

so that more funds can be raised, because as the

will be of tremendous benefit to the work of the

foundation leader said, the current tally from the walk

foundation.

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ICWI Coverage July - October 2018


THE ICWI PINK RUN 2018

What emotions do the words “breast cancer” evoke in

For one out of every twenty-one women in Jamaica, that

you? For many it instils fear, that apprehension a woman

‘all clear’ message never comes and the battle ensues.

has right after she does her annual mammogram as the

The mind races, the emotions build, the ‘what-ifs’ come

doctor walks into the room; the two minutes of holding

to the fore. Breast cancer is one of the leading causes

her breath until she gets the ‘all clear’ report.

of death among Jamaican women – some because

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detection was just too late, but for others, the cost for treatment is out of reach. There is an organisation that exists to help women who have been diagnosed with breast cancer; The Jamaica Reach to Recovery (JRR)

the J$1 million which was donated in previous years. According to ICWI

is the breast cancer arm of the

Foundation Chairperson Valerie Reynolds, the growth in sponsorship

Jamaica Cancer Society. Their sole

represents ICWI’s ongoing commitment to giving more persons affected by

purpose is to assist, both financially

breast cancer a fighting chance at surviving the disease.

and

emotionally,

those

who

have been diagnosed. As with all

“As the title sponsor of the Pink Run for the last four years, we have had a

charitable organisations, funding is

first-hand view of how critical the funds raised prove to be, as it provides

the main hurdle. JRR’s single largest

well-needed assistance, so we knew it was necessary to increase the

fundraiser has been a 5K that they

financial support we contribute to this cause” explained Reynolds.

started over eighteen years ago, but the funds were just not enough. In 2014, ICWI became the title sponsor of the now renamed ICWI Pink Run. Over the past four years, the Run has grown from 1,000 participants to over 5,200 participants in 2018. This year, the Company increased its sponsorship of the ICWI/Jamaica Reach to Recovery Pink Run to J$1.5 million, a significant increase from

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ICWI Coverage July - October 2018


Over J$3 million was raised through the 2017 event, with an estimated 100 persons benefitting from the funds raised for Jamaica Reach to Recovery.

At the 2018 launch event held at Toyota Jamaica in early September, Vice President of ICWI and Chairperson of the Pink Run, Samantha Samuda, said the planning committee had aimed to raise J$6 million and register 5,000 participants as they target helping an additional 100 persons through this fundraiser. “We are using the Pink Run to promote awareness of breast cancer, and shine a bright pink light on the cause that affects so many families. We are also aiming to increase participation and funds raised to continue the conversation around the disease, how it can be prevented and the need for regular screenings,” added Samuda. To report that the 2018 ICWI Pink Run was a huge success is an understatement; as all those who were present could feel the energy and excitement simply by walking through Emancipation Park during the event.

Over 5,000 participants from all across the island attended, making the ICWI Pink Run the third largest 5K event in Jamaica. The 2018 staging introduced a few new changes to the Run. In anticipation of a larger number of participants, the Race Village was moved from The ICWI Building to Emancipation Park; and the theme now included a colour powder aspect to encourage younger participants and introduce a ‘fun run’ idea. The event also included headline entertainment by way of Rondell Positive, Wayne Marshall, Tiffa and Agent Sasco. The electricity in the Village was dancing from one participant to the other as the music echoed through the air. This year’s ICWI Pink Run went off without a hitch in the true ICWI WAY, and none of this could have been accomplished without the generous support of the numerous volunteers who gave their time to assist on the day of the event. Chairperson of Jamaica Reach to Recovery Carolind Graham applauded ICWI for their commitment to the

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cause. She also expressed gratitude for the continued support from corporate Jamaica and citizens who have participated over the 18 years of it being staged. “Witnessing the growth of this event has been heart-warming, as it facilitated our organisation extending a helping hand to a greater number of persons who are affected, so we thank each and every person who has donated their time or finances to the continued success of the Pink Run,” Graham said. In this ICWI’s 50th year of service to the people of Jamaica, all ICWI Pros should be proud of this ‘feel good’ event. The work was challenging,

ICWI planning committee of Patrick Williams, Valerie Reynolds, Margaret

but the benefits will touch many

Peryer, Rosemarie Wilks and Samantha Samuda, they say “it feels good to

in need for a lifetime, and for the

do good”.

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ICWI Coverage July - October 2018


HURRICANE IRMA The Road to Recovery: One Year On

Between August 30 and September 13, 2017, Hurricane Irma churned through the Atlantic and Caribbean, to become the strongest storm on record to exist in the open Atlantic region. The extremely powerful hurricane left a widespread wake of catastrophic destruction in her path, and was responsible for at least 134 deaths across multiple countries.

The following day, Irma made her way to the Turks and Caicos Islands. While the eye passed just south of the main islands, it did cross over South Caicos and the Ambergris Cays, knocking out power and communication. Despite not receiving a direct hit, the islands of Providenciales and Grand Turk still suffered extensive damage.

The affected islands included Antigua and Barbuda, St. Barthelemy, Anguilla, St. Kitts and Nevis, St. Martin/St. Maarten, the US and British Virgin Islands (BVI), the Turks and Caicos Islands, the Bahamas, Puerto Rico, Cuba and parts of mainland USA, with ICWI suffering losses in St. Maarten, the BVI and the Turks and Caicos Islands.

One year later, recovery efforts are still ongoing in many of the affected countries, with the level of progress varying from island to island. For the most part, daily life has returned to normal, and tourism, an industry most of these islands rely on heavily, is getting back on track.

On September 6, at the peak of Irma’s strength, the Category 5 storm with 180 mph (285 km/h) winds slammed into St. Maarten, sweeping away entire structures, ripping trees from the ground, submerging roads and cars and triggering an island-wide blackout. The country’s airport was also so severely damaged that no one was able to get in and out of the country for days after the storm. Irma also caused extensive damage in the British Virgin Islands, with the island of Tortola bearing the brunt of the hurricane’s core. Between the ferocious winds and the storm surge, numerous buildings and roads were destroyed, with damage amounting to four times the country’s gross domestic product, making it one of the hardest hit countries.

In St. Maarten, the airport was able to reopen one month after the storm, with large air conditioned tents being used for arrivals and departures, and is still being rebuilt. It also took almost an entire year before electricity was finally restored to the entire island. Of the affected British territories, the BVI was one of the slowest to return to normalcy, taking approximately six months for electricity to be fully restored. Several resorts and business have not yet been able to reopen, with many seaside locations not projecting to do so until 2019. Turks and Caicos’ recovery was relatively speedy when compared to many of the other islands. However, a few of the harder hit islands, like South Caicos and Salt Cay, are not yet back to their pre-hurricane status.

Below is a summary of the number of claims received by ICWI and how many have been settled to date:

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HR CORNER July-October 2018

Welcome Aboard

We welcome the following persons to the ICWI family and hope their stay will be a long and happy one.

Adriene Moulton Browns Town

Dimitri Robinson Montego Bay

Alafia Simpson Liguanea

Kasian Burrell Customer Service Direct

Rochell Cockett Mandeville

Jhunelle Stewart Legal

Kristal Miller Customer Care Centre

Doneca McLennon-Bryan Spanish Town

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ICWI Coverage July - October 2018

Jovanie Graham Finance

Sanjah Brevett Claims


DEPARTURES We thank the following persons for the time spent with the ICWI family and wish them success in their future endeavours Suaine Williams Montego Bay

Tashnie Deeble Claims

Chantalle Jones Spanish Town

Shackara Evans Liguanea

Charlene Michael Legal

TRANSFERS Finance - Charles Tam was transferred to Customer Service – Direct Claims - Nakesha Williams was transferred to Broker Underwriting Ocho Rios - Kay-Antonette Hawthorne was transferred to Falmouth Sub-Branch

HATCHES

Congratulations to the following members of staff:

SHANEEK RICHARDS CANE Head Office

had a Daughter Kevronique

KAYLA LEWIS THOMAS

VENNISHA LALOO-BAHADUR

Trinidad

Had a Son Malik Leo

NAUDIA HODGSON

Head Office

Head Office

Had a Son Iséah

Had a Son Jahdani

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Congratulations MATCHES

Shane Clarke – Finance

Roxanne Clarke - Cross Roads

CONDOLENCES

The ICWI Family extends its deepest sympathies to the following members of staff and their loved ones: Janelle Stewart (Mandeville) – Grandmother Sandra Touzalin Butler (Brown’s Town) – Husband Melony Hudson (Montego Bay) - Father Vennisha Laloo-Bahadur (Trinidad) - Father

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ICWI Coverage July - October 2018


2 St. Lucia Avenue Kingston 5 Jamaica W.I. Tel: (876) 926-9040-7 Fax: (876) 960-6918 direct@icwi.com www.icwi.com @icwi_jamaica

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