Charlotte Urban Home Magazine Feb./Mar. 2015

HOME CELEBRATING INSPIRATIONAL DESIGN AND PERSONAL STYLE

F e b r u a ry / M a r c h 2 0 1 5

CHARLOTTE URBAN

Beyond Your Expectations Renovations 路 Kitchens 路 Baths

Outdoor Living 路 Eco Friendly

704.799.3999

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Serving Charlotte and Lake Norman since 1997.

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Design | Installation | Outdoor Living | Maintenance

Landscape and lighting installed by the Morgan Landscape Group.

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HOME CHARLOTTE URBAN

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CELEBRATING INSPIRATIONAL DESIGN AND PERSONAL STYLE

Reaching 198,000 homes annually

February/March 2015

CONTENTS

VOL 15 NO 1

www.urbanhomemagazine.com Publisher Mark Herrmann Managing Editor Anne Marie Ashley

26

Editorial Director Tammy Wanchisn Marketing Intern Frances Parrish

Writers Anne Marie Ashley Tammy Wanchisn Nancy Atkinson Brandy Snow Dana Todd Sales Kathleen Hands Denise Fisher Art Direction Harriet McDowall PageCreations Photography Dustin Peck Photography www.dustinpeckphotography.com Tim Buchman www.timbuchman.com Contributing Editors Trent Haston Beth Keim Catherine Whitney Jennifer Green Production Administrator Shelley Kemper Phone 704-332-1504 Fax 704-973-5685 Email: comments@urbanhomemagazine.com Website: www.urbanhomemagazine.com @urbanhomemags

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All contents copyright 2015, Casey Communications Inc. No part of this publication may be reproduced in whole or in part without the express written consent from publisher. Mention of any product or service does not constitute endorsement from Urban Home Magazine. The information contained in this publication is deemed reliable from third party sources, but not guaranteed. Casey Communications Inc. does not act as an agent for any of the advertisers in this publication. It is recommended that you choose a qualified remodeling, home furnishings or home improvement firm based on your own selection criteria.

Casey Communications Inc., d.b.a. Urban Home Magazine, will not knowingly accept advertising for real estate which is a violation of the Fair Housing Act. All real estate advertising in Casey Communications Inc., d.b.a. Urban Home Magazine, is subject to the Fair Housing Act which states “We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status or national origin.”

Casey Communications Inc., d.b.a. Urban Home Magazine, does not act as an agent for any of the realtors or builders in this publication. It is recommended that you choose a qualified realtor to assist you in your new home purchase.

home design feature home 16 A Modern Comeback feature home 26 Southern Charm spaces we love 30 Traci Zeller

resources home improvements 34 Privacy For All real estate 38 Dreamweaver

trending decorating trends 44 The Versatility of Marsala outdoor trends 46 The Gathering Place kitchen & bath trends 48 Wine Storage 101 travel trends 50 The Great Getaway

10 Urban Home Charlotte February / March 2015

departments essentials 56 Sitting Pretty lifestyles 58 Explore Charlotte

contributing editors 62

building a better home: trent haston Asheville Inspiration

68

room service: beth keim Gypsy Circa 2015

72

kitchen design: catherine whitney A Dog’s Life

78

dollars and sense: jennifer green A Woman’s Guide to Healthcare in Retirement

HOME D E C OR

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R e si den t i a l De sig n Inc .

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“A HOME IS not a mere transient shelter : its essence lies in its permanence, in its capacity of accretion and solidification, in its quality of representing , in all its details, the personalities of THE PEOPLE WHO LIVE IN IT.” H. L. Mencken

What does your home say?

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Home

Design

A Modern Comeback This ultra-luxe home designed

by Mollye Bell and Stephanie Semmes screams glam, but oozes livability.

Southern Charm This historic Charleston home designed by Amy Vermillion is charming, tasteful and everything we love about the south.

Pagee 16

Page 26

Spaces We Love Designer Traci Zeller packs some modern punch into a traditional guest room suite.

Page 30

February / March 2015 Urban Home Charlotte 15

A Modern

Comeback

By Nancy Atkinson Photography by Dustin Peck

February / March 2015 Urban Home Charlotte 17

T

It’s glam, modern, sexy and extremely livable. But when Mollye Bell, personal stylist and senior managing partner for J. Hilburn, first saw the Georgian ranch house on Sharon Road, it was just another fixer-upper.

Thankfully she knew the perfect design team to give the home its unique style. Working with husband Tim, architect Garrett Nelson, builder Ben Collins of the Salins Group, interior designer Stephanie Semmes and several local artists, Mollye’s team made the magic happen.

A native of Dallas, Texas, Mollye’s other homes, including her most recent in Colorado, had been traditional. With this home, she and Tim were ready to go more modern, a vision they shared with Garrett and Ben. The home needed a second story, but the couple didn’t want the house to appear any larger. Architect Garrett came up with a roof design to meet the need. “He was great to work with because he truly listened to what we wanted and was able to save the original integrity of the home, which was really important to us,” says Mollye.

Renovation began with the home being completely gutted and a new second story (1,000-square feet) added. Garrett and Ben worked to maximize the home’s existing clean lines, redefining the space for the family’s lifestyle. The family lives in the kitchen, so it was enlarged, an eight-foot island was added and the workings of the kitchen, coffee maker and other appliances, were compartmentalized behind a hidden wall to keep the look clean and streamlined.

Garrett incorporated a large kitchen island the couple had used in previous homes into his own design. “This is the third house in which we’ve used the kitchen design with the huge island,” says Mollye.

“When the kids were younger, I loved the design because the kids could sit at the island and do their homework or draw while I was cooking dinner. Now it is the perfect place to entertain, have meetings for my J. Hilburn team, or for my kids to work on various school projects.”

Other architectural elements were added to redefine the large spaces and give a modern flair. The inspiration for the home’s large open arches, Mid-Century modern railing on the stairs, sleek limestone framing for the fireplace and interior design direction came from Hollywood.

“Ben was watching the original Mommy Dearest movie and thought the home in the movie reminded him of our home, so we started moving towards that Hollywood regency style,” says Mollye.

“The feel of the low-slung ranch was old-school classic,” explains Ben. “With its 10-foot ceilings and huge picture window, it was speaking Hollywood regency to me.”

The remodel took a year from start to finish, and while no corners were cut, the team found ways to complete the renovation smartly and well within budget.

February / March 2015 Urban Home Charlotte 19

“Ben understands my passion for design and helps me figure out how to get what I want,” says Mollye. One example is the downstairs playroom with the Murphy bed concealed behind white paneled doors.

When Mollye wanted iron windows, Ben suggested painting them pewter to get a similar effect. The kitchen’s original design called for trusses; Ben had the idea for the wood ceiling. When Mollye couldn’t find the exact woodwork she wanted for the unique banister railing, Ben designed it himself.

“All the people we work with get invested in the project,” says Ben. “They find creative ways to add value and that benefits the homeowner in the end.”

20 Urban Home Charlotte February / March 2015

Mollye brought designer Stephanie Semmes into the project once it became time to start talking about the interior. “Stephanie is a great designer because she takes the time to get to know her clients and decorates for the client,” says Mollye. “Rather than demanding you take on her style, she helps you improve your own. She is also great at finding new vendors and sources to make your home unique. I also love that she is able to mix price points. If she finds something that works, she doesn’t get caught up with where it came from.”

Stephanie took Ben’s Hollywood regency inspiration and made the style livable for the family. “Stephanie really helped pull the Hollywood regency feel to a more casual livable style that melded my husband’s

desire for the modern with mine for the traditional,” says Mollye.

“Hollywood regency style had its heyday in the 1930s and is making a modern comeback,” says Stephanie. “The style is about the juxtaposition of super clean, minimalistic lines mixed with luxe fabrics and showy details that add drama. It is very hot on the West Coast right now and we’re just starting to see it move onto the East Coast and into Charlotte as homeowners turn away from the ultra traditional to cleaner, more contemporary living.”

To keep the Hollywood regency look authentic, Stephanie found 22 Urban Home Charlotte February / March 2015

pieces that added drama and pop, pulling many from vendors on the West Coast, including the dramatic light fixture from Oly. The designer used color, texture and art to balance the modern drama with warmth and personality, helping Mollye and her family feel at home with this new style.

“I get to know my client’s personality and weave parts of their story into the home’s décor,” says Stephanie. She explains that the antlers in the master bedroom are a nod to the family’s home in Colorado. The cowboy painting in the bedroom connects Mollye with her Texas roots.

Because Mollye loves supporting the work of local artists, she and Stephanie commissioned several local pieces that reference the family’s history. “It makes the artwork meaningful to me to know the artists personally.”

Because Mollye loves supporting the work of local artists, she and Stephanie commissioned several local pieces that reference the family’s history. “It makes the artwork meaningful to me to know the artists personally, especially since my daughter Alley (whose own artwork graces the stairwell) loves art,” says Mollye.

Charlotte artist Zan Byrd created the artwork in the keeping room from family photos taken in Colorado. The large painting in the living room is by Fran Kolmeyer (Alley’s art teacher) to remind the family of their two years living at The Ford Plantation in Savannah,

Georgia. Windy O’Connor created all the artwork in her daughter’s room. Fellow Charlotte Country Day parent, Margot Whitley’s work hangs in the family room off the kitchen.

Even the dining room has historical significance. Mollye and Tim have lived in Charlotte several times in the past as they moved for his career. The table was handcrafted for the family by Old Wood Company in Asheville and represents their new start in their Charlotte home.

“Incorporating history into a home is so important,” says Stephanie.

February / March 2015 Urban Home Charlotte 23

Architectural elements were added to redefine the large spaces and give a modern flair.

To see all the photos from this home, visit www.urbanhomemagazine.com.

“It connects us to who we are ­– heart and soul,” says Stephanie.

“The more I know about my clients the better I can work with them to create an environment that is meaningful and feels like home.

Mollye is a unique, creative individual and this home is very much her,” says Stephanie.

“I love the clean lines of the house with pops of bright color. Color has always made me happy!” says Mollye. “The house is definitely comfortable to truly live in. There is not a single piece of furniture in the house that the dogs and kids can’t lounge on.”v February / March 2015 Urban Home Charlotte 25

charm W Southern

By Anne Marie Ashley Photography by Tim Buchman

When designer Amy Vermillion’s client, Gilbert Galle, made the move from his home in Foxcroft to Charleston, South Carolina, her design services traveled with him. After looking at a few homes, Gilbert settled on a beautiful historic home in the sought-after Battery neighborhood of the Charleston harbor. A survivor of Hurricane Hugo, the Civil War and the Great Earthquake, the southern charmer of a home had an idyllic courtyard and off-street parking behind a gate – a true rarity in Charleston. “Although it was in beautiful shape, it was the victim of several unfortunate kitchen and master bathroom renovations,” says Amy. “Also the floors and walls had shifted over time and there was a slight ‘fun house’ effect in certain hallways. You could roll a golf ball through the hall and it would immediately go to the wall.”

With the help of legendary Charleston contractor, Harper Finucan, the team corrected the slanting hallways by painstakingly removing doorways and moldings and working behind the

walls and underneath the house. “It was totally fascinating to see the original plaster and lathe construction from 1854,” adds Amy. An old elevator shaft in the home was turned into an alcove for Gilbert’s wine refrigerator and because kitchens in historical homes are notoriously smaller and less functional, they renovated the kitchen to make it ideal for cooking and entertaining.

“The master bathroom was the biggest challenge,” says Amy. The jack-and-jill style bathroom had a space for laundry and a closet that wasn’t quite usable. “The chopped up layout was reminiscent of a budget hotel.” The team gutted it down to the original brick walls. “I drew out what I wanted for my client and then Harper and I would confer after each stage of demo,” explains Amy. “We had to make some changes along the way but for the most part, my plan was able to be executed.”

The his-and-her sinks were separated by a mirror that goes all the way to the ceiling with an open vanity on either side. “This allowed for maximum counter space but also gave the bathroom an open

February / March 2015 Urban Home Charlotte 27

28 Urban Home Charlotte February / March 2015

“I think good design comes from a client’s personal collections, photographs — whatever they have that’s distinctively theirs.” feeling that was lacking prior to our renovation,” explains Amy. They also added a large window over the tub for light and reconfigured the shower.

The overall design plan was to marry the old Charleston architectural features of Gilbert’s home with his current art collection and newer pieces. With a mixture of antique family pieces and new pieces, the team combined found-pieces in Charleston to create a harmonious aesthetic.

In nine months, the design and renovation was complete. “I think good design comes from a client’s personal collections, photographs — whatever they have that’s distinctively theirs,” says Amy. “It’s not a home if it looks like a model.”

“I think the most important attribute of a great designer is that they must know and understand their client,” offers Gilbert. “My style is a mixture of traditional and modern which is tricky to pull off tastefully, but Amy does it well.” Gilbert adds that his mother was a true influence in his traditional taste in design and the modern side has developed over the years. “Through Amy’s guidance, I’ve been able to incorporate both over the years.”

When asked what his favorite room in the Charleston home is, Gilbert easily answers that it’s the library. “Aside from my art collection, my books are very special to me – they are like good friends!”

Since this renovation, Gilbert has returned to Charlotte and now resides back in Foxcroft. Amy will be working with him once again to renovate and design this home as well.v To see all the photos from this home, visit www.urbanhomemagazine.com.

February / March 2015 Urban Home Charlotte 29

Designer: Traci Zeller

SPACES WE LOVE

We love this bedroom by Traci Zeller; a dizzying mix of classic Laura Ashley pieces with a more modern vintage-chic twist. This is a guest room worth staying in.

“Great linens are critical, and I like to include a variety of weights in blankets, comforters and throws.”

– Traci Zeller –

Traci Zeller calls her design style crisp, classic and highly functional. “Rooms that are too “new” can feel one dimensional, so I include a few vintage pieces when I can. Often that means accessories, but here I was able to use vintage bedside tables.”

Traci added abstract artwork from Alexis Walter to round out the space, providing an artsy, modern edge to the more traditional elements.

Key Design Elements: “Kelly” brass bench in taupe hair on hide, Taylor Burke Home. www.taylorburkehome.com.

Aviary Garden Wallpaper in Apple Green, Laura Ashley. www.lauraashleyusa.com.

Pink herringbone throw, available through Isabella in Charlotte. www.isabellastyle.com.

Abstract landscape painting by Alexis Walter. www.alexiswalter.com.

“Venezia,” “Palazzo” and “Bullseye” mirrors in Silver Leaf, Design House Ltd. www.bellacor.com.

“Sahara” rug in Ivory, Loloi Rugs. www.loloirugs.com.

“Vienna” upholstered bed, Bassett Furniture. www.bassettfurniture.com.

“Bowman” 916 chair, CR Laine. www.crlaine.com.

30 Urban Home Charlotte February / March 2015

“Lily” chandelier in Pink Lily Quartz, Ro Sham Beaux. www.ro-sham-beaux.com.

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Resources

Privacy For All Attractive and practical solutions for window privacy at home.

Dreamweaver Discover what it’s like when your Realtor truly knows what you’re looking for in a home.

Page 34

Page 38

February / March 2015 Urban Home Charlotte 33

improvements

Privacy for All

By Dana W. Todd

34 Urban Home Charlotte February / March 2015

“There are wonderful products available to consumers, which can sometimes create confusion.

It’s nice to have a company like Carolina Shutter & Blinds that offer a broad range of products; it lets me help my client maneuver through all of the choices.”

It sounds cliché to hear the words so many companies use in their marketing materials: “We’re number one in customer service.”

It’s not a cliché, however, to say Carolina Shutter & Blinds of Charlotte has impeccable customer service, as many of its clients affirm.

Ricky Brake, the company’s owner, spent 26 years with USA Today, training others in customer service and relationship building.

It’s this experience he brings to Charlotte homeowners who need custom shutters or blinds. It’s this level of expertise and care that can make or break an interior design project.

Mary Beerbower moved into a Charlotte area home with her family five years ago and became frustrated with the oversized bay window in her kitchen, which left her with no privacy. She asked Carolina Shutter & Blinds of Charlotte for a solution. “The window was a dark abyss at night,” Beerbower says. “We needed privacy, but I also wanted to display my glass artwork to catch the sunlight.”

Brake presented Beerbower with a range of ideas, providing photos of different styles that would retain enough light to enhance the artwork yet add the privacy the family needed. He steered her in the direction of custom café shutters, which he carefully measured and leveled with painter’s tape before installation so Beerbower would have an understanding of how the shutters would work with her artwork.

“There was space at the top of the window to display the artwork,” Beerbower says. “Ricky listened to me and had great suggestions. The café shutters totally transformed our kitchen. My only regret is that I didn’t call him five years ago. The shutters are so easy to operate and easy to clean.

I wash them down in minutes, and I am thrilled with that.”

Interior designer Joycelyn Armstrong chose Carolina Shutter & Blinds of Charlotte for one of her Lake Norman clients who had a

gigantic window that needed covering for privacy’s sake.

“For my clients, form follows function,” Armstrong says. “Ricky knows everything out there in the market, which allows me to show my clients what’s available to solve their issues. There are wonderful products available to consumers, which can sometimes create confusion. It’s nice to have a company like Carolina Shutter & Blinds that offer a broad range of products; it lets me help my client maneuver through all of the choices.”

“For this particular Lake Norman client,” Armstrong continues, “we were aiming for more of a shutter look, which we achieved with 2 ½-inch custom blinds.”

Brake and his team designed blinds to cover the large window below the transom, fabricating a custom support for the extra wide expanse. Its unusual design fit within the window frame for a seamless appearance that allowed unencumbered natural light.

Both of these homeowners advise others not to underestimate the value of good customer service when designing and installing a custom job.

“We are a local company,” Brake says. “Our shutters do not come off a boat or over a border. If you have a concern, the answer is entirely in the Carolinas. Plus, we are green. No packing materials are needed between production in Winston Salem and delivery and installation in Charlotte. We protect our products during shipment with reusable moving blankets – no cardboard, no Styrofoam.”v Explore creative options with Carolina Shutter & Blinds of Charlotte and take advantage of exceptional customer service from a locally operated company. Whether it’s a production or custom job, the company has a portfolio of inspired solutions that will work for you. Visit www.CarolinaShutterandBlinds.com or call 980-285-7295.

February / March 2015 Urban Home Charlotte 35

FOR MORE INFORMATION, CONTACT US AT 704.342.1000

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Dreamweaver

Real Estate

By Brandy Snow

Homeowner Trisha Butler and Realtor/Broker Vicky Mitchener at Dickens Mitchener have been friends a long time.

Butler trusted her friend to find the perfect condo when first starting out, and she trusted her again to locate a home in Foxcroft to raise her family. When Butler and her husband Chip began to prepare for another move, they didn’t hesitate to call on Mitchener once again.

“Buying and selling a home is an emotional journey for both parties.

It’s important to have a close, trusting relationship with your Realtor,” says Butler. “Vicky is not just a Realtor, she’s my Realtor. She knows my likes and dislikes, and she had the insight and expertise to select some terrific options I might not have otherwise considered, negotiate agreements and recommend excellent resources for our renovation needs.”

38 Urban Home Charlotte February / March 2015

As their younger daughter began her junior year of high school, the Butlers considered transitioning into a new home. “We were looking for a place that fit our next phase in life. I called it ‘right-sizing’. We weren’t sure which direction we were even looking – we just asked Vicky to keep her ears out for something that would fit our needs.”

Mitchener knew of an established home in Eastover not yet on the market that, with a facelift, would perfectly suit the family. “The home was in a great neighborhood and it had some key structural and situational amenities like a main-floor master, a terrific yard, and the urban appeal they wanted. I knew that with a fully renovated kitchen along with some personal updates throughout, it would be the home Trisha would want for the long-term.”

“Buying and selling a home is an emotional journey for both parties. It’s important to have a close, trusting relationship with your realtor.”

For the extensive kitchen re-do, Vicky recommended Carol Lindell at Design Centers International (DCI), who in turn recommended Scott Evert at Premier Renovations, and Butler also brought in interior designer Cindy Caudle. Together, Butler’s “dream team” totally transformed the home, making significant changes in the kitchen, laundry, butler’s pantry, master suite and outdoor patio, along with cosmetic upgrades throughout.

The new state-of-the-art kitchen features custom cabinetry in gray, warmed by a large slab of Calcutta Gold marble and a mixture of polished nickel, copper and brass accents. A 10’ Wedgewood island, appliance garage, two ovens, two dishwashers and easy-to-maintain quartz countertops makes the kitchen very organic, modern and accessible.

“Because Vicky really listened to us, she was able to not only locate

the perfect home but also put us in touch with excellent resources, who, along with our own long-standing contacts, became threads woven together in the creation of our dream home,” says Butler. “We all maintain a great relationship even now, and this has become our go-to team. Currently, Vicky’s assisting me on the search for a new front door by providing resources to consider. She has consistently been a source of expertise and inspiration no matter the need, and that provides a great deal of comfort.”

Butler adds, “I look back at this house and the process to get where we are, and I’m enormously pleased. I wouldn’t do anything different.”v Ready to weave your home ownership dreams into reality? Contact Dickens Mitchener at 704-342-1000 or go online to www.dickensmitchener.com.

February / March 2015 Urban Home Charlotte 39

quality built

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Remodels • Baluster Replacement • Whole Stair Remodel • Tread Replacement

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trending

The Versatility of Marsala 2015’s Pantone Color of the Year is Marsala and its adaptable nature makes it ideal for everything.

The Gathering Place Outdoor fireplaces are a fantastic addition to your backyard and we’ve got you covered on what to consider.

Wine Storage 101 The best collection starts with wines you love. We offer some great tips to get your very own wine cellar up and running.

The Great Getaway We’ve compiled the best list of unique getaways to take this year with family, friends or just yourself.

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Marsala

Decorating n Trends

“While PANTONE 18-3224 Radiant Orchid, the captivating 2014 color of the year, encouraged creativity and innovation, Marsala enriches our mind, body and soul, exuding confidence and stability,” said Leatrice Eiseman, executive director of the Pantone Color Institute®.

Just as you love to sit down with a nice burgundy wine and allow its richness to truly satisfy you, this earthy, sophisticated hue has grounding red-brown roots – a universally appealing look that easily translates to many facets of lifestyle, especially interiors.

As the Pantone Institute explains, Marsala provides a unifying element for interior spaces. Add elegance to any room by incorporating this rich and welcoming hue in accent pieces, accessories and paint. The plush characteristics are enhanced when the color is applied to textured surfaces, making it an ideal choice for rugs and upholstered living room furniture. Marsala is also a natural fit for the kitchen and dining room, making it ideal for tabletop dressing, small appliances and linens throughout the home. The hue will be especially prominent in striping and floral patterns found in printed placemats, dinnerware, bedding and throws.v

The Versatility of

t

What Makes Marsala Versatile?

• Equally appealing to men and women, Marsala is a stirring shade great for encouraging color creativity and experimentation.

• Dramatic and at the same time grounding, Marsala brings color warmth into home interiors.

• An earthy shade with a bit of sophistication, texture is the story in print and packaging.

A matte finish highlights Marsala’s organic nature while adding sheen conveys a completely different message of glamour and luxury.

44 Urban Home Charlotte February / March 2015

Image courtesy of Angie Hranowsky.

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OUTDOOR LIVING n Trends

the

Outdoor hearths that bring people together.

Whether it’s the familiarity of a simple iconic campfire or the luxury of an outdoor living space, there is something about an outdoor fireplace that brings family and friends together for a true night of enjoyment. From stone and stucco structures to brick wood burning ovens or just sticks and paper, these tips for outdoor fireplaces are sure to keep you warm this winter.

Form The first thing to consider is whether you’d like a portable fireplace or a permanent one. Portable hearths offer endless options for placements in your backyard and they come in a variety of designs and finishes to suit. A permanent fireplace can add a bit of luxury to your outdoor space, and can be built-in, adding on to the home, or creating its very own location. A fire pit is a happy medium, offering a permanent feel that’s separate from the home and with a comfy campfire feel.

Function How do you plan to use your fireplace? An outdoor fireplace will immediately become a focal point in your outdoor setting. It’s a relaxing atmosphere for entertaining, so make the fireplace location part of your outdoor entertaining area where guests can comfortably mingle and relax. For entertaining, you’ll need comfortable seating and occasional tables. For dining, you’ll need an outdoor dining 46 Urban Home Charlotte February / March 2015

table and chairs. If you want to cook on your fireplace, you’ll need to incorporate a space for cooking utensils and storage.

Finish Common materials for freestanding or built-in outdoor fireplaces are stone, stucco, tile and brick. You’ll have plenty of designs to choose from, and matching your backyard or deck’s overall design shouldn’t be a problem. A stucco finish adds texture and can offer a Mediterranean or Southwestern feel, while brick is classic and stands the test of time; you can add extra interest by laying the brick in a herringbone pattern inside the fireplace. If the fireplace is built into the back side of the home, consider adding a stone or wood mantel, bringing an indoor living room effect outside. A natural stone surround really makes a fireplace feel rustic and comfy while adding a hint of drama.

Fuel There are two camps of fire lovers in this world – gas and woodburning – both equally enthusiastic about the chosen method. No doubt wood provides the most natural ambience and is easy to install, but it can cause lot of smoke and is difficult to get licensed in some areas. Gas is smoke-free which means no chimney is required and it’s typically safer than wood. However, gas fireplaces require the need to install a pipeline before placing the fireplace.v

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Kitchen and BatH n Trends W i n e

d

S t o r a g e

1 0 1

tips for at-home

wine storage

Most wines found in supermarkets and wine warehouses are meant to be consumed in a week or less, once purchased. On the other hand, if you’re looking to start a collection of fine wines and store them to mature for months or years, we’ve compiled a few tips to get you started. Though a lot of wine enthusiasts quibble over the “best” way to store fine wines, these general tips can be agreed upon by all, and cover (among other things) three things that have direct impact on a wine’s condition: temperature, humidity and light. In the most ideal conditions, your fine wine will age more quickly when proper care is taken.

Constant Temperature – If you’re aging wine for over a year, the wine storage temperature should never go above 70°F. At this temperature, wine begins to oxidize, changing the aromas and flavors. The ideal temperature for a varied collection is probably around 54°F. Anything lower is acceptable, but will slow the aging process. Overall, be sure the atmosphere never fluctuates more than 3°F in a day and 5°F over the course of a year.

The Dark Room – Store wines away from all light, especially direct sunlight. UV rays can prematurely age the wine and give it an unpleasant smell. Regular household bulbs probably won’t damage the wine, but it can certainly fade the labels. If you can’t keep the bottle totally in the dark, wrap it in cloth or keep it in a box.

High Humidity – Believe it or not, 70 percent humidity is ideal for wine storage. This level of moist air keeps the cork from drying out and minimizes evaporation of the wine or damage to the taste.

Anything over 70 percent can encourage mold growth, loosening your labels, so keep an eye out.

Side Effect – Storing wine on its side makes it easier to spot sediments that may develop over time, it’s spaceefficient and for those planning on long-term storage, the wine against the cork protects it from drying out.

Plus – it’s a nice way to display your labels.

Isolation – Wine “breathes”, so be sure to store it away from strong odors that can seep into the porous cork and taint the wine. Good ventilation should help any musty odors that form in a cool, dark room.

Timing Is Key – Red wines can be stored for anywhere between 2-20 years to mature, but most white wines should be consumed within two to three years of storage.

48 Urban Home Charlotte February / March 2015

d

Wine Storage Options

The Starter Collection

There are a few ways you can store your wine, depending on what kind of collection you’d like to have.

Here is a good starter case of wine that can change over a couple of years, giving you a hint as to how it will age.

Wine Cellar An obvious choice, especially if you have the space for it. Get some racks, lay the wine down and close the door.

Wine Closet A spare closet in the house can be re-purposed into a wine closet with minimal changes; super convenient for an every day wine lover.

Wine Cooler/Refrigerator Can be placed almost anywhere and constant temperature and humidity is fairly easy to maintain.

California Bubbly Macon from France American Chardonnay California Cabernet American Syrah American Pinot Noir German Riesling Good Chianti Midrange Bordeaux Inexpensive Bordeaux Red Rhone Sauternes Dessert Wine

TRAVEL n Trends

getaway the great

By Tammy Wanchisn

Winter weather has a way of taking us down.

The day-to-day “grind” takes on a whole new meaning with less sun, shorter days and piling on the warm clothes. Get-away daydreaming creeps in long about mid January.

Vacations can certainly break the stress cycle and we emerge from our holiday ready to take on the world again with a fresh perspective and a change to our routines.

Urban Home explored five truly distinct destinations, each offering a unique get-away for any family or couple looking for something different. All of the suggestions are within driving distance and combine charm, sophistication, health and old fashion fun.

The Luxe GetAway If you’re looking for spa luxury, our pick is Old Edwards Inn and Spa in Highlands, North Carolina.

Surrounded by pristine mountains dotted with lakes, streams and waterfalls, Old Edwards is also in the heart of the fun and artsy downtown of Highlands. Whether you spend the day hiking or shopping, entering the spa melts away stress and relaxes sore muscles.

The rejuvenating spaces at The Spa at Old Edwards include the fireside lounge and the serenity solarium.

Rainfall showers, whirlpools, steam rooms, ladies’ sauna and the solarium combined with 14-shower-head Swiss showers and couples treatments all go far to nurture mind, body and spirit. And don’t miss the Spa Cafe with fresh daily and seasonal menu selections. You will feel the healing powers of the North Carolina Mountains almost immediately.

50 Urban Home Charlotte February / March 2015

Images courtesy of venues, unless otherwise noted.

The Valentine GetAway Romance is in the air this time of year so why not head to a comfy inn for the weekend? We love the Clifton Inn in Charlottesville, Virginia, for its cozy appeal. This place combines the intimacy of exquisite comfort at a small inn with the luxury of a world-class hotel. Seventeen uniquely appointed rooms and suites offer indulgent accommodations, and the spectacular 100-acre setting in the shadows of the Blue Ridge Mountains is breathtaking. The quaintness and coziness of Clifton make this THE romantic pick for couples looking to recharge.

The Health & Wellness Retreat Maybe you just need to totally hit the reset button on mind, body and nutrition.

A wellness retreat may be the ticket. Wellness retreats are gaining popularity for their rejuvenating and customizable experiences. Our top pick here is Hilton Head Health in Hilton Head Island, South Carolina.

For 38 years, Hilton Head Health has been recognized for giving people the tools they need to focus on what’s important, both at work (with renewed focus and productivity) and at home (helping us to be in the moment with those we care about). They offer three very different programs: Lose Well — A 4+ week intensive weight loss program that is customized for each guest Live Well — A week-long individualized healthy living program for anyone who wants to jumpstart weight loss, manage stress or learn new ways to lead a healthier, more fulfilling life Play Well — A wellness escape for spa and adventure-lovers. Their new facility, Indigo Spa, opens in February with over 50 treatments on the menu. They also offer healthy cooking classes, nutritional counseling and top-notch all-inclusive dining options.

If you’re looking for a more singular experience, Hilton Head Health is a great option to get away alone, and making new friends is easy. Many guests stay at least one to two weeks, after which, many come back recharged and ready for reality again.

The Organic GetAway If getting away for you means experiencing the fresh clean air of a country setting with the sophistication of a well-appointed hotel, Blackberry Farm in Tennessee is a must-experience this year! The farm generates a range of heirloom produce from the garden, as well as wild flower honey, farm-fresh eggs and artisan cheeses from East Friesian sheep. Sustainably harvested ingredients are part of the experience at Blackberry and during their stay guests are encouraged to take part in the farm activities.

Blackberry Farm offers 69 guest accommodations, including Estate Rooms, Cottage Suites, Hill Cottages, FarmStead Cottage and multi-bedroom houses, all beautifully appointed and furnished with fine antiques.

February / March 2015 Urban Home Charlotte 51

The Wine-Lovers GetAway If wine tasting is your passion and an old-world feel a comfort, you may want to check out Keswick Hall in Charlottesville, Virginia, an impressive 48-room mansion located on 600 acres. The Petit Manseng grape is grown in their on-site vineyard and produces a fine white table wine or, depending on the intensity of the summer’s heat, an outstanding dessert wine. The vineyard is great for a quiet stroll or photo opportunities in Virginia’s wine country, and the old-world feel of Keswick Hall, just minutes from Monticello, harkens back to the noble hunting days amidst the pastoral landscape. They even house their own pack of hunting hounds, available for personalized hunts during the season, or just walking them around the grounds of the mansion and golf course. Keswick also offers exceptional dining options, including the Treble Wine Cellar, well known as one of Albermarle County’s unique private dining venues. The region is also home to over 25 other wineries, breweries and cideries.

Getaways are what you make of them. We gain perspective on our problems, relax with families and friends, and get a break from our usual routines. Immerse yourself in your getaway and create a memorable experience every step of the way.

a

Squash Quesadillas Healthy Recipe Courtesy of Hilton Head Health These quesadillas are a fun way to sneak nutritious vegetables into your day. The H3 Healthy Kitchen at Hilton Head Health offers hands-on cooking classes. This state-of-the-art kitchen is designed to teach and entertain, while proving that eating healthy is both enjoyable and flavorful.

Ingredients: 2 cups zucchini, grated 1/4 cup red onion, minced 1 T. finely chopped parsley 1/2 tsp. ground cumin 2 T. Tabasco 1/2 cup Monterey Jack cheese 2 whole wheat flour tortilla

Steps: In a food processor, grate zucchini. Place red onions and parsley into the food processor to mince. Pour zucchini, onions and parsley into a strainer, allowing mixture to drain excess liquid. Once drained, pour mixture into a bowl, add cumin, Tabasco and cheese. Combine well. Lightly spray onto one side of the flour tortilla and place oiled side down onto a medium hot skillet. Spread 1 cup zucchini mixture onto 1/2 of the tortilla and fold the other half of the tortilla over. Cook tortilla on the first side until golden brown, then flip and repeat. Once both sides are brown, remove from heat and cut into 4 wedges. Makes 2 servings Nutrition: Servings 2; Serving size 1 quesadilla; Calories 200 kcal; Fat 3 gm.

52 Urban Home Charlotte February / March 2015

Tips For Ultimate Relaxation Choose a getaway that is truly different from your current surroundings h Leave the smart phone and laptop behind so you cannot be reached and aren’t tempted to “check in” h Don’t get involved in too many activities; even though it may seem fun, it can turn your getaway into a hectic event

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Sitting Pretty 1.

Oxford Barrel Chair. Also available as swivel. Available at Cococo Home. www.cococohome.com.

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Wyatt Chair, by Jessica Charles.

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Swivel Bar Stool, by Jessica Charles.

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Accent Chair, by Bernhardt. Available at Abode. www.abodehomedesign.com.

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Leather Club Chair, by Bernhardt.

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Club Chair, by Vanguard.

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Leather Accent Chair,

by Lee Industries. Available at Circa Interiors. www.circainteriors.com.

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56 Urban Home Charlotte February / March 2015

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Leftover Luxuries

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This bi-annual pop-up sale event is held in select cities and provides an opportunity for local designers, dealers and residents to put cash in their pocket all while creating an upscale retail atmosphere for new purchases. Each sale features pre-approved, locally consigned high-end or designer home furnishings and accessories, artwork, clothing, jewelry, handbags, shoes and other unique finds at a fraction of the original retail price.

Even better, anything consigners leave at the end of the event will go to local charities or the consigners can opt to give a portion of their sales to a charity of their choice. What’s better then giving back? The next pop-up event in Charlotte is in April – visit www.leftoverluxuries.com for more details and exact dates.

Our latest finds in home, events and shopping in Charlotte

Mid Century Salvage Relatively new to the Charlotte scene (think 2011), Mid Century Salvage offers not only custom Mid Century modern furniture, but expert level restoration as well.

Within the showroom/workshop clients get a blend of Mid Century modern era furniture from the 1950s-1970s, as well as newly handcrafted Mid Century-inspired furniture. Recently offering full upholstery and wood refinishing services for clients means they can bring vintage and antique pieces back to life.

Vintage furniture inventory can be seen online at www.midcenturysalvage. com and their local, Charlotte-made, Mid Century inspired furniture can be found at www.atomicchaircompany.com. The showroom is located near South Blvd. and Clanton Rd. For more information visit www.midcenturysalvage.com.

Rusty Rabbit Design Located next to Jackalope Jack’s on 7th Street in Elizabeth in a circa 1890 home, this quixotic shop is the brainchild of owner Shameem Dockins and is full of her imaginative creations. With a background in architecture and interior design, you’ll find tables made from salvaged wood, vintage lighting, French country and shabby chic sofas and chairs, jewelry and home goods, each made with her keen eye and with salvaged items. The store even has an in-house oil painter, a drapery designer, jewelry designers, candle makers and much more.

Vendor space is available for interested crafters and artists. This spring Rusty Rabbit will expand the garden section and utilize the in-house commercial kitchen in order to offer coffee and cheesecake. For more information, visit www.rustyrabbitdesign.com.

58 Urban Home Charlotte February / March 2015

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Contributing Editor | Building a Better Home

Asheville Inspiration

trent haston I love finding inspiration as I travel and bringing back different styles to apply at home and at work.

As a builder, whenever I go on vacation I always notice different styles of construction and architecture indigenous to the places I visit.

I love finding inspiration as I travel and bringing back different styles to apply at home and at work.

On a recent “babymoon� in Asheville with my wife, I was really energized by some of the cool characteristics of Victorian style architecture. We stayed at the Grand Bohemian Hotel and toured the Biltmore House, and both of these Victorian marvels had me salivating over beautiful details.

I love using elements of this style in our local construction projects.

Victorian elements I really like can be seen in the exterior details. Steep and imposing rooflines

62 Urban Home Charlotte February / March 2015

made of lifetime materials like slate really define the style; and the use of turrets and towers give such a majestic look and feel. The use of stone and wood materials in unique textures on exterior surfaces is interesting and the decorative trim and baton stick-work offers character and beauty.

I realize incorporating these elements into your own home is not likely, unless you are planning an upcoming renovation or new build. But, I found some other inspirations in these two Asheville landmarks that you might be able to accomplish a little more easily: Interior Finishes. One thing I was really drawn to, given the cold weather, was the warm feeling of the rooms in these structures. I noted the use

Images courtesy of Chris Edwards Photography

like the curtains were opened just for us. Perhaps you have a porch or portico where some outdoor curtains could go.

Fireplaces. If you’ve ever been to the Biltmore, you know it is not lacking fireplaces. It seems every room has one and a fire makes any room feel cozy and lived-in.

Consider revamping the fireplace in your own home, or at least get a fire going on those cold winter days. This is probably the easiest way to channel your home’s innerAsheville.

If Asheville isn’t your thing, I encourage you to find inspiration in your own favorite places.v Trent Haston is CEO of Andrew Roby and has spent many years in project management, focusing on style and craftsmanship for custom home projects. For more information call 704-334-5477 or visit www.andrewroby.com.

of wood, stone and even leather finishes on the walls. The dark colors and texture added instant warmth as well as visual interest.

Do away with drywall and think about using other materials on your walls. Another interesting feature in the Biltmore House is the herringbone patterned wood floors. Consider incorporating unique patterns in your own flooring for visual appeal and charm.

Crown Molding. I have written about this before, but I can’t say enough about how crown molding enhances the look and feel of a room. The Biltmore and Grand Bohemian showcase some pretty intricate varieties, which I loved. From the more basic to the most ornate, I recommend any form of crown molding to add interest and a distinct richness to your own rooms.

Drapery. Beautiful drapery could be seen everywhere in the Biltmore House. Heavy fabrics with rich detail embellish almost every window, and sometimes even the beds. This is an easy way to bring some Biltmore inspiration to your home. I also liked the outdoor drapery at the Grand Bohemian, used at the arched car portico. Something about it seemed very inviting and welcoming, February / March 2015 Urban Home Charlotte 63

L aDonna antiques and Interiors

An eclectic mix of found treasure from period to mid-century for your home and garden.

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Contributing Editor | Room Service

Gypsy Circa 2015

BETH KEIM Colors don’t necessarily have to match, furniture shouldn’t match and having a little “age” to the space is important.

When it comes to a layered, collected, boho-inspired bedroom for a teenage girl, finding a starting point is everything – and it can be anything; a rug, a piece of art or a funky piece of furniture. Colors don’t necessarily have to match, furniture shouldn’t match and having a little “age” to the space is important.

I recently installed a space like this for my client, Mary Houck. Both Mary, her mother Betsy and I wanted something really different – nothing mainstream. A cozy, inviting space with unique pieces was the goal.

So, where do you start? In this case, I worked with two fabrics, one for the windows and one for the dust ruffle. Both were filled with an interesting combination of orange,

68 Urban Home Charlotte February / March 2015

grey and purple with a touch of lime green.

Mary’s one request… her love of the color orange be incorporated. I knew I didn’t want to fill the space with orange walls, but it needed to be a large enough dose to fill Mary’s request. We hand-painted two opposing walls orange with an irregular crossing of purple glazed stripes. With a wall color that strong, it was important to use it as just an accent color.

The fun part started in collecting the furniture pieces and accessories to create this interesting, eclectic look. I shopped vintage, recovered her existing headboard (which was perfect for the look) and filtered in pieces with warm textures and metals that complemented the look. I stayed away from chromes and

Images courtesy of Mekenzie France.

clean colors. I am a huge antique brass fan and now, with its major comeback, it wasn’t difficult to find lamps and mirrors. With the furniture packing such a punch, my biggest advice for this look is to keep wall art to a minimum and embrace the mis-match! v Beth Keim is the owner of Lucy and Company, a full-service interior design firm located at 1009 East Boulevard. For more information visit www.lucyandcompany.com or call 704-342-6655.

February / March 2015 Urban Home Charlotte 69

One of Charlotte’s newest galleries devoted exclusively to Latin American contemporary art

Latin American Contemporary Art Projects Gallery presents

Opening Preview of Collective

f

Collective

Thursday, March 19, 6-9 p.m.

Vicente Hernandez

Featuring food, wine, and presentations of Latin American dance and music

Alicia de la Campa

f

a compilation of works presented in past exhibitions at LaCa Projects since its inception in 2013. Featuring ten Latin American artists, this show brings together an array of art styles, mediums, and techniques as part of LaCa’s mission to present excellent examples of Latin American artists and movements, and in celebration of the gallery’s two-year anniversary.

RSVP to info@lacaprojects.com

Leandro Manzo

Juan Carlos Verdial

March 19 - June 5 Ricardo “Chino” Morales

70 Urban Home Charlotte February / March 2015

Cristina Toro

Jeannine Marchand

1429 Bryant Street Charlotte, NC 28208 704.837.1688 www.lacaprojects.com info@lacaprojects.com Artist studios now open!

With more than 5,000 square feet, LaCa Projects is ideal for corporate and private rentals.

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Contributing Editor | Kitchen Design

A Dog’s Life

Catherine Whitney Whether your pet is a large or small dog, a cat, hamster or rabbit — they all have individual needs.

Have you seen the bumper sticker that reads, “In my next life, I want to come back as my dog?” I love that – dogs are always happy and love you unconditionally.

Dogs have their priorities in order: love, eat, play, sleep! I have pets of my own, so when my clients come to me in need of a dedicated, well-designed space for their pets of all sizes, I completely understand.

Whether your pet is a large or small dog, a cat, hamster or rabbit — they all have individual needs.

I believe that the ideal place for most pet supplies is in the mudroom or utility room near the back of the house. Putting pet food in large sealed containers that are on rollout

72 Urban Home Charlotte February / March 2015

shelving is ideal for storing large quantities of dry pet food. For multiple pets, you can get divided pullout containers with compartments for each pet. This provides easy access and keeps the food fresh.

Food bowls can be fitted into a low drawer and pulled out at feeding times.

Since dogs typically eat their food quickly, this drawer can be closed when they are finished and not remain on the floor or in your way while working in this area at other times.

If you have small pets like hamsters or rabbits that require a “habitat” (cage), this can be built into an open shelf area that is at a convenient height for the children to help

out with feedings (and hopefully cleaning!) A nearby utility sink or separate water source can be very useful for this too.

Let’s be honest, cats can be great pets but their litter box can be problematic. I designed a special cabinet that was aesthetically pleasing with a carved opening that gave the cat access inside.

Once inside, the cat had complete privacy and its litter box was unseen – everyone was happy!

I also recommend a dedicated cabinet for all other pet items placed near the back door.

This cabinet can hold pet medications, leashes, collars, balls and toys as well as those bags we dread carrying around.

Pets are a wonderful part of our daily lives and give us so much pleasure! Why not design a perfect place for their supplies? It will make caring for your pet easier while making you feel more organized!v Catherine Whitney is the showroom manager and designer at South End Kitchens. She has 30 years experience in the kitchen and bath industry and works diligently with clients every step of the way. For more information or to schedule an appointment, call 704-379-1770 or email Catherine at catherine@southendkitchens.com. The design studio is located in the historic Meeting Hall building at 1500 South Blvd, Suite 101-A. You can also visit South End Kitchens at www.southendkitchens.com.

February / March 2015 Urban Home Charlotte 73

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In-Home Design Consultation & Estimate

Custom Closet Systems Walk In Closets • Reach In Closets Pantries • Laundry • Home Office Plantation Shutters • Cellular Shades • 2 inch Blinds Bamboo Shades • Solar Shades • Woven Woods

20% OFF Shutters 60 sq.ft. or more • Average window is 10 sq.ft.

20% OFF Closets Plus FREE Installation ª Project must be $1000 or more.

www.theblindandshutterpros.com

704-392-8888

Charlotte Central Living…

David Weekley Homes is bringing our

Central Living new home designs to great in-town Charlotte locations! You’ve got the best of both worlds: a beautiful new home in a location you know and love!

You can have it all!

SouthPark

• Coming late fall 2014 • 33 executive-style Townhomes and single-family homes with old world European influences

Dilworth

• Coming late fall 2014 • 22 craftsman-inspired Townhomes • Walking distance to Publix, Lowe’s, restaurants, bars and light rail

Historic South End

• Coming spring 2015 • 21 urban-style Townhomes • Walking distance to Mac’s Speed Shop and the light rail

Uptown Area

• Coming early 2015 • 11 luxurious townhomes with rooftop terraces and skyline views • Less than 500 feet to the Carson light rail station; walking distance to Uptown

For more information, or to be added to our VIP list for updates, contact Jenny Miller at

jmiller@dwhomes.com or 704-817-0030 or visit us online at CentralLivingCharlotte.com

See a David Weekley Homes Sales Consultant for details. Prices, plans, dimensions, features, specifications, materials, and availability of homes or communities are subject to change without notice or obligation. Illustrations are artist’s depictions only and may differ from completed improvements. Copyright © 2014 David Weekley Homes - All Rights Reserved. Charlotte, NC (CHAA59653)

Imagine your home, totally organized!

Custom Closets Garage Cabinets Home Offices Pantries, Laundries and Hobby Rooms

20% Off plus Free

2012 Š All Rights Reserved. Closets by Design, Inc.

Installation

20% off any order of $1000 or more. 10% off any order of $700 or more. Not valid with any other offer. Free installation with any complete unit order of $500 or more. With incoming order, at time of purchase only.

Call for a free in home design consultation and estimate

800-293-3744

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Contributing Editor | Dollars and Sense

A Women’s Guide to Health Care in Retirement

Jennifer Green It is particularly important for women to factor in the cost of health care, including long term care, as part of their retirement plan.

Health care is a priority at any age.

However, once you retire your health is more important than ever before, especially for women. The U.S. Department of Health and Human Services Centers for Disease Control and Prevention finds that women live longer, develop certain chronic conditions (like osteoporosis) at a higher rate than men and are more apt to experience medical limitations that directly affect their daily activities. That’s why it is particularly important for women to factor in the cost of health care, including long term care, as part of their retirement plan.

Your health care budget during retirement generally depends on several variables including length of retirement, how long you live, your relative health and the cost of medical care in your community. Another important factor to consider is the availability of Medicare. Typically, you’ll be eligible for Medicare when you reach age 65, but what if you retire at a younger age? Your employer may offer health insurance coverage to its retiring employees, but this is generally the exception rather than the rule – so, how will you pay for your health care until Medicare kicks in? If your employer doesn’t extend health care benefits, you may have insurance coverage through your spouse’s plan. Other options include buying private health insurance (which could be costly) or extending your employer-sponsored coverage through COBRA. Medicare Most Americans automatically become entitled to Medicare when they turn 65. In fact, if you’re already receiving Social Security benefits when you’re 65, you won’t even have to apply – you’ll be automatically enrolled in Medicare. However, you will need to choose Part A coverage (which is premium-free for most retirees) or Part B coverage.

Part A coverage can help pay for your inpatient hospital care, plus home health care and hospice care. Part B coverage helps cover other medical care such as physician services, laboratory tests and physical therapy. You can also enroll in a managed care plan under Medicare Part C (a.k.a. Medicare Advantage), which has fewer outof-pocket health-care costs. If you don’t already have adequate prescription drug coverage, consider joining a Medicare prescription drug plan in your area provided by a private company or insurer that has been approved by Medicare.

Medicare won’t cover all of your expenses – for some care you’ll have to satisfy a deductible and make co-payments. That’s why many retirees purchase a Medigap policy.

Medigap Unless you can afford to pay out-of-pocket for the things that Medicare doesn’t cover, Medigap might be a good option when signing up for Medicare Part B. In most states, there are 10 standard Medigap policies available, each offering certain core benefits, with all but the most basic policy (Plan A) offering various combinations of benefits designed to cover what Medicare does not.

When you enroll in Medicare Part B, you have a six-month Medigap open enrollment period.

During that time, you have the right to buy the Medigap policy of your choice from a private insurance company, regardless of any health problems you may have. The company cannot refuse you a policy or charge you more than other open enrollment applicants.

Long-term Care Since women typically live longer than men, they’re more likely to need long-term care, which can be expensive. It’s important to plan how to pay for these services.

Add articles disclosure (1st paragraph) and 3.c. from Oct 31 2014 disclosure document: The material presented in this article is of a general nature and does not constitute the provision by PNC of investment, legal, tax, or accounting advice to any person, or a recommendation to buy or sell any security or adopt any investment strategy. Opinions expressed herein are subject to change without notice. The information was obtained from sources deemed reliable. Such information is not guaranteed as to its accuracy. You should seek the advice of an investment professional to tailor a financial plan to your particular needs.

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing name PNC Wealth Management® to provide investment and wealth management, fiduciary services, FDIC-insured banking products and services, and lending of funds through its subsidiary, PNC Bank, National Association (“PNC Bank”), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, PNC Delaware Trust Company.

78 Urban Home Charlotte February / March 2015

Other Factors To Consider It’s clear that health care is an important factor in retirement planning, so here are some tips to get started: n Evaluate your current health and use to project your future medical needs n Don’t presume Medicare and Medigap insurance will cover all of your expenses. For example, Medicare (Parts A and B) does not cover the cost of routine eye exams, most eyeglasses and contact lenses, or routine hearing exams or hearing aids. n Even if you have Medicare and Medigap insurance, there are premiums, deductibles and co-payments to consider.

Buying long-term care (LTC) insurance is one option. While premiums may be costly, having LTC insurance may allow you to elect where you receive your care, the type of care you receive and who provides care to you. Many LTC insurance policies pay for the cost of care in a nursing home, assisted-living facility or at home, but the cost of coverage generally depends on your age and the policy benefits and options you purchase. Plus, premiums can increase if the insurer raises its overall rates. Even with this option, you may still have some expenses that aren’t covered.v Jennifer Green is the Wealth Director for PNC Wealth Management in the Western Carolina Region. Her team provides customized solutions leveraging a team of financial professionals specializing in planning, trusts, investments and banking with the objective of achieving your life goals. For more information or to schedule an appointment, call 704-686-2129 or email Jennifer at Jennifer.green@pnc.com

PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC does not provide services in any jurisdiction in which it is not authorized to conduct business. PNC Bank is not registered as a municipal advisor under the Dodd-Frank Wall Street Reform and Consumer Protection Act (“Act”). Investment management and related products and services provided to a “municipal entity” or “obligated person” regarding “proceeds of municipal securities” (as such terms are defined in the Act) will be provided by PNC Capital Advisors, LLC, a wholly-owned subsidiary of PNC Bank and SEC registered investment adviser.

“PNC Wealth Management” is a registered trademark of The PNC Financial Services Group, Inc. Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value. Prepared by Broadridge Investor Communications Solutions Inc, Copyright 2014

February / March 2015 Urban Home Charlotte 79

Southern Spring Home & Garden Show • BOOTH 612 Feb 20-21-22 AND Feb 27-28, March 1

Our composite plantation shutters are hand-crafted in the Piedmont for the ultimate combination of durability, elegance and value.

20% oFF

EACH window On our locally manufactured plantation shutters

15% off

your blinds or shade order

Our plantation shutters and our blinds are both manufactured in North Carolina Call Ricky Brake today for a free in home estimate | 980-285-7295

www.carolinashutterandblinds.com • csb.charlotte@icloud.com

Advertiser Directory Antiques & Consignment

Interior Designers

Consignment 1st............................(704) 847-2620

Durham Designs and Consulting....(704) 517-2918

Hamilton Stuart Antiques.............(980) 237-0009

Jaclyn Ehrlich Interior Design........(704) 705-4530

Lucy & Company............................(704) 342-6655

Art Galleries

Laca Projects..................................(704) 837-1688

Kitchen and Bath

Cadenza.........................................(704) 788-2744

Closet & Organization Systems

Cosentino.......................................(704) 504-1538

Closets by Design...........................(800) 293-3744

Crossville Tile & Stone....................(704) 927-8453

Hughes Supply...............................(704) 892-6466

Custom Home Builders

Plaza Appliance.............................(704) 568-7600

David Weekley Homes Inc.............(704) 817-0030

South End Kitchens........................(704) 379-1770

Shea Homes...................................(704) 602-3333

Stabella..........................................(704) 238-1659

Zar Custom Homes........................(704) 843-8447

Outdoor Living

Decorative Doors & Entries

Coogan’s Landscape Design..........(704) 889-1500

Clark Hall Doors by Design.............(704) 987-0777

Morgan Landscape Group.............(704) 588-2292

Pool By Design...............................(704) 333-7446

Financial Services

Shade Tree Cool Living..................(800) 894-3801

PNC Wealth Management............(704) 686-2129

Sunmar Construction.....................(704) 930-1250

The Stone Man...............................(704) 616-7948

Flooring

Couture Knots................................(704) 819-6972

Real Estate

Stark Carpet...................................(704) 588-8842

Cottingham Chalk..........................(704) 364-1700

Dickens Mitchener.........................(704) 342-1000

Furniture & Furniture Accessories BedSide Manor..............................(704) 442-4006

Ivester Jackson Distinctive Properties.................................(704) 655-0586

Cotswold Marketplace...................(704) 365-3331

Good’s Home Furnishings..............(704) 910-4045

Residential House Designers

High Cotton Home.........................(704) 335-1220

Christopher Phelps & Associates...(704) 377-5569

La Donna Antiques & Interiors......(704) 375-0082

Frank Smith Design.......................(704) 332-4075

Oasis Pools Plus Outdoor Living Showplace.....................(704) 542-5300

The Brass Exchange.......................(704) 377-2152

City Tavern.....................................(704) 442-4000

The Comfortable Couch Company..................................(704) 892-6680

The Furniture Connector................(704) 523-3163

Piedmont Stair Works....................(704) 697-0259

General Contractors

Window & Window Coverings

704-705-4530 www.jaclynehrlich.com

“simplicity is the ultimate sophistication.”

–Leonardo Di Vinci

Give Life to your dream home Today!

Contact us to schedule A complimentary Consultation.

jaclyn@jaclynehrlich.com

Hamilton-Stuart 4Fine Antiques & Consignments3 4Estate Sales3

Restaurants

Structural

Advanced Renovations..................(704) 799-3999

The Blind and Shutter Pros............(704) 392-8888

Andrew Roby Inc...........................(704) 334-5477

Carolina Shutter and Blinds...........(980) 285-7295

Salins Group...................................(704) 372-1942 Urban Building Group....................(704) 307-4606

3916 Park Road Tues-Sat 10am-5pm 980-237-0009

10100 Park Cedar Drive Tues-Sat 11am-4pm 704-526-5054

February / March 2015 Urban Home Charlotte 81

for having a dedicated team of wealth specialists.

We surround you with seasoned professionals, each bringing their own unique area of financial expertise to the table.

Your local wealth management team works closely with you to develop personalized strategies that can help you achieve your short-term goals and plans for the future. Whatever your needs, from wealth planning to trust management to business succession, discover how our expertise can help you achieve your financial goals.

Call Jennifer Green at 704-686-2129, or visit pnc.com/wealthsolutions WEALTH PLANNING

|

TRUST AND ESTATE ADMINISTRATION

|

PRIVATE BANKING

|

INVESTMENT MANAGEMENT

The PNC Financial Services Group, Inc. (“PNC”) uses the names PNC Wealth Management®, PNC Institutional Investments® and Hawthorn, PNC Family Wealth® to provide investment and wealth management, fiduciary services, FDIC-insured banking products and services and lending of funds through its subsidiary, PNC Bank, National Association, which is a Member FDIC, and uses the names PNC Wealth Management® and Hawthorn, PNC Family Wealth® to provide certain fiduciary and agency services through its subsidiary, PNC Delaware Trust Company. PNC does not provide legal, tax or accounting advice.

“PNC Wealth Management,” “PNC Institutional Investments,” and “Hawthorn, PNC Family Wealth” are registered trademarks of The PNC Financial Services Group, Inc. Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value. ©2014 The PNC Financial Services Group, Inc. All rights reserved.

INV WM PDF 0814-0136-182802

POOL BY DESIGN Making parents, kids and dogs happy since 1976

217 Fairwood Avenue Charlotte, NC 28203

Call about our current swimming pool specials!

(704) 3DESIGN 333-7446 poolbydesign.com

style&value

We craft the places where life converges.

And, when the time is right, we’re ready to bring style & value together in your home – the kitchen, bedroom, bath – wherever.

Converging style & value since 195O. 7O4.334.5477

Members of

NARI NATIONAL ASSOCIATION OF THE REMODELING INDUSTRY

MEMBER

Award winning home renovators and builders with a talent for details.

Better Business Bureau of Southern Piedmont

Home Builders Association of Charlotte

MTNS TO COAST

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