JULY 16, 2014
www.UrbanViewsWeekly.com July 16, 2014 Urban Views Weekly
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THE DEAL
Divorcing? Protect Your Finances, Personal Data By Jason Alderman
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o doubt you’ve seen many warnings against sharing personal or financial information with strangers, but what about your spouse – or ex-spouse? A recent study by McAfee uncovered some unsettling results:
• Although 96 percent of adults surveyed trust their significant other with passwords, intimate photos and other personal content, only 32 percent have asked their ex to delete the information when ending the relationship.
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• One in five people said they’re likely to log into their Ervin B. Clarke spouse’s Facebook account at least once a month.
Publisher publisher@urbanviewsweekly.com
• Some 30 percent admitted they’d “cyber-stalked” their significant other’s ex on social media. Flora C. Clarke
Given the high rate of divorce and how frequently marriages end acrimoniously, it’s not a big leap to think that a scorned lover could severely damage your credit and reputation. If you’re getting divorced, here are some important legal, financial and privacy considerations:
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If you and your spouse are in complete agreement on how you Brittany R. Hughes wish to divide assets and settle debts, you may be able to get by Art Director with a do-it-yourself divorce kit. It’s still wise to have a divorce attorney review the forms to make sure you haven’t overlooked CHECK OUT OUR WEBSITE anything.
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If your separation is more complicated but relatively amicable, you may also want to try collaborative divorce, mediation or ar- www.UrbanViewsWeekly.com bitration: • Collaborative divorce. Both parties retain a lawyer, and the four of you hash out an agreement outside the courtroom. You each control the final agreement instead of having to abide by a judge’s decision.
• Mediation. You each have lawyers but hire a third-party mediator to work through differences on critical issues. Mediators don’t have the legal authority to impose final decisions. • Arbitration. Like mediation, except that the arbiter hands down a binding agreement by which you each must abide.
If you can’t settle out of court, be prepared to possibly pay many thousands of dollars in attorney and court fees. Ask around for referrals to lawyers who specialize in divorce.
You may also want to consult a financial planning professional for advice on how to fairly divide property, calculate child support, and ensure you’re sufficiently insured, as well as explain Social Security and retirement plan implications. continued on page 4
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The U.S. Black Chambers, Inc. held its School of Chamber and Business Management July 8 – 11, 2014 in Washington, DC.
The four day school was held in the BRAND NEW BLACK OWNED MARRIOTT MARQUIS, 901 Massachusetts Avenue NW, Washington, DC. The Rev. Jessie Jackson, Sr., Founder and President of Rainbow PUSH Coalition, stressed the importance of African Americans demanding that companies receiving their money, return a portion of that money to the African American community. Roland Martin, journalist and syndicated columnist, addressed the approximately 300 Black chamber and business executives in attendance. Benjamin F. Chavis, Jr. Interim President and CEO of the black newspaper’s National Newspaper Publishers Association (NNPA), applauded the relationship between the U.S. Black Chambers, Inc. and NNPA. Shelia C. Johnson is a successful entrepreneur and philanthropist. Her Salamander Hotel & Resorts is located in Middleburg, Virginia, in the heart of Virginia’s horse and wine country. The resort was recognized by USA Today as among the world’s top eight hotel openings in 2013. Photos by Ervin B. Clarke
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CIVIC BEAT
FUNdraising Good Times Welcome home baby boomers! Part two of a two-part series
T
alented leadership is always in high demand. The question is: where do you look for leaders, who are you overlooking, and how do you effectively sustain their involvement? When recruiting talent for your organization, business, or municipality, make sure you consider individuals over age 55. Here’s what we know – these “so called seniors” represent a growing percentage of the population, and many have experience, education, and connections that can transform communities and organizations. They can provide valuable leadership in the civic and nonprofit sectors, when called upon.
It is important to consider individual seniors for individual positions in organizations, agencies and businesses. It is equally important to create a local or regional organizational structure that attracts and engages older individuals who want to make an impact. In many communities, there is an organized effort to attract and retain young leaders. A similar effort should be made to engage older residents. Care is taken when recruiting younger talent and similar attention should be paid to the recruitment and engagement of older talent.
For example, when looking at community development, economic growth, transforming education, or increasing cultural opportunities “seniors” can be major contributors. Many have skills, experience and relationships that have been developed over years and decades. Those who had careers as corporate executives and managers have worked in communities across the country and can bring that national exposure and learning to your local community. They can play key roles on local and state civic boards and commissions. Their strategic thinking and board service in other communities can add value to local nonprofit boards.
Creating a structure that focuses on engaging the talent of seniors can yield financial and civic rewards. Such a structure can also serve as a formal way to “welcome home” those seniors who are returning to the community after careers in other parts of the country, or internationally. Consider this: What mechanisms are in place to engage people returning home, to introduce them to current stakeholders, and to facilitate their community engagement?
Evaluate local programs that target young, talented professionals for civic engagement. Could a similar program be developed for talented seniors? What structures can be created to welcome and engage individuals who had successful careers in other parts of the country, as well as those who worked regionally? What meaningful paid and unpaid opportunities are available? This is not a generation looking to “lick envelopes” – these are talented leaders who can strategically add value and help define solutions to pressing civic issues.
Take a look around and see who’s in town. Identify who is coming home and create a strategy to engage them. It’s mutually beneficial: a win for the community, and a win for seniors. Don’t let stereotypes render top local talent invisible. Copyright 2014 – Mel and Pearl Shaw
Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising success. For help with your campaign, visit www.saadandshaw.com or call (901) 522-8727. From Protect Your Finances page 2
To protect your credit status, close joint bank and credit card accounts and open new ones in your own name; otherwise, an economically struggling or vindictive ex-spouse could amass debt in your name and ruin your credit. If your ex retains the house or car, make sure your name is taken off the loan so you’re not responsible if they flake on payments. Be sure all closed accounts are paid off, even if you must transfer balances to your new account and pay them off yourself. That’s because late or unmade payments by either party on a joint account – open or closed – will damage both of your credit scores.
Check your credit reports before, during, and after the divorce to make sure you’re aware of all outstanding debts and to ensure that all joint accounts were properly closed. The three major credit bureaus: Equifax, Experian, and TransUnion don’t always list the same accounts, so to be safe, order credit reports from each. Change all passwords, PINs, and other information your ex could use to access your electronic devices and financial, email, and social media accounts. Also, don’t email or post malicious or revealing information that could be damaging if presented in court. Bottom line: Divorce can be a painful experience to live through. Don’t make it worse by not protecting your own financial interests.
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Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.
VIEWPOINTS
Immigrants? Who’z Country is this Anyway? By Dr. T
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hat is happening on the southwest border of the U.S. right now is appalling. The old adage “if you don’t know your history you are bound to repeat it” reverberates across the Rio Grande in South Texas. The groups of so-called Americans protesting with disgusting racial slurs, signs, and blind ignorance; the influx of unaccompanied minor children and women fleeing the violence, poverty, and lack of any promise for a future in their Central American homelands is nauseating, especially when one looks at the history and ancestry of those shouting the loudest. Do they realize how they came to be called Americans? The inscription on the Statue of Liberty reads in part: “Give me your tired, your poor, Your huddled masses yearning to breathe free… Immigrants of many nations, those fleeing tyranny, poverty, violence and the disillusion of any future promise, have built the United States of America. They set out to find a place to build a better life and sacrificed everything for the hope of doing just that. The only TRUE Americans by right of birth and legacy are the indigenous NATIVE PEOPLE, which includes the Ancient Inca, Mayan and Aztec civilizations. The very borderlands being fought over right now belonged to these indigenous populations before they were taken in treachery and conquest. How can those who stand in opposition to these Central American refugees not recognize the hypocrisy of their disdain as they ludicrously assume a posture of “Get Out of My Country” and “Go Back Home”, given the people they oppose have more legitimate claim to the land on which they stand than those fervently waving the American flag. The irony is when looking at ancestral legacy, they are HOME and if they knew their own history they could be shouting too!
There is a visual dissonance that resonates with the rhetoric at the border that reminds me of how I feel when I am in South Africa. It is the only place on the continent (and it should be said I have not visited all 53 countries) where I feel the wounds of Colonialism and Apartheid in a visceral way. I see them and I am reminded of that nation’s brutal history and, by association, my own. There are white South Africans and somehow that is un-natural to me. It is clear that they are not indigenous people, that their ancestry is European not African, and yet they claim their African heritage as if it had been that way all along. Eish! It is hard to swallow and yet it is so. And though the politics of the “new” South Africa are too complex to elucidate here, the fact is the wealth of the nation is in the hands of whites still. They do not share the wealth or the power equitably; there is a black South African who is the democratically elected head of state, but that does not change embedded systems of oppression, does it? Indigenous Africans are suffering in their own land from lack of resources, opportunities, and access while begging whites for bread. The situational irony here cannot be ignored, and at the border of the USA, the visual dissonance of a rabid group of white “citizens” shouting at brown women and children “Round ‘em up & ship’em back!” begs the question. Whose country is this anyway? The lack of recognition and knowledge of how the U.S. came to be the land of the free…is an indictment of our collective amnesia.
Tawnya Pettiford-Wates, Ph.D. DrT@margins2thecenter.com
Artistic Director and Founder of The Conciliation Project www. theconciliationproject.org and a Professor of Theatre at VCU Up Next Week: Israel & Palestine: picking sides
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Drowning Rates are Higher Within Part 1 of 2 part series By Erika Winston
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ith the summer heat in full swing, the swimming pool is a favorite destination for cooling off and having fun. From inflatable backyard pools and community water parks to lakes and beaches, children all over Virginia spend their days splashing in the water. Unfortunately, this staple of the summer months can quickly turn deadly when pool goers are not properly trained in swimming and water safety. Every day, approximately ten unintentional drownings occur within the United States, according to the Center for Disease Control (CDC). This statistic exemplifies the seriousness of the issue, which disproportionately affects African Americans. It is not just important for parents to understand the importance of water safety and prevention. It’s a matter of life and death. Drowning Statistics
The CDC offers the following statistics about drowning instances within the United States: •
Children under the age of 14-years-old, account for 20% of all drowning victims.
•
The highest level of drowning rates occurs among children between the ages of one and four-yearsold.
•
•
•
For each child who dies from a water related incident, five additional children visit emergency rooms for water injuries. Drowning ranks fifth in the leading causes of unintentional deaths.
Nonfatal drowning accidents can result in long-term disabilities for the victim, including various levels of brain damage.
Contributing Factors to African American Drowning Risks
The largest contributing factor to the prevalence of drowning is the inability to swim. About a third of all adults are not able to swim 24 yards. Though the percentage of non-swimmers significantly increases among African American adults, the greatest disparities are seen among children between the ages of 5 and 14years old. The number of fatal drownings is three times higher among African Americans in this age group than for white children. When all water sources are considered, swimming pools are the most common location for African American drowning incidents. Among children aged 11 to 12-years-old, the CDC places swimming pool drowning rates at 10 times higher than their white counterparts.
Studies into these disparities have found cultural, historical and financial reasons behind this disturbing trend. Jeff Wiltse is the author of Contested Waters: A Social History of Swimming Pools in America, which examines the history of municipal swimming pools in America. According to Wiltse, the racial contention of the Civil Rights movement greatly limited access to water sources for African Americans. Beaches and pools
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were segregated, virtually eliminating swimming as a re limitations created a culture of fear, which led to a wides sons were unimportant. This way of thinking was passed d American families. According to the CDC, most children w
Another contribution to these disparities is the perceived cades, swimming was perceived as an elitist activity with access to water facilities was expensive. Black families g in their back yards and were kept out of public swimmin ceptions unfortunately remained. According to Wiltse, w household, the activity never received the same level of im The Importance of Water Safety
While increased swimming pool access would seeming done the opposite by contributing to drowning rates amo accessible and affordable over the last 20 years. Local co available in many neighborhoods, including those in lowe class brought swimming pools right into the backyards o velopments have created great opportunities, they have al of water safety measures.
Water safety practices must accompany any size swimm Pediatrics, a child can drown in as little as one inch of wa risk of drowning injuries and fatalities. Lack of supervisi These incidents can happen quickly, even in the presence dren should always be within arms length of an adult whe “touch supervision.”
The Virginia Department of Health (VDH) advises that an This person should not be engaged in any activity that w child or children. Drownings can happen very quietly, so to the VDH, a proper “water watcher” should: •
Know the location of the child or children at all tim
•
Know what steps to take in case of emergency
• •
Be able to swim
Know Cardiopulmonary Resuscitation
n the African American Community
ecreational activity for Black communities. These spread belief that water safety and swimming lesdown from generation to generation within African who cannot swim have parents who cannot swim.
d financial barrier to water related activities. For dehin the African American community. Traditionally, generally could not afford to have swimming pools ng facilities. Even as access expanded, the old perwhile swimming lessons were a staple of the white mportance with African American households.
gly strengthen prevention efforts, it has ironically ong Black children. Pools have become increasingly ommunity centers and public swimming pools are er income areas. The emergence of the Black middle of many African American families. While these delso resulted in more drowning injuries due to a lack
ming pool. According to the American Academy of ater. Therefore, even in kiddie pools, children are at ion is a major risk factor for childhood drownings. e of adults. For this reason, experts advise that chilen playing in any type of pool. This is referred to as
• •
Understand that the lifeguard is not the supervisor
Ensure that another “water watcher” is on duty before taking a break
Another vital aspect of water safety is the limitation of access to unattended water sources. Barriers significantly reduce drowning risks, by keeping young children out of unattended pools. According to the VDH, up to 90% of child drowning accidents could be prevented with the use of proper fencing around pools. It is the responsibility of the pool owner to create “layers of protection” that keep children away from unattended pools. Some of the suggested safety features include: •
A five-foot barrier that cannot be climbed. The fence openings should be less than four inches wide to keep children from squeezing through the openings.
•
The gate on the pool fence should be self-latching, as well as self-locking.
• • •
The area around the fence must be free from items that children can use to climb the fence, ie. Lawn chairs, large toys, etc. All doors and windows providing access to the pool must be locked at all times. Alarms on these openings provide even more protection against drownings. Keep toys and floats out of unattended pools. These items attract the attention of children.
Water safety is essential to the safety of all children. By instituting some simple measures, parents can significantly decrease the number of drowning accidents and fatalities. Next week: Swimming resources for Richmond kids
adult “water watcher” be assigned for supervision. would distract him or her from the activities of the children should be constantly watched. According
mes
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Celebrate Your Local Farmer at Martin’s Food Market
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n partnership with more than 75 farmers, an array of farm fresh produce grown within your local community can now be found at all GIANT Food Stores and MARTIN’S Food Markets. Among the popular local produce items that are currently in season and available at GIANT/MARTIN’S include corn, tomatoes, green beans, mushrooms, squash, blueberries, cucumbers and green peppers. “For over 90 years, we have been proud partners with local farmers,” said John MacDonald, director of marketing and external communications. “Now’s the time to celebrate and enjoy the abundance of local fruits and vegetables at your favorite GIANT or MARTIN’S.”
All GIANT/MARTIN’S stores feature a fun, interactive photo cutout in the produce department. Customers are encouraged to snap a photo of themselves or their family with the cutout, and post to either the GIANT or MARTIN’S Facebook page now through the end of July for a chance to win a $25 gift card and a canvas bag. Two winners will be drawn each week. On Saturday, July 26, all GIANT/MARTIN’S stores will feature a special children’s “Here We Grow” event from 11 a.m. to 1 p.m. Each child will receive a free apple, farm-related activity sheets, produce samples, and a canvas bag giveaway, while supplies last.
Customers can visit giantfoodstores.com/local or martinsfoods.com/local to find complete information about GIANT/MARTIN’S local produce, including recipes and cooking tips for fresh summer produce. “Both fruits and vegetables are great to throw on the grill, when seasoned with your favorite herbs and spices and make for flavorful side dishes or desserts,” continued MacDonald. A complete list and map of where the produce is from and videos of featured local farmers, including Buona Farms from Chester County, PA and Dodd’s Acres Farm in Mechanicsville, VA, is also available online.
GIANT/MARTIN’S has been a leader in the buy local movement for many years, supporting local farmers and manufacturers in the states where they operate stores. GIANT/MARTIN’S has been a participant in Pennsylvania’s buy local program PA Preferred since it was launched, receiving the first-ever PA Preferred “Retailer of the Year” award along with the Leadership Award for Excellence in Agriculture presented by the Pennsylvania Department of Agriculture. Additionally, the grocers participate in Maryland’s Best and Virginia Grown programs.
Three Easy Ways to Make Summer Cherries Last All Year Long StatePoint
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here are few things more quintessentially summer than cherries, which provide a powerful, bite-size health boost. Packed with antioxidants, beta-carotene, vitamin C, potassium, magnesium, iron, and fiber, they can keep busy families charged for those active summer days.
Follow this recipe to make 1 2/3 cups of Cherry Syrup: 1 1/2 pound cherries, stems removed 2/3 cup sugar 1 tablespoon lemon juice
“Now is the time to take steps to preserve those delicious cherry flavors you can enjoy all year long,” says Chris Romano, produce buyer for Whole Foods Market, which strives to provide high-quality, plump, and sweet cherries in their stores.
Place a strainer over a bowl. Pour in cherry mixture. Press down on cherries with a wooden spoon to extract as much juice and pulp as possible. Discard solids. Stir lemon juice into syrup. It will keep refrigerated a week or more.
A tasty treat at breakfast, dinner, or even happy hour, the very best cherries are available now, but that doesn’t mean it’s the only time you can enjoy summer’s succulent fruit.
Here are three easy preservation techniques:
• Frozen: To freeze cherries, remove pits and stems and then spread in a single layer on a parchment-paper-lined baking sheet. Once they’re frozen solid, transfer to a freezer-safe container.
• Dried: To dry cherries, remove pits and stems, and then spread on a parchment-paperlined baking sheet, or on an oiled rack fitted into a rimming baking sheet. Bake at 200 degree F for several hours (possibly 6-8), until cherries are dried and wrinkly. • Syrup: Preserve cherries in the fridge for one to two weeks by making a quick skillet jam or syrup to drizzle over pancakes, ice cream, or even into sparkling water for a refreshing summertime drink.
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Combine cherries, sugar, and 2 tablespoons water in a large saucepan and place over medium heat. Cover and cook until bubbling, about 4 minutes. Uncover and continue to cook, stirring frequently until cherries are very soft and starting to fall apart, about 30 minutes more. Allow to cool.
How to Pit a Cherry Want to quickly toss some cherries into a bowl of cereal, on top of ice cream, or into a salad? Making cherry pie? There are several ways to pit a cherry quickly. Cherry pitters make easy work of it, but cherry lovers can also use a glass bottle with an opening smaller than the cherry and a chopstick. Simply place the cherry stem side down in the glass bottle and punch the chopstick through the middle.
For more tips and ideas for using fruits and vegetables, visit www.WholeFoodsMarket. com. Make the most of cherry season by enjoying them fresh now, and saving some of that sweet, summertime flavor for later.
U.S. Route 460
Corridor Improvements Project Town Hall Meetings The Project continues to analyze five alternatives for the U.S. Route 460 Corridor Improvements Project. VDOT and its federal partners expect to choose a preferred alignment by the end of the year or early 2015. You’re invited to attend one of five Town Halls across the region to learn about the Project and the current work on a Supplemental Environmental Impact Statement. Public hearings are planned for fall 2014 to allow citizens to provide comments for consideration in the review process. In the meantime, please join us at one of the following Town Halls.
Sessions will be 6 p.m. to 7:30 p.m. Each session will include a brief presentation followed by a Q&A session with project team members
Monday, July 21 Sussex Central High School - Waverly Wednesday, July 23 J.E.J. Moore Middle School - Disputanta Thursday, July 24 Surry County High School - Dendron Tuesday, July 29 Town of Ivor Municipal Building - Ivor Thursday, July 31 King’s Fork High School* - Suffolk VDOT ensures nondiscrimination and equal employment in all programs and activities in accordance with Title VI and Title VII of the Civil Rights Act of 1964. If you need more information or special assistance for persons with disabilities or limited English proficiency, contact VDOT’s Civil Rights Division at 540-387-5320, 800-611-5812, or TTY/TDD 711. *Awaiting confirmation
For more information, visit www.route460project.org
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SHIPPING TEAM MEMBER (LOADER)
SHIPPING TEAM MEMBER (LOADER) NESTLÉ PURINA PetCare Company seeks a highly motivated Shipping Team Member (Loader) for our Warehouse Department at the manufacturing facility located 25 miles northeast of Richmond in King William County. POSITION SUMMARY: Responsible for the shipment of all finished products by truck as well as supporting production and the placement of finished product in the Warehouse.
POSITION SUMMARY: Responsible for the shipment of all finished products by truck as well as supporting producall finished tion and the placement of finished product in rting producthe Warehouse. d product in
Responsibilities include but are not limited to the following: ∂ Pre-plans each shipment to ensure weight distribution and load integrity, as well as follows all shipping instructions. ∂ Utilizes the RF scanner and SAP system, load trailer by weight, size, UPC, location, and trailer type, completing necessary paperwork and following the warehouse sanitation policy. ∂ Understands utilization of dock plates and levelers. Lock trailer or place chocks under trailer before loading. Lift dock plate, close dock door, handle paperwork as directed, and call trailer out to guard when finished with trailer. ∂ Loads direct shipments and/or performs case pick and the staging of pallets of products as directed by Team Leader. ∂ Assists Chute Haulers and/or operates power sweeper and power scrubber when required. ∂ As determined by position or task, adheres to & cooperates with factory & divisional quality standards/requirements and department(s). Understands & performs all quality checks as required by the Nestlé Quality Management System to build consumer trust & preference by providing quality brands, products & services; maintains & ensures 0 defect & 0 waste attitude without compromising safety or regulatory compliance. ∂ Other duties as assigned.
Responsibilities include but are not limited to the following: ot limited to ∂ Pre-plans each shipment to ensure weight distribution and load integrity, as well as follows e weight disall shipping instructions. as follows ∂ Utilizes the RF scanner and SAP system, load trailer by weight, size, UPC, location, and trailer stem, load type, completing necessary paperwork and fol, and trailer lowing the warehouse sanitation policy. ork and fol∂ Understands utilization of dock plates and licy. levelers. Lock trailer or place chocks under trailates and er before loading. Lift dock plate, close dock s under traildoor, handle paperwork as directed, and call ose dock trailer out to guard when finished with trailer. , and call ∂ Loads direct shipments and/or performs case ith trailer. pick and the staging of pallets of products as dirforms case rected by Team Leader. oducts as di∂ Assists Chute Haulers and/or operates power sweeper and power scrubber when required. ates power ∂ As determined by position or task, adheres to required. & cooperates with factory & divisional quality k, adheres to standards/requirements and department(s). Unional quality derstands & performs all quality checks as retment(s). Unquired by the Nestlé Quality Management Syschecks as retem to build consumer trust & preference by gement Sysproviding quality brands, products & services; reference by maintains & ensures 0 defect & 0 waste attis & services; tude without compromising safety or regulato0 waste attiry compliance. or regulato∂ Other duties as assigned.
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EDUCATION: High school diploma or G.E.D required EXPERIENCE: Minimum One (1) year experience loading trucks and forklift certification required. Interested parties must apply on
EDUCATION: High school diploma or G.E.D required EXPERIENCE: Minimum One (1) year experience loading trucks and forklift certification required. Interested parties must apply on
www.nestlepurinacareers.com EOE/MFDV. Nestlé is an Equal Opportunity Employer and is looking for diversity in candidates for employment.
www.nestlepurinacareers.com EOE/MFDV. Nestlé is an Equal Opportunity Employer and is looking for diversity in candidates for employment.
Strengthening Our Community Through Education, Economics and Entrepreneurship
NESTLÉ PURINA PetCare Company seeks a highly motivated Shipping Team Member (Loader) seeks a highfor our Warehouse Department at the manufacber (Loader) turing facility located 25 miles northeast of Richthe manufacmond in King William County. heast of Rich-
THURSDAY,
JULY 31, 2014 6:30p – 8:30p
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DOWNTOWN RICHMOND Vanquish Restaurant 1005 East Main Street Downtown Richmond 23219
FREE Admission for CVAACC Members Non-members - $20.00
Please RSVP via the www.cvaacc.org event calendar
Join the chamber by going online to www.CVAACC.org, email info@CVAACC.org or call Ervin Clarke (804) 823-7745 www.UrbanViewsWeekly.com July 16, 2014 Urban Views Weekly
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