AUG. 20, 2014
www.UrbanViewsWeekly.com August 20, 2014 Urban Views Weekly
1
THE DEAL
Identity Thieves Target Kids as Well as Adults By Jason Alderman
I
’m sorry to report that child identity fraud is alive and well in 2014. If anything, the problem may be worsening as identity thieves devise new methods to steal – and use – children’s personal information. Most commonly, they’ll harvest kids’ dormant Social Security numbers (SSNs) and use them to illegally obtain jobs or open fraudulent bank and credit accounts, mortgages or car loans.
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6802 Paragon Place, Suite 410 Richmond, va 23230 Office: 804.441.6255 Many victims don’t realize there’s a problem until they Fax: 888.439.2534
later apply for a student loan, bank account, job, or apartment and are turned down because of the poor credit history someone else racked up. Some families are even hounded by collection agencies or arrested because the debts or criminal activities were so extreme.
Ervin B. Clarke
Publisher publisher@urbanviewsweekly.com
Flora C. Clarke
Administrative Assistant
There are no completely foolproof methods to protect flora@urbanviewsweekly.com your children’s identities, but here are some precautions you can take: Shelia O. Spurlock-Shaw Advertising
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While itâ&#x20AC;&#x2122;s tempting to simply not register your kids for shelia@urbanviewsweekly.com SSNs until they turn 18, thatâ&#x20AC;&#x2122;s not practical in todayâ&#x20AC;&#x2122;s world. For one thing, theyâ&#x20AC;&#x2122;ll need one to be claimed as de- Brittany R. Hughes pendents on your taxes. You may also need SSNs for your Art Director kids to obtain medical coverage or government services or to open bank accounts in their names.
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for schools, healthcare providers, insurance companies, banks and others to require them as ID. However, donâ&#x20AC;&#x2122;t www.UrbanViewsWeekly.com be afraid to ask: â&#x20AC;˘ Why do they need to use an SSN â&#x20AC;&#x201C; is there a legal requirement? â&#x20AC;˘ Will they accept alternative identification? â&#x20AC;˘ What will happen if you donâ&#x20AC;&#x2122;t disclose it?
â&#x20AC;˘ What security precautions do they take with personal information? â&#x20AC;˘ Will they agree not to use the SSN as your childâ&#x20AC;&#x2122;s personal identification number on correspondence, account statements or ID cards?
Watch for these clues your childâ&#x20AC;&#x2122;s personal data may have been compromised: â&#x20AC;˘ They receive preapproved credit account offers.
â&#x20AC;˘ They receive calls or billing statements from collection agencies, creditors or government agencies. continued on page 4
2 Urban Views Weekly August 20, 2014 www.UrbanViewsWeekly.com
SCHOLAR OF THE WEEK
Scholar of the Week, Tyler Hicks, Wins iPad
Tyler Hicks, a John Marshall High School 2014 graduate and Scholar of the Week, accepts an iPad from Vicki Kiger, MARTINâ&#x20AC;&#x2122;S Community Relations manager. Each week throughout the year, a high school senior is honored as Scholar of the Week. This is the second year that one of the scholars has been selected through a random drawing and given an Apple iPad. Tyler is now a freshman at Christopher Newport University in Newport News, Virginia, majoring in social work.
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3
CIVIC BEAT
FUNdraising Good Times Leading by Example
H
ave you heard about Raymond Burse, the newly appointed interimpresident of Kentucky State University who voluntarily reduced his salary by 25% in order to ensure that all university employees would make a minimum hourly wage of $10.25? That’s right. This HBCU president gave up a total of $90,125 so that 24 employees– some of whom were making $7.25 an hour – could receive a wage increase. On top of this, he has pledged to give up additional salary to ensure no future employees make less than $10.25. He initiated the proposal to the university’s board of trustees and they made the changes to his compensation package.
him interviewed on television, he mentioned a result of his decision: people are making inquiries about enrolling and giving. These are two priorities that confront almost every institution of higher education. While his decision was a personal one based on what he believed was right, it has had national impact. He defined his agenda and presented it to the board of trustees.
When we look at Burse’s decision through the lens of fundraising, we ask nonprofit leaders – including university presidents – to take time to contemplate and articulate your vision and to then do what you can do to bring that vision into life. Burse is an African American leader who took initiative. What actions can you initiate? Burse reallocated resources. What resources can you reallocate? Burse’s decision attracted positive attention and will certainly help to reposition KSU. What actions can you take that will reposition your nonprofit?
“Who is this man?” you may ask. He is a past-president of KSU (1982 – 1989), an attorney, and former vice president and general counsel at GE. In our minds, he is also a master at generating good will and national media attention. His decision will directly improve the lives of impacted employees. It also shows that he has “skin in the game.” He is willing to personally sacrifice in order to advance the institution and its standing in the comWe believe Burse’s decision was an ethical one with many positive implicamunity. His action can help break down the walls that too often divide adtions. What resources and relationships are available to your nonprofit that ministration from faculty, staff and students, and the university from local have not yet been fully utilized? Are there opportunities you are not yet taking residents. His decision reallocates existing resources and demonstrates commitment to the advantage of? Take time to reflect and, when appropriate, take ethical action. institution. Copyright 2014 – Mel and Pearl Shaw Our minds were racing when we heard the news. Too often we hear statements from nonprofit leaders that include “what can I do?” or “we don’t have any resources” or “no one knows about our Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising success. For organization”. Burse’s actions caused people all over the country to take notice. When we heard help with your campaign visit www.saadandshaw.com or call (901) 522-8727.
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From Identity Thieves page 2
• You’re unable to open a bank account in their name because one already exists with the same SSN.
• They’re denied credit, employment, a driver’s license, or college enrollment for unknown or creditrelated reasons.
Remember, there could be legitimate reasons why your child is receiving credit offers. For example, it could be a marketing outreach from an affiliate of your bank or because you opened a college fund in their name. If you strongly suspect or have evidence that identity theft has been committed, you can: • File a police report and keep a copy as proof of the crime.
• Contact the fraud units at the three major credit bureaus for instructions: Equifax (800-525-6285), Experian (888-397-3742) and TransUnion (800680-7289).
• Notify the Federal Trade Commission (877-4384338), whose Identity Theft site contains information on fraud alerts, credit freezes, how to work with police and much more (www.ftc.gov).
4 Urban Views Weekly August 20, 2014 www.UrbanViewsWeekly.com
• Ask Social Security (800-772-1213) whether anyone has reported income using your child’s SSN. Search “Identity Theft” at www.ssa.gov for information. • Contact the IRS’ Identity Protection Unit (800-9804490).
The FTC recommends contacting the three credit bureaus around your child’s 16th birthday to see whether they have credit reports on file. (There usually wouldn’t be unless they’re an authorized user on one of your accounts.) If there is a report – and it has errors due to fraud or misuse – you’ll have time to correct it before your kid needs to use credit. Warn your kids about the dangers of revealing personal information by phone, email, or social networking. Don’t hesitate to monitor their accounts and install parental blocking software. And remember, if they share your computer, a downloaded virus could infect your accounts as well. Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.
VIEWPOINTS
How Crazy is Fighting for PEACE? By Dr. T
To
fight for Freedom, Justice, or even Love seems perfectly sensible, but to fight for Peace seems a bit oxymoronic. Peace is the absence of conflict. When one speaks of peace, there is an expectation that the very nature of peace means freedom from war. Peace is tranquility or a state of calm and serenity. The late great comedian and social commentator, George Carlin once said, “Fighting for peace is like screwing for virginity.” A crass comment, I know, but it states the point quite clearly.
The natural human reaction or reflex is to respond in like kind to the level of violence or aggression that is inflicted in order to vanquish the so-called enemy by brute force. The cycle of violence is fed by this classic norm. However, the more successful or significant models of diffusing conflict and violent situations have been to apply tactics that are in direct opposition to engaging violent activity blow for blow. The leadership of the struggle for equality, justice, and freedom - at the height of the Civil Rights Movement in the U.S. -employed non-violent civil disobedience and non-violent protests to engage the violent aggression of both law enforcement and localized self-appointed militia or hate groups. Many people laid their bodies on the front lines of the struggle to accomplish the larger goals for the greater good of their community. Non-violence, as a tactic of the movement, was attributed to the massive non-violent resistance employed by Mahatma Gandhi against British colonization of India and the Indian people. Dr. King was indeed greatly influenced by Gandhi; however, one can look at the teachings of the Bible to see similarities of both movements attributed to the “golden rule”: Do unto others, as you would have them do unto you. This is a difficult challenge to embrace when others do not ascribe to the same. It is even more difficult to “turn the other cheek” - as the teachings of Jesus Christ suggests - when others “hate you and despitefully use you” and/or perpetrate all manner of violence against you. To respond in
a directly opposite manner takes a tremendous amount of character, conviction, resolve and most importantly courage. It takes remarkable courage to stand against violence by using non-violence, diplomacy, and human interaction.
In order to get a different outcome, you have to be willing to do something different. The recent events in Ferguson, Missouri this past week since the killing of un-armed 18 year-old Michael Brown by Darren Wilson, a municipal police officer over a week ago, is a case of history repeating itself. The ineptitude, insensitivity, and outright disrespectful manner in which the public officials and elected leaders have thus far handled the shooting of Brown in broad daylight in front of a community of witnesses, and the delay in the release of a documented accounting of the incident, create the optics of an apparent cover-up, or at least a lack of transparent disclosure, exacerbating an explosion of on-going racial tensions and the recognition that the wounds of America’s historic legacy of racial injustice and disparity are long from being resolved. If we want a different outcome, we will have to DO something different. Courageous Leadership means stepping across enemy lines without treating those on the other side as the ENEMY. #IsraelvPalestine #BlackvWhite #PolicevCommunity
Tawnya Pettiford-Wates, Ph.D. DrT@margins2thecenter.com
Artistic Director and Founder of The Conciliation Project www.theconciliationproject.org and a Professor of Theatre at VCU Up Next Week: Change the Narrative: Strategies to Overcome
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www.UrbanViewsWeekly.com August 20, 2014 Urban Views Weekly
5
Comcast I Over the By Erika Winston
The
digital divide is the substantial gap that exis people who actively benefit from the advant rent technology and those who are financial access it. This lack of technology excludes these individuals from portunities that computers and the internet provide. According t the Pew Research Internet Project, in-home internet access has i more than 70% since 2000. Despite this impressive growth, a s large segment of the population currently lacks access to the in proximately 15% of Americans do not have in-home access to t and research shows that income is a substantial factor in this eq
According to the Pew report, about a third of all lower income making less than $20,000 per year, are not actively utilizing t at all. Another third of this population use the internet, but hav within their homes. To fill this void, many of these Americans use in their local libraries, where access is provided for free. Pew r about 81% of low income adults describe the library’s free inte as “very important”.
While these free services are valuable, they do not adequately ad lems with the digital divide gap. In home internet access is a stap can society. Without it, adults can miss out on employment, e and entertainment opportunities. In addition, children are denie educational tools. Recognizing the seriousness of this situation, c and school districts are stepping up in hopes of decreasing th vide.
Internet Essentials is a program of the Comcast Corporation tha access to the internet among lower income individuals. Created initiative has connected more than 1.4 million Americans to innet access. This number reportedly represents more than 350, come families.
“We want to help ensure that as many low-income people as pos region, get connected to the internet,” stated a Comcast Interne representative. “Thirty percent of the population remains on the of the digital divide.” She went on to explain that the divide creat
6 Urban Views Weekly August 20, 2014 www.UrbanViewsWeekly.com
Is Building a Bridge Digital Divide
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educational disadvantages and places barriers to employment, essentially “increasing the disparity between the haves and have-nots.”
To enhance the current success of the program, Comcast recently announced improvements to Internet Essentials. The first will expand eligibility through a debt amnesty program. As long as all other requirements are met, applicants can enroll in Internet Essentials even if they have Comcast debts that are more than a year old. The company reportedly recognized that many applicants were kept from enrollment by old outstanding bills. The new policy eliminates this barrier to participation. The second program enhancement allows any family, with children who are eligible under the National School Lunch Program, to apply for internet services. The children must be school aged, but these ages can range from Head Start to seniors in high school. The program even includes charter school students, online education programs, and homeschooled students.
In addition to internet services, Comcast also partners with other organizations to provide low-cost computers. According to Comcast, more than 30,000 subsidized computers have been provided to customers over the last three years and all were offered at less than $150. Additionally, partnerships with various non-profit organizations further expand access to internet services. A company fact sheet states, “Comcast is committed to ensuring that learning not only happens in school and at home, but also continues in the community at rec centers, libraries, and after-school programs. That’s why we created Internet Essentials Learning Zones through more than $1 million in grants to 15 communities.”
Schools are a major resource for spreading computer access and narrowing the digital divide. Chesterfield County Public Schools (CCPS) is responding to the issue by providing computers to its students. Anytime, Anywhere Learning is a school initiative to provide all students with daily access to computer technology. Starting this school year, all middle school students will receive a Chromebook, which is a laptop computer pre-installed with Google’s Chrome operating system. The laptop search began in 2012, when administrators considered and re-
searched six computers and tablets. Various computers were provided to teachers of various disciplines across the county. These instructors were then asked to rate their respective devices. Student input was also considered through focus groups and the final piece of the puzzle included opinions from technology professionals. After all of the information was gathered, Chesterfield administrators chose the Chromebook for the Anytime, Anywhere Learning program.
Chesterfield County Public School officials say that the program promotes blended learning, which combines a traditional teaching environment with advanced technology. Students will reportedly use the computers within the classrooms, allowing teachers to reinforce their lessons with new and innovative technical resources. The technology also allows for smaller group learning, instead of limiting instruction to the entire classroom simultaneously. Students can instead receive instruction that is tailored to their individual education level.
Students will also be able to take the laptops home for additional assignments and studies. Through technical integration, teachers can monitor the students’ individual learning, and instantaneously respond to their needs. “That is what anytime, anywhere learning is all about,” states CCPS literature. The school system expects to expand the program to high school students during the 2015-2016 school year. Administrators are reportedly still working to determine the most appropriate device for elementary school students. However, they do expect to redistribute many of the current high school and middle school lab computers into the elementary schools for increased access and usage. All of these changes are in furtherance of the county’s Design for Excellence 2020 program.
Organizers assert that the laptop computers will not replace teachers, who are “the most important facet in education,” according to CCPS. “While computers provide a number of benefits and opportunities for students that would not be possible without digital devices, the expert and caring guidance of teachers in our strong digital curriculum is what ultimately helps students achieve and succeed. “
www.UrbanViewsWeekly.com August 20, 2014 Urban Views Weekly
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Health and education
Free Meals For All Richmond Public School Students
B
one selection being a ½ cup of fruit or vegetable. There will be a charge for students who desire a la carte items, additional meals, or other snack items. Lunch menus will be available on the district’s website at www.richmond.k12. va.us.
eginning the 2014-2015 school year, all Richmond Public School students will be offered an opportunity to select a breakfast and lunch meal daily free of charge. Under the Community Eligibility Provision (CEP), school districts that predominately serve lowincome students may offer free, nutritious school meals through the National School Lunch and School Breakfast Program. Students do not need to submit an application or pay a fee to participate.
Students must continue to use their school-issued personal identification number (PIN) in order for school nutrition personnel to account for all meals served. The PIN number is also used to keep track of student allergies and special dietary information. Allergy forms are also available on the district’s website.
All meals meet the United States Department of Agriculture’s guidelines for a low saturated fat, high fiber, and reduced sodium diet. Additionally, a meatless entrée will also be available daily as an option. All students will have the option of selecting one healthy breakfast and one healthy lunch per day, and must select at least three items, with
The intent of the CEP is to improve access to healthy meals in eligible school districts and to eliminate the administrative burden of collecting paper applications.
Help Kids Stay Organized for a Fresh Start this School Year StatePoint
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ing shelf space, consider creating your own -- just be sure the solution is durable. The Five Star Stackable Locker Shelf is made with heavy-duty plastic, can hold up to 150 pounds, and can be stacked one on top of the other for double the shelf space.
ack-to-school time means another year of tests, team tryouts, and club meetings -- but it also means an opportunity for students to have a fresh start. Whether your kid is an ace academic or has found it challenging to stay on top of a to-do list, there are many ways to get prepared for a successful school year.
Customize
Your locker is a home base during the school day, so make it your own with artwork, photos, and a dry erase board. It’s also an area to refresh -- so consider hanging a mirror, like the Five Star Foam Mirror + Storage accessory which not only acts as a mirror but also a space to hang notes and store pens, pencils, cell phones, or calculators.
By studying smarter, staying organized, and keeping motivated, students can learn to juggle it all. Study Tips
Cramming at the last minute doesn’t work. Encourage your student to start studying well in advance of test day. Pacing during study time gives the brain a better opportunity to absorb information.
In many ways, the pen is mightier than the computer, particularly when it comes to taking notes. Writing notes down is almost like etching them into your subconscious. Formulating the words and reviewing them as you go is the best way to retain materials. Organize
When it comes to lockers, backpacks, and school supplies, organization is everything. Different systems work for different students. For example, some prefer to arrange their lockers by sequence of the day, whereas others prefer to sort items by subject or color. The important thing is finding a system that works and sticking to it. Use tools to support the system and help maximize sought-after real estate. For lockers lack-
8 Urban Views Weekly August 20, 2014 www.UrbanViewsWeekly.com
Stay Focused
Encourage students to decorate notebooks and binders with stickers and drawings, or choose their supplies based on favorite styles and colors. Just be sure the items chosen are highly functional. Multi-use supplies, such as the Five Star Flex Hybrid NoteBinder, acts like a notebook and works like a binder, making it easy for students to have everything they need in one convenient area.
If your kid is rocking out to their favorite song, while texting their best friend about the latest gossip, then you can guarantee they aren’t concentrating on homework. Turn off the distractions and the work will get done faster and more accurately. More study and organizational tips can be found at www.MeadFiveStar.com.
For better grades and more success, get this school year started on the right foot.
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EDUCATION
Virginia Union University Panthers on the Move Upper Class members move into the new Living and Learning Center.
Photos by Ayasha Sledge
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POSITION SUMMARY: Responsible for the shipment of all finished products by truck as well as supporting production and the placement of finished product in the Warehouse.
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Responsibilities include but are not limited to the following: ∂ Pre-plans each shipment to ensure weight distribution and load integrity, as well as follows all shipping instructions. ∂ Utilizes the RF scanner and SAP system, load trailer by weight, size, UPC, location, and trailer type, completing necessary paperwork and following the warehouse sanitation policy. ∂ Understands utilization of dock plates and levelers. Lock trailer or place chocks under trailer before loading. Lift dock plate, close dock door, handle paperwork as directed, and call trailer out to guard when finished with trailer. ∂ Loads direct shipments and/or performs case pick and the staging of pallets of products as directed by Team Leader. ∂ Assists Chute Haulers and/or operates power sweeper and power scrubber when required. ∂ As determined by position or task, adheres to & cooperates with factory & divisional quality standards/requirements and department(s). Understands & performs all quality checks as required by the Nestlé Quality Management System to build consumer trust & preference by providing quality brands, products & services; maintains & ensures 0 defect & 0 waste attitude without compromising safety or regulatory compliance. ∂ Other duties as assigned.
Responsibilities include but are not limited to the following: mited to ∂ Pre-plans each shipment to ensure weight distribution and load integrity, as well as follows ght disall shipping instructions. lows ∂ Utilizes the RF scanner and SAP system, load trailer by weight, size, UPC, location, and trailer , load type, completing necessary paperwork and foltrailer lowing the warehouse sanitation policy. nd fol∂ Understands utilization of dock plates and levelers. Lock trailer or place chocks under trailnd er before loading. Lift dock plate, close dock er traildoor, handle paperwork as directed, and call ock trailer out to guard when finished with trailer. call ∂ Loads direct shipments and/or performs case ailer. pick and the staging of pallets of products as dis case rected by Team Leader. s as di∂ Assists Chute Haulers and/or operates power sweeper and power scrubber when required. power ∂ As determined by position or task, adheres to red. & cooperates with factory & divisional quality heres to standards/requirements and department(s). Unquality derstands & performs all quality checks as ret(s). Unquired by the Nestlé Quality Management Syss as retem to build consumer trust & preference by ent Sysproviding quality brands, products & services; ence by maintains & ensures 0 defect & 0 waste attiervices; tude without compromising safety or regulatoste attiry compliance. egulato∂ Other duties as assigned.
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