Urban Views Weekly 9-17-14 by Urban Views Weekly

SEP. 17, 2014

September is Suicide Prevention Month

www.UrbanViewsWeekly.com September 17, 2014 Urban Views Weekly

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Don’t Be Surprised by Retiree Healthcare Costs By Jason Alderman

LETTER TO THE EDITOR If you would like to respond to Viewpoints, your submission should contain your name, a full valid address and a daytime phone number. We cannot acknowledge submitted letters. We reserve the right to edit for accuracy, clarity, legality and taste. E-mail (without attachments) to Editor@urbanviewsweekly. com. Mail letters to Editor Urban Views Weekly.

etirement isn’t cheap. Even though you’re no longer drawing a paycheck, you still must pay for housing, food, utilities, transportation and healthcare, to name just a few expenses. As prices continue to escalate, it’s not surprising that the ages at which people expect to retire – and VOL.7, ISSUE 38 when they actually do – have crept up in recent years. Urban Views Weekly, llc Speaking of healthcare costs, here’s a number that’ll stop you in your tracks: According to an annual Fidelity Investments study of retirement costs, the average couple retiring in 2014 at age 65 is expected to need $220,000 (in today’s dollars) to cover their medical expenses in retirement. Those planning to retire at 62 can expect another $17,000 in additional annual expenses.

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Fidelity’s estimate includes Medicare premiums, deductibles, Flora C. Clarke copayments and other out-of-pocket costs, but notably does Administrative Assistant not include most dental or vision services, over-the-counter flora@urbanviewsweekly.com medications or, most importantly, long-term care. Shelia O. Spurlock-Shaw continued on page 8

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HEALTH

Citywide PUSH Event for HIV/STI testing in the City of Richmond

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Community partners offer week-long testing throughout the City

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etting testing for sexually transmitted infections and finding out your status is going to be really easy this coming week. The Richmond City Health District, Fan Free Clinic, Minority Health Consortium, Saint Paul’s Baptist Church, Bethlehem Baptist Church, Planned Parenthood and other community partners have teamed up to conduct the Citywide PUSH event - offering free HIV and STI testing at convenient locations throughout the City of Richmond. The PUSH for HIV/STI testing will take place from Sunday, September 14th through Friday, September 19th in a variety of neighborhoods:

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All PUSH events are free and open to the public. For more information or to volunteer, contact Pamela Price at 804-482-8806 or email: pamela.price@vdh.virginia.gov.

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www.UrbanViewsWeekly.com September 17, 2014 Urban Views Weekly

Speak Up During National Bullying Prevention Month StatePoint

ith classes, sports, homework and other activities, weekdays are action packed for kids. Unfortunately, some students deal with an unwelcome addition to their daily routine -- bullying. An estimated 13 million students are bullied annually, according to government statistics. With online social media so widely available to kids today, bullying doesn’t necessarily stop after school, and often takes place round-the-clock. The repercussions can be missed days of school, depression, and even suicide.

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Fortunately, kids are getting more help these days as bullying prevention efforts are growing nationwide.

Cartoon Network has been a pioneer in this space and its “Stop Bullying: Speak Up” campaign has been empowering bystanders to put a stop to bullying since it launched in 2010. On average, more than 100,000 people visit the initiative’s website monthly to learn prevention strategies.

“Speaking up to a trusted adult is the safest, most effective way for victims and bystanders to bring an end to a bullying situation,” says Alice Cahn, Cartoon Network vice president of social responsibility. “Bystanders in particular can be powerful agents for change when they report incidents.”

Support for Cartoon Network’s award-winning pro-social effort has come from such diverse organizations as Facebook, Boys & Girls Clubs of America, LG Mobile, and CNN. President Obama even invited Cartoon Network to the first Bullying Prevention Summit at the White House, and later introduced the initiative’s first documentary, “Speak Up.” This year, Cartoon Network’s Speak Up Week (Sept. 29 - Oct. 3) kicks off National Bullying Prevention Month in October and is a great time to review ways that adults and kids can stand up to bullying:

• Cyberbullying: Don’t contribute to the problem by sharing, saving, forwarding, or reposting information. If you’re on the receiving end, resist the urge to get back at the person or fix the issue online -- both can make the problem worse. Get offline and deal with it in real life. Parents can help prevent cyberbullying by monitoring kids’ use of computers, mobile phones, and tablets.

• Don’t stand by: Research has found that when bullying occurs and a bystander intervenes by speaking up, more than half of bullying situations stop within just 10 seconds.

• Share your voice: Cartoon Network is recruiting 1MM students, parents, teachers, legislators, and anyone concerned about bullying prevention to submit user-generated videos that feature individuals declaring the phrase, “I Speak Up!” You can use a smartphone or go online to upload your own video to the www.StopBullyingSpeakUp.com website.

Participants are also encouraged to use the hashtag, #ISpeakUp to share videos via their own social media platforms to help spread the word and enlist friends to take part in the 1MM challenge. Select videos will appear on-air as part of new campaign spots for Cartoon Network, its digital platforms, and Boomerang. Proceeds from this event will benefit the Links' Endowment Fund at Virginia State University (scholarships) and various community service programs. For more information visit www.petersburgchapterlinksinc.org

4 Urban Views Weekly September 17, 2014 www.UrbanViewsWeekly.com

• Listen: Parents should check in with kids periodically to make sure they’re safe and happy at school, on the playground, and online. If you’re an adult, and a child tells you about a bullying situation, listen. Either let the school know about the issue, or talk to the other children’s parents about putting a stop to the behavior.

Whether you’re a victim, a bystander or a concerned adult, don’t sweep bullying under the rug. By speaking out against cruelty, you can help end bullying.

VIEWPOINTS

Bullies at Work & Bullies at School By Dr. T

hat person who pushes past others with reckless disregard, makes their opinion the most important piece of information in the room with a vibrato that causes everyone else to shrink and acquiesce to their self-importance and formidable will is a BULLY. Although they can just as easily be female, they are most often males and they generally make the workplace uncomfortable and challenging for everyone, but especially for those who dare to confront them. A Bully in the workplace was most assuredly a bully in the schoolyard and has been honing those skills throughout their lifetime. Intimidation, isolation, and humiliation are the primary weapons used by a Bully against their targets. These tactics are just as successful in the boardroom as they are in the classroom, and serve to elevate the status of the Bully above that of his or her peers. When these behaviors go unaddressed, they can quickly escalate to a level that makes confrontation inevitable and depending upon the circumstances, both physically and emotionally dangerous. Most people tend to avoid confrontation rather than face it. When we see avoidance as a strategy for survival, most choose to avoid any situations that bring them into the direct line of fire of the Bully. Unfortunately, this often means tolerating the behavior and accepting a position of powerlessness. It also means that we stand by and watch others be humiliated, intimidated, and isolated by the Bully. Instead of calling out the behavior or coming to the aid of our colleague or peer, we just hold our breath content, for the time being, that we are not the targets… this time. There is the pretense of believing: “It’s not my problem” or “It’s none of my business” or “What can I do about it?” The evolution of a Bully tends to begin in childhood and adolescence. When we look at bullying in our schools and neighborhoods among children, it is more specifically defined as unwanted, aggressive behavior that involves a real or perceived power imbalance. The

behavior is repeated, or has the potential to be repeated, over time. This repetitious behavior engages the evolutionary process of the youth bully. The effects of these aggressive behaviors for the Bully often result in destructive activities like drug and alcohol abuse, violence or truancy that can lead to juvenile delinquency. For the targets or those victimized by the Bully, self-destructive behaviors like drug and alcohol abuse are common, but also sexual promiscuity and depression. For our young people, many of these behaviors spiral out of control and often lead to multiple attempts at suicide and, increasingly, the outcome is death.

It takes courage to address a culture that allows bullying to continue as an ordinary and common condition of growing up or as an expected phenomenon of the workplace environment. Responsibility must be taken by all contingencies to Change these behaviors. There are strategies that can be employed and we must teach our children and ourselves that tolerating the intolerable is NOT a viable strategy. It is time to recognize that we can no longer be bystanders and must become allies engaged in interventions that help to empower those who have been targets of the unhealthy evolution of the BULLY culture, both at school and at work.

Tawnya Pettiford-Wates, Ph.D. DrT@margins2thecenter.com

Artistic Director and Founder of The Conciliation Project www.theconciliationproject.org and a Professor of Theatre at VCU Up Next Week: Talk is CHEAP

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Black People Do Commit Suic By Erika Winston

hen high profile suicides occur, they call attention to the seriousness of the issue, but unfortunately at the cost of a life. The death of “Soul Train” host and creator Don Cornelius placed a light on the issue of suicide in the African American community. His creation was a weekly staple for generations of Blacks. It was a symbol of Black entertainment, talent and fun. So, many found it shocking to learn that the person responsible for so much happiness was obviously so unhappy inside. Cornelius was found in his home, dead from a self-inflicted gunshot wound. Though the news was incredibly sad, it was also a valuable catalyst for discussions about suicide among African Americans.

In response to his father’s death, Tony Cornelius established the Don Cornelius Foundation to increase awareness, assist people in crisis, and prevent additional suicides. During an interview about the organization, Cornelius reportedly stated, “This is a huge, huge issue and it’s an issue that has a veil of shame over it. People are still very uncomfortable with who’s talking about suicide. Breast cancer at one time was something that was under the table. Women didn’t want to discuss it. AIDS was something that was under the table. No one wanted to discuss it. I mean, I think this is an opportunity to bring this to the surface.” Experts say communication is the key to suicide prevention. Victims tend to suffer in silence, without communicating their feelings to friends or family. This occurs for a number of reasons, especially within the African American community.

“Black people don’t commit suicide.” This is a widely held misconception within the African American community, where suicide and mental illness are highly regarded as “white people problems”. Contrary to this belief, the number of suicides in the Black community is comparable to those in the white population. According to the Suicide Prevention Resource Center (SPRC), suicide is third in the leading causes of death for Blacks aged 15 to 24 years old. Yet, even with this disturbing statistic, African Americans are highly unlikely to seek out mental health treatment. During Suicide Prevention Month, advocates are working to bring attention to this prevalent problem and prevent additional deaths. The lack of mental health treatment in the African American community is largely cultural. The historical plight of the African American community is a lesson in mental and emotional strength. Surviving the atrocities of slavery and the daily struggles of discrimination require incredible resiliency. These historical struggles have created an expectation of strength that can empower the race as a whole, but also keeps individuals from getting the help that they need. The SPRC reports that most Blacks, who have some form of depressive disorder, receive no treatment.

Mental illness is often seen as a weakness. People who suffer from these illnesses are frequently told to be stronger or have more faith in God. Religion is extremely influential in the African American community, and many spiritual leaders teach that mental illness is the devil trying to control the mind. As such, they may instruct their members that these conditions can be “prayed away” through an unshakable conviction. This type of counsel discourages mentally ill individuals from seeking the assistance of professionals and left untreated, psychiatric problems can cause harm to

6 Urban Views Weekly September 17, 2014 www.UrbanViewsWeekly.com

the individual, as well as others.

Negative attitudes about mental illness are embedded in the African down between generations. A study in the Journal of Health and S Blacks are less likely to seek treatment if they have a family histo disorders. Alice P. Villatoro, PhD was the study author. She explained is a “very social process and families can be an important resource f help.” Family support is vital to the proper treatment of mental illnes American community. Getting Help in Richmond

There are numerous service organizations within the Richmond m health assistance and suicide prevention. The Richmond Behavioral vides valuable resources to area residents. With a 24-hour crisis ho health specialists are always available to provide assistance and su also assists with referrals for therapy and continuous mental health assistance and resources are available regardless of race, age, and fi RBHA is (804) 819-4100.

The National Association on Mental Illness (NAMI) of Central Virgini for assistance. The organization challenges the stigma attached to me research, and advocacy. In addition, NAMI works with the individual counseling, where mentally ill adults share their experiences and t support networks are also available to assist family members and car the challenges of caring for a mentally ill individual. NAMI can be con

For adults with severe mental illnesses, the Henrico Department of M tal Services offers Assertive Community Treatment (ACT) programs t According to the agency website, these services are based on the bel live healthy lives with the appropriate combination of treatment, r addition to crisis intervention services, ACT clients also receive int regular visitations from support workers and life management skil intake line, call (804) 727-8515.

Black people do commit suicide, and communication is the key to pr interview that suicide does not have a claim of reference. “It’s in the takes people who can see, who can pay attention, who can say ‘I have way and I really want to help.’” It’s too late to ask those questions after a community must create an environment that embraces the mentally il

“If someone had asked my father ‘How can I help you and where d swered the question,” stated Cornelius. “But if you don’t ask those qu

cide — Dispelling the Myth

n American culture and passed Social Behavior concluded that ry of untreated mental health d that mental health treatment for individuals trying to access ss, especially within the African

metropolitan region for mental Health Authority (RBHA) prootline, highly qualified mental uicide intervention. The RBHA h counseling. Various levels of inancial status. The number of

ia is another valuable resource ental illness through education, l through the provision of peer tools for healthy living. Group regivers in effectively handling ntacted at (804) 285-1749.

Mental Health and Developmenthat focus on recovery services. lief that mentally ill adults can rehabilitation and support. In tensive case management with lls. To contact the department

revention. Cornelius said in his e air. It’s colorless… So it really a friend of mine that’s in a bad a suicide. The African American ll, instead of stigmatizing them.

does it hurt?’ he may have anuestions, you will never know.”

www.UrbanViewsWeekly.com September 17, 2014 Urban Views Weekly

CIVIC BEAT

FUNdraising Good Times

Five out-of-the box interview questions

f you need to hire a fundraising professional, you are in good company. This is one of the hardest positions to fill. It is even harder to retain a talented fundraiser. We have written extensively on these topics over the years, because they are a major issue confronting the nonprofit sector.

The number of experienced fund development and fundraising professionals is much smaller than the pool of organizations that need such people. The pool of talent gets even smaller when looking for people who have experience with a diversity of fundraising methods. It is most challenging when looking for an individual who can manage the fundraising function for your organization or institution. This is coupled by a structural challenge: good fundraisers are not necessarily good fundraising managers. Yet the pathway to professional success is often tied to a move from fundraising to management. This is not always a good idea as the strengths of fundraisers are not always the strengths of fundraising managers. To help you make the right hire, we suggest asking some out-of-the box questions. Whether you need someone to manage your fundraising, or someone to raise money, the questions you ask can influence your hire. Try some of the following:

Which seasoned professional or volunteer has shaped their career? Formal training is hard to come by, but good habits are learned from respected professionals. 3. Project development and management – What has your candidate created from scratch? What did they start and manage? Don’t worry about success: you want to learn about their initiative and how they approach a goal.

4. How well have they prepared for the interview? What types of questions do they ask in the interview? Do those questions reflect creative research of your organization? How a candidate prepares for an interview is a clue to how they may approach work with a donor.

5. What is their work history and track record? Ask about growth with an organization or within a position; impact of their work; and length of time at previous positions – Have they stayed long enough for organizations to benefit from their tenure? Were they a team player or a loner? Listen to language: do you hear “I raised $99 million in 90 days” or “Together our staff, board and volunteers exceeded our goal”. Do they mention working from a plan? Engaging and supporting volunteers?

Consider these suggestions as you prepare to make your next hire: out-of-the box questions 1. What is your history of volunteerism and community involvement? This lets you can help you learn what you need to know. know a candidate’s appreciation for the nonprofit sector and their understanding of Copyright 2014 – Mel and Pearl Shaw the challenges faced by organizations and volunteers. 2. Mentorship and training – Who have they been mentored by? Worked under? From Retiree Healthcare Costs page 2

When Fidelity polled pre-retirees aged 55 to 64, 48 percent believed they’d only need $50,000 to cover their healthcare costs in retirement. That’s quite a reality gap. If you’re planning to retire in the next few years and are concerned you haven’t saved enough money to cover your healthcare expenses, here’s a sampling of what you can expect to pay:

Medicare Part A helps cover inpatient hospital, skilled nursing facility and hospice services, as well as home health care. Most people pay no monthly premium for Part A. However, in 2014 there’s a $1,216 deductible for each time you’re admitted as an inpatient, plus a $306 daily coinsurance after 60 days ($608/day after 90 days).

Medicare Part B pays toward medically necessary doctor’s services, outpatient care, durable medical equipment and many preventive services. It’s optional and has a $104.90 monthly premium (although higher-income people pay more). There’s a $147 yearly deductible, after which you’re responsible for 20 percent of Medicare-approved service amounts, provided the doctor/provider accepts Medicare. Note: There’s no annual limit for out-of-pocket expenses. Medicare Part C (Advantage) plans are offered by private insurers as alternatives to Parts A and B. They’re usually structured like HMO or PPO plans. Most cover prescription drugs (so Part D is unnecessary) and some also provide dental and vision coverage. You must use the plan’s doctor, hospital and pharmacy provider networks, which are more restrictive than under Parts A and B.

8 Urban Views Weekly September 17, 2014 www.UrbanViewsWeekly.com

Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising success. For help with your campaign, visit www.saadandshaw.com or call (901) 522-8727. Advantage plan costs vary considerably, based on factors such as annual out-of-pocket maximums, monthly premiums, copayments and covered medications. Some Advantage plans cost no more than Part B, while others have a higher premium (to account for drug and other additional coverage).

Medicare Part D helps cover the cost of prescription drugs. It’s optional and carries a monthly premium. These privately run plans vary widely in terms of cost, copayments and deductibles and medications covered. The 2014 national average monthly premium is about $32, although plans can cost up to $175 a month. Plus, higher-income people pay an additional surcharge. You may not find a plan that covers all your medications, but aim for one that at least covers the most expensive drugs.

Use the Medicare Plan Finder at www.medicare.gov to compare Part D and Advantage plans in your area. To learn more about how Medicare works and what it does and doesn’t cover, read “Medicare & You 2014” at the same website. Bottom line: Even though Medicare does pay a significant portion of retiree medical care, make sure that when you’re budgeting for retirement you take into account the many out-ofpocket expenses you’re likely to encounter.

Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.

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Earn A+ School Rewards every time A+ School Rewards Returns to Giant Food Stores and Martin’s Food Markets

you sh now through March 21 Supporting local schoolsBONUSCARD, for 10 years BonusCard. Customers who designated schools last year do not need to re-designate their school(s) but are encouraged to confirm their school IDs by going to GIANT’s A+ website or MARTIN’S A+ website.

The kick-off to the new school year also marks the start of GIANT Food Stores and MARTIN’S Food Markets’ popular school fundraiser, A+ School Rewards, where customers can help earn money for their local schools every time they grocery shop. Since 2005, GIANT/MARTIN’S customers have helped their local schools earn more than $19 million through A+ School Rewards.

“We’re excited to kick off the 10th anniversary of A+ School Rewards. More and more schools have discovered the power of the program,” said John MacDonald, director of marketing and external communications. “Customers and schools can now easily register to participate in the program through our A+ websites to start earning rewards every time they shop at GIANT/ MARTIN’S with a BonusCard.” To participate in the program, customers must sign up and designate up to two schools in their local community now by visiting their local GIANT/MARTIN’S, GIANT’s A+ website, or MARTIN’S A+ website. A+ School Rewards are accrued with each purchase made using one’s The

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Customers do not need to have a child in school to support their local community; A+ School Rewards is open to everyone, and customers can sign up to support a school outside of their local community in order to support a friend or family member’s school…the choice is up to you. Registered schools will begin earning points when the program begins on October 5 and continues through March 21, 2015. Beginning in November, current school totals can be found on the GIANT/

There is no limit to what schools can do with their A+ School Rewards, including earning cash for technology, scholarships, school programs, field trips, playgrounds, and other educational needs. Last year’s top earning school, Elmwood Elementary School in Mechanicsburg, PA received a donation of $25,463 through the program.

Register your BONUSCARD® now on y Growing Your Business is our smartphone ORgoal. visit MartinsFoods.co If you are in business and want the community to know that you want their business, place an ad in The Connector.

The Central Virginia African American Chamber of Commerce is launching a quarterly newspaper named The Connector. The Connector will encourage consumers to spend with African American owned businesses.

To reserve your space in the first edition of The Connector call Urban Views Weekly at 804.441.6255 or email publisher@UrbanViewsWeekly.com

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The Connector will be distributed in print and online. The Connector will be promoted by the chamber's African American media members: The Voice, Urban Views Weekly, Radio One, and Tracie Spencer of CW Richmond and Bounce TV.

Advertising Deadline: September 26, 2014 Publication date: October 8, 2014

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Responsibilities include but are not limited to the following: not limited to ∂ Pre-plans each shipment to ensure weight distribution and load integrity, as well as follows ure weight disall shipping instructions. ll as follows ∂ Utilizes the RF scanner and SAP system, load trailer by weight, size, UPC, location, and trailer system, load type, completing necessary paperwork and folon, and trailer lowing the warehouse sanitation policy. work and fol∂ Understands utilization of dock plates and policy. levelers. Lock trailer or place chocks under trailplates and er before loading. Lift dock plate, close dock cks under traildoor, handle paperwork as directed, and call close dock trailer out to guard when finished with trailer. ed, and call ∂ Loads direct shipments and/or performs case with trailer. pick and the staging of pallets of products as diperforms case rected by Team Leader. products as di∂ Assists Chute Haulers and/or operates power sweeper and power scrubber when required. perates power ∂ As determined by position or task, adheres to n required. & cooperates with factory & divisional quality ask, adheres to standards/requirements and department(s). Unvisional quality derstands & performs all quality checks as reartment(s). Unquired by the Nestlé Quality Management Sysy checks as retem to build consumer trust & preference by nagement Sysproviding quality brands, products & services; preference by maintains & ensures 0 defect & 0 waste atticts & services; tude without compromising safety or regulato& 0 waste attiry compliance. ty or regulato∂ Other duties as assigned.

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When you support African American businesses, you help the African American community. Go to www.CVAACC.org for the full listing of chamber members.

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