1029 issuu

OCT. 29, 2014

www.UrbanViewsWeekly.com October 29, 2014 Urban Views Weekly

1

THE DEAL

LETTER TO THE EDITOR

Are Extended Warranties Worth the Cost?

By Jason Alderman

A

Before purchasing an extended car warranty from the dealer or a third-party vendor, consider:

re these costly add-ons worth the expense or simply a sucker bet intended to boost the seller’s bottom line? It depends on whom you ask.

•

According to consumer watchdog organizations like the Federal Trade Commission and Consumer Reports, extended warranties and service contracts often don’t make strong financial sense. However, some people find extended warranties reassuring, especially for large purchases with electronic components that can go awry and are expensive to repair or are easily broken.

•

Before you buy an extended warranty, do your research and consider these points: • • • • •

•

•

Does it overlap with the manufacturer’s warranty? Don’t pay twice for duplicate coverage.

Many credit cards automatically extend the manufacturer’s warranty for up to a year on purchases – for free.

•

Before purchasing, check the company’s track record with your state’s Department of Insurance, the Better Business Bureau and independent reviewers like Angie’s List.

•

Service contracts might not cover specific product parts or repairs. If the terms don’t list a part or function as specifically covered, assume it’s not.

•

Carefully review the contract for deductibles, limits on the number of allowable service calls, exclusions and clauses that allow the company to deny coverage – for example, if you don’t follow their instructions for routine maintenance.

VIRGINIA POWERWASH

Gentle Washing

)PVTFT t 3PPGT %FDLT t %SJWFXBZT t (VUUFST

Call 804-639–0700 Licensed & Insured

www.virginiapowerwash.com

Don’t feel compelled to buy an extended warranty immediately. Policies can usually be purchased months or years later – although the cost VOL.7, ISSUE 44 Urban Views Weekly, llc will increase as the car ages.

If buying an extended warranty through the dealer, find out whether it’s backed by the manufacturer (which means you can go to any dealership throughout the country) or by a third party, which could limit your repair options considerably.

6802 Paragon Place, Suite 410 Richmond, va 23230 Office: 804.441.6255 Fax: 888.439.2534

Ervin B. Clarke Publisher

Most carriers sell a variety of plans at varying costs, duration and mile- publisher@urbanviewsweekly.com age limits – everything from basic powertrain-only policies to compreFlora C. Clarke hensive bumper-to-bumper coverage.

Administrative Assistant flora@urbanviewsweekly.com

Ask whether the warranty can be transferred to a new owner – that’ll boost resale value.

Shelia O. Spurlock-Shaw Advertising

Extended warranties are also available for used cars. They’re more shelia@urbanviewsweekly.com risky to buy than new cars and thus may be better candidates. However, the older the car, the more expensive – and limited – the coverage Brittany R. Hughes Art Director likely will be.

As an alternative, consider putting the same amount into a savings account. CHECK OUT OUR WEBSITE That way, if the product breaks, you’ll have enough money on hand to replace FOR THE LATEST ARTICLES AND INFORMATION. it. If not, you’ll have a nice chunk of change.

Ask whether the retailer handles repairs itself. You may be required to mail the product to a repair center, so factor in shipping costs if they’re not included.

New cars typically come with a basic factory warranty that covers most components for at least 3 years or 36,000 miles (sometimes more), as well as separate warranties for items like the powertrain, corrosion and roadside assistance.

If you plan to sell the car before the basic warranty expires, an extended warranty probably doesn’t make sense; however, if you’ll likely keep the car for many years, it may.

If you would like to respond to Viewpoints, your submission should contain your name, a full valid address and a daytime phone number.

We cannot acknowledge submitted letters. We reserve the right to edit for accuracy, clarity, legality and taste.

E-mail (without attachments) to Editor@urbanviewsweekly. com. Mail letters to Editor Urban Views Weekly.

Bottom line: If it will make you sleep more soundly, consider extended warranties for your major purchases. Just do your homework first and realize that peace of mind may cost much more than any repair bills you ultimately need.

Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.

M.B.M

Improving Your Community One Home at a Time w Power Washing w Gutter Cleaning w Painting w Gutter Guards w Asphalt Seal Coating w Paving w Masonry Tuck Pointing w Hot Asphalt Patching w Roofing / Roof Repair

(804) 396-0076 Licensed

2 Urban Views Weekly October 29, 2014 www.UrbanViewsWeekly.com

A POSITIVE VOICE IN OUR COMMUNITY

www.UrbanViewsWeekly.com

SPOTLIGHT

State Farm Recruiting for Unique Career Opportunity

By Erika Winston

D

o you aspire to own a business? Is uncertainty keeping you from pursuing that dream?

State Farm Insurance wants you to consider a career opportunity where you can “go into business for yourself, but not by yourself.” Jessie Bell is a State Farm recruiter in the Richmond metropolitan area. She explained the unique opportunity and what the insurance company provides for the right candidates.

“Most people are not aware of what State Farm offers for someone who is considering starting a business,” stated Bell. “We are looking for people who want to make a lot of money while helping people. They don’t have to buy their way into the business. If they meet the criteria, we will give them a business, rather than paying thousands of dollars to start their own.”

According to Bell, State Farm works differently from its competitors. New agents will not walk blindly into an isolated operation with little assistance. Instead, State Farm operates more like a franchise, providing more agent support than most insurance companies.

The process begins with a 9 month internship of paid training. “Interns receive a $30,000 sign on bonus - $12,000 after the internship and $18,000 after the probation period is completed,” explained Bell. “We pay someone to go through the internship training, so they can maintain their current standard of living while learning the business.” Training is virtual for the first 8 weeks, with online instruction and assistance to earn insurance licensing. Bell explained that the company offers about 100 different products and they work hard to ensure that new agents can market and sell each one of them.

Most of the second segment of the internship takes place in Charlottesville, with

travel expenses paid by State Farm. During this time, agent candidates learn more about the company’s individual services and products. They complete the education needed to start an agency.

The last phase is field development, where candidates will spend time “working for an agent, while getting experience and doing the legwork to launch their agency,” according to Bell. “They will teach you how to sell and market the products.” She went on to explain how State Farm even assists in the office startup, providing new agents with loans, a line of credit, a credit card and wage assistance for the hiring of a support staff.

“Selected candidates for agency can receive a book of business worth over a million dollars,” stated Bell, “or agents can choose to start a New Market/scratch agency. State Farm will supplement the income of a New Market Agent for the first five years through our Premium Builder Program, so they have the opportunity to earn the same level of income as an agent who inherits a book of business.” She went on to say that State Farm also pays relocation fees, when applicable, and offers retirement assistance for agents. “It’s a career you can’t outgrow.”

When asked what skills are necessary to take advantage of this opportunity, Bell emphasized that insurance industry experience is not required. Instead, she advised that she is looking for someone who possesses customer service, leadership skills, and business acumen. The ability to work within a team is also necessary, as well as some familiarity with computer usage. “They should also know how to communicate,” added Bell.

Interested parties can learn more about this exciting career opportunity by visiting Bell’s website at www.jessieb.sfagentcareers.com. She is also accessible by telephone at 804-912-5573.

-----------------------------------------Promotional Feature-----------------------------------------www.UrbanViewsWeekly.com October 29, 2014 Urban Views Weekly

3

SPOTLIGHT

Carmina Burana Returns to The Carpenter Theatre with Full Symphony and Chorus Butler’s controversial spectacle will be staged alongside Balanchine’s Mozartiana and Winslett’s own Danse Macabre in celebration of 40 Years of The School of Richmond Ballet

R

ichmond Ballet is gearing up to open our newest production on Halloween night – Carmina Burana – it’s going to be a wonderful, spectacular show!

Maggie Small and Thomas Ragland will be dancing the leads in Carmina Burana.

Both seasoned professionals, Maggie Small and Thomas Ragland bring their experience, maturity and pure artistry to John Butler’s Carmina Burana, a work that has become one of the most popular pieces from the Richmond Ballet repertory. Butler’s powerful, impassioned masterwork, choreographed originally in 1959 for New York City Opera, used the full breadth of Carl Orff ’s choral score to explore the melding of classical ballet’s structure with the earthiness of contemporary dance, ultimately creating an innovative work that remains polarizing to this day. Orff ’s grand-scale, incredibly varied musical spectacle was meant to overwhelm the senses, painting a lusty and emotional portrait of the cycle of medieval life, both celebrated and lamented in the 24 carminas, or songs, that were discovered in an ancient Bavarian monastery. With its avant-garde costuming and emotive lighting design, Carmina Burana is sure to soar with the powerful accompaniment of the Richmond Symphony and the Richmond Symphony Chorus, uplifting Orff ’s oeuvre to its masterful heights, enlivening Butler’s extraordinary, groundbreaking work.

Carmina Burana with Mozartiana and Danse Macabre With Richmond Symphony and Richmond Symphony Chorus

Carmina Burana : Choreography by John Butler, Music by Carl Orff

In Celebration: 40th Anniversary of The School of Richmond Ballet

Mozartiana : Choreography by George Balanchine, Music by Peter Ilyich Tchaikovsky Danse Macabre : Choreography by Stoner Winslett, Music by Camille Saint-Saëns The Carpenter Theatre at Richmond CenterStage Friday, October 31, 7:00 pm Saturday, November 1, 2:00 pm and 7:00 pm Sunday, November 2, 2:00 pm Tickets start at $20.00.

Tickets available at the Richmond Ballet Box Office, by phone at 1.800.514.3849, or online at eTix.com.

Maggie Small and Thomas Ragland in rehearsal for John Butler’s Carmina Burana. Richmond Ballet 2014.

-----------------------------------------Promotional Feature------------------------------------------

4 Urban Views Weekly October 29, 2014 www.UrbanViewsWeekly.com

All rights reserved. Photos by Sarah Ferguson.

1st Anniversary Celebration

Premiere African American Entrepreneur Networking Event :HGQHVGD\ 2FWREHU ‡ S P

Theme: We Must Spend Dollars With African American Businesses –– The Movement Starts With Business Owners –– Meet and Mingle... This is the one African American networking event that you must attend.

Keynote Speaker: Maggie Anderson Founder of the Empowerment Experiment and Author of “Our Black Year.�

Margarita Anderson and her family made history and dominated headlines as national media covered their year long VWDQG OLYLQJ H[FOXVLYHO\ RĎƒ %ODFN EXVLnesses, professionals, and products.

Small, Medium & Large Business Owners will be in attendance.

Mentor & Mentee relationships will be formed.

3XEOLVKHUV :HHNO\ FDOOHG KHU ERRN ĂŹD G\QDPLWH VXEMHFWĂş DQG ĂŹDQ HĎƒHFWLYH SUREH LQWR KRZ $IULFDQ $PHULFDQV VSHQG so much money that overwhelmingly leaves their communities.â€?

You will meet someone who needs your products or services.

Business and community leaders like Cathy Hughes, Marc Morial, and Alfred Edmond, have also praised Maggie’s stand and their endorsements appear RQ WKH FRYHU RI KHU ERRN (GPRQG VWDWHV “the Andersons’ economic odyssey is nothing short of heroic.�

You will meet someone you can refer others to do business with.

Register now at

www.CVAACC.org

New Venue!

Join Us At The Country Club!

Jefferson Lakeside Country Club

1700 Lakeside Avenue, Richmond, VA 23228

+HDY\ +RUV G¡RHXYUHV Cash Bar

&HQWUDO 9LUJLQLD $IULFDQ $PHULFDQ &KDPEHU RI &RPPHUFH ‡ ‡ (PDLO LQIR@CVAACC.org

www.UrbanViewsWeekly.com October 29, 2014 Urban Views Weekly

5

African American Chamber of Commerce Celebrates First Anniversary Wit

We Must Spend Dollars With Afr The Whole Community Will Ben

By Janeal Downs

M

any people in the black community voted for President Obama in his first presidential race as well as his second. There are numerous successful people in the black community, whether they are business owners, attorneys, teachers, or other positive professions. However, what is highlighted most in the community are negative aspects in relation to areas such as crime.

Why are black-owned businesses not getting the recognition they deserve to maintain their success? One reason may be the lack of support from the black consumers themselves. On a mission to encourage people to support black-owned businesses, the Central Virginia African American Chamber of Commerce will hold its first anniversary celebration, and the theme is “we must spend dollars with African American Businesses.” The event will offer African American entrepreneurs the chance to meet other owners of small, medium, and large businesses and to expand their network.

The keynote speaker of the event, Margarita “Maggie” Anderson, brings to light the fact that people can “get elected black”, “vote black”, but many don’t often buy black.

Maggie Anderson, an entrepreneur and advocate, is one person who has made it her mission to enhance the support of black business owners. Maggie, along with her husband John Anderson, made it their goal to enhance the black community economically by purchasing items and living off of businesses and utilizing products owned by black people for the year of 2009. This project, known as The Empowerment Experiment, even resulted in a study conducted by Northwestern University’s Kellogg School of Business. With the data from the Empowerment Experiment, the university’s research proved that an increase in support of black businesses can elevate not only the black community but also the overall economy of America. “We took the stand so that years later we could have a platform like this, so that we can unite with all those folks who have been caring about black businesses and wondering where they went and understanding that the problems in our community are a direct result of our not having strong businesses in the community, and our not having our fair due representation in corporate America,” Maggie said in an interview on The Jack Gravely Show.

Margarita “Maggie” Anderson

6 Urban Views Weekly October 29, 2014 www.UrbanViewsWeekly.com

Maggie said the problem within the black community is not a lack of entrepreneurs but a lack of consumer demand and support. “The consumers weren’t doing anything and we know, from what happened in Montgomery, it’s the people that have

to stand up,” aren’t behind stance as rac In compariso the majority falls behind death threat average Asia does in the and national American co tailers for 28 their money hours in the

She said Asia which the sa crease in bla 80% more li the U.S. She not typical f beauty supp to also open other areas s

With her hu ment and Th powerment E Quest to Buy states that b businesses fa movement w African Ame ing of the bu dent of U.S. B

th A Stern Message:

rican American Businesses, nefit

,” Maggie said. “We can have these great institutions but if the people d them, nothing’s going to change.” Though many people initially see her cist, Maggie said once given facts and statistics, many people understand. on to other ethnic communities, such as the Hispanic community where y of the people have their money in Banco Popular, the black community in support. “I’ll be honest, my children were teased in school; we got ts; my husband almost lost his job just because I decided to do what the an woman does in the Asian community, what the average Jewish person Jewish community. Everyone knows that Jewish people shop by name lity first, brand and product second,” Maggie said. She said in the Asian ommunity, the dollar stays with the bank, the professionals, and the re8 days before being spent elsewhere. She said in the Jewish community, y stays for 21 days, seven days in the Hispanic community, and only six black community.

ans have the lowest unemployment rates and highest graduation rates, ame cannot be said for the black community. Maggie encourages an inack-owned businesses and the support for them and said black firms are ikely to hire black employees, which will help unemployment overall in said, she recommends for entrepreneurs to open businesses which are for the community such as dry cleaners, wine shops, liquor stores, and ly stores. She advised to not only start different kinds of businesses, but n them in not only areas where a large portion of black people live, but such as diverse suburban areas.

sband, Maggie is the cofounder and CEO of The Empowerment Experihe Empowerment Experiment Foundation. She even detailed her EmExperiment in her book with Ted Gregory, “Our Black Year” One family’s y Black in America’s Racially Divided Economy. The synopsis of the book black wealth is about one tenth of white wealth, and African American all behind those of all other races. “The Empowerment Experiment is a which members of the African American community need to embrace. As erican entrepreneurs and consumers, we must have a better understandusiness segments that offer the greatest economic opportunities,” PresiBlack Chamber, Inc., Ron Busby stated in a review of the book. “Maggie

Anderson chronicles her own family’s commitment to patronize only Black-owned businesses for a whole year in this phenomenal book.”

In her interview on The Jack Gravely Show, she said one key to increasing the wealth in the black community is to have strong chambers of commerce such as the Central Virginia African American Chamber of Commerce (CVAACC). She said the success of other ethnic communities is fueled by their chambers. When in grocery stores, Maggie said the reason people see entire aisles of Asian and Hispanic products is because of these consumers and their chambers. “So we want to be really smart about this, we want to get behind our chambers, and we need to start really looking for our products on the shelf, our hotels, our dealers; we need to be open about this,” Maggie said. “These are the things that we need to be doing, and no one’s stopping us from this.”

“In the Asian American community, the dollar stays with the bank, the professionals, and the retailers for 28 days before being spent elsewhere. In the Jewish community, their money stays for 21 days, seven days in the Hispanic community, and only six hours in the black community.”

Maggie Anderson Her mission falls in line with that of the CVAACC, to encourage the support of blackowned businesses and increasing the wealth in the African American community.

“The CVAACC is charged with growing African American businesses and increasing wealth in the African American community. We believe that through education, networking, and various collaborations, the African American community can improve its economic position. The Central Virginia African American Chamber of Commerce will be a driving force behind this movement,” the CVAACC stated on its website. To register for the CVAACC’s First Anniversary Celebration or to get more information go to www.cvaacc.org. www.UrbanViewsWeekly.com October 29, 2014 Urban Views Weekly

7

Local Business Leaders, Educators and Agency Directors Support Early Learning at VECF Annual Meeting

M

ore than 75 statewide early childhood leaders from all corners of the Commonwealth recently gathered in Richmond for the annual meeting of the Virginia Early Childhood Foundation.

home visitation; social services; and Richmond City Schools, among others.

IN PHOTO: Standing is Thad Williamson, Director, Mayor’s Office of Community Wealth Building for the City of Richmond. The panelists, seated from left to right by Williamson, are Chris Chin, Director of Community Partnerships for The Robins Foundation; Amy Strite, President & CEO of Family Lifeline; Harold Fitrer, President & CEO of Richmond Communities in Schools; Sapphire Baker, Principal of Communitas Consulting; Terri Perkins, Director of Curriculum and Instruction for Richmond Public Schools; and Robert Bolling, President & CEO of ChildSavers.

Highlights of the annual meeting included an opening keynote address by Secretary of Commerce & Trade Maurice Jones; a lunch keynote address by Olivia Golden of the Center for Law & Social Policy (CLASP); and several panel discussions with corporate leaders, legislators, and state agency directors about the impact of quality early learning on school readiness for Virginia’s youngest citizens.

For more information on the Virginia Early Childhood Foundation and the Smart Begin“Our statewide Smart Beginnings initiatives appreciated the strong support of elected of- nings initiatives to advance school readiness in the Commonwealth, visit www.smartbeginficials from both sides of the aisle, as well as from business leaders, educators, agency di- nings.org. rectors, and many other early childhood champions,” said Kathy Glazer, President of the Virginia Early Childhood Foundation. “Together, we are striving to create a well-prepared workforce for a more prosperous Virginia.”

The event concluded with a unique “Fishbowl Conversation”, allowing an opportunity for attendees to participate in a real-time dialogue with City of Richmond leaders from various sectors that impact school readiness and kindergarten preparedness such as health care;

TanyaFree.com/Urban Views Weekly Poll November 4th is Election Day. Virginia law now requires all voters to provide an acceptable form of photo ID at the polls.

Voters arriving to the polls without photo ID will be required to vote a provisional ballot and will have until noon on the Friday after the election to deliver a copy of identification to their locality’s electoral board in order for their provisional ballot to be counted.

Did you know that a photo ID is now required to vote in Virginia? Do you have the proper ID? Check out the story and respond to this week’s Urban Views Weekly Poll @ TanyaFree.com and the Urban Views Weekly FACEBOOK page.

Tune in weekly to the Tanya Free and Friends Talk Show Wednesdays @ 2pm on WCLM 1450AM and streaming live on TanyaFree. com and BlackTalkRadioNetwork.com.

8 Urban Views Weekly October 29, 2014 www.UrbanViewsWeekly.com

CARMINA BURANA

OCTOBER 31– NOVEMBER 2, 2014 Carpenter Theatre

with Richmond Symphony and Richmond Symphony Chorus TICKETS START AT $20 800-514-3849 OR ETIX.COM RICHMONDBALLET.COM

DANSE MACABRE • MOZARTIANA In Celebration: 40th Anniversary of The School of Richmond Ballet E. RHODES AND LEONA B. CARPENTER FOUNDATION

JOHN A. CABLE FOUNDATION

ARTS AND CULTURAL FUNDING CONSORTIUM (CITY OF RICHMOND, HANOVER, AND HENRICO COUNTY)

www.UrbanViewsWeekly.com October 29, 2014 Urban Views Weekly

9

Dream careers. Offered here. http://www.jessieb.sfagentcareers.com For more information contact: Jessie Bell, Agency Recruiter 804-912-5573 Jessie.bell.u8d2@statefarm.com Take control and keep perspective. State FarmŽ agents grow a business designed to help customers protect what’s important to them while making time to give back to their neighborhood. Make a decision you can be proud of, and take your career to a better state.

Be a State Farm agent.

Visit statefarm.com/careers today.

1306973

State Farm, Bloomington, IL

LET URBAN VIEWS WEEKLY GROW YOUR BUSINESS Call 804.441-6255

10 Urban Views Weekly October 29, 2014 www.UrbanViewsWeekly.com

and find out what we can do for your business.

VIEWPOINTS

FUNdraising Good Times

Hidden fundraising challenges – Part two of a two part series

N

ot all fundraising challenges lie in the actions – or lack of action –Employment by by? Sometimes an organization has been doing things so long, and dealing contracting revenue for too long, that mediocrity becomes the norm. donors, board members, staff and volunteers. Some are hiddenGENERAL in with EMPLOYMENT Timmons Group - Timmons Group is hiring a Take a close look at operations and attitudes with the goal of discerning plain sight. Consider the following.

Construction Materials Tech. Interested applicants apply online. if there’s a better way to conduct business. While your organization may www.timmons.com/careers/current-openings.

The will to fundraise. If you don’t want to fundraise, don’t make it a priormoney, need Woodworker need - Fast paced mfg facility located in isn’t necessarily a philanthropic motivator. Service, inPowhatan. Canidates must have expereience with ity, and don’t invest time and money in fundraising- chances are you don’t ALL woodworking machniery. Full time with novation, and accountability are the new norms. jtrapp@moslowwood.com have the will to fundraise. Will and willingness are related, but not benefits.804-598-5579/ the STORAGE MANAGERS 40 hr & PT. Sales, collections.

Light maintenance.

Measuring and communicating your impact. These are directly related same. Willingness is an attitude: will is the application of willingness. It isSend resume to: gaildilda@yahoo.com.

Must have driver’s lic. evident in the actions you take and don’t take. Do you visit with people in to accountability. You have to answer the question: how does my money Senior Accountant - Printing and Packaging companya seekingmake Senior Accountant with an Account- Take a moment to identify the measurements you will a difference? person? Do you ask for financial and in-kind support? Are you building ing degree and at least 3-5 years of manufactuirng deploy and build them into your programming. Review your measures and corps of fundraising volunteers, or do you try to do it yourself when experience. you info@dompkg.com Tow Truck Driver - FT; Exp, BTRO Lic, and Good outcomes. have the time?

Driving Record Req. Avg Pay $700 Use wkKellythem 804-652- to refine your work. Communicate impact consistently 5469 – people care more about impact than need.

VPFW Flexi/PRN Mammo Tech - Mon-Fri. Must be ARRT certified and hold a Va state license. Please Overcoming the business-as-usual mentality. Fundraising is competisubmit all resumes toinfo@vpfw.com.

Benefits and opportunities. Are you building a circle of reciprocity? What tive. You have to constantly lead with your uniqueness while fulfilling your Bookkeeper - PT for Church - G/L, A/R, A/P, Payroll, ACS exp. beneficial, office support. benefits – tangible and intangible – can you offer donors, volunteers, and mission and understanding the needs and concerns of donors and funders.

Ben.Haygood@BethanyPlace.com staff?

What opportunities do you offer that increase your value and offer You can’t go on autopilot. Take time to consider where your support lies, VOICE COACH WANTED 804-638-4488 where it could lie, and how to test your supposition. Take small risks, evalu- meaning to others? Don’t take people and relationships for granted. Demonstrate your gratitude in ways that incentivize giving and involvement. ate the results, and keep innovating.

Do you know your marketplace? Fundraising is all about people. Do you know the people in your community? Do you know the general attitude of the community towards your nonprofit? Do they like you? Do they care about your mission? Do they trust your leadership to use donated and invested funds with efficiency and efficacy? Can you identify emerging, unmet needs and make a difference without indulging in “mission creep?”

Mediocrity. Honestly, is your organization stellar, mediocre, or just getting

You can succeed: your community needs you to succeed. Keep up the good work.

Copyright 2014 – Mel and Pearl Shaw

Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising success. For help with your fundraising, visit www.saadandshaw. com or call (901) 522-8727.

Commercial Real Estate for Sale OFFICES, SITES, WAREHOUSE Office/Warehouses off Midlothian Tnpke. near Cloverleaf Mall redevelopment, Chippenham & Powhite. 950 sq.ft./ or can combine units starting at $600.00. Warehouse with drive in access. Parking, signage & trash incl.

359-5018

Residential for Rent Apartment Referral Services Policy Apartment referral service companies sell lists of available apartments for rent in your area. Please read contracts thoroughly to ensure that you understand and agree to all the terms and the cancellation policy of the contract.

APARTMENTS UNFURN. BEULAH ROAD - AFFORDABLE 1 bdrm apts, all electric. Some utilities included , very nice, $465.

FREE MONTHS RENT Low security deposit 804-271-1220

Chamberlayne Ave. FREE MONTHS RENT Spacious efficiency, 1 & 2 bdrm apts.

Come join our established apt. community. Busline. Newly redecorated.

C/A. Parking, laundry facilities. Quiet area. No application fee. work w/ problem credit. starting at $385 for 1 bdrm/ $550 for 2 bdrm. Ask about 1 month rent free. 804-329-6249 or 271-1220 ZACHARIAS BROS. OIL COLONIAL HEIGHTS 2-3 Bedroom Specials!

FREE WASHER & DRYER. Voucher Program Welcome, 877-297-5103 MAISONETTE APARTMENTS 6745 Jefferson Davis Highway 1 bdrm., A/C, util. incl., $190/wk.

804-275-7355. www.richmondmaisonettes.com

Trojan pride!

Everybody loves a parade!

WAYSIDE TOWNHOUSE APARTMENTS On Wayside Dr. Large 2 BR $750 & 3 BR $850. No pets. Chockley Elementary, Manchester Middle School. Move in Special!

804-359-5018.

www.UrbanViewsWeekly.com October 29, 2014 Urban Views Weekly

11

want to earn money for your school?

Earn A+ School Rewards every time you shop with your BONUSCARD, now through March 21, 2015

Register your BONUSCARD速 now on your smartphone OR visit MartinsFoods.com/aplus 12 Urban Views Weekly October 29, 2014 www.UrbanViewsWeekly.com