NOV. 19, 2014
Scholar of the Week - Miah Hardy
www.UrbanViewsWeekly.com November 19, 2014 Urban Views Weekly
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THE DEAL
What You Need to Know Before Reading New Social Security Statements By Jason Alderman
N
o matter how far away you are from retirement, it’s important to understand your Social Security benefits – and there’s a particularly good reason to do it now.
The Social Security Administration (SSA) is bringing back annual paper benefits statements for the first time in three years. It stopped in 2011 to save money on printing and postage, but Congress and consumer advocates complained that workers needed better access to their data. In September, the agency reversed its decision and announced it’s resuming the practice of mailing paper statements to workers in two categories: • •
Those who are not receiving benefits and are within three months of turning 25, 30, 35, 40, 45, 50, 55, and 60. (After age 60, workers will receive a statement every year.) Those who still haven’t registered for a My Social Security (www. ssa.gov/myaccount/) online account.
Why is this important? First, if you’ve paid into the Social Security and Medicare system, you should understand the benefits you’ve earned. Second, as the SSA has been closing field offices and reducing services to the public, despite the fact that Baby Boomers are starting to flood the system. It’s a good time to confirm and correct benefits due to the longer wait times on the agency’s toll free telephone line and field offices. Start by waiting for your next paper benefits statement or sign up at My Social Security website to review your current data. Here’s a quick overview of what your statement tells you: •
Introduction and your estimated benefits. This section covers four categories. The first is your retirement benefits, which are based on your age when you start drawing them. The calculations are based on three critical ages as examples: 62 (the earliest age you can draw retirement benefits), 67 (the full retirement age for
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anyone born after 1960) and age 70 (the oldest anyone can start drawing benefits, generally at the highest level if you can wait). The second is disability, which refers to the amount of your monthly disability benefit if you qualify. Third, your family/survivors benefits if a loved one dies. And lastly, your Medicare eligibility and the particular facts to support that conclusion. Your Earnings Record. This is a summary of your earnings that you need to verify for accuracy. Pull your annual tax returns as far back as you can to confirm this information, and if you work with a tax or financial planning professional, double-check their conclusions if you plan to challenge any errors with the SSA.
LETTER TO THE EDITOR If you would like to respond to Viewpoints, your submission should contain your name, a full valid address and a daytime phone number. We cannot acknowledge submitted letters. We reserve the right to edit for accuracy, clarity, legality and taste. E-mail (without attachments) to Editor@urbanviewsweekly. com. Mail letters to Editor Urban Views Weekly. VOL.7, ISSUE 46
Urban Views Weekly, llc
6802 Paragon Place, Suite 410 Richmond, va 23230 Office: 804.441.6255 Fax: 888.439.2534
Ervin B. Clarke Some Facts About Social Security. Provides additional definitions Publisher and guidelines to better understand your statement and includes publisher@urbanviewsweekly.com key contact information. Flora C. Clarke Administrative Assistant
Most experts will tell you that when it comes to retirement, time is your flora@urbanviewsweekly.com biggest ally – it gives you the opportunity to invest, save and adjust your plan strategy. Use your statement to do the following: Shelia O. Spurlock-Shaw •
•
Advertising
Spot and correct errors. If you and your tax professional spot dis- shelia@urbanviewsweekly.com parities in your benefit statement make careful notes, gather your Brittany R. Hughes evidence and consult the SSA’s contact page (www.ssa.gov/agency/ Art Director contact/) to start the correction process remotely or in person.
Blend Social Security into a broader retirement plan. Most ex- CHECK OUT OUR WEBSITE perts agree Social Security alone won’t provide a comfortable re- FOR THE LATEST ARTICLES AND INFORMATION. tirement. It’s never too late to plan.
Bottom Line: Even if you’re years away from retirement, make sure you understand your Social Security benefits, and that they’re accurate and fit into a broader financial plan for your retirement. Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.
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SCHOLAR OF THE WEEK
Scholar0 ek of the We
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of
Miah Hardy
Richmond Community High School
GPA: 4.6 College of Interest: Spelman College Major Community Service: Elementary School Tutor, Key Club Strong Interests: History, African American history, volunteering Favorite Activity: FBLA
With two parents as teachers, finding homework to give to her teddy bears, or “students”, was always an easy task. Miah Hardy said she has had the “teaching bug” since she was six years old. “Both of my parents are actually teachers so it’s kind of a thing in our household to teach so they really influenced me a lot,” Miah said. She said as an elementary school teacher she will be able to make a huge impact on a child like her teachers did for her. One of her interests is history, especially African American history. Eventually Miah wants to work her way up into teaching History on the middle school and high school level. As a senior at Richmond Community High School Miah currently has a 4.6 GPA. Her top choice of colleges is Spelman College in Atlanta. “Going to college is the only way I will be able to help raise the future generation of neuroscientists, veterinarians and culinary geniuses,” Miah stated in an essay. While maintaining her grades, Miah is also involved in community service and organizations at her high school. Her leadership roles include serving as the President of the National Honor Society, parliamentarian of Tri M Music Honor Society, Vice President of Mu Alpha Theta Math Honor Society, Vice President of Boy Scouts/Girl Scouts, and Vice president of the Key Club. As a freshman, she was the president of her class’ student council and currently is the secretary. Among other roles, Miah is also a member of the book
club, community council, the German Club, and the Yearbook Club.
While involved in all of these organizations, Miah said her favorite activity includes her work with Future Business Leaders of America. “I really enjoy doing that, that’s a great way to network with different people around the state of Virginia and to also promote different activities,” Miah said. Some activities she helps with in FBLA are Lead to Feed, a program aiming to help end world hunger, and Project Ask which works with children who have cancer. When asked who influences her to succeed the most in life, Miah said her grandfather who passed away two years ago on her mother’s birthday. If Miah would try to watch TV or something similar, she said her grandfather would always encourage her to make sure her studies were complete. “He would take me to school every day, drop me off at the bus stop, and he always encouraged me to stay in my books,” Miah said. Miah said she wants the community to know that she is a hard working individual and will always continue her education throughout her life. “I will definitely come back and give to the community no matter what I do or where I am, I will always come back to Richmond,” Miah said. By Janeal Downs
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Monica Haynes Named Editor for Urban Views Education Digest
V
eteran journalist and media consultant Monica L. Haynes has been named editor for Urban Views Education Digest. The quarterly publication, which previously listed only the names of Richmond and Petersburg Public School students on the Honor Roll, is being expanded to include stories about students, teachers, staff, programs, and activities in those districts. Haynes, who moved to Richmond in 2013, spent nearly 30 years as a news reporter, entertainment writer, and gossip columnist for the Pittsburgh Post-Gazette. After taking a newspaper buyout, she became a freelance writer, content provider, and blogger. She’s also worked as a publications consultant for the August Wilson Center for African American Culture and as an editor for IN Community Magazines. “I am looking forward to letting the community know that we are here
and we want to tell good stories,” Haynes said. “We are going to tell the stories that the larger media outlets don’t have time to tell. We know that there are problems, but there are also wonderful things going on in these schools and we want people to be just as well-informed about those things as they are about what might not be going right. “
In addition to her post as editor for the Urban Views Education Digest, Haynes will continue her media consulting work with small non-profit organizations and small businesses.
Haynes sits on the board of My Brother’s Keeper of Greater Richmond; a nonprofit organization which provides men’s mentoring programs.
Monica Haynes
If you know of good news in the Richmond or Petersburg Public Schools email monica@urbanviewsweekly.com
Grand Opening of The Crimson Beauty Salon complete the hands-on portion of the program. Now, we no longer need to do that,” said Lavern Vines, Director of Career and Technical Education.
Petersburg City Public Schools unveiled The Crimson Beauty Salon during a ribbon cutting ceremony at Petersburg High School last week. “This is beautiful. I love it! I’m proud and excited that I get to learn and perfect my skills here,” said PHS Cosmetology student, Jalisa Burgess.
School leaders, city leaders, students, and community members took part in what’s being called a major milestone. “This is the first time we’ve had a salon in the division. Until now, we’ve had to source out our cosmetology and barbering students. We’ve paid thousands of dollars to salon owners for the use of their facilities -- so that our students could
Construction on The Crimson Beauty Salon began in June 2014. The cost totals nearly $45,000.
Petersburg City and School leaders
PHS Cosmetology Students
Jalisa
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Shaina
The salon is outfitted with 20 styling stations, 10 hairdryers, 5 shampoo stations, 3 manicure stations, and 2 pedicure stations. “This salon allows our students to get theory training and hands-on training under one roof. Having this salon is important to our students. It’s also important to growing the program,” said Angela Glasgow, Instructor of the Cosmetology and Barbering program. Photos by Ervin B. Clarke
Yasmin
VIEWPOINTS
Why we MUST go back to move forward! By Dr. T
S
ankofa is a West African term specifically located in the Ghanaian cultural continuum. It means, “Go back and fetch it.” Based on a fable that speaks of a man who goes on a journey and after he has been traveling for some time, realizes that he has forgotten something very important. But instead of going back to get this “thing”, his pride will not allow him to return and so he continues down the road. When he arrives, he recognizes that the thing he “needs” the most is the very thing he forgot. Often people forget to recognize that life is a continuum; history is a continuum and in order to fully appreciate where we are or where we are going, we must go back and find out something about where we have been.
Too many people wrestle with the times in which we live. They wrestle with various systems, policies and procedures involving race, class, gender and all of their intersectionality. Systems whereby some are a part of the dominant culture and others are oppressed by that culture. What is often not understood is that these systems that are entrenched so deeply within the “American” landscape and lifestyle have a history; they are a part of a continuum. How did communities of color come to distrust law enforcement? Why do we have clear color lines drawn in our U.S. cities, often creating segregated communities more racially and economically desperate than those in the Jim Crow south? What makes violence against women and girls an epidemic of unbelievable proportion? And how is it we once again are protesting in the streets claiming illegal immigration is “killing American jobs”? That argument is as old as dirt and it keeps coming up as if it is the “new politic”? These questions continue to cycle and recycle with new language and definitions but without actually being addressed in any meaningful or transformative way. The old adage “When you don’t know your history, you are likely to repeat It.” Rings true.
history, it becomes imperative that there is acknowledgment of that fact before we can begin the process of redressing those inequities and disparities. It can be argued that what is impeding our progress, as a nation, is a lack of knowledge and/or a refusal to acknowledge how this nation was built, who built it, and what our shared heritage should be going forward. We need to Sankofa. If we are to become a nation that can truly claim to be the United States of America, we have some learning, re-learning, and recognizing to do. There are some things that we have forgotten, some things that we have never acknowledged…if we are to move forward, we must go back and fetch the things we have left in the past. The question is do we have the courage to do so?
Tawnya Pettiford-Wates, Ph.D. DrT@margins2thecenter.com
Artistic Director and Founder of The Conciliation Project www.theconciliationproject.org and a Professor of Theatre at VCU Up Next Week: What Ferguson Teaches Is About Justice
We take two steps forward to every three steps back. We are going backwards but not in any type of introspective or interrogative way. It is difficult to move beyond where we are, because we do not want to go back and get the information we need from our past that can truly inform our ability to construct a future that effectively addresses the inequities and disparities created in the inception and building of this nation, this American Dream. When people have been disadvantaged by a historic past while others have been disproportionally advantaged by that same
www.UrbanViewsWeekly.com November 19, 2014 Urban Views Weekly
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Firehouse Theatre to host the Ame
A Civil War Christmas By Janeal Downs
It
was about to be the dawn of a new day, a new era. Abraham Lincoln had just signed the Emancipation Proclamation and the country was finished with a horrible war where many lives were lost and the people are still wrestling with its conscience on the topic of slavery. Dr. Tawnya Pettiford-Wates (Dr. T) said this is the setting of the play which takes place on Christmas Eve of 1864 where many different stories will take the audience back to the time when the Civil War was still a fresh topic. Firehouse Theatre will present “A Civil War Christmas” starting Nov. 20. The play is what Dr. T calls an American musical. “We don’t in any way minimize the importance or the cogency of the events that surrounded the civil war and are about that period of our nation’s history which was a very difficult time, in particular Virginia history,” Dr. T said. “Because Virginia was really the epicenter for that.”
She said many historical figures will be portrayed in the play. For example Elizabeth Keckley, the seamstress for former first lady Mary Todd Lincoln. “Here you have a black woman during the civil war period that is the confidant and only friend really of Mary Todd Lincoln, the First Lady of the United States,” Dr. T said. Other historical characters portrayed in the play include Abraham Lincoln, General Robert E. Lee, General Ulysses S. Grant and Walt Whitman, a writer who Dr. T said many do not know was active in providing aid for wounded soldiers though he lived in New England.
Dr. T said the play will consist of 11 cast members who will play over 50 roles. She called the cast a wonderfully diverse cast with some new faces to the Richmond theater scene and with an age range of characters in their twenties all the way to the sixties. There will be a live band made up of acoustic instruments such as the violin, bass and snare drums so the “music will sound like it’s coming from the period without any electronics.” Dr. T said the play, originally written by award-winning playwright and university professor Paula Vogel, is fairly new and this is the first time it will be shown in Richmond. Dr. T is an associate professor within VCU’s theater department, Founder and assistant director of a non-profit social justice art organization called the Conciliation project, and also the education and outreach director of the Firehouse Theatre. She said she has been in the industry for 40 years and to be able to mix a historic event with the Christmas season is new and refreshing for her. “People’s everyday lives are affected and yet they still have to go on
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Jay Banks
Banks said he has been in about sev mance program. He said he thinks th show is the “amazing” music which can recognize what happened in his that has a lot of musical moments, b our nation,” Banks said. “Not just se today.” He said he hopes the audienc
Another actor in the play, Raven Wilk she has been in four of the main stag which was also directed by Dr. T. W Puck in “A midsummer’s night dream
erican musical: and time still goes on. The season of Christmas didn’t stop just because it was the Civil War,” Dr. T said. “If you think about, say Hurricane Katrina, it didn’t stop Christmas or Thanksgiving but it did affect how people celebrated it.” She said people find ways to connect with the season in any way they can because it speaks to their humanity. One actor said not only did he like the subject matter of the play but also the fact that he got to work with Dr. T. “She’s an incredible director,” Jay Banks said. “She brings things out of you that you don’t even realize that you had.” Banks, like the other cast members, will play numerous roles including the role of a soldier, shopkeeper, and a college student, with the latter being one of his favorites. One historical role he will play is Ely Parker, a Native American general in the Civil War. Among other honors, Banks said Parker was the first Native American ambassador for foreign affairs.
ven or eight professional shows in VCU’s theater perforhe show will be wonderful; one of the best parts of the was directed by Andrienne Wilson. “I think that people story through this play that has a lot of fun moments, but recognize the past of our country and the history of e it as the past or as history but see it as how it applies ce really gets a chance to think about the play’s topic.
kes, is also a VCU theater performance major. Wilkes said ge shows put on by VCU, including “The Colored Museum” Wilkes made her professional debut in Richmond playing m” with Richmond Shakespeare and was even nominated
for a Richmond Critic Circle award for best supporting actress in a play.
One of the main roles she said she will play is the role of a woman named Hannah. Hannah is a recently freed slave and, with her daughter, is traveling to Washington D.C. Along the way, Wilkes said they come across different problems including the two becoming separated. Wilkes said their story is “not only their journey of running to freedom but their journey of finding each other and being reunited.” Another role she plays is Rose, the wife of an African American union sergeant in the military, both freed slaves. She said the only reason the man joined the army was to find Rose who was taken by rebel soldiers and to get revenge. Rose’s character is portrayed through flashbacks within her husband’s memory.
Raven Wilkes
Both Wilkes and Banks credited the play’s dramaturg, Grant Freeman with assisting the cast by creating an informative packet on the time period in which they would be acting. “The research was a big part in preparing for the role because you want to do them justice. You’re portraying a real life person,” Wilkes said. “So you have this need to fulfill it and show the truth behind who they were.” She said the play is a wonderful family show and something people will enjoy. “I think it’s something that people can really learn from,” Wilkes said. “It’s something that people can reflect on and really feel moved and get in the Christmas and Holiday spirit.”
A Civil War Christmas will run from Nov. 20 to Dec. 20, with opening night on Nov. 21, Thursday to Saturdays starting at 6 p.m. Sunday “Pay what you will” showings will be held on Dec. 7 and Dec. 14. Tickets are available for $35 at www. firehousetheatre.org or by phone at (804)355-2001 with student, senior, military, RAPT, and group rates available. The Firehouse Theatre is located at 1609 W. Broad Street.
www.UrbanViewsWeekly.com November 19, 2014 Urban Views Weekly
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CIVIC BEAT
FUNdraising Good Times
The Wise Donor - Moving Beyond Emotion
I
for these gifts, or an update regarding the impact of your giving? t’s always good to give. To give from our hearts, according to our beliefs, and in line with our vision for the world we want 5. Don’t fall prey to in-person or on-line peer pressure. Keep your giving joyous! Know who and what you want to support, and make your decisions accordingly. to live in. There is a renewed emphasis now You are under no obligation to give to any organization, even if you gave before. as we enter the giving season. You will notice Nor are you under an obligation to increase your gift. These are voluntary decimore advertisements on television for nasions. Take a moment to evaluate emotional appeals – especially online requests – tional nonprofits with compelling images and to see if the actual work of the organization is in line with your priorities. Multiple music; more social media campaigns; more small impulsive gifts add up over time: you may find you’re “over budget” or that letters and cards coming via U.S. mail; more your giving is not in line with what’s important to you. phone calls – from volunteers and paid solicitors; and more one-on-one conversations Most importantly, look inside to see if your giving reflects what’s in your heart. about giving.
Here are five things to help you make giving decisions that unite your heart and mind.
Copyright 2014 – Mel and Pearl Shaw
Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising suc1. What are your giving priorities ? What is important to you? Do you want to help cess. For help with your fundraising, visit www.saadandshaw.com or call (901) 522end poverty? Increase access to the arts, childcare, affordable housing, or college 8727. education? What about curing cancer, improving neighborhood safety, supporting long-term social change, or teaching children to read? Are you committed to international aid that builds local economies or treats people with Ebola or HIV? 2. What types of organizations do you want to support? Local nonprofits? National or international agencies? Your church, synagogue, temple, or mosque? A community foundation, women’s foundation, giving circle, or black united fund? Is it important to give to a recognized nonprofit, or are you comfortable giving directly to people you know make a difference, regardless of their formal structure? 3. How well do you know the organizations you give to? Which are registered charitable organizations? Which have a website with information? Is there anyone you can call to ask questions? Have you looked up the nonprofit at www.guidestar. org? This website provides information including funds raised and use of funds (Form 990). Just type in their name.
4. What is your giving budget? How much can you give? How much do you want to give? Know your budget so you can respond to specific solicitations. Consider automatic contributions from your credit card or bank account. Do you want to continue these? Increase them? Decrease? Have you received acknowledgements
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Giant Food Stores, Martin’s Food Markets, And Its Parent Company Named Progressive Grocer’s 2014 Retailer Of The Year Recognized For Company’s Better Neighbor Efforts
P
rogressive Grocer, a leading retail food industry trade publication, has named GIANT Food Stores, MARTIN’S Food Markets, and all of the Ahold USA businesses as 2014 Retailer of the Year. The recognition was given for the company’s exceptional philanthropic contributions and community outreach efforts. GIANT/MARTIN’S is profiled in the October 2014 issue which can be found at www. progressivegrocer.com.
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mitment to nutrition education was also profiled. In addition, as part of the company’s commitment to hunger relief efforts, GIANT/MARTIN’S “Meat the Needs” frozen meat donation program, which has distributed more than three million pounds of meat to regional food banks, was also featured.
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Feedmore Receives 1,000 Turkeys From Martin’s Great Turkey Give Back
Total of 3,500 turkeys to be donated companywide by Thanksgiving
T
o ensure those in need have a warm holiday meal, MARTIN’S Food Markets Great Turkey Give Back donated 1,000 turkeys to FeedMore – Central Virginia Food Bank. The donation took place at the new MARTIN’S in Midlothian, VA. This Thanksgiving season, a total of 3,500 turkeys will be donated to seven regional food banks and local hunger organizations throughout MARTIN’S operating area.
“The fight against hunger occurs year-round for far too many in our local communities and MARTIN’S Great Turkey Give Back helps to provide a holiday meal for those who may have otherwise gone without,” said Chris Brand, manager of community and public relations. “As part of our company’s ongoing better neighbor efforts and in the spirit of giving this holiday season, this marks our largest donation of turkeys ever and hopefully jump-starts holiday food drives for our regional food bank partners.”
As a grocer, MARTIN’S is committed to fighting hunger across its operating area, including partnering with approximately 100 regional food banks and local pantries. To date this year, MARTIN’S customers, associates, and ven-
dor partners have donated over $7 million in product and funds towards local hunger relief efforts.
“MARTIN’S has been helping fight hunger in Central Virginia for years and FeedMore is very appreciative of its leadership. This most recent gift of turkeys will make this a wonderful Thanksgiving for 1,000 families in need,” said FeedMore President and CEO Doug Pick. “Hunger knows no bounds and impacts so many of our friends and neighbors here in Richmond and throughout our 36 county and city service area. I am pleased to extend our gratitude to MARTIN’S, their customers, and associates on behalf of the many families who depend on the generosity of individuals, corporations, and organizations, especially at this time of year.”
FeedMore is Central Virginia’s hunger-relief leader made up of the Central Virginia Food Bank, Meals on Wheels Serving Central Virginia, and the Community Kitchen. Working together to efficiently and effectively fight hunger to enhance lives in the local community, FeedMore’s programs provide hunger relief to Central Virginia’s most vulnerable populations, particularly children, families, and seniors.
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