MAY 28, 2014
Scholar of the Week - Chastyn Smith
www.UrbanViewsWeekly.com May 28, 2014 Urban Views Weekly
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– NEW MEETING LOCATION –
DOWNTOWN RICHMOND
THE DEAL
Don’t Fall Prey to Medical Identity Theft By Jason Alderman
B
y now, most p e o p l e know about the perils of identity theft, where someone steals your personal or financial account information and makes fraudulent charges or opens bogus accounts in your name.
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Join the chamber by going online to www.CVAACC.org, email info@CVAACC.org or call Ervin Clarke (804) 823-7745 2 Urban Views Weekly May 28, 2014 www.UrbanViewsWeekly.com
Lately, a not-sonew twist has been getting a lot of attention – medical identity theft. That’s where someone gains access to your health insurance or Medicare account information and uses it to submit phony insurance claims, obtain prescription drugs or medical devices, or get medical treatment in your name. Besides its high cost, medical ID theft also can have deadly consequences. Suppose someone poses as you and gets an appendectomy; if you later entered the hospital with abdominal pain, your medical file would show that your appendix was already removed and you could be tragically misdiagnosed. Here are a few tips for avoiding medical ID fraud and steps to take if it happens:
Your medical files are often full of information ID thieves crave: account numbers for Social Security, health insurance, Medicare or Medicaid, contact information, email address, etc. All it takes is one stolen employee laptop or an intercepted piece of mail or email to leave you vulnerable.
Sophisticated thieves will also hack computer networks of insurance companies, pharmacies, medical equipment suppliers and others who have access to your medical records. And unfortunately, the black market for stolen information is so tempting that employees have been known to steal data. continued on page 8
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Tips to Prepare for Your New Baby StatePoint
W
hile pregnancy can be a joyful time, there can be a lot to think about. Whether you’re a first time parent or you have a growing brood, welcoming your newest family member is a big task.
Here are some tips for staying organized throughout the process:
• Do your research. While certain parenting skills are intuitive, some knowledge must be acquired. Gather as much information as you can from other parents, your obstetrician, and pregnancy and child development books, magazines and blogs.
• Check-up. Maintain a special calendar for your pregnancy that can help you stay on top of doctor’s appointments and other important health reminders; there are several good apps that make this easy. •
Think ahead. Even at a baby store designed for parents’ convenience, shopping will become more difficult once the baby arrives. So think beyond infancy and consider your baby’s future needs now, like different clothing sizes, convertible car seats, safety gates, feeding accessories and developmental toys.
• Register. Who knew such a tiny bundle of love could need so much stuff? The best way to ensure your baby will have everything he or she needs upon arrival is to create a registry and make requests.
Friends and family want to get you the things you want -- from bibs to bouncers to strollers. Include a range of price points to provide choices. Early on, use announcement cards and email announcements to keep friends and family in the know. •
Stay organized. Be advised that even with a registry, you could still get gift duplicates. So opt for a retailer that offers hassle-free returns and exchanges, such as buybuy BABY, which also offers other conveniences such as personalized customer service from expert registry consultants, a huge product selection, a mobile app, free announcement cards, free gift packaging in-store, a completion discount, friends’ referral rewards, and social media sharing options.
Be sure to take advantage of free reference tools, like their Baby Book and Registry Checklist, which can help ensure you get everything you and your baby will need. •
Get started. From painting and furnishing the baby’s room to stocking up on diapers, start early so you can relax, take your time and have fun. Starting early gives you time to consider your choices and enough lead time on furniture special orders. You’ll also be quite thankful if your baby decides to arrive before expected!
More tips for expecting parents can be found at www.buybuyBaby.com.
Don’t let planning for your little one be a cause of stress. With a little organization and the right tools, you can be sure you’re ready for parenthood long before your due date.
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COMMUNITY
Single Moms Support Group Is Launched
T
he newly formed Motherhood Co-Parenting Initiative, which is one arm of the Richmond Family & Fatherhood Initiative www.richmondfatherhood.org is excited about the launch of the Mothers Support Group for Richmond’s single mothers.
the total 2,939 births to City residents, 1,885 were to single women, and 85.4% were to African American mothers. The Mothers Support Group will provide help for single mothers who are raising their family alone; it’s also an opportunity for inexperienced single moms to just learn to be a better parent.
The Mothers Support Group for City of Richmond residents will begin June 4th at Trinity Family Life Center, 3601 Dill Road, Richmond, Virginia. The two-hour sessions, from 6:00 to 8:00 p.m., will last for ten weeks, and there’s no cost for participation. Moms can also bring along their children, ages two and older. Free childcare and dinner will be provided for all. For more information and to register, call 804-321-6761.
The Support Group uses the “Young Mothers and Parenting Curriculum,” an evidence-based curriculum developed by Dr. Jeffrey Johnson and the National Partnership for Community Leadership (NPCL) www.npclstrongfamilies.com. The highly successful curriculum is divided into four components: Personal Development, Life Skills, Responsible Parenting, and Healthy Relationships. The In the City of Richmond, a majority of families are headed by single moms. In 2012, out of curriculum incorporates real-life experiences and challenges faced by real single mothers.
Tips to Keep Kids Eating Healthy this Summer StatePoint
A
change of routine can be an excuse for bad eating habits. But don`t let your family’s well- spokesperson for the Academy of Nutrition and Dietetics. balanced meals take a vacation this summer. Consider these healthy tips: “Summer break is an opportunity to spend time with your kids and help them understand • Bring the kids along to the grocery store and let them pick out healthy foods they like. the importance of healthful eating,” says Vandana Sheth, registered dietitian nutritionist and There are a bounty of fresh fruits and vegetables available during the summer months, • • • •
so steer the cart out of the junk food aisle and into the produce section.
Assign kids age-appropriate kitchen tasks. For example, let older kids chop and cook, and have younger kids mix ingredients and set the table. Headed to the pool? Pack lunch so you aren’t tempted to order from the snack bar. Sit down as a family and eat together.
Remind kids about the importance of physical activity and urge them to be active outside for at least an hour a day.
More tips can be found at www.KidsEatRight.org.
This summer, you can prioritize your family’s health.
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VIEWPOINTS
Memorials for Memorial Day By Dr. T
T
raditionally, Memorial Day is a national holiday wherein we set aside a time to remember and pay tribute to the fallen men and women who lost their lives while serving our nation in the U.S. Armed Forces. The holiday first began after the Civil War to honor both Union and Confederate soldiers who died in the war. This year, we celebrated on May 26th and schools, banks, and government offices were all closed. Millions of flags were flown nationwide and placed on the graves of fallen soldiers throughout the nation. There were parades, speeches and commemorative addresses and many paused to pay tribute to the sacrifice of life that freedom often requires.
death and destruction of one’s enemy. That’s what war does. Identifying whom exactly is the enemy and making that identification correctly is the challenge that either makes war righteously justified or tragically misguided. The heightened state of emotions surrounding the 9/11 Memorial and Museum by all contingencies are a testament to that reality.
When we remember and make memorials, we must recognize that they serve multiple purposes. In honoring the dead, we cannot forget the living that they left behind nor can we forget the ones that are yet to come - for which the memorial will serve as both an historic marker of a shared legacy and a teacher of history - but also as a Having a long weekend and a Monday off means that monument and testimony to the resiliency of the people there are also celebratory barbeques, family gatherings, it seeks to honor. The American story continues to evolve and blowout sales at shopping malls and retail centers through the memories, memorials and lives of both the everywhere. Except for the red, white, and blue themed living and the dead. Memorial Day is a day we set aside Poplar Grove National Cemetery, Petersburg National Battlefield posters and dĂŠcor displayed throughout the malls, retail to honor our U.S. military men and women who have made spaces, and newspapers, the original intent of a holiday memorializing our fallen soldiers seems the ultimate sacrifice in laying down their lives for their country and for the freedoms for which to get lost in the commercial trappings and economic opportunism that businesses cannot re- this nation stands; but the ongoing work is in remembering each and everyday that freedom sist. The controversial opening of the National September 11th Memorial and Museum in New is not free and the sacrifices of war do not only happen on the battlefields. We, who are left to York City brings into sharp focus how difficult it can be to balance memorializing the dead, remember, must not allow those sacrifices made on our behalf to be made in vain. honoring the living, and serving the public. For the relatives, friends, and comrades of the dead Tawnya Pettiford-Wates, Ph.D. the memorial is the actual gravesite of their loved ones; it is sacred ground. The energy that the DrT@margins2thecenter.com ground (where the 2 towers stood) holds is palpable; it is visceral; it is real, not imagined. For the public, the citizenry of NYC, the state, and the nation there is the connection to a national Artistic Director and Founder of The Conciliation tragedy, a tragedy whose outcome manipulated us as a nation, and without much question or Project www.theconciliationproject.org and a resistance ultimately pulled us into 2 wars with massive loss of life. The function of war is the
Professor of Theatre at VCU
Up next week - How can you call yourself a Christian?
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“Smart Beginnings Start with Fami
Supports Families with Young Children, By: Sara Hunt
T
he Virginia Early Childhood Foundation and the Library of Virginia have partnered to designate May 11-June 15, the time period between Mother’s Day and Father’s Day, as an opportunity to focus on the unique needs of young children and to recognize that Smart Beginnings Start with Families. Both of these partner organizations develop and implement statewide strategies to help parents and families provide young children with a strong foundation for school readiness and language development in the formative years from birth through age five. The Virginia Early Childhood Foundation (VECF) works in collaboration with Smart Beginnings initiatives in communities across the Commonwealth to promote school readiness and quality early experiences through a wide variety of initiatives designed to support families with young children.
The Library of Virginia provides educational programs and resources on Virginia history and culture for students and teachers throughout the state, and consults with Virginia’s public libraries to create enriching programs that encourage a love of reading in children of all ages.
Smart Beginnings Start with Families offers several free resources that can be downloaded from www.smartbeginnings.org, including a Tip Sheet of parenting tips, a Facebook cover photo and information about how key stakeholders such as schools, libraries, child care providers and healthcare professionals can support families with young children.
“We are delighted to partner with VECF on this innovative initiative to honor families and recognize the pivotal role of parental guidance in the lives of young children,” said Dr. Sandra “Sandy” Treadway, Librarian of Virginia. “One way to celebrate Smart Beginnings Start with Families is for parents to enroll their children in the summer reading program sponsored by their local library. Even the youngest child enjoys being read to and looking at picture books with an adult. Reading helps children discover and understand how the world works.”
“Since Smart Beginnings Start with Families is bookended by Mother’s Day and Father’s Day, it’s an ideal time to renew our collective commitment to support families with young children at all levels of community involvement, including business leaders, elected officials, libraries, healthcare and social service agencies, among other stakeholders,” said
6 Urban Views Weekly May 28, 2014 www.UrbanViewsWeekly.com
Kathy Glazer, Presid
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roscience now realize “brains are not born, but built.” Unlike most other organs, the brain birth! Although the brain cells are all in place, the “wiring” of the brain is not fully formed, time through stimulation in the context of nurturing relationships, with the most rapid ptic connections between cells occurring in the first few years of life. This period builds a weak foundation for all learning that follows.
ant for parents and caregivers to know? Parents are the very first teachers a child has— architects of the brain. The loving interaction between a young child and the parent builds ture’s basic foundation. Scientists describe this interaction as a “serve and return” action: reaches out to the parent in some way, and adults respond with words or gestures. This hange strengthens the architecture of the brain, affirms the child’s sense of worth, and velopment.
nown parents are important—science simply confirms and gives practical definition to hat is a loving parent to do? Fortunately, this is not rocket science—here are some tips:
t, loving care, with gentle, affectionate touch, promoting both physical and brain development.
guage with your child from the moment of birth, using words, songs, books and rhymes. d respond to cues from your child, practicing “serve and return” interaction. Repeat whatld says, adding additional words. Note: passively watching TV does not have the same
hable moments all through the day, using ordinary actions as “windows for learning.” Name y colors, count, describe things outdoors and concepts such as bigger/smaller, hot/cold.
dren to music, which develops the areas of the brain required for math and spatial reasoning.
ehavior you want to see in your child: a soft voice, patience in solving problems, ways to ety of emotions. A child’s healthy attachment to the parent provides the necessary foundaindependence, and effective relationships with others later in life.
success in school and life begins at or before birth, with parents enjoying the privilege of t teachers for their child, followed by additional partners in the educational process.
Tips to be an active participant in your child’s early learning Play with your child – play is an essential way for children to learn about their world Create and keep routines – children do best when they know what to expect Read at bedtime – this helps your child to settle down after a busy day and sets the stage for a lifetime love of reading Have meals together as often as possible – mealtimes are great ways to spend time together and share family values, while also teaching good eating habits and table manners Take time to talk and listen – talking to your baby or toddler stimulates brain development and builds a strong foundation for learning Show respect to gain respect - put down the cell phone, turn off the computer/TV and focus on activities, conversations or homework with your child Show unconditional love – talk through your child’s challenging behaviors with guidance and love, without threats; acknowledge your own mistakes when your child is old enough to understand
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7
CIVIC BEAT
FUNdraising Good Times Who is your ideal partner?
H
ow do you become a successful nonprofit fundraiser? What is the secret to success? An engaging personality, relationships, tenacity, creativity, sales ability and consistent follow through are some of the attributes of successful fundraisers. Here’s another: teamwork! Successful fundraisers don’t go it alone: they always have a partner. It is flattering and humbling to be asked to play a role in raising funds for an organization you believe in. You can increase your chances of success by picking the right partner to work with.
If you are asked to help organize a marathon, a concert, or a phone-a-thon you can double your impact by getting a partner. If you are asked to lead a capital campaign, an alumni campaign, or local disaster relief campaign get a partner and double your impact. When agreeing to help with fundraising make your answer, “Yes, and I’d like to have a partner work with me. So-and-so is a great asset and he has volunteered to work with me on this project.”
When you have a fundraising partner you have someone to bounce ideas off of, to make plans with, and to inspire you if you feel discouraged. If you know there are times when you will be out of town or otherwise committed, your partner can fill in for you and keep the process moving. When you have an effective and supportive partner, fundraising can transform from an obligation into a fun challenge. You set a financial goal and work together to figure out how to reach it. From Medical Identity Theft page 2
Common signs of medical identity theft include:
• Provider bills or insurance Explanation of Benefits (EOB) forms that reference medical services you didn’t receive. (Verify all dates, providers and treatments and look for duplicate billing.) • Calls from debt collectors about unfamiliar bills. • Medical collection notices on your credit report.
Just as you shouldn’t hesitate to ask your doctor or nurse whether they washed their hands, so you should feel free to ask what security precautions their business office takes to protect your information. Here are a few preventive measures to take: • Never reveal personal or account information during unsolicited calls or emails.
• Be suspicious if someone offers you free medical equipment or services and then requests your Medicare number. • Never let people borrow your Medicare or insurance card to obtain services for themselves. Not only is this illegal, but it could be disastrous if your medical histories become intermingled (think about differing allergies, blood types, etc.)
8 Urban Views Weekly May 28, 2014 www.UrbanViewsWeekly.com
Here are a few things to consider as you contemplate who could be your ideal fundraising partner. Reflect on who you know personally, professionally, through worship, family connections, and/or community life. It would be ideal to partner with an individual who has a track record of successful fundraising. But that alone is not enough! Think about who also shares an interest in the work of your nonprofit and its values, and who has demonstrated commitment and follow through in other areas of their lives. Think about who you have helped in the past, and who might “owe you one.” Look for a person who gets things done, doesn’t accept failure, and always has a “plan b” and a “plan c” in their back pocket. Another ideal characteristic: people who have the power, influence and wealth to easily engage others in meeting your fundraising goal. Finally, the most important characteristic is that of accessibility. You want a partner you can reach by phone, text or email and who is not too busy to give his or her full attention to your joint project. They make your fundraising project their project.
If this sounds simplistic, that’s because it is. Find a partner, put your heads together, and have some fun raising money. Copyright 2014 – Mel and Pearl Shaw Mel and Pearl Shaw position nonprofits, colleges and universities for fundraising success. For help with your campaign visit www.saadandshaw.com or call (901) 522-8727.
• Regularly check your credit reports for unpaid bills for unfamiliar medical services or equipment. This could indicate someone has opened a new insurance policy using your identity and is running up charges.
If you suspect or know your information has been compromised, ask for copies of your medical records from each doctor, hospital, pharmacy, lab or health plan where a thief may have used your information. Also request a copy of their “Accounting of Disclosures” form, which lists everyone who got copies of your medical records.
Next, write them all by certified mail explaining which information is inaccurate, along with copies of documents supporting your position. Ask them to correct or delete all errors and to inform everyone they may have sent records to (labs, other doctors, hospitals, etc.) Keep copies of all correspondence and logs of all phone calls or other related activities. You can also file a police report and contact the fraud units at the three major credit bureaus: Equifax, Experian and TransUnion. You may want to place a fraud alert or freeze on your accounts. Visit the Federal Trade Commission’s Identity Theft site for more information (www.consumer.ftc.gov). Jason Alderman directs Visa’s financial education programs. To Follow Jason Alderman on Twitter: www.twitter.com/PracticalMoney.
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SCHOLAR OF THE WEEK
Scholar0 ek of the We
™
It’s always been about solving mysteries when it comes to Chastyn Smith. The senior at Richmond Community High School loves to read mystery novels, and at one point even wanted to be a detective. However, she decided to focus more on the mysteries of science than crime. “I like science, period. I like working with the body and figuring out how it works and I like mysteries. So, (combining the two) I wanted to do forensic science … I like working with the chemicals more and being able to connect the pieces of death and things,” Chastyn said. She said she first became interested in chemistry and forensic science the second semester of her sophomore year. It was during this year that she said she had her “first actual experience in a real laboratory” in her chemistry class.
of
“I liked the setup and I liked the feeling, that’s where I got the first idea from,” Chastyn said. “What solidified it was over the summer I worked at the Richmond Waste Water Treatment Plant. That was more of a professional lab and I really liked it.”
Chastyn Smith
Richmond Community High School
GPA: 4.475 College of Interest: Penn State, University of Virginia, Marshall University (W.V.) Major Community Service: Richmond Department of Waste Water Treatment Strong Interests: Science, Sports, Mystery Books Favorite Activity: Jumping rope, Softball, Watching sports
Working in the plant, Chastyn was able to gain experience in what professional chemists do such as adjusting pH samples, performing substance tests, and collecting samples. She hopes to take this experience with her into higher education. Her top three schools are Pennsylvania State University, the University of Virginia, and Marshall University in West Virginia. She said these schools all offered forensic science as an actual major and not just as a concentration. She said she has already
been accepted into Arcadia University, but that is not in her top three.
Another reason she has chosen each of the top three is because they all have football. Sports is a major part of Chastyn’s life; she has always enjoyed watching them. Her favorite sports are football, baseball, and softball. She said she loves football the most. “With football, I’ve cheered for it in recreation. So, since a young age, I’ve been around football. My cousins played it, and my little brother plays it now, so I always went to their games. My dad is also a huge football fan. With baseball, my brother has played so I’ve always been around it,” she said. Chastyn has been playing softball at her zone school, John Marshall High School, since her sophomore year. She served as captain her junior year and continued that role as a senior.
Her ultimate goal is to combine both of her passions of sports and science. After graduating college, she said she wants to earn a Master of Science from Marshall University. Her dream would be to make football equipment for football players. “I don’t exactly want to do kinesiology, and I don’t want to be an engineer working in a factory. I want to make football helmets, so that they can be safe,” Chastyn said. “I want to make the equipment and be on the field at football games interacting with players, getting their opinions on equipment that they need.” By Amir Vera
Watch for our Scholar of the Week segment, Wednesdays at 6:30 PM on
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NESTLÉ PURINA PetCare Company seeks a highy motivated Shipping Team Member (Loader) hor our Warehouse Department at the manufacr) uring facility located 25 miles northeast of Richcmond in King William County. h-
POSITION SUMMARY: Responsible for the shipment of all finished products by truck as well as supporting production and the placement of finished product in the Warehouse.
POSITION SUMMARY: Responsible for the shipment of all finished products by truck as well as supporting produced ion and the placement of finished product in che Warehouse. in
Responsibilities include but are not limited to the following: ∂ Pre-plans each shipment to ensure weight distribution and load integrity, as well as follows all shipping instructions. ∂ Utilizes the RF scanner and SAP system, load trailer by weight, size, UPC, location, and trailer type, completing necessary paperwork and following the warehouse sanitation policy. ∂ Understands utilization of dock plates and levelers. Lock trailer or place chocks under trailer before loading. Lift dock plate, close dock door, handle paperwork as directed, and call trailer out to guard when finished with trailer. ∂ Loads direct shipments and/or performs case pick and the staging of pallets of products as directed by Team Leader. ∂ Assists Chute Haulers and/or operates power sweeper and power scrubber when required. ∂ As determined by position or task, adheres to & cooperates with factory & divisional quality standards/requirements and department(s). Understands & performs all quality checks as required by the Nestlé Quality Management System to build consumer trust & preference by providing quality brands, products & services; maintains & ensures 0 defect & 0 waste attitude without compromising safety or regulatory compliance. ∂ Other duties as assigned.
Responsibilities include but are not limited to he following: to ∂ Pre-plans each shipment to ensure weight disribution and load integrity, as well as follows sall shipping instructions. ∂ Utilizes the RF scanner and SAP system, load railer by weight, size, UPC, location, and trailer ype, completing necessary paperwork and folr owing the warehouse sanitation policy. ∂ Understands utilization of dock plates and evelers. Lock trailer or place chocks under trailer before loading. Lift dock plate, close dock ldoor, handle paperwork as directed, and call railer out to guard when finished with trailer. ∂ Loads direct shipments and/or performs case pick and the staging of pallets of products as die ected by Team Leader. i∂ Assists Chute Haulers and/or operates power sweeper and power scrubber when required. ∂ As determined by position or task, adheres to & cooperates with factory & divisional quality to standards/requirements and department(s). Unty derstands & performs all quality checks as renquired by the Nestlé Quality Management Syseem to build consumer trust & preference by sproviding quality brands, products & services; by maintains & ensures 0 defect & 0 waste attis; ude without compromising safety or regulatotiy compliance. o∂ Other duties as assigned.
EDUCATION: High school diploma or G.E.D required
EXPERIENCE: Minimum One (1) year experience loading rucks and forklift certification required.
EXPERIENCE: Minimum One (1) year experience loading trucks and forklift certification required. Interested parties must apply on
EDUCATION: High school diploma or G.E.D required
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EOE/MFDV. Nestlé is an Equal Opportunity Employer and is looking for diversity in candidates for employment.
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EOE/MFDV. Nestlé is an Equal Opportunity Employer and is looking for diversity in candidates for employment.
Do business with a CVAACC member. When you support African American businesses you help the African American community. Go to www.CVAACC.org for the full listing of chamber members.
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