2011_2Q Home Sales Report

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Virginia

Quarterly Home Sales Report Second Quarter 2011


Virginia Quarterly Home Sales Report

2011-Q2

Virginia Month-to-Month Sales Trends Single Family Homes, Townhomes, Condos 2008

2009

2010

2011

Number of Single Family, Townhome and Condo Sales

12,000

10,000

8,000

6,000

4,000

2,000

0 January

February

March

April

May

June

July

August

September October

November December

Month

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

2008

4,823

5,776

7,325

8,047

8,881

9,742

9,474

8,894

8,072

7,418

5,543

6,680

2009

4,758

5,391

6,740

7,212

8,096

9,849

9,593

8,536

8,006

8,366

7,876

6,549

2010

4,556

4,880

7,063

8,321

8,884

10,474

7,122

7,197

6,419

6,022

6,003

6,457

2011

4,690

5,094

7,048

6,599

8,005

8,777

Residential home sales in Virginia during the second quarter of 2011 were not as strong as in the second quarter of 2010, however much of this is due to impact of the federal home buyer tax credit in 2010. The April 30, 2010 and June 30, 2010 closing deadlines for the federal home buyer tax credit temporarily inflated home sales in April and June of last year, causing April 2011 and June 2011 home sales to appear quite low comparatively. The good news for the balance of 2011 is that we will likely see stronger performance than in 2010, as the third and fourth quarters of 2010 were extraordinarily slow after so many buyers rushed to close in the second quarter of 2010.

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Virginia Quarterly Home Sales Report

2011-Q2

Virginia Quarterly Residential Sales Single Family Homes, Townhomes, Condos 30,000 27,679 26,670

26,440

26,135 25,157

Num mber of Single Fa amily, Townhome e and Condo Sale es

25,000

23,381

22 791 22,791 20,745 20,000

19,641 18,502 16,889

16,499

16,832

15,000

10,000

5,000

0 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2 Quarter

Virginia residential home sales showed a strong improvement (+39%) between the first quarter of 2011 (16,832 sales) and the second quarter of 2011 (23,381). Due to the impact of the federal home buyer tax credit in the second quarter of 2010, the best year over year comparison is with 2009. In that time frame, home sales declined 7% from 25,157 sales in the second quarter of 2009 to 23,381 sales in the second quarter of 2011. The third quarter of 2010 shouldn’t be too hard to beat during the coming months, as it was the slowest third quarter of home sales in several years.

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Virginia Quarterly Home Sales Report

2011-Q2

Virginia Annualized Residential Sales Single Family Homes, Townhomes, Condos 95,000 93,104

Num mber of Single Fa amily, Townhome e and Condo Sale es

90,784 90,000 ,

90,894

90,972

90,675

90,582

89,640 88,127

87,822

87,714

85 000 85,000 83,425

83,758

79,460

80,000

75,000

70,000 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2 Quarter

Each data point on the graph above includes 12 months of home sales data, thus the 2011-Q2 figure includes home sales from 2010-Q3 through 2011-Q2. Using this rolling sum of home sales can provide a clearer indicator of the trends we are seeing in Virginia’s housing market. The annualized rate of home sales in Virginia has only fallen 12% over the past three years, which overall, is not a significant decline. The federal home buyer tax credit in late 2009 and early 2010 started to breathe life back into the real estate market, but buyer activity quickly faded in the 3rd (and then 4th) quarter of 2010 after that incentive had passed. The decline in the annualized rate of home sales (down to 79,460) is not too surprising given that this is the first time that 2010-Q2 data is not included in our analysis. That old data supports faster sales, higher prices, etc.

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Virginia Quarterly Home Sales Report

2011-Q2

Regional Changes in Sales 2010-Q2 vs. 2011-Q2 Units

Northern Virginia -16.8% Central Valley -14.6%

Greater Richmond -17.8% Roanoke / Lynchburg / Blacksburg -12.5% Southwest Virginia +9.8%

Hampton Roads / Chesapeake Bay -14.2%

Southside Virginia -9.2%

Region

2010-Q2

2011-Q2

Change

Central Valley

1,498

1,280

-14.6%

Greater Richmond

4,246

3,492

-17.8%

Hampton Roads / Chesapeake Bay

5,928

5,085

-14.2%

Northern Virginia

13,147

10,938

-16.8%

Roanoke / Lynchburg / Blacksburg

2,073

1,813

-12.5%

Southside Virginia

500

454

-9.2%

Southwest Virginia

286

314

+9.8%

Most regions in Virginia witnessed a decrease in home sales when comparing the second quarter of 2011 to the second quarter of 2010. The Southwest Virginia area was the only area showing an increase in home sales. Furthermore, the two largest metro areas in the state took the biggest losses in the pace of home sales, with Northern Virginia declining 17% and the Greater Richmond area declining 18%.

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Virginia Quarterly Home Sales Report

2011-Q2

Virginia Median Residential Sales Price Single Family Homes, Townhomes, Condos

$235,000 $210,000

$233,000

$249,900

$239,900

$225,000

$225,839

$229,900

$229,900

$229,000

$216,000

Median Sales Price

$250,000

$246,500

$260,000

$300,000

$200,000

$150,000

$100,000 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2 Quarter

Despite turbulent times in housing markets across the country, the median sales price of homes in Virginia has only declined a total of 10% over the past three years. Most recently, since the second quarter of 2010, the median sales price has only declined 2% to $235,000. The overall Virginia housing market witnessed an increase in buyer demand in the second quarter of 2010, translating into a temporary spike in the median home price as well -- which increased to $249,900 by the third quarter of 2010. This temporary boost was helpful for home sellers in the 2nd quarter and 3rd quarter of 2010, but has quickly faded over the past six months. We will likely not see a stabilization (or increase) in the median home value until we start to see an overall increase in buyer demand via an increased pace of home sales. That may have started to occur over the past several months, so it is possible that we will see price stabilization by late 2011 or early 2012.

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Virginia Quarterly Home Sales Report

2011-Q2

Regional Changes in Median Sales Prices 2010-Q2 vs. 2011-Q2

Northern Virginia +4.8% Central Valley -6.5%

Greater Richmond -6.9% Roanoke / Lynchburg / Blacksburg -3.9% Southwest Virginia -5.5%

Hampton Roads / Chesapeake Bay -9.1%

Southside Virginia -15.7%

Region

2010-Q2

2011-Q2

Change

Central Valley

$217,250

$203,157

-6.5%

Greater Richmond

$192,000

$178,685

-6.9%

Hampton Roads / Chesapeake Bay

$219,000

$199,000

-9.1%

Northern Virginia

$315,000

$330,000

+4.8%

Roanoke / Lynchburg / Blacksburg

$155,000

$148,975

-3.9%

Southside Virginia

$89,000

$75,000

-15.7%

Southwest Virginia

$113,750

$107,450

-5.5%

As for median prices, Northern Virginia seems to be the first (and only) region to currently be recovering, with a 5% increase in sales prices. The remainder of Virginia experienced a decline in median sales price varying from 3.9% (Roanoke, Lynchburg, Blackbsburg) to a decline of 15.7% in Southside Virginia. It is also interesting to note the continued wide disparity in median sales prices across the state, ranging from a low of only $75,000 in Southside Virginia to a high of $330,000 in Northern Virginia. Northern Virginia’s stability in median sales price was despite a 17% decrease in home sales between the second quarter of 2010 and the second quarter of 2011.

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Virginia Quarterly Home Sales Report

2011-Q2

Virginia Quarterly Residential Sales Volume Single Family Homes, Townhomes, Condos 9,000 8 481 8,481 8,000

8,191

8,005 7,622 7,182

6 910 6,910

7,000 Millions of D Dollars of Residen ntial Sales

6,404 6,000

6,399

5,585

5,430

5,000

4,549

4,416

4,462

4,000

3,000

2 000 2,000

1,000

0 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2 Quarter

If we disregard the second quarter 2010 data (last year) we see that second quarter 2011 (with $6.9 billion of residential sales) comes very close to the volume of home sales seen two years ago (7,282) in the second quarter of 2009. The decline in median sales price over the past two quarters will also likely impact these volume statistics, as the overall volume of residential real estate sold may show a decline even if the same number of units sell this year as compared to last year.

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Virginia Quarterly Home Sales Report

2011-Q2

Virginia Average Days On Market Single Family Homes, Townhomes, Condos 120 108 100

100

103 99

100 96 91

87

84

Average Days On Market

86 79

80

92

81

60

40

20

0 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2 Quarter

When looking at a three year history, the average time to market and sell a house has not experienced much of a change – from an average of 100 days in second quarter 2008 to 92 days in first quarter 2011. The average speed of the home sales has in fact increased. Of note, this metric of average days on market did dip remarkably low to only 79 days on the market in second quarter 2010 – again, timed with two of the expirations dates of the federal home buyer tax credit. The fact that the average days on market continues to decline is an indication that we may be towards better times in the local housing market.

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Virginia Quarterly Home Sales Report

2011-Q2

Virginia Price Distribution Of Residential Home Sales Single Family Homes, Townhomes, Condos 2010-Q2

$2M +

35 29

$1.5M - $2M

58 58

-17%

278 -5% 264

$1M - $1.5M

629 +2% 642

$750K - $1M

Price Range

2011-Q2

2,515 -10% 2,275

$500K - $750K

2,220 -16% 1,873

$400K - $500K

4,145

$300K - $400K

3,303

-20% 6,867

$200K - $300K

5,077

-26% 8,382

$100K - $200K

6,630 2,557

0 - $100K

3,230 0

1,000

2,000

3,000

-21%

+26%

4,000

5,000

6,000

7,000

8,000

9,000

10,000

Number of Single Family, Townhome and Condo Sales

Sales of homes in almost all price ranges experienced a decline over the past year -- though the under $100,000 category and the $750K to $1M price range show improvements in the second quarter of 2011. Despite declines in all mid range homes ($200,000 to $500,000) home sales above $500,000 remained relatively stable over the past year. The increase in the sale of lower priced homes and the decline in the sale of higher priced homes has likely been a key contributor to declines in median sales prices. Also, Northern Virginia’s median sales price in the mid $300,000s is an indicator that many of the home sales over $500,000 were likely in that one region. With overall increases in the frequency of sales of higher priced homes, this has fared well for the median sales price of homes in the Northern Virginia region.

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Virginia Quarterly Home Sales Report

2011-Q2

Regional Changes in Foreclosures 2011-Q1 vs. 2011-Q2

Northern Virginia +14.9% Central Valley +13.7%

Greater Richmond -6.1% Roanoke / Lynchburg / Blacksburg -14.6% Southwest Virginia +246.1%

Hampton Roads / Chesapeake Bay +5.6%

Southside Virginia -4.8%

Region

2011-Q1

2011-Q2

Change

Central Valley

271

308

+13.7%

Greater Richmond

2,194

2,060

-6.1%

Hampton Roads / Chesapeake Bay

3,245

3,426

+5.6%

Northern Virginia

5,001

5,744

+14.9%

Roanoke / Lynchburg / Blacksburg

465

397

-14.6%

Southside Virginia

208

198

-4.8%

Southwest Virginia

39

142

+246.1%

All of Virginia

11,423

12,275

+7.5%

Overall, Virginia witnessed an increase in foreclosures when comparing second quarter 2011 to first quarter 2011. It is important to note that some areas (Roanoke/Lynchburg/Blacksburg, Greater Richmond and Southside Virginia) continued to see declines (-14.6%, -6.1%, -4.8%) in foreclosure rates despite the fact that other areas experienced an increase in foreclosures. It is possible that Southwest Virginia’s sharp increase in foreclosures during the second quarter of 2011 may be attributed to the end of the foreclosure moratorium, according to RealtyTrac, the source of the above data.

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Virginia Quarterly Home Sales Report

2011-Q2

Monthly Residential Sales VIRGINIA (All MLS-Reported Home Sales)

UNITED STATES (Existing Home Sales) 700,000

16,000 14,000

555,000

508,000

12,000 10,000 8,000

600,000 500 000 500,000 400,000

10,474 8,777

6,000

300,000 200,000

4 000 4,000

100,000

2,000 0

0 Jun-10

Jul-10

Aug-10

Sep-10

Oct-10

Nov-10

Dec-10

Jan-11

Feb-11

Mar-11

Apr-11

May-11

Jun-11

The monthly variation in the pace of home sales is relatively consistent in Virginia as compared to the entire United States. Both Virginia and the United States experienced a decline in home sales between June 2010 and June 2011, though that is largely due to the expiration of the federal home buyer tax credit in June 2010 that temporarily elevated the sales pace during that month.

Annual Median Residential Sales Price UNITED STATES (Existing Home Sales) $265,000

VIRGINIA (All MLS-Reported Home Sales)

$247,500

$245,000

$229,000

$236,250

$225,000 $205,000 $185,000

$198,100

$165,000

$172 500 $172,500

$172 900 $172,900

2009

2010

$145,000 $125,000 2008

While median home prices have declined in both Virginia and the United States over the past two years (comparing 2010 to 2008), it seems that home values may be recovering in Virginia more quickly than in the United States as a whole. The United States median sales price stayed relatively level between 2009 and 2010 (less than 1% change) while the median sales price in Virginia increased by 3% during the same time period.

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Virginia Quarterly Home Sales Report

2011-Q2

Virginia Unemployment Rate Source: Bureau of Labor & Statistics 8%

7%

6.7%

7.2%

6.9%

7.0%

7.4%

7.0%

6%

6.4%

6.3%

6.0%

5.1%

5% 4%

6.5%

4.0%

4.0%

3% 2% 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2

Unemployment Rates By State seasonally adjusted, May 2011 (U.S. rate = 9.1 percent)

14.0% and over 12.0% to 13.9% 10.0% to 11.9% 8.0% to 9.9%

6 .0% tto 77 .9% 9% 4.0% to 5.9% SOURCE: Bureau of Labor Statistics Local Area Unemployment Statistics

3.9% or below

Virginia’s unemployment rates have now declined for five straight months, from 7.4% down to 6.0%. While it may be quite some time until Virginia reaches returns to an unemployment rate as low as 4.0% (as in 2008-Q2), it is encouraging news that an increasing number of Virginians are employed, as this bodes well for further stability and recovery in Virginia’s housing market. Of note, Virginia continues to fare quite well as compared to other states across the United States, as only six states have lower unemployment rates than Virginia.

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Page 13


Virginia Quarterly Home Sales Report

2011-Q2

Average 30-Year Mortgage Interest Rates Source: FreddieMac 6 5% 6.5%

6.3% 6.0%

6.0% 5.5%

5.4%

5.3%

5.0%

5 1% 5.1%

5.0%

4.9%

5.0%

4.7%

4.5%

4.7%

4.8% 4.5%

4.4%

4.0% 3.5% 3.0% 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2

Average 15-Year Mortgage Interest Rates Source: FreddieMac 6 5% 6.5% 6.0% 5.5% 5.0% 4.5%

5.9% 5.6% 5.0% 5 0%

4.9% 4.6%

4.0%

4.5%

4.4%

4.3%

4.2%

4.1% 3.8%

3.5%

4.1% 3 7% 3.7%

3.0% 2008-Q2 2008-Q3 2008-Q4 2009-Q1 2009-Q2 2009-Q3 2009-Q4 2010-Q1 2010-Q2 2010-Q3 2010-Q4 2011-Q1 2011-Q2

Mortgage interest rates have remained extraordinarily low over the past three years --- with 30 year rates dipping down to only 4.5%, and the average 15 year rate falling below 4% again to only 3.7% in the second quarter of 2011. Interest rates will likely stay below 6% for the foreseeable future, though they may start to increase as we continue throughout 2011.

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Virginia Quarterly Home Sales Report

2011-Q2

The Virginia Association of REALTORS® (VAR) is the business advocate for real estate professionals in Virginia. VAR represents more than 29,000 REALTORS active in all phases of real estate brokerage, management, development and appraisal. Our mission is to enhance our membership’s ability to achieve business success. All inquiries regarding this report should be directed to: Stacey Ricks, Director of Public Relations Virginia Association of REALTORS® 10231 Telegraph Road, Glen Allen, VA 23059 (804) 249-5716 Stacey@VARealtor.com www.VARealtor.com/HomeSales

Economic Regions

Central Valley: Greater Richmond:

Hampton Roads / Chesapeake Bay:

Northern Virginia:

Roanoke / Lynchburg / Blacksburg:

Albemarle, Augusta, Bath, Buena Vista City, Charlottesville City, Fluvanna, Greene, Harrisonburg City, Highland, Lexington City, Nelson, Rockbridge, Rockingham, Staunton City, Waynesboro City Amelia, Buckingham, Charles City, Chesterfield, Colonial Heights City, Cumberland, Dinwiddie, Goochland, Hanover, Henrico, Hopewell City, King and Queen, King William, Louisa, New Kent, Nottoway, Petersburg City, Powhatan, Prince Edward, Prince George, Richmond City, Sussex Accomack, Chesapeake City, Franklin City, Gloucester, Hampton City, Isle of Wight, James City, Lancaster, Mathews, Middlesex, Newport News City, Norfolk City, Northampton, Northumberland, Poquoson City, Portsmouth City, Southampton, Suffolk City, Surry, Virginia Beach City, Williamsburg City, York Alexandria City, Arlington, Caroline, Clarke, Culpeper, Essex, Fairfax, Fairfax City, Falls Church City, Fauquier, Frederick, Fredericksburg City, King George, Loudoun, Madison, Manassas City, Manassas Park City, Orange, Page, Prince William, Rappahannock, Richmond, Shenandoah, Spotsylvania, Stafford, Warren, Westmoreland, Winchester City Alleghany, Amherst, Appomattox, Bedford, Bedford City, Botetourt, Campbell, Covington City, Craig, Floyd, Franklin, Giles, Lynchburg City, Montgomery, Pulaski, Radford, Roanoke, Roanoke City, Salem City

Southside Virginia:

Brunswick, Charlotte, Danville City, Emporia City, Galax City, Greensville, Halifax, Henry, Lunenberg, Martinsville City, Mecklenburg, Norton City, Patrick, Pittsylvania

Southwest Virginia:

Bland, Bristol City, Buchanan, Carroll, Dickenson, Grayson, Lee, Russell, Scott, Smyth, Tazewell, Washington, Wise, Wythe

Information sourced from multiple listing services across the state with data compiled by R E Stats Inc. All information is deemed reliable but is not guaranteed. Figures might not match those reported elsewhere.

Published by the Virginia Association of REALTORS®

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