Global Risk Management profile brochure

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Fuel Price Risk Management

You, and your own oil risk manager – turning volatility into opportunity.

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customer focus

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You, and your own oil risk manager

When you work with Global, you only ever have to talk to one person, and one person only. Your very own oil risk manager. Your own oil risk manager with deep and broad knowledge of both oil and finance. A listener who will take the time to sit down with you and understand your needs and goals. A patient partner who will make fuel price risk management easier to understand. An advisor who will help you design a fuel risk strategy that fits both your business circumstances and your tolerance for risk. A discreet, experienced manager of a unique, customised hedging solution that works for you. Your own oil risk manager. Imagine that.

Turning volatility into opportunity Now imagine this. Your own oil risk manager, always tuned-in to the world’s volatile oil markets. A decision-maker acting rapidly on your behalf whenever market opportunities arise. A team player able to call upon a powerful network of resources — from within Global Risk Management itself, but also across a financially strong group of companies with offices worldwide. A customer-focused expert offering information, advice, or action — no matter where you are, no matter when you need it. Imagine no more.

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5 good reasons to manage your fuel price risk Protect  Keeping fuel costs within a predictable range protects you from unexpected changes in the price of fuel — changes that could otherwise seriously impact your budget and profit margin

Stabilise  Efficient risk management strategies help stabilise your cash flow and help steady prices along your supply chain

Focus  Fuel price hedging can be complex. Employing the expertise of a fuel price risk management partner allows you more time to focus on your core business, rather than information gathering

Compete  Proactive fuel price risk management allows you to react quickly to market changes. By turning volatility into opportunity, you gain a competitive edge — a potentially critical factor for marginal businesses

Shine  Investors and bankers place high value on effective risk management, which can put you in a better position to negotiate improved financial conditions

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Knowlegde sharing services Focus on your core business while we monitor the market for you Once you and your own oil risk manager have developed strategies to quickly react to market changes, our suite of knowledge sharing services will help you keep up with the latest market information with a minimal time investment. By shortening the period between market changes and your awareness of them, you will be able to seize opportunities as they arise. In the instant that your target is reached, we can even execute the trade for you.

Target alerts Get a personal call when your fuel price targets are reached, and we can trade for you in the instant that your product, location and price are aligned.

Price indications Get customised daily price updates on the types of fuel and locations you prefer, and we’ll E-mail you our forward price indications.

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Charts and analyses See how oil price changes can impact your cash flow and margins with our range of charts. Integrate our customised analyses into your fuel procurement reports.

Timing Reports Discover the most opportune time to hedge with on-demand trading charts, a market backgrounder, and our opinion on where oil prices are currently trading.

Statement of account A quick, on-demand overview of your open positions that can easily be integrated with your monthly financial and fuel procurement reports.

Oil Inventory Reports Follow the oil market’s most important event every week with an overview of the supply and demand situation and how we think the inventory figures will impact the market.

Oil market intelligence Daily market briefings delivered to your E-mail inbox every single business day, plus quarterly and annual oil market reports.

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Choosing a risk management strategy

We keep it simple, every step of the way Choosing the best risk management strategy for your organisation can be a complex and time-consuming exercise. That’s because it demands careful, professional judgement in finding a balance between your business circumstances, your financial strategy, and your attitude to risk. Your oil risk manager will help you identify and balance all the unique variables involved, culminating in a unique risk management strategy tailored specifically to your financial objectives. One hedging tool alone may suit your financial objectives. Alternatively, a hybrid solution – possibly involving only a portion of your fuel needs – may be the best way to reinforce your financial strategy. You, and your own oil risk manager, will be the careful judges of that. Over the next several pages, we outline – in the simplest terms possible – the hedging tools most commonly employed to mitigate fuel price risk. It’s a beginner’s guide, a first step. Keeping it simple is a part of what we do – every step of the way.

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Physical settlements

Maximum Price Agreement

Benefit from decreasing prices Guaranteed fuel supply No security deposits

Upfront insurance premium

Fixed Price Agreement

100% price certainty Guaranteed fuel supply Same procedure as spot deliveries

You are committed to the Fixed Price Possible security deposits (margin calls)

Pros

Cons

Financial settlements

Swap

Cap

Price certainty without physical supply Flexibility in physical supply Standardised products and terms Insurance against price increases Flexibility in physical supply No security deposits

Exposed to local matters (e.g. product availability) Possible security deposits (margin calls) Exposed to local matters (e.g. product availability) Upfront insurance premium

Zero Cost Collar

Price certainty and some benefit from decreasing prices Flexibility in physical supply No upfront insurance premium

Exposed to local matters (e.g. product availability) Possible security deposits (margin calls) Limited downside participation

Capped Swaps

Attractive swap price Flexibility in fuel supply Customised protection from rising prices

Exposed to local matters (e.g. product availability) Possible security deposits (margin calls) Limited upside protection No downside participation

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Hedging tools

Fixed Price Agreements (FPA) Fix your fuel prices at any place of your choice Price Index

Spot price Your Fixed Price

Time Month 1

Month 2

How it works You and Global agree upon:

 contract period  volume per month  place of delivery  fuel specification  a Fixed Price

3 good reasons to use this strategy  K now your future fuel costs  Guaranteed fuel supply  Easy implementation

Thereafter, you simply notify Global about locations, volumes and times of delivery. The fuel is then supplied and invoiced according to the agreed terms.

Extra flexibility With five working days’ notice, the agreed volume per calendar month can be raised in one or several deliveries. An Optional Port Clause offers you maximum flexibility in your operation. It allows you to:

 take delivery wherever you need the product  change fuel specification  move volume to another period The Fixed Price for each delivery would, of course, be adjusted with the price difference between the contractual and the actual place of delivery at the time of nomination.

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Maximum Price Agreements (MPA) Protect yourself from rising fuel prices, yet benefit from falling fuel prices Price Index

Your Maximum Price

Your price Time Month 1

Month 2

How it works If the spot price is below the agreed Maximum Price, you simply pay the spot price. If the spot price is above the Maximum Price, you still only pay the Maximum Price.

3 good reasons to use this strategy  Know your future fuel costs

You and Global agree upon:

 Take advantage of decreasing fuel prices

 contract period  volume per month  place of delivery  fuel specification  a Maximum Price  insurance premium to be paid

 Guaranteed fuel supply

Thereafter, you simply notify Global about locations, volumes and times of delivery. The fuel is then supplied and invoiced according to the agreed terms.

Extra flexibility With five working days’ notice, the agreed volume per calendar month can be raised in one or several deliveries. An Optional Port Clause offers you maximum flexibility in your operation. It allows you to:

 take delivery wherever you need the product  change fuel specification The Maximum or spot price for each delivery would, of course, be adjusted with the price difference between the contractual and the actual place of delivery at the time of nomination.

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Hedging tools

Swaps Fix your price on an official fuel index with a financial settlement Price Index Monthly average

130 120

Global pays you

110 100

Your Swap Price You pay Global

90 80 Time Month 1

Month 2

Here’s an example of how it works To begin, you and Global agree upon:

 the monthly volume  an official fuel price index (Platts/Argus)  a hedging period (e.g. 2 months)  a Fixed Price (e.g. 100 per tonne)

Month 1

3 good reasons to use this strategy  You obtain stability in your fuel costs  Flexibility in fuel supply  Standardised products and terms

Monthly average settles at 120 per metric tonne (20 above the Fixed Price). Global pays you 20 per tonne in cash, compensating you against the increase in spot prices.

Month 2 The monthly average price was 90 per metric tonne (10 below the Fixed Price). You pay Global 10 per tonne in cash, which counterbalances the lower spot prices.

Result A fixed predictable fuel cost, as the changes in the spot prices are o­ ffset by the payments of the Swap agreement. At the end of each calendar month, the settlement amount is based on the difference between the monthly average of the price index and the Fixed Price.

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Caps Cap your price on an official fuel index, yet benefit from falling prices Price Index

140

Monthly average

130 120 110

Global pays you Your Cap Price

100

No settlement

90 80

Time Month 1

Here’s an example of how it works To begin, you and Global agree upon:

 the monthly volume  an official fuel price index (Platts/Argus)  a hedging period (e.g. 2 months)  a Cap Price (e.g. 110 per tonne).  an upfront payable insurance premium

Month 2

3 good reasons to use this strategy  Protection against increasing fuel prices  Benefit from decreasing fuel prices  Not subject to security deposits (Margin Calls)

Month 1 Monthly average settles at 95 per metric tonne (15 below the cap level). There is no settlement of the Cap, so you will take advantage of the lower spot prices.

Month 2 Monthly average settles at 125 per metric tonne (15 above the cap level). Global pays you 15 per metric tonne in cash, compensating you for the increase in spot prices.

Result Protection against increasing prices, yet benefit from falling prices. Maximum payment from you to Global is the insurance premium. At the end of each calendar month, the settlement amount is based on the ­ difference between the monthly average of the price index and the Cap Price.

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Hedging tools

Zero Cost Collars Keep your fuel prices within an agreed price range without paying an upfront premium Price Index Monthly average

110

Global pays you

105 100

Your Cap Price No settlement

95 90

Your Floor Price

You pay Global

85 Time Month 1

Month 2

Here’s an example of how it works To begin, you and Global agree upon:

 the monthly volume  an appropriate fuel price index (Platts/Argus)  a hedging period (e.g. 3 months)  a Cap Price (e.g. 100 per tonne)  a Floor Price (e.g. 90 per tonne)

Month 1

Month 3

3 good reasons to use this strategy  Protection against sharply increasing fuel prices  Taking advantage of some decline in fuel prices  Standardised products and terms

Monthly average settles at 110 per metric tonne (10 above the Cap Price). Global pays you 10 per tonne in cash, compensating you for the increase in spot prices.

Month 2 Monthly average settles at 95 per metric tonne – i.e. between the Cap and Floor Prices. There is no settlement, and you will be exposed to the changes in spot prices within this range.

Month 3 Monthly average settles at 85 per metric tonne (5 below the Cap Price). You pay Global 5 per tonne in cash, which counterbalances the lower spot prices.

Result Protection against increasing prices, yet benefit from some decline in fuel prices until the Floor Price is exceeded. At the end of each calendar month, the settlement amount is based on the difference between the monthly average of the price index and the Cap or Floor Price.

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Capped Swaps Fix your price below the market price in exchange for setting an upper protection limit Price Index

130

No compensation

120 110 100 95 90

Global pays you Your (reduced) Swap price

Global pays you You pay Global Monthly average

80

Time Month 1

Month 2

Here’s an example of how it works To begin, you and Global agree upon:

 the monthly volume  an official fuel price index  a hedging period (e.g. 3 months)  the (reduced) Fixed Price  the Cap Price

Month 3

3 good reasons to use this strategy  You do not need full upside protection  Attractive swap price  Flexibility in fuel supply

Month 1 Monthly average settles at 115 (20 above the Fixed Price, but below Cap level). Global pays you in full, 20 x volume.

Month 2 Monthly average settles at 90 (5 below the Fixed Price). You pay Global 5 x volume.

Month 3 Monthly average settles at 130 (35 above the Fixed Price and 10 above the Cap). Global pays you up to Cap level; 25 x volume.

Result Protection against increasing prices – from a below-market starting point – up to a level where you do not need the protection anymore. At the end of each calendar month, the settlement amount is based on the difference between the monthly average of the price index and the reduced Fixed Price, up to the point where the Cap level is exceeded.

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-step process

3 Our simple

Taking control of your fuel price risk is easy with Global Our simple, yet flexible 3-step process kick starts your fuel risk strategy and keeps it fine-tuned to the market. Together, we’ll create a mutually agreed plan that outlines – from A to Z – the steps we’ll go through. Should a change in your circumstances arise, we can refine the plan at any point in the entire process.

Step

1

Gathering data and identifying goals Your oil risk manager will start by working with you to gain an understanding of where you are exposed to fuel price fluctuations. Discussion points may include:

 your current and future business environment  current financial position and budgets  stakeholder objectives and needs  your attitude to risk  required fuel consumption, and  fuel cost calculations Naturally, all of this information is regarded in the strictest confidence.

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Step

2

Preparing and implementing your Fuel Price Risk Plan Your oil risk manager will then suggest a range of tools to reduce your fuel pricing exposure, and work with you to formulate an overall fuel risk strategy. You will get:

 a full exposure analysis of your business  an independent outline of the implications of various strategies  help packaging and presenting your case to senior management, and  a customised manual to help you trade with confidence

Step

3

Reviewing your plan An important part of the process is to regularly review the performance of your Fuel Price Risk Plan with your advisor. Your ongoing relationship with your oil risk manager may involve:

 tracking your account  valuing and reviewing your positions  informing you of new opportunities as they emerge, and  consultations as required Going forward, we will continue to keep you updated on the latest developments in the oil market throughout the duration of your contract.

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Our company  A leading provider of customised hedging solutions of your fuel price risk  Combining in-depth knowledge of the oil market, finance and transport  Headquartered in Middelfart, Denmark  Additional branch offices in Copenhagen and Singapore  Key market segments are shipping, aviation, oil supply, land transport and industry  Member of various worldwide shipping, supplier, airline and industry trade bodies  Owner is the United Shipping and Trading Company, a financially strong shipping

Global Risk Management in

group with a heritage going back to 1876. (www.ustc.dk)

Our

8 company values

 Entrepreneurial thinking. We work hard to create long-term value for our clients and suppliers

 Solution oriented. We are innovative, creating individual and flexible solutions for our clients. We show initiative and determination

 Trust. We keep our promises – we are truthfull. We walk the talk – we do what we say and say what we do

 Communication. We communicate in a clear, honest and direct manner. We align expectations

 Quality. We do the right things right – the first time. We strive to deliver more than expected

 Respect. We respect our clients, our suppliers, and each other as individuals. We respect work-life balance

 Pride. We are proud, yet humble. We act professionally  One Global team. We work and act as one team. We create strong solutions that combine our individual strengths

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The Global difference Trust — the raw stuff of our business If the only things we provided were hedging solutions for fuel price risk management, we would be no different from our competitors — large financial institutions selling standardised products to companies, or energy majors tying customers to specific products at particular locations. But we are different, and uniquely so for 3 reasons. We provide unique customised hedging solutions, each one geared solely towards the needs of one individual customer — because no two Global customers are the same. Our truly unique set of knowledge sharing services help customers carve out opportunities from oil market volatility. And because we maintain 100% customer focus at all times, we are unique in our attitude. By being open and responsive, we earn the raw stuff upon which our business is based — we earn our customers’ trust.

85% of our customers

are repeat customers. 18



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Head Office

Copenhagen Branch

Singapore Branch

A/S Global Risk Management Ltd. Strandvejen 7 5500 Middelfart, Denmark

A/S Global Risk Management Ltd. Strandgade 4a 1401 Copenhagen, Denmark

A/S Global Risk Management Ltd. 8 Shenton Way, #49-01 AXA Tower Singapore 068811

Phone: +45 8838 0000 hedging@global-riskmanagement.com

Phone: +45 8838 0030 copenhagen@global-riskmanagement.com

Phone: +65 6438 4409 singapore@global-riskmanagement.com

www.global-riskmanagement.com


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