Infinitas Investments 2015

INFINITAS I N V E S T M E N T S

www.infinitasinvestments.com

DUNDEE FROM ACROSS THE RIVER TAY

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Who are Infinitas?

Our mission is to be the best at identifying, qualifying and delivering property investments and services better than anyone else in our field.

Professionals in development Infinitas don’t just develop or renovate properties to generate returns, we view each property with a “contractor’s eye” first so we know what it will take to turn existing properties into performing properties. We then manage each development to provide a quality living experience for our tenants. These two strengths combined—construction and management—mean we can locate, renovate and manage a property to deliver the best possible living experience for residents and the best possible return on investment for our investors. It’s what makes us unique. And it’s what makes us successful.

An experienced and reputable team Owned by husband and wife team, Graeme and Leanne Carling, Infinitas Investments has been created through their aim of enhancing lives through property for their investors and tenants. In addition to Infinitas, Graeme and Leanne currently own and manage, amongst other investments, property management and development groups Carling & Co. and Second Chance Housing Associates. Using over two decades of experience in property development and investment, Infinitas has developed into one of the country’s most innovative and forward thinking property investment companies, with a specific commitment to delivering quality affordable private sector housing to the Scottish rental market. This instinctive social responsibility sets Infinitas apart from many other investments.

In addition to affordable housing portfolio investments, Infinitas has completed numerous property development projects across Scotland including the recently completed Keptie Street residential development in Arbroath and the Westburn Road development in Glasgow and are currently developing the Bank of Scotland building in Arbroath We’re well connected!

Over the past decade the Infinitas team have built a close network of international connections, including the well-known American investors, Robert and Kim Kiyosaki, national estate agents and solicitors, and it is through this network that Infinitas gain access to off-market property opportunities which fit our current model for investment.

Infinitas work with the best in the business when it comes to protecting your investment including; Scotland’s leading property legal firm McVey & Murricane Solicitors, the largest independent firm of Chartered Accountants in Scotland Johnston Carmichael, respected property agents Graham & Sibbald and McEwan Fraser and also top chartered surveyors DM Hall.

Focussed and ambitious The demand in the Scottish housing market is at an all-time high, and with government reports indicating a significant lack of supply of housing and falling government budgets for development, an opportunity exists! Infinitas Investments have proven that fast financial reward does not have to be at the expense of product quality or consumer expectation and that we can provide quality affordable housing opportunities whilst delivering a strong return on investment for our clients.

INFINITAS I N V E S T M E N T S

Enhancing lives through property INFINITAS Investments 2015

www.infinitasinvestments.com

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Why invest in the Scottish Housing Market?

“Scots house prices grow at a faster rate than London” The Scotsman, Dec 2014.

“House prices in Scotland rose 4.2% last year (2014)” The Scotsman, Feb 2015.

“New land and buildings transaction tax (LBTT), which came into force on April 1st, will have an impact on the market…property priced in the £125,000- £250,000 range will see a saving under new LBTT rates compared to Stamp Duty Land Tax (SDLT).” The Scottish Governments mandate for creating a fairer society favours the provision of affordable housing.

The Scotsman, Feb 2015.

4 “The supply of housing is not meeting current levels of need… Scottish Government research in 2005 suggested 8,000 new council and RSL homes were needed each year. This research took place before the recession which is likely to have increased demand for council and RSL housing. Our analysis, based on the 2005 research, suggests that just over 42,000 of the 56,000 council and RSL homes needed since then were built, a shortfall of almost 14,000 homes.”

Housing in Scotland, Audit Scotland, July 2013.

According to the Scottish Government paper release in March 2015, pertaining to the Private Rented Sector in the housing market; “The private rented sector (PRS) is changing. It is growing in size and is becoming an increasingly important part of the Scottish housing system. It is now home to many tenants who want to settle in it in the longer term, as well as to those who continue to use it for its flexibility.”

Currently going through a period of consultation, the Scottish Government is seeking to reform the Private Rented Sector and states; “Landlords will benefit from better and simpler arrangements for recovering possession of their property and for dealing with rent arrears” and that it will “give landlords confidence that their investment is safe.”

Second Consultation on a New Tenancy for the Private Sector, Scottish Government, March 2015.

THE EDINBURGH SKYLINE AT NIGHT FROM CALTON HILL

5 Why invest

with Infinitas?

With over a decade of experience investing in the Scottish property market, we have developed a strong insight into the market place and have a proven track record of spotting development and investment opportunities.

All of our investment properties are managed and maintained by our sister company Carling & Co. As landlords we understand the current requirements of the housing market and this helps us to invest in only the most marketable of properties.

Carling & Co. is an experienced and effective property management company that specializes in the marketing of affordable housing to the rental market.

As members of both the Scottish Association of Landlords and National Landlords Association, Carling & Co. will look after your investment whilst delivering a professional service to its tenants.

“The UK Department for Work and Pensions (DWP) provides housing benefit and council tax subsidies for tenants who need help to pay their rent.�

Housing in Scotland, Audit Scotland, July 2013.

Infinitas is first and foremost, a property investment company with the interests of its investors at heart, however we also believe that we can provide affordable housing options whilst delivering a strong return on investment

INFINITAS Investments 2015

www.infinitasinvestments.com

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6 Team Infinitas and our extensive network will explore various opportunities including off-market property deals to find the best opportunities that fit our (socially conscious) model of investment. Infinitas will contract into terms with the sellers and commit to purchasing the property/portfolio.

Our investment process

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We will then syndicate the opportunity out to a mix of investors, lenders (banks) or finance the deal with company funds.

Our solicitors, McVey & Murricane will send contracts to all investors whereby financial commitment will result Infinitas’ team of contractors will redevelop the property or management company Carling & Co will let to market (dependent on requirements).

Infinitas will issue quarterly communications and annual dividends to all invested parties.

At the end of the agreed term, full investments will be repaid and all shares in the portfolio/ project will be retained… and infinite dividends will continue until such time that a property is sold (where invested parties will receive their share of the portfolio sale).

Previous investment projects 46 AFFORDABLE PROPERTIES ADDED TO LOCAL MARKET

PROJECT SYDHAR COMPLETED APRIL 2015 46 UNIT RESIDENTIAL PROPERTY PORTFOLIO

£2,354,000 PURCHASE PRICE

£82,500 ANNUAL CASHFLOW

£738,000 INSTANT EQUITY

£3,092,000 PORTFOLIO VALUE

INFINITAS Investments 2015

www.infinitasinvestments.com

7 Current investment opportunities All of us at Infinitas are excited about our latest investment project, Toprowan. This project, a 5 year capital investment in a 200 unit residential portfolio will be our largest to date. As experts in the local housing market, with over a decade of experience in the Scottish buy-to-let market, Infinitas have a clear and specific brief when looking for units to add to the pot, and we always buy direct from the seller to ensure a high annual return on equity invested.

The Scottish property market is booming by all accounts at present and we have witnessed an upturn in interest for investment opportunities especially from overseas.

The full details of this project can be found on our website www.infinitasinvestments.com, and if you wish to speak to us about your investment or to enquire further about this project please contact us direct.

5 YEAR CAPITAL INVESTMENT

PROJECT TOPROWAN AVAILABLE FOR INVESTMENT NOW SINGLE UNIT DEALS POTENTIAL

£1,200 CASH FLOW PER UNIT PER ANNUM

£1,000,000 INITIAL INVESTMENT

We are always looking for and interested in developing our investment portfolio. Please don’t hesitate to contact Infinitas Investments if you feel we could be the right partner for you.

INFINITAS Investments 2015

65% ANNUAL RETURN ON EQUITY

PURCHASE OF 200 UNITS OVER A 5 YEAR INVESTMENT (40 UNITS PER ANNUM)

www.infinitasinvestments.com

THE FINNIESTON CRANE ON THE RIVER CLYDE, GLASGOW

INFINITAS I N V E S T M E N T S

Ready to invest?

Tel: 01382 884040 Outside UK: 0044 1382 884040 Website: www.infinitasinvestments.com Investments – invest@infinitasinvestments.com General – info@infinitasinvestments.com Registered Office: 52a Church Street, Broughty Ferry, Dundee, DD5 1HB