GTA New Condo Guide, Jan 18, 2014 by NextHome

Jan 18 - Feb 1, 2014 Volume 18 Issue 02

INSIDE THIS ISSUE

CANADA’S ENDURING DEMAND FOR CONDOS

ANSWERING YOUR MORTGAGE QUESTIONS

BUY EARLY, IT’S WORTH THE WAIT

Tridel. Everywhere you want to be.

tridel.com

FOR THOSE IN THE KNOW.

This is Yorkville at its best.

COMING SOON A NEW SIGNATURE RESIDENCE AT CUMBERLAND AND AVENUE ROAD

PRIO RIT Y R EG ISTR ATIO N AT TH ECU M B E R L AN D.CA BROKERS PROTECTED.

EDITOR’S NOTE

TAKE ADVANTAGE, while you can

SUSAN LEGGE EDITOR-IN-CHIEF

Wall2Wall Media Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook Search: Condo Guide

The Bank of Canada’s latest announcement to hold its interest rate target at one per cent does not come as a surprise. The rate has been holding at that level since September 2010, which is good news if you’re in the market for a mortgage. There are many excellent mortgage products available from banks and brokers that will suit your individual needs, and could well be lower than posted bank rates, which are currently hovering around three per cent for a variable rate. With a pre-approval in hand, you’re protected if rates rise; if they go down, you’ll likely get an even lower rate. A pre-approval can be a win-win situation for shoppers, since it means you don’t have to wait to get

financing approval on a home when you put in an offer. This is an especially good tool to have when markets are hot. Removing the “conditional on financing” clause could mean your offer is accepted first since you already have your financing in place. So when will rates rise? It’s anyone’s guess, but most experts agree it’s unlikely there will be any significant movement until mid 2014. However, we can’t assume that will be the case, and you shouldn’t wait too long to get pre-approved for a mortgage. It can take a few days. Many lenders offer online pre-approvals to make the process faster and easier. Start the new year off right by taking advantage, while you still can.

PRICED OUT?

Decrease your square footage, or increase your area of search

LYDIA MCNUTT EDITOR

Wall2Wall Media Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

002 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

With decreasing housing stock in Toronto and an ever-increasing population, there are only two places for new homebuyers to go – out, and up! According to a recent report titled Priced Out, published by Pembina Institute and RBC, GTA home prices are rising due to, in part, the limited supply of single-family homes in established neighbourhoods. There’s plenty of land to accommodate the projected 44-per-cent increase in population over the next 25 years, the report states, just not in those “established” areas with nearby amenities and public transit, a short (or better yet, no) drive to work, and that all-important Walk Score rating. As availability decreases and demand – and prices – increase, buyers are setting their sights on more-affordable

condo living, are facing a move further from the city centre, or both. When hunting for your next home, think about what’s most important to you and your family. If you don’t have to make any concessions, consider yourself lucky, and rare. Most of us will have to compromise – especially firsttime homebuyers with a leaner budget. Some will choose more home over a more convenient location, while others will gladly sacrifice space for place. A successful home purchase will balance price, location and amenities, and by “balance” I mean finding a comfortable middle ground. Do your research, explore all avenues – downtown and out-of-town – and see what your budget can buy. Take your time, know what’s important to you, and you’ll find happiness and a new home that you’ll love.

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JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 003

NEW CONDO GUIDE

CONTRIBUTORS

VICE-PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Josh Heppner ASSOCIATE PUBLISHER SWO NEW HOMES & LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Sarah Jang EDITOR

Lydia McNutt CONTRIBUTING EDITORS

BILD REPORT

LEGALLY SPEAKING

DESIGNER ADVICE

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor and the principal designer of the Toronto Interior Design Group, specializing in residential and commercial projects. Simard has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit tidg.ca

Sara Duck Wayne Karl Elisa Krovblit DESIGN EDITOR

Yanic Simard

SALES MANAGER

Conni Robinson SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@wall2wallmedia.com

SALES & MARKETING CO-ORDINATOR

Terry Bassett ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

Bala Gnanapandithan PRODUCTION CO-ORDINATOR

Sandra Hanak-Vujnovic CONDO PRO

Barbara Lawlor Barbara Lawlor is president of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condominium developments in the GTA and overseas.

TARION REPORT

Howard Bogach

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find them on Facebook at facebook.com/ TarionWarrantyCorp.

INVESTOR ADVICE

Andrew la Fleur Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto Condo Market. Visit TrueCondos.com/ NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

GRAPHIC DESIGNERS

Caroline Wassef Sandra Hanak-Vujnovic

Published By

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867

Call 416.626.4200 for a dvertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2014 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or m isprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com. The views and data expressed by columnists do not necessarily represent those of the publication. ADVERTISING

FUNDAMENTALLY SPEAKING

Wayne Karl

Wayne Karl is an awardwinning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics of buying property. Email wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

MAKE YOUR MOVE

QUICK TIPS

Chuck Resnick is vice-president of marketing and operations at Two Men And A Truck – Canada, a division of Heron Capital Corp. He can be reached by visiting online at twomen.ca and by calling 416.204.0007.

Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Contact Hellen at 905.829.2219 or email info@WeOrganizeU.com

Chuck Resnick

004 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

Hellen Buttigieg

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

C O N DO M I N I U M R ES I DE N C ES AT YO R K V I L L E & YO N G E

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RENDERING IS ARTIST’S CONCEPT ONLY

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EMPIREWATERTOWER.COM | 416.503.3328 2183 LAKE SHORE BLVD. W. MON-FRI: 12PM-6PM SAT, SUN AND HOLIDAYS: 12PM-5PM Prices sizes & specifications are subject to change without notice. *Limited time offer, please see sales representative for details. Some restrictions apply to cash back incentive, new release sales program, special deposit program, Easy Buy Program and other incentive and sales programs which are site specific. Renderings are artist concept. Exclusive listing brokerage. TFN Realty Inc. Brokers Protected. E.&O.E

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 007

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008 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

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it’s all about you® JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 009

BILD REPORT

// BY BRYAN TUCKEY

PLANNING POLICIES

must evolve for growth to work

the municipality’s Official Plan. Every development is different. But zoning bylaws are rarely kept up to date. Neighbourhoods that would be suitable to have a highrise condo are often zoned for lowrise housing, and that leads to higher Section 37 fees for new-home buyers. According to an Altus Group report in August, the average Section 37 agreement cash contribution for the City of Toronto over the 2012-13 period was found to be $3,485 per unit. That cost comes out of the mortgage of each homebuyer.

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

he Planning Act lays out ground rules for land-use planning in Ontario by outlining planning processes with the objective of being fair, open, accessible, timely and efficient to all involved. Section 37 of the Act refers to a specific process which allows municipalities to receive community benefits, such as public art, library expansions or road improvements, in exchange for increases in the height or density of what is otherwise permitted by the zoning bylaw. The community benefits depend on what is deemed by the municipality to be a local community need, the nature of the development application, any implementation guidelines or plans adopted by council, and the strategic objectives and policies of 010 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

Questions have been raised over whether Section 37 payments are being used for intended purposes and whether the accountability and reporting measures are in place Section 37 was under discussion in the 80-day public consultation being held by the province until Jan. 10 as the Ontario government looked to improve the Land Use Planning and Appeals system. I continue to write in this space as part of BILD’s contribution to the discussion, and have encouraged the public to get involved as well. What I would like to highlight with Section 37 is that the zoning framework is outdated in most municipalities, which puts its fairness into question. Across the GTA, there are currently 260 cranes working on highrise projects – the most in North America. Most of that work is happening in Toronto, where the bylaws don’t conform with the provincial growth plan called Places to Grow, causing multiple zoning conflicts. The plan stresses intensification of development, more density, more height, to help the province accommodate the more than 100,000 people that move to the GTA every year. Questions have been raised over whether Section 37 payments are being used for intended purposes and whether the accountability and reporting measures are in place. Section 37 is a tool not easily understood, and we feel it is becoming the “go-to” solution for a community’s capital woes without understanding when it should actually be applied. It has been used in an inconsistent way. In the report on Section 37 in Toronto, the range of cost per unit was as low as $66 and as high as $11,806. More transparency and accountability need to be established in the process of determining Section 37 contributions. Bylaws need to reflect planning realities. Early consultation would help to eliminate surprise additional costs where possible. There is definitely room for improvement, and we want to be at the forefront of any changes.

Uncommon Privileges Relive an era of prestige and privilege, delivered with style and panache. Welcome to The Britt Condominiums, where British elegance meets exclusive 5-star service. As a resident you are entitled to a host of uncommon privileges, from exquisite spa and wellness programs to executive butler services. Located at the corner of Bay and Wellesley, steps to the energy and convenience of downtown living. 5-STAR EXCLUSIVE AMENITIES & SERVICES WITH THE BRITT VIP ACCESS CARD. • 24-hour executive concierge • professional butler Service • spa & wellness services

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TABLE OF CONTENTS

Jan 18 – Feb 1, 2014 VOLUME 18 ISSUE 02

Top 10 reasons to choose

DANIELS’

ONE PARK PLACE SOUTH TOWER

COLUMNS, NEWS & FEATURES

002 EDITOR’S NOTE COLUMNISTS

010 BILD REPORT Planning policies must evolve for growth to work BY BRYAN TUCKEY

016 TARION REPORT Getting to know your condo BY HOWARD BOGACH

026 LEGALLY SPEAKING Not every lawyer is a real estate lawyer BY JAYSON SCHWARZ

028 CONDO PRO Buy early, it’s worth the wait

056 TAXING ISSUES Tax planning, all year long

042 INVESTOR ADVICE How to make a smart condo investment

064 FUNDAMENTALLY SPEAKING Mortgage essentials: Learning as much as you can is time well spent

BY BARBARA LAWLOR

BY ANDREW LA FLEUR

050 DESIGNER ADVICE Get the faucet facts BY YANIC SIMARD

054 QUICK TIPS Five organizing myths that can keep you stuck BY HELLEN BUTTIGIEG

BY HENRY CHOO CHONG

BY WAYNE KARL

066 MAKE YOUR MOVE Moving etiquette: Bring your manners with you BY CHUCK RESNICK

CONDO PROFILE

CENTRECOURT DEVELOPMENTS

CORE Condos Condo market in 2014 promises to be all about its core values: CentreCourt Developments prepares to launch CORE Condos at Church and Shuter

HOMEBUYERS’ HELP

014 CMHC REPORT December 2013 housing starts 017 HOT TOPIC Understanding your mortgage options 032 HOT DATES What’s happening in and around the GTA 033 IN THE NEWS Current condo development in Canada supported by economic growth and sustainable housing demand

040 CONDO SENSE A seller’s market to kick off 2014: What to expect and how to go with the flow BY LYDIA MCNUTT

044 PURCHASER PROFILE Look who bought at Villagio 062 Q&A: MARK J. STABLES Garrison Point takes health and wellness to a new level 070 CONDO WATCH 905 Previews, new releases and grand openings in the 905 area

076 IN THE NEWS Excitement mounts as The Clairington hosts roof-topping party 078 STYLE FILE Maximizing your budget BY LISA CANNING

080 CONDO WATCH 416 Previews, new releases and grand openings in the 416 090 IN THE NEWS Empire Communities wins two OPP Awards

092 PURCHASER PROFILE Ideal location, incredible price draw young professional to Lindvest’s The Brownstones at Westown 097 CONDO BUYERS’ RESOURCE SECTION You love the home, see what you can afford 102 INDEX OF ADVERTISERS

CMHC REPORT

DECEMBER 2013 HOUSING STARTS HOUSING STARTS IN CANADA WERE TRENDING AT 195,760 units in December compared to 196,430 in November, according to Canada Mortgage and Housing Corp. (CMHC). The trend is a six-month moving average of the monthly seasonally adjusted annual rates (SAAR)1 of housing starts. “The trend in housing starts has remained essentially stable since October 2013. Housing demand continues to be healthy in Canada. The trend in existing home sales has been increasing since April 2013, while the trend in inventories of newly completed and unabsorbed homes has been declining at a modest pace since September 2013,” says Bruno Duhamel, manager of economic and housing analysis at CMHC. CMHC uses the trend measure as a complement to the monthly SAAR of housing starts to account for considerable swings in monthly estimates and obtain a more complete picture of the state of the housing market. In some situations analyzing only SAAR data can be misleading in some markets, as they are largely driven by the multiples segment of the markets which can be quite volatile from one month to the next. The standalone monthly SAAR was 189,672 units in December, a decrease from 197,797 in November. The SAAR of urban starts decreased by 5.1 per cent in December to 168,214 units. Multiple urban starts decreased by 4.1 per cent to 108,910 units in December while the single-detached urban starts segment decreased by 6.7 per cent to 59,304 units. In December, the seasonally adjusted annual rate of urban starts increased in British Columbia and Quebec while decreasing in the Prairies, Atlantic Canada and Ontario. Rural starts2 were estimated at a seasonally adjusted annual rate of 21,458 units. 1 All starts figures in this release, other than actual starts and the trend estimate, are seasonally adjusted annual rates (SAAR) — that is, monthly figures adjusted to remove normal seasonal variation and multiplied by 12 to reflect annual levels. By removing seasonal ups and downs, seasonal adjustment allows for a comparison from one season to the next and from one month to the next. Reporting monthly figures at annual rates indicates the annual level of starts that would be obtained if the monthly pace were maintained for 12 months. This facilitates comparison of the current pace of activity to annual forecasts as well as to historical annual levels. 2 CMHC estimates the level of starts in centres with a population of less than 10,000 for each of the three months of the quarter, at the beginning of each quarter. During the last month of the quarter, CMHC conducts the survey in these centres and revises the estimate. 014 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

HOUSING STARTS IN CANADA – ALL AREAS * THOUSANDS

275 250 225

195,760

200

189,672

175 150 DECEMBER 2011

DECEMBER 2012

DECEMBER 2013

Housing starts, SAAR Housing starts trend line (six-month moving average)

PRELIMINARY HOUSING START DATA DECEMBER 2013

Nov 2013

Dec 2013

Trend1, all areas

196,430

195,760

SAAR, all areas

197,797

189,672

SAAR, rural areas

20,618

21,458

SAAR, urban centres2 Single-detached 63,595 59,304 Multiples 113,584 108,910 Total 177,179 168,214 Atlantic, urban centres2 7,024 6,388 Quebec, urban centres2 32,573 34,237 Ontario, urban centres2 57,670 53,690 Prairies, urban centres2 52,938 43,013 British Columbia, urban centres2 Canada

26,974 Dec 2012

30,886 Dec 2013

Actual, all areas

16,348

15,450

Actual, rural areas

1,667

1,557 4,645

Actual, urban centres2

December — Single-detached

5,280

December — Multiples

9,401

9,248

December — Total

14,681

13,893

January to December — Single-detached 67,172

63,147

January to December — Multiples

126,391

106,987

January to December — Total

193,563

170,134

Source: CMHC Seasonally adjusted annual rates Urban centres with a population of 10,000 and over Detailed data available upon request 1 2

As Canada’s national housing agency, CMHC draws on more than 65 years of experience to help Canadians access a variety of high-quality, environmentally sustainable and affordable housing solutions. CMHC also provides reliable, impartial and up-to-date housing market reports, analysis and knowledge to support and assist consumers and the housing industry in making informed decisions.

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*The First Home Boost Program is only available on a limited number of suites. Conditions apply. Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artists concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

DOWN

TARION REPORT

Getting to know your

Howard Bogach is president and CEO of Tarion Warranty Corp. For more information about how Tarion helps new-home buyers, visit tarion.com or find them on Facebook at facebook.com/ TarionWarrantyCorp.

he first real chance to get a top to bottom look at your home in its completed state will be during your Pre-Delivery Inspection, or PDI. When you purchase a new condo, your builder is required by Tarion to conduct a PDI with you on or before the day you take possession. The PDI is your opportunity to view your home in its entirety, learn about how to maintain it, and note anything that may be damaged, incomplete, missing or not working properly. During the inspection, look for things like chips in bathtubs and sinks, scratches on countertops, damage to floors, walls, cabinetry or other finishings, and doors and windows that are not secure or do not open and close easily. Your builder’s representative is responsible for making notes of any areas of concern on a PDI form. Review the form carefully to make 016 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

// BY HOWARD BOGACH

NEW CONDO sure it’s complete. This will become the official record of the condition of your home before you moved in. In case of a disagreement between you and your builder over whether any damage occurred before or after you took possession, Tarion will refer to the notes on your PDI form. The builder is required to provide you with a copy of the completed PDI, but you may want to take your own notes as well. Feel free to take pictures of any damaged or incomplete items. If necessary, those photos can be submitted to Tarion at a later date. You should take your time looking over your new home. As a general rule of thumb, a PDI may take about an hour for every 1,000 sq. ft. of home being inspected. We’ve heard from buyers who said the condition of the home made it impossible to accurately assess any defects. Sometimes there is still too much construction dust and debris that prevent you from getting a good look. If this happens, make sure to note the items that could not be inspected on the PDI form. Use the PDI as an opportunity to ask questions and learn about how your home functions. Your builder will show you how to operate your home’s systems, like heating, electrical, air conditioning and plumbing and provide you with operating manuals. Buyers sometimes hire a professional home inspector to accompany them during the PDI. While you are welcome to bring along a trusted companion or

professional, I encourage buyers to really think about the purpose of the PDI, which is to form a record of the state of your home before you take possession. You might want to consider waiting for the 30-day or year-end warranty period to hire a home inspector. You’ll have much more time to get to know your home and its systems and will have a better indication of any potential problems that your home inspector can look into. If you do hire a home inspector, I recommend you find one who is certified in conducting new construction inspections. The new-home buyer section on tarion.com has a number of resources to help you prepare for your PDI including a PDI checklist and a guide to getting ready for the PDI. You’ll also find the Homeowner Information Package, or HIP, which your builder will provide on or before your inspection date. I always recommend buyers read the HIP before their PDI. Being informed and well prepared is the best way to start your home ownership experience!

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MONARCH COMMUNITIES ETOBICOKE WATERFRONT | RIVA DEL LAGO | COMING THIS SPRING | FROM MID $300’s Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

ETOBICOKE WATERFRONT | LAGO | UNDER CONSTRUCTION | FROM $219,990 Sales Centre located at 2167 Lake Shore Blvd. W. 416-495-3544

SALES CENTRE HOURS: Mon.- Thurs. 12pm - 6pm, Weekend & Holidays 12pm - 5pm, Closed Fridays

discover more

MonarchGroup.net Prices, specifications and promotions are subject to change without notice. E.&O.E.

first.

HOT TOPIC

UNDERSTANDING YOUR MORTGAGE OPTIONS Common questions answered CONGRATULATIONS! YOU’VE DECIDED TO BEGIN YOUR SEARCH

for a new condo, or perhaps you’ve already found the home of your dreams and are ready to make an offer. It’s now time to consider your mortgage options. But with so many different choices available, how can you select the right kind of mortgage for your needs? Canada Mortgage and Housing Corp. (CMHC) offers the answers to some common questions:

What is the difference between conventional and high-ratio mortgages? A conventional mortgage is a mortgage loan up to a maximum of 80 per cent of the lending value of the property. This means that the homebuyer has made a down payment of at least 20 per cent of the purchase price or market value of the home. If your down payment is less than 20 per cent, you will typically need a high-ratio mortgage. High-ratio mortgages normally have to be insured (by CMHC, for example) against payment default.

What are fixed, variable or adjustable interest rates? When you choose a mortgage, you have to decide whether you want the interest rate to be fixed, variable or adjustable. A fixed rate is locked-in for the entire term of the mortgage. With a variable rate, the payments remain the same each month, but the interest rate fluctuates based on market conditions. For adjustable-rate mortgages, both the interest rate and the mortgage payments vary based on market conditions. Talk to your mortgage professional to find out which option is right for you, and be sure to evaluate the impact of an increasing interest rate on your monthly payment.

Should I choose an open or closed mortgage? With a closed mortgage, you pay the same amount each month for the entire term of the mortgage. Some flexibility to repay principal through lumpsum payments is allowed. Closed mortgages can be a good

choice if you want a fixed payment schedule, and you don’t plan on moving or refinancing before the end of the term. An open mortgage allows you to make a lump-sum payment at any time. This type of mortgage can be paid off prior to maturity without penalty. An open mortgage can be a good choice if you’re planning to sell your home in the near future, or if you want the flexibility to make large lump-sum payments. An open mortgage generally carries a higher interest rate.

What about the term, amortization and payment schedule? The term is the length of time (usually from six months to 10 years) that the interest rate and other conditions of your mortgage will be in effect. Amortization is the period of time (most firsttime homebuyers choose the 25-year amortization) over which your entire mortgage will be repaid. Lastly, the payment schedule sets out how frequently you will make payments on your mortgage – usually either monthly, bi-weekly or weekly. Accelerated payments are also an option. These are available for weekly and bi-weekly payment schedules and are generally equivalent to one extra monthly payment per year. With accelerated payments the homeowner is able to pay off his/her mortgage faster while decreasing the overall interest cost.

As Canada’s national housing agency, CMHC has been a source of objective, reliable housing expertise for more than 65 years. For more information visit cmhc.ca or call CMHC at 1.800.668.2642 JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 017

Some call it the future of Toronto’s Waterfront. We call it Monde. Waterfront Living from $299,990 We could tell you about the stunning architectural design by the world-renowned Moshe Safdie. Modern interiors by Cecconi Simone. The breathtaking views of the lake. The outdoor infinity pool and cabanas. But all of that doesn’t really matter. All that matters is this. This is your chance to be part of Toronto’s next great neighbourhood. And a whole new world on the water. We call it Monde. But you can just call it home.

Visit our Sales Office or register today at mondecondominiums.com 291 Lakeshore Blvd E. | 416 466 8885 t St Fron

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019

COVER STORY

COMING THIS SPRING TO THE DOWNTOWN EAST

ONE PARK PLACE SOUTH TOWER! The top 10 reasons to choose Daniels’ One Park Place South Tower

NEW HOMEBUYERS ARE FLOCKING TO BE A PART OF the internationally recognized and award-winning Regent Park revitalization. With the introduction of new streets, retail, homes and awesome amenities in the Downtown East, now is the time to discover the condominium Toronto has been waiting for. Hot on the heels of The Daniels Corporation’s One Park Place North Tower, the South Tower is already drawing tremendous interest from people who want to make Regent Park their home. The fifth residential building in this master-planned community is already under construction, and will rise to 29 storeys – the tallest condominium residence in Regent Park to date. Residents will enjoy striking panoramic lake and city views. Here are the Top 10 reasons to choose One Park Place South Tower as your new home.

Location: One Park Place South Tower will be situated at Dundas and Sumach Streets, and will be anchored by a collection of 17 urban townhomes lining St. David’s Street and Sumach Streets. The condominium’s lobby entrance is directly off Regent Park’s Urban Mews, Regent Park Boulevard, where neighbours and visitors gather for local festivals, markets and performances – placing

020 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

homeowners right in the middle of the action in this energetic neighbourhood. The Urban Mews also leads to Daniels Spectrum, the 60,000-sq.-ft. cultural hub that is alive with opportunities for dance, music, theatre and film. Paintbox Bistro, a popular area hotspot with live entertainment and the culinary creations of renowned Toronto chef, Chris Klugman, is just steps away. At the pulsing heart of Regent Park, the Urban Mews connects many of Toronto’s hottest new amenities. Residents can stroll to the soon-to-open six-acre park on Dundas Street, the Regional Aquatic Centre, shopping, restaurants and the TTC. One Park Place South Tower is steps to FreshCo by Sobeys, Rogers, RBC Royal Bank, Tim Hortons and public transit right on Dundas Street East. Regent Park is just minutes from Cabbagetown, the Distillery District, the St. Lawrence Market, Yonge-Dundas Square and all the attractions of downtown Toronto. Does it get any better than that? Yes!

Outstanding architecture and breathtaking views: One Park Place South Tower is designed to make the most of its location and height with a combination of delicately supported white cladding and spandrel glass. Suite owners will be treated to ever-changing views of Toronto’s skyline or Lake Ontario through expansive windows that invite copious amounts of natural light to fill the beautiful living spaces.

Club Uno: One Park Place South Tower will be home to over 45,000 sq. ft. of indoor and outdoor relaxation, exercise and social amenities at Club Uno. These include a half-court gymnasium, two squash courts, a fitness studio, indoor/outdoor yoga and Pilates studio, a party room, billiards room, lounges and more.

Environmentally friendly design: Daniels is a trailblazer

in the building industry and an advocate for actively incorporating urban agriculture opportunities into their new home communities across the GTA. There will be resident gardening plots on the fifth-floor gardening terrace where homeowners can grow their own herbs, flowers and spices. Urban gardening plays a key role in bringing homeowners together to foster a sense of community. Daniels will offer programming that helps residents make the most of their amenities. Much like its sister tower, One Park Place South Tower is being built to the Leadership in Energy and Environmental Design (LEED) Gold certification standard, offering an array of future-proofed elements such as bicycle storage and energized parking spaces for electrified cars. Several green roofs serve as both a visual and physical amenity for residents; while helping to mitigate Toronto’s heat island effect.

Flexible suite designs: Suite layouts maximize every square foot, and urban interior finishes include European-style stainless steel kitchen appliances, contemporary quartz countertops, laminate flooring throughout and spectacular kitchen and bathroom designs by award-winning Cecconi Simone Inc.

Unbeatable value: Prices will start from an incredible $199,900, with suites at One Park Place South Tower ranging from studios to threebedroom designs plus a limited collection of urban townhomes.

Home ownership made easy: Purchasers can take advantage of Daniels’ 5% Gradual Deposit Payment Plan. Simply pay $3,500 with the Agreement of Purchase and Sale, and then $1,000 each month until five per cent of the purchase price is reached. This is just another way Daniels is making it easy and accessible to purchase at One Park Place South Tower.

Move-in as early as winter 2014: Construction has commenced at One Park Place South Tower, giving homeowners the confidence that Daniels will deliver their home on time.

Peace of mind: The Daniels Corporation is one of Canada’s preeminent builder/developers, building more than 24,000 new homes across the GTA for over 31 years. Daniels was named the Tarion Warranty Corporation’s 2012 Ontario High Rise Builder of the Year and the recipient of the 2012 Toronto Arts and Business Award presented by the Toronto Arts Foundation. Among its many initiatives, Daniels was chosen to partner with Toronto Community Housing to revitalize Regent Park – 69 acres in Toronto’s Downtown East. Committed to community, Daniels offers innovative programs that help people achieve home ownership, champions neighbourhood initiatives that enhance residents quality of life, and supports numerous charities and non-profit organizations. Visit danielshomes.ca for more information.

Pent-up demand: The time to get your name on the list for One Park Place South Tower is now. To register, visit online at danielsoneparkplace.com or call 416.955.0559. Daniels’ presentation centre is located at 500 Dundas St. E., open Monday to Thursday noon to 6 p.m.; weekends and holidays noon to 5 p.m.; closed Fridays. JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 021

THIS IS HoT:

BoUTIQUE-STYLE CoNDo LIVING. WINSToN CHURCHILL AND EGLINToN. When you own a new home at HOT you will enjoy a wide range of fabulous luxuries and finishes like 9’ ceilings, designer kitchens with granite counter tops, premium appliances, bathrooms with oversized showers, walk-in closets and exclusive use of the gym, lounge and BBQ Patio. This is as hot as it gets in Erin Mills. visit our award-winning Presentation Centre today.

1 BEDRoom CoNDoS FRom $273,990. 2 BEDRoom CoNDoS FRom $367,990. NoW UNDER CoNSTRUCTIoN.

The clean, urban design of BoConcept is the recommended furnished look for HOT condominiums. ask about our special incentive. BoConcept.ca

PRESENTATIoN CENTRE 4635 METCalFE avE, MISSISSauga 905.828.4257 HoTCoNDomINIUmS.Com

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Prices, sizes and specifications subject to change without notice. E. & O.E. Illustration is artist’s impression. Presentation Centre is open Monday to Wednesday from 12pm to 7pm, Saturday and Sunday from 11am to 6 pm and closed Thursday and Friday.

NOW OPEN PHASE III CONDOMINIUMS Tradition meets urban living with cool designs and modern interiors. Introducing the ﬁnal phase of Italian inspired living in North York. Palazzo at Treviso III offers luxurious new suite designs and gorgeous ﬁnishes, just steps from everything you desire.

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JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 025

LEGALLY SPEAKING

Not every lawyer is a

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

ot all lawyers are created equal. If you needed a heart surgeon, you certainly would not go to see a podiatrist. By the same token, lawyers generally have expertise in one area. Do not believe that the granting of a law degree instantly bestows knowledge of all laws on the head of a lawyer. The first thing you need to do to find a lawyer is the same thing you ought to be doing to

Do not believe that the granting of a law degree instantly bestows knowledge of all laws on the head of a lawyer 026 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

// BY JAYSON SCHWARZ

REAL ESTATE LAWYER find a home – research! Where do you look? Start with media and look in magazines (editor’s note – you already have your issue of New Condo Guide, so you’re off to a good start!), newspapers, listen to radio, watch real estate television. Generally speaking, the lawyers who appear in public, speaking or writing about real estate, are thought to be experts in the area. Go to seminars and listen to the speakers. If a lawyer is taking the time to participate in a seminar, he/she knows what he/she is talking about and is happy to take on new clients that come out of those seminars. Next, go online and check out the websites of different real estate lawyers. Look to see whether they give good, informative advice; whether they give you pricing; and whether they make you feel comfortable. Call the Law Society of Upper Canada, Lawyer Referral Service, which can be found in the telephone book. This service keeps lists of lawyers and refers requesting members of the public to lawyers who practice in the area requested. This just gets you someone in the area. You really need to check them out when referred. Speak to friends who have used a lawyer for the type of service you require and ensure they did the job professionally, courteously and for the price quoted. Who is making the referral? Is the referral coming from a real estate agent, a mortgage broker or a bank? This is not necessarily bad, but you have to be careful. Quite often, lawyers develop relationships with various groups over the years and receive referrals because they do a great job. On the other hand, ensure that your lawyer is independent and will represent your interests even if it puts him/her into an adversarial position with one of those parties. This is quite important, so make sure you get comfortable with this issue before you hire someone. Now to bring this back to the original idea, what you need to understand is that there are general law practitioners just like there are family doctors. What this means is that a lawyer may have a wideranging practice composed of many areas. The smart lawyer who falls into this category knows that if there is a serious issue that arises outside of their expertise they should bring in a specialist, just like your family doctor would. The bad lawyers try to do it all. The general practitioner can probably handle your real estate deal just fine, but make sure he/ she understands any complicated offers and that he/she reviews them carefully, pointing out any problems. Ensure that he/she knows what can be negotiated and what cannot, or you may lose your deal. Remember, your lawyer is a very important part of the process, so take your time and find the right one.

NOW ON SALE! Already under construction

HighPark Condominiums is located just moments to Toronto’s largest urban park, steps to a variety of shops and restaurants within Bloor West Village and offers easy and convenient access to the Bloor Subway. The response to this exceptional new residence within one of Toronto’s most desirable neighbourhoods has been overwhelming. Don’t wait - Discover your new home at Daniels’ HighPark Condominiums today!

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OOR Brokers Protected. Illustrations are artists concepts. Prices, specifi cations and programs are subject to change without notice. E.&O.E. All brand names, logos, images, text and Exclusive Listing: CityLife Realty Ltd. Brokerage. ST W graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

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2150 Bloor Street West, Toronto HIGH PARK POOL SWIMMING Mon & Tues: 12-6pm, Wed: 12-8pm, Thurs: 12-6pm, T S E WFri: closed, Sat, Sun & Holidays: 12-5pm R O BLO ILLAGE V

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// BY BARBARA LAWLOR

BUY EARLY

Barbara Lawlor is president of Baker Real Estate Inc. and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sales of condominium developments in the GTA and overseas. Keep current with The Baker Blog at blog.bakerrealestate.com

epending on when in a condominium’s development process you purchase a suite, you will have to wait some period of time for your move-in date. If you purchase early from plans, you benefit from the optimum selection and, of course, the lowest prices. But the biggest advantage to buying early in the process is the equity you

Look on the bright side – your equity during this time can average as much as five per cent per year, which is quite attractive 028 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

It’s worth the wait

earn over the time span of construction, which can vary if weather does not cooperate, or unexpected labour or materials shortages occur. Look on the bright side – your equity during this time can average as much as five per cent per year, which is quite attractive. Another benefit of buying early in the process, especially for first-time buyers, is having time to save additional money toward your down payment. I have known young professionals who have taken the equivalent of their maintenance fee and banked it each month to use toward the deposit. This provides extra funds for the down payment and gets you used to budgeting for your eventual carrying costs. In addition to saving money during your condo wait, you can make the most of the time by considering the design of your décor and layout. You have room dimensions, so plan your colour schemes and finishes, so that when you have your colour selection appointment, you will have a good idea of the look you want. Look critically at your furnishings and accessories, and decide what to bring to your new home and what to give away or sell. This is particularly appropriate for the more mature buyer. I have met several empty-nesters who spent years making the decision to sell their long-time family home and buy a condo suite. When they were finally sure they wanted to take advantage of carefree single-level living in a residence with wonderful amenities, they were actually happy to have time to make the transition psychologically, as well as physically. They also appreciated the opportunity to pare down possessions gradually in preparation for occupancy. This may involve passing along family heirlooms to younger generations and figuring out which items will fit into your new living space. Remember, too, that if you are among the first to move into your condo, you may have to wait a while before the building is totally complete. The upper floors are finished after the lower ones, and some of the amenities may not be entirely ready for use. This is a similar scenario to moving into a house in a lowrise community where homeowners have to experience some dust and dirt before all the driveways and landscaping are installed. A condominium is built from the ground up, so keep that in mind when you see tradespeople going up and down on the elevators. Residents do receive things like snow removal, lawn mowing, concierge service and the like right away, which is a big part of what maintenance fees cover. Be realistic about your move, and be patient before and after you move in. As you wait for your suite to be ready, you can use time to your benefit by becoming even more prepared for a wonderful move-in day. Enjoy the wait – and remember that your investment will most likely increase in value by the time you move in. Whether you buy from plans when the sales office opens, an inventory suite when the condo is complete, or any time in between, the main thing is that the timing is right for you.

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 029

030

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Standing above the rest for more than 60 years.

Our Life Storey

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Where will your life storey take you this Holiday Season?

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Happy holidays from your friends.

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For the last sixty years, Menkes has been a central chapter in the life storeys of so many. From spacious, single family homes in friendly neighbourhoods to sleek and contemporary condominium retreats, discover spaces that allow you to create the storeys that matter most â&#x20AC;&#x201C; yours.

Yonge & Park Home Bay & Yorkville North York Toronto Starting from Starting from $384,990 $1.9 million 416.730.9722 yorkvilleresidences.com 416.775.7500

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TORONTO

COMING SOON

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CONNECT WITH TORONTO’S ULTIMATE LIVE WORK PLAY ADDRESS Welcome to Harbour Plaza, a spectacular master planned condominium community in the heart of Toronto’s vibrant Southcore Financial District. An iconic landmark on the downtown skyline, Harbour Plaza is graced with soaring architecture, incomparable lifestyle amenities and a superb collection of modern urban suite designs, all directly connected to the extensive PATH network.

OUTDOOR TERRACE

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Prices and specifications are subject to change. E.&O.E. January 2014

HOT DATES

JANUARY 2014

Calendar of events taking place from January 18 – February 1

HIGHLIGHTS

JAN 23-26

Interior Design Show

JAN 26 & 27

Toronto’s Ultimate Travel Show

Jan. 23-26

Jan. 26 & 27

Interior Design Show

Toronto’s Ultimate Travel Show

METRO TORONTO CONVENTION CENTRE

DIRECT ENERGY CENTRE,

NORTH BUILDING, 255 FRONT ST. W. Now in its 16th year, IDS14 is Canada’s largest design fair, bringing together the newest and most innovative of international and Canadian design. With three full days of inspirational exhibits, influential speakers and leading products, IDS is not just a fair – it’s a total design experience and has positioned Toronto as a frontrunner in the global design scene. interiordesignshow.com

EXHIBITION PLACE What better way to escape the winter blues than by exploring warm and exotic vacation opportunities? This two-day event is the perfect trip-planning resource in Toronto! Visit hundreds of exhibitors with a vast array of expertise in all areas of the travel industry. Get inspired and plan your best vacation to date. totravelshow.com

JAN 21-FEB 1

Winterlicious

UNTIL MAR 14

Ice Skating at Natrel Rink

032 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

Jan. 31 - Feb. 13

Until Mar. 14

Winterlicious

Ice Skating

AT VARIOUS VENUES ACROSS TORONTO This annual winter foodie event is your chance to indulge in creative cuisine from around the world. Three-course menus for lunch and dinner offer something new and exotic, or tried and true favourites, dished up at more than 200 of Toronto’s top restaurants at great prix-fixe value. Reservations are being accepted as of Jan. 16. Visit online for a list of participating restaurants and for additional information. winterlicious.com

NATREL RINK 235 QUEENS QUAY WEST Enjoy a fun and free skate at the city’s most scenic skating rink, tucked behind York Quay Centre and set against the Lake Ontario shoreline – a winter-time tradition for 30 years! Strap on your helmet and skates (if you don’t own, there are rentals on site) and enjoy the crisp air and the beautiful scenery. Call 416.973.4866 or visit online for details. harbourfrontcentre.com

IN THE NEWS

Current condo development in Canada’s three largest cities supported by

ECONOMIC GROWTH AND SUSTAINABLE HOUSING DEMAND and a sky full of rising towers are any indication, Canada’s largest cities are experiencing an unprecedented condo boom, a growth trajectory that has some expressing concern about the sustainability of the market. With more condominium construction in recent years than the market would appear to be able to absorb based on demographic trends alone, Royal LePage’s new report outlines the economic and social factors behind the enduring demand for this type of housing. The study also considers how condominiums as a housing class fit into the overall housing market and how their role continues to evolve. In 2011, condos accounted for 14.9 per cent of total households in these markets, and 37.7 per cent of new dwellings. Growth continues, according to the report, with demand for new condos over the next 20 years estimated to be 26,000 to 32,000 new units per year – a significant 43 per cent to 53 per cent of total required housing across all housing types. While actual production currently exceeds this need with an average of 43,774 new starts per year, strong activity in condo markets has been generated by exceptionally low interest rates, robust job creation in central areas of cities, shifting consumer preferences and conditions that can make condo ownership an effective investment opportunity. According to the report, this strong activity “is not sufficient evidence of a housing bubble,” but rather the result of these positive economic forces and changes in demand patterns supportive of condominium living. IF THE ABUNDANCE OF CONSTRUCTION HOARDINGS

“Condominiums have emerged as the dominant type of new housing in contemporary urban Canada, a trend that will not be reversed in the foreseeable future” Condos have a well-established and evolving role in the housing markets of the cities studied. In the short-term, construction is predicted to slow to better align with growth rates and changing demographics. During this transition, likely over the next two years, today’s very high levels of activity will lower and there may be some volatility in pricing while a new set of longer-term trends get established. “Condominiums have emerged as the dominant type of new housing in contemporary urban Canada, a trend that will not be reversed in the

foreseeable future,” according to Phil Soper, president and chief executive of Royal LePage. “In Canada’s major cities, the presence of highly visible, large-scale construction projects will continue to attract discussion. It’s important to note, that while the number of condominiums have increased significantly over the past decade, condo price appreciation has remained in check, tracking closely to overall housing averages. As the number and proportion of condominiums in our national housing stock continues to grow, it’s our objective to provide Canadians with the research and analysis they need to understand this important market.” A comparison of prices of condos and single-family homes over the last 20 years shows that the price of condos has risen at about the same rate as single-family homes. In greater Toronto, condo JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 033

prices rose by 5.1 per cent per year, versus 5.9 per cent of single-family homes; in greater Montreal, condo prices rose by 5.5 per cent per year, versus 5.1 per cent of single-family homes; and in greater Vancouver, condo prices rose by 4.5 per cent per year, versus 5.7 per cent of singlefamily homes. While some divergence may be expected in the near-term, the report suggests that condominiums will experience growth rates similar to single-family homes over the long-term. Looking forward, the patterns of housing requirements depend on factors including population growth rate, its distribution by age groups and evolving consumer preferences. Over the next 20 years, the three major cities studied are projected to receive a modestly reduced share of the country’s population growth, as resource-producing regions attract proportionally more in-migration. This change, together with changing housing needs brought about by the aging baby boomer population, are two important factors that point to moderating demand for new condos compared to recent levels of production. “The longer-term role of condos depends on several variables, 034 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

including shifting demand patterns, pace of project completion and changes to mortgage rules,” states Will Dunning, housing market economist and author of the report. “In the housing market, demographics are not always destiny, and various factors including the appeal of amenity-rich urban living and delayed childbearing have increased condo demand. This helps greatly to explain why apartment activity has recently exceeded the so-called demographic requirement.” Over the past five years, there has been disequilibrium between the number of condo project starts and the estimated requirement of new units per year. Using Toronto as an example, the report points out that since 2008, the number of starts has been approximately 20,400 units per year, exceeding the estimated requirement of 14,000 to 15,000 units per year. What has kept this imbalance in check is that annual project completions – that is, the number of units finished and put on the market – averaged about 15,750 units per year, far closer to the estimated requirement. A key issue now is how quickly units will be completed in the future, whether there will be sufficient demand for these units, and what the outcome would be if supply of units greatly outstrips demand. Finally, the longer-term impact of the changes to the federal government’s mortgage insurance policies is yet unknown. The revised rules have made access to financing more difficult, especially for first-time homebuyers, and this has the potential to affect the dynamics of the condo market.

Looking forward, the patterns of housing requirements depend on factors including population growth rate, its distribution by age groups, and evolving consumer preferences

BUY TODAY

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$239,300 LIVE FROM

$234,000 LIVE FROM

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AVE. RTH DANFO

3520 Danforth Ave. TerraceOnDanforth.ca

416-987-7575

E. IA AV SCOT

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905-771-7010

370 Hwy. 7 East Unit #113

DA NF ORT H

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*As per price list. Limited time offer. Offer based on a select number of units. Price, information and program subject to change without notice. For qualified buyers on approved credit. All renderings are artistâ&#x20AC;&#x2122;s concept. Prices, specifications and availability subject to change without notice. E&O.E. Brokers protected. See Sales Representative for details.

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 035

% DEPOSIT

BUY TODAY! HURRY IN! GREAT SELECTION AVAILABLE

HIGHWAY 404

HIGHWAY 7

HIGHWAY 400

SALES OFFICE HOURS: Monday – Thursday 12 p.m. to 7 p.m. Weekends & Holidays 12 p.m. to 6 p.m. Friday Closed

WESTON RD.

SALES OFFICE NOW OPEN: 7777 Weston Rd.

HIGHWAY 427

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WESTON RD. & HWY 7 | WOODBRIDGE 2013 PLACES TO GROW COMMUNITY OF THE YEAR

RESIDENTIAL | RETAIL | OFFICE CENTROSQUARE.CA | 905-851-8877 *Purchaser’s Deposit Bond. Restrictions apply. See Sales Representative for details. All illustrations are artist’s concept only. ©2014 Liberty Development Corporation. All rights reserved. Brokers Protected.

036 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

NOW SELLING THE FINAL CHAPTEr OF AN EPIC STORY

ICONIC ARCHITECTURE • FABULOUS PARK VIEWS • AT-YOUR-DOOR TRANSIT Legacy Park is the final phase of a master-planned community that has been 10 years in the making. Including a beautiful landscaped Roof Top Terrace overlooking a scenic 5-acre park and an array of suite designs that offer a brilliant fusion of style and substance, this is the grand finale you do not want to miss.

Condos from the $280’s

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See Sales Representative for details. All prices, figures, sizes, specifications and information are subject to change without notice. E.& O.E. All illustrations are artist’s concept only. ©2014 Liberty Developemnt Corporation. All rights reserved.

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JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 037

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039

CONDO SENSE

// BY LYDIA MCNUTT

A SELLER’S MARKET TO KICK OFF 2014

Lydia McNutt is an award-winning writer and editor of New Condo Guide. Lydia’s love of architecture, interior design and the written word have landed her happily at home at Wall2Wall Media, where real estate rules. Email Lydia.McNutt@wall2wallmedia.com, and follow her on Twitter @LydiasTweets

f you’re considering making a move in 2014, then you’re probably plagued by questions of where the real estate market is heading, and concerns about whether it’ll keep climbing or come to a crashing halt. Well, according to the Royal LePage House Price Survey and Market Survey Forecast released recently, the road looks golden moving forward. The average home price in Canada increased between

2014 040 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

What to expect, and how to go with the flow

1.2 per cent and 3.8 per cent in the fourth quarter of 2013, and real estate experts are expecting much of the same for the first half of 2014 – a projected 3.7-per-cent increase nationally from 2013, and a shift to a seller’s market. “A few short months ago, the country’s housing market emerged from a year-long correctional cycle of dramatically slowed sales volumes. Later 2013 was marked by a transition to buoyant sales volumes and above-average price growth,” says Phil Soper, president and chief executive of Royal LePage. “In the absence of some calamitous event or material increase in mortgage financing costs, we expect this positive momentum to characterize 2014. In fact, we expect a market tipped decidedly in favour of sellers for the first half of the year, after which we project a shift to a more balanced market.” Soper attributes the rising house prices to a few factors – the typically busier spring market, and in addition to normal demand, “housing prices in Canada this year will be influenced by buyers who put off purchase plans in the very soft spring of 2013,” he says. “Talk of a ‘soft landing’ for Canada’s real estate market in the new year is misguided. We expect no landing, no slowdown, and no correction in the near-term. Conditions are ripe for as strong a market as we saw in the post-recessionary rebound of the last decade.” Buying in a seller’s market: In a seller’s market, demand for homes is greater, which drives prices up. If you’ve found a great home, chances are someone else has too. Whether you’re buying brand new or resale, these strategies may tip the scales in your favour: TIP #1: KEEP YOUR EMOTIONS IN CHECK. Combine a hot real estate market with a hot head, and you start to lose sight of the goal: to make a smart purchase and a sound investment. Don’t become a bidding war casualty. Set your budget and stick to it. A home is only worth so much, and it’s up to you to decide what that magic number is. TIP #2: GO WITH A PRO. Your real estate agent, financial adviser and lawyer are your Holy Trinity in the home-buying process, helping you to keep your emotions in check (see #1 above) and make a purchasing decision based on facts and figures, not feelings. Use their expertise and make a smart bid that reflects what the home is worth and what you can comfortably afford – even if (and when) interest rates rise by one, two or three per cent. TIP #3: GET PRE-APPROVED FOR A MORTGAGE. With this in your back pocket, you’ll be locked-in at today’s low rates for up to 90 days, and when you do find a great home and are ready to make an offer, it won’t be conditional on financing since you already have this in order.

You’ve undoubtedly lost some sleep over the decision as to whether now is a good time to buy a home. A final word to the wise: do it when you’re ready for the market, not when the market is ready for you. By sitting on the fence and waiting for the “perfect” market conditions to roll around tomorrow, you could miss out on some great opportunities today.

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JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 041

INVESTOR ADVICE

How to make

// BY ANDREW LA FLEUR

A SMART CONDO INVESTMENT

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto Condo Market. Visit TrueCondos.com/ NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

nvesting in a pre-construction condo is not without risk. You are effectively buying a contract with the hope that one day this contract will become a piece of real estate that is worth more than the price you are paying for it today. A lot can happen in three to five years while your condo is being built. Here are two tips to help ensure your investment is a successful one.

1 | Always buy below market value Your goal should always be to buy something that will increase in value, and the best way to do that is to buy something that is priced below the current market value of a similar resale property. For example, if a one-bedroom across the street in a brand new completed building sells at $300,000, and you can buy a similar one-bedroom in a preconstruction condo at $285,000, then you are well insulated from any market fluctuations over the next few years and you are positioned to have a property that is worth more when completed than when you bought it before construction starts. 2 | Always buy cash-flow positive Investing in real estate is not a get-rich-quick scheme, but it is how most of the world’s wealthiest people have earned their fortunes. The best real estate investors always buy for the long term. I encourage my clients to take the long-view approach when

buying pre-construction and to plan on renting their unit out for at least one year (but preferably longer) after the completion of the building. Flipping before project completion (assignment) is a highly risky strategy and should be considered only as a back-up plan. With this in mind, you should only buy a pre-construction condo that will provide you with positive or break-even cash flow with the standard 20 to 25 per cent down payment. If at the current valuation and given current market rates for rents, you cannot reasonably expect to cover all your expenses, then stay away! If you do your homework before buying, and follow these two tips, you will be in great shape for years to come.

Investing in real estate is not a get-rich-quick scheme, but it is how most of the world’s wealthiest people have earned their fortunes 042 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

the park.

ACTUAL VIEW OF CORKTOWN COMMON PARK FROM THE 11TH FLOOR OF CANARY PARK CONDOMINIUMS.

and everything in between. COMING SOON TO CANARY DISTRICT URBAN CONDOMINIUMS IN TORONTO’S NEW DOWNTOWN EAST. HOME TO THE ATHLETES OF THE 2015 PAN/PARAPAN AM GAMES AND WINNER OF COMMUNITY OF THE YEAR. SUITES FROM THE MID $200’s.

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Exclusive Listing: Baker Real Estate Incorporated, Brokerage. Brokers Protected. Prices and specifications are subject to change without notice. E. & O.E.

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 043

PURCHASER PROFILE

LOOK WHO BOUGHT AT VILLAGIO So much so that this Maple resident recently purchased two suites in Empire Communities’ and Pace Developments’ new Villagio community, a two-bedroom-plus-den suite for herself and a one-bedroom-plus-den for her mother, Gina. SUE LOVES WHERE SHE LIVES.

Sue’s job as a business analyst in North York requires her to commute daily, so finding a place close to the highway and public transit were important factors in her decision

“I was looking to downsize, but wanted to stay in Maple to be close to my family. I also wanted a home that felt personal. When I came across Villagio, there were so many things that appealed to me, including the suite designs, the location and the fact that it felt like a warm and inviting community,” Sue says. Sue’s job as a business analyst in North York requires her to commute daily, so finding a place close to the highway and public transit were important factors in her decision. “I like that Villagio is off of Hwy. 400 and that I’m close to Vaughan, Richmond Hill, Kleinburg, Woodbridge and Markham. Living in Maple is like being in the hub of a big city, but with a small-town feel.” With her Villagio purchase, Sue received a bonus incentive of one year free maintenance. She looks forward to moving into her new home and knows she found the perfect place for her mother. “Now that she’s getting older, I wanted to find a home that would make it easier for her to get around.” Suites start from $299,990. Please register at empirepace.com or call 647.281.7607 to book your private appointment today! Welcome to Villagio!

044 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

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Presentation Centre: 25 Nelson Street, Toronto Mon. – Thurs.: 1pm – 7pm, Fridays: Closed Sat., Sun. & Holidays: 12pm – 6pm

Brokers Protected, Limited Time offer. See Sales Rep for full details. Prices, Specifications and programs are subject to change without notice. Illustrations are artists concept. E & O.E. *Provided the purchaser completes the transaction on the contemplated unit transfer date the purchaser shall receive a credit on the statement of adjustment in the amount equal to 12 monthly common expense fees relating to the unit and any parking or storage applicable. Deposit 5% down and 10% due on occupancy.

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046 NEW CONDO GUIDE JAN 18 - FEB 1, 2014

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 047

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JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 049

Designer Advice

Get the

faucet facts // by Yanic Simard

Although we may not think twice about

the miracle of running water, it hasn’t always been something to take for granted: the technology has really come a long way since the mixer tap was invented in the 1880s in New Brunswick, Canada. However, even now that we expect every condo kitchen to come complete with perfect plumbing, it’s worth taking a second look at where that water runs from – the functional faucet. Like a wristwatch or cellphone, the faucet is a modern necessity, but I think it should also be treated as a beautiful accessory. As something we see and touch so often, it makes sense to spend a little time making sure to choose just the right one to fit your sink style like a glove. When you’ve got everything else right (including the kitchen sink!), here’s my guide to topping it all off with a tip-top tap.

Working with what you have Upgrading an existing faucet? Consider the options I would give my clients: › Once holes have been drilled for a faucet you can’t easily fill them back in (as sometimes they’re even in the sink itself), so if you aren’t planning on changing your countertop, the 050 new Condo Guide jan 18 - feb 1, 2014

easiest solution will be to choose a faucet that uses the same hole count – the number of individual parts which connect to the plumbing and require their own holes. For a simple update, look for a sleek modern unit with a matching installation, and choose a fresh finish, such as gold, matte black, or a two-tone look (like Blanco’s Posh in a mix of chrome and anthracite). › At one of my Cityline segment tapings on location at PMF Plumbing, I discovered how easy it can be to convert a multi-hole installation (say, a faucet with separate hot and cold taps) to a streamlined single unit (with the tap built onto the faucet), by using a set that includes a cover plate. You may then be able to leave the old holes as is, yet unseen. › Going from a single hole installation to multiple holes will naturally need the counter material to be drilled, which generally requires professional help and can be more costly. However, it does provide a whole new look while saving the counter. Make sure the new faucets use holes that are the same size as the existing, or bigger – connection sizes will vary. › Sometimes it can be possible to have your choice of faucets installed properly as your new condo unit is being built. Check with your condo

developer about these details in advance to avoid costly renovations later to get that perfect chef’s kitchen.

One tap or two? › The original style of faucet uses two separate controls for hot and cold water. It remains a traditional look, and some consider it worth a little extra work. Classic handles speak to a timeless appeal and are easy to grip, so they are also deceptively practical. Where to use it Choose this style to complement a trendy apron-front sink, a traditionalist décor, or to enrich a minimal scheme with jewelry-like fixtures. Try Kohler’s Parq bridge-style faucet. › Modern faucets tend to use one simple lever (or my new favourite, a joystick) to control both temperature and volume of water at the same time. The look is clean and user friendly, which makes it the common choice for contemporary condo spaces. Where to use it Choose this style for ultramodern to contemporary schemes, or anywhere you want to save a little space and/or time. Try Aquabrass’ Quinoa faucet with a joystick, like I just had installed in my own home kitchen.

Pull down versus pull out A hand-held spray is considered almost essential, but there are two subtly different styles you may not have thought to consider:

› A separate hand spray (next to the main faucet) or a large piece that must be pulled upward to detach from the faucet is a pull-out spray. These are generally held more like a spray gun and require some clearance above the unit to pull upwards easily. › A pull-down unit is often considered more quick and compact as the spray portion is already aimed toward the sink, and can simply be pulled straight down to reach things. However some people may find these harder to control or aim, or use on items outside the sink. › The choice comes down mostly to personal preference, so try both in a showroom and see what feels right. Either way, higher quality units will generally have more controls right on the head so you can switch between spraying modes without needing a second free hand.

Don’t finish last The finish on your faucet can make all the difference. Here are a few guidelines to the many options available: ›› Polished The sparkle of a polished metal finish will be more prone to spotting, but produce the most dazzling look. ›› Brushed Brushed finishes will avoid watermarks, making them easier to maintain, with a more matte, subdued appeal.

The choice comes down mostly to personal preference, so try both in a showroom and see what feels right jan 18 - feb 1, 2014 new Condo Guide 051

›› Nickel Similar to stainless steel and chrome, nickel gives a classic silvery hue with a hint of modern warmth. ›› Brass Warm finishes are back in style for kitchen fixtures, and mix well with other metals. Look to brass for a demure gold tone. I had my faucet specially plated to this finish and the effect is brilliant with my stainless steel appliances. ›› Bronze Blackened bronze finishes tend to look antique, lending a more traditional look which generally suits-apron front sinks and country cabinets. ›› Black/Gunmetal Crisp dark finishes also usually hide spots, and give a cool, masculine counterpoint to pretty materials like marble. ›› Coloured If you feel brave, a colourized finish (in anodized metal or another material) will add a pop and personality. Choose a hue you’ve always loved to make sure to avoid passing trends.

Quick guide by sink style

Blackened bronze finishes tend to look antique, lending a more traditional look which generally suits apron-front sinks and country cabinets

›› Single sink The choice of type is up to you, as nearly any faucet will work with a medium-sized single sink. Consider implementing an extra-deep sink, to compensate for the lost width, and keep in mind that for any sink the faucet should extend 1/3-1/2 the length of the sink for comfortable reach. ›› Compact sink A minimal one-piece faucet with a built-in single tap and pull-down spray stays out of the way and looks scale-appropriate. ›› Double or large sink A hand spray is definitely recommended for reaching all areas, and the tap should swing freely to serve both sides – install it centred. Try a tall arched style to stay visually proportionate. ›› Island If you have a sink near your cooktop, consider a long arm faucet and/or hand spray that can reach to fill pots right on the element. For prep sinks use a smaller version of your main faucet, but don’t skip the spray. That prep work needs the precision even more. tip Where there’s room at a large sink, a small cold-only tap (tucked to one side) can connect to a hidden filter system for convenient drinking water. Ultimately, there are nearly infinite combinations of fixtures to choose from, so if your kitchen conundrum is still leaving you puzzled, feel free to call on me (in person or via Skype) to help you find the perfect faucet fit. For more information, visit tidg.ca.

Yanic Simard is the design editor of New Condo Guide and principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Yanic often applies his signature high/low and old/new combination design techniques in developing unique interiors. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. For more information visit tidg.ca. 052 new Condo Guide jan 18 - feb 1, 2014

IT’S BACK. DON’T MISS OUT.

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THE OWNERSHIP PROGRAM:

CAN YOU AFFORD TO BUY AT THE STATION? YES YOU CAN!

These days, with rent on a 2-bedroom apartment in Toronto reaching $2,000/month and beyond**, saving for a down payment can feel next to impossible. But at The Station, our new deposit structure* makes saving a snap. So not only can you afford to buy your own place, but the place you call home can be at North York’s award winning record-breaking development. Here’s how it works.

LET’S SAY YOU’RE LOOKING AT ONE OF OUR EXCEPTIONAL 2 BED + 2 BATH SUITES. YOU GET:

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On Tippett Road, south of Wilson Avenue / Mon to Wed 12–6pm Sat + Sun 12–5pm *Conditions apply. On select suites only. See sales rep for details. Prices, specifications and deposit structures are subject to change without notice. E. & O.E. Exclusive Listing Brokerage: The Condo Store Realty Inc., Brokerage. Brokers protected. Illustration is artist’s impression. **Source: theglobeandmail.com

053

quick tips

// by hellen buttigieg

5 organizing myths

that can keep you stuck

thought all she needed to get herself organized was a few containers. But what she really needed was to learn a bit about organizing. Before you go out and spend money on containers or other organizing products, do some preliminary work and planning. The first thing I recommend is doing the purge. Only when you know exactly what it is you need to store, how much of it, and where the most suitable location is to store it, should you go out and purchase containers. And don’t forget to measure first. Bringing home the wrong containers for the job simply creates more clutter. Hellen Buttigieg is a certified professional organizer, life coach, TV host and owner of We Organize U. Visit her website, WeOrganizeU.com, for a free e-Book on how to find more time, energy and inner peace. Email Hellen at info@WeOrganizeU.com

t’s time to dispel some organizing myths that may be keeping you stuck and getting in your way of a more organized life. I’ve focused on the five most common beliefs about organizing, so you can get clear on what works and what doesn’t. Once we bust the myths, you’ll be on your way to organizing yourself like a pro. Answer true or false to these myths: 1 Containers will always get you organized. False. Contrary

to what the ads want you to believe, containers alone are not the answer to your organizing dilemmas. In fact, they can become part of the problem. Let’s take Nancy for example. She purchased several large plastic containers to organize all of her craft supplies and memorabilia. But she still couldn’t find what she was looking for when she needed it. Nancy mistakenly

054 new Condo Guide jan 18 - feb 1, 2014

2 Multi-tasking is always productive. False. Although useful in some

situations, multi-tasking can cause you to lose your focus and make costly and time-consuming mistakes. When working on important tasks, multi-tasking is probably not a good idea. Some things require your undivided attention. Multi-tasking distracts us from being in the present moment, which can drain our energy and leave us feeling exhausted and unfulfilled. Next time you are participating in an activity, be with that activity rather than thinking about all the things you should be doing instead, or have to do later. Resist the habit of trying to do two things at once. 3 Being messy automatically means you are disorganized. False. Organizing is not about how it looks, it’s about how it works. Visual, creative types need to have things out where they can see them, because out-of-sight is out-of-mind for them. This may cause their spaces to appear disorganized to others, but they probably know exactly where everything is. The flip side of this though is that visual types lose focus when there is too much to look at, so they need to find products that will allow them to contain their stuff to keep down the visual clutter. For example, a literature sorter allows them to contain their papers while still keeping them within view. 4 You have to toss everything to get organized. False. I often

hear people say to me, “There’s no way I could get organized because I am too sentimental. I don’t want to get rid of everything.” Although you shouldn’t keep things you don’t like or will never use, there’s always a way to either display or store the things that matter. For example, shadow boxes or display cases allow you to protect as well as showcase the possessions that truly mean something to you. 5 If you write it on a to-do list, it will get done. False. I had a client who was so proud of her to-do list. It was prioritized, colour-coded and categorized, yet she was frustrated and overwhelmed at how many things on the list were not getting done. To get anything accomplished you have to actually schedule time to do the things on your list. Simply putting a task on a list is not a commitment. Blocking time on your calendar to do it is.

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taxing issues

// By henry choo chong

Tax planning, income you are taxed more. Tax planning should be done the year before, not during tax preparation time. For the 2013 tax year, for example, after Dec. 31, 2013, only RRSP contributions can reduce taxes. By planning ahead, there are other opportunities to take advantage of. Henry Choo Chong, CGA, sits on many committees and provides accounting and tax services to individuals and businesses in the GTA. He can be reached at 416.485.5225. Questions to Taxing Issues can be emailed to choochonghcga@yahoo.ca

The opinions and views expressed herein are those of the author and not those of New Condo Guide. New Condo Guide does not necessarily endorse or encourage any specific tax strategies. Please consult a tax professional for advice specific to your particular situation.

ax season is a couple of months away, but plan ahead. What receipts will you need? What can you deduct? Are there any changes to the tax rules? Although this is an annual event, it can be a stressful time of year. Most Canadians agree, they pay too much tax: income taxes, property taxes, harmonized sales tax, departure taxes, land transfer taxes, estate taxes, the list goes on. Compared to the U.S., our taxes are higher, but they’re still much lower than many European countries. Generally, if you earn more

056 new Condo Guide jan 18 - feb 1, 2014

Income tax deductions

Income tax deductions are not the same as a non-refundable tax credit. Income taxes payable are calculated on taxable income. Taxable income is calculated by adding your various forms of income less allowable deductions such as RRSPs, RPPs, business losses, childcare expenses, capital losses and support payments. Canada has various tax brackets, so the more a person earns, the more taxes they pay. Individuals are taxed at various rates depending on their income. Therefore, tax deductions can help. RRSPs continue to be the most popular tax deduction vehicle for individuals to reduce their taxes. Here are some of the benefits: » RRSP contributions reduce taxes, and may increase tax refunds. » The income earned in your RRSP is tax sheltered. » Can contribute to age 71. After this age, it must collapse and can either withdraw and pay tax on all money (not advisable) or rollover into RRIFs or an annuity. » You can withdraw up to $25,000 from your RRSP under the firsttime Home Buyers’ Plan. » Income splitting at retirement age.

all year long

Non-refundable tax credits

Non-refundable tax credits reduce taxes owing. If non-refundable credits exceed income, it may not generally result in a tax refund. Some non-refundable credits are: »B asic personal amount – $9,574. Individuals can earn up to this amount and not pay any taxes »C aregiver amount – $4,513. Individuals that have senior parents living with them may claim this amount »C hildren’s activity tax credit – $535. Parents with kids in activities can benefit from enrolment in activities such as dance, karate, gymnastics and sports »F irst-Time Home Buyer’s credit – $5,000. Finally, some relief for first-time buyers, after all that expensive closing cost. This is a freebee for first-time buyers »C haritable donations – First $200, receives a credit of 15 per cent. Amounts more than $200 receive 29 per cent credit. The only non-refundable credit at the highest tax rate »M edical expenses – limited to amounts greater than three per cent income or to a maximum $2,167. »V olunteer Firefighter credit – $3,000. Volunteer firefighters who perform 200 eligible hours Tax changes occur every year and it can be difficult to keep track. Get a good accountant who stays abreast of current tax rules.

COMING SOON

A series of illuminated boxes, carefully stacked. Spaces shifted gently left and right, geometry that draws the eye skyward. Totem, a building that’s poised to be iconic, is about great design and a location that fits you to a T.

When you live here, you can go anywhere. Yonge Street, The Village, Yorkville, College Park, Yonge-Dundas Square, The Annex and two universities are just steps away. In fact, the walkscore rating is a perfect 100! Plus, you’ve got sleek, modern suites, beautiful rooftop amenities and direct access to your own subway entrance.

This is TOTEM. FROM THE MID $200’S

SHIFT YOUR LIFESTYLE. GET ON IT.

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17 dundonald street @ yonge in toronto’s village

EXCLUSIVE LISTING: BAKER REAL ESTATE INCORPORATED, BROKERAGE. BROKERS PROTECTED.

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 057

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Single entry lounge pass starting from $33.25 tax inclusive ($24.50 children ages 2 â&#x20AC;&#x201C; 11) for 2 hours lounge use. 3 hour and 6 hour lounge use also available** ** Online bookings only; higher rates apply for walk-in lounge use

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Q&A

Garrison Point takes

health & wellness to a new level Fitness expert Mark Stables offers insight into the world of condo fitness amenities When it comes to cultivating healthy lifestyles, Garrison Point’s new community of luxury condos is committed to providing an experience like no other. To that end, Garrison Point has partnered with Mark Stables of Toronto’s Benchmark Group to create the ultimate health and fitness amenities. Mark Stables is a leading expert on holistic fitness and one of a handful of certified wellness coaches in Canada who founded Benchmark Group, a team of health and fitness professionals who provide holistic and lifestyle coaching. He also founded Movement Haus, a leading provider of functional design solutions for condominiums. Q. Describe the fitness amenities at Garrison Point. A. Garrison Point’s Movement Haus will be the perfect playground for today’s

urban athlete. The health and fitness amenities will feature various ‘zones’ offering residents the opportunity to explore traditional or more progressive training methodologies (think CrossFit-style). These zones will include areas designed for boxing/martial arts, endurance, strength and functional training. There’s a studio space where Benchmark will provide group fitness classes that may include TRX, Pilates, yoga, bootcamp and barre. There will also be a spa and treatment rooms for massage therapy, physiotherapy and other rehabilitative services.

When it comes to cultivating healthy lifestyles, Garrison Point’s new community of luxury condos is committed to providing an experience like no other

062 new Condo Guide jan 18 - feb 1, 2014

Q. How did you come up with the design? A. Today’s condo dwellers are

squeezed for time and demand quick, yet effective workouts. Working with Munge Leung, we addressed this by implementing fitness training zones into our design. Residents of Garrison Point can maximize their workout efficiency and performance by doing circuits in each zone. We wanted to create an experience for a perfectly balanced workout while interweaving design-specific considerations such as lighting, finishes, colours and textures. Q. What are the factors for designing a fitness space for a condominium? A. The experts at Benchmark Group

first explore the demographic of the end-user. We then develop the health and fitness programming for that particular building in collaboration with architecture and interior design. When the drawings are finalized and fitness equipment is chosen, we focus on intimate design and safety considerations.

We wanted to create an experience for a perfectly balanced workout while interweaving design-specific considerations such as lighting, finishes, colours and textures

Q. What are some of the new exercise trends? A. We are seeing a surge in group fitness class demands

throughout the downtown core – boutique class offerings such as barre, TRX, Gravity and CrossFit. Fitness equipment continues to evolve with technology and will become even more intuitive (for users) as developers push the boundaries to develop and maximize workout efficiency. Garrison Point is dedicated to offering the latest in fitness equipment for its residents. Q. What is your fitness philosophy?

Q. How can residents make the most of their fitness amenities? A. Residents can make the most of their

fitness amenities by using them on a consistent basis. People often ask me, “What’s a better workout, using a treadmill or an elliptical?” My answer has always been very simple, “the one that you’ll use most often.” It’s important to consult with a professional to help you develop a safe and effective workout with optimum results. Garrison Point residents will have knowledgeable experts from Benchmark available to assist them in setting health goals and achieving them.

A. Nothing is impossible.

To register for Garrison Point please visit garrisonpoint.ca.

Mark J. Stables is founder of Benchmark Group and Movement Haus, with over 15 years experience in the fitness industry. Working with hundreds of urban condominium dwellers, Mark has experience and insight into the design of condo fitness amenities and the way people use them. Visit him online at movementhaus.com and benchmarkgroup.ca. jan 18 - feb 1, 2014 new Condo Guide 063

fundamentally speaking

// by wayne karl

Mortgage essentials

Wayne Karl is an award-winning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics you need to examine when buying property. He can be reached at wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

ortgage interest rates, still at historical lows, represent a window of opportunity for those looking to buy a home. The mortgage industry is ultra-competitive, lenders often introduce new products and otherwise there are plenty of options for borrowers. If you could lock in at a low rate over 10 years, for example, that gives you the comfort of knowing what your mortgage payments will be over that period, while over that time you can also take advantage of any pre-payment and lump-sum payment options to pay down your mortgage. Another appeal of this scenario is that, as we often point out, experts advise you take a long-term view of your home purchase. Ask

064 new Condo Guide jan 18 - feb 1, 2014

Learning as much as you can is time well spent

yourself: in 10 years, is a home you buy today likely to be worth more or less? If you need an answer to this question, just take a look back at prices 10 years ago. Of course, there are no guarantees, but if you’re in the homebuying mode anyway, today’s low rate environment makes a pretty compelling reason to act sooner than later to take advantage of these opportunities. Low rates notwithstanding, banks, financial firms, brokers and other experts still advise homebuyers to practice smart borrowing – everything from putting down a larger down payment to taking advantage of prepayment options and even “stress-testing” your mortgage at a higher rate to ensure your finances can accommodate rate fluctuations or other unforeseen circumstances.

Low rates notwithstanding, banks, financial firms, brokers and other experts still advise homebuyers to practice smart borrowing The mortgage market is a complex beast, and as a prospective homebuyer, these are not lessons you’re going to learn overnight – nor do you likely want to. You’re focused on saving a down payment, getting your finances in order, searching potential neighbourhoods, choosing a home and, when buying new, selecting interior finishings. But just as important is to also spend as much time as necessary to find a broker or banker you trust and who knows their business. More so than in any other area of homebuying, you’re going to rely on the advice of this member of your team – now more than ever. It will prove to be time well spent.

THE

Real Estate Brokerage

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 065

// by Chuck Resnick

make your move

Moving etiquette

bring your manners with you

ven at the best of times, moving day can be stressful for everyone involved. Whether you are moving into or out of a condominium, lowrise home or a commercial property, a move involves trucks, boxes, packing materials, workers and a certain amount of organized chaos. As with any major event, preparation is key. There are certain things to do on moving day to make things go as smoothly as possible. The first is to be sure to bring your manners with you.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

Think of the following tips as moving etiquette: > Let your neighbours at both ends know when to expect the movers to pull into your place. Ensure that the movers park and unload to avoid blocking anyone else’s driveway or trespassing on other property while items are being carried into or out of your new place. It is important to respect your neighbours’ privacy and property. > If you are booking a residential move and have the choice, select 9 or 10 a.m. for your truck to arrive. This is a time when people who work the 9-to-5 shift are not at home, and you are less likely to cause them any inconvenience. > Everyone wants to move at the same time, but this can tie up the elevators and make it impossible for residents to come and go, so instead of chaos, the property management will book a block of time for you to move. Book the elevators well in advance – in both the building you are leaving and the building you will be moving into – so that you can have the benefit of arranging your time comfortably. You should also check to see if movers are restricted to using specific doors. Sometimes there are service areas to use for moving so that the rest of the tenants aren’t disturbed or inconvenienced, or to accommodate large, heavy pieces of furniture. > Make arrangements for your pets to be cared for elsewhere. The very nature of a move means that doors will be open for long periods, and having animals wandering in and out can be dangerous for them and for those carrying your belongings.

Let your neighbours at both ends know when to expect the movers to pull into your place. Ensure that the movers park and unload to avoid blocking anyone else’s driveway or trespassing on other property while items are being carried into or out of your new place. continued on page 68… 066 new Condo Guide jan 18 - feb 1, 2014

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make your move

continued…

> If the movers are playing a radio, ask them to keep the volume down to avoid bothering small children or elderly neighbours who may want peace and quiet. > The physical nature of moving means that your movers will get thirsty and hungry. Although it is not necessary, offering cool drinks and some snacks is always greatly appreciated. Cold water and pop during the summer, or coffee and hot chocolate in the winter can go a long way to keeping movers refreshed and energized. > Most people wonder about whether to tip movers. Tipping is not compulsory in our industry, so it is totally up to you. If you feel your moving crew has done an exemplary job, by all means, show your appreciation that way. Whether or not you tip, you should expect excellent service. > Most moving companies are good about removing packing materials, crates, boxes, etc. when they leave. If anything is left behind, collect it yourself and dispose of it. > As items are moved out of rooms, take advantage of the opportunity to sweep, mop and clean what you can. Think about how you would like to find the place you are moving into and act accordingly. Some people hire cleaners to come in and work their magic before turning in the keys over to the landlord or the new owners. You may even want to check your lease – some leases and tenant agreements stipulate the condition of cleanliness and you don’t want to be sent a bill from your old landlord because you didn’t fulfil your obligations at your old apartment when leaving. > Keep your cool. By moving day, you are likely to be tired and worried about all your items arriving at your destination without any damage. 068 new Condo Guide jan 18 - feb 1, 2014

Most people wonder about whether to tip movers. Tipping is not compulsory in our industry, so it is totally up to you. If you feel your moving crew has done an exemplary job, by all means, show your appreciation that way. So, it’s all about common courtesy – treating others the way you would like to be treated – and it works both ways. That’s why at Two Men and a Truck we follow “the grandma rule.” We treat everyone the way we would want our grandmothers to be treated.

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICE anytime, anywhere!

Now you can view all New Condo Guide magazines online using any smartphone, tablet or desktop device.

NEWCONDOGUIDE.COM Published by

condo watch

previews & registrations SkyCity2 by Pemberton Group

Phase 1 is under construction at Yonge and Hwy. 7. Register now for Phase 2. Web: SkyCityCondos.com

Legacy Park by Liberty Development

905 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Register now for the grand finale at Thornhill City Centre â&#x20AC;&#x201C; iconic architecture, urban suite designs and fabulous park views. Web: LegacyParkCondos.com

Daniels Erin Mills by The Daniels Corp.

New landmark community coming soon to Erin Mills and Eglinton. Register to stay informed. Web: DanielsErinMills.com

Centro Square by Liberty Development

A master-planned community in the heart of Woodbridge. Phase 2 now previewing. Web: CentroSquare.ca

The Clairington by Castleridge Homes

Active adult living in a park-side condominium in Brampton. Web: TheClairingtonCondos.com

Courtyards of Maple by Marino/Intercity/TriAxis

European-inspired condos coming soon to Maple. Register now to stay informed. Web: CourtyardsOfMaple.com

Park City Condominiums By Tobyn Park Homes

Currently in pre-construction at Walkers Line and Upper Middle Road in Burlington. Register now. Web: ParkCityLiving.ca

Rain Condominiums by Empire Communities

New suite release at Rain Condominiums in Oakville. Register now. Web: RainCondos.com

new releases & grand openings Marquee Townhomes at Pinnacle Uptown by Pinnacle International Limited collection of 100 townhomes now on sale at Hurontario and Eglinton. Web: PinnacleUptown.com

HOT Condominiums by Great Gulf

Phase 3, final release, offering boutiquestyle living in Erin Mills. Web: HotCondominiums.com

The Mark by Empire Communities

Now open at Markham Road and Bur Oak. Remarkable residences. Remarkable Markham. Web: TheMarkCondos.ca

Fairground Lofts by Wycliffe Homes

Urban lofts are coming to Woodbridge Village. Model suite and showroom now open. Web: FairgroundLofts.ca

Allegra by Nova Trimax

New release of Terrace Loft Suites, steps from the Village of Woodbridge. Construction now underway on Phase 1. Web: AllegraCondos.com

Garden Court Condos by Monarch

Now open in Markham. Visit the Experience Centre at 10350 Woodbine Ave. Web: MonarchGroup.net

PSV2 & Parkside Village Townhomes by Amacon Developments

Offering the convenience of downtown living with the tranquility of a suburban context. Now open. Web: LifeAtParkside.com

Upper Village Markham by Greenpark

North Tower now selling at UV2 in Markham. South Tower is sold and occupied Web: uv2.ca

070 new Condo Guide jan 18 - feb 1, 2014

GTA Edition Jan 18 - Feb 1, 2014

Your complete source for condos, lofts and townhomes in the 905 region

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905

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416-499-8883

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905-828-4257

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from $274,000

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Rain Condominiums

905-845-7246

•

from $200,000

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905-793-0002

•

from $200,000

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45 Empire Communities

3 Castleridge Homes

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Mirage

905-232-2400

•

from $270,000

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905-273-9333

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Fernbrook Homes

Absolute World

416-869-6057

•

from $188,000

21k

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Absolute World

416-869-6057

from $188,000

21K

10 AMACON

The Residences at Parkside Village

905-273-9333

•

from $250,000

21K

12 Alterra Homes

Renaissance in Olde Brampton

416-710-1010

•

from $295,000

13d

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $346,000

12e

16 Vandyk Communities

Windows on the Green

905-822-3333

from $300,000

17M

17 Pemberton Group

Downtown Erin Mills Condominiums

905-630-6300

•

from $320,000

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

17M

19 United Lands

Stonebrook II

905-822-8858

•

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21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

27 Inzola Group

•

1-866-611-5525

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from $264,000

Park Place

905-451-7001

•

from $310,000

14G

30 Pinnacle International

Pinnacle Grand Park 2

905-276-3981

•

from $250,000

20L

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

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34 Pinnacle International

Pinnacle Uptown, Crystal 2

905-568-9000

•

from $255,000

19K

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

•

from $200,000

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38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

from $302,000

19J

38 Tridel Corporation

Ventus at Metrogate

416-293-5535

•

$344,000

19J

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20M

47 The Daniels Corporation

Daniels Erin Mills

905-306-6996

•

from $200,000

17M

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

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King-Vaughan Rd

To wn of Ajax

City of Pickerin g

Yonge St

King Rd

To wn of W hitby

Bloomington Sideroad

21 22

Denison St

Price Range

905-731-8302

•

from $280,000

Page

Finder 37

10g

31 Pemberton Group

Sky City 2

905-709-5700

•

from $320,000

12F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $240,000

14f

43 Guizzetti Developments

Grand Palace

905-907-4370

•

from $295,000

12E

44 Liberty Development Corp.

Centro Square Condos 2

905-851-8877

•

46 Empire Communities

The Mark

905-554-5015

•

21E

•

16D

from $250,000

Monarch Corporation

Garden Court

416-495-3595

Flato Development

Arthouse

905-554-8722

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

MintoUrban Communities Inc.

WaterGarden

416-915-3800

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

12 Greenpark Homes

UV2

905-554-6501

•

from $253,000

22F

13 Liberty Development Corp.

Legacy Park

905-731-8302

•

from $280,000

10g

14 Remington Group

The Signature Condominium

905-948-9900

•

from $250,000

18F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $505,000

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $340,000

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $200,000

22C

31 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

12F

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

14F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

22F

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

from $260,000

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

from $200,000

22E

•

from $740,000

12G

•

from $254,000

11G

from $250,000

13F

•

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

MOVE IN SUMMER 2014

PRESENTATION CENTRE LOCATED AT 5044 HURONTARIO STREET (AT EGLINTON), MISSISSAUGA (905) 568.9000 | MONDAY - THURSDAY: 1 - 7PM FRIDAY - SUNDAY & HOLIDAYS 12 - 6PM

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 075

In The News

Excitement mounts as

The Clairington hosts roof-topping party Topping off a great year for Castleridge Homes,

Tower One offers stunning suites with nine- or 10-ft. ceilings, balconies, gourmet kitchen and more, while spectacular loft designs boast soaring 17-ft. + ceilings

friends and building trade professionals recently gathered on Dec. 5 for The Clairington’s Tower One roof-topping celebration. The contemporary 12-storey boutique residence offers luxury condominium living next to the Claireville Conservation Area, with stunning views over 800 acres of trees and parkland, conveniently located at The Goreway and Queen Street, where Woodbridge meets Brampton. Very few suites remain in Tower One, and purchasers can move in 2014. Tower One offers stunning suites with nineor 10-ft. ceilings, balconies, gourmet kitchens and more, while spectacular loft designs boast soaring 17-ft. + ceilings. But The Clairington takes living beyond your condo’s walls. A lobby and common areas designed by award-winning interior designer Bryon Patton & Assoc. welcome you and your guests. Unwind in the lounge and games area, complete with bar space and washrooms, or work up a sweat in the yoga zone and exercise room. A furnished guest suite is at your disposal to accommodate overnight visitors in style. Outside, the lovely landscaped grounds feature three ponds. Tower Two will be launching in early 2014. The Clairington is affordably priced from the $200’s to over $500,000. Proud builder of The Clairington is Castleridge Homes, the name that stands out for quality home building with a custom flair across Toronto and surrounding areas. For more information visit the model suite at 9287 Goreway Dr., or visit theclairington.ca.

076 new Condo Guide jan 18 - feb 1, 2014

RICHMOND HILL’S MOST ANTICIPATED LUXURY CONDOMINIUMS

STARTING FROM

$295,000* Register for Tower C Today

Luxury Living AT AFFORDABLE PRICES

VISIT OUR PRESENTATION CENTRE 9612 Yonge St., Richmond Hill 905.907.4370 www.grandpalace.ca

Exclusive listing: Royal LePage —Your Community Realty Brokerage Broker Protected E&EO. Prices and Specifications are subject to change without notice. Illustration is artist concept. JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 077

Style File

// By lisa canning

Photo by Arnal Photography

MAXIMIZING YOUR BUDGET

Lisa Canning is a designer and owner of Lisa Canning Interiors. Visit lisacanning.ca or call 416.587.9780.

The first way I help my clients maximize their budget is by defining their priorities. In one of our first conversations, I ask clients to name five things they want to see changed in their space, and to list them in sequential order. 078 new Condo Guide jan 18 - feb 1, 2014

udgets are often tight at this time of year – the holidays can take their toll on your bank account. But regardless of the season, one of the first conversations I have with my clients is about their budget. It’s important to know what the total allocated funds are for a project so priorities can be made and funds distributed accordingly. For projects large or small, there will always be a bottom line. With experience, I’ve learned a few ways to maximize budgets of all sizes, to deliver a finished room that helps my clients enhance their quality of life. The first way I help my clients maximize their budget is by defining their priorities. In one of our first conversations, I ask clients to name five things they want to see changed in their space, and to list them in sequential order. We do this at the very beginning to ensure we are making the best decisions with the funds available. Listing priorities forces clients to narrow their focus and ensure those five things are top quality. Even with the largest of budgets, unexpected situations can occur. Focusing on a limited list of “must-haves” helps to ensure quality pieces can be acquired to serve the individual needs of the users. The second way I ensure my clients’ dollar is spent wisely is by working with experienced trades. Experienced trades will often point out ways to save my clients’ money. For example, when I design custom cabinetry or wall units, my millworker will advise small alterations that won’t impact the overall aesthetic, but will save the client money by using slightly less material and producing less waste. In addition, experience has shown me that seasoned trades make fewer mistakes. It doesn’t mean they don’t make any mistakes, but experience is a great teacher.

Another way I am able to ensure funds are spent in the best possible way for my clients is in careful utilization of colour and pattern. For example, installing patterned wallpaper on a feature wall, while it may not seem like a cost-saving solution, will reduce the need for art or other pattern in the room. On a similar note, I wrap many of the small spaces I design in deep, saturated hues. I find that a bold colour choice makes such a strong statement that other elements used in the room can be more demure. Moreover, a technique I have used in spaces with more limited budgets is to emulate the look

I wrap small spaces in deep, saturated hues. I find that a bold colour choice makes such a strong statement that other elements used in the room can be more demure

of wallpaper with paint. Stripes or stencils and a bit of sweat equity can yield stunning results. The final way I help clients get the most out of every purchase is through being resourceful and thinking outside the box in regard to materials. Iâ&#x20AC;&#x2122;m currently working on a project where the budget would not allow for wallpaper, as window coverings were higher on the list of priorities. Working with a window covering specialist from Budget Blinds, we selected a patterned roller shade that provides the function needed for the large windows, and when pulled down, injects the pattern that is achieved with wallpaper. With the large expanse of windows I am dealing with in this situation, I get form and function in one purchase. jan 18 - feb 1, 2014 new Condo Guide 079

condo watch

Twenty Lombard by Great Gulf

Boutique living starts on the 34th floor at Yonge + Rich, with 150 private residences coming soon. Register now. Web: YongeAndRich.com

HighPark Condominiums by The Daniels Corp.

416

Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

Condos now on sale: where modern urban meets Mother Nature. Register today. Web: DanielsHighPark.com

Casa III by Cresford

Core Condos by CentreCourt Developments

Dwell City Towns by Menkes

An eclectic fusion of fashion, art, culture, creativity and style is coming soon to Queen West and Dovercourt. Register for information. Web: Ten93QueenWest.com

The Britt by Lanterra Developments

Now on sale, the “one” place to be in downtown east. Coming this spring. Register for more information. Web: DanielsOneParkPlace.com

Palazzo at Treviso III by Lanterra Developments

Cinema Tower by The Daniels Corp.

Smart House by Urban Capital/Malibu

Intriguing, innovative, smart condos at Queen and University. Register for info. Web: SmartHouseToronto.com

1 Yorkville by Bazis/Plaza

Coming soon to Toronto’s lap of luxury. Register online to stay informed. Web: 1Yorkville.ca

Harbour Plaza by Menkes

One Park Place, South Tower by The Daniels Corp.

Chaz.Yorkville by 45 Charles Ltd. & Edenshaw Homes

Discover tremendous value at Weston Road and Sheppard Avenue West. Visit online and register for community updates. Web: Lindvest.com

The HUB by Empire Communities

Ten93 by Pemberton Group

Coming soon to Dufferin and Lawrence. Register now to stay informed. Web: TrevisoCondos.com

Brownstones at Westown by Lindvest

Grand opening continues at this master-planned community at Spadina and Queen. Web: Tridel.com

Now open in this key Eg-West location. Get connected, live life on tomorrow’s fast lane. Web: EmpireTheHub.com

Coming soon in 2014 to the core of the city, near Church and Dundas. Register now. Web: CoreCondos.com

Coming soon: new release of spectacular Sky Residences Plus in this premier Yorkville neighbourhood. Register now. Web: ChazYorkville.com

SQ at Alexandra Park by Tridel

Grand opening of a new fashion icon in the heart of Yorkville. Lobby to be furnished with Hermés. Register now. Web: CasaCondominium.com

Condos with European flair now open at Bay and Wellesley. Register now. Web: LanterraDevelopments.com

previews & registrations

new releases & grand openings

World-class condo in the heart of the Entertainment District. Register now. Web: CinemaTowerCondos.com

Minto Longbranch by MintoUrban Communities Inc.

New townhome community now open in Etobicoke. Visit the presentation centre. Web: Menkes.com

101 Erskine by Tridel

New release: 1D+D suite featuring one bedroom plus den at Yonge and Eglinton. Web: Tridel.com/101erskine

The Epicurean by Monarch

Experience a slice of the finer things in life, now open in The Kingsway. Web: MonarchGroup.net

Water Tower by Empire Communities

Now open, a new urban waterscape offering inspired condo living in the award-winning Eau Du Soleil community. Web: EmpireWaterTower.com

Imperial Plaza by Camrost Felcorp

Now under construction. Visit the new sales centre at 1499 Yonge St., north of St. Clair. Web: ImperialCondos.ca

Love Condominiums by Gemterra

Urban towns coming soon to the Long Branch neighbourhood. Register today. Web: MintoLongbranch.com

Grand opening continues. Visit the new sales centre and designer-decorated model suite at Sheppard and Birchmount. Web: LoveCondominiums.com

The Nest by Rockport

Westinghouse Lofts by Easton’s Group/Remington

Harmony Village by City Core Developments

88 Scott by Concert Real Estate Corp.

Landing soon in Hillcrest Village. Register today to stay informed. Web: TheNestCondos.com

New release of lofts at King and Blue Jays Way. Register to stay up to date. Web: KingBlueCondos.com

Live in perfect harmony with comfort, convenience and culture, at Sheppard and Warden. Register today. Web: HarmonyVillage.ca

The Award Series has arrived! Limited collection of one-bedroom, one-bedroomplus-den and two-bedroom view homes. Web: 88Scott.com

Biyu at Emerald City by ELAD Canada

Axiom Condos by Greenpark Homes

Coming soon, new condominiums at Emerald City, at Sheppard and Don Mills. Register now to stay informed. Web: BiyuCondos.com

Now open at Adelaide and Ontario St. Suites starting from the $200’s. Visit the presentation centre. Web: AxiomCondos.com

condo profile

CONDO MARKET IN 2014 PROMISES to be all about its core values

CentreCourt Developments prepares to launch CORE Condos at Church and Shuter

ptly called Core Condos, CentreCourt’s newest site offers purchasers a prime residential location in the heart of the city and steps from the Eaton Centre, the Yonge subway line, Ryerson University and other key amenities. CentreCourt’s president and founder Andrew Hoffman has focused his company’s developments on the downtown core and is a big believer that location and value

are the two key factors in the success of any new residential condominium launch. “We are privileged to have had the opportunity to develop the most successful condominium launches of 2011 and 2012 with Peter Street, Karma and INDX and the key to that success was our focus on location and value as our core philosophy.” And what a difference the location of Core is going to make! Situated immediately east of the intersection of Church and Shuter St., Core’s central downtown location will put residents right in the heart of the city. Aimed at the urban professional, Core’s proximity to great shopping, chic restaurants, office towers, world-class academic institutions, and cultural venues make it a residential address with cache. “Residents will be able to hop on the subway or walk to work; pop over to the Eaton Centre for the best shopping in the city; check out one of the many festivals at Yonge and Dundas Square; take in live performances at Massey Hall or the Elgin & Winter Garden Theatre; or simply stay in and enjoy the amenities Core Condos offers.” With an aesthetic described as “business casual” by Core’s lead designer Elaine Cecconi, of award-winning Cecconi Simone Inc., Core’s amenity program, suite layouts and common areas have been created to appeal to a young, urban professional “more interested in a button-down shirt, than a buttoned-up attitude,” says the designer. “When the CentreCourt team described their ideal buyer, it was clear that they were targeting a generation of business leaders that helped take casual from Fridays to the rest of the week,” Cecconi adds. “They were describing a group of young urban professionals as comfortable with finance as fashion, classical music or classic rock, steak or tofu; and that’s the buyer for whom we designed Core.” Creating distinctive spaces within a striking and distinctive 24-storey modern tower designed by the architects at Page + Steele/IBI Group, suite layouts range from efficient studios (starting at 390 sq. ft.), to spacious two-bedroom-plus-den units (up to 775 sq. ft.). Seventy per cent of suites are onebedroom and one-bedroom-plus-den designs, with 80 per cent of suites priced under $400,000. jan 18 - feb 1, 2014 new Condo Guide 081

The suites boast expansive floor-to-ceiling windows and smooth finished ceilings, as well as an array of high-end materials, including a choice of high-quality engineered wood or laminate flooring that extends from entry through the living and dining areas and bedrooms. The standard gourmet kitchens offer Cecconi Simonedesigned cabinetry with composite stone countertops and a stainless steel under-mount sink, while the bathrooms will feature porcelain flooring and wall tiles, and a designer sink. True to its business-casual design aesthetic, the architects and designers have created a large, open-concept amenity space on the fourth floor. Nearly half of the interior amenity space is dedicated to Core Lounge, a Wi-Fi enabled space that offers a ‘lounge-inspired’ design, which includes a coffee bar, TV lounge, billiards table and mobile seating that encourages both shared and individual experiences. A private dining space is also available, as is a separate fitness facility. The fourth floor also boasts an expansive 3,000-sq.-ft. outdoor terrace that includes a custom-designed fire pit, barbecue facilities and ample table seating. “With prices at Core starting in the low $200,000s, a prime location, distinctive architecture, contemporary designs,

Situated immediately east of the intersection of Church and Shuter St., Core’s central downtown location will put residents right in the heart of the city 082 new Condo Guide jan 18 - feb 1, 2014

unique amenities and our history of success, we think that in 2014, the condo market will be all about focusing on Core values,” says Hoffman. For your chance to live at Core Condos, register today at corecondos.com, or call 416.598.CORE (2673).

luxury homes and condos to life

IOUS LIFEST YLES YOUR GUIDE TO LUXUR

GTA EDITION FALL 2013

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

THE WORLD IS NTO COMING to TORO ADDRESSES THE LATEST YOU NEED TO KNOW

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium, high rise and low rise developments in the GTA.

Spring edition available April 26, 2014. PINNACLE INTERNATIONAL

33 Bay â&#x20AC;&#x201C; The Sky Penthouse

THE NEW HOTEL CHIC

HAVING A BALL WITH THE PROPERTY BROTHERS

LUXE DESTINATION: BAL HARBOUR

Get your copy now! 416.626.4889

newhomeguide.ca

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torontoregionalmaps: Toronto, East York, York

084

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 Great Gulf Homes 3 Pinnacle International 6 Cresford Development Corp. 7 The Daniels Corporation 8 Cresford Development Corp. 10 Empire Communities 15 Tridel Corporation 17 Rockport Group 21 Easton’s Group 21 Remington Group 23 Tribute Communities 25 Tridel Corporation 26 Bazis Inc. 27 The Daniels Corporation 28 Empire Communities 31 Worsley Urban Partners 34 Centre Court Development 37 Cresford Development Corp. 52 Cresford Development Corp. 52 Cresford Development Corp. 58 Great Gulf Homes 124 Pinnacle International 140 Eden Shaw 140 45 Charles Ltd. 149 Camrost - Felcorp 150 Aspen Ridge Homes 155 Lifetime Developments 190 Cresford Development Corp. 199 Fieldgate Homes 202 Bazis Inc. 202 Rio Can 202 Metropia 215 Dundee Kilmer Developments 217 Pemberton Group 217 Baywood Homes 218 Malibu Investments Inc. 218 Urban Capital 222 Lamb Development Corp. Menkes Developments Inc. 1 Goldman Group & Lash Dev. Corp. 1 Goldman Group & Lash Dev. Corp. 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 4 Tridel Corporation 5 Onni Group of Companies 5 Onni Group of Companies 8 Cresford Development Corp. 8 Cresford Development Corp. 9 Aspen Ridge Homes 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 North Drive Investment 13 Streetcar Development 14 Canalfa Group 16 Freed 18 Urban Capital 18 Urban Capital 19 KIngstone Road Development 20 Menkes Developments Inc. 20 Tower Hill Development Corporation 21 Easton’s Group 21 Remington Group 22 Monarch Corporation *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-499-8883 • from $278,000 22-23 16K The Marquee Townhomes on thePark pinnacleuptown.com • from $700,000 75 20K Merton Yonge Condominiums 416-484-1900 • from $350,000 104 & IBC 14e High Park Condominiums 416-351-1844 • from $300,000 27 8L NXT 416-977-5300 • • from $350,000 IBC 8N The HUB 416-784-3482 • from $250,000 6 9F 101 Erskine 416-480-0700 • from $286,000 IFC 14D The Nest 416-223-0003 • from $250,000 59 11H King Blue Condominiums 416-599-1355 • from $200,000 67 12N King Blue Condominiums 416-599-1355 • from $200,000 67 12N The College 416-363-4800 • from $320,000 47 M14 Spadina Queen 416-661-1949 • from $308,000 IFC 15D No1 Yorkville 1yorkville.ca • 5 15I One Park Place South Tower 416-955-0559 • from $200,000 15 18k Water Tower at Eau Du Soleil 416-503-3328 • from $320,000 7 25B Totem Condominium 416-792-1877 • from $250,000 57 15H Core Condos 416-598-2673 • from $220,000 Insert 16L Lofts 399 416-867-3999 • from $590,000 IBC 14L CASA 2 416-977-1100 • from $290,000 IBC 15L CASA III 416-486-2272 • from $250,000 103 & IBC 15L Monde 416-466-8885 • from $300,000 18 17M The Pinnacle on Adelaide 416-596-1600 • from $334,000 91 15M Chaz Yorkville Condos 416-922-0045 • from $350,000 39 16J Chaz Yorkville Condos 416-922-0045 • from $320,000 39 16J Imperial Plaza 416-925-2501 • from $450,000 3 15I Studio on Richmond 647-352-7736 • from $300,000 45 15M The Bond Condominiums 416-546-7525 • • 29 15G 1000 Bay 416-485-3000 • from $360,000 IBC 15J 90 Niagara 90niagara.com from $350,000 55 14O E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E E Condos 416-243-8688 • from $300,000 19 14E Canary District Condominiums 416-603-7576 • from $250,000 43 18L TEN93 Queen West 905-326-4100 • 9 12F TEN93 Queen West 905-326-4100 • 9 12F Smart House 416-292-0219 • from $230,000 49 15L Smart House 416-292-0219 • from $230,000 49 15L The Harlowe 416-363-1771 • from $260,000 65 15M Harbour Plaza menkes.com • Insert 530 St. Clair Ave. West 416-868-0500 • from $344,000 12H the rushton rushtonliving.com • from $344,000 12H Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M ParadeTWO Park Collection at Concord CityPlace 416-813-2999 • from $308,000 15M Quartz 416-813-2999 • • 15M Spectra 2 416-813-2999 • • 15N Grand Parade 2 at Concord CityPlace 416-813-2999 • 15M 383 Sorauren 383sorauren.com 9L Aqualina at Bayside 416-514-2710 • from $350,000 16E Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N NXT 2 416-977-5300 • • from $300,000 8N NXT2/Phase Two 416-977-5300 • • from $210,000 8N VU 416-970-9500 • • from $370,000 16L Pears on the Avenue 416-323-0100 • from $382,000 14I 365 Church 416-591-7700 • from $250,000 14I The High Park 416-670-3699 • from $300,000 8L Trinity Lofts 416-690-2988 • from $330,000 19l Liberty Place 416-537-0047 • • from $170,000 12N 155 REDPATH 416-996-5428 • from $210,000 14D River City 416-862-0505 • • from $250,000 18L River City 2 416-862-0505 • • from $250,000 18L The Glen 416-694-3333 • from $255,000 23H Fabrik 416-591-7700 • from $250,000 14M 2221 Yonge 647-350-2221 • from $200,000 14E Westinghouse Lofts 416-599-1355 • from $200,000 12N Westinghouse Lofts 416-599-1355 • from $200,000 12N Picasso on Richmond 416-495-3549 • 14M

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Builder

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Ten York 416-596-9888 • from $1020,000 Axiom Condominiums 647-352-4077 • from $225,000 One Yorkville 1yorkville.ca • Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 Churchill Park Condominiums 416-966-9080 • from $900,000 The Madison 416-482-8090 • from $420,000 Riverside Towns 416-368-5262 • from $460,000 Infinity The Final Phase 416-214-1988 • from $300,000 Milan 416-928-7409 • from $520,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 B Streets 416-532-6636 from $320,000 Liberty Central by the Lake 416-537-0047 • • The Uptown Residences 416-987-3500 • from $950,000 The Brant Park 416-368-5262 • from $262,000 Foundry Lofts 416-531-7760 from $399,000 The Brownstones 5 416-531-7760 • from $350,000 Brownstones 416-531-7760 • from $305,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 Schoolhouse 416-979-1333 • from $595,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 Pier 27 Waterlink 416-367-3456 • from $800,000 Condos at The Distillery 416-361-1322 • from $400,000 One Bloor Residences 416-922-0081 • from $535,000 The King East 416-368-5262 • from $435,000 East Condos & Lofts 416-368-5262 • from $310,000 King West 647-341-1731 • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Charlie 416-927-9772 • from $251,000 Ivory On Adelaide 647-341-1731 • from $279,000 Exhibit 416-967-7778 • Exhibit 416-967-7778 • Exhibit 416-967-7778 • U Condominiums 416-546-6605 • from $2500,000 One Park West 416-955-0559 • from $406,000 One Park Place Condominiums 416-955-0559 • from $200,000 Festival Tower 416-203-2020 • from $350,000 X2 416-927-0080 • from $303,000 X2 416-927-0080 • from $303,000 Bisha Hotel & Residences 416-637-2211 • from $274,000 88 Scott 416-216-8588 • Art Condos 416-535-7775 • from $530,000 Riverhouse at the Old Mill 416-766-7343 • from $520,000 Two Old Mill 416-645-7022 • from $356,000 Old Mill 416-645-7022 • from $450,000 RCM I on University 647-351-9247 • from $393,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 DNA 3 416-929-1030 • from $220,000 Post House Condominium 416-964-2777 • from $350,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Mercer 416-597-6940 • from $350,000 Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero 416-798-7070 from $250,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 Tableau Condominiums 416-591-8887 • • from $350,000 Carmelina 416-423-8500 • from $325,000 The Yorkville Condominiums 416-987-3344 • • from $550,000 L Tower 416-777-2533 • from $410,000 Perspective Condos 416-242-3500 from $280,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $335,000 Yorkville Plaza 416-966-3003 • • from $350,000 133 Hazelton Residence 416-926-9900 • 210 Simcoe 416-217-0210 • from $200,000 Five Condos 416-928-0555 • • from $375,000 Five Condos 416-928-0555 • • from $375,000 Rise 416-546-7399 • • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $470,000 The Carlaw 416-690-8588 • from $200,000 Allure Condominiums 416-487-7600 • from $350,000 Cinema Tower Condominiums 416-203-2020 • from $450,000 FAD Condos 416-815-1818 • from $250,000 30 Roe 416-915-3812 • from $350,000 South Hill on Madison southhillonmadison.com • from $200,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 Noir 416-977-8780 • from $250,000 SIXTY Colborne 416-601-0060 • from $300,000 SIXTY Colborne 416-598-7775 • from $300,000 Upper Beach Townes • The Massey Tower 416-966-0197 • • $320,000 109OZ 416-531-4844 • from $300,000 The Sterling 416-777-2533 • • from $230,000 Wallace Walk 416-531-1818 • from $210,000 Duke Condos junctionlife.ca King Charlotte 416-368-5262 • from $416,000 Theatre Park 416-368-5262 • from $537,000 Thompson Residences 416-360-0600 • from $280,000 The Perry 416-926-7555 • from $390,000

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Finder 12F 17L 15I 17m 17m 13H 14E 19L 16m 15I 17I 14M 14M 14B 13J 12N 16J 14M 9I 9I 9I 14G 14G 13i 20J 15M 13M 13M 17N 18L 15I 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 14M 17L 14i 14i 14i 15K 18J 18J M14 16J 16J 16m 17M 12N 5L 5L 5L 14M 15I 16J 16J 12N 16L 15L 14D 15M 17M 17M 17M 15L 15L 15L 23J 15G 17L 4H 14L M12 14H 14I 15M 15J 15J 12H 12H 14D 19K 14F 14M 14M 14D 13I 16M 16M 12M 15M 16L 16L 24G 16L 12M 9L 9L 8K 15M 16M

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

22 Tridel Corporation 24 Greenpark Homes 26 Bazis Inc. 29 Pinnacle International 29 Pinnacle International 30 Tower Hill Development Corporation 32 Madison Homes 33 Lamb Development Corp. 41 Concord Adex 46 Conservatory Group 54 Times Developments Inc. 55 MintoUrban Communities Inc. 55 MintoUrban Communities Inc. 57 Lanterra Developments 59 Lindvest 60 Canalfa Group 62 Pemberton Group 64 Lamb Development Corp. 66 E-Park Development 66 Emsatec Canada Inc 66 Neudorfer Corporation 70 Madison Homes 70 State Building Group 78 Empire Communities 81 Lamb Development Corp. 83 Tridel Corporation 85 Harhay Developments 85 Carttera 88 Fernbrook Homes/Cityzen Dev. 94 DHD Developments 99 Great Gulf Homes 101 Lamb Development Corp. 101 Harhay Developments 102 Plaza 103 Menkes Developments Inc. 103 Lifetime Developments 104 Aspen Ridge Homes 106 Context Development Inc. 106 Context Development Inc. 109 The Brownstone Group of Companies 109 The Brownstone Group of Companies 110 Great Gulf Homes 114 Plaza 117 Bazis Inc. 117 Metropia 117 Plaza 118 Pemberton Group 120 The Daniels Corporation 120 The Daniels Corporation 122 The Daniels Corporation 126 Great Gulf Homes 126 Lifetime Developments 128 Lifetime Developments 129 Concert Properties 130 Triangle West Development 131 Lanterra Developments 131 Tridel Corporation 131 Tridel Corporation 133 Tribute Communities 134 Tribute Communities 135 Graywood Developments 135 Mod Developments Inc. 136 Canderel/Stoneridge 137 Alterra Homes/Finer Space 141 BSaR Ltd 142 Andrin Homes 148 Graywood/Beaverhall Development 151 Cityzen 151 Fernbrook Homes 151 Fernbrook Homes 153 Urban Capital 153 Malibu Investments Inc. 153 Alit Developments 154 Tre Memovia Developments 155 Lifetime Developments 157 Castlepoint/Cityzen/Fernbrook 162 Pianosi Developments 165 Sorbara Group 170 Streetcar Development 171 Camrost - Felcorp 173 Mizrahi | Khalili Developments 175 Sorbara Group 179 Graywood Developments 179 Mod Developments Inc. 184 Reserve Properties 184 Reserve Properties 185 Pemberton Group 186 Streetcar Development 188 Greenpark Homes 189 The Daniels Corporation 191 Tri-Win Developments Inc 192 MintoUrban Communities Inc. 193 Burnac Corporation 195 Lifetime Developments 195 Centre Court Development 197 Streetcar Development 198 Menkes Developments Inc. 200 Freed 200 Carttera 201 Solotex 206 Mod Developments Inc. 207 Reserve Properties 210 Castlepoint/Numa 217 Torbel Group 219 TAS DesignBuild 220 Lamb Development Corp. 221 Lamb Development Corp. Freed Mansouri Living

085

101

Steeles Ave

124

121

21 22

North York c

400

135

124

40 8 50

128

401

123

401 3 122

130

125

132 25

torontoregionalmaps: North York

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

086

Builder

5 121 122 123 124 128 1 2 3 4 4 6 6 6 6 8 14 15 21 28 33 37 40 50 50 86 94 95 96 96 96 99 101 122 122 125 128 130 132

Lindvest Liberty Development Corp. Lanterra Developments Brandy Lane Homes Tridel Corporation The Daniels Corporation Concord Adex Torbel Group YYZed Project management Tridel Corporation Tridel Corporation Concord Adex Concord Adex Concord Adex Concord Adex Conservatory Group Torbel Group Emery Condominiums Tridel Corporation Tridel Corporation Castle Royale Development Norstar Group of Companies Menkes Developments Inc. MintoUrban Communities Inc. Devron Developments Canderel/Stoneridge DHD Developments Aspen Ridge Homes ELAD Canada ELAD Canada ELAD Canada The Brown Group of Companies Kantium Development Lanterra Developments Lanterra Developments Fram Building Group The Daniels Corporation Tribute Communities Fram Building Group/Cadillac Fairview

*TH: Townhomes, C: Condo

Site

Telephone

The Brownstones at Westown World on Yonge Treviso III The Station Trio at Atria NY2 Opus The Avanti Condominiums VISTO Hullmark Centre Aristo at Avonshire Tango at Concord Park Place Discovery at Concord Park Place Discovery II at Concord Park Place Tango2 at Concord Park Place Pearl 2 Condominiums Diva The Essential Argento Alto at Atria The Palm Condominium Residences Portrait Condominiums Gibson Square 88 Flo Condominiums Aura At College Park Gooderham Scenic on Eglinton Emerald City Condominiums Dreamtower At Emerald City Biyu Emerald City Willow Park at Bayview Posh Condominiums Treviso Condominiums Treviso II LIV Lofts NY Place Canterbury Flaire Condos

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

TH* C*

Price Range

Page

lindvest.com from $330,000 94 905-771-7010 • from $284,000 35 416-787-8882 • from $250,000 25 416-398-9777 • from $420,000 53 416-645-8866 from $258,000 IFC 416-221-3939 from $220,000 41 416-813-2999 • • 416-636-0400 from $390,000 vistocondos.ca from $220,000 416-733-2883 • from $524,000 416-730-0300 • from $383,000 416-813-2999 • • from $236,000 416-813-2999 • 416-813-2999 • • from $210,000 416-813-2999 • from $265,000 416-512-1818 • DivaCondo.com from $250,000 905-887-4888 • from $250,000 416-663-1818 • from $562,000 416-645-8866 • from $288,000 416-306-1000 • from $400,000 416-282-9600 • from $300,000 416-730-9722 • from $385,000 416-915-3805 • from $325,000 647-799-0356 • from $250,000 416-962-8688 • from $995,000 416-361-1322 • from $410,000 416-805-1781 • 416-492-0001 • from $248,000 416-492-0001 • from $248,000 biyucondos.com • from $250,000 416-221-6767 • from $400,000 905-771-0134 • from $544,000 416-787-8882 • from $250,000 416-787-8882 • from $250,000 416-445-5638 • from $250,000 416-221-3939 • from $250,000 647-352-2130 • • from $700,000 416-445-8868 • from $320,000

Finder 4C A18 12F 12D 24C 19C 22C 17C 8E 18D 18D 22C 22C 22C 22C 17C 11C 20E 22e 25D 17B 13C 17C 18c 18c 16K 18l 23G 24C 24C 24C 21 16A 12F 12F 22F 19C 19F 22F

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

21 22

bio

Islington Ave

Kipling Ave

Martin Grove Rd

Dixon Rd

Etobicoke Rathburn Rd

8 ll R Mi

44 Bloor St W

Dundas St W

Queensway

11 53 3 56 39 4 37 6 33

Gardiner Expressway Evans Ave

Horner Ave

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

5 Park Lawn

50 14 51 34

Royal York Rd

Scarborough

Ranforth Dr

409

ett R Scarl

Westway

*TH: Townhomes, C: Condo

QEW

Builder Monarch Corporation Queenscorp Residences Liberty Development Corp. City Core Tridel Corporation Esquire Homes Windcatcher Development Corporation Henderson Development Limited Stanton Renaissance Stanton Renaissance Monarch Corporation Monarch Corporation Conservatory Group Great Gulf Homes Menkes Developments Inc. Pemberton Group Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp Graywood/Beaverhall Development Monarch Corporation Davies Smith Monarch Corporation Empire Communities Averton Homes Tridel Corporation Amexon Development Corporation Monarch Corporation Tridel Corporation Edilcan Development Corp. Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

Finch Ave W

# 18 25 28 38 44 1 1 2 2 2 4 5 6 7 7 8 10 10 11 11 15 18 20 29 33 34 35 37 39 42 45 46 50 51 55 56 60 61 61 62 65 70 71

Humberline Dr

Av e

401

Centennial

Da nf or th

ve nA

Passmore Ave

lva

East Ave Port Union Rd

n sto 1

Manse Rd

Galloway Rd

St. Clair Ave 1

Orton Park Rd

Markham Rd

McCowan Rd

Bellamy Rd

Lawrence Ave E

Scarborough Golf Rd

n Dr

orto

427 Morrish Rd

* Due to scale restrictions, locators are d approximate. Please see builder’s ads n R for sto exact locations. ng

Victoria Park

Progress Ave

Brim

Eglinton Ave E

Sheppard Ave E Conlins Rd

Brimley Rd

Warden Ave

Pharmacy Rd

Birchmount Rd

Kennedy Rd

Ellesmere Rd

401 Midland Ave

55 401 31

Milner Ave

Beare Rd

Meadowvale Rd

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

11 Sewells Rd

Finch Ave E

Neilson Rd

McNicoll Ave

Tapscott Rd

McCowan Rd

Lakeshore Blvd W

Site Telephone TH* C* Price Range Page Finder Riva del Lago 416-495-3544 • from $350,000 Insert 24c Watermark 416-354-2221 • from $307,000 95 19D Terrace on Danforth 416-987-7575 • from $235,000 35 2F Harmony Village Sheppard HarmonyVillage.ca from $238,000 38 2C West Village 416-620-1887 • from $290,000 IFC & BC 21F Three Seven Condos & Lofts esquirehomes.ca • from $210,000 11D Atwater Condos 905-271-5038 • from $280,000 12B Centro 416-296-1898 • from $185,000 6D On The Go Mimico 647-692-8417 • from $250,000 23C On The Go 647-692-8417 • from $250,000 23C Nautilus at Waterview 416-203-6636 • from $400,000 25H The Epicurean 416-495-3530 • from $250,000 23F Altitude 416-321-1659 • from $230,000 25H One Sherway Condominiums 416-695-3535 • 16G One Sherway Condominiums 416-695-3535 • 16G Palais at Port Royal Place 416-239-8200 • from $260,000 23F Cloud 9 Condominiums 416-747-0199 • from $220,000 22B Cloud 9 Condominiums 416-800-0812 • from $240,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25g Ocean Club 416-255-4663 • from $250,000 24C Lago 416-495-3544 • from $200,000 24c Eleven Superior 416-259-8882 • from $220,000 23C Encore 416-495-3544 • 5D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Evolution 416-747-9691 • from $250,000 22G Parc Nuvo at Essex 416-231-0999 • from $456,000 22g South Beach 416-252-3000 from $209,000 25H Waterscapes 416-495-3544 • 26H Ventus at Metro Gate 416-293-5535 • from $314,000 4c One Valhalla 416-233-5554 • from $239,000 21F Park Towers at IQ 416-253-5838 • from $220,000 22G Vivid Condos 416-239-8200 • from $250,000 23F Westwood Condominiums 416-239-9888 • from $250,000 23F Avani At Metrogate 416-293-5535 • from $240,000 4C Jade Condominiums 416-762-8818 • from $293,000 24G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • 3E Haven On The Bluffs 416-2611-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore 416-913-2136 • from $350,000 22H Qube Condos 647-351-7823 • from $200,000 24G Me Condos 416-430-0003 • from $150,000 8D

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

087

21 22

Va lle yP ar kw n Do

Park

Ave

o esh Lak W Blvd

y Valle D on ay Parkw

QEW

16 17 shore Lake W Blvd

rd S

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Jarvis

ersit

St Keele

Univ

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Ave well

G era

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Duff

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St Jane

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23 ir Av

St Cla

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21 4 12 18ay 9 29 ssw xpre er E

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Toronto Waterfront

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Builder

Site

58 GREAT GULF

Monde

416-466-8885

Park Lake Residences Grand Parade 2 at Concord CityPlace

Pemberton Group

waterfrontmaps: Toronto

3 Concord Adex

088

Telephone

TH* C*

Price Range

Page

Finder

• • from $304,000

416-769-4343

• • from $250,000

416-813-0999

15M

•

17M

Concord Adex

Quartz

416-813-0999

• •

15M

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

15M

Monarch Corporation

Nautilus at Waterview -

416-203-6636

• from $400,000

25H

tridel corporation

Aqualina at Bayside Toronto

416-514-2710

•

16E

Plazacorp/Berkley Community

West Harbour City

westharbourcity.com

• from $327,000

13E

Lifetime Homes

Waterparkcity – Neptune

416-203-3700

•

13f

Concord Adex

ParadeTWO Tower Residences

416-813-0999

• from $287,000

14f

Concord Adex Grand Parade at Concord CityPlace

416-813-0999

• from 293,000

14F

Concord Adex

416-813-0999

• from $389,000

14F

Panorama at Concord CityPlace

Concord Adex

Panorama Elite Suites at Concord CityPlace

416-813-0999

• from $1,135,000

14F

Concord Adex

Luna Vista at Concord CityPlace

416-813-0999

• from $2,213,000

14F

CONCORD ADEX

Spectra

416-813-0999

• •

14F

Cresford Development Corp.

NXT at Windermere By The Lake

416-977-5300

• • from $300,000

11f

Cresford Development Corp.

NXT2/Phase Two

416-977-5300

• • from $210,000

Conservatory Group

Infinity Condominiums

416-214-1988

• from $250,000

14f

11 CAMROST FELDCORP

California Condominiums

sunsetcondos.ca

• from $242,000

25G

14 Canalfa Group

Liberty on the Park Condominiums

416-537-0047

• from $363,000

10F

15 Malibu investments inc.

LTD

416-601-2223

• from $200,000

12F

18 Fernbrook Homes/Cityzen Dev.

Pier 27 Residences On The Lake

416-367-3456

• from $300,000

11F

18 URBAN CPITAL

River City 2

416-862-0505

• from $250,000

18L

29 PINNACLE INTERNATIONAL

33 Bay Residence at Pinnacle Centre

416-925-3325

• • from $375,000

17M

60 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

12N

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

•

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

Anderson St

Adelaide Ave

King St W Bond St W

Park Rd S

Phillip Mur

TH* C*

Price Range

Lake

Scug

Manvers

Page

Finder

Scugog

416-354-2221 48

• from $307,000

416-503-3328

• from $320,000

905-271-5038

• from $280,000

19D 25B

Newcastle 12B

Oshawa

Ce rem on ial

Qu ee nS tE

St W

Ra th bu rn Rd W

or Qu Dr ee n

Ro ya lW ind s

Sh Sp erid ea an km P an ark Tr Dr Dr us co tt Dr

Th eC oll eg ew ay

La ke sh or eR dW

Stanton Renaissance

On The Go

647-692-8417

401 • from $250,000

United lands

Stonebrook Condominiums

905-822-8858

• from $270,000

chestnut hill development

San Francisco By The Bay

905-831-3631

• • from $180,000

23J

10 Pemberton Group

Bluwater Condominiums

416-987-8800

• from $350,000

11 Monarch Corp.

Waterscapes

416-495-3544

• from $390,000

25C

13 GREEN HILL HOMES

Princeton Manor

905-849-1818

• from $210,000

14 Phantom Developments

Jade Waterfront Condos

416-251-0707

• from $250,000

24G

15 GRAYWOOD DEVELOPMENTS

Ocean Club

416-255-4663

• from $250,000

24C

18 MONARCH CORP.

Lago

416-495-3544

•

24C

20 DAVIES SMITH

Eleven Superior

416-259-8882

• from $220,000

23C

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

Uxbridge

Bloor St

Lindsay

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Stevenson Rd

Whitby 7 Waterfront

Thornton Rd

Wentworth St

Park Rd S

401

Gibb St

Centre St.

Kendalwood R

Telephone

Garrard Rd

Blair St

Cannington

Hopkins St

Atwater Condos

Garden St Blair St

Schomberg

Brock St S Henry St Gordon St

King Water Tower at9Eau Du Soleil

Cochrane St

Sp ee rs Rd La ke Ma sh cD or eR on Cor ald nw dE Rd all Rd

Brock St N

Ajax-Whitby

Keswick

Shoal Point Rd

riv

Georgina

Bayly St E Georgina Island 33 caygeo Bob

East Gwillimbury Further North Waterfront

Bradford Tecumseth and Watermark Tottenham

Sim

Alliston,

400

McQuay

e 401

Rossland Rd

Manning Rd

Town of Whitby

Pickering Beach Rd

Harwood Ave

Taunton Rd W

Dryden Bv

Dundas St E

Whitby

*TH: Townhomes, C: Condo

eS co Sim

Stevenson Rd

Garden St

Baldwin St S

Country Lane

Conlin Rd

Rossland Rd

Townline Rd

Audley Rd

Mara

Westney Rd S

Bay

To Os

Thornton Rd

Lakeshore Blvd E

Thickson Rd

1518 20

Taunton Rd WWaterfront Etobicoke

Oro

Finley Ave

La Br ke id sh ge or Rd eR dW

Church St E

16 28

Evans Ave

Coronation R

Lakeridge Rd

Bu rn ha m th or pe Rd E

8 Con

Garrard Rd

Halls Rd N

Audley Rd

Village of Gardiner Expressway in 1411 Brookl 2

Queensway

Horner Ave Rossland/Winchester

Salem Rd

Up pe rM idd le

Baldwin St N

Eg Bu lin to rn Ra n ha th b m u th rn or Rd pe E Du Rd nd Th W as eQ St ue E en sw ay

Br ita nn ia Rd W

Av eW St ee les

Duffs Rd

Park Lawn Cedarbrook T

Royal York Rd

De rry Rd W

Stevenson Rd

Ashburn Rd

Cochrane

Country Lane

Lake Ridge R

d ll R Mi

4 Sideline R

Salem Rd

Westney Rd N

Bu rn ha m th or pe Du Rd nd W as St W

orth Dr

Brawley Rd Bloor St W

QEW

Kingston Rd

Barrie

21 22

Dundas St W

Town of Ajax 11

Adjala 9

4 Sideline

6 Sideline

Greenwood Rd

windcatcher development corp.

Fifth Conces 12 11 9

Magill Dr

Lak

Mono

4 Sideline R

Rd Ravenscroft

25 queenscorp residences 0 28 empire communities 1

400

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

400

Beeton, Site

Shelburne

Essa

Mississauga Taunton Rd E Waterfront Orillia

Church St S

Hwy 5

k Builder

Squires Beach Rd

Tosorontio Everett

Delaney Dr

Montgomery F

Paddock Rd

Church St N Riverside Dr Notion Rd

Angus

Brock Rd

Sandy Beach

Sunnidale Oakville Granite Court 90 Waterfront Lisle

Whites Rd

Rd ak rlo Bu

u1g0 em ou

Vespra 401 Liverpool Rd

24 ings K

16 Sideline

Glenanna Rd

Appleview Rd

Spruce Hill Rd e Lin

Stroud's

Highview Rd

Sheppard Ave

Brock Rd sR Oak jor Ma Valley Farm

Wasaga Beach

Rossland Rd

Liverpool Rd

Fairport Rd

No ttin gh ll G Finch iAve ate

Columbus Rd

Bracebridge

3 Concession

Myrtle Rd W Rathburn Rd

6 Concession

Tay

nR Devo

Ke rr St

400

Brock Rd

Midland d

W QE

R ton

7 Concession

w th ra Rd

4 Concession Dr Ford

Dixie Rd

Altona Rd

Whites Rd

Tr em ai hne R d

RdRosebank Rd

d eR Lin

Rd Thornbury

Brock Rd

e Lin e Lin

e Lin

Oakville

Georgian Bay

Br gont e

3 40

4 Concession Tr af alg ar

5 Concession

Altona Rd

Rd ian Ind

QEW

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12 Sidelinee xi Di

W ol fe da le Rd n io at St

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8 Concession

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Rd y North Rd vd h Rd Nort w w Bl ie Pk ill itv ills ch ed 32 M Sidelinehur Cr 32 Sideline in C Er on y st w in Pk W Dr ills d M oo w Rd e en Lin Ed 10

8 40

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1 40

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E lvd 7 nB so e h t Ma

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24 Sideline

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9 Concession

089

In The News

Empire Communities wins two OPP Awards

Toronto developer takes home a gold and a silver at a glittering ceremony in London’s Museum of Natural History Empire Communities is proud to announce it is the

recipient of two OPP (Overseas Property Professional) Awards of Excellence. The company received a Silver Award for Best Developer – North America and a Gold for Best Marketing Campaign. Both awards were in recognition of Empire’s landmark waterfront community, Eau Du Soleil. On hand to receive the awards were Empire’s senior vice-president of sales, Dan Flomen, and executive vice-president of corporate development, Andrew Guido. “We are extremely honoured to be acknowledged by a global organization such as the OPP Group,” says Flomen. “To be in the company of some of the world’s most renowned developers is an outstanding achievement for Empire. We are so proud of the work that we have done on Eau Du Soleil and winning awards in these distinguished categories makes it all the more gratifying.” Gold, Silver and Bronze OPP Awards were presented in 34 categories honouring the best developers, agents and overseas property professionals in the world in what is viewed as one of the sector’s best and most enjoyable networking events of the year. Judged by a panel of experienced judges, the awards for real estate agents and developers are presented by region. Eau Du Soleil

The architectural wonder from Empire Communities is poised to redefine highrise living in the beautiful waterfront neighbourhood of Etobicoke. The towers of Eau Du Soleil will take their place in this established community known for its scenic lakefront parks and ample recreation facilities. Designed by the world-renowned Zeidler Partnership and E.I. Richmond Architects, the two towers, connected by a dramatic podium, will offer awe-inspiring phenomenal views and spectacular amenities. Visit eaudusoleilcondos.com to learn more about life at Eau Du Soleil. 090 new Condo Guide jan 18 - feb 1, 2014

PICTURED:

Empire Communities

Empire’s executive vice-president of corporate development, Andrew Guido, and senior vice-president of sales, Dan Flomen, hold awards won by Empire Communities at the OPP Awards of Excellence recently in London England. Empire received a Silver Award for Best Developer – North America and a Gold for Best Marketing Campaign, both in recognition of Empire’s landmark waterfront community Eau Du Soleil.

Vaughan-based Empire Communities is a residential builder/developer involved in all sectors of the new-home building industry, including both lowrise and highrise built forms, ranging from luxury to affordable housing. Empire has an established tradition of creating prestigious award-winning new homes and communities throughout the GTA and Southern Ontario, and has earned a reputation for outstanding attention to detail and customer service. Visit empirecommunities.com for more information.

091

Purchaser Profile

Ideal location, incredible price draw young professional to Lindvest’s

THE BROWNSTONES AT WESTOWN

that is close to a wealth of amenities. In the vicinity, residents can access completed parks (including a recently opened sports field and splash pad), playgrounds, ice rink, walkways, schools, shopping, services, places of worship, Oakdale Golf & Country Club, Humber Valley Golf Club, an assortment of restaurants, grocery stores and food markets. TTC is literally steps from the front door, and Hwys. 401 and 400 are a few minutes’ drive away. Carlo is also thrilled with the architecture of the Brownstones, which is by RN Design. Inspired by New York’s iconic brownstones, Carlo S. lives in York Region, works in sales in Toronto’s west end and enjoys going downtown for entertainment. When he decided to move to a more convenient location, a friend recommended the Brownstones at Westown, Lindvest’s newest addition to its thoughtfully planned community at Weston Road and Sheppard Avenue West. This collection of stacked two-bedroom townhomes is remarkably priced from $329,900, and maintenance fees are approximated at an unbelievable $0.19 per square foot. A first-time buyer, Carlo was surprised to discover how much more he could get for his money in this 416 location than a downtown address. “The price was very attractive for the size, and the location is perfect for me,” Carlo explains. “My family will be 20 minutes away, downtown is 20 minutes, and my work will be only a half an hour commute. The area around The Brownstones is really building up, and I believe my investment in this townhome will increase as it does.” He refers to Westown, the new established area 092 new Condo Guide jan 18 - feb 1, 2014

Lindvest’s new residences pick up on their 19th century look and feel, yet have contemporary details on the traditional brick exteriors. “I really like the exterior, which is very modern and appealing,” Carlo says. In addition, the striking elevations will be finished off with professionally designed landscaped areas.

The company’s vision is to build outstanding homes and communities where residents can live life to the fullest. Thousands of families already live in Lindvest homes across Ontario. Contemporary interiors by LUX Design offer high-quality features and finishes, including (all as per plan) high-performance laminate and rich ceramic tile flooring, stained oak stairs with handrail and upgraded black iron spindles, smooth-finish ceilings throughout, kitchens with upgraded cabinets and quality appliances (self-clean oven, frost-free refrigerator and built-in dishwasher), and an ensuite laundry room with a stacked washer/ dryer. Some designs have patios or balconies with glass privacy screens. Prices for the one- and two-level suite designs include one underground parking spot. It all adds up to remarkable value, and that fact isn’t lost on Carlo, who chose the 942-sq.-ft. Astoria design on the ground floor corner. “I appreciate having two bedrooms, because I can use the second one as a home office or a guest room. This townhome fulfills my present and future needs, and it feels more like a house than a condominium.”

He adds that the Lindvest sales representative was very helpful during the purchase. “This was a brand new experience for me, and I’m happy with the result.” Lindvest is a Toronto-based builder/developer with deep roots spanning six decades in the highly reputed, award-winning H&R family of companies. Founded in 1998, Lindvest is committed to delivering the utmost quality in design, construction and service, continually putting homeowners first. The company’s vision is to build outstanding homes and communities where residents can live life to the fullest. Thousands of families already live in Lindvest homes across Ontario. Visit the Brownstones at Westown’s sales office and model suite today, located at 2277 Sheppard Ave. W. Hours are Monday to Thursday from 1 to 8 p.m.; Saturday and Sunday 11 a.m. to 6 p.m. For more information call 416.740.1175 or visit lindvest.com.

jan 18 - feb 1, 2014 new Condo Guide 093

094

L I M I T E D T I M E O N LY

UP TO $5,000 CASH BACK • FREE PARKING AND LOCKER STORAGE 5% DEPOSIT • GRANITE COUNTERTOPS + LAMINATE FLOORING Ontario Home Builders’ Association Award Winner

THE MOST OUTSTANDING MID-RISE BUILDING IN 2012 Designed to be a hallmark building featuring timeless elements of traditional architecture combined with modern sensibilities of design and function, this exclusive community will be located just steps from Lake Ontario’s waterfront in the vibrant community of Long Branch. With easy access to public transit and several major highways, Watermark promises to be the perfect place to call home. N

Long Branch

Thirty Fifth St.

S TA R T I N G F R O M Lake Shore Blvd. W.

Kipling Ave.

Brown’s Line

1 Bedroom • 1 Bedroom + Den • 2 Bedroom • 2 Bedroom + Den – from 649 sq.ft. to 1,225 sq.ft.

$306,900

MOVE IN SPRING 2014

P R E S E N TAT I O N C E N T R E 3609 Lake Shore Blvd. W., Suite 104, Toronto, ON Monday to Thursday 1:00pm to 7:00pm Saturday, Sunday and Holidays 12:00pm to 5:00pm queenscorp.com

416.354.2221

Long Branch

Thirty Fifth St.

Kipling Ave.

Brown’s Line

Lake Shore Blvd. W.

All prices & specifications are subject to change without notice. E.&O.E. All Illustrations are artist’s concept only. Brokers Protected - some conditions apply.

Model Suite Compliments of Concord Adex.

Premium integrated appliances, Carrara marble backsplashes, and quartz countertops are only some of the exceptional finishes featured in Newton at Concord CityPlace.

JANUARY2014 Concord Adex has been featured as “MODEL SUITE OF THE MONTH” as seen in the new home guide model suite calendar

homebuyersâ&#x20AC;&#x2122; help

condo buyersâ&#x20AC;&#x2122;

resource section

You love the condo, see what you can afford! Compare mortgage rates for your best deal Calculate your mortgage payments using the mortgage payment calculation chart

jan 18 - feb 1, 2014 new Condo Guide 097

homebuyers’ help

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

example: 5%

25 years

5.82

125 (mortgage amount $125,000)

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Calculate the combined monthly before-tax income of you and your spouse. 02 Divide by three. This figure is the monthly payment you can afford to make on your condo. 03 Take the total price of the condo and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

098 new Condo Guide jan 18 - feb 1, 2014

04 Refer to the chart on the opposite page. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers take the 25-year amortization.) 05 Multiply this figure by the amount you need to borrow. Divide by 1,000.

06 Add to this your estimated monthly heating costs and monthly property taxes. 07 If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream condo.

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

Amortization Periods

Interest Rates

10 years

15 years

20 years

25 years

30 Years

3.00%

9.65

6.90

5.54

4.73

4.21

3.25%

9.76

7.02

5.66

4.86

4.34

3.50%

9.88

7.14

5.79

4.99

4.48

3.75%

9.99

7.26

5.91

5.13

4.61

4.00%

10.11

7.38

6.04

5.26

4.76

4.25%

10.23

7.50

6.17

5.40

4.90

4.50%

10.34

7.63

6.30

5.53

5.04

4.75%

10.46

7.75

6.44

5.67

5.19

5.00%

10.58

7.88

6.57

5.82

5.34 5.49

5.25%

10.70

8.01

6.74

5.96

5.50%

10.82

8.14

6.85

6.10

5.64

5.75%

10.94

8.27

6.98

6.25

5.79

6.00%

11.07

8.40

7.12

6.40

5.95

6.25%

11.19

8.53

7.26

6.55

6.11

6.50%

11.31

8.66

7.41

6.70

6.26

6.75%

11.43

8.80

7.55

6.85

6.42

7.00%

11.56

8.93

7.69

7.00

6.59

7.25%

11.68

9.07

7.84

7.16

6.75

7.50%

11.81

9.21

7.99

7.32

6.91

7.75%

11.94

9.34

8.14

7.47

7.08

8.00%

12.06

9.48

8.28

7.63

7.25

8.25%

12.19

9.62

8.44

7.79

7.42

8.50%

12.32

9.76

8.59

7.95

7.59

8.75%

12.45

9.90

8.74

8.12

7.76

9.00%

12.58

10.05

8.86

8.28

7.93

9.25%

12.71

10.19

9.05

8.45

8.10

9.50%

12.84

10.33

9.20

8.62

8.28

9.75%

12.97

10.48

9.36

8.78

8.45

10.00%

13.10

10.63

9.52

8.95

8.63

10.25%

13.24

10.77

9.68

9.12

8.80

10.50%

13.37

10.92

9.84

9.29

8.98

10.75%

13.50

11.06

10.00

9.46

9.16

11.00%

13.64

11.22

10.16

9.63

9.34

11.25%

13.77

11.36

10.32

9.80

9.52

11.50%

13.91

11.52

10.49

9.97

9.70

11.75%

14.04

11.66

10.65

10.15

9.88

12.00%

14.18

11.82

10.81

10.32

10.06

12.25%

14.32

11.97

10.98

10.49

10.25

12.50%

14.46

12.13

11.15

10.67

10.43

12.75%

14.59

12.28

11.31

10.85

10.61

This table shows the monthly payment of principal and interest for each $1,000 of mortgage. Example: The monthly principal and interest payment for a $125,000 mortgage with a 25-year amortization period at 5% is as follows: ($125,000 รท 1,000) X 5.82 = $727.50 jan 18 - feb 1, 2014 new Condo Guide 099

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homebuyers’ help

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

6 Months

1 Year

2 years

3 years

4 years

5 years

ATB Financial 2.7 6.30op

2.94 6.30op

2.89 3.19 3.59 6.50op

3.79

Alterna Svgs/Alterna Bk 3

4 6.30op

3.09 3.14 3.19 3.35 6.30op

3.59

Bank of Montreal 3.1

4 6.30op

3.24 3.24 4.05 4.84 6.30op

3.89

Bank of Nova Scotia 2.7

4.55 6.45op

3.75 3.89 2.89 4.39 6.50op

3.59

Canadian Western Bank

4 6.45op

3.14 3.14 3.95 4.74 6.30op

5.34

CFF Bank

3.69

3.79

3.69

CIBC 3 6.70op

3.09 3.14 2.99 3.59 6.35op

3.79

HSBC Bank Canada 3

2.7 3.95 3.13 4.99 6.35op

3.69

3.05

3.15

3.65

3.64

3.69

3.89

3.19

3.24

3.59

3.69

ICICI Bank Canada ING Direct

4.45 6.20op

3.75

3.79

4.09

Manulife Bank 2.8 4.45

3 3.2 3.25 3.4 4.00op

3.69

National Bank n/a

3.14 3.14 3.95 4.74 6.70op

5.34

President’s Choice Financial

4.4 6.70op

Royal Bank 3

4 6.30op

TD Canada Trust 3

3.69

4.09

3.14 3.14 3.85 3.49 6.30op

3.24

3.59

3.79

3.09 6.30op

3.14

3.95

4.74

3.79

3.25

3.95

4.74

TRUST COMPANIES 6.5

3.14

Effort Trust n/a

Community Trust

n/a

4.45 6.30op

3.25 3.6 3.95 4.7 6.30op

4.95

Home Trust Company

2.6

2.89

3.95

2.89

3.39

3.49

Investors Group Trust n/a

4.2 6.50op

3.14 3.14 3.95 4.74 6.30op

5.34

MTCC 2.7

4.55 6.45op

3.75 6.50op

3.89

3.09

5.34

2.89

4.39

3.59

Airline Financial C.U. 4

3.01 3.1 3.33 6.25op

3.65

3.99

Comtech Credit Union 2.95

6.2 6.40op

2.99 3.25 3.29 3.24 6.30op

3.59

First National Fin. LP

3.95

2.99

OTHER FINANCIAL INSTITUTIONS

3.39

3.59

FirstOntario C.U. 2.7 6.34op

3.09 3.14 3.34 3.39 6.34op

3.59

London Life n/a

3.14 3.14 3.95 4.74 6.30op

5.34

Luminus Financial 2.95

3.05 3.95

3.65

4.05

MCAP 2.7

3.6 3.95 4.35 4.89 7.00op

5.14

Meridian Credit Union 2.75 4

3.09 3.14 3.65 3.49 6.30op

3.59

4.2 6.50op

2.79

3.1

3.09

3.55

Parama Credit Union

2.85

2.95

3.05

3.25

3.4

3.6

Steinbach Credit Union

2.5

2.7

2.9

3.05

3.25

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLE Jan. 13, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700

jan 18 - feb 1, 2014 new Condo Guide 101

index of advertisers 45 Charles Ltd. - Chaz Yorkville Condos

Lanterra Developments - The Britt

Aspen Ridge Homes - Studio on Richmond

Lanterra Developments - Treviso III

Liberty Development Corp. - Centro Square Condos 2

Liberty Development Corp. - Legacy Park

Liberty Development Corp. - Royal Gardens

Liberty Development Corp. - Terrace on Danforth

Baywood Homes - TEN93 Queen West

Bazis Inc. - E Condos

Bazis Inc. - No1 Yorkville

Brandy Lane Homes - The Station

Camrost - Felcorp - Imperial Plaza

Liberty Development Corp. - World on Yonge

Camrost - Felcorp - The Cumberland

Lifetime Developments - The Bond Condominiums

Lindvest - The Brownstones at Westown

Luxury Condos - Promo

Malibu Investments Inc. - Smart House

30-31

Menkes Developments Inc. - Corporate

Insert

Menkes Developments Inc. - Harbour Plaza

Insert

Canpages - Promo

Centre Court Development - Core Condos

Insert

City Core - Harmony Village Sheppard Cityplace - Newton Concord Adex - Model Suite Of The Month

Cresford Development Corp. - 1000 Bay

IBC

Metropia - E Condos

Cresford Development Corp. - CASA 2

IBC

Model Suite Calendar - Promo

Cresford Development Corp. - CASA III

103 & IBC

Cresford Development Corp. - Lofts 399

IBC

Monarch Corporation - Corporate

Insert

Monarch Corporation - Riva del Lago

Insert

Cresford Development Corp. - Merton Yonge Condominiums 104 & IBC

Pemberton Group - Sky City 2

Cresford Development Corp. - NXT

Pemberton Group - TEN93 Queen West

IBC

Digital Device - Promo

Pinnacle International - The Marquee Townhomes on thePark

Dundee Kilmer Developments - Canary District Condominiums

Pinnacle International - The Pinnacle on Adelaide

Eastonâ&#x20AC;&#x2122;s Group - King Blue Condominiums

Queenscorp Residences - Watermark

Eden Shaw - Chaz Yorkville Condos

Remington Group - King Blue Condominiums

Empire Communities - Rain Condominiums

Rio Can - E Condos

Empire Communities - The HUB

Rockport Group - The Nest

Empire Communities - The Mark

The Daniels Corporation - High Park Condominiums

Empire Communities - Water Tower at Eau Du Soleil

The Daniels Corporation - NY2

The Daniels Corporation - One Park Place South Tower

15 47

Family of magazines - Promo

100

Fernbrook Homes/Cityzen Dev. - Garrison Point

Tribute Communities - The College

Fieldgate Homes - 90 Niagara

Tridel Corporation - 101 Erskine

IFC

Great Gulf Homes - HOT

Tridel Corporation - Corporate

IFC

Great Gulf Homes - Monde

Tridel Corporation - Spadina Queen

IFC IFC

Great Gulf Homes - Twenty Lombard

22-23

Tridel Corporation - Trio at Atria

Great Gulf Homes - Yonge+Richmond

22-23

Tridel Corporation - West Village

IFC & BC

Guizzetti Developments - Grand Palace

Urban Capital - Smart House

Lamb Development Corp. - The Harlowe

Worsley Urban Partners - Totem Condominium

102 new Condo Guide jan 18 - feb 1, 2014

inspired openings

The GuGGenheiM

The lOuvRe

T h e R O M C RyS TA l

New York, US Opened in 1959

Paris, France Opened in 1989

Toronto, Canada Opened in 2007

A Fa shion In spired

gr a nd opening yor k v i l l e — com i ng soon

Opening soon, a new fashion icon in the heart of Yorkville. CASA III, with lobby to be furnished with Hermés. The international signature of style and sophistication takes up residence in Yorkville from the mid $200's.

casacondominium.com 416-486-CASA (2272)

ExCluSIvE lISTIng BrOkErAgE. BrOkErS PrOTECTEd. PrICES And SPECIfICATIOnS ArE SuBjECT TO CHAngE wITHOuT nOTICE. IlluSTrATIOnS ArE ArTIST COnCEPT. E.&O.E.

JAN 18 - FEB 1, 2014 NEW CONDO GUIDE 103

view

M ERTO N YO NGE TOWNHOM E S

aCtual South VIeW

StyliSh CondoS & townS at 1815 yonge Street. N

YONGE

EGLINTON

➤

Midtown living at its very best! MYC is located at Yonge & Merton, just steps to the subway, parks, trails and trendy Yonge Street boutiques and cafes. It’s your life, your style, your way. Well under construction – move in early this year! Visit the Presentation Centre at 170 Merton Street.

DAVISVILLE PRESENTATION CENTRE MERTON

TTC SUBWAY

SITE ST. CLAIR

416.484.1900 myccondo.com Townhomes from the mid $500’s Tower Suites from the mid $300’s BrokerS ProteCted. PrICeS and SPeCIfICatIonS are SuBjeCt to Change WIthout notICe. IlluStratIonS are artISt ConCePt. e.&o.e.

MOVE IN NOW SuITES FROM $290,000*

West Village is getting ready to welcome you. With luxurious touches throughout, this vibrant urban village is close to shopping, dining and entertainment along with nature trails and parks. From West Village, you can go anywhere with the ease of major highways, the airport and TTC just minutes away. Tour new designer decorated model suites, lobby and recreational amenities.

PRESENTaTION CENTRE 6 Eva Road, Etobicoke (North of Bloor St. W., off The West Mall) 416.620.1887

Occupancy in 2014. A Tridel Built Green. Built for Life.® community. *Prices and specifications are subject to change without notice. Illustrations are artist’s concept only. Tridel®, Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2014. All rights reserved. E.&O.E. January 2014.

Facebook.com/Tridel

Twitter.com/Tridel

tridel.com

aN uRBaN OaSIS aT YONGE & EGLINTON.

THE NEXT GREaT PHaSE OF THE aTRIa COMMuNITY.

O D

Maximize your living space with a smartly designed suite. Open-concept living and dining rooms with modern styling ﬂow into designer kitchens featuring built-in appliances. 101 Erskine is conveniently located mere steps from prestigious shopping, dining and entertainment.

Located within the master planned Atria community, TRIO is the most desirable new place to live in North York. Close to Fairview Mall and the proposed Sheppard Avenue East LRT**. An exquisite residence adjoining a lush park.

D f d w

GRaND OPENING

Suites from $286,000*

Suites from $258,000*

PRESENTaTION CENTRE: 2255 Sheppard Ave. E., Unit 120, North York

P 5

Signature and Penthouse Collection Suites also available from $854,000* Nine Signature Townhomes available from $895,000* PRESENTaTION CENTRE: 2611 Yonge Street at Sheldrake Blvd., Toronto

A Tridel Built Green. Built for Life.® community. *Price and specifications are subject to change without notice. Illustrations are artist’s concept only. **Source: The City of Toronto Official Plan and the Agincourt Secondary Plan, a future bus and subway terminal or other transit related uses are proposed for this location. Building and view not to scale. Tridel ®, Tridel Built for Life ®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2014. All rights reserved. E.&O.E. January 2014.

ONE OF TORONTO’S MOST DRaMaTIC NEW CONDOS.

ETOBICOKE’S NEW VILLaGE MOVE IN NOW.

Discover a modern, geometric design that steps away from the typical condo aesthetic in the epicentre of downtown Toronto. SQ is where people in the know want to live. Inventive, imaginative and inspiring.

West Village is getting ready to welcome you. A vibrant urban community close to great shopping, dining and entertainment, plus nature trails. From West Village you can get anywhere with ease: near major highways, TTC and the airport.

GRaND OPENING

MOVE IN NOW

Suites from $308,000*

Suites from $290,000*

PRESENTaTION CENTRE: 519 Queen Street West, Toronto

PRESENTaTION CENTRE: 6 Eva Road, Etobicoke (north of Bloor Street W., off The West Mall)

Facebook.com/Tridel

Twitter.com/Tridel

tridel.com

CRESFORD. LOCATION. DESIGN. DETAIL. INSPIRATION. FASHION. STYLE. TRUST. FroM CoveTed LoCATionS To FAShion-ForWArd deSign

Coming Soon Yorkville From the mid $200’s 416.486.CASA (2272)

Under Construction Yorkville From the high $200’s Penthouses Coming Soon 416.486.CASA (2272)

1THOUSAND BAY CONDOMINIUMS ON THE PARK

Under Construction Bay & Bloor From the high $300’s 416.485.3000

Under Construction Yonge & Merton Urban Townhomes From the mid $500’s Tower Suites From the mid $300’s 416.484.1900

To SophiSTiCATed AMeniTieS, CreSFord deveLopMenTS deFineS The eSSenCe oF LUxUrY CondoMiniUM Living. The FirST reSidenTiAL deveLoper in CAnAdA To dreSS Up Their CondoMiniUMS WiTh inTernATionAL FAShion LABeLS, CreSFord iS KnoWn For SUperB qUALiTY And ATTenTion To Move in Now Windermere by the Lake From the mid $300’s 416.977.5300

deTAiL. A TrUSTed nAMe in The MArKeT For over 30 YeArS, A CreSFord Condo inSpireS ConFidenCe And SeCUriTY.

VISIT OUR PRESENTATION CENTRE AT 170 MERTON ST.

cresford.com visit your Smartphone app store, search Cresford, download the free Cresford Live-AdZ app and enjoy the full interactive 3d experience.

Live-AdZ

BroKerS proTeCTed. priCeS And SpeCiFiCATionS Are SUBjeCT To ChAnge WiThoUT noTiCe. iLLUSTrATionS Are ArTiST ConCepT. e.&o.e.

Move in Now King West From the high $500’s 416.867.3999