GTA New Condo Guide, Feb 28, 2015 by NextHome

GTA Edition Feb 28 - Mar 14, 2015 Volume 19 Issue 5

Jan 6 - Feb 3, 2012 Volume 20

Issue 01

MOVE IN THIS SPRING.

menkes.com facebook.com/MenkesLife

INSIDE INSIDE THIS ISSUE THIS ISSUE

@MenkesLife

TAX TIPS STICKERSENSE PRICE OF & OTHER A BEGINNER’S INTEREST GUIDE RATES, TO OIL PRICES,WELCOME MAKING THEFOR NE W YEAR HOMEBUYERS COSTS TO CONSIDER OUR DOLLAR & YOUR HOME WITH A MORTGAGE TERMS ARRANGING A MORTGAGE NE W ATTITUDE

Built to make a statement. Built to make a statement. live well by design. At Avani 2, a sleek urban vibe resonates throughout every suite design, creating spaces that can express your passions and personality.

Built for At life. for you. live well by design. AvaniBuilt 2, a sleek urban vibe resonates throughout every suite design, creating spaces that can express your passions and personality.

Built for life. Built for you.

tridel.com

DIAMONDS ARE FOREVER JUST LIKE OUR VIEWS

COMING SOON, BRILLIANT LIVING AT AVENUE & ST. CLAIR FROM THE $300’S Blue Diamond at Imperial Plaza, a new 25-storey tower in the dazzling Forest Hill neighbourhood, brings new intensity to condominium luxury. Sublime amenities, superlative finishes and Toronto’s most radiant views. Experience the brilliance.

@CAMROST

C A M R O S T F E LCO R P

PRICES AND SPECIFICATIONS SUBJECT TO CHANGE. IMAGES ARE ARTIST CONCEPT. ERRORS AND OMISSIONS EXCEPTED. BROKERS PROTECTED

EDITOR’S NOTE

THE SWEET CONDO LIFE

SUSAN LEGGE Editor-in-chief

Susan.Legge@wall2wallmedia.com Follow me on Twitter at Twitter.com/SusanLegge

Are there one too many empty rooms where you currently live? Perhaps you’re thinking what life would be like if you didn’t have to worry about chores such as the gardening, raking and exteriors that need painting. There’s a lot to be gained in your lifestyle when you decide to do a little downsizing. Lifestyle opportunities abound in a new condo, and you won’t have to sacrifice any of your current luxuries to get them. In fact, you may find you have more time to enjoy the finer things in life than ever before! Owning a suite in a new building certainly has its benefits. The fact that all of the fixtures and appliances in your suite are brand new and all of the condominium’s common areas, landscaping and facilities are taken care of means less work for you and more time to enjoy it all. Buying a condominium is a serious decision, and a significant investment, so it is imperative that you do your homework and research the market so you can be confident that you’re getting the best builder and the most value for your money. Happy condo hunting!

Like us on Facebook Search: Condo Guide

THE ANNUAL HOME HUNT

LYDIA MCNUTT Editor

Lydia.McNutt@wall2wallmedia.com Follow me on Twitter at Twitter.com/LydiasTweets

2 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

You can practically smell it. Spring. The birds, the bees, the blossoms, the busy real estate season. The longer and warmer days lure the merely curious browsers and the serious buyers out of hibernation in search of new housing opportunities. Spring is also a busy time for home builders, who will be launching many new projects in the coming weeks. With so many builders vying for your attention, there is lots of healthy competition, which can mean “bigger” and “better” for the buyer – in terms of both product and price. Plenty of great opportunities, coupled with ultra-low mortgage rates, are giving home hunters that extra push to jump in while they can. With the GTA’s rising prices and population, condos are quickly climbing as the home of choice for buyers of every age and stage in life. Their affordability, convenience and the “cool factor” can’t be denied. Builders are responding to this new homebuyer demographic with a range of products to suit a variety of lifestyle needs. A micro condo provides a great option for young homebuyers or students who are looking for value in hot downtown locations. On the flip side, the growing trend of larger, family-friendly condo suites accommodate the whole brood, and Fido, too. Before spring really sets in (as they say about March, “in like a lion, out like a lamb,” right?) think about your needs and wants, and what is most important to you. Make a list, set your budget, and get pre-approved for a mortgage. That way, when the busy real estate season starts, you’ll be ready to jump in with both feet. Good luck in the home hunt!

1 address... endless possibilities

CONDOMINIUM RESIDENCES AT YORKVILLE & YONGE STEPS TO SUBWAY AND PATH ONE BEDROOM SUITES STARTING FROM $359,900

1YORKVILLE.CA PRESENTATION LOUNGE 162 CUMBERLAND ST. (416) 519-2911 @BazisInc

PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E. RENDERING IS ARTIST’S CONCEPT ONLY.

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 3

NEW CONDO GUIDE

CONTRIBUTORS PRESIDENT, WALL2WALL MEDIA

Jacqueline Hill EDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan Legge DIRECTOR OF SALES, NATIONAL

Josh Heppner ASSOCIATE PUBLISHER SWO NEW HOMES

Susan Maxwell ART DIRECTOR

Daiana Garay EDITOR

Lydia McNutt BILD REPORT

LEGALLY SPEAKING

DESIGNER ADVICE

Bryan Tuckey

Jayson Schwarz

Yanic Simard

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/ bildgta), Youtube (youtube.com/bildgta) and BILD’s official blog (bildblogs.ca).

Jayson Schwarz LL.M is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit the website at schwarzlaw.ca or email info@schwarzlaw.ca.

Yanic Simard is New Condo Guide’s design editor, principal designer of the award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out Yanic’s accessory line, Yanic Simard Selected, online at ysselected.com

CONTRIBUTING EDITORS

Sara Duck Wayne Karl Elisa Krovblit DESIGN EDITOR

Yanic Simard

SALES MANAGER

Conni Robinson SENIOR ACCOUNT EXECUTIVE

Dionne Fraser dionne.fraser@wall2wallmedia.com SENIOR ACCOUNT EXECUTIVE

Nina Downs nina.downs@wall2wallmedia.com

SALES & MARKETING CO-ORDINATOR

Terry Bassett ADMINISTRATIVE ASSISTANT

Antoinette Jackson PRODUCTION MANAGER

CONDO PRO

STAT CHAT

Barbara Lawlor

Ben Myers

Barbara Lawlor is president and CEO of Baker Real Estate Inc., and an in-demand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments in the GTA and overseas.

Ben Myers is senior vice-president of Market Research and Analytics at Fortress Real Developments. Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments. com/news or follow him on twitter at @BenMyers29

INVESTOR ADVICE

Bala Gnanapandithan

Andrew la Fleur

PRODUCTION CO-ORDINATOR

Andrew la Fleur is an award-winning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto condo market. Visit TrueCondos.com/ NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

GRAPHIC DESIGNERS

Sandra Hanak-Vujnovic Viosa Barileva, Miguel Cea, Hannah Yarkony Sandra Hanak-Vujnovic, Mike Terentiev

Published By

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867 newhomeandcondoguide.ca Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices. COPYRIGHT 2015 All rights reserved by Wall2Wall Media. Reproduction in any form is prohibited. Contents of this publication are covered by copyright and offenders will be prosecuted under the law. TERMS Advertisers, editorial content and new condo guide are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E. EDITORIAL submissions from interested parties will be considered. Email to susan.legge@wall2wallmedia.com. The views and data expressed by columnists do not necessarily represent those of the publication. ADVERTISING

MORTGAGE ADVICE

HOT TOPIC

DESIGNER Q&A

Alyssa Richard

Wayne Karl

Sara Duck

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

Wayne Karl is an awardwinning writer and editor with experience in real estate and business. In Fundamentally Speaking, Wayne explores the basics of buying property. Email wayne.karl@wall2wallmedia.com or follow him on Twitter at Twitter.com/WayneKarl

Sara is executive editor of Home Décor and Renovations, where she works behind the scenes to make the magazine come to life each month. With her love of all things design and décor, this self-proclaimed magazine junkie always knew she wanted to be an editor.

4 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

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FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 5

Visionary architecture. Forever vistas. An inspiring address.

Come home to your senses Resort-style condominium living in Oakville from $219,990* Introducing a condominium that lets you indulge all your senses. Magnificent suites with panoramic views. Luxurious amenities designed to let you live life to the fullest in one of Oakvilleâ&#x20AC;&#x2122;s best locations. Come home to your Senses.

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*Prices, sizes and specifications are subject to change without notice. Rendering is artists concept. Exclusive listing brokerage TFN Realty Inc. Brokers Protected. E.&O.E. 6 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

TRANSPARENT

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8 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

BRIGHT LIGHT S, BIG CIT Y CONDOS AT YONGE & EGLINTON

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CityLightsCondos.ca • 416.546.6605 Exclusive Listing Brokerage Circle M Realty Corporation and Milborne Real Estate Inc. Brokers Protected. Prices and speciﬁcations are subject to change without notice. Illustration is artist’s concept E.&O.E

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 9

BILD REPORT

Excellence in energy efficiency By Bryan Tuckey

t’s that time of year when everyone’s suffering from the winter blahs. The weather is getting tiresome and people are itching to get outside without bundling up. In our industry, the professionals who specialize in making your home more energy efficient would also say that it’s the time of year when people are often shocked by their heating bills. So, I went to a few of our experts to ask about three things homeowners can do to improve the energy efficiency of their home – and not just in the wintertime, but all year long. The first suggestion is to seal holes, cracks and seams in your home. Air leakage through a home’s exterior can be a major source of energy and heat loss, and you can easily seal window and door frames with caulking. For a more vigorous inspection, you can hire a qualified technician to do an energy assessment, or a blower door test. Interestingly, if all of the holes, cracks and seams in the typical home built in 1975 were brought together, they would add up to 350 sq. in. – or a round hole more than 21 in. in diameter. In the same home built to the 2012 Ontario Building Code, the air leakage area would be reduced by more than two-thirds. This speaks volumes. We are building quality homes that meet the strictest of standards. The second suggestion is to replace outdated furnaces, appliances and windows. Today’s building products and equipment deliver vastly improved energy efficiency, especially those with an Energy Star symbol identifying certified products that meet strict technical specifications for energy performance. The third energy-saving strategy can be applied in a lowrise or a highrise home, because in highrise homes, water consumption is how homeowners can really make a difference. Replacing shower heads and faucets, which are the second- and third-largest water-using fixtures, can reduce water and energy consumption. Shower heads account for 17 to 22 per cent and

faucets account for 10 to 15 per cent of total indoor water use, according to a recent study by Canada Mortgage and Housing Corp. Installing low-flow shower heads and faucet aerators could save about 12,000 litres of water per person annually, the study found. It’s important to remember that every home is different, and the costeffective energy-saving potential will vary by house type, age, condition and the climate – but even doing something small can make a big improvement in the comfort and efficiency of your home.

Bryan Tuckey is president and CEO of the Building Industry and Land Development Association and a land-use planner who has worked for municipal, regional and provincial governments. Follow on Twitter @bildpres or @bildgta, facebook.com/bildgta, and bildblogs.ca.

Did you know... From 1990 to 2010, the number of homes in Canada grew by over 35 per cent. Due to constant improvement in the energy efficiency of both existing and newly-built homes, total greenhouse gas emissions from all homes fell by six per cent over the same period. 10 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

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ONLY A FEW SPECTACULAR SUITES LEFT! VISIT THE PRESENTATION CENTRE TODAY! STUDIOS TO 3 BEDROOMS WITH LARGE BALCONIES & TERRACES FROM $202,900 TO $591,900

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PRESENTATION CENTRE IS LOCATED AT THE NORTHEAST CORNER OF DUFFERIN ST. & LAWRENCE AVE. MONDAY TO THURSDAY 12PM -6PM, SATURDAY, SUNDAY 12PM - 5PM FRIDAY & HOLIDAYS CLOSED

“Live free for a year” refers to credit for maintenance fee for one year as listed in the condominium documents. ALL SALES REQUIRE MORTGAGE APPROVALS. A 95% MORTGAGE APPROVAL IS REQUIRED or PURCHASER IS TO PROVIDE ADDITIONAL DEPOSITS ON OCCUPANCY for the difference. Special Deposit structure is not available for Off shore deals. Prices and Specifications subject to change without notice. Promotions may be changed and or cancelled at any time without notice. Exclusive Broker Milborne Real Estate Inc. Brokers Protected. Please speak to Sales Representative for full details. E. & O. E.

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 11

CONTENTS

FEB 28 – MAR 14, 2015

VOLUME 19

ISSUE 05

COVER STORY

oﬀers a limited collection 20 Menkes of stunning penthouse suites in North York at Gibson Square

COLUMNS / NEWS / FEATURES 2

Editor’s Note

Contributors

10 BILD Report Excellence in energy eﬃciency by Bryan Tuckey

16 Investor Advice Four up-and-coming investment hotspots by Andrew la Fleur

18 Stat Chat Don’t kill the messenger, but Toronto condos are looking real good by Ben Myers

22 In The News New-home sales oﬀ to a healthy start in 2015 12 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

26 Finances Tax tips for the homebuyer 32 Hot Dates Events to check out in and around the GTA 34 Condo Pro The early bird gets the best deal by Barbara Lawlor

38 Money Matters RRSPs: they’re not just for retirement anymore by Gail Vaz-Oxlade

44 Legally Speaking The pre-delivery inspection by Jayson Schwarz

46 In The News Minto wins multiple EnerQuality awards

48 In The News Empire Communities unveils brand new look and plans for continued expansion in Ontario 50 Homebuyers’ Help Interest rates, oil prices, our dollar and Canada’s homes by Kara Kuryllowicz

52 Mortgage Advice What to consider before getting your ﬁrst mortgage by Alyssa Richard

56 Home Sweet Home Your home is your castle by Lydia McNutt

60 Homebuyers’ Help Beyond sticker price: what’s the real bottom line? by Kara Kuryllowicz

62 Designer Advice A new colour story by Yanic Simard

68 In The News Chilly conditions as January housing sales slip 72 In The News Karl Lagerfeld puts style stamp on Art Shoppe Lofts + Condos 74 In The News Art Shoppe Lofts + Condos builds buzz with LEGOs 76 Make Your Move Five common packing mistakes to avoid

78 Hot Topic First-time buyers, by the numbers by Wayne Karl

82 Condo Watch 416 Previews, new releases and grand openings in the 416 84 Designer Q&A In full bloom by Sara Duck

92 In The News Lifetime Developments Instagram photo contest an ode to Bond Condominiums’ home in Toronto’s Entertainment District

100 Condo Watch 905 Previews, new releases and grand openings in the 905 102 Sweetest Suites The Craftsman Condominium Residences’ model suite shows how to feather the nest 108 In The News The Residences of Royal Connaught launches prestigious Penthouse Collection 113 Condo Buyers’ Resource Section 118 Advertiser Index

by Chuck Resnick

CONDO PROFILES

PIANOSI DEVELOPMENTS Perspective Condominiums Freedom One: Live Free for One Year

106 58

SORBARA DEVELOPMENT GROUP Beacon Beacon’s luxury corner suites shine with light, light and more light in North York City Centre

EMPIRE Senses Condos Empire launches Senses Condos in the heart of Oakville FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 13

CELEBRATE BUILDING COMPLETION

AND REGISTRATION 4 INCREDIBLE SUITE DEALS! SELL OUT PRICING

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Please speak to Sales Representative for full details. Prices shown are for lowest floor available. Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected. Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice. Promotions may be changed and/or cancelled at any time without notice. Illustrations are artist’s concept. E.&O.E.

COMING THIS SPRING

INNER CIRCLE™ MEMBERS RECEIVE SPECIAL PERKS AND PRIVILEGES Special preview pricing Your invitation to the first advance sale

First choice of homes, floors and views Members only invitations to Daniels events Access to insider information

SUITES

FROM THE LOW

TOWNS

FROM THE MID

$200,000s $500,000s Finally! Everything you’ve been looking for in the heart of the city has arrived! The Bartholomew collection of condominium suites and traditional towns is redefining downtown living. Smart designs, impeccable designer finishes, outstanding amenities, and townhomes with private backyards – all just steps from a new 6-acre park, aquatic centre, MLSE athletic grounds, schools, shopping, and dining. And, the TTC is at your door. This is an extraordinary opportunity to own a new home in the award-winning, world-leading Regent Park revitalization – In the heart of it all, you can have it all.

Becoming an Inner Circle member is easy. To take advantage of Inner Circle privileges, a one-time $300 membership fee is required. This fee can be applied to the purchase of any Bartholomew suite. OR, should you decide not to purchase at The Bartholomew, your $300 will be fully refunded. It’s win-win!

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DANIELSBARTHOLOMEW.COM Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artist’s concepts. Prices and specifications are subject to change without notice. E.&O.E. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited. *Conditions apply, see sales representative for full details.

416.955.0559

INVESTOR ADVICE

4 up-and-coming investment hotspots By Andrew La Fleur

1. East Bay Front If you go visit the East Bay Front area today there are already signs of big changes, like the Corus Quay building, George Brown College, Sherbourne Common and Sugar Beach, to name a few highlights. In five years it will be unrecognizable with several highrise condos, office buildings, restaurants, retail and schools coming into the area. After decades of neglect, the waterfront is making a big comeback in Toronto!

4. Erin Mills Erin Mills has come a long way from humble beginnings. With lowrise housing prices out of reach for most buyers, and many more who bought in the first wave looking to downsize, look for the condominium trend to continue. Erin Mills Town Centre is finishing up a $100-million renovation, the Credit Valley Hospital keeps on expanding, and the Mississauga transit system is expanding rapid transit into the ‘hood.

In the area: Monde (Great Gulf Homes), Aqualina (Tridel and Hines), Daniels Waterfront (coming soon)

In the area: Daniels Erin Mills, Downtown Erin Mills (Pemberton)

he best time to invest in a neighbourhood is before the area is built-out and established. Here are four of my favourite up-and-coming areas to consider for investment in 2015:

2. West Don Lands The eyes of the world will be on the West Don Lands in the summer of 2015 when Toronto plays host to the Pan Am Games and this area will be the home of the Athletes’ Village. This neighbourhood has been built from scratch over the last few years and is starting to show signs of the potential it holds. And have you heard? The secret is starting to spread west of Yonge about what is quite possibly the best park in the city in Corktown Common – a stunning 18-acre greenspace. In the area: Canary Park (Dundee Kilmer), River City 3 (Urban Capital) 3. Downtown Pickering Population growth is one of the best predictors of real estate appreciation and Pickering’s population is expected to double over the next 15 years from 95,000 to 190,000. Much of this development will be centred around the new Downtown Pickering, which is defined roughly as Bayly Street to the south, Liverpool to the west, Kingston Road to the north, and Brock Road to the east. Downtown is just 26 minutes away by GO train. In the area: San Francisco by the Bay Phase 2 (Chestnut Hill Developments) 16 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Andrew la Fleur is an awardwinning realtor with Re/Max. Andrew’s expertise is in helping investors make money in the Toronto Condo Market. Visit TrueCondos.com/ NewCondoGuide for a free gift. Contact Andrew at 416.371.2333 or andrew@truecondos.com

Go on vacation every time you come home That’s what owning Monarch on the waterfront is like. Monarch offers three landmark condominiums on the sought-after Humber Bay Shores waterfront. Impressive lobbies. Water views. Concierge services. Luxury amenities. Lounges and rooftop terraces. Nearby bars and restaurants. For resort lifestyle, Monarch has the waterfront covered. Choose Monarch first. Now Registered!

ASK ABOUT OUR FANTASTIC INCENTIVES AND VISIT THE SALES CENTRE TODAY!

Under Construction | Prices from the $200,000’s*

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SALES CENTRE 2167 Lake Shore Blvd. W.

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Sales Centre Marine Parade Dr. Lake Ontario

Now Open | Prices from the $300,000’s*

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MonarchGroup.net

SALES CENTRE HOURS: Mon.-Thurs. 12pm-6pm. Weekends & Holidays: 12pm-5pm.Closed Fridays

first. *Prices, specifications and promotions are subject to change without notice. Rendering is artists’ concept and image is for mood and impression only. E.&O.E.

first date. Remember when it all started? First love. First memories. First accomplishments. And your first home. For almost a century Monarch has been central to so many important moments in people’s lives. So if you’re looking for a condominium, trust the oldest, strongest, most respected name in Canadian home building.

Choose Monarch. First.

Our Sky Suites lift luxury to a new level Queen West voted by Vogue as the 2nd coolest neighbourhood!

White volumes seemingly hover in mid air. Trees climb up the face of the building, like a forest reaching up the slopes of a mountain. And the amenities redefine luxe living. Picasso on Richmond is one of Toronto’s most striking architectural statements. It’s under construction now, rising over the heart of Queen West with views of Queen and Peter and the Entertainment District. Picasso on Richmond is very much a part of the celebrated Queen West experience, and is in the heart of the Toronto international Film Festival every year. You can even own a three bedroom suite from the $600’s! A location like no other, right at John and Richmond and just a 5 minute walk to the subway. Where else in downtown can you find space at this level and this price range? Only Picasso on Richmond. And only for now.

WELL UNDER CONSTRUCTION ONE BED + DEN FROM THE $400’s THREE BEDROOMS AND PENTHOUSES FROM THE $600’s

5% deposit* 1% off* 2 years free maintenance fees*

BUILDING LOCATION

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For a personal presentation, call our sales representative, Samuel Wong, at 416-495-3549

Queen St.

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discover more

MonarchGroup.net Limited time offer, some conditions apply. Please ask a sales representative for details. Prices, specifications and promotions are subject to change without notice. Rendering is artists concept and image is for mood and impression only. E.&O.E. 14497

UP TO

$25,000 + CASH BACK*

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BUY WITH DOWN!

IN R! E V EA O Y M IS TH

WE’VE HIT OUR INCENTIVES OUT OF THE PARK!

DANIELS’ GRADUAL DEPOSIT PAYMENT PLAN*

High Park living awaits! What could be better than enjoying outstanding amenities, nearby shops, exceptional Bloor West restaurants, and a 399-acre premier park? Awesome incentives designed to help you call HighPark Condominiums home. HighPark is well under construction, which means you’ll be able to move in this year! Suites from $299,900. PRESENTATION CENTRE: 2150 Bloor St West Mon, Tues and Thurs: 12-6pm / Wed: 12-8pm Sat, Sun and Holidays: 12-5pm / Fri: closed

*The 5% deposit program, free parking and locker, as well as cash incentives ($20,000 cash back on studio and one bedroom suites; $25,000 on one bedroom + den or larger suites) are available on selected suites for a limited time only. Other conditions apply. See Sales Representative for full details. Exclusive listing: City Life Realty Ltd., Brokerage. Brokers Protected. Prices and specifications are subject to change without notice. Illustrations are artist’s concepts. E. & O.E.

Take advantage while you still can!

416.351.1844 danielshighpark.com

STAT CHAT

Don’t kill the messenger, but Toronto condos looking real good By Ben Myers

ith the exception of 2009, I’ve been pretty bullish on the conditions of the Toronto condominium market. Some people just don’t like my positive outlook, and make their opinions known online. (As an aside, I should have been more bullish on the market in 2009, as there were over 10,000 new condo sales in the second half of the year, right on the heels of the global economic recession.) Some people are angry because they are priced out of the market and lash out at anyone calling for future price increases, which I understand. I was pretty angry 15 years ago too, living on peanut butter sandwiches and mac n’ cheese, thinking I’d never be able to buy a home (but I did). There is also a second group of folks who like to say “don’t ask your barber if you need a haircut,” implying that because I’m in the real estate business, I’m going to give you an opinion that serves simply to benefit myself. My forecasts and opinions are forged with the goal of being correct, period. I’d rather be called biased and have correct forecasts, than be unbiased and be wrong every year. In 2011, there were approximately 28,000 new condominium apartment sales in the Toronto Census Metropolitan Area (CMA), one of the highest levels of annual highrise activity of any major North American city over the last decade. With strong sales in 2011, there were very strong condo construction starts in 2012, at nearly 30,000! The negative-nellies were circling 2014 on their calendars (as the average condominium takes about 24 to 28 months to build) anticipating it would be the year all these projects would be completed and things would go bad for the highrise market. I disagreed, pointing out many of the mega-towers would take longer to build and the demand for condominium living was rising at a tremendous pace, fueled by lack of affordability and the new urban preference among younger generations. I have to admit I was a bit surprised by how well things went last year. New and resale prices went up, rents for condos also went up. The completed and unsold supply of condos declined in 2014 versus 2013 (per Canada Mortgage

I was a bit surprised by how well things went last year. New and resale prices went up, rents for condos also went up. The completed and unsold supply of condos declined in 2014 versus 2013 18 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

and Housing Corp.). The share of units listed for resale as a percentage of the market was unchanged (three to four per cent per quarter, according to Urbanation). Neither domestic nor foreign investors “fled” the market, or was there mass “flipping” of units at registration. Make sure you separate fact from opinion, but I’ll still offer my honest opinion, the Toronto condominium market is looking real good. Do your own research, ask a lot of questions, buy what you can afford, and good luck. Happy condo hunting.

Ben Myers is senior vicepresident of Market Research and Analytics at Fortress Real Developments. Ben assists in evaluating the market and projects that Fortress engages in. Follow his blog posts and commentary on the Canadian housing market at fortressrealdevelopments.com/ news or follow him on twitter at @BenMyers29

GOLD WINNER “INTERNATIONAL COMMUNITY OF THE YEAR” BY NORTH AMERICAN HOME BUILDERS ASSOCIATION

LAUNCHING PHASE 2 IN MARCH 75% SOLD IN PHASE 1 REGISTER NOW FOR PHASE 2 ASIAN INSPIRED CITY LIVING AT 501 YONGE FROM $199,900. Where inspired tradition meets modern style. Where the energy of the city calls. And the feeling of serenity welcomes you home. This is living in perfect harmony. This is the way of TeaHouse.

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SALES CENTRE BREADALBANE ST.

GROSVENOR ST.

YONGE ST.

Exclusive Listing Broker Milborne Real Estate Inc. Brokers Protected. Marketing Management by Anne Lambrou Living Visions Inc. Prices and specifications subject to change without notice. Illustrations are artist’s concept. E.&O.E.

WELLESLEY ST.

BAY ST.

Presentation Centre: 11 Wellesley St W. between Bay St & Yonge St. Entrance on Breadalbane Street Mon – Thurs: 12pm – 6pm, Sat & Sun: 12pm – 5pm, Friday & Holidays: Closed Site Located at 501 Yonge St

SITE

CARLTON ST.

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 19

COVER STORY

Soar high above the city in luxurious new penthouses MENKES OFFERS A LIMITED COLLECTION OF STUNNING PENTHOUSE SUITES IN NORTH YORK AT GIBSON SQUARE

AS GIBSON SQUARE NEARS COMPLETION, THE NEIGHBOURHOOD surrounding the new residential landmark by Menkes Developments is buzzing with excitement and anticipation. With the final phase of occupancy expected this spring and just a few select suites remaining, the ultra-luxurious penthouse suites are buyers’ last chance to join the award-winning developer’s incredibly successful North York development. This 42-storey tower designed by Rafael Bigauskas Architects Inc., will bring the ultimate in penthouse living to the heart of North York at Yonge Street and Park Home Avenue. Boasting superior features 20 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

and finishes and stunning panoramic views overlooking North York and the Toronto city skyline, the stunning penthouse collection at Gibson Square includes some of the building’s best layouts and views. “Buyers really see the value in the area, the sales at Gibson Square have been incredible,” says Jared Menkes, director of development at Menkes.

“With penthouse occupancies anticipated for this spring, new purchasers will have the privilege of moving into their penthouse almost immediately – a big advantage for today’s condominium buyers.” To help prospective purchasers understand the high level of finishes and exacting designs of the penthouses, Menkes will be opening two new penthouse model suites designed by Bryon Patton and Associates. The penthouses will feature soaring nine- and 10-ft. ceilings, expansive terraces or balconies, a choice of plank laminate flooring in principal rooms, top-of-the-line appliances, and ensuite stacked washer and dryer, with superior interior finishes to complete the upscale suites. Kitchens will boast a choice of custom-designed kitchen cabinetry, polished granite countertops with elegant mosaic tile backsplash and contemporary stainless steel appliances. Bathrooms will include a custom-designed vanity with cultured marble and/or granite countertops, and elegant full-height ceramic or porcelain wall tile in the tub or shower enclosure. The exclusive penthouse suites will be available in two-bedroom-plus-den and two-bedroom-plus-familyroom layouts and located on floors 35 through 42. The suites will range in size from a spacious 1,236 sq. ft. to an expansive 1,926, sq. ft., and begin at an affordable $835,990 and range up to $1,350,990. “Designed for buyers who want the convenience of a condo lifestyle as well as the luxury of spacious living quarters, these penthouse suites are the finishing touch

to complete Gibson Square,” adds Jared Menkes. Boasting more than 20,000 sq. ft. of recreational and entertainment amenity space, residents at Gibson Square will enjoy two party rooms, a theatre room with surround sound, and a private outdoor rooftop garden. Residents can also take advantage of the fully equipped fitness centre –complete with weight room, cardio equipment and an aerobics and yoga studio – as well as a spainspired indoor swimming pool overlooking the hustle and bustle of Yonge Street below. Sitting atop of Yonge Street at a highly desired North York address, Gibson Square is at the centre of a vibrant and cosmopolitan city centre that caters to the needs of its residents. Surrounded by a wealth of neighbourhood amenities including cafes, restaurants, shopping centres, parks and a library, as well as convenient, direct underground access to the North York Centre subway station and Empress Walk Shopping Centre, residents of Gibson Square really will have it all.

For more information or to experience the Gibson penthouse yourself, visit the presentation centre located at 4954 Yonge St., open Monday to Thursday from noon to 6 p.m.; and Saturdays and Sundays from noon to 5 p.m. For more information, visit menkes.com, email condoa@menkes.com, or call 416.730.9722. FEB JANUARY 28 - MAR 17 - 14, 31, 2015 NEW CONDO GUIDE 21

IN THE NEWS

New-home sales off to healthy start in 2015 JANUARY ’15 REGION

LOWRISE

HIGHRISE

TOTAL

2013 2014 2015 2013 2014 2015 2013 2014 2015

Durham

136

140

135

147

Halton

105

281

337

149

135

374

486

Peel

187

259

293

212

294

339

486

861

531

495

908

551

York

139

376

329

112

251

473

416

GTA

576

1,103 1,114

Toronto

664 1,093 825 1,240 2,196 1,939

Source: RealNet Canada Inc.

n true New Year’s resolution form, the new home industry started off 2015 with healthy home sales in January, according to the Building Industry and Land Development Association (BILD). Sales of new homes and condominiums in the GTA were just above the 10-year average in the first month of the year. This was consistent for both the highrise and lowrise sectors, which were tracked at 825 and 1,114 sales respectively. While prices in the highrise sector remained relatively unchanged, the ground-related market reached a new record-high of $710,628 – an eight-per-cent increase over last January. “This is what happens when demand outpaces supply,” explains BILD president and CEO Bryan Tuckey. 22 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

“Our region has a reduced housing choice. This is the result of a lack of serviced, designated-fordevelopment land in areas that have been ear-marked by the province and municipalities as appropriate places to grow.” Tuckey adds that condominiums remain an attractive option for newhome buyers, citing location and amenities as one of many benefits of condo living. According to the RealNet New Home Price Index, highrise prices remained stable, down one per cent to $444,505.

ROME HAS VIA VENETO. MIAMI HAS SOUTH BEACH. L.A. HAS RODEO DRIVE. TORONTO HAS YORKVILLE. INTRODUCING THE GOLD COLLECTION An Exclusive Release of Luxury Residences at Minto Yorkville Park

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FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 23

PRIORITY PREVIEW SALES EVENT THIS WEEKEND! Visit the Sales Centre Today! lotuscondos.ca or 416.222.8338 CONDOS AT BAYVIEW & SHEPPARD ACROSS FROM THE SUBWAY from $298,900 Located across from Bayview subway station and Bayview Village Shopping Centre, Lotus Condominiums offers a whole new concept of luxury living with sleek, designer-inspired suites and impeccable finishes.

The Best Location At

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Kenaston Gardens

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SALES CENTRE LOCATED AT 500 SHEPPARD AVE. EAST EXCLUSIVE BROKERAGE: IN2ITION REALTY INC. BROKERS PROTECTED. *PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST’S CONCEPT. E.&O.E

There's good, and there's Great Gulf.

LIVE AT YONGE AND RICHMOND. CITY, TOWER AND LOMBARD SUITES AVAILABLE.

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A NEW LANDMARK IS UNDER CONSTRUCTION. CANADA’S MOST CONNECTED CORNER.

Suites from

$640,000s

Sales Centre 33 Bloor St. E 416.922.0081 onebloor.com

Exclusive listing, Baker Real Estate Incorporated, Brokerage. Brokers protected. All illustrations are artists’ concept. Prices, sizes and specifications subject to change without notice. E.&O.E.

FINANCES

Tax tips for the homebuyer TAX CREDITS TO EASE THE PAIN OF THIS BIG-TICKET PURCHASE

uying a home is a big investment and a financial commitment – especially as a first-time homebuyer. Many first-time homebuyers are generally recovering from the first year of moving into their dream home, and all the associated fees, unanticipated closing costs and expenses to maintain the home. There are a couple of tax credits

that homeowners should be aware of when filing their 2014 tax returns. The Home Buyers’ Plan (HBP) is a program that allows you to withdraw up to $25,000 from your Registered Retirement Savings Plan (RRSP) to buy a qualifying home for yourself or for a related person with a disability. RRSPs aren’t just for retirement anymore. This plan lets first-time homebuyers access their retirement savings tax-free, to increase their down payment and decrease their mortgage amount – and interest paid. continued on pg. 28

26 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

WE SWEAT THE SMALL STUFF.

At Chaz Yorkville, we pay attention to the smallest details. Like building a plywood bracket behind the master bedroom wall to install a flat screen TV. Elegant solid core entry doors to give you an impressive sense of arrival. Illuminated light switches so you don’t fumble in the dark. Stylish under valance lighting in the bathrooms. Premium oak wood in the Sky Residences corridors. Lightning fast Rogers fiber optic cable. All this, plus a great location just steps to world-class shopping, dining, culture and the subway. Spectacular Chaz Club in the sky with panoramic views. The best in fitness, recreation and leisure. This is Yorkville living at its finest.

Sales Centre

Dupont St.

Bloor St.

Church St.

Avenue Rd.

Yorkville Ave.

45 Charles St. E. Yonge St.

Bay St.

U of T

Isabella St.

Wellesley St.

VISIT THE SALES CENTRE TODAY! CHAZYORKVILLE.COM | 416.922.0045 SALES CENTRE LOCATED AT 101 YORKVILLE AVE. SITE LOCATED AT 45 CHARLES ST. EAST MON. – THURS. & SAT. – SUN.: 12PM – 6PM, FRI & STATUTORY HOLIDAYS: CLOSED EXCLUSIVE BROKER BAKER REAL ESTATE INC. BROKERS PROTECTED. *SPEAK TO A SALES REPRESENTATIVE FOR MORE DETAILS. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. ILLUSTRATIONS ARE ARTIST CONCEPT. E&O.E.

SPECIAL OFFERS 5% DEPOSIT* UP TO $35,000 CASHBACK* 2 YEAR LEASEBACK* FROM THE $400’S I MOVE IN SPRING 2015 FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 27

FINANCES continued

The HBTC is a federal tax credit available to qualified first-time homebuyers or homeowners who have not owned a home in the previous four years The HBP withdrawal limit is $25,000 – tax-free – for each you and your spouse, for a combined total of up to $50,000 toward your down payment or other homepurchase related costs. In order to take advantage of this plan, your RRSP contributions must remain in the RRSP for at least 90 days before you can withdraw them under the HBP. Generally, you will be required to repay all the withdrawals to your RRSPs within a period of 15 years to avoid paying tax on that sum. You will have to repay an amount to your RRSP each year until your HBP balance is zero. If you do not repay the amount due for a year, that amount will have to be included in your income for that year, and you will be taxed. The Homebuyer’s Tax Credit (HBTC) is a federal tax credit of up to $750 available to qualified first-time homebuyers or homeowners who have not owned a home in the previous four years. This tax credit was introduced in 2009 to ease the burden of closing costs for first-time buyers. Do you qualify for the HBTC? » Neither you, your spouse or common-law partner may have lived in a house that either of you owned in the year of purchase or any of the four preceding years. » If you are a person with a disability or are buying a house for a relative with a disability, you don’t have to be a first-time homebuyer to qualify. However, the home must be purchased to allow the person with a disability to live in a more accessible dwelling or in an environment better suited to their needs and care. » A qualifying home is a housing unit located in Canada that already exists or is being built. » A share in a co-operative housing corporation that entitles you to possess, and that gives you an equity interest in a housing unit located in Canada, also qualifies. However, a share that only provides you with a right to tenancy in the housing unit does not qualify.

28 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

WHY THE HOME BUYERS’ TAX CREDIT IS GOOD FOR CANADA The federal government introduced the HBTC to give Canadians some much-needed tax relief. As part of the Government of Canada’s $62-billion economic stimulus announced in the Economic Action Plan, first-time homebuyers can get this non-refundable tax credit to help offset legal fees, disbursements and land transfer taxes. People with disabilities who move to a more accessible home may also qualify for the tax credit. The HBTC makes it a little easier to make one of the largest purchases of our lives – a home. For more information and tax tips, visit online at cra-arc.gc.ca

OPEN HOUSE Wednesday 12-8PM Saturday 12-5PM

NOW

is the time to move into Toronto’s best new neighbourhood. You’ll be close to work, incredible shopping, a new park, Aquatic Centre, MLSE Athletic Grounds plus a quick walk to Leslieville, Cabbagetown, The Financial District, The Eaton Centre, The Distillery District and more!

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416.955.0559 $500,000s DANIELSONEPARKPLACE.COM TOWNS FROM THE MID

ONLY

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Parliament St.

Berkeley St.

Gerrard St. E

Oak St. Cole St.

Sackville St.

TOUR MODEL SUITES

Move in today!

BOOST your downpayment from 5% to 15%…interest and payment free!*

Regent St.

Arnold Ave.

Milan St.

Dundas St. E

One Park Place Presentation Centre

500 Dundas St East • Mon/Tues/Thurs: 12-6pm Wed: 12-8pm • Sat/Sun: 12-5pm • Fri: Closed

*The First Home Boost Program is not available on the townhomes and is only available on a limited number of suites.**Conditions apply. Parking, locker and maintenance incentive are only available on a select number of home types. Exclusive Listing: CityLife Realty Ltd. Brokerage. Brokers Protected. Illustrations are artist’s concepts. Prices and specifications are subject to change without notice. E.&O.E. All brand names, logos, images, text and graphics are the copyright of the owners, The Daniels Corporation. Reproduction in any form, without prior written permission of The Daniels Corporation, is strictly prohibited.

HOT DATES

MARCH 2015 Calendar of events taking place from Feb. 28 – Mar. 14

March 7 & 8

March 13 – 22

Toronto Vintage Clothing Show

National Home Show + Canada Blooms

THE QUEEN ELIZABETH BUILDING, EXHIBITION PLACE Welcome spring with a new “old” wardrobe at the Spring 2015 Toronto Vintage Clothing Show. Admission is $10, which includes entrance to the Toronto Antique & Vintage Market. Shop vintage and retro clothing, jewelry, accessories and antiques. torontovintageclothingshow.ca

DIRECT ENERGY CENTRE, EXHIBITION PLACE North America’s largest home and garden extravaganza is back to ring in spring! Two world-class events are wrapped into one: the National Home Show brings back favourites like Destination Renovation, the 2015 Dream Home and the 2015 Idea Stage. While you’re there, check out 50,000 sq. ft. of feature gardens at Canada Blooms. nationalhomeshow.com

Until April 26

Until May 9

ROYAL ONTARIO MUSEUM & THE MUSEUM OF CONTEMPORARY CANADIAN ART Contemporary Canadian artist Douglas Coupland explores the 21-st Century condition, Canadian cultural identity, the power of language and modern technology through diverse media ranging from Lego to found materials, painting to installation. rom.on.ca

ST. LAWRENCE MARKET See Toronto through the eyes of three generations, now on display at The Market Gallery, located on the second floor of St. Lawrence Market. The collection features close to 80 black and white photographs shot by photographers and long-time friends Harry Joy, Doug Hemmy and Andy Brooks, known for featuring Toronto as a subject of their art. Admission is free. 416.392.7604

Douglas Coupland: everywhere is anywhere is anything is everything

32 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Toronto Observed Through Three Generations

MOVE IN THIS SPRING. SKY PENTHOUSE SUITES.

ONLY A FEW REMAINING PENTHOUSE SUITES.

2 2 DD W W

11'-5" 11'-5"

1 1

W.I.C. W.I.C.

BEDROOM BEDROOM

PENTHOUSE PENTHOUSE

SPACIOUS SPACIOUSWALK-IN WALK-IN CLOSET CLOSETIN INBOTH BOTHBEDROOMS BEDROOMS 13'-0" 13'-0"

5 5

10'-0" 10'-0"

3 3

Tower Two

GIBSON GIBSON NORTH NORTH TOWER, TOWER, PENTHOUSE PENTHOUSE 103, 103, $1,175,990 $1,175,990 -- 1728 1728 SQ.FT. SQ.FT.

TWO TWOFULL FULLBATHROOMS BATHROOMS &&ONE ONEPOWDER POWDERROOM ROOM

ENTRY ENTRY

MASTER MASTERENSUITE ENSUITEHAS HASAADOUBLE DOUBLESINK SINK AND ANDSEPARATE SEPARATESHOWER SHOWER&&TUB TUB FAMILY FAMILY 13'-8" 13'-8"

BALCONY BALCONY

W.I.C. W.I.C.

8'-4" 8'-4" 15'-10" 15'-10" BREAKFAST BREAKFAST

KITCHEN KITCHEN COMES COMESWITH WITH BREAKFAST BREAKFASTAREA AREA AND ANDFULL-SIZE FULL-SIZE APPLIANCES APPLIANCES

15'-6" 15'-6"

KITCHEN KITCHEN

14'-10" 14'-10"

MASTER MASTERBEDROOM BEDROOM

22'-0" 22'-0"

11'-0" 11'-0" LIVING/DINING LIVING/DINING

BALCONY BALCONY

TWO TWOSPACIOUS SPACIOUSBALCONIES BALCONIES

Gibson Gibson Square Square Sky Sky Penthouse Penthouse Suites. Suites. Located Located on on Yonge Yonge Street, Street, in in the the heart heart of of North North York, York, Gibson Gibson Square Square is is surrounded surrounded by by aa vibrant vibrant and and cosmopolitan cosmopolitan City City Centre. Centre. AA wealth wealth of of stores, stores, restaurants, restaurants, parks parks and and recreation recreation are are all all within within aa short short stroll stroll away. away. Easy Easy access access to to Highway Highway 401 401 and and all all points points in in the the city city are are just just minutes minutes to to the the south. south. STARTING STARTING FROM FROM $$835,990 835,990 INCLUDING INCLUDING PARKING PARKING.. facebook.com/MenkesLife facebook.com/MenkesLife

@MenkesLife @MenkesLife

The Thedimensions dimensionsshown shownon onthis thisplan planare areapproximate approximateonly. only.See Seesales salesrepresentative representativefor fordetails. details.Prices Pricesand andspecifications specificationsare aresubject subjecttotochange. change.E.&O.E. E.&O.E.February February2015. 2015.

south south of of Mel Mel Lastman Lastman Square Square

Condo Condo Centre Centre Hours Hours ::

416.730.9722 416.730.9722 II menkes.com menkes.com

PARK PARKHOME HOMEAVE. AVE.

SITE SITE

MENKES MENKES CONDO CONDO CENTRE CENTRE

SHEPPARD SHEPPARDAVE. AVE.W. W.

HWY. HWY.401 401

FINCH FINCHAVE. AVE.W. W.

Mon Mon--Thurs Thurs12-6pm, 12-6pm,closed closedFriday, Friday,Sat Sat&&Sun Sun12-5pm 12-5pm

SHEPPARD SHEPPARDAVE. AVE.E.E.

GLENDORA GLENDORAAVE. AVE.

BAYVIEW AVE. AVE. BAYVIEW

SUBWAY SUBWAY

Visit Visit the the Menkes Menkes Condo Condo Centre Centre today. today.

YONGE ST. ST. YONGE

4954 4954 Yonge Yonge Street, Street,

BATHURST. ST. ST. BATHURST.

The dimensions shown on this plan are approximate only. Actual useable floor space within the unit may vary from any stated floor areas or dimensions on this plan. The dimensions shown on this plan are approximate only. Actual useable floor space within the unit may vary from any stated floor areas or dimensions on this plan. For more information on the method used for calculating the floor area of any unit, reference should be made to Builder Bulletin No. 22 published by Tarion. February 2011. For more information on the method used for calculating the floor area of any unit, reference should be made to Builder Bulletin No. 22 published by Tarion. February 2011.

MOVE IN THIS SPRING. AMAZING VIEWS ARE IN SIGHT.

FINCH FINCHAVE. AVE.E.E.

EMPRESS EMPRESSAVE. AVE.

YOUR LIFE STOREY STARTS HERE.

Coming Soon Yonge & Eglinton, Toronto Register now at menkes.com

Construction Starting Peter & King, Toronto Starting from $281,990 416.591.7700

Construction Starting Church & Carlton, Toronto Starting from $241,990 416.591.7700

Under Construction York & Harbour, Toronto Starting from the mid $300’s 416.591.7700

Under Construction Richmond & Spadina, Toronto Starting from the mid $300’s 416.591.7700

Move In This Summer Avenue & Davenport, Toronto Starting from $420,000 416.323.0100

Move In This Spring Yonge & Park Home, North York Starting from $835,990 416.730.9722

New Release Evans Ave. + Brown’s Line, Etobicoke Starting from the mid $500’s 416.259.2525

@MenkesLife

Prices and specifications are subject to change. E.&O.E. February 2015. 24473

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CONDO PRO

The early bird gets the best deal By Barbara Lawlor

epending on when in a condominium’s development process you purchase your suite, you will have to wait some period of time for your move-in date. If you purchase early from floor plans, you benefit from the optimum selection and, of course, the lowest pre-construction pricing. But the biggest advantage to buying early in the process is the equity you earn over the time span of construction, which can vary if weather does not cooperate, or unexpected labour or materials shortages occur – which does happen. Look on the bright side – your equity during this time can average as much as five per cent per year, which is quite attractive. Another benefit of buying early in the process, especially for first-time buyers, is having time to save additional money toward your down payment. I have known young professionals who have taken the equivalent of their maintenance fee and banked it each month to use toward the deposit. This provide the extra funds for the down payment and gets you used to budgeting for your eventual carrying costs. In addition to saving money during your condo wait, you can make the most of the time by considering the design of your decor and layout. You have room dimensions, so plan your colour schemes, etc., so that when you have your colour selection appointment, you will have a good idea of what will complement what. Look critically at your furnishings and accessories, and decide what to bring to your new home and what to give away or sell. This is particularly appropriate for the more mature buyer. I have met several empty-nesters who spent years making the decision to sell their long-time family home and buy a condo suite. When they were finally sure they wanted to take advantage of carefree single-level living in a residence with wonderful amenities, they were actually happy to have time to make the transition psychologically, as well as physically. They also appreciated the opportunity to pare down possessions gradually in preparation for occupancy. This may involve passing along family heirlooms to younger generations and figuring out which items will fit into your new living space. Remember, too, that if you are among the first to move into your condo, you may have to wait a while before the building is totally complete. The upper floors are finished after the lower ones, and some of the amenities may not be entirely ready for use. This is a similar scenario to moving into a house in a lowrise community where homeowners have to experience some dust and dirt before all the driveways and landscaping are installed. A highrise condominium is built from the ground up, so keep that in mind if you see tradespeople going up and down on the elevators. Residents do receive things like snow removal, lawn mowing, concierge service and the like right away, which is a big part of what maintenance fees cover. 34 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Be realistic with your move, and be patient before and after you move in. As you wait for your suite to be ready, you can use time to your benefit by becoming even more prepared for a wonderful move-in day. Enjoy the wait – and remember that your investment will most likely increase in value by the time you move in. Whether you buy from plans when the sales office opens, an inventory suite when the condo is complete, or any time in between, the main thing is that the timing is right for you.

FINAL 2 WEEKS HELD OVER LIMITED TIME ONLY!

Buy at Liberty’s Legacy Park and receive 8% interest on your deposit!* Live in Thornhill’s most connected community at Bathurst & Centre Street.

URBAN CONDOS FROM THE $300s BATHURST & CENTRE STREET

CENTRE ST.

LegacyParkCondos.com 905-731-8302

YONGE ST.

*Vendor will pay simple interest at a rate of 8% per annum, and such interest amount shall be calculated from the date the full 15% deposit is received until: (i) 12 months from such 15% deposit satisfaction and (ii) occupancy of the unit, whichever is earlier, which amount shall be credited on successful closing. Subject to change. Restrictions apply. See Sales Representative for details. E. and O.E.

407 BEVERLEY GLEN BLVD.

BATHURST ST.

SALES CENTRE ON BEVERLEY GLEN JUST WEST OF BATHURST

TTC/VIVA

STEELES AVE W.

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 35

FINAL 2 WEEKS HELD OVER

36 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

HIGHWAY 407

STEELES AVE.

HIGHWAY 404

HIGHWAY 7

HIGHWAY 400

WESTON RD.

HIGHWAY 427

LIMITED TIME ONLY!

IMMEDIATE OCCUPANCY

ONLY

5% DOWN PAYMENT

RICHMOND HILL

DANFORTH AVE.

$284,000 LIVE FROM

$302,900 LIVE FROM

$253,000 LIVE FROM

READY!

HWY 407

READY!

DA NF ORT H

RD .

LESLIE ST.

BAYVIEW AVE.

AVE .

BAYVIEW AVE.

DON CAS TER

YONGE ST.

STEELES AVE.

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FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 37

MONEY MATTERS

RRSPs: they’re not just for retirement anymore By Gail Vaz-Oxlade

ith tax season just around the corner, you may be thinking about your RRSP contribution. There was a time when the only thing an RRSP was used for was saving for retirement, but this is no longer the case. These days, you can use your RRSP as a savings plan for a down payment on a home, among other things. It’s fair to say that the RRSP has become Canadians’ favourite savings account. The problem with an RRSP being all things to all people is that its wider scope, its greater flexibility, its move from a hands-off-don’t-ever-touch-this-money retirement plan to a you-can-use-it-whenever-you-can-justify-it savings account makes identifying your investment strategy more complex. Most people say they don’t have enough money to maximize their RRSP and set aside a non-registered emergency fund, which explains the overlap between retirement savings and other types of savings that take place within an RRSP. The first question to ask yourself when choosing investments for your RRSP is, “When am I going to use this money?” If you’re using a portion of your RRSP savings as your emergency fund, then keep that portion of the RRSP assets fairly liquid so you can access the money in

an emergency. If you’re tapping into your RRSP to buy a home, you’ve got a short- to medium-term investment horizon and must choose investments that suit. So you’ll have to forgo equities in favour of a moreconservative investment portfolio. Since you don’t have the time to wait out the bumps in the road that are part of the equity-investment experience, you have to settle for less return. Being clear on how you plan to use your RRSP dollars is especially important when those dollars are being contributed to a spousal plan or the contributing spouse could find money withdrawn from that plan taxed in his or her hands. The rules for withdrawals from a spousal RRSP state that if money is taken from a spousal plan within three calendar continued on pg. 40

38 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

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FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 39

MONEY MATTERS continued

The first question to ask yourself when choosing investments for your RRSP is, “When am I going to use this money?” years of a contribution, that money could be taxable at the hands of the original contributor, defeating the original income-averaging strategy. Make spousal contributions by the end of the calendar year as opposed to in the first 60 days of the new year, since spousal contributions are measured on a calendar-year basis. If you delay your contribution, you’ll end up extending the withdrawal period by another calendar year. Perhaps the toughest part about using your RRSP for myriad purposes is keeping track of which of your RRSP dollars is for what. Here, consolidation may work against you. Instead, consider opening a separate RRSP for each of your purposes and file your statements based on what you’re trying to accomplish. Separate accounts will not only help you stay focused on the purpose for which you are saving, it will allow you to keep your time horizon in perspective. While the money in your RRSP is yours and you decide how to spend it, don’t sacrifice your long-term goals for short-term ones. It’s easy to get focused on a single objective to the exclusion of all others. To be balanced, look at what you want your savings to do for you long-term, medium-term and short-term. If you’re saving for a home, instead of putting this year’s total RRSP contribution into your “Home Ownership RRSP,” consider dividing it equally between home ownership and retirement. It will take a little longer to get into your dream home, but when you do, you won’t be behind in terms of retirement planning.

40 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Gail Vaz-Oxlade is the host of Til Debt Do Us Part, author of Debt Free Forever and blogs daily at gailvazoxlade.com. Follow Gail on Twitter at twitter.com/GailVazOxlade

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LEGALLY SPEAKING

The pre-delivery inspection By Jayson Schwarz

he pre-delivery inspection (PDI) is a small but important part of the new-home buying process. When you close on your new home or condo, included in the adjustments is the cost of your Tarion enrolment, which covers defects in the completion of your new home. Anything that is damaged, incomplete, missing or not operating properly should be noted on the builder’s PDI form to verify that these conditions existed prior to occupancy. Most Agreements of Purchase and Sale make the deficiency list prepared as part of your PDI the only basis for repairs, subject to the major items such as foundation cracks. If you don’t list it, you may not be able to compel the builder to fix it. The following list will help you make sure you are covered. Visit Tarion.com for a more definitive checklist. 1. Insist on having enough time to do the inspection and allow yourself enough time with no need to be anywhere else. 2. Write everything down yourself. Don’t let the builder’s representative take charge. 3. If something has not been installed or completed, this should be noted. 4. Don’t rush! Do not let the builders representative push you. Insist on moving at you own speed. 5. Write everything down, no matter how seemingly small or insignificant. 6. Do not accept promises of repair during inspection. If something is not right, mark it down. 7. Try every light, socket, tap, drain, toilet, door, lock, window, appliance – everything that could be defective now or go wrong later. 8. Watch for stains on carpet, scratches on wood floors, cracks in paint or drywall, areas where they forgot a second coat of paint, etc. 9. Look for water stains or spots, and if you see them insist on knowing why they’re there, and where they came from. 10. Check out the condominium’s common areas – lobbies, garbage rooms, parking areas, gym, lockers, pool, tennis court. Remember, you own part of the common areas and if parts are incomplete, wrong or defective, list it! 44 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Remember, this inspection is key to establish your position as it relates to deficiencies, so that no one can say a defect happened after possession. Make sure you check carefully. Some readers ask what happens if the builder rushes them or something happened so they did not get the opportunity to finish their PDI. The answer is to immediately complete your list and send it to the builder and to Tarion. Don’t forget that you have an opportunity to raise these issues in Tarion’s 30-day form, which is submitted to Tarion during the first 30 days of possession. According to Tarion, “It should list any unresolved warranty items from the Pre-Delivery Inspection and any new items that have come up since you obtained possession of the home.”

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. Visit schwarzlaw.ca or email info@schwarzlaw.ca and give us your questions, concerns, critiques and quandaries.

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FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 45

IN THE NEWS

Minto wins multiple EnerQuality awards

Pictured left to right: Alison Minato, vice-president, Sustainability; Derek Hickson, manager, Sustainable Developments; Wells Baker, director, Conservation and Sustainable Design; Roya Khaleeli, sustainable design professional; Tex Mcleod, Mcleod & Associates

he Minto Group was once again honoured for energy efficiency and sustainability at the 2014 EnerQuality Awards Gala held recently. This marks nearly 40 years of sustained industry recognition for Minto’s better, Greener building. With recent harsh temperatures stressing the importance of living in well built, energy efficient homes, Minto is proud to be recognized for its commitment to building high performing homes, winning a total of three awards, including Energy Star for New Homes Builder of the Year (large volume), Best Green Marketing Campaign, and Ontario Green Builder of the Year – for the third time. “In this, the year that Minto proudly celebrates 60 years of home building, it’s truly an honour to once again be recognized by EnerQuality for our leadership in energy efficiency and sustainability.” says Alison Minato, vicepresident, Sustainability, The Minto Group. “We take great pride in crafting our award winning communities to meet advanced green building standards.” Founded in 1998, EnerQuality’s mission is to transform Ontario’s housing into the most energy efficient and sustainable in the world through voluntary programs. For almost 40 years, Minto has been at the forefront 46 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

of meeting and exceeding these standards within all developments. The Minto Group was the first major developer in Canada to support green building initiatives and has enjoyed a long history of receiving Ontario green building accolades, winning the Ontario Home Builders’ Association Green Builder of the Year award in 2008, 2010 and 2011 as well as being named the Ontario Home Builder of the Year by the OHBA in 2012 and 2014. Minto is committed to thirdparty verification on all its new developments with over 3000 homes in Canada and the United States Energy Star certified to date. The Minto environmental policy guides all company developments to deliver higher performing homes including new properties such as Queen’s Landing and Potter’s Key. About Minto Celebrating 60 years of building, The Minto Group is a family-owned, fully integrated home builder, construction and property management company with operations in Ottawa, Toronto, London, Calgary and Florida. With more than 70,000 new homes built, Minto also manages more than 17,000 residential rental homes and apartments, and carries a commercial portfolio of more than 2.5 million square feet of office, retail and industrial space. In addition to these holdings, the company owns and operates Canada’s largest portfolio of executive furnished suites. Visit Minto.com

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IN THE NEWS

Empire Communities unveils brand new look and plans for continued expansion in Ontario

ver the past 20 years, Empire Communities has built more than 10,000 single-family and highrise homes across the GTA and Southwestern Ontario. Now one of the top builders of master-planned communities in the province and the largest Energy Star builder in Southwestern Ontario, Empire has undergone an exciting company rebranding and currently has Ontario and U.S. expansion plans underway. “Empire has grown from a small, single-project property developer to become one of Canada’s largest home builders,” says Daniel Guizzetti, co-founder, CEO and president. “By revitalizing our brand, we’re commemorating our legacy of building inspiring homes and neighbourhoods of enduring value. But we’re also sharpening our focus on our continued growth, and building on what we’ve always delivered – confidence, trust and optimism in the home buying experience.” The Vaughan-based community builder that started in Dundas, Ont. plans to continue its growth in the province with the possession of enough land to accommodate 20,000 new single-family and highrise homes in Canada, including its expansion into the United States, specifically Texas. Empire’s pioneering history started in Brantford, Ont. with Wyndfield, its first master-planned community, and the builder has plans for 13,000 new homes across the GTA and Southwestern Ontario. The recent release of new home designs of Lush at Victory saw tremendous success with buyers clamouring to own in the Upper Stoney Creek neighbourhood. This past year saw another milestone, with Empire achieving 1,000 Energy Star qualified homes at Wyndfield. In its 20-year history, Empire has achieved more than 90 awards for outstanding service and achievement, including the Green Builder of the Year Award from both the Building Industry and Land Development Association and the Hamilton Halton Home Builders’ Association. “We were one of the first in the industry to become a land developer and a home builder that creates single-family detached homes and highrise condos,” says Andrew Guizzetti, co-founder, CFO and executive vice-president. “And as we move ahead into the next 20

48 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

years, we will reflect on our history, build on our solid reputation as a company that instills confidence and trust, and continue our commitment to creating sustainable communities and homes that make luxury more affordable for everyone.” Since opening its doors in 1993, Empire has impacted 30,000 lives with the purchase of a home, and prior to that the founders’ families had played a major role in the development of the GTA and Southwestern Ontario with the construction of Toronto landmarks like the Rogers Centre, Scotia Plaza and the Gardiner Expressway. “This rebranding process gave us the opportunity to pause and look at what Empire has accomplished – the ‘What’ and the ‘Why’ of our work,” says Paul A. Golini Jr., co-founder and executive vice-president, industry relations. “We love what we do and that’s seeing how a small neighbourhood or community can grow just from an idea.” The renewed look and feel of the Empire brand was led by Toronto branding agency Distility, which worked with internationally renowned graphic designer Carmen Dunjko, founder of Pod 10 Art + Design. Dunjko has worked with The National Ballet of Canada, The City of Toronto, Club Monaco, Random House and Holt Renfrew, among others. The new brand was co-created by customers, a cross-section of Empire team members and the founders. The new logo features a “Crown E” to respect Empire’s past, represent its future and capture the inspiration that the home builder brings to its work of creating homes for thousands of Ontarians every day.

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HOMEBUYERS’ HELP

Interest rates, oil prices, our dollar & Canada’s homes By Kara Kuryllowicz

ower interest rates, falling oil prices and the Canadian dollar are making headlines nation-wide, but how they impact homebuyers depends on where they are on the map. Regarding rates, Adrienne Warren, senior economist of real estate at Scotiabank points out, “A quarter point provides a modest boost to affordability, but it’s not a game changer because on average, it will cut monthly mortgage costs by just about $50. Whether you were leaning toward buying or not buying, I don’t think the rate cut will change your mind.” Although most economists and experts expected interest rates would be on the upswing by now, it’s now predicted the Bank of Canada will make yet another cut in March. It appears interest rates will remain low for much of 2015 with favourable longer-term and fixed rates that will make home purchases more

50 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

appealing to Canadians already planning to buy in 2015. Although experts are reluctant to weigh in on the variable versus fixed discussion, it could be a good time to lock in. Warren notes, since rates will likely be higher in 12 to 24 months, now’s the time to focus on topping up principal payments. “Lower interest rates will make the housing market a bit stronger through to 2016, but in a number of markets, the single-family home is still quite unaffordable to the average buyer, so we may see a shift in sales compositions with even more condo purchases,” says Diana Petramala, economist, real estate, TD Bank Group. Because the overall economic environment and employment, both of which are affected by interest rates and oil, are the housing market’s key drivers, regional differences will be more profound across western, central and eastern Canada. In commodity-dependent provinces, particularly Alberta, Saskatchewan and Newfoundland, economic uncertainty is a legitimate concern, as temporary and more permanent job loss is already a reality. To date, oil-driven housing markets like those in Calgary and Edmonton have seen a drastic and immediate shift, with existing home sales down 30 to 45 per cent from last year’s peaks. While Petramala isn’t expecting a recession in Alberta, Saskatchewan and Newfoundland, it will feel like a recession with housing prices expected to fall as much as 10 per cent in Calgary, Edmonton and St. John’s in 2015 and into 2016. As the oil-producing regions battle headwinds, Petramala notes that further east, export- and manufacturing-dependent regions will benefit from the state of the Canadian dollar, a stronger U.S. economy, lower oil prices and lower interest rates. In the non-oil producing regions, unemployment rates will gradually drop through 2015 and into 2016. In Vancouver and Toronto, January sales reached above long-term averages with moderate price increases on the horizon, while prices in Quebec City, Ottawa and Montreal will remain flat – although Montreal still has the second-highest home-price-to-income ratio outside of BC. “We see little pent-up demand for housing in most markets following the strong run over the past decade,” says Petramala. “Last year, mortgage rates fell to what homebuyers thought would be the lowest possible level for borrowing costs. This caused a rush to buy, particularly among first-time homebuyers and average existing home sales jumped well above their long-run averages. Toronto, Vancouver and Montreal still remain relatively expensive and even if mortgage rates head lower, the impact on overall affordability measures will likely be marginal.”

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 51

MORTGAGE ADVICE

What to consider before getting your first mortgage By Alyssa Richard

e all have financial goals. You may want to get out of debt, save more money or even buy your first home. If you’re thinking about the latter, a plethora of new financial tasks awaits you. You’ll need to get your down payment ready, hire a home inspector and a real estate lawyer, and, of course, find the home you want to buy. But before you can do any of that, you need to get pre-approved for a mortgage. Once you’ve been pre-approved, remember that this is the absolute maximum amount a bank or mortgage broker would be willing to give you – and the mortgage payment at that top price is often outside of people’s comfort zones, when it comes to their personal budgets. To ensure you’re not strapped for cash and become house poor, try to buy something at a lower price point. Your budget will especially thank you when – not if, when – interest rates go up. Economists have said an interest rate hike was on the horizon for years, but indications are that it could happen in 2015 (despite the recent drop). Since our economy follows the U.S.’s, the Bank of Canada will watch what the Federal Reserve does and go from there. It’s predicted that our prime rate could go up by as much as 1.25 to 1.50 per cent, though, which would affect anyone who had a loan attached to prime (variable mortgage, bank loan or line of credit). If you’re thinking of taking advantage of a low variable mortgage rate this year, you should first run the numbers to see if you could afford this potential increase. According to the Canadian Real Estate Association, the average home price in Canada is slightly more than $413,000. If we plug that number into a mortgage calculator, put down 20 per cent and choose the current best fiveyear variable rate in Toronto (2.09 per cent), your monthly mortgage payment would be $1,413. Now, if prime went up by 1.50 per cent, so would your mortgage rate. If yours went up from 2.09 per cent to 3.59 per cent, your monthly mortgage payment would go up to $1,665 – that’s $252 per month or $3,024 per year extra that you’d need to find in your budget. Imagine how difficult that would be to come up with, if you’d already purchased something at the top of your max budget. And fixed rate mortgage holders won’t be immune to the interest rate increase, either – those will likely go up,

52 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

too, but you’d be protected from that until your mortgage came up for renewal. Still, I wouldn’t be surprised if we saw more people go fixed this year, in light of this potential interest rate increase. Even if it weren’t on the horizon, it’s always best to stress test a mortgage before you buy. A good rule of thumb: if you can’t afford a two-per-cent interest rate hike, you may want to look at a home within a more appropriate price range.

Alyssa Richard is the founder and CEO of ratehub.ca, a mortgage rate comparison site that aims to empower Canadians to make smart financial decisions.

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Get a quote at tdinsurance.com/fits or call 1-877-889-1396 TD Insurance home protection is distributed by TD Insurance Direct Agency Inc and is underwritten by TD Home and Auto Insurance Company in Ontario and by Primmum Insurance Company in the rest of Canada. Our Quebec address: 50 Place Crémazie, Montreal (Quebec) H2P 1B6. ® The TD logo and other trade-marks are the property of The Toronto-Dominion Bank.

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FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 55

HOME SWEET HOME

Your home is your castle By Lydia McNutt

he Home Depot, the world’s largest home improvement retailer, recently announced its fourth-quarter and fiscal 2014 results, and they ain’t too shabby. The company and its subsidiaries across Canada, the U.S. and Mexico reported sales to the tune of $19.2 billion – up 8.3 per cent year-over-year. That buys a lot of home improvement. Homeowners love their castles, and are doing what they can to make them just that – their castle. With spring around the corner, perhaps a full-on renovation or some simple upgrades are on your mind. The warmer weather, and the urge to refresh and revive after a brutal winter, take over. Couple that with what is gearing up to be another hot real estate season in Toronto, and you can bet that you won’t be the only one on the block to pick up a hammer. Whether you’re buying a new place or selling your old one – and many will be doing both! – a few upgrades can go a long way. Renos for resale: Before you put your home on the market this spring, get an objective assessment of its appearance. Ask someone who will feel comfortable giving you an honest opinion, such as a real estate agent or a professional home stager. The right reno can put more dollars back in your pocket. But before you start knocking out walls, ask yourself if the return will we worth the cost, time and inconvenience of a major reno. Demand should also factor into your decisions. Would you pay extra for solid gold bathroom faucets? Aim in line with the look, feel and price of the area. Remember, neighbourhood often dictates price more so than the home itself. Short of a massive renovation, a fresh coat of paint, some new hardware and great lighting goes a long way to showing your home at its best without costing an arm and a leg.

Buyers’ upgrades: Just as renovating your home can get you a better return on your sale, a renovation can get you a bigger bang for your buck when you buy. If neighbourhood is the most important factor (and for many it is), then get in at a price you can afford, and work on those upgrades later once you’ve built up some equity. Whether you’re buying an old fixer-upper or a brand new place, remember that Rome wasn’t built in a day, and your dream home may not be either. Your financial picture will change, as may your family structure, needs, wants and home-building trends. Taking your time with something as pricey as a home renovation could pay off in the long run – especially if you’re planning to stay a while.

56 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

When you’re ready to reno, hire the right contractor for the job. The Canadian Home Builders’ Association suggests you ask questions first: » What services do you offer? » Have you done renovations like ours before? » Can we visit one of your current projects? » Do you carry workers’ compensation and liability insurance? » What warranty do you offer on your work? » Do you have references? Call the references and ask about their experience. Was the work completed within the specified time frame and for the agreed-upon price? Are they happy with the work? Do your dream home due diligence – after all, it is your castle.

Lydia McNutt is an award-winning writer and editor. Lydia’s love of architecture, interior design and the written word have landed her happily at home at New Condo Guide. Email Lydia.McNutt@wall2wallmedia.com, and follow her on Twitter @LydiasTweets

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Exclusive listing brokerage: In2ition Realty FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 57

CONDO PROFILE

BEACON’S LUXURY CORNER SUITES

Shine with light, light and more light (within North York City Centre)

eacon is a bright light that harkens the promise of livable luxury. Surrounded by the shine of city living and the downtown amenities you’d expect much further south on Yonge Street, Beacon is the Sorbara Development Group’s answer to downtown living in the heart of North York. The presentation centre showcases all at 5200 Yonge St. City lights are even closer than imagined with an underground walkway that connects to

58 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

the North York Centre subway station. It’s a breeze to get downtown to the Eaton Centre without donning a jacket, while also providing an easy commute to Bay Street or a night out at the Air Canada Centre. Close to major highways, traveling by car is more convenient than ever, just hop on the 401 or Don Valley Parkway/404. Well within reach of those seeking a cosmopolitan lifestyle, this slender tower of 372 residences raises the bar on luxury and style to become the ultimate urban lifestyle in the sky. Luxury finishes and features are the best of the best. Vignettes of a designer kitchen, bath and living area showcase its features: nine-ft. ceilings with floor-to-ceiling windows, integrated paneled appliances, stone countertops, soaker tubs – plus spacious balconies and terraces. Suites range from cosy 488-sq.-ft. one-bedrooms to 1,346-sq.-ft. suites with two bedrooms, two bathrooms and a den. Prices for smaller suites start from the high $200,000s with occupancy offered in 2018. Two-bedroom/two-bathroom corner suites at Beacon have been designed for you, whether you are a parent seeking a residence for students, colleagues or siblings entering home ownership by sharing the space, couples looking to start a family, or anyone looking for a home office or other flex space. Priced from $394,800 for a third-floor suite, they accommodate equity building not always possible within Toronto proper. Functional space, efficient design and natural light are key components of these corner suites that maximize space and embrace windows on two sides – that’s right, two sides! Both bedrooms, living, dining and

kitchen areas are bathed in natural light. Even the darkest days will never be dreary in these light-filled suites that are also among the most spacious in the collection. These suites include a master bedroom with ensuite that features a shower, while a second bathroom has a full tub. Share this suite with a friend, colleague or sibling, or enjoy the space and treat it as an office in the sky. At 35 storeys, you really can have an office and a home in the clouds. Shine your light on Sparkle, Titanium and Luminous as the suites to consider. Beacon’s lavish amenities are wrapped in an atmosphere of Zen and awe. From recreation to relaxation, residents will discover an opulent lounge with a kitchen, bar, dining area and elegant, club-style seating. They have a choice of billiards and gaming lounge, or a movie in the screening lounge. There is an in-house sculpting gym for cardio and weights as well as a yoga studio. Then, relax with a visit to the Asian-inspired spa area with its steam room and treatment room. Enjoy the outdoor terrace or just meditate by the reflecting pool. A barbecue, fire pit and courtyards complement outstanding outdoor living. Two guest suites offer accommodations for visitors who won’t

want to leave. A 24-hour concierge service ensures Beacon offers every convenience. Located at North York City Centre, Beacon is steps away from restaurants, shops and irresistible retailers that have elevated the night life of Yonge Street. Also close by are Mel Lastman Square, Gibson House Museum, the Douglas Snow Aquatic Centre and the library – plus plenty of parks, greenspace and nearby walking trails. The street-level podium of Beacon will house more than 15,000 sq. ft. of retail. The Sorbara Group of Companies is family-owned and managed with more than 60 years of experience in building fine homes and neighbourhoods. The company has partnered with Wallman Architects and Rafael+Bigauskas Architects, both specialists in urban design, landscape architect thincdesign, and Union 31 interior design, plus In2ition Realty and The Walsh Group to market Beacon.

Visit 5200 Yonge St. to view vignettes showcasing the livable luxury of Beacon. beaconcondos.ca FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 59

HOMEBUYERS’ HELP

Beyond sticker price: WHAT’S THE REAL BOTTOM LINE? By Kara Kuryllowicz

s much as location affects everything from the size of home to lifestyle and commute times, most Canadian homebuyers’ decision-making is still driven primarily by sticker price and mortgage payments. A recent study by Pembina Institute and RBC, Location Matters: Factoring location costs into homebuying decisions, looks at how location-related factors affect the overall costs of a home through the eyes of four homebuyers, beyond just sticker price. While the homebuyers were in the Greater Toronto Area, the study raises a number of questions and highlights issues that are relevant to Canadian homebuyers from coast to coast. “The main takeaway is that any homebuyer should figure out the total home-ownership costs and impact on lifestyle when making a home purchase,” says Erica Nielsen, vice-president of home equity financing at RBC. “It comes down to personal preferences and what you are willing to trade off – perhaps it’s living a bit closer to the city and giving up one car, or living in a neighbourhood with easy transit. Widening your criteria in your home search could yield savings, and sometimes those savings aren’t immediately obvious.”

“You have to look at what you need, what you want and what you are willing to give up if you can’t have both” 60 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Sticker price versus the bottom line Since home-buying math is a complex equation, buyers must also consider costs beyond sticker price, like their monthly home maintenance and transportation expenses, many of which are tied to location and type of home: transportation (car versus public transit), property taxes, utilities, insurance, home repairs or improvements, furniture and decor. “We tend to focus on the sticker price first, because we see it as a lump sum, then the weekly, biweekly or monthly mortgage payments which are sizeable, but location can also have a major impact on transportation costs – what will it cost to drive everywhere?” says Markus Moos, assistant professor at the School of Planning, University of Waterloo in Ontario. “In smaller towns and rural areas, the housing costs less, but homebuyers need to consider the additional costs – if that location will require bigger vehicles and/or a vehicle for every adult who drives.” At first glance, the larger home with the extra bedrooms and big backyard may appear worth the fourhour round-trip commute. However, Moos also suggests you carefully assess both the financial and less tangible costs, such as impact on mental and physical health, work-life balance and relationships – monthly, annually and long term. “The total cost can vary by adjusting the location and transportation costs,” says Nielsen. “It’s important to evaluate all of the variables to make sure the total cost fits into your budget. Often, adjusting needs and wants could save you money in the long run.” You may be pre-approved and able to carry the mortgage on a $600,000 home, but also consider the lifestyle you want. Can you carry the home and still afford the annual vacations, the kids’ hockey program, and date night with your spouse? You also have to ask the tough questions: what if you lose your job or your partner – how are you protected? “You have to be honest and budget for that,” says Nielsen. “Buying a home is personal and you have to look at what you need, what you want and what you are willing to give up if you can’t have both.”

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FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 61

DESIGNER ADVICE

A new colour story By Yanic Simard Photos by Brandon Barre

hen looking to add a little colour to your condo, you may feel like you have surprisingly few options. You don’t want to dress the walls in an overwhelming shade (impossible to paint over!) and all that’s left is pillows and posters? Well, in fact, there are many ways to add a touch of colour without going all in, or going totally without. Read on for some safe but effective options for broadening your colour palette in ways you can live with, but might not have even dreamed of! Navy Looking to add a little colour and a lot of sophistication? The rich depths of navy are a perfect accent to nearly any space: it reads as a neutral despite having an obvious colour undertone, allowing it to act as the breakout hue in a conservative palette or as a background to brighter shades.

In other words, it can hold its own, or make other colours sing – especially the warm tones in rich tan leathers, golden metallics, and earthy woods. » Feeling blue? Try navy on: CABINETS: I was originally set on having my cabinets

sprayed a more strict neutral when I updated my kitchen, but I’m so glad I went for Benjamin Moore’s Gentlemen’s Gray (#2062-20) instead. My brass accents and stainless appliances look equally sharp against this timeless choice. UPHOLSTERY: Because navy is so associated with classic nautical style (not to mention the eternal ocean) it can never go out of fashion, making it a smart choice for upholstered items you want to outlast trends. Plus, you can always switch out accent pillows for a new vibe. LEATHER: Icy blue-gray leather provides an unexpected but still subdued twist on pieces like benches, ottomans, or bar stools, for an excellent contrast to espresso woods and taupe fabrics. Brass Although gold can easily quench your metallic cravings, brass is the must-have metal for the moment and the

continued on pg. 64 62 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 63

DESIGNER ADVICE continued

long term. It’s had a bad wrap for a decade or so, but it’s back and it's not going away any time soon. Whether you’re going gilded all over or just dabbling in a few small doses, brass adds contrast, shine and a human touch, without feeling like “colour.”

Mother Nature has already trained our eyes to accept greens paired with virtually every other hue and shade, so feel free to fall in love with this no-fail option.

» Feeling brassy? Try it for:

» Feeling green? Try it on:

HARDWARE: Switching out plain cabinet handles is an easy

WALLS: For a demure tone with a hint of heritage appeal, try Antique Jade #465 or Garden Oasis #699. For a small space like a powder room (or to accent a door or vanity), try the rugged masculinity of Jack Pine #692. For minty freshness, try Greenwich Village #445 or Gray Cashmere #2138-60, with white trim for crisp perfection. PLANT LIFE: What better way to add some green than with a little... well, greenery? Large, leafy plants add an organic element that can’t be matched, softening the edges of the room and infusing subtle colour without painting a thing.

way to refresh a dull kitchen space, and can also seriously upgrade simple big box store furnishings. LIGHTING: Plug-in sconces are a brilliant way to add lighting where major electrical work is unrealistic. Exposed wiring may be an eyesore, but many modern fixtures make the cord and a beautiful channel part of the accent, for a perfect transitional appeal. TABLETOP: Rather than painting your walls a radical red, look to accents like brass candlesticks, serving dishes and cutlery to warm up your table and spark some dinner conversation. Green If you want your condo in the clouds to feel a little more grounded, inviting green shades are a natural choice. From green greys to shining emeralds, leafy colours are another near-neutral option for those who want add a touch of life without going totally wild.

continued on pg. 66 64 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

INTRODUCING

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DESIGNER ADVICE continued

If you want your condo in the clouds to feel a little more grounded, inviting green shades are a natural choice. From green greys to shining emeralds, leafy colours are another nearneutral option for those who want add a touch of life without going totally wild.

Feeling just a little more daring? Here are three ways to add a bigger colour punch without breaking a sweat. POSITIVE PINK: While a bright fuchsia

shade might make you think “baby’s room,” a barely there pink for a living or dining area wall appears almost neutral, but infuses a flattering warmth to the ambient light that energizes the entire atmosphere. Try Benjamin Moore’s 2102-70 First Light. GLEAMING GLASS: Tinted, transparent glass makes an excellent design chameleon, visually blending into

66 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

the background so as to add rich colour that automatically adjusts to the space. Consider it for clustered vases, or multicoloured pendant lights, to broaden your palette. PRIMARY POWER: A popular palette in Europe, colour-blocking primary shades of red, yellow and blue creates an artistic, sophisticated atmosphere. Blend deep dominating navy upholstery with mid-tone red (Persian rugs or pillows) and pops of pure yellow (bright blossoms) to get it right every time.

Yanic Simard is New Condo Guide’s design editor, principal designer of award-winning Toronto Interior Design Group (tidg.ca), and regular guest expert on City’s Cityline. Check out Yanic’s accessory line, Yanic Simard Selected, by visiting online at ysselected.com

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LIFE. LIVED BETTER.

IN THE NEWS

Chilly conditions as January housing sales slip

anuary was a chilly month in Canada, not just due to the frigid temperatures and wicked weather. The latest figures from the Canadian Real Estate Association (CREA) show national real estate sales slipped last month, down due to the drag in activity in the Prairies. Real estate sales slip The number of MLS home sales fell 3.1 per cent in January 2015 compared to December 2014. “As expected, consumer confidence in the Prairies has declined and moved a number of potential homebuyers to the sidelines as a result,” says Beth Crosbie, CREA president. “By contrast, housing market trends in the Maritimes are continuing to improve, which underscores the fact that all real estate is local.” The drop in sales was seen in about 60 per cent of all local housing markets. “Comparing sales activity for January this year to sales one year earlier, there was a fairly even split between the number of markets where sales were up versus the number of markets where sales were down,” says Gregory Klump, CREA’s chief economist. “The decline in national sales largely reflects weakened activity in Calgary and Edmonton. If these two markets are removed from national totals, combined sales activity remained 1.9 per cent above year-ago levels.” New listings, inventory up While sales fell, new listings rose 0.7 per cent from December 2014, led by Edmonton and Greater Toronto. By contrast, Greater Vancouver, Calgary and Regina posted the largest monthly declines in new listings. The national sales-to-new-listings ratio was 49.7 per cent in January – the first time it fell below 50 per cent since December 2012 – marking a return to a balanced housing market. Another factor indicating a balanced market was the amount of housing inventory, which reached 6.5 months – the highest reading since April 2013.

68 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Prices continue to climb The actual (not seasonally adjusted) national average price for homes sold in January 2015 was $401,143 – up 3.1 per cent year-over-year. This average, however, is skewed by Greater Vancouver and Greater Toronto, which are among Canada’s most active and expensive housing markets. Taking these two markets out of the equation, the average price is a relatively more modest $312,280, which represents a year-over-year decline of 0.3 per cent. Two-storey single-family homes continued to post the biggest yearover-year price gains (+6.57 per cent), followed by townhomes (+5 per cent) and one-storey single-family homes (+4.61 per cent). Price growth remained comparatively more modest for apartment units, at 3.11 per cent. Greater Vancouver (+5.53 per cent), Greater Toronto (+7.47 per cent) and Calgary (+7.76 per cent) continued to post the biggest year-over-year increases, though that rate is slowing in Calgary. In other markets from west to east, prices were up on a yearover-year basis in the Fraser Valley, Victoria and Vancouver Island, while remaining stable in Saskatoon, Ottawa and Greater Montreal. By contrast, prices declined on a year-over-year basis in Regina and Greater Moncton.

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IN THE NEWS

Karl Lagerfeld puts style stamp on Art Shoppe Lofts + Condos

alk about making a lasting first impression – in more ways than one! Fashion icon Karl Lagerfeld will design the entrance lobbies at Art Shoppe Lofts + Condos, a new mixed-use development coming to Yonge and Eglinton, developed by CD Capital Developments and Freed Developments. This marks Lagerfeld’s first foray into Canada’s residential real estate realm. Working with the developers, architecture studio architectsAlliance and interior design firm Cecconi Simone, Lagerfeld will be outfitting two residential lobby spaces with his hand-picked features, finishes and furnishings, his signature style and exceptional eye for detail. “What I really like is what I’ve never done before,” Lagerfeld said in a press release. “I am always looking for opportunities to expand my range of creative expression, and am excited by the opportunity to design this in Toronto, Canada as part of the Art Shoppe Lofts + Condos. I’m excited to be part of the CD Capital and Freed approach to the ‘Art of Change’.” The developers are equally excited about the alliance: “We are especially honored to collaborate with Karl Lagerfeld – one of the world’s most celebrated and prolific designers – to execute the ‘Lobbies by Karl Lagerfeld’,” says Jordan Dermer, managing partner of CD Capital Developments. “My partner Todd Cowan and I approached the Art Shoppe Lofts + Condos with the goal to develop an iconic architectural landmark destination in the heart of Toronto. With the involvement of Karl Lagerfeld we are doing just that. A true pioneer of design, his mastery of fashion, photography and interior design are unparalleled. Combining property with possibility; it is this talent that will give the building a timeless identity and bring the ‘Lobbies by Karl Lagerfeld’ to life.” Adds Peter Freed of Freed Developments: “We have always sought to find ways to partner in our developments with some of the great design minds of our generation, and share their style. We look forward to sharing Karl Lagerfeld’s distinctively ultra-modern, highly structured style for the Art Shoppe Lofts + Condos and believe that his premier Canadian condominium design will create spaces that will be valued by our residents, treasured by our city, and appreciated by the world.” The Art Shoppe Lofts + Condos will be located at 2131 Yonge St., in the vibrant Yonge and Eglinton neighbourhood. It will feature a 28-storey tower on the north side of the property stepping down to a 12-storey

72 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Photo by Karl Lagerfeld

midrise building of lofts to the south. Suite options in the development will range from studios to one- and twobedroom designs. For more information, visit artshoppecondos.com.

the art of living

on Yonge at Eglinton from the $200s Every once in a while, something comes along that makes you rethink all your expectations. Welcome to the Art Shoppe* lofts and condos, the flagship of Yonge and Eglinton. This changes everything.

Be part of the transformation Register at ArtShoppeCondos.com *Registered trademark of Art Shoppe Limited. 2131 Yonge Developments GP Limited is an authorized licensee of such trademark. Exclusive listing: Private Service Realty Limited, Brokerage. Brokers protected. Prices and specifications are subject to change, E. and O.E.

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 73

IN THE NEWS

Art Shoppe Lofts + Condos builds buzz with LEGOs

ith the looming launch of Toronto’s highly anticipated new condominium project in early spring, the development team behind the Art Shoppe Lofts + Condos built up some hype by building LEGO. Art Shoppe Lofts + Condos will be built on the site of the former Art Shoppe store at Yonge and Eglinton, a wellknown site for modern furnishings. Given this legacy, and the developers’ appreciation for contemporary design, Freed Developments and CD Capital Developments commissioned a team of LEGO brick artists, from Cube Works Studio, to create a unique, large-format sculpture, 74 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

utilizing more than 20,000 pieces of the popular children’s building set. The 7.5-by-14-ft. sculptural installation featured a large-format representation of the condominium’s iconic and colourful logo, erected and displayed within one of the Art Shoppe presentation centre’s large show windows (located along Yonge Street). The construction of the LEGO sculpture required approximately 50 hours of work, by a team of two LEGO artisans. The Art Shoppe Lofts + Condos will be located at 2131 Yonge St., in Toronto. It will feature a 28-storey tower on the north side of the property stepping down to a 12-storey midrise building of lofts to the south. Suite options in the development will range from studios to one- and two-bedroom designs. For more information about the Art Shoppe Lofts + Condos, visit artshoppecondos.com

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onthedanforth

MAKE YOUR MOVE

5 common packing mistakes to avoid By Chuck Resnick

ore than four million people moved residences in Canada last year, many of whom did the packing themselves. For some, it works out fine; others have problems resulting from a lack of foresight, poorly packed boxes and inexperience in loading moving trucks. Here are a few tips to help you avoid finding damaged items at your destination: 1. Consider purchasing boxes from your mover. The most common packing mistake we see are people getting free boxes at the grocery or liquor store and then putting too much weight in them. For example, using a large box to pack books and magazines may make it too heavy to lift, and the box might break during the move due to the weight. Use this rule of thumb: The heavier the item, the smaller the box. Be choosy about your boxes; free boxes from a grocery store that have been used to ship produce could contain insect larvae that may transfer to your belongings. 2. Be realistic about the number of boxes you need. Depending on how long you have lived in your current location, you will most likely underestimate your boxes requirement. Often, we hear of renters who think 40 or 50 boxes will be enough, and then realize they need upwards of 80, two days before moving day.

3. Start packing early and be completely packed when the movers arrive. Sometimes we arrive at a customer’s home and they’re not packed. There’s nothing more frustrating than trying to move customers’ belongings while they are attempting to shove items into boxes and we get in each others’ way. This also interferes with the optimal loading of the moving truck. We have a loading system where the first things we place in the truck are light items such as chairs, lamp shades, cushions, etc; we place these items in the ‘attic’ (the area over the cab) of the truck. We can get lots of light items up there and they stay secure. Next, we create a ‘box wall’ stacked to the ceiling to hold the items in the attic in place. We then stand plastic wrapped mattresses against the box wall and secure everything with tie-off straps to keep belongings from getting jostled during the move. If you’re not completely packed and ready on moving day, we can’t create that box wall early on, and this decreases the capacity of the items that can be moved at one time. It also eats up precious time, and therefore, money! 4. Think ahead. Begin packing items you don’t use daily. As you pack your boxes move them to the front of your home and stack them along a wall near

76 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

the front door. Having them by the door, organized and ready to go, instead of having movers go back and forth to each room can shave 10 to 20 seconds off the time for each box. Saving 20 seconds per box can save lots of time and money. 5. Consider having your moving company pack for you. We are skilled, have more experience and have standard-size small, medium and large boxes that are designed to fit into our trucks to create a perfect box wall for optimum efficiency and safety. When it comes to moving, a little forethought goes a long way. Because your belongings mean a lot to you, take extra care when packing so that they arrive at your destination safely.

Chuck Resnick is vice-president of marketing and operations, Two Men and a Truck Canada. twomenandatruck.ca

HOT TOPIC

FIRST-TIME BUYERS By the numbers

USE OF TECHNOLOGY

By Wayne Karl

HOW YOUâ&#x20AC;&#x2122;RE GETTING A MORTGAGE

40%

23%

used social media to gather information about mortgages

used mobile devices to access mortgage information

Up from 28% last year

84% research mortgages online

55% visit lender websites

Compared to 14% for other mortgage consumers

Up from 77% last year

Down from 61% last year HOMEBUYING PROCESS

33% visit broker websites

80%

use an online mortgage calculator

Up from 31% last year

Up from 79% last year

42%

got pre-approval

78 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

60%

had concerns or uncertainty about buying a home, such as unforeseen costs, paying too much or finding the right home

40%

incurred unexpected expenses during the homebuying process, such as adjustments, lawyers fees and land transfer tax

THE LENDER EXPERIENCE

HOMEBUYER ATTITUDE

37%

54%

arranged their mortgage through their primary financial institution

67%

VS.

of repeat buyers

33%

28%

had a good understanding of mortgage options

feel they got the best mortgage deal to meet their needs

feel the mortgage process was easy and straightforward

VS.

59%

for repeat buyers

53%

for repeat buyers

44%

for repeat buyers

WHAT YOU’RE BUYING

48%

arranged their mortgage with a broker

40%

VS.

80%

were satisfied with their lender

VS.

of repeat buyers

78%

of all homes purchased by firsttime buyers in the GTA were priced below $500,000 (through first half of 2014)

70%

were satisfied with their broker

WHO YOU ARE

Two-thirds are younger than 35 Æ

SOURCE: CANADA MORTGAGE AND HOUSING CORP., OTHER SOURCES

Almost half are between 25 and 34 Æ

65%

have household incomes of $90,000 or less

82%

have postsecondary education

20%

have household incomes of less than $45,000

Higher than other mortgage consumers

23%

were born outside Canada

34%

of first-time buyers born outside Canada are more likely to have more than four people living in their home, versus 15% for those born in Canada FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 79

WINTER/SPRING 2015 FREE

HOME&CONDO THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME

Trends in lowrise & highrise homes Your guide on where and what to buy

THE GUIDE TO BUYING AND MANAGING YOUR FIRST HOME 416.626.4889 80 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

WHAT TO CONSIDER BEFORE GETTING YOUR FIRST MORTGAGE

Expert tips to

DECORATE YOUR FIRST HOME 1 YOUR S PFIRST E C I AHOME L E DWINTER I T I O N 2015

YFH 02-07-15_master.indd 1

15-02-03 7:10 PM

GTA Edition Feb 28 - Mar 14, 2015

Your complete source for condos, lofts and townhomes in the GTA

IN THIS SECTION Maps and listings for new condo communities in the 416 region Builder news and the latest in condos in the 416 FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 81

CONDO WATCH

416 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

previews & registrations

new releases & grand openings

THE BARTHOLOMEW By The Daniels Corp.

AVANI 2 By Tridel

Condominiums and traditional towns coming soon to Downtown East. Register today. Web: DanielsBartholomew.com

This newest addition to the Metrogate landscape in now open at Kennedy and Hwy. 401. Visit the presentation centre today. Web: Tridel.com

ON THE DANFORTH By Diam Developments Register now to love, lounge and live on the Danforth, steps to restaurants, shops, bars and the subway. Web: OnTheDanforthCondo.com

ART SHOPPE CONDOS + LOFTS By Freed & CD Capital Developments Experience the art of living at Yonge and Eglinton. Register now. Web: ArtShoppeCondos.com

EAST FIFTY FIVE By Lamb Dev. Corp. & Hyde Park Homes Spectacular modern residences coming soon to the lower east side. Register now to stay informed. Web: East55condos.ca

MINTO WEST SIDE By Minto Preview opening coming soon at Minto’s new condominium, coming soon to Bathurst and Front Street. Register now. Web: MintoWestSide.com

previews & registrations BLUE DIAMOND AT IMPERIAL PLAZA By Camrost Felcorp Brilliant living and forever views at the aptly named new condo coming soon to Avenue and St. Clair. Register now. Web: BlueDiamondCondos.ca/cg

CITYLIGHTS ON BROADWAY By Pemberton Group

DESIGN HAUS By Shiu Pong

GIBSON SQUARE By Menkes New release of podium suites in North York City Centre, at Yonge and Park Home. Web: Menkes.com

E CONDOS By Bazis Final release of terraced units in the vibrant Yonge and Eglinton neighbourhood. Visit the presentation centre today. Web: ECondos.ca

RIVA DEL LAGO By Monarch Riva del Lago is now open on the Etobicoke Humber Bay waterfront. Register now. Web: MonarchGroup.net

PACE By Great Gulf The final release of suites at Pace is now underway. Get all the details on this intensely urban and decidedly modern project. Web: PaceCondos.com

THE RAVINE By Urban Capital & ALIT Developments

RIVERCITY 3 By Urban Capital

City and nature come together at The Ravine. Register now. Web: TheRavine.ca

VIVID CONDOMINIUMS By Pemberton Group

New condos at Yonge and Eglinton are coming soon. Register now. Web: CityLightsCondos.ca

TEAHOUSE By Lanterra Developments

5959 YONGE ST CONDOS By Ghods Builders Inc.

Launching Phase 2 in March. East meets West in this new Asian-inspired condominium located at 501 Yonge St. Register now. Web: TeaHouseCondos.com

New North York condominium residences are taking luxury and lifestyle to new heights. Now previewing. Web: 5959Yonge.com

MINTO YORKVILLE PARK By Minto

TEA GARDEN CONDOMINIUMS By Phantom Developments

82 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Now open in the Upper Beach, The Southwood is the place to be for the modern family. Visit the presentation centre at 663 Kingston Rd. Web: TheSouthwood.com

Design Haus is exceptionally designed and steps to everything Toronto has to offer. Register now. Web: MyDesignHaus.ca

Vivid Condominiums at Bloor and Islington is the grand finale of a brilliant master-planned community. Register now. Web: VividCondos.com

A highly anticipated condominium is coming soon to Toronto’s high-end Yorkville neighbourhood. Register now. Web: MintoYorkvillePark.com

THE SOUTHWOOD By Streetcar

Intimate boutique address coming to the prestigious Bayview Village area. Register now. Web: TeaGardenCondos.com

Presentation centre and model suite now open at Urban Capital’s new condominium coming to the revised West Don Lands. Web: RiverCityToronto.com

BEACON By Sorbara Group Sleek 35-storey tower coming to the North York skyline. Presentation gallery now open. Web: BeaconCondos.ca

RESIDENCES OF 488 UNIVERSITY AVENUE By Amexon Development Corp. Presentation gallery is now open, showcasing this elegant 55-storey glass and steel tower on University Avenue. Web: 488University.com

50 AT WELLESLEY STATION By Plaza Now open at Yonge-Wellesley, this condo ushers in a new way of city living. Web: PurePlaza.com

TEA.TIME. BOUTIQUE CONDO LIVING AT BAYVIEW VILLAGE FROM THE MID 200â&#x20AC;&#x2122;S Welcome to Tea Garden Condominiums, located in the prestigious Bayview Village neighbourhood. An intimate boutique address graced with contemporary architecture and luxurious amenities. An urban oasis just steps to Bayview village, subway and parks!

R EG ISTER N OW AT T EAG A R D EN CON D OS.COM Brokers Protected. Prices and specifications are subject to change without notice. Illustration is artist concept. E .&O.E.

DESIGNER Q&A

In full bloom I

t was love at first sight when we saw the stunning floral textiles from Bluebellgray. Sara Duck chats with the designer behind the brand, Fi Douglas. Where does the name come from? FD u I love bluebells, seeing them carpeting a wood in the springtime is one of my favourite experiences and something I look forward to every year. I knew I wanted to use a flower in the name and bluebell felt right. The ‘gray’ part is reference to the fact I often print on natural linen cloth that has a gray colour. I liked the fact the name gives a sense of the aesthetic of the brand. What inspires your designs? FD u Inspiration is everywhere you look – from a walk in the park, seeing a great movie, reading a book or even a tree in your garden. For me inspiration is about taking the time to look and appreciate what a beautiful world we live in.

Accent Chair. $1,699.

What do you love most about being a designer? FD u Being able to share something which can bring a little happiness into someone’s home or life. At the end of the day it’s the most wonderful job in the world to be able to paint something from the heart and for other people to enjoy that too. What has been your most popular design? FD u The Abstract pieces have been very popular – I think they offered something new and sit so well with the florals. But Taransay is a close second and will always have a special place in my heart – it really sums Flower Field Meadow Duvet Set. $200. 84 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

up the Bluebellgray style. I adore large, oversized florals and using a rainbow of colours – it may not be traditional or expected, but it really comes from the heart. If you could design a custom piece for anyone, who would it be and why? FD u I’d love to design something for the Duchess of Cambridge. She seems quite traditional so I’d love to do something for her with a modern take on traditional florals.

Inspiration is everywhere you look – from a walk in the park, seeing a great movie, reading a book or even a tree in your garden. For me inspiration is about taking the time to look and appreciate what a beautiful world we live in.

Which online shops do you love to peruse? FD u Anthropologie and Liberty are definitely favourites, and Jonathan Adler always has great design pieces to covet. I do have a little boy, Archie, and another baby on the way, so a lot of my online shopping time is dedicated to them. This Modern Life and Molly Meg are nursery favourites right now – full of beautifully crafted unique pieces with lots of natural materials. If money was no object, which decor store would you love to have a shopping spree in? FD u Earlier this year we took a trip to New York City and I could definitely have spent a small fortune in ABC Home. The rugs and design pieces were just incredible and the store was so beautiful. We lost a lot of time wandering around there in a colourful cloud! What are your plans for Bluebellgray this year? FD u There is so much going on right now so it’s a very exciting time. Spring 2015 will see the biggest collection launch to date for Bluebellgray, so we are full steam ahead right now finalising designs and planning photoshoots. There are of course signature Bluebellgray florals in there, and also some very exciting new designs which will offer our customer something a little bit different and maybe something they are not expecting.

Glenda Cushion. $85.

For more information visit bluebellgray.com

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 85

™

ARAGON.CA

50%

SOLD

™

ARAGON.CA

THINKFORWARD™ ARAGON.CA

LIVEFORWARD™ ARAGON.CA

*Prices and availability subject to change or be withdrawn without notice and do not include taxes. E&O.E.

YOU DON’T LIVE IN DESIGNFORWARD A BOX. THAT’S WHY WE’RE THINKING MOVEFORWARD OUTSIDE OF IT.

ENIGMA ON THE PARK r St W

Bloo

erin S Duff

heart of the connected Bloordale neighbourhood. With direct access to the Go Train, expressway and metro lines, the opportunity to be a part of the best in urban design won’t last long—homes range from studio suites at $233,900 to penthouses starting at $361,900. Register today at aragon.ca/enigmalofts. Call or visit: 138 St. Helen’s Ave, 416.516.1551.

Ave owne Lansd Ave elens St. H

Enigma on the Park is now over 50% sold. Construction has started, and the Presentation Centre will be moving to Bloor Street by Spring 2015. Enigma represents more than a subtle shift in urban planning and architectural design practices. It’s a revolution that begins with these 86 parkside loft style condos and townhomes located in the

Presentation Centre e St

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Dundas St W

#ARAGONFORWARD Aragon Properties Ltd. FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 87

CONDO PROFILE

FREEDOM ONE

Live Free for One Year at Perspective Condominiums

magine the freedom of no mortgage, no taxes or condo fees for one entire year. That’s the special and unique promotional incentive now being offered by developer Pianosi Development Corp. to purchasers at its new Perspective Condominiums, now under construction at Scarlett Road and Eglinton Avenue in Etobicoke. Pianosi will supply the purchaser with a credit on closing that covers 12 months of mortgage, all condo fees and all taxes, giving any purchaser an incredible leg up in personal finances for a year. The “Live Free for One Year” promotional incentive should be especially attractive to those looking to purchase their first home and enter the real estate market.

Perspective Condominiums, now well into construction and with occupancies slated to begin later in 2015, features 12-storey and 19-storey towers in one of Toronto’s most delightful neighbourhoods of central Etobicoke. The location is much admired, as it is nearby James Gardens Park and close to the mature natural beauty of the Humber River Valley, with miles of trails and many meandering walkways. Perspective is a quick commute to downtown, and minutes to major east/west and north/south highways, as well as Toronto Pearson International Airport. Pianosi’s research shows that close to 80 per cent of purchasers will be coming from approximately five kilometres away, choosing to stay in the neighbourhood because of its many advantages such as shopping, local transit and the abundance of natural beauty. Aside from the outstanding financial value of the “Live Free for One Year” promotional incentive, Perspective Condominiums is proving very popular with purchasers because of its larger-sized suites and the fact that each unit includes a balcony which becomes an extension of the residents’ personal space. Average ceiling heights are nine ft. and each suite features highend features and finishes with generous natural light. Sixty per cent of the suites are two-bedroom and feature unique touches such as laundry tubs and side-by-side washer/dryers. The development also displays extensive green landscaping and features a full package of social and engaging amenities. Perspective Condominiums is affordable, luxury living with suites that are currently priced from just $299,900, including parking and a storage locker.

For more information on Perspective Condominiums, and to take advantage of today’s prices and the “Live Free for One Year” promotional incentive, visit online at perspectivecondos.com or call 416.242.3500. The presentation centre is located at 25 Fontenay Court, and is open Monday through Thursday from noon to 6 p.m.; Saturday and Sunday from noon to 5 p.m. 88 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

LIVE FREE. LIVE BEAUTIFULLY.

ZERO MORTGAGE. ZERO CONDO FEES. ZERO TAXES. 100% AMAZING LIFE. R LAW

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Perspective Condominiums 290 Scarlett Rd. Etobicoke, ON

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Mon - Thurs : 1pm - 7pm Fri : Closed Sat - Sun : 12pm - 5pm

t: f: e: w:

416 242 3500 416 242 7924 info@perspectivecondos.com perspective4free.com In2ITIon

For one year only. Based on one year estimate of total monthly condo fees, total monthly property tax and total monthly mortgage interest at 2.6% of an 80% mortgage. Live Free promotion commences upon occupancy. Purchaser responsible for hydro, closing costs, moving costs, other related purchase costs and personal monthly expenses. Exclusive listing Brokerage: In2ition Realty. Brokers Protected. Prices and specifications subject to change without notice. E. & O.E. This offer is not to be combined with any other offers. For qualified purchasers only. Limited time offer until March 31, 2015, that may be withdrawn at any time without notice. Please see a sales representative for details.

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Published by

90 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Feel the conne ion at Bloor & Islington urban towns priced right

200’s*

from the mid

Your Connexion starts here. Steps from Islington subway and walking distance to the GO train. Near trendy shops, restaurants, bars, schools, Islington Village and The Kingsway. Contemporary spacious and light-filled townhome designs are so today - so you! Life can be great when you make the right Connexion.

northstarhomesinc.com *Prices and speciﬁcations subject to change without notice. Renderings are artist’s concept. E & O.E.

IN THE NEWS

#bondto is a huge #success LIFETIME DEVELOPMENTS LAUNCHES INSTAGRAM PHOTO CONTEST IN CELEBRATION OF BOND CONDOMINIUMS’ FUTURE HOME – TORONTO’S ENTERTAINMENT DISTRICT

o celebrate the success of The Bond Condominiums and the tremendous character and bustle found in Toronto’s iconic Entertainment District, Lifetime Developments turned to the community. Wanting to engage people in the area with its development, Lifetime launched the Connect and Capture Instagram Photo Contest early last fall. People in the community were encouraged to participate in an interactive dialogue by sharing photos of what they found distinctive about the Entertainment District. “This contest was really about celebrating the Entertainment District and how it has changed; it is so different than it was even 10 years ago. The photos captured a view of this city that was beyond our imagination and gave us, as developers, a truly remarkable perspective into how Torontonians really view and experience their city,” says Brian Brown, vice-president of Lifetime Developments. “Through their eyes, we saw the buildings we see every day in a new light. The submissions captured a lot of love – beyond just people’s love for the Entertainment District, but for the whole city of Toronto.” Weekly, over a 12-week period from August to October 2014, Lifetime selected a favourite photo – tagged with the #BondTO hashtag – that captured people’s “bond” with the city and the Entertainment District. Every week, a lucky photographer won a $50 gift card to a select restaurant in the neighbourhood and the chance to win the grand prize of a new iPhone 6. In addition to generating a feel-good vibe about the Entertainment District and the City of Toronto, Lifetime went one step further to encourage people to enter the Connect and Capture contest. The developer committed to match a $1 donation for each use of the #BondTO hashtag. All of the proceeds went to Lifeline, Lifetime Developments’ recently launched charitable foundation with the mission to provide aid and support for Toronto’s homeless and at-risk communities. Lifeline is dedicated to building healthy communities and uses funds raised to support local organizations and initiatives with an emphasis on 92 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Amarpreet Kaur

Gaby Israel

Kendra Eff

youth on the street, food services, and counselling and educational services. With over 76,360 Instagram “likes,” 5,570 #BondTO submissions and over 3,000 new Instagram followers, The Bond Connect and Capture contest exceeded expectations. “The contest was a huge success and we received some absolutely amazing entries. In fact, the #BondTO hashtag is still being used as people continue to share their photos of the Entertainment District with us.” adds Brown. Furthering the sense of community created by the contest, Lifetime plans to feature a selection of the Connect and Capture images throughout the common areas at The Bond Condominiums. In the heart of the Entertainment District, The Bond is currently under construction at 290 Adelaide St., just steps from the John Street Cultural Corridor. The Bond also features strong retail opportunities at grade, office space and commercial parking. Designed by Charles Gane of Core Architects, the 40-storey,

George Lim

Furthering the sense of community created by the contest, Lifetime plans to feature a selection of the Connect and Capture images throughout the common areas at The Bond Condominiums 369-suite tower is expected to begin occupancy in the summer of 2016. With interiors by Tomas Pearce Interior Design Consulting, select suites are available in one-bedroom-plus-den, two-bedroom and two-bedroom-plus-den layouts, featuring nine-ft. ceiling heights, expansive floor-to-ceiling windows and spacious balconies. The Bond offers an exquisite urban retreat for its residents and their guests to enjoy a private lounge with wet bar, special event kitchen and dining room, elegant double-sided fireplace, billiards lounge, golf simulator, and outdoor terrace and lounge. As well, amenities at The Bond include a fully equipped weight and cardio room, a yoga studio, an outdoor pool and hot tub, and a sun lounge with juice bar. “With beautifully designed suites, a selection of highly desirable amenities, and clearly an unsurpassed urban location as evidenced by these photos, it’s no surprise that The Bond is one of the most desirable new buildings in the city,” remarks Brown. “There is still a good selection of units, at exceptional pricing, but with the Connect and Capture photos circulating, I don’t anticipate them remaining available for long.” To see the amazing submissions to the #BondTO Connect and Capture contest, visit instagram.com/connectandcapture and for more info on The Bond Condos, visit thebond.ca or call 416.546.7525.

Pamela Julian

Bora Nikolic

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 93

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* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

# Builder 2 Great Gulf 6 Cresford Development Corp. 7 The Daniels Corporation 11 Menkes Developments Inc. 11 Menkes Developments Inc. 12 Streetcar Development 17 Rockport Group 18 Monarch Corporation 18 Urban Capital 20 Menkes Developments Inc. 22 Monarch Corporation 23 Tribute Communities 26 Bazis Inc. 27 The Daniels Corporation 35 Menkes Developments Inc. 35 Menkes Developments Inc. 48 Minto Communities Inc. 48 Madison Homes 48 Fieldgate Homes 49 Lanterra Developments 50 Cresford Development Corp. 52 Cresford Development Corp. 52 Cresford Development Corp. 58 Great Gulf 61 Minto Communities Inc. 65 Aragon Properties 67 Pemberton Group 68 Lamb Development Corp. 73 Diam Developments 74 Daniels Corp. 75 Canalfa Group 79 Freed 99 Great Gulf 131 Lanterra Developments 140 Eden Shaw 140 45 Charles Ltd. 149 Camrost - Felcorp 150 Aspen Ridge Homes 162 Pianosi Developments 190 Cresford Development Corp. 202 Bazis Inc. 202 Rio Can 202 Metropia 222 Lamb Development Corp. 2 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 3 Concord Adex 4 Gairloch Investments 4 Centrestone Urban Developments Inc. 5 Onni Group of Companies 5 Onni Group of Companies 5 Concord Adex 6 Cresford Development Corp. 6 Cresford Development Corp. 7 The Daniels Corporation 8 Cresford Development Corp. 9 Aspen Ridge Homes 9 Cityzen 10 Empire Communities 11 Tridel Corporation 12 North Drive Investment 13 Streetcar Development 14 Canalfa Group 15 Tridel Corporation 16 Freed 18 Urban Capital 18 Urban Capital 19 KIngstone Road Development *TH: Townhomes, C: Condo

Site Telephone TH* C* Price Range Page Finder Yonge+Richmond 416-499-8883 • from $330,000 25 16K Merton Yonge Condominiums 416-484-1900 • from $450,000 120 14e High Park Condominiums 416-351-1844 • from $300,000 17 8L Pears on the Avenue 416-323-0100 • from $420,000 Insert 14I 365 Church 416-591-7700 • from $242,000 Insert 14I The Southwood 416-750-7506 • from $300,000 41 23D The Nest 416-223-0003 • from $250,000 67 11H Riva del Lago 416-495-3544 • from $300,000 Insert 24c RC3 416-862-0505 • • from $220,000 43 18L Fabrik 416-591-7700 • from $350,000 Insert 14M Picasso on Richmond 416-495-3549 • from $400,000 Insert 14M The College 416-363-4800 • from $320,000 51 M14 No1 Yorkville 416-519-2911 • from $360,000 3 15I One Park Place South Tower 416-955-0559 • from $250,000 29 18k 87 Peter 416-591-7700 • from $282,000 Insert 15M The Eglinton Yonge at Heart menkes.com • Insert 15D Yorkville Park mintoyorkvillepark.com • • from $420,000 23 14J Zigg St.Clair West 416-545-0223 • • from $320,000 61 14J Zigg St.Clair West 416-545-0223 • • from $320,000 61 14J Teahouse 416-861-1111 • from $200,000 19 16K VOX 416-485-3000 • 120 15J CASA 2 416-486-2272 • from $350,000 120 15L CASA III 416-486-2272 • from $390,000 120 15L Monde 416-466-8885 • from $320,000 25 17M West Side mintowestside.com • • from $190,000 47 13M Enigma on the Park 416-516-1551 • from $234,000 87 9L Citylights on Broadway 905-326-4100 • from $200,000 9 14D East Fiftyfive 416-368-5262 • from $260,000 53 17L On The Danforth onthedanforthcondo.com • from $250,000 75 23G The Bartholomew Downtown East 416-955-0559 • from $220,000 15 18K Liberty Central by the Lake Two 416-537-0047 • • from $250,000 77 12N Art Shoppe Condos artshoppecondos.com • from $200,000 73 14D One Bloor Residences 416-922-0081 • from $640,000 25 15I Riverhouse at the Old Mill 416-766-7343 • from $518,000 14 5L Chaz Yorkville Condos 416-922-0045 • from $400,000 27 16J Chaz Yorkville Condos 416-922-0045 • from $400,000 27 16J Blue Diamond at Imperial Plaza bluediamondcondos.ca/cg • from $300,000 1 15I Studio on Richmond 647-352-7736 • from $300,000 49 15M Perspective Condos 416-242-3500 from $300,000 89 4H 1000 Bay 416-485-3000 • from $390,000 IBC 15J E Condos 416-243-8688 • from $360,000 5 14D E Condos 416-243-8688 • from $360,000 5 14D E Condos 416-243-8688 • from $360,000 5 14D The Harlowe 416-363-1771 • from $276,000 55 15M FWD at Concord CityPlace 416-813-0999 • • 13F Quartz at Concord CityPlace 416-813-2999 • • 15M Spectra at Concord CityPlace 416-813-0999 • • 15N Grand Parade 2 at Concord CityPlace 416-813-0999 • 15M Parade TWO Park Collection at Concord CityPlace 416-813-0999 • from $308,000 15M 383 Sorauren 383sorauren.com from $265,000 9M 383 Sorauren 416-588-0383 from $265,000 9L Garrison at the Yards 416-260-2600 • from $190,000 14n West Lake 416-260-2600 • from $240,000 14N Newton at Concord CityPlace 416-813-0999 • 12F NXT2/Phase Two 416-977-5300 • • from $210,000 5F NXT at Windermere By the Lake 416-977-5300 • • from $350,000 5F The Parkside Collection 416-351-1844 • from $700,000 8L NXT 2 416-977-5300 • • from $300,000 8N VU 416-970-9500 • • from $370,000 16L Riverside in Pine Grove 416-746-1234 3F The HUB 416-784-3482 • from $250,000 9F Sherwood at Huntington 416-485-1900 • from $1000,000 18G The High Park 416-670-3699 • from $300,000 8L Trinity Lofts 416-690-2988 • from $330,000 19l Liberty Place 416-537-0047 • • from $170,000 12N 101 Erskine 416-480-0700 • from $286,000 14D 155 REDPATH 416-996-5428 • from $210,000 14D River City 416-862-0505 • • from $250,000 18L River City 2 416-862-0505 • • from $500,000 18L The Glen 416-694-3333 • from $255,000 23H

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

Builder

Greenland Group Tridel Corporation Greenpark Homes Tridel Corporation Bazis Inc. Empire Communities Empire Communities Pinnacle International Pinnacle International Worsley Urban Partners Madison Homes Lamb Development Corp. Neudorfer Corporation Cresford Development Corp. Easton’s Group Great Gulf Fernbrook Homes/Cityzen Dev. Lash Group of Companies Triumph Developments K-CAP Laird Inc. Tridel Corporation Pinnacle International Conservatory Group Pinnacle International Tridel Corporation Tridel Corporation Lanterra Developments Times Developments Inc. MintoUrban Communities Inc. MintoUrban Communities Inc. Streetcar Development Lanterra Developments Lindvest Canalfa Group Pemberton Group Fernbrook Homes/Cityzen Dev. Lamb Development Corp. E-Park Development Emsatec Canada Inc Neudorfer Corporation Shiu Pong Development Ltd. Madison Homes State Building Group Tower Hill Development Corporation Harhay Developments Empire Communities Lamb Development Corp. Tridel Corporation Tridel Corporation Harhay Developments Carttera Carttera Fernbrook Homes/Cityzen Dev. DHD Developments Lamb Development Corp. Plaza Menkes Developments Inc. Lifetime Developments Aspen Ridge Homes Context Development Inc. Context Development Inc. The Brownstone Group of Companies The Brownstone Group of Companies Great Gulf Plaza Bazis Inc. Metropia Plaza Pemberton Group Pemberton Group The Daniels Corporation The Daniels Corporation The Daniels Corporation Pinnacle International Great Gulf Lifetime Developments Lifetime Developments Concert Properties Triangle West Development Tridel Corporation Tridel Corporation Tribute Communities Tribute Communities Graywood Developments Mod Developments Inc. Alterra Homes/Finer Space BSaR Ltd Andrin Homes Graywood/Beaverhall Development Camrost - Felcorp Camrost - Felcorp Camrost - Felcorp Cityzen Fernbrook Homes Fernbrook Homes Urban Capital Malibu Investments Inc. Alit Developments Tre Memovia Developments Lifetime Developments Lifetime Developments Castlepoint/Cityzen/Fernbrook Sorbara Group Streetcar Development Mizrahi | Khalili Developments Sorbara Group Graywood Developments Mod Developments Inc. Reserve Properties Reserve Properties Pemberton Group Streetcar Development Greenpark Homes The Daniels Corporation Tri-Win Developments Inc MintoUrban Communities Inc. Lifetime Developments Centre Court Development Streetcar Development Menkes Developments Inc. Fieldgate Homes Freed Carttera Solotex Mod Developments Inc. Reserve Properties Castlepoint/Numa Dundee Kilmer Developments Dundee Kilmer Developments Torbel Group Pemberton Group Baywood Homes Malibu Investments Inc. Urban Capital TAS DesignBuild Lamb Development Corp. Lamb Development Corp. Concord Adex

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

King Blue Condos 416-599-1355 • from $215,000 Ten York 416-596-9888 • from $1020,000 Axiom Condominiums 647-352-4077 • from $225,000 Spadina Queen 416-661-1949 • from $350,000 One Yorkville 416-519-2911 • from $475,000 Water Tower at Eau Du Soleil 416-503-3328 • from $350,000 Eau Du Soleil Waterfront Condominiums 416-503-3328 • from $350,000 Success Tower at Pinnacle Centre 416-360-0673 • from $750,000 33 Bay Residences at Pinnacle Centre 416-925-3325 • from $375,000 Totem Condominium 416-792-1877 • from $320,000 The Madison 416-482-8090 • from $420,000 Riverside Towns 416-368-5262 • from $460,000 Fuse Condos 416-534-4444 from $220,000 Lofts 399 416-867-3999 • from $590,000 Dundas Square Gardens 416-645-8575 • from $200,000 Brocton Commons greatgulf.com/brocton • from $370,000 Garrison Point garrisonpoint.ca • from $250,000 The Barrington Condominiums Flats 416-410-4444 • from $350,000 Howard Park 2 416-873-0989 • The Upper House Condos in Leaside 416-425-1800 from $350,000 Alter 416-645-4599 • from $250,000 Palatial Collection 416-925-3325 • from $800,000 Milan 416-928-7409 • from $520,000 The PJ pinnacleinternational.ca • from $300,000 Aqualina at Bayside 416-514-2710 • from $350,000 Aquavista at Bayside Toronto 416-514-2710 • from $1000,000 11 Wellesley 416-861-1111 • from $250,000 The 500 Condos + Lofts 416-960-0606 • from $400,000 King West 416-367-5464 • from $210,000 775 King West 416-367-5464 • from $330,000 Riverside Square 416-466-4466 • from $200,000 3018 Yonge In Lawrence Park 416-787-8882 • from $390,000 B Streets 416-532-6636 from $635,000 Liberty Central by the Lake 416-537-0047 • The Uptown Residences 416-987-3500 • from $950,000 The Selby theselbycondos.com • The Brant Park 416-368-5262 • from $262,000 Foundry Lofts 416-531-7760 from $399,000 The Brownstones 5 416-531-7760 • from $350,000 Brownstones 416-531-7760 • from $305,000 Design Haus mydesignhaus.ca • from $250,000 The Upper Canada Condominium 416-489-5194 • from $1800,000 The Upper Canada Condominiums 416-489-5194 • from $1.8,000 2221 Yonge 647-350-2221 • from $320,000 East Condos & Lofts 416-368-5262 • from $310,000 Schoolhouse 416-979-1333 • from $595,000 Flatiron Lofts 416-368-5262 from $243,000 300 Front Street West 416-217-0300 • from $324,000 Atmosphere 416-217-0300 • from $1200,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 One Eleven Condominiums & Lofts 647-347-4111 • from $250,000 Pier 27 Waterlink 416-367-3456 • from $800,000 Gooderham Condos at The Distillery 416-361-1322 • from $390,000 The King East 416-368-5262 • from $435,000 King West 647-341-1731 • from $346,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Four Seasons Private Residences Toronto 416-775-7500 • from $1900,000 Seventy Seven Charles Yorkville 416-203-7034 • from $2100,000 Market Wharf 416-861-8181 • from $260,000 Library District Condominiums 416-861-8181 • from $222,000 Brownstones in Davenport Village 416-531-7760 from $245,000 Brownstones on the Park 416-531-7760 • from $260,000 Charlie 416-927-9772 • from $960,000 Ivory On Adelaide 647-341-1731 • from $279,000 Exhibit 416-967-7778 • Exhibit 416-967-7778 • Exhibit 416-967-7778 • U Condominiums 416-546-6605 • from $750,000 The Urban Townhome Collection 416-546-6605 • from $1899,000 One Park West 416-955-0559 • from $406,000 One Park Place Condominiums 416-955-0559 • from $200,000 Festival Tower 416-203-2020 • from $350,000 The Pinnacle on Adelaide 416-596-1600 • from $350,000 X2 416-927-0080 • from $500,000 X2 416-927-0080 • from $303,000 Bisha Hotel & Residences 416-637-2211 • from $274,000 88 Scott 416-216-8588 • Art Condos 416-535-7775 • from $530,000 Two Old Mill 416-645-7022 • from $356,000 Old Mill 416-645-7022 • from $450,000 RCM I on University 647-351-9247 • from $393,000 Queen & Portland 416-363-4800 • from $315,000 5 St. Joseph 416-928-0555 • • from $250,000 5 St. Joseph 416-928-0555 • • from $250,000 Post House Condominium 416-964-2777 • from $350,000 12 Degrees 416-408-1200 • from $350,000 The Berwick 416-922-9425 from $280,000 The Mercer 416-597-6940 • from $350,000 Imperial Plaza 416-925-2501 • from $986,000 Yorkville Plaza 416-966-3003 • Yorkville Plaza II 416-966-3003 • Backstage on the Esplanade 416-777-2533 Backstage on the Esplanade 416-777-2533 Vero 416-798-7070 from $250,000 Tableau Condominiums 416-591-8887 • • from $450,000 Tableau Condominiums 416-591-8887 • • from $350,000 Tableau Condominiums 416-591-8887 • • from $350,000 Carmelina 416-423-8500 • from $325,000 The Yorkville Condominiums 416-987-3344 • • from $550,000 The Bond Condominiums 416-546-7525 • • L Tower 416-777-2533 • from $410,000 thirtytwo Camden 416-860-0060 • from $240,000 8 Gladstone 416-690-9009 • from $335,000 133 Hazelton Residence 416-926-9900 • 210 Simcoe 416-217-0210 • from $420,000 Five Condos 416-928-0555 • • from $375,000 Five Condos 416-928-0555 • • from $375,000 Rise 416-546-7399 • • from $290,000 Model Suite of the Month • Neon 416-987-7878 • from $470,000 The Carlaw 416-690-8588 • from $200,000 Allure Condominiums 416-487-7600 • from $350,000 Cinema Tower Condominiums 416-203-2020 • from $450,000 FAD Condos 416-815-1818 • from $250,000 30 Roe 416-915-3812 • from $350,000 INDX 416-987-4639 • INDX 416-987-4639 • The Carnaby 416-690-9009 • from $250,000 Noir 416-977-8780 • from $250,000 90 Niagara 416-981-0036 from $347,000 SIXTY Colborne 416-601-0060 • from $300,000 SIXTY Colborne 416-598-7775 • from $300,000 Upper Beach Townes 416-693-7500 • from $390,000 The Massey Tower 416-966-0197 • • from $320,000 109OZ 416-531-4844 • from $300,000 The Sterling 416-777-2533 • • from $230,000 Canary District Condominiums 416-603-7576 • from $250,000 Canary Park Condominiums 416-603-7576 • from $250,000 Wallace Walk 416-531-1818 • from $210,000 TEN93 Queen West 416-546-6355 • from $280,000 TEN93 Queen West 905-326-4100 • from $280,000 Smart House 416-292-0219 • from $438,000 Smart House 416-292-0219 • from $438,000 Duke Condos junctionlife.ca King Charlotte 416-368-5262 • from $416,000 Theatre Park 416-368-5262 • from $537,000 FWD at Concord CityPlace 416-813-0999 • •

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Finder 12N 12F 17L 15D 15I 25B 25B 17m 17M 15H 14E 19L 9k 14L 17k 11L 13N 12H 9L 18D 16J 16M 15I 15L 18N 18N 15J 17I 14M 14M 19L 14B 13J 11F 16J 16J 14M 9I 9I 9I 14K 14G 14G 14D 16M 13i 20J 15M 15M 13M 13M 13M 17N 18L 18L 13N 15I 15I 14J 17M 17M 9j 9J 14M 17L 14i 14i 14i 15K 15K 18J 18J M14 15M 16J 16J 16m 17M 12N 5L 5L 14M 15I 16J 16J 16L 15L 14E 15M 15I 15I 15I 17M 17M 17M 15L 15L 15L 23J 15G 15G 17L 14L M12 14I 15M 15J 15J 12H 12H 14D 19K 14F 14M 14M 14E 16M 16M 12M 15M 14O 16L 16L 24G 16L 12M 9L 18L 18L 9L 12F 12F 15L 15L 8K 15M 16M 15M

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Toronto, East York, York

21 22 24 25 26 28 28 29 29 31 32 33 36 37 38 39 40 41 42 43 44 45 46 47 51 51 53 54 55 55 56 57 59 60 62 63 64 66 66 66 69 70 70 71 72 78 81 83 84 85 85 85 88 94 101 102 103 103 104 106 106 109 109 110 114 117 117 117 118 118 120 120 122 124 126 126 128 129 130 131 131 133 134 135 135 137 141 142 148 149 149 149 151 151 151 153 153 153 154 155 155 157 165 170 173 175 179 179 184 184 185 186 188 189 191 192 195 195 197 198 199 200 200 201 206 207 210 215 215 217 217 217 218 218 219 220 221 223

101

Steeles Ave

North York

400

121

21 22

124

40 8 2 50 10 4

15 128 17

401

1 96

123

401

e 3

25 122

130

125

132

torontoregionalmaps: North York

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Builder

6 9 12 15 17 40 96 121 1 2 3 3 4 4 5 6 6 6 6 7 8 10 10 10 11 14 21 25 25 28 33 37 50 50 95 96 96 96 101 122 122 122 123 124 125 128 128 130 132

Concord Adex Sorbara Group Ghods Builders Inc. Phantom Developments Chestnut Hill Development Menkes Developments Inc. ELAD Canada Liberty Development Corp. Concord Adex Torbel Group YYZed Project management Tiffany Park Homes Tridel Corporation Tridel Corporation Lindvest Concord Adex Concord Adex Concord Adex Concord Adex Fram Building Group Conservatory Group Bazis Inc. metropia Plaza Castle Group Torbel Group Tridel Corporation Context Development Inc. metropia Tridel Corporation Castle Royale Development Norstar Group of Companies MintoUrban Communities Inc. Devron Developments Aspen Ridge Homes ELAD Canada ELAD Canada ELAD Canada Kantium Development Lanterra Developments Lanterra Developments Lanterra Developments Brandy Lane Homes Tridel Corporation Fram Building Group The Daniels Corporation The Daniels Corporation Tribute Communities Fram Building Group/Cadillac Fairview

*TH: Townhomes, C: Condo

Site

Telephone

TH* C*

Price Range

Page

Omega on the park 416-813-2999 • • 30-31 Beacon beaconcondos.ca • from $290,000 57 5959 Yonge Street 416-222-5959 • from $289,000 65 Tea Garden Condos teagardencondos.com • from $250,000 83 Lotus Condominiums 416-222-8338 • from $299,000 24 Gibson Square 416-730-9722 • from $836,000 Insert The Colours of Emerald City coloursofemeraldcity.com • from $250,000 63 World on Yonge 905-771-7010 • from $284,000 37 Opus 416-813-2999 • • The Avanti Condominiums 416-636-0400 from $390,000 VISTO vistocondos.ca from $220,000 Westhaven 416-792-6655 • from $633,000 Hullmark Centre 416-733-2883 • from $524,000 Aristo at Avonshire 416-730-0300 • from $383,000 The Brownstones at Westown lindvest.com from $330,000 Tango at Concord Park Place 416-813-2999 • • from $236,000 Discovery at Concord Park Place 416-813-2999 • Discovery II at Concord Park Place 416-813-2999 • • from $210,000 Tango2 at Concord Park Place 416-813-2999 • from $265,000 SOUL mysoulcondos.ca from $250,000 Pearl 2 Condominiums 416-512-1818 • Emerald Park 416-221-8802 • from $188,000 Emerald Park 416-221-8802 • from $188,000 Emerald Park 416-221-8802 • from $188,000 Insignia Residences at Bayview Village 416-304-1212 from $350,000 Diva Condo DivaCondo.com from $225,000 Argento 416-663-1818 • from $562,000 The Yorkdale Condominiums 416-781-9990 • from $170,000 The Yorkdale Condominiums 416-781-9990 • from $170,000 Alto at Atria 416-645-8866 • from $288,000 The Palm Condominium Residences 416-306-1000 • from $400,000 Portrait Condominiums 416-282-9600 • from $300,000 88 416-915-3805 • from $325,000 Flo Condominiums 647-799-0356 • from $250,000 Scenic on Eglinton 416-805-1781 • Emerald City Condominiums 416-492-0001 • from $250,000 Dreamtower At Emerald City 416-492-0001 • from $248,000 Biyu Emerald City biyucondos.com • from $250,000 Posh Condominiums 905-771-0134 • from $544,000 Treviso Condominiums 416-787-8882 • from $203,000 Treviso II 416-787-8882 • from $250,000 Treviso III 416-787-8882 • from $250,000 The Station 416-398-9777 • from $420,000 Trio at Atria 416-645-8866 from $255,000 LIV Lofts 416-445-5638 • from $250,000 NY Place 416-221-3939 • from $250,000 NY2 416-221-3939 from $250,000 Canterbury 647-352-2130 • • from $700,000 Flaire Condos 416-445-8868 • from $320,000

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Finder 22C 17C 18A 19C 19C 17C 24C 18A 22C 17C 8E 23G 18D 18D 4C 22C 22C 22C 22C 25C 17C 17C 17C 17C 20C 11C 22e 12E 12E 25D 17B 13C 18c 18c 23G 24C 24C 24C 16A 12F 12F 12F 12D 24C 22F 19C 19C 19F 22F

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

bio

Islington Ave

Kipling Ave

Martin Grove Rd

Dixon Rd

ett R Scarl

Westway

12 Etobicoke

409

Rathburn Rd

21 ll R Mi

ve nA

34 Bloor St W

Dundas St W

35 Queensway

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

11 56 4 39 37 6 33 17 18 19

Gardiner Expressway Evans Ave 2

Horner Ave

50 8 5 51

Park Lawn

QEW

Royal York Rd

Scarborough

*TH: Townhomes, C: Condo

Builder Tridel Corporation Concert Properties Monarch Corporation Menkes Developments Inc. Citycore Liberty Development Corp. Monarch Corporation North Star Homes Tridel Corporation Insoho Developments Stanton Renaissance Stanton Renaissance Devron Developments Lemine Investment Group Monarch Corporation Monarch Corporation Conservatory Group Great Gulf Menkes Developments Inc. Wilkinson Developments Lash Group of Companies Carttera Camrost - Felcorp Camrost - Felcorp National Homes Averton Homes Infinity Developments Esquire Homes Times Group Corp. ICON Homes Henderson Development Limited Menkes Developments Inc. Queenscorp Residences Monarch Corporation Empire Communities Edilcan Development Corp. Tridel Corporation Amexon Development Corporation Tridel Corporation Remington Group Pemberton Group Alterra Homes/Finer Space Tridel Corporation Phantom Developments Your Home Developments VHL Developments Ltd. VHL Developments Ltd. Royale Grand Woodbine Developments MintoUrban Communities Inc. First Avenue Properties Lash Group of Companies

401

15 60

Finch Ave W

# 8 16 18 22 23 28 39 50 55 1 2 2 3 3 4 5 6 7 7 9 10 10 11 11 12 13 14 15 17 19 20 21 25 29 33 34 35 37 44 46 50 51 55 56 60 61 61 62 65 70 71

21 22

Ranforth Dr

Av e

Humberline Dr

Da nf or th

Centennial

sto

Manse Rd

East Ave Port Union Rd

Galloway Rd

Passmore Ave

lva

427

Beare Rd

Orton Park Rd

Markham Rd

St. Clair Ave

Scarborough Golf Rd

* Due to scale restrictions, locators are d 1 see builder’s ads approximate. Please n R for sto exact locations. ng

Victoria Park

McCowan Rd

Brimley Rd

Lawrence Ave E

n Dr

orto

Brim

Eglinton Ave E

Bellamy Rd

Kennedy Rd

Warden Ave

Birchmount Rd

Pharmacy Rd

Progress Ave

29 20

Sheppard Ave E

Morrish Rd

Ellesmere Rd

401 Midland Ave

401

Milner Ave

Conlins Rd

13 23

Meadowvale Rd

Sheppard Ave E

Ave

Morningside Ave

evin

McL

12 Reesor Rd

Huntingwood Dr

11 Sewells Rd

Finch Ave E

Neilson Rd

McNicoll Ave

Tapscott Rd

McCowan Rd

Lakeshore Blvd W

Site Telephone TH* C* Price Range Page Finder Islington Terrace 416-645-8862 • from $250,000 BC 23F The KIP District thekipdistrict.com • from $249,000 69 22F Lago 416-495-3544 • from $200,000 Insert 25c Humber Mews 416-259-2525 • from $550,000 Insert 20H Harmony Village 416-493-0123 • 86 2C Terrace on Danforth 416-987-7575 • from $253,000 37 2G Waterscapes 416-495-3544 • from $400,000 Insert 26H Connexion at Islington northstarhomesinc.com • from $250,000 91 23F Avani 2 At Metrogate 416-293-5535 • from $220,000 IFC 4C Imagine Condos 416-367-7303 from $235,000 4F On The Go Mimico 647-692-8417 • from $250,000 23H On The Go 647-692-8417 • from $250,000 23H The Academy academycondos.com • from $220,000 10D The Academy academycondos.com • from $220,000 10D Nautilus at Waterview 416-203-6636 • from $400,000 25H The Epicurean 416-495-3530 • from $250,000 24F Altitude 416-321-1659 • from $230,000 25H One Sherway Condominiums 416-695-3535 • from $280,000 20G One Sherway Condominiums 416-695-3535 • 20G Hunt Club Terrace 416-698-3020 • 2H Cloud 9 Condominiums 416-747-0199 • from $230,000 22B Cloud 9 Condominiums 416-800-0812 • from $230,000 22B ilofts at Mystic Pointe 416-251-8888 • from $310,000 25G California Condos 416-251-8888 • from $242,000 25g Richview 416-746-1234 • from $570,000 23D Jasmine Condominiums 416-702-1234 • from $250,000 2C Residences at The Hunt Club 416-699-1711 • from $300,000 2G Three Seven Condos & Lofts esquirehomes.ca • from $210,000 12D Key West Condominium keywesttorontocondo.com from $320,000 25H Royal York Urban Towns 416-901-0206 • from $220,000 24H Centro 416-296-1898 • from $185,000 5D Dwell City Towns 416-259-2525 • from $390,000 20F Watermark 416-354-2221 • from $350,000 23H Encore 416-495-3544 • 6D Beyond The Sea Star Tower Condominiums 416-979-1333 • • from $400,000 24H Triumph at Valhalla 416-233-5554 • from $250,000 21F Parc Nuvo at Essex 416-231-0999 • from $456,000 22g South Beach 416-252-3000 from $209,000 25H West Village 416-620-1887 • from $290,000 20F Park Towers at IQ 416-253-5838 • from $170,000 23G Vivid Condos 416-239-8200 • from $250,000 23F Westwood Condominiums 416-239-9888 • from $250,000 23F Avani At Metrogate 416-293-5535 • from $240,000 4C Jade Condominiums 416-762-8818 • from $293,000 25G Nature’s Path 416-745-6686 • • from $270,000 11E 2150 Condos 416-750-2150 • 3E Haven On The Bluffs 416-2611-9555 • from $160,000 3E Lexington 416-638-8444 • from $240,000 21C South Shore 416-913-2136 • from $350,000 22H Qube Condos 647-351-7823 • from $200,000 24G Me Condos 416-430-0003 • from $250,000 8D

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

torontoregionalmaps: Scarborough, Etobicoke

21 22

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Ave

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bine

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29 way ress

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Toronto Waterfront

waterfrontmaps: Toronto

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Builder

Menkes Developments Inc.

TH* C*

Price Range

Harbour plaza

416-591-7700

•

from $350,000

12 STREETCAR

The Southwood

416-750-7506

• from $300,000

41 23D

18 URBAN CAPITAL

RC3

416-862-0505

• from $220,000

43 16F

58 GREAT GULF

Monde

416-466-8885

• • from $320,000

17E

60 CANALFA GROUP

Liberty Central by the Lake Two

416-537-0047

11F

Concord Adex

FWD at Concord CityPlace

416-813-0999

• •

13F

Concord Adex

Quartz at Concord CityPlace

416-813-0999

• •

12F

Concord adex

ParadeTWO Park Collection at Concord CityPlace

416-813-0999

• from $308,000

15M

Monarch Corporation

Nautilus at Waterview -

416-203-6636

• from $400,000

25H

tridel corporation

Aqualina at Bayside Toronto

416-514-2710

•

16E

4 tridel corporation

AquaVista at Bayside Toronto

416-514-2710

• from $1,000,000

16E

Cresford Development Corp.

NXT at Windermere By The Lake

416-977-5300

• • from $350,000

11f

Cresford Development Corp.

NXT2/Phase Two

416-977-5300

• • from $210,000

CONCORD ADEX

Spectra at Concord CityPlace

416-813-0999

• •

14F

10 Great Gulf

Twenty Lombard

416-499-8883

• from $492,000

16K

11 CAMROST FELCORP

California Condominiums

sunsetcondos.ca

• from $242,000

25G

18 URBAN CAPITAL

River City 2

416-862-0505

• from $276,000

16F

29 Pinnacle International

33 Bay Residences at Pinnacle Centre

416-925-3325

• from $375,000

15F

60 CANALFA GROUP

Liberty Central by the Lake

416-537-0047

•

*TH: Townhomes, C: Condo

Site

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Telephone

• from $250,000

Page

Finder

Insert

14F

11F

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

Phillip M

Finder

Insert

13B

Newcastle 416-495-3544

• from $300,000

Whitby

Oshawa

Insert

24c

401

W Rd

ya lW

or e

La ke sh

Br id g

or e

St E

ee n

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windcatcher development corp.

Atwater Condos

905-271-5038

• from $280,000

12C

Stanton Renaissance

On The Go

647-692-8417

• from $250,000

23C

chestnut hill development

San Francisco By The Bay

905-831-3631

• • from $180,000

23J

25 queenscorp residences

Watermark

416-354-2221

• from $350,000

19D

28 empire communities

Eau Du Soleil - Waterfront Condominiums

416-503-3328

• from $320,000

25B

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to 416-789-9554

waterfrontmaps: GTA

ia lD r

on Ce re m

W Rd

Eg lin rn Ra to ha th n m bu th rn or Rd Du pe E Th nd Rd e as W Qu St ee E ns w ay

Br ita nn

W Av e St ee le s

De rr y

Bay

Park Rd S

La ke sh

Page

King

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

Bloor St

Manvers

Scugog

• from $400,000

Park Rd S

Price Range

Centre St.

TH* C*

Scug

Stevenson Rd

Whitby 7 Waterfront Lake

Gibb St

W entworth St

Schomberg Riva Del Lago

King St WBond St

Lindsay

Uxbridge

401

AdelaideAve

Thornton Rd

416-495-3544 48

Blair St

Telephone

Garrard Rd Kendalwood R

Manning Rd

Hopkins St

Brock St S Henry St Gordon St

Garden StBlair St

Bradford Tecumseth and Tottenham Waterscapes

Dundas St E

Cannington

Rossland Rd

Town of Whitby

Ajax-Whitby

Keswick

Cochrane St

Dryden Bv

Rossland Rd McQuay

Taunton Rd W

Anderson St

th o

Stevenson Rd

Garden St

Baldwin St S

Conlin Rd

Brock St N

rn h

To Os

Thornton Rd

Thickson Rd

Country Lane

Townline Rd

Garrard Rd

Church St E

*TH: Townhomes, C: Condo

Stevenson Rd

Baldwin St N

RoyalYork Rd

Park Law n Cedarbrook T

Du ffs Rd

Ashburn Rd

Cochrane

Country Lane

Coronation R

Lakeridge Rd

Georgina

400

8 Con

Lakeshore Blvd E

Bayly St E Georgina Island 33 caygeo Bob

East Gwillimbury Further North Waterfront

Adjala 9

Halls Rd N

18 Monarch Corporation

Lake Ridge R

Mono

Audley Rd

11 MonarchShelburne Corp.

Sim

Alliston,

Beeton, Site

orth D r

Builder

d llR Mi

400

Hwy 5

Essa

W estney Rd S

Tosorontio Everett

H orner Ave Rossland/Winchester R

e 401

Shoal Point Rd

Montgomery F

Village of 28 Evans Ave G ardiner Expressw ay Brooklin

Pickering Beach Rd

Angus

Barrie

400

W Taunton Rd Waterfront Etobicoke

Kingston Rd

Oro

Mara

Sunnidale Oakville Granite Court 90 Waterfront Lisle

Q EW

Q ueensw ay

Town of Ajax

Magill Dr

Finley A ve

Squires Beach Rd

SheppardAve Rd on 24 ingst K

Brawley Rd Bloor St W

Salem Rd

Vespra 401

21 22

Columbus Rd

Salem Rd

Stroud's

Wasaga Beach

Delaney Dr

Harwood Ave

Glenanna Rd

* Due to scale restrictions, locators are approximate. Please see builder’s ads for exact locations.

Rossland Rd

D undas St W

Fifth Conces 12 11 9

W estney Rd N

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CONDO WATCH

9 5 Builders: If you would like to include your preview registration, new release or site opening in this feature, just email the details to Lydia.McNutt@wall2wallmedia.com

new releases & grand openings

previews & registrations

THE CRAFTSMAN CONDOMINIUM By Vandyk

SENSES CONDOMINIUMS By Empire Communities

Grand opening of new sales centre and model suite. Check out these artisan-inspired condo residences, coming to Clarkson Village Web: CraftsmanCondo.com

Senses is the latest release of the second tower at Empire’s successful Rain community at the bustling intersection of Speers Road and Kerr Street in Oakville. Register now. Web: SensesCondos.com

URBAN TOWNDOMINIUMS By Rosehaven Homes Grand opening Feb. 28. Be the first to see these sensational homes at Mississauga Rd. and Sandalwood Pkwy. Web: RosehavenUrban.com

PINNACLE GRAND PARK 2 By Pinnacle International Brand new suites are now on sale at Pinnacle Grand Park 2, the newest addition to Mississauga’s skyline. Web: PinnacleGrandPark.ca

LEGACY PARK By Liberty Development Corp.

Introducing Oakvillage, a master-planned townhome community coming to Dundas St. E. and Trafalgar Rd. Register now. Web: Oakvillage.ca

THE SORRENTO By Armour Heights Developments Register now for this four-storey condominium offering European-style living in Richmond Hill. Web: TheSorrento.ca

THE MET CONDOS By Plaza

Live in Thornhill’s most connected community at Bathurst and Centre Street. Web: LegacyParkCondos.com

The Met takes comfort and luxury to a whole new dimension. Web: TheMetCondos.com

HOT CONDOMINIUM By Great Gulf

CRYSTAL By Pinnacle International

Phase 3 final release of this stylish boutique condominium is now on sale at Winston Churchill and Eglinton. Web: GreatGulf.com

PACE ON MAIN By Geranium Homes Luxury suites are coming soon to Stouffville’s boutique condominium address. Web: GeraniumHomes.com

100 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

OAKVILLAGE By Minto, Branthaven and Emshih

THE BERKELEY By Carriage Gate Homes A hotel-inspired condominium is coming to Caroline Street and Elizabeth Street in Burlington. Web: TheBerkeleyCondo.com

GTA Edition Feb 28 - Mar 14, 2015

Your complete source for condos, lofts and townhomes in the GTA

IN THIS SECTION Maps and listings for new condo communities in the 905 region Builder news and the latest in condos in the 905 FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 101

SWEETEST SUITES

THE CRAFTSMAN CONDOMINIUM RESIDENCES’ MODEL SUITE The perfect example of how to feather the nest

hose who find themselves wanting a sophisticated and maintenance-free condominium lifestyle without giving up style or space should visit the stunning model suite in The Craftsman Condominium Residences’ new sales centre. The Craftsman, developed by Vandyk Group of Companies in Clarkson Village, Mississauga, is an artisan-inspired four-storey boutique condominium residence with timeless design and impeccable amenities. The Clarkson model suite is a great demonstration of how style and space are possible in condominium living. As soon as you enter the twobedroom 1,097-sq.-ft. suite, you are welcomed by a beautiful entrance 102 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

with wide hallways. The master bedroom features a large walk-in closet while the second bedroom shows various possibilities for extra living space by functioning as a bedroom, office or den. Along with stainless steel appliances, the kitchen showcases a large island with quartz countertops. “The designer finishes seen in the model suite are all standard, so purchasers can feel at ease knowing that they don’t have to upgrade to get the level of quality finishes they want,” says Linda Mitchell Young, vice-president of sales and marketing at Vandyk. “To help with the selection process, all purchasers are given a private appointment with one of our decor studio consultants to ensure that their suite reflects their own individual style and taste.” In addition to stunning standard features, The Clarkson model suite is an example of how the placement of furniture within the open-concept layout maximizes the use of space. Beautifully decorated and furnished by the interior design team at UNION31, the model suite showcases cleaner, more streamlined living that doesn’t sacrifice space for style. “Many purchasers will be coming from homes that are 2,000 sq. ft. and above,” said Kelly Cray, principal-creative at UNION31. “The suite layout maximizes efficiency in everyday living, with zero wasted space, maximum storage, both in closets and cupboards, and excellent flow overall.” The Craftsman’s exterior design pays tribute to the masterful work of continued on pg. 104

SWEETEST SUITES continued

The Clarkson model suite is a great demonstration of how style and space are possible in condominium living

legendary architect Frank Lloyd Wright, whose influence is also translated within the interior design of the model suite. “We have brought in the warm woods from the mature environment surrounding the project,” says Cray. “We have created a very sophisticated and natural feel by bringing in some metal and steel to add sparkle to the space and we’ve included natural tones in the wall colour, which Wright was famous for, that gives the suite a contemporary flair and offers soft elegance.” Located on lively Lakeshore Road West in the forested setting of Birchwood Park, The Craftsman is just steps from the Lake Ontario waterfront, with yacht clubs, boardwalks and biking trails. Being situated in Clarkson Village also gives residents quick and convenient access to galleries, bistros and restaurants, and excellent shopping. With easy access to the QEW and Clarkson GO station, a trip to downtown Toronto is also just minutes away. Whether you’re a mature buyer looking to downsize or a first-time homebuyer looking for maintenancefree condominium living, The Craftsman Condominium Residences offers something for every type of lifestyle. Prices at The Craftsman start in the low $300’s.

The model suite is located at the brand new sales centre at 1601 Lakeshore Rd. W. in Mississauga, open Monday to Thursday from noon to 6 p.m.; and Friday to Sunday from noon to 5 p.m. For more information, visit craftsmancondo.com or call 905.823.4044 to speak to a sales representative. 104 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

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As construction As construction nears nears completion completion on these on these incredible incredible twin twin towers, towers, now’s now’s As construction nears completion on these incredible twin towers, now’s the the perfect perfect time time tonears make tocompletion make Crystal Crystal at Pinnacle at Pinnacle Uptown Uptown your your new new home! home! As As construction construction nears completion on on these these incredible incredible twin twin towers, towers, now’s now’s the perfect time to the make Crystal at Pinnacle Uptown your new home! This This spring, spring, be among be among the first first to take to take ownership ownership in this in this spectacular spectacular newnew the the perfect perfect time time to to make make Crystal Crystal at Pinnacle at Pinnacle Uptown Uptown your your new new home! home! This spring, be among the first tocommunity take ownership in this spectacular new 36-acre 36-acre master-planned community in Uptown in Uptown Mississauga! This This spring, spring, bemaster-planned be among among thethe first first to to take take ownership ownership in this inMississauga! this spectacular spectacular new new 36-acre master-planned community in Uptown Mississauga! 36-acre 36-acre master-planned master-planned community community in Uptown in Uptown Mississauga! Mississauga!

PINNACLEINTERNATIONAL.CA PINNACLEINTERNATIONAL.CA PINNACLEINTERNATIONAL.CA TORONTO TORONTO . MISSISSAUGA . MISSISSAUGA . VANCOUVER . VANCOUVER . . PINNACLEINTERNATIONAL.CA PINNACLEINTERNATIONAL.CA TORONTO . MISSISSAUGA . VANCOUVER .

BrokersBrokers Protected. Protected. Rendering Rendering is artist’s is concept. artist’s concept. Prices and Prices specifications and specifications are subject are subject to to change without without notice. E.&O.E. notice. E.&O.E. Brokers Protected. Rendering artist’s concept. TORONTO TORONTO . change MISSISSAUGA . MISSISSAUGA . isVANCOUVER . VANCOUVER . Prices . and specifications are subject to change without notice. E.&O.E. Brokers Brokers Protected. Protected. Rendering Rendering is artist’s is artist’s concept. concept. PricesPrices and specifications and specifications are subject are subject to change to change without without notice.notice. E.&O.E. E.&O.E.

Suites Suites from from the the $200s $200s Suites from the $200s Penthouses Penthouses from from the the $600s $600s Suites Suites from from the the $200s $200s Penthouses from the $600s 905.568.9000 905.568.9000 Penthouses Penthouses from from thethe $600s $600s

905.568.9000 PINNACLEUPTOWN.COM PINNACLEUPTOWN.COM 905.568.9000 905.568.9000 PINNACLEUPTOWN.COM PINNACLEUPTOWN.COM PINNACLEUPTOWN.COM

CONDO PROFILE

EMPIRE LAUNCHES SENSES CONDOS In the heart of Oakville

mpire Communities continues its momentous growth in the GTA with the launch of Senses condominiums in Oakville. Located at the bustling intersection of Speers Road and Kerr Street and only steps from the Oakville GO Transit and Via Rail stations, Senses is the latest release of the second tower of Empire’s successful Rain community. “We’re thrilled to be entering this new phase of what is our first project in Oakville,” says Paul A. Golini Jr., co-founder and executive vice-president, Industry Relations at Empire. “The success of Rain is a testament to the trust that purchasers have in the communities we build and we’re confident that Senses will be just as successful.” The 19-storey resort-inspired condominium is the newest release of the second of two towers in the master-planned community. Located in the revitalized Kerr Village, residents will experience an eclectic array of quaint shops and upscale restaurants. “We’re seeing more and more single people and families moving out of the city and looking for a home that’s close to transit that takes them into downtown Toronto quickly and also offers a rich, community experience,” says Golini. “Senses, and Oakville in general, offers that.” To the south of Senses is the charm of historic downtown Oakville with designer clothing destinations, charming cafes and gourmet restaurants.

106 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

A short walk further south brings residents to the shores of Lake Ontario and its stunning views that can be taken in at the harbour and the parks. The nearby Bronte Harbour and Village boasts one of the finest marinas. Life on the water is part of Oakville living, with yachting, power boating, sailing and fishing being common activities in addition to hiking trails that hug the lake shore. Oakville offers extensive parklands and miles of hiking and biking trails, including the Sixteen Mile Creek Trail, which runs east along Senses. Golf enthusiasts won’t have far to travel with the worldfamous Glen Abby Golf Club and Oakville Golf Club nearby.

Sensesâ&#x20AC;&#x2122; amenity-rich location also offers quick access to schools, including Appleby College and Sheridan College, and the Oakville Trafalgar Memorial Hospital. For those commuting outside of Oakville, the Oakville GO Transit and Via Rail stations are within walking distance with the commute to Union Station in downtown Toronto taking no more than 45 minutes on the GO Train. The transit-rich location also offers quick access to the QEW. Designed by award-winning Graziani + Corazza Architects, Senses will fuse tradition and modernity with a striking faĂ§ade of glass and white metal blended with heritage and architectural accents. Spacious cantilevered balconies and floor-to-ceiling glass will offer panoramic views of the lake and surrounding areas. The interiors are designed by renowned Bryon Patton & Associates and feature soothing colours and natural materials to create a resort-like ambience. All suites include a balcony, terrace or patio; spacious open-concept layouts with bright airy interiors; expansive windows; and soaring nine-ft. ceilings, with 10-ft. ceilings on the penthouse floor. Features and finishes include polished granite countertops, premium stainless steel appliances, walk-in closets, and living areas with high-quality engineered flooring, glazed porcelain and ceramic tiles. Gourmet kitchens offer designer cabinets and glass mosaic backsplash tiles. Bathrooms feature deep soaker tub, designer vanity mirror and custom-designed cultured marble integrated sink.

The resort-inspired amenities at Senses have never before been offered in an Oakville condominium and include a magnificent indoor pool with a relaxing lounge area and whirlpool with separate cold plunge and dry sauna. Staying fit is easy with the fully equipped exercise room complete with weight training and cardio areas, as well as a contemporary Yoga and Pilates studio, equipped with mats and stability balls. Residents can entertain guests or kick back on the spectacularly landscaped outdoor Terrace with barbecue areas, fireplace and gorgeous sundecks or in the party room, outfitted with a kitchen, wet bar and lounge with fireplace. The entertainment room features a cards table, flat-screen TV, lounge seating and wet bar. Residents of Senses can offer overnight visitors a stay in one of two guest suites. Adding to the amenities at Senses is a car wash and pet wash area too. Suites at Senses are available in studio, one-bedroom, one-bedroomplus-den, two-bedroom and twobedroom-plus-den and range in size from 346 to 1,250 sq. ft. Prices start from $219,990.

For more information on Senses Condos call 905.845.7246 or email senses@empirecommunities.com Register now to schedule a VIP tour before the grand opening. EmpireSenses.com FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 107

IN THE NEWS

The Residences of Royal Connaught launches prestigious Penthouse Collection

he recently unveiled Penthouse Collection at the Residences of Royal Connaught is bringing a new level of prestige to Hamilton’s iconic landmark. Generating buzz amongst the city’s elite, the exclusive collection of skyline suites will marry the utmost in luxury with urban convenience, all at the sought-after Connaught address. The anticipated launch was celebrated in style with hundreds of registrants filling the restored grand lobby for the first unveiling of the coveted collection. “With such an impressive legacy and priceless restored historic features, the Residences of the Royal Connaught is truly one-of-a-kind. It can never be replicated, so it’s only fitting that the Penthouse Collection will be truly exquisite,” says Ted Valeri, president of Valery Homes. Nestled away on the top tiers of the residences, buyers will enjoy unrivalled privacy in the heart of the downtown core with only six units on the penthouse level and 11 on the sub-penthouse level. “The Penthouse Collection offers buyers the best of both worlds: sophisticated suites with ample space for entertaining that are quiet and serene while still at an address that allows residents to be immersed in all that downtown has to offer,” says Rudi Spallacci, president of the Spallacci Group. Units are both dramatic and bright, with ceilings reaching up 16 ft. and oversized windows revealing gorgeous views of the lush escarpment and the bustling streets below. Spacious open-concept living areas are appointed with premium finishes, with exceptional attention given to detail. Impeccably appointed kitchens feature state-of-the-art stainless steel appliances, extended designer cabinetry and the finest granite countertops. Generous master bedrooms are bright and serene, with an oversized walk-in closet and an ensuite that features a lavish soaker tub and a rain shower that invites relaxation. Ascending to the second storey of the penthouse suite, an additional bedroom is perfect for overnight guests. Housed behind the historic facades of the century building, the Art Deco lobby, currently housing the presentation centre, will transition to become a reception 108 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

area for residents complete with 24/7 concierge, a stylish espresso bar, and the lobby’s signature baby grand piano. Once a social hub for celebrities and royalty, dramatic original columns and oversized chandeliers tell of the historic address’s prestige. Launched in February 2015, The Penthouse Collection of The Residences of Royal Connaught will offer new condominium suites housed in the historic west wing of the building. With a selection of elegant designs ranging from 555 to 1,473 sq. ft., purchasers can customize their penthouse and sub-penthouse suites with looks ranging from classic to a more contemporary aesthetic. Penthouse suites start from the mid-$400’s. Construction has now begun, with Phase 1 occupancy expected for mid-2016. For more information, visit the presentation centre and model suite at 112 King St. E. in Hamilton. To register, visit royalconnaught.com

Live Free FOR A YEAR PROGRAM

EXPIRES FEBRUARY 28

OVER $50,000 IN VALUE

• $10,000 CASH BACK • MAINTENANCE FOR A YEAR • PARKING • LOCKER • LUXURY FINISHES • INDIVIDUAL SUITE CLIMATE CONTROL

Visit our on-site sales centre before February 28 to speak to a Sales Representative to take advantage of this limited time offer. Now under construction with Fall 2015 Occupancy.

Visit our Sales Centre at 9612 Yonge St. 905.907.4370 www.grandpalace.ca

16TH AVE.

BAYVIEW AVE.

WELDRICK RD.

YONGE ST.

MAJOR MACKENZIE DR.

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34 Pinnacle International

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905-568-9000

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from $200,000

105

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47 The Daniels Corporation

Daniels Erin Mills

905-306-6996

•

from $250,000

17M

Windcatcher Development Corporation

Atwater Condos

905-271-5038

•

from $280,000

24L

Castleridge Homes

The Clairington

905-793-0002

•

from $230,000

16E

Pinnacle International

The Marquee Townhomes on the Park

905-568-9000

•

from $700,000

20K

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Mirage

905-232-2400

•

from $270,000

20K

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PSV2

905-273-9333

•

20L

Great Gulf

HOT

905-828-4257

•

from $330,000

16M

Fernbrook Homes

Absolute World

416-869-6057

•

from $188,000

21k

Cityzen

Absolute World

416-869-6057

from $188,000

21K

10 AMACON

The Residences at Parkside Village

905-273-9333

•

21K

12 Alterra Homes

Renaissance in Olde Brampton

416-710-1010

•

from $490,000

13H

14 Pemberton Group

Rosedale Village Golf & Country Club

905-799-5000

•

from $346,000

13F

15 ADI Development Group

Link2 Condos+Lofts

905-592-2028

•

from $195,000

16 Vandyk Communities

Windows on the Green

905-822-3333

from $300,000

19N

17 Pemberton Group

Downtown Erin Mills Condominiums

905-630-6300

•

from $300,000

18M

18 Retirement Lifestyle Communities

Palisades on the Glen

905-820-8210

•

from $290,000

18N

20 Carriage Gate Homes

The Berkley Downtown Burlington theberkeleycondo.com

•

21 Casino Bay Dev. Corp./Toddglen

Panoramic Point at Brewery Bay

1-866-611-5525

•

from $264,000

27 Inzola Group

Park Place

905-451-7001

•

from $310,000

14H

30 Pinnacle International

Pinnacle Grand Park 2

905-276-3981

•

from $200,000

20L

30 Pinnacle International

Pinnacle Grand Park

905-276-3981

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from $300,000

20L

32 Armour Heights Developments

River’s Edge

905-533-2400

•

from $285,000

14A

35 Ashley Oaks Group

Emporium at Joshua Creek

905-618-0660

•

from $200,000

17O

38 Tridel Corporation

Metrogate - Ventus 2

416-293-5535

•

from $302,000

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Ventus at Metrogate

416-293-5535

•

from $344,000

19J

45 Empire Communities

Rain Condominiums

905-845-7246

•

from $200,000

17Q

46 Mattamy Homes

The Mount Pleasant Village

mattamyhomes.com

•

from $200,000

20K

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

•

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

905 regionalmaps: Burlington, Brampton, Mississauga, Oakville, Further West, Further North

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Keele St

H untington

M ajor M ackenzie

ff Rd Langstaf

Jefferson Sideroad

Teston Rd

400

Jane St

Kirby Rd

N ashville Rd

W eston Rd

Pine Valley

Cold Cree k Rd

12 Line Rd

King-Vaughan Rd

Tow n of Ajax

City of Pickering

Yonge St

Bayview Ave

King Rd

Tow n of W hitby

Bloom ington Sideroad

21 22

Markham

D enison St

Price Range

Page

Finder

Varley

905-604-1477

•

from $520,000

19F

13 Liberty Development Corp.

Legacy Park

905-731-8302

•

from $300,000

10g

31 Pemberton Group

Sky City 2

905-709-5700

•

from $320,000

12F

32 Liberty Development Corp.

Royal Gardens

905-889-9997

•

from $303,000

15F

43 Guizzetti Developments

Grand Palace

905-907-4370

•

109

12E

44 Liberty Development Corp.

Centro Square Condos 2

905-851-8877

•

from $400,000

Monarch Corporation

Garden Court

416-495-3595

•

from $400,000

16D

Flato Development

Arthouse Condos

905-554-8722

from $200,000

22D

Tridel Corporation

Renaissance of Richmond Hill

416-736-9500

Lindvest

Grand Cornell Brownstones in Markham

905-294-6161

Armour Heights Developments

The Sorrento

289-637-1777

MintoUrban Communities Inc.

WaterGarden

416-915-3800

10 Great Lands Corp.

The Beverly Hills Resort Residences

905-882-6636

11 Triaxis Development Inc/Marino Developments

Courtyards of Maple

416-798-7070

•

from $390,000

12 Greenpark Homes

UV2

905-554-6501

•

from $253,000

22F

14 Remington Group

The Signature Condominium

905-948-9900

•

from $300,000

18F

14 Remington Group

Model Suite of the Month

905-948-9900

•

from $300,000

18F

20 Solmar Development Corp

Bellaria Residences

905-417-8482

•

from $240,000

22 Quadra Mgt. & Sceptre Devs.

Renaissance Court at Woodbridge Gates

905-851-4220

•

from $505,000

22 Wycliffe Homes

Fairground Lofts

905-605-5900

•

from $340,000

24 Liberty Development Corp.

The Fountains

905-731-8302

•

from $272,000

10F

26 Rice Development

Ambria

905-796-3630

•

from $340,000

28 Chestnut Hill Homes

San Francisco by the Bay

905-831-3631

•

from $200,000

22C

31 Pemberton Group

Sky City

905-709-5700

•

from $320,000

12F

32 Signature Communities

TAO Boutique Condos

905-597-2535

•

from $200,000

15F

33 Pemberton Group

Miracle at Yonge

905-709-5700

•

from $280,000

12F

34 Sierra Homes

68 Main Street

905-305-0822

•

from $250,000

21E

40 Nova Trimax

Allegra

905-850-6866

•

from $250,000

41 Quadcam Development Group Inc

Vista Parc Condominiums

905-850-8883

•

from $260,000

45 Kylemore Communities

The 6th Angus Glen

905-887-9950

•

19E

46 Empire Communities

The Mark

905-554-5015

•

22E

*TH: Townhomes, C: Condo

Highlighted listings are advertised in this issue of Condo Guide. Please refer to page number for complete information.

•

from $740,000

14E

from $340,000

23F

•

from $390,000

13B

•

from $300,000

12F

from $250,000

12E

•

from $250,000

Attention Builders - Want to add your community to our maps? Need to update existing information? Please fax the details to (416) 789-9554

HOMEBUYERS’ HELP

condo buyers’ resource section YOU LOVE THE CONDO, SEE WHAT YOU CAN AFFORD! Compare mortgage rates for your best deal Calculate your mortgage payments

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 113

HOMEBUYERS’ HELP

Calculate your mortgage payments interest rate

amortization period

chart figure

mortgage amount ÷ 1,000

monthly payment

EXAMPLE: 5%

25 YEARS

5.82

125 (MORTGAGE AMOUNT $125,000)

Follow these steps to see if you’ll qualify for a mortgage on your dream condo 01 Determine the

03 Choose your desired

04 At the intersection of

appropriate five-year fixed mortgage rate, which is easiest to qualify for.

amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for firsttime homebuyers).

the column and row is your mortgage payment per month per $100,000 borrowed.

02 Look down the left column of the table on the opposite page to find the rate (rounded to the nearest 1/4 per cent).

114 NEW CONDO GUIDE FEB 28 - MAR 14, 2015

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

Mortgage payment calculation chart

INTEREST RATES

Amortization Periods 15 YEARS

20 YEARS

25 YEARS

30 YEARS

2.50%

$666

$529

$448

$394

2.75%

$678

$541

$461

$407

3.00%

$690

$554

$473

$421

3.25%

$702

$566

$486

$434

3.50%

$714

$579

$499

$448

3.75%

$726

$591

$513

$461

4.00%

$738

$604

$526

$476

4.25%

$750

$617

$540

$490

4.50%

$763

$630

$553

$504

4.75%

$775

$644

$567

$519

5.00%

$788

$657

$582

$534

5.25%

$801

$671

$596

$549

5.50%

$814

$684

$610

$564

5.75%

$827

$698

$625

$579

6.00%

$840

$712

$640

$595

6.25%

$853

$726

$655

$611

6.50%

$866

$741

$670

$626

6.75%

$880

$755

$685

$642

7.00%

$893

$769

$700

$659

Table provided by Calum Ross, owner, president and principal broker at Calum Ross Mortgage. He can be reached at 416.410.9905, calum@calumross.com and calumross.com FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 115

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OUR decor wish list FOR THE NEW YEAR

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Your guide on where and what to buy

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WHAT TO CONSIDER BEFORE GETTING YOUR FIRST MORTGAGE

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a brand Expert advice onvery buying bring our style of community design to Edmonton. do our best to deliver satisfaction every stepnew condo real estate in It2014 of the way. starts from the moment you honour Customer satisfaction defines Mattamy, customer us with the task of building your home until long after you’ve moved in. Today we have built over 60,000 homes in hundreds of communities across North America.

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HOMEBUYERS’ HELP

Compare mortgage rates for your best deal CHARTERED BANKS

Variable

ATB Financial

2.35

Alterna Svgs/Alterna Bk

2.45

Bank of Montreal

2.85

Bank of Nova Scotia

2.85

Canadian Western Bank CFF Bank CIBC

2.85

ICICI Bank Canada Manulife Bank

2.9 2.55

6 Months 4 4.00op 4 6.30op 4 6.30op 4.55 6.45op 4 6.45op

6.70op

National Bank

n/a

President’s Choice Financial Royal Bank

2.5 2.85

TD Canada Trust

2.85

Tangerine

2.85

4.45 4.4 6.70op

6.30op

1 Year 2.94 4.00op 2.98 6.30op 2.89 6.30op 3.29 6.50op 3.14 6.30op 2.99 2.89 6.35op 3.15 3 3.50op 3.14 6.70op 3.14 6.30op 2.89 6.30op 3.19

2 years

3 years

4 years

5 years

2.79 4.00op 2.98

2.79

2.84

2.94

2.98

2.94

2.98

2.84

3.39

3.89

2.99

3.09

3.39

3.89

4.49

3.04

3.65

4.2

4.74

2.79 2.49

2.69 3.55

2.89 3.04

2.79 4.79

3.65 3.04

3.64 2.94

3.69 2.99

3.04

3.75

3.04

3.14

2.29 3.14

3.49 3.8

2.99 4.54

4.44 4.74

2.84

3.39

3.89

3.09

3.24

3.49

3.69

3.79

3.25 2.59

3.95 3.44

4.74 3.94

4.99 4.79

3.6

3.7

4.6

4.95

2.44 3.09

2.59 3.75

2.79 4.39

2.79 3.29

3.09

3.39

3.89

4.49

3.1

3.33

3.65

3.13

3.25

3.29

2.99

2.59 3.04

2.69 3.19

2.79 2.99

2.89 2.89

2.69 3.09

2.89 3.75

3.04 4.39

3.09 4.79

2.25

3.35

2.95

3.05

3.95 3.09

4.35 3.55

4.84 3.29

5.14 2.89

2.9

3.1

3.25

2.75

2.85

2.9

2.95

TRUST COMPANIES Community Trust Concentra Financial

n/a n/a

Effort Trust

n/a

Home Trust Company Investors Group Trust

2.35 n/a

MTCC

2.85

6.5 5 6.70op 4.45 6.30op 3.95 4.2 6.50op 4.55 6.45op

3.14 2.89 6.30op 3.45 6.30op 2.89 3.14 6.30op 3.29 6.50op

OTHER FINANCIAL INSTITUTIONS Airline Financial C.U.

Comtech Credit Union

2.95

First National Fin. LP FirstOntario C.U.

2.85

6.2 6.40op 3.95 6.34op

IC Savings London Life

n/a

Luminus Financial

2.45

MCAP Meridian Credit Union

2.3 2.65

Parama Credit Union

2.5

Steinbach Credit Union

2.4

4.2 6.50op

3.01 6.25op 2.99 6.30op 2.99 2.99 6.34op 2.99 3.14 6.30op 2.85 6.25op 3.6 3.09 6.30op 2.7 2.85op 2.65

Notes **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice. R.O.R. = RATES ON REQUEST OP = OPEN ----- = NOT QUOTING N/A = NOT AVAILABLE Prepared by http://www.FiscalAgents.com/mortgage/rates

FEB 28 - MAR 14, 2015 NEW CONDO GUIDE 117

index of advertisers 45 Charles Ltd. - Chaz Yorkville Condos

Luxury Living Magazine - Promo

Aragon Properties - Enigma on the Park

Madison Homes - Zigg St.Clair West

Aspen Ridge Homes - Studio on Richmond

Menkes Developments Inc. - 365 Church

Insert

Bazis Inc. - E Condos

Menkes Developments Inc. - 87 Peter

Insert

Bazis Inc. - No1 Yorkville

Menkes Developments Inc. - Fabrik

Insert

Menkes Developments Inc. - Gibson Square

Insert

Menkes Developments Inc. - Harbour Plaza

Insert

Canalfa Group - Liberty Central by the Lake Two

Menkes Developments Inc. - Humber Mews

Insert

Chestnut Hill Development - Lotus Condominiums

Menkes Developments Inc. - Pears on the Avenue

Insert

Citycore - Harmony Village

Menkes Developments Inc. - The Eglinton Yonge at Heart

Insert

Concert Properties - The KIP District

Metropia - E Condos

BILD - Promo Camrost - Felcorp - Blue Diamond at Imperial Plaza

Concord Adex - Omega on the park

119

30-31

Minto Communities Inc. - West Side

Cresford Development Corp. - 1000 Bay

IBC

Minto Communities Inc. - Yorkville Park

Cresford Development Corp. - CASA 2

120

Minto Communities Inc. - Corporate

Cresford Development Corp. - CASA III

120

Mobile App - Promo

Cresford Development Corp. - Merton Yonge Condominiums

120

Monarch Corporation - Lago

Insert

Cresford Development Corp. - VOX

120

Monarch Corporation - Picasso on Richmond

Insert

Daniels Corp. - The Bartholomew Downtown East

Monarch Corporation - Riva del Lago

Insert

Diam Developments - On The Danforth

Monarch Corporation - Waterscapes

Insert

Digital Device - Promo

North Star Homes - Connexion at Islington

Eden Shaw - Chaz Yorkville Condos

Pemberton Group - Citylights on Broadway

ELAD Canada - The Colours of Emerald City

Pemberton Group - Sky City 2

Empire Communities - Senses Condominiums

6-7

Phantom Developments - Tea Garden Condos

Family of magazines - Promo

116

Pianosi Developments - Perspective Condos

Fieldgate Homes - Zigg St.Clair West

Pinnacle International - Pinnacle Uptown, Crystal

105

Freed - Art Shoppe Condos

Plaza - Corporate

Ghods Builders Inc. - 5959 Yonge Street

Rio Can - E Condos

Great Gulf - Monde

Rockport Group - The Nest

Great Gulf - One Bloor Residences

Sorbara Group - Beacon

Great Gulf - Pace

Streetcar Development - The Southwood

Great Gulf - Yonge+Richmond

T.D. Bank - Corporate

The Daniels Corporation - Daniels Erin Mills

71 5

Guizzetti Developments - Grand Palace

109

Lamb Development Corp. - East Fiftyfive

The Daniels Corporation - High Park Condominiums

Lamb Development Corp. - The Harlowe

The Daniels Corporation - One Park Place South Tower

Lanterra Developments - Riverhouse at the Old Mill

Tribute Communities - The College

Lanterra Developments - Teahouse

Tribute Communities - Varley

Lanterra Developments - Treviso Condominiums

Tridel Corporation - Avani 2 At Metrogate

IFC

Liberty Development Corp. - Centro Square Condos 2

Tridel Corporation - Islington Terrace

Liberty Development Corp. - Legacy Park

Urban Capital - Model Suite of the Month

Liberty Development Corp. - Royal Gardens

Urban Capital - RC3

Liberty Development Corp. - Terrace on Danforth

Vandyk Communities - The Craftsman

Liberty Development Corp. - World on Yonge

Your First Home & Condo - Promo

103 80

I BUILD CONFIDENCE. â&#x20AC;&#x153;Being a member of BILD has been significantly beneficial relative to the sharing of information, ideas and the furthering of community building in Ontario. Its role as the voice of the development and building industry has been critical in ensuring municipalities and the Province adopt balanced, well thought out land development policies. I am proud to be a member of BILD.â&#x20AC;?

David A. McKay, Partner

MHBC Planning, Urban Design & Landscape Architecture Service Professional Member Since 2006

I AM

Get Involved: bildgta.ca

Built to make an entrance. The newest addition to our landmark Metrogate community, Avani 2 offers design-inspired living in every 1 and 2 bedroom suite, many with den options. This contemporary tower features spectacular indoor and outdoor amenities, the perfect spaces for residents to relax, rejuvenate and enjoy their leisure time – all overlooking a dynamic community park. Indulge your taste for sleek modernity at Avani 2, where virtually anything you could want is just moments away.

eiGht decades of home BuildiNG. over 80,000 homes Built. tridel commuNities are Built GreeN. Built for life.® *Price and specifications are subject to change without notice. Illustrations are artist’s concept only. Building and view not to scale., Tridel Built for Life®, Tridel Built Green. Built for Life.® are registered trademarks of Tridel and used under license. ©Tridel 2015. All rights reserved. E.&O.E. February 2015.

Now opeN Kennedy and Hwy 401 in Scarborough Starting from the low $200â&#x20AC;&#x2122;s* Visit the Presentation Centre 52 Village Green Square, Scarborough 416.293.5535

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DESIGN. LOCATION. STYLE. PASSION. TRUST. The locations you love. The designs you desire. The details you demand. A Cresford condominium is luxury living defined. For over 40 years Cresford has been at the forefront of the luxury condominium market. The first developer in Canada to pair its condominium designs with international fashion labels, we set the standard for superb quality, trusted security and cutting-edge style. Cresford is known for building such recognizable condominiums as the Thornwood at Summer Hill and Merchandise Lofts, an iconic true loft conversion in downtown Toronto.

YORKVILLE | UNDER CONSTRUCTION SIGNATURE PENTHOUSES COMING SOON SUITES FROM THE HIGH $300’S 416.486.CASA (2272) CASACONDOMINIUM.COM

YONGE & WELLESLEY PENTHOUSES COMING SOON FURNISHED WITH DIESEL LIVING 416.485.3000 VOXCONDOMINIUMS.COM

YORKVILLE | UNDER CONSTRUCTION SIGNATURE PENTHOUSES COMING SOON MOVE IN WINTER 2015 / SPRING 2016 SUITES FROM THE MID $300’S 416.486.CASA (2272) CASA2CONDOMINIUMS.COM

YONGE & MERTON MOVE IN NOW SUITES FROM THE MID $400’S TOWNS FROM THE LOW $600’S PENTHOUSES FROM THE $800’S 416.484.1900 MYCCONDO.COM

LIVE LARGE ON BAY STREET MOVE IN WINTER 2015 / SPRING 2016 Spacious 1, 2 and 3-Bedroom suites with unobstructed views in the heart of downtown

FROM THE HIGH $300’S 416.485.3000 1THOUSANDBAY.COM

PRESENTATION GALLERY: 170 MERTON ST. BROKERS PROTECTED. ILLUSTRATIONS ARE ARTIST’S CONCEPT. PRICES AND SPECIFICATIONS ARE SUBJECT TO CHANGE WITHOUT NOTICE. E. & O.E.

Actual view from 22nd ﬂoor

Built for the suite life. Find your connection at islington terrace, just minutes from the Bloor islington subway. this architecturally striking condo community is located in a historic neighbourhood where the past mingles with today’s must haves. islington Village, with its quaint restaurants, leads you right into the fashionable Kingsway on Bloor, full of trendy boutiques and exclusive shops. Embrace the new spirit of living at Bloor and islington. Starting from the mid $200’s* Visit the Presentation Centre 2487 Bloor Street West, Etobicoke (At South Kingsway) 416.645.8862

tridel.com