No more value pays for me

Join Date: Apr 2010 Location: Princeton, West BYGOD Virginia Posts: 74 Real Name: MIKE

tigerwalker9 Member Member Geek

No more Value pays for me.

My wife purchased make up or something a year ago and had it on a card that maxed out. She forgot to change cards on her account, she was late on the payment but after notified by the Shop, paid the value pay. Well she was gonna get me RD for our anniversary. She went to purchase it on value pay, Shop said "no you been a bad girl, but put the account in your hubbies name see what happens." She did that got value pays and bought the watch. Well after getting hooked by the RD I wanted to buy a watch using value pay. Told em who I was, they said, "no!!! you don't have value pays." I said," yes I do my wife got me a watch a month ago, thats how I'm paying right now for this watch I'm wearing, Ain't missed a payment. Whats up!!"

"Well sir I' m sorry you don't have value pays why don't you create another account in your name only, and see what happens." Now this is what shop personel was telling me to do, I'm not thinking of this kinda stuff to get my VP's Back. I did that, ordered an S-1 racer on VP's waited about 4 days checked on it through internet got an E-mail sayin no VP's for you..... Well anyway I could elaborate on this all night, what I went through to get value pays and then get them taken away. I or my wife has never renigged on our finacial responsibilities to the Shop. Have always paid our bills. Much less resort to shady tactics like creating another account in my name which the Shop personnel suggested I do to get arround thier crapola! It is just upsetting when you enjoy something but can't participate due to credit dept. ball breaking. I call BS.

!!!!!!!!!.....

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Find all posts by tigerwalker9 Add tigerwalker9 to Your Contacts #2 05-30-2010, 09:46 PM Join Date: Apr 2010 Location: Ohio Posts: 360

MATTNATTI Senior Member Senior Geek

sorry to hear that i can understand that would be frustrating hope things work out better in the future __________________ Did you see that? Do they all got hedges like that? Do they?

MATTNATTI View Public Profile Send a private message to MATTNATTI Send email to MATTNATTI Find all posts by MATTNATTI Add MATTNATTI to Your Contacts #3 05-30-2010, 09:55 PM Join Date: Mar 2009 Location: from ny live in g.a Posts: 3,389

BIGNOIZE Senior Member Master WatchGeek

WOW NUTTY __________________ L.T.R LEARN, TEACH, REPEAT BIGNOIZE View Public Profile Send a private message to BIGNOIZE Find all posts by BIGNOIZE Add BIGNOIZE to Your Contacts #4 05-30-2010, 10:17 PM

Join Date: Nov 2009 Posts: 257

ace3han Senior Member Senior Geek

Consider yourself lucky. That way you can easily resist temptation when the price is too high. When you have VPs you can easily justify paying a small amount overtime.

This way your budget is more easily managed. ace3han View Public Profile Send a private message to ace3han Send email to ace3han Find all posts by ace3han Add ace3han to Your Contacts #5 05-30-2010, 10:34 PM Join Date: Apr 2008 Location: Tempe, suburb of Phoenix Posts: 17,567

wave3214 Senior Member True WatchGeek

I stopped using value pays about a year ago and dont regret it a bit it justmeans i have to be more selective with my purchases and dont end up with a lot things i had to have at the moment and then never wear __________________

wave3214 View Public Profile

Send a private message to wave3214 Find all posts by wave3214 Add wave3214 to Your Contacts #6 05-30-2010, 10:36 PM

50mm&up

Join Date: Jun 2009 Location: Braintee, MA. Posts: 11,352 Real Name: Rick

Senior Member True WatchGeek

You're better off. Stop all VP's and your life will be great! lol. __________________

"We remember........."

50mm&up View Public Profile Send a private message to 50mm&up Send email to 50mm&up Find all posts by 50mm&up Add 50mm&up to Your Contacts #7 05-30-2010, 11:29 PM Join Date: Aug 2008 Location: San Antonio,TX Posts: 1,313

Z4MC Senior Member Super Geek

my VPs are done in August then I am done only full go purchases for me MAYBE one on VP per year but nothing like what I just came out of!! Next month is painful then after that is manageable than after that is like $50. I really love what I have purchased and have a enough watches to only pick up 1-2 a year that REALLY sing to me! Great position to be in. __________________ The American Republic will endure until the day Congress discovers that it can bribe

the public with the public's money. ...Alexis de Tocqueville after travelling to America 1834 Z4MC View Public Profile Send a private message to Z4MC Find all posts by Z4MC Add Z4MC to Your Contacts #8 05-30-2010, 11:31 PM Join Date: Jul 2008 Posts: 5,298

RDG Senior Member True WatchGeek

me neither. __________________

RDG View Public Profile Send a private message to RDG Find all posts by RDG Add RDG to Your Contacts #9 05-30-2010, 11:32 PM Join Date: May 2009 Posts: 182

Sturhling_Don Senior Member Senior Geek

Be grateful man. I once owed $3K in VPs. Down to 900 bucks now & will be free in August of this terrible VP affliction.

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Add Sturhling_Don to Your Contacts #10 Yesterday, 12:00 AM Join Date: Apr 2008 Posts: 662

Time Bandit Senior Member Veteran Geek

Quote:

Originally Posted by tigerwalker9 got an E-mail sayin no VP's for you.....

This reminds me of the Soup Nazi, "No Soup for you..."

Time Bandit View Public Profile Send a private message to Time Bandit Send email to Time Bandit Find all posts by Time Bandit Add Time Bandit to Your Contacts #11 Yesterday, 12:02 AM Join Date: Feb 2009 Location: Tacoma Wa Posts: 1,553 Real Name: Dennis

D-Smoke Senior Member Super Geek

Thats too bad I feel for you! I have NEVER owned a credit card in my life and I pretty much pay cash for everything I buy, but as a single disabled parent I do find VPs handy at times. No I dont use em so much on anything of smaller cost, but on more expensive watches they come in handy. Its the same as it would be if I saw a watch and decided to save x amount of $ for 5-6mos to get it, the VPs is that $ Id save up to purchase it. That said I have never got over my head or had high VPs like some.

Ive NEVER had a month that ALL my VPs together were over $350, and that was only one time for a couple mos. I could afford $700-$800 in VPs a month but would never do that. __________________ Big Denny In T-Town

D-Smoke View Public Profile Send a private message to D-Smoke Send email to D-Smoke Find all posts by D-Smoke Add D-Smoke to Your Contacts #12 Yesterday, 05:42 AM Join Date: Apr 2009 Posts: 38

Hound Fan Member Member Geek

I hate value pays. It tempts (not forces) me to spend more on a luxury than I can afford. Instead, I save the dollars and when I have enough I buy want I want. For me it is a much more reasonable way for me to manage my hobby.

Hound Fan View Public Profile Send a private message to Hound Fan Find all posts by Hound Fan Add Hound Fan to Your Contacts #13 Yesterday, 05:49 AM Join Date: Jul 2009 Location: Morgantown WV Posts: 12,167 Real Name: Tommy

tkromer Senior Member True WatchGeek

Buying things outright means you can afford the exact same number of watches, but you're not able to impulse buy. Win-win! tkromer View Public Profile Send a private message to tkromer Send email to tkromer Find all posts by tkromer Add tkromer to Your Contacts #14 Yesterday, 06:11 AM Join Date: Jul 2008 Location: Aliquippa Pa Posts: 795

CLEANS-HIGH Senior Member Veteran Geek

I use value pays but I also use Bill me later a Liors sites if I want to pay in increments CLEANS-HIGH View Public Profile Send a private message to CLEANS-HIGH Find all posts by CLEANS-HIGH Add CLEANS-HIGH to Your Contacts #15 Yesterday, 08:46 AM Join Date: Apr 2010 Location: Princeton, West BYGOD Virginia Posts: 74 Real Name: MIKE

tigerwalker9 Member Member Geek

You Guys are just LIKE BUTTER ya Know...Ya just know how to make a guy feel better...I really don't care if I have the VP's the more I think about it. It's just a matter of principle, I could understand if I or my wife never paid the Shop or somthin like that, but thats not the case. Right on schedule on RD purchase, what happened with the make up deal was an accident and like I said Shop was paid in full. OH well thats the breaks! tigerwalker9 View Public Profile Send a private message to tigerwalker9 Send email to tigerwalker9

Find all posts by tigerwalker9 Add tigerwalker9 to Your Contacts #16 Yesterday, 09:58 AM Join Date: Aug 2008 Location: southern Calif Posts: 7,868

Red Ryder Senior Member True WatchGeek

Quote:

Originally Posted by 50mm&up You're better off. Stop all VP's and your life will be great! lol. yup.....too hard to keep them straight....

U could be taken advantage of.

__________________ RUTHIE Red Ryder View Public Profile Send a private message to Red Ryder Send email to Red Ryder Find all posts by Red Ryder Add Red Ryder to Your Contacts #17 Yesterday, 11:44 AM Join Date: Dec 2008 Location: California Posts: 17,318 Real Name: Gene

RenatoDiamond Senior Member True WatchGeek

Sorry to hear that, I try and pay for things outright most of the time. __________________

RenatoDiamond

RenatoDiamond View Public Profile Send a private message to RenatoDiamond Send email to RenatoDiamond Find all posts by RenatoDiamond Add RenatoDiamond to Your Contacts #18 Yesterday, 11:45 AM

50mm&up

Join Date: Jun 2009 Location: Braintee, MA. Posts: 11,352 Real Name: Rick

Senior Member True WatchGeek

Good for you Mike! I sent them a check a few weeks ago and cleared all my VPs. I'll never have them again. __________________

"We remember........."

50mm&up View Public Profile Send a private message to 50mm&up Send email to 50mm&up Find all posts by 50mm&up Add 50mm&up to Your Contacts #19 Yesterday, 12:06 PM Join Date: Nov 2008 Location: Justin, Texas in DFW Posts: 4,635 Real Name: Steve

fullautoarmalite Senior Member Master WatchGeek

In June im done no more VP's for me, my everyday bills are just to high and going up by the day. __________________

fullautoarmalite View Public Profile Send a private message to fullautoarmalite Send email to fullautoarmalite Find all posts by fullautoarmalite Add fullautoarmalite to Your Contacts #20 Yesterday, 12:17 PM

dadrock Senior Member Senior Geek

Join Date: Apr 2008 Location: Staten Island, New York Posts: 390 Real Name: Fred

I agree VPs seem good but we can get in over our head. In July I'm done with VPs. dadrock View Public Profile Send a private message to dadrock Find all posts by dadrock Add dadrock to Your Contacts #21 Yesterday, 12:26 PM

bugduck Senior Member Master WatchGeek

Done with Value Pays as Well ! Good Feeling !

Join Date: Mar 2009 Location: Virginia Posts: 2,506 Real Name: Lynn

bugduck View Public Profile Send a private message to bugduck Send email to bugduck Find all posts by bugduck Add bugduck to Your Contacts #22 Yesterday, 12:29 PM Join Date: Apr 2010 Location: New Jersey Posts: 85 Real Name: Barry

blduckhockey Member Member Geek

I am starting to worry about my VP's starting to mount up. There is wisdom here. My time for VP's are coming to an end. blduckhockey View Public Profile Send a private message to blduckhockey Send email to blduckhockey Find all posts by blduckhockey Add blduckhockey to Your Contacts #23 Yesterday, 02:18 PM Join Date: Nov 2009 Location: Pompano Beach , Fl. Posts: 1,745 Real Name: Roger

Rog1 Senior Member Super Geek

You should be celebrating.

R __________________

I'm earning extra watch money, one wipe at a time!!!!

Rog1 View Public Profile Send a private message to Rog1 Find all posts by Rog1 Add Rog1 to Your Contacts #24 Yesterday, 02:46 PM

nolad

Join Date: May 2009 Location: West Los Angeles Posts: 244 Real Name: Watchoutherenow

Senior Member Senior Geek

Forget Value Pays!!! __________________ Nolad nolad View Public Profile Send a private message to nolad Find all posts by nolad Add nolad to Your Contacts #25 Yesterday, 03:05 PM

alpha1603 Senior Member Senior Geek

no vp's for me you'll end up with a bunch of waches you never wear

Join Date: Nov 2008 Location: orlando Posts: 240 Real Name: Cliff

Join Date: Aug 2009 Location: Peoria, IL Posts: 1,393 Real Name: Ryan

Foster Senior Member Super Geek

Pay cash or forget it..........way too much room for trouble if you don't. I usually charge mine and then make a cash payment via the internet to my credit card a few days later.

I have found I buy a LOT less and I sleep a lot better. __________________

Waddayamean.....sold out?

Foster View Public Profile Send a private message to Foster Send email to Foster Find all posts by Foster Add Foster to Your Contacts #27 Yesterday, 04:40 PM

swissmade59

Join Date: May 2008 Location: MICH,Romulus Posts: 901 Real Name: Jeff

Senior Member Veteran Geek

I try not to use VP either you can get hook on them you think it only 40 dollar then 50 dollar that make 90 for month but in my case it was 350;00 month bit I'm payed off now that sux for few month. swissmade59 View Public Profile Send a private message to swissmade59 Find all posts by swissmade59

Add swissmade59 to Your Contacts #28 Yesterday, 04:54 PM

ricard75

Join Date: Mar 2009 Location: Toledo OH Posts: 1,526 Real Name: Kevin

Senior Member Super Geek

I don't get why everyone is so down on VP's?? I have NEVER had more than 2 watches on VP at one time, I only have 8 watches, I wear and love everyone of the watches I have, None of them are cheap impulse buy watches, and I have not had a value payment in at least 5 months. It's called self control, if you don't have enough self control to use the tools Shop has given to you then I guess you are better off just saying the VP'S are the problem. ricard75 View Public Profile Send a private message to ricard75 Find all posts by ricard75 Add ricard75 to Your Contacts #29 Yesterday, 04:57 PM Join Date: Mar 2008 Location: New York Posts: 1,571

JavaQueen Senior Member Super Geek

Personally, I don't think that VPs are bad. Just don't have 5 of them going at once. It is a ploy intended to reel you in, but for some people who use them responsibly and who are on a budget, they can be a godsend.

The vast majority of people run into trouble with them, though. Not because people are necessarily deadbeats, but they lose track.

I will not sit in judgment over people who decide to use that option.

BTW,....you can use Paypal and VPs So you can pay cash. If you're paying cash, you know can't rack up too many VPs.