Inside Wellington 012811

THE WELLINGTON ADVERTISER

FREE PRESS ~ NEWS WEEKLY

Second Section

January 28, 2011

Inside

Wellingt­­­on Grime’s Rhymes sparks imagination of young readers Arts & Entertainment | Events | County Page OMAFRA | Rural Life | Women in Business Energy Conservation | Financial Planning THE SECOND SECTION OF THE WELLINGTON ADVERTISER - FREE PRESS ~ NEWS WEEKLY

Here’s your opportunity to saveyour lives.

Here’s opportunity

PAGE TWO Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011

to save lives.

Inside Wellington

Events

Send your Non-Profit/Charitable event info to: events@wellingtonadvertiser.com 20-25 words, 4 weeks prior to event date Public Service Announcement

Here’s your opportunity to save lives.

CENTRE WELLINGTON donor clinics

ELORA Community Centre, 60 David St. W. Wednesday, February 2nd, 3pm - 8pm

Clinic Sponsored by: Optimist Club of Alma

F­­ ergus Centre Wellington Community Sportsplex, 550 Belsyde Ave., Fergus Tuesday, February 15th, 2:00pm - 8pm

Clinic Sponsored by: Fergus Lions Club

Call Call 11888 888 22 DONATE DONATE

for more information or to book an appointment. for more information or to book an appointment. www.blood.ca www.blood.ca

St. John Ambulance Saint-Jean

Call 1 888 2 DONATE

for more information or to book an appointment. www.blood.ca

Training Schedule

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Someone needs you. If you have two hours a week to spare, please call the Alzheimer Society of Dufferin County 519-941-1221 to discuss volunteer opportunities. *** Join us during February’s Heart Month at the King & Queen of Hearts Luncheons in support of the North Wellington Chapter of the Heart and Stroke Foundation. Clifford United Church Tuesday, Feb. 15 and the Royal Canadian Legion Mount Forest - Friday, Feb. 25 from 11:30am to 1:30pm. Tickets are $8 at the door. Includes soup, sandwich, dessert and beverage & chances to win great prizes. For more information call 519-837-4858. *** Trying to find time to look after you? When planning to keep well and healthy, don’t forget Hospice Wellington’s free Wellness Programs for those suffering from a life threatening disease or for their caregivers. We offer activities such as gentle exercise, guided meditation, circle support time, Therapeutic Touch and Reiki. Monday’s 9:30 – 11:30am Groves Memorial Community Hospital, Fergus. For those grieving or bereaved, “Walk with Purpose” a weekly walking program: Thursday’s in Elora 10 – 11am start from the Cenotaph opposite the Municipal offices.

Start taking care of you by calling Hospice Wellington 519-8363921 to register.

concerns regarding the use of this file. shikatani lacroix will only be responsible for replacement of this file, and not any film, plate, printing or associated costs which arise from its use. Special Note: Fonts supplied by Shikatani Lacroix as

Fergus Agricultural Society Annual Meeting to be held at the Speedside United Church at 7pm. For further information please contact Wendy Whittaker, 519-856-9621. *** All You Can Eat Assorted Chilies Dinner Harriston Legion Branch 296. 5- 7pm. Tickets $12, Children under 12 $6, Preschoolers Free. For more information call 519-338-2843. *** Fellowship Dinner. St. Andrew’s Presbyterian Church, Arthur, 6:30pm. Call for reservations 519-848-2839. Free will offering, *** Card Party, 7pm. Church of Our Lady, 28 Norfolk St., Guelph. $3, to cover costs. *** Harriston and District Horticultural Society Soup and Sandwich Luncheon. Harriston United Church 11:30am - 1:30pm. Please join us and bring a friend. Contact 519-338-3232. *** Alma Optimist Beef Barbecue. 5-7pm. At the Brand New Alma Community Hall, come and enjoy. Adults $12, children $4 at the door.

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partCof this FA are for viewing purposes only. Printer/end user is responsible for clearing the rights and/or license fees associated with the use of these fonts beyond the scope of this specific artwork file. ©Shikatani Lacroix Brandesign 2006 Admat - English

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THIS IS NOT A COLOUR PROOF. Please refer to Pantone chips and process match books for accurate colour.

NO TRAPPING HAS BEEN DONE TO THIS FILE.

Our artists have done everything possible to make this file perfect. However, you are responsible for its final approval, so please check all copy, dimensions and colour separations. Please contact shikatani lacroix if you have any questions or concerns regarding the use of this file. shikatani lacroix will only be responsible for replacement of this file, and not any film, plate, printing or associated costs which arise from its use. Special Note: Fonts supplied by Shikatani Lacroix as part of this FA are for viewing purposes only. Printer/end user is responsible for clearing the rights and/or license fees associated with the use of these fonts beyond the scope of this specific artwork file. ©Shikatani Lacroix Brandesign 2006

All Courses held at St. John Ambulance Training Facility 66 County Rd. 7 (lower level) Elora

For Info call 519-846-8704

Jan 29

Trying to find time to look after you?

When planning to keep well and healthy, don’t forget Hospice Wellington’s free Wellness Programs for those suffering from a life threatening disease or for their caregivers. We offer activities such as gentle exercise, guided meditation, circle support time, Therapeutic Touch and Reiki.

Monday’s 9.30am – 11.30am Groves Memorial Community Hospital, Fergus For those grieving or bereaved, “Walk with Purpose” a weekly walking program: Thursday’s in Elora 10.00am – 11am start from the Cenotaph opposite the Municipal offices Start taking care of you by calling Hospice Wellington 519 836 3921 to register www.hospicewellington.org

The Alzheimer Society of Guelph –Wellington Annual Walk for Memories. In doors at Old Quebec Street. Registration begins at 9am. There will be music, refreshments and fun. Register or pledge a walker online at www.walkformemories.ca or call 519836-7672. *** The Alzheimer Society of Guelph –Wellington Annual Walk for Memories. In doors at Mount Forest & District Sports Complex.

Registration begins at 9:30am. There will be music, refreshments and fun. Register or pledge a walker online at www.walkformemories.ca or call 519-836-7672. *** Arthur Legion Br. 226 Karaoke 8:30pm. *** Marsville Lions Community Breakfast. $5 per person. Melville Community Centre. Last Saturday of every month. 7:30-10:30am.

Also, recycling of wine bottles, beer bottles and cans, pop cans. *** Free Family skate at Fergus Sportsplex from 1:30-2:30pm. We will be accepting non-perishable food donations for Centre Wellington Food Bank. Sponsored by Grand River Dental Centre. *** Knox Ospringe scrap and crafts day 9am - 3pm. Bring your favourite craft and chat. Corner of Highways 124 and 125.

Jan 30

Sunday February 6, 2011 Games start at 1pm - Doors open at 11am

share the wealth package $15 - main program package $25 (both packages are required - extra strips available)

“proceeds to local community projects” Held at Grand River Raceway

7445 Wellington County Rd. 21, Elora

www.ferguselorarotary.com Held under lottery license #M634122.

FERGUS ELORA ROTARY FOUNDATION Staffed by: Centre Wellington Rotary Club and Fergus Elora Rotary Club

Bigfoot Lives! at the Guelph Lake Nature Centre 2-4pm. Please call to register 519-836-7860. Join us for an afternoon of snowshoe fun. We will provide the snowshoes and a quick lesson.

Snowshoes are limited so please call to reserve space. Special program fee applies: $10/adult, $5/child, $25/family of 4. *** Royal City Volleyball Co-ed VolleyBall Tournament. Recreational and intermediate divisions. Prizes. For info. call 519-822-6353. *** Arthur Legion Br. 226 Kid’s Karaoke 2pm up to age 18. For information call Linda 519-848-2622. *** Jamboree at the Palmerston Legion, starts at 1pm followed by a roast beef dinner. Takeout meals available. Call 519-343-2004 for info.

Feb 3

Belwood Lions Jamboree. 7:30pm Belwood Hall. Come and Play, Sing, Dance and just enjoy the Entertainment. Admission $5pp.

(Performing musicians-free). Call 519-843-7011 for information. *** Mapleton Preschool Roast Beef Take Out Dinner. Adult $10, Child $5. Pick up at the Christian Reformed Church between 5-7pm. Advance tickets only. Call 519-638-3331. *** Tree Talk. 7:30 – 9pm. Harris Room, Elora Arts Centre, 75 Melville Street, Elora. $5, free to NeighbourWoods members.

Feb 4

Community euchre, sponsored by the Optimist Club of Puslinch, at the Puslinch Community Centre at 7:30pm. $3 per person.

Refreshments provided, 50/50 draw, all welcome. Call Neil Smith for info. 519-837-3838. *** Community Resource Centre of North and Centre Wellington 14th Annual Chilifest Lunch. 11:30am -1:30pm. Fergus Legion, Branch 275, 500 Blair St. Fergus, $10 per person. Tickets available in advance at Community Resource Centre Office or at the door. Delivery and Take Out available. Silent Auction, Toonie Table, and balloon prizes, lots of prizes to be won. Community Resource Centre main office at 519-843-7000 for more info.

Feb 5

Fergus Agricultural Society Valentine’s Dance at the Elora Community Centre. 8pm to midnight. Music by Bill Beattie.

Lunch provided. Tickets $20 per couple. Call Ted Kent 519-8433371. *** Whistle Stop Co-operative Preschool Annual Valentine’s Dance & Silent Auction at the Puslinch Community Centre Aberfoyle.

8pm - 1am. Tickets $12 each, advance or at the door. For more information contact Lisa at 519-265-1993. *** Book sale at the Aboyne Branch of the Wellington County Library. Fill your own bag for $5 or pay by donation – lots of selection! *** Fergus Legion Branch 275- Mixed Cribbage Tournament - two person teams. Prize money $1,000 guaranteed based on 60 teams. $20 per team. Registration - 11:30am, pre registration is available. Play begins at 1pm sharp. For details call 519-843-2345. *** Crown Cemetery Annual Meeting, 1pm. Duffs Church, Puslinch.

For more information contact Darlene Harrietha 519-822-0874.

All welcome.

Feb 6

Elora and Salem Horticultural Society’s 14th Annual Garden Conference. 9am-3pm at the Wellington County Museum and Archives. Pre-registration is required. Admission $35 per person, includes a hot lunch. For further info. call 519-846-5533. *** St. George’s Anglican Church Harriston, is holding an all you can eat Pancake Supper from 4:30-6pm price per person $8. Everyone Welcome. *** Eden Mills History Day 1-4pm, Eden Mills Community Hall, York St., Eden Mills. Refreshments available. Admission $2.

Feb 9

Rockwood and District Lioness Euchre and Bridge Night.

Rockmosa Community Centre, Rockwood at 7pm. $5 a person.

Lunch and prizes to follow. *** Euchre Harriston, Legion #296. Start at 8pm. Light Lunch provided. $5 per person. Bring a Partner. For more information call 519-338-2843. *** The Grand Quilt Guild will meet at 7:30pm, Royal Canadian Legion, Fergus. A special workshop for the completion of the quilts for Community Outreach programs. Everyone is welcome to help cut, sew, and complete the quilts.

Feb 10

Euchre - St. Mary Family Centre, Mount Forest - 7:30pm. $2.50 includes light lunch and prizes.

Feb 11

Barrie Hill United Church Festive Meal Deal 3 themed meals Valentine’s roast beef dinner. (Snow date Sat. Feb. 12) St. Patrick’s Day Fri. Mar. 18 (Snow date Sat. Mar. 19) ham dinner.

Easter Dinner Fri. Apr. 8 (Snow date Sat. Apr. 9) Italian buffet.

All three dinners $50, Individual dinners $20. Order tickets from Tim at 519-763-266. *** The Royal City Quilters’ Guild monthly meeting 7pm at the Three Willows United Church on 577 Willow Rd. in Guelph. Guests are welcome to join the meeting for $5. For more information call Judy at 519-822-2658.

Feb 12

Hoot and Howl at the Guelph Lake Nature Centre, 7- 9pm. Please call to register 519-836-7860. $5/person. This is a great way to spend an evening with your family. We will be going out on a night hike to look for owls and coyotes. There will be a short introductory slide show before we head out on the prowl. Bring your flashlight and dress warmly. *** Woolwich Community Lions Club presents Shania Twin Dinner and Show. Lions Hall - Elmira. Doors open at 5pm - Dinner at 6:30. Advance tickets only - $55, call Vi - 519-669-5902 or Naomi 519-669-2190. *** Old Time Dance 8pm-12am. $10/person, light lunch provided.

Band - Bill Beattie St. John Parish Centre, 160 Georgina St., Arthur. *** Resort to Murder - Murder Mystery Dinner Theatre at 6pm. Treat your Valentine. Island Buffet. Ticket $20. Call St. Andrew’s Church office at 519-843-3565. *** Treat your sweetheart to a special four-course Valentine’s Dinner at St. John’s Church, Belwood. 6pm. Tickets $25 ea. For reservations contact Marie 519-843-3639. ***

Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011 PAGE THREE

Grime’s Rhymes: Parenthood proves to be a source of inspiration

Family effort - All members of the household took part in the latest endeavour, producing Grime’s Rhymes.

Husband Grant Christie was involved in the editing, while children Charlotte and Maxwell each provided some of the illustrations in their mother’s latest book.

by Mike Robinson

FERGUS - Walking into the world of Laura Grime, it’s clear her family is the inspiration for her books.

Using her artistic skills and the written word, Grime weaves together ... something both lighthearted and magical.

Stepping into her home, is like walking into her latest book as well.

Before the interview, the family gathered on the comfy looking sofa, the same one which appears on the cover of her latest book. Equally clear, is the fact her latest book is a family effort.

Though Grime wrote and illustrated the book of rhymes, her husband, Grant Christie, assisted with the editing and their children, Charlotte and Maxwell, provided some of the illustrations and much of the inspiration.

And yet, she seems genuinely surprised at the path life has taken her on.

“I had no idea I ever wanted to do any writing, either in high school or university,” she said.

“The inspiration to write came when I became a mother.”

Her grandparents also made a suggestion to pursue it.

“At the time I thought aw - c’mon,” she laughed. “I thought about it more seriously later on.

“I think that’s why I write, because I get all tongue-tied,” she laughed. “It’s much easier when you can just write stuff out on a piece of paper.

“Normally when I start, I have a message that I like to get across.

“Being able to do the illustrations makes the writing stronger because I can see what I can leave out with words because the pictures can tell part of the story.”

She described Grime’s Rhymes as being very different from her previous efforts because it’s a rhyming book.

“Rhymes really help children learn to read, because there is repetition,” she said.

From that and through the rhythm, they stress the words in a different way.

“They are listening to the words phonetically. And with the repetition, they can sometimes predict what is going to happen next.”

She used the example from one of her rhymes: I ate it, I hate it Chewing is a chore, I ate it, I hate it I can’t eat ...

“And then they know what the next word will be,” she said. “The rhymes make reading fun for kids and can also help them decode language.”

Originally, she’d only planned to illustrate the poems she wanted to stand out more.

Then, she noticed the difference it made as she read to her own kids.

Author/illustrator Laura Grime with the enlarged artwork for her latest project, Grime’s Rhymes. photos by Mike Robinson and titled it.

“I remember wondering ‘where is this coming from?’ ” As a result, she had a small core of poems, which she never considered as a book at the time.

“With my first book I was really surprised when I did start writing stories, because I didn’t see that in myself before.

“Being able to do the illustrations makes the writing stronger, because I can see what I can leave out with words because the pictures can tell part of the story.”

- Laura Grime “Charlotte, my youngest one, would skip over poems that didn’t have a drawing or artwork with it. So I thought, if I want kids to read, I’m going to need to illustrate every poem in this book.”

The poems that are in there are probably a bit of a mom’s perspective, she explained.

As to her poems, “Little things would inspire me from everyday life.

“The first one was Red Fred, it came to me and I just threw it in the drawer.”

Then Grime described one night where everyone else was sleeping, and she couldn’t.

“I probably wrote 20 poems, they just fell out one after another. I knew the idea and I just wrote it right away

“It took me a long time to getting around to saying, ‘Hey, I’m going to make this a book.’

My husband was one of my editors. He’s really good at it actually.

“He’d just say ‘that’s crap,’” she laughed.

She took a second look at what she’d written. “He’s definitely helped make it a better book.

“There’s one poem, Don’t let me make you feel stupid ...

Stupid. We really argued about that one. But the kids loved it.

“In the end, I wrote a little poem under the heading to explain why it was staying in.

“I guess the editor isn’t always right ... but he is (right) most of the time.”

Grime has also done numer-

how people would see that and if I would appear as credible going as an independent.”

In the end, Grime decided not to worry about it.

At the moment, local bookstores which carry her books include Roxanne’s Reflections in Fergus, and the Bookshelf in Guelph. Plus they are available online.

Grime is scheduled to do an author reading at Roxanne’s on Jan. 29.

“Originally, we’d been thinking of doing on Literacy Day (Jan. 27) but thought more parents and kids would be able to come on the Saturday,” she said.

Her current book list includes: Grime’s Rhymes, Do You Love Me?, Little Tree and The Make-Up Story.

She noted Max’s drawing is at the back of the book.

It’s a drawing of his mom walking towards the sun, with little poems falling out of her briefcase.

Having brains is not measured in how well you read, Nor if you can add two plus two, We all have it in us to make sense of the world, As sure as the sky is blue.

Grime’s website is www. llgrime.com

ous author readings.

Her visits at John Black Public School, ranged from Kindergarten to grade 7.

“I found the classes to be quite responsive and they had very good questions.

“Originally, I was just going to submit it to a publisher, but was discouraged in reading the stipulations, guidelines and the timelines; the book might be held before publication.

“I knew I could do the illustrations, but was afraid to put the effort into it, on the chance the manuscript was accepted and someone else was chosen to do the illustrations.

“At the time, my son and my husband said - you gotta do that part - nobody else should do that part.

“I sat down with my first book and thought about what the characters would look like. That was Do You Love Me? “I invented this Milo character. He’s a fictitious character in a magical, colourful world ... with little creatures that belong to his world.

“Now I had this complete book, and was ready to take it to the next step.”

Her author friends said “you know, the Author/illustrato publishing industry is r of her favourite Laura Grime shows of her illus turning upside down characters. tration of Milo, one right now, you should publish it yourself.

“I was concerned

Roxanne’s Reflections Presents

Local Author & Illustrator Join us for

Refreshments and fun

Laura Grime

Saturday, January 29th at 11am

Get your Book Signed

Laura will be reading from and promoting her new book Grime’s Rhymes for Young and Old 152 St. Andrew St. W., Fergus | 519.843.4391 | Monday to Wednesday & Saturday 9-6; Thursday & Friday 9-8

PAGE FOUR Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011

financial planning & tax time The Young And The Rrsp-Less Fewer Young Canadians Saving For Retirement: Poll TORONTO/CNW/ - The number of Canadians aged 18 to 34 who have RRSPs has dropped to 39 per cent - the lowest level in almost a decade - and fully 45 per cent have not started saving for retirement yet, according to the 21st Annual RBC RRSP Poll.

Overall, retirement savings ranked seventh as a financial priority among younger Canadians (26 per cent). The RBC poll found that this age group is more focused on other financial goals such as regular payments to reduce or eliminate debt (56

per cent), saving for a rainy day (45 per cent) and homeownership (44 per cent).

The declining number of younger Canadians with RRSPs confirms a downward trend identified in last year’s RBC RRSP Poll and discussed in an RBC Economics report issued in January 2010.

“We’re seeing other financial priorities become increasingly top of mind for younger Canadians who may not realize they are missing out on one of Canada’s best income tax savings vehicles, as well as the

potential to grow their investments more quickly,” said Lee Anne Davies, head, Retirement Strategy, RBC. “Retirement may seem far off in the future and we understand that paying off debt, purchasing your first home or raising young families presents competing financial needs, but building a secure future can and should be part of any plan to meet those needs.”

The RBC poll also found that, despite ranking homeownership as third on their financial priorities list, younger Canadians may be under-utilizing

RRSP tips- Helpful information for retirement savings plans When it comes to investing for your retirement, Registered Retirement Savings Plans (RRSPs) are a good place to start. The combined benefits of reducing taxable income now with tax sheltering income and growth over the long term, provide a compelling reason for investors to make the most of RRSPs. Here are a few tips for your retirement savings plan: 1) Start as early as you can – It may be “old news” and here’s why it’s worth repeating: Let’s assume you want $1,000,000 by age 65 to generate your desired retirement income.

At 7% average annual return, you’ll need to save $403/ mth if you start at age 25. If you wait until age 40 to start, you’ll need to save $850/mth.

2) Pay yourself first – Automate your savings plan with pre-authorized contributions that fit your cash flow – make contributions a day or two after each pay day. Regular contributions and re-invested dividends can also moderate volatility within portfolios.

3) Re-invest your refund – To make your retirement plan easier to achieve, re-invest your income tax refund in your RRSP….which helps create a bigger refund next year!

4) Consolidate your investments – By bringing your investments under one roof, it makes it easier to adjust your investment strategy as your financial situation evolves toward retirement. It can also reduce administration fees charged to your accounts.

5) Seek professional advice

–A professional advisor can help you determine how much retirement income you need, the portfolio you need to generate the income and how much you need to save monthly/annually to create the portfolio.

Research confirms investors who seek professional help tend to do better over time.

As well as helping create your plan, a good advisor can help you avoid costly mistakes by keeping you disciplined to your plan in good times and in bad.

Dan Allen, CFP, EPC is a Certified Financial Planner with over 25 years experience providing financial services to people and corporations in Wellington County and Waterloo Region. Content of this article is provided courtesy of Wealthstyles from Manulife Investments.

the RRSP benefits available to first-time homebuyers. A federal government program allows for tax-free RRSP withdrawals to help finance the first purchase of a new home; yet only six per cent of 18 to 34-year-olds withdrew money from their RRSP to purchase a home in the past year.

“Younger Canadians’ relatively low participation in the government’s first-time homebuyer’s program may in part reflect a lack of understanding about what an RRSP can do for you well ahead of your retirement years,” added Davies.

“The start of the year is a very good time to sit down with your financial planner or visit your bank branch and find out what your retirement and investment options are and to make sure you are making the

most of the resources available to you.”

2010 RRSP Fast Facts Canadians aged 18 to 34 * The number of Canadians aged 18-34 who have RRSPs dropped to 39 per cent, which is the lowest number in almost a decade and a five percentage point drop from 2009. * The overall number of Canadian adults who have RRSPs jumped to 61 per cent, up from 54 per cent in 2009. * Canadian RRSP holders in the 18-34 age group are most likely to maximize their RRSP contribution (33 per cent) for the 2010 tax year. * A quarter of Canadians with RRSPs (24 per cent) plan to maximize their contribution for 2010. * Thirty-five per cent of all Canadians make regular week-

Majority of Ontarians expect to work after retirement TORONTO/CNW/ - Of those Ontarians who plan to retire, 70 per cent plan to work during retirement, primarily to remain mentally (72 per cent) and socially (59 per cent) active, according to a recent Scotiabank study conducted by Harris/Decima assessing Canadians’ attitudes toward retirement and investing. However, nearly half of Ontario residents (44 per cent) expect to work after they officially retire out of financial necessity, more than the rest of Canada at 34 per cent.

“It was a bit surprising to see that so many Ontario residents plan to work out of financial necessity in their golden

years,” said Kelly Damour, Investment Sales Coach, Toronto, Scotiabank. “At Scotiabank, we want to help all Canadians invest for their future and with effective planning many Ontarians who think they will have to work may not have to.”

The study found that onethird (33 per cent) of Ontario residents think they will need between one and two million dollars to fund their retirement, while half (51 per cent) believe they will need less than a million dollars. The remaining 16 per cent expect to need two million dollars or more for their ideal retirement.

“Whether you feel you will need $500,000 or $1,000,000,

simplifying Taxes Now that you have your retirement nest egg, how can you maximize your income and help to ensure it will take care of you for life?

Tax Planning Return Preparation

If you’ve begun to think seriously about retirement, no doubt you’ve dreamed of a number of scenarios: travel, time with the family... but there are also questions you need to consider. Will your savings take care of you for life? Will they keep up with the increasing cost of living? Can your investments endure poor market conditions?

PRODUCT ALLOCATION FROM MANULIFE CAN HELP YOU TAKE ACTION. FIND OUT MORE. Dan Allen, CFP, EPC and Lori Armstrong, CFP Financial Advisors

John Smith, ABC Financial Dan Allen Financial Inc. Suite #123, 456 Street, City, Province X1X 1X1 860 Tower St. S., Unit 5, Fergus, ON N1M 3N7 Phone: 000 000Phone: 0000(519) ext.843-2630 0000 or toll free 1-866-443-2630 email: john_smith@abcfinancial.com e-mail: dan@danallenfinancial.com or lori@danallenfinancial.com

www.danallenfinancial.com

Manulife, Manulife Financial, the Manulife Financial For Your Future logo, Product Allocation from Manulife, and the Block Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. TMK1008E 10/10

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ly or bi-weekly contributions to their RRSPs with Canadians aged 18-34 making up almost half (47 per cent) of this group. * One-in-three RRSP investors (34 per cent) make regular contributions through a plan, 45 per cent of whom are Canadians aged 18-34.

Charts related to the 2010 RBC RRSP Poll are available online at www.rbc.com/newsroom/pdf/0119-rrsp.pdf.

Whether Canadians want RRSP and retirement savings advice or to borrow with confidence, the RBC Advice Centre (www.rbcadvicecentre.com) is updated regularly to reflect current trends and answer the questions that are top of mind.

Interactive tools and calculators provide customized information covering many facets of personal finance.

Large firm resources with small town personal service 686 St. David St. N. Tel 519 843 1320 www.rlb.ca

it can be overwhelming to think about needing such a large sum of money for retirement,” said Damour. “When determining how much you will need, it’s important to be realistic about how you plan to spend your retirement years and how much it will cost. It’s equally as important to know how much you can currently afford to put away and what that will mean for you down the road.”

When it comes to how they plan to spend their retirement, Ontario residents are slightly more likely than other Canadians to travel (91 per cent vs. the rest of Canada at 83 per cent).

The majority of Ontarians also plan to spend time with family and friends (72 per cent), read (62 per cent) and exercise (62 per cent) in their retirement.

As for saving for retirement, 80 per cent of those expecting to retire are currently putting money away for their future and they have been doing so for an average of 15 years. Half of Canadians from Ontario (52 per cent) who plan to retire report saving less than $20,000 over the past five years.

“We all know that it’s important to invest for our future, but with so many demands on our time and money it can be easy to put off saving for a goal that often seems far away,” commented Damour. “At Scotiabank, we work with our customers to help make their long-term goals more tangible so they can take action and let the saving begin.”

Most Ontario residents expect the money for their retirement to come from RRSP contributions and savings (82 per cent and 70 per cent respectively), which is significantly more than those in Atlantic Canada (64 per cent) and Quebec and in line with the rest of the country. According to Ontarians, the rest of their retirement money will come from the government (66 per cent), their work pension (53 per cent) and inheritance (29 per cent). A few people from Ontario expect to have their children take care of them in retirement (five per cent).

Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011 PAGE FIVE

financial planning & tax time Ombudsman for banking services and investments issues top ten New Year’s resolutions for financial consumers TORONTO/CNW - Canada’s Ombudsman for Banking Services and Investments (OBSI) today released its Top Ten Resolutions for 2011, highlighting the ways in which Canadians can help avoid future problems with their financial affairs.

“At this time of year, people make all sorts of resolutions to improve their physical wellbeing, such as vows to quit smoking, eat healthier, or go to the gym,” said Ombudsman Doug Melville. “With this list, we hope Canadians take charge of their financial well-being in 2011 as well.”

OBSI compiled the Top Ten list by looking at its complaint data for the year just ending.

Some of the ideas contained in the list may appear obvious, but

are often overlooked as Canadians go about their busy lives.

“Time and time again, we see the same sorts of financial complaints coming in the door,” said Melville.

“Many of these issues would be mitigated or even avoided altogether if everybody adopts these simple resolutions.”

TOP TEN RESOLUTIONS FOR 2011: 1. Read everything you sign: Few people bother to read in full every document they sign. They should. Understand what you are signing to avoid nasty surprises down the road.

2. Ask questions: Knowledge is power. If something isn’t clear to you, ask for more information or clarification.

If you still don’t understand, bring along someone you trust

so you both hear the explanation.

3. Keep records: The individual or institution you are dealing with will have a record of their interactions with you.

So should you. Take notes of important conversations, confirm instructions in writing, and keep copies of everything.

4. Save your money: Set aside a portion of your income each month for your retirement and unforeseen events. Life is full of surprises; have a contingency fund in place for the unpleasant ones.

5. Review your account statements: Carefully review all account documents sent to you each month, whether by mail or electronically. Report any errors or suspicious activity immediately; if you wait too

long, you might be held responsible.

6. Safeguard personal information: Keep your financial documents in a safe and secure place. Shred all personal financial information that you no longer need so the bad guys can’t use it.

7. Plan ahead: Have a financial plan so in the future you can live the life you want.

Don’t be caught unprepared in later years.

8. Make a will: They say that the only things certain in life are death and taxes. No matter how old you are, make sure that you have a valid and updated will. If you don’t, you lose control over where your wealth goes. Don’t let lawyers or the government make the decision for you.

9. Create a Power of Attorney: Regardless of your age, have a valid power of attorney in place in case you become unable to manage your own affairs. By doing so you can prevent heartache for your loved ones should something happen to you.

10. Speak up: Most banking services and investment firms want to do the right thing for their customers. If you have a concern or complaint, don’t be afraid to let your financial services firm know. If they can’t make things right for you, know that there are other places where you can go for assistance, like the Ombudsman for Banking Services and Investments.

OBSI is the national independent dispute resolution ser-

vice for consumers and small businesses with a complaint they can’t resolve with their banking services or investment firm. As a free alternative to the legal system, we work informally and confidentially to find fair outcomes to disputes about banking and investment products and services.

OBSI looks into complaints about most banking and investment matters including: debit and credit cards; mortgages; stocks, mutual funds, income trusts, bonds and GICs; loans and credit; fraud; investment advice; unauthorized trading; fees and rates; transaction errors; misrepresentation; and accounts sent to collections.

Where a complaint has merit, OBSI may recommend compensation up to $350,000.

Ontario boomers not ready for retirement TORONTO/CNW - Most levels: when thinking about the in their retirement savings cial advisor about creating a Ontario boomers are happy fact that they are retired or ap- compared to their peers. Forty- clearly-defined retirement in(86%), but when asked to think proaching retirement, Canadian one percent say they will keep come plan will help you comabout their retirement their at- boomers who have a financial working to fund their retire- pare your current and future titudes change. According to plan are more likely to feel ment and alarmingly, one-third sources of income against your the TD Waterhouse Boomer happy (55% versus 31%) or re- hope to win the lottery to help expenses,” says John Tracy, Vice-President, Managed InHappiness Index, which polled lieved (37% versus 22%), than supplement their savings.

While this statement may vestments & Wealth Planning, boomers (ages 45-64) to de- those without.

“Most Ontarians recognize be tongue-in-cheek, this group TD Waterhouse. termine their emotional and “An advisor can help you financial state heading into re- the importance of planning is less likely to have a financial tirement, two-thirds (65%) of ahead to ensure that they are plan, be more anxious about build sound financial strategies Ontarian survey respondents financially ready when they retirement and feel behind in to reduce taxes as well as work to minimize the effects of marworry that they won’t have stop working. Yet, it’s concern- their savings. ket and financial risks throughWhat’s keeping boomers enough money to last through ing that only a third of Ontario out your retirement years, so up at night? retirement. More than one- boomers have established a When asked to think about your money is there when you third (39%) feel financially ill- comprehensive plan for achievequipped to navigate retirement ing a financially-secure retire- retirement, the top concerns for need it.”

Passing on wisdom: helpand half (52%) feel like they ment,” says Patricia Lovett-Re- Ontario boomers were: keeping are behind in their savings. In id, Senior Vice President, TD healthy and active (70%), being ful tips from those with expefact, 24% of Ontario boomers Waterhouse. “Planning, saving able to maintain their current rience. The top three pieces of say they are ‘scared’ of their and investing is critical to be- standard of living (69%) and advice that Ontario boomers looming retirement and almost coming financially prepared, so not having enough money to and pre-boomers (ages 65-74) recommend for the next genhalf (49%) worry they will lose you can enjoy your retirement.” last through retirement (65%).

And it’s not just about eration are: start saving earlier Are boomers counting their family home as a result of achieving a target amount of (86%), pay off your mortgage on a winning lottery ticket? their inadequate savings. faster (66%) and save more The top three ways Ontario savings before retirement.

Money doesn’t buy happi“As your retirement draws money or invest more in an ness, but it appears that having boomers are planning on funding their retirement are through closer, speaking with a finan- RSP (65%). a financial plan does.

Boomers’ concerns about Old Age Security and Canada Plan (73%), be warranted Atmoney Collinsmay Barrow, we value -yourPension individuality, talentsRRSPs and ideas. We knew you could reach your potential! only 33% in Ontario have a (62%) and company pensions The Partners of Collins Barrow wish to congratulate the following successful UFE Writers for 2010: financial plan in place for re- (45%).

Many Ontario(Sudbury) boomers are Sebastien Beitel (Toronto) tirement.

The Index also found Roxane Omar Al-Farouki (Ottawa) Beaulieu Joey Belanger (Canmore) a correlation between having playing ‘catch-up’, with the Gloria Chu (Calgary) Devesh Bhagani (Toronto) Blum (Calgary) majority (52%) feeling behind Marianne Brouwer (Peterborough) a financial plan and happiness Derek

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Sheri Gascon (Sudbury) Laura Hargrave (Peterborough) As the New Year begins arrange your affairs to avoid (rear entrance via LCBO parking lot) Shelina Jamal (Ottawa) Stephanie Kari (Sudbury) Thomas Horn Deer) Huang (Toronto) this interest if possible. a number of(Red scheduled rate Meghan Submitted by changes and new rules take nobletax@wightman.ca Samantha Kelley (Calgary) Jessica Krupicz (London) Jens Lankers (Red Deer) Ashley Larson (Red Deer) Collins Barrow, Elora effect. On the income tax side all the tax brackets and credit Andrew Leung (Vancouver) Richard Leung (Vancouver) Lee MacKillop (Vancouver) Rhona Mak (Edmonton) thresholds will be higher by at Steven Mariasine (Edmonton) Travis McClinchey (Toronto) Kimber Meister (Canmore) least the calculated inflation Claudio Martellacci (Toronto) Get to know your goals and interests factor which is 1.4% federally Maria Mironenko (Vaughan) Michelle Misener (Toronto) Amanda Naveda (Ottawa) Jason Neely (Toronto) Offer unbiased advice and 0.7% provincially. At the Anita Nglevel (Edmonton) Cathy Nichols (Montreal) Daniel O’Grady (Halifax) federal the basic personal Christina Nguyen (Toronto) Ensure you understand amountOuellette which is(Leamington) the amount Tony Pham (Edmonton) Patrick Phillip Pottie (Halifax) Julie Reddick (Toronto) your investments we all can earn tax free moves Jeffrey Ross from (Vancouver) Neha Sethi (Toronto) Wendy Slack (Calgary) to $10,527 $10,382 and Kristine Samonte (Calgary) the low tax bracket moves to Adam Stepa (Calgary) Travis Thornhill (Red Deer) Carina Tong (Red Deer) Junaid Usmani (Toronto) $41,544 from $40,970. The highest tax rate will now only Lingya Wang (Ottawa) Cary Walkin (Toronto) Melissa West (London) Lauren Wong (Calgary) Brian Emery, CFP, FMA, PFP kick in on taxable income Christopher Wong (Peterborough) Judy Wu (Ottawa) Angela Yeung (Vaughan) Financial Planning Specialist above $128,800. For seniors, the threshold for clawback of Each year, Collins Barrow’s young professionals challenge themselves to explore their passion for accounting. Success in the UFE demonstrates the high level 120 MacQueen Blvd., Fergus Old Age Security will increase of knowledge, analytical ability, integrative thinking and professional judgment that is expected by the profession and clients. As future Chartered Accountants, 519-843-5451 to $67,668 from $66,733 but you have met the highest standards of financial expertise, strategic thinking, and leadership. The CA profession’s commitment to excellence and the public the rate of 15 cents per dollar interest provides the crucial foundation for this trust.

At Collins Barrow, we value your individuality, talents and ideas. We knew you could reach your potential! meridiancu.ca/wealth over the threshold amount The Partners of Collins Barrow wish to congratulate the following successful UFE Writers for 2010: remains the same.

Across Canada, we are very pleased with the accomplishments of our 63 successful UFE writers (85%). You should be proud having reached this significant Omar Al-Farouki (Ottawa) Roxane Beaulieu (Sudbury) Sebastien Beitel (Toronto) Joey Belanger (Canmore) Lastly thecareer.

Revenue Agency and best wishes for future success as you apply what you have learned and continue to reach your potential. milestone in your Congratulations At Collins Barrow, individuality, talents and ideas.(Peterborough) We knew Gloria you could reach your potential!

Marianne Brouwer Chu (Calgary) Devesh Bhagani (Toronto) we value Derekyour Blum (Calgary) interest rate on overdue taxes, Collins value your individuality, talents and ideas. We knew you could reach your potential!

With a CB Life, the At best is yet Barrow, to come.we 342 Road The Gerrie Partners of CollinsAlexandra BarrowCortesis wish (Peterborough) to congratulate the following UFE Writers for 2010: Alyson Conrad (Peterborough) Kathleen Crochetiere (Montreal) successful Cheryl Dolliver (Ottawa) installments and Partners payroll The of Collins Barrow wish to congratulate the following successful UFE Writers for 2010: Peggy Doody (Kingston) Sean Foley (Calgary) Tara Fong (Calgary) Marco Frate (Montreal) remittances Elora, Ontario N0B 1S0 Kindest regards, for the period Omar Al-Farouki (Ottawa) Roxane Beaulieu (Sudbury) Sebastien Beitel (Toronto) Joey Belanger (Canmore) OmartoAl-Farouki (Toronto) (Canmore) Roxane Beaulieu (Sudbury) Sebastien Beitel Gascon (Sudbury) Laura Hargrave (Peterborough) Nicole Hawkes (Calgary) Joey Belanger Vivian He (Edmonton) January 1, 2011 March (Ottawa) Sheri Marianne Brouwer (Peterborough) Gloria Chu (Calgary) Devesh Bhagani (Toronto) Derek Blum (Calgary) Phone: 519-846-5315 Shelina (Peterborough) Jamal (Ottawa) Stephanie Kari (Sudbury) Horn (Red Deer) (Calgary) Meghan Huang (Toronto) Marianne Brouwer Gloria Chu Devesh Blum (Calgary) 31, 2011 has been set Bhagani at 5%. (Toronto) ThomasDerek Alyson Conrad (Peterborough) Alexandra Cortesis (Peterborough) Kathleen Crochetiere (Montreal) Cheryl Dolliver (Ottawa) Samantha Kelley (Calgary) Krupicz (London) Jens Lankers (Red Deer) Larson (Red Deer) Historically is notConrad a high(Peterborough) www.collinsbarrow.com Dean WoodwardthisAlyson Alexandra CortesisJessica (Peterborough) Kathleen Crochetiere (Montreal) Cheryl Ashley Dolliver (Ottawa) rate but in most cases it is not Richard Leung (Vancouver) Andrew Leung (Vancouver) Lee MacKillop (Vancouver) Rhona Mak (Edmonton) Peggy Doody (Kingston) Sean Foley (Calgary) Tara Fong (Calgary) Marco Frate (Montreal) Collins Barrow National Chair Peggy (Kingston) Sean Foley (Calgary) Tara Fong (Calgary) Marco Frate (Montreal) tax deductible so youDoody should Steven Mariasine (Edmonton) Claudio Martellacci (Toronto) Travis McClinchey (Toronto) Kimber Meister (Canmore) ™Trademark of Meridian Credit Union Limited.

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Hawkes (Calgary) (Edmonton) Amanda Naveda (Ottawa) Vivian He Jason Neely (Toronto) Shelina Jamal (Ottawa) Stephanie Kari (Sudbury) Thomas Horn (Red Deer) Meghan Huang (Toronto) Shelina Stephanie Kari Huang (Toronto) (Ottawa) (Sudbury) Christina Nguyen (Toronto) Jamal Cathy Nichols (Montreal) Daniel O’Grady (Halifax) Samantha Kelley (Calgary) Jessica Krupicz (London) Jens Lankers (Red Deer) Ashley Larson (Red Deer) Patrick Ouellette Tony Pham (Edmonton) Pottie (Halifax) Reddick Jessica (Leamington) Krupicz (London) Jens LankersPhillip (Red Deer) Ashley Julie Larson (Red (Toronto) Deer) Richard Leung (Vancouver) Andrew Leung (Vancouver) Lee MacKillop (Vancouver) Jeffrey Ross (Vancouver) Kristine Samonte (Calgary) Neha Sethi (Toronto) Wendy Slack (Calgary) Rhona Mak (Edmonton) Andrew Leung (Vancouver) Lee MacKillop (Vancouver) Rhona Mak (Edmonton)

PAGE SIX Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011

Business

In Incredible cakes for you and for a cause at Lucie’s For decades, bake sales have been the foundation of fund-raisers for charitable organizations everywhere.

However, in recent years the stricter health code guidelines have made it impossible for small organizations to hold bake sales because they don’t have a “certified kitchen” in which to produce the items to be sold.

Chelsey Rae Des Roches works at Lucie’s Bakery and is the Apprentice Pastry Chef behind Cakes For A Cause.

lucie dubÉ of lucie’s bakery and chelsey rae des roches of cakes for a cause

Cakes For A Cause provides certified baked goods for bake sales, door prizes and silent auctions to selected organizations and promotes pastry art within the community.

Lucie’s Bakery and Deli proudly provides the “certified kitchen” to produce and decorate the baked goods. By purchasing a fondant cake at Lucie’s Bakery the proceeds help cover the costs of providing the space and makes it possible for Cakes For A Cause to continue to help local organizations.

Guelph’s New Faces of Furniture

Saving Dollars Makes More Than Sense Carinta Mannarelli founded Global Currency Services Inc in 2000, with two goals: to save time and to save money for local clients. For over 10 years, Global Currency has been doing just that!

Global Currency focuses their attention on two sets of clients: travelers (with foreign cash and travelers cheques) and business owners (with wire transfers and cheque exchanges).

Travellers benefit most from the time that they’re able to save by not having to wait for foreign currency (all currency is kept in stock) and business clients benefit most from saving money.

Business clients are able to save money twofold: first, Global Currency Services guarantees to offer better rates than banks on all

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transactions for clients that import or export. Secondly, clients are able to hold today’s rate for a future date.

Clients can choose to reserve a rate today for a trade up to a year away!

Check out www.globalcurrency.com for our daily cash rates, or call 519-7637330 for a quote on business transactions.

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Placing successful, experienced women in key roles provided the store with an approach directed at the most influential home furnishings d e c i s i o n makers women. Sales Manager, R a c h e l W i l s o n leads the team, drawing on her years of design, furniture sales and approach that homes should be not only beautiful but durable and meet the specific needs of the family. Adding Shannon Eckel-Braun,

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Fergus Store Member of Chairman’s Club M&M Meat Shops is proud to be Canada’s largest retail chain of specialty frozen foods. The Fergus store opened in May of l995, and it has been a privilege to be part of the M&M family, and to be involved in our community.

Our success is simple: we provide our customers with the finest quality products at affordable prices in the most customer-friendly way.

We love to share our success with the community by providing opportunities for organizations to raise funds at our Charity BBQ’s.

Every Tuesday is Seniors Day; you can now order online: and our M&M Max program is more rewarding than ever. Come in to see us, and our capable friendly

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staff will be able to give you even more reasons to shop at M&M. The Fergus store was chosen to be a member of the Chairman’s Club. It is a prestigious award which belongs to our wonderful staff and to the community for supporting our business.

Thank You.

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Feel Better with Bowen!

Do you have acute or chronic pain? Feeling tired and run down? Bowen Therapy Clinic may be what you need!

Christine is a registered nurse and the owner of the clinic. After personally trying Bowen, and getting excellent results, Christine decided to learn more about the business, and ultimately decided to change the direction of her career and open her own business.

Bowen Therapy works with any kind of painmuscle, joint, sciatica, whiplash, fibromyalgia, back pain and shoulder pain to name just a few. Christine has had many success stories in the two years she has been open.

Ionic foot detox is another treatment that is offered at Bowen Therapy Clinics. It is a relaxing half hour to rid your body of

Amelia shantz (l), shannon eckel-braun (c) & rachel wilson (r)

of The Design Factory, as Decorator allows the customer to visualize the furniture in their home.

T h e success of Guelph Furniture House comes from knowing that we all want to design our homes to look like the ones we see on TV. Their vision is to provide affordable, fashionable products and the knowledge to do just that.

Drop by today and allow them to furnish your home.

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Jackie Ranahan, Think Mach One As the founder of Mach One, Jackie wanted to build an agency that was rich in creativity and customer service. Her unique design skills and strong work ethic attracts clients. Her relaxed nature, approachability and compassion attracts employees.

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toxins and heavy metals. You will find that you feel better, sleep better and your body will work more efficiently.

The treatment only takes half an hour but continues to detoxify your body for about a week. The results will both disgust and amaze you!

Give Christine a call and see if either of these therapies is what you have been looking for - 519-2655529.

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The Facts: • Over 20 years of design experience • Passionate about her work, family and dogs So, what can Jackie and her team do for you?

Annual report? Website?

Logo and tagline? Print, radio or TV ads? All of the above?

Or something else? Tell us what you need and we’ll deliver engaging solutions by employing our proven Fresh Outside Perspective TM process. It’s what has led us to create unique work for very happy clients. All of our talent, knowledge, experience and energy go into developing exceptional communication strategies and materials for your business.

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Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011 PAGE SEVEN

In Best Friends Now Business Partners

Business

Sylvia Galbraith Silver Creek Photography

Co-owners Janette Feniak and Reina Todd have been serving delicious homecooked food while catering to a variety of diets for 3 years now. Fair Trade Organic Coffee, Portuguese Coffee, Lattes’ and Breakfast Sandwiches are served to the morning crowd while Beef Borginon and Shrimp Au Gratin are just a few of the selections awaiting the evening diners.

Lunches continue to be popular as all enjoy the fresh salad selections, daily homemade soups and amazing panini grilled sandwiches.

The Cafe’ provides a welcoming ambiance set in a gorgeous heritage house (circa 1880) which was the home of the Wellington Advertiser Newspaper for almost 20 years. Located at 180 St. Andrew St. East,

this beautifully renovated restaurant comes complete with two elegant Bed and Breakfast Rooms (each with their own ensuite and fireplace) and the best patio in town, spacious and serene!

Van Gali’s is of course Wireless and Fully Licensed, they cater private functions on and off site and are open 7 days a week! Check out their website at www.vangalis.ca

café & inn & catering

519-787-2900 180 St. Andrew St. FERGUS

JANETTE FENIAK REINA TODD

Sylvia Galbraith started Silver Creek Photography in 1985. Her photographs exhibit creativity and imagination whether shooting a wedding, aerial photographs or product illustrations for advertising.

Produced mainly in high-end digital format, the photos display the finest quality possible.

Sylvia is well known for her stylish wedding photography and portraits, but this is actually a small part of the business. She is an accomplished aerial photographer, producing detailed images for clients that include real estate agents, aggregate producers, construction companies, developers, and homeowners. Often an aerial photo is the best way to show property boundaries or site characteristics. She specializes in construction photography, images of heavy equipment, industrial plants, or architectural subjects. Sylvia has achieved an international reputation as an equine photographer in

Sylvia Galbraith

all disciplines, and teaches a popular horse photography workshop series each spring. As well, she teaches photography courses on other topics in Elora, Guelph and Orangeville.

Sylvia pays attention to detail and places the clients’ needs first. She often works against tight deadlines and can produce images quickly. After almost twentyfive years as a full time professional photographer, she has not lost her passion for the medium, and produces the best possible images no matter what the assignment. Visit her website to see for yourself.

Fergus 519-787-7040 1-866-787-7040 www.silvercreekphoto.ca

arketing and Service, Claire Welsh has www.vangalis.ca selling REMAX agent and overall female ellington (2008-2010). Claire sold twelve by dollar volume last year than the eptional Marketing and Service, Claire Welsh has ntinues be a REMAX leader in 2011.

Kellie has always beenoverall female SALES REPRESENTATIVE me the #1to selling agent and known for her creativcwelsh@remaxcentre.ca Centre Wellington (2008-2010).

Claire sold twelve ity and love of food. But 519.993.6226 real estate by dollar volume last year than the it wasn’t until she found Claire Welsh, after completthrough team sponsorships, tor and continues to be all a leader in 2011.

SALES REPRESENTATIVE herself, with her chiling an Honours Human Kinetand annual donations towards Extensive advertising including the gloss, full colour cwelsh@remaxcentre.ca dren in school full time, ics Degree at the University of community beautification Real Estate Book and weekly local newspaper 519.993.6226 looking for something to Windsor, went on to Univerprojects, along advertising with “Let Kids sity of Waterloo to complete Play” which enables less fordo with her “grown up” her masters in staff Sport Adminchildren tofeedback participate self, that she decided to Full time support to coordinate showings, Extensive advertising including thetunate gloss, full colour istration and later an MBA in in recreational activities incombine her love of food Real Estate Book and weekly local newspaper advertising and marketing Marketing. From managing a cluding sports, art and music. and creativity into her heath food store to working as Claire is proud to call Kellie barclay passion for cake decoratFullCustomer time support staff coordinate showings, feedback Territory Manager andto 24-7 Service.

Ieventumake myself available when Centre Wellington homeyou and and marketing ing. ally Key Account Manager for embraces all opportunities to decorating celebrities. and your potential buyers are available! a large Neutraceutical CompaTo perfect her techmake a positive contribution Her first wedding cake ny,Customer Claire spent six years ser- myself to her community.

24-7 Service.

I make available when you nique, Kellie took the was for her mom, Weekly market updates including stats andsets information retailers, practitioners Claire high goals for andvicing your potential buyers are available! passion to the and she hasn’t regarding and large corporations all over average showings and new listings yourand folherself and herof clients next level. looked back Ontario and Manitoba. lows and through on her promises. competition Weekly market updates including stats information Determined to since!

As her familyshowings grew, Claire • Real Marketing regarding average and new listings of your learn from the decided to start her career in A member of • Real Service competition feature sheets and feature• Real sheet box on best, she turned Real Estate, in order to be Results the Canadian Full colour around more to raise sign to Klara JohnSociety of Sug- your Fullher colour featureinsheets 4 children, the and feature sheet box on son’s School ar Artistry, KelClaire Centre Wellington B your sign of Confection Winning results selling homes for maximum price lie is dedicated Awardcommunity.

WELSH and Pastry to providing one results year, selling homes for maximum price AwardAfter Winning 519.993.6226 SOLD Art, and q u a l i t y , Ranked in Real Estate, Claire in top 3 local agents for number of homes sold G then Icing was awarded Gold Level c u s t o m over $500,000 Ranked in top2008-2010 3 local agents for number of homes sold Sales Status and has conRKETING Inspirations designed over $500,000 2008-2010 tinued to grow her business School cakes, and Proven Strong Negotiation over the past four years toskills to get YOU the MOST VICE in Kitchto helping forProven Strong Negotiation skills to get YOU the MOST attain Platinum Award Winyour home ener. She you make for ning your Sales home(2007-2010) and ULTS has also any occaranked in the top 5% of Real Sincere, Compassionate and Caring - Your Happiness had the opEstateCompassionate Agents Nationally.

Sincere, and Caring - Your Happiness sion a rea• REAL MARKETING and Satisfacton is important to me!

Claire believes in supportunity to son for cake. and Satisfacton is important to me!

• REAL SERVICE porting her local community learn from several cake • REAL RESULTS

Claire #1 Re/Max & Female Agent Learned from the best WELSH (In Centre Wellington) Claire WELSH 2008-2010

y exceptional Marketing and Service, Claire Welsh has become the #1 selling REMAX agent and overall female agent in the Centre Wellington (2008-2010). Claire sold twelve times more real estate by dollar volume last year than the average realtor and continues to be a leader in 2011.

Women of Wellington & Saugeen offer workshop in organization and time management Harriston - Looking to turn “A New Leaf” in 2011?

The Women of Wellington & Saugeen Area are offering the chance to turn “A New Leaf” in 2011 with personalized organizing solutions and time management.

The workshop, of the Harriston-Minto Community Complex Auditorium on Thursday, Feb. 16 is from 6pm to 8pm.

The workshop includes a light meal.

Making the presentation is Cathy Mendler, owner A New Leaf, specializing in providing personalized organizing solutions for home and small business.

Mendler has been a mem• Multitasking - how does ber of Professional Organizer it affect productivity; in Canada since March 2006 • Go System - blocking off and obtained her Trained 96 minutes per day; Professional Organizer • Multitasking exercise; Certificate in November 2008.

• Elizabeth Lengyel - 6-40She is a member of the 20 Rule; National Study Group on • Harold Taylor - To-Do Chronic Disorganization.

List and Daily Planner; To date she has taken 19 • Time management tips; course on topics dealing with • Office and/or desk - set clients who have ADHD, up for maximum productivity; hoarding and chronic disorga• Followup system; nization issues.

• Procrastination; and; As a certified GO (Getting • Eat that Frog - Brian Organized) System Trainer, Tracy.

Mendler helps individuals and The cost to Chamber businesses by improving their Members is $12 and for nonworkplace SALES productivity.

REPRESENTATIVEmembers is $15.

Speaking to a variety of Pre-registration and cwelsh@remaxcentre.ca community groups, Mendler payment is required by 519.993.6226 seeks to inspire people to sim- Feb. 10 with cheques payplify SALES their lives through orga- able to WOWSA c/o Mount REPRESENTATIVE nization.

Forest & District Chamber of cwelsh@remaxcentre.ca Women of Wellington & Commerce, 514 Main St. N., 519.993.6226 Saugeen is an educational and Mount Forest, N0G 2L2 or networking opportunity for drop off at TD Canada Trust, women in business and within Cynthia & Co., Mount Forest the Wellington-Saugeen area. or the Town of Minto office, Presentation topics include: Hwy 89 Harristion.

• Disorganization - reasons;

www.ClaireWelsh.co

www.ClaireWelsh.com Claire WELSH

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SALES REPRESENTATIVE cwelsh@remaxcentre.ca

SALES REPRESENTATIVE cwelsh@remaxcentre.ca

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This is your opportunity to tell and sell about you and your business!

Extensive advertising including the gloss, full colour Real Estate Book and weekly local newspaper advertising

Full time support staff to coordinate showings, feedback and marketing

24-7 Customer Service. I make myself available when you and your potential buyers are available!

Weekly market updates including stats and information regarding average showings and new listings of your competition Full colour feature sheets and feature sheet box on your sign

Contact your sales representative today 519-843-5410

Award Winning results selling homes for maximum price Ranked in top 3 local agents for number of homes sold over $500,000 2008-2010

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REMAXwww.ClaireWelsh.com Real Inc.,Inc., Brokerage REMAX RealEstate EstateCentre Centre Brokerage 782 Tower St. S. Fergus, ON 519.787.0203 782 Tower St. S. Fergus, ON 519.787.0203 www.ClaireWelsh.com cwelsh@remaxcentre.ca 519.993.6226

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ENERGY Conservation

PAGE EIGHT Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011

Green technology is available now to improve your home Perhaps no decade has witnessed more rapid technological advancements than the opening decade of the 21st century. At the turn of the century, cellular phones had still yet to catch on universally, and few households had high-definition televisions.

Ten years later, cell phones are so prevalent even many school-aged children have them, and rare is the household that has not embraced HDTV. And technology has advanced in other areas as well.

Among the more notable advancements is the increase in eco-friendly technologies.

Homeowners hoping to make

their homes more environmentally friendly have a host of options at their beck and call that enable them to do just that.

No matter which area of the home needs to be addressed, chances are homeowners can find ways to improve their homes in an eco-friendly way.

Carpeting Cost-conscious homeowners often love how eco-friendly carpeting options are typically lower in price. Recyclable carpets require few, if any, toxic materials to manufacture. What’s more, homeowners who enjoy changing their home’s decor from time to time will find eco-friendly car-

pet tiles are easy to install and subsequently replace when the itch to change a home’s interior arises.

Building Materials When building a dream home, homeowners also have a host of green building materials at their disposals. Be it moldresistant drywall made from recycled paper or eco-friendly siding options, homeowners building their dream home or adding on to an existing home can choose eco-friendly building materials for both the interior and exterior of their homes.

Flooring An increasing percentage of homeowners prefer wood

flooring over carpeting. Fortunately, there are several ecofriendly flooring options that use recycled and reliable wood from old buildings. In addition, homeowners can choose eco-friendly options like cork, rubber or even bamboo for their home’s flooring.

But eco-friendly flooring is not necessarily limited to wood flooring. Recyclable linoleum flooring is also available, and these new products are typically far less toxic than the linoleum floors of yesteryear.

Home Office Working from home has steadily grown in popularity as technology has made it easier

for employees to get their work done without having to head into the office. For homeowners who want to add a home office to their homes, it’s easy to make that home office environmentally friendly.

Lighting fixtures are often a primary concern when designing a home office, in which men and women want to mirror the well-lit environment they’re accustomed to at traditional office buildings. To illuminate the room in an effective and eco-friendly way, individuals can install LED lighting fixtures. Such fixtures have a long life expectancy and use far less energy than their incandescent

counterparts.

Another way to go green at the home office without spending much money is to make room for some plants in the office. Plants will absorb toxins in the air and also improve the indoor air quality, which many office workers cite as a problem in traditional offices that don’t place too great an emphasis on indoor air quality.

When going green, it’s easy to assume technology will be detrimental to the environment.

However, advancements in eco-friendly technology have made it easier for homeowners to build their dream homes in eco-friendly ways.

New technology on the horizon to efficiently store excess solar energy Solar power was one of the first innovations in environmentally friendly energy and continues to be one of the most popular sources of nonfossil fuel energy today. While solar power has many merits, detractors have long bemoaned the inability to store solar energy for use during the night or when it’s cloudy.

The biggest downside to solar energy is that solar panels simply harness the sun’s rays as they are shining and immedi-

ately transform those rays into electricity. The sun’s power forms what can be described as an overflowing cup effect.

What’s not being used as electricity simply overflows and is wasted, since solar panels cannot store the excess energy for later. But research is ongoing to develop technology that can store energy for later use.

Solar power experts say that storing energy in a battery is inefficient and expensive. The key could be solar thermal stor-

age. Think about how a coffee thermos works. The insulated cup can keep the coffee hot for hours and is relatively inexpensive. On the other h a n d , a battery can also store power for hours but is more expensive to

produce.

With solar thermal storage, systems will gather heat from the sun, boil water into steam, spin a turbine and make power -- just as existing solar thermal power plants do. But this power wouldn’t be produced immedi-

ately. Instead, the heat would be stored for hours or days.

Other innovators are looking to heat a tower of molten salt that can be heated to very high temperatures.

The advantages to stored solar power is that none of the sun’s rays are wasted and that solar energy can be used at times when the sun is not shining, such as on cloudy days or at night. Power can also be sold at premium prices depending on demand. This enables com-

panies to make more profit.

Until solar thermal storage facilities are widespread and producing electricity similar to the traditional electricity grid, those interested in solar power have to settle with the individual solar panels that businesses and homes have relied on for years. But in the not-so-distantfuture, solar energy could be responsible for powering cities and industry.

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Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011 PAGE NINE

ENERGY Conservation Is a hybrid car the right fit for you?

While some eco-friendly behaviours and lifestyle changes have been easy to adopt, others have proven far more difficult. Perhaps nothing illustrates that more than consumer reaction to hybrid cars.

Hybrid car sales have dipped in recent years. But supporters note that vehicle sales in general have also decreased over that period, meaning it’s quite possible hybrid car sales are indicative of a larger slump, and not necessarily indicative of an adverse consumer reaction to hybrid cars.

Whatever the reason for dwindling sales, it’s clear consumers have been reticent to embrace hybrid cars, especially when compared to other ecofriendly lifestyle changes that have caught on seemingly en masse. For those considering a hybrid car, there’s a valid case to be made on both sides of the fence.

Why Buy a Hybrid Car? Buying a car is never an easy decision. Choosing to buy one that’s fundamentally different that one you’ve ever pur-

chased before is even more difficult. Perhaps there’s n o greater reason to buy a hybrid car than the environmental benefits. A hybrid’s low emissions mean less greenhouse gases, which can include harmful carbon dioxide. Less emissions make for a healthier planet.

For consumers whose chief concern is the environment, then hybrid cars are the way to go.

There’s also more practical reasons to buy a hybrid car.

Better gas mileage means drivers will be paying less at the pump, which can add up to significant savings over time, not to mention less fuel consumption that will help the environment as well.

Hybrid cars also tend to be more efficient. Hybrids have both an internal combustible

engine and an electrical system, enabling drivers to switch back and forth between the power sources to make

their vehicle more efficient, burning less fuel when the conditions allow and using less electrical energy when the conditions would otherwise drain the electrical power system.

Why Steer Clear of Hybrid Cars?

Hybrid cars’ biggest problems are largely economical.

Resale value of hybrid cars pales in comparison to that of traditional automobiles. Much of this lower resale value is thanks to the battery needed for hybrid cars. Hybrid car batteries typically need to be replaced once per decade.

When selling a preowned vehicle, drivers might find that vehicle is less attractive to prospective buyers if that battery has not previously been replaced or if it’s been seve r a l years since it was replaced.

Lower resale value is especially tough to stomach when considering the initial cost of hybrid cars, which many feel makes them less attractive options. Hybrids are often considerably more expensive, and

Spring Greening-Going green around the house Adopting an eco-friendly lifestyle is something many people do selflessly in an effort to protect the environment and ensure that the generations to come have a healthy planet at their disposal. But that same lifestyle can also pay instant dividends, helping homeowners save money and creating a healthier atmosphere in which to live.

As spring cleaning season gets set to hit full swing, what better time to do some “spring greening”? Homeowners can make the most of spring cleaning by making several manageable changes around the house that can protect the environment without disrupting one’s current lifestyle. * Clean green. Instead of using harmful chemical cleaners when cleaning around the house this spring, choose green cleaning supplies that don’t release harmful chemicals or toxins into the air. * Paint with the planet in mind. Spring is a popular time to repaint rooms in the house.

Homeowners with painting on their to-do list this spring cleaning season should choose noor low-VOC (volatile organic compound) paints. * Fix those drafts. Chances are, after a long winter homeowners are well aware of which rooms were warm and which might have had drafts. Visit those colder rooms and plug any air leaks around the house.

This will result in a lower heating bill next winter and could save substantial amounts of energy. For homeowners with attics, checking the attic for air infiltration should be done each and every year. * Explore alternative landscaping methods. Xeriscaping, a style of landscape design that requires little or no irrigation, can save significant amounts of water. However, homeowners should consult a landscaping professional to determine if xe-

riscaping is a viable alternative to more traditional landscaping in their region. If xeriscaping can be done, then homeowners will save water while also reducing the use of potentially harmful pesticides and chemicals commonly used to keep lawns looking lush. * Go low-flow. Spring cleaning isn’t just for clearing out the winter clutter. It’s also a time when many homeowners fix up the house. If replacing showerheads, faucets or even toilets is on the to-do list, replace existing fixtures with low-flow models to save water and money. * Shop for sustainable materials. Sustainable flooring is growing in popularity now that going green has truly taken off.

Search for wood that has been harvested in an environmen-

tally friendly ways. Sustainable flooring materials include bamboo and cork, which many homeowners find as aesthetically appealing as it is ecofriendly. * Double it up. Single-pane windows not only allow lots of external noise into the house, but they also contribute to heat loss in the winter, forcing residents to turn up the thermostat and waste more energy as a result. Installing double-pane windows will keep more external noise at bay, and allow homeowners to minimize heat loss in the winter. * Unplug the appliances.

Perhaps nothing around the house silently uses energy as much as a plugged-in appliance that’s not being used. Certain estimates suggest as much as 40 percent of a monthly util-

ity bill is going toward powering home appliances that are turned off. While every home is different, it’s a safe bet that most homes can save energy by simply unplugging appliances that aren’t in use.

researchers have noted that the cost savings of hybrids are not realized until after several years of driving a hybrid vehicle. While this figures to change as the market continues to offer more hybrid cars, for today’s consumer that future offers little comfort.

Safety is also a concern when considering a hybrid car.

Hybrids use high-voltage batteries to operate, which can prove disastrous should an accident occur. Manufacturers

insist this concern isn’t really a problem, as the batteries are designed to turn off in an accident. However, some consumers subscribe to the “better safe than sorry” approach and feel hybrid batteries are simply too risky. Much like any big ticket decision, consumers must make, deciding whether or not to buy a hybrid car requires careful consideration of the advantages and disadvantages to hybrid cars before driving one off the dealership lot.

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PAGE TEN Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011

Rural Life

Agricultural Information Contact Centre | 1-877-424-1300 | www.ontario.ca/omafra A weekly press release prepared by the staff of the Ministry of Agriculture, Food and Rural Affairs. If you require further information, regarding this press release, please call the Elora Resource Centre at 519-846-0941. Office hours: 8:30 a.m. to 5:00 p.m. For technical information, call the Agricultural Information Contact Centre at 1-877-424-1300 or visit the OMAFRA Website: www. omafra.gov.on.ca NEW OMAFRA WORKSHOPS FOR ON-FARM FOOD SAFETY OMAFRA is pleased to introduce a new, one-day comprehensive workshop for the agriculture sector, which focuses on the following five topics: 1. Getting Started in Food Safety - Have you thought about getting started with making food safety improvements on your farm, but weren’t sure where to start? Evaluate food safety programs and practices, write a basic food safety plan and help you find resources.

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2. Hygiene and Sanitation - Learn how to examine risks and discuss how to develop and implement a hygiene and sanitation program in the field and pack house, and develop a hygiene and hand washing plan.

3. Pre and Post Harvest Water Use - Did you know that water can carry germs from dirty produce to clean produce? A pre and post harvest water use program is an important step in reducing risks. Evaluate your risks, and discuss how to construct and monitor a water sanitizing program.

4. Manure, Compost and Compost Teas - How you compost manure can affect the risk of pathogens contaminating crops.

Learn about the Good Agricultural Practices that help reduce the risk of contamination, and write guidelines that fit into a farm food safety program.

5. Food Safety on Multi-Commodity Farms - Multi-commodity farms present a unique challenge when it comes to food safety.

Do you know where your risks lie? Construct a map linking farm practices to food safety to determine where cross-contamination could occur. Discuss and develop a risk reduction program for your farm.

Pricing: Price for Agricultural Producers: $45 + HST and Price for non-Producers: $65 + HST. Dates and Locations: March 10, Markdale and March 16, Elora.

If you would like a workshop scheduled in your area, please let us know.

For more information: Toll Free: 1-877-424-1300, Local: 519826-4047, E-mail: ag.info.omafra@ontario.ca.

GROWING YOUR FARM PROFITS

by John C. Benham We have just completed another successful Growing Your Farm Profits two-day workshop. The next GYFP workshop will be held Tuesday, Feb. 8 and will be completed Tuesday, Feb. 15 in Linwood. Financial assistance is available to help you improve your farm record keeping as well as restructuring your farm business to facilitate starting to pass the business to the next generation. Do you need help with marketing, improved production or help to achieve your farm business goals? Then this is the opportunity you should not miss!

The next GYFP workshop is planned for Friday, Mar. 25 to be completed Friday, Apr.1

Ad deadline for

Inside Wellington Thurs., 12 noon

in the Elora OMAFRA meeting room. To sign up, or for more information, contact Liz Samis at 519-638-3268.

ENVIRONMENTAL FARM PLAN

by John C. Benham The next EFP workshop is planned to be held on Wednesday, Mar. 16 and Wednesday, Mar 23 at 10am to 3pm. The location for this workshop is St. John’s Parish Hall in Arthur. Lunch and refreshments are provided at no cost. Keep in mind a completed Third Edition EFP is required to qualify for the financial incentives. Since all the EFP incentives for 2011 have been assigned, the next opportunity to make an application will be Thursday, Sept. 15. Also keep in mind to qualify for the Wellington Rural Water Quality Program delivered by the Grand River Conservation Authority, a completed Third Edition EFP is required. So don’t miss out on this opportunity! If you have questions or wish to sign up, please call 519-846-3394.

COMING EVENTS: Jan 28-30 30th Annual Guelph Organic Conference, Guelph University Centre. Registration is open now. For more information, call 519-824-4120 ext. 56205 or visit: www.guelphorganicconf.ca. Trade show inquiries email: organix@georgian.net.

Feb 2 Grower Pesticide Safety Course, Guelph. Course starts at 8:45 a.m. and Separate Exam 3pm. To register, call Woodrill Farms at 519-821-1018.

Feb. 2 Regional Poultry Producer Update, Elm Hurst Inn, Ingersoll. Check the website: www.poultryindustrycouncil.ca.

Feb. 5 Grower Pesticide Safety Course, Mount Forest. Course starts at 8:45am. To register, call North Wellington Co-op at 519323-1271.

Feb. 8 - 9 OSCIA annual meeting, Sheraton Fallsview Hotel and Conference Centre, Niagara Falls. Check the website: www. ontariosoilcrop.org.

Feb. 8 -10 Canadian International Farm Show, International Centre, Toronto. For information, check the website: www.canadianfarmshow.ca.

Feb. 8 & 15 A two-day Waterloo County Growing Your Farm Profits Workshop will be held in Linwood from 9:30am to 3pm.

To register or more information, call Liz Samis at 519-638-3268 or lsamis@ontariosoilcrop.org.

Feb. 10 Grower Pesticide Safety Course, Elora. Course starts at 8:45am. To register, call Ontario Pesticide Education Program at 1-800-652-8573.

Feb. 12 Grower Pesticide Safety Course, Rockwood. Course starts at 8:45 a.m. and Separate Exam 3:00 p.m. To register, call Ontario Pesticide Education Program at 1-800-652-8573.

Feb. 15 & 16 Free Stall Housing Design Seminar at Arden Park Hotel, Stratford. To register, call the Agricultural Information Contact Centre, 1-877-424-1300/email: ag.info.omafra@ontario.ca.

Goat herd health course Dr. Chris Buschbeck will review the herd health issues that should be monitored throughout the yearly management cycle. She will discuss preventative measures (vaccinations, deworming etc.) and the most common diseases that occur at kidding, breeding and weaning etc.

This course will include specific consideration for dairy goat producers.

Courser takes place on Thursday Feb. 3, from 1pm to 4pm at Grey Ag Services, Markdale.

Cost: $10/person.

To Register: Call 519-986-3756

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Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011 PAGE ELEVEN

AND

ENTERTAINMENT Irish Rovers play Drayton Festival Theatre in March Drayton - The Irish Rovers are set to appear on the Drayton Festival Theatre stage on March 9.

These international ambassadors of Irish music have maintained their timeless ability to deliver a rollicking, rousing performance of good cheer.

In fact, for more than four decades, The Irish Rovers have charmed and entertained audiences around the world.

The Irish Rovers are best known for their recordings of Shel Silverstein’s The Unicorn and also hosting several variety TV programs in the 1970s on Canadian television.

Over the years, The Irish Rovers have balanced their

repertoire of traditional, and novelty material with contemporary songs by Bryan Adams, Gordon Lightfoot, Joni Mitchell, Randy Bachman and many others; their songs have become anthems of revelry and joy among generation after generation of fans.

Like the unicorn, The Irish Rovers are legendary and magical.

They appear at the Drayton Festival Theatre on March 9 at 7:30pm. Tickets are $39.50, and available by calling toll free 1-888-449-4463 or by visiting draytonentertainment.com.

Visit www.IrishRoversMusic.com for more information.

ROY ORBISON *Shades of Yesterday* Starring

Bernie Jessome th “Nor ’s Top a c ri Ame Orbison y Ro e Artist” t Tribu

Saturday, January 29 at 8pm Harriston Town Hall Theatre, 68 Elora St.

Irish Rovers

Hear all the hits: “Pretty Woman”, “Crying” & more

Bring your ukulele to jam with uke master in Elora ELORA - What started as a film screening this month in Elora has turned into a fullblown ukulele jam led by one of the best ukulele players on the planet.

James Hill met his first ukulele at nine years old as part of a school music program in Langley, B.C. Now no less a source than the Honolulu Star-Bulletin, in the heart of the strange and simple four-stringed instrument’s birthplace, places the lanky young Hill among the premier players in the world.

On Jan. 30, at the Elora Centre for the Arts he’ll show

just what the humble ukulele can do. Hill’s virtuoso performance will be followed by a ukulele jam, open to all comers, as well as a screening of the film Mighty Uke, by Torontobased team Tony Coleman and Margaret Meagher.

Mighty Uke documents the instrument’s recent rise in popularity and is quickly becoming a cult hit within the growing ukulele culture.

Everyone is encouraged to bring a uke, says organizer Clair McElhinney, and extra instruments will be on hand.

“The ukulele is so simple that anyone can play it,” says

Saxophonist returns with several local shows Saxophonist Pete Fischer will make a homecoming of sorts next month, when he will appear in three local shows.

He will perform with Rolly and the Rockers at the Arena Sports Bar and Grill in Guelph on Feb. 3 from 8pm to 12am.

And on Feb. 11 and 12, starting at 9:30pm, he will perform at the Commercial Hotel in Maryhill.

Fischer, originally from the Guelph area, has lived in Calgary since 2004 and in 2009 he was named the Calgary Blues Music Association’s sax player of the year.

Last year he released his third CD, entitled Hurricane

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McElhinney.

Hill’s talents go beyond mere strumming. He rips a ukulele the way Jimi Hendrix ripped electric guitar, coaxing unexpected complexity from four simple strings.

“Hill shows that the ukulele can be sleek, sophisticated, and surprisingly sexy in the right hands,” said one reviewer.

He is also a ukulele teacher, a composer, and he leads uku-

lele jams whenever he can.

Tickets for Hill’s performance and the screening of Mighty Uke at 2 p.m., Jan. 30, are $15, available at Box Social in downtown Elora and at Ground Floor Music in Guelph, or through Paypal online at www.mightyukemovie. com. For more information please contact Claire McElhinney at 519-846-2172 or clairemce@yahoo.com.

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Here’s How it Works: Sudoku puzzles are formatted as a 9x9 grid, broken down into nine 3x3 boxes. To solve a sudoku, the numbers 1 through 9 must fill each row, column and box. You can figure out the order in which the numbers will appear by using the numeric clues already provided in the boxes. The more numbers you name, the easier it gets to solve the puzzle!

Find the answer below.

Horoscopes - For the first week of February -

ARIES - Mar 21/Apr 20 Aries, there are times in your life when things will be easy. This week you will discover what it feels like to breeze through all the things you wish to accomplish.

SCORPIO - Oct 24/Nov 22 Just when you thought you could relax, Scorpio, new responsibilities pop up that need your immediate attention. It could be time to delegate some of these tasks.

Registration Registration for for Junior Junior and and Senior Senior Kindergarten Kindergarten

TAURUS - Apr 21/May 21 Taurus, you’re a lonely soul this week and that’s because you are choosing to isolate yourself from others. Think about social engagements for next week.

Tuesday Tuesday February February 1 1 to to Friday Friday February February 4, 4, 2011 2011

GEMINI - May 22/Jun 21 Get up and try something that is completely outside of your comfort zone, Gemini. You will discover the rush of excitement that can ensue when you push yourself to the limit.

SAGITTARIUS - Nov 23/Dec 21 Sagittarius, it might take a little while for you to dig out from behind the pile of honey-do tasks on your list.

However, once you do, it will be smooth sailing for at least a month.

Get Get Ready Ready to to Learn!

Learn!

(children 4 or 5 years old before Dec. 31, 2011) (children 4 or 5 years old before Dec. 31, 2011)

Register at your local school – call for dates, times and requirements Register at your local school – call for dates, times and requirements Registration requirements, English and French Immersion Programs Registration requirements, English and French Immersion Programs and Information Nights, and the full day Kindergarten Program see and Information Nights, and the full day Kindergarten Program see

LECTURES & DEMONSTRATIONS

or pick up tickets at Home Hardware in Harriston.

Avoid Disappointment...Get Your Tickets Early!

KARAOKE

For For more more information information on: on:

READERS BOOKS CRYSTALS

All seats only $20 - call 519-338-2778

FERGUS LEGION presents

Grand Prize $1000

Blues, and he continues to perform full-time with the Al Barrett Band in Calgary, and as a hired gun for other artists - not to mention his theatrical acting roles.

Fischer is excited to return to the area and perform in front of family, friends and old and new fans.

One show only!

z

www.ugdsb.on.ca www.ugdsb.on.ca To Find your local To Find your local school: school: www.findmyschool.ca www.findmyschool.ca

Martha Rogers Martha Rogers Director of Education Director of Education

Bob Borden Bob Borden Chair of the Board Chair of the Board

UPPER GRAND DISTRICT SCHOOL BOARD UPPER GRAND DISTRICT SCHOOL BOARD

CANCER - Jun 22/Jul 22 You need a place to rest your head, Cancer. That’s because you’ve been working yourself ragged for the last several days. It’s time for some much-needed R&R. LEO - Jul 23/Aug 23 Leo, as much as you may hate to admit it, you took someone’s advice and everything worked out for the best. Even though you butt heads with this person, express gratitude.

VIRGO - Aug 24/Sept 22 Virgo, if you’re stuck in a rut it’s time to do something about it. Put all of your usual excuses aside and try something a bit different this time around.

LIBRA - Sept 23/Oct 23 Libra, they say what doesn’t kill you makes you stronger, and your resolve certainly will be put to the test this week when many obstacles lie ahead.

With some help, you’ll survive.

CAPRICORN - Dec 22/Jan 20 Capricorn, someone can use your help this week, but you won’t know who it is until the week progresses.

Just leave your calendar open for the next several days.

AQUARIUS - Jan 21/Feb 18 Aquarius, there are busy times ahead, so rest up for the days of work on the horizon. You won’t be tackling everything alone, but there will certainly be a lot to do.

PISCES - Feb 19/Mar 20 Pisces, you’re on the road this week, whether it’s a recreational trip or strictly business. Expect a few bumps along the way.

PAGE TWELVE Inside Wellington - Second Section of The Wellington Advertiser, Friday, January 28, 2011

February 2011

Committee Meeting Dates PLEASE CALL DONNA BRYCE, COUNTY CLERK, AT: 519.837.2600, EXT. 2520* TO CONFIRM MEETING DATES AND TIMES, AS MEETINGS ARE SUBJECT TO CHANGE.

February 8

9:00 a.m.

1:00 p.m.

Roads

Solid Waste Services

February 9

9:00 a.m.

1:00 p.m.

4:30 p.m.

February 10

Administration Centre, Keith Room Administration Centre, Keith Room

Police Services

Social Services

Information, Heritage & Seniors

Administration Centre, Guthrie Room Administration Centre, Guthrie Room Wellington Terrace, Board Room

9:00 a.m.

Land Division & Planning

Administration Centre, Keith Room

February 15

9:30 a.m.

Administration, Finance & Personnel

Administration Centre, Guthrie Room

February 24

10:00 a.m.

County Council

Administration Centre, Council Chambers

COUNTY ADMINISTRATION CENTRE, 74 WOOLWICH STREET, GUELPH | WELLINGTON TERRACE, 474 WELLINGTON ROAD 18, FERGUS

Emerald Ash Borer Update

The following steps will help slow the spread of the EAB:

In October, the Canadian Food Inspection Agency (CFIA) confirmed the presence of the Emerald Ash Borer (EAB) in the Township of Puslinch at an East bound 401 rest stop. Movement restrictions have been put into place.

County Communications Page The EAB does not pose a risk to human Issue health, but is a highly28, destructive January 2011insect that attacks and kills all species of ash trees.

• Don’t transfer firewood into or out of the County of Wellington.

• Don’t transfer or move ash trees in the form of nursery stock, logs, lumber, fie wood, ashwood packaging, ash-wood branches or bark into or out of the County of Wellington.

The CFIA, staff fom the County of Wellington and the Grand River Conservation Authority (GRCA) are working together to provide accurate and update information to the public.

• If you have an ash tree on your private property that is showing signs of decline, and suspect it may be infested by the EAB, contact the CFIA at 1.866.463.6017.

For more information www.wellington.cawww.inspectiongc.ca/pests

2001-2011

Depositing Snow on Roadways and Winter Parking

Solid Waste Services

Outlined in the Highway Traffic Act (Chapter H.8, R.S.O. 1990) No person shall deposit snow or ice on a roadway without permission in writing to do so from the road authority responsible for the maintenance of the road. (Section 181) No person shall park or position a vehicle on a highway in such a manner as to interfere with the movement of traffic or the clearing of snow from the highway. (Section 170 (2))

Celebrating ten years of providing diversion and waste services to Wellington County.

Every person who disobey either conditions of the Highway Traffic Act will be guilty of an offense and legally responsible.

For winter conditions on County Roads, call at 1.866.799.4166, available 24/7 until April 8, 2011.

For more information, contact Solid Waste Services (SWS): 519-837-2601 or toll-free 1-866-899-0248.

ALTERNATE FORMATS OF THIS PUBLICATION AVAILABLE UPON REQUEST. For more information, contact: Jennifer Cowan, Accessibility Clerk, at: 519.837.2600, ext. 2373* or Jenniferc@wellington.ca

FEEDBACK - HOW ARE WE DOING? Do you have an idea for an upcoming issue?

Andrea Ravensdale, Communications Officer 519.837.2600, ext. 2320* or andrear@wellington.ca *ALL CALLS CAN BE MADE TOLL FREE TO 1.800.663.0750