Business Banking That’s Different
In Northern Nevada, First Independent Bank brings you banking to match the expanding opportunities of this growing region. Our local roots here in Nevada run deep. We also are backed by the extensive national reach and resources of our much-admired parent company, Western Alliance Bank, consistently one of the top-performing U.S. banks. First Independent Bank is dedicated to your success. We’re proud to serve small businesses that appreciate our active engagement, as well as large companies that have more complex banking and finance needs. Our expert bankers deliver smart, tailored solutions alongside a proven commitment to relationship banking – no matter the size of your company or enterprise. Simply put, First Independent Bank is different. Beyond our strong local credentials and powerful national capabilities, we are sharply focused on providing an outstanding customer experience that drives value. This means responsive decision-making that puts your timing and priorities first. Customers also benefit from working with one relationship manager who prioritizes understanding you and the unique needs of your business. We look forward to the opportunity to work with you.
Jim DeVolld, Managing Director First Independent Bank, a division of Western Alliance Bank
What Sets Us Apart
First Independent Bank makes a difference for clients with commitment, knowledge, creativity, drive and true responsiveness. Being a proactive business bank means taking the time to learn your unique needs and goals so we can customize lending structures and solutions that are just right for you and your company.
Responsive Decision-Making Our team has the acumen and authority to make prudent lending decisions quickly, with the power to cut through red tape.
Robust Lending and State-of-the-Art Services You tap into a full spectrum of tailored loan, deposit and treasury management solutions.
A Dedicated Relationship Banker This single point of contact works closely with you on all your banking and finance needs, connecting you with our bank’s breadth of resources, here and nationwide.
Experts Who Know Your Business We are committed to understanding your industry and the unique challenges and opportunities facing your individual business.
Access to Senior Management Our senior management meets regularly with clients and takes an active role in your success. We provide access to decision-makers.
It’s not just about understanding the numbers. It’s about a banker who understands your business. A one-to-one relationship with your banker – a banker who truly understands your business – is how First Independent Bank delivers on accountability.
Bank on Accountability
Industry Expertise
It takes a great deal of knowledge and banking experience to help companies succeed in our vibrant and always-evolving economy here in Northern Nevada. Our best-in-class bankers understand your industry and competitive environment from the inside out. Of course we have the well-designed products and services you need, but we also provide thoughtful counsel and valuable expertise as you move your business forward.
We Know Business in Nevada Business Escrow Services
Mortgage Warehouse Lending
Commercial and Residential Construction
Municipal and Local Governments
Education
Nonprofits
Equipment Finance
Private Equity and Venture Capital
Gaming Healthcare Homeowner Associations Hotels Legal Life Sciences Manufacturing and Logistics
Professional Services Real Estate Development Settlement Services Small Business Technology Timeshare Resorts Wholesale and Distribution
*All offers of credit are subject to credit approval.
What Clients Say
Our clients tell us they work with First Independent Bank because they don’t want to choose between genuine local commitment and powerful national resources. In fact, our customer-focused approach and range of resources give us the ability to create powerful, custom-tailored banking and financing solutions to help businesses meet their goals. We’re proud that this rare combination translates to long-term, productive relationships with our customers. You’ll benefit from the capabilities of a highly skilled banker who knows your business, your industry and your community, along with sophisticated products and flexible, innovative financial tools.
Dennis O’Keefe CEO, Golden Gate Petroleum
“First Independent Bank is a great partner for us. Our relationship goes way beyond transactional – they give me unique and valuable insights about the community and the service is very high quality.”
Fueling Growth for Golden Gate Petroleum While business leaders may praise pioneering techniques, lenders are not always eager to finance cutting-edge endeavors. But this wasn’t the case for Dennis O’Keefe, CEO of Golden Gate Petroleum, who cites his refreshing experience with First Independent Bank. Golden Gate Petroleum – a major supplier of biodiesel fuel on the West Coast including a fleet contract with the City and County of San Francisco – has successfully adapted to the changing needs of its marketplace since the company started in 1946. When new locomotive technology required Golden Gate Petroleum to reduce the sulfur content of its biodiesel fuel even further, O’Keefe knew the solution wouldn’t be easy or conventional. “We had to get creative. We decided to purchase a very expensive, very specialized piece of equipment called a hydrotreater, which takes sulfur out of diesel. The bank financed this,” says O’Keefe. In the past, Golden Gate Petroleum had worked with First Independent Bank on more straightforward real estate loans for gas stations, truck stops and part of a new refinery. Financing the hydrotreater was a leap of faith. “The situation was extremely complex and the equipment we needed was highly specialized and very expensive,” explains O’Keefe. “But because of our history with the bank and the kind of business bank First Independent is, they went the extra distance to try to understand our needs. That is a special relationship.”
Community Involvement
First Independent Bank, like every division of Western Alliance Bank, has a strong track record for community commitment. Community Impact Across Western Alliance in 2019
$49.4 million
in new community development loans in the bank’s assessment areas
10,280 hours in CRA-eligible volunteer time
$1.3 million in community donations to 178 organizations
$61.8 million
in new community investments
People at First Independent Bank care deeply about improving quality of life in local communities across Northern Nevada. We support affordable housing, education, job creation, workforce development, arts and culture, and so much more. First Independent Bank’s concentrated efforts in small business lending create opportunity that adds economic vitality at every level. And we always dedicate resources, time and talent to high-impact community service organizations that help low- to moderate-income individuals.
Giving Back in Nevada From teaching financial literacy classes to high school students to collecting warm coats for neighbors in need – and nearly everything in between – First Independent Bank team members reach far into the community to support important local efforts. We are dedicated to giving back through grants, donations and volunteering for a wide range of diverse causes across Northern Nevada.
Some of the Many Organizations We Support Boys & Girls Club of Truckee Meadows Communities in Schools EverFi Hot August Nights Foundation Make-A-Wish® Foundation of Northern Nevada Pioneer Center for the Performing Arts Reno Rodeo Foundation Truckee Meadows Habitat for Humanity University of Nevada, Reno
How We Work
Our culture is entrepreneurial, just like the businesses we bank. Agile and client-focused, First Independent Bank fosters a shared sense of purpose that helps bankers move quickly for customers. How we work isn’t just a benefit for clients: It also helps us attract and retain the best bankers, who find a welcome environment for fresh ideas, collaboration and the flexibility to do what’s right for our business customers and for the bank. We thrive in fast-paced environments. We have high standards and strive for excellence in everything we do. And every team member can have a real impact. Our bank invests in the people and expertise our clients count on with innovative programs – from demanding college internships and outside-the-box management training to engaging professional development opportunities.
Working at First Independent Bank is all about opportunities and possibilities.
Western Alliance Bank
First Independent Bank is part of Western Alliance Bank, one of the country’s top-performing financial institutions. Western Alliance is unique because we offer businesses the best of both worlds: the resources and sophisticated services and solutions of a national bank along with the flexibility, commitment and market knowledge of a bank with strong regional roots.
Kenneth Vecchione President and CEO, Western Alliance Bank
“Our passion gives us energy and drive to think big and do more. Our first responsibility is always to our clients, and we bring them expert bankers who know their industry and market. Their caring, consistent and personal touch – combined with providing tailored solutions – supports our customers’ growth ambitions.”
National Presence, Regional Footprint Western Alliance’s structure produces seamless banking for businesses, whether they are located in our regional geographies or anywhere else in the country. Our cohesive approach puts customers at the center of everything.
Arizona
Atlanta
Durham
Nevada
Boston
New York
Northern California
Chicago
Seattle
Southern California
Denver
Washington, D.C.
Western Alliance Bank
Top 10 Best Banks in America Five Years in a Row, 2016-2020 #1 Regional Bank 2019 Bank Performance Scorecard
NYSE: WAL
One of the Country’s Top-Performing Financial Institutions
Bank Director Magazine
1,800+ Employees Nationwide
Long Term Deposit Rating A2 | Moody’s Investor Service
A | Kroll Bond Rating Agency
418%
WAL Loan Growth 418% WAL Deposit Growth 383%
Loan Growth
383%
2019 Year End
334%
270% 224% 173%
Deposit Growth
306%
259%
208%
155% 106% 67% 40% 0% 0% 2009
13% 4% 2010
20%
89%
66%
37%
17% 2011
2012
2013
2014
2015
2016
2017
2018
2019
We Serve Clients Around the Country Western Alliance offers clients smart banking designed for nearly every facet of the economy. This ranges from commercial real estate and manufacturing to professional services, healthcare, hospitality and more, as well as extensive experience in the technology and innovation sector. Clients around the country appreciate Western Alliance’s creativity, strategic thinking and industry-by-industry focus.
Mortgage Warehouse Lending
“Western Alliance is very easy to work with. They understand our business and they get that not everything is a round peg in a round hole. They listen to us, and the bank delivers exactly what we need.” Josh Adler Chief Investment Officer, AmeriHome Mortgage
Legal
“For a business of our size, access to capital means everything. We’ve come to rely on Western Alliance Bank to supply the capital and wise counsel we require to be successful. We were able to achieve significant short-term growth without missing a beat.” Todd Theodora President and CEO, Theodora Oringher PC
Gaming
“Their entrepreneurial approach really matches ours. We’ve moved all of our accounts over.” Donn Mitchell CFO, Foundation Gaming and Entertainment Group
Technology
“We have consistently found this is the most innovative, technically aware lender in their space. This bank is so creative and responsive, they are an important part of our success and impact.” Kristin Groos Richmond Chairman and CEO, Revolution Foods
Our Locations
Kietzke
Robb Drive
5335 Kietzke Ln. Reno, NV 89511 (775) 828-2000
6290 Sharlands Ave. Reno, NV 89523 (775) 746-3000
Carson City
Sparks Industrial
1818 E. College Pkwy. Carson City, NV 89706 (775) 682-4747
980 S. McCarran Blvd. Sparks, NV 89431 (775) 358-1300
Fallon
Sparks Marina
2061 W. Williams Ave. Fallon, NV 89406 (775) 423-9586
725 Sparks Blvd. Sparks, NV 89434 (775) 358-8400
Turn to us for expert solutions to meet your business banking needs.
firstindependentnv.com | (775) 828-2000
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