Alliance Bank of Arizona

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Business Banking That’s Different



In Arizona, our blue skies and famous desert landscapes are the backdrop for one of the most dynamic business climates in the country. Alliance Bank of Arizona brings you banking to match the wide opportunities of this growing region. We are the largest locally headquartered business bank in Arizona and our roots here run deep. We also offer the extensive national reach and resources of our much-admired parent company, Western Alliance Bank, consistently one of the top-performing U.S. banks. Whether yours is a small business that appreciates our active engagement or a large company with complex banking and finance needs, Alliance Bank is dedicated to your success. Our expert bankers deliver smart, tailored solutions alongside a proven commitment to relationship banking – no matter the size of your company or enterprise. Simply put, Alliance Bank is different. Beyond our strong local credentials and powerful national capabilities, we are sharply focused on providing an outstanding customer experience that drives value. This means responsive decision-making that puts your timing and priorities first. You’ll also benefit from working with one relationship manager who is empowered to know more, and do more, for your business. We look forward to the opportunity to work with you.

Don Garner, Chief Executive Officer Alliance Bank of Arizona, a division of Western Alliance Bank


What Sets Us Apart

Alliance Bank of Arizona makes a difference for clients with commitment, insight, creativity, drive and true responsiveness. Being a proactive business bank means taking the time to learn your unique needs and goals so we can customize lending structures and solutions that are just right for you and your company.


Responsive Decision-Making Our team has the acumen and authority to make prudent lending decisions quickly, with the power to cut through red tape.

Robust Lending and State-of-the-Art Services You tap into a full spectrum of tailored loan, deposit and treasury management solutions.

A Dedicated Relationship Banker This single point of contact works closely with you on all your banking and finance needs, connecting you with our bank’s breadth of resources, here and nationwide.

Experts Who Know Your Business We are committed to understanding your industry and the unique challenges and opportunities facing your individual business.

Access to Senior Management Our senior management meets regularly with clients and takes an active role in your success. We provide access to decision-makers.

It’s not just about understanding the numbers. It’s about a banker who understands your business. A one-to-one relationship with your banker – a banker who truly understands your business – is how Alliance Bank of Arizona delivers on accountability.

Bank on Accountability


Industry Expertise

It takes a great deal of knowledge and banking experience to help companies succeed in our diverse and always-evolving economy here in Arizona. Our best-in-class bankers understand your industry and competitive environment from the inside out. Of course we have the well-designed products and services you need, but we also provide thoughtful counsel and valuable expertise as you move your business forward.


We Know Business in Arizona Business Escrow Services

Mortgage Warehouse Lending

Commercial and Residential Construction

Municipal and Local Governments

Education

Nonprofits

Equipment Finance

Private Equity and Venture Capital

Gaming Healthcare Homeowner Associations Hotels Legal Life Sciences Manufacturing and Logistics

Professional Services Real Estate Development Settlement Services Small Business Technology Timeshare Resorts Wholesale and Distribution

*All offers of credit are subject to credit approval.


What Clients Say

Our clients don’t have to choose between genuine local commitment and powerful national resources. With us, you’ll get the focus of a highly skilled banker who knows your business, your industry and your market, along with sophisticated products and an innovative approach.

David Goldstein President, Diamond Ventures

“Alliance is truly a relationship bank. Their bankers know our business. From underwriting to credit approval to funding, the process is smooth and predictable. In our business, time and predictability are vitally important to our success.”

Sharon Harper President and CEO, Plaza Companies

“Alliance Bank of Arizona is intuitive, responsive, competitive, and very engaged. The bank is a great side-by-side partner for Plaza Companies.”

Jim Middleton Treasurer, BCS Enterprises Inc.

“We live and operate in the contracting world, where you often initially get evaluated as a number. But the best jobs happen between contractors that are based on trust, history and communication. Our banker looks at us as more than a number and meets our needs because of our mutual trust, history and communication.”


In the Black with RED Development Successful businesses need a bank that can more than keep up with them. That’s a blueprint Arizona-based RED Development has followed as it pursues high-profile retail and mixed-use projects that enliven communities from downtown Phoenix to uptown Dallas. RED excels in creating new large-scale projects, including the iconic, three-block CityScape that continues to catalyze important growth in Phoenix. The company also specializes in redeveloping and repositioning boutique properties, such as The Shops at Town & Country, a historic Phoenix retail gem that has attracted household-name tenants from Whole Foods and Nordstrom Rack to The Container Store. Alliance Bank of Arizona has been part of RED’s game-changing approach for more than 10 years and now also delivers treasury management services across RED’s eightstate footprint. “Because Alliance Bank also brings the strengths of Western Alliance, it can provide the types of financing and banking solutions that the largest banks do, with the service, speed and predictability of a local bank,” said Mike Ebert, Managing Partner, RED Development. “Alliance Bank does a great job at every touchpoint,” adds Ebert. “It’s hugely important to us to work with a bank that knows our industry, our company and our people. They know real estate, but they also know us. That’s Alliance Bank.” Mike Ebert Managing Partner, RED Development


Community Involvement

Alliance Bank of Arizona, like every division of Western Alliance Bank, has a strong track record for community commitment. Community Impact Across Western Alliance in 2019

$49.4 million

in new community development loans in the bank’s assessment areas

10,280 hours in CRA-eligible volunteer time

$1.3 million in community donations to 178 organizations

$61.8 million

in new community investments


People at Alliance Bank of Arizona care deeply about improving quality of life in local communities across the state. We support affordable housing, education, job creation, workforce development, arts and culture, and so much more. Alliance Bank’s concentrated efforts in small business lending create opportunity that adds economic vitality at every level. And we always dedicate resources, time and talent to high-impact community service organizations that help low- to moderate-income individuals.

Giving Back in Arizona From financial literacy classes for elementary school students to mock interviews that help underemployed women find their potential in the workforce – and nearly everything in between – Alliance Bank team members reach far into the community as active volunteers. In just one measure of involvement, our bankers hold leadership positions in more than 100 charitable and business organizations statewide. We are dedicated to giving back locally through grants, donations and volunteering for a wide range of diverse causes. In fact, in 2018 Alliance Bank of Arizona earned the Phoenix Business Journal’s Corporate Philanthropy Award for significant, ongoing community impact.

Some of the Many Organizations We Support American Heart Association

Junior Achievement of Arizona

A New Leaf

LISC Phoenix

Big Brothers Big Sisters of Central Arizona

Local First Arizona

Boys Hope Girls Hope College Success Arizona Earn to Learn Fresh Start Women’s Foundation Friends of Public Radio Arizona Herberger Theater Center

Make-A-Wish Arizona notMYkid Phoenix Public Library Foundation Ryan House SARRC The Phoenix Symphony


How We Work

Our culture is entrepreneurial, just like the businesses we bank. Agile and client-focused, Alliance Bank of Arizona fosters a shared sense of purpose that helps bankers move quickly for customers. How we work isn’t just a benefit for clients: It also helps us attract and retain the best bankers, who find a welcome environment for fresh ideas, collaboration and the flexibility to do what’s right for our business customers and for the bank. We thrive in fast-paced environments. We have high standards and strive for excellence in everything we do. And every team member can have a real impact. Our bank invests in the people and expertise our clients count on with innovative programs – from demanding college internships and outside-the-box management training to engaging professional development opportunities.

Working at Alliance Bank of Arizona is all about opportunities and possibilities.



Western Alliance Bank

Alliance Bank of Arizona is part of Western Alliance Bank, one of the country’s top-performing financial institutions. Western Alliance is unique because we offer businesses the best of both worlds: the resources and sophisticated services and solutions of a national bank along with the flexibility, commitment and market knowledge of a bank with strong regional roots.

Kenneth Vecchione President and CEO, Western Alliance Bank

“Our passion gives us energy and drive to think big and do more. Our first responsibility is always to our clients, and we bring them expert bankers who know their industry and market. Their caring, consistent and personal touch – combined with providing tailored solutions – supports our customers’ growth ambitions.”


National Presence, Regional Footprint Western Alliance’s structure produces seamless banking for businesses, whether they are located in our regional geographies or anywhere else in the country. Our cohesive approach puts customers at the center of everything.

Arizona

Atlanta

Durham

Nevada

Boston

New York

Northern California

Chicago

Seattle

Southern California

Denver

Washington, D.C.


Western Alliance Bank

Top 10 Best Banks in America Five Years in a Row, 2016-2020 #1 Regional Bank 2019 Bank Performance Scorecard

NYSE: WAL

One of the Country’s Top-Performing Financial Institutions

Bank Director Magazine

1,800+ Employees Nationwide

Long Term Deposit Rating A2 | Moody’s Investor Service

A | Kroll Bond Rating Agency

418%

WAL Loan Growth 418% WAL Deposit Growth 383%

Loan Growth

383%

2019 Year End

334%

270% 224% 173%

Deposit Growth

306%

259%

208%

155% 106% 67% 40% 0% 0% 2009

13% 4% 2010

20%

89%

66%

37%

17% 2011

2012

2013

2014

2015

2016

2017

2018

2019


We Serve Clients Around the Country Western Alliance offers clients smart banking designed for nearly every facet of the economy. This ranges from commercial real estate and manufacturing to professional services, healthcare, hospitality and more, as well as extensive experience in the technology and innovation sector. Clients around the country appreciate Western Alliance’s creativity, strategic thinking and industry-by-industry focus.

Mortgage Warehouse Lending

“Western Alliance is very easy to work with. They understand our business and they get that not everything is a round peg in a round hole. They listen to us, and the bank delivers exactly what we need.” Josh Adler Chief Investment Officer, AmeriHome Mortgage

Life Sciences

“This bank is a true partner. We had a number of proposals, but they went the extra mile to give us comfort that this would be a relationship vs. a transaction, and that is exactly how it’s been.” Jeffrey Brewer CEO, Bigfoot Biomedical

HOA Financial Services

“We look at the bank as our partner. They are critical to our growth and provide banking services not only for our company but also for everything involved in our customers’ accounts, from investment accounts to management reports to lockbox and ACH services and more.” Justin Scott CEO, HOAMCO

Technology

“We have consistently found this is the most innovative, technically aware lender in their space. This bank is so creative and responsive, they are an important part of our success and impact.” Kristin Groos Richmond Chairman and CEO, Revolution Foods


Our Locations

CityScape

Mesa

1 E. Washington St., Ste. 100 Phoenix, AZ 85004 (602) 389-3500

1110 E. Baseline Rd. Mesa, AZ 85204 (480) 609-2900

Biltmore

Phoenix Plaza

2701 E. Camelback Rd., Ste. 110 Phoenix, AZ 85016 (602) 952-5400

2901 N. Central Ave., Ste. 100 Phoenix, AZ 85012 (602) 629-1700

Chandler

Scottsdale/ Paradise Valley

3033 W. Ray Rd. Chandler, AZ 85226 (480) 384-3800

Flagstaff 501 E. Butler Ave. Flagstaff, AZ 86001 (928) 214-3400

Gilbert 1907 E. Pecos Rd. Gilbert, AZ 85295 (480) 867-4800

6263 N. Scottsdale Rd., Ste. 100 Scottsdale, AZ 85250 (480) 998-6500

Tucson Swan 4703 E. Camp Lowell Dr. Tucson, AZ 85712 (520) 784-6000

Tucson Williams Centre 200 S. Craycroft Rd. Tucson, AZ 85711 (520) 322-7700



Turn to us for expert solutions to meet your business banking needs.

alliancebankofarizona.com | (602) 389-3500

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