On the Money January 2022

On the Money QUARTERLY NEWSLETTER | JANUARY 2022

IN THIS EDITION PAGE

EMPLOYEE SPOTLIGHT VISA® OFFER

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FREE CREDIT REVIEW IMPROVE YOUR CREDIT

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IN THE COMMUNITY DANA WINKLER SCHOLARSHIP

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WE CAN HELP YOU IMPROVE YOUR CREDIT! See more inside!

INTRODUCING...

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DEVON POPE Devon Pope began her career at WFCU as a Member Solutions Associate in October 2019. Devon is from Wichita and attended Southeast High School.

She now studies Business Marketing at Wichita State University.

Devon has an affinity for music and said one of her most significant accomplishments in life was making All-City and All-State Chorus multiple times. She’s inspired by her favorite artists: Journey, Elton John, Fleetwood Mac, and John Mayer.

Devon also enjoys traveling. She has visited many states and traveled abroad. Her favorite destination is Hawaii, where she traveled twice with her grandfather. Devon enjoys spending quality time with loved ones.

Shopping for a new credit card?

Get a WFCU Visa®!!

Transfer your balance for FREE & take advantage of 0% APR* for 12 months!

Visit WFCU or give us a call at 316.941.0600 Opt. 4. *APR= Annual Percentage Rate

WFCU On The Money | January 2022

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LET US SAVE YOU MONEY!

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Watch for more WFCU team members in upcoming newsletters.

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We asked Devon what she loves most about working at WFCU, and she said, “Our team and members are like family. We do our best to make sure our members are taken care of to the best of our abilities. I truly enjoy helping our members achieve their financial goals, and I love having the opportunity to be there for them along the way.”

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“My free time is spent with my family, my boyfriend, my dog (Sadie), and my cat (Cleo).” Devon is a “people person,” which makes her a great fit at the credit union.

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LEARN ABOUT YOUR

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CREDIT SCORE GET A FREE PERSONALIZED CREDIT REVIEW!

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What does that mean?

Our lending team will review your credit report with you, identify the factors affecting your score, and provide you with a personalized plan to improve it if that’s your goal.

Now more than ever, it’s important to have healthy credit!

A loan specialist will discuss with you:

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ffect my credi

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New Credit

Combination of Credit

Payment History

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35%

Past due payments have a major negative impact on your credit score. The past two years of activity have the most significant influence on your score. Payments late by only a few days can affect your score by 50-60 points.

Improve your score: Pay on time! Utilize auto pay and online bill pay at WFCU.

Capacity

This consists of revolving accounts that include credit cards and unsecured lines of credit. Capacity is based on the ratio of your total balances in relation to your total credit limit.

Improve your score: consolidate your credit card accounts with WFCU at a rate as low as 8.25% APR.*

30% 15%

Credit History

The past two years of your credit history have the most impact on your score. New accounts can take up to one year to become “established” and begin to help your credit.

Improve your score: keep your oldest accounts open. If they’re used rarely, consider lowering your line of credit to limit fraud.

*APR = Annual Percentage Rate

CURIOUS ABOUT YOUR CREDIT SCORE? STEP 1:

Stop in at a WFCU location

STEP 2:

Ask for a FREE Personalized Credit Review

STEP 3:

Exceed your financial goals with a clear plan!

Learn what steps you can take toward a better credit score!

Give us a call at 316.941.0600, Opt. 4.

WFCU On The Money | January 2022

IN THE

COMMUNITY

EAST EAST

Shred Day West

9835 E. 21st St. N. | Wichita, KS 67206

We held our annual Shred Day West on October 9, 2021. We served a total of 128 cars, and 5,460 lbs of paper were recycled! Watch for details about our next Shred Day in the Spring of 2022!

CITY CITY HALL 455 N. Main St., Rm. 410 | Wichita, KS 67202

WEST WEST

Member Appreciation Picnic Our Annual Member Appreciation Picnic was held on October 15, 2021, at our West location.

We served hundreds of hot dogs and had a great time visiting with our members.

3730 W. 13th St. N. | Wichita, KS 67203

316.941.0600 ················ Coming Soon: APR

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Dana Winkler Scholarship Each year, Wichita Federal Credit Union awards eight $1,000 scholarships to students and their accredited educational institutions.

Since 2004, 143 students have been awarded a combined total of more than $127,000 in scholarships. Apply today!

The deadline to apply is April 1, 2022.

Visit wichitafcu.com/DWS for details!

WFCU employees, officials, and immediate family members are not eligible.

Online Newsletter We’re going GREEN! All future WFCU newsletters will be posted online only. This will be the last printed WFCU newsletter.

Scan the QR code or visit wichitafcu.com to view our latest issues.

Annual Meeting WFCU East 6:30 p.m.

Updated date

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WFCU Holiday Closures: JAN

Martin Luther King Jr. Day (All offices closed)

FEB

Presidents Day (All offices closed)

APR

Dana Winkler Scholarship Deadline

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For current hours and service information, visit wichitafcu.com. We’re always open on our mobile app!

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