On The Money - April 2020

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On the Money QUARTERLY NEWSLETTER

| APRIL 2020

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ACCESS YOUR ACCOUNTS FROM HOME 24/7

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IN THIS EDITION PAGE

FINANCIAL LITERACY MONTH ACCESS ACCOUNTS 24/7

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MEET BRITTANY CREDIT CORNER

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NOTICES HOLIDAYS & EVENTS

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National Financial Literacy Month

April is National Financial Literacy Month. Have you taken the time to check out Banzai yet? Banzai is an interactive financial literacy learning tool designed to teach smart money management in a fun and engaging way. Banzai simulates real-life situations to teach not only the value of a dollar but also that sometimes life happens.

It's not only for the kids! There's also Banzai Plus, an adult financial literacy course. Try it out for yourself and see how fun learning about finances can be!

(Really, we're serious!)

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WFCU proudly sponsors Banzai Financial Literacy in the following Wichita schools: • East High School • Kapaun Mt. Carmel High School • Maize South High School • Maize Sr. High School

• Marshall Middle School • North High School • South High School • West High School • Wichita Learning Center

Banzai is available to everyone for FREE at wichitafcu.com!

How can your kids benefit from financial literacy? Kids who learn at an early age tend to do the following: 

Learn the value of money.

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Become better money savers.

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Gain the ability to identify the difference between wants and needs.

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Become better prepared for living independently in the future.

Looking for FREE activities at home?

Visit wichitafcu.com and choose "Banzai Financial Education" under the "Services" tab. It's fun, interactive online education.

Banzai Junior (ages 8-12) Banzai Teen (ages 13-18) Banzai Plus (adults)

Access Your Accounts 24/7 We encourage you to access your account from home 24/7 using Online Banking to view transactions, check balances, make payments, transfer funds, and more: wichitafcu.com/services/Online-Banking Download the free WFCU mobile app to deposit checks, check balances, and more: wichitafcu.com/services/Online-Banking Use Mobile Banking on the Web without downloading the app, by using the browser on your mobile device and going to wichitafcu.com, then Online Banking Use Mobile Text Banking by sending BAL (balance) or HIST (history) to 89549. To set up mobile text banking, log in to Online Banking>User Settings>Mobile Settings>Text Mobile Settings Find CO-OP ATMs near you (50 in Wichita): co-opcreditunions.org For questions or if you need assistance with any*ARP of =these options, please call 316.941.0600.

Annual Percentage Rate. Loan programs may change at any time with or

without notice. All loans subject to credit approval . Not a commitment to lend.

OFFER ENDS September 30, 2019. Some restrictions apply. See wichitafcu.com for complete details.

WFCU On The Money | April 2020

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Introducing...

Brittany Richardson Mortgage Loan Specialist Brittany Richardson

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Brittany with her family

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Brittany joined the WFCU team in August of 2019 as a Mortgage Loan Specialist. With 13 years of experience in banking, she is a valuable asset to the credit union. Brittany started as a part-time teller in high school and eventually found a passion for real estate lending. While real estate lending has its obstacles, Brittany enjoys the challenge. She loves that she gets to help people make one of the biggest and most important purchases in their lives.

and Raelyn Rose, 3. She also has a third daughter on the way! Brittany says, “It may seem cliché as an accomplishment, but parenting has taught me a lot about life. I am blessed to be a mother and I strive to teach my girls how to be the best versions of themselves.”

Brittany considers one of her most significant accomplishments to be taking care of both of her grandparents for about a year before her grandfather passed away. At the same time, she was attending WSU, raising her daughter, Remi (three years old at the time), and working full-time.

Brittany said, “Many memories were built through all of the hardships and challenges we faced during that time, and I'm proud and grateful for the sacrifices I made for my family.”

We asked Brittany what she likes about her role at WFCU. Brittany said, “Working at WFCU allows me to help members with more than just their home loans. I take a lot of pride in the fact that members put their trust in me to help them with their home loan needs. It is rewarding helping members from the application to signing documents at the closing table. I can also connect them with our accounts and consumer lending side to work towards their goals. All of us at WFCU work as a team, putting the member first and setting them up for success and financial stability. Nothing is more rewarding than giving members a great experience through all transactions they have with us, knowing that they have a Credit Union they can trust.”

Brittany’s other greatest accomplishment is being a mom to her two daughters, Remi Jade, 7,

Watch for more WFCU team members in upcoming newsletters.

CREDIT CORNER

with John Smutny

John Smutny

Welcome back to the Credit Corner. We are well over halfway through what makes up your credit score and have reviewed the top three factors: 35% Payment History, 30% Capacity, and 15% length of credit history. The next factor that makes up 10% of your credit is the combination of credit.

The combination of credit involved is as simple as it sounds; the credit models want to see that you can handle payments on different types of accounts. Whether it's a credit card, installment loan (car loan, for example) or mortgage, making payments and having recent activity on these accounts is what makes a difference.

Come back next time, and we will go over what makes up the final 10% of your score.

Thank you!

Questions? Call 316.941.0600 or visit wichitafcu.com. WFCU On The Money | April 2020

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9835 E. 21St. N. | Wichita, KS 67206

455 N. Main St., Rm. 410 | Wichita, KS 67202

In the Community In honor of National Law Enforcement Appreciation Day, Ciarra and Leandra delivered donuts to local Law Enforcement at City Hall.

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3730 W. 13th St. N. | Wichita, KS 67203

316.941.0600

FAMILY FUN NIGHT WFCU is planning on hosting a community event on May 14 from 6:00 pm - 8:30 pm.

WFCU Holiday Closures:

Tanganyika Wildlife Park 1000 S. Hawkins Lane Goddard, KS 67052

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If this date changes, we will post it on wichitafcu.com, and social media.

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SHRED DAY EAST

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

with Every New Line $100 cash reward for new line activations with Sprint, up to two lines. $100 annual loyalty reward. 25% off select accessories in Sprint Stores Visit LoveMyCreditUnion.org/Sprint for details.

Independence Day (All offices closed)

Coming Soon:

COMING SOON

$200 Cash Reward

(All offices closed)

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Shred Day for the EAST office is scheduled for: Saturday, May 16 9am -11am WFCU East Office / Cambridge Market 9835 E. 21st St. N. If this date changes, we will post it on wichitafcu.com, and social media.

Watch for a new Visa® Rewards Program coming soon! More choices for our members!

Memorial Day

Family Fun Night Tanganyika 6 pm-8:30 pm

Shred Day East 9 am-11 am