ADMISSIONS, COSTS, AND FINANCIAL PLANNING

A DMISSION

Wingate University operates on a rolling admission plan. Candidates for admission are notified of the enrollment decision within two weeks of application completion. Admission is based on high school record and standardized test scores. If test scores cannot be submitted a student may submit a personal statement. For transfer students, work from all previous colleges attended is considered.

F IRST - Y EAR A DMISSION

For an application to be considered complete, the following items are recommended:

• Completed application form a. Wingate recommends World Education Services, Inc. (WES) for evaluation and University Language Services for translation. b. Note that translated and evaluated official final transcripts are also required for enrollment.

• Official high school transcript or GED certification (if applicable) Note that while an admissions decision can be issued without official transcripts, final high school transcripts must be received prior to the first day of classes.

• SAT, ACT, CLT or PSAT scores or a personal statement. Note that while an admissions decision can be issued without official test scores, official test scores (if applicable) must be received prior to the first day of classes. Standardized test scores are optional. However, a personal statement may be required based on the applicant’s GPA.

Although some flexibility may be allowed, the following high school course distribution is recommended.

3. Secondary school transcripts: original transcript required and certified English translations of transcripts for documents not issued in English are highly recommended.

4. Secondary school diploma (if already earned)

5. Evidence of English proficiency - see English Proficiency Requirements (for the I-20).

6. Evidence of funding (e.g. bank statements or letters less than 6 months old) required for issuance of the I-20.

Additional documents may be requested as part of the I-20 process.

English Proficiency Requirements

Wingate is a Student and Exchange Visitor Program (SEVP)-certified school and must comply with federal regulations when admitting international students. As part of these requirements, Wingate requires international students to demonstrate English proficiency as part of the admissions process prior to the issuance of an I-20 immigration document.

International first-year students may demonstrate English proficiency in the following ways:

1. Have citizenship in a country where English is the official language and the language of instruction in higher education. Please see our list of exempt countries.

2. Graduation from a high school, attending for a minimum of 3 years, at an international institution or American school where the primary language of instruction was completed in English. The institution must provide a signed letter or official transcript verifying courses were taught in English.

3. All other international students seeking F1 visas must achieve a minimum required test score on at least one approved language proficiency exam/test. The scores must be from within the past 24 months at the time of application to Wingate. The approved exams/tests are as follows:

E Arly C Ollege S Tudent A Dmission

Early/Middle College students should follow the same admission process as First-Year students. Once admitted and official college transcripts are received, an official transcript evaluation of any college courses taken will be completed by the Registrar. Courses completed at accredited colleges and universities with a grade of “C”, or better, will be accepted at full value, provided they are comparable to Wingate University’s curriculum. Wingate University has an articulation agreement with North Carolina Community Colleges. Early/Middle College students who complete an A.A. or A.S. degree will have many of those credits applied toward Wingate’s Core Curriculum. Each case will be evaluated individually to best meet the student’s needs.

I Nternational S Tudent A Dmission

Wingate is a Student and Exchange Visitor Program (SEVP)-certified school and is required to comply with federal regulations when admitting international students. All F and M visa students that study in the United States require a Form I-20, “Certificate for Eligibility for Nonimmigrant Student Status.” This policy applies to both first-year international students and international students transferring from an international institution or another school in the United States. International students classified as first year students must meet the admissions requirements for first year students. International students classified as transfer students must meet the admissions requirements for transfer students. Additionally, international students must meet the below requirements as it relates to their status as an international student.

International students requiring an F1 student visa must submit the following to be eligible for an I-20:

1. Fall semester applications must be received no later than June 1. Spring semester applications must be received by November 1.

2. A color copy of the biography page of the student’s passport a. Minimum SAT score of 450 on the Evidence-based Reading and Writing section b. Minimum ACT score of 17 on both the Reading and English sections c. Minimum TOEFL IBT score of 70 or 550 on the paperbased test d. Minimum IELTS score of 5.5 - academic module e. Minimum Level 112 for ELS f. Minimum Level 6 completed at ELTI at UNC Charlotte g. In the case that the above tests are unavailable there may be other testing options

International transfer students from US or international institutions may demonstrate English proficiency in the following ways:

1. Have citizenship in a country where English is the official language and the language of instruction in higher education. Please see our list of exempt countries.

2. Successfully complete 24 transferable hours at a US university or community college with a grade of C or better in English composition.

3. All other international students seeking F1 visas must achieve a minimum required test score on at least one approved language proficiency exam/test. The scores must be from within the past 24 months at the time of application to Wingate unless the applicant is currently enrolled in a US institution. The approved exams/tests are as follows: a. Minimum SAT score of 450 on the Evidence-based Reading and Writing section b. Minimum ACT score of 17 on both the Reading and English sections c. Minimum TOEFL IBT score of 70 or 550 on the paperbased test d. Minimum IELTS score of 5.5 e. Minimum Level 112 for ELS f. Minimum Level 6 completed at ELTI at UNC Charlotte g. In the case that the above tests are unavailable there may be other testing options

Admission of an international student who requires an f-1 visa is only final when the visa is obtained. A student must be fully admitted to the undergraduate program to receive an I-20. International students holding current tourist (b1/b2) visas are not allowed to enroll in a degree program. Questions about f1 visa requirements can be addressed to international@wingate.edu. All other international admissions questions should be directed to the undergraduate admissions office at internationaladmissions@wingate.edu

After acceptance, international students must submit a $300 enrollment deposit and evidence of funding showing adequate financial resources to attend the University before an I-20 form will be issued. The deadline for processing an international student application is June 1 for fall semester enrollment and November 1 for spring semester enrollment. Wingate University should receive $300 enrollment deposits by July 1 for fall semester entrance and by November 1 for spring semester entrance to allow adequate time for issuance of the I-20 form and for securing the student visa. Enrolling students must submit final transcripts, all official or certified documents required for application, and medical/immunization requirements no later than the final day to register for classes.

COUNTRIES EXEMPT FROM ENGLISH PROFICIENCY EXAM SCORE REQUIREMENTS

Since English is the official first language at the countries listed below, students from those countries are NOT required to submit a proof of English proficiency.

• Anguilla*

• Antigua and Barbuda*

• Australia

• Bahamas*

• Barbados*

• Belize*

• Bermuda

• British Indian Ocean Territory

• British Virgin Islands

• Canada (expect Quebec)

• Cayman Islands

• Dominica*

• Falkland Islands

• Fiji

• Gibraltar

• Grenada

• Guyana*

• Guinea (British)

• Ireland

• Jamaica*

• Marshall Islands

• Mauritius

*With CXC or CAPE examination.

R Eadmit S Tudent A Dmission

• Micronesia

• Montserrat

• Nauru

• New Zealand

• Palau

• Papua New Guinea

• Solomon Islands

• St. Kitts and Nevis*

• St. Lucia

• St. Vincent and the Grenadines*

• Tonga

• Trinidad and Tobago*

• Turks and Caicos Islands

• Tuvalu

• United Kingdom (England, Northern Ireland, Scotland & Wales)

• U.S. Virgin Islands

• Vanuatu

• Western Samoa

D Efinition Of A Ccredited I Nstitutions

For the purpose of transfer policy, articulation agreements, and prior higher education degrees, Wingate University defines an “accredited institution” as one accredited by any of the following institutional accreditors: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC), Accrediting Commission for Community and Junior Colleges Western Association of Schools and Colleges (ACCJC), Higher Learning Commission (HLC), Middle States Commission on Higher Education (MSCHE), New England Commission of Higher Education (NECHE), Northwest Commission on Colleges and Universities (NWCCU), and WASC Senior College and University Commission (WSCUC).

T Ransfer A Dmission

Students who complete course work at another accredited college or university may apply for admission to Wingate. A completed application for admission must be submitted and must be accompanied by official transcripts from all institutions previously attended along with an official high school transcript or GED certification and a completed statement of conduct form SAT and ACT scores or a personal statement may also be required for transfer applicants with less than 24 transferable credits unless the student has been out of high school for five or more years. Transfer applicants should be eligible, both academically and socially, to return to the institution from which they are transferring. All application documents can be found on the University’s website, or students may contact the transfer enrollment officer for more information.

Transfer Credit

Academic work completed at accredited colleges and universities will be accepted at full value for courses passed with a grade of “C” or better provided they are comparable to Wingate University’s curriculum. The Registrar, in consultation with the appropriate department chair(s), evaluates coursework to determine equivalency. The maximum number of course hours that may transfer from a two-year institution is 60 semester hours. A maximum of 90 semester hours will be accepted from four-year institutions. Wingate University participates in the North Carolina Community College Articulation Agreement.

Second Language requirements: Students may receive credits for second language courses that the student took at another college or university, even if the language is not taught at Wingate University, under the following conditions:

• The courses were completed with a grade of “C-” or better.

• The courses were offered by an accredited higher education program, college, or university.

• The courses were not for continuing education.

Independent Comprehensive Articulation Agreement

Wingate University, a member institution of North Carolina Independent Colleges and Universities (NCICU), has agreed to the terms of the Independent Comprehensive Articulation Agreement (ICAA) between NCICU members and the North Carolina Community College System (NCCCS). The following terms apply:

Any student who wishes to enroll at Wingate University as an undergraduate student who has previously been enrolled at Wingate will need to apply as a re-admit student. To be readmitted the student must complete a Readmission Application which is available on the University’s website. A student who has been absent for two consecutive semesters (including the semester of withdrawal, if applicable) must meet the catalog requirements for graduation in effect at the time of readmission. Students who have been suspended by the Office of Campus Life and wish to apply for reinstatement should submit a written appeal to the Office of the Dean of Campus Life. Students who have been academically suspended and wish to apply for reinstatement to the University should submit the application for readmission found on the WU Admissions webpage. Upon completion of the admissions application the student will be directed to complete and submit the Readmit Academic Appeal form. Once the form is received it will be reviewed by the Academic Appeals Committee and the student will be notified of their decision via email.

• Students with an A.A. or A.S. degree from a North Carolina community college with no grade lower than a “C” will automatically fulfill all 100- and 200-level institution-wide core curriculum requirements at Wingate University, with the exception of physical education; a second language, if the student did not take these as part of the associate’s degree; and any major-specific class(es) required under University Foundations.

• Courses will be evaluated on a course-by-course basis for students who did not earn an A.A. or A.S. degree, or for students with one or more grades of “D.”

• Transfer courses which did not originate at an NC community college, at a UNC institution, or at a signatory institution of NCICU may be used under this articulation agreement if they were used in the awarding of a two-year degree from an NC community college. These courses must meet core curriculum requirements, must be from an accredited institution (see

Definition of Accredited Institutions under Admissions, Costs, and Financial Planning), and must total no more than 25 percent (four courses) of the core curriculum.

• Students may file a grievance if they think the terms of the ICAA have not been followed. See the Office of the Registrar for more details.

C Redit By E Xamination

Students may earn a maximum of 30 semester hours of credit toward a baccalaureate degree by examination prior to enrollment.

ADVANCED PLACEMENT (AP)

Students who score three, four, or five on the Advanced Placement Test of the College Entrance Examination Board may receive credit as determined by the appropriate academic department. Students should send official scores to the Office of the Registrar.

COLLEGE LEVEL EXAMINATION PROGRAM (CLEP)

Students who score 50 points or higher on CLEP subject examinations may earn credit toward a baccalaureate degree. Students should send official scores to the Office of the Registrar.

DANTES (DSST) EXAMINATIONS

Certain credits are accepted from DANTES (DSST) courses when the courses have comparable courses at Wingate. Students should send official scores to the Office of the Registrar.

Cambridge Aice Exam Scores

Cambridge Assessment International Education offers exams comparable to AP and IB. Exams must be at the Advanced level either A and/or the AS level(s) to be eligible to receive possible credit. Students should send official AICE transcripts to the Office of the Registrar.

International Baccalaureate Program Credit

Students who score five, six, or seven on the Higher-Level Examinations of the International Baccalaureate Program may receive credit toward a baccalaureate degree. Students should send official scores to the Office of the Registrar.

ADULT BACHELOR’S DEGREE CREDIT BY EXAM PROGRAM POLICY

Students in the Adult Bachelor’s Degree program may earn up to sixcredit hours each enrolled term. Credit by examination must be earned before the student’s final 30 hours at Wingate University. Students must secure advance permission from the Director of the Adult Bachelor’s Degree Program and the Registrar (see Transient Study under Academic Policies) before registering for an examination.

D U Al E Nrollment

Highly qualified high school students with a letter of recommendation from their high school counselors who would like to take college courses prior to or during their senior year may do so through the Wingate Dual Enrollment Program. Dual Enrollment credit is generally transferable to other colleges and universities. Students enrolled through this program will be allowed to take classes on a space-available basis. Charges for Dual Enrollment classes are $1,075 for one course, $2,100 for two courses, and $1,985 for three courses.

E Nrollment D Eposit

To confirm enrollment, a prospective first-year student, readmit, or transfer student should submit an enrollment deposit. Enrollment deposits are refundable upon written request until May 1st for fall semester enrollment and November 1st for spring semester enrollment. An enrollment deposit which has been transferred from an earlier term is non-refundable. Once enrolled, an enrollment deposit is only refunded after the student graduates. If a student withdraws before graduating, the deposit is forfeited. Admissions and Financial Planning reserve the right to scholarship an enrollment deposit on a case by case basis.

M EDICAL /I MMUNIZATION R EQUIREMENTS

After a student has been accepted by Wingate University, he/she is required to submit health information which includes a health history, proof of insurance, physical examination, and immunization information. Medical requirements are due July 1 (fall admission) and January 2 (spring admission). Students who are incomplete 30 days after classes begin are subject to expulsion from classes and the University until such information is received.

The physical examination must be performed one year prior to the date of admission to the University. Per NCAA regulations, students participating in an intercollegiate sport must have a physical every six months. Physicals can be done in The Health Center for a fee. The physical must include: vision, urinalysis, hemoglobin, and TB skin test. The following immunizations are required:

• Tetanus Series (Td, DPT, Tdap) three doses. One must have been within the past 10 years. Those individuals enrolling in college or university for the first time on or after July 1, 2008 must have had three doses of tetanus/diphtheria toxoid and a booster dose of tetanus/diphtheria/pertussis vaccine if a tetanus/diphtheria toxoid or tetanus/diphtheria/pertussis vaccine has not been administered within the past 10 years.

• Measles Two doses (after 1st birthday). Measles vaccines are not required if any of the following occur: Diagnoses of disease prior to January 1, 1994; an individual who has been documented by serological testing to have a protective antibody titer against measles; or an individual born prior to 1957.

• Mumps Two doses. Mumps vaccine is not required if any of the following occur: an individual who has been documented by serological testing to have a protective antibody titer against mumps; an individual born prior to 1957.

• Rubella One dose. Rubella vaccine is not required if any of the following occur: 50 years of age or older; an individual who has been documented by serological testing to have a protective antibody titer against rubella.

• Hepatitis B Three doses. Hepatitis B vaccine is not required if an individual was born before July 1, 1994 and is not enrolled in a Health Science major.

• Polio Three doses. An individual attending school who has attained the 18th birthday is not required to receive polio vaccine.

• Meningococcal Series. Two doses. If the first one is given at age 16, then only one is required.

• Students in Pharmacy, Physician Assistant Studies, Physical Therapy, Nursing, and Exercise Science are required to have additional immunizations. Check with those for requirements.

• Required vs. Recommended North Carolina law requires individuals attending college or universities to receive certain vaccines. But in order to be fully protected from vaccinepreventable diseases, individuals should receive all immunizations recommended by the Centers for Disease Control and Prevention (CDC). Recommended vaccines include flu, meningitis, meningococcal B series, and HPV.

Students who are not compliant with NC immunization requirements within 30 days of the first day of class will be required to withdraw from classes. Students taking online courses, off campus courses, evening courses (after 5 p.m.) or no more than 4 daytime credit hours are exempt from immunization requirements. Medical and religious exemptions can be requested through The Health Center. Questions should be directed to the Director of The Health Center, Campus Box 3037, Wingate University, Wingate, NC 28174.

International Students

International students must meet North Carolina guidelines concerning immunizations. They must provide documentation of insurance. A student accident and sickness insurance program is available for purchase by students of Wingate University. The Health Insurance Charge is listed on the Student Account. All students with a positive tuberculin skin test will be referred to the Health Department for evaluation and follow-up. If it is the recommendation of the Health Department that they receive prophylactic treatment for tuberculosis, students will be required to comply.

F Inancial I Nformation

The University operates on a semester basis. Statements are available on WinLink approximately one month prior to the beginning of each term. Statements on WinLINK are updated each week. Charges for the semester must be paid before the first (1st) day of the month when classes begin (i.e., August, January, June). Students must notify the University, prior to August 1, of any financial aid, trust funds, etc., available to the student from sources other than Wingate University. If the student expects to receive aid of any type from the University, it must be cleared with the Office of Student Financial Planning prior to the student’s arrival on campus.

Ooks And S Upplies

$440

$35

$10

$590

Textbooks and supplies may be purchased through the Wingate online bookstore at https://wingate.textbookx.com. Excess financial aid may be used to purchase books through the online bookstore by filling out a bookstore voucher request form and submitting to the Business Office.

C Heck A Cceptance

The Business Office will accept checks only for payment of accounts. The University suggests that an account be established with a local bank. Wingate Outfitters cashes checks up to $50 with a valid student ID card.

D EPOSIT (E NROLLMENT )

A first-time full-time student must pay a $300 deposit prior to enrollment. Wingate will hold the deposit throughout the student’s educational career at the University. After a student has graduated, the deposit, less applicable final fines and fees, will be refunded within 60 days. If a student does not graduate, it is forfeited.

E Xpenses

Charges are based on a minimum student load of 12 semester contact hours. Students taking less than 12 credit hours are classified as parttime students and are charged tuition at the rate of $1,575 per credit hour. Students taking more than 19 credit hours are charged an overload fee of $1,575 for each additional hour over 19.

ID , M EAL , AND D EBIT C ARD

A student must submit the Wingate I.D. card to the Office of Campus Life upon withdrawal from the University. Withdrawal may require refunds to some student financial aid programs. This policy applies to students who officially withdraw during any regular session of the University.

The student’s I.D. card can serve as a debit card that can be used in Wingate Outfitters, W.T. Harris Dining Hall, the other dining locations on campus, the other dining locations on campus. Students must purchase Bulldog Bucks through dineoncampus.com/wingate. No refund is given from the debit card until the student graduates or withdraws from the University. At that time any remaining money will be refunded to the student.

I NSURANCE (M EDICAL )

The federal government’s Affordable Care Act (effective January 2014) requires all individuals have adequate health insurance coverage. This involves university systems including Wingate University students. All full-time Wingate University students or part-time health services majors, athletes, and/or international students, are required to enroll in or opt out of insurance coverage. Students who already have a comparable plan to that required by law will not be charged for a health plan provided the online waiver is completed and approved by Blue Cross/Blue Shield Students must visit studentbluenc.com/#/wingate to provide proof of insurance to opt out and request a waiver.

I NSURANCE (T UITION )

Wingate offers a tuition insurance program through A.W.G Dewar, Inc. to minimize the risk of financial loss in the case of withdrawal for medical or mental health reasons. You can find additional information at the website www.tuitionprotection.com/Wingate

The per‐semester plan is billed to all full-time, undergraduate students prior to the start of the Fall and Spring semesters. However, participation may be waived, prior to the start of classes, through the link above.

The Plan covers 80% of insured tuition and wellness fee, less any refund or credit due from the University, for diagnosed medical or mental health withdrawals. Refunds may be affected by financial aid award adjustments. This Plan significantly extends and enhances the University’s scheduled refund policy, which begins phasing out after the first day of class.

The chart below illustrates how The Plan complements Wingate University’s tuition refund schedule in case of withdrawal due to medical or mental health reasons: eligibility for aid recalculated based on the percent of term completed. This policy shall apply to all students who withdraw, drop out, or are expelled from Wingate University, and receive financial aid from Title IV funds (federal financial aid programs authorized under the HEA of 1965, as amended).

Wingate University’s responsibilities in regard to the return of Title IV funds include:

• Providing each student with the information given in this policy

• Identifying students who are affected by this policy and completing the R2T4 calculation for those students

• Returning any Title IV Funds that are due the Title IV programs

The student’s responsibilities in regard to the return of Title IV funds include becoming familiar with the R2T4 policy and how complete withdrawal affects eligibility for Title IV aid.

A student’s withdrawal date is defined as:

• The date the student begins the institution’s withdrawal process (as described in the Wingate University catalog) or officially notifies the institution of intent to withdraw; or

• The midpoint of the period for a student who without notifying the institution; or

• The student’s last date of attendance at a documented academically related activity.

A refund refers to the University charges returned to the student and/or to the financial source that covered those charges. Refunds are made within 30 days of the student’s withdrawal.

Students who withdraw from Wingate University on or before the first class day of a semester will receive a full refund of any payment made toward tuition, fees, and room and board.

For traditional undergraduate students who withdraw after the first day of class during a semester, the following institutional refund policy for tuition, fees, and room and board will be in effect:

Title IV aid is earned in a prorated manner on a per diem basis up to and including the 60% point in the semester. Title IV aid and all other aid is viewed as 100% earned after that point in time. The total number of calendar days in a term of enrollment shall exclude any scheduled breaks of more than five days. The percent of term completed shall be the percentage of Title IV aid earned by the student and is calculated as follows:

The percentage of Title IV aid unearned (i.e., to be returned to the appropriate program) shall be 100% minus the percent earned. Unearned aid shall be returned first by Wingate University from the student’s account calculated as follows:

Amount returned to program(s)

= Total institutional charges × % of Unearned Aid

Unearned Title IV aid shall be returned in the following order:

• Federal Direct Unsubsidized Loan

• Federal Direct Subsidized Loan

Students in the Adult Bachelor Degree programs follow the below refund policy schedule:

• Federal Direct Graduate PLUS Loan

• Federal Direct PLUS Loan

• Federal Pell Grant

• FSEOG

• Other Title IV Grants

Students are responsible for any portion of their institutional charges that are left outstanding after Title IV funds are returned.

S Tudent F Inancial P Lanning

The date of withdrawal is the date that the official withdrawal form is received by the Office of the Registrar or the date of withdrawal specified by the student, whichever is earlier. The semester begins with the first day of class. The first week of the semester is the seven-day period that begins on the first day of class. The point of withdrawal is measured in weeks, and the student is considered to have withdrawn within a given week, as defined above, if the withdrawal date is prior to the end of that week.

Return Of Title Iv Funds

For students receiving federal financial aid, the Higher Education Amendments of 1998 established a new formula for calculating the amount of aid a student and school can retain when the student totally withdraws from all classes. Students who withdraw from all classes prior to completing more than 60% of an enrollment term will have their

The Wingate University Office of Student Financial Planning welcomes the opportunity to help students and their families who seek information on scholarships, grants, student loans, and on-campus employment. All students who plan to apply for financial aid must annually complete the Free Application for Federal Student Aid (FAFSA) at studentaid.gov. To receive maximum consideration for all available financial aid programs, the FAFSA should be filed by May 1 each year. Grant and scholarship assistance is gift aid with no repayment obligation. The Federal Direct Student Loan program offers low interest loan options for students; payment begins once the student graduates, withdraws, or drops below half time status. The work-study program offers students the ability to obtain jobs on campus and receive a monthly paycheck for the hours worked. All financial aid funds will be credited directly to the student's billing account. Institutional Scholarships are considered undesignated and therefore may be applied to tuition, fee, or room and board costs in no specified order.

F Ederal A Id P Rograms

Federal Pell Grants are awarded to undergraduate students who display exceptional financial need and have not previously earned a bachelor's, graduate, or professional degree.

Federal Supplemental Educational Opportunity Grant (FSEOG) is a grant for undergraduate students with exceptional financial need. Priority will be given to Federal Pell Grant recipients as funding is available.

Federal Direct Loan Program: Wingate University uses the William D. Ford Direct Lending Program. Federal Direct Subsidized, Unsubsidized and PLUS Loans for Parents are available to eligible students who complete the FAFSA form and are enrolled at least half time in an eligible program of study. More information can be obtained by contacting the Financial Planning Office at finaid@wingate.edu or visiting https://studentaid.gov/understand-aid/types/loans

Federal Work-Study: Part-time employment opportunities are available to enrolled students. Students must complete all applicable employment forms to begin working on campus and are paid directly for any hours worked on campus throughout the academic year.

North Carolina Need-Based Scholarship: This program was established by the 2011 General Assembly to provide need-based scholarships for North Carolina students attending private institutions of higher education. Funds for the support of the program are contingent each year upon appropriations made available to Wingate by the North Carolina General Assembly.

F Inancial A Ssistance A Lternatives

For families who do not qualify for federal or state financial assistance or whose financial assistance does not cover the entire cost of university attendance, there are several alternatives. Some of these are listed below:

Monthly Payment Plan: The payment plan allows Families to spread the cost of tuition, fees, room, and board out across the semester. There is a $35 fee to participate in the plan each semester; however, there is no interest charged throughout the year. The first installment of the payment plan, along with the $35 enrollment fee, is due by the main due date for each semester. The remaining payments are due by the first day of each following month throughout the course of the semester. A fee of $10 will be assessed for each late payment.

Private Alternative Loans: Federal law requires colleges to certify private education loans using the borrower’s choice of lender and the guarantee agency used by that lender. Wingate University provides a historical lender list via Fast Choice; however, you can choose any lender, including one that may not appear on the list provided. Note: Wingate University does not accept any form of gift or payment from any lender as an inducement to be on the lender list.

A Cademic S Cholarships

Academic Scholarships are awarded to qualified undergraduate applicants who have been admitted to Wingate University’s Main Campus. After admission to the University, the academic credentials of each student are reviewed to determine scholarship eligibility. Students are notified of their scholarship award by the Office of Admissions immediately, a separate scholarship application is not required. Academic Scholarships are renewable for a maximum of eight semesters of undergraduate study. Recipients must maintain satisfactory progress standards as outlined to maintain their eligibility for Wingate Academic Scholarships.

L Egacy A Wards

The Legacy Award is an annual award available to entering first-year students or new transfer students. To qualify, the student must be a son, daughter, grandson, granddaughter, niece, nephew, or sibling of a Wingate alumnus. Eligible students will receive a $1000 grant during each academic year.

M Usic S Cholarships

Music scholarships, based on a performance audition and academic achievement, are awarded upon admission. The student must perform two contrasting selections representing an advanced level of study. For more information about the scholarships and the audition dates, contact the Department of Music.

V Eterans B Enefits

Veterans may qualify for education benefits from the Veterans Administration according to their time and length of military service, and in some cases those benefits can be transferred to dependents (Chapter 33). Benefits through Dependents’ Educational Assistance (Chapter 35) may also be available for military spouses and children of veterans who died or were disabled as a result of a service-related injury or disease. Students who plan to use VA education benefits should apply to the VA for a Certificate of Eligibility, and contact the VA School Certifying Official at Wingate, located in the Office of the Registrar. Wingate participates in the Yellow Ribbon Program for eligible Chapter 33 participants, and also works with veterans using Vocational Rehabilitation services (Chapter 31).

In accordance with Title 38 United States Code Section 3679 (e), students who have provided verification of their eligibility to receive VA education benefits funded under Chapter 31 and Chapter 33, will not be subject to any penalties, including access to classes, libraries, or other institutional facilities, or be required to borrow additional funds, because of the student’s inability to meet financial obligations to the institution due to delayed disbursement of VA education benefits. Students are covered under this policy for 90 days after the date that enrollment is certified by the university.

S ATISFACTORY A CADEMIC P ROGRESS (SAP ) P OLICY FOR F INANCIAL A ID R ECIPIENTS

Sap S Tandards

As mandated by the HEA, institutions of higher education must establish minimum standards of SAP. WU makes these standards applicable to Federal, State and Institutional financial aid programs. The intent of this policy is to ensure that students receiving financial aid are making progress towards completion of their declared major. A student’s SAP status is determined based on all credit hours, including transfer credits, and all periods of attendance at Wingate University, including periods in which the student did not utilize financial aid. Students must meet the standards outlined below to remain in good SAP standing and maintain their eligibility for financial aid

Cumulative Gpa

A student must achieve and maintain a cumulative GPA as defined for their program of study below.

All students must pass (earn) at least 67% of their credits attempted. Multiple attempts of the same course will be counted (each attempt) for financial aid purposes. Standard rounding applies when calculating completion rate.

Maximum Time Frame

Students must complete their degree requirements within 150% of the published length of their academic program to remain eligible for Title IV aid. This is the maximum allowable time for receipt of financial aid regardless of whether the student did or did not receive financial aid during any period of his/her enrollment.

SAP will be calculated annually at the conclusion of the Spring term for all students. Students who do not meet SAP standards will be placed on Financial Aid Suspension (FAS) and ineligible to receive financial aid for future term(s). The student will receive an email notification detailing the loss of financial aid and options for an appeal. Students are placed on FAS if any of the following are true:

• Failure to meet minimum GPA requirement

• Failure to meet minimum completion rate requirement

• Attempted hours >= 150% of published program length

Students are notified of their SAP standing by email during the annual review period. Students are responsible for staying informed of WU’s SAP standards, to monitor their own progress, and to review their University email account frequently for updates.

F Inancial A Id Sap A Ppea Ls

Students placed on FAS who have extenuating circumstances are eligible to appeal to the FPO Committee. Students are subject to the following maximum approved appeal limits:

• Undergraduate: maximum of 2 appeals during their enrollment at WU. A second appeal will not be granted for the same circumstance and must be well documented.

Documentation

Extenuating circumstances may include, but are not limited to, a death of an immediate family member or extreme medical emergencies / illness. The SAP appeal must include:

• Why the student failed to make SAP

• What has changed that will allow the student to make SAP at the next evaluation (end of the next semester)

Deadlines And Decisions

Appeal deadlines are provided on the SAP Suspension letter issued by the FPO. A student must submit a completed appeal form and supporting documentation by the required deadline in order for the appeal to be considered for that term. Appeal results will be provided to the student via their WU email address.

Academic Plans

Students who appeal, and subsequently have their appeals approved, will be placed on an Academic Plan. Once the Academic Plan is finalized and signed, the student will regain eligibility and be placed on Financial Aid Probation. Academic Plans are available for up to four semesters, and students placed on an Academic Plan must continually meet the terms of the plan (each semester) as outlined. If a student fails to meet the terms of the Academic Plan for any given period, the student loses financial aid eligibility and will be placed on FAS.

R Egaining E Ligibility

If a student has lost financial aid eligibility due to not meeting the established SAP standards, the student may regain financial aid eligibility for a subsequent term if they meet SAP standards on their own prior to the start of any given term. Students regaining SAP in this manner must request a review at the end of the term once final grades are reported. There is no official SAP check for any term other than the annual Spring checkpoint.

S Pecial C Onsiderations

Select Aid Programs

Student athletes must satisfy the eligibility requirements established by WU and by the NCAA to be eligible for athletically related financial aid. Programs administered by outside agencies, or states other than North Carolina, may have their own academic standards for students (the student may be eligible if the outside agency does not require the student to meet SAP guidelines). Students are responsible for reviewing the requirements with the agency that is providing funding.

SELECT GRADES & COURSES

Withdrawn Courses: Courses the student has withdrawn from and has been given a grade of “W” will count as attempted but not earned credit hours and are not included in the GPA calculation.

Incomplete Courses: Courses the student has not completed and has been given a grade of “I” will count as attempted but not earned credit hours. These courses are counted as a grade of “F” in the cumulative GPA calculation.

Failed Courses: Courses the student failed and has been given a grade of “F” will count as attempted but not earned credit hours. These courses are included in the cumulative GPA calculation.

Passed Courses: Courses that the student has passed and has been given a grade of “P” will count as earned and attempted credit hours. These courses will be calculated as a “C” in the cumulative GPA calculation.

Audit Courses: Courses that the student has audited are not considered in the cumulative GPA or completion rate calculation. Students are not eligible to receive financial aid for courses that are audited.

Repeated Courses: All repeated courses are considered in the cumulative GPA and completion rate calculation. Students are eligible to receive financial aid for a completed course one time after receiving a passing grade (D or higher).

Transfer Credits: Credit hours from another institution that are accepted toward a student’s educational program must count as both attempted and earned hours. Attempted / earned hours also include credits earned through Advanced Placement (AP), College Level Examination Program (CLEP), or other similar testing programs.

Academic Bankruptcy: Credit hours dismissed through academic bankruptcy will be considered as attempted credit hours in the completion rate calculation.

Additional Considerations

• Students required to restart their degree program will have all prior SAP components calculated in their cumulative totals.

• Students who change their major are responsible for maintaining SAP in accordance with the procedures as outlined (all hours attempted and earned at WU will be counted in the SAP calculations).

• Students who are readmitted to WU following a period of nonenrollment must meet WU’s SAP policy in order to regain eligibility for financial aid. The SAP status will be calculated at the time of re-entry.

• A student may change from one degree to another during attendance at WU. Students who change from one major to another are required to maintain SAP and complete the coursework within the maximum timeframe. All attempted hours from a previous major are included in the total attempted hours.

• Students seeking a second degree and students with a double major may reach the maximum time frame standard at an accelerated pace. A student becomes ineligible for federal aid when they complete the degree requirements for their declared major (regardless if the student applies for graduation or accepts the degree at that time).