COSTS AND FINANCIAL PLANNING F INANCIAL I NFORMATION

ALL TUITION PAYMENTS MUST GO TO THE MAIN CAMPUS:

Attn: Business Office, P.O. Box 159, Wingate, NC 28174 Tuition statements are available online (WinLink) prior to the beginning of each semester. Tuition must be paid before the first (1st) day of the month when classes begin (i.e., August, January, June). If you have student loans, please have all documents completed before the first (1st) day of the month when classes begin. Payment of tuition and fees are made via WinLink. Mastercard, Visa, American Express, and Discover credit cards are accepted, a courtesy fee of 2.40% is added. Use of bank account information – or ACH – as a payment method incurs no added fee. Payments by cash or check are accepted in person on the first floor of the Stegall Administration Building Financial Aid questions should be addressed to 704-233-8007.

Many financial aid programs are awarded based on need as determined by information submitted on the FAFSA form. To receive maximum consideration for all available financial aid programs, the FAFSA should be filed by May 1 prior to each academic year for which a student wishes to be considered for financial aid. All financial aid awards, including athletic, academic, and outside scholarships are coordinated through the Office of Student Financial Planning. If your employer offers a tuition reimbursement program, your tuition may be deferred to the end of the semester provided we have received a copy of your employer’s Tuition Reimbursement Policy. Payment must be received within 30 days following the end of the semester. Any student who has a balance on his/her account will not be allowed to register for the next semester or attend graduation.

REFUND/REPAYMENT POLICY FOR WITHDRAWING GRADUATE STUDENTS

A refund refers to the University charges returned to the student and/or to the financial source that covered those charges. Refunds are made within 30 days of the student’s official withdrawal.

Students who withdraw from Wingate University before the first class day of a semester will receive a full refund of any payment made toward tuition, room and board Deposits for Health Sciences programs are not refundable.

For students who withdraw on or after the first day of class during a semester, the following institutional refund policy for tuition, fees, and room and board will be in effect: Degrees/Programs

Add-on Licensure, Master of Accounting, Master of Arts in Education, Master of Arts in Teaching, Master of Arts in Sport Management, Master of Business Administration, Master of Public Health

Doctor of Education, Doctor of Occupational Therapy, Doctor of Pharmacy, Doctor of Physical Therapy, and Master in Physician Assistant Studies

The date of withdrawal is the date that the official withdrawal form is received by the Office of the Registrar or the date of withdrawal specified by the student, whichever is earlier. The semester begins with the first day of class. The date of withdrawal is defined as the date of the student’s last academically related activity as verified by the instructor.

Return Of Title Iv Funds

For students receiving federal financial aid, the Higher Education Amendments of 1998 established a new formula for calculating the amount of aid a student and school can retain when the student totally withdraws from all classes. Students who withdraw from all classes prior to completing more than 60% of an enrollment term will have their eligibility for aid recalculated based on the percent of term completed. This policy shall apply to all students who withdraw, drop out, or are expelled from Wingate University, and receive financial aid from Title IV funds (federal financial aid programs authorized under the HEA of 1965, as amended).

Wingate University’s responsibilities in regard to the return of Title IV funds include:

• Providing each student with the information given in this policy

• Identifying students who are affected by this policy and completing the R2T4 calculation for those students

• Returning any Title IV Funds that are due the Title IV programs

The student’s responsibilities in regard to the return of Title IV funds include becoming familiar with the R2T4 policy and how complete withdrawal affects eligibility for Title IV aid.

A student’s withdrawal date is defined as:

• The date the student begins the institution’s withdrawal process (as described in the Wingate University catalog) or officially notifies the institution of intent to withdraw; or

• The midpoint of the period for a student who without notifying the institution; or

• The student’s last date of attendance at a documented academically related activity.

Title IV aid is earned in a prorated manner on a per diem basis up to and including the 60% point in the semester.

Title IV aid and all other aid is viewed as 100% earned after that point in time. The total number of calendar days in a term of enrollment shall exclude any scheduled breaks of more than five days. The percent of term completed shall be the percentage of Title IV aid earned by the student and is calculated as follows:

The percentage of Title IV aid unearned (i.e., to be returned to the appropriate program) shall be 100% minus the percent earned. Unearned aid shall be returned first by Wingate University from the student’s account calculated as follows:

Amount returned to program(s)

= Total institutional charges × % of Unearned Aid

Unearned Title IV aid shall be returned in the following order:

• Federal Direct Unsubsidized Loan

• Federal Direct Subsidized Loan

• Federal Direct Graduate PLUS Loan

• Federal Direct PLUS Loan

• Federal Pell Grant

• FSEOG

• Other Title IV Grants

Students are responsible for any portion of their institutional charges that are left outstanding after Title IV funds are returned.

Monthly Payment Plan

The payment plan allows students to spread the cost of tuition and fees out across the semester. There is a $35 fee to participate in the plan each semester; however, there is no interest charged throughout the year. The first installment of the payment plan, along with the $35 enrollment fee, is due by the main due date for each semester. The remaining payments are due by the first day of each following month throughout the course of the semester. A fee of $10 will be assessed for each late payment.

E NROLLMENT S TATUS (F ULL /P ART - T IME )

Each graduate degree program has defined full-time and part-time status using the standards outlined below.

L OAN P ROGRAMS

Wingate University uses the William D. Ford Direct Lending Program. Federal Direct Unsubsidized and Graduate PLUS Loans are available to eligible students who complete the FAFSA form and are enrolled at least half time in an eligible program of study. More information can be obtained by contacting the Financial Planning Office at finaid@wingate.edu or visiting https://studentaid.gov/understandaid/types/loans

S ATISFACTORY A CADEMIC P ROGRESS (SAP ) P OLICY FOR

F INANCIAL A ID R ECIPIENTS

As mandated by the HEA, institutions of higher education must establish minimum standards of SAP. WU makes these standards applicable to Federal, State and Institutional financial aid programs. The intent of this policy is to ensure that students receiving financial aid are making progress towards completion of their declared major. A student’s SAP status is determined based on all credit hours, including transfer credits, and all periods of attendance at Wingate University, including periods in which the student did not utilize financial aid. Students must meet the standards outlined below to remain in good SAP standing and maintain their eligibility for financial aid.

CUMULATIVE GPA REQUIREMENT

A student must achieve and maintain a cumulative GPA as defined for their program of study below.

COMPLETION RATE REQUIREMENT

All students must pass (earn) at least 67% of their credits attempted. Multiple attempts of the same course will be counted (each attempt) for financial aid purposes. Standard rounding applies when calculating completion rate.

MAXIMUM TIME FRAME REQUIREMENT

Students must complete their degree requirements within 150% of the published length of their academic program to remain eligible for Title IV aid. This is the maximum allowable time for receipt of financial aid regardless of whether the student did or did not receive financial aid during any period of his/her enrollment.

E VALUATION P ERIOD

SAP will be calculated annually at the conclusion of the Spring term for all students. Students who do not meet SAP standards will be placed on Financial Aid Suspension (FAS) and ineligible to receive financial aid for future term(s). The student will receive an email notification detailing the loss of financial aid and options for an appeal. Students are placed on FAS if any of the following are true:

• Failure to meet minimum GPA requirement

• Failure to meet minimum completion rate requirement

• Attempted hours >= 150% of published program length

Students are notified of their SAP standing by email during the annual review period. Students are responsible for staying informed of WU’s SAP standards, to monitor their own progress, and to review their University email account frequently for updates.

F Inancial A Id Sap A Ppeals

Students placed on FAS who have extenuating circumstances are eligible to appeal to the FPO Committee. Students are subject to the following maximum approved appeal limits during their academic career:

• Graduate/Professional: maximum of 2 appeals during their enrollment at Wingate University. A second appeal will not be granted for the same circumstance and must be well documented.

• Maximum Time Frame: maximum of 1 appeal during their enrollment at Wingate University.

Documentation

Extenuating circumstances may include, but are not limited to, a death of an immediate family member or extreme medical emergencies / illness. The SAP appeal must include:

• Why the student failed to make SAP

• What has changed that will allow the student to make SAP at the next evaluation (end of the next semester)

Deadlines And Decisions

Appeal deadlines are provided on the SAP Suspension letter issued by the FPO. A student must submit a completed appeal form and supporting documentation by the required deadline in order for the appeal to be considered for that term. Appeal results will be provided to the student via their WU email address.

Academic Plans

Students who appeal, and subsequently have their appeals approved, will be placed on an Academic Plan. Once the Academic Plan is finalized and signed, the student will regain eligibility and be placed on Financial Aid Probation. Academic Plans are available for up to four semesters, and students placed on an Academic Plan must continually meet the terms of the plan (each semester) as outlined. If a student fails to meet the terms of the Academic Plan for any given period, the student loses financial aid eligibility and will be placed on FAS.

R Egaining E Ligibility

If a student has lost financial aid eligibility due to not meeting the established SAP standards, the student may regain financial aid eligibility for a subsequent term if they meet SAP standards on their own prior to the start of any given term. Students regaining SAP in this manner must request a review at the end of the term once final grades are reported. There is no official SAP check for any term other than the annual Spring checkpoint.

S Pecial C Onsiderations

Select Aid Programs

Student athletes must satisfy the eligibility requirements established by WU and by the NCAA to be eligible for athletically related financial aid. Programs administered by outside agencies, or states other than North Carolina, may have their own academic standards for students (the student may be eligible if the outside agency does not require the student to meet SAP guidelines). Students are responsible for reviewing the requirements with the agency that is providing funding.

SELECT GRADES & COURSES

Withdrawn Courses: Courses the student has withdrawn from and has been given a grade of “W” will count as attempted but not earned credit hours and are not included in the GPA calculation.

Incomplete Courses: Courses the student has not completed and has been given a grade of “I” will count as attempted but not earned credit hours. These courses are counted as a grade of “F” in the cumulative GPA calculation.

Failed Courses: Courses the student failed and has been given a grade of “F” will count as attempted but not earned credit hours. These courses are included in the cumulative GPA calculation.

Passed Courses: Courses that the student has passed and has been given a grade of “P” will count as earned and attempted credit hours. These courses will be calculated as a “C” in the cumulative GPA calculation.

Audit Courses: Courses that the student has audited are not considered in the cumulative GPA or completion rate calculation. Students are not eligible to receive financial aid for courses that are audited.

Repeated Courses: All repeated courses are considered in the cumulative GPA and completion rate calculation. Students are eligible to receive financial aid for a completed course one time after receiving a passing grade (D or higher).

Transfer Credits: Credit hours from another institution that are accepted toward a student’s educational program must count as both attempted and earned hours. Attempted / earned hours also include credits earned through Advanced Placement (AP), College Level Examination Program (CLEP), or other similar testing programs.

Academic Bankruptcy: Credit hours dismissed through academic bankruptcy will be considered as attempted credit hours in the completion rate calculation.

Additional Considerations

• Students required to restart their degree program will have all prior SAP components calculated in their cumulative totals.

• Students who change their major are responsible for maintaining SAP in accordance with the procedures as outlined (all hours attempted and earned at WU will be counted in the SAP calculations).

• Students who are readmitted to WU following a period of nonenrollment must meet WU’s SAP policy in order to regain eligibility for financial aid. The SAP status will be calculated at the time of re-entry.

• A student may change from one degree to another during attendance at WU. Students who change from one major to another are required to maintain SAP and complete the coursework within the maximum timeframe. All attempted hours from a previous major are included in the total attempted hours.

• Students seeking a second degree and students with a double major may reach the maximum time frame standard at an accelerated pace. A student becomes ineligible for federal aid when they complete the degree requirements for their declared major (regardless if the student applies for graduation or accepts the degree at that time).

C Ons Umer I Nformation D Isclosures

The Higher Education Opportunity Act (HEOA) requires that colleges and universities provide specific disclosures to prospective and current students. These disclosures may be found at https://www.wingate.edu/about/disclosures-and-consumerinformation