Woman Newspapers, Dauphin County, March/April 2016

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FREE!

DAUPHIN COUNTY EDITION MARCH & APRIL 2016

IN THIS I$$UE:

GIRLS JUST WANNA HAVE FUNDS

KATHRYN BAXTER:

Imperfectly Yours

Great Tips for Finding a Scholarship

WOMAN LOVES:

In the Bag: Fun, Form & Function


Woman loves handbags

Just because it’s all about function doesn’t mean it has to be boring. Have you found that, while it’s all too easy to buy lots of handbags, it’s not always simple to buy ones you’ll want to use often? The perfect armpiece should be both polished and practical. Here’s four great bags that will take you from morning to overnight.

' Why you’ll love it:

downtown sophisticate with a laidback side. Lots of functionality and convertibility make this a modern classic to take everywhere. Cole Haan Magnolia cross body $178; colehaAn.com

V WEEKENDER

V Shopper

V Satchel

V Cross body

in the ba

' Why you’ll love it:

' Why you’ll love it:

This must-have dome satchel is one of our favorites - not to mention a contender for Bag of the season. And what says spring more than daffodil yellow?

A tote made to carry all of your essentials for daily errands. this classic bag keeps your style in tact when you’re Headed to hot yoga with your girls,

Guess LADY LUXE DOME SATCHEL $198; guess.com

Lacoste NELLY TRICOLOR TOTE $198; lacoste.com

' Why you’ll love it:

Ample packing room, a sturdy shoulder strap, and crisp primary details just beg you to get away all season long. Deux Lux Greenwich weekender $245; shopbop.com.

you can’t buy happiness but you can buy handbags and that’s kind of the same thing


Photo: In The Moment Photography by Hollis.

Publisher’s Note Enough is Enough. Money. It's something we all use every day, but rarely talk about except to complain that we don't have enough of it. We get resentful about money, blaming everyone - lawyers, big businesses, politicians - for our financial woes. If we can blame someone else, then our money problems wouldn't have to be a result of our own choices, right? It's a trap that leaves us feeling helpless. Kurt Vonnegut used to recount a conversation he had with fellow author Joseph Heller. The two writers were at a party thrown by a billionaire when Vonnegut joked, “How does it feel to know that our host makes more in one day than Catch-22 (Heller’s best-known work) has made in its entire history?” Heller responded, “I’ve got something he can never have. I’ve got Enough.” If you don’t know why you’re earning and spending money, then you can’t say when you have Enough. Take time to really think about what having Enough means to you.

Knowing that you have Enough can be better than having billions of dollars. If you’re obscenely rich but aren’t happy, what good is your money? But how much is Enough? Living richly means figuring out what to spend our time, money, and energy on — and what to ignore. It’s not how much we have that makes us happy or unhappy, but how much we want. Since we can’t have everything, contentment comes from having Enough - not too little and not too much.

Louise Sukle Editor & Publisher

One of my fondest recollections is the purchase of our first brand new car. No more engine troubles from our aging Ford Fairlane. No more borrowing a car from my parents. My enthusiasm came from more than owning a new car. My husband and I were both working full time and college loans and credit card debts were paid off. My joy came from having Enough, living at peace with our financial world, knowing that we were finally able meet our obligations.

editor & publisher Louise Sukle lsukle@womannewspapers.com

contributors Kathryn Baxter kathrynbaxter@gmail.com

creative director Julianna Sukle julianna@pressandjournal.com

Kathryn Baxter is a writer living in Brooklyn, NY. Find her online at womannewspapers.com/Kathryn-Baxter

sales manager Dave Brown daveb@pressandjournal.com ACCOUNT EXECTUTIVES Dauphin County: Tina Rinehart (717) 421-3247 tinarinehart@pressandjournal.com Cumberland County: Pam Rux (717) 433-6779 pamrux@pressandjournal.com

Brenda Tadych sumthin2say@hotmail.com Brenda Tadych is a lifelong resident of Dauphin County, currently residing in Middletown. Find her online at womannewspapers.com/Brenda-Tadych

Deb Baer Becker dbbecker2@yahoo.com

Lisa Houserman houserman46@gmail.com

Deb advocates for women’s breast health, and writes about her experience surviving breast cancer. She’s writing a book about her years as a young airman with the USAF Thunderbirds. She holds an MFA in Writing from Pacific University, and is the proud mother of two adult-sized children and two rescued dogs. She lives in Houston, Texas, but dreams of her native Pennsylvania’s rolling hills and cut-away fields. Find her online at womannewspapers.com/ Deb-Baer-Becker

Lisa Houserman writes a weekly column, Lisa’s Rants and Raves, for the Community News in western Crawford County, PA. Find her online at womannewspapers.com/Lisa-Houserman

Woman Newspapers are free bimonthly publications of Press And Journal Publications. All rights reserved. For submission requirements, e-mail info@womannewspapers.com. No part of the newspapers may be reprinted or duplicated without permission. Visit us online at womannewspapers.com | (717) 944-4628 | 20 South Union Street, Middletown, PA 17057 MARCH | APRIL 2016 Woman Newspapers

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n a c l i a n  BA NGER

It’s one thing to balance a monetary budget, but when times are tough, how do we balance our emotional checkbook? Alexander Pope’s famous quotation tells us, “to err is human, to forgive, divine.” Granted, in 1711 he was referring to the behavior of other writers and critics, but obviously, he was onto something much bigger. Be forgiving, he says. Easier said than done. I was on vacation some time ago, walking through a downtown area, when I noticed a sign offering a class entitled “Release Your Anger.” I don’t particularly have any unreleased anger, but something about it reeled me in. A young woman in the class shared that her mother had passed recently. This woman was one of three siblings, but she was the only one who took care of her mom during the months of her illness. As if that weren’t enough, she was also dealing with maintaining her sobriety through all of this. A few days before Mom passed, she dropped a bomb and confessed that the man her daughter had always known as her father was not her biological father. This festered in the young woman throughout the rest of her bedside vigil, through her mother’s last breath, the funeral, and still now. Although this woman considered the man she always knew as her father to be a wonderful parent, she felt heart-broken, deceived and had been carrying the anger around ever since the confession. I thought, what a price to pay, bearing a burden like that. The objects of her anger didn’t seem to be affected. This burden was hers and hers alone, and I wondered how she would ever find balance. How I couldn’t help but also wonder about the was this young burden her mother carried. For thirty-plus woman to be years, this woman’s mother decided forgiving when all she it was best to protect her child was dealing with weighed so from the truth of her paternity, heavily on her heart? but for how much of her The class instructor offered an daughter’s life did her alternative way to consider forgiving: mother want to She suggested that we be for giving instead unburden her of forgiving. In the case of the young woman, soul? she could be for giving herself permission to cut the cord of anger, for giving her less-than-helpful siblings release from judgment, and for giving her mother the peace she sought at the end of her life. Consider the basic economics of anger. Anger is kind of an unsecured loan. We don’t put anything up as collateral, but every bottled up emotion goes directly into our account. The anger we heavily invest in has to have an outlet sooner or later. That dividend often pays off in digestion problems, high blood pressure, even heart disease. Misplaced anger puts us in the red. When it’s just too hard to deal with the root of our anger, we often take it out on someone else. Work problems are taken home, home problems are taken to work - a bounced check of emotions. When we reach the point of explosive anger, we’ve declared bankruptcy, so to speak. We’ve depleted our emotional funds and exhausted our account. Explosions create a debt and there is no telling how long it will take to regain our solvency. I choose to keep my emotional balance on the positive side with a reserve account. I might just need it for a rainy day, for a special occasion, or just for sharing.

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Woman Newspapers MARCH | APRIL 2016

by Brenda Tadych


Do I need a living trust? by jacqueline a. kelly, attorney at law

In certain situations, a Living Trust may be beneficial. Take for example, Mr. and Mrs. Laremie, who have a second home in California in addition to their house in Pennsylvania. In their case, a Living Trust would avoid estate administration for their California property upon their deaths. This could be beneficial for the Laremie’s because California’s estate administration process is more costly and more complex than in Pennsylvania. A Living Trust, otherwise known as a Revocable Living Trust, is a legal document that normally takes the place of a Will. A Living Trust is very similar to a Will: they both name beneficiaries to receive assets, they both plan for taxes, and they both name a trustee or executor to be in charge of distributing the assets upon death. If someone does not have out-of-state property, then a Will is likely the better option. Take, for example, Mr. Jones, who owns a home in Pennsylvania and no outof-state property. A Will would distribute Mr. Jones’ house to his beneficiaries upon

his death. Although a Will requires estate administration a/k/a the probate process upon death, a Living Trust requires trust administration. Trust administration and probate are almost identical processes: both processes involve notifications to beneficiaries, liquidation of assets, and payment of debts, expenses and taxes. Therefore, unless Mr. Jones has other reasons for needing a Living Trust (i.e. professional management of his assets), a Living Trust offers no advantage over a Will. Sometimes people get concerned about probate fees. A Living Trust would avoid the probate fees involved with probating a Will as well as the “swearing in” of the executor at the courthouse. In reality, probate fees are estimated at $400 for a $200,000 estate. The “swearing in” process involves the executor appearing before a Register of Wills’ clerk, signing his name on the Petition for Probate and taking an oath, all of which takes no more than five minutes to complete. On the other hand, the costs for a Living Trust are significantly higher than for a Will: Mr. Jones would pay ten times more for a standard Living Trust ($1,500-$2,500) verses the cost for a standard Will ($150$250). Finally, there are no tax advantages to having a Living Trust for either Mr. and Mrs. Laremie or for Mr. Jones. There will

WHO makes the financial decisions in your house?

be Pennsylvania Inheritance taxes due on a person’s estate when they pass whether or not they have a Will or a Living Trust. A word of caution is advised regarding “Living Trust Mills”. These are normally out-of-state or out-of-the-area companies that sell Living Trusts, and many of them are scams misrepresenting the usefulness of a Living Trust. The question of whether or not a Living Trust would be appropriate is based on individual circumstances. It is important to consult with an experienced estate planning attorney to determine whether you would benefit from a Living Trust or whether a Will would be appropriate.

The question of whether or not a Living Trust would be appropriate is based on individual circumstances.

Jan L Brown and Associates is a law firm founded in 1993 to help families. The firm has over 44 years of combined experience and practices exclusively in the areas of estate planning , probate and elder law. Estate planning includes Wills, Powers of Attorneys, Living Wills, Trusts, Tax Planning , Special Needs Trusts and Guardianships. Elder law addresses the legal issues of seniors, their families and those who care for them including obtaining benefits, such as Medicare, Medicaid and VA benefits and protecting assets from nursing home care costs. The information presented is for educational purposes only and should not be taken as legal advice as every client and situation is different and requires specific review and analysis. If you would like an appointment, please call (717) 541- 5550.

The Law Office for Older Persons Their Families

&

Jan L. Brown & Associates

80%

In of all households, it’s a woman.

Attorneys-at-Law

Jan L. Brown, Esq.

Practice Exclusively In: •E state Planning & Probate: Wills, Trusts, Powers of Attorney, Tax Planning, Special Needs Trusts

Jacqueline Kelly, Esq. CELA Certified Elder Law Attorney

We’re your market.

•E lder Law: Protecting Assets From Nursing Home Costs, Qualifying for Benefits, Incapacity Planning

845 Sir Thomas Court, Harrisburg 17109

(717) 541-5550

Tina Rinehart (717) 421-3247 tinarinehart@pressandjournal.com Dauphin Co. Senior Account Excecutive

Pam Rux (717) 433-6779 pamrux@pressandjournal.com Cumberland Co. Account Excecutive

www.janbrownlaw.com

Christa Aplin, Esq.

Members of the National Academy of Elder Law Attorneys

MARCH | APRIL 2016 Woman Newspapers

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I’ve got that receipt

Right Here How many years now have you sworn you were going to keep better records? It seems like every time April 15 rolls around you scramble to get everything in order. Why not surprise everyone this year and have your records together and ready to go? By keeping good records all year long, you can save yourself some time and effort in completing your return. If you hire someone to prepare your return for you, organized records will make their job a lot easier and faster. Basic records you should keep include W-2 forms, year-end statements from financial institutions and 1099 and 1098 forms. In addition to these, you must keep all records that may have an impact on your tax return, such as bills, receipts, invoices, mileage logs and proof of payment (cancelled checks). The records you keep will be determined by the deductions you claim. If you pay or collect alimony, for example, you will need a copy of the divorce decree or separation agreement. If you claim a childcare credit, you will need the names, addresses and social security numbers or employer identification numbers of the caregivers. If you claim deductions for charitable contributions, you will need a receipt from the organization or an appraisal for large items. If you claim gambling winnings, you will need a record of where, when and how much was won. Any deduction you claim on your return must be backed by some sort of documentation, just in case the Internal Revenue Service (IRS) decides to review your return further. Under normal circumstances, you must keep your tax records for three years. If you have business-related records, automobile expense records or capital asset records, you must keep these longer-as long as they are relevant for tax purposes or at least four years. You don’t have to keep every little scrap of paper for your tax return. You do, however, need to pay attention to what you keep and make sure it documents your deductions.

By Ronda Addy

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Woman Newspapers JANUARY | FEBRUARY 2016


You’re in charge of many things. Including your future. You know your life and your future are really up to you. And no matter how busy you are day-to-day, you have to build your wealth, plan for your retirement and manage your investments for the future. As your Morgan Stanley Financial Advisor, I can help you keep control of your financial picture. Working together, we can evaluate your current portfolio and your goals, and adjust your investments. Meet with me to learn more. Let’s keep you in charge of tomorrow.

Tressia Pankewicz Financial Advisor

4507 N. Front Street, Suite 201 Harrisburg, PA 17110 717-255-6647 tressia.pankewicz@morganstanley.com morganstanleyfa.com/tressia.pankewicz

©2013 Morgan Stanley Smith Barney LLC. Member SIPC. GP11-01075P-NO7/11 7177431 SEG001 10/12

The envelope method by paige faulk, lsw, family & community liaison, the middletown home

As a child, I was fortunate to spend long and wonderful summers with my greatgrandparents in Boston, MA. My great-grandmother’s sisters, Kay and Anastasia, lived in the suburbs, unlike my great-grandparents who lived in an apartment in the city. When we would visit Anastasia, she would inevitably serve up a dish of chilled rhubarb, after an afternoon of playing Super Woman in her backyard, or after fishing in the local creek which ran behind her home. When we visited with Kay, I loved to do one of three things in particular: swim in her pool, ride her light blue exercise bike (I didn’t know anyone who had exercise equipment in their home), and watch her husband work on small home projects in his workshop. I basked in her attention while she and my great-grandmother sipped on crème-de-menthe. My first solo flight to Boston to visit my great-grandparents was at the age of five. I didn’t know until I was older that it was my great-grandparents who paid for my flights to Boston each summer (my mom didn’t adhere to budgeting very well.) I knew from a very young age that my great-grandmother was a very smart and savvy

woman. She never seemed to stress about money or want for anything. Great-grandmother Lena had a special way of budgeting which she learned from her grandmother. Lena taught my mother her budgeting process and eventually the information was passed on to me. This financial budgeting process was called The Envelope Method. My great-grandparents lived off of a strict budget. They paid their bills, saved and spent money, all with the help of The Envelope Method. The key to the success of this method was their discipline. My great-grandmother would cash their monthly checks and the money would be allotted into five different envelopes: rent, utilities, groceries, Laundromat, and gas/ oil for their two-door Mercury Cougar, which was paid off in full. (That car was a looker!) One morning, we woke up and their car had been stolen. My Pa and I walked a couple of miles to the police station and reported the theft. This affected The Envelope Method, because now there was one less envelope in which to allocate money. One day, when I inquired about The Envelope Method, my great-grandmother told me that since money doesn’t grow on trees, it’s wise to budget. She told me if I budgeted with discipline and due diligence, I would always be able to take care of myself. Thank you, Grammy, for everything.

Women and wealth by tressia pankewicz financial advisor

Women are a powerful economic force. Yet they face important challenges when looking at their financial lives. According to the Center for Talent Innovation, Power of the Purse 2014, 39% of all investable assets in the US are controlled by women, as decision makers, not just influencers. Why then are women saving less? Wealth is more than just about your money. True wealth is also about your life and the things you value most. Regardless of whether you are married, divorced or widowed, have a family and/or career, own your own business, created your wealth or inherited assets, there are relationships, interests and goals that bring you joy. These vital elements need to be at the heart of your wealth plan. Money can be a complicated topic. On the one hand, it gives us freedom to accomplish what we consider to be important in life. On the other, it is often linked to past experiences, whether positive or negative. One way to gain perspective is to step back and consider what you care about most. Traveling, continuing your ongoing education, providing for aging parents, retiring

comfortably, paying for college for your kids, supporting charitable causes - these are just a few life goals that might be important to you. First things first, spend the next 30 minutes thinking about the next 30 years. Morgan Stanley and its Financial Advisors do not provide tax or legal advice. Individuals should seek advice based on their particular circumstances from an independant tax advisor. The view expressed herin are those of the author and do not necessarily reflect the views of Morgan Stanley Wealth Management or its affiliates. ©2016 Morgan Stanley Smith Barney LLC. Member SIPC. CRC1392838 01/16

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Mobile mone Get smart:

Savvy smartphone users are doing a lot more with their devices than selfies. At the forefront of a smartphone’s benefits is on-the-go money management, which personal finance experts say can be a key tool to helping you achieve your goals. Want to get a better handle on your money in 2016? Here are some tips for making your smartphone your own personal banker:

• Go mobile: You may have used your phone to log into your account via your bank’s website. Check your bank’s mobile application offerings and download its mobile app instead. Using an app designed for device readability will make transactions easier and more efficient. When downloading an app to your smartphone, make sure you’re using a trusted source. Make sure you download directly from your phone’s app store or your bank’s website. • Review functionality: Mobile applications are always evolving and improving. Review your bank’s app functionality periodically to ensure you’re up-to-date. • Manage your money on-the-go: Use your bank’s free money management services like online bill pay, mobile check deposit and mobile funds transfer. Get peace of mind before heading out for holiday shopping. Before purchases, use your phone to check account balances and make transfers as needed in order to avoid overdraft fees. • Add automatic account alerts: Preset limits for transactions and purchases, so you can be immediately notified when those limits have been exceeded. This will help you track your spending and prevent you from breaking your budget. You may also wish to sign up for other notifications, such as when your card is declined, your balance drops below a certain threshold or a direct deposit posts to your account. • Get reminded: Make late fees a thing of the past. Set up calendar reminders for credit card payments, mortgages and other bill due dates. Your bank’s app may also have a built-in reminder feature to help you streamline payments. • Keep contact details up-to-date: Make sure your bank knows how to reach you. For example, some banks notify customers of possible suspicious card transactions through text messages -- which allow customers to reply quickly to confirm whether the transaction is legitimate or not. Thanks to new user-friendly technologies, being responsible with your money is easier than ever. Be smart with your smartphone and use it to help meet your 2016 financial goals.

Source: StatePoint

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Woman Newspapers MARCH | APRIL 2016


Security

s to help dreams”

vices

ce

by deborah pajak, cfp®, cltc, chfc®, cdfatm, ufinancial group

Deborah Pajak, CFP, In partnership CLTC, ChFC®, CDFATM

with my clients to help achieve ce their financial goals and esentative of and dreams.” offers securities, investment

gn

Retirement: The right way to get there

5001 Louise Drive Mechanicsburg, PA 17055 717-791-3383 depajak@financialguide.com

vices through MML Investors Services, LLC. chanicsburg, PA 17055. 717-760-7543 CRN201504-169767

-Deborah Pajak

Deborah Pajak is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. 5001 Louise Drive Mechanicsburg, PA 17055. 717-791-3300 CRN201510-176185

If you were planning a nice, long vacation you would start well in advance to ensure every “In association with my clients to help aspect was just right. Your achieve their financial goals & dreams” retirement is much like that  Investments well-deserved vacation and is  Securities Brokerage Services deserving of thorough planning for a positive Deborah Pajak, CFP,  Long Term Care Insurance • Investments CLTC, ChFC , CDFA outcome (and income!). Transitioning from  Portfolio Analysis & Design 5001 Louise Drive earning a good living to living the good life • Securities Brokerage Financial Services Mechanicsburg, PA 17055 Issues of Divorce 717-791-3383 takes effort and determination. depajak@financialguide.com • Long Term Care Insurance Start early and examine your situation. Ask yourself when you wish to retire. How • Portfolio Analysis & Design much have you saved and what additional • Financial Issues of Divorce assets can be amassed between now and your retirement date. Study all you can regarding your employer’s retirement benefits. Participate in the plan so that you take advantage of that benefit. Additionally, learn more about your social security benefit at www.ssa.gov. Seek advice from professionals. A financial planner will work to craft a blueprint for your Deborah Pajak, cfp®, CLTC, ChFC®, CDFA financial future. Establishing that relationship 5001 Louise Drive, Mechanicsburg , PA 17055 before retirement provides time to create, 717-791-3398 depajak@financialguide.com review, and fine-tune the plan through the years. Save to increase your assets. If you have ®

Deborah Pajak is a registered representative of and offers securities, investment advisory and financial planning services through MML Investors Services, LLC. Member SIPC. 5001 Louise Drive Mechanicsburg, PA 17055. 717-760-7543 CRN201504-169767

and dove’s auto repair east, inc.

Most of us know that regular maintenance is key to a well-running vehicle. That’s why we get our oil changed, have our tires rotated and so forth. Another important part of the regular maintenance schedule is the tune-up. Because the internal workings of vehicles have changed so much over the years, the definition of a tuneup may vary from the simple replacement of spark plugs to the complete overhaul of several areas within the vehicle. Most experts agree that the best tune-ups involve an inspection of several areas, including the battery, engine mechanical, powertrain control, fuel, ignition and emissions. Not every

Deborah E. Pajak, CFP®, ChFC®, CLTC, CDFA™, CFBS is a registered representative of and offers securities, investment advisory, and financial planning services through MML Investors Services, LLC, member SIPC. 5001 Louise Drive, Suite 300, Mechanicsburg , PA 17055

TM

All tuned up submitted by dove’s auto repair, inc.

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not begun a savings program, doing so is important. If you have already begun to put funds aside, assess the percentage you are saving and determine if additional assets should be contributed. Sacrifice by saving a portion of your income today for your savings for tomorrow. Better positioning for retirement begins with proactive preparation for the years when earning a salary will not be a part of the equation.

shop defines a tune-up in this way, however. Generally, the more involved the tune-up, the more it costs. When scheduling a tune-up, it is important that you find out what it will entail and how much it will cost. Be wary of really low estimates; chances are the shop is pushing for your business and the final bill for the tune-up will be much higher. The best shops understand that not all drivers know what a tune-up is and request one on the assumption that it will fix whatever is wrong with their vehicle. They will ask why you think your vehicle needs a tune-up and go from there. You may discover that what you really need are new battery cables rather than new spark plugs. Once you have several estimates, sit down and compare them. Select the shop whose estimate includes a fairly thorough inspection at a fair price. You want to make sure that when you drive away from the shop your vehicle is running smoothly and efficiently. The term “tune-up” means different things to different people. Keep that in mind as you shop around for estimates. Know what you are getting before you take your vehicle in, and if you are getting a tune-up for any reason other than maintenance issues, relay that information to the shop. If you don’t, you could end up paying for a tune-up plus a repair.

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The best in mechanical services of all types: • Air conditioning and heat repair • Computer diagnostics and repair • Factory recommended maintenance • Oil and filter changes • State inspection and emission testing • Tires • Tune ups

MARCH | APRIL 2016 Woman Newspapers

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Help for pregnant women in need by christopher meehan, director of development, catholic charities

For some women, the news that they are pregnant is overwhelming. For whatever reason, the thought of having a child is devastating. These mothersto-be could be facing a variety of issues including abuse, homelessness, physical and/or mental illness, financial concerns, and the like. Fortunately, there is help available for pregnant women who are struggling with making important decisions for themselves and their babies. Many social services agencies offer counseling, case work, parent education, and other tools that assist women both during their pregnancy and after their baby is born. Pantry items such as food, diapers, clothing, toiletries, and other staples are also provided in order to get these mothers and their children the necessities they need. Assistance such as this, before and after a child is born, enables women to become more confident and self-sufficient in meeting their

future needs of themselves and their child. Should the decision be made to place the baby for adoption, a great deal of help is also available through various agencies to assist both the mother and the child in what is usually a difficult and often times painful decision. The ultimate goal is to provide the right guidance and assistance in order to do what is best for women and their children. Pregnancy is a joyous, exciting time. There is nothing better than being able to bring life into the world. However, being pregnant may also seem frightening and stressful. But remember, you are not alone. If you or someone you know is pregnant and unsure about what to do next, supportive and skilled organizations are there to get you the help you need. For more information, contact a social services provider today. Catholic Charities offers help, hope and support to thousands of individuals and families, providing social services to people of all faiths. Our mission is rooted in our commitment to support families and children in need, regardless of faith. Please contact us at 717-657-4804.

Catholic Charities Diocese of Harrisburg, PA

PROVIDING

HELP.

CREATING

HOPE.

Behavioral Health Counseling Residential Programs Immigration and Refugee Services Youth And Family Services f

717-657-4804 www.cchbg.org

More than S’mores: Girls benefit from outdoors by: ellen kyzer, mpa, ceo, girl scouts in the heart of pennsylvania

The open space of the outdoors, combined with the calming effects of nature and the opportunities for new experiences and growth, constitute an ideal setting in which girls can explore, observe, learn, and give back to their peers and their communities. Through my own outdoor experiences as a girl, I know that I gained crucial skills that I carry with me today. Growing up, I spent several summers away at camp where I did incredible things like swim in a lake, sleep in a houseboat, make friends, and even ride a horse for the first time in my life. I remember camp being fun, but I also realize that it was the place where I first gained independence and developed leadership skills that I continue to use in my life and career. The outdoors is the perfect playground that enables girls to explore, learn, and observe. Research has shown us that of the girls surveyed, 72% reported that they learned a new skill during an outdoor experience. Girls also reported that they tried new things (71%) and overcame fears (29%). Research also reveals that the more time girls spend in the outdoors the more likely they are to seek challenges and gain creative problem

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Woman Newspapers MARCH | APRIL 2016

solving, teamwork and leadership skills. The outdoors is a unique classroom filled with lessons whether girls are trying to build a fire, steer white water rapids, or even learn how to use a compass to navigate trails. Imagine how many opportunities to discover something new lies beyond a girl’s front door. It is time for girls to step outside to explore the world and discover something amazing about themselves. Girl Scouts offers a wide range of programs that give her the opportunity to explore the outdoors and gain knowledge, skills, courage, confidence and character. Learn more about how girls can discover the outdoors through camp, year-round programming, excursions and more. For more information about Girl Scouts, please visit www.gshpa.org or call 800-692-7816.


It’s OK if you can’t do it all 1. Make sleep a priority

submitted by the salvation army

Diapers, lunch money, homework, meals, dishes, laundry, bills, car repairs, cat food, spills, dust bunnies, broken furniture, doctor’s appointments, frustrated husband, and your boss wants you to work late tomorrow. Sure. Why not? You can do anything. You can do it all...NOT! Probably the most frustrating aspect for women or mothers in the business world is balancing the responsibilities of home and work. Let’s face it: Each is a full-time job. Since most women do not have sufficient income to hire someone to do the household chores and nanny the children, they have to maneuver the maze of deadlines, dirty hands and dishes falling off the counter. They must learn to EKE out a comfortable and (as much as possible) stress-free lifestyle. EKE-To get something with great effort or strain; to make something last by practicing strict economy. It’s quite obvious from these definitions that “eking out” a stress-free lifestyle requires both effort and discipline, but even minimal effort and discipline will bring great reward. So how do you EKE out such a lifestyle? E-K-E: Establish priorities. Know your limitations. Embrace the process. You may or may not be working because you WANT to. Perhaps you feel you HAVE to. Well, a woman’s gotta do what a woman’s gotta do. You

have to provide an income. You have to tend to your home (and possibly) children. You may have a spouse to consider. And you cannot overlook the fact that YOU also have needs. So establish your priorities. Make a daily/ weekly/monthly schedule of “have-to's” and post it in an obvious place (refrigerator door, cupboard door, bulletin board, etc.). Are tomorrow’s clothes and food ready? Are all the phone calls made? Are the bills that are due today paid? Does your family know you love them? Are most of the big messes cleaned up? Have you done all that is NECESSARY today? When all is said and done, have you done your best? Then go to bed. You need your rest. Know your limitations. You are not Superwoman. No one is. Some women may give the appearance of having everything together, but you can almost bet they have an ulcer or are taking sedatives. Allow yourself the freedom to be YOU. If organization skills aren’t in your genes, then adopt a few shortcuts to ordering your household and leave the alphabetized spices and labeled storage boxes to those who have that time and ability. If friends come to see you, invite them in; if they come to see your house, have them make an appointment-for next year. If you require a lot of sleep to function well, be sure to get adequate rest; if you’re tired and crabby, no one profits. If you need help, ask. Friends, relatives and community organizations may be able to help those who have

Getting seven to eight hours of sleep each night is critical for the body to produce hormones that trigger happiness, done all they can. (Make sure, however, that you explains health and performance expert Matt Johnson. don’t ask them to do what you’re too lazy to do.) “I am a big fan of always going to bed with a positive atRather than frustrating yourself by expecting titude, ” he says. “If you go to bed angry, worried or stressed, the impossible, carefully and honestly evaluate that tends to come back the next day. Do what you can before what you are able to do-and do it to your highest bed to reset your mood. Read, take a bath, exercise or talk standards. face-to-face. Try to avoid screen time.” You can be more successful at work and at home when you embrace the process. Mentally (or physically) running away or wishing things were different will only add “Over to your the exasperation. Acceptfamily time has vanished. Sporting last 20 years, the fact that your commitments require effort andtechnology have swallowed this events, projects, work and diligence. As you look carefully into your habits, time, ” says Johnson. “I think family face-to-face time is the you will see what adjustments need to be made. most important part of a healthy family relationship and hapEliminate what is unnecessary piness.” at this point in your life so your time and energy are not squandered. Johnson suggests planning family dinner two to three times Take an active rolea in the process rather week. “When wethan start to eat dinner as a family in the home, allowing yourself our to behealth a victimand of it.happiness will follow,” he notes. As you consider how to balance responsibilities at this time of your life, know that life will not always be as it is today. Your lifestyle will change; Whitespace is time you dedicate to yourself to refresh, these circumstances are only for a season. Seasons rejuvenate. This come and seasonsunplug go. Don’tand let this one pass you by.could be making time to do yoga,

2. Make more time for family

3. Carve out whitespace

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4. Achieve work-life balance

workers are now connected more than ever before. But this connectedness can get out of control when answering emails 24/7, so work-life balance is important for overall happiness. “We all want to be successful, but with anything you need proper balance,” says Johnson. “If you look at professional athletes, the best ones try to find activities outside of their sport that help them stay hungry, engaged and excited. Find things that help you create balance in your life.” Johnson suggests: • Don’t check email after 8 p.m. • Go on a date night or family night • Exercise at a time that fits your schedule • Walk during lunch • Schedule a massage once a month

5. Fuel happiness from within

paying retail is so last year.

“I believe we have more behavior and mental health issues than we should, and a big part of this is the lack of proper nutrients,” says Johnson. “The most important nutrient when it comes to brain health and mood is omega-3s.” America is one of the most deficient countries when it comes to omega-3s, with an estimated 91 percent of people not getting enough. “Adding cod liver oil to your diet can be a game changer for your mental health,” Johnson says.

6. Embrace gratitude

Thinking of the things you are grateful for can have a dramatic effect on your satisfaction and overall happiness. Do this daily as you wake up or make it a conversation you have with your children right before bed. “Telling yourself you are grateful for your health, family, friends, job and life gives you that pat on the back we all need,” Johnson says. “I also think we don’t tell people how much we appreciate them until they are gone. I encourage everyone to write a handwritten letter to one person each year who made a huge impact in their life. They may not know or maybe you don’t tell them often enough. My last letter was to my Mom. She is the glue in our family.” MARCH | APRIL 2016 Woman Newspapers

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Free mone College is expensive, and while families should focus on saving what they can, students should not forget to apply to the wealth of scholarships available nationwide.

Millions of scholarships, worth billions of dollars are awarded annually. Beyond in-house scholarships offered by the institutions themselves, a number of federations and organizations offer money to students with particular aptitudes, achievements and aspirations. Scholarships can make a significant dent in out-of-pocket college spending, but finding and applying for them requires an up-front investment of effort. Here are a few scholarship application tips: • Applying is worth the time and effort. Even if the award is small, take the time to apply to every scholarship for which you are eligible. It is money that doesn’t have to be paid back, and it can be used for textbooks, supplies or other college-related expenses. • Deadlines and details matter. In the highly competitive scholarship arena, missing a deadline or overlooking application requirements will likely disqualify an applicant. Stay organized with a spreadsheet that includes due dates and other important information. • Apply each year. Approximately half of available scholarships are for students already enrolled in college. Take the time to apply annually to ease the year-to-year tuition burden. • Impress the judges. Something seemingly as small as a thank you note can have a disproportionately large effect on how an application is regarded. Be courteous and thoughtful throughout the process. • Shop around. Go deep. There are scholarships for students who want to study subjects as diverse as candy making, potato growing and welding technology. Additionally, scholarships are available for particular circumstances, such as community college students transferring to four-year institutions, or students who are the first in their family to attend college. • Don’t spend. The goal is to save money, not spend it. Guidance counselors and school financial aid offices can recommend free, reputable scholarship search sites. • Continue to save and plan. Landing a scholarship is just one component of being prepared for college. Continue to set aside savings. Spend some time investigating all your college financing options. Scholarships are an excellent way to supplement your savings and other funding sources.

Source: StatePoint

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Woman Newspapers MARCH | APRIL 2016

Great tips for finding a scholarship


Spring into action by bill wood, executive director of habitat for humanity of the greater harrisburg area

It’s hard to believe it, but spring will be here before we know it. For those of us who like to garden, the last days of winter are a great time to get out the seed catalogs, or your seed stash from last year, and start to plot out what you want to grow, and where you’d like to grow it. Along with planning what veggies and flowers you would like to grow, late winter is also time to consider any landscaping or other design elements you want to incorporate in the garden for the new year. Though it’s tempting to drive out to a big box store and see what they have in their “outdoor” section, those of us with a good eye for reuse can save big money and beautify our outdoor spaces with one-of-a-kind pieces of salvaged building material. Do you have a small garden that you would like to have “feel” bigger? Put a mirror along a fence or wall (make sure it’s framed for safety of children and pets) to provide the sensation of more space. Would you like to divide the space between a garden and patio, but don’t have the time or funds to build an entire deck? Vintage 6-panel

doors can be cut in half and installed vertically in the ground, creating a half-wall effect that will segregate the wild garden from the civilized patio. Add a board across the top of the doors to create a shelf for iced tea (or mojitos). A salvaged mantel is an excellent way to train vining plants like sweet peas or nasturtiums. With any salvaged material you’ll be putting in the garden, it’s best to use a simple lead paint check kit to ensure the item is safe. Now get out there and DIY! Habitat for Humanity of the Greater Harrisburg Area is a 501c3 non profit. If you have any questions or would like further information on how to volunteer or donate, please call Bill Woods 717545-7299, ext. 210. I would love to hear from you.

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Springtime fun with your furry friend by laurie yost, playful pups owner

850 Milton Grove Road North Elizabethtown, PA 17022 717-689-3408 www.playfulpupsretreat.com

As the warm weather fast approaches, opportunities abound to enjoy the great outdoors and have some fun with your furry friend. There are endless options, but two of our favorites are enjoying nature with a hike through one Central PA’s beautiful state parks. There are also a plethora of rail trails where you can enjoy a casual stroll or a day-long adventure. Whichever activity you choose, remember to bring the right supplies. Consider strapping on a doggy backpack that includes fresh water, some treats, waste bags and possibly some canine first-aid supplies in case of an emergency. Unless your dog’s tender feet have been conditioned to rough terrain, don’t plan to hike or walk long distances the first few times. Keep checking your pup’s foot pads in case they tear or become red and swollen. A long line leash is a great option to give your pup some freedom while still keeping them safe and close to you. Don’t forget to bring along a few of your dog’s favorite toys. In addition to treats, you

can use these as rewards when he or she comes when called. If your dog encounters a wild animal, following your command to come back to you may save his or her life. Always be on the lookout for signs that your dog needs a break. These can range from subtle cues, like panting excessively and slowing down, to more obvious signs of distress like increased salivation and outright stopping to sit down. If your dog tells you that it is time for a rest, honor the request by finding the nearest patch of shade to enjoy together.

MARCH | APRIL 2016 Woman Newspapers

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4 tips to live better in retirement The conceptions and realities of retirement have changed a great deal over the past several decades, giving many seniors misgivings about the future. But your golden years can be happy, healthy and productive, say experts. “For many individuals, confusion, fear and an overwhelming sense of powerlessness accompany the prospect of growing old in America. The good news is that we have power to address these concerns,” says Scott Page, author of “It’s Never Too Late: Getting Older, Wiser, and Worry-Free in our Golden Years.” Are you retired or approaching the end of your working life? Are you concerned about an older parent or loved one? Here, Page offers expert tips on living better: Living Ideas Reducing housing expenses can have an extra upside. For example, downsizing your empty nest offers you the benefit of less house to maintain. Moving to a region of the country cheaper than your current area may take you somewhere sunnier, warmer and better suited for aging. Another popular way to live more frugally is to consider taking on a roommate. “Co-living arrangements like the ‘The Golden Girls’ are becoming more popular with single or widowed seniors. It helps save money and can be beneficial for socialization and support,” says Page. Make Money You can rake in extra income that doesn’t feel like work. Review your talents and hobbies. Are you an excellent baker, a talented woodworker or musician?

“Seniors often have a lot of time on their hands, and they may be able to transform hobbies or interests into a way to make a little money,” says Page, who points out that such activities can also be an excellent way to stay engaged and active, keeping minds and bodies vibrant. Saving Tips Don’t be shy about using the age card. After all, you have worked hard for it. Senior discounts are available at restaurants, stores, on travel, adult education classes and gym memberships, and sites like Restaurant.com or Groupon have special bargain days for seniors. You can also save by eliminating unnecessary expenses. For example -- do you still need that landline telephone? Can you bundle certain services to help reduce costs? Do an inventory of your possessions to determine which objects to keep and which to discard or sell. Connect with Friends Consider planning meals with a support network. “Maybe Sally takes Monday nights, Judy takes Wednesday nights and Sarah takes Friday nights,” says Page. “Cooking for more than one person encourages community, and can be cost-effective if everyone is sharing in the responsibility.” Maintain an active social media presence online to stay connected to friends and family. Those with the same interests as you are just a mouse click away. With smart strategies you can free yourself from worry about aging, while getting wiser over time

Source: StatePoint

Approximately 650 older adults living in Dauphin County receive hot, nutritious meals delivered at their doorsteps Monday - Friday.

Meals on Wheels is a lifesaver Please help us in our efforts to protect older adults. For a Meals On Wheels referral in Dauphin County call

717-780-6130 1-800-328-0058 14

Woman Newspapers MARCH | APRIL 2016

The Meals on Wheels program is designed to satisfy the fundamental needs of food, health and safety. These meal deliveries are vital to senior citizens, not only because they provide proper nutrition, but also because our volunteers represent an important safety check and an opportunity to socialize. Dauphin County’s program, relies solely on volunteers to deliver the prepared meals to eligible older adults. More caring and capable volunteers are always needed. To volunteer in Dauphin County, please call (717) 255-2780

Dauphin County Commissioners Jeff Haste, George P. Hartwick, III and Mike Pries


How can colon cancer awareness make a difference in your life? by michael a. veliuona, md

March is dedicated colon cancer awareness month, and health care professionals welcome the opportunity to discuss and review this deadly disease and preventative measures with their patients. In the United States, approximately 49,700 Americans die annually of colorectal cancer - accounting for approximately 8 percent of all cancer deaths. Although screening rates for colorectal cancer have risen over the last several years, colorectal cancer remains the second leading cause of cancer deaths among men and women in our country. Age is the most important risk factor for colorectal cancer followed by family history. Most colorectal cancers arise from colon polyps. The progression from polyp to cancer typically takes many years (10 years on average), and this provides a perfect opportunity to intervene and prevent colorectal cancer.

Colonoscopy is the ideal procedure available today for colorectal cancer surveillance and is considered the gold standard. Colonoscopy allows the endoscopist to directly visualize the bowel wall and identify these polyps and remove them before the polyps can progress to colon cancer. The current recommendation is that all asymptomatic individuals begin colorectal cancer screening at age 50 unless there is a family history of colorectal cancer. In these individuals with a family history, screening may begin as early as age 40. On average, 25% of asymptomatic men and 15% of asymptomatic women will have polyps on screening colonoscopy. Individuals with symptoms such as rectal bleeding or a change in bowel habits should seek medical attention regardless of age as these symptoms may require further evaluation and colonoscopy. Colonoscopy is a safe and effective procedure when performed by trained experts. The procedure typically takes approximately 20 minutes to complete, and the patient is comfortably sedated for the entire procedure. If the endoscopist identifies

any polyps, then the polyps are removed at the time of colonoscopy. Colonoscopy does require a full bowel cleanse the evening prior to the procedure, but the bowel preps used today are relatively easy and very well tolerated by the patient. In retrospect, most patients admit that their fears and apprehensions regarding colonoscopy were unwarranted and have no reservations regarding future colonoscopy screenings. Over the last several years, the medical community has become more vigilant in educating our patients regarding the importance of colorectal cancer screening, and the overall incidence of colorectal cancer in our country is on the decline. Despite this, colorectal cancer screening rates are still well below national targets. With increased awareness and a collaborative approach between health care professionals and their patients, colonoscopy and colorectal cancer surveillance should become a standard topic of discussion between health care provider and patient. This is essential if we are to continue to effectively combat this deadly but preventable disease.

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MARCH | APRIL 2016 Woman Newspapers

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Caring for aging skin – 30 and older by deborah j. herchelroath, d.o.

Aging skin is a battle for most women. Our skin is the first line of defense for all that we come into contact with on a daily basis. Luckily, caring for our skin doesn’t have to be a guessing game. The best dermatologists and plastic surgeons agree on certain products to help ward off and treat fine lines, age-and sunspots, and general loss of glow. First, we must use sunscreen every day. And reapply throughout the day. Our skin requires an SPF of at least 30. Some foundations have sunscreen incorporated into them, but not all are at least SPF 30. So check. If not, you need more. Sunglasses and a hat are important when exercising or just hanging out outside. Retinol, otherwise known as vitamin A, reverses sun damage and brightens. Retinol should be used before bed. The correct dose and product can be recommended by your physician. Not all retinol products are created equally. Many women have to gradually get used to retinol. It can burn the skin if applied overzealously. Also, retinol is not to be used if pregnant or breastfeeding.

Now accepting new patients

Topical vitamin C is an antioxidant and also brightens skin. The important ingredient in vitamin C is called THD. The higher the concentration of THD, the more effective the product. Again, your physician can recommend the best choice for you. I also strongly believe in the power of a great moisturizer. Personally, I like anything with hyaluronic acid in it. Hyaluronic acid is thought to fight the effects of aging skin. Whatever products you use, just be sure a good moisturizer is one of them. Woodward & Associates offers a facial peel that incorporates these ingredients to produce outstanding results. Go to www.vipeel.com to learn about it.

Choosing a doctor is never easy. Finding someone you can trust, who will listen to your questions and give you the answers you need... may seem impossible. At Woodward & Associates our approach to care is simple: We provide our patients with the same care we would want our own family to receive. Why settle for anything else?

Bridget F. Berich, D.O., Gerald Woodward, M.D., John R. Mantione, M.D., Stephen Segrave-Daly, M.D. Deborah J. Herchelroath, D.O.

Caring For You Like Family

Sandra Hoops, CNM Kristen Blocher, PA-C Kaitlin Zdilla, PA-C Please visit us at our new location:

8105 Adams Dr., Hummelstown Suite B

717-482-8115 • FAX 717-482-8364 • woodwardassociates.com

Get in touch with massage therapy by deanna davis, owner, hygea wellness co.

Salt Rooms Sauna Massages Therapeutic Soaks Hair Salon Waxing 2321 Market St REAR, Camp Hill 717-412-0447

Open every day (see website for hours)

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Woman Newspapers MARCH | APRIL 2016

Massage is the art of manipulating the muscles, with light to heavy pressure, to relieve tension and pain. Research and clinical studies prove that massage therapy helps with more than relaxation. Massage can have a positive, lasting impact on your health and lifestyle. Massage is well known across the world to help alleviate stress, anxiety, boost immune system, digestion issues, headaches and many issues related to injuries. If you haven’t had much experience or are just beginning massage therapy, you might be wondering the purpose of a massage and what to expect. First, make sure your therapist is licensed and don’t hesitate to ask questions, no matter how small. Swedish massage is popular for people wishing to relax and de-stress with light to medium pressure. Deep tissue massage is very popular for individuals looking for therapeutic work. This massage technique uses slower,

more-forceful strokes to target the deeper layers of muscle and connective tissue. Keep in mind your massage therapist can’t feel what you’re feeling, so if any part of your massage feels uncomfortable or painful, speak up right away. It’s also important to know some massages may leave you sore the next day. Always come to your massage hydrated and never intoxicated. Following your session, please drink a lot of water to help flush toxins out of your system. The use of oils and lotions may be used to reduce friction on the skin. If you have allergies, be sure to share that information with your massage therapist. Feel free to undress to your comfort level. Your massage therapist will have you draped and will only expose the area he or she will be working on. Many people consider massage therapy to be just about pampering, but it has important health benefits. In fact, you get the greatest benefit when massage therapy is part of your regular wellness routine. Massages are a great way to achieve overall wellness. As writer Audre Lorde said, “I have come to believe that caring for myself is not self-indulgent. Caring for myself is an act of survival.”


Power By Tresa Erickson

Did you own a piggy bank as a kid? What did it look like? Was it a pink pig of some sort, or something else entirely, like a puppy or a doll? Whatever the design, piggy banks are a great place to store loose change, and they have been around for quite some time. The story of the piggy bank begins in Europe in the 1400s when people made pottery out of orange clay called “Pygg clay.” In addition to eating and drinking from Pygg clay plates, bowls and cups, people occasionally tossed loose change into a Pygg jar at the end of the workday. These so-called Pygg jars soon became Pygg banks. In the 18th century, Pygg banks were made into the shape of a pig and became known as piggy banks. Today, you’ll find piggy banks of all shapes and sizes on the market, most with a slot for coins and a plug or flap for the removal of money.

Piggy banks can be a great tool for teaching kids how to deal with money. Experts advise kids have multiple banks for multiple purposes. One bank might be for saving, another for spending and another for donating. When full, kids could deposit their savings into the bank, make a donation to a charitable cause and spend the rest, unless saving for something more expensive.

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Pig

Piggy banks can teach kids other lessons as well. Many will be compelled to find out how much they have in each bank and learn how to count money in the process. They will learn that a penny is worth one cent, a nickel worth five cents, a dime worth 10 cents, and so forth. They will learn how many pennies, nickels and dimes it takes to make a dollar, and in doing so, discover that appearances can be deceiving. What looks like a lot of money isn’t always, especially when it comes to pennies, nickels and dimes.

Putting money aside is no big deal. Keeping it there, on the other hand, can be. That’s why piggy banks are so important for kids. If the bank is a pig, puppy or some other animal, younger kids can get a kick out of “feeding” it and might think nothing of leaving the “food” there. Should the bank be solid, older kids can drop their money into it and forget about it. Out of sight really is out of mind for some. Should the bank be see-through, kids can actually see the money pile up and may be motivated to continue adding to it until the bank is full. For many, learning how to save and spend early on pays off later in life. If your kids don’t have a piggy bank already, get them one, or two, or three. Show them the power of the pig!

MARCH | APRIL 2016 Woman Newspapers 17


mperfectly Yours By Kathryn Baxter

ith the new year came a new job and all the hopes and expectations one has at a time like this. For me, though, this time is among my worst. I struggle with the unfamiliar like I do with nothing else. Worries bubble up in and a narrative takes hold: I make ugly mistakes. I don’t belong. They will see through me. These words seem irrational when I type them here, but inside my mind, with insecurity their only companion, they echo loudly. I wrote in my last column about trying not to react too quickly to situations and feelings. Boy, I have not practiced what I preached. This is a difficult path for me – the one where I learn to be patient not only with myself but also the world – but I know it’s the right path. Allowing things to organically happen instead of forging ahead in a neverending quest toward a better/faster way is arduous. There are hidden tree roots waiting to trip me. The climb is steep and the apex always seems just beyond view. The difference in the person I was five years ago is striking, so isn’t it fair to envision something equally better for five years ahead? So, I’m trying something out – I’m imagining the person I will be in a few more years. I imagine the insight and wisdom I’ll have

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Woman Newspapers MARCH | APRIL 2016

gleaned and the confidence I’ll have gained in life and at work. I imagine the confidence and patience I’ll have once I’m more rooted into my current experience. I imagine I will be more compassionate with myself, even as I await the challenging lessons ahead. I’m trying to enjoy this process, or at least to not fight it. Discomfort is not something I tolerate well, particularly when I feel misunderstood, judged and uncertain of the impression I’m making. I have a terrible habit of reviewing my day’s conversations - every syllable is critiqued, every sentiment reviewed. I’m never as hard on others as I am on myself. I fear so much. In my moments of self doubt, concerns about my reputation, my uselessness, my outsiderness are like land mines upon which I dance and stomp. But I don’t have to fear it. If I say something that isn’t as clear or thoughtful as I wanted it to be, I can always say, I was too quick to speak. I can say, I have something else to tell you. I can forgive myself for being fallible. And though it is difficult to remember when I’m in the midst of it, we are all imperfectly on our way – together.


Makeover your room in a day by barbara costik, administrator middletown lumber, inc.

Looking to give any room in your home a fresh look? Tired of looking at the same groupings of knickknacks, pictures or lamps? I have a few suggestions. Usually, the term “home improvement” leads people to think about the physical structures of the place - plumbing, insulation and wiring - but you can improve the look and feel of your home with just a few small changes. You don’t have to sign any paperwork with a contractor or spend a lot of money in order to make these changes. Sit in the room you’re interested in changing and take a long, hard look. Identify what, if any, problems exist in the room. Sometimes simply changing out one table for another can create a better flow. When you move the table, start with a clean slate in terms of lamps and accessories. Consider changing the colors of your accent pieces. Group a theme together in odd numbers using vertical, horizontal and textural objects. If your taste leans towards the organic, texture can be very important. You would be very surprised how some natural branches, moss or even feathers, creates a very earthy feel. When you are finished creating your tablescape, stand back and take another critical look. Pick one item and edit

it out. You will be tremendously surprised with the results. You can use this same formula to a greater extent if you want a new look for the whole room. Remove all accessories, small chairs, baskets, lamps - everything but the big furniture. Is there a focal point? Can you create a new focal point to give the room a personal dynamic? A treasured space for yourself ? A wished-for outside view? Then follow the same process, judiciously adding back your tables, lamps chairs and accessories. Don’t be afraid to edit. You can create a wall grouping anywhere in your home. Gathering a number of small frames from second-hand stores, you can display whatever mementos you love. These might be leaves, swatches of fabric or even sayings that you have typed and printed out. A grouping allows you to make dramatic change in a small space. Clustering smaller items will add visual interest and encourage the eye to move around the room, making it appear larger. Remember to also include your sense of smell as well. A scented candle in your bedroom or potpourri in your bathroom can transform your space into a refreshing, relaxing haven. The kinds of small changes you can make are only limited by your imagination. Shop flea markets, discount stores and thrift stores with an eye out for inexpensive items than can be combined to make a stunning display in your home. You don’t have to make major changes to make a major impact on the appearance of your home.

Sometimes a table doesn’t need to be a table. Using unexpected pieces as bedside tables, everything from drums to chairs, may be the perfect solution for a platform bed.

Please call (717) 944-4005 or stop by Middletown Lumber, Inc. located at 2 Clinton Avenue, Middletown, PA 17057 for information.

MARCH | APRIL 2016 Woman Newspapers

19


DIY massage therapy you can do anywhere submitted by elements massage

Many people don’t realize that simple massage techniques can greatly reduce a person’s odds of contracting an illness. You can improve your chances of staying healthy with easy at-home or office massage tips for your hands and feet. According to a study from CedarsSinai Hospital, massage has positive health implications for consumers. Those who get massages experience measurable changes in their body’s immune and endocrine response. “Self-massage techniques for the hands and feet are simple and effective,” says Colleen O’Connor, owner of Elements Massage in Louisville. These techniques can help boost relaxation and immunity in the comfort of your own home. Foot massage: Something as simple as rolling a tennis ball along the bottom of the feet while watching TV or sitting at an office desk can work wonders. Place a ball under the foot and slowly roll foot forward, and then backward, applying enough pressure to feel relief. Hand massage: Hands don’t always get the attention they

deserve. In a circular motion, massage each knuckle one at a time and don’t forget the space between the knuckles. The thick muscle between the index finger and thumb is a great place to massage. Relieve tension by gently applying pressure with the thumb to the opposite index finger and continue increasing the pressure. Stretching the hands also feels great. Palm up, gently grab fingers and slowly pull back. This stretches a multitude of muscles, including those in the forearms. These quick and easy techniques can help decrease stress levels, while possibly boosting the immune system.

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Take a look at your fingernails. What kind of condition are they in? The answer to that question may provide clues to your health. The actual nail is called the nail plate. Hard and translucent, it protects the nail bed, or the connective tissue underneath. The nail plate and bed are perhaps the most telling and the state of these can point to the presence of a health problem. Healthy nail plates are generally thick, round and smooth. Nail plates that do not fit this description may indicate a health problem. Here is a brief list of nail plate conditions and the problems sometimes associated with them: • Dry, cracked, brittle nails-calcium or fatty acids deficiency • Flat, thin nails-vitamin deficiency • Hangnails-folic acid or vitamin C deficiency • Raised nails or nails that curl underrespiratory problems • Square, wide nails-hormonal disorders • Horizontal ridges-physical or mental stress • Vertical ridges in nails-iron deficiency, kidney problems or poor nutrient absorption Color can also be an indication that something is not quite right. Healthy nail beds should be rosy pink or peach. The presence of any other colors may indicate a health problem.

Here is a brief list of nail bed colors and the problems sometimes associated with them: • Pale nail beds-anemia • Half-white, half-pink nail beds-kidney problems • Blue nail beds-lung problems • Dark blue lines in the nail beds-skin cancer • Tiny black streaks in the nail bedsmelanoma • Green nail beds-infection • Reddish-brown nail beds-folic acid, protein or vitamin C deficiency • Irregular red lines at the base of the nail beds-lupus • White nail beds-liver problems • W hite spots in the nail beds-iron or zinc deficiency • W hite-lined bands in the nail beds-protein deficiency • W hite lines in or across the nail beds-fever, heart disease, iron or zinc deficiency, or kidney or liver problems • Yellow nail beds-liver or lung problems • Yellow nail beds tinged with blue-diabetes Nail plate condition and nail bed color may point to the presence of a particular health problem but are by no means a sure indication. Something else could be at work. To find out for sure, make an appointment with your physician.


by Debra Baer Becker

I’ve reached my seventh year of cancer survivorship. I feel I’ve walked the long road and reached the summit. I’m Cured. Seven years have passed since my doctor said, you have a bad cancer, words that felt like a punch, words that left me wounded. I still remember that day, and my doctor’s cramped consultation room, the black plastic chair that held me. I didn’t believe I would survive a year. I took her words bad cancer like two pills, and they began their dark medicine in me. What I know now is survivorship starts at the point of diagnosis. If you can find your legs to rise up, grab your purse and keys, and steer your way home to the loves of your life, you’re a warrior, a champion. You’ve already won. Words have power, yes, but the words we tell ourselves have the greatest authority. Our inner words profoundly affect our mind, body, and spirit. The right words can save your life. We wear our words like skin. Every morning, I look in the mirror, into my dear old face, and say, I am healthy. I am strong. I am cured. These true words spoken day-after-day built healing and resilience and faith, layer upon layer, over my whole being. My intention covers me. I’ve had to stretch my faith and grow my spirit and change my words, yes, and shed old beliefs, in order to truly own my cure. I’ve acknowledged my higher power, Momma God, a benevolent force at work in my favor. I can no longer believe that my life and everything beautiful and horrific in the world is just some random accident. Transformation involves discovering thoughts and beliefs that we hold on to which are actually holding us back. For instance, I’ve always professed a belief that “the other shoe will fall,” a theory of nonsense. I believed that if I was happy, if things were going really well for me, if I’d found a wellspring of joy, something bad was about to happen, trouble was riding into town. This was my faulty wish to save myself from suffering, to always stay vigilant. I put a curse on every blessing. I was guarding my heart. How I could hold on so tightly to such a joy-sucking belief is another conundrum. Especially when you factor in my love of shoes! Life is suffering and joy. These two forces sit side-by-side to create grace. Grace says, “Every broken heart is an open heart.” So, I wrote Cancer a letter: Dear Cancer, Hey, it’s over between us. I’m filled with the daisies of life, and you’re stagnating stench. My butterfly joy outshines your skulking shadow. I’ve kicked your saggy butt. Shoo! Deb Time really does heal wounds. Across seven years, I’ve transformed from worrier to warrior. I have won. My intentions cover me; these true words, I am healthy. I am strong. I am cured. That’s the skin I’m in. ❤ I’d like to dedicate this column to my dear and fabulous friend, Vickie. She’s begun her journey on the long road to the summit named Cured. I wish her love and joy and peace. MARCH | APRIL 2016 Woman Newspapers

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The colors you’ll be wearing this season

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According to Leatrice Eiseman, Executive Director, Pantone Color Institute™, “Colors this season transport us to a happier, sunnier place where we feel free to express a wittier version of our real selves.” Each year ahead of New York Fashion Week, Pantone releases its list of Top 10 colors that we will see and wear the following spring and summer. Compiled by experts who track color trends globally, the 2016 collection includes hues that integrate serenity and tranquility with confidence and spirit. The calm and comfort of these colors allow us to unwind in a crazy world and celebrate the beauty found therein. Both soothing colors, the message seems to be “Mellow out”. Breaking with tradition, Pantone’s “Color of the Year” 2016 is not one but two shades – the soft blue Serenity and the blush pink Rose Quartz. According to Leatrice Eiseman, Executive Director of the Pantone Color Institute, the colors are more engaging when worn together. “The combination of a cool and a warm color brings a sense of balance.” In another first for Pantone, the colors

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released this year are gender-neutral. No longer separated into men’s and women’s “Top 10 Color List,” this new approach to color reflects a movement toward gender equality and a unique sense of color as personal expression. According to Pantone’s semi-annual Fashion Color Report, “there are truly no perceivable distinctions in color choice between the men’s and women’s collections”. Six of the ten colors this year are completely new hues released in 2016 and include the following: Rose Quartz, Peach Echo, Serenity, Limpet Shell, Lilac Grey and Iced Coffee. Rounding out the pallete are Snorkel Blue, Green Flash, Fiesta and Buttercup. Expect to see these colors dominate not only clothing, but accessories and cosmetics as well. The pairing of Rose Quartz and Serenity will be reflected in a variety of lip, cheek, eye and nail hues. Flattering to a variety of skin tones, the combination of these colors creates a soft and natural look. Take a page from New York Fashion Week and add some of these enchanting shades to your wardrobe.

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Woman Newspapers MARCH | APRIL 2016


Social media is an area of cyberspace in which people can bond, encourage one another and take part in the ups and downs of everyday life. It is also an area where some people take great pleasure in spewing forth garbage they would NEVER utter in a public setting. I think everyone is familiar with Facebook so I shall stick with that form of social media for this piece. As the self-proclaimed Goddess of the Rant, I present my ten commandments of proper Facebook behavior. Warning: I will be making up words and using thee, thy, thine, etc., etc., inappropriately. Plus, I won’t be consistent with said usage.

I

Thou shalt not make false claims concerning blessings. Thou shalt not be blessed simply by sharing a picture and typing the word “amen.” This is demeaning to all gods and goddesses.

II Thou shalt not posteth anything of a divisive nature on the wall of another

for the sole purpose of causing social media unrest. The Goddess of the Rant demands that any kind of controversial materials be placed in the private message area. If thou receives permission from the owner of the wall, then thou may disregardeth this command.

III

Thou shalt not photograph and post a picture of thy breakfast, lunch and/or dinner. I am a chubby cherub of a goddess and I can not taketh the temptation. It is permissible, however, to shareth photographs of adult beverages.

IV Thou shalt not, under any circumstances shareth images of animals

in any stage of horrid abuse. The same rule applies to children. This is thoroughly unacceptable and will not be tolerated by the Goddess of the Rant. I command you to stop it right now.

V

Thou shall attempt to utilize proper grammar. Please learneth the appropriate usage of the following words in order to be taken seriously: They’re, their, there, your, you’re, an, and, saw, seen, doesn’t and don’t. This is just a small sampleth.

VI Thou shall taketh the time to carry out a smidgen of research before

posting. For example, anything written by Glenn Beck shall be investigated and factchecked before thou shareth it with unsuspecting readers.

VII

Thou shalt not partially quoteth the framers of the United States Constitution in order to have their words conform to thy belief system, political views, deep feelings of righteousness or to promoteth thy own agenda.

VIII Thou shall continue to posteth charming pictures of family,

babies, newborn cattle, frisky kittens, bouncy baby puppies, precious peacocks and anything of a cheerful and uplifting nature. The Goddess of the Rant looks kindly upon such things.

IX Thou shall learn the art of ignoring offensive posts rather than jumping

in with your opinioneth. The Goddess of the Rant understands this might conflict with commandment number four.

X

Thou shall be kind. This commandment can stand alone, if needeth be. If thou art tempted to utilize ad hominem attacks, do so in the above-mentioned private message area. Even if thou art a troll, do so with love in thy soul. I speaketh from experience as I am, afterall, the Goddess of the Rant and possesseth troll-like powers. If thou must be troll-like, inserting a smiley face always helps when thou art attempting to be humorous. Thy Goddess hath spoken. : )

Ten Commandments By Lisa Houserman

The Goddess of the Rant gives her list of social media do’s and don’ts


MY SUCCESS STORY by Brenda Ehlman

Encouragement & Perserverance Hello, my name is Brenda Ehlman. This past year I turned 60 and it has been a real blessing to me in so many ways. In the fall of 2012, I was let go from a job that I was frustrated with, to put it mildly. It really hurt my pride that they didn’t value me. It turned out to be one of the best things that happened. My background and livelihood had always been clerical work. I spent the next 2 ½ years trying to find a decent job. I tried fast food, warehouse work, giving samples out at supermarkets, etc. Nothing fit and nothing was enjoyable, Brenda Ehlman and I was steadily getting more and more discouraged. Looking back on this time, I don’t know how I made it through. Somehow I was able to stay in my apartment with the help of a benevolent landlord and a kind relative, as well as finding money in odd ways, such as giving plasma twice a week and selling things at consignment shops, etc. I was constantly in a state of worry about how I was going to pay my bills and keep a roof over my head. Forget about any hopes for a bright future, I was in survival mode. I truly did not know what to do. Friends tried to help by telling me of any job openings they heard of. And it’s not that I sat around and did nothing. During that time I went on quite a few interviews and sent out hundreds of resumes. A friend said “Just hang in there, it’s a numbers game, and eventually something will come along.” While I knew the

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friend was right, I was losing hope fast. And any self-confidence I did have was going down the drain. I began thinking, “Why can’t I find a job to support myself ?” I became very depressed and ended up under a doctor’s care, participating in a day recovery group for about 6 weeks. It helped tremendously, as did getting back on the correct strength of my antidepressant medication. As I was starting to feel better, someone put me in touch with Dress for Success South Central PA. I called and made an appointment, and they gave me an interview outfit that was beautiful, as well as jewelry, shoes, and a purse. I was so down on myself that I wondered why they were being so kind. At the time I couldn’t comprehend that I was worth someone being so kind to me. A few months later a friend texted me that there were some job openings where she worked, and was I interested? I was desperate so I immediately applied, hoping that since my friend recommended me I might have a chance of getting employment there. I was called in for an interview shortly thereafter, and was pleasantly surprised to find that the gentleman who interviewed me was very positive. A week or so later I got a job offer from them for a part time position. And so I called Dress for Success South Central PA to tell them that I had a job, and they immediately told me to come over and select 3 professional outfits for work. Well, working at the part time job was better than nothing and helped me to scrimp by. And I DID need to work, to get out of the apartment and be around people, and feel productive. Then 3 months into it, by expressing the need for more hours, I was offered a full time position with a much better pay rate. I jumped at the chance but I knew I would have to go through 6 weeks of training and I was already doubting myself. But what did I have to lose? So to training I went. before Since then I have had two pay raises, and have recently celebrated being in my new position for a year. Is it everything I hoped for? Heck, no. But I have a new skill, I am doing well, and I am thankful every day that I did not give up. I think in the end it’s all about just persevering.

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Woman Newspapers MARCH | APRIL 2016

MY SUCCESS STORY is a regular feature sponsored by

AND

The mission of Dress for Success South Central PA is to empower women to achieve economic independence by providing a network of support, professional attire and development tools to help women thrive in work and in life.

DRESS FOR SUCCESS South Central PA Harrisburg 717-232-1333 York 717-764-3330 Lebanon 717-270-5337 southcentralpa@dressforsuccess.org To learn more about upcoming events: www.southcentralpa.dressforsuccess.org

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This is only a partial list. Please visit www.womannewspapers.com for additional locations.


Help Wanted

MEDIA SALES ASSISTANT/ CUSTOMER SERVICE REPRESENTATIVE The position provides support for an established news media sales department through completion of administrative functions while providing customer service to clients.

BATURIN & BATURIN ATTORNEYS AT LAW

A family of attorneys since 1917 ■ General PractiCe of Law ■ Fa mily Law

Position will handle a wide variety of roles including: • Day to day office organization including filing and managing • Tracking and updating spreadsheets as needed • Responsible for organizing client databases for mass emails to those clients. • Client support for Advertising Department including: Taking phone calls and emails and addressing client questions and potential concerns. Communicating all relevant changes to Account Execs and Manager Communicating client's timeline for advertising copy and editorials Providing assistance in sourcing, sales presentations, account prospecting. This is a part-time permanent position with possibility of full time. Hours are flexible and may vary dependent on business need but will generally be a minimum of 15-20 hours per week. Qualifications: • Minimum high school diploma or GED equivalent required • Excellent customer service skills, sales background a plus • Ability to be analytical and multi-task • Ability to work with little supervision • Self-motivated, enthusiastic presence in a team environment • Strong written and communication skills • Working knowledge of Microsoft Office including Excel. Knowledge of PowerPoint a plus. • Consistent and stable work history Benefits: • Paid training and development • Paid time off after 1 year • 401(k) • Short term disability insurance

Send resume attention: Joseph Sukle, 20 S. Union St., Middletown, PA 17057 or email: joesukle@pressandjournal.com All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, protected veteran status, or disability status. Press And Journal Inc. is an equal opportunity employer.

Camp Hill 2020 Salon, American Home Medical Equipment, Beaudry Oral Surgery, BodyLogic, Brewhouse Grille, Camp Hill Café, Center for Women’s Health, Central Pa. OB/GYN Inc., Christian Life Assembly Pastoral Care, Conner, Rich Assoc., Cornerstone Coffeehouse, CPRS Physical Therapy, Ctr for Ind Living of Central PA, Drexel Group, Face To Face Cosmetics/A Special Touch, Family Development Services, Foos OB/ GYN PC, Franklyn Studio, Fredrickson Library, Gable Associates, Genevieve’s Beauty Salon, Gold’s Gym, Hanger/Teufel Prosthesis, Herd Chiropractic Clinic, Holy Spirit Hospital, Holy Spirit Woman’s Imaging Center, Hygea Wellness, JC Penney Salon, Kenneth & Co. Beauty Clinic, Kosmetique Salon, Lewin & Nadar Cardiology Associates, Mirage Hair Design, Momentum Business Solutions, Orthopedic Institute, Passiton, Pennsylvania Bakery, Pinnacle Health Family Center, Premier Vein Specialists, Quest Diagnostics, Shady Grove Fertility Center, Stephen Rydesky Jr. DMD, The Wigwam, Trindle Bowl, Tristan Imaging, Urology Associates of Central PA, Vanessa’s, WatersEdge, Woods at Cedar Run, YMCA Enola CA Nails, East Pennsboro Library, East Pennsboro Scharer Senior Center, New You Hairstyling Salon, Synchrony ChiroCare, Goddard School This is only a partial list. Please visit www.womannewspapers.com for additional locations.

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W e specialize in homemade

pasta entrees, brick oven pizzas, homemade soups and sauces.

GREEK NIGHT Every Tuesday

Alternative cold and flu remedies While flu and cold are common to every region of the world, different cultures have developed their own solutions to tackle the all-too-familiar and dreadful symptoms. Today it’s thought that 70 percent of your immune system lies in your digestive tract, so many of these alternative healing methods rely on food for its curative properties. While some alternative treatments have not been evaluated by the Food and Drug Administration for efficacy, many people swear by them. If you are suffering from a cold or flu, incorporating these remedies into your get-well plan could be worth a shot. • In Japan: Hot green tea is poured over a crushed ume, which is an alkaline-rich Japanese pickled plum. Drinking this “umeboshi tea,” full of iron and potassium, is said to help ease fever associated with the flu. • In the Dominican Republic: A paste of honey, finely chopped onion and garlic, and the juice of at least half of a lime, is taken before bedtime. The garlic and lime juice, rich in vitamin C, boosts immunity. • In France: For those with the flu, a homeopathic approach is taken using Oscillococcinum. This unusually named medicine has been used to reduce the duration and the severity of fever, chills, fatigue, headache and body aches. • In China: A restorative dish is made from healing fritillaria bulbs (Chuan bei mu) and an Asian pear. The center of the pear is scooped out to form a bowl. A teaspoon of honey is mixed with fritillaria extract, which is then poured into the pear. The covered dish is steamed for 45 minutes to create a warm elixir to soothe the throat. For maximum effect, a honeysuckle and licorice root tea chaser provides added immune support. • In South America: A plate of sliced onions is placed on a nightstand overnight. The scent from a freshly chopped onion helps break up mucus and congestion, just as it causes the eyes to water and nose to run while cooking. Loaded with sulphur compounds, onions also improve circulation. Feeling under the weather? Beyond your go-to medications, get inspired by the whole world for treatments that are said to alleviate symptoms and restore wellness. Source: StatePoint

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MARCH | APRIL 2016 Woman Newspapers

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