THIS MONTH:
SAVING ON Brokers Jeff & Heather Buchanan Answer Your Real Estate Questions
CLOSING COSTS!
You’ve saved up to buy the house of your dreams, but you didn’t know you’d need thousands more to cover closing costs! Typically, home buyers will pay between 2 to 5 percent of the purchase price of their home in closing fees. That means buying a $150,000 home might cost you $3,000–$7,500 in closing costs– with the average being $3,700 according to a recent survey. There’s now a loan program available here in Deep East Texas that can help you avoid those fees and save up to $10,000 in closing costs! It’s offered by Keller Mortgage and it’s called the ZeroPlus Program. Under this loan there are ZERO charges for traditional lender fees like Origination, Processing, and Underwriting. PLUS they offer $1,000 toward third-party fees and a $1,000 closing credit on home loans over $150,000. The ZeroPlus Program is available for loans on Primary, Vacation, and Investment residential homes with a variety of loan types such as Conventional, FHA, VA, USDA, and Jumbo. Down payments start at 0% for USDA and VA loans, 3% for conventional loans and 3.5% for FHA loans. A minimum credit score of 600 is required.
KELLER MORTGAGE ZeroPlus Loans
Keller Mortgage says it offers competitive rates and that their average closing time is 30 days, which is far less than the industry average of 57 days. To qualify for the ZeroPlus Program, a Keller Williams agent must represent you or be involved in the transaction. Even if a Keller Williams agent represents only the seller, the buyer is still able to take advantage of the ZeroPlus Program when a Keller Williams agent is on the other side of the sale. That option creates incredible bargaining power when negotiating. Refinancing is also available though the ZeroPlus Program, as long as you are referred by a Keller Williams agent. If you want more information on how you can save thousands on your closing costs, or on listing your home with the only local company able to provide buyers access to these savings, call Keller Williams Buchanan Realty Group today. One of our outstanding agents will be thrilled to guide you seamlessly through the process so you will soon be ON THE MOVE.
• ZERO Origination Fee • ZERO Lender Fees • PLUS $1,000 Towards 3rd Party Costs • PLUS $1,000 Credit at Closing ($150k+ Loans) ** Sale must have Keller Williams agent on at least 1 side to qualify
Jeff and Heather Buchanan are the owners of Keller Williams Buchanan Realty Group with offices in Lufkin, Lake Sam Rayburn, and Toledo Bend. Jeff is the President of the Lufkin MLS, and his background in appraisal gives him a distinct advantage when it comes to pricing and negotiating. Heather serves on the Lufkin Association of Realtors Board of Directors and Chairs the Policies, Procedures & Bylaws Committee. She is also an inactive state licensed attorney with unique insight into the intricacies of real estate contracts. Jeff & Heather work tirelessly to be a blessing to their clients, their agents, and their community. They are the proud parents of two baseball all stars and enjoy spending family free time at their lakehouse on Lake Sam Rayburn. The Buchanan’s have attended Timber Creek Church for more than 20 years and base their business on biblical principles. They would be delighted to serve you, so call them at the Lufkin office (936)632-7700 or by cellphone (936)240-1700 today! 10
Email your real estate questions to: HeatherBuchananRealtor@gmail.com or Jeff@LufkinProperties.com
We’d love to hear from you!
