Cayman Resident 2019 by Acorn Media

2019 Letter from the publishers We like to think that Cayman Resident is the “Soup to Nuts” guide for living, working or moving to the Cayman Islands, but this year we were tipped off that something was missing. While our more senior readers might be familiar with

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this expression, meaning ‘from beginning to end’ (originally derived from the description of a full course meal progressing from soup to a dessert of nuts), our younger readers might be scratching their heads. For them, the expression “from

cradle to grave” might resonate more … and herein lies the clue. We were missing the ‘grave’ bit! 201

So we researched a whole new chapter on Retiring in Cayman and added information on the delicate, but inevitable topic of what to do when a loved one

Maps about CayMan WoRKInG In CayMan IMMIGRatIon FooD & DRInK HEaLtH pEts KIDs & aDuLt aCtIVItIEs FInDInG, RunnInG & buILDInG a HoME EDuCatIon anD MuCH MoRE!

Maps about CayMan WoRKInG In CayMan IMMIGRatIon FooD & DRInK HEaLtH pEts KIDs & aDuLt aCtIVItIEs FInDInG, RunnInG & buILDInG a HoME anD MuCH MoRE! EDuCatIon

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dies in Cayman. Hopefully you won’t have to refer to this new section too often, but together with all the other extensive information we have compiled, Cayman

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Resident continues to be the undisputed best source for all things Cayman. Cayman has just had a very prosperous 12 months and we believe that, in some

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sense, Cayman Resident provides a great snapshot of what fuels this success.

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Caymankind-ness is what sets them apart. It is this Caymankind-ness which allows

year after year we find that it always comes down to one thing – our people. Not only are they resilient, caring, community-minded and entrepreneurial, but their us to put together such a useful guide for everyone: locals, new arrivals, investors, entrepreneurs, students – and even retirees.

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CAYMANRESIDENT 2019

Charles Grover & Joanna Boxall Publishers, the Cayman Resident

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TABLE OF CONTENTS

Working

Running Your Home

Investing in Cayman

Home Improvements

154 Building a Home

Ta b l e o f C o n t e n t s

Settling In

102

124

4. RUNNING A BUSINESS

Food & Drink

p42

186

10. FINDING A HOME

p124

Grand Cayman

Trade & Business Licensing

130 Overview of Residential Areas

The Sister Islands

Setting Up an Office

142 Buying a Property

Seven Mile Beach

West Bay

George Town

Red Bay, Prospect, Savannah,

Lower Valley & Newlands

Work Permits

Aerial Map of George Town

Permanent Residency

12. HOME IMPROVEMENTS

Immigration Services

166 Indoor Improvements

Visas & Passports

172 Outdoor Living & Gardens

1. ABOUT CAYMAN 19

History & Politics

Customs & Traditions

2. CAYMAN – A GLOBAL FINANCIAL CENTRE

5. WORKING IN CAYMAN

6. IMMIGRATION

p18

p26

Companies & Partnerships

3. INVESTING IN CAYMAN 35

Wealth Management

Investing in Cayman Property

p61

CAYMANRESIDENT 2019

p87

8. PREPARING TO MOVE

p92

Cost of Living Tables

Shipping Considerations

9. SETTLING IN

p35

102 Opening a Bank Account 113 Utilities

p72

7. RETIRING IN CAYMAN

150 Renting a Property

11. RUNNING YOUR HOME

64 Finding a Job

30 Cayman’s Financial History

175

Retiring

Finding A Home

ISLAND MAPS

162

p154

154 Maintaining Your Home 158 Cleaning Services

p162

174 Swimming Pools

13. BUILDING IN CAYMAN

p175

178 Building Options 182 Building Professionals

p102

14. FOOD & DRINK

p186

15. HEALTH & WELLNESS

p201

202 Health Insurance

118 Insurance

211 Pharmacies

122 Pensions

217 Medical Specialities

Health & Wellness

Diving

201

Shopping

268

Having a Baby

335

274 Getting Married

344

237

Boating

16. TRANSPORTATION p237

254

Community Life

22. EDUCATION p306

388

27. ACTIVITIES FOR KIDS & TEENS

240 Driving Licences

309 Government Education

245 Leasing a Vehicle

311 Private Education

367 Playgrounds & Parks

329 Scholarships

371 Sports

331 Professional Training

376 Cultural Activities

248 Buying a Used Car

17. BOATING p254

23. HAVING A BABY

257 Where to Boat 259 Buying & Maintaining a Boat

18. DIVING

p268

269 Wreck Diving

19. SHOPPING p274 277 Beauty Products 283 Furniture

20. LIVING IN CAYMAN

p290

290 Babysitters & Nannies 298 Purchasing Overseas

21. DISASTER PREPAREDNESS p300 302 Hurricane Supply Kit 304 Earthquakes & Tsunamis

380 Importing Pets into Cayman

337 Costs of Having a Baby On-Island

384 Finding a Pet

339 After Having a Baby

24. GETTING MARRIED

29. COMMUNITY LIFE p344

393 Voluntary Organisations

346 Wedding Locations

395 Religious Services

30. SPORTS & FITNESS

350 Being Green in Cayman

399 Cricket, Crossfit & Cycling

351 Recycling Locations

400 Gyms & Fitness

351 Waste Management in Cayman

363 Watersports & Excursions

p398

31. TRAVEL p406 407 Sister Islands

26. ACTIVITIES FOR ADULTS p358 358 Exploring Cayman’s Attractions

p388

388 Clubs & Organisations

345 Planning Your Wedding

p350

p366

28. PETS p380

336 Obstetricians/Gynaecologists

25. BEING GREEN

289 Toys

p335

Ta b l e o f C o n t e n t s

Transportation

INDEX

p412

LAST LOOK p416

www. c a y m a n r e s i d e n t . c o m

2019 Acknowledgements

Publishers Joanna Boxall - Editor Charles Grover – GM

Sales Charles Grover Sean Kelly Mahreen Nabi

Senior Graphic Designer Elyse Sinclair

Junior Graphic Designer Brian Myers

Researchers/Copy Editors Jessica Wright Clare-Louise McGrath

Summer Interns Rosita Ritch Tasha Locke Chloe Williams acknowledgements

Proof Readers Claudia Subiotto Kary Claybourn Claire Rohleder

Contributors Richard Addlestone JC Calhoun Jeremy Hurst Nick Joseph Jude Scott Sabrina Turner Jeanette Verhoeven Matthew Yates

Photography Cathy Church Cayman Islands National Archive Cayman Riding School DRCL/Camana Bay© Deep Blue Images Daria Keenan Rebecca Davidson Photography John Molyneux Marc Montocchio Courtney Platt Picture This Studios Claire Rohleder Jonathan Sparrow Gary White Monica Wojtkiewicz

To create the Cayman Resident magazine and website every year takes a team of dedicated staff and the willing participation of industry experts. We owe our heartfelt thanks to: The Cayman Islands National Archive Photographic Collection, Cathy Church, Julie Jonathan Molyneaux Corsetti and Deep Blue Images, Rebecca Davidson, Daria Keenan, Jonathan Sparrow, Monica Wojtkiewicz as well as Picture This and many others for sharing their wonderful photos with us - thank you! Rosita Ritch, Tasha Locke and Chloe Williams for interning with us and giving us months and months of great work researching chapters, writing articles, calling clients and updating websites. JC Calhoun, owner and broker at Coldwell Banker Cayman, for giving us the latest updates on what has been happening in the Cayman property market. Jeremy Hurst, owner of the IRG group of companies for his in-depth piece on Commercial Property in Cayman. Nick Joseph, Partner, HSM Chambers for sharing his expertise on Cayman’s immigration laws. Jude Scott, CEO of Cayman Finance, as well as Ben Meade who both helped us update and add new content to our Cayman a Financial Centre chapter. Jeanette Verhoeven, from Aon Insurance for her help updating our info on health insurance. Matthew Yates, Strategic Communications Officer, Ministry of Financial Services for his assistance with writing an article on Fintech and the crypto currency landscape in Cayman. Sabrina Turner, owner of Cayman Immigration Consultant Services, for helping us expand our content on Naturalisation and Cayman Status. Richard Addlestone, partner at Solomon Harris, for writing the ‘New & Planned Laws for 2019’ section in the Cayman A Global Financial Centre chapter. Wil Steward, MD at Chalmers Gibbs Architects for his advice on how to build like a developer for our Building in Cayman chapter. Hazzard Management Cayman and Simon Boxall for helping us expand our Disaster Preparedness chapter to include info on earthquakes, tsunamis, waterspouts, tornadoes and the new Emergency Alert System. Sue Doak from the Maternity Ward at the Cayman Islands Hospital who helped us update all our maternity information. Thais Ducent, Senior Policy Officer for the Ministry of Commerce, Planning and Infrastructure, for her help updating the Trade and Business License application process. Brandon Caruana, Chief Technology Officer at Sterling Trust Limited, for providing expert advice on investing in crypto assets.

Photo courtesy of Deep Blue Images

On The Cover Cover photograph of woman and daughter taken by Daria Keenan. Starfish photo taken by Heather Nielson. Photos of sunset, coral bougainvillea and The Marriott courtyard courtesy of Deep Blue Images.

Don’t be shy! We always welcome contributions, suggestions or photos to make this magazine even more informative and visually appealing. We would be very happy for you to send us anything that you think would be important for us to include. Or if you are a budding photographer and would like to get some of your photos published then send us your best. As you can see we publish a wide variety of images so don’t be shy! Contact Acorn Publishing on (345) 946 3200 or email: joanna@acorn.ky.

The Cayman Resident is published annually in November. Complimentary copies can be found at Government Information Services, Tel: (345) 949 8092; the Chamber of Commerce, Tel: (345) 949 8090; the Seven Mile Beach Post Office; the Airport Post Office and many other locations throughout Cayman. The information can also be found at www.caymanresident.com. All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means: electronic or mechanical, including photography and recording without the prior consent of the publisher. While every effort has been taken to provide information that is accurate as possible, the publishers and respective contributors and researchers do not accept any responsibility for injury, loss or damage occasioned to any person as a result of material in this book.

CAYMANRESIDENT 2019

Challenging the status quo in the Cayman Islands. Dentons. The world’s largest global elite law firm is here.* For all of your local needs including immigration, real estate and corporate/business establishment: Randall Foster Martin • randall.martin@dentons.com For litigation, cross-jurisdictional matters and estate planning:

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David Dinner • david.dinner@dentons.com

dentons.com © 2018 Dentons. Dentons is a global legal practice providing client services worldwide through its member firms and affiliates. Please see dentons.com for Legal Notices. *Acritas Global Elite Law Firm Brand Index 2013-2017.

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CAYMANRESIDENT 2019

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2019 Contributors people who have helped with this issue of the Cayman Resident JC Calhoun

Jude Scott

JC helped us update our Finding a Home

Jude helped us write new content for our

chapter and gave us the ins and outs of

Cayman a Global Financial Centre chapter.

what’s happening in the property market.

Jude has served as the CEO of Cayman

JC moved to Cayman in 1979. His energy,

Finance since 2014 and before that he retired

experience, and great reputation has kept

as an Audit Partner at E&Y in 2008 and then

him in the forefront of Real Estate sales

was Global CEO of Maples and Calder. He

activity all these years. Very community

has spoken internationally on financial services topics and is committed to

minded, JC has been a Founder, with over 20 years as a Director, in both the

protecting, promoting, developing and growing the financial services industry

CI Realtors Association and CI Little League, and is currently a Founder and

of the Cayman Islands. He has served on on numerous councils including the

Director of the CI YMCA. He is also an active member of the Catholic Church.

Education Council, the Insolvency Rules Committee and the Stock Exchange.

Jeanette Verhoeven

Richard Addlestone Richard wrote the ‘New & Planned Laws

Island’s health insurance rules.

for 2019’ section in the Cayman a Global

Jeanette is responsible for leading the health,

Financial Centre chapter

life and disability insurance portfolios within

Richard has been an attorney in the Cayman

Aon Risk Solutions (ARS) Cayman. She assists

Islands since 2001 and is a partner at Solomon

employer

individual/families

Harris where he specialises in hedge funds,

maintain the best protection with the most favourable costs. American with

venture capital and private equity as well as

a large Caymanian family and interests, Jeanette is a Registered Nurse with

banking, finance, M&A, captive insurance and reinsurance. He is a passionate

current licensure in Cayman and the USA, and brings over 25 years of medical,

scuba diver, especially in Little Cayman, and loves jamming on the violin with

employee benefits, health insurance and management experience to her role.

classical, country, jazz, folk and other ensembles.

groups

and

Matthew Yates

Nick Joseph

Matthew wrote the article on Cayman’s

Over the years Nick has written, added to and

crypto currency landscape and advised on

updated our Immigration chapter - all of it!

the legal formalities of running a business.

With a BA in Psychology and Languages, and

Matthew is the Strategic Communications

an LLB (Hons) in Law, Nick was admitted as a

Officer for the Cayman Islands Ministry of

Cayman Islands Attorney at Law in 1997. Today

Financial Services and Home Affairs. He has

he is a partner at HSM Chambers and a leader

played an integral role in the communications activities of the Ministry, including

of that firm’s Cayman Business Team, specialising in immigration, licensing

media campaigns on the commencement of legislation such as the suite of

and employment matters relating to the establishment of residence and

intellectual property laws relating to copyrights, trademarks and design rights;

conduct of business in and from within the Cayman Islands. He also teaches

and the Non-Profit Organisations Law. Previously, he was a photojournalist.

the Immigration Law course at the Truman Bodden Law School in Cayman.

Sabrina Turner Sabrina helped us expand our content on

Jeremy Hurst Jeremy wrote the ‘Commercial Office Space’

naturalisation and Cayman Status.

section in our Running a Business chapter.

Sabrina was the Assistant Secretary of the

Jeremy has a BSc (Hons) degree in Land

Cayman Status and Permanent Residency

Studies and relocated to Cayman in 1987. A

Board and worked in every department of

well-known real estate analyst, Jeremy owns

Immigration from 1994-2006. She founded

and operates the IRG group of companies

Cayman Immigration Consultant Services in 2006 and she advises people on

which offer property and investment services

all immigration matters. She is heavily involved in the local community, has

to private investors, corporations and developers based in Cayman and

been the talk show host of the Cayman Business Buzz for the past 9 years

the Caribbean. With over 30 years experience, Jeremy has an in-depth

and she is the chairperson for the Prospect Community Group.

understanding of Cayman’s property market.

www. c a y m a n r e s i d e n t . c o m

contributors

Jeanette advised us on the changes to the

North

Aerial Map of George Town:

38 35

40 37

19 12

4 5

44 27

28 29

9 3

Aerial photo courtesy of Gary White.

l a n d M TOWN aps AERIAL I s GEORGE Map

4) 5)

The Harbour Centre

Zephyr House

Waterfront Centre

2 Blue; Captain Marvin’s Watersports; Caribbean Resort Solutions; Chandler Insurance Mgmt; Dairy Queen; Pirana Joe; Rocky’s Diamond Gallery; Shellections; Solutions Ltd.

Clifton House

Appleby; Estera.

Appleby Cayman Ltd; Banco Bradesco; Morval Bank & Trust.

Artemis House

Commissions Secretariat; Danesmead Partners; Global Fidelity Bank; WB Financial Group; Young & Young AFA Ltd.

Maitland Building/ George Town Financial Centre Maitland Administration Ltd.

MacDonald Square (under construction)

10)

HSM Building

Genesis Building

Atlantic Financial Services LP; Avata Property Services

CAYMANRESIDENT 2019

DMS Reception; DMS Bank & Trust Ltd; DMS Corporate Services Ltd; DMS Outsourcing Ltd; MS Offshore Investment Services.

Caledonian House

14)

Public Library

15)

Flagship Building

16)

Butterfield Place

17)

CIBC Financial Centre

18)

Cayman Financial Centre

19)

HSM Law; HSM IP Ltd; HSM Corporate Services Ltd; Butterfield Trust (Cayman) Ltd; Butterfield Marketing & Communication.

DMS House

13)

Appleby Tower

Legislative Assembly Building

12)

AIF Group Ltd; AIF Securities; Loeb Smith Attorneys; Richard Barton Attorney; RSM; Zephyr Office Suites.

11)

Ltd; Bould Consulting; Cayman International Assembly of God; Delta Bank and Trust Company; FINAB International Corporate Mgmt Services Ltd; Global Funds Solutions SGG; HG Realty; Kensington Mgmt Group; McGrath Tonner; Sinclairs Attorneys-at-Law; The Bould Foundation.

Duff & Phelps; Fund Fiduciary Partners; International Mgmt Services; KSG Attorneys-At-Law; Nationsone Financial Ltd; Samson Law Associates; VBT Bank & Trust; Merrill Lynch Bank & Trust Ltd.

Cayman Enterprise City; Haagen-Dazs; Island Companies; Latitude 19; Real Vision; Turtle Bay.

Proceedings Unit; Financial Services Registry/Grand Court Registry; Giglioli & Co; Judges Chambers; Judicial Financial Centre.

21)

23) Port Authority 24) Island Plaza

Blackbeard’s Duty Free Liquor; Churchill Cigars; De Sunglass Man; Island Jewelers; Margaritaville; Pandora; Swarovski; Too Hot; Tropical Trader; Watch Me.

25) Kirk Freeport

Cartier Boutique; Kirk Leather; La Parfumerie II; TimeZone.

26) Cardinal Plaza

Alzheimer’s & Dementia Association; Bank Mandiri; Cardinal Properties Ltd.; Chelverton Investment Ltd; Covalis Capital; Discount Excursions; Easy Way Secretarial Solutions; Gems International Diamond Centre; Jewellery Design; Princess World Jewelers; Sand, Sea & Sun; Sound Financial Management Ltd.

CIBC Cayman Bank Ltd; CIBC Fund Services; CIBC Trust Co; Truman Bodden Law School.

One Capital Place

Centralis Cayman Ltd; Deloitte; Dentons; NCB Group; Not Your Standard Communications Agency; Paradigm Governance Partners Ltd; Rankin Berkower (Cayman) Ltd; Trident Trust; ZEDRA Trust Company (Cayman) Ltd.

20) Kirk House

Chambers of Chief Justice; Court 4 & 5; Family

Kirk Jewelers; La Perfumerie I; Swatch.

22) Elmslie United Church

Branch banking, credit services and corporate offices.

Caribbean Mgmt Ltd; Cayman Islands Development Bank; Dominion; Fidelity Group of Companies; Grant Thornton; Southern Mgmt Services; Stuarts Walker Hersant Humphries Attorneys-at-Law.

Kirk Freeport Plaza Ltd.

27)

Royal Plaza

PENHA; MAC; The Counseling Center; Vertu; Victoria’s Secret.

28) George Town Post Office 29) Scotia Centre (building sold to the Government in 2018) 30) FirstCaribbean House

Cavamont Group of Companies; CIBC FirstCaribbean Bank; East West Trust Co; Solomon Harris Attorneys; Zedra Trust Company Ltd.

31)

Elizabethan Square

Aerial Map of George Town:

South

56 51

58 46

32) Monetary Authority

Cayman Islands Monetary Authority; Cayman Islands Stock Exchange.

33) Anderson Square

Five Continents Financial & Partners Ltd; FLOW; HLX Mgmt Ltd; Multi-Agency Safeguarding Hub (M.A.S.H.); Office of the Auditor General; Office of the Ombudsman; OneTRADEx Ltd; Subway.

34) Cricket Square – Willow House

Campbells & Campbells Corporate Services ; Conyers Dill & Pearman; Cary Olsen; Artex; McCormick Global Ingredients Ltd; Higgs & Johnson Counsel and AttorneysAt- Law; H&J Corporate Services; BDO; HedgeServ; Collas Crill.

35) Brasserie Building

Energy; Orchid Development; The Brasserie and The Brasserie Marketplace.

36) Cricket Square – Century Yard

Brasserie Conference Facilities; Caring Hands Cayman; Circumference FS; EisnerAmper Cayman; High Impact Media; KPMG.

37) Cricket Square – The Pavilion

BB&P Advertising; NCB (Cayman) Limited; Overseas Asset Mgmt (Cayman) Ltd.

38) Cricket Square – Boundary Hall

Conyers Corporate Services; Conyers Dill & Pearman; Deutsche Bank; Maples FS; Paget Brown Attorneys-atLaw; Paget-Brown Trust Co.

39) MUFG Alternative Fund Services (Cayman) Ltd. 40) Cayman National Bank 41)

Robert Towell Architecture; Swatch; Time-zone; Tips n Toes; Tortuga; Tous; Vy’s Closet.

50) Hard Rock Café

Diamonds International.

51)

Walker House

Intertrust; Walkers Attorneys-at-Law.

42) Cayman Island’s Government Administration Building 43) George Town Police Station

45) Immigration Department & Passport Office

Bodden Holdings Ltd; Bodden Shipping Agency Ltd; Caribbean Marine Service Ltd; Deloitte; DRC (Cayman Islands) Ltd; Hampson and Company Attorneys; Republic Bank (Cayman) Ltd.

52) George Town Hospital 53) Aqua World Duty Free Mall

Bar Cudo; Guy Harvey’s Restaurant; Government Needs Awareness Unit (NAU); Harley Davidson of Cayman Islands; Stogies Cigar Bar.

44) Royal Bank House

BNP Paribas Private Bank & Trust; RBC Royal Bank (Cayman) Ltd; RBC Wealth Management.

Citrus Grove

54) Cayman Craft Market 55) Harbour Place

Andreas Ugland & Sons Ltd; AOU Property Services; Blue Dragon Tattoos; Borrelli Walsh; Cainvest Bank & Trust Ltd; Cayman First Insurance Company Ltd; Harneys; International Corporation Services Ltd; Island Style Boutique; Queensgate Trust Co; Sagicor Life and Insurance Managers; South West Collective Cafe and Bar; Summit Trust (Cayman) Ltd; Tetra Laval Finance Ltd; Travers Thorp Alberga Attorneys.

46) Cayman National Museum 47) Cayman Corporate Centre

Cayman Islands Red Cross; Harmonic Fund Services; Northview Services Ltd; Patriot Captive Mgmt (Cayman) Ltd; Sterling Security Solutions Ltd; Stone Island Ltd; UBS Trustees; Logic; Walkers.

48) Cayman Prep Primary School

56) CTMH Doctors Hospital

49) Bayshore Mall

57) Queensgate House

Cayman Creperie; De Medicine Man; Etienne Blake Attorneys; Fountainhead; Kirk Freeport Clearance Centre; Kirk Freeport; La Parfumerie; Lalique Boutique; Lift Hair; Lladró Boutique; Loliday; Lucky Slice; Luxury Cayman Villas; Mojo; Onyx Strategies;

Foreshore Corporate Services; Maples; Ritch & Connolly; USA Risk Group CI.

58) Ugland House

Maples and Calder.

www. c a y m a n r e s i d e n t . c o m

AERIAL GEORGE TOWN MA P

Cayman Conference Center; Cayman Learning Centre; Cayman Travel Services; Chris Johnson Associ-ates Ltd; CI Monetary Authority (Training); CI Stock Exchange; Conglomerate Agency; Employee Assis-tance Programme; Facey-Clarke & Associates; Fast Loans; Himalaya Global Holdings Ltd; Himalaya Herbal Store; Lions Club of Tropical Gardens; Montpelier Properties; Rainbow Photo; RCIP Financial Crimes Unit; RCIP Headquarters; The Thai Restaurant; Valora Ltd.

about Cayman

Photos courtesy of the Cayman Islands National Archive Photographic Collection.

Cayman’s outlook, a history of the Cayman Islands, customs, traditions, festivals, legal and political systems, geology, flora and fauna, climate, banking hours and dress code.

A b o u t C ay m a n

Cayman’s Outlook

History & Politics - Early Cayman History - Piracy - Slavery - The Legal & Political Systems - Relationship with the UK - National Statistics & Fact Sheet

19 19 20 20 21 21 22

Geography - Geology, Caymanite, Flora & Fauna - Mosquitoes

21 21 22

Customs & Traditions - Traditional Cayman Home, Backing Sand - Catboat Regattas - Traditional Industry, Thatch Weaving - Turtles & Turtling

23 23 23 23 24

Traditional Events & Holidays

Formalities - Attire & Dress Standards - Time, Business Hours, Climate

25 25 25

CAYMANRESIDENT 2019

Cayman’s outlook

2018 has seen rapid growth across multiple sectors. Most palpable is the explosion of development across the Island. The number of planning approvals granted has soared, with a reported 1,156 developments being given the green light. The Seven Mile Beach corridor, in particular, is thriving: The Grove, a 3½ acre retail and commercial space has broken ground, while a proposed 10-storey condo and commercial development has claimed one of the last beachfront parcels in the area. Tourism also continues to grow. Air arrivals jumped to 418,400 and cruise ship arrivals were 1,728,400 in 2017. The airport expansion is nearing completion and the new 200,000 sq ft facility will handle up to 2.5 million air passengers annually. Cayman Airways has added two new aircraft to its fleet that have enabled it to add Denver, Colorado to its list of gateways. The proposed port extension and cruise berthing facility in George Town, which is currently in the procurement process, remains controversial. Members of the community continue to voice concerns over the impact such a project would have on the marine and local environment, the cost and the benefits to the local economy. Yet the Government are very aware that hundreds in the local community rely on cruise ship business for their livelihoods. The future of the George Town landfill site has finally been determined. A Dart-led consortium of companies will take over waste management in the Cayman Islands for the next 25

Caymanians ageing out of the work-force and inadequate pension savings. The issue is a growing cause for concern. Also concerning is the vast amount of development and the impact it will have on the fragile environment of Grand Cayman. Local environmental groups have been calling for a long-term development plan that highlights sustainable developmental practices. In other green news, many restaurants and bars have pledged to decrease or eliminate single-use plastics. Growing numbers of invasive green iguanas continue to devastate local flora. Following a period of trial culls, the Department of Environment is now working to set up an official iguana cull. An estimated 1.4 million iguanas will have to be culled in the next year to keep numbers in check. HISTORY & POLITICS

Early Cayman History - 1503 to 1670 Christopher Columbus is credited with discovering the Cayman Islands. The explorer was on his fourth voyage of discovery when his ships, “Santiago de Palos” and “La Capitana,” sailed past Cayman Brac and Little Cayman. The date was the 10th of May 1503, and his son Ferdinand noted in his journal, “We were in sight of two small, low islands, filled with tortoises, as was the sea all about.” Columbus named the islands ‘Las Tortugas’ after the large number of sea turtles he saw. Columbus and his men didn’t stop. Worm-eaten and leaking badly, their ships laboured on until they had to be beached and eventually abandoned in St. Ann’s Bay, Jamaica. Historians question whether Columbus was really the first person or even European to set eyes on the Cayman Islands; a full year prior to Columbus’ journey, the three islands appeared on the 1502 Cantino map. Moreover, Queen Isabella of Spain authorised four other voyages to the New World in 1499. Aside from these facts, even if Columbus was the first European explorer to set foot in Cayman, at the time of his visit, there were as many as a million Carib, Taíno and Arawak Indians living in the adjacent coastal areas in the region.

Archival research suggests that Cayman is a word of Carib-Indian origin (meaning crocodile). The Caribs and Taíno were proficient mariners, known to make ocean journeys in canoes up to 80ft in length. In Jamaica, thousands of Taíno Indians were living just upwind and up current from Cayman, so it is probable that the Taíno were among Cayman’s first visitors. In 1586, Sir Frances Drake and a fleet of 23 ships stopped in Grand Cayman for two days and recorded that the island was not inhabited, but that there were numerous crocodiles, alligators, iguanas and turtles. In 1655, Admiral William Penn and General Robert Venables were sent from Britain by Oliver Cromwell to take Hispaniola island from the Spanish. The so-called “Western Design” failed, as the English did not capture the Spanish stronghold; however, they did manage to seize Jamaica. Shortly afterwards, Cayman became a possession of Great Britain, following the signing of the Treaty of Madrid in 1670. 1700 to 1900 In the 1700s, permanent settlement of Grand Cayman began with a few families, most notably the Boddens. Between 1734 and 1742, five land grants in Grand Cayman were made by the Governor of Jamaica. At this time, mahogany and logwood were exported to Jamaica. In 1780, William Eden, a mariner and early English settler, established a cotton and mahogany plantation in Savannah’s Pedro bluff, building St. James (now known as Pedro St. James Castle), a remarkable building for that period and the only house on Grand Cayman to survive the devastating hurricane of 1784. In 1794 the ‘Wreck of the Ten Sail’ occurred and Cayman’s most popular legend (of how Cayman became tax-free) was born. In 1798, the Governor of Jamaica appointed the first magistrate in Cayman. The 1800s saw the first census (1802) and on the 5th of December 1831, Pedro St. James was the site of a historic meeting of residents who came together to resolve

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years. The implementation of a new and comprehensive ‘Integrated Solid Waste Management System’ (ISWMS) was announced in late 2017. Construction for the first stage of the proposed strategy is expected to begin in the first quarter of 2019. The current landfill site will eventually be capped and grassed over, providing recreational green space on the Island’s highest point. Health City Cayman has announced the addition of a multimillion-dollar cancer treatment centre, the first of its kind in the Caribbean, to be completed by December 2019. After the passing of the long-awaited law in August 2018, organ donation is finally legal in the Cayman Islands. Infrastructure is being improved in the face of this increased development: the National Roads Authority have undertaken major roadwork projects including the Elgin Avenue extension and the Linford Pierson Highway expansion. The completion of the latter will help reduce commuter time for those living east of George Town, where traffic congestion is a huge issue. All this development has had a positive impact on the economy, as the region proves increasingly attractive to foreign investors. GDP has grown to CI$49,227 per capita. And in the first quarter of 2018, the public purse was enjoying a healthy surplus. The establishment of a new Ministry of International Trade and Investment was announced by Alden McLaughlin. Unemployment rates are down to 3.4% – the lowest level recorded since 2007 – and the number of workers employed by the Government, its authorities, and companies, has increased by over 4%. However, this is tempered by inflation, which rose to 3.2% in the first quarter of 2018, mainly due to the rising cost of fuel and electricity. In response to the rising cost of living Government has announced a 5% pay rise for civil servants. Despite economic growth, poverty also appears to be increasing in some sectors and the number of applications made to the Needs Assessment Unit grows annually. Reasons for this include the percentage of

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which representatives should be appointed for the five different districts. The meeting allowed for local laws to be formed for better government. Cayman’s first elections took place five days later, and on the 31st of December, the first Legislative Assembly met in George Town. The population at that time was approximately 2,000. Between 1830 and 1840, the first missionaries from the Anglican and Wesleyan churches arrived and the first schools were established (the Mico Charity and the Wesleyan school). In 1835, Governor Sligo of Jamaica landed in Cayman to declare all slaves free, in accordance with the Emancipation Act of 1833. In 1846, the Presbyterian Church was established by the Rev. James Elmslie. In 1898, Frederick Sanguinetti, a British national, was appointed by the Governor of Jamaica as the first Commissioner of the Cayman Islands. 1900 to 1970s In 1920, a major Education act paved the way for the establishment of government schools in all districts. In 1937, the first cruise ship, the ‘Atlantis’, visited Cayman and the beginnings of tourism commenced with the publication of the first tourist booklet. However, tourism did not really take off until the 1950s when a number of hotels opened. Then in 1953 Grand Cayman’s first airfield was built which replaced the seaplane service that had operated in the North Sound since the 1940s. 1953 was significant for two other reasons, including the opening of the first commercial bank (Barclays) and the first hospital (George Town Public Hospital). In 1959, Cayman received its first written constitution, which granted women the right to vote, and in the same year Cayman ceased to be a dependency of Jamaica. In 1962, following Jamaica’s independence from England, Cayman chose to remain as a Crown Colony. In 1965, the Mosquito Research Control Unit began operating and also in that year, the Chamber of Commerce was established, the Caymanian Weekly newspaper (later the Caymanian Compass) began publishing and the Rotary 20

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Club of Grand Cayman was chartered. In 1966, landmark legislation was introduced to encourage the banking industry. In 1968, Cayman Airways started flying, and in 1970, the population reached 10,249 with a total of 403 visitors arriving that year. In 1972, a new constitution was introduced under which Cayman would be governed by a Legislative Assembly, Executive Council and a Governor. In this same year, Cayman introduced its own currency. In 1973, the Bahamas became independent, and Cayman’s banking industry took off. Piracy By 1660, the English had established themselves in Jamaica and began treating the Cayman Islands as natural appendages of that larger territory. However, apart from small settlements on Grand Cayman and Little Cayman, most of the three islands were left untouched. This was ideal for pirates, since Cayman also lay astride the route of treasure galleons returning to Spain, laden with gold and silver from the New World. The promise of capturing Spanish treasure ships on their way home from the Caribbean soon attracted the attention of a motley crowd of buccaneers, pirates and freebooters. The ‘Golden Age’ of piracy spanned from the 1650s to the 1730s and Cayman’s most notorious pirate was Edward Teach, otherwise known as Blackbeard, who frequented the area from 1713 until his death on the 22nd of November 1718. Despite the celebration of Pirates Week (Cayman’s National Festival) at the beginning of November, the piratical part of Cayman history is downplayed in favour of district heritage days. However, some of the biggest names in buccaneering circles, including Lowther, Lowe, Morgan and Blackbeard, prowled the coasts of the Cayman Islands. According to Neville Williams’ book, ‘A History of the Cayman Islands’, the abundance of fresh water, turtle meat and wood, made Cayman an ideal landing spot. Furthermore, the Islands offered pirate captains the possibility of finding crews to man captured vessels and

a quiet location away from the authorities where pirates could hide their loot and careen and repair their vessels. This pirate’s haven, however, only lasted for about 110 years; by the 1730s, the scourge of the buccaneers had been largely tamed, if not discouraged, by the growing population. Slavery The first Cayman land grants by the English Crown were made in 1734 and it is likely that these first settlers brought slaves. The holdings were granted to Campbell, Middleton, Bodden, Spofforth, Foster and Crymble. In 1773, the cartographer George Gauld drew the first map of Grand Cayman for the Royal Navy. He made a note in the margin, marking the population at 400 – half free and half slaves. By 1802, when Edward Corbett did his census, the population of Grand Cayman had grown to 933, of which 545 were slaves. Interestingly, only two of the original founding families (Foster and Bodden) still remain. It is possible some of these families returned to Jamaica with their slaves, having found Cayman unsuitable for planting on a large scale. According to Bertie Ebanks’ book ‘Cayman Emerges’, there were no more than 985 slaves out of a total population of 2,000, when slavery was officially abolished in 1833, resulting in a ratio of about one slave to one non-slave. This makes Cayman very unusual compared to other Caribbean islands, particularly Jamaica, where the ratio was 10 slaves to 1 free man at the time of emancipation. In exchange for their freedom, the claims of all the 116 Caymanian slave-owners totalled 447,765 Pounds Sterling. To this day, Cayman has very good race relations and according to the author Gary Lee Roper, quoting from his book ‘Antebellum Slavery’, “Grand Cayman differs greatly from its neighbour Jamaica, in that there were no large plantations on the three small Cayman Islands, slaves were limited to the trades and domestic arts.” This is part of what differentiates the Cayman Islands from other slave-owning nations in this time period. Although slavery existed

in Cayman for about a century, it was not ultimately able to prosper because the main sources of industry on the Island were not in areas that were conducive to slave trade, such as farming and agriculture.

The Political System & 2017 Election The Cayman Islands is a parliamentary democracy with judicial, executive and legislative branches and holds its general elections every four years. Cayman has two political parties, the People’s Progressive Movement party (PPM), led by Alden McLaughlin and the Cayman Democratic Party (CDP), led by McKeeva Bush. On 24 May 2017, Cayman held a landmark election—the first with single member constituencies following a pivotal change to the country’s electoral system in 2016. In this “One Man, One Vote” electoral system, voting districts were increased to 19, with each district now only represented by one Member of the Legislative Assembly (MLA). Given the dramatic increase in the number of candidates vying for a political

Relationship with the UK The Cayman Islands have been connected to Great Britain since the signing of the Treaty of Madrid in 1670. From that time until 1962, Cayman was linked to Jamaica as a dependency. In 1962, Jamaica chose to become independent, but the Cayman Islands decided to remain a British colony. In 2002, the Foreign and Commonwealth Office discontinued the use of the term “Dependent Territory” and the Islands are now called an “Overseas Territory”. The Foreign and Commonwealth Office appoints a Governor, whose responsibilities cover a number of areas including: National Security, Foreign Affairs, Police,

Immigration, Passport Office, Postal Services and other portfolios, such as Broadcasting, District Administration and Civil Service. Currently, there is very little desire amongst Caymanians for the Islands to become independent. GEOGRAPHY

Geology The Cayman Islands are the tops of seamount pinnacles reaching up from the Cayman Trench — one of the deepest sections of ocean in the world. The Cayman Ridge stretches from the Sierra Maestra mountain range in Cuba to the Gulf of Honduras. This ridge forms the northern margin of the Cayman Trench, which is 100 miles wide and reaches depths of around 25,000 feet. The Islands’ position near the Oriente Transform Fault and the Mid-Cayman Rise, means that the three Islands are separate uplifted fault blocks that were pushed up by friction between the North American and the Caribbean tectonic plates. According to the research of geologist Brian Jones, each Island appears to have a granodiorite foundation, which is succeeded by a cap of basalt and an uppermost layer composed of carbonates. These carbonates were created by living organisms such as corals, algae and shells, and were laid down during sea level changes over the past 30 million years. Caymanite Hidden away, under the jagged crust of Grand Cayman’s East End and the craggy cliffs of the Bluff in Cayman Brac, lie beautiful and mysterious mineral deposits. These rock strata, called Caymanite, are found only in the Cayman Islands and are well disguised by the surrounding limestone. Caymanite has layers of colours in earth tones, created by the different metallic contents of each strata. Its hardness challenges any who work on it, but when cut and polished, the stone has radiant hues and can be transformed into unique jewellery and carvings. There is a permanent Caymanite display at the Cayman Islands National Museum and pieces can be purchased at various places

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The Legal System The Cayman Islands legal system is based on English common law, with the addition of local statutes which have, in many respects, changed and modernised the common law. The Islands have a good legal and judicial system and are constantly being upgraded to enhance their safety and reputation as a leading financial centre. The courts system is a simple one, with practice and procedure based on English law. Minor criminal and civil cases are tried by a Stipendiary Magistrate sitting in the Summary Court. All serious crimes and most civil cases are tried by the Grand Court, presided over by the Chief Justice and Grand Court Judges permanently residing in the Islands. Appeals lie from the Grand Court to the Cayman Islands Court of Appeal, which sits in Grand Cayman and, from there, to the Judicial Committee of the Privy Council in England. New residents, especially those from the US, may be surprised to find that barristers in court wear wigs and gowns.

seat, this historic election was a contentious one. Since the establishment of political parties in the Cayman Islands, a record number of candidates entered the race as independents and a total of nine were elected. Three former cabinet members: former (and now current) premier Alden McLaughlin, Moses Kirkconnell and Tara Rivers were re-elected. After the much talked about “horse-trading”— what locals call the period of time following an election where ministry assignments are decided— the PPM secured control of cabinet. Alden McLaughlin now holds responsibility for human resources, immigration and community affairs. Tara Rivers, the former education and labour minister has presides over the financial services and home affairs portfolios. Moses Kirkconnell is once again deputy premier with responsibility for district administration, tourism and transport. Former speaker, Julianna O’Connor-Connolly, now has responsibility for education, youth, sports, agriculture and lands. Joey Hew oversees commerce, planning and infrastructure, Roy McTaggart has public finance and economic development under his purview and Dwayne Seymour is responsible for health, the environment, culture and housing. Former opposition leader McKeeva Bush is the speaker of the house. Independent, North Side MLA Ezzard Miller is the new leader of the opposition.

in Cayman including the Museum, Artifacts, Pure Art Gallery and other jewellery shops.

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Fact Sheet

Flora & Fauna Cayman is world-renowned for its marine life, but there is much to see on land as well. Over 650 different species of plants have been recorded and the forests are far more diverse than those found in more temperate northerly latitudes. Two of the best places to see the flora and fauna of Grand Cayman are the Botanic Park, where you’ll spot lots of the endangered Blue Iguana, and the Mastic Trail. Cayman Brac and Little Cayman are also particularly popular with bird watchers. Little Cayman has a major breeding ground for a species of cormorant called the Red-Footed Booby. Cayman also has a colourful native green parrot that can be heard chattering in almond trees on all three islands, especially at sunset. Frogs, lizards and green iguanas are common around houses, especially those backing onto the bush and bats can be seen at night. Large, edible land crabs crawl across roads after heavy rains. The agouti (known locally as rabbit) is shy and rarely seen. Fresh water ponds attract migrating birds and are filled with hicatees (a species of aquatic tortoise) and tiny minnows. About half of Cayman is covered in wetland, so there are large areas of mangrove wilderness, an essential breeding ground for fish and birds. Their protection is a major project of the National Trust for the Cayman Islands.

Composition: Grand Cayman, Cayman Brac and Little Cayman

Mosquitoes Before the Mosquito Research and Control Unit (MRCU) was established in 1965, mosquito numbers were legendary. Reports were made of livestock being suffocated during the night and people did not venture outdoors without a smoke-pot to drive off the mosquitoes. Then, Dr. Marco Giglioli came to Cayman and manipulated water levels of the wetland areas to control the pests by physical means. Giglioli promoted the use of a species of fish in the swamps that are particularly voracious predators of mosquito larvae. The methods introduced by Giglioli, including aerial spraying, have controlled the mosquitoes successfully but resistance to insecticide is a growing concern, so MRCU has had to take additional measures. The Aedes aegypti mosquito, a nonnative species in the Cayman Islands, is the predominant carrier of viruses, including dengue, chikungunya and Zika. In July of 2016, genetically modified male Aedes aegypti mosquitoes, that were altered by biotech company Oxitec to include a ‘self limiting gene’, were released in West Bay. Oxitec’s method is environmentally safe, species-specific and has no side-effects. Once set free and they mate with females in the wild, their offspring dies before reaching maturity, thus crashing the Aedes aegypti population. In 2017, researchers’ findings indicated that the project had been successful, and a 62% suppression rate of the Aeges aegypti population was observed in the release area, compared to that of the control area. In August 2018, it was

Other Statistics (2017):

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Location: Grand Cayman – Western Caribbean, about 150 miles south of Cuba, 480 miles southwest of Miami, 180 miles northwest of Jamaica Cayman Brac – 89 miles northeast of Grand Cayman Little Cayman – 5 miles west of Cayman Brac

Capital: George Town, in southwest Grand Cayman Size: 102 sq miles/164 sq km (total area of all three islands) Grand Cayman – area: 76 sq miles; length: 22 miles; average width: 4 miles; highest point: about 60ft above sea level Cayman Brac – area: 15 sq miles; length: 12 miles; average width: 1.5 miles; highest point: The Bluff – 140ft above sea level Little Cayman – area: 11 sq miles; length: 10 miles; average width: just over 1 mile; highest point: 40ft above sea level

Population: 64,420 of which 36,154 are Caymanians (2018) National Income (2017): GDP per capita: CI$49,227/US$59,087 Real GDP: CI$2,786.8 million Total Government Revenue: CI$753.2 million Total Government Expenditure: CI$645.4 million Core Government Debt: CI$449.1 million Life Expectancy: 82.3 years Infant Mortality rate (per 1,000 live births): 4.2 Unemployment Rate: 3.4% (2018) Total Work Permits: 25,305 Total Labour Force: 44, 213 (2018) Total # Central Government Employees: 3,634 Average Inflation Rate: 3.2% Total Imports: CI$876 million Bank & Trust Licences: 268 Captive Insurance Licences: 696 Total Mutual Funds: 10,559 Total Company Registrations: 98,438 (July 2017) Doctors per 1,000 population: 3.7 Visitor Air Arrivals: 418,400 passengers Cruise Ship Arrivals: 1,728,400 passengers

Main Industries: Tourism, Financial Services and Construction

Political Status: Overseas Territory of the United Kingdom (i.e. British dependency)

Nationalities: Over 120 different nationalities are represented in Cayman, including Caymanian, Jamaican, Filipino, British, American, Canadian, and a mix of Latin American. Information obtained from The Economics and Statistics Office.

announced that the MCRU will begin developing a mosquito eradication plan, expected to begin rolling-out in 2019. CUSTOMS & TRADITIONS

The Traditional Cayman Home The oldest known style of Caymanian home is the ‘wattle and daub’ cottage, which dates back to the mid-18th century. Houses were usually rectangular, with foundation posts made from termite-resistant ironwood. Gaps between the ironwood or mahogany posts were filled with a basket weave of wattled sticks and then plastered on either

Backing Sand Family outings to the beach on weekends are a major part of Caymanian culture, but sand plays another very important role in Cayman at Christmas time. Unlike many parents around the world, Caymanians have always been able to guarantee their children a white Christmas. The tradition of ‘backing sand’ has stood the test of time. Often, beginning as early as October, Caymanians could be seen by the light of the moon carrying ‘ground baskets’, woven from leaves of the magnificent thatch palm trees that tower loftily over the islands, brimming with powder-white sand from the beaches. The sand would be deposited in the front yard and on Christmas Eve, raked into intricate patterns and decorated with shiny new conch shell pathways. Catboat Regattas Cayman’s proud maritime history has served to provide many lasting traditions.

Public Holidays 2019

Tuesday, 1st January New Year’s Holiday Monday, 28th January National Heroes’ Day Wednesday, 6th March Ash Wednesday

Friday, 19th April Good Friday

Monday, 22nd April Easter Monday

Monday, 20th May Discovery Day (3rd Monday in May)

Monday, 10th June Queen’s Birthday

Monday, 1st July Constitution Day (1st Monday in July) Monday, 11th November Remembrance Day

Wednesday, 25th December Christmas Day

Thursday, 26th December Boxing Day

The Catboat, a simple sailing boat once used for fishing and turtling in and around Cayman waters, is enjoying a revival thanks to the efforts of the Cayman Islands Catboat Club. Regular regattas are held in Grand Cayman and the sight of these humble, yet skillfully crafted vessels tacking their way around George Town’s bustling harbour, vying for space amid cruise ships, dive boats and tenders, is a truly remarkable snapshot of the juxtaposition of past and present in Cayman. Traditional Industry Through the ages, the principal economic mainstay of the Cayman Islands has been the hunting of sea turtles. However, there have been other industries, including schooner building, sponge harvesting, gathering of seabird eggs, wrecking, guano collecting, catching sharks for the leather industry, felling and removal of hardwoods such as mahogany and cedar, barking of red mangrove trees and cutting of logwood for their use in dyes. Coconuts were exported, cotton was gathered, ropes were made from thatch and, from the late 19th century until the 1960s, Caymanians worked as merchant seamen on commercial ships. Thatch Weaving & Rope Making Another noteworthy tradition is thatch weaving. ‘Laying rope’ was once one of the few means of making a living for Caymanian women and children while the men were away at sea. This valuable custom has been passed down from generation to generation. Certain districts were known to produce the best ‘tops’ for cutting and people would often walk for miles to collect bundles of thatch, which would later be stripped, dried and twisted into fine fathoms of rope. This would then be traded overseas or exchanged for goods such as cloth, sugar or kerosene. Folk Singing In 2009, the Cayman National Cultural Foundation formed the Cayman Islands Folk Singers, a company dedicated primarily to preserving, celebrating and

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Once known as the “islands that time forgot,” the Cayman Islands have been catapulted into the 21st century at, some say, an alarming rate. Yet over the last decade there has been a determined effort to uphold a balance between preserving the essence and simplicity of the past, while still moving resolutely into the future. Many Caymanian customs and traditions are linked inextricably to religious holidays. Whether camping by the sea at Easter or hunting for land crabs during the rainy season, these events are social in nature and family-oriented. Visit East End on any given Sunday and you will see families and friends, recently returned from church, ‘shooting the breeze’ on their front porches or enjoying a noisy game of dominoes under the shade of a breadfruit tree. Being up to date on the latest ‘Marl Road’ (gossip) is as important as drawing breath in the Cayman Islands!

side with lime daub made from burnt coral. The earliest roofs were thatched using palm tree fronds, but in more recent times, wood, shingle or corrugated zinc have been used. Windows were simple openings with wood board shutters, while smoke-pots helped keep out mosquitoes. Normally, these one-storey dwellings would feature a steeply pitched roof. This would keep the houses cooler as hot air rises. The typical sandy yard would have been shaded with seagrape and popnut trees and there would be a separate ‘caboose’ for cooking.

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propagating the musical traditions of the Cayman Islands. The company exists to bring the people of the Cayman Islands folk music works of the high artistic and technical standards and production values, and works reflective of the Caymanian image and appreciative of our place in the Caribbean region and the wider world. Since its inception, the group has been showcasing Cayman’s rich musical heritage through song. The Folk Singers have an impressive repertoire of Caymanian composition, as well as beloved songs from around the region. For more information email: cncf@artscayman.org.

to camp are beaches along the Queen’s Highway, Rum Point, Cayman Kai and Seven Mile Beach. Camping in Cayman is legal, but there are strict guidelines. These include removing all garbage, disposing properly of human waste, not camping on land which has a ‘Do Not Trespass’ sign on it and being very careful lighting and burying bonfires. Technically, permission must be sought from the Dept. of Environmental Health (Tel: (345) 949 6696) and the Fire Dept. (Tel: (345) 949 2276) to light a bonfire. To rent a public beach cabana call the Recreation, Parks & Cemeteries Unit (Tel: (345) 946 8250).

Turtles & Turtling When the first Europeans came to Cayman, they found one of the largest turtle nesting grounds on earth. For nearly 200 years, ships of all nations (particularly French, Dutch and English) came to these shores to ‘turn’ green and loggerhead turtles and dry their flesh, an easily obtainable source of protein for ship or plantation stores. Early on, Cayman became the centre of the Caribbean turtle industry. By 1800, the turtle population had dwindled and the local turtling fleet turned their attention to the south coast of Cuba and the coastline of Central America. Until the early 1960s, Cayman ships still supplied the largest share of turtles entering foreign markets from the Caribbean. These were mostly caught on the Mosquito Coast of Nicaragua. The Cayman Islands officially banned turtle hunting in 1988; however, in honour of Cayman’s turtling heritage, certain individuals are permitted to hunt turtles under license in accordance with the Marine Conservation Law. While typically some of these individuals apply to renew their licences annually, in the past few years, no turtles have been taken under a licence. The Cayman Turtle Centre is a major tourist attraction. It is home to hundreds of turtles and supplied the he local market with turtle meat.

Traditional events & holidays

Camping Camping by the sea at Easter is a longheld Caymanian tradition. Popular spots 24

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The Agricultural Show Early Caymanians supplemented the sea’s bounty by subsistence farming or backyard farming. While subsistence and organic farming in particular, have experienced a resurgence, the Department of Agriculture, in conjunction with the Agricultural Society, have been running the Agriculture Show for over 50 years. The show is a widely anticipated family event every year and provides farmers with an opportunity to sell their home-grown produce and display their livestock. In addition to the wide selection of local produce, authentic dishes and handmade crafts are available for sale; children can participate in the many kidfriendly activities such as games, pageants, horseback riding and the petting zoo. Now in its 52nd year, the Agricultural Show is a testament to the love the people of these Islands have for the land. Held every Ash Wednesday, a public holiday, it is not to be missed! Go early to avoid the traffic. Easter Easter is a very festive time in Cayman: Caymanians celebrate the occasion by camping on beaches, many attend church services and there are Easter brunches at numerous hotels and restaurants—some will even offer Easter Egg Hunts too. Rum Point is also a popular meeting point for groups with boats, and some families rent condos in Cayman Kai and

enjoy the beach for the weekend. Batabano Cayman Carnival Batabano is usually held the week after Easter every year, and will be held 4th May 2019. It is a major highlight on the Island’s entertainment calendar. It is said the word batabano refers to the tracks left in the sand by sea turtles as they crawl onto the beach to nest. Batabano is a multi-day event that includes a Carnival Ball, soca song competition, street parade, street dance, a beach fête and pulsating Soca music, dancing and pageantry. It celebrates the Caribbean’s diverse African and religious roots, as well as reflecting the Island’s rich heritage. Thousands of Cayman’s locals and visitors flock to the streets. It should not be missed! For more information visit the Batabano website at www.caymancarnival.com. Rundown This popular local show is named after a spicy Caymanian dish that combines lots of different ingredients. It is a gentle satirical look at Caymanian life, politics and its people. For more information call (345) 949 5477 or visit www.artscayman.org. Halloween Halloween is a very popular event in the Cayman Islands. The festivities start just as the sun goes down and are wrapped up by about 9pm. Very popular areas to trick-or-treat are Webster’s Estates and Snug Harbour, but people also trick-ortreat in their neighbourhoods. Camana National Symbols National Bird: Grand Cayman Parrot National Flower: Wild Banana Orchid National Tree: Silver Thatch Palm National Song: Beloved Isle Cayman National Motto: “He hath founded it upon the seas”

Bay also hosts a family-friendly Halloween Moonlight & Movies on October 31st! Pirates Week Cayman’s National Festival Pirates Week 2019, will run from 25th - 26th October in Cayman Brac, 31st October to 9th November in Grand Cayman and 9th – 10th November in Little Cayman. For over 40 years it has become the country’s largest celebration, drawing some 35,000 patrons. It currently encompasses several events, which in the past have included street dances, district heritage days, a mock pirate invasion and float parade, a song contest, two running races, a sea swim, a Pirate Pooch Parade, a steel pan competition, a children’s fun day, a teen dance and underwater treasure hunt for divers. Contact the National Festival office on (345) 949 5859 or visit www. piratesweekfestival.com.

Typical business opening hours are Monday to Friday 8.30am-5pm, Saturday 9am-1pm. Usually only retail outlets are open on Saturdays. Most banks are open Monday-Thursday from 9am-4pm and Friday from 9am-4.30pm, but some bank branches are also open on Saturdays between 9am-1pm.

Date System The Cayman Islands use the English date system: day/month/year. However, because of the influence of the US, some people write the date as month/day/year. It can be confusing so make sure to check!

Greeting Customs & Caymankind Say “Good morning” or “Good evening” on first meeting someone in Cayman. If you are talking to a Caymanian, then use the first name but preface it with a ‘Miss’ or a ‘Mr’. ‘Mrs’ is rarely used. If you do not know their name, and they are older than you, then “Sir” or “Ma’am” is appropriate. “CayMAN” (never the Caymans) is a welcoming place and ‘Caymankindness’ is embodied by many, so be sure to engage with people you meet. Caymankindness is about being kind and courteous.

Daylight Savings Time & Greenwich Mean Time (GMT) Daylight Savings Time is not observed in the Cayman Islands. Cayman is on Eastern Standard Time. Also when the United Kingdom is on British Summer Time (BST), the time difference between the UK and Cayman is six hours.

Climate The most pleasant weather in the Cayman Islands is during the winter, from midNovember to April as there is little rain, brilliant sunshine and a constant cool sea breeze. These months also coincide with peak tourist season. May to November is the rainy season, but unless there is a tropical depression or a severe storm over the Cayman Islands, the rain is normally only heavy for a few hours.

Sunday Closings By law, most businesses in the Cayman Islands close on Sundays. Places that do remain open in Grand Cayman include some pharmacies, gas stations, restaurants, hotels and hotel bars, Camana Bay’s cinema and the Mountain Dew Black Pearl Skate Park in Grand Harbour. Business & Banking Hours

Cayman’s Climate at-a-glance (2017 figures) Average day-time temperature

Estimated average daytime hours

Average inches of rainfall

Average humidity (%)

26.2 °C /79.2 °F

11.25

0.90

February

26.7°C /80.0 °F

11.5

1.03

March

26.6 °C /79.9 °F

1.0

January

April

27.6°C /81.6 °F

12.5

5.72

May

28.8 °C /83.8 °F

13.16

1.37

FORMALITIES

June

29.3 °C /84.8 °F

13.25

6.28

Attire & Dress Standards Business attire is usually conservative for men. Jackets are rarely worn, even in board meetings, but are compulsory for lawyers attending court proceedings. For women: a smart skirt, dress or slacks with a blouse

July

30.1 °C /86.1 °F

13.16

3.45

August

30.3 °C /86.5 °F

12.25

4.46

September

29.7 °C /85.4 °F

12.25

8.9

October

28.6 °C /83.4 °F

11.5

15.4

November

27.6 °C /81.6 °F

11.25

7.4

December

27.6 °C /80.6 °F

3.0

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A b o u t C ay m a n

Christmas Christmas in Cayman is magical! There might not be snow, but we do put up real Christmas trees and fill our gardens with twinkling lights as the rounds of parties and good cheer begin. Traditions include visiting Capt. Theo Bodden’s magnificent garden, opposite Sunset House, which from early-December becomes a theatrical display of lights. The festive season ticks off with the Christmas breeze which starts to blow in November. Camana Bay’s annual tree lighting on the 17th November is a great family outing. The Parade of Lights takes place at the beginning of December. The Rotary’s annual carol singing concert in early December is highly anticipated every year. Enjoy shopping at the local craft markets and keep a look out for an appearance from Father Christmas!

is appropriate. For social occasions, residents love to dress up and casual attire can be smart. Women dress in the same way they would in America and Europe. Away from the workplace, the dress is casual - shopping and running errands are done in shorts, T-shirts and sundresses.

cayman

a global financial centre

Photos courtesy of Deep Blue Images and Monika Wojtkiewicz.

An overview of the banking, fund management, captive insurance and trust industries, structured finance, currency, the stock exchange and aircraft/ship registration.

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Beneficial Ownership

New & Planned Laws for 2019

Legislation to Meet Client Needs

UK’s Vote to Leave EU

Cayman’s Financial History

Jurisdiction of Choice 28 Banking 29 Taxation 30 Investment Funds

Insurance Legislation

Captive Insurance & Reinsurance 30 Trusts 31

Companies & Partnerships

Structured Finance

Collateralised Loan Obligations

Independent Directors

Cayman Islands Stock Exchange

Cayman Islands Insurance Association

Financial Technology

Currency

Aircraft/Ship Registration

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he Cayman Islands continues to maintain its dominant position as a premier global financial hub, efficiently connecting lawabiding users with providers of investment capital and financing around the world, benefitting both developed and developing countries. The country’s commitment to excellence and modern legislation are a few key parts to its performance, particularly in capital markets and investments. Cayman has also remained the leading jurisdiction for international hedge funds and represents almost half of all captives globally. It is the number one domicile for healthcare and group captives, and continues to excel globally in banking, capital markets, trusts and fiduciary services. As one of the top ten financial centres in the world, with over 40 of the top 50 banks holding licences in the country, it is not surprising that Cayman’s financial services industry was the recipient of one of the more prestigious international awards in 2017. The Banker magazine ranked the Cayman Islands The Top Specialised Financial Centre, for the ninth consecutive year. Industry awards such as these highlight the jurisdiction’s success in striking the right legislative and regulatory balance with the creation of innovative financial solutions for its global clients. Beneficial Ownership The Cayman Islands is a strong partner in combatting global financial crime. The jurisdiction has implemented the highest global standards for transparency and cross-border co-operation

New & Planned Laws for 2019 In 2017, the Cayman Islands Government (CIG) set out around 90 new legislative measures in its document ‘2018 and 2019 Plan and Estimates’. Proposals, some of which have already been implemented, include legislation and regulations to keep Cayman investment entities attractive to international investors, increasing their competitive edge and to attract inward investment in Cayman developments. There are also proposals designed to make Cayman a more attractive place to live – to protect the environment, reduce crime, provide better education, employment and training, improve healthcare and to keep its government stable and accountable. For Immigration, a new National Human Resource Department is proposed, which will process work permits, applications for Permanent Residency and Caymanian Status, and promote training and employment opportunities for Caymanians. New data systems are going to be implemented and are aimed at making the Immigration Department more efficient and improving border control.

Developers, investors and professionals will see changes to land registration legislation and reforms are proposed for stamp duty and strata titles. The CIG’s procurement structure, practices and policies will also be strengthened. A Professional Registration Law will bring regulation, and protection, to construction industry professionals in architecture, engineering and surveying from unfair overseas competition, which will also improve consumer protection. Regulations for surveyors will also be brought up-to -date. Proposed changes for the legal services sector include statutory regulation of conditional fee agreements in litigation and partially codifying the law of contempt. Supervisory powers are given to the Cayman Islands Institute of Professional Advisers over accountants and liquidators for Anti-Money Laundering and Counter Terrorist Financing processes and regulations establish administrative sanctions for breaches of the Auditors Oversight Authority’s rules. There is legislation to maintain Cayman’s position as the leading jurisdiction for hedge funds and other investment vehicles which includes making sure Cayman law reflects the latest enforcement, compliance and audit measures requirements of the Organisation for Economic Co-operation and Development’s Common Reporting Standard and Global Forum Peer Review Report. This includes the Country-byCountry Reporting Regulations (already released) which establish a framework for sharing information under the provisions of the Transfer Pricing Documentation and Country-by-Country Reporting. A new registration regime has also been introduced for Non-Profits. The CIG proposes improvements to the existing regimes and regulations for entities such as companies and trusts with updates to the Companies Law and Trusts Law to improve the regulatory regimes for investment services licencees. Licencees under the Securities Investment Business Law will be subject to supervisory powers of CIMA. CIMA also gets the enhanced power to

implement an administrative fines regime for its licencees. Whilst the CIG remains opposed to a register of beneficial ownership which is open to the public, the long established existing Cayman regime of registers open to law enforcement authorities is bolstered by legislation, including ultimate beneficial ownership register requirements under the Data Protection Regulations, 2018. Legislation to Meet Client Needs Cayman’s regulatory framework is continuously enhanced to ensure it meets the needs of licencees and their clients. In addition to legislative changes to allow the funds sector the scope to participate in the EU’s Alternative Investment Fund Managers Directive (AIFMD), Cayman has taken the lead in raising standards of corporate governance across the financial services sector, which is one of the main priorities for global market participants. In 2016, a new financial product, Cayman Islands Limited Liability Company (LLC), was introduced at the request of US clients. US clients have long demanded a vehicle more closely aligned with their onshore corporate framework, in particular the Delaware LLC, resulting in widespread applications and increased structuring options for investment funds. UK’s Vote to Leave EU (BREXIT) In June 2016, the UK held a referendum where voters indicated that the country should leave the European Union (EU). As a result, the UK government has committed to leave the EU by 29th March, 2019. Although the Cayman Islands is an overseas territory of the UK, it is not part of the EU. Industry believes there will be no immediate impact on the Cayman Islands as a result of the referendum outcome and is satisfied that its strong working relationship with the UK and business partners in the region will remain the same. Cayman’s financial services industry is strong, agile, and resilient and has weathered past global economic change. The industry will continue to monitor the political

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which are regularly reviewed and enhanced. In 2017, the Cayman Islands passed legislation to establish a centralised platform for beneficial ownership information. The Limited Liabilities Company (Amendment) Law requires limited liability companies incorporated in the Islands to establish and maintain beneficial ownership registers which may be searched by a competent local authority. The Companies Management (Amendment) (No.2) Law 2017, ensures that local corporate service providers, under the supervision of the Cayman Islands Monetary Authority (CIMA), establish and maintain beneficial ownership registers on behalf of their clients. The commencement date for the legislation was 1st July 2017. Cayman Finance, which promotes the Islands’ financial services industry, strongly endorses Cayman’s existing world-class verified beneficial ownership regime, which has been in place for more than 15 years.

and economic situation and plan for the long term to ensure it is prepared for any implications the decision may have over the next few years.

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Cayman’s Financial History On the dark and moonless night of the 8th of February 1794, a navigational error resulted in ten British ships, including a Royal Navy vessel, being wrecked on the treacherous coral reefs off East End, Grand Cayman. Local people saved everyone aboard the ships, including, so the story goes, a royal prince. When Britain’s King George III heard of this act of gallantry, he is said to have decreed that the people of the Cayman Islands should forever be free from taxes and war conscription. There is no doubt that the Wreck of the Ten Sail actually took place, but there is no documented evidence of the royal decree, however, this has not stopped the story becoming one of Cayman’s favourite legends. The real reason for the Cayman Islands being a tax-free jurisdiction is rather more

CAYMANRESIDENT 2019

prosaic. Until the mid 1960s, the population was less than 8,000 and most Caymanians made their living from subsistence farming, fishing, turtling, schooner building and making thatch-rope, while many of the men served as merchant seamen on oceangoing ships, usually flying the American or Liberian flag. This basically meant that most of the residents in Cayman were living on meagre earnings, there were few companies and capital gains were virtually non-existent, so there was nothing worth taxing. But in 1952, an aircraft runway was constructed and the following year Barclays Bank opened a branch in Grand Cayman. In fact, Cayman’s status as an international financial centre derives from the foresight of some early legal practitioners and a receptive Government who, in the mid 1960s, together drafted and enacted legislation to build on this modest beginning. In the following decades, more international banks were attracted to Cayman, together with law and accounting firms. When the

Bahamas became independent from the UK in 1973, a number of expatriate workers from that jurisdiction were attracted to Cayman as a stable place to do business. Cooperation between the Government and the private sector has continued to this day. This, combined with a policy of welcoming expatriates with special skills to the Islands and a population of well-educated Caymanians, has kept Cayman in the forefront of the international financial industry. Jurisdiction of Choice To be successful in this competitive industry requires political and economic stability, tax neutrality, a responsive legal system, a stable banking environment, a sound regulatory regime, absence of exchange controls and the presence of highly sophisticated service providers. All these factors, as well as Cayman’s status as an overseas territory of the United Kingdom and its international cooperation regimes in the areas of tax information exchange, regulation and law enforcement, provide the necessary

expertise available in Cayman is one of the key factors making Cayman a jurisdiction of choice. Clients have access to a wide array of services, including trusts, structured finance, insurance, banking, reinsurance, company and asset management, vessel and aircraft registration, and stock exchange listings. Banking Regulated by the Cayman Islands Monetary Authority (CIMA), banking in the Cayman Islands is a major part of Cayman’s financial sector, with 149 banks licensed as of the end of March 2018. The total international (crossborder positions in all currency and domestic positions in foreign currency) assets and liabilities were reported as US$1.026 trillion and US$1.027 billion respectively in June 2017. The majority of these banks are branches, subsidiaries and affiliates of established international financial institutions conducting business in the international markets. More than 80% of those international assets represent inter-bank bookings between onshore banks and their branches, subsidiaries, affiliates

and other Cayman Islands’ licensed banks. A testament to the worldwide recognition of the quality of Cayman’s financial industry is the fact that over 40 of the world’s top 50 banks hold licences in Cayman. The banking sector hires highly skilled professionals and is one of the most prominent employers on the Island. Cayman Islands’ banks are bound by strict antimoney laundering laws, which together with Know-Your-Customer (KYC) regulations, are recognised as meeting or exceeding those of all major onshore jurisdictions. The 147 banks licensed in Cayman are split into A and B classes, with the former licence permitting banks to carry out local and international business. There are currently 11 Class A licensed banks in the Cayman Islands, with six of those carrying out retail services. The other banks hold Class B licences and are mainly restricted to offshore transactions with non-residents. Of the 147 banks licensed in Cayman, 31 are from Europe, 24 from the USA, 20 from the Caribbean and Central America, 21 from Asia and Australia, 15 from Canada and

CIIA

cayman islands insurance association

We provide security to Cayman, every day. The CIIA unites the Cayman Islands’ insurance industry to create and maintain the highest standards of service, ethics, transparency, communication and good practice in all aspects of insurance. We work with our members to ensure that people, homes and businesses in the Cayman Islands are well-protected. For a list of CIIA accredited members, brokers or agents visit www.ciia.ky.

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level of confidence to ensure a hospitable financial environment. That confidence is built on Cayman’s status as a transparent, cooperative jurisdiction that already meets or exceeds the full range of globally-accepted standards for transparency and crossborder cooperation with law enforcement and tax authorities. Cayman became an early adopter of automatic data exchange, signing onto agreements such as the E.U. Savings Directive, OECD’s Common Reporting Standard, U.S. FATCA, and country-by-country reporting principles under BEPS. The OECD’s Global Forum in 2017 assessed our jurisdiction to be “largely compliant” with the international standard for transparency and exchange of information, the same rating given Germany, Canada and Australia. This commitment to the highest standards is why Cayman continues to attract service providers such as lawyers, accountants and administrators of the highest calibre, making the jurisdiction attractive to foreign investors. The wealth of international

Mexico, 34 from South America and four from the Middle East and Africa. To see a list of the banks licensed in the Cayman Islands visit www.cimoney.com.ky.

C AY M A N – A G LO B A L F I N A N C I A L C E N T R E

Taxation ‘Tax haven’ is a phrase that is often thrown around in the media and politics, and incorrectly assigned to the Cayman Islands. Cayman does not meet any of the tax haven definitions set out by the OECD, Transparency International or Tax Justice Network. It does not offer tax incentives designed to favour non-resident individuals and businesses. Cayman has an effective tax system whereby total government tax revenues, as a percentage of GDP, are similar to tax rates in G20 countries and sufficient to fund government operations. This makes additional taxes unnecessary. Cayman does not have differing tax rates for foreign entities. Cayman does not have legal mechanisms or treaties (such as double taxation agreements) in place with other countries to legally transfer tax bases from one country to another in order to aggressively reduce taxes. Cayman does not promote itself as a jurisdiction for aggressive tax planning. Cayman offers no tax incentives designed to favour nonresident individuals or businesses. Cayman signed its first Mutual Legal Assistance Treaty with the USA in the 1980s and has tax information exchange agreements with 36 jurisdictions; the Multilateral Convention on Mutual Administrative Assistance in Tax Matters, which allows tax information exchange with more than 90 countries; automatic data exchange as part of the European Union Savings Directive; and has adopted US FATCA, UK FATCA and the OECD’s Common Reporting Standard. International policymakers continue to recognise the vital role Cayman’s financial services industry plays as a strong international partner in combatting corruption, money-laundering, terrorist financing and tax evasion.

CAYMANRESIDENT 2019

Investment Funds The prominence of hedge funds (or ‘mutual funds’ as defined in the Mutual Funds Law) in the Cayman Islands and the growing investment interest in them by institutional and sophisticated and/or high net worth investors has steadily increased in recent years. Since the enactment of the Mutual Funds Law in 1993, the Cayman Islands funds industry has grown from small beginnings, to become the jurisdiction of choice for new fund authorisations by investment managers, representing over US$1.8 trillion in net assets. Even in these uncertain times, the Cayman Islands funds industry remains robust, not only in terms of new fund formations, but also in net assets held by those funds. At the end of the first quarter of 2018, there were 10,500 either licensed, registered or administered with CIMA. In August 2015 the Securities Investment Business (Amendment) Law, 2015 and the Mutual Funds (Amendment) Law, 2015 were passed. These two amendments laws, together with new AIFMD regulations that will sit under these laws, are designed to facilitate the extension of the AIFMD third country passport to the Cayman Islands. Obtaining the passport would allow Cayman-based funds to be marketed across the EU and eliminate reliance on private placement in each EU member state individually, through the National Private Placement Regime, which may expire in 2018. The success of the Cayman Islands is not due to one factor alone, but to a number, including its reputation, freedom of investment decisions for hedge fund managers, tax-neutral status, a highly regarded legal system and the availability of professional service providers. The mutual fund industry is an important part of the Cayman Island’s economy, employing hundreds of people directly. These advantages will ensure that Cayman will continue to lead the way as the jurisdiction of choice for hedge funds.

Insurance Legislation The enactment of the Insurance Law 2010 (the ‘Insurance Law’) was a result of public and private sector collaboration in an effort to improve the regulation of insurance business in the Cayman Islands, enhance protection for domestic consumers and open new frontiers of business development. The main provisions of the Insurance Law include two new categories of insurer licences – Class C (Special Purpose Vehicles) and Class D (Reinsurers). It also includes whistleblowing provisions, enhanced domestic policy holder protections and provides for increased penalties and regulatory powers by CIMA. In March 2013, Cayman introduced incorporated cell legislation for segregated portfolio insurers with the enactment of the Insurance (Amendment) Law. The Insurance (Amendment) Law confers several advantages over the existing law, such as allowing a portfolio insurance company the flexibility to transition to a standalone captive unlike an unincorporated cell. The Insurance (Portfolio Insurance Companies) (PIC) Regulations 2015 were therefore brought into force on 16 January 2015, along with related sections of The Insurance (Amendment) Law 2013. These regulations enhance the insurance statutory framework, providing more alternatives to risk management by enabling insurers, incorporated as Segregated Portfolio Companies (SPCs), more flexibility. Captive Insurance The Cayman Islands remain the second largest offshore centre for captive insurance, with a total of 726 companies licensed as of June 2018, and is the number one jurisdiction for healthcare captives, representing almost half of all captives. The international insurance industry in Cayman is primarily made up of companies insuring risks in North America, representing about 90% of the market. With 226 companies, medical malpractice liability (MML) represents 32.2% of captive licences as of June 2018 and makes up the largest line of

business within the insurance sector. Total assets for the period for MML are US$13 million and for the entire captive industry in Cayman is US$62 million.

Domestic Insurance The number of Class A insurance companies operating in Cayman totals 28 as of June 2018. The insurance sector in the Cayman Islands remains robust. As of 30th June 2018 the total premiums were reported at US$12.4 billion and the total assets were US$62 billion. Trusts As a global centre of excellence for trusts, the Cayman Islands financial sector has serviced international clients for decades with what is the most flexible instrument for wealth structuring and estate planning. The Cayman Islands trust law is derived from an amalgamation of common law and equity, English statutes and local statutes that have become a blueprint for trust law in many other jurisdictions. Trust legislation is supported by a strong and highly regarded local and independent judiciary, court system and legal community. Public and private sectors are continuously reviewing and updating key legislation so

FORWARD THINKING. RESPONSIVE. CLIENT FOCUSED.

A Cayman corporate law rm providing outstanding client service on investment funds, mergers and acquisitions, capital markets, private equity transactions, corporate nance, and corporate matters including for Blockchain and digital assets related projects.

Loeb Smith Attorneys

www.loebsmith.com

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Reinsurance Although the Reinsurance industry is relatively small in the Cayman Islands when compared to Bermuda, it does have a significant presence and with planned future amendments to our insurance law regime, has substantial potential for further growth. This was evidenced by a reinsurance subsidiary of a large New Yorkbased private equity firm taking advantage of the new Insurance Law to migrate from a Class B captive licence to a Class D openmarket licence. By drawing a distinction between reinsurance and captive insurance and by offering effective regulation and competitiveness, the Cayman Islands are in a strong position to attract substantial reinsurance business either through new enterprises establishing themselves here or those re-domiciling from elsewhere.

The anticipated benefits to be offered to attract business and personnel to Cayman’s shores include “Special Economic Zone Treatment” of reinsurance businesses and their staff. This will mean exemptions from many immigration restrictions and expedited licensing procedures. Alternatively, senior management personnel of reinsurance businesses, as well as other categories of financial services professionals, are eligible for a 25 year residency rights certificate under the Immigration Law (2015 Revision). The holder of a Residency Certificate (Substantial Business Presence), which is valid for a renewable period of 25 years, is entitled to reside in the Cayman Islands and to work in the business in which he is an owner or is employed in a senior management capacity in an occupation approved by the Chief Immigration Officer (without a work permit). The spouse and dependent children of the Certificate holder are also allowed to reside in the Cayman Islands.

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that it remains current, viable and relevant in a global context, and also creating new legislation to meet ongoing needs. The Banks and Trust Companies Law (2013 Revision) and the Private Trust Companies Regulations (2013 Revision) give the Cayman Islands Monetary Authority (CIMA) the responsibility of regulating the trust industry in the Cayman Islands. This includes licensing, registration and ongoing supervision and is a critical feature in the context of a continued focus on compliance in the finance world. With steady and dependable growth, trusts remain an important component of the financial services industry in Cayman. According to CIMA, as at 30 June 2018, there were 147 Active Trust Licences, of which 57 were Full Trust Licences, 61 were Restricted Trust Licences and 29 were Nominee (Trust) Licences. Companies & Partnerships The Registry of Companies in the Cayman Islands (the “Registry”) shows a total of

101,427 active companies registered as of Q1 2018. Company incorporations are a thriving part of Cayman’s financial services. Governed by the Companies Law (2018 Revision as amended), the Registry also registers limited partnerships and segregated portfolio companies. There are many highly qualified professional firms licensed to provide company services in the Cayman Islands and the provision of these services is a regulated activity requiring either a Trust licence or a licence under the Companies Management Law. In addition to incorporation and management of ordinary and exempted companies and the establishment of limited and exempted limited partnerships, these firms provide services such as registered offices, principal offices, directors, officers and nominee shareholders, as well as the maintenance of corporate records, accounts and financial statements. The Cayman Islands Exempted Limited Partnership Law was enacted in July

2014. It introduced changes intended to simplify, clarify and add flexibility to the establishment and ongoing operation of Cayman exempted limited partnerships. Other newly created structures include the Limited Liability Company, which is a corporate entity with separate legal personality and limited liability of its members with the flexibility to allocate profits and losses similar to a partnership. In 2017, legislation was also passed to allow for the establishment of Limited Liability Partnerships, which offer a separate legal personality and affords limited liability to all its partners while retaining the flexibility of a partnership. Foundation Companies, which may prove particularly attractive to trust and estate planners, as foundation companies may have no shareholders and may entrench its objectives. Structured Finance Several of Cayman’s law firms specialise in capital markets and structured finance transactions for international clients. The Cayman Islands have become one of the world’s leading providers of Special Purpose Vehicles (SPVs) for structured finance transactions and are recognised by the international rating agencies as the predominant jurisdiction for rated debt capital market transactions. SPVs are often used in securitisation transactions which involve the acquisition of financial assets by the SPV and the subsequent issuance of securities to institutional investors. The attraction of the Cayman Islands for investors in securities issued by Cayman Islands SPVs includes statutory recognition of bankruptcy remoteness, tax neutrality, creditor-friendly legislation and the large number of sophisticated professionals in the legal, accounting and fiduciary sectors. Collateralised Loan Obligations (CLO) The Cayman Islands is continuing to be the domicile of choice for US CLO managers. CLOs securitise assets, typically leveraged loans, by pooling them together and paying out income and principal repayments from

CAYMANRESIDENT 2019

the pool to note holders. CLO investors buy tranches of a transaction with specific seniority and payout structures, hence taking different degrees of risk. CLOs have made a comeback after the financial crisis as they offer investors the opportunity to access leveraged loans at attractive yields. As reported by leading industry publications, including Creditflux and Leveraged Commentary & Data, approximately 200 deals were priced during 2017, representing US$118bn of issuance.

Business Conferences in Cayman Cayman hosts a plethora of notable business and industry conferences throughout the year. These conferences attract a broad cross-section of the professional and business community and well-recognised guest speakers cover local and global events, pertinent financial and political topics and technological advances. A few of Cayman’s premier business conferences include: The GAIM Ops Cayman 2018 conference, which is the largest hedge fund operational due diligence, compliance and risk management event, which was held in April 2018. The Cayman Captive Forum attracts over a thousand specialists each year to discuss issues most pressing to the captive insurance industry.

The International Wealth Structuring Forum hosted by STEP, Cayman Islands Branch which will now be an annual event on the private client calendar. The inaugural event held January 2018 attracted 250 attendees, 100 of which were from overseas. Others include the Cayman Alternative Investment Summit (CAIS), the AntiMoney Laundering, Compliance and Financial Crime Conference at the Grand Cayman Marriott Beach Resort that was held on October 2nd to 3rd, 2017, and the Cayman Islands Digital Economy Conference (CYDEC) held at the Kimpton Seafire Resort + Spa in June, 2018. Between October 2018 and June 2019 ten medical conferences are being held in Grand Cayman. Cayman Finance Cayman Finance’s mission is to protect, promote, develop and grow the Cayman Islands financial services industry through cooperation and engagement with domestic

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Independent Directors in Cayman A growing sector of Cayman’s financial services industry is the provision of independent directors. During the global financial crisis, it became apparent that independent directors from the Cayman Islands were indispensable when hedge funds were faced with making difficult decisions. In particular, they ensured that all decisions were made in accordance with the fund documents and that all shareholders were treated fairly. This has not been lost on the institutional investors who are, for the most part, making it one of their investment requirements that there is an independent board of directors. It has now become common place that all new hedge funds have at least a majority of independent directors on their boards. On 4th June 2014, the Cayman Islands Government approved the Directors Registration and Licensing Law 2014, which now requires all directors of mutual funds regulated under the Mutual Funds Law (2015 Revision) and directors of companies registered as excluded persons under the Securities Investment Business Law (2015 Revision), to register with CIMA. The law provides for the registration and licensing of individuals or companies appointed as directors of Cayman Islands mutual funds and entities carrying out securities investment business, which would include Cayman Islands incorporated or registered investment managers. The law requires an individual acting as a director on 20 or more entities to apply for a professional director’s

licence unless they meet certain caveats. Professional directors are required to have insurance with a minimum aggregate cover of $1m and minimum cover of $1m for each and every claim.

(CIIA) was established in 2004 to bring all the insurance associations representing the industry in the Cayman Islands under one umbrella. CIIA advises on insurance policy and communicates directly with the Cayman Islands Monetary Authority, who regulates the insurance industry, on behalf of industry stakeholders and insurance providers. SE E AD PAG E 29

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Cayman Islands Stock Exchange (CSX) CSX, which is a well-established and internationally recognised stock exchange, is a member of the Intermarket Surveillance Group, an affiliate member of the International Securities Commission (IOSCO) and has been granted recognised status by the UK HMRC, which enables UK resident investors to receive interest and dividend payments without the deduction of withholding tax. It provides a specialised and well-regulated listing and trading facility for mutual funds, hedge funds, structured debt securities, Eurobonds, Shariah compliant products, preferred shares, depository receipts, derivative warrants and local and international equity. The CSX has been trading since 2006. To attract fund listings from other jurisdictions, non-Cayman listing agents may now be appointed. Cayman Islands Department of Commerce and Investment (DCI) The Cayman Islands Department of Commerce and Investment (DCI) is the central point for the coordination of resources and information for investors, entrepreneurs and developers seeking business opportunities in the Cayman Islands. DCI also licenses and regulates all trade and businesses in Cayman. Read the Running a Business chapter for more information on DCI. Cayman Islands Insurance Association (CIIA) The Cayman Islands Insurance Association 34

CAYMANRESIDENT 2019

Financial Technology ‘FinTech’ As perhaps one of the most publicly recognised applications of FinTech, cryptocurrencies are virtual currencies that use cryptography to secure and verify transactions, and to control the creation of additional units. But FinTech – a shortened form of ‘financial technology’ is broader than just cryptocurrencies. FinTech also refers to computer programming and other technology that is revolutionising the delivery of financial services via digital applications; retail banking; and investment markets. The term used by the Cayman Islands Government to describe FinTech is ‘digital assets’. Particularly in recent years, financial services in Cayman have increasingly reflected the value of delivering products and services through digital assets. Some of the digital assetrelated activities that take place within Cayman include crypto exchange services, initial coin offerings and fund-issuing tokens that exist in or originate from the Cayman Islands. Government’s position on digital assets is similar to what is found in many other jurisdictions. It is actively developing a framework to regulate digital assets, in order to ensure that any risks associated with such activities are analysed and mitigated; and that any benefits are realised in a manner consistent with a wellregulated financial services jurisdiction. While Government works with CIMA, which is the jurisdiction’s financial services regulator, on the digital assets framework, CIMA has advised investors in the Cayman Islands to be vigilant in all dealings with digital assets. For updates on the Cayman Islands’ digital assets regulatory framework, visit the Ministry of Financial Services

website at www.caymanfinance.gov.ky or the Cayman Islands Monetary Authority’s website at www.cima.ky. Currency The legal tender of the Cayman Islands is the Cayman Islands Dollar (denoted CI$) and the sole issuing authority is the Cayman Islands Monetary Authority (CIMA). However, the United States Dollar, with a fixed rate of exchange, is widely used in local finance and commerce. Aircraft Registration The Cayman Islands Aircraft Registry provides aircraft registration and certification services for aircraft based globally. Based on UK legislation, the Civil Aviation Authority of the Cayman Islands (CAACI) is responsible for safety oversight and the economic regulation of the aviation industry in the country and for all aircraft registered in Cayman. Any person or company wishing to register an aircraft in Cayman must meet the exacting standards of the CAACI. Annual registry fees are based on the weight of the aircraft. Financiers providing financing for Cayman registered aircraft can register their security interest on the Cayman Islands Aircraft Mortgage Register, which is supported by the CI Mortgaging of Aircraft Regulations 2015. Visit www.caacayman.com. Ship Registration The Maritime Authority of the Cayman Islands (MACI) has oversight of the Cayman Registry and maintains its headquarters in Grand Cayman. This first-class international organisation, with a worldwide reputation for excellence in global shipping, is staffed by an international team of shipping professionals with many years of experience in the world of international shipping. As a Category One British Registry, the Cayman Registry is qualified to register vessels of all sizes and classes, from yachts to super tankers. In the super yacht range, Cayman is one of the world’s leading offshore luxury yacht registries. Visit www.cishipping.com.

THE

and international political leaders, regulators, organisations and media; to promote the integrity and transparency of the industry by legislative and regulatory enactment and to encourage the sustainable growth of the industry through excellence, innovation and balance. For more information visit www. caymanfinance.gov.ky, call (345) 623 6725 or email enquiries@caymanfinance.ky. SE E

Tell them you saw it in the

Investing in Cayman

Saving & Investing in Cayman

Establishing a Trust

Investing in Crypto Assets 39 Investing in Cayman Property

Annuities 41

he Cayman Islands’ well-regulated, tax neutral environment is highly regarded internationally. As the world’s leading domicile for offshore hedge funds and one of the largest captive insurance centres, it is predictably the offshore jurisdiction of choice for both private and institutional investors. Cayman’s prominent reputation comes in part from the highly professional and business friendly Cayman-based financial institutions which maintain a close working relationship with the Government. Together they ensure that Cayman continues to foster a transparent and functional financial regime. Included in this chapter are some of the top wealth management advisors in Cayman who can provide expert advice on all the asset classes available to investors, as well as brokerage services that offer deep discounts on online trading. One asset class that remains popular among investors: Cayman property. Real estate is highly sought-after by local and overseas investors as there is no annual property tax. Also the local property market continues to become more sophisticated every year. The Island is positioned as one of the top spots in the world for investors to hold high-end property.

WEALTH MANAGEMENT

There are a number of different ways to engage in the services of investment advisor based in the Cayman Islands, either through the local office of a global firm or the asset management group of a local financial institution. Seeking the advice of a local investment advisor is wise as he or she can give expert investment guidance in the resident’s time zone on a personal one on one basis. The local advisor will be familiar with the asset allocation and types of investments that are appropriate given the resident’s tax status. Most of the retail banks in Cayman have a full range of financial services and there are an increasing number of specialised financial institutions that advise individuals who are looking for private banking or wealth management facilities. Brokerage firms in Cayman offer a wide range of client accounts and a full suite of products. For example, there is ready access to the full spectrum of offshore hedge funds and funds-of-funds, with choices ranging from low volatility funds to those which are aggressive and specialised. There is access to a wide range of interest bearing securities, structured notes (including equity-linked notes), stepup bonds and Eurobonds denominated in multiple currencies. Investment accounts that are designed to receive monthly contributions are not very common because deferred tax planning is generally not necessary. However, a number of the larger retail banks and brokerage firms can structure traditional brokerage

www. c a y m a n r e s i d e n t . c o m

I n v e s t i n g i n C ay m a n

Wealth Management

Photos courtesy of John Molyneux, DRCL/Camana Bay, Deep Blue Images.

Wealth management services in Cayman, saving and investing, tax considerations and investing in property.

accounts to receive monthly contributions and to invest those contributions in a portfolio of mutual funds. Some of the leading organisations offering wealth management solutions are listed here:

asset management. Their newest service,

www.blacktowerfm.com

Freedom Trading, is an online share trading

Blacktower works to ensure their clients

service using a state-of-the art investment

receive the financial products and wealth

platform. Easily manage your investments

management services that best advance

from your computer, mobile phone or tablet for

their financial objectives and circumstances.

as low as $6.95/trade + $0.02/share.

From pension planning and pension transfer

BIAS (Cayman) Limited

schemes to savings, investments and tax

4th Fl, Piccadilly Center, 28 Elgin Avenue, GT

Blacktower Financial Management

planning. Blacktower specialists can help you

Tel: (345) 943 0003

(International) Ltd.

ensure your money works for you.

Email: info@bias.ky or www.bias.ky

Artemis House, 67 Fort Street, George Town

Since 1991, BIAS has provided premium wealth

Tel: (345) 943 0015

Butterfield Bank (Cayman) Limited

management, wealth building and institutional

Email: info@blacktowerfm.com

12 Albert Panton Street, George Town Tel: (345) 949 7055

FX · EQUITIES · FUTURES · OPTIONS · BONDS · ETF’S

#1 OFFSHORE ONLINE DISCOUNT BROKERAGE FIRM Cayman Islands’ only fully-licensed Broker/Dealer offering online discount trading.

I n v e s t i n g i n C ay m a n

PO Box 2168, George Town, Grand Cayman KY1-1105 +1 345 943 3212 · info@onetradex.com · www.onetradex.com OneTRADEx Ltd. is licensed to conduct Securities Investment Business by the Cayman Islands Monetary Authority. License #647732

investments.cayman@butterfieldgroup.com www.butterfieldgroup.com Services offered: Private banking, asset management, trusts and estate planning, custody services and lending solutions. SEE AD PAGE s 43 & 103

Cayman National Corporation Ltd. Peter A. Tomkins Bldg., 200 Elgin Avenue, GT Tel: (345) 949 4655 Email: cnb@caymannational.com www.caymannational.com Services offered: Corporate and retail banking, wealth and portfolio management, fiduciary services, trusts and investments. SEE AD PAGE 105

CIBC FirstCaribbean International Bank Tel: (345) 949 7300 Fidelity Bank (Cayman) Ltd. Cayman Financial Centre, Dr. Roy’s Drive Tel: (345) 949 7822 Email: info@fidelitycayman.com www.fidelitygroup.com Services offered: Private banking, asset protection, financial planning, competitive pension plan and lending solutions. SEE AD PAGES 63 & 205

International Financial Planning (IFP) Grand Pavilion, West Bay Road Tel: (345) 769 5352 Email: enquiries@ifp.ky IFP is an independent financial planning company with offices in Bermuda, the Cayman Islands and the British Virgin Islands. They provide impartial, independent investment 36

CAYMANRESIDENT 2019

advice and advise clients on a range of strategies best suited to them. Specialists in tax neutral retirement planning, regular savings and portfolio management, IFP can help you plan for a better financial future. SEE AD pag e 38

NCB Cayman Tel: (345) 949 8002 RBC Royal Bank (Cayman) Limited

services to meet the needs of investors of all sizes. We recommend contacting Butterfield, Cayman National Securities, Royal Bank of Canada or Scotiabank to make an appointment to discuss the range of options and minimum requirements. Currently OneTRADEx is one of the only fully licensed brokers that offers discount online trading to investors. A minimum deposit of US$5,000 is required to open an account with OneTRADEx.

OneTRADEx Ltd. 5th Fl Anderson Square, 64 Shedden Road, GT Tel: (345) 943 3212 Toll-free: 1 (800) 381 1026 Email: info@onetradex.com www.onetradex.com Services offered: Online discount securities trading from a regulated brokerage account for Cayman residents, offshore residents and expat investors, including non-resident US Citizens. SEE ad PAGE 36

Royal Bank House, 24 Shedden Road, 2nd Floor Tel: (345) 949 4600 ext 69036 Email: antonette.baptist@rbc.com www.rbc.com/caribbean RBC Private Banking is an exclusive, personal

RBC Dominion Securities Global Limited

service created to provide comprehensive financial solutions for high net worth clients and families. se E AD pag e 39 RBC Dominion Securities Global Limited 4th Floor, Royal Bank House, 24 Shedden Road Tel: (345) 949 4066 RBC’s Grand Cayman based professional advisors provide custom-designed portfolio management and advice using a complete

I n v e s t i n g i n C ay m a n

www.rbcdscayman.com

World-class, award-winning investment management, right here in the Cayman Islands

range of global investment opportunities, supported

top-ranked

research

and

investment strategy. Build and protect your wealth with personalised advice backed by the strength and experience of Canada’s leading wealth management firm. se E AD T H iS PAGE

Best Asset Management (Caribbean) Best Ultra High-Net-Worth Services (Caribbean) Best Family Office Services (Caribbean)

Scotiabank & Trust (Cayman) Ltd. Scotia Centre, 18 Forum Lane, Camana Bay Tel: (345) 949 7666 www.scotiabank.com/ky Services offered: Private banking including customised lending solutions and financial planning, investment advice and management,

Request your complimentary consultation (345) 949-4066 www.rbcdscayman.com

wealth structuring including private trusts, foundations, private investment and custody.

Brokerage Services There are a number of regulated wealth management firms based in the Cayman Islands that offer securities brokerage, along with investment advice and discretionary management services. Most financial institutions offer products and

Local presence. Global expertise. RBC Dominion Securities Global Limited is a foreign affiliate of RBC Dominion Securities Inc. RBC Dominion Securities Global Limited is regulated by the Cayman Islands Monetary Authority. RBC Dominion Securities Global Limited is a member company of RBC Wealth Management, a business segment of Royal Bank of Canada. ® / ™ Trademark(s) of Royal Bank of Canada. Used under license. © 2018 RBC Dominion Securities Inc. All rights reserved.18_15465_035

www. c a y m a n r e s i d e n t . c o m

SAVING & INVESTING IN CAYMAN

Working in Cayman can be particularly rewarding as earnings and any gains from investments are tax-free. Nevertheless, as the Cayman Islands are a tax neutral jurisdiction, it is strongly recommended that all new residents looking for employment here take the following steps: 1) Seek tax advice in your home country. The tax authorities in Canada, the UK and residents are physically working outside of the country. All newcomers to Cayman should determine if it is advantageous to transfer savings and investments to Cayman or keep them at home. It is also very important to determine how long you need to be a non-resident before securing tax-free benefits, if it is possible at all. Tax legislation is continually changing, so it is imperative to have the latest information before making decisions on investing. For example, in the UK you have to be a nonI n v e s t i n g i n C ay m a n

electronically. In this instance, customers

be taxed on worldwide income, irrespective

are granted savings accounts in either US$

of where that income is physically earned,

or CI$. (Note - banks in Cayman are strictly

although you may be eligible for a foreign

regulated by the Government-run Cayman

earned income exclusion, which is adjusted

Islands Monetary Authority (CIMA), which

each year based on the inflation rate.

has the regulatory and oversight functions

Canadian citizens have to prove that they

of a central bank. There is no equivalent

have severed ties with Canada to avoid

in Cayman to the US Federal Deposit

paying tax.

Insurance, which means that deposits are

2) As soon as is practical after arrival in the

the US treat income differently when their

avoid tax on income. US citizens are liable to

resident for one full tax year in order to

Cayman Islands, a local bank account should be established. This will enable you

not protected if a bank should be declared bankrupt). 3) Consider

the

establishment

to have a cheque book, a debit card and

investment account. This will enable new

to use ATMs. A note regarding chequing

residents to take advantage of some of

accounts:

impose

the other services that banks offer, such

significant monthly and transaction fees on

most

local

banks

as investment advice, brokerage services

chequing accounts unless fairly significant

and, for those with significant assets,

average balances are maintained. Certain

discretionary investment management.

banks for example, point out to new

4) Arrive prepared to meet local requirements

customers that the bank maintains the

for establishing banking and investment

payment details of several hundred local

relationships. Local due diligence calls

merchants and service providers. This,

for having readily available (original)

together with easily accessible online

documents that confirm the personal

banking, can mitigate the need for having

identity and other particulars of an

a chequing account, since bills may be paid

applicant. The requirements vary with

each institution, but generally include two forms of identification, confirmation of residential address, a bank reference, professional reference (both addressed to the bank in Cayman) and evidence of the source of funds. For a full and detailed list of requirements see the Money and Banking section of the Settling In chapter.

Whatever your financial destination, IFP’s advisers can get you there

5) If planning to return to a country that is not US$ denominated, consider converting CI$ or US$ denominated earnings to the home country currency on a regular basis. If all of your savings are in CI$ and you only convert it upon returning to the home country, it is possible that exchange rates could move adversely and negatively impact the value of your savings once converted into your home currency. 6) Factor

If you've just arrived in Cayman, setting up a bank account is only the first step in securing your financial future.

investment

planning

eventual return to the home country. At that time, it’s not advisable to liquidate all

Talk to an independent financial advisor at IFP today for advice on any pensions you may have left behind and how to best structure your financial future in Cayman. Call us at +345 769 5352 or email enquiries@ifp.ky

into

investments held locally and repatriate the funds. To make the appropriate decision at www.ifp.ky

that time, it is very important to be fully aware of your individual tax situation and what you are legally allowed to do. Whilst

CAYMANRESIDENT 2019

in Cayman, it may be advantageous to establish a Cayman-registered company or Cayman-registered trust to own investments;

these

could

potentially

provide tax advantages upon returning to the home country. Most local banks in the Cayman Islands have a trust department that can provide expert guidance and they will advise on the best strategy based on each client’s personal situation. However, please see the Domicile & Tax section on our Cayman Resident website before establishing a trust, as you might trigger inheritance tax if it is done too soon. establishing a trust

for blockchain innovation to thrive. It is widely speculated that this new technology has the potential to disrupt the current global economic model by providing a more efficient engine for the flow of assets across borders. In these early stages the process of investing in crypto assets is still being fine-tuned, but the basic procedure is to (i) purchase, (ii) transfer, and (iii) store a crypto asset(s). (i) Purchase: Open an exchange account (e.g. Bitfinex, Gemini, CoinBase or Bitrex) and fund your account with a fiat currency. (ii) Transfer: The most secure way to store crypto assets is within an application known as a wallet. Popular examples include Electrum or Bitcoin-Core for Bitcoin, MetaMask for Ethereum and Ledger or Jaxx for a multiple crypto asset storage solution. The wallet has a

Investing In Crypto Assets

deposit button which appears to be a random

The financial service industry in Cayman is well positioned to support this new decentralised economic model and the Cayman Government is working hard to analyse and develop sensible measures

set of characters, known as your public key

(think ‘user name’). The exchange will have a withdrawal function, requiring your public key to send the crypto asset to your wallet. Once the transaction is executed on the

Meet Antonette Baptist Private Banker, RBC Royal Bank RBC Private Banking is an exclusive, concierge service for high-net-worth individuals and households. As a Private Banking client, our main priority is you and your family. You will experience the highest level of care, from your dedicated Private Banker, Antonette, who is also a financial advisor and certified anti-money laundering specialist, (ACAMS), with more than 15 years of experience. At RBC Private Banking our goal is to be your partner through all the stages of your financial life, and to create the vision you see for yourself, your family and your future.

For more information please call 914-8264 or 925-1659 or email Antonette at antonette.baptist@rbc.com

®/™ Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.

www. c a y m a n r e s i d e n t . c o m

I n v e s t i n g i n C ay m a n

With a well-regulated financial industry that is guided by modern and regularly updated legislation, the Cayman Islands is one of the world’s top tax neutral jurisdictions to establish a trust. Trusts in Cayman not only benefit from a politically stable government but there are also no capital gains, income, profit, corporation or withholding taxes. Cayman’s government

also ensures that if the tax status in the country were to ever be changed, a trust that is registered as an “exempted trust” would remain tax-free for up to 50 years. A variety of flexible trust structures can be set up in the Cayman Islands to provide asset protection and estate planning. And many of the top legal firms in Grand Cayman have a proven track record in commercial and private trusts including trust formation and establishing private trust companies. These firms also advise on the regulatory and operational requirements related to various trust structures. Turn to page 69 in the Working in Cayman chapter for a comprehensive list of legal firms that can help you establish a trust and also manage any disputes related to existing trusts.

exchange, a global network of computers (the decentralised ‘governance’, so to speak) will process the transaction and publicly confirm its successful completion. (iii) Store: Your crypto asset is now stored in your wallet, for you to make purchases to another wallet, or make further transfers.

Anyone looking to secure large values of crypto assets should first speak to a technical expert. investing in precious metals & STORAGE

I n v e s t i n g i n C ay m a n

Owning gold and other precious metals makes tremendous sense and offers investors opportunities for both wealth preservation and wealth appreciation across a wide spectrum of economic scenarios. Purchasing and storing precious metals in the Cayman Islands is a solid investment in your future. Adding precious metals to a diversified portfolio of stocks and bonds helps improve the returns of such a portfolio over time while reducing risk and overall portfolio volatility. Traditionally, financial advisors have

CAYMANRESIDENT 2019

recommended allocating 5%–10% of one’s portfolio to precious metals, however recent data indicates that the optimal allocation to precious metals is closer to 25%–30%. The Cayman Islands is an excellent jurisdiction for the storage of precious metals for several key reasons: >> Its proximity to the United States, Canada and Latin America >> There are no import or export tariffs on precious metals coming to or leaving the country >> There is no sales tax on the storage of precious metals >> Assets in storage are not reportable to any local or foreign government or tax authorities. If you would like to invest in precious metals, the following company can help: Strategic Wealth Preservation (SWP) 115A Printer Way, George Town Tel: (345) 640 2111 Email: info@swpcayman.com www.swpcayman.com

Strategic Wealth Preservation (SWP) is a fullyintegrated precious metals dealer and vault operator located in Cayman. They specialise in the acquisition and secure storage of gold and silver bullion bars and coins for private individuals, companies and trusts. Precious metals can be purchased directly from SWP and stored inside their fully insured vault.

se E

AD T H I S PAGE

investing in cayman property

From the breath-taking canal front properties tucked away in Salt Creek, to the grand Seafire Residences with sweeping views of the Caribbean Sea, the Cayman Islands’ high-end property market is flourishing. Fortunately, investors looking for a bargain will not be left behind. Cayman has properties that will suit every purse size and you certainly don’t need to be a high-net-worth individual to begin your climb up the property ladder! Go West to discover the pinnacle of oceanfront luxury living along the Seven Mile Beach corridor. Although current inventory is in very short supply, new developments to look out for include: Agua, at the southern end of SMB, will be 10 units over 10 floors. Very unique for SMB! Nearby is the new Seacrest, another 10-story complex with two units per floor, and also the Grand Hyatt Beach Resort which will be a 450-room condo hotel. However, the property which promises a whole new level of luxury for Cayman is the WaterMark, which will be located between Avalon and Harbour Heights. The land alone cost US$56 million. This property will have 54 units. Go East to find a weekend retreat at Rum Point Club, which is currently under construction, and will boast 32 brand new beautiful beachfront condos. With the property overlooking 486ft of pristine white sand beach, this is an ideal choice for an investor looking to expand his or her portfolio. Amenities include a beachfront infinity pool, fully furnished fitness centre, spa and shared alfresco kitchen. Go South to snag a boutique property in South Sound. Fin, situated on 400ft

by the end of 2018, where visiting retailers and investors will be greeted with modern and efficient facilities. Annuities

Fixed annuities are single premium investment products that provide the ability to earn guaranteed interest over a fixed term. They are a great way to protect and grow accumulated savings without downside risk. An individual has the choice to select the duration of their desired investment, which corresponds to a fixed rate of return. Generally the longer an individual invests, the higher the rate of return. Interest is credited every day and compounded annually. At the end of the fixed term, a guaranteed amount is earned. This amount does not depend on market performance – it is based on the guaranteed interest rate stated in the contract Fixed annuities are for investors that seek both reasonable investment returns and safety of principal over a medium to

long term basis. It is also for individuals that want the option, but not the requirement, to convert their savings into a monthly guaranteed payment over a stated period or their lifetime. Given the increasing reality of outliving financial resources during retirement, most individuals should consider allocating at least some of their savings to a fixed return product like an annuity. Typically the percent allocation to a fixed product should increase as a person gets older. Knighthead Annuity and Life Assurance Company 62 Forum Lane, 1st Floor, Camana Bay PO Box 10711, Grand Cayman KY1-1006 Tel: (345) 623 0300 Email: info@knightheadannuity.com

www.knightheadannuity.com Services offered: Fixed annuity investment products with highly attractive, guaranteed investment returns that provide predictable growth and peace of mind.

se E AD T H I S PAGE

PREDICTABLE GROWTH. PEACE OF MIND.™ Knighthead Annuity’s Safe Harbour™ Fixed Annuity Series Tel 345-623-0300 | Toll Free 1-855-789-KHAL (5425) 62 Forum Lane, Camana Bay, Grand Cayman www.knightheadannuity.com

ANNUITY & LIFE ASSURANCE COMPANY Knighthead Annuity is an insurer licensed by the Cayman Islands Monetary Authority. Not available for sale to U.S. persons or in any jurisdiction where prohibited. Minimum investment may apply. AM Best and Kroll rating effective July 2018 , for the latest rating visit www.ambest.com or www.krollbondratings.com.

www. c a y m a n r e s i d e n t . c o m

I n v e s t i n g i n C ay m a n

of water front in South Sound, is a stunning Art Deco design pushing the envelope for residential development on the Island. Residences range from two to four bedroom options with panoramic roof terraces, plunge pools and more. Comprising of 24 luxury residences is Tides, an oceanfront development from one of Cayman’s premier residential and commercial developers. The five-storey property features impressive design components and they are incorporating an energy efficient design with solar power and geothermal cooling. Across from Grand Harbour is Indigo Bay, a brandnew residential community of 29 oceanview villas. The two and three-storey villas, ranging from 2,200 to 3,700sq ft boast panoramic ocean views, an impressive assortment of luxury amenities and each is designed with the privacy and relaxation of the owner in mind. Environmentally friendly features and a seamless blend of indoor and outdoor living shape this greenconscious community. Homes are priced from CI$1.06 million. The Dart Group is continuing a major expansion of Camana Bay, with infrastructure enhancements and new development. At the centre is the roadworks which includes the widening of the Esterley Tibbetts Highway and the recently completed 576ft Dart Tunnel, which provides pedestrians with a footpath overhead, dubbed ‘The Rise’, between Camana Bay Town Centre and Seven Mile Beach. On the opposite side of Camana Bay is the Maris Avenue bridge, which will provide vehicular and pedestrian access to Camana Bay’s Festival Green, allowing boats up to 18ft to pass underneath. The first real bridge in Cayman! A 150,000sq ft commercial building with expanded parking is planned for the Town Centre. Plans are underway for the first for-sale residential community in Camana Bay and construction is expected to start in the first half of 2019. Captial Developments such as the modernisation of the Owen Roberts International Airport will be completed

running a

Business Photos courtesy of Deep Blue Images.

How to set up a business in Cayman, the legal formalities, trade and business licensing requirements, finding commercial office space, business services, computers and office supplies.

R U N N I N g a B u s in e s s

Establishing a Business 42 - Legal Formalities 42 - Sole Trader/Partnerships 45 - Funds & Investment Business 48 - Special Economic Zone Enterprises 48 Trade & Business Licensing - Incorporation/Registration - Application Process/Fees - Corporate Services

49 50 50 50

Other Formalities 52 - Work Permits 52 - Employee Entitlements 52 Business Services 53 - Bookkeeping Services 53 - Printers, Office Supplies & Electronics 54 - Conference Facilities 55 - Independent Directors in Cayman 55 - IT Services 56 Setting Up An Office 57 - Commercial Office Space 57 - Fitting Out Your Office 59

CAYMANRESIDENT 2019

ESTABLISHING A BUSINESS

As a well-regulated, tax-neutral jurisdiction with a worldclass infrastructure and political stability, the Cayman Islands has the ideal environment in which businesses can flourish. As a consequence business in Cayman is booming. Landmark legislation enacted in 2017, for the formation and registration of foundation companies, created a new and highly flexible vehicle for Cayman’s trusts industry. Unlike traditional companies, foundation companies may have no shareholders. A tightening of copyright laws has also provided more protection on patents and the rights of persons and companies involved in creative pursuits. As a diversification of businesses continue, no doubt in part due to Cayman’s Special Economic Zone, it is anticipated that the country will continue to attract top clientele globally. With a well-developed common law system based on English law, and with a proliferation of world-class corporate service companies, predictably many companies have chosen to incorporate in Cayman. Below is your business set-up guide. Legal Formalities A business in Cayman can be run as a sole trader operation, a partnership or a company. It is also possible for a foreign company to register a branch in the Cayman Islands in order for the foreign company to operate locally. The main distinction is that sole

HSM Corporate Services Ltd. provides corporate services in the Cayman Islands. HSM’s corporate team aim to work with our clients to achieve their objectives within the parameters of the structures available under Cayman Islands law. • Incorporation of companies and Formation of Limited Partnerships

• Applications to the Registrar of Companies

R U N N I N g a B u s in e s s

• Assisting in establishing bank accounts for corporate clients • Company searches • Corporate and Partnership filings • Legalisation, notarisation and apostilling documents • Re-domiciliation and transfer of companies • Voluntary Liquidations and Striking off of Companies

For further information, please contact:

Lisa Shemwell Corporate Services Manager HSM Corporate Services Ltd. +1 345 815 7440 lshemwell@hsmoffice.com

Choose the Experts. Choose HSM.

+1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

CAYMANRESIDENT 2019

traders and general partners have unlimited liability to third parties doing business with them, whereas the shareholders of a company typically have limited liability to third parties doing business with the company. The differences in, and suitability of, various types of business structure are highly technical and are best discussed with a qualified Cayman Islands attorney. Typically, small owner-operated businesses with few liabilities, might consider operating as a sole trader, often using a ‘trading as’ title such as Fred Smith (t.a. Fred’s Fantastic Fences). There are few formalities for formation and few annual fees. However, the sole trader is personally responsible for any debts the business incurs. Where two or more people want to go into business together, but wish to avoid all the formalities and expense of a company, they would use a partnership structure. Professional advisors, such as lawyers and accountants, have traditionally used a partnership structure for their business. A partnership has less legislative governance than a company and can be more flexible in its treatments of the partners’ responsibility for liabilities and share of profits. Partners are also personally liable for any debts the business incurs. A company will be used where the owners and operators of the business want to have limited liability for the debts of the business. Companies are very commonly used for all sorts of businesses, from one-man operations to multi-million dollar, multinational businesses. There are more formalities and fees associated with forming and operating a company, than with a partnership or sole trader business, but many people feel the limited liability a company affords is worth the extra effort and cost. Foreign businesses that do not wish to establish a Cayman Islands subsidiary, do have the option of registering a branch operation in Cayman. The process to register a branch with the Cayman Registrar of Companies is straightforward and the branch, once registered, is required to maintain a local registered agent and pay annual fees to the Cayman Islands Government to maintain its registration. If your aim is to operate a business on-Island, then depending on the nature of the ‘on-Island’ business to be conducted, some other form of local licensing will be needed. More details on the Local Licences procedure is given later in this section. For a business, wholly or at least 60% beneficially owned and controlled by one or more Caymanians, the acquisition of a Trade and Business (T&B) Licence is required. Where beneficial ownership and control is less than 60% by Caymanians, a Local Companies Control Law Licence (LCCL) may be required. The grant of an LCCL is a matter of discretion for the Trade & Business Licensing Board which will carefully consider, amongst other things, the benefit such business will bring to the Islands, the extent to which Caymanian participation has been sought (which will ordinarily include a requirement for public advertising) and whether the proposed business will compete with local Caymanianowned businesses.

the Cayman Islands Monetary Authority (CIMA). A different regulatory regime is available for businesses in certain approved categories seeking to set up within Cayman’s Special Economic Zone. Sole Trader Due to immigration requirements and the rules governing the grant of a T&B Licence, in practice, only a Caymanian will be able to operate a business as a sole trader if they are competing in the domestic market. A sole trader is able to start his/ her business without any formalities by simply offering services or goods in return for payment. The sole trader can employ people to work in the business, but is personally responsible for all the liabilities of the business (e.g. rent, T&B Licence fees, salaries and benefits of employees) and is also the person who receives all the profits. As indicated above, however, a foreign national competing only in the international economy from a base within the Cayman Islands will generally only be

able to obtain a licence and operate in and from within the Cayman Islands if they first incorporate a suitable Cayman Islands company and obtain suitable licensing for that entity. There will be no requirement for such an entity to have any Caymanian participation. Partnerships One form of partnership is where all the partners are “general” partners and participate in the management of the business. In this structure, the only restrictions on sharing profits and withdrawing capital are those agreed between the partners. As well as general partnerships, the Partnership Law sets out the rules for “ordinary” limited partnerships. However, limited partners must not participate in the management of the business and a limited partner’s right to share in the profits or withdraw capital is restricted. The Exempted Limited Partnership is another form of partnership which is specially designed to provide more

McGrath Tonner is a full-service law firm offering advice and solutions to the local and international market.

- Incorporations for companies and partnerships - Immigration advice and appeals - Registered office - Directorships - Nominee services - Vessel registration - Trade & Business and operational licensing - Special Economic Zone at Cayman Enterprise City

5th Floor, Genesis Building, Genesis Close | PO Box 446, Grand Cayman, KY1-1106, Cayman Islands Tel: (345) 949 2740 or (345) 623 2740 | Fax: (345) 949 0073 | info@mcgrathtonner.com | www.mcgrathtonner.com

www. c a y m a n r e s i d e n t . c o m

R U N N I N G a B u s in e s s

Businesses wishing to set up a physical presence in the Cayman Islands, whose activities are carried out mainly outside the Islands, are in most cases exempt from the Local Companies Control Law (LCCL). Therefore, although they would require a T&B Licence to set up their local office and secure work permits for any expatriate employees (as discussed further in the Immigration chapter), they would not require a LCCL, or 60% ownership by a Caymanian Status holder. In April 2017, Cayman enacted legislation for the formation and registration of Foundation Companies. These companies allow for there being no shareholders and their objectives being entrenched. Read more about Foundation Companies on page 47. It should be noted that banks, trust companies, company management firms and a number of other businesses are exempted from requiring both a T&B Licence and LCCL, though they would need to secure any requisite licensing with

R U N N I N g a B u s in e s s

flexibility to suit the needs of the financial industry in Cayman. The Cayman Islands Exempted Limited Partnership Law was enacted on July 2, 2014. It introduces changes intended to simplify, clarify and add flexibility to the establishment and ongoing operation of Cayman-exempted limited partnerships. In all cases, you are advised to contact a specialist to determine the partnership arrangement most suitable for your needs. In addition to the Exempted Limited Partnership as another innovation, in 2017 the Cayman Islands passed legislation for the introduction of Limited Liability Partnerships (LLP), which is expected to commence in late 2018. The LLP is a partnership with a separate legal personality and limited liability for its partners and it is intended as an alternative to ordinary limited partnerships. It is generally the LLP, rather than an individual partner, who is liable for the debts. Moreover, members enjoy limited liability and there are no joint liabilities for acts or omissions of another

CAYMANRESIDENT 2019

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partner, excepting where there is negligence by the partner. The LLP is designed for the conduct of business domestically, as well as for business overseas. It is anticipated that the LLP will be an attractive vehicle to overseas companies in a variety of international financial service transactions. Companies & LLC A company that intends to conduct the majority of their business outside of the Cayman Islands would register as an exempted company. The key elements of an exempted company are that it is not required to keep a register of members open for public inspection or hold an annual general meeting in the country, it can alter its Memorandum and Articles of Association without restriction (but must notify the Registrar of Companies of any changes), it can offer shares to the public in the Islands if listed on the Cayman Islands Stock Exchange (CSX), and finally it may issue shares with nominal or no par value. The company is treated

in law, as a legal person able to enter into contracts and own property as well as incur liabilities. An individual who is a shareholder in a company, has a liability to the company, limited to the amount unpaid on the shares the individual owns and cannot be liable for the liabilities of the company itself. The company may distribute profits to shareholders by paying dividends and a shareholder can only get their investment in the company back by selling or redeeming the shares they have. Company formation and operation is governed by the Companies Law (2016 Revision). Formation of a company is swift and straightforward. Additionally, in 2016, the Cayman Islands enacted legislation that, for the first time, allowed for the formation and the registration of Limited Liability Companies. A Limited Liability Company (LLC) is a unique vehicle that blends key features of a Cayman Islands Exempted Limited Partnership, with those of a Cayman Islands exempted company. Most notably, a LLC is not the typical company vehicle with liability of shareholders limited by shares or by guarantee, but by reference to membersâ&#x20AC;&#x2122; capital accounts and capital commitments, with freedom of contract among members determining the internal workings of the company similar to an Exempted Limited Partnership. Yet, unlike an Exempted Limited Partnership, a LLC will be a corporate body with a separate legal personality and its members enjoying limited liability. A LLC is therefore a hybrid between an exempted company and an Exempted Limited Partnership, developed to meet the demands of various global client bases that wish to operate a vehicle which offers the greatly increased flexibility of partnership capital accounting capability but within a corporate vehicle with separate legal personality. This hybrid approach is useful in a variety of investment spaces (such as investment funds, joint ventures and holding vehicles for a variety of assets including ships) where some investors and service providers

find the share capital accounting structure of a company somewhat cumbersome for certain transactions. LLCs have proven to be a very popular product. Since coming on the market in July 2016, there have been 889 Cayman LLCs registered as of 31 December 2017, which translates to almost two LLCs per business day. Initial figures for 2018 were also positive, with the Registrar of Companies noting there were an additional 157 registrations by March 2018.

Cayman Islands Branches An overseas company which i) establishes a place of business; ii) commences carrying on business within the Cayman Islands (even “offshore” business); or iii) proposes to own real estate situated in the Cayman Islands, must register as a “foreign company” (essentially register a branch) under Part IX of the Companies Law. A

Intellectual Property Legislation The Cayman Islands Government has modernised the country’s intellectual property laws in order to provide better protection of the rights of persons involved in creative and business endeavours. By improving copyright, trade mark, patent and design rights legislation, Government also has improved the local commerce framework. Copyright protection has been significantly updated with the commencement of The Copyright Order (Cayman Islands) 2015. As of 30 June 2016, the categories of original creations that are protected in Cayman have been expanded to cover music, film, art, and other creative fields in every format – including digital. The Trade Marks Law, an amendment to the Patents Law, and a new Design Rights Law commenced on 1 August 2017. The Trade Marks Law allows persons and companies to locally register their brands and company logos. It also gives legal

■ Company Formation / Incorporation ■ Trade & Business and other Business Licensing ■ Contracts & Agreements ■ Intellectual Property / Trade Mark Registration ■ Real Estate, Property and Conveyancing ■ Trusts, Equity and Estate Planning ■ Wills, Probate and Administration ■ Construction, Planning and Environmental Law ■ Immigration - Residency, Permits and Appeals ■ Commercial & Civil Litigation and Disputes

(345) 745 7529 | info@symonsandsymons.com 4 Tropic Centre | 18 Earth Close | Seven Mile Beach

www.SymonsandSymons.com

www. c a y m a n r e s i d e n t . c o m

R U N N I N G a B u s in e s s

Foundation Companies In 2017 the Cayman Islands enacted legislation for the formation and registration of foundation companies. Unlike the traditional company, a foundation company may have no shareholders and may entrench its objectives. Other key elements of a foundation company is that whomever the founder wants can be given rights, powers and duties (and not just to existing members, directors or supervisors). A foundation company may also entrench the objectives of the company or specific provisions within the constitution and may have by-laws to govern the exercise of discretion by those who have duties or powers under the constitution. The by-laws do not have to be filed, and they do not affect a third party dealing in good faith with the foundation company. As a new type of company, that is free of the current perceived drawbacks of a company or trust, the foundation company may prove particularly attractive to trust and estate planners. It is anticipated that foundation companies will open up a variety of interesting estate and other planning possibilities and will be used for commercial, philanthropic and other private purposes.

registered Cayman Islands branch will not have a separate legal personality from the main company headquartered overseas. In many cases, this is desirable for group operations which are required to maintain tax residency in a certain jurisdiction, but wish to have a Cayman Islands presence from which to conduct certain business of the group. In the case of a bank, trust company, insurance company, management company, mutual fund, mutual fund administrator or any entity carrying on securities investment business, a licence to conduct such business will be required from CIMA, even though such business is actually conducted outside the Cayman Islands. Care should therefore be taken to ensure that the ‘off Island’ activities of the foreign company do not inadvertently create a requirement for local licensing. A Cayman Islands branch is able to secure a T&B Licence and, if necessary, a LCCL licence to comply with the necessary legal requirements to set up a physical presence in the Cayman Islands.

protection against piracy and infringement, allowing local and international companies to be confident in what they create in the Cayman Islands, while providing an incentive for local and international investors. The amendment to the current patents legislation allows patent holders – persons who create inventions such as machines, drugs, soaps, and genetic engineering procedures – to continue registering their rights in the UK and extending them to the Cayman Islands. The completely new Design Rights Law allows design rights – the physical appearance of an industrial or handicraft item or a part of it – registered in the UK, to be extended to Cayman.

R U N N I N g a B u s in e s s

Funds & Investment Business Common fund vehicles used in the Cayman Islands to operate mutual funds include the exempted company, the segregated portfolio company, the unit trust and the Exempted Limited Partnership. The exempted company

• Independent Director Services

may redeem or purchase its own shares and may therefore operate as an openended corporate fund. Closed-ended corporate funds can also be established using the exempted company and it is a relatively straightforward procedure to convert from one to the other. The Segregated Portfolio Company (SPC) can also be established with protected cells or portfolios. The SPC makes it possible to provide a means for different groups to protect their assets when carrying on business through a single legal entity. The unit trust is usually established under a trust deed with the investors’ interest held as trust units. The exempted and limited partnership provides a second unincorporated vehicle and it can be formed as easily as the exempted company or the trust unit. An attorney can provide more information on structuring a fund in the Cayman Islands and can advise on the necessity for a licence/regulation and assist in compliance with the formalities.

• Full corporate registration and representation services for all local, and international business undertakings

• Specialist corporate services for Funds and Investments Managers • Captive Insurance management and advisory service

• Yacht, Shipping and Aircraft registration and representation services

A professional service, delivered with that extra personal touch www.caymanmanagement.com | (345) 949 - 4018 Governors Square, Grand Cayman, Cayman Islands

CAYMANRESIDENT 2019

Small Businesses Commerce in Cayman continues to receive support as the Government reduced the T&B Licensing fees for micro and small businesses in 2014. To be classified as a micro business, owners can only employ four additional employees and cannot exceed an annual gross revenue of CI$250,000, and small businesses cannot employ more than 12 employees and exceed an annual gross revenue of CI$750,000. For comprehensive business licensing advice, please contact the Department of Commerce & Investment on (345) 945 0943. Cayman Islands Department of Commerce & Investment (DCI) The DCI licenses and regulates trade and business in the Cayman Islands. These essential functions support business owners with their compliance to Cayman’s legislative and regulatory framework for commerce, and ensure that trade and business operations conducted in the Cayman Islands adhere to local and global requirements. For more information, visit www.dci.gov.ky. Cayman Islands Special Economic Zones (SEZs) & Cayman Enterprise City (CEC) The Cayman Islands Government enacted the Special Economic Zone (SEZ) Law in an effort to encourage further economic growth and attract additional international investment. Cayman Enterprise City (CEC) an award-winning development project which consists of three special economic zones focused on attracting knowledge-based and technology-focused businesses to set up a physical presence in the Cayman Islands. The zones included within CEC are Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. CEC enables businesses to easily and cost-effectively establish a genuine physical presence with staff and offices, to generate active business income in the Cayman Islands where there is no corporate, capital

gains, sales or income tax. Cayman’s SEZ enable companies to take advantage of the Cayman Islands’ jurisdictional benefits, along with a series of appealing concessions granted by the Government. Cayman is an ideal business jurisdiction and is OECD white listed, meeting the highest anti-money laundering compliance requirements. Concessions and Reasons to Relocate to CEC

>> 100% exempt from corporate, capital >> >> >> >> >> >>

Eligible Market Sectors

CEC can accept companies and divisions of companies active in these key sectors: >> Internet and Technology >> Media and Marketing (including digital media, film and broadcasting) >> Commodities & Derivatives >> Biotechnology, Life Sciences and Green Technology >> Maritime Services and Aviation Services

Intellectual Property

Intellectual Property can be held by a zone Company and licensed internationally from this tax-neutral jurisdiction. Many CEC companies avail themselves of the benefit of establishing their IP offshore early, as part of their overall business strategy, in order to maximise the value of this key asset for the whole of the company’s life cycle, avoiding costly migration issues later. Access to Global Markets

Companies are setting up within CEC and utilizing the zone as a catalyst to increase global growth from a tax-neutral location.

Set-Up Process

CEC offers businesses very flexible packages which include fully serviced offices, use of the business centre facilities, the Trade Certificate to operate the business and the Zone Employment Certificates (work/ residency visas) for their staff. Set-up can be expedited within 4-6 weeks. CEC also provides offshore data-centre facilities through their strategic partner Brac Information Centre. For more information email CEC on info@caymanenterprisecity. com or call (345) 945 3722 or visit www. caymanenterprisecity.com.

R U N N I N G a B u s in e s s

gains, sales, income tax and import duties in the Cayman Islands 100% foreign ownership permitted Renewable five year work/residence visas granted within five days 4-6 week fast-track set-up of operations Intellectual Property owned offshore No government reporting requirements Strategic base with easy access to lucrative North and Latin American markets On NYC/EST time zone

to the Cayman Islands, particularly those that may not be able to get visas for the US or Canada. CEC companies can obtain five year work/residency visas for personnel within five working days.

Why Companies are Establishing in CEC: Global Tax Mitigation

Companies are using CEC as part of their global structuring strategy, as it provides them with the opportunity to costeffectively establish a genuine physical presence offshore which can significantly enhance their competitiveness in the global marketplace and enable them to generate a tax-exempt active business income in the Cayman Islands. Work/Residency Visas for Staff

CEC enables businesses to immediately relocate key staff from any country of origin

Trade & BUSINESS LICENSING Subject to limited exceptions, in order for an individual, partnership or company to conduct business in or from the Cayman Islands, an application must be made to the Trade and Business Licensing Board for the grant of a T&B Licence. The T&B Licence fee is payable every year and the application for renewal must be made at least 28 days before, but not more than three months before the date of expiry of the licence. It is an offence to operate a business in the local market with the public of the Cayman Islands without a valid T&B Licence or

www. c a y m a n r e s i d e n t . c o m

an alternative licence (unless exempted). A company wishing to carry on business in the local market with the public of the Cayman Islands, which does not have at least 60% Caymanian ownership and control, will also require a Local Companies (Control) Licence (LCCL) from the Trade and Business Licensing Board (unless it is otherwise exempted from such requirement). Each LCCL application is considered on its own merit and all relevant forms and information for both LCCL and related T&B Licence applications are readily available online at www.dci.gov.ky.

R U N N I N g a B u s in e s s

Incorporation/Registration If you wish to incorporate or register a Cayman Islands entity that will conduct business outside of the Cayman Islands, you are required to engage a local licensed service provider to incorporate your company. This is a seamless process and most firms also provide these services: registered office, corporate administration, directors and other officers and management of the company on the instruction of the beneficial owner(s). Online registration is now available and accessible through local licensed service providers. This is a secure access and not available to the public. Read on to see a list of top firms under Corporate Services. It should be noted that persons wanting to register an ordinary resident company may apply for registration directly. Contact the Registrar of Companies on Tel: (345) 946 7922, Ground Floor, Government Administration Building, 133 Elgin Avenue, George Town.

Application Process Your locally licensed service provider will: 1) Contact the Registrar of Companies and ask if the company name you want is available; 2) Prepare the following documents (but other documents may be required based on the type of company you are incorporating): a) Memorandum of Association; b) Articles of Association.

The Registrar does not require details of the proposed business as the Companies Registry does not maintain information on business nature, only type as classified in the Companies Law (such as resident, non-resident, or exempted companies). The fees for incorporation vary depending on the type of company and share capital. For a typical resident company with a share capital of less than CI$42,000, the fee is CI$300 and for an exempt company, the minimum fee would be CI$600. Your local service provider will have their own fee list. The company is deemed incorporated on the day the incorporation documents and fees are submitted to the Registrar, provided that the incorporation documentation is in good order. The processing time is approximately three to four business days, unless submitted on an express basis (an additional fee of CI$400 applies to express processing) in which case, the application will be processed within 24 hours during business days. Company Registry Fees The registration and annual fees for any company are dependent on the size of the authorised share capital. Also worth noting

Commercial Insurance Brokers Commercial Property • Group Health • Executive Homes • Strata • Liability

is that annual fees and annual returns are due in January of each year, but the Companies Registry is under no obligation to notify the company that the fees are due. If these fees are not paid by the 31st March (of each year), they begin to accrue penalties up to 100% of the fee. Every company is responsible for paying these annual fees and filing the returns. If it has not paid nor filed, the company is subject to being struck off the register after being in default for one year. If the company had assets at the time it was struck off, those assets will become the property of the Government of the Cayman Islands. If you were ignorant of the fact that annual fees and returns were due, your company could be struck off without your knowledge. This is one of the benefits of using a local licensed service provider, as they will process the annual paperwork and remind you of the amount and timing of annual fees. Their fees are a lot less than the fees you would pay to an attorney to make the necessary application to the Cayman Court for the company to be reinstated to the registry! Corporate Services The following are a few of the locally licensed corporate service providers who can assist you with the incorporation process. The usual fee for their services is between US$700–US$1,250, excluding Government filing fees. The other services they offer include: the provision of a registered office; maintenance of statutory registers; handling of annual returns; drafting resolutions and minutes; providing certified documents; getting documents apostilled and notarised; updating the register of officers, shareholders and directors; maintaining the minute book; assisting with corporate restructuring; revisions to the memo and arts, and some also provide director services. Bodden Corporate Services Tel: (345) 945 0400 or (345) 623 0303

(345) 945 0030

www.briatgroup.com | info@briatgroup.com 50

CAYMANRESIDENT 2019

Email: info@bcsl.ky www.bcsl.ky Provides incorporation services and maintains registered offices for companies and their

corporate records. The company also offers

Email: cayman@francisgreylaw.com

services, plus incorporation and on-going

comprehensive immigration advice, assists

www. www.francisgreylaw.com

corporate support.

with work permit renewals and processes

FG Services Limited is the corporate services

Cayman

passport

affiliate of FrancisGrey, Attorneys-at-Law. FG

HSM Chambers Attorneys-at-Law

applications. Bodden Corporate Services also

provides company and partnership formation

Tel: (345) 949 4766

provides compliance services. SEE AD pag e 81

and registered office services and are licensed

Email: corporate@hsmoffice.com

Islands

and

British

Intellectual Property Agents (Trademarks,

www.hsmoffice.com

Campbells

HSM provides corporate services in a responsive,

Tel: (345) 949 2648

SEE AD PAGE s 51 & 71

timely and cost effective manner. Their services

www.campbellslegal.com

include incorporation of companies, assisting in

Campbells Corporate Services Limited (CCSL)

Forbes Hare Trust Company

establishing bank accounts, preparing and filing

holds an unrestricted trust licence issued by

Tel: (345) 943 7700

applications to the Registrar of Companies and

the Cayman Islands Monetary Authority and

Email: fhtc@forbeshare.com

the handling of re-domiciliation and transfer of

provides a full suite of company management

companies. SEE AD PAGE s 44 & 75

and trust services to local and offshore clients.

Harneys Fiduciary

SEE AD PAGE 70

Tel: (345) 949 8599

Loeb Smith Attorneys

Email: cayman@harneys.com

Tel: (345) 749 7590

Cayman Management Ltd.

www.harneys.com

Email: info@loebsmith.com

Tel: (345) 949 4018 Fax: (345) 949 7891

Harneys Fiduciary is an independent provider

www.loebsmith.com

Email: enquires@caymanmanagement.ky

of specialised corporate, trust and fiduciary

Through

www.caymanmanagement.com

services operating from key offshore and

Hermes Corporate Services Ltd, the firm offers

Cayman

Management

comprehensive

regulated

affiliate,

provides

onshore locations around the world to an

incorporation and registered office services. It

corporate

international client base. They tailor their

also incorporates companies, registers limited

services to meet the needs of their clients

partnerships, maintains statutory registers,

incorporation

and

quickly and without compromise.

corporate minute books, and manages annual

establishment

and

management, independent insurance

fund director

management

and other statutory payments and filings with Hermes Corporate Services Ltd. (Hermes)

the Cayman Islands Companies Registry and

through their affiliate, yacht and aircraft

Tel: (345) 749 7495

Monetary Authority. SEE AD PAGE 31

registration services - all with a personal, time

Email: enquiries@hcsoffshore.com

responsive touch. SEE AD pag e 48

www.hcsoffshore.com

Maples Corporate Services Limited

Hermes Corporate Services is a leading offshore

Tel: (345) 949 8066

Dentons

provider of international incorporations and

Email: info@maplesandcalder.com

Tel: (345) 745 5000

corporate services. With its team of highly

www.maplesandcalder.com

Email: info.ky@dentons.com

experienced

rigorous

Maples Corporate Services, an affiliate of law

www.dentons.com

processes, Hermes has an excellent track

firm Maples and Calder, is a leading provider of

Benefit from the world’s largest law firm,

record of providing company incorporations

registered office and registered agent services

offering clients services in more locations

in the Cayman Islands and the British Virgin

to companies and partnerships in the Cayman

than any other legal services provider. The

Islands. They offer formation and liquidation

Islands. SEE AD PAGE 33

professionals

and

experienced Dentons Cayman team offers a full range of legal, corporate and fund services at competitive rates. Dentons assists in the establishment of all types of Cayman companies for local, offshore or Special Economic Zone purposes, and advises on structuring/licensing for all forms of business and investment funds. Real estate conveyancing, immigration, estate planning and notarial services are also offered. SEE AD PAGE 7

FG Services Limited Tel: (345) 815 2800

FG Services Limited Company & Partnership Formation Registered Office Services Intellectual Property Agents (Trademarks, Copyright, Patent & Designs) T] 345 -815-2800 F] 345-947-4728 E] cayman@francisgreylaw.com W] www.francisgreylaw.com 72 Market Street, Camana Bay

www. c a y m a n r e s i d e n t . c o m

R U N N I N G a B u s in e s s

and

captive

Smith’s

administrative services including company

services,

range

Loeb

clients with company formation, business

Tel: (345) 949 2740

licensing

Email: info@mcgrathtonner.com

addition to a broad range of practice areas, they

supply all information needed for a personal

www.mtcscayman.com

have a strong commercial and civil litigation

bank account, including certified copy of

Provides

dedicated

offshore

corporate

and

trademark

registration.

background. SEE AD PAGE 47

services to both local and international clients, for private individuals and international,

Solaris Corporate Services Ltd.

institutional clients at very competitive

Tel: (345) 949 0488

rates. Company and partnership formation,

Email: info@solariscorporate.com

registered office and maintenance of statutory

www.solariscorporate.com

records, representative person, shipping and aircraft registration, as well as other corporate services. SEE AD PAGE 45 Mourant Governance Services Tel: (345) 949 4123 www.mourant.com

Written request to open a new account on

delivers

company letterhead giving an overview of the business (e.g. clients, number of staff and how

administration, accounting and governance

revenue is generated) and reason for needing

services through a dedicated team of

the account

Governance

comprehensive

Services

range

experienced professionals in the Cayman Islands, Guernsey, Hong Kong and Jersey.

>> >>

agents; provision of registered office; provision

Bank references from a current bank Certificate of Incorporation, certified by a Notary Public

Services include: incorporation and registration

services and board governance support.

Ritch & Conolly Corporate Services

Annual report, financial statements, auditors reports or business plan

Email: info@rc.com.ky &

Conolly’s

regulated

www.rc.com.ky/foreshore.html Ritch

Certificate of Good Standing, if business is older than one year

Tel: (345) 949 7366

Public

affiliate,

Foreshore Corporate Services Ltd., provides

The identity of each ultimate beneficial owner,

corporate management services, including

director and signatory; this must be supported

incorporation of companies, registration of

by a certified copy of their passports and proof

overseas companies, registered office and

of residential address

administrative services. The firm also handles

Business licence

permits and applications for the grant and

renewal of Trade and Business Licences.

If the business is conducted within the Cayman Islands, a copy of the current Trade and

related immigration work including work

Professional reference from an accounting or law firm and a professional reference from a

SEE AD PAGE 142

bank that indicates a good relationship of over Symons & Symons

three years

Tel: (345) 745 7529

Nature and dollar volume of anticipated

Email: stephen.symons@symonsandsymons.

transactions, including source of funding of

com or www.symonsandsymons.com

initial and subsequent deposits. This can be

Symons & Symons is a full service boutique

provided from a copy of the Business Plan if the

law firm that provides personalised service to

company is new or latest Financial Statements

local and international clients. The firm assists

if the company is already operating

CAYMANRESIDENT 2019

All directors, members and signatories to

partnership agreement.

If there are more than a nominal number of shareholders, the bank requires identification and references for the principal shareholders who own 10% or more of the shareholding, directors and officers responsible for the operation of the account. Companies incorporated in other countries require notarised documents to verify the bona fides of the company. Each bank in Cayman will have a minimum amount required to open a business account. OTHER FORMALITIES Work Permits All businesses will require work permits and/or other relevant permissions for any non-Caymanian staff engaged in gainful employment in the Cayman Islands. Details of such requirements can be found in the Immigration chapter.

Articles and Memorandum of Association, certified by a Notary Public

of company secretarial and administration

Tax declaration form

Full incorporation paperwork

fiduciary,

Mourant

R U N N I N g a B u s in e s s

Opening business Accounts To open a business bank or trust account in the Cayman Islands, you will need to complete a very detailed application, as well as provide the following information:

>> >>

Email: caymanadmin@mourant.com

>> >>

McGrath Tonner Corporate Services Limited

Employee Entitlements It is very likely that proposed amendments to the Labour Law could bring some significant changes, when considered by the Legislative Assembly. Cayman’s current Labour Law (2011 Revision), sets out the minimum entitlements that must be provided by an employer to its employees. There is no requirement for the employer to provide a contract of employment, but the terms and conditions of the job must be set out in a statement and provided to the employee shortly after commencing employment. Essentially, the minimum terms and conditions for leave, set out in the Labour Law, include two weeks annual vacation, increasing up to three weeks after four years and four weeks after 10 years of service. This is in addition to the (approximately) 11 public holidays scattered throughout the year. Employees are entitled to 10 paid sick days each year and 12 weeks maternity leave (20 days of which are at full pay and a further 20 days at half pay). Nine

weeks adoption leave is available for female employees (of which 15 days are at full pay). Upon termination of employment by the employer, there is an entitlement to severance pay, equal to one week’s pay for each completed year of service. There is a statutory unfair dismissal scheme which provides compensation equal to one week’s pay for each completed year of service. Turn to the Working in Cayman chapter to learn about the significant changes that are being proposed to the Labour Law.

Social Grace is a social media marketing

Tel: (345) 949 2933

company offering social media management across all platforms.

FSH Design Tel: (345) 947 8755

Tower Marketing Tel: (345) 623 6700

Massive Media

Accountancy & Law Firms See the Working in Cayman chapter for a list of Accounting and Legal services.

Tel: (345) 947 6677 MC2 Tel: (345) 946 1220

Bookkeeping Services Netclues Inc.

HLB Berman Fisher

Tel: (345) 925 2222

Tel: (345) 936 3967 Email: jeff@bermanfisher.com

Not Your Standard Agency

www.bermanfisher.com

Tel: (345) 745 6972

Qualified

accountants

providing

audits,

reviews, outsourced professional accounting, Savage Consulting

interim CFO and advisory services to both

Tel: (345) 326 3333

local and offshore clients. Services include audit, review, compilation, payroll, accounting

Social Grace

(corporate, personal and strata), internal

Tel: (345) 328 1552

audits, financial statement preparation, agreed

Email: sonita@socialgrace.ky

upon procedures, valuations, liquidation and

www.socialgrace.ky

forensics. HLB Berman Fisher also provides

Introducing Business Insurance

business services

Advertising Agencies, Social Media Consultants & Web Design Services There are a number of advertising agencies providing exceptional marketing, branding and public relations services in Cayman. Along with the other traditional areas, many companies also provide social media and web design services. The following list of advertising agencies in the Cayman Islands offer a full range of exceptional advertising services to businesses:

Industry speciﬁc policies for the coverage you need. Bar & Restaurant

Health & Beauty

Retail & Ofﬁce

Visit www.saxon.ky for more information or email sales@saxon.ky for your customized business quote.

www.saxon.ky |

94SAXON

www. c a y m a n r e s i d e n t . c o m

Saxon Business Insurance Ad

R U N N I N G a B u s in e s s

Health Insurance & Other Benefits Employers are required to provide employees, their spouses and dependents with health insurance. Employees are also entitled to a pension plan. Similar to other parts of the world, employers may offer enhanced benefits to prospective employees and it is not uncommon to see employers offering enhanced vacation leave, relocation expenses, additional pension contributions, bonus options, upgrades to premium health insurance and private school fees, amongst others. It can be very expensive to move household items to Cayman and different employers will have more or less generous relocation packages, so review the offer of employment carefully. Many employers offer attractive health insurance packages for their employees, some even including wellness and preventative options. For a list of Health Insurance Providers see the Health & Wellness chapter.

BB&P

training and coaching to finance teams along with implementation of policies and procedures. SEE AD thi s pag e Omni Cayman Tel: (345) 547 4473 Email: info@omnicayman.com www.omnicayman.com Omni Cayman are Certified QuickBooks Pro Advisors offering professional accounting services. They have a team of qualified professionals with over fourteen years’ experience with Cayman’s top firms such as Deloitte, KPMG and BDO. Omni provides full service professional outsourcing, as well as individual and corporate US Tax filing and consulting services.

R U N N I N g a B u s in e s s

Business Insurance Whether you run a small one-office operation or a large enterprise with multiple locations, it is important that your business is fully protected against on-the-job injuries or property damage, whether it is caused by fire or a hurricane. Some businesses may even need to have professional indemnity coverage for their workers. To find the right insurance plan for your business, call one of Cayman’s top providers on page 120 in the Settling In chapter. Business Security Although Cayman has one of the lowest crime rates in the region, the Royal Cayman Islands Police (RCIPS) is taking a proactive approach to mitigate any criminal activity within the business community. In addition to their normal policing activities, the RCIPS

run a Business Watch programme along the George Town waterfront that allows business owners to report any suspicious behaviour. You may direct reports to PC Jonathan Kern (Email: jonathan.kern@ rcips.ky or tel: (345) 649 4222) or use the new mobile app by visiting their website at www.rcips.ky. Additionally, reports can be made anonymously via the RCIPS call centre in Miami, Tel: 1(800)TIPS. By reporting even the smallest annoyance, the police can recognise if a trend is occurring in your area and jump on the problem before anything big happens. If you witness a crime or are being threatened at your business, please contact 911 directly. The RCIPS plans to launch the Business Watch programme in other areas in the future, as well as expand all Community Policing. If you need to improve the security at your business, there are companies that provide services from 24-hour security monitoring to installing alarm systems.

co.za and are encouraged to visit the Anti-Fraud Policy website at www.fraud. gov.ky if they require more information. All claims of fraud or allegations will be investigated by Cayman’s Internal Audit Services. Printers, Office Supplies & Electronics Alphasoft Tel: (345) 949 8251 Email: sales@alphasoft.com.ky Alphasoft is an authorised dealer and service provider for Hewlett-Packard (HP) hardware. Cayman Business Machines Ltd. PBS Group 49 Hospital Road, George Town Tel: (345) 949 8642 www.caymanbusinessmachines.ky or www.grouppbs.com CBM/PBS are the authorised dealers for top brands including Xerox, Lenovo, SMART, L3 Securities, Cisco, Oracle, TrippLite, Data Card and NCR. CBM has cost effective solutions

Anti-Business Fraud Hotline In 2017, the Government established a whistle-blower hotline in order for civil servants and members of the public to report government fraud or any breaches in ethics anonymously. The number for the toll-free hotline is Tel: 1 (800) 534 1111. All calls to this hotline will be monitored and answered overseas by a KPMG trained operator. Callers can expect to receive a tracking number, which can then be used as a reference if they need to make a follow-up call. Persons who wish to make a report by email must use fraud@kpmg.

for businesses of every size. A Docu-Centre printing service is available, as well as IT support. Kirk Office 67 North Sound Road, George Town Tel: (345) 623 5475 www.kirkoffice.ky Kirk Office is Cayman’s leading office supply store. As an authorised reseller of HP and Lenovo and the exclusive dealer for Ricoh in the Cayman Islands, you’ll find a wide range of technology solutions for your business. They also sell office furniture ranging from desks and chairs to complete office remodels. SEE AD pag e 277

Office Supply Ltd. Marquee Plaza, 36 Lawrence Boulevard, SMB Tel: (345) 946 1200 Email: info@officesupply.ky www.officesupply.ky Office Supply Ltd. is an office products superstore stocking everything from arts, furniture, crafts and office supplies to tablets, high spec copiers and printers. Packed with electronics and accessories, they offer full IT 54

CAYMANRESIDENT 2019

support and repairs, plus a printing centre. They are the exclusive dealer for SHARP business machines and Aquos boards.

Cayman Management Ltd.

R U N N I N G a B u s in e s s

Conference & Meeting Facilities A host of large international conferences are held in Grand Cayman at the RitzCarlton, the Marriott and the Kimpton Seafire Resort. There are also a handful of very professional and well presented places that can host smaller conferences or business meetings often with catering options. These places include The Brasserie Conference Facility (Tel: (345) 945 0398 or email: conference@brasseriecayman.com), Caribbean Club (Tel: (345) 623 4500), Cayman Conference Centre (Tel: (345) 949 5511), The Cayman Islands National Museum on the GT waterfront (Tel: (345) 949 8368 or email: PLDdirector@museum.ky) with the Museum accepting donations in exchange for the use of their facilities and Sunshine Suites (Tel: (345) 949 3000 or email: sales@sunshinesuites.com).

the Carne Group, HighWater and ICG and law firms, such as Maples and Calder and Ogier. Cayman had come under pressure from institutional investors and overseas regulators (such as the IOSCO) to enhance its regulatory regime in relation to governance. By taking these steps Cayman stays competitive with Dublin and Luxembourg, as it seeks to strike a balance between being sufficiently regulated, without the regulations being overly burdensome. Directors must provide references, evidence of insurance coverage, proof that the applicant has not been convicted of a serious crime or any offence involving dishonesty. In addition they must provide the Cayman Islands Monetary Authority with the names and registration numbers of the Covered Entities for which they act or propose to act as a director.

Management Limited

Tel: (345) 949 4018

Corporate Office Cleaning

Email: enquiries@caymanmanagement.ky

Hew’s Cleaning Services

www.caymanmanagement.com

Tel: (345) 949 0734

Provides

independent

director

services,

www.hews-janitorial.com

as well as affordable company registration

Hew’s are a family owned and operated

and incorporation services for local and

company and have been in the Cayman Islands

international

since 1977. All their work is safe, professional,

include:

trustworthy, efficient, friendly and caring.

registration, fund services and advisory

They specialise in maid services, offices,

services. Their affiliate CSI International

floors, carpets, upholstery, marble, windows,

Underwriting (Cayman) Limited offers captive

janitorial, mold and microbial remediation,

insurance management services to clients.

water and fire restoration, as well as post-

SEE AD PAGE 48

companies.

shipping,

Other

services

and

aircraft

yacht

construction cleanup. SEE AD pag e 158 MaplesFS

Independent Directors in Cayman The Cayman Islands is the leading offshore domicile for hedge funds, and as regulators and investors have placed more stringent requirements on good governance and oversight, independent directors have taken up the mantle of supporting the asset management industry. The majority of new hedge funds have at least a majority of independent directors on their boards. A few well known firms of independent directors based in Grand Cayman include

Tel: (345) 945 7099 Email: cayman@maplesfs.com www.maplesfs.com MaplesFS,

through

its

divisions

Maples

Fiduciary, Maples Fund Services and Maples Private Client Services, is an independent global

provider

specialised

fiduciary,

fund administration, entity formation and management, insurance management and trust and private client services. SEE AD PAG e 33

www. c a y m a n r e s i d e n t . c o m

IT Services & Support

Baysyde Biz

Cayman Mac Store

27 Duxies Lane, West Bay

Tel: (345) 943 4763

Tel: (345) 917 5756 or (345) 322 4512

Cayman’s Apple authorised reseller and service

Email: baysydebiz@gmail.com

provider, with a full range of Macs, iPads, iPods,

Baysyde Biz can notarise documents during

iPhones, Apple TV, accessories and more.

normal business hours and in the event of an emergency, outside normal business

Kirk iSS

hours from 6am to 8am and from 5.30pm to

67 North Sound Road, George Town

11pm. This company also provides secretarial

Tel: (345) 623 4730

services to private individuals and small

www.kirkiss.ky

businesses operating in the Cayman Islands.

A two-time Microsoft partner of the year and registered Cloud Solution Provider. Kirk

Sabrina Turner

ISS provides hardware and IT services for

Tel: (345) 926 8080

businesses of all sizes. They hold over 100 certifications in areas such as networking,

Symons & Symons

security,

Tel: (345) 745 7529

Chamber of Commerce

Email: stephen.symons@symonsandsymons.

Professional Development & Training Centre

servers,

storage

and

disaster

recovery. SEE AD PAG e 277

R U N N I N g a B u s in e s s

Professional Training A lot of the professional training opportunities available in the Cayman Islands cater to those in the financial services industry. However, there are other excellent training options that include medicine, nursing, veterinary, law, accounting, banking, human resource management and education. There are also vocational training courses relevant to the construction industry, as well as nanny certifications, CPR courses and numerous computer and language courses. See the Education chapter for more information on training and educational opportunities.

com or www.symonsandsymons.com

Governors Square, West Bay Road

Office Supply Ltd.

Symons & Symons is a full service boutique

Tel: (345) 949 8090 ext. 123

Tel: (345) 946 1200

law firm that provides personalised advice

www.caymanchamber.ky

Email: info@officesupply.ky

to local and international clients and can also

The PDTC offers a comprehensive range of two-

www.officesupply.ky

notarise documents for corporate institutions

hour, four-hour and full-day masterclasses.

Office Supply Ltd. has one of the largest

and private individuals. SEE AD PAGE 47

Courses cover topics such as immigration,

selections of office supplies on-Island and is the

sales, customer service, management skills

Office Automation & Electronics

and much more. Go online or call the Chamber

and Aquos boards. In addition to offering full IT

The Audiophile

to find out more.

support and repairs to businesses in Cayman,

Tel: (345) 746 4434

exclusive dealer for SHARP business machines

Small Business Consulting

they are also a printing centre.

Notary Public/Justice of the Peace Notary Public or Justice of the Peace (JP) services are available either through law firms or from independent operators. JPs usually do not charge, but they are somewhat limited in the documents they can certify. Have your passport or driver’s licence handy when you need their services as they need to verify your details and write your passort number in their records. The fee to be a Notary Public is CI$800 per year. (Visit www.judicial.ky to find a complete fee schedule and a list of all Notary Publics and JPs that are in good standing). You will be expected to pay a Notary Public in the region of CI$25 per stamp, though some charge less, if it is just a simple matter. Some charge a call-out fee if you want them to visit you to notarise documents. Here are a few Notary Publics and Justices of the Peace you may call: 56

CAYMANRESIDENT 2019

Creative Tech

CayPro (Services) Ltd.

Shops 5-6, Bay Town Plaza, West Bay Road

Tel: 345 323 5572

Tel: (345) 946 8324

www.cayproltd.com

Email: info@creativetechltd.com

Specialising in small businesses and not-for-

www.creativetechltd.com

profit consulting and governance. Services

Creative Tech provides business machines,

provided: reviews to assist with organisational

computer equipment and IT infrastructure

performance, training of staff/board directors

solutions, video conferencing systems, A/V

on roles, meetings, communication, reporting

automation and audio visual solutions to

and transparency, and risk management.

corporate clients large and small. They are

Assistance

the authorised dealer for Kyocera Document

frameworks to incentivise staff, set goals,

Solutions, Dell computers, Polycom, and

as well as written policies and procedures. In

represent a host of other corporate IT brands.

the not-for-profit sector, they can help with

with

function,

building

Corporate Social Responsibility, corporate The Security Centre Limited

partnerships, sponsorship and fundraising

Tel: (345) 949 0004

programmes, developing and implementing

Email: info@security.ky

long term strategic development plans.

From

conventional

locks,

cutting-

edge systems, The Security Centre has a comprehensive range of products and services designed to cover all your commercial security requirements.

Tax Advice Receiving professional tax advice may be essential when running a multijurisdictional operation in the Cayman

Islands, as certain countries require special reporting. Tax advisors in the Cayman Islands usually have specific legal and financial expertise and also advise private individuals on tax related matters. They may also offer a range of services including providing advice on shareholder tax planning, international tax structuring for multijurisdictional transactions, compliance prior to an overseas acquisition, to employment matters and reducing a businessâ&#x20AC;&#x2122;s tax burden, as well as protecting and exploiting intellectual property. See the Immigration chapter for tax advisors.

to A space, 5-10% for Class A- to B+ and around 15%-20% for Class B and C space. Within these averages, there is a wide variety of vacancy rates, for example, some Class B properties in central George Town have vacancies of between 30% to 50%. This has been largely due to the exodus of larger corporate tenants from the typically older buildings in George Town Centre to the master-planned community of Camana Bay or edge of town development corridor of Elgin Avenue, such as Cricket Square.

That said, we are starting to see a slowing in that trend, and uptake in the old George Town market has increased as buildings have been renovated and sometimes repurposed and landlords have offered attractive rents and other incentives. Class A to A+ space is predominantly now found in development-type locations such as Camana Bay and Cricket Square on Elgin Avenue and in parts of the harbourfront where redevelopment has occurred. Other buildings have been renovated to a

Translation Services The Immigration Department requires that all documents (i.e. medical and police clearance forms) being submitted from non-English speaking countries must first be translated into English and the translated copy notarised. Places that can help you do this include Baraud (Tel: (345) 945 1781 or email translations@ baraud.com) and the Modern Language Institute (Tel: (345) 943 8254 or email: m o d e r n l a n g u a g e s 1 1 @ y a h o o. c o m ) . The latter also offers interpreters and multilingual support for depositions, court appearances, conferences and meetings.

R U N N I N G a B u s in e s s

SETTING UP AN OFFICE

COMMERCIAL OFFICE SPACE The Grand Cayman commercial space rental market is one of the strongest in the Caribbean region with high demand for all classes of space traditionally in the region of 75,000 sq ft to 125,000 sq ft per annum, primarily from the offshore financial sector and crusie ship duty free sector in the retail market. The market comprises close to 4 million square feet of space in all classes, which breaks down to roughly 1.25 million square feet of Class A office space, 1.75 million square feet of Class B space and close to 300,000 square feet of retail. Class A cruise ship/duty free retail locations are however rare and transact at high value. Average vacancy rates vary by class and location, from as low as 2-3% for Class A+

Âť

www. c a y m a n r e s i d e n t . c o m

R U N N I N g a B u s in e s s

high standard where viable. Office space rental rates range on a triple net basis from US$42 to US$55 sf per annum in the class A to A+ market sector with the highest rents in Camana Bay to US$30 to US$40 per sq.ft. in the Class B+ to A- market sector, falling to US$20 to US$28 psf pa in the Class B market. CAM charges range from between US$15 to US$18 psf pa in developments such as Cricket Square and Camana Bay where infrastructure costs are higher to between US $12 to US$14 psf pa in standalone office buildings in other locations. Retail rates vary from US$40 psf pa on Seven Mile Beach to the highs of Harbour Drive, Cardinall Avenue and Fort Street where rates of US$90 to US$130 psf pa are achievable. More recently, as gross rent rates in developments such as Camana Bay and Cricket Square have risen to between US$65 – US$72 psf pa, increasing numbers of tenants are now choosing office space located in buildings within George Town centre once again.

As such the current prognosis for George Town looks very positive, especially bearing in mind the potential for the new cruise ship dock to bring new restaurants, retail, entertainment and possibly boutique hotels as part of the rejuvenation of the town centre, including the planned pedestrianisation of Harbour Drive, Cardinall Avenue, Albert Panton St and Fort St. It is anticipated that once these changes occur, rental rates in the cruise ship retail market will likely escalate exponentially.

Cannon Place Tel: (345) 945 3517 or (345) 326 1903 Email: victoria.hopcroft@rpmcayman.com www.cannonplace.ky Cannon Place is a well-established Business Center, with 51 Retail/Office rental spaces. Pay by the hour for fully-equipped conference and training rooms, including facilities, furniture, high-speed internet and a staffed reception. Whether you are a small start-up hoping to gain a foothold or an experienced business looking to expand your operation, Cannon Office Suites can provide the ideal working space for you.

Office Space Availability If you are planning to lease office space in Cayman, you should speak with a realtor who specialises in corporate rentals. Though many of the real estate companies listed in the Finding a Home chapter can help you with residential rentals and sales, there are only a handful of professionals on Grand Cayman that specialise in commercial properties.

sEE AD PAGE 57

Dart Realty (Cayman) Ltd. Tel: (345) 640 3600 Email: leasing@dartrealestate.com www.dartrealestate.com Dart Real Estate has developed more than $1.3 billion in mixed-use, residential, commercial, recreational,

educational

and

hospitality

properties in the Cayman Islands. Among its leasing portfolio is Camana Bay, which boast over 850,000 square feet of retail, office and residential space, as well as Regatta Office Park and Flagship Building. Each property is serviced by a world-class property management team. International Realty Group IRG/Jeremy Hurst Tel: (345) 623 1111 Email: jeremy@irg.ky or www.irgcayman.com IRG is Cayman’s leading commercial property broker, specialising in the leasing, sale, acquisition and analysis of office, retail and general commercial space in Cayman. IRG provides tenant and landlord representation services to a wide range of owners, investors and tenants, as well as strategic advice on property asset management. Se e ad pag e 139 Heritage Holdings Ltd. Tel: (345) 945 4204 or (345) 943 4929 Email: info@heritageholdings.ky www.heritageholdings.ky A property development and management company specialising in commercial properties. Properties

include

Centennial

Towers,

Countryside Shopping Village and Kingbird, Barcadere and Universal Warehouse Parks in the Industrial Park area. Office Suites are 58

CAYMANRESIDENT 2019

available at Centennial Towers and for rent at Countryside Shopping Village. SEE AD T H I S PAGE RE/MAX Cayman Islands/ Michael Binckes Tel: (345) 938 3269 Email: michael.binckes@remax.ky Rhulens Cayman Tel: (345) 938 1000 New York Tel: 1 (917) 836 9108 Email: sloane@rhulens.com www.rhulens.com Rhulens offers comprehensive commercial real estate solutions with over 20 years of industry experience. If you are a tenant looking to relocate, sublease, renegotiate or expand, or an Owner/Developer looking to lease or sell assets, Rhulens provides the expertise and strategic advice to help you achieve your goals. SEE AD PAGE 58

FITTING OUT YOUR OFFICE Telephone, Internet & Data There are 4 main telecom service providers on-Island, C&W Business, FLOW, C3 Pure Fibre, Digicel and Logic offering a varying range of services and delivery mechanisms. Two networks offer mobile phone service, FLOW and Digicel, both offering LTE data with speeds comparable to the US and Europe, and often faster. Signal quality and data speeds are generally very good across the three Islands, as the topography of the Cayman Islands affords few black spots. Fixed Line calling rates are competitive on the International market and the service quality is generally good. Mobile phone service providers in Cayman supply the iPhone, Samsung Galaxy, Blackberry and other smart phones. Always check the cross-carrier rates to help in choosing what’s best for your business. International mobile phone roaming, like anywhere in the world, can be very expensive, but some business plans offer discounted roaming plans for

r out ou Ask ab house e r a NEW w nder park u ction constru w o n !

FOR SALE NOW

Office Space Planning & Design Grand Cayman has a few well known architectural firms that have qualified interior designers on staff who specialise in interior design for commercial premises and can take a new or existing office and create a space to suit the requirements of your business. To find an interior designer in Cayman please see page 164. Costs to Prepare Office Space Costs depends on a number of factors, including the existing condition of the space and the quality of the final product you desire. Well-fitted existing office

sales@heritageholdings.ky

www. c a y m a n r e s i d e n t . c o m

R U N N I N G a B u s in e s s

The Process of Setting Up an Office The length of time required to set up an office in Cayman largely depends on the condition of the space that your business will occupy. The simplest offices can be set up in four to eight weeks, however, this is uncommon. By the time a design has been finalised, interior finishes have been chosen, furniture ordered, IT systems specified and work permits and licences granted, you should expect about four to six months to have passed. Tenants may be required to submit fit-out plans to the Planning Dept. for building code approval.

space in need of reconfiguration, with partitioned walls and internal offices, a suspended ceiling, fluorescent lighting, air conditioning and power grid already in place, may be prepared for as little as US$50 per sq ft. Finding such spaces has become significantly easier and there is now an abundance of older properties available. New office space with only perimeter walls, one to two-hour fire rating separation walls and an air conditioning unit with an electrical panel sufficient for the tenants’ requirements, can be found and you may likely spend around US$120-US$200 per sq ft to prepare it to a reasonably high quality fit-out. Some landlords in Cayman will offer a standard fit-out package, or even a fit-out allowance, in the region of US$20-US$40 per sq ft depending on the location. In fact, some landlords in older buildings are offering full fit-outs at no cost to the tenant to attract quality tenants.

R U N N I N g a B u s in e s s

customers that travel often. As a startup business you will be able to procure the usual services, such as Broadband up to 300Mbps, as well as fixed line telephony and more specialist Data services such as MPLS (depending on your location). Also, you may want to consider managed IT infrastructure and services being offered by some telecom operators, such as Cloud back up, business continuity, virtual data centres. Many of the choices will make setting up a business simple and easy. Grand Cayman is serviced by two underwater fibre links: MAYA1 which connects most of the western Caribbean nations, before returning to the US and the Cayman Jamaica Fibre System (CJFS) that takes an alternative route via the eastern Caribbean back to the US. These diverse and redundant links have enough capacity to support any type of business and their data needs, with private bandwidth available to guarantee quality of service consistently and when required. Luckily, local providers in the Cayman Islands are increasingly offering managed IT services that grow as your business does, with an easy ‘per user’ or ‘pay as you use’ approach, which removes the need for heavy financial investments as you work to set up your business on-Island. Below are local telecommunication providers: C3 Pure Fibre 409 Walkers Road Tel: (345) 333 3333 or (345) 333 3325 Email: info@c3business.ky or helpdesk@c3.ky

as custom packages to suit any sized business.

Digicel

SEE AD T H I S PAGE

Tel: (345) 623 2499 Email: caybizz@digicelgroup.com

FLOW 64 Shedden Road

Logic

Tel: (345) 949 7800

43 Eclipse Drive

www.discoverflow.ky

Tel: (345) 745 5555

Choose from a range of fast and affordable

www.logic.ky

broadband bundles.

Email: business@logic.ky

Se e ad pag e 108

Using fibre technology, Logic provides your business with fast, dependable and reliable internet access. SEE AD pag e 107

Useful Websites >>

Cayman Islands Government Financial Services Industry Portal www.caymanfinance.gov.ky

Society of Trust & Estate Practitioners (STEP) www.step.org

Cayman Islands Monetary Authority (CIMA) www.cimoney.com.ky

Cayman Islands Real Estate Brokers Association www.cireba.com

Cayman Islands Stock Exchange www.csx.com.ky

Cayman Islands Society of Financial Analysts www.cfasociety.org

Cayman Islands Department of Commerce & Investment www.investcayman.gov.ky

CI Financial Services Association www.cayman.finance

Cayman Islands Institute of Professional Accountants www.cispa.ky

Cayman Islands Chamber of Commerce www.caymanchamber.ky

Caymanian Bar Association www.caymanbar.org.ky

Insurance Managers Association of Cayman www.imac.ky

Economics & Statistics Office www.eso.ky

Cayman Islands Immigration www.immigration.gov.ky

www.c3business.ky or www.c3.ky C3 Pure Fibre is Cayman’s most innovative telecoms provider offering a wide selection of fibre optic-based services that provide unparalleled speed, reliability, affordability and security. The market leaders in fibre optic telecommunications in Cayman, C3 Pure Fibre serves both residential and business

customers with high speed WiFi internet, TV, phone and IP services through its extensive fibre network. They offer faster bandwidths with a more secure and reliable connectivity and guaranteed up/download speeds, as well 60

CAYMANRESIDENT 2019

Cayman Islands Compliance Association www.cica.ky Cayman Islands Directors Association www.cida.ky

Working in Cayman

Photos courtesy of Monika Wojtkiewicz and Deep Blue Images.

How to find a job in the Cayman Islands, the different jobs available, insight into the Island’s Labour Law, details of Cayman’s recruitment companies, accounting and law firms and the National Pensions Law 2016.

he Cayman Islands has numerous employment opportunities in both the financial services and tourism industries, making it a desirable jurisdiction to be employed and attracting professionals worldwide. Jobs in other sectors, medical, construction, retail, exist mainly to meet the demands of the local market. The Island has a well-educated local workforce, but traditionally there have been more positions to be filled than there are qualified candidates, though this is changing. Foreign workers make up a large percentage of the workforce, and come from over 130 countries. We continue to see growth within the two pillar industries that fuel Cayman’s economy, tourism and finance, and for those seeking employment within these sectors, opportunities are rife. EMPLOYMENT PROSPECTS

Work Permits Strict work permit regulations exist to ensure that Caymanians, the spouses of Caymanians, Permanent Residents and existing Residents are given preference (in that order) for any position. The rules present some unique hurdles to the expatriate jobseeker, so a basic understanding of this process is required to put the employment market in context and avoid finding yourself in a position that is improvident at best and disastrous at worst. Unless contracted to Government, expatriates must either hold a valid work permit (which includes a Special Economic Zone Certificate), a Certificate of Direct Investment, a Residency and

61 61 64 64 64 64 65 67

Accounting & Auditing Firms

Legal Services & Attorneys-At-Law

W o r k i n g i n C ay m a n

Employment Prospects - Work Permits - Finding a Job - Financial Services Professionals - Labour Law - Know Your Rights - National Pensions Law 2016 - Other Skills & Professions - Recruitment & Employment Agencies

Employment Rights Certificate or hold Permanent Residency with the right to work in a prescribed occupation or occupations in order to work and reside in the Cayman Islands. The administration of work permits is the responsibility of the Cayman Islands Government Department of Immigration (commonly referred to simply as “Immigration”). There is also an understandable emphasis on the training of local staff to ensure that they have an opportunity to develop their skills. The onus is on the employer to demonstrate to Immigration that they have tried to fill the position with a Caymanian. In order to do so, the employer must first advertise the position locally and also register the vacancy with the National Workforce Development Agency (which, among many other responsibilities, assists local people in finding employment).

www. c a y m a n r e s i d e n t . c o m

WI novrest k i n ign ign i C n aCyamyamna n

Only after all efforts to recruit locally have failed, can the employer rightfully justify a work permit application. This process must be repeated periodically (usually once every two years) depending on the employer’s circumstances. Some employees can however be granted work permits of up to five years’ duration, or even, in relation to senior positions in aspects of the financial services industry, 25 years. Work permits can take as long as three months to be processed, although often they are issued within six weeks of application. Temporary Work Permits (for anything from 30 days to up to six months) can be granted within a matter of days (if an express fee is paid), but they are generally discouraged in favour of full (i.e. one year) permits. Temporary Work Permits should therefore only be used when the circumstances justify it, for example where there is genuine urgency or where the employment is genuinely temporary in nature. A seasonal workers’ permit allows the employee to work for eight months. Where employees are only required for very short periods and no residence in the Islands is expected, exemptions from the work permit restrictions can apply in particular circumstances. Other types of permission such as a Business Visitor’s Permit or even a Visitor’s Work Visa may be appropriate alternatives. (Note: a work permit is granted for a specific position with a specific employer.) This means that a work permit holder is not entitled to work in any other capacity or for any other employer and that any significant changes to the person’s role within the organisation, must be approved by Immigration prior to the individual taking up a revised role. If you want to take up employment with a different company while you have an existing work permit, your current employer must provide a letter to Immigration releasing you from your work permit. You should therefore be doubly sure that any position is right for you before committing to a long62

CAYMANRESIDENT 2019

term contract. Once in employment you should take some time to consider your situation before your employer applies for your work permit renewal, as you are effectively bound to them from the time of application until expiry of the permit, unless the permit is cancelled at the employer’s request. It is unlikely an employer will be granted a work permit unless a) the proposed expatriate employee is professionally qualified or very well experienced in a relevant field, or b) there is literally no interest in the position from the local workforce (which is actually fairly common). This creates something of a “Catch 22” for those expatriates without a professional qualification. The better the position, the higher the level of interest from the local workforce and the less likely it is that an expatriate will be granted a work permit. There are certain occupations that presently seem to hold little appeal for existing residents. These are often positions that offer little job security, irregular or anti-social hours of work, or a somewhat unpredictable or unreliable income stream. Examples of such lines of work are office temping, diving, nursing, construction, food and beverage service and most commission-based sales positions. Rules on Residing On-Island Whilst a Work Permit is Processing

The Immigration authorities generally dictate that individuals should not be present in the Cayman Islands while a Work Permit application is in process, however, this does not apply if you are already legally resident, including (for example), working legally on a Temporary Work Permit (TWP) and the Full version is submitted to Immigration before your Temporary Permit expires. Generally speaking, absent special circumstances or the consent of the Chief Immigration Officer, no one is permitted to remain in the Cayman Islands as a Tourist Visitor while a Work Permit application is being considered. Once your

permit is approved you can return to the Cayman Islands and start working. It should be noted that if you come to the Cayman Islands on a Temporary Work Permit, and your subsequent Full Work Permit application is denied, you will have to cease work immediately and may have to leave Cayman on short notice, unless permitted to remain by virtue of some other provision. For this reason persons are encouraged to await the grant of a Full Work Permit before seeking to make a long term move to the Cayman Islands. Rules on Dependants

It is important to be aware that your spouse or children are not automatically entitled to reside in Cayman even if you hold a valid permit. He or she must be a named dependant on the permit and a separate application must be filed. All accompanying dependants must also submit an original medical questionnaire (if over 18 years of age) and, if it is a spouse, a certified copy of your marriage licence, any final divorce decree, and an original police clearance certificate. If the dependant is a child, a certified birth certificate naming you as a parent and (if old enough) a letter from a Cayman Islands’ private school confirming acceptance is required (expat children are only allowed to attend private schools). Where appropriate, arrangements for home schooling can be made. The Immigration Department will consider, along with other factors, your ability to financially support your dependants. Dependants can also be added to a Temporary Work Permit. See the Immigration chapter for restrictions on who can be named as a dependant whilst living in Cayman. Work Permit Term Limits ‘The Roll Over’ Policy

In 2004, the Cayman Islands introduced an Immigration “term limits” policy, a necessary consequence of near exponential growth of the population over the previous four decades. Under current provisions, most expatriate workers can only remain in the Cayman Islands for a maximum of nine years, unless they have applied for

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Permanent Residence (PR) on passing eight years of legal and ordinary residence. All such applications must generally be made by the ninth anniversary of the expatriates’ arrival to live in the Cayman Islands. Further information is available in the Immigration chapter and people are encouraged to check our website for updates on new legislation. The point system for awarding PR provides workers with greater transparency and certainty. This system permits everyone who qualifies to apply for Permanent Residence following a clear and objective set of criteria.

WI novrest k i n ign ign i C n aCyamyamna n

Finding a Job Despite a growing population, there are still many employment opportunities available in the Cayman Islands. Most companies on the Island receive a continuous and endless barrage of employment applications from overseas, but very few are deemed to be genuine. The minefield of applying for employment on the Island is further complicated by the requirement to advertise any position prior to a work permit application or annual renewal. A flick through the local classifieds may give a misleading picture of the job market. Employers are discouraged from giving any indication that the position may be a work permit renewal, as this can discourage local applicants. With just under 26,000 work permits in issue as of February 2018, many apparent vacancies will actually turn out to be for a prospective work permit application or renewal. This makes trying to find a position by reading employment classifieds something of a needle-in-a-haystack. For most jobseekers, responding to such ads should only be a part of a more proactive, direct strategy. The most effective approach to finding good employment depends on what type of role you are suited for and how soon you wish to relocate. Financial Services Professionals Many positions exist for professionally qualified accountants, particularly those 64

CAYMANRESIDENT 2019

with investment or insurance industry experience (but this is by no means essential). The Cayman Islands recognises most Commonwealth and international accounting designations. Due to the proliferation of choice for qualified accountants, it may be wise to consider registering with a Cayman Islands-based recruitment agency that has an in-depth understanding of the local marketplace. They will be able to advise you on the prospects and appropriate salary for someone with your experience and qualifications. Many of the largest financial services employers on the Island find their professional staff through recruitment agencies. However, if you are interested in working for one particular employer, it would be more advisable to approach them directly first expressing your interest, before registering with an agency. Lawyers should note that if they will be seeking to practice Cayman Islands’ Law, they must generally have at least three years post-qualification experience in a British Commonwealth jurisdiction, as well as previous financial services experience, preferably in mutual/hedge funds, insurance, insolvency, structured finance or commercial litigation. Labour Law - Know Your Rights We strongly advise you to become familiar with your employee handbook, the Labour Law (2011 Revision) and the Gender Equality Law (2011 Revision). Below are some of the highlights of the laws governing employment in the Cayman Islands: Sexual Harassment: The Gender Equality Law (2011 Revision), states that sexual harassment is illegal in the Cayman Islands. Maternity Leave: The Labour Law (2011 Revision) stipulates that 12 weeks must be granted for maternity leave. The amount of paid maternity leave is four weeks full pay; four weeks half paid and six weeks no pay for all female employees who have completed 12 months of employment otherwise it will be on a prorate basis. Holiday Pay: According to the 2011 Labour Law, each employee is entitled to

a minimum of two weeks’ vacation (10 working days) for the first four years of employment, three weeks (or 15 working days) for years four to 10, and four weeks (20 days) if employed for over 10 years for the same company. Severance Pay: Under the Labour Law (2011 Revision) all employees who have continually worked for their employer for more than a year is entitled to receive severance pay if their employment is terminated for any reason other than for misconduct and poor performance, at a rate of one weeks’ salary for every completed year of service. Unfair Dismissal: If an employee feels that they have been unfairly dismissed they have 90 days from the date the employment was terminated to file a claim for unfair dismissal with the Department of Labour and Pensions. If the employee is successful with their claim they may be entitled to further compensation if the Labour Tribunal deems fit. Minimum Wage: The current National Minimum wage is CI$6, as set by The Labour (National Minimum Basic Wage Order, 2016), except for service employees that receive gratuities, under a plan that has been approved in writing by the Director of Pensions, as the Order allows for the National Minimum wage to be lowered to CI$4.50 in those circumstances. National Pensions Law 2016 The National Pensions (Amendment) Law, 2016 was passed in May 2016. Over 50 provisions were revised so we strongly recommend that you familiarise yourself with this new Law or seek advice by contacting the Department of Labour and Pensions (Tel: (345) 945 8960 or email: dlp@gov.ky). The Law also requires that employers pay pensions for non-Caymanian employees who have continuously worked in the Islands for more than nine months (until a commencement date is given by the Government for this provision to be changed to six months). However, Caymanians who are under 23 years old and are attending full time

education are now exempt from pension requirements. It is good to note that their employers should retain documentation to support this exemption. Additionally, employers are now required under the Law to retain “proper payroll accounts” as well as “books and records” on all sums of money paid by the employer to a pension plan. Employers who fail to administer or provide workers with a registered pension plan will be subject to serious fines and may even be imprisoned. The normal age of pension entitlement has been extended from age 60 to 65, and the amount that employees and employers are required by law to pay pension contributions on has been increased from CI$60K to CI$87K. For more information on the National Pensions Law, please visit www.dlp.gov.ky or to report breaches of this Law, contact the confidential hotline on (345) 945 3073.

your potential employer. Most employers will not reply unless they have a suitable vacancy. It is good practice to follow up with a call to their Human Resource Manager to confirm receipt and enquire as to any current vacancies available. If you have a bachelor’s degree and a few years of office experience, you may want to consider office temping. This is a good way to make friends and contacts when you first arrive, which can prove to be invaluable in the search for employment. Because you will be tied to the temping agency for the duration of your contract and work permit, you should do as much research as possible on prospective employers before signing up. A good agency will be able to provide references from current and past staffmembers, together with contact details, which will allow you to confirm their authenticity yourself. For other specific industries the situation is as follows:

Construction: Management positions are usually hired from overseas simply because there are not enough qualified Caymanians

Other Skills & Professions For those with qualifications, skills or ambitions not related to financial services, finding good employment may require more research and legwork. Most reputable recruitment agencies will be able to point you in the right direction and some may have vacancies within your field, so it will 175782-Ad-Resident-Third-Pg-20181 1

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W o r k i n g i n C ay m a n

Overtime & Weekend Hours As is the case in most leading jurisdictions around the world, many companies expect their employees to work beyond the normal eight-hour work day. Conversely, standard human resource (HR) practices may vary from country to country. Before taking a job, familiarise yourself with the work culture. Ask your prospective employer’s HR professional whether overtime pay is provided or time in lieu. Again, knowledge of the Labour Law will assist you in determining what is legal in the Cayman Islands from an employment law standpoint. Check the Department of Labour and Pensions’ website: www.dlp. gov.ky for more information. The Cayman Islands Society for HR Professionals (www. cishrp.ky) is also a great resource.

be a matter of researching those agencies that may be able to help you. If you are Caymanian, a Permanent Resident or currently on a work permit, you can register with the National Workforce Development Agency (NWDA): (Tel: (345) 945 3114 or www.nwda.gov.ky) to access their database of jobs. Employers from top firms have access to this database and regularly post job listings on this online system. The NWDA has a Career Assessment Centre and also provides free career counseling and training to Caymanians. Also, use the internet or Yellow Pages to make a list of potential employers and write to them enclosing your resumé. For your cover letter, remember to include when you will be available to work, your skills, qualifications and your marital status and partner’s occupation (if you are a non-Caymanian who is married to a Caymanian). Some Cayman employers will also be interested to know if you currently reside in Cayman and if not, you should be prepared to have a convincing case for moving and being committed to

to fill these posts. We recommend that you find a list of local construction companies

WI novrest k i n ign ign i C n aCyamyamna n

are often advertised in the local papers and

locations and you can reach the right contact

and contact them directly. When a position

either through mail (PO Box 10400, Grand

becomes available, these companies tend

Cayman KY1-1004) or HR department

jobs in the Government schools are

to go through the resumés on file to see if

email: careers@fosters-iga.com. Submit an

advertised on the Ministry of Education’s

someone is qualified for the position. The

application at www.fosters-iga.com/about/

website (www.education.gov.ky), between

construction industry has experienced a

careers. For Kirk Market, you can either send

December and February every year. The

recovery, due to the increase in large scale

enquiries via mail (PO Box 10132, Grand

application form is available on the website.

residential and commercial construction

Cayman KY1-1002) or submit an application

Any information or enquiries should be

projects in the past five years.

www.kirkmarket.ky/employment-

addressed to the Recruitment Manager of

CI Government: As with all civil service jobs,

application. For those seeking employment

the Ministry of Education, Youth, Sports,

the Cayman Islands’ Government prefers

at Hurley’s, you can view job vacancies on

Agriculture & Lands and everything you

people to submit an official application form,

their website www.hurleys.ky/jobs or email:

need can be found on the Ministry of

recruitment@hurleysgroup.com.

Education’s website. You can also email:

Hospitality Industry: Hotels and restaurants

edu.recruitment@gov.ky with questions or

Electricians and Plumbers: Legally, all

usually hire in September and October to

applications and the HR services team will

electrical and plumbing workers require a

fill positions in time for high season, which

usually respond to your enquiry within two

local licence to work in the C ayman Islands.

starts in December. Visit the Good Taste

weeks. This department is also responsible

Plumbers are licensed by the Plumber’s

website at www.caymangoodtaste.com to

for the recruitment of all jobs within the

Examination Board and should contact the

contact the restaurants of your choice. It is

Ministry of Education, so positions other

Planning Department about specifics of the

recommended that you mail your resumé

than teaching are available throughout the

process. Information can be found on www.

directly to specific restaurants and those

year. Employment contracts are generally

planning.ky, under the ‘Builders Board tab’.

that are interested will call to interview you

two-years in length and include a range

Electricians must satisfy the CI Electrical

over the phone. Seasonal permits for six

of benefits. Further contracts are often

Board of Examiners that their qualifications

or eight months are easily obtainable for

offered, subject to an annual performance

employers.

process. Vacancies for all Government roles

IT: There is some demand for expats in IT

are listed on the www.recruitment.gov.ky.

on (345) 244 6501 for more information.

positions, but Caymanians are very well

Teaching positions also regularly come up in

In all cases, a certified copy of your licence,

qualified in this field. Positions are available

the private schools (for private schools you

trade references and a recommendation

in the software development and network

need to apply directly - see the Education

from the jurisdiction you are seeking to

administration fields, however, the roles

chapter for a list of schools).

transfer from must be submitted along

are generally for a limited time (possibly

with your application. You will not receive

five years maximum). It should be noted

fully registered in Australia, Canada, Jamaica,

a work permit until you have completed

that these positions are often filled through

the UK, New Zealand, South Africa and the

this process. Qualified MEP workers should

employment agencies. For these reasons,

US may be eligible to practice in the Cayman

contact local MEP companies directly to see

expats might also have more luck finding a

Islands once they have become registered

if there are any vacancies. These companies

job in a software consultancy firm than one

with the appropriate Council. Presently,

recruitment.gov.ky for job opportunities.

in-house at a large company. IT positions

Grocery: Foster’s Food Fair has several

in the Yellow Pages (www.findyello.com)

a resumé and a cover letter. Visit www.

can be found in the local Yellow Pages.

meet the requirements of the Electricity Regulations. Call the Planning Department

quickly snapped up by qualified Caymanians.

Teaching Positions: Teaching and Education

Health Field: Medical professionals (MPs)

doctors with specialist training are preferred at all registered health care facilities. Please visit the Department of Health Regulatory Services’ website for complete information about the registration process and requirements at www.dhrs.gov.ky. For more information on recruitment at the Cayman Islands Health Services Authority (HSA), please visit the Employment and Training section on www.hsa.ky. The CTMH Doctors Hospital, a private hospital, is happy to receive resumés directly by email at 66

CAYMANRESIDENT 2019

careers@doctorshospitalcayman.com.

Health City Cayman Islands is a private, institutional healthcare facility with Medical

cayman.com and go to Careers.

Other: Dart is another corporation that is

Tourism designation and employs (accepts)

often seeking motivated employees. Visit

applications

their website at www.dart.ky/careers for

from

qualified

healthcare

professionals from around the world. Email

opportunities available at Dart.

your resumé to careers@healthcity.ky.

Office Support Staff: There is a high demand for corporate administrators and legal secretaries in support roles and these positions are generally filled by employment agencies. An employment agency will often hold a six-month work permit for you that will then turn into a full-time position with a company you have temped for. There are a few Personal Assistant positions, but these positions are generally filled by Caymanians. Support staff in accounting firms also tend to be local.

Luxury Retail: The major recruiters in the retail field are Island Companies and Kirk Freeport. Both would be happy for you to contact them directly; you can email Island Companies at careers@islandcompaniesltd. and

Kirk

Freeport

via

work@

kirkfreeport.com.

Sales: Sales jobs in Cayman usually have a

commission-based

component

and

consequently Caymanians tend to avoid these jobs. The best way to find a sales position is to make a few phone calls from your home country, introduce yourself and then send your resumé.

Telecommunications:

Staff

are

most

often hired locally and promoted from within the particular business. Some jobs do occasionally become available and in these cases, recruitment is done through employment agencies. See the Settling In

W o r k i n g i n C ay m a n

com

Ready2Work KY The Ready2Work KY programme is designed to support employers as they make efforts to employ Caymanians, and it supports Caymanians as they seek to gain and maintain employment. While employers focus on the development of technical and subject matter skills and expertise, the Ready2Work KY team is on hand and ready to deliver services designed to address any barriers to employment. If you are an employer or potential Caymanian employee in the Cayman Islands who would like to participate in Ready2Work KY contact (345) 945 3114 or email: ready2work@gov.ky or visit www. nwda.gov.ky. Recruitment & Employment Agencies With the Cayman Islands being a global financial centre, it is not surprising that the recruitment of human capital from overseas is necessary due to the Islands’ small size. There are a number of recruitment and employment agencies located in Grand Cayman that specialise in finding talent for legal and financial firms as well as companies that require candidates with IT or other technical skills. Certain agencies also offer extensive training programmes to the candidates that they recruit, and provide immigration advice to their clients.

chapter for a list of the telecommunication

companies in Cayman.

Affinity Recruitment Ltd.

Caribbean Utilities: CUC, the local electricity

2nd Floor, Piccadilly Centre, Elgin Avenue, GT

company, hires most of its staff locally;

Tel: (345) 943 2020

they are very pro-Caymanian and will

Email: info@affinity.ky

always look to promote from within the

www.affinitycayman.com

organisation. They are an excellent example

Specialising in: Permanent and executive

of a company very committed to investing in

recruitment, temporary staff assignments,

and developing their employees. If any jobs

corporate immigration services, payroll and

do become available, it is usually in the very

benefit administration.

technical field. If you have the appropriate

SE E AD pag e 66

technical skills, you may email your resumé to careers@cuc.ky or visit www.cuc-

www. c a y m a n r e s i d e n t . c o m

Baraud

Personnel 2000

member of Baker Tilly International and is a

1st Floor, Elgin Ct, Elgin Avenue, George Town

Suite 3119, Market Street, Camana Bay

leading firm of Chartered Accountants and

Tel: (345) 945 1781

Tel: (345) 945 8367

Business Advisors in the Cayman Islands. They

Email: info@baraud.com

Email: careers@personnel2000.com

provide a wide range of services to companies

www.baraud.com

domiciled in the Cayman Islands, in particular

With over 25 years of excellence in recruitment

SteppingStones Recruitment Ltd.

mutual funds and captive insurance companies

and immigration solutions, Baraud International

3rd Floor, Fidelity Financial Centre, SMB

registered with the Cayman Island Monetary

Recruitment is Cayman’s leading recruitment

Tel: (345) 946 7837

Authority.

and immigration consultancy. Services include

Email: jobs@steppingstonescayman.com

HR solutions from temporary to permanent

www.steppingstonescayman.com

BDO

staffing, immigration managed services and

SteppingStones is a highly experienced, dynamic

Governors Square, 23 Lime Tree Bay Avenue

out-sourced payroll solutions.

and forward thinking recruitment agency with

Tel: (345) 943 8800

over a decade of experience in the Cayman

Email: mail@bdo.ky

CML

market. Specialising in both permanent and

Grand Pavilion Commercial Centre

temporary recruitment, they offer solutions

Deloitte

West Bay Road, Seven Mile Beach

across a variety of international and local

2nd Floor One Capital Place, Shedden Road

Tel: (345) 949 1345

industries and sectors. The only ‘Investors in

Tel: (345) 949 7500

Email: info@cml.ky or visit www.cml.ky

People Gold’ accredited recruitment consultancy

www.deloitte.com/ky

Founded in 2004, CML is the largest professional

in the Cayman Islands, SteppingStones has a

recruitment firm in Cayman. Their team has

reputation for providing clients with exceptional

EisnerAmper Cayman Ltd.

helped thousands of people take their lives and

service by a professional, friendly and fun team.

Century Yard, Cricket Square, George Town

careers to the next level. Specialising in financial

SE E AD PAG E 67

Tel: (345) 945 5889

WI novrest k i n ign ign i C n aCyamyamna n

services, legal and IT recruitment, CML works

Email: bleung@eisneramper.ky www.eisneramper.ky

West Bay Road, Seven Mile Beach

Accounting & Auditing Firms Some of the most prominent accounting firms have offices in Grand Cayman and provide a complete range of advisory, administrative, risk management, auditing and consulting services that are specifically tailored to Cayman’s well-regulated business environment. The Cayman Islands Institute of Professional Accountants (CIIPA) formerly CISPA, is one of the oldest and largest professional societies in Cayman, focused on promoting and preserving the local accounting profession. CIIPA is also responsible for regulating and licensing audit practitioners, member training and support. CIIPA is a full member of the International Federation of Accountants (IFAC). For more information: www.ciipa. ky, admin@ciipa.ky or (345) 749 3360.

Tel: (345) 623 1029

SE E AD pag e 65

Email: info@ky.gt.com

training to help with your career. They have a

Baker Tilly (Cayman) Ltd.

KPMG

focus on helping peoples’ careers across a range

Governors Square, 23 Lime Tree Bay Avenue

Century Yard, Cricket Square, George Town

of office support and administrative roles in

Tel: (345) 946 7853

Tel: (345) 949 4800

permanent and temporary positions. Speak to

Email: info@bakertillycayman.com

Email: kpmg@kpmg.ky

their team to see how they can help with your

www.bakertillycayman.com

Provides audit, tax and advisory services.

career aspirations.

Baker Tilly (Cayman) Ltd. is an independent

with candidates from entry level, through to experienced

professional,

managerial

and

executive. Highbury Consulting Ugland House, George Town Tel: (345) 328 0555 Email: cayman@highburyconsulting.com www.highburyconsulting.com Highbury Consulting specialise in recruitment services for the offshore financial services, legal, and IT sectors. With consultants based in the UK and the Cayman Islands candidates receive honest and straightforward advice from people who have first-hand experience of living and working offshore. Nova Grand Pavilion Commercial Centre

EisnerAmper Cayman Ltd. are approved by the Cayman Islands Monetary Authority to audit hedge funds, captive insurance companies and trust companies. They are experts at conducting audits under International Standards on Auditing and US GAAS. Their focus is on financial service companies and commercial companies. They audit pro-bono the Cayman Islands Red Cross, Cayman Chamber of Commerce and Cayman Finance. EY 62 Forum Lane, Camana Bay Tel: (345) 949 8444 Email: ey@ky.ey.com Grant Thornton 5th Floor, Bermuda House, 36C Dr. Roy’s Drive Tel: (345) 949 8588

At Nova they provide jobs, career guidance and

CAYMANRESIDENT 2019

PwC 18 Forum Lane, Camana Bay

Islands as one of the premier jurisdictions for legal services.

Tel: (345) 949 7000 Email: caymanrecruiting@ky.pwc.com

Tel: (345) 949 2648 www.campbellslegal.com Campbells is a full service offshore law firm

Appleby

established over 45 years ago. From their offices

Appleby Tower, 71 Fort Street, George Town

in the Cayman Islands, the British Virgin Islands

Rawlinson & Hunter

Tel: (345) 949 4900

and Hong Kong they provide comprehensive

Windward 1, Regatta Office Park, West Bay Rd

Email: cayman@applebyglobal.com

corporate and litigation advice and services to

Tel: (345) 949 7576 Email: mail@rawlinson-hunter.com.ky

clients worldwide in relation to Cayman Islands Bodden & Bodden Attorneys-at-Law

and British Virgin Islands law. SE E AD PAG E 70

2nd Floor, Caribbean Plaza, North Building ZOLFO Cooper

878 West Bay Road

Carey Olsen

2nd Floor, Suite 4208, Canella Court, 38 Market

Tel: (345) 943 0303 and (345) 623 0303

1st Floor, Willow House, Cricket Square, GT

Street, Camana Bay

Email: info@boddenandbodden.com

Tel: (345) 749 2000

Tel: (345) 946 0081

www.boddenandbodden.com

Email: cayman@careyolsen.com

Email: information@zolfocooper.ky

A well-established boutique firm that represents Circumference Legal (Previously Turners)

clients. Practice areas are commercial and

4th Floor Century Yard, Cricket Square

residential conveyancing, immigration law and

George Town

services, employment law, Trade & Business

Tel: (345) 946 4091

licensing, trust, probate, wills and estate matters.

Email: info@circumferencelegal.com

Bodden & Bodden is affiliated with Bodden Corporate Services Ltd. SE E AD PAG E 46

Collas Crill 2nd Floor, Willow House, Cricket Square, GT

Campbells

Tel: (345) 949 4544

4th Floor, Willow House, Cricket Square, GT

Email: cayman@collascrill.com

W o r k i n g i n C ay m a n

Legal Services & Attorneys-At-Law There are over 40 law firms operating in the Cayman Islands. Many of these top firms have a strong global presence and are internationally renowned. Quite a number of Cayman’s local firms have several offices conducting business around the world and as a result, attract top talent from London’s magic circle firms, positioning the Cayman

and provides advice to both offshore and local

Imagine lawyers who solve your problems. Complex challenges require people who can get to the heart of the matter with clear thinking and straight talk. Refreshingly upfront, open and personable, we help our clients find practical solutions in unpredictable times. A global offshore law firm with entrepreneurial thinking. Welcome to Harneys. harneys.com

www. c a y m a n r e s i d e n t . c o m

Conyers Dill & Pearman

corporate, mergers and acquisitions, finance,

2nd Floor Boundary Hall, Cricket Square, GT

banking, trusts, private wealth, litigation and

Tel: (345) 945 3901

insolvency. See ad pag e 69

Email: cayman@conyersdill.com Higgs & Johnson Dentons

2nd Floor, Willow House, Cricket Square

3rd Floor, One Capital Place

Tel: (345) 949 7555

Tel: (345) 745 5000

Email: cayman@higgsjohnson.com

Email: info.ky@dentons.com

Campbells Unfolded

WI novrest k i n ign ign i C n aCyamyamna n

www.dentons.com

HSM Chambers Attorneys-at-Law

Benefit from the world’s largest law firm,

68 Fort Street, George Town

offering clients more services in more locations

Tel: (345) 949 4766

than any other legal services provider. The

Email: info@hsmoffice.com

experienced Dentons Cayman team is in and

www.hsmoffice.com

of the local community and offers a full range

HSM lawyers advise on the principal areas

of legal, corporate and immigration services

of corporate and commercial litigation and

at competitive rates. Dentons offers you an

insolvency, property, private client and trusts.

unmatched presence across the globe with

They have specialist lawyers handling business

9000+ lawyers across 65+ countries.

establishment in the Cayman Islands and related

SE E AD PAG E 7

employment and immigration services. SE E AD PAG E s 44 & 75

Forbes Hare

Discover the Campbells’ client experience: innovative solutions, unmatched flexibility and the strength to deliver results. Proven for nearly 50 years.

Cassia Court, Camana Bay

Kobre & Kim

Tel: (345) 943 7700

Suite 3207, 9 Forum Lane, Camana Bay

Email: cayman@forbeshare.com

Tel: (345) 749 4000 Email: contact.us@kobrekim.com

FrancisGrey

Kobre & Kim is a global law firm focusing

Tel: (345) 815 2800

exclusively on disputes and investigations,

Email: cayman@francisgreylaw.com

often involving fraud or misconduct. The firm

www. www.francisgreylaw.com

frequently works closely with other law firms

FrancisGrey is a specialist Corporate and

as special counsel in conflict situations and on

Commercial Cayman Islands law firm. The

cases that are beyond those firms’ geographic

firm

reach to pursue aggressive and creative

provides

specialist

services

the

areas of Investment Funds, Banking and Finance, Regulation Trusts and Private Client,

Banking & Structured Finance Compliance & Regulatory Corporate & Commercial

Conveyancing and Employment Law.

Legal Chambers Cayman Ltd.

SE E AD PAG E s 51 & 71

2nd Floor, 62 Hospital Road Plaza (Unit H) Tel: (345) 936 5222

Insolvency & Restructuring

Hampson and Company

Insurance

Email: info@legalchamberscayman.com

5th Floor Citrus Grove, George Town

Investment Funds

Tel: (345) 623 7788

Litigation

Loeb Smith Suite 329, 10 Market Street, Camana Bay

Mediation & Arbitration Private Client & Real Estate Shipping & Aviation Trusts Venture Capital & Private Equity

positions on clients’ behalf.

Harneys

Tel: (345) 749 7590

4th Fl, Harbour Place, 103 South Church Street

Email: info@loebsmith.com

Tel: (345) 949 8599

www.loebsmith.com

Email: cayman@harneys.com

Loeb Smith is a corporate law firm serving clients

www.harneys.com

globally with outstanding Partner-led service

Harneys is a global offshore law firm with

at competitive rates. The firm specialises in

CAYMAN l BVI l HONG KONG

entrepreneurial thinking. Their Cayman office

investment funds, capital markets, mergers

campbellslegal.com

provides a full range of commercial legal

and acquisitions, private equity transactions,

services in investment funds, private equity,

general

CAYMANRESIDENT 2019

corporate,

banking

and

finance,

insolvency and corporate restructuring, and

Ogier

banking,

commercial litigation. SE E AD PAG E 31

4th Floor, 89 Nexus Way, Camana Bay

insolvency,

Tel: (345) 949 9876

immigration, and real estate. SE E AD PAG E 32 & 79

Maples and Calder

trusts,

corporate,

local

restructuring/

business

licensing,

Email: cayman@ogier.com Stuarts Walker Hersant Humphries

Ugland House, South Church Street, GT Tel: (345) 949 8066

Paget-Brown QC Chambers

4th Floor, Cayman Financial Centre

Email: info@maplesandcalder.com

Boundary Hall, Cricket Square, George Town

36A Dr. Roy’s Drive, George Town

www.maplesandcalder.com

Tel: (345) 949 5122

Tel: (345) 949 3344

A leading international law firm advising

Email: info@pagetbrowntrust.ky

Email: info@stuartslaw.com

clients worldwide on the laws of the British

Priestleys Attorneys-at-Law

Symons & Symons

Virgin Islands, the Cayman Islands, Ireland and

2nd Fl, Caribbean Plaza, West Bay Road

Tel: (345) 745 7529

Jersey. With a network of locations around the

Tel: (345) 946 1577

Email: Stephen.symons@symonsandsymons.

world, the service provided is enhanced by the

Email: info@palawcayman.com

com or www.symonsandsymons.com

financial, institutional, business and private

Symons & Symons is a leading boutique law firm

strong relationships the firm has developed with leading legal counsel in major financial and

Ritch & Conolly Attorneys-At-Law

offering a broad range of services on all aspects

commercial centres. SE E AD pag e 33

4th Fl, Queensgate House, South Church Street

of Cayman practice. With a network of local

Tel: (345) 949 7366

and international professionals, they advise on

McGrath Tonner

Email: info@rc.com.ky or www.rc.com.ky

commercial and civil litigation, property law and

5th Floor, Genesis Building, George Town

Established in 1983, Ritch & Conolly has

intellectual property law. They also assist with

Tel: (345) 949 2740

developed a solid reputation for providing

immigration, wills and estate planning and trust

Email: info@mcgrathtonner.com

comprehensive legal services to local and

formation. SE E AD PAG E 47

www.mcgrathtonner.com

international clients and financial institutions.

McGrath Tonner specialises in all areas

SE E AD pag e 142

W o r k i n g i n C ay m a n

Travers Thorp Alberga 2nd Floor, Harbour Place

of litigation and dispute resolution, civil commercial and criminal litigation, corporate

Sinclairs

103 South Church Street, George Town

law, administrative law, matrimonial and all

Tel: (345) 743 2626

Tel: (345) 949 0699

aspects of family law. SE E AD PAG E 45

Email: info@sinclairsoffshore.com

Email: info@traversthorpalberga.com

Mourant

Solomon Harris

Walkers (Cayman)

94 Solaris Avenue, Camana Bay

Unit 3211, 53 Market Street, Camana Bay

Tel: (345) 949 0100

Tel: (345) 949 4123

Tel: (345) 949 0488

Email: info@walkersglobal.com

Email: caymanislands@mourant.com

Email: info@solomonharris.com

Walkers provides legal, corporate, fiduciary and

www.mourant.com

www.solomonharris.com

compliance services to global corporations,

Mourant is a leading offshore law firm and a

Solomon Harris advises international and

financial

provider of specialist governance services,

domestic clients on all aspects of Cayman

participants and investment fund managers.

with expertise in Cayman Islands, British Virgin

Islands law. Their sector expertise includes

SE E AD PAG E 127

Islands, Jersey and Guernsey law. Their clients

funds, regulatory and compliance, insurance,

institutions,

capital

markets

include many of the world’s leading financial institutions, corporations, public organisations, private equity houses and investment funds, as well as ultra-high net worth individuals and family offices. They routinely work in partnership with the most prestigious international legal and accountancy firms. Nelson & Company 31 The Strand Shopping Centre 46 Canal Point Drive, Seven Mile Beach Tel: (345) 949 9710

Corporate & Commercial Law Specialists Investment Funds Banking & Finance Financial Services Regulation Trusts & Private Client Conveyancing Employment Law

T] 345 -815-2800 F] 345-947-4728 E] cayman@francisgreylaw.com W] www.francisgreylaw.com Suite 2206, Cassia Court 72 Market Street, Camana Bay P.O. Box 32302 , CI, KY1-1209

Email: info@nellaw.com

www. c a y m a n r e s i d e n t . c o m

immigration passports & domicile

i m m i g r a t i o n & P A S S P ORT S

Entry for Visitors/Tourists

New Arrivals without Cayman Connections 1. Work Permits a) Full Work Permit (FWP) - Standard Term Limit (9 Years) - Medicals for Immigration Purposes - Change of Employer, Promotions - Dependants of a Work Permit Holder b) Temporary Work Permit (TWP) - Those Not Requiring a Work Permit - Business Visitor’s Permit 2. Special Economic Zone Certificate 3. Student Visas

73 73 73 73 74 74 74 76 76 77 77 77

Permanent Residency & Cayman Status 1. Permanent Residency a) Residency with the Right to Work (PR) - Permission to Continue Working - The Next Step for PR - How to Appeal a PR Refusal b) Residency as the Spouse of a PR - Death or Divorce from a PR c) Residency for Independent Means d) Certificate of PR for Independent Means e) Certificate of Direct Investment f) Business Presence Residency Certificate

77 78 78 79 79 80 80 81 81 81 82 82

Photos courtesy of Charles Grover, Picture This Studios.

An overview of work permits, employment rights certificates, permanent residency, visas and domicile.

Entry for Visitors/Tourists

Naturalisation 82 Acquisition of the Right to be Caymanian - Spouse & Children of Caymanians - Marrying a Caymanian

83 83 83

Immigration Services & Consultants 84

Visas & Passports

UK & US Domicile & Tax Status

CAYMANRESIDENT 2019

At Cayman Resident, we are often asked how many days, as a visitor, one can stay in the Cayman Islands. Under the law, a person who has no other basis to enter the Cayman Islands (i.e. a Work Permit) and with no right to residence (i.e. does not have a spouse, parent or grandparent who is a Caymanian), may be admitted into Cayman as a visitor for a total of up to six months, with extensions permissible in rare circumstances thereafter. However, many people arriving in Cayman will be permitted entry for an initial 30 days only, unless they own property. If they want to stay longer, and an extension beyond 30 days was not approved on initial arrival, then they have to go to the Department of Immigration (before their time runs out), fill out an extension form and request to remain longer. Fees of CI$50 are payable for the first extension and CI$100 for each further extension. Note that it can get quite expensive after a few months! However, if you plan well in advance and come prepared with a letter showing you can support yourself and have somewhere to live, you may well be given up to three months to stay upon landing. However, if a tourist visitor is arriving for a significant period, like many of our returning ‘snow birds’ do over the winter period, then they will generally be admitted for up to six months. For this they must show the entry officer their return ticket, a very recent bank or investment statement showing that they have sufficient funds to support themselves and a hotel/condo reservation or a lease. This paperwork is looked at very discreetly and returned to the visitor. If the visitor owns a home in the Cayman Islands, and can show the

Immigration Officer the Land Register, then a six month permission will be granted to them and other visitors travelling and visiting with them. new arrivals without cayman connections

If you are looking to move to the Cayman Islands and are neither Caymanian, nor married to a Caymanian, here are the ways you can become legally resident: 1) Work Permits 1) 2) a) Full Work Permit (FWP through a Gainful Occupation Licence) 3) b) Temporary Wo rk Permit (TWP) 4) Special Economic Zone Certificate (SEZ) 2) 5) Student Visas 3)

1. work permits a) Full Work Permit (FWP) Allows a person to work and remain

Standard Term Limit (9 Years)

All foreign nationals gainfully employed in the Cayman Islands are currently entitled to be considered for the grant of a work permit for up to nine years. After eight years, residents are assured of the right to apply for Permanent Residence. After nine years, foreign nationals who are subject to a nine year term limit and have not applied for Permanent Residence will not be granted any form of work permit until they have ceased to be resident in the Cayman Islands for at least one year. In most instances this means they will have to leave the Cayman Islands for a minimum of 12 months before they can be granted a new work permit. Visits in the intervening period for vacation and the like as a genuine

tourist visitor are however permitted. Please note, there are exemptions to the term limit provisions. For example, a person married to a government worker, or a person whose term limit is set to expire after their spouse’s, can arrange for their permit to be renewed until their spouse’s term limit is reached. In order to understand the reasoning behind the Government’s creation of limits on work permit terms, it is helpful to know the history of the population increase in this diverse community. The Cayman Islands have undergone a dramatic change since the early 1970s. At the start of that decade, the population was approximately 10,000 people and now, over forty years later, there are about 65,000 residents. Much of this dramatic increase has come about as a result of foreign nationals settling on the Islands and obtaining permanent rights of tenure. With that change has come not only strains on the infrastructure, but a recognition amongst generational Caymanians that their culture might be overwhelmed if the process is not managed correctly. There is also a perception by Caymanians that their participation in the success of Cayman is diminishing. Whilst the people of the Cayman Islands are welcoming towards foreign nationals, there has been a realisation that continuing to invite increasing numbers of individuals to acquire security of tenure and become permanent inhabitants of the Cayman Islands is unsustainable. Required Forms

All immigration permit forms and instructions can be downloaded from the Immigration Department’s website: www.immigration.gov.ky. Various law firms and immigration service providers are also available to assist. Other than the Work Permit fees, the costs associated with gathering the supporting information and documents required for an application include: CI$25 for a police clearance, CI$40 for a lab report of blood work, CI$80 to see a doctor for a full medical and CI$15 for photos. Please note that an

www. c a y m a n r e s i d e n t . c o m

i m m i g r a t i o n & P A S S P ORT S

It is worth noting that an overriding principle of Cayman Islands Immigration legislation is that employment and career opportunities are offered to Caymanians before any other nationality. Caymanians are given preference over similarly qualified expatriates and employers must generally take steps to provide training opportunities to Caymanians who have the potential to fill a particular position. With the reality that Caymanians have already become a minority in their own Islands, efforts are made to ensure that a balance of other nationalities exists, so that no other nationality is culturally or numerically dominant. If a Caymanian cannot be found for the position, then preference in employment opportunities is required to be given first to the holders of Residency and Employment Rights Certificates who are married to Caymanians, next to Permanent Residents with the Right to Work and finally, to other persons who are already legally and ordinarily resident in these Islands (including existing work permit holders and their approved dependants). Only if these categories of persons are unavailable for a position will (as a general rule) a permit be granted to a person who is from overseas.

in the Cayman Islands for a specified period of time. All work permit fees are the responsibility of the employer. The law prohibits employers from requiring employees to pay any part of such fees. Annual fees range from nil (for positions in education) to up to CI$32,400 for the most senior positions in the legal industry. Prior to granting (or renewing) a permit, the relevant Board or the Chief Immigration Officer will need to be satisfied of a number of matters including: the need to engage the services of the prospective worker, attempts to find a Caymanian, the spouse of a Caymanian, a Permanent Resident with the Right to Work or person already lawfully resident to fill the role; the character of the worker and the protection of local interests. The person is also required to take and pass an English proficiency test if from a non-English speaking country. Many skilled workers are granted a permit for two or five years, with a renewal fee payable each year. Please note that work permits for self-employed people are only issued in exceptional circumstances. Employers (in the Private Sector, but excluding those employing household staff) must hold a Trade & Business licence or equivalent licensing or exemption therefrom in relation to specific industry types.

original Police Clearance Certificate (and its certified translation if not in English) is required and at present there is a general expectation of there being a raised seal on such documents. Translations are generally required to be provided through an approved translator. Please be sure to make a copy of all the paperwork submitted and keep it on file for the rare occasion that the paperwork is lost by the Immigration Department. Police Clearance Certificates

i m m i g r a t i o n & P A S S P ORT S

These forms can now be requested online and collected 24 hours later from the Criminal Records Office in the Windjammer Plaza on Walkers Road, George Town. The applicant must fill in a form online, scan a copy of their passport and pay a CI$25 fee by debit/ credit card. They will then receive a receipt via email which they need to take to the Criminal Records Office along with their passport as identification. See www.eservices.gov.ky to apply. Alternatively, you can still order the certificate by visiting the office. Medicals for Immigration Purposes

All work permits over three months in duration, including work permit renewals, Permanent Residency and Caymanian Status applications must be accompanied by a completed medical questionnaire. Spouses and children over the age of 18 must also submit a medical questionnaire. Among other things, the medical report will require you to take a blood test and furnish lab reports with HIV and VDRL tests included. You will also need a chest X-ray. Medical examinations are required on first application and once every three years thereafter. Lab tests have to be repeated with each medical exam but chest X-rays are only required once every five years. Getting a medical done is a very simple process and can be completed in 30 minutes in Cayman. A medical questionnaire that is completed overseas, and in a foreign language, 74

CAYMANRESIDENT 2019

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must be translated into English and the translation certified as a true copy of the original. Change of Employer, Promotion or Redesignation

Subject to some exceptions, the holder of a work permit may not change his/her employer for the duration of a permit. Changing employers upon the expiry of a work permit is permitted, although a release letter from the previous employer is usually requested before the relevant board or immigration official will grant a permit in favour of a new employer. Protections are in place however, to prevent expatriate workers from falling victim to unscrupulous employers and the Immigration Department will assist workers as appropriate in relevant circumstances. During the duration of a work permit, the holder may not be promoted or re-designated without their employer notifying the Immigration Board and consent being received. This restriction is intended to protect opportunities for Caymanians and to ensure that due revenue is collected. The relevant boards will be very accommodating in appropriate circumstances, but applications must be made well in advance, with new positions not started until after all required approvals have been forthcoming. Rules on Residing on-Island Whilst a Work Permit is Processing

Immigration generally requires that you be off-Island while a Full Work Permit (FWP) or Temporary Work Permit (TWP) application is in process. Therefore do not book your flight until your permit has been approved or you will risk being asked to leave again and put on the next flight back out of Cayman. However, if you are already on-Island and are switching from one employer to another you do not need to leave the Island while your new work permit is processing. Having said this, you must make sure that your release letter from

your current employer is dated on the exact date on which you submit the work permit paperwork for your new employer. If this is not possible then you must get a Visitors stamp in your passport on the day that your current work permit is cancelled. Dependants of a Work Permit Holder

The relevant Immigration Board has to be satisfied that the worker has sufficient income available to adequately support any dependants. Currently, the Board would expect to see a minimum household income in the region of CI$3,500 for one dependant to be included, with an increase of CI$500 for each additional dependant. This is a guideline only. In every case, the character, reputation and health of your dependants is taken into consideration, as well as whether you can comfortably afford to feed, house, educate and maintain them in the Islands. The possibility is that you will be granted a work permit, but your children will not be allowed to accompany you if your income is considered insufficient. For a complete breakdown on the immigration rules for children born in or residing in Cayman to expatriates, please see the Cayman Parent 2019 magazine which has an extensive section on this subject. Each year a fee of CI$250 will be collected for each dependant of a worker in the unskilled category and CI$500 for each dependant of a worker in the skilled category. It appears to be open to the employer and the employee to agree between them who will pay for this as it does not constitute part of the Work Permit fee. A non-refundable fee of CI$200 per person is also collected for repatriation. Either you or your employer can submit the letter applying for your spouse or children to be a dependant on your work permit but your employer must submit a letter indicating the number of hours per week you work, your monthly income and any other benefits you receive. If each parent is working, then both employers must provide a letter. If your family members are not added as dependants,

then they can only stay here as temporary visitors. Please also note that only the following can be dependants of a work permit holder: spouses, children (including step and adopted child/ children), grandchildren, parents, step-parents, grandparents, brothers, sisters (including half-brothers and half-sisters). This means that girlfriends, boyfriends and fiancé(e)s cannot be listed as dependants on a person’s work permit. However, the Cayman Islands now recognises legally married same sex spouses as dependants. As the situation stands right now, if a girlfriend or boyfriend comes to the Island without their own work permit, they will be allowed in as a visitor and in all likelihood will be given only 30 days to stay. It would help their case if they arrived at the airport with a letter from their ‘sponsor’ (the permit holder) which says that they will be supported while they are here. If they come in with this letter they might be given a total of three to six months to stay. Stays of longer than six months in any calendar year are unlikely to be permitted.

Whether you are a business or an individual with a need for Immigration, Employment or Property guidance, HSM’s team of dedicated attorneys have extensive and market leading experience in the identification and implementation of effective solutions.

Dependant Children Over 18 Years

• Relocation

• Immigration Applications • Immigration Appeals

i m m i g r a t i o n & P A S S P ORT S

Dependant children of work permit holders can only remain on a parent’s work permit after the age of 18 if they are a) in full time tertiary education or b) in special circumstances (such as the child is unable, for medical or other exceptional reasons, to maintain themselves). Should your child turn 18 before they finish secondary school, the Immigration authorities will usually allow your child to remain in Cayman, although not formally as a dependant on your work permit. However, if your child chooses not to go on to university or college, and they want to continue living in the Cayman Islands, then their only option is to try and get a work permit. At this point they are competing with every Caymanian and Permanent Resident school leaver who will have precedence over them, placing them at distinct disadvantage in seeking job opportunities. Please see further in this chapter for rules on children of Permanent Residents who are over the age of 18.

• Company Incorporations • Business Licensing • Special Economic Zone Enterprises • Employment • Property

For further information, please contact:

Nicolas Joseph Partner HSM Chambers +1 345 815 7425 njoseph@hsmoffice.com

Work Experience for Expat Kids

Children of work permit holders cannot accept paid work experience without having their own work permit, and an unqualified 16-20 year old is unlikely to ever be granted a work permit. However, there is nothing in the law to say that the children of expats cannot accept unpaid internships if they have been resourceful enough to go out and find work in their school holidays! In fact all children, expat or Caymanian, should be encouraged to seek work experience as soon as they are over the age of 16. It not only keeps them busy, but it teaches them the value of money and to have a good work ethic–invaluable tools for life! Divorced or Divorcing Couples

Choose the Experts. Choose HSM.

+1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

Please note that should an expat couple living in Cayman decide

www. c a y m a n r e s i d e n t . c o m

‘Clear Concise Immigration Advice’

Services Provided • Deed Polls • Immigration Appeals • British & Caymanian Passport form completion • Right to be Caymanian • British Registration • Naturalisation BOTC • Notary Public Services • Permanent Residence (persons resident for a period of 8 years.) • Residential Certiicate for persons of Independent means • Residency & Employment Rights Certiicate • Connrmation of the Right to be Caymanian • Trade & Business Licenses • Work Permit Grants, Renewals, & Amendments • Annual Return Filing • Clear, Honest, Cost Eﬀective Advice

i m m i g r a t i o n & P A S S P ORT S

Rankin Plaza Suite #15 Eastern Avenue P.O. Box 10186 Grand Cayman KY1-1002 Sabrina Turner

Phone: (345) 943-1186 Email: info@cicsky.com www.cicsky.com Open: Monday-Friday 9AM-6PM 76

CAYMANRESIDENT 2019

to divorce, the non-working (previously) dependent spouse will have no particular right to stay in Cayman. Residence based purely on the presence of children is not contemplated by the Immigration law. Children in such circumstances can remain as approved dependants of the parent who is on a work permit or government contract, and continue to attend full-time education until adulthood (as late as 24 if attending university). However, the formerly dependent parent will likely only be able to remain if they obtain their own work permit (including through the Special Economic Zone regime) or government contract; or alternatively secure some form of residency as a person of independent means. They may be permitted to remain as a tourist, but remaining in such a capacity for more than 90 days can present difficulties, and no permission ought to be expected after six months in any year. On the other hand, the former spouse of a Caymanian, who is the mother of Caymanian children, will usually be allowed to remain (subject to various approvals) and be permitted to work until the children complete their education or their 24th birthday, whichever happens sooner. Please see further in this chapter under Permanent Residency for details on those with PR divorcing and the immigration implications it can have on you depending on your residency status. b) Temporary Work Permit (TWP) In appropriate circumstances and upon suitable application, the Chief Immigration Officer or his designate, may grant a Temporary Work Permit to an individual permitting them to engage in gainful employment in the Cayman Islands. Such permits, if granted, range from terms of three months up to a maximum of six months and cannot be extended or renewed. An eight-month Tourism Permit, “A Seasonal Work Permit”, which can span the high season, is also available. While Temporary Permits are often used as a bridge between the arrival of an expatriate worker and the issuance of their Full Work Permit, their use (save in exceptional circumstances) for persons who are not genuinely intended to be temporary employees is discouraged. Nevertheless, where urgency is required in the granting of a work permit, seeking and gaining of permissions, the authorities will tolerate the use of the Temporary Work Permit Regime to achieve expedition. Notes on a TWP: 1) A medical questionnaire is only required if the permit is being sought for more than three months; 2) There is no prohibition on applicants for TWPs having dependants; 3) TWP applications can be expedited on payment of an ‘express fee’ which can guarantee initial processing within 48 hours. See www. immigration.gov.ky for necessary forms needed. Those Not Requiring a Work Permit

Despite being a British Overseas Territory, the Cayman Islands are not part of the United Kingdom, nor indeed (unlike the French ‘Départements’ in the Caribbean) of the European Union.

Business Visitor’s Permit & Visitor’s Work Visa

Any business in Cayman which regularly needs workers to come from overseas to work for no more than 14 days on any particular visit, may seek to apply for a Business Visitor’s Permit allowing such individual(s) permission to work for a specified number of visits per year, subject to strict limitations. These Business Visitor’s permits are not generally available for people attending for one visit only. There is also a category of Visitor’s Work Visa. This Work Visa permits individuals who are employed outside of the Islands, and who wish to visit for up to five calendar days at a time, in order to engage in commercial activity with a locally licensed entity or person (a ‘sponsor’), to apply for the grant of a Visitor’s Work Visa. To obtain a grant on arrival, the requirements are as follows: the local business or visiting worker must download a ‘Letter of Invitation’ form from the Immigration

website and email it to imm-vwv@gov.ky at least 24 hours before they are due to arrive. It should be noted that once approved, the person will be required to pay CI$100 at the airport. The Visitor’s Work Visa is not available to those who are employed in a professional capacity (lawyers, accountants, medical professionals, architects, surveyors, teachers and other occupations) or who are otherwise not entitled to a work permit by virtue of having reached their term limit. The Visitor’s Work Visa also does not exempt someone from the requirement to obtain an entry visa if they possess a passport from a country which would otherwise require a Visitor’s Visa to enter the Cayman Islands. In addition, a business visitor may not hold more than one Visitor’s Work Visa in relation to the same sponsor or sponsors within the same calendar month, but, unlike a Business Visitor’s Permit, a Visitor’s Visa may be used for a single visit. Enforcement

Breaches of the Immigration Law are treated as quasi-criminal by the Immigration Department and can have very serious consequences for all concerned. Overstaying, working without or outside of the terms of permission granted, and any other breaches of the law may result in arrest and prosecution, not only of the individual concerned but anyone who facilitated such a breach, including the directors of a business which employs an expatriate without a work permit. 2. SPECIAL ECONOMIC ZONE CERTIFICATE (SEZ) These certificates are in effect a special category of work permit. They are only available to employees of entities (“Special Economic Zone Enterprises”) established within Cayman Enterprise City’s SEZs which include Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. Zone Certificates enjoy certain advantages over traditional work permits, including in many instances, a lower cost to employers, and an

exemption from any requirement to prefer Caymanians or other legal residents for any employment. Accordingly, no advertising is required as part of the application process and the permissions are capable of being granted in only a few weeks. Applications are available from Cayman Enterprise City and from a number of local law firms assisting enterprises establishing within an SEZ. See the Running a Business chapter for more information on Cayman’s SEZs. 3. STUDENT VISAS A non-Caymanian who is 18 years of age or older, seeking to enter the Cayman Islands to attend a recognised educational institution on a full-time basis may be granted a student visa. The student should be self-sufficient or provide proof of support from other means. They must also submit a medical questionnaire and a police clearance certificate when applying. The application process takes four weeks. The student visa does not allow the student to work. The student is expected to leave the Cayman Islands on completion of the programme. Student visas can be granted for a period of up to four years but may be extended for a further 12 months. A person on a student visa may, after the proper application, have a dependant added to their application. permanent residency & Caymanian Status

For those with a connection to the Cayman Islands, or who would like to reside in the Islands for the rest of their lives, there are various options available to them. These are as follows: 1) Permanent Residency (PR) a) Permanent Residency with the Right to Work (after 9 years of working in Cayman) b) Permanent Residency as the Spouse or Child of a Permanent Resident c) Residency for Persons of Independent Means d) Certificate of Permanent Residence for Persons of Independent Means e) Certificate of Direct Investment f) Residency Certificate (Substantial Business Presence) 2) Naturalisation

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Therefore, no advantage is given to British or European nationals over any other nationality. However, not every foreign national working in the Cayman Islands needs a work permit. There are specific categories of persons who are exempt from the requirements, subject to strict conditions. For example: Cayman Islands Government employees, journalists representing a recognised news organisation and nonexecutive directors of companies carrying on business in the Cayman Islands are allowed as working visitors, provided they remain in the Cayman Islands for no longer than seven days. A few other examples of people and activities which are exempted include: visitors who are coming to Cayman to organise, attend or speak at a conference or seminar; those representing an overseas educational institution who have come to promote or interview applicants for places and those visiting for the purpose of servicing or repairing products under warranty. For a full list please see the Immigration section of www. caymanresident.com.

3) Acquisition of the Right to be Caymanian

which have been determined by the CI

applicant has been engaged in relation

a) Spouse & Children of Caymanians

Government to be “Priority” in nature. No list

to the rehabilitation of offenders, whilst

b) Employment Rights Certificate as the Spouse

of “Priority” occupations has been published

participation in a local service club will

as at time of writing.

generate 1.5 points for each year. Other

Education, Training and Experience: A point

points can be gained through charitable

is available for each year of experience that

donations. It is the opinion of the Editor that

an applicant has been in their role (after

working with children and vulnerable adults

a minimum threshold of two years with

may grant more points to your contribution

a maximum of 10 years). Points are also

to the community. Outstanding initiatives

available based on levels of academic or other

that you can get involved with include the

qualification relevant to their occupation or

Aim Higher Initiative (Tel: (345) 328 0300),

role. For example, persons with professional

the Community Outreach Programme

qualifications are eligible for 15 points, whilst

(Tel: (345) 925 2012) or the Jubilate After

possessing an Associate’s degree will garner

School Programme (Email: info@jubilate.

of a Caymanian >>

i m m i g r a t i o n & P A S S P ORT S

1. Permanent Residency a) Permanent Residency with the Right to Work All persons who reach eight years of legal ordinary residence in the Cayman Islands are eligible to apply for Permanent Residence. Applicants are assessed under a points system which seeks to be as objective and transparent as possible, and those achieving 110 points or more are assured of a grant. If you are successful in gaining a Certificate, then you must annually submit a declaration in respect of your job, investments and other factors including the status of your dependants. There is a condition whereby if the Certificate holder sells the property that was listed in his/ her application for PR, then they must purchase an alternative property within 180 days and inform the Board with the details of the property, within 30 days of the transaction. An unsuccessful applicant will be given 90 days to leave the Islands. An application for Permanent Residence with the Right to Work can be quite onerous and those individuals who prepare over the years leading up to it are more likely to find their application successful. Under most conditions, if an applicant is successful, then they can remain in the Cayman Islands indefinitely, provided an annual fee is paid by them or their employer which is the equivalent to the fee paid for a full work permit. They can work for any employer, although some limitations may be placed on the specific role which they are entitled to fill. Variations may be granted with the prior approval of the Caymanian Status and Permanent Residency Board. Factors considered in a Permanent Residence application include: >>

8 points. A total of 25 points are available.

ky or call (345) 937 0332) which all aim to

Local Investments: Investment in Cayman

help local students. Another option is the

Islands real estate and/or in a locally

literacy programme LIFE, which aims to

licensed company has the potential to

match individuals with a child for reading

generate up to 30 points. The total amount

support in a government school near their

paid towards such investment(s) (including

workplace once a week. Email: volunteer@

the full amount of any mortgage payments,

life.org.ky for an application form or further

the cost of renovations, where applicable

information.

and stamp duty paid) is assessed relative

History and Culture Test: You will be asked 40 multiple choice questions and will receive

years. This is subject to a minimum threshold

half a point for each correct answer. The

of CI$50,000. Investments in excess of

questions on the test have been taken

CI$500,000 are guaranteed maximum

from The Cayman Islands in Transition (by

points.

J.A. Bodden; Roy Bodden), Founded Upon

Financial Stability: Evidence of savings

the Seas: A History of the Cayman Islands

held in local bank accounts (again relative

and Their People (by Michael Craton),

to income) generates points. The maximum

Foundation - The Arts and Culture of the

15 points available will be awarded to any

Cayman Islands Volumes 1-4 (Cayman

applicant who can demonstrate that they

National Cultural Foundation), Caymanian

have (and have maintained) in excess of

Expressions: A Collection of Sayings and

5% of their last 12 months income in a local

Expressions Used in the Cayman Islands

bank account. Further additional points are

(by Kevin M. Goring) plus the media as well

based on annual salary and income. By way

as community and cultural events. At the

of example, a person earning CI$55,000

time of writing (July 2018) the University

each year will (generally) be awarded seven

College of the Cayman Islands is offering

points. However, in calculating the points

a 4 week course that covers the history,

available for a given salary a deduction

culture, political system, general facts and

is made from the salary in respect of

the evolution of the economy of the Island.

dependant children. Of vital importance is

to an applicant’s income over the prior five

Close Caymanian Connections: Having a

your ability to provide for the healthcare and

close relative who is Caymanian will result in

educational needs of your family.

an automatic award of points. The amount of

Community Involvement/Integration into

points vary depending on the nature of the

Your Occupation; including whether it is

the Caymanian Community: Up to 20 points

“Priority” in nature: 15 points are presently

are available. By way of example (provided

available for each and every occupation, with

more than 35 hours are spent over a year

Points are awarded based on an applicant’s

(at least theoretically) another 15 bonus

in relation to relevant participation) two

country of origin, provided their nationality

points available in relation to occupations

points will be awarded for each year an

is below 10% of the number of work

CAYMANRESIDENT 2019

relationship. Up to 100 points are available. >>

Demographics

and

Cultural

Diversity:

permits in force. At present, Jamaicans and Filipinos are ineligible for points: citizens of those countries already comprise 42% and 13% of work permits in force in the Cayman Islands. UK nationals presently comprise approximately 8% and, together with Americans (at approximately 5%) can expect 5 points. Citizens of all other countries can presently expect 10 points. >>

Age: Applicants are eligible for varying points depending on their age. The most “desirable” bracket is in respect of applicants aged between 25 and 35. Ten points are awarded for this range.

Deductible components: Points can be lost in defined circumstances including where an applicant suffers from a contagious disease that could make them a danger to the community, are proved to have mistreated fellow workers, or where they do not have an adequately funded pension.

Permission to Continue Working (PCW)

When a person applies for Permanent

Residency, he/she must apply for and be granted Permission to Continue Working before any existing work permit expires, otherwise they will have to cease work when their latest permit expires. If the applicant’s final work permit has already expired, they are not entitled to work whilst awaiting the outcome of their application for permanent residence, until they have a ‘PCW’ stamp in their passport. A ‘PCW’ stamp attracts the same fee as a work permit and must be renewed every six months while the application is pending. Note: the entire application, along with all relevant documents, must be re-submitted each time. However, the Department of Immigration have just changed the rule that required blood work and a police clearance every six months. These must now be submitted once a year. 6 The Next Step for Permanent Residents

Many people have asked us what happens next once someone has been granted Permanent Residency (PR). Below we

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The Board has the absolute power to revoke the Permanent Residence of any holder who “fails to maintain the level of financial investment stated in the application”. The

law also states that if false information is provided, or a material fact is concealed in the application, the Board may revoke any permanent residence granted. Permanent Residents are required to report details of their circumstances annually. Finally, if persons become destitute, subsequent to the grant of permanent residence, it may be revoked. Harsh as this might all sound, without a large tax base available to provide an extensive social safety net, the Cayman Immigration Law seeks to ensure that only ‘net contributors’ are awarded PR. Please note that as the current system stands, unless you own a property in Cayman, it can be difficult to make enough points to qualify for Permanent Residency. Applicants are likely to gain the most points should they purchase a property well before being eligible to apply, as (at least) five years of mortgage payments will count in the assessment.

explain. Some families who have been waiting three or four years (if not longer) for their PR to be approved can apply to the Governor for a waiver of the year (to Naturalisation) if their accompanying dependent child or children are within a year of turning 18 or 24. >>

Naturalisation: Once you have been granted PR you only need to wait 12 months from the date of approval, and then you can apply to be naturalised on the grounds of residency. This is an essential step if you would ultimately like to apply for Cayman Status in due course. Please see page 82 in this chapter for more information on the process.

Caymanian Status: Once you are naturalised and 5 years have passed (or you have been resident in the Cayman Islands for 15 years, whichever happens earlier), you can apply

for Caymanian Status. Please see page 83

i m m i g r a t i o n & P A S S P ORT S

in this chapter for all the details. How to Appeal a Permanent Residency Refusal

If your PR is turned down the first thing you have to do is decide whether you are going to appeal the decision or not. If you choose to appeal then the next step is to give a notice of appeal to the Secretary of the Immigration Appeals Tribunal (IAT) who are located in the Government Administration Building. Your notice of appeal must be received by the IAT within 28 days of your refusal letter being issued. At this point all you need to include in the letter are a) the grounds under which you are filing the appeal (i.e. that the refusal was (i) erroneous in law (ii) unreasonable (iii) contrary to the principals of natural justice (iv) at variance with the Immigration Regulations) b) the decision against which the appeal is made c) a copy of the refusal letter and d) a bank draft for CI$1,000 made payable to the CI Government, which is non-refundable. At this point do not rush out and buy property and do not race around trying to gather your originally submitted paperwork. You do not need to do either! Once the IAT receive your appeals paperwork you will be issued with a receipt and the IAT will request from the 80

CAYMANRESIDENT 2019

Immigration Department an ‘Appeals Statement’ which will include the reasons for the Board’s decision to turn down your PR. It will also include their scoring of your PR application plus all the paperwork which went with your original PR application. The IAT will then forward all of this to you. You are then required to file the grounds of your appeal with the IAT and serve a copy to the Immigration Department within 28 days of receipt of the Appeals Statement. In your appeal you must provide a written defence as to why you disagree with the points given in each section and provide any supporting evidence/documents. The IAT will review all the documents and decide whether the appellant’s case has merit. If the IAT decide that the case has merit then the IAT will communicate this to you, and the application will be looked at like it is the first time that the appellant’s case (has been heard. It is at this time that the IAT will give you the opportunity to submit updates and/or provide fresh evidence for consideration, and any changes in circumstances as it relates to the application. Once the Tribunal have made their decision the IAT Secretary will inform you of the decision. b) Permanent Resident - Dependent (Child or Spouse) Once you are a Permanent Resident you will have to continue paying CI$500 per year per dependant until you have Caymanian Status. If you are on a government contract, and receive PR, you have the choice of putting your dependant children on your PR (and paying the CI$500 fee per year) or keeping them on your government contract and paying no fees for them. Other rules worth considering include: The dependant spouse of a Permanent Resident can and (in most cases) should apply for their own Permanent Residence and Employment Rights Certificate (RERC) in their own right, as soon as their spouse is granted Permanent Residence. They do not have to wait the usual eight years of residency and do not have to take

any test or be subject to the points system. They should also apply to be naturalised after having PR for one year and then apply for the Right to be Caymanian as soon as 5 years have passed, or they have been living in the Cayman Islands for a total of 15 years. Do not overlook your children’s Naturalisation and Status application in this process! However, many people just carry on having their Residency & Employment Rights Certificate as the Spouse of a Permanent Resident (RERC) ‘tied to’ their spouses’ PR since there is no time limit on the award. A problem arises when one of the spouses applies for and is granted the Right to be Caymanian. At this point the RERC holder/spouse must have their Immigration status in the Islands ‘regulated’ within 45 days. In effect, the spouse can no longer be deemed the dependent of a PR holder when the person is now a Caymanian. As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days. If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 32, but only if that child has been had a physical presence in the Islands for a minimum of 7 years. Being away for schooling does not affect their ability to apply and it is at the discretion of the Chief Immigration Officer. It is very important that this rule is understood, as applying for Permanent Residency under Section 32 of the Immigration Law grants the child PR independently of their parents. Serious issues have also occurred when Permanent Residents have become Caymanians. The law requires that all dependent spouses have exactly 45 days to apply for Caymanian Status (if they have been married for over 7 years) or for a Residency & Employment Rights Certificate as the Spouse of a Caymanian (if they have been married for under 7 years). However, people have run into

immovable problems if their marriage has broken down in the intervening years. One of the requirements in the Immigration Law is that you can hand-on-heart tick the box saying you have a stable marriage. If you cannot, then there is no particular rights remaining for you in the law: your certificate as the spouse of a Permanent Resident will become void in 45 days, and you cannot now swap it for Caymanian Status. Your life in Cayman is then in limbo and you may not be allowed to stay in the Cayman Islands. If you have children the consequences are devastating. This is why immigration lawyers worth their salt will always stress the need for spouses to apply for Permanent Residency in their own right, and then apply for Naturalisation and Cayman Status the moment they can. Death or Divorce from a Permanent Resident

c) Residency for Persons of Independent Means For foreign nationals not wishing to work in the Cayman Islands but simply wishing to have the right to reside, there are alternative options. In particular, one can apply to the Chief Immigration Officer for a Residency Certificate which is valid for 25 years and is renewable. To reside in Grand Cayman, the person must show proof of an annual income of at least CI$120,000 (without engaging in employment in the Cayman Islands) along with an investment of CI$1,000,000 (of which CI$500,000 must be in developed real estate). The “remaining” CI$500,000 must be invested in a company or property–and simply holding assets with a broker or monies in a local bank

grant Permanent Residence with the Right To Work based on investment, rather than having to wait for the usual eight years before becoming eligible to apply, subject to a stringent points system, for Permanent Residency. Unlike Residency for Persons of Independent Means, this option has no expiry date and qualifies the holder (upon certain criteria being met) to become eligible for Naturalisation as a British Overseas Territories Citizen (BOTC) once they have been resident in Cayman for five years. Once naturalised they are entitled to a BOTC passport, which upon successful application, they can become a full British Citizen without the need to surrender any existing citizenship. Finally, once a person has been a BOTC citizen for five years they can apply to become Caymanian. In order to qualify for the certificate of Permanent Residence for Persons of Independent Means, applicants will be required to have invested a minimum of CI$1,600,000 in developed real estate

d) Certificate of Permanent Residence for Persons of Independent Means This is the ultimate permission which can

W: www.bcsl.ky E: info@bcsl.ky

Company Incorporations Registered Office Company Management Trade & Business Licensing Immigration Services Permanent Residence Naturalization Passport Applications Right to be Caymanian Work Permits Caribbean Plaza | 878 West Bay Rd. T: 345- 945- 0400 F: 345- 949- 2335

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The surviving or former spouse of a Permanent Resident is required to notify the Chief Immigration Officer of the Caymanian Status & Permanent Residency Board of their change in circumstances within three months. Within these three months the surviving spouse, or former spouse, is encouraged to apply for the grant of a Residency & Employment Rights Certificate in their own right.

account (whilst encouraged) do not count for these purposes. Investing in a local business, or even one which has shares publicly traded such as Caribbean Utilities or Cayman National Bank, can count. Most often, applicants will simply buy a substantial home and immediately meet the requirement. A deposit maintained in a local bank or institution of no less than CI$400,000 deems an applicant to have sufficient funds (and income) to maintain themselves and their dependants. The process of applying for a Residency Certificate is relatively straightforward and permission can usually be granted within six weeks of application. Legal fees for this process are unlikely to exceed US$3,500. There are alternatives that do not require an actual investment in a property. For example, starting a company engaged in exempted business (i.e. as an agent for overseas operations) and then hiring yourself as a principal on a work permit, can make you resident without having to buy property and has the advantage of permitting you to work. Again, such a solution generally takes about six weeks for qualified applicants and the legal fees for that (including incorporation, trade and business licensing and work permits) would likely be closer to US$15,000. To become resident in Little Cayman or Cayman Brac, proof of an annual income of CI$75,000 without the need to be employed in the Cayman Islands is required, as well as an investment of CI$500,000 locally, of which at least CI$250,000 must be in developed residential real estate. Whichever Island is to become your home, there is a one-time fee payable on grant of CI$20,000 and a further CI$1,000 payable for each approved dependant. The initial application fee is CI$500. The CI$1,000 dependant’s fee is then payable annually.

and possess sufficient financial resources to maintain themselves and their dependants. An applicant will also need to demonstrate that he/she and their dependants are in good physical health and of good character. The number of these types of certificates is restricted to an annual quota of 250 set by the Cabinet. The application fee is CI$500 with a further CI$100,000 due upon grant and an additional CI$1,000 payable per dependant. The CI$1,000 dependant’s fee is then payable annually. The right to work in an approved occupation can be gained subsequently, upon application to the Caymanian Status and Permanent Residency Board, with an annual fee thereafter payable, equivalent to a Work Permit fee, for as long as employment is maintained, or until the individual becomes a Caymanian.

i m m i g r a t i o n & P A S S P ORT S

e) Certificate of Direct Investment Wealthy individuals who are in a position to invest a substantial sum in an employment generating business or businesses in the Cayman Islands, may wish to participate in an incentive scheme intended to attract investors and their dependants. Such persons may, provided they can demonstrate a personal net worth in excess of CI$6,000,000 and an investment (or imminent investment) of a minimum of CI$1,000,000 in an employment generating business (or businesses) on the Island, apply to the Chief Immigration Officer for a Certificate of Direct Investment. Approval-in-Principle Certificates which are valid for six months are available prior to applying for a full certificate. Full certificates are valid for 25 years and are renewable. Such a certificate entitles the holder to reside in the Cayman Islands and to work in the business or businesses in which the holder has invested. The spouse and dependent children (where applicable) of the holder of a Certificate of Direct Investment will, on successful application, be granted a Direct Investment Holder’s (Dependant’s) Certificate, permitting them to reside in the 82

CAYMANRESIDENT 2019

Islands for the duration of that certificate. The application fee is CI$1,000 with a further CI$20,000 payable on issue of the certificate with an additional CI$1,000 payable for each approved dependant. f) Residency Certificate (Substantial Business Presence) A Residency Certificate (Substantial Business Presence) is available to individuals who either own at least a 10% share in an approved category of business or will be employed in a senior management capacity within such a business. In each case, the business must have a substantial presence in the Cayman Islands. It is designed and intended to be less onerous than the more established option of a Certificate of Direct Investment and is not limited to owners of the business. Approved categories of business are: fund administration, brokerage services, investment and fund management services, investment banking, financial trading (including foreign exchange, securities and derivatives), captive insurance or reinsurance management services and underwriting, actuarial services, insurance claims management, family office, hedge fund administration, and any company registered as an exempted company under section 164 of the Companies Law (2011 Revision). It is expected that people in these positions would fill a senior management capacity and therefore ordinarily attract an annual work permit fee of CI$20,925 or above. Provided the Chief Immigration Officer is satisfied that the applicant and any spouse have clean criminal records and that they and any dependants are in good health and possess adequate health insurance, as well as fulfilling the other requirements, then the applicant will be issued a 25 year Residency Certificate. A grant fee of CI$5,000 is due on issuance, with a further CI$1,000 payable in respect to each approved dependant. In addition, Certificate holders are required to pay an annual fee equivalent to that payable by a work permit holder in the same occupation.

2. naturalisation If you are a Permanent Resident then getting Naturalised is an essential step in the process of acquiring Caymanian Status. Once you have had PR for 12 months you can apply under the British Nationality Act for Naturalisation as a British Overseas Territories Citizen (BOTC) by virtue of a connection with the Cayman Islands. For the application you will need to provide a copy of your PR approval letter, your PR certificate, your birth certificate, passport picture page, a passport-sized full-face photo, a police record, a current job letter, a marriage certificate (if it applies) plus the birth certificate for your spouse, and a current travel history from Immigration. One thing worth noting is that the physical presence rules are totally different under the British Nationality Act than those under the Cayman Islands Immigration Law. If you have been outside of the islands for longer than 90 days in a row in any one year, or a total of 540 days over the course of five years, then this will affect your ability to apply for Naturalisation on the grounds of residency. If you are applying for Naturalisation on the grounds of being married to a BOTC then you cannot be off the island for more than 270 days over the course of three years. Please note that you will still need to pay your PR work-related fees every year once you are Naturalised. However, the spouse of a Caymanian does not pay these fees. The spouse of a Caymanian on the other hand only has to wait 12 months from the date that their RERC was approved to then apply for Naturalisation. This rule was changed in July 2018. Previously to that the spouse of a Caymanian had to wait until they became Caymanian (having been married for seven years) to then be naturalised and ultimately apply for a Cayman passport. Application is made to the Deputy Governor’s Office and, upon grant, the applicant becomes a BOTC by virtue of a connection to the Cayman Islands. This entitles the applicant to a Cayman Islands passport but does not make the

applicant a Caymanian (i.e. does not grant Status) or give them a right to work or even necessarily to reside in the Islands. It does however normally entitle the holder to ultimately apply for the right to be Caymanian, provided they remain legally and ordinarily resident in Cayman. The fact that many people who have become naturalised and possess Cayman Islands passports are not Caymanian can be potentially confusing. It is perhaps best to think of a Cayman Islands passport as a travel document, Naturalisation as becoming a BOTC (but not a Caymanian) and being Caymanian (known as possessing the Right to be Caymanian) as possessing a particular type of Immigration permission (whether by right, entitlement or grant). Not all Caymanians are BOTCs or even entitled to hold Cayman Islands Passports.

Spouses & Children of Caymanians

When a Permanent Resident is granted Caymanian Status the spouse and children of that new Caymanian must have their immigration status ‘regulated’ within 45 days. In effect, the spouse/children can no longer be deemed the dependants of a PR holder when the person is now a Caymanian! In those 45 days the spouse of a Caymanian has two options depending on how long they have been married: a) if married for seven years then the spouse is automatically entitled to apply for Caymanian Status as the Spouse of Caymanian, b) if married for less than seven years then the spouse needs to apply for a Residency & Employment Rights Certificate as the Spouse of a Caymanian. Then as soon as they have celebrated seven years of marriage they can apply for Status. Serious issues have however occurred when Permanent Residents have become Caymanians and their dependent spouses have to regularise their immigration status. One of the requirements in the Immigration Law is that you can hand-on-heart tick the box saying you have a stable marriage. If you cannot, then there is no particular rights remaining for you in the law: your certificate as the spouse of a Permanent Resident will become void in 45 days, and you cannot now swap it for Caymanian Status. Your life in Cayman is then in limbo and you may not be allowed to stay in the Cayman Islands. If you have children the consequences are devastating. This is why immigration consultants and/or lawyers worth their salt will always stress the need for spouses to apply for Permanent Residency in their own right, and then apply for Naturalisation and Cayman Status the moment they can. As it pertains to accompanying children, as long as they are under the age of 18 and

the parent acquires Cayman Status they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days. This Status however, will expire at 17, so it is essential that you reapply before they turn 18. For children applying for Status there is now an acknowledgment form in which you have to give proof of the schools your child has attended in the Cayman Islands or boarding school overseas, proof of how the child was able to remain and reside in Cayman (whether they were dependent on a PR or Government worker’s contract), the birth certificate of the child and marriage certificate of the parents and CI$50. Children who go to boarding school will not be affected as long as their primary home has always been Cayman. If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 32, but only if that child has been physically present in the Islands for a minimum of seven years. Being away for full-time secondary schooling or tertiary studies does not affect their ability to apply. It is very important that this rule is understood, as applying for Permanent Residency under Section 32 of the Immigration Law grants the child PR independently of their parents. Marrying a Caymanian

A person who is newly married to a Caymanian needs to apply to the Caymanian Status and Permanent Residency Board for a Residency and Employment Rights Certificate as the Spouse of a Caymanian (RERC), which allows them to remain and work in the Cayman Islands without the need to possess a work permit for seven years. If they are in possession of a work permit before they are married, then the work permit remains valid for its duration. Provided an application for a RERC is made before the expiry of the work permit, the right to live and work in the Cayman Islands continues whilst the application for a RERC is pending. If the RERC is approved, then after seven years the holder will have to apply for it to be renewed or, following the

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i m m i g r a t i o n & P A S S P ORT S

3. Acquisition of the Right to be Caymanian Any person who has been naturalised as a British Overseas Territories Citizen (BOTC) by virtue of his or her connection with the Islands may, upon satisfying various residency requirements (being resident for 15 years or be naturalised for five years, whichever happens sooner), apply for the Right to be Caymanian. Persons who have been married to a Caymanian for seven years, and been the holder of a RERC or government employment contract, can also apply for the Right to be Caymanian. The surviving spouse of a Caymanian can apply for the Right to be Caymanian as long as they had been married for seven years and fulfil the other criteria. A person who is the child of a Caymanian, no matter the basis on which the parent became Caymanian, is generally considered a Caymanian if he/she is born subsequent to their parent becoming a Caymanian as of Right. The Governor in Cabinet may, in exceptional circumstances, grant the Right to be Caymanian to up to four persons in any year. Any individual who acquired the Right to be Caymanian can lose that right if they

move away from the Cayman Islands for more than five years (other than if they are away for medical or education purposes) and if they are convicted of an offence which was made possible by, facilitated by or connected with the grant of the Right to be Caymanian. For further details see www.caymanresident.com.

i m m i g r a t i o n & P A S S P ORT S

7th anniversary of the wedding, apply for the Right to be Caymanian. There is a nonrefundable application filing fee of CI$300 and, when approved, there is an additional government fee of CI$400. Proposed changes to the Immigration Law were discussed in July 2018, and it was agreed that a person who has been resident in the Cayman Islands for many years, and then goes on to marry a Caymanian, may apply for Permanent Residency in their own right as long as they apply before they have been resident for 9 years. They may also apply for an Employment Rights Certificate as the Spouse of a Caymanian (RERC). The difference is, that if the marriage does not last then they will not lose their residency status. Please note that the RERC application process is significantly burdensome and many documents are required to be submitted, including an affidavit to the effect that your marriage is not one of convenience. immigration services Immigration Consultants For help interpreting the Immigration Law we recommend that you contact the Immigration Department on (345) 949 8344 or visit www.immigration. gov.ky. Alternatively, call one of the local immigration specialists below:

Permanent Residence, Naturalisation and the

McGrath Tonner

Right to be Caymanian, as well as Work Permit

Tel: (345) 949 2740

grants, renewals and amendments.

Email: info@mcgrathtonner.com

SE E AD pag e 81

www.mcgrathtonner.com Specialising

Permanent

Residence,

Cayman Immigration Consultant Services

Caymanian Status, Persons of Independent

Tel: (345) 943 1186

Means,

Email: cics@cicsky.com or www.cicsky.com

Permits, Work Permits and all related appeals.

Specialising in: Work Permits processing,

SE E AD pag e 45

Naturalisation,

Business

Visitor

Permanent Residency, Immigration Appeals, Residency and Employment Rights Certificates,

Ritch & Conolly Attorneys-at-Law

Naturalisation, Right to be Caymanian and other

Tel: (345) 949 7366

general immigration related matters. Also Local

Email: jconolly@rc.com.ky

Incorporations, Trade and Business Licensing

www.rc.com.ky

applications and Annual Returns. Clear, honest,

All Immigration services including Work Permits,

cost effective advice. Sabrina charges CI$100

Business Visitorâ&#x20AC;&#x2122;s permits, Permanent Residency

for a 1/2 hour consultation and if her services are

(all forms), Cayman Status, immigration appeals

retained then this goes towards the cost of the

and Naturalisation. SE E AD pag e 142

job. SE E AD pag e 76 Solomon Harris CML Immigration Services

Tel: (345) 949 0488

Tel: (345) 949 1345 or (345) 623 1025

Email: info@solomonharris.com

Email: immigration@cml.ky

www.solomonharris.com

www.cml.ky

Solomon Harris are experts in immigration:

Specialising

Permanent

Residence,

Work

Permit

applications,

Caymanian

working with international and domestic

Status,

businesses on compliance with business

Naturalisation, and investment immigration

staffing plans and Work Permit requirements,

advice.

as well as guiding high-net-worth individuals through the process of applying for Permanent

Dentons

Residency, Naturalisation and Caymanian

Tel: (345) 745 5000

Status. SE E AD pag es 32 & 79

Email: randall.martin@dentons.com www.dentons.com

Symons & Symons Attorneys-at-Law

Work Permit applications, Residency and

Unit 4 Tropic Centre, 18 Earth Close, SMB

Affinity Recruitment Ltd.

Employment Rights Certificates, Permanent

Tel: (345) 745 7529

Tel: (345) 943 2020

Residency/Independent Means applications,

Email: info@symonsandsymons.com

Email: info@affinity.ky

British and Cayman passport applications, Right

www.SymonsandSymons.com

www.affinitycayman.com

to be Caymanian/Spouse of a Caymanian,

All areas of Immigration including: Permanent

Specialising in: Corporate immigration services,

Naturalisation, Business Licensing, Appeals and

Residency, Naturalisation, Caymanian (BOTC)

Work Permits and immigration advice and

Notary Public services. SE E AD pag e 7

Passport Applications, Caymanian Status,

tailored outsourcing services. SE E AD pag e 66

Work Permits and Appeals. SE E AD pag e 47 HSM Chambers Attorneys-at-Law

Baraud

Tel: (345) 949 4766

Legal Befrienders

Tel: (345) 945 1781

Email: immigration@hsmoffice.com

Tel: (345) 945 8869

Email: info@baraud.com

www.hsmoffice.com

If seeking legal advice on any subject, including

www.baraud.com

All Immigration services including Business

immigration matters, there is a free service

Establishment, Appeals, Caymanian Status,

offered by the Family Resource Centre called

Bodden Corporate Services Ltd.

Permanent

Legal Befrienders. Qualified attorneys offer

Tel: (345) 945 0400

applications. SE E AD pag e S 44 & 75

Residency

and

Naturalisation

free legal advice over the phone or on a walk-in,

Email: info@bcsl.ky or www.bcsl.ky

first-come first-serve basis, every Tuesday at

Provides advice and prepares applications for

the Compass Centre, North Sound Road 5pm-

CAYMANRESIDENT 2019

Âť

6.30pm and via a phone-in service on Fridays from 2pm-5pm. VISAS & PASSPORTS

Visas for Cayman Nationals of the USA, Canada, the UK and most countries within the British Commonwealth do not require visas to enter the Cayman Islands. Citizens of Jamaica, Honduras and the Philippines, for example, do. Check the Visa section of www.immigration.gov.ky to see if you need one. Where visas are required, they must be sought and obtained prior to travel. Contact the British Embassy or Consulate with a visa section that is nearest you. There is a dedicated visa office within the Department of Immigration in Grand Cayman (Tel: (345) 949 8344 or email: chastine.echenique@gov.ky) as well as one in Kingston, Jamaica (Tel: (876) 906 7866/5336 or email: caymanvisa@ cwjamaica.com).

American Passports The US Consular Agency has an office in the Smith Road Centre, Suite 202B, 150 Smith Road, George Town, email: caymanacs@ state.gov. They are open Monday through Friday 9am-2pm and are closed on all Cayman and US holidays. Please note that due to the nature of their work they are often called out of the office to complete assignments and during these times the office is closed with little or no forewarning. If you are a US citizen experiencing a serious emergency call (876) 702 6000. You may email or visit the office for enquiries; however, applications are submitted by appointment. They also assist with the following services: US Notarial Services, performed for US citizens or when documents are related to the US. If you are a US citizen who recently had a child in the Cayman Islands, you should apply for a Consular Report of Birth Abroad and a passport for your child. Email the Consular Agency to request a checklist to assist you with the process and schedule an appointment. You should complete the application forms available at www.travel. state.gov. The child and all the parents who are on the birth certificate must attend the appointment and present original valid documents. Processing time is 4–6 weeks and cannot be guaranteed; please plan accordingly. British Passports Application forms for British passports (renewals or new passports) can be downloaded from www.gov.uk/overseaspassports along with a list of what needs to be submitted. Applications must be couriered to Her Majesty’s Passport Office, OVS-D, Millburngate House, Millburngate, Durham DH97 1PA, England. Payment must be made by credit card online during the application process.

The cost of a standard adult’s passport (as of July 2018) is £105.86 and a child’s passport costs £88.51. This includes the courier fee to send the new passport back to you. Processing time takes at least four weeks. Caymanian Passports Caymanian passports (also called a British Overseas Territories Citizen passport) are processed at the Passport & Corporate Services office in George Town and then sent to the UK passport office to be printed. The processing time for this is currently about six weeks. Application forms for a BOT passport can be downloaded from www.immigration.gov.ky along with a list of required documentation. Passports cost CI$75 for a child and CI$100 for an adult. Emergency passports, which are only issued in the event of a medical air evacuation, are still produced in Cayman and can be turned around within a day for those who are eligible. The passport office is located on the 2nd floor of Sussex House, 128 Elgin Avenue (next to Immigration) and is open Monday-Friday 8.30am-4pm. Tel: (345) 949 8344 ext 6. Canadian Passports The Canadian Consulate is located on the 1st floor, Landmark Square, 64 Earth Close, off West Bay Road near The Strand Shopping Centre (Tel: (345) 949 9400 or email: cdncon.cayman@candw.ky). They are open Monday-Thursday 10am1pm. They offer consular assistance for Canadians who are travelling, working or living in the Cayman Islands. These services include assistance with obtaining Canadian citizenship for children born in the Cayman Islands to Canadian parents, passports and any emergency assistance. Application forms for Canadian passports can be collected from the Consulate or downloaded online from www.cic. gc.ca. The Consulate can review your application before you send it to the High Commission of Canada in Kingston, Jamaica. The processing time is 15-20 business days. For non-Canadians who wish to visit,

www. c a y m a n r e s i d e n t . c o m

i m m i g r a t i o n & P A S S P ORT S

Visas for the US & Elsewhere If you are looking to travel to the US as a non-American passport holder with an EU member passport then you must register online at least three days before travel via the Electronic System for Travel Authorisation (ESTA). Once approved, you are allowed to travel to the US for up to two years without re-registering. The website is https://esta. cbp.dhs.gov/esta. However, the intention of ESTA is for EU residents living in EU countries to use this system and not for EU residents living in the Cayman Islands. It is strongly advised that residents of the Cayman Islands obtain a US visa from the US Embassy in Kingston, Jamaica. Appointments can be made here: http:// kingston.usembassy.gov/visas.html. US Visitor Visas are not a function of the US Consular Agency and are managed through the US Embassy in Kingston, Jamaica instead. Please note that all UK and Euro ESTA and USA visa holders must now have an electronic readable passport in order to be able to enter the USA.

PASSPORTS More information on getting a passport for a child born in the Cayman Islands can be found in the Having a Baby chapter or refer to the Passport & Visa section of our website: www.caymanresident.com.

study or work in Canada, as well as for the new Canadian requirements regarding the eTA visa, you will find information, as well as online application forms, at www. jamaica.gc.ca. Other Nationalities The Portfolio of Internal and External Affairs of the Cayman Islands Government and the Office of the Governor have assembled contact details for the consular representatives of other countries. See the Passport & Visa section of www. caymanresident.com for details.

return there is a section which asks you to talk about your domicile. Please note that when leaving the UK you should either complete and submit form P85 “Leaving the UK - getting your tax right” to HMRC or include details on your last self-assessment tax return This form advises HMRC that you are leaving the UK and will help them decide if you will still be required to file a UK tax return as a non-resident. For formal or informal advice on UK tax status and domicile you can contact Paul Hotchkiss: Hotchkiss Associates Limited Cooil Shellagh House, Kirk Michael, Isle of Man

DOMICILE & TAX STATUS

i m m i g r a t i o n & P A S S P ORT S

Tel: +44 (1624) 872140

UK TAX STATUS & DOMICILE If you were once a resident of the UK but are now a resident in Cayman, then knowing how many days you can visit England to see family and friends is very important. If you spend less than 16 days in the UK then you will not in any circumstances be considered a UK resident. If they have not been a UK resident for three tax years or more then this is extended to 46 days. However, if you work full time in the UK, spend 183 days or more in the UK per year, have a home in the UK in which you spend 30 days in the tax year plus you have no overseas home, then you can assume you are a UK resident. There are also ties, which if combined with the number of days you spent in the UK in any given tax year, can determine whether or not you are a UK resident. These ties include family (i.e. a child in a boarding school), having a house in the UK, working in the UK and spending more than 90 days in the UK. Depending on the number of ties you have dictates how many days you can safely stay in the UK before becoming UK tax resident. Your domicile on the other hand will determine if you are liable to pay UK Inheritance Tax (IHT). If you wish to avoid IHT on your worldwide assets then you have to plan carefully and make positive steps to shed your UK domicile. There is no specific form to fill out to explain that your domicile has changed; however, in your annual UK Self Assessment tax 86

CAYMANRESIDENT 2019

Email: info@hotchkiss.im or www.hotchkiss.im

US TAXATION OF AMERICAN Citizens or green card holders MOVING TO THE CAYMAN ISLANDS United States citizens and green card holders are subject to US tax reporting requirements even when they are not living in the US. This can include both expats and lifelong residents of Cayman. Many Americans living in Cayman can reduce or eliminate their US tax using the foreign earned income exclusion. In 2018, this means that up to US$104,100 of qualifying earned income (plus an additional amount for certain housing expenses in excess of US$16,656) can be excluded. Generally, you can qualify for this exclusion if you can show that you are a “bonafide resident” of the Cayman Islands (or another country) for at least a full calendar year and have Cayman as your “tax home”; usually living and working in Cayman is enough for this purpose. Additionally, you can qualify by being physically present in Cayman for 330 days in a twelve-month period (which does not necessarily need to be a calendar year) and having your tax home in Cayman. Even if all of your income is excluded and you owe no US tax, you are still required to file a tax return, declare your worldwide income, and make the election to take the foreign earned

income exclusion. Additionally, you are required to file information returns for your foreign bank and financial accounts (including your Cayman pension), as well as for any business entities and trusts formed in Cayman or other foreign countries. The IRS levies steep penalties for non-compliance. Non-Compliance & Catching-Up

Individuals who have not complied with US tax reporting requirements in past years are subject to penalties if their noncompliance is discovered by the IRS. Penalties are steep and can be in excess of US$25,000 per year in some cases, even when no tax is due. Some individuals may be able to take advantage of an IRS amnesty programme called the Streamlined Filing Compliance Procedures, as long as they can certify that their non-compliance was not wilful. This programme involves filing back tax returns (including information returns for business entities and trusts formed in Cayman or other foreign countries) for the past three years along with foreign bank and financial account reports for the past six years, and paying any taxes owed with interest. In many cases a Streamlined filing will result in no penalties imposed by the IRS. For formal advice please call: Omni Cayman/John Wagner Tel: (345) 547 4473 Email: john@omnicayman.com Omni Cayman has as part of their team a Certified Public Accountant and Chartered Financial Analyst specialising in US tax filing and consulting services for US citizens and green card holders. Omni also provides accounting outsourcing, Certified Quickbooks Pro Advisors for setup, installation, training and support, plus professional recruitment and immigration services.

For more info on the tax and domicile options for people from the UK and or the USA please see www.caymanresident.com.

Retiring in Cayman

Photos courtesy of Deep Blue Images.

For those considering retiring, growing old and spending their final days in Cayman, this chapter covers the things you will need to think about. For those who have lost a loved one, it also covers everything you might need to know about the burial, cremation or repatriation options.

Retiring in Cayman - What to consider

Health Insurance Health insurance is required by law for all residents of the Cayman Islands. For retirees arriving in Cayman over the age of 55 there are very few options available to you. All the insurance companies offer the SHIC plan (Standard Health Insurance Contract) and it is a set fee regardless of your age and the annual premium does not go up each year. This is the good news. The cost for an individual is in the region of CI$150-$167 per month, for a couple it is CI$300-$372 and for a family it is CI$465-$508. If you would like to add dental and vision coverage then that costs approximately CI$30 more per month per individual, however, most insurance companies will not add this for you if you join the plan after age 55, and not all health insurance companies in Cayman offer additional dental and vision under the SHIC plan; the majority only offer the medical benefit portion of the plan. If you are a current Cayman resident and are reaching retirement age, and you already have an individual or company plan, whether

Retiring in Cayman - What to Consider - Health Insurance - Medical Care in Cayman - Immigration Considerations - Senior & Retirement Homes - Poor Relief Payments - In-Home Carers - End of Life Palliative Care

87 87 88 88 88 88 88 88

End of Life in Cayman - Overview of the Process - Burial - Burial Assistance - Preplanning Funerals - Cemeteries Management - List of Public Cemeteries - Cremation - Repatriation & Planning - Funeral Homes

89 89 90 90 90 90 90 91 91 91

Wills & Probate - Inheritance Tax & Domicile

91 91

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www. c a y m a n r e s i d e n t . c o m

r e t i r i n g i n c ay m a n

any have said that Cayman is a lovely place to retire, grow old and ultimately die, so we thought we would investigate that subject and give you everything you might need to know to help you decide if Cayman is the place you want to spend your final years.

a basic or premium plan, then you can stay on that plan indefinitely, regardless of your age, as long as your employer is happy for you to continue on their plan after you retire. Group plan rates vary and depend on the number and age of employees; premiums should just continue to go up at the annual rate you are accustomed to. Another option for a retiree is to keep their existing health insurance from overseas (for example BUPA) and get a basic plan in Cayman should they feel they need it.

Senior & Retirement Homes Cayman does not currently have any particularly sophisticated options for retirement homes. We do, however, have the Pines Retirement Home, which is open to all, and also a few residential care homes which are managed by the Department of Children and Family Services and are only open to Caymanians who are in dire need.

East End Sunrise Cottage

The Pines Retirement Home

Poor Relief Payments For those too elderly to work, who are over the age of 60 and are in great need, the Needs Assessment Unit (NAU) currently offer a monthly stipend of CI$550. This will increase to CI$650 in January 2019 and CI$750 per month in January 2020. A full assessment needs to be undertaken and then the level of assistance required is investigated. This is only open to Caymanians. The NAU is located at 55 South Church Street, George Town. Tel: (345) 946 0024.

60 Pines Drive, George Town Tel: (345) 949 5650 Email: info@thepinescayman.com

R e t i r i n g i n c ay m a n

Medical Care in Cayman Grand Cayman has three fully equipped hospitals, over 150 doctors, more than two dozen private healthcare practices, as well as specialists in cardiac surgery, chemotherapy and orthopaedics. We also have a 3.0 Tesla MRI machine, 3 and 4D ultrasounds, echocardiography, GI endoscopy and even an IV medical spa. If there was one place outside of the USA where you could be guaranteed that you would get first world medical care, you can be assured that Cayman can tick that box. For more information on our healthcare system and what the Cayman Islands have to offer, see the Health & Wellness chapter. Immigration Considerations Make sure to check your immigration status. Cayman welcomes with open arms wealthy retirees as long as they have enough money to buy a house and support themselves in old age. Without a regular tax base the Cayman Islands Government does not have the resources to support an aging population. Please see the Immigration chapter for more information on how to become a resident of the Cayman Islands. If you are the dependent/spouse of a Permanent Resident and they die before you do, the right of the surviving spouse to reside in the Islands may be revoked at the discretion of the Chief Immigration Officer. The surviving spouse may within three months apply for the Grant of Residency Certificate upon satisfying the requirements. 88

CAYMANRESIDENT 2019

www.thepinescayman.com The Pines Retirement Home is a non-profit, charitable organisation established to provide residential accommodation primarily to meet the needs of elderly citizens during their retirement. Over time the emphasis has moved to the provision of care provided by RNs in response to the needs of the community and the high care requirements of many of its

147 Austin Connolly Drive, East End Tel: (345) 947 7608 Sunrise Cottage is East End’s residential facility for adults and seniors in need and it is also managed by the Department of Children and Family Services. They also offer a daytime programme for handicapped and mentally ill adults.

residents. There are 48 beds split between private, doubles, and wards. The cost is

In-Home Carers

CI$3,100 per month for a shared room or ward,

Caring Hands Cayman

and CI$3,600 for a private room. These rates

Tel: (345) 943 1177

include three meals per day and snacks as

Email: support@caringhandscayman.com

well as varying levels of assistance with daily

Caring Hands Cayman is a home healthcare

living activities, housekeeping, weekly outings

provider. They are dedicated to enhancing

and more. There are also seven villas on the

the quality of life, dignity and independence

property which are rented to independent

of Cayman’s elderly or for those needing

seniors for between CI$950-$1850 per month

help recovering at home or while visiting the

(meals not included). Daycare is provided

Cayman Islands.

Monday through Friday from 8.30am to 5pm for a rate of CI$45 per day for seniors wanting

Cayman Care Direct

to spend the day at The Pines. The home is open

Tel: (345) 916 8545

to all citizens of the Cayman Islands.

Cayman Care Direct focuses on medical, dietary, pharmaceutical, and activity support

Golden Age Residential Home/West Bay Adult

along with intermediate nursing. They are

Day Care Centre

committed to providing the highest standard of

216 Hell Road, West Bay

private nursing and support, sensibly designed

Tel: (345) 949 1972

to meet the unique needs of both yourself and

The Golden Age Home is located in West Bay

your loved one.

and it provides daytime and residential care for adults and seniors in need. It is managed by the Department of Children and Family Services. There are currently 20 beds available and it is known for its professional, caring staff.

End of Life Palliative Care Cayman has a free hospice care service which was founded in the mid-90s. Its aim is to care for those from the point at which their illness is diagnosed as terminal to the end of their life, however long that may be.

Cayman HospiceCare Trafalgar Place, above Duke’s Restaurant, SMB Tel: (345) 945 7447 Email: info@caymanhospicecare.ky www.caymanhospicecare.ky HospiceCare is a non-profit organisation, dedicated to providing comfort care, free of charge, to those living on-Island with cancer or other end-stage diseases. They are committed to improving the lives of those affected by death, and assuring long-term emotional, spiritual and general well-being to survivors after loss. They employ specialist nurses and caregivers and have a team of trained patient care volunteers to offer support to patients and their families. Holistic care is important so they also offer Music and Art Therapy, Counselling, Yoga, Reiki, Therapeutic Massage, Lunch Club and Bereavement support. Their services include: doctor’s visits, nursing visits, medical equipment (such as wheelchairs or walkers), prescriptions, short-term in-patient care in a villa, caregivers to support care or provide at home respite care, specially-trained hospice

is ready, the body is released to the funeral home for burial, cremation or repatriation. Additional death certificates can be ordered online on the CI General Registry website (www.vitals.ky) or at the Government Administration building for a fee of CI$10. In cases where a person is terminally ill and going through the end stages of life it is advisable to contact HospiceCare as it can simplify the process significantly.

Burial If the deceased’s wishes are to be buried, the next of kin must decide, with the help of the undertaker, on a casket, clothing for the deceased, whether to hold a service and if so, what type of service. Other considerations will include whether to have flowers, a programme, and announcements of the death on the radio or in the newspaper. The average funeral package is CI$2500 and these costs should include everything

and your family. Prior to receiving treatment, Cayman HospiceCare will assess your needs and help you find what’s right for you or the person you are enquiring for. end of life in cayman

When a person dies the next of kin are left with a number of decisions and arrangements to make. Fortunately, undertakers are there to help guide family and loved ones through the process, take care of the paperwork and ease the burden as much as possible. The main decision to be made is whether the body is to be buried, cremated or repatriated. Funeral homes help in all three scenarios. There are two funeral homes in the Cayman Islands: Bodden Funeral Services and Churchill’s Funeral Home. Both provide the same range of services and similar funeral packages, although Bodden Funeral Services has the only crematorium in the Cayman Islands.

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www. c a y m a n r e s i d e n t . c o m

r e t i r i n g i n c ay m a n

volunteers, grief and loss counselling for you

Overview of the Process If a person dies of natural causes – that is, the death is not sudden, violent or suspicious – the process is as follows: >> If that person has been under the direct care of HospiceCare, the deceased is taken to a hospital where an examination is carried out, the person is pronounced dead, and the body is then moved to the funeral home. >> If the deceased has not been under the care of HospiceCare the next of kin must contact the hospital. The body must be taken to the hospital where a medical practitioner determines whether further investigation is required or not. >> Meanwhile, the undertaker will collect the necessary information and complete the paperwork for the death certificate. This is then presented to Medical Records where the attending physician verifies the information, fills in their portion and sends it to General Registry. When the death certificate

R e t i r i n g i n c ay m a n

other than flowers, announcements and the funeral programme. When you call the funeral homes to work out the cost of the funeral package make sure to ask the following questions: >> Do they charge a storage/cooler fee to keep the body for the days before the funeral? If so how much is it per day? It can take time for loved ones to get to Cayman and a funeral can often be delayed for one to three weeks. A cooler fee can easily add CI$1000 to the cost of the funeral package. >> How often can you view your loved one and is there a fee to view the body? Are there any restrictions you should know about? >> What make and colour is the casket which is included in the basic package? Google the casket and see if it is what you want. Upgrading to a different casket can add CI$500 to your bill. >> Ask what the basic package includes. It should include the following: transfer of the body to the funeral home, cool-storing the body in their facility, all clerical paperwork, embalming (required for repatriation), dressing, restoration, hair and make-up, coffin, viewing at the funeral home, staff for the service, flower transportation, hearse for the coffin, free bus for the family to the gravesite, gravesite equipment (chairs, tent, drinking water, coffin lowering device), vault sealing, guest books, one newspaper announcement and four radio ads. It would not include flowers, additional announcements and the funeral programme. >> If the deceased is a civil servant, died in a tragic accident, or is under the age of 18, then ask if the funeral home will offer you a discount on their funeral package. Burial Assistance For those in need, the NAU (Needs Assessment Unit) can provide financial support to bury loved ones. They can give families a maximum of CI$2,500 towards funeral packages and/or a maximum of 90

CAYMANRESIDENT 2019

CI$1,200 towards a vault. Those in need will need to visit the NAU office, fill out the required forms, along with any supporting documents, and wait to be assessed by one of the officers. They are located on 55 South Church Street, George Town. Tel: (345) 946 0024. Preplanning Funerals In other countries it is not uncommon for people to preplan their own funeral well before they become ill, and then leave this plan on file with their chosen funeral home. In the plan you can let your family know whether you want to be cremated or buried, whether you want to forgo the expensive coffin and whether you would rather they not go over the top with flowers. You can also buy a Government or a private burial plot in advance and let the funeral home know the details. Leaving a plan for your funeral will take a huge weight off your family. You can also pay for the funeral costs in advance and the funeral home will freeze the cost even if it is 30 years between the time of writing it and the time your family needs to access your file with the funeral home and initiate your wishes. Cemeteries Management The vast majority of cemeteries on all three Islands are either privately owned family plots or government owned, but there is one cemetery in Prospect where anyone can buy a burial plot and it is run as a private business. Public/Government owned cemeteries are managed by the Department of Environmental Health who are responsible for the allocation of land for burial, design and construction of burial vaults. The maintenance of the grounds and landscaping is carried out by the Recreations, Parks & Cemeteries Unit (RPCU) in Grand Cayman and the Public Works Department in Cayman Brac and Little Cayman. Public burial plots/vaults can be reserved and bought at the Department of Environmental Health office (Tel: (345) 949 6696 or email: dehcustomerservice@ gov.ky) for a fee of CI$1200 for adults

and CI$600 for children. Family plots can be purchased at public cemeteries, however, most sites are full and it will be hard to obtain a plot situated next to your loved ones. Anyone can buy a plot in a public cemetery; you do not have to be Caymanian. Private cemeteries on-Island are still monitored by the Department of Environmental Health to ensure that the vaults are constructed to DEH specifications of design and construction. These, however, are not available for public purchase as most of them are on family owned land that is used as a gravesite for that family only. The Garden of Reflection, is a private cemetery in Prospect that has grave plots available for the public to purchase. Garden of Reflection, Prospect Point Road

This cemetery currently has 600 available plots (as of July 2018) and covers an area of approximately 2.8 acres which includes parking and bathroom facilities. Grave plots can be purchased for CI$3,750CI$6,500 and the cost includes landscape maintenance. The plots are sold and managed by Crighton Properties, and the company maintains accurate records to ensure that reserved grave plots are not built upon. You can contact Crighton Properties directly on (345) 949 5250 or dalec@ crightonproperties.com or through your undertaker. Grave vault construction must be arranged by the family and local contractors charge between CI$3200 and CI$3600 to build a concrete vault. The size of a single plot is 4ft x 8ft and there is a 5% discount if the family buys more than four plots. List of Public Cemeteries: West Bay

• West Bay by the Fire Station (Closed: all vaults are sold) • Boatswain Bay • North West Point George Town

Bodden Town

• “Old” Bodden Town across from the Bodden Town Clinic (Closed: all vaults are sold) • “New” Bodden Town located on the same side of the road as the Bodden Police Station, going East. East End • East End • Gun Bay North Side

• North Side • Old Man Bay

Funeral Homes There is no set time frame within which burials, cremations or repatriations must occur and, barring unforeseen complications, these can usually take place as little as two to three days after death. Bodden Funeral Services

Repatriation For expat workers, repatriation is often the preferred choice. The next of kin will need to decide whether to repatriate the body in a casket or whether to send it as freight, which is more cost-effective. The paperwork varies considerably depending on the country the body is to be repatriated to, and thus so does the cost. Repatriation to the US, Canada or UK is quite straightforward and quick to arrange. Repatriation to Cuba and the Philippines, however, is much more complex, so the administrative costs are higher. Funeral homes will take care of all the paperwork and arrangements, including the embalming which is a non-negotiable requirement for the deceased to be shipped overseas. The basic cost is CI$2500, plus airfare and paperwork costs. Planning Needless to say, arranging a funeral or

117 Walkers Road, George Town Tel: (345) 949 7464 Email: sruby@boddenholdings.com www.boddenfuneralservices.com Bodden Funeral Services have been in service to the Cayman Islands for over 60 years. They offer burial, repatriation and are the only option for on-Island cremation services. Their undertaker is available 24 hours a day to assist your family in times of need. Churchill’s Funeral Home 328 Eastern Avenue, George Town Tel: (345) 943 4663 Email: churchills@candw.ky www.churchillsfuneralhome.com wills & probate

Inheritance Tax & Domicile There is no inheritance tax in the Cayman Islands and you can have a Cayman will probated here. There are some fees payable but they are relatively nominal. Under the

Succession Law, executors are entitled to a very small percentage of the estate unless the executor is an attorney-at-law. When an attorney-at-law is appointed, a clause is sometimes included in the will that entitles him or her to charge and be paid usual fees rather than the fixed percentages prescribed by the Succession Law. When the probate is granted, it will record the person(s) or trust company appointed as executors. You will need to ask the Probate Department of the Grand Court to provide you with enough certified copies of the probate and the will so that the executor(s) can apply to have the ownership of property, bank accounts, securities accounts, etc. changed to either their names or the beneficiaries of the will. If the deceased had a non-Caymanian/ foreign will, after it has gone through the process of being registered under the law of the relevant country, it can be re-sealed by the Cayman Probate Court. The process is the same, except if it is in a language other than English, in which case a certified translation is required. If a person dies intestate (i.e. without making a will), the situation is significantly more complicated and advice from a duly qualified attorney-at-law should be obtained. For foreign residents, inheritance tax may still be due in their country of domicile. Domicile is different from residence and therefore a person may, for example, be considered UK domiciled even if they have been living in Cayman for many years. Your lawyer will be able to determine whether or not you are domiciled in Cayman, or advise you on the steps you should take to change your domicile to Cayman. Purchasing a grave plot or vault in the Cayman Islands and purchasing insurance which pays for your mortal remains to be repatriated to Cayman are two ways to prove your domicile is in Cayman.

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

r e t i r i n g i n c ay m a n

Cremation If the deceased is to be cremated, the main decision for next of kin will be the type of service they want: one with the body present, followed by a cremation, or a memorial-type service, where there may be a picture, or an urn, but no body. Cremation packages range from CI$2000 to CI$3000.

memorial is a distressing affair but funeral homes do all they can to ease the burden and make the process as straightforward as possible. Undertakers are experienced at guiding families through the decisionmaking, asking the necessary questions and making as many of the arrangements as they can. Funeral homes also offer a pre-planning service, so that if a person is in the end stages of life their family and next of kin have the option to talk with undertakers and make key decisions and plans ahead of time, which are then enacted at the time of death. It also worth noting that one can take out Final Expense Insurance Coverage which, depending on the policy, will cover some or all of the costs of a funeral.

THE

• Dixie (Closed: all vaults are sold) • South Sound (Closed: all vaults are sold) • Prospect • Spotts (Closed: all vaults are sold)

Preparing Everything you need to know about the process of moving: things to consider before signing a contract, what and what not to bring, duties and fees, the cost of living and shipping considerations.

Moving to Cayman 92 - Gateways to Cayman 92 - Cost of Flights & Flying Time 92 - Special Services 93 - Relocation Services 93 - Time Zones 93 - Before Signing Your Contract 93 - Cayman Currency 95 - Weights, Measurements & Temperature 95

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The Process of Moving - Cayman & Miami Freight Forwarders - International Packers & Movers - Shipping by Air - Cost of Living Tables - Excess Baggage - Shipping by Sea

95 95 96 96 97 98 98

Shipping Considerations 99 - Import Duty 99 - Customs Clearance 99 Deciding What to Bring

100

oving to Cayman may be an exciting, significant milestone in your life but there are a lot of details to consider before you arrive on the Island, move into your new home, unpack, start your job and then finally put your feet in the sand.

Gateways to Cayman Grand Caymanâ&#x20AC;&#x2122;s Owen Roberts International Airport (GCM) is a relatively busy airport which processes over one million passengers and approximately 25,000 aircraft movements each year. The airport is 92

CAYMANRESIDENT 2019

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Photos courtesy of Jonathan Sparrow, Monika Wojtkiewicz and Johm Molyneux.

to move

located in the capital, George Town, and is approximately ten minutes from downtown and a 15 minute drive from Seven Mile Beach. The runway is 7,008 feet long and 150 feet wide, which means that large transatlantic aircrafts cannot land. The airport terminal is currently undergoing a major expansion which is scheduled to be completed in late 2018. The national carrier of the Cayman Islands is Cayman Airways which travels to and from 12 destinations. The main gateway to Cayman is Miami, as they have daily flights, but you can also catch a flight from Chicago, Havana, Jamaica, La Ceiba, Tampa, New York and our Sister Islands. Other airlines that service Cayman are: Air Canada, American Airlines, British Airways, Delta, JetBlue, Southwest, United Airlines and WestJet. They offer gateways to the Bahamas, London, Panama, Toronto and more. Some airlines and destinations only operate in high season which is generally from December to April. Cost of Flights The average cost of a return ticket from Miami is US$400, from New York US$500 and from London US$1,300. Please note that these are average prices and will vary according to high or low season. Flying Time to Cayman The flying time from Miami to Grand Cayman is 1 hour and 5 minutes. The direct flight from London takes 10 hours (with 45 minutes on the tarmac in Nassau). Flying time from both Toronto and New York is 4 hours.

Special Services To ensure a stress-free arrival and departure to and from the Island, there are a few reliable companies that offer special services to help you. As per Cayman Islands law, hotels and condos cannot offer a free shuttle to arriving visitors, however, regular taxis are readily available on arrival at the airport. The cost for two adults to travel from the airport to SMB in a taxi is US$30 and then add US$8 per additional adult and US$6 per additional child. Always confirm the price of the taxi trip before you set off as Cayman’s taxis are not metered. Grand Limousine Services Tel: (345) 916 7772 or visit www.limo.ky Offers airport transportation in luxury and style. They are also available for special events. Island Air Tel: (345) 949 5252 or visit www.islandair.ky An aviation service for private and chartered free experience for aircrafts arriving in Grand Cayman, including ground handling and a refuelling service. They can also act as an intermediary for those wishing to purchase a private aircraft. Island Air offers a VIP meet and greet service which includes full assistance with customs and immigration, luggage handling and transportation both at the private general aviation terminal and/or main airport terminal. Websters Tours Ltd

They offer an employee relocation programme and work in conjunction with many employers on the Island. The orientation they provide is fully customised for the employee, providing information on housing and schooling options, key amenities, shopping, recreation, social groups, sports clubs, medical and banking facilities, vehicle purchasing and hire, typical living conditions and any special concerns. They also help private individuals interested in moving to Cayman. They are part of a global network of destination service providers.

Time Zones While the US employs daylight savings, the Cayman Islands, being nearer to the equator, has relatively equal periods of day and night year-round. There’s really only about an hour difference in daylight between 20th June and 20th December, so Cayman keeps the same time all year (-5 hours Coordinated Universal Time). This means the Islands share Eastern Standard Time (EST = -5 UTC) with Miami and New York from November to March. However, when the US switches to daylight savings time in March, Cayman then shares Central Daylight Time (CDT = -6 UTC) with Chicago and Houston. This doesn’t cause too much confusion and is automatically factored into airline tickets. But it’s important to keep in mind if you’re calling anyone on the East Coast of the US from March to November.

Tel: (345) 945 1433 Email: websters@candw.ky Offers full airport arrival and departure services as well as on-island transfers and island tours.

Relocation Services It is often helpful for individuals or families to enlist the help of a relocation consultant. ‘Destination services’ as it has come to be known, offers private and corporate clients unbiased assistance and invaluable insight into island life. Blue Point Consultants Ltd. Tel: (345) 925 2727 Email: info@bluepointproperty.com

Before Signing Your Contract When planning your move to the Cayman Islands you will need to know what to expect in terms of the cost and standard of living, as they may be very different from what you’re used to. Bear in mind that the cost of living in Cayman is high (see the Cost of Living tables later in this chapter). Unless you are moving from an expensive city such as London or New York, you may discover that everything from groceries and electricity bills, to maintaining a car and schooling your children will cost significantly more. The process of moving can be very costly. Before signing, find out what your employer

will do to absorb or mitigate certain costs. Below are some questions that you may want to ask your new employer before you accept a job offer: 1) Cost of Shipping Will the company contribute towards transporting your personal items to Cayman? 2) Accommodation & Renting a Car Will the company provide you with a place to live and a rental car for your first month on the Island? See the Finding a Home chapter for a list of temporary accommodation options. 3) Cost of Setting Up Your Life in Cayman It is worth being completely aware of the costs of setting up a home in Cayman. For example you will have to buy a car and a year’s worth of car insurance; pay deposits on a house or apartment including deposits on getting your electricity, water and telephone set up. You will have to take a driving test and pay for a driving license. For a couple without children we estimate this to be just under CI$10,000, but for a couple with children we estimate it to be closer to CI$23,000, or even more if you don’t want the most basic of second hand cars. See the Running Your Home chapter for detailed cost estimates and www.caymanresident.com for regularly updated set-up costs. 4) The Cost of Living This will invariably depend on your standard of living but we advise that you design a budget before taking the leap to Cayman. Things to take into consideration are your salary, minus 5% pension and your portion of health insurance. Then factor in accommodation, utility bills (water, electricity, phone, TV, internet), running a car (gas, licence and insurance), groceries, school fees, entertainment, activities, clothes, flights off the Island, savings, etc. 5) The Currency of Your Salary What currency will your salary be paid in? If you will be paid in US dollars, is it at the going rate? For example you might think US$60,000 is a fair salary for a qualified accountant, but it’s actually

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P r e pa r i n g t o M ov e

aircraft offering a cost effective and hassle

www.bluepointproperty.com

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U.S. Personal & Delivery Address Deluxe Freight Inc. 11401 NW 107th Street, Suite 100 Miami, FL 33178

CAYMANRESIDENT 2019

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only CI$49,200 (when using the bank exchange rate of .82) and the cost of living is greater here than in the US. Be aware that you will pay for almost everything in CI dollars, so if you are paid in US dollars you are better off taking the money you need out of the bank in CI dollars than paying for something at a store with US cash at a conversion rate of .80. On a salary of US$60,000 per year you will save around CI$1,200. Health Insurance This is compulsory and it is essential that you ask whether your company will be covering more than 50% of the basic plan required by law. Premium health insurance coverage for an individual will cost at least CI$500-$875 per month, double that for a couple and triple that for a family. Though the law states you only need the basic plan, the premium plan should be considered for better coverage. A good employer will pay at least 50% of a premium plan, including half of the insurance cost of your family. However, this will still leave you with a monthly deduction of between CI$650-$1,250 per month (if you are on a premium family plan). Vacation Time How many weeks of annual holiday does your contract provide for? There is a disparity in Cayman between companies which offer only the US system of 10 working days per year and others which offer 3-4 weeks. Be sure to ask! Can Your Children Join You? Unless you are guaranteed to earn a minimum of CI$3,500 per month, you will not be allowed to have your children join you in Cayman. See the Immigration chapter for more information. Divorce If you get divorced during the tenure of your stay, the non-working spouse will have to leave the Island or obtain a work permit, regardless of whether you have children. Your children however, can stay as long as they are listed as dependants on your work permit.

Cayman Currency The Cayman Islands Dollar (CI$) is tied to the US Dollar and does not fluctuate. The exchange rate is CI$1 = US$1.20. The cash exchange rate is CI$1 = US$1.25 which means that US$20 cash is worth CI$16 or US$5 is worth CI$4. US Dollars are accepted everywhere. Credit and debit cards are widely accepted and there are numerous ATMs throughout the Island. Currency denominations are as follows: CI$1, 5, 10, 25, 50 and 100 dollar bills. Weights, Measures & Temperature Cayman uses the US system of miles for distances, mph for speed, inches for length and pounds for measuring weight. Petrol is sold by the Imperial gallon. For temperature, Fahrenheit (°F) and not Centigrade (°C) is used. The Process of Moving

there is the small packages service, which is particularly useful if you’re buying items online from vendors that won’t ship to Cayman. If you need this service, you will be provided with a postal address in Miami for your package to be delivered to, it will then be shipped to Cayman. For all three services the freight forwarder will organise all the paperwork and clear the goods through Customs. The following companies offer this type of freight service. Note: You should contact the office in your country of origin to start the process. Cayman Islands Customs Agency (CICA) Tel: (345) 949 2350 Email: cica@cicustomsagency.ky www.cicustomsagency.com A customs broker whose services include twice a week ocean consolidations and cargo clearance, daily air shipment handling and clearance, freight forwarding, small package service, customs brokers, freight consolidating, delivery, vehicle clearance and licensing. SEE AD opp osi t e pag e Miami Office for CICA: Deluxe Freight Inc. 11401 NW 107th street, Suite 100, Miami, Florida 33178 Phone: 1 (305) 513 0156 or (345) 949 2350 Email: sales@deluxefreight.com or cica@cicustomsagency.ky www.deluxefreight.com Services

include

twice

week

ocean

consolidations, daily air shipments and a small package service (12 cubic feet for CI$67 inclusive of all charges except for duties and insurance for any cargo over $1,000 USD).

Cayman & Miami-Based Freight Forwarders Freight forwarders facilitate the entire shipping process between Miami and Grand Cayman and vice-versa. When shipping to or from Miami there are three options you can consider, depending on the quantity. All companies charge by cubic feet, rather than by weight. Firstly, you can book by the container load, secondly, your belongings can be consolidated with other packages, in what’s known as Less than Container Load (LCL) and thirdly,

Mail Boxes Etc. Tel: (345) 745 1400 Email: info@mbe.ky or www.mbe.ky Miracle Brokers c/o Crowley, 10205 NW 108 Ave, Suite 1 Medley, Florida 33178 Tel: (345) 949 5989 or USA: 1 (786) 814 6613 Email: info@miraclebrokers.com Services include logistic coordinators for international (import/export) and local house moves. They offer freight forwarding and a small

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P r e pa r i n g t o M ov e

When it comes to moving to the Cayman Islands you have three options: the first option is to do 98% of the work yourself by packing up your belongings and arranging for a company to ship your personal items to Cayman. This may be the least expensive option but it certainly isn’t the easiest. You must be prepared to arrange for the items to be inspected and cleared by customs when they arrive in Grand Cayman, pay the Port Authority and have your items picked up and delivered to your new home. The second option is to pack everything yourself and have a freight forwarder organise the collection, shipping and customs clearance on arrival. The third option is to arrange for a moving company to do everything for you from packing up your home, trucking to the port and organising the shipping, to clearing it through customs in Cayman, arranging for delivery to your new home and finally unpacking and set up. If you decide to use a moving company you will need to book it at least eight to ten weeks in advance. It’s prudent to find out if they are an accredited member of a moving association, to make sure they adhere to certain standards and to ensure that you

will have recourse if you encounter any problems. Sort through your personal items and decide what you are going to take. You should then call the moving company so they can visit your home and work out a quote. Having a clear idea of what you will be moving will make the quotation more accurate since they calculate your rate using weight or volume (depending on which is greater). Be sure to get any quote in writing, but keep in mind that most expire after 30 days. Next, establish a time frame for your move and confirm that the insurance policy being offered has sufficient protection to cover the cargo for the duration of the journey, i.e. until you take possession at the new destination. You should also discuss the deductible; $250-$500 is the industry standard. Ask your mover to provide a copy of the documents with the itinerary, along with an itemised inventory and the name of the receiving agent at the destination (this is relevant whether you are moving to or from Cayman). Finally, the moving company will expect payment prior to exporting or shipping your personal effects, as it will be necessary for them to prepay the freight and any other handling and destination charges. Listed next are some locally-based shipping companies, freight forwarders and moving companies who, to one degree or another, can help you move your home or business effects to or from Cayman. Their standard of service is very high.

package service from Miami to Cayman. They can

shipments, moving services, freight forwarding

also provide packaging materials and enclosed

from Miami and preclearance for perishable

trucks. They are fully licensed and insured.

cargo. Sta-Mar also offers their USA 2U service

SEE AD t h i s pag e

which allows Cayman residents to shop online in the USA, Canada and even China. Sta-Mar

Sta-Mar Enterprises Ltd.

will give you a US address to ship the packages

Tel: (345) 949 2399

to and then organise the shipping to Cayman,

Email: stamarcayman@gmail.com

clear packages through customs and even

www.sta-mar.com

deliver packages to your door in Cayman, all at

Services include customs clearance and

a very competitive rate. In 2018 they started

brokerage,

offering a 3-day transit/processing priority

services

complete for

import

personal

and

export

commercial

International Packers & Movers The following companies offer a full international moving service that takes all the stress out of moving. They will organise the whole process for you from professionally packing up your house, organising for your belongings to be shipped to Cayman, sorting out the relevant paperwork, paying the port authority and any duty and finally, delivering the goods to your new home in Grand Cayman.

service. SEE AD pag e 99 Miracle Brokers c/o Crowley, 10205 NW 108 Ave, Suite 1 Medley, Florida 33178 Tel: (345) 949 5989 or USA: 1 (305) 320 4004 Email: info@miraclebrokers.com Logistic coordinators for international moving both to and from Cayman. They are the agents for ZIM, Crowley and Hoegh Autoliners. They

offer trained packers and movers, furniture installers and customs clearance. They are fully accredited and insured and are members of the

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Household Goods Forwarders Association. DHL Tel: (345) 949 8575 Email: dhlkysales@dhl.com www.dhl.com.ky DHL offers a reliable, worldwide door-todoor relocation service for those moving to Grand Cayman. They will manage the customs clearance process making your migration to Grand Cayman a breeze. Contact DHL for special Cayman rates. SEE AD Pag e 98

Shipping by Air All local and Miami-based freight forwarders can also ship by air. Alternatively, Cayman Airways Cargo has an air shipment service which can prove to be a cost-effective shipping option if you are moving from the US. You need to deliver the items packed for shipping to the cargo area at the airport. Once they are delivered in Cayman you will need to either arrange collection yourself or use a customs broker. This is also a very good option to keep in mind when you go on shopping trips to the US. Visit www.caymanairways.com/ rates for more information. 96

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Cost of Living in the Cayman Islands Grocery Costs

Housewares

Item

CI $

US $

Item

CI $

US $

Butter (Anchor 16oz)

6.89

8.61

Bath Towel

11.75

14.69

Baby Food (Gerber 8oz)

1.89

2.36

Broom

8.65

10.81

Baked Beans (Heinz 415g)

2.09

2.61

China Set (Gibson 16 piece)

41.50

51.88

Batteries (Duracell pack of 4 AAA)

3.59

4.49

Coffee Maker (Mr.Coffee 12 cup)

41.25

Beer (Pack of 6)

11.99

14.99

Cutting Board (Kitchen Details 14” x 10”)

Bread (Nature’s Own Whole Wheat)

2.69

3.36

Dishwasher (Whirlpool)

Cat Food (Friskies 5.5oz can)

0.99

1.24

8.75

730

912.50

DVD/Blue Ray Player (Samsung)

110

137.50

7.50

9.38

Cereal (Kellogg’s Original 12oz)

3.29

4.11

Alarm Clock

Chicken (3 breasts per lb)

6.99

8.74

Plates Set (12 piece)

23.75

Cigarettes (Camel per pack 20)

8.50

10.63

Glasses Set (4 piece)

16-32

20-40

Coca-Cola (6 pack cans)

4.19

5.24

Igloo Wheeled Cooler (38 quarts)

68.75

Coffee (Nescafé Instant 200g)

7.99

9.99

King Comforter Set (7 piece)

118.75

61.25

230-554

287-692

Disposable Diapers (Huggies 24)

11.39

14.24

King Sheets

Dog Food (Pedigree dry food 7lb)

12.99

16.24

Lawnmower

Eggs (6 Organic Valley)

4.39

5.49

Light Bulbs (2 pack 60w)

3.50

4.38

Ice Cream (Häagen Daz 1 pint)

6.59

8.24

Microwave (Avanti 1.4 CU ft)

175

218.75

Laundry Detergent (Tide 32 loads)

9.39

11.74

Paint (Flat interior 1 gal)

16-32

20-40

103

128.75

3.59

4.49

Milk (Organic whole, 64 oz)

6.79

8.49

Refrigerator/Freezer (22 inch)

1,475

1,843.75 28.44 1,125

Shampoo (Pantene 12.6fl oz)

5.29

6.61

Screwdriver Set (6 piece)

22.75

Shower Gel (Dove 12oz)

6.99

8.74

Stove (Whirlpool 30 inch glass top)

900

Sirloin Steak (per lb)

11.69

14.61

Tall Kitchen Bin (11 Gallon) Television (LG 40” flat screen)

23.75

499

623.75

Still Water (Aquafina 1 litre)

1.53

1.91

Razor Blades (Gillette Venus pack of 5)

9.99

12.49

Toaster (Cuisinart Stainless Steel 4 slice)

92.75

115.94

Washer/Dryer (Whirlpool)

1,155

1,443.75

Red Wine (Six Eight Nine 750ml)

21.99

27.49

Tampax (Super pack of 20)

3.89

4.86

Toilet Paper (Charmin pack of 4)

2.49

3.11

Tomato Soup (Campbell’s 305g)

1.89

2.36

Toothpaste (Colgate 6oz tube)

3.39

4.24

Tuna (Bumble Bee 5oz can)

1.79

2.24

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Milk (2% ½ gallon)

Pan Set (Farberware 12 piece)

Average Apartment House Rental Rates (Mid-range) Expense

CI $

US $

Studio apartment

900-1,500

1,125-1,875

1,100-2,500

1,175-3,125

White Wine ( Six Eight Nine 750ml)

19.99

24.99

1 bedroom apartment

Whole Grain Rice (Uncle Ben’s 907g)

3.97

4.96

2 bedroom apartment

1,600-2,800

2,000-3,500

Yoghurt (Dannon All Natural 32oz)

4.59

5.74

3 bedroom apartment

2,000-3,500

2,500-4,375

3,000+

3,750+

3 bedroom house with garden

Medical Care Expense

CI $

US $

Advil (20 tablets)

7.69

9.61

50-100

62.50-125

Dentist Consultation Dental Hygienist Cleaning

180-250

Consultation with a GP (NB: Any procedures are extra)

70-250

88-313

Hospital Daily Rate Private Room

500

625

Hospital Daily Rate Semi-Private Room

350

437

225-312

Monthly Household Expenses for a 2-Bed Apartment (*optional) Expense

CI $

US $

Electricity (including a/c)

250

312.50

Water

112.50

Cable/TV (basic package plus movies)

93.75

Telephone + Mobile (excluding overseas)

120

150

Internet Connection

62.50

Cleaner - once per week/per month*

176

220

A/C Maintenance – per quarter*

109

136.25

Pest Control – per quarter*

125

156.25

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Excess Baggage Air Cargo & Freight Consolidating

If you are only bringing your personal effects with you, other options to consider are using your airline’s excess baggage allowance. Cayman Airways now charges a fee of US$20 on the first and second bag for economy class passengers travelling to or from Miami, Tampa, Jamaica, Honduras and Cuba. Passengers travelling to or from New York or Chicago will be charged US$25 for the

first bag and US$35 for the second bag. If your bags exceed the weight limit of 55lbs you will be charged, however, more bags can be checked for a fee. Southwest airlines, who fly direct to and from Fort Lauderdale, accept the first two checked bags for free, as long as they are under 50lbs. The free baggage allowance on British Airways varies depending on the destination of travel and ticket class purchased. Fees for extra bags are less if you pay for them in advance online.

Prior to your departure, consult your air carrier’s website to clarify their baggage fees, excess baggage allowances and restricted items. Shipping by Sea Transit time from Florida to Cayman is usually two to three days. All companies accept dry or refrigerated containers and they will also ship vehicles, boats and other rolling stock. You can ship your personal items through a shipping company (see below) or a freight forwarder. Upon arrival in Cayman, you or your freight forwarder of choice will be required to clear the shipment through Cayman Customs and the Port Authority and then arrange delivery to your home or office. Hyde Shipping Corporation

Full containers: 1801 SE 28th Street, Port Everglades, FL 33316, USA

P r e pa r i n g t o M ov e

US Tel: 1 (305) 913 4933 or Cayman Tel: (345) 947 4933

DHL EXPRESS MAKES THE WORLD OF DIFFERENCE WHEN RELOCATING

Email: caymanteam@hydeshipping.com Less than container loads (LCL): 3740 W 104th Street, Suite 1, Hialeah, FL 33018, USA US Tel: 1 (305) 913 4933 Hydes send both full containers and LCLs to Cayman every Monday and Thursday. Miracle Brokers - Agents for ZIM, CROWLEY & Hoegh Autoliners c/o Crowley, 10205 NW 108 Ave, Suite 1

• Special rates to match relocation packages • Shipping to over 220 destinations • Door to door delivery • Customs clearance • Free DHL boxes available

Medley, Florida 33178 Tel: (345) 949 5989 or USA: 1 (786) 814 6613 Email: info@miraclebrokers.com SEE AD Pag e 96

Seaboard Marine Cayman 8001 NW 79th Avenue, Miami FL 33166 US Tel: 1 (305) 863 4444 Cayman Tel: (345) 949 4977 Email: info@seaboardcayman.com

Email: dhlkysales@dhl.com Phone: 1.345.623.8575

www.seaboardmarine.com/grand-cayman/ Seaboard ships less-than-container loads from Miami and Jamaica and full-container loads from Miami, Brooklyn (NY), Houston and Jamaica to Grand Cayman. Shipping is

CAYMANRESIDENT 2019

also available from the Caribbean, Central and

Thompson Line a Division of Tropical

commodity. Common duty charges can range from 7% to 27%. Below is a list of common items and their duty rate. A full list can be found on https://online.gov.ky/cols/faces/colshtc.

Shipping

Alcohol - $1.95 to $15.98 per litre

9505 NW 108th Avenue, Medley, FL 33178

Antiques exceeding 100 years – Free

US Tel: 1 (305) 805 6620

Books – Free

Local Agents: Thompson Shipping

Cameras, binoculars, sunglasses – Free

Cayman Tel: (345) 949 8044

Cars – between 10% and 42%

Email: sales@thompsonshipping.com

Clothing and footwear – 22%

Ships full containers or LCLs. Their ship

All poultry, fish, milk, potatoes, bread

South America, the Far East and Europe. se e AD PAGE 100

and rice – Free Other food items – 17% to 22% Leather Bags – Free Musical Instruments – Free Watches – 7%

Customs Clearance If you have the time, clearing your household effects through Customs yourself is possible, but it can be quite complex, so we recommend that you do it through a customs broker. They are reasonably priced and know the process

leaves Port of Palm Beach (Florida) for Grand Cayman every Tuesday and Friday. shipping considerations

Sta-Mar Enterprises Freight Forwarders & Customs Brokers

Tel: 949-2399

IN BUSINESS SINCE 1971

Fax: 949-7003

Airport Industrial Park | Email: invoices@stamar.ky | www.sta-mar.com

• Customs clearance and assistance with customs documentation

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Import Duty Visitors and residents that are flying into the Island will no longer have to declare their goods through customs if they do not exceed the CI$500 goods allowance or the alcohol and tobacco quotas. If you are entering Cayman to take up employment or residency for a period in excess of 12 months, your personal and household effects are admitted duty-free, although they must be imported within six months of arrival. The six-month period starts the moment you arrive in the Cayman Islands, rather than the date your work permit is approved. For the import of used personal effects, you must complete a ‘Declaration For Unaccompanied Baggage’ form in addition to the Customs Import Entry form and produce proof of residency by way of a work permit or other means. If you cannot import your household items within the six month window, it is possible to ask the Collector of Customs for an extension. You will need to write a letter to PO Box 898, Grand Cayman KY1-1103 or try calling: Tel: (345) 949 4579. You will have to have a valid reason. Personal and household effects admitted duty-free include reasonable quantities of clothing, instruments and tools of trade. Imported goods must not be sold, hired or exchanged within two years of import. Most mail-order items will be charged 22% duty and any gifts sent by family and friends are subject to duty based on the

• Imports to the Cayman Islands • Exports from the Cayman Islands (personal and commercial cargo) • Full range of Customs Brokerage Services • Online shopping (air and ocean forwarding available) NEW • Sta-Mar Priority Service (3-day transit/processing time) • Local Cayman moves and deliveries • Expert advice and customer service

(345) 945 - 4369

usa2acayman@hotmail.com

Online Shopping

usa2ucayman.com Speedy and cost effective air freight service, customs clearance of merchandise in the Cayman Islands.

www. c a y m a n r e s i d e n t . c o m

inside out. The cost is usually CI$75-$100. If youâ&#x20AC;&#x2122;d prefer to handle the process yourself, here is an overview of what you need to do:

You will then be able to log in to the COLS

Owen Roberts Drive, Tel: (345) 949 4579

website where you must start the nine step

before collection. There is also a Government

process to declare your goods. Supporting PDF

inspection fee of CI$100 on all containers and

Before your shipment arrives, you will first

documents needed will include invoices and

CI$0.18 per cubic feet for less than container

need to pre-register on the new Customs

the Bill of Lading/Airway Bill. Confirming the

load shipments.

Online System (COLS) website (www.

declaration will constitute as your electronic

customs.gov.ky). Once you submit the request

signature which will be legally binding. This

Customs Warehouse on Owen Roberts

they will either approve the registration

process is subject to change as Cayman

Drive to collect your shipment. You will pay

Customs continually upgrade systems.

the warehousing fee which depends on the

Once the Customs entry has been approved/

weight and/or size of the package, whichever

or they will advise, via email, what other documents are required. If approved, you will

be given a COLS trader identification number

finalised by Customs, payment will have to

(TIN) and login information.

be made at the Customs Department on

For air freight you will need to go to the

is greater.

For ocean cargo, once the shipment has been released by Customs, go to the Port Authority on Portland Road in the Industrial Park area, Tel: (345) 949 2055 to get Port Authority clearance of your goods. Once all fees are paid, you can collect your shipment from the Port Authority. Open Monday-Friday 8.30am-4.30pm and Saturday 8.30am12pm. For a 20ft container, the fee is CI$384.

For a 40ft container, the fee is CI$768 and prices will vary for less-than-container loads (LCL) based on the size and number of pieces

P r e pa r i n g t o M ov e

in the shipment, calculated at CI$16.65 per 40 cubic feet and CI$7.20 per dock receipt. (Note: these prices are subject to change.) Collect your items as soon as possible, as storage is charged after 5 days.

In the event that your goods are to be inspected, you will have to arrange an inspection time with the Customs Inspection Unit and have your documents ready to show what has been declared.

Deciding what to BRING & WHAT NOT TO BRING

Given the cost of shipping to Cayman, it is important to carefully consider what to bring and what not to bring with you. Below are some basic guidelines to assist you in making these decisions. Clothing In Grand Cayman there is a reasonable selection of stores, but certainly not as many as in a large city and the prices will likely be more expensive than you are used to. Bring a reasonable amount of warm weather appropriate clothes and shoes with you. You may need a light sweater if you will be working in an air conditioned building or 100

CAYMANRESIDENT 2019

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vegetables can be brought into Cayman in luggage. No plants, fresh cut flowers or plant cuttings can be brought in, unless you obtain an Import Permit prior to shipping.

Computers, Smart Phones & Tablets Laptops, smart phones and tablets/iPads are dutiable if they were recently purchased overseas. If you are travelling to and from Grand Cayman with electronic devices, it is possible to voluntarily register them so you are able to prove to Customs that these devices have not just been purchased abroad. Visit www.customs.gov.ky to download the form, which must be submitted more than 24 hours prior to travel. See the Shopping chapter for details on where to purchase electronic goods locally.

Furniture, Lighting & Appliances Most rented condos and homes come with all the basic furnishings, lights and appliances needed. If you’re buying a house or apartment, they will usually come fully furnished, unless they have been newly built. Our advice is to bring personal accessories and small items, like framed photographs etc. to help your new house feel like your own. Larger pieces of furniture can be shipped from home later. There are some good furniture and homeware stores in Cayman if you choose to buy furniture once you arrive. The furniture available varies in both costs and style (see the Furniture section in the Shopping chapter). We do advise people to think very carefully before selling their good quality pieces of furniture, or items that have sentimental value, as you are unlikely to be able to replace them locally. Remember, if you buy new furniture from overseas, you’ll have to pay for the shipping plus 22% duty.

Electrical Appliances Cayman runs on the same electricity system as the US (110/115v), but uses a 3-pin plug. However, the US 2-pin plug will work (see example in the Settling In chapter). If your appliances run on 220v, and they do not have dual capability, they will not work in Cayman. Some small electronic items (mobile phones, laptops and digital cameras) can be run and charged using a travel adapter. Importing Food Small quantities of meat and seafood can be imported as long as it is for personal consumption only. A ‘Certificate of Wholesomeness’ is required for seafood in excess of 20lbs and can only be obtained by applying for an Import Permit from the Cayman Islands Department of Agriculture. Small quantities of meats (up to 25lbs) can be brought in by passengers in their luggage as long as the meat is from an approved country (see below), is pre-wrapped under a brand name and has the Official Seal of Inspection of the country’s Meat Inspection Authority. Only swine products are allowed from the UK and Ireland. However, all types of approved meats are allowed from the US, Canada, CARICOM countries, Australia and New Zealand. You are allowed to bring in coffee and herbs for personal use, as long as they are sealed in their original packaging. No fruit or

Firearms/Weapons It is possible to import a firearm or your firearms collection to the Island. However, the Cayman Islands has very strict laws on the possession of unregistered firearms. It is illegal to possess a firearm without a Firearms Licence authorised by the Commissioner of Police. Punishment for this offence is severe with a minimum of 10 years imprisonment. To import, the applicant must complete a Firearms Licence and Import form, which can be obtained from the Royal Cayman Islands Police Service (RCIPS) or their website. In addition to providing the various supporting documents, the applicant will be required to declare that their firearm will be stored in a locked box or safe bolted to the wall and floor and they must reserve the right for the RCIPS to inspect the safe, firearm and ammunition. There is an active gun club on the Island, see our Sports & Fitness chapter for details. You can also import a bow and arrow or

your bow and arrow collection but all the same procedures for importing and storing a gun must be followed. The use of spear guns are also regulated. It is illegal to possess, use and import a spear gun without a licence from the Marine Conservation Board. In the case that you do obtain a licence, there is also a catch limit of three fish per day and it must not be used in waters of less than 20ft deep, in a one-mile radius of any grouper spawning areas or to catch a Nassau Grouper. Kitchen Appliances Most rental apartments come with major appliances such as a washer/dryer, dishwasher, microwave, refrigerator and oven. A fully furnished apartment should also come with a toaster, kettle and coffee maker but if they don’t, then the local home centres and kitchen supply stores stock these items. Almost all the major brands of appliances are readily available in Grand Cayman. Check with your landlord beforehand to know what will be included before moving. Medication Be sure to pack at least a month’s supply of medication that needs to be taken daily while you sort out your on-Island healthcare. Most medicines are available on Grand Cayman, although they may be sold under another brand name. Ask your General Practitioner for the generic names of prescription drugs. Wine The Cayman Islands Customs Law states that an individual can bring a maximum of four litres of wine in their luggage. If you want to import your wine collection from home you must bring it in through a company that has a liquor licence. Regardless of the value of your wine on the open market, the Cayman Islands Government charges the following duty per litre of wine: CI$10.80 for Champagne, CI$7.80 for sparkling wine, CI$3.60 for table wine and CI$5.25 for dessert wine. It is commonly acknowledged that some of the most outstanding wine collections in the world can be found in Cayman.

www. c a y m a n r e s i d e n t . c o m

101

P r e pa r i n g t o M ov e

when we are hit with a cold front. Bring a rain mac (raincoat) for the rainy season. Generally, the dress-code is smart casual but there are a few black-tie functions.

Settling in

Money & Banking - Opening a Personal Bank Account - Online Banking, ATMs & Cheque Books - Getting a Mortgage - Money Transfer Services

102 102 106 106 106

Communications - Telephone Services - Mobile Services - Internet At Home - Internet Providers - Internet Rates Comparison Table

106 106 109 110 111 111

TV Packages Comparison Table - Television

112 113

Utilities - Electricity - Gas - Household - Petrol & Diesel - Water

113 113 114 115 116

Insurance 118 - Health Insurance 118 - Home Insurance 119 - Insurance Providers & Life Insurance 120

Photos courtesy of Picture This Studios and Deep Blue Images.

Opening a bank account, getting telephone service and internet access, connecting your utilities and organising a pension and insurance.

Money & Banking

Opening a Personal Bank Account All banks in the Cayman Islands adhere to mandatory duediligence requirements, meaning they will perform fairly extensive checks before opening an account for you to ensure that you are thoroughly legitimate and that no money will be laundered. Nonresidents can open bank accounts in Cayman without visiting the Islands (not all banks offer this service), but they must submit multiple certified documents to prove their identity, a current overseas address, the source of funds and bank references. Local banks will often want a legitimate rationale for opening an account for an overseas resident and it is worth noting that, for example, a US citizen who has opened an account in the Cayman Islands will still need to declare the account to the Department of Treasury in the US and declare any income earned on that account. In order to open a bank account, banks will request some or all of the following information: >>

A reference from your current bank, addressed to the bank in the Cayman Islands. This document must include how long you have banked with your home bank, the average balance maintained and the manner in which your account has been conducted. If the

Pensions - Private Pensions & Pension Providers - Government Pensions 102

CAYMANRESIDENT 2019

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122 122 123

applicant has not had a bank account for three years, a professional reference addressed to the bank is required. The letter must be the original copy and if a husband and wife are sharing an account, they

Opening a Business Bank Account Refer to the Running a Business chapter.

and investment management.

before you leave your home country and

Local Banks

Cayman National Bank Ltd.

bring it with you.

both must be referenced in the letter. If you are moving from another country, it

SEE AD PAGEs 43 & 103

is much easier to get this letter organised

>> >>

PO Box 1097, Grand Cayman KY1-1102

12 Albert Panton Street, George Town

Tel: (345) 949 4655

documentation, i.e. job letter if source is

PO Box 705, Grand Cayman KY1-1107

Email: cnb@caymannational.com

salary or rental agreement if source is

Tel: (345) 949 7055

www.caymannational.com

rental income.

Email: info.cayman@butterfieldgroup.com

Branches & Banking Hours: Elgin Ave (GT),

If you are coming here to work, then a

www.butterfieldgroup.com

Camana Bay (SMB), Buckingham Square

letter from your Cayman employer stating

Branches & Banking Hours: Butterfield Place

on West Bay Road (SMB) and Cayman

the commencement of employment, the

Banking Centre (GT), Monday-Thursday 9am-

Brac, Monday-Thursday 9am-4pm, Friday

amount you will earn and your position in

4pm, Friday 9am-4.30pm; Midtown Plaza

9am-4.30pm; Centennial Towers (WB) and

the company.

Banking Centre (GT), Monday-Friday 9am-

Countryside Shopping Village (Savannah),

funds

and

A recent utility bill (less than 3 months old)

4pm; Governors Square Banking Centre (SMB),

Monday-Friday 10am-6pm and Saturday 9am-

as proof of address.

Monday-Friday 9am-4pm and Saturday 9am-

1pm; Little Cayman, Mondays and Thursdays

Valid forms of identification such as your

1pm.

9.30 am–11.30am and 12pm–2.30pm.

driver’s licence and passport (they will

Banking Centre Services: Accounts, online

Branch Services: Chequing, savings and fixed

photocopy your documents).

banking, ATMs, credit and debit cards, currency

deposit accounts, credit and debit cards, online

address,

exchange, wire transfers, bank drafts, utility

banking, largest ATM network Island-wide,

phone number, nationality, date of birth,

bill payments, night deposit facilities, safety

loans, mortgage services, currency exchange,

occupation and name and address of your

deposit boxes, standing orders, Saturday

wire transfers, electronic funds transfer,

employer.

banking, mortgage services and loans.

travellers cheques cashing, bank drafts, letters

Other Services Offered: credit references,

of credit, utility bill payments, Saturday banking,

home insurance, trust services, private banking

safety deposit boxes (sizes vary depending

Your

full

name,

residential

Settling in

Butterfield Bank (Cayman) Limited supporting

Source

104

CAYMANRESIDENT 2019

on Customer Service Centre, subject to availability), standing orders, customised credit solutions such as mortgages, loans, domestic and international premier banking at Elgin Avenue and Camana Bay locations, merchant services and night deposit facilities. Other Services offered by the Cayman National Group: alternative investment funds, family wealth vehicles, investment brokerage, advisory services and discretionary asset management solutions. SEE AD t h i s pag e CIBC FirstCaribbean PO Box 68, Grand Cayman KY1-1102 Tel: (345) 949 7300 www.cibcfcib.com Branches & Banking Hours: George Town, Monday-Thursday 9am-4pm and Friday 9am4.30pm; Regatta Office Park, West Bay Road (SMB) and Plaza Venezia, North Sound Road,

Monday-Thursday 9am-3.30pm and Friday 9am-4pm. Branch

Services:

chequing

and

savings

accounts, credit and debit cards, currency Settling In

exchange, wire transfers, bank drafts, utility bill payments, teller services, online banking, mobile banking, telephone banking, ATMs, loans and transfers. Fidelity Bank (Cayman) Ltd. PO Box 914, Grand Cayman KY1-1103 Tel: (345) 949 7822 Email: info@fidelitycayman.com www.fidelitygroup.com Branches & Banking Hours: Cayman Financial Centre, Dr. Royâ&#x20AC;&#x2122;s Drive (GT), Monday-Friday 9am-4.30pm; Fidelity Financial Centre (SMB), Monday-Friday 10.30am-6pm. Branch

Services:

Chequing

and

savings

accounts, credit cards, debit cards, prepaid cards, online banking, teller services, ATMs, currency exchange, wire transfers, bank drafts, utility bill payments and loans. SEE AD pag e s 63 & 205

RBC Royal Bank (Cayman) Limited PO Box 245, Grand Cayman KY1-1104 Tel: (345) 949 4600 www.rbcroyalbank.com/caribbean Branches & Banking Hours: 24 Shedden Road (GT), Monday-Thursday 9am-4pm and Friday

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www. c a y m a n r e s i d e n t . c o m

105

9am-4.30pm; Red Bay Branch, 53 Shamrock Road (next to Grand Harbour), Monday-Friday 11am-6pm. Branch Services: Chequing, savings and term deposit accounts, mortgage services, loans, ATMs, credit cards, online banking, wire transfers, bank drafts, private banking, small business and commercial banking services. ATMs are available at various locations Islandwide. Scotiabank & Trust (Cayman) Ltd. Scotia Centre, 18 Forum Lane, Camana Bay PO Box 689, Grand Cayman KY1-1107 Tel: (345) 949 7666 www.scotiabank.com/ky Branches & Banking Hours: Cardinall Ave (GT), Monday-Thursday 9am-4pm and Friday 9am4.30pm; The Strand (SMB), Monday-Friday 9am-4pm and South Sound (across from

Grand Harbour), Monday-Friday 10am-6pm. Branch Services:

Retail, Corporate and

Commercial, Private Banking, Investment Advisory, Wealth Management, Trust Services Settling in

and Captive Insurance Solutions. Account opening, mortgage and personal loans, savings, term deposits, personal insurance solutions, 24hr Call Centre Support, ATMs, online and mobile banking.

Online Banking, ATMs & Cheque Books All the banks offer online banking, but some are definitely more sophisticated and user-friendly than others. If online banking is important to you, then it is worth asking about each bank’s online capabilities. All banks allow you to pay almost all your monthly bills, school fees and other expenses online. ATM machines are available at most bank branches and all supermarkets. If you use your own bank’s ATM you will not be charged a withdrawal fee (other than Government’s 25 stamp duty charge for every withdrawal). The charge to use another bank’s ATM is CI$2.40-CI$3 depending on the bank, for each withdrawal. If you need a cheque book on your personal bank account, make sure to ask the prospective bank if they offer this service, as some do not. 106

CAYMANRESIDENT 2019

Getting a Mortgage Any of the local Class A banks can lend money. It’s sensible to shop around, however, as rates are competitive and the percentage above prime (from 1%-5%) can be negotiated. The usual term for a mortgage is 20 years, although some banks will offer as much as 35 years. Most home buyers will be asked to make a down payment of 5%-10% or more as a deposit. There is no such thing as an interest-only mortgage in Cayman as there is in other parts of the world. Definitely ask if you can pay bi-monthly (thereby paying less interest) and check if the bank charges a penalty for early repayment. Various factors are taken into account including your profession, salary, employer and credit history when the bank assesses an applicant. Once newer residents have established a good financial track record here, however, the banks may be willing to renegotiate terms and give a more competitive rate. When taking out a mortgage, it is also worth factoring in that you will be charged stamp duty on the money you borrow. Mortgages of less than CI$300,000 attract a 1% government stamp duty fee, while mortgages of CI$300,000 or higher, attract a figure of 1.5%. If you are using an attorney, they typically charge 0.5%, while the bank charges 0.5% on the cost of the mortgage. If you think you will be here for a few years, buying can be a good investment, and you may pay less on your mortgage than if you rented the same property. However, always consider that when buying a property, the stamp duty is 7.5% and when selling the property, real estate agents charge between 5%-7.5%. Money Transfer Services Due to the number of foreign nationals in the Cayman Islands, there are numerous money transfer companies on the Island including: MoneyGram, JN Money transfer and Western Union. Money transfer companies accept both US and CI dollars.

MoneyGram

MoneyGram has eight locations on Grand Cayman and one on Cayman Brac. It offers a fast and secure way to send money. Tel: (345) 945 5616. Western Union

Western Union is located in the four Foster’s Food Fair supermarkets in Grand Cayman and L M Superstore in Cayman Brac. It’s a quick and reliable way to send or receive money. communications

Cayman’s sophisticated tourism and financial industries have ensured that telecommunications are as advanced as those you would find in any developed country. There are plenty of options for mobile and residential phone services, and high speed internet connections, both via fixed lines and through mobile data, are available across all three islands. In 2016 amendments to the Information and Communications Technology Authority Law gave regulators the power to fine phone, TV and internet providers up to $50,000 for violations to their licenses, such as not providing internet speeds that are advertised to customers. This is great for consumers as it ensures reliability. Choosing the right provider will depend both on the services available in your area and your personal usage. Bundled options from the same provider combining mobile and residential phones, phone and broadband, broadband and TV packages, or three or more services can result in significant discounts. It is worth noting, however, that due to the small population of the Islands, the cost of broadband, residential and mobile phone services tend to be quite a bit higher than in Europe and North America. TELEPHONE SERVICES Every provider in the Cayman Islands must be able to provide local and long distance telephone services. All the mobile phone providers offer an International Direct Dialling service and depending on your

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plan rate, prices are often comparable to those for fixed lines. Mobile phone service options are varied and there are choices to suit any need, including mobile data, text messaging and voicemail. The mobile providers in the Cayman Islands are Digicel and FLOW. Internet services are available from all four providers: C3, Digicel, FLOW and Logic. High speed fibre optic cables and networks are increasing in availability, with C3, FLOW and Logic providing even higher internet speeds to homes in Grand Cayman than previously possible. Stand alone and bundled internet and VoIP options are available, and in some instances discounts are offered for taking more than one service. Residential phone service choices are plenty with installation times varying from a couple of hours to a couple of weeks depending on the company and the type of service you choose. If you are building a home in a newly developed area and want a fixed line installed, check directly with FLOW to confirm the expected time of installation, as they are the only providers with a landline network. Digicel’s wireless VoIP telephone service makes it possible to have phone service at home in a matter of hours once the modem set-up is completed.

Settling in

Overview of Local & Long Distance Telephone Services More and more people are making do without residential phones and are instead relying on their mobile phones to stay in touch. However, families with children often like to have a residential phone, and should you need to make a 911 emergency call, your phone number helps to pinpoint your location. FLOW as mentioned above, is the only provider of residential phones that uses fixed landlines. They offer three options for residential phone accounts: light users can simply pay a monthly line rental fee and then pay for the calls they make; heavier users can choose a WorldPak package that includes minutes to call the US, Canada and the UK, with discounts for calling other countries, with costs as low as two cents a minute. Logic and C3 Pure Fibre offer phone services which allow users to make calls at home using an internet connection rather than traditional fixed lines. C3 Pure Fibre offers home phone services over their state-ofthe-art fibre network, rather than over traditional fixed lines. In addition, the ‘C3-n-GO!’ app for smartphones allows customers to use their C3 phone number to make and receive domestic and international calls from their smartphone, anywhere in the world; all that is needed is a data connection (WiFi, 3G or 4G). Data rates may apply. Logic’s Chatterbox service works with any internet provider and gives you unlimited international calls for a fixed monthly fee. Several monthly plans are available, depending on where you call the most. For those who want family or friends to be able to call them in Cayman without having to pay for overseas calls, the Chatterbox 108

CAYMANRESIDENT 2019

International Numbers mean Cayman residents can be reached on a US/UK/other country number.

Prepaid Mobile Services The advantage of prepaid mobile phones is that there is no contract, no monthly fee and no deposit required. Prepaid SIM cards can be purchased from Digicel and FLOW stores, as well as from other retailers, such as supermarkets and gas stations. If you have an unlocked phone, all you need to do is purchase the SIM card, put it in your phone, add calling credit with a plan and start calling. Credit can be added (also known as topping up) at the same locations, as well as at some ATMs, online and through the mobile service providers’ apps. The disadvantage of prepaid phones is that the per minute rates are higher than for postpaid plans. Local calls cost 20 to 45 cents per minute depending on the time of day and on whether you are calling numbers within your network, or fixed and mobile numbers outside the network. You may purchase calling plans for prepaid to save on regular calling rates.

Postpaid Mobile Services FLOW and Digicel postpaid plans include itemised billing, per second billing, roll over minutes and 4G LTE data. You will usually be required to sign a contract for 12 or 24 months with a postpaid plan. These are easy to set up – you just need to take along ID and a proof of address - and there is a choice of plans allowing customers to choose the one that best fits their needs. Postpaid plans with both companies start at around $25 per month which will include a basic allocation of minutes, text messages and data allowance. Heavier users can select plans at higher monthly allocations. Contracts often include a discount on handsets (some basic models may even be provided for free) and the cost of the phone can usually be spread out over the course of the contract. As there is no such thing as credit ratings in the Cayman Islands, you will need to put down some kind of deposit if you choose a postpaid plan. This is refundable, should you decide to cease your service with the telephone provider. FLOW’s postpaid plans with a contract are for 12 or 24 months duration, with higher discounts on handsets for longer contracts. You also have the option to spread the

Dialling Codes To the Cayman Islands From the UK: 001 + 345 + number From the USA: 1 + 345 + number

From the Cayman Islands To the Caribbean: 1 + Country Code + number To the USA & Canada: 1 + Area Code + number To the UK: 011 + 44 + number Rest of the world: 011 + Country Code + number

cost of your new phone over 12 months. FLOW also offers a no-contract rolling monthly postpaid plan, with the same rates for calls and data available as with contracts and you can cancel the contract anytime without any penalties. The main difference is that there is no discount on handsets with the no-contract plan. Rather than offering a choice of different plans, FLOW’s MyPlan system means that you start with a basic plan allowance (100 local calling minutes, 2000 anywhere texts, 250 MB data per month) and you can then customise it by adding extra text messages, ‘anywhere minutes’ (international and locals calls), data plans, cloud storage according to your particular needs and even music streaming. More recently, Flow has introduced bundle plans with more minutes and data, allowing customers to share the allocation with other members in a household. Digicel offers several postpaid plans, starting from $30 per month all the way up to $100 per month, available on a 12 month contract. They also offer a great “simplicity” plan which offers the same allowances, but on a 30 day rolling contact. All the plans include an allocation of anywhere minutes, Unlimited Digicel to Digicel calls and SMS, plus varying data allowances, all of which come with Unlimited Rollover, meaning you never lose what you’ve paid for. Handsets It is worth noting that if you bring a mobile phone with you from overseas when you move to Cayman, it will not necessarily work here. It all depends on the frequency used: Cayman mobile providers use GSM, HSPA and LTE technology. It is a good idea to check with your provider prior to moving to find out if your phone will be compatible, if you are free of contract obligations, and if your phone is unlocked. As a general rule, European phones will use the same frequency, but phones from CDMA carriers in the US and Canada will not. Mobile phones can be unlocked locally

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MOBILE SERVICES Two mobile service providers operate in the Cayman Islands: Digicel and FLOW. Both companies offer prepaid options (or pay-as-you-go top up and plans), as well as postpaid plans (billed per month). Plans typically include voice calls and text messaging, and most also include a certain amount of international calls (anywhere minutes) and data allowance. Most residents use smartphones, both Android and iOS, and both FLOW and Digicel use 4G LTE technology – the latest generation of mobile data – so mobile internet speeds are as fast as you will find anywhere in the world. The My FLOW and MyDigicel apps enable customers to view and pay their bills, or top up credit with prepaid phones, as well as activate a number of add-on plans, such as reduced international calling rates, roaming and data plans.

The prepaid credit can be used for making calls, using mobile data or for texting. You will get better value by purchasing data, text and calling plans.

at Cellular World, in the Bay Town Plaza, opposite the Wharf Restaurant on West Bay Road. They can also repair mobile phones and replace cracked screens on iPads. For more information call them on (345) 943 2355 or email: info@cellshop.ky. FLOW and Digicel sell a wide range of new handsets, some of which will be discounted or even free, depending on the plan you choose. Purchasing a handset from one of the mobile providers on-Island is advisable as their selection of phones are the ones that work best on the networks here, plus you will get a warranty and access to authorised repair services.

Settling in

Roaming All mobile phone providers offer worldwide roaming, so that you can make and receive calls while travelling on your Cayman number. These calls fall outside your monthly plan allocation, meaning that you will be billed at much higher rates than at home for both outgoing and incoming calls and text messages, as overseas network

charge higher rates for visiting users. To enable frequent (and not so frequent) travellers to keep using their phones abroad without breaking the bank, both FLOW and Digicel offer roaming plans. Digicel offers roaming bundles which gives customers free incoming calls and texts and an allowance of data and minutes to use while roaming. These start at as little as $8, making roaming a lot more affordable. These can be activated just before departure, and are usually valid for 30 days, but can be extended. You pay a flat monthly fee for the roaming plan and in return will be able to receive incoming calls and text messages for free and make calls at much reduced rates. Check with your provider which countries are covered by their roaming plans, as these vary. Travellers should also be very aware of using data while overseas. Because smartphones are constantly checking for incoming mail, texts, social media updates and so on, even if you are not actively surfing the web, you may well be using

data without realising it. Using your smartphone settings you can specify which applications can access mobile data while you are away, which will go some way towards keeping data usage under control. Using data while roaming can cost up to $12 per MB, so it is usually a good idea to turn data roaming off on your smartphone completely, unless you have purchased a roaming plan that includes data. Addon data roaming plans are also available, which you need to purchase in advance. Roaming plans and data roaming plans are also available for prepaid phones but you will first need to ensure you have topped up with sufficient credit to be able to activate these. INTERNET at home The options for broadband are increasing every year, with wireless, fixed line and fibre optic connections available. FLOW, Digicel, Logic and C3 all offer homebased Internet plans with unlimited usage. Logic currently offers the highest upload speeds on Island. The higher the upload speed, the better the performance for doing things such as playing online games and uploading files to the Internet. Flow download speeds are the highest Bandwidths vary from 10Mbps to as high as 300 Mbps in some areas. Fibre optic installation is on-going, so how far the different fibre optic networks extend is constantly changing. It is therefore well worth researching what kind of coverage each provider has in your area. Fibre Optic (+TV) FLOW, Logic and C3 have all been busy over the past two years installing fibre optic cables, which means many residents can now enjoy consistent superfast broadband speeds. Because fibre optic cables allow such consistently fast download speeds, all three providers offering fibre optic broadband now also offer TV packages. The choice of channels will vary according to the provider but is generally based on US programming with add-on packages available for those who may want specific

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channels such as Hispanic, Filipino, sports or movies (see TV section for more information). Purchasing Internet and TV as a bundle will often be more economical than purchasing the two separately.

MOBILE & INTERNET RATES COMPARISON TABLE Rates per month are based on a one year contract:

FLOW SUPERFAST Broadband Plans (per month/Prices in CI$)

10Mbps $80 15Mbps $106 25Mbps $129 50Mbps $150 $200 100Mbps 300Mbps $250 FLOW Prepaid mobile Data Plans (Internet on the go)

250Mb 2GB 5GB 15GB

For 1 Day $2.99 For 7 Days $14.99 For 30 Days $29.99 For 30 Days $49.99

FLOW postpaid mobile VALUE Plans (PER MONTH PRICING)

Mobile Essential $99 2000 local mins 2000 local texts 3GB local data Base roaming plan

Internet on the Go For those who need to stay connected while on the move, there are various options. Depending on your phone, you may be able to create a hotspot through which other devices can connect to the Internet using your phone’s mobile data. Although the 4G LTE technology means such connections are fast, it can become an expensive way to stay connected. Alternatively, FLOW and Digicel have mifi (mobile wifi) devices which act like wireless modems but can be charged up and taken anywhere. Several devices can connect to a mifi at one time and it will work in the car, at the beach or anywhere else. This is a good option for occasional use, but not a long-term substitute for home-based internet.

Mobile Plus $129 2000 local mins 2000 local texts 7GB local data Base roaming plan Share with up to 2 numbers Mobile Max 2000 local mins 2000 local texts 25GB local data Base roaming plan Share with up to 3 numbers

Settling In

Internet Providers Digicel Broadband for business and residential customers is available through their LTE network, offering internet of up to 12 Mbps across all three Islands. The Digicel LTE Home Broadband is a ‘Plug and Play’ product meaning there is no installation required. There is no need for a fixed line and no need for a fixedterm contract. You just purchase the LTE wireless modem, with the price dependent on the plan you take. FLOW has replaced much of their copper wires across Grand Cayman and Cayman Brac with fibre optic, so can offer superfast broadband across the two Islands. Packages are offered to suit different needs and household sizes, from 10Mbps to 300Mbps. FLOW’s superfast broadband customers can access a range of FLOW TV packages, plus choose additional channels and enjoy HD entertainment. Discounts are offered on bundles starting at CI$99. Flow offers free installation when you sign up for their services and no contract options. TV packages include US and Latin American programming plus Video on Demand content. FLOW TV uses cloud technology to store programmes, so you can watch them when it suits you and record multiple shows at the same time with only one TV box. You can request a free demo online at www.discoverflow.ky or visit a FLOW retail store. At the time of writing, Logic’s fibre optic network was available in West Bay, Seven Mile Beach area, George Town, South Sound, Prospect and Savannah. They are moving into Bodden Town by the end of 2018. Logic hopes to have extended the network to cover the whole of Grand Cayman by the end of 2019. Logic offers 5, 10, 15, 25, 50, 75 and 100 Mbps plans (this refers to download speeds) where fibre optic is available. Residential plans start

from $59 per month, up to $199 with no contract. Logic TV, with anywhere from 25 to 140 channels, plus the ability to add on packages, is also available in fibre areas. Elsewhere, traditional cable TV is offered, with up to 53 channels. Logic customers signing up for both fibre TV and internet, during the promotional period, will not pay an installation fee. Installation takes approximately one week. C3 Pure Fibre is the only 100% fibre optic internet company in the Cayman Islands. Standalone Internet packages range from 15 to 500 Mbps and start at $69 per month with no installation fee, no contracts and no hidden fees. C3 Pure Fibre offers a 14-day money back guarantee for new residential customers. Internet and TV bundles start from as low as $109 per month. For more information visit www. c3.ky or call (345) 333 3333.

$149

C3 Pure Fibre | Fibre optic internet plans (PER MONTH/Prices IN CI$)

Up to 15Mbps Up to 25Mbps Up to 50Mbps Up to 100Mbps Up to 300Mbps

$69 $89 $129 $179 $299

LOGIC FIBRE OPTIC INTERNET PLANS (PER MONTH/PRICES IN CI$)

Providers’ Contact Details

5x5 Mbps $59 10x10Mbps $79 15x10Mbps $99 25x10Mbps $119 50x20Mbps $149 75x20Mbps $179 100x20Mbps $199

C3 Pure Fibre > 409 Walkers Road, George Town. MondayFriday 9am-6.30pm, Saturdays 9am-1pm > Grand Harbour, Suite 21. Monday-Friday 10am-6pm, Saturdays 9am-1pm Customer Service: (345) 333 3333

Additional Services: One static IP address for $50/month.

Help Desk: (345) 333 3325 Email: info@c3.ky, info@c3business.ky or

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TV Packages Rates Comparison Table Logic Fibre TV (MONTHLY BASE PACKAGES Prices in CI$)

Light HD 26 channels w/22 HD

Choice HD 112 channels w/87 HD

$99

Ultimate HD 146 channels w/100 HD

Light HD + 5/5 Mbps $75

$99

> 45 Market Street, Camana Bay. Monday, Wednesday, Thursday, Friday, Saturday 9am6pm and Tuesday 10-6pm > Waterfront, 72 North Church Street, George Town. Monday, Wednesday, Thursday, Friday, Saturday 9am-6pm and Tuesday 10-6pm

Standard HD + 5/5 Mbps

$129

Standard + 15/10 Mbps

$159

Choice HD + 15/10 Mbps

$179

Ultimate HD + 15/10 Mbps

$199

Ultimate HD + 25/10 Mbps

$229

Business Customers: (345) 623 2499

Ultimate HD + 50/20 Mbps

$259

FLOW’s Retail Locations:

Ultimate HD + 100/20 Mbps

$289

> Countryside Shopping Village. Monday-Friday

$125

All options come with 50 music channels including local radio stations. Logic TV includes automatic HD channel upgrades at no extra cost. Additional packages can be added at any time, including HBO ($10 per month), MAX ($8 per month) and HBO/MAX pack ($15 per month).

10am-7pm and Saturday 9am-4pm > Corporate office: Cayman Technology Center, 115 Printer Way. Monday-Friday 8am to 5pm Corporate office: (345) 623 3444 Customer Care from Digicel mobile: 100

> Galleria Plaza, West Bay Road. Monday, Wednesday and Friday 9am-6pm, Tuesday 10am -6pm, Saturday 9am-4pm

FLOW TV Monthly Base Packages (monthLy prices in CI$)

Settling in

Digicel Retail Stores

logic Fibre TV & INTERNET Bundles

Logic TV customers can bundle their TV, Internet and phone services for additional savings. (Monthly Prices in CI$)

$39

Standard HD 81 channels w/64 HD

www.c3.ky or www.c3business.ky

C3 PURE FIBRE INTERNET & TV BUNDLES PACKAGE ANY COMBINATION OF INTERNET & TV BUNDLE TOGETHER (SAMPLE BUNDLES)

> Anderson Square, George Town. Monday, Wednesday-Friday

8.15am-5pm,

Tuesday

9.15am-5pm, Saturday 9am-2pm

TV Essentials

$40

15Mbps & 60+ TV channels

$109

TV Plus

$60

25Mbps & 120 + TV channels

$149

Friday 10am-7pm, Saturday 10am-5pm

TV Max

$80

50Mbps & 150 + TV channels

$209

> Heritage Square, West Bay. Monday-Friday

TV Watch All

C3 PURE FIBRE INTERNET & TV BUNDLES$284 100Mbps & 170 + TV channels

$120

PACKAGE ANY COMBINATION OF INTERNET & TV BUNDLE TOGETHER (SAMPLE BUNDLES) C3 PURE FIBRE | FIBRE OPTIC TV

Customer can choose to add on other packages for an additional monthly charge such as HBO & MAX, All in Movie Combo, Fox Movie Package and Flow Sports Premium. Visit www.discoverflow. ky/TV for more information.

> Countryside Shopping Village. Monday-

10am-7pm, Saturday 10am-5pm > Stake Bay, Cayman Brac. Monday-Thursday 9am-5pm, Friday 9am-4.30pm Customer Care: 811 or 1 800 804 2994

60+ TV channels

$60

120 + TV channels

$80

150 + TV channels

$100

Customer Service Email: flowhelp@candw.ky

170 + TV channels

$130

Main Office: (345) 949 7800

To make an appointment to visit Customer Care, call (345) 949 7800

Directory Assistance: 411 (0.50 per call) Business Services: (345) 949 7800

Dish Direct satellite TV (MONTHLY BASE PACKAGES, Prices in CI$)

Flex Package

From $34.99

50+ channels

Americas Top 120’s

From $74.99

120+ channels

Americas Top 200’s

From $84.99

200+ channels

Americas Top 250’s

From $94.99

250+ channels

Americas Everything Pack

From $144.99

Premium Movies: HBO $90, Cinemax $15, Showtime $15 and Starz $15

The prices listed here were correct at the time of going to print (September 2018) but are subject to change. Please visit the providers websites for information on latest prices and most recent promotions.

www.discoverflow.ky SEE AD PAG e 108 Logic > Governors Square, West Bay Road. MondayFriday 9am-6pm, Saturday 9am-1pm > Eclipse Drive (off Eastern Avenue, behind Rankin’s plaza), George Town. Monday-Friday 8.30am-5.30pm Tel: (345) 745 5555 Call Centre hours: Monday-Thursday 8.30am8.30pm, Friday 8.30am-8pm, Saturday 9am6pm, Sunday 11am-3pm Email: support@logic.ky or fibre@logic.ky

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www.logic.ky sEE AD PAGE 107

Phone Repairs Cellular World Bay Town Plaza, West Bay Road Tel: (345) 943 2355 Cellular World can repair and unlock many brands of mobile phone and they can also replace the screens on iPads. TELEVISION

Television Service Three companies (C3 Pure Fibre, FLOW and Logic) now provide TV programming, either as a standalone service or bundled with internet, via their fibre optic networks. Logic also has a cable TV service and Dish Direct TV provides Satellite TV. C3 Pure Fibre provides TV, either as a standalone service or bundled with Internet, via their fibre optic network. C3 offers four levels of TV packages, giving viewers between 60 and 170 SD & HD channels, with the option to add on 13 different TV packages. C3 TV requires no installation fee, no contracts and no hidden fees. The C3 YourTV app allows customers to watch up to 8 channels on smartphone/ tablet through 3G, 4G or WiFi anywhere in the world. Customers are provided with one free Optical Network Terminal (ONT) and one free set top box as standard. Additional set top boxes and DVR set top boxes can be rented on a monthly basis. TV packages can be bundled with internet for additional savings. Bundles start at $109

PAG e s 60 & 110

FLOW TV works with FLOWâ&#x20AC;&#x2122;s superfast broadband and a FLOW supplied set top box. Due to the high-speed internet connection, there will be no interruption to your TV service, even if the weather is bad. All packages include the ability to pause or rewind live TV, record multiple shows to the cloud and a Video on Demand feature that allows you to download movies and have them billed through your FLOW account. FLOW TV allows customers to choose between four monthly base packages offering a wide range of channels at differing price structures, or you can customise your channel lineup to suit your viewing needs. Flow also has exclusive rights to all the English Premier League games and the NFL Sunday ticket. The first receiver box is free and there are regular promotions that include no contract, free installation and set-up. You can request a free FLOW TV demo in your home - www. discoverflow.co or visit a FLOW retail store for more information. Logic TV offers TV services through high-speed fibre optic cables where these are available. If fibre optic cables are not available, then a wireless cable TV service is available. Logic Fibre Optic TV: Four tiers of packages are available starting at CI$39 per month all the way up to CI$125, and include a number of HD channels. Add-ons for HBO, MAX and sports channels can also be purchased. There is a CI$199 installation fee outside of the promotional period. Installation fees are waived when purchasing internet and TV as a bundle, or upgrading from cable TV to fibre TV and adding internet. Set-up includes one set top box. In households with multiple TVs, additional set top boxes can be rented for CI$12 per month. If additional set top boxes are requested after the initial installation is complete, there is a CI$50 installation fee per set top box. A Whole Home DVR (Digital Video Recorder) is also available for an additional CI$16 per

month. Only one device is required per household, but it enables you to watch, pause and rewind live TV and record shows at different times on different TVs. Logic TV also offers free Video On Demand (VOD). Logic Wireless Cables TV: In areas where Logic does not have fibre optic services, a wireless cable TV service is available. Cable customers will have individual receiving antennas at their home. Installation is CI$99 and includes one cable box, but you can order extra boxes when you sign up. Three tiers of cable packages are available, priced from CI$39 to CI$72 per month. All include 50 music channels and eight radio stations. Various add-on channels can be purchased for any of the packages. A Logic DVR which allows you to pause, rewind, fast forward and record shows is also available for CI$16 per month. Customers can bundle their TV and Internet services for additional savings. For more information on all Logic TV services and packages call (345) 745 5555 or visit www.logic.ky. sEE AD PAGE 107 Satellite supplies satellite TV services offering 350-plus channels, including high-definition, 3D programming, Sling Broadband Internet TV and a broad range of international and special interest programmes. Packages starting from CI$29.99 per month with no contacts. The monthly price for programming depends on the selection of channels you want (see table on previous page). They are located in the BrandSource Centre, 209 Dorcy Drive, Industrial Park, Tel: (345) 949 4000 or email: sales.dishdirecttv@candw.ky.

Dish Direct TV

UTILITIES

Electricity Caribbean Utilities Company Ltd. (CUC) is the sole provider of electricity to Grand Cayman. To obtain electricity service, property owners are required to complete and sign an application for electrical service, pay a deposit, show proof of ownership and a photo ID. Tenants are required

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In the Cayman Islands, residents can enjoy international programming through cable, satellite and broadband. There are also four free local over-the-air TV stations which can be received in all households as long as the TV has an antenna. These are: Cayman 27 (broadcast on channel 24 and Logic TV); Trinity Broadcast Network (channel 21 and Logic TV); CIGTV, the government channel (channel 23 and Logic TV) and the Seventh Day Adventist Network (channel 30 and Logic TV). Startup costs for cable, satellite or broadband depend on the sophistication of the service.

per month. For more information visit www.c3.ky or call (345) 333 3333. sEE AD

to complete and sign an application for electrical service, pay a deposit, provide a rental agreement or lease and take their passport or driver’s licence along to CUC’s offices. The required security deposit for electricity is calculated based on the average historical usage of 45 days of consumption on existing accounts. Deposits for new residential homes/condos are calculated based on square footage. Grand Cayman runs on a 120 volt electricity system with three-pin plugs. However, the outlets are designed to accommodate a twopin American plug (see picture below). Monthly electric bills will vary depending on the size of your house/condo/ apartment, your lifestyle, how often you run your air conditioning, the efficiency

Settling in

Cayman’s Electrical Outlet

of your air conditioning unit, the age of the property and how well the property is insulated, among other factors. It is important to note that the Seasonal Energy Efficiency Rating (SEER) and regular maintenance of your air conditioning unit can make a big difference in kilowatt-hour (kWh) consumption and your monthly electric bill. The lower the SEER, the more power will be consumed. A SEER of 12 for example, will consume more than a SEER of 14 or higher. Getting your air conditioning units serviced regularly will ultimately save money. The base cost of electricity as of June 1, 2018 was CI$0.1077 per kWh for residential customers with a monthly facility charge fee of CI$5.41 and a regulatory and licencing fee of CI$0.0125 per kWh, which applies only to usage over 1,000 kWh per month. However, if you factor in the fuel and fuel duty surcharges (which are added as separate line items and vary from month to month), the cost per kWh is approximately CI$0.2499. The Government duty on fuel is CI$0.25 per imperial gallon. The fuel cost fluctuates with the global price of oil and the cost of fuel is passed down to the consumer after a two-month lag. To put it all into perspective, usage of 1,000 kWh per month would cost approximately CI$255.31 and usage of 1,500 kWh would cost CI$386.51 (based on the June 2018 rate). The cost of electricity is the same island-wide and does not fluctuate depending on the time of day. You can download customer service forms from CUC’s website. Payments are not accepted at the Company’s two Customer Service Centres, but customers can learn more about the numerous payment methods that are listed under “Payment Methods” on the company’s website. Caribbean Utilities Company Ltd. (CUC) > Administration Building: 457 North Sound Road

> Customer Service Centre: Caribbean Plaza, West Bay Road Opening Hours: Monday-Friday 8.30am-4pm; Saturday 8am-12 noon PO Box 38, Grand Cayman KY1-1101 Tel: (345) 949 5200 Fax: (345) 945 1218 24-hour Fault Reporting: (345) 945 1282 Email: service@cuc.ky www.cuc-cayman.com

Gas - Household Gas is a safe and efficient energy solution for powering your home appliances. Propane is a non-toxic gas used as a clean burning alternative energy source for a wide range of indoor and outdoor appliances. The 20lb cylinders used for barbecuing can be found at almost every gas station in Cayman, where you can buy a new filled cylinder or swap an empty used cylinder for a full one. Various gas companies around the island allow customers to have their own cylinders filled at a fraction of the cost of exchange. For customers who consume a larger amount of gas, bulk delivery can be utilised by installing a larger on-site tank either in the ground or a tall 100lb cylinder. Many houses in Cayman have an underground refillable propane tank in their garden or one standing alongside an exterior wall and the gas is then piped into the house. The size options for the tank vary depending on the amount, quantity and type of appliances being used. Gas prices may vary and are subject to change based on the procurement costs. The price has remained quite stable and hasn’t seen an increase in several years, but rather have seen several decreases. In addition to cost and energy savings, another benefit is that many of your propane appliances can still be used even in the event of a power outage. If you would like a free consultation to determine the energy savings your home or company can achieve by switching to propane, call either Clean Gas or Home Gas.

Opening Hours: Monday-Friday 8.30am-5pm

Compatible Electrical Plugs

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Customer Service Centre (Administration

Clean Gas

Building): Monday-Friday 8.30am-4pm

277 Sparky Drive, Industrial Park

Tel: (345) 233 4427 Email: gopropane@cleangas.ky www.cleangas.ky Clean Gas provides propane service in Grand Cayman for both residential and commercial customers. They offer home delivery for all sizes of propane tanks. Their friendly staff work with customers throughout the whole process of designing, installing and maintaining your propane system. Clean Gas also offers propane for indoor and outdoor living, to include your appliances, tiki torches, water heater and grills. Clean Gas is a NPGA member and has CETP certified technicians, providing the highest quality of service to their customers. Opening hours are Monday-Friday 7am-5pm and Saturday 7.30am-12.30pm. sEE AD t h i s PAGE Home Gas Ltd. Walkers Road Plant, 490 Walkers Road, GT

Tel: (345) 949 7474 www.homegas.net Home Gas supplies propane gas for residential and business use. They offer a full-service

Settling In

operation from installation, gas delivery and repairs. They also offer gas appliances, including water heaters, cooking stoves, dryers, generators, outdoor fire features, tiki torches and more. Their services are available on all three Islands. sEE AD t h i s PAGE

Petrol & Diesel In Cayman, there are numerous Esso and Rubis petrol stations with convenience stores attached (they are almost the only places open on a Sunday where you can buy essentials). The average cost of full service premium petrol at the pumps is around CI$4.75 per imperial gallon (4.55 litres), although prices vary from one station to another. Self-service petrol can be 5¢ cheaper per gallon, while diesel is around CI$4.57 per gallon (September 2018). At the time of going to press, the cost of premium petrol in Florida was in the region of US$2.75 per US gallon (3.785 litres) or CI$2.20. The average price of a litre of fuel in the UK is around £1.29 for petrol and £1.33 for diesel per litre. Please note that the petrol pump nozzles on both diesel and petrol are the same size

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in Cayman, unlike in Europe and the US, where they are different sizes. Therefore, it is quite possible to mistakenly put diesel in a petrol-run car. You can view the cost of petrol at each station on www.ofreg.ky. The (import) duty component of gasoline is 75¢ per imperial gallon and 85¢ for diesel. The quality of gasoline sold in Cayman is equivalent to a mid-grade unleaded (octane level 89) and a super premium unleaded (octane level 93) often sold in the US. Some high performance cars will experience problems if they are not run on the highest octane fuel available. Refuel has introduced E10, a type of renewable gasoline containing 10% ethanol which reduces emissions while naturally boosting octane levels. E10 is sold at octane levels 87, 90 and 93. They also stock 2 grades of Ultra Low Sulphur Diesel B5 (up to 5% biodiesel) and B20 (20% biodiesel) which have similar emissions-reducing effect and high cetane levels. These fuels, which are used throughout the US and the UK, are compatible with most cars. Check your

car’s owner’s manual to be sure. Scotts Landing, at the Barcadere Marina sells both diesel and gasoline to cars and boats. They add a high performance fuel additive called ValvTect which increases the quality of the fuel. It is specifically formulated for marine engines but it works very well on automobiles as well. Please note that Cayman Islands Law states that all fuel stations must display their fuel prices in CI dollars and imperial gallons. However, most marine and mobile fuel providers dispense fuel in US gallons, which is approximately 20% less per volume than imperial gallons. Make sure that you are being charged appropriately. Water Cayman Water Company Limited (Tel: (345) 945 4277) and Water Authority - Cayman (Tel: (345) 949 2837) supply Grand Cayman with quality water. In the case of both companies, water is extracted from deep underground via a series of abstraction wells. The water that is extracted is saline

groundwater that has to be treated using Reverse Osmosis. This process, together with the addition of three fluoride-free chemicals, makes the water safe to drink straight from the tap. All chemicals added to the water are National Sanitary Foundation (NSF) approved for potable water use. Of the two water companies, Cayman Water serves the Seven Mile Beach and West Bay areas, while the Water Authority serves the rest of Grand Cayman and Cayman Brac (piped water and trucked water). Both companies require you to fill out an application, present your Land Registry form (which proves you own the property) and pay a non-refundable connection fee that may vary according to the size of your water meter. Please note that both companies only allow property owners (not renters) to apply for water service at this time. If you are a tenant, please arrange with your landlord to receive duplicate billing. Always be sure to inspect your home

Aon Risk Solutions

When it comes to insurance, we’ve got this Relocating isn’t easy. When you’re looking for health, car or property insurance, you can trust Aon to save you time and money. It’s our job to find you the best policy at the best price. Aon. We’ll take care of it. stressfree@aon.com 1-345-321-1AON (1266) Risk. Reinsurance. Human Resources.

print ad - general Insurance _R1.indd 1 1 619576_CaymanCAYMANRESIDENT 2019 1

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Adjustment Factor charge (which varies monthly and covers the fluctuations in the cost of electricity to produce the desalinated water) and a CI$5 meter rental fee per month. The Water Authority Cayman’s website (www.waterauthority.ky) allows property owners to register for an online account. While the Authority offers a variety of payment methods, anyone can pay their bill online at the Authority’s website regardless of whether they have an online account or not. It also provides

information on outages, tips on saving water, water and sewage application forms, meter reading request forms and online fault reporting. Water-saving shower heads can be obtained from their office, at no cost. For emergencies outside of business hours, please call (345) 946 4357. SEE AD t h i s pag e

Bottled Water Locally bottled water is clean, affordable, and tastes good. The grocery stores also sell

Settling In

regularly for dripping taps and “phantom flushing” toilets to avoid an unexpectedly high water bill. If you suspect a leak in your home’s plumbing, please contact a licensed plumber as soon as possible. At Cayman Water, in 2018, the first 3,000 US gallons for a residential customer will be charged at CI$18.98/1000 gal. Anything above that will cost CI$22.77/1000 gal. An energy adjustment factor surcharge is applied each month that varies according to the cost of electricity. Monthly meter charges also vary depending on the size of the meter, from CI$3.50 to CI$40 for meter sizes ranging from 5/8” to 6”. Cayman Water’s website provides additional information to customers, such as current water quality data and answers to other frequently asked questions (www. caymanwater.com). At Water Authority - Cayman, the first 12 cubic meters (m³) (approximately 3,200 US gallons) will be charged CI$4.49. Anything above that will cost CI$5.51/ m³. In addition, there is also an Energy

Government-owned INSURANCE COMPANY formed to provide HEALTH INSURANCE COVERAGE to all residents of the Cayman Islands.

PRODUCTS

CINICO currently offers health insurance products in the following categories:

Civil Servants & Pensioners

Health care coverage for the entire Civil Service and their dependents as well as retirees. A number of Statutory Authorities & Government Companies also subscribe to this plan.

Seafarers and Veterans

Administered on behalf of the Ministry of Health, this plan provides health insurance for Seafarers, Veterans and their respective dependents.

Standard Health Insurance Contract (S.H.I.C.) Plan

Available to residents of the Cayman Islands for individual and group coverage.

SERVICES

Administrative Services

On behalf of the CIG, CINICO provides the administration of health benefits for those deemed indigent through an Administrative Services Only (ASO) arrangement which is also provided for Advanced Patients who receive overseas medical care.

Medical Case Management

This recently opened unit is responsible for case management of all CINICO members seeking medical services ensuring that members are receiving appropriate and timely care when necessary. The team’s training and experience covers a vast spectrum of fields and specialties, and there is no doubt that with this level of expertise, CINICO’s mission to provide our members with peace of mind and a feeling of security will only continue to be enhanced.

Cayman Centre, 1st Floor, Airport Road | P.O. Box 10112, Grand Cayman KY1-1001 Tel: 345-949-8101 | Fax: 345-949-8226 | www.cinico.ky | facebook.com/Cinicocayman

www. c a y m a n r e s i d e n t . c o m

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bottled water but a more environmentally friendly option is to install an under-thesink well-water/city-water filter system. The ‘City Water Filter’ from Ion Faucet removes all the chlorine that is put in desalinated water and the company imports directly to Cayman. See www.ionfaucet.com. It is then a simple job for a plumber to fit the system under the sink.

Offers bulk water for those who need their cisterns filled. They also provide pool water. SEE AD PAGE 180

INSURANCE

Cayman has a wealth of insurance companies that can provide cover for your home, car, life, health, property, contents, liability and much more. Car Insurance Refer to the Transportation chapter for more information and page 120 in this chapter for car insurance providers.

Flowers Bottled Water 172 Seymour Drive, Industrial Park, GT Tel: (345) 949 8688 Email: sales@flowerswater.com They sell purified, chlorine-free water in fivegallon BPA-free bottles. They deliver to homes and offices or you can pick up five-gallon bottles from convenience stores and petrol stations Island-wide.

Bulk Water Flowers Block 184 Seymour Drive, Industrial Park, GT Tel: (345) 623 0000

Settling in

Email: customerservice@flowersgroup.com

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CAYMANRESIDENT 2019

Health Insurance Under the law, all residents of the Cayman Islands must have health insurance, and all employers are obligated to ensure that their employees, their unemployed spouse and dependent children residing onIsland are also covered. The options for coverage range from the basic SHIC plan (Standard Health Insurance Contract), to premium plans which cover everything

and cost a lot more. The law states that the employer must cover at least 50% of the cost of the basic SHIC plan but they are not obligated to cover any of the costs of your unemployed spouse or children. Therefore knowing how much your health insurance deduction will be each month is crucial to working out if you can afford to live here. The basic SHIC plan is not expensive: the cost for an individual is in the region of CI$150-$167 per month, for a couple it is CI$300-$372 and for a family it is CI$465-$508. If you would like to add dental and vision coverage then that costs approximately CI$30 more per month per individual. However, the benefits are fairly basic, so make sure to ask for a breakdown from your company. Most companies will also offer an enhanced or premium plan as an option, but the costs for this can be in the region of CI$400-800 per individual per month, CI$1600 per couple per month and well over CI$2000 for a family. Make sure to ask how much of this you will be expected to pay. Health insurance rates

depend on the size of the group, the age of the employees, if there are any pre-existing conditions and whether it is a standard or premium plan. Rates will increase each year if there are any major claims. The good news is that premium plans always offer global coverage and the benefits are very extensive. The basic SHIC plan only provides on-Island care, and will only offer overseas care when treatment is not available in Cayman. The cover for dental, prescriptions, out-patient doctor’s visits or diagnostic procedures is also limited. If you have to find your own health insurance policy, then consider using a broker to see which insurance plan would work best for you. They don’t charge you anything and they do all the leg work. Your doctor or dentist may also have some valuable advice as well. For more information, and to see a list of health insurance providers and brokers, please see the Health & Wellness chapter.

SPECIALISED PRODUCTS AND SERVICE OFFERINGS moto r • p r o p e rt y • ma r i n e • e n g i n e e r i n g • l i a b i l it y • acc i de nt

THE INSURANCE COMPANY OF THE WEST INDIES (CAYMAN) LTD.

icwi.com

Call: 949-6970

150 Smith Road, P.O. Box 461, Grand Cayman KY1-1106, Cayman Island.

jamaica • bahamas • st. maarten • cayman • st. kitts & nevis • the british virgin islands • trinidad & tobago Settling In

Home Insurance The average cost of annual house insurance is based upon a percentage of the property value and generally, includes liability insurance. Waterfront properties may attract higher insurance rates depending on the value of the property, their proximity to the water, storm-protection features, and height above sea level. If your property is part of a strata corporation, the building must be insured in the name of the strata. Each owner then pays a portion, usually based on square-footage, which is often included in the monthly strata fees. The Cayman Islands Government charges a flat rate of CI$12 Stamp Duty on all insurance policies, plus an additional Stamp Duty fee of 2% of the premium for policies covering immoveable property. This means that if you purchase or renew an existing policy on your home and the premium for the house is/was CI$5,000, you would pay Stamp Duty of CI$112 (2% of CI$5k plus CI$12). The fee is due in full at policy inception and does not go to the insurance companies. Since insurance coverage and rates vary

COMPLETE COVERAGE AT YOUR SERVICE.

WELCOME TO THE CAYMAN ISLANDS!

Get great insurance coverage with Cayman First! Whether you need commercial, health, home, marine, motor or strata insurance, we want to provide you with the right cover that you need to ensure you sleep well at night. For a quotation Call 345-949-7028 Email askus@caymanfirst.com Visit caymanfirst.com COMMERCIAL. HEALTH. HOME. MARINE. MOTOR. STRATA.

www. c a y m a n r e s i d e n t . c o m

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Cayman New Resident July 2018 final.pdf

26/07/2018

17:42

Get a quote today. www.caribbeanalliance.com

HOME

MOTOR CONTENTS • LIABILITY • BUSINESS • TRAVEL • MARINE

Tel: +1 (345) 949-9744 Email: Aleisha.Lalor@caribbeanalliance.com #203 Alissta Towers, 85 North Sound Road P.O. Box 1762, Grand Cayman, KY1-1109

Settling in

between companies, shop around for a rate to suit your needs. Contents Insurance Budget for about CI$500 per CI$35,000 of coverage. If you are renting a property, your landlord may have insurance to cover the contents provided in your unit, but anything belonging to you needs to be covered by your own policy. The risk of theft in Cayman is relatively low, however, due to the chance of flooding and hurricane damage, insurance is recommended. Insurance companies suggest you make a list of all your home contents and personal possessions, including relevant serial numbers, and the current replacement cost for each article. This will ensure you do not inadvertently under-insure your contents. The consequences of underinsuring your contents are simple: if the insurance company finds you have insured your contents for CI$10,000 when they are really worth CI$20,000, and your loss is CI$5,000, then they will only reimburse you CI$2,500. This is called the condition of average and is not unique to Cayman. You should review your insured items list every year to update the values, as these details will assist in faster claims settlements. Under-insurance is also applicable to your home insurance. You need to ensure your property rebuild valuation is current and the sums insured are adequate. If you’re the owner of a property that is part of a strata complex, then in most cases your kitchen contents will be covered by the strata’s building insurance. If you are the owner of a house, which is not part of a strata, you will have to insure your kitchen appliances yourself. Insurance Providers Aon Cayman Risk Solutions (Cayman) Ltd. Tel: (345) 945 1266 Email: nigel.twohey@aon.com www.aon.com/caymanislands Products: risk management broker services offering

commercial

customers

strata,

business and liability insurance, personal customer’s home, motor and marine insurance 120

CAYMANRESIDENT 2019

188923_PRINT-IH-Ad-Resident-SettPage 1

plus health, life and disability policies for

plan to Cayman residents (non-civil service

employer groups, individuals and families.

employees) with options for individuals,

SEE AD pag e s 116 & 203

couples and families. sEE AD PAGE 117

Balderamos Insurance Services

Cayman First Insurance Company

Tel: (345) 945 3450

Cayman First Centre

Email: bis@candw.ky or www.bis.ky

17 Vibert Bodden Drive, off Shedden Road

Products: Fire and Allied Perils, Business

Tel: (345) 949 7028

Interruption,

Email: askus@caymanfirst.com

Homeowners,

Motor,

Public

Liability, Workmen’s Compensation, Marine,

www.caymanfirst.com

Travel, Burglary, Directors and Officers Liability,

Products: Health, Property, Motor, Marine,

Professional Indemnity, Fidelity Guarantee,

Casualty and Commercial. SEE AD PAGE 119

6/19/

Money, Contractor’s All Risk and All Risk. Caribbean Alliance Insurance Briat Insurance

203 Alissta Towers, North Sound Road, GT

Tel: (345) 945 0030

Tel: (345) 949 9744

Email: info@briatgroup.com

Email: aleisha.lalor@caribbeanalliance.com

www.briatgroup.com

www.caribbeanalliance.com

Briat Insurance focuses on providing insurance

Products: Home, Contents, Motor, Liability,

solutions and risk management services to a

Business, Travel and Marine.

range of commercial customers, including group Cayman Insurance Centre (Insurance Brokers)

Briat’s extensive relationships throughout the

Tel: (345) 949 4657

industry, they have the ability to place into

www.cic.com.ky

both the regional insurance and international

Products: Life, Group Health, Individual Health,

specialty markets, including Lloyds of London.

Property,

Briat is a global partner under the Gallagher

Indemnity and Marine. SEE AD pag e 120

Motor,

Liability,

Settling In

health and executive homeowners. Through

Professional

Global Alliance (GGA) programme. SEE AD page 50 Fidelity Insurance (Cayman) Ltd. British Caymanian Insurance Company Limited

Tel: (345) 949 5836

(BritCay)

Email: insurance@fidelitycayman.com

Tel: (345) 949 8699

www.fidelitygroup.com

Email: info@britcay.ky or www.britcay.ky

Products: Property, Construction, Liability,

For more than 30 years, BritCay has been

Business, Marine and Motor.

known as a company that offers security,

SEE AD pag e s 63 & 205

stability and great customer service. Products offered include: Property and Casualty (home,

The Insurance Company of the West Indies

motor, travel and commercial insurance),

(Cayman) Limited (ICWI)

Health Insurance and Employee Benefits, Life

Tel: (345) 949 6970

Insurance and Pension Services.

Email: cayman@icwi.com or www.icwi.com

SEE AD PAGE 301

Products: Motor, Property, Casualty, Liability and Marine. Ask about REACT, Family Pack,

CINICO

Uninsured Motorist, Accident Forgiveness and

Cayman Centre, First Floor, Dorcy Drive, GT

Alternative Transport under Motor Policy.

Grand Cayman Tel: (345) 949 8101

SEE AD pag e s 119 & 243

Cayman Brac Tel: (345) 948 8101 www.cinico.ky

Island Heritage Insurance Company Ltd.

A government-owned insurance company

Tel: (345) 949 7280

formed to provide health insurance coverage

Email: info@islandheritage.com.ky

to civil servants (employees and pensioners).

www.islandheritageinsurance.com

They also offer an affordable healthcare

Insurance providers for Home, Motor, Yacht,

www. c a y m a n r e s i d e n t . c o m

121

Commercial Property, Liability and Contract Works. SEE AD pag e s 121, 144 & 242 Massy United Insurance Cayman Technology Centre, George Town

Life Insurance Michael Webster is an independent broker who specialises in life insurance. Other insurance providers listed on this page may also provide life insurance.

Cayman Islands Tel: (345) 743 1900

Michael Webster - Life Agent

Email: info.ky@massyunitedinsurance.com

Tel: (345) 925 5433

www.massyunitedinsurance.com

Email: michael.webster@cic.com.ky

Products: Home, Contents, Motor, Personal

www.lifeinsurance345.com

Accident, Marine and Business. SEE AD pag e 118

Michael Webster offers protection for both your mortgage and family. He offers term life,

Pensum Services

universal life and whole life policies, plus college

Tel: (345) 923 6655

saving plans and child savings plans. For peace

Email: insurance@pensum.pro

of mind, call for a free, no obligation quote.

www.pensum.pro

SEE AD t h i s pag e

Pensum has 15 years of experience in international

insurance

including

marine,

aviation, commercial and private propertyrelated insurance and health insurance for

international crew members. Saxon Insurance Tel: (345) 947 2966

Settling in

Email: insurance@saxon.ky or www.saxon.ky Saxon is the only insurance company in Cayman that allows you to Build Your Own Policy. Play around with coverage, deductibles, limits and add-ons until you find the perfect balance of price vs. cover. Saxon provides Property, Contents, Auto, Travel and Liability Insurance. Combining technology with insurance, Saxon prides itself on innovative capabilities such as the Self-Service Portal, which allows customers to make payments, changes to existing policies, policy renewals and update personal information online. SEE AD PAG e s 53, 143 & 240

PENSIONS

Private (Non-Government) Pensions The Cayman Islands are different from other jurisdictions when it comes to pensions. There are two pension sectors in Cayman, privately funded pension plans and Government funded pension plans for civil servants (see the opposite page for information on Government funded pension plans). The private sector pension plans are funded by employees and employers, but Government-mandated. The Cayman Islands Pension Law requires both employees and employers to contribute a total of 10% of the employee’s monthly salary to an approved pension plan. The law states that employees must contribute 5% and employers must match the 5%. Those who are self-employed are also required to contribution 10% of their salary to a pension plan.

MICHAEL E. WEBSTER Life Agent

Cell: (345) 925 - LIFE (5433) Email: lifewithmike345@gmail.com michael.webster@cic.com.ky w w w.lifeinsurance345.com Your home may be your most valuable asset... Protect it today with Home Mortgage Series.

Home Mortgage Series Plus MORTGAGE

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CAYMANRESIDENT 2019

In May 2016, the National Pensions (amendment) Law 2016 was passed with over 50 provisions revised. A few of those changes to the Pension Law include: • Adjusting the normal age of entitlement from the age of 60 to 65 for those who are 47 and younger as of January 1, 2017. Those who are 48 and older as of January 1, 2017, may still retire at 60 (early retirement at 50) • Raising the maximum annual pensionable earnings from CI$60K to CI$87K • Accessing voluntary contributions for housing, medical, educational, and unemployment purposes • Withdrawal of pension funds • Transfers from private sector pension plans to the Public Service Pension Board Under the National Pensions (amendment) Law 2016, the ways members can access their funds when they terminate employment on Island has also changed. Effective December 31st, 2017, a member who has CI$5K or more in their account may elect to transfer the balance of the pension assets to a pension plan, pension entitlement savings arrangement, or life annuity that is outside of the Cayman Islands. Prior to completing the transfer, a member must cease employment on island; make no contributions to the pension plan; and not reside on the Island for two years. The amendment also stipulates that members will no longer be able to request a lump sum payout after December 30th, 2019. After which, refunds will only be available to members under two conditions a) the total value of the pension fund is less that CI$5K (this is also done at the administrators discretion) and b) if a member reached the age of 65 and is unable to transfer their pension benefit to an approved pension plan, life annuity, or similar arrangement. Generally, should you choose to leave the Cayman Islands and the total value of your pension assets are less that CI$5K, you may request to have your funds paid out to you and this is usually available six to eight weeks after your last contribution has been received by the pension provider.

Silver Thatch Pension Plan (Powered by Saxon Pensions) Saxon Centre, 14 Saturn Close, Eastern Avenue Tel: (345) 943 7770 www.silverthatch.org.ky Silver Thatch Pensions is one of the largest

Registered Pension Providers

pension plans in the Cayman Islands with assets

BAF Insurance Company (Cayman) Ltd.

under management of over $500 million, with

Dot Com Centre, Dorcy Drive, Industrial Park

low fees and multiple retirement benefits. As

Tel: (345) 949 5089

leaders in the industry, Silver Thatch industry offer clients the only fully paperless process in Cayman, helping to streamline clients’ pension

Suite 6201, 62 Forum Lane, Camana Bay

needs, in a secure and dependable manner.

Tel: (345) 640 9263

Clients also have the ability to monitor their

www.caymannational.com

accounts online via the Members Online Portal.

Chamber Pension Plan

The Chamber Pension Plan has over 19,000

Government Pensions All civil servants pay into a government pension scheme but the amount they receive at retirement has changed, and depends on which plan they are on.

members and 1,600 businesses participating

1991 -2000: The Defined Benefit Plan

in the plan. The plan’s investment portfolio is

selection of investment mix encouraged.

From January 1991 to December 1999, government employees were on the Defined Benefit Plan. Individuals contributed 4% of their pensionable earnings and the employer matched this with another 4%. Under the Pensions Law at the time, employees with ten or more years’ pensionable service to government were eligible for retirement benefits, payable until their death, regardless of contributions made. Retirement age was 60, but pensions benefits could begin at 55, with unreduced benefits.

Regular

2000- present: The Defined Contribution Plan

2nd Fl, Strathvale House 90 North Church Street, George Town Tel: (345) 745 7630

managed by a team of leading international professional investment managers. Colonial Pension Services Ltd. BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699 Email: pensions@britcay.ky or www.britcay.ky Excellent investment returns, competitive administration/investment fees (no hidden fees), contributions allocated and invested every month, active participation and member reports

and

enhanced

access

that allows members to verify and make amendments to their account details and investment allocations online. The Fidelity Pension Plan Cayman Financial Centre, 36A Dr. Roy’s Drive Tel: (345) 949 7822 www.fidelitygroup.com The Fidelity Pension Plan uses multiple investment managers who are industry leaders in their respective areas of expertise. These investment managers have some of the best-rated funds within their asset class, and have delivered superb investment returns to their investors. SEE AD pag e s 63 & 205

Employees who joined the civil service after January 2000 are on a different plan, the Defined Contributions Plan. They contribute 6% of pensionable earnings, and their employer contributes an additional 6%. Eligible participants can start to receive a pension from age 60 (although normal retirement age is due to be raised to 65, in line with the National Pension Law). Retirement benefits are based on their account balance, age at retirement and the payment option chosen. The Public Service Pensions Board was established in 1992 to administer the Public Service Pensions Fund, communicate

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

123

Settling In

Cayman National Pension Fund

with plan participants and employers and prescribe contribution rates in accordance with the latest actuarial valuation. A funding valuation is carried out every three years, to ensure the fund continues to meet its obligations over the long term. Cayman’s public sector retirement plans are facing some serious underfunding issues at present. A pension evaluation made prior to January 2014 had noted the state of public pension funds, declaring that at the current level of contributions, the Defined Benefit Plan fund would be depleted by 2024. This estimate does not include increases to the monthly pension contribution rate for public sector employees: as of July 1, 2016, the Government increased the amount paid on behalf of civil servants in the Defined Benefit retirement plan from 12% to 17% of annual salary. The cost of that increase is being paid entirely by government, not the individual plan participants. They also do not include an $18 million contribution the Government made to the fund in 2016. By 2016, the public service plan’s liabilities (payments expected to be due) outstripped the assets in the plan by about $220 million - up from $191 million in 2015. An unfunded liability in a pension plan represents the amount it estimates it will have to pay over a certain period – in the public service plan’s case, 20 years – to meet the monthly pension payments due to retirees. In the Public Service Pensions Board’s case, the unfunded liability applies only to the “defined benefit” portion of the plan – participated in mainly by older civil servants and retirees who joined the government prior to 2000. Despite some positive investment returns throughout the very volatile economic environment of 2014 and 2015, they were not high enough, in the view of pension plan actuaries, to keep the unfunded liability in the plan from growing. For more information the Public Service Pensions Board can be contacted on (345) 945 8175 or see www.pspb.gov.ky.

THE

For queries regarding your pension plan, contact your pension provider. If you have a query regarding the new Pension Law, call the Department of Labour and Pensions at (345)945-8960 or visit www.dlp.gov.ky.

home finding a

Finding a Home

1011

Overview of the Property Market - Land & Homes - Condos & Apartments - New Developments - The Real Estate Industry in Cayman

124 126 126 126 128

Overview of Residential Areas - Grand Cayman - Cayman Brac - Little Cayman

130 130 141 141

Buying a Property - Stamp Duty & Other Charges - Legal Conveyancing - Mortgages & Borrowing - Insurance Required for Mortgages - Strata Titles - Property Valuations & Appraisals - Pitfalls to Avoid - Home Inspections & Site Surveys - Property Management Services - Realtors - Sales

142 142 143 144 144 144 145 146 146 147 148

Renting a Property - Starting Your Search - Related Costs - Realtors - Rentals

150 150 151 152

Temporary Accommodation

153

Photos courtesy Jonathan Sparrow - Cayman Islands Sotheby’s International Realty.

Overview of Cayman’s residential areas, renting guidelines, resources for finding a place to live, buying a property and temporary accommodation.

OVERVIEW OF the cayman property market

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CAYMANRESIDENT 2019

There are ten unique features that make the Cayman Islands a very special place: 1) the Islands are easily accessible to the US 2) we have great year-round weather 3) we trade in Cayman dollars as well as US dollars 4) English is the native language 5) there is no direct taxation 6) our commercial infrastructure is excellent 7) we have relatively low crime 8) great beaches 9) crystal clear waters and 10) we are a British colony under British rule of law. Specifically, in terms of real estate, there are further benefits: Cayman has a mature real estate market with a 32 member Multiple Listing System (MLS); we enforce South Florida building codes; employ talented craftsmen and builders; and due to our close proximity to Florida it is relatively easy to import good quality building materials. There are many other Caribbean Islands which have several of these benefits, but no other that we can think of which has them all. Those who live here are incredibly lucky, and all it takes to reinforce that is a trip off Island. We cannot think of many Cayman residents who are not happy to “come home.” The Cayman property market is currently very strong, but there has been a lack of properties for sale which has kept the first half of 2018 from matching 2017, although figures are only down by about 4% over a super strong 2017. The average sale price for 2018 (year to date) is approximately 4.5% higher than 2017, but although prices have been rising over the past six months, they are either rising less slowly or tapering down slightly. Realtors are

Welcome home...

info@cirealty.ky www.coldwellbankercayman.com (345) 945 4111

getting the sense that the Cayman property market may not be able to continue at this torrid pace and may need a breather; the price increases may be slowing the market a bit. On the supply side there is actually a 7% decrease in the number of listed units YTD over last year, but the value of the listed properties in the Cayman Islands Real Estate Brokers Association (CIREBA) is up 29% to US$1.85 billion.

Finding a Home

1011

Land With no property taxes, owning land in Cayman is a solid and hassle free investment. You can build when you are ready, or sell the land for a profit when it is convenient or necessary. Land sales have increased by about 11% in the past year, but the average price of the lots has decreased by an average of 9%. Land currently for sale however, shows an entirely different story: perhaps affected by the optimism prevalent in the Seven Mile Beach condo market, the price of land has dramatically increased. Beachfront house lots are also in great demand all over the Island and prices have risen to reflect that. Canal-front lots with good views are also in demand, and if you cannot afford a beachfront place, then you can still enjoy Cayman’s wonderful water with a boat and a canal home. Homes The 288 homes currently on the market (July 2018) can be found in a variety of shapes, sizes, locations and at prices ranging from a cottage in Cayman Brac at US$130,000 to a palace on Grand Cayman at US$39,950,000! The average home price sold year to date in 2018 is virtually even with 2017, so home prices have not been rising like the condo sector. The luxury home market (US$5million+) has been a little sluggish aside from a couple of sales, but buying a home is more of a full-time commitment to be in Cayman than a condo purchase is, which accounts for some of the apparent market reluctance. The biggest disconnect in the singlefamily home market is between sellers (with years of Cayman experience) who 126

CAYMANRESIDENT 2019

have built luxury homes on the beach at a distance from George Town and Seven Mile Beach, for privacy and Island atmosphere, and buyers (with little or no Cayman experience) who think anything farther east than South Sound is too far to go. Having said that, for inland properties, which are generally purchased by full time local residents, the driving time and distance from town is a major factor in the attractiveness of a property, and thus is reflected in the price. Condominiums & Apartments A great selection of condos, apartments and townhouses are for sale across the three Islands and consideration should be given to make sure your new condo home is ‘fit for purpose’. The strata by-laws should be read to ensure they meet your family requirements, i.e. pets, rentals, and management details. Also, strata or condominium fees should be reviewed to understand if any assessments are pending and insurance payments have been factored in. There are complexes available from three units to much larger developments with a variety of amenities. In regards to real estate sales, the strongest residential sector this past year has been condominiums. Seven Mile Beach has led the way with price records being set in new projects where units have been offered for sale. Cayman began to come out of the recession in 2015, so we have had a 2.5 year run which has led to these new record price levels. Lack of supply of existing units has led to both higher prices and fewer sales in the past 6 to 12 months. The value of the average condo sold in the MLS by CIREBA firms rose by 27% in 2018 (as of July), however, the number of units sold is actually down 24%. Condos will always be in greater demand than other residential options (like homes) in a resort location like Cayman where we have a lot of short-term visitors. Therefore condos, especially on Seven Mile Beach, are perfect for visitors and short-term residents, but the longer you expect to stay in Cayman, the less this living style will

fit. Many condos are designed for rentals and short term stays both in their physical location and in their by-laws, while others are designed and built for longer term stays. Only a very few manage to keep both types of purchasers happy for very long, so you should make sure you know which you are getting before you buy. Your realtor and the condo manager will help you with that. 2018 condo prices currently range from US$520,000 to US$16,150,000 on Seven Mile Beach and there are 176 for sale, but the majority are pre-construction units. Many existing units are only coming on the market to allow sellers to realise some profit. Nobody really wants to sell their Cayman property, but sometimes the appreciation just gets the best of them; that, and maybe a change of living circumstances (age, divorce, downsizing, etc.) New Developments With the condo market being so strong, and current inventory being in very short supply, it is no great surprise that developers have now re-entered the marketplace. There are four new developments planned for Seven Mile Beach alone: Aqua, which is a new 10 unit development now under construction on the southern part of SMB adjacent to Grandview with clean, modern lines. The most unique characteristic of this property is there is only one unit per floor over the ten stories. Unit sizes are just under 4,000sq ft and prices are in the US$3.5 million – US$5 million range. Seacrest, also along the southern section of SMB, is adjacent to Crescent Point. This is a 10-story complex with 2 units per floor for a total of 20 units all together. These units are approximately 2,000sq ft with pricing in the US$1.7 million range. The Grand Hyatt Beach Resort will soon begin construction adjacent to the Wharf. This is to be a 450-room condo hotel of 6–10 stories on a mix of iron shore and beach. The units will range in size from 610sq ft to 3,000sq ft and in price from about US$520,000 to nearly US$5 million. Last, but definitely not least, will be WaterMark, which is planned for the land between

Finding a Home

Avalon and Harbour Heights. As the land was purchased for nearly US$56 million, each unit will have about US$1 million invested in land cost alone. Realtors have told us that the project will consist of 54 units, and will include a spa and restaurant component spanning West Bay Road via an enclosed pedestrian overpass. It promises to set a whole new level of luxury for Cayman. In Camana Bay, Dart Real Estate and the NCB Group have just announced (July 2018) that they have entered into a joint venture to develop the first for-sale residential community in Camana Bay. The development will be located south of the Camana Bay Town Centre and adjacent to Cayman International School; property options will range from 1-bedroom condos to 4-bedroom townhouses. Construction is expected to begin in early 2019. 1011 Away from SMB a handful of new seafront projects are underway: Fin is a 36 unit, 5 storey condominium which recently begun construction along South Church Street adjacent to Sea View. Floor plans range from 1,970 to 4,005sq ft and prices start at US$1,399,000. Tides is a project of 24 units over 5 storeys which is located on the best beach in South Sound. The project is well underway and may be finished before the year’s end. The Rum Point Club in Cayman Kai is under construction on 486 ft of beach. It will contain 36 units with sales prices ranging from US$1 million – US$2.9 million. The Residences at the Mandarin Oriental project in Beach Bay will feature a 100 room resort with 89 residences on 67 acres flagged (managed) by Mandarin Oriental Group and is scheduled to open in 2021. There is also Diamond’s Edge which is located between the Grand Caymanian Resort and Lallique Point. This is an exclusive oceanfront gated development with direct boating access via a private channel to the North Sound. It will have lush landscaping, finished seawalls and high end cantilevered docks. Every property offers direct access to the North Sound Golf Club and lot sizes are being sold from 0.6 to 1.5 acres. With regard to inland condominium 128

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developments, there is a lack of supply here too. However, rather than brand new offerings, we are seeing a number of established properties adding further phases to already successful developments. This is most notable south of George Town where Vela Phase III is under construction, as is South Bay Estates Phase III and soon to come are Cayman Crossing and Hilton Estates Phase III both scheduled for 2020. The prices range from CI$239,000 to CI$755,000 depending on the property. The main attraction of these developments is their proximity to town, but many of the South Sound offerings, which are across the road from the sea, also have access to the beach and the new seaside boardwalk. The Real Estate Industry in Cayman Back in the day (pre-1980) Cayman’s real estate market could best be described as the Wild West. There were no real estate laws, no safeguards, and no consistency of business practices except that it was every man for himself. In 1987 a group of local realtors agreed to work together and founded CIREBA (the Cayman Islands Real Estate Brokers Association). Their purpose, as a not-for-profit organisation, was to try to regularise the industry for the benefit of buyers, sellers, and realtors. They created a hybrid of the US and Canadian real estate systems of that time, added a sprinkling of the most acceptable Cayman market norms of the day, and wrapped it all in British Law. Not only did that lead to the Caribbean’s first MLS system, but also to a 3-part course of study for brokers and agents, including entry level testing and continuing education, a required code of ethics and comprehensive set of rules and regulations with penalties for noncompliance. In short, CIREBA became the gold standard for the Cayman real estate industry and eventually its quasi-regulatory body. This meant the industry did not have to be regulated by government, which has been a bonus for all concerned. To say that CIREBA was a significant contributor to what the Cayman real estate industry is today would be a gross

understatement; there is no way our industry could have ever approached its current levels without CIREBA. There is still nothing close to it anywhere in the Caribbean – although it has been copied elsewhere (often with help of CIREBA). Currently there are 34 broker members with about 190 agents and they make up the vast majority of all Island practitioners (although there are a few outliers as membership is not compulsory). These brokers share their property listings in an online Multiple Listing System and they work together on real estate transactions which allows buyers to see all the properties and still work with their single favourite agent. It also allows sellers to get the widest possible exposure for their properties. The association works closely with the Cayman Government on any issues relating to the real estate business to ensure a good experience for all involved. Independent Property Searchers easyCayman Tel: (345) 749 2436 www.easycayman.com If you are looking to buy, sell or rent property in the Cayman Islands, easyCayman is an independent company that works with all real estate professionals as well as independent buyers, sellers and landlords. It allows you to view and create free listings and provides visitors with probably the most extensive inventory of available properties across the

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Legal Overview The real estate market in Cayman is simple and straightforward. Apart from a one-time stamp duty, there are no annual property taxes or restrictions on foreign ownership by individuals and title is granted and guaranteed by the Cayman Islands Government. Title to land is recorded in a modern, reliable and centralised land registry, where every plot

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of land is mapped and given a descriptive title number based on location. Any encumbrances such as mortgages, rightsof-ways and cautions pending contracts are recorded on the title register of the parcel of land. As a result of this there is no need for lengthy title searches, title companies or title insurance. In fact, title companies and title insurance do not even exist in Cayman. Vacant land can be owned and held for future investment potential. To date, Cayman real estate has proven to be an attractive and profitable investment. Owning land in the name of a corporation is possible, but strict rules apply and a lawyerâ&#x20AC;&#x2122;s advice is essential. Buildings are subject to a series of planning permissions and building permit approvals. These are monitored by the Cayman Islands Central Planning Authority and Building Control Unit, which carries out plan reviews and onsite inspections that relate to site, building, plumbing, mechanical and electrical works. There are also requirements for structural engineers to take into consideration such as seismic design principles depending on the building heights and purpose of the building. Construction materials have to be imported and are subject to duties that range from 15%-22% on the landed value (which includes duty on the shipping costs). Consequently, the cost of building is considerably higher than in places where materials are more readily available. Refer to the Building in Cayman chapter for a detailed guide on building a residential property, as well as a list of building professionals in the Cayman Islands. Attorneys are usually used by a purchaser to aid in understanding the difference between our system and what they are familiar with back home. An attorney can also help with more complicated transactions, and ensure that the somewhat archaic procedures required by the Cayman Islands Land Registry are more easily negotiated. The biggest difference between a purchase here as opposed to most other jurisdictions is the Stamp Duty which is a 7.5% fee based on

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The Residences at Seafire MLS#: 408280

Find yours with Provenance Properties Contact us to learn more about this listing and other luxury real estate on Grand Cayman. +1.345.640.7000 ProvenanceProperties.com

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the sales price of the property. It is paid to Government after closing on each transaction in order to register your title and it is normally paid by the purchaser. OVERVIEW OF RESIDENTIAL AREAS IN GRAND CAYMAN

Seven Mile Beach (SMB)

WEST BAY ROAD SEVEN MILE BEACH

is divided into two areas: the beach and across the road from the beach. Both are ideal locations within walking distance to restaurants, bars, nightclubs, shops and Camana Bay. There are many apartment complexes on Seven Mile Beach itself, but most are rented out for shortterm, daily rentals. However, some offer long-term rentals like George Town Villas, The Grandview, Sunset Cove, Laguna del Mar, Seagull Condominiums, Lacovia, The Sovereign and The Pinnacle. Monthly rental prices in this area range from a low of US$2,000 to high of US$15,000+). Areas such as Snug Harbour, Parkway, Governors Harbour, Canal Point, Crystal Harbour and the Cayman Islands Yacht Club area are all nice places to live and really popular with families, though the prices of properties can vary significantly between them. There are many four-bedroom houses in these areas but you can also find upscale two and three-bedroom apartments in a few of them. Properties are usually well maintained and professionals tend to rent or buy them. These neighbourhoods around Seven Mile Beach are generally quiet areas, near to restaurants and the beach. There is also a very good school in Camana Bay called Cayman International School, which follows the International Baccalaureate education system and accepts children from two to 18 years of age. It is currently undergoing a major expansion and will be able to accommodate just over 1000 students by 2020. The commute to town in the mornings is pretty quick as you

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have the option of the Esterley Tibbetts Highway or West Bay Road. Britannia apartments are popular and vary in price, but based on the large number of units you can usually find a motivated seller. Apartments have either canal, pool or park views and the property is walking distance to Camana Bay and all its great facilities. Snug Harbour lies to the east of the West Bay Road and is reached from the Esterley Tibbetts Highway. This is a sought after residential area and is very popular with families. As well as being family and dog friendly, Snug Harbour has the advantage of being close to Seven Mile Beach and Camana Bay with easy access to George Town and West Bay. The area has two roads, Jennifer Drive and Andrew Drive, which run parallel West-East and finish at the North Sound. There are a number of intersecting roads in-between. Much of the residential housing consists of detached family homes with gardens, ranging from modest two bedroom homes to more upscale, five/six bedroom residences. However, there are several apartment buildings and townhouses here too, particularly towards the North Sound. Residents of Snug Harbour enjoy the added benefits of use of the Snug Harbour Park. This consists of a tennis court, a basketball court, a children’s playground and a large grassy park. This is a popular meeting spot for families. Residents can book to use the tennis and basketball courts online. Palm Heights drive lies to the South of Snug Harbour and is accessed through the main Snug Harbour entrance. This is another popular residential location. One side of this road lies on the picturesque Britannia Canal, where you can find a number of attractive residential canal front houses and apartments. The other side of Palm Heights consists mostly of detached family homes, some with beautiful gardens. Palm Heights Drive is often mistakenly considered to be part of Snug Harbour, but this is not the case. Whilst residents here use the Snug Harbour park

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and playground, they are not able to book the tennis and basketball courts. Camana Bay

and its Town Centre are situated on 685 acres that stretch from the sea on Seven Mile Beach to the North Sound on the other side. The design of Camana Bay is based on New Urbanism; a planning model that promotes “walkability” through a mix of housing, shops, restaurants, public spaces, schools and parks. Streets and walkways are interconnecting, offering a 1011 safe and scenic stroll or bike ride, while shady courtyards nurture social gatherings and a sense of community. Traffic is also minimal and developer Dart Real Estate has continued that theme, building a Finding a Home

Camana Bay

four-lane vehicle underpass so pedestrians can safely travel from Seven Mile Beach over West Bay Road and over the bypass to Camana Bay’s town centre and waterfront. Designed by a team of award-winning architects and planners, Camana Bay has a contemporary style inspired by traditional Caribbean architecture and is landscaped with beautiful mature trees and native plants to give it a distinctly Caymanian character. With a cinema (Camana Bay Cinema), notable restaurants, supermarket (Foster’s Bay Market), a weekly Farmers & Artisans Market, a working ceramics studio, a yoga, sports massage and physiotherapy studio, bookstore, clothing stores, doctors’ offices, pharmacy, a 24-hour gym, two schools, residential housing and prestigious office space for businesses, Camana Bay has become a very popular place to live simply because it welcomes the return to a traditional style of community – a friendly neighbourhood. Residential rental options include The Terraces, which are a collection of 63 one and two-bedroom apartments

(some of the two-beds have a den which could be used as a third bedroom) with over 20 different floor plans. Beautifully decorated with spacious private balconies, fully-equipped contemporary kitchens, state-of-the-art electronics and flat screen televisions, The Terraces also boast around the clock security and property management, underground parking and video entry lock systems. They are available for long-term rental and are located in the heart of Camana Bay’s Town Centre. Monthly rental prices start at approximately US$3,000 for a one-bedroom unit and the rental agreement comes with a host of value-added benefits. These benefits include access to Camana Bay’s private beach park on Seven Mile Beach which has hammocks, beach chairs, kayaks, Yolo boards, fresh water showers and wonderful old seagrape trees for shade which children will love to climb. Each of the two Terraces towers has its own pool and leisure area with a lap pool, fresh water showers, bathrooms and seating areas which include

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a large dining table and an outside kitchen with a high-end gas barbeque. The area can be reserved for parties. Also included in the rental agreement is membership to Anytime Fitness, a fully equipped, stateof-the-art 24-hour gym. The Terraces are equally popular with families and young professionals and pets are welcomed. Renting at Camana Bay is all about the lifestyle it offers more than anything else. Being able to walk everywhere (particularly if your work place is located there) and having everything taken care of for you, as well as access to world-class dining, entertainment (concerts and festivals), shopping and children’s activities right on your doorstep, is incredibly appealing.

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South Sound

SOUTH SOUND

South Sound is currently seeing a boom in

development. Take a drive down South Sound Road and you will see numerous developments on both sides of the road. The popularity of South Sound isn’t surprising given its proximity to the water, schools and George Town. It is also home to the Cayman Islands Rugby Club, Tennis Club and Squash Club, a public dock, a government boat launching ramp, beaches and a new seaside boardwalk.

Why trust the purchase or sale of your property to just any real estate firm? Our family has been synonymous with Cayman real estate for almost 50 years. Along with specializing in residential, canal and water front property and commercial sales, we are the exclusive agents for upscale property developments such as Crystal Harbour, Lalique Pointé, The Cays at Rum Point, Harbour Reach, The Channels, FINN and SOLARA. Trust us with your next real estate move.

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Cayman Enterprise City is set to build its main 850,000 sq ft campus in South Sound in due course, and when built this 70-acre site will form a mixed-use development around a 10-acre lake. One downside to South Sound being such a popular area to live is that the traffic during rush hour can be bumper to bumper the entire length of South Sound Road. Apart from SMB, South Sound is one of the most convenient and, therefore, expensive areas in which to buy or rent on the Island. Canal Front Living

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There are a number of waterways which cut inland from the North Sound creating canal subdivisions that are a very nice and a more affordable alternative to buying or renting a property directly on the oceanfront. If you are planning to buy a boat, you cannot beat the convenience of having a dock right in front of your home or apartment. There are 20 canal subdivisions in Grand Cayman, half of which can be found along the Seven Mile Beach corridor and West Bay, and the other half run east from Prospect to North Sound Estates and the Cays in Rum Point. Canal subdivisions take time to mature and to be built-out and this will have a significant effect on the values that land and homes in these areas can command. Over time this will change as various subdivisions develop and it is something to think about when buying. The following is a pretty straightforward and honest overview of the various canal subdivisions which can be classed into five levels, one being the most expensive and five being the most affordable. Some subdivisions straddle two levels and this invariably depends on specific roads within the area and the quality of the homes and landscaping on those roads. 134

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Tibbetts Highway, and residents are taking advantage of its boating facilities and two very good restaurants (Morgan’s and Bàcaro). In due course, a pedestrian trail to Seven Mile Beach will be built. New to the Yacht Club area is the gated waterfront community called Stone Island, which is being developed by the same people behind The WaterColours. Britannia is fading a bit, but is still very well-regarded and a convenient living location. One important consideration, if you are planning on buying land to build on, is that concrete pilings are required in the house foundations of properties in both the Yacht Club and Crystal Harbour. This raises the cost of construction considerably. Level 3: Good services with upper-middle class luxury homes. Well maintained with good covenants. Canal Point is in this class followed by The Shores and Mangrove Point, all gated neighbourhoods with evening manned security. Governor’s Harbour has lost its sheen due to there being no landscaping buffer from the

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Esterley Tibbetts Highway, and haphazard road maintenance, but could come back. A newish canal development in the area is Clipper Bay, which is located between Snug Harbour and Canal Point. Grand Harbour is the most conveniently located of the Eastern subdivisions and many of the homes here are high level properties. There are three distinct areas to Grand Harbour: the older and more developed side called South Reach, which is now a gated community, The Isles and The Estates, both of which have had a lot of building going on recently. The commercial area of Grand Harbour has a newly renovated supermarket called Hurleys, plus two restaurants and a very well-run and popular Skate Park which is very active in the evenings with 6-16 year olds. A little further east, Patrick’s Island has some older and beautiful homes with mature landscaping and wide open basins. It also backs onto a huge sway of undeveloped land with numerous dyke roads cut into it which lead to the North

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Top-of-the-line estate homes. Meticulously maintained with strong covenants and manned security gate. Vista Del Mar and Salt Creek are first in class in these tier one communities because of their formal security and attention to detail, well maintained public open spaces and the quality of the homes build within. The most expensive non-beachfront homes are found here. Camana Bay will probably fall within levels 1 and 2 when they begin to sell their canal homes, construction of which is due to start in 2019. Level 2: Excellent maintenance and services. Luxury homes with a manned security gate and strong covenants. Crystal Harbour leads this class of the field and has been one of the most actively developed canal subdivisions on Grand Cayman in recent years. New to Crystal Harbour is the upscale sub-neighbourhood of Lalique Pointé and recently sold out Cypress Pointe North developments. The redeveloped Cayman Islands Yacht Club has benefitted the most from direct access via the Esterley Level 1:

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Sound, via numerous inland lakes, and are lovely for walking dogs, running and getting away from it all. Sunrise Landing rounds out this level. Both of these last subdivisions are popular with successful local entrepreneurs. No houses are built in the Cays yet. Level 4: Decent services with mixed mid-level homes. Older subdivisions like Red Bay, Omega and Prospect all have their “good” and “not as good” sections. As one of the newest projects, Newlands Sound has the potential to move higher but has no homes yet, though land is for sale. Palm Heights in Snug Harbour has the benefit of looking across at Britannia, but this area contains mainly duplex properties. Canal subdivisions in this level: Palm Heights, Omega and Newlands Sound. Sunrise Landing and the Cays at Rum Point all straddle level 3 and 4. Prospect, Red Bay and North Sound Estates all straddle level 4 and 5. Level 5: Minimal maintenance and either no covenants or these are not enforced.

Midlevel to lower-value homes, but most still to a very reasonable standard. All these subdivisions are similar and are mixed quality developments. The developers are now deceased, so there is no consistent ongoing maintenance responsibility. North Sound Estates is farther out, but has been quite active due to pricing. Some homes are very nice, but there is too much debris around keeping prices down. Canal subdivisions in this level: Red Bay, Prospect and North Sound Estates, all of which straddle level 4 and 5, depending on which street you are looking at. Prospect & Red Bay

P ROSPECT & RED BAY

Prospect and Red Bay, which are right next to each other, are one of the fastest growing

areas in Grand Cayman. They are close to George Town, the schools and the Grand Harbour Shoppes which has various shops, a school, two restaurants, a large supermarket (Hurley’s Marketplace), and the Caribbean’s largest skate park: The Mountain Dew Black Pearl. There are also two banks in the area, as well as the Department of Vehicle and Drivers Licensing. Also in the Red Bay area are the Cayman Islands Sailing Club, King’s Sports Centre and Powerhouse Gym. The commute to town (outside of rush hour) from this area is relatively quick (10 minutes), but traffic does get backed up during rush hour at the Hurley’s roundabout. Expect the regular commute at the height of rush hour to take 35 minutes, but you can shave 15 minutes off that time if you live at Grand Harbour. There are lots of residential homes in this area with a mix of inland, canal front and oceanfront properties. There are a few really nice areas to look out for in Red Bay and Prospect: the first is Old Prospect Point Road, a quiet beachfront community found on a winding road where longtime Cayman residents have built very exclusive million-dollar homes. The second area, called Patrick’s Island, is an upscale residential area with canal frontage, where land is still available and many desirable four and five-bedroom homes have been built. The third is Grand Harbour, which is located immediately behind Hurley’s Shopping complex. Consisting mainly of canal front homes: the south side of it, called South Reach, is a gated community and almost completely built out. The other side of the canal has the Isles and the Estates and it has been very active area in terms of new home construction. West Bay

WEST BAY

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port, with an influx of several cruise ships almost daily and cargo ships unloading most evenings. The main roads in George Town are North and South Church Street, which run through town parallel to the sea. Walkers Road has most of the schools on it and also many residential properties. Smith Road, Shedden Road and Eastern Avenue cut through town and run down to the waterfront roads off North and South Church Street. Most of the properties in George Town are mid-range in price. It is a good area to live in if you have schoolaged kids, as the main school areas are on Smith Road and Walkers Road and are literally five minutes from the town centre. Also, with increasing traffic levels, it means you will avoid the main rush hour traffic jams (the routes in from West Bay/Seven Mile Beach and the Eastern Districts are slow-moving at peak times). Private prep and high schools in this area include St. Ignatius Catholic School, Cayman Prep and High School, Triple C, Cayman Academy, Calvary Baptist Christian

Academy as well as Truth for Youth. A lovely neighbourhood off Walkers Road where houses occasionally come up for sale (and are quickly snapped up) is the upscale Webster’s Estates. All the homes sit on larger than usual plots, have mature shade trees, large gardens and are architect designed. No apartment complexes have been allowed to be built in Webster’s Estates, so there is a quiet community and family feel to the area. On the apartment front, there are many condominiums for rent (or sale) off Walkers Road starting at CI$850 for a studio, CI$1,100-CI$2,100 for a one-bedroom apartment and CI$1,250CI$2,700 for a two-bedroom unit. Some of these apartments look and feel dated, so it is worth looking around and not getting discouraged, as there are some gems as well. A few of the nicer options in this area include the townhouses at The Retreats and also the L’Ambience complex off Fairbanks Road. The latter has a multitude of mature shade trees, lush landscaping, two pools and huge communal grassy areas. These

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George Town (GT)

GEORGE TOWN

George Town is

the capital of the Cayman Islands. It is located on the southwest corner of Grand Cayman and is a busy

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This is a residential area at the top western end of the Island. It is less expensive than George Town or Seven Mile Beach and there are some lovely homes and condominiums on or near the sea. The canal front area called The Shores commands premium prices on rentals and sales, as do properties on Boggy Sand Road, the last residential neighbourhood remaining on Seven Mile Beach. Popular seaside West Bay condos which offer long-term rentals include: Coconut Bay, Ocean Side Plantation, Westview and Villas Pappagallo. West Bay also has some wonderful restaurants including Calypso Grill, Catch, The Commadore, Cracked Conch, Macabuca, Ristorante Pappagallo, Boggy Sand Caribbean Kitchen, and VIVO. Tourist attractions like the Cayman Turtle Centre and both dolphin parks are also in West Bay. Diving from the Cracked Conch restaurant and from Lighthouse Point nearby is also very popular. Divetech, the on-site dive shop at Lighthouse Point is very welcoming, and friendly staff will explain where nearby dive sites are and they can also take you to the Kittiwake. You can also go horseback riding and bicycling along a rugged and little travelled beach called Barkers National Park, which spans part of the northern tip of West Bay. Barkers Beach is a nice area to get away from it all and is popular with dog walkers and kite surfers. Please note the area is always closed to vehicle and pedestrian traffic from sunset to sunrise. It currently takes about 20 minutes to drive from West Bay to George Town using the Esterley Tibbetts Highway.

are family oriented complexes and pets are allowed. If you are looking for high-end luxury, then check out Casa Luna, SeaView and Oceana. All are on the waterfront in George Town and offer luxury living for upwards of CI$ 1 million. Savannah, Lower Valley, Newlands & Pedro St. James

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supermarket, CNB bank, large pharmacy, medical clinic, liquor store, hardware store, gym, veterinary clinic, dry cleaners, several restaurants and a few other useful stores. This is great for residents in the area who no longer have to drive to Grand Harbour or to town for everyday essentials. Beach Bay

SAVANNAH, LOWER VALLEY, NEWLANDS & PEDRO

BEACH BAY

This is another area with both inland and canal front properties. Sunrise Landings and North Sound Estates (both canal front areas) fall within Savannah and Lower Valley. Both areas are very popular with young families as land is still affordable. You can also easily find canal front house plots for sale at a reasonable price. Inland you will find that properties for rent and sale in this area are family homes on larger plots with good-sized gardens and lovely shade trees. Savannah is one of the higher (above sea level) areas of Grand Cayman. The commute times have improved since the East-West Arterial Road opened, but it still slows down significantly near Prospect during the morning rush hour. There are many mature trees and open areas in Savannah. From late May to early August the poinciana trees (of which the area has an overwhelming abundance) flower and the sight as you drive through Savannah is breathtaking. Also located in Savannah is Pedro St. James Castle, a national historical site and oldest existing structure in Cayman. It is known as the “Birthplace of Democracy in the Cayman Islands”. Today it is lovely to walk around the Great House’s grounds while slipping back in time to Cayman’s early days. Countryside Shopping Village, located at the roundabout where the road intersects between Savannah, Pedro and the entrance to Newlands, has improved shopping in the area significantly. This village of shops has a Foster’s Food Fair

Beach Bay is on the right just before you get to Bodden Town. It has one of the highest elevations on the Island. If you drive all the way down Beach Bay Road you’ll find Sea Spray Drive, a coastal road with fabulous houses and apartments on it. One end of the road has a very private but a bit rocky beach, and the sunsets over the bluff at the other end of the coast road are amazing. The rents here range from high to exclusive.

Bodden Town

BODDEN TOWN

Those who venture out to Bodden Town love it. It is on the beach, away from the hustle and bustle and the rents are in the low to mid-range. The community still has the feel of a small Caribbean town, with a mixture of locals and expats living alongside one another. The beaches are rustic, usually littered with driftwood and dried turtle grass and are lovely places for walking dogs. Although the impression of a long commute may keep the faint-hearted away from Bodden Town, it takes just 20–25 minutes to reach George Town if you leave early or late enough and can miss the rush hour traffic.

Frank Sound & Cottage

FRANK SOUND & COTTAG E

Frank Sound is an area which crosses the Island as you drive towards Rum Point. It has affordable homes with large properties; the land is very fertile with mature shade and fruit trees. It is beautiful, especially after the rainy season. Another huge bonus of this area is the Queen Elizabeth II Botanic Park and the Mastic Trail, both of which are wonderful to explore, and are located just off Frank Sound Road. It is also the location of the Clifton Hunter High School.

North Side & East End

home with you), beachcombing deserted beaches, kiteboarding, sailing or having a ride on White Sand Sports’ exhilarating Jetovator which you can find at the Wyndham Reef Resort. North Side Living Life on the North Coast involves a long list of trade-offs. The distance from town, which has helped keep the old time Cayman lifestyle, is also a pain for trips to Seven Mile Beach, the airport etc. The prevalent onshore trade winds, which bring cool temperatures most of the year, also bring salt to coat windows and degrade electronics. On the flipside, the lack of neighbours means that the night sky provides brilliant star viewing due to the lack of ambient light. Living in North Side mainly feels like being perpetually on vacation. Almost every house, drive or walk involves a sea view and holiday atmosphere. This feeling is accentuated due to the fact that many houses are owned by long-term visitors, who have been

NORTH SIDE & EAST END

This is a beautiful and historical part of the Island. On the way to these eastern districts you will pass Pedro St. James’ Castle in Savannah, the Queen Elizabeth II Botanic Park in Frank Sound and the Wreck of the Ten Sails in Gun Bay. The residents in North Side and East End are said to be the friendliest in Cayman. The coast is dotted with sandy beaches littered with bleached coral and dried turtle grass washed ashore by previous storms. After a strong nor’wester it is enjoyable to walk along the beach to see what treasures have been washed ashore. The commute time from either East End or North Side to George Town will take at least 40 minutes (without traffic). Good restaurants in the area include Over the Edge, in the village of Old Man Bay, which serves great local seafood cooked with a French influence. Catch of the day is always good, as is their shrimp cooked in a Chablis sauce. You can take your own

Residential

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Commercial

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wine for a CI$13 corkage charge. Other restaurants include Kurt’s Korner which offers grilled fish, stewed beef and oxtail. There is also an Italian restaurant located by Foster’s supermarket in East End called The Italian Kitchen, which provides good basic Italian cooking, but is not open for lunch and doesn’t take reservations for the evening. In the heart of East End there is Tukka, which is an Australian/ Caymanian fusion seafood restaurant and Eagle Rays, which is run by the same owner as Tukka and is located at Ocean Frontiers. Finally, Vivine’s Kitchen, which is located on the water, is a rustic little restaurant with tables set up in Miss Vivine’s garden, where she serves up very good local food. It is packed on Sundays. Fun things to do in the area include: diving with Ocean Frontiers, walking the Mastic Trail (bring bug spray and wear walking shoes), snorkelling off the North Coast (remember it is a marine park so don’t break anything off or take anything

Finding a Home

1011

visiting Cayman on vacation regularly for twenty or thirty years. Others are shortterm vacationers staying at The Retreat, Island Houses or Kaibo Yacht Club Villas. Residents of other districts, particularly boat owners, often go for staycations in Rum Point/Kaibo houses, especially over long weekends. Many full-time residents are also retired, so very few North-siders actually commute into town to work. The journey takes about 50 minutes, but obviously depends on rush hour traffic. Other residents work locally, primarily in the tourist/hospitality industry. All those snowbirds need somebody to manage their rentals and look after their cars and boats while they are off-Island. Being relatively far from town means that some forward planning is needed for routine activities. Without a list, one is doomed to “pop back” at least as far as Countryside Shopping Village to pick up forgotten items. Organise your errands to make sure to get all your banking, shopping and other business done on one day. There is a

wide cross-section of society living in the district of North Side. With relatively few bars to frequent, the rich (if not famous) rub shoulders with the rest of the world. Nobody cares who you are, only if you have something interesting to say! A great advantage of living in a small community like North Side is the atmosphere; go to any bar or restaurant in the neighbourhood and you will know the staff, they will know you and you will also know many of the other clientele. The other side of village life is that your business is public property and virtually nothing that happens is a secret! If you don’t mind a cameo appearance in a slow moving “soap opera” you will love it! Rum Point

R U M PO INT

has a beautiful stretch of beach and faces the North Sound. It has shade, clear waters, exclusive million-dollar homes and some more affordable condos. The Rum Point Club can be reached by car, ferry or private boat and is a great place to hang out in hammocks, eat lunch at a picnic table and swim or snorkel in the safe and shallow water right in front of the sun lounger area. On Sundays the place is jammed and sometimes up to 50 boats are moored off the beach competing for the loudest music system! Nice things to do in the area include paddleboarding, waterskiing, kayaking, sailing and taking a boat to the Sandbar to see the stingrays. White Sand Water Sports offers a daily sunrise trip to Stingray City Sandbar. The boat leaves from the dock at Kaibo at 7am. It spends an hour at the Sandbar (the total time a commercial boat can anchor at the Sandbar) and you will be welcomed to a deserted Sandbar, save for a fever of hungry stingrays! Make sure to book well in advance, as it is incredibly popular. You can also fly fish the mini sandbar on the Eastern side of the lagoon entrance and take a bioluminescence kayak tour with Cayman Kayaks on a moonless night. The commute to George Town will take just under an hour, although a couple of residents commute by boat across the North Sound, but this means you have to leave a car at either end. The nearest supermarket is Foster’s Food Fair opposite The Wyndham Reef Resort in East End, but it is quite small. There is also a small rustic grocery shop, Chisholm’s on Rum Point Drive.

Rum Point

Cayman Kai

CAYMAN KAI

is just beyond Rum Point. There is a holiday home feel about the area and life is centred around the beach.

Cayman Kai

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CAYMANRESIDENT 2019

There are many luxurious houses and a few upscale apartments on the water. Prices in this area are high for large private homes but there are two-bed condos at the Kaibo Yacht Club which rent for about CI$2,000 per month. Some residents treat themselves by renting a house or condo here for the weekend. Call Cayman Villas (Tel: (345) 945 4144) to see what vacation rentals they have available. Great restaurants include the chilled out Kaibo Bar & Grill and the upscale Upstairs Restaurant which has a superb rum collection and a tasting menu with wine pairing. Kaibo also has a coffee shop, they sell ice, basic groceries and fuel for cars and boats. The commute into George Town at rush hour will take just over an hour.

the airport, two grocery stores, a gas station and couple of condo complexes in this area. Hence, the north shore of the West End has the highest population of residents on the Island. The famous Russian wreck dive, renamed M.V. Capt. Keith Tibbetts, lies just offshore. The Cayman Islands Department of Tourism Information Centre is located here, as well as West End Primary School (a Government Hurricane Shelter) and the Island’s only airport: Charles Kirkconnell International Airport. Stake Bay

OVERVIEW OF RESIDENTIAL AREAS IN little cayman

STAKE BAY (Cayman Brac)

The most easterly of the Cayman Islands, the Brac, is about 12 miles in length and just over a mile in width. Early Scottish fishermen who settled here gave the Island its name. Brac is Gaelic for bluff, named after the limestone ridge that runs down the centre of the Island reaching an elevation of 150ft at the eastern end. This is also the highest point on all three islands. The friendly Brackers share their island with over 200 different bird species and numerous iguanas. The dramatic scenery and rugged terrain boasts a plethora of hidden caves and winding trails that the whole family will love exploring. The atmosphere is tranquil, crime is almost non-existent and the people are friendly and welcoming. Cayman Brac is also famous for its superb diving, which should not be missed.

On the north side, Stake Bay roughly refers to the middle section of the island. Stake Bay is the capital of the Island and is where you will find the main Government building, the hospital, the museum, a grocery store and the Island’s only high school - the highly respected Layman E. Scott Sr. High School.

WEST END (Cayman Brac)

In Cayman Brac’s West End you will find

Little Cayman is truly little. Ten miles in length and one in width, it harbours a permanent population of fewer than 200. Even though it is a mere blip on the radar, the Island is a formidable destination for diving and offers some relaxing pursuits such as beachcombing, bird watching, bone-fishing and chilling in a hammock. The Island does not have a town as such, but the only grocery store, gas station, bank and clinic are all located near the Edward Bodden Airfield on the west.

The Bluff South Hole

THE BLUFF (Cayman Brac)

The Island’s gentle ascent eventually leads to the limestone cliffs which are its namesake. A lighthouse crowns the 150ft tall seaside edge of the bluff, providing beautiful ocean views. The birds circling overhead may eventually lead you back inland to the ancient woodlands of the Brac Parrot Reserve. It is home to many endemic flora and fauna species of the Cayman Islands. The Bluff has seen a significant increase in housing developments and it also has the Government owned, Cayman Brac Day Care Centre.

SOUTH TOWN (Little Cayman)

The Island’s most famous diving destinations, the Bloody Bay Wall and Jackson Wall, are both on the north side of this part and are easily accessible to divers staying at any of the resorts or villas in the area. Paradise Villas is the closest, but there are other good options including the Southern Cross Club, Pirates Point Resort, Little Cayman Beach Resort and The Conch Club. Most of the accommodations are within walking distance of the Edward Bodden Airfield. The Booby Pond is also the

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Finding a home

OVERVIEW OF RESIDENTIAL AREAS IN Cayman brac

West End

Eastern Districts Continue east to Watering Place, Creek and Spot Bay and you’ll find a true Cayman Brac welcome. “Mom and Pop” stores and small local restaurants showcase authentic souvenirs and traditional Caymanian fare. The Cayman Brac Heritage House is located between Creek and Spot Bay and compliments the Cayman Brac Museum, offering reenactments of our country’s past, with displays showing how islanders of the past used natural resources to create houses and tools. There are two primary schools, Creek Primary School and Spot Bay Primary School, in this area.

only RAMSAR site in the Cayman Islands (an internationally recognised important wetland) and home to the red footed booby bird. The indigenous Sister Islands’ Rock Iguana also roams freely on the island. There is also a Police Station, Clinic, School and Fire Station in South Hole.

Point. Point of Sand is located at the very tip of Little Cayman and is probably one of the most beautiful beaches in the Caribbean. The sea is crystal clear and incredibly inviting. Just don’t swim there after dusk - sharks also love this spot! Buying A PROPERTY

East Point

EAST POINT (Little Cayman)

Finding a Home

1011

Heading up the road away from South Hole, the Island becomes more and more of a deserted paradise. South Hole Sound is at the border of the two areas, and the beautiful South Shore provides stunning views on the way to Point of Sand at the eastern end of the Island, where you can gaze across the water towards Cayman Brac. Heading back on the northern side you will pass by Crawl Bay and Jackson

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CAYMANRESIDENT 2019

Buying a property in Cayman has many advantages, not least that if you are staying for some time, mortgages tend to work out cheaper than rents over a three to five-year period. There are no restrictions on foreign ownership of real estate if the property is for personal use and there are no annual property or capital gains taxes. If the property is rented out as an investment, then no tourist tax is payable if the property is rented to residents. Cayman’s Land Registry office enables transfers to be relatively quick and simple. Every piece of property is registered under a unique block and parcel number, which means every owner is registered and the Government guarantees the right of ownership. A potential purchaser may examine the records regarding any piece of property to check whether there are any liens, charges or restrictions on it. Unless stipulated within the covenants for a particular development, there are no time deadlines for building on raw land. The land can be held undeveloped indefinitely and many families are land banking for future generations. Planning approvals are valid for five years following the grant of planning permission. Building time in Cayman is relatively fast and most homes up to 3,500 sq ft can be built within a six to eight-month period from the commencement of construction. Allowing four to six months for your architect to design and obtain planning approvals and prices, you can expect to be able to design and build a home in just over a year. See the Building a Home chapter for more info.

time Caymanian buyer will pay no stamp duty if the property is below CI$300,000 (2% if it is over CI$300k but does not exceed CI$400k) and is going to be owner occupied. Stamp duty on bare land purchases by first time Caymanian buyers are set at 2% for land that is valued above CI$100k but does not exceed CI$150,000. There are some zoning exceptions. Stamp Duty is paid by the buyer on the purchase price or market value, whichever is higher (as assessed by the Lands and Survey Department), but NOT on chattels purchased with the property. The Duty must be paid within 45 days of a contract being signed. Other typical charges associated with purchasing are described below: > 1% charged on mortgages of less than CI$300,000 and 1.5% on mortgages of CI$300,000 or higher. You should budget up to 1% for legal and registration fees. > When building a house, provided that stamp duty is paid before construction begins, duty is payable only on the land value and not on the building after it has been built. There are building permit fees which are charged according to the square footage of the property being built. > When purchasing with bank financing, the bank will require a report on the ‘Market Value’ of the property. Each lender has its own rules but the report will usually need to be prepared by an approved firm of professional valuation surveyors. Aim to pay in the region of CI$400 for this report. Know Your Client/Customer Please keep in mind that the sale or purchase of real estate in the Cayman Islands constitutes as Relevant Financial Business for the purposes of Cayman’s anti money laundering measures. As part of the Know Your Client/Customer (KYC) requirement, your real estate agent or any professional acting in relation to a real estate transaction is required by the Cayman Islands Government to collect your identification details such as passport or driver’s license numbers and source of funds (by way of a bank statement),

as well as other relevant information to finalise the transaction. If you need further information about this requirement, please contact a legal conveyancing professional. Stamp Duty Exempts on Furnishings Stamp duty is not charged on the furnishings or chattels of a house. Some confusion has surrounded what is and what is not included. If you are not entirely sure how to calculate value, then call the Lands and Survey Department on (345) 244 3420 and they will be happy to discuss your situation. Check out their website www. caymanlandinfo.ky.

any liens or other encumbrances. A few law firms in Cayman have departments that specialise in conveyancing. Their job will be to prepare the paperwork for your mortgage and property transfer. They check that there are no encumbrances such as a mortgage lien, outstanding strata payments or old and unpaid water bills. They usually charge 1% of the property value unless a different figure has been negotiated. A typical simple transfer of land takes no more than three to four weeks, with registration of the new proprietor at the Land and Survey Department taking place four to six weeks after that.

transactional work from sales and purchase to conveyance and related residential and commercial financing for both individuals and corporations. SEE AD PAGE 70 Dentons Tel: (345) 745 5000 Email: info@dentons.com Forbes Hare Tel: (345) 943 7700 Email: cayman@forbeshare.com FrancisGrey Tel: (345) 815 2800 Email: cayman@francisgreylaw.com

Bodden & Bodden Attorneys-at-Law Tel: (345) 943 0303 and (345) 623 0303

HSM Chambers Attorneys-at-Law

Email: info@boddenandbodden.com

Tel: (345) 949 4766 Email: property@hsmoffice.com

Campbells Tel: (345) 949 2648

Maples and Calder

Email: llee@campbellslegal.com

Tel: (345) 949 8066

www.campbellslegal.com

Email: info@maplesandcalder.com

Campbells handles all aspects of property

Finding a home

Legal Conveyancing Conveyancing is the technical word that is used to describe the way that a property is legally transferred from one person to another. Technically, you can do the conveyancing yourself, but if the property is being bought with a mortgage, your lender will insist that you use a lawyer to confirm that the property is free from

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143

Ritch & Conolly

Islands law advice on all aspects of real estate

Tel: (345) 949 7366

transactions, including acquisitions, financing,

Email: dritch@rc.com.ky or www.rc.com.ky

disposals, development, management and

Ritch & Conolly has been at the forefront of

leasing. SEE AD PAGE 127

local real estate practice in the Cayman Islands since the 1980s. SEE AD PAGE 142 McGrath Tonner Tel: (345) 949 2740 Email: info@mcgrathtonner.com Solomon Harris Tel: (345) 949 0488 Email: ljamieson@solomonharris.com Symons & Symons Attorneys at Law Tel: (345) 745 7529 stephen.symons@symonsandsymons.com or peta.symons@symonsandSymons.com

1011

Walkers Tel: (345) 814 4644 Email: stuart.rowe@walkersglobal.com

Finding a Home

www.walkersglobal.com 188922_PRINT-IH-Resident-QrtPg-HPage Walkers’ real estate group offers Cayman

Mortgages & Borrowing Most banks and financial institutions in Cayman offer mortgage packages. Interest rates are quoted based on the KYD and USD prime rate published in the Cayman Islands by the retail banks. The prime rate in Cayman normally fluctuates in accordance with changes in the United States Government Federal Reserve rate, also referred to as the “New York Prime Rate”. Banks usually ask for deposits of between 10%–35% as a contribution towards the purchase price or construction cost. Long term interest-only mortgages do not exist in Cayman. Mortgage amortisation terms are normally offered from 15-30 years, but typically not exceeding retirement age, and can be taken out in CI or US dollars. It is worth comparing what kind of deal the 6/19/18 10:28:46 AM different banks will give you, as a variance

of 1% or even 0.5% on your interest rate will make an enormous difference. Banks will usually charge between 1-3% above the prime rate, giving the lower percentage rate to those with the greater deposit. Banks also charge a commitment fee of up to 1% of the loan amount and some charge an early repayment penalty. It is recommended that you establish a meeting with your chosen bank to determine the best possible rate and terms that can be offered. Cayman banks have historically been very cautious when lending money. Insurance Required for Mortgages A Property Insurance Policy collaterally assigned to the bank is required for all mortgages and many banks will also require a Life Insurance Policy so the mortgage can be repaid in the event of death. Your loan officer will advise on their bank’s specific requirements. Cayman Insurance Centre sells life insurance. Tel: (345) 949 4657. Strata Titles Residential property in Cayman is often sold as part of a strata plan if it is in a condominium or apartment complex. Most countries have the concept of freehold property, where the owner has ownership and responsibility for the land they own and all buildings on it. Strata ownership is less familiar to many people, but very common in Cayman. The following is an explanation of how it works:

If you buy a property which is part of a strata plan, you will have the freehold title of the house or apartment that is situated within the property in the plan. You will also own a share and have voting rights in the ‘strata corporation’ which owns all the land in the strata plan including estate roads, communal gardens, shared pools, etc.

The strata corporation has an obligation to insure the strata property and maintain it for the benefit of the shareholders, along with the right to recover the costs of doing so from them. There will be rules and regulations governing how the strata company is run (known as strata by-laws) and an annually elected committee that

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CAYMANRESIDENT 2019

is authorised to run the corporation.

project

Examples of monthly strata fees you might

quantity surveying, construction management,

market

expect to pay are: CI$375 for an inland two

claims consulting, valuations and appraisals,

valuations

bedroom townhouse; CI$650 per month

project monitoring and feasibility studies.

services. SEE AD pag e 146

and for properties on the water, especially

Blue Point Consultants

Charterland

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pay between CI$800–CI$1,200 (CI$400

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Tel: (345) 623 2772

maintenance, CI$336 insurance and CI$64

www.bluepointproperty.com

Email: info@charterland.ky

sewage charge). Your realtor will be able to

RICS registered valuer offering property

www.charterland.ky

find the exact strata fees for you.

valuations, development appraisals, feasibility

Services include: Valuations and appraisals,

studies, acquisitions and disposals, consulting

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management,

development and appraisal services including and

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and

reinstatement

construction

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for a three-bedroom inland apartment;

purposes and loss adjusting. Specialising in hotels and resorts. SEE AD t h i s pag e

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145

Finding a home

Property Valuations & Appraisals When applying for a mortgage, the current bank policy is to request that a property valuation be undertaken by a chartered valuation surveyor, or Royal Institution of Chartered Surveyors (RICS) registered valuer. It is usually the purchaser, not the seller, who has to undertake this step. A property valuation acceptable to local banks should be prepared to the internationally recognised standards of the RICS. The valuation report will give a general description of the property, describe any improvements to the house or the garden, pool, fencing, etc. (and work out their value to the property). It will take into account the location, give formal title details, include maps and photographs and provide invaluable background checks on the recent property sales in the area. It should also make particular reference to any encumbrances or leasehold interests on the property and should set out the valuation methodology used by the valuer. In addition to providing the bank with the information that the lender requires for financing purposes, a professionally prepared valuation report should also provide the purchaser with the reassurance that they are paying fair market value for the property.

JEC Property Consultants Ltd. 96 Mary Street, George Town Tel: (345) 945 5930 Email: contact@jec.ky or www.jec.ky Services include: Property valuations, home buyers

reports,

development

appraisals

and feasibility studies, construction cost estimates, residual valuations, investment

listed in the next section of this chapter.

Planned Special Assessments: If you are buying a condo, a good realtor will request a report from the strata’s property management

company

that

confirms

whether any special assessments are planned on the apartment complex. Special

Water Bills: Make sure the final water bill on

assessments may involve considerable

the property has been paid by the previous

costs and you might well be able to get the

negotiation of compensation for compulsory

owner. Water companies are under no

existing owner to pay for them (or have

purchase, market rent valuations and valuation

obligation to reconnect water supply to

them deduct it from the sale price).

of leaseholds. SEE ad page 145

accounts that have been disconnected

Hidden Costs: Ask your realtor to request

due to non-payment and still have unpaid,

a breakdown of the monthly costs of

Quayside Surveyors Ltd.

past-due

also

running the property in the summer and

Unit 2, Bldg B, Cayman Center, Dorcy Drive

encouraged to ensure previous water

in the winter months. It is not uncommon

Tel: (345) 946 0662

bills have been paid for by the landlord or

for a four-bedroom house on a 1/3 acre

Email: alex@quaysidesurveyors.ky

previous tenant prior to moving in.

(particularly in a windy position) to have an

charges.

Renters

are

Air Conditioner Servicing: Another thing

average water bill of CI$650 per month and

Chartered Surveyors and RICS Registered

worth checking, is whether the property

an average monthly electricity bill in the

Valuers.

www.quaysidesurveyors.ky

Finding a Home

technician does, and why it is important, is

for insurance purposes, assessment and

valuations, reinstatement cost valuations

1011

Pitfalls To Avoid There are various pitfalls you will want to avoid when buying a property in Cayman. Many, such as unpaid strata fees by the previous owner, will be caught by a conveyancing lawyer during title checks. However, there are other pitfalls which are less well-known but equally easy to avoid:

and

owner has been regularly servicing the

region of CI$1,000-CI$1,500+ depending

leasehold valuations, reinstatement valuations

a/c units. A lack of regular maintenance

on the month of the year, size of the house

for

Services

include:

Freehold

development

will greatly reduce the life expectancy

and whether the property has been well

appraisals, residual valuations and landlord and

of air conditioning condensers and new

insulated (if the house has Icynene spray

tenant.

systems can cost thousands of dollars. As

foam insulation in the attic, it will not only

a condition of the sale, request that the

significantly reduce your electricity bills

seller have the property’s units serviced

but help hold your roof together in the

and provide a report on their condition.

event of a major hurricane).

insurance

purposes,

Pest Control: It is worth checking if the previous owners have had the property sprayed regularly for ants, roaches,

Chartered Surveyors

termites and other pests. If you do not

Resort, Commercial & Residential

have your house sprayed regularly, you will

Valuation / Appraisal Services

quickly find you have an ant or even worse, roach infestation problem. If you are buying

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a wooden house, get the house checked for termites before you buy the property.

MEP Report, Home Inspections and Site Surveys: As a condition of purchase, it is very important that you get a Home Inspection and/or a MEP report (Mechanical, Electrical, Plumbing) done on the property before you finalise the sale. Significant problems can reduce the value of the property. If you are purchasing raw land, then a Conditions Site Survey is

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recommended by a qualified engineer who will assess, among other things, whether

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your new house will need to be built with pilings, thus hugely increasing the cost of

Regulated by RICS

building. More information on what the 146

CAYMANRESIDENT 2019

Home Inspections & Site Surveys If you were to buy property in England, you would have a Chartered Building Survey completed. On the other hand, if you lived in the United States you would have a Full Home Inspection done by a licensed home inspector. There are companies that provide both services in the Cayman Islands and it is highly recommended that you have one done when purchasing a home. This section will provide information about these two distinct services. A Building Condition Survey will include an inspection by a civil or structural engineer who will examine the roof, insulation, flooring and the condition of the walls of your home, as well as other structural areas. They will also check whether your appliances are up to code and will recommend whether a MEP (Mechanical, Electrical and Plumbing) report needs to be done by professional technicians. A Home Inspection

operate in the US and the Cayman Islands. They

BCQS Property Management

lead comprehensive home inspections, including

2nd Fl, Whitehall House, 238 North Church St.

full examinations of homes, which include

Tel: (345) 949 9300

structural integrity, exterior and site, all interior

Email: tnh@bcqs.com

components,

www.bcqspropertymanagement.com

appliances

and

mechanical,

electrical and plumbing systems. The company

BCQS

specialises

the

proactive

also offers full construction services from

management of commercial and residential

remodelling projects to building multi-million

properties including stratas. They also have

dollar homes. SEE AD page 148

an extensive range of residential rental properties available. Professional services are

Property Management Services For the extensive number of property owners who live overseas and only visit the Cayman Islands on a periodic basis, property management is an invaluable service. A good property management company will advertise and market your property, screen prospective tenants, draw up a lease, handle all financial matters, produce monthly reports, handle all maintenance matters and be on call 24/7. Many realtors who specialise in rentals also offer property management services.

tailored to meet a client’s specific property

Avata Property Services Ltd.

JEC Property Consultants Ltd.

Tel: (345) 929 0435

96 Mary Street, George Town

Email: michael@avatapsl.com

Tel: (345) 945 5930

www.avatapsl.com

Email: contact@jec.ky or www.jec.ky

With

decades

Charterland A1 Plaza Venezia, North Sound Road Tel: (345) 623 2772 Email: info@charterland.ky www.charterland.ky Services include: Commercial, residential and strata property management, valuations and appraisals, feasibility studies, quantity surveying

and

cost

management

insurance loss adjusting.

working

JEC Property Consultants Ltd. provide property management for both residential

property professionals in the Cayman Islands

and

use their combination of talents to provide their

include: tenant screening and placement,

SEL Consulting

clients with a complete, one-stop service. They

regular property inspections and reporting,

702 George Town Villas, Snooze Lane, SMB

manage stratas, office and retail developments,

management and supervision of maintenance

Tel: (345) 947 9330 or (345) 525 0209

residential

contractors, mail collection, arrangement and

Email: selsam@candw.ky

properties. SEE Ad page 148

and

vacation

rental

and

throughout the Caribbean, Avata’s team of

homes

experience

management requirements. SEE AD page 151

commercial

properties.

Services

attendance at AGM/EGMs, strata financial

www.selconsulting.net

management including estimating yearly

SEL Consulting are consulting engineers that

budgets, invoicing and collections, income and

are members of Cayman’s equivalent to the Institution of Civil Engineers called CASE (Cayman Architects, Surveyors and Engineers) and they provide structural surveys or home inspections and site investigations, as well as structural design services. SEE AD this page WestPoint Inspections Tel: (345) 936 2454 Email: info@westpoint-inspections.com www.westpoint-inspections.com A team of professional general contractors and home inspectors licensed and qualified to

www. c a y m a n r e s i d e n t . c o m

147

Finding a home

conducted by a licensed home inspector will include a full examination which will consist of structural components such as foundations, floors, walls, ceilings, hurricane straps and roof. They will also check all interior components – doors, windows and all appliances, testing the safety and functionality of all items. A licensed home inspector is also qualified to inspect the mechanical, electrical and plumbing systems of the home. An inspection report is then provided, noting all findings, and actions for remediation. A similar approach should be taken when seeking to purchase a plot of land; while it may look like the lot is filled properly, it may be overlying soft peat or have other ground conditions which would require you to pile your future property at the cost of tens of thousands of dollars. Therefore, a site investigation is a must. A simple trial pit or more complex borehole test and accompanying report will reveal the build-up of the underlying ground conditions. This technical data can then be utilised by your structural engineer when designing and calculating the foundation structure that is necessary to support your home. In fact, almost all builders will require this report before commencing construction on any parcel of land especially canal front property in Grand Cayman.

collections and bill payments, accounting and

expenditure statements etc. SEE AD pages 145

book keeping services. SEE AD opposite page REM Services Locale, Unit C1, 455 West Bay Road, SMB Tel: (345) 946 8664 Email: rent@remservices.ky www.remservices.ky Residential and commercial rental valuations and leasing, vacation rentals, long term rentals, property advertising and viewings, tenant vetting and placement, lease and inventory preparations,

full

property

management

services including rent collections, inspections and repairs, strata management, accounting and financial services. SEE AD PAGE 150 Tessa Hydes Property Management 210 Regency Court, West Bay Road Tel: (345) 949 5134 Email: thpm@candw.ky or www.thpm.ky

1011

Services include: Tenant placement, 24/7 emergency call service, property advertising and showing, tenant screening, property

Finding a Home

inspections

and

maintenance,

lease

agreements and inventory preparation, rent

Realtors - Sales When buying a property, it’s more productive to work with one real estate agent. As mentioned before, the Islands MLS is run by CIREBA (Cayman Islands Real Estate Brokers Association) and it ensures the best market coverage to view each and every property on all three Islands. Depending on your market at home, this may be unusual for some, but this is how it works: a seller will list his/her property with a specific agent, that agent then enters the property details into the MLS (Multiple Listing System) which is accessible to all CIREBA agents. In other words, the agent you are comfortable working with will show you all the listings, regardless of with whom they are listed. The agents all cooperate with each other, so there is no need for you to reach out to different offices. The realtors generally work on commission only, so using the

time and resources of one realtor and then jumping to another is definitely frowned upon. Realtors will help you gather all the information you require, shortlist properties, take you back for second viewings, write up an Offer to Purchase, follow through with all your conditions and attend the closing with you. Once you have made an offer, you will need to supply the following information: your passport, driving license, a current utility bill, source of funds letter, mailing address, occupation and date of birth. One of the additional benefits of using a CIREBA realtor is that they know the best lawyers, bankers, surveyors, appraisers, home inspectors, contractors, structural engineers, handymen and property managers. They know the deal makers and the deal killers; the most expensive and the most reasonable; and those who can meet deadlines and those who cannot. Amber Yates - Century 21 Cell: (345) 926 0396 or Office: (345) 949 2100 Email: ayates@century21cayman.com www.century21cayman.com

Property and Asset Management by Property Professionals

Amber Yates has been a CIREBA Real Estate professional in Cayman for over 17 years and is constantly an award-winning Top Performer

LICENSED, PROFESSIONAL

Avata’s Directors and Senior Surveyors are all members of either the Royal Institution of Chartered Surveyors or the Chartered Institute of Building, the world’s leading professional organizations for property professionals.

HOME INSPECTORS

Comprehensive Home Inspections Include:

Specializing in residential home management, strata management & commercial property asset management Avata guarantees that all of our managed properties are handled personally by a highly qualified and experienced Chartered Surveyor.

Property Grounds | Structural & Roofing Interior & Exterior | Electrical and Plumbing Air Conditioning Systems Insulation & Ventilation | Appliances Windows & Doors | Drainage & Waste Disposal

Contact Laura Jardine

Why Inspect?

laura@avatapsl.com

Exclusive Advocate for Buyers Objective Facts About the Home

Cell 916 7034

Know the ‘True Condition’ of the Home Before You Buy

for Century 21 specialising in a bespoke service to enable you to find your ideal property. Amber has an impressive portfolio of repeat clientele and will assist you in making the informed choice on all property decisions. Contact her today. SEE AD PAGE 140 Azure Realty Limited Tel: (345) 946 2987 Email: info@azurerealtycayman.com www.azurerealtycayman.com Established in 2008, Azure Realty Limited is a well-known boutique real estate agency

Michael Treacy

that strives to provide outstanding customer

Cell 929 0435

service to all their clients. They provide

michael@avatapsl.com

distinctive properties for their discerning

Professionally Licensed in the U.S. & Grand Cayman 19 Years Experience

clientele and can help with an array of real estate needs. SEE AD PAGE 138

(345) 936-2454 info@westpoint-inspections.com

Cayman Islands Sotheby’s International Realty Sheena Conolly – Broker/Owner

148

CAYMANRESIDENT 2019

Real Estate Gallery, Governors Square, SMB

IRG - International Realty Group

Tel: (345) 623 1234

Jeremy Hurst – Owner/Broker

Email: info.cayman@sothebysrealty.ky

Tel: (345) 623 1111

www.sircaymanislands.com

Email: info@irg.ky

A professional team of realtors that offer great

www.irgcayman.com

concierge attention to the real estate market.

International

They work with you to find the right style and

established by Jeremy Hurst in 1994 and they

price point that suits you; whether that is a

specialise in luxury residential and commercial

luxury home, a Seven Mile Beach condo, land for

real estate. They have seven CIREBA trained

development, an oceanfront residence in Cayman

agents with extensive experience and they

Kai or a cottage somewhere else in Grand Cayman,

are members of the ‘Leading Real Estate

Cayman Brac or Little Cayman.

Companies of the World, Luxury Portfolio’ as

SEE AD PAGE 131

Realty

Group

(IRG)

was

Cayman’s Accommodation Locator of Choice!

well as CIREBA. Through these memberships Cayman Luxury Property Group

they can connect with more than 565 firms

Tel: (345) 945 6000

and 130,000 sales associates.

Email: info@caymanluxuryproperty.com

SEE AD PAGE 139

www.caymanluxuryproperty.com Kass Coleman – RE/MAX agent

company with 30 years’ experience in the

Tel: (345) 949 2396

property market, offering a one-on-one

Cell: (345) 916 0378

personalised “Luxury Service” to every

Email: kass.coleman@remax.ky

customer. Cayman Luxury Property provides

www.kasscolemanrealestate.ky

in-depth market analysis to buyers and sellers.

www.facebook.com/KassCaymanIslands

Their professional real estate agents will

Kass Coleman and her team member, Karen

ensure a trouble-free transaction throughout

Perry, have excelled in Cayman real estate

the real estate process. SEE AD PAGE 135

with RE/MAX for over 30+ years in all areas

Finding a home

A Caymanian-owned boutique real estate

of sales and marketing. Kass is a “Lifestyle Coldwell Banker/Cayman Islands Realty

Specialist” and will help you every step of the

J.C. Calhoun - Broker/Owner

way when buying or selling your property.

Tel: (345) 945 4411

Let her experience and proven track record

Email: info@cirealty.ky

work for you.

www.coldwellbankercayman.com

SEE AD PAGE 129

Real Estate Sales Rentals

Coldwell Banker is one of the largest real estate brokerages in the world, established in 49

Prime Locations Cayman

countries and territories. Operating in Cayman

Tel: (345) 936 8888

since the ‘80s, Coldwell has offices on all three

Email: paul@primelocationscayman.com

Cayman Islands, with knowledgeable agents

www.primelocationscayman.com

available and eager to serve their clients.

Prime Locations Cayman can help you

SEE AD PAGE 125

find the perfect home. They combine local

Property Management Relocation Assistance

knowledge, expertise and excellent service Crighton Properties

to provide a great customer experience.

Tel: (345) 949 5250 or (345) 945 1313

Whether you’re looking for your first home,

Email: info@crightonproperties.com

an investment property or simply trying to

www.crightonproperties.com

determine whether Cayman is right for you,

Since the early ‘70s, Crighton Properties has

Prime Locations Cayman can provide sound

provided their clients with expert advice about

guidance. SEE AD PAGE 137

T: (345) 949 5134 E:THPM@CANDW.KY

the local real estate market. They offer an extensive range of real estate options, whether

Provenance Properties Cayman Islands

you are looking to invest in a beachfront home,

Tel: (345) 640 7000

canal front lot or investment property.

Email: info@provenanceproperties.com

SEE AD PAGE 133

www.provenanceproperties.com

WWW.THPM.KY »

www. c a y m a n r e s i d e n t . c o m

149

Provenance Properties is a Cayman Islands

Williams²

affiliate of Christie’s International Real Estate, a

6 The Strand, Seven Mile Beach

global leader in luxury real estate. Provenance

Tel: (345) 623 9999

Properties specialises in representing luxury

Email: cathy@williams2realestate.com

Grand Cayman real estate, including the

www.willams2realestate.com

exclusive listing for The Residences at Seafire.

Voted one of the top real estate companies

This boutique brokerage provides exceptional

in the Caribbean, Williams² team of 14 Agents

service and valuable market insights.

specialises in buying/selling and renting luxury

SEE AD PAGEs 11 & 130

real estate and has one of the largest sales portfolios in the Cayman Islands. Catering to

Rhulens

global clients, they have an in-house translator

Cayman Tel: (345) 938 1000

who speaks five languages.

New York Tel: 1 (917) 836 9108 RENTING A PROPERTY

Email: sloane@rhulens.com www.rhulens.com Rhulens are primarily a buyer’s broker whose fiduciary responsibility is to the buyer. They are known for their attention to detail, exceptional service and unbiased advice. They offer full market research analysis and understand local market constraints. They also offer corporate

1011

relocations and organise everything from finding rental accommodation to opening bank accounts and getting your kids into school.

Finding a Home

SEE AD PAGE 58

Tessa Hydes Property Management 210 Regency Court, West Bay Road Tel: (345) 949 5134 Email: thpm@candw.ky or www.thpm.ky A leading real estate agency offering a bespoke sales service, providing excellent attention to detail and top customer service. THPM has a wide selection of properties for sale and specialises in matching the perfect people to their dream home, and helping vendors get the best value from their property. SEE AD page 149 West Indies Brokers Tel: (345) 943 9400 or Cell: (345) 916 7289 Email: info@westindiesbrokers.com www.westindiesbrokers.com West

Indies

Brokers

committed

upholding their reputation to achieving the finest investment for their valued customers worldwide. They specialise in Seven Mile Beach condos, developer properties, income producing properties and estates, as well as premier beach and canal front residences. SEE AD PAGE 136

150

CAYMANRESIDENT 2019

Starting Your Search Cayman no longer has a wide array of properties available to rent; in fact the inventory is slim at best and there is no central portal to view everything that is available. The best place to start is by contacting a realtor who specialises in rentals as they will give you what they have available, arrange viewings and drive you around to see properties. This is also free of charge. Alternatively, you can look on ecaytrade.com and see what rentals are listed there. As of July 2018 it has 225 rentals available. This is down from a high of 1,600 a year ago. This is a clear sign that Cayman is booming and there is not enough inventory. A realtor told Cayman Resident that they do see some availability in properties to rent in July as people leave the Island, but then August and September get incredibly busy again with new lawyers and teachers coming before the start of the school year. Also, the prices of rentals have increased significantly as the number of available properties has dwindled. Property owners know they can get great money for their rentals and so are charging as much as they can. Where someone used to be able to find a two bedroom condo in West Bay for CI$1,500 you now cannot get that same property for less than CI$2,000. To manage your expectations, it is important that you communicate your wish list to a realtor prior to your arrival. This will help give yourself a head start as the rental market can move extremely quickly. Have the following in mind when

you contact an agent:

Time-frame: The majority of tenancies commence on the first of the month. Having said this, landlords can be flexible

on your lease. In addition to the rent and deposit, you will have start-up costs related to your new accommodation:

if you ask and put a security deposit down

CI$100 for water, CI$200-CI$500 for

(typically one months’ rent). Most rentals

electricity (depending on the size of the

will not begin to be advertised until 4 - 6

property) and an estimated CI$150 for a

weeks prior to the start of the lease and

landline, cable and/or internet package if you require.

the rates will fluctuate throughout the year so wait until your permit has been

take care of maintenance costs associated with garden and pool care, pest control

very quickly; your options today may

and servicing of general systems such as

not be available tomorrow. Most realtors

A/C. If this is not specified within the lease

will give you a tour by FaceTime or send

agreement, be sure to enquire prior to

additional photos to allow you to decide

signing.

>> >>

Insurance: Insuring personal belongings

snatched up and rented before you arrive.

is the responsibility of the tenant. The

Price range: Be realistic. Rent in Cayman

property owner will be responsible for any

is not as affordable as you may be used to

issues that are not the fault of the tenant

and you may have to forgo that beachfront

i.e. inclement weather, a burst pipe or the

condo or extra bedroom to stay within

A/C system failing.

Furnishings: Most units come furnished.

Deposit: The industry standard for a rental

Some may be “fully-furnished” (linens,

security deposit is equivalent to a full

kitchenware and all appliances are supplied,

month’s rent. E.g. if you lease a property

as well as furniture). Prior to signing your

for CI$1,500/month, your deposit will

lease, ask for an inventory list showing

be CI$1,500. In addition to this, the first

everything that comes with the unit. You

month’s rent will be required to be paid in

will have to be prepared to supplement

full on or before you take occupancy.

anything missing.

Location: Again, be realistic, not everyone

Pets: A large number of complexes or

lives within walking distance to the beach

owners do NOT accept pets. Most which

or a shopping centre. A reduction in the

allow for pets will require an additional non-

commuting time is often one of the top

refundable security deposit, which can be

priorities for people moving to the Cayman

as much as CI$600 per pet. These funds

Islands, so you may want to make sure you

will be used to have additional, specialised

choose a property which factors in journey

cleaning of the unit done once the tenant

times to the office and schools.

has left and before the new tenant takes

Size: How many bedrooms do you need or

over the lease. Carpets, sofas and curtains

want? Many people like to have an extra

will all be professionally cleaned to make

bedroom for visitors, or even a home office.

sure that no animal hair remains. If you

Lifestyle: You will likely have to compromise

do not have a pet prior to entering an

on either your location, the size, or your

agreement, but wish to, you must notify

budget. It is recommended to prioritise

your landlord as a common courtesy as this

your list prior to the move.

bcqsrentals.com

could jeopardise your lease agreement.

>> Related Costs When you find the place that is right for you, you will be required to sign a lease agreement and pay the first month’s rent plus the deposit, on or before the start date

Finding a home

Maintenance Costs: Most landlords will

vain. The current rental market is moving

budget.

approved before you start your search in

before you arrive if you’re worried it will be

Utilities Deposit: Estimate approximately

Monthly Costs: You will be expected to pay water and electricity which will be based

+1 345 949 9300 rentals@bcqs.com

on consumption, the size of the unit and the age of the build. Your realtor will be able to give you an estimate on the unit prior to signing an agreement. Cable and internet

www. c a y m a n r e s i d e n t . c o m

151

may or may not be included in the rental rate. If it is included, it is usually a basic package and you can pay to upgrade with additional channels and/or greater speeds.

What to Expect In Cayman there are family homes, townhouses, condominiums, apartment complexes or rooms/apartments carved out of larger houses all available for rent. The most common type of properties available are two-bedroom condos or townhouses for which owners are looking for long-term tenants (1-year+ leases). The majority of residential developments will have a mixture of resident owners and long and short-term renters; expats and locals alike.

Finding a Home

1011

Realtors - Rentals For potential renters, the best approach is to email one of the realtors below, make a connection and have them guide you in your search. Please note that each agent or company will have their own rental listings, but they will have access to each other’s, as well as properties

listed on Ecaytrade.com. It is recommended that you use one agent in your search for a rental, to ensure there are no cross-bookings or miscommunications; realtors work with each other daily to find each other the best match for tenants and owners.

Email: karina.mcdermot@sothebysrealty.ky www.sircaymanislands.com/property/rentals Karina McDermot is an experienced rental real estate professional who is fluent in both English and Spanish. With a large client base, Karina has in-depth industry knowledge to assist you with all your rental enquires.

BCQS Rentals 2nd Fl, Whitehall House, 238 North Church St. Tel:

Centre Island Properties

(345) 949 9300

Tel: (345) 326 4790

Email: rge@bcqs.com or cbm@bcqs.com

Email: rge@bcqs.com

www.bcqsrentals.com

www.centreislandproperties.com

If you’re looking for the ideal apartment or home

Centre Island Properties is a premier real estate

to rent over the long-term, talk to the friendly

company having residential and commercial

professionals at BCQS Rentals. With full relocation,

properties available for rent in Grand Cayman.

check-in and check-out services, BCQS can help

SEE AD t h i s pag e

you every step of the way - whether you’re new to Cayman or an old hand. BCQS Rentals brings

REM Services Ltd.

quality tenants and landlords together. Review

Locale, Unit C1, 455 West Bay Road, SMB

their website today to see the latest rental listings.

Tel: (345) 946 8664

SEE AD PAGE 151

Email: rent@remservices.ky www.remservices.ky

Cayman Islands Sotheby’s International Realty

REM Services Ltd. is a professional property

- Karina McDermot

management company in the Cayman Islands

Tel: (345) 925 3800

with over 35 years’ experience. Providing services to clients on Island and overseas, REM specialises in residential and commercial

Centre Island Properties Leasing • Apartments • Commercial Centre Island Properties is your 1-stop shop for long-term residential and commercial leasing complete with a professional property management team on Grand Cayman

properties and beachside condos. Both shortterm and long-term rental options are available. SEE AD PAGE 150

Ritch Realty Ltd. Tel: (345) 949 9838 Email: info@ritchrealty.ky www.ritchrealty.ky Ritch Realty Ltd. is a leading real estate agency in the Cayman Islands specialising in sales,

Long Term Leasing: • Residential (apartments and condos) on 7 Mile Beach, George Town, West Bay, Snug Harbour and Palm Heights Drive.

property management and rental properties at

• The Residences at the Falls 48 luxurious condos in Seven Mile Beach across from the Westin Hotel. Available for long term leasing.

to clients since 1991. SEE AD PAGE 153

• Commercial (office, retail and large commercial warehouse spaces) on 7 Mile Beach and George Town

Tel: (345) 949 5134

premium locations in Grand Cayman. A family owned business and member of CIREBA, Ritch Realty has been providing real estate services

Tessa Hydes Property Management (THPM) Email: thpm@candw.ky or www.thpm.ky THPM is a leading real estate agency offering personalised services to clients. From luxury

www.centreislandproperties.com

Tel: (345) 326-4790 152

CAYMANRESIDENT 2019

• »

Email: rge@bcqs.com

properties on Seven Mile Beach to commercial properties in the capital, THPM offers a comprehensive

selection

properties

to clients. THPM also provides property

portfolios in the Cayman Islands. Catering to

Email: info@sunshinesuites.com

management and sales.

global clients, they have an in-house translator

www.sunshinesuites.com

who speaks five languages.

Known for its British colonial architecture, this

SEE AD PAGE 149

property is located across from a beautiful

The Terraces at Camana Bay Dart Real Estate, Camana Bay Tel: (345) 640 4000 Email: info@camanabay.com www.camanabay.com An exclusive property in the heart of Camana

Real Estate Photography Please refer to the Living In Cayman chapter for details on photographers who can take stunning images of your property whether it’s to sell or rent.

There are one and two bedroom options available and they come with direct access to all of Camana Bay’s renowned amenities. SEE AD PAGE 132

Williams² 6 The Strand, Seven Mile Beach Tel: (345) 623 9999 Email: cathy@williams2realestate.com www.willams2realestate.com

to shops, grocery stores and restaurants. It is also next to the North Sound 18-hole golf course. The resort offers well-manicured gardens,

freshwater

swimming

pool,

and fully equipped kitchens in all suites:

Bay owned by Dart Real Estate, The Terraces offer residents the ‘work, live and play’ dream.

section of Seven Mile Beach and is central

Temporary Accommodation Many companies offer new employees two to four weeks of temporary accommodation to assist with relocation. The 10% tourist tax will not be added to your hotel bill on presentation of your work permit. Options include: Sunshine Suites (Tel: (345) 949 3000), Comfort Suites (Tel: (345) 945 7300) and Shangri-La bed and breakfast (Tel: (345) 526 1170).

studio, deluxe or one-bedroom. Continental breakfast is served daily for hotel guests as part of the resort charge. The Sunshine Grill is open for breakfast, lunch and dinner and its restaurant, though casual, is highly acclaimed by TripAdvisor. Other amenities include high-speed wireless internet, a business centre, coin-operated laundries and exclusive admission to its sister property, The Westin, on Seven Mile Beach. This also includes full access to amenities which include multiple

restaurants, a spa, fitness facilities, the pool

Voted one of the top real estate companies Sunshine Suites Resort

and beach. Short and long-term rates are

specialises in buying/ selling and renting luxury

Tel: (345) 949 3000

available for local companies and residents.

real estate and has one of the largest rental

US Toll Free: (877) 786 1110

SEE AD this page

Finding a home

in the Caribbean, Williams² team of 14 Agents

Tropic Centre II Building, Oﬀ West Bay Road, Suite #9

Visit our Website

www.ritchrealty.ky

www. c a y m a n r e s i d e n t . c o m

153

home running your

Photos courtesy of Jonathan Sparrow, Deep Blue Images and Monika Wojtkiewicz.

How to maintain your home, pool and garden, organise domestic help and assess your monthly costs of living in Cayman.

R u n n i ng You r Hom e

MAINTAINING YOUR HOME

Maintaining Your Home 154 - Air Conditioning 154 - Electricians 155 - Home Security 155 - Pest Control 155 - Set-Up & Monthly Living Costs 156 - Quarterly Spraying 156 157 - Painting & General Maintenance - Plumbers 157 - Recycling 157 Cleaning Services & Domestic Help 158

154

Maintaining Your Garden - Landscaping - Plant Trees - Lawn Maintenance - Pool Maintenance

159 159 159 160 160

Sewage & Wastewater Treatment

161

Waste Disposal

161

CAYMANRESIDENT 2019

Many find that the quality of services, selection of homeware stores and the expert contractors found on Grand Cayman compares to major cities in North America. From furniture stores and carpenters, to home security companies and landscapers, Cayman living can be a breeze. But there’s just one catch— living in paradise is not cheap! Almost everything, from light fixtures to futons, that you may want for your home must be imported from overseas. Luckily, when it comes to maintaining a home there are many ways to avoid financial haemorrhage. First things first: ask your friends for suggestions. Then shop around before choosing a contractor or service provider to ensure that you keep your maintenance costs as low as possible. Read on for more great recommendations. Air Conditioning Air conditioning your home can have the biggest impact on your electricity bill. Keeping the temperature at the highest setting you feel comfortable with will help, as well as using an overhead fan, especially during the winter months when a fan may be all you need in the mornings and evenings. You can also save electricity by closing windows during the day, making sure your air filters are clean and that your home is well insulated. Finally, ensure that you have your air conditioning unit regularly maintained by a professional company to maximise its efficiency. There are ample

air conditioning contractors to choose from. When selecting an air conditioning system, presuming you are getting a new one, make sure that the system has a high Seasonal Energy Efficiency Rating (SEER). This can make a big difference in your energy consumption. Also, choose a system that is suitable to the area that you are seeking to keep cool — often certain systems are either too large or not adequate enough for the space you want to cool. An experienced licensed professional can advise you.

George Town, Tel: (345) 949 8622 or vist www. althompson.com. SEE AD PAGES 168, 172 & 285 Bon Vivant Bon Vivant sell and install luxury appliances brands (Bosch, Thermador, Viking, U-Line, Smeg, Kindred, Gaggenau. Alfresco, Coyote, Liebherr, Best Cooker Hoods, Electolux, Franke, Miele, Faber and Scotsman) and Tizzoni Cucine cabinetry. They also offer kitchen and bath space planning and design. Market Street, Camana Bay. Tel: (345) 623 2665, Email: info@ bonvivant.ky or visit www.bonvivant.ky. SEE AD pageS 176 & 286

Air Conditioning Contractors Below are a few contractors operating in the Cayman Islands who can advise, install, maintain and repair A/C systems. Although the cost of quarterly maintenance is often similar, some companies will include the cost of new filters, and others won’t. So shop around to get the best deal.

Tel: (345) 949 8000 (24-hour service) OtisAir Tel: (345) 945 7167

Mould Remediation, Decontamination & A/C Duct Cleaning & Sanitation With Cayman’s climate being hot and humid year round, it is very important to have your A/C systems regularly inspected and thoroughly cleaned. Life in the tropics often means that A/C ducts and vents will be susceptible to mould and bacteria growth if it is not regularly maintained by a trained professional.

They provide installation, repair and parts for all brands of appliances. Brands they sell include GE, Profile, Monogram, LG, Samsung, Frigidaire, Electrolux, Icon, Fisher & Paykel, DCS, Danby and Haier. 209 Dorcy Drive, Industrial Park, Tel: (345) 949 5211.

Electricians If you need an electrician, we recommend the following companies that have qualified and well trained staff to assist you with your electrical needs: Androgroup Ltd. Tel: (345) 949 8000 (24-hour service) DP Economy Services Ltd. They specialise in providing general home repairs, renovations and upgrades to small businesses,

homeowners

and

property

managers on a tight budget. Their other services include painting, plumbing, carpentry, decking, tiling, and electrical as well as general renovations and remodel. DP offers fair and

Eco Smart Cooling Ltd.

transparent pricing to clients. 80 Shedden Road,

Tel: (345) 936 2665

Elizabethan Square, GT, Tel: (345) 321 7562 or (345) 324 1547, Email: dpeconomyservices@

Parsons Air Conditioning

gmail.com or see www.dpeconomyservices.com.

Tel: (345) 949 3945

Appliance Sales, Service & Repairs A. L. Thompson’s They sell and install the following major home appliance brands: Whirlpool, KitchenAid, Miele, Sub-Zero and Wolf. 189 North Sound Road,

Home Security Cayman enjoys one of the lowest crime rates in the Caribbean. Burglaries do occur, however, they are usually crimes of opportunity. The majority of burglaries occur at residences when no one is at home,

The Security Centre Limited Tel: (345) 949 0004 Email: info@security.ky

Pest Control Cayman has a warm and humid climate, and consequently uninvited guests such as ants, cockroaches, termites, weevils, centipedes and scorpions also live here. Scorpions tend to be more prevalent after periods of heavy rain and home infestations can occur in large numbers. Although not particularly poisonous, they have a very painful sting and if any symptoms occur, you should visit the hospital or doctor as a safety precaution. Termites are a major problem in this region and can cause a lot of damage to a property. If you are planning to purchase a house it is important to have a termite inspection done prior to purchase. If you are planning to build a house it is important to have a pre-treatment for termites completed prior to building. Rodents are an all-year problem in Cayman and there are two species of rat and one species of mouse on-Island. People with pets will likely encounter ticks and

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Androgroup Ltd.

BrandSource Home Gallery

the entry is concealed and easy to access. It is suggested that you lock all doors and windows, particularly when you are not at home. There is a lock called ‘multi-lock’ which is unpickable and a new key cannot be copied without proof of identification by the property owner. They are expensive, but the police recommend these locks above all others available on the market. If you live in Cayman and are going away on holiday for an extended period, have a friend or a neighbour check on your home. If you are at home at night and have a deadbolt, use it. For added protection, you can also have an alarm system installed in your home, which can then be connected to a security company. There are a number of security companies across the Island that can advise you in relation to personal safes for valuables, alarm systems, security lighting, camera systems, and generally beefing up your home security. Here is one option:

fleas — local vets sell NexGard chewable tablets which are an effective flea and tick control medicine for dogs. Ticks are a particular nuisance during dry weather and if you have a tick infestation in your home, then a reliable pest company needs to spray the floors of your home twice over a twoweek period. Cayman has biting insects such as fire ants, mosquitoes and sandflies. It is the task of the Mosquito Research & Control

Unit (MRCU), established in 1965, to suppress the mosquito population and assist in preventing mosquito-borne diseases. The MRCU conducts aerial spraying with insecticides before the rainy season to kill larvae and evening sprays to kill adult mosquitoes. Fogging trucks are also used for ground spraying at times when mosquitoes are most active. To minimise mosquito problems on your property, ensure there are no

Living in Cayman: Set-Up & Monthly Costs (in CI$) Scenario 1:

Scenario 2:

Couple

>> >> >>

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Couple with 2 children (Ages 2 & 4)

Teacher earning CI$3,600 pmth and Administrator earning CI$3,500 pmth 1 small, but reliable second-hand car 1-bedroom apartment in George Town Other expenses include dinner once a week and a movie or a cocktail once a week Note: you may need to purchase two cars if you each need to work and live independent lifestyles

Motor Vehicle Costs

Purchase of a vehicle Motor vehicle insurance Drivers licences x 2 Vehicle licensing/inspection

$6,500 $450 $250 $215 $1,600 $1,600 $80 $200 $200 $11,095

Total Monthly Income Total Monthly Expenses

156

Apartment rent Telephone + mobile Water Electricity Internet Petrol Groceries

$1,600 $120 $60 $290 $80 $200 $700 $500 $3,550

Preschool fees (half-day) Prep school fees Domestic help (full-time) Domestic help health insurance Entertainment/Other Total living expenses

$355 $600

$2,500 $120 $90 $450 $80 $350 $1,200 $575 $1,070 $1,200 $160 $700 $8,495

Compulsory Monthly Expenses

Pension 5% Health Insurance

$7,100 $4,505

CAYMANRESIDENT 2019

$2,500 $2,500 $80 $300 $200 $24,280

Monthly Living Expenses

Compulsory Monthly Expenses

Pension 5% Health Insurance

$17,000 $1,000 $250 $450

Apartment Costs

Monthly Living Expenses

Apartment rent Telephone + mobile Water Electricity Internet Petrol Groceries Entertainment/Other Total living expenses

Motor Vehicle Costs

Purchase of 2 vehicles Motor vehicle insurance Drivers licences x 2 Vehicle licensing/inspection Apartment deposit First month’s rent Water deposit Electricity deposit Telephone deposit Total set-up costs

Apartment Costs

Apartment deposit First month’s rent Water deposit Electricity deposit Telephone deposit Total set-up costs

>> >> >>

Accountant earning CI$6,500 pmth and Administrator earning CI$3,500 pmth 2 second-hand vehicles: SUV and sedan 3-bedroom apartment in George Town Other expenses include dinner and a movie once a week and children’s activities

Total Monthly Income Total Monthly Expenses

$500 $950 $10,000 $9,945

open containers where water might settle and stagnate, as these areas are breeding grounds for mosquitoes. Large land crabs are common across the Island. Migrations are prompted by heavy rain and storms when thousands make their way to the sea to spawn, often running the gauntlet of crossing busy roads. Many Caymanians catch land crabs, so when driving in crab season, use caution and watch for ‘crabbers’ along the roadside. Crab is a delicious Caymanian delicacy found in local restaurants during crab season. Chickens and roosters roam freely in the Cayman Islands and can often be a nuisance. If they are interfering with your garden or waking you at all times of the night, you can request that a trap be set by the Department of Agriculture, who will then come and take them away. The service is free. Call (345) 947 3090. Non-indigenous, invasive green iguanas are a massive problem, and must not be mistaken with the endemic Cayman blue iguana, which is a protected species and is generally only found at the Botanical Gardens. The green iguana is a pest that breeds in large numbers and has no predators. Many parts of Cayman are overrun with them and they are voracious eaters. It is quite simple to catch iguanas with a long stick (12-14ft) with a noose made of weed-whacker line affixed to the end. Alternatively, call Joseph on (345) 939 6075 who is a registered DOT culler, and has a licence for an air rifle. He will come to your home, cull the iguanas and then dispose of them. You will need to pay him a few dollars per iguana and this depends on how hard it is for him to get the iguana. Quarterly Spraying at Home If you are buying a property you will want to know if the property has been sprayed regularly for pests. If renting, ask your landlord if they have a pest control company that sprays quarterly to control ants, scorpions and cockroaches. Most property owners will do this as a matter of course to protect their investment. If your

landlord doesn’t arrange this, it might be worth organising it yourself to keep pests at bay. If not mitigated, pests can become a serious problem in the Cayman Islands. A typical house, depending on size, costs between CI$135-CI$165 per quarter to treat. Treating a two-bedroom apartment costs in the range of CI$125-CI$140 per quarter. It is worth shopping around for the best rate before deciding on a company.

pay CI$10-$15 per hour. Plumbers Androgroup Tel: (345) 949 8000 DP Economy Services Ltd. They provide plumbing services as well as painting, electrical, carpentry, decking, tiling and general home repairs, renovations and upgrades. Their prices are fair and transparent.

Bug Busters

80 Shedden Road, Elizabethan Square, GT.

Established in 1989, Bug Busters offers

Tel: (345) 321 7562 or (345) 324 1547, Email:

effective pest control solutions for commercial,

dpeconomyservices@gmail.com

industrial and residential properties. They

dpeconomyservices.com.

www.

adhere to the Integrated Pest Management (IPM) approach, so Bug Busters employ nonchemical methods in certain cases, using the application of chemicals only when absolutely necessary. Services include: pest control, lawn and ornamental services, rodent control, structural fumigation, soil treatment and subterranean termite control. 246B Dorcy 7782, Email: info@bugbusters.ky or www. bugbusters.ky.

SEE AD PAGE 159

Pestkil Ltd. Operates across all three islands and has been in business for over 35 years. Services include the control of cockroaches, rodents, ants, as well as all other pest control for residential and commercial locations; including lawn, shrubs and tree services. Pestkil is owned and run by a Doctor of Entomology (insects) and is the only provider of the Sentricon Termite Elimination

Do it right the first time!

Over 35 years in business

Serving all 3 Cayman Islands

System in Cayman. Pestkil’s external perimeter spraying (EPS) system is highly effective in the prevention of most pest problems in your home or business. Abacus House, 311 Walkers

Residential & Commercial Pest Control • Rodent Control Fire Ant & Carpenter Ant Control • Fly Control

Road, George Town. Tel: (345) 949 9145 or www.pestkil.com. SEE AD this page

Painting & General Maintenance There are a number of painting companies on the Island. One reputable company that also provides free estimates is Paint Pros Ltd. (Tel: (345) 949 7767). Painting contractors usually charge by the job rather than by the hour. For a general handyman ask a friend for a recommendation and be prepared to

Lawn Spraying & Feeding • Shrubs, Plants & Tree Spraying Pre -Construction Soil Treatment • Subterranean Termite Control • Termite Inspections/Reports Sentricon Termite Colony Elimination System

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Drive, Airport Industrial Park. Tel: (345) 949

Recycling Cayman has made progress in its recycling efforts over the last five years but there is still a huge way to go and a large education programme needs to be undertaken. Many people in Cayman either don’t understand the importance of recycling or don’t know just how much can be recycled. To date there hasn’t been any financial incentive to

recycle and separate thrash like Americans and Europeans have had. There are currently six recycling depots located at the Island’s three major supermarkets. Residents can recycle the following items at each of these locations: a) paper and cardboard, b) clean metal food cans (tin and aluminium), c) glass bottles and ceramic dishes and d) PET and HDPE plastics (#1 and #2). They no longer recycle any plastics higher than #2 check the bottom of containers to identify what level they are. Read the signs at each depot and follow the instructions carefully. Recyclables must be removed from plastic bags and placed in the correct bins. Remember to separate your waste and teach your children and your domestic helper, if you have one, about the importance of recycling and waste separation. Please make sure everything has been rinsed out and is clean, and please don’t allow them to put plastic wrappers, plastic bags and cling wrap in with the #1 and #2 plastics. It is essential that no additional waste

R u n n i ng You r Hom e

items are disposed of in recycling bins as they contaminate the recyclables and could cause them to be landfilled. Residents can also deposit recyclable items at the 24-hour dropoff site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular business hours. Camana Bay also operates a recycling depot, but they only collect glass and plastics (#1 and #2) at their site. Dry-cell batteries are also collected at the grocery stores or directly from businesses. Any new businesses wanting to participate should contact the DEH. Otherwise, take batteries to the grocery stores where they can be placed in a blue DEH recycling battery tube. Ask at the grocery store if you don’t see one. The collected batteries are bulked and sent to the US for recycling. Recyclables in Cayman Brac and Little Cayman are stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. Once at the recycling facility

at the George Town landfill, recyclables are sorted, processed and baled for shipment to recycling plants in the US. For more information about how you can recycle refer to the Being Green chapter.

upholstery cleaning and window washing. The agencies listed below can help: Hew’s Cleaning Services A family-owned company that provides trustworthy,

professional

and

efficient

cleaning services

commercial and residential cleaning services.

Whether you are a busy single professional or part of a large family living in Cayman, at some point you might find yourself needing the help of a professional cleaning service to give your home a proper, detailed clean. Fortunately, due to their relatively low cost, housekeeping services are an affordable luxury in Cayman. If you don’t go through an agency, it is easy to find someone via word of mouth. For a seasonal clean of your carpets, area rugs, windows and upholstery, it’s worth hiring a specialised team to do the job. In Cayman, there are reputable cleaning companies that offer various residential and commercial services such as carpet and area rug cleaning, housekeeping and maid service, natural stone and marble polishing,

Contact them for general and deep cleaning, as well as oven, carpet, cupboard and window cleaning. They also offer sanitising, marble polishing, upholstery cleaning and much more. They now offer a residential team cleaning service and they come prepared with supplies. A great, hassle-free service. Tel: (345) 949 0734, Email: hews@hews-janitorial.com or www.hews-janitorial.com.

SEE AD this page

K&A Services and Janitorial K&A

Services

and

Janitorial

provides

residential and commercial cleaning including carpet, upholstery, windows, power wash, tile and grout cleaning. Scheduled cleaning can be arranged to accommodate daily, weekly, fortnightly and monthly visits. Customer service and attention to detail are their greatest strengths, as well as being dependable and efficient. For more information on fees and other services they offer call or WhatsApp: (345) 326 3379, Email: assist@kandaservices. ky or find them on Facebook at: kandajanitorial. domestic help & Nannies

Family owned and operated in the Cayman Islands since 1977. Safe, professional, trustworthy, eﬃcient, friendly & caring...

oﬃces carpets maids upholstery �oors water restoration windows microbial restoration

hews@hews-janitorial.com 158

P.O. Box 10594, Grand Cayman KY1-1005 335 Dorcy Drive, Industrial Park

CAYMANRESIDENT 2019

marble mold �re restoration

Many families employ domestic help either on a full-time, live-in or part-time basis. Having a domestic helper or nanny is an affordable luxury in Cayman. Helpers are employed primarily to do housework, cook and care for children and pets. The domestic help network is mostly Jamaican and Filipino and you can often find someone via word of mouth. Make sure to ask for and check all references. You can also try an agency. Hiring through an agency: You may need to register with the agency if you would like to secure the same person on an on-going basis. They charge approximately CI$12 per hour for a minimum of four hours if hired on a full-day or half-day regular weekly basis. If you hire them as a one-off, the hourly rate is CI$14 (more if they supply

costs CI$650 per year, but a work permit for a ‘Domestic Helper’ does not need to be advertised and costs CI$250. You will also need to take care of your employee’s health insurance and pension, give them at least two weeks paid vacation per year and pay them double time for working any public holidays. A good employer will also pay for one airline ticket home per year. Other things worth noting are: you cannot submit your domestic helper’s work permit paperwork until your own work permit has been approved; it is illegal to make them pay for their own work permit; helpers are not allowed to have dependents on their work permit and the absolute maximum time they will be allowed to stay on the Island is ten years. You can take out a work permit for any nationality as long as you can demonstrate a genuine need. MAINTAINING YOUR GARDEN

If you live in a condominium or an apartment complex, the strata will generally have a garden maintenance company that will service the property regularly. If you find yourself having a garden to maintain, equipment such as lawnmowers and fertiliser are available from most home centres such as A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s. For garden maintenance and basic landscaping there are numerous companies that can help you. See the Lawn & Garden Maintenance heading further in this chapter. There are also very good plant nurseries that sell plants, grass/sod, trees, soil, herbs and have experienced staff who can advise you. If

you are renting, having potted plants on the porch is one way of personalising the space. Landscaping There are many good landscape contractors who can care for your garden once you buy a home. Almost all apartment complexes have someone maintaining the grounds as part of the strata. If you can find an independent gardener, expect to pay them around CI$15 per hour. Many gardeners will chop back plants, so be very specific about what you need trimming! Some also tend to kill grass snakes unless you specifically tell them not to. Grass snakes in Cayman are harmless and help keep the frog population in check. Plant Trees! Planting trees around your property will not only support Cayman’s fragile environment, but it will also help keep your house cool, provide shade outdoors while your children play in the afternoons and add tremendous character and value to your property. According to local resident Margaret Barwick, author of the book Tropical & Subtropical Trees, the emphasis should be on respecting and incorporating the indigenous flora where possible and preserving threatened environmental resources (i.e. don’t chop down that stunning old tree when you are clearing a plot of land for a property - move the tree and replant it or work around it). If you plant trees that are indigenous to the Island, that support the local wildlife (birds and bees in particular), they will be

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the cleaning products). The convenience of using an agency is that they train the staff, pay their health insurance, pension and will replace them if they can’t work for any reason. Agencies also interview and trial potential domestic helpers. Refer to the Having A Baby chapter for more detailed information on securing a fulltime domestic helper or caregiver through an agency. We recommend the following three agencies: AAA Caregivers Agency, Tel: (345) 916 5925 or www.aaacaregivers.ky. Best Home Care, Tel: (345) 947 2297 or email: bhc@candw.ky can help, or K&A Services, Tel: (345) 326 3379 or email: assist@kandaservices.ky. Hiring someone yourself: If you hire someone yourself then the going rate for a full-time (five days a week) helper is approximately CI$400 per week for an 8.30am-5.30pm day. For this salary they would be expected to be able to drive your children around safely. Helpers cost more per day if you only have them part-time; for an eight hour day allow CI$80. For overtime or babysitting you will find that everyone will ask for CI$10 per hour. If you hire your own helper on a fulltime basis, you must apply for a work permit. Paperwork and instructions can be collected from the Department of Immigration or downloaded from their website: www.immigration.gov.ky. Both the employer and the employee must fill in separate parts of the application and such things as a police clearance, passport photos and a full medical are required. They may be required to take an English test as well. It is worth noting that the Department of Immigration does not usually grant expatriates a work permit for domestic help, unless they show sufficient need, i.e. they have children who need looking after, in which case you will also need to provide certified copies of the birth certificate of each child to be cared for and think carefully about the information you provide in your cover letter to support your application. Please note, a work permit for a ‘nanny’ needs to be advertised in the newspaper for two consecutive weeks and

R u n n i ng You r Hom e

affected less by pests and you will have a garden full of birdsong and wildlife. These trees will also bounce back far quicker after a major storm. While coconuts are fast growing palms and provide nuts filled with delicious water and jelly, avoid planting them close to your property or play areas. Nuts may fall and hurt children if they play under them, so have the coconuts removed often. The Neem tree is a fantastic shade tree that grows fast and is drought-resistant. Also the bark, seeds and leaves contain compounds with proven antiseptic, antiviral, antipyretic and antiinflammatory properties. It is non-toxic to birds and is an important honey plant (i.e. bees love it). Another wonderful option is the Mahogany, an indigenous, endangered tree that does remarkably well in marl-filled land as it is salt tolerant, hardy and fairly fast growing. Though they do not grow as large, the Poui, Poinciana and Tabebuia trees are also very popular in the Cayman Islands and are easily spotted with their showy canopy of bright flowers. Avoid planting the Casuarina which is not native, very invasive and will take over your land quickly. The roots are also shallow growing and the fallen needles of the Casuarina also inhibit the growth of indigenous plants and it does not support any local wildlife.

lifted, or showing brown patches then you have a problem. The most effective way to treat it is to have a pest company spray the lawn every three months and make sure you water it well. Note that Zoysia lawns, if properly maintained, are absolutely beautiful, but they should be shaved down once a year during the rainy season.

With two unique locations, Vigoro is a fullservice landscape and design company with two plant nurseries. Both locations sell a large variety of seeds, plants, shrubs, trees, soil, accessories and much more. Walkers Road,

A plant nursery, sod and tree farm with up to

Tel: (345) 949 4270. Agricola Drive, Tel: (345)

10,000 trees all locally propagated. Tel: (345)

945 5236. Email: tom.balon@vigoro.ky or craig.

323 0722, Email: caymangrowers@candw.ky.

stewart@vigoro.ky, www.vigoro.ky or see www.facebook.com/VigoroCayman.

Every Bloomin Thing (EBT) EBT provides unique gifts, plants, and flowers from the traditional to the quirky. They carry jewellery, kitchen gadgets, flowers from around the world and hard-to-find unique plants to meet the needs of any gardener. Open Monday-Saturday 8am-6pm and Sundays 10am-4pm. 384 Crewe Road, George Town. Tel: (345) 945 1701, for Floral: floral@ebt.com. ky, for Landscaping: landscape@ebt.com.ky, for Garden: gardencentre@ebt.com.ky or visit www.ebt.com.ky. SEE AD page 295 Power Flower For over 30 years, Power Flower has been providing residential and commercial clients on Island with premier landscape maintenance and family of professional landscapers, irrigation specialists and tree pruners are committed to delivering outstanding service and timely

Bee Removal Services Cayman has a thriving community of bees which ensure that fruit trees bear abundantly and our farmers continue to produce the bounty that they do. However, sometimes these bees can overtake a corner of your garden and may need to be safely removed and relocated. Two people do this: Michiel Bush (Tel: (345) 326 5555) who is the other half of the amazing Britta Bush and their organic food company Saucha. There is also Otto Watler (Tel: (345) 947 1255) who lives in Lower Valley and produces ‘Pure Cayman Honey’ from his happy family of bees. They will both safely remove the bees from your property and hand you the honeycomb if there is anything to save. The cost usually varies depending on the complexity of the situation. Please do not kill the bees!

communication for every project on every property. 31 Orchard Lane, off Crewe Road, George Town. Tel: (345) 949 2256, Email:

945-7665 www.oasispoolscayman.com CAYMANRESIDENT 2019

Vigoro Nursery

fertilizers, terracotta pots, home and garden

DESIGN • CONSTRUCTION • SERVICE

160

SEE AD page 173

Cayman Growers

design services of the highest standard. Their

Lawn & Garden Maintenance Lawns in Cayman, and particularly those with St. Augustine and Zoysia grass, often suffer attacks from white grub, army worms and cinch bugs. If your lawn is coming up in clumps, like a carpet being

office@powerflower.ky, www.powerflower.ky.

Pool Maintenance If you rent or buy in an apartment complex then the strata will take care of the cost of pool maintenance. If you own a house with a pool, depending on its size, expect to pay on average CI$150 to CI$200 per month to have a maintenance technician come around once a week to add chemicals and vacuum the pool. Salt water pools with their essential component, a chlorine generator, are also now available. Other environmentally friendly products such as LED lights, variable speed pumps, solar heaters, cartridge filters and automation systems will help reduce your monthly bill.

Oasis Pool & Spa Oasis Pool & Spa offers a wide variety of pool services from regular weekly maintenance to the latest energy-efficient pool equipment to keep your pool sparkling clean and ready to swim. Tel: (345) 945 7665, Email: james@oasis. ky or www.oasispoolscayman.com. SEE ad opposite page

Pool Patrol Pool Patrol supplies and stocks pool and hot tub pumps, motors, accessories, chlorine

service providers, which can be found online at www.waterauthority.ky. Unlike the WAC’s wastewater treatment facility, the management of on-site wastewater treatment systems is a responsibility shared by the property owner, service provider and WAC. For more information please contact: developmentcontrol@ waterauthority.ky. Only use cleaning products that are septic tank safe, or you will kill the bacteria within it that make the septic tank function properly.

generators, heat pumps, gas heaters, pool WASTE DISPOSAL

tubs and patio furniture. Services include

The Department of Environmental Health (Tel: (345) 949 6696) is responsible for all waste management in the Cayman Islands. Residential garbage is collected once per week, while commercial garbage is collected based on the needs of the individual business. There is currently no charge for residential garbage collection but there is for condo and commercial garbage collection. No glass, particularly no broken glass, can be put in a garbage container, nor cardboard, which is completely recyclable. You should also not put tin cans, steel cans and plastics (# 1 and 2 only) in the garbage. They are all 100% recyclable and they need to be taken to the recycling bins at the grocery stores. Please make sure that the tins/bottles are rinsed out and put into the skips on their own (i.e. not inside a plastic bag). Please do not put cling wrap, plastic bags or plastic wrapper in the recycling bins. If you do the entire skip may be deemed as spoilt and be

weekly cleaning, water testing, pool design and construction, as well as renovations and repairs. Tel: (345) 949 8543, Email: pools@ poolpatrol.ky or www.poolpatrol.ky. SEE AD this page

sewage & wastewater treatment

Residents who live along the main West Bay Road corridor and some of the connecting neighbourhoods are served by the Island’s only public sewage collection system which is operated by the Water Authority Cayman (WAC). (SEE AD page 117) The collected sewage is treated at the WAC’s wastewater treatment plant. Residents located outside of the West Bay Road sewage system area have their sewage treated in an on-site wastewater treatment system, typically located on the same property as where the residence is located. On-site systems are septic tanks or aerobic treatment plants, both of which discharge the treated effluent into a disposal well. Septic tanks are typically used at older and smaller developments. Both treatment systems require maintenance. Accumulated solids reduce treatment capacity over time and require periodic removal (pump-out) by licensed septic tank cleaners. The required frequency of pump-out ranges from one to five years, depending on the size of the tank and usage. In addition to periodic pump-out, aerobic treatment systems require routine maintenance of mechanical equipment e.g. motors, blowers and pumps. The WAC maintains a register of certified

(DEH)

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games, pool floats, outdoor showers, hot

unable to be recycled. Garden waste and dead animals should also not be put in the garbage bin. If a dead animal is put in the bin it will not be removed! These items must be taken to the landfill which is open from 7am-6.30pm Monday-Saturday. There is also a 24hour drop-off area located at the entrance to the landfill where things can be left. Electronic equipment can be recycled, particularly old computers, electronics, TVs and other household appliances. They will be taken apart and all the useful components and scrap metal recycled. Kevin Ropes can come and collect old electronic equipment from you. Call (345) 321 6126 or email kevinropes@yahoo. com. JUNK also collects recyclables from private residences and businesses. Tel: (345) 325 5865. Apartment complexes, strata developments and businesses are charged a small annual fee which is based on the size, container type, its servicing frequency and category of business or apartment complex. All hazardous material, including batteries and chemicals from homes and businesses must be disposed of properly. Household batteries can be taken to the grocery stores and chemicals and oil must be taken to the landfill. It is illegal for an individual or businesses to put hazardous chemicals in the ground or down the toilet or sink. Lastly bulk littering by throwing things out of your car, and/or dumping (or ‘fly tipping’) is illegal in the Cayman Islands and can lead to a hefty fine.

DESIGN SERVICE SUPPLY

We Specialise in: • Full retail store with Cayman’s largest inventory of pool/spa & backyard products • Pool and spa service & repairs - commercial and residential • Consultation, design, construction and renovation services • Fully trained and certified staff

Tel: 949-8543

Pools@Poolpatrol.ky

ITEMS

www.poolpatrol.ky

www. c a y m a n r e s i d e n t . c o m

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home improvements

HOME IMPROVEMENTS

Home Improvements - Make A Return On Your Investment

162 162

Before You Begin

163

Construction Management

164

Interior Designers

164

Indoor Improvements 166 - Kitchens 166 - Bathrooms 168 - Colours & Accessories 169 - Decorative Electrical Panel Covers 169 - Doors & Windows 170 - Curtains, Draperies & Blinds 170 - Flooring, Tile & Carpet 170 - Home Automation & Electronics 171 - Painting & Roofing Contractors 172 Outdoor Living & Gardens 172 - Landscapers 173 - Garden Trends 173 Swimming Pools - Pool Safety For Kids

174 174

Four key questions to ask yourself before renovating: 1. Is the project a good investment? 2. How will the project impact your home’s appraised value? 3. How long do you plan to be in your home? 4. How strong is the resale market in your neighbourhood?

162

CAYMANRESIDENT 2019

Photos courtesy of Deep Blue Images and Jonathan Sparrow.

Hints and tips for renovating a home in Cayman both inside and out, suggestions for interior designers, kitchen, bathroom, flooring, doors, windows, swimming pool installers and more.

Home Improvements

Over time, Cayman’s harsh tropical elements such as sun, salt and wind can impact the well-being of your home. Regularly making improvements to both the exterior and interior of your home is essential to avoid permanent damage and also add value if you plan on selling it in the future. Conversely, renovating a home can simply be about your desire to stay in step with modern aesthetics. Whether it is a simple do-it-yourself project or a full scale renovation, there are a wide range of professional craftpersons, contractors and homeware stores to choose from on-Island. Make a Return on Your Investment When first looking at a house, the kitchen and bathroom(s) are two rooms you must examine carefully. These rooms are usually the most costly to remodel, but they are far more likely to pay for themselves when you choose to sell your house. In fact, you can typically recover up to 80% of your investment when you spend your money on an upgrade to your kitchen or bathroom, but not all remodelling projects yield a return. Comparatively speaking, swimming pools rarely return their cost as buyers can be unwilling to spend more for a house simply to acquire a ‘luxury’ add-on that can be costly to maintain. A home improvement project need not be expensive, as ‘expensive’ does not always yield a return. Often it is the minor upgrades that are not only the most effective in improving the appearance of your home, but yield greater dividends in the long run. For example, instead of overhauling your entire kitchen, you could repaint the walls and upgrade a few appliances to give the room a fresh new look.

When considering what the result of your home improvement project will look like, it is important to give strong consideration to how long you intend to be in your home. If it is not going to be for the long-term, it may be wise to avoid spending a great deal of money on trendy or highly unusual design schemes. Improving your home may also mean transforming your approach to life. Recently, more and more homeowners are choosing to embrace a greener lifestyle in Cayman. See the Being Green chapter for general information on solar power in Cayman and companies that offer green solutions.

Before you begin

the information is about what you desire, the more accurate your cost projections will be; however, it is still important that you have a healthy margin of overage in place for any potential cost overruns or unexpected expenses. One easy way to keep your project in check is to banish the words “while you’re at it” from your vocabulary during the course of the project. It is an all too common mistake that can act as a slippery slope to budgetary woes. Stick to your original plan and avoid any unnecessary additions! Trends vs. Timelessness - As Cayman is a transient place, consider how long you plan on living at your current home. If it is five years or less, think about styles that will help increase your resale value rather than a very personalised style that may put buyers off. Or simply go for cosmetic enhancements rather than large structural projects. If it is 10 years or more, consider adopting a classic style or design that won’t date. You

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- Do your research and draw on many sources for inspiration, from traditional interior design magazines and TV shows, to websites such as Pinterest or Houzz, home to thousands of interior design and decorating ideas where interior designers and trades people will often showcase their portfolios. You can also create vision boards; a fabulous tool if you’re working with an interior designer, as they help you to understand each other’s vision. When improving a room, you need to think about the space as a whole, rather than focusing on individual items you like. You may like a light fixture you saw on holiday, the blinds you saw in a magazine or be nostalgic for granny’s old side table, but you must ensure that whatever you do is harmonised with existing design elements in your home. Have a Plan - A common mistake made by homeowners is to walk blindly into projects without doing some strategic thinking beforehand, particularly about how you plan to pay for the remodel, new furniture or fixtures. First and foremost, you must have an appropriate plan of action which should include either a written scope of the proposed projects or, for more complex projects, a set of drawings that include a detailed Create Your Vision

construction schedule, providing a clear visual representation of the works required and the estimated time and money needed to complete them. Get it in Writing - Proceeding on home updates without having an adequate written agreement in place with your contractor or project manager leaves both the scope and the quality of the work open for interpretation by them and/or the subcontractor(s). This is a guaranteed recipe for disappointment and even disaster! In addition, all of the participating parties need to have a clear and comprehensive understanding of precisely what is going to be involved. Decide what will add the most value for the dollars spent (as it is possible to cut costs without necessarily having to cut corners), determine what order the updates should take place in, and finally assume how much the worstcase scenario of the final cost might turn out to be. Manage Your Costs - The more detailed

HOME IMPROVEMENTS

should also always think about long term personal changes, such as whether you’ll be having children, and how that fits with your design aesthetic. Keep in mind that when many of Cayman’s residences were originally constructed, they reflected the various architectural and interior design styles of their day. Those styles, as you can see, have evolved dramatically through the years and today’s homeowner wants a chic, elegant, open-house plan full of natural light and space. Remodelling a dated residence can easily bring that vision to life. Finding ways to assess a renovation and maximise the property’s true potential via creative and affordable options, is where the value of the right contractor’s knowledge and experience can really come into play. Living rooms and formal dining rooms continue to be replaced by great rooms that combine kitchens and family rooms as a shared space with plenty of room to do everything from homework

Martlet design

to entertaining. Many kitchens now have two islands - one for cooking and preparing food and the other for entertaining and dining. Simplification of design, by way of cleaner lines and the specification of more natural elements, such as wood and stone, as well as the modern reflective elements of steel and glass have also become popular incorporations into the contemporary remodelling scheme. Be Green - Green living with a renewed focus on lowering heating and cooling costs has gone beyond the days of cloth tote bags and reusable water bottles. It has now made its way firmly into home construction as consumers continue to become more aware of the long-term savings and other positive implications associated with an energy efficient approach. Energy-efficient low emittance windows, smart glass (also known as electrochromic glass), cool roofs that reflect the sunlight away, solar energy generation, LED lighting, rainwater harvesting tanks and cisterns, greywater systems, tankless water heaters, permeable pavers, droughttolerant plants and no or low-mow grasses are all significant and logical additions to current Caribbean design and retrofit remodelling schemes. Learn more by chatting to one of the experts listed in the Being Green chapter. construction management

If your renovation project requires any structural, framing, demolition or remodelling work, then you may want to consider employing a construction manager. An experienced construction manager will be able to offer advice on how to improve the layout of a room or home and make the most of a space. They will also be able to advise on the best materials for your project in terms of both sustainability and on-going maintenance to ensure that the renovation lasts and retains its value. For a complete list of construction management companies see the Building a Home chapter.

John Bird designs and creates beautiful bespoke furniture from contemporary to traditional

Every piece is unique & made to order

(345) 916 7583 john@martletdesign.com @martletdesign 164

CAYMANRESIDENT 2019

interior designers

Hiring an interior designer doesn’t have to be an expensive luxury. More often than not, a good interior designer will save you money in the long run, especially if you’re new to decorating and renovating. Just some of the benefits of hiring an interior designer are: >> Training and Experience - A designer can take the reins on the project, will foresee problems and ensure everything is done on time, on budget and as per your vision. Even if you can’t hire a designer for the whole project, consider having a consultation with one. >> Creativity - While you may think you know your likes and dislikes, an educated, skilled designer knows what questions to ask and what to look for in a client’s life story to glean details about personal tastes that can be used to create your dream. >> Established relationships - Designers have close working relationships with subcontractors on-Island. They’ll know who is right for your project and who will offer the best value for money. >> Importing Furniture - They can coordinate deliveries and budget accurately for shipping, duty and other miscellaneous costs so there are no surprises. Also a designer will know which vendors are the most reliable. >> Work to a budget - A good designer can work within any budget and will be able to suggest more cost effective options. Read on to find a list of fantastic interior designers in Cayman. Some architectural firms also have in-house interior designers, as do several construction companies. Chalmers Gibbs Architects Tel: (345) 949 2727 Email: lara.adams@chalmersgibbs.ky www.chalmersgibbs.ky As a part of a multidisciplinary architectural practice, Lara Adams provides services in corporate, hospitality, institutional, commercial and custom residential design, both in new build and renovation projects. SEE AD page 179

Design Studio

browse room edits curated by the in-house

that also includes skilled upholsters, painters,

Unit 18A, 48 Market Street, Camana Bay

design team. SE E Ad Pag e 275

cabinet makers and carpenters have been

Tel: (345) 945 4977

working closely with commercial clients and

Email: michelle@designstudio.ky

IDG Interior Design

homeowners in the Cayman Islands. Meticulous

www.designstudio.ky

7 Mile Shops, 215 West Bay Road

care is taken to prepare quotes and clients can

Design Studio is an award-winning interior

Tel: (345) 943 6464

expect timely, personalised service on every

design firm with locations in both Turks

Email: design@idgcayman.com

design project. SE E Ad Pag e 169

and Caicos and in the Cayman Islands. Their

www.idgcayman.com

scope of services include residential and

Their professional designers are available to

Liberty Designs

commercial design with retail showrooms

help set the scene for your life, saving you

Artemis House, 67 Fort Street

offering furnishings and accessories, as well as

time and money in the process. With two

Tel: (345) 938 1009

resources for custom orders from a wide array

on-Island retail locations, extensive global

Email: info@libertydesigns.ky

of international suppliers. SE E AD opposite pag e

vendor resources, trusted local contractors, and designers from around the globe, they are

indoor improvements

HÜIS by Lydia Uzzell Interior Design

uniquely positioned to “set the scene for your

Tel: (345) 945 1271

life”. SEE ad Inside front cover & page 165

Kitchens A home with an old, dated kitchen is usually harder to sell and may even decrease the value of a property. Even if you do not plan on selling your home, modern kitchens are more functional than old fashioned ones. If you can’t afford a full remodel, then consider improvements such as a new countertop or replacing the tiling or backsplash. The kitchen is often the heart of the home and the trend for a ‘social

Email: info@huiscayman.com

HOME IMPROVEMENTS

www.huiscayman.com

Island Interiors

HÜIS is an online furniture and home décor

125 Dorcy Drive, George Town

store from local interior designer, Lydia

Tel: (345) 949 6262

Uzzell. Parlaying Lydia’s signature style into

Email: cecile@islandinteriors.com.ky

e-commerce, HÜIS makes interior design

www.islandinteriors.com.ky

accessible; and furnishing your home from

Islands Interiors are professional interior

Cayman easy due to their white-glove

designers and providers of fine furniture and

ordering process. Shop by style or room, or

accessories. Since 1968, their dedicated team

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CAYMANRESIDENT 2019

Photo courtesy of The Residences at Seafire, Grand Cayman

C A YM AN ISLANDS Camana Bay

TU RKS AND CAICOS ISL A NDS Regent Village

www.designstudio.tc @designstudiointeriors

HOME IMPROVEMENTS

kitchen’ is set to continue, featuring open plan spaces for preparing food, cooking, eating, chatting and playing. This notion is supported by the rise of the kitchen island, an area allowing people to sit and socialise whilst the host cooks dinner. A neutral colour palette (especially white) continues to be the colour of choice for contemporary kitchens. They not only brighten up the room and make it appear larger, but will also suit most people’s taste should you decide to sell. If you find neutrals a bit flat, then you can always add punches of colour with accessories such as brightly coloured window blinds or curtains. The options for counter surfaces have greatly increased in recent years. Glass, concrete, quartz, stainless steel and even wood countertops can create a stunning effect. A tile or stainless steel backsplash can also be a focal point and replacing an existing backsplash can really lift a kitchen without the need for a complete remodel. Clean and classic ‘subway tile’ backslplashes

are always a popular choice. Using green products such as reclaimed wood, recycled glass and handmade products is very popular and kinder to the environment when compared to some mass-produced products. See the Bathroom & Kitchen Hardware section in this chapter for providers of kitchen products. It’s also worth considering a custom made kitchen as there are some wonderfully talented craftsmen in Cayman. See the Cabinets & Custom Millwork section below.

contemporary to traditional, all made to order. SE E AD pag e 164

Pooley Cabinets Design Studio 17 Marina Drive, Prospect Tel: (345) 947 6780 Email: info@pooleycabinets.com www.pooleycabinets.com Pooley Cabinets provides quality cabinetry to clients in Cayman. Whether you are building your dream home or renovating your existing kitchen, Pooley delivers a high standard of design and installation in both traditional and

Cabinets & Custom Millwork

ultra-contemporary

Martlet Design Ltd.

innovative

56 Merrendale Drive, George Town

expert installation and exceptional service.

Tel: (345) 916 7583

SE E AD Pag e 166

products,

settings.

They

professional

offer design,

Email: john@martletdesign.com instagram.com/martletdesign Martlet Design is owned by the award winning furniture designer and cabinet maker John Bird. He and his team of master craftspeople specialise in beautiful bespoke furniture and cabinets. Every piece is unique, designed to reflect the individual space, whether it be

Bathrooms Bathrooms were once functional spaces with little thought given to style or luxury, but this is no longer the case. Concrete sinks, rainshowers, walk-in showers, wall-mounted toilets and faucets and freestanding baths are all en vogue and play well into a minimalist aesthetic. Bathroom taps have become a highlight and beautifully sculpted taps can now cost more than the sink! Innovative built-in storage can also free up space and allow for an uncluttered look. Bringing elements of the outdoors into the home is a big trend, with wood and stone proving the most popular, along with using a colour palette of wooden hues and earthy tones. If you’re not going for a full-on remodel, then accessories such as new mirrors and lighting can add a punch of colour and warm natural light! Bathroom & Kitchen Hardware The following companies can provide you with the hardware and appliances for both your bathroom and your kitchen. A. L. Thompson’s 189 North Sound Road, George Town Tel: (345) 949 8622 Email: info@althompson.com www.althompson.com A. L. Thompson’s houses a large bath and

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kitchen gallery. They stock a wide selection of fixtures, fittings and appliances, with brands that include Kohler, Delta, Brizo, Decolav, Kallista,

Rubinet,

Dornbracht,

Whirlpool,

KitchenAid, Avanti, Sub-Zero and Wolf. sE E AD pag es 168, 172 & 285

BrandSource Home Gallery Provides custom design and installation of

transform a room into a space of vibrant creativity. Pair with ‘Greenery’, Pantone’s 2017 colour of the year, for an interesting colour combination that can range from mild and subtle, to bright and bold! While recent trends are moving towards louder colours, crisp white walls will never lose their appeal. Refer to the Paint section in the Shopping chapter for a list of retailers.

kitchen and bathroom cabinetry, fixtures, showers, appliances and closets. Offering a

Decorative Electrical Panel Covers

large selection of premium brands including

Fuse-In Designs

Duravit, Isenberg Faucets, Design Element,

Tel: (345) 324 0280

ORG Home, Electrolux, Monogram, LG Samsung

Email: sales@fuse-indesigns.com

and many others.

www.fuse-indesigns.com Specialising in aesthetically pleasing magnetic covers for electrical panels. Choose from a wide array of patterns, designs, textures and images - an easy way to beautify a grey electrical panel without violating fire codes! SE E AD this pag e

Accessories Accessories are the key to making each room unique. A new set of cushions, a

Fuse-In

DESIGNS The fusion of design and utility Fuse-In Designs™ provides aesthetically pleasing magnetic covers for electrical panels. Our custom covers can be created to match or accent anything from wallpaper to paint colour, the grain in a particular piece of wood, to the texture of travertine tiles.

www.fuse-indesigns.com

www. c a y m a n r e s i d e n t . c o m

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Colours An unexpected splash of colour can transform the outside of a home or add a fresh feel to an outdated room. For something truly unexpected check out Pantone’s colour of the year for 2018: ‘Ultra Violet’, an inventive and thoughtful shade of purple. ‘Ultra Violet’ makes a bold statement in any capacity, and can

strategically positioned lamp or new bed linen can really enhance a room and add your personal touch. >> Pops of Colour are an easy and low maintenance way to liven up a tired room. ‘Ultra Violet’, Pantone’s colour of 2018, is inspiring a bold trend in home décor. Add spice and brightness with the addition of purple accessories, artwork or, for the more daring, an accent wall. >> Retro Accents can look bold and modern. In fact, wallpaper has found its way into many homes and has proven to be a fresh alternative to a painted wall. Fluffy, colourful rugs made from cotton blends can also add a splash of colour to a drab room and are great choices for those who want to avoid synthetic materials. >> Metallic Moves – Metallic finishes on furniture are en-vogue. Go bolder and add a metal coffee table or shelving unit for a chic industrial look. Refer to the Furniture section in the

Shopping chapter for a full list of retailers that sell furniture and accessories on Grand Cayman.

HOME IMPROVEMENTS

A. L. Thompson’s specialises in PGT.

info@ediesdecor.ky

sE E AD pag es 168, 172 & 285

www.ediesdecor.ky Edie’s Decor supplies custom-made blinds and

Doors & Windows Choosing the right windows and doors for your home can help save you a lot of money in the long run. We recommend buying the best windows you can afford, preferably tinted windows, to help keep the cool air in and the hot air out. You’ll need to think about the hurricane season too and whether you’ll need hurricane shutters. Good quality windows and doors also have the added benefits of keeping ambient noise out, especially if you live near a main road or close to the airport, whilst also providing increased security. You could try investing in a custom made front door designed by a skilled on-Island carpenter. A front door should match the style of the house, however, ornate mahogany doors and old church doors are on trend and add a vintage sophisticated feel to a home in need of a fresh appeal. Sleek industrial-looking doors are often seen on minimalist homes. If you are looking for a particular brand or design then check the following list of home centres and suppliers of doors and windows in Grand Cayman:

Apex Perimeter Protection

shutters, as well as draperies and curtains,

Tel: (345) 949 0004

which are made-to-order in their professional

Apex has a showroom with a range of high

drapery workroom, where they also offer

impact windows and doors.

upholstery services. Contact them today to schedule your consultation.

Cox Lumber

SE E AD opposite

pag e

Tel: (345) 949 0661 Cox Lumber carries four brands of windows and doors: Betterbuilt, Eco-Windows, Simonton and Jeld-Wen. Kirk Home Centre Tel: (345) 949 2521 Kirk Home Centre exclusively carries SIW and CWS impact rated windows and doors.

Curtains, Draperies & Blinds Window treatments add flair and functionality to any space and choosing the right window ‘fashion’ is an important step in defining the style of your interiors. While curtains, blinds and shutters are very popular choices in Cayman, many homeowners are choosing motorised solar shades and draperies. Whether your design concept is traditional or contemporary, there is a wide selection of options that will enhance the look of your home while keeping it cool during the hot summer months. Below is a recommended company that specialises in various window treatment designs:

A. L. Thompson’s

Flooring, Tile & Carpets Re-flooring is an expensive and messy job. If you do your whole house you’ll probably opt to stay elsewhere during the process, however, the upside is that it will dramatically change the look of your home. Before you get started, think about potential flooding during hurricane season, especially on the ground floor. Do you want to invest a lot of money in flooring when it could be ruined? Recent flooring trends include:

Wood Look Porcelain is here to stay and the industry somehow manages to make tile look more like authentic wood year after year.

Luxury Vinyl Plank is a popular option due to its durability and green credentials. These planks give the appearance of real wood without the bother of maintaining it. It’s a great option for children’s rooms as it is easy to clean, gentler underfoot than tile and some options are even waterproof!

Paver Style Flooring has become a top choice for outdoor living spaces. Large,

Tel: (345) 949 8622

Edie’s Decor

sturdy slabs of porcelain can be laid directly

Email: info@althompson.com

64 Eastern Avenue, George Town

on compacted sand or installed on concrete

www.althompson.com

Tel: (345) 949 6348

to create a wonderfully uniform look.

The following companies in the Cayman Islands sell and install a wide variety of flooring options: Edie’s Decor 64 Eastern Avenue, George Town Tel: (345) 949 6348 Email: info@ediesdecor.ky www.ediesdecor.com A well-established family operation, Edie’s Decor offers an exceptional range of flooring products: porcelain tiles, mosaics, luxury vinyl and carpets are all available. SE E AD ne x t pag e 170

CAYMANRESIDENT 2019

General Maintenance & Repairs The following company can assist with general home renovations and repairs:

ITC Tile Tel: (345) 945 3798

devices and installation: Audiophile Tel: (345) 746 4434

Paramount Carpets DP Economy Services Ltd.

Tel: (345) 949 5000

80 Shedden Road, Elizabethan Square, GT

Creative Tech

Stafford Flooring

Tel: (345) 321 7562 or (345) 324 1547

Tel: (345) 946 8324

Tel: (345) 943 2722

Email: dpeconomyservices@gmail.com

Email: info@creativetechltd.com

www.dpeconomyservices.com

www.creativetechltd.com

Rugs Oriental

A dynamic team of professionals that provides

Creative Tech is the authorised dealer for Bose,

25 Galleria Plaza, West Bay Road

cost effective home renovation services.

Sonos, Paradigm, Samsung, Marantz, Denon, Lutron, URC, and other leading AV brands in

Tel: (345) 943 7847 Email: rugsoriental@candw.ky www.rugsoriental.ky Cayman Island’s premium supplier of unique hand-woven Oriental rugs offering a huge range

traditional

and

contemporary

designs. They also sell gorgeous hand-crafted accessories and home furnishings sourced on their annual buying trips including cushion covers, upholstered furniture, mosaic lamps, Turkish towels and robes. They have something for everyone – even custom orders, to make your home. SE E AD P reviou s pag e

the Cayman Islands. They provide design, sales, installation and after-sales support for audio visual systems for residential and corporate clients. From flat screen TVs and home theatre solutions, to whole-house A/V solutions and automation

systems.

Full

manufacturers’

warranties are also offered.

Home Security Systems & Monitoring Although Cayman is undoubtedly one of the safest islands in the Caribbean, a home security system, which monitors the smoke detectors and whether any doors

FLOORING Tile, Carpet, Vinyl Plank CUSTOM HOME FURNISHINGS Bedding, Draperies, Blinds, Shades,

Plantation Shutters, Upholstery INSTALLATION AND CONSULTATION

Flooring Department: Monday-Friday 8am-5pm, Saturday 8am-2pm. Soft Furnishings Department: Tuesday-Friday 9am-5pm, Saturday 9am-2pm (closed on Mondays)

www. c a y m a n r e s i d e n t . c o m

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sure you get that perfect rug or accessory for

Home Automation & Electronics Make your home a smart home with home automation. Home automation systems have come a long way since simple lighting timers were considered a modern accent. You can now link all your audio visual devices, install home cinema devices, control air conditioning, security systems and lighting while you are away from your home by clicking on a keypad. Many systems can even be controlled by your phone! The following companies have a great reputation for home automation

or windows have been opened, is helpful for peace of mind. Nowadays, wireless security systems are preferred over the old hardwired technology that required drilling through walls, floors, ceilings, windows and door frames. Wireless systems are reliable, convenient to operate, easily upgraded and expanded, and can even move with you to a new location. Also see our Running Your Home chapter. The Security Centre Limited

First Impressions Tel: (345) 917 7499 Paint Pros Ltd. Tel: (345) 949 7767

Roofing Choosing a new roof for your existing home can be a daunting exercise with such a wide range of materials and styles to choose from. We recommend these roofing companies:

Tel: (345) 949 0004 Hydes & Sons Ltd.

HOME IMPROVEMENTS

Painting Contractors There are a number of painting companies and contractors offering services in Cayman. No matter the surface that requires paint – concrete, stucco, wood substrates, masonry block, service doors or wrought iron fences – you can find an experienced professional to assist you.

Tel: (345) 949 7062

Tel: (345) 321 7562 or (345) 324 1547

Cayman Islands Spray Foam Tel: (345) 326 6767

Storage & Organising Solutions Basic wire racking for shelves can be bought from any home centre on-Island. For custom built shelving, contact either Customs Closets on (345) 526 6774 or Storage Solutions on (345) 525 2647.

Precision Roofing Tel: (345) 916 7823 Watler’s Metal Products Tel: (345) 949 1699

Spray Foam Insulation Spray foam insulation is a popular alternative to traditional fibreglass

DP Electrical & General Maintenance

insulation here in the Cayman Islands. It is well regarded for not sagging or slipping and creates a complete seal, keeping heat and moisture out of buildings. It also has been proven to help keep roofs attached in a catastrophic hurricane.

Upholstery Services If you have a piece of furniture in your Cayman home that fits well and has a sound frame but has just got a bit tatty overtime, don’t throw it out – consider having it reupholstered. It’s also cheaper than buying brand new. We recommend the following company for your upholstery needs: Edie’s Decor 64 Eastern Avenue, George Town Tel: (345) 949 6348 Email: info@ediesdecor.ky www.ediesdecor.com Complete upholstery services for sofas, chairs, headboards and more, in addition to decorative accessories like custom throw pillows and bedding. They also stock and special-order fabrics. SE E AD PAGe 171 Outdoor LIVING & gardens

With the warm Cayman climate a constant, outdoor areas can be a much needed extension of the home when looking for welcome refuge from the air-conditioned confines of indoors. They also serve many purposes including relaxing, playing games, entertaining, having barbeques and picnics. A well-designed outdoor space can add to the marketability of your home. If your outside area needs an overhaul, then here are just some of the questions that you should ask yourself before you 172

CAYMANRESIDENT 2019

begin the process: >> Do you need an entertainment area? >> Would you prefer serene and manicured gardens or a more natural area that children and pets can enjoy? >> How much time/money are you willing to spend on maintenance each month? >> How long will you live in the house and will it be worth the financial outlay? Once you’ve thought about the answers and have a vision of what you want to achieve, then it’s worth investing in a professional contractor and landscape gardener. Outdoor Living Areas With year-round sunshine, outdoor living areas in Cayman are generally used often, so it makes sense to decorate them well! Outdoor kitchens, BBQ areas, decking or stone patio areas, hot tubs and even fire pits can really elevate the living experience. The company below carries a wide range of outdoor goods:

or in direct sunlight. They will also know what plants are the most durable, which shrubs or trees can provide good shade and increase your privacy, plus give instructions for long term garden maintenance and more. It is worth noting that the cost of irrigating gardens, especially manicured lawns, can be very expensive.

and installation staff work hard to ensure a client’s space delivers exactly what they want. SE E AD T his pag e

Vigoro Nursery & Landscaping 96 Agricola Drive, Lower Valley Tel: (345) 949 4270 Email: tom.balon@vigoro.ky or craig.stewart@vigoro.ky or www.vigoro.ky

Cayman Growers

Vigoro has been providing landscaping services

Tel: (345) 323 0722

in Cayman for over 40 years. Their services

Email: info@caymangrowers.ky

include all areas of gardening and landscaping,

A complete landscape company offering design,

including design, maintenance, construction,

installation, irrigation and lighting services.

irrigation, stone/hardscape, water features, misters, lighting and artificial lawns.

Every Bloomin’ Thing (EBT) 384 Crewe Road, George Town

Garden Trends

Tel: (345) 945 1701

– Local garden centres stock a wide assortment of native and imported species of plants and trees, (though native plants obviously thrive the best in our climate). There is a huge variety of bright and beautiful options including Tabebuia, Lantana, Bromeliads, Adenium and Bougainvillea. Fragrant flowers – Multi-sensory gardens are a big trend as beautiful smelling flowers such as night jasmine add another dimension to our outdoor environment. There is nothing better than sipping a cold glass of wine with fragrant scents surrounding you. Edible Gardens – Produce gardens in Cayman are surprisingly easy to establish and maintain. Locally grown tomatoes are delicious, as are salad leaves and herbs - the choice is endless. If you have the space, Native plants and trees

Email: landscape@ebt.com.ky or ebt.com.ky An elite, full-service landscape firm offering an extensive range of services including: landscape and irrigation consultation, design,

The Outdoors

voltage lighting, pest management and tree

A. L. Thompson’s, 189 North Sound Road

pruning. Located at the Every Bloomin’ Thing

Tel: (345) 949 8622

Garden Centre on Crewe Road, with services

www.althompson.com

provided Island-wide.

SE E AD pag e 295

A major department of A. L. Thompson’s, the 30,000-square foot ‘Outdoors’ carries one

Power Flower

of the widest selections of outdoor goods

31 Orchard Lane, Off Crewe Road, George Town

in Cayman. They sell sheds, decking, pots,

Tel: (345) 949 2256

lawn ornaments, patio furniture, camping

Email: office@powerflower.ky

equipment, outdoor grills, smokers and a whole

www.powerflower.ky

lot more. sE E AD pag es 168, 172 & 285

Specialising in the fine art of balance in landscape design, Power Flower considers your needs, style and budget when designing your ideal garden. Through careful planning and

Locally Owned, Locally Grown. For over 30 years Landscape Design and Maintenance Irrigation Fertilization and Pest Control Tree Services (pruning) Interior Scapes Plant and Prop Rental Plant Nursery

GOING ABOVE AND BEYOND THE STANDARD Good, Honest and Hard Work Office: 1(345) 949 2256 Nursery Direct: 1(345) 321 0308 office@powerflower.ky powerflower.ky

www. c a y m a n r e s i d e n t . c o m

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HOME IMPROVEMENTS

installation, and maintenance. Landscape low-

Landscape Gardeners A trained and experienced landscape gardener will approach each garden on an individual basis and will be able to create a detailed design based on your needs. If you are new to landscaping then there’s the danger that you could purchase a lot of plants and accessories that don’t work together, let alone survive in the hot Cayman sun! A landscape gardener will understand which plants work best with your terrain, plus details such as soil quality, which plants thrive on the waterfront versus those inland

execution, their professional landscape design

consider planting fruit trees — they’re great for providing shade too! Vertical gardens – These ‘living walls’ add a personal touch to patios and balconies. Layering a range of plants in different colours and textures can create an interesting and dynamic outdoor area. For a list of garden centres please refer to the Shopping chapter. swimming pools

Swimming Pool Trends Depending on your budget there are several types of pools you could consider: >> Zero entries create a beach style entry into the pool. The entryway slopes into the pool as if you’re walking into the sea. The shallow area is a great spot to let supervised children play. >> Plunge pools are perfect for a smaller outdoor space and a swim jet can allow you to swim laps against a current. >> Infinity edge pools produce a visual effect of the water extending to the horizon and are particularly impressive where the infinity edge appears to merge

with the ocean or canal. are an evolution of the infinity pool where the water constantly flows over the edge of the pool. The water runs into a hidden catch basin and is then re-circulated into the pool. These pools are perfect for properties with a view. Deck laminars provide a dual function as a calming water feature. Like those seen in water parks, the jets of water exit the patio from hidden fixtures and cascade in arcs into the pool. They are also available with fibre optic or LED lighting options that illuminate the entire stream of water. Perimeter overflow pools

Sheer descents and sheer rain features

are water features that can be built into a wall or planter. A sheer descent provides a perfect sheet of water and is a great addition to enhance poolside hardscapes. A sheer rain feature creates a calming and tranquil effect. Waterfalls add visual interest to standard shaped pools. Rocks and boulders can be used to create a striking effect and adds a very relaxing ambience. Swim-up bars with submerged seating are a common resort-style feature and offer a great way to entertain guests and also stay cool.

rare in Cayman, a few have occurred in the past. Every homeowner with a pool should follow these basic safety tips: >> Secure your pool with barriers. >> Always supervise children when they are in or near a pool, and more importantly, always ensure that those in a supervisory role are good swimmers! >> Install and use a lockable safety cover. >> Install pool and gate alarms to alert you when children go near the water. >> Make sure everyone in your family learns to swim, this includes nannies and caretakers. >> Keep life vests and an emergency flotation device near the pool. >> Everyone in the family should learn how to perform CPR and do basic water rescue training. The Red Cross offers certification programmes. >> Keep your pool clean and maintain proper chemical levels, circulation and filtration to minimise the risk of earaches and rashes. The following companies in Cayman can install and maintain your swimming pool: Oasis Pool & Spa Tel: (345) 945 7665 Email: james@oasis.ky www.oasispoolscayman.com Oasis Pool & Spa provides comprehensive outdoor living construction service. From design to completion, they are with you every step of the way to create your dream pool, patio, cabana and outdoor kitchen. Oasis can

Pool Safety Tips for Kids Having a pool comes with serious responsibility. While pool-related tragedies are

also renovate your existing pool and patio. SE E AD pag e 160

Pool Patrol Tel: (345) 949 8543 Email: pools@poolpatrol.ky www.poolpatrol.ky Pool Patrol offers you services every step of the way, from pool design and DEH submissions to the final pool and spa construction. They can build your pool from scratch or renovate

THE

HOME IMPROVEMENTS

A swimming pool is a wonderful addition to any home in the Cayman Islands. It offers the opportunity for countless hours of quality time with loved ones and provides great entertainment for children. It is worth noting that a pool will cost approximately CI$200 a month to maintain and adds significantly to the cost of your electricity bill and potentially your water bill. For tips on how to run an energy efficient pool refer to the Being Green chapter.

an existing pool, bringing it back to its former glory. SE E AD this pag e

Tell them you saw it in the

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CAYMANRESIDENT 2019

Cayman building in

Photos courtesy of Monika Wojtkiewicz, Deep Blue Images and DRCL/Camana Bay.

How to build a home in Cayman, building environmentally friendly homes, suggestions on selecting a team, architects, land surveyors, general contractors and structural engineers.

B U I L D I N G in C a y m a n

Building in cayman - think like a developer

Building a home or commercial property is not always an easy process. For most people, it will amount to one of the most significant investments of their lives, tying them to a large debt that can take decades to pay off! However smart choices along the way can significantly reduce the stress of building that, for some, is a process that can last several years. Building horror stories or advice exchanged at dinner parties is usually not the most reliable form of information, so getting some professional guidance before beginning may help you to decide whether you have the fortitude, money and patience to weather the process. Read on for things to consider when building in Cayman. Dream, Investment or Both An essential element in feasibility planning is weighing the importance of financial investment against less tangible personal goals. Analysing the financial investment is made relatively straight forward through calculating all costs (including mortgage interest) against possible return; however, it is often the subjective factors that can complicate decision-making. If it is ultimately important to be able to say, “I did it my way…” do not necessarily expect the process to be easy, efficient or enjoyable! On the other hand, obtaining advice from reputable professionals can allow you to concentrate on what you do best, without repeating some classic pitfalls of a first-time developer.

Building in Cayman - Dream, Investment or Both - Selecting a Site - Budget - Reality Check

175 175 176 176

Building Options - Design/Build - Construction Management - Design/Bid/Build - Selecting Your Team - Interior Design - Building Greener - Blocks & Insulated Concrete Forms - Roofing

178 178 178 178 179 180 180 181 182

Building Professionals - Architects & Project Managers - Construction Management - General Contractors - Land Surveyors - Quantity Surveyors - Structural Engineers

182 182 183 184 184 185 185

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Selecting a Site Beyond the obvious location factors of convenience to work, schools and shopping, do some research on the area — find out if any nearby road improvements are proposed or the potential incompatibility of approved neighbouring land uses. A quick online check of the zoning map on the Central Planning Authority website will allow you to see land uses proposed for an area and the specific zoning of the parcel you are considering. Although you should be able to glean this information from your realtor, surveyor or architect, a little due diligence may reveal a lot. For commercial properties this is particularly important since proposals for a parcel requiring rezoning may take years to plan and obtain required approvals.

B U I L D I N G in C a y m a n

Geotechnical Testing Many older subdivisions built on reclaimed land have ‘marl’ fill placed over original ‘peat’ material to bring up the elevation. This ‘peat’ layer may be a mixture of sand,

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rocks and organic solids unsuitable for supporting the weight of a building. The replacement of this material with ‘engineered fill’ or the design of pile foundations to penetrate down to a solid bearing material may add large costs to a building which must be considered. An engineer can drill or dig test holes at a modest cost to allow some cost planning for foundations. Often, the engineer’s local knowledge will be sufficient to predict general soil conditions. This might even be a prudent condition of a land sale if problematic soil conditions are expected. What Do You Want? Think about how you want the layout and configuration of your house or building to look and think about how that will meet all your needs and aspirations. You can get inspiration from online floor plans and design resources. Save your ideas and photographic inspirations to a folder or website such as Pinterest or Houzz. These

images will illustrate the home or office that suits your lifestyle or professional needs, while an inventory of rooms and spaces will help determine the approximate square footage of the building that meets your needs. But remember, looking at building plans online does not make you an expert. While it is good to think carefully about what you want to achieve and draw inspiration from multiple sources, be careful when looking at house plans online as they are generally suited to North America or Europe and may not be appropriate to Cayman. On-Island construction techniques and building codes, weather patterns and climate can be very different to those found elsewhere. More importantly, those minimalist architectural wonders that you have fallen in love with may cost a fortune when translated into the Cayman context. Budget vs. Reality All too often rough area construction costs ($ per sq foot) are used for budgeting in place of realistic assessments of probable development costs. Fooling yourself that a building will cost x$/sq ft multiplied by an approx. area is usually a recipe for disappointment or frustration later in the process. A quantity surveyor may provide you with a detailed breakdown of actual costs to expect, such as: Soft Costs — permits (planning permission, building permit, infrastructure fees, etc.), stamp duty, licenses, professional fees (architect, engineer, surveyor), legal fees and utility connection deposits must be carefully factored into your overall costs. For commercial properties promotion, marketing and financing costs must also be considered. For rental properties initial period vacancy rates are estimated in order to predict cost of holding unleased space. Hard Costs — land, construction costs including normal contractor costs (overhead, profit and supervision), landscaping, major appliances and site furnishings must be considered. Typically, a contingency fee (between 5%-10%) is usually included in

estimates to account for the unexpected, which include owner changes, site conditions or material cost increases. Making a realistic cost plan can provide a useful indication of the cash flow requirements during the process which will be of interest to potential lenders and can allow you to calculate carrying costs or requirements for interim financing.

Good Design – Value Added? The area of professional services is often a difficult one to apply a cost-benefit rule of thumb. A DIY homeowner downloading a set of plans from the internet or trying to draw it themselves may save thousands on architect’s fees but may end up spending even more in construction costs due to delays, cost overruns or approval issues than if they had just hired a professional to draft an accurate, detailed set of construction documents. for professional fees (architecture, interiors, engineering, survey) of 10%-15% of construction budget will inevitably be value-added to the building; however, unlike commodities, it is sometimes difficult to assess the value

Through listening and responsive design, OBMI ensures your home is a reflection of all that is uniquely you. It is our privilege to design your dream home.

B U I L D I N G in C a y m a n

Scheduling – It Ain’t Over ‘Til it’s Over You must make a detailed schedule with a building professional. The length of time that is required to complete the full cycle of planning, financing, design, commissioning of a building and construction often comes as a surprise to ‘proto’ developers. A period of up to several years may be required for a large residence or commercial property once all the factors have been considered. When projects are geared towards completion for a specific date, planning can become critical – a homeowner entertaining visitors from abroad, a store owner aiming for a holiday retail season, or a company gearing their move-in date around an annual business cycle all need to plan for the unexpected or even the unthinkable. Delays in obtaining statutory approvals, order time for materials or equipment, adverse weather conditions, and design revisions must be considered for a well-planned project.

Design Your Dream Home

OBMI.COM ARCHITECTURE / MASTER PLANNING / DESIGN

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added. The DIY designer will inevitably love their own creation to the extent of remaining oblivious to its shortcomings and triumphant that they have saved money. If the cost of their time or construction stage change orders was considered, the saving may well be insignificant. They will remain unconvinced in the face of the evidence which may, at worst, have resulted in an ungainly or dysfunctional building when construction is completed. Building OPTIONS

There are several general models of how construction contracts are structured and there are some good reasons to recommend one over another in differing situations.

B U I L D I N G in C a y m a n

Design/Build A general contractor with in-house or subcontracted design expertise (designbuilder) can often offer a streamlined package which is attractive to busy people not wanting hands-on involvement in the process beyond initial design and material

selection. This ‘one-stop’ approach to a contract is typically a fixed price attached to a material specification and set of design documents. The main advantages of this approach are: (1) convenience (2) guarantee of final cost and (3) minimum risk for the owner. Some disadvantages may be: (1) loss of some flexibility during the process (2) the added cost of the convenience factor and (3) no independent control of quality. Construction Management In this scenario a ‘construction manager’ (typically a quantity surveyor) will offer a fixed cost to manage the entire process either from the outset or based on a set of construction documents and specifications (prepared independently). The construction manager is functioning in the role of general contractor yet employed by the owner. The advantages of this form of contract are typically: (1) flexibility during construction (2) market competition in sub-trade contracts and (3) cost control flexibility. Some disadvantages

of this approach are: (1) risk for sub-trades is assumed by the owner (rather than the construction manager) and (2) loss of market competition in contractor cost (fixed fee for supervision). This is typically an excellent strategy where a project needs to be rushed (or fast-tracked in industry jargon) and there is insufficient time to prepare detailed, coordinated documents for bid. Another good reason might be if there is likely to be a lot of changes during the design-construction process. Since the construction manager works for the owner on a fixed management fee, they are typically not profiting from changes in the work or work sequence. Design/Bid/Build This is the traditional method of procurement where an owner works with an architectural designer and related professionals to produce detailed drawings and specifications (often with cost reports). General contractors are invited to offer competitive tenders based on a detailed

shaping the future through sustainable architecture

Stop by our offices for a coffee with an architect and complimentary 30 minute consultation

To learn more about Design Cayman Ltd. please visit: www.design-cayman.ky or contact Brian Macdonald at: 345.916.0930 178

CAYMANRESIDENT 2019

Selecting Your Team Before making any decisions about a direction for your particular project, talk to professionals knowledgeable in the construction industry in Cayman. Architects, builders and quantity surveyors will usually be willing to share their experience at no obligation. Each method described previously has its devotees and detractors and it is ultimately up to the owner to decide which of the various methods will be a good fit. Seeking professional help from someone with a detailed working knowledge of these procurement options and how they work in the Cayman Islands can help you make an informed choice. Do not simply copy what someone else has done. It is important that you choose an approach after weighing all the pros and cons. While each approach may have a very different risk profile to you (after all some people like to base-jump, while others would rather take a nice stroll along the beach), it is very important that you own this decision fully.

Whatever approach you choose, it will be the people you select to work with and manage the process, who will be the key players in developing and managing a successful project. Consider the following when choosing your design and build professionals: integrity and reputation should always be main ingredients when selecting people, so look at current, recent and past jobs, talk to past customers and check their payment and litigation history. Choose design professionals who are adaptable and have a team spirit. Ask your contractor, construction manager and architect to provide a checklist and procedures for administering, inspecting and testing the various stages of your project. It is strongly recommended that you meet everyone who will be a part of making your project a success. Make sure you establish a good working relationship and feel comfortable with all the people who are involved. Enquire about their current workload â&#x20AC;&#x201D; can they handle your job and give you

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www. c a y m a n r e s i d e n t . c o m

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B U I L D I N G in C a y m a n

estimate of the documents within a fixed tender period. This approach has the primary advantage of cost competitiveness and a detailed set of documents will be the best guarantee of maintaining cost control during the process. Some disadvantages of this approach may be: (1) significant time is required for detailed document preparation and the tender period and (2) document errors or revisions to the contract may result in some loss of cost control since changes could be costly. The Design-Build project has the overwhelming advantage of convenience. By contrast, the traditional Design-BidBuild and Construction Management approaches have the advantage of the competitive marketplace with multiple contractor estimates (and the possibility of cost-saving). The traditional/construction manager contracts may allow a high degree of control since design and construction stages will involve an independent professional hired directly by the owner.

the attention and support you desire? Can you communicate with this individual or team openly? Again, do not rush through this process mindlessly. It is important that you do your homework, take your time and make sure that all of the design professionals you intend to engage carry professional indemnity insurance. Only agree to terms after you are absolutely sure you have the ‘dream’ team that truly has your best interests at heart! While there are many components to consider carefully, some being significantly challenging and time consuming, building your own home is an exciting project and for many people, it is a dream come true; so you should endeavour to have some fun too!

B U I L D I N G in C a y m a n

Interior Design in the Building Process Consider hiring an experienced interior designer and kitchen designer to look at your plans with your architect before they go to the builders. A qualified designer can look at architectural plans and work out whether the space and dimensions allowed

FLOWERS

will work or raise potential problems and limitations. They will look at the plans, room by room, and work out their function, including ease of access, amount of light, acoustics, seating and places to store or set things down. They will also consider how the space will be used, whether it will be for work, leisure or entertainment, and their goal will be to create a unified whole. For more information on Interior Designers refer to the Home Improvements chapter. For your kitchen, finding a designer who specialises in creating functional, beautiful spaces can be essential. In today’s modern homes, kitchens are now the focal point; they are usually free flowing spaces that are well integrated into the rest of a home, and also the primary place for entertaining. If you want a kitchen that is well-designed and suited to your lifestyle, then we recommend the following two companies who have a proven track record and lots of examples of beautiful kitchens they have designed: Bon Vivant (Tel: (345) 623 2665 or visit www.bonvivant.ky) which is

Designing a Security System To have an electronic security system that is well integrated into the design of your new home, a plan should be drafted at the conceptual stages. You, your architect and an experienced security professional should work closely together to identify your needs and see what technology will be suitable to achieve your goals. Building Greener Anyone planning on building a home or office in Cayman will now find a host of options for more responsible construction, from using recycled building materials and timber from sustainable sources, to alternative energy and waste water

FLOWERS FOAM PRODUCTS 623-0000 A Division of The Flowers Group

A new generation of construction innovation technology from a name you can trust

Insulated Concrete Forms (ICF’s)

Architectural Shapes

• Poured concrete walls with reinforced steel • Hurricane resistant • Lower energy costs • Sound Transmission control qualities • High production capacity • Cost effective • Can be used for Commercial, Residential or Industrial Projects

• Flexibility of shapes • Custom look • Manufactured locally to specification • Easy installation,cost effective • Columns Pediment • Arches • Bases & Caps

ICF’s

the luxury kitchenware and design store in Camana Bay and also Pooley Cabinets Design Studio (Tel: (345) 947 6780 or www. pooleycabinets.com) who specialise in custom cabinetry design and installation. Their in-house designer can provide expert advice on kitchen design.

Architectural Shapes

Foam Flat Sheets

(for pre-existing concrete walls) • Insulation qualities • Sound transmission qualities • Lower energy costs

Custom Foam Signs • Ideal for entryways • Manufactured locally to any specification Custom Foam Signs

Steel Studs • Steel Studs and tracks in a variety of lengths and gouges to specifications

Cay Deck • Foam Insulation Flooring Systems • Insulation for floors decks and roofs

Steel Studs

E: customerservice@flowersgroup.com • W: www.flowersgroup.com • T: 345 623-0000

Available at Flowers Block Factory 180

CAYMANRESIDENT 2019

184 Seymour Drive

off North Sound Rd

Cay Deck

Industrial Park • A member of the Flowers Group

Green construction in Cayman is recognised by the Governor’s Award for Design and Construction Excellence in Sustainability and the Environment. The idea of the award is to foster and maintain innovation, sustainability and excellence in the Cayman Islands’ construction industry. Concrete Blocks & Pavers

Insulated Concrete Forms (ICF) may be the right option when building. ICFs are forms used to hold fresh concrete in place permanently, providing added insulation for your home. Not only are ICFs excellent for protecting the structural integrity of your home during severe weather, it also provides highly effective insulation to keep the heat out.

Flowers Group 184 Seymour Road, Industrial Park

Flowers Group

Tel: (345) 623 0000

184 Seymour Road, Industrial Park

Email: customerservice@flowersgroup.com

Tel: (345) 623 0000

www.flowersgroup.com

Email: customerservice@flowersgroup.com

Established by pioneer Clarence L. Flowers, the

www.flowersgroup.com

Flowers Block division of the Flowers Group

The Flowers Foam Products division of the

specialises in the manufacturing and delivery

Flowers

of concrete products including building blocks,

locally

grass

multi-colour

including Insulated Concrete Forms (ICF), foam

rectangular pavers and cobblestone pavers.

flat sheets, steel stud and tracks, architectural

and

keystone

blocks,

Group

supplies

manufactured

state-of-the-art, building

products

components and custom shapes and signs.

Insulated Concrete Forms If you want to insulate yourself from the ambient sounds of the outside world — rush hour traffic and early morning roosters,

Small Engineering Ltd. Tel: (345) 947 9330 or Cell: (345) 525 0209

B U I L D I N G in C a y m a n

systems and home automation systems. Solar power and solar storage units are popular options for homeowners thanks to the Island’s year-round sunshine. Technology is constantly progressing so talk to the experts about your options. For more information on alternative energy and waste water systems used in Cayman, refer to the Being Green chapter. Insulate the exterior walls and roof of your home. Make sure your new home is orientated to make effective use of the prevailing wind and windows are not designed to fill the house with the heat of the afternoon sun. The classic plantation houses of the Caribbean, with deep porches and huge shade trees, are always designed to allow the prevailing breeze to flow through the house. Take a lesson from history and ensure that your architect incorporates similar thinking into your home design. The less you have to run your air-conditioning, the more you will save.

Email: quadlock@candw.ky

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181

www.quadlock.com Small Engineering Ltd. is a distributor of Quad Lock ICF which offers both R22 standard 2”walls and R30 4”exterior face walls in any thickness and Insul Deck flooring system as well as the RETRO panel for insulating existing buildings. They are also dealers for Nationwide Paints and Sider-Crete.

SEE AD

pag e s 147 & 184

Driveway & Walkway Surfacing The companies below offer a wide range of pavers, bricks and cobblestones: Flowers Group Tel: (345) 623 0000 www.flowersgroup.com Part of the Flowers Group, Flowers Block provides a wide selection of pavers, including cobblestones in numerous colours and

sizes.

B U I L D I N G in C a y m a n

Island Paving Tel: (345) 949 8294

Roofing The old adage, that you should always have a good roof over your head, is essential wisdom in a country that suffers from the occasional hurricane and the quintessentially heavy downpour which is standard during the region’s rainy season. Not only will a good roof help to keep you dry, but due to Cayman’s hot and humid climate, it can also keep your house cool if constructed accordingly. In Cayman, roofing choices are numerous: light-weight metal standing-seam (great for adding solar panels later), aluminium, prefabricated truss frame, solar, snap-lock, shingles and Spanish tiles. Do not be fooled by going to the cheapest roofer - compare apples to apples. Ask for a detailed quote and count exactly how many stainless steel pins they will use to hold the roof in place, and if it is half the number of the other company with a more expensive quote, then you have your answer: your roof may well be flying off during a major hurricane.

• CONSULTING • VIRTUAL 3D • DESIGN-BUILD • PROJECT MANAGEMENT •

TROPICAL ARCHITECTURAL GROUP LTD. We are a full service Architectural Design & Project Management Group specializing in Commercial and Residential projects of various scales. Our project team is experienced with merging the velocity of cutting-edge design, innovative construction techniques and systems, with management skills that create real economic value and lasting success. With us, you work directly with a professional team that will lead your project from concept to completion.

Also make sure to count those pins before foam insulation is added! We recommend the following roofing contractors: Hydes & Sons Ltd. Tel: (345) 949 7062 Precision Roofing Tel: (345) 916 7823 Watler’s Metal Products Tel: (345) 949 1699

Desalination Systems Advanced home desalination systems that purify sea water and brackish ground water are sold in the Cayman Islands. Advance Fire & Plumbing specialise in these systems. You can contact them on Tel: (345) 949 8330, email: info@advancefireltd.com or see www.advancefireltd.com. Building professionals

Architects The following is a list of Cayman Islands architectural firms whose staff are registered and qualified in accordance with the professional standards of the Royal Institute of British Architects, the Royal Institute of Canada and the American Institute of Architects. Many of these firms also have experienced project managers on staff as well as interior designers. BDCL Architects Tel: (345) 925 4909 Email: dmcgrath@bdcl.ky www.bdcl.ky An architecture, interior design and project management firm based in Grand Cayman. The

TWENTY 40

We are problem solvers who provide you with peace of mind, knowing the job will get done, and get done right. Our legacy of listening, learning and leading remains constant. Helping you achieve your objectives and surpass expectations is what gives us true pride. We want every customer to become a reference, and we strive every day to ensure a long and lasting relationship with all our clients. For inquiries regarding our full list of services, please contact us and we will be happy to assist you in any way we can.

managing director, Donal McGrath RIBA, has over 30 years of professional experience in the Cayman Islands. The primary focus of the practice is to create high-quality, aesthetically pleasing

and

environmentally-responsible

architecture which responds to the client’s functional requirements and budget. Chalmers Gibbs Architects

BIRCH TREE HILL MANOR

Tel: (345) 949 2727

M: P.O. BOX 12218 KY1-1010 P: 345.947.5849 E: info@tag.ky http:// www.tag.ky 182

CAYMANRESIDENT 2019

Email: info@chalmersgibbs.ky

www.chalmersgibbs.ky

engineering, interior design, master planning,

Tropical Architectural Group

Cayman’s oldest and largest architecture

landscape design, feasibility studies, construction

1 Berthaze Court, Godfrey Nixon Way, GT

practice offering professional architecture

administration and project management.

Tel: (345) 947 5849

and interior design services. Building design

SEE AD pag e 181

Email: info@tag.ky or www.tag.ky

experience includes residential, commercial,

Tropical

Architectural

Group

specialises

retail, industrial, hotel resort and institutional

OA+D Architects

projects. Other specialised services include

Tel: (345) 945 2979

and development, consulting and project

3D modelling, brochure graphics, feasibility

schematic

design,

master

planning

management. They are design-build specialists OBM International

and use high level technology including 3D

Concord Centre, 59 MacLendon Drive, GT

modelling to create a vision for your new build.

Design (Cayman) Limited Architects

Tel: (345) 949 8115

Some of their notable projects include San

Tel:

www.obmi.com

Sebastian, VELA and Cayman Shore Club, three

Chartered Architect, RIBA: Tel: (345) 916 0930

OBM International (OBMI) is an architecture,

premier developments in South Sound.

Email: brian@design-cayman.ky

master planning and design firm renowned

Se e ad pag e 182

www.design-cayman.ky

internationally for designing luxury resorts

A 2015 Award winning firm led by qualified

and hotels, high-end private residences, and

British Architects with 30 years of combined

engaging commercial spaces. Their team

experience has been serving Cayman for over

of licensed, experienced professionals are

10 years. Design Cayman provides hands-on

passionate about creating timeless spaces

design solutions and fun professional services

that transform clients’ dreams into reality. For

project

more than 50 years, the Cayman Islands has

BCQS International

master

embraced OBMI as trusted advisors for their

Tel: (345) 949 8644

planning, BIM management and virtual design,

commitment to exceptional, beautiful design.

renovations and additions. They also boast a

SEE AD pag e 177

studies and space planning. SEE AD pag e 179

(345)

949

architecture,

management,

2800

Brian

interior

Macdonald,

design,

development

and

Build Cayman

B U I L D I N G in C a y m a n

strong focus on sustainability, planned area

Construction Management The following firms can provide the overall planning, coordination and oversight for your residential project.

Tel: (345) 949 0471

developments, construction and relocation management. SEE AD pag e 178

DDL Studio Ltd.

COMMERCIAL | RESIDENTIAL | BUILDER | RENOVATOR

Tel: (345) 945 3622 Email: info@ddlstudio.com www.ddlstudio.com Services include: architecture, interior design, project

management,

claims

consulting,

quantity surveying, valuations/appraisals and feasibility studies. Frederick + McRae Ltd. Tel: (345) 945 3601 John Doak Architecture Tel: (345) 946 3625 Email: doak@johndoak.com www.johndoak.com With almost 40 years in the Cayman Islands and across the Caribbean, John’s renowned designbuild services for residential, resort and commercial works have been recognised by international awards and inclusion in regional publications. His

LIFESTYLE | QUALITY | INNOVATION Unit 2, 27 Sleepy Hollow Drive. P.O.Box 30909 T: 345.516.2078 or 345.947.4879 | W: ambconstructioncayman.com | E: info@ambltd.org Visit us on Facebook!

firm’s services include: architecture, imagineering,

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183

General Contractors The following general contractors operate in the Cayman Islands:

Cornerstone Group Tel: (345) 938 1009 Email: info@cornerstonegroup.ky

professionals, subcontractors

developers, and

suppliers

architects, that

help

expedite key responsibilities. AMB ensures that your quality project begins and finishes on

Encompass Ltd.

AMB Construction

schedule with an efficient transition to facility

Tel: (345) 938 0850

Tel: (345) 516 2078

opening and operation. SEE AD pag e 183

Email: ekline@encompasscayman.com

Email: info@ambltd.org Clan Construction Ltd.

www.ambconstructioncayman.com Construction

service

driven,

Tel: (345) 326 1730

Kellett & Company

AMB

Tel: (345) 926 1518

specialising in residential and commercial

Email: info@kellettco.com

builds, fit-outs, renovations and repairs.

Encompass Ltd.

With excellent relationships with building

Tel: (345) 938 0850 Email: ekline@encompasscayman.com Le Habitat Ltd. Tel: (345) 949 6688 Email: lehabltd@candw.ky McAlpine Ltd. Tel: (345) 949 4666

13 Phoenix Construction

B U I L D I N G in C a y m a n

Tel: (345) 945 8001

CMY

New Resident 2018 Quarter Page.pdf 1 6/13/2018 6:55:15 PM

NCB Group Tel: (345) 946 9622

Whatever your real estate plans, we have the property professionals to guide you.

Small Engineering Ltd. Tel: (345) 947 9330 or Cell: (345) 525 0209 Email: thesmallgroup@candw.ky www.smallengineering.net

30+ YEARS IN CAYMAN

General and Civil Engineering Contractors

 Quantity Surveying

that provide a full spectrum of services from remodelling to major works for both residential,

 Development Consulting

commercial and industrial projects - also

 Project & Construction Management

specialise in ICF construction.

 Property & Facilities Management

SEE AD this page & 147

 Valuations / Appraisals  Insurance Services  Dispute Resolution / Mediation

Interior Designers Find a professional interior designer in the Home Improvement chapter on page 164. Land Surveyors Abernethy & Associates Ltd. 96 Mary Street, George Town Tel: (345) 947 1582 Email: info@survey.ky or www.survey.ky Abernethy & Associates Ltd. is a land surveying company owned by Greg Abernethy, who brings over 24 years of experience to

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his clients. Specialising in legal boundary

construction estimating, construction and

solutions

re-establishments, subdivisions, combinations

project management, quantity surveying and

institutional, industrial and Cayman Islands

and

strata

incorporations,

Abernethy

for

residential,

commercial,

construction cost management, construction

Government projects. Other services include:

Associates use the latest GPS technology and

contract advice and dispute resolution.

geotechnical engineering, structural surveys,

are fully equipped to perform civil engineering

SEE AD pag e 184

environmental

and building set outs. SEE AD t h is pag e

engineering,

storm-water

management, piling inspection and testing, CAD (AutoCAD and REVIT) draughting, structural

Cayman Survey Associates Ltd.

AMR Consulting Engineers

analysis, site surveying and monitoring and

Tel: (345) 945 9222

Cannon Place, North Sound Road, Ind. Park

project management. SEE AD t h is pag e

THE

Structural Engineers

Tel: (345) 949 2716

Quantity Surveyors & Project Managers These businesses can calculate and manage the cost of your construction project.

Tell them you saw it in the

Email: info@amr.ky or visit www.amr.ky Value engineered structural and civil design

Blue Point Consultants Tel: (345) 525 0706

Bringing a higher level of service to our clients

Email: info@bluepointproperty.com www.bluepointproperty.com RICS registered valuer offering property valuations, development appraisals, feasibility studies, acquisitions and disposals, consulting on landlord and tenant issues, property purposes and loss adjusting. Specialising in

Boundary re-establishments | Subdivisions Combinations | Strata Surveys | Topographical surveys

CALL FOR A FREE ESTIMATE: 345.947.1582 M: 345.925.2816 • info@survey.ky • www.survey.ky

hotels and resorts. SEE AD PAG E 145

EXCELLENCE IN ENGINEERING SOLUTIONS & SERVICE

BCQS International

DESIGN SERVICES

Tel: (345) 949 8644

Structural Engineering Civil Engineering Geotechnical Engineering Structural Analysis Structural Surveying Environmental Engineering Resident Engineering Services Piling Inspection & Testing Construction Compliance Project Management Utilities Enabling Works Highways Bridges & Infrastructure Storm Water Management Ground Modeling Materials Testing AutoCAD drafting & BIM Site Surveying Site Monitoring Structural Integrity Reports Third Party Inspections Civil 3D Modeling

Charterland A1 Plaza Venezia, North Sound Road Tel: (345) 623 2772 Email: info@charterland.ky www.charterland.ky Professional services include: Quantity surveying and cost consulting, valuations and appraisals, feasibility studies, commercial, residential and strata property management and insurance loss adjusting. DDL Studio Ltd. Tel: (345) 945 3622 Email: info@ddlstudio.com www.ddlstudio.com

Cayman Ingenuity, Global Experience

AMR

JEC Property Consultants Ltd. Tel: (345) 945 5930

CONSULTING ENGINEERS

Email: contact@jec.ky or www.jec.ky Services

include:

Development

CAYMAN ENGINEERING LTD

advice,

development feasibility studies and appraisals,

P: 345 949 2716 | W: www.amr.ky | E: info@amr.ky

www. c a y m a n r e s i d e n t . c o m

185

B U I L D I N G in C a y m a n

searches, reinstatement cost for insurance

Reliable, Accurate & Efficient with over 20 years experience

food Food & Drink

Cayman’s Culinary Scene

186

Places to Eat - New Openings - Cafés, Bakeries & Bistros - Vegetarian & Vegan Food - Kosher Food - Fresh Smoothies & Juices - Waterfront & Outdoor Dining - Dining on a Budget - Food Delivery Service - Food Trucks

187 187 187 187 188 188 188 190 190 192

Bar & Club Scene - The Bar Scene - The Club Scene - Cigar Bars - Mixology - Live Music Scene

192 192 193 193 193 193

Groceries 193 - Grocery Stores 193 - Farmers Markets 195 - Buying Fresh Fish 195 - Gourmet Food 195 - Goods Produced Locally 196 - Buying in Bulk 197 Beer & Wine - Local & Specialty Beer - Liquor Stores & Wine Merchants - Duty on Alcohol

197 197 197 198

Culinary Things to Do - Cooking Classes - Culinary Events - Full Moon Celebrations - Sunday Brunch - Wine Tasting & Dinners

198 198 198 199 199 199

Catering

199

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Photos courtesy of Deep Blue Images and DRCL/Camana Bay.

& drink

oVERVIEW OF CAYMAN’S CULINARY SCENE

With over 130 nationalities residing in the Cayman Islands, epicures can feast on anything from Pad Thai to Spicy “a la Plancha” Octopus. Avant-garde chefs are pushing the boundaries of what it means to ‘eat local’ and introducing innovative gastronomic techniques, all while staying true to Cayman’s melting pot of culinary traditions. Cayman’s legion of food festivals kicked off in early 2018 with the Cayman Cookout, world renowned Chef Eric Ripert’s annual culinary event that features cooking demonstrations, barefoot barbeques and more. Taste of Cayman turned 30 this year and saw a 5,000-strong crowd walk through the gates at Camana Bay’s Festival Grounds to sample the best dishes and spirits from some of the Island’s top restaurants. Beach House at the Westin took home the coveted prize for Cayman’s Favourite Restaurant. The Red Sky at Night Festival, another crowd pleaser that takes place in February, is a night rich in arts and culture, and foodies are not disappointed with all of the hearty local dishes on offer! In October and November Cayman prepares for Restaurant Month and Pirates Week, the latter of which is an event where each district gets to dazzle locals with arts, crafts and spreads of authentically prepared Caymanian food. Six days a week residents can enjoy fresh locally grown produce at the Market at the Cricket Grounds and regular culinary events

occur monthly, from full moon fêtes at Kaibo and Catch, to Anchor & Den’s tasty array of themed evenings. And do not miss Cayman’s famous Sunday brunches, which are an Island institution! Places to eat

To see a comprehensive list of Cayman’s restaurants pick up a copy of Good Taste magazine, which you will find in most hotels and grocery stores on the Island. It’s a smart, upscale dining and entertainment guide for Cayman packed with sample menus, restaurant contact details and interesting food related articles. Visit www. caymangoodtaste.com for reviews, special deals and online reservations. You will find details on the latest promotions on their Facebook page www.facebook.com/ caymangoodtaste. SE E AD PAG E 198

specials are posted on their Facebook page. South West Collective in George Town has a great breakfast menu and delicious espressos and pressed juices. Their lunch menu features salads with housemade dressing, plus freshly prepared savoury pies, sausage rolls and soups. Lauren’s, in Buckingham Square, serves tasty breakfast treats such as fresh sweet and savoury crêpes, as well as many lunch options and daily specials. Cayman Crêperie in George Town also offers crêpes along with sandwiches and coffee. Over on the north side of the Island, Kaibo Beach Espresso community coffee shop is open for breakfast from 7am daily. Sample their freshly roasted Colombian coffee and straight out of the oven pastries. They also offer hot breakfast paninis, bagels and gluten-free brownies. Vegetarian & Vegan Food There are several great options on the Island for vegetarians and vegans. Bread & Chocolate, located on the corner of Edward Street and Dr. Roy’s Drive in George Town, offers health-conscious (yet hearty) vegan breakfast, lunch and dinner options. Try their housemade pepper sauce! Island Naturals Café in Coconut Plaza, off West Bay Road, is a popular lunchtime and early dinner spot seven days a week. They cater to healthy appetites offering delicious daily specials with gluten-free and vegan options. VIVO is a wonderful sustainable restaurant at the Lighthouse Point Resort on NW Point Road in West Bay. It offers delicious plantbased food with lots of gluten-free options. Their coconut ‘bacon’ is a treat! Jessie’s Juice Bar in Camana Bay, George Town and Governors Square serves a range of healthy vegetarian, vegan, gluten-free and raw food options. Britta Bush, a well-known natural food vegan chef, owns Saucha (sowtcha) and delivers locally sourced, organic and unprocessed vegan meals and artisan sourdough to your home or office. She also brews kombucha which can be bought in all the local grocery stores, most restaurants and is on tap at the Kimpton. The Brasserie Market, located off Elgin Avenue, has a wide selection of home-grown produce

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Food & Drink

New Openings The Island’s fast-casual lunch scene got an exciting shake-up with the opening of Pico Taqueria in the Cayman Technology Centre. Pico offers patrons fresh and tasty Mexican fare. Also new to the Cayman Technology Centre is Water & the Elephant, a stylishly welcoming specialty coffee bar and café. In Cricket Square, the same great team that manages The Brasserie has introduced The Caboose, a small outdoor restaurant, which serves smoked and grilled meats and seafood among other local favourites. Saltwater Grill, a sophisticated seafood restaurant, has opened in Galleria Plaza where Agua once stood, and Agua has now joined the impressive roll call of restaurants situated in Camana Bay. Their new location features waterfront views and a bright, airy and trendy nautical-themed decor. Harbour Grille is a family-friendly, beach chic eatery and the newest addition to Grand Harbour. Locals will be pleased to hear long-time favourite Agave Grill has returned after a two-year hiatus in a brand-new location just off the Butterfield roundabout in George Town. On the west side of the Island sits The Commodore Waterfront Restaurant & Bar, located at Morgan’s Harbour.

Cafés, Bakeries & Bistros The Island is home to a number of fantastic cafés, all staffed with great chefs who prepare sumptuous breakfasts and lunches, as well as fresh bread, cakes and pastries. In late 2018 the news broke that the American coffeehouse chain, Starbucks, has plans to open in Cayman (more details to come). You can visit The Pantry at Seafire, located just off the lobby of the chic Kimpton Seafire Resort, for freshly baked pastries, sandwiches, fresh salads and local fruit smoothies, pressed juices and steaming hot espresso. Call (345) 746 0000. Cayman Coffee Exchange at the Westin Grand Cayman resort serves fresh fruit, parfaits, yoghurt, housemade pastries, organic snacks and barista-crafted coffee. Call (345) 945 3800. There’s also Icoa Café in Seven Mile Shops on West Bay Road, famous for their tasty cakes and a wide range of lunch options. Established coffee houses include Paperman’s Coffeehouse which has three locations: the Strand Shopping Centre, Windjammer Plaza and Midtown Plaza; Perk Up Café in Governors Square and Café del Sol, which has three locations between Camana Bay and George Town. Aroma is a trendy bistro in Camana Bay with an inventive and creative daily menu. A selection of beers on tap and wines are available. Also in Camana Bay is Petit Paris, a delightful little French bistro that’s known for its flaky croissants, pastries, macarons, cookies, decadent cakes, all freshly baked daily. Their gourmet coffee is popular. Fresh Kitchen & Coffee in Galleria Plaza serves a tasty selection of pastries, as well as all-day breakfast and a number of sandwiches and bowls. Conscious Cafe, located in the Art Nest creative studio, boasts a locallysourced, health-conscious menu. Full Of Beans Café in Pasadora Place is a lively spot for the breakfast and lunch crowd with daily changing specials, plenty of choice for vegetarians and fantastic coffees. They also have art opening parties once a month with complimentary beer and wine. The Brasserie Market in Cricket Square also serves sandwiches and salads, along with soups, hot lunches, pastries, etc. Their daily

and many vegan lunch options. You will also find that most menus on the Island feature vegetarian and dairy-free options. Agua Restaurant has a ‘healthy lunch’ section on their lunch menu that includes vegan salads and gluten-free substitutes, The Greenhouse, near the bustling George Town harbour, has gluten-free and vegan options, as well as Yoshi Sushi, Thai Orchid, China Village and even fast casual spots: Singhs Roti Shop, and Al La Kebab.

Food & Drink

Kosher Food The Cayman Islands has a small, vibrant Jewish community and a variety of kosher food products can be found in Grand Cayman. Foster’s IGA (SEE AD PAGE 194) and Hurley’s in particular have a good selection. The Ritz-Carlton’s culinary team will accommodate groups or special orders if arranged 24-hours in advance. (SEE AD PAGE 189) For kosher wines try The Tasting Room in Caribbean Plaza and Blackbeard’s liquor stores. The organisation Chabad Cayman hosts weekly Shabbat dinners that are open

to residents and visitors alike. Plus it is also possible to bring in kosher food items in your checked luggage at the airport. Visit www.jewishcayman.com for more information. Fresh Smoothies & Juices Year long summer weather means refreshing fruit smoothies and juices are a Caymanian diet staple! Kirk Supermarket (See ad page 3) has a wide selection of freshly pressed vegetable and fruit juices. Foster’s Food Fair IGA (See ad page 194) (visit www. fosters-iga.com) also sells freshly pressed juices, local coconut water plus Caribbean favourites such as Irish Moss and sorrel drinks at their many locations. Jessie’s Juice Bar (Tel: (345) 949 2012) serves up cold pressed juices, smoothies, and housemade kombucha. They now have three locations: Camana Bay, Governors Square and South West Collective which is located on the 2nd Floor of Harbour Place in George Town. Green2Go uses fresh locally grown and organic produce to make their power-

packed green smoothies. Visit their website (www.green2go.ky) to place an order. Smoothie King in Galleria Plaza (SMB), offers fruit smoothies, protein shakes and vitamin elixirs. Greenhouse Café, across from the GT waterfront sells fresh pressed juices daily. Willie’s Fresh Fruit & Juices, has a roadside trailer parked in front of the Country & Western Bar, which offers fresh seasonal tropical fruits, juices and some of the best smoothies on the Island. The Smoothie Factory, in the Marquee Plaza, offers a variety of smoothie flavours as well as wheatgrass shots and fresh juices. The Swanky Stop at the Market at the Cricket Grounds sells fresh smoothies blended from local and seasonal fruits. Waterfront & Outdoor Dining Cayman has an enviable number of places to eat while overlooking the water. Located at the Kimpton Seafire Resort with sweeping views of Seven Mile Beach, Ave (Tel: (345) 746 4111) offers coastal Mediterranean cuisine that features fresh,

Gourmet Restaurant • Macabuca Tiki Bar • Premier Shore Diving and Snorkeling •

North West Point • West Bay Road (across from Boatswain’s Beach) T. 345-945-5217 • E. conchrest@gmail.com • www.crackedconch.com.ky 188

CAYMANRESIDENT 2019

Discover an unmatched collection of culinary experiences in Grand Cayman.

Choose from six exquisite dining experiences at the top luxury resort in the Cayman Islands. From delectable seafood at Blue by Eric Ripert to authentic Japanese at Taikun, there's something for every food aficionado to love. For reservations, please call 345-815-6912.

2018 The Ritz-Carlton Hotel Company, L.L.C.

ÂŠ

Food & Drink

local seafood and local produce. On the George Town waterfront is Le Vele (Tel: (345) 233 8353) an upscale Italian restaurant that specialises in housemade pasta and authentic brick oven pizza. Da Fish Shack (Tel: (345) 947 8126), serves fresh local fish that is caught daily. In the South Sound area there is Grand Old House (Tel: (345) 949 9333) which offers classic and international dishes in an old world setting, and Sunset House (Tel: (345) 949 7111) a laid back tiki bar serving casual food and great cocktails. George Town offers several waterfront options: George Town Yacht Club (Tel: (345) 947 4892) is located at the Barcadere Marina and has a great seafood and bar food menu. Kids will love the swimming pool! The Lobster Pot (Tel: (345) 949 2736) is a popular seafood restaurant with a wonderful deck that has sweeping views of the capital’s stunning harbour. The Seven Mile Beach area has an array of great restaurants with waterfront views: The Wharf (Tel: (345) 949 2231) has been around for 30 years and its talented chefs create mouth-watering international and Caribbean influenced dishes; the RitzCarlton (Tel: (345) 943 9000), has three premier waterfront restaurants including Seven, an upscale steakhouse serving Niman Ranch cuts, where you can dine on the terrace with sweeping views of Seven Mile Beach; Bar Jack, a more casual beach bar located right on the beach offering world-class views and Andiamo, which overlooks the resort’s breezy waterways and serves fresh, authentic Italian food. (see ad page 189) The Beach House (Tel: (345) 945 3800) at The Westin also offers deluxe views of Seven Mile Beach. Other options include the relaxed Royal Palms Beach Club, plus their coastal Italian restaurant upstairs, Prima (Tel: (345) 945 6358) and LUCA (Tel: (345) 623 4550) another upscale restaurant on the beach serving contemporary Italian food. Camana Bay has six waterfront restaurants including: Mizu Asian Bistro + Bar (Contemporary pan-Asian), Pani Indian Kitchen (a large menu of Indian specialities from across the country) KARoo (popular happy hour bar with tapas), The Waterfront 190

CAYMANRESIDENT 2019

(American-style diner), The (Italian-inspired American favourites) and Agua (waterfront dining featuring the best of Caribbean and Mediterranean cuisine). Abacus (sophisticated farm-to-table cuisine) also in Camana Bay, has a large shaded dining area on The Paseo. West Bay has an excellent choice of upmarket restaurants: Morgan’s is located at the Cayman Islands Yacht Club and has a wonderful seafood menu and a lovely breeze. bàcaro (Tel: (345) 749 4800), also in the Yacht Club, is the country’s only authentic Italian ‘tapas-style’ restaurant and wine bar. Cracked Conch (see ad page 188) and Macabuca, both offer stunning views and excellent alfresco dining. Visit Cracked Conch for white tablecloth service and a cosmopolitan bar. Their signature conch dishes are legendary. Macabuca offers a more laid back bar with casual food and great cocktails. Calypso Grill (Tel: (345) 949 3948) and Catch (Tel: (345) 949 4321) are both located in Morgan’s Harbour and offer fantastic menus and panoramic views of the North Sound with a lovely cooling breeze. The Commodore Restaurant serving lots of fresh and seasonal seafood, is in this area too. In Bodden Town, there is The Lighthouse in Breakers which has an outside deck with seating stretching over the sea. ‘Upstairs’ at Kaibo overlooks the beach and serves upscale cuisine on the sea-view veranda, with a ‘rare rum’ bar indoors, it’s open every Monday, Wednesday, Thursday, Friday, Saturday and Sunday from 5.30pm. A water taxi is available upon request and can also take you to the acclaimed Rum Point Club & Restaurant (Tel: (345) 947 9412), home of the Mudslide, beach BBQs and sumptuous seafood dishes. Take a walk after your meal on one of the Island’s longest docks that stretches over the calm, turquoise water. Urban Diner

Brooklyn Pizza + Pasta

Dining On A Budget Cayman’s impressive culinary scene can also be a very expensive dining and entertainment experience. If you are looking to save some money, but still want to go out, try one of these budget-friendly

Island hot spots: Al La Kebab, The Burger Shack, Chicken! Chicken!, Da Fish Shack, Dukes, Fidel Murphy’s, George Town Yacht Club at Barcadere Marina, Gino’s Pizzeria, Guy Harvey’s Island Grill, The Sunshine Grill (famous for their fish tacos and massive burgers), Boggy Sand Caribbean Kitchen, China Village, Casa 43 Mexican Kitchen and Tequila Bar, Eats Café, Cimboco, Lone Star, Macabuca and Wok N’ Roll or try any of the Island’s fast-food restaurants. Check out promotional deals at www. caymangoodtaste.com. see ad page 198 Dog-Friendly Restaurants Restaurants with dog-friendly outdoor areas in Cayman include: Calico Jack’s, Dukes, Café del Sol, Häagen-Dazs, Macabuca and KARoo. It is always best to keep your dogs on a leash and sitting properly under your table. Food Delivery Service You can get daily specials, and current menus and prices from restaurants that deliver food from the Good Taste website. Check out the ‘Restaurants that Deliver’ page on www. caymangoodtaste.com. Alternatively, the Fine Dine-In (Tel: (345) 623 3463) service delivers food and wine to your door from over 20 restaurants (5pm-10pm only). Fancy a liquid breakfast? Cayman Breakfast Club (www.caymanbreakfastclub.ky) delivers completely organic breakfast smoothies to your door daily. Gino’s Pizzeria (Tel: (345) 623 7777) delivers delicious, made from scratch New York style pizzas Islandwide. They also offer a gluten-free option. Visit: www.ginos.ky. Saucha (pronounced sowtcha) delivers locally sourced, organic vegan meals, including raw and glutenfree desserts, snacks, sourdough and house brewed kombucha. Call (345) 926 0508 or visit www.sauchaliving.com. They have just opened the Conscious Cafe in the Art Nest building. Taste This Life delivers Caribbeanfusion meals to your door. Email jessica@ taste-thislife.com for more information. For weekly lunch deliveries try Burger Shack, Island Naturals, Bread & Chocolate, and Full of Beans (daily lunch specials).

Food Trucks Al La Kebab has two food trucks: one can be found in Red Bay right at the entrance to Selkirk Drive; the other in the Fosters Food Fair car park in West Bay. They offer a huge menu with plenty of healthy options. Visit www.kebab.ky for details on where to find them, seven days a week. Burger Shack’s food truck is usually parked in front of Country & Western Bar, serving their full menu of tasty burgers and hotdogs. Smokin Bros offers meaty dishes such as Smoked Baby Back Ribs, Brisket, Pulled Pork and more. Check their Facebook page for details. The Swanky Stop offers freshly harvested local and seasonal produce and smoothies. Find the orange truck Monday-Saturday, 10am-6pm by the Market at the Cricket Grounds. Island Bites is a ‘Cay-Mex’ grill, serving up Mexican fusion cuisine made using local ingredients and flavours. They can be found across from the Cayman Crystal Caves in Old Man Bay. Good Mood Food Co. is new to the scene, located on the lot next to Copper Falls, and serves a variety of tasty sandwiches and burgers. Tipping Tipping is standard practice in the Cayman Islands and, although server’s standard wages are generally higher than in the United States, it’s still an important part of a server’s income. Most restaurants include a gratuity on the bill of 15-18%, however, it is always wise to check, as it is customary to leave a tip of approximately 15% and a little more for particularly good service or larger dining groups.

Food & Drink

bar & club scene in Cayman

The Bar Scene The local bar scene is lively and changes rapidly. We mention the most popular ones here: The Attic (SMB) is a great place to play pool and beer pong. Food available. Bar Crudo (GT) is part of the Guy Harvey’s group and serves great drinks and fresh seafood overlooking the harbour. Barolo (SMB) has a lovely patio, great wine list and good music with a DJ. Friday nights are extremely popular with the well-heeled. Calico Jack’s (SMB) is a casual beach bar that hosts monthly full moon parties. Coconut Joe’s (SMB) has an open-plan bar and is a good spot to catch sports games. Coccoloba Bar & Grill at the Kimpton Seafire (SMB) is part street taco joint, part beach hut where you can pair expertly mixed margaritas and icy cocktails with fresh tacos and tostadas. Craft F&B Co. (SMB) is a popular gastro-pub with a large list of craft beers on tap and in a bottle. Great hearty eats. Kaibo Beach Restaurant (North Side) offers a fun and tasty menu and their famous Mudslide! Caribbean “Barefoot Beach BBQ” every Tuesday night with live local music. KARoo (Camana Bay) is a popular after work venue. Offers cocktails, tapas and a Happy Hour Monday-Sunday 3pm-7pm and a Sunday BBQ Brunch. 192

CAYMANRESIDENT 2019

You can sit on the patio to watch the hustle

The Club Scene Grand Cayman is a small island, so there are only a few clubs of note, making these hotspots very busy. There are also a few lounges that have dancing and live DJs.

and bustle of the Camana Bay Town Centre

bàcaro (WB) transforms into a late-night hot

or tuck away in the pub’s snug back section,

spot every Thursday for ‘bàcaro After Dark’.

enjoying the old English décor. Offers a

Barolo Lounge (SMB) is an intimate lounge

variety of themed nights.

that’s a great spot for dancing on a Friday night.

Legendz (SMB) has a bar with comfortable

O Bar (SMB) is a popular nightlife spot. There is

booth seating and lots of big TV screens.

a live DJ every night and great drink specials.

The Lodge (Previously Whiskey Mist) (SMB)

Lillies (SMB) is a sophisticated late night lounge

is a fun, friendly and eco-conscious bar with

and nightclub located above The Lodge in the

an impressive selection of whiskeys. Weekly

Strand Shopping Centre.

live music events.

Note: Cayman observes a day of rest on

Lone Star (SMB) is a bustling, Texas-style

Sunday, so bars and restaurants stop serving

bar, popular with the 20+ crowd and tourists.

alcohol at midnight on Saturday and there is no

Live music and TexMex food.

live music permitted on Sundays.

King’s Head (Camana Bay) is a Britishthemed pub overlooking the waterfront views of the Camana Bay Crescent. A cosy and intimate spot to enjoy a cocktail or two.

Macabuca (WB) is a relaxed bar overlooking the sea. Monday night Caribbean BBQ, all you can eat from 5.30pm. It’s a great spot to watch the sunset and divers can jump into the water right in front of the bar for a night dive. oceanfront bar just south of George Town. The perfect place to watch the sunset. Premier Brew (GT) is a prime after work happy hour spot, with cocktails, premier wines by the glass, and craft beers. The Ritz-Carlton (SMB) gets busy late (after 10pm) on Fridays at the upscale Silver Palm Lounge with a sophisticated over 30 crowd. You can also grab some sushi and saké (their authentic Japanese saké list is the largest on Island) or even a martini at Taikun, Cayman’s first and only gourmet sushi restaurant. SE E AD page 189.

Royal Palms Beach Club (SMB) is a large seaside venue with cabanas and a swimming pool right on the beach. Weekly events. Fridays are popular. South West Collective (GT) is a trendy spot, with board games, vintage foosball and darts. A great selection of beers, wines and cocktails. The Wharf (GT) hosts Tuesday salsa nights, with free lessons at 9.30pm. Don’t miss the tarpon feeding at 7pm and 9pm. On the last

Mixology Life behind the bar is becoming more about mixologists expressing their creativity, many choosing to infuse drinks with local farm-to-table fruits and herbs. And of course with so many hot spots to choose from, the competition grows every year as mixologists strive to meet the demands of some of Cayman’s most eclectic and sophisticated cocktail connoisseurs. Try Anchor & Den for their apothecary inspired cocktails and chilled ‘lounge’ vibe, Barolo Lounge for their classic cocktails and happening Friday nights, Catch for their farm-to-table drinks by the sea, bàcaro for their hand-crafted cocktails and delectable small plates and the Ritz-Carlton’s Bar Jack for the creamiest Piña Colada and firstclass sunset views over Seven Mile Beach.

Catching ‘The Game’ Whether you are looking to catch a football, rugby, cricket, tennis, hockey or a UFC match, Cayman is not short of good sports bars. Legendz, Coconut Joe’s, Craft F&B Co, Fidel Murphy’s, The Lodge, Salty’s, Lone Star, and Pirate’s Den (PDs) Pub, all feature the games on big screens with great food, comfortable seating and good service.

groceries

Grocery Stores If you have ever been in a large US or Canadian grocery store, Cayman’s stores are very comparable. They carry most major US and Canadian brands, as well as USDA certified meats, UK brands such as Waitrose, lots of fresh fish, shellfish, meats and a variety of fresh vegetables and fruit and local foods and produce. All of the supermarkets carry organic products, however fresh organic fruit and vegetables produce from the US have to travel far to get here, unlike locally grown produce. The supermarkets sell very good meat, but the freshness of some cuts of fish tend to sometimes vary between different stores. Do not be afraid to ask when the fish came in and which is the freshest. Bay Market is a division of Foster’s Food FairIGA and is located on Market Street in Camana Bay, Tel: (345) 815 1080. It is open Monday to Saturday 7.30am-7pm. A gourmet speciality food store with a focus on organic items, Bay Market offers a wide selection of organic fresh produce, meats, frozen foods, dry goods and

Friday of the month the Boogie Nights Old

luxury food items, plus the Island’s largest

School Dance Party starts at 9.30pm.

selection of international cheeses, as well as

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193

Food & Drink

My Bar at Sunset House (GT) is a relaxed

Cigar Bars For the perfect casual cigar scene and a wonderful range of quality cigars, Club Havana is a great place to stop in. They have two locations: their cigar lounge in Caribbean Plaza (with a non-smoking section) or the more informal bar in the West Shore Centre. Both locations have an admirable humidor selection and an in-house torcedor (cigar roller).

Live Music Scene Many of Cayman’s restaurants feature great local bands that play under the stars while you dine. The best venues to catch live music are: Abacus, Anchor & Den, Deckers, Grand Old House, Barolo Lounge, Kaibo, The Lodge, Lone Star, Royal Palms Beach Club, Bar Jack and Silver Palm Lounge at the Ritz-Carlton, 5 O’Clock Somewhere at the Margaritaville Resort, The Wharf, and Tortuga Beach Bar at the Westin Beach Resort & Spa.

a coffee, freshly squeezed juice and breakfast bar. They also sell freshly made sandwiches, hot food, made-to-order salads and grab-n-go items perfect for lunch or dinner on the run. It is similar to a smaller version of a Whole Foods in the US. SE E AD page 352 Foster’s IGA: Foster’s IGA has five locations: Airport Centre, Tel: (345) 949 5155; The Strand, West Bay Road, Tel: (345) 945 4748; Republix Plaza in West Bay, Tel: (345) 949 3214; Countryside Shopping Village in Savannah, Tel: (345) 943 5155 and opposite Morritt’s Tortuga Club in East End, Tel: (345) 947 2826. All locations are open Monday to Saturday 7am-11pm, except the East End branch, which is open Monday to Thursday 7am-7pm and Friday and Saturday 7am-9pm. All locations are open from 9am-6pm on public holidays and closed on Sundays. Foster’s IGA is well known

for their fresh produce, meat and fish, locally produced goods, natural and organic products and a wide selection of IGA and President’s Choice products, which offer quality at great

Food & Drink

value. Foster’s IGA is also the exclusive distributor of Waitrose products from England. Although their stores are similar in format, their largest store at The Strand on Seven Mile Beach provides the largest selection of organic and speciality products. The Strand store also has great choices for tourists who prefer the convenience of purchasing a prepared meal for lunch, dinner or a beach day. People from England might like to know that at Christmas time Foster’s brings in mince pies, Christmas pudding, brandy butter and other traditional treats which get snapped up quickly! SE E AD t h i s page

Hurley’s Supermarket is located at Grand Harbour Shoppes, Red Bay, Tel: (345) 947 8488 and is open Monday to Saturday 7am-11pm. They are well known for their fresh fruits and vegetables, and a large assortment of organic produce. They have a newly expanded Fresh Kitchen with an exceptional variety of freshly made cold options and loads of hot meal items daily. New additions in the Fresh Kitchen include a full service juice and smoothie bar, coffee bar, brick oven pizzeria, burrito bar, panini station and sushi bar. We have been told 194

CAYMANRESIDENT 2019

that it is so popular that people will drive out of

Farmers’ & Artisans Market

town to collect lunch from there! Hurley’s offers

Discover an array of local purveyors offering

catering services and specialty cake orders.

products and experiences found only in

They now offer online shopping for either

Cayman at Camana Bay’s weekly market.

pickup or delivery at www.hurleys.ky.

Make sure you go early for the widest selection of fresh produce and farm goods then browse

Kirk Market is located between George Town

an eclectic selection of artisanal products and

and Seven Mile Beach on Eastern Avenue,

handicrafts. The festivities pick up throughout

Tel: (345) 949 7022 and is open Monday to

the evening as more artisans join and the

Thursday 7am –10pm and Friday and Saturday

Market comes alive with entertainment,

7am-11pm. Visit www.kirkmarket.ky or ‘like’

including art and cultural demonstrations and

them on Facebook. Kirk Market offers a wider

live music. Wednesdays 12pm-7pm, The Paseo.

selection of gourmet, natural, organic, glutenMarket at the Cricket Grounds

other grocery store on-Island. In addition to

This vibrant and lively market is open every

these specialty categories, you will also find

Monday to Saturday from 7am until 6pm.

an extensive offering of well known grocery

Located on Huldah Avenue next to the cricket

brands. Kirk Market’s produce department

pitch in George Town, we recommend you

features a diverse range of quality fruit and

get there before 8am on Saturdays. You can

vegetables from both local and international

buy fresh local fruits, vegetables and herbs,

farms. You will also find a full-service butcher

fresh caught fish, all natural meats and eggs,

counter, a bakery, a gourmet deli that features a

as well as sample traditional Caymanian

chef-inspired Mediterranean bar and a delicious

cuisine. Purchase unique souvenirs and gifts,

hot bar and salad bar. Kirk Market is also home

handmade crafts, traditional straw work,

to Kirk Pharmacy which can be reached by

preserves, sauces, seasonings, paintings,

calling (345) 949 7180. SEE AD PAGe 3

natural beauty products and jewellery made with shells or the precious Caymanite stone.

International Groceries If you can’t find the Asian ingredients you need in one of Grand Cayman’s supermarkets, you should try Oriental Market located opposite Anderson Square in George Town. They stock a wide range of dry and canned pan-Asian goods from China to Thailand. Open MondaySaturday 9am-5pm and Sundays 10am12pm. Tel: (345) 949 1109. Find their second location in Pasadora Place. Open on Monday-Saturday from 1pm-8pm. Tel: (345) 947 6000. Farmers’ Markets The farmers’ markets in Cayman are not only perfect for buying flavourful homegrown (and mostly organic) produce at the peak of its freshness, but they are a wonderful place to meet local farmers and people who are passionate about knowing the provenance of their food. Get to the markets early to snag the best produce.

Local Flavours If you are new to the Island and have not sampled an authentic Caymanian dish, such as conch stew or a fresh fish fry, stop by one of Cayman’s favourite local haunts: Amelia’s Kitchen (George Town), Heritage Kitchen (West Bay), Kurt’s Korner (North Side) and Vivine’s Kitchen and Eastern Star Bar & Grill (East End). Be sure to top off your meal with one of Cayman’s sweet “heavy” cakes made from cassava or corn! Custard-top corn bread made with rich coconut cream is absolutely sinful! 14

Street Food Jamaican Jerk, the internationally renowned street food, is big in the Cayman Islands! Try Mango Tree (George Town), Peppers Bar & Grill (SMB), Di Kit-Chin (Prospect) and Rankin’s Jerk Pit (Bodden Town).

Stop for a chat with farmers and artisans for ideas on what to do with your fresh produce and fuel your creativity at home – a great way to kick start the weekend.

Buying Fresh Fish Another wonderful benefit living in Grand Cayman is that on almost any day of the week, you can buy fresh fish on the waterfront in downtown George Town next to Cayman Cabana. Fishermen anchor their boats offshore, set up tables on the beach and display their fresh catch. They charge approximately CI$4.50 per pound and sell the fish on the bone, but they will fillet it for you. Ask to look in their coolers, as that is where they usually hide the largest, tastiest fish! Also, try Harbour House Marina, located at the end of Marina Drive in Prospect. The supermarkets sell types of fresh fish you cannot get from local fishermen, such as salmon (wild and farm-raised), cod, catfish, sole, swordfish, haddock and trout. Do not buy local

Gourmet Food Despite being a small Island there is a wide selection of gourmet foods and fresh dishes to choose from. Bay Market As mentioned under grocery stores, Bay Market (Tel: (345) 815 1080) in Camana Bay offers a wide selection of organic food, as well as gourmet and non-organic produce, including truffles, pastas and sauces straight from Italy, squid ink and other unusual and hard-to-find ingredients. In the ‘luxury’ range, they sell wonderful things like jams, olives, sauces, spices, interesting fruit and vegetables (all organic) and their cheese display is beyond impressive! They even sell fresh, organic dog food. SE E AD page 352 Kirk Market In addition to well known grocery items, Kirk Market (Tel: (345) 949 7022) carries an excellent selection of fine gourmet foods

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free and more special dietary foods than any

grouper as it is critically endangered. A better choice is the similarly white flaky lionfish, which is invasive. Locally caught fresh fish is also sold at the Market at the Cricket Grounds next to the cricket pitch on Huldah Avenue in George Town.

from around the world. They also feature fresh local produce and an impressive selection of natural, organic and gluten-free products. Visit www.kirkmarket.ky. SE E AD PAG E 3 Icoa Fine Foods Icoa in the Seven Mile Shops is a great place to enjoy a family friendly breakfast, lunch or dinner. Try the freshly baked artisan breads and pastries from their bakery or use their catering services for a special event. Enoteca Wine Bar & Tasting Room, located inside Icoa, offers a wide variety of wine as well as wine tasting events. Tel: (345) 945 1915. The Tasting Room

Great wines No retail outlets Cellar Prices Interesting wines from around the world

Food & Drink

Wines for everyday drinking and special occasions Free delivery island-wide Other services include shipping and Customs clearance of private collections to Cayman and storage in our climate controlled cellar.

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Sells Italian olive oil, balsamic vinegar and honey. On request, they will prepare gourmet picnics filled with wine and amazingly delicious food. Located in the Caribbean Plaza on West Bay Road. Tel: (345) 322 4925.

Goods Produced Locally Tortuga Rum Company (Tel: (345) 623 7701) manufactures wonderful rum cakes that you can watch them make. Cayman Spirits Co. (Tel: (345) 943 4786) produces locally distilled Seven Fathoms Rum which is matured seven fathoms underwater! Their distillery produces nine different types of rum as well as other spirits. Call for a tour of the 5,000 sq ft facility or email: tours@rum.ky. They offer daily rum tastings at the Outpost at Pedro Castle. Cayman Sea Salt (Tel: (345) 943 7258) sells their locally produced sea salt in most supermarkets, gift shops and at the Pure Art Gallery. Cayman Islands Brewery (Tel: (345) 947 6699) produces twelve locally brewed beers which people can sample at their factory in Prospect. Kombucha tea is brewed on Island at Jessie’s Juice Bar (Tel: (345) 949 2012) and by Elizabeth Chisholm (Tel: (345) 916 4759) who can deliver a range of flavours, including decaf varieties, straight to your home or office. Email: kombuchabyelizabeth@gmail.com. Saucha (Tel: (345) 926 0508), a vegan meal delivery company, delivers artisan sourdough and a variety of house brewed kombucha in two bottle sizes. For over 30 years, Cayman Honey (Tel: (345) 947 1255) has been produced by bees owned by Sybil and Otto Watler and is well known as a local delicacy. They operate out of a house in Savannah and are very welcoming to visitors who would like to sample and buy their honey. They also sell it in the local grocery stores. Powder Monkey Gourmet Treats Ltd. specialises in gourmet homemade marshmallows in a variety of flavours, and can be found at Kirk Market and all Fosters locations. Cayman Islands Sauce Company (Tel: (345) 516 2467) produces a hot sauce from the extremely hot scotch bonnet pepper. Carol Hay of Cayman Pepper Patch makes delicious Gourmet Pepper Jelly that can be bought at supermarkets and select gift shops on Grand Cayman and Mary Lou’s liquor shop in Cayman Brac. Check her out at www.caymanpepperpatch.com. From April to October, Hank Ebanks can be found on the roadside outside the Mango Tree restaurant selling live white land crabs. The Farmacy grows and delivers fresh, seasonal produce twice a month. Their fresh fruit and

vegetable boxes cost CI$35 and contain a mixture of locally grown vegetables, fruits and a dozen eggs all delivered straight to your door. Email: thefarmacy@mail.com for more information. Buying In Bulk Buying in bulk in Cayman is a great way to save both time, money and the environment (due to less packaging). The following stores also carry canned and dry goods (which are great for stocking up on emergency supplies during hurricane season), frozen meats and seafood and a limited selection of fresh produce, as well as a wide variety of children’s toys, home appliances, ice-chests, personal care products, musical instruments, televisions and other electronics, plus well priced office supplies.

also a number of beers produced locally and a range of international and craft beers served at a number of Cayman’s restaurants, a few of which are listed below: Cayman Islands Brewery Ltd. (Tel:

selection of international beers and is a popular

(345) 947 6699) produces ten regular beers

popular local beers from Caybrew.

and two seasonal beers. Caybrew, a full-

Craft Food & Beverage Co. (Tel: (345) 640

bodied German style pilsner premium lager;

0004) offers, as the name suggests, an

Caybrew Premium Light, a light beer with only

exceptional choice of craft beers and drinks

110 calories and 4.5% ABV; Ironshore Bock,

from around the world. The beer menu

an amber beer brewed with specialty hops

features 12 beers on tap ranging from local and

and malts to 7% ABV; 345 Stout, a dark beer

international selections and boasts the largest

with chocolate and roasted coffee flavour;

selection of craft beers on-Island.

‘watering’ hole. Draft beers include Hoegaarden, Guinness, Magners Cider and Stella Artois. The bottled beers include an ever changing list of products from North America, Europe and the

Nitro Stout, a nitrogenized chocolate stout

and coriander aroma; Mango Tango, a clear

in Governors Square off West Bay Road and is

straw colour with mango flavour and a hint

open Monday to Saturday 8am-9pm.

of grains; 345 Lager a clear straw colour with hints of a grass and honey notes flavour.

SE E AD Page 191

golden ale; White Tip Lager, a Belgium style moderate bodied pilsner lager, for which part of the profits are donated to the Department of Environment and the Guy Harvey Ocean Foundation; Seven Mile Wheat, an unfiltered straw coloured beer with an orange marmalade

Priced Right: (Tel: (345) 815 1070) offers

Seasonally, they produce craft beers: Twisted

warehouse shopping without a membership.

Citrus, fresh orange and grapefruit notes; and

Their wide selection allows you to find

Pirate’s Gold, a red lager that is available in

everything you need for your home and family.

time for the Pirate’s Week celebrations. They

Priced Right is located in the Airport Centre and

also have tours every hour from 9am-5pm,

is open Monday to Saturday 8am-9pm. There

a Taproom on site and Happy Hour of Fridays

is also a Priced Right store located adjacent to

from 4-7pm. A really seriously impressive

the West Bay Foster’s store (Republix Plaza),

company doing great things with beer!

open 7am-11pm, Monday-Saturday.

Launched in 2018, 19-81 Craft Brewery, hopes to ignite a craft beer culture in Cayman –

Reflections Food 4 Less has two locations:

starting with the introduction of their three

MacLendon Drive (near the airport) (Tel: (345)

signature handcrafted beers: Island session is

949 3797) which is open seven days per week,

a Kolsch-style ale made with El Dorado hops

24 hours a day and their second location on

to 4% ABV; the Cayman Blonde is smooth

Godfrey Nixon Way (Tel: (345) 947 3663) is

and well-rounded, balanced with a honey,

open Monday-Saturday from 7am-7pm. They

caramel, malts and citrus aroma; and their

both sell drinks, frozen food, dry and canned

Tropical IPA brings an Island twist to a classic

goods in bulk and individual sizes.

US-East Coast India Pale Ale, with notes of mango, pineapple and grapefruit balancing

beer & wine

the traditional cool bitterness of an IPA.

Local & Specialty Beer There are a number of bars and pubs where you can find most of your favourite American beers. For a good selection of draught Irish beers on tap, head to Fidel Murphy’s Irish Pub & Restaurant. There are

19-81 beers are available on tap at several local bars and restaurants. A dedicated tap room at the brewery is now open. Visit their website, www.1981brewingco.com for more information. KARoo (Tel: (345) 946 6633) has an excellent

www. c a y m a n r e s i d e n t . c o m

Food & Drink

Cost-U-Less: (Tel: (345) 745 5377) is located

Liquor Stores & Wine Merchants BlackBeard’s and Big Daddy’s liquor stores have seven locations, with most of them open until 10pm. Call (345) 945 2222. Blackbeard’s flagship store is in Grand Harbour, which houses a 1,000 sq ft wine room where you may try your wine before you purchase it! All their stores have monthly specials on wine, liquor and beers with deep discounts on top brands.

with a creamy finish; Shellshock IPA, a light

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Food & Drink

Jacques Scott has six high-end wine and liquor stores across the Island. The flagship store on Shedden Road stocks the widest range of beers, wine and spirits on-Island and to suit all budgets. They also offer free delivery to your home or office anywhere on Grand Cayman. Call (345) 949 0277 or visit www.jacquesscottonline.com. SEE AD page 192 Tortuga Fine Wines and Spirits is family owned and operated since 1984, with at least ten liquor store locations. They sell their world famous rum cake and other Tortuga products. Tel: (345) 623 7701. Vino Veritas has no retail outlets, but operates from their climate-controlled cellar. They hand-pick wine from small vineyards worldwide and sell it by the case (mixed cases are fine), often at less than CI$20 a bottle. They also have a large selection of French wines. When ordering wine from them, call and chat with Iain, their wine expert, who will recommend a mix of wines that fit your taste and budget and he will then deliver them to you at any address in Grand Cayman. Tel: (345) 526 8466 or email:

info@vino.ky. SE E AD page 196 is both a tasting room and an inspired shop, as it engages guests with a curated selection of 80 different wines by the glass – served at the perfect temperature via state-of-the-art Napa Technology Wine Stations. Gather for an informal tasting with the in-house sommelier or use your personal smart card to serve yourself. Open 7 days a week. Tel: (345) 640 9492 or visit www.wiwc.ky. SEE AD West Indies Wine Company

of drinks at bars and restaurants. Duty on hard liquors such as rum starts at CI$11.85 per litre. This means that over a third of the average retail price of CI$30.99 for a litre bottle of Appleton VX rum consists of duty. Duty on wine is CI$3.60 per litre; champagne is CI$10.80 per litre; sparkling wine is CI$7.80 per litre; overproof liquors are CI$15.98 per litre; liqueurs are CI$13.50 per litre; and duty on beer is CI$1.95 per litre.

page 197

In 2018, the following restaurants in Grand Cayman received a prestigious Wine Spectator Award of Excellence or higher, with the Island once again securing its place as the wine capital of the Caribbean: Agua Restaurant & Lounge, Grand Old House, The Wharf, LUCA, Ragazzi, Beach House, Calypso Grill, Catch Restaurant and Ristorante Pappagallo.

culinary things to do

Cooking Classes Cooking classes are very popular in Grand Cayman and a great opportunity to meet new foodies. Read on to learn more! Bon Vivant Kitchen Studio Tel: (345) 623 2665 Email: info@bonvivant.ky www.bonvivant.ky

Duty On Alcohol Liquor carries a heavy duty which is reflected in liquor store prices and the cost

Bon Vivant’s lively cooking classes focus on quick, healthy and delicious dishes that everyone can enjoy. Classes are themed and you can enjoy your creation with two glasses of wine paired with your meal. They also offer private classes for a minimum party size of 14.

GOOD TASTE

Kids classes are also available. SEE AD PAGEs 176 & 286

Saucha Tel: (345) 926 0508

GET THE INSIDE SCOOP ON CAYMAN’S CULINARY SCENE BARS RESTAURANTS EVENTS

Browse the magazine, read the special features, admire the photography and choose your next dining experience

Go online for full menus, restaurants that deliver, promotions, reservations, reviews and much much more...

Email: britta@sauchaliving.com Offers private and group cooking lessons across the Island, with a focus on vegan food using local ingredients.

‘Like Us’ and join 1000s of others for Cayman’s culinary gossip, the latest news and last minute deals

Culinary Events To keep up-to-date with all the culinary events happening throughout the year, visit www.caymangoodtaste.com or www. explorecayman.com/event-calendar. Cayman Cookout The Caribbean’s most respected culinary event, hosted by Chef Eric Ripert and an

Another really useful guide from Acorn Publishing (345) 946 3200 | info@acorn.ky | www.caymangoodtaste.com

incomparable roster of world famous chefs, sommeliers and mixologists at The RitzCarlton in Grand Cayman. Events include culinary demonstrations, tastings and dinners

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CAYMANRESIDENT 2019

celebrating the Cayman Islands. 16th-20th

International Wine & Food Society (IWFS)

January 2019. Visit www.caymancookout.com.

Cayman’s branch of the IWFS was first chartered in 1987 and they now have just over

Wine Tasting & Dinners Restaurants host wine dinners in Cayman often with prix fixe menus. Check www. facebook.com/caymangoodtaste and the www.explorecayman.com/event-calendar.

The Flavour Tour (Camana Bay)

100 members. They host between six and eight

Tel: (345) 640 9492

events a year, including wine tastings, dinners

The Flavour Tour is a guided dining adventure

with special menus at local restaurants and

featuring local ingredients presented in the

cooking demonstrations. They also have a wine

Westin Wine Dinners

signature styles of the restaurants of the

inventory that allows members to enjoy wines

Tel: (345) 945 3800 ext. 6017

Town Centre. Start the evening at West Indies

not readily available in Cayman. Membership is

www.westingrandcayman.com/dining

Wine Company for a taste of one of the shop’s

by invitation from another member only. Visit

Wine events are held several times per year

80 wines and end at Gelato & Co. for a scoop

www.iwfs.org/americas/cayman-islands.

and the dinners feature gourmet cuisine with superb wines. Reservations are essential.

of any of the shop’s many gelato flavours or sorbettos (many made with local fruits). For

Slow Food South Sound

more information, visit www.camanabay.

Cayman’s

com/flavourtour.

culinary group based in Italy promotes

Caribbean Plaza, West Bay Road, SMB

the use of local and sustainable food, the

Tel: (345) 322 4925

Taste of Cayman Food & Drink Festival

preservation of local food cultures and the

Offers fantastic wine and food tasting evenings

From small beginnings, the festival has grown

enjoyment of dining in a convivial setting. The

by reservation only.

to showcase the latest and greatest of food

group has over 10 events per year. Annual

and drink in Cayman. Foodies gather in the

events include Slow Food Day, Terra Madre

Wine School 3

thousands to experience classic local cuisine

(Mother Earth) Day and Slow Food Culinary

Unit 3, Paddington Place, Godfrey Nixon Way

and new, refreshing tastes from further afield.

Week. Email: slowfoodcayman@gmail.com

Email: info@wineschool3.com

In addition to delicious culinary offerings,

for information.

Wine School 3 hosts a members-only monthly

chapter

this

international

The Tasting Room

wine club at a different location each month

festival-goers can enjoy live music, chef Soul Food Family Supper Club

with the aim of bringing wine lovers together.

January 2019. Visit www.tasteofcayman.org.

This popular social club which is part dinner

They discuss noteworthy happenings in the

party, part restaurant, is where local foodies,

wine world, try unique new wines and learn

families with children and Cayman’s culinary

from leading Sommelier and international

stars come together to celebrate their love

judge, Christian Esser.

throughout the year at private residences and unique locations on-Island. Visit www. soulfoodiesupperclub.com.

Sunday Brunch in Cayman Restaurants are buzzing on Sundays between the hours of 11am-3pm. They offer an impressive feast including fresh seafood, breakfast favourites, sushi, amazing desserts and unlimited bubbles. Popular choices include: LUCA where reservations are a must, Anchor & Den at the Marriott Beach Resort, the Ritz-Carlton (reservations also essential), Ferdinand’s at the Westin, Agua, Craft, Mizu and Blue Cilantro. For a casual vibe with affordable prices, try the BBQ Brunch at KARoo and China Village for their Dim Sum. Pani Indian Kitchen and Catch serve a Saturday and Sunday brunch. The Lighthouse serves a Mediterranean-style brunch at a very reasonable price.

Catering If you are hosting a party or large scale event, there are a great selection of caterers on-Island, but the most established caterer in the country is Mise en Place. It’s owned by award-winning chef Sean Collins. Mise en Place Tel: (345) 623 2433 Email: info@catering.ky or www.catering.ky Premiere events catering company offering fully-custom or packaged catering options for weddings, private events and corporate functions, as well as private chef services. Includes a fully licensed mobile bar, pop-up cocktail cart, and access to an exclusive seaside

THE

Food & Wine Societies Below are a few well known food organisations. While very welcoming, some do require new members to be recommended by an existing member.

for food. The Club hosts several events

venue seating up to 200 people. SE E AD page 317

Tell them you saw it in the

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demonstrations and fireworks. Saturday 26th

Full Moon Celebrations Kaibo’s ‘Luna del Mar’ dining experience started the full moon celebration scene. On the Friday closest to the full moon you can enjoy a 9 dish sharing feast on a torch-lit beach with lanterns and fire pit. Cayman Ferries operates from Camana Bay to Kaibo for CI$20 per person. Calico Jack’s on SMB has a jamming full-moon beach party. Catch, in breezy Morgan’s Harbour has full moon events with live music. Lobster Pot, one of Cayman’s oldest restaurants has an extensive outdoor patio ideal for moon viewing. The Cracked Conch & Macabuca on North West Point Road in West Bay has an outstanding oceanfront location for moon gazing, complete with wonderful food.

Adult & pediatric cardiothoracic surgery Adult & pediatric cardiology Cardiac electrophysiology Colorectal surgery Executive health checks GI & bariatric surgery Medical oncology Neurology Neurosurgery Orthopedics & sports medicine Pediatric allergies Pediatric endocrinology Pulmonology & sleep lab Spinal surgery Urology

Begin your journey to healing with us today. Health City Cayman Islands is a tertiary-care hospital located in East End, Grand Cayman offering the highest level of medical care in a range of specialties. We are known as a state-of-the-art facility, with the latest in diagnostic technology and experienced physicians.

Transforming healthcare. Changing lives.

1 (345) 945-4040 | 1 (345) 640-4040 | info@healthcity.ky | healthcitycaymanislands.com

health & wellness

ayman has 3 fully equipped hospitals, 24 healthcare practices with over 100 physicians, over 100 private healthcare facilities (including pharmacies, laboratories, physician clinics and therapy clinics), and numerous private specialists. The Island has achieved technologically-enhanced excellence in cardiac surgery, chemotherapy, hospice care, orthopaedics and in-home nursing. It has a forensic laboratory that has received the highest level of international acclaim possible for its toxicology testing, advanced radiology services, computerised tomography (CTs), “no squeeze” digital mammograms, a 3.0 Tesla MRI machine, 3D and 4D ultrasounds, echocardiography, and GI endoscopy. 2018 brought even more firsts for the health and wellness community across the public and private sectors. The Health Services Authority (HSA) performed Cayman’s first-ever laparoscopic surgery on a threeweek-old baby, hired their first full-time oncologist and invested in a $500,000 3D mammography machine. In the private sector, three stem cell treatment-focused centres opened, Health City won three awards from America’s largest healthcare conference, one of which was for providing high-quality healthcare based on US parameters while still reducing costs. Not an easy feat in the Cayman Islands where the cost of living is so high. They also announced plans of expansion to build a triage intensive care unit. Given the broad variety of services available, Cayman can provide quality care for most medical situations. However, healthcare and medications are costly, so it is essential that you

Medical Specialties 217 - Accident & Emergency Medicine 217 - Anaethesiology & Pain Management 217 218 - Cardiology/Cosmetic Surgery - Dermatology/Endocrinology/Diabetes 218 - Gastroenterology/Internal Medicine 219 - Neurology/Neurosurgery 219 - Obstetrics & Gynaecology 219 220 - Oncology/Ophthalmology - Orthopaedics & Sports Medicine 221 - Otorhinolaryngology (ENT) 222 - Paediatrics 222 - Pathology/Physical Medicine/Rehab 223 223 - Podiatry & Orthotics - Psychiatry & Psychology 223 - Pulmonology/Radiology 224 - Stem Cell Treatments 224 - Surgery/Rheumatology 224 225 - Urology Dental Care/Dentistry - Orthodontics - Paediatric Dentistry

H E A LT H & W E L L N E S S

Photos courtesy of Deep Blue Images.

Overview of Healthcare/Health Insurance 202 Emergency Numbers 202 Health Insurance Providers/Brokers 204 National Statistics & 2018 Milestones 205 Local Hospitals 207 District Health Centres 208 Overseas Treatment Facilities 209 Laboratories 210 Diagnostic Imaging/Medical Supplies 210 Pharmacies 211 213 Medical Care (General & Family)

225 228 228

Alternative Medicine & Medical Care 229 - Acupuncture & Alternative Medicine 229 - Audiology/Chiropractic/Dieticians 229 - Essential Oil/Holistic Nutrition 231 - Homeopathy/Hyperbaric/Hypnotherapy 231 - Massage Therapy 231 - Occupational Therapy/Optometry 231 - Physiotherapy 233 - Psychotherapy 234 - Spas (Medical)/Speech Therapy 236

www. c a y m a n r e s i d e n t . c o m

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either have a health insurance policy that covers travel if you are visiting, or health insurance coverage if you are a resident. With local life expectancy continuing to climb, child vaccination rates hovering over 90%, and 94% of the population covered by Health Insurance, the partnership of public, private and non-profit entities in the field of healthcare continues to be of benefit to all groups within the population. To learn more about community groups that support and advocate for high quality patient-care, take a look at the listings in the Community chapter. Health Insurance

H E A LT H & W E L L N E S S

Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. In Cayman, this is categorised into one of two types: private or public. Every resident of the Cayman Islands is required, by law, to have as a minimum private sector health insurance to cover basic medical expenses. Employers are mandated to provide a Standard Health Insurance Contract (SHIC) plan for all their workers from their very first day of employment, regardless of the type or length of their work permits. This requirement extends to any unemployed dependent spouse and child(ren) living on-Island. The same provisions also apply to the self-employed, those in a partnership and those on permanent residency without the right to work. Legally, an employer only has to pay half of the single premium, based upon the lowest-costing plan made available to the staff, and the employee pays the other 50%. Given that premiums can change year to year, always do your research, and negotiate with your employer that they pay more than the minimum contribution level; particularly in relation to the cost of your dependants, (for which you might have to pay 100%) and any premium differentials for upgraded benefit packages. Insurance can be purchased by residents on an individual or family basis, or you could be enroled on group coverage via your employer. Employer groups, especially those with over 10 employees, will have a greater variety of insurance companies and plan options to choose from. Individuals and employers may work directly with these various insurance companies or secure the services of an independent broker to evaluate their insurance options. The insurance companies pay the brokers for the assistance they deliver so most brokers’ services are at no cost to the client. Some brokers may be agents of a particular insurance company, or may only acquire quotes from just one or a very limited number of insurers, so you may wish to query which insurers they work with before choosing. For the basic SHIC plan, the insurance companies will ask for 12 months of medical history plus details on any current conditions or medication. For upgraded policies, the applications may require a more extensive medical history, thus it is a good idea to bring copies of your medical records with you (and those of your dependants). This will also help your new Cayman doctors to provide you with their best care. If you have chronic medical 202

CAYMANRESIDENT 2019

conditions or immediate surgical needs, expect that these could be restricted to the minimum benefit levels on your coverage. We recommend that people coming from overseas with medical issues should request that their proposed employer seek a pre-approval of their insurance as part of their decision-making process to ensure they are able to obtain the coverage levels they need. Once you have been with a Cayman insurer for 12 or more months with no more than a three-month break in coverage, and even if you have developed problems in the meantime, the next insurer cannot add new restrictions to a similar level of coverage. The only exceptions are cases of non-disclosure on the application form or if you are seeking a large upgrade in your coverage. Since pre-existing conditions may be restricted, be sure to check before cancelling your insurance at home, as you could potentially get global coverage on your existing health insurance to cover you in Cayman. However, you are still required by law to have a minimum SHIC plan from a local provider so make sure you coordinate the benefits between the two health plans. Plans vary from the basic SHIC to some very comprehensive major medical world-class plans. The Cayman Islands Monetary Authority and the Health Insurance Commission license and regulate the health insurance companies together. The SHIC plan is the primary Government-regulated contract and covers about a quarter of Cayman’s residents. However, most employers offer higher than mandated coverage and all other health insurance plans are based around the Health Insurance Laws & Regulations, including the outline of the basic SHIC benefits. In 2013 these were increased and now cover at minimum up to CI$100,000 major medical per annum with a CI$1,000,000 lifetime maximum for each person. This includes hospital, surgical, chemotherapy and NO FEVER

LOW FEVER

MODERATE FEVER

HIGH FEVER

97.3

36.3

100.4

102.4

39.1

104.2

40.1

97.7

36.5

100.9

38.3

102.7

39.3

104.5

40.3

98.8

101.3

38.5

103.1

39.5

104.9

40.5

99.5

37.5

101.8

38.8

103.6

39.8

105.8

100.2

37.9

102.2

104.0

106.0

41.1

Height

Weight

Inches (in) = Centimetres (cm)

Pounds (lb) = Ounces (oz) = Kilograms (kg)

1 = 2.54

1 = 16 = 0.454

5 = 12.7

5 = 80 = 2.26

25 = 63.5

25 = 400 = 11.35

50 = 127

40 = 640 = 18.16

Emergency Telephone Numbers Emergency - Police, Hospital, Fire, Recompression: 911 Red Cross: (345) 949 6785 Executive Air Ambulances: (345) 949 7775 Cayman Brac: Police: 911, Fire: 911 or (345) 948 1245 Little Cayman: Police: 911, Fire: 911 or (345) 948 0011

can cost up to CI$500-$900 per month, per individual, and about CI$450-$850 without dental and vision. The premium rates are roughly doubled for a couple, and about tripled for a family rate. As a general rule, adding 1 dependent is about twice the single monthly costs, and adding 2 or more dependents is usually in the range of 3 times the employee-only monthly premiums. The Government’s CINICO (Cayman Islands National Insurance Company) SHIC plan offers low income participant rates based upon age, but various requirements must be met and applications for enrolment may only be accepted in certain months. The majority of these plans are offered to veterans, Seamans (anyone who went to sea before January 1, 1985) and, government employees and their dependents. The high cost of our health insurance has been known to discourage people from retiring here. Keep in mind that under some group plans, the amount available per annum may reduce at the typical ‘retirement age’ and most employers in

Cayman do not extend health insurance benefits to retirees. For more information see the Retiring In Cayman chapter. Most medical and some dental practitioners accept local insurance ‘on assignment’ provided that the insurance company guarantees payment and the deductible, if applicable, has been met. This means that the doctor or dentist will claim work done directly from the insurance company on your behalf. Anything not paid by your insurance company is your responsibility. If any employer or individual wishes to obtain additional coverage above what is given by the company with which they are employed or the Government, they are able to do so, but, beware that the Health Insurance Commission cannot regulate the rates charged. All medical payments by insurers are based on the Standard Health Insurance Fee (SHIF) schedule, which can be found at www.dhrs.gov.ky. (Look for the Standard Health Insurance Fees on the Health Insurance Commission page.) Medical providers are not required to

Aon Risk Solutions

When it comes to health insurance, we’ve got this Relocating isn’t easy. When you’re looking for health insurance, you can trust Aon to save you time and money. It’s our job to find you the best policy at the best price. Aon. We’ll take care of it. stressfree@aon.com 1-345-321-1AON (1266) Risk. Reinsurance. Human Resources.

19577_Cayman print ad - Health Insurance_R1.indd 1

7/12/16 4:48 PM

www. c a y m a n r e s i d e n t . c o m

203

H E A LT H & W E L L N E S S

radiation services along with emergency care. All SHIC plans have limited local outpatient benefits and any overseas care is usually restricted to the kind of major care unavailable in Cayman. The more comprehensive plans offer wider access to overseas services, larger per annum and lifetime allowances (e.g. $500,000, $1,000,000 and $2,000,000 or higher could be available within a calendar year), fuller prescription coverage, more outpatient services and options to have dental, routine optical and/or life insurance benefits. The cost of insurance plans will vary with age, gender, benefits and employer size. For example, a basic SHIC plan without dental and vision currently costs in the vicinity of CI$167 per month per employee, whereas a medical plan with enhanced outpatient benefits typically runs 20-30% higher than SHIC. More comprehensive benefits, including doctor and specialist visits, extra preventative care, dental, vision and prescription coverage

H E A LT H & W E L L N E S S

charge within the SHIF fees, and balances above the SHIF fees are the patient’s responsibility. For large medical services, it is not unreasonable to ask for a written quote, which is called a ‘predetermination of benefits’ or ‘preapproval for medical necessity’. If a retiree or visitor to Cayman requires medical assistance on the Island they will usually pay upfront for services, keep all receipts and submit a claim once they return to their home country. The receipts will usually need to be fully itemised with diagnosis information and include international disease codes. As a visitor you should request that a claim form be completed using Cayman’s standard claim form. It is advised that you call your insurance provider before travelling to Cayman to verify how your benefits will work here. You may also wish to check if your insurance network extends to any local providers. It is possible that insurance companies have already set up a relationship with local providers, which can save you out-of-pocket costs. However, it is not mandatory for medical facilities to accept overseas insurance. Residents who will have relatives visiting are recommended to inquire about their visitors’ insurance too. If your visitors’ insurance will not cover them whilst in Cayman, they should be encouraged to seek a travel policy to protect them. For detailed information on understanding health insurance for kids covering everything from having a baby all the way to what happens to insurance when a child leaves for college abroad - turn to the Health chapter of the 2019 edition of Cayman Parent magazine.

the Cayman Islands and must be obtained through one of the approved insurance providers listed below, which includes the Government owned CINICO. Approved public insurance providers include:

include Jamaica and the US by referral. SE E AD PAG E 117

Generali Worldwide Insurance Company Ltd. Tel: (345) 747 2000 Email: caymanservice@generali-health.com

Aetna

www.generali-worldwide.com

2nd Floor, North Building, Caribbean Plaza

Global

Tel: (345) 623 4689

comprehensive employee benefit packages,

Email: debbie.ebanks@srsmail.com

including group health, life, and disability

Offers high quality health insurance plans for

insurance in the Cayman Islands. Generali

your home and travel needs.

Worldwide provides ease of access to

leaders

insurance,

offering

healthcare professionals in the Cayman Islands BAF Insurance Company (Cayman) Ltd.

and around the world with 24-hour multilingual

Dot Com Centre, Dorcy Drive, Industrial Park

service centre support.

Tel: (345) 949 5089 Email: askus@mybafsolutions.com

Pan-American Life Insurance Company of the

Provides affordable health insurance plans

Cayman Islands

designed to meet the needs of a wide cross-

Unit 221, Cannon Place, North Sound Road

section of residents of the Cayman Islands.

Tel: (345) 949 8304 www.palig.com/cayman

British Caymanian Insurance (BritCay)

A member of the Pan-American Life Insurance

Agencies Ltd.

Group, it serves the employee benefits needs of

Britcay House, 236 Eastern Avenue, GT

local and multinational companies.

Tel: (345) 949 8699

SE E AD PAG E 301

Health Insurance Brokers The advantage of working through an insurance broker is that they understand the products and market, and can often save you both time and money by comparing costs, terms and coverage options for you.

Cayman First Insurance Company

Aon Risk Solutions (Cayman) Ltd.

3rd Floor, Harbour Place, 103 South Church St.

94 Solaris Avenue, 2nd floor, Camana Bay

33 Hirst Road, Countryside Shopping Village,

Tel: (345) 945 1266

Savannah

Email: nigel.twohey@aon.com (property and

Tel: (345) 949 7028

casualty)

Email: askus@caymanfirst.com

(health, life and disability) or www.aon.com

www.caymanfirst.com

Specialists in all lines of personal and corporate

Cayman First offers affordable group and

insurance, including individual/family and group

individual health insurance products that are

health, life and disability. SE E Ad page 203

Email: medical@britcay.ky or www.britcay.ky BritCay is a member of Colonial Group International Ltd. and is the number one provider of group major medical health insurance coverage in the Cayman Islands.

jeanette.verhoeven@aon.com

easy to understand and designed to satisfy a

Health Insurance Providers The Health Insurance Law (2013), the Health Insurance Regulations (2013) and the Insurance Law (2010) provide the framework for monitoring and regulating the health insurance industry in the Cayman Islands. In 2015, 94% of the population was covered by health insurance. Health insurance is mandatory for all residents in 204

CAYMANRESIDENT 2019

wide range of needs. SE E AD PAG E 119

Cayman Insurance Centre Cayman First Centre

CINICO (CI National Insurance Company)

17 Vibert Bodden Drive, off Shedden Road

Tel: (345) 949 8101

Tel: (345) 949 4657

www.cinico.ky

Email: info@cic.com.ky or www.cic.com.ky

This is the Cayman Islands Government’s health

Corporate health insurance coverage. Over

insurance company. They cover civil servants,

30 years experience in the health insurance

as well as offer standard and low-income health

sector. SE E AD PAG E 119

insurance to the public. Overseas coverage may

Bogle Insurance Brokers Ltd. Unit 34 & 35 Pasadora Place Tel: (345) 949 0579 Email: service@bogleins.com Caymanian owned and operated, with a wealth of knowledge locally and internationally. Fidelity Insurance Cayman Financial Centre, Dr. Roy’s Drive Tel: (345) 949 5836 or (345) 949 7822 Email: health.admin@fidelitycayman.com www.fidelitygroup.com Group and individual brokers for Guardian Life and a network of quality care providers. see ad page 205

F.I.S. Insurance Brokers Ltd. Paramount Building, Shedden Road, GT Tel: (345) 945 5616 or (345) 623 5616 Email: info@fiscayman.com They offer individual health insurance plans for three insurance companies: BritCay, Cayman First and Fidelity.

NATIONAL STATISTICS & INSIGHTS

www. c a y m a n r e s i d e n t . c o m

205

H E A LT H & W E L L N E S S

Healthcare practitioners in Cayman work to provide services to three distinct populations when it comes to accessing healthcare, insurance coverage, and use of private and public healthcare services: Caymanians, Expatriates and Medical Tourists. With nearly 4.5 Doctors and 6.3 nurses for every 1000 people in Cayman, those seeking medical services can almost always find on-Island quality expertise that meets their needs. Services fall into one of three subcategories: Pre-Acute Care (Public Health Services, Primary Care, Pharmacy Services, Laboratory Services, Diagnostic Imaging Services), Acute Care (Urgent Care, Accident or Emergency Care, Inpatient General Hospitals, Medical Tourism), and Post-Acute Care (Home Care, Mental Health and Substance Abuse Facilities, Long-Term Care and Nursing Homes, Pallative and Hospice Care). Although onIsland care is available across these areas,

residents may go to Florida for speciality assessments or treatments upon referral. Aligning with global trends, those between the ages of 0-14 and over the age of 65 are the groups which access the most health services. According to a 2017 Auditor General’s report on the Healthcare Sector, the greatest health concern for children under the age of 14 has been obesity with the rate hovering at around approximately 50%. This is higher than both the Caribbean and US averages. To help combat this, the Ministry of Sport, Ministry of Community Affairs and the Department of Children and Family Services have all been part of creating programmes that encourage education, prevention and action on this issue. For those over 65, heart conditions and chronic disease (including circulatory, cancer, respiratory, endocrine and metabolic diseases) are the lead cause of hospital visits and death. Positively, Cayman’s average life expectancy is above that of the Americas showing 75 for men and 79 for women.

Delivering quality healthcare to the Cayman Islands for generations.

H E A LT H & W E L L N E S S

As the nation’s principal healthcare provider, the Health Services Authority offers the broadest range of medical and specialist services in the Cayman Islands, including: ●

24-hour Accident & Emergency Service A dedicated Dialysis Centre serving the entire population of the Cayman Islands ● Onsite-Dental and Eye Clinics ● Two Hyperbaric Centres in Grand Cayman & Cayman Brac ●

With seven locations throughout all three islands, the care you need is never far away.

206

CAYMANRESIDENT 2019

2018 miilestones in the local medical field

Cayman has continued to show leadership having achieved significant sector milestones this year. These include: >> Faith Hospital, which is in Cayman Brac and is part of the Health Services Authority (HSA), had its medical laboratory accredited by the US-based Joint Commission International (acknowledged as the gold seal of approval for international quality standards of patient care and service delivery). >> HSA focused on providing mobile services to increase access to individuals across the Island: Not only did they upgrade their mobile dental unit with state-of-the-art equipment, but they took their upgraded unit to government primary schools. In the same vein, HSA also launched an incredibly successful mobile blood drive. >> Dr. Devi Shetty of Health City received a Lifetime Achievement Award for Clinic Care and Outstanding Public Leadership, while Health City won silver in the Direct Care Providers category at America’s largest healthcare conference, the World Health Care Congress in Washington, DC. >> In March 2018, the Ministry of Health received approval to build a 54-bed mental health facility in East End. The hope is that it will allow patients to be near their loved ones while receiving treatment without having to leave Cayman. >> In April, John Gray Memorial Church hosted the first community awareness seminar as part of a larger mental health awareness initiative, beginning a movement to empower those looking to access and provide related services in the community. >> HSA hired a full-time Oncologist. Prior to this a visiting Oncologist would come to Grand Cayman from Jamaica once a month to visit patients. >> Private Consultant Surgeon Dr Zoltan Szucs, HSA Paediatrician Dr Chela Lamsee-Ebanks and a multidisciplinary team at HSA made medical history on-Island by performing laparoscopic surgery on a three-week-old baby. >> HSA upgraded to a $500,000 3D mammography machine that can detect cancers 10-30% better than the previous technology, greatly increasing the chances of finding early stages of cancer. >> Health City announced expansion plans that include the building of a triage and intensive care unit which is expected to add more than 150 healthcare jobs to the sector. >> Narayan Health announced plans to open a comprehensive Cancer Treatment Center in 2019. The facility will include accommodation for overseas patients and be the first allinclusive cancer care in the Caribbean, providing medical oncology, surgical oncology and radiation under one roof, in addition to being a Bone Marrow Transplant (BMT) facility. >> Doctors at Health City performed a arthroscopic Latarjet surgery successfully (a first for the Americas), repairing the shoulder of a rugby player who had dislocated it over 100 times.

cayman healthcare acronyms

Navigating any healthcare system can feel complex and overwhelming. This list of acronyms commonly used in Cayman can help alleviate confusion and guide the conversation with healthcare service providers.

OTC: Over The Counter PA: Physicianâ&#x20AC;&#x2122;s Assistant PHP: Public Health Programs PHR: Personal Health Record PNP: Pediatric Nurse Practitioner PT: Physical Therapist

ACF: Aged Care Facility

RMT: Registered Massage Therapist

AHP: Allied Health Professional

SCA: Sudden Cardiac Arrest

AP: Approved Provider

SHIC: Standard Health Insurance Contract

CAYS: Children And Youth Services Foundation

SHIF: Standard Health Insurance Fees

CCU: Critical Care Unit

SNFC: Special Needs Foundation Cayman

CHC: Cayman Hospice Care

WHO: World Health Organization

CHF: Cayman Heart Fund CIBCF: Cayman Islands Breast Cancer Foundation CIDA: Cayman Islands Diabetes Association CINICO: Cayman Islands National Insurance Company Limited CIRC: Cayman Islands Red Cross COI: Certificate Of Insurance D&T: Drug and Therapeutics DHRS: Department of Health Regulatory Services DI: Diagnostic Imaging DOB: Date Of Birth DOEH: Department of Environmental Health EMT: Emergency Medical Technician ENT: Ear, Nose & Throat ER: Emergency Room eRx: Electronic Prescription FOI: Freedom of Information FP: Family Practitioner, Family Physician FRC: Family Resource Centre HCCI: Health City Cayman Islands HIC: Health Insurance Commission HPC: Health Practice Commission HSA: Health Services Authority ICU: Intensive Care Unit IHC: In-Home Care IV: Intravenous LTCH: Long Term Care Hospital NCB: Narcotics Control Board M.D. or Med.: Medical Doctor M/H: Medical History MHI: Mental Health Integration NGO: Non-Governmental Organization NHPP: National Health Policy and Strategic Plan NICU: Neonatal Intensive Care Unit NP: Nurse Practitioner NPT: New Patient Testing OBGYN: Obstetrician Gynecologist OOP: Out-of-Pocket

Grand Cayman has three fully equipped hospitals: Cayman Islands Hospital, CTMH Doctors Hospital, and Health City Cayman Islands. Cayman Brac is home to Faith Hospital. Incredibly, there are approximately 4.5 doctors, and 6.3 nurses for every 1000 people residing in the Cayman Islands. See below for details about all the local hospitals and their facilities.

Cayman Islands Hospital (CIH) 95 Hospital Road, George Town Tel: (345) 949 8600 Fax: (345) 949 2998 Email: Info@hsa.ky The Cayman Islands Hospital is a 124-bed hospital, encompassing 139,066 sq ft on two storeys, in the heart of George Town. As the principal health care facility in the country it offers a wide range of services including accident and emergency services, ambulance services, a general practice clinic, full maternity services, haemodialysis, a full service outpatient pharmacy, along with a number of diagnostic and specialist services. Diagnostic services include: mammography, computerised tomography, paediatrics, operating theatres, physiotherapy, a pharmacy, laboratory services, a DNA forensic unit and other facilities that can be expected in a modern healthcare setting. Specialist services include: gynaecology and obstetrics, paediatrics, operating theatres, physiotherapy, cardiology, internal medicine, dentistry, dermatology, haematology, oncology, urology, nutrition, psychology, gastroenterology, interventional radiology, ophthalmology, orthopaedics, otorhinolaringology (ear, nose and throat) and chronic pain management. SE E AD page 206 CTMH Doctors Hospital 16 Middle Road, off Walkers Road, George Town Tel: (345) 949 6066 Fax: (345) 945 1695 Concierge Services: (345) 949 6066 Ext. 6425 Hospital Administrator: (345) 949 6066 Ext. 6420 www.doctorshospitalcayman.com CTMH Doctors Hospital (formerly the Chrissie Tomlinson Memorial Hospital) is a private hospital dedicated to providing exceptional health care to the Cayman Islands. Their modern facility is centrally located

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www. c a y m a n r e s i d e n t . c o m

207

H E A LT H & W E L L N E S S

EHR: Electronic Health Record

Local Hospitals

H E A LT H & W E L L N E S S

insurance. However, if you have overseas insurance, you will be required to pay the full amount of the service up front and the clinic will provide you with documentation to make a claim from your provider.

in the capital of Grand Cayman, just minutes

and child patients both locally and abroad,

from the Owen Roberts International Airport.

providing highly skilled physicians and surgeons,

Their central location is less than a 2-hour

who have more hours of medical experience

flight from Miami and only a 45-minute flight

than most of their US and Caribbean colleagues.

from Jamaica. CTMH Doctors Hospital is an

Health City has also received the prestigious

eighteen-bed,

hospital

Joint Commission International seal of approval,

specialising in surgical care. The residents and

which is awarded to hospitals operating at the

Bodden Town Health Centre

visitors of the Cayman Islands enjoy access to

highest standards.

The Bodden Town Health Centre is fully

a full range of health care services provided by

Services

Paediatric

staffed by registered nurses who are available

their internationally recognised, locally residing

Cardiology; Cardiac Electrophysiology; Adult &

Monday and Thursday 8.30am-8pm; Tuesday,

physicians and visiting specialists.

Paediatric Cardio Thoracic and Vascular Surgery,

Wednesday and Friday 8.30am-4pm and

Orthopaedic

Saturday

medical/surgical

include:

Adult

Surgery

and

(Knee/Hip/Shoulder

8.30am-12pm.

Physicians

are

Faith Hospital, Cayman Brac

replacements),

Spinal

available by appointment on Monday and

215 Dennis Foster Road, Cayman Brac

Surgery; Sports Medicine (Arthroscopies);

Thursday 5pm-8pm; Wednesday and Friday

Tel: (345) 948 2243 Fax: (345) 948 2460

Neurology; Pulmonology and Sleep Medicine;

9am-12pm. Dental clinics are available by

Email: Info@hsa.ky

Medical Oncology and Chemotherapy; Bariatric

appointment for adults on Monday and Tuesday

Faith Hospital is an 18-bed facility that provides

Surgery (Weight Loss Management); Colorectal

8.30am-4pm and for children Thursday and

primary, secondary and emergency care to

Surgery; Urology; Anaesthesiology; Paediatric

Friday 9.30am-4pm. The dental hygienist is

the residents and visitors of Cayman Brac and

Endocrinology; Paediatric Allergies; Laboratory

also available Wednesday 8.30am-3pm. A

Little Cayman. The facility provides services in

Services; Imaging and Radiology; Physiotherapy

pharmacist is available Monday and Thursday

the fields of general medicine, surgery, dialysis,

and Rehabilitation; Psychiatry; Executive Health

3pm-8pm; Wednesday and Friday 9am-3pm.

anaesthesia,

obstetrics

Check-ups; Nutrition Counselling.

For information or to make an appointment,

Emergency

Medical

SE E AD page 200

please contact the centre at (345) 947 2299.

physicians from the Cayman Islands Hospital

Little Cayman Health Centre

East End Health Centre

visit regularly to deliver additional services such

Spot Bay Road, Little Cayman

The East End Health Centre is fully staffed by

as paediatric care, orthopaedics, mental health,

Tel: (345) 948 0072 Fax: (345) 948 2283

registered nurses who are available Monday-

urology, internal medicine, ophthalmology,

Tel: (345) 916 5395 (outside office hours)

Friday 8.30am-4pm and Saturday 8.30am-

dermatology and nutrition.

Email: Info@hsa.ky

12pm. Physicians are available by appointment,

The Little Cayman Health Centre provides

Monday 1pm-4pm and Thursday 9am-12pm. A

Health City Cayman Islands

primary and emergency care to residents

pharmacist is available Monday and Thursday

1283 Sea View Road, East End

and visitors of Little Cayman, with a resident

8.30am-4pm. Childrensâ&#x20AC;&#x2122; vaccines are provided,

Tel: (345) 640 4040 or (345) 945 4040

Registered

Emergency: (345) 526 2108

physicians

and

gynaecology.

Services

provides

Neurosurgery

and

pre-hospital care and transport. Specialist

Nurse

weekly

visiting

by appointment only, on the 2nd and 4th

Hospital.

Patients

Monday of each month at 1pm-4pm. For more

Email: info@healthcity.ky

requiring secondary care are transferred to

information or to make an appointment, please

www.healthcitycaymanislands.com

Faith Hospital or the Cayman Islands Hospital.

contact the centre at (345) 947 7440 or 926

Health City Cayman Islands is a state-of-

The centre is open Monday, Wednesday and

2812.

the-art tertiary care hospital located in East

Friday 9am-1pm, Tuesday and Thursday 1pm-

End, Grand Cayman. The hospital, founded by

5pm and has an on-call Emergency Response

George Town Health Centre

renowned heart surgeon, Dr. Devi Shetty, is

vehicle. A physician from Cayman Brac visits on

The George Town Health Centre is fully staffed

committed to delivering world-class healthcare

a Wednesday and is available during the hours

by registered nurses and General Practice

that is accessible and affordable for all, offering

of 9am-12.30pm and 1.30pm-3pm.

physicians who are trained to deal with

from

and Faith

emergency situations, as well as minor illnesses

a tranquil tropical environment conducive to healing and recovery. The innovative business model ensures costs are kept low by implementing cost-efficient processes and sustainable buildings, along with a bundled pricing model which provides patients with an upfront flat-rate fee for every procedure and associated services. Health City Cayman Islands services adult 208

CAYMANRESIDENT 2019

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HEALTH SERVICES AUTHORITY (HSA)

and injuries such as the common cold. Services

District Health Centres, Grand Cayman The following District Health Centres are operated by the Health Services Authority to provide general practice, child health and primary healthcare services. They accept most forms of payment, as well as local

provided include diagnosis, investigation and treatment of non-life threatening illnesses; routine care of chronic medical conditions such as diabetes, high blood pressure, asthma and muscle and joint problems; routine check-ups including medicals, PAP smears; diabetic clinic; and dressing changes. Opening Hours are Mon-

Fri 8am – 8pm, appointments only and Saturday Walk-in 8:30am–12pm, appointments 1pm– 4pm. For vaccinations, visit the Public Health Clinic in the Cayman Islands Hospital. For more information or to make an appointment, please contact the centre at (345) 244 8001/8002.

company about in-network services abroad or for pre-approval of treatment. Make sure to leave plenty of time for approval, otherwise you may be required to pay the full amount up front. Two overseas hospitals have offices in Grand Cayman:

SE E AD page 206

treatment. This loan should be sought only after all other options (bank loan, family help or health insurance) have been exhausted. Contact nathania.pearson@gov. ky or the Treasury Department on (345) 949 7900, ext. 2141 or 2135. Cayman Airways offers special medical

Baptist Health International North Side Health Centre

Cayman Islands Office

fares to residents who are referred overseas

The North Side Health Centre is a convenient

Suite 4-101, Governors Square

for medical care and hotels in Miami and

option if you have a medical concern while

23 Lime Tree Avenue, West Bay Road

at Rum Point or Kaibo with your family. The

Tel: (345) 749 3304

Baltimore that offer special medical rates.

centre is fully staffed by registered nurses who

www.BaptistHealth.net/International

are available Monday-Friday 8.30am-4pm and Saturday 8.30am-12noon. Physicians are

Cancer Treatment Centers of America®

available by appointment on Tuesday 9am-

Patient Services

12noon & Friday 9-12noon and 2pm-4pm. A

Tel: +1 (770) 400 7178

pharmacist is available Tuesday 9am-1pm and

www.cancercenter.com

2pm-4pm and Friday 10am-1pm and 2pm4pm. An ambulance service is stationed at the

Medical Loans & Financial Assistance

clinic 24 hours for emergencies and at-home

The Government offers an Overseas

patients. For more information or to make an appointment, please contact the centre at

of citizenship and other criteria), who have a medical emergency that requires overseas

West Bay Health Centre

Medical laboratories provide testing on clinical specimens to obtain information about the health of a patient to diagnose, treat, and prevent disease. Cayman has the latest equipment and fully qualified doctors and technicians who perform blood analysis (glucose, cholesterol and HIV testing, DNA tests and others), urinalysis, CT scans, MRIs, X-rays, bone density, digital mammography, echocardiograms, stress tests and thallium scans. All three hospitals on-Island house

The West Bay Health Centre is fully staffed by registered nurses who are available Monday, Tuesday, Thursday and Friday 8.30am–4pm; Wednesday

8.30am–8pm

and

Saturday

8.30am–12pm. Physicians are available by appointment on Monday, Tuesday and Friday 8:30-4pm, Wednesday from 2pm–8pm and Thursday 9am–12pm. A dentist is available on Wednesday, Thursday, Friday 8.30am-4pm. The dental hygienist is also available on Monday and Tuesday 8.30am-3pm. For information or to make an appointment, please contact the centre at (345) 949 3439. overseas TREATMENT FACILITIES

Patients may be referred to overseas hospitals for specific treatments that are either unavailable or not commonly performed on-Island. Premature babies, those visiting specialists or having complicated surgery, as well as those injured in a bad accident, are often airlifted to Florida for treatment. Thankfully, Cayman benefits from a stateof-the-art hospital which specialises in cardiology. Check with your insurance

Laboratory Analysis Laboratory Services • Haematology Biochemistry • Microbiology Cytology & Serology • Histopathology Paternity Testing BloodHIV/VDRL for Work Permit done in 30 minutes 21 Eclipse Dr.•Rankin Plaza • Eastern Avenue

Tel: 345 943 8150 Fax: 345 943 8151 phoeltd@candw.ky phoenixhealthservices@gmail.com »

www. c a y m a n r e s i d e n t . c o m

209

H E A LT H & W E L L N E S S

(345) 947 9525 or 916-2824.

Medical Loan for Caymanians (with proof

LABORATORIES

medical laboratories. The Pathology Laboratory of the HSA is the de-facto national laboratory and serves much of the population of the Cayman Islands. Requests are received at HSA for approximately 500,000 laboratory tests every year from Grand Cayman, Cayman Brac and Little Cayman and the services include clinical chemistry, haematology, microbiology, blood banking, serology, cytopathology and histopathology. In addition to the hospital-based laboratories,

there are also stand-alone and clinic-based private medical laboratories in Grand Cayman. These include the following:

services for children and adults, including penetrating difficult veins. SE E AD page 215 Med Lab

Cayman Health Laboratory

Smith Road Plaza, Smith Road

Grand Harbour Medical Suites, Red Bay

Tel: (345) 949 7331 Fax: (345) 949 1436

Tel: (345) 946 4715 or (345) 326 1643 Email: caymanhealth@hotmail.com

Phoenix Health Services

Providing laboratory services to doctors and

21 Eclipse Drive, Rankin’s Plaza

patients on the Island for more than a decade.

off Eastern Avenue, George Town

4-hour turnaround and shorter in many cases.

Tel: (345) 943 8150 Fax: (345) 943 8151

Urgent tests welcomed. We provide care and

Email: phoenixhealthservicesltd@gmail.com www.phoenixhealthservices.weebly.com Services include: blood work for immigration within half an hour, urine drug screening, microbiology and a full range of laboratory diagnostic tests from cytology to paternity testing, done both in-house, as well as send outs, working in conjunction with many overseas facilities. Overseas referrals are accepted. Open Monday-Friday 8.30am-5pm

and Saturday 9am-2pm.

H E A LT H & W E L L N E S S

SE E AD page 209

TrinCay Laboratory Suite 1204, 55 Market Street, Camana Bay Tel: (345) 943 4633 Email: trincayms@candw.ky Web: www.trincay.ky Open: Mon-Sat 8am-8pm. DIAGNOSTIC IMAGING

Diagnostic imaging refers to a variety of non-invasive methods of generating detailed images of the internal anatomic structures and organs of the body to assess the functioning of the inner organs and structure of the patient’s body and to identify and monitor diseases or injuries. The technology used in the Cayman Islands includes ultrasound, magnetic resonance imaging, computerised tomography scans, and traditional x-ray or other radiology tests. Diagnostic imaging services are offered in all local hospitals and also in three registered stand-alone clinics in Grand Cayman. CTMH Doctors Hospital Imaging 16 Middle Road, off Walkers Road, GT Tel: (345) 914 6470 210

CAYMANRESIDENT 2019

The Medical Specialists

Be Well Pharmacy

Cayman Pharmacy Group

Unit 5, West Shore Centre, 508B West Bay Road

West Shore Center, 508 West Bay Road

Cayman Pharmacy Group provides you with

Tel: (345) 943 6800 Fax: (345) 943 6801

Tel: (345) 949 2323, After Hours: (345) 927

more than just prescriptions – They strive to

0489 Email: rx@bewellpharmacycayman.com

make your health our concern. They recognise

3T Cayman

Open: Mon-Fri 8.30am-6.30pm, Sat 9am-3pm,

the complexities of pharmaceuticals and the

Cayman Islands Hospital

Sun 10am-2pm. Free delivery. Open 7 days a

need to personalise your care, that is why CPG

95 Hospital Road, George Town

week.

offers personalised one-on-one counseling.

Tel: (345) 949 3888 Fax: (345) 943 3888 Email: mri@3tcayman.com Medical Supplies & equipment

Our Pharmacists are here to assist with Care Pharmacy

questions that you may have about your health

Queens Court Plaza, West Bay Road

and the medications you have been prescribed.

Tel: (345) 943 2273 Fax: (345) 943 7373

With West Bay Pharmacy, Savannah Pharmacy,

Valu-Med Pharmacy

Email: carepharmacy1@gmail.com

and CTMH Doctors Hospital Pharmacy, The

Now at two locations:

Open: Monday-Friday 9am-7pm, Saturday

Cayman Pharmacy Group has a location for you

> Photo Pharm Centre, Walkers Road

9am-3pm, closed Sunday and public holidays.

just around the corner:

> Evron Plaza, Bodden Town

Cayman Islands Hospital Pharmacy

CTMH Doctors Hospital

Tel: (345) 946 5511 Fax: (345) 945 5709

95 Hospital Road, George Town

16 Middle Road, off Walkers Road, GT

Email: sales@valu-medpharmacy.com

Tel: (345) 244 2715/16 Fax: (345) 244 2714

Tel: (345) 946 2407

Or Email: rx@valu-medpharmacy.com

The HSA Pharmacy is located at the front atrium

Email: professional@caymanpharmacy.com

Leases equipment such as beds, wheelchairs

entrance of the Cayman Islands Hospital.

Committed to serving your health and

and scooters. SE E AD PAG E 212

Open: Monday-Friday 8am-9pm, Saturday and

pharmaceutical product needs. Open: Monday-

Sunday 8am-7pm and public holidays 8am-

Friday 8am-9pm Saturday, Sunday & public

Cayman Medical Supplies

6pm. No repeat prescriptions on weekends or

holidays 9am-6pm.

Highgrove Business Park, off Sparky’s Drive,

after 5pm. Open to the general public, as well as

SE E AD page 210

Industrial Park

in-patients. SE E AD PAG E 206

Tel: (345) 949 0442 Fax: (345) 949 0443

H E A LT H & W E L L N E S S

Tel: (345) 949 6211 RVC Rehab Services Tomlinson Building, 9 Walkers Road and CTMH Physiotherapy, 16 Middle Road Tel: (345) 949 6024 Fax: (345) 945 1695 Pharmacies

Pharmacies are well-stocked, open reasonably convenient hours and have informed, helpful pharmacists, who not only dispense medications, but will review medicines and provide additional drug information. Several pharmacies have multiple branches. Register your insurance details with the pharmacies and if your insurance plan covers prescriptions, then you may pay only the co-pay amount. Consider buying generic brand medications as they are substantially cheaper. If you plan on spending time on Cayman Brac, you will need to bring your medications with you, as there is no pharmacy on the Island.

Sometimes, life interrupts paradise

www. c a y m a n r e s i d e n t . c o m

211

Savannah Pharmacy & Gifts Countryside Shopping Village, Savannah Tel: (345) 946 3336 Email for prescriptions: abalram@candw.ky

OPEN 7 DAYS A WEEK

Or Email: savannah@caymanpharmacy.com Open: Monday-Saturday 9am-8pm, Sunday and public holidays 10am-6pm.

Photo Pharm Centre, Walkers Road,

SE E AD PAG E 210

George Town

West Bay Pharmacy & Gifts

Mon - Sat: 8am - 10pm Sundays & Holidays: 10am - 5pm

106 Centennial Towers, West Bay Tel: (345) 945 0777

Tel: (345) 949-0442 Fax: (345) 949-0443 Email: sales-wr@valrx.com or rx-wr@valrx.com

Email: westbayrx@yahoo.com Open: Monday-Saturday 9am-8pm, Sunday and public holidays 11am-6pm.

NEW LOCATION Evron Plaza (Bodden Town) Anton Bodden Dr.

SE E AD page 210

Foster’s Pharmacy at the Airport Center Airport Road, George Town

Mon - Sat: 9am - 10pm Sundays & Holidays: 10am - 5pm

Tel: (345) 815 4051 Fax: (345) 946 0891 Open:

Tel: (345) 946-5511

Fax: (345) 945-5709 Email: sales-bt@valrx.com Email: rx-bt@valrx.com

Monday-Saturday

7am-10pm,

and

public holidays 9am-6pm. Closed Sunday, Good Friday, Christmas and New Year’s Day. Major Cayman Island Insurance Plans accepted

H E A LT H & W E L L N E S S

Foster’s Pharmacy offers professional and friendly service and is conveniently located inside the supermarket, so you can pick up

LOCATED AT KIRK MARKET

your prescription while you shop. Accepted Insurance: Aetna, BAF, British Caymanian, Cayman First, Fidelity, CayMed and Generali

We believe that a healthy family is a happy family.

Worldwide. Customers can also order refills online at www.fosters-iga.com; prescriptions can be shipped to Little Cayman and Cayman Brac. SE E AD PAG E 211

Foster’s Pharmacy at the Strand The Strand Shopping Centre, off West Bay Road Tel: (345) 815 4061 Fax: (345) 945 7923 Open: Monday-Saturday 7am-10pm, public holidays 9am-6pm. Closed Sunday, Good Friday, Christmas and New Year’s Day. Offering At Kirk Pharmacy we do more than fill your prescription, our Pharmacists take the time to explain medications for you and provide written information to inform you on how to use them safely and effectively. We also make follow up calls and reminders to customers.

close proximity to the hotels/condominiums. Accepted

Vitamins & Herbal Supplements

Caymanian, Cayman First, Fidelity, CayMed

Blood Glucose and Blood Pressure Monitors

and Generali Worldwide. Customers can also

TELEPHONE: 949–7022 EXT.164

Aetna,

BAF,

British

prescriptions can be shipped to Little Cayman ORDER PRESCRIPTION REFILLS:

MON – SAT: 8am – 9pm • SUN: CLOSED • HOLIDAYS: 10am – 6pm

Insurance:

order refills online at www.fosters-iga.com;

We do Special Orders

CAYMANRESIDENT 2019

conveniently located on Seven Mile Beach in

Prescription and Non-Prescription Drugs

Blood Pressure Checks

212

a professional and friendly service, they are

pharmacy@kirkmarket.ky

and Cayman Brac. SE E AD PAG E 211

HealthCare Pharmacy Grand Harbour

Emergencies: (345) 925 7020

The Shoppes at Grand Harbour

Opening Hours: Monday-Saturday 8am-9pm

1053 Crew Rd, George Town Tel: (345) 947 8900 Fax: (345) 947 8901

Valu-Med Pharmacy Bodden Town

Email: health05@candw.ky

Anton Bodden Drive, Bodden Town

www.healthcarepharmacy.ky

Tel: (345) 946 5511 Fax: (345) 945 5709

Open: Monday-Saturday 8am-10pm, Sunday

Email: sales-bt@valrx.com

and public holidays 10am-6pm. SE E AD this page

Prescriptions: rx-bt@valrx.com

be seen relatively quickly. Both private and public, general and family practitioners are listed first, followed by private and public specialists. Other practitioners can also be found at the Government’s district clinics. For more information on district clinics, see page 208.

Established in 1989, they have a large and

Cayman Islands Hospital/General Clinic

consistent inventory, a patient consultation

Dr. Mercedes de los Milagros Barredo MD MBBS

Governors Square, Seven Mile Beach

room and a team of four pharmacists that

Dr. Gerard Christian MBBS

Tel: (345) 949 8900

tend to clients with confidentiality. Stock of

Dr. Ricardo Clarke MD

Fax: (345) 949 8903

home health care needs and everyday items,

Dr. Moses Gallow MBBS

Email: rx@healthcarepharmacy.ky

e.g. hospital beds, wheelchairs, crutches and

Dr. Anna Matthews BSc MBBS MSc MPH

www.healthcarepharmacy.ky

scooters. see ad opposite page

Dr. Fiona Robertson MBBS MRCGP

HealthCare

Pharmacy

Governors

Square

Dr. Wilmoth Shillingford MBBS MRCP

Open: Monday-Friday 9am-6pm, Saturday 9am-2pm, closed on Sundays and public

Valu-Med Pharmacy Walkers Road

Dr. Samuel Williams-Rodriguez MD

holidays. Refill and transfer your prescriptions

Photo Pharm Centre, Walkers Road

Dr. Joy Wallace-Grant MBBS

online by simply visiting their website. They

Tel: (345) 949 0442 Fax: (345) 949 0443

Dr. Orett Thane MBBS

stock Cayman’s largest selection of greeting

Email: sales-wr@valrx.com

Dr. Glaister Bell MBBS

cards, Hallmark gifts and gift wrap and all major

Prescriptions: rx-wr@valrx.com

Dr. Eryka Simmons MBBS

beauty brands. Ask their knowledgeable staff

Open: Monday-Saturday 8am-10pm, Sunday

Dr. Karlo Sedano-Barredo MD

for their extensive skin care solutions or follow

and holidays 10am-5pm. See also listing above.

Dr. Imilia Sedano-Barredo MD

Windward Pharmacy

Dr. Lorna Jackson MD

Kirk Pharmacy

Unit 1, Windward Centre, 93 Smith Road, GT

Dr. Paul Williams MD MS Family Medicine

Kirk Market, Eastern Avenue

Tel: (345) 949 4081

95 Hospital Road, George Town

Tel: (345) 949 7180 Fax: (345) 945 5120

Email: windward@candw.ky

Tel: (345) 244 2858 (direct queries)

Email: pharmacy@ksl.ky

Open: Monday-Friday 8am-5.30pm and

(345) 244 2800 (clinic appointments)

www.pharmacy.ky (online refills)

Saturday 8am-1pm. Cayman Clinic Medical Centre

Open: Monday-Saturday 8am-9pm, public Kirk Pharmacy offers convenience and friendly expert pharmacists whose priority is the health and well-being of every customer. Prescription refills can be ordered online at www.pharmacy. ky and customers can also ask the Pharmacists questions about their medication via email.

H E A LT H & W E L L N E S S

Dr. Ngozi (Grace) Onah-Ezema MD

them on Facebook for weekly updates.

holidays 10am-6pm and closed on Sunday.

MEDICAL CARE (GENERAL & FAMILY)

Cayman is unique in that unlike the UK and other countries, there is no need to formally select and register with one particular doctor when you arrive in Cayman. When you need to see a doctor, you can arrange a visit directly and usually

Dr. Virginia Hobday MBE MBBS MRCGP M PHIL Dr. Denise Osterloh MB ChB Dr. Fiona Robertson MBBS DRCOG MRCGP Dr. Heidi Fahy MBBS DRCOG MRCGP Ultrasound Nina Baxa RDMS 439 Crewe Road, George Town Tel: (345) 949 7400

see ad opposite page

TWO LOCATIONS

Quality Pharmacy Serendipity Building, 78 Hospital Road Tel: (345) 946 6266 Fax: (345) 946 6466 Opening

Hours:

Monday-Friday

8.30am-

5.30pm. Saturday 8.30am-12.30pm, closed on Sunday and public holidays. TrinCay Pharmacy Suite 1204, 55 Market Street, Jasmine Court, Camana Bay

ONLINE REFILLS AND TRANSFERS pharmacy.prescriptions.patient aids.vitamins.supplements.greeting cards.cosmetics.baby.beach.snacks

GRAND HARBOUR 947 8900 Extended Hours for Emergencies Mon-Sat: 8am-10pm Sun & Public Holidays: 10am-6pm health05@candw.ky

GOVERNOR's SQUARE 949 8900 Mon-Fri: 9am-6pm Saturday: 9am-2pm rx@healthcarepharmacy.ky

www.healthcarepharmacy.ky

Tel: (345) 943 4633

www. c a y m a n r e s i d e n t . c o m

213

THE STRAND MEDICAL CENTRE GENERAL PRACTICE & SURGERY Located in The Strand Shopping Centre West Bay Road, Seven Mile Beach

Louis A. Cona M.D. Medical Director

• General and Family Practice

• Minor Surgery • Child Health

• Women’s Health • Men’s Health

• Musculo-Skeletal Injuries • Dive Medicine

• Allergies/Allergy Tests • Medically Supervised

Weight Reduction Program

• Work Permit Physicals • Insurance Physicals

• Sports Related Injuries • Urgent Care

Tel: (345) 945.7077

Fax: (345) 945.3153 E: thestrandmedicalcentre@candw.ky www.caymandoctor.ky

Providing Services for all Major Hotels & Condos along Seven Mile Beach

We speak Italian, Francais, Deutsch & Espanol

Most local insurance policies accepted

Email: cayman.clinic@gmail.com

Dr. Dirk Belfonte MBBS MRCP (UK) DCH

Queens Court, West Bay Road

www.caymanclinic.ky

43 Walkers Rd, George Town

Tel: (345) 949 5600 Fax: (345) 949 5601

Other languages: French, Spanish, Farsi

Tel: (345) 326 5741 or (345) 946 2624

www.sevenmilemedical.ky

Services: Family medicine including women and

SE E AD page 216

child’s health; IUD’s and contraceptive implants;

Dr. Rina Bernard MD

school, executive and insurance medicals; work

CTMH Doctors Hospital

Dr. H. Ryan Gregory MBBS DM

permits; certified aviation examiner for Canada

16 Middle Road, off Walkers Road, GT

Faith Hospital, 215 Dennis Foster Road

and Cayman; dive medicals and dive-related

Tel: (345) 949 6066 ext. 6500

Cayman Brac

injuries; urgent care and minor surgeries; PRP &

Rina.Bernard@doctorshospitalcayman.com

Tel: (345) 948 2243 Fax: (345) 948 2460

Dr. Else Christoffersen MB BCh LRCP & SI MSc

Dr. Sandeep Mahendra Hunasaghatta

Dermatology

MBBS MD FICM Consultant Physician

Cayman Doctors Ltd,

Health City Cayman Islands

West Shore Centre, Unit 9, 508 West Bay Road

1283 Sea View Road, East End

Tel: (345) 943 6363

Tel: (345) 640 4040

trigger point injections; Viscosupplementation; lab

services;

medicine

in-house

specialist.

ultraound;

Walk-ins

sports

welcome.

SE E AD page 216

Doctors Express 81 Godfrey Nixon Way, George Town

Emergency: (345) 526 2108 Dr. Louis A. Cona MD

Email: info@healthcity.ky

Open 7 days a week, 9am - 9pm.

The Strand Medical Centre

SE E AD PAG E 200

Email: info@doctorsexpress.ky

The Strand Shopping Centre, off West Bay Road

Doctors Express cares for the whole family’s

Tel: (345) 945 7077 Fax: (345) 945 3153

Dr. Suzanne Johnson MD, LMCC

needs taking care of everything from minor

Email: thestrandmedicalcentre@candw.ky

Seven Mile Medical Clinic

ailments (cold, cough, fever and flu) to serious

www.caymandoctor.ky

Queens Court, West Bay Road

injuries such as breaks or burns. Open 7 days a

Languages: English, Italian, French, German,

Tel: (345) 949 5600 Fax: (345) 949 5601

week, and on most public holidays, the clinic is

Afrikaans, and Spanish. Services: General

www.sevenmilemedical.ky

both convenient and quick. With an in-house

practice, minor surgery, child health, men’s

SE E AD page 216

X-ray and lab, urgent issues are met with care

and women’s health, musculo-skeletal injuries,

immediately. With blood work, X-rays and

allergies/tests, medically supervised weight

medical exams all under one roof, work permit

reduction programme, insurance and work

medicals can be completed in less than 45

permit physicals and sports injuries.

minutes. SE E AD page 217

SE E AD OP P OSI T E PAG E

Dr. John Addleson MB ChB Dip Mid COG

Dr. Sarah Cuff MRCGP MB ChB DFSRH

International Medical Group

Seven Mile Medical Clinic

Suite 30, Pasadora Place, Smith Road

Queens Court, West Bay Road

Tel: (345) 945 2881 Fax: (345) 949 4341

Tel: (345) 949 5600 Fax: (345) 949 5601

Email: draddleson@intmedicalgroup.com

www.sevenmilemedical.ky SE E AD page 216

GRAND HARBOUR MEDICAL SUITES

ADULT MEDICINE | LABORATORIES

www.intmedicalgroup.com Languages: English and Afrikaans.

Dr. Renisha David MBBS BSC MRCGP (General

Services include general and family practice,

Physician)

annual physicals, minor surgery, immigration

CTMH Doctors Hospital, 16 Middle Road, GT

medicals, hormone testing and treatment,

Tel: (345) 949 6066 ext. 6489

allergy testing, chelation therapy, Botox, dermal

Renisha.David@doctorshospitalcayman.com

fillers and more. SE E AD PAG E 216 Dr. Sidney Ebanks MBBS (General Physician) Dr. Alvaro Armiñán MD

CTMH Doctors Hospital

Celimar Central Clinic, Governor’s Square

16 Middle Road, off Walkers Road, GT

23 Lime Tree Bay Avenue, West Bay Road

Tel: (345) 949 6066 ext. 6506

Tel: (345) 925 2512 Fax: (345) 945 1300

sidney.ebanks@doctorshospitalcayman.com

TEL: (345) 949 4309 FAX: (345) 949 7543 drstephen@themedicalclinic.com

Grand Harbour Medical Suites PO Box 2777, George Town, Grand Cayman KY1-1111

themedicalclinic.com

CAYMAN HEALTH LABORATORY

Services include general family medicine, yearly check-ups, child health, men’s and women’s

Dr. Beatriz Esteban Benavides MD

health, allergy testing, and more.

Seven Mile Medical Clinic

4-HOUR TURNAROUND AND URGENT TESTS WELCOMED.

TEL: (345) 946 4715 or (345) 326 1643 caymanhealth@hotmail.com

www. c a y m a n r e s i d e n t . c o m

215

H E A LT H & W E L L N E S S

Tel: (345) 745 6000

Dr. Victor Look Loy MBBS

Dr. Enoka Richens MBBS CCFP

93 Smith Road, George Town

Unit 4, 2nd Floor, Windward Centre

CTMH Doctors Hospital, 16 Middle Road, GT

Tel: (345) 949 2970 Fax: (345) 946 2768

93 Smith Road, George Town

Tel: (345) 949 6066 ext. 6519

General Practice, Paediatrics, Diving Medicine.

Tel: (345) 949 7535 Fax: (345) 949 8920

Enoka.Richens@doctorshospitalcayman.com

Second Language: French.

Dr. Joseph Marzouca BSc MBBS

Dr. Andrew Robinson MBBS (General Physician)

Suite 29, Pasadora Place, Smith Road

CTMH Doctors Hospital, 16 Middle Road, GT

Dr. David Stone BSc MD FACOG

Tel: (345) 949 6631 Fax: (345) 949 6826

Tel: (345) 949 6066 ext. 6508

55 Market St, Jasmine Court, Camana Bay

Andrew.Robinson@doctorshospitalcayman.com

Tel: (345) 943 4633 Fax: (345) 943 4634

SE E AD page 338

Dr. Michelle Mon Desir BSc MBBS

Savannah Medical Centre,

Oasis Medical Group Cayman Ltd.

Countryside Shopping Village, Savannah

Dr. Kenia Warden MD

Unit 101, Centennial Towers, West Bay

Tel: (345) 749 6066 Fax: (345) 745 2798

Suite 27, Pasadora Place, Smith Road Tel: (345) 945 9260 or (345) 939 6674

Tel: (345) 943 6066 Fax (345) 943 6067

Fax: (345) 947 4635

Dr. Francisco Martinez Saborido MD GP

Dr. Ruthlyn Pomares MBBS

International Medical Group

Unit 14A, Rankin’s Plaza

Suite 30, Pasadora Place, Smith Road

Dr. Sook Yin MBE Cert.Hon (CAY) MB ChB BAO

21 Eclipse Drive, George Town

Tel: (345) 945 2881 Fax: (345) 949 4341

Seven Mile Medical Clinic

Tel: (345) 945 2273 Fax: (345) 945 8553

drmartinez-saborido@intmedicalgroup.com

Queens Court, West Bay Road

www.intmedicalgroup.com

Tel: (345) 949 5600 Fax: (345) 949 5601

Dr. Charles H. Reid MA(Oxford) BM BCh

Languages: English & Spanish.

Email: admin@sevenmileclinic.ky

The Brac Clinic, Tibbetts Square

SE E AD this page

www.sevenmilemedical.ky

H E A LT H & W E L L N E S S

West End, Cayman Brac

SE E AD this page

Tel/Fax: (345) 948 1777

Dr. Gordon Smith MB ChB MRCP (UK)

Email: clinic@bracmed.com

MRCGP DRCOG

TrinCay Medical Centre & Urgent Care

The Children’s Clinic & Family Practice

Dr. Sharon Chambers MD MRCP (UK)

439 CREWE ROAD, GEORGE TOWN

949 7400 / 623 7400 MON - FRI 8:00am - 5:30pm SAT 8:00am - 2:00pm

• Family Medicine including Child Health & Gynaecology • Work Permits, Executive & School Medicals • Authorized Civil Aviation Examiner • Dive Medicals & Injuries • IUD’s & Contraceptive Implants • Urgent Care, Minor Surgeries & Injuries including IV Treatment • Sports Medicine, Medical Botox for Migraines, Viscosupplementation, Ultrasound Guided Injections, Platelet Rich Plasma, and Overuse Injuries

FAMILY MEDICINE Dr. Virginia Hobday MBE MBBS MRCGP Dr. Denise Osterloh MB ChB Dr. Fiona Robertson MBBS MRCGP Dr. Heidi Fahy MBBS DRCOG MRCGP

SPORTS MEDICINE Dr. Melissa Mascaro MD CAQSM

ULTRASOUND Nina Baxa RDMS

LAB SERVICES

WALK-INS ACCEPTED • WE SPEAK FRENCH/SPANISH/FARSI Ideal Protein Weight Loss Programme

www.caymanclinic.ky | cayman.clinic@gmail.com

General Practitioners Dr. Sook Yin MBE Cert Hon (CAY) MB ChB BAO Dr. Sarah Cuff MRCGP MB ChB DFSRH Dr. Beatriz Esteban MD Dr. Suzanne Johnson MD LMCC

Tel: (345) 945-2881 • Fax: (345) 949-4341

Registered Dietitian Dr. Kirsten Lomas MBA, RD, CCDE

Plastic Surgery

Family Practice, Preventative Medicine • Annual Physicals

Dr. Eduardo Barroso MD FACS

A multi-disciplinary medical practice oﬀering professional & personalized care in modern & comfortable surroundings

Tel: 345-949-5600 Queens Court, West Bay Rd Mon. - Fri. 7:00am - 6:30pm Sat. 9:00am – 12:30pm

DR. JOHN ADDLESON

BRANDI PROPAS MHSc. R.D

FAMILY MEDICINE

DR. FRANCISCO MARTINEZ-SABORIDO M.D. LMS.

Oﬃce Hours: Mon-Fri 8:30am - 4:30pm, Sat 8:30am - Noon www.intmedicalgroup.com • email: info@intmedicalgroup.com

www.sevenmileclinic.ky CAYMANRESIDENT 2019

DIABETIC & NUTRITIONAL CONSELLING SERVICES

M.B.Ch.B Dip. Mid. COG

admin@sevenmileclinic.ky

216

FAMILY PRACTICE

30 Pasadora Place, Smith Road • P.O.Box 30073 Grand Cayman KY1-1201

Dr. Christine Chen MBBS DABP FAAP

Accident and Emergency is very well staffed

215 Dennis Foster Road, Cayman Brac

Dr. Alfred Choy BA Hons MA (CANTAB) MB

with a rotation of over ten doctors.

Tel: (345) 948 2243 Fax: (345) 948 2460 Dr. Smita L.A. Almeida MBBS MD

(Hons)

Anaesthesiology & Pain Management

Dr. Alison Duncan MBBS MSc CCT (Derm) FRCP

Cayman Islands Hospital

Dr. Tripti Modi MBBS MD FIACTA

Dr. Ayanna Ennis BSc MBBS DM

Dr. Delroy Jefferson MBBS DA DM

Dr. Susan Paul MBBS DA DNB

Dr. Tameka Irons BSc BMedSci Dip. Fam. Med

Dr. Delano Barrett MBBS DM

Dr. Sanjay Saha MD

Dr. Hortense Mitchell-Smith BSc BMedSci MBBS

Dr. Karina Davis-Irons MBBS DM

Health City Cayman Islands

Suite 1204, 55 Market Street, Camana Bay

Dr. Takeyce Palmer MBBS DM

1283 Sea View Road, East End

Tel: (345) 943 4633 Fax: (345) 9434634

Dr. Gerald Smith MBBS FRCA

Tel: (345) 640 4040

Dr. Anthony Williams MBBS DM

Emergencies: (345) 526 2108

Dr. Rachel Gooden MD MBBS DM-ANAE

Email: info@healthcity.ky

Dr. John Lee MBBS MRCP FRC

SE E AD PAG E 200

BCHIR FRCS Dr. Howard Deosaran BSc MD DM FACOG LLB

MEDICAL SPECIALTIES

Accident & Emergency Medicine The George Town Hospital is the only hospital in Grand Cayman which handles accident and emergency situations. All 911 calls made will be delivered to and managed at this hospital.

Dr. Dhruva Kumar Krishnan MBBS DNB FCA

95 Hospital Road, George Town Tel: (345) 949 8600 Fax: (345) 949 2998

Dr. John Lee BSc MSc MBBS FRCP FRCA FFPMRCA

Dr. Stephen Gay

Pain Clinic, The Merren Dental Centre

CTMH Doctors Hospital

Hospital Road, George Town

16 Middle Road, off Walkers Road, GT

Tel: (345) 244 7583

Dr. Elizabeth McLaughlin MBBS MSc DM

Tel: (345) 949 6066 ext. 6514 Email: Stephen.

Clinical Head of Accident and Emergency

Gay@doctorshospitalcayman.com

Cayman Islands Hospital

15 Dr. Cleon Davis Smith Road Plaza, Smith Road, George Town

Dr. Trudy Harper-Smith MBBS DM

Tel: (345) 949 8600 or Emergency: 911

Faith Hospital

Tel: (345) 945 6077 Fax: (345) 949 0531

H E A LT H & W E L L N E S S

95 Hospital Road, George Town

From coughs, colds, fevers or flu -- to bad burns and cuts that need stitches

Healthcare for the whole family Open 7 days/week • 9am-9pm • On-Site Lab • On-Site X-ray •

On-Site Pharmacy 81 Godfrey Nixon Way GT | (345) 745-6000 | info@doctorsexpress.ky | www.doctorsexpress.ky

www. c a y m a n r e s i d e n t . c o m

217

Dr. Johannes Wejbora

Dr. Johanna Kregiel MD PhD

Services include: advanced chemical peels,

CTMH Doctors Hospital

Cayman Islands Hospital

therapeutic Botox (for migraines, spasticity).

16 Middle Road, off Walkers Road

95 Hospital Road, George Town

Tel: (345) 949 6066 Email: Johannes.Wejbora@

Tel: (345) 949 8600 Fax: (345) 949 2998

Dr. Rebeca de Miguel Madurga MD PhD

doctorshospitalcayman.com

Cosmetic Medicine & Surgery As well as traditional cosmetic surgery, non-invasive routine treatments such as Botox and chemical peels and specialised procedures like Plasma Rich Therapy.

Cardiology Dr. Ravi K. Ganga Amancharla MD FACC Dr. Raghu Prasad MBBS MD DNB Dr. Sripadh Upadhya MD DNB FNB Senior Consultant Interventional Paediatric

23 Lime Tree Bay Avenue, West Bay Road Tel: (345) 925 2512 Fax: (345) 945 1300 Dr. De Miguel has her Ph.D. in Psoriasis, with extensive knowledge and experience in her postgraduate training of oncological

Dr. Ciro Adamo PhD EBOPRAS

dermatology (skin cancer). As this is her main

Health City Cayman Islands

Suite 1, Pasadora Place, Smith Road

interest, she has tremendous experience in the

1283 Sea View Road, East End

Tel: (345) 949 6040

prevention, diagnosis and treatment of skin

Tel: (345) 640 4040

Email: dradamo@dramabo.ky

cancer. She has her master’s degree in alopecia

Emergencies: (345) 526 2108

www.dradamo.ky

(hair problems) with experience in different surgeries and treatments for a number of

SE E AD PAG E 200

Dr. Eduardo Barroso MD FACS

different alopecia issues. Her work also includes

Seven Mile Medical Clinic

a number of cosmetic procedures such as

The Heart Health Centre

Queens Court, West Bay Road

Botox, fillers, microneedling, plasma (PRP), and

Outpatient Cardiology Centre

Tel: (345) 949 5600 Fax: (345) 949 5601

laser. SE E AD this page

Unit 5, West Shore Centre, 508 West Bay Road

www.sevenmilemedical.ky SE E AD page 216 Dr. Wayne Porter MD FAAD

Tel: (345) 943 5800 Fax: (345) 943 5801 H E A LT H & W E L L N E S S

Celimar Central Clinic, Governors Square

Cardiologist.

Email: info@healthcity.ky

Dermatology

Dr. Rebeca De Miguel M.D. Ph.D. Certified Dermatologist, Board Certified in Aesthetic Medicine

Beyond Basics Medical Day Spa

282 Crewe Road, George Town

3rd Floor, Tomlinson Building

Tel/Fax: (345) 946 9020

Corner of Walkers and Hospital Road), GT

Email: dr.portercayman@gmail.com

Tel: (345) 945 2737

Second language: Spanish

www.beyondbasics.ky

Acne treatments, skin cancers detection and treatment, Botox, and more.

Dr. Louis A. Cona MD The Strand Medical Centre The Strand Shopping Centre, off West Bay Road Tel: (345) 945 7077 Fax: (345) 945 3153 Email: thestrandmedicalcentre@candw.ky www.caymandoctor.ky SE E AD page 214

• Skin cancer prevention (mole mapping) & treatments • Acne, rosacea, melasma, warts, allergic and irritative contact dermatitis • Botox, fillers, micro needling, plasma: PRP or laser • Hair loss (alopecia) treatments

Dr. Marc J. Kayem MD FRCSC Cayman Neurosurgeons International Group 2nd Floor, Fidelity Financial Centre Tel: (345) 769 8370

Wed: 10:00AM - 7:00PM

(345) 925 2512 | www.celimar.ky

Dr. Diane Hislop-Chestnut BSc (Hons) MB

Beverly Hills Number: 1 (310) 777 7879

BChir

Dr. Carmen Martinez BSc PT MD

Chestnut Centre, 8 Palm Road, off Smith Road

Cayman Rehab Services

Tel: (345) 946 7256

Unit 10, Eucalyptus Building, Shedden Road

Email: reception@diabetescayman.com

Tel: (345) 943 7974 Cell: 928 8353 or 926 3099

www.diabetescayman.com

Email: caymanrehab@gmail.com

Governors Square, 23 Lime Tree Bay Avenue, West Bay CAYMANRESIDENT 2019

Cayman Cell: (345) 929 9473

Palm Road Medical

Mon - Fri: 9:00AM - 4:00PM

218

Endocrinology/Diabetes Endocrinologists are most often considered as specialists of internal medicine or paediatrics. They focus on the endocrine system and its related disease. Through hormonal analysis, they identify, diagnose and treat disease using inhibition/ suppression testing. The most common of endochrine diseases include diabetes, hypothyroidism, and metabolic syndrome.

www.caymanrehabservices.com Languages: Spanish and English

Gastroenterology Gastroenterologists are

focused

investigating, diagnosing, treating and preventing all gastrointestinal and hepatological (liver, gallbladder, biliary tree and pancreas) diseases. Most diagnoses occurs through the use of an upper gastrointestinal endoscopy or colonoscopy.

Dr. Bella Beraha MD

Email: cayman.neurosurgeon@gmail.com

Helix Healthcare, 4 Middle Road, George Town

www.caymanneurosurgeons.com

Tel: (345) 749 4444

Spinal and brain surgery, pain management,

Email: dr.beraha@helix.ky

spinal surgery and peripheral nerve surgery (carpal tunnel surgery).

Cayman Islands Hospital Dr. Courtney Cummings MD DM

Dr. Romnesh de Souza MBBS MD DNB

Dr. Dmitry Finkelberg MD

Dr. Nelson Iheonunekwu MBBS DM

Dr. Susheel Wadhwa MBBS DNB

Heart Health Centre

Dr. Tameka March MBBS DM

Health City Cayman Islands

Unit 5, West Shore Centre, 508 West Bay Road

Dr. Karen Galloway-Blake MD DM

1283 Sea View Road, East End

Tel: (345) 943 5800 Fax: (345) 943 5801

Dr. Shawn Gutierrez MD

Tel: (345) 640 4040

Carmen Martinez MD

SE E AD PAG E 200

Dr. Trevor M. Murphy BSc MBBS DM FACG

95 Hospital Road, George Town

Island Medical Specialists

Tel: (345) 949 8600 Fax: (345) 949 2998

Lowell D. Stanley Jr. MD FAANS Cayman Brain and Spine

Unit C, Hospital Road Plaza, George Town Tel: (345) 946 9770 or (345) 922 4318

Dr. Komal Lawrence MD FACP

Unit 32, The Strand Shopping Centre,

Email: gastromeds@gmail.com

Helix Healthcare, 4 Middle Road, George Town

West Bay Road, SMB

Tel: (345) 749 4444

Tel: (345) 949 4582 Fax: (345) 949 8805

Email: dr.lawrence@helix.ky

Email: info@caymanbrainandspine.com

Dr. Trevor L. Seaton MBBS FRCP (C) FACG

www.caymanbrainandspine.com

Island Medical Specialists Dr. Stephen J. Pickering MB ChB FRCP (UK)

Full-time Board Certified, American Board of

Tel: (345) 946 9770 or (345) 922 4318

Grand Harbour Medical Suites, Red Bay

Neurological Surgery, and American Board Pain

Email: gastromeds@gmail.com

Tel: (345) 949 4309 Fax: (345) 949 7543

Medicine neurosurgeon, offering consultation

Email: drstephen@themedicalclinic.com

and treatment of diseases of the brain and

Internal Medicine/ Infectious Disease

Adult physician with hospital admitting rights,

spine, as well as pain management. Office hours

Dr. Olayinka Adedayo MD,FACP

skilled in assessment and diagnosis, seeing

by appointment.

Adult Disease Specialist Medical Clinic

patients with potentially serious symptoms

32 Pasadora place, Smith Road

such as chest pain, vertigo, blackouts, tingling

Tel: (345) 938 9581 or Cell: (345) 925 9581

or weakness in a limb, shortness of breath,

Email: adultdisease@gmail.com

fatigue, weight changes, feeling faint or dizzy.

Diplomat of American Board of Internal

SE E AD page 215

Medicine and Infectious Diseases Specialist in general internal medicine and Infectious Disease specialist.

Neurology, Neurosurgery & Pain Management Dr. James Akinwunmi MBBS FRCS (SN)

Dr. Joseph L. Barefoot MD ABIM

Cayman Neurosurgeons International Group

Suite 13H, Grand Harbour, Grand Cayman

2nd Floor, Fidelity Financial Centre, West Bay Rd

Tel: (345) 949 9412 Fax: (345) 943 9412

Tel: (345) 769 8370

Obstetrics & Gynaecology If pregnant, one of the most important and first decisions one has to make is selecting an OB/GYN. In Cayman, you may choose either a private specialist doctor or register at the Womenâ&#x20AC;&#x2122;s Health Centre at the Cayman Islands Hospital for antenatal care. As of 2018, the Cayman Islands Hospital (HSA) and CTMH Doctors Hospital have maternity wards where babies can be delivered. For information on healthcare

Walk-In

Your Health is Your Wealth hy wait?

MEDICAL CLINIC

Adult Disease Specialist Medical Clinic General Internal Medicine & Infections

(345) 938 - 9581

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www. c a y m a n r e s i d e n t . c o m

219

H E A LT H & W E L L N E S S

Unit C, Hospital Road Plaza, George Town

of babies and children, see the OB/GYN listings or the Having A Baby section. The following are some experts available in Cayman:

95 Hospital Road, George Town

Tel/Fax: (345) 949 8969

Tel: (345) 949 8600 Fax: (345) 949 2998

Does obstetrics up to 28 weeks gestation.

Dr. Deepti Siddaramappa Bandemegal

Dr. Suzanne Muise BSc MD FRCS (Canada)

MBBS MS

Unit 24, West Shore Centre, 508 West Bay Road

Cayman Islands Hospital

Health City Cayman Islands

Tel: (345) 749 6800

Dr. Gilbertha Alexander MBBS DM MRCOG

1283 Sea View Road, East End

Email: drmuiseky@gmail.com

Dr. Elaine Ebanks MBBS DM

Tel: (345) 640 4040

Dr. Gillian Evans-Belfonte MBBS MRCOG

SE E AD PAG E 200

Dr. Rachelle Shirley BSc Med MBBS DM O&G

Dr. Rhonda Reeves MBBS DM FRCOG

CTMH Doctors Hospital

Dr. Davina McCoy MD

Dr. Venkamma Bonigi MBBS DGO

16 Middle Road, off Walkers Road, GT

Dr. Zbigniew Zwierzchowski MD

Faith Hospital

Tel: (345) 945 6066 ext. 6432

215 Dennis Foster Road, Cayman Brac

Rachelle.Shirely@doctorshospitalcayman.com

Tel: (345) 948 2243 Fax: (345) 948 2460

Oncology

EYE CARE

Dr. Krishna Mani H E A LT H & W E L L N E S S

BBS, MS, MAMS, FICS, FSES, MJF

• Comprehensive Eye Examinations

Health City Cayman Islands

Tel: (345) 949 9090 or Cell: (345) 916 0157

1283 Sea View Road, East End SE E AD PAG E 200

FFSRH (UK) MRCS LRCP (UK) MMACS

Cayman Islands Cancer Society

CTMH Doctors Hospital

114 Maple Road, George Town

16 Middle Road, off Walkers Road, GT

Tel: (345) 949 7618

Tel: (345) 945 6066 ext. 6520

Email: info@cics.ky or www.cics.ky www.facebook.com/CICANSOC

• Medical & Surgical Treatment of eye diseases • Laser Surgery for Glaucoma, Diabetes and Cataracts • Pre Operative Exam for Lasik Surgery and Follow up • Contact Lens Fitting UNIT 31, PASADORA PLACE, OFF SMITH RD.

Tel:(345) 945-1565 Emergency:(345) 928-4681 Email: eyeman_2020@yahoo.com Web: www.drmani.ky

Dr. Rommel El-Madany MB BCh FRCS (GYN)

instagram: c.i.c.s

(Edin) HDGO (Dublin) DM MD RCSI/IPA (Dublin)

The CI Cancer Society, located in front of the

Diploma of Advanced Obstetrics Ultrasound

Cayman Islands Hospital, provides assistance

RCOG/RCR (London)

to people with cancer in a variety of ways

Island Medical (OB/GYN) Office

including counselling, peer support, wigs,

9 Smith Road Plaza, Smith Road, George Town

hospital equipment, and financial support for

Tel: (345) 94-OBGYN or (345) 946 2496

those that qualify. CICS also provides education

Urgent After Hours: (345) 926 2911

and awareness events for the community and

Email: islandobgyn@icloud.com

makes 5 charity vouchers available year round

Consultant/Specialist risk

pregnancy,

Insemination), surgery

OPHTHALMOLOGY

Dr. Eugene Foley F.R C.S D.O

OB/GYN:

infertility

traditional

including:

(IUI/In and

advanced

high

when needed. CICS donated the Chemotherapy

Utero

Unit at GT Hospital for the benefit of the

advanced

Cayman community.

laparoscopic

surgery and minimal invasive surgery for heavy

Dr. Theodore Turnquest MD

periods, endometriosis, urinary incontinence,

31 Pasadora Place, Smith Road, George Town

sterilisation and prolapse, advanced equipment

Tel: (345) 936 0779

including: 4D, 3D and colored ultrasound,

Bahamas: (242) 322 5655

electronic urodynamics, digital colposcope and

107 Claudhill Road, off Smith Road (formerly Melrose Lane) George Town Tel: 946 4944 Fax: 945 1597 Emergency: 916 6264 General Ophthalmology Eye Surgery | Lasers Full Diabetic Eye Care | Glaucoma Children Assessments All Eye Emergencies

Most Insurance Accepted on Assignment

CAYMANRESIDENT 2019

33 Pasadora Place, Smith Road

Dr. Sarath de Alwis FRCS FRCOG MRCP

Ophthalmologist

220

Dr. Vineetha Binoy MBBS DM MD

Tel: (345) 640 4040

for Adults and Children 15

Dr. Edward Caudeiron MD

LEEP procedures. One-stop cancer screen,

Perseus Cayman

foetal anomaly scan; Nuchal translucency and

Smith Road Centre, 150 Smith Road

amniocentesis tests; packages for pregnancy

Tel: 1 (345) 949 2451

care and delivery.

Email: pauline.nichol@perseuspci.com

SE E AD page 219

www.perseuspci.com

Dr. George Meggs MB BS DM FRCOG FACOG

Ophthalmology Ophthalmologists provide medical and/

Smith Road Plaza, 69 Smith Road

or surgical treatment of eye diseases, give diabetic eye care and perform cataract surgery.

Dr. Douglas Van Putten MD FACS

Dr. Pekko Kuusela MD

Tropical Optical, Galleria Plaza, West Bay Road

95 Hospital Road, George Town

Tel: (345) 945 7588

Tel: (345) 949 8600 Fax: (345) 949 2998

Dr. Eugene Foley FRCS MB BCh BAO NUI

Orthopaedics & Sports Medicine

Cayman Orthopaedic Group

107 Claude Hill Road, off Smith Road, GT

Cayman Hand Centre

Unit 1, Smith Road Plaza, Smith Road

Tel: (345) 946 4944 Fax: (345) 945 1597

Dr. Hesham Sida FRCS MSc Orth BMSc MBBCh

Tel: (345) 945 8380 Fax: (345) 945 8405

Emergency: (345) 916 6264

Grand Pavilion (Main Entrance), West Bay Road

Email: sportmed@candw.ky or www.cog.ky

General ophthalmology; eye surgery; full

Tel: (345) 946 2500 Emerg: (345) 939 2500

Canadian

diabetic eye care; lasers; glaucoma; kids

Email: office@caymanhandcentre.com

orthopaedic surgeons. Providing surgical and

assessments; all eye emergencies. Most

www.caymanhandsurgeon.com

regenerative care for shoulders, knees and

insurance accepted on assignment.

With over 25 years of experience and operating

hips; sports medicine, arthroscopic surgery;

SE E AD page 220

privelages at both Doctors Hospital and HSA,

shoulder, elbow, hip and knee joint replacement

Dr. Sida specialises in hand and wrist surgery

surgery; paediatric orthopaedic surgery; foot

Dr. N. J. Low Beer MA MSc MBBChir FRCOphth

ranging from carpal tunnel release, fractures,

and ankle surgery. SE E AD this page

Dr. Cornelis Gouws MBChB FRCOphth

dislocations to tendon repairs, arthrodesis,

Cayman Islands Hospital

arthroplasty,

95 Hospital Road, George Town

bone grafts, trapeziectomies, microvascular

Consultant Orthopaedic, Trauma and

Tel: (345) 949 8600 Fax: (345) 949 2998

& reimplantation surgery. He also specialises

Reconstructive Surgery

in sports medicine and wrist, elbow, knee and

CTMH Doctors Hospital

Dr. Krishna Mani

ankle arthroscopic surgery and medicolegal

16 Middle Road, off Walkers Road, GT

MBBS MS MAMS FICS FSES MJF

reports. SE E AD this page

Tel: (345) 914 6512 or Cell: (345) 924 0041

nerve

repairs,

vascularised

and

British

trained

specialist

Dr. Matthias F. Herzig MD PhD

Other: (345) 949 6066

Unit 31, Pasadora Place, Smith Road

Email: dr.m.herzig@gmail.com

Email: eyeman_2020@yahoo.com

Dr. Kadiyala Sekhar MBBS MS

Languages: English, French and German

Languages: Hindi and Spanish.

Dr. Toni-Kari Pakarinen MD PhD

Board Certified, UK Specialist registration.

Comprehensive eye examinations; medical and surgical treatment of eye diseases; laser

Cayman Hand Centre

surgery for glaucoma, diabetes and cataracts; contact lens fitting and pre-operative exam for

Dr. Hesham Sida FRCS Edin, MSc Orth, BMSc, MBBCh

LASIK surgery and follow up. SE E AD page 220

Consultant Orthopaedic Trauma, Sports & Hand Surgeon

Dr. Maeve O’Doherty MBBCh MRCPI MRC 2 Melrose Lane, off Smith Road, GT

Office:(345) 946-2500 • Emergencies:(345) 939 2500

Tel: (345) 946 4944 Fax: (345) 945 1597 Emergency: (345) 916 6264

Email: office@caymanhandcentre.com• www.caymanhandsurgeon.com

www.drmaeveodoherty.com

GRAND PAVILION (MAIN ENTRANCE) WEST BAY ROAD

Infodrmaeveodoherty@yahoo.com Dr. O’Doherty is an Ophthalmologist and Oculoplastic surgeon specialising in general ophthalmology including all types of upper and lower eyelid surgery such as eyelid lifts and eyelid bag excision, cataract surgery, pterygium (surfer’s eye), age-related macular degeneration,

hair

transplantation,

laser

resurfacing, diabetic-related eye disease, non surgical rejuvenation such as Botox and fillers, and paediatrics.

Orthopaedic Consultants and Specialist Surgeons • Sports Medicine • Joint Replacement Surgery • Trauma and Joint Arthroplasty • Hip Arthroscopy • Paediatric Orthopaedics • Adult Joint Reconstruction • Foot, Ankle and Hand Surgery

Unit #1 Smith Road Plaza, Smith Road Phone: 345-945-8380 Fax: 345-945-8405 Email: sportmed@candw.ky Website: www.cog.ky Appointments: 9am - 3:30pm Monday through Friday

www. c a y m a n r e s i d e n t . c o m

221

H E A LT H & W E L L N E S S

Tel: (345) 945 1565 Fax: (345) 945 1464

Cayman Islands Hospital

Orthopaedic Surgery, all Musculo-Skeletal

Emergencies: (345) 526 2108

Dr. Ramon Lacanilao MD FAAP (Paediatrician)

Trauma and Sports Injuries; experienced in

Email: info@healthcity.ky

CTMH Doctors Hospital, 16 Middle Road, GT

including meniscus, cartilage and ligament

Harmonic Health Consultants

Ramon.Lacanilao@doctorshospitalcayman.com

reconstruction; hip and knee joint replacement,

Unit 5, West Shore Centre, 508 West Bay Road

foot and ankle surgery including bunion

Tel: (345) 943 5900 Fax: (345) 943 6801

Tel: (345) 949 6066 ext. 6504

keyhole surgery for shoulder, knee and ankle,

The Doctors’ Hospital, 19 Middle Road, off

surgery, fracture treatment, all other upper

and lower limb problems, carpal tunnel surgery,

Otorhinolaryngology (ENT)

Walkers Road.

conservative back pain treatment, nerve blocks

Dr. Frank Glatz MD FABO FAAOHNS FAAOA

Tel: (345) 949 6066 ext. 6513

and facet joint infiltration, physiotherapy,

Cayman E.N.T. Associates

jasmina.marinova@doctorshospitalcayman.com

Medico-Legal Reports. All diagnostic facilities

Unit 2, Alexander Place, Dorcy Drive, Indl Park

on site.

Tel: (345) 945 3822 Fax: (345) 945 3820

Dr. Sarah Newton MB ChB DCH (NZ) FRACP

Email: drbob@candw.ky

The Children’s Clinic & Family Practice

Dr. Melissa Mascaro MD CAQSM

www.entcayman.com

93 Smith Road, George Town

Cayman Clinic, 439 Crewe Road, George Town

Full-time local practising Ear, Nose and Throat

Tel: (345) 949 2970

Tel: (345) 949 7400 Fax: (345) 949 9045

surgeon. Board-certified in Otolaryngology,

Fax: (345) 946 2768

Email: caymanclinicsportsmed@gmail.com

head and neck surgery, dealing with surgery

drsarah.thechildrensclinic@gmail.com

and medical treatment of E.N.T. diseases.

www. thechildrensclinic.ky

SE E AD page 338

Dr. Alwin S.A. Almeida MBBS MS

Additional certification in allergy and training in

Dr. Anil Kumur Bagrecha MBBS DNB MRCS

sleep medicine. Consultant in dive medicine and

Cayman Islands Hospital

Dr. Niranjan Nagaraja MBBS DNB D.Ortho

aviation medicine. Hours by appointment.

Dr. Marilyn McIntyre MBChB DRCOG FRCM

Dr. Prathap Venkatesh MBBS DNB

SE E AD this page

Dr. Earl Robinson MBBS (American Board of Paediatrics)

Health City Cayman Islands H E A LT H & W E L L N E S S

Dr. Jasmina Marinova MD MRCPCH

1283 Sea View Road, East End

Dr. Gyanendra Jha MBBS MSc ENT

Dr. Linden Swan MB BS (Guyana) DM (UWI)

Tel: (345) 640 4040

Cayman Islands Hospital

Dr. Chela Lamsee -Ebanks MBBS DM

95 Hospital Road, George Town

Tel: (345) 949 8600 Fax: (345) 949 2998

Tel: (345) 949 8600 Fax: (345) 949 2998 SE E AD page 206

Paediatrics Paediatricians treat ailments, disorders and diseases related to stages of development in infants, children and adolescents. It includes neonatology, community paediatrics and paediatric cardiology.

Dr. Gordon Smith MB ChB MRCP (UK) MRCGP DRCOG The Children’s Clinic, Windward Centre 93 Smith Road, George Town Tel: (345) 949 2970 Email: drgoffice@candw.ky

Dr. Cecily Abraham MBBS DCH DM

www.thechildrensclinic.ky

Unit 7, Alexander Place, Dorcy Drive

Second Language: French

Tel: (345) 945 7050 Fax: (345) 949 9823

This family practice is situated within walking

Cayman E.N.T. Associates

Medical & Surgical treatment of Ear, Nose, Throat, Head and Neck Adult & Pediatrics; Allergy; Sleep and Snoring; Dive & Aviation Medicine; Hearing testing; Hearing Aids; Dizziness and Vertigo; Thyroid Disease; Board Certified ENT; Allergy & Sleep Medicine

-- Dr. F. R. Glatz, M.D. -#2 Alexander Pl. Dorcy Dr. Industrial Pk. George Town, Cayman Islands Telephone: 345-945-3822 Website: entcayman.com 222

CAYMANRESIDENT 2019

Physical Medicine & Rehabilitation, Electromyography

Dr. Clement von Kirchenheim PhD

short drive to CTMH Doctors Hospital. The clinic provides neonatal newborn services, well baby

Dr. Caroline Quartly MD FRCPC FAANEM BSc

Dr. Marc Lockhart MD (Psychiatry)

check-ups, immunisations and sick child visits.

PT Grad Dip Manlp. Ther (Aus)

95 Hospital Road, George Town

Consultations are by appointment, but walk-in

Cayman Doctors Ltd., Unit 9, West Shore Centre

Tel: (345) 949 8600 Fax: (345) 949 2998

emergencies are also catered for.

508 West Bay Road, SMB

SE E AD PAG E 338

Tel: (345) 945 5747 Fax: (345) 946 5748

Health City Cayman Islands

Email: emg-rehabmd@cayman-doctors.com

1283 Sea View Road, East End

Dr. Deepa Subramonian MBBS MD FPE

Specializing in Physical Medicine & Rehabilitation

Tel: (345) 640 4040

Health City Cayman Islands

FRCPC, Nerve Conduction Studies, as well

Emergencies: (345) 526 2108

1283 Sea View Road, East End

as Electromyography FAANEM. These tests

Email: info@healthcity.ky

Tel: (345) 640 404

assess neurological conditions such as carpal

Email: info@healthcity.ky

tunnel syndrome, neuropathy, nerve root

Dr. Marc Lockhart MD

Specialty: Paediatric Endocrinologist

injuries and primary muscle disorders. Beyond

Behavioral Health Associates Cayman

SE E AD PAG E 200

diagnosis, Dr. Quartly facilitates rehabilitation

Unit B, Hospital Road Plaza, George Town

therapy and management of non-surgical

Tel: (345) 746 0066 Fax: (345) 746 0071

distance of the Cayman Islands Hospital and a

Dr.

Sripadh

Upadhya,

Senior

Paediatric

Dr. Yusuf Grant Bin Michel MBBS DM-P1

injuries, including those resulting from motor

Email: info@bhac.ky or www.bhac.ky

Cardiologist

vehicle accidents, workplace, and sporting

Second language: Spanish

Health City Cayman Islands, 1283 Sea View

activities. Additionally, treatment is available

Board

Road, East End.

for spasticity (increased tension and stiffness

specialising in the treatment of children,

Tel: (345) 640 4040

in muscles) that results from neurological

adolescents, adults and seniors. Additional

Emergencies: (345) 526 2108

impairments, such as those incurred by stroke,

associates specialising in psychiatry, forensic

Email: info@healthcity.ky

multiple sclerosis, spinal cord injury, and

and legal evaluations, and life coaching.

Web: www.healthcitycaymanislands.com.

cerebral palsy.

SE E AD this page

Dr. Sara Watkin

Podiatry & Orthotics Podiatrists diagnose and treat conditions of the foot, ankle, and related structures of the leg. Currently there is only one podiatrist in Cayman:

Grand Harbour Medical Suites, Grand Harbour Tel: (345) 326 7827 Email: sara@babydoctor.ky professional,

expert

care

Mr. Ray Anthony FCPods DPodM MChS

paediatrics and neonatal medicine, including

Helix Healthcare, 4 Middle Road, George Town

attending deliveries and caesarean sections,

Tel: (345) 749 4444

baby checks, newborn care and immunisations,

Email: ray.anthony@helix.ky

Dr. Marc Lockhart, MD Board Certiﬁed Consultant Psychiatrist

growth & developmental follow up, neonatal and complex care, paediatric care through to 18 years. SE E AD pages 222 & 340

Pathology Dr. Shravana Jyoti MBBS (India) MD (JIPMER) Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600 Fax: (345) 949 2998

Psychiatry & Psychology Psychiatrists specialise in the diagnosis, prevention, study and treatment of mental disorders. These can range from abnormalities related to emotion, mood, behaviour, cognition, and perception. Cayman has a number of specialists in this area - get in touch with a psychiatrist below to set up an initial assessment.

Health City Cayman Islands 1283 Sea View Road, East End

Cayman Islands Hospital

Tel: (345) 640 4040 Urgent: (345) 526 2108

Dr. Toni-Ann Heron MBBS DM

Email: info@healthcity.ky

Dr. Sophia Chandler BSc MSc

SE E AD page 200

Dr. Antonia Hawkins BSc MSc PhD Dr. Arline McGill MB BS DM (Psychiatry)

Psychiatrist

“Our team provides the full spectrum of Behavioral Health Care to our community”

Web: www.babydoctor.ky Providing

Consultant

Dr. Susanne Neita, M.B., B.S., D.M. (Psych) Consultant Psychiatrist Heather Lockhart, ICF-ACC Certiﬁed Life Coach • Psychiatry • Life Coaching • Forensic & Legal Evaluations • Psychopharmacology • Medication Review Clinics • Serving Children, Adolescents Adults and Seniors

Hospital Road Plaza, George Town Tel: (345)746-0066 • Fax: (345)746-0071 Email: info@bhac.ky www.bhac.ky • www.theclarityhub.com

www. c a y m a n r e s i d e n t . c o m

H E A LT H & W E L L N E S S

MBChB MRCP (paeds) FRCPCH MD

Certified

223

and replacing of damanaged cells, organs and tissues. Specialists create personalised treatment plans. Common conditions that can be treated include joint arthritis, tendon and ligament tears, cartilage damage and non-healing fractures.

Dr. Susanne Neita MB BS DM (Psychiatry) Behavioral Health Associates Cayman Unit B, Hospital Road Plaza, George Town Tel: (345) 746 0066 Fax (345) 746 0071 Email: info@bhac.ky or www.bhac.ky SE E AD page 223

Email: susanlwatling@icloud.com Will Of Wellness specialises in Hyperbaric Oxygen Therapy, a technique that increases oxygen levels in the blood plasma to support natural healing of the body to help in the treatment of neurological disorders, stroke victims, diabetes, cancer, sports injuries and

Pulmonology Pulmonologists specialise in diseases related to the respiratory tract.

inflammation as well as used to promote stem

Dr. Louis Cona M.D.

cell activity for a natural anti-aging method.

Da Vinci Centre for Wellness and Alternative

The practice also offers physiotherapy and

Therapies

cranial sacral therapy.

Dr. Archita Joshi Bhatt MBBS MD IDCCM

Park Place, Off of West Bay Road

Health City Cayman Islands

Tel: (345) 943 2002 Fax: (345) 943 1002

Surgery/Rheumatology

1283 Sea View Road, East End

Email: info@dvcstem.com

Dr. Christopher Bromley MB ChB FRCS Edin

Tel: (345) 640 4040

www.dvcstem.com

FRCS Eng (General Surgeon)

Emergencies: (345) 526 2108

With fully licensed staff and a fully accredited

CTMH Doctors Hospital

Email: info@healthcity,ky

facility DVC Physicians have been using

16 Middle Road, off Walkers Road

Specialty: Consultant Pulmonologist, Intensivist

alternative therapies to clinically treat patients

Tel: (345) 949 6066 ext. 6518 Email:

and Head of Infection Control.

with medical conditions for over a decade.

Christopher.Bromley@doctorshospitalcayman.com

SE E AD PAG E 200

Treatment specialists work in collaboration

H E A LT H & W E L L N E S S

DVC Stem

with Vitro Biopharma Inc (a state of the art,

Dr. Binoy Chattuparambil MS MCh:

Radiology

US-based, FDA compliant laboratory) as well

Specialty:Senior Consultant in Cardiovascular

Dr. Sharath Babu Ananda Murthy MBBS DNB

as world-renowned scientists and international

and Thoracic Surgery

Health City Cayman Islands

physicians. SE E AD PAG E 230

Dr. Ernest Jehangir MBBS, F.R.C.S., CCST (Gen.

1283 Sea View Road, East End

Surgery)/Specialty: Consultant, General and

Tel: (345) 640 4040

Pensum Regenerative Medicine Ltd.

Colorectal Surgery

Emergencies: (345) 526 2108

Dr. Joseph Purita MD

Dr. Muthukumaran Rangarajan MBBS MS MIS

Email: info@healthcity,ky

Dr. Frank Smith MD

FRC/Specialty: Gastrointestinal Surgery

SE E AD PAG E 200

Dr. Chad Prodromos MD

Health City Cayman Islands

Dr. Marc Kayem MD

1283 Sea View Road, East End

Dr. Stephen Blake MDDS DM

13 Belmont Close, Crewe Road

Tel: (345) 640 4040

Dr. Vladimir Sloboda FACHARZT, FRANZCR

Tel: (345) 949 8676 or Cell: (345) 939 4505

Emergencies: (345) 526 2108

Cayman Islands Hospital

Email: health@pensum.pro

Email: info@healthcity.ky

95 Hospital Road, George Town

Website: PensumMed.pro

SE E AD PAG E 200

Tel: (345) 949 8600 Fax: (345) 949 2998

Pensum specialises in stem cell use for orthopaedics, facial rejuvenation and anti-

Dr. Tanja Ebanks MD FMH (Switzerland)

Dr. Yaron Rado (Board Certified Radiologist)

aging. They treat a wide variety of conditions

CTMH Doctors Hospital

including

16 Middle Road, off Walkers Road

arthritis of the knee joint, hip joint, hip and wrist,

Tel: (345) 949 6066 ext. 6455

Tel: (345) 949 6066 ext.6474 Email:

ACL tendon sprain/tear, achilles tear, tennis/

Email: Tanja.ebanks@caymansurgery.ky

Yaron.Rado@doctorshospitalcayman.com

golferâ&#x20AC;&#x2122;s elbow, rotator cuff tears, and more.

Languages: English, German, Spanish, French.

osteoarthritis

and

rheumatoid

Treatment of varicose and spider veins: Dr. Talanow MD PhD (Consultant Radiologist)

Regenexx Cayman

laser, sclerotherapy and minimally invasive

CTMH Doctors Hospital

West Shore Center, 508 West Bay Road

surgery. Breast surgery: cancer management

16 Middle Road, off Walkers Road

Tel: (345) 936 1001

including mastectomy, lumpectomy, abnormal

Tel: (345) 949 6066 ext.6474 Email:

Email: info@RegenexxCayman.ky

mammogram, cyst and breast feeding issues. Hand surgery for acute trauma, fractures,

Roland.Talanow@doctorshospitalcayman.com

Stem Cell Treatments Stem cell medicine is a pioneering field dealing with the regrowing, repairing 224

CAYMANRESIDENT 2019

Âť

Will Of Wellness

tendon and nerve injury, carpal tunnel, trigger

Susan L. Watling RPT

finger ganglions and cysts. General Surgery:

Suite 2, The Belmont, 433 Crewe Road, GT

laparoscopic gallbladder surgery, laparoscopic

Tel: (345) 926 2428

appendectomy, hernia repair, proctology.

Cayman Islands Hospital

Tel: (345) 949 6066 ext. 6521 Email:

16 Middle Road, off Walkers Road

Dr. Ajit Mathew MBBS FRCS

Nyali.Taylor@doctorshospitalcayman.com

Tel: (345) 949 6066 ext. 6481 Email:

Dr. Daaron McField DM ABS

Joel.Slutsky@doctorshospitalcayman.com

Dr. Kimon Bonadie MBBS DM TH&PS

Dr. Srirangan Velusamy MBBS MS FRCS

Dr. Dominic Caudeiron MBBS

Faith Hospital

Dr. Shomari Blake MD

215 Dennis Foster Road, Cayman Brac

dental care

16 Middle Road, off Walkers Road

CTMH Doctors Hospital

95 Hospital Road, George Town Tel: (345) 949 8600 Fax: (345) 949 2998 The Surgery Dr. Sanjib K. Mohanty (General Surgeon) MBBS MS FRCS Gen Surg Dip Urology Dr. Zoltan Janos Szucs MD The Surgery, 2 Smith Road Plaza, Smith Road Tel: (345) 946 5938 Dr. Darley Solomon MD MBA (General Surgeon) CTMH Doctors Hospital 16 Middle Road, off Walkers Road Tel: (345) 949 6066 ext. 6510 Email: Darley.Solomon@doctorshospitalcayman.com Dr. Nyali Taylor (Vascular Surgeon)

SEVEN MILE BEACH

DENTAL CLINIC General and Cosmetic Dentistry Orthodontics • Dental Implants Same day Crowns • Teeth Whitening Hygienist • Root Canal Treatment Migraine and Grinding Treatment 3-D Imaging • Paediatric Dentistry All Metal Free Restorations • Invisalign Dr. Scott McFarlane | Dr. Janish Grewal | Dr. James Moses marquee place | west bay road | P. 943.7400 APPOINTMENTS@SMBDENTALCLINIC.KY | WWW.SMBDENTALCLINIC.KY

www. c a y m a n r e s i d e n t . c o m

225

H E A LT H & W E L L N E S S

CTMH Doctors Hospital

There is a wide selection of dentists practising in the Cayman Islands. Tel: (345) 948 2243 The level of dental care in Cayman is Email: info@hsa.ky sophisticated enough to minimise the Urology need to travel overseas for specialist Dr. Brian Backman MD FRCS (C) Urology treatment. The cost difference between government dentists and private dentists Grand Pavillion, 802 West Bay Road can be considerable, but there is often Tel: (345) 946 3324 a waiting list at the hospital. Some dental work can be done at the walk-in Harmonic Health Consultants Unit 5, West Shore Centre, 508 West Bay Road clinics, such as extractions and dentures. Health insurance plans don’t always Tel: (345) 943 5900 Fax: (345) 943 6801 cover dentistry, or the coverage can vary. Orthodontics are not always covered, Dr. Rafal Krupiniewicz FEBU (Consultant) however, if your plan does provide for it, Cayman Islands Hospital a lifetime maximum is often stipulated. 95 Hospital Road, George Town Pain management treatment combined Tel: (345) 949 8600 Fax: (345) 949 2998 with orthodontics is available on-Island to treat headaches and jaw-related pain. Dr. Joel Slutsky MD FACS (Urologist)

General Dentistry General dentistry includes preventive and corrective care of the teeth and gums. Preventive care involves fluoridation, teeth cleaning, X-rays of the teeth, and inspection of the mouth, gums and teeth. Corrective care is wide-ranging and includes filling of cavities, placing of sealants, repairing of fractures of the teeth, straightening teeth, fitting dentures, and surgical treatment of gum disease. The HSA dental services are delivered on site at the Cayman Islands Hospital, the Faith Hospital and the Merren Health Centre, and at schools and district clinics in Grand Cayman and the clinic in Little Cayman. There are also 11 private dental centres in the Cayman Islands, employing 34 registered dentists providing preventative care, corrective treatments, orthodontics and dental surgery.

94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222, 936 3222, Fax: (345) 943 2223 Emergency: (345) 936 3221, (345) 936 3220 Email: drgeorge@pfdc.ky www.pasadorafamilydental.ky Languages: English and Greek Implantology and oral surgery procedures. Complete cosmetic (veneers, bridges, dentures) and general dentistry, implantology, oral surgery procedures, root canal and gum (perio) treatments, teeth whitening at clinic (laser and home kits available), TMD and grinding therapy. 24-hour dental trauma treatment, advanced 3D imaging, Cranex 3D Cone Beam machine, safe sedation options. SE E AD OP P OSI T E PAG E

The Cayman Islands Hospital Dr. John Vlitos BDS MSc (London) DDPHRCS Dr. Lyle Bridgeman DDS

H E A LT H & W E L L N E S S

Dr. Andrea Campbell-Maitland DDS AEGD Dr. George Batgidis DDS FIADFE (USA) FAAID

Dr. Krista Flesher DDS

GDC (UK)

Dr. Michael Leon DMD (Cert Endodontics)

Pasadora Family Dental Centre

Dr. Harold Phillips DDS Dr. Carolyn Rickleton BDS (UK) Dr. Rachael Windhaber BSc BDS Dr. Naude Dreyer DMD 95 Hospital Road, George Town Tel: (345) 949 8600 or (345) 244 2741 The Cayman Islands Hospital Dental Clinic offers emergency services on a first come, first served basis Monday-Friday 7.30am -11am and 1.30pm -3pm and Saturday 8am -10am, as well as scheduled appointments.

• Complete Dental Care • Adults & Children • Registered Hygienist

Dr. Sean Childers BSc DMD MSc FRCD (C) Dr. Wolfe’s Dental Centre 135 Andrew Drive, Snug Harbour Tel: (345) 945 4388 Fax: (345) 945 2063 Email: info@wolfedental.ky www.drwolfesdental.com

www.MyIslandDentist.com

Dr. Lori Graham, DMD

The Dental Centre

(under the clock tower)

Cell: (345) 517 9176

Governor’s Square, SMB Tel: 324-9500

Email: 3249500@MyIslandDentist.com

226

CAYMANRESIDENT 2019

SE E AD PAG E 228

Dr. Stephen Blackledge BDS ITI Dr. Keelin Fox BA BDen Sc MFDS(RCSI) Cell: (345) 324 1834 Dr. Jennifer Mountjoy BDS NUI MSc Imp Dent.

2nd Floor, Fidelity Financial Centre

Dr. Lori Graham DMD

18 Forum Lane, Camana Bay

Tel: (345) 943 7000

My Island Dentist, Under the Clock Tower

Tel: (345) 945 4447 Fax: (345) 949 4447

Email: thedentalcentre1@gmail.com

Governors Square, West Bay Road

www.thedentalcentrecayman.com

Tel: (345) 324 9500

Dr. Boban Kostich DDS MFGDPRCS (UK)

State-of-the-art dental treatment.

Email: 3249500@myislanddentist.com

Smile Dental Clinic, 10 Alexander Place

SE E AD OP P OSI T E PAG E

www.myislanddentist.com

Dorcy Drive, Industrial Park, George Town

Complete dental care for adults and children,

Tel: (345) 949 7303 Fax: (345) 949 9583

Dr. Naude Dreyer DMD

including cosmetic and restorative dentistry,

Other Languages: Serbian, Afrikaans

The Merren Dental Clinic, Hospital Road

Invisalign, full mouth makeovers, digital x-rays,

Email: info@smiledental.ky

Tel: (345) 949 2554

intraoral camera for decay detection, nitrous

www.smiledental.ky

oxide sedation, root canals and cosmetic

Treating adults and children, providing a wide

whitening. SE E AD OP P OSI T E PAG E

range of services from cosmetic dentistry,

Dr. Florence Enescot DMD (France) DDS (Canada)

crowns, bridges and veneers to oral surgery

The Strand Dental Clinic, The Strand Shopping

Dr. Janish Grewal BDS MDCH

and placing implants for over 30 years. Dr. Bob

Centre , Off West Bay Road

Seven Mile Beach Dental Clinic

has a gentle, caring nature and a courteous chair

Tel/Fax: (345) 949 3367

Marquee Place, West Bay Road

side manner. Their Dental Hygienists are Sonia

Email: florence.enescot@gmail.com

Tel: (345) 943 7400

Persaud, Sandra Fullerton, Julia Whiteman,

Languages: English and French (Residency

Email: appointments@smbdentalclinic.ky

Peeta Sandhu and Erin Luco.

done at the Montreal Children’s Hospital)

SE E AD page 225

SE E AD page 228

treatments, crowns and bridges, veneers and

Cayman Dental Services

Dr. Hamish Caithness BDSc(hons) DipDSed

Lumineers, DenMat certified, teeth whitening

Dr. Howard Ironstone BSc Phm DDS FAGD FICD

Smile Dental Clinic, 10 Alexander Place

and gum treatments, emergencies accepted.

Dr. Thomas Lerikos BSc DDS

Dorcy Drive, Industrial Park, George Town

Amalgam-free dental practice.

Dr. Adam Stang DDS

Tel: (345) 949 7303 Fax: (345) 949 9583

SE E AD this page

Dr. Imogen Bexfield BChD

Email: info@smiledental.ky

Family and cosmetic dentistry, root canal

H E A LT H & W E L L N E S S

Dr. Jan Frank Pultr LT (Sweden) BDS (UK)

Dr. Florence Enescot DMD (France) DDS (Canada)

• General Dentistry • Braces • Root Canal Treatment • Crowns and Bridges • Esthetic Dentistry Lumineers, Veneers • Surgical removal of Wisdom teeth • Teeth Whitening • Amalgam-free Practice

ORTHODONTICS Our Orthodontists Dr. Pourang Rahimi, DDS, MSD, FRDC(c)

(345) 946.7303

Book your complimentary consultation today!

#12 Alexander Place, Dorcy Dr. www.islandorthodontics.ky

Most insurance plans accepted Payment plans available

Pasadora Family Dental Centre Pasadora Place | Smith Road

The Strand Dental Clinic The Strand Shopping Centre Tel/Fax: (345) 949 3367 Email: jpultr@yahoo.com florence.enescot@gmail.com

Damon (braces) and Invisalign options are available

Dr. Geoffrey Newton, BSc, DDs, MSc

Tel: 943 2222 | Fax: 943 2223 | 24 Hour Emergency: 936 3221 Email: info@pfdc.ky | Web: www.pasadorafamilydental.ky

Cosmetic

Pediatric

(Accept all major Dental Insurances)

General Orthodontic Treatments (Braces) for All Ages

• Private Consulting and Treatment Rooms • Oral Surgery & Perio Treatments • Calming Relaxed Atmosphere • Advanced Digital Imaging (Cone Beam 3D) • All Major Insurance Accepted • Laser Treatments • Implantology • Special Care & Hygiene Services • Sedation • TMD Therapy • Executive Hours Available

www. c a y m a n r e s i d e n t . c o m

227

www.smiledental.ky

Email: appointments@smbdentalclinic.ky

Orthodontics

SE E Ad page 228

Over his twenty year career, Dr McFarlane has

Cayman Orthodontics

primarily focused on implant, cosmetic and

18 Forum Lane, Camana Bay

Dr. Jonathan Lavington BChD (Leeds UK)

restorative dentistry. He strives to keep at the

Tel: (345) 949 5090

Pasadora Family Dental Centre

forefront of Dentistry, acquiring 250 hours of

www.caymanorthodontics.com

94 Smith Road, Pasadora Place, George Town

continuing education a year. He is a member

Tel (345) 943 2222 , 936 3222, 936 3222

of the British Academy of Cosmetic Dentistry,

Island Smile Orthodontics

Fax: (345) 943 2223

American Academy of Cosmetic Dentistry and

Dr. Geoffrey Newton BSc DDS MSc

Emergency: (345) 936 3221, (345) 916 8588

a faculty club member of the Spear institute.

Dr. Pourang Rahimi DDS MSD FRCD(C)

Email: jonathanlavington@hotmail.co.uk

SE E AD page 225

Unit 12, Alexander Place, Dorcy Drive

www.pasadorafamilydental.ky

Tel: (345) 946 7303 Fax: (345) 949 9583

Languages: English and French

H E A LT H & W E L L N E S S

Email: islandsmile@live.com

The Strand Dental Clinic

Other Languages: French and Persian

dentures) and general dentistry, root canal and

The Strand Shopping Centre, Off West Bay Road

www.islandorthodontics.ky

gum (perio) treatments, teeth whitening at

Tel/Fax: (345) 949 3367

Island Smile Orthodontists have been treating

clinic (laser and home kits available), 24-hour

Email: jpultr@yahoo.com

children, teens and adults for over 20 years.

dental trauma treatment, advanced 3D imaging,

Languages: English, Swedish, Czech, German

Treatments include Damon Braces, Invisalign,

Cranex 3D Cone Beam machine, safe sedation

Family and cosmetic dentistry, braces, Invisalign

clear braces and various fixed and removable

options. SE E Ad page 227

certified. Root canal treatments, crowns, bridges

appliances. They create beautiful smiles with

and

the highest quality of orthodontic care in a

Complete

Dr. Jan Frank Pultr LT (Sweden) BDS (UK)

cosmetic

(veneers,

bridges,

veneers,

aesthetic

dentistry,

surgical

Dr. Scott McFarlane BDS MSc FICOI DICOI

removal of wisdom teeth, teeth whitening, gum

professional and friendly environment.

Masters in Aesthetic Dentistry (NYU)

treatments.

SE E AD page 227

Seven Mile Beach Dental Clinic

Emergencies accepted. SE E AD PAG E 227

Amalgam-free

dental

practice.

Dr. James Moses DDS

Marquee Place, West Bay Road Tel: (345) 943 7400

(345) 945-4388 info@wolfedental.ky 135 Andrew Drive, Snug Harbour

Health City Cayman Islands

Seven Mile Beach Dental Clinic

Dr. Seema Sadhwani BDS PG

Marquee Place, West Bay Road

1283 Sea View Road, East End

Tel: (345) 943 7400

Tel: (345) 640 4040

Email: appointments@smbdentalclinic.ky

Emergencies: (345) 526 2108

Dr. James Moses is a Board Certified

Email: info@healthcity.ky

Orthodontist. SE E AD page 225

Dr. Wilbert Veit DMD FAGD FAES FICOI

Paediatric Dental Specialist

Dr. Wolfe’s Dental Centre

Dr. Sean A. Childers BSC DMD MSc FRCD©

135 Andrew Drive, Snug Harbour

Dr. Wolfe’s Dental Centre

Tel: (345) 945 4388 Fax: (345) 945 2063

135 Andrew Drive, Snug Harbour

Email: info@wolfedental.ky

Tel: (345) 945 4388 Fax: (345) 945 2063

www.drwolfesdental.com SE E AD T H I S PAG E

Email: info@wolfedental.ky

Dr. Wilbert Veit, Jr. DMD FAGD, FAES, FICOI

• General Restorative Cosmetic Dentistry • Implant & Bridgework • Tooth - Colored Fillings • Crowns & Veneers • Evaluation & Treatment of Gum Disease & Root Canals

Paediatric Dentistry

www.drwolfesdental.com

Dr. Sean A Childers BSc, DMD, MSc, FRCD (c)

BOARD CERTIFIED PAEDIATRIC DENTIST SPECIALIST

• Family & Cosmetic Dentistry • Orthodontics for Children, Teens & Adults (Invisalign) • Wisdom Teeth Removal / Nitrous Oxide • Safe Sedation options with state of the art monitoring for Children & Adults

www.drwolfesdental.com Fax: (345) 945-2063

M.F.G.D.P.R.C.S. (UK)

#10 Alexander Place, PO Box 10116 Grand Cayman, KY1-1001, Cayman Islands

Most Insurance Plans Accepted

228

CAYMANRESIDENT 2019

Dr. Hamish Caithness BDSc, DipDSed

www. smiledental.ky

| info @smiledental.ky

Dr. Childers is a family and cosmetic dentist who

Audiology

children, adults and seniors. Treating the whole

is also a Board Certified Specialist in Pediatric

Annette Stephenson AuD

body in Synergy. Wellness of body combined

Dentistry. His comprehensive dental care from

Stine Lawton-Smith

with wellness of spirit. Offering chiropractic,

infancy through early adulthood, focuses on

Cayman Hearing Center

physiotherapy and massage therapy, to help

the prevention, early detection and treatment

Suite 10, Pasadora Place, Smith Road

you Live Life Better.

of dental diseases. His practice offers safe

Tel: (345) 946 9174 or (345) 925 5836

sedation techniques with state-of-the-art

Email: info@caymanhearingcenter.com

Dieticians Dieticians are regulated healthcare professional with expertise in providing advice on diabetes, high cholesterol, hypertension, weight management, food allergies and nutrition as well as sports nutrition.

monitoring, wisdom tooth removal, and/or privileges for a general anesthesia option.

Chiropractic

SE E AD opposite page

Align 45 Market Street, Suite 3116, Unit 3A-1E

Children’s Dentistry& Orthodontics

Camana Bay, Tel: (345) 640 5050

Dr. Kathy Fysikoudi DDS HSPD (HonM) GDC (UK)

Back To Health

Pasadora Family Dental Centre

Dr. Jennifer Royer Thompson DC

Kristen Lomas RD MBA

Pasadora Place, Smith Road, George Town

Dr. Ivan Ronaldo DC

Seven Mile Medical Clinic

Tel: (345) 943 2222 Fax: (345) 943 2223

Cayman Clinic, 439 Crewe Road, George Town

Queens Court Plaza, West Bay Road

Emergency: (345) 936 3221

Tel: (345) 947 7400

Tel: (345) 949 5600 Fax: (345) 945 5601

Email: drkathy@pfdc.ky

World Gym, Seven Mile Beach

www.sevenmilemedical.ky SE E AD page 216

www.pasadorafamilydental.ky

Tel: (345) 946 2225

Languages: English, German and Greek Paediatric

and

orthodontic

treatments,

International Medical Group

Park Place, off West Bay Road

Suite 30, Pasadora Place, Smith Road

special care services, 24-hour dental trauma

Tel: (345) 943 2002 Fax: (345) 943 1002

Tel: (345) 945 2881 Fax: (345) 949 4341

treatment, advanced 3D imaging, Cranex 3D

Email: info@davinciwellnesscentre.com

Email: bpropas@intmedicalgroup.com

Cone Beam machine, safe sedation options.

www.davinciwellnesscentre.com

SE E AD page 227

Based in the belief that the body has a powerful self-healing

ability,

practitioners

aim

DA VINCI

CHIROPR ACTIC

normalise the relationship between structure

Acupuncture & Alternative Medicine

(primarily the spine) and function, assisting

Cayman Physiotherapy

the body as it heals, with the goal of correcting

Now at 2 convenient locations:

alignment problems and ease pain.

Suite 26 Pasadora Place, Smith Road &

SE E ad this page

Services Beyond Adjustments Integrated therapy alongside a team of Cayman Licensed Professionals. Our goal is to ensure your optimal health by correcting your alignment matters, easing your discomfort or pain, and supporting the body’s natural ability to heal itself.

West Shore Center, West Bay Road Tel: (345) 949 8828 Fax: (345) 946 0595

Gregory Lippitt BSc DC CAFCI

Email: physio@candw.ky

Unit 209, West Shore Centre (Pink Plaza),

www.caymanphysiotherapy.com

508 West Bay Road

SE E AD page 232

Tel: (345) 943 4357

Soft Tissue Mobilization – Cold Laser Therapy – Functional Dry Needling Electrical Stimulation – Spinal Manipulation – Activator Tool Postural Analysis – Pro Adjuster

Email: lippitt.chiro@gmail.com Da Vinci Centre for Wellness and Alternative Therapies

Synergy Chiropractic & Physiotherapy Ltd.

Park Place, off West Bay Road, SMB

Dr. Eddie Fernandes DC (Chiropractor)

Tel: (345) 943 2002 Fax: (345) 943 1002

Dr. Maria Zazzi DC (Chiropractor)

www.davinciwellnesscentre.com

Dr. Jody Hrynuik DC (Chiropractor)

SE E AD page 230

Mrs. Lauren Williams PT (Physiotherapist) Ms. Christine Cleaver RMT (Massage Therapist)

Uma Lenin BSc PT CKTP (Dr. ALT MED)

Marquee Plaza, 36 Lawrence Thompson Blvd

RVC Rehab Services,Tomlinson Building,

Tel: (345) 943 8200

9 Walkers Road, Geoge Town and

info@synergychirophysio.com

CTMH Physiotherapy, 16 Middle Road

www.synergychirophysio.com

Tel: (345) 949 6024 Fax: (345) 945 1695

Providing exceptional healthcare to infants,

info@davinciwellnesscentre.com Tel: 345.943.2002 Book online at

www.davinciwellnesscentre.com Most Health Insurance policies accepted

www. c a y m a n r e s i d e n t . c o m

229

H E A LT H & W E L L N E S S

DVC Chiropractic

Invisalign for teenagers, preventative and

ALTERNATIVE MEDICINE & MEDICAL CARE

Brandi Propas RD MHSc

WELLNESS SERVICES

• Chinese Therapies • Anti-Aging Medicine • Cellular Therapy • Sleep Evaluation • Hormone Replacement Therapy • Womens Health • Mens Health • IVF Support • Smoking Cessation • Guided Meditation • Hypnotherapy • Neurocognitive Evaluation

REHAB SERVICES

• Chiropractic • Physiotherapy • Acupuncture • Treatment of Sports Injuries

AESTHETIC SERVICES

• Botox/Dermal Fillers • Carboxy Therapy • Mesotherapy • Sclerotherapy • Laser Hair Removal • Laser Skin Treatments • Body Contouring • VELASHAPE 3 • Dermaplaning

SPA SERVICES

• Facials • HydraFacials • E-Light Oxygen Facials • Microdermabrasion • Chemical Peels • Massage Therapy • Waxing • Hopi Ear Candling

Tel: 345-943-2002 • Fax: 345-943-1002

www.davinciwellnesscentre.com • info@davinciwellnesscentre.com

Gift

Most local Insurance policies Accepted PARK PLACE | WEST BAY ROAD | SEVEN MILE BEACH | GRAND CAYMAN, CAYMAN ISLANDS

Hypnotherapy Hypnotherapy can be used for many medical and psychological problems, such as anxiety, weight control and addictions.

Tel: 345 949 8828

95 Hospital Road, George Town

Da Vinci Centre for Wellness and Alternative

Tel: (345) 244 2655

Therapies

Email: simone.sheehan@hsa.ky

Park Place, West Bay Road

Park Place, off West Bay Road

Email: tamara.riley@hsa.ky

Tel: (345) 943 2002 Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

www.intmedicalgroup.com Simone Sheehan RD Tamara Riley

Email: physio@candw.ky www.caymanphysiotherapy.com SE E AD page 232

Cayman Islands Hospital, Specialist Clinic

Essential Oil Therapy Young Living Cayman

SE E Ad OP P OSI T E page

Tel: (345) 928 6465

Dr. Clement Von Kirchenheim PhD

Email: younglivingci@gmail.com

Cayman Islands Hospital, General Practice

Synergy Chiropractic & Physiotherapy

Facebook.com/younglivingcaymanislands

95 Hospital Road, George Town

The Marquee Plaza,

Tel: (345) 949 8600 ext. 2776

36 Lawrence Blvd

Holistic Nutrition Andrea Hill BASc MSc 171 Elgin Avenue, Cricket Square (located inside ENERGY Essential Fitness) Tel: (345) 938 4246 Holistic Nutrition Educator. Private nutrition consultations and workplace wellness talks. hormonal balance, and digestive wellness.

Homeopathy Homeopathy is a set of alternative medicine practices that uses highly diluted natural substances, which practitioners believe can cause the body to heal itself. Zenitha Varghese BHMS HD (Canada)

Email: info@synergychirophysio.com

Align

KidsAbility

45 Market Street, Suite 3116

4 Smith Road Centre, 150 Smith Road, GT

Unit 3A-1E, Camana Bay

Tel: (345) 943 5437 or (345) 916 6336

Tel: (345) 640 5050

Email: info@kidsability.ky

Cayman Physiotherapy

Optometry Optometrists examine, diagnose, treat and manage diseases, injuries and disorders of the visual system and

www.synergychirophysio.com

Occupational Therapy

Cayman Theraplay Ltd. Dr. Mona Kazemi, OTD Megan Bense, MSc OT

H E A LT H & W E L L N E S S

Specialising in areas of weight management,

Tel: (345) 943 8200

Massage Therapy When looking for a massage therapist you should ensure that the massage therapist is licensed by the Council of Professions Allied to Medicine (CPAM). Registered massage therapists have met the educational requirements for licensure on-Island and have malpractice insurance coverage. Anyone else offering massage therapy onIsland is allowed, by law, to only offer Swedish massage as a beauty treatment.

Tiffany Cheung, MSc OT #9 Plaza Venezia, North Sound Road, GT Tel: (345) 749 7529 Email: admin@caymantheraplay.com

Suite 31, Pasadora Place, Smith Road Tel: (345) 949 3352 or (345) 927 2654

Now at 2 convenient locations:

Hyperbaric Oxygen Therapy

Suite 26 Pasadora Place, Smith Road &

Will Of Wellness

Westshore Center, West Bay Road

Susan L. Watling RPT Suite 2, The Belmont, 433 Crewe Road, GT Tel: (345) 926 2428 Email: susanlwatling@icloud.com Will Of Wellness specialises in Hyperbaric Oxygen Therapy, a technique that increases oxygen levels in the blood plasma to support natural healing of the body to help in the treatment of neurological disorders, stroke victims, diabetes, cancer, sports injuries and inflammation as well as used to promote stem cell activity for a natural anti-aging method. WOW also offers physiotherapy and cranial sacral therapy.

CAD OPTICAL An Integrated Eye Care Practice

Dr. Foley’s Eye Clinic, 107 Claudhill Road, off Smith Road (formerly Melrose Lane), George Town

Stylish and Affordable - A New Concept in Eye Wear Prescription Glasses and Contact Lenses Comprehensive Eye Exams • Contact Lens Examinations Ophthalmologist/Eye Surgeon on Staff

Phone: (345) 946 4169/946 4944

Email: infodrfoley@yahoo.com

www. c a y m a n r e s i d e n t . c o m

231

eyes. For specialist eye care see the Ophthalmology section.

LASIK care. Frames, lenses, sunglasses, contact lenses, safety glasses and same day lab service. SE E AD OP P OSI T E page

CAD Optical Dr. Foley’s Eye Clinic, 107 Claude Hill Road

Optical Outlook

off Smith Road, George Town

Dr. Mellisa Hudell BA OD

Tel: (345) 946 4169/4944

Suzanne

Email: infodrfoley@yahoo.com

Emeritus

Opening

hours:

Monday-Friday

8am-

Howden

Bsc

(Hons)

> Caymanian Village, North Sound Way, GT

5pm and Saturday 8am-12 noon. Routine

> Market Place, Cayman Brac

eye

Tel: (345) 746 2020

exams,

contact

lenses,

prescription

FCOptom

glasses and sunglasses. There are also two

Email: info@opticaloutlook.ky

Ophthalmologists/Eye surgeons on staff.

Follow Optical Outlook on Facebook &

SE E AD page 231

Instagram Protect your eye health with an eye exam from

H E A LT H & W E L L N E S S

Caribbean Optical

one of Optical Outlook’s trusted Optometrists.

Dr. Chris Vuorenmaa BSc OD

Designer eyewear and sunglasses – so many

Dr. Thaddeus Daniel OD

to choose from. Check out high quality lenses,

Seven Mile Shops, West Bay Road

contact lenses and reading glasses all in stock.

Tel: (345) 943 1515 Fax: (345) 943 1516

Optical Outlook – Come See The Difference!

Email: info@cariboptical.com www.cariboptical.com

Tropical Optical (previously Shedden Road

Opening hours: Monday-Saturday 8.30am-

Vision Clinic)

5pm. Eye exams, treatment of eye infections,

Natalie DaSilva BSc OD

dry eyes, keratonus, glaucoma and pre/post

Joanna Soutter BSc MCOptom 150 Shedden Road, George Town Tel: (345) 949 2596 Fax: (345) 946 4850

WALK–INS WELCOME

Hours: Monday-Friday 8.30am-4.30pm Quality eye care, contact lens fittings and a full

•Eye Exams •Lenses •Frames •Sunglasses •Contact Lenses •Safety Glasses

service dispensary. Also available at Tropical Optical in Galleria Plaza.

Optical Lab with Same Day Service | Major Insurance Accepted

Tropical Optical (Original Location) Natalie DaSilva BSc OD Joanna Soutter BSc MCOptom Galleria Plaza, West Bay Road

Call to Schedule an Eye Exam

Tel: (345) 945 7588 Fax: (345) 949 3608

Thaddeus Daniel OD Chris Vuorenmaa BSc OD

Email: tropicop@candw.ky Hours: Tuesday-Friday 9am-5pm Saturday 9am-4.30pm

72 Market Street, Camana Bay

VisionWear Cayman Dr. Thaddeus Daniel OD Dr. Chris Vuorenmaa BSc OD

Opening Hours:

72 Market Street, Camana Bay

Mon - Sat 10am - 7pm

Tel: (345) 943 5151 Fax: (345) 943 5152 Email: info@visionwearcayman.com

Tel: 943-1515 Fax: 943-1516

www.visionwearcayman.com

info@visionwearcayman.com

Hours: Monday-Saturday 10am-7pm Eye exams, treatment of eye infections, dry

www.visionwearcayman.com 232

CAYMANRESIDENT 2019

eyes, keratonus, glaucoma and pre/post LASIK

care. Frames, lenses, sunglasses, contact

group classes for core strengthening, aquatic

lenses, safety glasses and same day lab service.

therapy, pilates, home and office visits, women’s

SE E AD OP P OSI T E page

health, ergonomic assessments and sports and therapeutic massage. SE E AD OP P OSI T E page

Physiotherapy Align

DVC Physiotherapy

45 Market Street, Suite 3116, Unit 3A-1E

Park Place, off West Bay Road

Camana Bay

Tel: (345) 943 2002 Fax: (345) 943 1002

Tel: (345) 640 5050

Email: info@davinciwellnesscentre.com www.davinciwellnesscentre.com

A Step Ahead Physiotherapy

Practitioners

Unit 4-110 Governors Square

maximising quality of life and movement

focus

identifying

and

23 Lime Tree Bay Avenue, West Bay Road

potential within the spheres of promotion,

Tel: (345) 745 2727 Fax: (345) 745 2729

prevention,

Email: info@astepaheadphysio.com

rehabilitation. This encompasses physical,

www.astepaheadphysio.com

psychological, emotional and social wellbeing.

treatment/intervention,

Specialised

treatments and

sports

are

available

for

Back To Health

orthopaedic

injuries,

Rose Smith RPT, Jessica Webb RPT

women’s health, chronic pain management and

World Gym, Seven Mile Beach

corporate wellness. SE E AD T H I S PAG E

Eye Exams Lenses Frames Sunglasses Contact Lenses Safety Glasses

Tel: (345) 946 2225 RVC Rehab Services Tenson Edmonds PT CKTI

95 Hospital Road, George Town

Uma Lenin BSc PT CKTP (Dr. Alt MED)

Tel: (345) 244 2730 Fax: (345) 244 2728

Jacqui Smith PT

Cayman Rehab Services Unit 10, Eucalyptus Building, Shedden Road Tel/Fax: (345) 943 7974 or Cell: (345) 926 3099 Cayman Physiotherapy Lindsay Bridgeman BSc MCSP RPT Sara Windsor BSc PT RPT Lindsey MacFee MSc MCSP RPT Angela Deeney BSc MCSP RPT Bethany Cook BSc MCSP RPT Dwain McGuinness BSc MISCP RPT Guy Waller BSc MCSP RPT Annie Laux LAc MAOM CPAM RA (Acupuncture) Jenna-Lee Kourie BSc RPT/Pilates Instructor Kasia Iglinski CPAM RMT (Massage Therapist)

DA VINCI

PHYSIOTHERAPY Integrated therapy alongside a team of Cayman Licensed Physiotherapists, Physicians, Osteopaths, Acupuncturists, Chiropractors, and Massage Therapists.

H E A LT H & W E L L N E S S

Cayman Islands Hospital

WALK–INS WELCOME Optical Lab with Same Day Service Major Insurance Accepted

Our team’s focus is to identify and maximize quality of life and movement potential within the spheres of promotion, prevention, treatment/ intervention and rehabilitation.

Call to Schedule an Eye Exam Chris Vuorenmaa BSc OD Thaddeus Daniel OD

Experts in exercise therapy to help strengthen your muscles and keep your body at optimal health.

Sports Therapy – Home Care – Women’s Health – Ergonomic Assessments Post Op Rehab – Respiratory Disorders

Seven Mile Shops, West Bay Road

Julia Baker Dip Ac OMBAcC (Acupuncture)

Opening Hours:

Caitriona O’Malley BSc MISCP

Mon - Sat 8:30am - 5:00pm

Suite 26 Pasadora Place, Smith Road & West Shore Center, West Bay Road

Tel: 943-1515 Fax: 943-1516

Tel: (345) 949 8828 Fax: (345) 946 0595 Email: physio@candw.ky www.caymanphysiotherapy.com Sports injury rehab, joint mobilisation for

info@davinciwellnesscentre.com

info@cariboptical.com

Tel: 345.943.2002 Book online at

back and neck injuries, acupuncture, massage

www.davinciwellnesscentre.com

therapy, advanced knee rehab, individual and

Most Health Insurance policies accepted

www.cariboptical.com

www. c a y m a n r e s i d e n t . c o m

233

Psychology, Psychotherapy & Counselling These organisations provide confidential support for sufferers of mental health disorders, behaviour/relationship issues, substance abuse and more.

Tomlinson Building, 9 Walkers Road and CTMH Physiotherapy, 16 Middle Road Tel: (345) 949 6024 Fax: (345) 945 1695 Email: info@rvcrehab.ky or www.rvcrehab.ky A full service Physical Therapy and Fitness Rehabilitation Centre offering Manual Therapy, Lamaze

Childbirth

Education

and

Doula

CHRC offers an intensive residential substance abuse treatment programme for individuals struggling with substance abuse/addiction, based on a Therapeutic Community Model. A social detoxification programme is available in the Withdrawal Management Unit. Clients

Services, Women Wellness, Lymphoedema

Dr. Alexandra Bodden PsyD MA MS ClinPharm

have access to a safe recovery environment,

Treatments, Functional Capacity Evaluations,

OnCourse Cayman

during which they are assessed to determine

Ergonomic

Tel: (345) 745 6463

the best course of treatment and referral

specialised Aquatic Therapy and Professional

Email: info@oncourse.ky

services that may be beneficial. Anyone

Continuing Education.

Web: oncourse.ky

seeking services should call the centre for a

With seven years experience working in

screening or assessment prior to admission.

Assessments,

Burdenko

Synergy Chiropractic & Physiotherapy Ltd.

the US and Cayman, Dr. Bodden has worked

Dr. Eddie Fernandes DC (Chiropractor)

with

Dr. Maria Zazzi DC (Chiropractor)

providing individual and group therapy as

Anoush Dadian, BA, M.Ed, BCBA, CAS

Dr. Jody Hrynuik DC (Chiropractor)

well

Charlotte Liesman, M.Ed., BCBA

Mrs. Lauren Williams PT (Physiotherapist)

the uniqueness of each client in mind, Dr.

Natalie Cutting, M.Ed., BCBA

Ms.

children, as

adolescents

psychological

and

evaluations.

adults With

Cayman ABA

Bodden treats patients individually, with her

Derek Oliver, MA, RBT

Therapist)

specialty in Cognitive Behavioral Therapy

Mary Jean Visto, BA, RBT

Marquee Plaza, 36 Lawrence Thompson Blvd

(CBT), Dialectical Behavior Therapy (DBT) and

Denise Talatinian, BA, RBT

Tel: (345) 943 8200

Solution-Focused Therapy.

Stephanie Ojos, BSN, RBT

Christine

Cleaver

RMT

(Massage

info@synergychirophysio.com H E A LT H & W E L L N E S S

Tel: (345) 947 9992

Erica Mae Matoza, BA, RBT

www.synergychirophysio.com

Caribbean Haven Residential Centre (CHRC)

Evelyn Ebanks, RBT

2409 Bodden Town, Breakers

Daniel Bodden, BS, RBT Stephanie Espeut, AA Chestnut Centre, Suite 3, 8 Palm Rd, GT Pasadora Place, Unit 15, Smith Rd, GT Email: info@caymanaba.com www.caymanaba.com Cayman ABA specialises in therapy for children diagnosed with Autism Spectrum Disorder, related developmental delays, and behavioral challenges. Their philosophy of care is centered on a child-first approach. They offer focused treatment plans for challenging behavior based on a functional behavioral assessment, groups for children ages 3-18, targeting social and life skills, emotional regulation, and parent training

• Behavioral Health Centre of Excellence accreditation • Locally and internalltionally licensed healthcare practitioners • Individualised skill acquisition plans

Providing Applied Behavior Analytic (ABA) & Speech and Language therapy for children and adolescents.

• Functional behavior assessments and intervention plans

CAYMANRESIDENT 2019

based behavior management. SE E AD this page

Cayman Islands Crisis Centre (CICC) PO Box 10454, Grand Cayman KY1-1004

• Parent, care-giver and teacher training

Tel: (345) 949 0366 Fax: (345) 949 0124

• Child-first approach

24-hour Crisis Line: (345) 943-CICC (2422)

• Groups targeting social skills, emotional regulation & life skills (ages 3-18)

Toll Free Number: 1 800 534 2422

345-947-5477 | info@caymanaba.com | www.caymanaba.com 8 Palm Road, Suite 3, George Town, Grand Cayman 234

in Positive Behavior Supports and function-

Email: info@cicc.ky or visit www.cicc.ky This charitable organisation operates on a strictly confidential basis and provides guidance

and crisis counselling to all victims of domestic

Infinite Mindcare

The Counselling Centre

violence. They provide a 24-hour emergency

Centennial Towers & Britcay House

3rd Floor, Royal Plaza, Cardinal Ave, GT

shelter for abused women and their children, a

Tel: (345) 926 0882

Tel: (345) 949 8789

24-hour crisis line, as well as ongoing support

Email: info@infinitemindcare.com

The Counselling Centre (TCC) on Grand Cayman

and counseling programmes. The Centre

www.infinitemindcare.com

and the Sister Islands Counselling Centre (SICC)

also strives to educate the public about the

www.recoverycayman.com

on Cayman Brac, provide outpatient counselling

prevalence of domestic abuse and child sexual

Licensed, registered, Master’s & Doctorate level

services for those interested in making changes

assault.

Psychologists and Counselors with extensive

and improving their lives. Concerns addressed

experience. They provide evidence-based

cover: substance use, stress, general coping,

Dee Duggan MS CRC LPC CPAM

counselling for children, adolescents, and

depression, anxiety, trauma, and relationship/

Solutions Ltd.

adults with emotional, social and behavioural

family issues. Services include: individual,

Grand Pavilion, 802 West Bay Road

concerns.

Services

Individual

couples, family and group therapy, addiction

Tel: (345) 949 1327

Counseling,

Relationship

Alcohol,

treatment, and a Driving Under the Influence

www.solutionsltd.ky

Substance Abuse, & Eating Disorder Intensive

include: Therapy,

(DUI) Programme.

include:

Programs, Psychological & Psycho-Educational

individual, marital, couples, parenting and family

Assessments and Alzheimer’s & Dementia

The Family Resource Centre

counselling for all ages. Corporate employee

Assessments, DUI/DWI Programs, Corporate

Compass Centre, North Sound Road

support programmes and crisis management

Workshops, Critical Incident Debriefs.

Tel: (345) 949 0006

Confidential

therapeutic

services

are also available upon request.

Email: frc@gov.ky or Web: www.frc.gov.ky KidsAbility

The FRC provides services and programmes

Employee Assistance Programme (EAP)

4 Smith Road Centre, 150 Smith Road, GT

aimed

Elizabethan Square, George Town

Tel: (345) 943 5437 or (345) 916-6336

relationships including: family skills training,

Tel: (345) 949 9559 Fax: (345) 949 0301

Email: info@kidsability.ky

young parent services, parent coaching

developing

healthy

family

to help address parenting concerns and

www.eapcayman.com

accomplish

family

goals,

and

various

Individual and couples counselling for private paying clients or member company employees. EAP helps with personal challenges that may be affecting job performance and physical health. Hope Academy Pauline VanderGrinten MHC Nadine Maxner (Psychologist) Tonia Condor (Counselor) Jason Jones (Counselor) Elizabeth Lancaster (Counselor) Carla Mueller (Counselor) Dr. Morgan Panora (Paediatric Neuropsychologist)

Grand Harbour, 1053 Crewe Road, Red Bay Tel: (345) 769 4673 Email: mentalhealthci@gmail.com or office@ hopecayman.com Services include mental health counseling and assessments, psychology/consultations, neuropsychological/educational evaluations, and speech and language. SE E AD this page

HON CE O EN

OPTIMISM

E EXCELL NC

Neuropsychologist)

SEVERA PER

Dr. Jill Kelderman Walsh (Paediatric

Hope Academy Clinical Services

Individual / Family / Couples Counseling

Psychiatric Services

Parenting Assistance & Support

Speech & Language Therapy

In-home Interventions

Psychoeducational Assessments

School Observations & Interventions

Neuropsychological Assessments

We are able to work with most insurance companies.

For a FREE, confidential consultation contact Pauline VanderGrinten at mentalhealthci@gmail.com Hope Academy Office: 1 (345) 769 4673 | www.hopecayman.com | office@hopecayman.com

www. c a y m a n r e s i d e n t . c o m

235

H E A LT H & W E L L N E S S

Email: eapci@candw.ky

workshops/information

sessions.

FRC

leads several international public awareness

damaged cells with new and active ones,

Bermuda House, 36c, Dr.Roy’s Drive, GT

replenishing the tissues and organs.

Tel: (345) 949 7065 Email: alexa@chatterboxcayman.com

campaigns. Crisis Intervention and Advocacy services are offered Monday-Friday from

REVIV

www.chatterboxcayman.com

12.30pm-4.30pm.

Grand Pavilion Commercial Centre

Alexa specialises in speech and language

offer free legal advice as a walk-in clinic

802 West Bay Road, SMB

therapy for the adult population of Cayman.

on Tuesday 5pm-6.30pm and by phone on

Tel: (345) 743 5600

She has experience working with patients

Friday 2pm-5pm.

Email: cayman@revivme.com

with aphasia, dysarthia, apraxia, dementia,

The Wellness Centre

Da Vinci Centre for Wellness and Alternative

Disorder, hearing impairment and cognitive

Clinical Psychologists and Therapists

Therapies

impairments etc.

D-5 Cayman Business Park, Elgin Avenue

Park Place, off West Bay Road, SMB

SE E AD PAG E 325

Tel: (345) 949 9355 Fax: (345) 949 9433

Tel: (345) 943 2002 Fax: (345) 943 1002

Email: info@wellnesscentre.ky

Email: info@davinciwellnesscentre.com

Roz Griffiths BSc CertMRCSLT

www.wellnesscentre.ky

www.davinciwellnesscentre.com

Chatterbox - Connecting Therapy & Education

Established in 2004, The Wellness Centre is

Services include: Chiropractic, Physiotherapy,

Bermuda House, 36c, Dr. Roy’s Drive, GT

a licensed private provider of comprehensive

Anti-Aging Medicine, Cellular Therapy, Sleep

Tel: (345) 949 7065 or (345)926 1693

psychological, behavioural and mental health

Evaluation, Hormone Replacement therapy,

Email: chatterbox@candw.ky

counselling and corporate wellness services.

Women’s Health, Men’s Health, Candela Laser,

www.chatterboxcayman.com

They offer a range of clinical services to

Laser hair removal, Laser skin tightening,

Offers assessment, diagnosis and therapy

individuals,

“Legal

Befrienders”

Traumatic Brain Injury, Right Hemisphere

H E A LT H & W E L L N E S S

organisations,

Laser Skin treatments, Body Contouring,

programmes for children and adults with

including individual, couples and family

Acupuncture, Chinese Medicine, Aesthetic

speech, language and literacy difficulties,

therapy,

Medicine,

Carboxy

Autism Spectrum Disorders and learning

Sclerotherapy,

disabilities. Chatterbox provides speech and

families play

and

therapy,

psychological

Botox/Juvederm,

assessments, ABA Therapy, ESDM Therapy,

Therapy,

Mesotherapy,

community

Massage

therapy,

Reiki,

language therapy, occupational therapy,

ordered evaluations and expert witness

Naturopathy, Guided Meditation, Hydrafacials,

Hanen parent workshops, a Playschool for

services.

Microdermabrasion,

children with communication and learning

include

behavioural Corporate

corporate

support,

Wellness training,

court

services workplace

development, employee assistance and HR

Reflexology, Chemical

peels,

IVF

support/infertility, and smoking cessation.

challenges, tutoring and a social worker.

see ad pages 230

SE E AD PAG E 325

Speech & Language Therapy This therapy provides treatment, support and care for children and adults who have difficulties with communication, or with eating, drinking and swallowing.

KidsAbility

consulting. SE E AD T H I S PAG E

Spas (Medical) Beyond Basics Medical Day Spa 3rd Floor, Tomlinson Building 9 Walkers Road (at 4 way stop) Tel: (345) 945 2737 or (345) 916 7546

4 Smith Road Centre, 150 Smith Road, GT Tel: (345) 943 5437 or (345) 916 6336 Email: info@kidsability.ky Claire Leadbeater MSc CertMRCSLT

www.beyondbasics.ky

Alexa Goldblum BA Speech & Hearing Therapy

Hope Academy, Grand Harbour Shoppes

Chatterbox - Connecting Therapy & Education

Tel: (345) 769 4673 Cell: (345) 929 5122

Pensum Regenerative Medicine Dr. Joseph Purita MD

Confidential Specialised Services

Dr. Frank Smith MD

• Individual, Family & Couples Therapy

Dr. Chad Prodromos

providing psychology, mental health and behavioural services since 2004

• Children & Adolescent Therapy

Dr. Marc Kayem MD

• Comprehensive Psychological Assessments

13 Belmont Close, Crewe Road

• Social Skills & Community Living Services • Expert Witness Services

Tel: (345) 949 8676 or Cell: (345) 939 4505

• Corporate Wellness Services • Specialized Autism Services

Email: health@pensum.pro

• Applied Behaviour Analysis (ABA)

Website: PensumMed.pro

• Early Start Denver Model (ESDM)

Pensum’s specialises in anti-aging stem cell treatments for a natural method in reversing the effects of aging. The stem cells, found in different parts of the body, replace old and 236

CAYMANRESIDENT 2019

• In-School Specialist Support • Home-School Supervision (DES Approved)

(345) 949-9355

Unit D4 - Cayman Business Park info@wellnesscentre.ky • www.wellnesscentre.ky

• Adolescent-Adult Transition Services • Community Education & Support

Transportation 238 238 238 239

Legal Requirements - Driving Licences - Licensing your Vehicle - Car Insurance

239 240 242 243

Rental Cars

244

Leasing a Vehicle

245

Importing a Car - Shipping Costs & Details - Duty Costs of Importing a Car

246 246 247

Buying a New Car - New Car Dealers

247 247

Buying a Used Car - Used Car Dealers

248 248

Hybrid & Electric Cars

249

Car Maintenance & Repair - Tyres & Batteries - Roadside Assistance

249 251 252

Car Cleaning

252

Alternative Transportation - Scooters & Motorbikes - Bicycles - Public Transport

252 252 253 253

Drinking & Driving

253

Cell Phones, Texting & Driving

253

ayman’s roads have seen many changes recently. New developments have included the opening of the Esterley Tibbetts’ 3-lane roundabout, the tunnel underpass over West Bay Road and the widening of the Linford Pierson highway. In addition we have seen the introduction of new electronic license plates and an increasing number of electric cars on Cayman’s roads. John Felder, of Cayman Automotive, has pushed the case for electric cars from the beginning, and his efforts have been so successful that he decided to also introduce electric vehicles to Cuba. Back on Cayman, there have been numerous electric car charging stations installed Island-wide. The new Electronic Vehicle Registration licence plates are another noticeable change — the old yellow plates are being replaced with white ones. These clever plates connect to roadside monitors that allow the government to track passing vehicles and record important details. The most convenient, comfortable and speedy mode of transport on-Island is owning your own car. Temperature and precarious driving rule out the options of walking or cycling, while the local bus network is intermittent and does not cover all areas. In addition, waiting in the hot sunshine to then sit on a crowded minibus with little, or no air conditioning, is not everyone’s idea of the ideal daily commute. There are some major bonuses that Cayman car travel retains: little traffic (outside rush hours), free parking in 99% of locations and virtually no traffic wardens! If you are a couple or have a family, then the discussion will arise as

www. c a y m a n r e s i d e n t . c o m

237

T r a n s p o r tat i o n

Rules of the Road - Roundabouts & Centre Lanes - School Buses & School Zones - Children & Car Seats

Photos courtesy of Elyse Sinclair and Deep Blue Images.

Everything you need to know about the rules of the road, licences, insurance, buying, renting or importing a car, maintenance and alternative forms of transportation.

to whether you need one car or two. In our experience, you will need two cars, unless you are prepared to be entirely beholden to the person that has the car, and if you are a big group then public transport is not the best option as the buses may well not be able to accommodate you all on one trip! According to Government records, there are 28,599 cars registered on Cayman roads, as well as 5,867 trucks, 413 motorcycles and a total of 413 school buses and regular buses combined. It’s a lot of vehicles (and traffic does get snarled up at rush-hour) but with the recent road expansions the traffic flow has been much faster. Read on for everything you need to know about transportation in the Cayman Islands. Rules of the Road

T r a n s p o r tat i o n

In Cayman there are drivers from all around the world, where traffic laws can be quite different; for this reason drivers should know the rules of Cayman’s roads. Here’s what you need to know:

>> >> >> >>

>> >>

>> >> >>

238

Tinted Car Windows: Front windows can be tinted, but must allow a minimum of 35% light transmission through. Rear windows can be made darker to a maximum of 15%.

More information can be found on www. dvdl.gov.ky. Roundabouts Roundabouts have proven so popular as a means of controlling traffic flow that there are now over two dozen located around Grand Cayman. We even have a couple of three-lane roundabouts. If you are unfamiliar with how roundabouts work, and want to avoid an accident, then please learn these rules:

to exiting, check you mirrors to ensure someone is not overtaking you on the outside. Use your indicators! See diagram above for guidance.

1) Always travel around a roundabout in

6) When using the three-lane roundabout. It

a clockwise direction. Never turn right

is important to use caution when driving on

onto a roundabout or you will turn into the

a three-lane roundabout for the first time.

oncoming, one-way traffic!

Know your intended exit as you approach

We drive on the left-hand side of the road

yield to the traffic that is already on it

When driving on this roundabout: a) Keep

Seatbelts must be worn by all passengers

that is coming from your right. All vehicles

in the left-hand lane if taking the first exit

Turning left on a red light, only after a full

already on the roundabout have right of

and indicate left. b) Keep in the middle lane

stop, is allowed and is legal

way and you must wait for space to get

if driving straight ahead and follow the lane

onto it.

marked with a straight-through arrow.

Using a mobile phone (unless hands-free)

3) Use your indicators when approaching or

Indicate left just before you exit. c) If taking

We have a few four-way stops. These

exiting a roundabout. When turning left,

a subsequent exit, use the right-hand lane

work on the basis of whoever gets to the

stay in the left lane. When going straight

and indicate right, switching to your left

four-way stop first after making a full stop,

across or turning right, you should indicate

indicator just before reaching your exit.

proceeds first

right as you approach the roundabout and

When moving from the inner lane to outer

The speed limit on the Island varies between

then as you near your exit indicate left.

lane prior to exiting, check your mirrors to

25mph-50mph. Speeding tickets are freely

Make sure not to overtake while on the

ensure that no one is overtaking you on the

dispersed to people who go over the limit

roundabout. If a car is to your right and they

outside.

The speed limit for school zones is 15 mph

want to turn left, they have the right of way

markings or signs are posted

accident to the police within 24 hours

and ensure you are in the correct lane.

when a) amber lights are flashing or b) road

and your insurance details. Or report the

2) All traffic approaching a roundabout must

while driving is illegal

addresses, DOB, registration numbers

and you may be in their blind spot. 4) When using mini single-lane roundabouts,

All drivers must give way to pedestrians on

merge left when space is available and keep

pedestrian crossings

left of the painted circle until you reach your

Headlights must be fitted to dip left. Cars

exit. All other cars must yield to the vehicle

being imported from the US take note

on the roundabout.

The use of fog lights is not allowed

5) When using multi-lane roundabouts. Keep

You cannot overtake if there is a solid single

in the left-hand lane if taking the first or

or double white (or yellow) line in the centre

second exit. Keep in the right-hand lane if

of the road

taking a subsequent exit and maintain your

Accidents: The law requires that in the event

position in the centre lane until the exit prior

of an accident involving injury to person/

to the one you will be taking. When moving

animal/vehicle, you must exchange names,

from the centre lane to the outer lane prior

CAYMANRESIDENT 2019

Using The Centre Turning Lane The turning lane in the centre of some roads is designed to help drivers turn without holding up other drivers. The lane should never be used for overtaking. School Buses & School Zones Under the traffic law, when a school bus has its lights flashing and has stopped to allow children to get on or off, drivers are NOT permitted to pass the bus. This applies to vehicles approaching the bus from the opposite lane, as well as those behind the

bus. If you approach a bus that is letting children off, stop at least 20 feet away and wait until the bus has pulled away before you continue driving. You should also pay attention to the 15mph speed limits in designated school zones to ensure the safety of youngsters. At certain times of the day, warning lights flash outside the schools, indicating to drivers that they need to reduce their speed to 15mph. Children & Car Seats The Cayman Islands Traffic Regulations 2012 states that any child travelling in a motor vehicle must wear a seatbelt or, for those under two, be seated in a car seat attached by a seatbelt. It also states that a rear facing child’s car seat must not be fitted in a seat with a front airbag. Children’s car seats can be bought at The Baby Shoppe. Ecay Trade also has second hand options.

links to all the traffic laws. Alternatively, there is a very detailed and well informed driving instruction book called ‘Drive Safely in Cayman’ by Graham Walker, who owns the Cayman Islands Driving School (Tel: (345) 926 2501). It costs CI$18 at local booksellers, however, if you contact him directly, you can get it at a discounted price of CI$15. Having passed the theory test, you can then obtain a learners licence for CI$60, which is valid for six months, which

allows you to drive whilst accompanied by someone with a full Cayman licence (who has been qualified for two years). An ‘L’ plate must be visible on the front and back of the vehicle. Also make sure that your car insurance policy covers a learner driver; most will require that the learner is put on the insurance. Six weeks after obtaining the provisional licence, the practical road test can be taken for a fee of CI$50. Note that it cannot be taken earlier than the six weeks or later than

Legal requirements T r a n s p o r tat i o n

Driving Licences Theory & Driving Tests for NonLicence Holders For those who don’t have a full driving licence, the path is fairly routine, but the process is quite slow. First, you have to apply at one of the Department of Vehicle & Drivers’ Licensing (DVDL) offices for an appointment for a theory test of driving knowledge. You have 40 minutes to answer 40 multiple choice questions (on a touch screen computer) of which you must get 80% correct. The test costs CI$25 and if there is space available you can take the test at the time of booking. Take your passport on all visits to the DVDL test centre for proof of identification. In the Cayman Islands you have to be 17 years old and a day to be qualified to apply for a licence. To learn all you need to know to pass the written test, the DVDL recommends that you review their official road code booklet and power point which can be found on their website, as well as parts of the Traffic Law 2011 and all of the Traffic Regulations 2012. Their website, www.dvdl.gov.ky, has a wealth of information on it, including

www. c a y m a n r e s i d e n t . c o m

239

T r a n s p o r tat i o n

six months after obtaining the provision licence. You can book an appointment for the practical road test in advance after passing the written test. After successfully passing the test, a full, unrestricted licence will be given. Brand new drivers to Cayman’s roads can organise driving lessons with either Graham Walker from the Cayman Islands Driving School (Tel: (345) 926 2501 or email: gwalker@candw.ky) or Tony Martin from Martin’s School of Motoring (Tel: (345) 321 7218 or email: masenior64@gmail.com). Tony Martin is Cayman’s only Approved Driving Instructor with the British School of Motoring. Both companies have the simple aim of turning a fair driver into a good and safe one. Note that there is no difference in a driving licence for automatic or standard shift (manual) cars. You can take your test in either type of car and then drive whatever you like. A full driver’s licence will be issued when both exams are passed and a fee, of CI$75 for 3 years or CI$125

for 5 years, has been paid for Groups 0-3. For Groups 4+ it is CI$120 for 3 years and CI$200 for 5 years. Converting an Existing Licence According to the Traffic Law 2011 (section 29), if you have a full domestic driving licence from a country within the Geneva Convention Road Traffic Agreement (see www.dvdl.gov.ky for a full list of applicable countries) you may drive on it for a period not exceeding three months and then you must take (and pass) the written test before your licence can be converted to a Cayman driver’s licence. However, if you fail to complete this transfer during those three months, then you will have to take both tests (theory and practical) in order to get a local driver’s licence. This basically means that people from all the major European countries, most major English speaking countries (including Canada, the USA and South Africa) and a handful of Caribbean countries, are entitled to obtain a Cayman driving licence after they have passed the

Motor Insurance

written test. You then have the option of getting a driver’s licence that is valid for either three years (for CI$75) or for five years (for CI$125). If you currently have a learner’s permit or are enroled in the Graduated Driver’s Licensing Program from another country, then you will have to schedule to take both the written and driving test in Cayman. If you have an International Driving permit, you can legally drive on it for twelve months from the date of its issue. However, you cannot convert an International Driving permit to a Cayman driver’s licence. If you have a driving licence from a country that is not part of the Geneva convention, then under section 29 (4) of the Traffic Law 2011, you will be required to pass both a written and a road test before you can drive at all on Cayman’s roads. However, you do not need to hold a learner’s licence in order to sit the driving test as you already have driving experience. The fee for the written test is CI$25. If you are caught driving without a valid licence, then there is an automatic CI$4,000 fine or imprisonment for up to 12 months. See the next column for a full recap: If you are a legal resident, then you can drive on Cayman’s roads if you:

Have an international driver’s licence from a Geneva Convention state. You will be able to drive in the Cayman Islands while the licence is valid (usually a maximum of 12 months) before having to take a written and road exam to obtain a Cayman licence. However, it is much easier to apply for the Caymanian licence within the first three months, when you will only have to take the written test;

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Have a domestic driver’s licence from abroad, then you can drive on it for a maximum of three months, from the date you became a resident (i.e. the date your work permit was approved and not the date of your arrival). Before the three months are up you can take the written test, pass

94SAXON

it and convert your licence. Or if you let three months pass then you must take the

NewResident_1/3page_r2.indd 1

240

CAYMANRESIDENT 2019

Saxon Motor Insurance Ad

7/18/18 1:46 PM

convert your domestic licence to a Cayman

If you are a visitor (i.e. not a resident and you don’t have a work permit) then:

licence or you will be driving illegally. You

written and the road test, pass both and

international driver’s licence which is valid

convert your licence after being resident

for 12 months from the date of issue. You

for six months, but you cannot drive in

will not have to obtain a Visitors’ Permit;

the meantime. You also cannot convert an

You are allowed to drive in Cayman using an

can however, take the tests, pass them and

If you have a domestic driver’s licence from

expired licence;

abroad and you rent a car, then you must

Have a full Cayman driving licence. Cayman

obtain a Visitors Permit (CI$16), which

driving licences are only valid for either

is valid for the duration of your stay or a

three or five years. You will need to get

maximum of six months.

your licence renewed promptly or you are

If you are visiting family or friends and you

effectively driving without a licence and

are using their car, then you can drive on

therefore driving illegally. If caught without

your overseas licence and you do not need to get a Visitors Permit.

a valid licence, you will be suspended for a

year.

If you obtain a Cayman Work Permit or take up Cayman residency, you can no longer use a Visitor’s Permit and must obtain a full driving licence.

It should also be noted that if you lend your car or truck to a visitor, you must ensure they have a valid driving licence, otherwise they will be deemed to be driving illegally and this could invalidate your 7/18/18 11:13:34 AM that no one under insurance. Please note

Obtaining a Driving Record A driving record can be obtained from the DVDL. The document costs $75 and outlines the driver’s licence history in Cayman. Obtain this before leaving the Island if you are intending to drive overseas in places such as Canada where you will not be issued, or reissued, a Canadian driver’s licence without it. To acquire these documents from overseas will cost extra money and time as the process alone takes three working days for the documents to be available.

www. c a y m a n r e s i d e n t . c o m

241

T r a n s p o r tat i o n

You must have your driving licence and a copy of your car insurance with you at all times when driving! Brand new Cayman driving licences can be obtained for three or five years and cost CI$125 or CI$175 depending on the category of the vehicle. For those needing their existing Cayman licence renewed the cost is $75 for three 174099_PRINT-AVIS-Resident-HPH-APage years or CI$125 for five years.

the age of 18 is allowed to drive a pick-up truck in the Cayman Islands. Having said all of this, you need to be very clear what your insurance company requires before covering you. Some policies have very strict age limitations; some will not insure people until they are nearer the age of 21, 23 or even 25 years of age. Additionally, most insurance companies will not insure new drivers to drive an SUV until they have had a licence for one year.

188924_PRINT-IH-Ad-Resident-TranPage 1

6/19/18

6:30:41 PM

DVDL Offices The Department of Vehicle & Drivers’ Licensing (DVDL) has three locations in Grand Cayman:

990 Crewe Road, Red Bay, Tel: (345) 945 8344 or ww.dvdl.gov.ky Open: Monday-Friday 8.30am-4pm

9 Reverend Blackman Road, West Bay (Across from the West Bay Police Station) Tel: (345) 949 7231 Open:

Tuesday-Friday

10am-6pm,

Saturday 9am-4pm

Breakers, Frank Sound (across Sea View Road from the South Coast Bar and Grill) Open:

Tuesday-Friday

10am-6pm,

Saturday 9am-4pm The Department of Vehicle & Drivers’ Licensing (DVDL) in Cayman Brac and Little Cayman:

Little

Cayman

District

Administration

Building, Tel: (345) 948 1051

Open: Every other Thursday 9am-2.30pm

Cayman Brac District Administration Building Tel: (345) 948 2222

T r a n s p o r tat i o n

Open: Monday-Friday 8.30am-4pm

Licensing Your Vehicle Your vehicle will need to be inspected and licensed every year by the DVDL (unless the car is brand new and then it can be licensed for three years). Avoid doing this on rainy days (they will not inspect the cars if it is raining) or at the beginning and end of the month as they get very busy. You can have your car inspected and its registration renewed for up to 30 days before the expiry date. You can also renew your vehicle and driving licence online and they will mail the car certificate or licence to you. No more waiting in line! If you don’t have an ESID number (e-services number that is unique to you), you do have to go to the DVDL office, but once they set you up with one, you can do everything online in a matter of minutes. You will also still have to get your car inspected, but that process is usually quite quick and once they confirm your car has passed, the information will be recorded in their computer system. The law does not require you to have a Cayman licence to register a car in your name, but if you are registering it in the name 242

CAYMANRESIDENT 2019

of a company, you must have a certificate of good standing from the Registrar of Companies, located on the ground floor of the Government Administration Building. The minimum cost for one year’s inspection and licensing for a regular fourseater car is CI$215 (CI$180 registration, CI$35 inspection). An SUV that exceeds 2500cc costs CI$235. A Hummer costs between CI$535 and CI$1,035 per year. Disabled vehicles have no annual licensing fee unless you own two, in which case you must pay standard fees for the second vehicle. Scooters, trucks and taxis have different prices for both inspection and licensing. Vehicle inspections are offered at the Crewe Road and Breakers locations, but not at the West Bay location. You can also have your vehicle inspected at various automotive repair shops and many people will combine an annual car service with the car inspection process. The garage will issue you with a certificate of roadworthiness, which you then take to the Vehicle & Licensing Department when you go to renew the licence on your car. Vehicles can be inspected for any period up to 36 months and licensed for 3, 6, 12, 24 and 36 months. For 36 months, the vehicle must be brand new and not previously licensed in any country. Vehicles licensed for 24 months must not be older than three years from the date of manufacture. If your vehicle is new to the Island you will also have to purchase licence plates at CI$75 per set. Personalised plates can also be purchased for CI$400 per set (replacements cost $30). With the new Electronic licence plates, you are required to place the coupon at the top of the windshield, in the centre, directly below the place the rear-view mirror is placed. This makes it easily accessible for scanning by law enforcement. However, if you still have old plates, place the coupon within six inches of the edge on the driver side, with the time period facing outside of the car. New Developments Along with the various road-widening projects occurring, there has also been

Disabled Parking Badge To obtain a disabled parking badge the process is as follows: collect a form from the DVDL and have a licensed physician fill out the relevant portions, stating whether it needs to be temporary or permanent. Your application will then be reviewed and if approved, a fee of CI$5 will have to be paid to receive a tag or you can choose to

pay a fee of CI$50 for a licence plate. Motorcycle & Scooter Licences There are three groups of motorcycle licences: Group O (mopeds), Group 1 (up to 125cc) and Group 1A (over 125cc). You must be at least 19 years of age to drive a motorcycle with an engine over 125cc. If your bike licence from abroad explicitly states that you are entitled to ride a bike over 125cc, then for CI$75 you can obtain a Full Group 1A licence. A theory test will still need to be taken. If you already have a Group 2, 3 or 4 Cayman driver’s licence, then you can easily obtain a Learner’s Group 1 bike licence without having to take a written test. Having obtained it, you should book a practical road test. With a Provisional Group 1 licence, you are only allowed to carry a passenger who is the holder of a Full Group 1 licence. If you don’t have a qualifying licence, then you need to take a written road test and after passing the practical road test, you will be able to obtain a Full Group 1

licence. Once you have had a Full Group 1 licence for one year, you qualify for a Group 1A licence, which enables you to ride unlimited displacement motorbikes. However, if you are over the age of 19 and can prove you have taken (and passed) an intensive one-week long rider safety course, then you can skip the 12-month wait time. Car Insurance You can transfer ownership of a car from one owner to another without car insurance, but you cannot license the vehicle without insurance. The average cost of third-party cover for a mid-sized car not exceeding 2.5 litres (2500 cc) is likely to be in the region of CI$450 to CI$650 per year, depending on whether it is a convertible or a sports car (which are more expensive). Comprehensive insurance on a nearly-new but second hand CI$16,000 car would be in the region of CI$850 per year (with a no claims discount factored in) and insurance on a new CI$32,000 BMW 3 series would cost over CI$1,000

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243

T r a n s p o r tat i o n

plans in place to roll out a modern and sophisticated Electronic Vehicle Registration system. In time, all vehicles will be fitted with specialised licence plates and registration coupons, both tagged with mini chips, which are capable of communicating with roadside monitors and portable devices. The monitors will track every passing vehicle, recording the expiry date of each registration coupon and car insurance contract and issuing tickets automatically when appropriate. The system could also act to monitor traffic patterns, as well as locate offenders. The new licence plates are on a white background with black numerals for private cars, green for rentals, red for other hire vehicles (such as taxis and tour buses) and blue for disabled. The process to replace all old or temporary plates started in February 2018 and is expected to take three years. Another new development that has been implemented since June 2018 is the new police emergency lights. This new development is being used to increase the visibility of police when on patrol and in emergency response mode. Steady lights will appear at each side of the light bar when the police are simply patrolling the area and it is not necessary to pull over and clear the way. When the lights are flashing more rapidly and the police car is coming in your direction, this means that they are in emergency response and you must clear the way. Note that rapid flashing lights are not always accompanied with a siren, however, you will still need to clear the way once you see the flashing lights. The lights may also be used to divert traffic in the direction in which they are going in the case of a roadblock or collision.

per year (with all discounts factored in). If you bring a letter from your existing insurance company stating that you have had no claims in the last year or more, you may be eligible for a discount. Also, be aware that banks insist on comprehensive policies covering cars they are financing and some insurance companies will not sell comprehensive insurance on vehicles over ten years old. Insurance rates vary considerably, so shop around. Note: Thirdparty insurance is available on-Island, but

it does not cover fire, theft or collision. It is a good idea to ask if the comprehensive policy covers hurricane or flood damage (also known as acts of God) as some companies do not. Also check your policy, as many will automatically only cover drivers aged 25 to 65 who have had a licence for 12 months or more. Insurance rates for teenagers who have recently passed their driving test are extremely high as they are seen as inexperienced drivers. You may find it easier for someone under the age

of 23 to find car insurance on a four-door second hand car than a high-end sports car. If you are caught driving without insurance, the police take it very seriously indeed and you will be subject to a fine of CI$2,000, imprisonment for three months, plus the loss of your licence for 12 months. If you lend your car to someone knowing that the car is not insured, then they, plus you, as the owner of the vehicle, will be fined and lose your licence for 12 months. The law requires that you must carry your car insurance document in your car at all times and present it to police whenever asked. For car insurance providers refer to our Settling In chapter. RENTAL CARS

• Free mileage and pick-up • Long term mini-leases available • Daily, weekly and monthly Special Rates • Economy, Compact, Mid-Size and Full Size

T r a n s p o r tat i o n

345-949-4808 Email: apex@candw.ky

Find us on

Check out the web for Hot Deals! www.apexcayman.com

Car Sales, Vehicles available for Finance or Lease; Subject to Approval All Vehicles Backed By Exclusive Warranty “I firmly believe that electric cars are the way of the future- especially in Cayman, where the battery range is just not an issue and we have plenty of scope for generating clean electricity from the sun. Cayman Automotive has been a pioneer of electric motoring in the Cayman Islands for ten years, so when I decided to import a right-hand drive Tesla Model S from the UK they were the obvious choice to help with the process. Their helpful team took care of everything, from collection of the car in the UK to delivery and licensing here. I would encourage anyone to go electric, and to get the people at Cayman Automotive to help ” -Andrew Bolton "I find my Nissan Leaf, purchased from Cayman Automotive Leasing & Sales, to be super inexpensive compared to filling up with gas. I love the keyless entry and start. With my emissions free Nissan Leaf, I'm thrilled to participate in our environmentally friendly movement on island (Electric Vehicles) spearheaded by Cayman Automotive Leasing & Sales. Doubly so, as I own Couxcoux Coconut Oil on island, we up-cycle as many Cayman coconuts as we can by producing a line of coconut oil products. This is in keeping with the Electric Car movement and my philosophy of advocating for clean energy”

-Pam Thompson-Champou

“Owning an affordable electric vehicle has been a personal and professional goal for years in an effort to live a low-carbon lifestyle. Cayman Automotive’s knowledgeable and friendly staff worked tirelessly to find the perfect EV for my family’s needs. I really appreciated the time given to consider our decision fully and answer any questions we had honestly and quickly. The entire purchase process was seamless and the full service treatment received, including the faster home charger, was excellent. We feel confident driving the car anywhere everyday knowing there is a growing island-wide network of charging stations which John and his team have been instrumental in developing.” -Lisa Hurlston-McKenzie instrumenta

1053 Crewe Road, Unit C9 | Grand Harbour | 345-749-0900 john.felder@caymanautomotive.com www.caymanautomotive.com 244

CAYMANRESIDENT 2019

Cayman has many top international rental car companies, as well as good local ones. Rates are higher in winter (from midDecember) but lower in the summer (from mid-April) and are comparable to those in the US. Vehicle options include everything from compacts to SUVs and convertibles. Most rental car companies offer resident rates. To rent a car drivers must have a credit/debit card in order to make the reservation, be over the age of 21 years and have a valid Cayman or International Driving permit, or be issued a Visitor’s Permit at the time of the rental. Those renting under the age of 25, depending on the rental company, may not be subject to full coverage, may be charged more or may not be allowed to rent a car at all. Advance Car Rentals 113 Owen Roberts Drive, near the airport Tel: (345) 945 9191 Alamo Rent-a-Car At the Airport Tel: (345) 945 7368 Apex Car Rentals At the Airport Tel: (345) 949 4808 Email: apex@abcayman.com www.apexcayman.com A car rental agency in Cayman offering daily,

weekly and monthly rentals. Choose from

Email: sales.caymanautomotive@gmail.com

deposit. New residents can apply for a leased

a variety of vehicles ranging from the most

www.caymanautomotive.com

vehicle before their arrival. They must fill out

economical to mid-size and larger SUVs. A

Lease terms are offered for two or three

the lease application form which can be found

range of insurance options are also available.

years and all vehicles come with a warranty

on the website and then fax or email it to the

SEE AD op p osi t e pag e

which

office. Once approved, your vehicle will be at the

includes

full

maintenance,

except

wear and tear of parts. They also offer an all-

airport waiting for you upon arrival.

Avis Cico Rent-a-Car

inclusive Executive Platinum Lease Plan which

sEE AD pag e s 244, 249 & 356

At the Airport (GT) and The Westin Hotel

covers everything from fully comprehensive

Tel: (345) 949 2468 or (345) 949 2701

insurance, maintenance of the vehicle (including

Swift Auto Leasing

Email: avisgcm@candw.ky

wear and tear items), 24/7 roadside assistance

Tel: (345) 927 5727

www.aviscayman.com

and airport pick-up and delivery. Breaking the

Email: info@swiftautoleasing.com

Avis offers special discounted monthly rates

lease before the expiration date will lose your

www.swiftautoleasing.com

(for 28 consecutive days). Choose from Jeeps, Mokes, Audi Sport convertibles and SUV’s. They also sell their old rental cars. SEE AD pag e 241 Budget Rent-a-Car At the Airport Tel: (345) 949 5605 Email: budget@abcayman.com www.budgetcayman.com Offers daily, weekly and monthly rates and

• • • •

Free mileage & pick-up Long term mini-leases available Daily, weekly & monthly Special Rates Economy, compact, mid-size and full size

gives readers a 15% discount if you mention

Find us on

Cayman Resident. They also sell their old rental

Facebook and

Twitter! T r a n s p o r tat i o n

cars. SEE AD t h i s pag e Economy Car Rental At the Airport, George Town Tel: (345) 949 9550 National Car Rental At the Airport, George Town Tel: (345) 945 7368 Payless Cayman 257 Owen Roberts Drive, near the airport Tel: (345) 743 1270 Email: customerservice@paylesscayman.com www.paylesscayman.com Offers a range of vehicles from compacts to SUVs. Leasing a Vehicle

For residents looking to live here for only one to five years, leasing may be a better option. Most banks do not like to give car loans to residents who have only just arrived in Cayman. Cayman Automotive Leasing and Sales Tel: (345) 749 0900 or Fax: (345) 749 0901

www. c a y m a n r e s i d e n t . c o m

245

Swift Auto Leasing offers vehicle leasing options for both short and long-term leases. Their vehicle selection is reliable, fuel efficient and compact. The lease includes 24/7 roadside support, insurance, vehicle licensing and all maintenance and repairs. A security deposit is required upon signing, along with the payment

conditioning will be much cooler and easier to sell in due course. Dark coloured cars with manual transmission do not sell well in Cayman. Many students learn to drive a car with an automatic transmission and have no clue how to drive a manual transmission car.

of the first months lease. The minimum term to lease is three months and the rate is CI$500 per month. A longer lease will cost less per month. Tony’s Toys Tel: (345) 946 8697 Email: info@tonystoys.net www.tonystoys.net Tony’s Toys offers leasing on compact to luxury cars and SUVs on a short-term to long-term basis. Choose from brands such as Toyota, Mercedes, BMW and Honda. The rates start from CI$550 per month. All rates

include

insurance,

vehicle

maintenance,

roadside assistance and unlimited mileage.

T r a n s p o r tat i o n

SEE AD pag e s 245 & 251

Importing a Vehicle

If you would like to import a car to the Cayman Islands, a brief summary of the process is as follows: you’ll need to get the car to the Port of Miami or Tampa, book the car on the next ship sailing to Cayman and clear US Customs. Note that if you are importing a vehicle from Japan it will comes through the port in Jamaica and then to Cayman. In the meantime contact the shipping company/agent and take all your paperwork to Customs to pay duty (29.5% - 42% depending on the value of your car), plus a one-time fee for future car disposal (see the Environmental Disposal Fee section later on in this chapter). Following that, head to the Port Authority to pay the Port handling fees. You can then collect your car immediately once it arrives. You can hire a customs broker to help you with this process, as it can be fairly complicated and time consuming. For more information on Cayman Customs, go to www.customs.gov.ky. Keep in mind that the Island is hot, so a light coloured car with good air 246

CAYMANRESIDENT 2019

Shipping Costs & Details The average cost for shipping a mid-sized vehicle (approximately 500 cubic ft or less) with either Seaboard Marine or Thompson Line is US$2,000 (without insurance). They do recommend you add insurance. Please contact them for a quotation. US Customs Law states that the Vehicle Title for used cars must be stamped by US Customs for a 72-hour clearing period (excluding the day of delivery, shipping and weekends) prior to the shipping date. No personal effects may be placed inside the vehicle when shipping. We highly recommend you use a broker to assist you when shipping a car to Cayman. They will help you gather together documents, such as the car title, letter of intent, power of attorney and bill of lading. All vehicles must be delivered to the Port (or consolidator’s bonded warehouse) before US Customs clearance. Which port you take your car to will depend on the shipping company you choose to ship with. Three shipping companies ship to Grand Cayman: Hyde Shipping Corporation 3740 W 104th Street, Suite 1, Hialeah, FL 33018

US Tel: (305) 805 6620 Cayman Tel: (345) 949 8044

Clearing Your Car Through US Customs It is the owner’s responsibility to clear their car through US Customs or to appoint a customs broker to do so. The following customs brokers, based in Miami, can help: Barrett Trade Services, LLC 8381 NW 68th Street, Miami, FL 33166 US Tel: (305) 477 1512 or Fax: (305) 477 1238 Email: abarrett@barretttradeservices.com Deluxe Freight Inc. DLX-GCM 11401 NW 107th Street, Suite 100, Miami, FL 33178, USA Tel: (305) 513 0156 Cayman Agent: CICA (345) 949 2350 Email: sales@deluxefreight.com www.deluxefreight.com SEE AD PAGE 94 Crowley 10205 NW 108th Ave, Medley, FL 33178 US Tel: (305) 463 4800 www.crowley.com

These companies can also assist you with the transfer of a vehicle from the dealership to the port and help with cargo insurance. They will then send all the paperwork associated with the transaction via courier, so that you can collect them in Cayman. When exporting a vehicle from the US, an ‘Export Power of Attorney’ from the shipper needs to be notarised by a US Notary.

US Tel: (305) 913 4933 Cayman Tel: (345) 947 4933 Seaboard Marine Cayman 8001 NW 79th Avenue, Miami, FL 33166 US Tel: (305) 863 4444 Cannon Place, Industrial Park, Grand Cayman Tel: (345) 949 4977 www.seaboardmarine.com /grand-cayman SEE AD PAGE 100

Thompson Line/Tropical Shipping

Clearing Your Car Through Cayman Customs Once your car has landed at the port in Cayman, the shipping company will notify you. You can use a customs broker to clear through Cayman Customs, who will handle the following steps on your behalf. If you are doing the customs clearance yourself however, the next steps are as follows:

If you are not yet registered with Customs,

500 Martin Luther Jr. Blvd., Riviera Beach,

first you will need to pre-register on the

FL 33404

Customs Online System (COLS) website

(www.customs.gov.ky) and there you will need to complete the form and upload the supporting PDF documents. Once you submit the request they will either approve the registration or they will advise via email what other documents are required. If approved, you will be given a COLS trader identification number (TIN) and login information.

Collect paperwork from the shipping company and pay shippers.

Log in to the COLS website and follow the process to declare your shipment. Supporting PDF documents needed will include bill of lading, title of the vehicle and the invoice/valuation. Before submitting, you will have the choice to review and confirm

the

information.

Confirming

the declaration will constitute as your electronic signature which will be legally binding. This process is subject to change as Cayman Customs is continually upgrading

Duty Costs Of Importing A Car Since the Cayman Islands does not have direct taxation, the Cayman Islands Government charges import duty on all vehicles being imported into the Islands as a way of raising revenue. The percentage charged depends on the value and type of the car. The import duty is calculated on what is known as CIF value. Which is the Cost of the car plus the Insurance premium for its journey by ship, plus the sea Freight charges. Below is a list of import duties based on CIF value: CIF up to CI$20,000 = 29.5% CIF up to CI$25,000 = 32% CIF up to CI$30,000 = 37% CIF from CI$30,001 and up = 42% Electric vehicles are charged 10% duty on the CIF and hybrid vehicles are charged 15% on the CIF. All pick-up trucks are rated at 29.5%

the system.

Once approved, Customs will send you Owen Roberts Drive, Tel: (345) 949 4579, pay the duty for your vehicle and pay the environmental fee.

Obtain car insurance (you will need proof of insurance on the vehicle before picking up the car from the Port).

Your will then go to the Port Authority Warehouse on Portland Road in Industrial Park where you will present the Customs clearance documents and be charged a fee, depending on the weight of your vehicle.

>> >>

Pick up your vehicle. Go to the Department of Vehicle and Driver’s Licensing (DVDL) and follow the inspection and licensing process. They will also need to see the vehicle’s certificate of title.

Note: costs depend on the type of vehicle being licensed. Also note that, as per the Cayman Islands’ Traffic Law, it is an offence to keep a vehicle in the Cayman Islands without it being registered with the DVDL. See the Licensing Your Vehicle section for more.

Exporting A Car From Cayman If you want to ship a car off the Island, the process is as follows: go to the shipping company and either get a letter or dock receipt from them as proof of a vehicle being shipped off-Island. Then go to the DVDL and terminate registration of the vehicle, surrender the log book, coupon and licence plates. You will then need to go to Customs and then fill out a vehicle export form. They will review your entry and either approve or deny it. If approved, take this form over to Customs and they will then process the document. You can then arrange the shipping of the vehicle with a freight forwarder or one of the shipping companies.

BUYING A NEW CAR

Unlike some other islands, there are no size restrictions on cars in Cayman (except Hummers, which cannot be wider than 6.7ft). Almost every make of car is available to purchase and you can own as many cars as you want. There are dealers who sell new cars at competitive prices. For example, for 2019 models a new Toyota Aygo will cost you around CI$15,900 and an Audi A3 CI$36,000. For SUVs, which account for 80% of the car sales in the Cayman Islands, a 2018 Honda CRV LX will cost you CI$29,900, an Audi Q3 CI$58,000, Ford Explorer XLT CI$49,500, a Chevrolet Trax CI$21,495, 2019 Hyundai Creta GLS CI$24,500, a Kia Sorento CI$33,600, a JAC S2 CI$19,995, a JAC S3 CI$22,995 and an Island favourite, the new 4-door hard top Jeep Wrangler JL for CI$45,900. Make sure to ask what the cost of the vehicle includes, such as inspection, licensing, at least one year of maintenance and a warranty. New Car Dealers The following makes of car are sold by the authorised dealers listed below. Please note that most dealerships do not carry a large inventory of parts but they can order them. There are no authorised dealers on the Island for Acura, Alfa Romeo, Buick, Citroen, Peugeot and Porsche. Audi Audi Cayman Islands (Arch Automotive) 10 Market Street, Camana Bay Tel: (345) 943 2834

www. c a y m a n r e s i d e n t . c o m

247

T r a n s p o r tat i o n

an email. Then you will go to Customs on

Environmental Disposal Fee An Environmental Disposal fee is added to cover the cost of disposing of a vehicle in years to come. If a vehicle is valued at CI$12,000 (CIF) or less when it is imported then an environmental disposal fee of CI$1,000 plus a waste handling fee of CI$250 will be charged in addition to duty of 29.5%.

Mechanical Breakdown Insurance If you import a car into Cayman you should be aware that warranties do not extend to the Cayman Islands. You can however, purchase mechanical breakdown insurance for a new or used vehicle in Cayman. The terms are usually for up to four years and differ depending on the age, mileage and category of the vehicle. This coverage is transferable to a new owner if you sell the vehicle.

Hyundai & SSangYong

range of new vehicles. They can source items

Prestige Motors

not in stock and offer financing options to suit

BMW, Mini & Kia

125 Owen Roberts Drive, George Town

your budget. Get approved within 72-hours.

G.T. Automotive

Tel: (345) 949 7550

SEE AD pag e s 245 & 251

Email: archauto@archauto.ky

52 Godfrey Nixon Way, George Town Tel: (345) 945 3415

JAC and the following Electric Vehicles (EVs):

BUYING A USED CAR

c.gunby@gtauto.ky or p.smith@gtauto.ky

Nissan Leaf, Tesla, Chevy Volt, Chevy Spark

www.bmw.com.ky or www.gtauto.ky

EV, STAR EVs & GTA

G.T. Automotive provides their customers

Cayman Automotive Leasing and Sales

with reliable and stylish vehicles at affordable

Tel: (345) 749 0900

prices. SEE AD PAGE 239

www.caymanautomotive.com

There are many reputable used car dealers on the Island that will usually guarantee the car for a period of three months, as well as sell parts for their cars and service them. It is recommended to buy from a dealer, rather than someone found on ecaytrade.com, as there is usually very little difference in the price and the dealer has to maintain a good reputation. When buying a used car, be sure to verify that you are dealing with the official owner of the vehicle, otherwise you will encounter difficulties when transferring ownership. To do this, check the car’s logbook. The cost of a reliable used car will depend on the make and model but for CI$8,000 you should be getting a pretty reliable car. A few of the rental agencies such as Avis Cico and Budget sell their threeyear old American and Japanese models every year and you can usually pick up a nice looking car at a great price.

sEE AD pag e s 244, 249 & 356

Chevrolet Advance Automotive

Land Rover, Jaguar, Renault, Subaru, Volvo &

113 Owen Roberts Drive, George Town

Changan

Tel: (345) 945 9191

Trac Automotive (formerly Eurocar) 494 Shedden Road, George Town Tel: (345) 945 3876

Ford, Toyota & Lexus Vampt Motors

T r a n s p o r tat i o n

514 Walkers Road, George Town

Mercedes-Benz

Tel: (345) 949 8288

Mercedes-Benz (Car City)

Email: sales@vamptmotors.com

131 Industrial Way, Industrial Park

www.vamptmotors.com

Tel: (345) 949 0440

A full service automobile dealership. They

www.carcity.ky

are the exclusive dealers for Ford and the

Email: chad.phillipps@carcitycayman.com

authorised dealers for Toyota and Lexus. Volkswagen

SEE AD t h i s pag e

Arch Automotive Honda, Chrysler, Dodge, Jeep, Ram, Mercedes-

15 Portland Road, Industrial Park

Benz, Mitsubishi & Suzuki

Tel: (345) 949 8221

Car City Ltd.

Email: archauto@archauto.ky

151 Industrial Way, Industrial Park

Used Car Dealers The following is a list of some wellknown car dealers that regularly carry a good stock of second-hand used cars:

Tel: (345) 949 0440

Tony’s Toys

Email: salesrep@carcitycayman.com

91 Sherwood Drive, Industrial Park

www.carcity.ky

Tel: (345) 946 8697 or (345) 623 8669

Authorised dealers for Jeep, Mercedes-Benz,

Email: sales@tonystoys.net

Advance Automotive

Ram, Honda, Suzuki and Mitsubishi Motors.

www.tonystoys.net

113 Owen Roberts Dr, George Town

An independent car dealer that sells a wide

Tel: (345) 945 9191 Autohaus Ltd. 181 Dorcy Dr, George Town Tel: (345) 949 5760 Sources, sells and services high-end cars. Avis

Visit our expanded Showroom, Service Centre and Body Shop on Walkers Road in George Town. We service all makes & models.

www.vamptmotors.com

Service Centre - 949-2245

Monday - Friday 7:30am - 5:00pm, Saturday 8:00am - 12:00pm 248

CAYMANRESIDENT 2019

Showroom - 949-8288

Monday - Friday 8:30am - 5:00pm, Saturday 9:00am - 12:00pm

Avis Sales Lot, Industrial Park Tel: (345) 949 2468 or (345) 949 2701 Email: avisgcm@candw.ky www.aviscayman.com Avis sells their pre-owned cars with a three month warranty. Fleet sales begin in April of

each year. sEE AD PAGE 241

orders also available. Financing options to suit your budget. Get approved within 72-hours.

Budget Car Sales

SEE AD pag e s 245 & 251

Tel: (345) 949 5605 www.budgetcayman.com

Vampt Motors/Cayman Economy Cars

Budget sells their three-year old American and

514 Walkers Road, GT

Japanese models every year. Great value for

Tel: (345) 949 8288

money. sEE AD PAGE 245

Email: sales@vamptmotors.com

duty on electric and hybrid vehicles is considerably less than that charged for regular gas and diesel vehicles. Electric cars attract a flat 10% duty fee and the duty on hybrid vehicles is 15%. There are savings of up to 32% on some vehicles. Cayman Automotive Leasing and Sales

www.vamptmotors.com

Tel: (345) 749 0900

CARS Ltd. (Campbell’s Auto)

They have a small inventory of pre-owned cars

Email: john.felder@caymanautomotive.com

117 North Sound Road, George Town

for sale. Choose from a range of compact cars,

www.caymanautomotive.com

Tel: (345) 949 7135

luxury cars, sedans, SUVs, vans and trucks.

John Felder at Cayman Automotive has single-

CARS sell a variety of affordable second

They also have Hybrid and Electric cars to

handedly pushed for electric vehicles to be

hand vehicles including Hybrids and EVs.

choose from. SEE Ad pag e 248

allowed on Cayman’s roads (It was illegal until November 2011). Cayman Automotive is also

SEE AD PAGE 250

Car City Ltd. 151 Industrial Way, Industrial Park, GT Tel: (345) 949 0440 Email: salesrep@carcitycayman.com www.carcity.ky Sells a variety of used cars from pickup trucks and SUVs to crossovers or hybrids.

Grand Harbour Shoppes, Red Bay Tel: (345) 749 0900 Email: sales.caymanautomotive@gmail.com www.caymanautomotive.com Sells new and used cars from the US, UK and China. They also specialise in UK right-hand drive (RHD) vehicles, RHD Wranglers from the UK and Electric Vehicles (EVs). sEE AD t h i s pag e & 244 & 356

Quality Cars Cayman 102 Cannon Place, North Sound Road Tel: (345) 943 2277

the exclusive dealer of the following 100% EVs:

Electric vehicles are now a common sight on Cayman’s roads. If you would like to buy or import an electric car there are some restrictions: LSVs (Low Speed Vehicles) which only attain a top speed of 25mph, do not have the appropriate amount of power to be allowed on all roads and will have to stick to certain zones (where the speed limit does not exceed 30mph). However, larger and faster ‘Highway Speed’ electric vehicles which have a top speed of 150mph (depending on the make and model), can be licensed to drive on all local roads in Cayman. These vehicles can be driven for 100 miles on a single charge and it is estimated that, at current CUC rates, this will cost a total of CI$3 per charge. Currently there are fifteen operational electric vehicle charging stations around Cayman and several new stations are under construction or proposed. See page 357 for locations around the Island. Import

Tesla Model S, Nissan Leaf, Chevy Volt, JAC, GTA, and Zero Motorcycles. sEE AD pag e s 244, 249 & 356

CAR MAINTENANCE & REPAIR

The combination of the sun’s rays and Cayman’s salty air can be hard on your car, but fortunately road conditions in Cayman are much better than virtually every other Island in the Caribbean. Driving in Cayman however, is similar to city driving, where you are stopping and starting constantly and that causes the most wear on your engine, suspension, brakes, battery and tyres. We recommend checking your tyre pressure and fluid levels monthly. Probably the worst thing that your car will face is the silent invisible rust maker, the salty air! We have lots of it and if you plan on living on or near the water, your car will rust faster than you can imagine if not taken care of. Getting your car undercarriage coated with

Email: info@qualitycarscayman.com Distinct Imports Main Street Walkers Road, George Town Tel: (345) 949 6199 or (345) 929 6199 Email: cayman@japanesevehicles.com Tony’s Toys 91 Sherwood Drive, Industrial Park Tel: (345) 946 8697 Email: sales@tonystoys.net www.tonystoys.net They sell a range of pre-owned cars, special

Automotive Leasing, Sales and Service The most affordable SUV has arrived in Cayman. Features and options that exceed the competition for thousands less. Prices start at $19,995 for the new 2018 JAC S-2 SUV. All vehicles Backed By Exclusive Warranty! 1053 Crewe Road, Unit C9 | Grand Harbour | (345) 749 - 0900 john.felder@caymanautomotive.com • www.caymanautomotive.com

www. c a y m a n r e s i d e n t . c o m

249

T r a n s p o r tat i o n

Cayman Automotive Leasing and Sales

HYBRID & ELECTRIC CARS

a rust-proofing agent is a very good idea. It costs roughly CI$250 (or CI$450 if you want the entire car done) and one coating properly maintained will indefinitely protect your car. Washing your car on a regular basis will also extend the life of your car, but make sure you always spray the undercarriage and the wheel rims. The sun can also damage your car. You can help prevent damage by waxing it at least once every six months and a simple sunshade for your windshield will keep your car interior cooler and protect the dashboard from cracking. You may also want to invest in window tinting, but make sure you follow current regulations regarding the percentage of tinting you are allowed to use. The following is a guideline on car maintenance and average costs, though the maintenance schedules vary by manufacturer and costs may increase if new parts are required:

Every six months or 5,000 miles/7,500km a mid-service is recommended. This should

T r a n s p o r tat i o n

cover almost all points on the car, as well as

check your air conditioning filters, rotate

Advance Automotive

the tyres and top up all of you car’s vital

113 Owen Roberts Drive, George Town

fluids (roughly CI$150)

Tel: (345) 945 9191

full

service

for

your

vehicle

recommended every two years, it includes

Arch Automotive & Goodyear Tyres

all the above plus spark plugs, providing a

15 Portland Road, George Town

complete check of your car. This service is

Tel: (345) 949 8221

roughly about CI$400.

Authorised service centre for most makes and

These services, if done routinely, should keep your vehicle in good condition and help avoid costly repairs due to neglect. As a separate side note, remember that in a hot climate like Cayman’s, the plastic interior in your car, such as dashboard and ducts, will heat up during the day and may release benzene, which is a known carcinogen, into your car. Remember to open the windows and allow your air conditioning to run for a moment, clearing the air before you close up the car and start driving. The following are reliable car maintenance shops and dealerships (listed with the brands they carry), though most will service any make and model.

models of Audi and Volkswagen. Automotive Art 480 Shedden Road, George Town Tel: (345) 949 7102 Email: service@autoart.ky CARS Ltd. (Campbell’s Auto) 117 North Sound Road, George Town Tel: (345) 949 7135 Repairs and services all makes and models plus a/c repair and body shop. SEE AD t h i s pag e

Car City 151 Industrial Way, Industrial Park Tel: (345) 949 0440

Oil change

DRIVE-THRU!

starting at just

$45.00

(345) 949-9570

WE’LL GET

your car back on the ROAD IN

WE’LL CHECK YOUR OTHER FLUIDS.

WE’LL FILL YOUR CAR WITH TOP QUALITY OIL & PUT IN A NEW OIL FILTER.

p lu s

ten MINUTES!

WITH OUR INCLUDED MULTI-POINT CHECK SERVICE, WE’LL CHECK YOUR TIRE PRESSURE, HEADLIGHTS & MORE... FREE!

www.superiorautocayman.com • sa@candw.ky

14 Sherwood Drive, George Town | (345) 949 9570 or (345) 525 9570 250

CAYMANRESIDENT 2019

Email: salesrep@carcitycayman.com

www.tonystoys.net

www.carcity.ky

A full service automotive garage and collision

Offers a full line of auto parts for Mercedes-

body shop with highly trained technicians who

Benz, Honda, Mitsubishi, Daihatsu, Chrysler,

can diagnose, service and repair European,

Jeep, Dodge, Ram and Suzuki. Their technicians

Japanese and American vehicles. Also, headlight

are highly trained and experienced.

restoration, brake rotor cutting, corrosion-free rustproofing treatments and they can arrange

Cayman Automotive Service Center

vehicle window tinting. SEE AD pag e s 245 & 251

FULL SERVICE GARAGE

Universal Warehouse Park 69 Barnes Drive, Industrial Park

Vampt Motors

Tel: (345) 947 0900

368 Walkers Road, George Town

www.caymanautomotive.com

Tel: (345) 949 2245

JAC Motors, Mercedes Benz, BMW, GTA, Nissan

Email: service@vamptmotors.com

Leaf, Tesla, Chevy Volt and Spark EV.

www.vamptmotors.com

All Makes & Models

Their factory trained expert technicians repair G.T. Automotive

models such as Ford, Toyota, Lexus, Lincoln

52 Godfrey Nixon Way, George Town

and Jaguar. They also have a comprehensive

Tel: (345) 945 3415

inventory of genuine OEM Parts.

Email: c.gunby@gtauto.ky or

SEE Ad pag e 248

p.smith@gtauto.ky

Superior Auto

Arch Automotive & Goodyear Tyres

Offers a fully equipped service department with qualified automotive technicians for BMW, Mini and Kia. Each service comes with a complementary exterior body wash. SEE AD PAGE 239

Mercedes-Benz (Car City) 131 Industrial Way, Industrial Park Tel: (345) 949 0440 www.carcity.ky Authorised sales and service for MercedesBenz. Mercedes-Benz has trained their staff to

14 Sherwood Drive, George Town

15 Portland Road, George Town

Tel: (345) 949 9570

Tel: (345) 949 8221

Email: info@superiorautocentre.com

Authorised dealer for Goodyear Tyres and a

www.superiorautocayman.com

large selection of all tyre brands.

DEALER LEVEL diagnostics and repairs

Specialises in providing vehicle maintenance and collision body repairs. Their full service

Automotive Art

shop can check and repair your brakes, align

480 Shedden Road, George Town

your wheels, change your oil, provide electrical

Tel: (345) 949 7102

diagnostics and much more.

Email: sales@autoart.ky

#91 Sherwood Drive, Industrial Park Service Department

SEE AD pag e s 250 & 260

Tony’s Toys Tony’s Toys

91 Sherwood Drive, Industrial Park

Tel: (345) 946 8697 or (345) 623 8669

Tel: (345) 946 8697

Email: parts@tonystoys.net

Email: service@tonystoys.net

www.tonystoys.net

T r a n s p o r tat i o n

assist with all your needs.

Tyres & Batteries Cayman Islands Government regulations state that your tyres must be in good condition when they are checked at your annual car inspection. They also stipulate that you cannot alternate brands of tyres as this could cause your car to drive erratically. Batteries generally have a life span of four to five years; depending on the weather conditions, vehicle type and driving habits. The following reliable tyre and battery shops offer new tyre sales and repairs, as well as battery tests and installation. For used tyres try Larry’s on Shedden Road.

www.bmw.com.ky or www.gtauto.ky

DIAGNOSE •Mercedes •BMW & REPAIR •Minis EUROPEAN •Audi •Volvo VEHICLES •Range Rover

946-8697 / 623-8669 Visit our website: www.tonystoys.net Like us on:

www. c a y m a n r e s i d e n t . c o m

251

Stocks a wide variety of affordable batteries, tyres, parts and accessories. They also place special orders. SEE AD pag e s 245 & 251 Vampt Motors 368 Walkers Road, George Town Tel: (345) 949 2245 www.vamptmotors.com SEE Ad pag e 248

T r a n s p o r tat i o n

Roadside Assistance Cayman has a dedicated roadside assistance service similar to the AA in the UK and AAA in the US. Cayman Auto Club (Tel: (345) 623 4808 or www.autoclub.ky) offers its members 24-hour roadside assistance particularly for flat tyres, dead batteries, being locked out of your vehicle, needing fuel to be delivered, towing or an emergency start. They offer three membership levels costing CI$89-CI$139 per year. ICWI (Tel: (345) 949 6970) offers their customers 24hour roadside assistance automatically if they are comprehensively insured. Fidelity Insurance also has a roadside assistance service that you can purchase with your comprehensive insurance policy. Car Cleaning The only automated car wash in Cayman is The Auto Spa (Tel: (345) 943 1946 or www. autospacayman.com). You will, however, easily find a mobile car cleaner by word of mouth. They will come to your home or office and will clean your car for a reasonable price (CI$25 for a sedan and CI$35 for an SUV). Ask around about their reputation before reaching out to them.

ALTERNATIVE TRANSPORTATION

Most people do not walk in Cayman, one reason being that it is hot and in the summer it rains torrentially, but also because roads have little or no verge for walking along. Riding a bicycle may be an option, but it can be dangerous as most roads don’t offer much of a shoulder to ride on. Motorcycles As stated at the beginning of this chapter, there are 413 motorcycles in the Cayman Islands and their popularity is growing. To drive a motorbike over 125cc, you have to wait 12 months after getting your licence, then take a practical road test. This type of motorcycle also requires that the motorist be at least 19 years of age. Those holding a Learner’s Licence cannot carry a passenger and helmets must be worn at all times. Automotive Art 480 Shedden Road, George Town Tel: (345) 949 7102 Email: sales@autoart.ky Cayman Custom Cycles 4 Dorcy Place, Dorcy Drive, Industrial Park Tel: (345) 945 7433 They run motorcycle and scooter riding instruction courses for Group 1 and Group 1A licensing and also offer tours of the island on Harleys. They service and repair all models of motorcycle, offer roadside assistance and they do custom paint jobs and powder coatings.

Center Lane Motors 170 Seymour Road (Dump Road) Industrial Park Tel: (345) 929 7172 Email: info@centerlanemotors.ky www.centerlanemotors.ky They sell a wide range of American, Chinese, Korean and Italian made scooters, on/off road trails, cruisers and sport bikes from brands such as Cleveland Cyclewerks, Zongshen, Znen, Daelim, Aprilia, Vespa and Piaggio. Sizes: 50cc250cc cost between CI$1,250 and CI$6,850. They also sell kid-sized dirt bikes, ATVs and a wide selection of parts and accessories. Financing is available and they have an in-house service department. SEE AD t h i s pag e

Scooters & Rentals Scooters can be rented for approximately US$60 per day which includes insurance, your Visitor’s Driving Permit (US$20), free delivery and pick-up and a helmet. If you already have a Cayman driving licence then you do not need to pay for a Government issued Visitor’s Driving Permit. Motorbikes are not available to rent, however, Cayman Custom Cycles (Tel: (345) 945 7433) runs a fantastic Island tour on Harley Davidsons. On the Sister Islands, bicycles and scooters are a great way to explore. The following companies rent scooters: Cayman Auto Rentals 135 North Church Street, GT Tel: (345) 949 1013 Scooters can be rented for a daily rate of US$35 plus CI$5 for insurance. They have a minimum age of 23 in order to ride.

We carry several quality brands with many models to choose from! Sleek modern scooters and motorcycles so you can have fun while looking good! $2,950/$3,450

$3,950

$2,450

$1,450

$2,450

Cayman Scooter Rentals 72 North Church Street, GT Tel: (345) 326 6503 Rental prices include insurance and they start at US$50 for 3 hours and US$60 for the day.

cc Zongshen RZ3 250

Zongshen RA1 125cc/250cc

Zongshen GY-8 125c c

$1,650

$1,750

c Zongshen FaceOff 125c

Zongshen Z-One S 125cc

Sales: 929-7172

www.centerlanemotors.ky

Znen Q 125cc

FINANCING AVAILABLE 252

Znen F8 125cc

CAYMANRESIDENT 2019

170A Seymoure Dr, Industrial Park

Znen Emperor 125cc

Parts & Repairs 929-7172 info@centerlanemotors.ky

Scooten! Scooters! Little Cayman Tel: (345) 916 4971 Email: scootenscooters@candw.ky www.ScootenScooters.com

for 3 hours, US$50 for 8 hours, with special weekly and monthly rates available. The rental cost includes a free tank of gas, helmet and free delivery and pick-up.

Public Transport We have a reasonably good public bus system. There are eleven bus routes and nine different coloured circles on the front and rear with a route number in the middle, with ‘Public Bus’ written along the side. Be sure to check if the bus is en route to your destination before getting in. All routes run to and from the bus depot in central George Town, where there is a Public Transport Inspector on duty from 7am7pm Monday-Friday (except for public holidays) to supervise all bus operations. There are a few designated bus stops on the Island, but the best way to catch a bus is to simply wave one down from the side of the road. If you hear a bus beeping as you, it is the driver checking to see if you need to be picked up. Most buses carry between 14-29 passengers. The average fare is CI$2

say in determining how the fares will be regulated. CITA is also acting as a facilitator to address the concerns of both taxi drivers and hotels and restaurants, while working alongside the Public Transport Board to form a rate system that works for drivers and tourists alike. Many have also raised concerns about the public transport industry threatening the Island’s otherwise wonderful reputation among visitors. You will find plenty of taxis at the airport, in front of the cruise ship terminals in George Town and parked at many of the major resorts along Seven Mile Beach. One reliable taxi firm is A.A. Transportation Service, Tel: (345) 926 8294. DRINKING & DRIVING

The drinking and driving rules in Cayman are strict and strongly enforced as it is deeply frowned upon. The legal bloodalcohol limit for the Cayman Islands is 0.100% (100mg of alcohol in 100ml of blood). If you are caught either driving or sitting in the drivers seat of a car, and you are over the legal limit, you will be fined CI$1,000 or imprisoned for six months and you will lose your driving licence for a year. Having a DUI conviction can mean you are unable to get a work permit in Cayman. We recommend that you use a taxi or a designated driver if you are going to be drinking. Cell Phones, TEXTING & DRIVING

A CI$150 fine is automatically issued to anyone seen driving while talking on a mobile phone unless it is hands-free or mounted. In section 78 of the Traffic Law 2011, it states: “in order to use your cellular device while driving it must be “hands free” with no more than one action of pressing a button to accept and end a call.” You are also able to legally use your phone while driving if you are calling 911 to report an emergency and it is impractical to pull over your vehicle.

Tell them you saw it in the

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T r a n s p o r tat i o n

Bicycles Some people do ride bicycles to work, but there are very few designated cycle lanes (though the Esterley Tibbetts Highway, which runs parallel to West Bay Road, does have cycle lanes from West Bay to the Britannia roundabout). As cycling to work is not as common as it is in, say the UK, drivers do not give cyclists due care and attention, so cyclists need to be extra vigilant. Uncle Bill’s and Kirk Home Centre sell a good selection of bicycles, cycle helmets and bicycle equipment including lights. Bicycles are considered vehicles, therefore cycling into facing oncoming traffic is illegal and will not improve your safety. You may also want to register your bicycle with the police department. They will record your bicycle’s serial number and place a marking on it that is only visible under a UV light. It is highly recommended that you wear a reflective vest while cycling at night and make sure your lights work.

per journey or CI$3.50 if you take a long trip like George Town to East End or North Side. Anywhere beyond Hutland Road, such as Rum Point and Cayman Kai, will cost CI$5. The best routes for buses are on the main roads around retail areas and nonresidential areas. But there are also regular scheduled buses which run along South Church Street, South Sound Road, Walkers Road, Fairbanks Road and the Industrial Park, Owen Roberts Drive (airport area). There have been reports and complaints that buses will go to Bodden Town and Frank Sound (from GT) on a regular basis but will often turn around and drive back to town rather than complete their route around to North Side and East End, especially if their bus is empty. This means that if you are relying on catching a bus in North Side and East End to take you to George Town, particularly in the afternoon, then you might not be in luck! Taxis are also another form of public transportation but they are more expensive with a minimum fare of CI$7 for 1-3 passengers. The Government recently hired Deloitte to review the current rates system and find a solution to tourist’s grievances about unfair and inconsistent prices. At the moment, taxi fares are set by the Government and recorded in an official rates sheet which every taxi-driver is legally required to carry. However the rate sheet only includes pick up from popular hotels to general locations, and rates by miles driven, which means the price to go to a specific location is often unclear. Rates are given for 1-3 people. There is a 20 percent surcharge for every additional passenger above the first three and an additional 25% surcharge from 12am-6am. Several business owners claim that the high price of taxis are impacting them as tourists are choosing to walk to nearby restaurants rather than pay to take a taxi. So far suggested solutions include implementing a metering system, establishing a central dispatch for all taxi operators or possibly creating a smartphone app similar to ‘Uber’. Local taxi firms have banded together to form the Cayman Drivers Association to ensure they have a

THE

They rent Yamaha 50cc scooters for US$35

Boating Photos courtesy of DRCL/Camana Bay, Picture This Studios and Deep Blue Images.

Where to boat in Cayman, boat safety considerations, navigation, protecting your boat in a hurricane, buying a boat, boat maintenance and repairs, marinas, boat trips, sailing charters, fishing and marine parks.

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Protecting the Marine Environment

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Where to Boat in Cayman

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Safety Considerations - Rules of Boating - Navigation/Boating at Night - VHF Radio/Boat Security - Protecting your Boat in a Hurricane

258 258 258 259 259

Buying & Maintaining a Boat - Boat Licensing Fees - Boat Insurance

259 261 262

Marinas & Fueling Stations

263

Getting Out on the Water - Boat Leasing Club - Boat Rentals - Tours & Private Boat Charters

263 263 264 264

Fishing - Fishing Trips & Tournaments - Light Tackle Game Fishing

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Marine Rules & Regulations

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CAYMANRESIDENT 2019

he Cayman Islands are globally renowned for their beautiful water which is warm, blue and crystal clear. As an idyllic location for boaters, fishermen, snorkellers, divers and naturalists, a magazine about Cayman cannot go without an entire chapter dedicated to the joy of being on the water. PROTECTING THE marine ENVIRONMENT

Acting responsibly on the water is essential for preserving the well-being and unspoiled beauty of Cayman’s seas and it ought to be a priority. Ensure you are practising responsible boating, kayaking and other recreational activities on the water by reading this chapter. There are many laws in Cayman that help keep marine life, you, and others safe. Report accidental hooking, injured or dead turtles and marine conservation offences to (345) 949 8469. See the next page for the mobile numbers of the Chief Conservation Officers on all three Islands. Plastics that end up as ocean debris contribute to habitat destruction and entangle and kill tens of thousands of marine animals each year. Reduce your use of plastics, recycle all of the rubbish you can and pick up garbage you find on the shore or at sea. Take advantage of marinas that provide facilities for recycling oil, aluminium, glass, plastic, and antifreeze. Coral reefs are essential to the health of Cayman’s marine ecosystems. These colonies of fragile marine creatures are easily damaged by boat anchors and hulls, or, in fact, any human

your full service marine center

PADDLEBOARDS SAILBOATS & KAYAKS

BOATS • MOTORS • TRAILERS • PARTS • ACCESSORIES • ELECTRONICS SALES • SERVICE • REPAIRS • HAUL OUT • STORAGE • BROKERAGE AUTHORIZED SALES, SERVICE & WARRANTY FOR:

SERVING THE CAYMAN ISLANDS

FOR OVER

30 YEARS Located at The Barcadere Marina 606 North Sound Road, George Town.

Tel: 949-4186

info@scottsmarinecayman.com www.scottsmarinecayman.com

contact, so take precautions where you operate a vessel and anchor, and make sure that your children and visitors know not to touch or break off the coral. It would also be wonderful if you could use a reef safe sunscreen. WHERE TO BOAT

The North Sound Most boat owners keep their boats on a dock in the North Sound, or there are several launching ramps that provide access. The Sound is enclosed by a barrier reef and has a network of canals that afford excellent protection from the weather in all but the most extreme conditions (such as a hurricane). Theft is uncommon and a canal generally offers access to fresh water to keep the boat clean. There are also fuel stations that can be accessed by boats. The North Sound offers excellent shallow snorkelling areas: Coral Gardens and the world-renowned Stingray City. North Wall diving is very good as well, but sea conditions can be rough. Beachside bars and restaurants at Rum Point and Kaibo are popular stops for the boating crowd, as are boat hangouts such as Starfish Point and the Mini Sandbar. Some boaters also head up to Morgan’s Harbour where there are two restaurants accessible from the water: Calypso Grill and Catch. Space can be limited and the onshore breeze can make docking a challenge, so be careful. Just to the north of Morgan’s Harbour is an area called Barkers that offers miles of undeveloped white sand beaches and some good light tackle fishing for bonefish. Navigate carefully; it is easy to strike a coral head and damage your propeller. Watch out for kite surfers in the water too. Back down at the Cayman Islands Yacht Club, boaters can enjoy two more fantastic restaurants, Morgan’s Seafood Restaurant and bàcaro. Both are popular with boaters and there is ample docking space. You can also take

your boat into Camana Bay or the George Town Yacht Club (GTYC) via the North Sound where you can then have lunch or dinner. Children will love the fountains at Camana Bay and the pool at the GTYC. The North Sound is great for fishing and catching conch and lobster, but abide by the Marine Parks Law. Ignorance of the Law is no excuse and violations can result in serious fines or confiscation of your boat and even a prison term. Although partially enclosed by a barrier reef, the Sound can get choppy. If your boat is under 22ft long, you (and your guests) are very likely to get wet from sea spray on an average day. The Central Mangrove Wetland is on the east side and is a protected Environmental Zone. In-water activity, fishing and anchoring are completely prohibited, but boats can access the area provided they do not exceed five knots. It’s a great place to view nature and people enjoy kayaking around the canal systems and also in English Bay, located east of Kaibo. The Cayman Islands’ Sailing Club is located on the south-western side of the North Sound and you will often see dinghies sailing out from the club. Larger sail boats venture into the Sound, but the access through the reef is fairly shallow, so no boats with drafts greater than 10ft can enter. Watch out for: The Blower’s, Fisherman’s Rock, Barkers, The Standards and Four-Way Reef; these areas have shallow coral heads that have claimed many propellers and even some boats.

B oat i n g

Seven Mile Beach Seven Mile Beach is typically the calmest side of the Island but does occasionally get battered by strong winds in the winter months and tropical storms in the summer months. The diving is beautiful, the beach is amazing and navigation is easy because there is no fringing reef (or shallow coral heads) to hit, but you need a trailer to take your boat in and out of the water. The only boat ramps on SMB are at the Lobster Pot dock and at the beginning of Northwest Point Road in West Bay. Occasionally, boaters will anchor off beach bars and restaurants such as Royal Palms during the day. You can also take your boat around from the North Sound to Seven Mile Beach, but you need to be familiar with the channels through the reef in the North Sound, have a sturdy boat and be prepared for a long and rough trip outside the reef until you get to calmer waters. Currently there are no gas stations where members of the public can dock and refuel a boat along the west side of the Island. If you are considering regularly keeping your boat in the water overnight off Seven Mile Beach or George Town, then it is best to seek authorisation from the Department of Environment (DoE) to put in a mooring. Even with a mooring, your vessel (and engine) is unfortunately somewhat vulnerable to theft. Winter storms can occasionally make the sea very rough, so if you are not conscious of the weather conditions, your vessel could become a shipwreck quickly. Even though a number of commercial vessels anchor regularly off George Town (and Seven Mile Beach), it is not advisable for personal watercraft to anchor overnight. It is possible that a propeller from another vessel could accidentally cut the anchor

line and also, if the anchor drags, the wind will take the boat offshore. When travelling close to shore in this area, always look out for snorkellers and divers who should be flying the divers down flag. Do not exceed five knots within 200 yards from the coast and do not anchor in marked boat channels, diving or swimming areas. Also, beach front properties and hotels, with designated swim areas cannot be entered by any vessel.

Important Phone Numbers Flying Dutchman

(345) 326 4704

(Call if your boat has broken down/is sinking/has sunk)

Cayman Port Authority

(345) 949 2055

Marine Enforcement /DOE

(345) 916 4271

Cayman Brac/DOE

(345) 926 0136

Little Cayman/DOE

(345) 926 0136

(Report offences such as poaching to the Chief Officer)

Joint Marine Police Unit

(345) 949 7710

US Coast Guard (RCC Miami) (305) 415 6800 VHF Radio Channels (Police/DOE/Port Security)

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South, East & North Coasts On the South, East and North coasts of Grand Cayman there are areas where you can find undeveloped beaches, great fishing and pristine diving and snorkelling, but you may want to take a local guide with you the first few times you venture out as it is easy for your propeller to find a coral head if you don’t know where you are going. It is very likely that if you are out on the water, you will be approached by a vessel operated by Marine Parks or Marine Police officers. Have fun, but be aware that penalties for breaking the rules on the water are really very serious. It is worth taking the time to pick up a copy and read the Marine Parks Rules and Regulations, as well as the Port Authority Law. safety considerations

navigation Basic navigational knowledge is helpful. Get to know landmarks on the horizon, such as the airport, the dump, the RitzCarlton and Harbour House Marina and you will be fine without a GPS. Still, a basic GPS is highly recommended. You don’t need a dedicated boat unit, but an app for your smartphone such as iNavX will work. If you have a chart plotter, use it too. Whenever you are on your boat, insert any navigational aids as marks on your

GPS. These can be channel markers for your canal, floating metal mooring buoys in the Sound or the Main Channel markers. This can help if you are caught in a squall with no visibility or out at night and discover a channel marker light is out. The world is divided into two regions for navigation markers. Cayman is in Region B, which uses the convention that red port marks are on the left when exiting a channel. Remember this by using the mnemonic “Red Right Returning”. This is the opposite system to the UK and Europe! Fixed or hand held GPS units can be purchased from either Harbour House Marina, Kirk Marine or Scotts Marine. Boating at Night Darkness distorts perceptions. Therefore, at night, winds seem stronger, waves bigger and it is difficult to tell if a light is 200 yards or two miles away. Out on the North Sound, it is impossible to see water depth or coral heads, especially on a moonless night.

B oat i n g

rules of boating Over many years, complex rules and conventions have evolved which are now codified in the Regulations for the

Prevention of Collisions at Sea. In all circumstances where a collision is likely, these rules determine which vessel has right of way and which must take avoiding action. The basic rules are that all boats approaching each other pass port to port (left to left) i.e. opposite to driving in Cayman. Power boats always give way to sail boats and boats that are overtaking have to keep clear of other boats. These are just the basic rules, make sure to read up on more complex situations.

THE CLEANER CHOICE IS THE CLEAR CHOICE. THE ALL-NEW EVINRUDE E-TEC G2

has 75% LOWER EMISSIONS and 15% BETTER FUEL ECONOMY making it the cleanest running outboard... EVER.

INTRODUCING THE EVINRUDE E-TEC G2

The Evinrude E-TEC redefined low maintenance with 3 years or 300 hours of no dealer scheduled maintenance. The Evinrude E-TEC G2 once again sets the standard for ease of ownership by only requiring dealer-scheduled maintenance every 5 years or 500 hours. Combine that with a 5-YEAR ENGINE WARRANTY, a 5-year corrosion warranty, and 15% better fuel efficiency than leading four-strokes, and it’s clear to see why the new Evinrude E-TEC G2 gives you the most lifetime value on the water.

VISIT KIRK MARINE TO LEARN MORE ABOUT THE EVINRUDE E-TEC G2. 454 Commercial Center, Eastern Ave, George Town

TELEPHONE: (345) 946-3575

AUTHORIZED DEALER FOR

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CAYMANRESIDENT 2019

kirkmarine.ky/g2

Safe boating at night is a matter of common sense. Make sure your navigation lights are working (so other boats can see you!) and carry a powerful torch, at least a million candle power, so you will be able to pick out channel markers from 100 yards away. Use your GPS if you have one. Many channels have lights, but be aware that markers can drift and if one marker light is not working, it is all too easy to mistake a working middle marker for a defunct outer marker. If a vessel is approaching from your port side, you will see a green light and have right of way. A vessel on your starboard side will show you its red light, so you have to give way. The most dangerous situation is if you see both a red and a green light, this means you are looking at a head on collision. Make a distinct course change to starboard so the other vessel knows you are taking avoiding action. Remember: “if two lights you see ahead, turn to starboard, show your red.”

Includes wireless sensors which monitor intrusion, high water, shore power loss, low batteries and more. Should any of the wireless sensors be triggered, it will call the designated parties and relay a personalised pre-recorded voice message of the event. The system also allows the owner to call the boat to receive the system status, but also create events like switching on lights or battery charging circuits remotely.

Marine Magellan:

Suitable for boats, wave runners and jet skis, Sat-Trak devices allow you to monitor the location of your asset online, track activity and recover from theft. Devices include real-time tracking and reports, map and satellite views, and location notifications by text, email or an email alert when the craft leaves the dock. Satellite tracking will aid the police in the recovery of your boat by tracking its last known location and direction of travel.

Harbour House Marina Tel: (345) 947 1307 www.harbourhousemarina.com see ad pag e 256

The Security Centre Limited Tel: (345) 949 0004 Email: info@security.ky

Protecting your boat in a hurricane In the event of a hurricane, you will want to protect your boat. There are several precautions you can take to do this and we recommend you plan in advance. Remember to take all paperwork and insurance records off the boat as well as electronics. Make an inventory of items left on board, preferably with photographic or video evidence, and make a note of all serial numbers. Store boats and trailers ashore if possible for a better chance of survival. If not, tie it together with other boats and do not put it parallel to the shore as waves can capsize it. Remove Bimini top or any item on deck that could become a projectile object during strong winds. Unstrapping masts on sail boats is also strongly advised. more For information on how to secure your boat on land or in the water before and during a storm, visit www.caymanresident.com.

Sat-Trak GPS Tracking:

Installing a lock which is mounted directly to the steering wheel of the boat will help discourage theft of your boat. You can get security advice and products for your boat from the following companies: Boat Locks:

BUYING & Maintaining A BOAT

Once you have decided on the type of boat, the next thing to decide is whether you want a new or used boat. There are several brokers specialising in used boat sales but they can also help you with the process of buying a new one, whether in Cayman or overseas. A good broker will help you determine what you need in a boat and scour the market with you as your ally. New vessels may not be trouble-free, but if you purchase from a local dealer, you have the benefit of warranty service onIsland. There are several new boat dealers in Cayman so pricing is competitive and the sales staff are quite knowledgeable.

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B oat i n g

vhf radio The legal framework for boat VHF’s in Cayman is a nightmare. In order to have a VHF on board, the boat must have a Maritime ICT Licence. Even with such a licence, an operator must have a Maritime Radio Operators’ Certificate of Competence and Authority to Operate. Luckily, outside Cayman, few boats have a VHF licence, virtually no operators have the required certificate and nobody seems to care. However, boat owners should at least acquaint themselves with VHF etiquette. Although channel 16 is the emergency channel, it can carry routine calls to establish communication before switching to another station. Once contact has been made, the conversation must be switched to another working channel. Mayday calls on channel 16 are for life threatening emergencies only. If you are out of cell phone range in an emergency, call Port Security on Channel 16, tell them your boat name, position and nature of the problem and they will help.

Boat Security Although a relatively rare occurrence, there have been incidences of boats being stolen. More common is the theft of engines and small, movable outboards, as well as electronics, fishing and dive gear. The theft of valuable fishing and boating equipment has become more frequent and you are advised to take extra precaution when securing your boat at night. Store expensive equipment indoors if needed. If you see any suspicious activity please report it to the police immediately and provide a full description of anything which has been stolen, including serial numbers. There are devices on the marine market that can help protect your boat. Here are a couple of options, but speak to a marine professional for more information.

Boat dealers, Maintenance & Outboard Engines

Office address: 256 North Church Street, GT

Marina Drive, Patricks Island

Automotive Art & Yamaha Power Sports

Tel: (345) 749 7555

Tel: (345) 947 1307

480 Shedden Rd, George Town

Email: boatingmadeeasy@gmail.com

Email: info@harbourhousemarina.com

Tel: (345) 949 7102

www.bmecayman.com

www.harbourhousemarina.com

Authorised distributor for Yamaha sales,

Boating Made Easy provides secure long and

A full service marine facility at the end of Marina

service and support. They also offer Deka

short term storage for boats, trailers, jet skis

Drive in Prospect. Dealership for the Boston

marine batteries and Wet Sound Premium

and cars. Their experienced team will safely

Whaler, they have been in the top five sales in

Marine Audio, as well as Continental trailers.

launch and haul your boat to and from desired

Latin America and the Caribbean for the past six

Boating Made Easy

locations. They offer monthly maintenance

years. They also sell Sea Ray boats and are the

Avalon Marine

on boats and motor-related equipment and

distributors for Honda Marine. Authorised to

Tel: (345) 945 5103 or Cell: (345) 516 7708

mechanical service, Fibreglass/Gelcoat repairs

service and warranty Mercury products. HHM

Email: rafe@avalonmarine.ky

and hull repair/bottom paint.

has a 150 ton Marine Travelift and the largest

Mobile and fixed location boat maintenance,

sE E AD PAG E 264

repair yard on the island carrying out all manner of marine repairs. Their mechanics are Honda

repair and management services including Cayman Power Sports & Marine

and Mercury factory trained and certified,

electronics and cosmetics. Offers hauling and

Tel: (345) 943 2005

and operate from the largest indoor marine

captain services, full management services

Email: service@cpsm.ky

service centre in Cayman. They also boast

for all vessels and watercraft as well as

www.cpsm.ky

the largest chandlery (marine store) in the

mechanical,

engine,

plumbing,

electrical,

Western Caribbean stocking all major brands

brokerage for new and used boats, locally and internationally. Extensive experience working

Compass Marine

of marine equipment at competitive prices and

within the US market to find, survey, inspect,

Tel: (345) 945 0660

offering exclusive deals for Sea Hawk paints to

purchase and deliver boats to Cayman. Boat

Email: mike@compassmarine.ky

Garmin, Icom, Crocs, Sperry Docksiders and

and trailer storage.

Marinco products. HHM sells premium gas and

sE E AD PAG E 267

diesel imported from the USA. Full dockside maintenance services and boat storage with

B oat i n g

Harbour House Marina (HHM)

24hr security on site are available. New to HHM is the upholstery department which makes cushions, canvas, Bimini tops and enclosures all on site. sE E AD PAG E 256 Kirk Marine Eastern Ave, George Town Tel: (345) 946 3575 www.kirkmarine.ky Kirk Marine has one of Grand Cayman’s most well stocked fishing tackle, boating, and marine stores and carry all the major brands. They have a full service boat yard and are authorised distributors for Evinrude, Johnson and SeaDoo. They always have a full inventory of Evinrude motors and Sea-Doos. Their parts CEO and Master Mechanic, Mark DeMercado, has over 30 years’ experience as a professional mechanic. Other qualifications: JAGAS Auto Mechanics Certification, ULCI Light and Heavy Vehicle, Rundquist Propeller Certification and he is a trained Aircraft Mechanic.

Boat Propellers & Auto Repairs • 15 Minute Drive-thru Oil Change • Diagnostic Testing • Body Work & Paint • Machine/ Welding Shop • Propeller Shop • Rim & Tyre Repair Shop • Alternator & Starter Shop • Rundquist Propeller Certified • Suspension & Wheel Alignment Centre

14 Sherwood Drive, George Town | (345) 949 9570 or (345) 525 9570 sa@candw.ky www.superiorautocayman.com

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CAYMANRESIDENT 2019

department has a large inventory of trailer parts, engine parts and boat repair supplies. sE E AD PAG E 258

MooreMarine Services Tel: (345) 949 6672 Email: info@mooremarineservices.ky

recommended that you do the following:

Pro Yacht

Tel: (345) 945 4676 Email: info@proyacht.ky

Flush your outboard motors each and every time you take out the boat.

Dealers for Robalo, Viking Yachts, Jupiter,

Give your boat a soapy wash using

Cummins, Cummins Power Generation, and

Kawasaki watercrafts.

and non-toxic “boat wash.” This will

premium

marine

non-phosphate

ensure that you are getting rid of any Scotts Marine

contaminants from the sea, while keeping

The Barcadere Marina, George Town

all your waxes on and the environment

Tel: (345) 949 4186

safe. Never use a household detergent

Email: info@scottsmarinecayman.com

on your boat!

www.scottsmarinecayman.com

Wax your boat using a premium marine

Located at Barcadere Marina on North

wax once every 6-12 months. This will

Sound Road, Scotts Marine is a full service

revive the look of the boat considerably

marine centre, featuring a boat yard with a

and protect the boat from salt and sun.

110-tonne haul-out capacity and a 15,000 sq ft

The wax can be applied by hand, but it’s

showroom, chandlery and service centre. They

easier with a good dual action polisher to

are Cayman’s only authorised Mercury Marine dealer, as well as being authorised dealers for

get the job done quickly.

If it is starting to show its age, then polish

Yamaha, Volvo Penta and Yanmar engines;

your boat. Use a premium marine polish,

providing manufacturer-backed warranty and

wipe with a microfiber cloth and then

a factory trained and certified service team.

wax.

They are also the exclusive dealer for Tiara yachts, as well as Pursuit, Grady-White, Cobalt, and Bayliner boats. In addition, they offer a full electronics, safety equipment, fishing supplies, apparel and more. sE E AD PAG E 255 Superior Auto 14 Sherwood Drive, George Town Tel: (345) 949 9570 or (345) 525 9570 Email: sa@candw.ky www.superiorautocayman.com As well as a full service auto repair and maintenance

shop,

Mark

DeMercado

Superior Auto has a Rundquist Propeller Certification along with a machine shop to fix

Repairing Boat Upholstery AllMarine Upholstery Tel: (345) 321 2424 Email: admin@allmarineupholstery.com Suppliers of custom-fitted boat covers, boat seats, cushions and bolsters, boat enclosures and Bimini tops, as well as marine carpets etc.

Boat Storage Many of the major marinas provide boat storage, or alternatively contact Boating Made Easy on Tel: (345) 749 7555.

your boat propeller so it looks like new. sE E AD PAGe s 250 & 260

maintaining a boat If you buy a boat you might want to bear in mind that salt and sun mixed together are a perfect cocktail for rust and aging! Taking a few minutes to hose down the boat with a little fresh water is probably one of the best maintenance procedures you can do. This will cut down the chance of corrosion on your engines, Bimini tops, snaps and other metal parts. It is

Direct: 945-7767

www.allmarineupholstery.com admin@allmarineupholstery.com (Cell): 321-2424 Fax: 945-2568

•Enclosures •Bimini & T-top Covers •Custom Precise-Fit Boat Covers •Centre Console Covers •Detachable Sunscreens •Boat Seating, Cushions & Bolsters •Repair & Restoration •Original Replacements •Free estimates, pickup & delivery

Using Only 100% Heavy Duty Marine Fabric, Vinyl & Stainless Steel fasteners, ensuring the highest quality and all-weather protection.

•Marine Carpets & Non-Skid Vinyls

69 Barnes Dr, Universal Warehouse Park, Unit #8, P.O. Box 2225, Grand Cayman, KY1-1105

www. c a y m a n r e s i d e n t . c o m

B oat i n g

line of marine batteries, parts, accessories,

All washing, waxing, polishing and compounding can be applied on all painted or gel-coated, fibreglass or urethane surfaces including the engines and engine covers, interior floors and gunnels, to keep them all shining like new. Invest in good covers for your boat and engine to prolong their life. Blocking out the sun is by far the best solution to keeping everything in pristine shape. Don’t forget to give your trailer a freshwater wash down every time you launch your boat. To keep it in tip-top shape remember to use a non-slip floor cleaner for your boat floors, marine aluminium cleaner for the aluminium top, detailing

spray, premium marine vinyl cleaner and protector for all vinyl. To prevent those snaps from freezing up, get a jar of petroleum jelly and a small hard bristle paint brush and apply liberally. Help protect the underside of your boat by coating it in an antifouling paint at least once a year, which will protect it from barnacles and algae. When you do need to clean the bottom of your boat, be extra cautious when using caustic products to remove biological growth. They will get the job done in a hurry, but make sure you get the appropriate safety gear for your hands and eyes and a good face mask with filters. A marine detailing product will fix plastic that has a cloudy finish. And, most importantly, make certain that the products used don’t degrade our waters or endanger aquatic life. Marine cleaning products can be picked up at Automotive Art, Harbour House Marina, Kirk Marine and Scotts Marine.

261

Award Winning Environmentally Friendly Marina

Showroom, Chandlery Haul-out & Boat Yard

• Grand Cayman’s only true full service marina facility • Located in George Town, right next to Owen Roberts International Airport • Accommodating vessels up to 100' long and 8' max draft • Metered power and water at every slip and free WiFi • Luxury washrooms with showers and lockers • Safe, secure and well lit, with nightly security and CCTV

• Featuring boats from Tiara, Pursuit, Grady White, Cobalt, Bayliner Trophy and Starcraft • Now featuring Hobie Stand Up Paddleboards, Kayaks and Sailboats • Dealers for Mercury Marine, Yamaha, Yanmar and Volvo Penta motors • Boat yard with 100 ton Marine Travel Lift • Service center and chandlery • favorite brands

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Open Hours | Mon to Sat 8am - 5pm

Fuel Station & Convenience Store

Yacht Club, Restaurant, Bar & Clubhouse

boat licensing fees Cayman offers five vessel registration options; check the Government website to see which applies to you. The Government imposes an annual fee on vessels in Cayman which is collected by the Port Authority. It is the duty of a boat owner to complete a licensing form and let the Port Authority know of any changes. Boats under 21ft are free, 21-30ft CI$200 p.a., 31-40ft CI$1000 p.a., 41-50ft CI$2000 p.a., 51-60ft CI$3000 p.a., 61-70ft CI$4000 p.a., 7180ft CI$5000 p.a., 81-90ft CI$6000 p.a., 91-100ft CI$7000 p.a. and all boats over 100ft CI$10,000 p.a. Commercial boats also need to be licensed but the process is a little more complicated. Jet skis for private use are free. Jet skis for commercial use are CI$150 p.a. Commercial boats also need to be licensed but there is no licensing fee so long as a valid business licence is submitted with the application. To download a form visit www.caymanport.com/forms.php. boat insurance Boat insurance is not compulsory in Cayman, however obtaining it can offer peace of mind. If you have obtained a loan from your bank to purchase your boat then they will most likely require you to have insurance. The company below provides boat insurance. Please also refer to the list of insurance providers on page 120. Pensum Services

• Valvetect marine fuel specially formulated for marine engines • Land side and dock side fuelling • Delivery available right to your boat or generator • Complimentary dock side sewage pump-out • Ice, bait, snacks and refreshments

• Local and International cuisine with an emphasis on fresh seafood • Casual waterfront and poolside dining • Fresh catch every day • Arrive by land or sea, lots of parking for cars and boats • Private Clubhouse for parties and events, contact us for rates

Open Hours Mon to Sun, 7am to 7pm

Open Hours: Mon to Fri, 11am to 9pm kitchen closes, Sat & Sun, 8:30am to 9pm kitchen closes.

Tel: (345) 923 6655 Email: insurance@pensum.pro www.pensum.pro Pensum’s marine insurance covers a wide variety of yachts, runabouts and other pleasure crafts, as well as charter and work boats. Typical marine insurance covers hull, machinery, protection and indemnity. Pensum has 15 years of experience in international maritime insurance and provides a professional service that is fast, friendly and efficient. MARINAS & Marine FUELLING stations

Marinas The Cayman Islands are a British Territory and, as such, are a highly regulated 262

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of inside, poolside or dockside dining. The food

long term rental. Go online at Kaibo.ky for more

is delicious, well priced, and it is a recipient of

information or to make a booking.

TripAdvisor’s Certificate of Excellence. You can contact them on (345) 949 3743 or visit www. barcadere.com. sE E AD opp osi t e PAG E The Cayman Islands Yacht Club and Marina This marina can be found in Governor’s Creek on the West side of Grand Cayman. It can cater for up to 166 boats of varying sizes (30 to 140 feet long with a draft of 6.6 feet) and it welcomes both large commercial operations and small privatelyowned boats. There is a fuel depot for both boats and vehicles, wet slips, individual pump-out systems, as well as power and water on each slip and Anchor’s - a fully stocked convenience and liquor store, bar and chandlery. The Yacht Club also offers a whip panel, which allows onboard refilling of dive tanks – a great convenience to commercial dive operators. Led by a team of experienced marina professionals, the facility offers 24-hour property management and enhanced security services with individual dock key card access and patrols. To contact them for more information or to rent a dock call (345) 747 2492 or visit www.ciyachtclub.ky. Harbour House Marina (HHM)

The Barcadere Marina

Harbour House Marina is Cayman’s longest

The Barcadere is a world class, award-winning

established full service marine facility and is

marina located in George Town, right next to

located at the end of Marina Drive in Prospect.

Owen Roberts Airport. It features direct access to

They also offer canal dockage for visiting yachts

the North Sound and other local attractions such

with direct access to the sea and free showers,

as the world famous diving on the North Wall and

wifi, laundry, electricity and water. HHM sells

indeed the entire Northwestern Caribbean Sea.

premium gas and diesel imported from the USA.

The marina offers berthing for boats and yachts

Full dockside maintenance services are offered

up to a maximum of 8ft draft, with individually

as well as boat storage with 24hr security

metered water and power. There are luxury

on site. Tel: (345) 947 1307 or visit www.

washrooms, free wireless internet and nightly

harbourhousemarina.com. sE E AD PAG E 256

security, all in a safe and secure environment.

MARINE FUELlING STATIONS On the North Sound there are three marine fuelling stations – Scotts Landing at the Barcadere Marina, the Cayman Islands Yacht Club on Governor’s Creek, and Harbour House Marina on the west side of the Sound. All three sell gasoline and diesel. No ethanol gasoline is sold at marinas in Cayman and the only land-based location is at Refuel in the Industrial Park. Scotts Landing offer a fuel delivery service. Alternatively, the dockside pumps are open seven days a week, 7am-7pm. Please note that Cayman Islands Law states that all fuel stations must display their fuel prices (within sight of the fuel dispensers) in CI dollars and imperial gallons. However, most marine and mobile fuel providers dispense fuel in US gallons, which is almost exactly 20% less per volume than imperial gallons. Make sure that you are being charged appropriately. The diesel now being sold in Cayman is ultra-low sulphur diesel. However, it is worth checking which marine fuel stations add a lubricity booster to their fuel to help prevent deposits accumulating in fuel injector pumps. Scotts Landing, located at the Barcadere Marina, is the island’s exclusive dealer for ValvTect Marine fuel, which has a very sophisticated combination of additives to ensure the best performance from your boat or watercraft, but can be used in generators, cars and other vehicles. They guarantee to use low sulphur diesel and the additive they use boosts the cetane level and the lubricity of the fuel. Scotts Landing also offers a complimentary sewage pump-out service to their customers.

In addition, their dockside fuel station, Scotts

Kaibo Marina

Landing, features premium ValvTect marine fuel

Open to boaters using the Kaibo Restaurant &

and offers a complimentary sewage pump-out

Bar is a 26-berth Poralu Marina floating dock. Its

service to their customers. Also located onsite

environmentally-friendly design includes light-

getting out on the water

is Scotts Marine, the Island’s exclusive Mercury

holes punched into the walkway to allow marine

Marine dealer, which features a full service

life to flourish underneath as well as replacing

boatyard with a 110 ton marine travel lift and a

posts with anchors to reduce any negative

15,000 sq ft sales and service centre representing

impact on the sea floor. Sporting features such

all of the top marine brands. The Barcadere Marina

as online booking, electricity and water hook-

is also home to George Town Yacht Club, a casual

up and locked-gate walkways, the 26 boat

waterfront bar and restaurant, with your choice

slips are available for short term, overnight and

Boat leasing club For those who think they might only be in Cayman for a couple of years but still want to get out on the water, or for those who don’t want the associated costs of maintaining a boat, joining a boat club may be a good solution.

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jurisdiction with entry to the Islands controlled exclusively by C.I. Immigration and H.M. Customs. The official port of entry for Grand Cayman is the main port on the west coast of George Town. All vessels wishing to clear into Cayman must notify C.I. Port Security via VHF 16, upon entering Cayman waters. Without exception, all vessels must contact Port Security on VHF channel 16 once arriving within 12 miles of the Islands for instructions on how to proceed. They are open Monday-Friday 8.30am-5pm and Saturdays 8.30am-12.30pm; an extra fee is applied when you enter out of these times. It is entirely up to Port Security to direct you to your clearing-in point as determined by Customs and Immigration, and failure to notify the authorities of your arrival in Cayman waters or to comply with Port Security instructions can result in fines and penalties for the vessel. You must have a passport valid beyond the date of stay to enter. However, with advance notice, and timely receipt of relevant documentation, it is also possible to request Customs and Immigration clearance for visiting vessels at the Barcadere Marina, in George Town.

Leisure Boat Club Boutique service offering an exclusive boating lifestyle to its members without the hassles of ownership. Tel: (345) 916 5572, email: info@ leisureboat.ky or www.leisureboat.ky.

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boat rentals Cayman has an abundance of wonderful boat operators who offer everything from bareboat rentals to private charters on a motor or sailing boat. For those who want to get out on the water, visit the Sandbar and the stingrays, snorkel the coral gardens, take a sunset cruise and explore the North Sound, there are a few great options suggested over the next couple of pages. You can also find more information, including times and prices, by picking up a copy of Explore magazine or by visiting www.explorecayman.com. If you want to rent a sailing dinghy, Laser or Pico, then a great option is to call the Cayman Islands Sailing Club (Tel: (345) 947 7913) or visit www.sailing.ky. TOURS & Private boat charters Numerous companies offer North Sound boat and snorkelling trips, either for a half-day or a full-day. Group tours are a great way to get out on the water for a reasonable price, however during the week the boats are often busy with tourists and cruise shippers. If you want a quieter trip, ask if they have a smaller boat and specify that you don’t want to join a ‘cattle’ boat! Half-day trips usually include stops at the Sandbar to feed the stingrays and a stop at

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the Coral Gardens and the reef to snorkel. Full-day trips with a local boat operator include all the stops as mentioned above but also include conch hunting (when in season) which they will then marinate and serve on board, and a delicious local seafood lunch either cooked and served on board the boat or on the beach at Cayman Kai. The following is a list of operators who run private charter and group boat trips in the North Sound: Crazy Crab (Tel: (345) 927 2722) provides private boat charters to Stingray City and other areas of the North Sound. Activities include stingray encounters, reef fishing, snorkelling and tubing. Visit www.crazycrabcayman.com. Tours Cayman (Tel: (345) 916 5478) does half-day snorkelling, Stingray City trips and turtle farm visits. Frank’s Watersports (Tel: (345) 925 2783) runs half and full-day snorkel lunch outings as well as deep sea fishing and Stingray City trips. All-Aboard Charters (Tel: (345) 922 2177) is a small-group boat charter company who will take you swimming, snorkelling and fishing. Charter Boat Headquarters (Tel: (345) 945 4340) and Captain Marvin’s (Tel: (345) 945 6975) offer daily half-day and full-day lunch snorkel trips. Local residents can expect to pay US$30 for a half-day and US$50 for a full-day. Captain Marvin’s now also run a Stingray, Starfish and Crystal Caves tour for US$99. Charter Cayman (Tel: (345) 923 4266) and Cayman Luxury Charters (Tel: (345) 938 2525) specialises in private boat charters. Alternatively, Six Senses Cayman Adventures (Tel: (345) 938 3303) offers

a six-hour eco-tour that stops at Stingray City, Starfish Point, bioluminescence tours, Coral Gardens and Kaibo or Rum Point for lunch. Oh Boy Charters (Tel: (345) 949 6341 or (345) 926 0898) offers half and full-day fishing and/or snorkelling charters, as well as sunset dinner cruises on one of their four boats for private charters and two to three day offshore deep sea fishing charters. White Sand Watersports (Tel: (345) 938 7263) offers a daily sunrise Stingray City trip, or if you’re not too keen on waking up early, numerous other charters throughout the day and the only double decked pontoon boat (with water slides!) on Cayman. Cayman Ferries (Tel: (345) 325 7777) runs a ferry service from Camana Bay to Rum Point and Kaibo and back. The 30-seat ferry leaves Camana Bay every 2-3 hours with a variety of optional return times. Book with the Camana Bay Discovery Centre for a discount rate of US$20 per roundtrip. For something different, Action Watersports (Tel: (345) 548 3147) offers two-hour jet ski Stingray City tours or you can rent a jet ski by the hour and do it yourself in front of the store. Cayman Nature Tours/John Michael Stafford (Tel: (345) 925 1961 or email: jmvbs@candw.ky) offers private Stingray City reef snorkelling eco-tours on a 27ft Boston Whaler for up to ten people, and Stingray City Sandbar and beach charters on a J-22 sailboat for groups of up to four people. He comes highly recommended. SAILING Sailing Charters If you would prefer a sailing boat tour then Sail Cayman (Tel: (345) 916 4333 or email: neil@sailcayman.com) offers exclusive private sailing and powerboat charters seven days a week for full or halfday charters plus sunset sails. From their secret wreck spot, to the world famous Stingray City, Rum Point and Starfish Beach, their trips include all the gear, soft drinks, food for the stingrays and can include lunch and dinner stops at one of five different restaurants. Neil Galway is RYA Yacht Master Certified. Point Blue

offers full or half-day snorkelling trips, with lunch and dinner options also available. For more information call Dean (345) 925 7772 or visit their website www.pointbluesailing.ky. Red Sail Sports boasts a fleet of five 65’ luxury sailing catamarans which offer daily trips to the famous Stingray City Sandbar, as well as snorkelling trips along Seven Mile Beach, including the Kittiwake wreck. Resident discounts available. (Tel: (345) 623 5965.) Sailing

Sailing & Yacht Clubs There is quite a large sailing community in Cayman. If you are a keen sailor you will want to join the Cayman Islands Sailing Club (Tel: (345) 947 7913) and start sailing in the ideal conditions on the North Sound. Sailing lessons for adults and children are available throughout the year. Dinghy racing usually takes place on the first Sunday of the month, with J-22 racing on the second and fourth Sundays of the month. There are also opportunities for those with their own larger sailboats, as the cruiser fleet arranges periodic races, rallies to the Sister Islands and Cuba, full moon sails and get-together ‘sailaways’. The Sailing Club has a scenic clubhouse overlooking the North Sound and often hosts parties and socials. Various different

fishing

Fishing Trips & Tournaments Numerous companies also offer deep sea fishing trips, including Oh Boy Charters (Tel: 345 949 6341) offer deep sea or reef fishing at night and a local seafood lunch and/or dinner on board can be arranged. Other options include Captain Alfonso of White Rose Charters who takes people for bone, tarpon, reef, drift and deep sea fishing. Full-day tours include lunch on the beach if requested. Call (345) 929 8825 or (345) 325 1472. Finally, Slackem Charters (Tel: (345) 326 4765) offers

snorkelling, trips to stingray city and deep sea fishing trips or Captain Marvin’s (Tel: (345) 945 6975) can both take you out fishing for marlin, wahoo or tuna. The cost for a privately chartered fishing vessel can run from US$600 (small boat/half-day) to US$1800 (big boat/full-day). Visit www. explorecayman.com for more information. Cayman’s annual fishing tournaments are hugely popular and greatly anticipated by residents and visitors alike. The Cayman Islands Angling Club, in conjunction with the Barcadere and other major sponsors puts on five tournaments during the year, including the annual Cayman Islands International Fishing Tournament, held every year in April or May. Exact dates depend on the moon. Visit www.fishcayman. com for more information. The weighin station for most of the Island’s fishing tournaments is held at the George Town Yacht Club based at the Barcadere Marina. Light Tackle Game Fishing Bonefish, Tarpon and Permit can be caught in all three islands, but Little Cayman is renowned for inshore gamefish and there are some spectacular fishing opportunities for those who are into the sport. Bonefish can be found on the ‘flats’; these are inshore waters that are typically shallow and covered in turtle grass. In many areas of Little Cayman you can find these flats right along the edge of the coastline but there are also good flats in Grand Cayman and in Cayman Brac. Bonefish are usually less than 12 pounds and they are known as the ‘grey ghost’ or ‘phantom’. Pound for pound they are one of the fastest and strongest of all the salt water fish species. They are considered to be among the world’s premier gamefish and are highly sought after by anglers. On the south side of Little Cayman there is an inland pond called Tarpon Lake that is literally teaming with tarpon, otherwise known as ‘Silver King’. These particular fish (in Tarpon Lake) never seem to grow above 15 pounds but they can be taken on the fly rod and with spinning tackle. It is impossible to access the fish in the lake

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Evening Sailing Evening sailing trips in Cayman are a pretty special experience and luckily there are a number of options available. Sail Cayman (Tel: (345) 916 4333), who offer sunset and dinner sails seven days a week. Sail with Friends (Tel: (345) 548 8060) will take you stargazing from the water, for a night snorkel or to enjoy Kaibo’s BBQ. Red Sail Sports (Tel: (345) 623 5965) offers several evening sailing options on one of their 65ft catamarans. Cruise the coastline of Seven Mile Beach on their popular Sunset Sail or dine onboard their Dinner Sail with food served fresh off the barbeque. Another popular choice is the catamaran ferry to Rum Point Restaurant which operates Tuesday-Saturday or the Rum Point Beach barbeques on Mondays.

types of sailing boats (whether for children or adults) can be rented by the hour, half or full-day and members get a discount. New members are warmly welcomed. Contact Coach Rebecca Calvert to sign up for camp or sailing lessons at sailingcentre@ sailing.ky. Corporate Camps are available for adults to learn to sail while building teamwork skills. Contact Head Coach Raph Harvey at coach@sailing.ky for information about corporate camps, school lessons, sponsorship and their sailing programme. If you would like to subscribe to the weekly newsletter to find out what is going on, contact Rebecca Calvert at admin@sailing.ky. You can also visit www. sailing.ky or their Facebook page. Another option is the George Town Yacht Club (GTYC) based at the Barcadere Marina at the end of North Sound Road in George Town. The GTYC includes a club house with a restaurant and bar, changing rooms with showers and lockers and a recreational pool for families and kids. Anyone can dock their boat right up to the restaurant and bar, which offers a casual “back porch” dining experience, where fresh seafood and local ingredients meet to create a menu that is a fusion of Caribbean and International cuisine. This family-friendly facility provides a full roster of events and activities, regularly attracting the larger public on weekends, and also serves as a popular private party venue. For more information email: info@barcadere.com or call (345) 949 3743.

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without a guide because you really need to use one of the little boats and row around; the bottom of the lake is not suitable for wading because the mud is deep, and the perimeter of the lake is a dense thicket of red mangrove. Early in the morning is the best time to go and if you get there shortly after sunrise it is possible you may witness what is known as the ‘tarpon frenzy’: basically the Gambusia minnows (a small bait fish) get pinned against the edge of the pond by a large number of the tarpon, and the minnows are unable to shelter in the roots of the mangroves because waiting along the banks are hundreds of herons and egrets. The birds crowd the edge of the mangroves and strike at any minnows within reach. It is an awesome spectacle with a constant roar of tarpon hitting the surface as they gorge themselves on the bait fish. During this frenzy it is almost impossible to avoid catching a fish if you present the fly or lure anywhere even close to the action. If you are interested in going on a fishing adventure in Little Cayman then call the Southern Cross Club and arrange for a guide to take you. Fishing Restrictions Anyone can fish from the shore or from a boat in deep water but there are very strict rules on the size of fish you can catch and there are some fish you must immediately release if you catch one by mistake. Following these rules are extremely important. The rules are as follows: Jewfish (goliath grouper), tilefish (whities), filefish (pipers) and angelfish, including Grey, French and Queen angels (old monks) are all protected and you are not allowed to take them from Cayman waters at any time or place. Of the fish that you can catch, there is an 8” minimum size on all other fish except goggle eyes, herrings (including sprats), anchovies and silversides (including loggerhead and fine fry). However, there are different rules on Nassau groupers: There is a 12’’ minimum catch size throughout all of the Cayman Islands, year round, and no Nassau groupers can 266

CAYMANRESIDENT 2019

be caught using a speargun. No one may take Nassau grouper from a Designated Grouper Spawning Area from November 1st to March 31st, and no fishing (by line or speargun) can be done within a mile radius of a Designated Spawning Area. The same applies to fish pots. If you see any fishing taking place in or around a Grouper Spawning Area please call 911 immediately and a police boat will be sent out to investigate. Designated Grouper Spawning Areas In accordance with DoE regulations, the designated areas are: Coxswain Bank and South West Point in Grand Cayman; East and West End of Cayman Brac, Little Cayman and the Twelve Mile Bank. Licences For Fish Pots & Spearguns Fish pots and spearguns must be licensed by the National Conservation Council and only Caymanians over the age of 18 may be granted a licence. Spearfishing or laying a fishpot trap within a one mile radius of a designated conservation area, or from 1st November-31st March is prohibited. When entering the Cayman Islands you must declare all spearguns. Email doe@gov.ky or call: (345) 949 8469 for information. Lionfish Hunts & Culling Licences Lionfish are an invasive species and a significant threat to our marine ecosystem. Lionfish can reach reproductive maturity within a year, lay up to 30,000 eggs every four days, consume the majority of small fish on a reef within a relatively small amount of time, and have no natural predators in the Caribbean Sea. Divers, snorkellers and fishermen can obtain a permit from the DoE to cull lionfish. For more information, contact the DoE on (345) 949 8469, doe@gov.ky or visit www. doe.ky/marine/lionfish-invasive. Lionfish are extremely venomous, do not attempt to catch one without proper DoE training and a licence. See the Diving chapter for more information.

Marine RULES & REGULATIONS

Anyone using Cayman waters is obliged to familiarise themselves with the applicable boating, marine and environmental laws. See the Port Authority’s website (www.caymanport.com) for boating and navigational laws and the Department of Environment’s website (www.doe. ky) for marine and environmental laws. These include catch and size limits for various fish, open and closed seasons and restrictions in each of the four types of marine protected areas. You can also download a map showing the Marine Park Zones and fishing regulations or an app with an interactive map of the zones and regulations. Breaches of the law are treated as serious offences and anyone committing an offence against the National Conservation Law and its regulations is liable to a maximum fine of CI$500,000, a year’s imprisonment, or both. Call 911 to report offences. Lobster, Conch & Other Catch Limits Lobster season is closed from 1st March30th November. Conch season is closed from 1st May-31st October. Lobster catch limits in open season are three per person, per day or six per boat, per day, whichever is less. Lobster tails must be a minimum size of six inches and only spiny lobster (P. argus) can be taken. Conch catch limits are five per person per day or 10 per boat per day, whichever is less. Lobster and conch may never be taken from a marine protected area. Whelk season is closed 1st May-31st October and the catch limit is two-and-a-half gallons in the shell or twoand-a-half pounds of processed whelks. Nassau grouper closed season is 1st December-30th April. During the open season the catch limit is five per person or five per boat per day, and only fish between 16 inches and 24 inches (inclusive) may be taken. No one may spear Nassau grouper. All of the above rules also apply to the purchase of lobster, conch, whelk or grouper caught in Cayman waters. Echinoderms (including starfish, sea

eggs, urchins, sea cucumbers, sand dollars etc.) and elasmobranchs (sharks, stingrays, and other rays) may not be taken from Cayman waters at any time. No one may disturb, harass or harm turtles. Furthermore, no one may take turtles in Cayman without a licence. Possession of turtle eggs is prohibited. No one may use food to attract any shark in Cayman waters. For a list of protected fish go to www.doe. ky. Taking any marine life (alive or dead) while scuba diving is prohibited. Do not wear gloves while diving or snorkelling. Damaging coral in any manner is illegal. Sunscreens Recent studies suggest that most sunscreens contain damaging chemicals – oxybenzone and oxtinoxate – which even in small doses can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead use rash guards when you are in the water, avoid spray sunscreen which produces excess chemicals and use reef-friendly sunscreens.

Marine Park Regulations & Anchoring Cayman’s Marine Parks were put in place in 1985; however, with the environmental stressors that small countries such as the Cayman Islands are facing, including declining fish populations, reef degradation, climate change, rapid population growth and development, it will be extremely important for the Marine Parks to be expanded in the near future. You are not permitted to take any marine life, whether alive or dead within a Marine Park Zone. Line fishing from shore is permitted, as is line fishing at depths of 80ft or more. Taking fry and sprat with a fry or cast net is allowed. Note: fish traps, spear guns, pole spears and other nets are totally prohibited. No anchoring is permitted; only the use of fixed mooring is allowed. The exception to this is: boats of 60ft or less may anchor in sand, so long as no grappling hook is used and neither the anchor nor the rope or chain will impact coral. Anchoring is also

permitted in designated port anchorage areas – contact Port Security on VHF channel 16. In Bloody Bay, Little Cayman, special restrictions have been placed on the use of the Bloody Bay Marine Park; no commercial operations may use the park without a licence. Replenishment Zone Regulations In Replenishment Zones, line fishing and anchoring are permitted, as long as you do not damage coral. Taking conch or lobster from this Zone by any means is prohibited. Boats must not impact coral in any way. Environmental Zone Regulations Restrictions in the Environmental Zone are strictly enforced. No marine life, whether alive or dead, can be taken. There are no exceptions. No in-water activities are permitted. The public may only access the Zone at speeds of five mph or less and there is no anchoring of any boat. Please note that line fishing, fish traps, nets and spear guns are strictly prohibited.

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rafe@avalonmarine.ky www.yachtworld.com/avalon

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diving

Diving

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Wreck Diving - Kittiwake - Cali - Balboa - Oro Verde - Carrie Lee - Doc Polson - Keith Tibbetts, Cayman Brac

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Snorkelling Sites - Dive 365 - Diving Areas - Lionfish - Coral Nurseries - Respecting the Reef

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Learning to Dive - Adult Open Water Courses - Dive Courses for Children - Certified Divers - Dive Trips

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Advanced Diving - Advanced Diving Courses - Technical Diving

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Free Diving

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Local Dive Operators - Underwater Photography Lessons

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Photos courtesy of Cathy Church @ CathyChurch.com

Cayman is one of the top dive locations in the world. Read on and learn how you can enjoy this incredible underwater experience.

he Cayman Islands are world renowned for their incredible scuba diving and snorkelling. With virtually no currents, outstanding underwater visibility, a warm and calm sea, Cayman has amazing wall dives, beautiful coral reefs and wrecks to discover. If you are ‘dive-curious’ there are a host of dive operators that can teach you how to dive, improve your skills, or even turn your passion into a career. Indeed, the Cayman Islands offer a wealth of opportunities for anyone interested in getting in, under or on the water at every skill level. 2018 saw even more recognition than 2017 for the Cayman Islands. In 2018 the Islands were voted Best Overall Diving in the Caribbean/Atlantic. In the Scuba Diving Magazine Readers Choice Awards 2018, the Islands scored first place for Best Visibility, Best for Underwater Photography and Best Technical Diving. They also appeared in the top five for Best Wall Dives, Best Dive Sites, Best Wreck Diving, Best Dive Operators and Best Dive Resort. We also send our congratulations to Compass Point Dive Resort for winning the coveted 2018 TripAdvisor Travellers’ Choice Award. The Cayman dive industry has not just been receiving awards, it is also continuing to do its best to protect our most precious resource. Cayman is hyperaware of the importance of the coral reef to our three Islands, but also its waters and dive industry. In 2016 Cayman introduced its first coral nursery with the aim of growing coral to be used to help repair damaged reefs, as well as develop new reef systems. In addition, Cayman is also actively

pursuing its lionfish culling programme by encouraging divers and dive operators to remove as many lionfish from Cayman waters as possible. There is also a push for residents to be more aware of how their actions affect the reef and encourage divers to avoid touching the coral and wear reef safe sunscreen. Read on to find out more about these initiatives.

in the sand instead of standing upright. While divers and tourism officials were anxious that this world-renowned dive site, the winner of the 2016 TripAdvisor Certificate of Excellence, seemed ruined, there was a silver-lining: for many experienced Kittiwake divers, it was like a new dive site altogether! For the less experienced divers it might be a little more daunting due to the lack of light coming through, but the darkened areas have attracted new

wreck DIVING Wreck diving is becoming increasingly popular as it provides a dramatic diving experience. There are a number of spectacular wrecks situated around the Cayman Islands and as more marine life inhabit these sites, the better they get. It’s fair to say that the following dive sites should be at the top of any diver’s list.

breeds of sea life to the site. We recommend going with a guided tour, and to keep an open mind - it’s still a great dive site! The ship rests in 64ft of water off the northern end of Seven Mile Beach and, although turned over, remains a great site for snorkelling. The Kittiwake is situated in a marine park which

Cayman’s premier dive shop for 30 years!

is protected under Cayman Law and means that nothing can be touched or removed. Wearing gloves and fishing (other than lionfish culling) is

The Kittiwake: In October 2017, this 251ft,

prohibited.

2,200-ton, decommissioned military ship was

There is an entry fee to snorkel or dive the

toppled on its side by the winds of Hurricane

site and all vessels, commercial or private, are

Nate. The hull of the ex-USS Kittiwake is

required to be licensed through CITA. Private

perfectly intact, but its port rail is now burrowed

vessels can also be licensed to visit the site.

10% off all training for residents and their families

Due to boat and jet ski traffic, it is not advisable to swim to the Kittiwake from the shore. If you

• Snorkelling • Resident Rates • Family Discounts • Resort Courses • Boat & Shore Diving • Open Water Courses

would like to dive or snorkel the Kittiwake, you George Town Conveniently located, you will find here a mass of coral heads, caves and abundant fish life. North Sound Here you will find the world famous Sandbar and Stingray City, where you can feed and interact with stingrays in only 3ft of water. The Coral Gardens are nearby, where you will find corals and fish. Both sites are only accessible by boat. Seven Mile Beach The main snorkelling area here can be found at the north end of Seven Mile Beach at Cemetery Reef, which is about 100 yards offshore, but often in less than 10ft of water. West Bay Down the road from the Cayman Turtle Centre is Lighthouse Point and Cobalt Coast Dive Resort, which are great sites to find elusive sea turtles.

must go with a licenced operator, so contact the Cayman Islands Tourism Association (CITA) for a list of licenced operators to plan your trip. The fees are CI$8 per day to dive and CI$4 per day to snorkel. You can also get an annual pass for CI$25 or a lifetime pass for CI$200. The cost to license your private boat is CI$50 a year.

STATE OF THE ART DIVE BOATS

Visit www.kittiwakecayman.com for more information. Cali Less than 70 yards offshore from George Town and 20-30ft deep, the wreck of the Cali

Stingray City

is an easy and enjoyable dive for beginners. The

Kittiwake Shipwreck

220ft steel schooner, which rests in pieces on the sea floor, is easily accessible from the shore and you can swim out to it in under a minute. Balboa Situated among small surrounding reefs, the wreckage of this 375ft freighter is PHOTOS BY M. NELSON & D. INOSE

home to a large variety of fish and coral. It lies

218 South Church St. George Town 949 5679|945 5132 www.donfosters.com

approximately 150ft off the west coast of the Island at a depth of 40-50ft. You can explore the ship’s stern section and swim over the

www. c a y m a n r e s i d e n t . c o m

269

Diving

Snorkelling Sites

three-bladed propellers. The wreck is situated

shallow the wreck is. Unfortunately the ship has

around the cruise ship docking area and so is

collapsed somewhat due to the elements, but

only accessible by boat and never when the

the real stars of this wreck are the animals that

cruise ships are in port. It is a popular night dive.

make it their home, like the massive jewfish that

It is recommended you use a dive company for

has come to be known as George, the moray eel

this dive, but some have done it from shore. If

named Kermit and Puff the barracuda.

the new cruise ship dock is built, this wreck is scheduled to be destroyed or moved; so dive it

Carrie Lee For those who are Trimix certified,

while you still can.

the Carrie Lee is recommended as a more

dive sites in Grand Cayman, 65 in Cayman Brac and 66 in Little Cayman. For more information call CITA on (345) 949 8522 or visit www.dive365cayman.com. Additionally, idivecayman.com provides HD footage and diver reviews of each of the 235 dives in Grand Cayman, making it a helpful resource when deciding on a particular site.

challenging and technical dive. The 185ft Oro Verde This 131ft steel cargo vessel is

freighter is completely intact and rests at a

popular among wreck divers. It can be found

depth of 180-260ft off the south west coast.

40-50ft below the surface and about 100ft

The wreck is teeming with wildlife and provides

off Seven Mile Beach, so it is not suitable for a

a great diving experience. However, divers

shore dive. The amount of marine life available

should take caution against the currents that

for viewing is spectacular considering how

surround this wreck and keep an eye on their gas. You must use a dive company for this dive.

Diving Areas

Doc Polson 150 yards off Seven Mile Beach, just

East End Dramatic coral and wall diving.

past Cemetery Reef, lies the Doc Polson wreck.

Reef sharks, nurse sharks and even

Though the 100ft cable layer sank back in 1982,

hammerheads can occasionally be seen.

it is still 80% intact and is populated with diverse

Diving

marine life, making it one of the most popular George Town Coral, caves and tunnels at

dive sites in Cayman. It is recommended to use a

Eden Rock and a mermaid at Sunset House,

boat to get to the site, as there is some boating

just south of George Town. Look out for

traffic around the area.

the tarpon! Keith Tibbetts, Cayman Brac This 330ft Russian North Wall Most dive sites on ‘The

Brigadier Type II Frigate was sunk in 1996 and is

Wall’ are only accessible by boat. See

home to thousands of fish, turtles and grunts.

incredible coral wall formations, sheer

Lying about 200 yards off shore and 56ft

walls and occasionally eagle rays, nurse

underwater, it’s the only Russian warship in the

sharks, moray eels and all sorts of other

Western Hemisphere available for scuba diving.

underwater wonders. Inside the reef is the

In 2004, a storm broke the ship in two and her

world famous Stingray City, where you can

bow now sits at a 45-degree angle. Although

interact with stingrays in 12ft of water.

her amidships have become a debris field, she is still a popular dive site. The drop off to the wall

West Bay Great shore dives from Cracked

is only 100ft away from the wreck and extends

Conch, Lighthouse Point and Cobalt Coast.

down thousands of feet giving divers the option

You can access ‘The Wall’ via boat trips or

of exploring the wall as well.

underwater scooters, or the mini wall from

Dive 365 Dive 365 is an exciting programme that has developed a total of 365 separate dive sites around the Cayman Islands, giving divers a unique dive site for every day of the year. As well as enabling divers to explore the magnificent underwater world, the programme also allows sites to be rested. The diversity of sites offers dive options for all skill levels. Divers can explore 235

the shore. The wreck of the Kittiwake is found on the northern end of the West side. Seven Mile Beach Walls and shallow dives of 35-60ft, all accessible by boat. Sister Islands Fabulous unspoiled diving for all levels of ability, from shallow reefs and deep walls to the Kirk Tibbetts Wreck.

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CAYMANRESIDENT 2019

Lionfish While lionfish are strikingly beautiful creatures with their distinctive stripes and spines, they are also an eco-disaster for the Caribbean and its dive industry. Native to the Indo-Pacific region, it’s believed that an aquarium owner released only eight captive lionfish off the coast of Florida in 1985. They are voracious predators that devour small and juvenile fish and crustaceans in large quantities, as well as competing with native species for space and other food. This, coupled with the fact that they can reach reproductive maturity at less than one-year old and can then lay 30,000 eggs every four days, makes them a major problem in Cayman waters. In order to combat the lionfish, the Cayman community is doing its bit by culling the lionfish. Divers, snorkellers, and fishermen can obtain licences from the Department of Environment (DoE) to remove lionfish from the sea. The DoE and a couple of dive operators (Divetech, Ocean Frontiers and Ambassador Divers) run a 90-minute licensing course that is open to everyone. For more information call the DoE on (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/ lionfish-invasive/. Be aware that lionfish are extremely venomous. Do not attempt to catch one without proper DoE training and a licence. When served in local restaurants, however, lionfish is completely safe. A surprising fact is that lionfish is delicious. A white fish, they are mild and flaky when cooked. If you don’t want to catch them yourself, they appear on the menu at Tukka and Eagle Rays Bar & Grill in the East End, Guy Harvey’s in George Town

and VIVO in West Bay. This is one reef fish we can eat with a clean conscience!

Respecting the Reef As the Islands’ greatest natural resource, home to nearly all of our gorgeous fish, and our protection in the case of any natural disaster, it is essential that coral reefs are preserved and treated with respect. Divers can responsibly explore the spectacular reefs by following these small steps. Never touch the coral. Whether done intentionally or by mistake, touching the coral can cause permanent damage. Never take pieces of coral as souvenirs. Keep control over your buoyancy so you don’t accidentally touch the reef. Remain aware of your fins and other diving equipment -

Learning to Dive

Learning to dive is essential for many new arrivals to the Island. Popular training agencies for diver education and certification are PADI, NAUI, SDI, TDI, IANTD, and SSI, offered by a variety of dive operators in Cayman. Prior to committing to a full certification programme, many people try a Discover Scuba Dive first. This ‘mini-course’ consists of a short theory session where you’ll learn the simple do’s and don’ts of diving, get an introduction to the equipment and learn some very basic skills. You usually will get to dive in a swimming pool and become acclimatised to being underwater, before finally taking a shallow ocean dive with your instructor. This programme normally takes about four hours, is offered around the Island, and is a great way to see if diving is for you. While the Discover Scuba Dive is a fantastic introduction, it does have its limitations, you have to go with an instructor, you are limited to a shallow depth (40ft) and you can only dive again with the dive instructor or the shop you completed the course with. If you want to go further, the next step is the Open Water Certification course. Adult Open Water Courses The Open Water course is often completed in as little as three days and is the licence you need to dive. Many people choose the e-learning route which allows you to

do the class work at home, and then the remainder of the course only takes two days. This option gets you in the ocean quicker and out of the classroom on your days off! Completion of this training is the minimum qualification required to rent equipment, go on excursions and basically get you in and out of the water safely. Many dive operators on the Island offer flexible learning options designed to suit your schedule. Dive Courses for Children The Open Water Course is also open to those aged 10 and up, with children under 15 able to become certified as Junior Open Water divers. Options even exist for you to be taught at home in your own pool. For little ones, there are lots of educational and fun scuba/snorkel activities to participate in. Programmes include SASY (from age five), Rangers or Seals (from age eight), Junior Open Water Diver (from age 10) and of course, guided diving excursions to the shallow reefs, Stingray City and the Kittiwake. Programmes range from pool sessions to ocean adventures, with kids learning about marine life, fish identification, coral reefs, underwater photography or even cruising on an underwater scooter. The following dive operators offer dive programmes for children ages five and up: Divetech, Fitness Connection ( sEE AD PAG e s 372 & 401) and Red Sail Sports. Certified Divers Shore diving is a very popular weekend pursuit. Sunset House, Don Fosters and Divetech are some of the oldest dive resorts on the Island and all boast great shore diving. As a certified diver you can also go on boat excursions. For many, the main reason to dive in Cayman is to explore the most amazing walls and drop-offs. You will soon have your own favourite sites and your conversations will turn to North West Point, Tarpon Alley, Great House Wall, Orange Canyon and coral covered swim-throughs, where you’ll see eagle rays, horse-eyed jacks and hawksbill turtles.

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Diving

Coral Nurseries For over two years, four dive operators in Grand Cayman (Divetech, Sunset House, Cayman EcoDivers, Ocean Frontiers), plus the Brac SCUBA Shack and CCMI on Little Cayman, have been growing staghorn coral in small nurseries. With permits from the Department of Environment normally all coral in Cayman is completely protected and should not even be touched - this work has begun to lead to clippings from these nursery corals being planted back out on the reef. Over time they will grow and begin to reproduce more coral themselves. But only if the conditions on Cayman’s reefs stay healthy for corals. And even then, this labour intensive programme is only effective for a few types of corals. So the best thing we can all do for Cayman’s reefs is not to hurt them in the first place. Locally, when boating, do not anchor in coral; when diving or snorkelling, be careful never to touch the reef and when fishing, obey the Marine Park rules, since a healthy fish population is important to a healthy coral reef. Perhaps the biggest threat to coral reefs is pollution and climate change, so anything that individuals or countries can do to reduce their impact will help Cayman’s coral reefs along with the rest of the planet. Therefore efforts to be sustainable are the most important.

make sure nothing is hanging loose which could brush against the reef. Don’t use toxic sunscreens. Recent studies suggest that most contemporary sunscreens contain damaging chemicals - oxybenzone and oxtinoxate - which even in small doses can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards when you are in the water, avoid spray sunscreen which produces excess chemicals and use reef-friendly sunscreens. Kirk Market and Le Visage in Camana Bay both sell reef-friendly sunscreens.

Diving

Dive Trips Before long, you will be taking two-tank (two dive locations) trips to explore the renowned beauty of the West Wall, which runs parallel to Seven Mile Beach, the breathtaking North Wall and East End, where the scenery is some of the most dramatic and encounters with large fish are frequent. Generally, dive boats will leave early and get you home for lunch. There are afternoon trips too. The first dive is usually one of the wall dives. Experienced divers will have the opportunity to explore with their dive buddy or have a guide to not worry about navigation and show you all the critters. The best thing about guided dives is that the instructors know where they are going and will show you the best a particular site has to offer. After a short surface interval, you will be on a second dive on one of Cayman’s shallow reefs or wrecks. By exploring the nooks and crannies, you see a host of amazing creatures including lobsters, eels, soft coral, sea anemones and more. The colours will

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ADVANCED DIVING Advanced Diving Courses You may want to complete further courses to build on your experience. The Advanced course is next and introduces you to deep diving, navigation diving, plus 3 other specialty dives in areas that interest you. The very little classroom study required for the course can also be done online, with the remainder of the course completed in the water. Various other advanced courses include: underwater photography/ videography, search and recovery, stingray interaction, reef awareness, wreck diving, scooters, buoyancy, technical applications and the popular Enriched Air (Nitrox) course. Technical Diving If you are truly adventurous, you can learn to use Rebreathers (devices originally designed by the military that emit no bubbles or noise), mixed gases and techniques for extended-range diving. Technical dives are: dives conducted beyond the 130ft depth limit for recreational diving; dives requiring a decompression stop; dives beyond the light zone or dives into an overhead environment. This type of

Try out underwater photography by rennng! All rentals come with a FREE mini lesson! All sales include a free setup class

272

amaze you and are more vibrant due to the increased level of light in shallower water. Sunset House provides great shore diving and boat dives, as does Divetech. Divetech’s mini-wall is a must see, as is the sunken 13ft sculpture of Guardian of the Reef which is half warrior and half seahorse. Finally, you should also head out to visit Ocean Frontiers in East End to experience dramatic wall dives and caverns. Once you have caught the dive bug, head over to the Sister Islands, known as the diving gem of the Caribbean, for a few days of diving some of Cayman’s pristine dive sites – just a 30 minute flight away. You will not be disappointed with Bloody Bay Wall in Little Cayman, with its beautiful drop-offs, corals and marine life. Finally, Cayman Brac is famous for the Wreck of MV Captain Keith Tibbetts, an interesting and very popular dive site.

advanced, extended-range diving requires a commitment to safe, responsible, selfdisciplined diving. Nitrox, Advanced Nitrox, Normoxic, Trimix and Advanced Trimix courses enable divers to safely explore greater depths. This allows divers to dive to the same depths as normal scuba divers, but for a longer bottom time. It also provides an extra margin of safety as it reduces the amount of Nitrogen being absorbed by your body. A Nitrox course usually costs CI$150 and one tank of Nitrox will only cost about CI$10 more than a regular tank of air. If you like diving between 100150ft, Advanced Nitrox enables you to stay safely at these depths for about 45 minutes instead of the usual 10-20 minutes. Normoxic/Non-Hypoxic Training takes divers to the 200ft range, reducing oxygen content to about 18% and adding helium to buffer the effects of narcosis. For those wishing to go deeper (330ft+), Advanced Trimix and Expedition courses are offered by Divetech. Rebreather diving (Closed Circuit Rebreathers/CCR) is another popular form of diving. CCR equipment allows you to massively extend your dive time. You could spend three hours at 100ft and, as there are no bubbles, you’ll get up closer to the marine life. Divetech offers all necessary equipment, and a try-dive if you’re interested in pursuing a certificate! You may even wish to turn your passion for diving into a career by becoming a Divemaster. Divemaster training develops your skills to a professional level. You’ll work alongside full-time instructors and you get paid too! FREE DIVING Free diving is a form of underwater diving that relies on a diver’s breath instead of breathing apparatus. In 2018, a Caymanian free diver set three national records in Miami for holding his breath for 6 minutes, 17 seconds, swimming 166m with fins and 114m without. Being without equipment allows you to explore and interact with marine life while strengthening your lungs

Offers shore diving, daily boat trips to Stingray

diving sites are accessible by boat or straight

City and the Kittiwake, plus night dives. See the

from shore. They also offer discounted resident

underwater Guardian of the Reef sculpture.

courses, equipment rental, shore and boat diving.

Divers Down North Church St, George Town

Wall to Wall Diving

Tel: (345) 945 1611

Lobster Pot Dive Center, 245 N Church St, GT

PADI Courses, two-tank diving, and snorkelling.

Tel: (345) 916 6408 Owner operated for over 17 years, Wall to Wall

Don Foster’s Dive Cayman

Diving offers PADI courses and dive trips on

218 South Church Street, George Town

their two large, custom–built 36ft and 32ft

Tel: (345) 949 5679

boats. They take a maximum of eight divers per

www.donfosters.com

boat so you are guaranteed not to be crowded

Located on the waterfront, Don Foster’s offer

above or below the water.

luxurious dive boats and professional, friendly staff. Join their daily 2-tank and 1-tank dives or

White Sand Watersports

visit the Kittiwake and Stingray City, suitable for

Wyndham Reef Resort, East End

both divers and snorkellers. Shore divers and

Tel: (345) 938 7263

snorkellers enjoy the easy access to Casuarina

www.whitesandwatersports.com

Point Reef to discover its healthy coral and

Specialises in smaller dive groups. PADI courses

thriving aquatic life. Don Foster’s offer Discover

and introductory courses are offered.

Scuba Diving classes, Open Water through to

and instruction available.

Underwater Photography Lessons Given the incredible beauty of Cayman’s underwater world, many find themselves wanting to capture it in photographs. The Island offers an opportunity to learn all types of underwater photography, videography and digital image and video editing. Private and semi-private classes are available. Serious dive-certified photographers also have the option of completing their PADI Digital Photography and PADI Videography certifications.

Local Dive Operators

Ocean Frontiers, Ltd.

Cathy Church’s Underwater Photo Centre

Ambassador Divers

344 Austin Conolly Drive, East End

Sunset House, South Church Street

22 Piper Way, Comfort Suites Resort SMB

Tel: (345) 640 7500

Tel: (345) 949 7415

Tel: (345) 949 4530

www.oceanfrontiers.com

www.cathychurch.com

www.ambassadordivers.com

A PADI five star dive centre offering try-dives

Cathy Church’s offers individual or small group

A small dive operator, with a PADI five star IDC

and open water certification. Their one and

underwater photography lessons for all levels

rating. They’ll introduce you to their favourite

two-tank boat dives are extremely popular

and cameras. Classes can be customised

sites including wrecks, reefs and spectacular

and they offer weekly lionfish culls. They have a

whereby you choose from Cathy or a staff, the

wall dives. They’ll also visit dive sites suitable for

great on-site restaurant and hotel.

time, duration and whether you want to dive

Divemaster courses. They also offer significant discounts to residents and their visiting families. sEE AD PAGE 269

Eden Rock 124 South Church Street, George Town Tel: (345) 949 7243 Eden Rock offers fantastic shore diving and snorkelling just a short swim from the shore. Explore a maze of caves and tunnels just a few feet below the surface. Equipment rental/sales

families and new divers, as well more thrilling

from shore or by private charter. They also rent Sunset Divers at Sunset House Hotel

and sell cameras along with a free mini lesson.

390 South Church Street, South Sound

se e ad pag e s 272, 279 & 348

Divetech

Tel: (345) 946 6789

Lighthouse Point, West Bay

www.sunsethouse.com

Tel: (345) 949 1700

They offer highly professional instructors from

www.divetech.com

all over the world. Numerous snorkel and scuba

THE

sites for the experienced diver.

Tell them you saw it in the

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273

Diving

and toning your muscles. Currently, Divetech (Tel: (345) 949 1700) is the only dive operator that offers free diving courses. However, with the increasing popularity of this sport, it is expected that other operators will start to introduce lessons. The courses offered vary from a half-day experience to a full certification course. Their Experience Programme is a half-day course that will introduce you to tips and techniques that the world’s greatest free divers have evolved. It is designed for snorkellers who would like to increase their capabilities in the water. The course includes basic classroom lessons, followed by shallow water/pool skills and then open water free diving. For those wanting to pursue free diving more seriously, there is, PADI Freediver (2 days), PADI Advanced Freediver (2 days), and SSI Free Diving Certification. Level 1 teaches you the proper knowledge to participate in free diving depths of 60ft, as well as develop the skills necessary to train your body to be more efficient with breathholding, gain better respiration and muscle flexibility. Level 2 expands on what is learnt in level 1 and will teach you the skills to participate in free diving to depths of 98ft. It will also teach you dynamic free diving to 180ft and a static breath-hold for two and a half minutes in the most relaxed and safest manner possible.

Shopping

Cayman Shopping - Antiques & Art Galleries - Art Supplies - Beauty Products - Bicycles - Books & Stationery - Building Supplies - Buying in Bulk - Cameras & Photographic Equipment - Clothes - Children & Adults - Computers & IT Services - Dive Equipment - Electronic Equipment - Fireworks - Furniture Designers - Furniture Stores - Restored & Refurbished Furniture - Hardware - Homewares, Accessories, Lighting - Hurricane Supplies - Jewellery, Watches & Repairs - Musical Instruments, Paint - Party Supplies & Rentals - Plants, Flowers & Garden Centres - Shoes - Sports Clothing & Equipment - Sunglasses - Toys - Thrift Shops - Underwear 274

CAYMANRESIDENT 2019

274 275 276 277 278 278 279 279 279 280 281 282 282 282 282 283 285 285 285 286 287 287 287 287 288 288 288 289 289 289

Photos courtesy of Deep Blue Images and Monika Wojtkiewicz.

Information on where to find everything from clothing and beauty products to home decor, sports equipment and much more.

he Cayman Islands is quickly becoming one of the Caribbean’s shopping meccas, and not just for duty-free items. The Island offers a wide range of goods and services from high-end items, to surprising bargains and everything in between. Artwork, books, toys, cameras, jewellery, household accessories and furniture, are just the beginning of what our shops have to offer. Fashion lovers no longer have to travel abroad for high-end clothing or accessories as there are stores offering a wide selection of upscale items, especially in the swim and resort wear range. Fashionistas who prefer a bargain should not be disheartened; recently more shops have opened that offer great choices, at relatively low prices. There are a number of shopping centres in Grand Cayman, each offering an extensive variety of shops to choose from. In the central George Town area, you will find that many of the stores are aimed at tourists, specifically those coming off the cruise ships. Many shops and shopping centres in this area, such as Bayshore Mall, sell jewellery, souvenirs, and beauty products. Along the Seven Mile Beach strip, there are clothing stores, especially those selling swim and resort wear, salons selling beauty products and a few stores selling books, stationery and craft supplies. The majority of the furniture stores are located within or near the Industrial Park, and the major homeware stores are located in the vicinity of Eastern Avenue. Camana Bay is full of shops, from clothing to books and kitchen supplies to shoes. In Savannah, the Countryside Shopping Centre houses a Foster’s Food Fair-IGA,

an A. L. Thompson’s and other shops from healthcare to salons. While the prices of some goods are more expensive than in the US, there is often a very valid reason for this. Every item sold in Cayman has to be shipped to the Island either by air or sea; then, Customs charge duty on (most) items at 20% (to retailers) or 22% (to the general public). This duty is calculated based on the value of the goods, the shipping costs (from origin), as well as the insurance charged. The items are then displayed in stores that pay far higher electricity bills than in the US and have to pay high work permit fees for their staff. However, seasonal sales, such as Black Friday, do happen, so make sure to keep an eye out! Please keep in mind that some goods/ items cannot be found in Cayman because they are a banned. For example, all items that depict the cannabis plant cannot be imported. However, de-hulled hemp seeds can be bought in Kirk Market because they do not depict the cannabis leaf.

Antiques & Collectables

Awardart

Artifacts Ltd. is a treasure trove of antique

contemporary art gallery with 2D and 3D

maps, prints, silver, coins, jewellery, shipwreck

artwork which changes regularly. The gallery

treasures and china, as well as unique modern

is a relaxed place where people are encouraged

handmade

to browse and chat about the work. The gallery

glass

and

ceramics.

Cayside

Galleries, Harbour Drive. Tel: (345) 949 2442.

Gallery

predominantly

also leases artwork, facilitates commissioned works and will source the perfect works for

Art Galleries & Locally Made Items Art galleries in Cayman showcase the work of local artists and craftsmen, such as original paintings, Caymanite jewellery and hand-woven thatch products. The quality is superb and such works have become highly collectable. Other locally produced goods include Cayman sea salt, soap products, artisanal jams, hot sauces and sculptures.

your needs and budget. 13b Caymanian Village, North Sound Road, GT. Tel: (345) 927 5516 or www.avrilward.com/awardart-gallery. Camana Bay’s All About Local is where the shops in the Town Centre offer an array of products made in Cayman or inspired by its natural beauty and storied history. Browse a selection of products with prices, descriptions and which stores carry them, with a handy online guide at

Art Nest is a welcoming and exciting creative

www.camanabay.com/local.

studio where local artists can paint, create, make Church’s

award

winning,

signature

and exhibit their work. They also sell local fine art

Cathy

(paintings and sculptures), ceramics and craft

collection can be viewed at the Cathy Church

items (handmade jewellery etc.) in their retail

Underwater Photo Gallery located on South

division at 131 Centre, MacLendon Drive. Visit:

Church Street in South Sound. Tel: (345) 949 7415

www.artnestcayman.com.

or www.cathychurch.com.

se e ad pag e s 272, 279 & 348 Shopping

www. c a y m a n r e s i d e n t . c o m

275

Cayman Craft Market, located on the corner

12pm-5pm. Tel: (345) 749 1121 or visit www.

6pm, Friday and Saturday 9am-5pm. Tel: (345)

of Boilers Road and South Church Street,

nationaltrust.org.ky.

949 9133 or visit www.pureart.ky.

local artisans who create and display uniquely

Guy Harvey Gallery and Shoppe sells original

Sandon Feat sells local artwork, handcrafted

Caymanian art and craft souvenirs. Here you

paintings, giclées and limited edition paper,

wood and pewter. Located at 72 North Church

will find items made from leather, thatch, wood,

canvas and aluminium art by Guy Harvey,

Street, George Town. Tel: (345) 949 7263.

and shell as well as locally made jams, jellies and

the world-renowned artist, scientist and

Open Monday-Saturday 9am-5pm.

cooked food. Monday-Friday 8.30am-3pm.

conservationist. 49 South Church Street,

George Town, brings together visitors and the

Cayman Islands National Museum is located in the

George Town. Tel: (345) 943 4891. Visit www.

3 Girls & a Kiln is an art collective comprised of

guyharvey.com.

three Cayman artists; Aimee Randolph, Claire

heart of George Town and celebrates the unique

Rohleder and Deborah Kern. They focus on

natural and cultural heritage of Cayman. The

Hand Made With Love sells leather products,

fun design and local, Island-inspired ceramics

Museum Shop offers a wide selection of locally

handmade quilts, spreads, stuffed toys and

and upcycled art. They offer a wide selection

made products and souvenirs. They are also the

pillow cases made by 60 prisoners as part of a

of monthly art classes for all ages. 53 Market

official distributor for Cayman flags and Coat of

Northward Rehabilitation Programme. Located

Street, Camana Bay, next to Cafe Del Sol.

Arms plaques. Open Monday-Friday 9am-5pm

in Crown Square, Eastern Avenue. Open

They are open Monday-Saturday 10am-7pm.

and Saturday from 10am-2pm. Tel: (345) 949

Monday to Saturday 9.30am-4.30pm.

Check out their Facebook, Etsy page or visit

8368. se e ad pag e 370

www.3girlsandakiln.com. The Kennedy Gallery carries a large variety of local original art, photography, prints, giclées,

The Wreck View Art Gallery is located in East

friendly products that help in preserving the

cards and sculptures handcrafted by over

End opposite Tukka Restaurant and they

Islands’ environment. They have a selection of

60 local and international artists. They also

carry local crafts, paintings, sculptures and

apparel, plastic-free items and art from local

offer custom framing and have an extensive

inexpensive jewellery. They are open Monday-

artisans. Located in Dart Park, South Sound.

inventory of mats, glass and frames. They also

Friday 9am-5pm, Sundays 10am-4pm and are

Open Monday to Friday 9am-5pm and Saturdays

offer a photo printing service on various papers

closed on Saturdays. Tel: (345) 928 6662.

Shopping

Cayman Nature Store aims to provide eco-

and canvases which is ideal for making giclées.

cayman.com. SEE AD T HI S PAGE

Art Supplies The stores below carry a variety of paints, brushes and canvases, as well as arts and crafts supplies for recreational use.

National Gallery of the Cayman Islands (NGCI)

Art Nest

is located on the Esterley Tibbetts Highway

They stock a range of art supplies including

and is the permanent home of the national

water, acrylic and oil paints, canvases,

art collection. They also host a wide variety

graphite pencils, art markers as well as art

of exhibitions throughout the year, and

and activity kits. Visit their retail area in their

their facility includes an art studio, an onsite

studio in 131 Centre, MacLendon Drive. Tel:

café and gallery shop with locally made gift

(345) 949 0107.

Located in the West Shore Centre (Pink Plaza), on West Bay Road. Tel: (345) 949 8077, email: kgallery@candw.ky or www.kennedygallery

items and gorgeous prints of works from the national collection. The National Gallery is open

Book Nook

Monday-Saturday 10am-5pm. Tel: (345) 945

Home to an array of toys, books and arts

8111. Entry is free.

and crafts materials, particularly suitable for children. Galleria Plaza, West Bay Road. Tel:

Pure Art has been voted #1 shop on TripAdvisor

(345) 945 4686.

and features Cayman’s best-known and

276

CAYMANRESIDENT 2019

beloved painters, sculptors, artisans and

Kirk Office

craftspeople for over 30 years, with original

Carries an extensive selection of acrylic,

paintings, art prints and handcrafted Island gifts

watercolour, oil and washable children’s

galore. Located in a charming Cayman cottage

paints. Their range of art supplies include a

on South Church Street, it is just a mile south of

variety of brushes, canvases, drawing pencils,

George Town. Open Monday-Thursday 9am-

felt swatches, glue and glitter. 67 North Sound

Road, George Town. Tel: (345) 623 5475.

Every Bloomin’ Thing (EBT)

www.kirkoffice.ky. SEE AD t h i s PAGE

A family-owned floral and gift shop. Selling plants,

George Town. Tel: (345) 946 6512.

home decor, children’s toys and an exclusive

Madison One Salon

Office Supply

collection of Crabtree and Evelyn products. 384

Sells Living Proof, Milbon, J Beverly Hills Hair

Offers a large selection of arts and crafts,

Crewe Road, George Town. Tel: (345) 945 1701.

Care and Olaplex. Earth Close, off West Bay

school and office supplies. Marquee Plaza,

Email: info@ebt.com.ky SEE AD PAGE 295

Road. Tel: (345) 525 0813.

Focus Hair & Beauty

Man Cave

Sells Guinot, Kérastase, Redken, Nutrients and

Sells the following products for men’s use:

L’Oréal. Marquee Plaza, Lawrence Boulevard.

HOMMAGE shave care products and shaving

Tel: (345) 943 6287.

equipment line, VITAMAN hair care products,

36 Lawrence Boulevard. Tel: (345) 946 1200, email: info@officesupply.ky.

Beauty Products A variety of well-known beauty products can be purchased on-Island and most salons will sell the brands they use in store. For a small island, there is a vast selection. See below: Beyond Basics Medical Day Spa They

sell

Obagi,

Image

Beardbrand for beard care, MÜHLE shaving Hibiscus Spa at The Westin Grand Cayman,

equipment and accessories and Repêchage

Seven Mile Beach Resort and Spa

skin care products. Located in Caribbean Plaza,

Offers unique wellness gifts, bath and body

West Bay Road, SMB, Tel: (345) 943 2283,

products,

email: info@mancavecayman.com or visit

Kerstin

Florian

Intraceuticals

and Pure Fiji skin care products, as well as

Skincare,

www.mancavecayman.com. SEE AD PAGE 292

Gold

being a full service spa with a sauna and

Cosmetics, SkinMedica, Poo Pourri, Revivogen

steam room. Tel: (345) 914 2009, email:

Paige & Co.

and other hair products. Located on the 3rd

hibiscusspa@westin-cayman.com

Sells a full range of TIGI Bed Head products.

Floor of the Tomlinson Building, on the corner of

www.westingrandcayman.com.

visit

They also sell the all natural Davines range of

hair products. Pasadora Place, Smith Road,

Smith Road and Hospital Roads, George Town. Tel: (345) 945 2737, email: info@beyondbasics.

Kirk Freeport

ky or www.beyondbasics.ky.

Shop for the latest products in makeup,

George Town. Tel: (345) 949 6912.

skin care, fragrance, men’s products and more in dedicated Kirk Freeport stores and

Sells Aura Cacia, Kneipp, Deep Steep, Eminence,

boutiques. Stocking over 450 different

Gaiam Products, Gehwol Foot Products, OPI

products from the world’s top brands such

and Thalgo. Also candles, books, CDs and DVDs.

as Chanel, Christian Dior, Clarins, Givenchy,

Queen’s Court Plaza, West Bay Road. Tel: (345)

Guerlain, Lancôme, L’Oréal Paris, la prairie,

945 6485.

Shiseido and Yves Saint Laurent and more!

Shopping

Body Works

Cardinal Avenue (GT), Bayshore Mall, Kirk Da Vinci Centre for Wellness & Alternative

Freeport at The Strand, The Westin Hotel. Tel:

Therapies

(345) 949 7477 or visit www.kirkfreeport.

Sells

Chrysalis

anti-aging

skincare

com. SEE AD ou tsi de back cove r

products. Located at Park Place on West Bay Road. Tel: (345) 943 2002, email: info@

Le Visage

davinciwellnesscentre.com

Sells Elemis, Cowshed, Coola Organic Sun

visit

www.

davinciwellnesscentre.com.

Care, James Read Tan, Stila Cosmetics, Butter

SEE AD PAGE 230 & 291

LONDON, BECCA Cosmetics, Kevyn Aucoin

Computers • Printers • Monitors Power Products • Accessories

Cosmetics, Murad, Beauty Blender, Make Up Eclipze Hair Design & Day Spa

Eraser, Sara Happ Lip products, Lucie and

Sells Goldwell, TIGI – Catwalk, Bed Head, B

Pompette, Penhaligon’s of London Fragrances,

for Men and TIGI Cosmetics, Peter Thomas

Scout Lifestyle Bags, Velour Lashes, Cane

Roth, June Jacobs Spa Collection, Aromafloria-

and Austin and Lip Smart. Unit Camana Bay.

Smelling beads and Muscle Soak, Gehwol, OPI,

Tel: (345) 946 2332 or email: sharron@

Bella, Niko Hair Care and Mineral Makeup, Wet

levisageboutique.com.

Authorised Reseller

brushes, Olivia Garden brushes and more. Camana Bay. Tel: (345) 945 1188 or (345) 916

MAC Cosmetics

7274 or email: eclipze@eclipze.ky.

Sells MAC cosmetics beauty products and skin care. 40 Royal Plaza, Cardinal Avenue,

67 North Sound Rd. www.kirkofﬁce.ky facebook.com/kirkofﬁce

623-5475

www. c a y m a n r e s i d e n t . c o m

277

Penha Perfume & Cosmetics

Chi, Lanza, Tec Italy, Paul Mitchell, Redken,

Sells fragrances, skin care and cosmetics

Sebastian, Sexy, TIGI Bed Head products for

including Clinique, Estée Lauder, Lancôme,

men and women and Remy Laure skincare

Biotherm and SmashBox. Cardinal Avenue, GT.

(used in salon only). West Shore Centre, West

Tel: (345) 949 6513.

Bay Road. Tel: (345) 949 8809. www.facebook. com/stylesbeautysaloncayman.

Tips N Toes

SEE AD PAGE 292

Sells Dermalogica, Essi, Orly, Gelish, OPI, Young Nails, Minky Lashes and Versa Pro Spray

Vanity Hair & Nail Design

Tanning. Bayshore Mall, George Town. Tel:

Sells Aveda and Living Proof. Midtown Plaza,

(345) 943 8637.

GT. Tel: (345) 949 7929.

Rock Gorgeous Hair Salon

WOW Spa

They sell GHD (flat iron and blow-dryers),

Sells Repêchage, Jane Iredale, Chella, Gehwol,

Oribe, Unite, Smith & Cult Nail Polish, top-

SpaRitual, Poo Pourri, tweezerman and more.

of-the-line hair extensions like Miracle Wire

60 Smith Road Plaza, GT. Tel: (345) 945 6969.

HaloCouture, tape-in extensions, and bonded Great Lengths, Brazilian Blowout, GK Hair Keratin products, Colette Malouf Hair Jewellery and Pink Pewter hair accessories. 1st Floor,

Coconut Plaza, off West Bay Rd. Tel: (345) 925 4231, email: info@rockgorgeoushair.com or www. rockgorgeoushair.com.

Shopping

La Prairie Spa, The Ritz-Carlton The spa offers a wide selection of La Prairie beauty products for sale. An exclusive luxury spa providing a full range of services that include signature facials, massages and body treatments featuring the world-renowned

Bicycles Cayman has a wealth of bicycles for sale, for both adults and children. The main supplier is Uncle Bill’s Home Improvement (Tel: (345) 949 7601). They also sell a wide variety of bike-related products including, accessories, lights and repair kits. Kirk Home Centre (Tel: (345) 949 2521) also sells a good selection of Huffy bicycles for adults and children. Both can be found on Eastern Avenue in George Town. Cayman Mobile Bike Repairs (Tel: (345) 936 8385) is an authorised dealer for FELT bicycles.

spa’s luxurious techniques and products. Arrive early to relax in the serene lounge room or replenish in the jacuzzi and steam room. Tel: (345) 815 6900. Located on West Bay Road. Spa de Soul Sells Chi, Goldwell, Paul Mitchell haircare

Books & Stationery As book imports are duty-free, Cayman has a really good selection of bookstores and it is easy to spend a lot of time browsing and exploring them. Each store is very different.

products and Remy Laure skincare. Governors Square, West Bay Road. Tel: (345) 945 5919.

Atlantic Kids More than just a clothing and toy store,

Spa Esprit

‘AK’ offers a unique selection of books for

Sells Biolage, Phyto, Luxe, KMS, American

children, as well as other educational items

Crew, Brazilian Blowout, Environ, Guinot,

which can help children learn to read, count

Goldwell, O! Wow Brush and OPI. They also sell

and improve their analytical skills. ‘AK’ also

Pinnacle Makeup and a range of professional

carries an assortment of back to school items

hair styling tools. Strand Shopping Centre,

including Jansport backpacks. They are open

West Bay Road. Tel: (345) 945 4334. Email:

Monday-Wednesday from 9am-6pm and

spaesprit@candw.ky.

Thursday-Saturday

9am-7pm.

Paddington

Place, Godfrey Nixon Road. Tel: (345) 943 2296.

278

CAYMANRESIDENT 2019

Styles Beauty Salon

www.facebook.com/atlantic.atlantickids.

Sells Matrix, Biolage, Biosilk, Brazillian Blowout,

se e ad pag e 281

Books & Books Books & Books is the Island’s leading retailer of books, toys and gifts for all ages. The shop also holds frequent events including author signings and readings, kids’ story and craft time. A free gift-wrapping service is also available. They are open Monday-Saturday from 10am-7pm and on Sundays from 10am-5pm (hours are extended to 9pm in December). The Paseo, Camana Bay. Tel: (345)

Buying In Bulk Cayman has good wholesale stores if you are looking to buy bulk items like nappies, cleaning supplies, toilet paper, nonperishable food and soft drinks. Reflections Food 4 Less sells mainly food items, while Priced Right and Cost-U-Less both sell an array of different items, from food to small appliances and furniture to electronic equipment and household items.

The

Cayman

Islands

Humane

Society’s

charity book shop, The Book Loft, is mostly

Drive is open 24/7.

Cameras & Photographic Equipment Cameras and camera equipment are dutyfree and in some cases they are cheaper in the Cayman Islands than in the US or Europe. Cathy Church’s Photo Centre Sells a wide range of digital cameras including

640 2665. www.booksandbooks.com. The Book Loft

Saturday from 7am-7pm, and MacLendon

Cost-U-Less

Nikon, Olympus, GoPro, Polaroid, underwater

Governors Square, 51 Lime Tree Bay Avenue.

systems and more. With the camera purchase

Tel: (345) 745 5377. Open Monday-Saturday

you also get 20 free 4x6-inch prints from

8am-9pm.

the convenient self-service print kiosks.

by volunteers and sells used and new adult

They also offer underwater camera rentals

and kids’ books, and only displays books in a

Priced Right

and canvas printing. The gallery of Cathy’s

good condition. They also sell DVDs and CDs

Two stores: Foster’s Airport which is open

beautiful underwater photos is worth the trip.

($2 each), gifts, stationery, greeting cards and

Monday-Saturday from 8am-9pm, and West

They are located at Sunset House Hotel, South

paper, as well as both adult and kids games,

Bay Republix Plaza is open Monday-Saturday

Church Street, GT. Tel: (345) 949 7415. www.

computer games and puzzles. The Loft is open

from 7am-11pm. Tel: (345) 949 5155.

cathychurch.com. se e ad t h i s pag e, 272 & 348

4pm, Thursday evenings 5.30pm-7.30pm

Reflections Food 4 Less

Picture This Studios

and Saturday 9am-5pm. All monies raised is

Two Locations: Edge Plaza on Ashgo Street,

They sell Nikon, Fujifilm and other top brand

for the animals. Tel: (345) 946 8053 or email:

off Godfrey Nixon Way which is open Monday-

cameras including a full range of DSLR cameras

Monday 12.30pm-4pm, Tuesday-Friday 9am-

Shopping

humanesocietybookloft@candw.ky. Book Nook They have a very good selection of adult, teen and children’s books, travel guides, cookbooks, children’s toys and activities, notecards, candles and other unique gifts. Open Monday-Saturday 9am-6pm. Located in the Galleria Plaza on West Bay Road. Tel: (345)

DISCOUNT CAMERAS GUARANTEED LOWEST PRICES IN CAYMAN HUGE INVENTORY OF DIGITAL CAMERAS LENSES & ACCESORIES

945 4686. The Christian Enlightenment Centre They carry Christian books, Bibles, Devotionals, home décor gift items, greeting cards, journals and more. Open Monday-Saturday 9am-6pm. Located on 181 Elgin Avenue, George Town. Tel: (345) 945 1252.

Building Supplies There are a handful of notable building supply companies in Cayman. The major building suppliers are A. L. Thompson’s, Cox Lumber and Kirk Home Centre. For indepth information, please see the Building a Home chapter.

PRINTING & FRAMING SHOWCASE YOUR OWN ART & PHOTOS WITH OUR CUSTOM PRINTING SERVICES ON CANVAS OR FINE ART PAPER

SELF SERVICE HIGHHSPEED PRINTING STATIONS LOWEST PRICES & BEST QUALITY

AMAZING UNDERWATER PHOTO GALLERY

AT S U N S E T H O U S E H O T E L South Church Street 1 mile from George Town

(345594997415

CATHYCHURCH.COM

www. c a y m a n r e s i d e n t . c o m

279

with interchangeable lenses. They also offer

supplies, car seats, cribs, strollers and toys.

Bliss Living & Yoga

waterproof cameras for up to 30 metres (100

Alissta Towers, North Sound Road. Tel: (345)

Sells yoga books, mats and high quality athletic

feet), long range zoom cameras and other

949 2229.

wear, such as lululemon athletica. Marquee

stylish cameras for under CI$100. They offer

Plaza, Lawrence Blvd. Tel: (345) 949 9642.

quality photography and cinematography by

Adult Clothing & Accessories

an experienced team. Located in Suite 3117,

Activ Angels

Blue Wave - Waterman

45 Market Street, Camana Bay. Tel: (345)

Grand Cayman’s largest selection of yoga/

A lifestyle wear and surf shop that carries

943 3686. Visit www.picturethis.ky.

active/performance wear, athleisure/sportluxe

Billabong, Roxy, Quiksilver, RVCA, Rip Curl, Reef,

SEE AD pag e s 278 & 347

clothing for men and women. Market Street,

Olukai, Vissla and more. They stock kitesurfing

Camana Bay (opposite CrossFit Cayman). Tel

equipment by Slingshot, Stand Up Paddle Boards

(345) 946 2643 or see www.activangels.com.

by Boga, Bote, Coreban, Fanatic, Rogue and

Children’s Clothing You will be pleased with the selection, variety and prices of children’s clothing sold in Cayman. The other beauty of buying kid’s clothes locally is that the stock suits the climate! Some of the adult stores, such as Funky Monkey, also stock a good selection of kids clothing. The boutiques at The Ritz-Carlton and The Westin, as well as Divers Supply and Divers World carry good options for kids. Atlantic Kids

Smooth. They carry a selection of surfboards by Allee Designer Fashion Boutique

Al Merrick-Channel Islands, Firewire and Catch

A women’s designer fashion and shoe boutique

Surf. Located on the Waterfront, George Town.

in operation since 1999. Allee provides quality

Tel: (345) 949 8166 and Galleria Plaza, West Bay

and elegant clothing for all occasions at

Road. Tel: (345) 769 7873.

affordable prices. They carry top brands: Joseph Ribkoff, David Meister, Maggy London, JS

Carey’s Karma Closet

Collections, Anne Klein, Frank Lyman, Claudia

A women’s designer consignment store that

Ciuti, Elan and many more. Galleria Plaza, West

sells designer clothing and accessories for a

Bay Road off Seven Mile Beach. Tel: (345) 946

fraction of the retail price. Expect to find brands

6464, email: allee@candw.ky, www.facebook.

such as Louis Vuitton, BCBG, Gucci, Jimmy

com/alleedesignerboutique.

Choo and DVF. Buckingham Square, 720 West

Shopping

Specialises in children’s clothing, accessories

Bay Road. Tel: (345) 947 4945 or email: info@

and toys from infants to teens. It is Cayman’s

Arabus Boutique

authorised retailer for Carter’s, OshKosh,

Specialises in men’s and women’s office and

Skechers and Stride Rite, alongside many

evening wear with well-known brands like

De Sunglass Man

other top children’s brands such as Guess,

ABS, Michael Kors, Ted Baker, Donna Karan,

The leading sunglass store on Island with a broad

Habitual & LRG. ‘AK’ also sells backpacks for

Calvin Klein and Nicole Miller. Edward Street,

range of duty-free sunglass brands to suit

all ages including a wide selection of Jansport.

downtown George Town. Tel: (345) 949 4620.

every lifestyle, from Chanel, Bulgari, Prada and

They are located at Paddington Place,

careyskarmacloset.com.

Gucci to Coach, Maui Jim, Oakley and Ray-Ban.

Godfrey Nixon Road. Tel: (345) 943 2296.

Atlantic

They also sell fashion watches and accessories.

www.facebook.com/atlantic.atlantickids.

Offers a variety of well-known brands at

Located at Jasmine Court, The Paseo, Camana

se e ad pag e 281

affordable prices. In the Men’s department you

Bay. Tel: (345) 640 5339 or visit www.

will find designers such as Original Penguin, Ben

desunglassmancayman.com.

Kids Karma Closet

Sherman and LRG as well as dress shirts and

Specialises in the resale of good quality

ties from Michael Kors and Van Heusen. Men can

Fifth on Seven

second-hand and new children’s clothing,

find underwear and under shirts from Guess and

Features designer resort wear, swim and

shoes, toys and carriers. Buckingham Square,

Hanes with belts and socks by Florsheim. The

beachwear for both men and women. Caribbean

West Bay Road. Tel: (345) 947 7330.

women and junior departments carry Chaus,

Plaza, West Bay Road. Tel: (345) 746 8175 or

Ruby Rd., Democracy, My Michelle, YMI Jeans

visit www.caymanfashiongroup.com.

Little Angels

and many more popular brands. They have an

Sells a great selection of UV sun protection

extensive collection of lingerie including Spanx,

Funky Monkey

apparel and swimwear, trendy casual clothing

Maidenform and Bali. In the shoe department,

A hip apparel and fun wear boutique for sporty,

and Cayman logo items for kids. Across from

you will find Madden Girl, Esprit, Rampage and

sweaty, yogy, beachy and party-inspired

the cinema, Camana Bay, Tel (345) 946 2645.

they are the authorised dealer of Skechers for

needs. They provide trendy fashion selections

www.littleangelscayman.com.

the whole family. Atlantic also has an excellent

and accessories for the whole family. Features

selection of accessories and unique gifts.

favourite brands such as Desigual, Elan, Analili,

The Baby Shoppe & The Kids Shoppe

Paddington Place, Godfrey Nixon Road. Tel:

Volcom, Green Dragon, Banana Moon and more.

Sells clothing for infants, toddlers and

(345) 943 2296. www.facebook.com/atlantic.

Governors Square, West Bay Road. Tel: (345)

tweens, as well as a large selection of infant

atlantickids. se e ad pag e 281

943 8659 or www.funkymonkeycayman.com.

280

CAYMANRESIDENT 2019

Guy Harvey Gallery & Shoppe

Red Sail Sports

They sell Guy Harvey merchandise including

They have numerous stores along Seven

men’s, women and kids apparel. They also offer

Mile Beach, East End and Rum Point. They

a wide range of accessories, home décor gifts

sell fashionable designer-brand clothing and

and unique souvenirs. A portion of all sales

swimwear, Cayman-inspired t-shirts and caps,

support the ocean conservation efforts of the

jewellery, snorkel gear, underwater cameras and

Guy Harvey Ocean Foundation. Located at 49

lots more. Tel: (345) 623 5965.

South Church Street, George Town. Tel: (345) 943 4891. www.guyharvey.com.

Sand Angels

Jo SEPHINE CHAUS

Sells a great selection of world-class swimwear, Island Company

resort wear and accessories including bikini

Their collection includes a full line of men’s and

separates, full-figure and bra-sized swimwear.

women’s linen and cotton clothing, swimwear,

The Paseo, Camana Bay. Tel: (345) 945 7263 or

bags, sun care, sunglasses and accessories. Tel:

visit www.sandangels.com.

ZAC & RACHEL WOMAN

MYMICHELLE

MAIDENFORM INTIMATE APPAREL

(345) 945 7575 or visit islandcompany.com.

BALI®

Silhouette Loliday

Sells lingerie, underwear, lounge wear and

Sells a variety of trendy ladies clothing,

pyjamas for both men and women. They also

stationery, gifts and home decor accessories.

offer a bra fitting service. The Paseo, Camana Bay.

Located in Bayshore Mall, George Town. Tel:

Tel: (345) 943 5223 or email: info@silhouette.ky.

(345) 746 5654. Vertu POLO by NKY Sells

Ralph

An affordable fashion and shoe boutique for men Lauren

apparel,

footwear,

accessories for men, women and kids. The

and women. The Strand, Caribbean Plaza and 40 Cardinal Avenue. Tel: (345) 949 4411. Shopping

Paseo, Camana Bay. Tel: (345) 746 8173, www. caymanfashiongroup.com. NKY A fashion boutique selling designer day/night looks for men. They sell popular brand names, such as BOSS, Robert Graham, Lacoste, Tommy Bahama and more. The Paseo, Camana Bay. Tel: (345) 746 8171, www.caymanfashiongroup.com.

Computers & IT Services Expect to pay a little more for computers in Cayman than in the US. However, if you do import a computer, remember you will have to pay 22% duty on the shipping, insurance and cost of the equipment, when you ship it to Cayman. For office equipment, see the Running a Business chapter. IT services are listed here:

NKY Collections Sells the seasons’ latest from designers

Cayman Business Machines Ltd/PBS Group

including DVF, Halston, BCBG Max Azria, Parker,

Offers quality digital printing services and quality

Nicole Miller, Tommy Bahama, Lino120, Alexis,

prints at quick turnaround times. Cayman

Trina Turk, Minnie Rose, SPANX, Hale Bob,

Business Machines/PBS also provides laptops

Vilebrequin, Alice + Olivia and more. The Paseo,

for business and home use as well as IT services.

Camana Bay. Tel: (345) 746 8172 or visit www.

49 Hospital Road, George Town. Tel: (345) 949

caymanfashiongroup.com.

8642 or see www.caymanbusinessmachines.ky.

Off The Peg

Cayman MAC Store

Boutique offering trendy and affordable

Cayman’s Apple authorised reseller and service

clothing from sizes 2-16. Casual, office and

provider, has a full range of Macs, iPads, iPods,

evening wear available. They also offer a

iPhones, Apple TV, Beats products, accessories

selection of jewellery and bags. Elgin Avenue,

and more. The Paseo, Camana Bay. Tel: (345) 943

George Town. Tel: (345) 946 5050.

4763 or www.caymanmacstore.ky.

Brands you love at affordable prices The latest fashion in clothing and shoes for Newborn to Tween Creative and educational gifts, books and toys Mon, Tues & Wed 9am to 6pm Thurs, Fri & Sat 9am to 7pm

943-2296

Paddington Place, Godfrey Nixon Way

Next door to

“Fashion for the way you live”

www.atlanticak.com

www. c a y m a n r e s i d e n t . c o m

281

Kirk Office

Paradigm, Samsung, Marantz, Martin Logan,

An authorised retailer of HP and Lenovo,

Universal Remote Control and other leading

Kirk Office offers an excellent selection of

AV brands. They provide sales, installation and

computers, printers, monitors and audio in

after-sales support for audio visual systems

their interactive showroom. They also offer

for residential and corporate clients. Offering

computer components plus a variety of cables,

headphones, Bluetooth speakers, flat screen

adapters, accessories and installation and

TVs, home theatre systems, whole-house AV

setup services for computers, networking

packages and home automation solutions.

equipment and software through their IT

Shops 5-6, Bay Town Plaza, 36 West Bay

services company, Kirk iSS. Tel: (345) 623

Road. Tel: (345) 946 8324, email: info@

5475 or see www.kirkoffice.ky.

creativetechltd.com or visit their website

SEE AD pag e 277

www.creativetechltd.com.

Office Supply Ltd.

Funky Tangs

As well as selling a large variety of office

Sells TVs, home theatre equipment and audio/

products, they sell HP, Dell, Asus, Acer, Lenovo

video accessories. They also offer a full line

and Toshiba Computers and Laptops. They also

of musical instruments and car stereos. 220

stock a very large selection of HP Printers, arts

Shedden Road. Tel: (345) 949 0998 or Hirst

and craft supplies and back to school supplies.

Road, Savannah. Tel: (345) 943 0998.

They are the authorised service providers for

HP Printers and computers and Sharp multi-

Hi-Tech Electronics

function business machines. They have a full

Ashgo Street, off Godfrey Nixon Way. Tel: (345)

IT support and service centre that offers in-

945 3950. Email: hi-tech@candw.ky.

house or off-site repairs. Marquee Plaza, 36 Shopping

Lawrence Blvd. Tel: (345) 946 1200 or email: info@officesupply.ky.

Dive Equipment Divers Supply Offers a full range of diving equipment including BCDs, regulators and computers, plus tank and gear rentals. Also available is snorkelling gear, swimwear, wetsuits and sandals. Open daily, 8am–9pm. West Shore Centre, West Bay Road. Tel: (345) 949 7621, www.diverssupply.ky. Divers World

Flooring, Tiles & Carpets See the Home Improvements chapter. Fireworks Whether you are bringing in the New Year, celebrating Pirates Week or another special occasion, you will find that fireworks play a big part in Caymanian celebrations. During December there are many places selling fireworks, however, throughout the year, you can get them from Fireworks Ltd. by Massive which is Grand Cayman’s largest fireworks retailer.

7 Mile Shops, West Bay Road. Fireworks Ltd. by Massive

Tel: (345) 949 8128

Open all year around, offers a wide range of

Curtains, Draperies & Blinds See the Home Improvements chapter.

fireworks such as rockets, roman candles, sparklers, cakes, fountains and large “show in a box” displays. They offer online shopping and

Electronic Equipment Automation

Home

Bang & Olufsen

free island-wide delivery on orders over $250. Tel: (345) 949 7990 or www.fireworkslimited. com for more information.

Cayman’s exclusive dealer for Bang & Olufsen. Camana Bay. Tel: (345) 623 8080. Creative Tech They are the authorised dealer for Bose, Sonos, 282

CAYMANRESIDENT 2019

Furniture Designers If you’re looking for bespoke made-toorder furniture, then Cayman has an award-winning furniture designer.

Martlet Design Ltd. Owned and run by the award-winning furniture designer and cabinet maker, John Bird, who creates beautiful affordable furniture. Specialising in bespoke furniture pieces that are designed to reflect the individual’s space from contemporary to traditional. Every piece is unique, designed and made to order. Visit John’s workshop at 56 Merrendale Drive, George Town. Tel: (345) 916 7583. Email: john@ martletdesign.com or visit instagram.com/ martletdesign. SEE AD pag e 164

scratch (think wine cellars, book shelves, entertainment centres, stair cases, custom closets and beds, etc). Absolutely Fabulous An eclectic mix of new and old furniture from far and wide. They are the exclusive distributor for Carrol Boyes from South Africa, the Old Java furniture collection, Il Giardino outdoor furniture for hotels and spas and the famous Cassoni Furniture from Italy. Their aim is to keep the quality high, while keeping prices reasonable for residents. If you are looking for something different, this is your store. They also offer interior design and space planning and will ship furniture throughout the Caribbean. Caymanian Village, North Sound Road. Tel: (345) 926 9803. Email: info@abfabfurniture. com or www.facebook.com/abfabfurniture.

Ashley Furniture HomeStore Sells a variety of signature furniture with items for your living room, bedroom, home office and kitchen. 342 Dorcy Dr, George Town. Tel: (345) 943 2323.

Shopping

Furniture Stores Though most condos and homes come fully furnished, personalising your house will always make you feel more at home. Fortunately, there are a number of furniture stores on-Island with a wide variety to choose from. IDG ( SEE ad i n si de f ron t cove r & pag e 165) (Tel: (345) 943 6464) is the exclusive local vendor for many brands. They have two retail locations, Home by IDG and Dwell by IDG, that offer hassle free shopping at competitive prices, great quality and same day delivery. Other dedicated furniture and accessories stores like Absolutely Fabulous, Marksons Furniture, Sticks & Stones and also Tomlinson Furniture all sell a very good selection. Home centres like A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s sell a selection of relatively inexpensive furniture. The Nook sells quality restored and refurbished furniture. Children and baby furniture can be bought from Bedside Manor in Camana Bay, Baby Express in Cannon Place, the Baby Shoppe in Alissta Towers on North Sound Road and Tomlinson Furniture Gallery. Second-hand baby furniture can be bought through the ecaytrade website and at Kids Karma Closet. If you’re moving to Cayman, the best course of action is to first make the decision whether you will be renting or buying. Most rental places do come fully furnished, as do previously owned houses and condos. It’s only new builds that come unfurnished. Many people will buy new furniture locally, or take advantage of the booming second hand market on ecaytrade.com and

other local Facebook sites. If you decide to buy your own home, you can bring in your personal items (furniture, paintings, accessories, etc.). If you have been here longer than the six-month duty-free window (see the Preparing to Move chapter for more information), then you can write to the head of Cayman Customs explaining that you have now bought a property and would like to import your used personal items from back home, and request that the items be brought in duty-free. It is unlikely you will be denied, as long as the request is genuine. This would be subject to any condition that the Collector may see fit to impose. Keep all the receipts so you can prove the items are over six months old, but please note, the items must be used - if the items are new and have never been used, then you will be charged duty on them. If you decide to buy your own home but don’t have any of your own furniture, then Cayman has great furniture stores as well as extremely talented furniture designers who can build almost anything from

“The Eclectic Collection” Original & Always Unique

Specializing in Eco Friendly & Recycled Woods. Exclusive Distributor for Rowe & Robin Bruce Upholstered Furniture. Offering a Diverse Selection of Outdoor Teak & All Weather Rattan Furniture. Custom "Turn-Key" Furniture Collections starting at $9000.00. Free Shipping of Furniture to The Sister Islands Open: Mon-Sat 10-5 • 114 Kingbird Drive (345) 947-8663 • www.sticksandstones.ky sticksandstones@candw.ky find us on Facebook Sticks & Stones Cayman

www. c a y m a n r e s i d e n t . c o m

283

BrandSource Home Gallery

Bay Road. Tel: (345) 943 6464 or visit www.

Dwell, the Furniture and Accessories store,

Offers a broad selection of mattresses and

idgcayman.com.

is located at 119 Dorcy Drive across from the

furniture for every room, including tables,

SEE aD IN SIDE FRON T COVER & PAGE 165

Airport Post Office. Tel: (345) 745 4310 or visit

lamps, rugs, mirrors and bed accessories. They

www.idgcayman.com. SEE AD PAGE 165

also sell outdoor furniture. 209 Dorcy Drive,

HÜIS by Lydia Uzzell

Industrial Park. Tel: (345) 949 5211.

Tel: (345) 945 1271

Marksons Furniture

Email: info@huiscayman.com

They offer a diverse selection of indoor

Design Studio

www.huiscayman.com

and outdoor furniture as well as Park Place

An interior design firm and furniture retail

Founded by interior designer Lydia Uzzell,

mattresses, lamps, mirrors, wall art, window

shop. Their showroom features a wide variety

HÜIS is an online home furnishings and décor

treatments and accessories. Located at 19

of furniture and accessories for the home.

store selling designer-approved furniture and

Compass Drive, GT. Tel: (345) 949 6233 or visit

Camana Bay, Market Street. Tel: (345) 945

accessories, exclusively to Cayman. You can

www.marksons.ky. SEE AD PAGE 282

4977,

search by style, room or browse curated room

email: michelle@designstudio.ky

www.designstudio.ky. SEE AD pag e 167

edits. HÜIS also offers a white-glove ordering

Martlet Design Ltd.

process, complimentary on-Island delivery as

They specialise in bespoke furniture pieces

Home by IDG

well as managing all customs logistics.

that are uniquely designed and made to order

A full-service furniture company with over

SEE AD PAGE 275

in Cayman. See the Furniture Designers section

25,000 sq ft of trusted name brands in furniture. They stock a extensive selection of

Dwell by IDG

great quality brands, such as Baker, McGuire,

Dwell aims to help create memories by stocking

Palecek, Holly Hunt, Natuzzi and many more.

great quality, competitively priced furniture

Sticks & Stones

They provide you with direct access to the

with a showroom on Island for direct access to

An eclectic collection of fine indoor and

furniture, same day delivery and assistance

the furniture and same day delivery. They also

outdoor furniture and accessories. They are

from their personal shoppers. The furniture

offer personal shopping assistance to help with

the exclusive distributors for Rowe & Robin

store is located at 7 Mile Shops, 215 West

the coordination of pieces and shipping details.

Bruce sofas, beds and more that are made in

Shopping

earlier in this chapter for more information. SEE AD PAGE 164

the USA. They offer bespoke designs to fit your needs, as well as “Turn-key” custom home collections and they have one of the largest collections of teak patio furniture as well as all-weather rattan made from stone. They

- WHOLESALER & DISTRIBUTOR -

also offer delivery to the Sister Islands. Open

Cayman’s #1 Source for Mattresses!

Monday-Saturday 10am-5pm. 114 Kingbird

Largest in stock mattress selection Free Delivery | Valid Warranty Program

email: sticksandstones@candw.ky, visit www.

Drive, Industrial Park. Tel: (345) 947 8663, sticksandstones.ky or find them on Facebook at Sticks & Stones. SEE AD PAGE 283 Tomlinson Furniture & The Mattress Gallery Sells all major brand mattresses as well as bedroom sets, sofa sets, dining sets, home office, bunk beds and more. Brands carried include: Coaster Furniture, Scott Living, Ashley Furniture, Serta Upholstery, Palliser and more. They also sell nursery and childrens furniture including cribs, crib mattresses, toddler beds

Tel 949- 5383 • 925-9059 9 Walkers Road, Tomlinson Bldg. GT

info@tomlinsonfurniture.ky • www.tomlinsonfurniture.ky 284

CAYMANRESIDENT 2019

and more. Also on offer are home décor accessories including rugs, mirrors, paintings, lamps, candle warmers and diffusers from brands such as Uttermost and IMAX, Three Hands and UMA. Free Island-wide delivery is offered on any purchase. Tomlinson Building,

9 Walkers Road, George Town. Tel: (345) 949 5383, email: sales@tomlinsonfurniture.ky or www.tomlinsonfurniture.ky. SEE AD T h i s pag e

Restored & Refurbished Furniture There are a few stores that specialise in producing quality restored or refurbished furniture and accessories. Antique, retro or even ‘almost’ brand new furniture can often be purchased for reasonable prices. The Nook carries a great range of restored furniture for your home. The Nook A

furniture

specialising

and in

accessory

restored

and

retail

store

refurbished

furniture and accessories. They carry living

Second-Hand Furniture The second-hand furniture and accessories market is flourishing, and quite frequently, you will be pleasantly surprised by the quality of the goods found. Second-hand furniture can be found on www.ecaytrade. com, The Cosignment Shop, and at The Nook. Second-hand household items, books, clothing and more can be found at the Red Cross Thrift Store and the The Claws-It Thrift Shop. See the Thrift Shop section in this chapter. Hardware All the home centres like A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s carry a large selection of hardware.

room, bedroom, kitchen and patio furniture. Browse any of the showrooms and find antique to retro modern pieces, all in one place! You can often find some amazing pieces at very good prices. Trafalgar Place, Seven Mile Beach. Tel: (345) 916 0819, email: 2TheNook@gmail.com or visit www.thenook.ky.

Homewares, Accessories, Lighting, Linens & Bed Sizes Whether you’re renting or purchasing a house, most tend to come fitted with a washer, dryer, fridge and stove. Many also come with a microwave and dishwasher. If you are renting, properties usually are equipped with

kitchen utensils, such as plates, cutlery, and pots. Linens and towels are less frequently provided. Cayman has numerous places where you can find accessories to make your house really feel like home. All the home centres and many furniture stores carry an interesting range of accessories, such as pillows, lamps, throws, linens and ornaments. Lamps with 110/115 volts and a two-pin electrical plug work here. Bed sizes in Cayman are all US sizes and not European sizes. This means that a twin or single bed is 38” x 74”, a full bed is 54” x 80”, a queen is 60” x 80” and a king is 84” x 80”. Most mattress brands sold on Island have pillow tops, so make sure to buy deep fitted sheets. Priced Right on Airport Road and Valu-Med Pharmacy on Walkers Road both sell a great selection of good quality beach towels. 19

Absolutely Fabulous Sells a great selection of stylish imported accessories and decorative items. They are the exclusive distributors in Cayman for the elegant lighting fixtures from Cassoni Lighting in Italy and

Shopping

www. c a y m a n r e s i d e n t . c o m

285

are well known on Island for carrying the Carrol

a busy schedule of interactive cooking

Kirk Freeport

Boyes collection of functional art homewares.

classes for all levels of ability. Market Street,

With a large collection of bone china and

If you are looking for something different and

Camana Bay. Tel: (345) 623 2665, email:

crystal glassware, Kirk Freeport’s collection is

funky, this is your store! Caymanian Village, North

info@bonvivant.ky or visit www.bonvivant.

second to none. With exclusive pieces from top

Sound Road. Tel: (345) 926 9803. Email: info@

ky. SEE AD t h i s pag e & 176

brands such as Wedgwood, Lladró, Villeroy and

abfabfurniture.com

www.facebook.com/

abfabfurniture.

Boch, Rosenthal, and others. Kirk Gallery, Kirk BrandSource Home Gallery

Freeport at The Strand. Tel: (345) 949 7477 or

Offers a full range of kitchenware, cookware

see www.kirkfreeport.com. SEE AD Back cove r

A. L. Thompson’s

and furniture, including tables, rugs, mirrors,

Sells home fashions, indoor and outdoor lighting

cushions and other bedding accessories.

Marksons Furniture

fixtures and ceiling fans, countertop appliances,

209 Dorcy Drive, Industrial Park. Tel: (345)

They sell window treatments, lamps, mirrors,

cookware, bakeware, tableware, gadgets and

949 5211.

wall art, silk plants, throw pillows, vases, candle holders and more. Located at 19 Compass

window treatments. Major home appliance

Shopping

brands include Whirlpool, KitchenAid, Miele,

Cariloha

Drive, George Town. Tel: (345) 949 6233 or

Sub-Zero and Wolf. 189 North Sound Road. Tel:

Everything in their store is made of bamboo.

visit www.marksons.ky. SEE AD PAGE 282

(345) 949 8622 or visit www.althompson.com.

They sell bedroom linens, throw blankets,

SEE AD PAg e s 168, 172 & 285

pillows, pillow cases, and bathroom towels,

Rugs Oriental

as well as men’s and women’s apparel. Kirk

Stocks a tasteful and eclectic collection of

Ashley Furniture HomeStore

Freeport Plaza, Cardinal Avenue, George

authentic hand-knotted, oriental rugs directly

Sells a variety of signature lighting, home

Town. Tel: (345) 949 7477.

sourced from major weaving countries. They

and room decor accessories, mattresses and

have a large selection of quality handmade

bedding. 342 Dorcy Dr, George Town. Tel: (345)

Design Studio

carpets in varying sizes, colours and styles.

943 2323.

A full service interior design firm and

They also sell gorgeous accessories including

showroom featuring furnishings and home

cushion covers, furniture upholstered in

Bedside Manor

décor. Market Street, Camana Bay. Tel: (345)

vintage textiles, mosaic lamps, jewellery,

This lovely boutique sells luxury linens, down

945 4977, email: michelle@designstudio.ky

Turkish towels, robes and scarves. Galleria

pillows and summer weight duvets, and

or visit www.designstudio.ky. SEE AD pag e 167

Plaza, West Bay Road. Tel: (345) 943 7847 or

stylish home accessories, such as throws

email: rugsoriental@candw.ky or visit www.

and cushions, baby products and a quirky

Kirk Home Centre

choice of gifts to suit all ages. Market Street,

Sells an extensive variety of all homeware

Camana Bay. Tel: (345) 947 2711 or visit

products, from linens and home decor to

Uncle Bill’s

www.bedsidemanor.ky.

paint, lighting and much more. They are the

Carries a selection of inexpensive home

rugsoriental.ky. SEE AD pag e 170

exclusive supplier of Rohl and Toto products.

accessories and housewares. 343 Eastern

Bon Vivant Kitchen Studio

Kirk Home Centre is a great place to pick up

Avenue, GT. Tel: (345) 949 7601.

Sells specialty culinary appliances, complete

towels and bedding, including eco-friendly

kitchens, kitchenware, blenders, juicers and

options, lamps and lampshades. 257 Eastern

accessories. Brands include Bosch, Smeg

Avenue, GT. Tel: (345) 949 2521.

and Le Creuset cookware. They also have

BETTER KITCHENS, BETTER LIVING. Everything on your kitchen list marked DONE! Complete kitchen packages...TURNKEY!

APPLIANCES TABLEWARE LINENS COOKWARE KITCHEN TOOLS

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CAYMANRESIDENT 2019

Hurricane Supplies Stock up on supplies well before the season starts or before the threat of a hurricane appears. It’s a good idea to visit bulk suppliers like Priced Right and CostU-Less for deals on items like drinking water, batteries and canned goods (see the Buying in Bulk section in this chapter). Other items such as torches, tarpaulins and generators can be sourced at home centres such as A. L. Thompson’s, Kirk Home Centre or Uncle Bill’s. For hurricane shutters, Hydes & Sons has an on-Island factory which makes top-of-the-line hurricane shutters. Turn to the Disaster Preparedness chapter for more info.

Jewellery, Watches & Repairs Cayman is a great place to buy jewellery. It can be 50% cheaper than in Europe or the US since watches, gems and most precious metals are charged at only 7%. Most jewellery stores also carry a broad selection of high-end watches with brands such as Cartier, Rolex and Tag Heuer. For jewellery and watch repairs, Kirk Freeport and Island Companies offer in-house repair services.

pandora-store for more information.

company on Island that offers professional piano tuning services.

Rocky’s Diamond Gallery

Myles Music Store

A family owned jewellery company specialising

Barnett Building, Huldah Avenue, GT. Tel: (345)

in high quality jewellery and great customer

949 1753, email: mylesmusic@candw.ky.

or visit www.islandcompaniesltd.com/store/

service. They sell an impressive range of jewellery, from GIA certified diamonds to tanzanite, as well as rubies and emeralds. They

Office Supplies See Running a Business chapter.

sell an array of rings, pendants, earrings and bracelets and can custom design jewellery. They are highly ranked on TripAdvisor. Located

Balaclava Jewellers

in downtown George Town at 28 North

Offers stunning and unique jewellery pieces

Church Street, George Town. Email: sales@

that are rarely found elsewhere. Choose

rockysdiamonds.com, tel: (345) 946 7851 or

from a selection of contemporary and classic

visit www.rockysdiamonds.com

Paint Many of the home centres also carry paint and painting supplies. Dedicated paint supply stores include: ACE Carries top brands such as Clark & Kensington

jewellery or work with Balaclava to design

Musical Instruments There is a limited variety of instruments for sale in Cayman. Guitars are however, readily available and come in all sizes. For music lessons see the Education chapter and the Activities for Kids/Adults chapters. Musical instruments are duty-free!

and Magnolia Home.

timepieces by Ulysse Nardin, Hermès and

Funky Tangs

Tissot or select jewellery from the collections

Carries guitars, keyboards and drums and can

of Hearts on Fire, Tacori and John Hardy and

order in violins. They have two locations: 220

more. The Island Plaza (345) 949 7098/946

Shedden Road, Tel: (345) 949 0998 and Hirst

2333; The Paseo, Camana Bay (345) 640 5337;

Road, Savannah, Tel: (345) 943 0998.

Party Supplies & Rentals With every occasion, there is a cause for celebration in Cayman. Luckily, there are several party supply stores and services available to serve all your needs, regardless of the size of your event. It’s Your Party (Tel: (345) 946 4453) is located in Bodden Place on Shedden Road, Party Source (Tel: (345) 916 2789) is in Paddington Place on Godfrey Nixon Way and PartyVille (Tel: (345) 943 8455) can be found in Plaza Venezia on North Sound Road. Some offer face painting, however, they all sell party supplies, fancy dress costumes, balloons, and rent out bouncy castles and water slides. For larger party supplies like tents, tables, chairs and more, try AI Rentals (Tel: (345) 946-4935), Celebrations Ltd. (Tel: (345) 623 2044), Massive Equipment Rental (Tel: (345) 949 7990) or Party Source (Tel: (345) 916 2789). Partybooth Cayman has photo booths available for rent suitable for every event (Tel: (345) 926 4100).

a piece unique to you. Located in Governors Square, West Bay Road. Tel: (345) 945 5788 or visit www.balaclava-jewellers.com. Island Jewellers/Island Companies With six locations in Grand Cayman, Island Jewellers specialises in an array of fine

11 Ashgo Street, off

Godfrey Nixon Way. Tel: (345) 949 4223.

Cayman Coating Industries They specialise in Benjamin Moore and their own branded paint. 96 Portland Road, Industrial Park. Tel: (345) 949 2920.

jewellery, diamonds and watches. Browse

The Ritz Carlton (345) 640-3475; The airport

Myles Music Store

(345) 945 1029, visit islandjewellers.com.

Sells a selection of instruments including pianos, recorders, guitars, drums, keyboards,

Kirk Freeport

music books, accessories, plus audio and

The Official Rolex Dealer of the Cayman Islands

recording equipment. Barnett Building, 24

and home to a vast variety of the world’s

Huldah Avenue, George Town. Tel: (345) 949

leading brands including Cartier, Breitling, Tag

1753, email: mylesmusic@candw.ky.

Heuer, Patek Philippe, Omega, David Yurman, Mikimoto, Marco Bicego, Roberto Coin, Hearts

The Music Box

On Fire, Chopard and many more. For a full list

Sells guitars, violins, drums, keyboards and

of locations, visit www.kirkfreeport.com.

ukuleles. They will also order in any instrument

SEE ad ou tsi de back cove r

you need. Market Street, Camana Bay. Tel: (345) 938 3838.

PANDORA They offer bracelets and necklaces in sterling silver, 14-karat gold, genuine leather, coloured cord or lightweight chain; complete the look with mix-and-match charms, stackable rings and customisable earrings. Located in The Island Plaza, George Town. Call (345) 946 9964

Musical Instrument/Piano Tuning Typically, acoustic pianos require a service every 6-12 months depending on the age, environmental conditions and amount of use it gets. If your acoustic piano is in need of tuning, regulation or repair, there is a

www. c a y m a n r e s i d e n t . c o m

287

Shopping

Kimpton Seafire Resort + Spa (345) 746 4112;

Plants, Flowers & Garden Centres Most flowers and plants need to be imported meaning they cost more than you may expect to pay overseas. Every year plant nurseries import Christmas trees and it’s best to order in advance. Throughout the year, florists and grocery stores have a good selection of precut flowers and pre-made arrangements. Plants, trees and potting soil can be found at the Island’s plant nurseries, at the Botanic Park and as the Department of Agriculture in Lower Valley.

a welcoming and tranquil ambiance. 31 Orchard

well as today’s most popular brands and all

Lane, Off Crewe Road, George Town. Tel: (345)

the latest styles. SOLES also sells designer

949 2256, Email: office@powerflower.ky or see

handbags, wallets and travel cases. The Paseo,

www.powerflower.ky. SEE AD PAGE 173

Camana Bay. Tel: (345) 746 8173 or visit www. caymanfashiongroup.com.

Vigoro Nursery & Landscaping Carries a large variety of plants, shrubs, trees, herbs, glazed and terracotta pots and home and garden accessories in both of their locations. At Christmas they import real Christmas trees (and sell them on a first-come-first-servebasis). Their expansive Agricola Drive location is open Monday-Friday 8am-6pm, Sat 7.30am-

Cayman Growers

6pm and on Sun 11am-5pm. Their two locations

A plant nursery, as well as a sod/grass and

are: 324 Walkers Road, Tel: (345) 949 4270 and

North Sound Golf Club

tree farm located in East End. Spread over 30

96 Agricola Drive in Lower Valley, Tel: (345)

Sells golf apparel for men and women including

acres, they have approximately 10,000 trees at

945 5236, email: tom.balon@vigoro.ky or craig.

brands such as Ashworth, Travis Matthew,

any one time. They have a wide variety of palm,

stewart@vigoro.ky, see www.vigoro.ky or visit

Nike, Adidas and more. Tel: (345) 947 4653.

shade and fruit trees including mango, avocado

their Facebook page. The Ritz Carlton Golf Club

and the Barbados cherry. Tel: (345) 323 0722.

19 Every Bloomin’ Thing (EBT) A family owned floral shop, landscaping company, garden centre, gift shop and tea room. They carry a wide variety of plants, Shopping

Sports and Watersports Clothing & Equipment Below is a list of places where you can buy sports clothing and equipment. Tennis gear can be purchased at the Ritz-Carlton tennis shop. For yoga clothes and mats, shop at Bliss, Cayman Yoga Club or Activ Angels.

shrubs, trees and orchids. EBT also offers

Shoes As well as the shoe stores listed below, Blue Wave sells OluKai flip-flops, Harbour House Marina sells Crocs and Sand Angels in Camana Bay sells Malvados sandals. Women’s clothing stores often sell shoes.

The golf shop at the Ritz Carlton Golf Club sells a great selection of golf apparel, equipment, and eyewear. Tel (345) 815 6500. Sport ‘N’ Zone Sells branded clothing and footwear including Nike, Reebok, Adidas and more. Hospital Road

landscaping services and a flower market every Friday, with 50% off cut flowers. Their

Atlantic Kids

customer appreciation day (“Roots Sale”)

Sell quality children’s shoes such as Stride Rite,

occurs every second Tuesday where they have

KEDS, Skechers and Laura Ashley. Located

Sportista

15% off on all plants. They also sell Christmas

at Paddington Place, Godfrey Nixon Way. Tel:

Sells activewear, footwear and accessories

trees in December. 384 Crewe Road. Tel: (345)

(345) 943 2296. www.facebook.com/atlantic.

from brands such as Adidas, Nike, Asics and

945 1701, email: info@ebt.com.ky or visit

atlantickids. se e ad pag e 281

much more. The Crescent, Camana Bay. Tel:

Plaza, Hospital Road. Tel: (345) 945 6453.

(345) 926 1122.

wwwebt.com.ky. SEE AD PAGE 295 Le Classique Shoes & Leather Emporium Growing Beauty

Offers a large selection of leather shoes for

Sports Supply

The owner, Michelle Green, has a great deal of

men and women, plus handbags. 27 Trilogie

Offers clothing for football, yoga, tennis and

knowledge about Cayman’s native plants and

Place, Mary Street, GT. Tel: (345) 949 7121.

general fitness. Brands include Nike, Adidas,

can provide valuable advice when planning

Asics, Champion and Under Armour. They also

your garden. Located at 12D Lawrence Blvd, off

No. 1 Shoe Shop

stock watersports and home gym equipment.

West Bay Road (next to the Harquail Theatre).

They carry many different brands of children’s

Galleria Plaza, West Bay Road. Tel: (345) 949

Tel: (345) 927 2487 or (345) 325 5144 or email:

shoes including a good selection of school

7884 or visit www.sportssupply.ky.

growingbeauty_nursery@aol.com.

shoes. They also carry a large selection of men’s and women’s shoes, as well as sports

Waterman Cayman

Power Flower

shoes. In-store shoe and luggage repair

Sells equipment and clothing for watersports

Power Flower’s huge variety of ceramic pots

available. Hospital Road Plaza, 62 Hospital

such as paddle boarding, surfing and kite

and healthy, locally grown plants add the

Road. Tel: (345) 949 5595.

surfing. Galleria Plaza, West Bay Road. Tel:

finishing touches to any property or event

(345) 769 7873.

space. Visit their nursery where a passionate

SOLES Shoe Salon

team of specialists can help you make the most

Offering the largest selection of men’s and

of your home space and at the same time create

women’s designer footwear in Cayman, as

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CAYMANRESIDENT 2019

Sunglasses There are several places you can buy good

quality sunglasses. De Sunglass Man in Camana Bay (Tel: (345) 640 5339) stocks a wide range of brands including Maui Jim, Oakley, Ray-Ban and more. VisionWear in Camana Bay (Tel: (345) 943 5151) stocks brands such as MODO, Michael Kors, Valentino, Tom Ford and more. Optical Outlook in Caymanian Village (Tel: (345) 949 0539) is the only place on-island to buy Maui Jim and Oakley prescription sunglasses, as well as other designer sunglasses. Caribbean Optical in Seven Mile Shops (Tel: (345) 943 1515) also sells designer sunglasses. Mid-range sunglasses are available at the dive shops and cheaper sunglasses can be found in Foster’s, Kirk Market and Cost-U-Less.

(BT). Tel: (345) 916 3957, email: paygatta@

entertainment. Pasadora Place, George Town.

candw.ky

Tel: (345) 947 5457, www.facebook.com/

PAWSProtectionOfAnimalWelfareSociety.

visit

www.facebook.com/

Tweenagedreams. Red Cross Thrift Shop

Thrift Shops Thrift shops in Cayman are always in need of donated items and all proceeds from sales are given to various causes. They sell a variety of used items in good condition at reasonable prices.

Open for the public to donate and buy new and used items, such as clothing, shoes, furniture, appliances and more. The funds generated are used to help support the most vulnerable in the community. Pick-up of donations is available. Shop hours: Tues-Thurs 9am-2pm and 5pm7pm, Fri 9am-2pm and Sat 7.30am-1.30pm. 34

The Claws-It Thrift Shop

Huldah Avenue, George Town. Tel: (345) 949

Located in Plaza Venetia, next to China

7467 or email: shop@redcross.org.ky.

Village, the shop sells gently used clothes and shoes for the entire family, plus jewellery,

The Red Collection (tRc)

handbags, school bags, housewares and

tRc is the Cayman Islands Red Cross’ Thrift

computers at bargain prices. Every dollar

Shop designer boutique. They sell vintage

spent goes towards the many homeless dogs

designer apparel, higher-end furniture and

and cats at the shelter and helps find loving

some brand new items for sale at competitive

homes for them. Open Tuesday-Saturday:

prices. Open Saturdays 10am-1pm. Located at

9am-2.30pm. Tel: (345) 945 5596. Visit

the CI Red Cross Headquarters. Tel: (345) 949

www.caymanislandshumanesociety.com.

7467 or email: shop@redcross.org.ky.

New To You Bargain Shop

Underwear

Located at NCVO on 90A Anthony Drive, just

Atlantic

off Smith Road in George Town, this thrift

For women you will find Bali and Maidenform

shop is open Monday-Friday 3.15pm-6pm

and a fabulous selection of shapewear from

and Saturdays from 8am-4pm. All funds

SPANX. The cute bra sets and panties make

Atlantic Kids

raised help fund the NCVO programmes. Tel:

for great gifts. Bra fitting is available from

Carries a great selection of fun, award-

(345) 949 2124.

trained associates. Atlantic Kids carries a full

winning toys for boys and girls of all ages at

line of underwear and socks for boys and girls,

affordable prices. Expect to find toys you’d

One Dog at a Time (ODAAT)

including first bras for tweens. They also carry

see in toy stores in the US and the UK. A

Located at Unit 26 in Storage Central on

sleepwear for all ages at extremely affordable

great place to shop for birthdays, with gift

Bodden Road, just off Eastern Avenue in

prices. Paddington Place, Godfrey Nixon Way,

registries available. Paddington Place, Godfrey

George Town. Sells clothes and shoes for

just off the Butterfield roundabout. Tel: (345)

Nixon Way. Tel: (345) 943 2296 or visit www.

men and women. Open Saturdays 10am-

949

facebook.com/atlantic.atlantickids.

4pm and during the summer on Wednesdays

atlantickids. se e ad pag e 281

se e ad pag e 281

11am-4pm. Tel: (345) 917 8284.

2296.

www.facebook.com/atlantic.

Silhouette Book Nook

PAWS Thrift Shop

Sells lingerie, underwear, loungewear, pyjamas,

Sells a great selection of good toys, Lego,

They accept all donations and will sell a

night dresses, hosiery and shapewear. They

puzzles, board games, electronic toys and lots

variety of items from books and toys to

also offer bra fitting service for women, plus

of books. Kids love the very talkative resident

furniture and kitchen appliances. Every

boxers, briefs, undershirts and pyjamas for

parrot. Located in the Galleria Plaza, West Bay

dollar spent goes towards assisting the

men. The Paseo, Camana Bay. Tel: (345) 943

Road. Tel: (345) 945 4686.

animals in the Eastern districts with food,

5223 or visit www.silhouette.ky.

shelter and medicine including their spay and Tweenage Dreams

neuter programme. Open Tues, Wed, Thurs

Victoria’s Secret Beauty & Accessories

Offers unique gifts perfect for girls aged 7 to

and Sat from 10am-4pm and Friday 10am-

Sells VS panties, sportswear and sleep wear.

13. Stocks the latest trends in toys, games,

5pm. Please do not leave donations outside.

40 Royal Plaza, Cardinall Ave, George Town, Tel:

electronics and accessories. They also have

553 Plaza Odessa, next to Cox Lumber

(345) 946 2087.

www. c a y m a n r e s i d e n t . c o m

289

Shopping

Toys Toys are bulky and better sourced locally, especially as you will constantly be picking up something new for the numerous birthday parties your child will attend. Places to buy children’s toys include Atlantic Kids, Bedside Manor, Books & Books and Book Nook. Priced Right and Cost-U-Less also carry a variety of toys and sometimes inexpensive gems.

an upstairs space perfect for parties and

Living in Cayman

Photos courtesy of Deep Blue Images and Rebecca Davidson Photography.

Where to find a babysitter, hair and beauty salons, dry cleaners, florists, key cutters, notary public, get something printed, post a letter and more.

L i v i n g i n C AY M A N

- Babysitters & Nannies - Bicycle Repairs - Car Wash - Day Spas, Hair & Beauty Salons - Dry Cleaning, Laundry & Tailors - Event Planners & Party Rentals - Florists - Key Cutting/Locksmiths - Local Media/Radio Stations - Local News/Notary Public - Photographers - Photo Processing Studios - Postal Services - Courier Services - Printing & Copying - Purchasing Overseas - Storage Units & Warehouse Space

290 291 291 291 293 293 295 295 295 296 296 297 297 298 298 298 299

here are exceptional services available in the Cayman Islands, and you will be spoiled for choice. There is an abundance of highly skilled professionals, from internationally trained hairdressers to photographers, to hard working and reliable technicians. In this chapter there is useful information on postal and courier services, as well as how to keep up with the latest news. For home related services like air conditioning technicians, house cleaners and plumbers, see the Running Your Home chapter.

CI$10-$14 per hour (extra for more than one child). A reputable company should be licensed, insured and have staff trained in CPR and first aid. Hourly, daily or weekly rates can be negotiated for cleaning, as well as childcare. Below, we have listed some reputable companies. Other babysitters can be found by word of mouth. More information on hiring a full-time domestic helper or nanny can be found in the Running a Home chapter and also in our sister publication, Cayman Parent. AAA Caregivers Tel: (345) 916 5925 or (345) 926 1601 Email: aaacaregivers@candw.ky or www.aaacaregivers.ky They are a home care service agency whose staff are trained in first aid/ CPR, housekeeping, childcare and safety. Staff members are assigned based on the suitability of your family’s needs, and the cost of the service is dependent on the amount of cleaning and childcare to be done and whether it is part-time or full-time. If you require a full-time domestic helper or caregiver, they can source, interview, and train a trustworthy and hardworking employee for you for a finder’s fee, who you can then employ on your own terms. Their rates are very competitive. Best Home Care Agency Tel: (345) 947 2297 or Email: bhc@candw.ky

Babysitters & Nannies For a good babysitting service you can expect to pay between 290

CAYMANRESIDENT 2019

Best Home Care Agency offers professional childcare and babysitting services as well as housekeeping services.

Cayman’s Kindest Care Agency (CKC)

Bicycle Repairs

Tel: (345) 324 1841

Cayman Mobile Bike Repairs

Email: ckcstaffingagency@gmail.com

Tel: (345) 936 8385 or (345) 525 2020

www.facebook.com/ckcstaffingagency

A mobile bike repair company that also sells

CKC offers a full range of trained and

new bicycles, bicycle accessories, cycle

experienced staff. They provide house cleaning

computers and clothing.

and childcare services on a part-time, full-time or as needed basis. Hotel babysitters, summer

Uncle Bill’s Home Improvement Centre

nannies and maternity nurses or nannies are

Tel: (345) 949 7601

also part of their range of services as well as

As well as bike repairs they sell a variety of

temporary staffing for businesses.

bike-related products, accessories, lights and Tel: (345) 946 9751

K&A Services and Janitorial Email: assist@kandaservices.ky www.facebook.com/kandajanitorial K&A Services and Janitorial provides residential and commercial cleaning including carpet, upholstery, windows, power wash, tile and grout cleaning. Scheduled cleaning can be arranged to accommodate daily, weekly, fortnightly and monthly visits. Customer service and attention to detail are their greatest strengths, as well as being dependable and efficient.

Day Spas, Hair & Beauty Salons Cayman has a great selection of places to find your relaxation regiment: whether you’re looking to get massages, manicures, pedicures, facials, haircuts and other beauty treatments. Feel free to leave a gratuity tip when you receive good service. Artista Salon

repair kits. Tel: (345) 326 3379

Cleaning Services See the Running Your Home chapter.

Car Wash The hot sun and salt air can be damaging to our automobiles. Washing your car on a regular basis will help the resale value and extend the life of your car. Cayman’s only automated car wash, The Auto Spa (Tel: (345) 943 1946) is located off Godfrey Nixon Way. Alternatively, a mobile car wash company can come to your home or office to clean your car. Refer to the Transportation chapter to learn more.

Beyond Basics Medical Day Spa 3rd Floor, Tomlinson Building Corner of Walkers and Hospital Road), GT Tel: (345) 945 2737 www.beyondbasics.ky

Body Works Queens Court Plaza, West Bay Road Tel: (345) 945 6485

L IVING IN C A Y M A N

CAYMAN’S KINDEST CARE AGENCY

WELLNESS SERVICES

• Chiropractic • Physiotherapy • Acupuncture • Chinese Therapies • Anti-Aging Medicine • Cellular Therapy • Sleep Evaluation • Hormone Replacement Therapy • Womens Health • Mens Health • IVF Support • Smoking Cessation • Guided Meditation • Hypnotherapy • Neurocognitive Evaluation

AESTHETIC SERVICES

• Botox/Dermal Fillers • Carboxy Therapy • Mesotherapy • Sclerotherapy • Laser Hair Removal • Laser Skin Treatments • Body Contouring

CARING FOR CAYMAN IN THE KINDEST WAY

SPA SERVICES

Services Include:

• Facials • HydraFacials • E-Light Oxygen Facials • Microdermabrasion • Chemical Peels • Massage Therapy • Zone Therapy • Reflexology • Waxing • Hopi Ear Candling

Baby Sitter • Nanny • Holiday Childcare Sick Child Care • Live-in Nanny Domestic Housekeeper • Houseman Live-In Domestic Housekeeper Hotel Babysitter • Temporary Nanny Maternity Nurse • Post Natal Nanny Summer Nanny • Elder Care Registered Nurses • Pet-Sitting

Tel: 345-943-2002 Fax: 943-1002 info@davinciwellnesscentre.com Park Place, West Bay Road, Seven Mile Beach, Grand Cayman Most Cayman Health Insurance Policies Accepted

(345) 324 1841

ckcstaffingagency@gmail.com

www. c a y m a n r e s i d e n t . c o m

291

Da Vinci Centre for Wellness

For weddings and bridal parties they offer full hair

and Alternative Therapies

and make-up services. For bookings and more

Park Place, West Bay Road

information visit their website.

Tel: (345) 943 2002 Email: info@davinciwellnesscentre.com

La Prairie Spa, The Ritz-Carlton, Grand Cayman

www.davinciwellnesscentre.com

West Bay Road

Services include: Chiropractic, Physiotherapy,

Tel: (345) 815 6900

Anti-Aging Medicine, Cellular therapy, Sleep

www.ritzcarlton.com/grandcayman

evaluation, Hormone Replacement therapy,

An exclusive luxury spa providing a full range

Women’s health, Men’s health, Candela Laser,

of services that include signature facials,

Laser hair removal, Laser skin tightening, Laser

massages and body treatments featuring the

skin treatments, Body contouring, Acupuncture,

world-renowned spa’s luxurious techniques

Chinese Medicine, Aesthetic Medicine, Botox/

and products. Arrive early to relax in the serene

Juvéderm, Carboxy Therapy, Mesotherapy,

lounge room or replenish in the jacuzzi and steam

Sclerotherapy, Reflexology, Massage therapy,

room. The spa offers a wide selection of La Prairie

Reiki,

beauty products for sale. Treatments range from

Naturopathy,

HydraFacials,

Guided

Meditation,

Microdermabrasion,

Chemical

45 minutes to a full-day of services.

peels, IVF support/infertility, and smoking cessation. SE E AD pag e 291

Madison One Salon 25 Earth Close, Off West Bay Road

Eclipze Hair Design & Day Spa

Tel: (345) 325 0371

South Market Street, Camana Bay

Sue Tyrrell specialises in colour work.

Tel: (345) 945 1188 or (345) 916 7274 L i v i n g i n C AY M A N

Man Cave Halo Lifestyle Salon & Spa

Caribbean Plaza, West Bay Road

72 North Church Street, George Town

Tel: (345) 943 2283

Tel: (345) 623 5437

Email: info@mancavecayman.com www.mancavecayman.com

Redefined Traditional Men’s Grooming & Spa Services

Hibiscus Spa at the Westin Grand Cayman Seven

A men’s salon and spa, offering traditional men’s

Mile Beach Resort

grooming services in an atmosphere that is both

West Bay Road

comfortable, relaxed, masculine and therapeutic.

Tel: (345) 945 3800

Their menu of services include traditional

www.westingrandcayman.com

gentleman’s cut and finish, classic straight razor

A high-end spa offering a full service treatment

shaves, beard and moustache trims, manicure,

menu that caters to every need. Treatments

pedicure, massages, waxing and facials. Relax

range from 30 minutes to four hour packages

in their lounge, enjoy their exclusive products,

using Kerstin Florian face and body products.

shave sets and razors. You will be sure to leave

Treatments include massage therapies, couples

feeling relaxed and rejuvenated. SE E AD T H I S pag e

massages, nail services, facials, acupuncture and

Gentleman’s Cut & Finish Classic Straight Razor Shaves Beard & Moustache Trims Manicure & Pedicure | Facials Customized Massages | Waxing Trimming & Taming Exclusive Products Shave Sets & Razors

other body treatments, including wraps and their

Tips ‘N’ Toes

exclusive Rain Shower Experience.

Bayshore Mall, South Church Street, GT Tel: (345) 943 8637

Kimpton Seafire Resort + Spa 60 Tanager Way, Off West Bay Road, SMB

Rock Gorgeous Hair

Tel: (345) 746 4040

1st Floor, Coconut Plaza, West Bay Road

Email: DL_SEA_SpaWeb@kimptonhotels.com

Tel: (345) 925 4231

www.seafireresortandspa.com

Email: info@rockgorgeoushair.com

Caribbean Plaza, Seven Mile Beach,West Bay Road

An 8,500 sq ft spa with seven treatment rooms

Book online: www.rockgorgeoushair.com

offering an array of soothing services. Services

Located between the Ritz and the Strand and

345 943 (CAVE) 2283

include: massage therapy, body treatments,

behind Edoardo’s restaurant, their international

facials, manicures, pedicures, and a steam room.

team from the UK, Canada, and the US are known

info@mancavecayman.com www.mancavecayman.com

292

CAYMANRESIDENT 2019

pants, dresses, bedspreads, sofa slipcovers, rugs and more. In addition to several tailoring stores in Cayman, many of the dry cleaners also offer an alteration and repair service to minor issues.

Smith Road Sewing & Supplies

in for the full experience and sip on some bubbly

Classic Tailoring

Super Stitch

or a cappuccino and let their talented artists leave

29 Godfrey Nixon Way, George Town

Suite #39, Pasadora Place, Smith Road

you looking “Rock Gorgeous!”. They also have a

Tel: (345) 946 9283

Tel: (345) 949 2833

for their colour work, event hair and make-up, bridal services and hair extensions. They have a “Braid Bar” offered throughout the day starting at just $35, and a Happy Hour “GlamBar” which offers express services on makeup and styling

Smith Road Plaza, Smith Road, George Town Tel: (345) 949 8407 A good option for alterations and intricate tailoring jobs.

Tuesday-Friday 9am-10am and 1pm-3pm. Book

Offers fabrics, arts, crafts and sewing supplies,

second location in Orlando, Florida. Fluff n’ Fold

as well as carrying out a tailoring and dress

Scalp Aesthetics

65 Market Street, Camana Bay

making service within the store.

130 Keturah Street, Walkers Road

Tel: (345) 943 5833

Tel: (345) 917 6262

Cayman’s only certified eco-friendly dry cleaning and laundry service provider. Free

Spa Esprit Hair Design & Day Spa

pick-up and delivery is available within the

The Strand Shopping Plaza, West Bay Road

George Town and Seven Mile Beach areas.

Tel: (345) 945 4334 Island Cleaners Styles Beauty Salon

43 Vibert Bodden Drive, George Town

West Shore Centre, West Bay Road

Tel: (345) 949 5391

Tel: (345) 949 8809

Email: islandcleaners@candw.ky

www.facebook.com/

www.islandcleaners.ky

stylesbeautysaloncayman

www.facebook.com/IslandCleaners

Services include: unisex hair cutting, colouring

Island Cleaners offer a full laundry and dry

and treatments, highlights, lowlights, tinting,

cleaning service for clothing and household

waxing, full body treatments, massages, spray

items such as duvets, bed linen, comforters

AI Rentals

tanning, acrylic nails, manicures and pedicures.

and more. You can visit their shop or take

17 Lancaster Crescent, Industrial Park

They also offer a variety of Keratin treatments.

advantage of their free pick-up and delivery

Tel: (345) 946 4935 or www.ai-rentals.com

SE E AD op p osi te pag e

service to your home or office. They also offer

Touch of Thai

an alteration service, from replacing buttons to

Every Last Detail

re-sizing garments. SE E AD th i s pag e

Tel: (345) 321 8227

Park Place, West Bay Road Tel: (345) 949 8989

Offers event planning services for kid’s parties. Puritan Cleaners Four locations: two in George Town, one in

Massive Equipment Rental & Sales

Utopia Salon

West Bay and one in Savannah.

Tel: (345) 949 7990

Caribbean Plaza, West Bay Road

Tel: (345) 949 7104

www.massivegroup.com

Tel: (345) 749 8876

Massive offers a huge selection of inventory

Vintage Seven Mile Shops, West Bay Road Tel: (345) 947 1897 Vanity Hair and Nail Unit 1, Midtown Plaza, George Town Tel: (345) 949 7929

43 Vibert Bodden Drive

Dry Cleaning, Laundry Services & Tailors There are several dry cleaners on the Island that are well-equipped to deal with shirts,

www. c a y m a n r e s i d e n t . c o m

293

L IVING IN C A Y M A N

Event Planners & Party Rentals In Cayman, people love to celebrate. Most of the big hotels and larger restaurants on Grand Cayman such as Caribbean Club and Cracked Conch ((345) 945 5217) offer event planning as part of their packages. For large party equipment rentals, such as tents, tables and chairs, there are businesses that can help. For wedding planners see the Getting Married chapter. For catering see the Food & Drink chapter. For party stores see the Shopping chapter.

including: Audio/visual/lighting, tables, chairs,

C.A.R.T.S. Laundry

Chili Peppers, Rolling Stones, The Who, Pearl

tableware,

Barnes Centre, Smith Road, George Town

Jam and Aerosmith. SE E AD PAG E 294

cooling

instruments,

games,

glassware, food service, special effects,

Tel: (345) 949 0361 HOT 104.1 FM

staging, dance floors, tents and more. Delivery and collection from any location on-Island.

Florists

Fluff n’ Fold Laundry Services

Playing a mix of Reggae, Dancehall, Reggaeton,

Market Street, Camana Bay

Soca and Gospel. Featuring artists such as Bob

Tel: (345) 943 5833

Marley, Machel Montano, Beanie Man, Movado,

Celebrations

Fay-Ann Lyons, Elephant Man and Lady Saw.

Building C, Kingbird Warehouse Park

Island Cleaners

Tel: (345) 623 2044

43 Vibert Bodden Drive, George Town

www.celebrationsltd.com

Tel: (345) 949 5391

ICCI 101.1 FM

Flower arrangements of freshly cut flowers for

Island Cleaners offer a Fluff and Fold service by

A college radio station whose mandate is to

every occasion.

the pound. They will sort, clean, dry and neatly

train future broadcasting professionals.

SE E AD PAG E 294

fold your laundry for only $1.50 per pound. Every Bloomin’ Thing (EBT)

Irie 98.9 FM

SE E AD pag e 293

384 Crewe Road, George Town

Broadcasting the sound of the Caribbean from

Tel: (345) 945 1701

Super Suds Laundromat

Soca, Reggae and Dancehall to some urban

Email: info@ebt.com.ky or www.ebt.com.ky

553 Odessa Plaza, Bodden Town

Caribbean-influenced hits.

EBT

Tel: (345) 916 4719

houses

full-service

floral

shop,

landscaping company, garden centre, gift shop

KISS 106.1 FM local mEDIA

and tea room. They can create arrangements

Playing adult contemporary from the 70s to

Local Radio Stations

today. Kiss 106.1 has Cayman’s best variety

bouquets and even fruit and gourmet baskets!

Big Fish 95.5 FM

of music with tracks that are sure to appeal to

They also have a flower market every Friday

Contemporary Christian music with teaching

everyone. SE E AD op p osi te pag e

with up to 50% off flowers (wrap and carry

segments. You can also listen to this station on

only). Open Monday-Saturday 8am-6pm and

Logic music channels and streaming apps.

Christian

Sundays 10am-4pm. SE E AD th i s pag e

radio

station.

Owned

the

Conference of Seventh-Day Adventists.

Bob FM 94.9 Trisha’s Roses

Praise 87.9 FM

Bob FM plays the best of the 80s and 90s.

North Church Street, Waterfront

Radio Cayman 89.9 FM

Tel: (345) 949 2423

Breeze 105.3 FM

A CI Government-owned station featuring local

www.trishasroses.com

Contemporary music. Also available in Cayman

and international news (BBC), talk-shows and

They create arrangements for all occasions.

Brac on 93.9 FM.

music. Available in the Sister Islands on 93.9 FM. They also host the morning show ‘Business

Key Cutting/Locksmiths All the home centres offer a key cutting service, however, the following two companies have dedicated locksmiths: Choice Professional Locksmiths Ltd. Tel: (345) 928 6659

CAYROCK 96.5 FM

Buzz’ with Sabrina Turner on Tuesday and

Playing classic rock and new rock. Featuring

Thursday.

artists such as U2, Nickelback, Led Zeppelin, Green Day, Guns N’ Roses, Van Halen, Red Hot

25th Anniversary!

ebt.com.ky 945-1701

The Security Centre

Mon-Sat 8a - 6p Sunday 10a - 4p

Tel: (345) 949 7441

Laundromats/Launderette If you do not have a washer and dryer or if you need to wash bulky items, laundromats are a convenient solution. Laundromats are usually open daily and accept CI quarters.

Gift Shop

Florist

Landscape & Irrigation

Garden Centre

Design Install Maintenance

Plants Pots Supplies

Tea Room

Interiorscape

www. c a y m a n r e s i d e n t . c o m

295

L IVING IN C A Y M A N

for any occasion, from anniversaries to office

Rooster 101.9 FM Plays country music and hosts a very popular political morning talk show called ‘Cayman Crosstalk’. Also available in the Sister Islands. Spin 94.9 FM Playing a range of music from top 40 to dance, and hip-hop to rock. Star 92.7 FM Playing pop, rap, rock, hip-hop, trance, electro house and country. 107.9 FM Weather CI Government-owned. Features a recording (updated hourly) of the temperature, rain probability, humidity, wave heights and tides. X107.1 FM Playing the international Top 40 hits. Featuring

artists such as Ed Sheeran, Justin Bieber, Drake, Rihanna and more. SE E AD PAG E 294

L i v i n g i n C AY M A N

Z99.9 FM

channel 9 or 508 in HD), Trinity Broadcast Network (channel 21 over-the-air and 41 on Logic) and the Seventh Day Adventist Network (channel 30 over-the-air and Logic channel 42) and the Cayman Islands CIGTV, (not Government Television, presently broadcasting free-to-air, but they are available on C3 channel 3 and Logic channel 23). Cayman Life TV (logic 33). Cayman 27 is the only local television station and it features a mix of local and international programming. Local programmes include: Cayman 27 News at 6pm, a 60-minute broadcast focusing on local news, weather and sports. There are three local talk shows: Cayman Now, Let’s Talk Sports, and a simulcast of Rooster 101’s Cayman Crosstalk programme. Cayman 27 also provides its news and local programming on its website (www. cayman27.ky). Discover Cayman airs on Logic channel 25 and provides information for visitors and locals on activities, events and dining out in the Cayman Islands.

Plays the latest pop hits. They also have a very popular morning drive show called ‘On Air’.

Local News - Online & Print There are a few online news-based websites that faithfully cover local news to a high standard. These include the Cayman News (www.caymannewsservice.com), Service CNS Business (www.cnsbusiness.com), Cayman Compass (www.caymancompass. com), Caymanian Times (www. caymaniantimes.ky) and Cayman Marl Road, which is a more informal news service (www.caymanmarlroad.com). In regards to printed newspapers the Cayman Compass is published MondayFriday, and can be purchased for 75c from the supermarkets and gas stations. Once a month a broadsheet newspaper called The Cayman Islands Journal is published. Free newspapers include the Caymanian Times which is printed Monday, Wednesdays, Fridays and Saturdays. Local Television Stations Currently, there are three free television stations in Cayman: Cayman 27 (C3 296

CAYMANRESIDENT 2019

BabyLove, has photographed hundreds of Cayman’s littlest residents, often within days of being born. See her Facebook page BabyLove. She captures the magical innocence of a newborn through her unique and timeless photography. SE E AD Pag e 341 Cayman Photographers by Cathy Church’s Photo Centre Sunset House Hotel, South Church Street, GT Tel: (345) 949 7415 info@caymanweddingphotographers.com www.caymanphotographers.com Cathy Church and a staff of dedicated photographers can video or photograph every occasion from weddings and birthdays to real estate and corporate projects. see ad pag es 272, 279 & 348

Creations Unlimited Eucalyptus Building, Shedden Road, GT Tel: (345) 326 1557 Email: lucy@creations.ky www.creations.ky A team of talented photographers with over

Notary Public There are times when you might need a document to be certified as an authentic and correct copy of the original. This may be for the purpose of a work permit application, a bank account application or any other reason when you may need your identity verified. You will need a Cayman Islands notary public to assist you with this and you can find a list of all active notaries public licensed in Cayman on the Judicial website www.judicial.ky/general-public/notariespublic. The standard charge is CI$30 per stamp. Alternatively, call either Joy Basdeo MBE, JP on (345) 949 9933, Linda Barlow LL.B (Hons) on (345) 323 5955 or on Baysyde Biz (345) 917 5756.

20 years experience in capturing stunning images. From baby bump photos, through to children and family shoots, to beautiful Cayman weddings and stunning underwater shots, they have the ideas and the enthusiasm to capture memories that you will treasure forever. They also sell canvas prints and much more. Daria Keenan Tel: (345) 925 6695 www.dariakeenan.com A talented family portrait photographer who captures genuine, joyful and sun kissed portraits for you to love and cherish. She specialises in maternity, newborn and family photography. With two children herself, Daria knows all the tricks to get your children to smile and perform during those family photoshoots!

Photographers BabyLove Newborn Photography

Deep Blue Images/Julie Corsetti

Email: info@babylove.ky

Tel: (345) 916 0016

www.babylove.ky

Email: info@deepblueimages.com

Photographer Renée Donaldson specialises in

Deep Blue Images specialises in wedding,

custom newborn photography both indoors

family, children, events and underwater

and throughout Cayman’s beautiful outdoors.

photography. They also offer basic to advanced

With a packed schedule of photoshoots,

photography

lessons.

Their

experienced

photographers offer a wide range of creative

papers. As well as professional retouching,

and personalised photographic services. They

quality canvas stretching and high-res art

also provide modern, chic and unique, corporate

reproduction. see ad pag es 272, 279 &348

and wedding videography. Picture This Studios Picture This Studios

Suite 3117, 45 Market Street, Camana Bay

Tel: (345) 943 3686

Email: admin@picturethis.ky

www.picturethis.ky

Picture This Studios has a state-of-the-art

A talented team of experienced photographers

photo processing facility which will take images

who specialise in wedding, family and lifestyle

and turn them into works of art. With a range

photography, as well as cinematography.

of canvas, high quality photo paper, metal and

The creative team of photographers and

customised frames, Picture This Studios can

cinematographers can capture your special

bring your vision to life no matter what the size.

moments whether at the beach, at home, at a

The Studio in Camana Bay also handles passport

wedding reception or in the studio. Picture This

and work permit photos in minutes.

Studios are also well versed in creating stunning

Pag es 278 & 347

SE E AD

images for homes, rentals and commercial properties. Whether you are selling or renting a property as an individual or real estate agent, contact Picture This Studios to see how they can assist you. SE E AD Pag es 278 & 347

Tel: (345) 916 1654 Email: wedding@rebeccadavidson.com www.rebeccadavidson.com A talented photographer with over 15 years experience in capturing stunning images. Rebecca has the expertise and the enthusiasm to capture memories that you will treasure forever. Specialising in weddings, Rebecca’s fun style makes everyone at ease allowing her to capture love and laughter in the most natural way. see ad pag e 349

Photo Processing Studios As far as we know, Rainbow Photo in Elizabethan Square, Shedden Road (Tel: (345) 945 2046) is the only photo studio that still develops film. They will also scan your old negatives onto CDs for you. The rest of the photography studios have now converted to processing digital photography. Cathy Church’s Photo Centre & Gallery Sunset House Hotel, South Church Street, GT Tel: (345) 949 7415 www.cathychurch.com Offers printing on canvas, photo and watercolour

Postal services in Cayman are fast and efficient with the turnaround time for local mail usually being 24 hours. There is no mail delivery to houses and businesses, so PO Boxes are used instead. There are nine post offices and numerous blue mailboxes located throughout the Islands. The largest post office branches are the Airport (APO), central George Town (GPO) and Seven Mile Beach (SMB), but there are also post offices in Savannah, Bodden Town, North Side, East End, Hell and West Bay. The APO and GPO open from 8.15am5pm Monday-Friday and all other post offices are open from 8.30am-5pm Monday-Friday. Some offices are open on a Saturday from 9am-12.30pm, except for the post offices in Hell, Bodden Town, North Side and East End, which remain closed on the weekend.

DHL EXPRESS MAKES THE WORLD OF DIFFERENCE WHEN RELOCATING • Special rates to match relocation packages • Shipping to over 220 destinations

Postage Costs Overseas Mail: Airmail is zoned according to its destination and charged by weight. A postage calculator is available on the website: www.caymanpost.gov.ky. >> US, Canada and Central America: CI$0.75 per half ounce >> UK and South America: CI$0.80 per half ounce >> Asia, South Africa and Australia: CI$1 per half ounce.

• Door to door delivery • Customs clearance • Free DHL boxes available

Email: dhlkysales@dhl.com Phone: 1.345.623.8575

www. c a y m a n r e s i d e n t . c o m

297

L IVING IN C A Y M A N

Rebecca Davidson Photography

POSTAL SERVICES in the cayman Islands

There is also a ‘printed matter only’ rate available for overseas mail. Mail is dispatched daily but must be in the mailbox by 3pm. The Post Office also offers an Express Mail Service (EMS) which delivers packages to 177 countries. Call (345) 949 6777 for more information. All incoming parcels are subject to duty and you will receive a notice in your mailbox when a parcel has arrived. If you prefer, you can request that the notice be sent to you by email by sending the tracking number and invoice to parcelpost@gov.ky. The CIPS delivers trackable items to street addresses on request for an additional fee. To schedule a delivery, use the link on the Contact Us page of their website (www.caymanpost. gov.ky) or email: parcelpost@gov.ky and include the item’s identifier number and delivery address details. An example of the correct way to address mail or a parcel to Cayman is listed over on the next page. Please note it is a requirement that a PO Box number as well as a postal code is always used on a letter mailed to the

Cayman Islands unless coming by courier.

and also offer full postal services. They are

Mr. Cayman Resident

open from Monday-Friday 8.30am-6pm and

PO Box 31403

Saturday from 9am-5pm.

CAYMAN ISLANDS

Please note: do not write George Town on the envelope, as there are dozens of ‘George Towns and Georgetowns’ around the world and its use can cause confusion. Private Mailbox Services Mail Boxes Etc.

Courier Services International courier services to and from the Island are extremely reliable. A CI$2 government tax is charged on all packages leaving via courier. When packages arrive a CI$5 package tax and a CI$5 warehouse fee are applied. Some couriers also charge a CI$8 clearance fee.

Market Street, Camana Bay

UPS (United Parcel Service) Tel: (345) 949 8771

Printing & Copying Cayman Business Machines 49 Hospital Road, George Town Tel: (345) 949 8642 Digital printing services.

Tel: (345) 745 1400

Express Mail Service (EMS)

Email: info@mbe.ky or www.mbe.ky

Tel: (345) 949 6777

Mail Boxes Etc.

Services include: Private mail boxes (with

A cost effective way to ship parcels through

Corner of Market Street& Forum Lane,

a local Cayman street address which

the local post office.

Camana Bay

are accessible 24/7), mail holding and

L i v i n g i n C AY M A N

FedEx Express Tel: (345) 949 5911

Grand Cayman KY1-1206

available. SE E AD PAG E s 98 & 297

Tel: (345) 745 1400

forwarding, packing and shipping and a US

DHL International (Cayman) Ltd.

Email: info@mbe.ky or www.mbe.ky

address service - useful for imports and

131 Warehouse Centre, Maclendon Drive, GT

A one-stop shop for printing services,

online shopping. They also offer passport

Tel: (345) 949 8575

including digital colour and black and white

photos and printing services such as digital

Email: dhlkysales@dhl.com

copies, binding, laminating, etc. They print

colour and black and white copies, binding

www.dhl.com.ky

business cards, brochures, flyers, invitations,

and laminating. They are an authorised

Provides a fast and reliable next-day delivery

plus more. They also do passport photos, are

shipping centre for DHL, FedEx and UPS,

service by air. Online booking and tracking

an authorised shipping centre for DHL, FedEx and UPS and rent mail boxes.

Box Buddies On Demand Storage and Moving

Storage Only pay for as much space you need!

Storage totes available for small items or pay by the cubic foot for large items.

Tote Pickup Pickup Tote and and Delivery Delivery Moving teams available upon request.

Let’’ss Be Box Buddi Buddies! Be Box es! Let

526-2697

info@boxbuddies.ky 298

CAYMANRESIDENT 2019

STORAGE STARTING AT

per month

www.boxbuddies.ky

Purchasing Overseas Visitors and residents arriving in Cayman will no longer have to declare their goods purchased overseas through Customs upon arrival if they do not exceed the CI$500 goods allowance or the alcohol and tobacco quotas. Keep in mind that most online retailers will not ship to Cayman and if they do, shipping costs will be high. To avoid these high fees contact any of the companies listed below for their shipping rates. They will ship anything you buy in the US to Grand Cayman, including large bulky items, such as furniture, TVs or large toys, as well as smaller items, such as clothes, letters and magazines. These companies will provide you with an address in Florida where the items can be shipped to, they will then forward the package to Cayman. Some will also clear the packages through customs and deliver to your work or home address. CICA Tel: (345) 949 2350

Mail Boxes Etc. Tel: (345) 745 1400

The warehouses are well managed and have

Their climate-controlled units are secure

Miracle Brokers Tel: (345) 949 5989

24 hour surveillance. They have 22 foot

with state-of-the-art security. Climate-

Seaboard Marine Tel: (345) 949 4977

ceilings and have up to 6,000 square feet of

controlled units are available (in sizes 4’

Sta-Mar Enterprises Tel: (345) 949 2399

space. SE E AD pag es 59 & 134

X 3’ to 10’ X 20’) at two locations: Canal

Shoe Repair

Mini Warehouse 2 Ltd

Road, which offers climate-controlled units,

No. 1 Shoe Shop

246A Industrial Park, George Town

and the Airport Industrial Park, which also

Tel: (345) 949 5595

Tel: (345) 949 7750

offers climate-controlled and non-climate-

Email: miniwarehouse2info@candw.ky

controlled units ranging in size from 5’ X

www.miniwarehouse2.com

5’ to 20’ X 20’. Prices range from CI$69 to

Mini Warehouse 2 is the oldest and largest

CI$1,500 per month. SEE AD THIS page

Point across from the Strand on West Bay

Storage Units & Warehouse Space Choose from a wide range of sizes and a choice of modern air conditioned or non-air conditioned units. The companies listed below have multiple fully-managed warehouses across the Island. Most units also have 24-hour security monitoring.

self-storage facility on Grand Cayman.

Box Buddies Building 6, GKF Business Park,

Godfrey Nixon Way, George Town Tel: (345) 526 2697 Email: info@boxbuddies.ky www.boxbuddies.ky

L IVING IN C A Y M A N

Box Buddies aims to take the hassle out of storing and moving your personal belongings. They offer standard sized packing boxes that are stored in our 24-hour surveillance facility. Utilising industrial grade storage totes, you have the ability to store as much as you want in both climate and non climate-controlled storage. Box Buddies also has a fully equipped moving crew that will deliver boxes for your packing and then return to collect them. Just tell them how many boxes you would like and they will deliver them at your request. SEE AD page 298 Heritage Holdings Ltd. Barcadere, Kingbird and Universal Warehouse Parks Tel: (345) 945 4202 or (345) 943 4929 Email: info@heritageholdings.ky www.heritageholdings.ky Heritage Holdings Ltd. is one of Cayman’s leading

commercial

developers,

also

specialising in Property and Warehouse Management Services. Completed projects include Centennial Towers, Countryside Shopping Village and Kingbird I & II, Barcadere and Universal Warehouse Parks.

www. c a y m a n r e s i d e n t . c o m

299

Disaster preparedness

An overview of hurricanes, earthquakes, tsunamis, waterspouts and tornados. Information on what to do, things to buy and store so that you can be prepared and ready for a natural disaster.

Earthquakes & Tsunamis

304

Waterspouts & Tornadoes

304

Emergency Alert Systems

304

Property Protection

305

D I S A S T E R P repared n ess

Insurance 305 Medical Assistance

305

Children & The Elderly

305

Leaving the Island

305

Aftermath of a Disaster

305

Checklists & Important Info - Hurricane Supply Kit - Things To Do - Important Documents - Flags - Hurricane Scale - Food & Water Supplies

303 302 303 303 303 303 304

Important Numbers/Websites Police/Fire/Hospital/Ambulance 911 National Hurricane Committee 949 6555 Emergency Hotline (during ‘Alert’) 946 3333 Weather Underground wunderground.com

lthough the Cayman Islands are located in an area which can and does get affected by hurricanes, other natural disasters can very occasionally affect us as well. So here we mention earthquakes, tsunamis and tornados, along with hurricanes. The Cayman Islands Government has developed a specific

300

CAYMANRESIDENT 2019

Photos courtesy of Courtney Platt and Jennifer Marshall.

Hurricanes 300

department that is solely responsible for dealing with hazards, should they occur. It is known as Hazard Management and they are responsible for the national disaster management programme, which includes preparedness, response, mitigation and recovery in the event of a disaster. Their main aim is to protect Cayman’s residents and visitors by being prepared for every scenario of a disaster. This includes working with emergency responders to reduce the loss of life, suffering, property and environmental damage. More information on the Hazard Management department can be found on www.caymanprepared.gov.ky. Hurricanes The most common natural disaster that threatens the Cayman Islands are hurricanes. A hurricane is a large rotating system of wind and water, originating in the tropics with sustained surface winds of at least 74mph. A hurricane starts out as a tropical disturbance, when a mass of organised oceanic thunderstorms persists for 24 hours. Once it reaches 74mph, it becomes classed as a hurricane. On average, 11 tropical storms develop and six of these become hurricanes. Statistically the Cayman Islands will get hit by a tropical storm or hurricane every 1.7 years, which is more frequently than other countries in the Caribbean. Climate trends however, have changed dramatically in the past 30 years and as the subtropics become more tropical, the elements required for hurricanes to flourish have multiplied. According to an article written by three

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BRITISH CAYMANIAN INSURANCE COMPANY LIMITED BritCay House, 236 Eastern Avenue, George Town, P.O. Box 74, Grand Cayman KY1-1102 Tel. 949-8699 12 Kirkconnell Street, Stake Bay, P.O. Box 254, Cayman Brac KY2-2101 Tel. 948-1760 www.britcay.ky A member of Colonial Group International Ltd. insurance, health, pensions, life

cgigrp

D I S A S T E R P repared n ess

of the world’s leading weather experts and published in the journal ‘Nature’ in May 2014, the location where hurricanes are strongest and at their most destructive has shifted by an average of 35 miles per decade towards the North and South poles. This may be good news for Cayman, but we must still be very vigilant. In the summer of 2017 there were several hurricanes, Irma and Maria, in particular, which caused terrible destruction to a number of the islands in the Caribbean. Cayman is a small, and generally low lying island and in a hurricane the sea level can rise due to a phenomenon called storm surge. Hurricanes are accompanied by a number of elements that can cause problems such as high wind, extreme rainfall leading to flooding, huge battering waves and they can even generate tornadic winds, but storm surge is the number one threat from a hurricane and it is not confined to coastal areas. For example, if you live in a single story dwelling located inland and your ground floor is ten feet above sea level, it is possible for the storm surge to fill the house

with water right up to the ceiling, and in some cases leave you trapped. Waves are a separate and very real threat for coastal residents. A wave can only be a maximum of 1.5 times the depth of the water offshore. If you live near where the water depth is approximately twenty foot, and there is a ten foot storm surge, then a forty foot wave has the ability to come ashore. This allows for a wave to comfortably reach the second floor of a coastal building. Additionally, it is important to bear in mind that a single cubic meter of water weighs a ton, and in strong hurricanes a wave can easily smash down concrete structures. If we do get hit by a hurricane, plan to be without power for 5-7 days, although it could be longer. After Hurricane Ivan, it took 2 to 3 months for most residents to get their electricity back, and about a month for water. Keep in mind that there were also no banks, supermarkets or gas stations open for at least a week, so it is important to have an emergency supply of canned food and water that will last up to one week. You are advised to store a gallon

Hurricane Supply Kit Things to purchase, set up, prepare and do in advance of the hurricane season

❑❑ Plywood and screw nails for

❑❑ Rope/strong twine, duct/packing tape ❑❑ Shut off wrench and pliers ❑❑ Plastic sheeting to cover furniture ❑❑ Tarpaulin for roof ❑❑ Surgical and yard gloves (for clean up) ❑❑ Paper towel, toilet paper and napkins ❑❑ Disposable plates, plastic glasses,

windows/doors (if necessary)

❑❑ ‘C’ type fire extinguisher for electrical fires

❑❑ Oil and petrol for generator (optional) ❑❑ Portable gas cooker and refills ❑❑ Charcoal and lighter fluid ❑❑ Flashlight, lantern and oil ❑❑ Matches/lighter in watertight bag ❑❑ Battery operated radio, fan

plastic cutlery and several plastic bags

❑❑ Aluminium foil, plastic freezer bags ❑❑ Can opener/knife (e.g. Swiss army) ❑❑ Clorox wipes (for cleaning cutlery) ❑❑ Chlorine bleach (sterilising water) and

and extra batteries

❑❑ First aid kit, sunscreen and feminine hygiene supplies

Dettol (disinfecting hands and feet)

❑❑ Medication - make sure your

❑❑ Hand sanitiser (such as Germ X) and

prescription is full and you have an adequate supply at all times during hurricane season

baby wipes (for personal hygiene)

❑❑ Ice chest and ice ❑❑ Broom, mop, bucket and rubbish bags ❑❑ Pet food and litter box ❑❑ Baby supplies: nappies, wipes, food ❑❑ Books, magazines and games

❑❑ Candles and matches ❑❑ Mosquito coils, citronella candles and/or spray

❑❑ Life vests, galoshes and whistle 302

CAYMANRESIDENT 2019

of water per day for each person in your house, and to keep it cool by storing it in a dark location. Have a portable radio with extra batteries on hand, because radio could be an important vehicle for sourcing information in the aftermath of a storm. Internet, television and cell phone systems may go down for hours or days. Preparation is key - make sure you install hurricane shutters and generators well before the hurricane season. It’s too late to think about saving your personal items, important documents, filling the car up with gas or buying supply kits when a hurricane is imminent, as the water and power may be turned off 12 hours before a hurricane hits. Also take out enough cash to last you for a few weeks, as after a storm no one will take personal cheques, ATM machines may not work and banks might ration cash withdrawals. Prepare an evacuation ‘to go bag’ with all your important documents (inside a watertight ziplock bag) and enough clothes, water, food, snacks and medication for each member of your family for three to five days. Decide ahead of time where you will stay during a hurricane. If your home is durable to withstand the winds, then it is probably the best place to stay. Ask your neighbours about the vulnerability of your neighbourhood in the case of flooding and wave threats. If you decide that it is safe to stay in your home, find the safest areas in your house to shelter and potential escape routes as well. If your home is not secure then evacuate! Low-lying areas flood, so take shelter at your work place or a friend’s house on higher ground. Hurricane shelters are also an option; a complete list of locations can be found on www.caymanprepared.ky. Shelters can be crowded and offer only basic facilities, so take enough supplies. Generally, shelters do not allow pets, alcohol, smoking, heavy or excess luggage, valuables or weapons. Volunteer Shelter Managers are always needed. If you are interested in becoming one, contact Felecia Robinson at the Department of Children and Family Services on (345) 949 0290.

Things to Do

Flags

(2–3 days before the disaster)

❑❑ Design a family plan for which shelter and route is the best to suit your needs

❑❑ Fill cars with gasoline/charge if electric and move them to higher ground

❑❑ Withdraw cash from bank. ATMs won’t work without power

❑❑ Bring in everything from outside, i.e. bird feeder, hose, barbecue, chairs, potted plants

❑❑ Secure boat and remove all equipment, i.e. battery, CD player, life jackets, etc.

❑❑ Make arrangements for the safety of your pets ❑❑ Move furniture and belongings away from windows and doors and elevate off floor level

❑❑ Put silicone or foam around outside doors and also fill sandbags sufficient to protect ground level outside of the doors

❑❑ Pick up rugs from the floor, and remove drapes from windows and store in plastic bags furniture and wood floors from ceiling leaks

❑❑ Pack irreplaceable and precious items into large plastic bags or Rubbermaid containers/ tubs and seal them with tape

❑❑ Do laundry; it may be a long time before you can do it again, then fill the machine with water

❑❑ Clean tubs/baths and fill them with water Important Documents & Records

Store in a portable, watertight container, scan or back up to an external drive

power goes out, food and ice will last longer

❑❑ Freeze water ❑❑ Charge cell phones and have cell phone charger that plugs into car lighter or a cranking mechanism

H u rri c a n e A l ert Hurricane threat more than 36 hours away.

❑❑ Consider blocking toilets with old towels, so they do not back up

❑❑ Wedge sliding doors to prevent them lifting from tracks and reinforce garage door

H u rri c a n e Wat c h Hurricane threat 24 to 36 hours away.

❑❑ Keep swimming pool full, to around 12 inches from the top

❑❑ Turn off propane tanks ❑❑ Secure TV antennae ❑❑ Check supply of emergency food ❑❑ Close cistern openings and disconnect

downspouts

❑❑ Have empty gallon bottles to fill with water for bathing and flushing purposes

H u rri c a n e War n i n g Hurricane conditions expected within 24 hours.

❑❑ Make sure you have old towels, shirts, etc. to line doors and windows for water seepage

❑❑ Have raincoats/ponchos handy as it might rain for several days after the hurricane A l l C l ear The storm has passed, use caution.

❑❑ Make sure you have the phone numbers of family and friends and that they have yours

Hurricane Scale The Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane’s present intensity.

❑❑ Passports, birth certificates, driver’s licences, pets’ documents

❑❑ Photographs of home contents and vehicles for insurance purposes

This is used to give an estimate of the potential property damage and flooding expected along the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the coastline in the landfall region. These speeds are one minute averages and not maximum gusts!

Wind Speeds

❑❑ Digital back up of photos and a video

(mph)

(kmph) (km/hr)

(feet) (feet)

Category 1

74-95

119-153

4-5

Category 2

96-110

154-177

6-8

Category 3

111-129

178-208

9-12

Category 4

130-156

209-251

13-18

Category 5

>157

>252

>18

of your property and valuable items

❑❑ Inventory of household (itemised) ❑❑ Bank accounts and credit card information

❑❑ Insurance policies, wills, contracts and deeds of your home

Storm Surge

www. c a y m a n r e s i d e n t . c o m

303

D I S A S T E R P repared n ess

❑❑ Buy buckets and sheets of plastic to protect

❑❑ Turn freezer and fridge to the coldest setting. If

D I S A S T E R P repared n ess

Earthquakes & Tsunamis Grand Cayman lies close to the boundary zone of the Caribbean and North American tectonic plates which are known to be seismically active. The strongest recorded earthquake in the Cayman Islands occurred on 14 December 2004 and it measured 6.8. Although it did not cause significant damage, the potential does exist for the Islands to be affected by a major earthquake. In the case of an earthquake, duck, cover and hold: get under a solid piece of furniture or reinforced doorway. Be sure to cover your eyes and head, while holding onto the furniture to protect yourself from flying objects. If outdoors, move to an open space away from glass, electrical cables, and other objects that are likely to fall. Do not move until the shaking has stopped! Tsunamis are most often triggered by underwater earthquakes, with waves spreading outwards rapidly from the site. Out at sea these waves typically measure around one foot in height and may travel at speeds of 400mph. When the tsunami reaches the shallow waters of a continental shelf, the wave slows and its height increases. Although tsunamis triggered by earthquakes can occur in Cayman, the probability is believed to be very low: Cayman’s underwater landscape, with steep drop offs close to shore and very little continental shelf, may well reduce the risk of dangerous tsunamis. In January of 2018, Cayman, along with other surrounding nations, were placed on a tsunami watch after a major earthquake hit the north coast of Honduras. For those living close to the sea, it is important to have a family emergency plan in place and to familiarise yourself with the nearest safe place to evacuate to. If you are at the coast and see the water receding, move away immediately and move to a higher floor in a tall building if possible. Waves may strike at intervals anywhere between 15 minutes and one hour. There is usually very little warning time if a tsunami threatens, so residents should NOT wait for an official warning but take action immediately. If 304

CAYMANRESIDENT 2019

you feel a very strong earthquake, do not wait for a tsunami alert to be issued, you should head inland and try to get to an elevated area or building. Cayman has not experienced a destructive tsunami in its entire recorded history, so the likelihood of one occurring is very remote, and strong destructive earthquake events are also incredibly infrequent.

Food & Water Supplies Purchase 5–7 days supply of non-perishable items before hurricane season starts

❑❑ Water purification tablets ❑❑ Canned/ powdered milk, baby food, formula, wipes, nappies/diapers plus medication and vitamins

Waterspouts & Tornadoes Waterspouts can be described as a rotating column of water and spray formed by a whirlwind occurring over the sea. They sometimes form along the dark, flat base of cumulus clouds and may sometime be seen in the coastal waters around the Cayman Islands. They are typically not harmful as they travel slowly and the wind speeds associated with the waterspouts are usually less than 69 miles an hour, and they are only active for about 20 minutes. Typically these waterspouts dissipate quickly when they make landfall. They are often confused with tornadoes which are a very rare phenomenon for the Cayman Islands. When they do occur they are usually weak and even minor reports of damage associated with tornadoes are uncommon.

❑❑ Salt, pepper, dry seasoning, sugar,

Emergency Alert System When a threat is declared, a release is issued to all media houses to advise the public and the notification is also posted on the Hazard Management website and social media accounts. A National Emergency Notification System is in development and the first phase has now been established which allows emergency radio interrupts across all radio stations in the Cayman Islands. The second phase, which is expected to be operational by the end of 2018, will enable Emergency Managers to place crawling text alerts across all cable television channels. The third phase includes a wider range of solutions including the establishment of a cell broadcast system which will permit ‘Amber Alert’ type messages to be sent directly to mobile phones. The National Emergency Notification will eventually include a broad

❑❑ Canned fruit, dried fruit, raisins ❑❑ Nuts, grains and other snacks like

coconut or olive oil

❑❑ Tea, instant coffee ❑❑ Drinking water (allow 1 gallon per person per day – also used for washing face, teeth and hands)

❑❑ Energy drinks, fruit juices ❑❑ Spam, corned beef, canned fish, Vienna sausages

❑❑ Miracle Whip (not mayonnaise) ❑❑ Peanut butter, jelly, syrups, honey ❑❑ Bread, crackers, cookies (in a water-tight container)

❑❑ Canned spray cheese ❑❑ Canned soup, cup-of-noodles, ravioli, spaghetti, canned vegetables, canned and dried beans

breakfast bars

❑❑ Couscous, quinoa, quick-cook rice ❑❑ Salsa and salad dressings ❑❑ Packet mashed potatoes and ‘instant eggs’

Useful Websites Cayman National Hurricane Committee www.caymanprepared.ky Cayman Islands Government www.gov.ky US National Hurricane Center www.nhc.noaa.gov Caribbean Hurricane Network www.stormcarib.com Weather Underground www.wunderground.com

range of alert mechanisms but residents are also encouraged to have established a family and a business hazard plan. The following company can assist your business and family with crisis management.

As a preventative measure Hazard Management recommends bolting down appliances and bookshelves, placing heavy objects on lower shelves and making sure one has a sufficient supply kit. Please refer to the checklist.

shelters but Hazard Management Cayman Islands has drafted a Pet Shelter Plan and is currently working with St. Matthew’s University, the Veterinary Society and other partners to ensure that there are at least 2 such shelters available by 2019.

Insurance Examine your insurance for your home and/or business to ensure you are comprehensively covered and that the full value of the building(s) and contents are protected. Document your house’s contents and take photographs of furnishing and valuables in advance. Keep these on a digital memory stick or backup drive. If you sustain damage, these photographs will support your insurance claim.

Leaving the Island & Emergency Travel Documents Have a plan and funds in place in the event that you decide to leave the Island before a disaster. Be sure to secure your home before you leave! Also, the airport will get very busy during this time. Pay close attention to flight availability - some airlines increase the number of flights during evacuation periods, but flights still fill up quickly. Island Air (Tel: (345) 949 5252) can provide evacuation services during the hurricane season. If you require assistance with passports or travel documents, talk to your local Honorary Consul in advance!

Haines Disaster Consultancy (HDC) Tel: (345) 323 0803 Email: info@hainesdc.ky www.hainesdc.ky Founder Derek Haines MBE has over 40 years of first hand, recognised experience in the industry. HDC deals with threats before, during and after they have occurred by analysing, reducing and mitigating your risks whether natural, accidental or deliberate. Their products include crisis management, insurance and cyber protection.

Medical Assistance Every district has a shelter that is specifically designated as an Emergency Medical Centre (EMC). If you have an existing medical condition (that might require treatment during this time) this may be the best place to seek shelter because there are medical personnel on hand. During high winds or flooding, however, ambulances will not respond until it is safe, which could potentially be more than 24 hours later. Make sure that your health insurance is up-to-date so you are covered. Children & The Elderly Young children and the elderly are vulnerable during a storm and can suffer great emotional distress without support. If you have an elderly friend or relative, consider offering your home as a safehaven. If they are in a nursing home, be sure to confirm if it has emergency plans. If accompanied by an elderly friend or relative, keep in mind that may take daily medication. Ensure that they have a sufficient supply and that it is stored in watertight containers to avoid damage. Pets Refer to our Pets chapter for in-depth information regarding pets during a natural disaster. Currently there are no pet

In the Aftermath of a Disaster Stay safe in the aftermath of a storm by following these helpful tips: >> Always assume that powerlines are live and never touch low hanging lines or objects in contact with them. >> Only turn on your main breaker once you are sure that every secondary breaker is switched off. >> Open windows and doors to ventilate your house and dry flooded or damp areas to mitigate damage from mould. >> Boil any water before consuming. >> Make sure you do not turn your water back on until advised that water services have been restored in your area. Once you turn on the water, inspect your home for damaged pipes. >> Be especially careful of pests, such as scorpions, which disperse during storms. >> Check thoroughly for gas leakages before striking a match. >> Try to restrict using the telephone unless it is an emergency to save battery life and keep lines open. >> Avoid walking in settled water as there may be bacteria in it.

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Property Protection It is prudent to begin assessing your home before the season starts by ensuring that trees are gently pruned, especially if they are close to power lines, water pipes and near the roof of your house. Never attempt to cut branches close to power lines yourself; call CUC on Tel: (345) 949 5200 and their Customer Service Department will send a team to evaluate your property and trim any potential hazards. Additionally, ask your gardener or strata maintenance to remove coconuts as they can become dangerous missiles in high winds, and can put both you and your home at risk. Prior to a natural disaster occurring, install hurricane shutters on windows and glass doors to protect your home or business. Options vary considerably including maximum security screens (Crimsafe), hurricane shutters (accordion, panel, roller, colonial, Bahama) or electric roller doors/ windows. If you already have shutters installed, check that they can still open and are not damaged. Cayman’s building code regulations ensure that modern buildings are strong enough to withstand a certain degree of quaking so the main hazards are unsecured appliances, objects and structures that could fall and cause injury, downed power lines and damaged water and sewerage systems.

Photos courtesy of Deep Blue Images, Monika Wojtkiewicz and Rebecca Davidson Photography

education Furthering your own or your child’s education, information about Cayman’s Government and private schools, colleges and universities, special needs, language courses, continuing, after-school and professional education and overseas boarding schools.

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Overview of the Education System - Caymanian Children/Expat Children - Reserving a Place - Enrolment Age & Requirements - School Fees, Switching Schools

306 307 307 307 308

Government Education - Primary Schools - High Schools & Further Education

309 309 310

Private Education - Nurseries & Preschools - Primary & High Schools

311 312 317

Overseas Education 322

he Cayman Islands have excellent schools all the way from preschool through to high school and university, but it is commonly acknowledged that there is a serious issue with the lack of places in those schools, and sending your child to a government school is not an option unless you are Caymanian or you work for the Cayman Islands Government. Even then, government schools are at capacity and in desperate need of more schools themselves. If you have young children it is next to impossible to get them into one of Grand Cayman's top private schools unless they have been on the waiting list for three or more years. The last two years of HOW THE GRADE SYSTEM WORKS Age

Special Needs Education & Training

325

Government & Private British Schools

Private American Schools in Cayman

In the Cayman Islands compulsory education must start by 5 years of age. 4-5

Kindergarten

Pre-K

5-6

Year 1

328

6-7

Year 2

Grade 1

7-8

Year 3

Grade 2

Scholarships 329

8-9

Year 4

Grade 3

Tutoring 327 Homeschooling General Guidelines

330

9-10

Year 5

Grade 4

10-11

Year 6

Grade 5

Professional & Vocational Training 331

11-12

Year 7

Grade 6

12-13

Year 8

Grade 7

13-14

Year 9

Grade 8

14-15

Year 10

Grade 9

15-16

Year 11

Grade 10

16-17

Year 12 (Lower Sixth)

Grade 11

17-18

Year 13 (Upper Sixth)

Grade 12

Colleges & Tertiary Education

306

Adult Education

332

Children's After-School Education

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high school are also at maximum capacity. There is light at the end of the tunnel though: Cayman International School has just announced a massive expansion which will take them from 630 students to 1100 by the end of 2020. For more information see page 319. School Statistics According to the 2017 Education Data Report, there are 1,994 children enroled in the 38 preschools, and a total of 8,078 children enroled in the 28 private and government schools spread across the three Islands and 788 teachers teaching these students. In primary and secondary education there are 3,379 students in private schools, 2,636 in government primary schools, 2,330 in government secondary schools and 108 students enroled in the Lighthouse School, the country’s school for special needs, with 19 teachers teaching them. 123 children are homeschooled.

Adding a Child to a Work Permit If you are an expatriate on a work permit, the process is as follows: 1) apply to your chosen school; 2) get confirmation from the school by letter that your child has been accepted "pending Immigration approval"; 3) take this letter to Immigration along with your work permit application; 4) take a copy of the letter verifying that your child has been added as a dependant to your work permit to the school prior to attendance. Reserving a Place at a School If you would like to send your child to a government school you will need to fill in an official 'Student Registration Form' available from the Department of Education Services. See further in this chapter for more information. If you would like to send your child to

a private school then go directly to the school with a copy of your child's birth certificate, a passport photo and money for a deposit. As mentioned previously, waiting lists for schools, particularly KG and Year/Grade 1 are very long and putting your child down by their first birthday, if not at birth, at your two preferred primary schools is essential. Also do not overlook preschools. The really popular ones are also full to capacity. Having said this, Cayman is a transient place and places do become available with patience and time. Please note that siblings, children of alumni, and members of the affiliated church (if it is a faith–based school) are usually given priority at private schools, so even if your child is on a waiting list, enrolment is not guaranteed. Do not overlook enroling your subsequent children. Enrolment Age & Requirements In the Cayman Islands it is compulsory for all children from the age of 5 years to 17 to attend school or be homeschooled. For preschool, your child can usually start at age two or sometimes as young as 18 months. A handful will take infants at 6 weeks if they have a dedicated nursery room. For primary school, the starting age depends on whether you will be educating your child through the British school system (Cayman Prep and High School (CPHS), St. Ignatius and government schools) or the American school system (Cayman International School, First Baptist School, Grace Christian Academy and Triple C). In the British system, your child can enter Kindergarten if they are four by September, while in the American system, your child must be five by September. Please be aware that many of the private schools now have Pre-K years (e.g. St. Ignatius Catholic School and Cayman International School) which means that their students can start at 2 or 3 years old and will automatically move up to Kindergarten, leaving less space for incoming students. If you intend to send your child to one of the major private primary schools, make sure to secure and

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Caymanian Children Caymanian students have the option to go to a government school (it is decided by catchment area) or a private school. If a Caymanian chooses to send their child to a government primary or high school then the Government has an obligation to educate that child from the age of five to 17. All three government high schools end at Year 11 (age 16), but because the Government mandates that education is compulsory to Year 12 (or the age of 17), all children who go through the government school system will automatically be enroled in the Cayman Islands Further Education Centre (CIFEC) for Year 12 where they can take CXCs, GCSEs or a BTEC. However, if your child wants to go to a private school (overseas or in Cayman) so that they can get sufficient external exams (SATs, A Levels, APs or BTECs) to get into an overseas university, then their move must be approved by the Director of Education Services and they will be given what is called "Dual Entry". Without this designation their previous time at a government high school will not apply to their graduation criteria.

Expat Children It is the Cayman Islands Government’s stance that expatriates employed in the private sector who qualify to have their dependants on-Island with them (i.e. earn over CI$3,500 per month and have two dependants on their permit), should educate their children in private schools. If the Government employs the expatriate, then the employee has the option of sending their children to a government school, if there is space. All government schools are however at capacity and the Lighthouse school is completely full. Expats are advised to work out carefully what their budget plus buffer would be, and whether they can realistically afford to school their children in Cayman. Sending your child to a private school and then asking the Department of Education Services if your child can move to a government school because you cannot afford private school fees is not an option. If you find you cannot afford to educate your child at your chosen private school then the only options are to choose a less expensive private school, ask the school for financial assistance or have your children leave the Island. If they are between the ages of 5 and 17 they cannot live in Cayman and not be in full time education.

accept their place in Kindergarten or you will find it very difficult to get them into the school in Year 1. Most private schools in Cayman will only test your child for placement if they are entering after Kindergarten (or Pre-K4). If your child is transferring from another school, they will likely need official school records from the previous school(s). If transferring at the high school level, an up-to-date medical record, that includes vaccination details, is also required.

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Health Screenings All students entering government or private schools in the Cayman Islands for the first time are required to have a health screening. The Education Department mandates that these screenings must be completed before the new school year begins in September. The screening includes a growth and development assessment, screening for vision and hearing, a dental assessment, the administration of necessary immunisations and obtaining a student’s personal medical history. Public Health Department staff will conduct the screenings which are free to all students. For more information, please contact Nurse Carvell Bailey on (345) 244 2734 and (345) 244 2648. For those entering schools in West Bay and the Eastern districts, health screenings usually take place between the 1st and 30th of June. For all other students, health screenings will take place at John Gray High School Medical Centre (Nurse’s Office) from (approx.) 5th July to 18th August each year. Appointments can be made at the school the child will be attending. Parents and guardians need to accompany their children to the health screening and they should also bring the child’s immunisation record. Vaccines will be offered to children whose immunisations are not up-to-date. Parents may have their child’s health screenings done by a private doctor, as long as that doctor completes the school health screening forms provided by the Public Health Department. The completed forms should be handed in at the John Gray High School Medical Centre (Nurse’s Office) 308

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from 5th July to 18th August, between 8.30am and 4.30pm. School Fees Caymanian students do not pay school fees to attend government schools. In the rare instance that a non-Caymanian student, whose parents are employed by the Cayman Government, is given a place at a public school then the school fees are CI$750 per year for primary school, CI$900 per year for middle school and CI$1,200 per year for high school. The fees for private schools vary widely from school to school. See listings further in this chapter. Switching Schools Many Caymanian students leave the public school system and go to a private school either at the beginning of high school (Year 7), at the beginning of Year 9 (a year before GCSEs start) or at the beginning of Year 12 (for the start of A Levels). Many parents in Cayman also send their children to boarding school and we have been reliably told that equal numbers of children leave for the start of years 5, 6, 7, 8 and 9, the final push being the year before children start GCSEs. When these pupils leave, places in private schools in Cayman are freed up. Places at Cayman's two private schools which do A Levels (CPHS and St. Ignatius) are few and highly sought after. CPHS has 65 places available in Year 12 and St. Ignatius has 40 places. Every single student, regardless of whether they are existing students at the school or new students, must apply for a place on the A Level programme and must pass the prerequisites required for entry. This is usually a minimum number of IGCSE/ GCSE/CXC all with C to A pass rates, and students are usually expected to get an A or a B grade in the GCSE subjects which they have chosen to do at A Level. However, it should be noted that two CXC subjects which are offered at government high schools, Early Childhood Studies and Electronic Document Preparation and Management (EDPM), are not considered

'access courses' and do not apply to your 5 subject pass requirement. Also, students and their parents need to be aware that a pass in English and Maths is a non-negotiable requirement. If you think your child may be struggling in these two subjects then try and do everything you can to get them through those courses including organising some tutoring. If you do want to enter your child into either of these private schools, you must apply by January of the year of entry and definitely no later than March. This then gives the school time to apply to the Scholarship Secretariat for a scholarship for your Caymanian child. The Scholarship Secretariat's deadline for applications is 30th April. Quite a few students also switch between the private schools, but before a switch can take place, and in addition to the normal paperwork (assessments) etc., there is a transfer form, designed and managed by the Private Schools Association (PSA), that must be completed by the current school and forwarded to the new school. As well as a standard report on the child’s performance and behaviour, this form clearly states whether financial commitments have been met. It is an essential component of the acceptance process for students transferring within the private school system. Scholarships for Secondary School The Cayman Islands Government, through the Scholarship Secretariat, give financial assistance to Caymanian students when they are in Years 12 and 13. A Level Students

If your child gets the required grades, are accepted on an A Level course, and come from a government high school and have successfully enroled as a ‘Dual Entry Student’, then they get CI$12,500 towards tuition fees for the first year of the two year A Level course, and then up to CI$7,000 for the second year of the course. Parents need to be prepared to pay for all incidentals including PTA fees, uniforms and AS and A Level exam fees. To qualify for financial

to take the second year. To qualify for an overseas undergraduate scholarship, students taking the BTEC Level 3 Extended Diploma will need to finish the two year course with a minimum grade of triple merit (MMM). CIFEC currently offers two BTEC Level 3 Extended Diplomas in a) Creative Media Film & TV and b) Business.

Associate’s Degree Students

For far more information please see the Scholarships section of the Cayman Resident website or the Dept of Education's Scholarships page: www.education.gov.ky.

If a Caymanian government high school student chooses to finish their secondary education doing an Associate’s Degree at UCCI or ICCI then they can apply for the fees to be paid. However, all students who have not achieved either an A or B grade in English and Maths are mandated to take remedial Maths and English at college level, as well as college skill classes and career classes. The Associate's Degree takes about 2.5 years at UCCI (with 68 credits), 18 months at ICCI (which is a quarter-term institution) and you will graduate with an Associate’s Degree worth 90 college credits. BTEC Diploma Students

The government high schools in Cayman offer BTEC Level 1 and 2 courses, and CIFEC offers BTEC Level 1 and 2 courses as well as the first year (only) of the BTEC Level 3 Extended Diploma. For students to complete their Level 3 diploma, which is considered the equivalent of taking 3 A Levels, they will need to go to England

AP, CAPE and IB Students

Scholarship funding of up to CI$7,000 is available to Caymanian students who are going into their final year of studying Advance Placements (AP), Caribbean Advanced Proficiency Examinations (CAPE), or the International Baccalaureate (IB). Students must have already completed the first year of their course and have taken the minimum number of courses required by the Scholarship Secretariat in their first year of AP, CAPE or IB, and have achieved minimum grade passes of C/3 or a GPA of 3.25 (with no D’s or F’s). A GPA of 3.25 is the equivalent of a B+.

school goes first to Caymanians/Status holders, then to dependants of Caymanians, thirdly to dependants of Cayman Islands Government employees and lastly to permanent residents. Class sizes are capped at 24 students per class for Kindergarten and Year 1, and at 28 students in other years. GOVERNMENT PRIMARY SCHOOLS Seven of Grand Cayman's eight government primary schools now have a Kindergarten/ Reception year; leaving Red Bay Primary School, as the only government primary school that starts students in Grade 1, at the age of five (must be five by 31st August of the year of enrolment). In Cayman Brac, West End Primary and Creek & Spot Bay Primary both have Kindergarten years. Therefore, children who are four by September 1st can start in Kindergarten (the same as the private schools) and stay in the primary school system until the end of Year 6 (aged 10, turning 11). At the end of Year 6 students take Key Stage II exams which assesses and levels the children for movement to secondary school. The high school then uses the first term to assess each child for academic streaming. See www. des.edu.ky for information on the schools listed below:

Government EDUCATION

Bodden Town Primary School

Students enroling in government primary and high schools must register with the Department of Education Services, 130 Thomas Russell Way, George Town, Grand Cayman or the Cayman Brac Teacher’s Centre, in the months between the end of the Easter holidays and before the end of the school year (in early July). You will need to present a completed application form, a copy of the child’s birth certificate, immunisation card and documentation showing the child’s residency category (i.e. a passport or status letter). Parents must also supply two forms of proof of their street address, by presenting an utility bill and lease or notarised letter from a landlord if renting. Catchment areas determine which school your child will attend. Priority for entry into a government

6 Condor Road, Bodden Town Acting Principal: Ms. June Elliott Tel: (345) 947 2288 Email: june.elliott@gov.ky Creek Infant & Spot Bay Primary School (Brac) Principal: Ms. Claudette Lazzari Tel: (345) 948 0226 Email: claudette.lazzari@gov.ky Creek Infant School, which is located on 28 Student Drive in Cayman Brac, covers Reception to Year 3. Spot Bay Primary School, which is located on 170 Spot Bay Road covers Years 4, 5 and 6. The school is located on two different sites but are managed and run by the same team. East End Primary School 17 Sea View Road, East End

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assistance towards the fees, students need to have achieved a minimum of 5 IGCSE/ GCSE/CXC passes at grade C or higher and have passed English and Maths. To qualify for funding in the second year of the course students must achieve a minimum of C, C, C in their AS Level exams at the end of the first year of their A Level course. Any money received from the Scholarship Secretariat is paid directly to the school and cannot be used for uniforms or any other incidentals. An additional contribution is also made towards books. Caymanian students who have been at Cayman Prep or St. Ignatius all the way through their secondary schooling, and who have been accepted onto the A Level programme, plus have gained the minimum education requirements can also apply for assistance with the fees for their A Level course. On making a successful application to the Scholarship Secretariat, these students can get financial assistance of up to CI$7,000 for each of the two years of their A Level course.

Principal: Mrs. Allison Greaves

Tel: (345) 949 3314

Tel: (345) 947 7428

Email: paul.samuel@gov.ky

Email: allison.greaves@gov.ky West End Primary School (Brac) Edna M. Moyle Primary School

10 East West End Road, Cayman Brac

907 North Side Road, North Side

Acting Principal: Mrs. April Tibbetts

Principal: Ms. Marcia Rennie

Tel: (345) 948 1425

Tel: (345) 947 9516

Email: april.tibbetts@gov.ky

Email: marcia.rennie@gov.ky Little Cayman Education Service George Town Primary School

Teacher in Charge: Mrs. Veronica Juman-Khan

168 School Road, George Town

Tel: (345) 948 1052

Principal: Mrs. Sharon Campbell-Danvers

Email: veronica.juman-khan@gov.ky

Tel: (345) 949 2689

Literacy in Government Schools The government schools have their own literacy, behavioural, English as a Second Language (ESL) and special needs departments. Also an independent charitable organisation called LIFE Ltd. (Literacy is for Everyone) has been set up to try to significantly improve the literacy levels in the government schools in Cayman. They are looking for volunteers for their weekly one-to-one paired reading sessions. If you have 30 minutes per week and want to make a significant difference in a child's life and in Cayman, then email: volunteer@life.org.ky for an application form. LIFE also has a book donation programme and fun literacy events in the community. For further information call (345) 938 6300 or visit www.life.org.ky.

Email: sharon.campbell-danvers@gov.ky Prospect Primary School 169 Poindexter Road, Prospect Acting Principal: Mr. Matthew Read Tel: (345) 947 8889

Email: matthew.read@gov.ky Red Bay Primary School 271 Shamrock Road, Red Bay

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Principal: Mrs. Vickie Frederick Tel: (345) 947 6333 Email: vickie.frederick@gov.ky Savannah Primary School 1659 Shamrock Road, Savannah Principal: Mrs. Carol Nyack Tel: (345) 947 1344 Email: carol.nyack@gov.ky

Government HIGH SCHOOLS & FURTHER EDUCAtION High School Options There are three government high schools

Sir John A. Cumber Primary School 44 Fountain Road, West Bay Principal: Mr. Paul Samuel

K- 6th Grade 345.945.7906

3 mos - Pre K 345.949.0691

Educational Excellence Centered on Jesus Christ

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in the Cayman Islands: two in Grand Cayman (Clifton Hunter High School in Frank Sound and John Gray High School on Academy Way in George Town), and one in Cayman Brac (the Layman E. Scott Snr. High School). Clifton Hunter and John Gray serve Years 7-11 for students aged 11 to 16, while Layman Scott Snr. serves Years 7-12, for students aged 11-17. In addition, Clifton Hunter and John Gray students complete a mandatory Year 12. Curriculum Students follow the Cayman Islands National Curriculum up to Year 9. In Year 10, students begin their preparation for internationally accredited external examinations, following the relevant syllabuses. All students complete a two year programme of classes (Years 10 and 11) in the core subjects of English, Maths, Science, Humanities, Physical Education and Life Skills and have the option of taking three additional subjects of their choice. Students then take exams set either by a UK exam board (GCSE), the Caribbean Examinations Council (CXC), the Caribbean Advanced Proficiency Exam (CAPE) or they can take the USA Advanced Placement (AP) level exams at the end of Year 11. All students are then automatically enroled in the compulsory Year 12 (one academic year) programme at the Cayman Islands Further Education Centre (CIFEC), where they can take an array of business and technology courses (BTEC), get involved in work experience and internships, or retake CXC or GCSE exams to improve their grade standing. There is also the option for students to enrol in a ‘Dual Entry' programme such as A Levels at St. Ignatius or Cayman Prep and High School, an approved accredited school overseas (this option at the student’s expense), or attend the University College of the Cayman Islands and work on an Associate's Degree. After completing their Year 12 programme, students graduate from their respective secondary schools at the compulsory school leaving age of 17. Students who do not have the minimum five

external passes (at CSEC or GCSE) after graduating from high school, may have the opportunity to be admitted to UCCI’s PreCollege Matriculation programme, where they can obtain transferable college credits. This programme allows students to take foundation level courses in Maths, English and college skills in order to prepare students to transition into an Associate's Degree programme. Exam Fees It is worth noting that whilst all education is free for Caymanians (at government schools), parents are still liable to pay for exam entry fees. This means that they have to pay for every CXC, GCSE or BTEC course (British and Technology Education Council) that is taken. Fees are approximately CI$25 per subject for CXCs, CI$50 per GCSE and between CI$110 and CI$250 per BTEC Vocational Qualification, depending on the subject and the level.

3 (International Baccalaureate or Advanced Placements, A Levels or an Associate's degree at UCCI) after leaving high school, the passing of this level indicates suitability for pursuing tertiary education.

Curriculum: CIFEC offers BTEC vocational courses at Levels 1-3, which are the equivalent of GCSE (level 2) and A Levels (level 3), offering an effective bridge to university or the world of work. Each BTEC programme includes an

Government High Schools All three government high schools follow the Cayman Islands National Curriculum from Years 7-9 and do CXCs or GCSE from Years 10-11. Even though they do not have a Year 12, that year must be spent in full-time education. See previous page.

internship with an employer. One hundred and eight employers work with CIFEC and many BTEC students find that their employment is extended after the internship has finished. Students are given the opportunity to re-sit Level 2 Maths, English and Science if they did not pass them in High School. BTEC courses on offer include ICT, Beauty Therapy, Hospitality,

Clifton Hunter High School

Health & Social Care, Art, Creative Media, Work

311 Frank Sound Road, Frank Sound

Skills, Business, Construction and Sport &

Principal: Ms. Pauline Beckford

Leisure. Also on offer is the IMI Motor Vehicle

Tel: (345) 949 9488 or (345) 947 7353

course. Check https://schools.edu.ky/CIFEC/

Email: pauline.beckford@gov.ky

Pages/Home.aspx for more information. PRIVATE EDUCATION

John Gray High School 73 Academy Way, George Town Principal: Mr. John Clark Tel: (345) 949 9444 Email: john.clark@gov.ky Layman E. Scott Snr High School (Brac) 941 A Dennis Foster Road, Cayman Brac Principal: Mr. Adrian Jones Tel: (345) 948 2226 Email: adrian.jones@gov.ky

Further Education CI Further Education Centre (CIFEC) 515 Walkers Road, George Town Director: Ms. Delores Thompson Tel: (345) 949 3285 Email: dthompson@cifec.edu.ky

Preschools & pre-primary Improving Standards in Preschools The Ministry of Education’s Early Childhood Care and Education Unit conduct regular inspections of all Early Childhood Care and Education (ECCE) Centres to ensure that preschools follow a culture of child learning and not just one of child minding. By doing this they are ensuring that children are better prepared socially and academically for their entry into primary school at the age of four. Standards not only included health and safety regulations but also how the staff were managed, how they interacted with the children and ensured that the children were being properly stimulated and taught age appropriate activities. Teachers were

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Graduation Rules & Exams To graduate with a High School Diploma, all students leaving a government high school must attain one of four academic levels (Level 2 with High Honours, Level 2 with Honours, Level 2 Diploma, Level 1 Diploma – the highest being Level 2 with High Honours). In addition, during their last three years (Years 10-12) they must have at least a 90% or more attendance record, along with less than 15 days of suspension. For exams, a minimum of five passes at CXC or GCSE, including Maths and English, are considered necessary for entry to an A Level programme. However, Early Childhood Studies and EDPM do not count as access courses. Further requirements include a minimum grade pass at A*-C or 1-3 are essential if applying for a government scholarship. For those in the US system, a 2.75 GPA is considered necessary for entry to a university course, but a 3.0 GPA is necessary to qualify for a Cayman Islands Government university scholarship. For those who go on to Level

Ages: 16-18

also taught how to identify children who might have learning difficulties and then how to help the child so that they will be better prepared for primary school.

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Early Childhood Assistance (ECAP) In an effort to ensure that all Caymanian children between the ages of 3 and 4 years old have the opportunity to benefit from pre-primary learning opportunities, the Ministry of Education offers funding to assist in the cost of schooling for qualifying young Caymanian children. An application form can be downloaded from www.education. gov.ky and must either be scanned and emailed to ecap@gov.ky or delivered to the attention of the Early Childhood Care and Education Unit which can be found in the Government Administration Building. Parents are encouraged to register their child at an early childhood centre before submitting the ECAP form. Funding for pre-primary school is means tested. Depending on your overall household income, and the number of dependents

CAYMAN INTERNATIONAL SCHOOL

you are supporting, you can expect to receive the maximum of CI$450 per month per child, the basic funding amount of CI$275 per month per child or none. For more information call (345) 244 5724. Nurseries & Preschools Most of the schools featured in this section accept children from newborn to five years of age, offering full-day programmes and half-day options. Children will traditionally begin Kindergarten (UK system) or a Pre-K class (US system) at their chosen primary school, in the year in which they turn four. If you intend to send your child to one of Cayman's private primary schools and you are offered a place in their Kindergarten or Pre-K class (i.e. the reception year), you are strongly advised to take it. Keeping your child back in preschool so that they miss this first year at primary school has significant consequences: a) firstly, your child will be assessed by the primary school before they are offered a place in Year 1 to

see if they are up to par with the school's expectations for a five year old (many fail this test and are not accepted); b) children at primary school start learning to read in earnest in Kindergarten and those who have not started in their preschool may feel behind in Year 1; c) your child's new classmates may have already made firm friends among the students; d) adjusting to "big school" and its lack of freedom (to play and choose what you want to work on) can be challenging for some children, and they will have missed the transition with other children in the same boat; e) on average, only five places become available in Year 1 at the top private primary schools, which means that the chances of your child being offered a place are slim at best. If your child's preschool covers such things as the correct pencil grip (Google it), the phonetic sounds of the alphabet and how to write numbers from one to ten, then this is a bonus and will definitely help your child transition to reading and writing. The top preschools do teach these

NEW EARLY CHILDHOOD CAMPUS OPENING AUGUST 2019

WWW.CAYMANINTERNATIONALSCHOOL.ORG

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CAYMANRESIDENT 2019

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things, while placing great emphasis on learning through play, beautiful manners and appropriate social interaction, which is why they are all full and very hard to get into. Do visit a few schools and get a feel for how happy the children are. In this section are the majority of Cayman's preschools. For a more extensive list (including day care centres), visit the Education page of our website or pick up a copy of Cayman Parent magazine.

will also be covered, outdoor learning gardens

half-days): CI$590; Three full days: CI$590

for each classroom, and a designed outdoor

Meals: Hot lunches CI$5 (Food for Thought)

play space for the children. There will be lots of

Student population: 120

space to learn and play. SEE AD pages 312 & 318

Average class size: 8 for infants; 16 all others Teacher-student ratio: 1-12 months 1:3;

Discovery Kids Preschool

12-24 months 1:4; 24-36 months 1:6; 36-48

Sigma Building, 93 Hospital Road, George Town

months 1:10; 48 months - school age 1:12

Tel: (345) 946 5437

Facilities: Playing field, two playgrounds,

Email: dkids.ky@gmail.com

gymnasium, Imagination Blocks and ride-on

Ages: 6 weeks-5 years

toys for children's play.

Hours: 7am-5.30pm

Curriculum: Weekday Early Education (WEE)

Fees: Part-time CI$400, full-time CI$550

Learn, supplemented by Abeka and the CI

Achievement Centre (The)

Early Years Curriculum Framework. High value

295 Shamrock Road, Red Bay

FBCS WEE Care

placed on children's giftedness and therefore

Tel: (345) 947 5050

920 Crewe Road (Red Bay area)

Project-based learning is a huge component

Email: achieve4u@hotmail.com

Tel: (345) 949 0691

of children's experiences. A S.T.E.A.M. Summer

Ages: 12 months-5 years

Email: weecare@fbcs.edu.ky

Camp takes place in July and August at no extra

Hours: 7am-6pm

Website: www.weecare.edu.ky

cost. SEE AD page 310

Monthly Fees: Full-day CI$550

Academic calendar: Year–round (closed one week in August and Christmas week)

Grace Christian Academy

Bright Start Learning Centre

Ages: 3 months-4 years 9 months

Accepts children from 3 years to 18 years

7 Mile Shops, West Bay Road

School hours: 7.30am-5.30pm (full-time),

See listing on page 320.

Tel: (345) 949 3017 or (345) 939 8355

7.30am-12.30pm (part-time)

Email: brightstartmail@gmail.com

Application fee: CI$150

Island Montessori

Monthly Fees: Full-time: CI$730; Part-time (5

491 Crewe Road, George Town E D U C AT I O N

man Ltd. Ages: 6 weeks-5 years

Hours: Monday-Friday 7.30am-6pm

Monthly Full-day CI$660, half-day tessori School ofFees: Cayman Ltd. offers anCI$475 compassing the Montessori philosophy and Caymanto Academy ges 18 months 5 years old. Accepts children from 2 years, 9 months Cayman we believe in a whole-hearted, See listing information on page 318. ach and providing a happy, safe and stimument where children are able to explore and International School - Early Childhood ng a love Cayman for learning. 95 Minerva Drive, Camana Bay development of the individual child and to Tel: (345) 945 4664 r social, emotional and academic journeys. Email: cis@cis.ky

Website: www.caymaninternationalschool.org

pm), Full Day (7:45am-3:30pm) and Annual fees (2018-19): rogramme options available for Toddlers

Nursery: 5 days/week: CI$10,250

3 days/week: CI$6,150

m $675-$995 per 2month. days/week: CI$4,100 l 5pm for an additional cost. Pre-K3: 5 days/week CI$12,300 nmontessori.com for more information 3 days/week: CI$7,380 nd to book a school tour. Pre-K4: CI$12,300 Overview: CIS announced in April 2018 a major expansion to their Early Childhood Centre.

PO Box 30333, Grand Cayman, KY1-1202 (345) 949 0202 info@caymanmontessori.com At Montessori School of Cayman we believe in a whole-hearted, holistic Montessori approach and providing a happy, safe and stimulating prepared environment where children are able to explore and thrive, therefore developing a love for learning. Our goal is to assist in the development of the individual child and to support and nurture their social, emotional and academic journeys.

a teaching kitchen, as well as music and

• Ages 18 mo to 5 yrs • School fees ranging from $675-$995 per month. • Half Day (7:45am-12:30pm), Full Day (7:45am-3:30pm) and Sessional (3, 4 & 5 days) Programme options available for Toddlers only • After Care available until 5pm for an additional cost.

movement rooms, the latter a place where

Email us for more information about our programmes and to book a school tour.

The new facility will consist of a nursery, pre-K classrooms, an early childhood library,

children can develop their motor skills. There

www. c a y m a n r e s i d e n t . c o m

313

Jolly Phonics approach) and Spanish.

Tel: (345) 945 5814 Email: info@islandmontessori.org Website: www.islandmontessori.org

Montessori By the Sea

Ages: 4 months -5 years

Accepts children from 21 months to 12 years

Hours: 7.30am - 5pm

See listing on page 321

Monthly Fees Start at: CI$900

Island Montessori

Dedicated nurturing Dedicated toto nurturing children E D U C AT I O N

children aged aged 6 months to 6 5 years, ourmonths classrooms programmes to and 5 years, are carefully prepared and guided by

our classrooms and

School Description: On the outskirts of

Montessori del Sol

George Town, Island Montessori provides

11 Hinds Way, off Walkers Road, George Town

quality learning in a beautiful, spacious setting

Tel: (345) 949 3222

designed to nurture the individual potential

Email: montessori@candw.ky

of each child. With the Island's only Nest

Ages: 18 months-6 years

programme plus a full time physical education

Application fee: CI$200

specialist, each child is able to flourish at this

Annual Administrative & Supplies Fee: CI$250

critical stage of their development. Led by an

Hours: 7.30am-3.30pm

outstanding team of highly qualified, engaged

After Care: 3.30pm-4.30pm for CI$15 per day

teachers, Island Montessori offers the best

Monthly

early

carefully prepared andand an 4,000 sq ft of indoor space expansive of natural gardens, guided1.5 byacres experienced,

Toddler

Programme

(18

for

months-3 years): Mornings (7.30am-12pm)

children whose families appreciate and support

CI$950, Toddler Lunch Bunch (7.30am-1.15pm)

the Montessori philosophy. Classrooms are

CI$995, Toddler Full Day (7.30am-3.30pm)

carefully prepared by and guided by qualified

CI$1075;

and

Montessori

childhood

learning

experienced

experience

learning

professionals.

Casa

Programme

Mornings

(3-6

years):

(7.30am-12.15pm)

At Island Montessori, little learners thrive

CI$915, Lunch Bunch (7.30am-1.30pm) CI$955,

in a welcoming and inclusive atmosphere,

Full-Day (7.30am-3.30pm) CI$995. Summer

where each child is provided with appropriate

Camps are offered.

opportunities to develop at his or her own pace.

School Description: Located in the heart of

The school includes approximately 4,000 sq ft

South Sound, Montessori del Sol provides an

of indoor space situated on an expansive 1.5

authentic Montessori programme offering a

acres of natural gardens featuring a nature trail

holistic approach to education where children

plus variety of outdoor learning and play areas.

are given lessons in Practical Life, Sensorial,

SEE AD this page

Language, Math and Culture which meets

experienced, qualified Montessori teachers.

programmes are Our school includes approximately

Fees:

their individual and developmental needs. The Little Trotters Farm & Nursery School

dedicated, highly trained and experienced team

qualified Monstessori

39 Columbus Close, off Walkers Road, GT

are committed to the principles of Montessori,

teachers. Our school

Tel: (345) 949 4080

making sure that every childâ&#x20AC;&#x2122;s potential is

Email: littletrotters@candw.ky

nurtured while the school cultivates kindness,

Website: www.littletrotters.com

independence and creativity. Their unique

Ages: 18 months-5 years

outdoor environment boasts an abundance

Hours: 7.30am-5.30pm

of shade trees where the children freely

Monthly Fees: Half-day CI$840 (7.30am-

explore and play, while bright, spacious, well-

12.30pm), full-day CI$1015

prepared classrooms are equipped with a full

Facilities: Over the bridge crossing a Koi filled

complement of materials according to the

pond and nestled within a farmyard setting,

standards set out by Association Montessori

vegetable patch, butterfly garden and free

Internationale. SEE AD page 315

outdoor learning environments and several play areas.

includes approximately 4,000 sq ft of indoor Contact us for more information space and an expansive

+1 (345)of945-5814 1.5 acres natural islandmontessori.org gardens, outdoor learning environments and several play areas.

flow water play area, sits Little Trotters school

+1 (345) 945-5814 islandmontessori.org 314

CAYMANRESIDENT 2019

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house where play, laughter, use of imagination

Montessori School of Cayman

and endless opportunities for social interaction

519 South Church Street, George Town

abound. Little Trotters is a nature-based

Tel: (345) 949 0202

education, where primary focus is placed on

Email: montessorischoolofcayman@gmail.com

traditional values, kindness and responsibility.

Ages: 18 months-5 years

Integral within the curriculum and age

Hours: 7.30am-12.30pm (Half-Days) or 7.30am

appropriately taught is Maths, Literacy (via the

-3.30pm (Full-Days)

Sessional Enrolment: (3, 4 and 5 day options)

Tel: (345) 945 1866

St. Ignatius Catholic School/Early Years Centre

available for Toddlers only: Ages 18 months to

Email: reggiosforest@gmail.com

599 Walkers Road, George Town

3 years; Casa Enrolment (ages 3-5) is full time

Ages: 6 months-5 years

Tel: (345) 949 9250

only: 5 half-days or 5 full-days.

Hours: 7am-6pm

Email: general@st–ignatius.com

Monthly Fees:

Monthly Fees: 6 months-2+ years $1,100/

Website: www.st–ignatius.com

Three Half-Days CI$675 per month; Three Full-

month for full-time; 2+years $975/month for

Established: 1971

days CI$800 per month; Four half-days CI$825

full-time. Part-time fees are available.

Head of Primary: James Hickey

per month; Four full-days CI$925 per month;

Office hours: 8am-4pm

Five half-days CI$925 per month; Five full-

Rite Start Preschool

Academic calendar: September–June

days CI$995 per month.

1548 Shamrock Road, Savannah

Ages: 3-5 years

School Description: Established in 1988, they

Tel: (345) 945 3432

Application Fee: CI$100

offer an authentic programme encompassing

Email: ritestartcayman@hotmail.com

Nursery-Year 6 Fees: Annual: CI$9,084; Per

the Montessori philosophy and curriculum for

Ages: 3 months-4 years

Term: CI$3,181; Monthly: CI$994 (10 months)

children ages 18 months to 5 years old. The

Hours: 7am-6pm

Student population: 76

team believes in a whole-hearted, holistic

Monthly Fees: Day care CI$600 per month;

Average class size: 16 (for 3 year olds) and

Montessori approach where they provide

Preschool CI$500 per month

22 (for 4 year olds) with one teacher and one

a happy, safe and stimulating environment

teacher's assistant per class. There are four

where children are able to explore, thrive and

St. George’s Anglican Preschool

classrooms on-site.

develop a love for learning. Their goal is to assist

64 Courts Road, Off Eastern Avenue, GT

Facilities: Dedicated Early Years building and

in the development of the individual child and to

Tel: (345) 945 0441

playground on the St. Ignatius campus. Canteen,

support and nurture their social, emotional and

Email: stgeorgespreschool@candw.ky

music and computer room, library and virtual

academic journeys. SEE AD page 313

Ages: 2 years-5 years

learning environment with learning pads.

Hours: 7.30am-5.30pm Monday-Friday

Extracurricular activities: There are after-

Reggio’s Forest

Fees: Monthly CI$450; Fortnightly CI$250;

school clubs and an after-school care

1866 Shamrock Road, Savannah

Weekly CI$125

programme until 5.30pm. SEE AD page 315

E D U C AT I O N

Montessori del Sol Montessori del Sol provides an authentic Montessori programme for children from the age of 18 months to 6 years. They nurture every child’s potential in a warm and supportive environment.

St. Ignatius Catholic School Early Years Foundation Stage

Catering exclusively to 3-5 year olds Dedicated Teacher and Teacher’s Assistant per class Emphasis on small class size

11 Hinds Way (off Walkers Road), George Town

345.949.9250 | general@st-ignatius.com

949 3222

www.st-ignatius.com

montessori@candw.ky www.montessoridelsol.com

www. c a y m a n r e s i d e n t . c o m

315

Shining Stars Childhood Care &

The school promotes the well-being of the child

Education Centre

within a Christian-centred atmosphere.

17 Pasadora Place, Pines Road, Off Smith Road

Village Montessori Toddler, Casa and Lower Elementary.

(near the George Town Hospital)

Sprogs Garden Playschool

Tel: (345) 943 7077 or (345) 936 7077

832 Walkers Road, George Town

Email: shiningstarscayman@gmail.com

Tel: (345) 746 7529

Website: www.shiningstarscayman.com

Email: info@agardenplayschool.com

Ages: 6 weeks-5 years (separate nursery and

Website: www.sprogsgardenplayschool.com

child care facility)

Ages: 4 months - 5 years

Hours: Monday-Friday 7am-6pm

Monthly Fees: CI$500-CI$1,400 (depending on

Monthly Fees: CI$650 (full-time), CI$495 (part-

number of days per week and age of child)

time), CI$725 (nursery/ages 6 wks-12 mths)

Description: 'Reggio Emilia' inspired with select

Meals: Meals and snacks are included in the

elements of Montessori and High Scope.

tuition. Meals are prepared fresh each day and

Licensed Montessori School for Ages 18 Months through to 9 Years

E D U C AT I O N

include fresh fruit, whole foods and vegetables

Tiny Tots Academy

including some organic fruit and vegetables.

109 Hinds Way, off Walkers Road, GT

Facility: A bright, open and spacious facility

Tel: (345) 623 8687

located near downtown George Town with

Email: tinytotsacademy.ky@gmail.com

an abundance of parking and safely tucked

Ages: 6 weeks-4 years 11 months

away from a busy street. It is kept ultra

Hours: 7.30am -5.30pm

clean by a full-time janitor. A technologically

Monthly Fees: 5 Full-days (ages 6 weeks to

advanced, state-of-the-art biometric check-

18 months) CI$725 per month; 5 Full-days (19

in enhances safety and allows for expedited

months to 4 years) CI$675 per month. Part-

check-in/check-out. A closed circuit camera

time rates vary from CI$200 to CI$575 per

system allows parents and grandparents to

month, depending on age and number of days.

monitor their child's smiles, fun and progress throughout the day. Children learn about

Treasure Garden Preschool

nature through their on-site garden and get

19 Elroy Arch Road, off Smith Road, GT

the opportunity to feed the pets. A large fenced

Tel: (345) 943 6230

play area with trees, sand box, age-appropriate

Email: treasuregardenpreschool@hotmail.com

play equipment and play structures provides

Website: www.treasuregardenpreschool.com

fun motor-skill development in a private, safe

Academic calendar: Year-round

and natural environment. A registered nurse is

Ages: 18 months-5 years

on staff and employees are loving, well qualified

Hours: 7.30 am-5.30pm

and nurturing. SEE AD page 311

Monthly Fees: Full-day rate (7.30am–5.30pm) CI$850, Half-day rate (7.30am–12.30pm or

T. 345.640.7827 E. info@starfish.ky 10 Market Street, Camana Bay, Grand Cayman www.starfishvillage.com/ village-montessori

316

CAYMANRESIDENT 2019

Sister Janice Early Learning Centre

12.30pm-5.30pm) CI$700

41 Desmond Drive, George Town

Facilities: Nestled amongst colourful flowers

Tel: (345) 949 2524

and trees in a lovely buttercup yellow building,

Email: sisterjanicepreschool@yahoo.com

Treasure Garden Preschool offers a nurturing

Ages: 4 months-5 years

environment where your child will learn, engage,

Student population: 70

and prepare for a better appreciation of the world

Hours: 7am-5.30pm (although a grace period

around them. The emphasis is on independence,

can be given, pick-up must be by 6pm)

freedom within limits, and respect for a child’s

Monthly Fees: CI$475 includes breakfast, lunch

natural

and afternoon snack (five full-days).

development. Their experienced and caring staff

Description: Sister Janice’s promotes the

ensure that each child receives a developmentally

whole growth of the child through hands-

appropriate learning experience while engaging in

on learning and experiencing. Each child is

a playing to learn curriculum, applying the Cayman

cherished and encouraged to develop their

Islands Early Years Curriculum Framework. The

social, physical, and emotional development.

aspiration is that each child will develop a positive

psychological,

physical

and

social

outlook towards school and acquire a life-long love for learning. Holiday clubs are held over regular school holidays. SE E AD t h is page Triple C School Accepts children from 3 years to 18 years See listing on page 322 Truth For Youth School Accepts children from 4 years 9 months to 11 years. See listing on page 322.

PRIMARY & HIGH SCHOOLS Cayman has a good selection of excellent private schools, each following either the British or American curriculum. In both systems the main student intake is for Kindergarten (British) and Pre-K (US). The most popular schools have very few places available in Year 1, so think carefully if you are offered a place and decide to delay your child's entry for a year. Students can then remain in their chosen school up to Year 13 (UK system) and Year 12

(US system). Schools following the UK system take GCSEs and A Levels and the US system offers either the IB programme or prepares students to take the Scholastic Aptitude Test (SAT) and attain a US High School Diploma. Exam results have been phenomenal with students in the UK system, each gaining on average 10 GCSEs and 3 A Levels, with passes from A* to C. Blue Waters Academy - To open in late 2018 Tel: (345) 916 4782

Village Montessori 94 Solaris Avenue, Camana Bay Tel: (345) 640 7827 Email: villagemontessori@starfish.ky www.starfishvillage.com/village-montessori Ages: 18 months-9 years Hours: 7.45am-3.15pm Application Fee: $200

Annual registration and supplies fees: CI$250 Toddler

Programme

months-3

years)

(7.45am-11.45am)

Monthly Montessori

CI$985

and

Fees:

(18

Mornings

camps

Extended

19 Elroy Arch Road, Smith Road Grand Cayman

Mornings (7.45am-1pm) CI$1045 E D U C AT I O N

Casa Programme Monthly Fees: (3-6 years) Montessori

Mornings

(7.45am-12.15pm)

CI$950, Lunch Bunch (7.45am-1pm) CI$995,

GET 10% OFF

Full-day (7.45am-3.30 pm) CI$1015 Lower

Elementary

Programme

Monthly

YOUR FIRST ORDER

Fees: (6-9 years) Full-day (7.45am-3.15pm)

OF KIDS’ SCHOOL

CI$1,025

LUNCHES WHEN

School Description: Located in Camana Bay, along the Seven Mile

YOU MENTION

Beach corridor, Village Montessori strives

‘CAYMAN 2019’

to foster a strong sense of community and respect for self, others and the environment. They aim to provide children with an opportunity to develop independence in a creative, educational environment and foster a lifelong love of learning. Utilising the Montessori Method, the dedicated and experienced team at Village Montessori work to give each child the chance to grow as a lifetime learner, incorporating practical life skills, Reading, Language, Mathematics, Science, Geography and Culture, while providing classrooms with all

Made with kids in mind, Mise en Place School Catering offers real, nutritious catered school lunches that not only taste good, but provide students with the fuel they need to succeed.

the necessary materials to foster those skills. SE E AD page 316

TO LEARN MORE, VISIT WWW.CATERING.KY/SCHOOL-CATERING OR CONTACT ADMIN@CATERING.KY

www. c a y m a n r e s i d e n t . c o m

317

Email: bluewatersacademy@gmail.com

Email: school.office@cayman.academy

Nursery: 5 days/week: CI$10,250

Director: Sue Horrocks

Ages: 2 years 9 months-18 years

3 days/week: CI$6,150

Application fee: CI$150

Student population: 313

2 days/week: CI$4,100

Annual school fees: CI$9,999

Hours: Monday-Thursday 8.30am-3.10pm and

Pre-K3: 5 days/week CI$12,300

Age range: 5-11 years

Friday 8.30am-12.10pm

3 days/week: CI$7,380

Curriculum: English National Curriculum

Fees per year: Pre-K–Grade 6: CI$3,623;

Pre-K4: CI$12,300

Grade 7–12: CI$5,965; CAPE: CI$7,000

Kindergarten: CI$13,300

Calvary Baptist Christian Academy

Average class size: 20-25

Grades 1–3: CI$15,500

191 Walkers Road, George Town

Curriculum: Cayman Islands Curriculum, CSEC

Grades 4–5: CI$ 18,780

Tel: (345) 946 5834 or (345) 949 0629

(Caribbean Secondary Examinations Council)

Grades 6–8: CI$19,200

Email: info@cbca.edu.ky

and CAPE (Caribbean Advanced Proficiency

Grades 9–10: CI$19,750

Ages: 5 years - 17 years

Examination).

Grades 11-12: CI$20,130

Student population: 50 Cayman International School

payment plan, 5% surcharge applied for ten-

Friday 8am-1.30pm

95 Minerva Drive, Camana Bay

installment payment plan. There is a 10%

Tuition per year (including books/PACEs):

Tel: (345) 945 4664

discount for the second child and 15% for the

Reading Center–Grade 5: CI$5,300

Email: cis@cis.ky

third and subsequent children.

Grades 6–12: CI$5,500

Website: www.caymaninternationalschool.org

Meals: Hot lunches CI$6 daily

Average class size: 10

Director: Dr. Jeremy Moore

Average class size: 15

Curriculum: American, Accelerated Christian

Academic calendar: August–June

School description: CIS is a private, college

Education (ACE)

Office hours: 7.30am-4.30pm

preparatory, non-sectarian, co-educational

Ages: 2–18 years

school that provides strong academic and

Cayman Academy

Student population: 660 (approximate)

extensive

211 Walkers Road, George Town

Application fee: CI$300

The 13-acre campus located in Camana Bay

Tel: (345) 640 2630 or (345) 926 7190

Annual fees (2018-19):

includes early childhood, elementary, middle

E D U C AT I O N

Note: 2% discount applied for one-installment

Hours: Monday-Thursday 8am-2.45pm and

POSITIVE COMMUNITY. PASSIONATE LEARNERS.

Director: Jeremy A. Moore, PhD (345) 945-4664 admissions@cis.ky www.caymaninternationalschool.org 318

CAYMANRESIDENT 2019

extracurricular

programmes.

and high school divisions. Students represent

Note: Fees can be paid per term or monthly,

science labs, art and music rooms, drama studio,

35 nationalities and the majority of students

special rates apply.

sports field, research libraries, basketball/

are dual passport holders. CIS has a strong

Annual snack fee: CI$60 per term, KG to Year 2

netball courts and sixth form facilities. Also

sense of community where children learn, play

Annual book fee (KG-Y6): CI$150

mature trees and shady play areas.

and support each other in a modern, safe and

Annual PTA fee: CI$75

Extracurricular activities: Duke of Edinburgh

student-centered environment.

Student Population Primary School: 515

Award, Model United Nations, annual music

Student Population High School: 450

production, music bands and choirs, debating,

Certificates, United States High School Diploma

Meals: Daily hot and cold lunches CI$4.85-

robotics, wide range of after-school clubs and

Facilities: CIS is in the process of a major

CI$6.50 per day

activities, sports include rugby, cricket, football

expansion

Early

After School Care: Provided daily to 5.30pm.

(girls and boys), netball, table tennis, field

Childhood Center (opening in August 2019) and

CI$15 per afternoon session, CI$240 per

hockey, volleyball, badminton, fitness, sailing

a cutting-edge High School building (opening

month.

and diving. Advanced Placement classes are

in August 2020) with a double gymnasium,

Maximum class size: 25 (24 in KG) with all infant

also offered. Students take SATs in Grade 12.

library, commons area and performing arts

classes (KG to Year 2) staffed by a qualified

SEE AD page 319

spaces. The current purpose-built campus

teacher and a Learning Assistant. Each Junior

features a 61,000+ sq ft facility. It consists

year group (Year 3 to 6) also has a Learning

First Baptist Christian School

of a library, STEAM Lab, computer/video

Assistant.

920 Crewe Road, Red Bay

production lab, two science labs, two music

Specialist Teachers: The Primary School has

Tel: (345) 945 7906

rooms, two art rooms, two student support

specialist teachers for PE, ICT, Music, Spanish,

Email: fbcs@fbcs.edu.ky

centers, 42 classrooms, an amphitheater and

French and Support for Learning in Literacy and

Website: www.fbcs.edu.ky

an administration building. In addition, the school

Mathematics.

Principal: Dr. Linda Cross

has a full sized, artificial turf soccer pitch with a

Curriculum: British based. IGCSE, GCSE, AS and

Academic calendar: September-June

FIFA 2-Star rating, a swimming pool, two tennis

A Levels (Cambridge International and Welsh

Office hours: 7.30am-3.30pm

courts and two basketball courts.

examination boards).

Ages: 5-12 years (KG-Grade 6)

Extracurricular activities: Students are offered

Facilities: Multi-purpose halls, specialist IT and

Application fee: CI$150

Curriculum:

American.

project,

adding

Diploma,

new

E D U C AT I O N

a wide variety of extra-curricular activities, from high school varsity and middle school sports to National Honor Society, Student Leadership, Model United Nations, Global Issues

Network,

Debate,

Robotics

and

Destination Imagination. SEE AD pages 312 & 318 Cayman Prep & High School Primary School site: 242 Smith Road, GT High School site: 559 Walkers Road, GT Established: 1949 School Director: Ms. Debra McLaughlin Primary School Principal: Mrs. Patricia Taylor Tel: (345) 949 5932 Email: psoffice@cayprep.edu.ky High School Principal: Mr. Karl Murphy Tel: (345) 949 9115 Email: hsoffice@cayprep.edu.ky Website: www.cayprep.edu.ky Academic calendar: September–June Ages: 4–18 years Registration fee: CI$300 Annual fees: Kindergarten-Year 6: CI$10,045

Years 7–9: CI$10,905

Years 10–11: CI$11,550

Years 12–13: CI$12,750

Cayman Prep & High School Owned and operated by the United Church in Jamaica & the Cayman Islands

Founded in 1948 Cayman Prep & High School (CPHS) is the largest private school in the Cayman Islands and serves children aged 4-18 across two campuses. At CPHS our students are placed at the centre of learning and teaching and we offer a world class education with a supportive family atmosphere. Our Christian ethos is evident throughout the school and we inspire our students, from the earliest age, to think about the contribution they can make to the world. Our Primary School curriculum is based on the English National Curriculum 2014 but uniquely adapted to meet the needs of our international context and student body. At High School we offer IGCSE, AS & A-levels through the Cambridge International Examinations & Welsh Joint Education Committee High School: 559 Walkers Road, George Town (345) 949-9115 hsoffice@cayprep.edu.ky

Primary School: 242 Smith Road, George Town (345) 949-5932 psoffice@cayprep.edu.ky

www.cayprep.edu.ky

www. c a y m a n r e s i d e n t . c o m

319

Annual fees: Kindergarten-Grade 6: CI$8,203 Sibling discount: Sibling's fees are CI$7, 797 School hours: 8.15am-2.45pm (children can be dropped from 7.30am) After-school programme 3pm-5pm: CI$190 per month full-time and CI$150 part-time. Meals: Hot lunches CI$5 daily through the Food for Thought programme Student population: 147 Average class size: 10-16 Curriculum: Christian-based education. US Curriculum. All students receive Music, PE, Spanish and ICT classes taught by specialists. An ASCI Member School. Students take Terra Nova Achievement tests annually. They promote STEM learning, Accelerated Reading and Maths programmes, and integrate technology and 21st Century learning into all subjects. Extra features include weekly chapels,

anti-bullying

programmes

and

Cayman cultural events. Facilities: Gym, computer lab, mobile laptop carts, library, music room, interactive white boards and large sports field.

E D U C AT I O N

Extracurricular

activities:

Sports

clubs,

cooking, drama, reading, Brownies, sailing, soccer, spelling, running, basketball, art, fitness, photography, flight simulator, hockey and science. SE E AD PAG E 310 Grace Christian Academy 21 Crescent Close, off Boltins Ave, West Bay Tel: (345) 945 0899 Email: officeadmin@gca.ky www.gracechristianacademycayman.org Principal: Mrs. Bernice Scott Academic calendar: August–June Application fee: CI$175 Ages: 3–18 years Annual fees: Preschool Half-Day: CI$4,860

OPTIMISM

Hope Academy

SEVERA PER

HON CE O EN

Preschool Full-Day: CI$8,813

Grades K–5: CI$9,610

Grades 6–8: CI$10,314

Grades 9–12: CI$ 10,794

Small class sizes

Grade 12 AP Programming - Ask

Sports & other extracurricular options offered

6-12: US curriculum. Advanced Placement (AP)

“Working Together To Be The Best”

E EXCELL NC

• • • • •

PreK4 - Grade 12 with American Curriculum Online & vocational programs available

Assisted learning for students needing support

Grand Harbour Shops, Units 1-8 | 1 (345) 769 4673 www.hopecayman.com | office@hopecayman.com 320

CAYMANRESIDENT 2019

Curriculum: Christian-based education. Grades classes are also offered. Students take SATs in Grade 12.

Hope Academy

Montessori By The Sea

St. Ignatius Catholic School

Units 1-8 Grand Harbour Shoppes, Red Bay

277 Prospect Point Drive, Prospect

599 Walkers Road, George Town

Tel: (345) 769 4673

Tel: (345) 947 0684

Tel: (345) 949 9250

Email: office@hopecayman.com

Email: kourtni@mbts.ky

Email: general@st–ignatius.com

Website: www.hopecayman.com

Website: www.mbts.ky

Website: www.st–ignatius.com

Head of school: Mrs. Samantha Tibbetts

Academic calendar: September–June

Established: 1971

Academic calendar: August- June

Ages: 21 months – 12 years

Head of Secondary: Mr. Peter Embleton

Ages: 5–18 years

(Toddlers – Grade 6)

Head of Primary: Mr. James Hickey

Application fee: CI$150 (includes Academic/

Hours: 8am-3.15pm (depends on age)

Office hours: 8am-4pm

Therapeutic Screenings as needed)

Student population: Approximately 160

Academic calendar: September–June

Annual school fees: Pre-K4-12: ranges from

Application fee: CI$250

Ages: 3–18 years

CI$14,000 to CI$30,000 depending on the

Annual fees: (once per year) CI$700

Application fee: CI$100

programme.

Annual Fees: Toddler (21 months-3 years):

Fees: Nursery–Year 6: Annual: CI$9,084

Annual book fees: CI$450 per student

8am–3pm 5 full-days per week CI$11,015,

Tutoring fees: CI$50/hour session

8am–12pm 5 half-days: CI$9,890

Speech fees: CI$125/hour session

Casa/Pre-K – Kindergarten (3-6 years): Full-

Behaviour therapy: CI$200/per hour

days/week 8am–3pm CI$9,940; half-days

Neuropsychological assessment: CI$3,500

(3-4 years 9 months): 8am–12noon CI$8,980

Educational assessment: CI$2,200

Elementary – Lower/Grades 1-3 (6-9 years)

Meals: Hot lunches CI$6 daily

and Upper/Grades 3-6 (9-12 years): 8am-

Student population: 120-130

3.15pm CI$10,200

Maximum class size: 12-15

Sibling Discounts: 5% for the second child and

Monthly: CI$1,351 (10 months)

Curriculum: American

10% for the third and subsequent children.

(includes technology fee, but does

School description: A full-time educational

Mixed Ages: There are mixed ages in each of

programme designed especially for those

the programmes.

Fees: Can be paid monthly, per term or annually

who would benefit from a smaller learning

Payment Options: Tuition payments may be

Sibling discount: A third child receives a 25%

environment. This includes students with

made annually (with a 2% discount), semi-

discount on fees.

average

annually (with a 1% discount) or monthly.

Student population: 665

who may be dealing with specific learning

Tours: School tours available monthly. Please

Average class size: 22–26

difficulties, ADHD, high-functioning Pervasive

phone for an appointment.

Meals: Hot lunches CI$5-CI$6 daily

Development

above-average

intelligence

Per Term: CI$3,181 (3 terms)

Monthly: CI$994 (10 months) Years 7–11: Annual: CI$10,508 Per Term: CI$3,742 (3 terms) Monthly: CI$1,157 (10 months)

(includes technology fee)

Years 12–13: Annual: CI$12,287

Per Term: CI$4,376 (3 terms)

not include text books)

Teacher-student ratio: Toddler: 1:5; Casa: 1:10;

Curriculum: Modified British Curriculum (IGCSE

Spectrum Disorder), anxiety-based disorders

Elementary: 1:12.

and GCSE); AS and A Levels – Cambridge

and/or other challenges. All of the programmes

Curriculum: Follows the Montessori philosophy,

International Examinations (CIE) and Welsh

are geared towards helping each child reach

while aligning with UK standards.

Joint Education Committee (WJEC).

their full potential. This starts in Pre-K4 and

Extracurricular activities: After-school clubs

Facilities: Three science labs, music wing

encourages a love of learning while building

which vary on a term-by-term basis.

(including

early literacy skills. It continues through High

Services: Daily after-school care available

learning

School, where it encourages independence

3.15pm-5pm CI$20 daily; CI$340 monthly.

full kitchen, art room, school hall, modern

Disorder

(or

mild

Autistic

sound–proof support

practice

centre,

rooms),

canteen

with

and responsibility, while preparing for college. Please note an academic screening is usually required on enrollment and is included with the application fee. Hope Academy is not affiliated with any religious organisation or church. They are also a registered healthcare facility and offer Speech and Language therapy, Behaviour therapy, school-based ABA therapy and Neuropsychological and Psycho-educational evaluations. SEE AD page 320

277 Prospect Point Road Tel: (345) 947 0684 Email: mbts@mbts.ky

www.mbts.ky

Montessori By the Sea offers enriched, internationallyrecognized Montessori curriculum that emphasizes inquiry-based study and cross-curricular, integration, complemented by specialized instruction in French, ICT, Physical Education, the Arts and Music.

www. c a y m a n r e s i d e n t . c o m

321

E D U C AT I O N

150 North West Point Road, West Bay

laptop programme for Years 7-13.

Tel: (345) 949 1121

Extracurricular activities: After-school clubs,

Email: principal@wcacayman.com

2. All-Round Education

art, drama, music, sailing, tennis, diving, cricket,

Ages: 3 years 9 months - 18 years

rugby, soccer, Cub Scouts, Brownies, cooking

Hours: Monday-Thursday 8.10am-3pm and

clubs, annual music production, house activities.

Friday 8.10am-2pm

After-school care available 2.30pm–5.30pm

Annual fees: Tuition Only: Pre K–Grade 8:

daily. Weekly learning support available.

CI$5,000, Grades 9–12: CI$5,500. Book fee,

SEE AD pages 315 & 320

lunch and other fees not included.

Boarding schools are concerned with much more than academic prowess; pupils exceeding their potential in the classroom is paramount, of course, but the ability to be involved in whichever sporting, creative or intellectual pursuit that stimulates a child, is of huge importance too. All these things are on the student’s doorstep; schools are extremely busy places where children are seldom bored or lonely and, rather charmingly, it is still seen to be cool to do something rather than nothing.

Triple C School

Stanford 10 Achievement tests and Grades 11-

74 Fairbanks Road, George Town

12 do the SAT and ACT tests.

Tel: (345) 949 6022 OVERSEAS EDUCATION

Email: triplec@candw.ky Website: www.triplecschool.org Application fee: CI$100 Capital fee: CI$400 Annual fees: Preschool/Pre-Kindergarten fullday: CI$7,060, half-day: CI$5,295

E D U C AT I O N

helps

Wesleyan Christian Academy

courts, Virtual Learning Environment and

Curriculum: American. Grades 1-11 do the

The structured independence teenagers to thrive.

classrooms, sports field, basketball and netball

KG-Grade 3: CI$7,511

Grades 4–6: CI$7,811

Grades 7–8: CI$8,264

Grades 9–10: CI$9,764

Grade 11: CI$9,914

Grade 12: CI$10,065

Curriculum: American - children work towards an American high school diploma accredited by the Association of Christian Schools International (ACSI) and the Southern Association of Colleges and Schools (SACS), plus the students take

Although Cayman has excellent schools, many parents will look to broaden their children’s horizons by sending them to overseas boarding schools. Over the years the image of boarding schools has changed immeasurably; the transformation from the hardship and coldness of Dickens’ Dotheboys Hall to the spellbinding excitement of Hogwarts has been both evolutionary and revolutionary. However, the changes in perception and the reality are not works of fiction; boarding schools in Britain and North America are flourishing and should be a real consideration for families thinking about the future schooling of their children.

Truth For Youth School 84 Walkers Road, George Town Tel: (345) 949 2620 or (345) 949 7041 Email: truthfys@candw.ky Ages: 4 years 9 months-11 years Hours: Monday-Thursday 8:30am-3pm and Friday 8.30am-12.30pm

Why Choose Boarding School? There are many reasons for choosing a boarding school, from the standards of teachers and teaching, to the friends and connections that are made. The following are all key factors to consider when deciding if boarding school is right for you and your child.

Monthly Fees: KG - Grade 6: CI$400 per month 1. First Rate Education

Curriculum: American

The reputation of leading schools in the UK, USA and Canada is not just a label of prestige from the past; the academic, sporting and social success of these schools is in the present and the future. Academic excellence, their successes in international exams and their students winning places at Ivy League and Russell Group universities speak for themselves.

Village Montessori 94 Solaris Avenue, Camana Bay Tel: (345) 640 7827 Email: villagemontessori@starfish.ky www.starfishvillage.com/village-montessori/ Ages: 18 months-9 years For a full listing please see page 317

CAYMANRESIDENT 2019

Success is achieved through sound teaching and individual care and attention. Staff at boarding schools are with their students twenty-four hours a day and are there to ensure that every child is happy and performing well at all times, addressing problems swiftly. Boarding schools are well-equipped and qualified to support most learning requirements and a wide range of schools offer specialist additional support for learning and emotional needs. 4. Facilities

Advance Placements and the SATs in Grade 12.

322

3. Support

Boarding schools have some outstanding facilities and offer beautiful spaces in which youngsters can grow and develop. Academic and sporting facilities can be state-of-the-art, and boarding houses are often not far shy of a reasonable hotel. 5. Friends

Whilst boarding school pupils can no longer rely on the ‘old school tie’ to garner success in later life, a boarding education exposes youngsters to a huge array of people – some they will become life-long friends with. They will probably know these people better than they know anyone else in their lives. The ability to live and work with such a huge number of people is what gives boarding school students the confidence and maturity to excel in their

future worlds. Exposure to the wider world and internationalism also helps prepare students for the world of business. 6. Finance

Boarding school fees can seem eyewateringly expensive – fees can be as high as GBP£32,000 or US$59,000 a year. However, boarding schools are working increasingly hard to ensure that they are not ‘elitist’ and seek to attract the students who will most benefit from all the school has to offer. It is always worth asking about bursary and scholarship assistance.

Time & Preparation

Boarding schools can be very competitive and many schools fill their places several years in advance of entry. Therefore, give yourself plenty of time to choose the right school. In addition to allowing time to visit schools (a typical tour starts at 10am and takes 3-4 hours), you should allow time for your child to be prepared for the entrance

General Age of Entry to Boarding Schools

American schools are typically set up to accept boarders from Grade 8 (aged 1314 or Year 9 in the UK system) but there are some which will accept boarders from Grade 6. In Canada most schools accept students for boarding in Grade 9, so one year later than the US system. In the UK your child can board from the age of 8 (Year 4) but the majority of Cayman students usually either start boarding at the end of primary school (i.e. they finish Year 6 in Cayman and then leave) or they wait and go straight to a senior school in the UK when they are 13 (for the start of Year 9).

intended higher education and career path. Get Help - Educational Consultants There are people who can advise you about UK or North American private schools, and it is worth seeking guidance – this is, after all, one of the most important decisions you will make for your child. However, it is important to choose a consultant who really knows the full range of British or North American independent schools and the complicated admission procedures involved. Remember to ask them about things that you cannot find out from reading a school’s prospectus: whether the school is kind; what the pastoral care is like; are there lots of Londoners and/ or overseas students at the school; does it run a house system and if so what are the benefits; does it empty at weekends; does it have a reputation for having a drug problem; does it cater well to special needs or learning support; will your child flourish academically there or drift to the bottom third of the academic group. There are a small handful of education consultants that specifically work with Cayman families who you can touch base with.

Timeline & Tests for Entry

For a full breakdown on how early to start your research and what tests UK, Canadian and US schools require children to take for entry see our Cayman Resident website or the Cayman Parent magazine. Understanding Your Child’s Needs

It is vital to find the school in which your child will be happy and will thrive. Friends and acquaintances may offer school suggestions based on their own children’s success (or otherwise!) but, just because this school was right for their children, is no guarantee that it will be right for yours. Choose a school based on your child’s specific talents, interests and needs, even if this is wildly different to that chosen by others. Unless your child is happy and comfortable at their new school, they won’t perform well in the classroom. Make sure that the school offers the qualifications (IB, GCSE, A Level, SATs or vocational courses) best suited to your child and their

BvS Education

Owned and run by Niall Browne, BvS give unique impartial insider advice based on many years of experience of teaching in leading British independent schools and they take pride in having a thorough knowledge of a wide range of schools, across the UK, and the admissions processes for them. They offer a truly bespoke service which is centered on finding the right school for your child. Niall, a former boarding school Housemaster, visits Cayman throughout the year to meet Island families who would like their children to go to school in the UK. BvS is an accredited test centre for the UK Independent Schools’ Entry Test (UKiset) – and an invaluable tool in helping overseas parents to select the right schools based on their children’s academic ability. BvS also organises the annual British Schools Fair Cayman Islands which takes place in earlyNovember. Email: niall@bvs-education.

www. c a y m a n r e s i d e n t . c o m

323

E D U C AT I O N

How to Choose the Right School Cayman has no boarding schools, so choosing an international boarding school is difficult, as visiting overseas schools is a huge task. Make a list of child’s needs and wants and then choose to visit schools that tick those boxes. For example, if your child is massively into one sport but not keen on another, then find a school which plays that sport. For example, in the UK a boarding school is usually a football school or a rugby school. They are invariably not both unless it is a prep school. If you live full-time in Cayman then you probably want to choose a full-boarding school and not a weekly boarding school. Many schools are moving towards weekly boarding so be sure to check this out. Also, does your child need any educational support? If so check out schools who can help with that. Finally, any school near London will have a lot of London, Chinese and Russian students in that school, and it will invariably empty at the weekends. If you would prefer to avoid this, then choose a school which is more than an hour away from London.

exams and for the transition to boarding school. Parents often underestimate how much time should be given to these steps, but at least two to three years in advance is the best time to begin the process. The most important thing to remember is to involve your child in the process from the very beginning, as this will allow them to become comfortable with the prospects of going away to a boarding school.

E D U C AT I O N

com, tel: +44 (0)28 9188 9606 or visit www.bvs-education.co.uk. Dorm & Day offers schools placement advisory services for education at home and overseas. Every year Dorm & Day visits a diverse range of boarding schools in the USA, Canada and the UK, including schools for children with learning differences, and uses that firsthand personal knowledge to find the right fit for your child and help you to make an informed choice of school. They guide you throughout the admissions process which includes reviewing transcripts, preparing shortlists, helping with applications, financial aid forms, finding scholarships for talented athletes and high academic achievers, scheduling and preparing for tests and interviews, arranging boarding school visits, and communicating with schools from application to arrival. 19b Cayside, 2 Harbour Drive, George Town, Grand Cayman. Tel: (345) 925 4610, email: admin@dormandday.ky or visit www.dormandday.ky.

324

CAYMANRESIDENT 2019

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School Fairs Two school fairs take place in Grand Cayman each year offering parents the opportunity to meet representatives from various overseas boarding schools: British Schools Fair Cayman Islands

The British Schools Fair is usually held during the first weekend of November. The 2018 school fair will be held on Saturday 3rd November at the Marriott. The school representatives often spend a few days in Cayman on either side of this weekend and are happy to conduct school interviews or have a private meeting with you. For information on which schools usually visit see www.bvseducation.co.uk/british-schools fairs.

Boarding School Options Numerous boarding schools visit Grand Cayman either during the British School Fair or the Caribbean School Fair, both of which are very worth attending. Often the Headmaster/Mistress of each school will visit and it is a great way to get a feel for what the school has to offer. They are more than happy to answer your questions and show you photos. They also conduct school entrance interviews while they are here. Port Regis Motocombe, Shaftsbury SP7 9NS, UK Tel: +44 (0) 1747 857914 Email: admissions@portregis.com Website: www.portregis.com Headmaster: Stephen Ilet

Caribbean School Fair

Academic Calendar: September to July

The Caribbean School Fair usually comprises the top US and Canadian schools and in being held on Sunday 11th November 2018 from 4pm-6pm, at the Marriott Resort. About 40 schools are expected. For more information please email: info@bediwalker.com.

Ages: 2-13 (Boarding Years 3-8) Student Population: 310 (25% are international) Average Class Sizes: 15 Boarding Fees (2018-19): GBP ÂŁ8,950 per term Boarding Facilities: Two girls and two boys boarding houses. Each student has the option

for occasional boarding, junior boarding,

The Vanguard School (USA)

Boarding Facilities: Two students per room

transitional boarding and full boarding.

22000 U.S. Highway 27

maximum. Newly-remodeled boys’ dormitories

Extracurricular Activities: There are a range of

Lake Wales, Florida 33859, USA

oﬀer privacy dividers in each room, private

competition-standard sports facilities and an

Tel: 1 (863) 676 6091

changing stalls in the shower room, screened in

acclaimed music department. Drama and the

Email: candi.medeiros@vanguardschool.org

back porches, and an outdoor basketball court.

Arts also feature heavily.

Website: www.vanguardschool.org

The female dormitories oﬀer comfortable home-

Head of School: Mr. Harold Maready

style living with a screened in back porch, and lake

Admiral Farragut Academy

Academic Calendar: August - June

access. All dormitories are air-conditioned with

501 Park Street North, St. Petersburg, FL, USA

Grades: 6th–12th

wifi and satellite TV in the common area. They

Tel: 1 (727) 384 5500

International Students Annual Fees 2018-19:

also oﬀer a licensed mental health counselor.

Email: admissions@farragut.org

7-day Boarding: US$48,500

Sports: They oﬀer basketball, soccer, tennis,

Website: www.farragut.org

5-day Boarding: US$42,500

volleyball,

Headmaster: Robert J. Fine, Jr.

Student Population: 120 students

weightlifting, archery and golf.

Academic Calendar: August to May

Average Class Size: 6-10 students

Amenities: Swimming Pool, Open Gym, Fitness

Grades: 8-12

Curriculum:

Annual Fees 2018-19: US$51,800 (non U.S.

for life after high school. They oﬀer skill

Intramural Chess, Youth Group, Team Building,

citizen) and US$48,800 (U.S. citizen)

remediation, credit retrieval, and a targeted

and oﬀ-campus trips. SEE AD page 324

Curriculum: The school offers honors, advanced

learning path for each student.

placement, dual enrolment, and dual diploma

Specialty Curriculum: Intensive Reading and

program courses. However, the signature

Maths, and Personal Communication Skills.

programmes are what separate Farragut from

School Overview: The Vanguard School is an

other boarding schools: Aviation, Engineering,

independent, co-educational, boarding and

Individually

prepare

students

day school for students who learn diﬀerently.

and Leadership.

Since opening their doors in 1966, they have

School Overview: Admiral Farragut Academy is

educated students in an environment that

a college-prep, private boarding and day school

acknowledges their diﬀerences, celebrates their

located on the waterfront in St. Petersburg,

strengths, and supports them in overcoming

Florida. The Upper School, which is 8th-12th

individual challenges. They specialise in helping

grade, is known worldwide for its boarding

students who experience ADD, ADHD, dyslexia,

and military program. The school provides

dysgraphia, dyscalculia and High Functioning

an international experience with students

Autism (Asperger’s), excel to their fullest

representing an average of 27 countries and 17

potential.

states. Each year Farragut’s graduating class

Facilities: Classrooms, media center, state-of-

earns over $5 million in academic, athletic, and

the-art performing arts center, dining facility,

military scholarships and have matriculated

dormitories, on-site nursing facility, gymnasium,

to universities including Stanford, the Naval

fitness center, soccer field, tennis courts and lake

Academy, and UCLA.

access are all easily accessible on their 77-acre

Facilities: 2-3 person dormitories with private

campus.

country,

track

field,

Center, Wood Shop, Billiards, Intramural Sports,

special needs Education & training

For children with or requiring more intensive tuition, there are a number of schooling options along with home–grown support groups and private tutoring. Chatterbox offers therapy and educational programmes. They currently provide speech and language therapy, occupation therapy, a playschool (age 2-5), tutoring, support for children with autism and a family support worker/social worker to help coordinate a team approach. They work with children and adults who have language or learning disorders, learning disabilities, motor disorders, anxiety disorders, autism, ADHD and gifted children. They provide quality, inclusive programmes for all. Call (345) 949 7065 or 926 1693, email: chatterbox@ candw.ky or visit www.chatterboxcayman. com. SEE AD page 325

bathrooms and waterfront views. Athletic gyms and fields. Boat house and basin. Aviation

949 7065

center. Marine science center. Student center

926 1693

with academic services and library. Fullservice dining hall. Courtyards and decks. 24/7 security personnel.

Speech & Language Therapy

Extra-Curricular Activities: Exposure to new

Occupational Therapy

ideas, skills, lessons, and achievements is a

Chatterbox Playschool (2-5 years)

valued part of the school’s mission. Students

Tutoring & Handwriting

can choose to kayak, sail, or paddleboard at the

Social Work/Family Support

waterfront, participate in one of our 13 sports,

Training Workshops (Parents & Professionals)

or join clubs like Drill Team, Drone, or Scuba.

Ground Floor, Bermuda House 36C, Dr Roy’s Drive, GT

www. c a y m a n r e s i d e n t . c o m

325

E D U C AT I O N

Scuba, Marine Science, Sailing, Naval Science,

cross

E D U C AT I O N

Hope Academy offers a full-time educational programme designed especially for students who would benefit from a smaller learning environment. This includes students with average to aboveaverage intelligence who may be dealing with specific learning difficulties, ADHD, high-functioning Pervasive Development Disorder (or mild Autistic Spectrum Disorder), anxiety based disorders and/ or other challenges. They also provide Behaviour Therapy/Counselling and Speech and Language Therapy. These services are also available for those not attending Hope Academy. Tel: (345) 769 4673, email: office@hopecayman.com or see www.hopecayman.com. SEE AD page 320 Cayman Theraplay Ltd. in Plaza Venezia offers child-led, evidence-based therapeutic intervention to improve the quality of life of children with different needs through occupational therapy, social skills support and feeding therapy in a fun and safe environment. Call (345) 749 7529 or email: admin@caymantheraplay.com. Transformations Ltd. has a range of psychological and physical services for both children and adults. Services are provided by qualified professionals and include: educational assessments and consultations, therapy and interventions. Tel: (345) 324 1298 or email: admin@ transformationscayman.com. The Wellness Centre, founded in 2004, is a licensed health facility providing children and their families with confidential and professional psychological, behavioural and mental health services. They have a diverse team of highly qualified psychologists, ABA therapists and specialists offering a range of services including comprehensive psychological and educational assessments, individual therapy and family support services, ABA Therapy, ESDM Therapy and play therapy. They have specialised services for children with autism and related disorders; including in-home ABA support, Outreach Support Services, RBT Training and Supervision, parent training, school shadowing, homeschool design and support as well as community advocacy. 326

CAYMANRESIDENT 2019

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Call (345) 949 9355 or email: info@ wellnesscentre.ky. SEE AD page 236 KidsAbility located at 4 Smith Road Centre, offers developmental neuropsychology services (starting summer 2018), occupational therapy, speechlanguage therapy, a feeding clinic, AAC clinic, handwriting remediation, social skills groups and parent, teacher and allied health workshops. Email: info@kidsability. ky or call (345) 943 5437. The Lighthouse School provides intensive therapy and intervention for children with moderate to severe special educational needs, or for children with complex or multiple challenges to their learning. This is a government school for children from ages 5-17. If you feel your child would benefit from this school, you must contact the Senior School Improvement Officer for Special Educational Needs, Mrs. Barbara Peace-Ebanks, at the Department of Education Services (Tel: (345) 945 1199) or email: Barbara.Peace-Ebanks@gov.ky. All children attending the Lighthouse School need to be recommended for entry by the Dept. of Ed. Services Placement Panel following appropriate application through Mrs. Peace-Ebanks. Any application must be accompanied with the specialist assessments and documentation detailed on the application form which can be obtained from the Department of Education. Those coming from overseas need to be aware that even if their child meets the criterion for placement, placement is on a space available basis and the school has been at its maximum capacity for some time now. The Government also operates the Early Intervention Programme for both Caymanian and expatriate children from birth to school-age who might experience various developmental delays. More information can be obtained by contacting the early intervention coordinator on eip@cayman. edu.ky or tel: (345) 926 1413. For adults (aged 18 to 45) with disabilities, there is the Sunrise Adult Training Centre (Tel: (345) 949 3330 or email the Director at kimberly. voaden@gov.ky). The primary functions of the facility are to provide vocational

training and therapeutic programmes for adults with disabilities. The Sunrise Adult Training Centre works to increase their students' function and independence, and to promote full inclusion within the larger Caymanian community. These goals are achieved through life-skills training, functional academics, occupational therapy, supported workshops in crafts and agriculture, recreational and fitness programmes, plus in-centre vocational training, coupled with community-based internships and supported employment opportunities. The Special Needs Foundation of Cayman (Tel: (345) 321 2957, email: info@specialneedsfoundation.ky or visit www.specialneedsfoundation.ky) is a nonprofit organisation of parents, educators and professionals, committed to supporting children with a range of special needs. They work with professionals, providers and policy makers to ensure that required services and options are available. They hold monthly meetings and social events. Cayman Music Therapy offers services to children, adolescents and adults with special needs, using music to address physical, emotional, cognitive and social challenges and facilitate developmental skills. All services are provided by boardcertified music therapists. Call (345) 928 5307 or email: info@musictherapy.ky. Cowboy Town Stables in Lower Valley offers adaptive riding, assisted activities, learning and general and therapeutic horsemanship. Their PATH certified instructors specialise in teaching developing riders as well as those with physical, mental, social and emotional disabilities/disorders. Tel: (345) 916 8571 or email: shanna@ cowboytownstables.com. SOCI is a registered non-profit sports organisation that offers year-round sports training and competition for children and adults 8 years and older who are intellectually disabled. Please contact them for volunteering, coaching and partnership opportunities, or if you have a child/adult who wants to join. Tel: (345) 946 7624 or email: soci@candw.ky.

tutoring

children. They work with children individually, paired or in small groups with a maximum of 4 children. They also offer homeschooling support, specific subjects support, extension work for gifted and talented children, exam preparation and homework help. In addition, they offer tutoring for children with special learning needs including ADHD, Dyslexia, ASD and behavioural concerns. They have a large, newly renovated classroom on Godfrey Nixon Way and have fully qualified and experienced teachers from the UK on staff. Call Bryony on (345) 917 7657 or Emma on (345) 916 0875 or email: footstepsltd@hotmail.com. High Achievement Academy (HAA) offers educational and professional tutoring, for all ages (5+) and abilities, by tutors who are highly qualified and experienced teachers from countries such as the UK, US and Canada. They provide individual and small group sessions tailored for specific objectives. Programmes range from exam preparation (CXC, GCSE, A Levels and SATs), homework help, study skills, English as a Foreign Language and workplace training. Daytime, evening and weekend sessions are available 7 days a week and on holidays. HAA also welcomes the traveling student who requires provisional study while visiting Grand Cayman. Contact for a free consultation. 2nd floor, Windjammer Building on Walkers Road. Tel: (345) 746 5555 or email: info@ haacayman.com. SEE ad page 327 Triple T Learning Triple T Learning is comprised of certified and experienced OPEN ALL SUMMER!

An academic approach as unique as each student... HIGH ACHIEVEMENT ACADEMY

offers a wide range of tutorial and training services to meet all of your academic, personal or professional goals. • We guarantee a Personalized learning approach in a spacious, modern learning environment • Day, Evening and Weekend sessions available • Highly qualified and experienced teachers from the UK and US, having taught children and adults in the US, UK and Caribbean. • Our Tutors CARE and are DEDICATED! E: info@haacayman.com T: 746-5555 | 525-7430 W: www.haacayman.com 461 Walkers Road , #9, #10 Windjammer, 2nd floor

AREAS OF FOCUS:

MATHS ENGLISH SCIENCES LANGUAGES HUMANITIES BUSINESS ACCOUNTING & MORE... COURSES OFFERED:

CXC | A LEVEL (I) GCSE | IB KEYSTAGE 1-3

www. c a y m a n r e s i d e n t . c o m

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E D U C AT I O N

There are lots of options when it comes to looking for a tutor in the Cayman Islands but here are a few insider tidbits from qualified teachers. Parents seeking specialised services, such as reading intervention for a child with dyslexia, should be receiving the support from a qualified individual as it is critical that the teacher knows how to teach that child. So, if your child is dyslexic then finding a tutor who is trained in either the Wilson Program or the OrtonGillingham dyslexia instructional approach is essential. Asking if they have a certificate of qualifications proving they can teach either might also be a good idea. If you are looking to have your child tutored for their GCSE or A Level exams find a teacher who has experience teaching the current curriculum your child should be learning for that specific subject. Make sure they have specific experience getting children through those exams and have not just taught the subject up to an earlier grade. If you are looking for a Maths tutor consider that children in the US system learn Maths in a very different way to those in the UK system. In the US system students learn Maths in themed branches (algebra, geometry, advanced algebra, trigonometry and then calculus) but in the UK system students learn a broad cross-section of the whole subject of Maths and then build on it each year. Enquire as to what experience the tutor has with the curriculum, and if they don’t seem to have enough knowledge of it then find one that does. Although a teaching assistant can help guide a child with special needs, and teach children at primary school, you would do well to find a qualified teacher for your child’s external exam tutoring. Expect on average to pay CI$50 an hour for a one-on-one tutoring. Below is the most comprehensive list of the major tutoring companies in Grand Cayman: Alpha Academy, offers full-time tutors in GCSE and A Level physics, chemistry, biology, technology (including IT), engineering, economics, statistics, Maths

and English. 6 Paddington Place, Godfrey Nixon Way, George Town. Tel: (345) 947 7475 or (345) 327 1695, email: info@ alphaacademy.ky. Cayman Learning Centre in Pasadora Place, Smith Road offers tutoring programmes in literacy and numeracy skills including reading, writing, spelling and comprehension. In Maths, there is a focus on students obtaining proficient calculation abilities and the ability to conceptually understand Maths over memorisation. For students with learning difficulties due to dyslexia (difficulty with reading), attention issues, memory and/or processing capabilities, they offer various intensive programmes to enhance a student’s ability to learn more efficiently. Finally, they also offer a homeschool programme for those students struggling in the mainstream classroom and a private tutoring service where they will come to your house or school. For more information or to request an assessment call: (345) 943 7323 or email: info@ caymanlearning.com. Clever Fish is an after-school term-time academic and enrichment programme catering to students from Year 4 to Year 11. Clever Fish provides tutoring and assistance with homeschool programmes. Contact Nicola Sowerby on email: nic@ cleverfishcayman.com or call (345) 516 4623. They are located on the ground floor of the Windjammer Building on Walkers Road. Footsteps offer support in all subject areas for early years, primary and secondary

teachers. They offer research-based reading remediation, as well as enrichment for children from Pre-K to Grade 12. Each student is assessed and given an individualised education plan. Triple T also specialises in literacy and dyslexia with trained Orton-Gillingham teachers. Tel: (345) 323 0665, email: tripletlearning@ gmail.com or www.tripletlearning.com. SEE AD this page

E D U C AT I O N

Claude Bailey (Tel: (345) 926 3812) tutors Maths from grades 3-12 and university level. He also runs a summer camp. 100% Math targets people of many ages to strengthen their math skills. Their services include one-on-one tutoring, collaborative small-group tutoring, 24hour online tutoring, home-tutoring and a homework club. They now also offer A Level Maths, Biology and Physics, as well as a Maths, Robotics and Coding summer camp. Tel: (345) 327 1872 or email: info@100percentmath.com to learn more. For tutoring in middle or high school History, English and Maths, call Peter

on (345) 949 9137. Finally, Vinnette Glidden, offers the I Read For Life programme which helps struggling readers gain self-confidence, improve comprehension and read faster. Contact (345) 947 1497 or email: admin@ ireadforlife.ky for more information.

Westin

HOME SCHOOLING general guidelines

Children in the Cayman Islands can be home schooled with prior approval from the Department of Education Services. In 2018, 123 children were enroled in home schooling programmes in Cayman. Like any educational programme, there is an application process and certain requirements to be met, which are discussed below. For a more detailed article on homeschooling in Cayman see our website. Home schooling may be a suitable option in cases where:

A child is waitlisted but has not yet been offered a place in a private school

A child has learning difficulties that schools may not have the resources to deal with

The cost of private schooling is prohibitive for low income families and/or those with multiple children

>> >>

>> >> >>

Tel: 345-323-0665 Email: tripletlearning@gmail.com

www.tripletlearning.com 328

CAYMANRESIDENT 2019

meeting

compulsory

educational

requirements of the Education Law 2016 (Regulations)

The above must be submitted along with a cover letter explaining the reasons for the home schooling request to the Director of the Department of Education Services at 130 Thomas Russell Avenue, PO Box 910, Grand Cayman KY1-1103. The application period opens on 1st August of each school year. For parents wishing to apply after the start of the school year (end of August), written notice must be provided within 14 days of arrival to the Island. Once a family or child is a resident then the child must be registered with a school. The Director of the Department of Education Services will inform parents if their application has been approved within 10 days of receipt. If approved, a home schooling certificate is issued, valid until the end of the school year (30th June). This must be renewed prior to expiration each year if the parent wishes to continue home schooling. A home school cannot serve more than five students.

Depending on the age of the child, the parent or tutor providing instruction must hold the following qualifications:

The child’s name, age and grade level Location and address of the home school A list of the syllabi, curriculum materials,

The dates for submission of semi-annual reports

A statement confirming the child will

A child has been the victim of bullying at

in the core subjects

Qualifications for Home Schoolers

textbooks, or plan of instruction to be used

For more information visit:

providing instruction

able to take their children with them

Parents wishing to home school their child/ children must obtain prior approval from the Department of Education Services. To apply for home schooling approval you must complete the Home School Registration Form. This can be downloaded from www.des.edu.ky, under the School Registration tab and can then be delivered to the DES which is located at 130 Thomas Russell Avenue, George Town. Then create an Individualised Home School Plan (IHSP) which must include:

Triple T Learning offers academic mobile tutoring in the comfort of your own home or venue most convenient for you. Tutors are also available to work during school hours at various, local schools and offer a reading remediation program using the Orton-Gillingham approach for students with dyslexia and reading difficulties. All teachers are highly-qualified and experienced educators with experience in teaching various subject areas.

Names and qualifications of individuals

Families travel frequently and wish to be

school

Teach, Try, Triumph!

Primary – the parent(s) must have at least a high school diploma

Secondary – the parent/tutor must have a minimum of a bachelor’s degree from an accredited institution

Online programmes, such as for K12, have online teachers that can help. Teaching requirements

The DES requires that the school day be at least five hours long, excluding recess and lunch, and that there be at least 185 days of instruction in the school year. The curriculum must include the areas of reading, writing, mathematics, sciences and social studies, and must be an accredited programme. Parents/tutors must maintain a record of attendance and submit semi-

annual reports on the students’ progress to the Department of Education. The DES will conduct at least two site visits, one scheduled and one impromptu each year, and where necessary will liaise with the Education Quality Assessment Unit (EQAU) for assessment and reporting. More information on home schooling in Cayman and other useful resources for home schoolers and their parents can be found on our website: www.caymanresident.com. SCHOLARSHIPS

Undergraduate Degree Scholarships

To be considered for an overseas scholarship to study a Bachelor’s degree programme you must have passed your AP, IB, A Levels, BTEC, SATs or Associate's Degree to a certain criteria set out in the Scholarship Secretariat’s application form. For example if you took the IB you will have to have taken and passed the full IB diploma and achieved a high school GPA of 3.25. If you took APs then you must have taken and passed between three and four APs with a minimum grade of 3 and a GPA of 3.25. A Level and CAPE students need to have passed three A Levels each with a minimum grade of C, or CAPE Unit 2. If you took an Associates Degree then you must have a cumulative GPA of 3.00 or higher. BTEC Level 3 students must have an Extended Diploma with a minimum MMM grade average. If you are taking the SAT then you must achieve 1500 on the old SAT, 1100 on the new SAT or an ACT score of 22. Finally, the Education Council may award an overseas scholarship to students who do not have advanced standing (IB, A Levels, CAPE, AP) if they meet one of the following two criteria: 1) Seven GCSE/CXC passes at A or B grade, including Mathematics and English, or 2) a combined cumulative High School GPA of 3.25 or higher. Undergraduate Funding & Subsequent Years

To maintain your scholarship students must achieve a 2.75 GPA or a 2:2 in the first year of study, and a 3.00 GPA or a 2:1 in your subsequent years. The Secretariat has a requirement that you do at least 12 credits per semester/term in your first year and then 15 credits per term in the subsequent years. Overall a Bachelor's degree should take 120 credits to complete. Each year you should be doing a minimum of 30 credits for a four year course, and 40 credits for a three year course. The Secretariat’s annual audit of your scholarship will measure this

and your funding will stop if you are taking less than the credit requirements. Funding comes in twice a year and is based on your declared expenses. Qualifying students can get funding of up to CI$20,000 per year for a maximum of four years, unless they are reading Medicine and then that can be extended to six years and beyond if the student is specialising in a chosen field and need to take internships. Tracking Undergraduate Scholarship Expenses

Each semester students must go through a detailed submission process for their scholarship funds to be continued, and in the process they must submit a detailed grade and transcript record, along with receipts of how the money they received was spent. All the paperwork will then be reviewed in great detail and the Scholarship Secretariat, who are more like forensic financial accountants, will study how you have spent the money they gave you and whether you qualify to receive any money for the next semester. In addition to the Ministry of Education’s scholarships students can also apply for a private sector scholarship as long as both scholarships do not exceed the students total costs. Although the process of getting a scholarship may seem overwhelming the Secretariat must have a way of measuring student’s performance. They also require the students to go through a costing procedure. Each student must fill in a spreadsheet which automatically tables their expenses and identifies the different costs which they should be thinking about (tuition, room and board, food, dorm supplies, school supplies, books, utilities, transportation at university, flights home etc). For more information on the application process see the www.education. gov.ky website (Overseas Scholarships section) or the Cayman Resident website. COLLEGES & TERTIARY EDUCATION

Tertiary education in Cayman began with the establishment of the International College of the Cayman Islands in 1970, followed by the Community College

www. c a y m a n r e s i d e n t . c o m

329

E D U C AT I O N

Scholarships for Tertiary Education The Cayman Islands Government offer scholarships to all Caymanian students who qualify to pursue either a local or an overseas tertiary education course. Students can apply to the Scholarship Secretariat for an overseas scholarship between 15th November and 31st January annually, and a local scholarship between 1st March and 30th April. No late applications are accepted. Students need to apply to a university prior to their scholarship application. The qualifying criteria for a scholarship varies depending on whether you are aiming to take a Technical and Vocational course (TVET), a Bachelor’s degree, a Master’s or a PhD. Incidentally, you must be 18 within the first academic year of study, but there is no upper age limit on applying for a scholarship. Means testing is to be introduced for scholarships and those whose parents are considered wealthy will not get funding. The qualifying criteria for a local or overseas scholarship can be quite complicated and vary according to which type of degree or course you choose to take. One important thing to consider is that a student who is awarded a scholarship must sign a legal document committing them to a) successfully completing their proposed studies and b) then working in the Cayman Islands for a specific period of time after their studies finish. If the student fails to meet either of these two

requirements they will have to repay all the scholarship funds that they have received.

in 1976 and the Truman Bodden Law School in 1982. In 2004 the Community College’s status changed to that of a University College. The educational programmes now on offer have opened up opportunities in a wide variety of industries including finance, tourism, education, nursing, medical, veterinary, legal services, engineering and computer sciences. Many institutions such as those previously mentioned, as well as St. Matthews School of Medicine, the School of Veterinary Medicine and IMPT, now run internationally accredited courses or degrees that are not only training our local population, but also those from the entire Caribbean region. Most of them offer courses that are far more affordable than going overseas to study, but scholarships are available through the Government and private companies who both help qualifying students who need assistance with fees.

Business Education (IACBE) in the USA and

Tel: (345) 945 3199

the Accreditation Service for International

Email: admissions@stmatthews.edu

Schools, Colleges and Universities (ASIC) in

Fees: Basic Sciences: US$12,825/semester,

the UK. The ICCI mission focuses on career

Clinical Sciences: US$17,000/semester

placement and personal development of the

Various miscellaneous fees apply per semester.

student. Placement rates of ICCI graduates

Medical students complete five semesters

for 2015, 2016, and 2017 are 100%, 91%, and

(three semesters a year) of basic science and

100% respectively.

pre–clinical studies in Grand Cayman, and are

Courses Offered: ICCI offers Associate,

then transferred to do clinical rotations at

Bachelor's and Master's Degrees in Business,

teaching hospitals in the US, Canada or UK to

Finance, Banking Accounting, Broadcasting,

complete their medical degree programme.

Human and Social Services, Information Systems

Tourism,

Office

School of Veterinary Medicine Regatta Office Park, Leeward 4, West Bay Road

face-to-face and hybrid classes are also

Tel: (345) 745 3199

offered. Courses start in October, January,

Email: admissions@stmatthews.edu

April and July. New classes are in the pipeline.

Fees: Basic Sciences US$15,125/semester, Clinical Sciences US$23,000/semester and

Northwestern Caribbean Baptist Theological

various miscellaneous fees apply. Veterinary

Seminary

students

Cayman Islands Baptist Church

(three semesters per year) of basic science

163 Pedro Castle Road, Savannah

instruction in Grand Cayman and a year

Tel: (345) 946 2422

of clinical instruction at an affiliated US or

Email: pastorrandy@cibaptist.ky.

Canadian veterinary school.

Cayman's E D U C AT I O N

Management,

Administration and Liberal Studies. Online,

first

seminary,

founded

complete

seven

semesters

universities & Colleges

conjunction with Dr. Randy Von Kanel and

School of Hospitality Studies

International College of the Cayman Islands

the Cayman Islands Baptist Church, will offer

Tel: (345) 623 8224

595 Hirst Road, Newlands

coursework towards a Bachelor's Degree

Email: SHS@ucci.edu.ky

Tel: (345) 947 1100

taught by credentialed professors. Students

UCCI offers an industry-driven, internationally

Email: admissions@icci.edu.ky

can also study for a Master’s Degree through

accredited

Website: www.icci.edu.ky

online work with an accredited US seminary.

programme to meet existing and future needs

Overview: Founded in 1970, ICCI is the

In addition, they will be offering to train,

of the Cayman Islands tourism industry.

birthplace of higher education in the Cayman

throughout the English-speaking Caribbean,

Islands. The college has awarded certificates,

students and church leaders through a

The Truman Bodden Law School

Associate, Bachelor’s and Master's degrees.

certificate programme in Theological Education.

2nd & 3rd floors, Former CIBC Building

It has been recognised by the CI Ministry of

hospitality/tourism

studies

54 Edward Street, George Town

Education since 2002 and is accredited by

St. Matthew’s University School of Medicine

Tel: (345) 945 0077

the International Assembly for Collegiate

Regatta Office Park, Leeward 3, West Bay Road

Email: mitchell.davies@gov.ky Website: www.lawschool.gov.ky

Truman Bodden Law School

Founded in 1982

of 10+ years: PPC (all students): CI$9,900

of the Cayman Islands

plus annual registration fee of CI$1000; LL.B

Offering the LL.B (full and part time Degree) and the following postgraduate programmes: LL.M (part time); PPC • Awarded Qualified Law Degree status • All courses are taught by experienced in its own right by the English Bar staff who are subject experts and have Council and the English Law Society Recognised Teacher Status conferred by the University of Liverpool • All degrees awarded to successful candidates are the award of the • All programmes are externally University of Liverpool and are examined internationally recognized • All courses of study are offered on • Completion of the PPC leads to the Island with no requirement for award of the Diploma in Legal overseas studies Practice by Oxford Brookes University • Small lecture and tutorial groups and the ability to thereafter complete the University’s LLM in Legal Practice

330

CAYMANRESIDENT 2019

Annual Fees for Caymanians/Legal Residents

Honours Degree (full-time): CI$6,000 plus annual University of Liverpool registration fee of £1,310 (approx.); LL.B Honours Degree (part-time): CI$1,500 per subject, plus annual To contact us, email: Lovisa.Vernon-Hamilton@gov.ky or Kady.Myers2@gov.ky for application forms.

University of Liverpool registration fee £655

(345) 945-0077 www.gov.ky/lawschool

registration fee £720 (approx.).

(approx.) (2 subjects). LL.M (part-time): CI$6,000 plus annual University of Liverpool Annual Fees for Non-Caymanian Students:

LL.B Honours Degree (full-time): CI$14,000

lawschool.gov.ky. The deadline for the receipt

cover essential topics such as immigration,

plus annual University of Liverpool registration

of applications is July. SEE AD opposite page

customer

fee of £1,310 (approx.); LL.B (part-time):

service,

accounting,

finance,

management and much more. Call (345) 949

CI$3,500 per subject, plus pro-rated annual

University College of the Cayman Islands

8090 or visit www.caymanchamber.ky to find

University of Liverpool registration fee £655

Grand Cayman Campus:

out more.

(approx.) (2 subjects). LL.M (part-time):

168 Olympic Way, off Walkers Road, GT

CI$8,000 plus annual University of Liverpool

Tel: (345) 623 8224

Cayman Code Academy (CCA)

registration fee £720 (approx.).

Brac Campus: Avistar Building, West End, CB

Cayman Enterprise City Zone Building

2018/19 Academic Calendar: 17th September

Tel: (345) 623 0540

Strathvale House, 90 North Church St, GT

2018 (new students) to May 31st 2019 (over

Email: info@ucci.edu.ky

Tel: (345) 945 3722

two semesters).

Website: www.ucci.edu.ky

Email: info@caymancodeacademy.com

Bachelor and Professional Programmes: TBLS

Programmes Offered: Associate, Bachelor and

Cayman Enterprise City in conjunction with

is an affiliated institution of the University

Master’s degrees; Certificate programmes;

Code Fellows, has launched a computer

of Liverpool (UK). In September 2017, TBLS

Professional

programmes;

coding academy to help develop local skills

celebrated the 35th anniversary of its founding.

Continuing Education, TVET and IT courses;

in the computer programming and coding

TBLS

following

and Customised Training. They also offer

field. Ongoing courses are led by seasoned

programmes: i) the Bachelor of Laws (Honours)

the Pre-College and Year 12 Dual Entry

tech entrepreneur, Mark Hall, and assisted

Degree (LL.B) of the University of Liverpool,

Programmes. Please contact UCCI directly for

by enthusiastic and experienced computer

which is offered over three years (full-time)

costs, application deadlines, start dates and

developers. Cayman Code Academy is utilising

or five/six years (part-time); (ii) LL.M in

educational requirements.

the proven curriculum of Code Fellows, an

currently

offers

the

Development

International Finance of the University of

internationally recognised coding school. University of the West Indies (Open Campus)

time). It is intended to also offer the programme

Cayman (UWI)

Innovative Management &

on a full-time basis from September 2019;

Tel: (345) 946 8322

Professional Training (IMPT)

iii) the Postgraduate Professional Practice

Email: cayman@open.uwi.edu

IMPT offers certifications from the Association

Course (PPC) (full-time), to eligible students,

Website: www.open.uwi.edu

of Accounting Technicians (AAT) at three levels

under the oversight of the Cayman Islands

(Foundation Certificate, Advanced Diploma

Legal Advisory Council and Oxford Brookes

professional & vocational training

and Professional Diploma in Accounting), also

University. After successful completion of

Vocational and professional training has come a long way in Cayman over the last few years. Traditional colleges and universities aside, there are also independent organisations, which offer all sorts of courses to help business professionals gain new and valuable skills. The following are a few businesses that offer training courses:

the ACCA Diploma in Accounting & the ACCA

the PPC’s Qualifying Examination, which is awarded by Oxford Brookes University, students must complete 18 months of articles of clerkship. After completion of articles, the qualification as Attorney-at-Law of the Cayman Islands is earned. All TBLS degree programmes are awarded by the University of Liverpool, England. The law degree is

Advanced Diploma in Accounting, ICSA Level 4 Award & Certificate in International Finance and Administration (IFA). IMPT also offers computer training courses for Excel, Word, PowerPoint, and Outlook, and business skills seminars, some titles include: business communications, customer service, supervisory management, and project management. Unit 201, Alissta

recognised by the Joint Academic Quality and

Community Vocational Training Centre

Towers, 85 North Sound Road, George Town,

Standards Committee of England and Wales,

Courses are open to students aged 17+ and

Tel: (345) 943 4678. Email: info_impt@candw.

as a Qualifying Law Degree, which ensures that

there are no entry requirements. Students

ky or visit www.impttraining.com.

all TBLS LL.B students are eligible to pursue

work towards a professional licence or to

postgraduate professional qualifications in the

meet local industry standards to become

Passport2Success

UK. The LL.B degree is also recognised by the

an electrician, plumber, welder or an air

The programme began in 2010 and is

Legal Advisory Council of the Cayman Islands,

conditioning technician. Courses are held in the

an initiative by the National Workforce

as a Cayman Qualifying Law Degree. All TBLS

evenings from 6pm-9pm. Call (345) 917 7320.

Development Agency (NWDA) supported by some of Cayman's major employers. This

classes are taught in small groups, enhancing the teaching and learning experience.

Chamber of Commerce Professional

employment preparedness course offers

Applications: Application forms can be collected

Development & Training Centre

a 12-week programme for 17 to 23-year-

from TBLS or received by email: lovisa.vernon-

The Chamber's PDTC offers professionals and

old

hamilton@gov.ky. Application forms can also

entrepreneurs a comprehensive range of two-

workplace readiness skills and increase the

be downloaded from the TBLS website: www.

hour, four-hour and full-day courses. Courses

employability of its participants, developing

Caymanians

designed

www. c a y m a n r e s i d e n t . c o m

enhance

331

E D U C AT I O N

Liverpool, which is offered over two years (part-

skills through training seminars, therapeutic intervention, community service and work experience. All applicants will be required

for cooking classes, Activities for Adults, Sports & Fitness and Activities for Kids chapters for other extracurricular courses.

E D U C AT I O N

Computer and software courses in Microsoft Word, Excel, QuickBooks, Photoshop, InDesign, FrontPage and web design are all available. See

to register with the NWDA which provides

Computer Classes

access to the National Job Link Programme,

Art Classes

connecting job seekers with employment

The

workshops

and UCCI. Depending on what you are looking

opportunities

National

earlier in this chapter for information on ICCI Gallery

runs

and

throughout the year for all age groups and skill

for, you can try IMPT (Tel: (345) 943 4678

Development Unit, to access internship and

levels based on their temporary exhibitions

or email: info_impt@candw.ky), Esolutions

apprenticeship opportunities. To apply for

series. Workshops for adults cover a wide

Computer Training (Tel: (345) 943 3765 or

a place on the course, contact the National

variety of art-related topics from ceramics to

www.esolutions.ky) or CompuCay (Tel: (345)

Workforce Development Agency on (345)

photography, abstract painting, assemblage

327 5587 or email: sales@compucay.ky).

945 3114, visit www.passport2success.ky or

and more. To view the current programme of

CompuCay runs IT bootcamps at their office

email: nwda.training@gov.ky.

events and for a list of workshops visit www.

at #1 Commerce House, Dr. Roy's Drive. Nova

nationalgallery.org.ky. The Visual Arts Society

offers a range of online courses covering

Pitman Training Cayman offers flexible, self-

(VAS) runs day-time, evening and weekend

Microsoft Office, presentation skills and other

paced training in: PA and Secretarial, General

workshops for all age groups and skill levels,

business related courses to help careers.

Office Skills, Microsoft Office, IT, Self and

throughout the year based on community

Email: info@nova.ky or call (345) 949 1345.

Career Development, Bookkeeping and Graphic

interest. The workshops cover a wide variety of

Each library branch periodically offers basic

Design. For details call (345) 746 7824.

art-related topics from figure drawing, abstract

to advanced online computer courses. For

art, photography, jewellery making, batik, etc.

more information about course options and

Ready2Work KY is a government programme

VAS also offers an Open Studio whereby artists

fees, please contact the George Town library

for Caymanian job seekers who are unemployed,

can work independently on their creative

at (345) 949 5159 or email: georgetown@

underemployed or simply seeking a career change

work and the studio can be rented for private

caymanlibraries.gov.ky.

and high school or recent university graduates.

workshops or exhibits. VAS has a strong

The programme delivers structured training,

expertise in ceramics (the studio is equipped

Cooking Courses

individual and group guidance and other support

with a kiln, tools, glazes and clay can be ordered)

Cooking classes are very popular in Grand

mechanisms to mitigate the barriers to accessing

and they offer workshops and an open studio to

Cayman. For more information see the

gainful employment. For more information call

both adults and children. On occasion they offer

Food and Drink chapter or check out the

(345) 945 3114, email: Ready2Work@gov.ky or

workshops to artists on how to present your

Cayman Good Taste website at www.

visit www.nwda.gov.ky .

artwork, market yourself, use social media to

caymangoodtaste.com.

and

the

Training

benefit your art sales and how to prepare for Risk Consultancy Services Ltd. (RCS) welcomes

an exhibit. Finally, VAS offers a summer camp

Darkness To Light Training Courses

individuals/companies on the 30-hour OSA

for children, an Art Club during the school year

Darkness to Light (D2L) Stewards of Children

(Occupational

training

and private lessons. Email: visualartcayman@

is a child sexual abuse prevention programme

programme. They offer training in rigging and

yahoo.com, visit www.visualartcayman.com

for adults aimed at empowering individuals and

lifting procedures for crane operations, fall

or see www.facebook.com/visualartcayman.

communities to prevent child sexual abuse.

protection training, scaffold building, forklift

Cathy Church's runs private photography

Stewards of Children is an evidence-based

operator training, hazardous material handling,

lessons both for underwater and all of your land

programme that informs and teaches adults

fire warden training and PHTLS training (pre-

activities. Tel: (345) 949 7415 or visit www.

on how to protect the children in their care and

hospital trauma life support). Call Julius Jacky

cathychurch.com. Art Nest runs art classes

community. The CIRC, working in partnership

on (345) 326 1007 or email: Julius.jacky@rcs.ky

and workshops for a diverse range of arts from

with numerous agencies, offers these courses

for more information.

a drop-in ceramics workshop to a 6-week

free of cost to the community. Pre-registration

Safety

Health)

graphite drawing course, a writer's feedback

is required. Email: vrm@redcross.org.ky for

adult EDUCATION

and critique group and classes in improv acting.

schedule and information on signing up.

Courses in areas such as office and creative skills are frequently offered. Check out The Visual Arts Society on Facebook (www. facebook.com/visualartcayman) and www. nationalgallery.org.ky to see what creative events and activities are going on. Refer to the Food & Drink chapter

They also hold jewelry making classes, sewing

332

CAYMANRESIDENT 2019

Âť

Sundays and evening art classes with wine and

Diving Courses

cheese. Visit www.artnestcayman.com for a

Diving certification courses for adults are widely

full calendar of their classes and events or call

available in Cayman and many offer residents'

(345) 949 0107.

rates. Once you are an Open Water certified diver, other courses available include Advanced Diver, Nitrox and even Trimix courses. You can

talk to Don Foster's Dive Cayman (Tel: (345)

certified instructor for both the American Heart

where you to buy musical instruments, the

945 5132), Divetech (Tel: (345) 946 5658 or 1

Association and the American Safety & Health

following page and the Adult and Children's

(877) 946 5658) or Sunset Divers (Tel: (345)

Institute. She offers the following courses: AHA

Activities chapters for information on music

946 6789 or 1 (800) 854 4767). See the Diving

Heartsaver CPR/AED, the AHA Heartsaver First

lessons.

chapter for more information.

Aid CPR/ AED, the AHA Basic Life Support, ASHI Advanced Cardiac Life Support, ASHI Basic Life

Personal Trainer Certification Courses

HIV, AIDS, Gender & Sexuality Training

Support, ASHI Pediatric Advanced Life Support,

Fitness Connection located in South Sound,

The Caribbean has the second highest rate of

ASHI Basic and Advanced First Aid, ASHI Child/

runs ongoing ISCA programmes in kick boxing,

HIV prevalence in the world. Red Cross Societies

Babysitting Safety and Pediatrics.

personal training and Mat Pilates, AEA (Aquatic

in the region and around the world have been

Cayman Sea Elements/Mike Nelson offers

working in the area of HIV and AIDS education

the

(EFR)

swimming instructor training courses. The

for over twenty years. The CIRC offers a basic

certification course which covers CPR/AED for

instructor/owner, Laura Ribbins, has been an

information course on HIV and AIDS, as well

adults, children and infants, plus First Aid and

international training specialist for over 30

as courses on gender and sexuality, healthy

administering EPI pens. For more information

years. Bliss Living Yoga (Tel: (345) 949 9642)

sexuality and sexualisation, and stigma and

or to book contact Mike on (345) 936 8687 or

and Body Works (Tel: (345) 945 6485) both

discrimination. Courses are offered regularly,

email: caymansea@gmail.com.

offer the Yoga Alliance RYT200 Registered

and groups and other organisations can also request

special

presentations/workshops

free of cost. Email: deputy@redcross.org.ky

Emergency

First

Responder

Fitness Instructor Certification), as well as SAI

Many dive operators also offer the EFR

Yoga Teacher course. All these courses give

course as this is a PADI training requirement for

you an internationally recognised qualification.

more advanced dive certifications.

Water Rescue Courses

for more information.

Fitness Connection also teaches ASHI CPR /

First Aid, CPR/AED & Basic Life Support

The YMCA BesTeams Team Building and

AED courses as well as SAI Safety Training

Various organisations and individuals provide

Leadership Development Programme builds

Aquatic Rescue Courses and Starguard Life

training in First Aid, CPR/AED and Emergency

stronger relationships through fun, insightful,

Guard training. Tel: (345) 949 8485, email:

First Response. The names of the courses vary

and experiential activities. Participants learn

fitness@fitness.ky or visit www.fitness.ky.

according to the accrediting body and syllabus,

to improve communication, trust and problem

but for the most part the course content is very

solving skills, while boosting camaraderie and

Wine Courses

similar and aims to arm participants with the

decreasing stress in a variety of group settings.

Wineschool 3, offer wine, spirit and cocktail

knowledge and skills to be able to respond to a

The Y 'Ropes Challenge Course' opened in 2018

bartending

medical emergency. Certifications are valid for

and offers unique team building opportunities

internationally recognised certification by the

two years after which one must do a refresher.

for many different groups including corporate,

Wine & Spirit Education Trust and a bartending

Some will teach kids as young as 9, others prefer

youth groups, civic organisations and visitors.

accreditation by Shaker Bar School. The

them to be at least 15.

courses,

and

provide

Results lead to stronger relations between

courses, some in partnership with the NWDA,

The Cayman Islands Red Cross teaches the

team members, agreed upon “shared values”,

equip students with an in-depth understanding

American Red Cross syllabus and offers courses

greater productivity and overall performance.

of the industry. The school aims to elevate the

in First Aid and CPR for the Lay-Responder and

Customised half, full and multiday programmes

standards of the hospitality industry across

the Professional Responder (typically for Fire

are available and fees are based on the length

the Cayman Islands by empowering those on

Service and Police). Courses can be delivered on

and type of programme. Contact the YMCA on

the front line. Courses vary in duration and

site at request. For more information or to book

(345) 926 9622, email: info@ymcacayman.ky

attract students from restaurants and hotels

contact: firstaid@redcross.org.ky.

or visit www.ymcacayman.ky.

as well as members of the general public interested in learning more. Wineschool 3 is

The Cayman Heart Fund offers the American Heart Association accredited BLS/CPR for

Music Lessons

at #3 Paddington Place, George Town (above

medical and non-medical people, covering CPR

There are multiple ways for children and adults

Atlantic Department Store). Tel: (345) 929

and AED skills, with or without first aid. For

to learn to play a musical instrument, whether

6893 or email: wine@wineschool3.com.

more information or to book contact qzhong@

through school or with a private music tutor.

stmatthews.edu.

Twice a year examiners from Trinity College

Children's after-school education

For a very extensive list of ideas for children's educational after-school options please see our sister publication Cayman Parent. Also see the Activities for Kids & Teens chapter.

Fitness Connection teaches American Safety

London fly to Cayman to offer exams to

& Health Institute (ASHI) CPR /AED courses.For

students who have been preparing according to

more information. Tel: (345) 949 8485 or email:

the Trinity music syllabus. Musical instruments

fitness@fitness.ky.

are duty-free and prices of instruments are

CPR Respiratory Cayman/Melissa Shaw is a

reasonable. See the Shopping chapter for

www. c a y m a n r e s i d e n t . c o m

333

E D U C AT I O N

Team Building & Leadership Training

Arts & Culture

National Gallery of the Cayman Islands

theatrical performance in Cayman National

Art Nest

NGCI is the leading visual arts venue in Cayman

Cultural Foundation's popular play Rundown

Children learn a variety of artistic techniques

hosting eight major exhibitions annually as well

and master of ceremonies performances

using various mediums including paint, pottery,

as 50+ programmes, workshops, and special

at corporate events, runs drama and

pencils and fabric. 131 Centre, MacLendon Drive.

events for adults, children and families each

storytelling workshops. Tel: (345) 924 8446

Tel: (345) 949 0107, email: artnestcayman@

month. It is home to the 9,000 sq ft national art

or email: quincybrown80@yahoo.com.

gmail.com or visit www.artnestcayman.com.

collection. Member benefits include invitations to the Gallery’s Big Art Auction in May and

Language Courses

Cayman Islands National Museum

the fundraising gala in November. Getting a

Spanish and French are offered from

Take your children to see the various permanent

personalised tour of the national collection is a

Kindergarten to A Levels in most of the

exhibitions plus changing galleries (including

huge treat if you can organise it. Located on the

private schools, however, fewer schools

one specifically for children) and an audiovisual

Esterley Tibbetts Highway, Tel: (345) 945 8111

offer French at early childhood level.

theatre. Residents enter for free on the first

or visit www. nationalgallery.org.ky.

For children who would like to learn a

Saturday of every month. 3 Harbour Drive, Shedden Road, George Town. Tel: (345) 949

Diving

the Modern Language Institute which

8368 or www.museum.ky. SEE AD page 370

Local diving companies offer a number of

offers various courses in Spanish, French,

programmes for children, who can become PADI

German, Portuguese, Chinese, Arabic and

Cayman Music School

certified (Junior Open Water Diver) as early as

English. For more information call (345)

Tuition is offered in most musical instruments,

age 10. Those who are younger have several

943 8254 or email: modernlanguages11@

voice training, rock school, music theory,

options: the Bubblemaker programme is available

yahoo.com. French classes from beginner

music

to 8-9 year olds, and is a chance for them to try

to advanced levels are available at French

technology, singing classes, dance classes and

appreciation,

composition,

out scuba gear in the confines of a pool under the

Tuition Cayman. Tel: (345) 928 7526 or email:

more. They also help with exam preparation.

supervision of a qualified instructor. For children

frenchtuitionky@yahoo.com.

Market Street, Camana Bay, Tel: (345) 938

aged 5-8 years, there is S.A.S.Y (Supplied Air

3838, email: info@caymanmusicschool.com or

Snorkelling for Youth). Reach out to Divetech

Youth Groups

visit www.caymanmusicschool.com.

Tel: (345) 946 5658 or email: info@divetech, or

Girlguiding Cayman Islands

Don Fosters Tel: (345) 945 5132 or email: dfd@

Girlguiding groups include Rainbows (5-

Centre Pointe Dance Studio

donfosters.com. Fitness Connection run PADI

7yrs), Brownies (7-10yrs), Guides (10-

Produces dance and theatre shows throughout

courses for kids including the Seals programme,

14yrs) and Rangers (14+). Girls have fun,

the year. Alissta Towers, North Sound

Junior Open Water Diver and scuba. Tel: (345)

build friendships, gain valuable life skills

Road, Tel: (345) 926 9603 or visit www.

949 8485 or email: fitness@fitness.ky. Red Sail

and make a positive difference to their lives

centrepointedancestudio.com.

Sports offer the Bubblemaker programme for

and their community. Email: ataylor2005@

8-9 year olds. Tel: (345) 525 6972.

hotmail.com or see www.girlguiding.ky.

They offer a mobile music service providing

Drama & Storytelling Workshops

Scouts Association

lessons on guitars, pianos, singing and a variety

The Cayman Drama Society offers regular

Scout groups include Beavers (6-8yrs), Cub

of group sessions including performing arts for

acting classes for ages 5-16 where they

Scouts (8-11yrs) and Scouts (11-19yrs). Tel:

adults and children. Visit www.jukebox.ky, call

cover training, voice work, performance

(345) 949 1515 or email: ciscouts@candw.ky.

(345) 321 5126 or email info@jukebox.ky.

skills, confidence building and improvisation.

JukeBox

They also host summer camps, performance

YMCA Cayman Islands

Musicians Ltd.

opportunities throughout the year and

The YMCA offer a variety of after school

Music lessons for a variety of instruments.

weekly acting classes open to all. The society

programmes

Classes available in singing, musical theatre and

occasionally teaches stage management,

Government schools, plus they host cost-

acting. Dot Com Centre, Dorcy Drive, Airport

directing and technical theatre. Their highly

effective sports and school break camps

Industrial Park. Tel: (345) 525 6787, email:

respected educational programme is run

that instil the YMCA’s core values of

janine@musicians.ky, www.musicians.ky.

by a full-time education officer. For more

honesty, caring, respect, responsibility and

the

Cayman

THE

E D U C AT I O N

new language or need tutoring, there is

Islands

information see their Facebook page: www.

faith. Email: info@ymcacayman.ky or www.

Myles Music School

facebook.com/caymanacting.

ymcacayman.ky. SEE AD page 378

Piano and guitar lessons available. Barnett

located at 223B Shamrock Road, Red Bay,

Building, 24 Huldah Avenue, George Town. Tel:

email: training@cds.ky or visit www.cds.ky.

(345) 949 1753, email: mylesmusic@candw.ky.

Quincy Brown, best known for his wonderful

334

CAYMANRESIDENT 2019

They

are

Tell them you saw it in the

having a

Baby Photos courtesy of Picture This Studios, Daria Keenan and Baby Love Newborn Photography

OB/GYNs, midwives, paediatricians and paediatric dentists, costs of having a baby, maternity wards, where to find support groups, maternity and baby clothes and how to make your baby a legal resident in Cayman.

The General Environment Anyone who has ever had a baby in Cayman will tell you it is a lovely place to be pregnant and prenatal medical care is excellent. People are generally very considerate and there are lots of young families, so even if you are far from home, the community is very supportive. Cayman is a very child-friendly place and it is easy to meet other children and parents. Maternity care is provided by two of Cayman’s three state-ofthe-art hospitals, and the care in them is second to none. Cayman’s OB/GYNs and midwives are all highly qualified and experienced, giving parents peace of mind when it comes to the welfare of expectant mums. There is plenty of additional pre and postnatal care available to mums in the form of birthing classes, lactation consultants, doula services and more. When the child is born, new parents can also feel safe in the knowledge that their children will receive excellent medical care from world class Paediatricians. Children born in Cayman will receive the same rigorous well-child checks, and be subject to the same vaccine schedule, as children in the UK, USA, Canada and other developed countries. For more comprehensive information on having a baby in the Cayman Islands, please check out the Pregnancy chapter of our sister publication Cayman Parent magazine.

335 335 336 336 337 337 337 338 338 338 338 339 339

After Having A Baby - Paediatricians - Postnatal Care & Breastfeeding Help - Breast Pumps - Baby Formula & Food - Immunisations - Dental Care - Family Photographs - Baby & Toddler Activities & Groups - Baby & Toddler Clothes - Baby & Toddler Equipment - Passports & Immigration

339 339 340 340 340 341 341 341 342 342 343 343

www. c a y m a n r e s i d e n t . c o m

H av i n g a B a b y

Preparing to have a Baby

Preparing To Have A Baby - The General Environment - Obstetricians/Gynaecologists - Hospitals - Costs of Having a Baby On-Island - Private OB/GYNs and Midwife Births - Childbirth Preparation Classes & Doulas - Safety At Home - Massage & Therapies for Pregnancy - Prenatal Exercise Classes - Maternity Clothes & Bras - Maternity Leave - Domestic Help, Nannies & Babysitters

335

Obstetricians/Gynaecologists When you fall pregnant, the first thing to do is to choose either a private specialist doctor (OB/GYN) or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The following are Obstetricians in Cayman:

Dr. Rommel El-Madany MB BCh FRCS (GYN) (Edin), HDGO (Dublin) DM MD RCSI/IPA (Dublin) Diploma of Advanced Obstetrics Ultrasound RCOG/RCR (London) Island Medical (OB/GYN) Office 9 Smith Road Plaza, Smith Road Tel: (345) 946 2496 Urgent After Hours: (345) 926 2911

Dr. Venkamma Bonigi MBBS DGO

Email: islandobgyn@icloud.com

Faith Hospital, Cayman Brac

Consultant/specialist

Tel: (345) 948 2243

risk

pregnancy,

Insemination),

OB/GYN:

infertility

traditional

high

(IUI/In and

Utero

advanced

Dr. Edward Caudeiron MD

surgery

33 Pasadora Place, Smith Road

surgery and minimal invasive surgery for heavy

Tel: (345) 949 9090

periods, endometriosis, urinary incontinence,

including:

advanced

laparoscopic

sterilisation and prolapse. Advanced equipment

Cayman Islands Hospital

including: 4D, 3D and coloured ultrasound;

Dr. Gilbertha Alexander MBBS DM MRCOG

electronic urodynamics; digital colposcope and

The Cayman Islands Hospital (CIH)

Dr. Elaine Ebanks MBBS DM

LEEP procedures. One-stop cancer screen;

95 Hospital Road, George Town

Dr. Gillian Evans-Belfonte MBBS MRCOG

foetal anomaly scan; nuchal translucency and

Maternity Unit Tel: (345) 244 2842/2841

Dr. Rhonda Reeves DM

amniocentesis tests; packages for pregnancy

The CIH Maternity Unit caters to over 600

Dr. Davina McCoy MD

care and delivery. SEE AD t h i s pag e

births a year and is located on the ground floor of Building 3. It is well signposted from

Dr. Zbigniew Zwierzchowski MD OB/GYN

H av i n g a B a b y

the Cayman Islands Hospital provides excellent care for premature babies from 28 weeks. In emergencies, they can also care for babies born even earlier. In some cases the decision may be taken to transfer the mum-to-be or the newborn baby overseas, whether by air ambulance or by commercial flight, and almost always to the USA. However, remember to have all your documents in order, including your passport and visa, and please note that a newborn will need an emergency passport to travel. Organising all of these documents in a rush could be very complicated, so make sure your documents are in order and valid should you need them. See page 343 on how to obtain a passport for your child.

95 Hospital Road, George Town

Dr. Suzanne Muise BSc MD FRCS (Canada)

the main entrance. The facility has five double

Tel: (345) 949 8600 Fax: (345) 949 2998

Unit 24 West Shore Centre, 508 West Bay Rd

and three single rooms providing a total of

Tel: (345) 749 8600

13 beds, plus three labour/delivery rooms.

Email: drmuiseky@gmail.com

All rooms have en-suite toilet and shower

Dr. Sarath De Alwis FRCS FRCOG MRCP

facilities. This hospital caters to both low

FFSRH (UK) MRCS LRCP (UK) CTMH Doctors Hospital

Dr. David Stone Bsc MD FACOG

and high risk mothers and babies, offering

16 Middle Road, off Walkers Road, GT

TrinCay Medical Centre & Urgent Care

services in antenatal care, labour and delivery,

Tel: (345) 945 6066

Tel: (345) 943 4633

postnatal care (including normal births, multiple births, breech, vacuum and forceps) and

Dr. Howard Deosaran

Hospitals

caesarean section deliveries. The maternity

BSc MD DM FACOG LLB (Hons)

In the Cayman Islands, all babies are born in hospitals. Home and water births are not currently offered. There are two maternity wards in Grand Cayman and one in Cayman Brac. If you have a private OB/GYN then you should discuss which hospital they practice at. It’s also recommended that you tour your chosen hospital beforehand to familiarise yourself with the space, staff and amenities. The Cayman Islands Hospital offers three single delivery suites, eight maternity rooms, three single and five double rooms, plus the only Neonatal Intensive Care Unit (NICU) on the Island. The standard of care is excellent. CTMH Doctors Hospital opened their maternity ward in 2017 and it now offers two delivery suites. Most high risk pregnancies can be managed on-Island and the NICU at

unit staff consists of well-qualified and fully

TrinCay Medical Centre & Urgent Care 55 Market St, Jasmine Court, Camana Bay Tel: (345) 943 4633 Email: trincayms@candw.ky

336

CAYMANRESIDENT 2019

trained professionals, including midwives, obstetricians, paediatricians, neonatal nurses, nursing assistants and ancillary support staff. If you are a private patient, a midwife or your OB/ GYN will monitor you throughout your labour and your OB/GYN will be present for the birth of your baby. If you are a patient of the Women’s Health Centre, a midwife will also monitor your labour and will deliver your baby; however, the OB/GYN will be available and only be called if there is need for intervention. Epidural services are available for both private and midwives’ patients. There is also a small level two neonatal unit with six spaces, providing care for premature babies 28 weeks and older, or for those who have a medical condition that requires more intensive management and care.

Discharged mothers and babies will also be visited by community health nurses for a couple of weeks after their discharge. This visit is usually once a week, or more regularly if needed. It is a great resource for new mothers who may be far from home and need a little reassurance once home alone with a newborn. SEE AD PAGE 206

affect your pregnancy, it is important to have a consultation before conceiving. The doctor you choose will guide you through your entire pregnancy and deliver your baby with the help of a team of highly trained midwives. Please see the previous page for a full list of doctors.

CTMH Doctors Hospital 16 Middle Road, off Walkers Road, George Town

Midwife Births It is also possible to opt for a midwife delivery through

Tel: (345) 949 6066

the Women’s Health Clinic at the Cayman Islands Hospital. Through this route the expectant mother receives expert care through a team of 17 midwives who will manage the prenatal care and deliver the baby. The midwives are highly qualified and trained to deliver babies - parents-to-be from the UK will be familiar with this system of care through the NHS. The department also has four OB/GYNs, three of which are female, on call 24 hours a day should there be any problems. The hospital has ultrasound equipment in the Radiology department where ultrasounds are performed at weeks 18 and 20. There are also portable ultrasound machines in the Women’s Health Department and in the Maternity Ward. While choosing midwife care is a more cost effective option for having a baby in the Cayman Islands, both mum-to-be and baby can still expect to receive fantastic world-class care.

Offers private maternity suites and safe, evidence-based care. Their obstetrics and paediatric team are highly equipped to deal with labour and delivery, including C-section deliveries and recovery. The unit is fully equipped with incubators, ventilators, phototherapy machines and a small refrigerator to store breast milk in the mother’s room. Other services include: prenatal care, Lamaze and antenatal classes plus doula and lactation services.

Private OB/GYNs and Midwife Births Private OB/GYNs All Obstetricians (OBs) in Cayman are highly qualified and come from all over the world including America, Canada, the UK, the Caribbean and beyond. They all have ultrasound equipment in their clinics and provide world-class care that you would expect to receive in any developed country. If you have decided to receive private care, then as soon as you think you may be pregnant (or even better, when you decide you are going to start trying) you should book an appointment with an OB/GYN. If you are pregnant, you will probably have your first scan at around six weeks. If your medical history is such that it may

Gift Certificates Gift certificates can be purchased by friends and family at CIH, to be used by a mother towards any medical costs for any amount from CI$25. Call Carene Osborne at CIH on (345) 244 2597 for more information. Childbirth Preparation Classes & Doula Services The Cayman Islands Hospital offers free childbirth classes through the Women’s Health Centre. This free eight-week educational series is called ‘Parent Craft’ and is held on Monday evenings 5.30pm7.30pm. Topics include, among others: Nutrition for Pregnancy, Labour & Delivery, Knowing your Baby, Breast Feeding and Infant CPR. The classes are led by experts in the relevant fields. Conversion charts for Temperature, Height & Weight NO FEVER

LOW FEVER

MODERATE FEVER

HIGH FEVER

97.3

36.3

100.4

102.4

39.1

104.2

40.1

97.7

36.5

100.9

38.3

102.7

39.3

104.5

40.3

98.8

101.3

38.5

103.1

39.5

104.9

40.5

99.5

37.5

101.8

38.8

103.6

39.8

105.8

100.2

37.9

102.2

104.0

106.0

41.1

Height

Weight

Inches (in) = Centimetres (cm)

Pounds (lb) = Ounces (oz) = Kilograms (kg)

1 = 2.54

1 = 16 = 0.454

5 = 12.7

5 = 80 = 2.26

25 = 63.5

25 = 400 = 11.35

50 = 127

40 = 640 = 18.16

www. c a y m a n r e s i d e n t . c o m

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H av i n g a B a b y

Costs of Having a Baby On-Island Having a baby in Cayman is expensive and there is no free healthcare. There are two options for having a baby on-Island: You can either choose between having your baby delivered by a midwife at the Cayman Islands Hospital (CIH) in George Town and the hospital’s obstetrician being called only if it is deemed necessary, or you can choose to have a private obstetrician who will then follow you through your pregnancy and be with you through your labour and the delivery of your baby. Once you have decided which route you would prefer be sure to call your insurance provider and discuss the fees in relation to your insurance coverage. You will want to ask about your prenatal care, the cost of the delivery and the immediate care of your newborn baby. The amount of coverage will depend on your insurance plan; it may be anything from 100% to nothing at all. If you are pregnant upon arriving in Cayman, your pregnancy may be considered a ‘pre-existing condition’ and may not be covered by your new insurance policy. Some insurance plans require a 10-month waiting period before they will cover your pregnancy and some have a limit on prenatal care, e.g., CI$500 at 100%. You should also find out about adding your new baby to your insurance policy from the moment of the birth. For a full breakdown of costs, pick up our sister publication Cayman Parent magazine.

H av i n g a B a b y

You will also be taken on a tour of the maternity ward so you can familiarise yourself with the facilities. There is no charge or need to register in advance for any of the classes. Call (345) 244 2649 for the schedule. If you miss classes, you may make them up during a subsequent eightweek course cycle. RVC Rehab Services (Tel: (345) 949 6024) offers courses, both group and private, in the Lamaze method of childbirth. This is the most common type of birth classes and approaches childbirth as a natural and healthy process. They neither support nor discourage the use of medicine or medical interventions during labour and delivery. Instead, they inform mums-to-be about their options so that they can make decisions about their own birth plan. The course consists of six two-hour sessions with a maximum of 12 couples and are often a great way to meet other parents-to-be at a similar stage of pregnancy. The course covers topics such as comfort measures for coping in labour, breathing and relaxation techniques, birth plans, coping with

Windward Centre, 93 Smith Road George Town, Grand Cayman

Dr. Gordon Smith

and Dr. Sarah Newton General Paediatrics Neonatology Well Child Checks Immunisations Dive Medicine General Practice Medicals School/College • Work Permit • Life Insurance www.thechildrensclinic.ky Tel: (345) 949 2970 • Fax: (345) 946 2768 338

CAYMANRESIDENT 2019

problems during labour, breastfeeding and baby care. Private classes and refresher childbirth classes are also available. Doula Services are also offered. Baby Whisperers Childbirth Education Workshops (Tel: (345) 324 1380) are run by nurse Kelly Johnson, these one-day group childbirth classes help parents-to-be prepare for the challenges of labour and life with a newborn. Classes cover labour, massage techniques, coping skills, labour support for the birth partner, epidurals, caesarean sections, breastfeeding and newborn care. Private classes can also be arranged. Kelly is also a registered doula. Safety At Home Before bringing your baby home, it’s a good idea to do a safety appraisal of your home. Toilet and cupboard locks, stair gates, bath grip mats, corner protectors and electrical socket plugs are all easy and affordable ways to make your home safer. You will find a good selection of baby proofing equipment at A.L. Thompson’s, Kirk Home and the Baby Shoppe. You should also consider fencing (and perhaps an alarm system) if you have a pool. Contact Oasis Pool & Spa (345) 916 7665 or Pool Patrol (345) 949 8543. Fitness Connection (345) 949 8485 offers pool safety and swimming lessons for little ones from three months of age. They also teach nannies how to swim and offer CPR, First Aid, AED, Lifeguard and SAI STAR certifications to put safety first in your home. ( sEE AD PAG e s 372 & 401) Check your garden for noxious plants near the house or play areas that might pose a threat if ingested by young children (see the Running a Home chapter for more information). In addition, citronella oil which is commonly used locally as a mosquito deterrent in lamps and Tiki torches poses a danger. When ingested or inhaled it coats the delicate tissues of the lungs, causing chemical pneumonia and can trigger fatal pulmonary arrest. Make sure that any such bottles and torches are stored out of reach. If you find your baby with part of a plant, or if you suspect a household product may have been

ingested, even if your baby is awake and alert, it is prudent to call the Center for Disease Control and Prevention (CDC) Poison

(Tel: 1 (800) 222 1222) to check if the substance is potentially dangerous. Alternatively, take your child to the emergency unit of the hospital. Helpline (USA)

Massage for Pregnancy Make sure you get full approval from your doctor before you engage in any type of massage therapy. Some establishments will advise against massage before your pregnancy has reached three months. There are many options on-Island such as Touch of Thai Tel: (345) 949 8989, Tips n’ Toes Tel: (345) 943 8637, Beyond Basics Medical Day Spa Tel: (345) 945 2737 and Da Vinci Centre Tel: (345) 943 2002. Alternatively, you could treat yourself to a spa day at the Hibiscus Spa Tel: (345) 914 2009 at the Westin, La Prairie Spa at The Ritz-Carlton or The Spa at Seafire at the Kimpton Seafire Resort. Therapies - Before & After Pregnancy A holistic way to take care of yourself during pregnancy is through therapies such as chiropractic treatments, physiotherapy, massage and acupuncture. For prenatal water aerobics classes, call Fitness Connection (345) 949 8485). Beyond Basics Medical Day Spa (Tel: (345) 945 2737) offers a ‘Body after Baby’ contouring solution called Venus Freeze. Prenatal Exercise Classes Pre and postnatal circuit classes are offered by Carla at 345 Personal Training (Tel: (345) 926 2117 or email: 345personaltraining@ gmail.com). Bliss Living Yoga (www. blissyogacayman.com) and Kula Kids Cayman (www.kulakidsyogacayman.com) both offer weekly prenatal yoga classes while Energy Essential Fitness (www. energycayman.com) offers prenatal Pilates classes. Prenatal exercise classes are a great way to meet other expecting mums! Maternity Clothes & Bras The Bump Boutique (Cayman Business Park, Tel: (345) 526 2867) sells fashionable

maternity wear including sports clothing. Atlantic, Silhouette and the Baby Shoppe all sell a good selection of maternity bras. Bliss Living Yoga sells Lululemon and Dharma Bums yoga gear which is very comfortable and can be worn throughout pregnancy. Funky Monkey also has a good selection of comfortable clothing.

Domestic Help, Nannies, Childcare & Babysitters Close to the end of your pregnancy, or once the baby has arrived, you may need some help with the work load at home, the care

FB: @kandaservices.ky

AAA Caregivers Agency

Dr. Cecily Abraham MBBS DCH DM

Tel: (345) 916 5925 or (345) 323 1765

Unit 7, Alexander Place, Dorcy Drive

Email: aaacaregivers@candw.ky

Tel: (345) 945 7050

K&A Services offers experienced CPR and First Aid trained nannies, babysitters and caregivers for elderly, full and part-time. All have at least two years’ experience, most nannies and babysitters have preschool teacher qualifications. The cost for full-time placement is from CI$9/hr and part-time is from CI$14/ hr. Additionally, they provide cleaning and housekeeping services from CI$14/hr, per cleaner. Their main objective is to fulfil your family and commercial property needs. After Having A Baby

Paediatricians Dr. Chela Lamsee-Ebanks MBBS DM Dr. Marilyn McIntyre MBChB DRCOG FRCM Dr. Earl Robinson MBBS Dr. Linden Swan MBBS DM Cayman Islands Hospital

95 Hospital Road, George Town Tel: (345) 244 2531 or (345) 244 2530

www.aaacaregivers.ky AAA

Caregivers

housekeeping

Dr. Binoy Chattuparambil, Paediatric Cardiology

and childcare agency whose staff are

Dr. Sripadh Upadhya, Paediatric Cardiology

experienced

Dr. Deepa Subramanian, Paediatric

housekeepers/nannies

and

trained in First Aid/CPR, basic childcare,

Endocrinologist

fire safety and food handling. Staff are

Health City Cayman Islands, 1283 Sea View

assigned to families based on suitability and

Road, East End.

family needs. They can also assist in finding

Tel: (345) 640 4040

a suitable nanny for a finder’s fee. They

Emergencies: (345) 526 2108

will perform all the necessary background

Email: info@healthcity.ky

checks and provide training. Alternatively,

www.healthcitycaymanislands.com

the agency can hold the work permit for a set monthly fee.

Dr. Ramon Lacanilao MD FAAP CTMH Doctors Hospital

CKC Staffing Agency

16 Middle Road, off Walkers Road

Tel: (345) 324 1841

Tel: (345) 949 6066

Email: ckcstaffingagency@gmail.com

ramon.lacanilao@doctorshospitalcayman.com

A professional home staffing agency with qualified, experienced and reliable nannies,

Dr. Sarah Newton MB ChB DCH (NZ) FRACP

housekeepers, elder caregivers and nurses.

The Children’s Clinic & Family Practice

SEE AD PAGE 291

Windward Centre, 93 Smith Road, GT Tel: (345) 949 2970

K&A Services and Janitorial

Email: drgoffice@candw.ky

Tel: (345) 326 3379

www.thechildrensclinic.ky

Email: assist@kandaservices.ky

SEE AD opp osi t e PAGE

www. c a y m a n r e s i d e n t . c o m

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Maternity Leave The Labour Relations Bill (2015) provides for a minimum maternity leave allowance of 14 calendar weeks in any 12 month period. However, this is only available as an entitlement where the mother concerned has already completed a full year of employment with her employer. Where an employee has not completed 12 months the law prescribes that any maternity leave may be pro-rated. You should enquire with your employer what their policy is regarding maternity leave, as some employers can be more flexible than others. There is nothing in the Law that prevents an employer from providing maternity benefits in excess of the minimums prescribed. Currently an employer is legally required to offer 20 working days leave on full pay, 20 working days leave on half pay and 30 working days on no pay. For practical purposes this is treated by many businesses as the equivalent of 6 weeks at full pay, and 8 weeks at no pay. Maternity leave may generally be taken in whatever portions requested by the employee, but six weeks of it must be taken after the birth of a child. Paternity leave is 5 days paid leave and 5 days unpaid leave. Cayman Islands Law also provides for adoption leave. A female employee who adopts a child under the age of three, is entitled to adoption leave of nine calendar weeks, of which 15 working days are on full pay. Paternity leave for fathers who adopt is 5 days paid leave.

of other siblings, or just an extra pair of hands. It is very important to be aware that many people seeking domestic help positions arrive in Cayman untrained in many aspects of childcare. It is not advisable to seek domestic help through newspaper advertisements or EcayTrade. If you employ domestic help through word of mouth, you should ensure it is through the recommendation of a good friend or contact, and make sure you obtain recent employment references and call everyone. For more detailed information and guidance on hiring a nanny or caregiver, pick up our sister publication Cayman Parent magazine. It is a very good idea to hire someone from a reliable and well respected agency. This process takes much of the risk and stress out of finding a caregiver or domestic helper. There are four agencies that we recommend:

immediate family to contact at all hours with questions and anxieties. Qualified, postnatal experts are on hand to help alleviate any concerns and help with breastfeeding and general baby care. RVC

Dr. Gordon Smith MB ChB MRCP (UK) MRCGP DRCOG The Children’s Clinic & Family Practice Windward Centre, 93 Smith Road, GT Tel: (345) 949 2970 www.thechildrensclinic.ky Second Language: French This busy practice has three experienced paediatricians

and

provides

neonatal

(newborn) service, well-baby check-ups and immunisations. All the doctors have admitting privileges at the CIH and provide a 24/7 outof-hours on call service. Registered nurse, Jenny Coleman, is a midwife who provides lactation advice at The Children’s Clinic. SEE AD PAGE 338

Dr. Sara Watkin MBChB (Hons) MRCP FRCPCH MD

Grand Harbour Medical Centre, Red Bay Tel: (345) 326 7827 Fax: (345) 949 7543 Email: sara@babydoctor.ky

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Provides

professional,

expert

care

paediatrics and neonatal medicine including attending deliveries and caesarean sections, baby checks, newborn care and immunisations, growth and developmental follow-up, neonatal and complex care, paediatric care through to 18 years of age. SEE AD t h i s pag e

Postnatal Care Consultants

Lactation

With many new mums in Cayman living far away from family and in different time zones, the post-partum care offered in Cayman can really come in handy. This is particularly useful for those without

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offer lactation services to help mothers get off on the right foot with breastfeeding. They offer in home visits and work with the mother to address practical issues and help set realistic expectations for your baby and yourself. They will leave you with a plan and strategies for a way forward, so that you can better achieve your breastfeeding and mothering goals. Tel: (345) 949 6024. Baby Whisperers provides a wonderfully caring in-home service with postpartum care and board certified lactation support. They can also assist with newborn care, feeding, emotional and physical recovery, soothing and coping skills. Tel: (345) 324 1380. The Children’s Clinic provides advice on lactation and newborn care. Nurse Jenny offers appointments to assist with breastfeeding technique and general concerns at the clinic, at home or at the hospital. Tel: (345) 949 2970. The Cayman Islands Breastfeeding Support Group is a volunteer group who meet at least once a month to offer free support and education in breastfeeding to expecting and existing mothers. The volunteers visit new mothers in hospital and at home to offer free breastfeeding advice and support. They will rent hospital grade Medela pumps in emergency situations, and provide breast pumps for mums returning to work. The group presently sells the Medela Double Pumping Breast Pump for CI$190 and the Medela Manual Breast Pump for CI$25. New parents can pay in instalments for the pump if necessary. Visit www.facebook.com/cibreastfeeding or email: cibreastfeeding@gmail.com for more details. The midwives at the Women’s Health Clinic at the Cayman Islands Hospital offer free postnatal care and home visits for all patients. They can provide general and breastfeeding support as necessary after the birth of Rehab Services

Email: drgoffice@candw.ky

CAYMANRESIDENT 2019

your child. The Health Services Authority (HSA) offers services to all through five health centres on-Island: Bodden Town Health Centre Nursing services are available Monday and Thursday 8.30am-8pm, Tuesday, Wednesday and Friday 8.30am-4pm and Saturday 8.30am-12pm, Tel: (345) 947 2299; East End Health Centre Nursing services are available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm, Tel: (345) 947 7440; West Bay Health Centre Nursing

services are available during clinic hours on Mondays, Tuesdays, Thursdays and Fridays 8.30am–4pm; Wednesdays 8.30am–8pm and Saturdays 8.30am–12pm, Tel: (345) 949 3439; North Side Clinic Services are available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm, Tel: (345) 947 9525; General Practice Clinic at the Cayman Islands Hospital Monday-Friday 7.30am-8pm, Saturday 8.30am-4pm, Tel: (345) 949 8600. Breast Pumps The Cayman Islands Breastfeeding Support Group (www.facebook.com/cibreastfeeding) sells Medela breast pumps. Cayman Medical Supplies (Tel: (345) 925 8413 or email: salesmgr@caymanmedicalsupplies.ky) also sells reasonably priced Medela breast pumps and spare parts. The Baby Shoppe (Tel: (345) 949 2229) stocks a range of breast pumps.

Baby Formula & Food Nearly everything you would expect to find in a large American or UK supermarket can also be found here. Formula brands you’ll recognise include Aptamil, Enfamil Similac, HIP Organic, Cow & Gate, SMA and many more. Baby food brands include Earth’s Best Organic, Gerber, Plum Organics, Ella’s Kitchen, MumMums, Sprout and more. Kirk Market, Bay Market and Foster’s have a good line of fresh and frozen organic vegetables, fruits, soy-based and lactose-free milk products. They also carry a range of organic meats as well as biscuits, cereals and snacks.

Dental Care It is important to introduce your baby to your family dentist as early as possible. A ‘dental home’ should be established by the child’s first birthday and regular check-ups undertaken every six months. Care of the primary teeth is particularly important to prevent early tooth decay, which can take hold soon after a baby’s first teeth erupt. Your family dentist can also be an invaluable source of information concerning early childhood issues including teething, thumb sucking

and the effective use of fluoride. See information on all dental care in Cayman on page 225. Dr. Sean Childers BSc DMD MSc FRCD(C) 135 Andrew Drive, Snug Harbour Tel: (345) 945 4388 Email: info@wolfedental.ky Dr. Childers is a family and cosmetic dentist who is also a Board Certified Specialist in Pediatric Dentistry. His comprehensive dental care from infancy through early adulthood, focuses on the prevention, early detection and treatment of dental diseases. His practice offers safe sedation techniques with state-of-the-art monitoring, wisdom tooth removal, and/or privileges for general anesthesia options. SEE AD PAGE 228

Family Photographs There are a number of photographers who take beautiful pictures of family, from pregnancy shots, newborn photography and studio and location family shoots. BabyLove

Newborn

Photography

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Immunisations Immunisations are carried out by private paediatricians, the Public Health Clinic of the Cayman Islands Hospital or the District Health Centres. Should you choose to use the Public Health Clinic (Tel: (345) 244 2648) you should make your appointment well in advance. The Health Services Authority recommends that children are routinely immunised against the following: hepatitis B, rotavirus, tuberculosis (BCG), diphtheria, tetanus and pertussis (DTaP), Haemophilus influenzae type B, polio, pneumococcal (for serious infections including pneumonia and meningitis), measles, mumps and rubella (MMR), chickenpox (varicella) and the two types of HPV that cause cervical cancer and genital warts. Yearly influenza shots are also recommended. Children should be immunised at 6 weeks, 2 months, 4 months, 6 months, 9 months, 12 months, 15 months, 4-6 years, 11-12 years (girls) and 14-16 years. If your child’s health insurance quota has been reached for the year, the Cayman Islands Government will absorb the cost of your child’s immunisations. Prices vary between clinics for the same immunisation. Please note that schools will request to see your child’s immunisation record and require a Health Screening Report filled out by a Cayman doctor before enrolment. For more information and the Cayman immunisations schedule please see our sister publication Cayman Parent magazine.

specialises in custom newborn photography taken indoors or outdoors. They have photographed hundreds of Cayman’s littlest residents and your baby will only be that little once; it’s a rather magical thing being able to capture that perfect newborn goodness and keep a record of it forever. Visit www.babylove.ky or email: info@ babylove.ky. SEE AD t h i s PAGE Creations Unlimited has the ideas and the enthusiasm to make sure you receive wonderful photos that you’ll love. Studio and location sessions are their specialty. They also offer a fantastic selection of custom artwork and canvas prints. For more information call (345) 326 1557, email: lucy@creations.ky or visit www. creations.ky. Daria Keenan (Tel: (345) 925 6695 or visit www.dariakeenan.com) is a talented family portrait photographer who captures genuine, joyful and sun kissed portraits for you to love and cherish. She specialises in maternity, new-born and family photography. With two children herself, Daria knows all the tricks to get your

Specialising in newborn photography info@babylove.ky

www.babylove.ky

www. c a y m a n r e s i d e n t . c o m

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children to smile and perform during those family photoshoots! Deep Blue Images/Julie Corsetti and her talented team of experienced photographers take pride in capturing and preserving precious family memories including belly bump pictures, newborns and family portraits. Check out their online galleries to see examples of their beautiful imagery. Tel: (345) 916 0016, email: info@deepblueimages.com or visit www.deepblueimages.com. Picture This Studios is a well-established photographer business which is all about capturing milestone events. The team of experienced photographers has photographed many of Cayman’s young families, starting as early as the “baby bump”. Their photographs grace the walls of maternity wards, doctors’ offices and homes across the Island. Visit www. picturethis.ky to view their studio and location portfolios. Picture This Studios can schedule a session to capture not only the first few weeks of your newborn, but

all those memorable “firsts” for your own family memories. They also have a framing business and can frame your photographs beautifully. Call (345) 943 3686 or email: admin@picturethis.ky. SEE AD PAG e s 278 & 345 Baby & Toddler Activities & Groups There are a number of playgroups for mothers and babies which meet on a weekly basis. South Sound Community Centre Playgroup is very popular and meets every Monday morning between 9.30am-11.30am at the Community Centre on South Church Street (except Public Holidays). All children, from a few days to five years old, are welcome, as long as they are accompanied by a parent or nanny. The cost is CI$8 per session, and includes light refreshments Email: southsoundplaygroup@gmail. com or call (345) 943 6556. The National Trust runs their popular Little Explorers Playgroup, an early childhood development and education initiative to encourage families with infants and

THE DEFINITIVE GUIDE TO PARENTING IN THE CAYMAN ISLANDS

Cayman Parent is the go-to resource for parents, grandparents, guardians, relatives, family friends and professionals seeking trusted advice about children aged 0-25. Cayman Parent provides the reader with everything they need to know about bringing up children in the Cayman Islands.

Pick up your copy today! www.caymanparent.com

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toddlers to be active participants of their environment by providing natural and quality play experiences. Visit www. littleexplorerscayman.com. Let’s Play Today - Fitness Fun for Kids, located at Fitness Connection, aims to inspire preschoolers to see fitness as a fun, playful and lifelong activity. Contact Anaick Goelo on (345) 916 8077 or email: bodylines@outlook.com. Other excellent ways to meet people are at the weekly storytelling and singalongs. They are held in Books & Books in Camana Bay on Saturdays at 10.30am and on Tuesdays at 11am at the Camana Bay Cinema. For children aged 12 months to five years of age, Motions Unlimited (Tel: (345) 749 8365) offers a Toddler Play Day on Wednesdays, Thursdays and Fridays 10.30am-12noon, Saturdays 8.45am10.15am and Fridays 2.30pm-4pm for children six years and under. These cost CI$5 for crawlers and CI$15 for walkers. Other fun venues for young children include Lil’ Monkeys’ (Tel: (345) 916 4830), an indoor playground and café for six months-10 year olds. The cost is CI$8 per hour or CI$15 for two hours. There is a huge padded area for toddlers to enjoy, while older children can enjoy the arcade games and jungle gym. Yoga Sprouts also offers Mummy and Me classes for both babies and toddlers. Visit www. yogasproutscayman.com. Kula Kids Cayman offers Mummy and Baby Yoga from six months to 24 months and Mummy and Toddler Yoga from 18 month-36 months. Visit www.kulakidsyogacayman.com for more information. The talented music teachers at Jukebox (www.jukebox.ky) and The Studio Cayman (www.thestudiocayman. com) both offer weekly music and sensory classes for children ages 0-3 years. These are lovely, friendly classes for care givers and children alike. Art Nest runs a Toddler Art & Sensory Playgroup for 1-3 year olds. The session costs CI$20. Visit www. artnestcayman.com.

Baby & Toddler Clothes Baby, toddler and children’s clothes can be bought from Atlantic Kids in Paddington Place (Tel: (345) 943 2296), Bedside Manor in Camana Bay (Tel: (345) 947 2711), Baby Express (Tel: (345) 640 2397) in Cannon Place, The Baby Shoppe (Tel: (345) 949 2229) in Alissta Towers and Valu-Med Pharmacy (Tel: (345) 949 0442) located in Evron Plaza in Bodden Town and on Walkers Road, George Town. Very good quality second hand children’s clothes can be found at Kids Karma Closet in Buckingham Square, West Bay Road, Tel: (345) 947 7330, and on the Caymums Buy and Sell Facebook page. Atlantic Kids Paddington Place, Godfrey Nixon Road Tel: (345) 943 2296

including nursery furniture (cribs, changing

Getting a Passport & Visas for your Child

tables, crib and toddler mattresses), newborn

Once you have a birth certificate you can make an application for a passport. Parents are encouraged to apply straight away for a passport and any necessary visas. In the case of an emergency you will all need one. Refer to the Passports section of the Immigration chapter for more information.

gifts, blankets, maternity and breastfeeding pillows and other keepsakes. Visit their showroom to browse all their products and follow them on Facebook for the latest arrivals.

Physical Therapies The birth process can sometimes be a traumatic event for a baby and parents could consider having their newborn examined by a chiropractor. Dr. Jennifer Royer (Tel: (345) 946 2225) specialises in neonatal therapies and Dr. Jody Hrynuik at Synergy Chiropractic & Physiotherapy (www.synergychirophysio.com) specialises in perinatal and paediatric care. Tenson Edmonds (Tel: (345) 949 6024) at RVC Rehab Services, treats all neurological birth defects in children.

Email: atlantic@candw.ky

Passports & Immigration

baby, toddler, children’s and tweens clothing

Registering the Birth of Your Child

and shoes including brands such as OshKosh,

After you give birth to your child the hospital will issue a Live Birth Notification Form. The parents will be given a copy of this and the original is sent by the hospital to the Registrar of Births. The next step requires one of the parents, if married, or both parents, if you are not married, to go to the Registrar of Births, on the ground floor of the Government Administration Building, Elgin Avenue (Tel: (345) 946 7922 or email: cigenreg@gov.ky) with the Live Birth Notification Form, your marriage certificate (if married) and your passports. Residents of Cayman Brac and Little Cayman can register their children at the District Commissioner’s Office on Cayman Brac or in Grand Cayman. By law, you must register your child within three months of birth, regardless of your nationality. There is no charge to register your child; however, a copy of your child’s birth certificate from the Registrar of Births will cost CI$10 per copy. Get a few copies as you will need them for everything from registering your child at a school, to proving to the Immigration Department that you really do need a domestic helper! For extra copies after registration see www.ciregistry.gov.ky.

Carter’s, Stride Rite and Sketchers. The store has a great variety of educational, eco-friendly and fun toys as well as school-level reading and subject books. Prices are comparable to the US. Gift registries available. SEE AD PAGE 281

Baby & Toddler Equipment You can pick up most things you will need for your nursery in Cayman’s baby stores. Tomlinson Furniture Gallery, Baby Express, Bedside Manor and The Baby Shoppe all sell a wide variety of equipment including cots, strollers, changing tables, car seats, monitors, baby baths, bottles and more. There is also an active second-hand market, keep an eye on ecayTrade.com and Caymums Buy & Sell Facebook Group as you will find some great bargains – but be warned that things sell quickly so you need to move fast! Welcome Baby – Tomlinson Furniture Ltd. 9 Walkers Rd, Tomlinson Building, GT Tel: (345) 949 5383 www.tomlinsonfurniture.ky/shop-nurseryfurniture.html A great selection of baby and child equipment

Children born on the Island to expats are not automatically entitled to citizenship, unless one or both of their parents are either Caymanian or have been granted status or Permanent Residency. If you are on a work permit, your baby must be added as a dependant on your work permit. You can find the AMD2 ‘Dependant Information Form Checklist’ (aka the R15) on www. immigration.gov.ky and it outlines the things you need to gather and submit. These include:

1) Cover letter from the work permit holder requesting addition of dependant. 2) Child’s birth certificate. 3) Parents’ marriage certificate. 4) Letter

from

either/both

parents’

employers authorising the addition of a dependant to the work permit and proof of income (such as a bank statement). It is generally accepted that your minimum monthly base salary for a family of three must be in the region of CI$3,500. You will generally be expected to earn an extra CI$500 to CI$1000 per month for each additional dependant. 5) CI$100 application fee. A separate grant fee of CI$500 is payable on approval. 6) A completed amendment form (can be downloaded from the ‘working here’ section of the Government’s immigration website: www.immigration.gov.ky).

Once you have approval you will need to get a dependant stamp in your child’s passport from the Immigration Department. Remember to get each new passport re-stamped as airlines need to see an up-to-date dependant stamp in the passport for travel. For information call the Department of Immigration on (345) 949 8344 or see their website.

www. c a y m a n r e s i d e n t . c o m

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Atlantic Kids carries an incredible selection of

Dependant Permit

married getting

Getting married

Residents Marrying in Cayman - Planning Your Wedding - Required Documents & Fees - Wedding Dresses - Engagement Rings & Bridal Gifts - Duty on Wedding Gifts - Wedding Cakes & Catering - Wedding Celebrants & Planners - Wedding Locations - Wedding Flowers - Wedding Hair & Makeup - Wedding Music & Entertainment - Dance Classes & Bachelorette Parties - Wedding Photographers - Wedding Stationery & Invitations - Wedding Transportation

345 345 345 345 345 345 345 346 346 347 347 348 348 348 349 349

Once You Are Married

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he Cayman Islands is one of the most romantic destinations on the planet to get married. Not only does Cayman offer a superb location with picturesque views, pristine beaches, wonderful weather, great venues and plenty of professionals to help you organise your big day, but getting married in Cayman is also an easy process, allowing you to completely concentrate on enjoying your magical day. There are two very different processes for getting married in the 344

CAYMANRESIDENT 2019

Photos courtesy of Rebecca Davidson Photographsay.

The legal process for getting married in the Cayman Islands, wedding locations, required documents, fees and considerations before and after the wedding.

Cayman Islands, depending on whether you are a resident or a visitor to the Island. Residents must be married by having their Banns of Marriage published by a Civil Registrar or Marriage Officer for seven full days before the marriage can take place. This is to give anyone who might object to the marriage the opportunity to make their objection known, in writing, to your wedding celebrant. Most of the 70 marriage officers in the Cayman Islands are Ministers of Religion and can be contacted through their churches. Refer to the Community Life chapter for a list of churches. Visitors must be married under the authority of the Governor’s Special Marriage Licence, which can be arranged as soon as you arrive on-Island. Most people will have selected a wedding celebrant, called a Civil Registrar or Marriage Officer, before they arrive. The reason for this is so that your wedding celebrant can assess your documents and see that they are in order. Doing this in advance will save you disappointment and ensure you have the correct documents to obtain your Special Marriage Licence. For more information on visitors marrying in Cayman see the ‘Getting Married’ section of our website: www.caymanresident.com. If one party to the marriage is a resident and the other party is a visitor, then the couple must be married by Banns. The resident party can apply for the Banns to be published before the visiting party arrives. Banns of Marriage are valid for three months from the date of publication. Please note the minimum age to get married in the Cayman Islands is 16; however, anyone under 18 must have the written

consent from their parent or guardian. Weddings must take place between the hours of 6am and 8pm. Also, according to liquor licensing laws, if you get married on a Sunday (on liquor-licensed premises), then no live music can be played. Civil unions between two men or two women are not legal in the Cayman Islands at the present time. For more information on marrying in Cayman see the Cayman Islands Government’s website at www.gov.ky. residents marrying in cayman

Required Documents & Fees for Marriage 1) Proof of Identity – a Cayman Islands Voter’s Registration Card, passport

Wedding Dresses Unfortunately, traditional wedding dresses are not sold in the Cayman Islands. For residents getting married in Cayman the options are to travel to the US (or elsewhere) and purchase a dress to bring back to Cayman or buy a dress online and have it delivered here. If you are bringing the dress in yourself, you can deduct the CI$500 allowance every resident receives when re-entering the country and pay the duty on the balance of the dress. For deliveries to Cayman, you will need to pay the duty on the total amount of the dress. The duty does not apply to non-residents temporarily bringing in a dress to get married in Cayman.

or certified/original birth certificate (a driver’s licence cannot be used for identification); 2) Original or certified copies of divorce decrees/death certificates; 3) Most wedding celebrants will charge a booking fee, as well as a fee to assess your documents, publish your Banns and conduct the ceremony. Please note that some of this is not refundable should you change your mind; 4) All your documents, including the required Notice of Marriage, must be received and be in order before the

wedding can take place; 5) The Banns of Marriage are valid for three months;

Wedding Bands, Engagement Rings & Bridal Gifts There are many elegant jewellery merchants in Cayman offering a variety of engagement rings and wedding bands at very competitive prices. There is also a wide selection of beautiful jewellery on offer. For the groomsmen and male family members, Cayman has a good selection of stores selling Cuban cigars, men’s jewellery, cufflinks, watches, fine wines and spirits. With five locations across the Island, Island Jewellers (Tel: (345) 640 5200) specialise in diamonds, wedding bands and wedding party gifts. Island Jewellers can help you put together gifts for the whole wedding party before your arrival and have them gift wrapped and delivered to your hotel. Kirk Freeport has been a premier retailer of duty free jewellery, watches, fragrances, leather, crystal and china, and accessories in the Cayman Islands since 1972. For weddings, birthdays and many other special moments in life, their network of over 22 stores across Grand Cayman and Cayman Brac make it easy to shop for unique and beautiful gifts. For a full list of locations visit www. kirkfreeport.com. se e ad ou tsi de back cove r

6) Ministers of Religion may have other requirements according to the rules for marriage set down by their church. Magnum Jewelers (Tel: (345) 946 4130) is the exclusive Cayman Islands representative for Harry Winston Fine Timepieces and offers a selection of Alpina, Piaget, Bell & Ross jewellery, and much more. They also offer a wide range of fine jewellery, all with excellent customer service. Located in George Town and at the Ritz-Carlton.

Duty on Wedding Gifts Wedding guests coming to Cayman with gifts for the bride and groom are legally required to declare the gifts and pay the relevant duty costs. The duty applies to most gifts, except for books, cameras, crystal glassware, tableware and kitchenware (made of porcelain or china). Wedding Cakes & Catering The hotel resorts on-Island all offer special in-house catering for wedding events at their resort locations. The Cake Studio (Tel: (345) 926 4944) is a bespoke cake shop specialising in couture and custom

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Planning Your Wedding Most residents get married on Saturdays, which means you should book early to secure the date with your wedding celebrant. You will have to have a preliminary interview with your wedding celebrant and complete a form called a ‘Notice of Marriage’ (CI$5). You will need to take your passports and proof of your immigration status (e.g. work permit, residency certificate, etc.) when you attend the interview. If you have been previously married, you will also need your original divorce decree or spouse’s death certificate. If the decree or certificate is in a language other than English, you will need an English translation certified by a Notary Public. If you are marrying a Caymanian, your wedding celebrant is required to ask you certain questions to make sure you are not entering into a marriage of convenience. A marriage of convenience is where the two parties enter into the marriage for the sole purpose of obtaining immigration rights as a spouse of a Caymanian. This is illegal in the Cayman Islands, as in most countries. Your Civil Registrar/Marriage Officer will charge a fee for the documentation, preliminary interview, publishing the Banns, conducting the ceremony and filing your marriage with the appropriate government office. The average cost of this service is CI$300. Ministers of Religion may or may not charge a fee if you are a member of their congregation. The Department of Counselling Services (Tel: (345) 949 8789) offers pre-marital

counselling and marriage counselling for couples. All services are provided free of charge by the Cayman Islands Government and performed by qualified professionals.

cake designs. The studio offers a bake-toorder service for weddings, baby showers, birthdays or any other special occasion. They create custom recipes and cake designs and have even been featured in Cake Central magazine. Cake prices start at CI$100. Visit www.thecakestudiocayman. com or their Facebook page for inspiration. Mise en Place (Tel: (345) 623 2433) provides an extensive range of gourmet catering options plus stunning wedding cakes and desserts. Go to www.catering.ky for menu ideas.

Getting married

Wedding Celebrants & Planners Coordinating your dream wedding in Cayman from a distance, or on-Island, can be a breeze with the assistance of one of our local wedding planners. Simply Weddings can orchestrate every detail for residents, visitors or cruise ship weddings. They also plan romantic wedding vow renewals. Elopements are welcome, and no lead time is necessary once the documents are in order. Call (345) 949 9933, email: mywedding@candw.ky or visit www. simplyweddingscayman.com. Celebrations Ltd. (Tel: (345) 623 2044) can help organise anything from a simple beach wedding to the most elaborate wedding weekend. Wedding Locations Most brides-to-be dream of marrying on the world-famous Seven Mile Beach, which is consistently voted in the ‘Top 10 Beaches in the World’ for romantic weddings, but there are many other options including lush, tropical gardens and other uniquely

Caymanian locations. The National Gallery of the Cayman Islands (NGCI) offers a variety of areas, including the sculpture Garden and the National Collection Gallery. The contemporary cultural institution has a lot to offer: stunning architecture, gorgeous sculpture gardens and galleries highlighting work by Cayman’s most recognisable artists. (Tel: (345) 945 8111 or email: events@nationalgallery.org.ky.) Pedro St. James is an 18th century historic site in the Cayman Islands. Spanning seven acres of tropical landscaped gardens, with stunning panoramic ocean views, this is a picture-perfect wedding venue. The three-story Great House, known as ‘Pedro Castle’ is typical of a late 1700’s plantation-style home in the Caribbean, and provides a fabulous backdrop for picturesque wedding photographs. The property can accommodate a variety of wedding celebrations, from intimate gatherings to large groups of 1,000 or more guests. For more information, call (345) 947 3329, email: info@pedrostjames.ky or visit www.pedrostjames.ky. Boasting 65 acres of tropical gardens and nature reserve, the Queen Elizabeth II Botanic Park is a magical setting for a wedding celebration. Manicured lawns can host as many as 100 people, or a more intimate affair can be held in one of the park’s lush alcoves. Facilities at the park include full access to the air conditioned conference room at the Visitor’s Centre and golf cart to transport guests and the bridal party around the park. Park opening hours are 9am-5.30pm daily (last admission at 4.30), but evening weddings

Tranquil North Side Beach Front Wedding Venue • Breathtaking Ocean Views • White Sandy Beach • Five 3 bedroom & 3 bathroom vacation homes • Perfect for small/medium wedding events www.oceanparadisecayman.com reserve@oceanparadisecayman.com 345.924.9249

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can be booked from 5pm until midnight. For more information call (345) 947 9462, email: info@botanic-park.ky or visit www. botanic-park.ky/events/weddings. Camana Bay features its own private island, perfect for an intimate wedding celebration, complete with a wooden promenade deck over the water for a proper nuptial aisle. For more information email: events@ camanabay.com. The Cayman Turtle Centre offers a unique setting to say ‘I do’. Whether you’re looking for an intimate wedding or an elaborate affair, the Turtle Centre offers a perfectly unique ceremony and reception location in a beautiful natural setting with unique photo opportunities. They also offer full-service catering and a full bar. Call (345) 949 3894 or email: events@turtle. ky. Caribbean Club is the perfect wedding and honeymoon location that offers luxurious accommodation combined with an amazing restaurant for the reception. Whether you’re planning a barefoot beach ceremony on stunning Seven Mile Beach or a large traditional wedding, Caribbean Club will anticipate all your needs. Visit www. caribclub.com for more information. The Ritz-Carlton Grand Cayman (Tel: (345) 943 9000) specialises in personalised, high-end wedding celebrations. Choose to exchange your vows in the wedding pavilion on the Great Lawn surrounded by tropical blooms or the magical setting of Seven Mile Beach as the sun sets over the Caribbean Sea. You then have the choice of five different venues on-site for the reception, with the ballroom being able to host up to 600 guests. The experienced wedding planners will ensure your day runs smoothly whether it’s just the two of you or 100s of your friends and family. For more information visit their website. The Kimpton Seafire Resort + Spa (Tel: (345) 746 0000), is an AAA Five Diamond resort in Cayman offering beach front destination weddings with a ballroom for indoor events. The stunningly designed ballroom is complimented by an extensive lawn surrounded by botanical beauty. Another event lawn overlooks the sea. For a casual affair, say ‘I do’ on the beach and spend your wedding night in the top-floor

com or visit www.oceanparadisecayman. com. ( sEE AD PAG E 346) Contact Cayman Villas (www.caymanvillas.com) for a list of stunning private villas that are available to rent, with plenty of beach front options. Their professional staff will help you plan all the details including the food, flowers and photographer, to help you create the perfect Caribbean wedding. ( sEE AD PAG E 409) Also wonderful is Dart Park (Tel: (345) 946 8250). For the true naturalist, with plans for a ‘scuba diving underwater wedding ceremony’ surrounded by the true beauty of Cayman, consider Divetech (Tel: (345) 949 1700 or visit www.divetech.com) or Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 (607) 330 3504, or visit www. cathychurch.com). ( se e ad pag e s 272, 279 & 348) If you would rather opt for a more traditional affair, Grand Cayman boasts over 200 churches for religious ceremonies. Turn to page 396 for a list of churches. Wedding Flowers When planning your event, it is best to

remember that most flowers will have to be flown in for the event, which can become costly. A floral theme based on local varieties lends a uniquely ‘Cayman’ feel to your wedding and might help to keep costs under control. Celebrations Ltd. (Tel: (345) 623 2044) can create beautiful arrangements, bouquets and centerpieces for your event or every day needs. Every Bloomin’ Thing (Tel: (345) 945 1701) caters for weddings, large or small. Trisha’s Roses (Tel: (345) 949 2423) also creates wonderful wedding floral arrangements. Wedding Hair & Makeup It is every girl’s dream to have the perfect hair and makeup for their wedding day. The Rock Gorgeous team can help you throughout the entire planning process, making sure you have the most enjoyable wedding day, sipping champagne with your friends and family, whilst being made to look stunning. Rock Gorgeous has worked on many fabulous weddings and would love to talk through the options for

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Presidential Suite. Finally, the beach front 4-bedroom private bungalow can be used for intimate gatherings for up to 50 guests. Kaibo (Email: mywedding@kaibo.ky), located in the nature reserve of Cayman Kai, is one of the most popular locations in the Cayman Islands for weddings because of its private white sand beach, clear water, easy access by boat and staff devoted to making your wedding a deeply personal celebration. Choose to host your wedding on their secluded, palm-fronded beach or in the plantation-style house, Upstairs. Both offer award winning menus from a beach buffets to a 3-course menu, a boutique wine cellar, a Rare Rum Bar, plus access to some of the finest chefs and bartenders in the Cayman Islands.. For more information visit www.kaibo.ky/wedding. The Wharf Restaurant is also a spectacular site for a beach wedding of up to 300 people. For more information visit www.wharf.ky/ perfect-beach-weddings. Sunset Bay on Old Prospect Point Road is a 300-person venue hidden in the grounds of a quaint colonial-style estate. It features a beautiful garden set right on the water. Visit www. weddingvenue.ky for information. Smith Cove, also known as Smith Barcadere, is a beautiful public beach that is a popular wedding location but you will need to contact a wedding planner to arrange a wedding here. Another option is to rent a villa on the beach. Located on the tranquil North Side of Grand Cayman, Ocean Paradise is the ideal secluded, beach front wedding venue. Breathtaking ocean views over a white sandy beach make the perfect backdrop for your wedding celebrations. Each of the five 3,000 sq ft vacation homes on the property offer elegant furnishings and amenities, as well as a refreshing pool, plus swim and snorkel sites to enjoy as a couple or with your wedding party. Conveniently located near Stingray City, Rum Point and Kaibo, the villas are affordable and perfectly situated for you to enjoy a magical wedding and vacation in Grand Cayman with your wedding guests. For more information, call (345) 924 9249, email: reserve@oceanparadisecayman.

Getting married

your big day. Explore their wedding photo galleries for ideas on your wedding hair and makeup style and let their experienced stylists make sure you walk down the aisle feeling relaxed and looking perfect. They also offer a GlamBar express makeup and blowout service for pre-wedding events. Contact Rock Gorgeous to discuss how to achieve the perfect look on your big day. Call (345) 925 4231, email: info@ rockgorgeoushair.com or book online at www.rockgorgeoushair.com. A full list of hair and beauty salons can be found in the Living in Cayman chapter.

popular musical styles for weddings. For more information, call (345) 938 3838, email: info@caymanmusicschool.com or visit www.caymanmusicschool.com. Wedding Dance Classes & Bachelor/ Bachelorette Parties If you’re worried about the first dance then take some private lessons at Quinntessential Movement. Good ideas for bachelor or bachelorette parties include boat trips, the West Indies Wine Company Food Tour, wine tasting and dinner at The Tasting Room or a class at the 3 Girls & a Kiln pottery shop.

Wedding Music & Entertainment One of many ways to express your personal style on your wedding day is your choice of entertainment and music during the ceremony and celebrations. Cayman Music School specialises in beautiful music for weddings and memorable occasions. Small instrumental ensembles, solo singers and musicians can be arranged for your entertainment needs. Classical and jazz are

Wedding Photographers & Videographers Meeting the right photographer should feel as powerful as finding the perfect wedding dress. No keepsake from your wedding day will be treasured as much as your photographs. Rebecca from Rebecca Davidson Photography is an expert in wedding photography. Cayman has been her home for most of her life and photographing weddings,

as she has done for the last 15 years, is her passion. She is professional, knowledgeable and will capture your wedding perfectly producing stunning images. Her work is featured in over 10 internationally sold wedding publications and she offers a range of photography packages to suit all weddings and budgets, whether it’s an intimate beach wedding or a spectacular 300 person wedding. Her style is relaxed, fun and creative. Engagement and trash the dress sessions are also available. Call (343) 916 1654, email: wedding@rebeccadavidson. com or visit www.rebeccadavidson.com. (see ad page 349) Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 (888) 690 7072 or visit www.caymanphotographers. com) provides wedding, event and group photography to meet your style requests from funky to elegant. They offer a multi-talented team of professional photographers (see www. linfronda.com), and the world famous Cathy Church who will personally take your underwater wedding photos. Cathy Church’s also offers excellent photo printing services and will provide you with a beautiful print package from luxurious framed canvas to inexpensive 4”x6” prints. Email: office@ cathychurch.com for quotes for everything from a family beach portrait and underwater babies to a multi-day wedding extravaganza with multiple photographers and video. (sEE AD this PAGE 272 & 279)

Deep Blue Images/

(Tel: (345) 916 0016, email: info@deepblueimages.com or visit www. deepblueimages.com) is well known as being one of the most requested wedding photographers in Cayman. She captures the romance, emotion and beauty of every occasion. Her team at Deep Blue Images offers a creative and passionate style, making sure the photographs will be treasured for years. Picture This Studios (Tel: (345) 943 3686, email: admin@picturethis.ky or visit www.picturethisweddings.com) is one of Cayman’s premier wedding photography and cinematography teams. One of the most important investments you will make is in capturing your memories of this very special day. They create heart-warming images with an array of talented photographers to

Julie Corsetti

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choose from. Samples of their portfolios can be viewed on their website with links to each photographer’s gallery. They also have a cinematography department who use the latest techniques to capture your event. (see ad pages 278 & 345) Pictures By Shankar (Tel: (345) 925 1777, email: picturesbyshankar@ hotmail.com) focuses on bringing laughter and joy to each of their clients’ special day. Their vast experience over the past eight years, has led them to where they are today. They specialise in luxury weddings, luxury boudoir and portraits in Cayman, around the Caribbean as well as the USA. Wedding Stationery & Invitations When the time arrives to send out invitations, Studio Two Sixteen (Tel: (345) 938 8363 or email: hello@studiotwosixteen. com) can create beautiful invitations as well as announcement cards, thank you notes and even party favours.

other important documents. The cost of the RMC is CI$15.00. For more copies contact the General Registry located in the Cayman Islands Government Building or visit www. ciregistry.gov.ky. European Union citizens (except the United Kingdom and Ireland) may need to have their RMC apostilled (or authenticated). This does not apply to citizens of the United States or the Commonwealth. Persons from Asia, South and Central America should check with their Embassy or Civil Registrar/ Marriage Officer, as to whether an apostille is required for their country. You will need to produce your Registered Marriage Certificate when you return home to get a new passport and a driver’s licence in your married name, get your marital status changed on health and social security documents and for a myriad of other reasons. If you were to get divorced at a later date, then your Registered Marriage Certificate would also be required. It is an important document, so you should make sure you obtain it and keep it safe.

once you are married

Immediately after you are pronounced husband and wife, you and your spouse, along with two adult witnesses (aged 18 or older) and your Civil Registrar/Marriage

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Wedding Transportation Cayman Airways offers travel packages for wedding parties. Contact Cayman Airways for complete group discount details and other booking incentives, visit www.caymanairways.com. Island Air (Tel: (345) 949 5252 or visit www.islandair.ky) offers a complete service for private and chartered aircraft offering a cost effective and hassle-free experience for aircrafts arriving in Grand Cayman, including a ground handling and refuelling service. They can also act as an intermediary for those wishing to purchase a private aircraft. Island Air also offers a VIP meet and greet service which includes full assistance with customs and immigration, luggage handling and transportation, both at the private aviation terminal and/or at the main airport terminal. Webster’s Tours Ltd. (Tel: (345) 945 1433) offers airport transfers, on-Island transfers, and tours.

Officer, must sign three copies of the Marriage Register. One copy, called the Certified Copy of the Marriage Register, is yours to keep for your records. A copy of the document is CI$5; also ensure everything on the marriage registry is correct - a change to the document costs CI$10. Your Civil Registrar/Marriage Officer is required by law to keep one copy in his/her Marriage Book. The General Registry is located on the first floor of the Government Administration Building. It is your responsibility to obtain the Registered Marriage Certificate (RMC) of your marriage from the General Registry, unless you have arranged with your wedding celebrant to obtain this and forward it to you. The RMC has the words ‘secure copy’ on the reverse. On the front it will have the details of your marriage, a watermark of the Coat of Arms of the Cayman Islands and the raised seal of the Registrar General. This document is your legal Marriage Certificate and should be secured with your

green being

Photos courtesy of Deep Blue Images and DRCL/Camana Bay.

Ways to live a greener lifestyle at home, at work and when getting around, plus how you can get involved with green community groups.

BEING GREEN

Being Green in Cayman 350 Waste Management in Cayman

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Recycling Locations

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Sustainable Eating

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At Work 353

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At Home - Reduce, Recycle, Reuse & Refuse - Household Appliances

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When Building

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Powering your Home - Solar Power - Home Energy Storage - Solar Farms

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Getting Around - Environmentally Friendly Fuel

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Swimming Pools

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Get Involved in the Green Community - Plastic Free Cayman

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ayman residents have made a significant shift towards a more eco-friendly focus over the past few years, with both the Government and the public taking steps to build a greener future for the Island. Following the Government’s unanimous approval of the National Energy Policy in 2017, the Island witnessed another positive and exciting development in the fight against climate change: the proposal for an Integrated Solid Waste Management System (ISWMS) to be implemented in Cayman by a Dart-led consortium. The new waste management system, which will be introduced in phases, will incorporate a number of waste prevention techniques, including reduction, reuse, recycling and refusal, completely altering the way in which the Island manages its waste and addressing rising concerns over the George Town landfill site. The final phase will feature the Waste-to-Energy Facility, a form of waste treatment that focuses on ‘recovery’, as waste is processed to generate electrical energy. Residents have been making a conscious effort to raise awareness about the dangers of plastic pollution, with local non-profit organisations such as Plastic Free Cayman, led by Claire Hughes, organising monthly beach or inland clean-ups, hosting educational events, working closely with schools and businesses, and creating a petition urging the Government to ban single-use plastic bags in the Cayman Islands, which has already amassed over 4,500 signatures! After a locally produced anti plastic straw campaign labelled ‘Don’t Suck!’ went viral, a number of local restaurants

and bars discontinued their use of plastic straws, offering biodegradable paper straws in their place. Grocery stores across the Island are stocking more eco-friendly alternatives to single-use plastics, with glass and metal drinking straws, plasticfree wooden toothbrushes, reusable water bottles, and canvas produce bags, among the most commonly found items. The number of environmentally-friendly vehicles and fuels found on-Island continues to grow, and there is an abundance of free charging stations available to drivers in each district (see page 357). Those looking for non-electric green fuel options can benefit from the Refuel gas station. Launched in 2017, Refuel is the only station on-Island which sells environmentally-friendly fuels with high octane levels and at lower prices. Waste management in cayman

Recycling Locations: Aluminium Cans

❑❑ Camana Bay Recycling Centre ❑❑ All supermarkets including Foster’s Food Fair-IGA, Kirk Market and Hurley’s

❑❑ Some public and private schools ❑❑ Government Administration Building ❑❑ North Side Civic Centre, North Side ❑❑ All five District Parks

New Integrated Solid Waste Management System (ISWMS) The proposed Integrated Solid Waste Management System (ISWMS), which will be built on 20 acres of industrial zoned land, will include a waste-to-energy plant and a recycling centre. The facility will be properly lined and all incinerated waste will be disposed of correctly. The electricity generated will be sold to Caribbean Utilities Company (CUC) and it is estimated that the ISWMS will contribute approximately 7½ megawatts to the local grid. This translates to approximately 5-6% of the country’s electricity needs. At the recycling part of the facility there will be bays to collect and bale various recyclables; there will be a composting area for horticulture/ yard waste, and there will be a reuse centre where people can deposit functional but unwanted goods and furniture. There will also be an educational component to the project which will encourage the community to embrace the concepts of reduce, reuse, recycle and refuse. A significant amount of work needs to be done educating the public so that current habits are changed and more recycling practices are encouraged across the three Islands.

Glass recycling

❑❑ Camana Bay Recycling Centre ❑❑ All Foster’s Food Fair-IGA locations ❑❑ Kirk Market, George Town ❑❑ All five District Parks Plastic recycling (#1 &2)

❑❑ All Foster’s Food Fair-IGA locations ❑❑ Kirk Market and Hurley’s ❑❑ All five District Parks

Batteries

❑❑ Lead acid car batteries: Drop off at the DEH Landfill for proper recycling

❑❑ Small household batteries: place in the

blue tubes at Foster’s, Hurley’s, Cost-ULess, some public businesses and condos

❑❑ Rechargeable batteries (computer,

camera and cell phone batteries): drop off at Funky Tangs or BrandSource for shipment to the US for recycling

Electronic Waste

❑❑ Deliver to the DEH Landfill public dropoff, call Recycling Services (Tel: (345) 547 6654) or JUNK Removal and Recycling (Tel: (345) 325 5865) for stripping and recycling in the US

Sustainable Eating

books & old clothing

A significant, yet sometimes overlooked factor of sustainable living includes making the right choices when it comes to food. It not only involves choosing local and organic produce (which reduces transport costs), but also consciously eliminating food waste as much as possible. One of the pros of saving food is saving money. But by saving food, we are also indirectly slowing down global warming and deforestation. Reducing the amount of food that you

❑❑ Drop off at the Humane Society, New For You charity shop or the Red Cross

vegetable & yard WASTE

❑❑ Drop off at DEH Landfill (they will mulch it) or start your own compost

TYres, Oil & Chemicals

❑❑ Drop off at DEH Landfill

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Current Landfill Site One of the most pressing environmental issues for the community is the George Town landfill site. The 80ft pile of rubbish can be seen from offshore and is visible to thousands of cruise ship tourists every day. It has caused numerous toxic fires, forcing surrounding schools and businesses to close, and as the landfill is not lined, it’s feared it may be contaminating the surrounding water-table. Approximately 100,000 tons of solid waste is added to it yearly and it is predicted that the landfill will reach capacity by 2021. Over the years the Government have conducted numerous investigations on how to tackle the landfill site and improve waste management as a whole in Cayman. Their latest plan, as announced at the end of 2017, is to create a comprehensive Integrated Solid Waste Management System (ISWMS) in a public-private partnership. A private consortium of companies, led by Dart Enterprises, will take over responsibility for all waste management in the Cayman Islands for the next 25 years. As outlined in their new waste management strategy, the current landfill site will be closed, it will undergo surface water and landfill gas management,

and then eventually it will be capped and grassed over to create a recreational green space. A new facility will then be built which will manage all the waste for Grand Cayman and also Cayman Brac and Little Cayman. All rubbish will be shipped over to Grand Cayman for processing.

BEING GREEN

throw away, also means that you are reducing packaging waste that will end up in landfills. In Cayman, much of our food is imported. A considerable amount of energy, fuel and water is used in the entire process of growing, distributing, storing and cooking our food. So when we throw away food, we are also throwing away all the resources that were needed to produce the food! There are a number of things that can help us reduce our food waste: >> Check your pantry and fridge before you do your grocery shopping so you have an idea of what food you already have at home. >> Plan your meals ahead. Meal prepping is a great way to eliminate waste. >> Check in with your family at the beginning of the week to see how often you’ll be eating at home so you don’t buy more than you need. >> Learn how to store your food properly as this can help it stay fresh for longer. >> If you can’t use it, freeze it!

Choose Local Despite an increased availability of locally grown produce, the vast amount of our food is still imported to the Island. The local agribusiness is expanding and it is hoped that Cayman will become less reliant on certain imports. That being said, between certain limitations and the increasing diversification of tastes, it’s unlikely that local supply could ever solely meet the demand. The good news is that the produce that is grown locally includes a wide variety of fresh produce which can all be bought at the Market at the Cricket Grounds next to the cricket pitch in George Town (Monday - Fridays from 8.30am and Saturdays from 6.30am) and from the Weekly Farmers & Artisans Market at Camana

on Wednesdays from 12pm-7pm. Get there early for choice selection! If you are unable to make it to the farmers’ market, all grocery stores now stock a selection of local produce. There are also a number of little stalls dotted around the Island

that sell fresh local produce, such as Tony, who sells Willies’ local farm produce from a white van on Airport Road (in front of the Mango Tree restaurant) every Saturday morning and Josh Clark, who sells fruit, vegetables and eggs produced at his farm (The Farmacy). Find him just south of the North Side gas station on Frank Sound Road or sign up for his farm fresh veg boxes for CI$35 and have his produce delivered right to your door. Bluff Farms raises Boer and Savanna goat breeds on top of Cayman Brac’s bluff. The meat is sometimes served in restaurants around Grand Cayman. If you would like to purchase your own you can email: sales@blufffarms.com or call (345) 923 6465. In the Food & Drink chapter you will find details of other goods produced locally.

Bay

Grow Your Own There is a whole range of fruit and vegetables you can grow including tomatoes, leafy greens, herbs, eggplants, melons, bananas, mangoes and much more. The ideal growing season is November–April when it’s cooler and drier, however, you will need to water the plants regularly and keep an eye out for pests. You can pick up seeds or baby plants from any of the nurseries onIsland, plus soil, organic pesticides and gardening tools. See the Shopping chapter for a list of garden centres. Sea Sense Programme Although fresh, locally caught fish can always be bought from the fishermen on the George Town waterfront next to Cayman Cabana, few people realise that their choices have a direct impact on the vital health of our marine environment. By making sustainable choices you are helping to preserve the diversity of the marine life that lives and breeds in our waters for future generations, and for Cayman’s valuable tourism and dive industry. The Cayman Sea Sense Programme was set up to help consumers make responsible seafood choices when eating out at restaurants. The project also helps restaurants reduce the number of non-sustainable seafood items

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on their menus. Look for the certified Cayman Sea Sense icon on menus for help in choosing sustainable seafood options. For a full list of participating restaurants and information on responsible seafood choices, see the Cayman Sea Sense page on www.nationaltrust.org.ky. Please avoid buying and eating the endangered local grouper at all costs. They are worth far more alive!

At WORK

Take these steps to ensure that your work environment is greener: turn off lights and air conditioning, and shut down computers before you leave at night. Set computers to energy-saving mode and don’t use screensavers - rather switch off your monitor. Eliminate unnecessary power use or ‘phantom power’ – the term used to describe the way devices use and waste electricity when they are not on – by unplugging electronics when not in use. Only print when necessary and print on both sides of the page when possible. Send e-cards for birthdays and special events rather than printing invitations. Collect office newspapers and take them to the Humane Society. Stock the break room or office kitchen with reusable dishes and silverware and buy coffee, sugar and other consumables in bulk to avoid extra packaging. Cartridge Smart (Tel: (345) 323 4313), a subsidary of JUNK Cayman, will recycle and refill any printer cartridges, from small personal printers to large professional copiers. Kirk Office (Tel: (345) 623 5475) sells an array of recycled products in addition to a range of Energy Star certified electronics. They also accept your used batteries, ink and toner cartridges for recycling. Kirk Office also accepts old computers, printers, photocopiers, and fax machines. Encourage your employers to install JUNK recycling bins at your office. JUNK will assist you to install a

programme that is tailor-made for every workplace, large or small. If your office has regular suppliers, check for sustainability initiatives built into their contracts. AT HOME

Whether you own or are renting a home, making environmentally friendly choices will reduce the impact of living on a fragile island. Reduce, Recycle, Refuse, Reuse, While no formal legislation exists to make recycling a requirement, people in Cayman are taking steps to reduce, recycle, reuse and refuse. All the major supermarkets on the Island now sell reusable woven shopping bags and charge CI$0.05 per biodegradable plastic bag. They still offer plastic produce bags in the fruit and vegetable aisles and these are ending up in the landfill by the thousands. Say no to single use plastics, such as shopping bags, plastic straws, utensils, and disposable coffee cups. Buy mesh produce bags for fruit and vegetable purchases, reusable coffee cups and glass/ stainless steel straws, all of which can be reused again and again. Reusable straws are available at Jessie’s Juice Bar, Fosters and Kirk Home Centre. Reducing the amount of waste we personally generate ultimately reduces the amount of waste we send to the landfill. Recycling Recycling benefits the environment in a number of different ways. It reduces the amount of waste that is sent to landfills and conserves natural resources (such as water, timber and minerals). Currently, the Department of Environmental Health operate six recycling depots all across Cayman (see table on page 351 for locations). There are separate bins for a) paper and cardboard, b) PET and HDPE plastics (#1 and #2), c) metal food cans (tin and aluminium), d) glass and ceramics, as well as blue collection tubes for household batteries. When depositing your recyclables, do not leave them in plastic bags or containers. Once

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Shopping Green When grocery shopping remember to take canvas bags instead of paying 5¢ for a plastic bag. Most of the supermarkets sell organic food and some, like Kirk Market on Eastern Avenue, Bay Market in Camana Bay and Foster’s at the Strand, sell a wide selection of both locally grown and imported organic produce, as well as organic meats, frozen food, gluten-free and luxury food. On the drink-front, Flowers Bottled Water produces delicious filtered chlorine-free water that they sell in large 5-gallon bottles which you can buy in most petrol stations or have delivered directly to your home or office. You can further reduce your plastic pollution by installing a Koola bottle-less water cooler. It acts like a mini water purification plant, connecting to your building’s water supply and filtering out chlorine, lead, phosphates and bacteria. For those who like to drink beer, the Cayman Islands Brewery produces an array of locally brewed beers. They recycle their glass bottles, spent grains, yeast and water. They also encourage individuals and bars to return empties for a CI$2 refund per case. White Tip Lager is a joint venture with the Department of Environment and the Guy Harvey Ocean Foundation with a portion of the profits being donated to shark conservation work in Cayman’s waters. As of November 2017, the total amount of money donated towards the cause was $190,000 and that figure continues to climb. 1981 Brewing Co. produces quality craft beer. For more information see the Local and Specialty Beer section in our Food & Drink chapter.

Composting Composting – the natural biodegradation of organic materials - is a good way to recycle your leftover food and food scraps. Compost is primarily used as fertilizers in soil, and can be useful to farmers, landscapers and nurseries. If you enjoy home gardening, making your own compost will certainly save you money on mulch and potting soil and it is a relatively easy activity to manage. Composting systems, typically described as ‘bins’, come in a variety of different sizes, but you can also make your own. A.L. Thompson’s usually have composting bins in stock.

BEING GREEN

collected, the materials are transported to the recycling building at the landfill, where they are sorted into material types, baled into compressed cubes and shipped by container to the US where they are sold to recycling facilities. Glass and ceramics are crushed locally by Dart and reused as aggregate. Old tires are also shredded and used in housing construction. Alternatively, residents and businesses can use JUNK who offers an on-site recycling service. They operate large recycling bins in many apartment complexes and offices collecting aluminum, glass, plastic, cardboard and paper (which must be dry and not waxed). All the glass that JUNK collects is crushed on-Island and used in a variety of ways. There is a fee for this service which depends on the number of units and number of collection days. Camana Bay, Grand Pavilion, Cricket Square and Citrus Grove all have a complex-wide recycling programme. For those who live in private houses, or in a complex that does not recycle, JUNK also offers smaller collection bins called “Stackables” which you can store inside or outside your home for your own personal recycling. Each stackable container has its own label. Starting at CI$50 per month, JUNK will come and collect your recyclables on a weekly basis. As a special offer to readers of the Cayman Resident, JUNK is graciously offering a set of stackables at CI$99 (regular price: $110). Just mention the Cayman Resident magazine when placing your order. Once JUNK has collected all the recyclable materials, they are baled at its facility in Grand Cayman and shipped to Sun Recycling in South Florida. Some plastics aren’t recycled at present, but JUNK still bales and sends them to Sun, where they are charged a tipping fee for the plastic to be properly disposed of. Though this costs JUNK money, they are more than happy to do it, knowing that it is best for Cayman’s environment. Since November 2014, JUNK has diverted more than a million pounds of plastics, cardboard/ paper, aluminium cans and glass away from the George Town landfill! JUNK also 354

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recycles E-waste (Redundant IT Products) and printer cartridges via their sister company Cartridge Smart. If you have a large amount of waste, you can call JUNK and they will always remove whatever is recyclable. JUNK Recycling and Removals can be reached at (345) 325 5865, email: manager@junk.ky or www.junk.ky.

Cleaning Products All major supermarkets in Cayman stock a range of environmentally friendly cleaning products. These green products are made up of natural ingredients which are nontoxic, free of phosphates, fillers, fragrance, chlorine, dyes and NPE. They are not tested on animals, nor do they contain animal additives. These products clean just as well as products that contain harsh nonbiodegradable chemicals and are far better for the septic tank systems that most homes in Cayman have. Bay Market, Foster’s and Kirk Market lead the market in supplying safe cleaning products.

>> >> >>

Drink Flowers Bottled Water or tap water, which is perfectly safe, and use refillable bottles. Consider installing a ‘City Water Filter’ from www.ionfaucet.com to remove the chlorine from tap water.

Be mindful of water usage and install a ‘low flow’ shower head to save water

Use your own reusable cups for your daily coffee or smoothie

Desalination Homeowners in the Cayman Islands now have the ability to desalinate their own water. From sea water to brackish ground water, new desalination systems purify and filter sediment from your water supply; some systems even desalinate over 1,000 gallons of water per day. Advance Fire & Plumbing is one company operating in Cayman that specialises in home desalination systems. Advance Fire & Plumbing Tel: (345) 949 8330 Email: info@advancefireltd.com www.advancefireltd.com

Top Tips for Being Green Small choices can make a difference, so here are some ways you can reduce your impact on the environment:

Purchase canvas bags and mesh produce bags to take with you to the grocery store

>> >> >>

Purchase food and cleaning items in bulk Buy glass food containers and reuse them Choose eco-friendly cleaning products

Avoid disposable cutlery Avoid toiletries that contain microbeads Use a drying rack or clothesline to dry clothes, rather than a dryer

Only use the dishwasher and washing machine when you have a full load

Set the A/C thermostat at the highest temperature you feel comfortable with

Conserve energy by turning off lights, fans and electronic equipment when not in use.

Recycle newspapers and towels by taking them to the Humane Society and donate magazines to the hospital

Recycle old printers and laptops by donating them to schools or charities.

>> >>

Return clothes hangers to dry cleaners Take second hand clothes to the Humane Society or the Red Cross

>> >>

Use rechargeable batteries Share rides, use public transportation, walk or cycle when possible

Invest

high-quality,

long-lasting

products

Compost where possible

Being a Green Family In order for your kids to value the importance of recycling, you must lead by example. The more fired-up you are about recycling, the more interested they will likely be about participating. Kids should feel recycling is an exciting way to help protect the Earth! If you plan on making recycling a regular chore for your kids, incentivise it by actually paying them pocket money that they are allowed to spend however they wish. Take some time when you visit the beach to pick up some trash and help keep Cayman looking beautiful. You can also join newly formed Plastic Free Cayman who are working to reduce plastic waste

in the country. Find them on Facebook or visit their website: www.plasticfreecayman. com.

Dry Cleaning When you need dry cleaning done on Grand Cayman, Island Cleaners (Tel: (345) 949 5391) and Puritan Cleaners (Tel: (345) 949 7104) are both eco-friendly companies that use environmentally safe dry cleaning products, recycle hangers and offer a same day service if needed. Fluff n’ Fold in Camana Bay also uses energyefficient equipment, non-toxic chemicals and recycling programmes to reduce their impact on the environment.

The Flowers Foam Products division of the

1) Find a design-builder who has proven

Flowers Group supplies state-of-the-art,

experience with green homes in Cayman;

locally

manufactured

building

products

2) Use key building products like Insulated

including Insulated Concrete Forms (ICF), foam

Concrete Forms (ICF) such as Fox Blocks

flat sheets, steel stud and tracks, architectural

which are manufactured here locally,

components and custom shapes and signs.

Spray Foam Insulation, low VOC’s materials

SE E AD PAG E 180

and finishes, Impact/Insulated windows, Watersense rated plumbing and Energy

Small Engineering Ltd. / SEL Consulting

Star rated appliances;

Tel: (345) 947 9330 Cell: (345) 525 0209

3) Own your own energy. With the growing

Email: thesmallgroup@candw.ky

demand for alternative energy sources, be

SEL Consulting are Structural & Civil Engineers

sure to utilize solar energy on your home

offering design services and building inspections.

from companies like GreenTech Solar, the

Small Engineering Ltd. are the local distributors

exclusive dealer for SunPower and Tesla.

of Quad Lock ICF building systems and they

NCB Group launched its Geothermal cooling

offer both the standard ICF block and the new

division – GeoCayman. As the exclusive

R30 block, which has 4”outer wall to achieve

distributors of the leading geothermal

better energy saving. They also offer the RETRO

cooling systems, GeoCayman can help

system for insulating existing buildings, as well

you cool your home much more efficiently

as Insul-deck, the insulated concrete form for

than traditional air conditioning systems –

both floors and roofs, creating hurricane safe

saving you substantial energy and money.

houses. When Quad Lock ICF is combined with

Please also refer to the Building a Home chapter for more information.

Sider-Crete “impact resistant” stucco, this will give you the feel of a traditional rendered wall, but with the energy efficiency of an insulated

Design Cayman Architects

building. New for 2018 they are the local dealers

125 Owen Roberts Drive, Breezy Castle U-16

for Nationwide insulating paints.

(Within the Hyundai dealership complex)

147 & 184

SE E AD PAG E s

Tel: (345) 949 2800 or Brian Macdonald, powering your home

Chartered Architect, RIBA on (345) 916 0930 Email: brian@design-cayman.ky www.design-cayman.ky Design Cayman believes in incorporating proven from

sustainable conceptual

design

feasibilities

methods through

virtual design and construction, through a collaborative, fun and well-coordinated consultancy process. Working within a given

The cost of fossil fuels that we use to power our homes will only continue to rise as supplies dwindle worldwide. Electricity is already costly in the Cayman Islands, and as small Caribbean countries don’t have the bargaining power of larger countries, they will be the hardest hit as oil reserves become more limited.

budget, they can provide an architectural When Building

solution taking advantage of the wind, sunlight

Innovative geothermal and solar technologies are now available in Cayman and are being integrated into residential and commercial properties. In addition, Cayman is one of the countries outside of the USA where LEED – a green building certification programme – for homes is available, thanks to local company GreenTech Group. If you are thinking about designing and building a green home, consider the

and views that a particular site has to offer. Their goal is to design your home, office development or simple renovation, ensuring it not only looks great but it operates in the most energy efficient manner. SE E AD PAG E 178 Flowers Group 184 Seymour Road, Industrial Park Tel: (345) 623 0000 Email: customerservice@flowersgroup.com www.flowersgroup.com

Solar Power Significant improvements are being made in the solar energy industry every year and Cayman is the perfect location to harness the power of the sun. Solar energy can be harvested in two ways: solar photovoltaic (PV), which converts sunlight into electricity and solar thermal, which heats water. Renewable energy systems can be installed in existing homes and new builds. The initial costs of purchasing these systems are significant and currently

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BEING GREEN

Household Appliances Clean Gas Ltd. (Tel: (345) 233 4427) provides propane service in Grand Cayman for both residential and commercial customers - the cleanest fuel-based source of energy in Cayman. Propane emits low amounts of greenhouse gases and will not contaminate soil and groundwater. As well as being kinder to the environment, propane-fuelled appliances are far more economical to run than electric ones. They offer home delivery for all sizes of propane tanks. Their friendly staff work with customers throughout the whole process of designing, installing and maintaining your propane system. Clean Gas also offers propane for indoor and outdoor living, to include your appliances, tiki torches, water heater and grills. Home Gas (Tel: (345) 949 7474) offer propane gas to residences and businesses.

following steps:

the Government does not offer subsidies as an incentive. But an encouraging point to note however, is that renewable energy equipment such as solar panels are in fact duty-free for residential homeowners. Affordable Solar (Tel: (345) 546 6686) provides a wide range of services and sells energy storage systems, off-grid solar systems and solutions. SE E AD PAG E 163

BEING GREEN

Solar Power Storage Although Cayman enjoys over 300 days of sunshine, you will need to consider an alternative source of power should there be no sun. One such option is the Tesla Powerwall battery. These rechargeable lithium-ion batteries are wall mounted and can be stored either outside your home or inside your garage. Tesla Powerwall batteries can help provide financial savings by charging and storing energy. It also assures power in the event of a power outage, instead of having to use a generator.

Solar Grid-Tie Systems CUC has an initiative called the Consumer Owned Renewable Energy (CORE) Programme, and will purchase alternative energy from approved independent sources. So if you would like to have solar panels or other renewable energy sources generating electricity for your home or business and meet programme requirements, CUC will buy that power from you at a very fair rate. Visit www.cuc-cayman.com/customerservice/renewable-energy/ for further information. Home Energy Storage Systems Using intelligent technology to power your home if you need to be off the grid, these systems can be easily adaptable to your individual needs and are compact enough to fit inside a closet! Affordable Solar Tel: (345) 546 6686 Email: info@affordablesolar.ky www.affordablesolar.ky

Leasing & Sales Ltd. - Eco Center Call us Today:

Sales Office 749 - 0900 Service Center 947 - 0900 The ONLY Authorized & Certified Electric Vehicle Service Centre in the Caribbean

Solar Farms Creating solar farms and possibly wind farms in the Cayman Islands would lessen our dependency on fossil fuels and decrease the $153 million we spend on importing diesel fuel each year. Promoting renewable energy, such as solar, is an integral part of the National Energy Policy, which has committed Cayman to achieving 70% renewable energy by 2037. Cayman has now kick-started its progression towards renewable energy with the opening of its first solar farm. Run by Entropy Cayman Solar, the 22-acre farm now produces five megawatts of Cayman’s 100 megawatt requirement. The 20,000 panel facility generates electricity which feeds into CUC’s grid and powers over 800 homes. Although the price of energy is not expected to change significantly, by producing renewable energy the farm reduces the use of diesel fuel and the associated emissions into the atmosphere cutting the Island’s carbon footprint. CUC aim to generate 25% of Cayman’s power through renewable energy by 2025. Health City Cayman has also begun building its private solar array, which is set to produce 0.75 megawatts and will be the first solar generator not linked to CORE. getting around

A big contributor to pollution and fuel consumption in Cayman is cars. Encouragingly, there is strong support for electric cars in Cayman, helped by the Government reducing the import duty on electric and hybrid vehicles from the minimum (current) rate of 29.5% (for vehicles) to a flat rate of 10% for electric cars and 15% for hybrid cars. Cayman Automotive Tel: (345) 749 0900 www.caymanautomotive.com John Felder of Cayman Automotive has spearheaded the use of electric and hybrid vehicles in Cayman. He has the vision of electric cars making up 25% of all cars on the

“We Service What We Sell!”

Island in the next five years. He is the exclusive dealer of the following 100% electric vehicles:

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using a chlorine generator, which turns

Top Rank Gear Electric Bikes and Scooters,

ordinary salt into chlorine and is kinder to

BYD Products. He also imports all models of

the environment and your skin. Use LED

Tesla, including the new Model 3. Cayman

lights for lighting. To find out more about

Automotive is the only authorised and Certified

swimming pools contact Pool Patrol at

Electric Vehicle Service Center in the Caribbean.

pools@poolpatrol.ky.

SE E AD Page s 244, 249 & 356

CARS Ltd. (Campbell’s Auto) 117 North Sound Road, George Town Tel: (345) 949 7135 Sells a great selection of electric and hybrid cars

Get involved in the green community

There are many ways you can become actively involved in preserving and protecting Cayman’s fragile environment.

imported from the US and Japan. SEE AD page 250

swimming pools

As a pool owner there are several steps you can take to help keep your energy bills down too:

Cover it up A pool cover will reduce heat loss, water evaporation and chemical consumption by up to 70%. It also helps keep

Tell them you saw it in the

free Electric car charging stations

❑❑ Motor Museum – West Bay ❑❑ Governors Square – SMB (Solar Powered)

❑❑ Camana Bay (Two locations) – SMB ❑❑ Crighton Properties – Crewe Road ❑❑ Cayman Automotive – Grand Harbour ❑❑ Kaibo Beach Bar – North Side ❑❑ Grand Harbour Shopping Centre –

Earth Day Clean Up An annual event in Cayman, the Earth Day cleanup draws hundreds of volunteers each year to collect litter and debris from Cayman’s roadsides and beaches. Contact Cayman’s Chamber of Commerce who in recent years have liaised with the Department of Environmental Health to lead this initiative.

George Town

❑❑ Cricket Square – George Town ❑❑ Hell (Tourist Attraction) – West Bay ❑❑ Wyndham Reef Resort – East End ❑❑ Barcam Esso Gas Station – East- West Arterial Road

❑❑ The Westin Grand Cayman Beach Resort & Spa – SMB

your pool clean and iguanas out, which also means you’ll have to run your filter pump less often.

Heat it with the sun Having sunshine all year round means our pools stay warm. Consider heating it in the evenings only and make sure you use a solar cover.

Think about the pump A pool filter pump is the second largest consumer of energy in a home behind your AC. If you install a twospeed, variable speed or solar powered pump, it will pay for itself very quickly with energy savings.

Environmentally friendly products Consider

❑❑ Lorna’s Rubis Gas Station– Bodden

The National Trust The National Trust has been protecting the future of Cayman’s heritage and environment since 1987. Supporting the Ministry of the Environment’s environmental programmes, the Trust is a not-for-profit NGO created to preserve the history and biodiversity of the Cayman Islands. Through education and conservation it works to protect environmentally sensitive and historically significant sites across all three Islands. The area of Trust-owned environmentally important lands now stands at 3,532

Town

❑❑ A. L. Thompson’s Home Store – George Town

❑❑ Foster’s IGA (Airport Location) ❑❑ Sunshine Suites Resort – SMB ❑❑ Bliss Yoga Cayman - SMB ❑❑ Kimpton Hotel and Dragon Bay (Two locations) – SMB

❑❑ Comfort Suites / Foster’s West Bay / Health City/ Andy’s Rent-A-Car / Foster’s Savannah

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Environmentally-Friendly Fuel Those without electric vehicles can benefit from Refuel gas station, Cayman’s first provider of modern, environmentallyfriendly fuel. The facility stocks five grades of fuels including three grades of E10 (10% ethanol), B5 (5% biodiesel) and B20 (20% biodiesel). Ethanol and biodiesel have higher octane and cetane ratings (respectively) than petrol and diesel alone and lower emissions than other boosters. These modern fuels don’t produce as many damaging exhaust emissions and reduce lifecycle CO2 emissions. The station is located opposite the airport post office in George Town.

Plastic Free Cayman A huge movement called Plastic Free Cayman is underway to help rid Cayman of single-use plastics. This not-for-profit non-Governmental organisation has caught the community’s attention and people in Cayman are now more than ready to refuse single use plastic bags, refuse plastic straws, and take reusable water bottles, cups and containers with them to refill and use. Their community beach clean-ups take place on the first weekend of every month. Visit www.facebook.com/plasticfreecayman for information on the next one.

acres thanks to land purchases. The Trust runs environmental and educational programmes including the Mission House, the Blue Iguana Recovery Programme, guided nature walks of the Mastic Trail and volunteer projects. Sign-up to be a member, allowing you access to the Clubhouse, voting privileges at general meetings, and discounts on entry into National Trust properties around the world such as the U.K., New Zealand and Barbados. Visit www.nationaltrust.org.ky.

THE

Nissan Leaf, JAC Motors, Chevy Bolt, Tailg,

Activities for adults

Photos courtesy of Deep Blue Images and Cayman Riding School

Everything you need to know about activities to suit your interests and hobbies. With information on exploring the Island, its beaches, cultural activities, art classes, book clubs entertainment, watersports and more.

Exploring Cayman’s Attractions 358 - Pedro St. James’ Castle 358 - Queen Elizabeth II Botanic Park 359 - Stingray City & The Sandbar 359 - Cayman Turtle Centre 359 - Beaches 359 - Blue Iguana Safari/Crystal Caves 360 - Helicopter & Motorcycle Rides 361

A c t i v i t i e s f o r A d u lt s

358

Cultural Activities - Cayman Islands National Museum - The Mission House

361 361 361

Cultural & Educational Programmes - Drama Society - National Gallery/The National Trust - Cinema, Literature & Poetry - Music

361 361 362 362 363

Cultural Events - Pirates Week Festival - Gimistory - Red Sky at Night

363 363 363 363

Watersports & Excursions - Amphibious Bus Tours/Jetovator Rides - Kayaking, Paddleboarding & Parasailing - SNUBA/Surfing/Submarine Rides - Underwater Observatory - Wakeboarding & Waverunning

363 363 364 364 364 365

Other Fun Activities - Art, Painting, Pottery & Mosaics - Land & Nature Tours

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CAYMANRESIDENT 2019

dults on-Island have a huge variety of activities available to them. From cultural trips to water activities to art classes, we have listed it all! However, for more details on tour prices, times and promotions, pick up a copy of Explore Cayman, the definitive guide for exploring Cayman, visit www.explorecayman.com or download the free iPhone or iPad app. For details on sports and fitness activities for adults see the Sports & Fitness chapter. Exploring Cayman’s Attractions

Pedro St. James’ Castle The Great House at Pedro St. James, also known as ‘Pedro Castle’, is the oldest known stone structure in the Cayman Islands. It was built using slave labour in 1780 as the great house for mariner and plantation owner William Eden. Set over seven acres, the site encompasses a three-storey, early 18th century home with its accompanying outbuildings, palm lined walkways, a manicured great lawn and spectacular views of the sea. This is one of the most beautiful locations in Grand Cayman, where a 3-D multi-sensory theatre and visitor’s centre helps place the site into historical perspective. Perhaps best known as the “Birthplace of Democracy in the Cayman Islands”, the house was the venue for an 1831 meeting where the decision was made to form the first elected parliament. In 1835, the proclamation ending slavery in the British Empire was read from the steps of Pedro St. James. This national historic site plays a pivotal role in keeping Caymanian culture and

heritage alive. Also on site, you can find a playground, an old stamp collection room and gift shop. The Outpost Restaurant and Bar every Friday, offers drink specials at its Sea Sessions Happy Hour beginning at 5:00pm. For location and private party bookings email info@pedrostjames.ky. Located in Savannah, Pedro St James is just a 20 minute drive from George Town and is open daily from 8:30 am to 5:00 pm except on Good Friday and Christmas Day. Resident rates are available at CI$5 for adults, free entry for children 12 and under and seniors 60 and over. There is no admission for Sea Sessions Happy Hour. A valid ID is required for resident rates. For more information call (345) 947-3329 or visit www.pedrostjames.ky .

Hell Geological Site Located in West Bay, this site consists of rugged blackened limestone, estimated to be 10-15 million years old. The jagged formations show the Island’s geographical evolution and are made up of fossils that are still embedded in the rocks. It is named “Hell” due to its resemblance to what one may picture hell to look like. There is a post office where you can mail a postcard with a Hell postmark to prove you have been to Hell and back! Although it is a unique experience, unless you are fascinated with geology, don’t expect to spend more than ten minutes there. Entry is free. Cayman Craft Market Located on the corner of Boilers Road and South Church Street, George Town, the craft market brings together visitors and the local artisans who create and display unique Caymanian art, jewellery, craft souvenirs, recycled treasures made from soda cans and recycled paper as well as locally made jams, jellies and cooked food. Here you will find items made from leather, thatch, wood, shells, Caymanite and Black Coral and be able to see local artisans at work making crafts from local materials. Stingray City & The Sandbar Over the years, Stingray City has been covered by National Geographic (as well as many other international magazines), and has become a major natural attraction. If you are more interested in diving and seeing the gorgeous coral reefs while swimming with the rays, choose Stingray City as this is where divers swim in 20-foot deep water. For an up close and personal encounter with the stingrays, you may want to choose The Sandbar, where people can walk among rays in waist deep water. It is a wonderful experience to stand in shallow water while nearly four-foot (in diameter) stingrays brush against you with their soft underbellies looking for squid, their

favourite food, which you feed them by hand. The rays are completely safe as long as you don’t lift them from the water, step on them, or torment them. Please note that wearing flippers is not wise as you may disturb or anger the rays. The sandbar is usually quite busy as it is extremely popular, however, if you are going with a boat operator, they will usually find a good spot to anchor and a staff member may help you hold a stingray. Refer to the Boating chapter for local boat operators or to www. explorecayman.com for tour operators. Cayman Turtle Centre Since 1968, the Cayman Turtle Centre has released more than 31,000 sea turtles back into the sea to help replenish Cayman’s wild population. The centre, which is dedicated to the conservation and education of the Green Sea Turtle, is home to approximately 7,000 turtles, ranging in size from six ounce hatchlings to 500lb adult turtles. Beaches There are numerous wonderful beaches on Grand Cayman. The most famous is Seven Mile Beach, which runs the length of the western side of the Island just north of George Town. Two popular spots along this span are Governor’s Beach, adjacent to the Governor’s House (next door to the Westin) and Public Beach, just north of Harbour Heights apartments, which has cabanas providing shade, public restrooms and a children’s play area. Farther north there is Cemetery Beach, which is shaded by a number of large sea grape and casuarina trees. At Cemetery Beach, the snorkelling is only a five-minute swim offshore and has some of the best views on Seven Mile Beach. Many districts also have public beaches, including West Bay, Spotts, Bodden Town, East End and North Side. Starfish Point, just beyond Kaibo in North Side, is a nice, quiet spot for a picnic or paddle. It is shaded by casuarina trees, has a wide shallow area close to the shore for paddling and large starfish can often be found just a few feet off the shore. Starfish are safe to pick up but

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Queen Elizabeth II Botanic Park This 65-acre site is made up of five themed gardens, woodland trails, a lake and wetlands, a nursery, and a visitor’s centre. It is home to the endangered Blue Iguana Recovery Programme, the rare Ghost Orchid, the Banana Orchid (Cayman’s national flower), the Cayman Parrot (Cayman’s national bird), various native and endemic butterflies and much more. You can explore the Heritage Garden and learn how Caymanians lived in days of old; take a stroll through the Colour Garden, the Palm Walk, the Xerophytic Garden or Orchid Conservation Area; or just relax and picnic by the pond with the West Indies Whistling Ducks - a favourite place for birdwatching. The Botanic Park is also a sanctuary for many endangered wildlife species, including the Blue Iguana which is not found anywhere else on Earth. Located on Frank Sound Road in the district of North Side, the Botanic Park is approximately a 40-minute drive from George Town. Other services include a golf cart which is available for the elderly and disabled, but must be prearranged by emailing manager@botanic-park.ky. The Park is open daily from 9:00 am to 5:30 pm (last admission at 4:30 pm). Resident rates are available at CI$5 for adults, free entry for children five and under and seniors 60

and over. A valid ID is required for resident rates. For more information call (345) 947 9462 or visit www.botanic-park.ky

A c t i v i t i e s f o r A d u lt s

do not bring them out of the water - it will kill them! Rum Point, located left of Starfish Point, has shallow water, a restaurant, a bar, plenty of sun loungers, and hammocks. Just to the left, past the Rum Point Club and off Sand Point Road, is the Mini Sandbar. This is a popular stop either for a boat trip or, if you’re exploring by car, for a shallow swim. Spotts Public Beach, located off Shamrock Road, is usually recommended by many locals and visitors as it is a good place to spot turtles as they come in to feed in the early morning and late afternoon. To the far right of the beach there are wonderful rock pools. Please note that there is a very strong current at this beach and swimming out to the reef is very dangerous and risky. Do not swim out to the cut in the reef! On the other side of George Town, just beyond the Grand Old House restaurant is Smith Barcadere (also known as Smith Cove). This is a small public beach with lots of shade, picnic benches, great snorkelling and a lovely place to watch the sunset. It has a fresh water shower and restroom facilities.

There are no private beaches in Cayman; all beaches are public up to the high-water mark. If you want to put your towel on a beach in front of a hotel or condominium complex you are more than welcome to do so, as long as you stay near the high-water mark and do not use their sun loungers. There are some places that welcome all, especially on weekends. Examples include Royal Palms Beach Club on Seven Mile Beach, Kaibo and Rum Point in North Side and the Wyndham Reef Resort in East End, which has a beach bar and tables on the beach, where you can sit and watch the children play in the sea just a few feet away. Please note that there are no nudist beaches on Grand Cayman or the Sister Islands and topless sunbathing is illegal. Blue Iguana Safari Grand Cayman’s fabled “Blue Dragons” are found at the Botanic Park. Once numbering in the tens of thousands, by 2001 there were thought to be fewer than 25 Blue Iguanas left in the wild. During

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this 45 minute tour your guide will walk you through the facility, introduce you to some of the programme’s star breeders and explain how the Blue Iguana Recovery Programme has brought these endangered species back from the brink of extinction. Tours operate at the Queen Elizabeth II Botanic Park, Monday-Saturday 10am and 11am. Ticket prices include entry to the park and the guide. It’s CI$20 for adults, CI$10 for kids aged 6-13 years old and kids 12 and under are free. All profit goes to the programme. Bookings are not required but recommended. Visit www. nationaltrust.org.ky. Collier Nature Reserve & Trail The National Trust founded the Colliers Wilderness Reserve in 2011 with the help of the European Union’s BEST grant-funding scheme. The reserve boasts 190-acres of Blue Iguana territory. The easy walking trail allows visitors to observe the iguanas and other animals in their natural habitat. Walk through dry rocky woodland (phytokarst) and observe many different species of Cayman’s fauna as well as fungi, lichens, birds and other creatures. The entrance is located a mile inland from the coastal East End Road, Austin Conolly Drive. Cayman naturalist, Ann Stafford offers tours of the reserve. Contact CaymANNature Tours on (345) 925 2760. Crystal Caves The Crystal Caves offers local guides that educate visitors on the history of the caves starting from their creation to when they became the hiding place of pirate treasure. Tours take you through the surrounding tropical forest area and around the network of caverns, culminating in a visit to a crystal clear underground lake. Call (345) 925 CAVE (2283) to arrange a visit. Guided Bicycle Rides offers a fantastic guided bicycle tour. This tour travels along safe, quiet and shaded country lanes, taking in Barkers National Park and quiet farmland. You can either rent a bike and

Cayman Bike Company

do it yourself or take a guided tour, which includes stops at four popular waterfront bars/restaurants for refreshments. Junior bikes are available. For more information visit www.caymanbikecompany.com. Eco Rides run a cycling tour around the Eastern District. Call (345) 922 0754 or email: ecoridescayman@gmail.com.

Motorcycle Tours You can enjoy beautiful weather and great scenery on a Harley Davidson with Cayman Custom Cycles. Call (345) 945 7433 for a guided tour around the Island, including lunch, or for an afternoon getaway. You must have a motorcycle licence. If you do not have a licence, then staff can take you on the back of their bike. Mastic Reserve & Trail The Mastic Reserve was originally founded in 1992 when 145 acres were donated for nature conservation to the National Trust. The reserve now protects 843 acres of lowland semi-deciduous forest, wetlands and core habitat for many of the Island’s unique animals, birds and plants. The area is traversed by the historic Mastic Trail, which is a wilderness path meandering through a variety of natural habitats. Some

Cultural Activities

MUSEUMS Cayman Islands National Museum The National Museum is located in Cayman’s oldest public building, the Old Courts building in George Town. Permanent exhibits showcase Cayman’s art and traditions, cultural and natural history, including boats, furniture, textiles, paintings and ceramics. Many of the Museum’s exhibits are interactive and include a simulated submarine, a 3D bathymetric map showing Cayman’s location in the Caribbean and an audiovisual introduction to Cayman’s history, environment and people. There is a children’s gallery with rotating themes and a changing gallery that features information on a variety of cultural history, natural history and local artrelated topics. Opening hours are Monday-Friday 9am–5pm, Saturday 10am–2pm and select public holidays. Admission is CI$6.40 for adults, CI$4.80 for seniors and CI$2.40 for children. Members and local students are admitted free.

Residents can also visit for free on the first Saturday of every month. Call (345) 949 8368 or visit www.museum.ky for more information. Cayman Motor Museum With over 80 vehicles from the past and present, they boast one of the finest collections of cars, motorcycles and motoring memorabilia. They also offer private hire, weddings and functions. Located near the Cayman Turtle Centre in West Bay, the Cayman Motor Museum features some of the rarest cars in the world. The museum is open from November 22nd until May 1st annually. Opening hours are Tuesday-Saturday 8am-12pm. For more information visit www.caymanmotormuseum.com. The Mission House This site is known to have been utilised in the 1700s by early settlers, due to its abundant waterfowl and supply of fresh water. Located at 63 Gun Square in Bodden Town, this historic site includes a traditional Caymanian home and recreation of the living situations of the three families known to have owned the house. It rose to prominence in the 1800s when it became known as the Mission House to early missionaries, teachers and families who contributed to establishing the Presbyterian ministry and school in Bodden Town. The tour takes you through all the rooms where you will see many of the genuine artifacts of glass, ceramic and more. Tours available MondaysFridays between 9.30am and 4pm. Tours cost CI$10 for adults, CI$4 for children. Weekend tours are by appointment only. Call (345) 945 3769 or email: projects@ nationaltrust.org.ky. CULTURAL & EDUCATIONAL PROGRAMMES & EXHIBITIONS Cayman Drama Society The Cayman Drama Society has regular classes, workshops and productions with many opportunities for people to get involved. With a new production

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Helicopter Rides A fantastic way to explore the Island is a 15 minute (US$145pp) or 40 minute (US$355pp) tour with Cayman Islands Helicopters (resident rates). Their Sunset Dinner Flight is perfect for special occasions; land for dinner at The RitzCarlton (US$950 for up to 6 people) or Camana Bay followed by a limousine ride home. Brand new is a ‘1 day 3 Islands’ dive package. Helicopter to Cayman Brac to dive the M/V Captain Keith Tibbetts, then helicopter on to Little Cayman to dive Bloody Bay Wall followed by lunch at Southern Cross Club. Helicopter back to Grand Cayman to dive the USS Kittiwake before finally watching the sunset at the Lobster Pot, with wine and cheese. Call (345) 943 4354 or visit www. caymanislandshelicopters.com

of Cayman’s rarest trees can be seen here including mahogany, ironwood and West Indian cedar as well as wild orchids and medicinal plants. Geological features such as sink holes, jagged limestone bedrock and splits can also be seen from the trail. The trail can be accessed free of charge and is open 365 days per year. The National Trust hosts guided three hour nature walks with a trained and experienced naturalist. The guide will explain the history of the trail, point out the sights and sounds of the forest and offer samples of aromatic plants and a taste of local fruits (seasonal). Booking and prepayment required. Minimum of six participants required. Adults CI$25 and CI$12 for children 12 and under. Reduced rates for members. For more information call (345) 749 1121 or email: info@nationaltrust.org.ky. Another very good person to contact is Ann Stafford who organises nature tours. Visit www. facebook.com/CaymANNature.

underway every few months from comedy and high drama to musicals, dedicated members devote their time, talent and energy to ensure every production provides first-class entertainment. They also have classes for actors to train and hone their skills including a yearly beginner’s course, monthly workshops on specific topics and weekly classes for those wanting a challenge as well as a performance in the summer course. They also teach direction, stage management, set design and construction. There are also plenty of opportunities throughout the year such as costume, make-up, sound, lighting, bar and frontof-house. Email: training@cds.ky or visit www.cds.ky.

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Cayman National Cultural Foundation (CNCF) The CNCF is a non-profit organisation dedicated to facilitating and preserving Caymanian culture and artistic expression. CNCF organises many events throughout the year and two annual festivals known as

ADULT BATABANO MAY 1ST - MAY 5TH JUNIOR BATABANO MAY 10TH & MAY 11TH

VISIT

WWW.CAYMANCARNIVAL.COM FOR MORE INFORMATION

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The National Gallery of the Cayman Islands (NGCI) Located along the Esterley Tibbetts Highway, the National Gallery and Education Centre’s 9,000 sq ft home is a dynamic non-profit arts organisation. The NGCI facilitates a wide variety of local and international exhibitions throughout the year and is home to the national art collection. Admission is free to the public, however, donations are always welcome. The gallery hosts a range of engaging events and art happenings throughout the year including lectures, workshops, film screenings and special events for members. Annual events include the Fundraising Ball (November) and a festive Member’s Christmas Party and Artisans Fair (December). The NGCI also runs an active volunteer programme and welcomes new members. Visit www.nationalgallery.org.ky for more information. The National Trust The National Trust offers monthly activities that teach you a great deal about the Cayman Islands. Programmes include a lecture series (‘Trust Talks’) which are based on Cayman historical and environmental topics, also guided tours of the Mastic Trail and Mission House. The Trust also offers privately guided historic and nature

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Cayfest and Gimistory. Cayfest (Cayman Islands National Festival of the Arts) showcases the cultural diversity and artistic talent that exists in the community. The events which take place during Cayfest are the National Arts and Culture Awards, Dress For Culture Day and the Red Sky at Night festival. Gimistory is an International Storytelling Festival which features guest storytellers from Cayman, the Caribbean, north America and beyond. Various theatre productions take place through the year, such as the annual comedy revue RUNDOWN. CNCF’s publications and cultural gift items may be purchased at the CNCF office. Email: info@artscayman.org, call (345) 949 5477 or visit artscayman.org.

walking tours, bat and bird watching and cultural classes. For more information visit their Visitor’s Centre in the South Sound Dart Family Park. Opening hours are Monday-Friday 9am–5pm. Call (345) 749 1121 or visit www.nationaltrust.org.ky for more information. Cinema at Camana Bay is a state-of-the-art, six-screen, 900-seat cinema showing the latest US and international releases. The theatres also feature dedicated seating areas and facilities for wheelchair users. You can also watch a movie in the new VIP Auditorium theatre which features reserved reclining seats, Dolby Atmos Surround Sound and an ultra-high resolution screen for CI$21.50 for adults or CI$18 for kids. The cinema hosts monthly ‘Culture at the Cinema’ events, screening performances of London’s National Theatre and Bolshoi Ballet as well as ‘Kids Club’ features held every Saturday (lower volume and brighter lights) and monthly Classics at the Cinema events, showing classic movies on the big screen. Visit www.camanabay.com/movies for the upcoming schedule of events and to purchase tickets online. [Note: The weekends are often busier than during the week as most movies come out on Fridays.] The Camana Bay Cinema

Cayman National Cultural Foundation (CNCF)

partners with the Travelling Caribbean Film Showcase (TCFS) every year to bring films to the Harquail Studio Theatre that depict stories of the Caribbean. Films cover a wide variety of subjects and range from short films to animated films, for viewers of all ages. For further information on TCFS call (345) 949 5477, cncf@artscayman.org or visit www.artscayman.org/film. CayFilm, Cayman International Film Festival, is an annual multi-day event which includes film screenings from all over the world, question and answer sessions with film makers and other industry experts, panel discussions, workshops and celebrity gala parties. The goal is to open up the Cayman Islands to the film industry around the world whilst giving exposure to Cayman’s young and aspiring filmmakers. Visit www.cayfilm.com.

Literature & Poetry is an enthusiastic group of amateur actors who read plays both off (and occasionally) on stage, sight unseen. Email: paschal@candw.ky. Bookends Book Club (Tel: (345) 640 2665) meets at Books & Books at Camana Bay on the second Wednesday of the month at 6.30pm. Book selections range from classic literature to contemporary fiction and non-fiction. The Lustic Life Book Club meets monthly at West Indies Wine Company; members are able to purchase each month’s book selection at a discount from Books & Books. For more information, visit www. lusticlife.com/bookclub. Better Read Than Dead

Cayman National Choir & Orchestra Choir practice is held on Mondays at 7.30pm and orchestra practice is held on Wednesdays 7.30pm-9pm at 214 Cannon Place, North Sound Road. Email Sue Horrocks at caymannationalchoir@ gmail.com or Jonathan Taylor at caymannationalorchestra@gmail.com. There is also a popular choir at Sunrise Community Church. See the Community Life chapter for more information. Cultural Events Pirates Week Festival Over the last 40 years, Cayman’s National Pirates Week Festival has become the country’s largest celebration, drawing some 35,000 patrons. The festival usually starts off in Cayman Brac on the first weekend of November, then in Grand Cayman on the second weekend, and it finishes in Little Cayman on the third weekend. With more than 30 events being hosted on all three Islands over three weekends, you can expect crafts, music, culture, sporting events, lively steel pan, song and costume competitions, kids activities and local island food. Contact the National Festival office on (345) 949 5859 or visit www. piratesweekfestival.com. Batabano See the About Cayman chapter. Gimistory Gimistory is an International Storytelling Festival which features guest storytellers

from all over the world. It’s held from November 25th to December 3rd each year with a different location each night. The festival travels to all districts on all three Islands and during the day they visit the local schools to make special presentations. Visit www.artscayman.org/gimistory. Red Sky at Night At Red Sky at Night, patrons are treated to live performances from dancers, actors and storytellers as well as creative work by local visual artists and crafts people as they walk through the garden, while performances and celebrated films from around the Caribbean are featured in the festival theatres. Contact the Cayman National Cultural Foundation (Tel: (345) 949 5477) for more information. 26

Rundown See the About Cayman chapter. WaterSPORTS & EXCURSIONS

Amphibious Bus Tours MarineLand runs a unique amphibious bus that takes you on land and sea adventures. Underwater cameras onboard allow you to view the wonders of Cayman’s underwater world. Tours cost US$50 per adult and US$42 per child (12 years and under). Call (345) 945 8687. Minimum age is 5 years. Boat Trips & Charters See the Boating chapter. Diving See the Diving chapter. Fishing See the Boating chapter. Jetovator Rides A Jetovator propels a rider up into the air much like a Jetpack does, however, the Jetovator is incredibly easy to operate and just about anybody can be trained to operate it safely in 20 minutes. The Jetovator can attain forward speeds of 25mph, dive underwater for brief durations and allows riders to cruise in comfort for as

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Music For a variety of instrumental lessons, contact Cayman Music School in Camana Bay. The Music School provides group and private lessons in guitar, piano, flute, drums, violin, saxophone, ukulele, bass and tuition in singing, music theory, dance and recording. They also boast a music shop and a recording studio. Visit www.caymanmusicschool.com. Musicians Ltd. offers group or private lessons in a range of instruments, as well as music theory. Call (345) 525 6787 or email: janine@musicians.ky. Earl La Pierre teaches adult steel pan classes on Monday evenings at UCCI from 6pm-8pm. He also has a performing band, known as Pandemix, where new comers are welcomed. Call (345) 526 5059 or (345) 916 5676. For private lessons in singing, piano and music tutoring, contact Nicole Bodden at her studio in the Barnett Building, off the CNB roundabout. Tel: (345) 917 3753. JukeBox is a new company owned and run by David Mooney and Emily Mowbray. They offer a mobile music service providing lessons on guitars, pianos and singing. They also offer a variety of group sessions including performing arts and children’s classes. For more information on schedules and events, visit www.jukebox.ky, call David on (345) 321 5126 or email info@

jukebox.ky. Talks Books & Books’ “Infinite Mindcare Talk Series” takes place on the third Saturday of every month at 2pm. Each month’s topic is different, covering topics like the importance of sleep, keeping friends and keeping a healthy mindset on social media. The talks are hosted by professional psychotherapists from Infinite Mindcare and a book is recommended for each talk. For more information on when the talks take place call (345) 640 2665.

long as they want to. Contact White Sand Water Sports in East End. Tel: (345) 916 7263 or (345) 938 7263.

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Kayaking and Bioluminescent Tours One of nature’s best kept secrets is a rare bioluminescent phenomenon found only in a dozen places worldwide. Cayman Kayaks (Tel: (345) 926 4467) offers magical bioluminescence tours by kayak and electric catamaran from Rum Point to the bioluminescent bay which takes only 10 minutes. Tours are 1.5-2 hours long and they include the guided tour to and from the bay and time to snorkel and swim. Call (345) 926 4467, email: reservations@ caymankayaks.com or visit www. caymankayaks.com. Cayman Sea Elements also offer tours of the bioluminescent bay where you can snorkel and swim, plus mangrove kayak tours where you will encounter a myriad of wildlife while learning about Cayman’s unique mangrove habitats. Tours take 2½ hours and leave from the Cayman Islands Yacht Club. Call

(345) 936 8687 or email: caymansea@ gmail.com. White Sand Watersports (Tel: (345) 916 7263 or (345) 938 7263) has glass-bottom kayaks for rent from the Wyndham Reef Resort in East End and they can deliver kayaks Island-wide. They also run a bioluminescence kayak tour to Bio Bay. Kitesurfing offers private two-hour lessons also on Barker’s Beach. Visit www. kitesurfcayman.com. Or White Sand Sports offer kite lessons and rentals in East End. Call: (345) 916 7263. Kitesurf Cayman

Paddleboarding offers a ‘Wellness on the Water’ programme along with paddle board lessons, fitness, corporate team building and training for persons with special needs. For more information, call (345) 927 6803, email deanna@ liquidlifecayman.com or visit www. liquidlifecayman.com. Paddleboards can also be rented from Cayman Stand Up Paddle Co. Ltd. (Tel: (345) 938 4787). White Sand Watersports (Tel: (345) 916 7263) in East End rent paddleboards for US$65 a day (minimum) or US$195 per week, with a 10% discount available to residents. They also deliver Island-wide. The Sweet Spot (Tel: (345) 925 8129) at Kaibo also rent paddleboards. Bliss Living Yoga (Tel: (345) 949 9642) offers paddleboard yoga. Liquid Life Cayman

Parasailing For a birds-eye view of the crystal clear water of Seven Mile Beach, take a ride on a parasail. Parasailing Professionals offer single, double and triple rides that take off and land from the back of their parasail boat. It’s a smooth but exhilarating ride. Call (345) 916 2953 and ask about resident discounts. SEE AD t h i s PAGE

underwater world. Ocean Frontiers (345) 640 7500 or White Sand Watersports (345) 916 7263 specialises in small group snorkelling excursions in East End. Tours can be taken on jet skis, their speed boat or on the Hobie Getaway Catamaran. Frank’s Watersports (Tel: (345) 945 5491) offers 3.5 hour snorkelling tours to Stingray City. Fantasea Cayman (Tel: (345) 525 5070) offers two hour reef tours. Refer to www. explorecayman.com for more information. SNUBA & Underwater Helmet Diving Another way to explore the underwater world is by using the SNUBA system, a 20ft air line which is connected to a standard scuba tank. Swimming skills are required but there is no need for certification. Sea Trek also offers a one hour fully guided underwater sea tour using the Sea Trek helmet diving system. The tour departs from Cayman Cabana and goes out to Soto’s reef. Helmets are constructed of the highest quality marine grade components and provide three times the amount of air necessary for normal breathing. No swimming skills are needed. Residents receive a CI$10 discount. Call Sea Trek (345) 926 0008, email: operations@ seatrekcayman.com, or www.seatrekcayman. com or www.snubacayman.com. Surfing From December to March, when the northwesters blow through, some good swells are generated off Seven Mile Beach. From June to November, the best surf is usually found at the South Sound Community Centre and Mariners Cove in Spotts. However, beginners would be well advised to avoid these locations as the coral and sea urchins can prove hazardous. Areas with a safe sandy bottom and easy access to/from the sea is ideal. Surfboards can be purchased at Divers World in 7 Mile Shops. Submarine Rides

Sailing See the Boating chapter. Snorkelling Snorkelling is a great way to discover the 364

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(Tel: (345) 949 7700) brings underwater exploration to everyone aged four and up aboard the state-of-the-art, air conditioned Atlantis Submarine, which dives to depths of up to 100ft. Residents are

Atlantis Submarines

eligible for a discount upon presentation of an accepted ID. They also run a submarine night dive. For tour times and availability visit www.caymanislandssubmarines.com. Underwater Observatories For the less adventurous, Atlantis also operates the Seaworld Observatory, which never descends below the surface. Instead, guests are suspended five feet below the surface in a glass-enclosed hull. The tour visits two shipwrecks and shallow reefs where the crew puts on a fish-feeding show. Ask about the resident discount (kids under two are free). Visit www. caymanislandssubmarines.com or call (345) 949 7700.

Waverunning You can rent a jet ski from half an hour, up to a full day from Action Watersports (Tel: (345) 548 3147). They also offer two hour guided jet ski tours to Stingray City and Rum Point, incorporating some snorkelling. Residents get a 5% discount off regular rates. White Sand Watersports also offer jet ski tours in East End. Choose from a 45 minute Jet Ski Adventure Tour along the coast or a Jet Ski Snorkel Safari where you’ll discover Cayman above and below the water. Tel: (345) 916 7263 or (345) 938 7263. Red Sail Sports rent out jet skis and SUPs. Call (345) 949 8745. Windsurfing The prevailing winds make the beaches off East End perfect for windsurfing. If you already know how to windsurf, simply rent and go with Tortuga Divers at Morritts’ Tortuga Club. They cater to all windsurfing levels with boards to suit beginners, intermediate and advanced

Other Fun activities

Classes in Art, Painting, Photography, Pottery, Mosaics & More The Visual Art Society (VAS) is a thriving society that offers workshops and an open studio allowing members use of the studio and kiln. Opportunities to exhibit and sell artwork, crafts and ceramics abound. The studio is located at the Watler House, on the grounds of Pedro’s Castle. Visit www. visualartcayman.com. The National Gallery of the Cayman Islands runs popular evening and weekend workshops and lectures based on art history and their exhibition schedule. Classes cover artrelated topics from life drawing to mixed media art for all levels and regularly feature workshops led by exhibiting artists. Visit www.nationalgallery.org.ky for more information. Gabrielle Wheaton gives private lessons in classical drawing and painting for the serious student or the casual hobbyist. Email: gab. wheaton@gmail.com or call (345) 517 3347 for details. Or join Art Nest and make use of their brand new, 6,000 sq ft studio. They host a variety of workshops and events, possess a specialised arts reference library and offer opportunities to both teach and attend art classes of all genres. Or if you like you can simply use the studio as a workspace. They invite creatives of all industries and skill levels. They also have a ‘Paint and Sip’ class in the evenings and host team building, bridal and baby shower events. Visit www.artnestcayman.com for more information. 3 Girls & a Kiln offers a wide selection of monthly art classes for all ages. Classes include clay, decorating and glazing. Visit www.3girlsandakiln. com for more information. Cathy

(Tel: (345) 949 7415) offers daily private underwater photography courses in the classroom and onshore dives. They also rent and sell a full range of underwater cameras that come with a free mini lesson.

Church’s

Card Games & Chess See the Community Life chapter. Cooking Classes See the Food & Drink chapter. Land & Nature Tours runs a safari tour using customised Land Rovers. You will experience genuine Caymanian hospitality and learn about the unique past of the Cayman Islands. Tel: (345) 925 3002 for information. Renowned Cayman naturalist, Ann Stafford offers guided cultural and historic tours where you will learn about culturally significant plants, places, creatures and more. Tours may include the Botanic Park or the Colliers Wilderness Reserve Trail and are tailored to suit the guests. Please note that guests may have to provide transportation as it is not provided. Contact CaymANNature Tours on (345) 925 2760 or visit www.facebook.com/ CaymANNature for details. Email: caymannature@candw.ky. You can also try Nan Erb who offers very exclusive Island tours in her beautiful Mercedes minivan. Call her on (345) 516 2120 or email: winesalot345@gmail.com.

Cayman Safari Adventures

Locked Inn in the Cayman Islands is the first live escape room in the Caribbean. Players are offered a choice of four themed rooms each with their own set of codes and riddles to decipher, clues to uncover and puzzles to solve. The aim is for the group to use problem-solving and teamwork to discover their way out within 45 minutes. Current room choices are The Asylum, Pirate’s Cellar, Death Row and Outbreak. For more information on this unique form of entertainment, call (345) 321 9595 or Locked Inn

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Wakeboarding, Water Skiing & Banana Boat Rides If you are interested in wakeboarding, wakesurfing, kneeboarding, water skiing and banana boat rides in Cayman waters, Red Sail Sports can accommodate you. Ask about resident discounts. Call (345) 949 8745.

windsurfers. Residents can receive up to 50% off. Call (345) 947 2097. White Sand Watersports, which is located on the beach at the Wyndham Reef Resort, also offers windsurfing lessons, equipment rental and packages. Call (345) 916 7263 or email: alan@whitesandwatersports.com.

Activities for kids & teens

Photos courtesy of Deep Blue Images and Cayman Riding School

How to entertain your kids. From playgrounds and parks to sporting events, cultural activities, playgroups, summer camps and indoor and outdoor activities. Everything to help your children stay active and intrigued while making new friends!

Activities for Kids & Teens

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Sports 371 - Athletics, Badminton & Volleyball 371 - Cricket, Dance & Diving 372 - Football, Soccer & Fountain Play 373 - Golf & Gymnastics 374 - Horseback Riding & Martial Arts 374 - Rugby, Sailing & Parkour 375 - Swimming & Tennis 375 Cultural Activities - Afternoon Tea, Arts & Crafts - Cadets Corps - Celebrating Birthdays - Cinemas & Outdoor Movies - Cultural Workshops & Girl Guides - Live Theatre for Kids & Teens - Playgroups, Storytelling & Sing-alongs - Public Libraries - Scouts Association -Teen Leadership Training

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t can be a full-time job finding things to keep your children and teens entertained, educated and occupied, but luckily we have done all the research for you. This chapter outlines the highly recommended and vast array of activities available to Cayman’s tightly-knit community. We have covered details on family outings, parks and playgroups, sporting associations and events, cultural organisations, summer camps, as well as interesting places to visit. Another great resource for when you are looking to book trips and various activities for your kids is Explore Cayman magazine and website (www.explorecayman.com), and Cayman Parent magazine and website (www.caymanparent.com). FAMILY OUTINGS

Cayman’s idyllic weather and diverse community encourages an active lifestyle that keeps everyone busy. One of our all-time favourite outings is a North Sound boat trip with one of the local Caymanian charter boat companies: Frank’s Watersports (Tel: (345) 925 2783), Tours Cayman (Tel: (345) 814 0170) and Charter Boat Headquarters (Tel: (345) 945 4340). All are very reliable operators with a wealth of local knowledge. By organising trips with local operators, you can customise your excursion to suit your family. The stops can include Stingray City, the Sandbar, Coral Gardens, Barrier Reef and Kaibo. Not only will your tour be tailored to you, but you will also get to know some real ‘Islanders’ and experience true Caymanian hospitality. If you have little thrill-seekers in the

Land-based activities for the whole family are almost endless! You could explore one of the many beaches, parks and playgrounds, build sandcastles on Seven Mile Beach, go on cultural tours, or relax at Rum Point. The Cayman Turtle Centre in West Bay offers unique opportunities for education, exploration and interactive animal activities including bird, shark, turtle and crocodile feedings, a nature trail and water activities including snorkeling with turtles or the popular pool waterfalls and the Turtle Twister waterslide that will delight both adults and children alike. Once you have had your fill of wildlife, you could wander across the road for lunch at the Cracked Conch or Macabuca Tiki Bar followed by a morning admiring the rare cars in the Cayman Motor Museum (Tel: (345) 947 7741), which is open from late November to May. Another worthwhile thing to do is a trip to the Botanic Park which is an engaging and invigorating outing for the whole family. Large blue iguanas lounge on the grass while butterflies, birds, turtles, agoutis and reptiles dart between the array of native and exotic plants and trees. You could also stop in at the Mission House in Bodden Town (visits by appointment only) and Pedro St. James Castle in Savannah for a historical trip back in time. For something a bit different, drop by the Crystal Caves (Old May Bay), one of Cayman’s newest attractions, where local guides educate visitors on the history of the caves starting from their creation, to the shaping of the dramatic crystal structures, and up to when the caves became the hiding place for pirate treasure. Call (345) 925 2283 to arrange a visit. Bring the family to the National Gallery (NGCI) and enjoy activities including scavenger hunts, worksheets and guided tours based on the current exhibition schedule and national collection. Guided tours can be booked in advance by emailing info@nationalgallery.org.ky. There are local parks in every district to relax in, with a favourite being Dart Park on South Church Street. In Camana Bay, you can take a walk, get a coffee, ride a bike and explore its beautifully

landscaped areas. Young children will love playing in the fountains (bring a towel!) and climbing the Observation Tower for a great panoramic view. Books & Books has a wonderful children’s room full of books, puzzles and toys and there is always a good selection of movies at the cinema, as well as a great choice of restaurants for lunch. PLAYGROUNDS & PARKS

Airport Park (George Town) Kids and parents alike will get a kick out of watching aeroplanes from this front row vantage point that is adjacent to the Owen Roberts International Airport runway and just opposite the Foster’s Food Fair supermarket. This large park is full of seesaws, slides, rock mazes and big boulders to climb. There are restroom facilities and cabanas to provide shade. To reserve a cabana, contact (345) 949 2547. Davinoff’s Concrete Sculpture Garden (North Side) Sculptor and owner, David Quasius, has been annually adding pieces to the park for 18 years. Recent additions include a giant octopus, scorpion, snorkellers and a reef shark. The garden is a great spot to take photos and kids will love climbing over the sculptures. It is also a popular geocaching site. The sculpture garden is free to access and is open every day. It is located on the highway between Old Man Bay and the Queen’s Monument. Visit www.davinoff. com for more information. Mastic Reserve & Trail (North Side) This is an educational trail and is great for older kids and teens. Refer to the Activities for Adults chapter for information. Queen Elizabeth II Botanic Park The Queen Elizabeth II Botanic Park is a wonderful area in Frank Sound for nature walks and for viewing the endangered blue iguana. There are over 65 acres of tropical flora and fauna, five themed gardens, and much more! Guided tours are on Tuesdays and Thursdays at 2pm. For information see the Activities for Adults chapter.

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family, you may enjoy a trip to Stingray City and then continue on to Rum Point by jet ski. Action Watersports (Tel: (345) 548 3147) offers two hour tours on twoman Sea-Doo watercrafts for US$110 per person. Another sea based activity that is fun for the whole family is a mangrove kayak tour. Cayman Kayaks (Tel: (345) 926 4467) offer magical bioluminescence tours by kayak or electric catamaran twice nightly from Rum Point. For more information call (345) 926 4467, email: reservations@caymankayaks.com or visit www.caymankayaks.com. Cayman Sea Elements offers boat tours navigating the mangroves to find birds, starfish, jellyfish, anemones and iguanas. This tour is suitable for children of all ages. Call: (345) 936 8687 or email: caymansea@gmail.com. For more fun, you could take a banana boat ride with Red Sail Sports (Tel: (345) 949 8745). Kids particularly love to ride with a group of their friends and you’ll have them taking turns for hours. Finally, you could take the entire family for a swim with the dolphins at either Dolphin Cove (Tel: (345) 623 2683) or Dolphin Discovery (Tel: (345) 769 7946). Make sure to ask about resident’s discounts. For an amazing aerial experience of Cayman that covers the Island from North Sound and Stingray City, to East End and Seven Mile Beach, take a helicopter tour with Cayman Islands Helicopters, call (345) 943 4354. Another great way to see Seven Mile Beach from the air is to take a panoramic tandem parasailing ride with Parasailing Professionals, call (345) 916 2953 to book a tour. Rainy day options include Atlantis Submarine rides or ten pin bowling at King’s Sports Centre. Very young children (12 months to 5 years), can let off steam at one of the Toddler Play Days at Motions Unlimited. Children aged 6 months to 10 years can also try Lil’ Monkeys located at Bodden Place off Shedden Road. For children and their parents, the Cayman Islands National Museum offers a fascinating look into the natural and cultural history of the Cayman Islands. SEE AD pag e 370

The following parks have cabanas that can be reserved, free of charge, for parties and events by calling the Recreation, Parks and Cemeteries Unit on (345) 946 8250. Public Beach (West Bay Road, SMB) Along with being one of the most beautiful stretches of Seven Mile Beach, Public Beach has cabanas, restroom facilities, freshwater showers and over three children’s playgrounds. Work is continuing on the new park and family facilities and when completed, the 12 acre park will include shade trees, solar lighting and a biking and walking trail. Also included will be multiuse beach sports areas that will improve Cayman’s ability to host national sporting events.

Activities for Kids & Teens

Scholars Park (West Bay) A popular site for children’s parties, this landscaped park is located down Stadium Drive and features a variety of play equipment set in a huge sandpit. Along with shady cabanas and barbecue pits, there are also restroom facilities and sizeable grassy areas. Dart Family Park (South Sound) A gift from the Dart Foundation to the Cayman Islands, this seafront oasis in South Sound is located on South Church Street. Set amidst shady, landscaped gardens are slides, climbing frames, an amphitheatre, gazebos and restroom facilities. The park is open from sunrise to sunset daily, and also houses the offices of the National Trust of the Cayman Islands, which provides information and displays about Cayman flora and fauna. Harold McCoy Sr. (Bodden Town) Located in Gun Square, next to the historic Mission House, this park has a vast playground. A caboose and small Caymanian-style house make it a fascinating cultural experience for adults and children. Jerald Smith Park (North Side) Located on Hutland Road, these landscaped 368

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gardens provide a welcome playground for the North Side community. Captain George Dixon Park (East End) Just off Seaview Road, this community park has all the standard park amenities including slides, swings, climbing frames and barbeque facilities. INDOOR FACILITIES

The Arts & Recreation Centre (ARC) Located next to Camana Bay this indoor facility can be rented outside of school hours for sporting events. To make a booking request or enquiry, call (345) 640 2878 or email: cbsc@camanabay.com. Art Nest They host a toddler’s playgroup, after school art classes, camps in the school holidays and birthday parties. To register please email: artnestcayman@gmail. com or visit www.artnestcayman.com for further information. Bright Start (West Bay Road) This children’s learning centre in Seven Mile Shops houses a full indoor playground with slides, climbers, kitchen and playhouse. Multiple playrooms host arts and crafts, music jamboree, infant crawl space, story time, puppet shows, birthday parties and school break camps. Drop-in playtime sessions cost CI$5 per hour if accompanied by an adult, or CI$10 per hour if unaccompanied. Children from 3 months to 10 years old are welcome Monday-Friday 7.30am-6pm. Call (345) 949 3017 for more information. Cayman Islands National Museum The National Museum houses Cayman’s National Collection, as well as artefacts (which include boats, furniture, textiles, paintings and ceramics) and is an interesting look into Cayman’s traditions, culture and natural history. Many of the Museum’s exhibits are interactive and innovative and will be fascinating to children. For more information visit www.museum.ky or call (345) 949 8368. SEE AD pag e 370

Cayman Motor Museum (West Bay) The museum houses an impressive collection of rare cars. It opens seasonally from late-November to May. See the Activities for Adults chapter for details. King’s Sports Centre (KSC) A 36,000sq ft facility on Crewe Road in George Town offering a variety of sporting, recreational and relaxing activities for the local community. Activities and facilities include indoor youth roller hockey rink, five-a-side football, a bowling alley, a rock climbing wall, karate lessons, squash courts, aerobics classes, steam rooms and more. KSC also holds children’s birthday parties and children’s roller skating afternoons every week. Call (345) 946 5464 or email: kings@candw.ky. They also run a summer camp where children participate in sports activities, arts & crafts and learn debate skills. Refer to www.caymanresident.com for information. SEE AD PAG E 400 Lil’ Monkeys An indoor playground and café for children aged six months-ten years old. There is a padded toddler area, jungle gym, tons of kids toys plus sofas and free coffee for parents! Located at Bodden Plaza on Shedden Road. Visit www. lilmonkeyscayman.com or call (345) 916 4830 or (345) 348 5059. Margaritaville’s Waterslide Kids will love the waterslide at Margaritaville in downtown George Town while you enjoy the casual dining atmosphere. The waterslide is open Monday-Thursday 9am9pm and Friday-Saturday 11am-9pm. Call (345) 949 6274. Motions Unlimited Located on Sparky’s Drive, in the Industrial Park, Motions Unlimited is a state-of-theart facility with gymnastics equipment for children and teens along with a party room and snack bar. They have a full weekly schedule of classes for children from 18 months of age and up. Their Toddler Play Day sessions on Wednesday, Thursday and

Where Every Encounter is a Memorable One

am 5pm

Last admission 4:30pm

Friday mornings are extremely popular and are a great way to meet other parents while your children run about and let off steam. Residents can enjoy an open gym session every Monday 7pm-8pm (8 years old to adults) and Wednesday night 7pm-8pm (12 years old to adults) for CI$10. During Halloween, they host ‘Super Spooky Saturday’ and during Easter, they have a ‘Spring Fling’ both from 6pm-9pm for kids over 4 years old and prior registration is necessary. For class schedules call (345) 749 8365, email: info@motionsunlimited. com or visit www.motionsunlimited.com.

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Starfish Village Starfish Village is an innovative enrichment centre for newborns to children up to 12 years old. It offers a wide range of fun and educational activities in a safe, clean and secure environment. They offer after-school programmes, holiday camps, birthday parties and special events such as a “kids’ night out.” They are located in Camana Bay and are open Monday-Thursday 8am-6pm, Friday 8am-9pm and Saturday 10am-3pm. Email: info@starfish.ky or call (345) 640 7827 for more information. Outdoor Facilities

Ambassadors of the Environment Learn from trained naturalists about Grand Cayman’s natural wonders with ecoadventure activities offered to adults, children and business groups through JeanMichel Cousteau’s Ambassadors of the Environment program. Activities include everything from shipwreck snorkelling

and mangrove kayak explorations to photography, arts and crafts and science experiments. The activities are fun for all and also offered as after-school activities, summer camps and birthday parties. For information, contact The Ritz-Carlton at (345) 815 6120 or send them an email: caymanambassadors@ritzcarlton.com. Amphibious Buses Children will love the land and sea adventures offered by MarineLand. They will discover the wonders of Cayman’s sealife through onboard underwater cameras. Amphibious bus tours cost US$50 per adult and US$42 per child (12 years and under). Minimum age is 5 years. For tours to Stingray City (US$54 adults and US$44 for children) call Cayman Explorer on (345) 945 8687 or visit www.marinelandtours. com. Blue Iguana Safari See the Activities for Adults chapter for information. Cayman Turtle Centre Located in West Bay, The Cayman Turtle Centre offers guests a variety of unique experiences. Learn about and observe sea turtles up close and take the photo of a lifetime in one of the turtle touch tanks. swim or snorkel with yearling green sea turtles and other colourful marine life, experience hand-feeding birds in the Caribbean Aviary, watching the Predator Reef Feeding Frenzy or join Smiley’s Croc Encounter on specific weekdays. Eat lunch

Remember yesterday today.

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in the restaurant overlooking the lagoon and the resident peacock family and then swim in the island’s largest pool with its two waterfalls, underwater viewing panel and Turtle Twister water slide. Open MondaySunday 8am-5pm (with last admission at 4.30pm). The resident rate for adults is CI$10 and CI$4 for children 12 years and under with free admission for children 4 years and under. There is a courtesy shuttle bus that picks up guests from hotels along Seven Mile Beach or plenty of parking if you drive. For more information call (345) 949 3894, email info@turtle.ky or visit www.turtle.ky. Se e AD Pag e 369 Camana Bay Camana Bay’s Town Centre is a delightful place to take a stroll with your children. It offers wide shady avenues, landscaped courtyards with water features, fountains for children to play in and benches to sit on. Climb the Observation Tower, one of the tallest buildings on Grand Cayman at 75 feet (lifts are also available), for panoramic views of the Island. The book store, Books & Books, has a great kids section and hosts a Story Time on Saturday mornings (continue reading this chapter for more information). Camana Bay also holds a Story Time on Toddler Tuesdays at 11am at the Cinemas. Crystal Caves (North Side) The Crystal Caves offer tours of underground caves in Cayman. Local guides will take you through the surrounding tropical forest and into the caves, where striking rock formations and an underground lake lay waiting. Stories of how the caves were created, and their history as a hiding place for pirate treasure, offer an intriguing tale for all. Call (345) 925 CAVE (2283) to arrange a visit. Dolphin Encounters There are two dolphin attractions in Cayman. Dolphin Cove (Tel: (345) 623 2683) is situated in West Bay near Morgan’s Harbour and Dolphin Discovery (Tel: (345) 769 7946) located adjacent to the Cayman

Turtle Centre in West Bay. Both of them offer three different programmes and special rates for residents starting at CI$85 for Adults and CI$75 for kids under 12 years. At Dolphin Discovery guests can enjoy a free dolphin presentation every Saturday and Sunday at 12.30pm. Glass Bottom Boat Tours Explore Cayman’s fascinating underwater world without getting wet by taking a ride on the 35 ft ‘Sea Escape’. Tours visit the wrecks of the Cali, Balboa, Eden Rock and Cheeseburger Reef. There is also the opportunity to snorkel and see the fish up close or watch while the crew feed the fish. There is also lots of shade providing protection from the sun. It is perfect for a family outing. Call (345) 917 2323 or (345) 943 5252, email: info@ sealandadventuretours.com.

The Humane Society The CI Humane Society is located at 153 North Sound Road, next to A. L. Thompson’s at the Butterfield roundabout. Local families are encouraged to consider

Parasailing For an incredible view of Seven Mile Beach, take a ride on a parasail. Parasailing Professionals offer single, double and triple rides that take off and land from the back of their parasail boat. A wonderful family experience for kids of six years and older, depending on their confidence levels. Call (345) 916 2953 and ask about resident discounts. SEE AD PAG E 364 Pedro St. James Castle (Savannah) This 18th century Great House, known by locals as ‘Pedro Castle’, is a great place for both children and adults to learn about the early history of Cayman. With a multisensory movie theatre, a variety of 18th Century artefacts, and a rich history to learn about, this experience truly is a “step back in time” that will stimulate any child’s imagination. Ask for the Nature & History Trail Hunt for children, or the history quiz, if you really want to test your little ones. With a playground, lots of green space, activities and the Outpost Bar serving slushies, your children are guaranteed to have a fun time at Pedro Castle! It is also a great place to hold kids parties. Located in Savannah, Pedro Castle is just a 20 minute drive from George Town, and is open daily from 8.30am-5pm. Resident rates are available: CI$5 for adults, free for kids under 12 and seniors over 60. For more information call (345) 947 3329 or email: info@pedrostjames.ky. Submarine Rides & Underwater Observatories Atlantis Submarines (Tel: (345) 949 7700) brings underwater exploration to everyone

aged four and up, aboard the state-of-theart, air conditioned Atlantis Submarine. The vessel dives to depths of up to 100ft. For the more adventurous, there is also a submarine night dive. For families with kids under the age of four years, they also offer a semi-submersible craft with an observatory five feet below the surface. Residents are eligible for a discount upon presentation of an accepted ID. For tour times and availability visit www. caymanislandssubmarines.com. SPORTS

Below you will find a description of each sport and membership information (as applicable). Athletics Cayman has a vibrant athletics community with events held throughout the year. The Cayman Islands Athletics Association (CIAA) runs programmes focused on the long-term development of children, from nine years of age through to college level, with a view to participating in Cayman’s national teams. Training sessions are held several times a week in the afternoons after school and various groups meet at the Truman Bodden track. For more information email: ciathleticassociation@ gmail.com. The 345 Athletics Club has a great middle-distance team and are looking to add more runners and field event athletes to the programme. All ages and abilities are welcome. They meet at the Truman Bodden track on Tuesdays and Thursdays from 4pm, Saturdays from 8am and Sundays from 6.30am. To join the club, email: dereklarner@management. ky. Mustang Track Club is open for ages 5 and up. They train Monday, Tuesday and Thursday from 3.45pm-5pm and on Saturdays from 8am-10am. Call (345) 925 6917. Finally, there is the Falcon Athletics track and field club for ages 9-20 years old. To join and find out meet times, visit www. falconathletics.ky. Badminton The Badminton Association and Club is

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Black Pearl Skate Park Located behind Grand Harbour Shopping Centre in Red Bay, the skate park is the largest in North America and the 2nd largest in the world. It has 62,000 sq ft of beginner, intermediate and expert flow, as well as street courses. The park is operated by the Cayman Islands Skateboard Association (CISA). It is open SundayThursday, 3pm-7pm, and Friday-Saturday, 3pm-9pm. Membership fees range from CI$45 per month to CI$300 for the year. The resident daily rate is CI$7 and the visitor rate is CI$10. Equipment available for rent includes: skateboards, BMX bikes, scooters, helmets and elbow and knee pads. The Park also includes three half basketball courts and rents out basketballs, table tennis tables, foosball tables and board games. Available to host birthday parties. Contact Michael Myles: (345) 939 1301, email: skate@blackpearl.ky or visit www. blackpearl.ky.

adopting a dog from them as an alternative to shipping in a dog from overseas or buying from a breeder. Volunteers are also always needed for dog walking, pet grooming, and dog and cat socialising. They operate an excellent second-hand book store (Book Loft) and Thrift shop (Claws-It). Call (345) 949 1461 for more information on how you can help or visit www.caymanislandshumanesociety.com.

open to all levels of players. As it is primarily a club for adults, children must be accompanied by an adult. Racquets and shuttlecocks are available. For more information call Chris Cole on (345) 925 3620 or email: caybadm@yahoo.com.

travel, and clinics with international and local instructors. The goal of CIVF is to be designated as a focus sport by the Cayman Islands Government. Contact youth@civf.ky, visit www.facebook.com/ civfyouthvolleyball or www.civf.ky.

Ballet See the Dance section in this chapter.

Boxing The D. Dalmain Ebanks boxing gym runs boxing programmes for children of all ages and sizes. On weekdays from 3pm5pm kids can use the facilities while being coached. The coaches keep kids active whilst maintaining their fitness and discipline. Email: info@caymanislandsboxing.com or visit their Facebook page for more information.

Baseball/Softball Located on the corner of Aspiration Drive and Fairbanks Road (413 Fairbanks Road), the Cayman Islands Little League Field of Dreams is the largest facility of its kind in the Caribbean with four floodlit artificial turf fields on a 15-acre complex. Programmes and divisions are organised and managed by the YMCA and available for children from 5-17 years of age – all of them free! Volunteers are always needed for the recreational league teams as coaches, assistants, umpires and canteen helpers. For more information call (345) 916 5643 or (345) 945 3553, email: info@littleleague. ky, visit www.facebook.com/littleleague.ky.

Activities for Kids & Teens

Basketball The Cayman Islands Basketball Association’s programme participates in international competitions and currently has four leagues: under-12, under-14, under-16 and under-19, separated by gender. They also host annual basketball clinics that focus on team work and developing your skills. For information call Coach Voot O’Garro on (345) 916 5083 or email: info@ caymanbasketball.org. Beach Volleyball The Cayman Islands Volleyball Federation (CIVF) has made significant strides in promoting beach volleyball in Grand Cayman. There is a social league that plays on Sunday afternoons. They also have a youth beach volleyball programme taking place Saturday mornings 8-10am at Seven Mile Public Beach for kids aged 8-16 years old. Other youth development programmes include school leagues and tournaments, summer camps, international 372

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Cheerleading Mrs. Mann is now offering the first ever private cheerleading classes. Routines include components of both gymnastics and dance, as well as tumbling and cheers. Mrs. Mann’s “Chance to Cheer!” classes are offered to juniors aged 7-11 years old and are offered every Tuesday afternoon from 3.30pm-4.15pm at the South Sound Community Centre in Grand Cayman. These cheerleading classes cost CI$160 per term. The first trial class is free. To reserve a space or just try it out please email: mannandcoltd@yahoo.com or call: (345) 926 5755. Cricket Cricket is a very popular sport in the Caribbean and the Cayman Cricket group organises competitions for primary and secondary schools (May to June) and summer camps in July. Cricket practice for all under-15s is held Saturday mornings during the school year. For information call (345) 945 6447, email: admin@ caymancricket.com. In addition to senior teams, the Village Greenies also run a ‘Kwik Cricket’ programme aimed at boys and girls aged between four and ten years old. The programme costs CI$25 and includes a T-shirt and water at practice. Email: admin@villagegreenies.com or visit www. villagegreenies.com or their Facebook page.

CrossFit 7 Mile Strength & Fitness has been working with PE teachers and sports groups to incorporate CrossFit (constantly varied, high-intensity, functional movement) into their programmes. They also offer classes at the studio where kids are taught basic functional movement. Private group lessons can be arranged for ages 8-17 years and usually comprise 6-15 children per lesson. Email: info@crossfit7mile.com for further details or call (345) 925 1456.

Cycling For a great family activity, take a cycling tour or hire a bike and explore West Bay’s dedicated trails with Cayman Bike Company. Children’s bikes and buggies are available and the trails are flat and mostly traffic free. Visit www.caymanbikecompany.com.

Diving Local dive centres offer a Junior Open Water Diver certification as early as 10 years old. At Red Sail Sports children aged 5-7 years may join their daily SASY (Supplied Air Snorkelling for Youth) programme which is for snorkelling only, but participants wear buoyancy jackets and regulators so they can feel what it might be like to use dive gear. Children aged 8-9 years can participate in the Bubblemaker Course. Resident discounts are available. Call (345) 623 9565. Don Foster’s offers a Discover Scuba course which is recommended to all potential divers. Call (345) 949 5679. Divetech offers SCUBA diving activities for kids aged 5-9 years and certifications for kids aged 10 years and up. For more information call (345) 946 5658), email: info@divetech.com or visit www.divetech. com. Fitness Connection (Tel: (345) 949 8485) runs courses for children through PADI including the Seals programme, Junior Open Water Diver and scuba. Private courses can be arranged. Email: fitness@fitness.ky or visit www.fitness.ky. SEE AD PAG e s 372 & 401

September to May. Teams are friendly and welcoming to new players. Leagues include under-11, under-13, under-15, under-17 and under-21. The CIFA ‘Grassroots Programme’ is an opportunity for children aged 5-12 years old and they train twice a week. This is a FIFA approved programme with qualified coaches and twice weekly training sessions. For further information contact the CIFA office on (345) 949 5775 or email: secretariat@cifa.ky. Sunset Football Club provides soccer for all ages. Coaching sessions for 5-11 year old boys are held on Sunday mornings 8.30am10am and Saturday mornings for girls both at the Camana Bay Sports Complex. Midweek training and matches for boys U11, U13, U15, U17 and for girls, U13 and U15, as well as senior men’s and ladies teams. Visit www.sunsetfccayman. com, contact Paul Macey on (345) 525 0822 or email: pmacey@sunsetfccayman. com. Excel Sports Management is a leading youth football development programme on island. Their EUFA qualified coached offers after-school coaching groups designed to increase individual players’ confidence and skill. In addition, they also offer camps, overseas tours and trial opportunities for players identified as ‘talented’. For more information visit www.esmcayman.ky or call (345) 924 8797. ( SEE AD pag e 374) Mini Kickers is suitable for walking toddlers to 5 year olds. Join Coach Nonso on Saturday and Sunday mornings 8am-8.45am or 9am-9.45am at Island Montessori. Email info@islandmontessori.org for more information or to sign up.

Football/Soccer Academy Sports Club runs

a junior football programme for boys and girls aged 4-8 years old on Saturday mornings 8.30am10am from September-December and January- April. The club also has under-11, under-13, under-15 and under-17 teams. Located at the Academy Sports Club, Outpost Street, George Town. Email: admin@academysportsclub.ky or visit their Facebook page for more information. Cayman Islands Football Association (CIFA) youth season runs from

Flag Football Flag football is gaining popularity on the Island and follows the basic rules of American or Canadian football. The Cayman Islands Flag Football Association (CIFFA) runs a popular Youth Flag Football League for boys and girls aged 7-17 years. During the season, which runs from MarchMay, games are played every Saturday on the Camana Bay sports field. For more information email ciffa345@gmail.com.

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Dance Dance is offered in many local studios. Centre Pointe Dance Studio (CPDS) teaches classes for two year olds through to adults in their studios in Alissta Towers on North Sound Road. Classes include jazz, tap, freestyle, musical theatre and hip-hop, Acrobatic Dance and Pre-school Music Fun Time. Their ‘Melody Bear Early Movement’ classes are specifically designed for pre-school and kindergarten children and are based on creative movement and ballet. External examinations are an integral part of the training at CPDS, students take examinations in ballet/tap/ jazz/contemporary dance/musical theatre/ acting/verse and prose. Call (345) 926 9603 or email: centrepointedance@gmail.com. Miss Jackie’s School of Dance (Tel: (345) 949 7296), located in Pasadora Place off Smith Road, teaches a variety of disciplines including classical ballet, creative, freestyle, jazz, lyrical, tap and modern styles. They also offer private lessons and choreography. Students are accepted from the age of four. KRI Performing Arts School, run by Kirk Rowe at 99 Shedden Road, has classes for kids, juniors, teens and adults. Dances include salsa, jazz, modern, hip-hop, contemporary, flamingo, belly-dancing,

Afro-Caribbean and reggae. Contact Kirk on (345) 924 4089. The Cayman Islands National Dance Company teaches children from three years of age in ballet and creative movement, Zumba and modern contemporary, as well as combining modern, Afro-Caribbean, Latin, reggae and reggaeton, hip-hop, lyrical and jazz styles. Call (345) 916 6795.

Activities for Kids & Teens

Fountain Play Camana Bay has two wonderful fountains that children love: one for toddlers that is shaded, quite gentle and can be found next to the cinema. The other one is on The Crescent and has powerful and exciting jets that come to life in a big way every ten minutes. Every Tuesday and Saturday an Imagination Playground is set up in the big fountain which basically consists of dozens of giant foam blocks (of varying shapes and sizes) which children love to build into boats, houses and anything they can imagine. Starfish Cay Water Park, located on the resort side of The Ritz-Carlton, consists of slides, fountains and a giant water bucket. All children under ten years of age must be accompanied by an adult and must be supervised at all times. The play area is open to locals and residents by purchasing a day pass (US$50 for kids under 18 and US$25 for adults 18 and up) at The Heritage House of Ambassadors of the Environment in the resort. Private birthday party bookings are also available. Sometimes the park may close due to bad weather conditions. For more information call (345) 943 9000.

Gymnastics The Cayman Islands is a member of the International Gymnastics Federation, the international governing body for gymnastics. This allows for local gymnasts to represent Cayman internationally at events, such as, the Youth Olympics and Pan American Games. Motions Unlimited has experienced coaches and state-of-theart gymnastics equipment for children including a trampoline, zip line and a 40foot long tumble track. See the Having a Baby chapter for details on Open Gym and Toddler Play Days. For information call (345) 749 8365 or email: info@ motionsunlimited.com. Hockey (Inline Roller Hockey) King’s Sports Centre offers a diverse hockey programme for children ages 6-14 years old. Kids are taught to skate with fun skating drills and games. They are also given free time to skate around with new friends. Kids should have their own roller blades, helmets, and other protective equipment such as elbow and knee pads. King’s often has new and used skates for sale. Skating camps are also held during school holidays. For information call (345) 946 5464 or email: kings@candw.ky. SEE AD PAG E 400

Golf The North Sound Golf Club offers year round junior camps and after-school programmes for junior golfers aged 6-16 years. For the more advanced junior golfer, there are private lessons with PGA professionals. Visit www.northsoundclub.com or call (345) 947 4653.

Horseback Riding Traditional English-style riding and grooming lessons are available for children (and adults) at the Cayman Riding School in Savannah, Newlands. For the Cayman Riding School call (345) 926 7669 or email: caymanridingschool@gmail.com.

The school boasts a GGT jumping arena, cross country course, BHS/FEI qualified instructors and a miniature children’s farm for birthday parties. The Equestrian Center (Tel: (345) 516 1751 or email Miss Mary on equestriancentercayman@gmail. com) located just off the Linford Pierson Highway, is a registered overseas centre with the UK Pony Club and members are able to start from 5 years old. They offer lessons, arenas and dressage, as well as a “Pony Park” every Saturday morning from 9am-10.30am in the upper field where children can have pony rides for CI$5 as well as meet goats, the miniature donkey and horse. Cowboy Town Stables in Lower Valley offers general horsemanship and riding along with therapeutic horsemanship and adaptive riding programmes. Their PATH certified instructors specialise in teaching developing riders as well as those with physical, mental, social and emotional disabilities/disorders. Call (345) 916 8571 or email: shanna@cowboytownstables. com. Spirit of the West (Tel: (345) 916 6488) offers organised private and group horseback beach rides along Barkers Beach, as well as longer “ride and swim” expeditions. Resident rates are available. Kiteboarding The popularity of kiteboarding among adults and teens has grown rapidly on the Island. To get information on private and group lessons contact Kitesurf Cayman on (345) 916 5483. Children must be 10 years of age or older. Martial Arts The Purple Dragon School of Martial Arts

is located on the 2nd Floor of the Reliable Building, 313 Compass Drive. They offer afternoon and weekend classes for children aged four and older. Purple Dragon teaches the martial arts system called Don Jitsu Ryu and offers a free introductory lesson. Call (345) 946 1241. Cayman Associated Schools of Karate (C.A.S.K.) works out of the King’s Sports Centre in Red Bay and offer youth (ages 4-12 years old), co-ed adult and women(PDSMA)

SKILL.

SPEED. STRENGTH.

SPIRIT. SENSE.

Excel Sports Management offers a comprehensive elite football development programme. Through professional level training, quality camps, overseas training & trial opportunities our goal is to provide a safe & challenging environment for players to develop to their fullest potential.

To learn more about ESM or to register your player call 345. 925. 4347 Email info@esmcayman.ky or visit www.esmcayman.ky

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only classes, in traditional wado style karate, as well as a Tai Chi programme. For more information or a free trial call (345) 925 3367 or visit www.caskcayman. com. Finally, there is Bob Daigle’s Cayman Karate Academy located in Cannon Place in the Industrial Park. You can call him on (345) 623 5425 or visit www. caymankarateacademy.com. Mini Golf Located next to Deckers Restaurant on Seven Mile Beach, Cayman Crazy Golf is an entertaining 18-hole mini golf facility that’s great fun for all the family. Adults and children are both charged $5 per round. It is open from 5pm-10pm daily. Children’s birthday parties and corporate fun events can also be arranged. Call (345) 945 6600 for more information.

do bring your own. Make sure you don’t forget your socks! For information call (345) 946 5464. Refer to the Hockey section for details on the inline roller hockey league for kids. SEE AD PAG E 400

Rugby in South Sound holds the MAPLES Junior Rugby Community Programme for children aged 3-16 years on Saturdays 8am-11.30pm from SeptemberMay. National age grade academies for U10, U12, U14 and U16 are held on Monday, Tuesday, Wednesday and Thursday 3.30pm-4.30pm from September to June. For information about these or U19 training sessions contact Caroline Deegan at caroline.deegan@caymanrugby. com, call (345) 525 6743 or visit www. caymanrugby.com. SEE AD PAG E 403

The Rugby Club

Sailing

sessions for children ages 4-8 years are held every Saturday morning 8am-9am and for ages 12-14 years at 4pm by Truman Bodden Sports Complex. New members are always welcome. Contact Lucille Seymour on (345) 916 4842 or email: caymannetball@candw.ky.

The Cayman Islands Sailing Club runs various sailing training programmes from ages 6 years old and up. Programmes run after school, during the school term for kids and during weekends there are adult courses and opti sailboat lessons for kids. The club also hosts popular day camps during all school holidays. For enrolment in camps and lessons, or if you are interested in membership, email Coach Rebecca at sailingcentre@sailing.ky.

Turtle Netters

Parkour Parkour is a training discipline using movement that developed from military obstacle course training. Motions Unlimited offers this programme to experienced participants aged eight years and older on Mondays from 6pm-7pm and new participants are welcomed on Wednesdays from 6pm-7pm. Registration is required to join. Visit www.motionsunlimited.com to register. Roller & Inline Skating Old-fashioned roller skating is great fun and can be done alongside inline skaters at King’s Sports Centre every weekend. Family skating is on Saturdays 4.30pm-7pm for CI$8 and Teen Jam Skate nights also run on Saturdays from 7pm-10pm for CI$10. On Sundays, skating from 1pm-4pm costs CI$8 if you don’t have your own skates, but is reduced to CI$5 if you

Snorkelling Cayman is popular for its incredibly beautiful underwater scenery. Refer to the Diving chapter for the best snorkelling spots and where to rent and buy gear. SNUBA & Underwater Helmet Diving Tours Discover the underwater world using the SNUBA system, a 20ft airline which is connected to a standard scuba tank. Sea Trek also offers a fully guided underwater sea tour using the Sea Trek helmet diving system. No scuba diving skills are needed but participants must be at least eight years old. For information see the Activities for Adults chapter, call

Special Needs Football4All is a free football programme for children with special needs. It is a sponsored in partnership by The Wellness Centre and Academy Sports Club and takes place at Academy Field, Outpost Street. To register or for more information contact Shannon Seymour at sseymour@wellnesscentre.ky. Squash The Squash Club has a thriving junior section from beginners to top team players. Junior coaching is available (for kids from the age of five and up) at beginner, intermediate and advanced levels. For information call (345) 927 0921, visit www.squash.ky and refer to the Sports & Fitness chapter for more details. Swimming The Cayman Islands Aquatic Sports Association is dedicated to the promotion and development of aquatic sports in Cayman. Membership of CIASA links you to an active open water and pool swimming community. For more information, please visit www.ciasa.ky or email: ciasaboard@ gmail.com. ( SEE AD pag e 404) Laura Ribbins and the Fitness Connection team are celebrating 30 years of being a swim school in Cayman. They offer a variety of programmes for all ages and abilities with both on site and mobile instruction. Private lessons, group classes, intensive ‘Learn to Swim’ programmes and synchronised swimming classes are available. For more information call (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky. ( sEE AD PAG e s 372 & 401)

Sky Blue Aquatics

offers swim lessons from 4 months to adult at the Lions Aquatic Centre or in the comfort and convenience of your pool. Whether it be a house, hotel or condo, they come to you. Their certified instructors specialise in customising lessons and focus heavily on water safety. Private, semiprivate and small group lessons provide a great learning environment. Call (345) 916

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Netball

(345) 926 0008 or email: operations@ seatrekcayman.com.

Activities for Kids & Teens

0054 or email: info@skyblueaquatics.com. The Camana Bay Aquatic Club (CBAC) is a year-round competitive swim club, offering high quality professional coaching and technique instruction for swimmers 5-18 years old of all abilities and commitment levels. CBAC also offers a children’s swim school with classes starting at 18 months of age up to 10 years old as well as a synchronised swimming programme for ages 6-17 years and twice weekly masters swimming sessions for adults of all abilities. For more information visit camanabayaquaticclub.com or email: cbac@camanabay.com. Stingray Swim Club is a competitive swimming team for ages 6 years and up. They meet at the Lions Aquatic Centre, which houses a 25 metre pool situated on Olympic Way near UCCI in George Town. The club’s swimming programmes are developed and delivered by the club’s Head Coach David Pursley. For more information email Coach David Pursley on stingrayheadcoach@gmail. com or visit the club’s website www. caymanswimming.com. Thrive Fit (Tel: (345) 938 1113) offers mobile swimming and yoga classes for children aged 6 months and upwards. They teach water safety, skill development and stroke improvement. Caymanite Synchro is Cayman’s first competitive synchronised swimming team. Ages 6-17 years are welcome, however, swimmers must be confident treading in deep water before joining the team. For information call Coach Alissa (345) 325 7905 or email: alissa.moberg@gmail.com. Tennis has a number of membership options and professional coaches who can provide lessons for all ages. CITC offers an afterschool program from September-June and Junior Tennis Camps at Easter, summer and Christmas. For information call (345) 949 9464 or email: tennis@tennis.ky. For regular updates visit www.facebook.com/ caymanislandstennisclub. Tennis Academy offers lessons to kids aged 3-13 years old at their courts located at 1960 West Bay The Cayman Islands Tennis Club (CITC)

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Road. They offer lessons every weekday afternoons from 2.30pm. Their courses run for the duration of the school term and cost between CI$20 and CI$25 per class depending on the child’s age. They also offer lessons to older children and adults. Tennis camps are held during school midterm, Easter and summer holidays. Contact Noel Watkins at caymantennisacademy@gmail.com or call (345) 547 6257 for more information. You can also check their Facebook page or their website www.caymantennisacademy. com for regular updates on classes. At the Ritz-Carlton, professionally coached, private or semi-private lessons are offered by The Courts tennis centre. Programmes include after-school Tiger Tennis (three year olds), High Fives (ages 4-6) and Junior Tennis (ages 6-16). They also run Easter, spring break, midterm and summer camps, junior tournaments and fun days at tennis. For more information about The Courts call (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com. Cayman Sports provides coaching services for those willing to learn, for more information call ex-Wimbledon coach Warren Urquhart (345) 926 2776 or visit www.caymansports.net. Mica Koll from Cayman Performance Tennis teaches private and group tennis lessons for all ages. Call (345) 927 8690 or email: micabeach@ gmail.com. For more information visit www.caymanperformancetennis.com. Ten-Pin Bowling (Red Bay) Cayman’s only ten-pin bowling alley at King’s Sports Centre on Crewe Road has four bowling lanes (accommodating up to 24 bowlers in total) as well as a lounge and bar area. Lanes can be reserved for parties and birthday packages are available. For more information call (345) 946 5464 or email: kingpinbowling@candw.ky. Triathlons The Cayman Islands Triathlon Association

organises a number of events throughout the year, including the ‘Try-This-Tri’ Triathlon, the ‘Stroke and Stride’ race series

and the popular Cayman Islands Triathlon every November. Visit www.triathlon.ky for more information on upcoming events. Yoga & Relaxation Yoga Sprouts specialises exclusively in yoga classes for children, toddlers and babies. They also offer birthday parties and special events such as Girls’ Nights Out. For more information visit www. yogasproutscayman.com or call Sarah on (345) 326 9876. Her classes are popular. Kula Kids Yoga (Tel: (345) 916 3007) offers prenatal, baby, toddler, children and teen yoga classes in the Creations Unlimited studio on Shedden Road. Cultural activities for kids in cayman

There are many activities for children, throughout the year that celebrate local traditions like Pirates’ Week, Batabano and Cayfest. Visit the Activities for Adults chapter and check the comprehensive events calendar at www.explorecayman. com/event-calendar for more details. Afternoon Tea Every Bloomin’ Thing has a charming English

tea room where they offer traditional cream tea, lunch options and a wide variety of teas and juices. Open 6 days a week (closed Mondays) June-September. Reservations are recommended. Call (345) 945 1701 or email: info@ebt.com.ky. Anchor & Den offers an Alice in Wonderland inspired Mad Tea Party. Enjoy decadent cakes and special ‘drink me’ potions. Silver Palm Lounge hosts afternoon tea every afternoon from 2pm4pm during high season and every Friday to Sunday during the summer. Reservations are required for this iconic Ritz-Carlton tradition. Easter and Christmas feature whimsical Afternoon Tea services: Easter Bunny Tea and Teddy Bear Tea (held at either 12 noon or 2pm), both of which are extremely popular with children. Please call (345) 815 6912. Pedro St. James offers a High Tea Tour which includes a selection of teas, sandwiches and pastries. This guided tour also consists of a 3-D documentary

in the multi-sensory theatre. For bookings email info@pedrostjames.ky or call (345) 947-3329. Arts & Crafts The National Gallery of the Cayman Islands (NGCI) has an extensive education schedule

Cadet Corps Cadets learn life skills, develop morals and high standards of conduct through challenging, military-style activities. The programme offers a wide range of activities including drills, field craft, adventure, navigation, first aid, music and water-based activities. For more information contact (345) 946 9810, email: cadetcorps@gov. ky, visit www.cicadetcorps.ky or visit their Facebook page. Cooking Classes Bon Vivant runs regular after-school and weekend classes that are designed to inspire budding young chefs (aged 4-12 years). They’ll learn basic cooking skills and create delicious and nutritious dishes. For more information call (345) 623 2665, email: info@bonvivant.ky or visit www. bonvivant.ky. SEE AD pag e s 176 & 286 Celebrating Birthdays Parties are usually held at home, on the beach or at an activity-based venue such as Motions Unlimited who host parties on Saturdays from September- July. The National Gallery offers exciting birthday party opportunities for children of all ages. Parties at the gallery feature creative hands-on art activities and include the use of the gallery’s gardens and art studio, tables and chairs, catering, party favours, a gallery tour and teacher led activities. Art parties can be booked by emailing: events@nationalgallery.org.ky. Tweenage Dreams has an upstairs room which is the perfect space for a ‘tween’ girl’s birthday party. They also run events that help ‘tween’ girls express themselves in a unique, fun environment. For more information visit

www.facebook.com/tweenagedreams or call: (345) 947 5457. There are also a number of companies that cater for arts and crafts, face painting, magicians and bouncy castles. See the Party Accessories section in the Shopping chapter for more information. For catering see the Food & Drink chapter. Also, most of the cafés on the Island can provide a party menu. For special cakes contact The Cake Studio (Tel: (345) 926 4944) or Scratched Gourmet (Tel: (345) 923 0081). They can both create a cake to match your party’s chosen theme. Cinema & Outdoor Movies Camana Bay Cinema at Camana Bay (55 Market Street in Jasmine Court) offers specially priced matinees every day before 6pm. The six screens show all the latest releases and during the school holidays, especially at Christmas and in the summer, they show more films for children. The cinema has also recently added a VIP Auditorium theatre with reserved reclining seats, Dolby Atmos Surround Sound and 4K video projector. For schedules and information call (345) 640 3456 or visit www.camanabay.com/movies. During the summer months, families can come together and enjoy Camana Bay’s popular summer series of Moonlight & Movies in Gardenia Court. Only movies that are rated PG-13 and under are shown. Take a picnic or dine beforehand in one of Camana Bay’s restaurants. Movie showings are held every Tuesday at 7pm and special screenings are held over Christmas, Halloween and Valentine’s Day. In addition, The Ritz-Carlton features Movies Under the Stars outdoors at Andiamo Restaurant. Families are invited to relax on comfortable lounge chairs for nightly family-friendly movies. Make it a family date night with Andiamo’s homemade pasta, pizza or other Italian favourites, served al fresco, overlooking the resort’s winding waterways. For reservations and the movie schedule call The Ritz-Carlton, Grand Cayman on (345) 815 6912.

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that offers a wealth of community programmes such as ‘Family Fun Days’ which take place roughly once per month, special events and free exhibition guides created for families to enjoy quality time together. In addition, they offer an after-school programme, ‘Walkers Art Club,’ for all ages from pre-schoolers to teens. Adult classes include photography, ceramics, abstract painting and life drawing. Summer programmes for families are also offered. Pre-registration may be required for special workshops. Visit www.nationalgallery.org.ky for a complete programme of events or email: education@nationalgallery.org.ky for more information. Art’y Parties offers after-school art clubs on Tuesdays, school holiday art camps and canvas/wood/glass painting classes on Saturday. Located at 6 Devon Road, Prospect. Call: (345) 928 0284, email: artypartiescayman@gmail. com or visit www.artypartiescayman.com for more information. The Cayman National Cultural Foundation (CNCF) offers a wide variety of children’s programmes. These include the Creative Kids Summer Arts Camp which consists of storytelling, folk songs, dance and traditional Caymanian crafts and games, as well as day trips. See the section on Live Theatre for Kids and Teens later in this chapter for their drama courses. For more information call (345) 949 5477, email: cncf@artscayman.org or visit www.artscayman.org. Art Nest run after school art labs every Tuesday (ages 5-8) and Wednesday (ages 9-12) where children are taught a diverse range of art techniques using various mediums. To register please email: artnestcayman@ gmail.com. They also run a summer camp, a toddler’s playgroup (on Thursdays from 3.45pm-4.45pm for ages 18 months-4 years for CI$20 per class) and they are

available for children’s birthday parties. Visit www.artnestcayman.com for further information. 3 Girls & a Kiln offers a wide selection of monthly art classes for all ages. Classes include clay, decorating and glazing with a specific themed kids session on the third Saturday of every month. Visit www.3girlsandakiln.com to find a list of upcoming events.

Cultural Workshops Local artist and curator of the Art Gallery at The Ritz-Carlton, Chris Christian, runs Cayman Traditional Arts which offers a school Heritage Arts Programme for children. Students learn about Caymanian traditions such as making cassava cake, twisting thatch rope and exploring Cayman’s seafaring heritage. For more information call (345) 926 0119 or visit www.facebook. com/www.artcayman.net

It’s my

s’tI

Girl Guides Association Girlguiding Cayman Islands gives girls (5 years plus) and women a space where they can be themselves, have fun, build friendships, gain valuable life skills and make a positive difference to the community. Sections include: Rainbows, Brownies, Guides and Rangers (senior section). Members enjoy a variety of annual events including camps, sleepovers, leadership days and pack holidays. For more information, visit www. facebook.com/girlguidingcaymanislands or www.girlguiding.ky or contact the Island Commissioner at ataylor2005@hotmail. com.

for

Activities for Kids & Teens

Day Camp Teen Leaders After School Activities Team Building Leadership Development

Live Theatre for Kids & Teens Budding young actors, actresses and theatre lovers are welcome to further develop their acting skills in weekly acting classes or by getting involved in the high standard productions of the Cayman Drama Society (CDS). With four to six productions per year, there is plenty of scope for young would-be thespians. Students learn stage management, set design, construction, sound and lighting, as well as theatrical make-up. They offer regular weekly classes for ages 5-16 years where they cover acting training, voice work, performance skills and improvisation along with script studies and performances. They have something for everyone and even run a summer camp ending with a performance on the Playhouse Stage. For more information email: training@cds.ky or visit www.cds. ky. The Cayman National Cultural Foundation (CNCF) offers Young At Arts (YAA), a Summer Intensive for performers aged

Building character...

it’s not just kids play!

www.ymcacayman.ky info@ymcacayman.ky

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14-22 years who have a passion for the performing arts or technical theatre. Open auditions are periodically held for roles in theatrical productions. CNCF also offers tours of the FJ Harquail Cultural Centre to primary and secondary schools and other interested groups. The tours cover a wide variety of themes and topics covering several aspects of the performing arts. For further information call (345) 949 5477, email: cncf@artscayman.org or visit www. Centre artscayman.org/young-at-arts. Pointe Dance Studio (CPDS) also produces theatre and dance shows involving students of the school. Call (345) 323 7960 or (345) 926 9603. Musicians Ltd (Tel: (345) 525 6787) is also known for its musical theatre performances, which students prepare for over a number of months. Locked Inn Popular amongst teens and with a kid’s room available on request, Locked Inn is fun for the whole family. Choose between four themed rooms each with their own set of puzzles and find your way out within 45 minutes. For further information call (345) 321 9595 or visit www.lockedinncayman. com. They also provide birthday party options. Music in Camana Bay offers a wide variety of instrumental lessons in guitar, piano, flute, drums, violin, saxophone, ukulele and bass, as well as lessons in singing, music theory and recording. They also offer a Rock School programme, a Jazz programme, band and dance classes. For younger children (aged 1-5 years) there is a special “Music Time” session and music camps are held over school breaks. Other facilities include a music shop, The Music Box, and a recording studio. Visit www.caymanmusicschool. com, email: info@caymanmusicschool. com or call (345) 938 3838. Musicians Ltd offers group or private lessons in various instruments, dance, drama and music theory, as well as a full scholarship every year to one of their instrumental Cayman Music School

The National Trust This conservation focused non-profit organisation offers programmes for kids on topics such as coral reefs, blue iguanas, traditional Caymanian homes and much more. The Trust also offers a family programme called “Families in the Wild”, which is aimed at getting families to enjoy the great outdoors together. For further information refer to the Activities for Adults chapter or call (345) 749 1121. Playgroups A number of informal playgroups for adults and toddlers meet on a weekly basis. South Sound Community Centre Playgroup is a volunteer based organisation which provides a much needed service for parents living in Grand Cayman. Meeting for two hours every Monday morning, all children from a few days old to five years are welcome, as long as they are accompanied by at least one adult. It costs CI$8 per family for each session which includes access to numerous toys, a craft activity and light refreshments. The Little

Explorers Playgroup from the National Trust

aims to encourage families with infants and toddlers (ages 3 months-3 years) to actively participate in their environment, by providing accessible, natural and quality play experiences for our youngest learners. Visit www.littleexplorerscayman. com or email: clubhouse@nationaltrust. org.ky. Let’s Play Today - Fitness Fun for Kids, located at Fitness Connection, aims to inspire preschoolers (ages 1-3 years) to see fitness as a fun, playful and lifelong activity. For further information contact Anaick Goelo at (345) 916 8077 or email: bodylines@outlook.com. Caymums is also a good resource for chatting with other parents on the Island. Check out their Facebook page. Public Libraries Cayman’s public libraries are a great place to inspire your child to read and to encourage a love of books. The libraries boast a fully accessible physical book collection for both adults and children as well as a comprehensive e-book collection. Children who are confident readers can take part in the annual Summer Reading Programme. Visit www.cipl.gov.ky or the CIPLS Facebook page for more information on these programmes. Library cards are available to residents at a yearly cost of CI$5 for adults, free for children up to the age of 17. Below are the public libraries in the Cayman Islands:

George Town Library: 68 Edward Street,

Scouts Association A non-formal educational programme which encourages the holistic development of boys mainly through enjoyable, outdoor activities. From the Beaver-Scout programme (6-8 years) to the Venture Scout unit (16-19 years) boys will enjoy developing vital skills and earning badges. Groups meet weekly. Call (345) 949 1515, visit www.scouts.org.ky or pay them a visit at the new Scout Headquarters on 34 Middle Road, George Town. Storytelling & Singalong On Saturdays at 10.30am, Books & Books in Camana Bay offers a free storytime for kids up to age seven. A free storytelling and singalong for little ones aged up to four years is held on Tuesdays at 11am at the Camana Bay Cinema. Miss Izzy hosts a singalong on Fridays at 3.15pm-3.45pm in the Dart Park Club House for CI$12 per child. Teen Leadership Training YMCA Teen Leaders’ Club provides teens with leadership training and experience through a selection of projects. The Y’s Counsellors-in-Training programme is offered for kids aged 13-17 years and runs during school breaks. Teens learn core values, make lifelong friends, have fun and gain valuable leadership skills. The programme is free for participants and requires an application and interview process. Call (345) 929 1850 or visit www.ymcacayman.ky. sEE AD op p osi t e PAG E

George Town, Tel: (345) 949 5159

Road, Bodden Town, Tel: (345) 947 0966

East End Library: 2739 Sea View Road, East End, Tel: (345) 947 7729

North Side Library: 891 North Side Road, North Side, Tel: (345) 947 9362

Emily Redley Powery Memorial Library and Learning Centre: 182 Reverend Blackman Road, West Bay, Tel: (345) 949 7659

SUMMER CAMPS

Bodden Town Library: 69 Bodden Town

Cayman Brac Library: 263B Stake Bay Road, Cayman Brac, Tel: (345) 948 0472

For more information, grab a copy of our Cayman Parent magazine.

There is a huge selection of summer camps available across the Island. Check out the three very detailed summer camps pages on www.caymanresident.com where you’ll find full camp details with dates, cost, age range, location and activities. There is a comprehensive list of over 90 different camps, many of which get booked up before the end of June. To read first hand perspectives of Summer Camp experiences in Cayman, pick up our sister publication Cayman Parent magazine.

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students. Email: janine@musicians.ky or call (345) 525 6787. The Cayman Youth Choir is open for ages 10-18 years. They meet at 214 Cannon Place, North Sound Road on Mondays at 6pm-7pm. For more information email Rebecca Wall at caymanyouthchoir@gmail.com or visit www.facebook/KYyouthchoir. Nicole Bodden teaches singing, piano and music tutoring at her studio at the Barnett Building. Call (345) 917 3753 for more information. JukeBox offers a mobile music service providing lessons on guitars, pianos, singing and a variety of group sessions including performing arts for adults and children. Visit www.jukebox.ky, call (345) 321 5126 or email info@jukebox.ky. The Studio Cayman offers private lessons in piano, singing, saxophone and clarinet as well as interactive group music classes for children aged 0-3 years old. Call (345) 547 3101 or email: kazia@ thestudiocayman.com.

Photos courtesy of Picture This Studios, Deep Blue Images, Cayman Riding School, Rebecca Davidson Photography & Ela Turcotte

pets

How to import a pet into Cayman, looking after pets, veterinarians, kennels, pet stores, grooming, plus lost and injured pets.

Pets

Importing Pets into Cayman 380 - Regulations 380 - Pets Entering from UK & USA 381 - Importing Captive Birds 381 - Restrictions 381 - Animals on Airlines & Travel Advice 382 - Pet Relocation Services 382 Pet Passports 382 Veterinarians 383 Advice for Pet Owners 384 - Finding a Pet 384 - Spay & Neuter 384 - Looking After Your Pet 385 - Ticks & Fleas 385 - Pet Insurance 385 - Hurricanes & Pets 386 - Dog Trainers 386 - Kennels & Pet Sitting 386 - Pet Grooming & Pampering 387 Lost & Injured Pets & Wildlife - Animal Abuse

387 387

Important Numbers Department of Agriculture Humane Society (Emergency) Wildlife Rescuers (IVS) 380

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947 3090 326 1461 949 0787

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his section gives you an overview on all things pets in the Cayman Islands including importing and taking care of all your four-legged companions. Also in this chapter are details on where to adopt or buy a pet, tips on looking after pets in the tropics, details on veterinary clinics, animal boarding and grooming, how to report animal abuse and advice on what to do with your pet in the event of a hurricane. Importing Pets into Cayman

Regulations The process for importing animals into Cayman is a lengthy one. You will need to start planning at least six months prior to shipment. All dogs and cats entering the Cayman Islands must have an import permit issued by the Cayman Islands Department of Agriculture (DOA). Application forms are available from the DOA (Tel: (345) 947 3090 or email: ci.agriculturevs@gov.ky), or in person at 181 Lottery Road, Lower Valley in Grand Cayman. We highly recommend that you contact the DOA as soon as you decide to import a pet. Ask them to send you the relevant application form and the most current import requirements. The sooner you do this the better. There are several steps required in order to obtain an Import Permit. These include:

Having your pet fitted with a microchip and submitting a certificate showing the date of the implant;

Being up-to-date on rabies vaccinations;

>> >>

Having a rabies titre (blood) test performed; Having tick and tapeworm treatments performed;

Completing an application form within 14 days of travel;

Gaining

Official

Veterinary

Health

Certificate;

Submitting payment of CI$50 (USD $61) to process your application;

Submitting a current photo of your pet.

Pets Entering from the UK or the US Under the pet travel scheme, travelling to the Cayman Islands from an approved country is pretty straightforward however, the country of departure and where your pet has lived for the previous six months will determine the requirements for your pet(s) to be eligible to enter Cayman. All pets leaving the UK to enter the Cayman Islands must meet all the DOA requirements. Pets leaving the UK by plane must travel as cargo unless flying on a private charter or as an assistance animal. UK residents must apply to DEFRA

Pets Entering from Jamaica There is an additional set of requirements for dogs and cats entering the Cayman Islands from Jamaica. Dogs must have received a combination vaccine against Distemper, Hepatitis, Adenovirus, Parvovirus and Leptospirosis, at a minimum of 12 weeks of age after the microchip was inserted. Cats must have received a combination vaccine against Feline Enteritis and Calici virus at a minimum of 12 weeks of age. Your pet must then be tested for rabies and receive a tick and tapeworm treatment. Following this, your pet must be examined and issued with an Official Veterinary Health Certificate. Once issued with the certificate, you must submit it with a completed application form for an Import Permit and a non-refundable application fee, to the Cayman Islands Department of Agriculture. If successful, an Import Permit will be granted. Contact the DOA on (345) 947 3090 or email: ci.agriculturevs@ gov.ky. Importing Captive Birds All captive cage birds (e.g. parrots, budgerigars, lovebirds, finches and toucans) entering the Cayman Islands must be accompanied by an Import Permit issued

by the DOA. Tel: (345) 947 3090 or email: ci.agriculturevs@gov.ky. Restrictions In accordance with the Animals Law (2013 Revision), no animal of any description may be directly imported into the Cayman Islands from any country in Asia, Africa or Central and South America. Other territories from which dogs and cats are prohibited are Cuba, Mexico, Puerto Rico, Haiti and the Dominican Republic. Certain breeds of dogs or crosses of such breeds are prohibited from entering the Cayman Islands. These breeds include, but are not necessarily limited to, the following dogs and breed types: Pit Bull Terrier, Dogo Argentino and any breed of dog or crossbreed of dog whose breeding lineage was for the primary purpose of dog fighting. Please contact the Department of Agriculture for a full list of banned breeds.

Animals on Airlines Some airlines do not allow your animals Pets

Once you have received the most up-todate import requirements, make sure to follow the steps in the sequence prescribed. For animals being imported from countries that have rabies, there is at least a three month wait from when they are rabies titre tested (and gain a positive result) before they can travel. For countries that are rabies-free, the requirements are less stringent and much quicker. We advise that you follow the DOA’s directions exactly as requested and that you keep in touch with them throughout the process, as rules may change and there is no leeway if you have forgotten to do something. The Cayman Islands are rabies free and to keep this deadly disease out of Cayman, no exceptions will be made by the Government. All animals and paperwork will be inspected on arrival and an inability to meet all requirements can lead to the destruction, or the return to the country of origin of any illegally imported animals, all at the expense of the owner. There are no pet detention or quarantine facilities in the Cayman Islands.

(Department of Environment, Food & Rural Affairs) for an Official Health Certificate. A Registered UK shipper such as Animal Couriers (www.animalcouriers. com) or Pet Air (www.petairuk.com) must be used to deliver your pet to the aircraft and can assist with all the logistics including DEFRA, airline booking, travel crates, liaising with DOA and/or a Cayman Islands Pet Shipper such as Cayman Canine Training Services ( SEE AD PAGE 387) or Must Love Dogs ( SEE AD PAGE 384) . All pets leaving the USA must also meet all the DOA requirements. Airline carriers have their own regulations and routes for pet travel, please check with your airline or contact either Cayman Canine Training Services ( SEE AD PAGE 387) or Must Love Dogs ( SEE AD PAGE 384) to assist you with routes, animal imports and requirements.

Boarding kennels for dogs, cats and family pets Doggie Daycare Doggie Grooming Fiproguard Plus Flea & Tick Control Now Available ©

OPEN: 7am-5:30 Mon - Fri • 7am-12pm Sat Closed Sunday & Holidays

Pet Cremation Services

Call: 947-1334 or 926-2264 46 Ranch Rd, Savannah

www.caymanpetparadise.com caymanpetparadise@gmail.com

www. c a y m a n r e s i d e n t . c o m

381

on-board and over the summer months many airlines will not take pets due to the high heat in the hold. You are required to take the most direct route possible and preferably an evening flight. You should avoid countries that are not deemed rabies free to help make the whole process easier. Cayman Airways (Tel: (345) 949 2311) accepts domestic dogs, cats and birds. Maximum weight allowed including the container is 99lbs. They charge US$100 each way to all international destinations for a small pet travelling in the cabin, and US$125 international, US$50 domestic, each way for larger pets travelling as checked baggage. British Airways has a special hold for pets and the cost varies depending on the size of the animal. British Airways no longer takes pet bookings directly from the public and insist all bookings are made by specialist pet relocation agents. They recommend IAG World Cargo, who has decades of experience working with travelling pets. See the pet section on the British Airways website, www. britishairways.com, for more information.

Pets

Travel Instructions & Advice for Pet Owners All animals, no matter what size, must travel in a leak proof, International Air Transport Association specification carrier that allows the animal to stand, lie down and turn around unhindered. All requisite entry documentation should be affixed to the carrier, and it is advised that you maintain extra copies of all of your paperwork and carry it on your flight with you. Be prepared, airport security agents will most likely request to look at your pet (outside of its carrier) and search its container and bedding for any breach of security. Sedating your pet is not allowed, as this can stop them from being able to regulate their body temperature. No food should be put in their cages, only a water container which the airline will check prior to departure and at any transit point. It is also best to use a VetBed type of lining for the carrier. Ideally, you should familiarise your animal with the carrier before it 382

CAYMANRESIDENT 2019

travels so they associate it with a positive and comforting experience. Certain airlines allow small dogs and cats in the aircraft cabin, but most airlines transport them as special cargo in a temperature-controlled and ventilated hold. Do not worry, cats and dogs actually travel better this way because it is quieter and they will rest in a dark environment. Contact your airline prior to your departure to confirm that they will accept your pet and enquire how soon before the flight you will have to check in. Pets become stressed in bustling airports, so keep any waiting around to a minimum. If your pet is allowed in the cabin, check in as late as possible. If it is going in the hold, check in early so that it can go to the baggage area and be put somewhere quiet in order to relax. To prepare your pet, the USDA recommends that your pet be offered food and water four hours before you check in. It’s advisable to take your dog for a walk before leaving for the airport and again before check in. Visit www.iata.org for information on international pet travel and enter ‘Pets’ into the search box. On arrival in Cayman, you will need to go to the ‘Goods to Declare’ counter and hand over your paperwork for the animal. They will ask you to take the animal out of its carrier to inspect and check its microchip. All dogs staying in the Cayman Islands for longer than 30 days must be licensed with the DOA. Pet Relocation Services Cayman Canine Training Services ( sEE

AD PAGE

and Must Love Dogs ( sEE AD PAGE 384) are the pet travel experts on the Island, exporting and importing more than a dozen animals a month. Pets who travel frequently can join the Must Love Dogs Travel Club or join for Hurricane Evac uation Planning. 387)

Pet passports

If your pet was born or has resided in Cayman for six months or more, it may be eligible for a pet passport. A passport is a useful document to have if you and your pet travel to and from Cayman more than

three times a year. Contact the DOA on (345) 947 3090 or email: ci.agriculturevs@ gov.ky.

Island Veterinary Services (IVS)

Email: info@kmanvets.com

95 Printer Way (off CNB roundabout), GT

Under the care of Royal College certified surgeon,

Tel: (345) 949 0787

Dr Colin Manson, this brand new, fully equipped

24 Hour Emergency Care: (345) 916 2459

hospital has the latest in veterinary technology.

Email: islandvetservices@hotmail.com

Kman Vets offers outstanding professionalism,

Cayman Animal Hospital

www.islandvetservices.ky

knowledge and expertise, aiming to provide

394 Crewe Road, George Town

A full service veterinary hospital run by Dr.

a lifetime of support. From annual and

Tel: (345) 946 8387

Brenda Bush and her highly experienced

bi-annual wellness examinations, vaccinations,

24 Hour Emergency Care: (345) 916 7387

veterinarians and animal healthcare team. They

acupuncture with laser and pet travel advice,

Email: info@caymananimalhospital.ky

have been providing quality and compassionate

to managing more challenging and complex

www.caymananimalhospital.ky

care to the Island’s pets since 1994. Their

surgical and medical concerns. These qualified

This well-regarded practice is dedicated to

purpose-built veterinary hospital is equipped

and experienced veterinary professionals are

providing compassionate veterinary care of a

with advanced diagnostic equipment, high

committed to providing their clients with a

high standard. Veterinarians Dr. Lana Watler,

resolution digital x-ray, blood analysers and

carefully assessed and accurate diagnosis, a

Dr. Linda Goodman, Dr. Fran Mayor, Dr. Lisa

ultrasound. They provide complete veterinary

thorough understanding of the best treatment

Hunter and their professional team provide

wellness care, vaccinations, dental, critical and

options available, together with empathy and

excellent levels of clinical care with exceptional

surgical care, as well as performing a wide range

guidance to make the best choices for your

customer service. Cayman Animal Hospital

of procedures from routine spays and neuters,

pet’s healthcare. Both mobile and hospital based

offers clients access to 24/7 emergency

to more advanced soft tissue and orthopaedic

services are offered, allowing flexibility of care

services,

surgery. sEE AD pag e 385

and management of our four legged friends.

Veterinarians

preventive

medicine,

wellness

examinations, vaccinations, routine to advanced

sEE AD PAGE 382

dental, anaesthetic, analgesia, critical care and

Kman Vets

surgical services with internist, radiologist and

Unit 2, Mid Town Plaza, George Town

The Veterinary Clinic and Specialty Boarding

specialist consults, house calls, medical based

Tel: (345) 640 5838

Countryside Shopping Village, Savannah

boarding, health certificates for international

After Hours: (345) 525 5838

Tel: (345) 945 1242 Pets

travel, and complimentary pet import advice. The fully equipped hospital has state-of-the art laboratory, digital radiography, ultrasound, electrocardiogram,

endoscopy,

Modern Veterinary Medicine ... Old Fashioned Care

monitoring,

tonometry and more. The hospital’s integrated software system is cloud based, allowing Doctor access to a patient’s record at any time or

We are committed to nurturing the human-animal bond and helping pets live healthier longer lives.

location, for emergencies and case management. Registered nurses and dedicated support staff ensure a welcoming environment. The premium service level and expertise at Cayman Animal

946 - VETS (8387)

Hospital are exceptional for our small Island.

After Hours Emergency: 916-PETS (7387)

sEE AD T H I S PAGE

Cayman Mobile Vets Tel: (345) 324 9050 Email: info@mobilevets.ky www.mobilevets.ky They are a convenient and affordable mobile veterinary service at your doorstep. With over

Premium Full Service Hospital Friendly Personalized Service Exceptional Health Care Digital & Dental Radiography Ultrasound In-house Laboratory

25 years of combined veterinary experience, you

Extended Hours House Calls Prescription Diets Full Pharmacy

can be sure your pet is in great hands. Get your

Internal Medicine/ Specialist Consultants Available

pet’s yearly check-ups, puppy vaccinations, dental assessments, exit permits, skin and ear exams, heartworm tests, microchipping and more done in the comfort of your home.

Find Us On

Dr. Lana Watler • Dr. Fran Mayor • Dr. Lisa Hunter • Dr. Linda Goodman info@caymananimalhospital.ky | www.caymananimalhospital.ky 394 Crewe Road (Next to Every Bloomin’ Thing)

www. c a y m a n r e s i d e n t . c o m

383

For emergencies: (345) 926 1242 A

full

service

animal

hospital

providing

comprehensive healthcare services. advice for pet owners

Pets

finding a pet The first place to look for a pet in Cayman is the Cayman Islands Humane Society (Tel: (345) 949 1461, email: info@ caymanislandshumanesociety.com or visit www.caymanislandshumanesociety. com) on North Sound Road. They have a large variety of dogs, cats, puppies and kittens that need loving homes. They are also happy for you to foster a dog or cat, whether for a sleepover or a long weekend where they will lend you a pet carrier, blankets, food and toys. The shelter is always in desperate need of foster parents, either to care for sick or injured animals, puppies with ringworm, dogs that are suffering from kennel stress or cats/kittens that need some extra care or just a break from shelter life. The shelter is always open to volunteers who can either walk the dogs

in the vicinity of the shelter or take them to the beach for a fun outing. The dogs are only regularly walked on weekends and dog walkers are welcome any day, every day, including public holidays. Dog walking is a great activity for children and the shelter staff will recommend the right animal for the age and size of your child. The shelter also needs airline passengers to help transfer animals to overseas shelters in New York (Cayman Airways only) and Toronto (WestJet only) and would encourage locals to help by chaperoning the animals on their flight. They also appreciate donations such as dog or cat food, toys, sheets, towels, etc., as well as monetary donations. Cayman Animal Rescue Enthusiasts (CARE) is another animal rescue organisation and they too have a number of dogs and cats for adoption. Visit www. caymancare.ky. Alternatively, Veronique Bise can import a purebred pedigree puppy or kitten for you. All animals come from registered and reputable breeders in the UK, in compliance with Cayman Islands

• • • • • • • • •

Retail and Spa Fun Doggie Day Care Overnight Lodging with Air-Con Obedience and Agility Training Adventure Camp Pet Import/Export Services Dog and Cat Food Delivery Fetch Cat and Dog Taxi Camana Bay Boutique with Luxury Goods for Cats and Dogs • Must Love Dogs Travel Club Travel Club includes a Pet Preparation Evacuation Plan for Hurricane season.

(345) 946 7222 384

info@mustlovedogs.com.ky

CAYMANRESIDENT 2019

www.mustlovedogs.com.ky

pet importation laws. Call (345) 926 5599 or email: veronique.bise@gmail.com. Smaller animals like hamsters, rabbits, birds and fish can be found at Animal House. Animal House North Sound Road: (345) 943 7387 Countryside Shopping Village: (345) 945 7387 Animal House has two locations to serve all your pet needs. They sell a large variety of fresh and salt water fish, as well as birds, hamsters, guinea pigs and rabbits. They have the largest range of pet supplies and pet food on island, as well as offering aquarium maintenance and in-store and mobile grooming services. Any of their pet pros can provide helpful tips on pet care and maintenance. You can check their website at www.info@animalhouse.ky for lists of products and services. sEE AD PAGE 386

Spay & Neuter Spaying (female) and neutering (male) is a must in order to reduce the number of unwanted animals in Cayman. The Humane Society is often at bursting point and we should be working towards reducing the number of dogs and cats in Cayman until they all have good homes. In addition to keeping the animal population under control, spaying and neutering is known to improve your pet’s health, increase its life expectancy, and improve its behaviour. Sterilising reduces your pet’s urge to spray (male cats), and to roam – which decreases the risk of it running away, getting injured in fights and contracting diseases, or getting hit by a car. It can also eliminate or reduce the incidence of several health problems that can be expensive to treat. If you adopt a pet from the Humane Society, C.A.R.E., One Dog At a Time or PAWS, they will cover the cost of spaying or neutering and all inoculations. If you acquire a pet from elsewhere, then you can get it sterilised at the Humane Society, C.A.R.E. or one of the Island’s veterinary surgeons. A cat will cost approximately CI$90 to be spayed and CI$50 to be neutered. Depending on the size and weight of the animal, a dog can cost between CI$160-CI$320 to be spayed or

Ticks & Fleas Ticks and fleas can be a major problem in Cayman. Dogs in particular easily pick up ticks and fleas outside and bring them back into the home where these pests can take over. Both pests can be controlled with a brand new product called NexGuard which is a beef-flavoured chewable tablet

containing an ectoparasiticide which kills fleas and ticks when they bite your pet. This and other flea products are available from any local vets and from Animal House. An alternative product is Frontline or Frontline Plus which kills adult ticks, fleas, flea eggs and larvae, although regular inspections to ensure your pets are tick-free are essential. Pet shampoos, available from local vets, can also help with the problem. You should also treat the garden/kennels with pesticide, which may need to be performed several times before control is achieved. If fleas or ticks become established inside your home, then you may need one or two thorough pest control treatments of all floors and upholstery. This treatment should only be performed by a professional pest control company. Please refer to the Running Your Home chapter for info. 28

Pet Insurance Frustratingly there are no pet insurance policies available on-Island. All pet care expenses have to be paid for by the owner. Pets

...

looking after your pet Heartworm disease is a potentially deadly condition transmitted by mosquitoes that affects both dogs and cats. All dogs and cats should be on a monthly heartworm preventative treatment, available from vets. Feline Leukaemia (FeLV) and Feline Immunodeficiency Virus (FIV) are common conditions that spread from cat to cat. FeLV can be vaccinated against, however FIV cannot. Prevent FIV by spaying/neutering them (as the most common mode of transmission is bite wounds from fighting over territory). Parvovirus, Leptospirosis and Hepatitis vaccinations must be done for dogs. Dogs in day care should also be vaccinated against Kennel Cough. Salt water can be toxic if your dog drinks a large quantity of it and can result in hypernatremia (an elevated sodium level), although it is rare to see extreme cases. Prevent this by carrying a bottle of fresh water during beach walks. If you see signs of salt poisoning: vomiting, diarrhoea, incoordination (walking drunk), severe depression and/or seizures, take your dog to a vet. Also wash salt water and chlorine off the dog’s fur. If you take your dog on a boat, put a flotation device on them.

Heatstroke can occur if you leave your dog in the car. Also avoid long walks during the middle of the day, have breaks during walks and always have fresh water on hand. Symptoms of heatstroke include heavy panting, vomiting and breathing difficulties. If you suspect your dog has heatstroke take the animal to a vet immediately as it could be fatal. Also asphalt gets extremely hot and sensitive paw pads can burn. Insect stings are common here. Curious dogs can be stung by scorpions, bees and other insects. If you notice any swelling around your dog’s face, or other parts of its body, take it to a vet as soon as possible.

t L il B r u

www. c a y m a n r e s i d e n t . c o m

CI$140-CI$240 to be neutered. There is also a not-for-profit organisation called Feline Friends, who operate a ‘Trap Neuter Return’ programme for homeless cats. The organisation will humanely trap the cats, take them to the vet where they will be spayed or neutered, de-wormed and ear-notched (which shows that they have been sterilised). The cats will be released again at the same location. This is a proven method of controlling the population of homeless cats (who, incidentally, are great in keeping the rodent and iguana population down!) while ensuring they receive a better quality of life. If you notice a colony of homeless cats near you, please contact felinefriendscayman@gmail.com and they will come out and investigate at no charge. Donations to assist in their cause are, however, always welcome.

385

Pets

Hurricanes & Pets It is important to make preparations for your pets before hurricane season. The incredibly tragic losses from Hurricane Ivan showed us how vulnerable pets are and how completely reliant they are on us for their survival. Public shelters do not accept pets so you should prepare an emergency accommodation plan. Remember, if it is not safe for you, it is not safe for your pet. Never leave pets outside. If you decide to evacuate your family to a shelter, alternative arrangements need to be made for your pets. We recommend you call one of the kennels or pet sitters. You could also ask at your work place to see if they allow pets. Before the storm hits, make sure your pet has a current ID tag, microchip (in case the ID collar is lost) and that you have the following in airtight plastic bags: current photos for identification (in case you are separated), medical record copies, medications and food. A pet carrier or crate should be outfitted with newspapers, blankets, cat litter, a water bowl or water dripping device, a favourite toy and have proper identification affixed to the outside of the crate. Stock up on at least a month’s worth of food, pet supplies and medication. If leaving the Island, you can obtain a travel health certificate from your veterinarian; it can be issued in one day for your pet. However, bear in mind that vets may well get overwhelmed with requests as the storm gets close. Your vet will require the following documents for a health certificate: your address, your destination address, vaccine history, rabies vaccine

certificates and copies of your pet’s rabies titre blood tests. If you leave the Island with your pet without their current rabies travel paperwork, you will be subjected to the government import requirements when returning. After obtaining your completed health certificate from your vet, hand-deliver it to the DOA to have your exit permit issued. Your pet cannot travel on a veterinary health certificate alone. If your home is a safe refuge during a storm, consider fostering an animal from the Humane Society.

Tel: (345) 746 7222

Dog Trainers

Kennels & Pet Sitting

Cayman Canine Training Services

Best Friends Bed & Biscuit

Contact: Kenneth Morgan

Play & Stay Pet Care/Liz Walker

94 Tuscany Drive, Savannah

89 Phelan Close, off South Church Street, GT

Tel: (345) 916 2075 Email: dogtrainer@candw.ky

Tel: (345) 925 6719 / Email: ewalker@candw.ky

www.dogtrainercayman.com

Takes small dogs (maximum of 25lbs) for

One-on-one

group

behavioural

Email: info@mustlovedogs.com.ky www.mustlovedogs.com.ky Must Love Dog’s qualified dog trainer, Heidi Suarez, offers private and group classes in puppy training/basic training plus agility and trick classes. Heidi has years of training and can assist in correcting aggressive behaviour, anxiety and relationship building. Her Dog Adventure Camp at the beach offers agility course training and socialisation - great for dogs who prefer their own company. There is a pick up and drop off dog taxi for all services. sEE AD PAGE384

and

overnight boarding and day care. Dogs must be

obedience training (group sessions for six

on a flea and tick programme. Liz charges CI$35

weeks, two lessons per week, for CI$360; or

for overnight boarding, or CI$15 for day care, and

private one hour sessions for CI$70 at your

this includes all food. The dogs are walked on the

home, or CI$70 to bring your dog for the day to

beach daily and have the run of her house and

his home for specialised training and social play;

garden. Liz takes a maximum of eight to ten dogs

beginners and advanced training; dog walking/

at any one time, they are constantly looked after

sitting while at work or vacation; vet visits;

and they will not want to go home! During school

beach training; how to care for your dog. Kenneth

holidays she gets booked up months in advance,

also offers advice on how to understand dog’s

so make sure to book early.

body language, barks and behaviour, and he is particularly good at solving difficult problems.

Cayman Canine Training Services

You can find Cayman Canine Training Services on

94 Tuscany Drive, Savannah

Facebook. SEE AD pag e 387

Contact: Kenneth Morgan Tel: (345) 916 2075 Email: dogtrainer@candw.ky

Must Love Dogs

www.dogtrainercayman.com

>> >>

55 Arthur’s Lane, off North Church St, GT

They offer a service whereby they will make sure

Market Street, Camana Bay

your pet is looked after, either on a visitation or live-in basis while you are on vacation. CI$30 per day for day care play and CI$40 for overnight

“Supplies for all pets, mobile and in store grooming, aquarium maintenance/services and more….”

boarding. SEE AD pag e 387

243 North Sound Road Across from Tortuga Rum Company Mon - Fri 8am - 6pm / Sat 8am - 5pm

46 Ranch Road, Savannah

George Town: 943 PETS (7387) Countryside Shopping Village Hirst Road, Savannah Mon - Fri 10am - 7pm / Sat 9am - 7pm

Everything for the Fuzzy, Furry, Finned & Feathered Members of Your Family!

Savannah: 945 PETS (7387)

w w w.animalhouse.ky 386

CAYMANRESIDENT 2019

Cayman Pet Paradise Tel: (345) 947 1334 Email: caymanpetparadise@gmail.com www.caymanpetparadise.com A full-service kennel with 40+ open air kennels, nine of which are oversized to accommodate multiple dogs from the same family and eight double kennels. There is a cattery with 13 large

kennels. Expect to pay about CI$25 per day for dogs and CI$18 for cats. Day care services for dogs is offered for CI$10, where dogs are exercised and allowed supervised socialising with other dogs. All animal’s vaccinations must be up-to-date, including “kennel cough”. They also have the Island’s only pet crematorium. All dogs should be given Heartguard medication monthly and all cats and dogs should be treated for ticks and fleas with a monthly top spot type treatment. Cayman Pet Paradise stocks

There is a pick up and drop off dog taxi for all services. Cayman Pet Paradise (Tel: (345) 947 1334) provides a full grooming service including trimming, bathing, blow drying and more. Petopia Resort & Spa (Tel: (345) 926 1990) provides bathing and grooming for dogs and cats, they use salon quality shampoos and hand-dry pets. You can also contact Melanie Hulse (Tel: (345) 949 0787 or melhulse@gmail.com) who works out of Island Veterinary Services.

Fiproguard Plus, a generic version of Frontline

Cayman Islands Humane Society 153 North Sound Road, George Town Tel: (345) 949 1461 or (345) 938 1461 Email: cihsshelter@candw.ky Open 365 days of the year, Monday-Friday 11am-5pm, Saturday 9am-4pm and on Sunday from 9am-12pm for dog walking only. Beach training on Sundays 11am-noon on Public Beach. Department of Agriculture (DOA) Tel: (345) 947 3090 The best thing to do is to go to the DOA and look

Plus that is just as effective and much less

Pet Portraits

for your animal. Visiting hours: Monday–Friday

expensive. sEE AD PAGE 381

Picture This Studios

12pm–1pm and 3.30pm–4.30pm. If animals are

Suite 3117, 45 Market Street, Camana Bay

not claimed within seven days they will either be

Must Love Dogs (MLD)

Tel: (345) 943 3686 Email: admin@picturethis.ky

put up for adoption or, in some cases, sadly be

Doggy Day Care and Overnight Boarding: 55

www.picturethis.

put to sleep. Located on the first dirt road on the

Arthur’s Lane, off North Church Street, GT,

They create photographic memories of the pets

left off Agricola Drive in Lower Valley.

Tel: (345) 946 7222

in your family. SEE AD PAGE s 278 & 347

Boutique & Spa: Market Street, Camana Bay, Tel: (345) 746 7222

Email: info@mustlovedogs.com. ky www.mustlovedogs.com.ky Must Love Dogs offers a fun doggie day care (CI$17-CI$25 per day), overnight lodging with a few months long. MLD’s Pet sitting services includes dog walks, plant watering, cat litter tray clean feeding and house stays. Their seven days a week walking service starts at CI$15. SEE AD pag e 384

Pawsome Petsits Tel: (345) 927 744 Email: cavyclaire@live.co.uk A registered pet nurse who treats a variety of pet problems in the comfort of your home. She also offers pet sitting.

Lost pets are usually picked up by either the Humane Society, C.A.R.E., One Dog At A Time or the Department of Agriculture, so they should be your first point of contact. The Humane Society will email its members and post messages on their Facebook page to help find lost pets. If you find an injured wild animal, you can take it to Island Veterinary Services who will nurse it back to health. They appreciate donations for this service (which they offer for free). Call (345) 949 0787. They don’t however, have enough staff for pick-ups. Canine Friends (Tel: (345) 925 3990) rescues dogs from dangerous situations and places them with a good foster home.

Tel: (345) 917 8284 / www.odaat.ky Rescues unwanted dogs from the streets and the DOA pound when at risk of euthanasia.

Animal Abuse In accordance with Cayman’s Animal Law, abuse and neglect of animals is a crime and serious penalties apply if prosecuted. The Government employs Animal Welfare Officers who will investigate animal cruelty, apprehend an individual and prosecute. If you are aware that animal abuse has occurred, report it to the Department of Agriculture (Tel: (345) 947 3090) or the Police (Tel: (345) 949 4222). If you wish to remain anonymous, call the Humane Society (Tel: (345) 949 1461) who will then report the abuse to the DOA.

Petopia Resort & Spa 137 North Sound Road, George Town Tel: (345) 926 1990 or (345) 936 0900 A full-service animal care facility dedicated to providing quality care for your pets.

Pet Grooming & Pampering You can drop your dog or cat off with the following companies: Must Love Dogs (Tel: (345) 746 7222) offers full grooming services including dental, skin treatments, gland hygiene, nail trimming and more.

www. c a y m a n r e s i d e n t . c o m

387

Pets

air-con (CI$40) or packages for two weeks or

One Dog At A Time (ODAAT) Lost & injured pets & wildlife

Community Life

Photos courtesy of Deep Blue Images, Jonathan Sparrow and Gary White,

Where to find social clubs, service clubs, counselling and support groups, voluntary organisations, special interest groups and religious organisations.

COMMUNITY Life

Clubs & Organisations - Social Clubs - Service Clubs - Counselling & Support Services - Voluntary Organisations - Church Based Counselling

388 388 390 391 393 395

something in this chapter that will help you meet like-minded people. Also important to note, parents will often meet people through their children’s school or afternoon activities and, for the younger crowd, the local bar scene is very well established. Year-round warm weather, and short commute times to and from work, means that people in Cayman can make the most of their leisure time!

Religious Services

395

Clubs & Organisations

Social Clubs

his chapter is specifically designed for those keen to get involved and broaden their social lives in Cayman. It will inform you on the wide variety of service and social clubs you could join, as well as all the voluntary organisations which are always looking for an extra set of hands to help out. Each year there are new additions to the community and so our list grows! Whether you’re looking to meet people, make new friends or just get more involved in the community, you’re sure to find something between the hobbyist groups like the CI Model Flying Association, service organisations like Rotary, Feed Our Future, and LIFE (a literacy initiative), and the many social clubs like The Garden Club and The National Choir. We also list various faith-based groups and organisations. Whether you are working and have little free time, or you are a stay-at-home spouse and have lots of time, you are sure to find 388

CAYMANRESIDENT 2019

Art Nest Creative Studio Tel: (345) 949 0107 Email: artnestcayman@gmail.com www.artnestcayman.com Art Nest is a community studio that aims to stimulate creativity in Cayman by providing art supplies, a space to work or exhibit, teaching and learning opportunities, workshops and a place for members to collaborate. They offer opportunities for a diverse range of genres and welcome creatives of all skill levels. Astronomical Society Contact: Richard Mcleod Tel: (345) 949 8378 or (345) 925 4917 www.facebook.com/caymanastronomy Meets monthly at Pedro Castle about three days after the new moon.

They also meet monthly at the Marriott Hotel

opportunities and fostering creative expression.

quarterly at 7pm. The aim is to keep Cayman’s

for Dark Sky At Night.

CDS hosts an average of four to six productions

seafaring heritage alive and provide tribute to

per year and has a 130-seat theatre, the

older seamen.

Better Read than Dead

Prospect Playhouse. CDS is always looking for

Contact: Philip and Emé Paschalides

enthusiastic thespians, directors, producers,

Cayman Motorsports Association (CMA)

Email: paschal@candw.ky

stage managers, lighting and sound technicians,

Tel: (345) 926 7616

A friendly group of theatre lovers who read

back stage crew, front-of-house teams and

Email: racing.cma@gmail.com

plays at each other’s home over wine and

new friends. New members of all ages are always

At present, the CMA hosts Time Attack events

dinner, and occasionally stage public readings.

welcome. They also offer classes and workshops

every four to six weeks. For updates you can

in acting and performance skills.

follow them on Instagram and Facebook.

Helen Haines Tel: (345) 916 3217

The Cayman German Language Meetup Group

Cayman National Choir

Alex Wood Tel: (345) 947 3693

www.meetup.com/Cayman-German

Musical Director: Sue Horrocks

Tuesday night Duplicate Bridge; play starts

www.facebook.com/groups/caymandeutsch

Email: caymannationalchoir@gmail.com

at 7pm at the Comfort Suites. Friday morning

A group for German speakers in the Cayman

The choir has been entertaining the Cayman

Duplicate Bridge; play starts at 9.15am at

Islands. Members regularly meet for children’s

Islands for more than 40 years. Everyone is

The Rugby Club in South Sound. Visitors are

and adult’s events. Each week there is a playdate

welcomed to join and no auditions are required.

welcome, but please come in pairs or call well in

for parents and children. Each month there is

They meet every Monday at 7.30pm at 214

advance. All ages welcome.

an adult event to have drinks and meet other

Cannon Place, North Sound Road. For more

German speakers. The group is open to anyone

information, find them on Facebook.

Bridge Club

Bookends Book Club

in the Cayman Islands who is German speaking

Books & Books, 45 Market Street, Camana Bay

(native or 2nd language) or who has an interest

Cayman National Cultural Foundation (CNCF)

Tel: (345) 640 2665

in German, Austrian and Swiss culture, language,

17 Harquail Drive, F.J. Harquail Cultural Centre

The Bookends Book Club meets on the second

and community events.

Tel: (345) 949 5477 Email: info@artscayman.org

Cayman Islands Model Flying Association

www.artscayman.org

Cayman Connexions

Contact: Andre Archer

CNCF’s mission is to stimulate, facilitate and

Tel: (345) 926 1898

Tel: (345) 916 3838

preserve cultural and artistic expression of

Email: gretchen_allen@hotmail.com

www.facebook.com/andymac345

Caymanian performing, visual and literacy arts.

This popular organisation meets at a variety of

A club dedicated to promoting the flying and

Their activities cover all artistic disciplines:

venues to socialise and network and is a great

operation of model plane aviation in Cayman. The

theatre, dance, music, visual, literary and

way to meet new people.

association welcomes members of all skill levels,

traditional arts. Popular events and programmes

ages and interests from fixed wing aircrafts to

include: the Cayman Islands National Festival

Cayman Crypto Currency

helicopters, from electric-powered to internal

of Arts (Cayfest), the International Storytelling

www.meetup.com/George-Town-Open-

combustion models.

Festival of the Cayman Islands (Gimistory),

Source-Meetup

multiple workshops designed to develop the

Meets bi-weekly at various times and locations.

Cayman Islands Photography Club

talents of artists and preserve Caymanian arts

They discuss investing, all things Bitcoin related

Tel: (345) 938 9432

and a comprehensive offering of options for

and focus on teaching people about the new

Email: strobistcayman@gmail.com

children and teenagers interested in the arts. The

blockchain and crypto technology. Find them

Meets at 7.30pm on the first Thursday of

organisation is always looking for volunteers.

on Facebook: Cayman Islands Blockchain

every month at various venues. There is also a

Community.

photography outing on the third Sunday of every

Cayman National Orchestra

month. The club is open to all levels.

Musical Director: Jonathan Taylor

Cayman Drama Society (CDS)

Email: caymannationalorchestra@gmail.com

Prospect Playhouse, Shamrock Rd, Red Bay

Cayman Islands Seafarers Association

www.facebook/caymannationalorch

Email: training@cds.ky or www.cds.ky

11 Victory Avenue, Prospect

The Cayman National Orchestra has a wide

The Cayman Drama Society is a vibrant

Tel: (345) 947 7378

musical repertoire and consists of more than

community filled with enthusiastic members.

Email: seafarers@candw.ky

30 musicians. The orchestra meets every

They are committed to providing quality

www.caymanseafarers.ky

Wednesday at 214 Cannon Place, North Sound

live productions to help educate, enrich and

Monthly general meetings are held every third

Road 7.30pm-9pm. Visit their Facebook page to

entertain, while also providing lifelong learning

week on Tuesdays at 7.30pm with social events

find vacancies for your instrument.

www. c a y m a n r e s i d e n t . c o m

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C ommunity L i f e

Wednesday of the month at 6.30pm.

Chess Club

is to create a friendly atmosphere and provide

A group of men that want to give back to the

www.facebook.com/caymanchessclub

an opportunity for socialising. The club hosts

community. 100+ men are asked to give CI$100

www.caymanchessclub.com

regular events from September-June. Check

directly to one of three nominated charities,

Meets every Tuesday 5pm-8pm at West

their Facebook page for more information.

four times per year. Each quarter, members attend a one-hour meeting at which three

Indies Wine Company in Camana Bay and every Saturday 11am-12pm at the George

International Wine & Food Society

charities present their causes. At the end of

Town Library. All levels are welcome, including

Contact: Justin Appleyard

the presentations, members vote to determine

beginners who will be taught the fundamentals

Email: jappleyd@icloud.com

which charity will receive the $10,000+.

of the game. They also run regular tournaments

Wine themed functions are held approximately

and programmes in the local public schools.

once every six weeks, except during the

100 Women Who Care

summer. New members are sponsored by

Email: info@100womencayman.com

existing members.

www.100womencayman.com

Eloquent Speakers Toastmasters Club

A group of 100+ women that meets four times a

Email: kimberleyconolly@gmail.com www.eloquentspeakers.toastmastersclubs.org

The Lustic Life Book Club

year and gives back to the community by giving

They meet every 2nd and 4th Tuesday of the

www.lusticlife.com/bookclub.

CI$100 directly to a chosen charity.

month from 6.30pm-7.45pm at the Savannah

Meets monthly at West Indies Wine Company;

United Church Board Room, 17 Astral Way,

members are able to purchase each month’s

Business & Professional Women’s (BPW) Club

Savannah.

book selection at a discount from Books &

of Grand Cayman

Books.

Tel: (345) 323 0285. WhatsApp: (345) 321 1552 Email: info@bpwgcm.org

Eminent Orators Toastmasters Club

COMMUNITY Life

Email: eminentoratorstoastmasters@gmail.com

Orchid Society of Grand Cayman

www.facebook.com/bpwgrandcayman

The mission of this group is to provide a

Email: orchidsociety.cayman@gmail.com

www.bpw-international.org

supportive environment in which members can

www.facebook/caymanislandsorchidsociety

An influential network of business and

develop better communication and leadership

A non-profit organisation that focuses and

professional women from 96 countries with

techniques. Meets every 2nd and 4th Monday

teaches members about the conservation,

consultative status at the United Nations

of the month, 6pm-7.30pm at the Cayman

protection, growth, rescue and care for

Economic and Social Council (ECOSOC) and

Academy Canteen.

Cayman’s native orchids. Meetings are held on

participatory status with the Council of Europe.

the second Saturday of each month at 2pm at

The root of BPW’s advocacy is embedded in

Guardians Alive

changing locations, which are announced on

the work with the United Nations. BPW lobbied

www.facebook.com/guardiansalive

their Facebook page.

for the formation of the Commission on the Status of Women (CSW) and has supported

This is a group of seasoned and veteran athletes whose aim is to help beginner or intermediate

Scotiabank Pioneer Toastmasters Club

many women’s issues. BPW Grand Cayman

athletes learn tips to training safely, improve

Email: francoise.minzett@scotiawealth.com

meets every third Wednesday of the month

their overall wellness, run and recover better

Meets every other Wednesday of the month

from 5.30pm. They run regular social events,

and remain active all year round through their

at 12.30pm, 2nd Floor, 18 Forum Lane, Camana

fundraisers and community events. New

beach wellness programme.

Bay.

members are always welcome.

The Garden Club of Grand Cayman

Visual Arts Society of Grand Cayman (VAS)

IWIRC Aim Higher Mentoring

Tel: (345) 924 7765

Watler House, Pedro St. James

Tel: (345) 328 0300

www.caymangardenclub.com

Email: info@visualartcayman.com

Email: lhatfield@solomonharris.com

facebook.com/Gardenclub.ky

www.visualartcayman.com

IWIRC Aim Higher is an exciting mentoring

Meets on the first Thursday of the month from

Members have the opportunity to sell their arts

programme with the aim of helping 15/16

September to June. Monthly meetings consist

and crafts at community events. They will also

year old students at John Gray High School

of short business meetings with programmes

benefit from discounted rates on workshops

with study and life. The programme runs from

on gardening-related topics. Become a member

and use of the studio at Pedro St. James.

September to May each year. During term time,

for CI$25 a year.

Members are kept informed of other art-related

mentors meet with the students one lunchtime

events happening within the community.

a week, in order to help them maximise their academic potential and set and achieve their

International Ladies’ Club (ILC) Email: ilcgrandcayman@gmail.com

Service Clubs

life goals. The initiative is always on the lookout

The ILC is open to women 18 years or older, of

100 Men That Give A Damn!

for new mentors and offers a training course

any nationality, living in Cayman. The purpose

Email: info@100men.ky or www.100men.ky

to teach volunteers how to use study skills

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CAYMANRESIDENT 2019

knowledge and active listening techniques to

for children in Cayman. Volunteers conduct

Counselling & Support Services

enable them to support the students. Volunteers

positive service projects in their communities

Al-Anon

must also complete the Darkness to Light Child

aimed at helping children. Currently the club

Tel: (345) 928 8843

Protection training course run by the Red Cross.

run the annual Optimist Oratorical Contest

Email: caymanalanon@gmail.com

(where children speak on a given subject and

A programme with a single purpose of helping

Kiwanis Club of Grand Cayman

win scholarship funds) and the Internet Safety

families and friends of alcoholics, whether the

President: Nicola Murray

Seminar. They meet at the Hibiscus Conference

alcoholic is still drinking or not. For meeting

Tel: (345) 323 0771

Room in the George Town Hospital at 6.30pm

information please call. They also hold meetings

Email: president@kiwanis.ky

every first and third Tuesday of the month.

for friends and families three times a week, offering support and understanding.

www.kiwanis.ky The Club actively promotes the well-being of

Plastic Free Cayman

children in the community. Their largest project

www.facebook.com/plasticfreecayman

Alcoholics Anonymous

is the ‘Buy A Kid Breakfast’ programme, which

An organisation that arranges several cleanups

Tel: (345) 926 9044

provides breakfast to hungry children at eight

in the hopes of reducing plastic pollution. They

Email: caymanaa@yahoo.com

local primary schools. Kiwanis also sponsors

focus on educating and making the public aware

www.caymanaa.org

and aids five Key Clubs in local high schools and a

of the harmful effects that plastic pollution has

Meetings are held at least once a day. Check the

Circle K group in the local law school. Their mobile

on Cayman and the world.

website for times and locations.

at Red Bay Primary School, 10am-12pm. Annual

Rotaract Blue

Alzheimer’s & Dementia Association

fundraisers include KiwaniBike and the Breakfast

President: René Dixon

of the Cayman Islands (ADACI)

for Dinner. For information on club meetings and

Email: rotaractblue@gmail.com

Tel: (345) 924 4170 or (345) 947 4170

projects visit their website.

www.rotaractblue.org

Email: info@adacayman.com/adaci@candw.ky

Rotaract Blue meetings are held at Royal Palms

www.adacayman.com

Beach Club at 6pm on Wednesdays.

ADACI aim to create awareness of the different

reading programme runs every other Saturday

Lions Club of Grand Cayman

Tel: (345) 927 2298

Rotary Club of Grand Cayman

They source and facilitate training for medical

Email: stefan_b57@hotmail.com

www.rotarycayman.com

professionals and first responders, counsel

Projects of the Lions Club include sight

The Club supports local and international

people with Alzheimer’s and educate caregivers

preservation, PACCE (Prostate And Colon

community projects in the spirit of ‘Service

and family members about the stages of

Cancer Event), The Delano Hislop Memorial 3

above Self’. They meet every Thursday at

Alzheimer’s and how to properly care for

Day Journey for Life (Run/Walk), promotion

12.30pm at The Westin Grand Cayman Seven

Alzheimer’s patients. They also provide one-off

of prostate health, White Cane Week, Spelling

Mile Beach Resort & Spa. Visiting Rotarians

financial assistance to patients.

Bee and Community Food Pantry, All Islands

and individuals interested in learning more are

Kids Party for birth-12 years old, Christmas Day

welcomed. Further details are available on the

Cayman Connection UK (CCUK)

Deliveries, Sunrise Cottage, Golden Age Home

website.

www.caymanconnection.org. An organisation for Caymanians and those

and The Pines annual birthday parties. Rotary Club of Cayman Brac

affiliated with the Cayman Islands, who are

Lions Club of Tropical Gardens

Meets every Monday at 7pm at The Brac Reef

now working, studying or living in the United

President: Jasmine Minott

Beach Resort, West End.

Kingdom. Supported by the CI Government and private sector sponsors, CCUK assists

Tel: (345) 939 3141 Email: jujukat.jm@gmail.com

Rotary Central of Grand Cayman

Caymanian students in the UK by providing

Meetings take place on the first and third

www.rotarycentral.ky

networking opportunities with professionals,

Tuesday of each month at 6.30pm and are held

Meets at the George Town Yacht Club, 606 North

government entities and fellow students, as

at Elizabethan Square.

Sound Rd, George Town on Tuesdays at 7.30pm.

well as by offering pastoral support, care and

Optimist Club

Rotary Sunrise

President: Elaine Harris

Tel: (345) 938 7088

Cayman Heart Fund

Tel: (345) 928 8098

Email: rcgcsunrise@gmail.com

Tel: (345) 916 6324

Email: optimistcayman@yahoo.com

www.rotarysunrise.ky

Email: info@caymanheartfund.com

www.optimistcayman.com

Meets at George Town Yacht Club, on

www.caymanheartfund.com

The Optimist Club aims to improve opportunities

Wednesdays at 6.45am for a 7am sharp start.

A non-profit, non-governmental organisation

advice to students who are new to the UK.

www. c a y m a n r e s i d e n t . c o m

391

C ommunity L i f e

forms of dementia with a focus on Alzheimer’s.

Current President: Stephan Best

dedicated to educating the public, influencing

A non-profit organisation that aims to foster

policy and supporting access to high quality care

a safe and comfortable social environment

sclerosis patients in Grand Cayman. Created

non-profit

organisation

for

multiple

through various programmes and initiatives.

for the LGBTQIA+ (Lesbian, Gay, Bisexual,

to spread awareness of the disease, but also

Please contact the CHF if you’re interested in

Transgender, Queer, Intersex, Asexual and

to provide emotional and financial support to

assisting them with their goals, volunteering or

many others) community of the Cayman

MS patients and their families. They greatly

learning more about our events.

Islands, by building a network of local businesses

appreciate both volunteers and donations.

and public venues free of discrimination Cayman Islands Crisis Centre (CICC)

and harassment towards anyone, due to

Narcotics Anonymous

Tel: (345) 949 0366

their sexual orientation or gender identity.

Tel: (345) 929 6262 or www.caymanna.com

24-hour Crisis Line: (345) 943 2422

Members of the Colours Cayman collective

Meets every Monday at 7pm and Sunday at

Toll Free: 1 (800) 534 2422

meet regularly to organise events and discuss

6pm in West Bay, at the Hope Foundation

Email: info@cicc.ky or www.cicc.ky

plans to promote visibility, provide education

Halfway house. Meetings are also held every

and encourage dialogue surrounding local and

Tuesday at 12.30pm and Thursday at 12.30pm

regional LGBTQIA+ issues.

at the Bridge Foundation on Hell Road, as

charitable

organisation

that

provides

supportive services focusing on domestic and sexual abuse through the provision of

COMMUNITY Life

well as Thursday at 8pm and Saturday at

safe, temporary shelter for women and their

The Department of Counselling Services

5pm at the First Baptist Church on Crewe

children, community education and assistance

3rd Floor, Flag Ship Bldg, Cardinal Avenue, GT

Road. Finally on Fridays at 6.30pm there is

to all victims of abuse. All calls are confidential.

Tel: (345) 949 8789

a meeting at the National Drug Council, in

Services

Email: counselling.services@gov.ky

Caymanian Village on North Sound Road.

include:

guidance

and

crisis

counselling, 24/7 emergency shelter, case

For more information on The Family Resource

management, individual and group counselling,

Centre, The Counselling Centre and the

Overcomers Outreach

support groups, risk assessment, safety

Caribbean Haven Residential Centre please

Contact: Vanessa Gilman

planning, advocacy and referral services: legal

see pages 234-236 in the Health & Wellness

Tel: (345) 938 1188

advice, legal aid, social services, family support,

chapter.

www.overcomersoutreach.org

employment services and substance abuse

A Christ-centred, 12-step recovery group

services. Also offers a 24-hour Crisis Line, Safe

Home Schooling Support Group

Shelter Programme, Aftercare Programme,

Meets

home

by them. Meetings are held at the Cayman

the Community Outreach Programme, TAYA

schooled families the opportunity to network

Islands Baptist Church, Pedro Castle Road, on

Lounge Programme and CAYP (see below).

with other families, plus ask questions

Tuesdays at 7.15pm.

Recently CICC opened a walk-in office called

about homeschooling, get ideas and be an

Estella’s Place, where children and parents,

encouragement

teenagers, young adults and both male and

The group currently has 221 members and is

CEO: James Ramoon

female victims of domestic violence can use

run by Tiffany Knowles and Drew and Emily

Tel: (345) 927 4777

their programmes and services.

Thomas. Find them on Facebook: Cayman

Email: tnshcommunityfoundation@candw.ky

every

month

and

other

which address addictions and those affected gives

homeschoolers.

The New Self-Help Community Foundation

Homeschoolers. [Note: The Department of

Created to inspire young people to take

Children and Youth Programme (CAYP)

Education wants to remind everyone that

responsibility for their future by implementing

Tel: (345) 949 0366 or Email: info@cicc.ky

families must be registered to homeschool

high-impact programmes which emphasise

CAYP offers intervention and prevention

their children in the Cayman Islands. See page

strong social, cultural, and educational values.

services for children who accompany their

328 for more information on the process.]

Their aim is to promote positive self-esteem,

mothers to the shelter as a result of domestic

foster economic development, and positively

abuse or sexual assault. The CAYP provides

In Our Hearts

transform the lives of children, their families,

intervention and prevention services for school

Contact: Dr. Annette Stephenson

and their communities.

age children and enhances their safety and

Email: lightafterloss@gmail.com

self-esteem skills. It raises awareness of child

A support group set up to help those suffering

The Sickle Cell Support Group

abuse prevention for mothers and increases

from the loss of a baby during pregnancy.

Tel: (345) 244 2630

public education on the effects of domestic

Everyone is welcomed.

Email: joy.merren@hsa.ky

violence on children.

The group meets in the Cayman Islands MS Foundation of the Cayman Islands

Hospital Public Health waiting room to

Colours Cayman

Tel: (345) 323 0656

discuss various aspects of this disease.

Tel: (345) 324 3779

Email: info@msfcayman.com

Email: hello@colours.ky

www.facebook.com/msfcayman

392

CAYMANRESIDENT 2019

The Special Needs Foundation of Cayman

Big Brothers Big Sisters of the Cayman Islands

Email: info@cics.ky or www.cics.ky

Email: info@specialneedsfoundation.ky

Tel: (345) 923 2471

CICS receives no Government funding and

www.specialneedsfoundation.ky

Email: startsomething@bbbs.ky

relies solely on donations received from

This is a charitable organisation which holds both

www.bbbs.ky

individuals and companies, as well as its

community-focused and parent support meetings,

Volunteers are matched with children to create

community volunteers. CICS provides a

as well as social events and activities. They offer

mentoring relationships which provides children

variety of services, including a hospital

support, information, education and resources

with the friendship and guidance of an adult.

equipment rental programme, counselling,

to parents of children with special needs, as

They are actively seeking new volunteers,

art therapy and a free educational outreach

well as networking opportunities for associated

especially for their ‘Big Brothers’ contingent.

programme. They offer a Charity Voucher Programme

professionals. Facebook: SNFCayman.

which

provides

patients

Breast Cancer Foundation

who qualify, with free pap smear tests or

Teens and Young Adults Lounge (TAYA)

Tel: (345) 923 1135 or (345) 936 1135

mammograms and men with PSA blood

Tel: (345) 949 0366 or Email: taya@cicc.ky

Email: info@breastcancerfoundation.ky

tests (for prostate), mouth and throat cancer

Located at Estella’s Place, it aims to create a

www.breastcancerfoundation.ky

screening. Financial assistance is provided to

safe and supportive environment by assisting

Created to support breast cancer patients

qualified patients. CICS provides prosthetic

teens and young adults who have experienced

and their families, the organisation provides

breasts and bras for women. You can donate

or witnessed domestic violence, are at risk of

help for those suffering both emotionally

magazines to those receiving chemotherapy

becoming involved with violent partners, have

and/or financially. They offer an Awareness

by putting them in the white bin outside

difficulties finding effective ways to deal with

Program which aims to save lives through

the CICS. Office hours are Monday-Friday

conflict and have very few or no family members

early detection by teaching you how to be

9am-4pm.

to rely on. TAYA Lounge provides recreational

proactive about your health, and a Wellness

activities, life skills development and therapeutic

Initiative programme which aims to help such

Cayman HospiceCare

guidance to establish healthy behaviours that

patients get through treatments with advice

Trafalgar Place, above Duke’s Restaurant,

influence positive change. It is a space where the

and support.

West Bay Road, Seven Mile Beach

with peers with similar challenges, build positive

Cayman AIDS Foundation

Email: info@caymanhospicecare.ky

and supportive relationships with adults and talk

Tel: (345) 946 3029

www.caymanhospicecare.ky

to a qualified counsellor if needed.

Email: info@caf.ky or www.caf.ky

HospiceCare is a non-profit organisation,

The Cayman AIDS Foundation (CAF) is a

dedicated to providing comfort care, free

Sports Clubs There are a number of sporting associations on the Island (see the Sports & Fitness and Activities for Kids & Teens chapters for more information).

community-based

which

of charge, to those living on-Island with

provides education on the danger of, helps

cancer or other end-stage diseases. They

prevent the spread of, and gives support and

are committed to improving the lives of

guidance to all people living with and affected

those affected by death, assuring long-term

by, HIV & AIDS and STIs.

emotional,

Voluntary Organisations

CARE - Cayman Animal Rescue Enthusiasts

specialist nurses and caregivers and has a

Cayman’s ARK - Acts of Random Kindness

Tel: (345) 938 CARE (2273)

team of trained patient care volunteers to

Email: info@arkcayman.com

Email: info@caymancare.ky

offer support to patients and their families.

www.arkcayman.com

www.caymancare.ky

Holistic care is important so they also offer

www.facebook.com/arkcayman

A charitable company whose goal is to assist

music and art therapy, counselling, Yoga,

Cayman’s ARK is a registered non-profit,

in the education of ‘spay and neuter’ within

Reiki, therapeutic massage, Lunch Club and

grassroots, charitable foundation. Their aim is to

the community, as the humane solution to

bereavement support. HospiceCare costs

improve the standard of living for under-privileged

address the overpopulation problem that

more than CI$1,800 per day to operate and

families with programmes such as CASA which

sadly exists. Volunteers are always needed to

is 90% funded by fundraising events and

helps with home improvements, Feed Cayman

assist with door-to-door campaigning, clinic

donations. Support from the community and

which provides families with food at home and

transportation, fundraising and community

volunteers are always welcome.

school, Re-Connect keeps families with power,

dog washes. Donations are always welcome.

organisation

spiritual

and

general

well-

being to survivors after loss. They employ

Cayman Islands Humane Society

water and also provides temporary housing, MER is an education programme for kids in impoverished

Cayman Islands Cancer Society (CICS)

153 North Sound Road, George Town

homes and their Crisis Initiative aids families with

114 Maple Road (near Cayman Islands Hospital)

Tel: (345) 949 1461

medical situations.

Tel: (345) 949 7618

Email:

cihsshelter@candw.ky www. c a y m a n r e s i d e n t . c o m

info@ 393

C ommunity L i f e

Tel: (345) 945 7447

youth can make social and emotional connections

caymanislandshumanesociety.com

Little Cayman Research Centre where they have

the only solid meal they will receive the entire

www.caymanislandshumanesociety.com

hosted over 100 visiting scientists, discovered

day. Feed our Future seeks to fund nutritionally-

Volunteers are always needed to work in

new species and critical habitats, established

balanced school meals for children in need. They

four areas: the bookstore, thrift shop, animal

programmes to improve the health of coral

hope to help at risk school-age children to be

shelter or in fundraising. They operate an

reefs, and educated thousands of students and

physically nourished and equipped to learn

excellent second-hand book store (Book

visitors about practical ways to support the

by providing school lunches. They also run a

Loft) and thrift shop (Claws-It). Donations are

health of coral reefs. CCMI researchers have

summer food programme and offer life skills

always needed.

provided 20 years of baseline data on both coral

workshops on healthy shopping and cooking on

and fish, published over 100 scientific papers

a budget.

Cayman Islands Red Cross (CIRC)

and supported 18 MS and PHD researchers to

34 Huldah Ave, Opposite the Cricket Pitch, GT

become leaders in their field. CCMI also provides

Have a Heart Cayman

Tel: (345) 949 6785

local education programmes, scholarships and

Tel: (345) 526 2185

Email: director@redcross.org.ky

internships.

Email: info@haveaheartcayman.com

www.redcross.org.ky

COMMUNITY Life

www.haveaheartcayman.com

The Cayman Islands Red Cross (CIRC) serves

Community Outreach Programmes

Have a Heart is a non-profit association

all three Islands. The four main programmes

Tel: (345) 939 1301

that facilitates and funds life-saving cardiac

of the CIRC are: Disaster Management, First

Email: michaelmyles1117@gmail.com

procedures for children worldwide, in a state-

Aid & Aquatics, Child Protection and Sexuality

The outreach programme caters to those in

of-the-art, world class hospital in the Cayman

Education and the Thrift Shop (which offers

need of mentorship and academic support. It

Islands. Every cent raised by Have a Heart

affordable shopping and provides for the most

is active in all public schools and caters to over

Cayman Islands, goes directly to the delivery

vulnerable access to these goods free of cost.

1,500 students, ages 4-17 years old, Monday-

of health care for children. Without this support

See the Shopping chapter). The CIRC trains

Friday, 8am-6.30pm. Students are exposed

they would be unlikely to access the cardiac

volunteers to work within the communities,

to a variety of activities: homework support,

procedures they need to survive.

and works directly to empower communities

maths and literacy support, arts and crafts,

through the training of Community Emergency

sports, youth activities and mentoring. The

Jubilate After School Programme

Response Teams. The headquarters location

programmes are also in need of donations for

Tel: (345) 938 0332 or Email: info@jubilate.ky

also serves as a hurricane shelter and is usually

school uniforms, school supplies, medication,

This is a non-profit, social outreach programme.

the first to open when there is a threat to

eye appointments, snacks, stationery and

The programme consists of students from the

Grand Cayman. The CIRC is always in need of

equipment for activities. You can improve a

government primary school systems who are

volunteers and donations to the cause.

childâ&#x20AC;&#x2122;s life with 30 minutes once a week, so

ages 7-10. Their aim is to empower them with

please consider helping! You will make a huge

confidence, teach them musical skills and instill

difference in the lives of our youth.

good citizenship. Volunteers help students

Central Caribbean Marine Institute (CCMI) Tel: (345) 948 1094

with academic work and behavioural skills.

Email: info@reefresearch.org

Feed Our Future

The programme takes place Monday to Friday

www.reefresearch.org

Tel: (345) 916 0923

3pm-6pm. Volunteers, musicians and guest

CCMI was founded in 1998 to protect the future

Email: info@feedourfuturecayman.org

speakers are always welcomed.

of coral reefs through research, conservation,

www.feedourfuturecayman.org

and education. Since then they have opened the

For many children in Cayman a school meal is

LIFE (Literacy is for Everyone) Ltd Tel: (345) 938 6300 Email: volunteer@life.org.ky www.life.org.ky LIFE is an independent charitable organisation dedicated to significantly improving literacy levels in Cayman. Their most popular volunteer programme is Paired Reading which matches a volunteer with a young student and once a week volunteers will read with them for 30 minutes at their school. LIFE also provides free parent education workshops to give parents the skills to teach their children how to read. All students receive free new books to practice

394

CAYMANRESIDENT 2019

Âť

their skills at home. You can donate gently used

Cayman National Cultural Foundation and the

retirement home, The Lighthouse School,

or new books by emailing: books@life.org.

National Gallery of the Cayman Islands of over

NCVO,

ky. Volunteers are always needed to help with

100 artists. The NGCI runs a series of outreach

Special Olympics and more. Volunteers and

projects, fundraise, or to read with children.

programmes, adult courses, children’s classes,

new members are always welcome. Check

SEE AD op p osit e pag e

special events for members and fundraising

their Facebook page for information.

school

lunch

programmes,

the

projects. New volunteers and members are Meals on Wheels

Prospect Community Group

welcome.

Tel: (345) 769 1974

Tel: (345) 922 5276 (Emergencies only)

Email: info@mealsonwheels.ky

National Trust for the Cayman Islands

Email: prospectcommunity345@gmail.com

www.mealsonwheels.ky

558A South Church Street (Dart Park)

The Prospect Community Group meets

Meals on Wheels provides free, nutritious

Tel: (345) 749 1121

on the first Monday of the month at 7pm

meals, soups, friendly smiles and safety checks

Email: community@nationaltrust.org.ky

in the Seafarer’s Hall on Victory Avenue in

to seniors, the homebound and the disabled. It

www.nationaltrust.org.ky

Prospect. All residents of Prospect and Red

only takes CI$5 a day to feed a senior and they

The National Trust owns and protects more

Bay are welcome to attend. There is always

are always accepting of all donations. Contact

than 3,000 acres of nature reserves, as well as

a lively discussion on what is happening

the Administration Office to make a pledge or

owning, leasing or managing various historic

in the community in regard to policing,

volunteer.

properties on the three Islands. They offer

garbage

monthly activities that teach a great deal about

and improvements and all residents are

the Cayman Islands.

welcome. They have a very active WhatsApp

NCVO Children Services Programmes Tel: (345) 949 2124

collection,

litter,

landscaping

group which you can ask to join.

One Dog at a Time (ODAAT)

Volunteer/Fundraisers/Events/Programmes

Tel: (345) 917 8284

Volunteering to Support Prison Rehabilitation

Info Email: ncvocoordinator@ncvo.org.ky

Email: info@ODAAT.ky or www.odaat.ky

Contact: Ms. Aduke Natalie Joseph-Caesar

www.ncvo.org.ky or

www.facebook.com/onedogatatime13

Tel: (345) 640 3000 or (345) 925 8663

www.facebook.com/NCVOCaymanIslands

A small group created to rescue and rehouse

Volunteers assist in the provision of prison-

The

non-profit

unwanted dogs and puppies. They raise funds

based programmes and supporting the

organisation dedicated to the care, education

to pull the dogs from the pound (where they are

prisoners’ integration back into society.

and well–being of children and families in

likely to be euthanised), provide the required

need of support. The NCVO runs several

treatments and house and feed them. ODAAT

YMCA of the Cayman Islands

children’s programmes across the Island.

aim to find permanent homes for dogs and,

Tel: (345) 926 9622

The NCVO also runs a thrift store located on

when necessary, pay for them to be flown

www.ymcacayman.ky

Anthony Drive (GT) which accepts donations

to rescue partners in New York and Toronto.

of clothing, household items, children’s items

They welcome volunteers, donations and

organisation that aims to strengthen the

and furniture. NCVO’s largest fundraiser, the

sponsorship for individual dogs. Check their

community.

annual radio telethon, is held at the end of

Facebook page for more information.

qualified staff and assisted by committed

NCVO

registered

cause-driven,

charitable,

Operated

non-profit experienced,

volunteers. SEE AD pag e 378

October/ early November. Pink Ladies Volunteer Corps National Gallery of the Cayman Islands (NGCI)

Tel: (345) 927 8900

Church Based Counselling Ministry

Esterley Tibbetts Highway, near Camana Bay

Email: pinkladiescayman@gmail.com

Bethesda Counselling Centre

Tel: (345) 945 8111

The Pink Ladies Volunteer Corps is a service

68 Mary Street, George Town

Email: info@nationalgallery.org.ky

organisation whose members volunteer in

Tel: (345) 946 6575

www.nationalgallery.org.ky

various roles within the community. Their

Email: bethesda@candw.ky

The NGCI hosts a variety of exhibitions

craft group meets on Tuesday mornings

www.bethesdacounselling.ky

annually featuring local and international

throughout the year at the South Sound

Face-to-face,

artists’ work as well as numerous community

Dart Park. The major fundraising event

counselling offered for all issue types.

exhibitions. The Gallery is a 9,000sq ft space

plus a walking labyrinth, sculpture gardens,

Tea, in late November/early December,

Religious services

cafe and gift shop. The Gallery also houses

featuring a delicious tea, Christmas crafts,

the National Collection, which traces the

entertainment and children’s activities.

Island’s art history, comprising of work from

Funds raised by the Pink Ladies benefit

the Cayman Islands National Museum, the

community projects such as The Pines

In Cayman you will realise that we have two things in overwhelming abundance: banks and churches. There are more than 200 churches, with almost every

the

annual

Christmas

Bazaar

group

therapy

and

online

and

www. c a y m a n r e s i d e n t . c o m

395

C ommunity L i f e

Donations Email: ncvo@ncvo.org.ky or

denomination represented. The following are just some of the services held weekly. During July and August the number of services held are often reduced as numbers decrease due to the summer vacation. The Cayman Islands is a very multicultural country, so there are also other faith-based communities, outside of this list, that hold regular religious services.

Cayman International Assembly Meeting place: Camana Bay Cinema Tel: (345) 917 5774 Sunday Programme/Service 10am. Cayman International Assembly of God is a new kind of church for the Cayman Islands offering a casual and contemporary style of worship.

Baptist Churches Cayman Islands Baptist Church

COMMUNITY Life

First Baptist Church is family... spiritual family...united in the love of Jesus. We exist to help people grow in the grace, knowledge and love of Jesus Christ, who sacrificed himself on the cross to purchase forgiveness of sins and eternal life for everyone who believes in Him. People from over 25 nations worship with us, and we invite you to join us, too!

Anglican Church

163 Pedro Castle Road, Savannah

St. Alban’s Church of England

Pastor: Dr. Randy Von Kanel

461 Shedden Road, George Town

Tel: (345) 946 2422

Rector: Reverend Christopher Pierce

office@cibaptist.ky or www.cibaptist.ky

Tel: (345) 949 2757 or (345) 916 7373

Sunday services: Sunday School 9am (Bible

Email: revcdp@gmail.com

study for all ages); Worship Service 10am;

www.churchofenglandcayman.com

Iglesia Bautista Islas Caiman 6pm. Seasonal

Sunday Services: Matins/Morning Prayer

weekday events: Wednesday: Worship and

8.30am; Church School for Adults 9am; Sung

Bible Study 7pm; Thursday: Estudio Biblico 7pm;

Eucharist/Holy

Sunday

Friday: Gopher Buddies (ages 4-5) and Kids

School 9.30am; Evening Prayer 6pm. For

Night Out (ages 5-10) 6.30pm- 8pm, Fuel 4:13

weekday services and activities see the

(ages 13-18) 8.30pm- 10pm, XP3 (ages 11-13)

website calendar.

7pm- 8.30pm. LifeGroups (home Bible study)

Communion

and

meet in various locations.

Anglican (Episcopal) St. George’s Anglican Church

First Baptist Church of Grand Cayman

64 Courts Road, George Town

920 Crewe Road (Opposite the Lion’s Centre).

Rector: Reverend Mary Graham

Pastors: Dave Jorge, Bentley Robinson and Paul

Tel: (345) 949 5583

Reynolds

Email: stgeorgecaymanislands@gmail.com

Tel: (345) 949 0692

www.stgeorgescayman.org.ky

Email: fbc@fbc.org.ky or www.fbc.org.ky

Sunday Mass 7am and 9am; Sunday School

Sundays: Sunday School for all ages 9.15am;

9am; 1st and 2nd Sundays Eucharist and

Sunday morning service 10.30am; Wednesdays:

Sermon 11.15am, Newlands; Wednesday Mass

6.30pm Bible Study; Fridays 7pm Youth Group.

7.30am; Holy and Saint days at 6pm; Chancel

Small groups throughout the week.

Wednesday: 6:30pm Bible Study (adults) Music & Missions (ages 5-11)

Choir practice Thursday 5.30pm; Junior Choir

SEE AD t h i s pag e

6.30pm; baptisms, marriage and confessions

Catholic Churches

Friday: 7:00pm Youth (ages 12-17)

by appointment. [Note: Times may vary during

St. Ignatius Catholic Church

the summer months]. Call for details.

597 Walkers Road, George Town

We meet on: Sunday: 9:15 am Sunday School (All ages) 10:30am Worship Gathering

practice Friday 6pm; Youth evening Friday

Pastor: Father Suresh Rajaian SAC

Find out more about our church at our website www.fbc.org.ky. Give us a call at 345.949.0692 or email: fbc@fcb.org.ky. We’re located at 920 Crewe Road, across from the Lion’s Center. P.O.Box 10175, Grand Cayman KY1-1002.

CAYMANRESIDENT 2019

Tel: (345) 949 6797

First Assembly of God

Email: ignatius@candw.ky

195 Old Crewe Road, George Town

www.ignatius.ky

Tel: (345) 945 2182

Weekday Masses: Mon–Fri 7am and Fri 6pm; Weekend Masses: Saturday 8.30am and 6pm

Come join us as we worship the Lord Jesus! 396

Assemblies of God

West Bay Assembly of God

and Sunday 8am, 11.30am and 6pm; Public

100 Finch Drive (off Birch Tree Hill Rd), West Bay

Holiday Mass: 8.30am; Sunday School 10.15am;

www.facebook.com/WBAssemblyofGodGC

Confessions: Saturday 5pm-5.45pm; Prayer Meeting on Wednesdays at 6pm. Eucharistic Adoration 6am-12am daily in the Divine Mercy

Email: franksoundcog@gmail.com

Seventh-Day Adventist

Sunday service 10.30am. Kinder Church (ages

Cayman Islands Conference of Seventh-Day

Christ the Redeemer Catholic Church

3-5 years every Sunday), Children’s Church

Adventists

Reverend Blackman Road, West Bay

(ages 6-9 years every 2nd and 4th Sunday) and

Tel: (345) 640 2647

Tel: (345) 949 6797

Pre-teen Ministry (10-14 years every 1st and

www.caymanadventist.org

Sunday Mass: 9.45am.

3rd Sunday) runs at the same time. Wednesday

Saturday Sabbath School service 9.15am,

Bible Study: 7.30pm; Friday’s Fusion Youth

Divine Service 11am, Bible Class 4pm (may

Group for 13-18 year olds: 8pm.

vary), Adventist Youth Program (AY) 5pm

Adoration Chapel.

Stella Maris Catholic Church

(may vary); Sunday evening service 7.30pm.

Alta Vista Drive, Cayman Brac Tel: (345) 925 6215 or (345) 948 0551

Sunrise Community Church

Wednesday evening service at 7.30pm. There

Sunday Mass or Eucharistic Service: 11am.

Tel: (345) 926 7473

are churches located across Grand Cayman,

Email: paola@sunrise.ky

Cayman Brac and Little Cayman.

Lutheran

www.sunrise.ky

Safe Harbour Lutheran Church

Sunday Services 10am at the Harquail Theatre

Hindu Services

205 Andrew Drive, Snug Harbour

on Seven Mile Beach, with the opportunity to

Dr. Krishna Mani

Pastor: Charles Seong

socialise afterwards in the café. Nursery Care

Tel: (345) 945 1565

Tel: (345) 926 5491

and a children’s church group are also available.

www.safeharbourlc.com

Services last approximately 75 minutes.

Jewish Services

Sunday service 10am at the South Sound

Community Groups meet throughout the week

Chabad Cayman Jewish Community Centre

Community Centre.

at a number of locations across the Island.

7 Mile Shops, 215B West Bay Road

Rabbi Berel & Rikal Pewzner

Pentecostal

Tel: (345) 516 4474 or (345) 516 4474

Wesleyan Holiness Church

All Nations United Pentecostal Church

Email: info@jewishcayman.com

150 North West Point Road, West Bay

Tel: (345) 949 9533

www.jewish.ky

Pastor: Reverend Brenda Wallick

Email: upc@candw.ky

The

Tel: (345) 949 3394

www.allnationscayman.org

provides a wide variety of Jewish educational,

Sunday services: 9.45am, 11am and 6pm;

Tuesday Youth Service 7.30pm; Wednesday

religious and social services including Youth

Mid-week service on Wednesday 7.30pm and a

Fasting 11am; Thursday Bible study/prayer

Education,

youth meeting on Fridays at 7.30pm.

meeting 7.30pm; Sunday School 9am; Sunday

Services, Shabbat and Holiday celebrations and

Divine Worship 11am and Evangelistic Service

Jewish Life Cycle events.

Moravian

Cayman

Jewish

Adult

Community

Education,

Centre

Synagogue

held at 7.30pm.

Covenant Moravia Church

Temple Beth Shalom, Cayman Brac

6 Devon Road, off Marina Drive, Prospect

Presbyterian & Congregational

Tel: (345) 948 0518

Pastor: Reverend Ruth Stephenson

Elmslie Memorial United Church

Lynne & George Walton: (345) 325 3474

Tel: (345) 947 7935

48 Harbour Dr, George Town, Grand Cayman

Email: seadreamsvilla@gmail.com

Sunday services: 11am. Wednesday: Bible Study

Minister: Rt. Reverend Christopher Mason

Friday evening Shabbat Services. Call for

7.30pm. Friday: Youth Fellowship at 6.30pm.

Tel: (345) 949 7923

information regarding weekly services and

Email: elmslie@candw.ky

community events.

Non-Denominational

www.elmsliechurch.org.ky

Agape Family Worship Centre

Sunday services: 10.30am and 6.30pm. Elmslie

Muslim Services

Tel: (345) 949 2539

also has a smaller affiliated congregation: South

Islamic Society Cayman Islands

Email: agape@candw.ky

Sound United Church, South Sound. Service on

Unit C3, Cayman Business Park, George Town

www.agapecayman.ky

Sunday is at 9am.

Mosque Tel: (345) 929 1400 Email: isci@candw.ky or www.isci.org.ky

Sunday services 10am; Sunday School 11am; Wednesday service 7.30pm; Saturday morning

William Pouchie Memorial United Church

Prayers are held five times daily, plus Friday

prayer meeting 6.30am and Friday youth group

815 North Side Road, North Side

(Jummah) prayers at 1pm. During the month of

held at 7.30pm.

Minister: Rev. Rohan Forrester

Ramadan, daily Taraweeh Prayers are offered.

Tel: (345) 938 2239 (Minister)

The Muslim community of Cayman is very

Church of God Chapel Frank Sound

Email: wpmucns@gmail.com

small compared to other countries, but the

1275 Frank Sound Road, North Side

Sunday service: 9am.

diversity of the community makes up for what

Tel: (345) 947 3691

it lacks in size.

www. c a y m a n r e s i d e n t . c o m

397

C ommunity L i f e

Methodist

Sports & fitness

Photos courtesy of Picture This Studios, Cayman Riding School and Deep Blue Images.

Information on the extensive amount of sporting activities available on-Island. Including details on all activities, sports teams, golf courses, gyms, yoga, competitions and more.

sports & fitness

Sports Activities 398 - Badminton 398 - Basketball 398 - Boot Camps 399 - Bowling/Boxing 399 - Cricket/ Crossfit & Cycling 399 - Darts/Dance 399 - Football/Soccer 400 - Indoor Football 400 - Golf Courses 400 - Gyms & Fitness 400 - Hockey - Field & Roller 401 - Horseback Riding 401 - Hunting 402 402 - Martial Arts - Netball 402 - Personal Fitness Trainers 402 - Pilates/Barre 402 - Pole Fitness/Rock Climbing 403 - Rugby 403 - Running/Softball 403 - Shooting 403 - Spinning/Special Needs 403 - Squash/Swimming 404 - Table Tennis & Tennis 405 - Triathlons 405 - Ultimate Frisbee 405 - Volleyball & Beach Volleyball 405 - Yoga/Wellness & Stretch Classes 405

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CAYMANRESIDENT 2019

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he first known competitive sporting event in the Cayman Islands took place in 1935 when a regatta for catboats and schooners was organised. There is now a diverse range of sport offerings whether you are a hardcore athlete or just want to be part of a team. Sporting opportunities, events and competitions are available year-round and residents love to get involved. Sports groups and teams are also a wonderful way of making new friends and invariably have vibrant social scenes attached to them. Those who prefer to work out alone will find numerous high quality gyms with great equipment and a variety of classes. There are also plenty of sporting events which bring the whole community together and are great fun. The Island is also set to host the 48th CARIFTA Games over the Easter weekend in 2019. Keep an eye on the Events Calendar on www.explorecayman. com for details on sporting events throughout the year. SPORTS ACTIVITIES

Badminton All visitors and levels of players are welcomed to join the Cayman Islands Badminton Club. There is a per-session or yearly membership fee. For more information on times and location, call Chris Cole on (345) 925 3620 or email: caybadm@yahoo.com. Basketball The Cayman Islands Basketball Association (CIBA) organises various leagues and clinics throughout the year for kids, teens and adults.

Whenever possible games are played at the indoor Arts & Recreation Centre at Camana Bay, the UCCI campus or at Clifton Hunter School. Alternatively, games are held at the CIBA’s courts across from Kirk Market, off Eastern Avenue. Call Coach Voot on (345) 916 5083 or email: info@caymanbasketball.org for more info. King’s Sports Centre has two indoor basketball courts that can be rented for practice. Call (345) 946 5464 for details. Boot Camps runs boot camps, small group training programmes, nutritional coaching and motivational tools. For more details call (345) 345 8696 or email: bodyshaperscayman@gmail.com. There is a free boot camp called Camana Bay Boot Camp that offers a high intensity workout. They meet at 6pm every Tuesday at the Cayman International School. Email: dacordirider@gmail.com for more information. Body Shapers Fitness Studio

King Pin Bowling inside King’s Sports Centre

on Crewe Road has a four lane bowling alley, a waiting lounge and a bar. It’s an ideal venue for parties or corporate events as it comfortably accommodates up to 24 bowlers with four lanes (six people per lane). Booking in advance is recommended. For more information call (345) 946 2695 or email: kingpinbowling@candw.ky. se e ad pag e 400

Boxing For fun, casual boxing visit the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. They run training programmes weekdays 5pm-8pm. Email: info@caymanislandsboxing.com or visit their Facebook page for further information. Camana Bay Sports Complex Everyone can enjoy individual or team sports at the Camana Bay Sports Complex. Their facilities include: two tennis courts, two basketball courts, one eight-lane

Cricket Founded in 1974, the Village Greenies are one of the oldest cricket clubs in Cayman. The Greenies have teams in both the men’s first and second grade. The season runs from January through July, with some preseason play October to December. Email: admin@villagegreenies.com or visit www. villagegreenies.com. For the official cricket league, call Cayman Cricket on (345) 945 6447, email: admin@caymancricket.com or visit www.caymancricket.com. If you don’t have your own equipment, cricket gear can be bought at Sports Supply in Galleria Plaza on West Bay Road or the clubs can provide kit and equipment. CrossFit CrossFit aims to increase strength, endurance, flexibility and coordination. Three gyms offer the CrossFit programme: Cayman CrossFit (Tel: (345) 929 8450); 7 Mile Strength & Fitness (Tel: (345) 925 1456) and World Gym (Tel: (345) 949 5132). Cycling Cayman’s flat topography and warm climate make it a perfect place for recreational and competitive cycling. The Cayman Islands Cycling Association (CICA) is a dynamic and active organisation and their cyclists meet at Hurley’s supermarket car park in Grand Harbour shopping centre every Sunday morning for a 7am departure. The group ride is made up of a mixture of serious cyclists, triathletes and beginners who cycle 48-60 miles at an average pace of 18–20 miles per hour. The more advanced cyclists ride 60-125 miles with the Day Breakers Cycling Group, who depart at 5am on Sunday mornings from Savannah. Contact president@caymancycling.ky or

info@caymancycling.ky, Tel (345) 938 7827. Take a bike tour or hire a bike and explore West Bay’s wonderful bike trails with Cayman Bike Company. Visit www.caymanbikecompany.com for more information. Darts The Cayman Islands Darts Association (CIDA) holds a yearly league where teams compete at various venues such as Salty’s, Fidel Murphy’s and Popo Jebs restaurant. They also hold monthly tournaments and select national players to compete at the Caribbean Darts Championships every other year. Email: caymandartsassociation@ gmail.com for more information. Dance is focused on the development of sound technique through classical ballet training and creative movement. New to CPDA is Acrobatic Arts, a professional curriculum for Acrobatic Dance & Pre-school. CPDA studio is located at 107-109 Alissta Towers, North Sound Road. Call (345) 926 9603, email: centrepointedance@hotmail.com or visit www.centrepointedancestudio.com.

Centre Pointe Dance Studio

The Cayman Islands National Dance Company

holds classes for adults, combining modern, Afro-Caribbean, Latin, reggae and reggaeton, hip-hop, lyrical, creative movement, jazz and ballet. Visit www. danceunlimitedcayman.com or call (345) 916 6795. Likewise, Miss Jackie’s School of Dance (Tel: (345) 936 6807) located in Pasadora Place off Smith Road, offers adult dance lessons on Tuesdays at 6.15pm and Saturdays at 1.30pm. Adults enjoy a multitude of dance styles including ballet, lyrical, modern and jazz. A ‘Stretch’ class is also offered on Tuesdays, Wednesdays and Thursdays from 5.15pm-6pm. Quinntessential Movement offers pole and aerial fitness, chair dance, conditioning, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 925 8973, email: info@qmovement.dance or

www. c a y m a n r e s i d e n t . c o m

399

SPORTS & FITNESS

Bowling

25m swimming pool, and one FIFA two-star rated football pitch. The Arts & Recreation Centre, an indoor facility, can host basketball, volleyball and badminton. If you are interested in booking any of the sports facilities, please email: cbsc@ camanabay.com or call (345) 640 2878.

visit www.qmovement.dance. The Wharf Restaurant offers free salsa lessons on Tuesday nights at 9.30pm. Football/Soccer Cayman Islands Flag Football Association (CIFFA) hosts

its Summer Premier League, which consists of men’s and women’s teams from June/July-October with games being played on Monday nights and Saturdays. Their co-ed league plays on Fridays at the Ed Bush Sports Complex in West Bay during the months of February-May. New players are always welcomed. Email ciffa345@gmail.com for more information.

Cayman Islands Football Association (CIFA)

sports & fitness

Premier leagues run from September to May, with games on Saturday and Sunday nights at local stadiums. Teams are friendly and welcoming to all new players. For further information contact (345) 949 5775 or email: secretariat@cifa.ky.

Cayman Islands Gaelic Football Club

Gaelic football is a very popular sport in the Cayman Islands and The Club welcomes players of all skill levels. There are four women’s and six men’s teams. Games are played at the Camana Bay Sports Complex and the season runs from January through June. There is also a Mixed-9s tournament in January, a St. Paddy’s Day Exhibition Game in March and the Finals Day held in June. In September, the national teams compete in the USGAA Championship. Email: info@caymangaelic.com to join. The DHL Sunday Football League

This league is comprised of eight football teams playing each other three times, for a total of 21 league games throughout the season, which commences on the first Sunday in October and finishes at the start of May the following year. There are roughly 150 players participating each week. The teams also compete in a knock-out competition, the Cayman Physiotherapy Cup, with the final being played in mid-May. The Sunday League teams are always on the lookout for new players, but there is a transfer deadline of 31st January each year. See the www. leaguewebsite.co.uk/cisfl for details or email: cisfl@hotmail.com.

course. The par-71, 6,605 yard course has a rating of 73.1 and slope of 139. The Club is open to the public with daily, twilight and resident rates. You can take advantage of their full service driving range, have a lesson with a PGA professional or just relax at the open-air bar. Call (345) 947 4653 or visit www.northsoundclub.com. The Ritz-Carlton Golf Club has a Greg Norman designed golf course that winds through the salt water canals of the North Sound. The golf course is open to all golfers and several membership options are available. For more information, please call (345) 815 6500. Liquid Life provides TPI (Titleist Performance Institute) Certified Golf Screening and Fitness Instruction if you’re looking to brush up on your golf fitness and possibly improve your game! For more information, call (345) 927 6803 or email deanna@liquidlifecayman.com. Gyms & Fitness Gym facilities are widely available and are spread throughout the Island. All gyms provide the usual weight training areas and fitness machines, along with certified instructors. Their fitness class offerings are held throughout the day and are up-to-date and modern.

Indoor Football

Anytime Fitness

King’s Sports Centre offers indoor five-aside football. As an expanding club, they always welcome new players who would like to develop their football skills, play in a fun and friendly environment or compete against other local teams in a league and cup format. For league and tournament information, email: kings@candw.ky or call (345) 946 5464.

82 Market Street, Camana Bay Tel: (345) 946 4748 Balance Cayman Caribbean Plaza, West Bay Road, SMB Tel: (345) 326 8111 Body Shapers Fitness Studio Caymanian Village, North Sound Road, GT Tel: (345) 325 8696

Golf Courses The Cayman Islands Golf Association is a great resource to find out about golfing in Cayman. Visit www.ciga.ky for information on tournaments, golf developments, and member benefits including insurance coverage on golf course liability issues and USGA handicaps. North Sound Golf Club is Cayman’s only 18-hole Championship golf 400

CAYMANRESIDENT 2019

CrossFit Gyms Refer to page 399 for gyms that offer CrossFit programmes. ENERGY Essential Fitness Cricket Square, George Town Tel: (345) 946 6006

Fitness Connection

Universal Fitness

A family fitness and aquatic facility that

Countryside Shopping Village, Savannah

offers over 50 adult fitness classes every

Tel: (345) 947 5464

month, including water aerobics and aquatic boot camp, pilates fusion, yoga, tabata circuit

World Gym Fitness Centre

training and specialty boot camps, as well as

Behind Queens Court, Snooze Lane, SMB

personalised training sessions. Pebbles Way,

Tel: (345) 949 5132

South Sound, Tel: (345) 949 8485, visit www. fitness.ky or email: fitness@fitness.ky.

Hockey - Field meets for mixed games on Saturdays from 6pm-7pm at the Camana Bay sports field. Everyone’s welcome regardless of age, gender or ability. Bring a white shirt and a coloured shirt, along with your stick and protective equipment. Spare sticks are usually available from other players. The cost is CI$6 per game. Contact Nigel Bates at nhbates@ hotmail.com or Simon Barwick at simon@ bbandp.com, visit www.caymanhockey. com or Facebook.com/caymanhockey. The Cayman Hockey Club

SEE AD pag e 372 & op p osi t e

F45 Studio An innovative team-based training facility located in The Strand which provides a unique workout system where no session is ever the same. They run 45 minute circuit-based strength and conditioning classes where you rotate between stations, executing mostly functional movements. The studio is laden with plasma screens that guide you through your session. Tel: (345) 925 1733 or

email: caymanislands@f45training.com. Life Extension Sports & Fitness Tel: (345) 949 3753 Powerhouse Gym Located within King’s Sports Centre on Crewe Road, the gym offers a wide variety of weights, cardio and strength-training equipment, steam rooms, plus a variety of group fitness classes including: Fitness Challenge, CrossFit, Boot Camp, Spinning, Legs, Butt and Thighs, Reggae Aerobics and Freestyle Tae Boxing. They also offer oneon-one training with their internationally qualified personal trainers. Open MondayThursday

5am-10pm,

Friday

5am-9pm,

Saturday and Sunday 8am-5pm and public holidays 8am-4pm. Email: kings@candw. ky, call (345) 946 5464 or visit www. kingsportscentre.com. SEE AD Pag e 400

Horseback Riding Spirit of the West (Tel: (345) 916 6488) offers organised private and group horseback beach rides along Barkers Beach, as well as longer “ride and swim” expeditions. The

Revolutions Indoor Cycling

Equestrian Center Riding School & Boarding

Barnett Building, 24 Huldah Avenue, GT

offers English riding lessons for beginners through advanced (four year olds and up) with FEI qualified instructors also training dressage, showjumping and vaulting. They also offer boarding/livery with tailored feeding and training schedules

Tel: (345) 516 2453 RYDE Cayman The Crescent, Camana Bay Tel: (345) 746 7933

SPORTS & FITNESS

Park Place, West Bay Road

Hockey - Roller & Ball King’s Sports Centre offers several hockey leagues and programmes. Men’s roller hockey league occurs on Tuesday nights. There are four competitive teams that play in the league and battle for the King’s Cherry Cup. The men’s ball hockey league occurs on Thursday nights with drop-in on Sundays. Like the roller hockey, this is a highly competitive four-team league. There is a national ball hockey team which participates in the World Cup every two years and the Caribbean Cup is hosted every year at King’s with 4-5 international teams competing. For more information, email: kings@candw.ky or call (345) 946 5464.

Stables

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401

for your horse and host CIEF shows in showjumping and dressage. Tel: (345) 516 1751 or email: equestriancentercayman@ gmail.com. Riding lessons for adults and children are also available from Cowboy Town Stables (Tel: (345) 916 8571). Cayman Riding School offers showjumping, dressage, and cross-country lessons for adults and children. Tel: (345) 926 7669 or email: caymanridingschool@gmail.com. Hunting Marine life in Cayman is heavily protected and there are strict rules in place on protected species and hunting seasons. For information on hunting marine life, see our Boating chapter, Marine Rules and Regulations section. Some species of wildlife and endangered plants are protected under the National Conservation Law, 2013. Visit www.doe.ky/conservation-law/ national-conservation-law for a full list of species that may be hunted.

sports & fitness

Martial Arts There are a variety of martial arts schools on the Island. Purple Dragon School of Martial Arts (Tel: (345) 946 1241), on the 2nd floor of the Reliable Building, 313 Compass Drive, runs adult classes in Don Jitsu Ryu, fitness kickboxing, self-defence and Aikido classes. Miss Jackie’s School of Dance (Tel: (345) 936 6807) offers Tai Chi classes. Or for lessons in taekwondo go to the Cayman Islands Taekwondo Academy (Tel: (345) 938 5348 or (345) 328 5006) located in 454 Commercial Center, Eastern Avenue. They provide classes for adults and children. CASK Karate & Tai Chi is taught at King’s Sports Centre on Crewe Road. They offers Wado Karate classes and a Tai Chi programme. All new students receive a free one week trial, for more information and class schedules email: caskkarate@gmail. com or call (345) 925 3367. Netball Senior League matches are held on Thursdays and Saturdays at the Truman Bodden Sports Complex Netball Courts at 6.30pm–8pm. New players are always 402

CAYMANRESIDENT 2019

welcome to join any of the established clubs or you can make up a squad of 10 players and register to play as a team at the start of the season. During May they host a ‘Fast 5 Co-ed League’. It is a fast paced game with changes to traditional netball rules. There is also a ‘Turn up & Play’ programme that is held every Monday evening at 6.30pm where anyone is welcomed to join. Contact the Cayman Islands Netball Association through Lucille Seymour on (345) 916 4842 or (345) 916 1944. Email: caymannetball@candw.ky. Personal Fitness Trainers For a more tailored fitness session in your location of choice there are a few people who specialise in personal fitness instruction. Some also offer nutrition and lifestyle coaching. Fitness Connection’s Laura Ribbins and her team of highly qualified and experienced trainers specialise in rehab, sports conditioning weight loss and more. For more information call (345) 949 8485, email: fitness@fitness. ky or visit www.fitness.ky. SEE AD PAGE s 372 & 401 Alicia Proud is a mobile trainer specialising in HIIT workouts for small groups or private lessons. Contact (345) 326 8552 for details. Liquid Life provides personal training for general wellness, presurgery strengthening, post-physio fitness, neurological conditions and mobility issue – working to bridge the gap between physiotherapy and safe, independent exercise. For more information, call (345) 927 6803 or email deanna@ liquidlifecayman.com. King’s Sports Centre offers one-on-one training with their internationally qualified personal trainers. Email: kings@candw.ky or call (345) 946 5464. SEE AD pag e 400 Pilates/Barre Pilates fusion classes that focus on a unique and holistic approach to strengthening and restoring bodies while combining pilates, yoga and strength training are taught at Fitness Connection in South Sound by Anaick Goelo. Call (345) 916 8077 or email: bodylines@outlook.com for more

information. ENERGY Essential Fitness is a fully-equipped pilates studio. Call (345) 946 6006 for more information. Jenna-Lee Kourie, CPAM-registered physiotherapist/ clinical pilates instructor at Cayman Physiotherapy teaches private and group classes. Call (345) 949 8828 or email: jenna-lee@caymanphysio.com for more information. Liquid Life provides private and small group pilates and fitness instruction as well as private stand up paddleboard pilates/fitness training. For more information, call (345) 927 6803, email: deanna@liquidlifecayman.com or visit www.liquidlifecayman.com. Sue Merren also offers private and group pilates/fitness training at Balance Studio. Call (345) 326 8111 or visit www.balancecayman.com. Pole Fitness

Rock Climbing & Bungee Jumping Challenge yourself on the King’s Sports Centre indoor and outdoor rock climbing wall. It is suitable for both kids and adults. Bungee jumping is also available. To book, call (345) 946 5464. If you’re feeling adventurous, take a trip to Cayman Brac and learn to scale the beautiful limestone crag. Rock Iguana Ltd. can cater the climbing routes to your skill level. The ‘Epic Full Day Adventure’ is their most popular tour as it includes rappelling, caving and rock climbing while exploring beautiful spots in Cayman Brac. Contact (345) 936 2722, email: info@climb.ky or visit www.climb. ky for details. Rugby The Cayman Islands Rugby Football Union

has its own pitch and clubhouse on South Sound Road. There are leagues for veterans, men, women and junior rugby

Running The Cayman Islands Marathon ( SEE AD pag e 402) is held annually on the first Sunday in December and is extremely popular due to its flat, fast route and its reputation -for being friendly and kind. It’s also a Boston Marathon Qualifier. You will also find there are frequent and competitive running events scheduled throughout the year. If you want to join a running club, the Hash House Harriers meet on Monday evenings, at changing locations, at 6pm. For schedules and information email: caymanhash@gmail.com or visit www. caymanhash.com. The Wednesday Night Running Club meets outside World Gym at 6pm every week. They are a sociable group and runners of all levels are welcome. For more information email Nicola or Carole at wednesdaynightrunningclub@gmail.com or find them on Facebook. There are also various competitive track clubs on-Island. See our Activities for Kids & Teens chapter, Athletics section for details.

members through invite only. All members undergo safety training and are taught correct firearms handling procedures. Visit www.cissa.ky for more information. Softball Co-ed adult slow-pitch and fast-pitch leagues play at the Field of Dreams complex on the corner of Fairbanks Road and Aspiration Drive. They have two seasons: a spring season (January to June) and a fall season (September to December). Teams generally play one game a week and occasionally on weekends. Leagues are organised and managed by the YMCA and are available for beginners through to experienced players. To join, or to add an entire team, call the Little League on (345) 916 5643, (345) 945 3553, email: info@ littleleague.ky or visit www.thecilla.com. 30

Spinning Spinning classes are held at Revolutions, located in the Barnett Building on 24 Huldah Avenue (next to the Red

Sailing There is a thriving sailing community in the Cayman Islands. Please refer to the Boating chapter for more information.

Keep up with everything going on in Cayman Islands Rugby by checking us out online!

Shooting The

Cayman

Islands

Sport

Shooting

located near Owen Roberts International Airport offers skeet, trap, pistol and rifle sport shooting. Preparations are currently underway to develop a new facility in East End which, when completed, will be able to host international events. CISSA only accepts

Association (CISSA),

www.caymanrugby.com Find us on Facebook!

www. c a y m a n r e s i d e n t . c o m

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offers pole and aerial fitness, chair dance, conditioning, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 925 8973, email: info@qmovement.dance or visit www.qmovement.dance. Quinntessential Movement

players. Most games are played on the weekends between September and June. Men’s and women’s training sessions are held twice a week, with a full-time coach available to coordinate and coach players and teams. Touch Rugby Leagues are held January-March and June-September. For information call Caroline Deegan on (345) 525 6743, email: caroline. deegan@caymanrugby.com or visit www. caymanrugby.com. SEE AD t h i s pag e

Cross). They offer early morning and evening classes, Monday-Saturday. Call Jerome on (345) 516 2453 or visit www. revolutionscayman.com. RYDE Cayman, located on The Crescent in Camana Bay, is a boutique indoor cycling studio that offers rhythm and performance rydes. For more information call (345) 746 7399. World Gym (Tel: (345) 949 5132) and Powerhouse Gym (Tel: (345) 946 5464) both also offer one-hour spinning classes.

June 15 2019 th

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ONE MILE SEA SWIM

WIN $100K IN CASH & RANDOM PRIZES

Special Needs Sports Training Special Olympics Cayman Islands (SOCI) offers

year-round sports training and competition for children and adults eight years and older who are intellectually disabled. Tel: (345) 946 7624 or email: soci@candw.ky for more information.

Squash

sports & fitness

The South Sound Squash Club features

seven courts and has coaches who can help fine-tune your game. Members can book online and have access to the courts 24 hours a day, 365 days a year. Call (345) 927 0151 or visit www.squash.ky. There are also two squash courts at King’s Sports Centre (Tel: (345) 946 5464) that can be reserved for one hour. You need to book well in advance. The Cayman Islands’ National Squash Association promotes the game at junior, national and international levels for players of all ages. Visit www.cinsa.ky.

WWW.FLOWERSSEASWIM.COM

CIASA

Swimming If you enjoy recreational swimming, then the waters off Seven Mile Beach are your best bet, but there are also pools at almost all condominium complexes, as well as the Lions Pool (Tel: (345) 949 8105) and the Camana Bay Pool (Tel: (345) 640 2878). Call to check availability, prices and make bookings. One of Cayman’s biggest sporting events is the annual Flowers One Mile Sea Swim. Known as the world’s richest swim, over 1,000 competitors compete to win over $100,000 in cash and random prizes! The Flowers Sea Swim offers flawless course conditions along Cayman’s beautiful Seven Mile Beach and

Cayman Islands Aquatic Sports Association CIASA is a not for profit association comprised of volunteers dedicated to the promotion and development of all aquatic sports in the Cayman Islands, and they are the recognised national governing body of aquatic sports for the Cayman Islands. For a schedule of all sanctioned swim meets and their open water sea swim calendar along with clinics, camps and swim schools in the Cayman Islands, visit their website.

www.ciasa.ky Find Us On

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CAYMANRESIDENT 2019

entry fees are donated to charity. The 2019 Flowers Sea Swim will be held on 15th June. Visit www.flowersseaswim.com for more information. ( SEE AD t h i s pag e ) Fitness Connection (Tel: (345) 949 8485) also offers swimming lessons for all ages and abilities. They are a SAI (Starfish Aquatics Institute) training centre, specialising in training triathletes as well as non-swimmers. Their water fitness classes are great for a total body workout, utilising a combination of exercises and training methods perfect for pre-natal and post–natal exercise. For more information email: fitness@fitness. ky or visit www.fitness.ky. ( SEE AD PAGE s 372 & 401) Sky Blue Aquatics offers private, semi-private and small group swimming lessons for adults. Lessons can be held in your hotel, condo, private pool or even in the sea. Lessons are available for complete beginners up to those looking to improve their technique. Call (345) 916 0054 or email: info@skyblueaquatics.com. The Camana Bay Aquatic Club (CBAC) runs an adult ‘Masters’ training group with a focus on learning good technique and increasing aerobic conditioning and strength. The sessions takes place on Tuesday and Thursday evenings at the Camana Bay Aquatic Centre and costs CI$5 per class. Email: cbac@camanabay.com for more information. Thrive Fit (Tel: (345) 938 1113 or visit www.thrivefitcayman.com) offers mobile private and small group swimming classes; water safety, swimming skills and stroke development for ages six months to adults with experienced and certified instructors. Cayman Islands Aquatic Sports Association is a not-for-profit association that competes internationally and is comprised of volunteers dedicated to the promotion and development of aquatic sports in Cayman. They offer synchronized, sea, and pool swim competitions (ages 7-17). Membership of CIASA links you to an active open water and pool swimming community and entitles you to CI$5 discount at sea swims. For more information, please visit www.ciasa.ky or email: ciasaboard@gmail.com. SEE AD t h i s pag e

Triathlons If you find the challenge of an individual swim, cycle or run is not enough, you can always try your hand at a Duathlon or Triathlon. The Cayman Islands Triathlon Association (CITA) organises well-attended events throughout the year and even hosts free practice sessions. CITA offers Duathlons and Triathlons of various distances, as well as the “Try-This-Tri” for kids and the “Stroke and Stride” series every August. The Mercuryman Triathlon is held every January or February and offers a half Ironman distance, international distance and aquabike option. Email: info@ triathlon.ky or visit www.mercurymantri. com. Ultimate Frisbee Ultimate Frisbee is a fun co-ed team sport and a great cardio workout. The objective is to score points by passing the frisbee to a teammate in the opposing end zone. They play pickup games every Tuesday and Thursday at 5.45pm-7pm at the Annex sports field in George Town. Throughout the year they also host hat tournaments and tour to Jamaica. Visit www.facebook.com/ CaymanIslandsUltimate for details. Volleyball & Beach Volleyball The Cayman Islands Volleyball Federation provides many opportunities to play volleyball and beach volleyball at both a competitive and recreational level. There are various indoor, outdoor, and beach leagues for all levels. There is a social league on Sunday afternoons and a youth beach volleyball programme on Saturday mornings 8-10am for kids aged 8-16 years old. Training clinics and tournaments are

also hosted by local players, coaches and visiting professionals. Courts are located at Seven Mile Public Beach, Royal Palms, First Baptist Church, Airport Park, and various other locations. For information about all things volleyball visit www.civf.ky or www.facebook.com/caymanisvolleyball. Yoga, Wellness & Stretch Classes There is a very active yoga community in Grand Cayman with a number of yoga centres. Located in The Marquee Plaza off West Bay Road, Bliss Living and Yoga offes classes daily from 6am-9pm. They teach Hot and Vinyasa yoga along with meditation classes run by experienced instructors. Bliss also has a large boutique store offering very popular, high quality athletic wear and accessories. Call (345) 949 9642 or visit www.blissyogacayman. com. Cayman Yoga Club (Tel: (345) 769 4511) offers classes in their studio in West Shore Centre, West Bay Road. Body Works in Queen’s Court Plaza on West Bay Road offers traditional Hatha yoga, prenatal yoga and meditation/mindfulness classes for beginners through to a yoga teacher training course. Call (345) 945 6485 or visit www.bodyworkscayman.com. Flow Therapeutic Movement has a studio off Crewe Road. They provide a unique exercise system based on Yamuna Body Rolling, Melt Method, Aerial Yoga, Energy Work and they offer massage therapy. Call (345) 916 6061 or email: info@flow.ky. Saucha offers yoga retreats to Little Cayman every January and July. Email: britta@ sauchaliving.com or call (345) 926 0508. Thrive Fit offers yoga and fitness classes Island-wide with private, small group and corporate sessions. Call (345) 938 1113, email: info@thrivefitcayman.com or visit www.thrivefitcayman.com. For more ‘mature’ students Miss Jackie’s School of Dance runs stretch classes in her Pasadora Place studio. Call (345) 936 6807 or email: petique@candw.ky for further details.

Tell them you saw it in the

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SPORTS & FITNESS

Tennis Many condominium complexes have their own floodlit courts for use by residents and guests, but for those seeking a club to join or lessons, the Cayman Islands Tennis Club (CITC) is located off Anne Bonny Crescent in South Sound (Tel: (345) 949 9464, email: tennis@tennis.ky, visit www.facebook. com/caymanislandstennisclub). The club offers private and semi-private lessons, group lessons, cardio sessions, ball machine rentals and more. CITC has four pros and nine hard floodlit courts. Throughout the year they also offer after school programs, open tournaments and social events. For regular updates, visit their Facebook page. Cayman Tennis Academy offers a mobile service that caters to players of every skill set and will schedule class times to suit you. Both individual and group lessons are offered at various locations throughout the Island, during the week and on weekends. Adult cardio tennis lessons are also held three times per week, providing a high intensity workout. Contact Head Coach, Noel Watkins, on (345) 547 6257 or email: caymantennisacademy@gmail.com. Cayman Sports provides coaching services for those willing to learn, visit www. caymansports.net for more information. The Courts, located at the Ritz-Carlton, is a premier tennis facility with professional coaches. They offer private instruction and clinics in addition to the popular Cardio Tennis fitness programme (which operates on a drop-in basis, no reservations needed). Seasonal corporate tennis leagues and Bubbles Doubles, monthly Fun Family days, ladies clinics and adult beginner tennis classes are also offered throughout the year.

For more information and reservations, please call The Ritz-Carlton on (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com. Mica Koll from Cayman Performance Tennis teaches private and group tennis lessons for all ages. Tel: (345) 927 8690 or email: micabeach@gmail. com. For more information visit www. caymanperformancetennis.com.

THE

Table Tennis Association Available for both youth and adults of all skill sets, the Cayman Islands Table Tennis Association offers training, competition and recreational table tennis. They meet Tuesdays and Thursdays at John Gray High School Hall at 7pm and on Saturdays in the CIFEC Hall at 5.30pm. Contact Robert Sairsingh at rsairsingh@gmail.com or Donovan Nelson at (345) 917 5904.

Photos taken at Southern Cross Club in Little Cayman used courtesy of the photographer Marc Montocchio

travel Where to go for a weekend break or a longer holiday. Destinations include the Sister Islands, Cuba, Jamaica and other Caribbean holiday spots.

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Local Weekend Destinations 407 - Grand Cayman 407 - The Sister Islands 407 - Cayman Brac 407 - Little Cayman 408 Off-Island Weekend Destinations - Havana, Cuba - Honduras - Jamaica - Florida - New York

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408 408 410 410 410 411

Five to Seven Day Quick Breaks - Bahamas - British Virgin Islands - Costa Rica - Texas

411 411 411 411 411

Travel Assistance & Airlines - Travel Agents & Airlines - Travel Insurance

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CAYMANRESIDENT 2019

fter you’ve had the chance to explore the rich local culture of Grand Cayman, it’s time to venture off and explore Grand Cayman’s Sister Islands and the conveniently close neighbouring tourist destinations, easily accessible from Owen Roberts International Airport. Discover the lush forests and diverse birdlife of Honduras and Costa Rica, the beautiful Blue Mountains of Jamaica, the mysterious caves, pure shores and unspoiled beaches of our Sister Islands or visit the tobacco fields and explore La Habana Vieja (Old Havana) in Cuba. Whatever your travel fancy, Grand Cayman is your gateway to a world of Caribbean adventure. Cayman has its own national carrier, Cayman Airways, that offers non-stop flights to 12 destinations - Cayman Brac, Little Cayman, Miami, New York, Tampa, Chicago (seasonal), Denver (seasonal) and Dallas in the US, Havana in Cuba, Kingston and Montego Bay in Jamaica, and finally La Ceiba and Roatan in Honduras. JetBlue offers direct flights to New York; American Airlines can take you to various destinations in the US, Southwest offer direct flights to Fort Lauderdale and Houston and Air Canada flies direct to Toronto. With so many choices of where to go and how to get there, this chapter will help you narrow down the options by suggesting a few places you can visit, depending on whether you have a single weekend or an entire week to play with. Many of these locations have pristine beaches but they also offer things that Cayman residents really miss, like mountain views and hiking trails, white

water rafting, historic sites, forests that tower above us and of course shopping, great nightlife and food that we just cannot find in the Cayman Islands. So check our suggestions below, and enjoy these new adventures! Local Weekend Destinations

GRAND CAYMAN You can have a great weekend getaway without the expense of airfares at one of the local resorts on Grand Cayman or by renting a private beach house. Many offer a special rate to residents, especially in the summer months and a local change of scenery can be almost as good as a trip away. Condo & Villa Rentals The following rental agents offer a wide selection of accommodation across the Island, from beachfront villas and condos to cute cottages and apartments.

three bathrooms and can accommodate up to eight guests. All come fully equipped with all the conveniences of home including LCD TVs, wireless internet, games, a Whirlpool tub, a BBQ and more. You will also have access to a shared pool. sEE AD PAG E 346

Staycation - Hotels A weekend at one of Grand Cayman’s hotels can feel like a luxury getaway. The Marriott Resort, Sunshine Suites, The RitzCarlton, the Kimpton Seafire and The Westin Beach Resort all offer regular resident discounts. Contact the hotels and ask to be put on their mailing list; you will then be notified when they have a resident’s special. Caribbean Club 871 West Bay Road, Seven Mile Beach Tel: (345) 623 4500 Email: reservations@caribclub.com www.caribclub.com An exclusive boutique hotel overlooking spectacular Seven Mile Beach. Choose from

Tel: (345) 945 4144

37 spacious 1-3 bedroom opulent suites and

Email: reservations@caymanvillas.com

villas. Enjoy access to luxury lounge chairs and

www.caymanvillas.com

cabanas, a beautiful pool and well equipped

Cayman Villas offer a great selection of

fitness centre. The hotel’s restaurant, LUCA,

beachfront condos and villas for rent on Grand

is one of the best on the Island with gourmet

Cayman and in Little Cayman. Their professional

Italian food and an exceptional wine list. The

and knowledgeable staff will ensure you select

perfect spot for a glamorous staycation!

the best property for your vacation and even offer a concierge service to help you plan a

Wyndham Reef Resort

fun and memorable holiday. All the villas and

Tel: (345) 640 3100

condos come fully equipped with kitchen

A family-friendly resort located right on the

apparatus, towels, A/C, internet/WiFi access

beach in East End, a popular staycation spot

and more, so you don’t need to bring anything

for Cayman residents. Step outside your

but yourselves! sEE AD PAG E 409

comfortable room onto the beach and dip into the crystal clear water, enjoy tennis, multiple

Encompass Luxury Rentals

pools, one of their two restaurants, their spa,

Tel: (345) 938 0850

and White Sand Watersports is on site offering

Email: tkline@encompasscayman.com

great activities for the whole family.

Ocean Paradise

THE SISTER ISLANDS Cayman Brac and Little Cayman were discovered a few years earlier than Grand Cayman and are affectionately known as the Sister Islands. If peace and tranquility are what you desire, then look no further. The Sister Islands are known for their own unique identity and they are an experience

1234 Rum Point Road, North Side Tel: (345) 924 9249 Email: reserve@oceanparadisecayman.com www.oceanparadisecayman.com Offers five luxury homes on the beach, which are perfect for families, couples and friends. Each home is 3,000sq ft, has three bedrooms,

CAYMAN BRAC The Brac, which is Gaelic for bluff, is known for its charm, friendliness and the most dramatic scenery of the three Islands. A haven for a multitude of bird species, Cayman Brac has a parrot reserve created by the National Trust of the Cayman Islands. It also boasts the Cayman Islands’ oldest museum and has the highest elevation of the three Islands at 152 ft high. Sights & Activities: Explore the Cayman Brac Museum, the Cayman Brac Heritage House, the parrot reserve, the wreck of the Captain Keith Tibbetts, the caves and the bluff or you can go fishing, rock climbing or bicycling. Or for a more indepth expedition have a free guided tour of the Island with trained local guides. Contact the District Administration at (345) 948 2222 for details. Small group diving can be arranged through the Brac Scuba Shack, Tel: (345) 925 3215 or email: info@bracscubashack.com. If you need a rest after all that activity then The Beach Spa offers a range of spa treatments and can come to your hotel or home. Tel: (345) 925 2772 or email: info@ bracbeachspa.com. Where to stay There are a variety of places to stay, most offering special room and diving rates for residents. For more options see www. itsyourstoexplore.com. Carib Sands Beach Resort Carib Sands offers one, two, three and fourbedroom condos costing US$190-US$380 per night year round, depending on condominium size. www.caribsands.com.

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very different from that of Grand Cayman. There is no ferry service between the Islands, so you’ll have to travel by air or a private boat charter. Cayman Airways flies non-stop to Cayman Brac and Little Cayman several times daily. For accommodation, car rental or additional information on the Sister Islands, visit www.itsyourstoexplore.com or www.explorecayman.com.

Cayman Brac Reef Beach Resort A family-owned, all inclusive hotel located on the beachfront. Cayman Brac Reef Beach Resort caters to divers and non-divers and has a special rate for residents year round. www. caymanbracbeachresort.com Cayman Breakers Ocean front vacation condominiums located in the secluded East End of Cayman Brac’s South Side. www.caymancondosonline.com. Le Soleil d’Or Book a farm-tour of their amazing 20 acre farm. Stay overnight at their beautiful Beach Cottage

tiny, deserted Owen Island to enjoy nature in its most pristine form. If you fancy a little more action, rent a scooter, which some Little Cayman experts say is the best way to see the Island’s charm like the quaint island-style drink stand in the Eastern End that offers complimentary refreshments, a hammock and a picnic table. Sights & Activities: Diving, fishing, bird watching, exploring, observing the enormous Sister Island iguanas, bicycling and beach picnics. For spa treatments, contact The Little Cayman Spa at Little Cayman Beach Resort at (345) 948 1033 for a wide range of spa offerings.

some of their tasty jams, oils, concentrates etc. If you are on the Brac this one should definitely be on your list. www.lesoleildor.com

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How To Get Around Every resort offers free bicycles which you can use whenever you want, however, it is quite nice to spend a day or two really exploring. Options for car hire include: B&S Motor Ventures (Tel: (345) 948 1646), C.B. Rent-A-Car (Tel: (345) 948 2424) or Four D’s (Tel: (345) 948 1599). LITTLE CAYMAN The smallest and least developed of the three Cayman Islands, Little Cayman, is located 80 miles north east of Grand Cayman. A nature lover’s dream, the Island consists of 10 square miles of unspoiled surroundings, including more than a dozen secluded beaches, numerous lagoons, mangrove forests, salt ponds and tropical forests strewn with orchids. Today, the Island is most commonly known in the diving community as the “Mecca of the Caribbean”. Bloody Bay Marine Park draws the majority of visitors to the Island and most of the resorts have their own dive centres catering to all your underwater needs. Increasingly, visitors also come to enjoy the privacy, quiet and timeless beauty of the Island’s unspoiled natural splendour. Venture to the remote Point of Sand for a private swim or snorkel and row out to the 408

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Iguana restaurant on site, and diving offered with Conch Club Divers. Call: (345) 948 0001 or email: reservations@paradisevillas.com. Pirates Point Resort All inclusive dive resort with an award winning restaurant. Over 30 years excelling in personable service. Dive in small guided groups with unlimited bottom times. Call (345) 948 1010 or email: info@piratespointresort.com. Southern Cross Club 14 beachfront cottages. The resident rate includes three meals a day, airport transfers, gratuity, and use of the resort’s facilities and

or Le Soleil d’Or Villa, with farm to table room service, or simply visit their farm store and buy

12 ocean front villas near the airstrip, Hungry

How To Get Around For car hire, contact McLaughlin Car Rentals (Tel: (345) 948 1000) or rent a scooter from Scooten! Scooters! (Tel: (345) 916 4971, email: scootenscooters@candw.ky or visit www.scootenscooters.com). The latter rent Yamaha 50cc scooters for US$35 for 3 hours, US$50 for 8 hours, with special weekly and monthly rates available. The rental cost includes a free tank of gas, helmet and free delivery and pick-up. You need to be 18 years or older and have a valid driver’s licence to rent a vehicle. Where To Stay Cayman Villas Cayman

Villas

has

several

beachfront

cottages on this idyllic, picturesque island! Their villas are the perfect choice when you truly want to get away from it all and relax in true island style! Many of the villas come with bicycles and kayaks, so you can enjoy exploring this true Caribbean paradise. Tel: (345) 945 4144, email: reservations@ caymanvillas.com or visit www.caymanvillas. com. sEE AD opp osi t e PAG E Little Cayman Beach Resort With 12 ocean front rooms and 28 pool-front rooms, the Little Cayman Beach Resort can host many diver and non-diver enthusiasts. www.littlecayman.com. Paradise Villas 856 Guy Banks Road, Little Cayman

kayaks, paddleboards and bikes. No children under 10. www.southerncrossclub.com. OFF-ISLAND WEEKEND DESTINATIONS

It is a good idea to check with local travel agents who offer great packages for trips and are invaluable when organising flights and hotels. HAVANA, CUBA Although tourism soared in 2016 due to the thaw in US-Cuba relations, as of September 2018 there have been few changes for US citizens. Those with American passports can still travel to Cuba, but make sure your travel falls under one of the 12 types of legal travel, which you can Google or find on the US Dept. of State’s website. Although it may seem like hard work, it’s well worth the visit. Due to the US embargo over the last 55 years, Havana has been preserved as a 1960s time capsule with American classic cars and Spanish-style architecture. Up until fairly recently, the architecture had been allowed to decay but it is now being restored to its original splendour, especially in the main tourist area of Old Havana. There has also been a massive clamp down on street begging so you can walk around without being hassled too much. You will, however, find people selling cigars on the street but be aware that they may not be the genuine brand the seller claims them to be. Nonetheless, they will probably be

a lot cheaper than the real thing and still pretty good. Music and dance is a big part of Cuban culture and Cubans claim to be the creators of the Mambo, Cha Cha Cha, Bolero and more. Everywhere you go in Cuba, there are small venues with high quality live music and people dancing ridiculously well! Cubans are also famous for their art, prestigious opera and school of ballet. Sights & Activities: Take a walk around Old Havana which is fascinating with its historic buildings, museums and churches. Other wonderful sites to explore include: Museo Nacional de Bellas Artes de Cuba and the Catedral de San Cristobal de la Habana. Also visit Havana’s commercial hub, Plaza Vieja, which was once the site of executions, processions, bullfights and fiestas. A trip to El Morro to see the nightly firing of the cannon at 9pm is well worth the visit. There is also the famous art market, Centro Cultural Almacenes de San Jose, where you can pick up some pieces of handmade art from talented Cubans.

Cuba, and especially Havana, now offers fantastic local food at really reasonable prices. There are top quality restaurants such as Café del Oriente or alternatively try a privately run restaurant, known as a Paladar, which have sprung up across the city. They appear, somewhat incongruously, in rundown buildings and apartment blocks, but step inside and you are greeted with welcoming staff and a magnificent menu. Top choices include La Guarida and Café Laurent, although there are many more great options in Havana which you may have to book in advance. Drinking the local water is still an issue for many, so ask for drinks without ice, and be careful when brushing your teeth with tap water. Popular drinking establishments include Hemingway’s favourite haunts, La Bodeguita del Medio and El Floridita, although quite touristy, they are still fun. Alternatively, try El Chanchullero where waiters wear ironic ‘Hemingway did NOT drink here’ t-shirts. For after dinner drinks and live music head to Café Paris. If you Food & Drink:

fancy some entertainment, book a cabaret show at the Tropicana or take in a flamenco show at Meson de la Flotta. Editor’s Note: Hiring a guide to take you around Havana is a great idea to get indepth knowledge of the city and its history. We recommend Jesus Noguero Ravelo who speaks wonderful English and knows Cuba inside and out. He can arrange walking tours around Havana, special dinners, mountain trips and accommodation. For more information email: jeddiz@yahoo.com or visit his website: www.cubacareotours.com. Cayman Airways flies direct to Havana multiple times weekly and takes about one hour. Foreign passports, up to now, have not been stamped by Cuban immigration officers, instead they stamp the tourist visa that you must buy at the Cayman Airways check-in desk before you fly (for US$20). You will also have to pay a departure tax of around CUC$25, or the price Cuba is charging, at the airport. US-based credit and debit cards do not work in Cuba, hotels and ATMs will accept

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other credit cards. We recommend taking extra cash with you in case you have any trouble withdrawing money.

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HONDURAS Honduras is a vibrant country with clear turquoise waters, beautiful beaches, breathtaking mountains and lush jungles – it’s no wonder it’s known as the centrepiece of Central America. Explore the fascinating ancient Mayan ruins of Copan, an UNESCO designated site then enjoy inexpensive scuba diving, white water rafting, zip lining, bird watching and mountain treks. There are plenty of accommodation options available from boutique hotels to eco-lodgings and yoga retreats. We recommend checking out the breathtaking Pico Bonito National Park and staying at Pico Bonito Lodge, which has been voted one of the top eco-lodges in the world. The Bay Islands are also incredible and Utila is renowned for year round sightings of Whale Sharks – you can even snorkel or dive with these awesome creatures. Roatán is one of the Caribbean Bay Islands of Honduras and forms part of the large Mesoamerican Barrier Reef. Roatán is well known for its pristine beaches, world-class dive sites and rich marine life. Cayman Airways flies non-stop to La Ceiba and Roatán. See the Cayman Airways website for flight schedules. JAMAICA Jamaica, land of lush rainforests, Red Stripe, reggae and reefs. All inclusive resorts line the beaches of Montego Bay, with its Britishcolonial architecture. To the west of Jamaica lies the town of Negril, famed for its diving and snorkelling sites, shallow bays and aquamarine waters. While on the south east coast, Jamaica’s capital Kingston, the birthplace of reggae music and home to the Bob Marley Museum, lies very near to the Blue Mountains, a region renowned for its coffee, majestic waterfalls and wonderful hiking trails. Cayman Airways flies non-stop to Kingston and Montego Bay, and once in Jamaica domestic flights are relatively inexpensive which makes it easy to move around. 410

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Montego Bay, Jamaica Montego Bay offers something for every type of traveller. Its vibrant nightlife appeals to those seeking to socialise, while its tranquil waters and serene resort–lined beaches attract those seeking to unwind. The local handicrafts at the open-air Harbour Street market or The Craft Market offer visitors artwork that just screams ‘Jamaica’, while the adventure seekers are treated to underwater exploration and coral reef discoveries in the protected waters of Montego Bay Marine Park. Sights & Activities: The Rose Hall Estate, horse riding, river rafting, zipline canopy tours, golf and Dunn’s River Falls. Hotel Suggestions: Half Moon Club and the Round Hill Hotel. All-inclusive resorts: Sandals, Beaches, Couples Resorts and Sunset Beach Resorts. For families with children try the FDR Resort. Blue Mountains, Jamaica These mountains are regularly covered in mist, giving them their bluish colour and making them a UNESCO World Heritage Site. The highest peak is 2,256m and you can take the seven-mile hike to the summit. Due to the area’s humid and cooler environment, plant and bird life thrive here. This part of the Island is home to the famous Blue Mountain Coffee Plantation and offers spectacular views and hiking trails. Many Cayman residents love visiting during Cayman’s hot summer months when the Blue Mountains offer a cool and refreshing getaway. We highly recommend Strawberry Hill (Tel: (876) 944 8400 or visit www.strawberryhillhotel.com) as a place to stay in the Blue Mountains. Perched on a mountaintop 3,100 feet up, the property features 13 Georgian-styled rooms and cottages overlooking the Blue Mountains or Kingston city. Don’t forget to book a walk from the hotel to Gordon Town which takes you past streams and paths overhanging with tropical fruit. FLORIDA Orlando Although Walt Disney put Orlando on the map, it is not just Disney World that makes

this city the capital of theme parks around the world. For example, SeaWorld, Epcot, and Universal Studios are all exciting options. Favourite Disney parks include the Magic Kingdom, Animal Kingdom, Epcot Centre and Hollywood Studios. Also try the numerous waterparks. Accommodation is spacious and affordable. Miami A great getaway for weekend shopping and entertainment, Miami has a huge variety of areas such as South Beach, Coconut Grove, Coral Gables and Dadeland. Fantastic designer clothing can be found in Bal Harbour, Merrick Park in Coral Gables, Lincoln Road or Aventura Mall, a huge mall about 30-minutes drive from downtown Miami. Dolphin Mall (particularly good for kids’ clothes) and Sawgrass Mills, about an hour drive from Miami, are great for bargain shopping. Make certain not to miss the walking tours of MiMo (Miami Modern) or the Art Deco architecture. Key Biscayne’s Crandon Beach Park has a carousel playground which is a big hit with the little ones or visit Jungle Island or the Miami Seaquarium, where the Dolphin Odyssey is highly recommended by many. There is also the Miami Children’s Museum. For a more off-the-beaten-track adventure, take a short drive out to the Everglades and visit the Alligator Farm or take an airboat ride through its unique ecological habitat. Cayman Airways and American Airlines operate direct flights daily to Miami. Fort Lauderdale With direct flights to Florida’s East Coast, it’s easy to explore Fort Lauderdale’s beachfront promenade or Las Olas Boulevard downtown. Spend a weekend exploring the boat canals, roaming ‘The Strip’ promenade and treating yourself to some much needed retail therapy at Sawgrass Mills Mall, the largest outlet and value retail shopping destination in the United States.

NEW YORK Although a four hour flight from Grand Cayman, Cayman Airways and Jet Blue’s direct flights make this a great option for a quick getaway, especially over a bank holiday weekend.

Park. Foodies will also enjoy the many culinary tours on offer.

A travel insurance policy covers the loss or damage to baggage and personal items, personal accidents, money and tickets, as well

Travel agents & airlines

as cancelled flights.

Cayman Airways Tel: (345) 949 2311

Cayman Travel Services Ltd.

www.caymanairways.com

Tel: (345) 949 5400

FIVE TO SEVEN DAY QUICK TRIPS

Cayman Airways operates four Boeing 737-

Email: info@caymantravel.ky

BAHAMAS With more than 700 islands, exploring all of the Bahamas could take years. Each island offers a variety of attractions from world class scuba diving, fishing, boating, to shopping and dining. We recommend visiting Nassau, which exudes a special charm lent by a blend of Old World architecture and contemporary vitality and an array of restaurants. You can fly direct on British Airways.

300 jets and two Twin Otter aircrafts from

www.caymantravel.ky/travel-insurance

Grand Cayman with non-stop flights to the

They

Sister Islands, Kingston, Montego Bay, Havana,

international

La Ceiba, Roatán, Miami, New York, Tampa, Fort

products.

Whether

Lauderdale plus seasonal flights to Denver and

coverage

for

Chicago.

extended coverage for a long-term stay

Texas In 2018 Southwest Airlines added Saturday flights to Houston, which opens up a bustling city of 19th-century architecture, upscale restaurants, plenty of live music and highly acclaimed museums. Top tourist sites include the NASA Space Centre, Houston Museum of Natural Science, Houston Zoo and Buffalo Bayou

comprehensive travel a

range

medical you

insurance

need

individual

vacation/shopping

trip,

abroad, corporate / group coverage, student Cayman Travel Services Ltd.

coverage or multi-trip (annual) coverage, they

Tel: (345) 949 5400

have the plan for you.

Email: info@caymantravel.ky www.caymantravel.ky

Saxon

Specialises in corporate travel management

Tel: (345) 947 2966

and leisure travel, including airline tickets, Cuba

Email: insurance@saxon.ky or www.saxon.ky

vacations, cruises, tours and hotels. They also

They

offer travel insurance and assistance with

cancellations,

travel visas for all countries.

emergencies with 24/7 emergency assistance

offer

insurance lost

for

luggage

unforeseen and

medical

from anywhere in the world. Travel Pros

sEE AD PAG E 143

Tel: (345) 949 8182 Email: info@travelproscayman.com

Travel Pros

www.travelproscayman.com

Tel: (345) 949 8182

Offers corporate / leisure travel, individual

Email: info@travelproscayman.com

and group bookings, cruises, Cuba trips, visa

As well as travel services, Travel Pros offer a

applications, tours, travel insurance and car

comprehensive travel insurance policy that

rentals. sEE AD t h i s PAG E

covers medical costs, emergency evacuation,

THE

COSTA RICA This small country is a nature and adventure lover’s paradise with mountains, volcanoes, waterfalls, rainforests and winding rivers. We recommend the Llanos de Cortés, which is known as the most picturesque waterfall in Costa Rica, or white water rafting down the Turrialba area. Hardcore surfers also flock to the Pacific coast for great waves. The airfare is approximately US$550, via Miami.

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BRITISH VIRGIN ISLANDS (BVI) Although the BVI were severely damaged by Hurricanes Irma, Jose and Maria in 2017, most of the islands including the police, hospital, airport and beaches are now fully functioning. Visitors, however, should be aware, says the UK foreign travel advice agency, that recovery and clean-up efforts continue..

offer

flight delays and cancellations.

Travel insurance

sEE AD t h i s PAG E

Balderamos Insurance Services

Tell them you saw it in the

Tel: (345) 945 3450 Email: bis@candw.ky or www.bis.ky

(345) 949-8182

Email: info@travelproscayman.com

www.travelproscayman.com

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2019 Index

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A & E (Accident and Emergency) 217 A.L. Thompson’s 155, 168, 172, 285, 286

Bicycles 253 Birds (Importing captive) 381 Bistros 187 Bitcoin/Cryptocurrency 39-40, 389 Blacktower Financial Management Ltd 36 Blocks & insulated concrete forms (ICF) 181 Blue Point Consultants 93, 145, 185 Boarding schools 322-325 Boat fuel 263 Boat insurance and licensing fees 262 Boat maintenance 260-261 Boat rentals and leasing 263-264 Boat security 259 Boat tours 264-265 Boating - Areas 257-258 Boating - Buying a boat 259-261 Boating Made Easy 260, 264 Boating rules 258 Boats and hurricanes 259 Bodden & Bodden Attorneys 46, 69, 143 Bodden Corporate Services 50-51, 81, 84 Bodden Funeral Home 91 Bodden Funeral Services 91 Bon Vivant 155, 198, 286, 377 Book clubs 363, 389, 390 Bookkeeping services 53-54 Books & stationery 278-279 Boot camps 399 Bould Consulting 145, 146 Bowling 376, 399 Box Buddies 298, 299 Breast pumps 340 Brexit 27-28 Briat Insurance 50, 121 Bridal gifts 345 British Caymanian Insurance 121, 204, 301 British Virgin Islands 411 Brokerage firms 35 Brunch 199 Budget Rent a Car 245 Bug Busters 157, 159 Building a green home 355 Building a home 175-185 Building options 178-182 Building professionals 182-185 Building supplies 279 Business - Establishing 42-48 Business hours 25 Butterfield Bank 36, 103, 104 Buying a new car 247-248 Buying a used car 248-249 Buying in bulk 279

AAA Caregivers 276, 290, 339 Abernethy & Associates 184, 185 Absolutely Fabulous 283, 285 Accounting & auditing firms 68-69 Admiral Farragut Academy 325 Adult Disease Specialists Medical Clinic 219 Advanced diving 272 Advertising agencies 53 Affinity Recruitment Ltd 66, 67, 84 Affordable Solar Ltd 163, 356 Agricultural Show 24 Air cargo 98 Air conditioning 154-155 Air conditioning cleaning 155 Aircraft registration 34 Alcohol 197-198 All Marine Upholstery 261 Allee Designer Fashion Boutique 280 Alternative medicine 229 Aluminium recycling 157, 351, 353-354 AMB Construction Ltd 183, 184 AMR Consulting Engineers 185 Animal abuse 387 Animal House 384, 386 Antenatal care 219, 336-337 Antiques 275 Aon Risk Solutions 120, 203, 204 Apex Car Rental 244 Appliance repair 155 Architects 182-183 Art classes 332, 334 Art galleries 275-276 Art Nest 276, 334, 368, 388 Art supplies 276 Asset management 35-36 Athletics 371 Atlantic Kids & Atlantic 278, 280, 281, 289, 343 Avalon Marine 260, 267 Avata Property Services Ltd 147, 148 Avis Cico 241, 245, 248 Azure Realty 138, 148

aby Doctor (The) 222 Baby equipment 343 Baby food 340 BabyLove Newborn Photography 296, 341 Babysitters & nannies 290-291, 339 Badminton 371-372 Bahamas 411 Baker Tilly 68 Bakeries 187 Balboa (Wreck of) 269-270 Balderamos Insurance Services 121, 411 Ballet 373, 399 Banana boat rides 365 Banking - Business 25, 29, 36-37 Banking - Personal 29, 36-37 Banns of Marriage 344-345 Baraud 68, 84 Barcadere Marina 262, 263 Bars 192-193 Basketball 372 Batabano 24, 376 Bay Market 193-194, 352 Baysyde Biz 56, 296 BCQS - Rentals 151, 152 BCQS International 145, 147, 185 BDCL Architects 182 Beauty products 277 Beauty salons 291-293 Beer 197 Behavioral Health Associates Cayman 223 Berman Fisher 53-54 Bermuda Investment Advisory Service Ltd (BIAS) 36 Bicycle repairs 291 412

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3 Networks 60, 106-112 CAD Optical 231, 232 Cadet corps 377 Cafés 187 Cali (Wreck of) 269 Camana Bay 58, 132-133, 275 Cameras & photographic equipment 279-280 Campbells Attorneys 51, 69, 70 Campbell’s Auto (CARS) 249, 250, 357 Camping 24 Cannon Place 57, 58 Captive insurance 30 Car City 248, 249, 250, 251 Car cleaning/wash 252 Car dealers (New & Used) 247-249 Car insurance 120-122, 243 Car maintenance 249 Cardiology 218 Carers - elderly 88 Caribbean Alliance Insurance 121 Caribbean Club 346, 407 Caribbean Optical 232, 233 Carrie Lee (Wreck of) 270 Catboat Regattas 23 Catering 199

Cathy Church’s Photo Centre 272, 279, 296, 297, 348 Cayman ABA 234 Cayman Airways 96, 98, 411 Cayman Animal Hospital 383 Cayman Automotive 244, 245, 249, 251, 356 Cayman Brac 407-408 Cayman Brain & Spine 219 Cayman Canine Training Services 386, 387 Cayman Clinic 213, 216, 222 Cayman Distributors 191, 197 Cayman Doctors 215, 223 Cayman ENT Associates 222 Cayman Finance 33 Cayman First 119, 121, 204 Cayman Hand Centre 221 Cayman HospiceCare 89 Cayman Immigration Consultant Services 84 Cayman Insurance Centre 120, 121, 204 Cayman International School 312, 313, 318 Cayman Islands Brewery 197, 353 Cayman Islands Customs Agency (CICA) 94, 95 Cayman Islands Hospital (HSA) 206, 207, 336 Cayman Islands Institute of Professional Accountants (CIIPA) 68 Cayman Islands Insurance Association (CIIA) 29, 34 Cayman Islands Marathon 402, 403 Cayman Islands National Museum 276, 334, 361, 368 Cayman Islands Stock Exchange (CSX) 34 Cayman Learning Centre 327 Cayman Luxury Property Group 135, 149 Cayman Management Ltd 48, 51 Cayman Mobile Vets 383 Cayman Music School 334, 348, 363, 378 Cayman National Bank 104, 105 Cayman Orthopaedic Group 221 Cayman Pet Paradise 381, 386 Cayman Pharmacy Group 210, 211 Cayman Physiotherapy Ltd 231, 232, 233 Cayman Prep and High School 319 Cayman Registrar of Companies 44 Cayman Rugby Club 375, 403 Cayman Sea Sense 352 Cayman Travel Services 411 Cayman Trench 21 Cayman Turtle Centre 346, 359,367, 369, 370 Cayman Villas 347, 407, 408, 409 Caymanian culture 23, 362 Caymanian passports 85 Caymanian Status 83 Caymanite 21 Cayman’s Kindest Care Agency (CKC) 291, 339 Celimar Central Clinic 215, 218 Cell phones 109-110, 253 Cemeteries 90-91 Center Lane Motors 252 Centre Island Properties Ltd 152 Century 21 - Amber Yates 140, 148 Chalmers Gibbs Architects Ltd 164, 179, 182 Chamber Pension 123 Charterland 145, 147, 185 Chatterbox Speech & Language Therapy 236, 325 Childbirth classes 337-338 Children and car seats 239 Children’s dentistry 228-229 Children’s Clinic & Family Practice (The) 216, 222, 338, 339, 340 Chiropractors 229 Christmas 25 Christopher Columbus 19 Churches 395-397 CI Aquatic Sports Association (CIASA) 375, 404 CI Law School 330, 331 CI Monetary Authority (CIMA) 29 CIBC FirstCaribbean International Bank 36, 105 Cigar bars 193 Cinema 362 CINICO 117, 121 CIREBA 128, 148 Clean Gas 114, 115, 355 Climate 25 Clothes (adults) 100, 280 Clothes (children) 280 CML Recruitment 68, 84 Coldwell Banker 125, 149

Collateralised Loan Obligations 32-33 Colleges 330-331 Commercial office space 57-59 Community life 388-397 Computer supplies & IT services 56 Conference facilities 55 Conferences - Business 33 Construction management 164, 178, 183 Contractors 184 Cooking classes 198 Copyright protection 47 Coral nurseries 271 Corporate services 50-52 Cosmetic medicine 218 Cost of living 97 Costa Rica 411 Counselling 234-236 Courier services 298 Conch 188, 190, 199, 293 Craft Market 276, 359 Creations Unlimited 296, 341 Cremation 91 Cricket 372, 399 Crighton Properties 133, 149 Crossfit 373, 399 Cryptocurrency 34, 39, 389 CTMH Doctors Hospital Imaging 210-211 Cuba 408-409 Culinary events 198-199 Cultural activities 361, 376 Cultural workshops 377 Currency 34 Customs & traditions 23 Cycling 253, 373, 399

arth Day Clean Up 357 Easter 24 easyCayman 128 Edies Décor 170, 171, 172 Education - Professional 331-332 Education 306-333 EisnerAmper 68 Elections 21 Electric car charging stations 357 Electric cars 249, 356 Electricians 66, 155 Electricity 67, 113 Electronic equipment 282 Emergency numbers 202 Employee entitlements 52 Employment prospects 61 Endocrinology 218 Energy storage systems 356 Engagement rings 345 ENT (otorhinolaryngology) 222 Environmental disposal fee 247 Evening sailing trips 265 Event planners 293 Every Bloomin’ Thing 295 Excel Sports Management 373, 374 Excess baggage 98 Explore Cayman 360 Exporting a car 247

amily photographers 341 Farmers Markets 195 Fidelity Bank - General 36, 105 Financial history 28 Financial technology 34 Finding a job 64 Firearms/Weapons 101 First aid 333 First Baptist Christian School 310, 319 First Baptist Church 396 Fishing 265 Fitness Connection 333, 342, 373, 375, 379, 401, 402 Flag football 373 Flooring 170 Flora & fauna 21 Florida 410 Florists 295 FLOW 59, 108, 112 Flowers Block 118, 180, 181, 182 Flowers Sea Swim 404 Fly tipping 161 Folk singing 23 Food & Wine societies 199 Food delivery service 190 Food trucks 192 Football/Soccer 373, 400 Footsteps Tutoring 327 Foreshore Corporate Services 52 Foster’s Food Fair-IGA 66, 192, 194, 351 Foster’s Pharmacy 211, 212 Foundation Companies 47 Francis Grey Attorneys 70, 71, 51 Freight consolidating & forwarders 95-99 Fresh fish (buying) 195 Full moon celebrations 199 Full Work Permit 73, 74 Funeral homes 91 Funerals 90 Furniture 164-171, 282-285

G arden maintenance 159 Gardens 172

Gas 114-116 General contractors 184 General practitioners 213-217 Geology 21 George Town landfill 157, 161, 351

George Town Yacht Club 190, 257, 262, 265 Girl Guides Association 378 Glass recycling 351 Golf 374, 400 Good Taste 198 Gourmet food 195 Government schools 309 Grand Harbour Medical Centre 210, 215, 219, 220, 340 Green - At home 353 Green - At work 353 Green - Building 355 Green - Cleaning products 354 Green - Community projects 357 Green - Eating and drinking 351 Grocery stores 193, 352 GT Automotive (BMW dealership) 239, 248, 251 Guardian of the Reef 272 Guns 101 Gymnastics 374 Gyms 400 Gynaecology, obstetrics 219-220

H aines Disaster Consultancy 305 Hair salons 291-293

Harbour House Marina 256, 260, 263 Hardware 168, 285 Harneys 51, 69, 70 Health & wellness 200-236 Health Care Pharmacy 212, 213 Health City 200, 208 Health insurance 53, 87, 94, 118, 202-204 Helicopter rides 361 Hell Geological Site 359 Heritage Holdings 59, 299 Hermes Corporate Services Ltd 51 Hew’s Cleaning Services 55, 158 Hibiscus Spa 277, 292, 338 High Achievement Academy 327 High schools 310 Highbury Consulting 68 History and culture test 78 History of the Cayman Islands 19 Hockey 374 Home automation 171 Home Gas 114, 115, 101, 355 Home improvements 162-174 Home inspections & site surveys 146 Home schooling 328 Home security 155 Homewares 285-286 Honduras 410 Hope Academy 235, 236, 320, 321 Horseback riding 374, 401 Hospitals - Local 207-209 Hospitals - Overseas 209 Houston 411 HSM Chambers 44, 51, 70, 75, 84, 143 Huis by Lydia Uzzell 166, 275, 284 Hurricane Ivan 302, 386 Hurricane supplies 286 Hurricanes and pets 305, 386 Hyperbaric Oxygen Therapy 231

T irnadvex el

a Vinci Centre (The) 224, 230, 236, 277, 292 Dance 348, 373, 399 Dart 41, 58, 132, 133, 153 Dart Family Park 368 Daylight savings 25 DDL Studio Ltd 145, 183, 185 Dental Centre (The) 226 Dentists 225-229 Dentons 7, 51, 70, 84, 143 Department of Commerce & Investment 48 Department of Education Services 307, 309 Department of Environmental Health 90, 161, 353 Dependants 62, 74, 75 Desalination systems 182, 354 Design (Cayman) Ltd 178, 183 Design Studio 166, 167, 284, 286 DHL 98, 297, 298 Diabetes 218 Dialling codes 109 Diesel 115-116 Digicel 109, 111, 112 Dining on a budget 190 District health centres 208-209 Dive ‘365’ 270 Dive equipment 282 Dive operators 273 Diving - Technical 272 Diving 268-273 DMS Broadcasting 294 Doc Polson (Wreck of) 270 Doctors 213-225 Doctors Express 215, 217 Doctors Hospital (The) Chrissie Tomlinson 207, 337 Dog sitting 386 Dog trainers 386 Dog-friendly restaurants 190 Dolphins 370 Domestic help & agencies 158, 290, 339 Domicile 86 Don Foster’s 269, 273, 333 Doors and windows 170 Dorm & Day 324 Doulas 337 DP Economy Services Ltd 155, 157, 171 Dr. Foley’s Eye Clinic 231, 232 Dr. Krishna Mani’s Clinic 220, 221 Dr. Wolfe’s Dental Centre 228 Drinking & driving 253 Driving licences 240

Driving tests 239 Dry cleaners 293 Duty costs - Importing a car 247 Duty on imports 99 Duty on wedding gifts 345 Dwell 284

DG Inside cover, 165, 166 Immigration 61-64, 71-86, 88, 307, 343 Immigration consultants 84-85 Immunisations 308, 340 Import duty 99 Importing a car 247 Importing food 101 Importing pets 380-382 Independent directors 33, 55 Inheritance taxes 86, 91 Insurance - Car 120, 243 Insurance - Contents 120-122 Insurance - Health 53, 87, 94, 118, 202-204 Insurance - House 119 Insurance - Life 122 Insurance - Mechanical breakdown 247 Insurance Co of the West Indies (ICWI) 119, 121, 243 Insurance providers 120-122, 204-205 Integrated Solid Waste Management System 351 Intellectual property 47 Interior designers 164-166

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2019 Index International College of the Cayman Islands 330 International Design Group (IDG) Inside cover, 165, 166 International Financial Planning (IFP) 36, 38 International groceries 195 International Medical Group 215, 216, 229 International packers & movers 96-100 International Realty Group Ltd (IRG) 58, 139, 149 Internet providers/services 110-113 Investing in Cayman 35-41 Investment funds 30 Island Air Ltd 93 Island Cleaners 293 Island Heritage Insurance 121 Island Interiors 166, 169 Island Montessori 314 Island Smile Orthodontics 227, 228 Island Veterinary Services 383, 385 IT services 56, 281

acques Scott 192,198 Jamaica 402 JEC Property Consultants 145, 146, 147, 185 Jetovator 307 Jewellery 246, 258, 368 John Doak Architecture 181, 183 JUNK 354

Isla n dE M I ND Xaps

K & A Janitorial Services 158, 291 Kayaking 364

Keith Tibbetts (Wreck of) 270 Kennedy Gallery 276 Kennels 386-387 Key cutting/locksmiths 295 Kickboxing 402 Kimpton Seafire Resort 55, 292, 346, 407 Kindergarten 312-317 King Pin bowling 399 Kingâ&#x20AC;&#x2122;s Sports Centre 368, 374, 375, 376, 399, 400 Kirk Freeport 277, 286, 287 Kirk ISS 56 Kirk Marine 258, 260 Kirk Market 3, 195 Kirk Office 54, 56, 276, 277, 282 Kirk Pharmacy 212, 213 Kitchens 166-168 Kite boarding 364 Kittiwake (The) 269 Kman Vets 382, 383 Knighthead Annuity 41, 89 Kobre & Kim 70 Kosher food 188

andfill site 351 Landscaping 159-160 Language courses 334 Language therapy 236 Laundry services 293 Law school 330 Laws for 2019, 27 Learning & developmental needs 325-326 Leasing - Commercial 58-59 Leasing a vehicle 245-246 Legal services & law firms 69-71 Legal system 21 Libraries 379 LIFE (Literacy if for Everyone) 394 Lighting 101, 285 Limited liability company 46 Limousine services 93 Linens 285-286 Lionfish 266, 270 Liquid Life Cayman 364 Liquor stores 197-198 Little Cayman 408 Little Monkeys 368 Live music 193

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Living expenses 156 Local media 295-296 Local produce 196 Loeb Smith 31, 51, 70 Logic 107, 108-113

ail Boxes Etc 298 Mammograms 201 Man Cave 276, 292 Mangrove kayak tour 364 Maples and Calder 33, 71 Maples Corporate Services 33, 51 Marinas 262-263 Marine Park regulations 266 Maritime Authority (MACI) 34 Marksons Furniture 282, 284 Marriage 344-349 Martial arts 374, 402 Martlet Design Ltd 164, 168, 283 Massy Insurance 118, 122 Mastic Trail 361 Maternity leave 339 Maternity wear 338 Mattress Gallery 284 McGrath Tonner Attorneys 45, 52, 71, 84 Medical loans 209 Medical spas 236 Medical specialists 217-225 Medicals for immigration 74 Mercedes-Benz 248, 250, 251 Miami 410 Michael Webster - Life Insurance Agent 122 Midwife births 337 Mini Golf 375 Mini Warehouse 2 Ltd 299 Miracle Brokers 95, 96 Mise en Place 199, 317 Mission House 361 Mobile phones 109-110 Money transfer services 106 Montego Bay, Jamaica 410 Montessori By The Sea 321 Montessori del Sol 314, 315 Montessori School of Cayman 313, 314 Mortgages 106, 144 Mosquitoes 22 Motions Unlimited 368 Motorcycle licences 243 Motorcycle tours 361 Motorcycles 252 Mourant 52, 71 Moving to Cayman 92-101 Musical instruments 287 Must Love Dogs 384, 386, 387 My Island Dentist 226, 227

annies 290-291, 339 National Gallery 276, 332, 334, 362, 365, 377, 395 National symbols 24 National Trust 357, 362, 379, 395 Native plants & trees 173 Naturalisation 82 NAUI 271 Navigation (marine) 258 Netball 375, 402 Neurology, Neurosurgery 219 New car dealers 247-248 New York 411 Nightclubs 193 North Sound Golf Club 374, 400 Northwestern Caribbean Baptist Theological Seminary 330 Notary public 56, 296 Nova 68 Nursery schools 312-317

asis Pool & Spa 160 OBM International 177, 183

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Obstetricians, Gynaecology 219, 336 Ocean Paradise 346, 347, 407 Office Supply Ltd 55, 56, 282 Omni Cayman 54, 86 OneTRADEx 36, 37 Ophthalmology 220-221 Optometry 231-233 Organic food 195 Orlando 410 Oro Verde (Wreck of) 270 Orthodontics 228 Outdoor living 172-174 Outdoors - ALT (The) 172, 173 Overseas education 322-325 Overseas Territory 21 Overseas treatment facilities 209 100% Maths 328

addleboarding 364 PADI 271, 334, 373 Paediatric dentistry 228-229 Paediatricians 339-340 Painting & general maintenance 157 Palliative care 88 Parasailing 364, 371 Parasailing Professionals 364 Parrots 381 Partnerships - Business 32, 45 Party accessories 287 Party rentals 293 Pasadora Family Dental Centre 226, 227, 228, 229 Passports (Baby) 343 Passports 85-86 Paternity leave 339 Pathology 223 Paving and driveways 182 Pedro St. James Castle 346, 358, 371 Pensions 64-65, 122-123 Pensum Health 224, 236 Pensum Services 122, 262 Permanent Residency 77-82 Permission to Continue Working (PCW) 79 Pest control 155-157 PestKil Ltd 157 Pet grooming & pampering 387 Pet insurance 385-386 Pet passports 382 Pet portraits 387 Pet relocation services 382 Pet sitting 386-387 Petrol 115-116 Pets - Finding 384 Pets - Lost or injured 387 Pets - Ticks & fleas 385 Pets & hurricanes 386 Pharmacies 211-213 Phoenix Health Services 209, 210 Photo processing 297 Photographers 296-297, 341-342, 348 Physical Medicine & Rehabilitation 223 Physiotherapy 233-234 Picture This 278, 279, 247, 297, 342, 347, 348 Pictures By Shankar 349 Pilates 402-403 Pirates 20 Pirates Week 25, 363 Plants, flowers & garden centres 287-288 Plastic Free Cayman 357, 391 Playgrounds 367-368 Playgroups 379, 342 Plumbers 66, 157 Podiatry 223 Pole fitness 403 Political system 21 Pool maintenance 160 Pool Patrol 161, 174 Pooley Cabinets Design Studio 166, 168 Poor Relief payments 88 Population 22 Port Regis 324 Postal boxes/ services 297-298 Postnatal/ postpartum support 340 Power Flower 160, 173, 288 Powerhouse Gym 400, 401

Precious metals 40 Prenatal classes 338 Preschool 312-317 Priced Right 197, 279 Primary schools 309, 317 Prime Locations 137, 149 Printing & copying 298 Private schools 311-317 Professional training 56, 331 Project managers (construction) 185 Propane gas 114, 355 Property management services 147 Property market overview 162 Property pitfalls to avoid 146 Property valuations 145 Provenance Properties 130, 149 Psychology 223, 234-236 Public holidays 23 Public transport 253 Purchasing overseas 298

Quayside Surveyors 146 Queen Elizabeth II Botanic Park 346, 359, 367 Radio stations (local) 295 RBC Dominion Securities 37

ailing 264, 265, 375 Sailing charters 264 Savannah Pharmacy 211 Saxon Insurance 53, 122, 143, 240 School buses 238 Schools - Government 309 Schools 309-317 Scooters 252 Scotiabank and Trust 37, 106 Scotts Marine 255, 261 Seaboard Marine 98, 100, 246 Security - Boat 259 Security - Home 155 SEL Consulting 147, 184, 355 Service clubs 390 Seven Mile Beach Dental Clinic 227, 228, 255 Seven Mile Medical Clinic 215, 216, 218, 229 Sewage treatment 161 Shining Stars Education Centre 311, 316 Ship registration 34 Shipping by air 96 Shipping by sea 98

ailors 293 Tax 30, 38, 86 Telephone services 106 Television 113 Television stations (local) 296 Temporary accommodation 153 Temporary Work Permit 76 Tennis 376, 405 Tennis Courts (Ritz-Carlton) 376 Tessa Hydes Property Management 148, 149 Theatre 378 Thrift shops 289 Time zones 93 Tipping 192 Tips on being green 354 Tomlinson Furniture 284

Tony’s Toys 245, 246, 248, 249, 251 Toys 289 Trade and Business Licence 49 Translation services 57 Travel 406-411 Travel agents 411 Travel insurance 411 Travel Pros 411 Treasure Garden Pre-school 316, 317 Trees - Planting 159 Triathlons 376, 405 Triple T Learning 328 Tropical Architectural Group 182, 183 Truman Bodden Law School (The) 330 Turtles & turtling 24 Tutoring 327 TV package prices 112

U K citizens 85, 86 Ultimate frisbee 405

Ultrasound 210 Underwater photography lessons 273 Underwater wedding 347 Underwear 289 Universities 330 University College of the Cayman Islands 330 Upholstery cleaning 158 US citizens 85 US taxation 86 Used car dealers 248 Utilities 113-118

alu-Med Pharmacy 211, 212, 213 Vampt Motors 248, 249, 251 Vanguard School (The) 325 Vegetarian & vegan food 187 Vehicle licensing 242-243 Veterinarians 383 VHF radio 259 Vigoro Nursery 160, 173, 288 Vino Veritas 196, 198 Visas 77, 85, 343 Vision Wear Cayman Ltd 232 Volleyball 372, 405 Voluntary organisations 393-395

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RBC Global Private Banking 105 RBC Royal Bank (Cayman) 37, 39 RE/MAX - Kass Coleman 129, 149 Realtors - Renting 152 Realtors - Sales 148 Rebecca Davidson Photography 297, 348, 349 Recruitment agencies 67-68 Recycling 157, 351, 353 Recycling batteries 353 Recycling locations 351 Red Cross 289, 394 Reinsurance 30 Religious services 395 Relocation services 93 REM Services 148, 150, 152 Rent costs 151 Rental cars 244 Renting a property 150 Repatriation 91 Residential areas 130 Retirement homes 88 Rhulens 58, 59, 150 Ritch & Conolly 52, 71, 84, 142, 144 Ritch Realty 152, 153 Ritz-Carlton (The) 188, 189, 190, 193, 199 Ritz-Carlton Golf Course (The) 400 Roadside assistance 252 Rock Gorgeous Hair 278, 292 Rockys Diamond Gallery 287 Roller & Inline skating 375 Roofing 172, 182 Roundabouts 238 Rugby 375, 403 Rugs Oriental 170, 171, 286 Running 403

Shoes & shoe repair 288, 299 Shooting 403 Silver Thatch 123 Sister Islands 407-408 Sister Janice’s Early Learning Center 316 Site surveys 146 Sky Blue Aquatics 375, 404 Small Engineering 147, 181, 184, 355 Smile Dental Clinic 227, 228 Snorkelling 269, 364, 375 Snuba 364, 375 Social clubs 388 Softball 403 Solar homes 355 Solar power 355 Sole trader 45 Solomon Harris Attorneys 32, 71, 79, 84, 144 Sotheby’s International Realty 131, 148, 152 Spas 236, 291 Spaying & neutering pets 384 Special Economic Zone 48-49 Special needs 325 Speech & language therapy 236 Sports & fitness 398-405 Sports clothing and equipment 288 Sports medicine 221 Spray foam insulation 172 Squash 375, 404 St. Ignatius - Early Years Centre 315 St. Ignatius Catholic Church 396 St. Ignatius Catholic School 315, 320, 321 Sta-Mar Enterprises 96, 99 Starfish Village 316, 370 Stationery 278, 349 Statutory Residence Test (STR) 78 Staycations 407 Stem cell treatments 224 SteppingStones Recruitment Ltd 67, 68 Sticks and Stones 283, 284 Stingray City 359 Storm surge 302, 303 Strand Dental Clinic (The) 227, 228 Strand Medical Centre (The) 214, 215, 218 Strata titles 144 Strategic Wealth Preservation 40 Strawberry Hill 410 Street food 195 Structural engineers 185 Student visas 77 Styles Beauty Salon 278, 292, 293 Submarine rides 364 Summer camps 379 Sunglasses 288 Sunshine Suites Resort 153 Superior Auto 250, 251, 260, 261 Support groups 391 Surfing 364 Surgery (The) 255 Surveyors - Land & Quantity 184, 185 Sustainable eating 351 Swift Auto Leasing 245 Swimming 375, 404 Swimming pool safety 174 Swimming pools 174, 357 Symons & Symons 47, 52, 56, 71, 84, 144 Synergy Chiropractic and Physiotherapy 229, 231, 234

alkers (Cayman) 71, 125 Warehouse space 299 Waste Management 351 Watches, jewellery & repair 287 Water Authority 116, 117 Waterfront dining 188-190 Wealth management 35-37 Web design 53 Wedding bands 345 Wedding dresses 345 Wedding organisers 346 Wedding services 344-345 Weights & measures 95 Wellness Centre (The) 236, 326 West Bay Pharmacy 210 West Indies Brokers 136, 150 West Indies Wine Company 197, 198 WestPoint Inspections 147, 148 Wildlife - Injured 387 Will of Wellness 224, 231 Williams2 150 Wills & probate 91 Window treatments 170 Windsurfing 365 Wine 197-198 Wine tasting & dinners 199 Women’s health 219-220, 336 Work Permits 61-64, 73-77 Wreck diving 269-270 Wreck of the Ten Sail 19, 28

X-ray 210 Y MCA 333, 334, 378 Yoga 405 Zika 22 »

www. c a y m a n r e s i d e n t . c o m

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2019 Last Look

People who find the Cayman Resident magazine and website really useful.

Karl Murphy I interviewed for a position at Cayman Prep and High in June 2018 and it was a case of love at first sight. I had rudimentary knowledge of the Island and Cayman Resident became a fantastic starting point to consider my move here. My brother Colman and I carefully perused the 2018 edition website from his rain drenched conservatory in South Dublin, and Cayman Resident facilitated me to imagine sun soaked life in Cayman. The magazine quickly helped me acclimatize, from initial contact with real estate agencies, to immigration and the cost of living. Now living on island, I use this fantastic resource for a myriad of everyday things, from where to get an emergency pair of spectacles, to hurricane preparedness shopping. I unreservedly endorse Cayman Resident. Karl Murphy is the new High School Principal at Cayman Prep & High School.

William Helfrecht From the very first year that Cayman Resident came out I have been using it as an invaluable resource in navigating life here in Grand Cayman. What I love most about the publication is that it provides a one-stop shop for factual information on every conceivable aspect of Island living, and is just as indispensable to long term residents as it is to newcomers. From up to date recommendations on buying and renting property to essential information about immigration and government services, Cayman Resident remains my first point of reference. William Helfrecht is a dive instructor in the Cayman Islands.

Joshua Richards Along with my work schedule and the keys to a temporary residence, Cayman Resident was one of the first things my employer handed to me on my first day here. From that day, it became my guidebook for everything from finding a home, to setting up a bank account, to finding a doctor and fitness club. In my managerial role at Hertz, I Is Moakp s ll aa sn t dl o

not only tell every new employee to get a copy as soon as they arrive, but I also love that when I have customers come in and ask me questions about Cayman, I know that the answer is a quick caymanresident.com search away. There really is nowhere else as comprehensive and accurate. Joshua Richards is a Manager at Hertz Grand Cayman

Sarah Kelly Since my husband and I moved to Grand Cayman five years ago we have continuously turned to the Cayman Resident magazine and website for all aspects of our life. At home we found it invaluable to understand the property buying process in Cayman and we used it to find our realtor and surveyor who helped us buy our condo. The website was great for finding out about running clubs and races which is a passion of mine that I’ve been able to continue in Cayman. I work as the Chief Human Resources Officer for Mourant and we ensure that a copy of the Cayman Resident magazine goes to all our new starters. They always tell me what a great resource it is for helping them get set up in Cayman. Sarah Kelly, Chief Human Resources Officer at Mourant

Wade Gordon When I moved to Cayman 12 years ago from Jamaica, the Cayman Resident book helped me get settled. At that time I used it to help me estimate cost of living expenses, understand a bit more about the local community, and get some solid information on the night life and food scene. I continue to pick it up every year because as my life here has progressed I can count on the book and website to have clear answers to my questions – whether it’s about where to get care for my pets, who might be a reliable and trusted tradesman to get work done on my home or referring someone in custody on where to find a comprehensive list of lawyers. It really is such a value to the community. Police Constable Wade Gordon, 10 year veteran of the Royal Cayman Islands Police Service

Caitlin Crumpton My husband and I moved to the Island three years ago and had about six months to plan our move. Cayman Resident was an invaluable resource during the planning stage as we looked for information about cost of living, finding a home, and where to shop on island. It was actually recommended to us in our job interview! We particularly enjoyed the section on dining. Cayman has a well-developed restaurant culture and Cayman Resident helped us early on to navigate the Island’s busy culinary scene. With the arrival of our daughter in 2016, the website has been essential in helping us figure out family life here in Cayman. We will continue to reference Cayman Resident in our daily lives as there simply isn’t a resource that offers as many answers in one place. Caitlin is the Marketing & Communications Officer at Cayman International School

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