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2025
Letter from the publishers
Go Digital
Acorn Media mailing address: PO Box 31403
Grand Cayman KY1-1206 Cayman Islands
Acorn Media physical address: 209 Alissta Towers
North Sound Road, George Town
Tel: (345) 946 3200 Fax: (345) 946 2830
Email: info@acorn.ky www.caymanresident.com
Welcome to the 22nd annual issue of Cayman Resident! It has been a joy working with our wonderful team at Acorn Media who check, research and update every piece of information contained in these pages and across our website each year, ensuring that we bring you the most up-to-date information. And we’re always adding new information that we think you — our valued readers — will find useful and interesting.
Thank you also to the many industry experts who have, once again, shared their wealth of knowledge and expertise so that we can in turn share that with you. The Cayman Islands are flourishing and much has changed in a year; the myriad of which is reflected in the following 480 pages, and on the Cayman Resident website (www.caymanresident.com).
Each year it is so interesting for us to delve into every aspect of what has been happening across our islands, from the prospering financial services industry, which has been superbly managed by highly educated members of our government and the private sector, to the booming construction industry that has been building new hotels, homes and schools, plus there are new restaurants and food festivals that we look forward to going to.
We really do talk about everything that is happening in the Cayman Islands and we answer questions that you might not have even thought to ask! Cayman is a wonderful place to live and work, where ‘Caymankind’ is a real thing, and our Community Life chapter reflects this with the dozens of social and service clubs, and charitable organisations that continue to help those in need and genuinely want to give back to our community. Long may this side of Cayman continue to blossom!
We hope you have a wonderful year ahead and we would like to wish you, your family and the whole Cayman community a very happy, prosperous and blessed 2025.
Charles Grover & Joanna Boxall
the Cayman Resident
Editor
Joanna Boxall
Sales
Charles Grover
Deborah Roberts
Design/Production
Julian Dalton
Michelle Pankhurst
Researchers/Copy
Editors
Emily Richardson
Rosita Ritch
James Sedgley
Jessica Wright
Proofreaders
Lindsay Japal
Peta Adams
Contributors
Christine Ballantyne-Drewe
Monique Bhuller
Hilary Brooks
Michelle Butler
Shana Chin
Louise Desrosiers
JS de Jager
Lucy Frew
Nick Joseph
Ian Mason
Menelik Miller
The CUC team
Phillip Paschalides
Fleur Peck
Louise Reed
Claudia Subiotto
Darren Trickett
Benjamin Twidle
Jeanette Verhoeven
Joanne Zeigler
Photography
Cathy Church
Julie Corsetti
Rebecca Davidson
John Doak Architecture
Chuck Gloman
Cayman Islands National Archive
Daria Keenan
Jennifer Marshall
John Molyneux
Marc Montocchio
Courtney Platt
Lisa Reid
Jonathan Sparrow
Kathleen Spencer
Design Studio
Bryan Winter
Monika Wotkiewicz
Acknowledgements
To create the Cayman Resident magazine and website every year takes a team of dedicated staff and the willing participation of industry experts. We owe our heartfelt thanks to:
Michelle Butler from Design Studio who completely updated our Home Improvements chapter giving it a fresh and inspiring new perspective and direction.
Louise Reed and her team at the CML Group who shared their wisdom on the current state of the jobs market in Cayman, and advised on specific areas such as IT, accounting and legal services.
Claudia Subiotto from RE/MAX who wrote the ‘Overview of the Cayman Property Market’, updated us on all the new developments, plus advised on the status of buying a house in Cayman. Fleur Peck from Blue Point Consultants who shared her very detailed market report on what is happening in the world of property in Cayman.
Jeanette Verhoeven from Bogle Insurance Brokers who helped us update the insurance information across the Health, Settling In and Transportation chapters. She knows everything about insurance!
Louise Desrosiers from Travers Thorp Alberga who is the author of the Family Matters chapter
Nick Joseph from Reside Cayman again shared his expertise on Cayman’s immigration laws.
Menelik Miller at Appleby who helped us update all our insurance legislation.
JS de Jager from Cayman Management who updated the Independent Directors information.
Hilary Brooks from HSM who reviewed our endof-life medical laws, as well as the information we have on Wills and probate.
Also, special thanks to the team at Walkers (Cayman) LLP who again helped us update large sections of our financial services information: Christine Ballantyne-Drewe who helped us update the investment funds, fund administration and investment business information in various chapters.
Monique Bhullar helped us update the Trusts section of the Cayman – A Global Financial Centre chapter.
Lucy Frew updated the sections on Jurisdiction of Choice, Banking in the Cayman Islands, Beneficial Ownership and Legislation to Meet Client Needs.
Ian Mason who updated the information we have on FinTech and Cryptocurrencies.
Philip Paschalides who reviewed and updated the information we have on single family offices and families relocating to Cayman.
Benjamin Twidle helped us review and update our information on Taxation in the Cayman – A Global Financial Centre chapter.
Joanne Ziegler helped us review and update the Structured Finance section, as well as the information on CLOs.
On The Cover
Our Cayman Resident 2025 cover photographs were taken by Julie Corsetti. We would like to thank Monyque Brooks for agreeing to be featured on the front cover, and to Julie Corsetti who took this beautiful photo of our 2025 cover model.
Special thanks to the photographers!
Last but not least we would like to thank the Islands’ wonderful photographers who have given us so many of their beautiful photographs to use in this issue. We need a wide variety of photos, from a cross-section of life in these Islands, and it is a huge task each year.
On a final note, we always welcome contributions, suggestions or photos to make this magazine even more informative and visually appealing each year. If you are a budding photographer and would like to get some of your photos published, then send us your best. As you can see, we publish a wide variety of images so don’t be shy! Contact Acorn Media on (345) 946 3200 or email: joanna@acorn.ky.
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Contributors 2025
Louise Desrosiers
Louise is the author of the Family Matters Chapter. Head of the Family Team at Travers Thorp Alberga, Louise is a highly experienced family law litigator and accredited mediator. Louise sits as an elected committee member for the CI Family Law Bar Association and a supervisor attorney for the Legal Assistance Clinic. Louise has almost 20 years’ experience, having been called to the Bar in England and Wales in 2006. She is an expert in dealing with nuptial agreements, divorce and ancillary financial matters. She has a wealth of experience with HNW divorces, that includes multi-jurisdictional asset tracking. She has an interest in family cases involving autistic children/parents, or those with additional needs.
Menelik Miller
Menelik helped us write and update the insurance information in the Cayman a Global Financial Centre chapter.
Counsel at Appleby in the Cayman Islands and Head of the Regulatory and Compliance group, Menelik practices in the area of financial services regulation, advising on regulatory issues and establishing newly regulated businesses, prudential regulatory considerations, corporate governance and strategic approaches and he has significant experience of regulatory inspections and other regulatory enforcement matters. Menelik has more than ten years of experience working with or for financial service regulators in the UK, Jersey, BVI and Cayman.
Benjamin Twidle
Benjamin helped us update the information we have on taxation in the Cayman a Global Financial Centre chapter.
Benjamin is a Senior Counsel based in Walkers’ Global Regulatory & Risk Advisory Group, which regularly acts for major financial services providers, investment banks, funds and investment managers. Benjamin advises on a range of regulatory matters, including FATCA and the Common Reporting Standard, economic substance, data protection and anti-money laundering and sanctions. He has also worked with large financial institutions on regulatory applications and submissions to the Cayman Islands Monetary Authority.
Louise Reed
Louise helped us update the information we have in the Working in Cayman chapter, and she helped us understand the current state of the jobs market in Cayman.
Louise manages operations and leads the executive search function at the CML Group, which is comprised of CML Offshore Recruitment, Nova Recruitment, and the career development non-profit, Connect by Nova. Louise has 20+ years of HR and recruitment experience, starting her career as a recruiter in the UK’s fast-paced commercial search and selection industry before moving to Cayman in 2008 where she headed up the financial services recruitment arm of CML.
Lucy Frew
Lucy updated information on beneficial ownership, legislation to meet client needs, banking and jurisdiction of choice.
Lucy is a Partner and is the head of Walkers’ Global Regulatory & Risk Advisory Group. She brings more than 20 years’ experience as a specialist financial regulatory and risk management advisory lawyer. Lucy’s clients are financial institutions across the international and domestic spectrum, including a range of banks, investment funds, administrators, investment managers, advisers, brokerdealers, arrangers, trading venues and insurance and reinsurance sector clients. She also has significant experience in advising on FinTech and virtual assets.
Christine Ballantyne-Drewe
Christine updated information on investment funds, fund administration, and funds and investment business in various chapters.
Christine is based in Walkers’ Cayman Islands office where she is a Partner in the Global Investment Funds Group. She advises primarily on the formation, operation and restructuring of investment funds and has extensive experience in both open and closed ended investment structures, as well as downstream corporate transactions. Christine advises a broad range of institutional asset managers, private equity sponsors, family offices and start-up and emerging managers.
Ian Mason
Ian helped us update the information we have on FinTech and cryptocurrencies.
Ian Mason is a Partner in the Regulatory & Risk Advisory Group, having joined Walkers’ Cayman Islands office in 2023. Ian’s practice includes both contentious regulatory work and advising on compliance matters, and he has particular expertise in advising on FinTech and crypto-assets, as well as financial crime, AML and economic substance issues, and advising clients on dealing effectively with regulators, including CIMA inspections, regulatory investigations and enforcement proceedings on the defence side.
Monique Bhullar
Monique helped us update the Trusts information that we have in Cayman Resident. Monique Bhullar is based in Walkers’ Cayman Islands office where she is a Partner in the Private Capital & Trusts Group. She advises high-net-worth individuals and families, trust companies, family offices and charitable organisations on all aspects of private trusts, foundation companies and other wealth and estate planning structures. She also advises on a wide range of Cayman Islands commercial trust matters, including the creation and administration of investment funds structured as unit trusts, securitisation trusts, liquidating trusts, employee benefit trusts and pension trusts.
People who have helped with this issue of the Cayman Resident
Nick Joseph
Over the years Nick has written, added to and updated our Immigration chapter - all of it!
With a BA in Psychology and Languages, and an LLB (Hons) in Law, Nick was admitted as a Cayman Islands Attorney at Law in 1997. Nick is a well-known Cayman Islands specialist in Cayman immigration, employment and licensing matters. He is the Founder of Reside Cayman and he and his team work extensively in the field of residency as it relates to assisting qualified persons in securing and (for those already here) maintaining their residence in the Cayman Islands.
Michelle Butler
Michelle updated the information on home improvements in the Cayman Islands.
Michelle is a trained architect who specialises in interior design. Working alongside her husband, David Wilson, they founded Design Studio Interiors Ltd, an award-winning firm based in Grand Cayman. Raised in both Canada and Cayman, Michelle combines her diverse cultural background with her passion for design to create stunning and functional spaces. Her ability to connect with people and understand their needs has been key to her success. Michelle is proud to contribute to the growth of the design community in Cayman, consistently delivering exceptional designs that enhance the lives of her clients.
Fleur Peck
Fleur is the author of a very detailed market analysis of the Cayman property market which she let us use to update our chapters.
Fleur is a Chartered Surveyor, registered valuer, member of the RICS and is the owner of Blue Point Consultants. She has 20 years’ experience in the property market having started her career in one of the top surveying firms in the UK. She has developed a strong reputation in the hotel and resorts sector on the valuations, consulting and sales side. Recent instructions include portfolio valuations of hotels for market value and insurance purposes, insurance negotiations after damage from hurricanes, as well as the sale of numerous hotels in Cayman.
JS de Jager
JS updated the information on Independent Directors in Cayman Resident.
JS is the Managing Director of Cayman Management and has overall responsibility for the diverse range of services provided by Cayman Management and its affiliated companies. JS is a dual Cayman Islands (naturalized) and South African citizen and holds a Bachelor’s Degree in Accounting from the University of the Free State, South Africa. He has a broad professional and commercial accounting background, having worked as an accounting and corporate governance professional in both general practice and industry, including experience in South Africa before he moved to the Cayman Islands in 2007.
Claudia Subiotto
Claudia completely rewrote the ‘Overview of the Cayman Property Market’ in the Finding a Home chapter, and she reviewed the current status of buying homes, land and condominiums in Cayman. Claudia has previously lived and worked in London, New York and Rio, and her past career in pharmaceutical sales – working under technical and extremely competitive conditions – has established a great foundation for working in real estate. As a member of the award-winning Bovell Team at RE/MAX, Claudia brings to the table her experience and contacts in the property industry, as well as her thorough knowledge of what it takes to live and work in the Cayman Islands.
Philip Paschalides
Philip updated the single family offices and families relocating sections of Cayman Resident. Philip Paschalides is based in Walkers’ Cayman Islands office and is a Partner in the firm’s Private Capital & Trusts Group, representing private clients and family offices on the financing aspects of crossborder transactions in which they participate. Philip leads a unique, specialist team which structures and establishes single family offices in the Cayman Islands and assists with the deployment of private capital in acquisitions and other commercial transactions. Philip was originally a structured finance lawyer and continues to do some work involving structured finance in the reinsurance sector.
Joanne Ziegler
Joanne helped us with the structured finance information, as well as the information on CLOs. Joanne joined Walkers’ Cayman Islands office in 2014 and is a Partner in the Finance team. She specialises in debt capital markets and structured finance with extensive experience in CLOs, securitisation and note programme structures, as well as bespoke structured products. Joanne also advises on listings on the Cayman Islands Stock Exchange, and regularly acts for asset managers, leading investment banks, financial institutions, public and private companies and leading on-shore law firms, advising on a variety of finance transactions.
Hilary Brooks
Hilary reviewed our End-of-Life Medical Laws and our Wills and Probate sections.
Hilary is a Senior Associate at HSM and a highly experienced attorney with a proven track record in Private Client matters and Labour and Employment Law. Hilary has exclusively practiced in the Cayman Islands since 2012 and has been a Notary Public since 2008. Hilary is proficient in preparing Wills, codicils and estate administration. Hilary studied law at the University of Liverpool, graduating with honours in 2009. Hilary then achieved a commendation from the Professional Practice Course from the Cayman Islands Law School in 2010.
About
Cayman
Cayman’s outlook, a history of the Cayman Islands, customs, traditions, festivals, legal and political systems, geology, flora and fauna, climate, business hours and dress code.
CAYMAN’S YEAR IN REVIEW & OUTLOOK
In April 2024, the revised National Energy Policy 2024-2045 was approved by Cabinet with an updated target to increase the amount of energy that Cayman derives from renewable energy to 70% by 2037 and 100% by 2045. Although the Caribbean Utilities Company (CUC) has allowed customers to connect their solar and wind generated power to CUC’s grid, only 3% of Cayman’s electricity currently comes from renewables. The ability for residents to generate and utilise up to 20 kilowatts of solar energy for personal consumption, as well as utilise battery energy storage is also included in the amended policy. It is hoped that this will reduce the Cayman Islands’ dependence on fossil fuels as the Islands try to adapt to the use of renewable energy.
Cayman welcomed over a quarter-million stayover visitors in the first half of 2024, a 6.5% increase from the same period in 2023. This is the third-highest number of visitors on record. Most visitors came from the United States, followed by Canada and Europe. Increased aviation capacity and new hotel openings are helping to contribute to an optimistic outlook for the tourist sector, which generates substantial revenue for the government. Airlines have added additional routes and flights resulting in a 15% increase in the number of seats available to the Islands, and thanks to the construction of new hotels, the room stock has expanded to 8,022 rooms across the three islands. Conversely, there was a notable decline in cruise ship arrivals, down 14.6% from 2023, which reignited discussions about building a cruise birthing facility.
Photos courtesy of the Cayman Islands National Archive
As development continues, and with land space in the George Town and Seven Mile Beach corridor running out, developers are building upwards. However, construction has been impacted by rising build costs, which have risen by 8.5% year-on-year according to a May 2024 analysis from BCQS. As a result of the rising costs to build, coupled with higher interest rates, land sales have slowed, and sellers have begun to reduce their listing prices.
Cayman’s prudent government planning and bonds issued in foreign and local currency, along with the Island’s strong fiscal policies, means that Cayman is financially one of the most robust countries in the Caribbean and is positioned to weather the challenges that the world economy faces due to rising costs and inflation rates. The Consumer Price Index for March 2024 revealed a 1.5% increase in total inflation from the previous year, with housing and utility costs increasing by 2.6%, healthcare prices by 2%, communication costs by 7.4%, education costs by 7.9%, and rents by 11.1%. CUC also increased their retroactive rate by 3.2% which will be partly offset by fuel efficiency savings from two of their large generating units.
Employees in the hospitality and service industry will see an increase in the minimum wage to CI$7 per hour starting 1st July 2025; the 25% gratuities benefit for these workers will be eliminated. However, the minimum wage for all other sectors remains unchanged at an impossible-to-live-on rate of CI$6 an hour. The Minimum Wage Advisory Committee (MWAC) recommended an increase to CI$8.75 per hour which would have benefited more than 10,000 people, but this has been rejected by the government due to the concern that this will lead to an increase in the cost of goods and services at a time when people are already struggling with the cost of living in Cayman. Instead, the MWAC will explore sector-specific minimum wages. Although this is a small step in the right direction, the overall unemployment rate has increased to 3.3% (October 2023) and prices continue to rise,
making living in Cayman very difficult for those on lower incomes.
In the first half of 2024, the Cayman Islands Monetary Authority issued 24 new international insurer licenses, representing a 50% increase compared to the same period in 2023. Currently, there are 700 Class B, C, and D insurance companies licensed in the Cayman Islands, with total premiums amounting to $40.39 billion and assets totaling $151.93 billion.
Moody’s credit rating for the Cayman Islands is Aa3 with a stable outlook due to Cayman’s political environment, strong policy continuity, high government effectiveness, sound financial management and economic growth. The Financial Action Task Force (FATF) has removed the Cayman Islands from its “Grey List” of jurisdictions under increased monitoring for anti-money laundering (AML) deficiencies. This decision follows Caymans’ successful implementation of all recommended actions and an on-site inspection by the FATF. The removal is expected to enhance our appeal for business and reflects the Islands strengthened regulatory framework and commitment to global AML standards.
HISTORY & POLITICS
Early Cayman History - 1503 to 1670 Christopher Columbus is credited with discovering the Cayman Islands. The explorer was on his fourth voyage of discovery when his ships, ‘Santiago de Palos’ and ‘La Capitana’, sailed past Cayman Brac and Little Cayman, on 10th May 1503. His son Ferdinand noted in his journal, “We were in sight of two small, low islands, filled with tortoises, as was the sea all about.” Columbus named the islands ‘Las Tortugas’ after the large number of sea turtles he saw. Columbus and his men didn’t stop. Worm-eaten and leaking badly, their ships laboured on until they had to be beached and eventually abandoned in St. Ann’s Bay, Jamaica.
Historians question whether Columbus was really the first person or even European to set eyes on the Cayman Islands. A full
year prior to Columbus’ journey, the three islands appeared on the 1502 Cantino map. Moreover, Queen Isabella of Spain authorised four other voyages to the New World in 1499. Aside from these facts, even if Columbus was the first European explorer to set foot in Cayman, at the time of his visit, there were as many as a million Carib, Taíno and Arawak Indians living in the adjacent coastal areas in the region. Archival research suggests that Cayman is a word of Carib-Indian origin, meaning crocodile. The Caribs and Taíno were proficient mariners, known to make ocean journeys in canoes up to 80ft in length. In Jamaica, thousands of Taíno Indians were living just up the current from Cayman, so it is probable that the Taíno were among Cayman’s first visitors.
In 1586, Sir Frances Drake and a fleet of 23 ships stopped in Grand Cayman for two days and recorded that the island was not inhabited, but that there were numerous crocodiles, alligators, iguanas and turtles.
In 1655, Admiral William Penn and General Robert Venables were sent from Britain by Oliver Cromwell to take Hispaniola Island from the Spanish. The so-called ‘Western Design’ failed as the English did not capture the Spanish stronghold; however, they did manage to seize Jamaica. Shortly afterwards, Cayman became a possession of Great Britain, following the signing of the Treaty of Madrid in 1670.
Piracy
By 1660, the English had established themselves in Jamaica and began treating the Cayman Islands as natural appendages of that larger territory. However, apart from small settlements on Grand Cayman and Little Cayman, most of the three islands were left untouched. This was ideal for pirates, since Cayman also lay astride the route of treasure galleons returning to Spain, laden with gold and silver from the New World. The promise of capturing Spanish treasure ships on their way home from the Caribbean soon attracted the attention of a motley crowd of buccaneers,
pirates and freebooters. The ‘Golden Age’ of piracy spanned from the 1650s to the 1730s. Cayman’s most notorious pirate was Edward Teach, also known as Blackbeard, who frequented the area from 1713 until his death on 22nd November 1718.
Despite the celebration of Cayman’s National Festival, Pirates Week, held in November each year, the piratical part of Cayman history is downplayed. However, some of the biggest names in buccaneering circles, including Lowther, Lowe, Morgan and Blackbeard, prowled the coasts of the Cayman Islands. According to Neville Williams’ book, ‘A History of the Cayman Islands’, the abundance of fresh water, turtle meat and wood, made Cayman an ideal landing spot. Furthermore, the islands offered pirate captains the possibility of finding crews to man captured vessels and a quiet location away from the authorities where pirates could hide their loot and careen and repair their vessels. This pirate’s haven, however, only lasted for about 110 years. By the 1730s, the scourge of the buccaneers had been largely tamed, if not discouraged, by the growing population.
Slavery
The first Cayman land grants by the English Crown were made in 1734 and it is likely that these first settlers brought slaves. The holdings were granted to Campbell, Middleton, Bodden, Spofforth, Foster and Crymble. In 1773, the cartographer George Gauld drew the first map of Grand Cayman for the Royal Navy. He made a note in the margin, marking the population at 400 – half free and half slaves. By 1802, when Edward Corbett did his census, the population of Grand Cayman had grown to 933, of which 545 were slaves. Interestingly, only two of the original founding families, Foster and Bodden, remain. It is possible some of these families returned to Jamaica with their slaves having found Cayman unsuitable for planting on a large scale. According to the book ‘Cayman Emerges’ by Bertie Ebanks, when slavery was officially abolished in 1833, there were around 985 slaves owned by 116
families. During this time, the population was 2,000, resulting in a ratio of about one slave to one non-slave. This makes Cayman very unusual compared to other Caribbean islands, particularly Jamaica, where the ratio was 10 slaves to one free man at the time of emancipation. In exchange for their freedom, the claims of the 116 Caymanian slave-owners totalled £447,765 pounds sterling.
To this day, Cayman has very good race relations and according to the author Gary Lee Roper, quoting from his book ‘Antebellum Slavery’, “Grand Cayman differs greatly from its neighbour Jamaica, in that there were no large plantations on the three small Cayman Islands, slaves were limited to the trades and domestic arts”. This is part of what differentiated the Cayman Islands from other slave-owning nations at that time. Although slavery existed in Cayman for about a century, it was not ultimately able to prosper because the main sources of industry on the Island were not in areas that were conducive to the slave trade, like farming and agriculture.
1700 to 1900
In the 1700s, permanent settlement of Grand Cayman began with a few families, most notably the Boddens. Between 1734 and 1742, five land grants in Grand Cayman were made by the Governor of Jamaica. At this time, mahogany and logwood were exported to Jamaica. In 1780, William Eden, a mariner and early English settler, established a cotton and mahogany plantation in Savannah’s Pedro bluff, building St. James (now known as Pedro St. James Castle), a remarkable building for that period and the only house on Grand Cayman to survive the devastating hurricane of 1784. In 1794 the ‘Wreck of the Ten Sail’ occurred and Cayman’s most popular legend of how Cayman became tax-free was born. In 1798, the Governor of Jamaica appointed the first magistrate in Cayman.
The 1800s saw the first census in 1802, on 5th December 1831, Pedro St. James was the site of a historic meeting of residents
who came together to select representatives for the five different districts. The meeting allowed for local laws to be formed for better government. Cayman’s first elections took place five days later, and on 31st December, the first Legislative Assembly met in George Town. The population at that time was approximately 2,000. Between 1830 and 1840, the first missionaries from the Anglican and Wesleyan churches arrived and the first schools were established, the Mico Charity and the Wesleyan school. In 1835, Governor Sligo of Jamaica landed in Cayman to declare all slaves free, in accordance with the Emancipation Act of 1833, and to help keep the peace in the abolition period. In 1846, the Presbyterian Church was established by the Rev. James Elmslie. In 1898, Frederick Sanguinetti, a British national, was appointed by the Governor of Jamaica as the first Commissioner of the Cayman Islands.
1900 to 1970s
In 1920, a major Education Act paved the way for the establishment of government schools in all districts. In 1937, the first cruise ship, the ‘Atlantis’, visited Cayman and the beginnings of tourism commenced with the publication of the first tourist booklet. However, tourism did not really take off until the 1950s when several hotels opened. Then, in 1953, Grand Cayman’s first airfield was built, which replaced the seaplane service that had operated in the North Sound since the 1940s. The year 1953 was significant for two other reasons, the opening of the first commercial bank, Barclays, and the first hospital, the Cayman Islands Public Hospital.
In 1959, Cayman enacted its first written Constitution, which granted women the right to vote. In the same year, Cayman ceased to be a dependency of Jamaica. In 1962, following Jamaica’s independence from England, Cayman chose to remain as a Crown Colony. In 1965, the Mosquito Research Control Unit (MRCU) began operating. In that year, the Chamber of Commerce was established, the Caymanian Weekly newspaper (later the Caymanian
Compass) began publishing and the Rotary Club of Grand Cayman was chartered. In 1966, landmark legislation was introduced to encourage the banking industry. In 1968, Cayman Airways started flying, and in 1970, the population reached 10,249 with a total of 403 visitors arriving that year. In 1972, a new Constitution was introduced under which Cayman would be governed by a Legislative Assembly, Executive Council and a Governor. In this same year, Cayman introduced its own currency. In the early 1970s, Cayman’s banking industry took off.
The Legal System
The Cayman Islands legal system is based on English common law, with the addition of local statutes which have, in many respects, changed and modernised the common law. The Islands have a good legal and judicial system, which is constantly being upgraded to enhance the Islands’ safety and reputation as a leading financial centre. The courts system is a simple one, with practice and procedure based on English law. Minor criminal and civil cases are tried by a Stipendiary Magistrate sitting in the Summary Court. All serious crimes and most civil cases are tried by the Grand Court, presided over by the Chief Justice and Grand Court Judges permanently residing in the Islands. Appeals lie from the Grand Court to the Cayman Islands Court of Appeal, which sits in Grand Cayman and, from there, to the Judicial Committee of the Privy Council in England. New residents, especially those from the US, may be surprised to find that barristers in court wear wigs and gowns.
The Political System & 2021 Election
The Cayman Islands is a parliamentary democracy with separate judicial, executive and legislative branches and holds its general elections every four years. Cayman has a ‘One Man, One Vote’ electoral system, with 19 districts and each represented by one Member of Parliament. As of December 2020, the LA became known as Parliament and MLAs became Members
of Parliament. Since the establishment of political parties in the Cayman Islands, a record number of candidates entered the 2021 race as independents and a total of eleven were elected. Six former Cabinet and Progressives members – Sir Alden McLaughlin, Roy McTaggart, Juliana O’Connor-Connolly, Dwayne Seymour, Joseph Hew and Moses Kirkconnell – were re-elected. However, after the much talked about ‘horse-trading’ – what locals call the period of time following an election when ministry assignments are decided – the independents, formed the government, and secured control of Cabinet.
Premier Juliana O’Connor-Connolly leads the Cabinet and holds responsibility for finance, education, district administration and lands. Deputy André Ebanks oversees financial services, commerce, investment, innovation, and social development. Kenneth Bryan is responsible for tourism and ports, while Isaac Rankine has youth, sports and heritage. Johany “Jay” Ebanks oversees planning, agriculture, housing, infrastructure, while Katherine EbanksWilks takes charge of sustainability and climate resiliency. Sabrina Turner has health, wellness, and home affairs, and Dwayne Seymour has border control, labour, and culture. Alden McLaughlin is the Speaker of the House. Roy McTaggart is the Leader of the Opposition, with Joey Hew as Deputy Leader. The next general election is scheduled to be held in 2025.
Relationship with the UK
The Cayman Islands has been connected to Great Britain since the signing of the Treaty of Madrid in 1670. From that time until 1962, Cayman was linked to Jamaica as a dependency. In 1962, Jamaica chose to become independent, but the Cayman Islands decided to remain a British colony.
In 2002, the Foreign and Commonwealth Office discontinued the use of the term ‘Dependent Territory’ and the Islands are now called an ‘Overseas Territory’. The Foreign and Commonwealth Office appoints a Governor, whose responsibilities cover a number of areas, including
national security, foreign affairs, police, immigration, passport office, postal services and other portfolios, such as broadcasting, district administration and the civil service. There is little desire among Caymanians for the Islands to become independent; they have seen what has happened to Jamaica and the Bahamas and they want none of it.
GEOGRAPHY
Geology
The Cayman Islands are the tops of seamount pinnacles reaching up from the Cayman Trench – one of the deepest sections of ocean in the world. The Cayman Ridge stretches from the Sierra Maestra mountain range in Cuba to the Gulf of Honduras. This ridge forms the northern margin of the Cayman Trench, which is 100 miles wide and reaches depths of around 25,000ft. The Islands’ position near the Oriente Transform Fault and the Mid-Cayman Rise means that the three Islands are separate uplifted fault blocks that were pushed up by friction between the North American and the Caribbean tectonic plates. According to the research of geologist Brian Jones, each Island appears to have a granodiorite foundation, which is succeeded by a cap of basalt and an uppermost layer composed of carbonates. These carbonates were created by living organisms such as corals, algae and shells, and were laid down during sea level changes over the past 30 million years.
Caymanite
Hidden away, under the jagged crust of Grand Cayman’s East End and the craggy cliffs of the Bluff in Cayman Brac, lie beautiful and mysterious mineral deposits. These rock strata, called Caymanite, are found only in the Cayman Islands and are well disguised by the surrounding limestone. Caymanite has layers of colours in earth tones, created by the different metallic contents of each stratum. Its hardness challenges any who work on it, but when cut and polished, the stone has radiant hues and can be transformed into unique jewellery and carvings. There is a
permanent Caymanite display at the Cayman Islands National Museum and pieces can be purchased at various places in Cayman, including the Museum, Artifacts and Pure Art Gallery.
Flora & Fauna
Cayman is world-renowned for its marine life, but there is much to see on land as well. Over 650 different species of plants, of which 415 are native, have been recorded in Cayman and the forests are far more diverse than those found in more temperate, northerly latitudes. Two of the best places to see the flora and fauna of Grand Cayman are the Queen Elizabeth II Botanic Park, where you’ll spot lots of the endangered Blue Iguanas, and the Mastic Reserve and Trail, which protects the largest contiguous area of untouched, old growth forest in Grand Cayman. Cayman Brac and Little Cayman are also particularly popular with bird watchers. In Cayman Brac, visit the Brac Parrot Reserve, and while on Little Cayman, see the Booby Nature Reserve, which is a major breeding ground for the Red-Footed Booby. Grand Cayman’s Bullfinch has recently been reclassified by the American Ornithological Society as an endemic species, Melopyrrha taylori, as it is only found in Grand Cayman. Cayman also has a colourful native green parrot that can be heard chattering amongst the trees on all three islands, especially at sunset. Frogs and lizards are common around houses, especially those near natural areas. Owls and bats can be seen at night while large, edible land crabs crawl across roads after heavy rains. The agouti is shy and rarely seen but can be spotted in the Eastern districts. Fresh water ponds attract migrating birds and are filled with hickatees, a species of aquatic tortoise, and tiny minnows. Much of Cayman is covered in wetland and large areas of mangrove wilderness, an essential breeding ground for fish and birds. Mangroves are now a protected habitat in Cayman and cannot be removed without authorisation. Their protection is a major objective of the National Trust for the Cayman Islands. To learn more about the practical health applications of Cayman’s flora and fauna, follow Bush Girl Medicine on Facebook and Instagram (@bushgirlmedicine).
Mosquitoes
Before the Mosquito Research and Control Unit (MRCU) was established in 1965, mosquito numbers were legendary. Reports were made of livestock being suffocated during the night and people did not venture outdoors without a smoke-pot to drive off the mosquitoes. In 1974 one mosquito trap, which is a tool still used today to survey mosquito numbers, caught 793,103 mosquitos in a single night. However, thanks to Dr Marco Giglioli, MRCU’s first director, numbers have fallen. He and his team dug a huge network of canals, ditches, dyke roads and paths into the wetlands and swamps, which serve as mosquito breeding habitat, and by manipulating the water levels of these wetland areas he controlled the pest by physical means. These dyke roads are maintained to this day and are used to survey standing water for the presence of developing mosquitoes.
Fact Sheet
Composition: Grand Cayman, Cayman Brac and Little Cayman
Location:
Grand Cayman – Western Caribbean, about 150 miles south of Cuba, 480 miles southwest of Miami, 180 miles northwest of Jamaica
Cayman Brac – 89 miles northeast of Grand Cayman
Little Cayman – 5 miles west of Cayman Brac
Capital: George Town, in southwest Grand Cayman
Size: 102sq miles/164sq km (total area of all three islands)
Grand Cayman – area: 76sq miles; length: 22 miles; average width: 4 miles; highest point: about 70ft above sea level
Cayman Brac – area: 15sq miles; length: 12 miles; average width: 1.5 miles; highest point: The Bluff – 141ft above sea level
Little Cayman – area: 11sq miles; length: 10 miles; average width: just over 1 mile; highest point: 40ft above sea level
Population: 84,738 (Fall Labour Force Report 2023)
National Income (2023):
Real GDP: CI$592.28 million (estimated)
Total Government Revenue: CI$846.1 million
Total Government Expenditure: CI$773.7 million
Net Operating Balance: CI$107.5 million
Core Government Debt: CI$469 million
Other Statistics (2023/2024):
Life Expectancy at Birth: 83.1
Hospital beds per 1,000 population: 2.7
Unemployment Rate: 3.3%
Total Work Permits: 37,334
Total Labour Force: 60,513
Total Civil Servants: 4,629
Average Inflation Rate: 1.7%
Total Imports: CI$1,112.1 million
Bank & Trust Licences: 94
Captive Insurance Licences: 673
Total Mutual Funds: 12,893
Private Funds: 17,020
Active Companies: 118,443
Air Arrivals 2023: 429,284; 2024 (Jan-Jun): 250,699
Cruise Arrivals 2023: 1,270,981; 2024 (Jan-Jun): 634,212
Main Industries:
Financial Services, Construction, Healthcare and Tourism
Political Status:
Overseas Territory of the United Kingdom (i.e. British dependency)
Nationalities:
Over 137 different nationalities are represented in Cayman, including Caymanian, Jamaican, Filipino, British, American, Canadian, Nepalese, a mix of Latin American and more.
When larval mosquitoes are found in the water MRCU uses a biorational insecticide to try to suppress the mosquito’s emergence. However, many thousands of inaccessible wetland acres produce mosquitoes as do areas of standing water, so trucks and planes are used to fog and spray these pests at dusk. MRCU’s Integrated Mosquito Management (IMM) programme has also been working hard at limiting mosquitoes produced in containers such as tyres, buckets, barrels and other water-bearing receptacles. The public are reminded to never leave water standing in upturned pots or tubs as mosquitos can breed in something as small as a bottle cap! Remember to check around your house after it rains.
CUSTOMS & TRADITIONS
Once known as the ‘Islands that time forgot,’ the Cayman Islands have been catapulted into the 21st century at, some say, an alarming rate. Over the last two decades there has been a determined effort to uphold a balance between preserving the essence and simplicity of the past, while still moving resolutely into the future. Many Caymanian customs and traditions are linked inextricably to religious holidays. Whether camping by the sea at Easter or hunting for land crabs during the rainy season, these events are social in nature and family-oriented. Visit East End on any given Sunday and you will see families and friends, recently returned from church, ‘shooting the breeze’ on their
front porches or enjoying a noisy game of dominoes under the shade of a breadfruit tree. Being up to date on the latest ‘Marl Road’ (gossip) is as important as drawing breath in the Cayman Islands!
The Traditional Cayman Home Caymanian homes, known as a ‘wattle and daub’ cottage, date back to the mid-18th century. Houses were usually rectangular, with foundation posts made from termiteresistant ironwood. Gaps between the ironwood or mahogany posts were filled with a basket weave of wattled sticks and then plastered on either side with lime daub made from burnt coral.
The earliest roofs were thatched using palm tree fronds, but in more recent times, wood, shingle or corrugated zinc have been used. Windows were simple openings with wood board shutters, while smoke-pots helped keep out mosquitoes. Normally, these one-storey dwellings would feature a steeply pitched roof. This would keep the houses cooler as hot air rises. The typical sandy yard would have been shaded with seagrape and popnut trees and there would be a separate ‘caboose’ for cooking.
Backing Sand
Family outings to the beach on weekends are a major part of Caymanian culture, but sand plays another very important role in Cayman at Christmas time. Unlike many parents around the world, Caymanians have always been able to guarantee their children a ‘white Christmas’. The tradition
Public Holidays 2025
Wednesday, 1st January New Year’s Day
Monday, 27th January National Heroes Day
Wednesday, 5th March Ash Wednesday
Friday, 18th April Good Friday
Monday, 21st April Easter Monday
Monday, 5th May Emancipation Day
Wednesday, 14th or 21st May (TBC) Election Day
Monday, 19th May Discovery Day (3rd Monday in May)
Monday, 9th or 16th June (TBC) King’s Birthday
Monday, 7th July Constitution Day (1st Monday in July)
Monday, 10th November Remembrance Day
Thursday, 25th December Christmas Day
Friday, 26th December Boxing Day
of ‘backing sand’ has stood the test of time. Often, beginning as early as October, Caymanians could be seen by the light of the moon carrying ‘ground baskets’, woven from leaves of the magnificent thatch palm trees that tower loftily over the islands, brimming with powder-white sand from the beaches. The sand would be deposited in the front yard and on Christmas Eve, raked into intricate patterns and decorated with shiny new conch shell pathways.
Catboat Regattas
Cayman’s proud maritime history has served to provide many lasting traditions. The Catboat, a simple sailing boat once used for fishing and turtling in and around Cayman waters, is enjoying a revival thanks to the efforts of the Cayman Islands Catboat Club. Regular regattas are held in Grand Cayman and the sight of these humble, yet skilfully crafted vessels tacking their way around George Town’s bustling harbour, vying for space amid cruise ships and dive boats, is a truly remarkable snapshot of the juxtaposition of past and present in Cayman.
Traditional Industry
Many years ago, the principal economic mainstay of the Cayman Islands was the hunting of sea turtles. However, there were other industries, including schooner building, sponge harvesting, gathering of seabird eggs, wrecking, guano collecting, catching sharks for the leather industry, felling and removal of hardwoods such as mahogany and cedar, barking of red mangrove trees and cutting of logwood for their use in dyes. Coconuts were exported, cotton was gathered, ropes were made from thatch and, from the late 19th century until the 1960s, Caymanians worked as merchant seamen on commercial ships.
Thatch Weaving & Rope Making
‘Laying rope’ was once one of the few means of making a living for Caymanian women and children while the men were away at sea. This valuable custom has been passed down from generation to generation.
Certain districts were known to produce the best ‘tops’ for cutting and people would often walk for miles to collect bundles of thatch, which would later be stripped, dried and twisted into fine fathoms of rope. This would then be traded overseas for goods such as cloth, sugar or kerosene.
Folk Music & Dance
Folk music and dance have been a part of Caymanian culture for decades. In order to preserve, celebrate and propagate the musical traditions of the Cayman Islands, the Cayman National Cultural Foundation formed the Cayman Islands Folk Singers. The company exists to help revive the folk music tradition in the Cayman Islands. The work it produces is reflective of the Caymanian image and helps us appreciate our place in the Caribbean region and the wider world. Since its inception, the group has been showcasing Cayman’s rich musical heritage through song. The Folk Singers have an impressive repertoire of Caymanian composition, as well as beloved songs from around the region. For more information, email: info@artscayman.org or ysch-admin@gov.ky.
Turtles & Turtling
When the first Europeans came to Cayman, they found one of the largest turtle nesting grounds on Earth. For nearly 200 years, ships of all nations, particularly French, Dutch and English, came to these shores to ‘turn’ green and loggerhead turtles and dry their flesh, an easily obtainable source of protein for ship or plantation stores. Early on, Cayman became the centre of the Caribbean turtle industry. By 1800, the turtle population had dwindled and the local turtling fleet turned their attention to the south coast of Cuba and the coastline of Central America. Until the early 1960s, Cayman ships still supplied the largest share of turtles entering foreign markets from the Caribbean. These were mostly caught on the Mosquito Coast of Nicaragua.
The Cayman Islands officially banned turtle hunting in 1988 and the species is now protected under international conventions.
The Department of Environment (DoE) began sea turtle nest monitoring in 1998 and in November 2023 a total of 1,003 nests were counted across the Cayman Islands. Properties on the beach with nonturtle-friendly lighting are the number one major threat to turtle conservation, but property owners are being urged to install amber lights.
Camping
Camping by the sea at Easter is a longheld Caymanian tradition. Popular spots to camp are beaches along the Queen’s Highway, Rum Point, Cayman Kai and Seven Mile Beach. Camping in Cayman is legal, but there are strict guidelines. These include removing all garbage, disposing properly of human waste, not camping on land which has a ‘Do Not Trespass’ sign on it and being very careful with lighting and burying bonfires due to nesting turtles. Permission must be sought from the Public Lands Commission (Tel: (345) 946 7110) to light a bonfire on public land. To rent a public beach cabana, visit https://app. univerusrec.com/cipwpub/.
TRADITIONAL EVENTS & HOLIDAYS
The Agricultural Show
Early Caymanians supplemented the sea’s bounty by subsistence farming. While organic farming has experienced a resurgence, the Department of Agriculture, in conjunction with the Agricultural Society, have been running the Agriculture Show for over 50 years. The show is a widely anticipated annual family event and provides farmers with an opportunity to sell their home-grown produce and display their livestock. There is also a wide selection of local produce, authentic dishes and handmade crafts available. Children participate in games, pageants, horseback riding and the petting zoo. The Agricultural Show is a testament to the love the people of these Islands have for the land. Held on Ash Wednesday, it is not to be missed!
Easter
Easter is a very festive time in Cayman.
Caymanians celebrate the occasion by camping on beaches and attending church services. Easter brunches also take place at numerous hotels and restaurants. Rum Point is a popular meeting point for groups with boats, and some families rent condos in Cayman Kai and enjoy the beach for the weekend.
Batabano & CayMAS
Cayman has two carnivals which are both hugely popular and include a colourful street parade where people dress up in stunning costumes and dance to pulsating Soca music. The carnivals celebrate the Caribbean’s diverse African and religious roots, and they reflect the Island’s rich heritage. Thousands of Cayman’s locals and visitors flock to the streets. Cayman Brac has its own celebration, Braccannal.
Wha Happening
Featuring a range of Cayman-specific comedic sketches, ‘Wha Happening’ delves into the topics and dialogues that resonate with the local community. This lively show is a dynamic blend of standup comedy and parodies that capture the essence of modern Cayman life. For more information, call (345) 949 5477.
Halloween
Halloween is a very popular event in the Cayman Islands. The festivities start just as the sun goes down and are wrapped up around 9pm. Very popular areas to trickor-treat include South Sound and Snug Harbour, but people also trick-or-treat in
National Symbols
hath
National Bird: Grand Cayman Parrot
National Flower: Wild Banana Orchid
National Tree: Silver Thatch Palm
National Song: Beloved Isle Cayman
National Motto: “He
founded it upon the seas”
their neighbourhoods. Check out Cayman Parent online (www.caymanparent.com) for a list of Halloween events.
Pirates Week Festival
Cayman’s National Festival, Pirates Week, begins in Little Cayman at the beginning of November, then moves to Grand Cayman where the famous Pirates Landing takes place in the second week of November and the float parade takes place the week after that. The festival then finishes in Cayman Brac at the end of November. For over 40 years Pirates Week has been the country’s largest celebration and it encompasses many additional events, including a street dance, running race, a sea swim, lots of wonderful steel pan music, song and costume competitions, delicious food and an amazing fireworks display that wows us all. For more information, visit their Facebook page (@ CaymanIslandsPiratesWeekFestival).
Christmas
Christmas in Cayman is magical. There might not be snow, but we put up real Christmas trees, which need to be ordered in September, and fill our gardens with twinkling lights as the rounds of parties and good cheer begin. The festive season kicks off with the Christmas breeze, which starts to blow in November. Traditions include visiting Captain Theo Bodden’s magnificent garden, opposite Sunset House, which, from early-December, becomes a theatrical display of lights. Camana Bay’s annual tree lighting in November is a great family outing. The Rotary’s annual carol singing concert in early December is highly anticipated every year. Enjoy shopping at the local craft markets, and keep a look out for appearances from Father Christmas!
FORMALITIES
Attire & Dress Standards
In the workplace, men and women dress similarly to how they do in Europe and the US, though jackets are typically not worn. If lawyers are attending court, formal business attire is expected. Outside of work,
people generally opt for a smart casual style. During the day, it’s common to see shorts, t-shirts, and dresses. For evenings out, the dress code varies by venue, ranging from glamorous and smart to very casual, where t-shirts, shorts, and flip-flops are perfectly acceptable.
Business & Banking Hours
Typical business opening hours are Monday to Friday 8.30am-5pm. Banks are open Monday to Thursday 9am-4pm and Friday 9am-4.30pm. Usually, only retail outlets, restaurants, pharmacies and supermarkets are open on Saturdays. The latter are also open on public holidays, but with reduced hours.
Climate
The most pleasant weather in the Cayman Islands is during the winter, from midNovember to April, as there is relatively less rain, brilliant sunshine and a constant, cool sea breeze, although the occasional nor’wester and cold front does blow through. These months coincide with peak tourist season. May to October is the rainy season, but unless a tropical system tracks over the Cayman Islands, the rain is normally only heavy for a few hours. During the summer months it is relatively hot and humid.
Date System
The Cayman Islands uses the English
date system of day/month/year. However, because of the influence of the US, some people write the date as month/day/year. It can be confusing, so make sure to check!
Greeting Customs & Caymankind
Say “Good morning” or “Good evening” on first meeting someone in Cayman. If you are talking to a Caymanian, then use the first name but preface it with a “Miss” or a “Mr”. “Mrs” is rarely used. If you do not know their name, and they are older than you, then “Sir” or “Ma’am” is appropriate. “CayMAN” (never the Caymans or CayMEN Islands) is a welcoming place and ‘Caymankindness’ is embodied by many, so be sure to engage with people you meet. Caymankindness is all about being kind and courteous.
Sunday Closings
By law, most businesses in Cayman close on Sundays. Places that remain open include pharmacies, gas stations, convenience stores, restaurants, bars and hotels, hair and beauty salons, gyms, Camana Bay’s cinema, and Kings Sports Centre.
Time Zone & Daylight Saving Time
Cayman is on Eastern Standard Time when the United Kingdom is on British Summer Time (BST), the time difference between the UK and Cayman is six hours. Daylight Saving Time is not observed in the Cayman Islands.
Cayman’s Climate at-a-glance (2024 figures)
Grand
Cayman
An overview of the Island’s banking, fund management, captive insurance and trust industries, structured finance, currency, the stock exchange and aircraft/ship registration.
The Cayman Islands continues to maintain its dominant position as a leading global financial hub, efficiently connecting law-abiding users with providers of investment capital and financing worldwide, benefitting both developed and developing countries. Cayman’s commitment to excellence and modern legislation are two key elements of its performance, particularly in capital markets and investments, and Cayman is strengthened by its close connections to the United Kingdom as a British Overseas Territory. Cayman is the number one domicile for healthcare and group captives and continues to excel globally in banking, capital markets, trusts and fiduciary services. The success of the financial services industry is attributed to our sound regulatory regime and political and economic stability, which are supported by highly skilled and experienced service providers. Additionally, we ensure adherence to international standards and we are committed to supporting global efforts to fight financial crime.
Cayman is a leading jurisdiction worldwide for mutual funds. Its strong international reputation is a result of our commitment to the principles of openness and transparency, and we have continuously improved our legislation to meet international demands.
Beneficial Ownership
The Cayman Islands has implemented the highest global standards for transparency and cross-border co-operation, which are regularly reviewed and enhanced. In order to comply with
Photos courtesy of Julie Corsetti & Irene Corti
international standards and commitments to combat money laundering, tax evasion and terrorist financing, the Cayman Islands implemented a beneficial ownership reporting regime in 2017 which requires: (i) each Cayman Islands company, limited liability company, foundation company and limited liability partnership to, amongst other things, instruct its corporate service provider (CSP) to establish and maintain a beneficial ownership register at its registered office unless an exemption applies; and (ii) the competent authority to maintain a centralised electronic platform on which this beneficial ownership information is stored (the Beneficial Ownership Reporting Regime). The beneficial ownership information stored on this platform is not currently publicly available but can be searched by the competent authority on its own behalf or on behalf, and at the request of, specified Cayman Islands or UK law enforcement authorities. There are possible fines and imprisonment for breaching the Beneficial Ownership Reporting Regime.
Following industry consultation, the Beneficial Ownership Transparency Act, 2023 (BOTA) was gazetted on 15th December 2023, updating the Beneficial Ownership Reporting Regime in line with evolving international standards and the Financial Action Task Force recommendations. At the time of print, the BOTA was expected to come into force in summer 2024. When it does so, the BOTA will expand the scope of the Beneficial Ownership Reporting Regime by bringing exempted limited partnerships and limited partnerships within the scope of the regime, and also by removing a number of the current exemptions to establishing and maintaining beneficial ownership registers. The BOTA also provides that certain regulated entities will be able to access beneficial ownership information.
The Cayman Islands Government made a commitment in 2019 to introduce public registers of beneficial ownership information following an international campaign to encourage more countries to
commit to publicly accessible registers by the end of 2023. However, a judgment of the Court of Justice of the European Union in November 2022 on this topic has raised questions on the constitutionality of implementing a public register. Consequently, the BOTA currently provides that beneficial ownership information can only be made available to the public if and when regulations have been proposed by Cabinet and affirmed by a future resolution of Parliament, and when that happens a resolution will be passed that it allows public access on a “legitimate interest” basis only.
Legislation to Meet Client Needs
The Cayman Islands’ regulatory framework is continuously evolving to ensure it meets the needs of market participants, their clients and investors. The Cayman Islands has continuously amended its antimoney laundering, terrorist financing, proliferation financing and financial sanctions requirements to ensure it remains in line with developing global standards, in particular those of the Financial Action Task Force (FATF). Cayman is rated by FATF as being largely or wholly compliant with all 40 of the FATF Recommendations on combating money laundering and the financing of terrorism and proliferation, which is a level of compliance that almost none of the EU member states, G20 members or other FATF members currently meet.
The Tax Information Authority Act has been in place since 2005 and has enforced
the laws and regulations necessary to implement the automatic exchange of information regimes. In 2016, the Limited Liability Company was introduced at the request of US clients. In 2017, the Foundation Companies Act was introduced, which provides clients with a flexible vehicle for offshore structuring. In particular, the Foundation Companies Act has recently proved to be useful for emerging virtual asset businesses looking for corporate vehicles without traditional shareholders.
Following consultation with the Organisation for Economic Co-operation and Development (OECD), the EU and Cayman Islands stakeholders, the Cayman Islands and other international financial centres adopted economic substance requirements in 2019. Cayman was assessed by the OECD as fully compliant and continues to ensure compliance by updating its guidance accordingly (with the latest version being introduced in July 2022). In 2020, the Cayman Islands amended the existing Mutual Funds Act and enacted a new Private Funds Act to provide a regulatory regime for smaller closed-ended investment funds. The Cayman Islands had already introduced legislative changes to allow the funds sector to participate in the EU’s Alternative Investment Fund Managers Directive.
Also in 2020, the Cayman Islands introduced the Virtual Assets (Service Providers) Act (VASP Act), which sets out the legal and regulatory framework for virtual assets service providers seeking to do
LUXURY BOUTIQUE RESIDENCES HOTEL
business in and from the Cayman Islands. This framework continues to develop with proposed amendments to the VASP Act in the pipeline and, in May 2024, the Cayman Islands Monetary Authority issued the Regulatory Policy – Registration or Licencing of Virtual Asset Service Providers.
Cayman’s Financial History
On the dark and moonless night of the 8th February 1794, a navigational error resulted in 10 British ships, including a Royal Navy vessel, being wrecked on the treacherous coral reefs off East End, Grand Cayman. Local people saved everyone aboard the ships, including, so the story goes, a royal prince. When Britain’s King George III heard of this act of gallantry, he is said to have decreed that the people of the Cayman Islands should forever be free from taxes and conscription. There is no doubt that the Wreck of the Ten Sail, as it is now known, took place, but there is no documented evidence of the royal decree. However, this has not stopped the story from becoming one of Cayman’s favourite legends.
The real reason for the Cayman Islands being a tax-free jurisdiction is rather more prosaic. Until the mid-1960s, the population was below 8,000, and most Caymanians made their living from subsistence farming, fishing, turtling, schooner building and making thatch-rope, while many of the men served as merchant seamen on ocean-going ships, usually ones flying the American or Liberian flag.
This meant that most of the residents in Cayman were living on meagre earnings. There were only a few companies at the time and capital gains were virtually nonexistent, so there was nothing worth taxing. However, in 1952, an aircraft runway was constructed, and the following year Barclays Bank opened a branch in Grand Cayman. In fact, Cayman’s status as an international financial centre derives from the foresight of some early legal practitioners and a receptive Government which, in the mid-1960s, drafted and enacted legislation together to build on this modest beginning.
In the following decades, more international banks were attracted to Cayman, together with law and accounting firms. When the Bahamas became independent from the UK in 1973, several expatriate workers from that jurisdiction were attracted to Cayman as a stable place to do business. Co-operation between the Government and the private sector has continued to this day. This, combined with a policy of welcoming expatriates with special skills to the Islands and a population of welleducated Caymanians, has kept Cayman at the forefront of the international financial industry.
Jurisdiction of Choice
To be successful in the highly competitive global financial industry requires political and economic stability, tax neutrality, a responsive legal system, reliable service providers, a sound regulatory regime, a stable banking environment and an absence of exchange controls. In addition to these factors, Cayman’s status as an overseas territory of the United Kingdom and its international co-operation regimes in the areas of tax information exchange, regulation and law enforcement provide the necessary level of confidence in Cayman’s sophisticated, hospitable and predictable financial environment. That confidence is built on Cayman’s status as a transparent, co-operative jurisdiction that already meets or exceeds the full range of globally accepted standards for transparency and cross-border co-operation with law enforcement and tax authorities, together with jurisdictional commitment to maintaining that status quo. Cayman became an early adopter of automatic data exchange, signing onto agreements such as the OECD’s Common Reporting Standard, US FATCA and country-by-country reporting principles under BEPS. The OECD’s Global Forum in 2022 named the Cayman Islands as one of 65 jurisdictions that achieved the highest rating of ‘on track’ in the first round of the Global Forum’s AEOI peer reviews. The Cayman Islands was appointed to the Global Forum’s Steering Group for the period of 1st
January 2023 to 31st December 2025.
Banking
Regulated by the Cayman Islands Monetary Authority (CIMA), banking in the Cayman Islands is a major part of Cayman’s financial sector, with 86 banks licensed as of March 2024. Of these 86 banks, 11 hold Class A licences and are permitted to carry out local and international business. The other 75 banks hold Class B licences and are mainly restricted to offshore transactions with non-residents. The majority of these banks are branches, subsidiaries and affiliates of established international financial institutions conducting business in international markets. Of these banks, 11 are from Europe, 8 from the US, 16 from the Caribbean and Central America, 16 from Asia and Australia, 10 from Canada and Mexico, 23 from South America and two from the Middle East and Africa.
In December 2022, Cayman was ranked 18th internationally based on the value of cross-border assets and 18th in terms of cross-border liabilities, at US$472.5 billion and US$424.3 billion, respectively. A testament to the worldwide recognition of the quality of Cayman’s financial industry is the fact that over 40 of the world’s top 50 banks hold licences in Cayman. The banking sector hires highly skilled professionals and is one of the most prominent employers on the Island. Cayman Islands’ banks are bound by strict anti-money laundering, counter-terrorism and proliferation financing laws, which are recognised as meeting or exceeding those of all major onshore jurisdictions.
To see a list of the banks licensed in the Cayman Islands visit www.cima.ky.
Taxation
Cayman imposes no income, capital gains, payroll or other direct tax on corporations or individuals resident in the Cayman Islands. Taxes are, however, imposed on most goods imported to the Islands, and stamp duty (especially on direct and indirect transfers of Cayman Islands real estate) represents a significant amount of taxation in the Cayman Islands. Through this tax system, total
Government tax revenues, as a percentage of GDP, are similar to tax rates in G20 countries and are sufficient to fund Government operations. This makes additional, direct taxation unnecessary.
Cayman signed its first Mutual Legal Assistance Treaty with the US in the 1980s and now has bilateral tax information exchange agreements with 36 jurisdictions. Cayman also participates in the Multilateral Convention on Mutual Administrative Assistance in Tax Matters, which allows tax information exchange with more than 140 countries. Cayman has adopted and implemented US FATCA and the OECD’s Common Reporting Standard to facilitate the automatic exchange of tax information with such jurisdictions. In addition, Cayman requires multinational enterprises which meet certain criteria to file a report with tax administrations or authorities, pursuant to its Countryby-Country Reporting regime which the Cayman Islands has implemented in accordance with the OECD/G20 Action Plan on Base Erosion and Profit Shifting (BEPS). Cayman joined the OECD/G20 Inclusive Framework on BEPS in 2017 and continues to implement and comply with BEPS global minimum standards.
A Tax Haven?
‘Tax haven’ is a phrase that is often thrown around in the global media and by overseas politicians; however, it is incorrectly assigned to the Cayman Islands. Cayman does not meet any of the tax haven definitions set out by the OECD, Transparency International or Tax Justice Network. It does not offer tax incentives designed to favour non-resident individuals and businesses. Cayman does not have differing tax rates for foreign entities, nor does it have legal mechanisms or treaties (such as double taxation agreements) in place with other countries that (legally) affect the transfer of tax bases from one country to another in order to reduce taxes. Cayman does not promote itself as a jurisdiction for aggressive tax planning.
Investment Funds
The Cayman Islands is the world’s leading offshore centre for the establishment of hedge funds and private equity funds. Almost 13,000 mutual funds are licensed, registered or administered with the Cayman Islands Monetary Authority (CIMA). Following the enactment of the Private Funds Act in 2020, there are over 17,000 private funds registered with CIMA. Most investment funds are aimed at institutional or sophisticated/ high-net-worth investors, which is reflected in the types of funds that are regulated in the jurisdiction and their assets under management.
Investment funds, like other entities established in the Cayman Islands, must have a registered office provided by a licensed corporate services provider, which maintains, among other things, the corporate records of the entity. Funds will typically appoint a suite of service providers both within and outside of the Cayman Islands and, in certain circumstances, must appoint Cayman Islands providers. Thus, funds will engage Cayman
Islands legal counsel, approved Cayman Islands-based auditors, administrators (who may need to be locally licensed in certain circumstances) as well as directors and/or advisory boards, licensed Cayman Islands trustees and (if listing) an approved listing agent. In keeping with international standards, each fund is required to appoint anti-money laundering (AML) officers and AML compliance officers and there are several qualified professional organisations that can provide this service.
Asset managers may be based in the Cayman Islands or overseas. While most managers are located outside of the jurisdiction, in recent years there has been increased interest by managers in establishing a business with a physical presence in the Cayman Islands. With the amendment of the Securities Investment Business Act in 2019, there is an enhanced regulatory and supervisory framework for securities investment business in the jurisdiction.
The success of the investment funds industry in the Cayman Islands is due to a
Relocating
Islands?
combination of factors, including its marketleading reputation, freedom of investment decisions for asset managers, tax-neutral status and the availability of world-class professional service providers. It has a highly regarded legal and regulatory system, with the final appellate court being the Judicial Committee of the Privy Council. The funds industry is a key pillar of the Cayman Islands financial services sector, which is responsible for the direct employment of hundreds of professionals. These advantages will ensure that Cayman continues to lead the way as the jurisdiction of choice for investment funds.
Fund Statistics
As of June 2024, CIMA records indicate that there are 12,893 regulated mutual funds, comprising 8,769 Registered Funds, 267 Administered Funds, 48 Licensed Funds and 3,182 Master Funds. CIMA records also indicate that there were 17,020 regulated private funds.
Trusts & Foundation Companies
As a global centre of excellence for trusts, the Cayman Islands financial sector has serviced international clients for decades, providing modern, flexible and robust structures for wealth structuring, estate planning and commercial applications. Cayman offers a well-regulated, politically stable and tax-neutral environment in which to form and administer a trust. While deriving originally from English law, Cayman’s Trusts Act has been reviewed and updated regularly over the past 50 or so years to ensure that it remains cuttingedge, competitive and appropriate to meet the evolving needs of a global client base.
The Cayman Islands stands out with its progressive and innovative legislation, and the Foundation Companies Act (enacted in 2017) is an excellent example of this. Foundation companies can be an attractive alternative to trusts, particularly for clients in civil law jurisdictions where a trust is often unfamiliar or the tax treatment of trusts uncertain. Foundation Companies are also commonly used as succession planning and asset protection vehicles,
often to hold bespoke assets such as real estate or a yacht, or as part of a private trust company and family office structures.
Cayman boasts a deep bench of specialist and experienced trustees, legal advisors, accountants, administrators, regulatory professionals and other service providers, and a highly regarded, reliable and independent judiciary and courts system. The Islands’ trust industry is overseen by CIMA, which is responsible for the licensing and supervision of regulated financial businesses, ensuring compliance with anti-money laundering and other regulatory laws, and liaising with its counterparts in other countries. With steady and dependable growth, trusts and foundation companies remain an important component of the financial services industry in Cayman. According to CIMA, as of March 2024, there were 132 Active Trust Licences, of which 56 were Full Trust Licences, 55 were Restricted Trust Licences and 21 were Nominee (Trust) Licences. In addition, there were 152 Private Trust Companies registered in Cayman as of the same date.
Companies & Partnerships
The Cayman Islands is a popular jurisdiction for the establishment of business vehicles because of its stable legal system, modern and flexible corporate structures, businessfriendly culture and tax-neutral status. The main forms of business vehicles established in the Cayman Islands are exempted companies, limited liability companies, limited liability partnerships, exempted limited partnerships, segregated portfolio companies, special economic zone companies and local ordinary companies. In particular, the Cayman Islands is a pre-eminent jurisdiction for the formation of alternative investment funds.
In recent years there have been significant developments in Cayman Islands regulation as it applies to business vehicles, particularly with respect to anti-money laundering, beneficial ownership, economic substance, data protection and the regulation of closedended alternative investment funds. These developments underpin the jurisdiction’s
ongoing commitment to adherence to the very highest international standards.
In addition to law firms, which are available to provide specialist legal advice and assistance in the establishment and ongoing management of Cayman Islands business entities, there are also many highly qualified professional firms licensed to provide corporate services in the Cayman Islands.
Structured Finance
Several of Cayman’s law firms specialise in capital markets and structured finance transactions for international clients.
The Cayman Islands has become one of the world’s leading providers of Special Purpose Vehicles (SPVs) for structured finance transactions and is recognised by international rating agencies as a preeminent jurisdiction for rated debt capital market transactions. SPVs are often used in securitisation transactions which involve the acquisition of financial assets by the SPV and the subsequent issuance of securities to institutional investors.
The attraction for investors in securities issued by Cayman Islands SPVs includes statutory recognition of non-petition provisions, tax-neutrality, creditorfriendly legislation and the large number of sophisticated professionals in the legal, accounting and fiduciary sectors who are well-versed in establishing, maintaining and reviewing orphaned structures.
Collateralised Loan Obligations (CLO)
The Cayman Islands remains the top choice of domicile for US CLO managers when establishing issuer vehicles, due to Cayman’s reputation as a sophisticated, creditor friendly jurisdiction. CLOs securitise assets, typically leveraged loans, by pooling them together and paying out income and principal repayments from the pool to note holders. CLO investors buy tranches of notes with specific seniority and pay-out structures, hence taking different degrees of risk. Given its status as a recognised exchange, the Cayman Islands Stock Exchange is also a popular choice for managers should investors require that the
notes be listed. Cayman’s removal from the EU AML list in February of 2024 has seen the market move back to Cayman as the jurisdiction of choice for issuer vehicles. This is excellent news for the jurisdiction since, at the time of going to print, 2024 looked to be close to a record year for new CLO issuance. In addition, there has been a flurry of refinancing and resets of earlier deals due to market conditions, highlighting the appetite amongst investors for CLO paper. Despite the current challenges in the market worldwide, CLO issuance continues to be robust, with many indications that this will continue.
Independent Directors in Cayman
A thriving sector of Cayman’s financial services industry is the provision of independent directors on various structures, such as hedge funds, private equity funds, special purpose vehicles and insurance companies. Corporate Governance, in general, has become a major touch point in the financial services industry worldwide, following a number of high-profile cases where investors were defrauded, in part due to insufficient independent oversight. In addition, during the global financial crisis, independent directors from the Cayman Islands added significant value when hedge funds were faced with making difficult decisions, for example, ensuring that all decisions were made in accordance with the fund documents and that all shareholders were treated fairly. This has not been lost on the institutional investors who are, for the most part, making it one of their investment requirements that there is a majority of independent directors on the board.
In addition to the extra layer of oversight provided, a significant benefit of appointing a local Cayman director to a Cayman entity is that local service providers are current with all relevant legislation and can ensure that the structure is compliant with their legal requirements.
The Cayman Islands Government approved the Directors Registration and Licensing Act (DRLA) 2014, which
requires all directors of mutual funds regulated under the Mutual Funds Act (As Revised) and directors of companies registered as excluded persons under the Securities Investment Business Act (As Revised), to register with CIMA. This law provides for the registration and licensing of individuals or companies appointed as directors of Cayman Islands mutual funds and entities carrying out securities investment business. This includes Cayman Islands incorporated or registered investment managers. The law requires an individual acting as a director on 20 or more entities to apply for a professional director’s licence unless they meet certain caveats. Professional directors are required to have insurance with a minimum aggregate cover of CI$1 million and minimum cover of CI$1 million for each and every claim. An amendment to the DRLA was passed in early 2020 as a consequence of amendments to the Securities Investment Business Act (SIBA).
The use of independent directors has been brought into increased focus following the implementation of the Economic Substance requirements, which came into effect in the International Tax Co-operation (Economic Substance) Act, passed in December 2018. This legislation does not currently apply to investment funds but requires all other relevant entities to prove that their ‘mind and management’ are in the Cayman Islands, and to allow them to claim the tax benefits of being domiciled in an offshore jurisdiction.
Financial Technology ‘FinTech ’
In May 2020, the Government passed the Virtual Asset Service Providers Act (‘VASP Act’), which provides a legislative framework for the conduct of virtual assets business in the Cayman Islands and for the registration and licensing of persons providing virtual asset services. The VASP Act is intended to provide the Cayman Islands with a cutting-edge, robust framework which aligns with global regulatory standards, protects consumers and meets the requirements of the Financial
Action Task Force recommendations in respect of virtual assets.
The VASP Act is being implemented in phases. The first phase, a registration regime, came into effect on 31st October 2020 and focuses on anti-money laundering and the counter-financing of terrorism, compliance, supervision and enforcement. A more extensive licensing regime covering virtual asset custodians and operators of virtual asset trading platforms is expected to come into force during 2024.
Under the VASP Act, there is the potential for the future introduction of a sandbox licence. A sandbox licence is a temporary (up to one year) licence that CIMA may direct a VASP to apply for in certain circumstances.
As perhaps one of the most publicly recognised applications of FinTech, cryptocurrencies are virtual currencies that use encryption technologies to secure and verify transactions, and to control the creation of additional units. But FinTech –a shortened form of ‘financial technology’ – is broader than just cryptocurrencies. FinTech also refers to the use of other technologies, such as blockchain, that are revolutionising the delivery of financial services via digital applications, retail banking and investment markets. Particularly in recent years, financial services in Cayman have increasingly reflected the value of delivering products and services through FinTech innovations. Some of the virtual asset and FinTechrelated activities that take place within Cayman include crypto exchange services, custodial services, initial coin offerings and innovators working on new centralised and decentralised technologies. The VASP Act has introduced a framework to regulate digital assets in order to ensure that any risks associated with such activities are analysed and mitigated, and that any benefits are realised in a manner consistent with a well-regulated financial services jurisdiction. As of January 2024, there were 19 VASP registrations with CIMA under the VASP Act, with a number of
Families Relocating
With 137 nationalities represented in the Cayman Islands, it is no surprise that the Islands are proving of increased interest to ultra-high-net-worth (UHNW) individuals and families from all regions of the globe. The factors that make the Cayman Islands appealing for international business transactions and investment and asset holding structures, also make it appealing to the individual:
> the rule of law applies to all without bias, including the government
> the judicial system is competent, fair and transparent
> the Islands are politically and financially stable (reinforced by its connections to the United Kingdom as a British Overseas Territory)
> the Islands boast an excellent communications network.
In addition to this, inhabitants of the Cayman Islands enjoy a considerably higher standard of living than anywhere else in the Caribbean, if not the world. Most importantly, the Cayman Islands are extremely safe with a low crime rate and no instances of the type of antisocial and threatening behaviour which affects other places where the wealthy tend to congregate. Cayman is a society that is friendly, inclusive, cosmopolitan and respectful of the individual, so much so that the term ‘Caymankind’ has been coined to reflect the particular qualities of Cayman society. With an expected increase in the population of the Islands and the arrival of new permanent residents from all regions and walks of life, we can expect increased diversification within the population over the coming years and increased interest from wealthy families. The significant number of residential developments underway in the Cayman Islands attests to the global appeal of a move to the jurisdiction from families at all economic and age levels, and there are interesting projects in the works which show the jurisdiction’s ambition to position its younger population and future workforce for effective competition in the global marketplace.
Insurance Legislation
The enactment of the Insurance Act, 2010 (the ‘Insurance Act’) was a result of a public and private sector collaboration to improve the regulation of insurance business in the Cayman Islands, enhance protection for domestic consumers and open new frontiers of business development.
The main provisions of the Insurance Act included, what were at the time, two new categories of insurer licences – Class C (special purpose vehicles for insurancelinked securities (ILS)) and Class D (large commercial reinsurers). Since 2010, there have been further developments to the Insurance Act, and in March 2013, Cayman introduced incorporated cell legislation for insurers structured as Segregated Portfolio Companies (SPCs). The amendment in 2013 conferred several advantages, such as allowing a portfolio insurance company (PIC) the flexibility to transition to a stand‐alone insurance company, unlike an unincorporated cell. The Insurance (PIC) Regulations 2015 were brought into force in January 2015, along with the related section of the Insurance (Amendment) Act, 2013. These regulations enhance the statutory insurance framework, providing additional alternatives to risk management by enabling insurers incorporated as SPCs more flexibility.
In June 2022, the Insurance Act was amended by the Insurance (Amendment) Act, so as to allow capital redemption contracts or funding agreements, i.e. contracts under which an insurer may (a) receive and accumulate sums of money; and (b) pay a sum or sums of money or render money’s worth, on dates and in amounts that are not contingent on human life or against risks of the person insured.
Captive Insurance
Since 1979, the jurisdiction has become a major centre for international insurance business. The Cayman Islands is the second largest domicile for captives and holds the number one position worldwide
for healthcare captives. The Cayman Islands is also a leading jurisdiction for group captives and ILS. The international insurance industry here is primarily made up of companies insuring risks in North America, representing about 90% of the market. As of the 31st March 2024, the total number of Class B insurers (including captives) in Cayman was 666, with 20% of them in total being Medical Malpractice Liability captives. However, the largest line of business now proves to be Workers’ Compensation, with 153 licensees. The value of the total assets for Cayman’s Class B Insurers (which includes Group and Pure captives) was approximately US$112.5 billion, with US$52.5 billion in total premiums as of Q1 of 2024.
Reinsurance
In recent years, the Cayman Islands’ commercial reinsurance industry has experienced impressive double-digit growth annually. By the end of Q1 2024, the number of reinsurance licenses reached 85, with total assets valued at US$83.1 billion. This surge is attributed to a notable trend: many reinsurance companies are now choosing to domicile in the Cayman Islands. This shift to Cayman is often attributed to Bermuda’s adoption of the EU Solvency II (SII) framework for its insurance operations.
The Cayman Islands offer significant advantages for US carriers and other nonEuropean or global reinsurance-focused entities. The jurisdiction provides greater flexibility regarding regulatory capital ratios and investment options, resulting in lower overall operating costs. Unlike Bermuda, which adheres to the SII framework, the Cayman Islands Monetary Authority (CIMA) employs a risk-based regulatory approach, tailoring the licensing process to individual reinsurers.
Cayman’s legislative environment further benefits reinsurers by allowing them to develop internal regulatory capital models. These models can incorporate the US National Association of Insurance Commissioners (NAIC) risk-based capital
guidelines, enabling more efficient capital structuring. Additionally, reinsurers can align with US regulatory and reporting requirements, offering familiarity and efficiency in operations.
There is little appetite in the Cayman Islands to pursue the SII framework and this is primarily because across all areas of Cayman’s financial services sector, the jurisdiction is predominantly US-facing, and therefore SII would simply not be a match for the jurisdiction’s main clients.
On 18th-19th April 2024 the Cayman Islands Reinsurance Association (CIRCA) with other stakeholders hosted [Re] Connect, the inaugural conference for reinsurance in the Cayman Islands. With attendance at nearly 450 delegates with approximately half being from overseas, [Re]Connect clearly showcased that Cayman was now another option within the reinsurance space with world class facilities and service providers.
[Re]Connect demonstrated the Cayman Islands’ government, CIRCA, CIMA and other stakeholders’ steadfast commitment to making Cayman an attractive domicile for reinsurance carriers.
For many US start-ups, the Cayman Islands is the most appropriate jurisdiction for their new reinsurance platform. Another significant factor for executives of reinsurance entities is the value added from what life in Cayman offers. For example, executives can secure a 25-year Substantial Business Presence Certificate, which means immediate security of tenure. With this, they can buy or build a home without restrictions, educate their children in superb schools, know that the healthcare is excellent and that there are no income or payroll taxes.
This combination of government certainty, excellent service providers and insurance professionals, regulatory flexibility, cost efficiency, and strategic alignment with US standards and consolidated jurisdictionwide commitment to the reinsurance sector are all mixing to fuel the Cayman Islands’ rise as another world class domicile for the global reinsurance industry.
Domestic Insurance
The number of Class A insurance companies operating in Cayman was 24 as of 30th June 2024. The insurance sector in the Cayman Islands remains robust. For the year ending 31st December 2022, Class A insurers reported annual total written premiums of US$1.1 billion.
Cayman Islands Insurance Associations
To support the insurance industry in the Cayman Islands there are three insurance associations.
The Cayman Islands Insurance Association (CIIA) advises on insurance policy and communicates directly with the Cayman Islands Monetary Authority (CIMA), which regulates the insurance industry, on behalf of industry stakeholders and insurance providers. The CIIA places a focus on the education and professional development of its members to increase their insurance knowledge. CIIA also aims to inform the public about current insurance topics of interest and provide transparent communication.
The Cayman International Reinsurance Companies Association (CIRCA) is an industry group for commercial reinsurers located in Cayman. They are dedicated to fostering the industry through peer interaction, advocacy and education on topics impacting the regulatory and business environment. CIRCA’s members include reinsurers and other stakeholders who are focused on promoting the interests of commercial reinsurers in the Cayman Islands both here and abroad. CIRCA works collaboratively with all stakeholders in this expanding segment of the financial services industry. For inquiries about membership or other topics visit www. circa.ky.
Finally, there is the Insurance Managers Association of Cayman (IMAC) which, since 1994, has represented insurance managers, captive insurance companies and service providers, acting as a vital link between the industry, government and regulator in the Cayman Islands. For more information visit www.imac.ky.
Aircraft Registration
The Cayman Islands Aircraft Registry (CIAR) provides aircraft registration and certification services for aircraft within the jurisdiction or those based elsewhere. Founded on UK legislation, the Civil Aviation Authority of the Cayman Islands (CAACI) is responsible for safety oversight, the economic regulation of the aviation industry in Cayman and for all aircraft registered on the CIAR.
Any person or company wishing to register an aircraft in Cayman must meet the exacting standards of the CAACI; these include submitting due diligence records within a registration application which meet International Anti-Money Laundering Act requirements. Those financing a registered aircraft can register their security interest on the Cayman Islands Aircraft Mortgage Register, which is supported by the Cayman Islands Mortgaging of Aircraft Regulations (2015). In addition, the Cape Town Convention came into force in the Cayman Islands on November 1, 2015, allowing for filings such as the Irrevocable Deregistration and Export Request Authorisation (IDERA) and the Consent to Deregister an aircraft from the Cayman Islands Aircraft Register to legally be filed with the CIAR under the Cape Town Protocol.
Aircraft registration applications, certifications and ongoing authorisations happen within a bespoke secured data management portal, VP-C Online, designed specifically for the CIAR. The CAACI continues to innovate this digital portal to efficiently meet the needs of clients and to enable growth of niche market offerings, for instance bespoke modules within VP-C Online are being specifically developed to cater to the needs of lessors and those financing Cayman registered aircraft.
Additional information can be requested by email: civil.aviation@ caacayman.com or visit www.caacayman. com/aircraft-registry.
Ship Registration
The Cayman Islands’ seafaring history is
preserved by the Maritime Authority of the Cayman Islands (MACI), which has oversight of the Cayman Registry and maintains its headquarters in Grand Cayman. The MACI is a first-class international organisation with a worldwide reputation for excellence and efficiency in global shipping. The registry is staffed by an international team of professionals with many years of experience in the world of international shipping. MACI offers consulting services to clients and other countries on a variety of maritime issues, including maritime administration structures, financial aspects of operating a maritime authority and how to draft specific legislation. As a Category One British Registry, the Cayman Registry is qualified to register vessels of all sizes and classes, from yachts to supertankers. In the super yacht range, Cayman is one of the world’s leading offshore luxury yacht registries.
The Cayman Islands flag and its safety requirements are seen as the gold standard in the shipping industry. Registering your vessel in the Cayman Islands grants you protection and assistance from the UK Royal Navy regardless of location and full British Consular services for all Caymanflagged vessels. For more information, visit www.cishipping.com.
Currency
The legal tender of the Cayman Islands is the Cayman Islands Dollar (denoted CI$), and the sole issuing authority is the Cayman Islands Monetary Authority (CIMA). The denominations consist of CI$1, CI$5, CI$10, CI$25, CI$50 and a CI$100 bill. However, the United States Dollar, with a fixed rate of exchange, is widely used in local finance and commerce.
Cayman Islands Monetary Authority (CIMA)
CIMA was created by the Cayman Islands Government to regulate, supervise, protect and enhance the integrity of the financial services industry in the Cayman Islands. They are responsible for the supervision and regulation of licensed and registered entities operating in and
from the jurisdiction. They supervise and regulate over 20,000 entities, have over 200 employees and collect over US$100 million in fees from regulated entities. For more information, see their website at www.cima.ky.
The Ministry of Financial Services and Commerce (MFSC)
Financial services and commerce are the Cayman Islands’ primary economic pillar. The MFSC’s vision is for Cayman to be a globally respected centre of excellence for competitive, transparent and compliant financial services. It assists elected officials in developing and implementing policies and legislation for this purpose, and this in turn supports the local economy and encourages growth and stability in our financial services and in our commerce industry. Successive CI Governments have been committed to keeping and maintaining global standards for antimoney laundering, tax cooperation and countering terrorist financing (AML/ CFT), and the Ministry’s ongoing work relating to compliance with these standards supports this commitment.
The Ministry has responsibility for the following: the Cayman Islands Intellectual Property Office, the Dept of Commerce and Investment, the Dept for International Tax Cooperation, the General Registry, National Maritime Affairs Secretariat, the Auditors Oversight Authority, the Cayman Islands Monetary Authority, the Cayman Islands Stock Exchange, the Civil Aviation Authority of the Cayman Islands, and the Maritime Authority of the Cayman Islands. For more information or to get in touch with the MFSC call (345) 945 5819, email: mfscpublic@gov.ky or visit www.gov.ky/ mfsc/.
Cayman Finance
Cayman Finance, is a non-profit membership organisation that has served as the voice of the Cayman Islands’ financial services sector since 2003. With a diverse membership comprising
over 100 entities, including 16 industry associations, it tirelessly safeguards the industry’s reputation and promotes its growth through five strategic pillars: promotion, protection, member engagement, community engagement, and product development. These pillars drive collaborative efforts, foster community connections, encourage innovation in financial products, enhance industry visibility, and ensure the sector’s integrity and security.
Cayman Finance also hosts the LEAD programme annually, a pathway for high-performing Caymanian high school students to learn about the Cayman Islands financial services industry and the types of careers available. For more information on LEAD, visit www.caymanfinance.ky/lead or email: lead@caymanfinance.ky.
Cayman Islands Stock Exchange (CSX)
The CSX is a well-established and internationally recognised stock exchange, which is a member of the Intermarket Surveillance Group, an affiliate member of the International Organization of Securities Commissions (IOSCO) and has been granted recognised status by the UK HMRC and the Irish Revenue Commissioners (Irish Revenue). This enables the debt securities listed on CSX to avail of the UK/Irish Quoted Eurobond Exemption (QEE), which means that tax does not need to be withheld on interest payments in respect of listed debt.
The CSX provides a platform for the listing and trading of shares, specialist and corporate debt securities (including CLOs) and other instruments issued by trading companies, investment funds and other investment vehicles. Based in George Town, Grand Cayman, the CSX began trading in 1996, and since its inception, it has approved securities for admission for a total market capitalisation of over US$800 billion.
The Cayman Islands’ well-regulated, tax-neutral environment is highly regarded internationally. As the world’s leading domicile for offshore hedge funds and one of the largest captive insurance centres, it is predictably the offshore jurisdiction of choice for both private and institutional investors. Cayman’s prominent reputation comes, in part, from the highly professional and business-friendly Cayman-based financial institutions that maintain a close working relationship with the Government. Together, they continue to foster a transparent and functional financial regime.
WEALTH MANAGEMENT
There are a number of different ways to engage in the services of investment advisors based in the Cayman Islands, either through the local office of a global firm or the asset management group of a local financial institution.
A local investment advisor will be able to offer expert investment guidance on a personal one-on-one basis in the resident’s time zone. They will also be familiar with the asset allocation and types of investments that are appropriate.
Most of the retail banks in Cayman have a full range of financial services and there are an increasing number of specialised financial institutions that advise individuals who are looking for private banking or wealth management facilities. Brokerage firms in
Investing
Saving and
Cayman offer a wide range of client accounts and a full suite of products. The regulator is not responsible for many aspects of investment offerings available locally, so do your homework before choosing an investment advisor or broker. Some of the factors to consider or questions to ask, as appropriate, are as follows:
> Make sure you understand the risks and likely expected return on the investment(s) you are evaluating, the investment process, and any competitive advantages the firm you are considering may possess.
> Check the professional qualifications of the individual advising you. Does the firm carry professional indemnity insurance?
> Understand the liquidity of the investment(s) you are contemplating. What are the terms offered when you wish to sell all or part of your investment?
> Make sure your investment time horizon is compatible with the asset class in which you are contemplating investment. For instance, investing in equities is generally not recommended for those investing with a time horizon shorter than five years, given historic volatility.
Photos courtesy of Jonathan Sparrow, Julie Corsetti & Rebecca Davidson
> Understand the tax consequences of your investment proposition. Whilst there is no income, capital gains or inheritance tax in the Cayman Islands, your investments could be subject to withholding tax on dividends in the country in which they are paid, with the rate varying by country.
> Diversify geographically. You never know what might happen. Markets in one country may be overvalued at the same time that another country’s markets are undervalued. Historically, there has been a wide dispersion in equity market returns between countries decade by decade.
> Does the firm have a track record and has it been independently verified? It is useful to compare this historic performance to the returns of a passive ETF or index fund that tracks a suitable benchmark index to evaluate whether the advisor has added or detracted value in the past.
> Fees and expenses affect your net investment return so make sure you understand all fees and expenses when evaluating an investment proposition. Fees, expenses or commissions may be charged upfront, on a recurring basis or on exiting an investment, and may be embedded in the underlying investment.
There are a number of regulated wealth management firms based in the Cayman Islands that offer securities brokerage, along with investment advice and discretionary management services. Most financial institutions offer products and services to meet the needs of investors of all sizes. We recommend contacting a couple of the following companies to discuss your range of options and their minimum requirements. Some of the leading organisations offering wealth management solutions are listed here:
Butterfield Bank (Cayman) Ltd.
12 Albert Panton Street, George Town Tel: (345) 949 7055
Email: info.cayman@butterfieldgroup.com
www.butterfieldgroup.com
Services include private banking, asset management, trusts and estate planning, custody services and lending solutions.
SEE AD PAGE 123
Cayman National Bank Ltd.
Suite 6201, Forum Lane, Camana Bay Tel: (345) 949 4655
domesticpremierbanking@caymannational.com www.caymannational.com
Services include, but are not limited to, a dedicated Relationship Manager, preferential rates on loans and overdrafts and priority processing on all applications. Available products are: Premier Accounts – chequing, savings and fixed term deposits; Premier Lending – mortgages, personal and car loans, pre-qualified for Visa Infinite debit and credit cards and more. SEE AD PAGE 125
CIBC FirstCaribbean
FirstCaribbean House, Main Street, GT Tel: (345) 815 2329
www.cibcfcib.com/wealth
Services include private banking, investment advisory services, discretionary portfolio management, trust, estate and fund services.
Liberty Wealth Partners Ltd.
Fort 51, Fort Street, George Town Tel: (345) 516 2695
Email: hello@libertywealth.ky www.libertywealth.ky
Liberty Wealth is a fee-only comprehensive wealth management firm offering holistic financial planning and investment management services. Liberty Wealth guides you to financial freedom and true peace of mind through a wealth management process that goes far beyond investments. SEE AD PAGE 46
LOM Financial Cayman
39 Market Street, Gardenia Court, Camana Bay Tel: (345) 233 0100
Email: info@lom.com or www.lom.com
Overseas Asset Management (Cayman) Ltd.
The Pavilion, Cricket Square, Elgin Avenue, GT Tel: (345) 949 8780
Email: admin@oam.com.ky
www.oam.com.ky
OAM is an independent boutique fund manager that seeks to generate superior long-term returns with a distinct investment philosophy and highly focused investment process. They aim to build strong client relationships, offering a personalised and friendly service, as well as an alignment of interests with clients. Regulated by CIMA, the OAM Funds are listed on the Cayman Islands Stock Exchange.
SEE AD PAGE 45
Proven Wealth (Cayman) Ltd.
1 Gecko Link, West Bay Road, SMB
Tel: (345) 769 5352
www.provenwealth.com
RBC Royal Bank (Cayman) Ltd.
Royal Bank House, 24 Shedden Road, GT Tel: (345) 949 4600
www.rbc.com/caribbean
RBC Dominion Securities Global Ltd.
3rd Floor, 9 Forum Lane, Camana Bay Tel: (345) 949 4066
www.rbcdscayman.com
RBC offers the strength and experience of a global firm with a personalised boutique service. They pride themselves on their tailored approach to your individual wealth management needs, always putting your goals and priorities first. Backed by the strength and experience of Canada’s leading wealth management firm, RBC Dominion Securities Inc., they can draw on this global expertise while operating like a speciality local business to help you to protect and grow your wealth through every stage of your life. SEE AD THIS PAGE
RF Bank & Trust
Fidelity Financial Centre, 1 Gecko Link, SMB Tel: (345) 746 6010
Email: invest@rfgroup.com www.rfgroup.com
Offering a wide range of investment products and services, RF Bank & Trust provide financial solutions designed to help individuals and corporate clients meet and achieve their investment goals. These include investment management, pension plans, stock brokerage, educational investment accounts and personal
Sagicor Investments Cayman Limited www.sagicorcayman.com
Sagicor Investments prides themselves on excellence and innovation, always leveraging their expertise to design solutions that will help clients achieve their financial objectives with ease and efficiency. Whether equities, fixed income, or more sophisticated alternatives, clients will always benefit from their thoughtfully tailored solutions, uniquely
fashioned to fulfill your investment objectives.
Sagicor Investments Cayman is an affiliate of Sagicor Group Jamaica Limited and its parent Sagicor Financial Company which is listed on the Toronto Stock Exchange and operates in over 20 countries worldwide. SEE AD PAGE 47
Scotiabank & Trust (Cayman) Ltd.
Scotia Centre, 18 Forum Lane, Camana Bay Tel: (345) 949 7666
Scotiabank in Camana Bay offers a full suite of retail banking services, two 24/7 ATMs,
Secure your financial future
RBC Dominion Securities Global Limited
corporate and commercial banking and captive insurance services, along with Scotia Wealth Management and a premium banking centre.
Brokerage Services
Today, Tradeview is one of the only fully licensed, multi-asset brokerages in the Cayman Islands that offers online trading services to traders and investors. Tradeview provides direct access to trade execution and clearing services via its online platform for a wide variety of electronically traded products, including exchange traded Stocks, Options, and Futures, as well as Forex and CFDs on major indices and commodities.
Tradeview
5th Fl Anderson Square, 64 Shedden Road, GT Tel: (345) 945 6271
Email: info@tvmarkets.com www.tvmarkets.com
Services include online discount securities trading from a regulated brokerage account for Cayman residents, offshore residents and expat investors. Contact Tradeview if you are
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SAVING & INVESTING IN CAYMAN
Working in Cayman can be particularly rewarding as earnings and any investment gains are tax-free. Nevertheless, as the Cayman Islands are a tax-neutral jurisdiction, it is strongly recommended that all new residents looking for employment here take the following steps:
1) Seek tax advice in your home country. The tax authorities in Canada, the UK and the US treat income differently when their residents are physically working outside of the country. All newcomers to Cayman should determine if it is advantageous to transfer savings and investments to
before making investment decisions. For example, in the UK, an individual must be a non-resident for one full tax year to avoid tax on income. US citizens are liable to be taxed on worldwide income irrespective of where that income is physically earned, although you may be eligible for a foreign earned income exclusion, which is adjusted each year based on the inflation rate. Canadian citizens must prove that they have severed ties with Canada to avoid paying taxes.
2) As soon as is practical after arrival in the Cayman Islands, you should establish a local bank account. This will provide you with a debit card and enable online banking. Local ATMs accept both local and foreign debit and credit cards. Regarding chequing accounts, most local banks
and investment relationships. Local due diligence calls for having readily available (original) documents that confirm the personal identity and other particulars of an applicant. The requirements vary with each institution but generally include two forms of identification, confirmation of residential address, a bank reference, professional reference (both addressed to the bank in Cayman) and evidence of the source of funds. For a full and detailed list of requirements, see the Money and Banking section of the Settling In chapter.
5) If planning to return to a country that is not US$-denominated, consider regularly converting CI$ or US$-denominated earnings to your home country’s currency. If all your savings are in CI$ and you only convert it upon returning to your home country, it is possible that exchange rates could have moved adversely and, thus, negatively impact the value of your savings at this time.
6) Factor an eventual return to your home country into investment planning. It will not be advisable to liquidate all investments held locally and repatriate the funds at that time. To make the appropriate decision at the time, it is vital to be fully aware of your individual tax situation and what you are legally allowed to do. While in Cayman, it may be advantageous to establish a Cayman-registered company or Caymanregistered trust to own investments. These could potentially provide tax advantages upon returning to your home country. Most local banks in the Cayman Islands have a trust department that can provide expert guidance and will advise on the best strategy based on each client’s personal situation. However, please see the ‘Domicile and Tax’ section on www.caymanresident. com first, as you might trigger inheritance tax if it is done too soon.
ESTABLISHING A TRUST OR FOUNDATION COMPANY IN CAYMAN
With a well-regulated financial industry and modern, regularly updated legislation, the Cayman Islands is one of the world’s top taxneutral jurisdictions in which to establish
a trust or a foundation company. The trust and foundation company regimes in Cayman benefits from a politically stable environment with no capital gains, income, profit, corporation or withholding taxes. Cayman’s Government also ensures that if the country’s tax status were to ever change, a trust that is registered as an ‘exempted trust’ would remain tax-free for up to 50 years. A variety of flexible trust and foundation company structures can be set up in the Cayman Islands for a wide range of purposes, including asset protection, estate planning and business succession. The top legal firms in Grand Cayman have proven track records in commercial and private trusts, including trust and foundation company formation and establishing private trust companies. These firms also advise on the regulatory and operational requirements relating to trust and foundation company structures. See pages 64-68 for legal firms that can help you establish a trust or foundation company in the Cayman Islands.
INVESTING IN CRYPTOASSETS
The financial services industry in the Cayman Islands is well positioned to support this class of digital assets with both decentralised and centralised economic models. The Virtual Asset (Service Providers) Act (2020) or VASP Act, has introduced a framework to regulate digital assets and ensure that any risks associated with such activities are analysed and mitigated, that any benefits are realised in a manner consistent with a well-regulated financial services jurisdiction, and that sensible measures are developed for blockchain innovation to thrive. The general procedure is to purchase, transfer and store a crypto asset(s), as follows:
(i) Purchase: Open an exchange account (e.g. Bitfinex, Uphold or Coinbase) and fund this account with a fiat currency.
(ii) Transfer: The most secure way to store cryptoassets is within an application known as a digital wallet. Leading examples include hardware wallets such as Ledger or Trezor, and hot wallets like MetaMask for Ethereum
cryptoasset storage solution. The wallet has a deposit key which appears as a random set of characters. This is known as your public key (comparable to a username). The exchange will have a withdrawal function requiring your public key to send blockchain transaction instructions, moving cryptocurrency under the control of the user’s public-private key pair to a chosen recipient address. Once the transaction is executed on the exchange, a global network of computers (representing the decentralised governance) will process the transaction and publicly confirm its successful completion.
(iii) Store: Your cryptoasset is now stored under the control of your public-private key pair. The keys are held in your digital wallet while the cryptoassets remain on their relevant blockchains, ready for you to make purchases to another wallet or initiate further transfers.
Anyone looking to secure large values of cryptoassets should first speak to a technical expert as transactions are effectively irreversible and security standards and
features are constantly being improved.
PRECIOUS METALS & SECURE STORAGE
Owning physical gold and silver offers investors opportunities for both wealth preservation and wealth appreciation across a wide spectrum of economic scenarios. Purchasing and storing precious metals in the Cayman Islands is very easy to do.
There are no import or export tariffs on precious metals coming to or leaving the country (with the exception of numismatic coins). Additionally, there is no sales tax on the storage of precious metals, and the jurisdiction imposes no income or capital gains taxes. This absence of direct taxation is particularly attractive to investors in precious metals.
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Linford Pierson Highway, George Town
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Email: info@swpcayman.com
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SWP is an international precious metals dealer
Someone is sitting in the shade today because someone planted a tree a long time ago.
and secure storage provider. They specialise in the acquisition, secure storage and liquidation of precious metals. SWP caters to individuals, companies, trusts and wealth management professionals, ensuring their clients’ assets are managed with utmost security and efficiency. All stored metals are 100% allocated, segregated and insured. SWP offers comprehensive services, including the delivery of precious metals to homes and businesses across North America and secure storage in state-of-the-art vaults located in the Cayman Islands, Canada, the United States, Switzerland, Singapore and New Zealand. SWP holds the distinction of being approved members of the London Bullion Market Association, the Singapore Bullion Market Association, the International Precious Metals Institute, Industry Council for Tangible Assets, as well as Cayman Finance.
INVESTING IN A CAYMAN PENSION
According to the National Pensions Act, all participants (members) in a private pension plan can choose, upon retirement, to purchase an annuity or begin drawing down the balance in their pension account. In June 2024, the Department of Labour and Pensions announced that the annual disbursement of funds under a Retirement Savings Arrangement (RSA) had been increased by 6.2%, from CI$14,125 per year to CI$15,000.
We explain in detail here how the withdrawal of your pension funds work in the Cayman Islands. When you retire, whether that is 65 (the official ‘age of pension entitlement’) or as early as 50 with special restrictions, you can draw down a percentage of your pension pot based on your age. At 65, this would be between 2.05% and 5.11% of your total pension pot, or, if your maximum drawdown allowance does not reach an annual total of CI$15,000, then you are given an annual allowance of CI$15,000, which can be paid monthly, quarterly or annually until the balance of your pension is zero. If a member has a pension balance of CI$200,000 and wishes to draw down the maximum from their pension at
age 65, this is calculated as $200,000 x .0511, which gives a total of CI$10,220. As this is below the minimum threshold of CI$15,000, the member will receive CI$15,000 per annum. If, however, the member had a balance of CI$500,000 at 65, then they would receive CI$25,550 per annum. This drawdown schedule can be found on some pension plan websites. There are a few other things to consider:
1. If a member has made additional voluntary contributions (AVCs), these can be withdrawn as a lump sum at normal retirement (65).
2. Before retirement, members can access their AVCs for four specific ‘hardship’ reasons, namely – temporary unemployment for a maximum of six months, medical bills for non-elective medical treatment only, housing to purchase land or a home, construct a home or pay off the balance of a
3. All pension plans are required to provide each member with a semi-annual statement, which must show the date payments were received from the employer, the amount received and the contribution period.
4. Employers that avoid paying pensions are issued strict fines. A first conviction of non-compliance attracts a fine of CI$20,000 or imprisonment for up to two years, or both. A second offense attracts a fine of CI$50,000, 3 years in jail, or both.
5. Interest shall accrue on delinquent contributions that are not received by the 15th day following the earnings month. The administrator of the pension is required to notify the affected employees within 60 days of the notification to the Director.
Private pensions were made mandatory in 1998, and since then, the Government
Coupled with the emergency withdrawals during COVID-19, which saw members withdraw almost CI$500 million from various plans, many have good reason to worry that their pension will not provide a meaningful income when they retire. In fact, at the current contribution rate of 10%, a member will contribute one year of their average earnings for every 10 years they are contributing to their plan, meaning that those looking to retire in the near future might expect to see a balance representing just two years’ worth of their income, plus investment returns, less fees and withdrawals.
As most retirement professionals believe that a person should contribute between 17% and 20% to their retirement investment for a minimum of 40 years, Cayman’s private pension system will achieve little more than an income supplement for most pensioners. We understand that the Government has been well aware of this for many years and are looking into increasing the contribution
Wealth Managers will guide you to select the best strategic investment options as we help you chart your course to financial success.
rate to 15% in late 2024. In many other jurisdictions, individuals benefit from government-funded social security to supplement their retirement income; they are given tax breaks on registered savings plans if the money is not withdrawn until retirement and have higher pension contribution rates. As these benefits do not yet exist in Cayman, individuals should speak with their pension provider or a financial planner if they are concerned about their retirement income. At a minimum, it is recommended that those who withdrew funds from their pension account in 2020 should make provisions to repay those funds to their pension by making additional voluntary contributions over a few years when they have the means to do so. After these additional contributions have been deducted from the employee’s salary for some time, it’s likely the funds won’t even be missed and the increased contribution rate could be carried forward indefinitely. Ultimately, this will make for a more meaningful and comfortable retirement.
The Public Service Pensions Fund continues to be the pension leader in the Cayman Islands, and as of 31st December 2023 the market value of the Fund was CI$1.134 billion. In 2023, the Fund achieved an exceptional return of 19% and it was this return that ranked the Fund in the top 1 percentile of its peer group for performance in the year. The Public Service Pensions Board continues to complete major initiatives relating to system self-service, risk management, appropriate oversight within the Authority and increased audit, with the results being enhanced services and retirement income for members who have served the Cayman Islands.
In 2023, the relative downturn in Cayman’s real estate market began and continued into 2024. Freehold transfers in 2023 were 2,198, down from 2,659 in 2022, with a total consideration of CI$1,079,577,044, down from CI$1,238,367,669 in 2022. However, it is important to contextualise
this with previous years which were— mid-pandemic and immediately postpandemic—bumper years. For example, 2021 was the first time that the local market topped CI$1 billion in sales. And, for the first part of 2022, the future looked bright with one CI$100m sales month followed by another. It wasn’t until the middle of 2022 when interest rates started to rocket, that the market started to trough and the cost of borrowing dampened property watcher’s spirits, albeit only in certain areas of the Cayman market.
It is therefore no surprise that the market couldn’t sustain itself, and in 2023 a quantifiable downward trend began. But, whilst it’s true there was a decrease in the number of sales and total value sold when comparing 2023 to 2022 (about 25%), there was some good news by way of an increase in the average value of each sale, demonstrating just how robust and insulated Cayman’s property market is. According to figures from CIREBA, the average ‘price sold’ value in 2023 was 18% higher than 2022, and the average price of sold residential property was up 11%. Not to mention, these properties spent about 23% less time on the market.
For all the local market’s buoyancy however, interest rate hikes do affect local buyers, specifically those on the bottom rung of the property ladder. Prime lending rates at local banks are always more than the US Fed rate which, in July 2024, was 8.5%. This will continue to stimy this portion of the market, given the significant increased costs of borrowing and reduced availability of cash.
In 2024, we saw more of the same. Speaking to Fleur Peck at Blue Point Consultants, we learned that for the first six months of 2024, there were a total of 1,134 freehold transfers, down slightly from 1,185 for the same period in 2023. There was an increase in the average value of each transaction, from just over CI$501,000 for the first six months of 2023, up to just under CI$535,000 for the same period in 2024.
In addition to soaring interest rates,
rising insurance costs negatively impacted homeowners and property investors, as they faced significant increases in their premiums over the past two years, with hikes of around 40% on average, and up to 100% in 2023. This is due to a number of factors, including increased storm and natural disaster activity worldwide because of global warming, a shortage of reinsurance coverage, material supply shortages, and an increase in building costs. In some cases, insurance is incredibly difficult or impossible to obtain, especially for new projects.
Demand Outstrips Supply
Considering there seems to be an endless amount of construction of residential properties going on in Cayman, it may seem counterintuitive when the experts say that real estate inventory is low, but it is important to realise the rate at which the population of Cayman is increasing. In truth, there are not enough new, reasonably priced homes being built to meet demand, due to a shortage of land and construction costs remaining high since the pandemic. Although many of the new-build condominiums are trending towards smaller unit sizes, this is more to keep construction costs down and to maximise on unit numbers, rather than make them affordable to first time buyers. Throw into the mix that prospective homeowners (or renters for that matter), are now looking for a property that offers the freedom to work from home as well, this all adds to a lack of suitable inventory.
The Labour Force Survery published in February 2024, put the population at 85,000 and climbing, so whilst it may appear that there is more than enough inventory on the market (and property prices should therefore decrease), appearances can be deceptive. Affluent investors generally buy up any surpluses of units quickly, subsequently renting them to the influx of new expatriates increasing year on year. Adding to the list of buyers, as of December 2023, Caymanians and Permanent Resident holders can use
pension funds as a deposit for buying or building a home or condominium.
An estimate by the National Roads Authority for the purposes of traffic management, put the Cayman population at 100,000 by 2036. But, if a country offers excellent quality of life, investment opportunities, an amazing location, low crime, tax neutrality, no foreign investment restrictions and growing employment opportunities, it’s a nobrainer that the population is going to grow exponentially and more importantly, need somewhere to live.
Local Development Plan
There is concern surrounding the number of developments currently under construction and the growing population, and what impact these two things will have on the increasingly bad traffic situation and, more importantly, the environment. In May of 2024, the Government released a draft document for public feedback that could serve as the foundation for the first new national development plan in 28 years and ultimately, try to keep Cayman’s potential for over-development in check.
In addition, the Government is spending significant amounts on infrastructure. The Tourism and Transport Ministry is looking at the possibility of creating a national bus system, after commissioning a report from Deloitte on the state of Grand Cayman’s public transport infrastructure. The results showed that an estimated CI$25-35 million is needed in investment for any changes to be effective.
The Luxury Market Bubble
One sector of the market in Cayman which answers to no-one it seems, is high-end luxury accommodations. There is always strong demand for Seven Mile Beach facing units within the built residential sector, with the newest condominium developments, such as Watermark, attracting record-breaking figures. Anything on the oceanfront of Seven Mile Beach sells quickly. Supply
is so low that high-net worth individuals are actually frustrated and may potentially look to other Caribbean destinations. The problem for Cayman is its size. There’s only so much beach space and ocean views possible, unless developers start building upwards.
Likewise, house prices in popular areas close to town, such as Snug Harbour, Crystal Harbour and South Sound, have been increasing at a significant rate as desirable land available for construction grows scarce. Due to that scarcity, there are many new developments upcoming in the West Bay area, which has land available for development and the infrastructure to support rush hour traffic, unlike those areas east of George Town where traffic continues to be a major issue. Property in Cayman will always be a good investment given the robust and consistent nature of the market. Purchased properties that can be rented to transient workers or tourists will always pay dividends. However, at this time, if you are not a cash buyer, with expenses as high as they are, the current wisdom is to consider all your options carefully and keeping a patient long-term mindset is crucial. Turn to our Finding A Home chapter for a detailed overview of Cayman’s real estate industry and practitioners.
INVESTING IN ANNUITIES
Fixed annuities are single premium investment products that provide the ability to earn guaranteed interest over a fixed term. They are a great way to
protect and grow accumulated savings without downside risks. An individual has the choice to select the duration of their desired investment, which corresponds to a fixed rate of return. Generally, the longer an individual invests, the higher the rate of return. Interest is credited every day and compounded annually.
At the end of the fixed term, a guaranteed amount is earned. This amount does not depend on market performance; rather, it is based on the guaranteed interest rate stated in the contract. Fixed annuities are for investors that seek both reasonable investment returns and the safety of their principal over a medium to long-term period. It is also for individuals who want the option, but not the requirement, to convert their savings into a monthly guaranteed payment over a stated period or their lifetime. Given the increasing reality of outliving financial resources during retirement, most individuals should consider allocating at least some of their savings to a fixed-return product like an annuity. Typically, the percentage allocated to a fixed product should increase as a person gets older.
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Business
How to set up a business in Cayman, the legal formalities, trade and business licensing requirements, finding commercial office space, business services, computers and office supplies.
As a well-regulated international financial centre with world-class infrastructure and political stability, the Cayman Islands offers an ideal environment for businesses to flourish. As a result, the business sector in Cayman is booming. The Cayman Islands’ regulatory framework is being continuously enhanced to ensure that the Cayman Islands remains aligned with international standards and expectations. With a well-developed common law system based on English law and a local base of world-class corporate service providers, many international businesses have chosen to incorporate or register in the Cayman Islands. This chapter is your complete guide to setting up a business.
Legal Formalities
A business in the Cayman Islands can be run as a sole trader operation, a partnership or a company. It is also possible for a foreign company to register in the Cayman Islands so as to be permitted to operate locally for such purposes as, for example, being the general partner in a Cayman Islands limited partnership. The main distinction is that sole traders and general partners of an unregistered partnership firm have unlimited liability to third parties doing business with them, whereas the shareholders of a company typically have limited liability to third parties doing business with the company. The differences in, and suitability of, various types of business structures
Photos courtesy of Kirk Office, Ready Spaces & Rebecca Davidson
are highly technical and are best discussed with a qualified Cayman Islands attorney.
Where two or more people want to go into business together but wish to avoid all the formalities and expenses of a company, a partnership structure may be more appropriate. Professional advisors, such as lawyers and accountants, have traditionally used a partnership structure for their business. A partnership generally has less legislative governance requirements than a company and can be more flexible in its treatment of the partners’ responsibility for liabilities and share of profits. Partners are also personally liable for any debts the business incurs, except for in the case of a registered Limited Liability Partnership, where the limited partners generally enjoy limited liability.
A company may be used where the owners and operators of the business wish to ensure limited liability for the debts of the business. Companies are commonly used for all sorts and sizes of businesses. There are more formalities and fees associated with forming and operating a company than with a partnership or sole trader business; however, for many, the benefit of limited liability attached to a company offsets the extra effort and cost for the formation and operation of a company.
Foreign businesses that do not wish to establish a Cayman Islands subsidiary have the option of registering a branch operation in the Cayman Islands. The process of registering a branch with the Cayman Islands Registrar of Companies is straightforward. The branch, once registered, is required to maintain a local registered agent and pay annual fees to the CI Government in order to maintain its registration. If your aim is to operate a business within the Cayman Islands, it is likely that some form of local licensing will be needed. More details on the local licence procedure are given later in this chapter.
For a business that is at least 60% beneficially owned and controlled by one or more Caymanians, the acquisition of a Trade and Business (T&B) Licence is required. Where beneficial ownership
and control does not meet this threshold, a Local Companies (Control) Licence (LCCL) may be required. The grant of the LCCL is a matter of discretion for the Trade and Business Licensing Board on the basis of various statutory criteria focusing on the protection of local interests and the benefits that the business would bring to the Islands, in addition to the extent to which Caymanian participation has been sought (which will ordinarily include a requirement for public advertising) and whether the proposed business will compete with any local Caymanian-owned businesses.
Businesses wishing to set up a physical presence in the Cayman Islands, but whose activities are carried out mainly outside the Islands are, in most cases, exempt from the Local Companies (Control) Law. As such, although a T&B Licence is required in order to set up their local office and apply for work permits for any expatriate employees, they would not need a Local Companies (Control) Licence or need to meet the 60% Caymanian ownership threshold.
It should be noted that banks, trust companies, company management firms and a number of other businesses in the financial sector are exempt from the T&B and LCCL regimes, though they would need to secure the necessary licences from the Cayman Islands Monetary Authority (CIMA). A different regulatory regime is available for businesses in certain approved categories seeking to set up within the Cayman Islands’ Special Economic Zone. For more information see page 54.
Sole Trader
Due to immigration requirements and the rules governing the grant of a T&B Licence, in practice, only a Caymanian will be able to operate a business as a sole trader if they are competing in the domestic market. A sole trader is able to start their business by simply offering services or goods in return for payment, with very few formalities depending on the type of business. The sole trader can employ people to work in the business, but is personally responsible for all the liabilities of the business (e.g. rent,
T&B Licence fees, salaries and benefits for employees) and is also the person who receives all the profits. As indicated previously, however, a foreign national doing business internationally from a base within the Cayman Islands will generally only be able to obtain a licence and operate in Cayman if they first incorporate a suitable Cayman Islands company and obtain the relevant licences for that entity. There will be no requirement for such an entity to have any Caymanian participation.
Partnerships
One form of partnership is where all the partners are ‘general’ partners and participate in the management of the business. In this structure, the only restrictions on sharing profits and withdrawing capital are those agreed between the partners. As well as general partnerships, the Partnership Act sets out the rules for ‘ordinary’ limited partnerships. However, limited partners must not participate in the management of the business, and a limited partner’s right to share in the profits or withdraw capital is restricted. The Exempted Limited Partnership is another form of partnership specially designed to provide more flexibility to suit the needs of the financial industry in the Cayman Islands, and is typically used for carrying on business outside of the Cayman Islands. In all cases, you are advised to contact a specialist to determine the partnership arrangement most suitable for your needs.
In addition to the Exempted Limited Partnership, the Cayman Islands now acknowledges Limited Liability Partnerships (LLP). The LLP is a partnership with a separate legal personality and limited liability for its limited partners. It is intended as an alternative to ordinary limited partnerships. Generally, the LLP, rather than individual limited partners, is liable for the debts. Moreover, limited partners enjoy limited liability and there are no joint liabilities for acts or omissions of another partner, except for in certain
circumstances. The LLP is considered an attractive vehicle to professional services firms that have traditionally taken the form of ‘firm’ partnerships since it is designed for the conduct of business domestically, as well as for business overseas.
Companies & Limited Liability Companies (LLC)
A company that intends to conduct most of its business outside of the Cayman Islands would typically register as an exempted company. The key elements of an exempted company are that it is not required to keep a register of members open for public inspection (or hold an annual general meeting in Cayman), it is entitled to receive a tax-free guarantee from the Government of the Cayman Islands for up to 30 years, it can offer shares to the public in the Islands if listed on the Cayman Islands Stock Exchange (CSX), and finally, it may issue shares without nominal or par value. The company is a corporate body with separate legal personality and is able to enter into contracts and own property, as well as incur liabilities. A shareholder in a company has a liability to the company limited to the amount unpaid on the shares held by that shareholder and cannot be liable for the liabilities of the company itself. The company may distribute profits to shareholders by paying dividends, and a shareholder can only get their capital investment in the company back by selling the shares they have or by the company following certain formalities under Cayman Islands law required to return capital to the shareholder. Company formation and operation are governed by the Companies Act and under common law rules in the Cayman Islands.
The Cayman Islands also permits the formation and the registration of Limited Liability Companies (LLC). An LLC is a unique vehicle that blends key features of a Cayman Islands Exempted Limited Partnership with those of a Cayman Islands exempted company. Most notably, an LLC is not the typical company vehicle whereby the liability of shareholders is limited by
shares or by guarantee, but instead operates by reference to members’ capital accounts and capital commitments, with freedom of contract among members determining the internal workings of the company similar to an Exempted Limited Partnership. Yet, unlike an Exempted Limited Partnership, an LLC is a corporate body with a separate legal personality and whose members enjoy limited liability. An LLC is, therefore, a hybrid between an exempted company and an exempted limited partnership. It was developed to meet the demands of various global client bases that wish to operate a vehicle that offers the greatly increased flexibility of partnership capital accounting capability but within a corporate vehicle with separate legal personality. This hybrid approach is useful in a variety of investment spaces (such as investment funds, joint ventures and holding vehicles for a variety of assets, including ships) where some investors and service providers find the share capital accounting structure of a company somewhat cumbersome for certain transactions.
Cayman Islands Branches
An overseas company which 1) establishes a place of business; 2) commences carrying on business within the Cayman Islands (even ‘offshore’ business); or 3) proposes to own real estate situated in the Cayman Islands, must register as a ‘foreign company’ (essentially registering a branch) under Part IX of the Companies Act. A registered Cayman Islands branch will not have a separate legal personality from the main company headquartered overseas. In many cases, this is desirable for group operations which are required to maintain tax residency in a certain jurisdiction but wish to have a Cayman Islands presence from which to conduct certain business of the group.
In the case of a bank, trust company, insurance company, management company, mutual fund, mutual fund administrator or any entity carrying on securities investment business, a licence to conduct such business will be required
from CIMA, notwithstanding that the business is actually conducted outside the Cayman Islands. A Cayman Islands branch is able to secure a T&B Licence and, if necessary, a LCCL Licence in order to comply with the necessary legal requirements to set up a physical presence in the Cayman Islands.
Foundation Companies
Unlike the traditional company, a foundation company may, where a supervisor is appointed, have no shareholders and may entrench its objectives. Another key element of a foundation company is that the founder can give rights, powers and duties to whomever they want (not just to existing members, directors or supervisors). A foundation company may also entrench the objectives of the company or specific provisions within the constitution and may have by-laws to govern the exercise of discretion by those who have duties or powers under the constitution. The by-laws do not have to be filed and they do not affect a third party dealing in good faith with the foundation company. Being free of the perceived drawbacks of a company or trust, the foundation company provides an attractive alternative in a range of wealth planning, philanthropic, private and commercial scenarios.
Fund Administration
It is commonly acknowledged that Cayman’s success as an investment fund jurisdiction is due to a perfect combination of factors. These include: having a wellrespected legal and judicial system based on English common law coupled with a track record of servicing the top global asset managers in the space; being in the right time zone to serve the US market, which is a heavy user of the domicile; and attracting some of the world’s best service providers who are experts in their field, including fund accountants and auditors, fund attorneys, independent directors, fund administrators and trustees, all with over two decades of accumulated expertise. This familiarity
and concentration of expertise inevitably makes the establishment and ongoing operation of investment funds in the Cayman Islands more efficient in terms of timing and costs than less specialised jurisdictions. Most of the world’s top administrators are licensed to carry on business in the Cayman Islands and there are currently 70 fund administrators who are licensed in Cayman. A full list of registered fund administrators can be found on the Cayman Islands Monetary Authority website at www.cima.ky.
Funds & Investment Business
Common fund vehicles used in the Cayman Islands to operate mutual and private funds include the Exempted Company, the Segregated Portfolio Company, the Unit Trust and the Exempted Limited Partnership. Limited Liability Companies may be established and may serve as the fund vehicle, although they are more commonly used as holding vehicles or other vehicles within
the fund structure.
The Segregated Portfolio Company (SPC) is a single legal entity that enables the establishment of protected cells (known as segregated portfolios) providing statutory ring-fencing of the assets and liabilities of each segregated portfolio. A Unit Trust is usually established by declaration of trust or under a trust deed by a licensed Cayman Islands trustee whereby investors’ interests are represented by trust units.
The Exempted Limited Partnership is established by an exempted limited partnership agreement entered into by the general partner and one or more limited partners. This provides a second unincorporated vehicle and it can be formed as easily as the exempted company or the trust unit. Each type of vehicle can operate as an open-ended fund (where investors have the right to redeem their shares, units or interests at their own election), or as a closed-ended fund (where the right to withdraw shares, units or interests is made at the election of the
directors, trustee or general partner, as the case may be).
The investment funds industry is regulated and monitored by the Cayman Islands Monetary Authority (CIMA) through a number of pieces of legislation, including the Mutual Funds Act, the Private Funds Act and the Monetary Authority Act. An attorney can provide more information on structuring a fund in the Cayman Islands and can advise on the necessity for a licence or applicable regulation and assist in compliance with the formalities. For more information on investment funds, see the Cayman – A Global Financial Centre chapter.
Intellectual Property Legislation
The Cayman Islands Government has, in recent years, modernised the country’s intellectual property laws to provide better protection for the works of people involved in creative and business endeavours. By improving copyright, trademark, patent and design rights legislation,
a step ahead of your competitors!
your trade marks, copyright, patent and design rights with the Cayman Islands Intellectual Property Office (CIIPO).
the Government has also improved the local commerce framework. Intellectual property protection has been significantly updated with the commencement of, amongst other things, the Design Rights Registration Act (2016), the Trade Marks Act (2016) and the Copyright (Cayman Islands) Order (2015).
The categories of original creations that are protected in the Cayman Islands have been expanded to cover music, film, art and other creative fields in every format, including digital, under copyright legislation. The Trade Marks Act (2016) allows individuals and companies to register their brands and company logos locally. It also gives legal protection against counterfeiting and infringement, allowing local and international companies to be confident in what they create in the Cayman Islands, while providing an incentive for local and international investors.
The Patents Act (2018 Revision) continues to allow patent holders the ability to register their rights in the UK and extend those rights to the Cayman Islands. The Design Rights Registration Act (2016) also allows design rights – the physical appearance of an industrial or handicraft item or a part of it – to be registered in the UK to be extended to the Cayman Islands.
Cayman Islands Intellectual Property Office (CIIPO)
Ground Floor, Government Administration Building, 133 Elgin Ave, George Town
Tel: (345) 946 7922
Email: info@ciipo.gov.ky www.ciipo.ky
The Cayman Islands Intellectual Property Office was established in 2016 to register all forms of intellectual property. The Cayman Islands has a modernised legal framework for IP, with coverage extending to trade marks, patents, design rights and copyright. Trade mark applications can now be made directly with CIIPO without having to first register in the UK or the EU. In 2023, CIIPO received 565 new trade mark applications. In addition to trade marks, there are 7,900 entries in the Register, including patents and designs. SEE AD PAGE 53
Cayman Islands
Department of Commerce & Investment (DCI)
The DCI is responsible for the grant and regulation of licensing for most businesses in the Cayman Islands. This includes the administration and issuance of Trade and Business Licences, Local Company (Control) Licences, Tobacco Permits, Liquor Licences, Music and Dancing Licences, Public Film Exhibition Premises Licences, and Special Economic Zone Company Licences. DCI is also responsible for issuing Cinema Licences, the enforcement and compliance of SecondHand Dealers and Intellectual Property matters and guidance and registration for Designated Non-Financial Business and Professions (DNFBP). For more information, see their website at www.dci. gov.ky.
Cayman Islands Centre for Business Development (CICBD)
The Cayman Islands Centre for Business Development (CICBD) is a business support organisation established by the Cayman Islands Government to support the growth and development of micro and small businesses across the Islands. Through a long-term relationship-based approach, CICBD's business advisors provide consulting, training and coaching services to strengthen the competences of small business entrepreneurs. CICBD provides services to enterprises at all stages of the business life cycle and works with business owners to co-create customised solutions for their specific needs. For more information on how CICBD can help, email: CICBD@gov.ky, call (345) 244 8009 or visit their website at www.cicbd. gov.ky. SEE AD OPPOSITE PAGE
Setting up a Single Family Office
The Cayman Islands is an increasingly appealing jurisdiction for the establishment and operation of single family offices. For more information on this topic, please see page 37 in the Cayman – A Global Financial Centre chapter.
Walkers (Cayman) LLP
190 Elgin Avenue, George Town
Tel: (345) 949 0100
Email: philip.paschalides@walkersglobal.com
Walkers’s private capital team is composed of selected specialists who advise on corporate, finance, investment funds, trusts and estates, and litigation matters. They work with highnet-worth individuals, family businesses, family offices, private banks and trust companies and their advisers to provide timely, customised advice across jurisdictions that address the particular sensitivities of private capital clients
Small Businesses
Commerce in the Cayman Islands is supported by the Government continuing to incentivise micro and small businesses by significantly discounting T&B Licensing fees. To be classified as a micro business, owners can only employ four additional employees and cannot exceed an annual gross revenue of CI$250,000. Small businesses cannot employ more than 12 employees nor exceed an annual gross revenue of CI$750,000. For business licensing information, call (345) 945 0943 or visit www.dci.gov.ky.
Cayman Enterprise City (CEC)
The Cayman Islands Government enacted the Special Economic Zone (SEZ) Act in an effort to diversify economic growth and attract additional foreign direct investment (FDI). CEC is an award-winning development project that consists of three SEZs focused on attracting knowledgebased and technology-focused businesses to set up a physical presence in the Cayman Islands. The zones included within CEC are Cayman Tech City, Cayman Commodities & Derivatives City, and Cayman Maritime & Aviation City. CEC enables businesses to easily and cost-effectively establish a genuine physical presence with staff and offices, to generate active business income in the Cayman Islands. CEC enables companies of all sizes to take advantage of investment incentives, unrestrictive immigration pathways and turn-key office solutions. CEC is home to the largest
innovation ecosystem in the region and facilitates over 360 SEZ companies.
Concessions and Reasons to Relocate to CEC
> 100% foreign ownership permitted
> Well-regulated and recognised free zone
> Secure, efficient and reliable IT infrastructure
> No local corporate, income, sales capital gains or payroll tax
> 100% exemption from import duties
> Fast, efficient and cost-effective set up within 4-6 weeks
> Five-year renewable work permits or residency visas granted within five days
> Five-year residency for employees and their dependents
> A safe, stable British Overseas Territory with robust laws
> Intellectual property owned offshore
> An appropriately business regulated environment
> Excellent service providers to support your business
> Easy access to North and Latin American
markets
> Ongoing support offered by CEC’s Client Experience and Global Mobility teams
Eligible Market Sectors
CEC can accept companies and divisions of companies active in these key sectors:
> Internet and Technology
> Media and Marketing (including digital media, film and broadcasting)
> Commodities and Derivatives (including fund managers, investment managers, virtual asset traders and prop traders)
> Biotechnology, Life Sciences and Green Technology
> Maritime Services and Aviation Services
Why Companies are Establishing in CEC Global Tax Mitigation
Companies are using CEC as part of their global structuring strategy as it provides them with the opportunity to costeffectively establish a genuine physical presence offshore, which can significantly enhance their competitiveness in the global
marketplace and enable them to generate a tax-exempt active business income in the Cayman Islands.
Work/Residency Visas for Staff
CEC enables businesses to immediately relocate key staff from any country of origin to the Cayman Islands, particularly those that may not be able to get visas for the US or Canada. CEC companies can obtain five-year work and residency visas for personnel within five working days.
Access to Global Markets
Companies are setting up within CEC and utilising the zone as a catalyst to increase global growth from a tax-neutral location.
Intellectual Property (IP)
Intellectual property can be held by a zone company and licensed internationally from this tax-neutral jurisdiction. Many CEC companies avail themselves of the benefit of establishing their IP offshore early, as part of their overall business strategy, in order to
maximise the value of this key asset for the whole of the company’s life cycle, avoiding costly migration issues later.
Set-Up Process
CEC’s plug-and-play model allows businesses of all sizes to quickly and efficiently establish a physical business presence in the Cayman Islands within 4-6 weeks. Packages include Zone Employment Certificates (work/resident visas) for staff, Zone Trade Certificates to operate the business and fully serviced office solutions, which include everything from data connectivity to janitorial. Thoughtfully designed community spaces and dynamic programming provide excellent opportunities to engage, network and grow your business offshore. For more information, call (345) 945 3722, email: innovate@caymanenterprisecity.com or visit www.caymanenterprisecity.com.
TRADE & BUSINESS LICENSING
In order for an individual, partnership or
company to conduct business in or from the Cayman Islands, an application must be made to the Trade and Business (T&B) Licensing Board for the grant of a T&B Licence. There are some exceptions, such as banks, attorneys, medical professionals, schools and non-profits, as these entities are either licensed through the General Registry, the Cayman Islands Courts, CIMA, the Department of Education or some other CI Government agency or authority. The T&B Licence fee is payable every year and the application for renewal must be made at least 28 days – but not more than three months – before the date of expiry of the licence. It is an offence to operate a business in the local market with the public of the Cayman Islands without a valid T&B Licence or an alternative licence (unless exempt). Some examples of those that are exempt might include Caymanian fishermen, artists and artisans. A company wishing to carry on business in the local market with the public of the Cayman Islands, which does not have at least 60%
FG Services Limited (FG) is the corporate services affiliate of FrancisGrey, Attorneys-at-Law. FG is a licensed Corporate Services provider and a registered Intellectual Property Agent. Our services include:
• Company & Partnership Formation
• Registered Office Services
• Economic Substance and Board Support Services
• Intellectual Property Agents (Trademarks, Copyright, Patent & Designs)
Caymanian ownership and control, will also need to obtain a Local Companies (Control) Licence (LCCL) from the T&B Board (unless it is otherwise exempt from such requirement). Each LCCL application is considered on its own merit and all relevant forms and information for both LCCL and related T&B Licence applications are readily available online at www.dci.gov.ky.
Incorporation/Registration
If you wish to incorporate or register a Cayman Islands entity that will conduct business outside of the Cayman Islands, you are required to engage a local licensed service provider to incorporate your company. This is a seamless process and most firms also provide services, such as registered office, corporate administration, management, directors and other officers of the company on the instruction of the beneficial owner(s). Online registration is now available and accessible through local licensed service providers. This is a secure access and not available to the public. Read on to see a list of top firms under Corporate Services. Note: Those wanting to register an ordinary resident company (also referred to as a 'resident company') may apply for registration directly. Information is available at www.cbp.ky or by contacting the Registrar of Companies on (345) 946 7922. You can also visit the General Registry on the ground floor of the Government Administration Building, 133 Elgin Avenue, George Town.
Application Process
Your locally licensed service provider will contact the Registrar of Companies and ask if the company name you want is available and then they will prepare the Memorandum of Association and Articles of Association. Other documents may be required based on the type of company you are incorporating.
e: cayman@francisgreylaw.com
Suite 2206, Cassia Court, 72 Market Street, Camana Bay
The Registrar does not require details of the proposed business for the registration of a new company, only the type of company being registered (such as resident,
non-resident or exempted company). The fees for incorporation vary depending on the type of company and share capital. For a typical resident company, with a share capital of less than CI$42,000, the fee is CI$300 and for an exempt company, the minimum fee would be CI$600. Your local service provider will have their own fee list. The company is deemed incorporated on the day the incorporation documents and fees are submitted to the Registrar, provided that the incorporation documentation is in good order. The processing time is approximately five to eight business days, unless submitted on an express basis (an additional fee of CI$400 applies to express processing), in which case the application will be processed within 24 hours during business days.
Company Registry Fees
The registration and annual fees for any company are dependent on the size of the authorised share capital. Also worth noting is that annual fees and annual returns are due in January of each year, but the Companies Registry is under no obligation to notify the company that the fees are due. If these fees are not paid by 31st March (of each year), they begin to accrue penalties up to 100% of the fee. Every company is responsible for paying these annual fees and filing the returns. If it has not been paid nor filed, the company is subject to being struck off the register after being in default for one year. If the company had assets at the time it was struck off, those assets will become the property of the Government of the Cayman Islands. If you were to overlook the fact that annual fees and returns were due, there is a risk that a company could be struck off without your knowledge. This is one of the benefits of using a locally licensed service provider, as they will process the annual paperwork and remind you of the amount and timing of annual fees. They will also keep you informed of regulatory updates and reporting obligations that apply to certain Cayman entities. The fees payable for these services are substantially lower than the costs of making an application to reinstate a company in circumstances where it has been struck off.
Corporate Services
The following are a few of the locally licensed corporate service providers who can assist you with the incorporation process. The usual fee for their services is between US$750–US$1,750, excluding Government filing fees. The other services they offer include the provision of a registered office; maintenance of statutory registers; handling of annual returns; drafting resolutions and minutes; providing certified, apostilled and notarised documents; updating the register of officers, shareholders and directors; maintaining the minute book; assisting with corporate restructuring; and revisions to the memo and arts. Some also provide director services.
Campbells Floor 4, Willow House, Cricket Square, GT
Tel: (345) 949 2648
HSM Corporate Services Ltd. provides corporate services in the Cayman Islands. HSM’s corporate team aim to work with our clients to achieve their objectives within the parameters of the structures available under Cayman Islands law.
• Incorporation of companies and Formation of Limited Partnerships
• Assisting in establishing bank accounts for corporate clients
• Company searches
• Corporate and Partnership filings
• Legalisation, notarisation and apostilling documents
•
www.campbellslegal.com
Campbells Corporate Services Limited (CCSL) holds an unrestricted trust licence issued by the Cayman Islands Monetary Authority and provides a full suite of company management and trust services to local and offshore clients.
SEE AD PAGE 157
CO Services Cayman Limited
Willow House, Cricket Square, George Town Tel: (345) 749 2000
Email: coscay@careyolsen.com www.careyolsen.com
CO Services Cayman Limited is a wholly owned subsidiary of Carey Olsen in the Cayman Islands and is regulated by the Cayman Islands Monetary Authority as the holder of a corporate services licence (No. 624643) under the Companies Management Act (as revised). Services include company, LLC and limited partnership formations, registered office and entity dissolution services.
Cayman Management Ltd. (CML)
Athena Tower, 6th Floor, 71 Fort Street, GT Tel: (345) 949 4018
Email: enquires@caymanmanagement.ky www.caymanmanagement.com
With 50 years of providing corporate governance for 1,000s of clients from Cayman, CML’s core service areas include: T&B applications, registered office, company registration, company management, fund services, independent director services, shipping, yacht and aircraft registration, private and family office, and Captive Insurance CSI International Underwriting (Cayman) Limited.
SEE AD PAGE 60
FG Services Ltd.
Suite 2206, Cassia Court, Market Street, CB Tel: (345) 815 2800
Email: cayman@francisgreylaw.com www.francisgreylaw.com
FG Services Limited (FG) is the corporate services affiliate of FrancisGrey, Attorneysat-Law. FG provides company and partnership formation, registered office, economic substance, board support and intellectual property services. FG is a licensed corporate services provider and a registered intellectual
property agent (trademarks, copyrights, patents and designs). SEE AD PAGE 56
Hampsons Corporate Limited
4th Fl, Apollo House East, 87 Mary Street, GT
Tel: (345) 623 7788
Email: pparker@hampsonandco.com www.hampsonandco.com
Hampson Corporate Limited is a licensed corporate service provider that offers a wide range of corporate and commercial fiduciary services, including advice on company incorporations and partnership registrations, corporate structures, restructuring and registered office services, amongst other services. SEE AD PAGE 59, 161 & 225
HSM Corporate Services Ltd.
68 Fort Street, George Town Tel: (345) 949 4766
Email: corporate@hsmoffice.com www.hsmoffice.com
HSM provides corporate services in a responsive, timely and cost-effective manner. Their services include incorporation of companies (including Special Economic Zone companies), assisting in establishing bank accounts, preparing and filing applications to the Registrar of Companies and the handling of re-domiciliation and transfer of companies. SEE AD PAG E 57, 89, 162 & 164
Ogier Global
89 Nexus Way, Camana Bay Tel: (345) 949 9876
Email: cayman@ogier.com
www.ogier.com/services/ogier-global
Ogier Global, Ogier's corporate and fiduciary division, provides integrated legal and corporate administration services. Renowned for governance and regulatory compliance, they collaborate with clients and Ogier’s legal teams, managing various vehicles. Their Cayman registered directors serve on boards of corporate funds, general partners, and advisory board partnerships, offering exceptional service, responsive solutions, and tailored compliance for Cayman fund structures.
Tel: (345) 327 2321
Email: info@owcservicesltd.ky www.owcservicesltd.ky
In addition to HR, immigration and Notary Public services, OWC offers personal and business services, including police clearance applications, affidavit drafting, Trade and Business Licence applications and company incorporations.
SEE AD PAGE 99
Sinclair Corporate Services (SCS)
3rd Fl, Genesis Building, 13 Genesis Close, GT
Tel: (345) 743 2626
Email: info@sinclairsoffshore.com www.sinclairs.com.ky
The Sinclair Group provides fast company incorporation within 24 hours of receiving satisfactory KYC documentation. They specialise in foundation companies which combine all the advantages of offshore companies with those of offshore trusts and can be used for investment holding, asset protection and estate planning. They offer company formations, corporate services, director services and ship registrations, as well as notarial and legal services. SEE AD PAGE 65
Stuarts Humphries
Kensington House, 69 Dr Roy’s Drive, GT
Tel: (345) 949 3344
Email: info@stuartslaw.com www.stuartslaw.com
A boutique law firm that provides a full suite of corporate services, including the provision of a registered office, company incorporations, directorships, licensing, secretarial services, strike-offs and liquidations, regulatory and compliance, management and administration services for entities registered in the Cayman Islands. Clients gain an integrated solution at competitive rates. SEE AD PAGE 66
Travers Thorp Alberga
2nd Fl, Harbour Place, South Church Street, GT
Tel: (345) 949 0699
OWC HR & Immigration Services
Wagner Building, 296 Shedden Road, GT
Email: info@traversthorpalberga.com www.traversthorpalberga.com Company formations, registered offices, company secretary and director services, and general corporate and commercial matters.
SEE AD PAGE 223
Independent Directors - Cayman
The Cayman Islands are the leading offshore domicile for hedge funds. As the Islands increase in sophistication, including their offering of innovative financial services products and the expansion of the digital assets space, regulators and investors have placed more stringent measures on fund directors to ensure good governance and oversight for fund structures. One of these requirements is the new rule and statement of guidance issued by the Cayman Islands Monetary Authority (CIMA) requiring directors of CIMA-regulated funds to establish a corporate governance framework and demonstrate to the regulator how they are monitoring and overseeing the relevant fund’s activities and investment strategy. The new rule came into effect in October 2023.
With this strong regulatory framework, including the obligation for directors of CIMA-regulated funds to register as professional directors (where a person is to be appointed as a director of 20 or more
CIMA-regulated funds or managers) or registered directors (where a person is to be appointed as a director of less than 20 CIMA-regulated funds or managers) under the Directors’ Registration and Licensing Act, the regulator can have more comfort about directors acting in the best interests of the relevant fund and investors.
The ongoing enhancements are also vital because the number of fund structures and fund managers under CIMA’s regulatory remit has increased over the years due to changes in legislation requiring more vehicles to register with CIMA. Examples include amendments to the Mutual Funds Act, Securities Investment and Business Act, and the introduction of the Private Funds Act, which captures many vehicles that were not previously registered with CIMA.
Another reason for the introduction of new rules is that Cayman had come under pressure from institutional investors and overseas regulators (such as the International Organisation of Securities
Commissions (IOSCO)) to enhance its regulatory regime in relation to governance and anti-money laundering monitoring. By taking these steps, not only does Cayman stay competitive, but reaffirms its position as the world’s hedge fund domicile of choice – over the likes of Dublin and Luxembourg – as it seeks to strike a balance between being sufficiently regulated, without the regulations being overly burdensome, and therefore keeping Cayman attractive to new investors.
A few well-known firms of directors based in Grand Cayman include Cayman Management, Waystone, Pontis Global, the Carne Group and HighWater. There are also director services providers affiliated with law firms, such as Stuarts Humphries, Maples Group and Walkers.
Cayman Management Ltd
Athena Tower, 6th Floor, 71 Fort Street, GT Tel: (345) 949 4018
Email: enquiries@caymanmanagement.ky www.caymanmanagement.com
Corporate Services, Business Licencing and Investment Funds
In affiliation with Hampsons Corporate Limited, we are able to offer clients numerous corporate services to assist in the operation of their Cayman Islands based entities.
Cayman Management has deep expertise with over 50 years of providing corporate governance for thousands of clients. Their core service areas include the following: T&B application, registered office, company registration, company management, fund services, independent director services, shipping, yachts and aircraft registration, private and family office and captive insurance, through CSI International Underwriting (Cayman) Limited. SEE AD THIS PAGE
To open a business bank or trust account in the Cayman Islands, you will need to complete a very detailed application, as well as provide the following information:
> Full incorporation paperwork
> Written request to open a new account on company letterhead giving an overview of the business (e.g. clients, number of staff and how revenue is generated) and reason for needing the account
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> Certificate of incorporation, certified by a Notary Public
> Articles and Memorandum of Association, certified by a Notary Public
> Annual report, financial statements, auditors reports or business plan
> Certificate of Good Standing, if business is older than one year
> Register of members, officers and directors, certified by the registered office or a Notary Public
> The identity of each ultimate beneficial owner, director and signatory. This must be supported by a certified copy of their passports and proof of residential address
> If the business is conducted within the Cayman Islands, a copy of the current Trade and Business licence and/or relevant operational licence will be required
> Professional reference from an accounting or law firm and a professional reference from a bank that indicates a good relationship of over three years
> Nature and dollar volume of anticipated transactions, including source of funding of initial and subsequent deposits. This can be provided from a copy of the Business Plan if the company is new, or latest financial statements if the company is operational
> Tax declaration form for company/trust/ beneficial owners
> All directors, members and signatories must also supply all relevant information, including a certified copy of the partnership agreement.
Depending on the bank, there may be additional due diligence for trust accounts including:
> Full information regarding the trust, e.g. nature and purpose, country of establishment, proof of regulation, etc.
> Certified copy or certified extract of trust deed
> Statement/nature of assets of the trust and value
> Identification and verification of all connected parties, i.e. beneficiaries, settlors, grantors, controllers, etc.
If there are more than a nominal number of shareholders, the bank requires
identification and references for the principal shareholders (those who own 10% or more of the shareholding), directors and officers responsible for the operation of the account. Companies incorporated in other countries require notarised documents to verify the bona fides of the company. All banks in Cayman welcome business from corporate companies.
Butterfield Bank (Cayman) Limited
12 Albert Panton Street, George Town PO Box 705, Grand Cayman KY1-1107
Tel: (345) 949 7055
corporate.cayman@butterfieldgroup.com www.butterfieldgroup.com
SEE AD PAGE 123
Cayman National Bank Ltd.
PO Box 1097, Grand Cayman KY1-1102
Tel: (345) 949 4655
Email: cnb@caymannational.com www.caymannational.com
SEE AD PAGE 125
CIBC FirstCaribbean
25 Main Street, George Town PO Box 68, Grand Cayman KY1-1102
Tel: 1 (800) 744 1168 www.cibcfcib.com/business-banking
PROVEN Bank Corporate & Private Banking
1 Gecko Link, West Bay Road, Grand Cayman PO Box 914, Grand Cayman KY1-1103
Tel: (345) 949 7822 corporateandprivatebanking@provenbank.com
The Corporate and Private Banking team offers dedicated relationship managers to guide you through the application and onboarding process, swift account set-ups, operating and business savings accounts, business credit cards, term deposits, payroll services, e-commerce, overdraft services and corporate lending. SEE AD PAGES 61 & 124
RBC Royal Bank (Cayman) Ltd.
PO Box 245, Grand Cayman KY1-1104
Tel: (345) 949 4600
www.rbcroyalbank.com/caribbean
Scotiabank & Trust (Cayman) Ltd.
Scotia Centre, 18 Forum Lane, Camana Bay PO Box 689, Grand Cayman KY1-1107
Tel: (345) 949 7666
www.scotiabank.com
OTHER FORMALITIES
Work Permits
All businesses will require work permits and/or other relevant permissions for any non-Caymanian staff engaged in gainful employment in the Cayman Islands. Details of such requirements can be found in the Immigration chapter.
Employee Entitlements
Cayman’s current Labour Act (2021 Revision) sets out the minimum entitlements that must be provided by an employer to its employees. There is no requirement for the employer to provide a contract of employment, but the terms and conditions of the job are required to be set out in a statement and provided to the employee shortly after commencing
employment. Essentially, the minimum terms and conditions for leave, set out in the Labour Act, include two weeks annual vacation, increasing up to three weeks after four years and four weeks after 10 years of service. This is in addition to the (approximately) 11 public holidays scattered throughout the year. Employees are entitled to 10 paid sick days each year and 12 weeks maternity leave (20 days of which are at full pay and a further 20 days at half pay). Nine weeks adoption leave is available for female employees (of which 15 days are at full pay). Upon termination of employment by the employer, there is an entitlement to severance pay equal to one week’s pay for each completed year of service. There is a statutory unfair dismissal scheme which provides compensation equal to one week’s pay for each completed year of service.
Health Insurance & Other Benefits
Employers are required to ensure that all employees, their unemployed spouses and
dependents have health insurance. See the list of Health Insurance Providers in the Health & Wellness chapter.
Employees are also entitled to a pension plan. Similar to other parts of the world, employers may offer enhanced benefits to prospective employees and it is not uncommon to see employers offering enhanced vacation leave, relocation expenses, additional pension contributions, bonus options, upgrades to premium health insurance and private school fees.
BUSINESS SERVICES
Accounting & Auditing Firms
Accounting firms in the Cayman Islands provide a broad range of advisory, administrative, risk management, auditing and consulting services that are specifically tailored to Cayman’s well-regulated business environment. Each year, more than 250 professional accountants move to Cayman and begin an 18 to 24-month contract, many working in the audit industry. Every major audit firm is represented here in Cayman, including the 'Big Four’ but we also have an incredible inventory of midtier accounting firms, each of which offers a unique environment with its own speciality areas and culture. As a full member of the International Federation of Accountants (IFAC), the Cayman Islands Institute of Professional Accountants (CIIPA) facilitates trust and confidence in the Cayman Islands and the accounting profession through knowledge, resources, advocacy and regulation. The institute’s strategic objectives focus on influence, relevance
and excellence. Tel: (345) 749 3360, email: admin@ciipa.ky or visit www.ciipa.ky.
Baker Tilly (Cayman) Ltd.
Governors Square, 23 Lime Tree Bay Avenue Tel: (345) 946 7853
Email: info@bakertilly.ky www.bakertilly.ky
Baker Tilly (Cayman) Ltd. is an independent member of Baker Tilly International, and is a leading firm of Chartered Accountants and Business Advisors in the Cayman Islands. They provide a wide range of services to companies domiciled in the Cayman Islands, in particular, mutual funds and captive insurance companies registered with the Cayman Islands Monetary Authority.
BDO Cayman Ltd.
Governors Square, 23 Lime Tree Bay, SMB Tel: (345) 943 8800 www.bdo.ky
BDO CRI
Century Yard, Cricket Square, 171 Elgin Avenue Tel: (345) 769 8820
They specialise in insolvencies.
Deloitte
8th Floor, 60 Nexus Way, Camana Bay Tel: (345) 949 7500 www2.deloitte.com
EisnerAmper Cayman Ltd.
Century Yard, Cricket Square, 171 Elgin Avenue, GT Tel: (345) 945 5889
Email: bleung@eisneramper.ky www.eisneramper.ky
EisnerAmper Cayman Ltd. is approved by the Cayman Islands Monetary Authority to audit hedge funds, private funds, captive insurance companies and trust companies. They are experts at conducting audits under International Standards on Auditing and US GAAS. Their focus is on financial service companies and commercial companies.
EY Cayman Ltd.
62 Forum Lane, Camana Bay Tel: (345) 949 8444 www.ey.com
Grant Thornton Cayman
2nd Floor, Century Yard, Cricket Square, GT Tel: (345) 949 8588
Email: info@ky.gt.com
KPMG
SIX, Cricket Square, George Town
Tel: (345) 949 4800
Email: kpmg@kpmg.ky
PwC
18 Forum Lane, Camana Bay Tel: (345) 949 7000
Email: ky_hc@pwc.com
Rawlinson & Hunter
2nd Fl, Windward 1, Regatta Office Park, SMB Tel: (345) 949 7576
Email: mail@rawlinson-hunter.com.ky
Advertising Agencies, Social Media Consultants & Web Design Services
The Cayman Islands has a great selection of creative agencies providing exceptional advertising, marketing, branding and public relations services that can provide you with the right tools to promote your business on-Island. These include AirVu Media (email: info@airvumedia.com), BB&P Brand Interactive (email: simon@bbandp. com), Hark Marketing Agency (Tel: (345) 936 0193), Heights Agency/Julian Foster (email: hello@heights.agency), MC2 (Tel: (345) 946 1220), Massive Media (Tel: (345) 947 6677), Netclues Inc. (Tel: (345) 525 9999), Not Your Standard Agency (Tel: (345) 745 6972), Savage Consulting (Tel: (345) 326 3333),
Tower Marketing (Tel: (345) 623 6700) and Wigglypen (Tel: (345) 916 8562).
Bookkeeping & Accounting Services
HLB Berman Fisher
Tel: (345) 924 3363
Email: info@bermanfisher.com www.bermanfisher.com
Omni Cayman
Tel: (345) 547 4473
Email: info@omnicayman.com www.omnicayman.com
Omni Cayman are Certified QuickBooks Pro Advisors offering professional accounting services. They have a team of qualified professionals with over 20 years’ experience in the Cayman market. The team members have gained their experience working for Cayman’s top firms, such as Deloitte, KPMG and BDO. Omni provides full-service professional outsourcing, as well as individual and corporate US tax filing and consulting services.
SEE AD THIS PAGE
Business Insurance
If you run a business, it is important that you are fully protected for your property, business interruption and liability exposures, whether it is caused by fire, hurricane or injury losses. To find the right insurance for your business, call the qualified advisors at one of Cayman’s top insurance providers on page 136-139 or see below for companies who specialise in business-related insurance products.
CG BritCay
BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699
Email: info_ky@cgcoralisle.com www.cgcoralisle.com
CG BritCay can design business insurance plans that provide wide-ranging cover, including property, asset and profit protection, as well as protection against the potential legal liabilities of running a business. SEE AD PAGE 136
Gallagher Insurance Brokers (Cayman) Ltd.
Alissta Towers, 85 North Sound Road, GT
Tel: (345) 945 0030
Email: scott_wallace@ajg.com
www.ajg.com/caribbean-islands
Gallagher Insurance Brokers is the largest insurance brokerage in the Caribbean. Gallagher Cayman offers commercial business insurance solutions, including property, liability, business interruption and professional indemnity. They also have exclusive specialty insurance products designed for the financial services industry. SEE AD OPPOSITE PAGE
Conference & Meeting Facilities
A host of large international conferences are held each year in Grand Cayman at The Ritz-Carlton, the Marriott and the Kimpton Seafire Resort. However, there are also a lot of smaller meetings and conferences held throughout the year, and for this, a handful of very professional and well-presented spaces are available for rent on a half or full-day basis. Compass Media has two well-known event spaces which can hold between 120-130 people. These include The Vault and The Loft. For more information, call (345) 949 5111 or email: eventspace@compassmedia.ky. You can also try the Caribbean Club (Tel: (345) 623 4500) which has a dedicated boardroom available for rent.
IT Services & Support
Creative Tech Ltd.
Suite 101, Cannon Place, North Sound Road, GT
Tel: (345) 946 8324
Email: info@creativetechltd.com
Creative Tech offers IT infrastructure, computers, IT support, document solutions, conferencing and AV systems.
Kirk ISS
67 North Sound Road, George Town
Tel: (345) 623 4730
www.kirkiss.ky
Kirk ISS provides IT solutions and support for businesses of all sizes. They are a six-time Microsoft Partner of the Year and Gold-level partner with HPE Aruba Networks, Mitel, Cisco and Fortinet. With over 100 certifications across networking, cyber security, servers, storage, cloud, communications and even managed IT services, Kirk ISS supports virtually every area of the IT department.
SEE AD PAGE 68
Office Supply Ltd.
Marquee Plaza, 36 Lawrence Boulevard, SMB Tel: (345) 946 1200
Email: info@officesupply.ky www.officesupply.ky
Packed with electronics and accessories, they offer full IT support and repairs, plus a printing centre. They are the exclusive dealer for SHARP business machines and Aquos boards, and are the authorised service providers for HP printers and computers, and Sharp multifunction business machines.
SEE AD PAGE 5
Legal Services & Attorneys-At-Law
Cayman’s top legal firms are internationally known, solution-driven and client-focused. These global players attract the top lawyers from London to Hong Kong, even from London’s magic circle firms. Most of Cayman’s top firms specialise in corporate and international finance law, focusing on investment funds, capital markets and
structured finance. Cayman law firms are also internationally renowned for advising top asset managers and institutional investors from around the world, as well as being involved in high-level international insolvency and restructuring deals.
Appleby (Cayman) Ltd.
9th Floor, 60 Nexus Way, Camana Bay Tel: (345) 949 4900
Email: cayman@applebyglobal.com www.applebyglobal.com. SEE AD PAGE 151
Bedell Cristin
18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay Tel: (345) 949 0488
Email: caymanenquiries@bedellcristin.com www.bedellcristin.com
Bedell Cristin advises international and domestic clients on all aspects of Cayman Islands law. The firm’s sector expertise includes funds, regulatory and compliance, insurance, banking, trusts, corporate, insolvency and restructuring, local business licensing, immigration, real estate and Wills and probate. SEE AD PAGE 33 & 93 FrancisGrey
Boddens
Governors Square, 23 Lime Tree Bay Ave, SMB
Tel: (345) 943 0303
Email: hello@boddens.ky or www.boddens.ky
Broadhurst LLC
4th Floor, Monaco Towers, 54 Edward Street, GT
Tel: (345) 949 7237
Email: info@broadhurstllc.com
Campbells
Floor 4, Willow House, Cricket Square, GT
Tel: (345) 949 2648
www.campbellslegal.com
Campbells is a leading offshore law firm established over 50 years ago. From their offices in the Cayman Islands, the British Virgin Islands and Hong Kong, they provide comprehensive corporate and litigation advice and services to clients worldwide in relation to Cayman Islands and British Virgin Islands law.
SEE AD PAGE 157
Carey Olsen
Willow House, Cricket Square, George Town
Tel: (345) 749 2000
Email: cayman@careyolsen.com www.careyolsen.com
Carey Olsen is a full-service offshore law firm. Their lawyers in the Cayman Islands combine a global perspective with deep local knowledge. The team has been hand-picked to bring together leading specialists in investment funds, corporate and commercial, finance, insolvency, dispute resolution, trusts, private wealth and local business licensing.
Cayman Family Law (CFL)
Zephyr House, Ground Fl, 122 Mary Street, GT
Tel: (345) 746 5290
Email: info@caymanfamilylaw.com
www.caymanfamilylaw.com
CFL is a boutique law firm specialising exclusively in family law. Their talented team of lawyers offer expert advice and representation in all areas of divorce, children and family law, including matrimonial finance, pre and post-nuptial agreements, child custody arrangements, child and spousal maintenance, mediation, Wills, guardianship and more.
Collas Crill
2nd Floor, Willow House, Cricket Square, GT
Tel: (345) 949 4544
Email: cayman@collascrill.com
Conyers
SIX, 2nd Floor, Cricket Square, George Town
Tel: (345) 945 3901
Email: cayman@conyers.com
Dentons
2nd Floor, One Capital Place, Shedden Road, GT
Tel: (345) 745 5000
Email: info.ky@dentons.com
Forbes Hare
Suite 716, 10 Market Street, Camana Bay
Tel: (345) 943 7700
Email: cayman@forbeshare.com
FrancisGrey
Suite 2206, Cassia Court, 72 Market Street, CB
Tel: (345) 815 2800
Email: cayman@francisgreylaw.com www.francisgreylaw.com
FrancisGrey is a specialist corporate and commercial Cayman Islands law firm. The firm provides services in investment funds, banking and finance, intellectual property, regulation, trusts and private client, family law, conveyancing and employment law.
SEE AD PAGE 56 & THE OPPOSITE PAGE
HALO Legal Solutions
Tel: (345) 939 0079
Email: halo@haloindustriesllc.com www.hlscayman.com
HALO Legal Solutions is a full-service mobile business providing business and corporate administrative management services, corporate and legal office services and mobile Notary Public services to individuals, businesses, corporate and legal offices in the Cayman Islands.
Hampson and Company
4th Fl, Apollo House East, 87 Mary Street, GT
Tel: (345) 623 7788
Email: pparker@hampsonandco.com or kmclaughlin@hampsonandco.com www.hampsonandco.com
Hampson and Company's legal services range from investment funds, shareholder issues, banking issues, cryptocurrency transactions and licensing applications to the Cayman Islands Monetary Authority, real estate investments and more. SEE AD PAGE 59, 161 & 225
Harneys
3rd Fl, Harbour Place, South Church Street, GT
Tel: (345) 949 8599
Email: cayman@harneys.com
HSM
68 Fort Street, George Town
Tel: (345) 949 4766
Email: info@hsmoffice.com www.hsmoffice.com
HSM is a full-service law firm and their lawyers advise on the principal areas of corporate and commercial litigation, insolvency, property, private client and trusts. They have specialist lawyers handling business establishment in the Cayman Islands and related employment, immigration and relocation services.
SEE AD PAGE 57, 89, 162 & 164
Kobre & Kim
Suite 3207, 9 Forum Lane, Camana Bay
Tel: (345) 749 4000
www.kobrekim.com
Loeb Smith
5th Floor, Zephyr House, 122 Mary Street, GT Tel: (345) 749 7591
Email: info@loebsmith.com
Maples Group
Ugland House, South Church Street, GT Tel: (345) 949 8066
www.maples.com
The Maples Group, through its leading international law firm, Maples and Calder, provides comprehensive legal advice to global financial, institutional, business and private clients on the laws of the British Virgin Islands, the Cayman Islands, Ireland, Jersey and Luxembourg. With offices in key jurisdictions around the world, the Maples Group has specific strengths in areas of corporate commercial, finance, investment funds, litigation, regulatory financial services and trusts.
The Sinclair Group
Proudly in business for over 10 years
Company Incorporations in 24 hours
Specialists in Foundation Companies
• Corporate Services
• Legal Services
• Notary Services
• Ship Registrations
Sinclair Group Centre
3rd Fl, Genesis Building Genesis Close George Town, Grand Cayman KY1-1106
Switchboard (Cayman): +1 (345) 743 2626
Switchboard (London: +44 203 096 2232
Email: info@sinclairsoffshore.com www.sinclairs.com.ky www.sinclairsoffshore.com
Bryce Banks Company Manager
Direct (Cayman): +1 (345) 743 2628
bryce.banks@sinclairsoffshore.com
McGrath Tonner
5th Floor, Genesis Building, George Town
Tel: (345) 623 2740 or (345) 949 2740
Email: info@mcgrathtonner.com
www.mcgrathtonner.com
McGrath Tonner is a full-service law firm serving the local and offshore market in litigation and dispute resolution, corporate law, matrimonial and family law, Wills and probate, trusts, real estate conveyancing, immigration, judicial review, employment, criminal litigation, licensing and debt collection.
Mourant
94 Solaris Avenue, Camana Bay
Tel: (345) 949 4123
Email: caymanislands@mourant.com
Nelsons
The Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 949 9710
Email: info@nelsonslegal.com
Ogier
4th Floor, 89 Nexus Way, Camana Bay
Tel: (345) 949 9876
Email: cayman@ogier.com or www.ogier.com
Ogier is a professional services firm comprised of three divisions: legal, corporate and fiduciary, and consulting. Present in the Cayman Islands for over 30 years, the firm’s legal team provides practical advice on a unique combination of BVI, Cayman, Guernsey, Irish, Jersey and Luxembourg law. Ogier in Cayman provides a full range of services across a wide array of specialisms. These include investment funds, private equity funds, commercial dispute
technology and Web3, banking and finance transactions, restructuring and insolvency and all aspects of contentious and non-contentious trust and private wealth matters.
Priestleys Attorneys-at-Law
2nd Fl, Caribbean Plaza, 878 West Bay Road, SMB
Tel: (345) 946 1577
Email: info@priestleys.ky
Ritch & Conolly LLP Attorneys-at-Law
5th Fl, Queensgate House, South Church Street
Tel: (345) 949 7366
Email: info@rc.com.ky
Samson Law Associates
The White House, 20 Genesis Close, GT
Tel: (345) 949 0123
Email: info@samsonlaw.ky
Sinclairs
3rd Floor, Genesis Building, Genesis Close, GT
Tel: (345) 743 2626
Email: info@sinclairsoffshore.com www.sinclairs.com.ky
Sinclairs is a boutique law firm of Englishqualified lawyers with over 25 years’ experience in the Cayman Islands specialising in corporate and commercial transactions. Offers practical, responsive, cost-effective advice for the formation of Cayman structures (investment funds, exempt/foundation companies and partnerships). Licensed by CIMA to undertake company incorporations and the full range of corporate and director services. Notarial services are also offered.
Stuarts Humphries
Kensington House, 69 Dr Roy’s Drive, GT
Tel: (345) 949 3344
Email: info@stuartslaw.com
www.stuartslaw.com
A Cayman Islands focused law firm and leading provider of legal services to investment funds, corporate and commercial, Fintech, Special Economic Zone companies and banking clients. Stuarts’ experienced team offers world-class and in-depth market knowledge in a wide range of areas. Offering timely, exceptional legal advice and representation to clients in connection with their commercial transactions, structures, liabilities and regulatory obligations.
SEE AD PAGE 66
Travers Thorp Alberga (TTA)
2nd Fl, Harbour Place, South Church Street, GT Tel: (345) 949 0699
Email: info@traversthorpalberga.com www.traversthorpalberga.com
TTA advise on all types of offshore entities, including hedge funds, private equity, corporate and partnership vehicles, asset and structured finances, cryptocurrencies and ICOs, capital markets, general corporate and commercial matters and private client. In addition, their matrimonial department deals with family law, including divorce, financial provision, child custody and cross-border asset tracing.
SEE AD PAGE 223
Walkers (Cayman) LLP
190 Elgin Avenue, George Town Tel: (345) 949 0100
Email: info@walkersglobal.com www.walkersglobal.com
Walkers is a leading international law firm. They provide legal, corporate, compliance and fiduciary services to global corporations, financial institutions, capital markets participants and investment fund managers. Their clients are the most innovative firms and institutions across the financial markets, and rely on them for their ability to provide solutions to their most important legal and business issues.
Legal Befrienders
75 Fort Street, Adonis House, George Town
WHERE BUSINESS BLOSSOMS
Located at the core of Grand Cayman’s Seven Mile Beach corridor, Camana Bay offers a prestigious address to the local and international business community. This well-established, mixed-use and master-planned Caribbean community boasts over 1,000,000 square feet of sustainably designed Class-A commercial office and retail space for lease.
With support at every step of the leasing journey, our commercial leasing team is dedicated to providing a seamless real estate solution for your needs and helping our tenants prosper.
Contact our leasing team to see available spaces
+1.345.640.3600 | leasing@dart.ky | dart.ky
Learn more about our leasing opportunities
Tel: (345) 945 8869 or www.dcs.gov.ky/frc
Free legal advice is offered on issues, such as domestic violence, divorce and immigration, at the Legal Befrienders Clinic every Tuesday from 5pm-6.30pm. You can either call or visit the Clinic where qualified attorneys offer advice on a walk-in, first come, first served basis.
Office Supplies, Printers
& Electronics
Kirk Office
67 North Sound Road, George Town
Tel: (345) 623 5475
www.kirkoffice.ky
Kirk Office has been helping businesses work smarter for over 30 years. With over 6,000 items in stock and over 30,000 available in their catalogue, they offer a great selection of office products, computers, document solutions, office furniture and even IT support. Kirk Office offers easy online ordering through their webstore, plus fast and free delivery Island-wide. They also offer custom-printed stationery, folders, stamps and business cards, as well as printing and copying services. SEE AD PAGE 68
Office Supply Ltd.
Marquee Plaza, 36 Lawrence Boulevard, SMB
Tel: (345) 946 1200
Email: info@officesupply.ky
www.officesupply.ky
Office Supply Ltd. is an office products superstore stocking everything from arts, furniture, crafts and office supplies to tablets, high spec copiers and printers. Packed with electronics and accessories, they offer full IT support and repairs, plus a printing centre. They are the exclusive dealer for SHARP business machines and Aquos boards. As well as selling a large variety of office products, they sell HP, Dell, Asus, Acer, Lenovo and Dynabook computers and laptops. They also stock a very large selection of HP printers and are the authorised service providers for HP printers and computers and Sharp multifunction business machines. SEE AD PAGE 5
PBS Cayman Business Machines Ltd.
The Cayman Center, Suite 1 & 2, George Town Tel: (345) 949 8642
PBS Cayman Business Machines Ltd. is an authorised partner for Xerox, Lenovo, SMART, Leidos Securities, Cisco, Oracle, HP, DELL, Google, ID Printers, NCR, IT solutions, software and more.
Office Automation & Electronics
Creative Tech Ltd.
Shop 6, Bay Town Plaza, West Bay Road, GT Tel: (345) 946 8324
your passport number in their records. According to the Notaries Public Act (2023 Revision), a Notary Public should charge in the region of CI$25 per stamp, however, the drawing and engrossing of bottomry and respondentia bonds attracts a fee of CI$65. Some will also charge a call-out fee if you want them to visit you to notarise documents, particularly outside of normal office hours. Here are a couple of active Notary Publics that you could contact:
Baysyde Biz
27 Duxies Lane, West Bay
Tel: (345) 917 5756
Email: baysydebiz@gmail.com
Baysyde Biz is available 24 hours a day and seven days a week (by appointment) for document notarisation. They also provide assistance in preparation, submission, tracking and collection of documents, including banking, corporate, immigration, legal, personal and more. Call Tesia Scott for more information.
HALO Legal Solutions
Tel: (345) 939 0079
Email: halo@haloindustriesllc.com www.hlscayman.com|
HALO Legal Solutions is a full-service mobile business offering mobile Notary Public services, as well as corporate and legal office services and business and corporate administrative management services.
•
•
Email: info@creativetechltd.com
Creative Tech offers a range of AV and conferencing systems, video walls, background audio systems, interactive displays and CCTV packages tailored to the corporate, hospitality, retail and educational sectors. Brands represented include Poly, Logitech, LG, NEC
Notary Public/Justice of the Peace
Notary Public or Justice of the Peace (JP) services are available either through law firms or from independent operators. JPs do not charge, but they can only certify local documents. Have your passport or driver’s licence handy when you need their services, as they need to verify your details and write
Sinclairs
3rd Floor, Genesis Building, Genesis Close, GT
Tel: (345) 743 2626
Email: info@sinclairsoffshore.com www.sinclairs.com.ky
Based in central George Town, the Sinclair Group offers practical, responsive and costeffective Cayman business solutions, including apostilling and notarial services through its three notaries. The standard charge is CI$25 or US$30 per notarised document, including certified true copies, affidavits and other legal documents. SEE AD PAGE 65
HR & Payroll Services
Baraud
1st Floor, Elgin Ct, Elgin Avenue, George Town
AN ICONIC BUSINESS ADDRESS
Located on the bustling corner of Seafarer's Way and Fort Street, Flagship is one of George Town's most iconic structures and a refurbished, mixeduse retail and commercial building with remarkable harbour views in the heart of the capital.
With support at every step of the leasing journey, our commercial leasing team is dedicated to providing a seamless real estate solution for your needs and helping our tenants prosper.
Contact our leasing team to see available spaces
+1.345.640.3600 | leasing@dart.ky | dart.ky
Tel: (345) 945 1781
Email: payroll@baraud.com www.baraud.com
Baraud’s team of CPAs and HR specialists can handle all your payroll and HR needs and advise on best practices in terms of the Cayman Islands Labour Act. Their work is highly confidential and encrypted end-to-end to meet rigorous international cybersecurity requirements. SEE AD PAGE 83
OWC HR & Immigration Services
Tel: (345) 327 2321
Email: info@owcservicesltd.com www.owcservicesltd.ky
OWC HR & Immigration Services specialises in solving all your HR and immigration problems. They work with you every step of the way to make sure that you understand the choices you are making. Their HR services include employment contracts, handbooks, employee relations, HR audits, labour, immigration, health and pension compliance. They can also assist with Notary Public services, work permits, Caymanian status and permanent residency for your employees. SEE AD PAGE 99
Professional Training
See the Education chapter for information on training and educational opportunities.
Tax Advice
Receiving professional tax advice may be essential when running a multijurisdictional operation in the Cayman Islands, as certain countries require special reporting. Tax advisors in the Cayman Islands usually have specific legal and financial expertise and also advise private individuals on tax-related matters. They offer a range of services, including providing advice on shareholder tax planning, international tax structuring for multi-jurisdictional transactions, compliance prior to an overseas acquisition, employment matters and reducing a business’ tax burden, as well as protecting and exploiting intellectual property. See the Immigration chapter for tax advisors.
Translation Services
The WORC requires that all documents (i.e. medical and police clearance forms) being submitted from non-English speaking countries must first be translated into English and the translated copy notarised. The following companies can help you with your translations:
Baraud
Tel: (345) 945 1781
Email: translations@baraud.com www.baraud.com
The languages currently offered for translations are Spanish, French, Italian, German, Portuguese and Dutch.
BrazilCayman/Claudia Subiotto
Tel: (345) 927 1000
Email: brazilcayman@gmail.com
www.brazilcayman.com
Offering reasonable rates for professional documentation and business-level translations from Portuguese to English and English to Portuguese for immigration, legal, government, education, property and personal transactions. Based in the Cayman Islands and in Brazil. Please call or email for more information. BrazilCayman's work is accepted by all Cayman Islands Government agencies.
Office Cleaning
Hew’s Cleaning Services
Tel: (345) 949 0734
www.hews-janitorial.com
Hew’s is a family-owned and operated company that has been in the Cayman Islands since 1977. All their work is safe, professional, trustworthy, efficient, friendly and caring. They specialise in maid services, offices, floors, carpets, upholstery, marble, windows, janitorial, mould and microbial remediation, water and fire restoration, as well as post-construction cleanup. Staff are trained in Applied Microbial Remediation. SEE AD PAGE 183
offer a customised cleaning and maintenance plan, including a checklist of detailed tasks to be completed by one of their trustworthy and reliable cleaning specialists. Their client care representatives are always available to address requests or concerns. SEE AD PAGE 183
Office Upholstery & A/C Duct Cleaning
Fabrizone Cleaning
Tel: (345) 949 5010
Email: info@fabrizone.ky
With over 25 years of professional cleaning excellence, Fabrizone Cleaning provides professional cleaning and exceptional customer service. They are experts in carpet, upholstery, flooring and drapery cleaning for residential, property management and corporate customers. Fabrizone specialises in air quality services, including A/C duct purification and mould remediation, as well as professional restoration services after water, fire or mould damage. SEE AD PAGE 182
SETTING UP AN OFFICE
COMMERCIAL OFFICE SPACE
Grand Cayman's commercial space rental market is one of the strongest in the region, with high demand for all classes of space traditionally ranging from 750sq ft offices for smaller occupiers up to 30,000sq ft for some of the 'Big Four' accountants. The primary source of demand comes from the offshore financial sector, including law firms, accounting practices and insurance/ reinsurance firms. From a retail market perspective, Grand Cayman caters to an array of retail, which targets stay-over and cruise tourism, as well as the local market. This includes food and beverage premises and traditional brick-and-mortar retail stores.
My KandA Cleaners
Tel: (345) 326 3379
www.kandaservices.ky
My KandA Cleaners offers cleaning services for all types of office and retail space. They
The market comprises of close to four million square feet of space in all classes, which breaks down to roughly 1.25 million square feet of Class-A office space, 1.75 million square feet of Class-B space and close to 300,000sq ft of retail. High exposure ground floor retail space in George Town, which is near the cruise ship terminal, is in short supply and commands higher rent. Most properties in George Town would
With six buildings set on nine beautifully landscaped acres in a prime location, Regatta Office Park provides convenience, flexibility and remarkable value for Seven Mile Beach for new and established businesses alike.
With support at every step of the leasing journey, our commercial leasing team is dedicated to providing a seamless real estate solution for your needs and helping our tenants prosper.
be classed as B+ or B- properties, except for Cricket Square and a few properties on the waterfront like Strathvale House, Whitehall House and Harbour Place. These Class-A properties located in George Town command rents of US$45-US$65 per sq ft inclusive of a Common Area Maintenance fee (CAM), which breaks back to US$50 per sq ft in rent with US$15 of CAM.
Average vacancy rates vary by class and location, from as low as 2%-3% for Class-A+ to A space, 5%-10% for Class-Ato B+ space and around 10% for Class-B and C space. Within these averages, there is a wide variety of vacancy rates. For example, some Class-B properties in central George Town have vacancies of between 10%15%. This has been somewhat due to the expansion and relocation of larger corporate tenants from the typically older buildings in George Town centre to the masterplanned community of Camana Bay or edge of Town development corridor of Elgin Avenue, such as Cricket Square. There is, however, an increased interest in Class-B+
and B renovated ‘turnkey’ spaces in central George Town due to difficulties and costs associated with fit-out construction in some of the newer buildings, as well as value engineering annual overheads. This includes smaller turnkey office suites with access to shared amenities, such as conference rooms, serviced kitchens and reception desks, at an all-inclusive price. This type of office space is attractive to small corporations and sole proprietorships who want to be in George Town with close proximity to all the additional amenities that George Town offers, such as Class-A banks, the courthouse, Government offices, and a mix of local restaurants and coffee shops. Several Class-B buildings in George Town have sold recently and are under full renovation, which brings the increased revitalisation needed for George Town to attract tenants and new businesses. These renovations will, in turn, decrease the vacancy rates for the Class-B office space as buildings are renovated to a higher standard.
Class-A to A+ space is predominantly
now found in development-type locations such as Camana Bay and Cricket Square on Elgin Avenue and in parts of the harbour front where redevelopment has occurred and buildings have been traditionally managed to a higher standard. Other buildings have been renovated to a high standard where viable.
Office space rental rates vary depending on where they are and whether you are receiving a space in a shell and core condition or fully furnished (first vs second generation premises), and the general condition of the latter. For Class-A to A+ office space, which is ready to move into in developments like Camana Bay and Cricket Square, the range is US$60 to US$80 per square foot, per annum (psf pa) with an additional US$20 in CAM. For Class-A and A+ space that is in a shell and core condition which requires a fit-out, the cost ranges from US$50-US$60 plus US$20 for CAM. Rents in the Class-B+ to A- sector are usually US$35-US$50 psf pa, falling to US$20-US$30 psf pa in the Class-B- market.
Flexible offices, ready to go.
Offering a range of flexible workspace solutions designed to maximise productivity and empower your business, readyspaces provides fully serviced offices featuring an interactive members portal, maintenance and management services. Flexible occupancy options and 24/7 secure, electronic access puts you in control of when and how you work.
Hourly conference room rentals.
Need to host a meeting in a professional setting? You don’t need to be a tenant to enjoy competitive hourly rental rates for the readyspaces conference rooms, accommodating up to 12 people.
Book a meeting room or your flexible office space by calling +1.345.743.4610
CAM charges range from US$15US$20 psf pa in developments such as Cricket Square and Camana Bay, where infrastructure costs are higher; and between US$12-US$14 psf pa in standalone office buildings in other locations. Retail rates vary from US$50-US$60 psf pa on the Seven Mile Beach corridor. Cardinall Avenue and Fort Street command rates closer to US$45US$65 including CAM.
The commercial office market in the Cayman Islands continues to grow. Camana Bay opened 60 Nexus Way, the island’s first ten-storey commercial office building (200,000sq ft), which is already 80+% committed. Phase VII of Cricket Square, Pavilion East, is currently being built and is due for completion at the start of 2025. This offers 150,000sq feet of LEED Gold Class-A office space across seven floors. They have plans to then build a ten-storey office building called Pavilion West. Cricket Square now includes Maiden Place (formerly the MUFG building) in their development, which offers another 25,000sq ft of Class-A
office space.
We are very fortunate that Cayman continues to be the jurisdiction of choice. We are seeing companies expand, refresh their existing space and relocate to, or within, the Cayman Islands. More and more companies are also rethinking the way their office premises serve the needs of their staff and clients, and they are seeking to create a reinvigorated work environment that is flexible and has a collaborative office space. In addition to the growth of existing firms, there are new industry verticals within medical, tech and reinsurance that have shifted their attention to the jurisdiction. Amenity-rich, Class-A developments will continue to expand alongside George Town, with the Government’s long-awaited plans for revitalisation, which may include new developments and a boutique hotel.
Office Space Availability
If you need to lease office space, you should speak with a developer or realtor who specialises in corporate leasing.
Camana Bay
Tel: (345) 640 3600
Email: leasing@dart.ky or www.dart.ky
Camana Bay is the Caribbean's first and only master-planned town, which was built with connectivity and accessibility in mind. It features over 900,000sq ft of Class-A commercial office and retail space, as well as 152 luxury apartments for long-term lease, and it is surrounded by thoughtfully landscaped public spaces with water views, restaurants, shops, a cinema, shaded courtyards and fountains. SEE AD PAGE 67 & 153
Cannon Place
Tel: (345) 945 3517
Email: info@rpmcayman.com www.cannonplace.ky
Cannon Place has 58 retail/office rental spaces ranging in size. The property is managed by Rovida Property Management Services. Call or email for availability.
Cricket Square
Tel: (345) 947 7080
Email: operations@orchiddevelopment.com
www.cricketsquare.com
Upon completion of Phase 7, Cricket Square will house over 420,000sq ft of Class-A office space across the multi-building business park, with flexible leasing options ranging from 1,000 to 100,000sq ft. Hurricane resistant, stylish architecture is complemented by verdant landscaping, ample parking and a wide range of first-class amenities.
Dart
Tel: (345) 640 3600
Email: leasing@dart.ky or www.dart.ky
Dart has a wide portfolio of mixed-use, residential, commercial, recreational, educational and hospitality properties. They also have Camana Bay, a mixed-use Class-A development and vibrant, walkable town centre which boasts more than 1,000,000 square feet of residential, retail, office and recreational space. 60 Nexus Way, Camana Bay's first 10-storey office building, opened in 2023 with anchor tenants, including law firm Appleby and accounting firm Deloitte. Kapok, which also opened in 2023, is the Town's newest residential for-lease building, offering 89 apartments spanning 10-storeys, with ground-floor retail. Dart's Class-B portfolio includes Regatta Office Park, which is also home to readyspaces, a flexible, turnkey, serviced office solution. Other Class-B offerings include Flagship Building and Island Plaza in the heart of George Town.
SEE AD PAGE 17, 67, 69 & 71
Elizabethan Square
80 Shedden Road, George Town
Tel: (345) 949 5521
Email: info@rpmcayman.com
Elizabethan Square has a total of 60 units ranging from 100sq ft to 4,800sq ft. The property is managed by Rovida Property Management Services.
Flagship
Tel: (345) 640 3600
Email: leasing@dart.ky or www.dart.ky
Flagship is a refurbished, mixed-use retail and commercial building located in the heart of the capital with fantastic harbour views. Located
on the bustling corner of Seafarer's Way and Fort Street, Flagship is an excellent choice for small and mid-sized businesses with its close proximity to the courthouse, major banks and post office, and walking distance to shopping, dining and amenities. SEE AD PAGE 69
Heritage Holdings Ltd.
Tel: (345) 936 3227
Email: sales@heritageholdings.ky www.heritageholdings.ky
Heritage Holdings Ltd. is a premier property development and management company offering office and retail spaces at Centennial Towers, Countryside Shopping Village, and the mixed-use complex, 61 West Apartments. Stay informed about their upcoming projects, including new medical spaces near industrial park. Call for purchase or rental opportunities.
readyspaces
Tel: (345) 743 4610
Email: info@readyspaces.ky www.readyspaces.ky
Offering turnkey, one to two-person fully serviced office suites and conference rooms along the Seven Mile Beach corridor with flexible, month-to-month, daily or halfdaily occupancy terms. Located in Regatta Office Park, with great proximity to shops, hotels and restaurants, readyspaces is the perfect solution for startups, small or growing businesses in the Cayman Islands and also offers convenient meeting room and conference room rentals by the hour.
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Regatta Office Park
Tel: (345) 6403600
Email: leasing@dart.ky or www.dart.ky
Nestled between two major thoroughfares, Regatta's prime location near Seven Mile Beach and Camana Bay makes it a top choice for new and established businesses. With six buildings set on nine beautifully landscaped acres, Regatta offers convenience, flexibility and remarkable value for Seven Mile Beach. There is ample parking, covered cabanas, on-site property management and security, access elevators, key fob entry and fibre-optic connectivity. SEE AD PAGE 71
Regus (Cayman)
Tel: (345) 743 4500
www.RegusCayman.ky
Regus provides serviced turnkey office space with flexible terms, designated parking, reception staff and 24/7 IT support in central George Town.
Realtors - Commercial Rentals
International Realty Group (IRG)
Tel: (345) 623 1111
Email: info@irg.ky
www.irgcayman.com
RE/MAX Cayman Islands/ Michael Binckes
Tel: (345) 938 3269
Email: michael.binckes@remax.ky
Rhulens
Cayman Tel: (345) 938 1000
New York Tel: 1 (917) 836 9108
Email: sloane@rhulens.com
FITTING OUT YOUR OFFICE
Commercial A/C Contractors
EcoSmart Cooling Ltd.
Sparkys Drive, George Town
Tel: (345) 233 2665 (24-hour service)
www.airconditioningcayman.com
Professional and reliable air conditioning and commercial refrigeration contractors.
SEE AD PAGE 175
Costs to 'Fit Out' an Office Space
Costs to construct new office premises depend on numerous factors, including the existing condition of the space and desired final product. Well-fitted existing office space with partitioned walls and internal offices, suspended ceiling, lighting, air conditioning and power already in place may be reconfigured for as little as US$50 per square foot. Finding such space has become more challenging as existing tenants continue to expand into built spaces, coupled with demand from new firms entering the market. Premises in newly constructed buildings are generally delivered in core and shell condition with fire-rated separation walls, plumbing rough-in and air conditioning unit(s). A
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The Process of Setting Up an Office
The time required to set up an office in Cayman largely depends on the condition of the space. The simplest offices can be set up in four to eight weeks, however, this is uncommon. By the time a design has been finalised, interior finishes have been chosen, furniture ordered, IT systems specified and work permits and licences granted, you should expect about four to six months to have passed. Tenants may be required to submit fit out plans to the Planning Department for building code approval.
Office Space Planning & Design
Grand Cayman has a number of architectural firms with qualified interior designers on staff who specialise in commercial premises. They can take a new or existing office and create a space to suit your business. To find an interior designer in Cayman, see pages 193-195.
Custom Interiors by Tomlinson
19 Walkers Road, George Town
Tel: (345) 949 5383
Email: denise@tfg.ky
At Custom Interiors, the newest division of Tomlinson Furniture, they offer affordable design services, as well as quality furniture selections that are sized correctly for your office/home space. They also offer custom window treatments and can help with existing residential homes and developments, corporate business offices, hotels, condos and timeshare properties. SEE AD PAGE 267
LIVING.KY
48 MacLendon Drive, George Town Tel: (345) 233 8700
Email: info@living.ky or www.living.ky
LIVING.KY offers a complimentary interior
design service as part of their custom furniture packages. Their team of on-site design experts will develop digital floor plans and product visualisations to help you create your ideal office space.
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Telephone, Internet & Data
There are four main telecom service providers on-Island: FLOW/C&W Business, C3 Pure Fibre, Digicel and Logic, who all offer a range of services and delivery mechanisms. FLOW and Digicel offer a mobile phone service, both offering LTE data with speeds comparable to the US and Europe. Signal quality and data speeds are generally very good across the three Islands, as the topography of the Cayman Islands affords few black spots.
Fixed line calling rates are competitive on the international market and the service quality is generally good. Mobile phone service providers in Cayman supply iPhone, Samsung Galaxy and other smartphones. Always check the cross-carrier rates to help in choosing what’s best for your business. International mobile phone roaming can be very expensive, but some business plans offer discounted roaming plans for customers that travel often. Modern collaboration platforms are also widely used on-Island. Some of these platforms support video and voice calling and can even route calls directly to mobile devices. Check out Monday.com, Toggl Plan, Flock, Filestage, Karbon, Microsoft Teams and Google Docs.
As a startup business, you will be able to procure the usual services, such as broadband, up to 1Gbps, as well as fixed line telephony and more specialist data services, such as MPLS (depending on your location). You may want to consider managed IT infrastructure and services being offered by local IT companies and telecom operators, such as Cloud backup, business continuity and virtual data centres. Grand Cayman is serviced by two underwater fibre links: MAYA1, which connects most of the western Caribbean nations before returning to the US, and the
Cayman Jamaica Fibre System (CJFS) that takes an alternative route via the eastern Caribbean back to the US. These links have enough capacity to support any type of business and their data needs, with private bandwidth available to guarantee quality of service consistently and when required. See the Settling In chapter for more information and see below for provider details.
C3 Pure Fibre
Tel: (345) 333 3325
Email: info@c3.ky
https://business.c3.ky or www.c3.ky
Digicel
Tel: (345) 623 2499
Email: caymanbusiness@digicelgroup.com www.digicelbusiness.com
FLOW/C&W Business
Tel: (345) 949 7800
www.cwcbusiness.com
C&W Business is a full-service communications provider that delivers market-leading video, broadband, telephone and mobile services to customers in more than 20 countries. Through its business division, C&W Business provides data centre hosting, domestic and international managed network services and customised IT service solutions to serve your business needs.
SEE AD OPPOSITE PAGE & 127
Brava by Logic
Tel: (345) 745 5555
Email: corporatecare@brava.solutions
Brava by Logic offers fibre internet, as well as business solutions products. They provide the latest and most comprehensive range of networking and security, cloud computing and managed IT solutions to meet your business needs. Brava partners with the best in the industry, including Fortinet, Microsoft and Cisco, just to name a few. Contact Brava today and allow them to help you transform your business. SEE AD PAGE 73
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Working
i n Cayman
How to find a job in the Cayman Islands, the different jobs available, insight into the Islands’ Labour Law, and details of Cayman’s recruitment companies.
least a few years of experience, outnumbers the availability of candidates locally.
The Cayman Islands has numerous employment opportunities in the financial services industry, making it a desirable jurisdiction to be employed and attractive to professionals from around the world. Financial service businesses, including reinsurance firms and family offices of high-net-worth individuals, have been continuously moving to Cayman in recent years. The need to show an economic presence in Cayman has incited some of this growth, as has the huge need for compliance workers who are quickly snapped up by legal and corporate services firms.
Jobs in other sectors (medical, education, construction and retail) exist mainly to meet the demands of the local market. Jobs in the tourism sector are also growing, especially with the introduction of a few new hotels which have just been completed (Hotel Indigo and Vida). Many jobs are available in these fields and we discuss them in detail later in this chapter. The Island has a well-educated local workforce, but the need for qualified accounting, finance, actuarial, compliance and financial services professionals, especially those who are designated and have at
The Fall 2023 Labour Force Survey (LFS), which was published in April 2024, estimates that the total labour force has increased to reach 60,513 people, a rise of 5% compared to the 2022 figures, while the percentage of those unemployed is at 3.3%. The LFS report also estimates that the population of the Islands as of Fall 2023 was 84,738, and of those, 39,068 were Caymanians, 5,885 were Permanent Residents and 39,785 were non-Caymanians. Foreign workers make up a larger percentage of our current workforce and represent 137 different countries. Of the labour force, 22,706 were Caymanian, 5,341 were Permanent Residents and 32,466 were non-Caymanians.
EMPLOYMENT PROSPECTS
Work Permits
Strict work permit regulations exist to ensure that Caymanians, the spouses of Caymanians, Permanent Residents and existing Residents are given preference, in that order, for any position. The rules present some unique hurdles to the expatriate jobseeker, so a basic understanding of this process is required to put the employment market in context and avoid finding yourself in a position that is improvident at best and disastrous at worst.
Unless contracted to Government, expatriates must either hold a valid work permit, a Special Economic Zone Certificate, a Certificate of Direct Investment, a Residency and Employment
Photos courtesy of Nova Cayman, Superior Auto, Julie Corsetti & Rebecca Davidson
Rights Certificate or hold Permanent Residency with the right to work in a prescribed occupation (or occupations) in order to work and reside in the Cayman Islands. The administration of work permits is the responsibility of the Cayman Islands Government Department of Workforce Opportunities and Residency Cayman (WORC) and they are the legal obligation of your employer. There is also an understandable emphasis on the training of local staff to ensure that they have an opportunity to develop their skills. The onus is on the employer to demonstrate to WORC that they have tried to fill the position with a Caymanian by advertising the job on the JobsCayman website. Only after all efforts to recruit locally have failed can the employer rightfully justify a work permit application. This process must be repeated periodically (usually once every two years) depending on the employer’s circumstances. Some employees can, however, be granted work permits of up to five years duration or, in relation to senior positions in the financial services industry, up to 25 years.
Full Work Permits can take as long as three months to be processed. Temporary Work Permits (for anything from 30 days up to six months) can be granted within a matter of days (if an express fee is paid). A Seasonal Worker’s Permit allows the employee to work for eight months. Exemptions from the work permit restrictions can apply in particular circumstances for short-term visits and other types of permission, such as a Business Visitor’s Permit or even a Visitor’s Work Visa, which may be appropriate alternatives.
Note: A work permit is granted for a specific position with a specific employer and must be made by the employer; an individual cannot apply for one without the employer. This means that a work permit holder is not entitled to work in any other capacity or for any other employer, and any significant changes to the person’s role within an organisation
must be approved by WORC prior to the individual taking up a revised role or a revised role with an additional employer. If you want to take up employment with a different company while you have an existing work permit, your current employer must cancel your permit using the A11 form (Request to Withdraw/ Cancel/Refund an Application) which is available on the WORC website. This then releases you from your current work permit. Ideally, this should be submitted on the same day as your new work permit is submitted which means that you will not need to leave the Island while your new work permit is processing. However, do not leave the Island on vacation while your new work permit is processing or your current ability to stay on the Island will cease until your new work permit is approved. You should, therefore, be doubly sure that any position is right for you before committing to a long-term contract. Once employed, you should take some time to consider your situation before your employer applies for your full work permit, as you are effectively bound to them from the time of application until the expiry of the permit unless the permit is cancelled at the employer’s request.
It is unlikely an employer will be granted a work permit unless the proposed expatriate employee is professionally qualified or very well experienced in a relevant field, or there is no interest in the position from the local workforce (which is actually fairly common). This creates something of a ‘Catch 22’ for those expatriates without a professional qualification. The better the position, the higher the level of interest from the local workforce and the less likely it is that an expatriate will be granted a work permit.
There are certain occupations that presently seem to hold little appeal for existing residents. These are often positions that offer little job security, irregular or anti-social hours of work, or a somewhat unpredictable or unreliable income stream. Examples of such lines of
work are diving, nursing, construction, food and beverage service, security services and most commission-based sales positions.
Labour Force & Work Permit Numbers
As of July 2024, there were 37,334 work permits in effect, up from 36,263 in 2023 and 32,184 in 2022. These work permit holders hail from 137 different countries, including Jamaica (15,427), the Philippines (6,463), India (2,081), the UK (2,024), Nepal (1,246), Canada (1,197), Honduras (1,172), the US (919), Nicaragua (715), South Africa (675), Ireland (372) and Kenya (334).
Labour Force by Work Permit Occupations
Of the 37,334 work permits as of July 2024, there were over 1,200 different jobs listed, however, the largest numbers were in the following categories: Domestic Helpers (4,210), Janitors (2,324), Food and Beverage Service Staff (1,780), Masons (1,656), Carpenters (1,115), Kitchen Helpers (1,096), Gardeners (1,058), Security Officers (761), Retail Cashiers (740), Line Cooks (612), Building Construction Labourers (487), Cooks (413), Registered Nurses (399), Primary School and Pre-School Teachers (659) and Lawyers (243) to name a few.
Rules on Residing On-Island Whilst a Work Permit is Processing
WORC authorities generally dictate that individuals should not be present in the Cayman Islands while a work permit application is in process. However, this does not apply if you are already legally resident, including, for example, working legally on a Temporary Work Permit and the full version is submitted to WORC before your Temporary Work Permit expires, or having been released from your work permit and being regularised as a visitor (without leaving the Island). Generally speaking, without special circumstances or the consent of the Director of WORC, no one is permitted to remain in the Cayman Islands as
a tourist/visitor while a work permit application is being considered and you should not be on the Island once this is submitted. Once your permit is approved, you can return to the Cayman Islands and start working.
It should be noted that if you come to the Cayman Islands on a Temporary Work Permit, and your subsequent Full Work Permit application is denied, you will have to cease work immediately and may have to leave Cayman on short notice, unless permitted to remain by virtue of some other provision or unless the denial is being appealed.
Rules on Dependants
It is important to be aware that your spouse or children are not automatically entitled to reside in Cayman even if you hold a valid permit. They must be named dependants on the permit and a separate application must be filed if they were not added at the time of submission of your Temporary Work Permit. All
accompanying dependants must also submit an original medical cover letter if over 18 years of age and, for a spouse, a certified copy of your marriage licence, civil partnership, any final divorce decree if applicable, and a police clearance certificate. If the dependant is a child, a certified birth certificate naming you as a parent is required. You should also note that if your child is of compulsory school age, as the parent you have a duty to secure attendance at school in accordance with the Education Act (2016). Where appropriate, arrangements for homeschooling can be made. WORC will consider, along with other factors, your ability to financially support your dependants. Dependants can also be added to a Temporary Work Permit or a Work Permit Grant.
Work Permit Term Limits: ‘The Roll Over’ Policy
In 2004, the Cayman Islands introduced an immigration ‘term limits’ policy, a necessary consequence of the nearexponential growth of the population
over the previous four decades. Under current provisions, most expatriate workers can only remain in the Cayman Islands for a maximum of nine years unless they have applied for Permanent Residency (PR) after passing eight years of legal and ordinary residence. All such applications must generally be made by the ninth anniversary of the expatriates’ arrival to live in the Cayman Islands.
The points system for awarding PR provides workers with greater transparency and certainty. This system permits everyone who qualifies to apply for Permanent Residency following a clear and objective set of criteria.
Labour Law - Know Your Rights
We strongly advise you to become familiar with your employee handbook, the Labour Act (2021 Revision) and the Gender Equality Act (2011 Revision). Below are some of the highlights of the laws governing employment in the Cayman Islands:
> Sexual Harassment: The Gender Equality Act (2011 Revision) states that sexual harassment is illegal in the Cayman Islands.
> Maternity Leave: The Labour Act (2021 Revision) stipulates that 12 calendar weeks must be granted for maternity leave. The amount of paid maternity leave is four weeks (20 days) of full pay; four weeks of half pay and four weeks of no pay, for all female employees who have completed 12 months of employment. Otherwise, it will be on a prorated basis. In March 2024, the Cayman Islands Government increased maternity and paternity leave for civil servants. Maternity leave increased from 90 to 110 working days and the paid portion of maternity leave has increased from 30 to 60 working days on normal pay. Paternity leave has increased to 20 working days, with 10 days on normal pay and the remainder without pay.
> Holiday Pay: According to the Labour Act (2021), each employee is entitled to a minimum of two weeks’ vacation (10 working days) for the first four years of employment, three weeks (15 working days) for years four to 10, and four weeks
(20 days) if employed for over 10 years for the same company. This does not include the 11 public holidays (approximately) that Cayman has each year. Staff required to work on a public holiday must be paid double their normal rate of pay for the hours actually worked.
> Severance Pay: Under the Labour Act (2021), all employees who have continually worked for their employer for more than a year are entitled to receive severance pay if their employment is terminated for any reason other than for misconduct and poor performance at a rate of one weeks’ salary for every completed year of service. For part-time employees, severance pay is calculated based on the ratio of their hours of employment to the standard work week.
> Sick Leave Pay: If an employee takes any sick days in a full calendar year of employment, they are entitled to be paid their basic wage for a total of 10 days.
> Unfair Dismissal: If an employee feels that they have been unfairly dismissed, they have 90 days from the date the employment was terminated to file a claim for unfair dismissal with the Department of Labour and Pensions. If the employee is successful with their claim, they may be entitled to further compensation if the Labour Tribunal deems fit.
> Minimum Wage: The current national minimum wage is CI$6 and it is generally agreed that this does not provide a living wage. Domestic helpers who receive benefits (such as a car and accommodation) in their salary package cannot be paid less than CI$4.50 per hour. The minimum wage for service staff is CI$7 per hour.
> Pension Payments: If you are Caymanian, your new employer must start paying your pension immediately. If you are an expat, your employer can allow you a 9-month grace period before they have to start paying your pension. However, if you leave the Island for more than three months, then your 9-month grace period starts over.
Overtime & Weekend Hours
As is the case in most leading jurisdictions around the world, many companies expect their employees to work beyond the normal eight-hour workday. Conversely, standard Human Resource (HR) practices may vary from country to country. Before taking a job, familiarise yourself with the work culture. Ask your prospective employer’s HR professional whether overtime pay or time in lieu is provided.
Knowledge of the Labour Act will assist you in determining what is legal in the Cayman Islands from an employment law standpoint. Check the Department of Labour and Pensions’ website (www.dlp. gov.ky) for more information. The Cayman Islands Society for HR Professionals (www. cishrp.ky) is also a great resource.
Finding a Job
Despite a growing population, there are still many employment opportunities available in the Cayman Islands. In July 2024, one of the Island’s leading financial services recruitment agencies told Cayman Resident that there are “big things on the horizon for Cayman”, especially in the reinsurance industry, where a lot of growth is expected in the next five years. For professionals looking for jobs in this blossoming industry in Cayman, it is advisable to reach out to employment agencies as they are finding that new firms in this space are coming to agencies to assist with recruitment as they don’t have local connections to build their initial staff. The fields of accounting, compliance, law and financial services are also looking for staff and well-qualified candidates are snapped up. The medical industry is strikingly different to what it was five years ago, with lots of need for specialist doctors and qualified nurses, which has increased the potential for overseas candidates in this industry. There are still no recruitment agencies on Grand Cayman that specialise in this space, so direct applications to the different hospitals/clinics are your best bet for finding new positions.
This is a time of amazing opportunity for well qualified Caymanians, especially those in the financial services field, as they are highly
sought after and in much demand. However, it is commonly acknowledged that the appetite for qualified financial professionals outnumbers supply, and population growth is just not filling high-level finance jobs. Although there are 37,334 work permits in issue as of July 2024, these jobs fill a genuine need across a span of positions, from gardener to managing director. A very effective way to look for work in Cayman, whether local or expatriate, is to register with local recruitment agencies, as they are often tasked with finding suitable candidates and have access to roles that you may otherwise miss out on. Another option to investigate is whether an existing business could set up a branch within Cayman Enterprise City, as they would then work in Cayman from the Special Economic Zone (SEZ). For more information on the SEZ, see the Running a Business chapter.
Expatriate workers should be very wary of being offered a job in the gardening, domestic helper or handyman fields in Cayman. They must ensure that there is a genuine job for them in Cayman. We have received stories of overseas workers getting a work permit, which they have been illegally asked to pay for themselves. Then, having taken out a loan to get themselves here, they have arrived in Cayman to find that there is no job and they have no way to support themselves.
Financial Services Professionals
Jobs in the financial services market in the Cayman Islands are more diversified now than in the last 15 years. It used to be predominantly legal and audit work, followed recently by a lot of compliance work; however, since the introduction of the International Tax Co-operation (Economic Substance) Act (2021 Revision) in January 2019 and the Virtual Asset (Service Providers) Act (2022 Revision) in October 2020, the landscape has changed. Cayman (like many other international financial centres) has established legislation requiring certain entities, which are incorporated or registered in Cayman, to demonstrate that they have sufficient
‘economic substance’ in Cayman to show that they should not be taxed elsewhere. Therefore, many operational offices are opening in Cayman, including significant family offices, virtual assets service offices, private equity firms, foundation companies and reinsurance companies. These offices then need middle and front-end qualified professionals that can run the office and make decisions.
On top of this, Cayman is one of the world’s top 10 financial centres and the field of regulatory compliance is vital to the success of the jurisdiction. As the regulatory requirements for businesses increase, so do the resources needed to ensure that teams of experts are in place to monitor and uphold the standards required. From annual FATCA and CRS reporting to ongoing KYC work and AML investigations, the job market for compliance in the Cayman Islands holds a vast array of diversity and breadth at all levels. With some of the largest financial services organisations residing in the Cayman Islands, coupled with some of the strictest regulations within the industry, there is a constant demand for qualified, detail-focused staff with compliance experience. For more senior positions, relevant offshore experience and the ACAMS qualification are both highly regarded in the jurisdiction.
Many positions also exist for professionally qualified accountants, particularly those with investment, funds or re/insurance industry experience (but this is by no means essential). The Cayman Islands recognises most Commonwealth and international accounting designations. Many accounting positions are filled via recruitment agencies, and job seekers would be wise to consider registering with a Cayman Islands-based recruitment agency that has an in-depth understanding of the local marketplace. They will be able to advise you on the prospects and appropriate salary for someone with your experience and qualifications. Many of the largest financial services employers on the Island find their professional staff through recruitment agencies. However, if you are interested in
working for one particular employer, it may be beneficial to approach them directly first, expressing your interest, before registering with an agency.
Lawyers should note that if they are seeking to practise Cayman Islands’ Law, there are strict Bar admission requirements. To be eligible for admission, non-local lawyers must have at least three years post-qualification experience gained in a relevant jurisdiction (UK, Ireland, NZ, Australia, Canada and certain Caribbean nations), as well as previous financial services experience, preferably in mutual/ hedge funds, insurance, insolvency, finance or commercial litigation.
Other Skills & Professions
For those with qualifications, skills or ambitions not related to financial or legal services, finding good employment may require more research and legwork. Most reputable recruitment agencies will be able to point you in the right direction, and some may have vacancies within your field, so it will be a matter of researching the agencies that may be able to help you. If you are Caymanian, a Permanent Resident or currently on a work permit, you can register on the JobsCayman portal and see all the jobs that have been posted on there. Employers from top firms have access to this database and regularly post job listings on this online system. The department of WORC, in conjunction with the former NWDA, has a career assessment centre and provides free career counselling and training to Caymanians. You can also use LinkedIn, the Cayman Compass classifieds or Yello to make a list of potential employers and write to them enclosing your resumé.
For your cover letter, remember to include when you will be available to work, your skills, your qualifications and your marital status. Some Cayman employers will also be interested to know if you currently reside in Cayman, and if not, you should be prepared to have a convincing case for moving and being committed to your potential employer. Most employers will not reply unless they have a suitable
vacancy. It is good practice to follow up with a call to their Human Resources Manager to confirm receipt and enquire as to any current vacancies available.
The field of office temping has changed significantly in recent years. Employment agencies can no longer relocate you to Cayman, hold your permit and lend you out for a few weeks at one company and a few weeks at another. Now the employment agency must have a contract from a local Cayman firm showing where you are going to work, for how long and what work you are doing. The reality is that there are many Caymanians now filling those temping jobs, and expats are only needed if the job is genuinely temporary by nature and no Caymanian can be found. If you do want to sign up with an agency, you should do as much research on them as possible. A good agency will be able to provide references from current and past staff members, together with contact details, which will allow you to confirm their authenticity yourself. For other specific industries, the situation is as follows:
> CI Government (CIG): They are the largest employer in the Cayman Islands with over 4,500 employees across 1,000 different roles and over 90 different agencies. For job vacancies at Statutory Authorities and Government Companies, you need to go through the Government’s careers portal (www.careers.gov.ky) as this is where all Civil Service jobs are posted and where you need to create a profile before you can apply for a specific position. Most people love working for the CIG. There is good job security, the hours are reasonable and the pay and benefits are good. If you are identified as a hard worker, you can also often get transferred to a different department if you would like a change.
> Construction: Although the construction industry in Cayman has slowed somewhat as major multi-million dollar projects, such as the Watermark and the Indigo Hotel have wrapped up, a few large developers, such as Dart, NCB and Fraser Wellon still require large numbers of construction workers. Local recruiters do not handle
construction recruitment, however, potential employees could reach out directly to local construction companies or contact Ping, an international construction recruitment company (www.pingrecruit. com). Having spoken to a few high-end construction companies, they recommend sending your resumé, plus a covering letter showing that you have done some research on the company you are applying to. It is also a good idea to demonstrate a willingness to arrange a Zoom call for an initial meeting, ensuring that you follow up if you don’t get a response within the first week. If you have the financial means, it may be worth visiting Cayman and arranging to meet with a few construction companies in person. Local companies are often looking for experienced project managers who are highly skilled in luxury home building. Note: For those seeking a job in the construction industry in Cayman, you need to be licensed. Please see www. planning.ky and look under the ‘Resources’ tab for professional licences required for those in the building industry. A number of high-end construction companies in the Cayman Islands are listed in our Building in Cayman chapter.
> Electricians and Plumbers: Legally, all electrical and plumbing workers require a local licence to work in the Cayman Islands. Plumbers are licensed by the Plumber’s Examination Board and should contact the Planning Department about the specifics of the process. Information can be found on www.planning.ky, under the ‘Resources’ tab. Electricians must satisfy the CI Electrical Board of Examiners that their qualifications meet the requirements of the Electricity Regulations. Call the Planning Department (Tel: (345) 244 6501) for more information. In all cases, a certified copy of your licence, trade certificate and trade references must be submitted along with your application for a local licence.
> Grocery: Foster’s supermarket has several locations and you can reach the HR department via their website (www. fosters.ky/careers) by filling in the online application. The jobs that they have
available are listed on their website. For Kirk Market, you can visit the careers page of their website (www.kirkmarket.ky) and see what positions they have vacancies in. For those seeking employment at Hurley’s, you can apply through the careers page on their website (www.hurleys.ky/careers).
> Health Field: Medical professionals fully registered in Australia, Canada, Jamaica, the UK, New Zealand, South Africa and the US may be eligible to practise in the Cayman Islands once they have become registered with the appropriate council. This applies to both doctors and nurses. Nurses must hold a Bachelor of Science in Nursing, or its equivalent, and they must have a minimum of three years of experience as a Registered Nurse before they can practise in Cayman. Consultants and doctors with specialist training are preferred at all registered healthcare facilities. Please visit the Department of Health Regulatory Services website for complete information about the registration process and requirements at
www.gov.ky/dhrs. For more information on recruitment at the Cayman Islands Health Services Authority (HSA), visit the careers section on www.hsa.ky, where they list job vacancies. They also offer a medical internship programme and more information on this can be found on their website. Doctors Hospital is a locally owned provider of international standard, private sector healthcare services. They post their job openings on the careers page of their website (www.doctorshospital. ky) and you need to apply through their website. You can also email their HR department if you have any questions (email: HR@doctorshospitalcayman.com).
Health City Cayman Islands is a private, institutional tertiary care hospital with two locations, one in East End and another in Camana Bay which opened in late 2024. Visit the careers page of their website (www.healthcitycaymanislands.com) for a list of positions that are currently open. You will need to apply online and upload your resumé. They also accept email applications from qualified healthcare professionals from around the world. Email your resumé to careers@healthcity.ky.
> Hospitality Industry: There has been a good amount of growth in the tourism sector in th past few years with the introduction of new hotels and restaurants and the increase of visitors post-COVID. Tourist workers are usually hired in September and October to fill positions in time for high season, which starts in December. Locals are encouraged to register on the JobsCayman/WORC website where they can view what jobs are available. Alternatively, email the hotels and restaurants directly. Seasonal permits for six or eight months are obtainable.
> IT: There still remains a demand for expats in IT positions as the tech industry continues its steady growth on the Island. With Cayman Tech City (part of CEC), TechCayman and the need for expertise within areas such as blockchain, cryptocurrency, cyber-security and Web3, organisations are having to look further afield to find the specialist skillsets needed. There is also an increased
number of positions available in software development (specifically within the .NET/C# and python spaces) and network engineering fields, in addition to project management, product management and business analyst roles. These positions are often advertised by and filled through employment agencies. Companies tend to seek mid-level to senior candidates for roles within tech and are generally open to sponsoring work permits and providing relocation support to qualified candidates. The exception to this would be within the areas of IT support, helpdesk and network administration, where there is a significant local workforce, so overseas applicants are usually not considered. There has also been an increase in internships and junior/entry-level tech roles as more tech graduates are entering the workforce now. These roles are always filled by locals.
> Office Support Staff: There is a consistent demand for compliance professionals, corporate administrators, legal secretaries, trust officers and HR professionals; these positions are often filled by employment agencies. Both Caymanians and expats are needed, and it is commonly acknowledged that there are more positions available than people to fill them. However, it is worth noting that although these positions are open to expats, employers prefer candidates who are already on-Island, or in the process of moving here as a dependant, rather than relocating an individual for these roles. There are a few personal and executive assistant positions, but these positions are generally filled by Caymanians. Support staff in accounting firms and non-qualified accounting positions, such as accounts payable/ receivable, also tend to be local.
> Luxury Retail: The major recruiters in the luxury retail field are Island Companies Ltd. and Kirk Freeport. Both would be happy for you to contact them directly. You can email Island Companies Ltd. at acljobs@dart.ky and Kirk Freeport at work@kirkfreeport. com.
> Marketing: There is a non-profit organisation in Cayman called CIMPA
(Cayman Islands Marketing Professionals Association) that provides a platform for professional development and collaboration within the local marketing industry. CIMPA is a good organisation for marketing professionals across Cayman’s business community to connect with each other. Visit www.cimpa.ky for a list of marketing vacancies.
> Sales: Sales jobs in Cayman usually have a commission-based component, and consequently, Caymanians tend to avoid these jobs. The best way to find a sales position is to make a few phone calls from your home country, introduce yourself and then send your resumé.
> Teaching Positions: Jobs in private schools in Cayman regularly come up and if you visit the school’s websites you will find an employment page where you can see if anything is available and how to apply. Private schools also find many of their new staff through international recruitment companies, such as www.tes.com, that find superb teachers for specific positions worldwide. Teaching and education jobs in Government schools, as well as positions within the Ministry of Education, are posted on www.careers.gov.ky. To apply for a position, you must create a profile on the website and then it will let you apply for a specific position. The same jobs are also posted on the Ministry of Education’s Facebook page (@educationcayman). Teacher recruitment is typically done from January to August, with late resignations and support staff being recruited from late August to December. You can also email: careers@gov.ky with questions. Their HR services team will respond to your enquiry very quickly. Employment contracts for teachers are generally two years in length, include a range of benefits and are subject to an annual performance process.
> Telecommunications: Staff are most often hired locally and promoted from within the particular business. Some jobs do occasionally become available, and in these cases, recruitment is often done through local and overseas employment agencies. See the Settling In chapter for a list of the
telecommunication companies in Cayman.
> Caribbean Utilities Company Ltd: CUC is the local electricity company. The Company’s workforce is currently comprised of 82% Caymanian employees and 18% other nationalities, leading to a diverse working environment. Employees are given a number of opportunities for training, which allows growth and upward mobility within the organisation. If you are interested in joining the CUC team, you may email your resumé to careers@cuc.ky or visit www. cuc-cayman.com and navigate to the ‘Careers’ tab on the home page.
> Other: Dart is another corporation that is often seeking motivated employees. Visit their website at www.dart.ky/careers to view the opportunities available.
Recruitment Agencies
Affinity Recruitment Ltd.
2nd Floor, Piccadilly Centre, Elgin Avenue, GT
Tel: (345) 943 2020
Email: info@affinity.ky www.affinitycayman.com
Specialising in permanent and executive recruitment, temporary staff assignments, corporate immigration services and benefit administration. SEE AD PAGE 81 & 95
Baraud
1st Floor, Elgin Court, Elgin Avenue, GT
Tel: (345) 945 1781
Email: recruitment@baraud.com www.baraud.com
With over 30 years of excellence in recruitment solutions, Baraud, Cayman’s industry pioneer and family-owned business, is recognised as the gold standard in recruitment, immigration and managed HR services across the Cayman Islands, as well as permanent job placements, contract support staff, outsourced payroll solutions and extensive translation services.
SEE AD PAGE 83
CML
Tel: (345) 949 1345
Email: info@cml.ky
www.cml.ky
Founded in 2004, CML is the largest professional recruitment firm in Cayman and is a trusted,
strategic employment partner to many of the best-known offshore financial services, legal and IT firms. CML’s mission is to help clients build great teams and to help candidates build great careers.
Invenio Global
42 North Church Street, Grand Cayman
Tel: (345) 769 7000
Email: cayman@invenio-global.com
www.invenio-global.com
Invenio has four uniquely situated locations worldwide: Grand Cayman, Singapore, London, and the Philippines. Their experienced Cayman team are passionate about providing full-service global recruitment solutions to their clients on a permanent, contractual or temporary basis. Being a full-service recruitment consultancy, Invenio’s other specialisations are immigration services, general HR advice and payroll processing solutions. SEE AD PAGE 80 & 91
Nova Recruitment
Tel: (345) 623 1029
Email: info@nova.ky
www.nova.ky
Founded in 2017 with a focus on local talent, Nova Recruitment has since become synonymous with the recruitment of administrative and financial services support professionals in the Cayman Islands. Speak to their team today to see how they can help with your career aspirations.
SteppingStones Recruitment Ltd.
OS19 Harbour Walk, Grand Harbour Tel: (345) 946 7837
Email: info@steppingstonesrecruitment.com www.steppingstonesrecruitment.com
SteppingStones is an award-winning, highly experienced, dynamic and forwardthinking professional services organisation headquartered in the Cayman Islands, specialising in permanent and temporary recruitment. Their dedicated recruiters are committed to identifying and securing the right career opportunities for their candidates while securing the best talent for their clients.
THE Tell them you saw it in the
Immigration
Passports & Domicile
An overview of work permits, employment rights certificates, permanent residency, visas, passports and domicile. Find out more about Cayman’s
ENTRY FOR VISITORS/TOURISTS
At Cayman Resident, we are often asked how many days one can stay in the Cayman Islands as a visitor. By law, a person who has no other basis to enter the Cayman Islands (i.e. a work permit), and no right to residence, may be admitted into Cayman as a visitor for up to six months, with extensions permissible in rare circumstances thereafter. However, many people arriving in Cayman will be permitted entry for an initial 30 days only, unless they own property in which they will be staying and can demonstrate an ability to maintain themselves during their stay. If a person is admitted as a visitor, wants to stay longer and an extension beyond 30 days was not approved on initial arrival, then they must go to Customs and Border Control (CBC) located on 94A Elgin Avenue in George Town before their time runs out, fill in an extension form and request to remain longer. This process can also be done online at www.cbc.gov.ky. Fees of CI$50 are payable for the first extension and CI$100 for each further extension. Note: It can get quite expensive after a few months! However, if you plan well in advance and come prepared with a letter showing you can support yourself, have health insurance and have somewhere to live, you may possibly be given a longer period to stay upon landing. If a visitor is arriving for a significant period, like many of our returning ‘snow birds’ do over the winter, they will generally be admitted for up to six months. For this, they must show the entry officer their return ticket, a very recent bank or investment statement showing that they have sufficient funds to support themselves and a hotel/condo reservation or a lease. This paperwork is looked at very
Photos courtesy of Rebecca Davidson & Bryan Winter
discreetly and returned to the visitor. If the visitor owns a home in the Cayman Islands and can show the Land Register, then a six month permission will be granted to them and other visitors accompanying them.
NEW ARRIVALS WITHOUT CAYMAN CONNECTIONS
If you are looking to move to the Cayman Islands and are neither Caymanian, nor married to a Caymanian, a work permit holder or a permanent resident, below are the normal ways you can become a legal resident:
1) Work Permits
a) Full Work Permit (FWP)
b) Temporary Work Permit (TWP)
c) Business Visitor’s Permit & Visitor’s Work Visa
2) Government Contracted Worker
3) Special Economic Zone Certificate (SEZ)
4) Student Visa
5) Certificate of Direct Investment
6) Residency Certificate (Substantial Business Presence)
7) Residence as a Person of Independent Means
8) Certificate of Permanent Residence for Persons of Independent Means
It is worth noting that an overriding principle of Cayman Islands Immigration Legislation is that employment and career opportunities are offered to Caymanians before any other nationality. Caymanians are given preference over similarly qualified expatriates and employers must generally take steps to provide training opportunities to Caymanians who have the potential to fill a particular position. With the reality that Caymanians have already become a minority in their own Islands, the law expects that efforts be made to ensure that a balance of other nationalities exists so that no other nationality is culturally or numerically dominant. If a Caymanian cannot be found for the position, then preference in employment opportunities is required to be given first to the holders of Residency and Employment Rights Certificates and finally, to other persons who are already legally and ordinarily resident in the Islands, including existing
work permit holders and their approved dependants. As a general rule, only if these categories of persons are unavailable for a position will a permit be granted to a person who is from overseas.
Applications for most immigration permissions are made to the Department of Workforce Opportunities & Residency Cayman (WORC).
1. WORK PERMITS
Not every foreign national working in the Cayman Islands needs a work permit. There are specific categories of persons who are exempt from the requirements; for example, Cayman Islands Government employees. Others can be exempted subject to strict requirements; for example, journalists representing a recognised news organisation, and non-executive directors of companies carrying on business in the Cayman Islands are allowed to attend board meetings, provided they remain in the Cayman Islands for no longer than ten days. A few other examples of people and activities that are exempted include: visitors who are coming to Cayman to organise, attend or speak at a conference or seminar; those representing an overseas educational institution who have come to promote or interview applicants for places, and those visiting for the purpose of servicing or repairing products under warranty.
Despite being a British Overseas Territory, no advantage is given to British nationals over any other nationality.
a) Full Work Permit (FWP)
A Full Work Permit allows a person to work and remain in the Cayman Islands for a specified period. All work permit fees are the responsibility of the employer. The law prohibits employers from requiring employees to pay any part of such fees. Annual fees range from nil (for positions in education) to CI$32,400 and above for the most senior positions in the legal industry. It is an offence for any non-Caymanian (who is not expressly exempted from the work permit regime) to engage in gainful occupation in the Islands without a work
permit or alternative permission.
Prior to granting or renewing a permit, the relevant Board or the Director of WORC will need to be satisfied as to a number of matters, including: 1) the need to engage the services of the prospective worker; 2) attempts to find a Caymanian or other person who is already legally resident to fill the role; 3) the character of the worker (and any dependants); 4) the sufficiency of the salary proposed for the position; 5) the availability of suitable accommodation; and 6) the protection of local interests. The person is also required to have proficiency in the English language if from a non-English speaking country. Many skilled workers are granted a permit for between two and five years, with a renewal fee payable each year. Note: Work permits for self-employed people are only issued in exceptional circumstances. Employers in the private sector, excluding those employing household staff, must hold a valid Trade and Business licence, or alternative licensing commensurate with the industry in which they are operating.
Standard Term Limit (9 Years)
All foreign nationals gainfully employed in the Cayman Islands are currently entitled to be considered for the grant of a work permit for up to nine years. After eight years, most residents can apply for Permanent Residency. However, if they do not apply and are subject to the nineyear term limit, they will not be granted any form of work permit until they have ceased to be resident in the Cayman Islands for at least one year. In most instances, this means they will be expected to leave the Cayman Islands for a minimum of 12 months. Visits in the intervening period for vacation as a genuine tourist does seem to be generally permitted.
Note: There are exemptions to the term limit provisions. For example, a person married to a government worker or a person whose term limit is set to expire before that of their spouse can seek to arrange for their permit to be renewed for as long as their spouse is permitted to continue living and
working in Cayman.
In order to understand the reasoning behind the Government’s creation of limits on work permit terms, it is helpful to know the history of the population increase in this diverse community. The Cayman Islands has undergone a dramatic change since the early 1970s. At the start of that decade, the population was approximately 10,000 people and now, 50+ years later, around 90,000 people live in Cayman. Much of this dramatic increase has come about as a result of foreign nationals settling on the Islands and obtaining permanent rights of tenure. With that change has come not only strains on infrastructure, but also recognition amongst generational Caymanians that their culture might be overwhelmed if the process is not managed correctly. There is also a perception by many Caymanians that their participation in the success of Cayman is diminishing. Whilst the people of the Cayman Islands are welcoming towards foreign nationals, there has been a realisation that continuing to invite ever-increasing numbers of individuals to acquire security of tenure and become permanent inhabitants of Cayman is unsustainable. The Government has announced that it is taking steps to deal with the situation, but the public awaits confirmation of what those steps may be.
Registering a Job on JobsCayman
It is a requirement that almost all jobs are registered on the WORC web portal (www. worc.ky) prior to applying for or renewing a work permit. The first thing you need to do is register your company and then you can register the specific job that you are trying to fill. Call WORC on (345) 945 9672 if you need help with the process.
Required Forms
All immigration permit forms and instructions can be downloaded from WORC’s website (www.worc.ky). Note: An original Police Clearance Certificate (and a certified translation if not in English) is required. At present, there is a general expectation of there being a raised
seal on such documents. Translations are generally required to be provided through an approved local translator (see page 70 for translation services providers). Make a copy of all the paperwork submitted and keep it on file for the rare occasion that the paperwork is lost by the Dept. of WORC.
Police Clearance Certificates (for those already resident in Cayman for six months) These forms must now be requested online: 1) Visit www.eservices.gov.ky and click on the ‘Apply for a police clearance certificate’ tab. 2) Fill in the form. 3) Upload the picture page of your passport and a current work permit stamp for work permit holders. 4) Request for the police clearance to be emailed or mailed to you. The former takes two days and the latter about four weeks. 5) Pay CI$25 per police clearance.
Medical Declaration Letter
All work permits over three months in duration, including Work Permit Renewals, Permanent Residency and Caymanian Status applications, must be accompanied by a completed medical letter. Spouses and children over the age of 18 must also submit a medical letter. Among other things, the medical exam requires you to blood test for TB, HIV and VDRL, and you need a chest x-ray. Medical letters are required every 12 months. See www.worc.ky for more info.
Change of Employer, Promotion or Redesignation
Subject to some exceptions, the holder of a work permit may not change their employer for the duration of a permit. Changing employers upon the expiry of a work permit is permitted, although a release letter from the previous employer is usually requested before the relevant Board or WORC official will grant a permit in favour of a new employer. Protections are in place to prevent expatriate workers from falling victim to unscrupulous employers and WORC will assist workers as appropriate in relevant circumstances.
Workers should however not assume that a work permit will be granted in favour of a different employer. Every application is dealt with on its merits and based on the circumstances prevailing at the time.
During the duration of a work permit, the holder may not be promoted or redesignated without their employer notifying the relevant Board (or director of WORC) and without formal consent being received. This restriction is intended to protect opportunities for Caymanians and to ensure that due revenue is collected. Applications must be made well in advance, with new positions not started until after all required approvals have been forthcoming.
Rules on Residing on-Island Whilst a
Work Permit
is Processing
WORC generally requires that you be offIsland while a Full Work Permit (FWP) or Temporary Work Permit (TWP) application is in process. Therefore, do not book your flight to Cayman until your permit has been approved. Furthermore, although the vast majority of applications are approved without issue, there can be no guarantee that any application will be ultimately successful.
However, if you are already on-Island and are switching from one employer to another, you may not need to leave the Island while your new work permit is processing. Having said this, you should make sure that your release letter from your current employer is dated to take effect on the exact date on which you hope to be authorised to commence gainful occupation in the service of your new employer. If this is not possible, then you may be required to get a visitor’s stamp in your passport when your current work permit is cancelled to avoid any prospect of you being labelled as an overstayer.
Dependants of a Work Permit Holder
The relevant Immigration Board must be satisfied that the worker has sufficient income available to adequately support any dependants. Currently, the Board would expect to see a minimum monthly
household income in the region of CI$3,500 for one dependant to be included, with an increase of CI$500 for each additional dependant. This is a guideline only. In every case, the character, reputation and health of your dependants is taken into consideration, as well as whether you can comfortably afford to feed, house, educate and maintain them in the Islands. There is a possibility that you are granted a work permit, but your children are not allowed to accompany you if your income is considered insufficient.
Each year, a fee of CI$250 will be collected for each dependant of a worker in the unskilled category and CI$500 for each dependant of a worker in the skilled category. It appears to be open to the employer and the employee to agree between them who will pay for this, as it does not constitute part of the Work Permit fee. A non-refundable fee of CI$200 per person is also collected for repatriation. Either you or your employer can submit the letter applying for your spouse or children to be a dependant on your work permit, but your employer must submit a letter indicating the number of hours per week you work, your monthly income and any other benefits you receive. If each parent is working, then the employers of both must provide a letter. If your family members are not added as dependants, then they can only stay here as temporary visitors. Note: Only the following can be dependants of a work permit holder: spouses, children (including step and adopted children), grandchildren, parents, stepparents, grandparents, brothers, sisters (including half-brothers and half-sisters) and civil partners. This means that girlfriends, boyfriends, “common law spouses” and fiancées cannot be listed as dependants. However, the Cayman Islands now generally recognises legally married same-sex spouses as dependants, although the relationship may need to be formally registered as a Civil Partnership.
If a girlfriend or boyfriend comes to the Island without their own work permit, they will be allowed in as a visitor and likely will be given as little as 30 days to stay. It would help their case if they arrived at the airport with a letter from their ‘sponsor’ (the permit holder) that states they will be supported while they are here. If they come in with this letter, they might be given a total of three to six months to stay. Stays of longer than six months in any calendar year by any person classed as a visitor are, in normal circumstances, unlikely to be permitted.
Children Over 18 Years as Dependants
Children who are dependants of work permit holders can only remain on a parent’s Work Permit after the age of 18 if they are, a) in full-time tertiary education or b) in special circumstances (for example, the child is unable, for medical or other exceptional reasons, to maintain themselves). Should your child turn 18 before they finish secondary school, the Immigration authorities will usually allow your child to remain in Cayman, although not formally as a dependant on your work permit, until they complete
HSM is a full-service law firm in the Cayman Islands. Whether you are a business or an individual with a need for Immigration or Employment guidance, HSM’s team of dedicated attorneys have extensive and market leading experience in the identification and implementation of effective solutions.
• Immigration Services
• Immigration Appeals
• Relocation Advice
• Residency Requirements
• Work Permits
• Company Incorporation
• Employment Advice
Alastair David
their secondary education. However, if your child chooses not to go on to university or college and they want to continue living in the Cayman Islands, then their only option may be to try and get a work permit. At this point, they are competing with every Caymanian and Permanent Resident school leaver who will have precedence over them, placing them at a distinct disadvantage in seeking job opportunities. Depending on when they moved to Cayman, they may also run afoul of the Term Limit provisions.
Divorced or Divorcing Couples
If an expatriate couple living in Cayman decide to divorce, any non-working, previously dependent spouse will have no particular right to stay in Cayman. Residence based purely on the presence of children is not contemplated by the Immigration Act. Children in such circumstances can remain as approved dependants of the parent who is on a work permit or Government contract, and can continue to attend full-time education until adulthood (as late as 24 if attending university). However, the formerly dependent parent will likely only be able to remain if they obtain their own work permit (including through the Special Economic Zone regime) or Government contract; or, alternatively, secure some form of residency as a person of independent means. They may be permitted to remain as a tourist, but remaining in such a capacity for more than 90 days can present difficulties, and no permission ought to be expected after six months in any year.
On the other hand, the former spouse of a Caymanian, who is the parent of Caymanian children, will be allowed to remain (subject to various approvals) and be permitted to work until the children complete their education or their 24th birthday, whichever happens sooner.
b) Temporary Work Permit (TWP) In appropriate circumstances and upon suitable application, the Director of WORC or their designate may grant a Temporary Work Permit to an individual,
permitting them to engage in gainful employment in the Cayman Islands. Such permits, if granted, range from terms of one month up to a maximum of six months and generally cannot be extended or renewed. An eight-month permit, or ‘Seasonal Work Permit’, is also available and can span the high season in the tourism industry.
While Temporary Work Permits are often used as a bridge between the arrival of an expatriate worker and the issuance of their Full Work Permit, their use for persons who are not genuinely intended to be temporary employees (except in exceptional circumstances) is discouraged. Nevertheless, where urgency is required in the granting of a work permit and the seeking and gaining of permissions, the authorities will tolerate the use of the Temporary Work Permit regime to achieve expedition.
Notes on a TWP: 1) A medical letter is only required if the permit is being sought for more than three months; 2) There is no prohibition on applicants for TWPs having dependants; 3) TWP applications can be expedited on payment of an ‘express fee’, which can, in normal circumstances, guarantee initial processing within 72 hours. Anticipated changes in the system, which are expected to reduce the application time for many Full Work Permits to as little as two weeks, will likely significantly reduce the ability of employers to rely on Temporary Work Permits for full-time positions.
c) Business Visitor’s Permit & Visitor’s Work Visa
Any business in Cayman that regularly needs workers to come from overseas to work for no more than 14 days on any particular visit may seek to apply for a Business Visitor’s Permit, allowing such individual(s) permission to work for a specified number of visits per year, subject to strict limitations. These Business Visitor’s Permits are not available for people attending for one visit only.
There is also a category of Visitor’s Work Visa that permits individuals who are
employed outside of the Islands (and who wish to visit for up to five calendar days at a time to engage in commercial activity with a locally licensed entity or person/ sponsor) to apply for the grant of a Visitor’s Work Visa. To obtain a grant on arrival, the local business or visiting worker must download a ‘Letter of Invitation’ form from the Immigration website and email it to imm-vwv@gov.ky at least 24 hours before they are due to arrive. It should be noted that once approved, the person will be required to pay CI$100 at the airport. The Visitor’s Work Visa is not available to those who are employed in a professional capacity (lawyers, accountants, medical professionals, architects, surveyors, teachers and other occupations), or who are otherwise not entitled to a work permit by virtue of having reached their term limit. The Visitor’s Work Visa also does not exempt someone from the requirement to obtain an entry visa if they possess a passport from a country that would otherwise require a Visitor’s Visa to enter the Cayman Islands. In addition, a business visitor may not hold more than one Visitor’s Work Visa in relation to the same sponsor or sponsors within the same calendar month, but unlike a Business Visitor’s Permit, a Visitor’s Work Visa may be used for a single visit. Visitor’s Work Visas are dealt with by the Department of Customs and Border Control (CBC), not WORC.
2. GOVERNMENT CONTRACTED WORKERS
Any person employed as a Civil Servant by the Cayman Islands Government, or employed by other prescribed employers, including the Government of the United Kingdom, does not require a formal work permit and will have the appropriate permissions for them and their approved dependants to live in the Cayman Islands stamped into their passports. Whilst no term limit is currently applied to such persons, they are eligible to apply for Permanent Residence pursuant to the points system once they have been
resident in the Islands for more than eight years. Care must be taken to ensure that any dependent children are able, should they wish, to remain resident in the Cayman Islands in the event that they cease to be classed as dependants on their parent’s Government contract.
3. SPECIAL ECONOMIC ZONE CERTIFICATE (SEZ)
These certificates are, in effect, a special category of work permit. They are only available to employees of entities (‘Special Economic Zone Enterprises’) established within Cayman Enterprise City’s SEZs, including Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. Zone Certificates enjoy certain advantages over traditional work permits, including a lower cost to employers and an exemption from any requirement to prefer Caymanians or other legal residents for any employment. Accordingly, no advertising is required as part of the application process and the permissions are capable of being granted in only a few weeks. Applications can be made to Cayman Enterprise City and a number of local law Corporate Service Providers assist enterprises establishing within an SEZ.
4. STUDENT VISAS
A non-Caymanian who is 18 years of age or older, seeking to enter the Cayman Islands to attend a recognised educational institution on a full-time basis, may be granted a student visa. The student should be self-sufficient or provide proof of support from other means. They must also submit a medical letter and a police clearance certificate when applying. The application process generally takes four weeks. The student visa does not allow the student to engage in any gainful occupation. The student is expected to leave the Cayman Islands upon completion of the programme. Student visas can be granted for a period of up to four years but may be extended for a further 12 months. A person on a student visa may, after the
proper application, have a dependant added to their application. It is possible, in appropriate circumstances, for a student to be given a visa to study online whilst in the Cayman Islands, even though the institution is not physically here.
5. CERTIFICATES OF DIRECT INVESTMENT
Wealthy individuals who are in a position to invest a substantial sum in an employmentgenerating business or businesses in the Cayman Islands may wish to participate in an incentive scheme intended to attract investors and their dependants. Such individuals, provided they can demonstrate an investment (or imminent investment) of a minimum of CI$1,000,000 in an employment generating business (or businesses) on the Island, may apply to the Director of WORC for a Certificate of Direct Investment.
Approval-in-Principle Certificates, which are valid for six months, are available prior to applying for a full certificate. Full
certificates are valid for 25 years and are renewable. Such a certificate entitles the holder to reside in the Cayman Islands and to work in the business in which the holder has invested.
The spouse and dependent children (where applicable) of the holder of a Certificate of Direct Investment will, on successful application, be granted a Direct Investment Holder’s (Dependant’s) Certificate, permitting them to reside in the Islands for the duration of that certificate. The application fee is CI$1,000, with a further CI$20,000 payable on issue of the certificate and an additional CI$1,000 payable for each approved dependant.
6. RESIDENCY CERTIFICATES (SUBSTANTIAL BUSINESS PRESENCE)
A Residency Certificate (Substantial Business Presence) is available to individuals who either own at least a 10% share in an approved category of business or will be employed in a senior management capacity
within such a business. In each case, the business must have a substantial presence in the Cayman Islands. It is designed and intended to be less onerous than the more established option of a Certificate of Direct Investment and is not limited to owners of the business.
Approved categories of business include: fund administration, brokerage services, investment and fund management services, investment banking, financial trading (including foreign exchange, securities and derivatives), captive insurance or reinsurance management services and underwriting, actuarial services, insurance claims management, family office, hedge fund administration, any business in Cayman Brac providing back office support, and any company registered as an exempted company under section 164 of the Companies Act (2018 Revision). It is expected that people in these positions would fill a senior management capacity and, therefore, ordinarily attract an annual work permit fee of CI$20,925 or above (CI$5,000 or above if based in Cayman Brac). Provided the Director of WORC is satisfied that the applicant and any spouse have clean criminal records and that they and any dependants are in good health and possess adequate health insurance, as well as fulfilling the other requirements, the applicant will be issued a 25-year Residency Certificate. A grant fee of CI$5,000 is due on issuance, with a further CI$1,000 payable in respect to each approved dependant. In addition, Certificate holders are required to pay an annual fee equivalent to that payable by a work permit holder in the same occupation.
7. RESIDENCE AS A PERSON OF INDEPENDENT MEANS
For foreign nationals not wishing to work in the Cayman Islands but simply wishing to have the right to reside, there are alternative options. In particular, one can apply to the Director of WORC for a Residency Certificate, which is valid for 25 years and is renewable. To reside in Grand Cayman, the person must show proof of
an annual income of at least CI$120,000 (without engaging in employment in the Cayman Islands) along with an investment of CI$1,000,000 (of which CI$500,000 must be in developed real estate). The remaining CI$500,000 must be invested in a locally trading company or property. Holding assets with a broker or monies in a local bank account (whilst encouraged) does not count for these purposes. Investing in a local business, or even one which has publicly traded shares, such as Caribbean Utilities Company, can count. Most often, applicants will simply buy a substantial home (or a number of apartments) and immediately meet the requirement.
A deposit maintained in a local bank or institution of no less than CI$400,000 deems an applicant to have sufficient funds (and income) to maintain themselves and their dependants.
To become resident in Little Cayman or Cayman Brac, proof of an annual income of CI$75,000 without the need to be employed in the Cayman Islands is required, as well as an investment of CI$500,000 locally, of which at least CI$250,000 must be in developed residential real estate.
Whichever Island is to become your home, there is a one-time fee payable on grant of CI$20,000, and a further CI$1,000 payable for each approved dependant. The initial application fee is CI$500. The CI$1,000 dependant’s fee is then payable annually. The process of applying for a Residency Certificate is relatively straightforward, although at present requires approximately four months to be processed. Legal fees for this option are unlikely to exceed US$8,000.
Note: With this form of Permanent Residency, you can never claim to have changed your domicile. Those seeking to establish a formal domicile in the Cayman Islands are generally advised to seek a Certificate of Permanent Residence.
8. CERTIFICATES OF PERMANENT RESIDENCE FOR PERSONS OF INDEPENDENT MEANS
This is the ultimate permission which can
grant Permanent Residence with the right to reside permanently in the Islands for the rest of one’s life. It is based on investment, rather than on waiting eight years to become eligible to apply, subject to a points system, for Permanent Residency. Unlike Residency for Persons of Independent Means, this option has no expiry date and qualifies the holder (upon certain criteria being met) to become eligible for Naturalisation as a British Overseas Territories Citizen (BOTC) once they have been legally resident in Cayman for five years, and have held Permanent Residence for at least one year. Once Naturalised, they are entitled to a BOTC (Cayman Islands) passport. Upon further application for registration as a British Citizen, they can become a full British Citizen. Neither Cayman nor the United Kingdom require the surrender of any existing citizenship. Finally, once a person has been a BOTC for five years, they can apply to become Caymanian.
In order to qualify for the Certificate of Permanent Residence for Persons of Independent Means, applicants will be required to have invested a minimum of CI$2,000,000 in developed real estate and possess sufficient financial resources to maintain themselves and their dependants. An applicant will also need to demonstrate that they and their dependants are in good physical health and are of good character. The number of these types of certificates is restricted to an annual quota of 250 set by the Cabinet. The application fee is CI$500 with a further CI$100,000 due upon grant and an additional CI$1,000 payable per dependant.
The right to work in an approved occupation can be gained subsequently with an annual fee thereafter payable, equivalent to a work permit fee, for as long as employment is maintained, or until the individual becomes a Caymanian.
Enforcement
Breaches of the Immigration Law are treated as quasi-criminal by the Department of WORC and can have very serious
consequences for all concerned. Overstaying, working or employing someone without or outside of the terms of permission granted may result in arrest and prosecution.
EXISTING RESIDENTS - CAYMAN CONNECTIONS
For those expatriates with a connection to the Cayman Islands, various options may be available. These are as follows:
1. Permanent Residency with the Right to Work
a) Based on application made after 8 years of living in Cayman
b) Based on being the Spouse of a Permanent Resident
c) Based on being the Child of a Permanent Resident
d) Based on being the Spouse of a Caymanian
2. Permanent Residency (without the Right to Work) as a British Overseas Territories Citizen registered by entitlement by virtue of a connection with the Cayman Islands
3. Naturalisation
4. Acquisition of the Right to be Caymanian.
1. PERMANENT RESIDENCY (PR) WITH THE RIGHT TO WORK
a) Based on application made after eight years of living in Cayman
Almost all persons who reach eight years of continuous legal ordinary residence in the Cayman Islands are eligible to apply for Permanent Residence with the Right to Work. Applicants are assessed under a points system which seeks to be as objective and transparent as possible, and those achieving 110 points or more are assured of a grant. If you are successful in gaining a Certificate, you must annually submit a declaration in respect of your job, investments and other factors, including the status of your dependants. There is a condition whereby if the Certificate holder sells an investment that was listed in their application for PR, they must purchase an alternative qualifying investment within 180 days and inform the Board, with the details of the transaction, within 30 days. An unsuccessful applicant (who does not appeal) will be given permission to continue working for no less than 90 days, following which they will be expected
to leave the Islands. An application for Permanent Residence with the Right to Work can be administratively onerous, although applicants, particularly those individuals who prepare over the years leading up to it, are likely to find their application successful.
Under most conditions, if an applicant is successful, then they can remain in the Cayman Islands indefinitely, provided an annual fee is paid by them or their employer, which is the equivalent of the fee paid for a Full Work Permit. They can work for any employer, although limitations are placed on the specific role which they are entitled to fill. Variations may be granted with the prior approval of the Caymanian Status and Permanent Residency Board or Director of WORC. Factors considered in a Permanent Residence application include:
> Your Occupation, Including Whether it is “Priority” in Nature: 15 points are presently available for each and every occupation, with (at least theoretically) another 15 bonus points available in relation to occupations which have been determined by the CI Government to be “Priority” in nature. No list of “Priority” occupations has been published at time of writing.
> Education, Training and Experience: A point is available for each year of experience that an applicant has been in their role (after a minimum threshold of two years and subject to a maximum of 10 years). Points are also available based on levels of academic or other qualification relevant to their occupation or role. For example, persons with professional qualifications are eligible for 15 points, whilst possessing an Associate’s degree will garner 8 points. A total of 25 points are available.
> Local Investments: Investment in Cayman Islands real estate and/or in a locally licensed company has the potential to generate up to 30 points. The total amount paid towards such investment(s) (including the full amount of any mortgage payments, the cost of renovations, where applicable, and stamp duty paid) is assessed relative to an applicant’s income over the prior five years. This is subject to a minimum
threshold of CI$50,000. Investments in excess of CI$500,000 are guaranteed maximum points.
> Financial Stability: Evidence of savings held in local bank accounts (again relative to income) generates points. The maximum 15 points available will be awarded to any applicant who can demonstrate that they have (and have maintained) in excess of 5% of their last 12 months’ income in a local bank account. Further additional points are based on annual salary and income. By way of example, a person earning CI$55,000 each year will (generally) be awarded seven points. However, in calculating the points available for a given salary, a deduction is made from the salary in respect of dependent children. The amount deducted varies depending on whether or not the child is of school age. Of vital importance is your ability to provide for the healthcare and educational needs of your family.
> Community Involvement and Integration into the Caymanian Community: Up to 20 points are available. By way of
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example (provided more than 35 hours are spent over a year in relation to relevant participation), two points will be awarded for each year an applicant has been engaged in relation to the rehabilitation of offenders, whilst participation and assistance in a local service club will generate 1.5 points for each year. Other points can be gained through charitable donations. Working with children and vulnerable adults may garner more points to your contribution to the community. Outstanding initiatives to get involved in include the Aim Higher mentoring programme (email: pamella. mitchell@kobrekim.ky) and the LIFE (Literacy is For Everyone) programme (email: volunteer@life.org.ky). See the Community Life chapter to get other ideas of where to get involved. You may be eligible for slightly more points if you can demonstrate that you have been training or mentoring Caymanians, especially if the mentoring is outside of normal work hours and is unrelated to your employer.
> History and Culture Test: You will be asked 40 multiple choice questions and will receive half a point for each correct answer. The questions on the test have generally been taken from the following books: The Cayman Islands in Transition (by J.A. Bodden; Roy Bodden), Founded Upon the Seas: A History of the Cayman Islands and Their People (by Michael Craton), Foundation - The Arts and Culture of the Cayman Islands Volumes 1-4 (by the Cayman National Cultural Foundation), Caymanian Expressions: A Collection of Sayings and Expressions Used in the Cayman Islands (by Kevin M. Goring), plus local media and facts regarding community and cultural events. The University College of the Cayman Islands offers a four-week course that covers the history, culture, political system, general facts and the evolution of the economy of the Islands. It appears to be highly relevant to the test.
> Close Caymanian Connections: Having a close relative who is Caymanian will result in an automatic award of points. The number of points varies depending on the nature of the relationship.
> Demographics and Cultural Diversity: Points are awarded based on an applicant’s country of origin, provided their nationality is below 10% of the number of work permits in force. At present, Jamaicans and Filipinos are ineligible for points. Citizens of these countries already comprise approximately 42% and 16% of work permits in force in the Cayman Islands, respectively.
> Age: Applicants are eligible for varying points depending on their age. The most “desirable” bracket is in respect of applicants aged between 25 and 35. 10 points are awarded for persons falling within this range as of the date of application.
> Deductible Components: Points can be lost in defined circumstances, including where an applicant suffers from a contagious disease that could make them a danger to the community, are proven to have mistreated fellow workers, have criminal convictions or where they do not have an adequately funded pension.
The Board has the power to revoke the Permanent Residence of any holder who “fails to maintain the level of financial investment stated in the application”. The law also states that if false information is provided or a material fact is concealed in the application, the Board may revoke any Permanent Residence granted. Permanent Residents are required to report details of their circumstances annually. Finally, if persons become destitute subsequent to the grant of permanent residence, it may be revoked. Harsh as this might sound, without a large tax base available to provide an extensive social safety net, the Cayman Immigration (Transition) Act seeks to ensure that only people who will not become a burden on society are awarded PR. As the current system stands, unless you own a property or shares in a business in Cayman, it can be difficult to make enough points to qualify for Permanent Residency. Applicants are likely to gain the most points should they purchase a property well before being eligible to apply, as any mortgage payments (including interest) will count in the assessment. The Cayman Islands Government is understood
to be reviewing the system and prospective applicants are accordingly encouraged to seek points across the fullest possible range of opportunities.
Permission to Continue Working (PCW)
When a person applies for Permanent Residency, they must apply for and be granted Permission to Continue Working (PCW) before any existing work permit expires. Otherwise, they will have to cease work when their latest permit expires. In that case, they are not entitled to work whilst awaiting the outcome of their application for permanent residence until they have a PCW stamp in their passport. A PCW stamp attracts the same fee as a sixmonth work permit and must be renewed every six months while the application is pending. Most Permanent Residence applications are presently dealt with in approximately 12 months.
The Next Step for Permanent Residents
Many people have asked what happens next once someone has been granted Permanent Residency (PR). Below we explain.
> Naturalisation: Once you have been granted PR, you only need to wait 12 months from the date of approval before applying to be Naturalised on the grounds of residency. This is an essential step if you would ultimately like to apply for Cayman Status (other than on the basis of being under 18 and the child of a Caymanian, or the spouse of a Caymanian).
> The Right to be Caymanian (Caymanian Status): Once you are Naturalised and five years have passed (or you are Naturalised and have been resident in the Cayman Islands for 15 years, whichever happens earlier), you can apply for Caymanian Status. See the Right to be Caymanian section in this chapter for more information.
How to Appeal a Permanent Residency Refusal
If your PR is turned down, the first thing you have to do is decide whether you are going to appeal the decision or not. If you choose to appeal, the next step is to serve a formal Notice of Appeal on the Secretary
of the Immigration Appeals Tribunal (IAT), which is located in the Government Administration Building. Your Notice of Appeal ought to be received by the IAT within 28 days of your application being refused. At this point, all you need to include in the letter are: a) the grounds under which you are filing the appeal (i.e. that the refusal was (i) erroneous in law (ii) unreasonable (iii) contrary to the principals of natural justice or (iv) at variance with the Immigration Regulations); b) the decision against which the appeal is made; c) a copy of your original application and the refusal letter (if the latter document is available); and d) a bank draft for CI$1,000 made payable to the CI Government, which is non-refundable.
Once the IAT receives your appeal paperwork, you will be issued with a receipt and the IAT will request, from the Department of WORC, an ‘Appeals Statement’ which will include the reasons for the decision to turn down your PR. It will also include their scoring of your PR application plus all the paperwork which went with your original PR application. The IAT will then forward all of this to you. You are then required to file detailed grounds of your appeal with the IAT and serve a copy on WORC within 28 days of receipt of the Appeals Statement. In your appeal you must provide written arguments as to why you disagree with the points given in each section, raise any relevant other factors and provide any supporting evidence/documents. The use of an attorney in relation to the preparation of rebuttal grounds of appeal is strongly encouraged as many of the details can be very technical in nature.
The IAT will review all the documents and decide whether the appellant’s case has merit. If the IAT decides in favour of the appellant, this will be communicated. The successful appellant will then be given an opportunity to submit updates and/or provide fresh evidence for consideration, and any changes in circumstances as it relates to the application. The IAT will then reconsider your application and assess
you afresh against the points system. Once the Tribunal has made its decision, the IAT Secretariat will inform you of it.
b) Permanent Residence as the Spouse of a Permanent Resident Permanent Residents will have to continue paying CI$500 per year per dependant until they (or the Permanent Resident) become Caymanian. If you are on a government contract and receive PR, you appear to have the choice of putting your dependent children on your PR (and paying the CI$500 fee per year) or keeping them on your government contract and paying no fees for them. There are other rules worth considering.
The dependent spouse of a Permanent Resident can and (in most cases) should apply for their own Permanent Residence and Employment Rights Certificate (RERC) in their own right, as soon as their spouse is granted Permanent Residence. They do not have to wait the usual eight years of residency and do not have to take any test or be subject to the points system. They should also apply to be naturalised after having PR for one year and then apply for the Right to be Caymanian as soon as five years have passed, or they have been living in the Cayman Islands for a total of 15 years. Do not overlook your children’s Naturalisation and Status application in this process!
Many people just carry on having their Residency and Employment Rights Certificate (RERC) as the Spouse of a Permanent Resident ‘tied to’ their spouse’s PR since there is no time limit on the award. This can, however, create problems down the line. For example, a problem arises when one of the spouses applies for and is granted the Right to be Caymanian. At this point, the RERC holder/spouse (and children) must have their Immigration status in the Islands ‘regularised’ within 45 days. In effect, and according to the interpretation applied to date by the authorities, the spouse can no longer be deemed the dependant of a PR holder when the person is now a Caymanian –
and if applications are not made promptly, they can lose the right to live in Cayman. As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the ‘Acknowledgement of the Right to be Caymanian by Entitlement’ within those 45 days, provided they have resided in Cayman for a minimum of one year. If there are some accompanying children who are over the age of 18, they must apply within 45 days for a continuation of their Residency under Section 39 of the Immigration (Transition) Act, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for schooling does not affect their ability to apply (provided Cayman has clearly remained their home throughout). Such applications are dealt with by the Director of WORC. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration (Transition) Act grants
the child PR independent of their parents. Serious issues have also occurred when Permanent Residents have become Caymanians. A policy provides that all dependent spouses have exactly 45 days to apply for Caymanian Status (if they have been married for over seven years) or for a Residency and Employment Rights Certificate as the Spouse of a Caymanian (if they have been married for under seven years). However, people have run into immovable problems if their marriage has broken down in the intervening years. One of the requirements in the Immigration (Transition) Act is that you can hand-onheart tick the box saying you have a stable marriage. If you cannot, then there are no particular rights remaining for you in the law; your certificate, as the spouse of a Permanent Resident, may have become void and you cannot now swap it for Caymanian Status. This means you may not be allowed to stay in the Cayman Islands. If you have children, the consequences can be devastating. It can accordingly be extremely important to make all relevant applications in a timely manner.
c) Permanent Residency Based on Being the Dependant Child of a Permanent Resident
An expatriate child of a Permanent Resident (even if the child has a Cayman Passport) must, in most cases, be a dependant on a parent’s Permanent Residence. Upon turning 18, most will be eligible to apply for Permanent Residence in their own right under section 39 of the Immigration (Transition) Act. They can do this without being subject to the points system, provided they have been legally and ordinarily resident in the Cayman Islands for seven years prior to the application being made, were named on their parent’s application and approved, and are of good character. Their parent must also continue to be a Permanent Resident or have become Caymanian. Any such application must be made before the child turns 19 (ideally prepared even before they turn 18), but if the parent’s RERC has been varied
to allow the child to be a dependant past 18, it can be made up until the child is 24, provided the child is still in tertiary education or within six months of the end of such education. They will then be able to apply to become Caymanian once they have been in Cayman for 15 years and are Naturalised or Registered, or five years after having been Naturalised or Registered and become a British Overseas Territories Citizen (BOTC). An expatriate child of the expatriate spouse of a Caymanian, and whose expatriate parent holds a RERC (Residency and Employment Rights Certificate) as the spouse of a Caymanian, can be added as a dependant of their parent until they are 18 (unless they continue into tertiary education and their permission is varied).
d) Permanent Residence as the Spouse of a Caymanian
The spouse of a Caymanian has no inherent right to live or work in the Cayman Islands (apart from any unexpired permission they may have held before being married to a Caymanian) unless they apply for and have been granted a Residency and Employment Rights Certificate as the Spouse of a Caymanian. The Cayman Islands Government has now amended the Law and these RERCs are now permanent in nature. Unlike other RERCs, these place no restrictions on occupation, presently require no annual declaration and require no annual fees. These certificates can, however, be revoked and may become void in the event of a breakdown in marriage. It can take several months to obtain a RERC as the Spouse of a Caymanian and so it is recommended that you apply as soon as possible. Only where the application is made while the applicant has a work permit, can the applicant continue working while the application is pending.
Death or Divorce From a Permanent Resident
The surviving or former spouse of a Permanent Resident is required to notify the Director of WORC and the Caymanian Status and Permanent Residency Board
of their change in circumstances within six months. Within these six months, the surviving spouse or former spouse may be eligible to apply for the grant of a Residency and Employment Rights Certificate in their own right. It may be important to consult with a lawyer or reputable immigration services company to confirm your standing and options in the event of appropriate circumstances arising.
2. PERMANENT
RESIDENCY BASED ON REGISTRATION BY ENTITLEMENT AS A BRITISH OVERSEAS TERRITORIES CITIZEN
Any child who is born in the Cayman Islands and whose parent subsequently becomes a Permanent Resident or lives the first 10 years of their life here may, immediately upon their tenth birthday, seek Registration as a British Overseas Territories Citizen (BOTC) by Entitlement. All persons so registered have prima facie right to remain in the Cayman Islands for life (and hold a BOTC (Cayman Islands) passport). Applications in relation to children who have lived in Cayman for the first 10 years of life are independent of a parent’s immigration status and cannot be denied to a child who meets the criteria. This reality is a reason for the rollover policy. It also creates an enormous opportunity for the Caymanborn children of those to whom the rollover is not applied, including Civil Servants and anyone exempted from term limits, such as persons married to government employees or even work permit holders.
3. NATURALISATION
If you are a Permanent Resident adult and not married to a Caymanian, getting Naturalised as a British Overseas Territories Citizen (BOTC) is an essential step in the process of acquiring Caymanian Status. Once you have had PR for 12 months (and have lived in Cayman for at least five years), you can apply under the British Nationality Act for Naturalisation as a British Overseas Territories Citizen (BOTC) by virtue of a connection with
the Cayman Islands. As part of the application paperwork, you will need to provide a current travel history from CBC. If you have been outside of the Islands for longer than 90 days in total in one year, or a total of 540 days over the course of five years, then this may affect your ability to be granted Naturalisation on the grounds of residency. If you are applying for Naturalisation on the grounds of being married to a BOTC, then you ought not to have been off the Islands for more than 270 days over the course of three years leading up to your date of application. Note: You will still need to pay your PR work-related fees every year once you are Naturalised. However, the spouse of a Caymanian is not liable to pay these fees.
The spouse of a Caymanian or Permanent Resident can apply for Naturalisation 12 months from the date that their RERC was approved, provided they have been resident in the Islands for at least three years and apply on the basis of marriage to a BOTC. Application is made to the Deputy Governor and must include an up-to-date travel history covering the last five years (you can obtain this from CBC), as well as certified copies of your relevant documents and a fee of CI$825. Note: A child under the age of 18 can (on successful application) be registered as a BOTC and the cost is CI$450.
Naturalisation entitles the applicant to a Cayman Islands passport but does not make the applicant a Caymanian (i.e. does not grant Status) or give them a right to work or even necessarily to reside in the Islands. It does, however, normally entitle the holder to ultimately apply for the Right to be Caymanian on the basis of residence, provided they remain legally and ordinarily resident in Cayman.
The fact that many people who have become naturalised or registered or have otherwise become BOTCs and possess Cayman Islands passports without being Caymanian can be potentially confusing. It is perhaps best to think of a Cayman Islands passport as a travel document, naturalisation (or registration) as becoming
a BOTC (but not a Caymanian), and being Caymanian (known as possessing the Right to be Caymanian) as possessing a particular type of Immigration permission (whether by right, entitlement or grant). Not all Caymanians are BOTCs, and accordingly, large numbers of Caymanians are not entitled to hold Cayman Islands passports.
4. ACQUISITION OF THE RIGHT TO BE CAYMANIAN
Any person who has been naturalised as a British Overseas Territories Citizen (BOTC) by virtue of their connection with the Islands may, upon satisfying various residency requirements (being resident for 15 years or being naturalised for five years, whichever happens sooner), apply for the Right to be Caymanian. Individuals who have been married to a Caymanian for seven years can also apply for the Right to be Caymanian. The surviving spouse of a Caymanian can apply for the Right to be Caymanian as long as they had been married for seven years and fulfil the other criteria. A person who is the child of a Caymanian, no matter the basis on which the parent became Caymanian, is generally
Any individual who acquired the Right to be Caymanian can lose that right if they move away from the Cayman Islands for more than five years (other than if they are away for medical or education purposes), and if they are convicted of an offence which was made possible by, facilitated by or connected with the grant of the Right to be Caymanian. For further details, visit www.caymanresident.com.
Spouses & Children of Caymanians
When a Permanent Resident is granted Caymanian Status, the spouse and children of that new Caymanian must have their immigration status ‘regularised’ within 45 days. In effect, the spouse/children can no longer be deemed dependants of a PR holder once the person is a Caymanian! In those 45 days, the spouse of a Caymanian has two options depending on how long they have been married: 1) if married for seven years, the spouse may be automatically entitled to apply for Caymanian Status as the Spouse of a Caymanian, or 2) if married for less than seven years then the spouse needs to apply for a Residency and Employment Rights
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requirements in the Immigration Act is that you can hand-on-heart tick the box saying you have a stable marriage. If you cannot, your certificate as the spouse of a Permanent Resident may become void in 45 days and you cannot now swap it for Caymanian Status. This is why you should always apply for Permanent Residency in your own right, and then apply for Naturalisation and Cayman Status the moment you can.
As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days. This Status, however, will expire at age 18, so it is essential that they apply for “continuation” before they turn 18. For children applying for Status, there is now an acknowledgement form in which you have to give proof of the schools your child has attended in the Cayman Islands (or overseas), proof of how the child was able to remain and reside in Cayman (whether they were a dependant on a PR or Government worker’s contract), the birth certificate of the child and marriage certificate of the parents and pay a fee of CI$50. Children who go to boarding school will not be affected as long as their home has always been Cayman, and they return home most holidays.
If there are some accompanying children who are over the age of 18, they must apply, within 45 days, for a continuation of their Residency under Section 39, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for full-time secondary schooling or tertiary studies (again, provided Cayman remains their home and they return for holidays) does not affect their ability to apply. It is very important that this rule is understood, as applying for PR under Section 39 of the Immigration (Transition) Act grants the child PR independently of their parents.
Marrying a Caymanian
A person who is newly married to
a Caymanian needs to apply to the Caymanian Status and Permanent Residency Board for a Residency and Employment Rights Certificate (RERC) as the Spouse of a Caymanian, which allows them to remain and work in any occupation and the certificate remains valid for as long as the marriage remains stable. It no longer expires at the seven-year mark. If they are in possession of a work permit before they are married, then the work permit remains valid for its duration. Provided an application for a RERC is made before the expiry of the work permit, the right to live and work in the Cayman Islands continues whilst the application for a RERC is pending. If the RERC is approved, after the seventh anniversary of the wedding, and as long as the marriage is still stable, the holder may apply for the Right to be Caymanian. There is a nonrefundable application filing fee of CI$300 and, when approved, there is an additional government fee of CI$400. A person who has been resident in the Cayman Islands for many years and goes on to marry a Caymanian may apply for Permanent Residency in their own right as long as they apply before they have been resident for eight years. They may also apply for an RERC. The difference is that if the marriage does not last, they will not lose their residency status. Note: The RERC application must include an affidavit to the effect that your marriage is not one of convenience.
Marriages of Convenience
The Cayman Islands Government is very aware that marriages of convenience have been arranged in order for foreigners to move to Cayman, remain, live and work without paying work permit fees. Offenders will be penalised if identified. The Cayman Islands Government has recently been focusing on this issue. Hundreds of so-called “sham marriages” have been identified. They appear to fall into two distinct categories. The first, and most obvious, being where the marriage is itself an artificial arrangement to seek
to defeat the Immigration legislation. The second, proving more difficult to police, is where the marriage concerned started as a genuine relationship but has broken down without that change in circumstances being reported to the authorities. Legislative amendments are coming.
Former Spouse of a Caymanian
In the instance where the former spouse of a Caymanian is the mother/father of a Caymanian child, they will usually be allowed to remain (subject to various approvals) and be permitted to work in the Cayman Islands until the child(ren) complete their education or reach their 24th birthday, whichever happens sooner. If their last child reaches the age of 18 (or is in full-time tertiary education) and the non-Caymanian parent has not obtained an alternative immigration permission before this point, then the parent will, according to the provisions of the law as presently drafted, have to leave the Cayman Islands. Such a parent will, however, have an opportunity to apply for Permanent Residence pursuant to the points system, provided Cayman has been their home for more than eight years.
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Baraud
Tel: (345) 945 1781
Email: info@baraud.com www.baraud.com
Baraud has been providing advisory services on all aspects of immigration requirements in the Cayman Islands, from a Temporary Work Permits and Work Permit Grants to Renewal applications, Permanent Residency, Naturalisation and Caymanian Status, as well as Permanent Residency for persons of independent means. Their thorough and extensive knowledge of the local immigration acts and regulations, policies and procedures, coupled with their long-standing working relationship with the Department of WORC, enables Baraud to manage your immigration challenges seamlessly. SEE AD PAGE 83
Bedell Cristin
Tel: (345) 949 0488
Email: caymanenquiries@bedellcristin.com www.bedellcristin.com/services/relocationresidency
Bedell Cristin’s Cayman team has over 20 years of experience in helping clients with their immigration needs. The team works with international and domestic businesses, advising on how to comply with business staffing plans and work permit requirements, as well as guiding high-net-worth individuals through the process of applying for Permanent Residency, Naturalisation and Caymanian Status. SEE AD PAGE 33 & 93
CML Immigration Services
Tel: (345) 623 1025
Email: immigration@cml.ky www.cml.ky
Specialising in work permit management and residency services, CML offers a comprehensive immigration advisory service to ensure everything goes smoothly for their clients. If you want an immigration partner that understands your business or family’s needs and won’t let you down, contact CML today.
Conyers
Tel: (345) 945 3901
Email: cayman@conyers.com www.conyers.com
Conyers is a leading international law firm with extensive experience in immigration law, advising on all matters related to moving and living in Cayman. From personal immigration needs, including Permanent Residence and Caymanian Status, to Residence by Investment programmes, Conyers can help you anticipate and avoid problems. SEE AD PAGE 97
HSM
Tel: (345) 949 4766
Email: immigration@hsmoffice.com www.hsmoffice.com
HSM is a full-service law firm with immigration and relocation services, including business establishment, appeals, Caymanian Status, Permanent Residency and Naturalisation applications. SEE AD PAGE 57, 89, 162 & 164
Invenio Global
42 North Church Street, George Town
Tel: (345) 769 7000
Email: cayman@invenio-global.com www.invenio-global.com
With qualified and professional consultants who have over 15 years of combined immigration experience, Invenio can resolve any problems you face through their Cayman immigration services. Their services include help with work permits (applications, amendments, cancellations, tracking and reimbursements), Permanent Residency, Naturalisation, Caymanian Status, Notary Public services and more. SEE AD PAGE 80 & 91
OWC HR & Immigration Services
Tel: (345) 327 2321
Email: info@owcservicesltd.com www.owcservicesltd.ky
OWC HR & Immigration Services specialises in solving your HR and immigration problems. They work with you every step of the way to make sure that you understand the choices you are making and feel empowered to make them. Their immigration services include Canada, Cayman, Jamaica, UK and US Visa applications. Also Cayman, Jamaica, UK and US passport applications and renewals, as well as work permits, Caymanian Status, Permanent Residency, Naturalisation, British Registration, Employment Rights Certificate and more. They also offer notary services. SEE AD THIS PAGE
Reside Cayman
Tel: (345) 746 6345
Email: hello@residecayman.com www.residecayman.com
Navigating Permanent Residency, relocation, and immigration in the Cayman Islands can be a difficult process. At Reside, they use over two decades of experience to put you on the right path to paradise. They would be happy to have an initial chat to clarify any aspect of your own personal aspirations.
Stuarts Humphries
Tel: (345) 949 3344
Email: buck.grizzel@stuartslaw.com www.stuartslaw.com
Stuarts immigration lawyers provide comprehensive Cayman Islands immigration and Permanent Residency advice. They support many clients to relocate to and establish businesses in the Cayman Islands from various locations in the world. SEE AD PAGE 66
Legal Befrienders
87 Mary Street, 2nd Floor, Apollo House West
Permanent Residency Applications
Visa & Passport Applications & Renewals (USA, UK, Jamaica & Cayman)
British Registration
Right to be Caymanian
Naturalisation
Work Permits
Pension & Insurance Compliance
Outsource HR Management
Trade & Business Licensing
Company Incorporation
Annual Return Filing & Resolution
Notary Public Police & Traffic Clearance
Flight Itinerary, Booking & Reservations
Wagner Building, 296 Shedden Road, GT Tel: (345) 327 2321
Email: info@owcservicesltd.ky
Tel: (345) 945 8869
www.dcs.gov.ky/frc
If you are seeking free legal advice on issues such as domestic violence, divorce, immigration and more, the Family Resource Centre hosts The Legal Befrienders Clinic and phone line every Tuesday from 5pm-6.30pm. At the Clinic, qualified attorneys offer free legal advice on a walk-in, first come, first served basis. No appointments are necessary.
VISAS & PASSPORTS
Visas for Cayman
Nationals of the US, Canada, the UK and most countries within the British Commonwealth do not require visas to enter the Cayman Islands. Citizens of Jamaica (between the ages of 15 and 70), Honduras and the Philippines, for example, do. Check the ‘Visa’ section of www.cbc.gov.ky or www.caymanresident. com to see if you need one. If you hold a passport from Jamaica, India or China and you have a US, UK or Canadian Visa, you do not need a separate Cayman Visa. However, you must enter Cayman directly from the country where you hold the visa and can only stay in the Cayman Islands for 30 days. Where visas are required, they must be sought and obtained prior to travel. Contact the British Embassy or Consulate with a visa department that is nearest you. There is a dedicated visa office within the Customs and Border Control office. You can call the manager of that department on (345) 649 4579 or email: Emily.Hurlston@gov.ky. There is also one in Kingston, Jamaica. Tel: (876) 906 7866 or (876) 906 5336, or email: caymanvisa@ cwjamaica.com.
Visas for the US
If you are looking to travel to the US as a non-American passport holder with an EU member passport, you must register online at least three days before travel via the Electronic System for Travel Authorisation (ESTA). Once approved, you are allowed to travel to the US for up to two years without re-registering. The website is https://esta. cbp.dhs.gov/esta. However, the intention
of ESTA is for EU residents living in EU countries to use this system and not for EU residents living in the Cayman Islands. It is strongly advised that residents of the Cayman Islands obtain a US visa from the US Embassy in Kingston, Jamaica. Appointments can be made at https:// jm.usembassy.gov/services/. For questions or concerns about the non-immigrant visa process, email: KingstonNIV@ state.gov, and for questions pertaining to the immigrant visa process, email: KingstonIV@state.gov. Alternatively, you can email andrea@travelproscayman.com or call (345) 949 8182 and enquire about the service that Travel Pros offers whereby they will help you through the process of booking an interview at the Embassy, and then they check and submit all the required paperwork for you. They then organise a hotel and a driver for your stay in Kingston.
PASSPORTS
American Passports
The US Consular Agency has an office in the Smith Road Centre, Suite 202B, 150 Smith Road, George Town. They assist with US Notarial Services, performed for US citizens, plus they help with passport applications and renewals, and also ‘Consular Report of Birth Abroad’ certificates for children born in Cayman to American citizens. The first thing you need to do is email: CaymanACS@state. gov and then you will receive an automated response which includes up-to-date links to where you can start your application process. For those needing the ‘Consular Report of Birth Abroad’ certificate, the process is as follows. You will be added to a waiting list, and then officers from the US Embassy in Kingston will come over, check your documents and interview you. If you are a US citizen experiencing a serious emergency you can call Tanya Thompson on (345) 328 0033 or the US Embassy in Jamaica on (876) 702 6000.
British Passports
Application forms for British passports (renewals or new passports) need to be filled in online and then the required paperwork,
including your existing passport(s), must be couriered to Her Majesty’s Passport Office, OVS-D, Millburngate House, Millburngate, Durham DH97 1PA, England. Go to www.gov.uk/overseaspassports to get started. Payment must be made by debit or credit card online during the application process. Processing time is about four weeks.
Caymanian Passports
Caymanian passports (also called British Overseas Territories Citizen passports) are processed at the Passport and Corporate Services office in George Town and then sent to the UK passport office to be printed. The processing time for this is currently about six weeks. Application forms for a BOTC passport can be downloaded from www.gov.ky (see the ‘Passport & Corporate Services’ tab) along with the list of required documentation. Passports cost CI$75 for a child and CI$100 for an adult.
Temporary passports, which are only issued in the event of a medical air evacuation, are still produced in Cayman and can be turned around within a day for those who are eligible. The passport office is located on the 2nd floor of Sussex House, 128 Elgin Avenue and is open MondayFriday 9am-3pm. Tel: (345) 943 7678.
Canadian Passports
There is no Canadian Consulate in the Cayman Islands so people must now go through the High Commission of Canada in Kingston, Jamaica for consular services, general enquiries and for passport services. The usual process is that you apply online through the www.canada.ca website (search ‘how to apply for a passport when living abroad’), then you will be instructed to send your original documents to the High Commission of Canada to Jamaica, 3 West Kings House Road, Kingston 10, Jamaica, Tel: 1 (876) 926 1500, Email: kngtn-cs@ international.gc.ca.
For non-Canadians who wish to visit Canada, you will need to apply for an Electronic Travel Authorization (eTA) via the www.canada.ca website. It is very
straightforward, often gets approved in minutes, and all you need is your passport, a valid email address and a debit or credit card to pay the CAD$7 fee.
Other Consular Agencies
The Portfolio of Internal and External Affairs of the Cayman Islands Government and the Office of the Governor have assembled contact details for the consular representatives of other countries. Also see the ‘Passport and Visa’ section of www. caymanresident.com for details and a full updated list of consular agencies in the Cayman Islands.
TAX STATUS & DOMICILE
UK TAX STATUS & DOMICILE
If you were once a resident of the UK but are now a resident of Cayman, then knowing how many days you can visit the UK to see family and friends is very important. Generally, if you spend fewer than 16 days in the UK in a tax year, you will not be considered a UK resident. If you have not been a UK resident for three or more tax years, this is extended to 46 days. However, if you work full time in the UK, spend 183 days or more in the UK per year, have a home in the UK in which you spend 30 days in the tax year, plus you have no overseas home, then you can assume you are a UK resident.
There are also ties which, if combined with the number of days you spent in the UK in any given tax year, can determine whether or not you are a UK resident. These ties include family (i.e. a child in a boarding school), having a house in the UK, working in the UK and spending over 90 days in the UK. The number of ties you have dictates how many days you can safely stay in the UK before becoming a UK tax resident.
Your domicile, on the other hand, will determine if you are liable to pay UK Inheritance Tax (IHT). If you wish to avoid IHT on your worldwide assets, you must plan carefully and make positive steps to shed your UK domicile. There is no specific form to fill out to explain that
your domicile has changed; however, in your annual UK self-assessment tax return, there is a section which asks you to talk about your domicile. Note: When leaving the UK, you should either complete and submit form P85 ‘Leaving the UK – getting your tax right’ to HMRC or include details on your last self-assessment tax return. This form advises HMRC that you are leaving the UK and will help them decide if you will still be required to file a UK tax return as a non-resident. For formal or informal advice on UK tax status and domicile, including succession and estate planning for high-net-worth families and individuals, and tax residence and domicile reviews, you can contact Paul Hotchkiss from Hotchkiss Associates Limited. Tel: +44 (1624) 872140, or visit www. hotchkiss.im.
US TAXATION OF AMERICAN CITIZENS OR GREEN CARD HOLDERS MOVING TO THE CAYMAN ISLANDS
American citizens and green card holders are subject to US tax reporting requirements even when they are not living in the US. This can include both expats and lifelong residents of Cayman.
Many Americans living in Cayman can reduce or eliminate their US tax using the foreign earned income exclusion. In 2024, this means that up to US$126,500 of qualifying earned income (plus an additional amount for certain housing expenses in excess of US$36,000) can be excluded. Generally, you can qualify for this exclusion if you can show that you are a “bona fide resident” of the Cayman Islands (or another country) for at least a full calendar year and have Cayman as your ‘tax home’ – usually living and working in Cayman is enough for this purpose. Additionally, you can qualify by being physically present in Cayman for 330 days in a 12-month period (which does not necessarily need to be a calendar year) and having your tax home in Cayman.
Even if all your income is excluded and you owe no US tax, you are still required to file a tax return, declare your worldwide
income and elect to take the foreign earned income exclusion. Additionally, you are required to file information returns for your foreign bank and financial accounts (including your Cayman pension), as well as for any business entities and trusts formed in Cayman or other foreign countries.
Non-Compliance & Catching Up
Individuals who have not complied with US tax reporting requirements in past years are subject to penalties if their noncompliance is discovered by the IRS. Penalties can be in excess of US$25,000 per year in some cases, even when no tax is due. Some individuals may be able to take advantage of an IRS amnesty programme called the ‘Streamlined Filing Compliance Procedures’ if they can certify that their non-compliance was not wilful. This programme involves filing back tax returns, including information returns for business entities and trusts formed in Cayman or other foreign countries for the past three years, along with foreign bank and financial account reports for the past six years, and paying any taxes owed with interest. In many cases, a Streamlined Filing will result in no penalties imposed by the IRS. For formal advice, call:
Omni Cayman/John Wagner
Tel: (345) 547 4473
Email: john@omnicayman.com www.omnicayman.com
Omni Cayman in the Cayman Islands are Certified QuickBooks Pro Advisors offering professional outsourcing, including US tax filing, interim CFO, audit preparation, shareholder meeting preparations, and other accounting and consulting services. Omni has a team of qualified professionals with over 20 years’ experience coming from Cayman’s top firms, such as Deloitte, KPMG and BDO. For some clients, Omni Cayman is contracted to fulfil specific accounting roles, while for others, Omni serves as the client’s entire accounting department.
SEE AD PAGE 63
Retiring
in Cayman
For those contemplating retiring, growing old and spending their final days in Cayman, this chapter details the things you will need to think about. For those who have lost a loved one, it covers everything you might need to know about wills and probate, repatriation and the various burial options.
With beautiful beaches and year-round good weather, it is easy to see why Cayman is regarded as an ideal place to retire. Aside from the climate, what draws retirees to Cayman is that you can enjoy the ease of island life while still having access to world-class healthcare and remaining near the US. The retirement community in Cayman is thriving; the current figures show that the over-65s account for over 8.1% of the population and, as a result, activities and services for seniors are increasing. Whether you intend to get involved in the community or simply relax on the beach, the lifestyle in Cayman suits any retirement model.
RETIRING IN CAYMAN - WHAT TO CONSIDER
Health Insurance
Health insurance by an approved Cayman Islands health insurer is required by law for all residents of the Cayman Islands. However, there are very few options available to retirees arriving in Cayman. All the insurance companies offer the Standard Health Insurance Contract (SHIC plan). A few insurers have set monthly premiums regardless of age or health status, but many will rate for age and/ or health risks at installation and upon each annual renewal. The SHIC plans have fairly standard rates, which have remained steady for over 10 years, but each health insurer may charge up to double their standard rates for high-risk members and may also apply to the Health Insurance Commission to allow charging higher than twice the standard rates for higher-risk applicants. The standard cost for the SHIC plan for an individual is
Photos courtesy of Daria Keenan, Chuck Gloman, John Molyneux & Rebecca Davidson
US$198.51 per month. For a couple, it is US$443.58 and for a family it is US$605.61. If you would like to add comprehensive dental and vision coverage, it will cost an additional US$86.25 per month for dental and US$13.98 per month for vision per individual. That said, not all health insurance companies in Cayman offer the option of additional dental and vision under the SHIC plan; the majority only offer the medical benefit portion of the plan.
If you are a current Cayman resident reaching retirement age, you are encouraged to check your options for retiree coverage, either through your own or your spouse’s prior jobs and what individual coverage you may be able to transfer to. A few insurers offer more comprehensive individual plans, but those will all utilise risk-and-age-based premiums. Some retirees own their own companies, and they may be able to enrol themselves on their group plan, while some other retirees continue to work a parttime job to help maintain health insurance coverage.
Another option for retirees moving to Cayman is to keep their existing health insurance from overseas (for example, Cigna, BUPA or Medicare) and obtain a basic plan in Cayman to cover the legal requirements. Medicare will not cover Cayman services but can cover major expenses in the US. If on private insurance, be sure your overseas insurer is aware of your place of residence to avoid possibly having claims denied due to eligibility requirements not being met.
Married couple retirees who are enrolling on individual plans may wish to consider enrolling separately versus as a ‘primary insured with a spouse’ for a few reasons. Firstly, the age and/or health conditions of one spouse in the couple could attract higher rates for the couple overall. By enrolling separately, the healthier and/or younger spouse may attract more affordable rates than when the couple is enrolled together. Secondly, whilst not a pleasant thought, if the primary insured passes away, the surviving spouse is spared a lot of hassle
(and also the possibility of having a gap in coverage) if he or she already has the policy in their own name. If you do still decide to enrol as a couple, versus as two individuals, then consider having the younger person as the primary insured person to try and obtain a lower premium rate. For a list of health insurance providers and brokers, see the Health and Wellness chapter.
Medical Care in Cayman
Grand Cayman has three fully-equipped hospitals, easy access to internationally trained doctors and specialists, and some of the most advanced medical equipment in the world. If there was one place outside of the US where you could be guaranteed to receive first-rate medical care, you can be assured that Cayman is it. For more information on Cayman’s health system, see the Health and Wellness chapter.
End-of-Life Medical Laws
The Health Care Decisions Act (2022 Revision) addresses the problem that healthcare providers and families face when a patient is too ill to communicate their treatment preferences. The introduction of ‘Advance Health Care Directives’ by this law, commonly known as ‘Living Wills’, provides a legal framework to express your wishes regarding medical treatment while you are mentally competent. The Advance Health Care Directive is a document that sets out in writing which life-sustaining measures you would want to be applied to you under different circumstances, including a ‘Do Not Resuscitate’ order and the refusal of life support if you are in a vegetative state.
It is also possible to appoint one or more people as proxies to make medical decisions for you should you become mentally incapable. To be legally appointed as a proxy, you must be an adult and satisfy certain principles, such as being mentally competent. Should the proxy holder die or renounce their duty, and the patient is mentally incompetent, the patient’s doctor automatically
becomes the decision maker. It is highly recommended that you consult a lawyer to guide you through this process, given the potentially serious implications involved for your health and wellbeing.
The Health Care Decisions Act prohibits physician-assisted suicide and does not affect those who were in palliative care prior to the introduction of this law or the right of a person to receive palliative care.
The Human Tissue Transplant Act (2013) and the Human Tissue and Transplant Regulations (2018) came into effect in 2018. The law allows adults (18+) to register as organ donors. Persons under 18 years of age need parental consent to register and can only donate regenerative tissue (e.g. bone marrow). This law excludes the donation of foetal tissue, sperm or ova and prohibits the trading of human body parts. If you have not registered as a donor prior to your death, your organs/tissues cannot be donated once you are deceased.
In addition, a Human Tissue Transplant Council has been established to monitor compliance with the law and oversee the new donor registry. The registry has the potential to connect Cayman with the overseas organ donation network, whereby patients gain priority on other international registries. For more information on the healthcare system, see the Health and Wellness chapter.
Life Insurance
Prior to retirement, it is important to ensure you have adequate life insurance coverage. A good life insurance policy will protect your loved ones’ finances and ensure that an already difficult time isn’t made more so with the financial burden that could ensue from a loss of income. Life insurance policies are designed to pay out a cash sum to your loved ones if you die while covered by the policy. It can help them deal with everyday money worries, such as household bills, childcare, school fees or mortgage payments.
The amount of coverage you’ll receive
and the premium you’ll pay will depend on your individual circumstances and the kind of policy you choose. Your life insurance premiums will consider your medical history, age and lifestyle factors, and typically speaking, the younger and healthier you are, the cheaper your monthly bill will be. See below for life insurance providers. You can find more in the Settling In chapter.
Juliet Osbourne - Life Insurance
Tel: (345) 916 0500
Email: juliet@julietosbourne.com www.julietosbourne.com
Whether you need life insurance to cover your mortgage or protect your family and loved ones, Juliet can provide a policy to suit your lifestyle and budget. Juliet also offers annuities, critical illness policies, as well as other insurance products to safeguard you and your family’s future. Contact Juliet for a quote by phone or email.
Michael Webster - Life Agent
Tel: (345) 925 5433
Email: michael.webster@cic.com.ky www.lifeinsurance345.com
Michael Webster offers protection for both your mortgage and family. He offers term life, mortgage protection term life and whole life policies. For peace of mind, call for a free, no obligation quote. SEE AD PAGE 139
Sagicor Life of the Cayman Islands
198 North Church Street, George Town Tel: (345) 949 8211
Email: cy_infocayman@sagicor.com www.sagicorcayman.com
Sagicor helps you secure your financial future with savings, retirement planning, life insurance, mortgage protection, family protection and critical illness coverage. Sagicor is the only company in Cayman authorised by the Superintendent of Pensions to allow individuals to purchase an annuity plan using their pension fund at retirement age. Speak to an advisor about the best ways to protect yourself and your family.
SEE AD PAGE 47, 107& 140
Immigration Considerations
The Cayman Islands welcomes wealthy retirees as long as they have enough money to buy a house and support themselves in old age. Without a regular tax base, the Cayman Islands Government is not able to support an ageing population. If you are the dependant/spouse of a Permanent Resident and they die before you do, the right of the surviving spouse to reside in the Islands may be revoked at the discretion of the Director of Workforce Opportunities & Residency Cayman. The surviving spouse may, within three months, apply for the Grant of Residency Certificate for Persons of Independent Means upon satisfying the requirements. See page 92 for more information.
Senior & Retirement Homes
The Pines Retirement Home
60 Pines Drive, George Town Tel: (345) 949 5650
Email: info@thepinescayman.com www.thepinescayman.com
The Pines Retirement Home is a non-profit organisation established to provide residential accommodation to meet the needs of elderly citizens during their retirement. Over time, the emphasis has moved to the provision of care provided by Registered Nurses in response to the needs of the community. There are 48 beds consisting of private rooms, double rooms, and wards. The cost is CI$3,410 per month for regular care residents, CI$7,150 per month for heavy care residents, CI$3,960 per month for private rooms, and CI$150 per night for respite care. These rates include three meals per day and snacks, as well as varying levels of assistance with activities for daily living, housekeeping, outings and more. Daycare is provided Monday to Friday from 8.30am5.30pm for a rate of CI$50 per day. This allows seniors to spend their day at The Pines, participating in numerous activities. The home is open to all citizens of the Cayman Islands.
Poor Relief Payments
For those too elderly to work, who are over the age of 60 and are in great need, the Needs Assessment Unit (NAU) currently
offers a monthly stipend of CI$950. A full assessment needs to be undertaken and then the level of assistance required is investigated. This is only open to Caymanians. The NAU is located at 555 Seafarers Way, George Town. Tel: (345) 946 0024.
In-Home Healthcare
Caring Hands Cayman
Tel: (345) 943 1177
Email: support@caringhandscayman.com www.caringhandscayman.com
Caring Hands Cayman, a professional in-home healthcare provider, is dedicated to enhancing the quality of life, dignity and independence of Cayman’s elderly residents, the sick, or those incapacitated and in need of nursing care at home, whether they are residents or visitors.
Hospice & Palliative Care
For many years, people living in Cayman have been very fortunate to have access to free palliative and hospice care at Jasmine. The charity provides care to improve the quality of life for people living with a serious illness and support for their loved ones. Palliative care can be useful throughout any serious, long-term illness and can be provided alongside treatment, not just at end-of-life. Care can be provided at a patient’s home, at one of Jasmine’s outpatient clinics, or at Jasmine’s purposebuilt facility, depending on the needs and wishes of patients and their families. Anyone interested in accessing Jasmine’s support can self-refer by contacting Jasmine or visiting one of Jasmine’s weekly clinics at HSA and Health City.
Jasmine
31 Jasmine Blossom Way, West Bay Road
Tel: (345) 945 7447
Email: info@jasmine.ky www.jasmine.ky
Jasmine is a non-profit organisation committed to providing free palliative and hospice care to anyone in the Cayman Islands facing a serious illness. Their specialist nurses and caregivers can assist patients at any stage of a diagnosis, collaborating with primary care physicians
Have
you been
diagnosed with a serious illness?
Jasmine can help.
No matter where you are on your journey following a serious diagnosis, our expert team is dedicated to your care and well-being.
Jasmine will work alongside your primary physician to develop bespoke care plans, help manage your symptoms, and provide emotional support for you and your family.
We can assist with any serious, long-term illness, including lung disease, heart failure, neurological diseases, and more.
All our services are 100% free of charge.
Contact us to find out how palliative care can improve your quality of life.
jasmine.ky | 945-7447 | info@jasmine.ky | | |
This ad was generously sponsored by an anonymous donor.
to offer symptom management, emotional support, patient advocacy, and bereavement support. Jasmine relies on the generosity of the community for over 90% of its funding.
Wills & Probate
There is no inheritance tax in the Cayman Islands. Cayman Islands law allows for complete freedom of disposition, meaning that you can dispose of your Cayman assets on your death as you please, subject only to the law of your domicile. It is extremely difficult to contest an otherwise valid Cayman Islands Will, and so it is recommended that you have an understanding of the probate process and an up-to-date Will.
Post-death, the law requires a grant of probate or letters of administration to be obtained from the Grand Court of the Cayman Islands to enable personal representatives (usually those persons nominated as executors in the Will) to administer the deceased’s Cayman Islands estate. Court fees of around CI$250 are payable to the Cayman Court, excluding legal fees (if applicable) to prepare the application. The application for probate must be filed within six months of the date of death, otherwise an additional application has to be made to the Grand Court for special leave. When probate or letters of administration are granted, it empowers the personal representatives to deal with the deceased’s Cayman Islands assets. It is advisable to obtain multiple copies of the grant of probate or letters of administration if there are multiple assets to administer.
It is important to note that under the Succession Act (2021 Revision), executors are only entitled to very modest remuneration. However, the Will may allow more generous remuneration.
The Formal Validity of Wills (Persons Dying Abroad) Act (2018) prescribes that a Cayman Islands Will is considered valid if it conforms with foreign or Cayman Islands execution formalities. This law also applies to Wills created before this law came into
force in 2018.
The Succession Act (2021 Revision) and the Wills Act (2018) have introduced provisions for civil partners to be considered equal to married persons as a matter of Cayman Islands law.
Foreign probates or letters of administration (with certificated translations, if necessary) can be resealed by the Cayman Probate Court, at which point such resealed foreign legal documents will be effective in administering any Cayman Islands assets.
Dying intestate (i.e. without making a Will) can sometimes make matters more complicated. If a Cayman-domiciled person dies intestate, a closely connected person, such as a surviving spouse or surviving adult child, must apply to the Grand Court for letters of administration. Once obtained, this legal document empowers them to deal with the deceased’s assets in accordance with the Succession Act. Many people attempt to take on the responsibility of acting as a representative of an intestate estate and then immediately find themselves overwhelmed. In order to navigate this complicated process, it is advisable to seek advice from a duly qualified attorney-at-law. The benefit of having a local representative who is familiar with the Cayman Islands legal system cannot be overstated. Their familiarity with the rules could save your estate from significant expense, not to mention alleviate the stress placed on bereaved loved ones who may otherwise find themselves having to negotiate the requirements of a country that they may not be familiar with.
Drafting a Will
Although anyone can draft their own Will, there are certain legal requirements that must be met in order for it to be valid. Take advice from an attorney to make sure your Will:
> Is unambiguous
> Clearly sets out your wishes
> Meets legal requirements. Attorneys can also provide additional services, such as the retention of your Will.
Letters of Wishes
A letter of wishes often accompanies a Will, setting out additional, non-binding requests. Such letters can be a great comfort to family members who find themselves unsure about where to begin when dealing with their final wishes.
Simple instructions include where your life insurance policies, annuities and pension plans are held. Also included are your bank account details, your electricity, water, internet account numbers, your computer password, a list of your fixed assets, your digital assets, the names of your attorney, accountant and doctor, and generally all those items that only an individual may know. Setting this out in a letter of wishes will save your representative hours of digging through papers and making telephone calls trying to determine where your assets are held. Giving precise details can save your estate from potential losses due to unidentified assets. Your attorney will ask you to provide the following information:
Family Information
> What is your full name, date of birth and home address? What is the full name of your spouse, their date of birth and address? What are the full names, dates of birth and current ages of your children? Were there any previous marriages? If so, were there any children from that previous marriage? What are their names and ages?
Key Roles in Your Will
> Names and addresses of your proposed executors: maybe a trusted friend as one and a trusted family member as the other. You need to explain your relationship to these people.
> Name and address of guardians to your children, although this is only relevant if your children are young.
Gifts
> Pecuniary bequests – These are legacies of cash that you may want to leave to someone.
> Legacies of property – You will need to
identify the specific item/property that you want to leave to someone.
> Beneficiaries of the rest of your estate –This is whatever is remaining in your estate and can be given to one person, or it can be divided between several people.
> Substitute beneficiaries of your estate – In this section, you need to name a substitute to inherit your estate should the named beneficiaries die before the estate can be given to them.
> Age of inheritance – You will be asked if you want to specify an age when your beneficiaries inherit the residue of your estate. This is only relevant if your beneficiaries are very young at the time of you writing your Will.
> ‘Worst case scenario’ gift – You need to name a charity, family member or friend who will inherit your estate if everyone you have named in your Will dies and cannot inherit it.
Assets & Liabilities List
The final portion of the Will requires you to list your assets, liabilities (mortgages and outstanding debts), as well as any life insurance policies you may have and the details of your pension plan. A law firm can assist you in writing a Will and your Letter of Wishes, or advise you on probate. Please refer to the Running a Business chapter for a list of law firms that will be able to help.
Inheritance Tax & Domicile
For foreign residents, inheritance tax may still be due in their country of domicile. Your lawyer will be able to determine whether you are domiciled in Cayman or advise you on how to change your domicile to Cayman. Purchasing a grave plot in Cayman and insurance that pays for your remains to be repatriated to Cayman are two ways to prove your domicile is in Cayman. For information, see the Immigration chapter.
Law Firms with Family Practices
Cayman Family Law
Zephyr House, Ground Floor, 122 Mary St., GT
Tel: (345) 746 5290
Email: info@caymanfamilylaw.com www.caymanfamilylaw.com
Cayman Family Law is a boutique law firm specialising exclusively in family law, including advice and assistance on Wills and probate matters. They can also provide advice on the preparation of lasting powers of attorney and obtaining Guardianship orders.
Hampson and Company
4th Fl, Apollo House East, 87 Mary Street, GT
Tel: (345) 623 7788
Email: info@hampsonandco.com
www.hampsonandco.com
Hampson and Company offers experienced and comprehensive advice on family law, including advice on Wills and probate – both local and international – real estate and settling in the Cayman Islands. SEE AD PAGE 59, 161 & 225
HSM
68 Fort Street, George Town
Tel: (345) 949 4766
Email: info@hsmoffice.com
www.hsmoffice.com
As a full-service law firm, HSM lawyers provide guidance on the preparation of Wills; the obtaining of grants of probate or letters of administration; and the re-sealing of foreign probate matters. They represent clients in connection with non-contentious and contentious trust and estate disputes. The HSM Group specialises in Litigation, restructuring, insolvency, private client, immigration, employment, corporate and commercial, family law, property, intellectual property and debt solutions. SEE AD PAGE 57, 89, 162 & 164
Ogier
4th Floor, 89 Nexus Way, Camana Bay Tel: (345) 949 9876
Email: cayman@ogier.com www.ogier.com
Ogier is a professional services firm comprised of three divisions: legal, corporate and fiduciary, and consulting. Present in the Cayman Islands for over 30 years, the firm’s legal team provides practical advice on a unique combination of BVI, Cayman, Guernsey, Irish, Jersey and Luxembourg law. Ogier in Cayman provides a full range of services across a wide array of specialisms, including estate planning, wills and probate. Their global team can assist local and international clients with Will drafting, estate planning, probate applications, estate administration and executorship, inheritance advice and mental capacity.
Stuarts Humphries
Kensington House, 69 Dr Roy’s Drive, GT Tel: (345) 949 3344
Email: buck.grizzel@stuartslaw.com www.stuartslaw.com
Comprehensive Wills and probate services for residents of the Cayman Islands and nonresidents who have assets in the Cayman Islands, such as real estate, shares in companies or bank accounts.
SEE AD PAGE 66
Travers Thorp Alberga
2nd Floor, Harbour Place, 103 South Church Street, George Town
Tel: (345) 949 0699
Email: info@traversthorpalberga.com
www.traversthorpalberga.com
Travers Thorp Alberga has an experienced succession and estate department focusing on all types of estate planning, inclusive of trusts, Wills and probate proceedings, both local, international and multijurisdictional.
SEE AD PAGE 223
END OF LIFE IN CAYMAN
When a person dies, the next of kin is left with a number of decisions and arrangements to make. Fortunately, undertakers are there to help guide family and loved ones through the process. The main decision to be made is whether the body is to be buried, cremated or repatriated. Funeral homes help in all three scenarios. There are two funeral homes in the Cayman Islands: Bodden Funeral Services and Churchill’s Funeral Home. Both provide the same range of services and similar funeral packages, although Bodden Funeral Services has the only crematorium in the Cayman Islands.
Overview of the Process
If a person dies of natural causes – that is, the death is not sudden, violent or suspicious – the process is as follows:
> If that person has been under the direct care of Jasmine, the deceased is taken to a hospital where an examination is carried out, the person is pronounced dead, and the body is then moved to a funeral home.
> If the deceased has not been under the care of Jasmine, the next of kin must first contact the hospital. The body must then be taken to the hospital, where a medical practitioner determines whether further investigation is required.
> Meanwhile, the undertaker will collect the necessary information and complete the paperwork for the death certificate. This is then presented to Medical Records, where the attending physician verifies the information, fills in their portion and sends it to the General Registry. When the death certificate is ready, the body is released to the funeral home for burial, cremation or repatriation. Additional death certificates
can be ordered online on the Cayman Islands General Registry website (www.vitals. ky) or at the Government Administration building for a fee of CI$10 per copy.
Burial
If the deceased’s wishes were to be buried, the next of kin must decide, with the help of the undertaker, on a casket, clothing for the deceased, whether to hold a service and, if so, what type of service
The average funeral package is CI$3,500 and these costs should include everything other than flowers, announcements and the funeral programme.
When calling the funeral homes, ask these questions:
> Do they charge a storage/cooler fee to keep the body for the days before the funeral? If so, how much is it per day? It can take time for loved ones to get to Cayman and a funeral can often be delayed for one to three weeks. A cooler fee can easily add CI$1,000 to the cost of the funeral package.
> How often can you view your loved one and is there a fee to view the body?
> What make and material is the casket that is included in the basic package? Upgrading to a different casket can add upwards of CI$500 to your bill.
> Ask what the basic package includes. It usually includes: transfer of the body to the funeral home, cool-storage of the body in their facility, all clerical paperwork, embalming (required for repatriation), dressing, restoration, hair and make-up, coffin, viewing at the funeral home, staff for the service, transportation, hearse for the coffin, free bus for the family to the gravesite, gravesite equipment (chairs, tent, drinking water and coffin lowering device), vault sealing, guest books, one newspaper announcement and four radio ads. It would not include flowers, additional announcements or the funeral programme.
> If the deceased is a civil servant, died in a tragic accident, or is under the age of 18, then ask if the funeral home will offer you a discount.
Burial Assistance
For those in need, the Needs Assessment Unit (NAU) can provide financial support to bury loved ones. They can give families a maximum of CI$3,500 towards a low-cost funeral package that is offered by the funeral homes to clients of the NAU. The NAU may also be able to provide up to CI$1,200 towards the cost of a vault. You will need to visit the NAU office, fill in the required forms and wait to be assessed by one of the officers. They are located at 55 South Church Street, George Town. Tel: (345) 946 0024 or visit www.nau.gov.ky.
Pre-planning Funerals
In most countries, it is not uncommon for people to pre-plan their own funeral and then leave this plan on file with their chosen funeral home. You can also buy a government or a private burial plot in advance and let the funeral home know the details. Leaving a plan for your funeral can take a huge weight off your family. You can also pay for the funeral costs in advance and the funeral home will freeze the cost no matter how much time passes before your family needs to access your file with the funeral home.
Cemeteries Management
As a full-service law firm we draft trusts and wills as well as set up foundation companies and family offices for both residents and non-residents of the Cayman Islands. We are able to assist those who have assets in the Islands whether real estate, shares in a Cayman company or bank accounts. We represent clients in connection with trust and estate disputes as well as provide guidance and advice on legal issues arising from trust and estate administration matters.
The vast majority of cemeteries on all three Islands are either privately owned family plots or Government owned, but there is a private cemetery in Red Bay where anyone can buy a burial plot. Public/government owned cemeteries are managed by the Department of Environmental Health (DEH), which is responsible for the allocation of land for burial and the design and construction of burial vaults. However, the maintenance of the grounds and landscaping is carried out by the Recreations, Parks & Cemeteries Unit. Public burial plots and vaults can be bought at the Department of Environmental Health office (Tel: (345) 949 6696 or email: dehcustomerservice@gov.ky) for a fee of CI$1,200 for adults and CI$600 for children, only after an individual has died. Family plots cannot be purchased in advance at public cemeteries because most sites are full and it will be hard to obtain a plot next to your loved ones. Private cemeteries on-Island are still monitored by the Department of Environmental Health to ensure that the vaults are constructed to DEH specifications. However, these are not available for public purchase as most of them are on family-owned land that is used as a grave site for that family only. The Garden of Reflection on Prospect Point Road is a private cemetery in Red Bay that has grave plots available for the public to purchase. This cemetery currently has 350 available plots (as of July 2024). Grave plots can be purchased for CI$4,249CI$7,500 and the cost includes landscape maintenance. The plots are sold and managed by Crighton Properties, and the company maintains accurate records to ensure that reserved grave plots are not built upon. You can contact Crighton Properties on (345) 949 5250 or email: dalec@crightonproperties.com, or through
• Wills • Trusts • Probate • Family Offices • Estate Administration
Chambers +1 345 815 7426 hbrooks@hsmoffice.com
your undertaker. Grave vault construction must be arranged by the family and local contractors charge between CI$3,200 and CI$3,600 to build a concrete vault. The size of a single plot is 4ft x 8ft and there is a 5% discount if the family buys more than four plots.
List of Public Cemeteries:
West Bay - By the Fire Station and North West Point (both cemeteries are closed: all vaults are sold), Boatswain Bay and Batabano on Batabano Road.
George Town - Dixie, Spotts (closed: all vaults are sold) and Prospect.
Bodden Town - “Old” Bodden Town across from the Bodden Town Clinic (closed: all vaults are sold) and ‘New’ Bodden Town located on the same side of the road as the Bodden Town Police Station, going East.
East End - East End and Gun Bay.
North Side - North Side and Old Man Bay.
Cremation
If the deceased is to be cremated, the main decision for the next of kin will be the type of service they want, either one with the body present, followed by a cremation, or a memorial-type service, where there is no body. Cremation packages range from CI$2,000 to CI$3,000.
Burial at Sea
With Cayman’s well-known seafaring history, sea burials are an option worth considering in the Cayman Islands. They are a natural and sustainable alternative to traditional burials. To obtain permission for a sea burial, you must submit a copy of the death certificate, a certificate of non-communicable disease and the Burial Order to the Department of Environmental Health (DEH). Once this has been confirmed, the body must be prepared for a sea burial by a licensed mortician and the casket must adhere to a specific set of guidelines that can be found on the DEH website (www.deh. gov.ky). The burial must take place at least five nautical miles from shore, at a minimum depth of 700ft, and outside
of traditional fishing grounds. Although this is not a common option, the team at Bodden Funeral Services (Tel: (345) 949 7464) has experience with sea burials and can assist you if this is a route you would like to take. If you would like to scatter your ashes at sea, the only requirement is that you do so at least three nautical miles from the shoreline.
Repatriation
For expat workers, repatriation is often the preferred choice. The next of kin will need to decide whether to repatriate the body in a casket or whether to send it as freight, which is more cost-effective. The paperwork varies considerably depending on the country the body is to be repatriated to. Repatriation to the US, Canada or the UK is quite straightforward, whereas repatriation to Cuba and the Philippines is much more complex, so the administrative costs are higher.
Funeral homes, such as Bodden Funeral Services and Churchill’s Funeral Home, will take care of all the paperwork and arrangements, including the embalming, which is required for the deceased to be shipped overseas. The basic cost is CI$2,500, plus airfare and paperwork costs.
Importing a Body/Ashes to Cayman
In the event that the death occurs abroad, you must receive permission from the DEH to bring a body/ashes to Cayman. You will need to complete the ‘Importation of Human Remains Request Form’ available at www.gov.ky/deh and submit to DEHcustomerservice@gov.ky with all the document and information required. There is an admin fee of CI$25 for local requests. If you are sending an international bank draft, the fee is US$100 (due to CI Government treasury policy, the department cannot accept international bank drafts under US$100). Requests must be made at least 48 hours prior to the body/ashes arriving in the Cayman Islands. If granted, you will receive a letter of approval that must be presented to
Customs upon the body/ashes’ arrival.
Funeral Planning
Needless to say, arranging a funeral or memorial is a distressing affair, but funeral homes do all they can to ease the stress and make the process as straightforward as possible.
Funeral homes offer a pre-planning service, so that if a person is in the end stages of life, their family and next of kin have the option to talk with undertakers and make key decisions and plans ahead of time.
It is also worth noting that one can take out Final Expense Insurance Coverage, which, depending on the policy, will cover some or all of the funeral costs.
Funeral Homes
There is no set time frame within which burials, cremations or repatriations must occur and, barring any unforeseen complications, these can usually take place as little as two to three days after death.
Bodden Funeral Services
117 Walkers Road, George Town
Tel: (345) 949 7464
Email: sruby@boddenholdings.com www.boddenfuneralservices.com
Bodden Funeral Services has been serving grieving families in the Cayman Islands with respect, dignity and compassion for over 60 years. With great attention to detail, care and guidance, they offer burial or repatriation and are the only option for on-Island cremation services. Their undertaker is available 24 hours a day to assist your family in times of need.
Churchill’s Funeral Home
328 Eastern Avenue, George Town
Tel: (345) 943 4663
www.churchillsfuneralhome.com
The professional staff are committed to providing dignified, respectful, and compassionate assistance to every family.
THE
Tell them you saw it in the
MOVING TO CAYMAN
Moving to Cayman will probably be a very exciting and significant milestone in your life, but there are a lot of details to consider before you arrive on the Island, move into your new home, unpack, start your job and then finally put your feet in the sand.
Gateways to Cayman
The Cayman Islands’ largest airport, the Owen Roberts International Airport (ORIA), is located in George Town, Grand Cayman and serves up to 1.5 million passengers annually. In the last ten years, the airport has undergone CI$45.7 million worth of improvements, which included the expansion of the terminal and significant upgrades to the runway. Originally designed to handle 500,000 passengers, the airport is now able to accommodate up to 2.7 million passengers per year. An Airport Master Plan was announced in May 2023 which includes extending the ORIA runway into the North Sound by 1,900 feet at a cost of CI$28 million, improving the air traffic control surveillance, and building a new general aviation facility. It is expected that following the extension of the runway, ‘Code E’ planes, which include the Boeing 777 and 787, and the A350 Airbus will be able to land fully loaded.
The national flag carrier of the Cayman Islands is Cayman Airways and the main gateway to Cayman is Miami. On various airlines there are daily flights between Grand Cayman and Miami, and weekly or seasonal flights to Charlotte, Chicago, Denver, Havana, Kingston and Montego Bay in Jamaica, La Ceiba in Honduras, London, Los Angeles, Minneapolis, Nassau, Orlando, Tampa, Toronto, Panama and New York. There are also daily flights between Grand Cayman, Cayman Brac and Little Cayman. Other airlines that service Cayman are Air Canada, American Airlines, British Airways, Delta, JetBlue, Southwest, United Airlines and WestJet.
Preparing
to Move
Everything you need to know about the process of moving: things to consider before signing a contract, what to and what not to bring, duties and fees, the cost of living and shipping considerations.
Cost of Flights
The
of a return ticket from
and how far in advance you book
Flying Time to Cayman
Photos courtesy of Rebecca Davidson, Carlos Yudica & Aris Suwanmalee
The flight from London is 10 hours (plus 60 minutes on the tarmac in Nassau). Flying time from Toronto and New York is 4 hours. Cayman Airways’ flight from Los Angeles to Grand Cayman takes 5.5 hours.
Special Services
To ensure a stress-free arrival to and departure from the Island, there are a few reliable companies that offer special services to help you. Taxis are readily available on arrival at the airport, and you can find out more information on fares in the Transportation chapter.
Island Air
Tel: (345) 949 5252
An aviation service for private and chartered aircraft, including ground handling and a refuelling service.
Websters Tours
Tel: (345) 945 1433 or www.websters.ky
Offers full airport arrival and departure services as well as on-Island transfers and Island tours.
Relocation Services
It is often useful to enlist the help of a relocation consultant. ‘Destination Services’, as they have come to be known, offer private and corporate clients unbiased assistance and invaluable insight into island life.
Blue Point Consultants Ltd.
Tel: (345) 525 0706
Email: info@bluepointproperty.com www.bluepointproperty.com
Offers an employee relocation programme that focuses on finding a suitable property for new residents, whether it be for a rental or purchase. Their services extend to advice on value, market rental value, fit-out/refurbishment costs, investment value and finding the best fit for the individual. The professionals at Blue Point have over 25 years of experience living and working in Cayman and are fully qualified RICS surveyors, so they can offer experienced and professional advice on all property and relocation matters.
SEE AD PAGE 168
Mosaic Cayman
Tel: (345) 928 7940
Email: relocation@mosaiccayman.com www.mosaiccayman.com
Their experienced staff provides personal and tailored assistance for individuals and families relocating to and from the Cayman Islands. Relocation packages include prearrival consultations, extensive home services, schooling and vehicle solutions, pet relocation, shipping services and more.
SEE AD OPPOSITE PAGE
Navigate Cayman Islands
Tel: (345) 916 2362 or (345) 917 0414
Email: info@navigate.ky
www.navigate.ky
Navigate offers complete relocation services to individuals, families and corporations moving to the Cayman Islands. They will provide all the relevant help to get you settled. Services include immigration, property research, business services, including staff relocation and financial services, and lifestyle help such as finding schools, healthcare, event planning and much more. With over 30 years of experience living and working in the Cayman Islands, Navigate’s founders are best placed to make your move as seamless and successful as possible. SEE AD THIS PAGE
NCI Freight & Logistics
265 Smith Road, Palm Grove Building, GT
Tel: (345) 943 4624
Email: info@nci.ky www.nci.ky
NCI relocation services can handle your entire process of moving to the Cayman Islands. Whether an individual, couple or family, their services are tailored to each client’s needs. Their services include packing, shipping, immigration, housing, childcare, schooling, unpacking and in-home setup. Their relocation specialists also offer a ‘Know the Island’ concierge service whereby they can provide new arrivals with indepth Island knowledge, including information on social clubs, doctors, fitness, local shopping and other important elements to help individuals get settled in the Cayman Islands.
SEE AD PAGE 117 & 274
Time Zones
While the US employs daylight savings, the Cayman Islands, being nearer to the equator, has relatively equal periods of day and night year-round. There’s only about an hour difference in daylight between 20th June and 20th December, so Cayman keeps the same time all year (-5 hours Coordinated Universal Time).
This means the Islands share Eastern Standard Time (EST = -5 UTC) with Miami and New York from November to March. However, when the US switches to daylight savings time in March, Cayman then shares Central Daylight Time (CDT = -6 UTC) with Chicago and Houston.
Before Signing Your Contract
When planning your move to the Cayman Islands, you will need to know what to expect in terms of the cost and standard of living, as they may be very different from what you’re used to. Bear in mind that the cost of living in Cayman is high (see the ‘Cost of Living’ tables). Unless you are moving from an expensive city, such as London or New York, you may discover that everything from groceries and electricity bills to maintaining a car and schooling your children will cost significantly more.
The process of moving can be very costly. Before signing, find out what your employer will do to absorb or mitigate certain costs. Here are some questions that you may want to ask your new employer and some points to consider, before you accept a job offer:
1) Cost of Shipping Will the company contribute towards transporting your personal items to Cayman?
2) Accommodation & Renting a Car Will the company provide you with a place to live and a rental car for your first month on the Island? See the Finding a Home chapter for temporary accommodation options.
3) Cost of Setting Up Your Life in Cayman It is worth being completely aware of the costs of setting up a home in Cayman. For example, you will have to buy a car and a year’s worth of car insurance, and pay
deposits on a house or apartment, which includes deposits on electricity, water and telephone set up. You will have to take a driving theory test (even if you already have a driver’s licence from another country) and pay for a driver’s licence. For a couple without children, we estimate the set-up cost to be just under CI$12,000. However, for a couple with children, we estimate it to be closer to CI$25,000 or even more if you don’t want the most basic of second-hand cars.
4) The Cost of Living This will invariably depend on your standard of living, but we advise that you design a budget before taking the leap to Cayman. Things to take into consideration are your salary, minus 5% pension and your portion of health insurance. Then factor in accommodation, utility bills (water, electricity, phone, TV, internet), running a car (gas, registration, licence and insurance), groceries, school fees, entertainment, activities, clothes, flights off the Island, savings, etc.
5) The Currency of Your Salary What
currency will your salary be paid in? If you will be paid in US dollars, is it at the going rate? For example, you might think US$60,000 is a fair salary for a qualified accountant, but it is only CI$49,200 (when using the bank exchange rate of .82) and the cost of living is greater here than in the US. Be aware that you will pay for almost everything in CI dollars, so if you are paid in US dollars, you are better off taking the money you need out of the bank in CI dollars rather than paying for something at a store with US cash at a conversion rate of .80. On a salary of US$60,000 per year, you will save around CI$1,200 a year by doing this.
6) Health Insurance This is compulsory and it is essential that you ask whether your company will be covering more than 50% of the basic plan single rate as required by law. Premium health insurance coverage for an individual member may cost CI$500-CI$1,300+ per month, double that for a couple and triple that for a family. Though the law states you are required to
Cost of Living in the Cayman Islands
Grocery Costs
Laundry Detergent (Tide 46oz)
Milk (IGA Whole 1 gallon)
(Organic whole,
Shower Gel (Dove 12oz)
Sirloin Steak (Per lb)
Still Water (1
have at least the basic plan, the premium plan should be considered for better coverage. Some employers will pay at least 50% of a premium plan, including some or all of the insurance cost of your family. However, you will usually have a monthly deduction of between CI$500 and upwards to CI$2,000+ per month (if you are on a premium family plan and carry most of the premium costs).
7) Vacation Time How many weeks of annual holiday does your contract provide for? There is a disparity in Cayman between companies that offer only the US system of 10 working days per year and others that offer 4-6 weeks. Be sure to ask!
8) Can Your Children Join You? Unless you are guaranteed to earn a minimum of CI$3,500 per month, you will not be allowed to have your children join you in Cayman. See the Immigration chapter for more information.
9) Divorce If you get divorced during the tenure of your stay, the non-working ex-spouse will have to leave the Island or obtain a work permit, regardless of whether you have children. Your children can stay if they are listed as dependants on your work permit. See the Family Matters chapter for more information.
Cayman Currency
The Cayman Islands Dollar (CI$/KYD) is pegged to the US Dollar and does not fluctuate. The exchange rate is CI$1= US$1.20. The cash exchange rate is CI$1 =US$1.25, which means that US$20 cash is worth CI$16. US Dollars are accepted everywhere. Credit and debit cards are widely accepted and there are many ATMs throughout the Island. Currency denominations are CI$1, 5, 10, 25, 50 and 100 dollar bills.
Weights, Measures & Temperature Cayman uses the US system of miles for distances, miles per hour for speed, inches for length and pounds for measuring weight. Petrol is sold by the imperial gallon. For temperature, Fahrenheit (°F) is used and not Centigrade (°C).
When it comes to moving to the Cayman Islands, you have three options. The first option is to do 98% of the work yourself by packing up your belongings and arranging for a company to ship your personal items to Cayman. This may be the least expensive option, but it certainly isn’t the easiest. You must be prepared to arrange for the items to be inspected and cleared by customs when they arrive in Grand
Cayman, pay the Port Authority and have your items picked up and delivered to your new home.
The second option is to pack everything yourself and have a freight forwarder organise the collection, shipping and customs clearance on arrival.
The third option is to arrange for a moving company to do everything for you, from packing up your home, trucking your belongings to the port and organising the shipping to clearing it through customs in
We can accommodate the needs of every customer, large or small.
• Twice weekly sailings from PEV to GCM
• Dry and refrigerated cargo
• LCL (less than container load) & FCL (full container load)
• Consolidations
• Boats/Automobiles
• Heavy equipment
• Pallets, boxes and crates
Cayman, arranging for delivery to your new home and unpacking and setting up.
If you decide to use a moving company, you will need to book it at least 8-10 weeks in advance. It’s prudent to find out if they are an accredited member of a moving association to ensure that you will have recourse if you encounter any problems.
Sort through your personal items and decide what you are going to take, then call the moving company so they can visit your home and work out a quote. Be sure to get any quote in writing, but keep in mind that most expire after 30 days.
Next, establish a time frame for your move and confirm that the insurance policy being offered has sufficient protection to cover the cargo for the duration of the journey, i.e. until you take possession at the new destination. You should also discuss the deductible. Ask your mover to provide a copy of the documents with the itinerary, along with an itemised inventory and the name of the receiving agent.
Finally, the moving company will expect payment prior to exporting or shipping your personal effects as it will be necessary for them to prepay the freight and any other handling and destination charges.
Listed next are some locally based shipping companies, freight forwarders and moving companies who, to one degree or another, can help you move your home or business effects to or from Cayman. Their standard of service is very high.
International Packers & Movers
The companies listed on the following pages offer a full international moving service that takes all the stress out of moving. They will organise the whole process for you, from professionally packing up your house and organising for your belongings to be shipped to Cayman by sorting out the relevant paperwork, paying the Port Authority and any duty, and finally, delivering the goods to your new home in the Cayman Islands. It helps make what may feel like an overwhelming process, a breeze!
Miracle Brokers
140 Kingbird Drive, George Town
Tel: (345) 949 5989
Email: info@miraclebrokers.com
StaMar Enterprises Ltd.
The Conch Shell House, 492 North Sound Road
Tel: (345) 949 2399
Email: info@stamar.ky www.stamar.ky
SEE AD PAGE 119 & 275
Cayman & Miami-Based Freight Forwarders
Freight forwarders facilitate the entire shipping process between Miami and Grand Cayman and vice-versa. When shipping to or from Miami, there are three options to consider, depending on the quantity/volume. All companies charge by cubic feet, rather than by weight.
Firstly, you can book by the container load. Secondly, your belongings can be consolidated with other packages in what’s known as ‘Less than Container Load’ (LCL), and thirdly, there is the small packages service, which is particularly useful if you’re buying items online from vendors that won’t ship to Cayman. If you need this service, you will be provided with a postal address in Miami for your package to be delivered to. It will then be shipped to Cayman. For all three services, the freight forwarder will organise all the paperwork and clear the goods through customs.
The following companies offer this type of freight service. Note: You should contact the office in your country of origin to start the process.
Cayman Islands Customs Agency (CICA)
Tel: (345) 949 2350
Email: support@cicustomsagency.ky
Web: www.cicustomsagency.ky
CICA is a customs broker with more than 30 years of experience in logistics, clearance and the handling of all types of imported goods, including personal effects. CICA offers their own secure facility to receive and process your belongings and goods, and even free storage during the Customs inspection phase. With CICA, getting
your new home ready is easy with twice weekly consolidated shipments, expedited air service and great small package rates. You can ship furniture, electronics, home and office supplies, and even a new vehicle. CICA can assist you with bringing them into the Cayman Islands, from any forwarder, in any country. Contact CICA to set up an account and start shopping.
CICA preferred US forwarder: Deluxe Freight 11401 NW 107th Street, Miami, Fl 33178
Tel: 1 (305) 513 0156 or (345) 949 2350
Email: sales@deluxefreight.com or cayman@ deluxefreight.com
Services include twice-a-week ocean consolidations, daily air shipments and small package handling rates for cargo 12 cubic feet or less. SEE AD PAGE 120
Hyde Shipping Corporation
Tel: (345) 947 4933
Email: caymanteam@hydeshipping.com www.hydeshipping.com
Hyde Shipping offers a consolidated shipping service whereby you can have your LCL or online shopping sent to their Miami address and it will be consolidated and shipped to Grand Cayman. They also ship full container loads, cars, boats and heavy equipment with twice-weekly sailings to Grand Cayman. SEE AD PAGE 115
Mail Boxes Etc.
Market Street, Camana Bay and Edgewater Way, Harbour Walk
Tel: (345) 745 1400
Email: info@mbe.ky or www.mbe.ky
Services include both e-Box air cargo shipping with 4-7 business days turnaround, and ocean cargo shipping with 2-4 weeks turnaround from Miami. Just select the appropriate Miami-based address for the service you wish to use. They will handle all the customs paperwork and clearance of your goods into the Cayman Islands. You get access to a web-based portal and mobile app to manage your packages. More information, rates and account creation details are available on their website.
NCI Freight & Logistics
265 Smith Road, Palm Grove Building, GT Tel: (345) 943 4624
Email: info@nci.ky or www.nci.ky
NCI’s ocean freight forwarding services offer end-to-end shipping for Less than Container Loads (LCL) and Full Container Loads (FCL) for personal, household, retail, construction, commercial goods and vehicles. They offer weekly shipments to Grand Cayman and the Sister Islands from the NCI freight receiving hub in Miami. Customers are offered free consolidation of up to thirty days storage in Miami. On arrival of shipment in Cayman, NCI will handle customs clearance and inspection, and they deliver shipments to your door.
SEE AD PAGE 117 & 274
StaMar Enterprises Ltd.
Tel: (345) 949 2399
Email: info@stamar.ky www.stamar.ky
StaMar provides customs clearance and brokerage, import and export services for personal and commercial shipments, moving services, freight forwarding from Miami, and pre-clearance for perishable cargo. For all your online shopping needs, StaMar offers weekly and three-day priority freight forwarding services to their US delivery address with realtime tracking via the customer portal, as well as customs clearance and on-Island delivery, all at competitive rates. SEE AD PAGE 119 & 275
Shipping by Air
All local and Miami-based freight forwarders can also ship by air. Alternatively, Cayman Airways Cargo has an air shipment service, which can prove to be a cost-effective shipping option if you are moving from the US. You need to deliver the items packed for shipping to the cargo area at the airport. Once they are delivered to Cayman, you will need to either arrange for collection yourself or use a customs broker. For more information, call (345) 743 8547 or visit www.caymanairways.com/cargo.
Excess Baggage
If you are only bringing your personal effects with you, another option to consider is using your airline’s excess baggage allowance. Cayman Airways charges a fee of US$25 on the first and second bag for economy class
passengers travelling internationally. More bags can be checked in for additional fees. There is no charge for up to two bags when travelling between the Sister Islands. American Airlines charges between US$35US$75 on the first bag and US$45US$100 for the second bag, and US$150US$200 for the third and fourth bags. Oversize bag fees start at US$150. Jet Blue charges US$55 for the first bag and US$70 for the second. Southwest Airlines, accepts the first two checked bags for free, as long as they are under 50lbs. The free baggage allowance on British Airways varies depending on the destination of travel and ticket class purchased. WestJet charges CA$45 for the first bag, CA$65 for the second and CA$150+ for the third and fourth bags.
For most airlines, fees for extra bags are often lower if you pay for them online in advance.
Shipping by Sea
Transit time from Florida to Cayman is usually two to three days. You can ship your personal items through a shipping company or a freight forwarder. Upon arrival in Cayman, you or your freight forwarder of choice will be required to clear the shipment through Cayman Customs and the Port Authority, and then arrange delivery.
Hyde Shipping Corporation
Full containers:
1801 SE 28th Street, Port Everglades, FL 33316, USA
US Tel: 1 (305) 913 4933
Cayman Tel: (345) 947 4933
Email: caymanteam@hydeshipping.com www.hydeshipping.com
Less than container loads (LCL): 3740 W 104th Street, Suite 1, Hialeah, FL 33018, USA
US Tel: 1 (305) 913 4933
Hyde Shipping sends both full containers and LCLs to Cayman every Monday and Thursday.
Mail Boxes Etc.
Market Street, Camana Bay and
Edgewater Way, Harbour Walk
Tel: (345) 745 1400
Email: info@mbe.ky or www.mbe.ky
Services include both e-Box air cargo shipping with 4-7 business days turnaround, and ocean cargo shipping with 2-4 weeks turnaround from Miami. Just select the appropriate Miami-based address for the service you wish to use. They will handle all the customs paperwork and clearance of your goods into the Cayman Islands. You get access to a web-based portal and mobile app to manage your packages. More information, rates and account creation details are available on their website.
Seaboard Marine Cayman
Port of Miami, 1630 Port Boulevard, Miami
Tel: (345) 949 4977
Email: info@seaboardcayman.com
Seaboard Marine offers shipping services to the Caribbean, North America, Central America and South America. Full container loads and less than container shipments are available, as well as a direct weekly sailing from Miami and regular shipments from Jamaica.
Tropical Shipping
9505 NW 108th Avenue, Medley, FL 33178
US Tel: 1 (561) 881 3999
Local Agents: Tibbetts Logistics Ltd customercare@tibbettslogisticsCI.com
Ships full containers (FCL) or less than containers (LCL). Their ships leave the Port of Palm Beach, Florida for Grand Cayman every Tuesday and Friday with a two-day transit to Cayman.
SHIPPING CONSIDERATIONS
Import Duty
Visitors and residents that are flying into the Cayman Islands no longer have to declare their goods through customs if they do not exceed the CI$500 goods allowance or the alcohol and tobacco quotas. If you’re entering Cayman to take up employment or residency for a period in excess of 12 months (i.e. your work permit must be for one year or more), your personal and household effects are admitted duty-free, although they must be imported within six months of arrival. This six-month period starts the moment you
arrive, rather than the date your work permit is approved. For the import of used personal effects, you must complete a ‘Declaration for Unaccompanied Baggage’ form in addition to the ‘Customs Import Entry’ form and produce proof of residency by way of a work permit or other means. Please note that it is absolutely essential that you, or the freight forwarder you have assigned, make it very clear what items are new within your packing list so that duty can be assessed accordingly. The Customs Department will charge you a duty penalty on any new items they feel have been brought in without being declared on your paperwork. If you can’t import your household items within the six-month window, it is possible to ask the collector of customs for an extension. You will need to write a letter to PO Box 898, Grand Cayman KY1-1103 or call (345) 949 4579.
Most mail-order items will be charged 22% duty and any gifts sent by family and friends are also subject to duty. Common duty charges can range from 7% to 27%.
See the table on page 121 for a
comprehensive list of goods and their duty rates. You can also find a full list on the government website: https://online.gov. ky/cols/faces/colshtc.
Customs Clearance
Clearing your household effects through customs yourself is possible, but it can be quite complex, so we recommend that you do it through a customs broker. They are reasonably priced and know the process inside out. The cost is usually CI$75/ US$100. Visit www.caymanresident.com/ move/shipping-to-cayman/custom-brokers for a list of custom brokers.
If you’d prefer to handle the process yourself, here is an overview of what you need to do:
> Before your shipment arrives, you will need to pre-register on the Customs Online System (COLS) website (www.online.gov.ky/cols/ faces/home). Once you submit the request, they will either approve the registration or they will advise, via email, what other documents are required. If approved, you will
be given a COLS trader identification number (TIN) and login information.
> You will then be able to log in to the COLS website, where you must start the nine-step process to declare your goods. Supporting PDF documents needed will include invoices and the Bill of Lading/Airway Bill. Confirming the declaration will constitute as your electronic signature, which will be legally binding. This process is subject to change as the customs department in the Cayman Islands continually upgrades their system.
> Once the customs entry has been approved and finalised by customs, payment will have to be made at the Customs Department on Owen Roberts Drive. Make sure to call Customs before collection on (345) 949 4579. There is also a government inspection fee of CI$100 on all containers and CI$0.15 per cubic foot for less than container load shipments.
> For air freight, you will need to go to the customs warehouse on Owen Roberts Drive to collect your shipment. You will pay the warehousing fee, which depends
on the weight and/or size of the package, whichever is greater.
> For ocean cargo, once customs has released the shipment, go to the Port Authority on Portland Road, Industrial Park (Tel: (345) 949 2055), to get clearance of your goods. Once all fees are paid, you can collect your shipment from the Port Authority. They are open Monday-Friday 8.30am-4.30pm and Saturday 8.30am-12pm. For a 20ft container, the fee is CI$383.81. For a 40ft container, the fee is CI$767.62. Prices will vary for less than container loads (LCL) based on the size and weight of the cargo. The fee is calculated per dock receipt at CI$16.65 per 40 cubic feet or 2000lbs, plus a trucking fee (Note: These prices are subject to change). Collect your items as soon as possible, as a storage fee is charged daily after five business days.
> If your goods are to be inspected, you will have to arrange an inspection time with the Customs Inspection Unit. Be sure to have your documents ready to show what has been declared.
Here are some basic guidelines to help assist you in deciding what to bring to help you settle into your new life.
Clothing
In Grand Cayman, there is a reasonable selection of stores, but certainly not as many as in a large city and the prices will likely be more expensive than you are used to. You may need a light sweater if you will be working in an air-conditioned building or when we are hit with a cold front. Bring a raincoat for the rainy season and suitable footwear.
Computers, Phones & Tablets
Laptops, smartphones and tablets/iPads are dutiable if they were recently purchased overseas. If you are travelling to and from Grand Cayman with electronic devices, you can register them, so you are able to prove to customs that these devices have not just been purchased abroad. To obtain a form visit
www.gov.ky/cbc/forms and click ‘Articles taken abroad (as baggage) Registration form’. Forms must be submitted at least 24 hours before travel.
See the Shopping chapter for details on where to buy electronic goods locally.
Electrical Appliances
Cayman runs on the same electrical system as the US (110/115v) but uses a three-pin plug. However, the US two-pin plug will work. If your appliances run on 220v and they don’t have dual capability, they will not work in Cayman.
Importing Food
Small quantities of meat and seafood can be imported if it is for personal use only.
Cooked or frozen seafood of up to 20lbs is allowed for personal consumption, providing that there is proof of purchase and/or inspection.
Small quantities of meats (up to 11lbs) are allowed provided the original packaging is intact and the packaging bears the inspection mark/icon from the competent government authority in the country of export. To read more, visit https://doa.gov. ky/faqs/.
You can also bring in coffee and herbs for personal use, if they are sealed in their original packaging.
Fresh fruits and vegetables require an import permit from the Cayman Islands Department of Agriculture, regardless of the quantity.
Furniture, Lighting & Appliances
Rented condos and homes generally come with all the basic furnishing, lights and appliances needed.
If you’re buying a house or apartment, they will also usually be fully furnished, unless they are newly built. Bring personal accessories and smaller items, like framed photographs and other personal mementoes, to help your new house feel like your own. Any larger pieces of furniture can be shipped from home later. There are some fantastic furniture and homeware stores in Cayman. See the Shopping chapter for more
When moving to the Cayman Islands, we recommend you think carefully before selling good quality pieces of furniture or those with sentimental value, as it is unlikely you will be able to replace them in Cayman. If you intend on buying new furniture overseas, you’ll have to pay for the shipping plus 22% import duty.
Firearms & Other Weapons
It is possible to import a firearm or your firearm collection to the Island; however, the Cayman Islands has very strict laws on the possession of unregistered firearms. It is illegal to possess a firearm without a Firearms Licence authorised by the Commissioner of Police. Punishment for this offence is severe, with a minimum of 15 years’ imprisonment, or 10 years with a guilty plea. To import, the applicant must complete a Firearms Licence and Import form, which can be obtained from the Royal Cayman Islands Police Service (RCIPS). In addition to providing various supporting documents, the applicant will be required to declare that their firearm will be stored in a locked box or safe bolted to the wall and floor. The RCIPS reserves the right to inspect the safe, firearm and ammunition at any time. You can also import a bow and arrow or your bow and arrow collection, but the same procedures for importing and storing a firearm must be followed. The use of spear guns is also regulated. It is illegal to possess, use and import a spear gun without a licence from the Marine Conservation Board.
Kitchen Appliances
Most rental apartments come with appliances such as a washer/ dryer, dishwasher, microwave, refrigerator and oven. A fully furnished apartment should also come with a toaster, kettle and coffee maker, but if they don’t, then local home centres, such as A. L. Thompson’s (SEE AD PAGE 190, 202, 204, 268 & 311) , stock these items. Check with your landlord beforehand to find out what is included.
Medication
Be sure to pack at least a month’s supply of medication that needs to be taken daily while you organise your on-Island healthcare and health insurance. Most medicines are available on Grand Cayman, although they may be sold under another brand name. Ask your GP for the generic names of prescription drugs. See page 364 in the Health & Wellness chapter for a full list of pharmacies in the Cayman Islands.
Wine
Individuals can bring a maximum of four litres of wine in their luggage. If you want to import your wine collection from home, you must bring it in through a company that has a liquor licence. Regardless of the value of your wine on the open market, the Cayman Islands Government charges the following duty per litre of wine: CI$10.80 for Champagne, CI$7.80 for sparkling wine, CI$3.60 for table wine and CI$5.25 for dessert wine.
Duty rates on Goods Imported to the Cayman Islands
The following rates apply whether brought in by the individual (if exceeding the personal goods allowance), or are imported by a freight forwarder.
not apply to visitors getting married in the Cayman Islands.
Settling In
Opening a
MONEY & BANKING
Opening a Personal Bank Account – Resident
All banks in the Cayman Islands adhere to mandatory duediligence requirements and will perform extensive checks before opening an account to ensure that you are thoroughly legitimate and that no money will be laundered. Each bank may have slightly different requirements. Here are some:
> An employment letter addressed to the bank confirming your position, salary and expected length of employment
> A recent utility bill (not older than three months) or lease agreement in the individual’s name as proof of address. In the event of the latter, you would need to provide a copy of your landlord’s utility bill
> Original passport for all countries of citizenship (to be certified by the bank, meaning a personal meeting is required)
> W9 forms for US citizens
> Original or notarised copy of Work Permit letter, Cayman Status, Right to Work or Naturalisation certificate
> Completed and signed application form.
Opening a Personal Bank Account – Non-Resident
Non-residents can open a bank account in Cayman without visiting the Islands (not all banks offer this service), but they must submit multiple certified documents to prove their identity, current overseas address, the source of funds and
Photos courtesy of Rebecca Davidson & Julie Corsetti
bank references. Local banks will often want a legitimate rationale for opening an account for an overseas resident, in addition to the following:
> An employment letter addressed to the bank confirming your position, salary and length of employment
> An original bank reference addressed to the bank in Cayman stating how long you have banked with your home bank, the average balance maintained and how the account has been conducted
> An original professional reference addressed to the bank from a law or accounting firm
> Curriculum Vitae (CV)
> A recent original utility bill (no older than three months) or a lease agreement in the individual’s name as proof of address
> Certified copy of your passport(s) for all countries of citizenship (to be certified by the bank)
> W9 forms for US citizens
> If you own or rent property in Cayman, then a certified copy of the land register agreement, a transfer of land document or a copy of a rental agreement
> Completed application form.
Opening a Business Bank Account
Refer to the Running a Business chapter.
Local Banks
Butterfield Bank (Cayman) Limited
12 Albert Panton Street, George Town PO Box 705, Grand Cayman KY1-1107
Tel: (345) 949 7055
Email: info.cayman@butterfieldgroup.com www.butterfieldgroup.com
Branches & Banking Hours: Butterfield Place Banking Centre (GT), Monday-Friday 9am4pm, Midtown Plaza Banking Centre (GT), Monday-Friday 9am-4pm and Camana Bay Banking Centre (SMB), Monday-Friday 9am4pm.
Banking Centre Services: Accounts, online banking, ATMs, credit and debit cards, currency exchange, wire transfers, bank drafts, utility bill payments, night deposit facilities, safety deposit boxes, standing orders, mortgage services and loans.
Other Services Offered: Credit references, trust services, private banking and investment management. SEE AD PAGE 123
Cayman National Bank Ltd.
PO Box 1097, Grand Cayman KY1-1102
Tel: (345) 949 4655
Email: cnb@caymannational.com www.caymannational.com
Branches & Banking Hours: Kapok in Camana Bay (SMB), Centennial Towers (WB), Countryside Shopping Village (Savannah), Elgin Ave (GT), Cayman Brac, Monday-Thursday 9am-4pm, Friday 9am-4.30pm; Little Cayman, Monday and Thursday 9am–11.30am and 12pm-2pm (hours subject to change with Cayman Airways flight schedule).
Bank Services: Chequing, savings and fixed deposit accounts, credit and debit cards, online banking and mobile app, largest ATM network Island-wide, currency exchange, wire transfers, electronic funds transfer, travellers’ cheques cashing, bank drafts, letters of credit, utility bill payments, standing orders, merchant services, night deposit facilities, customised credit solutions such as mortgages, loans and
domestic and international/domestic premier banking at the Camana Bay location.
SEE AD PAGE 125
CIBC FirstCaribbean
PO Box 68, Grand Cayman KY1-1102
Tel: 1 (866) 743 2257
www.cibcfcib.com
Branches & Banking Hours: Main Street (GT) and Governors Square, Lime Tree Bay Avenue (SMB) Monday-Thursday 9am-4pm and Friday 9am-4.30pm.
PROVEN Bank (formerly Fidelity Bank)
PO Box 914, Grand Cayman KY1-1103
Tel: (345) 949 7822
Email: info@provenbank.com www.provenbank.com
Branches & Banking Hours:
36A Dr. Roy’s Drive, Cayman Financial Centre (Bank Headquarters and Retail Branch), Monday-Thursday 9am-4pm, Friday 9am4.30pm. 1 Gecko Link, West Bay Road (Corporate & Private Banking Office), MondayFriday 9am-5pm by appointment. Email: corporateandprivatebanking@provenbank. com.
Banking Services:
PROVEN Bank holds a Class A banking licence and offers the full suite of banking solutions and services including chequing and savings accounts, credit cards, debit cards, prepaid cards, online banking, teller services, ATM, merchant services, currency exchange, wire transfers, bank drafts, and loans. The Corporate & Private Banking team offers dedicated relationship managers, swift account setups, operating accounts, business credit cards, term deposits, payroll services, e-commerce, overdraft services, and corporate lending.
SEE AD THIS PAGE & PAGE 61
RBC Royal Bank (Cayman) Ltd.
PO Box 245, Grand Cayman KY1-1104
Tel: (345) 949 4600
www.rbcroyalbank.com/caribbean
Branches & Banking Hours: 24 Shedden Road (GT), Monday-Tuesday 9am-4pm, Wednesday-Thursday 9am-5pm and Friday 9am-4.30pm; 53 Shamrock Road (next to Grand Harbour), Monday-Friday 10am-6pm.
Premier Banking brings you premium products with the highest level of personalised service.
Your dedicated Relationship Management Team ensures your financial services needs are more than met.
Premier client service
• Dedicated Relationship Manager
• Preferential rates on loans and overdrafts
• Priority processing on all applications
• Streamlined account opening
• Highly trained support team to manage your everyday banking needs
• Convenience of private meeting spaces at our Camana Bay location
Infinite Credit and Debit Cards
With the reach and power of the VISA worldwide card system on your side, you have the freedom to live your Premier life.
Please contact us at D DomesticPremierBanking@caymannational com or via caymannational.com/premier
VISA
Scotiabank & Trust (Cayman) Ltd.
Scotia Centre, 18 Forum Lane, Camana Bay PO Box 689, Grand Cayman KY1-1107
Tel: (345) 949 7666
www.scotiabank.com
Branches & Banking Hours: Camana Bay (SMB) and South Sound (across from Grand Harbour), Monday-Thursday 9am-4pm and Friday 9am4.30pm.
Online Banking, ATMs & Cheque Books
All banks on-Island offer online banking, but some are more user-friendly than others. If online banking is important to you, it is worth asking about each bank’s online capabilities. All banks allow you to pay almost all your monthly bills online.
ATM machines are available at most bank branches and all supermarkets. If you use your own bank’s ATM, you will not be charged a withdrawal fee other than Government’s 25 stamp duty charge for every withdrawal. The charge to use another bank’s ATM is CI$2CI$3, depending on the bank, for each withdrawal.
If you need a cheque book on your personal bank account, make sure to ask the prospective bank if they offer this service, as some do not.
Dialling Codes
To the Cayman Islands
From the UK: 001 + 345 + number
From the USA: 1 + 345 + number
From the Cayman Islands To the Caribbean: 1 + Country Code + number
To the USA & Canada: 1 + Area Code + number
To the UK: 011 + 44 + number
Rest of the world: 011 + Country Code + number
Money Transfer Services
Due to the number of foreign nationals in the Cayman Islands, there are numerous money transfer companies on-Island, including MoneyGram, JN Money transfer and Western Union. Money transfer companies accept both US and CI dollars.
MoneyGram
MoneyGram has eight locations on Grand Cayman. It offers a fast and secure way to send money. Tel: (345) 945 5616.
Western Union
Western Union is located at most Foster’s Supermarkets in Grand Cayman and L M Superstore in Cayman Brac.
TELECOMMUNICATIONS
Cayman’s sophisticated tourism and financial industries have ensured that telecommunications are as advanced as those you would find in any developed country. Options for mobile and residential phone services and high-speed internet connections (via fixed lines and through mobile data) are available across all three Islands.
In the Cayman Islands, international connectivity is provided via two separate optical fibre submarine cables through to the US. These are the Cayman Jamaica fibre system, owned by Cable & Wireless Communications Limited (C&W) and the MAYA-1 subsea cable, owned and operated by a consortium in which C&W is a member, with connections to various locations in Central America.
Both subsea cables are nearing the end of their lives and new infrastructure could cost over CI$100 million of public funds. The Government is currently exploring options for replacing these systems either independently or by finding partner investors.
Finding a Provider
Choosing the right provider will depend both on the services available in your area and your personal usage. Unsurprisingly, bundled options from the same provider
can result in significant discounts. It is worth noting, however, that due to the small population of the Islands, the cost of broadband and residential and mobile phone services tends to be higher than in Europe and North America.
TELEPHONE SERVICES
Every provider in the Cayman Islands provides local and long-distance telephone services. All mobile phone providers offer an international direct dialling service. Mobile phone service options are varied and there are choices to suit any need, including mobile data, text messaging and voicemail.
The mobile providers in the Cayman Islands are Digicel and FLOW. Internet services are available from four providers: Logic, FLOW, Digicel and C3 Pure Fibre. Standalone and bundled internet and VoIP options are available and, in some instances, discounts are offered for taking more than one service.
Residential phone service choices are aplenty, with installation times varying from a couple of hours to a couple of weeks, depending on the company and the type of service you choose. If you are building a home in a newly developed area and want a fixed line installed, check directly with your provider to confirm the expected time of installation.
Overview of Local & Long-Distance Telephone Services
Logic and C3 Pure Fibre offer phone services which allow users to make calls at home using an internet connection rather than traditional fixed lines.
Logic’s Chatterbox service gives you unlimited international calls for a fixed monthly fee. A variety of monthly plans are available, depending on which countries you call the most. Chatterbox offers local, US, UK and Canada phone numbers, allowing you to stay connected to friends and family.
FLOW provides consumers with residential phones that use fixed landlines. They offer three home phone plans:
ONE STOP PHONE SHOP
Sales, Service & Repairs
iPhone, iPads, Samsung, tablets
Phones for Sale
Apple iPhone, Samsung Smart
Phones and Tablets, Unlocked and dual Sim phones, other models include Xiaomi- LG – Alcatel
Cellular Phone Repairs
Quality repairs for all phones and tablets. Samsung Authorized Service Centre & Apple
Independent Repair Provider (IRP)
Best original accessories for iPhones and Samsung including chargers, cases, screen protectors, and more
Phone unlocking service
Opening Hours
Monday-Friday 9am-7pm
Saturday 10am-6pm
Contact Details
Email: info@cellularworld.ky
Website: cellularworld.ky
Main Retail: Phone 945-2355
Repairs Phone: 943-2355
Whatsapp / Telegram: 323-2355
Address: Bay Town Plaza, WB Road
Cellular World Cayman
Residential, Home 500 and Home 800. All three packages have a monthly line rental charge, with the difference occurring in free local call minutes and discounts on international calls.
MOBILE SERVICES
The two mobile service providers operating in the Cayman Islands are Digicel and FLOW. Both companies offer prepaid options (pay-as-you-go/top-up), as well as postpaid plans (billed per month). Both options include voice calls, text messaging and data, and some also include a certain number of international calls (anywhere minutes).
Most residents have Android or iOS smartphone devices. FLOW and Digicel use both 4G and 5G technology, and the coverage across the Islands is very good. Both companies have apps that enable customers to view and pay their bills for postpaid phones, top-up credit on prepaid phones, as well as activate a number of addon plans, such as reduced international calling rates, roaming and data plans.
Prepaid Mobile Services
The advantage of prepaid mobile phones is that there is no contract, no monthly fee and no deposit required.
Prepaid SIM cards can be purchased from mobile service provider stores, as well as from other retailers, like supermarkets and gas stations. If you have an unlocked phone, all you need to do is purchase the SIM card, put it in your phone, add credit and start calling. Credit can be added at the same locations. SIMs can be bought online and through the mobile service providers’ apps.
The disadvantage of prepaid phones is that the per-minute rates are higher than for postpaid plans. Local calls cost 23 to 43 cents per minute, depending on the time of day and whether you are calling numbers within your network or to other networks. The prepaid credit can be used for making calls, using mobile data or texting. You will get better value by purchasing data, text and voice calling bundles.
Postpaid Mobile Services
You will usually be required to sign a contract for 12 or 24 months with a postpaid plan. These are easy to set up –you just need to take ID, proof of address and a deposit to your chosen provider – and there is a choice of plans allowing customers to choose the one that best fits their needs.
Postpaid plans are paid monthly at both FLOW and Digicel. Both include a basic allocation of minutes, text messages and data allowance. Contracts often include a discount on handsets and the cost of the phone can usually be spread out over the course of the contract.
As there is no such thing as credit rating systems in the Cayman Islands, you will need to put down a deposit, typically CI$100-CI$200, if you choose a postpaid plan.
FLOW currently offers unlimited plans, which include limitless data, WhatsApp, local texts and minutes, as well as an allowance of international minutes and free incoming calls whilst roaming. These start at CI$140. Customers who have broadband receive a discount on their unlimited mobile plan.
Handsets
Mobile phones can be bought locally at Cellular World, in the Bay Town Plaza, opposite The Wharf Restaurant on West Bay Road. They also sell accessories (car chargers, cases, screen protectors, etc). For more information, call (345) 943 2355 or email: info@cellularworld.ky. FLOW also sells a wide range of new handsets, some of which will be discounted. Purchasing a handset from one of the mobile providers on-Island is advisable as their selection of phones are set up to work best on the networks here. You will get a warranty and access to authorised repair services, however, you will be locked to the provider.
Phone Repairs
Cellular World
Bay Town Plaza, West Bay Road
Tel: (345) 943 2355 (repairs)/945 2355 (retail)
WhatsApp: (345) 525 2355
Email: info@cellularworld.ky
www.cellularworld.ky
For over 20 years, Cellular World has been selling and repairing phones. They keep up with the latest technology and can repair most mobile phones regardless of how complicated the problem is, from hardware to software, as well as cracked screens and charging problems. They are the authorised service centre for Samsung and an authorised Independent Repair Provider (IRP) for Apple. They sell the most popular brands of mobile phones and tablets (including Samsung, Apple, Motorola and Xiaomi), and they carry a selection of basic keypad phones for those that just need to make and receive calls. Open Monday-Friday 9am-7pm and Saturday 10am-6pm.
SEE AD OPPOSITE PAGE
iShop4u
Bayshore Mall, 31 South Church Street, GT
Tel: (345) 927 3601
www.ishop4u.ky
Offers repairs for most models of phones,
tablets and digital watches from Apple, Samsung and Google.
Roaming
All mobile phone providers offer worldwide roaming so that you can make and receive calls while travelling on your Cayman number. If roaming is not in your plan, these calls fall outside your monthly plan allocation, meaning that you will be billed at much higher rates than at home for both outgoing and incoming calls and text messages, as overseas networks charge higher rates for visiting users.
To enable frequent (and not so frequent) travelling, FLOW offers roaming plans. Opt for a roaming bundle which offers customers travelling in specific countries an allowance of data and minutes to use while roaming. Bundles can be activated just before departure and are usually valid for a specific period of time. To choose your roaming bundle, review the plans available online.
I NTERNET
Logic, FLOW, Digicel and C3 all offer home-based internet plans with unlimited usage. Generally, the download speeds offered by all four providers are very high. The higher the download speed, the better the performance for downloading data, playing games online and streaming content.
Fibre Optic (+TV)
Logic, FLOW and C3 have all been busy in recent years installing fibre optic cables so most of the Island can now enjoy consistent superfast broadband speeds. As fibre optic cables allow such consistently fast download speeds, all three providers offering fibre optic broadband also offer TV packages. The choice of channels will vary according to the provider but is generally based on US programming with add-on packages available for those who may want specific channels such as Hispanic, Filipino, sports or movies. See the TV section for more information.
Internet Providers
Logic’s fibre optic network covers over 75% of the homes in the Cayman Islands and offers speeds up to 1GB. Residential plans start from CI$89 for 300 Mbps. Logic TV is also available as a bundle with your internet package, meaning you get the benefit of monthly savings.
FLOW packages are offered to suit different needs and household sizes, from 300 Mbps to 1GB. FLOW’s superfast broadband customers can access a range of FLOW TV packages, plus choose additional channels and enjoy HD entertainment. TV packages include US and Latin American programming plus Video on Demand content. You can receive a free demo online at www.discoverflow.co or by visiting a FLOW retail store.
C3 Pure Fibre offers a selection of fibre optic-based services. C3 Pure Fibre serves both residential and business customers with WiFi, TV, phone and IP services. For more information, Tel: (345) 333 3333 or visit www.c3.ky.
Digicel offers broadband service for both business and residential customers. Find out more online at www.digicelgroup. com/ky.
C3 Pure Fibre
409 Walkers Road, George Town
Monday-Friday 9am-5pm and Saturday 9am1pm
Tel: (345) 333 3333 (customer service)
Email: info@c3.ky
www.c3.ky
Digicel
Cayman Technology Centre, 115 Printer Way, GT
Monday-Friday 8am-5pm
Tel: (345) 623 3445
Customer care from Digicel mobile: 100
FLOW
> Galleria Plaza, West Bay Road. Monday-Friday 9am-5.30pm, Saturday 9am-4pm
> Countryside Shopping Village, Savannah. Monday-Friday 10am-6pm, Saturday 10am5pm
> Stake Bay, Cayman Brac. Monday-Thursday 9am-4.30pm, Friday 9am-4pm
Local customer care: (345) 747 5050
Email: cay-bluecare@cwc.com (customer service)
Tel: (345) 949 7800 (main office) www.discoverflow.co
SEE AD PAGE 77 & 127
Logic
> Governors Square (Retail Centre), West Bay Road, Seven Mile Beach
Monday 9am-6pm, Tuesday 10am-6pm, Wednesday-Friday 9am-6pm, Saturday 9am1pm (closed on Sunday)
> Logic (Main Retail Centre) off Eastern Avenue, behind Rankin’s Plaza, George Town
Monday 8.30am-5.30pm, Tuesday 10am5.30pm, Wednesday-Friday 8.30am-5.30pm (closed Saturday and Sunday)
Tel: (345) 745 5555
Customer support line: Monday-Sunday 8am8pm
Email: support@logic.ky www.logic.ky SEE AD PAGE 129
TELEVISION
Residents can enjoy international programming through cable, satellite and broadband. There are also three free local, over-the-air TV stations which can be received in all households as long as the TV has an antenna. These are: Trinity Broadcast Network (channel 21 and Logic TV), CIGTV, the government channel, (channel 23 and Logic TV) and the Seventh Day Adventist Network (channel 30 and Logic TV).
Television Service
Three companies (Logic, FLOW and C3) provide TV programming to the Islands.
LogicTV has four tiers of packages available starting at CI$45 per month. Add-ons for HBO MAX and sports channels are also available. Set-up includes one set top box and additional set top boxes are available for households with multiple TVs. LogicTV also offers Whole Home DVR and free Video On Demand. The best feature of LogicTV is that it can be watched anywhere in the Cayman Islands by streaming on the LogicTV app. Customers can bundle their TV, internet and phone plans and save up to 10%. For more information on all LogicTV services and packages, call (345) 745 5555 or visit www.logic.ky.
FLOW TV works with broadband and a FLOW-supplied set top box. Customers choose between four monthly packages offering a range of channels at differing price structures, or you can customise your channel line-up. Packages start at CI$40 per month.
Streaming Services
Streaming services are a popular alternative to cable TV and all you need is a stable WiFi connection. There is a wide variety to choose from and most are available to stream on-Island.
If you’re travelling or streaming outside of the country where you originally set up your account, services will notify you directly of differences you may experience.
These include the selection of movies and TV shows available and different maturity ratings.
UTILITIES
Gas - Household
Gas is a safe and efficient energy solution for powering your home appliances. Propane is a non-toxic gas that provides a greener and more economical alternative for a wide range of appliances. By using propane, you can save up to 40% on your energy bill and reduce your carbon emissions by 85%.
The 20lb cylinders used for BBQs can be found at almost every gas station in Cayman, where you can buy a new filled cylinder or swap an empty used cylinder for a full one. Various gas companies around the Island allow customers to have their own cylinders filled at a fraction of the cost of exchange.
Bulk delivery can be utilised by installing a larger on-site tank either in the ground or a tall 100lb cylinder. Many houses in Cayman have an underground refillable propane tank in their garden or one standing alongside an exterior wall. The gas is then piped into the house. The size options for the tank vary depending on the amount, quantity and type of appliances being used.
In addition to cost and energy savings, another benefit is that many of your propane appliances can still be used even in the event of a power outage. If you would like a free consultation to determine the energy savings your home or company can achieve by switching to propane, call one of
the following companies:
Clean Gas
277 Sparky Drive, Industrial Park, George Town Tel: (345) 233 4427
www.cleangas.ky
Home Gas Ltd.
Walkers Road Plant, 490 Walkers Road, GT Tel: (345) 949 7474
www.homegas.com
Home Gas supplies propane gas for residential and commercial use. Offering a full-360 service operation including installation, maintenance and repairs, as well as gas supply and delivery.
Home Gas also offers appliances, including water heaters, cooking stoves/ovens, dryers, generators, outdoor fire features, tiki torches and more. Their services are available on all three Islands. SEE AD OPPOSITE PAGE
Water
Cayman Water (Tel: (345) 945 4277) and Water Authority - Cayman (Tel: (345) 949 2837) supply Grand Cayman with quality water. In the case of both companies, water is extracted from deep underground via a series of abstraction wells. The water that is extracted is saline groundwater and has to be treated using reverse osmosis. This process, with the addition of three fluoridefree chemicals, makes the water safe to drink straight from the tap. All chemicals added to the water are approved by the NSF International (National Sanitation Foundation) for potable water use.
Cayman Water serves the Seven Mile Beach and West Bay areas, while the Water
Authority serves the rest of Grand Cayman and Cayman Brac with piped and trucked water. Currently, piped water is only available to customers on the western end of Cayman Brac, up to Watering Place, while the remainder is served by water trucks. Water Authority will continue to expand its network in Cayman Brac, with a new Bluff water works facility.
Both companies require you to fill out an application, present your Land Registry form for proof of ownership and pay a non-refundable connection fee that varies according to the size of your water meter. Please note that both companies only allow property owners (not renters) to apply for water service. If you are a tenant, please arrange with your landlord to receive duplicate billing.
Water costs are typically lower than electricity, but an undetected leak, such as a running toilet or faulty irrigation system, can quickly inflate your water bill to far exceed other household costs. Always be sure to inspect your home regularly for dripping taps and ‘phantom flushing’ toilets to avoid an unexpectedly high water bill. CostWatch provides monitoring and automation services that allow you to track and manage your utilities, keeping costs within budget. If you have a leak, running toilet or irrigation fault causing high water usage, CostWatch will notify you quickly and could even stop it automatically. If you do suspect a leak, contact a licensed plumber as soon as possible.
As of September 2024, Cayman Water rates remain unchanged since 2023. The first 3,000 US gallons for a residential customer are charged at CI$18.98/1000 gal. Anything above that costs CI$22.77/1000 gal. An energy adjustment factor surcharge is applied each month that varies according to the cost of electricity. Monthly meter charges also vary depending on the size of the meter, from CI$3.50 to CI$40 for meter sizes ranging from 5/8” to 6”. Cayman Water’s website (www.caymanwater. com) provides additional information to
customers, such as current water quality data and answers to frequently asked questions.
At the Water Authority ‒ Cayman, the first 12 cubic meters (m³) (approximately 3,200 US gallons) is charged at CI$4.34/ m³. Anything above that costs CI$5.57/ m³. In addition, there is also a statutory fee of $0.22/m³, and an energy adjustment factor charge (that varies monthly and covers the fluctuations in the cost of electricity to produce the desalinated water). Monthly meter charges also vary depending on the size of the meter, from CI$5 to CI$58 for meter sizes ranging from 20mm to 150mm. The Water Authority’s website (www.waterauthority. ky) allows property owners to register for an online account and pay their bills electronically. For emergencies outside of business hours, call (345) 946 4357.
Water Authority - Cayman
13G Red Gate Road, George Town Tel: (345) 949 2837
Email: info@waterauthority.ky www.waterauthority.ky
Water Authority - Cayman is proud to supply the world’s most popular drink to the people of the Cayman Islands. Water Authority provides piped water, trucked water, sewerage and septage services to various service areas throughout the Cayman Islands.
SEE AD PAGE 131
Bottled Water
Locally bottled water is clean, affordable and comes in large blue reusable BPA-free five-gallon bottles that can be delivered to your home or office. Flowers Bottled Water (Tel: (345) 949 8688) sells purified, chlorine-free water in five-gallon BPA-free bottles. You can also buy imported bottled water from grocery stores. However, this generates a huge amount of plastic waste, so is discouraged. If you do purchase water from supermarkets, take the time to properly recycle your waste (see the Being Green chapter for information on recycling in Cayman).
Bulk Water
Flowers Block
184 Seymour Drive, Industrial Park, GT Tel: (345) 623 0000
Email: customerservice@flowersgroup.com www.flowersgroup.com
Offers bulk water for those who need their cisterns filled. They also provide pool water.
SEE AD PAGE 212
Electricity
Caribbean Utilities Company Ltd. (CUC) is the sole provider of electricity to Grand Cayman. The Islands run on a 120-volt electricity system with three-pin plugs. However, the outlets are designed to accommodate a two-pin American plug.
To obtain electricity services, property owners are required to complete and sign an application for electrical service, pay a deposit for Post-Pay Service (there is no deposit required for Pre-Pay electricity), show proof of ownership and a photo ID. Tenants are required to complete and sign an Application for Electrical Service, pay a deposit (for post-paid accounts), provide a signed rental agreement or lease and submit a photo ID. Applications should be submitted online. The customer application form can be found on CUC’s website at www.cuc-cayman.com. All customer-related services and offerings are able to be completed digitally and remotely. The security deposit required for existing post-paid electricity accounts (billed monthly) is calculated based on the average historical usage of the property for 45 days of consumption. Deposits for newly constructed residential homes or condos are calculated based on square footage and the number of bedrooms. Customer deposits may be re-evaluated, upon request, following at least six months of regular usage.
Monthly electricity bills will vary depending on the size of your house condo/apartment, your lifestyle, how often (and cold) you run your air conditioning, the efficiency of your air conditioning unit, the age of the property and how well the property is insulated, among other
factors. It is important to note that the Seasonal Energy Efficiency Rating (SEER) and regular maintenance of your air conditioning unit can make a big difference in kilowatt-hour (kWh) consumption and your monthly electric bill. Air Conditioning accounts for between 50% and 75% of the electricity consumption in most Grand Cayman homes. The higher the SEER, the less energy will be consumed for the same amount of cooling. A SEER of 20 for example, will consume around 25% less electricity than a SEER of 16 for the same amount of cooling. Managing your energy usage and getting your air conditioning units serviced regularly will ultimately save you money.
As of June 1st, 2024, base rates were CI$0.1321 per kWh for residential customers with a monthly facility charge fee of CI$6.56. There is an additional regulatory and licencing fee of CI$0.0155 per kWh, which applies only to usage over 1,000 kWh per month. After factoring in the surcharges for the cost of fuel, fuel duty,
and renewable energy purchased from third party sources, which change monthly and are passed through to consumers with zero mark-up, the effective residential rate in June 2024 was approximately CI$0.3170 per kWh.
While bill payments are not accepted at the Customer Service Centre, details on the numerous payment methods are listed under ‘Payment Options’ on CUC’s website. Most customers pay online directly or via online bank payments.
Caribbean Utilities Company Ltd. (CUC)
> Administration Building:
457 North Sound Road, George Town
Monday-Friday 8am-5pm
> Customer Service Centre:
Caribbean Plaza, West Bay Road
Monday-Friday 9am-4pm
PO Box 38, Grand Cayman KY1-1101
Tel: (345) 949 5200
Tel: (345) 945 1282 (24-hour fault reporting)
Email: service@cuc.ky www.cuc-cayman.com
Island Energy
201 Stake Bay Road, Cayman Brac
Monday-Thursday 8.30am-4.30pm, Friday 8.30am-4pm
Tel: (345) 948 2224 (Customer Service)
Tel: (345) 948 2624 (Emergencies)
Email: info@islandenergy.ky
Island Energy Ltd, formerly Cayman Brac Power and Light, is the dedicated electricity provider for Cayman Brac and Little Cayman.
Petrol & Diesel
The Utility Regulation and Competition Office (OfReg) of the Cayman Islands confirms that there are 30 retail petrol stations across the Islands; 27 retail stations on Grand Cayman, two retail stations on Cayman Brac and one retail station on Little Cayman. This constitutes 14 Rubis retail stations across the three Islands. There are 11 Esso (SOL) retail stations, two Refuel and an independent retail station which markets ethanol-blended gasoline and biodiesel-blended fuel. Almost all retail petrol stations have a convenience
As of 9th September 2024, the average full-service price for premium, regular and diesel fuel were CI$5.78, CI$5.35 and CI$5.37 per imperial gallon (IG), respectively, although prices vary from one station to another. The fuel prices in the Cayman Islands are influenced by the price of fuel on the international market. Self-service petrol prices are typically 5¢ per IG less than full-service prices. Weekly prices for retail fuel across the Islands are posted on OfReg’s website: www.ofreg.ky. The (import) duty component of gasoline is 75¢ per IG and 85¢ per IG for diesel. The quality of gasoline sold in Cayman is generally regular unleaded (89 AntiKnock Index (AKI) octane) and premium unleaded (93 AKI octane), which are available in the US. Regular E10 (87 AKI octane), mid-grade E10 (90 AKI octane), and premium E10 (93 AKI octane) are also available.
Cayman Islands Law states that all fuel stations must display their fuel prices
in CI dollars per imperial gallon, except at marinas, where prices must still be displayed in CI dollars per imperial gallon for comparison purposes but may be dispensed and charged in CI dollars per US gallons (which is approximately 20% less per volume than imperial gallons).
Scotts Landing at the Barcadere Marina sells only premium Valvtect Marine fuel. Valvtect ultra-low sulphur diesel and premium 93 octane ethanol-free gasoline are specifically formulated for marine engines but will also help to increase fuel mileage and protect the engine in your vehicle, generator or other equipment.
INSURANCE
Cayman has a wealth of insurance companies that can provide coverage for your home, car, boat, aircraft, life, health, property, contents, liability and much more.
Boat Insurance
Refer to the Boating chapter for a list of
companies that offer boat insurance.
Car Insurance
Refer to the Transportation chapter for more information and page 136 in this chapter for insurance providers.
Health Insurance
Under the law, all residents of the Cayman Islands must have health insurance and all employers should ensure that their employees, their employees’ unemployed spouses and dependent children residing in Cayman are also covered.
The options for coverage range from the basic Standard Health Insurance Contract (SHIC) to premium plans that cover everything but cost significantly more. The law states that the employer must cover at least 50% of the cost of the employee’s basic plan single rate but they are not obligated to cover any of the costs of eligible dependants. Therefore, knowing how much the health insurance deductions will be each month is crucial to working
out if you can afford to live here.
The basic SHIC plan is affordable: the cost for an individual is in the region of CI$168-CI$200 per month, for a couple CI$300-CI$500 and for a family CI$500-CI$650, with higher rates possible based on age and risks of the insured individual(s). If you would like to add dental and vision coverage, then those costs add approximately CI$40-CI$85 more per month, per individual.
Many companies will also offer an enhanced or premium plan as their main plan or as an option, but the cost for this can be in the region of CI$450-CI$1,200 per individual per month, with approximately double this rate per couple and triple this rate for a family. Make sure to ask how much of this will be deducted from your paycheck and to ask for a summary of coverage benefit outline.
Health insurance rates depend on the size of the group, the age of the employees, the types of pre-existing conditions and whether it is a SHIC, mid-tier or premium
plan. Rates will increase each year due to inflation, plus if there are ongoing major claims. The good news is that premium plans offer global coverage and the benefits are very extensive. The basic SHIC plan mainly provides on-Island care and will usually only offer overseas care when treatment is not available in Cayman. The coverage for dental, prescriptions, out-patient doctor’s visits or diagnostic procedures is also limited on SHIC plans.
For more information and to see a list of health insurance providers and brokers, please see the Health and Wellness chapter.
Home Insurance
The average cost of annual house insurance is based upon a percentage of the property value and, generally, includes liability insurance. Waterfront properties will attract higher insurance rates depending on the value of the property, their proximity to the water, storm-protection features and height above sea level. Storm protection is treated as a separate peril with a different
and larger deductible calculation. If your property is part of a strata corporation, the building must be insured in the name of the strata. Each owner then pays a portion, usually based on square footage, which is often included in the monthly strata fees. Some unit owners may seek additional protection.
The Cayman Islands Government charges a flat rate of CI$12 stamp duty on all insurance policies, plus an additional stamp duty fee of 2% of the premium for policies covering immovable property. This means that if you purchase or renew an existing policy on your home and the premium for the house is/was CI$5,000, you will pay stamp duty of CI$112 (2% of CI$5,000 plus CI$12). The fee is due in full at policy inception and does not go to the insurance companies. Shop around for an insurance rate to suit your needs.
Contents Insurance
Budget for about CI$500 per CI$35,000 of coverage. If you are renting a property,
your landlord may have insurance to cover the contents provided in your unit, such as appliances, but anything belonging to you needs to be covered by your own policy. Though the risk of theft in Cayman has risen over the past year or so, it is still relatively low. However, due to the chance of flooding and hurricane damage, contents insurance is recommended.
Insurance companies suggest you make a list of all your home contents and personal possessions, including relevant serial
numbers and the current replacement cost for each article. Photographs of items and their serial number labels stored on the cloud are a good thing to have in case of loss. You should review your insured items list every year to update the values, as these details will assist in faster claims settlements. These reviews will ensure you do not inadvertently under-insure your contents. The consequences of underinsuring your contents are simple: if the insurance company finds you have insured
We’re like packing a box and everything fits perfectly.
In other words, you can get everything you need in one place.
At CG BritCay, we can help you protect your personal belongings, motor, home, health and more, all in one convenient location.
To learn more, visit cgcoralisle.com
British Caymanian Insurance Company Limited
BritCay House, 236 Eastern Avenue, P.O. Box 74, George Town, Grand Cayman KY1-1102, Cayman Islands
tel: 345-949-8699
cgcoralisle.com | @cgcoralisle
Good Like That.
your contents for CI$10,000 when they are really worth CI$20,000, and your loss is CI$5,000, then they will only reimburse you CI$2,500 minus the deductible. This is called the condition of average and is not unique to Cayman. Under-insurance is also applicable to your home insurance. You need to ensure your property rebuild valuation is current and the sums insured are adequate, especially in the current environment of high construction costs. If you own property that is part of a strata complex, you will need to examine the policy to determine where the coverage extends, e.g. your kitchen fixtures may or may not be covered by the strata’s building insurance. If not, you will have to ensure your kitchen appliances and fixtures yourself.
Travel Insurance
You will need travel insurance whenever you book a trip off-Island. Please refer to the Travel chapter for more information.
Insurance Providers & Brokers
Employers or individuals seeking coverage can use a broker’s services to help find the best insurance plan. Brokers don’t charge, they do all the leg work for reviewing multiple options at once and serve as your advocate for claims matters too. Your doctor, pharmacist and/or dentist may also have some valuable advice as well.
Aon Risk Solutions (Cayman) Ltd.
18 Forum Lane, 2nd Floor, Camana Bay Tel: (345) 945 1266
Email: aoncayman@aon.com www.aoncayman.com
Aon Risk Solutions (Cayman) is a leading insurance brokerage with a presence in more than 120 countries. They provide expert advice and solutions for corporate clients and affiliates. Aon’s specialists place insurance coverage for property (strata, commercial and homeowners), casualty, professional liability, cyber risk, marine and more. Their dedicated Employee Benefits team can structure a range of Health insurance plans to meet your company’s needs. SEE AD PAGE 134 & 368
Bogle Insurance
34 & 35 Pasadora Place, Smith Road, GT
Tel: (345) 949 0579 or (345) 623 0579
Email: service@bogleins.com
Since its inception in 1988, then offering only property and health insurance, Bogle has evolved into a comprehensive insurance provider. Their services include property, health, life, motor, marine, business, strata and builders’ liability coverage. Bogle is a wholly Caymanian-owned and operated firm equipped with a wealth of knowledge in the local and international markets. SEE AD PAGE 135
Caribbean Alliance Insurance
203 Alissta Towers, North Sound Road, GT
Tel: (345) 949 9744
Email: latoya.webb@caribbeanalliance.com www.caribbeanalliance.com
Home, contents, motor, liability, business and marine insurance.
Cayman First Insurance Company
Cayman First Centre, 17 Vibert Bodden Drive, off Shedden Road, George Town
Tel: (345) 949 7028
Email: askus@caymanfirst.com www.caymanfirst.com
Cayman First offers a full line of general insurance products and affordable group and individual health insurance products that respond to the changing needs of individuals, households and businesses. Insurance products include health, home, motor, marine, casualty and commercial. SEE AD THIS PAGE
Cayman Insurance Centre (Insurance Brokers)
Cayman Business Park, Unit A3, 10 Huldah Ave, GT
Tel: (345) 949 4657
Email: info@cic.com.ky www.cic.com.ky
Products: life, group health, individual health, property, motor, liability and professional indemnity. SEE AD PAGE 134
CG BritCay
BritCay House, 236 Eastern Avenue, GT
Tel: (345) 949 8699
Email: info_ky@cgcoralisle.com www.cgcoralisle.com
For 40 years, CG BritCay Insurance has been known as a company that offers security, stability and great customer service. Products offered include property and casualty (home, motor, travel and commercial insurance), health insurance and employee benefits, life insurance and pension services.
SEE AD OPPOSITE PAGE
CINICO
3rd Floor, Maiden Place, 227 Elgin Avenue, GT
Tel: (345) 949 8101
www.cinico.ky
Government-owned insurance company offering the Standard Health Insurance Contract plan as an individual, couple or family. CINICO also offers comprehensive motor and home insurance policies, including innovative parametric insurance policy cover for hurricane events. SEE AD PAGE 138
Gallagher Insurance Brokers (Cayman) Ltd.
Alissta Towers, 85 North Sound Road, GT
Tel: (345) 945 0030
Email: gc_generalinfo@ajg.com
www.ajg.com/caymanislands
Gallagher Insurance Brokers is the largest insurance brokerage in the Caribbean. Gallagher Cayman is focused on providing affordable insurance solutions and risk management services to a range of personal and commercial customers, including condominium and strata, business insurance, construction, group health and homeowners. With Gallagher’s extensive relationships throughout the industry, and global footprint, they have access to both the regional insurance and international markets.
SEE AD PAGE 62 & 374
The Insurance Company of the West Indies (Cayman) Limited (ICWI)
Tel: (345) 949 6970
Email: cayman@icwi.com www.icwi.com
Products include motor, property, casualty, liability and marine. Ask about REACT, family pack, uninsured motorist, accident forgiveness and alternative transport under the motor policy. SEE AD OPPOSITE PAGE
Island Heritage Insurance Company Ltd.
Tel: (345) 949 7280
Email: customercare@islandheritage.com.ky www.islandheritageinsurance.com
Insurance provider for home, motor, marine, commercial and pension. SEE AD PAGE 141
Marsh Management Services Cayman Ltd.
Governors Square, 23 Lime Tree Bay Avenue
Tel: (345) 949 7988
Email: caymanoffice@marsh.com www.marsh.com
Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a comprehensive employee benefits programme, including group medical and ancillary plans. The Property and Casualty team offers insurance including, but not limited to, strata, marine, homeowners, business and liability insurance, contractor’s all risk and professional indemnity. SEE AD PAGE 371
Pensum Services
Unit A7, Cayman Business Park, George Town
Tel: (345) 923 6655
Email: insurance@pensum.pro www.pensum.pro
Pensum has over 15 years of experience in international insurance, including marine, aviation, commercial and private propertyrelated insurance and health insurance for international crew members. Pensum can also assist in obtaining healthcare professional liability insurance for medical providers.
Saxon Insurance
14 Saturday Close, Eastern Avenue, GT
Tel: (345) 947 2966
Email: insurance@saxon.ky
www.saxon.ky
Products include auto, property and contents.
Vanguard Risk Solutions
36A Dr Roy’s Drive, Cayman Financial Centre
Tel: (345) 949 5836
Email: info@vrscayman.com
and trusted advice from experienced and qualified professionals. Vanguard offers a comprehensive range of insurance solutions for both individuals and companies, including for homes, commercial and condominium buildings, general and professional liability, motor, marine, health and group life insurance.
Life Insurance
Investing in life insurance protects your spouse and/or children from the potentially disastrous financial losses that could result after you’ve departed.
Juliet Osbourne - Life Insurance
Tel: (345) 916 0500
Email: juliet@julietosbourne.com www.julietosbourne.com
Juliet is a life insurance expert specialising in finding competitively priced policies to cover your mortgage, protect your family, or safeguard your income. She ensures you get the best plan tailored to your lifestyle and budget while making the process easy to navigate. Contact Juliet for a quote by phone or email.
Michael Webster - Life Agent
Tel: (345) 925 5433
Email: michael.webster@cic.com.ky www.lifeinsurance345.com
Michael Webster offers protection for both your mortgage and family. He offers term life, mortgage protection term life and whole life policies. For peace of mind, call for a free, no obligation quote. SEE AD THIS PAGE
Sagicor
198 North Church St, George Town
Tel: (345) 949 8211
Email: cy_infocayman@sagicor.com www.sagicorcayman.com
Sagicor has operated in the Cayman Islands for over 30 years and is registered with the Cayman Islands Monetary Authority (CIMA) as a Class A Domestic Insurer. It is a member of the Sagicor Group of companies which operates in over 22 countries across the Caribbean and USA. Sagicor offers a diverse range of life insurance products to fit your individual needs. SEE AD PAGE 47, 107 & 140
Private (Non-Government) Pensions
The Cayman Islands is different from many other jurisdictions when it comes to pensions. There are two pension sectors in Cayman; privately funded pension plans and Government funded pension plans for civil servants. The private sector pension plans are funded by employees and employers but are Governmentmandated. The National Pensions Act
Cell: (345) 925-LIFE (5433) Email: michael.webster@cic.com.ky
requires employers to remit a total of 10% of the employee’s monthly earnings to an approved pension plan, with no more than 5% coming from the employee and no less than 5% coming from the employer. Those who are self-employed are required to contribute 10% of their earnings to a pension plan.
In January 2023, the National Pensions (Amendment) Act 2016, Commencement Order 2022 was passed with several notable amendments being introduced
through the course of the year:
> From January 1st 2023, each pension plan is required to hold an Annual General Meeting within 6 months of the financial year end of the plan and must provide evidence of the meeting (agenda, attendance record, minutes and copies of other documents distributed) to the Department of Labour and Pensions within 3 months thereafter. Statements must also be provided at least semiannually to each member and must show
the date payments were received from the employer, amount received and the contribution period for which payment is made for each employer and employee.
> From March 1st 2023, higher fines may be levied on employers that avoid paying pensions. On summary conviction for a first offence of non-compliance, employers can receive fines up to CI$20,000 or possible imprisonment for up to 2 years, or both. Second offences can attract fines up to CI$50,000 or
imprisonment up to 3 years, or both.
> From July 1st 2023, interest shall accrue on delinquent contributions (contributions not received by the 15th day following the earnings month) and are reportable to the Director on the 15th of the following month. Additionally, the administrator is to notify the affected employees within 60 days of the notification to the Director.
In April 2020, an amendment to the National Pensions Act was passed that enabled workers to access their private pension funds up to a certain amount to assist those who had been financially impacted by the COVID-19 pandemic. Nearly CI$500 million was withdrawn from private pension plans before the scheme ended on 31st October 2020. While the pension withdrawal scheme was incredibly helpful for those who had their livelihood impacted by COVID-19, the pension administrators and some Government Ministers have voiced their concern that it will have a significant knock-on effect some years down the line. Nothing has yet been announced to increase the contribution rate to replenish the depleted amounts, and Government has since allowed Caymanians to withdraw higher sums of money from their pension plans to assist with buying a property, mortgage balance reduction and paying off mortgages. While these amounts are advanced as loans and the employee must repay an additional 3% of their salary for 10 years or until the loan is fully repaid, this too will have a detrimental effect on the value of the employee’s pension when retirement arrives.
In June 2024, due to the rising cost of living, Government increased the amount pensioners in the private sector can take from their retirement funds at retirement age from a Retirement Savings Arrangement ‘RSA’. This annual payment of funds has increased by 6.2%, from CI$14,125 in 2023, to CI$15,000 per year. The amount a retired person can withdraw is based on their age and account value. When the amount calculated from
the indicated percentage in the Drawdown schedule is less than CI$15,000, the member is free to take the higher sum of CI$15,000. However, if the amount calculated is greater than CI$15,000, the member is free to take the greater amount. For more information, contact your pension plan provider directly. If you have a query, call the Department of Labour and Pensions (Tel: (345) 945 8960 or visit www.gov.ky/dlp).
Registered Pension Providers
Chamber Pension Plan
14 Saturn Close, Eastern Avenue, George Town Tel: (345) 745 7630
Email: admin@pensions.ky www.chamberpension.ky
Coralisle Pension Services Ltd.
BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699
Email: pensions_ky@cgcoralisle.com www.cgcoralisle.com
Excellent investment returns; competitive administration/investment fees (no hidden fees); contributions allocated and invested every month; personalised and flexible investment strategies; comprehensive employee and employer statements; enhanced access that allows members to verify and make amendments to their account details and investment allocations online.
Island Heritage Retirement Pension Plan
Island Heritage House, 128 Lawrence Blvd Tel: (345) 949 7280
www.islandheritageinsurance.com
Island Heritage and the BF&M Group of companies offer long-term value through active capital management and careful analysis of risk/return. Pension members are provided with the solutions, resources, tools and guidance needed to develop and manage a retirement strategy.
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RF Bank & Trust
Fidelity Financial Centre, 1 Gecko Link, SMB Tel: (345) 746 6010
Email: invest@rfgroup.com
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Silver Thatch Pension Plan
(Powered by Saxon Pensions)
14 Saturn Close, Eastern Avenue, George Town Tel: (345) 943 7770
Email: support@silverthatch.org.ky www. silverthatch.org.ky
Verdant Isle Pension Plan (formerly Cayman National Pension Fund)
Saxon Centre, 2nd Floor, 14 Saturn Close, Eastern Ave, George Town Tel: (345) 640 8477
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Public Service Pensions
Civil servants and other public servants are members of the Public Service Pensions Plan (PSPP), which is administered by the Public Service Pensions Board (PSPB). This means that 15 ministries and portfolios of the Cayman Islands Government, along with 13 statutory authorities and Government-owned companies, are actively participating in the PSPP. As the largest pension administrator in the Cayman Islands, the PSPB oversees pension accounts for over 10,000 individuals, with over 1,800 of these members being pensioners.
The PSPP has both defined benefit and defined contribution components. Any member who joined the PSPP prior to January 2000 is part of the defined benefit plan portion. Individuals who join the PSPP after January 2000 are part of the defined contribution plan. So if you are looking to start employment with one of the PSPP’s participating employers, you will join the defined contribution plan.
As the pension leader in the Cayman Islands, the Public Service Pensions Fund continues to be the standard and as of 31st December 2023, the market value of the Fund was CI$1.134 billion. In 2023, the Fund achieved an exceptional return of 19% and it was this return that ranked the Fund in the top 1 percentile of its peer group for performance in the year. The Public Service Pensions Board continues to complete major initiatives relating to system self-service, risk management, appropriate oversight within the Authority and increased audit, with the results being enhanced services and retirement income for members who have served the Cayman Islands.
Contributions & Rate of Return:
For plan members of the defined contribution plan, contributions of 6% will be deducted from your salary or wages and will be credited to your employee contribution
account. A further 6% of your pensionable earnings will be credited to your employer contribution account on your behalf by your employer. The balances in both these accounts will increase each year based on a credited rate of return, which is calculated from the average of the rates of return received on investments for the previous three years, net of expenses.
Retirement
Options: Your age, years of service and Caymanian status are all factors that will determine your retirement options, or options available to a plan member if they leave the PSPP before becoming eligible to retire. The normal retirement age is 65, but early retirement options are available for plan members with at least 10 years of qualifying service. Upon electing to retire, a plan member can collect a full monthly pension, or they can elect to commit up to 25% of their benefit as a lump sum and receive a reduced monthly pension.
If a plan member is no longer employed with a participating PSPP employer and they are not eligible for retirement, they have options to leave their accrued benefit in the plan until retirement, transfer it to another approved plan in the Cayman Islands or request a cash-out of their accrued benefit. Note: The cashout option is subject to satisfying specific conditions relating to a non-Caymanian no longer working and residing in the Cayman Islands.
Public Service Pensions Board
: If members want more information specific to their pension, they can meet one-on-one with a PSPB member services officer. Walkin service is available Monday to Friday or by appointment at either of the PSPB offices. The PSPB Grand Cayman office is located at the Government Administration Building (133 Elgin Avenue, GT) and the PSPB Cayman Brac office is located at 5 Dennis Foster Road. For more information on the Public Service Pensions Board, call PSPB on (345) 945 8175, email: pspb@ pspb.ky or visit www.pspb.ky.
In terms of the number of transactions, Cayman's property market was certainly cooler in 2024 than in 2023. However, the average value of those properties increased. This means that mortgaged-property owners who are able to manage the high interest rates that affected their monthly repayments have seen an increase on their investments. Whilst inflation has dropped to less than 2% in the first quarter of 2024, interest rates remained high at 8%. This has disproportionately curbed new borrowing. Also, in some cases, home insurance costs have increased as much as 40%. All of this has hindered the local housing market.
However, for cash buyers the market is still a sellers' market, and in specific areas, at best it was a neutral market. Despite Government efforts to encourage first time Caymanian buyers to get onto the property ladder through a stamp duty waiver, (see our table on page 163), the majority of purchases are still from new individuals moving to Cayman and also from local investors. They are primarily moving here to work in family offices, banks and in legal services, but many are also coming to work in construction – there are two hotels currently being built, plus everywhere you look, new apartments and houses are going up. There are also the traditional vacation home buyers who, having visited as tourists, fall in love with Cayman and buy property.
Photos courtesy of Jonathan Sparrow, Cayman Islands Sotheby's International Realty
A Smart to Cayman
for more centrally located properties that are closer to work and schools, and as a result, prices in George Town, Seven Mile Beach, the Seven Mile Corridor, South Sound and West Bay have only increased. The latter developing at an astonishing rate due to the absence of rush hour traffic from that direction, though ironically this will undoubtedly change as the population in that area grows. In August of 2024, Members of Parliament agreed the route of the proposed East-West arterial road, going through the central wetlands area, with a view that the road would alleviate traffic for residents of the Eastern Districts. The reality is that the proposed road still leads to a bottleneck created by Cayman’s geography – the Grand Harbour roundabout is the depository of all roads taking residents living in the Eastern districts west. The National Roads Authority asked for public input on redesigning the roundabout as it is estimated that by 2035, 50,000 cars per day will pass through this junction, and something needs to be done to alleviate the congestion whilst improving pedestrian and cycling paths in the area. Due to the traffic problems, some homeowners have traded larger homes for smaller ones in more centrally located areas, while others with high mortgage costs have sold their property and are renting. The ultimate winner is the rental market, as properties are snapped up within hours of coming onto the market and prices have risen exponentially. One of the aggravating factors has been the huge delay in new builds being given their Certificate of Occupancy (CO). Cayman has incredibly strict planning laws, a lot of development and not many inspectors, and every stage of the build must be signed off by the Planning Department. As a result, currently the process of getting a CO on a finished property is taking more than six months. Without this document, no electricity can be turned on, so people cannot move in, which has also fuelled the rental market. There's no wonder renting a
great property has become so difficult for all involved.
According to the Cayman Islands Real Estate Brokers Association (CIREBA), there were 425 sales in the first six months of 2024 totalling CI$143,419,653 compared to 791 properties sold in the first six months of 2023 totalling CI$379,387,665, with 242 of these sales in 2024 being condo sales and 61 being single-family home sales.
As of June 2024, the total value of 1,859 active listings was over CI$935 million, while at the same point in 2023, 1,600 listings were listed at CI$3.355 billion. The reduction is due to there being no new luxury developments being launched in 2024. Cayman still attracts a lot of interest from people overseas who review real estate websites, blogs and podcasts, demonstrating the allure of Cayman and properties that often sell without people even being here. Particularly on Seven Mile Beach, which is effectively a Cayman property market within the Cayman property market. The apartments, condominiums and limited amount of free standing homes on this luxury strip seldom, if at all, see a reduction in price. The reality is that without mountains, the number of properties that can offer an ocean view is limited; people that live on an island have the desire to be as close to the ocean as possible, so as a result, oceanfront property prices do not fall.
Homes
According to Claudia Subiotto from Team Bovell, while there are only a few hundred single-family home property sales in Cayman each year, 61 had been sold by the end of June 2024 for an average value of CI$1.6 million, which was 91% of the asking price. 2024 saw more of a reduction on home prices than in 2023. The average length of time to sell a single-family home was 473 days, versus 493 days for a condo. Compared to previous years, this is a significant increase in time. Realtors have also noticed an upward trend of
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people favouring single-family homes over condos as they are not subject to mandatory strata fees and insurance costs, and no restrictions on having pets. By 1st July 2024 there were 215 singlefamily homes for sale across the three islands, averaging CI$4.1 million. For homes that are part of a strata, there were 18 listed for sale at an average of CI$1.6 million each, while there were 55 semidetached homes listed for an average price of CI$1.36 million.
Land
of CI$14.38psf in 2023 compared with CI$12psf in 2022. North Sound front parcels have shown a 39% increase from 2022 to mid-2023. Land in West Bay sold for an average of US$26.08psf. Land prices in Frank Sound have also risen over the last 18 months. In Cayman Brac and Little Cayman, there were 27 land sales in the first half of 2024 compared to 24 in 2023.
Condominiums & Apartments
Land continues to be in high demand as there are generally no costs to maintain it and buyers have the freedom to start building whenever they want to, so Caymanians like to invest in land for ‘land banking’. Traditionally, Caymanians offer land to newlyweds as wedding gifts, so good land is always in high demand but rarely comes onto the market, and when it does, it does not stay on for long. There were 449 parcels of land listed by mid-2024, 83 had been sold across the three Islands and the vast majority of those were low-density residential. Land sold for an average of 83% of the asking price. Canal-front land prices in Crystal Harbour, a high-end, gated community sub-division, saw a price increase of 21% on a sq ft basis between 2022 and 2023, with an average sale price of CI$77psf compared to CI$61psf in 2022. Key factors driving significant increases in value are the availability of very few plots remaining to be built on, and the offer of desirable amenities including playgrounds, pickleball courts and safe areas for cycling, walking and jogging, not to mention the perception of increased safety due to the communities being gated, and the lack of traffic for commuters and school runs. Further east, Patrick's Island has been another very popular area for house lot sales, especially as it is becoming a gated community as of the end of 2024. Land is now selling for CI$43psf, which is a 7% increase in one year. Landlocked parcels in Savannah have shown a 16% increase from 2022 to 2023, with average sale prices
At the end of June 2024, there were 1,045 condos listed for sale on CIREBA and 242 had been sold in the first six months of 2024, with an average of 90% of the asking price. When considering the market for condominiums in the Cayman Islands, it is often worth noting that there are two main sectors; condos located on Seven Mile Beach (SMB), which are often bought by overseas residents and are usually for 'daily rental' investment purposes, and others which are often inland apartments and townhouses. As our 'New Developments' section on the adjacent page shows, there is an ever-growing inventory of new condos. In addition, the appreciation seen on SMB has been continuous, and older properties with great beach frontage have benefitted the most. These have been prime material for redevelopment, benefitting from the Planning Department's decision to now allow building heights up to 10 floors on Seven Mile Beach. A case in point is the Lacovia units that used to sell for US$1,200,000 back in 2019, but the prices jumped to US$3.6 million when the redevelopment was unanimously approved by the strata members. A duplex in Lacovia is now selling for US$19 million, the penthouse is under contract for US$30 million, and the least expensive unit is selling for US$5.6 million (3-bed 3-bath). Note: Prices on SMB vary depending on square footage, floor level and unobstructed view.
Inland apartment complexes with 2 to 3-bedroom units have also seen a steady increase in price. These units are usually acquired for owner-occupation or for long-term rental income. Secret Gardens,
another popular condo complex in George Town, is a good indicator of how prices have risen between 2023 and 2024. A two-bedroom property sold in 2023 for CI$465k and in 2024 another 2-bed sold for CI$515k, showing a 10% increase in a year. Close-by in highly desirable South Sound, a 3-bed condo in San Sebastian sold for a healthy CI$760k in early 2024 and an almost identical 3-bed unit at nearby Vela then sold for CI$850k, even though San Sebastian was 630sq ft bigger, confirming that the area is a hot bed for sellers.
Warehouses
With the growth of the population and businesses, the need for storage spaces has skyrocketed and many parcels of land have been sold for the sole purpose of building warehouses. In June 2024 a newly built warehouse complex is selling for CI$550k per unit of 1,250sq ft which is an average of CI$420 psf. Important features to potential buyers include fire rated dividing walls, smoke detectors, sprinkler systems, steel and concrete construction able to withstand winds of 150mph, an electric shutter system, mezzanine level optimising a vertical space, fitted restrooms, air conditioning and finally, whether it is located in an area that does not flood. Many now double as a workshop or office space. Popular areas for warehouses are central George Town – especially near the airport – and near the centre of Seven Mile Beach.
New Developments
Seven Mile Beach: Currently under construction is the 10-storey Grand Hyatt Residences located on Pageant Beach, George Town, just on the cusp of where Seven Mile Beach begins. The 351-room hotel will contain 167 residential units and amenities, including five on-site restaurants, an ocean lagoon and a worldclass spa and fitness facility. Studios and one to three-bedroom units are priced upwards of US$700,000 to as much as US$10 million. A 1-bed condo in 2018 sold for US$1.325 million and in 2024
it is listed for sale for US$2.325 million. The Watermark which is going up between the existing Avalon and Harbour Heights complexes, will provide residents of the 54-unit development with five-star, resortstyle amenities and services. It is scheduled to be finished in the beginning of 2025 and condos are now selling for US$9.6-$35 million. Lacovia is to be redeveloped into a three-building, multi-storey, contemporary development comprising of three to five bedroom units, all outfitted with luxury appliances and bespoke finishes. As of June 2024 there were only nine units left for sale out of a total of 97. Aqua Bay, by renowned developer The Butler Group, is going to be built on a 90ft wide beachfront, with a waterfall edge pool, a private beach, BBQ areas for al fresco dining, a fitness centre, oceanfront lounge and games room and on-site undercover parking for each villa. Aqua is a 10-storey development under construction, comprising 10 four-bedroom units – one to each floor. Units are now available from US$6.5 million.'
Seven Mile Beach Corridor: Prisma, in Crystal Harbour, has received conditional approval to build 58 apartments, 20 townhouses, five duplexes, a restaurant, a two-storey parking garage and 20 pools over 7.5 acres. ONE Canal Point, a familyfocused gated community set on five acres, has canal-front views. This property is a boater's dream due to its direct boat access to the North Sound. Prices start anywhere between US$800,000 to US$3 million, depending on the residence. Lotus is another 3-bed townhouse complex with a garage on the Seven Mile Beach corridor that was selling pre-construction at CI$895k and is now selling for CI$1.275m. Ecofriendly, roof-terraced and contemporary Solara units in Crystal Harbour are definitely worth a viewing for newcomers to the Island and nearby The Grove Too, which is set for completion in late 2024, offers investment opportunities for commercial retail and upmarket residences.
West Bay: New developments include Blue Palms, which has eight three to four-
Carolyn Ritch Ken Ziemniak Jackie Beji
bedroom homes with rooftop terraces. Vida, located on the edge of Barker's Beach, is a boutique wellness hotel with 'Eco Lodge' residences for sale. The Sands is located near Centennial Towers in West Bay and has six waterfront residences consisting of only two units per floor, starting at US$3.6 million. Under construction is Serrana, which is an ultramodern, low-density development. Each of the 18 units has panoramic ocean views and prices starting from CI$3.7 million. Finished in 2022 is SeaDreams, a luxurious eight-unit, oceanfront boutique complex located on North West Point Road. Just one unit is currently listed on CIREBA at CI$1.8 million. Salt Air Townhomes, with two, three (plus dens) and fourbedroom configurations, present a great opportunity to purchase a brand new townhome in this family and pet-friendly, gated neighbourhood of The Shores. A 4-bed condo was selling for US$1.8 million in June 2024. Oceans 9 is now finished and is an incredibly impressive newly built community of nine detached four-bedroom oceanfront homes within a gated community. Still under construction is Point West, a property developed by the same developers as ONE Canal Point. It will feature 32 oceanfront units with luxury amenities, and will cost US$1.8 million for a 3-bed. Also newly built in the North West Point area near Maccabuca is Sunset Point, which is nestled on almost 3.5 acres with over 460 feet of stunning waterfront, this new development offers a variety of units from CI$590K for a one bedroom.
Villa Marbella is a new complex of 12 units on North West Point Road with high-end finishings. A 1500sq ft 2-bed would set you back CI$800k. Annie’s Retreat Villas, set to be a more modestly priced, boutique, private residential development located off Northwest Point Road, is a gated development designed with only 10 villas with prices from CI$389k. Off Sonny Powery’s Drive, you will find Secret Beach, a refuge of tranquil luxury in a walled garden on one of the most beautiful pocket beaches in West Bay. Finally, Dolphin Point Club, a new eco-friendly development that consists of 42 open-plan residences which range from one-bedroom units to fourbedroom villas. All units are either west or south-west facing, providing residents with a gorgeous sunset view every evening. Other amenities tip the luxury scale, as you would expect. The property still has units available as of July 2024, with prices starting at CI$2.2 million.
Camana Bay: OLEA is located to the south of Camana Bay’s town centre. It defines the amenity-rich waterfront neighbourhood. Kapok, a 10-storey, for-lease residential building located towards the north end of the Town Centre on Bismarckia Way, close to Foster’s supermarket, has 89 residences ranging from 561sq ft studios to 1,679sq ft, three-bedroom units. The Terraces offers residents the ‘work, live and play’ dream. With direct access to all of Camana Bay’s renowned amenities, The Terraces offer modern one and two-bedroom apartments.
George Town: ONE/GT, with construction well underway, is a CI$120
million development project, which will comprise a 178-suite hotel and residences. This will be the second 10-storey property development in George Town, and completion is set for early 2025, with pricing starting at CI$589k to CI$4.30 million. A new addition to George Town is Urban Flats, the perfect residence for professionals, and in walking distance to the central business district. Catalina Bay presents a unique opportunity for oceanfront living adjacent to the airport and The Barcadere Marina. Residents will enjoy 800ft of sea frontage and a 170ft freeform pool. Two bedroom units start from US$1.6 million. Scheduled for completion in the summer of 2025 is Kailani, Cayman’s first luxury wellness and business boutique hotel, developed by the NCB group in partnership with the Curio Collection by Hilton™. RIA, an example of contemporary living brought to life, is a gated community with a mix of 42 condos and apartments located off Linford Pierson Highway. Expected to be completed in 2025, it is a three-phase development with one-bedroom apartments or two and threebedroom condos, with prices ranging from CI$395,000 to CI$725,000.
South Sound: The area remains a developer's dream. Close to the now established gated community of Bahia, Q will follow suit with a total of 22 new two-bedroom townhouses with ocean views. Nearby, The South Sound Collection is carefully designed to allow for decadent exclusivity in the heart of South Sound. South Bay Residences by Palmyra Developments offer spacious waterfront living, fitted with luxury amenities in a lush, landscaped setting. Privé by Baraud Development comprises of 36 townhouses and 16 villas nestled within a six-acre South Sound site and just a few units remain priced from CI$785,000.
Grand Harbour & Tropical Gardens: Phase two at Indigo Bay is now selling preconstruction contracts at this luxury development located in eastern South Sound. A few existing units are available at just shy of CI$1.4 million for a 3-bed.
With water views comes Allure which hugs the coastline and features two and threebedroom luxury condos and a wide range of amenities for around the CI$800k mark. Arvia is a gated canal-front complex with docks, and the epitome of modern condo living. It offers luxurious amenities for its residents as Grand Harbour shops and restaurants are seconds away. Prices start at around US$1 million. Aura, a 2022 development, is a modern oceanfront community featuring a 60-diameter circular pool, 75ft lap pool, gym, 120ft private dock, outdoor BBQ and kids play area. Unit sale prices start at around CI$1 million. Close-by Grand Palmyra's provides residents access to a shared pool, garden and seating area. It is also a short walk to the new Harbour Walk Plaza. Harbour Walk Residences, which completed its construction in 2023, offers the high standard of contemporary design and amenities one would expect in Cayman's 'suburbs' post-pandemic. European-style suites range upward from one bedroom and come in six different styles. Residents can enjoy all the extensive retail, leisure, fitness and wellness facilities that Harbour Walk has to offer.
Prospect and Beach Bay: The Lagoons, on Omega Drive in Prospect, offers highquality canal-front living with 13 two and three-bedroom townhomes. Similar, though not on the water, is Serendra. Paraiso phase two's townhomes start at CI$1m for completion in 2025. 31 units of Jaz, located on Poindexter Road, will offer a gated, modern design development and The Landing has 2-bed plus den townhomes starting at CI$435K. Further east, The Residences at Mandarin Oriental, to be located in Beach Bay, will feature 67 acres of private beach and tropical forests. Each of the 89 residences will have panoramic views of the ocean. Preconstruction pricing starts at US$6 million. Residents can expect the same impeccable amenities often found at Mandarin Oriental properties.
Savannah and Lower Valley: With George Town land at a premium, more and
more 2-bed townhome developments are appearing further east. Euphoria's developers are offering pre-construction listings from CI$435k. Lavania Court is a 12 townhome development with pricing now starting from CI$470k. Sunrise Landing will have 42 units and is set to be completed in 2025 with prices starting at $485k. Woodcrest will have 10 units, again each with 2-beds. Prices are currently at CI$439,000.
East End and North Side: The Silver Reef Residences are available with pricing from CI$890k. Beach Groves is a proposed sustainable project that aligns with Leadership in Energy and Environmental Design (LEED) principles. Beach Groves will be in the vicinity of a wildlife sanctuary and prices start at US$1 million. Out in East End is Ocean Vista, located about a mile away from Health City. Now selling Phase III, Ocean Vista offers two and threebedroom units with modern finishes starting at CI$325k. In the pre-construction phase and already 75% sold is Tradewind Villas,
located in beautiful Colliers and offering one and two-bedroom units.
History of Cayman's Real Estate Market
Prior to the 1980s, the Cayman Islands real estate market was characterised by a lack of regulation, inconsistency, and legal safeguards. It was often described as a 'Wild West' environment where individualistic practices prevailed. Recognising the need for a structured and standardised industry, visionary local realtors established the Cayman Islands Real Estate Brokers Association (CIREBA) in 1987.
CIREBA, as a not-for-profit organisation, aimed to regulate the real estate industry for the benefit of all stakeholders — buyers, sellers and realtors alike. They developed a system incorporating elements of the US and Canadian real estate models, blended with local market practices and framed within British Law.
The establishment of CIREBA led to significant advancements, including the introduction of the Caribbean’s first
Multiple Listing System (MLS) and a comprehensive educational programme for brokers and agents. This programme includes entry-level certification, continuing education, a stringent code of ethics, and a comprehensive set of rules and regulations with penalties for noncompliance. Consequently, CIREBA has become known for having the highest standards of professional excellence and represents the largest local network of certified realtors in the Cayman Islands. It serves as a quasi-regulatory body that offers buyers and sellers unmatched assurance. CIREBA's long standing reputation and established commitment to ethics, integrity and excellence of practice provides a trusted and reliable foundation for real estate transactions.
CIREBA's leadership and innovation have been instrumental in shaping the modern Cayman real estate industry, which is widely regarded as one of the most robust and professional in the Caribbean. Built over the last 40 years, CIREBA's reputation
gives buyers and sellers the peace of mind that they are in secure hands.
Today, CIREBA is a thriving organisation made up of over 35 brokerages and more than 300 certified agents, representing the vast majority of real estate practitioners in the country. These established brokers share property listings through the online MLS, their agents collaborate to deliver the best results for their customers, and together they provide a professional, credible and trusted platform for buying and selling local real estate. The CIREBA website www.cireba.com gives buyers access to view all available properties that are listed on the MLS system and the flexibility to work with their preferred agent. The MLS provides sellers with maximum exposure for their listings and the added benefit of all CIREBA agents to share those listings with their potential buyers. As the industry leader, CIREBA collaborates closely with industry partners, regulators and the Cayman Islands Government on real estaterelated matters, ensuring a professional and positive experience for all involved.
Legal Overview
The real estate market in Cayman is simple and straightforward. Apart from a one-time stamp duty payment, there are no annual property taxes or restrictions on foreign ownership by individuals, and titles are granted and guaranteed by the Cayman Islands Government and recorded in a modern, reliable and centralised land registry, where every plot is mapped and given a descriptive title number based on location. Any encumbrances such as mortgages, rights-of-ways and cautions pending contracts are recorded on the title register of the parcel of land. As a result of this, there is no need for lengthy title searches, title companies or title insurance. In fact, title companies and title insurance does not even exist in Cayman. Vacant land can be owned and held for future investment potential. To date, Cayman real estate has proven to be an attractive and profitable investment. Owning land in the name of a corporation is possible,
but strict rules apply and a lawyer’s advice is essential. Buildings are subject to a series of planning permissions and building permit approvals. These are monitored by the Cayman Islands Central Planning Authority and Building Control Unit, which carries out plan reviews and on-site inspections that relate to the site, building, plumbing, mechanical and electrical works. There are also requirements for structural engineers to take into consideration, such as seismic design principles depending on the building heights and purpose of the building. Construction materials have to be imported and are subject to duties that range from 15%-22% on the landed value, which includes duty on the shipping costs. Consequently, the cost of building is considerably higher than in places where materials are more readily available. Refer to the Building in Cayman chapter for a detailed guide on building a residential property, as well as a list of building professionals in the Cayman Islands.
Attorneys are usually used by a foreign purchaser to aid in understanding the difference between our system and what they are familiar with back home. An attorney can also help with more complicated transactions and ensure that the detailed procedures required by the Cayman Islands Land Registry are more easily negotiated. The biggest difference between a purchase here as opposed to most other jurisdictions is the stamp duty, which is a 7.5% fee based on the Cayman dollar price of the property. It is paid to the Government after closing on each transaction in order to register your title and it is normally paid by the purchaser.
OVERVIEW OF RESIDENTIAL AREAS IN GRAND CAYMAN
Seven Mile Beach (SMB)
SMB is divided into two areas: the beach and across the road from the beach, which is known as the Seven Mile Corridor. Both are ideal locations within walking distance of restaurants, bars, nightclubs, shops and Camana Bay's town centre, which has two schools, a new private hospital, Health City Camana Bay. There are many apartment complexes on Seven Mile Beach itself, but most are rented out for short-term, daily rentals. However, some offer long-term rentals like George Town Villas, The Grandview, Sunset Cove, Laguna del Mar, Seagull Condominiums, The Sovereign and The Pinnacle. Monthly rental prices in this area start at CI$4,000, but expect waterfront properties to be significantly more. Areas like Snug Harbour, Parkway, Governors Harbour, Canal Point, Crystal Harbour and the Cayman Islands Yacht Club are all nice places to live and popular with families, though the prices of properties can vary significantly There are many four-bedroom houses in these areas, but you can also find upscale two and three-
bedroom apartments in a few of them. Properties are usually well maintained and business professionals tend to rent or buy them. These neighbourhoods around the Seven Mile Corridor are generally quiet areas, near to restaurants and the beach, and near to two great schools, Cayman International School and Village Montessori.
Britannia apartments are popular and vary in price, but based on the large number of units, you can usually find a motivated seller. Apartments have either canal, pool or park views and the property is within walking distance of Camana Bay and all its great facilities. It has great landscaping, lots of mature trees and they allow pets.
OLEA is a waterfront neighbourhood to the south of Camana Bay's town centre with 124 residences, lovely landscaping, a lazy river and a resort-style pool. It also has shared amenities, including a children's playground, community herb and produce garden and a gym. Conveniently, residents can walk to Camana Bay for the supermarket, cinema or restaurants.
Snug Harbour lies to the east of West Bay Road and is reached from the Esterley Tibbetts Highway. This is a sought-after residential area and is very popular with families. As well as being family and dogfriendly, Snug Harbour has the advantage of being close to Seven Mile Beach and Camana Bay with easy access to George Town and West Bay. The area has two roads, Jennifer Drive and Andrew Drive, which run parallel West-East and finish at the North Sound. There are a number of intersecting roads in between. Much of the residential housing consists of detached family homes with gardens, ranging from modest two-bedroom homes to more upscale, 5/6-bedroom residences. However, there are several apartment buildings and townhouses here too, particularly towards the North Sound. Residents of Snug Harbour enjoy access to the Snug Harbour Park, consisting of a tennis court, pickleball court, basketball court, a children’s playground and a large
grassy park. This is a popular meeting spot for families. Residents can book the courts online.
Palm Heights Drive lies to the south of Snug Harbour and is accessed through the main Snug Harbour entrance. This is another popular residential location. One side of this road lies on the picturesque Britannia Canal, where you can find a number of attractive residential canalfront houses and apartments. The other side of Palm Heights Drive consists mostly of detached family homes, some with beautiful gardens. Palm Heights Drive is often mistakenly considered to be part of Snug Harbour, but this is not the case. Whilst residents here use the Snug Harbour Park and playground, they are not able to book the tennis, pickleball and basketball courts.
Camana Bay
Camana Bay and its Town Centre are situated on 685 acres that stretch from Seven Mile Beach to the North Sound. The design of Camana Bay is based on New Urbanism, a planning model that promotes walkability through a mix of housing, shops, restaurants, public spaces, schools, hospitals and parks. Streets and walkways interconnect, offering a safe and scenic stroll or bike ride, while shady courtyards nurture social gatherings and a sense of community.
Pedestrians can easily access Camana Bay and Seven Mile Beach corridor via the Rise, a pedestrian walkway connecting with the Paseo in the heart of the Town Centre. Designed by a team of award-winning architects and planners, Camana Bay has a contemporary style, inspired by traditional Caribbean architecture and is landscaped with beautiful, mature trees and native plants to give it a distinctly Caymanian
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Camana Bay has become a very popular place to live simply because it welcomes the return to a traditional style of community, with the Camana Bay Cinema, notable restaurants, Foster’s supermarket, a weekly farmers market, doctors’ clinics, banking services, a 24-hour gym, two schools, residential housing and prestigious office space for businesses. Living in Camana Bay is all about the lifestyle. It is incredibly appealing to be able to walk everywhere, particularly if your workplace is located there, have everything taken care of for you and enjoy access to world-class dining and entertainment, including concerts and festivals, shopping and children’s activities right on your doorstep.
Live at Camana Bay
Tel: (345) 640 3600
Email: live@camanabay.com www.camanabay.com
Camana Bay’s location in the heart of the Seven Mile Beach corridor offers the best of
island living. Residents of Camana Bay enjoy seamless connectivity to excellent dining, shopping and entertainment in the Town Centre and along West Bay Road. A short walk over the Rise leads to one of the best beaches in the world.
Kapok at Camana Bay is the newest residential addition to the Town Centre. It is a 10-storey, 120,000-square-foot for-lease residential building with 89 units from studios to threebedroom apartments.
OLEA at Camana Bay presents an exclusive opportunity to live within the award-winning community of Camana Bay. Featuring for-sale condominiums, townhomes, canal front duplexes, and the Island’s first lazy river, OLEA is located minutes from Camana Bay’s bustling Town Centre and Seven Mile Beach.
South Sound is still a hugely popular area and likely always will be. It isn’t surprising given how picturesque the ocean views are here and its proximity to schools, supermarkets and George Town. The area is also home to the Cayman Islands Rugby Club, Tennis Club and Squash Club, a public dock, a government boat launching ramp, beaches and a seaside boardwalk. Some very popular condo complexes in South Sound include The Tides, Vela and San Sebastian, and some very popular subdivisions include The Venetia, The Lakes and The Boulevard.
The Terraces at Camana Bay is a luxury collection of 63 for-lease one and twobedroom apartments (some apartments have a den which could be used as a second or third bedroom) and over 27 different floor plans. Residents at The Terraces enjoy waterfront or island views, underground parking, 24-hour security and access to a rooftop pool two pool areas equipped with showers, bathrooms, seating area and outdoor kitchen.
Provenance Properties Cayman Islands
Market Street, Camana Bay
Tel: (345) 640 7000
Email: info@provenanceproperties.com
As Dart’s exclusive brokerage and Christie’s International Real Estate’s affiliate in the Cayman Islands, Provenance Properties is among the world's leading real estate firms representing buyers and sellers of distinctive properties. Open Monday-Friday 9am-5pm (or by appointment).
South Sound
Cayman Enterprise City has also begun to build their one million sq ft campus in South Sound, which will consist of 100,000sq ft of office space along with residential areas, a school, restaurants and other amenities over a 53-acre site. The first building, Signal House, a 40,000sq ft office space, is now complete and occupied as of March 2024. One downside to South Sound being such a popular area to live is that the traffic during rush hour can be bumper-to-bumper the entire length of South Sound Road. Apart from SMB, South Sound is one of the most convenient and, therefore, expensive areas in which to buy or rent on the Island.
Canal-front Living
There are a number of waterways that cut inland from the North Sound, creating canal subdivisions that are a very nice, more affordable alternative to buying or renting property directly on the oceanfront. If you are planning to buy a boat, you cannot beat the convenience of having a dock right in front of your home or apartment. There are at least 20 canal subdivisions in Grand Cayman, half of which can be found along the Seven Mile Beach corridor and West Bay, and the other half run east from
Prospect to North Sound Estates and the Cays in Rum Point. Canal subdivisions take time to mature and be built out and this will have a significant effect on the values that land and homes in these areas can command. Over time, this will change as various subdivisions develop and it is something to think about when buying. The following is a straightforward and honest overview of the various canal subdivisions, which can be classed into five levels, one being the most expensive and five being the most affordable. Some subdivisions straddle two levels and this invariably depends on specific roads within the area and the quality of the homes and landscaping on those roads.
Level 1: Top-of-the-line estate homes, meticulously maintained with strong covenants and manned security gates. For example, Vista Del Mar, The RitzCarlton Deckhouses, Lalique Pointé, Diamond’s Edge and Salt Creek are first in class in these tier-one communities because of their covenants, exclusivity, attention to detail, well-maintained public open spaces, amenities offered, security and the quality of building. The most expensive, non-beachfront homes are found here. Additionally there is OLEA, which was designed for residents to walk to Camana Bay for work, education and entertainment. The development has beautifully landscaped common areas and access to the highest-quality amenities.
Level 1.5: The non-gated, yet very prestigious, Cayman Islands Yacht Club has benefitted the most from direct access via the Esterley Tibbetts Highway, and residents are taking advantage of its boating facilities and two very good restaurants, Morgan’s and Bàcaro. In due course, a pedestrian trail to Seven Mile Beach will be built. Inside the Yacht Club there is a gated community called Stone Island.
Level 2: Excellent maintenance and services, these are luxury homes with a manned security gate and strong covenants. Crystal Harbour leads this
class of the field and has been one of the most actively developed canal subdivisions on Grand Cayman in recent years. Popular subdivisions within Crystal Harbour include Cypress Pointe, Cypress Pointe North and Solara. Britannia and Britannia Estates are well established and still very well-regarded and a convenient living location. One important consideration, if you are planning on buying land to build on, is that concrete pilings are required in the house foundations of properties in both the Yacht Club and Crystal Harbour. This raises the cost of construction considerably. Crystal Harbour also offers some amenities, including a children's park and tennis and pickleball courts.
Level 3: Good services, mid to luxury level homes, well maintained with good covenants. Canal Point is in this class, followed by The Shores and Mangrove Point, all gated neighbourhoods with evening manned security. Governors Harbour has lost its sheen due to the lack of a landscaping buffer from the Esterley Tibbetts Highway and haphazard road maintenance, but this could change. Other canal-front developments in the area include ONE Canal Point and Clipper Bay, which is located between Snug Harbour and Canal Point.
Grand Harbour is the most conveniently located of the Eastern subdivisions and many of the homes here are high-level properties. There are three distinct areas to Grand Harbour: the older and more developed side called South Reach, which is now a gated community, The Isles and The Estates, both of which have had a lot of recent building. Grand Harbour has been completely transformed by the addition of Harbour Walk, which has restaurants, a hairdresser, gym, offices and residences just like Camana Bay. In addition to the supermarket called Hurley's, which is at Grand Harbour shopping centre, there are liquor stores, a pharmacy, medical and dental offices,
a yoga studio and a school. The very popular skate park behind the Shoppes at Grand Harbour has very sadly closed which is a huge loss to Cayman's children. There is also Arvia, which is a complex of townhouses and condos on the Grand Harbour canal. Aura and Indigo Bay which were new arrivals in 2023, and offer high-end oceanfront condominiums. A little further east, Patrick’s Island has some beautiful homes with mature landscaping and wide, open basins. It also backs onto a huge sway of undeveloped land with numerous dyke roads that lead to the North Sound via inland lakes and are lovely for walking dogs, running and getting away from it all. Patrick's Island has permission to become a gated community, and in late 2024, the gates will be installed. Sunrise Landing rounds out this level. No houses are built in the Cays at Rum Point yet due to navigability issues in the canals.
Level 4: Decent services with mixed mid-
level homes, older subdivisions like Red Bay, Omega and Prospect all have their 'good' and 'not as good' sections. Palm Heights in Snug Harbour has the benefit of looking across at Britannia, but this area contains mainly duplex properties. Canal subdivisions in this level include Palm Heights, Omega, Sunrise Landing and Newlands Sound. New canal-front developments include Paraiso in Grand Harbour and The Lagoons in Omega Bay. Finally, Ocean Crest and Allure, in Tropical Gardens, are two new oceanfront complexes.
Level 5: Minimal maintenance and either no covenants or these are not enforced. Mid-level to lower-value homes, but most still to a very reasonable standard. All these subdivisions are similar, mixedquality developments. The developers are now deceased, so there is no consistent, ongoing maintenance undertaken. North Sound Estates is farther out but has been quite active due to pricing. Some homes are very nice, but there is too much debris around, which keeps prices down. Canal subdivisions in this level include Red Bay, Prospect and North Sound Estates, all of which straddle levels 4 and 5, depending on which street you are looking at.
Prospect & Red Bay
P ROSPECT & RED BAY
Prospect and Red Bay, which are right next to each other, are two of the fastest growing areas in Grand Cayman. They are close to George Town, various schools and the Shoppes at Grand Harbour and Harbour Walk, which both have various stores, a school, restaurants, a pharmacy, a large supermarket, Hurley’s Marketplace, and a skate park. Harbour Walk, which is right next to Grand Harbour, is a mix of residential and retail, and includes shops, restaurants and amenities, such as a gym
and a rooftop with a jogging track and fire pits. There are also two banks in the area, as well as the Department of Vehicle and Drivers Licensing, the Cayman Islands Sailing Club, King’s Sports Centre and Powerhouse Gym, the Prospect Playhouse and the Stingray Brewery. The district also has five schools, including Prospect Primary School, Red Bay Primary School (which are both Government schools), First Baptist Christian School, Montessori by the Sea and Hope Academy (which are private schools). Currently being built in the area is a large garden centre which will sell plants, ornamental fish and lots of accessories for the garden and pond. There is also an area with food trucks, a Burger King, a couple of jerk centres, a Popeyes restaurant and a Tim Horton's which is soon to open. A large commercial and residential project, still in the planning stages, is situated to the south of the Cayman Islands Brewery. The commute to town from this area is relatively quick (10 minutes) outside of rush hour, but at the height of rush hour, it can take over 30+ minutes. There are lots of residential homes in this area with a mix of inland, canalfront and oceanfront properties. Newer developments in the area include Grand Palmyra, Arvia, Periwinkle, Paraiso, Aura and Indigo Bay. There are also a few really nice areas to look out for in Red Bay and Prospect. The first is Prospect Point Road, a quiet beachfront community found on a winding road where longtime Cayman residents have built exclusive milliondollar homes. The second area is Patrick’s Island and the third is Grand Harbour. For more information on these two areas, see the Canal Front descriptions.
West Bay (WB)
western end of the Island with a long meandering coastal road around the top of it and a maze of narrow streets running through the middle of it. There is a huge mix of different properties, from luxury oceanfront homes and apartments to island cottages and some rather rundown and tired properties in the middle. The canalfront area called The Shores commands premium prices on rentals and sales, as do properties on Boggy Sand Road, the last residential neighbourhood remaining on Seven Mile Beach. There are many new developments in West Bay, especially on the North West Point corridor, including Dolphin Point, Serrana, Sea Dreams and Point West 8. Other newer developments in West Bay include VIDA, Oceans 9, Salt Air Townhomes, The Meadows, The Waves, Secret Beach, Blue Palms, Sunset Point, Villa Marbella, SAJE, Sky Lofts, The Point at Watercourse, Annie's Retreat, Emerald Point, 19 North, and ARZA. Acclaimed restaurants in West Bay include Bella Trattoria, Calypso Grill, Cracked Conch, Macabuca, Tukka West, Nova, Ristorante Pappagallo and VIVO. The Cayman Turtle Centre is in West Bay, as is Cemetery Beach for amazing snorkelling. The diving from the Cracked Conch restaurant and from Lighthouse Point nearby is also very popular. Divetech, the on-site dive shop at Lighthouse Point, is welcoming and friendly staff can explain where nearby dive sites are located. They can also take you to the Kittiwake shipwreck. Schools in West Bay include Grace Christian Academy, Wesleyan Christian Academy, and the West Bay Government Primary. Two new high-end preschools are being built in West Bay; Montessori West and Kiddiewinks Garden Playschool.
West Bay is a residential area at the top
You can go horseback riding and bicycling along a rugged and little-travelled beach called Barkers, which spans part of the northern tip of West Bay. Barkers Beach is a nice area to get away from it all and is popular with dog walkers and kite surfers. Note: The area is closed to vehicle and pedestrian traffic from sunset to sunrise. It currently takes about 10-15 minutes to drive from West Bay to George Town using the bypass.
GE ORGE TO WN
George Town is the capital of the Cayman Islands. It is located on the southwest corner of Grand Cayman and has a busy port, with an influx of several cruise ships almost daily and cargo ships unloading most evenings. The main roads in George Town are North and South Church Street, which run parallel to the sea. Smith Road, Shedden Road and Eastern Avenue cut through town and run down to the waterfront roads off North and South Church Street. It is a good area to live in if you have school-aged kids, as the main schools are on Smith Road and Walkers Road and are five minutes from the town centre. With increasing traffic levels, it means you will avoid the main rush hour traffic. Private primary, prep and high schools in George Town include CF School, Footsteps, Island Primary, Cayman Prep and High School, St. Ignatius Catholic School, Triple C, Cayman Academy, Calvary Baptist Christian Academy and Truth for Youth. There are many preschools in the area, including the award-winning Little Trotters, three Montessori schools (Montessori Del Sol, Island Montessori and Montessori School of Cayman), Precious Gems, Discovery Kids, Miss Nadine's, St. George's, Shining Stars, Sister Janice's, Sprogs and Tiny Tots. A lovely, gated neighbourhood off Walkers Road where houses occasionally come up for sale is the upscale Webster’s Estates. All the homes sit on larger than usual plots, have mature shade trees, large gardens and are architecturally designed. No apartment complexes have been allowed in Webster’s Estates, so there is a quiet community and family feel to the area. On the apartment front, there are many condominiums for rent off Walkers Road starting at about CI$1,500 for a
studio, CI$1,800-CI$2,500 for a onebedroom apartment, above CI$2,500 for a two-bedroom unit, and over CI$3,300 for a three-bedroom townhouse. Some of these apartments look and feel dated, so it is worth looking around and not getting discouraged, as there are some gems as well. A few of the well-established properties include the three Retreats (Garden, Sunset and Coco), Secret Gardens, Hilton Estates and the L’Ambience complex off Fairbanks Road. These are mature-landscaped familyoriented complexes and pets are allowed. Newer options are Vivi, Downtown Reach, Ria, The Bentley and Urban Flats. Urbana is a brand new multi-amenity complex of 160 units next to Downtown Reach by the same developer, with the first phase due for completion in early 2025. For high-end luxury, view Casa Luna, SeaView, Oceana and FIN. All are on the waterfront in George Town and offer luxury living for upwards of CI$2 million. Other new developments are Catalina Bay and ONE|GT
Savannah, Lower Valley, Newlands & Pedro St. James
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This is another area with both inland and canal-front properties. Sunrise Landings and North Sound Estates (both canalfront areas) fall within Savannah and Lower Valley. These areas are very popular with young families as land is still affordable. You can also easily find canal-front house plots for sale at a reasonable price. Inland, you will find that properties on the market in this area are family homes on larger plots with good-sized gardens and lovely shade trees. Savannah is one of the highestelevated areas of Grand Cayman. From late May to early August, the poinciana trees of which the area has an overwhelming abundance, flower and the sight as you
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and
George Town (GT)
drive through Savannah is breathtaking. Pedro St. James Castle, a national historical site and the oldest-existing structure in Cayman, is also located in Savannah. Countryside Shopping Village, located at the roundabout where the road intersects between Savannah, Pedro and the entrance to Newlands, is the largest central shopping hub in the area. This village of shops has a Foster's supermarket, CNB bank, large pharmacy, medical clinic, liquor store, hardware store, gym, veterinary clinic, dry cleaners, several restaurants and a few other useful stores. Country Corner, next door to Countryside, has additional locations for Cimboco, Chicken! Chicken!, Cafe Del Sol and GNC.
Beach Bay
Bodden Town
BODDEN TO WN
Those who venture out to Bodden Town love it. It is on the beach, away from the hustle and bustle, and the rents are in the low to mid-range. The community still has the feel of a small Caribbean town, with a mixture of locals and expats living alongside one another. The beaches are rustic, usually littered with driftwood and dried turtle grass and are lovely places for walking dogs. Although the impression of a long commute may keep the fainthearted away from Bodden Town, it takes just 20-25 minutes to reach George Town if you leave early or late enough to miss the rush hour traffic.
Frank Sound & Cottage
BEA CH BA Y
Beach Bay is on the right just before you get to Bodden Town. It has one of the highest elevations on the Island. If you drive all the way down Beach Bay Road, you’ll find Sea Spray Drive, a coastal road with fabulous houses and apartments. One end of the road has a very private but rocky beach, and the sunsets over the Bluff at the other end of the coast road are amazing. The Residences at Mandarin Oriental, which will be constructed here now that the very drawn-out planning process is complete, will feature 66 acres of coastal gardens linked by nature trails and 700 feet of pristine white sand beach. It will sit atop one of the highest elevations in Grand Cayman, also known as St. James Point. Each of the 89 residences will have panoramic views of the ocean due to the expansive terraces that blend indoor and outdoor living. Residents will enjoy amenities such as in-residence dining services, a racquet club with tennis and pickleball, multiple adult and family pools and a wellness and yoga centre.
Frank Sound crosses inland as you drive towards Rum Point. It has affordable homes with large properties, and the land is very fertile with mature shade and fruit trees. Another huge bonus of this area is the Queen Elizabeth II Botanic Park and the Mastic Trail, both of which are great to explore and located just off Frank Sound Road. It is also the location of the Clifton Hunter High School. This is a great area for those that work at Health City.
North
Side & East End
This is a beautiful and historical part of the Island. On the way to these eastern districts, you will pass Pedro St. James’ Castle in Savannah, the Queen Elizabeth II Botanic Park in Frank Sound and the Wreck of the Ten Sail in Gun Bay. The residents in North Side and East End are said to be the friendliest in Cayman. The commute time from either East End or North Side to George Town will take at least 40 minutes without traffic. Over the Edge restaurant, in the village of Old Man Bay, serves great local seafood cooked with a French influence. Their catch of the day is always good, as is their shrimp cooked in a Chablis sauce. Other restaurants include The Caboose (previously Kurt's Korner), which offers grilled fish, stewed beef and oxtail. There is also an Italian restaurant located by Foster’s supermarket in East End called The Italian Kitchen, which provides good, basic Italian cooking, but is not open for lunch and doesn’t take reservations for the evening. In the heart of East End is La Casita, Tukka East and Eagle Rays, the latter of which is located at Ocean Frontiers. Finally, Vivine’s Kitchen, located on the water, is a rustic little restaurant with good local food served on tables set up in Miss Vivine’s garden. It is packed on Sundays. Fun things to do in the area include diving with Ocean Frontiers, walking the Mastic Trail (bring bug spray, water and good walking shoes), snorkelling off the North Coast (remember it is a marine park, so don’t break anything off or take anything home with you), exploring the Crystal Caves, beachcombing deserted beaches, kiteboarding, sailing or renting a jetski from White Sand Sports at the Wyndham Reef Resort.
Living on North Side
Life on the north coast involves a long list of trade-offs. Although the distance from Town has helped keep the old-time Cayman lifestyle, it is inconvenient for trips to Seven Mile Beach, the airport etc. The prevalent onshore trade winds, which bring cool temperatures most of the
FRANK SOUND & CO TT AG E
NORTH SIDE & EAST END
year, also bring salt to coat windows and degrade electronics. On the flipside, the lack of neighbours means a lack of ambient light and great conditions for star gazing. Living in North Side can feel like being perpetually on vacation. Almost every house, drive or walk involves a sea view and holiday atmosphere, and many houses are owned by long-term visitors, who have been visiting Cayman on vacation regularly for 20 or 30 years. Others are short-term vacationers staying at The Retreat, Island Houses, The Rum Point Club Residences, Kaibo Yacht Club Villas or The Pools of the Kai Condominiums. Residents of other districts, particularly boat owners, often go for staycations in Rum Point/Kaibo houses, especially over long weekends. Many full-time residents in the area are also retired, so very few commute into Town to work. The journey takes about 50 minutes, but this depends on rush hour traffic. Other residents work locally, primarily in the tourist/hospitality industry. Being relatively far from town means that some forward planning is needed for routine activities. Without a list, one is fated to 'pop back' at least as far as Countryside Shopping Village to pick up forgotten items. It would be remiss not to mention the well-stocked Chisholm's Grocery (Tel: (345) 947 9418) on North Side Road for basic needs, but organise your main, weekly errands to make sure they all get done in one trip.
Rum Point
RUM POINT
Rum Point has a beautiful stretch of beach and faces the North Sound. It has shade, clear waters, exclusive million-dollar homes and some more affordable condos. The Rum Point Club can be reached by car, ferry or private boat and is a great place to hang out in hammocks, eat lunch
at a picnic table and swim or snorkel in the safe and shallow water right in front of the sun lounger area. On Sundays, the place is jammed and sometimes lots of boats are moored off the beach. Nice things to do in the area include paddleboarding, water skiing, kayaking, sailing and taking a boat to the Sandbar to see the stingrays. You can also fly fish the mini sandbar on the Eastern side of the lagoon entrance and take a bioluminescence kayak tour with Cayman Kayaks on a moonless night. The commute to George Town will take just under an hour. The nearest supermarket is Chisolm's on North Side Road and there is also a Foster’s Express, opposite The Wyndham Reef Resort in East End. The luxury development in this neighbourhood is the Rum Point Club Residences, which overlooks 500ft of pristine Caribbean oceanfront. This boutique hotel features accommodations with private balconies, gourmet kitchens and king-size master suites. There's a chic lobby-lounge, spa treatment room,
infinity pool and a private dock. Exquisite meals and bespoke cocktails are served in the lobby bar, as well as room service. With the advent of working from home, many people live in Rum Point now and only commute to town twice a week.
Cayman Kai
Cayman Kai is just beyond Rum Point. There is a holiday home feel about the area and life is centred around the beach. There are many luxurious houses and a few upscale apartments on the water. Prices in this area are high for large private homes, but there are two-bed condos at the Kaibo Yacht Club that rent for around CI$200 per night. Some residents treat themselves by renting a house or condo here for the
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CAYMAN KAI
weekend. Call Cayman Villas (Tel: (345) 945 4144) to see what vacation rentals they have available. Great restaurants include the chilled-out Kaibo Beach Restaurant and the upscale Upstairs at Kaibo, which has a superb rum collection and a tasting menu with wine pairing. Kaibo also has a coffee shop and sells ice and fuel for cars and boats. The commute into George Town at rush hour will take well over an hour.
OVERVIEW OF RESIDENTIAL AREAS IN CAYMAN BRAC
The most easterly of the Cayman Islands, the Brac, is about 12 miles in length and just over a mile in width. Early Scottish fishermen who settled here gave the Island its name. Brac is Gaelic for bluff, named after the limestone ridge, and it runs down the centre of the Island, reaching an elevation of 150ft at the eastern end. This is also the highest point on all three Islands. The friendly Brackers share their Island with over 200 different bird species and numerous iguanas. The dramatic scenery and rugged terrain boast a plethora of hidden caves and winding trails that the whole family will love exploring. The atmosphere is tranquil, crime is almost non-existent and the people are friendly and welcoming. Cayman Brac is also famous for its superb diving, which should not be missed. Cayman Airways flies to Cayman Brac from Grand Cayman multiple times a day on a Saab SF340, which seats 30 passengers and a DeHavilland DHC-6 Twin Otter, which seats 17. Prices average CI$75-86 each way. Cayman Airways also has weekly direct jet flights from Miami. Residential construction is very good; hurricane building codes are enforced and foundations are made of poured concrete or block. There are no import taxes on building materials. There is a good selection of excellent registered contractors, subcontractors and tradesmen available locally. There are local lumber and hardware suppliers and just about all materials for building can be purchased
locally, except for custom finish items. There are excavating contractors and equipment available, all very usable for special landscaping work. Custom items and furniture may be purchased from either Grand Cayman, Miami or further afield and imported.
Cayman Brac Power and Light is the electricity power provider and utility rates are subject to government approval. There is a local base rate and the fuel surcharge is calculated on a monthly basis and can vary greatly. Inquire for the latest rate sheet. The Water Authority - Cayman delivers water by tank truck to your water storage system (cistern). Base rates for water are subject to variation due to monthly fluctuations in energy costs. Water quality is excellent and exceeds local, international and WHO standards. Inquire for latest rate sheet. Propane gas is delivered by Home Gas. Telecommunications are provided by Digicel and FLOW. Telephone service is excellent and very reliable. Internet is quite reliable and supports the new streaming television subscription services rolled out by both Digicel and FLOW.
Stake Bay
In Cayman Brac’s West End, you will find the airport, two grocery stores, a gas station and a couple of condo complexes. Hence, the north shore of the West End has the highest population of residents on the Island. The famous Russian wreck dive, renamed M.V. Captain Keith Tibbetts, lies just offshore. The Cayman Islands Department of Tourism Information Centre is located here, as well as the West End Primary School (also a Government hurricane shelter) and the Island’s only airport, Charles Kirkconnell International Airport.
On the north side, Stake Bay roughly refers to the middle section of the Island. Stake Bay is the capital of the Island and is where you will find the main Government building, the hospital, the museum, a grocery store and the Island’s only high school – the well-respected Layman E. Scott Sr. High School.
The Bluff
THE BLUFF (Ca yman Br ac )
The Island’s gentle ascent eventually leads to the limestone cliffs, which are its namesake. A lighthouse crowns the 150ft tall seaside edge of The Bluff. The birds circling overhead may eventually lead you back inland to the ancient woodlands of the Brac Parrot Reserve. It is home to many endemic flora and fauna species of the Cayman Islands. The Bluff has seen a significant increase in housing developments, and it also has the Government-owned Cayman Brac Day Care Centre. In the central part of the Bluff is the Government's sports facility, which has a 25-metre pool that is used for local swimming education and also hosts national competitions. There is also a FIFA-approved football field.
Eastern Districts
Continue east to Watering Place, Creek and Spot Bay and you’ll find a true Cayman Brac welcome. 'Mom and Pop' stores and small local restaurants showcase authentic souvenirs and
West End
W EST END (Ca yman Br ac)
STA KE BAY (Ca yman Br ac )
traditional Caymanian fare. The Cayman Brac Heritage House is located between Creek and Spot Bay and complements the Cayman Brac Museum, offering re-enactments of our country’s past, with displays showing how islanders used natural resources to create houses and tools. There are two primary schools, Creek Primary School and Spot Bay Primary School, in this area.
In a nutshell, Little Cayman is a diver's paradise that is a short flight from Grand Cayman and offers a safe, slow and friendly island living experience. It is truly little but is not a miniature of Grand Cayman; it does not offer urban comforts such as city water and recycling. Only 10 miles in length and one in width, there is a permanent population of fewer than 200, but this can mushroom to 400 on New Years’ Eve.
The Island does not have a town as such, but it has one grocery store (that sells liquor), one coffee shop, one gas station, one bank with one ATM and one clinic with one nurse (but no hospital, doctors or dentists). These are all located near the Edward Bodden Airfield on the West. All the hotels make fresh water by using a seawater reverse osmosis system. Residents support their grocery store and acknowledge that items cost more than in Grand Cayman, but they know they need to support the local economy. For special dietary items, or in the event of a storm, it is advisable to take an ice box full of perishables on the plane from Grand Cayman, as the barge that connects Little Cayman to Grand Cayman may not be able to cross the seas. Flights run 3-10 times a day, depending on the time of year, cost approximately CI$85-$100 each way, and take 35 minutes to fly directly on a Twin Otter plane (17 passengers) or you can go via the Brac. Passengers can take up to 55 pounds in weight (that can be split into two pieces). Supermarkets such as Foster's, Kirk's, Hurley's and Cost U Less
may organise items to be delivered directly to the airport in Grand Cayman for air freight to Little Cayman. The barge goes to Little Cayman once a week and takes supplies to the Island, but bad weather can delay its crossing. Since items go by volume, residents will typically fit items, such as toilet paper, inside the cars or boats. We are told clearing customs is easier than in Grand Cayman, and for items purchased in the USA, items will ship directly there, bypassing Grand Cayman. Power cuts occur every now and then, but residents learn to live around it, as they typically last only a short time. Similarly to Grand Cayman, electricity is generated through burning diesel and a truck delivers propane gas for home cooking. There are one to two mechanics on-Island that deal with most auto problems. Air conditioning and appliance technicians need to be flown there, with the caller paying for the flight, plus any accommodation costs if necessary. A mosquito control plane flies over the Island to control these insects, although
Hampson
when breezy, the problem is felt less. Water is collected from rain, and when not possible, residents purchase it from local hotels.
West Side of Little Cayman
The Island’s most famous diving destinations, the Bloody Bay Wall and Jackson Wall, are both on the north side of Little Cayman and are easily accessible by boat to divers staying at any of the resorts or villas in the area. There are a number of good options, including the Southern Cross Club, Little Cayman Beach Resort, The Conch Club and Paradise Villas. Most of the accommodation is within walking distance of the Edward Bodden Airfield. The Booby Pond is also the only RAMSAR site in the Cayman Islands (an internationally recognised and important wetland) and home to the red footed booby bird. The indigenous Sister Islands’ Rock Iguana also roams freely on the Island.
and Company
Attorneys at Law
Real Estate Lawyers, Legal Conveyancing and General Practice
Hampson and Company advises on all aspects of real estate in the Cayman Islands, whether you are buying, selling, leasing, financing, re-financing or seeking to enforce security against real estate.
We provide advice on the purchase and sale of real estate, including all types of residential and commercial properties, strata properties, and undeveloped land. We also offer advice on pre-construction contracts, the drafting of strata by-laws, and on incumbrances on title.
We conduct due-diligence searches in respect of property purchases and liaise with local banks to assist with the mortgage/charge process.
Side of Little Cayman
Heading up the road away from South Hole, the Island becomes more and more of a deserted paradise with just a small number of houses scattered along the coastline. South Hole Sound is at the border of the two areas, and the beautiful South Shore provides stunning views on the way to Point of Sand at the eastern end of the Island, where you can gaze across the water towards Cayman Brac. Point of Sand is located at the very tip of Little Cayman and is probably one of the most beautiful beaches in the Caribbean. The sea is crystal clear and incredibly inviting. Pack a lunch and bring your bathing suit and towel to enjoy some time in the sun, sand and surf, quite often with no one in sight.
BUYING A PROPERTY
Buying a property in Cayman has many advantages, not least that if you are staying for some time, mortgages tend to work out cheaper than rent over a three to five-year period. There are no restrictions on foreign ownership of real estate if the property is for personal use and there are no annual property or capital gains taxes. If the property is rented out as an investment, then no tourist tax is payable if the property is rented to residents
• Property Contracts
• Planning and Preconstruction
• Strata Regulation
• Leases and Licenses
• Residency by Investment
• Wills and Estate Management
• Property Holding Vehicles
Although, if more than two properties are owned for rental, there will be additional licences required, namely a Trade and Business, and a Local Companies (Control) Law Licence. Cayman’s Land Registry office enables transfers to be relatively quick and simple, but for peace of mind, it's best to use an attorney. Every piece of property is registered under a unique block and parcel number, which means every owner is registered and the Government guarantees the accuracy of the entries recorded at Lands and Survey. A potential purchaser may examine the records regarding any piece of property to check whether there are any liens, charges or restrictions on it. Unless stipulated within the covenants for a particular development, there are no time deadlines for building on raw land. The land can be held undeveloped indefinitely and many families are land banking for future generations. Planning approvals are valid for five years following the grant of planning permission. It's been over four years since COVID-19 upended global supply chains of building materials and drove up prices and slowed the availability of products and materials. Builders in Cayman say that problems still persist, but developers and individuals are still building and the industry is healthy.
Stamp Duty & Other Charges
Stamp duty, which is payable on all conveyances or transfers of any immovable property (other than those between certain family members as set out in the Stamp Duty Act for natural love and affection), is 7.5%. However, for Caymanian buyers there are some concessions. See the table on the opposite page. For more detailed information on how stamp duty is applied, and can be paid, visit www.caymanresident.com and search 'stamp duty.'
In 2021, the Government changed the approach to assessing
Stamp Duty on pre-construction properties. Until 2022, that duty was calculated on the published developer’s price at completion. Note: The law has not changed, just its interpretation. Stamp duty has always been charged on the purchase price or on the market value, whichever is higher, as assessed by the Lands and Survey Department. As real estate prices have gone up, it is very likely that a pre-construction property, with a purchase agreement signed one or more years prior to completion, will be assessed by officials to be worth more than the agreed purchase price. An alternative to the unknown appreciation costs is to pre-pay the 7.5% stamp duty, but in that case, purchasers run the risk of the development not going ahead and stamp duty fees are not refundable! There are potentially additional charges as well:
> 1% stamp duty charged on mortgages of CI$300k or less and 1.5% stamp duty charged on mortgages of more than CI$300k. You should also budget up to 1% for legal and registration fees.
> When you build a house, building permit fees are charged according to the square footage of the property being built.
> When purchasing with bank financing,
the bank will require a report on the ‘market value’ of the property. Each lender has its own rules, but the report will need to be prepared by an approved firm of professional valuation surveyors. Depending on the property size, prices start at CI$725 for this report.
Know Your Client/Customer
Remember, the sale or purchase of real estate in the Cayman Islands constitutes as Relevant Financial Business for the purposes of Cayman’s anti-money laundering measures. As part of the Know Your Client/Customer (KYC) requirement, your real estate agent, or any professional acting in relation to a real estate transaction, is required by the Cayman Islands Government to collect your identification details as well as other relevant information to finalise the transaction. Individuals must provide certified photo ID (typically a passport), address verification (like a driver's license or utility bill), and disclose the source of funds and wealth. For companies, corporate seals are required, as well as forms of identification for its directors and beneficial owners holding 10% or more of the company's shares. If you need further
information about these requirements, please contact a legal conveyancing professional.
Stamp Duty Exemptions on Chattels Stamp duty is not charged on the furnishings or chattels of a house. If you are not entirely sure how to calculate the value, then contact the Lands and Survey Department (Tel: (345) 244 3420). Check out their website at www.caymanlandinfo. ky for more information.
Legal Conveyancing
Conveyancing is the technical word used to describe the way a property is legally transferred from one person to another. Technically, you can do the conveyancing yourself, but if the property is being bought with a mortgage, your lender will insist that you use a lawyer to confirm that the property is free from any liens or other encumbrances and to draft the appropriate charge documents. A few law firms in Cayman have departments that specialise in conveyancing. Their job is to prepare the paperwork for your mortgage and property transfer. They check that there are no encumbrances such as a mortgage lien, outstanding strata
payments or anything else that would hinder the purchaser's use and enjoyment of the property. They usually charge 1% of the property value unless a different figure has been negotiated. A typical simple transfer of land takes no more than three to four weeks, with registration of the new proprietor at the Land and Survey Department taking place four to six weeks after that.
Appleby
Tel: (345) 949 4900
Email: cayman@applebyglobal.com www.applebyglobal.com
Appleby is a leading provider of property services in the Cayman Islands. Their property team provides expert legal advice on all aspects of commercial and residential property, including sales and purchases, leasing, development and property finance transactions. SEE AD PAGE 151
Campbells
Tel: (345) 949 2648
Comprehensive Home Inspections Include:
Email: llee@campbellslegal.com
www.campbellslegal.com
Campbells handles all aspects of property transactional work, from sales and purchase to conveyance and related residential and commercial financing for both individuals and corporations. SEE AD PAGE 157
FrancisGrey
Tel: (345) 815 2800
Email: cayman@francisgreylaw.com
SEE AD PAGE 56 & 64
Hampson and Company
4th Fl, Apollo House East, 87 Mary Street, GT
Tel: (345) 623 7788
Email: pparker@hampsonandco.com or kmclaughlin@hampsonandco.com www.hampsonandco.com
Hampson and Company has an experienced real estate team who are available to advise in all aspects of real estate in the Cayman Islands, whether you are buying, selling, leasing, financing, re-financing or seeking to enforce security against real estate.
SEE AD PAGE 59, 161 & 225
HSM
Tel: (345) 949 4766
Email: property@hsmoffice.com
HSM’s property team are always accessible during fast-moving transactions, providing comfort and certainty to clients regardless of what side of the property transaction they are on. They act for financial institutions, developers, strata corporations, buyers/ sellers and landlords/tenants of residential and commercial properties.
SEE AD PAG E 57, 89, 162 & 164
Why Inspect?
Exclusive Advocate for Buyers
Objective Facts About the Home
Know the ‘True Condition’ of the Home Before You Buy
McGrath Tonner
Tel: (345) 623 2740 or (345) 949 2740
Email: info@mcgrathtonner.com
Stuarts Humphries
Kensington House, 69 Dr Roy’s Drive, GT
Tel: (345) 949 3344
Email: info@stuartslaw.com
www.stuartslaw.com
A Cayman focused law firm that advises on the lease, purchase, sale and development
of commercial and residential properties in the Cayman Islands, including hotels, large commercial buildings and residential units and land developments. Stuarts also advise banks and other institutions and individuals in connection with mortgage financing, joint property ventures, and landlords and tenants in connection with long term leases and shortterm tenancies. SEE AD PAGE 66
Mortgages & Borrowing
Most banks and financial institutions in Cayman offer mortgage packages. Interest rates are quoted based on the KYD and USD prime rate published in the Cayman Islands by the retail banks. The prime rate in Cayman normally fluctuates in accordance with changes in the United States Government Federal Reserve rate, also referred to as the 'New York Prime Rate'. Banks usually ask for deposits of between 10%–35% as a contribution towards the purchase price or construction cost. Long-term interestonly mortgages do not exist in Cayman. Mortgage amortisation terms are normally offered from 15-30 years, but typically don't exceed retirement age. It is worth comparing what kind of deal the different banks will give you, as a variance of 1% or even 0.5% on your interest rate will make an enormous difference. Banks will usually charge between 1% and 3% above the prime rate, giving the lower percentage rate to those with the greater deposit. Banks also charge a commitment fee of up to 1% of the loan amount and some charge an early repayment penalty. Establish a meeting with your chosen bank to determine the best possible rate and terms that can be offered. Cayman banks have historically been very cautious when lending money.
Life Insurance Required for Mortgages
A Property Insurance Policy collaterally assigned to the bank is required for all mortgages. Turn to page 136 in our Settling In chapter for a list of insurance companies and brokers. Many banks will also require a Life Insurance Policy so the
mortgage can be repaid in the event of death. Your loan officer will advise on their bank’s specific requirements.
Juliet Osbourne - Life Insurance
Tel: (345) 916 0500
Email: juliet@julietosbourne.com www.julietosbourne.com
Juliet is a life insurance expert specialising in finding competitively priced policies to cover your mortgage, protect your family, or safeguard your income. She ensures you get the best plan tailored to your lifestyle and budget while making the process easy to navigate. Contact Juliet for a quote by phone or email.
Michael Webster – Life Insurance Agent
Tel: (345) 925 5433
Email: michael.webster@cic.com.ky www.lifeinsurance345.com
Michael Webster offers services in the Cayman Islands for the protection of both your mortgage and family. He offers term life, universal life and whole life policies, plus college saving plans, child savings plans and more. All of his insurance products are affordable and can be customised to suit your needs and budget. SEE AD PAGE 139
Strata Titles
Residential property in Cayman is often sold as part of a strata plan if it is in a condominium or apartment complex. Most countries have the concept of freehold property, where the owner has ownership and responsibility for the land they own and all buildings on it. Strata ownership is less familiar to many people, but very common in Cayman. The following is an explanation of how it works:
> If you buy a property that is part of a strata plan, you will have the registered title of the house or apartment that is situated within the property in the plan. You will also own a share and have voting rights in the ‘strata corporation’ which owns all the land in the strata plan, including estate roads, communal gardens, shared pools, etc.
> The strata corporation has an obligation to insure the strata property and maintain
it for the benefit of the owners, along with the right to recover the costs of doing so from them. There will be rules and regulations governing how the strata company is run (known as strata by-laws) and an annually elected committee that is authorised to run the corporation. Examples of monthly strata fees you might expect to pay are: CI$300 for a twobedroom inland townhouse and CI$400 for a three-bedroom inland apartment. Factor in at least the same monthly amount again for property insurance. For condos along Seven Mile Beach, one could easily pay upwards of CI$1,000 before insurance and a mandatory CI$65 sewage charge. Your realtor will be able to find the exact strata fees for you.
Property Valuations & Appraisals
Whether applying for a mortgage, or purchasing or selling a property, it is customary to instruct an independent valuation surveyor who is a registered valuer, chartered surveyor and member of the Royal Institute of Chartered Surveyors (RICS) to carry out a valuation report. The report provides an independent opinion of value using different methods depending on the type of property. The Valuer will carry out an inspection of the property, take photographs and produce a report detailing the description, location, leasehold or freehold information, comparable evidence of recent sales, market rental values and, in some instances, build costs and land values. It provides a purchaser or owner with invaluable data as well as current market conditions and trends. In addition to meeting the bank's requirements, a valuation should also provide the purchaser or owner with the reassurance of the fair market value of the property.
BCQS International - Property & Development Consultants
2nd Fl, Whitehall House, 238 North Church St, GT
Tel: (345) 949 8644
Email: info@bcqs.com or www.bcqs.com
BCQS is a firm regulated by RICS. They offer
a comprehensive range of services, including project management, cost management, quantity surveying, construction management, claims consulting, valuations and appraisals, project monitoring and feasibility studies.
Blue Point Consultants
Tel: (345) 525 0706
Email: info@bluepointproperty.com
www.bluepointproperty.com
RICS registered valuer offering property valuations, development appraisals, feasibility studies, acquisitions and disposals, consulting on landlord and tenant issues, property searches, reinstatement cost for insurance purposes and loss adjusting. Specialising in hotels and resorts. SEE AD PAGE 168
Bould Consulting
Tel: (345) 946 6063
Email: info@bcl.ky or www.bcl.ky
With over 50 years' of working throughout the Caribbean, Bould Consulting Limited is a RICS regulated firm comprising a team of highly skilled property professionals who provide
Our experienced and professionally qualified team provide robust land and property valuations at reasonable fees with quick turnaround time, accepted by all lending institutions, with regular visits to Cayman Brac and Little Cayman.
a comprehensive range of construction, development and appraisal services, including market and insurance reinstatement valuations and construction monitoring services.
SEE AD PAGE 165
Charterland
Tel: (345) 525 2214
Email: info@charterland.ky www.charterland.ky
Charterland Ltd. is a Chartered Surveying practice and RICS Regulated Firm providing a comprehensive range of professional property related services with integrity and independence, and in a timely manner. Professional services include: valuations and appraisals, feasibility studies, quantity surveying and cost consulting.
disciplinary construction consultancy providing valuation and appraisal, quantity surveying, architectural, project management, interior design and property management services
SEE AD PAGE 211
JEC Property Consultants Ltd.
96 Mary Street, George Town
Tel: (345) 945 5930
Email: contact@jec.ky or www.jec.ky
Services include property valuations/ appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leaseholds. SEE AD 166 & 208
Quayside Surveyors Ltd.
Tel: (345) 938 0662
Email: info@quaysidesurveyors.ky www.quaysidesurveyors.ky
valuers. Services include freehold and leasehold valuations, reinstatement valuations for insurance purposes, development appraisals, residual valuations, road compensation claims, construction cost estimates, project management and loss adjusting.
Pitfalls to Avoid
Steer clear of these financial pitfalls when buying property in Cayman:
> Water Bills: Make sure the final water bill on the property has been paid by the previous owner. Water companies are under no obligation to reconnect water supply to accounts that have been disconnected due to non-payment and still have unpaid, past-due charges. Renters are also encouraged to ensure previous water bills have been paid for by the landlord or previous tenant prior to moving in.
> Air Conditioner Servicing: Check whether the property owner has been regularly servicing the A/C units. A lack of regular maintenance will greatly reduce the life expectancy of air conditioning condensers and new systems can cost thousands of dollars. As a condition of the sale, request that the seller have the property’s units serviced and provide a report.
Pest Control: Find out if the previous owners had the property sprayed regularly for ants, roaches, termites and other pests. Failing to have this done could put you at risk of an infestation problem. If you are buying a wooden house, get the house checked for termites before you buy the
MEP Report, Home Inspections and Site
As a condition of purchase, it is very important that you get a Home Inspection and/or a MEP report (Mechanical, Electrical, Plumbing) done on the property before you finalise the sale. Significant problems can reduce the value of the property. If you are purchasing raw land, then a conditions site survey is recommended by a qualified engineer who will assess, among other things, whether your new house will need to be built with pilings, thus hugely increasing the cost of building. More information on what the
technician does, and why it is important, is listed in the Home Inspections and Site Surveys section of this chapter.
> Planned Special Assessments: If you are buying a condo, a good realtor will request a report from the strata’s property management company that confirms whether any special assessments are planned on the apartment complex. Special assessments may involve considerable costs and you might well be able to get the existing owner to pay for them (or have them deduct it from the sale price).
> Hidden Costs: Ask your realtor to request a breakdown of the monthly costs of running the property in the summer and in the winter months. It is not uncommon for a four-bedroom house on a 1/3 acre (particularly in a windy position) to have an average water bill of CI$650 per month and an average monthly electricity bill in the region of CI$1,000-CI$1,500+ depending on the month of the year, size of the house and whether the property has been well insulated. If the house has Icynene spray foam insulation in the attic, it will not only significantly reduce your electricity bills but help hold your roof together in the event of a major hurricane.
Home Inspections & Site Surveys
It is common practice to have a Chartered Building Survey completed before purchasing a property in the UK, whereas in the US, you would most likely have a Full Home Inspection done by a licensed home inspector. There are companies that provide both services in the Cayman Islands and it is highly recommended that you have one done when purchasing a home.
A Building Condition Survey will include an inspection by a civil or structural engineer who will examine the roof, insulation, flooring and the condition of the walls of your home, as well as other structural areas. They will also check whether your appliances are up to code and will recommend whether a MEP (Mechanical, Electrical and Plumbing) report needs to be done by professional
technicians.
A home inspection conducted by a licensed home inspector will include a full examination, which will consist of structural components such as foundations, floors, walls, ceilings, hurricane straps and roof. They will also check all interior components, including doors, windows and all appliances, testing the safety and functionality of all items. A licensed home inspector is also qualified to inspect the mechanical, electrical and plumbing systems of the home. An inspection report is then provided, noting all findings and actions for any required remediation. A similar approach should be taken when purchasing a plot of land; while it may look like the lot is filled properly, it can be overlying soft peat or have other ground conditions that would require you to pile your future property at the cost of tens of thousands of dollars. Therefore, a site investigation is a must. A simple trial pit or more complex borehole test and accompanying report will reveal the build-up of the underlying ground conditions. This technical data can then be utilised by your structural engineer when designing and calculating the foundation structure that is necessary to support your home. Most builders will require this report before commencing construction.
WestPoint Inspections
Tel: (345) 936 2454
Email: info@westpoint-inspections.com www.westpoint-inspections.com
A team of professional home inspectors licensed and qualified to operate in the US and the Cayman Islands. They provide comprehensive home inspections, including full examinations of homes, which include structural integrity, exterior and site, all interior components, appliances and mechanical, electrical and plumbing systems. The company also offers full construction services from remodelling projects to building multi-million dollar homes. SEE AD PAGE 164
Property Management Services
Given the number of property owners
who live overseas, property management is an invaluable service on-Island. A good property management company will market your property, screen prospective tenants, draw up a lease, handle financials, produce monthly reports, handle maintenance matters and be on call 24/7.
Avata Property Services Ltd.
Tel: (345) 947 4747 or (345) 916 4286
Email: info@avatapsl.com / alan@avatapsl.com www.avatapsl.com
With over 50 years of experience working throughout the Caribbean, Avata’s team of property professionals in the Cayman Islands use their combined skillsets to deliver first-class service to their clients. Contact them today for a quote or review of your property management needs. SEE AD THIS PAGE
Build Cayman
Tel: (345) 927 1184
Email: info@buildcayman.ky www.buildcayman.ky / www.caymangroup.ky
Discover a new level of property management
o ers experienced sta to manage your properties.
Professionally accurate budgeting, forensic accounting and diligent maintenance are the hallmarks of our first-class service from the Avata team.
with Build Cayman's premier Facilities Management solutions. Their team of industry professionals passionately cares for commercial, office and residential properties. Enjoy efficient and effective maintenance while they handle the details. As part of the Cayman Group, you can trust them to elevate and safeguard your investment.
JEC Property Consultants Ltd.
96 Mary Street, George Town
Tel: (345) 945 5930
Email: contact@jec.ky or www.jec.ky
Services include property valuations and appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leasehold. SEE AD 166 & 208
Minerva Cayman
13 Genesis Close, Genesis Building, GT
Tel: (345) 746 0990
Email: contact@minerva.ky
https://minerva.ky
Lifestyle management experts who provide private services designed to meet the day-today needs of busy high-performing individuals and their families. They offer unique, tailored house management solutions for absence care, such as creating inventories, house manuals and training household staff. They also offer
Kristina King - ERA Cayman
Tel: (345) 916 7988
Email: kristina.king@eracayman.com
Kristina grew up on Grand Cayman after her parents moved here in the early 70s. She puts building customer relationships first, utilising her vast knowledge and experience gained over many years of living and working in the Cayman Islands to offer her clients guidance. If you are looking to sell your property or find the perfect home or investment, and ensure every transaction is a successful experience, call Kristina today! SEE AD OPPOSITE PAGE
Property Management Cayman Ltd.
Tel: (345) 924 9249
info@propertymanagementcayman.com
www.propertymanagementcayman.com
Property Management Cayman Ltd. is a locallyowned enterprise that boasts over 15 years of experience renting and managing a diverse and extensive portfolio of properties in the Cayman Islands.
REM Services Ltd.
Locale, Unit C1, 455 West Bay Road, SMB
Tel: (345) 946 8664
Email: rent@remservices.ky
www.remservices.ky
REM Services Ltd. is a professional property management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on-Island and overseas, REM specialises in private, residential and beachside condos, along with residential and
Realtors
- Sales
When buying a property, it’s more productive to work with one real estate agent. As mentioned before, the Islands’ MLS is run by CIREBA and it ensures the best market coverage to view every property on all three Islands. A seller will list their property with a specific agent That agent then enters the details into the MLS, which is accessible to all CIREBA agents. The agent you are comfortable working with will show you all the listings, regardless of the listing source, so there is no need for you to reach out to different offices.
Amber Yates - Century 21
Tel: (345) 926 0396
Email: amber@c21cayman.com www.century21cayman.com
Amber Yates at C21 Cayman is a seasoned CIREBA real estate professional with over 20 years of experience in the Cayman Islands. As a consistent award-winning top performer for Century 21 Cayman and the Caribbean, Amber brings a wealth of knowledge and expertise to every real estate transaction. Whether you are buying or selling, relocating or renting, she leverages her extensive experience and attention to detail to help you make informed investment decisions in Cayman. With a strong portfolio of repeat clients, Amber is dedicated to finding the perfect property that meets your criteria and budget. She is always eager to assist with your real estate needs. Contact Amber Yates today to get started. SEE AD PAGE 148
Azure Realty Limited
Tel: (345) 946 2987
Email: info@azurerealtycayman.com www.azurerealtycayman.com
Established in February 2008 in order to bring new ideas to the real estate market in the Cayman Islands, add value to the client and enhance the real estate experience for all, Azure Realty is a boutique agency with local real estate experience and a keen awareness of the international context. Their team of agents will strive to provide outstanding customer service with discretion. Azure makes the buying or selling process an easy and enjoyable
one. Let them help make your dreams become a reality. Member of the Cayman Islands Real Estate Brokers Association (CIREBA). CIREBA ensures professionalism and integrity from all members. Visit the Azure Realty Cayman website to access all listings within the CIREBA MLS. SEE AD PAGE 144
Berkshire Hathaway Home Services
Tel: (345) 949 3521
Email: info@bhhscaymanislands.com www.bhhscaymanislands.com
With an ever-changing landscape and so many choices in real estate representation, the team at Berkshire Hathaway Home Services provides decades of experience and the comfort of local knowledge. They will get to know you, understand your needs and go above and beyond to ensure you reach your investment goals. Guided by the Berkshire Hathaway Home Services principles of trust, integrity, stability and longevity, they empower people to achieve their dreams
Cayman Islands Sotheby’s International Realty
Sheena Conolly – Broker/Owner
Governors Square, Seven Mile Beach
Tel: (345) 623 1234
Email: info.cayman@sothebysrealty.ky www.sothebysrealty.ky
As the only firm to have been awarded ‘Best Real Estate Company’ in the Cayman Islands by AIPP, they are a professional team of realtors who offer exceptional real estate concierge services in the Cayman Islands. They work closely with you to find the best real estate solution for your needs, whether that is a luxury home, a Seven Mile Beach condo, investment property, land for development, an oceanfront residence in Cayman Kai or a family home. Connect with them today.
SEE AD PAGE 154
Claudia Subiotto - Bovell Team at RE/MAX
Seven Mile Shops, West Bay Road
Tel: (345) 927 1000
Email: claudia.subiotto@bovell.ky www.bovell.ky
With over two decades in Cayman, Claudia and the BOVELL team are known for going above and beyond in everything they do. Whether it is
a property assessment, detailed and historical market analysis and research on comparable sales, extensive networking with legal and property specialists, valuable market insights, impeccable listings, phenomenal marketing and promotion of properties, flawless closings and superb documentation; no detail is left unexplored, resulting in successful rentals, sales and purchases. Their knowledge of Cayman and command of the real estate market led them to reach the #1 spot of all RE/ MAX medium-size teams worldwide in mid2024. SEE AD PAGE 146
Coldwell Banker / Cayman Islands Realty
1364 West Bay Road, Seven Mile Beach
Tel: (345) 945 4411
Toll-free (USA): 1 (888) 834 4083
Email: info@coldwellbankercayman.com www.coldwellbankercayman.com
Operating out of an award-winning cottage in the most sophisticated stretch of SMB, with additional offices in the Sister Islands, Coldwell Banker has knowledgeable agents with a reputation for finding unique properties to buy or rent, producing in-depth comparative market analysis necessary for buying, selling, renting or investing wisely. Coldwell Banker has a global reach of 3,000 offices in 44 countries, achieved through long-time associations with international agencies, and by promoting properties in luxury magazines – printed and online – as well as through an impressive social media and digital advertising network. They also offer free property assessments.
Crighton Properties
Tel: (345) 949 5250
Email: info@crightonproperties.com www.crightonproperties.com
Since the early 70s, Crighton Properties has provided their clients with expert advice about the local real estate market. They have access to an extensive range of real estate options, whether you are looking to invest in a beachfront home, condo, canal-front lot or investment property. The knowledgeable agents at Crighton Properties will assist you every step of the way with your property listing or sale. Contact them today to get started with your Cayman property search. SEE AD PAGE 149
Engel & Völkers
Tel: (345) 623 1400
Email: heidi.kiss@evrealestate.com www.cayman.evrealestate.com
Engel & Völkers Cayman Islands is a premier luxury real estate brand, combining local expertise with a global network. By partnering with top real estate professionals, you will receive a high level of service that goes beyond your expectations. They know Cayman Islands real estate. Whether you're looking for a starter home or a dream beachfront residence, they offer a personalised buying experience and deliver white-glove service for both purchases and sales SEE AD PAGE 9
Jacqueline Ziemniak – Re/Max Cayman
Tel: (345) 321 2794
Email: jacqueline.ziemniak@remax.ky
As a former Attorney, Jacqueline brings extensive legal experience to the representation of her clients. She recognises that, besides being an emotional decision, the purchase or sale of a home is a significant business transaction that must be continually
nurtured and monitored. She looks forward to working in partnership with you to understand your needs, best represent your interests and help you realise your real estate goals quickly and positively. SEE AD PAGE 152
Kass Coleman – RE/MAX agent
Tel: (345) 949 2396 or Cell: (345) 916 0378
Email: Kass.coleman@remax.ky www.facebook.com/KassCaymanIslands
Kass Coleman has excelled in Cayman real estate with RE/MAX for over 30 years in all areas of sales and marketing. Kass is a 'Lifestyle Specialist' and will help you every step of the way when buying or selling your property. Let her experience and proven track record work for you. SEE AD PAGE 145
Property Cayman
Tel: (345) 749 4663
Email: admin@propertycayman.com www.propertycayman.com
Specialising in matter-of-fact property advice, celebrated internationally for sales and marketing, and recognised locally for donating a portion of every sale towards local affordable housing solutions, this Caymanianowned and operated agency does more than just say that they do things differently. They live it. So, whether you are a first-time buyer or seasoned investor, Property Cayman’s welcoming energy, pressure-free advice, and client-over-commission approach will make you feel at home even if you’re not – yet.
SEE AD PAGE 3 & 155
Rhulens
Cayman Tel: (345) 938 1000
New York Tel: 1 (917) 836 9108
Email: sloane@rhulens.com www.rhulens.com
Rhulens is your trusted advisor when it comes to purchasing, selling or renting residential real estate in Cayman. Their extensive experience, market knowledge and strong negotiation skills enable them to achieve the best possible outcomes for their clients. They offer unbiased research, analysis and advice, and provide exceptional customer service.
Ritch Realty Ltd.
Tel: (345) 949 9838 or (345) 925 5653
Email: info@ritchrealty.ky
www.ritchrealty.ky
Ritch Realty Ltd. is a leading real estate agency in the Cayman Islands specialising in sales, property management and rental properties at premium locations in Grand Cayman. A family owned and operated business and member of CIREBA, Ritch Realty Ltd. has been providing real estate services to clients since 1991.
SEE AD PAGE 147
RENTING A PROPERTY
Starting Your Search
Most people who move to Grand Cayman will rent for the first year. In this time, you will be able to work out which district you want to live in and where your family life, work and play will be focussed. The three main ways to find a place to rent are either searching online yourself through the EcayTrade website (www.ecaytrade. com) or the CIREBA website (www.cireba. ky), or through a realtor who specialises in rentals. EcayTrade does have a multitude of properties for rent on their website, though updates are irregular. CIREBA has a second multiple listings system dedicated to rentals, which all member agents have access to. This means that choosing a particular agent to work with does not rule out any properties that are listed with someone else. Working with a realtor is often a good bet because it is free in this case, they will know when something is becoming available, be knowledgeable of the specific locale and they can drive you around to see places.
In addition, the rentals on the CIREBA website are all listed by individual, specific block and parcel numbers and are constantly being updated.
As one would expect, rental costs along the Seven Mile Beach corridor and in the South Sound area are generally higher than units in West Bay or Savannah. To manage your expectations, communicate your wish list to a realtor prior to your search. Have the following in mind when you contact an agent:
> Timeframe: The majority of tenancies commence on the first of the month. Landlords can be flexible if you ask, but ensure you put a security deposit down (typically one month's rent). Most rentals will not be advertised until 4-6 weeks prior to the start of the lease and it is best to wait until your permit has been approved before searching. The market moves extremely quickly. Most realtors are willing to give you a tour by video call or send additional photos/videos if you are yet to arrive on-Island.
> Deposit: The industry standard for a rental security deposit is equivalent to a full month’s rent (e.g. if you lease a property for CI$2,500/month, your deposit will be CI$2,500). In addition to this, the first month’s rent will be required to be paid in full on or before you take occupancy.
> Location: Walking distance to the beach or a shopping centre and less commuting time to an office or schools are the top priorities for people moving to the Cayman Islands, but they come at a premium. Sacrificing wish list items can mean a healthy reduction in monthly rental expense.
> Size: How many bedrooms do you need or want? Many people like to have an extra bedroom for visitors, or even a home office.
> Lifestyle: You will likely have to compromise on either your location, size or your budget. Prioritise your wish list prior to the search.
Related Costs
In addition to the first month’s rent and deposit, you will have to pay associated start-up costs for your new accommodation:
> Utilities Deposit: Estimate approximately CI$100 for water, CI$250-CI$600 for electricity and CI$180 for a landline, cable and/or internet package. See the Settling In chapter for more details.
> Maintenance Costs: Most landlords will take care of maintenance costs associated with garden and pool care, pest control and servicing of general systems such as A/C. If this is not specified within the lease agreement, enquire prior to signing.
> Insurance: Insuring personal belongings
is the responsibility of the tenant. The property owner will be responsible for any issues that are not the fault of the tenant, i.e. inclement weather, a burst pipe or the A/C system failing.
> Furnishings: Most units come furnished. Prior to signing a lease, ask for an inventory list showing everything that comes with the unit. You will have to be prepared to supplement anything missing.
> Pets: A large number of complexes or owners do not accept pets. Those that do may require an additional security deposit, which can be as much as CI$600 per pet to cover additional cleaning.
> Monthly Costs: You will be expected to pay utilities, which will be based on consumption, the size of the unit and the age of the build. Your realtor will be able to give you an estimate on the unit prior to signing an agreement. Cable and internet may or may not be included in the rental rate. If it is included, it is usually a basic package and you can pay to upgrade.
Realtors - Rentals
For potential renters, the best approach is to email one of the realtors below, make a connection and have them guide you in your search. Each agent or company will have their own rental listings, but they will have access to each other’s, as well as properties listed on EcayTrade.com.
BCQS Rentals
2nd Fl, Whitehall House, 238 North Church St
Tel: (345) 949 9300
Email: rentals@bcqs.com www.bcqsrentals.com
If you’re looking for the ideal apartment or home to rent over the long-term, talk to the friendly professionals at BCQS Rentals. With full relocation and tenant placement services, BCQS can help you every step of the way.
BCQS Rentals brings quality tenants and landlords together. Review their website today to see the latest rental listings.
Centre Island Properties
Tel: (345) 326 4790
Email: rge@bcqs.com
www.centreislandproperties.com
Centre Island Properties is a premier real estate company having residential and commercial properties available for rent in Grand Cayman
SEE AD PAGE 159
REM Services Ltd.
Locale, Unit C1, 455 West Bay Road, SMB
Tel: (345) 946 8664
Email: rent@remservices.ky www.remservices.ky
REM Services Ltd. is a professional property management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on-Island and overseas, REM specialises in residential, vacation and commercial properties. Both short-term and long-term rental options are available.
SEE AD THIS PAGE
Ritch Realty Ltd.
Tel: (345) 949 9838 or (345) 925 5653
Email: info@ritchrealty.ky www.ritchrealty.ky
Ritch Realty Ltd. is a leading real estate agency in the Cayman Islands specialising in sales, property management and rental properties at premium locations in Grand Cayman.
SEE AD PAGE 147
THPM Real Estate
Tel: (345) 949 5134
Email: hello.thpmsales@gmail.com Property rentals and management.
Real Estate Photography
Please refer to the Living in Cayman chapter.
Temporary Accommodation
Many companies offer new employees two to four weeks of temporary accommodation to assist with relocation. Options include Shangri-La Inn & Suites (www. shangrilabandb.com), and The Locale Hotel (www.staylocal.com). Finally, Sunshine Suites Resort (www.sunshinesuites.com) has a wide array of resort amenities including exclusive admission to its sister property the Westin on Seven Mile Beach.
Featured Property, Seabreeze #9
Running Your
Home
and assess
costs of living in Cayman.
Although living in paradise is not always cheap, the quality and selection of services available in Grand Cayman liken to those found in major North American cities. From domestic help and expert contractors to pool maintenance and landscapers, all your home needs are catered for. By shopping around before choosing a service provider, you can source quality workmanship at a competitive price. In this chapter, we list some highly recommended professionals, as well as insider maintenance tips that can help you maintain your home, pool and garden.
Air Conditioning
Air conditioning is a necessity on-Island, but it can have a significant impact on your electricity bill. Keeping the temperature at the highest setting you feel comfortable with will help reduce costs, as well as using an overhead fan, especially during the winter months when a fan may be all you need in the mornings and evenings. You can also save electricity by closing curtains or blinds during the day, making sure your air filters are clean and that your home is well insulated. Also, ensure that you have your air conditioning unit regularly maintained by a professional company to maximise its efficiency. When selecting an air conditioning system, presuming you are getting a new one, make sure the system has a high Seasonal Energy Efficiency Rating (SEER). This can make a big difference to your energy consumption.
MAINTAINING YOUR HOME
Photos courtesy of Olesia Bilkei, Pavel Gulea & Andy Dean
Comfort You Can Trust.
A full service air conditioning and refrigeration company with factory trained technicians that provides residential and light commercial air conditioning repair, maintenance and A/C system installations. Parsons offers a full range of air conditioning equipment from economical to high efficiency systems, including Seacoast anti-corrosion paint and anti-corrosion grenades for air conditioning systems specifically designed for coastal and canal areas.
Air Conditioning Contractors
Below are some local companies who can advise, install, maintain and repair A/C systems. Although the cost of quarterly maintenance is often similar, some companies will include the cost of new filters, whereas others will not.
Androgroup Ltd.
28A Elgin Ave, Piccadilly Office Centre, GT
Tel: (345) 949 8000 (24-hour service)
Email: service@andro.ky www.andro.ky
Caytech Air Conditioning
Caytech Air Conditioning has been the recipient of ‘The Best of Cayman’ award two years in a row (2023 and 2024). They are a trusted provider of residential and commercial HVAC solutions. Their experts offer a comprehensive range of services, from installation and maintenance to repair and ductwork fabrication, to ensure their customers’ comfort 24/7 – even on weekends and holidays. Caytech offers free consultations. Paddington
Place, Unit 9, Godfrey Nixon Way, George Town. Tel: (345) 640 8126 (24-hour service), email: service@caytechac.com or visit www. caytechac.com. SEE AD THIS PAGE
Cooling Pros
Cannon Place, Industrial Park, George Town Tel: (345) 946 2665
Email: info@coolingpros.ky www.coolingpros.ky
EcoSmart Cooling Ltd.
EcoSmart Cooling Ltd. has been in business for over 20 years. They offer geothermal cooling, air source air conditioning, ductless/split air conditioning systems and air conditioning repair and maintenance for all brands, makes and models. Tel: (345) 233 2665 or (345) 936 2665, email: info@ecosmart.ky or visit www. airconditioningcayman.com. SEE AD OPPOSITE PAGE
FEDA Maintenance Services
FEDA Maintenance Services offers everything from new installation, replacement air conditioning units, quarterly servicing
and repairs. They also service and repair commercial refrigeration and ice units. Tel: (345) 924 0819 or (345) 329 133, or email: info@fedaservices.com. SEE AD PAGE 179
OtisHome
299 Sparkys Drive, George Town Tel: (345) 640 4663 (24-hour service) Email: info@otishome.ky www.otisair.ky
Parsons Air Conditioning
A full service air conditioning and refrigeration company, with factory trained technicians, that provides residential and light commercial air conditioning repair, maintenance and whole system installations. Parsons offers a full range of air conditioning equipment from economical to high efficiency systems, including Seacoast anti-corrosion paint and anti-corrosion grenades for air conditioning systems specifically designed for coastal and canal areas. Tel: (345) 949 3945, email: service@parsonsac.com, quotes@parsonsac. com or parts@parsonsac.com, or visit www. parsonsac.com. SEE AD PAGE 173
TODD Air Conditioning
Residential and commercial air conditioning experts, TODD Air Conditioning can assist with all your air conditioning needs, from installation through to regular maintenance. Tel: (345) 517 7464 or email: toddac345@yahoo.com. SEE AD PAGE 176
A/C Duct Cleaning, Sanitation, Mould Remediation & Decontamination
Air conditioning ductwork is usually made of fibreglass and has a lifespan of around 10 years before it can become susceptible to mould. Mould is a significant problem in the Cayman Islands. It is hazardous to health and must be removed quickly if discovered. You should get your maintenance technician to regularly photograph inside your ductwork to keep an eye on mould growth. Fiberglass ductwork cannot be safely cleaned once it has mould growing in it. At this point, it must be replaced. If your roof space is insulated with spray-foam insulation, you can get KoolDuct, which does not allow mould to grow.
✓ Maintenance | Service Contracts
✓ A/C Replacement/Upgrade to High Efficiency Unit
✓ Indoor Air Quality Products
✓ Sheet Metal Fabricating Installation
✓ Geo Thermal Cooling Systems Design/Build
✓ Mini Ductless A/C systems VRF
✓ Cool Load Sizing and Duct Design
✓ Spray Foam Insulation
Caytech Air Conditioning
Caytech Air Conditioning has been the recipient of ‘The Best of Cayman’ award two years in a row (2023 and 2024). They are a trusted provider of residential and commercial HVAC solutions. Their experts offer a comprehensive range of services, from installation and maintenance to repair and ductwork fabrication, to ensure their customers’ comfort 24/7 – even on weekends and holidays. Caytech offers free consultations. Paddington Place, Unit 9, Godfrey Nixon Way, George Town. Tel: (345) 640 8126 (24-hour service), email: service@caytechac.com or visit www.caytechac.com.
SEE AD PAGE 174
EcoSmart Cooling Ltd.
EcoSmart Cooling boasts over two decades of experience in the industry and offers a wide range of services. These include, but are not limited to, geothermal cooling, air source air conditioning, ductless/split air conditioning systems, as well as comprehensive repair and maintenance services for all brands, makes, and models. Tel: (345) 233 2665 or (345) 936
Residential and commercial air conditioning experts, TODD Air Conditioning can assist with all your air conditioning needs, from installation through to regular maintenance.
You can trust their team with the inspection and mould removal of AC systems in your home or workspace.
10 Market Street
Camana Bay (345) 517-7464 (345) 923-7440 toddac345@yahoo.com toddacky.com
2665, email: info@ecosmart.ky or visit www. airconditioningcayman.com. SEE AD PAGE 175
Parsons Air Conditioning
Parsons uses an ultraviolet sanitation device called ‘Altru-V UV’ to increase your air conditioner’s system capacity, improve airflow and return your air conditioning system to like-new condition. Tel: (345) 949 3945, email: service@parsonsac. com, quotes@parsonsac.com or parts@ parsonsac.com or visit www.parsonsac.com.
SEE AD PAGE 173
TODD Air Conditioning
Residential and commercial air conditioning experts, TODD Air Conditioning can assist with all of your air conditioning needs, from installation through to regular maintenance. Trust their team with the inspection and mould removal of A/C systems in your home or workspace. Tel: (345) 517 7464 or email: toddac345@yahoo.com.
SEE AD THIS PAGE
Appliance Sales, Service & Repairs
A. L. Thompson’s
They sell and support the following major home appliance brands: Avanti, KitchenAid, Miele, Sub-Zero, Whirlpool and Wolf. 189 North Sound Road, George Town, Tel: (345) 949 8622 or visit www.althompson.com.
SEE AD PAGE 190, 202, 204, 268 & 311
The Appliance Guru
For nearly 20 years, The Appliance Guru has been installing, maintaining and restoring appliances across Grand Cayman’s homes and commercial properties. Whether locally bought or imported, their expert team can help set up your appliances, help maintain optimal performance and fix them when things go wrong. The Appliance Guru is a go-to for your appliance part needs, keeping an array of parts in stock for microwaves, refrigerators, dishwashers, ovens, washers, dryers, water heaters and much more. 68 Sleepy Hollow Drive, Industrial Drive, GT. Tel: (345) 516 0090, email: fixit@theguru.ky or visit www.theguru. ky. SEE AD OPPOSITE PAGE
Bon Vivant Kitchen Studio
Offering kitchen design services, luxury appliances, custom cabinetry and plumbing fixtures, as well as service and repairs for premium brands such as La Cornue, Bosch, Thermador, Smeg, Liebherr and The Galley. Bon Vivant can also stock your kitchen with Countertop appliances, cookware, tabletop items and a full range of culinary accessories. Their design team can help maximise your outdoor space with custom solutions from Alfresco, Big Green Egg and Ooni, among other outdoor brands. Whether it’s a new build, a complete renovation or just a few upgrades, they provide top-quality products with exceptional customer service, including warranty and repair. Located on Market Street, Camana Bay. Tel: (345) 623 2665, email: info@ bonvivant.ky or visit ww.bonvivant.ky.
SEE AD PAGE 216 & 269
Electricians
Androgroup Ltd.
28A Elgin Ave, Piccadilly Office Centre, GT Tel: (345) 949 8000 (24-hour service)
Email: service@andro.ky www.andro.ky
FEDA Maintenance Services
FEDA Maintenance Services offers top-notch electrical services, from changing a switch to new installation. They also offer a wide range of contracting services, including air conditioning, plumbing, appliance repair, general maintenance and more, for residential and commercial properties. Tel: (345) 924 0819 or (345) 329 1334 or email: info@fedaservices.com.
Home Security
While Cayman enjoys one of the lowest crime rates in the Caribbean, burglaries do occur. These are often crimes of opportunity and occur at residences when no one is at home, late at night, the entry is concealed and there is easy access. It is suggested that you lock all doors and windows, particularly when you are not at home. There is a lock that is unpickable called the ‘mul-t-lock’. With this key, a
new key cannot be copied without proof of identification by the property owner. They are expensive but highly recommended. If you live in Cayman and are going away on holiday for an extended period, have a friend or a neighbour check on your home periodically. For added protection, you can also have an alarm system installed in your home, which can then be connected to a security company. There are several security companies across the Island that can advise you on beefing up your home security.
Island Electronics
90 Godfrey Nixon Way, George Town
Tel: (345) 949 8255
Email: info@ielgroup.com www.ielgroup.com
The Security Centre Limited
Cayman Technology Centre, 115 Printer Way, GT Tel: (345) 949 0004
Email: info@security.ky www.security.ky
Pest Control
Cayman’s warm, tropical climate is hospitable to many different types of insects and other pests. Although none of them pose a huge danger, any bites or stings should always be treated with caution. Scorpions tend to be more prevalent after periods of heavy rain and home infestations can occur in large numbers. They have a very painful sting, and although not particularly poisonous, if any symptoms occur, you should visit the hospital or doctor. Termites are a major problem in this region and can cause a lot of damage to a property. If you are planning to purchase a house or a piece of land, it is important to have a termite inspection done prior to purchase and a pre-treatment done prior to building. Several species of spiders can be found in Cayman, and while most are harmless, the Brown Recluse Spider is not. Medical attention should be sought if you suspect you’ve been bitten.
Rodents are an all-year problem in Cayman. There are two species of rats and one species of mouse on-Island. People with
The Appliance Guru
Installing, maintaining and restoring appliances across Grand Cayman’s homes and commercial properties.
Our expert team can help set up your appliances, help maintain optimal performance and fix them when things go wrong.
We stock parts for: • microwaves • refrigerators • dishwashers • ovens • washers • dryers • water heaters and much more.
68 Sleepy Hollow Drive, Industrial Drive, GT. (345) 516 0090
fixit@theguru.ky www.theguru.ky.
pets will likely encounter ticks and fleas –local vets sell NexGard chewable tablets, which are an effective flea and tick control medicine for dogs. Ticks are a particular nuisance during dry weather and if you have a tick infestation in your home, then a reliable pest company needs to spray the floors of your home twice over a two-week period.
It is the task of the Mosquito Research and Control Unit (MRCU) to suppress the mosquito population and assist in preventing mosquito-borne diseases. The MRCU conducts aerial spraying with insecticides before the rainy season to kill larvae, and evening sprays to kill adult mosquitoes. Fogging trucks are used for ground spraying at times when mosquitoes are most active. To minimise mosquito problems on your property, ensure there are no open containers where water is left stagnate, as these areas are breeding grounds for mosquitoes. The MRCU can be contacted by calling (345) 949 2557 or by emailing: contact@mrcu.ky. Their website
can be found at www.mrcu.ky.
Large land crabs are common across the Island. Migrations are prompted by heavy rain when thousands make their way to the sea to spawn. Many Caymanians catch land crabs to eat, so when driving during crab season, use caution and watch for ‘crabbers’ along the roadside and crabs crossing the road.
Feral chickens and roosters roam freely in Cayman and they are considered a huge nuisance; they crow at all hours and they love to scratch up lawns, flower beds and vegetable patches. You can purchase a trap from the Department of Agriculture (Tel: (345) 947 3090) and they can arrange for their humane disposal. Alternatively, you can call Dwayne Crawford (Tel: (345) 325 8626), a very efficient registered Department of the Environment culler, who will dispatch them in the quickest and most humane way possible. He can also cull green iguanas, and for these, the Cayman Islands Government will pay a bounty of CI$5 for a hatchling, CI$7 for a
small adult and CI$10 for an adult iguana weighing more than five pounds. The nonindigenous, invasive green iguana must not be mistaken with the endemic Cayman Blue Iguana, which is a protected species, nor the Rock Iguana on the Sister Islands. The green iguana is a pest that breeds in large numbers and has no natural predators. They are voracious eaters and prior to 2018, they wreaked havoc on gardens and farmland. Over 1.5 million have been culled in the past five to six years.
Quarterly Spraying at Home
If you are buying a property, you should check if it has been sprayed regularly for pests. If renting, ask your landlord if they have a pest control company that sprays quarterly to control ants, scorpions and cockroaches. To protect their investment, most property owners will do this, however, if your landlord doesn’t, it is worth organising yourself. If not mitigated, pests can become a serious problem to your property.
A typical house, depending on size and location, costs between CI$140-CI$260 per quarter to treat. This range includes the treatment of more aggressive species, such as scorpions of which there has been an influx recently.
Pestkil Ltd.
Operates across all three Islands and has been in business since 1982. Services include the control of cockroaches, rodents and ants, as well as all other pest control for residential and commercial locations, including lawn, shrubs and tree services. Owned and run by a Doctor of Entomology (insects), Pestkil holds a long-standing position in the community, boasts a strong team culture of experienced and trained employees and provides a topquality customer service experience. Pestkil is a provider of the Sentricon Termite Elimination System in Cayman, the most effective system on the market for the eradication and protection against subterranean termites. They also use heat technology for the control of bed bugs, wood boring beetles and drywood termites. They are located at 311 Walkers Road,
George Town. Tel: (345) 949 9145 or www. pestkil.com. SEE AD OPPOSITE PAGE
Painting Contractors
Painting contractors usually charge by the job rather than by the hour.
FEDA Maintenance Services
FEDA Maintenance Services offers exterior and interior painting for commercial and residential properties. They also provide repair and maintenance of air conditioning, electrical, plumbing and appliances. Tel: (345) 924 0819 or (345) 329 1334, or email: info@fedaservices. com. SEE AD THIS PAGE
Wesco
Wesco provides interior and exterior painting services for commercial and residential purposes. Their services also extend to the respraying of cabinets if you’re wanting a home refresh. Located at 81 Industrial Way, JJT Warehouse, George Town. Tel: (345) 939 3788, email: info@wesco.ky or visit www.wesco.ky.
SE E AD PAGE 213
Plumbers
Androgroup Ltd.
28A Elgin Ave, Piccadilly Office Centre, GT Tel: (345) 949 8000 (24-hour service) Email: service@andro.ky www.andro.ky
FEDA Maintenance Services
FEDA Maintenance offers a range of plumbing services from repairing a leaky faucet to major repairs and installations. They are fast, efficient, dependable and affordable. Tel: (345) 924 0819 or (345) 329 1334, or email: info@fedaservices. com. SEE AD THIS PAGE
Recycling
Cayman has made progress in its recycling efforts but there is still a long way to go. There are various recycling depots across Grand Cayman; many of which are located at the Island’s major supermarkets. Residents can recycle the following items at each of these locations: a) mixed paper and cardboard, b) clean metal food cans (tin and aluminium), and c) PET/PETE
and HDPE plastics (type 1 and type 2). Be sure to check the bottom of containers for codes such as PET, PETE and HDPE or look for the 1 and 2 symbols. Note: Glass is no longer recycled on-Island. See page 309 for a table of recycling locations. You can also check the DEH website (www.gov.ky/ deh) for updates.
Read the signs at each depot and follow the instructions carefully. It is essential that no additional waste items are disposed of in the recycling bins as they contaminate the recyclables and could cause them to be sent to the landfill. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags and cling wrap in with the type 1 and type 2 plastics. Bins have been organised using the following colour codes: Blue – Type 1 and 2 Plastics, Yellow – Paper and Cardboard, and Gray – Tin and Aluminium Cans.
In Cayman, residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service
and assistance is provided during regular business hours. Camana Bay also operates a recycling depot, accepting aluminium and cardboard items. Plastic items are accepted at Foster’s Camana Bay.
Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. Once at the recycling facility at the George Town landfill, recyclables are sorted, processed and baled for shipment to recycling plants in the US.
For more information about how you can recycle, refer to the Being Green chapter.
Utilities Management
Caribbean Utilities Company Ltd. (CUC) CUC commenced operations as the only public electric utility in Grand Cayman in May 1966. The company relies primarily upon diesel generation to produce electricity but is committed to moving to more environmentally friendly renewable energy sources. There are two different renewable energy programmes
, E
F E
We provide a wide range of services from air conditioning, electrical, plumbing, appliance repair, painting, general maintenance and much more for residential and commercial properties. Please get in touch with us today, we would love to speak with you about any of your projects’ needs.
NT , D E P E N D
FEDA Maintenance Services provides outstanding contracting services to all of their clients, and are here to ensure that all of your needs are met.
1-345-924-0819 // 1-345-329-1334 edamaintenanceservices@gmail.com info@fedaservices.com www.fedaservices.com follow us on instagram
offered by CUC and more information can be found on their website. Administration Building: 457 North Sound Road, George Town. Customer Service Department: Caribbean Plaza, West Bay Road. Tel: (345) 949 5200, email: service@ cuc.ky or visit www.cuc-cayman.com.
CostWatch
CostWatch helps manage utilities, such as water and electricity. They provide monitoring and automation services that allow you to track and manage your utilities, keeping costs
within budget. Unit 15, 125 Owen Roberts Drive, George Town. Email: info@costwatch.ky or visit www.costwatch.ky.
CLEANING SERVICES
Many people opt for a weekly, bi-weekly or monthly cleaner. It is an affordable luxury and there are a number of very reputable companies to choose from. The new trend is for team cleaning as it takes less time and is more thorough. Depending on the size of your home, a cleaning company will send
• Carpet Steam Cleaning
• Upholstery Steam Cleaning
• Tile & Grout Steam Cleaning
• Area Rug Cleaning
• Specialty Rug Cleaning (Natural Fiber)
• Pressure Washing Services
• Mould Remediation Services (Certified)
• Assessments & Consultations
• Post Construction Cleaning
• Emergency Water Extraction Services (24 Hours)
• Thermal Imaging & Leak Detection
• Fogging & Ozone Treatments
• Structural Drying Services & Drying Equipment Rental
• Auto Interior Cleaning
• Boat Interior Cleaning
• End of Tenancy Cleaning
• Area Rug Collection & Delivery Service
• Janitorial Services
in a team of three to eight people for one to two hours. The average cost is CI$100 or less per week for a one-bed apartment, CI$150 for a three or four-bed apartment, and for a big house, they will give you a quote. If you don’t go through an agency, it is easy to find someone via word of mouth. For a seasonal clean of your carpets, area rugs, windows and upholstery, it’s worth hiring a specialised team to do the job. The agencies listed below can help.
Dean’s Cleaning Services
Providing comprehensive cleaning services to residential, commercial and industrial customers across Grand Cayman, Dean’s Cleaning Services offers a wealth of knowledge and experience in the cleaning industry. They are certified in water restoration and mould remediation, keeping your home safe and your family healthy. 472 West Bay Road, George Town. Tel: (345) 945 7007, Emergency After Hours Tel: (345) 926 9999, email: info@ deanscleaningcayman.com or visit www. deanscleaningcayman.com. SEE AD THIS PAGE
Fabrizone Cleaning
With over 25 years of professional cleaning excellence, Fabrizone Cleaning provides professional cleaning and exceptional customer service. They are experts in carpet, upholstery, flooring and drapery cleaning for residential, property management and corporate customers. Fabrizone specialises in air quality services, including A/C duct purification and mould remediation, as well as professional restoration services after water, fire or mould damage. Crighton Building, 2nd Floor, Crewe Road, George Town. Tel: (345) 949 5010, email: info@fabrizone.ky or follow them on social media @fabrizonecayman. SEE AD PAGE 182
Hew’s Cleaning Services
A family-owned company that provides trustworthy, professional and efficient commercial and residential cleaning services. Contact them for general and deep cleaning, as well as oven, carpet, cupboard and window cleaning. They also offer sanitising, marble polishing, upholstery cleaning and much
more. Staff are trained in Applied Microbial Remediation. They also offer a residential team cleaning service and they come prepared with supplies. A great, hassle-free service. Tel: (345) 949 0734, email: chris.hew@hews-janitorial. com or visit www.hews-janitorial.com.
SEE AD PAGE 183
My KandA Cleaning
Offering a great customer experience, from booking your appointment to completing your checklist and safely locking your home. Their professional cleaning specialists bring all the cleaning supplies needed. Their goal is to ensure that clients are satisfied with their cleaning service and attention to detail. They offer discounts on recurring cleaning services.
My KandA Cleaners mainly uses non-toxic cleaning supplies. Tel: (345) 326 3379 or visit www.kandaservices.ky. SEE AD PAGE 183
Reliable Industries Ltd.
Reliable Industries Ltd. is a family-owned cleaning and restoration company that has been in operation for over two decades. They
have consistently maintained a gold standard of customer service reflected in all their operations. Reliable Industries Ltd. takes pride in understanding the needs of each individual client. Their wide array of services cover commercial, industrial and residential, and include: 24/7 emergency flood services, water extraction, restaurant and hood cleaning, exterior building cleaning, pressure washing and glass cleaning, marble and natural stone, tile and grout cleaning, carpet and upholstery, post-construction cleaning and even tree cutting and removal. 313 Compass Drive, North Sound Way, GT. Tel: (345) 949 9303, email: info@reliable.ky or visit www.reliable.ky.
SEE AD THIS PAGE
DOMESTIC HELP & NANNIES
Many families employ domestic help either on a full-time, live-in or part-time basis. You can often find someone via word of mouth, on Facebook forums, such as ‘Women in Cayman’, ‘Hope of Cayman’ or ‘KY Mommies’, or you can try an agency. Make sure to ask for and check all
references.
> Hiring through an agency: Expect to pay approximately CI$16 per hour for a minimum of four hours if hired on a fullday or half-day regular, weekly basis. On a temporary basis, allow CI$18 or more per hour, and some charge a transportation fee of CI$6 per day. The convenience of using an agency is that they train the staff, pay their health insurance and pension, and will replace them if they can’t work for any reason. Refer to our sister publication, Cayman Parent, for detailed information. We recommend the following two agencies: AAA Caregivers Agency (Tel: (345) 916 5925 or www.aaacaregivers.ky) and Best Home Care (SEE AD PAGE 327) (Tel: (345) 947 2297 or email: bhc@candw.ky).
> Hiring someone yourself: If you hire someone yourself, expect to pay between CI$405-CI$575 per week for 40-45 hours per week, before overtime, plus a housing allowance. For this salary, they would be expected to be able to drive your children, cook for them and help with cleaning
the house. You will also need to take care of your employee’s health insurance and pension, give them at least two weeks paid vacation per year and pay them double time for working any public holidays. A good employer may also pay for one airline ticket home per year and give a Christmas bonus of between two weeks and a month’s salary. For part-time work, babysitting or overtime, the going rate is CI$12 per hour.
When hiring someone yourself, keep in mind that they may not be properly trained. Private staffing companies, such as Minerva Cayman (SEE AD PAGE 277) (Tel: (345) 746 0990), offer certified housekeeping training of household staff.
> Things to note: If you hire a non-Caymanian helper on a full-time basis on your own, you must apply for a work permit. Paperwork and instructions can be downloaded from the WORC website (www.worc.ky). A police clearance, passport photos and a full medical are also required. Prospective employees may be required to take an English test as well. It is worth noting that
WORC does not usually grant expatriates a work permit for domestic help, unless they show sufficient need, i.e. they have children who need looking after, in which case you will also need to provide certified copies of the birth certificate of each child to be cared for and think carefully about the information you provide in your cover letter. A job vacancy for a nanny needs to be advertised on the WORC website (www. worc.ky), but a vacancy for a domestic helper does not need to be advertised. The work permit for a domestic helper costs CI$150 per year, while the cost for a certified nanny is CI$550. If you are an expat, you cannot submit your domestic helper’s work permit paperwork until your own work permit has been approved; it is illegal to make your employee pay for their own work permit; helpers are not allowed to have dependants on their work permit and the maximum time they will be allowed to stay on the Island is 10 years.
If you live in an apartment complex, the strata will generally take care of garden maintenance. Homeowners not part of a strata can seek landscaping services from one of the many companies in Cayman. See the Lawn and Garden Maintenance section further in this chapter. Alternatively, you can maintain your own garden. Lawnmowers, fertiliser and other gardening equipment are available from most home centres, such as A. L. Thompson’s (SEE AD PAGE 190, 202, 204, 268 & 311) , Uncle Bill’s (SEE AD PAGE 198) and Kirk Home Centre. There are also very good plant nurseries with experienced staff who can advise you. Refer to the Shopping chapter for details on where to buy shrubs, plants and all-weather outdoor furniture.
Landscaping
Expect to pay independent landscapers around CI$20-CI$30 per hour. Many gardeners will chop back plants, so be very specific about what you need trimming. Try to make sure gardeners and landscapers don’t kill any snakes. Grass snakes in Cayman are harmless and help keep the frog population in check.
Planting Trees
Planting trees around your property is a great way to support Cayman’s environment and will also help keep your house cool, provide shade outdoors while your children play in the afternoons, and add character and value to your property.
Local resident Margaret Barwick, author of the book ‘Tropical and Subtropical Trees’, maintains the emphasis should be on respecting and incorporating indigenous flora where possible. Planting indigenous trees supports the local wildlife (birds and bees, in particular), they will also be less affected by pests, and will bounce back far quicker after a major storm. The Neem tree is a fantastic shade tree that grows fast and is drought-resistant. Another great option is the Mahogany, an indigenous, endangered tree that is salt tolerant and fairly fast growing. The smaller Poui,
Poinciana and Tabebuia trees are also very popular on-Island for their showy canopy of bright flowers.
Not to be forgotten are fruit trees. Mango trees are slow growing, but they are wonderful when they bear fruit. Investigate the different varieties and choose a species whose fruit you love. A few amazing ones are the Bombay, Carrie, Nam Doc, Keitt and the Nelson.
While coconut trees are fast growing palms and provide nuts filled with delicious water and jelly, the nuts may fall and hurt children if they play under them, so have the coconuts removed often. Avoid planting the invasive, non-native Casuarina tree.
Bush Girl Medicine (www.facebook. com/bushgirlmedicine) is a useful blog where you can learn more about local plants and their historical uses.
Lawn & Garden Maintenance
Lawns in Cayman, and particularly those with St. Augustine and Zoysia grass, often suffer attacks from white grub, armyworms
and cinch bugs. If your lawn is coming up in clumps or showing brown patches, then you have a problem. The most effective way to treat it is to have a pest company spray the lawn every three months and make sure you water it well.
Paradise Landscaping
Paradise Landscaping specialises in residential and commercial landscape design, installation and maintenance services, including irrigation, lighting and hardscapes. Their new installation services include the landscape construction for water features, patios, gazebos, outdoor kitchens, pools, and koi ponds. They also offer professional property care, including lawn mowing services, garden maintenance such as mulching, shrub pruning, lawn fertilisation and pest management. Tel: (345) 547 1530, email: giles@paradise.ky or visit www.paradise.ky.
Power Flower
For over 30 years, Power Flower has been providing residential and commercial clients on-Island with premier landscape maintenance
MORE THAN CLEAN
and design services of the highest standard. Their family of professional landscapers, irrigation specialists, plant and grass pest specialists and tree pruners are committed to delivering outstanding service and timely communication for every project on every property. 31 Orchard Lane, off Crewe Road, George Town. Tel: (345) 949 2256 (office) or (345) 321 0308 (nursery), email: office@ powerflower.ky or visit www.powerflower.ky.
SEE AD PAGE 203
Vigoro Nursery & Landscaping
Vigoro is a full-service landscape and design company with two conveniently located garden centres. Both stores sell a large variety of indoor and outdoor plants, shrubs, trees, soil, fertilisers, large and small ceramic pots, water features, and home and garden furniture and accessories. Walkers Road, George Town. Tel: (345) 949 4270. Agricola Drive, Savannah. Tel: (345) 945 5236. Email: tom.balon@vigoro. ky or craig.stewart@vigoro.ky, visit www. vigoro.ky or IG: @vigoro_cayman.
Humane Bat Removal Services
There are nine species of bat in the Cayman Islands, each having a unique role in the ecosystem. Bats are looked at with great compassion in Cayman, especially as they do an incredible job keeping the mosquito population down. The National Trust for the Cayman Islands sells bat houses and provides install services, which give bats a permanent and safe place to roost and alternative habitats where natural ones no longer exist. While bats are not dangerous and do not damage structures, they should still be excluded from roof spaces as their droppings can create odour problems. To ensure safe and humane removal, contact the National Trust for their bat exclusion service rates and availability. Bats are a Class 1 protected species under the National Conservation Law. It is illegal to remove or disturb bats during the breeding season (1st June15th November) to protect baby bats that are left behind when their mothers go out to feed. Doing so can incur a hefty fine and imprisonment. Email: info@ nationaltrust.org.ky for more information on bat exclusions and bat house sales.
Bee Removal Services
Cayman has a thriving community of bees which ensures that our fruit trees continue to bear abundantly. However, sometimes these bees can overrun a corner of your garden and need to be safely removed and relocated. Bee removal should always be done by a professional – please do not kill bees! At the time of publication, the following private individuals offer bee removal services: Otto Watler (Tel: (345) 947 1255), who lives in Lower Valley and produces pure Cayman honey from his family of bees, has been removing unwanted bees from people’s homes and gardens for years. Cayman Bee Farm (Tel: (345) 925 2337) offers beehive removal and relocation services, and their natural raw Cayman honey can be found in various retail outlets. Jamaal Solomon of Raegan’s Honey (Tel: (345) 926 4411) also offers bee removal. The cost varies depending on
the complexity of the situation.
Sargassum Removal
Sargassum is a genus of large brown seaweed that floats in island-like mats on the water’s surface, and is a crucial habitat for many different species. Because of this, you are not allowed to remove seaweed that has not washed ashore. At certain times of the year when it does wash ashore, it gives off a foul smell as it dries. Usually, a nor’wester will blow through and take it out to sea again, but sometimes it builds up so much that it must be removed. If doing this yourself, be sure to remove it in the least intrusive way (hand raking) and be conscious of wildlife, especially during turtle nesting season (May-November). Care must be taken not to destabilise the beach and cause erosion. Using machinery to remove sargassum is not advised due to the environmental risks, but if it is deemed necessary, the DoE must grant approval beforehand. It is essential that you use the same route on and off the beach when using machinery to prevent further destruction.
Pool Maintenance
If you rent or buy in an apartment complex, the strata will take care of the cost of pool maintenance. If you own a house with a pool, expect to pay on average CI$150-CI$200 per month to have a maintenance technician tend to it weekly. Saltwater pools, with their essential component, a chlorine generator, are an eco-friendly alternative to chlorinated pools, requiring less maintenance. Other environmentally friendly products, such as LED lights, variable speed pumps, solar heaters and automation systems, will help reduce your monthly bill as well.
Oasis
Oasis offers a comprehensive range of pool services, from regular weekly maintenance to the latest in energy-efficient pool equipment, ensuring your pool remains pristine and ready for enjoyment. They are
located at Harbour Walk Offices (OS16, 2nd floor), Grand Harbour. Tel: (345) 945 7665, email: sales@oasis.ky or visit www.oasis.ky. SEE AD OPPOSITE PAGE
Pool Patrol
Pool Patrol supplies and stocks pool and hot tub pumps, motors, accessories, chlorine generators, heat pumps, gas heaters, pool games, pool floats, outdoor showers, hot tubs and patio furniture. Services include weekly cleaning, water testing, renovations and repairs. Tel: (345) 949 8543, email: pools@ poolpatrol.ky or visit www.poolpatrol.ky.
SEWAGE & WASTEWATER TREATMENT
Residents who live along the main West Bay Road corridor, and some of the connecting neighbourhoods, are served by the Island’s only public sewerage system, which is operated by the Water Authority – Cayman (WAC) (SEE AD PAGE 131) The wastewater is collected in the West Bay Beach Sewerage System and treated at WAC’s wastewater treatment plant. Residents located outside of the public sewerage system area have their wastewater treated in an on-site wastewater treatment system, typically located on the same property as the residence. On-site systems are septic tanks or aerobic treatment plants, both of which discharge the treated effluent into an effluent disposal well. Septic tanks are typically used at older and smaller developments. Both treatment systems require maintenance. Solids accumulating in the treatment system reduce treatment capacity over time and require periodic removal (pump-out) by licensed septic tank cleaners, which are listed on WAC’s website (www.waterauthority.ky). The required frequency of pump-out ranges from one to five years, depending on the size of the tank and usage. In addition to periodic pump-out, aerobic treatment systems require routine maintenance of mechanical equipment, e.g. motors, blowers and pumps. WAC maintains a register of certified service providers, which can be found on their website. Unlike
WAC’s wastewater treatment facility, the management of on-site wastewater treatment systems is the responsibility of the property owner, but can be outsourced to a service provider, and some oversight is provided by WAC. For more information, email WAC at developmentcontrol@ waterauthority.ky.
WASTE DISPOSAL
The Department of Environmental Health (DEH) (Tel: (345) 949 6696) is responsible for all waste management and recycling in the Cayman Islands. Residential garbage is collected once per week on Grand Cayman, while commercial garbage is collected based on the needs of the individual business. There is no charge for residential garbage collection (once registered at DEH), but there is for condo complexes and commercial garbage collection. Complexes with 10 or more dwelling places are viewed as commercial establishments.
Place your garbage on the kerbside on
the evening before your scheduled pickup day to avoid a missed collection, as pick-up commences as early as 3am. Avoid putting the following items into your garbage container: hot coals, grease/oils, sharp objects, garden waste, dead animals, liquids, household hazardous waste items and electronic appliances. Take these items to the George Town Landfill dropoff area, which is open 24/7.
Hazardous material, including batteries and chemicals, must be disposed of properly. Household batteries can be taken to the grocery stores, while chemicals and oil must be taken to the George Town Landfill drop-off area. JUNK (Tel: (345) 325 5865) also collects recyclables from private residences and businesses for a fee.
Garden waste can be taken to the George Town landfill. For those living in North Side or East End, Beacon Farms (Tel: (345) 917 9800) accepts all green waste from individuals or landscaping companies. The loads of green waste must be completely free from plastic and
all non-organic material. They then mix the green waste with shredded paper and cardboard to make nutrient-rich compost. Please call them to arrange a drop-off time.
The DEH provides free kerbside bulk waste (old furniture, appliances, etc.) pick-up once per year. Never place bulk items out on the kerbside until the DEH has announced its annual bulk waste pickup schedule. You may, however, hire DEH to pick up your bulk waste throughout the year at the cost of CI$100 per load (Monday-Friday), or CI$150 (Saturday). On Cayman Brac, it will cost CI$75 (Monday-Friday). To get in touch with someone at the DEH Solid Waste Unit, Tel: (345) 949 6696 or (345) 948 2321 (for customers on the Sister Islands).
Lastly, littering by throwing things out of your car or dumping (fly tipping) is illegal under the Litter Act (1997 Revision), and if caught you will be fined a minimum of CI$500 and six months imprisonment. Please do not litter!
DESIGN • CONSTRUCTION • SERVICE
Home Improvements
Home improvement is a journey of transformation, where visions become reality and spaces evolve into personalised sanctuaries. In the Cayman Islands, with our unique blend of tropical beauty and cultural richness, embarking on such a project requires a nuanced understanding of the local environment and expertise in design and construction tailored to our specific needs. Working with the right team is crucial, as it ensures not only the success of the project but also the realisation of a home that harmonises with the Cayman Island’s distinct character.
THE IMPORTANCE OF HIRING PROFESSIONALS
The Right Team for the Job
Engaging a team of experienced architects, designers and builders means investing in a collective wealth of knowledge and skill. These professionals are adept at translating your vision into a feasible plan, navigating any challenges that may arise and ensuring compliance with local building codes and regulations. Moreover, a good team will have established relationships with local suppliers and subcontractors, streamlining the process and saving you time and money. Their ability to anticipate potential pitfalls and address them proactively can be the difference between a smooth project and one fraught with delays and cost overruns.
In the Cayman Islands, we are fortunate to have access to many skilled experts who understand the intricacies of building in our unique climate and bring invaluable insights and experience to the table. This local expertise is critical for ensuring the
BUILDING DREAMS: NAVIGATING HOME IMPROVEMENTS Photos
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CONSIDERATIONS WHEN STARTING A PROJECT
Embarking on a home improvement project in the Cayman Islands involves careful planning and consideration. Here are the three most important aspects to consider:
> Understanding the Local Climate and Environment The tropical climate of the Cayman Islands presents unique challenges and opportunities for home improvement. The high humidity, salty air and hurricane risks necessitate the use of materials and construction techniques that can withstand these conditions. Consulting with professionals who understand these environmental factors is crucial for creating a home that is both beautiful and durable.
> Defining Your Vision and Goals Before diving into any project, it’s important to have a clear vision of what you want to achieve. Consider how you want
your space to function and feel. Are you looking to increase your living area, improve energy efficiency or enhance your home’s aesthetic appeal? Setting clear goals will guide the design process and help you communicate your ideas effectively to your team.
> Establishing a Realistic Budget and Timeline A well-defined budget and timeline are essential for any home improvement project. Work with your team to create a comprehensive scope of work that outlines all expected costs, from materials to labour. Be realistic about your financial limits and consider setting aside a contingency fund for unexpected expenses. Similarly, establish a timeline that accounts for potential delays and allows for flexibility.
CREATING A SCOPE OF WORK & BUDGET
A detailed scope of work is a foundational document for any home improvement project. It outlines the project’s objectives,
deliverables and the specific tasks required to achieve them. Here’s how to create an effective scope of work and budget:
> Step 1: Define the Project Scope What specific improvements are you planning to make? Break down the project into manageable components and describe each one in detail. For example, if you’re renovating a kitchen, your scope might include cabinet installation, countertop replacement, plumbing updates and lighting changes.
> Step 2: Identify Key Milestones Establish critical milestones and deadlines for each phase of the project. This will help you track progress and ensure that the project stays on schedule. Milestones might include completing the design phase, obtaining necessary permits and finishing construction.
> Step 3: Estimate Costs Work with your team to evaluate the costs associated with each aspect of the project. This should include materials, labour, permits and any other expenses. Consider obtaining multiple quotes from suppliers and contractors to ensure you’re getting the best value. Be sure to factor in a contingency fund for unexpected costs, typically around 10-15% of the total budget.
> Step 4: Review and Adjust Once you have a draft scope of work and budget, review them with your team. Make adjustments as necessary to align with your vision and financial constraints. Ensure that all parties agree on the scope and budget before moving forward.
In the Cayman Islands, where the natural environment is a vital part of our way of life, making environmentally conscious choices in home improvement is essential. This not only benefits the environment but also enhances the longevity and efficiency of your home.
Choosing High-Quality Materials
Investing in high-quality materials is crucial for the durability and performance of your
home. In our tropical climate, materials must withstand humidity, heat and the corrosive effects of salt air. Opt for products that are specifically designed for tropical environments, such as moisture-resistant wood, stainless steel and UV-resistant finishes and fabrics.
Embracing Sustainable Practices
Sustainability is an important consideration in modern home improvement. Consider incorporating energy-efficient appliances, solar panels and rainwater harvesting systems into your design. These features not only reduce your environmental footprint but also contribute to long-term cost savings. Additionally, work with your team to source materials locally whenever possible. This reduces the environmental impact of transportation and supports the local economy. In the Cayman Islands, where many items must be imported, we must be particularly mindful of our environmental impact. The limited availability of resources for reuse
and recycling on the Islands emphasises the importance of selecting sustainable materials and practices.
Avoid 'Fast Fashion' Design
In home improvement, as in fashion, trends come and go. The concept of 'fast fashion' in design refers to the rapid production and consumption of inexpensive items that may not be built to last. To create a home that truly reflects your style and stands the test of time, focus on selecting high-quality, timeless pieces that you love.
Invest in Quality
Prioritise purchasing well-crafted furniture and décor that are designed to last. While these items may have a higher upfront cost, their durability and timeless appeal often provide better value in the long run.
Choose Timeless Designs
Select classic styles and colours that can adapt to changing trends. Neutral palettes
and versatile designs create a foundation that allows you to refresh your space with smaller, trendy accents as desired.
Personalise With Meaningful Items
Decorate with items that have personal significance, such as artwork, heirlooms or pieces collected during travels. These elements add character and authenticity to your home.
Focus on Functionality
Choose items that serve a dual purpose or enhance the functionality of your space. This approach not only adds value but also ensures your home is tailored to your lifestyle.
RESEARCHING DESIGN STYLES & TRENDS
Understanding current design trends and incorporating sustainable choices into your home improvement project can significantly enhance the end result. Here’s how to effectively research and select the best design styles and sustainable options:
Exploring Design Styles
> Online Resources: The internet is a treasure trove of design inspiration. Websites like Houzz, Pinterest and Architectural Digest offer countless images and articles on the latest trends in home design. Use these platforms to gather ideas and save them in digital mood boards.
> Social Media: Follow interior designers, architects and design magazines on social media platforms like Instagram and Facebook. These platforms provide real-time updates on trends and allow you to engage with professionals and enthusiasts.
> Local Magazines and Shows: Pay attention to local publications and home shows in the Cayman Islands. They provide insights into what is popular in the local market and may introduce you to designers and builders who understand the Cayman Islands' unique style preferences.
> Visit Local Shops: Visiting local shops
LIVE LIFE BEAUTIFULLY
can give you a tangible sense of what different materials and designs look and feel like. This hands-on approach helps in making informed decisions about what might work best in your home.
Identifying Sustainable Choices
> Research Sustainable Materials: Look for materials that are eco-friendly and sustainably sourced. Additionally, seek out companies known for their environmentally friendly practices.
> Energy Efficiency: Prioritise energyefficient appliances and systems. Look for Energy Star-rated products and consider integrating smart home technology to optimise energy use.
> Water Conservation: Incorporate watersaving fixtures and systems, such as low-flow toilets and faucets or rainwater harvesting systems. These not only save resources but also reduce utility costs.
> Eco-Friendly Design: Consider designs
that maximise natural light and ventilation, reducing the need for artificial lighting and air conditioning. Green roofs and walls, which provide insulation and reduce heat gain, are also worth exploring.
Engage with sustainability consultants or environmentally focused designers to explore innovative solutions that align with your goals. Their expertise can help you navigate the vast array of options and make choices that are both stylish and sustainable.
Turn to the Being Green chapter to find out more about sustainable choices at home.
Supporting Local Business & Industry
Incorporating locally sourced materials and working with local businesses not only supports the Cayman Islands economy but also enriches your home improvement project with authentic island character.
Benefits of Supporting Local Businesses
> Economic Impact Buying locally helps stimulate the local economy by supporting small businesses and entrepreneurs. This keeps more money circulating within the community and contributes to job creation.
> Unique Products Local artisans and craftsmen offer unique products that reflect the culture and traditions of the Islands. These distinctive items can add a special touch to your home that mass-produced products cannot.
> Environmental Benefits Sourcing materials locally reduces the carbon footprint associated with transporting goods over long distances. This helps to minimise the environmental impact and supports sustainable practices.
> Faster Turnaround Working with local suppliers and contractors often results in faster turnaround times, as there are fewer delays associated with shipping and logistics.
How to Support Local Businesses
> Choose Local Suppliers: Whenever possible, source materials from local suppliers who are familiar with the environmental conditions of the Cayman Islands and can recommend the best options for your project.
> Engage Local Artisans: Incorporate handmade items created by local artisans into your design. Whether it's custom furniture, artwork or textiles, these items add a unique and personal touch to your home.
> Hire Local Contractors: Work with local tradespeople who understand the specific challenges of construction in the Cayman Islands. Their expertise and familiarity with local regulations can streamline the building process.
> Hire Local Designers: Employ the services of local interior designers who have an understanding of the Islands' style and environmental conditions. They can craft a home that is stylish and suitable for the local climate.
CONSULTING WITH EXPERTS
> Participate in Local Markets
and Events:
Visit local markets, shops and home shows to discover new products and connect with local businesses. These events are excellent opportunities to find unique items and support the local economy.
BUILDING A FUTURE-PROOF HOME
Home improvement in the Cayman Islands is an opportunity to create a living space that reflects your personal style while respecting the unique characteristics of our environment. By working with the right team and making informed choices, you can achieve a successful project that stands the test of time.
Remember that the key to a successful home improvement project lies in careful planning, clear communication and collaboration with skilled professionals. As you embark on this exciting journey, take the time to explore your options, set realistic expectations and prioritise quality and sustainability. In doing so, you’ll not only enhance your home but also contribute to the beauty and resilience of the Cayman Islands.
CONSTRUCTION MANAGEMENT
If your renovation project requires any structural, framing, demolition or remodelling work, then you may want to consider employing a construction manager. An experienced construction manager will be able to offer advice on how to improve the layout of a room or home and make the most of a space. They will also be able to advise on the best materials for your project in terms of both sustainability and ongoing maintenance to ensure that the renovation lasts and retains its value.
For a complete list of construction management companies, see the Building in Cayman chapter.
Encompass Ltd
The Strand, West Bay Road
Tel: (345) 938 0850
Email: tkline@encompasscayman.com or ekline@encompasscayman.com
www.encompasscayman.com
Renovation services include complete home makeovers, outdoor living improvements, residential additions, roof replacements, structural repairs and commercial space buildouts. SEE AD PAGE 209
INTERIOR DESIGNERS
Hiring an interior designer doesn’t have to be an expensive luxury. More often than not, a good interior designer will save you money in the long run, especially if you’re
new to decorating and renovating. While you may think you know your likes and dislikes, an educated, skilled designer knows what questions to ask and what to look for in a client’s life story to glean details about personal tastes that can be used to create your dream. Designers also have close working relationships with subcontractors on-Island. They’ll know who is right for your project and who will offer the best value for your money. They can coordinate deliveries and
budget accurately for shipping, duty and other miscellaneous costs so there are no surprises. Also, a designer will know which vendors are the most reliable.
A designer can help you choose correctly proportioned furniture for your space. This is particularly important when ordering furniture from overseas that cannot be easily returned. Some architectural firms also have in-house interior designers, as do several construction companies.
Anna Hislop Home
4 Printer Way, George Town
Tel: (345) 949 5556
www.annahislophome.com
Offers an array of indoor and outdoor furniture, rugs, decorative lighting, Haiku fans, Frette bedding, artwork, kitchenware and unique gifts. Their expert interior design team specialises in tailored furniture packages for rentals and bespoke selections for your dream home. They also offer full-scale interior design services for new builds and renovations. Open MondayFriday 9am-5pm and Saturday 10am-4pm.
Chalmers Gibbs Architects
Residential: daniel.oregan@chalmersgibbs.ky
Tel: (345) 949 2727 ext. 1002
Commercial: christina.hefner@chalmersgibbs.ky
Tel: (345) 949 2727 ext. 1006
Landscape: kelsey.vitullo@chalmersgibbs.ky
Tel: (345) 949 2727 ext. 1013
www.chalmersgibbs.ky
As a part of a multidisciplinary architectural practice, their team of interior specialists provide services in corporate, hospitality, institutional, commercial and custom residential design, both in new build and renovation projects. SEE AD PAGE 210 & 214
DDL Studio Ltd.
2nd Floor, Buckingham Square, West Bay Road
Tel: (345) 945 3622
Email: info@ddlstudio.com
www.ddlstudio.com
DDL Studio Ltd. has a full complement of Registered Professional Interior Designers, specialising in all areas, including commercial, residential and hospitality. SEE AD PAGE 211
PASSIONATE ABOUT DESIGN
Design Studio
Unit 18A, 48 Market Street, Camana Bay
Tel: (345) 945 4977
Email: info@designstudio.ky
www.designstudio.ky
www.designstudiointeriors.shop
Design Studio is an award-winning interior design firm with locations in both Turks and Caicos and the Cayman Islands. Their scope of services include residential and commercial design, with retail showrooms offering furnishings and accessories, as well as resources for custom orders from a wide array of international suppliers SEE AD PAGE 187
Interior Design Group (IDG)
Showroom: 7 Mile Shops, 215 West Bay Road
Furniture Warehouse: 119 Dorcy Drive, GT
Tel: (345) 745 4315
Email: design@idgcayman.com www.idgcayman.com
Creating interiors with a sense of character that is not only beautiful but liveable for their clients has been IDG's motivation for the past two decades. As Cayman's design exemplar, their highly skilled creatives bring years of expertise and unparalleled value to their projects. Their showroom is open Monday-Friday 10am-5pm, and their Furniture Warehouse is open by appointment only. SEE AD INSIDE FRONT COVER
Label C
108 Bismarckia Way (Kapok, facing Foster's), Camana Bay
Tel: (345) 546 1880
Email: hello@labelcdesigns.com www.labelcdesigns.com
Label C is an interior design studio that specialises in luxury residential projects and boutique-style commercial spaces. Services include interior design, custom kitchens and bathrooms, and décor, such as furniture, fabrics and accessories.
LIVING.KY
48 MacLendon Drive, George Town
Tel: (345) 233 8700
Email: info@living.ky
www.living.ky
LIVING.KY offers a complimentary interior design service as part of their custom furniture
packages. Their team of on-site design experts will develop digital floor plans and product visualisations to help you create your ideal space. SEE AD PAGE 10-11, 75, 189 & 207
MJM Design Studio
62 Forum Lane, Camana Bay
Tel: (345) 743 4656
Email: info@mjmdesignstudio.com www.mjmdesignstudio.com
INDOOR IMPROVEMENTS
Kitchens
Kitchens are an important feature of the home. A property with an old, dated kitchen is usually harder to sell and may even decrease the property’s overall value. Even if you do not plan on selling your home, modern kitchens are more functional than old-fashioned ones.
As the kitchen is often the heart of the home, the trend of a ‘social kitchen’, characterised by an open plan floor and generally a large kitchen island, is set to continue. If a complete remodel isn’t in your budget, consider improvements, such as a new countertop or replacing the tiling or backsplash, for an easier and less costly facelift.
A neutral colour palette continues to be the colour of choice for contemporary kitchens. They can brighten up the room, make it appear larger and will also suit most people’s tastes should you decide to sell. If you find neutrals a bit flat, then you can always add splashes of colour with accessories such as brightly coloured dishware or colourful light fixtures.
The options for counter surfaces include marble, concrete, quartz, stainless steel and wood, which can all create a stunning effect. Using green products like reclaimed wood, recycled glass or handmade products is very popular and kinder to the environment when compared to some mass-produced products. See the Cabinets & Countertops section in this chapter for more information. Read on for a list of kitchen and bathroom renovations providers.
Bathrooms
Although functional in purpose, bathrooms also hold potential for creative design. Concrete sinks, rain showers, walk-in showers, wall-mounted toilets and faucets, and freestanding baths are all 'en vogue' and can be designed to reflect your home’s personal aesthetic as well as needs.
Bringing elements of the outdoors into the bathroom is a big trend, with wood and stone proving the most popular, along with using a colour palette of neutrals and
earthy tones. Accessories, such as mirrors, lighting, and even smaller ornamental changes like knobs and handles, can really transform a space and be a less costly alternative to a structural remodel.
Bathroom & Kitchen Improvements
The following companies can provide you with hardware and appliances for both your bathroom and your kitchen.
12
A. L. Thompson’s
189 North Sound Road, George Town
Tel: (345) 949 8622
Email: info@althompson.com www.althompson.com
A. L. Thompson’s houses a large bath and kitchen gallery. They stock a wide selection of fixtures, fittings and appliances, with brands that include Kohler, Delta, Brizo, Decolav, Kallista, Rubinet, Dornbracht, Whirlpool, KitchenAid, Avanti, Sub-Zero and Wolf.
SEE AD PAGE 190, 202, 204, 268 & 311
Encompass Ltd
The Strand, West Bay Road
Tel: (345) 938 0850
Email: tkline@encompasscayman.com or ekline@encompasscayman.com www.encompasscayman.com
Renovation services include complete home makeovers, outdoor living improvements,
Floritelli Cayman
Unit 1, 5 Paddington Place, George Town
Tel: (345) 929 5655
Email: info@floritelli.ky www.floritelli.ky
Label C
108 Bismarckia Way (Kapok, facing Foster's), Camana Bay
Tel: (345) 546 1880
Email: hello@labelcdesigns.com www.labelcdesigns.com
Label C is an interior design studio that specialises in luxury residential projects and boutique-style commercial spaces. Services include interior design, custom kitchens and bathrooms, and décor, such as furniture, fabrics and accessories.
LIVING.KY
48 MacLendon Drive, George Town
with LIVING.KY’s wide range of lighting, mirrors, kitchenware, accents and more. Shop by brand or room. Services include home makeovers, specialised interior design services and more.
SEE AD PAGE 10-11, 75, 189 & 207
Robert Wood Furniture & Interiors
25 Cayman Centre, Owen Roberts Drive, GT
Tel: (345) 949 7765
Email: info@robertwoodky.com www.robertwoodky.com
Wesco
81 Industrial Way, JJT Warehouse, GT
Tel: (345) 939 3788
Email: info@wesco.ky www.wesco.ky
Construction company Wesco provides kitchen and bathroom renovations for every home. From sleek and modern designs to classic and timeless, Wesco provides and all-in-one contractor experience, including buildwork, installation, electrical and plumbing PAGE 213
LIL’ BABY!
Visit us soon to check out our curated collection of unique baby and toddler brands including Rookie Humans, Elegant Baby, Mon Ami, Aden + Anais, Little Gira e, Newcastle Classics, SkipHop, plus so much more.
We are delighted to o er baby registries too!
Market Street, Camana Bay 345 947 2711
DreamTeam@bedsidemanor.ky @bedsidemanor @bedsideky www.bedsidemanor.ky
Cabinets & Countertops
Martlet Design Ltd.
59 Merrendale Drive, George Town Tel: (345) 916 7583
Email: john@martletdesign.com www.martletdesign.com
Pooley Cabinets Design Studio
17 Marina Drive, Prospect Tel: (345) 947 6780
Email: info@pooleycabinets.com www.pooleycabinets.com
Pooley Cabinets has provided quality cabinetry to clients in Cayman for over 35 years. Whether you are building your dream home or renovating your existing kitchen, Pooley Cabinets delivers the highest standard of design and installation. They offer innovative products, ranging from traditional to contemporary, professional design, expert installation and exceptional service. SEE AD PAGE 194
Wesco
81 Industrial Way, JJT Warehouse, GT
Tel: (345) 939 3788
Email: info@wesco.ky www.wesco.ky
Wesco provides fabrication and installation of granite, marble and quarts countertops. Whether it's residential or commercial, indoor or outdoor, choose from flat panel, shaker, floating or free standing cabinetry to best suit your design. SE E AD PAGE 213
Colours &
Painting
Choosing the right paint colour for a room can really transform its look. You can use your wall colour to anchor trendy changeable pieces in your room. Pantone’s 2024 colour of the year, ‘Peach Fuzz’, is a warm, gentle tone that bridges youth with timelessness.
DP Economy Services Ltd.
325 Owen Roberts Drive, George Town Tel: (345) 321 7562
Email: dpeconomyservices@gmail.com www.dpeconomyservices.com
The Paint Studio at ACE 11 Ashgo Street, George Town
Tel: (345) 949 4223
Email: info@acecayman.com www.acecayman.com/the-paint-studio
Wesco
81 Industrial Way, JJT Warehouse, GT
Tel: (345) 939 3788
Email: info@wesco.ky www.wesco.ky
Wesco provides interior and exterior painting services for commercial and residential purposes. Their services also extend to the respraying of cabinets if you're wanting a home refresh. SE E AD PAGE 213
Accessories
A rug, the perfect lamp, throw cushions and wall decor are the finishing touches that pull a home together while injecting some personality into a space.
> Pops of Colour are a low-maintenance way to liven up a room. If you’re not ready to commit to a coat of paint, consider introducing your colour of choice with easy-to-change finishes, such as drawer handles, rugs, cushions and curtains.
> Retro Accents add charm and character to modern spaces. Bespoke vintage decor can be sourced online, or for a more budget-friendly option, try browsing local consignment shops for unique second-hand pieces.
> Playing with Textures is a great way to elevate soft furnishings and introduce a few stand-out pieces in your home. Look for fabric textures, such as crisp and clean linen throw pillows, and then contrast that with more rugged rattan and macramé finishes.
Furniture Stores
There are various dedicated furniture stores on-Island helping you to furnish your dream home. Uncle Bill’s ( SEE AD PAGE 198 ) carries a selection of goods to furnish every room in your home. From bookcases and storage units to accent chairs and beds, you will find all your furniture and home renovation needs, including bath and plumbing, paint supplies, power tools and more. Ashley
Furniture ( SEE AD PAGE 195 ) , located at 360
Dorcy Drive, offers a wide selection of styles at low prices to make it easy to create a home you’ll love to live in. They have a large selection of living, dining, bedroom and outdoor furniture options, as well as home décor and accessories to personalise your space. They offer a large inventory of in stock furniture and accessories, free delivery and set up. In addition to IDG's ( SEE AD INSIDE FRONT COVER ) award-winning design services, the company operates a brick-and-mortar showroom and online boutique featuring a collection of hand selected, timeless, yet forward-looking furnishings and products that are appealing to discerning customers. Their showroom is open Monday-Friday 10am-5pm, and their Furniture Warehouse is open by appointment only. Staged ( SEE AD PAGE 193 ) offers professional home staging services designed to enhance the appeal and marketability of your property. In addition to home staging, Staged is a home decor and refillery store selling a
range of contemporary furniture and soft furnishings, as well as a variety of ecofriendly products for your home. Staged offers interior design services, as well as complete furniture packages to take the stress out of furnishing a property and can be ideal for new homeowners, investors, landlords and developers. Design Studio (SEE AD PAGE 187) in Camana Bay features an inspiring variety of furniture and accessories for your bedroom, bathroom, home and at-home office. They also stock a range of outdoor items to enhance your garden space.
LIVING.KY (SEE AD PAGE 10-11, 75, 189 & 207) stocks a wide variety of furniture for your home and office, including coffee tables, storage and shelving, entertainment units, chairs, sofas and more. They also stock outdoor furniture, including fun things like hanging benches and swivel chairs. Brands include Kichler Lighting, Ethnicraft and Surya to name a few. Marksons Furniture (SEE AD PAGE 188) has a dedicated showroom featuring a variety of items, including sectionals, dining
room sets, bedroom furniture, mattresses, accessories, area rugs and tables. For bedroom essentials, as well as interior furnishings, Tomlinson Furniture & The Mattress Gallery (SEE AD PAGE 267) on Walkers Road in George Town offers a huge variety of brands for you to choose from. The Welcome Baby section in Tomlinson Furniture also provides a wide selection of furniture and furnishings to add to your little ones' space. For children’s furniture, Bedside Manor (SEE AD PAGE 196) in Camana Bay, offers a good range of newborn equipment, including cots, playmats and more. Refer to the Furniture section in the Shopping chapter for more of Cayman’s retailers that sell furniture and accessories.
Doors & Windows
Opt for the best windows you can afford, ideally tinted, to help keep the cool air in and the hot sun out. You will also need to consider if hurricane shutters or hurricane windows are more suitable for your home.
A. L. Thompson’s
189 North Sound Road, George Town Tel: (345) 949 8622
Email: info@althompson.com www.althompson.com
A. L. Thompson’s specialises in PGT windows and doors. SEE AD PAGE 190, 202, 204, 268 & 311
Apex Group Cayman
Godfrey Nixon Way, George Town Tel: (345) 945 6229
Email: info@apexgroup.ky www.apexgroup.ky
Apex supplies a wide selection of protective solutions for commercial and residential properties in the Cayman Islands. They offer an assembly of experts who understand that your doors and windows can be the best line of defence against harsh weather and crime for your home or business. SE E AD PAGE 219
Designer Windows and Doors Ltd.
Tel: (345) 949 1058
Email: info@dwdcayman.com www.dwdcayman.com
Designer Windows and Doors' supply and
installation team have years of experience installing hurricane-rated building products with several manufacturer options and finishes. Their products include Dade County hurricanerated, leak-free windows and doors and they offer a superior level of service that surpasses client expectations. SEE AD PAGE 218
Kirk Home Centre
257 Eastern Avenue, George Town Tel: (345) 949 2521
Marksons Furniture
19 Compass Drive, George Town Tel: (345) 949 6233
Email: arwashburn@marksons.ky www.marksons.ky
Marksons offers a wide selection of window treatments that accommodate your needs with a touch of style. Browse through their collection of finishes and discover interesting fabrics, shades, shutters, sliding panels, blinds and more. SEE AD PAGE 188
Tomlinson Furniture
9 Walkers Road, George Town Tel: (345) 949 5383
Email: design@tomlinsonfurniture.ky www.tomlinsonfurniture.ky
Tomlinson Furniture offers affordable custom window treatments for residential and commercial needs, ranging from indoor plantation shutters to motorized roller-shades, blackouts, wood blinds and more. They do free at-home consultations to take measurements and ensure the perfect selection. They also do the installation. Each of their window treatment installations comes with a 10-year warranty.
SEE AD PAGE 267
Curtains, Draperies & Blinds
Although often taking a backseat to other design changes, choosing the right window dressing complements the overall style of a room. Design consistency aside, they also provide privacy and keep your home cool during Cayman’s hot summer months.
Edie’s
64 Eastern Avenue, George Town
Tel: (345) 949 6348
Email: info@edies.ky
www.edies.ky
Edie’s supplies custom-made blinds and shutters, as well as draperies and curtains which are made-to-order in their professional drapery workroom. They also offer upholstery services. Contact them to schedule a consultation. SEE AD PAGE 191
Home Tailor
Email: info@hometailor.ky
www.hometailor.ky
Home Tailor is specialised in window treatments, offering products such as drapery and sheer curtains, blinds, and wood or faux wood blinds. They provide comprehensive measurement, design and installation services to ensure a seamless experience for their clients. Additionally, Home Tailor offers design, staging and furniture packages. Beyond window dressings, they deliver a complete home experience with wallpaper, upholstery fabrics and artwork. SEE AD THIS PAGE
Flooring, Tile s & Carpets
The right flooring sets the design tone of your entire home and can guarantee a higher return on your investment when the time comes to sell. Some flooring trends include:
> COVERLAM allows the residential and commercial property developer the opportunity to have unusually large panels of porcelain tiles, ranging from 3ft wide to 11ft tall and 5.6mm thick. It gives the interior and exterior a unique look and feel.
> Wood Look Porcelain is here to stay, and the industry manages to make tile look
more like authentic wood year after year.
> Luxury Vinyl Plank is a popular option due to its durability and green credentials. These planks give the appearance of real wood without the bother of maintaining it. It’s a great option for children’s rooms as it is easy to clean, gentler underfoot than tile and some options are even waterproof.
> Paver-Style Flooring has become a top choice for outdoor living spaces. Large, sturdy slabs of porcelain can be laid directly on compacted sand or installed on concrete to create a wonderfully uniform look.
Edie’s
64 Eastern Avenue, George Town
Tel: (345) 949 6348
Email: info@edies.ky www.edies.ky
A well-established family operation, Edie’s offers an exceptional range of flooring products. Porcelain, granite and marble tiles, COVERLAM, mosaics, luxury vinyl and carpets are all available. SEE AD PAGE 191
Ledger & Looms
25 Galleria Plaza, West Bay Road
Tel: (345) 943 7847
Email: guru@ledgerandlooms.com www.ledgerandlooms.com
Cayman Island’s premium supplier of quality handmade rugs offers a huge range of traditional and contemporary designs. They also sell hand-crafted accessories and home furnishings sourced on their annual buying trips, including cushion covers, woven
baskets, upholstered furniture, table lamps, pendant lighting, Turkish towels, throws and robes. They have something for everyone — even custom orders, to make sure you get that perfect rug or accessory for your home.
SEE AD PAGE 197
Level 5 Construction
Tel: (345) 938 1733
Email: level5construction346@gmail.com
Level 5 Construction provides a selection of flooring for your home or commercial space, including vinyl and wood. Their comprehensive service provides everything you need for a flooring refresh. SEE AD PAGE 220
Paramount Carpets
317 North Sound Road, George Town
Tel: (345) 949 5000
Email: info@paramountcarpets.ky www.paramountcarpets.ky
Offers a wide range of high-quality carpets and flooring solutions, as well as rugs, tiles and tools. Their full-service operation begins with material selection all the way to installation of
finished products and maintenance services. Their installation crew takes great pride in the quality of their work, making every effort to exceed customer expectations. SEE AD PAGE 19
Robert Wood Furniture & Interiors
25 Cayman Centre, Owen Roberts Drive, GT
Tel: (345) 949 7765
Email: info@robertwoodky.com
www.robertwoodky.com
Maintenance & Repairs
The following companies can help when you need maintenance or repairs on your household appliances or interiors. See the Running Your Home chapter for more information.
The Appliance Guru
68 Sleepy Hollow Drive, Industrial Drive, GT
Tel: (345) 516 0090
Email: fixit@theguru.ky www.theguru.ky
For nearly 20 years, The Appliance Guru has been installing, maintaining and restoring
appliances across Grand Cayman’s homes and commercial properties. Whether locally bought or imported, their expert team can help set up your appliances, help maintain optimal performance and fix them when things go wrong. The Appliance Guru is a go-to for your appliance part needs, keeping an array of parts in stock for microwaves, refrigerators, dishwashers, ovens, washers, dryers, water heaters and much more. SEE AD PAGE 177
FEDA Maintenance Services
North Side, Grand Cayman
Tel: (345) 329 1334 or (345) 924 0819
Email: info@fedaservices.com
www.fedaservices.com
FEDA stands for Fast, Efficient, Dependable and Affordable service, which they pride themselves on providing to their customers. FEDA offers a wide range of contracting services, including air conditioning, electrical, plumbing, appliance repair, painting, general maintenance and more for residential and commercial properties. Since opening their doors in Grand Cayman, FEDA Maintenance Services has been fully dedicated to client satisfaction. SEE AD PAGE 179
Marblelife
Tel: (345) 945 7007
www.marblelife.com/pages/our-professionals/ grandcayman
Providing clients with natural stone a reliable, high value, quality service to meet their maintenance and restoration needs.
Home Automation & Electronics
You can now turn your home into a smart home with the capability to link all your devices, control air conditioning, secure the house and adjust lighting via your smartphone or tablet. The following companies provide installation services:
345AV Ltd.
36 Ashgo Street, George Town
Tel: (345) 927 7753 or (345) 916 7753
www.345av.net
Established in 2012, 345AV Ltd. is an AV and Automation company specialising in automated home systems by Lutron, Savant,
Seven Mile Beach
Sonos, and Control4. They offer a full range of technology solutions including Whole Home
Audio/Video, Lighting Control, Motorised Window Treatments, Whole Home WiFi, and HiFi systems. SEE AD OPPOSITE PAGE
Audiophile
Market Street, Camana Bay
Tel: (345) 746 4434
Email: info@theaudiophilegroup.ky www. theaudiophilegroup.ky
Connect Ltd.
175 Governor's Way, West Bay
Tel: (345) 749 9000
WhatsApp: (345) 939 1978
Email: info@connectcayman.com www.connectcayman.com
Enhance your lifestyle with Connect and request a free consultation on anything from a new TV, to bespoke solutions for your home or business. They offer smart home systems, WiFi enhancement, audio/visual, window treatments, automated lighting and much more. With brands such as Control4, Sonos, Ring, Samsung and Hunter Douglas their residential and commercial solutions help transform your space for maximum ease and comfort. SEE AD THIS PAGE
Creative Tech
Shop 6 Bay Town Plaza, West Bay Road, GT
Tel: (345) 946 8324
Email: info@creativetechltd.com www.creativetechltd.com
Home Security Systems & Monitoring
A home security system, which monitors the smoke detectors and whether any doors or windows have been opened, is helpful for peace of mind. See the Running Your Home chapter for more.
Island Electronics
90 Godfrey Nixon Way, George Town
Tel: (345) 949 8255
Email: info@ielgroup.com www.ielgroup.com
The Security Centre Ltd. Cayman Technology Centre, 115 Printer Way, GT
Tel: (345) 949 0004
Email: info@security.ky www.security.ky
Roofing
Whether you are building from scratch or replacing the roof on your existing home, there are a few key factors to consider. Style matters, but equally important are product cost, material weight and installation requirements.
Hydes & Sons Ltd.
84 Printers Way, George Town
Tel: (345) 949 7062
Email: service@hydessons.ky
Spray Foam Insulation
Spray foam insulation is well regarded for not sagging or slipping and creates a complete seal, keeping heat and moisture out of buildings. It also has been proven to help keep roofs attached in the event of a hurricane.
Cayman Islands Spray Foam
52 Lincoln Drive, George Town
Tel: (345) 326 6767
Storage & Organising Solutions
Basic wire racking for shelves can be bought from any home centre on Island. The following businesses also provide storage solutions:
Custom Closets
209 Dorcy Drive, Industrial Park, GT
Tel: (345) 623 5000 ext. 225
Email: closets@brandsourcecayman.com
Storage Solutions
Tel: (345) 525 2647
Upholstery Services
If you have a piece of furniture in your home that is a bit worn, consider having it reupholstered. It’s cheaper than buying a brand-new piece and it's better for the environment.
Edie’s
64 Eastern Avenue, George Town
Tel: (345) 949 6348
Email: info@edies.ky
www.edies.ky
Complete upholstery services for sofas, chairs, headboards and more, in addition to decorative accessories like custom throw pillows and bedding. They also stock and special-order fabrics. SEE AD PAGE 191
OUTDOOR LIVING & GARDENS
Landscape Gardeners
An experienced landscape gardener will approach each garden on an individual basis and will create a detailed design based on your needs.
If you are new to landscaping, there’s a danger that you could purchase a lot of plants and accessories that don’t work together, let alone survive in the Cayman sun! A landscape gardener will understand which plants work best with your property’s terrain and conditions. They will also know what plants are the most
durable, which shrubs or trees can provide good shade and increase your privacy, plus advise on long term garden maintenance. See the Running Your Home chapter for more information on maintaining your garden.
CG Landscape Architecture
Tel: (345) 949 2727 ext. 1013
Email: kelsey.vitullo@chalmersgibbs.ky
Offers professional landscape architecture services. Their designer's holistic design solutions blend culture and ecology to create functional and beautiful environments.
Eighty One West
Shamrock Road, Prospect
Tel: (345) 928 8442
Email: info@81west.ky
www.81west.ky
An emporium of all things botanical and botanical-inspired, Eighty One West is a nursery and design shop. They offer plants from the familiar to the unique, pet supplies, gifts,
aquatics, furniture and great design throughout.
Immerse yourself in a realm of inspiration or talk to their passionate people who will help you plan your next landscape or aquatic project.
Paradise Landscaping
Tel: (345) 547 1530
Email: giles@paradise.ky
www.paradise.ky
Paradise Landscaping specialises in residential and commercial landscape design and maintenance services, including irrigation, lighting, and hardscapes.
Power Flower
31 Orchard Lane, Off Crewe Road, George Town
Tel: (345) 949 2256 (office) or (345) 321 0308
Email: office@powerflower.ky www.powerflower.ky
Specialising in the fine art of balance in landscape design, Power Flower considers your needs, style and budget when designing your ideal garden. SEE AD THIS PAGE
Vigoro Nursery & Landscaping
> 96 Agricola Drive, Lower Valley
> 324 Walkers Road, George Town
Tel: (345) 949 4270 or (345) 945 5236
Email: tom.balon@vigoro.ky or craig.stewart@vigoro.ky www.vigoro.ky
Instagram: @vigoro_cayman
Facebook: @VigoroCayman
Vigoro has been providing landscaping services in Cayman for 50 years. Their services include all areas of gardening and landscaping, including design, maintenance, construction, irrigation, stone/hardscape, water features, misters, lighting and artificial lawns. Their team of nearly 100 staff have years of experience.
Outdoor Living Areas
Outdoor features and amenities, such as kitchens, decking and even fire pits, can elevate your outdoor living experience. The following companies can help source what you are looking for:
Ascend
Tel: (345) 916 3151
Email: projects@ascendky.com
www.ascendky.com
Have your own custom patio or patio enclosure, providing a beautiful outdoor space that increases privacy, protects furniture from weather damage and shields your family from mosquitos, all while adding value to your home. Ascend also makes custom-built fire pits and installs aluminum fencing for your home. Make sure your home is safe and protected with hurricane shutters. Ascend will supply and install hurricane shutters for your home to ensure it is safe during hurricane season.
SEE AD PAGE 192
Iberica Materials
The Grove, 1358 West Bay Road, SMB
Tel: (345) 938 0994
Email: info@ibericamaterials.com www.ibericamaterials.com
LIVING.KY
48 MacLendon Drive, George Town Tel: (345) 233 8700
Email: info@living.ky www.living.ky
LIVING.KY stocks a wide range of outdoor accessories and furniture. Browse through brands and items online or in-store and curate your ideal space with the help of one of their on-site design experts and complimentary interior design services.
SEE AD PAGE 10-11, 75, 189 & 207
Sticks & Stones
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 947 8663
Email: sales@sticksandstones.ky
www.sticksandstones.ky
Offers a range of teak and rattan outdoor furniture and garden art. SEE AD PAGE 15
Stoneman Products Supply
Sleepy Hollow Drive, George Town
Tel: (345) 926 0469
Email: info@stonemansupply.com
Stoneman Products Supply produces and installs a range of high quality products right here in Cayman. Product selection includes local saw cut stone veneer, manufactured stone and precast concrete products. Their manufactured beach bay limestone, rough cut, ledgestone and range of concrete products make the perfect addition to your outside space. Whether you're wanting benches or bird baths, statues or stepping stones, visit their showroom to experience the expert quality of their locally made stone and concrete products.
SEE AD PAGE 213
The Outdoors
A. L. Thompson’s, 189 North Sound Road, GT Tel: (345) 949 8622
Email: info@althompson.com www.althompson.com
A major department of A. L. Thompson’s, the 30,000sq ft ‘Outdoors’ carries one of the widest selections of outdoor goods in Cayman. They sell sheds, decking, pots, lawn ornaments, patio furniture, camping equipment, outdoor grills, smokers and a whole lot more.
SEE AD PAGE 190, 202, 204, 268 & 311
Uncle Bill’s
343 Eastern Avenue, George Town Tel: (345) 949 7601
Uncle Bill’s Home Improvement Centre offers everything from landscaping, sheds and pest control to plant pots, patio furniture, grills and BBQs. Whether you are looking to add a little colour to your garden with tiki torches and planters, or redesign your space by adding lounge furniture and garden storage, you’ll find what you need at Uncle Bill’s. SEE AD PAGE 198
SWIMMING POOLS
A pool will add significantly to your electricity bill and, potentially, your water bill. For tips on how to run an energy-efficient pool, refer to the Being Green chapter.
Swimming Pool Trends
> Zero Entries create a beach-style entry into the pool. The entryway slopes into the pool as if you’re walking into the sea. The shallow area is a great spot to let supervised children play.
> Plunge Pools are perfect for a smaller outdoor space and a swim jet can allow
you to swim laps against a current.
> Infinity Edge Pools produce a visual effect of the water extending to the horizon and are particularly impressive where the infinity edge appears to merge with the ocean or canal.
> Swim-up Bars with submerged seating are a common resort-style feature and offer a great way to entertain guests and also stay cool.
> Acrylic Wall Pools are rare due to cost, but can massively differentiate a property, and add a distinct luxury feel to your outdoor area.
> Perimeter Overflow Pools are an evolution of the infinity pool where the water constantly flows over the edge of the pool. The water runs into a hidden catch basin and is then re-circulated into the pool.
Pool Safety Tips
Every homeowner with a pool should follow these basic safety tips:
> Always supervise children when they are in or near a pool and ensure that those in a supervisory role are good swimmers.
> Make sure everyone in your family learns to swim, including nannies and caregivers.
> Secure your pool with barriers.
> Install and use a lockable safety cover.
> Install pool and gate alarms to alert you when children go near the water.
> Keep life vests and an emergency flotation device near the pool.
> Everyone in the family should learn how to perform CPR and do basic water rescue training. The Cayman Islands Red Cross offers certification programmes. See page 363 in the Education chapter for more information.
> Keep your pool clean and maintain proper chemical levels to minimise the risk of ear infections and rashes.
The following companies can install and maintain your swimming pool:
Oasis
Harbour Walk Offices (OS16, 2nd floor), Harbour Walk, Grand Harbour
Tel: (345) 945 7665
Email: sales@oasis.ky www.oasis.ky
Oasis specialises in creating luxurious outdoor living spaces. From design to completion, they are dedicated to bringing your vision to life, whether it's a custom pool, a sophisticated patio, a stylish cabana or an outdoor kitchen. Oasis also excels in renovating existing pools and patios, transforming them into stunning retreats. SEE AD PAGE 185
Pool Patrol
North Sound Plaza, George Town
Tel: (345) 949 8543
Email: pools@poolpatrol.ky
www.poolpatrol.ky
Supplies and stocks pool and hot tub pumps, motors, chlorine generators, heat pumps, gas heaters, outdoor showers, hot tubs and patio furniture. Services include weekly cleaning, water testing, renovations and repairs.
Tell them you saw it in the
As predicted, in 2024 we saw building costs continue to increase, which significantly affected the viability of new developments for many. In May of 2024, BCQS reported a circa 8.5% annual increase in the cost of construction for Cayman, and as per the latest economic report for the Cayman Islands, there was a reduction of total building permit values, around 28%, for the first three quarters of 2023 when compared with the same period in 2022. The number of permits shrank from 825 to 548. Recently, developers have had to pull out of projects due to the rapidly increasing construction costs and difficulties obtaining construction financing. Since the end of 2023, Cayman’s local banks are generally reporting a slowdown in construction finance, particularly for bigger projects over CI$1 million. Sadly, construction costs are likely to continue to increase due to the continued high shipping and materials costs, high interest rates, increases in land values and the low supply of contractors coupled with them being in high demand. Further, due to numerous global instabilities, we are experiencing a bullwhip effect to the supply chain – small fluctuations in demand at retail level are causing progressively larger fluctuations in demand at wholesale, distributor, manufacturer and raw material supplier levels. In some areas, material costs have began to dip slightly as supply chains focus on recovery, and shipping costs are not as high as they were. Yet, both are generally much higher than pre-pandemic levels. Given the soaring costs, some developers have triggered sales agreement clauses to charge additionally to sales prices agreed pre-construction in order to cover extraordinarily inflated prices. Because of all these issues,
Cayman Building in
Photos courtesy
of John Doak Architecture
developers are struggling to deliver projects on budget and on time, resulting in a loss of confidence for buyers for pre-construction options.
BUILD ING IN CAYMAN
Long before any ground is broken, a feasibility study should be carried out to calculate all costs, including mortgage interest, against the possible return of a project. The information gleaned from this report allows you to measure your ‘dream’ against the total investment. Moving forward without taking this step can result in some costly mistakes that could otherwise be easily avoided. Consulting one of Cayman’s reputable professionals will help you consider all your project’s relevant factors – and ultimately save you time and money!
Selecting a Site
Beyond the obvious location factors of convenience to work, schools and shopping, do some research on the area – find out if any nearby road improvements are
proposed or the potential incompatibility of approved neighbouring land uses. A quick online check of the zoning map on the Central Planning Authority website (www. planning.ky/cpa) will allow you to see land uses proposed for an area and the specific zoning of the parcel you are considering. Although you should be able to obtain this information from your realtor, surveyor or architect, a little due diligence may reveal a lot. This is particularly important for commercial properties since proposals for a parcel requiring rezoning may take years to plan and to obtain the required approvals.
Geotechnical Testing
Many older subdivisions built on reclaimed land have marl fill placed over original peat material to bring up the elevation. This peat layer may be a mixture of sand, rocks and organic solids unsuitable for supporting the weight of a building. The replacement of this material with engineered fill or the design of pile foundations to penetrate down to a solid bearing material will
Transformative by design
add high costs to a build, which must be considered. An engineer can drill or dig test holes for a modest fee to allow some cost planning for foundations. Often, the engineer’s local knowledge will be sufficient to predict general soil conditions. In cases where problematic soil conditions are expected, this might be a prudent condition of a land sale.
What Do You Want?
Think carefully about the layout and configuration of your house or building and how this will work for your personal needs and objectives. Draw inspiration from online floor plans and design resources, like Pinterest or Houzz. Save any photos that inspire you and use these images to illustrate the home or office that suits your lifestyle or professional requirements. An inventory of rooms and spaces will also help determine the approximate size of the property that meets your needs. However, remember that looking at building plans online does not make you an expert and many house plans found online are generally suited to North America or Europe and may not be appropriate to Cayman. Construction techniques and building codes, weather patterns and climate on-Island can be very different to those found elsewhere. Those minimalist architectural wonders that you have fallen in love with may cost a fortune when translated into Cayman context.
Cost Planning
All too often, rough area construction costs ($ per sq ft) are used for budgeting in place of realistic assessments of probable development costs. Fooling yourself that a building will cost $x/sq ft multiplied by an approximate area is usually a recipe for disappointment or frustration later in the process. A quantity surveyor may provide you with a detailed breakdown of actual costs to expect, including:
> Soft Costs: Building permits (e.g. planning permission, infrastructure fees, etc.), stamp duty, licences, professional fees (e.g. architect, engineer and surveyor), legal fees
DE SI GN E XPERT S AR E R E ADY TO HE L P YO U
ENVISION AND CREATE A WONDERFUL SPACE WITH OUR COMPLIMENTARY INTERIOR DESIGN SERVICES AS PART OF OUR CUSTOM FURNITURE PACKAGES. OUR INTERIOR DESIGNERS DEVELOP DIGITAL FLOOR PLANS AND PRODUCT VISUALIZATIONS TO BRING YOUR VISION TO LIFE.
and utility connection deposits must be carefully factored into your overall costs. For commercial property promotion, marketing and financing costs must also be considered. For rental properties, initial period vacancy rates are estimated to predict the cost of holding unleased space.
> Hard Costs: Land, construction costs, including normal contractor costs (e.g. overhead, profit and supervision), landscaping, major appliances and site furnishings. Typically, a contingency fee (between 5%-10%) is included in estimates to account for the unexpected, which includes owner changes, site conditions or material cost increases.
Scheduling
The length of time required to complete the full cycle of planning, financing, design, commissioning and construction of a building often comes as a surprise to ‘proto’ developers. A period of up to several years may be required for a large residence or commercial property once all the factors have been considered.
When projects are geared towards completion for a specific date, planning can become critical, e.g. a homeowner entertaining visitors from abroad, a store owner aiming for a holiday retail season or a company gearing their move-in date around an annual business cycle, all need to plan for the unexpected or even the unthinkable. Delays in obtaining statutory approvals, order time for materials or equipment, adverse weather conditions and design revisions must be considered for a well-planned project.
Good Design – Value Added?
of plans from the internet or trying to design their property themselves may save thousands on architect’s fees but could end up spending more on construction costs due to delays, cost overruns or approval issues than if they had hired a professional to draft an accurate and detailed set of construction documents. Professional fees, including architecture, interior design, engineering and survey, which can quickly constitute 10%-15% of the overall construction budget, will inevitably be value added to the building. However, unlike commodities, it is sometimes difficult to assess the worth. There are several general models of how construction contracts can be structured, and depending on the circumstances, one may be recommended over another.
BUILD ING OPTIONS
Design/Build
A general contractor with in-house or subcontracted design expertise (a designbuilder) can often offer a streamlined package that is attractive to busy people who do not want hands-on involvement in the process beyond the initial design and material selection. This ‘one-stop’ approach to a contract is typically a fixed price attached to a material specification and set of design documents. The main advantages of this approach are convenience, guarantee of final cost and minimum risk for the owner. Some disadvantages may be the loss of some flexibility during the process, the added cost of the convenience factor and having no independent control
Construction Management
In this scenario, a construction manager will offer a fixed cost to manage the entire process either from the outset or based on a set of construction documents and specifications prepared independently. A construction manager functions in the role of a general contractor yet is employed by the owner. The advantages of this form of contract include flexibility during construction, market competition in sub-trade contracts and cost-control flexibility. Some disadvantages
Chalmers Gibbs is pleased to offer professional landscape architecture services.
Kelsey Vitullo (MArch, MLA) brings her unique approach to contemporary tropical landscapes to Cayman in planning both commercial and residential projects. Kelsey’s holistic design solutions blend culture and ecology to create functional and beautiful environments
CG Landscape Architecture
t: (345) 949-2727 ext.1013
e: kelsey.vitullo@chalmersgibbs.ky
ig: @chalmersgibbs_landscape
of this approach are that risk for sub-trades is assumed by the owner rather than the construction manager and there is a loss of market competition in contractor cost (fixed fee for supervision). This is typically an excellent strategy where a project needs to be rushed (or ‘fast-tracked’ in industry jargon) and there is insufficient time to prepare detailed, coordinated documents for a bid. Another good reason might be if there are likely to be a lot of changes during the design-construction process. Since the construction manager works for the owner on a fixed management fee, they are typically not profiting from changes in the work or work sequence.
Design/Bid/Build
This is the traditional method of procurement where an owner works with an architectural designer and related professionals to produce detailed drawings and specifications, often with cost reports. General contractors are invited to offer competitive tenders based on a detailed estimate of the documents within a fixed tender period. This approach has the primary advantage of cost competitiveness, and a detailed set of documents will be the best guarantee of maintaining cost control during the process. Some disadvantages of this approach may be that significant time is required for detailed document preparation and the tender period, and document errors or revisions to the contract result in some loss of cost control since changes can be costly.
A design-build project has the overwhelming advantage of convenience. By contrast, a traditional design-bid-build and construction management approach has the advantage of the competitive marketplace with multiple contractors’ estimates and the possibility of cost-saving. Traditional construction manager contracts may allow a high degree of control since the design and construction stages will involve an independent professional hired directly by the owner.
Selecting Your Team
Before making any decisions about a direction for your project, talk to professionals who are knowledgeable of the construction industry in Cayman. Each method described previously has its devotees and detractors, and it is ultimately up to the owner to decide which of the various methods will be a good fit. Seeking professional help from someone with a detailed working knowledge of these procurement options and how they work in the Cayman Islands can help you make an informed choice. Do not simply copy what someone else has done. It is important that you choose an approach after weighing all the pros and cons. While each approach may have a very different risk profile to you (after all, some people like to base-jump, while others would rather take a nice stroll along the beach), it is very important that you own this decision fully.
Whatever approach you choose, it will be the people you select to work with and manage the process who will be the
key players in developing and managing a successful project. Consider the following when choosing your design and build professionals: integrity and reputation should always be the main ingredients when selecting people, so look at current, recent and past jobs, talk to past customers and check their payment and litigation history. Choose design professionals who are adaptable and have a team spirit. Ask your contractor, construction manager and architect to provide a checklist and procedures for administering, inspecting and testing the various stages of your project. It is strongly recommended that you meet everyone who will be a part of making your project a success. Make sure you establish a good working relationship and feel comfortable with all the people who are involved.
Enquire about their current workload – can they handle your job and give you the attention and support you desire? Can you communicate with this individual or team openly? It is important that you
do your homework, take your time, and make sure that all the design professionals you intend to engage carry professional indemnity insurance. Only agree to terms after you are sure you have the ‘dream’ team that truly has your best interests at heart! While there are many components to consider carefully, some being significantly challenging and timeconsuming, building your own home is an exciting project and, for many people, it is a dream come true; so you should endeavour to have some fun too!
Designing a Security System
To have an electronic security system that is well integrated into the design of your new home, a plan should be drafted at the conceptual stages. You, your architect and an experienced security professional should work closely together to identify your needs and see what technology will be suitable to achieve your goals.
Building Greener
Changes to more sustainable building material alternatives are currently being driven by supply chain issues. For example, bamboo flooring is being used as an alternative to wood flooring. Bamboo is more expensive but grows quickly and is, therefore, a great sustainable alternative. The more consumers that move towards sustainable construction materials like bamboo, the less it will cost, as suppliers will be able to reduce prices due to economies of scale.
Those looking to build more consciously will be pleased to discover the many environmentally responsible construction practices that are widely embraced on-Island. Green construction in Cayman is recognised by the Governor’s Award for Design and Construction Excellence in Sustainability and the Environment. The idea of the award is to foster and maintain innovation, sustainability and excellence in the Cayman Islands’ construction industry. Some ways in which that is being upheld
include using recycled building materials and timber, tapping into alternative energy and waste-water systems and employing more eco-friendly home automation.
Other green tips for building include ensuring that your property is orientated to make effective use of the prevailing wind and the windows are positioned to avoid filling the house with the heat of the afternoon sun in a nod to traditional Caribbean architecture. Reduce energy consumption by insulating the exterior walls and roof of your home, and make use of the Island’s year-round sunshine with solar power panels and energy units. For more information on building green, refer to the Being Green chapter.
Development Management Services
No successful projects are accidental. They are the result of a clear plan, intelligent direction, careful financial management and skilful execution. The development of land is a complex process; it requires strategies to take advantage of the
development opportunity while reducing risk and enhancing sustainability.
Development management services can help you select a strategy that best suits your goals, and by drawing on their expertise and experience, they can put together a strategy with the greatest reward versus risk potential. Generally, development management consultants offer a combination of real estate knowledge and metrics. They provide expertise in investment management, development feasibility and viability, design, construction, permitting and leasing and financing advice.
Development managers take care of the entire property development process from initial concept through to delivery. Should the project require sales, a development manager can facilitate and manage contract preparation for sales, sales materials, including 3D visualisation, facilities preparation and the coordination of consultants and contractors to execute a successful project. There are several
FLOWERS FOAM PRODUCTS
Insulated Concrete Forms (ICF’s)
• Poured concrete walls with reinforced steel
• Hurricane resistant
• Lower energy costs
• Sound t ransmission control qualities
• High production capacity
• Cost effective
• Can be used for Commercial, Residential or Industrial Projects
Architectural Shapes
• Flexibility of shapes
• Custom look
• Manufactured locally to specification
• Easy installation, cost effective
• Columns Pediment
• Arches
• Bases & Caps
Foam Flat Sheets (for pre-existing concrete walls)
• Insulation qualities
• Sound transmission qualities
• Lower energy costs
Custom Foam Signs
• Ideal for entryways
• Manufactured locally to any specification
Steel Studs
• Steel Studs and tracks in a variety of lengths and gouges to specifications
Cay Deck
• Foam Insulation
Flooring Systems
• Insulation for floors decks and roofs
companies on-Island that offer this service. Build Cayman Ltd. (Tel: (345) 925 8517) has a specialist development management services team.
Insulated Concrete Forms
If you want to insulate yourself from the sounds of the outside world, insulated concrete forms (ICFs) may be the right option. ICFs are moulds used to hold fresh concrete in place permanently. Not only are they good at protecting the structural integrity of your home during severe weather, they also provide highly effective insulation to keep the heat out.
Flowers Group
184 Seymour Road, Industrial Park
Tel: (345) 623 0000
Email: customerservice@flowersgroup.com www.flowersgroup.com
The Flowers Foam Products division of the Flowers Group supplies state-of-the-art, locally manufactured building products, including Insulated Concrete Forms (ICF), flat foam sheets, steel studs and tracks, architectural components and custom shapes and signs. SEE AD OPPOSITE PAGE
Concrete Blocks &
Pavers
Flowers Group
184 Seymour Road, Industrial Park
Tel: (345) 623 0000
Email: customerservice@flowersgroup.com www.flowersgroup.com
Established by pioneer Clarence L. Flowers, the Flowers Block division of the Flowers Group specialises in the manufacturing and delivery of concrete products, including building blocks, grass and keystone blocks, multi-colour rectangular pavers and cobblestone pavers.
SEE AD OPPOSITE PAGE
Driveway & Paving
Flowers Group
Tel: (345) 623 0000
www.flowersgroup.com
Part of the Flowers Group, Flowers Block provides a wide selection of pavers, including cobblestones in numerous colours and sizes.
SEE AD OPPOSITE PAGE
• Kerbs
• Statues
• Parking Blocks
BEACH BAY LIMESTONE MADE IN CAYMAN
CHALMERS GIBBS
(345) 949 2727 | info@chalmersgibbs.ky www.chalmersgibbs.ky ARCHITEC TURE | PLANNING | INTERIOR DESIG N
We have been proudly serving the Cayman Islands for 60 years.
Contact us for a no obligation design consultation.
Island Paving
243 North Sound Road, George Town
Tel: (345) 949 8294
Email: info@islandpaving.net www.islandpaving.net
Carpentry & Masonry
Ascend
Tel: (345) 916 3151
Email: projects@ascendky.com www.ascendky.com
From simple repairs to bigger projects, Ascend specialises in general home/commercial carpentry and masonry with the ability to provide custom work that cannot be matched. SEE AD PAGE 192
Stoneman Products Supply
Sleepy Hollow Drive, George Town
Tel: (345) 926 0469
Email: info@stonemansupply.com
For landscape kits, stepping stones, parking blocks and so much more, Stoneman Products Supply offers a huge range of natural and manufactured stone made locally in Cayman. They have a selection of stone pavers and tiles to choose from, as well as fire pits, planters, tree rings and even construction equipment products. Visit their showroom to see the quality of their stone in person.
SEE AD PAGE 213
Flooring
The right flooring plays a significant role in both the structural integrity and the overall aesthetics of a building. For more information on flooring, tiles and carpets, refer to the Home Improvements chapter
Iberica Materials
The Grove, Seven Mile Beach
Tel: (345) 938 0994
Email: info@ibericamaterials.com www.ibericamaterials.com
Paramount Carpets
317 North Sound Road, George Town
Tel: (345) 949 5000
Email: info@paramountcarpets.ky www.paramountcarpets.ky
Offers a wide range of high-quality carpets and flooring solutions, as well as rugs, tiles and tools. Their full-service operation begins with material selection all the way to installation of finished products and maintenance services. Their installation crew takes great pride in the quality of their work, making every effort to exceed customer expectations.
SEE AD PAGE 19
Interior Design in the Building Process
A qualified designer can look at architectural plans and work out whether the space and dimensions allowed will work or raise potential problems and limitations for functionality. They will look at the plans, room by room, and work out their function, including ease of access, amount of light, acoustics, seating and places to store or set things down. They will also consider how the space will be used, whether it will be for work, leisure or entertainment, and their goal will be to create a unified whole. For more information on interior designers, refer to the Home Improvements chapter
For your kitchen, finding a designer who specialises in creating functional, beautiful spaces is essential. In today’s modern homes, kitchens are now the focal point; they are usually free-flowing spaces that are well integrated into the rest of a home and the primary place for entertaining. If you want a kitchen that is well-designed and suited to your lifestyle, then we recommend
the following companies, which have a proven track record and lots of examples of beautiful kitchens they have designed: Bon Vivant (SEE AD PAGE 216 & 269) (Tel: (345) 623 2665) is a luxury kitchenware and design store in Camana Bay, and Pooley Cabinets (SEE AD PAGE 194) (Tel: (345) 947 6780) specialises in custom cabinetry design and installation. Their in-house designer can provide expert advice on kitchen design.
Architects
There are several architectural firms that provide superior design services, including sustainable architecture options, which is evidenced by the exceptional quality and aesthetic of the many flagship homes and commercial buildings found in Cayman.
BDCL Architects
Unit 220, Canon Place, George Town
Tel: (345) 925 4909
Email: dmcgrath@bdcl.ky www.bdcl.ky
Chalmers Gibbs Architects
Tel: (345) 949 2727 ext. 1001
Email: info@chalmersgibbs.ky www.chalmersgibbs.ky
Established in 1966, Chalmers Gibbs Architects offers professional architecture, planning and interior design services. Building design experience includes residential, commercial, retail, industrial, hotel resort and institutional projects. Other specialised services include 3D modelling, brochure graphics, feasibility studies and space planning. SEE
CG Landscape Architecture
Tel: (345) 949 2727 ext. 1013
Email: kelsey.vitullo@chalmersgibbs.ky
Instagram: @chalmersgibbs_landscape
Chalmers Gibbs offers professional landscape architecture services. Kelsey Vitullo (MArch, MLA) brings her unique approach to contemporary tropical landscapes to Cayman in planning both commercial and residential projects. Kelsey’s holistic design solutions blend culture and ecology to create functional and beautiful environments. SEE
Your ultimate hub to bring your dream kitchen to
From bespoke designs to appliances, tableware, cookware, linens and kitchen tools, we provide comprehensive services from consultation and design to final installation.
Founded in 2011, Frederick + McRae has fuelled progress in architecture and interior design in the Cayman Islands by generating unparalleled improvements in the built environment and their clients’ wellbeing. By listening to and collaborating with their clients, they achieve the desired outcome in bespoke residential projects, corporate offices, medical facilities and commercial buildings. SEE AD PAGE 206
John Doak Architecture
342 Dorcy Drive, George Town
Tel: (345) 516 3625
Email: doak@johndoak.com www.johndoak.com
With over 45 years in the Cayman Islands and across the Caribbean, John Doak’s renowned design-build services for residential, resort and commercial projects have been recognised by international awards and through international and local media and publications. His firm’s services include
architecture, imagineering, engineering, interior design, master planning, landscape design, feasibility studies, construction administration and project management.
SEE AD PAGE 215
Johnson Design + Architecture
Tel: (345) 938 3828
Email: info@rjda.ky www.rjda.ky
Founded by Robert Johnson in 2013, Johnson Design + Architecture’s primary focus is to define and create progressive architecture in the Caribbean. This Cayman-based office offers full architecture, design and construction administration services, producing high-value buildings and spaces that simultaneously look good and function well. RJDA specialises in, but doesn’t limit itself to, residential and commercial buildings, with a speciality in retail planning.
SEE AD PAGE 220
MJM Design Studio
62 Forum Lane, Camana Bay Tel: (345) 743 4656
Email: info@mjmdesignstudio.com www.mjmdesignstudio.com
Robert Towell Architect Ltd.
206 North Church Street, George Town
Tel: (345) 916 8377
Email: rta@roberttowell.com www.roberttowell.com
Robert Towell has resided in the Cayman Islands since 1997. He has worked on a diverse range of developments, from large-scale commercial projects, hotels and condominiums to award-winning single-family luxury homes. Each client receives the benefit, not only of Robert’s creativity, but also of his expert local knowledge. SEE AD PAGE 218
Institute of Cayman Islands Architects (ICIA)
The role of the ICIA (SEE AD OPPOSITE PAGE) is to be an advocate for good architecture in the Cayman Islands. Its members are dedicated to high standards of professionalism, integrity and competence. As such, they pride themselves on delivering projects to a high standard, consistently within budget and with
the aim of creating and maintaining property values through great design. The institute ensures its members are highly competent in their professional arenas through local and international educational programmes and sharing methodologies and experiences.
The ICIA works with the Government, developers and the public to share ideas and help with strategic planning for major projects and developments in Cayman. The institute also helps to educate Caymanians about the many paths within the profession
and to ensure its members maintain and advance their knowledge of the art and science of architecture. For more, visit www. icia.ky. Current ICIA members:
Cindy O’Hara B ARCH MRAIC LEED AP ICIA
Design Cayman
Tel: (345) 916 1356 or www.design-cayman.ky
Donal McGrath, B ARCH RIBA ICIA
BDCL Architects Ltd.
Tel: (345) 925 4909 or www.bdcl.ky
INSPECTIONS
John Doak, CI Hon ARB RIAS RIBA ICIA
John Doak Architecture
Tel: (345) 516 3625 or www.johndoak.com
SEE AD PAGE 215
Lyle Rodney Frederick, B ARCH (HONS) AIA ICIA
Frederick + McRae Ltd.
Tel: (345) 926 3601 or www.frederickmcrae.com
SEE AD PAGE 206
Tim Peck, RIBA LEED AP ISHC ICIA
OBM International
Tel: (345) 949 8115 or www.obmi.com
William Steward, M.E. Des (Arch) MRAIC ICIA
Chalmers Gibbs Architects
Tel: (345) 949 2727 or www.chalmersgibbs.ky
SEE AD PAGE 210 & 214
Robert Towell, RIBA ICIA
Robert Towell Architect Ltd.
Tel: (345) 916 8377 or www.roberttowell.com
SEE AD THIS PAGE
Construction Management
The following companies all provide construction management services that ensure effective management of your project’s schedule, cost, safety and function.
BCQS International
North Church Street, George Town
Tel: (345) 949 8644
Email: info@bcqs.com
www.bcqs.com
BCQS is an independent property development and construction consultancy providing comprehensive advisory services to clients in the Cayman Islands.
Encompass Ltd.
The Strand, West Bay Road
Tel: (345) 938 0850
Email: ekline@encompasscayman.com
www.encompasscayman.com
Encompass Cayman provides project management services for a more hands-on construction process and a more integrated role in the fiscal aspects of
the project. SEE AD PAGE 209
KastleCay
Pasadora Place, George Town
Tel: (345) 925 6101
Email: info@kastlecay.ky
www.kastlecay.ky
Provides project management, cost consultancy, quantity surveying and advisory services, as well as valuations and insurance appraisals, dispute resolution, and sustainable procurement. KastleCay is dedicated to customer satisfaction, committed to sustainability and driven to consistently exceed your expectations.
SEE AD PAGE 221
SEL Inspections
PO Box 309 KY1-1602
Tel/WhatsApp: (345) 525 0209
Email: SELInspections@outlook.com
Third-party (independent) BCU building inspections and Chapter 17 Inspections; the fasttrack option to permit inspections.
SEE AD PAGE 217
Designer Windows and Doors (DWD) o ers a sensational range of architectural windows and doors, including full view and wall-to-wall window systems that add a ‘wow’ factor to any property. The designer windows, doors and facades are customised and created to suit all performance, project and budget needs and DWD’s service includes delivery and installation.
General Contractors
A general contractor is responsible for the oversight of a construction site, management of trades and communication between parties.
AMB Construction
68 Sleepy Hollow Drive, George Town
Tel: (345) 525 4632
Email: info@ambltd.org www.ambconstructioncayman.com
AMB Construction is service driven, specialising in residential and commercial builds, fit outs, renovations and repairs. With excellent relationships with building professionals, developers, architects, subcontractors and suppliers that help expedite key responsibilities. AMB ensures that the client’s quality project begins and finishes on schedule with an efficient transition to facility opening and operation.
SEE AD PAGE 217
Ascend
Tel: (345) 916 3151
Email: projects@ascendky.com www.ascendky.com
Ascend is a Caymanian-owned, all-in-one contractor with over 10 years’ experience in the construction industry. Ascend has been giving clients 10% off their first project since conception; the main goal being to help clients. For 2025, Ascend will be giving away 10% of their profits to a children’s cancer charity to ensure they not only make a positive impact in the Cayman Islands but make a difference across the world. Their team provides expert electrical, plumbing, tiling, carpentry, concrete slab work and more for any new or existing home/commercial project. SEE AD PAGE 192
Build Cayman
Tel: (345) 925 8517
Email: info@buildcayman.ky
www.buildcayman.ky or www.caymangroup.ky
Your premier construction partner, helping to turn visions into success stories. Experts in design/build, construction management and contracting, they excel in residential and commercial projects. Benefit from flawless execution, on-time delivery and cost-efficient material procurement. Their services are tailored
to your unique needs, backed by sustainability initiatives and Cayman Group’s expertise.
Encompass Ltd.
The Strand, West Bay Road
Tel: (345) 938 0850
Email: ekline@encompasscayman.com www.encompasscayman.com
Encompass Ltd. specialises in creating homes that are inspirational, providing comprehensive renovation/remodel and custom design/ build services. Their experienced team of professionals have in-depth knowledge and multi-faceted skillsets surrounding the construction of luxury homes and resorts, enabling them to execute extraordinary residential and commercial builds. SEE AD PAGE 209
Level 5 Construction
Tel: (345) 938 1733
Email: level5construction346@gmail.com
Level 5 Construction handles everything from start to finish in your construction project. Their services include stud framing, drywall
finishing, baseboards, crown mouldings and the installation of cabinets, closets, vinyl and wood flooring, and more. SEE AD THIS PAGE
Robson Construction
Tel: (345) 526 3428
Email: robson@robson.construction www.robson.construction
Specialising in new residential construction, marine construction, large development construction of condos and apartments and industrial, Robson Construction create reality by building your vision. SEE AD PAGE 210
Land Surveyors
Before purchasing land, hire a chartered land surveyor to evaluate your potential purchase. This is often a requirement from banks, and they have a list of approved surveyors.
Abernethy & Associates Ltd.
96 Mary Street, George Town
Tel: (345) 947 1582
Email: info@survey.ky or www.survey.ky
A land surveying company owned by Greg Abernethy, who brings over 25 years of experience to his clients. Specialising in legal boundary re-establishments, subdivisions, combinations and strata incorporations, Abernethy & Associates use the latest GPS technology and are fully equipped to perform civil engineering and building set-outs.
SEE AD OPPOSITE PAGE
WestPoint Inspections
Tel: (345) 936 2454
Email: info@westpoint-inspections.com www. westpoint-inspections.com
SEE AD PAGE 164
Quantity Surveyors & Project Managers
Quantity Surveyors carefully estimate and control costs, calculate material needs and map out project timelines for successful construction projects. They also ensure buildings meet legal standards.
BCQS International
North Church Street, George Town
Tel: (345) 949 8644
Email: info@bcqs.com www.bcqs.com
BCQS is an independent property development and construction consultancy providing comprehensive advisory services to clients in the Cayman Islands.
Blue Point Consultants
Tel: (345) 525 0706
Email: info@bluepointproperty.com www.bluepointproperty.com
RICS registered valuer offering property valuations, development appraisals, feasibility studies, acquisitions and disposals, consulting on landlord and tenant issues, property searches, reinstatement cost for insurance purposes and loss adjusting. Specialising in hotels and resorts. SEE AD PAGE 168
DDL Studio Ltd.
2nd Fl, Buckingham Square, West Bay Road
Tel: (345) 945 3622
Email: info@ddlstudio.com www.ddlstudio.com
DDL Studio Ltd. is fully regulated and recognised by the Royal Institution of Chartered Surveyors (RICS) as a provider of valuation and appraisal services. Their experienced, qualified staff strive to achieve defined deadlines with professional and accurate results, providing valuation services for all types of commercial, residential and specialised properties, as well as quantity surveying and project management.
SEE AD PAGE 211
JEC Property Consultants Ltd.
96 Mary Street, George Town
Tel: (345) 945 5930
Email: contact@jec.ky www.jec.ky
Services include property valuations/appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leaseholds.
SEE AD PAGE 166 & 208
KastleCay
Pasadora Place, George Town Tel: (345) 925 6101
Email: info@kastlecay.ky www.kastlecay.ky
services for maximum ROI and turn your
Structural Engineers
Structural engineers work to ensure buildings work well in practice, i.e. are strong enough to support the weight of forces against them, including gravity and weather. They are also concerned with the safety of a building, relying on building codes to ensure public safety and prevent structural failure.
WestPoint Inspections
Tel: (345) 936 2454
Email: info@westpoint-inspections.com www.westpoint-inspections.com
Provides comprehensive home inspections, including full examinations of homes, which include structural integrity, exterior and site, all interior components, appliances and mechanical, electrical and plumbing systems.
SEE AD PAGE 164
Provides project management, cost consultancy, quantity surveying and advisory services, as well as valuations and insurance appraisals, dispute resolution, and sustainable procurement. KastleCay is dedicated to customer satisfaction, committed to sustainability and driven to consistently exceed your expectations.
SEE AD THIS PAGE
Procure Cayman
Tel: (345) 925 8517
Email: info@buildcayman.ky
www.buildcayman.ky or www.caymangroup.ky
Procure Cayman understand that successful projects require clear planning, consistent effort and skilful execution. Their Development Management Services minimise risk and enhance sustainability by offering expertise in design, logistics, procurement and construction. As part of the Cayman Group, they provide
Family
Matters
Everything you should know about prenuptial agreements, the process of getting divorced in Cayman, child arrangements, division of assets, and domestic violence and child abuse.
Pre & Post-Nuptial Agreements
Family Breakdown in the Cayman Islands
- The Process of Divorce
- Child Care Arrangements
- Division of Assets
- Child or Spousal Maintenance
- Domestic & Child Abuse
- Legal Costs
- Travelling with Children
Wills
Law Firms with Family Practices
The Cayman Islands is a wonderful place to live, get married and raise a family. This chapter is intended to help you navigate the legal rules and regulations that may affect your family life, both when you are starting life together as a married couple and in the event your marriage breaks down. Louise Desrosiers from Travers Thorp Alberga has provided Cayman Resident with valuable information and insights on nuptial agreements, and divorce and child arrangements for those who are separating. If you are looking for legal advice, you will find a list of reputable law firms with family offices at the end of this chapter.
PRE & POST-NUPTIAL AGREEMENTS
When planning a wedding and future together, divorce can be the last thing on a couple’s mind. But with around half of all marriages ending in divorce, more and more people are opting to draft a pre-nuptial agreement before getting married, or a postnuptial agreement once married, and for good reason.
What is a Nuptial Agreement?
A nuptial agreement is a legal document entered into by each party before marriage that sets out how the couple intends for their assets and debts to be divided between them should they get divorced in the future. It will sometimes also include how the couple wishes to deal with their assets during the marriage. A post-nuptial agreement is essentially the same thing, but is entered
into once you are already married.
When a Judge is considering how assets will be split in a divorce, the relevant legislation is the Matrimonial Causes Act (2005 Revision), which states that all the circumstances of the case must be considered. However, in October 2010, the United Kingdom Supreme Court issued a judgment in the landmark case of Radmacher v Granatino (2010) UKSC 42. This judgment, although not legally binding in Cayman Islands’ courts, is considered to be highly persuasive. Following Radmacher, nuptial agreements now form part of the factors a Judge will consider upon the breakdown of a marriage in the Cayman Islands.
For a nuptial agreement to be upheld, it must satisfy the legal test set out in Radmacher. Key points include that each party: freely entered into the agreement without undue pressure; obtained independent legal advice prior to entering into the agreement; was informed of the full implications of entering into the nuptial agreement; and there was a full and honest disclosure of both parties’ assets. The actual agreement must also be validly drafted pursuant to the laws in the jurisdiction where it is to be applied.
A nuptial agreement should also include a review clause and should be reviewed whenever any significant change in the marriage occurs. For example, the birth of a child or the receipt of a large inheritance by one spouse could drastically change the terms of a nuptial agreement.
Photos courtesy of Adobe Stock
The most recent Cayman Islands census report (2021) puts the divorce rate in the Cayman Islands at 7.6%. Data indicates that, by way of comparison, there were 2.5 divorces per 1,000 people in the United States in 2021. Speaking at the opening of the Grand Court on 10 January 2024, Chief Justice Margaret Ramsay-Hale stated that according to statistics, more than 40% of marriages in the Cayman Islands end in divorce. In 2023, 286 certificates of dissolution of marriage were granted in Family Court, up from 251 in 2022, with 355 new cases filed in 2023. There is understandably a growing concern about the cost of family proceedings and the amount of time it can take to resolve matrimonial property and child arrangement issues. So, to help navigate this very difficult time, Louise Desrosiers, at Travers Thorp Alberga, has provided Cayman Resident with guidelines on how to get divorced in the Cayman Islands.
The Process of Divorce
How to Begin Divorce Proceedings
Under the current Matrimonial Causes Act (2005 Revision), a person is entitled to get a divorce in the Cayman Islands if either of the parties is domiciled in the Islands. A ‘female’ (as the Law states) may also apply for a divorce if she has been ordinarily resident here for at least two years prior to filing for a divorce.
Grounds for Divorce
At this time, it is not possible to be granted a ‘no fault’ divorce. Instead, you must prove one of the following grounds:
> Your spouse has committed adultery and you find it intolerable to continue to live with them;
> Your spouse has behaved in such a way that you cannot reasonably be expected to live with them;
> Your spouse has deserted you for a continuous period of two years before you issue proceedings;
> You and your spouse have lived apart
Email: smccann@tta.lawyer
Direct: +1 (345) 949 0699 Mobile: +1 (345) 516 4911
for at least two years before you issue proceedings, and your spouse consents to the divorce;
> You and your spouse have continuously lived apart for five years before the issuing of the proceedings.
However, if adultery has occurred, you cannot apply for a divorce until two years have passed since the marriage date, unless you can show there has been exceptional hardship, including domestic abuse. In addition, the name of the third person involved in the alleged adultery will also be named on the court documents.
What Happens Next
There are two documents required to start a divorce. These are:
> A petition that sets out the facts of the marriage and the grounds for the divorce;
> A sworn affidavit whereby you state that the petition is true and accurate. You will also need to provide your marriage certificate or a certified copy.
The petition is then filed with the Grand
DESROSIERS
Email: ld@tta.lawyer
Direct: +1 (345) 623 2535 Mobile: +1 (345) 516 2540
Email: dmclean@tta.lawyer
Direct: +1 (345) 623 2472 Mobile: +1 (345) 516 8618
The Travers Thorp Alberga family team are highly experienced in all aspects of matrimonial law including divorce, residence and contact disputes, child and spousal maintenance, removal applications, interim and final financial provision, cross border asset tracing, pre and post nuptial agreements, private client and succession planning, wills, trusts and foundations.
: + 1 (345) 949
DEMI MCLEAN
SHAUN McCANN
Court and served on your spouse (or any co-respondent if necessary). Your spouse has 14 days to respond (or 28 days if they are overseas) and indicate whether they intend to contest the grounds for divorce. If your spouse does not defend the divorce, the Court will consider the petition. Otherwise, the case will be listed before a Judge, who will decide whether there are proper grounds for divorce and what the next steps need to be. Family matters are held in private in the Judge’s chambers.
Parties must then attend a Court ordered Mediation Information Assessment Meeting (MIAM) following the first hearing unless there are grounds not to do so, such as domestic violence. An application will need to be made if you are claiming an exemption. Mediation can cover both finances and your children. If your case is suitable for mediation, a Court ordered mediation process can begin. You will be asked to provide financial disclosure to the mediator by way of a form called a ‘MIAM 3’. Mediation is a free service provided by the Court. However, if you bring an attorney with you, this will cost you money.
If parties cannot agree on an outcome with the assistance of a mediator, the matter will return to Court. The Judge can then give direction to get the matter ready for a final hearing, where evidence will be heard and a decision made.
If you cannot agree on where the children will live, how frequently a parent should see them or how the family finances should be divided, then a Judge will decide for you. Judges will always encourage agreement, where possible, as enforced settlements can leave both parties feeling like they lacked control over the outcome and their future.
Only once financial matters and any issues regarding children are resolved will a decree of dissolution of the marriage be granted. This final step in the process is dealt with through the Civil Registry and no further appearance in Court is necessary.
Court Orders
This is not an exhaustive list, but the Judge
doesn’t just dissolve the marriage. They can also make decisions about:
1) The residence, care and control of the children of a marriage. This can include where the children should live and how they should spend time with either parent;
2) The use of a matrimonial home;
3) Periodic payments to be made by one party to the other pending suit;
4) An injunction for the protection of settled property and other property in which either spouse claims an interest;
5) The protection of one spouse from interference by the other;
6) The disposition of matrimonial property, including the matrimonial home;
7) Varying any settlement of the property of the spouses made in consideration of the marriage, whether such settlement was made before or upon the treaty of said marriage;
8) Varying any other settlement of matrimonial property;
9) Making financial provision from the property of either spouse for the children of the marriage and for the other spouse;
10) Providing for periodic payments to be made by either spouse for the benefit of the children of the marriage and for the other spouse;
11) Who pays what legal costs.
International Divorces
A person can get a divorce if they have been domiciled in the Cayman Islands. However, extra care is needed where the case has an international element to it, as a divorce could possibly be started in more than one country, but the financial outcomes might be significantly different in other places. Getting legal, tax and immigration advice early on would be prudent. See page 226.
Child Care Arrangements
Each case is different, but the welfare of any child(ren) is the Court’s paramount consideration. Sometimes, due to the living situation and the ages of the child(ren), they may spend more time with one parent, or time may be split equally. To find out more about the types of application that
can be made concerning children, visit www.judicial.ky/general-public/makingan-application-under-the-children-law.
Division of Assets
In the context of how your assets are to be divided, outcomes can include what happens to your home, pensions, savings, other assets and debts. Spousal support and child maintenance can include school fees, health insurance premiums and the cost of extracurricular activities.
It may also include general costs of living and a wide range of other things. The Court has a starting point of ‘equality’, rather than a strict 50:50 split, and such a division is not always appropriate.
Ensuring proper financial disclosure has taken place, and proper attempts to value assets correctly, should be undertaken before deciding how to split the finances. When considering how finances should be divided, the Court is guided by a number of factors starting with the welfare and best interests of any children of the marriage, and thereafter to other responsibilities, needs, and to the actual and potential earning power of each party.
Child or Spousal Maintenance
There is no specific formula to maintenance applied in the Cayman Islands, such as that adopted by the UK, who use a universal child maintenance calculator. Instead, it is open to you and the other parent to agree on an appropriate sum between yourselves. A mediator, attorney and/or the Court can help you reach an agreement for child or spousal maintenance if you cannot reach an agreement with your partner on what is a reasonable sum to be paid.
If you are unmarried, and the other parent of your child(ren) is not paying maintenance, you can apply under the Children Act for an order that they should pay you maintenance to support the child(ren). You should apply either within 12 months of the birth of the child(ren) or when the other parent stops paying you maintenance. If you are married and the other parent is not supporting you
and/or your child(ren), you can apply for an order under the Maintenance Act that they should pay maintenance for you and your child(ren). You can also apply for maintenance for children living with you at the time of your marriage. If you are divorced or a divorce application is pending, you must apply under the Matrimonial Causes Act.
When considering both child and spousal maintenance, the Court considers needs and will look at both the income needs of the spouse in whose favour the order is made and the income of the spouse who will be required to make the payments.
Any time after the spousal maintenance order has been made, the amount payable under the order can be varied by agreement or by application to the Court. This will be especially relevant if the income of the person making payments, or the need of the person receiving payments, changes. Other circumstances, such as cohabitation with a new partner, may reduce any maintenance that a person is entitled to.
Domestic & Child Abuse
You should seek help immediately if you are in a difficult or dangerous situation. If the situation is dangerous, contact the police, who will help you at any time. If you do not feel it is appropriate to call the police, the Cayman Islands Crisis Centre (www.cicc.ky) provides a 24/7 helpline (Tel: (345) 943 2422) and a walk-in service for crisis intervention and holistic support for victims of domestic abuse. They will ensure that appropriate referrals are made to the various community resource options and that emotional support and guidance are given to victims at various stages. The Court can make an order on application to protect you, your child(ren) and other connected people and, in serious situations, your spouse does not necessarily need notice of your application until the Court order giving you the protection you seek is in place.
Legal Costs
Legal costs are difficult to estimate and can
depend on the level of agreement between the parties. A completely amicable (noncontentious) divorce may cost between CI$2,000-CI$5,000. The cost of a nonamicable divorce varies and will be higher. Court-mandated mediation is free, but typically parties engage lawyers to assist. Legal aid is generally not available for civil proceedings. However, it may sometimes be available for proceedings under the Children Law started by the Department of Children and Family Services. In divorce cases, the Honourable Chief Justice has directed that legal aid will only be granted where there are allegations of recent domestic violence or children are at risk. More information can be found here: www.judicial.ky/generalpublic/applying-for-civil-legal-aid. There are additional free resources you can explore, such as the Cayman Islands Legal Assistance Clinic which represents a cooperative initiative between the Department of Legal Aid, the Cayman Islands Legal Practitioners Association and the Truman Bodden Law School under the
Family Law, Divorce and General Practice
direction of Chief Justice Margaret RamseyHale. The mandate of the clinic is to provide greater access to justice for eligible members of the community through the provision of free legal advice and assistance as a complement to the provision of legal services by the local bar and the formal legal aid system. Visit www.cilac.ky.
Travelling with Children
Following a divorce or separation, you must get permission from the parent with responsibility for the child(ren), or from the Court, before taking the child(ren) abroad. It is also prudent to specify in any Court order or divorce agreement what is intended for future travel abroad. Even if permission is given in your final court order, you should still obtain a letter that demonstrates you have permission to take the child(ren) abroad, or alternatively permission to share that order with immigration officials and/or government departments. It also helps if you travel with the child(ren)’s birth or adoption certificate(s), especially if you are a single parent and your family name is different from your child(ren)’s name.
WILLS
Once you have a family, it is especially important to have an up-to-date Will. If you die, or worse, both parents die, you will want to ensure your child(ren) is/are looked after by guardians that you have chosen. You might include the following information:
1. Who will care for your child(ren) in the event of the death of one or both parents?
2. Who will look after your child(ren)’s finances?
3. Who will be responsible for any property your child(ren) inherit?
4. How will property/finances be divided between multiple children? You will need to include things like jewellery, clothing, art and other personal possessions.
5. A named ‘executor’ or the person (often a spouse, adult child or other close family member) who will disburse funds or administer your will upon your death.
See page 106 for information on Wills.
LAW FIRMS WITH FAMILY PRACTICES
Bedell Cristin
18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay Tel: (345) 949 0488
Email: caymanenquiries@bedellcristin.com www.bedellcristin.com/locations/caymanislands/
Bedell Cristin has considerable expertise in family law and offers a broad practice covering contentious and non-contentious divorce, pre and post-nuptial agreements, separation, financial and ancillary relief, and all Children Law matters, including residence, contact, custody, relocation and removal from the jurisdiction.
SEE AD PAGE 33 & 93
Cayman Family Law (CFL)
Zephyr House, Ground Fl, 122 Mary Street, GT Tel: (345) 746 5290
Email: info@caymanfamilylaw.com www.caymanfamilylaw.com
CFL is a boutique law firm specialising exclusively in family law. Their talented team of lawyers offers expert advice and representation in all areas of divorce, children and family law, including matrimonial finance, pre and post-nuptial agreements, child custody arrangements, child and spousal maintenance, mediation, wills, guardianship and more.
FrancisGrey
Suite 2206, Cassia Court,72 Market St, CB Tel: (345) 815 2800
Email: familylaw@francisgreylaw.com www.francisgreylaw.com
FrancisGrey offers specialist advice on family law matters, including civil partnerships, pre and post-nuptial agreements, contentious and non-contentious divorce and separation, division of assets, provision for residence and support, custody and guardianship.
SEE AD PAGE 56 & 64
Hampson and Company
Apollo House East, 4th Fl, 87 Mary Street, GT Tel: (345) 623 7788
Email: info@hampsonandco.com www.hampsonandco.com
Hampson and Company offers experienced
and comprehensive advice on family and matrimonial law, including pre and post-nuptial agreements, mediation, division of assets, and children issues (residence, support and relocation) through amicable settlement and, if necessary, at trial and appellate levels.
SEE AD PAGE 59, 161 & 225
Travers Thorp Alberga
2nd Fl, Harbour Place, 103 South Church St, GT Tel: (345) 949 0699
Email: info@traversthorpalberga.com www.traversthorpalberga.com
Travers Thorp Alberga has an experienced matrimonial department dealing with family law, including divorce, financial provision, child arrangements and cross-border asset tracing. They also specialise in private client work for high-net-worth clients, including succession planning, generational wealth transfer through trusts or foundations, Wills, re-sealing foreign probate, domestic probate, charitable giving and immigration (WORC and Permanent Residence), providing a full suite of legal services for your family. *Louise Desrosiers from Travers Thorp Alberga is the author of the Family Matters chapter. SEE AD PAGE 223
Other Resources
Legal Befrienders
75 Fort Street, Adonis House, George Town Tel: (345) 945 8869 or www.dcs.gov.ky/frc
Offers free legal advice from qualified attorneys on issues such as domestic violence, divorce, immigration and more. Their clinic and phone line operate every Tuesday 5pm-6.30pm. Call or walk-in. No appointments are necessary.
The Family Resource Centre (FRC)
75 Fort Street, Adonis House, George Town Tel: (345) 949 0006
Email: frc@gov.ky or www.dcs.gov.ky/frc
The FRC provides a wide range of services to support family relationships. The programmes are free and they equip families with tools and strategies to parent confidently. The FRC also provides a walk-in service for crisis intervention and assessment of victims of family violence to ensure appropriate referrals to community resources and emotional support and guidance.
The Cayman Islands’ airports welcomed 250,699 stay-over visitors from January to June in 2024, indicating an uptick of 6.5% when compared to the same period in the previous year. An approved CI$28 million proposal to lengthen the runway of the Owen Roberts International Airport to allow for larger planes will potentially increase these numbers year on year. This expansion, coupled with rumblings of a referendum on the construction of a new cruise ship port, upcoming major hotel developments, and increases in the resident population every year, means all signs point to a potential breaking point in Cayman’s already overburdened road and transport systems. That being said, Cayman’s key routes have seen many changes recently, and the sight of labourers sweltering in the midday sun as drivers navigate seemingly endless traffic cones is common, and a valiant attempt to alleviate the Island’s peak-hour traffic congestion.
On Cayman’s roads, the issue of safety maintains pole position on the minds of conscientious drivers and riders. With nine people dying and 24 serious injuries occurring on Cayman’s roads in 2023 and an average of 61 crashes each week, there was serious national concern that things were getting out of hand, so in November of 2023 the Government launched the National Road Safety Strategy (NRSS) 2023-2038, which subsequently became known as “Road to Zero”. The scheme is effectively a clamp down on road safety violations and poor driving practices, such as speeding, driving under the influence, and reckless and distracted driving. The ultimate aim
Photos courtesy of John Molyneux, Julie Corsetti & Artem
Varnitsin
is to eradicate vehicle-related fatalities and reduce the excessive amount of motor vehicle accidents on Cayman’s roads. Unfortunately, the scheme is yet to see positive results, with 2024’s vehicle fatalities nearing double digits as of August. It is hoped that new, painted speed limit markings on some of the busiest roads will be noticed by all Cayman’s drivers and not just the observant ones.
The Islands’ population is currently around 85,000, with the National Roads Authority (NRA) estimating 100,000 by 2036. With very few public or mass transport options available, commuters have little choice but to use their own vehicles. Regardless, in a hot country with minimal provisions for cyclists and pedestrians, it is the most convenient, comfortable and speedy mode of transport.
In 2023, Deloitte was commissioned by the Government to conduct an assessment of the Island’s public transport systems, finding that CI$25-30+ million of investment is needed to create a Government-run bus network. With such a large budget needed for improvements, it is fair to say that much like the proverbial bus, any public transport solutions might be a long time coming!
The need to find new ways to alleviate rush hour congestion is a contentious issue among residents, and the debate continues to grow in fervour. It is widely believed that the pace of residential development in Grand Cayman is outstripping the highway infrastructure necessary to support it. Nevertheless, as of August 2024, there are several NRA projects ongoing. The realignment and widening of Crewe Road (westbound and eastbound from Grand Harbour) commenced in June of 2024. This is the next stage of a multi-phase development that involves increasing lane capacity on the primary Grand Harbour arterials and their intersections. The area has long been considered a bottleneck, and the main cause of rush hour traffic for commuters coming from the eastern districts. But with 28,000 vehicles expected to be passing through the area by 2036 (which is a 57% increase on the current amount), the challenge is huge. Other current NRA projects include:
> A two to six lane increase of the Linford
Pierson Highway, with a connecting road from Outpost Street. Much of this upgrade is now in operation
> The extension and beautification of Godfrey Nixon Way, in keeping with a ‘neighbourhood’ theme with a landscaped median connecting Eastern Avenue to the main George Town area
> The Airport Connector Road (ACR) linking the roundabout by Cayman International School with Sparky’s Drive in Industrial Park. Phase 1 is now complete, with Phase 2 to begin construction in late 2024
> The East-West Arterial Road expansion extending from Hirst Road to Breakers. As of August 2024, the Government has approved the proposed route. The project will now move into the planning phase. You can find out more about these and other projects by visiting www. caymanroads.com.
RULES OF THE ROAD
In Cayman, there are drivers hailing from all around the world, where traffic laws can be quite different. It is crucial that drivers know the rules of Cayman’s roads to drive safely. 4,644 speeding tickets were issued in 2023, so do always try to keep your speed down to avoid a hefty fine and keep our Islands safe.
Here’s what you need to know:
> We drive on the left-hand side of the road
> Seatbelts must be worn by all passengers
> Turning left at a red light, only after a full stop, is allowed and is legal
> Using a mobile phone (unless hands-free) while driving is illegal
> We have a few four-way stops. These work on the basis of whoever gets to the fourway stop first, after making a full stop, proceeds first
> The speed limit on the Island varies between 25mph-50mph. Speeding tickets are freely dispersed to people who go over the limit
> The speed limit in school zones is 15mph when, a) amber lights are flashing or b) road markings or signs are posted
> All drivers must give way to pedestrians on pedestrian crossings
> Headlights must be fitted to dip left. Those importing cars from the US take note
> The use of fog lights is not allowed
> You cannot overtake if there is a solid single or double white (or yellow) line in the centre of the road
> The law requires that in the event of an accident involving injury to a person/ animal/vehicle, you must exchange names, addresses, DOB, registration numbers and your insurance details. Or report the accident to the police within 24 hours.
Roundabouts
Along with road widening, roundabouts have been used as a means of controlling traffic flow. There are now over two dozen located around Grand Cayman, including a couple of three-lane roundabouts. Here are some rules that can help you if you are unfamiliar with how roundabouts work and want to avoid an accident:
1) Always travel around a roundabout in a
clockwise direction. Never turn right onto a roundabout or you will turn into the oncoming, one-way traffic!
2) All traffic approaching a roundabout must yield to the traffic that is already on it that is coming from your right. All vehicles already on the roundabout have right of way and you must wait for space to get onto it.
3) Use your indicators when approaching and exiting a roundabout. If taking the first
while on the roundabout. Just before reaching your exit and as you exit the roundabout, switch to your left indicator. Check your mirrors before moving from the inner lane to the outer lane prior to exiting to ensure that no one is overtaking you on the outside.
Using the Centre Turning Lane
The turning lane in the centre of some roads is designed to help drivers turn
lane should never be used for overtaking.
Overtaking
As traffic volume increases, more of Cayman’s single-lane carriageways are being upgraded. On a two-lane dual carriageway, you should stay in the lefthand lane. Use the right-hand lane for overtaking or turning right at roundabouts. After overtaking, move back to the lefthand lane when it is safe to do so. On a
you may use the middle lanes or the righthand lane to overtake vehicles to your left, but you should return to the middle lanes and then the left-hand lane when it is safe to do so. Overtaking using an inside lane is not permitted. Finally, always remember MSM or mirror-signal-manoeuvre, prior to overtaking another vehicle.
School Buses & School Zones
Under the Traffic Act (2021 Revision), when a school bus has its lights flashing and has stopped to allow children to get on or off, drivers are not permitted to overtake. This applies to vehicles approaching the bus from both directions. If you approach a bus that is letting children off, stop at least 20ft away and wait until the bus has pulled away before you continue driving. You should also pay attention to the 15mph speed limits in designated school zones. At certain times of the day, warning lights flash outside schools and school zones.
Cell Phones, Texting & Driving
A CI$150 fine is automatically issued to anyone seen driving while talking on a mobile phone unless it is hands-free or mounted. In 2023, 391 tickets were issued by the RCIPS for drivers using a mobile phone whilst operating a vehicle. In section 78 of the Traffic Act (2021 Revision), it states that the ban on mobile telephones whilst driving does not apply, so long as their use, “does not require the pressing of more than one button to make, receive or terminate a telephone call.” You are, however, legally allowed to use your phone while driving if you are calling 911 to report an emergency and it is impractical to pull your vehicle over.
Children & Car Seats
Cayman’s Traffic Seat Belts Regulations (2012) state that any child travelling in a motor vehicle must wear a seatbelt or, for those under two, be seated in a car seat attached by a seatbelt. It also states that a rear-facing child’s car seat must not be fitted in a seat with a front airbag. Children’s car seats can be purchased
from Little Coconuts (www.littlecoconuts. ky). Second-hand options can be found on EcayTrade (www.ecaytrade.com) and Facebook Marketplace.
Tinted Windows
In 2023, 604 traffic fines were issued for vehicle windows that were tinted in excess of that permitted by law. Whilst a certain level of tinting of your car windows is permitted, it is important to know how dark you can make them. In Section 23 (3) of the Traffic Act, (2021 Revision), it states that you may tint your front passenger and driver windows up to 35%, rear and quarter glass windows at 15% and 15% for the rear windscreen. The front windscreen may only have six inches of tint measured from the top at any degree. Tint installers, police and vehicle inspectors use light meters to determine legal compliance. If your car windows do not meet the criteria, you risk being fined and your vehicle will fail a licensing inspection until the tint is brought within legal levels. Having your car tinted to the legal limit can significantly reduce the temperature in your car and we do recommend it. The average cost to have a sedan tinted is CI$200 and for an SUV it is CI$250. Two companies specialise in it: Cayman Window Tinting, Tel: (345) 939 7343 and X-Press Professional Window Tinting, tel: (345) 916 0502.
Drinking & Driving
Although the drinking and driving rules in Cayman are strict, driving under the influence continues to be one of the leading causes of fatalities and serious collisions on Cayman’s roads. In 2023 there were a total of 270 arrests in relation to DUI offences, an increase of 36 (or 15%) compared to 2022. Approximately 43% of all DUI offences in 2023 involved a driver that was at least double the drink-drive limit. And in 27% of DUI offences, the driver was three times the drink-drive limit. Only around 9% were recorded being between the new limit of 0.07% and the old limit
of 0.1%. If you do intend to drink prior to using Cayman’s roads, ensure that you take a bus or taxi. See page 243 for more information on taxi options. Failing that, designate a driver in your group who will not be drinking.
If you are caught either driving or sitting in the driver’s seat of a car while over the legal limit of 0.07% (70mg of alcohol in 100ml of blood), you will be fined CI$1,000 or imprisoned for six months, and you will lose your driving licence for a year. Repeat offenders face larger fines, longer jail terms and permanent driving bans. Having a DUI conviction can also affect your ability to obtain a work permit in Cayman.
LEGAL REQUIREMENTS
DRIVING LICENCES
Theory & Driving Tests for NonLicence Holders
For those wanting to join the 64,284 individuals with a valid Cayman driver’s licence, or the 2,725 that have been issued in 2024 at the time of going to press, the path is routine, but the process is quite slow. First, you must book a theory test of driving knowledge at one of the Department of Vehicle & Drivers’ Licensing (DVDL) offices or you can email: dvdlexambookings@gov.ky. You have 40 minutes to answer 40 multiplechoice questions (on a touchscreen computer), of which you must get 80% correct. Nine incorrect answers in a row is an automatic fail. The test costs CI$25 and, if there is space available, you can take the test at the time of booking. In the Cayman Islands, you have to be 17 years old to apply for a licence. Take your passport on all visits to the DVDL test centre for proof of identification. To learn all you need to know to pass the written test, the DVDL recommends that you review their official Road Code booklet, which can be found on their website, as well as parts of the Traffic Act (2021 Revision) and all of the Traffic Regulations (2012). Their website (www. dvdl.gov.ky) has a wealth of information
on it, including links to all the traffic laws. Alternatively, there is a very detailed and well-informed driving instruction book called ‘Drive Safely in Cayman’ by Graham Walker, who started teaching driving in Cayman in 1992. He has retired from teaching on the road but still updates his book every other year. It costs about CI$20 and is available at local booksellers.
Having passed the theory test, you can then obtain a learner’s licence for CI$60, which is valid for six months and allows you to drive whilst accompanied by someone with a full Cayman licence (who has been qualified for one year). An ‘L’ plate must be visible on the front and back of the vehicle. Make sure that your car insurance policy covers a learner driver; most will require that the learner is put on the insurance.
Four weeks after obtaining the provisional licence, the practical road test can be taken for a fee of CI$50. Note: It cannot be taken earlier than
four weeks or later than six months after obtaining the provisional licence. You can book an appointment for the practical road test in advance after passing the written test. A full driver’s licence will be issued when both exams are passed. For Groups 0-3, the fee is CI$75 for three years or CI$125 for five years. For Group 4+, it is CI$120 for three years, CI$200 for five years or CI$400 for ten years.
Cayman Islands residents can now collect their renewed driver’s licences from local post offices. This new option was introduced by the Government to streamline the process. Motorists have the choice to renew their licences online at www.dvdl.gov.ky and collect them from the post office, or they can opt for in-person renewal at DVDL offices.
There is no difference in a driving licence for automatic or standard shift (manual) cars. You can take your test in either type of car and then drive whichever you like.
Driving Instructors
Brand new drivers to Cayman’s roads should organise driving lessons with the following instructors who have been approved by the DVDL The Real Thing Driving School - Francisco Baccay (Tel: (345) 328 1357). Cherry Marie Scott (Tel: (345) 928 8284) offers the two-hour theory lesson and a pre-test on the driving rules. There’s also Martin’s School of Motoring (Tel: (345) 923 7218). For lessons in riding a motorbike, call Keith Keller at the Cayman Islands Motorcycle Riders Association (Tel: (345) 916 6438).
Converting an Existing Licence
According to the Traffic (Amendment) Act (2021 Revision), if you have a full, valid domestic driving licence from a Convention country, that is, a country within the Geneva, Vienna or Paris Convention on Road Traffic Agreement (see www.dvdl.gov.ky for a full list of applicable countries), you may drive on it for a period not exceeding six months.
You must then take (and pass) the written theory test before your licence can be converted to a Cayman driver’s licence. This basically means that people from all the major European countries, most major English-speaking countries (including Canada, the US and South Africa), and a handful of Caribbean countries, are entitled to obtain a Cayman driving licence after they have passed the written theory test. You then have the option of getting a driver’s licence that is valid for three, five or ten years.
If you currently have a learner’s permit or are enrolled in the Graduated Driver’s Licensing Programme from another country, then you will have to schedule to take both the written theory and practical road tests in Cayman.
If you have an International Driving permit, you can legally drive on it for as long as it is valid. However, you cannot convert an International Driving permit to a Cayman driver’s licence.
If you have a full, valid driving licence from a country that is not a Convention country, then under section 29 of the Traffic Act (2021 Revision), you are allowed to drive for only one month if you drive a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. After one month, you are required to pass both the written theory and practical road tests. However, you do not need to hold a learner’s licence to sit the practical road test since you already have driving experience.
If you are caught driving without a valid licence, there is an automatic CI$4,000 fine or imprisonment for up to 12 months.
If you are a legal resident, you can drive on Cayman’s roads if you:
> Have an International Driver’s permit. As long as it is valid, you are exempt from the requirement to hold a Cayman driver’s licence and can, therefore, drive on it legally.
> Have a full, valid domestic driver’s licence from a Convention country. You can drive in Cayman for up to six months before having to pass the written theory test so you can be issued with a Cayman driver’s licence.
You cannot drive after the intial six months has passed without taking the written test.
> Have a full, valid domestic driver’s licence not from a Convention country. You can drive for one month in Cayman, but only a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. To legally drive thereafter, you must obtain a Cayman driving licence by passing both the written theory and the practical road tests.
> Have a full Cayman driving licence. Cayman driving licences are only valid for either three, five or 10 years. You will need to get your licence renewed promptly or you are effectively driving without a licence and therefore driving illegally. If caught driving without a valid licence, you will be suspended for 12 months.
If you are a visitor (i.e. not a resident and you don’t have a work permit):
> You can drive in Cayman provided you have a valid driver’s licence and insurance coverage.
> Visitors who have a full, valid driver’s licence from a convention country can drive for six months in Cayman.
> Visitors who have a full, valid driver’s licence not from a convention country can drive for one month in Cayman, provided they only drive a motor car, a truck not exceeding 8,500lbs or a motorcycle under 125cc (Section 29A Traffic Act 2021).
If you lend your car or truck to a visitor, you must ensure they have a valid driving licence, otherwise they will be deemed to be driving illegally and this could invalidate your insurance.
You must be very clear on what your insurance company requires before covering you. Some policies have very strict age limitations, while some will not insure people until they are 21, 23 or even 25 years of age. Additionally, most insurance companies will not insure new drivers to drive an SUV until they have had a licence for one year.
Obtaining a Driving Reference Letter
A driving reference letter, also known as a driving record, can be obtained from the
DVDL which outlines the driver’s licence history in Cayman. The document costs CI$75 and takes approximately three working days to be processed. Obtain this before leaving the Island if you intend to drive overseas in places like Canada where you will not be issued, or reissued, a Canadian driver’s licence without it.
DVDL Offices
The Department of Vehicle and Drivers’ Licensing (www.dvdl.gov.ky or email: dvdl. helpdesk@gov.ky) is authorised to inspect and test vehicles, register motor vehicles and maintain the register, issue licences in respect of motor vehicles and drivers, and conduct driving tests.
The Department of Vehicle & Drivers’ Licensing (DVDL) has three locations in Grand Cayman: > 990 Crewe Road, Red Bay, Tel: (345) 945 8344. Open: Monday-Friday 8.30am-4pm. No vehicle inspections on Wednesdays.
> Jacques Scott Plaza, 2357 West Bay Road, West Bay, Tel: (345) 949 7231. Open: Tuesday-Friday 10am-6pm and Saturday 9am-4pm.
> 2035 Bodden Town Road (opposite the South Coast Bar and Grill), Tel: (345) 244 5528. Open: Tuesday-Friday 10am-6pm, 4pm-6pm and Saturday 9am-4pm.
The Department of Vehicle & Drivers’ Licensing (DVDL) in Cayman Brac and Little Cayman: > Cayman Brac District Administration Building, Tel: (345) 948 2222. Open: Monday-Friday 8.30am-4pm.
> Little Cayman District Office, Tel: (345) 948 1051. Open: Every other Thursday 9am2.30pm.
LICENSING YOUR VEHICLE
Your vehicle can be inspected and its registration renewed for up to 30 days before the expiry date. You can also renew your vehicle and driving licence online— just follow the tab on the DVDL website. No more waiting in line! You will still have to get your car inspected, but that process is usually quite quick, and once they confirm your car has passed, the information will be recorded in their
computer system. Failure to license your vehicle could result in a hefty fine. In 2023, there were 2,698 tickets issued to drivers for keeping a vehicle on the road that was not properly licensed.
The law does not require you to have a Cayman licence to register a car in your name, but if you are registering it in the name of a company, you must have a Certificate of Good Standing from the Registrar of Companies, located on the ground floor of the Government Administration Building. The cost for one year’s inspection and licensing for a vehicle up to 2,500cc or a four-seater car (excluding the driver) is CI$215 (CI$180 registration, CI$35 inspection). Any vehicle that exceeds 2,500cc and does not exceed eight seats (excluding the driver) costs CI$235. A Hummer costs between CI$535 and CI$1,035 per year. A truck up to 8,500lbs costs CI$435 per year (CI$400 registration, CI$35 inspection). Disabled vehicles have no annual licensing fee unless you own two, in which case
you must pay standard fees for the second vehicle. Scooters, trucks and taxis have different prices for both inspection and licensing. Vehicle inspections are offered at the Crewe Road and Breakers locations. Avoid doing this on rainy days, as they will not inspect the cars if it is raining, or at the beginning and end of the month as they get very busy. You can also have your vehicle inspected at various automotive repair shops and many people will combine an annual car service with the car inspection process. You can find a list of approved private garages on the DVDL website. The garage will issue you with a Certificate of Roadworthiness, which you then take to the DVDL when you go to renew the car licence.
Depending on the age of the vehicle and registration history, it can be inspected and licensed for one, three or five years. For five years, the vehicle must be brand new and not previously licensed in any country. Vehicles licensed for three years must not be older than ten years from
the date of manufacture. Licence plates cost CI$75 per set. Personalised plates can be purchased for CI$400 per set (replacements cost CI$30 each). With the new electronic licence plates, you are required to place the coupon at the top centre of the windscreen, directly below the rear-view mirror. However, if you still have old plates, place the coupon within six inches of the edge on the left side or driver’s side, with the time period facing outside of the car.
Disabled Parking Badges
To obtain a disabled parking badge, you can collect a form from the DVDL or download a PDF version from the DVDL website and have a licensed physician fill out the relevant portions, stating whether it needs to be temporary or permanent. Your application will then be reviewed, and if approved, you can purchase a tag for CI$5 or you can choose to pay a fee of CI$75 for a licence plate. Visitors are allowed to use their international disabled
parking badge for the duration of their trip to legally park in designated spots.
Transfer of Ownership
When purchasing or selling a vehicle, you need to transfer the ownership. A fee of CI$25 will be charged to complete the transfer. You and the buyer/previous owner must fill out a transfer form from the DVDL, or sign the transfer section of the log book in front of a witness from the DVDL. If a financi-al institution has a lien on a vehicle, this would have been registered with the DVDL. To proceed with the transfer of ownership, you must first obtain a Notice of Lien Removal from the lender. Removing a lien will incur an additional fee of CI$25 from the DVDL.
In the unfortunate event that you are responsible for dealing with the vehicle of a person who has passed away, a death certificate or a notarised copy must be produced. If the spouse is seeking the transfer, then an original or notarised
copy of the marriage certificate is required as well. If the person dies intestate (without a Will), then a notarised letter or affidavit must be produced stating that there are no other interested parties, including a spouse or any children who would otherwise be entitled to the vehicle. If there is a Will with multiple trustees/administrators, a letter stating that there is no objection to the transfer of ownership must be signed by all with a witness. The Notary Public must be the same across all documents requiring notarisation. For further guidance with this process, visit www.dvdl.gov.ky.
Disposing of a Vehicle
Before taking your vehicle to the George Town landfill, you must terminate its licence at the DVDL. Fill out an ‘Application for Suspension/ Termination of Vehicle Licence’ form and present it to the DVDL along with photo ID and the vehicle’s registration certificate. You will have to pay any additional back-duty
if accrued. You will then be required to surrender your registration plates, logbook and coupon to the DVDL. If you are terminating your vehicle prior to the expiration date of your coupon, you may get a refund. Once this process has been completed, the vehicle cannot be driven on the road. The Department of Environmental Health charges a CI$75 fee to remove a derelict vehicle from private property and dispose of it. Otherwise, you can have it towed and dropped off at the George Town landfill at any point during its opening hours (Monday-Friday, 7am-4pm). You must be the registered owner of the vehicle to terminate it. In exceptional circumstances, another person can terminate the vehicle if the registered owner has given written authorisation in an affidavit in the presence of a Licensing Officer, a Justice of the Peace or a Notary Public.
MOTORCYCLE & SCOOTER LICENCES
There are three groups of motorcycle licences: Group 0 (mopeds/motor scooters), which are covered under Groups 2, 3 and 4, Group 1 (up to 125cc) and Group 1A (over 125cc). You must be at least 19 years of age to drive a motorcycle with an engine over 125cc.
If you have a bike licence from abroad that explicitly states that you are entitled to ride a bike over 125cc, then it may be possible to obtain a Full Group 1A licence by taking a theory test and paying a CI$75 fee. However, this largely depends on which country your licence has been issued in and is not guaranteed. If you already have a Group 2, 3 or 4 Cayman driver’s licence, then you can easily obtain a Learner’s Group 1 bike licence without having to take a written test. Having obtained it, you should book a practical road test. With a Provisional Group 1 licence, you are only allowed to carry a passenger who is the holder of a Full Group 1 licence.
If you don’t have a qualifying licence, then you need to pass both written and
practical tests. Once you’ve obtained a Full Group 1 licence, you must wait one year before you can qualify for a Provisional Group 1A, and after you have been tested again, you will be able to ride unlimited displacement motorbikes. However, if you are over 19 and can prove you have a full Group 1 licence, then you can skip the 12-month wait time. Cayman Custom Cycles (Tel: (345) 945 7433) offers this course, along with the Group 1 motorcycle training courses.
CAR INSURANCE
You can transfer ownership of a car without car insurance, but you cannot license the vehicle without insurance. The average cost of third-party cover for a mid-sized car not exceeding 2.5 litres (2500 cc) is likely to be in the region of CI$500 to CI$800 per year, depending on whether it is a convertible or a sports car (which are more expensive). Comprehensive insurance on a nearly-new, second-hand CI$16,000 car would be in the region of CI$1000 per year (with a no-claims discount factored in). Insurance on a new CI$45,000 BMW would cost approximately CI$1,900 per year. If you bring a letter from your existing insurance company stating that you have had no claims in the last year or more, you may be eligible for a discount. Also, be aware that banks insist on comprehensive policies covering cars they are financing, and some insurance companies will not sell comprehensive insurance on vehicles over ten years old. Insurance rates vary considerably, so shop around. Note: Thirdparty insurance is available on-Island, but it does not cover fire, theft or collision. It is a good idea to ask if the comprehensive policy covers hurricane or flood damage (also known as ‘acts of God’), as some companies do not.Be sure to check your policy, as many will automatically only cover drivers aged 25 to 65 who have had a licence for 12 months or more. Insurance rates for teenagers who have recently passed their driving test are extremely high as they are seen as inexperienced drivers. You may find it
easier to find car insurance on a secondhand, four-door car than on a high-end sports car if you are under 23.
If you are caught driving without insurance, the police take it very seriously and you will be subject to a fine of CI$500 (CI$2,000 if involved in an accident), possible imprisonment for 12 months, and the loss of your licence for a year. If you lend your car to someone knowing that the car is not insured, then they plus you, as the owner of the vehicle, will be fined and lose your licence for 12 months. The law requires that you must carry your car insurance documents in your car at all times and present them to police whenever asked. For a list of car insurance providers, please refer to the Settling In chapter.
RENTAL CARS
Rental rates are higher in winter (from mid-December) but lower in the summer (from mid-April). Vehicle options are wide-ranging. Most rental car companies offer resident rates.
To rent a car, drivers must have a credit or debit card in order to make the reservation, be over the age of 21 years and have a valid driving licence. If you are under 25, depending on the rental company, you may not be subject to full coverage, may be charged more or may not be allowed to rent a car.
Alamo Rent-a-Car
At the Airport, George Town
Tel: (345) 945 7368
Apex Car Rentals
At the Airport, George Town
Tel: (345) 623 4808
Email: apex@abcayman.com
Avis
At the Airport, George Town
Tel: (345) 949 2468
Email: avisgcm@candw.ky
Budget Rent-a-Car
At the Airport, George Town
Tel: (345) 949 5605
Economy Car Rental
At the Airport, George Town
Tel: (345) 949 9550
Email: economy@candw.ky
www.economycarrental.com.ky
Economy Car Rental provides a modern selection of rental vehicles ranging from small sub-compact cars to 12-seater buses and commercial vehicles. They guarantee to find the perfect car to fit your needs, whether you’re on vacation or require a rental whilst your own vehicle is off the road. SEE AD OPPOSITE PAGE
Hertz
250 Owen Roberts Drive, GT (near the airport)
Tel: (345) 943 4378
National Car Rental
At the Airport, George Town
Tel: (345) 945 7368
Super Slick Car Rental
110 Sound Way, George Town
Tel: (345) 324 6260
Email: superslick3@gmail.com
ZÜN
10 Market Street, Camana Bay
Tel: (345) 943 2834 or email: info@zuncar.ky
Rental and car sharing business. Drop zones can be found at Camana Bay, the Kimpton and Regatta office park.
LEASING A VEHICLE
For residents looking to live here for only one to five years, leasing may be a better option. The following companies offer car leasing:
Swift Auto Leasing
Tel: (345) 927 5727
Email: info@swift.ky or www.swift.ky
Swift Auto Leasing offers flexible and economical vehicle leasing options to meet the needs of new residents in the Cayman Islands. Their vehicle selection is reliable, fuel-efficient and convenient to drive. The lease offering includes 24/7 roadside support, insurance, vehicle licensing and all maintenance. A security deposit is required upon signing, along with the prepayment of the first month’s lease. The minimum lease term is three months at a rate of CI$550 per month. Lower rates are available with longer lease terms.
SEE AD PAGE 235
Tony’s Toys Automotive Centre
91 Sherwood Drive, Industrial Park, George Town
Tel: (345) 946 8697
Email: info@tonystoys.net
www.tonystoys.net
Tony’s Toys offers long and short-term leasing options for both part-time and fulltime residents. Choose from a variety of sizes, makes and models, including Toyota, Mercedes, BMW and Honda. From compact to SUV, luxury to practical, there is something to fit every customer’s needs. Leasing rates start from CI$600 per month and all contracts include insurance, vehicle maintenance, roadside assistance and unlimited mileage.
SEE AD PAGE 238
Cayman Islands, you’ll need to get the car to the Port of Miami or Tampa, book the car on the next ship sailing to Cayman and clear US Customs. If you are importing a vehicle from Japan, it will come through the port in Jamaica and then to Cayman. In the meantime, contact the shipping company/ agent and take all your paperwork to CI Customs to pay duty (0%-42% depending on the type and value of your car), plus a one-time fee for future car disposal (see the Environmental Disposal Fee section on page 237). Following that, head to the Port Authority to pay the port handling fees. You can then collect your car immediately once it arrives, though CBC may require inspection of the vehicle. You can hire a customs broker to help you with this process, as it can be fairly complicated and time consuming. For more information, visit www.online.gov.ky/ cols/faces/home.
Note: On May 1st 2023, the Customs and Border Control (Prohibited Goods) (Amendment) Order came into effect. This law prohibits any vehicles with a model year of eight years or older from entering the Cayman Islands. There are exemptions on certain commercial, agricultural and industrial-use vehicles, as well as classic and antique motor cars. Details of the law can be found on the DVDL website (www.dvdl. gov.ky).
Shipping Costs & Details
The average cost for shipping a mid-sized vehicle (approximately 500 cubic ft or less) with either Seaboard Marine or Hyde Shipping is roughly US$2,000 (without insurance). Both companies recommend you add insurance. Contact them for a quotation.
that the vehicle will not be allowed to leave the US more than a quarter tank full. As this fuel limit can vary between shipping companies, it is best to ensure that your tank is empty. No personal effects may be placed inside the vehicle when shipping. We recommend you use a broker to assist you when shipping a car to Cayman. They will help you gather the documents, including the car title, letter of intent, power of attorney and bill of lading. All vehicles must be delivered to the port (or consolidator’s bonded warehouse) before US Customs clearance. Which port you take your car to will depend on the shipping company you choose to ship with. Three shipping companies ship to Grand Cayman:
Hyde Shipping Corporation
3740 W 104th Street, Suite 1, Hialeah, FL 33018
US Tel: 1 (305) 913 4933
Cayman Tel: (345) 947 4933 www.hydeshipping.com
Seaboard Marine Cayman
Port of Miami, 1630 Port Boulevard, Miami, FL 33132
US Tel: 1 (305) 863 4444
Cannon Place, Industrial Park, Grand Cayman Tel: (345) 949 4977
Clearing Your Car Through US Customs
It is the owner’s responsibility to clear their car through US Customs or to appoint a customs broker to do so. The following customs brokers, based in Miami, can help:
Barrett Trade Services, LLC
US Tel: 1 (305) 477 1512 or Fax: (305) 477 1238
Email: abarrett@barretttradeservices.com
If you would like to import a car to the
US Customs Law states that the vehicle title for used cars must be stamped by US Customs for a 72-hour clearing period (excluding the day of delivery, shipping and weekends) prior to the shipping date. To be clear, unless you’re buying your vehicle straight from the manufacturer, it is considered ‘used’ under US Customs Law. US dealerships will often gift a full tank of fuel with purchases, however, be aware
Cayman Islands Customs Agency (CICA) & CICA Office/Deluxe Freight US Cayman: 39 Ashgo Street, off Godfrey Nixon Way, George Town
Tel: (345) 949 2350
Email: support@cicustomsagency.ky
www.cicustomsagency.ky
US: 11401 NW 107th Street, Miami, FL33178
Tel: 1 (305) 513 0156
Email: cayman@deluxefreight.com
NCI
Freight & Logistics
265 Smith Road, Palm Grove Building, GT Tel: (345) 943 4624
Email: customercare@nci.ky www.nci.ky
NCI Freight provides a complete transportation solution for shipping vehicles and boats to the Cayman Islands. The service includes pickup, shipping, customs clearance, customs inspection and local licensing in the Cayman Islands. SEE AD PAGE 117 & 274
These companies can also assist you with the transfer of a vehicle from the dealership to the port and help with cargo insurance. They will then send all the paperwork associated with the transaction via courier, so that you can collect them in Cayman. When exporting a vehicle from the US, an ‘Export Power of Attorney’ from the shipper needs to be notarised by a US Notary.
Clearing Your Car Through CI Customs
Once your car has landed at the port in Cayman, the shipping company will notify you. You can use a customs broker to clear your car through Cayman Customs and they will handle the following steps on your behalf. However, if you are doing the customs clearance yourself, here are the steps to follow:
> First, pre-register on the Customs Online System (COLS) website (www.online. gov.ky/cols/faces/home), where you must complete the form and upload the supporting PDF documents. Once you submit the request, they will either approve the registration or they will let you know, via email, if other documents are required. If approved, you will be given a COLS trader identification number (TIN) and login information.
> Collect paperwork from the shipping company and pay the shippers.
> Log in to the COLS website and follow the process to declare your shipment. Supporting PDF documents needed
include the bill of lading, title of the vehicle and the official invoice/valuation. Before submitting, you can review and confirm the information. Confirming the declaration will constitute your electronic signature, which will be legally binding. This process is subject to change as Cayman Customs is continually upgrading the system.
> Once approved, Customs will send you an email. You then go to the Customs Office on Owen Roberts Drive (Tel: (345) 949 4579) and pay the duty and environmental fee for your vehicle.
> Obtain car insurance (you will need proof of insurance on the vehicle before picking it up from the port).
> Head to the Port Authority Warehouse on Portland Road in Industrial Park and present the Customs clearance documents. A fee will be charged depending on the weight of your vehicle.
> You will then be able to pick up your vehicle.
> Go to the Department of Vehicle and Driver’s Licensing (DVDL) and follow the inspection and licensing process. They will also need to see the vehicle’s certificate of title.
Costs depend on the type of vehicle being licensed. Be aware that, as per the Cayman Islands’ Traffic Act, it is an offence to keep a vehicle in the Cayman Islands without it being registered with the DVDL. See the Licensing Your Vehicle section for more information.
Duty Costs of Importing a Car
Since the Cayman Islands does not have direct taxation, the Cayman Islands Government charges import duty on all vehicles being imported into the Islands as a way of raising revenue. The percentage charged depends on the value and type of the car.
The import duty is calculated on what is known as the CIF value, which is the cost of the car plus the insurance premium for its journey by ship, plus the sea freight charges. Here is a list of import duties based on CIF value:
CIF up to CI$20,000 = 29.5%
CIF up to CI$25,000 = 32%
CIF up to CI$30,000 = 37%
CIF from CI$30,000 and up = 42%
Duty Costs of Importing an Electric or Hybrid Car
See below for import duties on electric and hybrid cars for personal use based on the CIF value
Electric Vehicles:
CIF up to CI$29,999 = 0%
CIF up to CI$60,999 = 5%
CIF up to CI$99,999 = 10%
CIF from CI$100,000 = 15%
Hybrid Vehicles:
CIF up to CI$29,999 = 10%
CIF up to CI$60,999 = 12%
CIF up to CI$99,999 = 15%
CIF from CI$100,000 = 17%
Environmental Disposal Fee
A fee is added to cover the cost of disposing of a vehicle in years to come. For example, if a vehicle is valued at CI$12,000 (CIF) or less when imported, an environmental disposal fee of CI$1,000 plus a waste handling fee of CI$250 will be charged in addition to duty of 29.5%.
Exporting a Car from Cayman
To ship a car off the Island, go to the shipping company and either get a letter or dock receipt from them as proof of a vehicle being shipped off-Island. Then go to the DVDL and terminate registration of the vehicle and surrender the logbook, coupon and licence plates. Go to Customs and fill out a vehicle export form. They will review your entry and either approve or deny it.
If approved, take this form over to Customs and they will then process the document. You can then arrange the shipping of the vehicle with a freight forwarder or one of the shipping companies.
Unlike some countries, there are no size restrictions on cars in Cayman (except Hummers, which cannot be wider than
6.7ft). Almost every make of car is available to purchase and you can own as many cars as you want.
There are dealers that sell new cars at competitive prices. As examples, for a 2024 KIA Picanto, expect to pay CI$20,000 or for a Honda City EX, CI$25,900. For SUVs, which account for 80% of the car sales in the Cayman Islands, a 2024 Suzuki Grand Vitara Hybrid is currently listed at CI$29,800; a 2024 Honda CRV EX-L at CIS$43,900; a 2024 Honda Pilot at CI$57,900; and a 2025 Jeep Grand Cherokee Limited Edition at CI$72,900. Ask what the cost of the vehicle includes, such as licensing, maintenance and warranty.
New Car Dealers
The following makes of car are sold by the authorised dealers listed below. Most dealerships do not carry a large inventory of parts but they can order them. There are no authorised dealers on the Island
Peugeot or Porsche.
Audi
Audi Cayman Islands (Arch Automotive)
10 Market Street, Camana Bay Tel: (345) 943 2834
Email: archauto@archauto.ky
BMW, MINI & KIA
G.T. Automotive
52 Godfrey Nixon Way, George Town Tel: (345) 945 3415
Email: s.gunby@gtauto.ky or p.smith@gtauto.ky www.bmw.com.ky or www.gtauto.ky
G.T. Automotive provides its customers with reliable and stylish vehicles at affordable prices.
SEE AD PAGE 229
Chevrolet
Advance Automotive
113 Owen Roberts Drive, George Town Tel: (345) 945 9191
Ford, Toyota, Hino
Vampt Motors Sales Showroom
514 Walkers Road, George Town Tel: (345) 949 2245
Email: sales@vamptmotors.com www.vamptcayman.com.
Vampt Motors’ sales team operates from a dedicated showroom that focuses on customer satisfaction. They offer convenient parking, easy transactions and free test drives from Monday to Saturday. Their lot features a wide range of Ford, Toyota and Hino vehicles, with a special emphasis on hybrids. SEE AD PAGE 242
Honda, Chrysler, Dodge, Jeep, Ram, MercedesBenz, Mitsubishi & Suzuki Car City Ltd.
151 Industrial Way, Industrial Park, GT Tel: (345) 949 0440
Hyundai, SSangYong & GWM
Prestige Motors
125 Owen Roberts Drive, George Town Tel: (345) 949 7550
Email: prestige@candw.ky www.prestigemotors.ky
Prestige Motors is the authorised dealer and service centre for Hyundai, SsangYong and GWM vehicles. Prestige Motors has proudly served the Cayman Islands for over 40 years with professionally trained staff, a robust selection of popular vehicles (including electric and hybrid models), and support from a team of certified maintenance professionals working in state-of-the-art facilities. SEE AD PAGE 231
JAC, Nissan, Tesla & BYD Motors
LJM Energy
318 Eastern Avenue, George Town Tel: (345) 517 5137 or email: info@ljmenergy.ky
Sells electric vehicles and electric car chargers.
Land Rover, Jaguar, Renault, Subaru & Changan
Trac Automotive
181 Dorcy Drive, George Town
Tel: (345) 945 3876
Email: sales@tracautomotive.ky
Mercedes-Benz
Mercedes-Benz (Car City)
131 Industrial Way, Industrial Park, GT
Tel: (345) 949 0440
Tony’s Toys Automotive Centre
91 Sherwood Drive, Industrial Park, GT
Tel: (345) 946 8697
Email: sales@tonystoys.net
www.tonystoys.net
An independent car dealer operating in the Cayman Islands for over 25 years, Tony’s Toys offers a wide range of new vehicles in various sizes, makes and models. The company can also source any vehicle not in stock and offers reasonable financing options to suit any budget with approval within 72-hours (terms and conditions apply). The Centre also services and repairs American, Japanese and European vehicles. SEE AD OPPOSITE PAGE
Volkswagen Arch Automotive
15 Portland Road, Industrial Park, GT
Tel: (345) 949 8221
Email: archauto@archauto.ky
BUYING A USED CAR
There are many reputable used car dealers on the Island that will usually guarantee a car for three months, as well as sell parts for their cars and service them. When buying a used car privately, be sure to verify that you are dealing with the official owner of the vehicle, otherwise you will encounter difficulties when transferring ownership. For information on the transfer of ownership of a vehicle see page 234.
A few of the rental agencies, such as Avis and Budget, sell their fleet of American and Japanese models every year and you can usually pick up a good car at a great price. You can also check out EcayTrade (www. ecaytrade.com) and Facebook Marketplace for second-hand vehicles.
Used Car Dealers
The following is a list of some wellknown car dealers that regularly carry a good stock of used cars:
Advance Automotive
113 Owen Roberts Drive, George Town
Tel: (345) 945 9191
Avis
Airport Rental Plaza, 210 Owen Roberts Drive
Tel: (345) 949 2468
Email: avisgcm@candw.ky
Budget Car Sales
Airport Rental Plaza, 210 Owen Roberts Drive
Tel: (345) 949 5605 or (345) 328 8446
www.budgetcayman.com
CARS Ltd. (Campbell’s Auto)
117 North Sound Road, George Town
Tel: (345) 949 7135
Car City Ltd.
151 Industrial Way, Industrial Park, GT Tel: (345) 949 0440
Distinct Imports
98 Walkers Road, George Town
Tel: (345) 949 6199 or (345) 929 6199
Email: sales@distinctimports.net
Tony’s Toys Automotive Centre
91 Sherwood Drive, Industrial Park, GT
Tel: (345) 946 8697
Email: customercare@tonystoys.net www.tonystoys.net
An independent car dealer operating in the Cayman Islands for over 25 years, Tony’s Toys offers a wide range of pre-owned vehicles in various sizes, makes and models. Special orders are also available along with financing options to suit any budget and approval within 72 hours (terms and conditions apply). They also service and repair American, Japanese and European vehicles. SEE AD OPPOSITE PAGE
HYBRID
Electric vehicles are becoming a more common sight on Cayman’s roads and can be imported with duty concessions for personal and commercial use. According to data provided by the DVDL, 648 electric vehicles were licensed on Grand Cayman as of August 2024. See page 237 for electric vehicle import duty rates. Electric vehicles are available for purchase on Grand Cayman through certified local automotive dealers. Purchasing an electric vehicle through a local automotive
dealer ensures you, as the vehicle owner, have proper warranty coverage, as well as access to certified technicians and parts for manufacturer-recommended maintenance. In addition, local automotive dealers can assist electric vehicle owners with the proper recycling of used lithium-ion battery components. Most of the major global electric vehicle brands are available in the Cayman Islands through a certified local automotive dealer.
In terms of driving distances, the Island’s small area and flat topography makes it an ideal location for electric vehicles and Level 2 alternating current charging. Battery sizes vary by vehicle make and model, but most electric vehicles can be driven for around 200 miles on a single charge. Unlike other countries, drivers of electric vehicles on Grand Cayman do not have to worry about running out of battery charge. One hour of recharging on a Level 2 public or private electric vehicle charger can add as much as 35 miles’ worth of capacity to the battery.
Prestige Motors Cayman
125 Owen Roberts Drive, George Town Email: prestige@candw.ky www.prestigemotors.ky
Tel: (345) 949 7550
Prestige Motors is the authorised dealer and service centre for Hyundai and GWM Electric and Hybrid vehicles in the Cayman Islands. They offer a selection of hybrid and electric vehicles, supported by their team of certified maintenance professionals in state-of-the-art facilities. SEE AD PAGE 231
Electric Vehicle Chargers
CUC is conducting a regulatory-approved pilot project for a publicly accessible Level 2 smart charging network. With the assistance of customer-partners, CUC has deployed CUC-owned and operated charging stations at more than 22 locations throughout Grand Cayman. The intent of CUC’s pilot project is to introduce pay-asyou-go publicly accessible electric vehicle charging at commercial, tourism and multi-unit residential properties for CUC’s customers. If your multi-unit residential
& ELECTRIC CARS
property or workplace could benefit from a CUC-owned, operated and maintained EV charging station, please visit CUC’s website for more details. You can also contact service@cuc.ky for more information.
CAR MAINTENANCE & REPAIR
The combination of the sun’s rays and Cayman’s salty air can be hard on your car, but fortunately, road conditions in Cayman are much better than in other Islands in the Caribbean. We recommend checking your tyre pressure and fluid levels monthly. Probably the worst thing that your car will face is the silent, invisible rust maker, the salty air! If you plan on living on or near the water, your car will rust faster than normal if not taken care of. Getting your car undercarriage coated with a rust-proofing agent is also a very good idea. It costs roughly CI$250 (or CI$450 if you want the entire car done) and one coating properly maintained will indefinitely protect your car.
The sun can also damage your car. You can help prevent damage by waxing it at least once every six months. A sunshade for your windshield will keep your car interior cooler and protect the dashboard. You may also want to invest in window tinting, but make sure you follow current regulations regarding the percentage of tinting you are allowed to use (see page 230).
The following is a guideline on car maintenance and average costs, though the maintenance schedules vary by manufacturer and costs may increase if new parts are required:
> Every six months or 5,000 miles/7,500km a mid-service is recommended. This should cover almost all points on the car, as well as check your air conditioning filters, rotate the tyres and top up all of your car’s vital fluids (roughly CI$150).
> A full service for your vehicle is recommended every two years, it includes all the above, plus spark plugs, providing a complete check of your car. This service costs roughly about CI$400. It’s important to have your car serviced regularly to keep it running smoothly.
Remember that in a hot climate like Cayman, the plastic interior in your car, such as dashboard and ducts, will heat up during the day and may release benzene, which is a known carcinogen, into your car. Remember to open the windows and allow your air conditioning to run for a moment, clearing the air before you close the car and start driving.
The following are reliable car maintenance shops and dealerships:
Advance Automotive
113 Owen Roberts Drive, George Town Tel: (345) 945 9191 www.advancechevrolet.com
Arch Automotive & Goodyear Tyres
15 Portland Road, George Town Tel: (345) 949 8221
Authorised service centre for most makes and models of Audi and Volkswagen.
Automotive Art
480 Shedden Road, George Town Tel: (345) 949 7102
Email: info@autoartky.com
CARS Ltd. (Campbell’s Auto)
117 North Sound Road, George Town Tel: (345) 949 7135
Car City
151 Industrial Way, Industrial Park Tel: (345) 949 0440 www.carcity.ky
G.T. Automotive
52 Godfrey Nixon Way, George Town Tel: (345) 945 3415
Email: s.gunby@gtauto.ky or p.smith@gtauto.ky www.bmw.com.ky or www.gtauto.ky
G.T. Automotive offers a fully equipped service department with qualified automotive technicians for BMW, MINI and KIA vehicles. Each service comes with a complimentary exterior body wash. SEE AD PAGE 229
General Automotive Services
194G Dorcy Drive, Industrial Park, Unit 3, GT
Tel: (345) 746 9119
Offers repair services for Tesla and more.
Mercedes-Benz (Car City)
131 Industrial Way, Industrial Park
Tel: (345) 949 0440
Motor Zone
61 Seymour Drive, George Town Tel: (345) 321 6686
Email: info@motorzone.ky www.motorzone.ky
Genuine and OEM quality car parts and accessories for a wide range of makes and models of vehicles. Courteously supplying businesses and over-the-counter customers. Working directly with manufacturers to ensure affordable pricing for customers on all stock and special orders.
Superior Auto
14 Sherwood Drive, George Town
Tel: (345) 949 9570
Email: info@superiorautocayman.com or sa@candw.ky www.superiorautocayman.com
Superior Auto is a full-service auto repair and maintenance shop, providing all makes and models of vehicle and truck repairs, specialising in cargo trucks, Hino Isuzu and more. Their full-service shop covers full engine servicing, brakes, fuel and diesel repairs, starters and alternators, an A/C division, wheel alignment, machine and welding department, a drive thru Jiffy Oil Change division, and an electrical and diagnostic department. CEO and master mechanic Mark DeMercado has over 40 years’ experience as a professional. He is an alumnus of the Jamaican German Automotive School (JAGAS), has Rundquist propeller repair certification and is also a trained aircraft mechanic. Additionally, Superior Auto has a training school for aspiring mechanics and car enthusiasts. SEE AD PAGE 241 & 249
Tony’s Toys Automotive Centre
91 Sherwood Drive, Industrial Park, GT Tel: (345) 946 8697
Email: service@tonystoys.net www.tonystoys.net
Tony’s Toys is a full-service automotive garage
and collision body shop with highly trained technicians who can diagnose, service and repair European, Japanese and American vehicles. Headlight restoration, brake rotor cutting, corrosion-free rustproofing treatments and vehicle window tinting can also be taken care of at Tony’s Toys. SEE AD PAGE 238
Vampt Motors Service Department
368 Walkers Road, George Town
Tel: (345) 949 2245
Email: service@vamptmotors.com www.vamptcayman.com
Vampt Motors’ service team comprises factory-certified technicians working in a state-of-the-art service department to uphold the manufacturing standards of Ford, Toyota, and Hino vehicles within dealer standards. Their team excels in hybrid vehicles and are the warranty experts. Schedule appointments directly by website or email. SEE AD PAGE 242
Vampt Motors Body Shop
368 Walkers Road, George Town
Tel: (345) 949 2245
WhatsApp: (345) 938 9019
Email: bodyshop@vamptmotors.com www.vamptcayman.com
Their comprehensive body shop specialises in bodywork repairs for most vehicle brands and collaborates with major insurance carriers to streamline the process. Vampt Motors Body Shop is also the exclusive dealer in Cayman for Ziebart rust protection. SEE AD PAGE 242
Parts, Tyres & Batteries
Cayman Islands Government regulations state that your tyres must be in good condition when they are checked at your annual car inspection. They also stipulate that you cannot alternate brands of tyres as this could cause your car to drive erratically. Batteries generally have a life span of four to five years; depending on the weather conditions, vehicle type and driving habits. The following reliable tyre and battery shops offer new tyre sales and repairs, as well as battery tests and installation.
Arch Automotive & Goodyear Tyres
15 Portland Road, George Town
Tel: (345) 949 8221
Authorised dealer for Goodyear Tyres and a large selection of all tyre brands.
Automotive Art
480 Shedden Road, George Town
Tel: (345) 949 7102
Email: info@autoartky.com
Maedac Tyres
Maedac House, 921 Crewe Road, Red Bay
Main Tel: (345) 949 2977
Direct Tel: (345) 623 2986
Email: orders@maedac.com
Maedac has a large supply of tyres in stock for many varieties of cars, SUVs and light trucks. They also custom order sizes not in stock. Open Monday-Saturday 7am-4pm. Closed on Sunday. SEE AD PAGE 233
Tony’s Toys Automotive Centre
91 Sherwood Drive, Industrial Park, GT
Tel: (345) 946 8697 or (345) 623 TIRE (8473)
Email: parts@tonystoys.net
www.tonystoys.net
Tony’s Toys stocks a wide variety of batteries, vehicle parts and accessories at affordable prices. As part of their on-Island inventory, they have over 3,500 tyres from 15 different brands, including Dunlop, Sumitomo, Windforce, Goodyear, Nankang, Continental and Michelin.
SEE AD PAGE 238
Vampt Motors Parts Department
368 Walkers Road, George Town
Tel: (345) 949 2245
WhatsApp: (345) 814 0114
Email: parts@vamptmotors.com www.vamptcayman.com
Vampt Motors is an authorised dealer of genuine OE Toyota, Ford and Hino parts at competitive prices. They are the exclusive dealer in Cayman for genuine Toyota parts and Motorcraft, backed by the factory warranty.
SEE AD THIS PAGE
Roadside Assistance
There is one dedicated roadside assistance provider in Grand Cayman, Autoshield, though some insurance providers will offer assistance as part of their coverage. In Grand Cayman only, ICWI offers their customers 24-hour roadside assistance if they are comprehensively insured.
Auto Detailing
The Auto Spa (Tel: (345) 943 1946), on Godfrey Nixon Way, offers a wide range of cleaning packages and charges from CI$28 for a sedan and CI$33 for an SUV. Cayman’s newest wash shack, Good Guys
(Tel: (345) 938 0666), on Huldah Avenue, offers touch free, soft touch and self-service car wash services. There is also Supa Shine (www.supashineautodetailing.com). You will likely also hear of numerous mobile car cleaners by word of mouth. They charge approximately CI$35 for a sedan and around CI$50 for an SUV.
ALTERNATIVE TRANSPORTATION
Despite any given destination being relatively close on each of the Islands, most people do not walk in Cayman due to either the weather, the lack of proper footpaths in many areas or the absence of sufficient street lighting. There are, however, plenty of alternative transport options available to residents and visitors.
Bicycles
Bicycles and electronic bicycles are duty free. Some people do ride bicycles and electrical bikes to work, however there are very few designated cycle lanes on-Island — though the Esterley Tibbetts Highway does have cycle lanes from West Bay to the Britannia roundabout.
There are painted symbols on some of the roads on Grand Cayman to indicate where the road is shared between cyclists and motor vehicles. You will find the markings located on South Church Street, North Church Street and North Sound Road. The shared lane markings, or sharrows, are either white or green symbols with two chevrons and a bike.
As cycling is not as common as it is in the UK for example, drivers do not give
cyclists due care and attention. In addition, Cayman does not have specific laws, such as minimum passing distances, to protect cyclists like other countries do. It cannot be stressed enough how vigilant cyclists need to be on Cayman’s roads. Bicycles are considered vehicles, therefore cycling into oncoming traffic is illegal. It is highly recommended that public road-using cyclists review the cycling section in the Cayman Islands’ Road Code (the latest edition is 2012). It is available on the DVDL website (www.dvdl.gov.ky). Uncle Bill’s and Kirk Home Centre sell a good selection of bicycles and equipment, including helmets. You may also want to register your bicycle with the police department. They will record your bicycle’s serial number and place a marking on it that is only visible under a UV light. Another option for exploring by bicycle is bike sharing and rental. Cycle Cayman (www. cyclecayman.com) has eight stations: three in Camana Bay, one at Regatta Business Park, one in Cricket Square, one at the Government Administration Building, one at Dart Park and one at the old Cayman Craft Market on South Church Street. They also offer a bicycle touring service. Paddle Wheel (www.paddlewheel.ky) sells a selection of bikes and offers bike rentals with half-day, full-day, three-day and weekly rates. They also offer tours as well as bicycle maintenance and repair services.
Motorcycles
To drive a motorbike over 125cc, you have to wait 12 months after getting your licence, then take a practical road test. This type of motorcycle also requires that the motorist be at least 19 years of age. Those holding a Learner’s Licence cannot carry a passenger and helmets must be worn at all times.
Automotive Art
480 Shedden Road, George Town
Tel: (345) 949 7102
Email: info@autoartky.com
Cayman Custom Cycles
4 Dorcy Place, Dorcy Drive, Industrial Park
Tel: (345) 945 7433
Runs motorcycle and scooter riding instruction courses for Group 1 and Group 1A licensing, plus tours of the Island on Harleys. They service and repair all makes and models of motorcycle, offer roadside assistance and do custom paint jobs and powder coatings.
Center Lane Motors
170 Seymour Road (Dump Road), Industrial Park
Tel: (345) 929 7172
Super Soco
83 Breezy Way, George Town
Tel: (345) 945 4252 or (345) 946 5045
Sells 100% electric motorcycles and mopeds.
Scooter Rentals
Electric scooters are a great way to commute for lunch and around central George Town, Seven Mile Beach and Camana Bay without the hassle of traffic. Please note you must wear a safety helmet when riding an electric scooter.
Bird Scooters
Bird scooters offer stand and ride scooters and can be found around various parts of Grand Cayman. The cost for renting a scooter is CI$1 to start and CI$0.15 per minute after that. Download the Ride Bird app from the Google Play store or the Apple App store to find out more.
On the Sister Islands, scooters are a great way to explore. Scooters can be rented for approximately US$50 per day, which includes insurance, delivery and pick-up.
Scooten! Scooters!
Little Cayman (across from the airport)
Tel: (345) 948 1000
Email: rentals@littlecaymancarrentals.com www.scootenscooters.com
Part of Little Cayman Car Rentals, Scooten! Scooters! specialises in environmentally friendly, high quality, Yamaha scooters with four-stroke engines that are exceptionally quiet and amazingly fuel efficient, reaching up to 116 miles per gallon of fuel. A one day rental is about US$40.
School Bus Rental
School buses can be rented from Lemay’s Transport. He has air-conditioned school buses that can carry up to 96 students, and he can subcontract others if needed. Call Michael Lemay on Tel: (345) 547 9182 or email: lemaytransport@outlook.com.
PUBLIC TRANSPORTATION
Public Buses
Auditing company Deloitte were commissioned by the Government in 2023 to recommend public transport solutions. The resulting report was comprehensive but came with a suggested capital investment of at least CI$25 million, so it is unlikely there will be an overhaul of Cayman’s public transport network anytime soon. In the meantime, Cayman does have a functional public bus system. There are currently nine operational bus routes and eight different coloured circles on the front and rear with a route number in the middle and ‘Public Bus’ written along the top. All routes run to and from the bus depot in George Town, where there is a Public Transport Inspector during operating hours. A route map can be found online (www.caymantransport. ky/transportation-services/public-bus).
There are over 125 designated bus shelters and bus stops on the Island, but the best way to catch a bus is to simply wave one down from the side of the road. If you hear a bus beeping at you, it is the driver checking to see if you need to be picked up. Most buses carry between 1429 people. Passengers should tell the driver where they’re going when they board a bus to ensure they have boarded the correct one, and tell the driver to stop when they want to alight. The average fare is CI$2 per journey or CI$3.50 if you take a long trip, such as George Town to East End or North Side. Anywhere beyond Hutland Road, such as Rum Point and Cayman Kai, will cost CI$8. The best routes for buses are on the main roads around retail areas and non-residential areas. There are also regular scheduled buses that run along South Church Street, South Sound Road, Walkers Road, Fairbanks Road,
Industrial Park and Owen Roberts Drive. The Public Transport Board has formulated a strategic plan that includes long-term, mid-term and short-term objectives for the Public Transport Unit, and a set of goals has been established towards a better and more reliable public transportation system. These goals include integrating existing infrastructure with advanced technology, ensuring there is professional leadership and adequate staffing, promoting and inspiring the use of the bus system and making route information easily accessible. You can find a helpful guide to Cayman’s published bus routes by visiting the Explore Cayman website (www.explorecayman. com/getting-around/buses-in-cayman).
Taxis
Taxis are an option, but they are more expensive than buses. You will find plenty of taxis at the airport, in central George Town and parked at many of the major resorts along Seven Mile Beach. A reliable taxi firm is A.A. Transportation Service (Tel: (345) 926 8294).
The Cayman Islands Government’s digital fare calculator, CI:GO aims to ensure consistent and transparent pricing for taxi fares by setting standard prices for routes. The app allows passengers to plug in their route, pieces of luggage and the number of passengers and see what the fare should cost in both US and CI dollars. The CI:GO app is available for free in the Google Play Store and Apple App Store.
Water Taxi/Ferry
For those that wish to get to and from more easterly districts, this water taxi service is a quicker and greener alternative to driving. It operates under the name Cayman Islands Ferries and is a not-for-profit enterprise that runs every day of the week (except Mondays) from Camana Bay to Kaibo’s restaurants and beaches in Cayman Kai. It also stops at the marina in Rum Point. You can download an app to view the ferry schedule and purchase tickets at www. caymanferries.com.ky.
Boating
from where to boat, safety considerations, navigating the waters, boat
Amagazine about Cayman would not be complete without a chapter dedicated to the joy of being out on the water. Day boaters, fishermen, snorkellers, divers, boogie boarders, and all lovers of the deep blue beyond agree: the Cayman Islands is an idyllic location for water-based activities. The Islands are globally renowned for their beautiful, warm, blue and crystal-clear water; and with such an inviting vista stretching beyond the horizon, there are many activities one can enjoy to live the Cayman life aquatic. Read on for our guide on just some of them.
PROTECTING THE MARINE ENVIRONMENT
Acting responsibly on the water is essential for preserving the wellbeing and unspoiled beauty of Cayman’s seas. Cayman has many laws that help keep marine life, society and the environment safe, and there are many ways you can help protect the marine environment. Coral reefs are essential to the health of Cayman’s marine ecosystems. These colonies of fragile marine creatures are easily damaged by boat anchors, hulls, human contact and even contemporary sunscreen. Recent studies suggest that most sunscreens contain damaging chemicals (oxybenzone and octinoxate), which, even in small doses, can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen when you are in the water and avoid spray sunscreens that contain excess chemicals. Take extra precautions when operating and anchoring
Photos courtesy of Jonathan Sparrow, Marc Montocchio & John Molyneux
a vessel, snorkelling or diving and ensure that your children and visitors know not to touch or break off any coral. Report any marine conservation offences, as well as injured, dead or accidental hooking of turtles to the Department of Environment (DoE) Tel: (345) 949 8469. See below for a list of useful numbers in the case of an emergency while on the water and to report any marine offences.
Plastics that end up as ocean debris contribute to habitat destruction and kill tens of thousands of marine animals each year. To reduce the impact of plastics on Cayman’s marine ecosystem, we encourage you to reduce your plastic usage, recycle all the rubbish you can and pick up garbage you find on the shore or at sea. See the Being Green chapter for recycling locations for plastic and other waste.
WHERE TO BOAT
Seven Mile Beach (SMB)
Seven Mile Beach is on what is typically the calmest side of the Island, but it does occasionally get battered by nor’westers in the winter months and tropical storms in the summer months. Navigation is easy here because there are no barrier reefs in this area; however, the only boat ramps on SMB are at the Lobster Pot dock and at
Important Phone Numbers
Flying Dutchman (345) 329 7723
(Call if your boat has broken down/is sinking/has sunk)
Cayman Port Authority (345) 949 2055
Joint Marine Police Unit (345) 649 7710
Harbour Patrol (345) 925 5772
US Coast Guard (RCC Miami) (305) 415 6800
VHF Radio Channels (Police/DoE/Port Security) 16
To report offences, such as poaching, to the DoE:
Grand Cayman/DoE (345) 916 4271
Cayman Brac/DoE (345) 925 3647
Cayman Brac Police (345) 948 0331
Little Cayman/DoE (345) 925 0185
Little Cayman Police (345) 948 0100
the beginning of North West Point Road in West Bay. Boaters will often anchor off beach bars and restaurants like those at The Westin, The Ritz-Carlton and Kimpton Seafire hotels. You can also take your boat around from the North Sound or South Sound to Seven Mile Beach, but you need to be familiar with the channels through the reef in the North Sound, have a suitable and well-maintained boat and be prepared for a slightly rougher trip outside of the reef until you get to the calmer waters off Seven Mile Beach.
Currently, there are no gas stations where members of the public can dock and refuel along the west side of the Island. If you are considering regularly keeping your boat in the water overnight, it is mandatory to seek authorisation from the Department of Environment (DoE) to install a mooring. Unfortunately, even with a mooring, your vessel and engine are vulnerable to theft. Nor’westers can occasionally make the sea very rough, and if you are not conscious of the weather conditions, your vessel could easily be damaged. Even though several commercial and personal vessels regularly anchor overnight off SMB and George Town, it is not advisable. A propeller from another vessel could accidentally cut the anchor line, and if the anchor drags, the wind will take the boat offshore.
Snorkellers and divers in this area should be flying the ‘divers down’ flag; however, when travelling close to shore, always be cautious. Do not exceed five knots within 600ft of the coast, and do not anchor in marked boat channels, coral, diving or swimming areas. Note: Designated swimming areas in beachfront properties and hotels must not be entered by any vessel.
North Sound
Several launching ramps provide access in this area, and most boat owners keep their boats docked in the North Sound. The Sound is enclosed by a barrier reef and has a network of canals that provide excellent protection from weather in all but the
most extreme conditions, like a hurricane. Theft is uncommon and canals generally offer access to fresh water and fuel stations. The North Sound also offers excellent shallow snorkelling areas, like Coral Gardens and the world-renowned Stingray City. North Wall diving is also excellent, but sea conditions can be rough. Beachside bars and restaurants at Rum Point and Kaibo, along with boat hangouts at Starfish Point and the Mini Sandbar, are popular stops for the boating crowd.
Morgan’s Harbour is also popular, where Calypso Grill and Tukka West are located right on the water, and boating there for lunch or dinner is a really nice thing to do. However, the dock is owned by Tukka West and if you are not dining in their restaurant, you need to email and request to use the dock and pay a CI$50 fee. They also have Rubis fuel available for sale dockside. There are lots of spaces to moor but the onshore breeze can make doing so a challenge. Just to the north of Morgan’s Harbour is an area called Barkers that offers miles of undeveloped white sand beaches and some good light tackle fishing for bonefish. Navigate carefully; it is easy to strike a coral head and damage your propeller and the coral. Watch out for kite surfers too. At the Cayman Islands Yacht Club, boaters can enjoy two more fantastic restaurants, Morgan’s Seafood Restaurant and bàcaro. Both restaurants are popular with boaters, and there is ample docking space. You can also take your boat to George Town Yacht Club (GTYC) or Camana Bay. At GTYC, you can enjoy lunch or dinner while the children play in the pool. Camana Bay is suitable for both large and small boats and has a wellmarked entry and free sheltered docking with access to lots of restaurants and bars. The North Sound is great for fishing and catching conch and lobster, but you must abide by the Marine Parks Act. Violations can result in serious fines, confiscation of your boat or even a prison term. Although partially enclosed by a barrier reef, the Sound can get choppy. If your boat is under 22ft long, you (and your guests) are
very likely to get wet from sea spray on an average day.
The Central Mangrove Wetland is on the east side of the Sound and is a protected Environmental Zone. All in-water activity, fishing and anchoring are completely prohibited, but boats can access the area provided they do not exceed five knots. People enjoy kayaking around the canal systems and in English Bay, located east of Kaibo, as it is a great nature experience.
The Cayman Islands Sailing Club is on the south-western side of the North Sound, and you will often see dinghies sailing out from the club. Larger sailboats venture into the Sound, but access through the reef is fairly shallow, so boats with drafts greater than 10ft cannot enter. Watch out for areas that have shallow coral heads, like The Blowers, Fisherman’s Rock, Barkers, the Standards and FourWay Reef. These areas have claimed many propellers and some boats.
South, East & North Coasts
On the south, east and north coasts, there are areas where you can find undeveloped beaches, great fishing and pristine diving and snorkelling. On the first few times you venture out, you may want to be accompanied by a local guide, as it is easy for your propeller to hit a coral head if you don’t know where you are going. It is very likely that if you are out on the water, you will be approached by a vessel operated by Marine Parks or Marine Police officers. Have fun but be aware that penalties for breaking the rules on the water are very serious. Before boating, it is worth reading the Marine Parks Rules and Regulations and the Port Authority laws
SAFETY CONSIDERATIONS
Rules of Boating
Boating rules and conventions have evolved over the years and are now codified in the Regulations for the Prevention of Collisions at Sea. In all circumstances where a collision is possible, these rules determine which vessel has right of way and which must take avoiding action.
• Grand Cayman’s only true full ser vice marina facility
• Located in George Town, right next to Owen Rober ts International Airpor t
• Accommodating vessels up to 100' long and 8' max draft
• Metered power and water at ever y slip and free WiFi
• Luxur y washrooms with showers and lockers
• Featuring boats from Tiara, Pursuit, Cobalt, Bayliner Trophy and Scout
• Now featuring Hobie Stand Up Paddleboards, Kayaks and Sailboats
• Dealers for Mercur y Marine, Yamaha, Yanmar and Volvo Penta motors
• Boat yard with 100 ton Marine Travel Lif
• Ser vice center and chandler y
• favorite brands
• Safe, secure and well lit, with nightly security and CC T V t
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• Valvtect marine fuel specially formulated for marine engines
• Land side and dock side fuelling
• Deliver y available right to your boat or generator
• Complimentary dock side sewage pump-out
• Ice, bait, snacks and refreshments
Open Hours Mon to Sun, 7am to 7pm
• Local and International cuisine with an emphasis on fresh seafood
• Casual water front and poolside dining
• Fresh catch ever y day
• Arrive by land or sea, lots of parking for cars and boats
• Private Clubhouse for parties and events, contact us for rates
Open Hours: Mon to Fri, 11am to 9pm kitchen
l S t & S 8:30am to 9pm kitchen closes.
The basic rules are that all boats approaching each other must pass port to port (left to left), i.e. opposite to driving on the road in Cayman. Power boats must always give way to sailboats, and boats that are overtaking must keep clear of other boats. These are the basics, but make sure to read up on more complex situations.
Boat Safety Gear Checklist
Check Your Lifejackets: Lifejackets with kapok filling or cotton straps are unsafe and could fail when used. Make sure that lifejackets are still the correct size, in good condition and suitable for the type of boating you do.
Be Prepared For An Emergency: Check and confirm where your safety equipment is stored. Can you access it easily in an emergency or after a capsize? Make sure you have the following items on board:
> Boat hook and throwing line
> Warm clothing or disposable/foil thermal blanket
> First aid kit
> Navigation equipment
> Bailing system
> Rope
> Waterproof torch
> Alternative power (a spare outboard, oars or paddles)
Put together a floating ‘grab bag’ that contains all the emergency gear you would need should you need to abandon your boat. The bag should contain: ways of calling for help, i.e. emergency distress beacon, flares or waterproof VHF radio and lifejackets. Finally, before you go out:
> Make sure that someone else knows how to operate the boat if the skipper is unable to, for some reason.
> Brief your crew or passengers on what to do if things go wrong and practise different scenarios – be mentally prepared for the unexpected.
> Check expiry dates on flares and fire extinguishers, and replace or service them if they’re out of date.
> Check batteries on portable equipment
such as torches, radios and your GPS, and replace them if you need to.
> Make sure your distress beacon’s registration is up to date.
Boat Training
Boat training is a form of vocational training that helps beginners learn the ropes and can help boost employability, give companies formal safety qualifications and even lower boat insurance.
See the Vocational Training section in the Education chapter for a list of companies that provide boat training.
Navigation
A GPS or a chart plotter is highly recommended; however, basic navigational knowledge is helpful. Get to know landmarks on the horizon, like the airport, the landfill, The Ritz-Carlton, Kimpton Seafire, Harbour House Marina and more. Fixed or hand-held GPS units can be purchased from Harbour House Marina, Kirk Marine or Scotts Marine.
Whenever you are on your boat, insert any navigational aids as marks on your GPS. These can be channel markers for your canal, floating metal mooring buoys in the Sound or the main channel markers. This can help if you are in a situation with no visibility or out at night and discover a channel marker light is out.
The world is divided into two regions for navigation markers. Cayman is in Region B, which uses the convention that red port marks are on the left when exiting a channel. Remember this by using the mnemonic “Red Right Returning”. This is the opposite system to the UK and Europe.
If a vessel is approaching from your port side, you will see a green light and have right of way. A vessel on your starboard side will show you its red light, so you must give way. The most dangerous situation is if you see both a red and a green light, as this means you are looking at a head-on collision. Make a distinct course change to starboard so the other vessel knows you are taking avoiding action. Remember: “If two lights you see
ahead, turn to starboard, show your red”. This information is crucial when boating at night.
Boating at Night
Darkness distorts perceptions. Therefore, at night, winds seem stronger, waves seem bigger, and it is difficult to tell if a light is 600ft or two miles away. Out on the North Sound, it is impossible to see the water depth or coral heads, especially on a moonless night. At night, safe boating involves more common sense. Ensure your navigation lights are working so other boats can see you and carry a powerful torch, at least a million-candle power, so you will be able to pick out channel markers from 300ft away. Use your GPS if you have one.
Although many channels have lights, be aware that markers can drift, and if one marker light is not working, it is easy to mistake a working middle marker for a defunct outer marker.
VHF Radio
If you are out of mobile phone range in an emergency, use a VHF radio to call Port Security on channel 16. Tell them your boat name, position and coordinates, and the nature of the problem, and they will help. Although channel 16 is the emergency channel, it can carry routine calls to establish communication. Once contact has been made, the conversation must be switched to another working channel. Mayday calls on channel 16 are for life-threatening emergencies only. Boat owners should acquaint themselves with VHF etiquette in the case of an emergency. In order to have a VHF on board, the boat must have a Maritime ICT Licence, and the operator must have the appropriate Maritime Radio Operators’ Certificate for the type of equipment on the vessel. In Cayman, the legal framework for VHFs is a nightmare as few boats have a licence, and virtually no operators have the required certification. Visit www.ofreg.ky/ict/ship-radio for more information.
Boat Security
Although a relatively rare occurrence, there have been incidences of boats being stolen. Store expensive equipment indoors as the theft of valuable fishing, diving and boating equipment/gear has become more frequent, and you are advised to take extra precautions when securing your boat at night. More common is the theft of small engines, movable outboards and electronics. If you see any suspicious activity, please report it to the police immediately and provide a full description, including serial numbers, of anything that has been stolen. There are devices on the marine market that can help protect your boat. Speak to a marine professional for more information.
Boat Locks: Installing a lock mounted directly to the steering wheel of your boat will help discourage theft of your boat.
Marine Magellan: Includes wireless sensors
that monitor intrusion, high water, shore power loss, low batteries and more. Should any of the wireless sensors be triggered, the device will call the designated parties and relay a personalised pre-recorded voice message of the event. The device also allows the owner to call the boat to receive a system status and remotely manage operations like switching on lights or battery charging circuits.
Sat-Trak GPS Tracking: Suitable for boats, wave runners and jet skis, Sat-Trak devices allow you to monitor the location of your asset online, track activity and recover from theft. Devices include real-time tracking and reports, map and satellite views, and location notifications by text or email when the craft leaves the dock. Satellite tracking will aid the police in the recovery of your boat by tracking its last known location and direction.
Spot Trace: Allows you to track your assets using satellite technology. Once motion is detected, you will instantly receive
a text or email and it will allow you to follow them on the map from your phone or computer. This is popular for smaller boats.
Advice and security products can be bought from the following companies:
Harbour House Marina
Tel: (345) 947 1307
www.harbourhousemarina.com
Scotts Marine
Tel: (345) 949 4186
www.scottsmarinecayman.com
Featuring SPOT GPS tracking and communication products. SEE AD PAGE 245
The Security Centre Limited
Tel: (345) 949 0004
Email: info@security.ky
The Security Centre carries stateof-the-art geo-tracking devices for installation on your vessel. They also have security personnel for hire.
Protecting Your Boat in a Hurricane
There are several precautions you can take to protect your boat during a hurricane. Store boats and trailers ashore, if possible, for a better chance of survival. If not, tie your boat together with other boats and do not put it parallel to the shore as waves can capsize it. Remove the bimini top or any items on deck that could become projectile objects in strong winds. Unstrapping masts on sailboats is also strongly advised. Remember to take everything, including all paperwork, insurance records and electronics, off the boat. Make an inventory, including serial numbers, with photographic or video evidence of items left on board. For more information on how to secure your boat before and during a storm, visit www.caymanresident.com.
Boat Insurance
Boat insurance is not compulsory in Cayman; however, obtaining it can offer peace of mind. If you have obtained a loan from your bank to purchase your boat, they will most likely require you to have insurance. Refer to the Settling In chapter for a list of insurance providers. The following companies offer boat insurance:
Bogle Insurance Brokers Ltd.
34 and 35 Pasadora Place, Smith Road, GT Tel: (345) 949 0579 or (345) 623 0579
Email: service@bogleins.com
Offers comprehensive and standard liability marine insurance. SEE AD PAGE 135
CG BritCay
BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699
Email: info_ky@cgcoralisle.com www.cgcoralisle.com
CG BritCay’s marine insurance offers financial protection for your boat. Policies are available for motors, equipment and accessories against weather damage, fire, theft and more. They cover a wide range of watercrafts, including but not limited to sailboats, cabin cruisers, dinghy tenders, centre consoles, speedboats, landing craft, sightseeing vessels and dive
boats. SEE AD PAGE 136
Pensum Services
Unit A7, Cayman Business Park, GT Tel: (345) 923 6655
Email: insurance@pensum.pro www.pensum.pro
Pensum’s marine insurance covers a wide range of yachts, runabouts and other pleasure crafts, as well as charter and work boats. Typical marine insurance covers hull, machinery, protection and indemnity. Pensum has over 15 years of experience in international maritime insurance and provides a professional service that is fast, friendly and efficient.
Island Heritage Insurance
Island Heritage House,128 Lawrence Blvd
Tel: (345) 949 7280
Email: customercare@islandheritage.com.ky www.islandheritageinsurance.com
Their marine insurance covers third-party liability and protection for boat owners from risks like fire, theft, sinking, weather damage and collision. SEE AD PAGE 141
BUYING & MAINTAINING A BOAT
Once you have decided on the type of boat you’d like, the next thing to decide is whether you want a new or used vessel. Several brokers specialise in used boat sales and they can also help with the process of buying a new one, whether in Cayman or overseas.
Brokers can help determine what you need in a boat and scour the market with you as your ally. Plus, if you purchase a boat from a local dealer, you have the benefit of on-Island warranty service.
There are several new boat dealers in Cayman, so pricing is competitive. The sales staff are also very knowledgeable and know a lot about the nature of the market and our waters.
Boat Dealers, Maintenance & Outboard Engines
Automotive Art & Yamaha Power Sports
480 Shedden Road, George Town
Tel: (345) 949 7102
Sells Yamaha outboard engines and Eduardono boats. They can also repair boat engines.
Avalon Marine
Tel: (345) 945 5103
Mobile: (345) 516 7708
Email: rafe@avalonmarine.ky
www.avalonmarine.ky
Mobile and fixed location boat maintenance, repair and full management services for all vessels and watercraft. Offers mechanical, engine, plumbing, electrical, electronic, cosmetic and captain services. Haul, launch and storage for boats and trailers. Brokerage for new and used boats, both local and international. Extensive experience working in the local and US market to find, survey, purchase and deliver boats to Cayman.
SEE AD OPPOSITE PAGE
Boating Made Easy (BME)
256 North Church Street, George Town
Tel: (345) 749 7555
On-site diesel delivery: (345) 923 3031
Email: boatingmadeeasy@gmail.com
BME offers long-term storage, monthly maintenance, mechanical services, audio fabrications and installations, and more.
Cayman Power Sports & Marine
Unit 3, Selkirk Plaza, George Town Tel: (345) 943 2005
Email: service@cpsm.ky
Harbour House Marina (HHM)
Marina Drive, Prospect Tel: (345) 947 1307
Email: info@harbourhousemarina.com
HHM is a full-service marine facility and Boston Whaler dealership. They also sell Sea Ray, Schaefer Yachts, Release Boats and Honda Marine. HHM is the only authorised applicator of Sea Hawk antifouling paints in the Cayman Islands.
Kirk Marine
Boilers Road, George Town
Tel: (345) 946 3575
www.kirkmarine.ky
Kirk Marine is one of Grand Cayman’s most well-stocked fishing tackle, boating and
marine stores and carries all the major brands. They have a full-service boatyard and are authorised distributors for Sea-Doo and YOLO Paddleboards. Their parts department has a large inventory of trailer parts, engine parts and boat repair and maintenance supplies.
SEE AD PAGE 255
MooreMarine Services
Tel: (345) 949 6672
Email: info@mooremarineservices.ky
Pro Yacht
Tel: (345) 945 4676
Email: info@proyacht.ky
Emergency Tel: (345) 516 4676
Sells Robalo, Jupiter Marine, Regal Boats, Invincible Boats, Viking Yachts, Valhalla Boatworks and Cummins. They also have a 7,000sq ft workshop for the servicing and repairing of vessels, as well as a boat storage yard.
Scotts Marine
The Barcadere Marina, George Town
Tel: (345) 949 4186
Email: info@scottsmarinecayman.com www.scottsmarinecayman.com
Located at Barcadere Marina on North Sound Road, Scotts Marine is a full-service marine centre and boat yard with a 100-tonne Marine Travel Lift and a 15,000sq ft showroom, chandlery and service centre. They are Cayman’s only factory-authorised Mercury Marine dealer, providing manufacturer-backed sales, warranty and a factory-trained and Mercury certified service team, and are the exclusive local dealership for Scout, Pursuit, Cobalt and Bayliner boats, and Hobie sailboats, kayaks and SUPs. They are also dealers for Volvo Penta, Yamaha and Yanmar marine engines, Fischer Panda marine generators, Optima marine batteries, and offer a full line of parts, accessories, electronics, safety equipment, fishing supplies, apparel and more. SEE AD PAGE 245
Superior Auto
14 Sherwood Drive, George Town Tel: (345) 949 9570
Email: info@superiorautocayman.com or sa@
candw.ky
www.superiorautocayman.com
Superior Auto offers boat propeller repair services, with staff trained and certified by Runquist Propeller Tools. They ensure your boat propeller is repaired quickly and efficiently, utilising high-quality parts. The in-store Dyno Balancer guarantees precise balancing, eliminating vibrations and enhancing performance. Enjoy a smooth and worry-free experience on the water, with their team of experts handling your boat propeller repair requirements when docked.
SEE AD PAGE 241 & 249
Maintaining a Boat
If you buy a boat, bear in mind that a combination of salt and sun is the perfect cocktail for rust and ageing! Taking a few minutes to hose down the boat with fresh water after a trip out on the sea is probably one of the easiest maintenance procedures you can do. This will reduce the chance of corrosion in your engines, bimini tops, snaps and other metal parts.
It is recommended that you also do the following:
> Flush your outboard motors, preferably using products like Salt Terminator, each and every time you take out the boat.
> Give your boat a soapy wash using a premium marine non-phosphate and non-toxic boat wash. This will ensure that you get rid of any contaminants from the sea while retaining all your waxes and keeping the environment safe. Never use a household detergent on your boat!
> Wax your boat using a premium marine wax once every six to 12 months. This will revive the look of the boat considerably and protect the boat from salt and sun. The wax can be applied by hand, but it’s easier with a good dual-action polisher to get the job done quickly.
> Use a non-slip floor cleaner for your boat floors, marine aluminium cleaner for the aluminium top and premium marine vinyl cleaner and protector for all vinyl.
All washing, waxing, polishing and compounding can be applied on all painted or gel-coated, fibreglass or urethane surfaces, including the engines and engine covers, interior floors and gunnels to keep them all shining like new. Invest in good covers for your boat and engine to prolong their lives. Blocking out the sun is by far the best solution to keeping everything pristine.
Use only marine products, including brushes, for scrubbing and ensure that all products used don’t endanger aquatic life or degrade our waters. Marine cleaning products can be purchased at Harbour House Marina, Kirk Marine and Scotts Marine. These companies also offer boat cleaning services.
If you keep your boat in the water fulltime/permanently, you will need the hull to be coated in anti-fouling paint. This process will need to be repeated annually to protect your boat from barnacles and algae. If left uncoated, marine growth will cause a drastic reduction in the performance of your vessel, as well as
risk long-term damage to the hull itself and engine(s). It is recommended that antifouling is carried out by a professional boat handler who can haul your boat out of the water, and trained staff will apply it. Antifouling is extremely caustic and is carcinogenic, so it should be applied using the appropriate cover-ups, including a full respirator mask and gloves.
An engine service should be undertaken regularly and in conjunction with the warranty. This would normally be carried out at the same time as antifouling. Fluid levels should also be checked regularly, along with the batteries.
Repairing Boat Upholstery
All Marine & Outdoors
Tel: (345) 321 2424
Email: admin@allmarineupholstery.com
Specialises in remaking, refitting, repairing and restoring marine upholstery.
Harbour House Marina (HHM)
Tel: (345) 947 1307
Email: info@harbourhousemarina.com
Suppliers of custom-made boat covers, boat seats, cushions and bolsters, boat enclosures, bimini tops and marine carpets.
MooreMarine Services
Tel: (345) 949 6672
Email: info@mooremarineservices.ky
Visit www.mooremarineservices.ky for a full list of their services.
Boat Storage
Harbour House Marina, Scotts Marine and Pro Yacht offer secure boat storage.
Boat Licensing Fees
MARINAS & MARINE FUELLING STATIONS
Marinas
The Cayman Islands is a British Overseas Territory and, as such, is a highly regulated jurisdiction with entry to the Islands controlled exclusively by CI Customs and Border Control (CBC). The official port of entry for Grand Cayman is the main port on the west coast of George Town. Without exception, once arriving within 12 miles of the Islands, all vessels wishing to clear into Cayman waters must notify CI Port Security via VHF channel 16 for instructions on how to proceed. Port Security is available around the clock, though CBC is open Monday-Friday 8.30am-4pm, and Saturday 8.30am12.30pm. An extra fee is applied when you enter outside of these times. It is entirely up to Port Security to direct you to your clearing-in point as determined by CBC, and failure to notify the authorities of your arrival in Cayman waters or to comply with Port Security instructions can result in fines and penalties for the vessel. You must have a passport valid beyond the date of stay to enter. However, with advance notice, and timely receipt of relevant documentation, it is also possible to request CBC clearance for visiting vessels at the Barcadere Marina in George Town.
The Barcadere Marina
The Barcadere is a world-class, award-winning marina located in George Town, right next to the Owen Roberts International Airport. It features direct access to the North Sound and other local attractions like the worldfamous Stingray City and diving on the North Wall. The marina offers berthing for boats and yachts up to a maximum of 8ft draft, with individually metered water and power.
The Government imposes an annual licensing fee on vessels in Cayman, which is collected by the Port Authority. It is the responsibility of a boat owner to complete a licensing form and let the Port Authority know of any changes. Commercial boats also need to be licensed, but the process is a little more complicated than for pleasure vessels. Note: There is no licensing fee so long as a valid business licence is submitted with the application. To download a form, visit www.caymanport. com/forms. You can register your boat and its name; however, this is not required for private local vessels. For large international vessels, Cayman offers various registration options. Visit www.cishipping.com for more information.
There are washrooms, free wireless internet and nightly security, all in a safe and secure environment. Their dockside fuel station, Scotts Landing, features premium ValvTect marine fuel and offers a sewage pump-out service. Also located on-site is Scotts Marine, the Island’s exclusive Mercury Marine dealer, which features a full-service boatyard with a 110-tonne marine travel lift and a 15,000sq ft sales and service centre representing all of the top marine brands. The Barcadere Marina is also home to George Town Yacht Club, a casual waterfront bar and restaurant with your choice of inside, poolside or dockside dining. The food is delicious and well-priced, and it is a recipient of TripAdvisor’s Certificate of Excellence. Visit www.gtyachtclub.com. Tel: (345) 949 3743 or visit www.barcadere.com. SEE AD PAGE 247
The Cayman Islands Yacht Club and Marina
This marina can be found in Governor’s Creek on the west side of Grand Cayman. It can cater for up to 166 boats of varying sizes (30ft to 150ft long with a maximum draft of 6.6ft). The facility offers 24-hour manned security, full CCTV coverage and private dock access via secure key cards, which provides peace of mind for your vessel. There is a fuel depot for both boats and vehicles, wet slips and a pump-out facility, as well as power and water on each slip and a whip panel, which allows onboard refilling of dive tanks – a great convenience to commercial dive operators. There are two restaurants onsite and a fully stocked convenience and liquor store, bar and chandlery. To contact them for more information or to rent a dock, Tel: (345) 326 4985 or visit www.ciyachtclub.ky.
Harbour House Marina (HHM)
HHM offers canal dockage with direct access to the North Sound, free showers, WiFi, electricity and water. Full dockside maintenance services are offered, as well as boat storage with 24hour security. Tel: (345) 947 1307 or email: service@harbourhousemarina.com.
Kaibo Marina
Open to boaters using Kaibo Beach Restaurant, Kaibo Beach Espresso and Upstairs at Kaibo, the marina is a 26-berth Poralu Marina floating dock. Offering electricity and water hook-up
and locked-gate walkways, the 26 boat slips are available for short-term, overnight and long-term rental. Tel: (345) 947 9975 to make a dock booking.
Marine Fuelling Stations
On the North Sound there are three marine fuelling stations – Scotts Landing at the Barcadere Marina, the Cayman Islands Yacht Club on Governor’s Creek, Harbour House Marina on the south side of the Sound, and at Tukka West dock in Morgan’s Harbour. All four locations sell petrol and diesel. No ethanol petrol is sold at marinas in Cayman, and the only landbased locations is Refuel (Tel: (345) 745 3835) at 126 Maclendon Drive, Industrial Park in George Town and a new location on the Esterly Tibbets Highway, in the Seven Mile Beach area. They also offer a mobile fuel delivery service which is perfect for boat owners.
Note: Cayman Islands Law states that all fuel stations must display their fuel prices in CI dollars per imperial gallon, except at marinas where prices must still be displayed in CI dollars per imperial gallon but may be dispensed and charged in CI dollars per US gallon, which is approximately 20% less per volume than an imperial gallon.
The diesel being sold in Cayman today is ultra-low sulphur. However, it is worth checking which marine fuel stations add a lubricity booster to their fuel to help prevent deposits from accumulating in fuel injector pumps. Scotts Landing, located at the Barcadere Marina, is the Island’s exclusive dealer for Valvtect Marine fuel, which is specially formulated to ensure the best performance from your boat or watercraft but is also ideal for use in generators and will improve the performance of vehicles and other equipment. They are open 7am-7pm, seven days a week, and feature dockside and landside fuel dispensers for your convenience. They guarantee to provide only ultra-low sulphur diesel and premium 93 octane petrol. The Valvtect additive causes fuel to burn more cleanly, reducing harmful exhaust emissions while cleaning your motor’s fuel system and
combustion chambers and it is proven to increase performance and fuel economy by up to 7% in independent testing. It also increases the stability of the fuel and contains extra water dispersants and corrosion guard technology. The diesel additive boosts cetane level and lubricity, making it more suitable for EU diesel engines using the lower cetane US-spec diesel available on-Island. Scotts Landing also offers a full-service dockside sewage tank pump-out service for boats.
GETTING OUT ON THE WATER
Boat Rentals
Whether you want to visit the Sandbar and its resident stingrays, snorkel the Coral Gardens, take a sunset cruise or explore the North Sound, the following options are great for those looking to get out on the water. If you want to rent a sailing dinghy, Laser or Pico, then a great option is to call the Cayman Islands Sailing Club, Tel: (345) 947 7913 or email: booking@sailing.ky.
Cayman Boat Rentals is a boutique service offering the exclusivity of renting your own boat, jet skis or a variety of nonmotorised watersports toys and add-ons for the boats, without the hassle of boat ownership. Tel: (345) 949 6672 or visit www.caymanboating.com. You can also find more information, including times and prices, by visiting www.explorecayman. com.
Tours & Private Boat Charters
Numerous companies offer North Sound boat and snorkelling trips. Half-day trips usually include stops at the Sandbar and the Coral Gardens to snorkel. Full-day trips include all the stops mentioned above but also include conch hunting (when in season) and a delicious local seafood lunch either cooked and served on board the boat or on the beach at Cayman Kai. For the latest information on tours and private boat charters, visit www.explorecayman. com or pick up a copy of Explore Cayman magazine.
Blue Haven Charters (Tel: (345) 516 1978) have tours departing from Kaibo marina.
They provide snorkelling excursions to secluded coral heads and trips to Stingray City aboard their 31ft Jupiter Centre Console boat. Ocean Frontiers (Tel: (345) 640 7500 or email: info@oceanfrontiers. com) offers multiple Stingray City and snorkelling tour options at various times of the day. Their dawn stingray excursion is one of the most unique ways to interact with these marine animals in their natural habitat, unfettered by other tourists. Paradise Pontoons (Tel: (345) 321 0000) takes guests on 3-4 hour snorkelling trips and sunset cruises, with collection and drop-off direct from the Seven Mile Beach area. They also do custom itineraries for birthdays and special occasions. Red Sail Sports (Tel: (345) 623 5965) boasts a fleet of five luxury 65ft sailing catamarans. They offer snorkelling trips along Seven Mile Beach and various scuba diving experiences. Ask about their resident discounts. Finally, in addition to the familiar Stingray City tours, White Sand Watersports (Tel: (345) 926 7263) has a slip n’ slide snorkel boat and rents stand-up paddleboards and single occupant kayaks.
Evening Sailing & Sunset Tours
Evening sailing trips in Cayman are a special experience and luckily there are several options available. You can enjoy a picturesque sunset sail with Blue Sky Sailing (Tel: (345) 326 1516) aboard Splendour in the Wind, a fully equipped 47ft sailing yacht. Cayman Islands Sailing Charters (Tel: (345) 525 1222) run personable, private sailing charters tailored to your specific needs aboard their 37’ catamaran. Rayz Dayz (Tel: (345) 936 1560) will take you and your guests on a slow-paced cruise in the North Sound or along Seven Mile Beach as the sun sets. Red Sail Sports (Tel: (345) 623 5965) offers several evening sailing options on one of their 65ft catamarans. Cruise the coastline on their popular Sunset Sail or dine onboard their Dinner Sail with food served fresh off the BBQ.
For a unique experience you could book a cruise to the bioluminescent bay under a
beautiful night sky on Cayman Kayaks new and improved electric boat. Visit www. caymankayaks.com/electricboat for more information.
Sailing & Yacht Clubs
If you are a keen sailor, you may want to join the Cayman Islands Sailing Club (Tel: (345) 947 7913). Sailing lessons for adults and children are available throughout the year. Training rotations for child and adult lessons are offered on their Hartley fleet and other dinghy fleets, as well as J22 lessons for the more advanced sailors who are interested in racing. Dinghy racing usually takes place on the first Sunday of the month, with J22 racing on the third and Cruisers racing the fourth Sunday of the month. The club also organises the very popular Wednesday Night Hartley sailing; boats are rigged and ready for 4pm. There are also opportunities for those with their own larger sailboats as the cruiser fleet arranges periodic races, rallies to the Sister Islands and Cuba, full moon sails and gettogether ‘sailaways’. The Sailing Club has a scenic clubhouse overlooking the North Sound and often hosts parties and socials. Various types of sailing boats can be rented by the hour, half or full day, and members get a discount. Email: rharvey@sailing.ky or coach@sailing.ky for information about their skipper course, learn-to-sail camps, school lessons, sponsorship and sailing schedule. Visit www.sailing.ky for more information and rates. SEE AD PAGE 416
Another option is the George Town Yacht Club (GTYC), based at the Barcadere Marina at the end of North Sound Road in George Town. The GTYC includes a clubhouse with a restaurant and bar, changing rooms with showers and lockers and a recreational pool for families and kids. Anyone can dock their boat right up to the restaurant and bar, which offers a casual ‘back porch’ dining experience. This family-friendly facility provides a full roster of events and activities, regularly attracting the larger public on weekends and also serves as a popular private party venue. For more information, Tel: (345) 949 3743 or email:
FISHING
Fishing Trips & Tournaments
Numerous companies offer deep sea fishing trips and guests will have the opportunity to catch blue marlin, white marlin, sailfish, wahoo, mahi-mahi and tuna. Cayman Eco Adventures (Tel: (345) 916 0503) offers full-day or half-day deep sea and reef fishing trips aboard their Everglades 435CC; a comfortable and speedy power boat. Blue Haven Charters (Tel: (345) 516 1978) run private deep sea fishing charters. Just bring your sunblock and snacks for a perfect day on the water Cayman’s annual fishing tournaments, like the Burger King ‘Big Fish’, are hugely popular. The Cayman Islands Angling Club puts on numerous tournaments during the year, including the annual Cayman Islands International Fishing Tournament, held every year in April or May. Visit www. fishcayman.com for more information.
Light Tackle Game Fishing
Bonefish, tarpon, and pompano, amongst other species, can be caught around all three Islands, but Little Cayman is renowned for inshore gamefish, and there are some spectacular fishing opportunities for those who enjoy the sport. Refer to page 473 in our Travel chapter for more information about fishing in Little Cayman. In Grand Cayman, Captain Ronald Ebanks from FlyFish Grand Cayman offers a local-guided fishing experience and uses his knowledge of the Caymanian waters on either a 17’ Stratos Flats Boat or the Bluewater 2350. They tailor your trip to suit your needs, and offer light tackle, reef bottom, night, deep sea and night fishing, as well as Stingray City, snorkelling and eco tours. Tel: (345) 916 5753, email: flyfish@candw.ky or visit www.flyfishgrandcayman.com.
Fishing Restrictions
Anyone can fish in Cayman, as long as they are not in a Marine Reserve or other no-fishing marine park, but there are very strict rules on the size of fish you can catch
and there are some you must immediately release if you catch by mistake. The rules are as follows: Jewfish (goliath grouper), tilefish (whities), filefish (pipers) and angelfish, including Grey, French and Queen angels (old monks), and all sharks and rays, are protected and not allowed to be taken from Cayman waters at any time.
Of the fish that you can catch, there is an eight-inch minimum size on all other species except goggle eyes, sprats (herrings), silversides, anchovies and fries, including loggerhead and fine fry.
However, there are different rules for Nassau grouper. There is a 16 inch minimum and 24 inch maximum catch size throughout all of the Cayman Islands, year-round, and no Nassau grouper can be caught using a speargun. Nassau grouper cannot be taken from the 1st December to the 30th April. Outside of this, there is a catch limit of five per person or five per boat, per day, whichever is less. During the closed season (1st December to 30th April), no one may fish in a Spawning
Aggregation Zone. If you see any fishing taking place in or around a Grouper Spawning Area, call 911 immediately and a police boat will be sent to investigate.
Designated Grouper Spawning Areas
In accordance with DoE regulations, the designated areas are Coxswain Bank and South West Point in Grand Cayman, the east and west end of Cayman Brac and Little Cayman and the Twelve Mile Bank. We discourage you from catching or eating grouper as they have been over-fished and the population has been severely depleted.
Licences for Fish Pots & Spearguns
Fish pots and spearguns must be licensed by the National Conservation Council, and only Caymanians over the age of 18 may be granted a licence. When entering the country, you must declare all spearguns. Email: doe@gov.ky or visit www.doe.ky.
Lionfish Hunts & Culling Licences
Lionfish are an invasive species and a significant threat to our marine ecosystem. Lionfish consume large numbers of small fish on a reef within a relatively short amount of time and have no natural predators in the Caribbean Sea. Divers, snorkellers and fishermen can obtain training and a licence from the DoE to cull them. Remember, lionfish are venomous. Do not attempt to catch or handle one without proper training. However, they are delicious and the most environmentally friendly seafood you can choose in a restaurant. Contact the DoE. Tel: (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/lionfish-invasive. See the Diving chapter for more details.
MARINE RULES & REGULATIONS
You are obliged to familiarise yourself with the applicable boating, marine and environmental laws when using Cayman’s waters. These include catch and size limits, open and closed seasons
and restrictions in each protected area. Breaches of the law are treated as serious offences and anyone committing an offence against the National Conservation Act and its regulations is liable to a fine, imprisonment or both. Tel: (345) 949 8469 to report any offences.
Marine Parks App
The Department of Environment (DoE) has an app called ‘CaymanDoE’ to provide residents and visitors with up-to-date information and maps on Cayman’s marine parks and National Conservation laws. On the app map, the new Marine Park zones are clearly marked out, and you can click on any zone to find out what the rules are for each one. You can turn on location services to see where you are on the map and identify the zone that you are in. The ‘Laws’ page shows all closed seasons and catch limits for various marine species, as well as protections in place for others. The app does not use internet data once it has been downloaded. The app is available
to download from the Apple Store and Google Play. You can also visit www.doe.ky to download the marine parks map. Boating and navigational laws can also be found on the Port Authority’s website (www.caymanport.com).
Lobster, Conch & Other Catch Limits
Lobster season is closed from the 1st of March to the 30th of November. Catch limits per day in open season are three per person or six per boat (two or more people), whichever is less. Lobster tails must be a minimum of six inches long, and only spiny lobster (P. argus) can be taken.
Conch season is closed from the 1st of May to the 31st of October. Catch limits per day are five per person or 10 per boat (two or more people), whichever is less. Lobster and conch may never be taken from a marine protected area. Whelk season is closed from the 1st of May to the 31st of October and the catch limit is two-and-a-half gallons in the shell or twoand-a-half pounds of processed whelks per person, per day. Nassau grouper closed season is from the 1st of December to the 30th of April. During the open season, the catch limit is five per person or five per boat per day, and only fish between 16 and 24 inches (inclusive) may be taken. No one may spear Nassau grouper. All of the above rules also apply to the purchase of lobster, conch, whelk or grouper caught in Cayman waters. Echinoderms (starfish, sea eggs, urchins, sea cucumbers, sand dollars, etc.) and elasmobranchs (sharks, stingrays and other rays) may not be taken from Cayman waters at any time. No one may disturb, harass or harm turtles. Furthermore, no one may take turtles in Cayman without a licence. Possession of turtle eggs is prohibited. No one may use food to attract any sharks in Cayman waters. For a list of protected fish, go to www.doe.ky. Taking any marine life (dead or alive) while scuba diving is prohibited. Do not wear gloves while diving or snorkelling. Damaging coral in any manner is illegal.
Marine Park Regulations & Anchoring Cayman’s marine parks were put in place in 1986. Due to environmental stressors, like declining fish populations, reef degradation, climate change and rapid population growth and development, marine parks are extremely important for Cayman’s fish population to remain sustainable. The marine parks in the Cayman Islands cover 48% of the coastal waters near Grand Cayman, 43% on Cayman Brac and 57% on Little Cayman. You cannot take any marine life, whether alive or dead, within a Marine Reserve (though you can catch-andrelease fish for bonefish, tarpon and permit). Line fishing is permitted in the Line Fishing Zones and outside the marine parks. Taking fry and sprat with a fry or cast net is allowed in marine reserves and line fishing zones. Note: Fish traps, spear guns, pole spears and other nets are prohibited. No anchoring is permitted; only the use of fixed mooring is allowed. The exception is that boats of 60ft or less may anchor in sand, so long as no grappling hook is used, and neither the anchor nor the rope or chain will impact coral. Anchoring is also permitted in designated port anchorage areas. Contact Port Security on VHF channel 16. In Bloody Bay Little Cayman, restrictions have been placed on the use of the marine park, and no commercial operations may use it without a licence. Visit www.doe.ky for details.
Environmental Zone Regulations
Restrictions in the Environmental Zone are strictly enforced. The rules are no marine life, whether alive or dead, can be taken, no in-water activities are permitted, the public may only access at speeds of five knots or less and no boat can drop anchor. Line fishing, fish traps, nets and spear guns are strictly prohibited. Read the DoE ‘Marine Parks App’ section on the previous page of this chapter to identify which zones are protected by environmental regulations.
Tell them you saw it in the
Grand Cayman's extensive array of products and services has made it a popular shopping destination. The Island's wide range of furniture, accessories, gifts, artwork, cameras and fashion stores draw tourists from across the Caribbean and beyond. New shopping plaza developments include Jacques Scott Marketplace and 61 West Apartments, located in West Bay, The Grove Too on Seven Mile Beach, and City Plaza on Crewe Road – all of which feature a variety of retail stores, restaurants and cafés. High-end shops line the aesthetically pleasing sidewalks of Camana Bay and The Grove, both located on West Bay Road, and Harbour Walk at Grand Harbour. These spots are favoured amongst locals and tourists alike. Catering to everyone, from fashionistas to bookworms, whether you are just stopping in Grand Cayman for a week or staying for the foreseeable future, you are guaranteed to be met with a plethora of shops of every kind. In the central George Town area, many of the stores are aimed at tourists, specifically those coming off cruise ships. Shopping centres in this area, like Bayshore Mall and Island Plaza, sell jewellery, artwork, souvenirs and beauty products. Along the Seven Mile Beach strip, you will mainly find clothing stores, especially those selling swim and resort wear, salons and a few stores selling books and stationery. Most furniture stores are
or
Park, but
ON-ISLAND SHOPPING
Photos courtesy of Kirk Freeport, Bon Vivant & Next Chapter
couple scattered in Camana Bay and along West Bay Road. The major homeware stores are in the vicinity of Eastern Avenue. Camana Bay is full of shops, from clothing and books to kitchen supplies. In Savannah, the Countryside Shopping Centre houses a Foster’s supermarket, an A. L. Thompson’s hardware store and other shops. With new shops constantly popping up, great bargain shopping options as well as seasonal sales are bound to appear – so keep an eye out!
Antiques & Collectables
Artifacts Ltd. is a treasure trove of antique maps, prints, silver, coins, jewellery, shipwreck treasures and china, as well as unique, modern handmade glass and ceramics. Cayside Galleries, Seafarers Way, George Town. Tel: (345) 949 2442, email: artifax@candw.ky or visit www. artifacts.com.ky.
Art
Galleries
& Locally Made Items
Art galleries in Cayman showcase the high-quality works of local artists and craftspeople. Featured work includes
original paintings, Caymanite jewellery, hand-woven thatch products, Cayman sea salt, soap products, artisanal jams, hot sauces and sculptures.
3 Girls & A Kiln is an art collective with islandinspired ceramics and upcycled art. Located at 47 South Church Street, George Town. Tel: (345) 640 9990.
Art Nest is a community studio that aims to stimulate creativity in Cayman by offering various art education classes, art supplies and a paint-your-own-pottery studio. Located at Elizabethan Square, 80 Shedden Road, George Town. Tel: (345) 927 2258 or email: events@ artnestcayman.com.
Carlos V. García Fine Art Gallery offers works from up-and-coming artists in the Caribbean and beyond. Visit their vibrant art gallery at Unit 15, The Grove on West Bay Road. Open daily 10am-9pm. Sunday by appointment only. Private tours available daily. Tel: (345) 917 2896 or email: carlosvgarciart@gmail.com.
Cathy Church’s award-winning signature collection, available at affordable prices, is worth the trip to Cathy Church’s Underwater Photo Centre Gallery at Sunset House Hotel, South Church Street, George Town. Open Monday–Friday 10am–6pm and Saturday 10am–5pm. Tel: (345) 949 7415 or visit www.cathychurch.com.
SEE AD PAGE 260, 319 & 451
Cayman Craft Market is located on North Church Street, next to Waterfront Centre in George Town. The market brings together visitors and local artisans who create unique Caymanian art, jewellery, crafts and recycled treasures made from unique materials, as well as locally made sauces, jams and jellies. You can find items made from leather, thatch, wood, shells, Caymanite and black coral.
Cayman Islands National Museum is in the heart of George Town and celebrates the unique natural and cultural heritage of Cayman. The museum shop offers a wide selection of locally made products and souvenirs and is the official distributor of the Cayman Islands flag. Open Monday-Friday 9am-5pm and Saturday 10am2pm. Tel: (345) 949 8368.
The Gallery, by local artist Jason Kennedy, displays various art pieces known for capturing the people of the Caribbean in painted portraits. Located in Camana Bay. Open MondaySaturday 10am-6pm. Tel: (345) 328 3565 or email: jasonkennedyart@gmail.com.
Goodness offers a selection of handmade and sustainable gifts and essentials from both exclusive local and international small business creatives. Open Monday-Saturday 10am-5pm at 31 Shedden Road. Tel: (345) 917 4444.
Guy Harvey Gallery and Shoppe sells original artwork, as well as a wide range of reproduction art, including paper, canvas and aluminium art by Guy Harvey. 20 Seafarers Way, George Town. Tel: (345) 943 4891 or visit www.guyharvey. com.
Kennedy Gallery is Cayman’s best known destination for all your local and Cuban fine art, large format digital printing, scanning and
quality custom framing needs. Supporting the most popular Caymanian and Cuban artists, they carry and display the largest selection in Cayman and have the finest options of materials for both printing and framing. West Shore Centre, 508 West Bay Road. Tel: (345) 949 8077, email: info@kennedygallerycayman. com or visit www.kennedygallerycayman. com. SEE AD THIS PAGE
National Gallery of the Cayman Islands (NGCI)
The NGCI Gift Shop, situated on the Esterley Tibbetts Highway, offers a wide range of locally crafted gift items, prints of artworks from the national collection, and educational gifts for children. Both the National Gallery and the NGCI Gift Shop welcome visitors free of charge.
Open Monday-Saturday 10am-5pm. Tel: (345) 945 8111.
The National Trust for the Cayman Islands nature store provides eco-friendly and locally made products that help to preserve the Islands’ environment and support local farmers and artisans. Available in the store are National Trust for the Cayman Islands branded items, family-friendly ‘Explorer Passports’ for all three Islands, and locally made honey, snacks and artisanal products such as candles and soap. Located at Dart Park, open MondayFriday 9am-5pm. Tel: (345) 749 1121 or visit www.nationaltrust.org.ky.
Pure Art features Cayman’s best-known and beloved painters, sculptors, artisans and craftspeople, with original paintings, art prints and handcrafted gifts in their Caymanian-style cottage on South Church Street. Open MondaySaturday 9am-5pm. Tel: (345) 949 9133 or visit www.pureart.ky. Facebook: @Pure Art Gallery & Gifts and Instagram: @PureArtCayman.
The Ritz-Carlton Art Gallery provides a multidimensional artistic offering that focuses solely on the work of local artists. They include work from artists of various expertise levels, and constantly update their exhibitions three to four times a year. Tel: (345) 923 1888 or (345) 926 0119 for more information.
SEE AD PAGE 295
Art Supplies
Book Nook
Home to an array of toys, books and arts and crafts materials, particularly suitable for children. Galleria Plaza, West Bay Road. Tel: (345) 945 4686.
Kirk Office
Carries an extensive selection of acrylic, watercolour and oil paints, as well as washable children’s paints. Their range of art supplies includes a variety of brushes, canvases, drawing pencils, felt swatches, glue and glitter. 67 North Sound Road, George Town. Tel: (345) 623 5475 or visit www.kirkoffice.ky.
SEE AD PAGE 68
Office Supply Ltd.
Offers a selection of arts and crafts supplies, and creative materials such as canvases, paints, brushes, pencils, stencils, calligraphy sets, mosaic tiles, clay kits and much more. They also stock a range of school and office supplies. Marquee Plaza, 36 Lawrence Blvd. Tel: (345) 946 1200, email: info@officesupply.ky or visit www.officesupply.ky. SEE AD PAGE 5
Beauty Products & Treatments
Bella’s Beauty Supply Store
Sells a full range of hair and beauty products, and accessories. Located in Centennial Towers, 2471 West Church Street, West Bay. Tel: (345) 928 9073. Instagram: @bellasbeautysupplyky.
Beyond Basics Medical: Laser & Skincare
Licensed experts in selling Obagi Medical, Colorescience, Circadia, Repechage and Revivogen. 3rd Floor, Tomlinson Building, GT. Tel: (345) 916 7546 or email: info@beyondbasics. ky. Instagram/Facebook: @beyondbasicslaser.
Body Works
Sells Eminence Organics, Aura Cacia, Kneipp, Deep Steep, Gaiam yoga and fitness products and Gehwol foot products, as well as SOi candles, aromatherapy and more. Queen’s Court Plaza, West Bay Road. Tel: (345) 945 6485.
custom-made colognes. Cardinal Plaza, 30 Cardinal Avenue, GT. Tel: (345) 623 3330.
CEL Beauty Centre & Supply
A beauty supply store with many options for hair, nail, skincare and makeup products. They carry brands like Kerastase, L’Oreal, Maybelline and Revlon. Located at 74 Portland Road, George Town. Tel: (345) 745 0817.
Eclipze Hair Design & Day Spa
Sells Goldwell-Kerasilk, TIGI-Bed Head, Peter Thomas Roth, Gehwol, OPI, Wet brushes, Olivia Garden brushes and more. Located in Camana Bay. Tel: (345) 945 1188 or (345) 916 7274.
Focus Hair & Beauty
Sells Kerastase, Redken and L’Oréal. Marquee Plaza, Lawrence Blvd. Tel: (345) 943 6287.
Hibiscus Spa at The Westin Resort & Spa
Offers Hibiscus Spa wellness gifts, Kerstin Florian, Intraceuticals HydraFacial and Pure Fiji products. Tel: (345) 914 2009 or email: wstngc. hibiscusspa@pyramidglobal.com.
Cayman Perfume Lab
Cayman Perfume Lab stocks fragrances and
La Parfumerie
Shop for the latest products in makeup, skincare and fragrance in dedicated Kirk Freeport stores. Locations in George Town and Seven Mile Beach. Tel: (345) 949 7477 or visit www.kirkfreeport.com.
Le Visage
Sells a range of makeup, skincare, fragrance and hair products, as well as tools and accessories. Brands include Elemis, Dermalogica, Smashbox, Stila, Patchology and more. They also sell reeffriendly Coola sunscreens. Two locations: The Paseo, Camana Bay and Harbour Walk, Grand Harbour. Tel: (345) 946 2332 or visit www. levisageboutique.com.
MAC Cosmetics
Sells MAC cosmetics beauty products. 40 Royal Plaza, Cardinall Avenue, George Town. Tel: (345) 946 6512 ext. 5200.
Paige & Co.
Sells a full range of Redken products. Tel: (345) 938 2259 or (345) 949 6912.
Penha Perfume & Cosmetics
Penha is one of the oldest and most renowned beauty product retailers in the Caribbean. In their two duty-free stores, they sell major cosmetics and skincare like Estée Lauder, Clinique, MAC, Lancôme, The Ordinary, Sol de Janeiro, Rituals, L’Occitane, Victoria's Secret, Bath and Body Works, Kilian, Versace, Tom Ford, Chanel, Dior, Hermès and all other major fragrances. Visit them in two locations: 40 Royal Plaza, Cardinall Avenue, George Town and The Grove, 1358 West Bay Road, Building C, Unit C21. Tel: (345) 949 6513 or visit www. penhadutyfree.com/cay. SEE AD PAGE 258-259
The Ritz-Carlton Spa, Grand Cayman
An exclusive luxury spa providing a full range of services that include signature facials, massages and body treatments. Arrive early to relax in the serene lounge or unwind in the whirlpool, sauna and steam room. Treatments range from 45 minutes to a full day of services. Located on West Bay Road, Seven Mile Beach. Tel: (345) 815 6900 or visit www.ritzcarlton. com/grandcayman.
Rock Gorgeous Hair Salon
Sells GHD, Oribe, Unite, Olaplex, Great Lengths, Wella, GK Hair, Halocuture, Nioxin and more. Tel: (345) 925 4231.
Spa Esprit Hair Design & Day Spa
Sells Olaplex, KMS, Goldwell, OPI and more. The Strand Shopping Centre, West Bay Road. Tel: (345) 945 4334.
Styles Hair Salon & Spa
Sells Matrix, Biosilk, TEC Italy, Paul Mitchell, Redken, Sebastian, OPI, China Glaze, Global Keratin, Remy Laure, TIGI - Bed Head and more. Located in West Shore Centre (pink plaza), West Bay Road. Tel: (345) 949 8809 or visit www.stylesbeautysalonandspa.com.
SEE AD PAGE 278
Ted Green
Sells premium perfumes and home fragrances. Inspired by the exotic flora of the Caribbean, Ted Green blends local influences with expert craftsmanship. Products are available at Kirk Freeport stores, TABS and Silhouette in Camana Bay, The Ritz-Carlton, Pure Art, Pedro St. James and online. Visit www.tedgreen.com or email: info@tedgreen.com.
Tips 'N' Toes
Sells Dermalogica and MZ Skin. Bayshore Mall, George Town. Tel: (345) 943 8637.
Uniko Eco Salon
Uniko Eco Salon by Davines is the only ecofriendly salon in Cayman. They sell a variety of environmentally friendly elements and products and offer hair Botox services. They also have a programme allowing clients to save money and reduce waste by refilling their old containers. Located at 3 Bay Harbour Centre, West Bay Road. Tel: (345) 769 5400 or visit www.unikosalon.com.
Vanity Salon
Sells a full range of Aveda products. Midtown Plaza, George Town. Tel: (345) 949 7929.
Bicycles
There are a wealth of bicycles and bicycle accessories available for both adults and
children on-Island. The main supplier is Uncle Bill’s Home Improvement (Tel: (345) 949 7601). They also sell a wide variety of bike-related products, including accessories, lights and repair kits. SEE AD PAGE 198 Kirk Home Centre (Tel: (345) 949 2521) sells a good selection of Huffy bicycles. Both can be found on Eastern Avenue in George Town. Priced Right (Tel: (345) 815 1070) occasionally stocks bicycles and scooters. Cayman Mobile Bike Repairs (Tel: (345) 525 2020 or (345) 936 8385) is an authorised dealer for Bianchi. In The Grove, Paddle Wheel (Tel: (345) 640 2453) is a bicycle and kayak shop offering tours, rentals, sales and bicycle servicing for all makes and models. Tommy’s Bike Shop (Tel: (345) 938 0311) offers bike maintenance and repairs for every kind of bike, including high end models.
help children learn to read, count and improve their analytical skills. They carry a great selection of fun, award-winning toys for boys and girls of all ages at affordable prices. Expect to find toys you would see in toy stores in the US and the UK. It’s also a great place to shop for birthdays, and gift registries are available. AK also carries an assortment of back-toschool items, including Jansport backpacks. Paddington Place, Godfrey Nixon Way, GT. Open Monday-Saturday 9.30am-6.30pm. Tel: (345) 949 2296 or visit www.atlanticcayman. com. SEE AD PAGE 265
The Book Loft
The Cayman Islands Humane Society’s charity book shop, The Book Loft, is run by volunteers and sells used and new adult and kids’ books. The store only sells books in good condition. They also sell gifts, stationery, greeting cards and paper, as well as both adult and
Book Nook
Sells a good selection of adult, teen and children’s books, travel guides, cookbooks, notecards, candles and more. They also have a great selection of toys, Lego, puzzles, board games, electronic toys and lots of books, including children’s and young adult books. Galleria Plaza, West Bay Road. Open MondaySaturday 9am-6pm. Tel: (345) 945 4686.
Creations Unlimited
Sells branded promotional products such as stationery, caps, cups, clothing and bags. Tel: (345) 326 1906 or email: steve@creations.ky.
Next Chapter
Cayman’s choice for great books, toys, games, puzzles, housewares, plushies and so much more. The destination for New York Times best selling books, LEGO, Star Wars, Hot Wheels, Barbie and Marvel Superhero toys. They also
Open Monday-Friday 10am-6pm, Saturday 9am-6pm, Sunday 10am-5pm. Tel: (345) 640 BOOK (2665) or visit www.nextchapter.ky.
SEE AD PAGE 262
Building Supplies
There are a handful of well-stocked building supply companies in Cayman. The major building suppliers are A. L. Thompson’s and Kirk Home Centre. For indepth information, please see the Building in Cayman chapter.
Buying in Bulk
If you are looking to buy bulk items like nappies, cleaning supplies, toilet paper, non-perishable food and soft drinks, Cayman has a good selection of wholesale stores.
Cost.U.Less
Governors Square, 51 Lime Tree Bay Avenue.
Open Monday-Thursday 8am-9pm and Friday and Saturday 8am-10pm. Tel: (345) 745 5377.
Priced Right
Offers quality products, such as bulk groceries, fresh produce, quality meats, small kitchen appliances, electronics, toys, garden supplies and more, at great prices. Two locations: The Airport Centre in George Town and Republix Plaza in West Bay. Both open Monday-Saturday 7am9pm. Online shopping also available. Tel: (345) 815 1070 or (345) 949 3214. SEE AD PAGE 263
Cameras & Photographic Equipment
In some cases, cameras and camera equipment may be cheaper on-Island than in the US or Europe as they are duty-free.
Cathy Church’s Photo Centre
Cathy Church’s sells a wide range of digital cameras, including Nikon, Olympus, GoPro, Instax, Fujifilm, underwater systems and more. With a camera purchase, you also get 20 free 4”x6” prints from the convenient selfservice print kiosks. They also offer a custom photo printing service and provide an amazing framing service with the largest on-Island framing studio. Located at Sunset House Hotel, South Church Street, George Town. Tel:
(345) 949 7415 or visit www.cathychurch. com. SEE AD PAGE 260, 319 & 451
Clothing & Accessories for Adults
Allee Designer Fashion Boutique
A women’s designer fashion and shoe boutique. Allee provides quality and elegant clothing for all occasions at affordable prices. Galleria Plaza, West Bay Road off Seven Mile Beach. Tel: (345) 946 6464 or visit www.facebook.com/ alleedesignerboutique.
Amé
Offers summer inspired styles from Love Shack Fancy, Farm Rio, Celia B, Kivari and many more. As well as activewear and sportsluxe from Varley, Splits59 and Z Supply, they sell fine accessories and Molton Brown home fragrances for men and women. The Paseo, Camana Bay. Tel: (345) 946 2929.
Atlantic
Atlantic has been a community staple for over 50 years and is known for offering a variety of well-known brands at affordable prices across six departments. Men will find designers such as Original Penguin, Ben Sherman, DKNY, ELLESSE and Madden shoes. The women and junior departments carry AGB, Ruby Rd, Democracy, A.BYER, ELLESSE, YMI Jeans. For women’s shoes, you will find Madden Girl, Esprit, XOXO and Kensie in a range of styles and popular brands for casual, fun and work. They also carry an extensive collection of lingerie, including Maidenform and Bali. Shoppers can also find an excellent and ever-changing selection of accessories and unique gifts. Paddington Place, Godfrey Nixon Way, GT. Tel: (345) 949 2296 or visit www.atlanticcayman.com.
SEE AD OPPOSITE PAGE
Bliss Yoga Cayman
Sells yoga mats, props and high-quality athletic wear for men and women, including Lululemon Athletica. The Strand, Canal Point Drive, SMB. Tel: (345) 949 9642.
Blue Wave - Waterman Cayman
A lifestyle wear and surf shop that carries Billabong, Roxy and more. Also stocks kitesurfing equipment. Two locations: Galleria
Plaza, West Bay Road. Tel: (345) 769 7873. West Shore Centre, West Bay Road. Tel: (345) 949 8166.
Carey’s Karma Closet
A women’s designer consignment store that sells designer clothing and accessories at 40%70% off the retail price. Expect to find brands like Louis Vuitton, BCBG, Gucci, Jimmy Choo and DVF. Buckingham Square, West Bay Road. Open Tuesday-Saturday 11am-5pm. Tel: (345) 947 4945 or email: info@careyskarmacloset.com.
De Sunglass Man
Home to an array of sunglass brands, including Maui Jim, Ray-Ban, OAKLEY, Cartier, Tom Ford, Costa, GUCCI, Prada, Dior, Fendi and Michael Kors to name a few. You’ll also find a collection of fashion jewellery and watches by Calvin Klein, GUESS, CASIO, G-SHOCK, Baby-G, Anne Klein, UnoDe50 and many others, all duty-free. Located in Camana Bay, Island Plaza and the Airport. Tel: (345) 640 5339 or (345) 946 2507. Visit www.desunglassmancayman.com.
Fifth on Seven
Features designer resortwear, swim and beachwear for both men and women. Located at Caribbean Plaza, West Bay Road. Tel: (345) 746 8175.
Forever Summer
A lifestyle boutique with affordable summer inspired fashion for ladies and teens. They have a selection of accessories, gifts, Hydroflasks and Instax instant cameras. The Paseo, Camana Bay. Tel: (345) 949 4142 or visit their Instagram (@foreversummercayman).
Funky Monkey
A hip apparel and fun wear boutique for sport, casual, beach and party-inspired needs. They provide trendy fashion selections and accessories for the whole family. Featuring brands like Ocean Drive, Elan, River + Sky, Saxx, 7 Diamonds, Banana Moon and more. Governors Square, West Bay Road. Tel: (345) 943 8659.
Guy Harvey Gallery & Shoppe
Sells a wide range of Guy Harvey merchandise, including men’s, women’s and kids’ apparel,
accessories, home décor and unique gift items. 20 Seafarers Way, George Town. Tel: (345) 943 4891 or visit www.guyharvey.com.
J. Michael
Offers a large collection of clothing, shoes, accessories, cosmetics and more for women, men and kids. Also good for children’s gifts. The Strand Shopping Centre, West Bay Road. Tel: (345) 946 5310.
NKY Flagship & NKY Collections
Offering luxurious men’s and women’s fashion and accessories. Professional tailoring and personal shopping services are also available. The Paseo, Camana Bay. Tel: (345) 746 8171.
Laura Anderton Millinery
Sells bespoke hats, fascinators, bridal and occasion pieces, as well as unique jewellery featuring hand-blown glass elements. Tel: (345) 916 7754 or email: lauramarieanderton7@ gmail.com.
Off The Peg
Women’s boutique offering stylish and affordable clothing (sizes 2-22), unique fashion jewellery and handbags. 7 Mile Shops, GT. Tel: (345) 946 5050. Instagram/Facebook: @offthepegcayman.
POLO by NKY
Discover the latest within the world of Ralph Lauren. Featuring the finest within the iconic RL brand for men, women and kids. Located on The Paseo, Camana Bay. Tel: (345) 746 8173.
Red’s Emporium
Sells affordable fashion for work and play, as well as unique gifts and accessories for both men and women. The Crescent, Camana Bay. Tel: (345) 640 9849.
Sand Angels
Sells a great selection of world-class swimwear, resortwear and accessories, including bikini separates, full-figure and bra-sized swimwear. The Paseo, Camana Bay. Tel: (345) 945 7263.
TABS Cayman
Sells local gifts and island apparel. Discover
handcrafted jewellery, artwork and apparel by Caymanian artists and designers. Market Street, Camana Bay (opposite Next Chapter). Tel: (345) 525 8227, email: hello@tabscayman. com or visit www.tabscayman.com.
VITAL Spinbar & Yogaden
Sells eco-friendly yogawear from brands, including Manduka and Woven, as well as essential oils, diffusers and candles. VITAL also stocks a luxury spa line with shampoos and body oils. Located in Grand Harbour Shops, Red Bay. Tel: (345) 333 4825.
Vertu
A boutique store selling clothing and shoes for women. Two locations: Flagship by Vertu in Camana Bay and Caribbean Plaza on West Bay Road. Facebook: @vertugrandcayman.
Clothing & Accessories for Children
The beauty of buying kids' clothes locally is that the stock suits the climate! You will be pleased with the selection, variety and prices available in Cayman. Some adult stores like Funky Monkey also stock a good selection of kids' clothing. The boutiques at The Ritz-Carlton and The Westin, as well as Divers Supply and Divers World, carry good options for kids.
Atlantic Kids (AK)
For over 50 years, AK has specialised in children’s clothing, accessories and toys for infants to teens. They are Cayman’s authorised retailer for Carter’s and OshKosh B’Gosh and offer many other top children’s brands like Guess, XRay Jeans, Amy Byer and Stride Rite. AK also sells backpacks, lunch kits and water bottles for all ages, including a wide selection from Jansport. Paddington Place, Godfrey Nixon Way, GT. Tel: (345) 949 2296 or visit www.atlanticcayman.com.
SEE AD THIS PAGE
Bedside Manor
This well-known store sells a variety of baby clothes for various ages, including coveralls, footie and gown sets, sleeping bags and more. Also stocks accessories, including bibs, swaddles, muslin burp cloths, socks and mittens,
beanies and hats. Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.bedsidemanor. ky. SEE AD PAGE 196
Little Angels
Sells a great selection of UV sun protection swimwear, trendy casual clothing and accessories for boys and girls up to age 14. Camana Bay (opposite the cinema). Tel: (345) 946 2645.
Little Coconuts
A kids retail store that sells clothes and games for newborn infants to children aged eight years old. They have a great selection of toys and gadgets perfect for beach days or even at-home activities in the kitchen, bedroom, bath and outdoors. The Crescent, Camana Bay. Tel: (345) 325 7017.
Computers & IT Services
Expect to pay a little more for computers in Cayman. If you import a computer, you will have to pay 22% duty on the shipping, insurance and cost of the equipment.
Cayman MAC Store
Cayman’s Apple-authorised reseller and service provider has a full range of MacBooks, iPads, iPods, iPhones, Apple TV, Beats products, headphones, accessories and more. One Nexus Way, Camana Bay. Tel: (345) 943 4763.
Kirk Office
As an authorised retailer of HP and Lenovo, Kirk Office has an excellent selection of laptops, tablets, printers, monitors and accessories in their interactive showroom. They also offer networking, storage and memory components, plus a variety of cables, adapters and accessories. 67 North Sound Road, George Town. Tel: (345) 623 5475 or visit www. kirkoffice.ky. SEE AD PAGE 68
Office Supply Ltd.
Sells HP, Dell, Asus, Acer, Lenovo and Dynabook computers and laptops and stocks a very large selection of HP printers. Marquee Plaza, 36 Lawrence Boulevard. Tel: (345) 946 1200, email: info@officesupply.ky or visit www. officesupply.ky. SEE AD PAGE 5
PBS Cayman Business Machines Ltd.
PBS Cayman provides IT solutions for business and home use, as well as repair services. Cayman Centre, Dorcy Drive, George Town. Tel: (345) 949 8642 or visit www.grouppbs.com.
Curtains, Draperies & Blinds
See the Home Improvements chapter.
Dive Equipment
Divers Supply
Offers a full range of scuba diving and snorkelling equipment, beach towels, swimsuits and sunscreen. They also rent dive tanks and snorkel gear. Their repair service offers pressure testing, free safety inspections and they honour manufacturers' 'parts for life programmes'. West Shore Centre, West Bay Road. Tel: (345) 949 7621 or visit www. diverssupply.ky. SEE AD PAGE 5
Divers World
Seven Mile Shops, West Bay Road Tel: (345) 949 8128
Electronics & Home Automation
345AV Ltd.
An AV and automation company specialising in automated home systems by Lutron, Savant, Sonos and Control4. They offer a full range of technology solutions, including whole home audio/video, lighting control, motorised window treatments, whole home WiFi, and HiFi systems. 37B Ashgo Street, George Town. Tel: (345) 927 7753 or (345) 916 7753. Visit www.345av.net. SEE AD PAGE 200
Audiophile
Offers a range of audio visual (AV) installations from single zone to entire property multizone functions. They are also exclusive dealers of Bang & Olufsen offering BeoLab speakers, BeoVision televisions, BeoPlay headphones, portables and more. Units 1A and 1B, 38 Market Street, Camana Bay. Tel: (345) 746 4434 or email: info@theaudiophilegroup.ky.
Connect Ltd.
Enhance your lifestyle with Connect and request a free consultation on anything from a new TV, to bespoke solutions for your home
or business. They offer smart home systems, WiFi enhancement, audio/visual, window treatments, automated lighting and much more. With brands such as Control4, Sonos, Ring, Samsung and Hunter Douglas their residential and commercial solutions help transform your space for maximum ease and comfort. 175 Governor's Way, West Bay. Tel: (345) 749 9000, WhatsApp: (345) 939 1978 or visit www.connectcayman.com.
SEE AD PAGE 201
Creative Tech
Creative Tech offers a wide range of home theatre systems, TVs, headphones, speakers and AV furniture. Tel: (345) 946 8324.
Funky Tangs
Sells TVs, home theatre equipment and audio and video accessories. They also offer a full line of musical instruments and car stereos. Two locations: 220 Shedden Road, George Town and 42 Hirst Road, Savannah. Tel: (345) 949 0998.
Tech West
Sells a full range of electronic equipment for your home or office, including laptops, desktops, monitors, home automation systems and printers, as well as gaming accessories, peripherals, adapters and much more. They also sell Samsung smart boards and digital signage products. Located in Galleria Plaza, 638 West Bay Road. Email: techwest@officesupply. ky. SEE AD PAGE 5
Fireworks
During December, there are many places selling fireworks; however, throughout the year, you can get them from Fireworks Ltd. by Massive, which is Grand Cayman’s largest fireworks retailer. Keep in mind that it is now forbidden to import sky lanterns, due to the single-use plastic ban.
Fireworks Ltd. by Massive
Open all year round, they offer a wide range of fireworks like rockets, roman candles, sparklers, cakes, fountains and large ‘show in a box’ displays. They offer online shopping for pick up. 134 Industrial Way, GT. Tel: (345) 949 7990 or visit www.fireworkslimited.com.
Flooring, Tiles & Carpets
See the Home Improvements chapter.
Furniture Stores
There are several furniture stores on-Island with a variety of options. In addition to IDG’s (SEE AD INSIDE FRONT COVER) awardwinning design services, the company operates a brick-and-mortar showroom and online boutique featuring a collection of hand selected, timeless, yet forward-looking furnishings and products that are appealing to discerning customers.
LIVING.KY (SEE AD PAGE 10-11, 75, 189 & 207) is another furniture and interior design company dedicated to helping you live stylishly and comfortably, with a range of indoor and outdoor furniture to choose from. They also offer complimentary interior design services as part of their custom furniture packages.
Other dedicated furniture stores like Ashley Furniture (SEE AD PAGE 195) , Marksons Furniture (SEE AD PAGE 188) , Sticks & Stones (SEE AD PAGE 15) , Tomlinson Furniture (SEE AD THIS PAGE) and Design Studio (SEE AD PAGE 187) all sell a very good selection. Home centres like A. L. Thompson’s (SEE AD PAGE 190, 202, 204,268 & 311) and Uncle Bill’s (SEE AD PAGE 198) sell a selection of relatively inexpensive indoor and outdoor furniture.
Children and baby furniture can be bought from Bedside Manor (SEE AD PAGE 196) in Camana Bay, Tomlinson Furniture (SEE AD THIS PAGE) on Walkers Road, and Baby Express at 68 Mary Street in George Town. Pre-loved, second-hand baby and children’s furniture can be bought through the EcayTrade website or on Facebook Marketplace. Cayman also has extremely skilled furniture designers who can build almost anything from scratch, like wine cellars, bookshelves, entertainment centres, staircases, closets and beds, etc. Custom cabinets for your kitchen and bathroom can be purchased from Pooley Cabinets (Tel: (345) 947 6780). John Bird of Martlet Design also builds custom design furniture (Tel: (345) 916 7583).
If you’re moving to Cayman, the best course of action is to first decide whether
you will be renting or buying. Most rentals come fully furnished, as do previously owned houses and condos. Newly built houses and condos come unfurnished. Many people buy new furniture locally or take advantage of the booming secondhand market on the EcayTrade website and other local Facebook pages.
If you decide to buy your own home, you can choose to import your personal items (furniture, paintings, accessories, etc). If you have been here longer than the six-month duty-free window, then you can write to the head of Cayman Customs explaining that you have now bought a property and would like to import your used personal items from back home, and request that the items be brought in duty-free (see the Preparing to Move chapter for more information). If the request to import your belongings is genuine, it is unlikely you will be denied. This would be subject to any condition that the collector may see fit to impose. Provide all the receipts so you can prove the items are over six months old, but please note, the
items must be used. If any items are new and have never been used, then you will likely be charged duty.
Ashley Furniture HomeStore
At Ashley Furniture HomeStore, their wide selection of styles and low prices make it easy to create a home you’ll love to live in. They stock a large selection of living, dining, bedroom and outdoor furniture options, as well as home décor and accessories to personalise your space. Visit their showroom at 360 Dorcy Drive, George Town. Tel: (345) 943 2323, email: ashleyfurniturehomestorecayman@gmail.com or visit www.ashley.ky. SEE AD PAGE 195
BrandSource Home Gallery
Offers a selection of mattresses, furniture and appliances. 209 Dorcy Drive, Industrial Park, George Town. Tel: (345) 623 5000.
Design Studio
An interior design firm and furniture retail shop. Their showroom features a wide variety of furniture and accessories for the home. Market
Street, Camana Bay. Tel: (345) 945 4977, email info@designstudio.ky, visit www.designstudio. ky or check out their online shop at www. designstudiointeriors.shop. SEE AD PAGE 187
HÜIS Cayman
A variety of furniture items for your living room, kitchen, dining room and more. 350 Shedden Road, George Town. Tel: (345) 949 3749.
Interior Design Group (IDG)
In addition to IDG’s award-winning design services, the company operates a brickand-mortar showroom and online boutique featuring a collection of hand selected, timeless, yet forward-looking furnishings and products that are appealing to discerning customers. Visit their showroom at 7 Mile Shops, West Bay Road. Tel: (345) 745 4315 or visit their shop online at shoppe.idgcayman. com. SEE AD INSIDE FRONT COVER
Label C
Carries a selection of indoor and outdoor furniture and home décor accessories, such as
a furniture line, lighting, mirrors, rugs, bedding, kitchen, bath, apothecary and much more. 108 Bismarckia Way, Camana Bay. Tel (345) 546 1880 or email: hello@labelcdesigns.com.
LIVING.KY
Provides Cayman with a curated collection of classic to contemporary furniture — at competitive prices — for every room in your home. Explore their selection of living, dining, bedroom, outdoor, office furniture, together with a broad range of rugs, lighting, pillows, wall décor, accents, tableware and small appliances for every budget. Located at 48 MacLendon Drive, George Town. Tel: (345) 233 8700 or visit www.living.ky.
SEE AD PAGE 10-11, 75, 189 & 207
Marksons Furniture
Provides space planning and interior design services and has a selection of indoor and outdoor furniture. 19 Compass Drive (off North Sound Road), George Town. Tel: (345) 949 6233. SEE AD PAGE 188
Staged
A home décor company providing a range of contemporary furniture and furnishings. Staged offers interior design services, as well as complete furniture packages to take the stress out of furnishing a property and can be ideal for new homeowners, investors, landlords and developers. Tel: (345) 743 8888, email: info@staged.ky or visit www.staged.ky. SEE AD PAGE 193
Sticks & Stones
An eclectic collection of fine indoor and outdoor furniture and accessories. Open Tuesday-Saturday 10am-5pm. Tel: (345) 947 8663, email: sales@sticksandstones.ky or visit www.sticksandstones.ky. SEE AD PAGE 15
Tomlinson Furniture & The Mattress Gallery
Stocks all the major, trusted brand mattresses like Serta, Simmons, Sealy, Tempur, iComfort and Beautyrest. They offer solid wood bedroom sets, sofa sets, dining sets, home office, bunk beds and more. Brands carried include Coaster Furniture, Furniture of America, Modway, Moes,
Ashley Furniture, Serta Upholstery, Palliser and more. They also sell nursery and children’s furniture, including cribs, crib mattresses, toddler beds and more. Home décor accessories from brands such as Uttermost, Sagebrook and Streamline Art. Free Island-wide delivery is offered on any purchase. Tomlinson Building, 9 Walkers Road, George Town. Tel: (345) 949 5383, email: info@tomlinsonfurniture.ky or visit www.tomlinsonfurniture.ky. SEE AD PAGE 267
Second-Hand Furniture
The second-hand furniture and accessories market is flourishing, and you will be pleasantly surprised by the quality of the goods found for such reasonable prices. Second-hand furniture can be found on EcayTrade (www.ecaytrade.com), on Facebook Marketplace and sometimes at yard sales (or garage sales). Second-hand household items, books, clothing and more can be found at the One Dog at a Time Thrift Store, Red Cross Thrift Shop and the Cayman Islands Humane Society Thrift Shop. See the Thrift Shop section on page 273 and 274.
Hardware
There are a number of hardware stores across Grand Cayman, including A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s, that carry a large selection of essential items for your home or hurricane supplies. Go to our Building in Cayman chapter for more information.
Homewares,
Accessories, Lighting, Linens & Bed
Sizes
Whether you’re renting or purchasing a house, most tend to come fitted with a washer, dryer, fridge, microwave, dishwasher and stove. If you are renting, properties are usually equipped with some kitchen utensils, like plates, cutlery and pots. Linens and towels are less frequently provided, however a great selection of good quality beach towels can be found at Cost.U.Less in Governors Square, Priced Right on Airport Road and Kirk Home Centre on Eastern Avenue.
All the home centres and many furniture stores carry an interesting range of accessories, such as pillows, lamps, throws,
linens and ornaments. Lamps with 110/115 volts and a two-pin electrical plug work here. Refer to the Utilities section in the Settling In chapter for more information on electrical plugs and outlets. Bed sizes in Cayman are all US sizes. A twin or single bed is 38” x 74”, a full bed is 54” x 80”, a queen is 60” x 80” and a king is 84” x 80”. Most mattresses sold on-Island have pillow tops, so deep-fitted sheets are a must.
A. L. Thompson’s
Sells home fashions, indoor and outdoor lighting fixtures and ceiling fans, countertop appliances, cookware, bakeware, tableware, gadgets and window treatments. Major home appliance brands include Whirlpool, KitchenAid, Miele, Sub-Zero and Wolf. 189 North Sound Road, George Town. Tel: (345) 949 8622 or visit www.althompson.com.
SEE AD PAGE 190, 202, 204,268 & 311
Anna Hislop Home
Discover Cayman's largest in-stock furniture selection. Explore a vast array of indoor and outdoor furniture, rugs, decorative lighting, Haiku fans, Frette bedding, artwork, kitchenware and unique gifts. Transform your space effortlessly, even on tight deadlines. Their expert interior design team specialises in tailored furniture packages for rentals and bespoke selections for your dream home. They also offer full-scale interior design services for new builds and renovations. Visit their store
Ashley Furniture HomeStore
At Ashley Furniture HomeStore, their wide selection of styles and low prices make it easy to build a home you’ll love to live in. They stock a large selection of living, dining, bedroom and outdoor furniture options, as well as home décor and accessories to personalise your space. Visit their showroom at 360 Dorcy Drive, George Town. Tel: (345) 943 2323, email: ashleyfurniturehomestorecayman@gmail.com or visit www.ashley.ky. SEE AD PAGE 195
Bedside Manor
This lovely boutique sells luxury linens, down pillows, weighted blankets, duvets, baby products, home accessories (like throws and cushions) and a curated collection of gifts, women’s jewellery and luxury accessories. Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.bedsidemanor.ky.
SEE AD PAGE 196
Bon Vivant Kitchen Studio
In addition to kitchen design services, luxury appliances, cabinetry and plumbing fixtures, service and repairs, Bon Vivant is the destination for top-tier kitchen solutions in the Cayman Islands. Located in Camana Bay, their retail space is an oasis stocked with premium countertop appliances and electrics, cookware, tabletop items and a full range of culinary accessories. Brands include industry leaders like Breville, Smeg, Le Creuset, Aarke, Ooni and Big Green Egg.
BrandSource Home Gallery
Offers a full range of European kitchenware, cookware and cooking utensils, as well as lamps, rugs, mirrors and bed accessories. 209 Dorcy Drive, Industrial Park, George Town. Tel: (345) 623 5000.
Cariloha
Everything in-store is made from bamboo, which is soft, breathable, environmentally friendly and hypoallergenic. Products range from bed linens and plush throw blankets to fitness attire, sleepwear and bath towels. Cardinall Avenue, George Town. Tel: (345) 949 7477 or visit www.kirkfreeport.com/ stores/cariloha.
Christina Noel
Christina Noel Interiors is a boutique interior design firm. They have an atelier and boutique store which offers furniture, art, accessories, fabrics, wallpaper and lifestyle goods. The Grove, West Bay Road. Tel: (345) 916 4952 or email: cn@christinanoel.com.
Design Studio
A full-service interior design firm and showroom featuring furnishings and home décor. Market Street, Camana Bay. Tel: (345) 945 4977, email: info@designstudio.ky, visit www.designstudio.ky or shop online at www. designstudiointeriors.shop. SEE AD PAGE 187
Kirk Home Centre
Sells an extensive variety of all homeware products, from linens and home décor to paint, lighting and much more. 257 Eastern Avenue, George Town. Tel: (345) 949 2521.
Label C
Carries a selection of indoor and outdoor furniture and designer-approved home essentials, as well as home décor accessories, including lighting, mirrors, rugs, bedding, bath, apothecary and more. 108 Bismarckia Way, Camana Bay. Tel: (345) 546 1880.
Ledger & Looms
Stocks a tasteful and eclectic collection of authentic hand-knotted rugs sourced directly from the major weaving countries. They have
a large selection of quality handmade carpets in varying sizes, colours and styles. They also sell gorgeous accessories, including cushion covers, woven baskets, furniture upholstered in vintage textiles, table lamps, pendant lighting, jewellery, Turkish towels, robes and throws. Located in Galleria Plaza, West Bay Road, Seven Mile Beach. Tel: (345) 943 7847, email: guru@ledgerandlooms.com or visit www. ledgerandlooms.com. SEE AD PAGE 197
LIVING.KY
Contemporary furniture and design store selling a variety of homeware products and accessories, including throw pillows, mirrors, art pieces, light fixtures, rugs, office décor, tableware, small appliances and more. Located at 48 MacLendon Drive, George Town. Tel: (345) 233 8700 or visit www.living.ky.
SEE AD PAGE 10-11, 75, 189 & 207
Marksons Furniture
Marksons Furniture has served the Cayman Islands since 1983, specialising in transforming customers’ living space with indoor and outdoor furniture, custom window treatments and more. They work with their clients from the inspiration and design stage through to installation. 19 Compass Drive (off North Sound Road), George Town. Tel: (345) 949 6233.
SEE AD PAGE 188
The Mattress Experts
Sells mattresses, linens, pillows, headboards, bed frames and more. Located at 494 Shedden Road, George Town. Tel: (345) 947 1708.
Uncle Bill’s
Carries a selection of home accessories and housewares to furnish every room in your home for both indoor and outdoor living. From bookcases and storage units to accent chairs and beds, you will find all your furniture and home renovation needs, including bath and plumbing, paint supplies, power tools and more. 343 Eastern Avenue, George Town. Tel: (345) 949 7601. SEE AD PAGE 198
Hurricane Supplies
Stock up on supplies well before the season starts and the threat of a hurricane
appears. Visit bulk suppliers like Priced Right and Cost.U.Less for deals on items like drinking water, batteries and canned goods (see the Buying in Bulk section in this chapter and the Disaster Preparedness chapter for a list of supplies). Other items, such as torches, tarpaulins and generators, can be sourced at home centres like A. L. Thompson’s (SEE AD PAGE 190, 202, 204,268 & 311) , Kirk Home Centre or Uncle Bill’s (SEE AD PAGE 198) . For hurricane shutters, Hydes & Sons (Tel: (345) 949 7062) has an on-Island factory which makes hurricane shutters. Apex (SEE AD PAGE 219) also supplies a selection of protective solutions for your windows and doors. See our Disaster Preparedness chapter for more information on protecting your property during a natural disaster.
Jewellery, Watches & Repairs
Most jewellery stores on-Island carry a broad selection of high-end watches, including brands like Cartier, Rolex and Tag Heuer. Cayman is also a great place to buy jewellery as it can be cheaper than Europe or the US. You can enjoy savings of up to 30% on items like watches, gems and most precious metals. For jewellery and watch repairs, Kirk Freeport and Island Companies offer in-house repair services.
Balaclava Jewellers
Offers stunning and unique jewellery pieces that are rarely found elsewhere. Choose from a selection of contemporary and classic jewellery or work with Balaclava to design a piece unique to you. Governors Square, West Bay Road. Tel: (345) 945 5788.
Cartier Boutique
The boutique carries a stunning range of signature jewellery collections, including Love, Panthère de Cartier, Juste un Clou, Santos and Trinity de Cartier, as well as iconic Cartier timepieces, including Santos de Cartier, Tank and Panthère, and a variety of accessories, leather goods, fragrances and other creative collections. Bayshore Mall, South Church Street, George Town. Tel: (345) 815 7471.
Island Jewellers
Serving the Cayman Islands since 1978, Island Jewellers specialises in an array of fine jewellery, diamonds and watches. With multiple locations on Grand Cayman, Island Jewellers is home to many famous brands including Hearts on Fire, FOPE, John Hardy, Pandora, IWC, HUBLOT, Ulysse Nardin, Piaget, Bell & Ross, ORIS, Tissot, Hamilton, MOVADO and many more. Exclusive sellers of the Cayman LINK and ‘Cayman Memories’ collection. Located in Camana Bay, Island Plaza, The Ritz-Carlton, Kimpton Seafire Resort and the Airport. Tel: (345) 640 5337 or (345) 640 5880 or visit ww.islandjewellers.com.
Kay’s Fine Jewelry
Kay’s Fine Jewelry is a 35+ year family business owned and operated in the Caribbean. They have a large selection of diamonds, gems and fancy gold and are well known for the iconic Flexible Diamond Bangle. Located at 6 Fort Street, George Town (adjacent to the cruise port, in front of Heroes Square). Tel: (345) 746 4500 or email: gcm@kaysfinejewelry.com.
Kirk Freeport
The official Rolex Jeweller of the Cayman Islands, and home to a vast variety of the world’s leading luxury brands, including Cartier, Breitling, TAG Heuer, Patek Philippe, Omega, David Yurman, Roberto Coin, Bulgari, Marco Bicego, Mikimoto, Messika and many more. For a full list of locations in George Town and Seven Mile Beach, Tel: (345) 949 7477 or visit kirkfreeport.com.
emeralds. Sells an array of rings, pendants, earrings and bracelets and can custom design jewellery. Located at 28 North Church Street, George Town. Tel: (345) 946 7851, email: sales@rockysdiamonds.com or visit www. rockysdiamonds.com.
The Jewellery Palace
A family-owned company dedicated to offering quality jewellery. The Jewellery Palace endeavours to provide a memorable shopping experience and all their jewellery comes with a worldwide guarantee. Visit them at Cayside Galleries on George Town’s waterfront to view their exotic jewellery collection. Tel: (345) 749 8804, email: sales@thejewellerypalace.com or visit www.thejewellerypalace.com.
SEE AD OUTSIDE BACK COVER
PANDORA
which is very comfortable and durable. Funky Monkey also has a good selection of comfortable clothing.
Musical Instruments
You can import musical instruments dutyfree. Guitars are readily available on-Island and come in all sizes but there is a limited variety of other instruments for sale. For music lessons, refer to our Activities for Kids & Teens chapter.
Funky Tangs
Carries guitars, keyboards and drums. Two locations: 220 Shedden Road, George Town and 42 Hirst Road, Savannah. Tel: (345) 949 0998 or (345) 943 0998.
The Music Box
Sells musical instruments, accessories, music books and recording equipment. Also repairs and rents musical equipment. Market Street,
The only PANDORA boutique on Grand Cayman. They specialise in charm bracelets and jewellery in sterling silver, 14k gold and lab-grown diamonds. Exclusive Cayman and Caribbean charms. Located in the Island Plaza and Camana Bay. Tel: (345) 946 2507 or (345) 640 5337. Visit www.islandjewellers.com/ pandora.
Rocky’s Diamond Gallery
Sells a range of jewellery, from GIA-certified diamonds to tanzanite, as well as rubies and
The Jewellery Palace Unit B2, Cayside Galleries, Seafarers Way, Georgetown, Grand Cayman, Cayman Islands +1-345-7498804 | sales@thejewellerypalace.com
Musical Instrument/Piano Tuning
Typically, acoustic pianos require a service every 6-12 months. If your acoustic piano needs tuning, regulation or repair, the company below offers professional piano tuning services: Pianotech.ky
Tuning, regulation and repair of all acoustic pianos. Installation of dehumidifier systems in acoustic pianos and repairs to electronic keyboard instruments, depending on availability of parts (mainly Yamaha and Roland). A member of the Master Piano Technicians of America. Tel: (345) 925 4535, email: pianotunacayman@gmail.com or visit www.pianotech.ky.
Office Supplies
See the Running a Business chapter.
Paint
Dedicated paint supply stores are listed below. However, many of the home centres also carry paint and painting supplies.
ACE
Carries a wide selection of top brands and provides colour matching technology. Also offers paint supplies. 11 Ashgo Street, George Town. Tel: (345) 949 4223.
Cayman Coating Industries
Specialises in Benjamin Moore and their own branded paint. 96 Portland Road, Industrial Park, George Town. Tel: (345) 949 2920.
Party Supplies & Rentals
With every special occasion, there is a cause for celebration. Regardless of the size of your event, there are several party supplies stores and services available.
Party Mania (Tel: (345) 945 3268 or email: caypartymania@gmail.com), on Dorcy Drive, offers an array of party supplies for birthdays, baby showers, corporate events, weddings and more. It’s Your Party (Tel: (345) 946 4453) located in Bodden Place on Shedden Road, Party Source (Tel: (345) 947 2789 or (345) 916 2789) in Paddington Place on Godfrey Nixon
Way and PartyVille (Tel: (345) 943 8455 or WhatsApp: (345) 939 1956) in Plaza Venezia all sell party supplies, fancy dress costumes, and offer bouncy castle rentals. Shilpa (Tel: (345) 927 1763 or email: tshilpa74@gmail.com) offers face painting, henna tattoos and balloon twisting.
For larger party supplies like tents, tables, chairs and more, try AI Rentals (Tel: (345) 946 4935), Celebrations Ltd. (Tel: (345) 623 2044) and Massive Equipment Rental (Tel: (345) 949 7990). Partybooth Cayman (Tel: (345) 926 4100) offers photo booth rentals.
Plants, Flowers & Garden Centres
Throughout the year, florists and grocery stores have a variety of pre-cut flowers and pre-made arrangements. Plants, trees and potting soil can also be found at the Island’s plant nurseries, the Botanic Park and the Department of Agriculture in Lower Valley.
Cayman Growers
A plant nursery and sod/grass and tree farm located in East End. They sell a variety of trees, including mango, avocado and the Barbados cherry. Tel: (345) 916 1300.
Eighty One West
An emporium of all things botanical and botanical-inspired. Eighty One West is a nursery and design shop. It offers plants from the familiar to the unique, pet supplies, gifts, aquatics, furniture and a great design throughout. Immerse yourself in a realm of inspiration or talk to their passionate people who will help you plan your next landscape or aquatic project. Shamrock Road, Prospect. Tel: (345) 928 8442 or email: info@81west.ky.
Every Bloomin’ Thing (EBT)
A full-service floral shop, landscaping company, garden centre, gift shop and tearoom. 384 Crewe Road, George Town. Tel: (345) 945 1701.
Growing Beauty
They have knowledge about Cayman’s native plants and can provide advice when planning your garden. 12D Lawrence Boulevard, off West Bay Road (next to the Harquail Theatre).
Tel: (345) 927 2487 or (345) 923 0221 or email: growingbeauty_nursery@aol.com.
Power Flower
Power Flower’s huge variety of ceramic pots and healthy, locally grown plants add the finishing touches to any property or event space. Visit their nursery, where a passionate team of specialists can help you make the most of your home space and, at the same time, create a welcoming and tranquil ambience. 31 Orchard Lane, off Crewe Road, George Town. Tel: (345) 949 2256 (office) or (345) 321 0308 (nursery), email: office@powerflower.ky or visit www.powerflower.ky. SEE AD PAGE 203
Vigoro Nursery & Landscaping
Vigoro is a full-service landscape and design company with two conveniently located garden centres. Both stores sell a large variety of indoor and outdoor plants, shrubs, trees, soil, fertilisers, large and small ceramic pots, water features and home and garden furniture and accessories. Two locations: 324 Walkers Road, George Town. Tel: (345) 949 4270 and 96 Agricola Drive, Lower Valley, Savannah. Tel: (345) 945 5236. Agricola Drive is open Monday-Friday 8am-6pm, Saturday 7.30am-6pm and Sunday 11am-5pm. Email: tom.balon@vigoro.ky or craig.stewart@ vigoro.ky, visit www.vigoro.ky or find them on Instagram (@vigoro_cayman) or Facebook (@ VigoroCayman).
School Uniforms
Most uniforms for private primary and high schools may be bought directly from the schools; however, uniforms for Cayman International School and some items for Cayman Prep School must be purchased from Lands’ End (www.landsend.com).
Government primary and high school uniforms can either be purchased directly from the schools, Uniforms Cayman or Becky’s Closet. Contact the school directly to find out where to purchase uniforms.
Becky’s Closet/Uniforms and More
Sells uniforms for most Government primary schools, as well as for Triple C, Grace Christian Academy, Cayman International School,
Village Montessori and Wesleyan Christian Academy. They also sell navy and khaki pants, skirts, shorts and skorts. 90 Godfrey Nixon Way (between A.L. Thompson’s and The Auto Spa), George Town. Tel: (345) 938 1111 or email: beckyscloset345@gmail.com. SEE AD THIS PAGE
Uniforms Cayman
Sells uniforms for most Government schools, like Joanna Clarke Primary School (Savannah) and John Gray High School. 62 Hospital Road Plaza, George Town. Tel: (345) 949 5784.
Shoes
As well as the shoe stores listed below, Blue Wave sells OluKai sandals and shoes, and Sand Angels in Camana Bay sells Melissa sandals. Many of the clothing stores listed in this chapter also sell a range of shoeware.
Atlantic Kids (AK)
AK offers boy’s navy and khaki uniform bottoms, coloured polo and white shirts by K12 Gear. They also carry quality children’s shoes by Stride Rite, French Toast and Rachel shoes. Underwear, belts and socks are also available. Located at Paddington Place, Godfrey Nixon Way, George Town. Tel: (345) 949 2296 or visit www.atlanticcayman.com. SEE AD PAGE 265
No. 1 Shoe Shop
Carries many different brands of children’s, men’s and women’s shoes, as well as sports shoes in their ‘Sport’N’Zone’ section. In-store shoe and luggage repair available. Hospital Road Plaza, 62 Hospital Road, George Town. Tel: (345) 949 5595.
SOLES Shoe Salon
Sells men’s and women’s designer footwear, as well as popular brands and all the latest styles. SOLES also sells designer handbags, wallets and travel cases. Located on The Paseo, Camana Bay. Tel: (345) 746 8173.
Sports Clothing & Equipment
For yoga clothes and mats, shop at Bliss Yoga Cayman, One Heart Yoga & Apothecary or VITAL North Sound Golf Club has great options for male and female golf wear and equipment. Below is a list of places where
you can also buy sports clothing and other equipment you may need.
The Ritz-Carlton Golf Club
Features a variety of shopping outlets selling pro equipment and apparel at the golf shop. For wellness and fitness products and apparel, visit Silver Retail, located across The RitzCarlton Spa, Seven Mile Beach. Tel: (345) 943 9000.
The Ritz-Carlton Tennis Club
Located conveniently next to The Courts, The Ritz-Carlton Tennis Pro Shop offers a wide range of tennis and pickleball gear and equipment. They stock tennis rackets, pickleball paddles and balls, as well as men’s and women’s sportswear and tennis shoes. Tel: (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com.
Sportista Co.
Sells sports apparel footwear and accessories from top sports brands such as Nike, HOKA, Asics, Garmin and New Balance. Also sells sports technology, including watches and headphones. One Nexus Way, Camana Bay. Tel: (345) 926 1122 or email: hello@sportista.co.
Sports Supply
Offers clothing for football, yoga, tennis and general fitness. Brands include Adidas, Asics, Everlast, New Balance, Nike, Oakley, Speedo, Under Armour. They also sell paddleboards and carry a range of watersports equipment from skim boards to wakeboards to inflatable floats, life vests, swim accessories and fishing kits. West Shore Center, Seven Mile Beach. Tel: (345) 949 7884. SEE AD PAGE 5
Waterman Cayman/Blue Wave
Sells equipment and clothing for water sports like paddleboarding, surfing and kite surfing. Two locations on West Bay Road: Galleria Plaza and West Shore Centre. Tel: (345) 769 7873.
Sunglasses
Options for sunglasses boutiques include: Optique (Tel: (345) 949 3937) in Queens Court Plaza. De Sunglass Man (Tel: (345) 640 5339) in Camana Bay stocks a wide
range of brands including Maui Jim, Oakley, Ray-Ban and more. Optical Outlook (Tel: (345) 746 2020), located in Anderson Square, Jaques Scott Plaza and Tibbets Square, Cayman Brac sells designer brands and Ray-Ban that can be converted to prescription glasses. Caribbean Optical (Tel: (345) 943 1515) in Seven Mile Shops also sells designer sunglasses. Mid-range sunglasses are available at the dive shops and cheaper sunglasses can be found in Foster’s, Kirk Market and Cost.U.Less.
Thrift Shops
Thrift stores are a great place to start when shopping. They have become a very popular outlet since many fashion stores on-Island can be significantly more expensive than overseas. Lucky for residents, there are many to choose from and the majority of thrift stores donate their proceeds to Cayman charities and not-for-profit organisations. Pre-loved items can also be bought at yard sales (also called garage sales) or car boot sales (also known as trunk sales).
JACKET SUITS UNIFORMS SWIMSUITS WEDDING DRESSES UPHOLSTERY &
WOMEN’S APPAREL BEACH WRAPS ALTERATIONS
MEN’S APPAREL
These events typically occur on Saturdays and are advertised on EcayTrade or Facebook.
The CI Humane Society Thrift Shop
Offers affordable, gently used clothes, shoes and accessories for women, men and children, as well as toys, electronics, art and household items. Funds go directly to ongoing animal rescue efforts at the shelter. Located in Plaza Venezia, North Sound Road, George Town. Thrift shopping days are Tuesday, Wednesday, Thursday and Saturday 9am to 4pm. Tel: (345) 945 5596 or email: shop@caymanhumane.org.
“New To You” Bargain Shop by NCVO
This thrift shop is open Monday-Friday 9am6pm and Saturday 9am-2pm. Donations are
The Cayman Islands Red Cross Thrift Shop
Offers a wide array of gently used clothing, shoes, household items, books and more at affordable prices. The shop not only provides essential goods but also generates crucial funds to support humanitarian initiatives across the Islands and helps those vulnerable in the community. Donations also appreciated. 34 Huldah Avenue, George Town. Open Thursday and Tuesday 9am-2pm and Saturday 8am-1pm. Tel: (345) 949 7467 or email: shop@ redcross.org.ky.
One Dog at a Time Thrift Store
Sells clothes and shoes for men and women, as well as toys and household items. Accepts cash only. Open Monday 11am-3pm, Wednesday 12pm-5pm, Friday 11am-3pm, Saturday 9am-
Underwear Atlantic
For women, Bali and Maidenform are the staple lines available. Bra fitting is available from trained associates. Atlantic Kids carries a full line of underwear and socks for boys and girls, including first bras for tweens. They also carry sleepwear for all ages at affordable prices. Located in Paddington Place, Godfrey Nixon Way (just off the Butterfield roundabout), George Town. Tel: (345) 949 2296 or visit www.atlanticcayman.com.
SEE AD PAGE 265
Silhouette
Sells lingerie, underwear, loungewear, pyjamas and more for both men and women. They also offer a bra fitting service. The Paseo, Camana
Vy’s Closet
Sells bras, panties, lingerie, nightwear and shapewear. Also offers a bra fitting service. Located in Bayshore Mall, George Town. Tel: (345) 943 2727.
ONLINE SHOPPING & PURCHASING OVERSEAS
While the prices of some goods are higher than in the US, there is often a very valid reason for this. Every item sold in Cayman has to be imported; then, customs charge duty on (most) items at 20% (to retailers) or 22% (to the public). This duty is calculated based on the value of the goods and the shipping costs, as well as the insurance charged. Residents must declare anything new they are bringing in if they exceed the CI$500 goods allowance or the alcohol and tobacco quotas. Visitors are expected to declare anything new they are bringing in with them, including gifts to family, and will be expected to pay 22% on the items. Please travel with your receipts to make this process easier!
Many online retailers do not ship to Cayman, and if they do, shipping costs will be high. Most banks on-Island allow you to add an additional billing address to your card, which lets you shop at online retailers that do not accept Cayman addresses. It is a good idea to consider using a freight forwarder who will provide you with an address in the US and will then forward the package to Cayman. The companies listed below can provide you with an address in the US to forward the package to Cayman.
See the Food & Drink chapter for more on local online grocery shopping.
Cayman Islands Customs Agency (CICA)
CICA is a customs broker with over 30 years of experience that receives twice weekly consolidated shipments, expedited air services and great small package rates, with options to deliver to your home or office. Order from one or multiple vendors, from any freight forwarder in any country in the world. Whether you’re buying gadgets, furniture, kitchenware, a new TV, or even a car, CICA can assist you with
bringing them to Cayman. Contact CICA to set up an account and start shopping. Tel: (345) 949 2350, email: support@cicustomsagency. ky, web: www.cicustomsagency.ky.
SEE AD PAGE 120
CICA Office/Deluxe Freight (Cayman)
Cayman: 39 Ashgo Street (off Godfrey Nixon Way), George Town. Tel: (345) 949 2350. Deluxe address: 11401 NW 107th Street, Miami, Fl 33178. Tel: 1 (305) 513 0156 or email: cayman@deluxefreight.com.
EZShip Cayman Ltd.
A reliable and efficient package forwarding service for shopping online. Also provides a customs clearance and brokerage service. 90B Godfrey Nixon Way, George Town. Tel: (345) 640 0900, email: info@ezshipcayman.ky or visit www.ezshipcayman.ky. SEE AD PAGE 286
Mail Boxes Etc. (MBE)
MBE’s e-box service provides you with a US address so you can shop online and have your orders received in Cayman. MBE handles the customs clearance for you. Useful for imports and online shopping. The e-box mobile app and website make it easy to manage your orders and pay online. Customers using e-box to ship their orders to Cayman do not pay sales tax on purchases made on Amazon and eBay. Two locations: Market Street, Camana Bay and Edgewater Way, Harbour Walk. Tel: (345) 745 1400, email: info@mbe.ky or visit www.mbe.ky.
NCI Freight & Logistics
NCI air and ocean freight forwarding and consolidation service is a fast and efficient
shipping solution for personal and household goods, which is perfect for getting all your online shopping sent to Cayman quickly and easily. Their standard air freight forwarding and consolidation service offers weekly shipments to Grand Cayman and the Sister Islands from the NCI freight receiving hub in Miami. 265 Smith Road, Palm Grove Building, George Town. Tel: (345) 943 4624, email: info@nci.ky or visit www.nci.ky. SEE AD OPPOSITE PAGE & PAGE 117
StaMar Enterprises Ltd.
StaMar ship so you can shop the brands you love. Services include daily and weekly air freight and real-time tracking of your goods, all at low shipping rates. From the arrival of your package at their Miami warehouse to pick up in Grand Cayman, you can track progress door to door through the customer portal. The team will also email you updates along the journey to let you know it has arrived in Miami, is on its way, is clearing customs and is ready for collection. The Conch Shell House, 492 North Sound Road, George Town. Tel: (345) 949 2399, email: info@ stamar.ky or visit www.stamar.ky.
SEE AD THIS PAGE & PAGE 119
Keep in mind that some items cannot be imported into the Islands due to certain laws. For example, items that depict the cannabis plant are prohibited from entering, as well as obscene writings and drawings, gambling instruments, pellet guns and catapults, certain vehicles and more.
See the Preparing to Move chapter for other considerations and for further information on companies that offer freight forwarding.
Living
in Cayman
Thanks to a diverse range of highly skilled professionals who provide exceptional services, residing in the Cayman Islands offers an appealing lifestyle. From internationally trained beauticians and hairdressers to diligent photographers, this guide covers essential information for self-care and family needs. Additionally, it includes details about everyday amenities such as locksmiths, postal services, courier facilities and local media.
Babysitters & Nannies
A reputable babysitting company should be licensed, insured and have staff trained in CPR and first aid. Although babysitters can be found by word-of-mouth, below we have listed some reputable companies. For information on hiring a full-time domestic helper or nanny, see the Running Your Home chapter and our sister publication, the Cayman Parent magazine. You can also visit www. caymanparent.com.
AAA Caregivers
Tel: (345) 916 5925
Email: aaacaregivers@candw.ky or www.aaacaregivers.ky
A home care service agency whose staff are trained in first aid and CPR, housekeeping, childcare and safety. They also provide healthcare services for the elderly. Staff members are assigned based on their suitability to your family’s needs. The cost of the service is dependent on the amount of cleaning and childcare to be done and whether it is part-time or full-time. If you require a full-time domestic helper or caregiver, the agency can source, interview and train a trustworthy and hardworking employee for you for a finder’s fee. You can then employ the individual on your own terms. Rates are competitive.
Best Home Care Agency
Tel: (345) 947 2297 or (345) 926 2297
PROFESSIONAL
Photos courtesy of Serhii, Victor Moussa, Age Photography & Vlad Teodor
Offers professional childcare, babysitting and housekeeping services. SEE AD PAGE 327
Private Staff Services
Minerva Cayman
13 Genesis Close, Genesis Building, GT
Tel: (345) 746 0990
Email: contact@minerva.ky
https://minerva.ky
Lifestyle management experts who offer private services tailored to the daily needs of busy high-performing individuals and their families. These services include the recruitment of domestic helpers, nannies, housemen and personal assistants, as well as assistance with relocation, Work Permit application, employment requirements, and guidance on staff management aspects like salaries, health insurance, employment contracts and accommodation arrangements. Additionally, they manage the Minerva Academy, a registered and certified school offering household training for new or experienced domestic staff seeking to refresh their skills.
SEE AD THIS PAGE
Bicycle Repairs
Cayman Mobile Bike Repairs
Tel: (345) 936 8385 or (345) 525 2020
A mobile bike repair company that also sells bicycles, Shimano and Garmin bicycle computers, shoes, jerseys, shorts and helmets.
Uncle Bill’s Home Improvement Centre
343 Eastern Avenue, George Town
Tel: (345) 949 7601
www.unclebills.ky
Uncle Bill’s is the leading bicycle shop on-Island offering both retail and bicycle servicing. Visit the website for a list of bicycle services and prices. SEE AD PAGE 198
Car Wash
Cayman’s newest wash shack, Good Guys (Tel: (345) 938 0666), on Huldah Avenue, offers touch free, soft touch and self-service car wash services. The Auto Spa (Tel: (345) 943 1946), on Godfrey Nixon Way, also offers a wide range of cleaning packages. Refer to the Transportation chapter to learn more.
Cleaning Services
EM Brazilian Wise Services
Tel: (345) 924 2890
Email: contact@embrazilianwiseservices.com www.embrazilianwiseservices.com
Hew’s Cleaning Services
Tel: (345) 949 0734
Email: chris.hew@hews-janitorial.com
www.hews-janitorial.com
A family-owned company that provides trustworthy, professional and efficient commercial and residential cleaning services. Contact them for general and deep cleaning, as well as oven, carpet, cupboard and window cleaning. They offer sanitising, marble polishing, upholstery cleaning and much more. Staff are trained in Applied Microbial Remediation. The company also offers a residential team cleaning service and they come prepared with supplies. A great, hassle-free service. SEE AD PAGE 183
My KandA Cleaners
Tel: (345) 326 3379
www.kandaservices.ky
My KandA Cleaners provides residential and commercial cleaning, window cleaning, post-construction, post-renovation, end-oftenancy, outdoor cleaning, school cleaning, strata area cleaning, short-term rental and Airbnb cleaning. Their team uses a checklist to provide incredible attention to detail for thoroughly cleaning your home and office. They stand out because they ensure clients receive the best service possible. SEE AD PAGE 183
Day Spas, Hair & Beauty Providers
Whether you’re looking to get a massage, manicure, pedicure, facial, haircut or other beauty treatment, Cayman has a great selection of service providers. Note: It is customary to leave a tip of 15% or more.
Bella’s Beauty and Barber Studio
2471 West Church Street, West Bay Tel: (345) 928 9073
Email: salon@bellasbeautyky.com
Services include unisex hair cutting, colouring and treatments, hair braiding, wig installations, waxing, eyelash extensions, acrylic nails,
manicures and pedicures.
Beyond Basics Medical: Laser & Skincare
3rd Floor, Tomlinson Building, George Town
Tel: (345) 916 7546
Instagram/Facebook: @beyondbasicslaser
Offers laser hair removal, EMsculpt Neo, EMface, EMsella, Polynucleotides, Profhilo, Sculptra, SkinVive, Dysport, Restylane, Xeomin, Botox, microneedling, PRP/Exosomes, Sublative eMatrix Fractional/CO2 laser, Laser Vascular and Benign Pigmented Lesions treatments.
Body Works
Queens Court Plaza, West Bay Road
Tel: (345) 945 6485
Email: info@bodyworkscayman.com
Offers massages, facials, waxing, nails, body scrubs and more.
Hibiscus Spa at the Westin Resort & Spa
Seven Mile Beach, West Bay Road
Tel: (345) 914 2009 or (345) 945 3800
Offers facials and massage therapies.
Madison One Salon
Park Place, 25 Earth Close (off West Bay Road)
Tel: (345) 525 0813
Maquilla Makeup Studios
Holiday Inn Resort, 278 Crighton Drive
Email: info@maquillamakeup.com
Offers a diverse range of services, such as bridal makeup, hair stylist services and spray tanning, as well as comprehensive makeup services, including tattoo or marks cover-up, and customised makeup for various occasions like carnivals, Halloween, FX makeup and more.
Rock Gorgeous Hair
1 Tropic Plaza, West Bay Road
Tel: (345) 925 4231
Specialising in colour, event hair, bridal services and hair extensions.
Royal Thai Beauty & Spa
Carrington Place, 5 West Bay Road
Tel: (345) 769 8970
Email: royalthaicayman@gmail.com
Offers a wide range of body and facial
Scalp Aesthetics
130 Keturah Street, Walkers Road, GT
Tel: (345) 917 6262
Spa Esprit Hair Design & Day Spa
The Strand Shopping Plaza, West Bay Road
Tel: (345) 945 4334
The Ritz-Carlton Spa, Grand Cayman
West Bay Road, Seven Mile Beach
Tel: (345) 815 6900
An exclusive luxury spa providing a full range of services that include signature facials, massages and body treatments. Arrive early to relax in the serene lounge or unwind in the whirlpool, sauna and steam room. Treatments range from 45 minutes to a full day of services.
The Spa at Seafire (Kimpton)
60 Tanager Way, off West Bay Road, SMB
Tel: (345) 746 4040
An 8,500sq ft spa with seven treatment rooms, including a grand soaking tub, traditional Turkish Hammam, steam rooms and relaxation space. Services include couples services, massage therapy, body treatments, facials, manicures, pedicures and a full service hair salon. The Spa at Seafire also caters for groups and bridal parties.
Studio 54 West
Galleria Plaza, West Bay Road, SMB
Tel: (345) 943 3722
A chic modern salon and a barbershop for men and women. Beauty products also available.
Uniko Eco Salon
3 Bay Harbour Centre, West Bay Road, SMB
Tel: (345) 769 5400
www.unikosalon.com
Massimo Crigna’s sustainable hair salon is Cayman’s only eco-friendly salon. It features environmentally friendly elements and products from Davines. Services include cuts, hair Botox, colour and styling.
Zen Garden Spa
Unit #1 Carrington Place, West Bay Road
Tel: (345) 746 6789 or (345) 939 1789
Email: zenspa.ky@gmail.com www.zengarden.ky
Offers a wide range of massages from traditional Thai and aromatic oils to hot stone, tension zone, foot spas and more. Enjoy a simultaneous, side-by-side massage with a partner or friend in a serene setting, enhancing deeper relaxation and connection, or indulge in one of their signature packages designed to ensure complete relaxation from head to toe. Facials and additional beauty treatments are also available.
Dry Cleaning, Laundry & Tailors
There are several dry cleaners on-Island that are fully equipped to deal with shirts, trousers, bedspreads, sofa slipcovers, rugs and more. In addition to several tailoring stores, many dry cleaners also offer alteration and repair services.
Becky’s Closet/Uniforms and More
90 Godfrey Nixon Way, George Town
Tel: (345) 938 1111
Email: beckyscloset345@gmail.com
Provides various alterations such as hemming, resizing, taking in or letting out seams, adjusting waistbands, shortening or lengthening sleeves, replacing zippers and making repairs. They also offer more specialised alterations such as tapering, re-styling, and customising garments to your preferences. SEE AD PAGE 273
Fluff ‘N’ Fold
65 Market Street, Camana Bay
Tel: (345) 943 5833
Uses energy-efficient equipment and non-toxic chemicals. Free pick-up and delivery available in the George Town and Seven Mile Beach areas.
Island Cleaners
43 Vibert Bodden Drive, George Town
Tel: (345) 949 5391
Email: info@islandcleaners.ky
www.islandcleaners.ky
www.facebook.com/IslandCleaners
Island Cleaners offers a full laundry and dry cleaning service for clothing and household items, such as duvets, bed linen, comforters and more. You can visit the shop or take advantage of the free pick-up and delivery service to your home or office. Also provids an alteration service, from replacing buttons to resizing garments. SEE AD THIS PAGE
Puritan Cleaners
Two locations: 337 Eastern Avenue, GT and Countryside Shopping Village, Savannah
Tel: (345) 949 7104 or (345) 946 1884
Email: info@puritan.ky www. puritan.ky
Family-owned and operated since 1958. Puritan is the longest running dry cleaner and treatments, as well as beauty spa packages.
Styles Hair Salon & Spa
West Shore Centre, West Bay Road
Tel: (345) 949 8809
www.stylesbeautysalonandspa.com
Services include unisex hair cutting, colouring and treatments, highlights, balayage, lowlights, tinting, waxing, full body treatments, massages, spray tanning, acrylic nails, manicures and pedicures. SEE AD OPPOSITE PAGE
Tips ‘N’ Toes
Bayshore Mall, South Church Street, GT
Tel: (345) 943 8637
launderer in Grand Cayman, offering a wide range of services, including dry cleaning, shirt finishing, leather cleaning, wash-dry-fold, alterations, wedding gown preservation, and professional cleaning of accessories. They also specialise in large items such as bed linen, spreads and drapes. Puritan is committed to eco-friendly practices and ensuring customer satisfaction with every service. Free pick-up and drop-off is available. SEE AD THIS PAGE
Super Stitch
Suite 39, Pasadora Place, Smith Road, GT
Tel: (345) 949 2833
Offers fabrics, arts, crafts and sewing supplies, as well as a tailoring and dressmaking services.
Event Planners & Party Rentals
Most of the hotels and larger restaurants, like Caribbean Club (Tel: (345) 623 4500) and Kimpton Seafire Resort + Spa (Tel: (345) 746 0000), offer event planning. For wedding planners, see the Getting Married chapter. For catering, see the Food and Drink chapter. For party stores,
see the Shopping chapter. For event planning services and equipment rental, contact the following:
AI Rentals
17 Lancaster Crescent, Industrial Park, GT
Tel: (345) 946 4935 or www.ai-rentals.com
Art Nest Creative Studio
Elizabethan Square, 80 Shedden Road, GT
Email: events@artnestcayman.com
Art Nest hosts a variety of private group events, including birthday parties, bridal showers, corporate team-building events and creative wellness events. They also provide mobile events at off-site venues upon request.
Every Last Detail
Tel: (345) 321 8227
Offers event planning services for all events.
Massive Equipment Rental & Sales
Tel: (345) 949 7990
www.massivegroup.com
Offers a huge selection of inventory, including audio/visual/lighting, tables, chairs, tableware, cooling instruments, games, glassware, special effects, staging, dance floors, tents and more. Delivery and collection from any location.
Florists
Celebrations Ltd.
Building C, 64 Kingbird Warehouse Park, GT
Tel: (345) 623 2044
Flower arrangements of freshly cut flowers for every occasion.
Every Bloomin’ Thing (EBT)
384 Crewe Road, George Town
Tel: (345) 945 1701 www.ebt.com.ky
A full-service floral shop, landscaping company, garden centre, gift shop and tearoom.
Trisha’s Roses
266 North Church Street, George Town
Tel: (345) 949 2423 or (345) 949 7315
Creates arrangements for all occasions.
Home-related Service Providers
For a list of home-related service providers
like air conditioning technicians, house cleaners and plumbers, see the Running Your Home chapter.
Go-To
Email: admin@go-to.app www.go-to.ky
The Go-To app is a professional service portal that connects users with licensed local vendors across the Cayman Islands. Users can either browse by Service Category, selecting a vendor for a specific task, or Post A Task to receive multiple quotes from interested vendors in that category. Their app is available on Android and iOS. SEE AD OPPOSITE PAGE
Key Cutting/Locksmiths
Most home centres offer a key cutting service; however, the following two companies have dedicated locksmiths:
Choice Professional Locksmiths
Tel: (345) 928 6659
The Security Centre Limited
Cayman Technology Centre, 115 Printer Way, GT
Tel: (345) 949 0004
Laundromats
Laundromats are a convenient solution if you do not have a washer and dryer at home or if you need to wash bulky items. Some laundromats are open seven days a week.
C.A.R.T.S. Laundry
Barnes Centre, Walkers Road, George Town
Tel: (345) 949 0361
Fluff ‘N’ Fold Laundry Services
65 Market Street, Camana Bay
Tel: (345) 943 5833
Island Cleaners
43 Vibert Bodden Drive, George Town
Tel: (345) 949 5391
Island Cleaners offers a wash and fold service by the pound. They will sort, clean, dry and neatly fold your laundry. They also do a commercial service, full dry cleaning and offer free pick-up and delivery. SEE AD PAGE 279
Puritan Cleaners
Two locations: 337 Eastern Avenue, GT and Countryside Shopping Village, Savannah
Tel: (345) 949 7104 or (345) 946 1884
Puritan offers a wash-dry-fold service. They specialise in large items such as bed linen, spreads and drapes. Free pick-up and drop-off available. SEE AD OPPOSITE PAGE
Super Suds Laundromat
553 Odessa Plaza, Bodden Town
Phone Repair
Cellular World
Bay Town Plaza, West Bay Road
Tel: (345) 943 2355 SEE AD PAGE 128
Shoe Repair
No. 1 Shoe Shop
62 Hospital Road, George Town
Tel: (345) 949 5595
Storage Units & Warehouse Space
The companies listed below have multiple fully managed warehouses.
Heritage Holdings Ltd.
Barcadere, Kingbird I, Kingbird II, Universal and International Warehouse Parks
Tel: (345) 936 3227
Email: sales@heritageholdings.ky www.heritageholdings.ky
Heritage Holdings Ltd. is a leading property development and management company offering comprehensive storage solutions for personal and business needs. From mini storage units to large warehouses, their facilities are well-managed and feature 24hour surveillance. Conveniently located in Industrial Park, George Town, their premier properties include Kingbird I and II, Barcadere, Universal and International Warehouse Park. Contact for purchase or rental opportunities.
Mini Warehouse 2 Ltd.
246A Industrial Park, George Town
Tel: (345) 949 7750
Email: info@miniwarehouse2.ky
www.miniwarehouse2.ky
Mini Warehouse 2 Ltd. has over 30 years of experience serving people and businesses
of the Cayman Islands and helping keep their belongings safe. The four locations (one in Industrial Park and three opposite the Strand Shopping Centre on West Bay Road) offer short-term and long-term storage options with climate and non-climate-controlled units (in sizes from 5’ x 5’ to 10’ x 20’). Their climate-controlled units are also very secure, with state-of-the-art security. Prices start at CI$70 a month. SEE AD PAGE 282
Local Radio Stations
There are many local radio stations to choose from in Grand Cayman, Cayman Brac and Little Cayman. All the following stations are available in Grand Cayman and some in the Sister Islands.
Big Fish 95.5 FM
Positive and encouraging faith-based music with teaching segments.
Bobo 89.1 FM
Cayman’s community radio station where you can tune into Bobo for news, talk, religion,
music and more. SEE AD PAGE 283
Breeze 105.3 FM
Plays a mix of soca, reggae, religious and country. Available in Cayman Brac on 91.9 FM.
CayCountry 93.5 FM
Plays today’s country hits along with your alltime favourites. SEE AD PAGE 283
CAYROCK 96.5 FM
Plays rock music from all over the globe, including hits of today and classics of yesterday. Featuring artists like U2, Led Zeppelin, Green Day, Guns N’ Roses, Red Hot Chili Peppers, Rolling Stones and The Who. Also available in the Sister Islands. SEE AD PAGE 283
GOLD 94.9 FM
Playing four decades of hits, from the 60s, 70s, 80s and 90s.
HOT 104.1 FM
Plays a blend of reggae, dancehall, reggaeton, soca and calypso. Features artists like
Bob Marley, Destra, Mavado, Pitbull, Beres Hammond and Sizzla. SEE AD PAGE 283
ICCI 101.1 FM
A college radio station whose mandate is to train future broadcasting professionals. Showcases jazz, classical and easy listening.
Island 98.9 FM
KISS 106.1 FM
Plays adult contemporary music from the 80s to today. Kiss 106.1 has Cayman’s best variety of music with tracks that are sure to appeal to everyone. SEE AD PAGE 283
Magic 91.5 FM
Plays smooth R&B, featuring music from the Motown era, 70s funk, 80s soul pop,
Praise 87.9 FM
Christian radio station. Owned by the Conference of Seventh-Day Adventists.
Radio Cayman 89.9 FM
A Government-owned station featuring local and international news (BBC), talk shows and music. Available in the Sister Islands on 93.9 FM. They host the morning show ‘Business
Plays the best, new and old, country hits. Also
Plays pop, rap, rock, hip-hop, trance, electro
Features a recording (updated hourly) of the temperature, rain probability, humidity, wave
Plays the international Top 40 hits. Features artists like Billie Eilish, Doja Cat, Adele, SZA, The
Catering to a younger demographic, Z99 cranks out the latest pop hits. It also has a very popular is published weekly on Friday and includes news, issues, business, living, travel, health, community, weather, sport and employment listings. Copies are available for free from outlets around the Islands, including gas stations and supermarkets. An e-version of the newspaper is also available at www. caymancompass.com.
The Caymanian Times is another weekly newspaper available on Wednesday and Friday at outlets around the Island for free, with the accompanying website www. caymaniantimes.ky.
For the past sixteen years, Cayman News Service (CNS) (SEE AD PAGE 35) has been
providing free online news, continuously updating their website with all the latest on local politics, crime and court trials, business and tourism, with a particular focus on the environment as the Cayman Islands struggle to prepare for climate change, even as development continues apace. CNS is a locally owned and operated media house with no affiliations to corporations or sponsorship by wealthy backers, relying on advertising and the support of loyal readers to maintain its independence. The website has the most vibrant comment section on the Islands, moderated so that readers can comment anonymously, which is vital in this very small community. Visit www.caymannewsservice.com for more information and breaking stories.
Loop Cayman, at www.loopcayman. com, is an online-only service which provides local and regional news.
Cayman Marl Road, at www. caymanmarlroad.com, covers local news and stories, and has a very active social media presence (@caymanmarlroad).
Local Television Stations
Currently, there are two free television stations in Cayman: Trinity Broadcast Network (channel 21 over-the-air and C3 channel 16) and the Seventh Day Adventist Network (channel 30 over-the-air). Other television stations include the Cayman Islands Government Television, CIGTV (Logic channel 23 and C3 channel 3), Cayman Life TV (Logic channel 33) and This is Cayman HD (Logic channel 36), which provides information for visitors and locals on activities and more. CIGTV also has a YouTube channel by the same name where they regularly livestream news briefings and Government press conferences.
Notary Public
For the purpose of a work permit, bank account application or any other instance where you must verify your identity, you will need a Cayman Islands Notary Public to certify that the document is an authentic and correct copy of the original. The standard charge is CI$25 per stamp.
HALO Legal Solutions
Tel: (345) 939 0079
Email: halo@haloindustriesllc.com www.hlscayman.com
HALO Legal Solutions is a full-service mobile business providing business and corporate administrative management services, corporate and legal office services and mobile Notary Public services to individuals, businesses, corporate and legal offices in the Cayman Islands.
You can also find a list of all licensed notaries on the judicial website, www. judicial.ky/general-public/notaries-public. Alternatively, contact Baysyde Biz on (345) 917 5756 or email: baysydebiz@gmail. com. Whilst a document authorised by a Notary Public is needed for overseas use, if you need a certified copy of a document for local use only, a Justice of the Peace (JP) can authorise your document for free. The Justice of the Peace Association has an office at the Government Administration
Building, which is open Monday, Wednesday and Friday 9am-12pm, for document certification. Alternatively, call Joy Basdeo MBE, JP (Tel: (345) 949 9933).
Personal Concierge Services
Minerva Cayman
13 Genesis Close, Genesis Building, GT
Tel: (345) 746 0990
Email: contact@minerva.ky
https://minerva.ky
Minerva offers comprehensive personal support for residents or those relocating, assisting with schools, homes, cars, domestic staff, work permits, bank accounts and more. They also provide ongoing lifestyle support, settling personal invoices, recruiting and training domestic staff and managing homes.
SEE AD PAGE 277
Mosaic Cayman
George Town, Grand Cayman
Tel: (345) 928 7940
Email: relocation@mosaicsolutions.ky www.mosaiccayman.com
Provides customised, full-service relocation packages for individuals and families.
SEE AD PAGE 113
My Personal Concierge Services
Berthaze Court, 95 Godfrey Nixon Way, GT
Tel: (345) 928 7723 or (345) 947 8565
Offers a range of personal and corporate concierge services.
Navigate
Cayman Islands
Tel: (345) 916 2362 or (345) 917 0414
Email: info@navigate.ky
www.navigate.ky
Navigate offers complete relocation services to individuals, families or corporations moving to the Cayman Islands, providing all the relevant help to get you settled in Cayman. Services include immigration, property research, business services, including staff relocation and financial services, and lifestyle help such as finding schools, healthcare, event planning and much more. With over 30 years of experience living and working in the Cayman Islands, Navigate’s founders are best placed to make your move as seamless and successful as possible. SEE AD PAGE 112
NCI Freight & Logistics
265 Smith Road, Palm Grove Building, GT
Tel: (345) 943 4624
Email: info@nci.ky
www.nci.ky
From restaurants, social clubs, doctors, fitness and lifestyle and local shopping, to ongoing personal online shopping and shipping services, NCI provides in-depth local knowledge of the best available options to help clients and their families get settled in the Cayman Islands.
SEE AD PAGE 117 & 274
Photographers
BabyLove Newborn Photography
Email: info@babylove.ky
Specialises in fresh 48-hour and newborn photography.
Capture Cayman Ltd.
Tel: (345) 546 8010
Email: lisa@capturecayman.com www.capturecayman.com
With over 15 years’ experience, Lisa Collins offers expert professional, fun and affordable beach photoshoots, land and underwater photography classes, photo editing classes, nature photo tours, land and underwater photography for events, weddings, dive trips, Stingray City/Starfish Point and other excursions, as well as professional photo editing.
Cayman Photographers by Cathy Church’s Photo Centre
Sunset House Hotel, South Church Street, GT
Tel: (345) 949 7415
Email: lin@cathychurch.com www.linfronda.com
Cathy Church and a staff of dedicated photographers can photograph every occasion, from weddings and underwater birthdays to corporate projects. They also offer passport photos, ID photos, headshot photos and printing. Cathy Church also has Cayman’s largest picture-framing studio.
SEE AD PAGE 260, 319 & 451
Creations Unlimited
Tel: (345) 326 1557
Email: lucy@creations.ky or info@creations.ky
A team of talented photographers with over 20 years of experience in capturing stunning images, including family shoots, school photos and corporate headshots. Sells canvas prints and corporate merchandise, and has a studio in George Town for indoor shoots.
Daria Keenan
Email: daria@pinkpalmstudio.com www.dariakeenan.com
An award-winning family and newborn photographer, photographing families in Grand Cayman since 2014. With every shoot, she aims to capture genuine expressions and joyful moments, all during the beautiful sunset hour. She is most known for her high energy and ability to put children and parents at ease in front of her camera. Daria also offers special Christmas and Mother’s Day portrait sessions.
Julie Corsetti Photography
Tel: (345) 916 0016
Email: info@juliecorsettiphotography.com www.juliecorsettiphotography.com
Julie is the owner of Deep Blue Images and is most famous for her stunning over-under water photos which grace the walls of many homes here in Cayman and abroad. She also specialises in wedding, family, children and event photography, plus she has been the Acorn Media ‘resident’ photographer for many years and her photography has graced the cover of Explore Cayman from 2014-2025.
Lisa Reid Photography/Blank Canvas Ltd.
Tel: (345) 916 2239
Email: lisa@lisareidphotography.com www.lisareidphotography.com
A talented and experienced photographer who specialises in capturing candid family portraits, including maternity and newborns, as well as personal and business portraits.
Rebecca Davidson Photography
Tel: (345) 916 1654
Email: rebecca@rebeccadavidson.com www.rebeccadavidson.com
A talented photographer with over 25 years of experience in capturing stunning images. Rebecca Davidson has the expertise and enthusiasm to capture memories that you will treasure forever. Specialising in weddings, Rebecca’s fun style puts everyone at ease, allowing her to capture love and laughter in the most natural way. We recomend booking Rebecca as early as possible as she is very popular, especially for weddings.
SEE AD PAGE 318
Photo Processing Studios
There is nowhere on-Island that develops camera film. If you have a disposable camera or one that uses a camera roll, you’ll need to get your negatives developed off-Island. However, Rainbow Photo in Elizabethan Square, Shedden Road (Tel: (345) 945 2046) can scan your old negatives onto a USB or send them digitally by email.
Cathy Church’s Photo Centre & Gallery
Sunset House Hotel, South Church Street, GT Tel: (345) 949 7415 www.cathychurch.com
Offers printing on canvas, photo and art papers up to 58” by any length, as well as professional retouching, canvas stretching, framing, accurate art reproduction and self-service printing kiosks.
SEE AD PAGE 260, 319 & 451
Island Photo
Fosters Airport Centre, George Town Tel: (345) 945 4779
Photo Plus
PhotoPharm Centre, Walkers Road
Tel: (345) 949 2420
POSTAL SERVICES IN THE CAYMAN
Postal services in Cayman are fast and efficient, with the turnaround time for local mail usually being 24 hours. There is no postal mail delivery, so alternatively, PO Boxes are used. There are 16 post offices and numerous blue mailboxes located throughout the Islands. The largest post office branches are the Airport (APO), General Post Office (GPO) and Seven Mile Beach (SMB), but there are also post offices in Savannah, Bodden Town, North Side, East End, Hell and West Bay.
The GPO is open Monday-Friday from 8.15am to 5pm. Opening times for all other post offices vary, but most operate Monday-Friday from 8.30am to 5pm, except for the APO, which is open Monday-Friday from 8am to 6pm. For more information, email: cipscustomercare@gov.ky. Some offices are open on Saturday from 9am to 12.30pm (including the APO), except for the post offices in Hell, Bodden Town, North Side, East End and the GPO, which are closed on weekends. All are closed on Sundays.
Postage Costs
Airmail is zoned according to its destination and charged by weight. A postage calculator is available on the website: www.caymanpost.gov.ky. Rates per half ounce:
> US, Canada, Central America: CI$0.75
> UK, South America: CI$0.80
> Asia, South Africa, Australia: CI$1
Local mail in Grand Cayman posted before 3pm on weekdays is delivered within two working days. For Cayman Brac and Little Cayman, it takes up to three working days. However, these postage times may be influenced by factors affecting air travel. Local mail costs CI$0.25 per ounce. An Express Mail Service (EMS) is available to over 140 countries, Tel: (345) 949 6777 for more information. Incoming parcels are subject to duty and you’ll receive a
notice in your mailbox when a parcel has arrived. Email request option: parcelpost@ gov.ky. CIPS delivers trackable items to street addresses for an additional fee. For more info, visit www.caymanpost.gov.ky.
An example of the correct way to address mail to Cayman is given below. It is a requirement that a PO Box number and a postal code are always used on a letter mailed to the Cayman Islands unless coming by courier. Do not write George Town on the envelope, as there are dozens of ‘George Towns’ and ‘Georgetowns’ around the world. Address as follows:
Mr or Ms Cayman Resident PO Box 31403
Grand Cayman KY1-1206
CAYMAN
ISLANDS
For more details on the postal service, visit www.caymanpost.gov.ky. For more on overseas purchases, see page 275.
Private Mailbox Services
Mail Boxes Etc.
Two Locations: Market Street, Camana Bay and Edgewater Way, Harbour Walk Tel: (345) 745 1400
Email: info@mbe.ky or www.mbe.ky Services include a choice between virtual mailboxes to view and manage your postal mail with a mobile app, and physical mailboxes with key-access located in-store, both with a local Cayman street address. Both types of mailboxes function as a regular PO Box, except you get a physical street address. Also offered are mail forwarding, packing and shipping, and a US address service (e-box) – useful for imports and online shopping. They also offer passport photos and printing, copying, binding and laminating services. They are an authorised shipping centre for DHL, FedEx and UPS, and they offer full postal services. Open in Camana Bay from Monday-Friday 9am-6pm and Saturday from 9am-5pm. Open in Harbour Walk from Monday-Friday 10am-6pm and Saturday from 9am-3pm.
Courier Services
Tel: (345) 949 8575
Provides two and three-day delivery service by air. Online booking and tracking available.
Express Mail Service (EMS)
Tel: (345) 949 6777
Email: cipoexpressmail@gov.ky
A cost-effective way to ship parcels through the local post office.
EZShip Cayman Ltd.
90B Godfrey Nixon Way, George Town
Tel: (345) 640 0900
Email: info@ezshipcayman.ky
www.ezshipcayman.ky
A reliable and efficient package forwarding service for shopping online. Provides you with a US address to receive packages and have them forwarded to the Cayman Islands. Also provides a customs clearance and brokerage service. Prices are also very affordable, with rates starting at just CI$16 per package.
SEE AD THIS PAGE
FedEx
321 Dorcy Dr Industrial Park, George Town
Tel: (345) 769 1615
Mail Boxes Etc.
Two Locations: Market Street, Camana Bay
Printing & Copying
Classic Printers
Brits Building, 52 North Sound Road, GT
Tel: (345) 949 9067
Email: cbf@candw.ky or classicp@candw.ky
Specialising in promotional materials from posters to booklets and custom projects, it is the only local print shop that does foil and embossing.
Mail Boxes Etc.
Two Locations: Market Street, Camana Bay and Edgewater Way, Harbour Walk
Tel: (345) 745 1400
Email: info@mbe.ky or www.mbe.ky
A one-stop shop for printing services, including digital colour and black and white copies, binding and laminating, etc. They print business cards, brochures, flyers, invitations and passport photos.
PRINT IT by PBS Group Cayman
Cayman Centre, Dorcy Drive, George Town Tel: (345) 949 8642
Wide format, brochures, business cards, tickets and more. They offer quality digital printing services with a quick turnaround time.
Quick Image
DotCom Centre, Dorcy Drive, George Town
Email: info@quickimages.com
Offers a copying service for documents and presentations in sizes up to 11” x 17”.
Tell them you saw it in the
DHL International (Cayman) Ltd.
131 Warehouse Centre, Maclendon Drive, GT
Although the Cayman Islands can and does get affected by hurricanes, other natural disasters can occasionally affect us too. This chapter informs you of hurricanes, earthquakes, tsunamis and waterspouts, along with how to be prepared. Hazard Management Cayman Islands (HMCI) is the authority tasked with managing both natural and man-made disasters, should they occur. They are responsible for the National Disaster Management Programme, which includes preparedness, response, mitigation and recovery. Their main aim is to protect Cayman’s residents and visitors by being prepared for every scenario in a disaster. This includes working with emergency responders to reduce loss of life, suffering and damage. Visit www.caymanprepared.gov.ky for more information.
Hurricanes
After the forecast called for an overly active hurricane season in 2024, with four to seven major hurricanes predicted, the Cayman Islands had its first threat of the season in June with Hurricane Beryl. After the Category 3 hurricane left a trail of destruction in the Eastern Caribbean, Beryl passed just 47 miles southwest of Grand Cayman, and though there was significant damage to some residences, the Islands were spared from widespread destruction. With the general consensus being that an increase in storm activity is expected due to climate change, it’s crucial to be prepared.
A hurricane is a large rotating system of wind and water originating in the tropics with sustained surface winds of at least 74mph. It is the most common natural disaster that threatens the Islands.
Photos courtesy of Jennifer Marshall, Monika Wotkiewicz & Courtney Platt
Hurricanes start as tropical disturbances when a mass of organised, oceanic thunderstorms persists. Once closed circulation occurs and winds reach 74mph, it becomes classified as a hurricane.
Hurricanes are measured by the SaffirSimpson wind scale, but this scale is not a very good indicator of the likely impacts, so it is important to tune in to Radio Cayman, the Cayman Islands National Weather Service, HMCI and other official Government information sources when a hurricane is threatening. The hurricane category only measures wind speed; it does not consider things like the size of the hurricane wind field, the angle of approach or the forward speed. These elements can affect the height of the storm surge, which is the most significant threat to life and property. Both Grand Cayman and Little Cayman are generally very low-lying (on average less than seven feet above sea level), and a hurricane can cause the sea level to rise as high as 20ft above the usual sea level in some extreme, albeit rare, cases. In addition to the surge, hurricanes are usually accompanied by very large waves, which are a different and separate threat from the surge.
Waves pose a very real danger for coastal residents on open coastlines, as opposed to canals. Most properties located on the coast are vulnerable to impact from the sea in a hurricane, but some people are not aware that surge risk also exists for residents living well inland, especially those living in single-storey dwellings in low-lying areas. For example, if a very large and powerful hurricane threatens and your ground floor is 10ft above sea level, it is possible for the storm surge to fill the house with water up to the ceiling and, in some cases, leave you trapped.
If Cayman gets a significant hit by a hurricane, plan to be without power and water for seven days minimum. After Hurricane Ivan in 2004, it took two to three months for most residents to get their electricity back and about a month for water. Keep in mind that there were no banks, supermarkets or gas stations
open for at least a week, so it is vital to have an emergency supply of canned food and water that will last up to at least one week per person. You are advised to store a gallon of water per day for each person in your house and to keep it cool by storing it in a dark location. Have a portable radio with extra batteries on hand because radios are an important medium for information sources in the aftermath of a storm. Internet, television and cell phone systems may go down for hours, days or weeks.
Preparation is key! Keep in mind that you should purchase five to seven days’ supply of non-perishable items before hurricane season starts. Install hurricane shutters or get plywood sheets to cover openings in your home before hurricane season so you can protect your property when you need to. Once wind breaches a home, it is much easier for the roof to be lifted off. It’s too late to think about saving your personal items and important documents, filling the car with gas and buying supply kits and non-perishable supplies when a hurricane is imminent. Also, withdraw enough cash to last for a few weeks, as after a storm ATM machines may not work, banks might ration cash withdrawals and personal cheques will not be accepted. Prepare an evacuation ‘togo bag’ containing important documents (inside a watertight ziplock bag) and enough clothes, water, food, snacks and medication for each member of your family for at least five days. Please refer to the checklists in this chapter and visit www.caymanresident.com.
Decide ahead of time where you will stay during a hurricane. If your home is high enough and durable enough to withstand winds, storm surges and waves, then it is probably the best place to stay. Ask your neighbours about the vulnerability of your neighbourhood in the case of flooding and wave threats, or reach out to Lands and Survey (www.caymanlandinfo.ky) to get a topographical map of your specific area. This costs roughly CI$45. If you decide that it is safe to stay in your home, find the most secure areas in your house to shelter
and plan potential escape routes. If your home is not secure, then evacuate! Low-lying areas will flood, so take shelter on higher ground at your workplace or a friend’s house. Hurricane shelters are also an option. A complete list of shelter locations can be found on www.caymanresident.com or www.caymanprepared.ky. There is at least one emergency medical centre (EMC) shelter located in every district, with doctors and nurses at these shelters. Ambulances will not be running during a hurricane, so if you have a health issue that may require medical attention, go to an EMC shelter. Shelters can become crowded, and they ask that you bring enough supplies (food and water) for your family.
Earthquakes & Tsunamis
Grand Cayman lies close to the boundary zone of the Caribbean and North American tectonic plates, which are seismically active. The strongest recorded earthquake in the Cayman Islands occurred in January 2020 and measured 7.7 magnitude. Its epicentre was 67 miles from Cayman Brac and 154 miles from Grand Cayman. Although there were multiple reports of sinkholes and some reports of one-totwo-foot-high waves, no major structural damage occurred. Over 20 aftershocks were felt, with the strongest tremor measuring 6.1 magnitude. In the case of an earthquake, the advice is to duck, cover and hold. Get under a solid piece of furniture or reinforced doorway and be sure to cover your head to protect yourself from falling objects. If you are in a strong, elevated building away from the coast, stay inside unless there are clear signs of structural damage. If outdoors, move to an open space away from objects that are likely to fall, such as glass, electrical cables, trees and light poles, and crouch down and cover your head until the shaking stops. If you are in a vehicle, pull over to the side of the road in an open area. After the shaking stops, proceed carefully, being aware of the potential for splits in the road, sinkholes, fallen powerlines and trees.
Tsunamis are most often triggered
by underwater earthquakes, with waves spreading outwards rapidly from the site. In deep water out at sea, these waves typically measure only a few inches in height and may travel at speeds of 400mph, but when the tsunami reaches shallow water, the wave slows and its height increases. Although tsunamis triggered by earthquakes can occur in Cayman, the probability is believed to be very low. Cayman’s underwater landscape, with steep drop-offs close to shore and very little continental shelf, may well reduce the risk of dangerous tsunamis. However, there is a significant area of shallow water in the North Sound that could allow for wave run-up. If a very long and strong earthquake is felt, there may be very little warning if a tsunami threatens, so residents should not wait for an official warning and should act immediately. If you feel a very strong earthquake, you should head inland and get to an elevated area. For those living close to the sea, ensure you are familiar with the nearest multi-storey building or location of
❑ Plywood and screws for windows and doors (if necessary)
❑ ‘C’ type fire extinguisher for electrical fires
❑ Oil and petrol for generator (optional)
❑ Portable gas stove and refills
❑ Charcoal and lighter fluid
❑ Flashlight, candles, lantern and oil
❑ Matches and lighter in a watertight bag
❑ Battery-operated radio, fan and extra batteries
❑ First aid kit, sunscreen and hygiene supplies
❑ Medication. Make sure your prescription is full and you always have an adequate supply during hurricane season
❑ Mosquito coils, citronella candles and/or bug spray
❑ Rope or strong twine, duct or packing tape
❑ Shut off wrench and pliers
❑ Plastic sheeting to cover furniture
nearby higher ground. If you are on the coast and notice the water receding, move away immediately and, if possible, towards high ground. If you are in a boat out at sea, face the direction of the waves and go out to deep water. However, if you are in a harbour, find shelter on the upper floors in a concrete building. Waves may strike at intervals anywhere between 15 minutes and an hour. Cayman has not experienced a destructive tsunami in its entire recorded history, and strong destructive earthquake events are also incredibly infrequent, so the likelihood of one occurring is very low.
Waterspouts & Tornadoes
Waterspouts are rotating columns of water formed by whirlwinds occurring over the sea. They sometimes form along the dark, flat bases of cumulus clouds and are sometimes seen in the coastal waters around the Cayman Islands. They are typically not harmful as they travel slowly, and the wind speeds associated with the waterspouts are usually less than 69 miles an hour. They are only active for about
20 minutes. Typically, these waterspouts dissipate quickly when they make landfall. They are often confused with tornadoes, which are a very rare phenomenon for the Cayman Islands and, historically, have caused little to no damage.
Emergency Alert System
When a major threat is declared, a release is issued to all media houses to advise the public, and the notification is also posted on the HMCI website and social media accounts. The Cayman Islands Government has also launched the National Emergency Notification System (NENS). In the event of a national disaster or emergency, this system enables direct communication with all subscribed users in the Cayman Islands. The emergency alert will include details of the incident, including what kind of incident it is, where it is primarily located (if possible) and when it occurred. The message will also include any essential public safety messages. Developed by HMCI in collaboration with local and regional stakeholders, the NENS is a free mobile app that delivers emergency alerts by email, SMS and app notification. For more information and to download the app onto your mobile device(s), visit www. nens.gov.ky.
❑ Clothing. Rain gear, life vests, sturdy shoes, galoshes/boots and a whistle
❑ Tarpaulin for the roof
❑ Surgical and yard gloves (for clean-up)
❑ Paper towel, toilet paper and napkins
❑ Disposable plates, plastic glasses, plastic cutlery and several plastic bags
❑ Aluminium foil and plastic freezer bags
❑ Can opener/knife (e.g. Swiss Army)
❑ Clorox wipes (for cleaning cutlery)
❑ Chlorine bleach (sterilising water) and Dettol (disinfecting hands and feet)
❑ Hand sanitiser and baby wipes (for personal hygiene)
❑ Ice chest and ice
❑ Broom, mop, bucket and rubbish bags
❑ Pet food and litter box
❑ Baby supplies: nappies, wipes and food
❑ Books, magazines and games
Though the NENS app is very useful, people are still encouraged to plan ahead. For advice and up-to-date information on threats and warnings, you should also follow the HMCI Facebook page (@Caymanhazard) and X account (formerly Twitter) (@CINEOC).
Property Protection
It is prudent to begin assessing your home before hurricane season starts by ensuring that trees are gently pruned, especially if they are close to power lines or water pipes, or near the roof of your house. Never attempt to cut branches close to power lines yourself. Instead, call CUC on Tel: (345) 945 1282 and they will send a team to evaluate your property and trim any potential hazards.
Additionally, ask your gardener or strata maintenance (if you have one) to remove coconuts as they can become dangerous
Hurricane Supply Kit
Things to purchase, set up, prepare and do in advance of hurricane season
Things to Do
(2–3 days before a tropical storm or hurricane)
❑ Design a family plan for which shelter and route are the best to suit your needs
❑ Fill cars with petrol/charge if electric and move them to higher ground
❑ Withdraw cash from bank; ATMs won’t work without power
❑ Bring in everything from outside, e.g. bird feeder, hose, barbecue, chairs, potted plants
❑ Secure boat and remove all equipment, e.g. battery, CD player and life jackets, etc.
❑ Arrange for the safety of your pets
❑ Move furniture and belongings away from windows and doors and elevate off floor level
❑ Put silicone or foam around outside doors and fill sandbags sufficient to protect against flood water damage on ground floors
❑ Pick rugs up from the floor, remove drapes from windows, and store in plastic bags
❑ Buy buckets and sheets of plastic to protect furniture and wood floors from ceiling leaks
❑ Pack irreplaceable and precious items into large plastic bags or Rubbermaid containers/ tubs and seal them with tape
❑ Do laundry; it may be a long time before you can do it again, then fill the machine with water
❑ Clean tubs/baths and fill them with water
Important Documents & Records
Store in a portable, watertight container, scan or back up to an external hard drive
❑ Passports, birth certificates, driver’s licences and pet documents
❑ Photographs of home contents and vehicles for insurance purposes
❑ Digital back up of photos and a video of your property and valuable items
❑ Inventory of household (itemised)
❑ Bank accounts and credit card information
❑ Insurance policies, wills, contracts and deeds of your home
❑ Turn freezer and fridge to the coldest setting; if you lose power, food and ice will last longer
❑ Freeze water
❑ Charge cell phones and have a cell phone charger that plugs into your car’s USB port or car lighter
❑ Consider blocking toilets with old towels in case they back up
❑ Wedge sliding doors to prevent them lifting from tracks and reinforce garage door
❑ Keep swimming pool full, to around 12 inches from the top
❑ Turn off propane tanks
❑ Secure TV antennae
❑ Check supply of emergency food
❑ Close cistern openings and disconnect downspouts
❑ Have empty gallon bottles to fill with water for bathing and toilet flushing purposes
❑ Make sure you have old towels, shirts, etc., to line doors and windows against water
❑ Have raincoats/ponchos handy, as it might rain for several days after a hurricane
❑ Make sure you have the phone numbers of family and friends and that they have yours
Hurricane Scale
HURRICANE ALERT
Hurricane threat more than 36 hours away.
HURRICANE WATCH
Hurricane threat 24 to 36 hours away.
HURRICANE WARNING
Hurricane conditions expected within 24 hours.
ALL CLEAR
The storm has passed, use caution.
The Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane’s intensity at a given time. This is used to give an estimate of the potential property damage and flooding expected along the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the coastline in the landfall region. These speeds are one-minute averages and not maximum gusts!
Wind Speeds Storm Surge
CATEGORY
CATEGORY 4 130-156 209-251 13-18
CATEGORY 5 >157 >252 >18 (mph) (kmph) (feet)
missiles in high winds and can put both you and your home at risk. Install hurricane shutters on windows and glass doors to protect your home or business. Options vary considerably, including maximum security screens (Crimsafe), impact windows and doors, hurricane shutters (accordion, panel, roller, colonial or Bahama) or electric roller doors and windows. If you already have shutters installed, check that they can still be applied and are not damaged.
Cayman’s building code regulations ensure that modern buildings are strong enough to withstand a certain degree of quaking, so the main hazards are unsecured appliances, objects and structures that could fall and cause injury, downed power lines and damaged water and sewerage systems. As a preventative measure, HMCI recommends bolting down appliances and bookshelves and placing heavy objects on lower shelves.
Insurance
Examine the insurance on your home and/or business to ensure that the full value of the building(s) and contents are protected. Document the contents and take photographs of furnishings and valuables in advance. Keep these on a digital memory stick or backup drive. If you sustain damage, these photographs will support your insurance claim. See the Settling In chapter for a list of providers.
Medical Assistance
Every district has a shelter that is specifically designated as an emergency medical centre (EMC). If you have an existing medical condition, this may be the best place to seek shelter because there are medical personnel on hand. During high winds or flooding, ambulances will not respond until it is safe, which could potentially be more than 24 hours later. Make sure that your health insurance is up-to-date so you are covered in the case of a medical emergency.
Children & the Elderly
Children and the elderly are vulnerable to emotional distress during natural disasters.
Consider offering your home as a haven to an elderly friend or relative but keep in mind that they may need daily medication. If they are in a nursing home, be sure to confirm their emergency plans.
Pets
Without proper planning, you may be endangering your pet in the event of a natural disaster. Authorities may issue an evacuation, requiring you and your pet to leave your home at short notice. Pet-friendly shelters include John Gray and Clifton Hunter, but space is limited and allocated on a first-come, first-served basis (muzzles and crates are required). Alternatively, you can book them into a kennel or call a pet sitter to reserve in advance and check to see if your workplace allows pets in emergencies. Before a storm, prepare the following:
> Microchip your pet and give them an ID tag with your number on the back.
> Prepare photos of your pet, copies of their medical records, medication and food.
> A pet carrier or crate should be lined with newspapers and include: blankets, cat litter, a water bowl or water drip, toy(s) and have proper identification attached on the outside.
> Stock up a month’s worth of food, water, pet supplies and medication.
If you are leaving the Island with your pet, you will need to obtain a travel health certificate from your veterinarian, which can be issued in one day. Your veterinarian will require the following documents for a health certificate: your address, vaccine history, rabies vaccine certificates and copies of your pet’s rabies titre blood tests. If you leave the Island with your pet without their current rabies travel paperwork, you will be subjected to the Government’s import requirements when returning. After obtaining your completed health certificate, hand-deliver it to the Department of Agriculture (DOA) and your exit permit will be issued. Your pet cannot travel on a veterinary health certificate alone.
Keep in mind that many animal shelters like the Cayman Islands Humane Society suffer from extreme flooding, so it can be life-
saving to foster an animal during a storm.
Leaving the Island
Have a plan and funds in place in case you decide to leave the Island before an approaching disaster. Pay close attention to flight availability. Some airlines increase the number of flights during evacuation periods, but flights still fill up quickly. Island Air (Tel: (345) 949 5252) provides evacuation services. If you require assistance with passports or travel documents, talk to your local Honorary Consul in advance.
Aftermath of a Disaster
Stay safe in the aftermath of a storm by following these simple steps:
> Always assume that powerlines are live and never touch low-hanging lines.
> Only turn on your main breaker once you are sure that every secondary breaker is switched off.
> Open windows and doors to ventilate your house and dry flooded or damp areas to mitigate damage from mould.
> Boil any water before consuming.
> Do not turn your water back on until you have been advised that water services have been restored in your area. Once you turn on the water, inspect your home for damaged pipes.
> Be especially careful of pests, like scorpions, which disperse during storms.
> Always check for gas leaks before striking a match.
> Don’t use the phone unless it is an emergency to save battery life.
> Avoid walking in settled water as there may be bacteria in it.
Hazard Management Cayman Islands www.caymanprepared.gov.ky
Cayman Islands Government www.gov.ky
US National Hurricane Center www.nhc.noaa.gov
Caribbean Hurricane Network www.stormcarib.com Weather Underground www.wunderground.com
& Drink Food
Over the past year, Cayman’s culinary landscape has continued to grow, with new restaurants and bars popping up in every corner of Grand Cayman. It’s remarkable that almost every cuisine is represented within our 76 square miles of paradise. In 2024, our Islands continued to celebrate food, when new and existing festivals were held throughout the year. The Cayman Cookout was another raging success in January when local and international chefs and lovers of all things taste flocked to Grand Cayman for a weekend of gastronomic excellence. Taste of Cayman, the Islands’ longest-running food festival returned in April with a three-day extravaganza of food and entertainment. Over 30 of Cayman’s bars and restaurants participated, as their expert chefs delivered on exquisite dishes and tasty tipples. Live Street Food Festival hosted Cayman’s top vendors in George Town and attendees sampled some sumptuous plates. For cocktail connoisseurs, Cayman Cocktail Week (SEE AD PAGE 304) was back with a bang in October, with fun and interactive events every day of this week-long event. And Margarita Festival had our tastebuds running riot with the spirit of Mexico. All of these and more are set to return in 2025, including a brand new Batabano Food Festival in May! What’s for sure is that the growth of our culinary landscape shows no signs of slowing down, and we can look forward to brilliant additions, as well as old-time favourites, continuing to produce an exceedingly high standard of food and drink across our
Photos courtesy of Cracked Conch, Luca, Jacques Scott & Foster’s
PLACES TO EAT
For a complete list of Cayman’s bars and restaurants, visit www.caymangoodtaste. com or download the award-winning Cayman Good Taste app (SEE AD PAGE 305) , available on both iOS and Android. Browse by cuisine type, area, price and more using the comprehensive search capability. You will also find promotions and foodie events on the app. Follow them on Facebook (www.facebook.com/caymangoodtaste) and Instagram (@caymangoodtaste) for regular updates and giveaways. Pick up a copy of the Cayman Good Taste magazine from most hotels and grocery stores for your guide on the go.
New Openings
Along Seven Mile Beach, numerous new bars and restaurants opened with the welcoming of the new Hotel Indigo. Cayman’s first rooftop bar, Pom Pom, offers 180-degree views of Cayman from above and serves delightful cocktails. Guests visiting must be over 18 years old. Also in Hotel Indigo are Rasa, an intimate gastronomic chef’s table, Catalina, offering Californian coastal classics, and Milkberry, the hotel’s sushi restaurant. Sitting on public beach, across from Hotel Indigo, is Bonny Moon, old-time favourite Calico Jack’s reincarnate. Sip oceanside at this boutique-style beach club. In The Grove, Island Naturals opened a second location and began offering meat, fish and dairy options, and Mario’s takes you on a culinary adventure through their tasting menu. In West Bay, Bella Trattoria opened in the old Bayside location offering traditional handcrafted Italian pasta, pizzas and savoury dishes. Also in West Bay, boutique hotel VIDA opened Nourish, a restaurant that focuses on high-quality, whole ingredients for breakfast and lunch. Japanese cuisine arrived in Grand Harbour with Lucky Rabbit, a classic Izakaya bar, offering authentic snacks and bowls, as well as Japanese beers and cocktails.
Family-Friendly & More
Across the Island, there are so many
restaurants that cater to families, whether that’s simply offering kids menus, or having on-site parks to play in whilst parents wine and dine. Along Seven Mile Beach, there are lots of options. Old-time favourites include Ragazzi (SEE AD PAGE 299) , a staple for many residents and visitors alike for years. Their traditional Italian menu has rarely changed throughout the years, owing to its brilliance. You can’t visit without trying their delicious wood-fired oven pizzas. Close by are Casa 43 and Lloyds, the former an extremely popular Mexican taqueria and the latter a just as popular smokehouse and sports bar. People return time and time again for their casual bar and some of the tastiest food on the Island. Another Mexican along Seven Mile Beach is Taco Cantina, sister restaurant to long-time favourite, Tukka. They have many specials throughout the week, including the classic Taco Tuesday and Thursday and all-youcan-eat tacos every Sunday. Ms. Piper’s is very popular with families due to their excellent menu, beautiful aesthetic and on-site pool. Parents can sit in the sun, eat and drink whilst children splash and play in their swimming pool. The newly renovated Andiamo at The Ritz-Carlton offers delicious Italian favourites for all the family, as well as house-made gelato. They also host movie nights which are perfect for little ones. Anchor & Den is the restaurant at The Grand Cayman Marriott Resort and offers international cuisine. They have many dedicated foodie nights which change each month. Kids will love their outdoor terrapin pond. In Camana Bay, there’s Abacus and LOCO. LOCO brings Mexican food to Camana Bay, while Abacus is a Caribbean-inspired fish and steak restaurant. Parents can sit out on the patio for lunch or dinner and watch as their children play along The Paseo or in the water fountains. Every child will be happy at Pane & Pasta, where their chefs whip up traditional Italian favourites for the whole family – even the pickiest eater will find something they love here. Over in George Town, Agave offers farm-totable ingredients in the form of delicious
Mexican staples. Their Mexican Fried Chicken is outstanding, and with a breezy garden area, kids will feel relaxed and able to try some scrumptious dishes. In Red Bay, there are a number of spots perfect for family dining. Allora is a great place to take all the family for breakfast lunch or dinner, with their pizza menu, breakfast specials and unbeatable gelato. Sit outdoors on the patio or in their cool dining space. Finally, Salty’s is always busy with families, owing to their bouncy castle and play area for children, and casual sports bar for adults. They also host weekly trivia which is very well attended by all.
Waterfront Dining
Cayman has an enviable number of places to eat while overlooking the water. In the South Sound area, there is Grand Old House, which offers classic and international dishes in an old-world setting and is a great space for hosting large events, and Sunset House, a laid-back tiki bar serving casual food and great cocktails. Divers can even check out Sunset House’s very own house reef before enjoying a meal on the veranda. On the George Town waterfront is Casanova Ristorante, a lively, family-friendly and authentic Italian restaurant that specialises in house-made pasta and pizza. George Town Yacht Club is located at the Barcadere Marina and has a great seafood and bar food menu. Kids will love the swimming pool. The Wharf is also a fantastic spot for panoramic views of the sea. Their scrumptious menu and daily tarpon feeding are what make this a popular spot in George Town.
The Seven Mile Beach area has an array of great restaurants with waterfront views. The Ritz-Carlton, Grand Cayman (SEE AD OPPOSITE PAGE) features six premier bars and restaurants, including Blue by Eric Ripert, the Caribbean’s only Forbes Five-Star restaurant, Seven, an upscale steakhouse serving Niman Ranch cuts, Saint June, offering casual luxury in a serene setting overlooking Seven Mile Beach, Taikun, an authentic Japanese restaurant, Andiamo, where Italian cuisine meets a
Visit www.rcgcrestaurants.com to explore menus from all six restaurants located at The Ritz-Carlton, Grand Cayman. For more information and to reserve, please contact Restaurant Reservations at 345.815.6912 or email caymanrestaurants@ritzcarlton.com. ritzcarlton.com/grandcayman
©2024 The Ritz-Carlton Hotel Company, L.L.C.
casual Caribbean ambiance, and Silver Palm Lounge, a refined rum bar and lounge. Ave, located at the Kimpton Seafire Resort, offers coastal Mediterranean cuisine. Coccoloba, also at the Kimpton, serves a mash-up of culinary influences from our Island and coastal Mexico (no reservations necessary). Avecita hosts an interactive five-course Chef’s table experience complete with beverage pairings Thursday to Monday. Serving contemporary Italian food, LUCA (SEE AD THIS PAGE) has uninterrupted views of the beach and the Caribbean Sea Everything is made fresh daily in LUCA's kitchen, from breads and pastas to desserts. Freshness of product and simplicity of presentation sums up the dining experience at LUCA. Tillies has a great menu you can enjoy with your toes in the sand, and their sister restaurant, Paradise Pizza serves some of the best wood-fired oven pizza on-Island. Camana Bay has a variety of waterfront restaurants, including KARoo which is a popular post-work spot where you can enjoy cocktails and tapas. There's also Union
Grill & Bar, a chic steakhouse and seafood restaurant on the Crescent and Agua, a popular waterfront restaurant featuring the best Italian cuisine with a Peruvian twist.
West Bay also has an excellent choice of upmarket restaurants. Morgan’s is located at the Cayman Islands Yacht Club and has a wonderful seafood menu and a lovely breeze. Also in the Yacht Club is bàcaro, an authentic Italian ‘tapas-style’ restaurant and wine bar. Cracked Conch and Macabuca both offer stunning views and excellent alfresco dining. Visit Cracked Conch for white tablecloth service and a trendy bar setting. Their signature conch dishes are legendary and they won their first Wine Spectator award in 2024. Macabuca offers a more laid-back bar with casual food and great cocktails (SEE AD OPPOSITE PAGE) . Calypso Grill, in Morgan’s Harbour, offers panoramic views of the North Sound with a lovely cool breeze. Right next door is Tukka West for a taste of Australian and Caribbean cuisine with a view. Ristorante Pappagallo is renowned for its menu’s variety and culinary
flair. From the moment you step onto the wooden bridge leading to Pappagallo's entrance, you are transported into another world. NOVA sits on the waterfront in West Bay, and is a popular spot for families to have lunch and splash around in the on-site swimming pool.
In Bodden Town, there is South Coast Bar & Grill, where diners can enjoy tasty local fare right on the beach, and Czech Inn Grill, offering a relaxed lunch or dinner during a road trip to East End. La Casita is an authentic Mexican restaurant serving some of the best tacos and margaritas on-Island. Tukka East is another popular spot when taking a road trip out east. Try their lionfish tacos – not only are they absolutely delicious, but you'll be doing your bit for Cayman's conservation efforts.
Upstairs at Kaibo overlooks the beach and serves upscale cuisine on their sea view veranda. Try the award-winning tasting menu or à la carte. A water taxi is available upon request and can also take you to the acclaimed Rum Point Club, home of the mudslide, beach BBQs, sumptuous seafood dishes and one of the Island’s longest docks. It is a lovely place to spend an afternoon on the beach. Solis, the newly renovated restaurant at Rum Point Club, uses local ingredients to celebrate local dishes. They have limited opening hours, so be sure to check their Facebook page for the latest opening times.
Cafés, Bakeries & Bistros
The Island is home to several fantastic cafés where diners can seek out tasty breakfasts and lunches, as well as freshly baked bread, cakes and pastries.
Café del Sol, with locations at Marquee Plaza on SMB, Bayshore Mall in GT and Country Corner in Savannah, has served coffee and an assortment of baked goods and sandwiches to Cayman for over 20 years. Other established coffee houses include Paperman’s Coffeehouse, which has three locations, the Strand Shopping Centre, Windjammer Plaza and Midtown Plaza; and Jessie’s Juice Bar and Café in Camana Bay, and a recently opened spot
in the George Town waterfront. You can visit Cayman Coffee Exchange at The Westin Grand Cayman for freshly baked pastries, sandwiches, fresh salads, fresh juices and delicious coffees of all descriptions.
In The Grove, there is Mykonos Bakery, which sells traditional pastries and breads, as well as fresh cupcakes and coffee. Also in The Grove is the new Island Naturals, where you can get all your favourite vegan dishes, plus a number of healthy fish and meat options too. The Brasserie Market in Cricket Square serves sandwiches and salads, along with soups, hot lunches, pastries and coffee. Their daily specials are posted on their Facebook page and they can get very busy across lunchtime. In George Town, you will find Water & the Elephant, a speciality coffee bar and café which sells some incredible donuts.
Petit Paris, a popular French bakery in Camana Bay, offers an array of baked goods, lunch items like soups, salads and sandwiches on freshly baked baguettes, sweet treats imported from France and more. Their BLT and jerk chicken sandwiches are great. Carnivore serves delistyle sandwiches, meats, sides and salads for lunch, and while you're there, pick up your meat cuts for a quick dinner at home.
Gelato & Co. and Häagen-Dazs offers frozen treats for all ages to enjoy, whether it’s a gelato cake, scoop or baked sweet treat, or a Haagen-Dazs sundae, banana split or cone or cup by the scoop, there’s a flavour for everyone. And Scoops, located by the Locale Hotel, offers delicious Jamaican ice cream, sandwiches, wraps, patties and more.
Further east, Allora offers baked goods, juices and salads, as well as pizzas and various Italian pastries in Grand Harbour – their coffee is divine. While over in Rum Point, Kaibo Beach Espresso is open for breakfast 8am-12pm daily. Try their full breakfast menu, including eggs, avocado on sourdough, pancakes and waffles. Their warm, flaky croissants attract a large crowd daily and go fast. They also offer hot breakfast paninis, fruit salad and glutenfree muffins and brownies.
Vegetarian & Vegan Food
There are several great options on the Island for vegetarians and vegans. Island Naturals Café offers a fresh take on healthy living. Pop into both Island Naturals Cafe, just off West Bay Road along Earth Close, and Island Naturals The Grove to discover each location's unique offerings, including gluten-free, plant-based and lean protein options. VIVO at the Lighthouse Point Resort on NW Point Road in West Bay offers delicious, plant-based food with lots of gluten-free options (they also have fish dishes too). Agua Restaurant has a ‘healthy lunch’ section on its lunch menu that includes vegan salads and gluten-free substitutes. Jessie’s Juice Bar and Café in Camana Bay and George Town is a popular juice bar offering raw, cold-pressed juices, as well as vegetarian health foods that are fresh, local, organic and natural, and South West Collective in George Town has a very similar menu with fresh options. Also in Camana Bay is The Edgy Vedge, a fully plantbased restaurant and marketplace. Craft
F&B Co. feature a vegan/plant-based menu every Tuesday for the Island's herbivores. The Brasserie Market, off Elgin Avenue, has a wide selection of home-grown produce and many vegan lunch options. You will also find that most menus on the Island feature vegetarian and dairy-free options. Tillies, Yoshi Sushi, Thai Orchid, China Village, Thai House Restaurant and even fast-casual spots like Singhs Roti Shop and Al La Kebab have very inclusive menus for dietary substitutions.
Dining on a Budget
Dining out in Cayman doesn’t have to break the bank. The Island’s impressive roster of restaurants includes many budgetfriendly options. Located at Caribbean Plaza on Seven Mile Beach, Gino's Pizzeria has offered Cayman's best New York-style pizzas since 2005. Enjoy exciting weekly specials and an evolving menu – be sure to ask about their pizza cupcakes and famous chicken wings. Gino’s also offers outdoor seating, Island-wide delivery and
large group catering. Call (345) 623 7777 to place an order. Other budget-friendly options include Burger Shack, Chicken! Chicken!, China Village, Cimboco, Singh’s Roti Shop, The Sunshine Grill, Legendz and Pico Taqueria, or try any of the Island’s fast-food restaurants. Discover promotional deals at www.caymangoodtaste.com.
Food Delivery Service
Many local restaurants offer delivery services. By ordering directly from the restaurant, you ensure the restaurant isn’t losing any commission to third-party delivery services. However, Let’s Eat and Bento allow users to order from a selection of Cayman’s most popular restaurants and track their food delivery in real-time using their iOS and Android-friendly apps.
Food Trucks
Yummy Tummy delivers Indian fusion and sits on Shamrock Road outside Cayman Islands Brewery. Al La Kebab has a food truck called The Purple Monster, operating from
the entrance to Selkirk Drive in Red Bay. On the beachfront at Public Beach sits Murph’s Kitchen, serving up tasty tacos, sandwiches and Caribbean favourites. The Burger Shack food truck is parked in front of Country & Western Bar seven days a week. Beers & Brats sits in the 1981 Brewing Co. car park and offers hotdogs, burgers and gyros. D's Pizza in the Regatta Business Park parking lot offers Detroitstyle pizza made from 24-hour fermented dough. Curry in a Hurry is new to the George Town waterfront and offers Indian street food with specials every day.
Kosher Food
The Cayman Islands has a small, vibrant Jewish community, and a variety of kosher food products can be sourced in Grand Cayman. Foster’s (SEE AD PAGE 293 ) , Hurley’s and Kirk Market have good selections. For kosher wines, try The Tasting Room in Caribbean Plaza and Blackbeard’s liquor stores. The organisation Chabad Cayman hosts regular Shabbat dinners
that are open to anyone. Visit www. chabadcaymanislands.com for more information.
Tipping
At the time of going to print, the minimum wage for workers earning gratuities is CI$7 an hour, so tipping is an important part of a server’s income. Most restaurants include gratuities on the bill; however, it is good to check, as it is customary to leave a tip of around 15%.
BAR & CLUB SCENE IN CAYMAN
The Bar Scene
Cayman’s bar scene is lively and dynamic! For a full list, visit the ‘Bars’ section on www.caymangoodtaste.com. The most popular ones are:
All Stars Sports Bar (SMB) is a great place to play pool, darts and beer pong. Food is available. Backroom (SMB) offers a setting reminiscent of the prohibition years with great cocktails.
Bevvy and the Lazy Lizard (SMB) are both popular spots, particularly after a brunch on Sundays.
The Bird (SMB) is a hugely popular bar and restaurant known for its great vibes, late nights and delicious chicken sandwiches.
Bonny Moon (SMB) is Cayman's newest beach bar offering upscale cocktails you can enjoy with your toes in the sand.
(SMB) is part street taco joint, part beach hut offering expertly mixed margaritas and icy cocktails.
. (SMB) is a popular gastro pub with a large list of craft beers on tap.
SMB) hosts regular dance party nights in their bar and lounge area.
SMB) is a fantastic cocktail bar, serving classic and contemporary drinks, as well as delicious small plates.
(SMB) attracts many residents, particularly to their Friday karaoke nights.
GT) Cayman's first gaming bar. Sit and sip on cocktails and craft beer as you play video and board games.
(SMB) is a casual bar with regular live music and food trucks. They also show sports. (Rum Point) offers fresh catch, whole coconuts and a selection of
Waterfront Dining •
cocktails, including the famous mudslide. Book in advance for daybeds and loungers by the sea.
KARoo (CB) is a popular after-work venue, offering cocktails, tapas and happy hour
Le Petit Bar (WB) is an intimate wine and cocktail bar serving artisan charcuterie. They also offer spirits, beers and sake.
Legendz (SMB) is a popular sports bar with lots of seating and big screens.
Lone Star (SMB) is a bustling, Texas-style bar, great for live music and Tex-Mex food. Macabuca (WB) is a great spot to watch the sunset, and divers can jump into the water right in front of the bar for a night dive.
Mango Tree (GT) has a popular outdoor bar and often hosts karaoke on Thursdays.
My Bar at Sunset House (GT) is a relaxed oceanfront bar just south of George Town. It’s the perfect place to watch the sunset and planes arriving on-Island.
Next Door (CB) is a cocktail bar from the restaurateurs behind Agua. As the name would imply, it is located next door to Agua on the Crescent.
Ophelia Bar (SMB) at The Ritz-Carlton, Grand Cayman is a place to indulge in the stylish selection of decadent cocktails and bar bites, and let the stunning sunset views carry you into the evening. The Ophelia Nights menu is available daily from 5.30pm-7.30 pm.
SEE AD PAGE 295
Pom Pom (SMB) is Cayman's first, and only, roof top bar. Enjoy a 180 degree view of the Island whilst you sip from 10 storeys up.
Sandbar (GT) is a fun waterfront daiquiri bar and grill that has live music weekly. They also host Boogie Nights on the last Friday of the month.
Silver Palm Lounge (SMB) boasts an exquisite cocktail menu, with live entertainment every Friday and Saturday evening, and afternoon tea Friday-Sunday at The Ritz-Carlton, Grand Cayman. SEE AD PAGE 295
Tillies & Coconut Club (SMB) is a chic beach bar and restaurant for sunset drinks.
Union Grill & Bar (CB) is located on the water on the Crescent and offers an artisanal cocktail menu.
Vines 2 Ocean (V₂O) (SMB) offers a wine and raw bar experience, as well as light bites, in their intimate spot on West Bay Road.
The Wharf (GT) is a premier waterfront restaurant that is known for its Tuesday Salsa Nights and Best of 60s, 70s, 80s and 90s Old School Dance Party on the last Friday of the month.
The Club Scene
Grand Cayman is a small island, so there are only a handful of clubs. Many bars adopt a nightclub feel later in the evening.
Bliss (SMB) is a late-night lounge and nightclub with a younger clientele located in the Strand Shopping Centre.
Seven Mile Lounge (SMB) is a late-night lounge with live music, booth seating and cocktails.
Vine and Tap (GT) A relaxed lounge for post-work drinks. Hosts a variety of events throughout the week.
Note: Cayman observes a day of rest on Sunday, so bars and restaurants stop serving alcohol at midnight on Saturday Dine-in beverages continue with Sunday morning brunch openings across the Island, and select retail locations now sell
alcohol on Sundays for limited hours.
Cigar Bars
For the perfect casual cigar scene and a wonderful range of quality cigars, Backroom in Regency Court boasts an expansive cocktail list and Cuban cigar selection, and Stogies Cigar Bar, across from George Town waterfront, offers a selection of spirits and cigars.
Live Music Scene
Cayman has a dynamic and diverse music scene. Some great spots for live music include Kaibo, Ms. Piper’s, Next Door, Union Grill & Bar, Silver Palm Lounge, Tortuga Beach Bar and the Wyndham Reef Resort. Download the What’s On Cayman app for more details.
Catching ‘The Game’
Cayman is home to sports fans from across the world, and local bars and restaurants do their best to accommodate them. Salty’s, KARoo, Fidel Murphy’s, Legendz, Lone Star,
Pirate’s Den (PDs) Pub and Coconut Joes all boast plentiful big screens, tasty food, drink specials and good service.
GROCERIES
Cayman’s supermarkets are comparable to large North American grocery stores in terms of brand range. They carry most major US and Canadian brands, as well as USDA-certified meats, UK brands like Waitrose, lots of fresh fish, meats and a variety of fresh vegetables and fruit. All the supermarkets carry organic products; however, fresh organic fruit and vegetables from the US have to travel far to get here, unlike locally grown produce. The supermarkets sell very good meat, but the freshness of certain cuts of fish can vary between different stores. Ask when the fish came in and which is the freshest.
Supermarkets
Foster’s (Tel: (345) 945 3663) has five locations: Airport Centre (George Town), Camana Bay (Seven Mile Beach Corridor), Republix Plaza (West Bay), Countryside Shopping Village (Savannah) and a Foster’s Express, opposite Morritt’s Tortuga Club in East End. All locations are open Monday to Saturday, 6.30am-10pm, except Foster’s Express in East End, which is open Monday to Saturday, 7am-7pm. All locations are open from 9am-6pm on public holidays and closed on Sundays. Foster’s is well known for its fresh produce, meat and fish, locally produced goods and a wide variety of speciality, organic and dietary-specific products available at an inclusive range of price points. Foster’s is also the exclusive distributor of Waitrose products from the UK, and at Christmas time, they stock seasonal favourites, which get snapped up quickly! While all Foster’s stores maintain a similar format, Foster’s Camana Bay, their most prominent location, provides the widest variety of organic and speciality products and prepared meals for lunch and dinner. SEE AD PAGE 293 Bay Market Café (open 6.30am-9pm Monday-Saturday) is a 'Whole Foods-style' café located inside Foster’s Camana Bay and Foster’s Republix, featuring a coffee and
juice bar, breakfast and burgers, pasta and wok, pizza and sandwiches, bento and sushi, gourmet salads, soup, and hot and cold buffetstyle options from the Caribbean and around the world. Choose from their large, exquisite cheese selection and enjoy pastries, cakes and fresh bread daily. An on-site dining area is available to patrons. Customers can skip the line and order the food they love from Bay Market Café by visiting www.baymarket.ky. Orders are available for pick up on the same day. Delivery is available for a small fee within Camana Bay only.
Hurley’s Supermarket (Tel: (345) 947 8488) at Grand Harbour Shoppes in Red Bay is open Monday to Saturday 7am-9pm and sells a large assortment of organic produce, well-known local and international brands, a variety of freshly made cold options and hot meals from their Fresh Kitchen. Hurley’s offers catering services and speciality cake orders.
Kirk Market (Tel: (345) 949 7022) is between George Town and Seven Mile Beach on Eastern Avenue and is open Monday to Saturday, 6.30am-9.30pm. Kirk Market offers a wider selection of gourmet, natural, organic, glutenfree and more special dietary foods than any other grocery store on-Island. In addition to these speciality categories, you will also find an extensive offering of well-known grocery brands. Kirk Market’s produce department features a diverse range of quality fruit and vegetables from both local and international farms. You will also find a full-service butcher counter, a bakery, a gourmet deli that features a chef-inspired Mediterranean bar and a delicious hot bar and salad bar. Their in-house florist can create floral arrangements for any occasion or event. Visit www.kirkmarket.ky. Kirk Market is also home to Kirk Pharmacy (Tel: (345) 949 7180). SEE AD PAGE 13 & 407
Shopright (Tel: (345) 946 0000) has five locations: Walkers Road (George Town), Cannon Place (Industrial Park), The Grove (Seven Mile Beach), opposite Health City Hospital (East End), open Monday-Saturday 7am-10pm, and Sunday 7am-7pm and Windjammer Plaza (George Town), open Monday-Sunday
5am-11pm. They are one of few stores to be open on Sundays for grocery items.
Online Grocery Shopping
There are various supermarkets on-Island that offer an online grocery shopping service. Foster's (SEE AD PAGE 293 ) offers home delivery across Grand Cayman from their Camana Bay location. Delivery costs vary, from CI$29.50 and increase depending where on the Island you are. There is also a CI$10 picking fee on top of the delivery fee. You can also order your groceries to be collected from the Camana Bay location. Visit www.shop.fosters.ky for more information or download the Freshop app from the Apple App Store and Google Play. Priced Right also has online ordering for your groceries. They deliver to every district in Grand Cayman, or you can opt for curbside pick up from their Airport Centre location. Delivery costs vary depending on your location and a CI$10 picking fee will be added. Shopright offers a range of groceries and spirits available online for in-store pick up or delivery. Cost.U.Less, the Island's bulk buy store, also offers online ordering for store pick-up only. Hurley's Supermarket provides an online delivery and pick-up service for customers Island-wide.
Farmers’ Markets
You can purchase an abundance of fresh, homegrown (and mostly organic) produce from the Island’s local farmers’ markets.
Camana Bay Farmers' Market & Monthly Artisans' Market
Discover all things grown in Cayman at the weekly Camana Bay Local Harvest Market on Wednesdays from 10am-3pm. Local farmers from around the Island gather to offer fresh produce and locally farmed goods in stalls under the solar array opposite Jessie’s Juice Bar. During high season, you will find a combined Farmers' and Artisans' Market lining the Paseo, providing hand-crafted speciality goods, gifts and produce, with adjusted hours. For up-todate information, visit www.camanabay.com.
Cayman Farm & Garden
Patrick Panton sells a variety of fresh fruit, leafy greens, vegetables, fresh chicken, eggs and seafood from his farm in Bodden Town. He is at the Market at the Cricket Grounds on Saturdays and the Camana Bay Farmers Market on Wednesdays (both seasonal). He also has a thriving business doing home deliveries. Email: patrick.caymanfarmandgarden@gmail.com and ask to be put on his mailing list. Then, when you are ready to order, you can email him at orders.caymanfarmandgarden@gmail.com. You can call him on (345) 526 4231 for more information. Or, you can arrange a farm pickup out in the Bodden Town countryside.
Hamlin Stephenson Market at The Cricket Grounds
This vibrant and lively market is open Monday to Saturday 7.30am-6pm. Located on Huldah Avenue, next to the cricket pitch in George Town, you can buy fresh local produce, freshcaught fish, meats, including goat meat, and eggs, as well as sample traditional Caymanian cuisine. Purchase unique souvenirs and gifts, handmade crafts and artwork, traditional straw work, preserves, sauces, seasonings, natural beauty products and jewellery made with shells or the precious Caymanite stone.
Buying Fresh Fish
Cayman’s fishermen do a great trade, and on almost any day of the week, you can buy fresh fish on the waterfront in downtown George Town next to Cayman Cabana. Fishermen anchor their boats offshore, set up tables on the beach and display their fresh catch. They charge per pound and sell the fish on the bone, but they will fillet it for you. You can also try the Market at The Cricket Grounds next to the cricket pitch on Huldah Avenue in George Town for fresh fish brought in several days a week by local vendors. The supermarkets sell the types of fresh fish you cannot get from local fishermen, such as salmon (wild and farm-raised), cod, catfish, sole, swordfish, haddock and trout. Do not buy local grouper, as it is critically endangered. A better choice is the similarly white, flaky lionfish, which is invasive.
Local Flavours
If you have not sampled an authentic Caymanian dish, such as conch stew or a fresh fish fry, stop by one of Cayman’s favourite local spots, including Welly's Cool Spot (George Town), Grape Tree Café (Bodden Town), Heritage Kitchen (West Bay), The Caboose (North Side) and Vivine’s Kitchen (East End). Be sure to top off your meal with one of Cayman’s sweet ‘heavy’ cakes made from cassava or corn.
Goods Produced Locally
Tortuga Rum Company (Tel: (345) 623 7701) manufactures delicious rum cakes that you can buy across the Island You can also visit the factory and take a tour! Cayman Spirits Co. (Tel: (345) 943 4786) produces various locally distilled spirits, including Seven Fathoms Rum, matured at seven fathoms in Cayman waters! Call for a tour of the 5,000sq ft facility or email: walker@rum.ky. Cayman Cigar Co. (Tel: (345) 946 2447) handcrafts cigars using Caribbean tobacco that are
hand-rolled by Cuban native Master Cigar Rollers. They can be bought at various supermarkets, liquor stores and cigar bars across the Island. Cayman Sea Salt sells its locally produced sea salt in most supermarkets and gift shops. Their sister company, Cayman Cookie Company, produces gourmet artisanal cookies with a hint of Cayman sea salt. Find them at most supermarkets. Cayman Islands Brewery (Tel: (345) 947 6699) produces 11 locally brewed beers that people can sample at their tap room in Prospect. Saucha makes kombucha that is available at major grocery stores and health-minded restaurants. They are also a producer of artisan sourdough and a variety of ferments. For over 30 years, Cayman Honey (Tel: (345) 947 1255) has been produced by bees owned by Sybil and Otto Watler and is well-known as a local delicacy. They operate out of their home in Savannah and are very welcoming to visitors who would like to sample and buy their honey. They also sell it in the local grocery stores.
Carol Hay of Cayman Pepper Patch makes Gourmet Pepper Jelly that can be bought at supermarkets and select gift shops on Grand Cayman and in Cayman Brac.
Gourmet Food
Carnivore Premium Meats
Carnivore, in Camana Bay, is the first chophouse of its kind in the Cayman Islands. They offer hand-crafted and premium products sourced from sustainable ranchers and local farmers. Tel: (345) 640 MEAT (6328) or visit www.carnivore.ky.
Foster’s - Camana Bay
The Foster’s location at Camana Bay (open Monday to Saturday, 6.30am-10pm) offers the brand’s widest selection of organic and speciality products on-Island. In the ‘premium’ range, they sell a variety of jams, olives, sauces, spices, exotic fruit and vegetables (all organic), as well as an impressive assortment of cheese! They even sell fresh, organic dog food.
SEE AD PAGE 293
Great wines
Cellar prices
Interesting wines from around the world
Free deliver y island-wide
Kirk Market
In addition to well-known grocery items, Kirk Market carries an excellent selection of fine gourmet foods from around the world. They also feature fresh local produce and an impressive selection of natural, organic and gluten-free products. Tel: (345) 949 7022 or visit www.kirkmarket.ky. SEE AD PAGE 13 & 407
The Tasting Room
Sells Italian olive oil, balsamic vinegar and honey. On request, they will prepare gourmet picnics and gift baskets filled with wine and amazingly delicious food. Located in Caribbean Plaza on West Bay Road. Tel: (345) 322 4925.
Buying In Bulk
Buying in bulk can be very beneficial. It saves both time and money and is more environmentally friendly. The below stores also carry a wide variety of canned and dry goods (great for stocking up on emergency supplies during hurricane season), frozen meats and seafood, a limited selection of fresh produce and a selection of children’s toys, televisions, other electronics and
is in Governors Square off West Bay Road and is open Monday-Thursday, 8am-9pm and Friday-Saturday, 8am-10pm.
offers quality products at great prices so you can shop happy. They have everything from bulk groceries, fresh produce, quality meats and small kitchen appliances to electronics, toys, garden supplies and more. Explore Priced Right’s two store locations: The Airport Centre, George Town and Republix Plaza, West Bay, or shop online. Both open Monday-Saturday 7am-9pm and are closed on Sunday. Tel: (345) 815 1070 or (345) 949
has two locations, MacLendon Drive (Tel: (345) 949 3797) open 24/7 and Godfrey Nixon Way (Tel: (345) 947 3663) open Monday-Saturday 10am-10pm, Sunday 1pm-7pm. They both sell drinks, frozen food and canned and dry goods.
Local & Speciality Beer
You can find most of your favourite American and international beers at Cayman’s bars and restaurants. For a good selection of draught Irish beers on tap, head to Fidel Murphy’s Irish Pub & Restaurant. There are also a few homegrown breweries on-Island that produce their own locally crafted beers.
Cayman Islands Brewery Ltd. (Tel: (345) 947 6699) produces 11 beers year-round and creates some seasonal beers. There is also a tap room on site, so you can sit and enjoy the beers while watching the brewers hard at work through the windows into the filtration room. They are committed to sustainability and work hard to reduce their carbon footprint. Find out more at www.cib.ky. 19-81 Brewing Co. (Tel: (345) 945 0440) is devoted to creating premium quality craft beers, starting with their three signature hand-crafted beers: Island Session, Cayman Blonde and their Tropical IPA. 19-81 beers are available on tap at many local bars and restaurants and can be bought in cans at various liquor stores. You can visit them at their dedicated tap room on Dorcy Drive. Craft Food & Beverage Co. (Tel: (345) 640 0004) boasts a large selection of craft beers, with their menu featuring over 10 beers on tap, ranging between local and international selections, and many cans to choose from. Grand Tiki Bar & Grill (Tel: (345) 916 3066) on George Town’s waterfront offers a unique selection of craft beers from around the world and has a dedicated beer wall showcasing their collection.
Liquor Stores & Wine Merchants
Blackbeard’s is a premier retailer of fine wines, beers and spirits. Blackbeard’s carries a wide selection of the world’s leading brands with monthly beer, wine and spirit promotions. Each location features craft beers suitable for all tastes, as well as eclectic and exclusive wines, spirits and alcoholic beverages from the top regions. It also has a full range of sodas,
Roberto Sommelier at Vino Veritas
juices and mixers, as well as snack items. Blackbeard’s stores are always on your way home with seven convenient locations across Grand Cayman and Cayman Brac. For locations and opening hours, visit www.blackbeards.ky/locations. You can also shop online with free delivery www.blackbeards.ky. Jacques Scott (SEE AD THIS PAGE) has eight stores across the Cayman Islands, including their newest store on Cayman Brac, with a huge array of quality wines, spirits and beer products. They pride themselves on high levels of friendly and knowledgeable customer service and ease of shopping. Jacques Scott also offers free delivery to your home or office anywhere in Grand Cayman via their online store at www. jacquesscott.com. A gift basket service to meet a range of budgets is available at their Wine Cellar location and their duty free store has the largest selection of wines and spirits available at Owen Roberts International Airport. Tel: (345) 949 0277. Tortuga Fine Wines and Spirits has been family owned and operated since 1984 with several liquor store locations, including a store in Owen Roberts Airport. They sell their world-famous rum cake and other Tortuga products. Tel: (345) 623 7701. Vino Veritas (S EE AD OPPOSITE PAGE ) (Tel: (345) 526 8466) has no retail stores, instead choosing to deliver straight from their climate-controlled cellar. When ordering wine from them, call and chat with their wine expert, who will recommend a mix of wines to fit your taste and budget. They will then deliver to any address in Grand Cayman.
Wine Bars
For wine aficionados, Cayman is home to some fantastic wine bars and restaurants with dedicated wine rooms and cellars. Many have received the 'Award of Excellence' for their wine list offerings. LUCA has received the Wine Spectator Award every year since 2008, and joining them in this award are Agua, Ragazzi, Cracked Conch, Le Petit Bar, The Wharf and Grand Old House Vines 2 Ocean is another new addition, where wine lovers can share a bottle along with a range of charcuterie.
Duty on Alcohol
Liquor carries a heavy duty in Cayman, which is reflected in liquor store prices and the cost of drinks at bars and restaurants. See the Preparing to Move chapter for information on the duty on alcohol.
CULINARY
Stay on top of the latest culinary happenings with the Events Calendar on www.caymangoodtaste.com or the Cayman Good Taste app. Also, download the What’s On Cayman app for the most comprehensive source of events in the Cayman Islands.
Annual Culinary Events
Cayman Cocktail Week
Cayman Cocktail Week is a celebration of all things sip-worthy in the Cayman Islands. Towards the end of October, enjoy a collection of almostdaily fun and interactive events focused on the art of the cocktail. For more
information, visit www.caymancocktailweek. com. In 2025, Cocktail Week will, once again, be held in October. SEE AD THIS PAGE
Cayman Cookout
The Caribbean’s most-respected culinary event, hosted by Chef Eric Ripert, features a roster of world-famous chefs, sommeliers and mixologists at The Ritz-Carlton in Grand Cayman. Events include culinary demonstrations, tastings and dinners. The next iteration is scheduled for January 15th-20th, 2025. Visit www.caymancookout.com.
Cayman Restaurant Month
Every October, enjoy dining out at some of the Island’s best restaurants for the best prices. Participating restaurants create delicious two-course and three-course lunch and dinner menus at great value prices. Visit www. restaurantmonth.ky.
Street Food Festival by Live Set in the heart of George Town is Street Food Live, where you can indulge in unfamiliar bites, as
well as familiar flavours. There are live musicians providing an amazing soundtrack while you eat. In 2024, the festival was held on 28th September. Visit www.streetfoodbylive.com.
Taste of Cayman Food & Drink Festival
Foodies gather in their thousands to experience classic local cuisine and new tastes from further afield. In addition to delicious culinary offerings, festival-goers can enjoy live music, chef demonstrations and fireworks. Taste of Cayman was held in April of 2024. Visit www.tasteofcayman.org.
Cooking Classes
Bon Vivant Kitchen Studio
Tel: (345) 623 COOK (2665)
Email: info@bonvivant.ky www.bonvivant.ky
Bon Vivant offers bespoke culinary experiences featuring a wide range of international cuisines and culinary techniques. Their classes are small and offer the opportunity to get hands-on and learn from some of Cayman’s best Chefs. Visit their website for an up-to-date calendar of
events and to book your spot. Bon Vivant also offers private classes and corporate team-building events, which are completely customisable to your group’s interests and experience. Augment your special event with sommelier-led wine pairings, cocktail mixology lessons or premium ingredient offerings such as truffle and caviar. SEE AD PAGE 216 & 269
Saucha
Offers private and group cooking lessons across the Island, with a focus on vegan food using local ingredients. Email: britta@ sauchaliving.com for more information.
The National Trust for the Cayman Islands
Traditional cooking classes are offered highlighting local Caymanian food. Visit www. nationaltrust.org.ky/events for their schedule.
Full Moon Celebrations
Kaibo’s ‘Luna del Mar’ dining experience started the full moon celebration scene. On the Friday closest to the full moon, you can enjoy a nine-dish sharing feast
on a torch-lit beach with a DJ. Cayman Ferries operates a 25-minute water taxi service between Camana Bay and Kaibo; see www.caymanferries.com for details.
The Cracked Conch and Macabuca on North West Point Road in West Bay share an outstanding oceanfront location, with a large deck that is great for full moon dining (SEE AD PAGE 297 & 298 ) . Other restaurants that often host full moon events include Tukka West and NOVA. Download the Cayman Good Taste app (SEE AD THIS PAGE) to stay up-to-date on these monthly events.
Food & Wine Societies
International Wine & Food Society (IWFS)
Cayman’s branch of the IWFS hosts a number of events throughout the year, including wine tastings, dinners and cooking demonstrations. Membership is only by invitation from another member. Visit www. iwfs.org/americas/cayman-islands.
Sunday Brunch in Cayman Restaurants are buzzing on Sundays between 11am and 3pm with an impressive feast of fresh seafood, breakfast favourites, delicious desserts and unlimited prosecco or champagne. Reservations are a must. Popular choices include LUCA, Anchor & Den at the Marriott Resort and The Westin. For a casual vibe with more affordable prices, try Tukka, Harbour Grille, Cimboco and La Casita.
Wine Tasting & Dinners
Many restaurants, such as Grand Old House, have dedicated wine bars and host wine dinners. See the Cayman Good Taste events calendar for upcoming events. The following companies offer wine tastings, both private and public.
Le Petit Bar
Jacques Scott Plaza, West Bay Road, WB
Tel: (345) 936 1092
Email: info@lepetitbarcayman.com
Le Petit Bar offers beginner, intermediate or advanced wine education classes, as well as cheese education and tastings paired with
wine, beer or spirits. Their customisable events are perfect for team-building, birthdays and other gatherings.
Vines
to Ocean (V₂O)
Regency Court, West Bay Road, SMB
Tel: (345) 749 VINE (8463)
From bridal showers to business presentations, V₂O hosts private wine tastings where each event is meticulously tailored to meet your specific needs.
The Tasting Room
Caribbean Plaza, West Bay Road, SMB
Tel: (345) 322 4925
Offers wine and food tasting evenings by reservation only.
CATERING
Many hotels and restaurants provide catering, but the following caterers are equipped with years of experience, varied portfolios and offer a unique service.
Chellamella
Tel: (345) 925 5224
Email: chellamella.info@gmail.com
A private dining experience offering a sixcourse menu that showcases local produce and demonstrates the variety of ingredients the Islands have to offer.
Mise en Place
Tel: (345) 623 2433
Email: events@catering.ky
www.catering.ky
A family-owned, premium catering company that specialises in personalised catering options for weddings, private events and corporate functions. Their private chef services offer an exclusive and bespoke experience, whilst their drop-off catering option provides the same expert quality from Mise en Place chefs without the added expense of service staff. Their wide-ranging menu selections cater to every taste and budget, and their chefs pride themselves on taking full advantage of seasonal and local Caymanian produce.
Being Green
In April 2024, Cabinet approved an updated National Energy Policy (NEP) for 2024-2045, with a focus on expanding renewable energy, promoting energy efficiency and conservation, and enhancing energy security. The revised policy sets new targets for transitioning towards a sustainable energy sector, aiming to derive 70% of energy from renewables by 2037 and 100% by 2045. Currently, only 3% of Cayman's electricity comes from renewable sources, even though the Caribbean Utilities Company (CUC) allows customers to connect their solar and wind power to the grid. According to CUC, the use of utility-scale solar and wind farms would lessen the jurisdiction’s dependency on fossil fuels and decrease the US$153 million spent on importing diesel fuel each year for electricity generation. The NEP also permits residents to generate and use up to 20 kilowatts of solar energy for personal use, including the use of battery storage, to reduce reliance on fossil fuels. Another key target is the transition to electric vehicles (EVs), with a goal for 30% of new vehicle sales to be EVs by 2030 and for all new cars imported into the Cayman Islands to be electric by 2045. Strategies to support this transition include investing in EV charging infrastructure. Additionally, the policy aims to cut greenhouse gas emissions, targeting a 30% reduction in electricity supply emissions from 2019 levels by 2030, and achieving 100% reduction by 2045. It also seeks to reduce ground transportation emissions by 35% by 2030 and 90% by 2045, promoting EV adoption and reducing road pollution.
The Cayman Islands Government moved towards a plasticfree future in June 2024 by announcing the preparation of new legislation to ban the importation of certain single-use plastics,
Photos courtesy of Protect
Our Future Cayman, Julie Corsetti & Rebecca Davidson
including small grocery bags, straws, stir sticks, chopsticks, sky lanterns, polystyrene cups and clamshell containers. Plastic helium-filled balloons and their sticks were initially included in the planned restrictions but were removed because there are currently no sustainable alternatives available for these items. Environmental groups like Plastic Free Cayman support the ban but call for additional measures, such as a national clean-up initiative and educational campaigns. They also stress the importance of clear enforcement policies and note the omission of items like plastic cutlery from the ban. Despite these gaps, they acknowledge the progress made and emphasise the need for a comprehensive approach to tackling plastic pollution.
As the population of the Cayman Islands is projected to exceed 100,000 by 2031, there are growing concerns about overdevelopment and its impact on the Central Mangrove Wetlands. Environmental challenges include beach erosion, overdevelopment, flooding, coral reef bleaching and diseases, invasive species, declining fish and turtle populations, loss of mangroves, and threats to agriculture and food security. Given that a healthy environment is crucial to the tourism industry, which is a significant source of revenue, it is hoped that the implementation of an updated Climate Change Policy will improve the country's environmental impact. However, these changes depend on the active participation of the Caymanian population, who are encouraged to adopt sustainable attitudes and lifestyle changes to minimise waste and its environmental impact. Continue reading to learn how you and your family can participate in the green community.
One of the most pressing environmental issues for the community is the George Town landfill site, a Government facility that manages the waste that visitors, residents and businesses on the Islands produce. It is known to many residents as 'Mount Trashmore'. This great mound
of rubbish is evidence of the waste legacy of many generations, and even with significant pressure on the government from environmental organisations to find a solution, the fastest and most efficient way waste can be reduced is simply by each household making a conscious effort to reduce their solid domestic waste.
The Landfill Site
In July 2024, after seven years of negotiations, the Cayman Islands government terminated a multi-milliondollar plan to replace the George Town landfill with a waste-to-energy plant. The project, developed with a Dartled consortium, faced soaring costs and unresolved issues, including a powerpurchase agreement. The government will now seek alternative partners and methods to address the landfill issue effectively. The original project had been proposed in 2017 to manage waste and generate energy. Politicians are emphasising the urgent need for a financially and environmentally sound solution due to growing concerns about the condition of the existing landfill. The George Town landfill is rapidly approaching its capacity, with approximately 780,000 cubic yards remaining based on the current input rate of approximately 13,000 cubic yards per month, giving it an estimated four to five years of space left. This has prompted urgent discussions about alternative landfill sites and waste disposal solutions.
SUSTAINABLE EATING
A significant factor of sustainable living includes making the right choices when it comes to food. In the Cayman Islands, much of our food is imported, and a considerable amount of energy, fuel and water is used in the entire process of growing, distributing, storing and cooking our food. Although choosing local produce is a great way to offset this energy use, we do not always have the option to do that. However, consciously eliminating food waste can reduce the size of the evergrowing landfill.
Choose Local
While it is unlikely that Cayman will ever stop relying on imported food, the local agribusiness is flourishing. Refer to the Food and Drink chapter for more information on locally-produced goods, farmers' markets and more. Remember to bring your own bags as you don't want to leave with more plastic!
Grow Your Own
You can grow a whole range of fruits and vegetables, including tomatoes, leafy greens, herbs, eggplants, melons, bananas, mangoes and many more. The ideal growing season is November–April, when it’s cooler and drier; however, you will need to water the plants regularly and look out for pests. It is worth investing in sustainable agriculture equipment, employing vertical farming or aquaponic farming techniques. These relatively easy make-it-yourself structures provide both optimised plant growth and minimised water waste and land usage. You can pick up seeds or baby plants from any of the local nurseries, plus soil, organic pesticides and gardening tools. See the Shopping chapter for a list of garden centres.
Despite being a major source of plastic waste on Island, plastic cutlery is currently omitted from the upcoming ban on six types of plastics. To address this, Eco Eats offers edible alternatives to single-use plastic utensils and bowls. Their cutlery is vegan, non-GMO and made from ingredients like flour, sugar, maltodextrin, sorbitol, guar gum and ethyl vanillin. Similarly, the bowls are made from wheat flour, digestive bran, salt and rooibos.
Single-use plastic water bottles also remain problematic. Companies like Flowers Bottled Water offer filtered, chlorine-free water in large five-gallon bottles available at petrol stations or for delivery. To further reduce plastic waste, consider installing a Koola bottle-less water cooler, which connects to your home's water supply and filters out chlorine, lead,
SHOPPING GREEN
WASTE MANAGEMENT IN CAYMAN
phosphates and bacteria, functioning as a mini purification plant.
Cleaning Products
Environmentally friendly cleaning products are becoming more common in Cayman’s stores. These green products clean just as well as their harsh chemicalladen counterparts but are made entirely from natural ingredients which are nontoxic, free of phosphates, fillers, fragrance, chlorine, dyes and NPE. They are not tested on animals, nor do they contain animal additives. Another benefit of these green products is that they are far better for the septic tank systems that most homes in Cayman use.
The Refillery (Tel: (345) 743 8888), located in Country Corner Plaza in Savannah, offers a refilling service for all your household cleaning products. Simply take your empty containers to The Refillery and they will top them up with their ecofriendly cleaning solutions. They also sell eco-friendly products, such as candles, soaps, scrub brushes, shampoo, conditioner and deodorant. They are open Monday to Saturday, 10am to 6pm. Foster’s and Kirk Market lead the way for supermarkets in supplying safe cleaning products. EcoCay (www.ecocay.com), an online-only store, also sells sustainable, plastic-free and nontoxic cleaning products, as well as other everyday essentials.
Top Tips for Being Green
Small choices can make a difference, so here are some ways you can reduce your impact on the environment:
> buy reusable bags to take with you to the grocery store
> buy glass food containers and reuse them
> take reusable containers when you get takeaway food
> use reusable cups and bottles
> avoid disposable cutlery
> choose eco-friendly cleaning products
> avoid toiletries that contain microbeads
> swap to non-plastic alternatives, e.g. a bamboo toothbrush, a silicone menstrual cup or beeswax wraps
> avoid products containing palm oil and, when unavoidable, buy those containing RSPO-certified palm oil
> reduce your meat and dairy intake
> opt for eating Lion Fish at restaurants as they are a highly invasive species
> buy your fish from locally caught marketplaces like the fish market right by the George Town harbour
> be mindful of water usage and install a ‘low flow’ shower head to save water
> use rechargeable batteries
> repurpose newspapers and towels by taking them to the Humane Society and donate magazines to the hospital
> take old copies of the Cayman Resident magazine to the National Museum to use in craft activities
> repurpose old printers and laptops by donating them to schools or charities
> return clothes hangers to dry cleaners
> donate second-hand clothes.
AT WORK
For the most part, work environments sit empty at night, so it is a waste of both energy and money if things are left on. To ensure your work environment is greener, turn off lights and air conditioning and shut down computers before you leave at night. Set computers to energy-saving mode and don’t use screensavers. Instead, switch off your monitor. Eliminate unnecessary power use or ‘phantom power’, the term used to describe the way devices use and waste electricity when they are not on, by unplugging electronics when not in use.
E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764 or www.e-waste.ky) collects most old electronic equipment and recycles it in an environmentally friendly way. All materials are shipped to a recycling facility that is R2v3 certified. Customers can schedule an appointment on their website to have electronic waste collected. Kirk Office (SEE AD PAGE 68) (Tel: (345) 623 5475) sells an array of FSC-certified paper and recycled products in addition to a range of Energy Star-certified electronics. They also accept your used ink and toner cartridges, as well as old computers, printers and
photocopiers, all of which are then recycled. Reusable delivery totes are also offered for corporate orders which saves over 4,000 boxes from going to George Town landfill each year.
Collect office newspapers and take them to the Humane Society or One Dog At A Time Stock your office break room or kitchen with reusable dishes and silverware and buy coffee, sugar and other consumables in bulk to avoid extra packaging.
Encourage your employers to install JUNK (Tel: (345) 325 5865 or (345) 925 4374) 'Recycling Made Easy' recycling bins at your office, and encourage your children's school to do the same. JUNK will assist you with a programme that is tailor-made for your workplace, whether large or small. Cartridge Smart (Tel: (345) 325 5865), a subsidiary of JUNK, will recycle and refill any printer cartridges, from small personal printers to large professional copiers. If your office has regular suppliers, check them for sustainability.
AT HOME
Reduce, Reuse & Refuse
The George Town landfill has an estimated four to five years of space left before it reaches its full capacity, which means it is essential that we all strive to reduce, reuse and refuse our waste. Refuse styrofoam as it cannot be recycled and is one of the biggest culprits of ocean pollution. Say no to single-use plastics, such as plastic produce and shopping bags, plastic utensils, and even disposable coffee cups. Buy mesh produce bags for fruit and vegetable purchases, reusable coffee cups and glass or stainless-steel straws. Reusable straws are available at Bon Vivant, Foster’s and Kirk Home Centre. Reducing the amount of waste we personally generate ultimately reduces the amount of waste we send to the landfill.
Whether you own or are renting a home, making environmentally friendly choices will help preserve our beautiful Islands.
Recycling
Recycling reduces the amount of waste sent to landfills and conserves natural resources such as water, timber and minerals.
There are various recycling depots across Grand Cayman, many of which are located at the Island’s major supermarkets and the Bar Cam petrol station. Residents can recycle the following items at these locations: a) paper and cardboard; b) clean metal food cans (steel and aluminium); and c) PET/PETE and HDPE plastics (numbers 1 and 2). Be sure to check the bottom of containers for codes like PET, PETE and HDPE or the 1 and 2 symbols. After recyclables are placed in the multicoloured bins at any of the depots across the Island, they are taken to the DEH recycling centre at the George Town landfill. Once the recycling has been separated and baled, it is shipped to its final destination in Florida, where it is distributed to various waste processing facilities. Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. Note: Glass is no longer recycled on-Island. For a full list of recycling locations and recyclable products, see the table on the right.
It is essential that no additional waste items are placed in recycling bins as they can contaminate the recyclables and could cause the entire bin to be landfilled. Remember to wash/rinse out items before depositing them in recycling bins, as contents can contaminate the entire recycling bin. Labels and caps must be removed from bottles as these often cannot be recycled. Read the signs at each depot and follow the instructions carefully. Remember to separate your waste at source and don’t put plastic wrappers, plastic bags or cling wrap in with the numbers 1 and 2 plastics.
You can also get JUNK to help make your recycling easier. They offer stackable bins for residential and small business use and larger bins for those generating more recyclables. From as little as CI$50 per month, JUNK
collects recyclables (aluminium, cardboard, and plastic types 1 and 2) every week from your home or office. Your recyclables are responsibly prepared for export to their waste management partners, thus diverting them from the George Town landfill. Contact them by emailing: info@junk.ky or manager@junk.ky.
If you have old electronic equipment such as computers, keyboards or cables, E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) will collect and recycle them. Fees for collecting electronic waste start at CI$8 per unit and increase depending on the nature and volume of the material. They also offer on-site Data Destruction which includes electronic reporting and disposal.
Island Recycling (Tel: (345) 516 3333), which is part of Island Waste Carriers, will collect your non-ferrous metals, including aluminium, copper, brass and some scrap car parts and, depending on the volume, may pay you for it.
Department of Environmental Health (DEH) (Tel: (345) 949 6696) oversees all the Islands' recycling. Other services that the DEH provide include district sanitation and rodent control, solid and hazardous wastes, including waste collection, recycling and disposal and public education and promotion programmes.
Being a Green Family
In order for your kids to value the importance of recycling, you must lead by example. The more fired-up you are about recycling, the more interested they will likely be in participating. Kids should see recycling as an exciting way to help protect the Earth and all the incredible creatures that call Cayman home. If you plan to make recycling a regular chore for your kids, incentivise it by rewarding them with fun activities like trips to the beach or park. Take some time when you visit the beach to pick up some trash and help keep Cayman looking beautiful. Encourage your kids to join youth-led environmental organisations like Protect Our Future or Junior Mangrove Rangers for the opportunity to meet like-minded friends,
RECYCLING LOCATIONS:
ALUMINIUM CANS
PLASTIC (NOS. 1 AND 2)
MIXED PAPER & CARDBOARD
❑ Camana Bay Recycling Centre
❑ All Foster’s locations (except West Bay)
❑ Kirk Market
❑ Ed Bush Sports Centre, West Bay
❑ Government Administration Building
❑ North Side Civic Centre, North Side
❑ George Dixon Public Park, East End
❑ BarCam Service Station, Prospect
❑ All five district parks
BATTERIES
❑ Lead acid car batteries: drop off at the DEH landfill, garages or retailers
❑ Small household batteries: place in the blue tubes at Foster’s, Cost.U.Less and some public businesses and condos
❑ Rechargeable batteries (computer, camera and cell phone batteries): drop off at Funky Tangs or BrandSource for shipment to the US for recycling
ELECTRONIC WASTE
❑ Deliver to the DEH landfill public drop-off, call Recycling Services (Tel: (345) 547 6654), JUNK Removal and Recycling (Tel: (345) 325 5865) or E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) for stripping and recycling in the US
BOOKS & OLD CLOTHING
❑ Drop off at the Humane Society, the Red Cross, the New To You Bargain Shop at the NCVO or PAWS
VEGETABLE & YARD WASTE
❑ Drop off at the DEH landfill (they will mulch it) or start your own compost
VEHICLE TYRES & OIL
❑ Drop off at DEH landfill
Residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular business hours.
get involved in community cleaning efforts and expand their understanding of climate change and other related subjects.
Composting
Composting, the natural biodegradation of organic materials, is a good way to recycle your leftover food and food scraps. Compost is primarily used as a fertiliser in soil and can be useful to farmers, landscapers and nurseries. If you enjoy home gardening, making your own compost will certainly save you money on mulch and potting soil, and it is relatively easy to manage. Free coffee grounds can also be collected from Starbucks to enrich your garden and compost. Composting systems, typically described as ‘bins’, come in a variety of different sizes, but you can also make your own. A. L. Thompson’s (SEE AD PAGE 190, 202, 204, 268 & 311) usually sells composting bins.
Household Appliances
The most environmentally friendly fuel source available in the Cayman Islands is propane. Home Gas (Tel: (345) 949 7474) (all three Islands) and Clean Gas (Tel: (345) 233 4427) (Grand Cayman only) are the two available providers. Home Gas offers installation, service and delivery, whether residential or commercial, and works with their customers throughout the whole process of designing, installing and maintaining a propane system. They also offer propane and product guidance for all indoor and outdoor appliances.
Dry Cleaning
When you need dry cleaning on Grand Cayman, Island Cleaners (Tel: (345) 949 5391) and Puritan Cleaners (Tel: (345) 949 7104) are both eco-friendly companies that use environmentally safe dry-cleaning products, recycle hangers and offer a same day service, if needed. Fluff ‘N’ Fold (Tel: (345) 943 5833) in Camana Bay also uses energy-efficient equipment, non-toxic chemicals and recycling programmes to reduce their impact on the environment.
WHEN BUILDING
Focus is increasingly being placed on designing eco-friendly properties with features like geothermal cooling systems, low-flow plumbing, high-efficiency appliances, and LED lighting that lowers energy bills. This is because renewable energy equipment, like solar panels, are duty-free for residential homeowners. Some banks also offer loans to qualified borrowers for hybrid and electric vehicles, solar panels or batteries, energy smart shutters or other energy smart upgrades. Contact your bank to see if this is something they offer.
If you are thinking about designing and building a green home, consider the following steps:
> Find a design-builder who has proven experience with green homes in Cayman
> Use key building products like Insulated Concrete Forms (ICF) such as Fox Blocks, which are manufactured locally, spray foam insulation, low VOCs materials and finishes, impact/insulated windows, Watersense-rated plumbing and Energy Star-rated appliances
> Own your own energy. With the growing demand for alternative energy sources, utilise solar energy in your home (see the 'Powering Your Home' section later in this chapter for more information)
> Design your home with the intent to have as much foliage protecting the outside to maximise cooling effects and minimise air conditioning usage
> Alternatively, try a geothermal cooling system that can cool your home much more efficiently than traditional air conditioning systems, saving you substantial energy and money.
Please refer to the Building a Home chapter for more information.
Flowers Group supplies state-of-the-art, locally manufactured building products, including Insulated Concrete Forms (ICF), foam flat sheets, steel stud and tracks, architectural components and custom shapes and signs.
SEE AD PAGE 212
Importing Green Technology
In order to promote sustainable practices and encourage the insulation of homes to reduce electricity consumption, the following items are duty-free for import:
> smart thermostats
> home energy monitors
> spray polyurethane foam insulation
> polyurethane foam sheets
> low e-film for windows
> bicycles
> electric vehicles under CI$29,999.
POWERING YOUR HOME
Fossil fuel costs to power our homes will only continue to rise as finite supplies dwindle worldwide. Electricity is already costly in the Cayman Islands, and as small Caribbean countries don’t have the bargaining power of larger countries, they will be the hardest hit as oil reserves become more limited. Cayman’s goal of obtaining 70% of its power from renewable resources by 2037 has fuelled discussions on finding alternative ways of doing this. While solar power remains a trusted option for renewable energy, interest in geothermal energy cooling systems is also on the rise.
Solar Power
Flowers Group
184 Seymour Road, Industrial Park
Tel: (345) 623 0000
Email: customerservice@flowersgroup.com www.flowersgroup.com
The Flowers Foam Products division of the
Significant improvements are being made in the solar energy industry every year, and Cayman is the perfect location to harness the power of the sun. Solar energy can be harvested in two ways, namely solar photovoltaic (PV), which converts sunlight into electricity and solar thermal, which heats water. The initial costs of purchasing these systems are significant and the Government does not currently offer subsidies, but they have made renewable energy equipment completely duty-free as an incentive. Affordable Solar (Tel: (345) 546 6686) provides a
wide range of services and sells energy storage systems, off-grid solar systems and solutions. GreenTech Solar (Tel: (345) 949 8324) also provides solar panels and energy storage solutions.
You now have the option to essentially 'rent' out the land or roof space of your home or business to CUC, which requires no upfront or ongoing cost contribution, and it comes with the first opportunity to consume up to 100% of the renewable energy production on-site for a fixed renewable energy rate for 25 years. Similar to the CORE programme, this will then replace the variable rate component on energy bills. Should you choose to own the renewable energy system, CUC will recover monthly payments. This programme allows more of CUC’s customer base to participate in renewable energy while hedging a portion of their energy costs as a result of renewable energy consumption.
Any customer interested in installing a renewable energy system larger than 50 kilowatts should contact CUC for more information by emailing: service@cuc.ky.
Solar Power Storage
Although Cayman enjoys over 300 days of sunshine a year, you will need to consider an alternative source of power should there be insufficient sunlight. One such option is the Tesla Powerwall battery. These rechargeable lithium-ion batteries are wallmounted and can be stored either outside your home or inside your garage.
These batteries can help provide financial savings by charging and storing energy. They also ensure power in the event of a power outage, instead of having to use a generator, which makes them especially useful should we experience any hurricanes. See the Disaster Preparedness chapter for more information on how to prepare for hurricane season.
Distributed Renewable Generation Systems
CUC has multiple energy programmes for customers to interconnect renewable energy systems to the grid. The size of
these programmes varies year-to-year and is dependent upon available hosting capacity on the grid.
The Consumer-Owned Renewable Energy (CORE) Programme has been in place since 2009 to purchase electricity produced via renewable energy from approved customer applicants. The Programme is a net-billing arrangement whereby 100% of the customer’s renewable energy production is sold to CUC and credited to the customer’s monthly bill.
The Distributed Energy Resource (DER) Programme has been available to customers from 2018. In this programme, participating customers self-consume energy they produce from their renewable energy systems, and in doing so avoid costs related to consumption and demand from the grid. Any excess renewable energy produced that is not consumed by the customer is exported and sold to the grid for credit to the customer’s CUC account.
The electricity regulator, The Utility Regulation and Competition Office (OfReg), is responsible for approving any additional capacity for the CORE and DER Programmes in the Cayman Islands. Customers should periodically check the availability of capacity for the CORE and DER Programmes with their local renewable energy installer or with CUC by emailing: service@cuc.ky.
Utility-Scale Solar Farms
The 5 MW Utility-Scale Solar Farm is the Island's commercial solar project, located on a 20-acre site in Bodden Town. This solar farm was also the first Independent Power Producer (IPP) in Grand Cayman, selling 100% of electricity produced to CUC through a Power Purchase Agreement (PPA). The farm comprises 21,690 poly-crystalline photovoltaic (solar) modules, each with a DC-rated capacity of 305 watts. The facility is connected to CUC’s Bodden Town Substation and provides equivalent energy to power approximately 800 homes with clean, renewable solar energy.
CUC’s Integrated Resource Plan
(IRP) calls for new, less carbon intensive technologies to be introduced, including significant amounts of solar and wind power. Other technologies considered include the conversion of existing generating units to operate as dual fuel engines utilising cleaner-burning natural gas, the deployment of appropriate amounts of energy storage, and the integration of a municipal solid wasteto-energy plant in order to reduce the overall level of greenhouse gas emissions associated with electricity generation. The IRP aligns with Cayman’s National Energy Policy (NEP) and will give shape to the energy generation plans for Grand Cayman over the next 30 years. Both the IRP and NEP call for a significant increase in the number of utility-scale and customer-sited renewable energy projects in the Cayman Islands.
Geothermal Cooling Systems
Unlike common central air conditioning systems that distribute cool air into your home through heated gas and refrigerants, geothermal cooling systems are known to have lower operational costs and last up to 10 years longer than conventional A/C.
Geothermal cooling systems work by removing heat from your home and/or workplace building, transferring it to the water pipe systems buried beneath your house or in your yard. The result of this is a cooling ‘air conditioning’ type effect that removes heat from the circulated air, transfers that heat back to your water systems in the ground and then returns the newly cooled air back into your home.
The following company provides energy-efficient, low-cost geothermal cooling solutions for both commercial and residential properties: GeoCayman (Tel: (345) 526 1832 or www.geocayman.ky).
Alternative Cooling Systems
If you are looking for an organic and less costly method of lowering air conditioning usage, consider planting foliage around your house, adopt a white or silvercoloured roof and keep windows and doors
open during the cooler times of day.
SWIMMING POOLS
As a pool owner, there are a few steps you can take to help keep your energy bills down:
> Think about the pump A pool pump is the second largest consumer of energy in a home after your A/C. If you install a variable speed pump, it will pay for itself very quickly with energy savings.
> Environmentally friendly products
Consider using a chlorine generator, also known as a saltwater pool system. These systems turn ordinary salt into chlorine and are kinder to the environment and your skin. Use LED lights for lighting as they use far less energy than incandescent bulbs.
To find out more about swimming pools and how to maintain them, contact Oasis (Tel: (345) 945 7665 or visit www.oasis. ky) or Pool Patrol (Tel: (345) 949 8543 or visit www.poolpatrol.ky).
GET INVOLVED IN THE GREEN COMMUNITY
For more information related to clean-up days and other green events, make sure you download the What's On Cayman app.
Plastic Free Cayman
Wonderfully, the Plastic Free Cayman movement continues to grow. This notfor-profit, non-governmental organisation (NGO) has caught the community’s attention and people are more than ready to refuse single-use plastic bags and plastic straws and take reusable water bottles, cups and containers with them to refill and use. For information about upcoming cleanups, head to their Instagram page (@plastic_ free_cayman). To learn more about the movement, visit www.plasticfreecayman.ky or email: plasticfreecayman@gmail.com.
Earth Day Clean-up
An annual event in Cayman, the Earth Day Clean-up draws hundreds of volunteers to collect litter and debris from Cayman’s roadsides and beaches. The event takes
place in April each year, in unity with Earth Week. Visit www.caymanchamber. ky to find out when the 2025 event will take place.
The National Trust
The National Trust for the Cayman Islands, established in 1987, is a non-profit, nongovernmental organisation dedicated to preserving natural environments and historic places for the Cayman Islands' present and future generations. They focus on environmental protection, Blue Iguana conservation, historic preservation, and educational programmes. With custodianship over 14 heritage sites and 17 environmental sites across all three islands, these locations are protected forever for the community. The Trust operates as a membership-based organisation, granting members priority tour bookings and discounts on events and in the retail store. Additionally, members can benefit from the reciprocal programme with participating members of the International National Trusts Organisation (INTO), which provides discounted or free admission to National Trust properties in various countries, including Australia, New Zealand, Barbados and the UK. Contact membership@nationaltrust.org.ky or visit www.nationaltrust.org.ky.
Protect Our Future
The youth of the Cayman Islands have been particularly involved in environmental action in recent years, with the youth-led environmental organisation Protect Our Future (PoF) taking the lead. The group is organised into various sub-groups in order for everyone to find their own niche way to contribute; whether it's outreach, teaching younger kids about climate change, partaking in various activism projects, or just showing up on the weekends to participate in fortnightly beach clean-ups, joining PoF is a great way to get involved. Visit www.protectourfuturecayman.org, email: protectourfuturecayman@gmail. com and follow @protectourfuture.eco on social media to learn more.
Mangrove Rangers
The Cayman Islands Mangrove Rangers programme vows to protect the Islands' last remaining mangrove forests by training young Caymanians and educating students, teachers and other members of the community to understand the importance of the conservation of these delicate ecosystems. Children between ages 8-14 are able to join monthly 'Junior Rangers' meetings. For more information on how to get involved, email: info@ mangroverangers.ky or visit www. mangroverangers.ky.
While the Islands' population continues to grow, so does the number of cars on our roads. During the morning and afternoon rush hour periods, the buildup of stagnant traffic is not only overwhelming for drivers all over Cayman but is also terrible for the air quality of our natural environment. Alternative modes of transport, such as the public buses or carpooling, can help in tackling this problem. If you are considering buying a car, hybrid and electric vehicles (EVs) are an excellent alternative to traditional petrol-fuelled cars – and there is little to no duty in place if imported for personal use. For a list of electric car charging stations, visit the 'Hybrid and Electric Cars' section of the Cayman Resident website (www. caymanresident.com). The 2024-2045 National Energy Policy declared that by 2045, 100% of new vehicles should be electric, so it is important to consider this target when deciding whether or not to invest in EVs. For those on a tighter budget, there is a booming market for used cars on the online EcayTrade platform and at used car dealers. See the Transportation chapter for more information on used car dealers, duty costs of importing an electric or hybrid car and other alternative modes of transport. If you are travelling to North Side for a staycation or just to spend the day at the beach, Cayman Ferries is a quicker and greener alternative to driving.
SUSTAINABLE
Getting
Married
The legal process for getting married in Cayman, as well as required documents, fees, wedding locations, photographers, what to do once you are married and more.
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Cayman offers a superb location with picturesque views, pristine beaches, wonderful weather, great venues and plenty of professionals to help you organise your big day. Getting married in Cayman is also an easy process, allowing you to completely concentrate on enjoying your magical day.
There are two very different processes for getting married in the Cayman Islands, depending on whether you are a resident or a visitor to the Island. Residents must have their Notice of Marriage
published by a Civil Registrar or Marriage Officer, also known as a wedding celebrant, for seven full days before the marriage can take place (these are also known as the Banns of Marriage). This is to give anyone who might object to the marriage the opportunity to make their objection known, in writing, to the wedding celebrant. Most of the 90 marriage officers in the Cayman Islands are Ministers of Religion and can be contacted through their churches.
Visitors must be married under the authority of the Governor’s Special Marriage Licence, which can be arranged as soon as you arrive on-Island and costs CI$200. Most people choose a wedding celebrant (a Civil Registrar/Marriage Officer) before they arrive so the wedding celebrant can assess all documents and ensure that they are in order. Doing this in advance will save you disappointment and ensure you have the correct documents to obtain your Special Marriage Licence. For more information on visitors marrying in Cayman, see the ‘Getting Married’ section of the Cayman Resident website (www.caymanresident.com).
If one party to the marriage is a resident and the other party is a visitor, the couple must be married by Notice. The resident party can apply for the Banns to be published before the visiting party arrives. Notices of Marriage are valid for three months from the date of publication.
Note: The minimum age to get married in the Cayman Islands is 16; however, anyone under 18 must have written consent from their parent or guardian. Weddings must take place between the hours of 6am and 8pm. You can find out more on marrying in the Cayman Islands on the Cayman Islands Government website at www.gov.ky. If you would like to get married in the Sister Islands,
MARRYING IN CAYMAN
Photos
courtesy of Rebecca Davidson
visit www.itsyourstoexplore.com/wedding.
Civil Partnerships
Civil partnerships have been legal in the Cayman Islands since 2020. This applies to new civil unions between same-sex couples, heterosexual couples and preexisting unions.
The process of arranging a civil union is similar to that for a marriage but with a few additional steps. The main area that could cause delays is the fact that it is possible for someone to object to the union taking place (a caveat) and any objections must be adjudicated by the Grand Court. It is advised that couples start the application 4-6 weeks in advance of the ceremony date.
There are three ways that a couple can apply for a civil partnership to be formalised: (1) they can apply to the Registrar at the Government Administration Building; (2) they can enlist the help of Civil Registrars such as Simply Weddings Cayman (SEE AD NEXT PAGE); and (3) they can employ a civil partnership officer. The names and addresses for civil partnership officers can be obtained from the General Registry or from www.gov.ky.
Once you have decided your preferred route to apply for civil partnership, you will be asked to provide a copy of your passport and immigration status and then sign a statutory declaration attesting to the fact that your application meets the requirements of the Civil Partnership Act (2020). When your officiant has completed the due diligence on the application, including publishing the Notice of Intention to have a civil union, either the Registrar or the Civil Registrar, depending on who is dealing with your request, will issue a Certificate indicating that all due diligence has been done, no caveats have been received, or if received, they have been resolved and the union may proceed on the date and time specified. If you are using a civil partnership officer, then that individual must obtain the Certificate through either the Registrar or a Civil Registrar.
For visitors wishing to form a civil
partnership in the Cayman Islands, visit www.caymanresident.com/live/gettingmarried for information on additional steps that must be undertaken. Same-sex couples who are already married or in a recognised civil partnership outside the Cayman Islands can apply to have their relationship registered here. They must provide the Registrar, or a Civil Registrar, with a certified copy of the relevant document, a statutory declaration, proof of identity and the required fee. Once the marriage or civil partnership has been registered, the couple will receive a certificate to that effect. Contact the General Registry or Civil Registrar for further guidance.
Planning Your Wedding
Most residents get married on a Saturday, which means you should book early to secure the date with your wedding celebrant. You will have to have a preliminary interview with your wedding celebrant and complete a form called a ‘Notice of Marriage/Banns’, which is valid for three months. When you attend the interview, you will need to take your passports and proof of your immigration status (e.g. work permit, residency certificate, etc.), if applicable.
If you have been married previously, you will also need your original divorce decree or spouse’s death certificate. If the decree or certificate is in a language other than English, you will need an English translation certified by a Notary Public.
If a visitor is marrying a Caymanian, your wedding celebrant is required to ask you certain questions to make sure you are not entering into a marriage of convenience. A marriage of convenience is where two parties enter into a marriage for the sole purpose of obtaining immigration rights as a spouse of a Caymanian. This is illegal in the Cayman Islands. Most marriage celebrants will charge a fee for the documentation, booking, preliminary interview, publishing of the Banns, conducting the ceremony and filing your marriage with the appropriate Government
Required Documents & Fees for Marriage
Residents:
> Proof of Identity – a Cayman Islands Voter’s Registration Card or passport
> Proof of marital status (legal divorce decree or death certificate, if applicable)
Fees:
> CI$15 - Marriage Certificate (RMC)
> CI$200 - Special Marriage Licence
Note: Fees to wedding celebrants for a Notice of Banns, objection and witnessing or solemnising a marriage may vary.
office. The average cost of this is CI$300. Ministers of Religion may or may not charge a fee if you are a member of their congregation and they may have other requirements according to the rules of the church. All documents, including the Notice of Marriage, must be received and be in order before the wedding can take place. The Department of Counselling Services (Tel: (345) 949 8789) offers pre-marital counselling for couples. All services are provided free of charge by qualified professionals.
Wedding Dresses
Unfortunately, there is not a wide variety of traditional wedding dresses available for sale in the Cayman Islands. Therefore, your options are to purchase a dress while overseas and bring it in yourself or buy it online and have it imported. When bringing it in yourself, if your dress exceeds the CI$500 allowance given to each returning resident when re-entering the Island, you will need to pay 22% duty on the balance of the dress. If importing it, you will also need to pay customs duty (22%) on the entire value of the dress. Note that the duty does not apply to nonresidents temporarily bringing in a dress to get married in Cayman.
Wedding Bands, Engagement Rings & Bridal Gifts
When shopping for engagement rings, you will find every gemstone and style for sale, including alternatives such as Cayman’s local Caymanite. Shopping for bridal gifts is also easy as there is a huge array of fine jewellery available. For the groomsmen, Cayman has a good selection of stores selling Cuban cigars, cufflinks and watches, as well as fine wines and spirits. With five locations across the Island, Island Jewellers (Tel: (345) 640 5880) has a large selection of diamond engagement rings, wedding bands, unique wedding party gifts and an exclusive ‘Cayman Memories’ collection, all at great dutyfree prices. Kirk Freeport (SEE AD OUTSIDE BACK COVER) has been a retailer of dutyfree jewellery, watches, fragrances, leather, crystal, china and accessories in the Cayman Islands since 1972. For weddings, birthdays and many other special moments in life, their network of stores across Grand Cayman makes
it easy to shop for unique and beautiful gifts. For a full list of locations in George Town and Seven Mile Beach, visit www. kirkfreeport.com or call (345) 949 7477.
Duty on Wedding Gifts
Wedding guests coming to Cayman with gifts for the bride and groom are legally required to declare the gifts and pay the relevant duty costs. The duty applies to most gifts, except for books, cameras, crystal glassware, tableware and kitchenware (made of porcelain or china).
Wedding Cakes & Catering
The Cake Studio specialises in custom cake designs for weddings. Visit www. thecakestudiocayman.com. The bakery at Kirk Market also makes excellent cakes for a reasonable price. Most hotel resorts onIsland offer special in-house catering for wedding events at their resort locations; however, Mise en Place (Tel: (345) 623 2433) offers a wide selection of gourmet catering options to make your wedding
menu planning seamless. With skilled chefs and a licensed mobile bar, they also employ a large team of professional service staff. Visit www.catering.ky/weddings.
Wedding Celebrants & Planners
Coordinating your dream wedding in Cayman from a distance or on-Island can be a breeze with the assistance of one of Cayman’s local wedding planners. Simply Weddings (SEE AD THIS PAGE) can orchestrate every detail for visitors or cruise ship weddings. They also plan romantic wedding vow renewals. Elopements are welcome, and no lead time is necessary once the documents are in order. Tel: (345) 949 9933, email: info@simplyweddings.ky or visit www.simplyweddings.ky. Celebrations Ltd. (Tel: (345) 623 2044) can organise anything from a simple beach wedding to an elaborate wedding weekend.
Wedding Locations
Many brides-to-be dream of marrying on the world-famous Seven Mile Beach,
Joy Basdeo MBE, JP.
Let me be your Marriage Officer or Civil Partnership Celebrant! I have over 25 years experience as a Civil Registrar.
Simply Weddings-Grand Cayman offers: Beach Weddings ♥ Registry Office Weddings ♥ Historic Sites Weddings ♥ Hotel & Condo Weddings ♥ Civil Unions ♥ Wedding Blessings ♥ Vow Renewals
www.simplyweddings.ky (345) 949-9933 (345) 525-6551
info@simplyweddings.ky
however, there are many other options, including lush, tropical gardens and other unique Caymanian locations. Pedro St. James (SEE AD THIS PAGE) is a stunning 18thcentury historic site in the Cayman Islands, perfect for weddings. Set across seven acres of tropical landscaped gardens with breathtaking ocean views, this venue offers a picturesque setting for your special day. The three-story Great House, known as ‘Pedro Castle’, exemplifies a late 1700s plantation-style home in the Caribbean and provides an ideal backdrop for wedding photographs. Pedro St. James can accommodate a variety of wedding celebrations, from intimate gatherings to large events of 800 or more guests. For more information call (345) 947 3329, email: events@pedrostjames.ky or visit www.pedrostjames.ky. Boasting 65 acres of tropical gardens and nature reserve, the Queen Elizabeth II Botanic Park (SEE AD PAGE 465) is a magical setting for a wedding celebration. Manicured lawns can host as many as 50 people, or a more intimate affair can be held in one of the park’s lush alcoves. Facilities at the Botanic Park include full access to the air-conditioned conference room at the Visitor’s Centre and golf carts to transport guests and the bridal party around the park. Park opening hours are 9am-5.30pm daily (last admission at 4.30pm), but evening weddings can be booked from 5pm until midnight. For more information, Tel: (345) 947 9462, email: info@botanicpark.ky or visit www. botanic-park.ky/events/weddings. The National Gallery of the Cayman Islands (www. nationalgallery.org.ky) is a beautiful and unique wedding venue, offering a variety of venues, including the sculpture garden. This contemporary cultural institution has a lot to offer; stunning architecture, gorgeous sculpture gardens and galleries highlighting work by Cayman’s mostrecognisable artists. The Mastic Chapel Cottages, located in North Side, provides a lovely setting for a beautiful Cayman wedding. The three cottages are surrounded by 11 acres of nature, making it an ideal place for a private wedding. For more
information, visit www.caymanvacation. com/vacation-rentals/mastic-cottagesgrand-cayman-vacation-rentals. Camana Bay features its own private island, perfect for an intimate wedding celebration, complete with a wooden promenade deck over the water for a full nuptial aisle. For more information, email: events@ camanabay.com. The Cayman Turtle Centre (SEE AD PAGE 411 & 458) offers a unique setting to say, ‘I do’. Whether you’re looking for an intimate wedding or an elaborate affair, the centre offers a perfectly distinctive ceremony and reception location in a beautiful natural setting with unique photo opportunities. They also offer full-service catering and a full bar. Tel: (345) 949 3894 or email: events@turtle. ky. Caribbean Club (SEE AD PAGE 31), located in the heart of Seven Mile Beach, is the perfect backdrop for a gorgeous wedding celebration, whether it be a barefoot beach ceremony or a large traditional wedding. Offering luxurious accommodation and with LUCA restaurant for the reception,
the private setting of Caribbean Club makes this one of the best locations in the Caribbean. Visit www.caribclub.com for more information. The Ritz-Carlton Grand Cayman (SEE AD PAGE 295) specialises in high-end wedding celebrations. Exchange your vows in the serene surroundings on the Great Lawn or in the magical setting of Seven Mile Beach. You then have the choice of five different venues on-site for the reception, with the ballroom being able to host up to 500 guests. For more information, visit www.ritzcarlton.com/ grandcayman. The Kimpton Seafire Resort + Spa (www.seafireresortandspa.com) offers beachfront destination weddings, lush tropical garden receptions and a gorgeous ballroom for indoor events. Kaibo (www. kaibo.ky/wedding) is one of the most popular locations in Cayman for weddings because of its dedicated private white sand beach with a palm tree aisle and wedding canopy. It is also easily accessible by boat. Choose to host your wedding on the beach or in the plantation-style house upstairs.
Both offer award-winning menus, a boutique wine cellar and a Rare Rum Bar, plus access to some of the finest chefs and bartenders in the Cayman Islands. Smith Barcadere is a public beach that is a popular wedding location, you will need to contact a wedding planner to arrange a ceremony here. For the true naturalist with plans for a beach or ‘scuba diving underwater wedding ceremony’, surrounded by the true beauty of Cayman, contact Cathy Church’s Photo Centre (SEE AD PAGE 260, 319 & 451) . Tel: (345) 949 7415 or 1 (607) 330 3504, or visit www.cathychurch.com. For a list of churches, refer to the Community Life chapter.
Wedding Accommodation
Cayman Villas offers luxury accommodation for bridal parties and wedding guests visiting the Cayman Islands. Guests can choose from a variety of villas, from intimate cottages to expansive beachfront estates. The villas feature modern amenities, private pools, and easy access to
the Island’s attractions. Their experienced staff are on hand to help curate a seamless experience for wedding guests and help create unforgettable memories. For more information contact the Cayman Villas team at reservations@caymanvillas.com or 1-800-235-5888. SEE AD PAGE 472
Photographers & Videographers
Engaging the right photographer is as important as finding the perfect wedding dress. Here is a list of the top wedding photographers and videographers in Cayman. Rebecca from Rebecca Davidson Photography (SEE AD THIS PAGE) is an expert in capturing wedding images. The Cayman Islands has been her home for most of her life and photographing families, children, commercial images and weddings, as she has done for the last 20 years, is her passion. She is professional and knowledgeable and will capture you perfectly, producing stunning images. Her work is featured in over 10 internationally sold publications and she offers a range of photography
packages to suit all. Follow her on Instagram (@rebeccadavidsonphotography) to see her latest wonderful images. Tel: (345) 916 1654, email: wedding@rebeccadavidson. com or visit www.rebeccadavidson.com.
Cathy Church’s Photo Centre (SEE AD PAGE 260, 319 & 451) (Tel: (345) 949 7415 or 1 (607) 330 3504) offers professional photographers, such as Lin Fronda (www. linfronda.com), who provide wedding, event and group photography to meet your style requests from funky to elegant. For quotes on everything from a family beach portrait to a multi-day wedding extravaganza, email: lin@cathychurch.com. Alternatively, for underwater events, you can choose award-winning Cathy Church to personally take your special photos. Email: cathy@cathychurch.com or visit www.cathychurch.com. Cathy Church’s also offers excellent photo printing services and will provide you with a beautiful print package from luxurious framed canvases to inexpensive 4” x 6” prints. Deep Blue Images/Julie Corsetti (www.deepblueimages. com) captures the romance, emotion and beauty of every occasion. Her team offers a creative and passionate style, making sure the photographs will be treasured for years.
Wedding Flowers
When planning your event, it is best to remember that most flowers will have to be flown in for the event, which can become costly. Using native flowers can help to keep costs down. Good choices include Celebrations Ltd. (Tel: (345) 623 2044), Kirk Market (Tel: (345) 949 7022) and Trisha’s Roses (Tel: (345) 949 2423).
Wedding Hair & Makeup
Every bride wants to look their best on their wedding day. If you are looking for an experienced makeup artist or hair stylist contact any of the salons on page 278.
Wedding Music & Entertainment
Whether you are looking for a live band to keep everyone on their feet all night or something more refined, there are options for all tastes and budgets. Popular choices
include the Cayman Music School (www. caymanmusicschool.com), Cayman Violin (www.caymanviolin.com) who can provide wedding music to suit your celebration, with every genre from contemporary and rock to Celtic, country or reggae, or Bona Fide (www.bonafidecayman.com) – a popular wedding band with an extensive repertoire to keep your guests entertained.
Wedding Dance Classes & Bachelor/ Bachelorette Parties
If you’re worried about the first dance, take some private lessons at Quinntessential Movement (www.qmovement.dance) or Centre Pointe Dance Studio (www. centrepointedancestudio.com) to increase your confidence on the dance floor. Good options for bachelor or bachelorette parties include boat parties (see the Boating chapter for more information), spa days or dinner at one of the Island’s luxury hotels, such as the Ritz-Carlton Grand Cayman and the Kimpton Seafire To rent a house or condo for a staycation on the beach, contact Cayman Villas (Tel: (345) 945 4144). Private rum tours are available at Cayman Spirits Company, or a special creative class at the 3 Girls & A Kiln pottery shop in George Town can be set up for a fun and creative afternoon.
Wedding
Stationery & Invitations
When the time arrives to send out invitations, Studio Two Sixteen (Tel: (345) 938 8363) can create custom designs, as well as thank you cards and party favours.
Wedding Transportation
There are plenty of options for getting your guests to and from your wedding. Cayman Airways (Tel: (345) 949 2311) offers travel packages for wedding parties, including group fares for guests. Email: weddings@caymanairways.net. Island Air (Tel: (345) 949 5252) offers a complete service for private and chartered aircraft. Webster’s Tours Ltd. (Tel: (345) 945 1433) offers airport transfers, on-Island trips.
ONCE YOU ARE MARRIED
Immediately after you are pronounced husband and wife, you and your spouse, along with your Civil Registrar/Marriage Officer and two witnesses (aged 18 or older), must sign three certified copies of the Marriage Register. One copy, called the Certified Copy of Marriage Register, is yours to keep for your records. Your Civil Registrar/Marriage Officer is required by law to keep one copy in their Marriage Book. The third copy must be filed by your Civil Registrar/Marriage Officer with the Registrar of Marriages at the General Registry, located on the first floor of the Government Administration Building.
It is your responsibility to obtain the Registered Marriage Certificate (RMC) of your marriage from the General Registry, unless you have arranged with your wedding celebrant to obtain this and forward it to you. This document is your legal Marriage Certificate and should be secured with your other important
documents. The cost of the RMC is CI$15. Ensure everything on the marriage registry is correct; changes to errors on the document cost CI$40.
The General Registry changed the format of the register in 2023. A few more pieces of information are required, such as the bride and groom’s date and place of birth and the mothers’ and fathers’ names. If you prefer not to put your father’s name, ‘not stated’ is acceptable. European Union citizens (except Ireland) may need to have their RMC apostilled (or authenticated). This does not apply to citizens of the UK, US, Canada or the Commonwealth. Persons from Asia, South and Central America should check with their Embassy to whether an apostille is required for their country. You will need to produce your RMC when you return home to get a new passport, if you plan on changing your surname. If you were to get divorced at a later date, then your Registered Marriage Certificate would also be required.
PHOTOGRAPHY FOR ALL OCCASIONS
BY CATHY CHURCH’S
Having a
Baby
OB/GYNs, midwives, paediatricians and paediatric dentists, costs of having a baby, maternity wards, where to find support groups, maternity and baby clothes and how to make your baby a legal resident in Cayman.
The General Environment
Anyone who has had a baby in Cayman will tell you it is a great place to be pregnant, owing to the first-rate pre-natal medical care available. Maternity care is administered by two of Cayman’s three state-of-the-art hospitals, and the care they provide is second to none. Cayman’s OB/GYNs and midwives are all highly qualified and experienced, giving couples peace of mind when it comes to the welfare of expectant mums.
After the child is born, new parents can also feel safe in the knowledge that their child will receive excellent medical care from world-class paediatricians. Cayman upholds the same rigorous well-child checks and vaccine schedule for children as in the UK, US, Canada and other developed countries.
For more comprehensive information on having a baby in the Cayman Islands, check out the Pregnancy chapter of our sister publication, Cayman Parent magazine.
Obstetricians/Gynaecologists (OB/GYNs)
When you become pregnant, the first thing to do is choose either a private specialist doctor (OB/GYN) or register at the Women’s Health Centre at the George Town Hospital for antenatal care. The list on the opposite page provides details of reputable OB/GYNs. Most will be willing to offer an initial meeting free of charge to help you find the doctor that is best suited to your needs.
PREPARING TO HAVE A BABY
Photos courtesy of Reeve Roberts, Daria Keenan & Julie Corsetti
Cayman Islands HSA - George Town Hospital
Dr Peter Sipos MD PhD (Med) MsC MRCOG CCT (UK)
Dr Leroy Campbell MBBS, DM, FACOG
Dr Gilbertha Alexander MBBS, DM, MRCOG
Dr Rhonda Reeves MBBS, DM, FRCOG
Dr Elaine Ebanks MD, MBBS, FACOG, RCOG
Dr Iuliana Irimia MD, MsC, MRCOG, MRCPI
Dr Christina McLean BMedSci, MBBS
Dr Karina Palmer-Ford MD
Dr Samantha Mascarenhas
Dr Colin Charles
95 Hospital Road, George Town
Tel: (345) 244 2842 or (345) 244 2841
Email: info@hsa.ky or www.hsa.ky/medicalservices/womens-health/obstetricsgynaecology. SEE AD PAGE 372
Faith Hospital
Dr Venkamma Bonigi, MBBS DGO
215 Dennis Foster Road, Cayman Brac Tel: (345) 948 2243
Dr Rommel El-Madany, MB BCh (Cairo) HDGO (Dublin) DM MD RCSI/ IPA (Dublin) FRCS (GYN) (Edinburgh) Diploma of Advanced Obstetrics Ultrasound/Fetal Medicine RCOG/RCR (UK) Consultant Obstetrician/Gynaecologist
Helena Medical Group, 9 Smith Road Plaza, Smith Road, George Town Tel: (345) 946 2496
Urgent care/after hours: (345) 926 2911
Email: islandobgyn@icloud.com
Open: Monday-Friday 9am-4pm (half-day on Wednesday). Only emergencies on weekends and Public Holidays. No online consultations. Consultant/specialist OB/GYN: Gynaecological wellness, high-risk pregnancy, infertility, traditional and advanced laparoscopy/ endoscopy surgery, including: advanced laparoscopic surgery and minimally invasive surgery for heavy periods, fibroids, endometriosis, urinary incontinence, sterilisation, prolapse, etc. Advanced equipment, including: 4D, 3D and coloured ultrasound; electronic urodynamics; digital colposcope and LEEP procedures. Onestop cancer screen, anomaly scan, nuchal translucency, amniocentesis tests, etc. Packages for pregnancy care and delivery. SEE AD PAGE 322
Dr Layla Jaffree MD, FACOG
Consultant Obstetrician/Gynaecologist
OceanMed, Bayshore Mall, Level 2, South Church Street, George Town
Tel: (345) 946 2326
Email: info@oceanmed.ky
www.oceanmed.ky
A board certified OB/GYN through the American Board of Obstetrics and Gynecology and a Fellow of the American College of Obstetricians and Gynecologists. Dr Layla practises full spectrum obstetrics and gynaecology. Dr Layla has a interest in high-risk pregnancies, minimally invasive surgery, including advanced robotic-assisted laparoscopic surgery, and cosmetic gynaecology. Conditions treated include abnormal pap smears, vulvar and vaginal conditions, irregular bleeding, pelvic pain, uterine fibroids, endometriosis, infertility, menopausal conditions, and vaginal rejuvenation and biologic procedures.
Dr Madhavi Manoharan, MBBS MD MRCOG DFFP
Dr Mike Smith, MBChB MRCOG
Dr Laura Hole, MBBS BSc MRCOG
Specialist Obstetricians and Gynaecologists
Integra Healthcare Ltd., Grand Pavilion, SMB Tel: (345) 745 7450 or Email: team@integra.ky www.integra.ky
Integra Healthcare has a renowned OB/GYN team, covering obstetrics, gynaecology, child and adolescent gynaecology, and fertility. Dr Madhavi brings a decade of tertiary consultantlevel experience with specific interests in early pregnancy scanning, high-risk pregnancies and foetal medicine. Dr Mike has subspecialty training in gynaecological oncology and has advanced gynaecological surgical skills in both open and minimal access surgery. Dr Laura has a special interest in surgical gynaecology, colposcopy and is an advanced laparoscopic surgeon. SEE AD PAGE 323 & 375
Dr David Stone, MD, FACOG Consultant Obstetrician/Gynaecologist
OceanMed, Bayshore Mall, Level 2, South Church Street, George Town Tel: (345) 946 2326
Email: info@oceanmed.ky www.oceanmed.ky
Dr Stone holds a Board Certification in
Obstetrics and Gynecology (ABOG), is a Fellow of the American College of Obstetricians and Gynecologists (FACOG), and is the Director of Urogynaecology at OceanMed. As well as caring for many women throughout their pregnancy, Dr Stone specialises in issues including urogynaecology, minimally invasive surgery and advanced robotic-assisted laparoscopy, treating abnormal uterine bleeding, chronic pelvic pain, uterine fibroids, endometriosis, vaginal prolapse and infertility.
Doctors Hospital
Dr Zbigniew “Dr Ziggy” Zwierzchowski, MD
Dr Lisa Hinzmann, MD, Obstetrics & Gynaecologist Consultant
Dr Sarath De Alwis, FRCS FRCOG MRCP FFSRH (UK) FACOG MRCS LRCP (Eng) LRCS (Edin) LRCP (Edin) LRCP&S (Glas) –Consultant Specialist OB/GYN 16 Middle Road, George Town Tel: (345) 325 9000 Book online: https://mydoctors.ky/ appointments. SEE AD PAGE 365
Hospitals
In the Cayman Islands, all babies are born in a hospital. Home and water births are not currently offered. There are two maternity wards in Grand Cayman and one in Cayman Brac. If you have a private OB/GYN, then you should discuss which hospital they practice at. It’s also recommended that you tour your chosen hospital beforehand to familiarise yourself with the space, staff and amenities.
The George Town Hospital offers five double and three single rooms, providing a total of 13 beds, plus three labour/delivery rooms and a Neonatal Intensive Care Unit (NICU). The standard of care is excellent. Babies are delivered by midwives, as well as HSA and private physicians. Doctors Hospital offers two private delivery suites. In some cases, the decision may be taken to transfer the mum-to-be or the newborn baby overseas, whether by air ambulance or by commercial flight. Previously, highrisk pregnancies were only handled by the George Town Hospital, however in 2024, Health City Cayman Islands opened a one-
of-a-kind maternity and NICU at their Camana Bay location where they work closely with other specialists to limit the need to travel overseas for treatment.
Parents should still have all of their documents in order, including passports and ESTAs (or visas), in the event that overseas travel is needed. Note: A newborn will need an emergency passport to travel and organising these documents in a rush could be very complicated. See the Passports and Immigration section in this chapter for details on how to obtain a passport for your child.
Cayman Islands HSA - George Town Hospital
95 Hospital Road, George Town
Maternity Unit Tel: (345) 244 2842/2841
www.hsa.ky
The Maternity Unit offers facilities for both low-risk and high-risk mothers and babies. These services are comprised of antepartum care (before birth), labour and delivery, postpartum (after birth) and neonatal care, including vaginal births, twin births, breech, vacuum, forceps and caesarean section deliveries. The Maternity Unit offers 13 beds for mothers and their newborn babies, one isolation room for a mother and baby, and three labour, delivery and recovery rooms. All rooms have ensuite bathroom facilities. The Neonatal Intensive Care Unit (NICU) is well equipped to care for up to six newborns who may be premature or may need special observation or intensive care.
SEE AD PAGE 372
Doctors Hospital (DH)
16 Middle Road, George Town
Tel: (345) 325 9000
www.doctorshospital.ky
Doctors Hospital offers two private delivery suites which are the only private maternity suites in the Cayman Islands with OB/GYN physicians, nursing staff and midwives providing a comprehensive approach to maternity care in a safe environment. After birth, the room is converted into a quiet, cosy and nurturing space for families to recover. Support partners are always welcome to stay the night with mum and baby at Doctors Hospital. SEE AD PAGE 365
Health City Maternity & NICU Unit
Minerva Drive, off Esterly Tibbetts Highway, Camana Bay
Tel: (345) 640 4040
www.healthcitycaymanislands.com
Health City at Camana Bay’s brand-new obstetrics facility is designed to provide exceptional care for both mother and baby, with world-class care provided by a team of experienced paediatric specialists, obstetricians, midwives and nurses. The hospital offers labour and delivery suites, including three modern labour and delivery beds and three triage beds, ensuring a comfortable birthing experience. The Level 3 Neonatal Intensive Care Unit (NICU) features four specialised beds for critically ill newborns and one family-integrated care room to promote family involvement. Also included are some special touches to enhance the experience for parents-to-be. These include gourmet meal services provided by the award-winning Blue Cilantro restaurant; antenatal classes to help parents prepare for childbirth and early parenthood; wellness programmes with local partners to help with postpartum recovery; and a thoughtfully curated gift to mark the special occasion.
SEE AD INSIDE BACK COVER
Costs of Having a Baby On-Island
Having a baby in Cayman is expensive and there is no free healthcare. There are two options for having a baby onIsland: 1) have your baby delivered by a midwife at the George Town Hospital and the hospital’s obstetrician being called
if deemed necessary, or 2) have a private obstetrician who will follow you through your pregnancy and be with you through your labour and the delivery of your baby.
Once you have decided which route you would prefer, be sure to call your insurance provider and discuss the fees in relation to your insurance coverage. You will want to ask about your pre-natal care, the cost of the delivery and the immediate care of your newborn baby. The amount of coverage will depend on your insurance plan; it could be anything from 100% to nothing at all. If you are pregnant upon arriving in Cayman, your pregnancy may be considered a ‘pre-existing condition’ and may not be covered by your new insurance policy. Some insurance plans require a 10-month waiting period before they will cover your pregnancy and some have a limit on pre-natal care, e.g. CI$500 at 100%. You should also find out about adding your new baby to your insurance policy from the moment of the birth.
For a full breakdown of costs and more information on insurance, pick up a copy of the Cayman Parent magazine.
Private OB/GYNs & Midwife Births
Private OB/GYNs: All obstetricians in Cayman are highly qualified and come from all over the world, including America, Canada, the UK, the Caribbean and beyond. They all have ultrasound equipment in their clinics and provide world-class care that you would expect to receive in any developed country. If you have decided to receive private care, then as soon as you think you may be pregnant (or even better, when you decide you are going to start trying), you should book an appointment with an OB/GYN. If you are pregnant, you will probably have your first scan at around six weeks. If your medical history is such that it may affect your pregnancy, it is important to have a consultation before conceiving.
The doctor you choose will guide you through your entire pregnancy and deliver your baby with the help of a team of highly trained midwives. See earlier in this
Dr. Rommel El-Madany
Midwife Births:
It is also possible to opt for a midwife delivery through the Women’s Health Clinic at the George Town Hospital. With this route, the expectant mother receives expert care through a team of midwives who will manage the pre-natal care and deliver the baby. The midwives are highly qualified and trained to deliver babies. Parents-to-be from the UK will be familiar with this system of care through the NHS. The department OB/GYNs are also on call 24 hours a day should there be an emergency.
The hospital’s radiology department performs ultrasounds and there are also portable ultrasound machines in the women’s health department and in the maternity ward. Choosing midwife care is a more cost-effective option for having a baby in Cayman, but both mum and baby can still expect to receive fantastic care.
Allie Campbell – Registered Midwife
Integra Healthcare Ltd., Grand Pavilion, SMB
Tel: (345) 745 7450 or (345) 745 7477
Email: a.campbell@integra.ky www.integra.ky
Allie provides holistic and autonomous care for low-risk women and their families during pregnancy and postpartum at Integra Healthcare. Allie also offers pre-natal and postnatal care in the community with packages that include preparation for birth, birth planning and preferences, colostrum harvesting, postpartum midwifery care, lactation and infant feeding support. SEE AD THIS PAGE & 375
Fertility Treatment
If you are having trouble conceiving, there are plenty of options on-Island to help you. The timings for when to see a fertility specialist depend largely on your age and how long you’ve been trying to conceive naturally. It is generally recommended that you see someone right away if you’re under 35 and have been trying to conceive for 12 months or more; you’re between 35 and 40 and have been trying to conceive for six months or more; you’re 40 or over, or you
already know you have fertility issues. If you fall into any of these categories, then contact OB/GYNs, Dr Stone, Dr Alwis, Dr El-Madany, or Dr Hinzmann, who is based at the Cayman Fertility Centre. They will all be able to undertake initial testing and offer advice on subsequent treatment that may be required, such as ovarian stimulation, IUI and IVF. At this time, only the Cayman Fertility Centre offers IVF treatment on-Island. For more information on fertility options, pick up a copy of the Cayman Parent magazine
Dr Hinzmann
Cayman Fertility Centre, Heron Place, 1283 Seaview Road, East End Tel: (345) 233 0770
Email: contact@caymanivf.com www.caymanivf.com
Offers a variety of treatments, including but not limited to IVF, ICSI, IUI, egg freezing, ovulation induction, immunology, pre-cycle test and treatment risks.
Childbirth Preparation Classes & Doula Services
Health Services Authority (HSA) offers a free eight-week educational series called ‘ParentCraft’. Classes are held on Monday evenings 5.30pm-7pm at the Hibiscus Conference Room located at the George Town Hospital. There is no charge or need to register in advance. Led by experts in the relevant fields, topics include, among others: nutrition for pregnancy, labour and delivery, knowing your baby, breastfeeding, infant CPR, alternative methods of delivery and immediate post-natal care both in the hospital and at home, safety, immunisations, family planning, relaxation in pregnancy and motor development in the first 12 months. If you miss any classes, you may make them up during a subsequent eightweek course cycle. Tel: (345) 244 2649 or (345) 244 7627 for more information. You can also visit www.hsa.ky/events-classes/ parentcraft.
expect when you’re pregnant, pregnancy complications, health and nutrition, the four stages of labour and recovery, choosing a paediatrician, breastfeeding, mental health and newborn care. You will also be offered a tour of the maternity ward. Tel: (345) 325 9000.
RVC Rehab Services offers courses, both group and private, in the Lamaze method of childbirth. Lamaze classes approach childbirth as a natural and healthy process; they neither support nor discourage the use of medical interventions during labour and delivery. Instead, they educate mums-to-be about their options so that they can make informed decisions.
Nurturing Birth Experience (part of RVC Rehab Services) offers both group and private Lamaze classes. The course consists of four two-and-a-half-hour sessions with a maximum of 12 couples. These classes are a great way to meet other parents-to-be at a similar stage of pregnancy. Refresher childbirth classes, lactation consultation,
Maternity & Newborn Care
“as it should be”
Doctors Hospital offers free antenatal classes that are an hour long and run for three consecutive weeks. Topics include what to
Putting you and your baby’s care in safe hands with tertiary-trained and accredited neonatologists.
• Pregnancy planning
• Fertility treatments
• Midwifery & delivery
• Newborn screening & immunizations
• Comprehensive first year of life care
(345) 949 6024 or (345) 916 8970.
Island Doula offers birth and postpartum doula services that provide emotional, practical and informational support. As a certified birth and postpartum doula, with a background in nursing, Monique can assist with everything from creating a birth plan, preparing for labour/birth, and being present for the birth. Island Doula also offers several postpartum care packages. For more information, call (345) 928 8876 or email: info@islanddoula.ky.
Ariel Grace is a birth doula, a pre and post-natal Pilates instructor and founder of ‘The Mom Method’ which is a wellness collective for Mamas. Ariel teaches doulabased childbirth education and pre-natal and post-natal Pilates classes to help parents prepare with a more proactive approach to pregnancy, childbirth and a smoother recovery. As a birth doula, Ariel offers compassionate and non-judgmental, physical, emotional and educational support sessions for mamas throughout pregnancy and childbirth. You can contact Ariel on Instagram at @arielgracewellness or www.arielgracewellness.com.
Safety At Home
Before bringing your baby home, it’s a good idea to do a safety appraisal. Toilet and cupboard locks, stair gates, bath grip mats, corner protectors and electrical socket plugs are all easy ways to make your home safer. You will find a good selection of babyproofing equipment at A. L. Thompson’s, Kirk Home Centre and Baby Express. You should also consider fencing (and perhaps an alarm system) if you have a pool. Contact Oasis (Tel: (345) 945 7665) or Pool Patrol (Tel: (345) 949 8543).
Fitness Connection (Tel: 345) 949 8485) offers pool safety and swimming lessons for little ones from three months of age. They also teach nannies how to swim and offer CPR, first aid, AED, Lifeguard and SAI STAR certifications to put safety first in your home. SEE AD PAGE 433
Check your garden for noxious plants that might pose a threat if ingested by young children. If you find your baby
with part of a plant, or if you suspect a household product may have been ingested, even if your baby is awake and alert, call the Center for Disease Control and Prevention Poison Helpline (USA) (Tel: 1 (800) 222 1222) to check if the substance is potentially dangerous, or take your child to the emergency unit of the George Town Hospital.
Massage for Pregnancy
Make sure you get full approval from your doctor before you engage in any type of massage therapy. There are many options on-Island, such as The Spa at The RitzCarlton (Tel: (345) 943 9000) or The Spa at Seafire at the Kimpton Seafire Resort + Spa (Tel: (345) 746 0000), Tips n’ Toes (Tel: (345) 943 8637) and Beyond Basics Medical: Laser & Skincare (Tel: (345) 916 7546).
Pre and Post-natal Exercise Classes
Pre and post-natal circuit sessions are available privately or in groups with Carla, a mobile personal trainer at 345 Personal Training (Tel: (345) 926 2117 or email: 345personaltraining@gmail.com). Cayman Physiotherapy (SEE AD PAGE 405) and The Pilates Studio (www.pilates.ky) both offer private pre-natal group classes and pre and post-natal private Pilates training.
Maternity Clothes & Bras
Silhouette and The Baby Shoppe sell a good selection of maternity bras. Funky Monkey offers a wide range of comfortable clothing.
Maternity Leave
The Labour Relations Act (2015) provides for a minimum maternity leave allowance of 14 calendar weeks in any 12-month period. However, this is only available as an entitlement where the mother concerned has already completed a full year of employment with her employer. Where an employee has not completed 12 months, the Law prescribes that any maternity leave may be pro-rated.
In March 2024, increased parental leave benefit came into effect for civil servants. Maternity leave increased from 90 to 110
working days and the paid portion of maternity leave increased from 30 to 60 working days on normal pay. Paternity leave also increased to 20 working days, with 10 days on normal pay and the remainder without pay.
Those employed by a private company should enquire with their employer what their maternity leave policy is, as some employers can be more flexible than others. There is nothing in the Law that prevents an employer from providing maternity benefits in excess of the minimums prescribed.
Currently, a private employer is legally required to offer 20 working days leave on full pay, 20 working days leave on half pay and 30 working days on no pay. For practical purposes, this is treated by many businesses as the equivalent of six weeks at full pay and eight weeks at no pay. Maternity leave may generally be taken in whatever portions requested by the employee, but six weeks of it must be taken after the birth of a child. At present, there is no provision in the Law for paternity leave; however, some companies will allow a new father anything from a few days to two weeks off. Cayman Islands Law also provides for adoption leave. A female employee who adopts a child under the age of three is entitled to adoption leave of nine calendar weeks, of which 15 working days are on full pay. Paternity leave for fathers who adopt is five days paid leave at the employer’s discretion.
Domestic Help, Nannies, Childcare, Babysitters & Staff Training
Close to the end of your pregnancy, or once the baby has arrived, you may need some help with the workload at home. Be aware that many people seeking domestic help positions arrive in Cayman untrained. It is not advisable to seek domestic help through Facebook pages/groups or EcayTrade. Before hiring anyone, make sure you obtain recent employment references. For more detailed information and guidance on hiring a nanny or caregiver, see our sister publication, the Cayman Parent magazine.
AAA Caregivers Agency
Tel: (345) 916 5925
Email: aaacaregivers@candw.ky www.aaacaregivers.ky
AAA Caregivers is a housekeeping, childcare and elderly care agency whose staff are experienced nurses, housekeepers and nannies trained in first aid/CPR, basic childcare and elderly care, fire safety and food handling. They also have qualified nurses with over 10 years of experience. Staff are assigned to families based on suitability and family needs. They can also assist in finding a suitable nanny for a finder’s fee. They will perform all the necessary background checks and provide training. Alternatively, the agency can hold the work permit for a set monthly fee.
Best Home Care Agency
Tel: (345) 947 2297 or (345) 926 2297
Email: bhc@candw.ky
Started in 1988, Best Home Care Agency offers professional childcare and babysitting services, as well as housekeeping and janitorial services. They can provide home care and childcare services for a one-time, part-time and full-time basis. Their diverse multicultural staff are trained in childcare and first aid. BHC Agency is owned and operated by a registered nurse, the company is licensed, bonded and insured. Excellent references are available.
SEE AD PAGE 327
Minerva Cayman
Tel: (345) 746 0990
Email: contact@minerva.ky https://minerva.ky/ Minerva Academy is a registered training school for your private staff in Cayman. Their courses are designed to develop or refresh skills for domestic staff who look after highstandard households and families of busy highperforming individuals. Courses are offered à la carte in a group classroom format or in a oneto-one setting tailored to your needs. They are taught by experienced professionals certified by international butler institutions.
SEE AD PAGE 277
AFTER HAVING A BABY
Paediatricians
Dr Siobhan Jaques, MBBS BSc DRCOG FRCPCH
Specialist Paediatrician and Neonatologist
Integra Healthcare Ltd., Grand Pavilion, SMB Tel: (345) 745 7450
Email: team@integra.ky or www.integra.ky
Integra Healthcare provides a team of tertiarytrained, paediatric and newborn specialists providing a comprehensive range of services.
SEE AD PAGE 323 & 375
Dr Christine Chen
The Surgery
Unit 2, Smith Road Plaza, Smith Road, GT
Tel: (345) 946 5938
Dr Ramon Lacanilao, MD
Doctors Hospital
16 Middle Road (off Walkers Road), GT Tel: (345) 325 9000
Book online: https://mydoctors.ky/ appointments. SEE AD PAGE 365
Cayman Islands HSA - George Town Hospital
Dr Chela Lamsee-Ebanks, MBBS DM
Dr Earl Robinson, MD FAAP
Dr Linden Swan, MBBS DM
Dr Marilyn McIntyre, MBChB DRCOG FRCM
Dr Tonita Rankin, BSc MBBS (Registrar)
95 Hospital Road, George Town Tel: (345) 949 8600
SEE AD PAGE 372
Dr Anand Saoji Yelne Consultant, Paediatrics
Health City Cayman Islands 1283 Sea View Road, East End Tel: (345) 640 4040
Emergencies: (345) 526 2108
Email: info@healthcity.ky www.healthcitycaymanislands.com
SEE AD PAGE INSIDE BACK COVER
Dr Sarah Newton, MBChB FRACP (paeds) DCH
www.integra.ky
Integra Healthcare provides a team of tertiarytrained paediatric and newborn specialists providing a comprehensive service. Besides her general paediatrics and newborn care, Dr Sarah has a particular interest in growth and development, as well as complex diagnostics and care. SEE AD PAGE 323 & 375
Dr Gordon Smith, MB ChB MRCP (UK) MRCGP DRCOG
The Children’s Clinic and Family Practice
Windward Centre, 93 Smith Road, GT
Tel: (345) 949 2970
Email: drgoffice@candw.ky
Provides neonatal newborn services, well-baby check-ups, immunisations and sick child visits.
Dr Tamara Bugembe, MbChb, MRCPCH Consultant Paediatrician
Integra Healthcare Ltd., Grand Pavilion, SMB Tel: (345) 745 7450
Email: t.bugembe@integra.ky www.integra.ky
Dr Tamara Bugembe trained in the UK as a
Specialist General Paediatrician and Newborn Care
Integra Healthcare Ltd., Grand Pavilion, SMB Tel: (345) 745 7450
Email: s.newton@integra.ky
Newborn & Neonatal Care from Dr Sara Watkin
MB ChB, MRCP (paeds), FRCPCH, MD
Tertiary-qualified and accredited neonatologist and newborn specialist with admitting rights to HSA and HCCI.
• Attending deliveries
• Full neonatal intensive care
• Premature delivery & care
• Baby checks
• And much more...
(345) 745-7070 www.optimal.ky team@optimal.ky
paediatrician with a special interest in neurology and neurodevelopmental paediatrics. She supports children and adolescents with neurodevelopmental problems, including ADHD, autism spectrum disorder, developmental delay and neurobehavioural difficulties.
SEE AD PAGE 323 & 375
Dr Sara Watkin MB ChB, MRCP (paeds)
FRCPCH, MD
Consultant Paediatrician and Neonatologist
Optimal Healthcare
Cayman Center, Unit B11-15, George Town Clinic Tel: (345) 745 7070
Mobile Tel: (345) 326 7827
Email: team@optimal.ky www.optimal.ky
Dr Watkin has 30+ years’ consultant-level experience in paediatrics, newborn and neonatal care. Dr Watkin offers a comprehensive range of newborn and neonatal care, including attending deliveries, baby checks, premature deliveries and neonatal intensive care, with admitting rights to HSA and HCCI. She is one of the only tertiary-qualified and accredited neonatologists on-Island. SEE AD PAGE 325 & 392
Dr Zanele Balang, MBBS, DM Paediatrics
Consultant Paediatrician
Integra Healthcare Ltd., Grand Pavilion, SMB Tel: (345) 745 7450
Email: z.balang@integra.ky www.integra.ky
During her medical career, Dr Balang has worked in different fields of paediatrics and brings with her vast experience in primary care, paediatric ER services and neonatal intensive care. Dr Balang is trained to identify and differentiate among paediatric behavioural health problems, such as childhood depression, ADHD, anxiety states, and oppositional and conduct disorders.
SEE AD PAGE 323 & 375
Post-natal Care
It’s important to look after yourself in the period immediately after giving birth. The following two clinics offer specialised women’s health and postpartum care.
Cayman Physiotherapy
Two locations: Suite 26 Pasadora Place, Smith
Road and West Shore Center, West Bay Road
Tel: (345) 949 8828
www.caymanphysiotherapy.com
Offers a specialist women’s health programme, pre and post-natal Pilates, 1:1 women’s health specialist physio, specialist post-natal checkups, acupuncture and more.
SEE AD PAGE 405
Elzke Hoehler, PT OMT, Pelvic Health Therapist
Elevation Health & Physiotherapy
Fidelity Financial Centre, 2nd Floor, SMB
Tel: (345) 623 6663 or Email: info@elevation.ky
www.elevation.ky
Providing specialist care to new mothers, including treatment for pelvic floor rehabilitation, pre and post-natal physiotherapy, incontinence and more.
Lactation Consultants
Qualified, post-natal experts are on hand to help alleviate any concerns and help with breastfeeding and general baby care. RVC Rehab Services (Tel: (345) 949 6024 or (345) 916 8970) offers lactation services to help mothers get off on the right foot with breastfeeding. They offer hospital and home visits, working with mothers to address practical issues, and help set realistic expectations for your baby and yourself. The Children’s Clinic and Family Practice (Tel: (345) 949 2970) provides advice on lactation and newborn care. They offer appointments to assist with breastfeeding technique and general concerns at the clinic, at home or at the hospital. The Cayman Islands Breastfeeding Support Group is a volunteer group that offers free support and education in breastfeeding to expecting and existing mothers. The group consists of experienced mothers who have breastfed, lactation consultants, nurses and midwives. They visit new mothers to offer free breastfeeding advice and support, and offer telephone support. They will rent hospital-grade Medela pumps in emergency situations and provide reasonably priced breast pumps for mothers returning to work. Visit www.
facebook.com/CIBreastfeeding or email: cibreastfeeding@gmail.com for details. The midwives at the Women’s Health Centre (Tel: (345) 244 2649/2710/2732) offer free post-natal care and home visits for HSA patients. They can provide general and breastfeeding support after the birth of your child. These services are also offered at the following health centres on-Island: Bodden Town Health Centre (Tel: (345) 947 2299), available Monday and Thursday 8.30am8pm; Tuesday, Wednesday and Friday 8.30am-4pm and Saturday 8.30am-12pm, East End Health Centre (Tel: (345) 947 7440), available Monday-Friday 8.30am4pm and Saturday 8.30am-12pm, West Bay Health Centre (Tel: (345) 949 3439), available on Monday, Tuesday, Thursday and Friday 8.30am-4pm; Wednesday 8.30am-8pm and Saturday 8.30am-12pm, North Side Health Centre (Tel: (345) 947 9525), available Monday-Friday 8.30am4pm and Saturday 8.30am-12pm.
Breast Pumps
The Cayman Islands Breastfeeding Support Group (www.facebook.com/ cibreastfeeding) sells the Medela Double Pumping Breast Pump and the Medela Manual Breast Pump. Baby Express (Tel: (345) 640 2397) also stocks a range of breast pumps.
Baby Formula & Food
Refer to the Cayman Parent website (www. caymanparent.com) for information on where to find a variety of baby formula and baby food options on-Island.
Immunisations
Immunisations are carried out by GP clinics, the Public Health Clinic, the District Health Centres or private paediatricians. Should you choose to use the Public Health Clinic (Tel: (345) 244 2648), you should make your appointment in advance. The Health Services Authority recommends that children are routinely immunised against the following: hepatitis B, rotavirus, tuberculosis (BCG), diphtheria, tetanus and pertussis (DTaP), haemophilus
influenzae type B, polio, pneumococcal (for serious infections including pneumonia and meningitis), measles, mumps and rubella (MMR), chickenpox (varicella) and the two types of HPV that cause cervical cancer and genital warts. Annual influenza shots are also recommended. Children should be immunised at six weeks, two months, four months, six months, nine months, 12 months, 15 months, 3-6 years, 11-12 years (girls) and 14-16 years old. Childhood immunisations are free at Public Health, but prices vary between private facilities. Schools will request to see your child’s immunisation record and require a Health Screening Report filled out by a local doctor before enrolment. For more information on the Cayman immunisations schedule, please see the Cayman Parent magazine.
Dental Care
Introduce your baby to your family dentist as early as possible. See the Health and Wellness chapter for more information.
Dr Mauritz Crouse, BChD (WCU)
Dr Kris Togias, DMD PC Board Certified Orthodontist (USA)
Dr Aikaterini Fysikoudi, DDS HSPD (HonM)
Pasadora Family Dental Centre
94 Smith Road, Pasadora Place, George Town
Tel: (345) 943 2222
WhatsApp: (345) 936 3222
Email: info@pfdc.ky www.pasadorafamilydental.ky
Languages: English, German and Greek Paediatric and orthodontic treatments, including Invisalign for adults and teenagers, preventative and special care services, oral hygiene, orthodontic treatments with removable and fixed appliances, advanced 3D imaging, NewTom Gianni and Soredex digital x-rays, iTero 5 intraoral cameras and safe sedation options.
SEE AD PAGE 400
7 Mile Dental
Marquee Place, West Bay Road
Tel: (345) 943 7400
Email: appointments@smbdentalclinic.ky
Dr Wolfe’s Dental Care
135 Andrew Drive, Snug Harbour
Tel: (345) 945 4388
Email: info@wolfedental.ky
www.wolfedental.ky
A team dedicated to preserving and restoring the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care of infants, children and adolescents, whatever their oral health needs might be. Their mission is to provide expert dental care with the highest respect for patients. SEE AD PAGE 399
Family Photographs
There are a number of photographers who can take beautiful family pictures, from maternity shots and newborn photography to studio and location family shoots. Daria Keenan is an award-winning family and newborn photographer, photographing families in Grand Cayman since 2014. She is known for her high energy and ability to put children and parents at ease in front of her camera. Daria is an extremely popular newborn and family photographer, so we recommend booking as far in advance as possible. Tel: (345) 925 6695 or visit www.dariakeenan.com.
Deep Blue Images/Julie Corsetti takes pride in capturing precious family memories, including maternity shots, newborns and family portraits. Tel: (345) 916 0016 or visit www.deepblueimages.com. With over 25 years of experience, Rebecca Davidson (SEE AD PAGE 318) is an expert in capturing stunning maternity, newborn and family photography. As a mum of four, she can persuade even the most spirited child to cooperate! Rebecca offers a mobile service, bringing her ‘sleepy newborn’ session to the comfort of your home. She supplies beautiful handmade outfits, wraps and props, making the whole process very easy. Visit www.rebeccadavidson.com. Lisa Reid specialises in family photography and loves capturing candid moments. Visit www. lisareidphotography.com.
Baby & Toddler Activities & Groups
There is a wide selection of playgroups for mothers and babies. The Rec Room Kids is
a soft play facility located in The Grove. This multi-sensory soft play facility and event space is safe, fun and inclusive and suitable for children aged 0-10. It’s open for play on Saturdays and Sundays 9am11.50am, pre-bookings are recommended. Email: hello@therecroomgym.com for more information. Motions Unlimited offers a Toddler Play Day on Wednesdays and Thursdays for ages six and under 10.30am12pm and Saturdays 8.30am-10am. The cost is CI$20 per child or CI$35 for two siblings and you must purchase a package of 10 visits in advance. Your 11th visit will be free. You must be a registered member in the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. Email: reception@ motionsunlimited.com for more details or visit www.motionsunlimited.com. My First Gym is a fitness centre for kids aged 0 to 15 years old. They offer a range of baby classes plus sports and fitness programmes for older kids, including parkour, gymnastics, yoga and more. They offer a ‘Drop & Run’
programme where parents can leave the children with the coaches and enjoy some ‘me time’! Visit www.myfirstgymcayman. com. Jukebox offers an early years music programme, which includes their Baby Boppers and Mini Movers sensory classes. Visit www.jukebox.ky. Yoga Sprouts offers excellent yoga classes for parents, babies and toddlers. Visit www. yogasproutscayman.com. Chatterbox offers playgroups for babies aged 3-12 months, and coaching for new parents. Visit www.chatterboxcayman.com. Kula Kids Cayman offers Mummy and Baby Yoga for newborns to 24 months, and Mummy and Toddler Yoga from 18 to 36 months. Visit www.kulakidsyogacayman.com.
Baby & Toddler Clothes
You will find a good selection of baby, toddler and children’s clothes on-Island. You can also find good quality second-hand children’s clothes at local thrift shops, see page 273 for a list.
Atlantic Kids
Paddington Place, Godfrey Nixon Way, GT Tel: (345) 943 2296 or www.atlanticak.com
Atlantic Kids carries an incredible selection of baby, toddler, children and tween clothing and shoes, including brands such as OshKosh, Carter’s and Stride Rite. The store has a great variety of educational, eco-friendly and fun toys, as well as school-level reading and subject books. Prices are comparable to the US. Gift registries are available SEE AD PAGE 265
Bedside Manor
Market Street, Camana Bay Tel: (345) 947 2711
www.bedsidemanor.ky
A high-end boutique selling newborn and baby clothes up to the age of three. Brands include Elegant Baby, Magnetic Me, Cuclie, Aden & Anais, Little Unicorn and more. SEE AD PAGE 196
Little Angels
Market Street, Camana Bay
Tel: (345) 946 2645
Sells swimwear and UV50+ sun protection apparel and casual clothing for boys and girls
Little Coconuts
The Crescent, Camana Bay
Tel: (345) 325 7017
A lovely store offering newborn rompers, pyjamas, shorts, dresses and more.
Baby & Toddler Equipment
You can get most things you will need for your nursery in Cayman’s baby stores. There is also an active second-hand market. Keep an eye on EcayTrade.com and local Facebook pages.
Baby Express
68 Mary Street, George Town
Tel: (345) 640 2397
Sells children’s clothes, toys, strollers, breast pumps, cots, car seats and accessories.
Bedside Manor
Market Street, Camana Bay
Tel: (345) 947 2711
www.bedsidemanor.ky
A high-end boutique offering a good range of newborn equipment, including cots, playmats, soft toys, swaddles, mobiles and more. Brands include Mon Ami, SkipHop, Little Giraffe, Elegant Baby and Jellycat. SEE AD PAGE 196
Little Coconuts
The Crescent, Camana Bay
Tel: (345) 325 7017 or www.littlecoconuts.ky
A boutique offering stylish newborn essentials.
Welcome Baby – Tomlinson Furniture Ltd.
9 Walkers Road, Tomlinson Building, GT Tel: (345) 949 5383
www.tomlinsonfurniture.ky
A great selection of baby and child home items, including nursery furniture (cribs, toddler beds and mattresses, gliders, dressers and play tables). Visit their showroom to browse all their products and follow them on Facebook and Instagram for the latest arrivals. SEE AD PAGE 267
Passports & Immigration
Registering
the Birth of Your Child
After you give birth to your child, the hospital will issue a Live Birth Notification Form. The parents will be given a copy of this and the original is sent by the hospital
to the Registrar of Births. The next step requires one of the parents, if married, or both parents, if you are not married, to go to the Registrar of Births at the Government Administration Building on Elgin Avenue (Tel: (345) 946 7922) with the Live Birth Notification Form, your marriage certificate (if married) and your passports. Residents of Cayman Brac and Little Cayman can register their children at the District Commissioner’s Office on Cayman Brac or in Grand Cayman. By law, you must do this within three months of birth. There is no charge to register your child; however, a copy of your child’s birth certificate from the Registrar of Births will cost CI$10. Get a few copies as you will need them for everything from registering your child at a school, to proving to WORC that you really do need a domestic helper! For extra copies after registration, see www.ciregistry.gov.ky.
Getting a Passport & Visas for Your Child
Once you have a birth certificate, you can complete an application for a passport. Parents are encouraged to apply straight away for a passport and any necessary visas. In the case of an emergency, you will all need one. Refer to the Immigration chapter for more information.
Registering a Dependant
Children born on the Island to expats are not automatically entitled to citizenship, unless one or both of their parents are either Caymanian or have been granted Status or Permanent Residency. If you are on a work permit, your baby must be added as a dependant on your work permit. You can find the AMD2 ‘Amendment to Dependants’ form on https://my.egov. ky/web/worc/immigration-forms and it outlines the things you need to gather and submit. Once approved, you will get a dependant stamp in your child’s passport from the Department of WORC. Remember to get each new passport restamped, as airlines need to see an up-todate stamp. For more information call WORC on (345) 945 9672.
The Cayman Islands has excellent schools all the way from preschool through to high school and university, and although a few new schools have opened over the past few years, there is still a shortage of available spaces in preschools and primary schools. Parents hoping to send their children to private schools are advised to put their child's name down at their chosen preschool and primary school prior to, or within days of, the child's birth, and don't forget subsequent children! If the school is heavily oversubscribed for the year that your child is due to start, then they will usually advise you to put your child's name down at a second school as well. The last two years of high
your own or your child’s education, information about Cayman’s Government and private preschools, primary schools and high schools, overseas boarding schools, colleges and universities, learning support and tutoring, vocational training and adult recreational classes.
Photos courtesy of UCCI,
school are also at maximum capacity for children wanting to do A-levels, as many students from government high schools also compete for these places. However, this may change as the Ministry of Education intends to reintroduce A-levels to government high schools, though this is still in the planning phase. Space is also at a premium in government primary and high schools. See further on in this chapter about how to register your child for a place at a government school.
Improvements in Education - Public
The Cayman Islands Ministry of Education has seen a very active past few years and there are more plans in the works for the 2024/25 school year. Along with introducing free school meals to all public primary and high school students, laptops to all primary and high school students, and full scholarship funding to all Caymanian students taking A-levels and attending ICCI and UCCI, the Ministry bolstered school security with the introduction of visitor sign-in kiosks, opened a three-lane athletic track at the Creek and West End Primary Schools and added a nursery at East End Primary School (for children aged 3). There are also plans to open a nursery at the Edna Moyle Primary School in North Side during the 2024/25 academic year. Phase 5 of the John Gray High School campus has begun with the building of the sports playing fields and basketball/netball courts on the old CIFEC site and the old George Hicks buildings have been renovated internally to welcome the CIFEC students to their new classrooms for the 2024/25 school year. At Clifton Hunter High School they are building an automotive workshop, while their fourth academy, which will include a canteen, science labs and classrooms is still in the conceptualisation stage. On Cayman Brac, a new CI$50 million high school and gymnasium are to be built on a 59-acre plot of crown land on Sunshine Drive, on the Bluff. Separate from this, an internationally compliant, competition standard athletic track is to be built at the Cayman Brac Sports Complex and this will
join an existing 25m swimming pool and a FIFA standard football pitch that were built between 2015 and 2019.
Improvements in Education - Private
In the private sector, CF School broke ground on their new purpose-built high school which will open in Buttonwood Park in George Town in September 2025 and will cater to Years 7-11. Footsteps School announced a collaboration with a local consortium which is bringing Stowe School to Grand Cayman. They plan to open their new campus in 2028. In the preschool sphere, Sprogs have added an additional classroom to their school on Walkers Road, and they are opening a sister school, Kiddiewinks Garden Playschool, in the summer of 2025 in West Bay. This purpose-built facility will cater to families with children aged 1 to 7 years of age. This joins Montessori West, which is another new purpose-built preschool opening in West Bay soon. St. Ignatius Catholic School recently completed their two-storey multi-purpose hall which hosts various indoor sporting activities and includes a number of specialist classrooms, tutorial rooms, and other learning and recreational spaces for students. At Cayman Prep & High School, the teachers have been using a video coaching platform called IRIS to collaborate with colleagues and identify ways in which they can improve both their own practice and student's learning. Meanwhile, Cayman Academy adopted a play-based approach to its foundation years, which has improved the quality of their teaching, learning and assessment, and they have added 'Home Management' to their subject offerings in high school; their first vocational subject.
School Statistics
According to the 2023 Education Data Report, there are 2,056 children enrolled in 43 preschools, and a total of 9,042 children enrolled in 27 private and government schools spread across the three Islands, with 838 teachers teaching these students. In primary and secondary education there are
4,030 students in private schools, 2,291 in government primary schools, 2,603 in government secondary schools and 112 students enrolled in the Lighthouse School, the country’s school for students with the most significant special educational needs and disabilities (SEND). Most children with SEND are enrolled in mainstream schools with varying levels of support. Approximately 118 children are homeschooled.
Caymanian Children
Caymanian students have the option to go to a government school (it is decided by catchment area) or a private school. If a Caymanian chooses to send their child to a government primary or high school, then the Government has an obligation to educate that child from the age of five to 17. All three government high schools end at Year 11 (age 16), but because the Government mandates that education is compulsory to Year 12 (or the age of 17), all children who go through the government school system will officially be enrolled in the Cayman Islands Further Education Centre (CIFEC) for Year 12 where they can take CXCs, GCSEs or a BTEC work experience programme.
However, if your child wants to go to UCCI or a private school (overseas or in Cayman) so that they can get sufficient external exams (SATs, A-levels, APs, BTECs or an Associates Degree) to get into an overseas university, then their move must be approved by the Director of Education Services and they will be given what is called 'Dual Entry'. Without this designation, their previous time at a government high school will not apply to their graduation criteria.
Expatriate Children
It is the Cayman Islands Government’s stance that expatriates employed in the private sector who qualify to have their dependants on-Island with them (i.e. earn over CI$3,500 per month and have two dependants on their permit), should educate their children in private schools. If the Government employs an expatriate, then the employee has the option of sending their children to a government school, if there is space. However,
most government schools are at capacity and the Lighthouse school is completely full. Expatriates are advised to work out carefully what their budget, plus buffer, will be and whether they can realistically afford to school their children in Cayman. Sending your child to a private school and then asking the Department of Education if your child can move to a government school because you cannot afford the school fees is not an option. If you find you cannot afford to educate your child at your chosen private school, then the only options are to choose a less expensive private school, ask the school for financial assistance, homeschool your child or have your child leave the Island. If they are between the ages of five and 17, they cannot live in Cayman and not be in full-time education. If an expatriate cannot find a suitable place for their child in a private school and homeschooling is not a viable option, then ask the Department of Education if there is space in a government school for your child. They will try and find a space for your child if possible. However, no expatriate child can join a government primary school in the Reception/Kindergarten year (when they are four years old). The earliest they can start is Year 1 when they are five.
Reserving a Place at a School
If you would like to send your child to a government school, you will need to fill in an official 'Student Registration Form' available online from the Department of Education Services (DES) website (https://schools.edu. ky). See further on in this chapter for more information. If you would like to send your child to a private school, visit the school's website as early as possible after the birth of your child and apply online. The usual process is to fill in the application form and pay the deposit. The admissions officer will then contact you asking for a copy of your child's birth certificate. Then, closer to the entry date, they will ask for a photo and your child's immunisation record. It is worth noting that although school waiting lists are notoriously long, Cayman is a transient place and parents often put their child's name down on two different schools, so places
do often become available with patience and time. Schools will place your child on their waiting list on a first come, first served basis, starting in September and finishing in the summer. Therefore, those born from September to February have an advantage of gaining a place at their first-choice school. Please note that siblings, children of alumni, and members of the affiliated church (if it is a faith‐based school) are usually given priority at private schools, so even if your child is on a waiting list, enrolment is not guaranteed. Do not overlook enrolling your subsequent children.
Enrolment Age & Requirements
In the Cayman Islands, it is compulsory for all children aged five to 17 years to attend school or be homeschooled. However, the reality is that most children enter primary school at the age of four and do not leave until they are 18. For preschool, your child can usually start at age two, or sometimes as young as 18 months. A handful of schools will take infants at six weeks if they have a dedicated nursery room. For primary school, the starting age is almost universally four across the Cayman Islands, other than for expatriate children who are entering the government school system who are not allowed to start until they are five and ready to enter Year 1. If children are going into the British school system (Cayman Prep, Footsteps, Island Primary and St. Ignatius), they will enter Kindergarten at age four. If they are starting at a school following the American system (Cayman International School, First Baptist Christian School, Grace Christian Academy and Triple C), then your child will start in Pre–K3 at the age of four. If they are Caymanian and they are going to a government primary school, they will start in Reception at the age of four. Please be aware that a few of the private schools now have Pre–K2 years (St. Ignatius Catholic School, Cayman International School and Grace Christian Academy), which means their students can start at two or three years old and will automatically move up to Kindergarten/ Pre–K3, leaving less space for incoming
students. If you intend to send your child to one of the major private primary schools, make sure to register them early and then accept the offered place in Kindergarten/ Pre–K3 when your child is four. Deferring the place to Year 1 is never advised as it reduces the chance of getting your child into the school down to almost zero.
Most private schools in Cayman will only test your child for placement if they are entering after Kindergarten/Pre–K3. If your child is transferring from another school, they will likely need official school records from the previous school(s). If transferring at high school level, an upto-date medical record that includes vaccination details is also required.
Health Screenings
All students entering government or private schools for the first time are required by law to have a health screening. The Education Department mandates that these screenings must be completed before the new school year begins in September. The screening includes a growth and development assessment, screening for vision and hearing, a dental assessment, the administration of necessary immunisations and obtaining a student’s personal medical history. The Public Health Department staff conduct these screenings, which are free to all students. Appointments can be made at the school the child will be attending. Parents and guardians need to accompany their children and they should also bring the child’s immunisation record. Vaccines will be offered to children whose immunisations are not up-to-date. Parents may also have their child’s health screenings done by a private doctor, as long as that doctor completes the forms provided by the Public Health Department. The completed forms should be handed in at the John Gray High School Medical Centre (Nurse’s Office) from 3rd July to 15th August, between 8.30am to 4.30pm. Once the record has been received, the child will be issued with a health screening certificate, which they must then take with them to school in September. For those attending schools in Cayman Brac or Little Cayman, appointments can be
arranged through the Public Health Nurse, Kedine Hyde, at Faith Hospital (Tel: (345) 244 7643 or (345) 948 2243).
School Fees
Caymanian students do not pay school fees to attend government schools. In the instance that a non-Caymanian student is given a place at a public school, then the school fees are CI$750 per year for primary school (Years 1-6), CI$900 per year for middle school (Years 7-9) and CI$1,200 per year for high school (Years 10-12). The fees for private schools vary widely from school to school. See the listings further on in this chapter.
Free School Meals
All students in government schools have access to free breakfast, lunch and snacks every school day. This CI$8.5 million meal programme has been universally welcomed by teachers who have seen a significant improvement in student's behaviour and academic performance since its introduction in March 2022. Money previously spent by PTAs and non-profit groups to feed students has now been spent on expanding literacy and afterschool programmes. In many instances, it is the only nutritious food they have all day, and some students still struggle for food security in the summer when school is out.
Switching Schools
Many Caymanian students leave the public school system and go to a private school at the beginning of high school (Year 7), at the beginning of Year 9 (a year before GCSEs start) or at the beginning of Year 12 (for the start of A-levels). Many parents in Cayman also send their children to boarding school and we have been told that equal numbers of children leave for the start of Years 6, 7, 8 and 9 – the final push being the year before children start GCSEs. When these pupils leave, places in private schools in Cayman are freed up. Places at Cayman's two private high schools that do A-levels (Cayman Prep
and High School (CPHS) and St. Ignatius) are few and highly sought after. CPHS has 65 places in Year 12 and St. Ignatius has 50. Every student, regardless of whether they are existing students at the school or new students, must apply for a place on the A-level programme and must pass the prerequisites for entry. This is usually a minimum number of IGCSE/GCSE/ CXC, all with A*-C (9-4 in the new GCSE grading system) or grades I-III for CXC, and students are usually expected to get an A or B grade (7 or 6) in the GCSE subjects they have chosen to do at A-level. However, it should be noted that two CXC subjects offered at government high schools, Early Childhood Studies and Electronic Document Preparation and Management (EDPM), are not considered 'access courses' and do not apply to your five subject pass requirement. Also, students and their parents need to be aware that a pass (grade A–C) in English and Maths is non-negotiable. If your child is struggling in these two subjects, do everything you can to get them through these courses, including organising tutoring. If you want to enter a child into either of these private schools, you must apply by January of the year of entry and definitely no later than March. This then gives the family time to apply to the Scholarship Secretariat for a scholarship for your Caymanian child. The Scholarship Secretariat's deadline for applications is 30th April annually. Quite a few students also switch between the private schools, but before a switch can take place, and in addition to the normal paperwork (assessments), there is a transfer form, designed and managed by the Private Schools Association (PSA), that must be completed by the current school and forwarded to the new school. As well as a standard report on the child’s performance and behaviour, this form clearly states whether financial commitments have been met. It is an essential component of the acceptance process for students transferring within the private school system.
Local School Consultants
Dorm & Day
Based in Grand Cayman, Dorm & Day offers a school placement advisory service for education on-Island and overseas. Tel: (345) 936 3676 or email: admin@dormandday.ky. For more information, see page 350.
Scholarships for Secondary School
The Department of Education, through the Scholarship Secretariat, give financial assistance to Caymanian students when they are in Years 12 and 13.
A-level Students
If a Caymanian student is accepted at either St. Ignatius or Cayman Prep and High School to take A-levels, regardless of whether they went to a public or private high school before that, they can apply to the Scholarship Secretariat for a scholarship to cover their child's school fees. Parents need to be prepared to pay for PTA fees and uniforms, but they no longer have to pay for AS and A-level exam fees and the Government also pays for their lunch while in school. To qualify for financial assistance to cover the fees, students need to have achieved a minimum of five IGCSE/ GCSE/CXC passes at grade C or higher and have passed English and Maths. To qualify for funding in the second year of the course, students must achieve a minimum of C, C, C in their AS-level exams at the end of the first year of their A-level course. Any money received from the Scholarship Secretariat is paid directly to the school and cannot be used for uniforms or any other incidentals. An additional contribution is also made towards books. Check the scholarship information page on www. moescholarships.gov.ky for further details. The application period for local scholarship funding is 1st March to 30th April. Late applications will not be considered.
Associate’s Degree Students
If a Caymanian government high school student chooses to finish their secondary education by doing an Associate’s Degree at UCCI or ICCI then they can apply for
a local scholarship. However, all students who have not achieved either an A or B grade in English and Maths are mandated to take remedial Maths and English at college level, as well as college skill classes and career classes. The Associate's Degree takes about 2.5 years at UCCI (with 68 credits), 18 months at ICCI (which is a quarter-term institution) and you will graduate with an Associate’s Degree worth 90 college credits.
BTEC Diploma Students
The government high schools and CIFEC offer BTEC Level 1 and 2 courses, which are the equivalent to GCSEs. CIFEC also offers the first year (only) of the BTEC Level 3 which, if two years are completed is the equivalent of one A Level. Students can go to a state boarding school in the UK to complete the course. To qualify for an overseas undergraduate scholarship, students taking the BTEC Level 3 will need to finish the two-year course with a minimum grade of merit (M). CIFEC currently offers two BTEC Level 3 courses, one in Creative Media Film and TV, and the other in Business. However, these are only offered to Certificate level (equivalent to AS-levels), since you can only attend CIFEC for one year, and to reach Diploma level, you would have had to complete a two-year course.
AP, CAPE and IB Students
First and second year Caymanian students doing Advanced Placements (AP), the Caribbean Advanced Proficiency Examination (CAPE) or the International Baccalaureate (IB) are offered scholarship funding. Visit the Scholarships section of the Cayman Resident website, the website of our sister publication, Cayman Parent or the Ministry of Education's Scholarship Secretariat website (www.moescholarships. gov.ky) for more information.
Office of Education Standards (OES)
Individual school reports published on the Office of Education Standards’ website (www.oes.gov.ky) provide detailed,
impartial and transparent assessments of the performance of schools, teachers and students in the Cayman Islands. These reports are available for all to read and are a useful tool for parents to find out how their children’s schools perform compared to others or aid them in deciding which school is best for their child. All schools are now inspected once every two years, as opposed to once every four years, as previously mandated by the Education Act (2016). Note: You will find more information about education options both on and off-Island in the Cayman Parent magazine, available in outlets across Cayman or online at www.caymanparent.com.
Literacy Programmes & Support
The independent, not-for-profit organisation, Literacy Is For Everyone (LIFE) (SEE AD PAGE 426) , works alongside Government, local preschools, primary schools and educators to advocate for quality education for all, and to provide LIFE-changing resources and volunteer
CAYMAN PREP AND HIGH SCHOOL
A stimulating learning environment, firmly rooted in Christian principles, for students from ages 4 - 18
GIVE YOUR CHILD THE CAYMAN PREP ADVANTAGE
www cayprep edu ky High School: 949-9115
power to positively impact and significantly improve literacy levels. LIFE is the largest donor of books into the public school system, with 80,000 books donated so far. Their programmes include Paired Reading, where specially trained volunteers read with struggling readers for 30 minutes each week; Partners in Print, which offers parents and caregivers tips and tricks to support literacy within the home; and Thrive By Five, LIFE’s early childhood literacy programme, targeting the development of foundational literacy skills in the zero to five years age group. To donate or volunteer, email: volunteer@life.org.ky. For further information on any of LIFE’s transformative programmes, Tel: (345) 328 3120, visit www.life.org.ky or find them on Facebook and Instagram.
School Bus Rental
School buses can be rented from Lemay's Transport. He has four buses that can carry up to 96 students in each, plus he can
Primary School: 949-5932
www cayprep edu ky High School: 949-9115
Primary School: 949-5932
Owned and operated by the United Church in Jamaica and the Cayman Islands
GOVERNMENT EDUCATION
Students enrolling in government primary and high schools must register with the Department of Education Services (located at 130 Thomas Russell Way, George Town, Grand Cayman) or the Cayman Brac Teacher’s Centre between 1st March and 30th June. Parents will need to complete an application form and upload a copy of the child’s birth certificate, immunisation card and documentation showing the child’s residency category. Parents must also supply two forms of proof of their street address by presenting a utility bill and lease or a notarised letter from a landlord if renting. Catchment areas determine which school your child will attend.
Priority for entry into a government school goes first to Caymanians and Status holders, then to dependants of Caymanians, thirdly to dependants of Cayman Islands Government employees, then to permanent residents and lastly to all others where space is available. Class sizes are capped at 24 students per class for Reception and Year 1, and at 28 students in other years. There are now assistant teachers in all classrooms from reception to Year 9.
Please note that not all primary schools have enough spaces in the Reception class (e.g. West Bay Primary has 3 Reception classes but 4 classes in Year 1), and although the Ministry of Education is trying to resolve this problem, a considerable percentage of children will not be able to start primary school until they are five. The Government are very strict on keeping children in their age groups, so if your child does not get into primary school when they are four, they will go straight into Year 1 at the age of five. This has caused significant problems if the child is not socially, emotionally and academically ready for the rigorous pace of Year 1. If this is your child, be very mindful of the importance of preparing your child for the fact they will have missed that foundational Reception year (when they learn the look and sound of their letters and numbers
and start reading and writing). Parents can help by ensuring that their children start primary school in the year that they are four (turning 5 that year) and that they go into Reception, and not Year 1.
GOVERNMENT PRIMARY SCHOOLS
All eight of Grand Cayman's government primary schools and both primary schools in Cayman Brac have a Kindergarten/ Reception year, and parents with Caymanian children who are four by 31st August are encouraged to have their children start in Reception/Kindergarten and not wait until their child turns 5 (in which case they will go into Year 1), and then they will stay in the primary school system until the end of Year 6 (aged 10, turning 11). East End Primary has a Pre-K class that can accept 20 children who are aged 3. Expatriate children who have been given permission to attend a government school cannot start in Reception at the age of four; they have to wait until they are five years of age and can then start in Year 1. At the end of Year 6, students take Key Stage II exams, which assess them for movement to secondary school. The high school then uses the first term to assess each child for academic streaming. For more information on the schools listed below, visit https:// schools.edu.ky.
Creek Infant & Spot Bay Primary School (Brac)
Creek Infant School: 28 Student Drive
Spot Bay Primary School: 170 Spot Bay Road
Tel: (345) 948 0226
Catchment Area: All areas east of Faith Hospital to the eastern end of Cayman Brac.
Inspection Grade: Satisfactory, OES 2023
Creek Infant School covers children aged 3-Year 2, and Spot Bay Primary School covers Years 3-6. The school are located on two different sites but are managed and run by the same team.
Inspection Grade: Satisfactory, OES 2022
Edna M. Moyle Primary School
907 North Side Road, North Side
Tel: (345) 947 9516
Catchment Area: All of Frank Sound up to Old Man Bay (west) and to Cayman Kai.
Inspection Grade: Satisfactory, OES 2022
Marie Martin Primary School (formerly George Town Primary School)
168 School Road, George Town
Tel: (345) 949 2689
Catchment Area: Area south of Government House up to Memorial Avenue. North along Walkers Road to Maple Road and east along Smith Road, up to the Crewe Road airport junction. Plus, north of Airport Road, through the junction in the Industrial Park and all areas north and east past the airport up to the North Sound.
Inspection Grade: Satisfactory, OES 2022
Joanna Clarke Primary School
1659 Shamrock Road, Savannah
Tel: (345) 947 1344
Catchment Area: Area on the east side of Spotts-Newlands Road to Beach Bay Road and including the greater Pedro area.
Inspection Grade: Satisfactory, OES 2022
Joanna Clarke offers the IB system from Kindergarten to Year 6.
Little Cayman Education Service
210 Spot Bay Road, Little Cayman
Tel: (345) 948 1052
Catchment Area: All of Little Cayman.
Inspection Grade: Satisfactory, OES 2021
While the Little Cayman Education Service still exists, it’s currently closed as there are no Reception or Compulsory School age children in Little Cayman at this time. Contact the Cayman Brac Teacher Centre (Tel: (345) 948 0356) for more information.
Prospect Primary School
East End Primary School
17 Sea View Road, East End
Tel: (345) 947 7428
Catchment Area: Area to the east of the Frank Sound junction and all of East End to Colliers.
169 Poindexter Road, Prospect
Tel: (345) 947 8889
Catchment Area: All areas from Prospect Drive eastward, to the west side of Spotts-Newlands Road and the west side of Chime Street on the
bypass/East-West Arterial (including all of Prospect Park, Patrick’s Island, Ocean Club, Mariners Cove, and Cascades Drive).
Inspection Grade: Satisfactory, OES 2023
Prospect Primary offers the IB system from Kindergarten to Year 6.
Red Bay Primary School
271 Shamrock Road, Red Bay
Tel: (345) 947 6333
Catchment Area: Area on the south side of Memorial Avenue, along Walkers Road to Maple Road and the south side of Smith Road, both sides of Crewe Road bordered by Owen Roberts Drive to the north and south to the South Sound border on the east side of Victory Avenue.
Inspection Grade: Satisfactory, OES 2022
Sir John A. Cumber Primary School
44 Fountain Road, West Bay
Tel: (345) 949 3314
Catchment Area: Area north of Government House up to Spanish Bay Reef and including all of West Bay.
Inspection Grade: Satisfactory, OES 2022
Sir John A. Cumber Primary offers the IB system from Kindergarten to Year 6.
Theoline L. McCoy Primary School
6 Condor Road, Bodden Town
Tel: (345) 947 2288
Catchment Area: Area to the east of Beach Bay Road, continuing up to Breakers and including Northward.
Inspection Grade: Satisfactory, OES 2022
West End Primary School (Brac)
10 East West End Road, Cayman Brac Tel: (345) 948 1425
Catchment Area: West End of Cayman Brac, up to Faith Hospital on the north side of the Island, and correspondingly across the Island to the south coast.
Inspection Grade: Satisfactory, OES 2023
See the Cayman Resident website (www. caymanresident.com) for a map of the catchment areas for government schools. Visit the Department of Education Services (https://schools.edu.ky) for more information.
GOVERNMENT HIGH SCHOOLS
High School Options
There are three government high schools in the Cayman Islands: two in Grand Cayman (Clifton Hunter High School in Frank Sound and John Gray High School on Academy Way in George Town), and one in Cayman Brac (Layman E. Scott Snr. High School). Clifton Hunter and John Gray serve Years 7–11 for students aged 11–16, while Layman E. Scott Snr. serves Years 7–12 for students aged 11–17. In addition, Clifton Hunter and John Gray students complete a mandatory Year 12 offsite. There are plans for the Government to build a new high school in West Bay.
Curriculum
Students follow the Cayman Islands National Curriculum up to Year 9. In Year 10, students begin their preparation for internationally accredited external examinations by following the relevant syllabi. All students complete a two-year programme of classes (Years 10 and 11) in the core subjects of English, Maths, Science, Physical Education and Life Skills, and have the option of taking three additional subjects of their choice. Students then take exams set either by a UK exam board (GCSE), the Caribbean Examinations Council (CXC), the Caribbean Advanced Proficiency Exam (CAPE) or they can take the USA Advanced Placement (AP) level exams at the end of Year 11. All students are then automatically enrolled in the compulsory Year 12 (one academic year) programme at the Cayman Islands Further Education Centre (CIFEC), where they can take an array of business and technology courses (BTEC), get involved in work experience and internships, or retake CXC and GCSE exams to improve their grade standing.
There is also the option for students to enrol in a Dual Entry programme such as A-levels at St. Ignatius or Cayman Prep and High School, an approved accredited school overseas (this option at the student’s expense), or attend the University College of the Cayman Islands and work on an Associate's Degree. After completing their
Year 12 programme, students graduate from their respective secondary schools at the compulsory school leaving age of 17. For those then going to UCCI to take an Associate's Degree, the university now requires all students to take compulsory courses to establish a proper basis in English (ENG 99) and Mathematics (Math 99), and they provide tools for survival throughout a student's college experience (COL 100).
Graduation Rules & Exams
To graduate with a high school diploma, all students leaving a government high school must attain one of four academic levels (Level 2 with High Honours, Level 2 with Honours, Level 2 Diploma, Level 1 Diploma – the highest being Level 2 with High Honours). In addition, during their last three years (Years 10-12), they must have at least a 90% or more attendance record, have fewer than 14 days of suspension and have completed 10 hours of community service. For exams, a minimum of five passes at CXC or GCSE, including Maths and English, are considered necessary for entry to the A-level programme at either St. Ignatius or Cayman Prep. However, neither of these schools count Early Childhood Studies and Electronic Document Preparation and Management (EDPM) as access courses. Further requirements, including a minimum grade pass at A*-C or 1-3, are essential when applying for a government scholarship. For those in the US system, a 2.75 GPA is considered necessary for entry to a university course, but a 3.0 GPA is necessary to qualify for a Cayman Islands Government university scholarship. For those who go on to Level 3 (International Baccalaureate or Advanced Placements, A-levels or an Associate's degree at UCCI) after leaving high school, the passing of this level indicates suitability for pursuing tertiary education.
Government High Schools
All three government high schools follow the Cayman Islands National Curriculum from Years 7–9 and do CXCs or GCSE
Opening in 1988 as the very first Montessori School on-Island, Montessori School of Cayman remains a beautifully inclusive school, with a goal to deliver a whole-hearted, holistic Montessori approach. They offer a happy, safe and stimulating environment where children are able to explore and thrive, therefore developing a love of learning.
from Years 10–11. Even though they do not have a Year 12, that year must be spent in full-time education.
Clifton Hunter High School
311 Frank Sound Road, Frank Sound
Tel: (345) 947 7353
Catchment Area: All areas on the east side of Spotts-Newlands Road and on the east side of Chime Street, the bypass and the East-West Arterial.
Inspection Grade: Satisfactory, OES 2023
John Gray High School
135 Olympic Way, George Town
Tel: (345) 949 9444
Catchment Area: All areas on the west side of Spotts-Newlands Road and on the west side of Chime Street, the bypass and the East-West Arterial.
Inspection Grade: Good, OES 2023
Layman E. Scott Sr. High School (Brac)
941A Dennis Foster Road, Cayman Brac
Tel: (345) 948 2226
Catchment Area: All areas of Cayman Brac and Little Cayman.
Inspection Grade: Good, OES 2023
FURTHER EDUCATION
CI Further Education Centre (CIFEC)
Tel: (345) 949 3285
Email: admin@cifec.edu.ky
Director: Mr Mark Seerattan
Ages: 16-18
(345) 949 0202 info@caymanmontessori.com www.caymanmontessori.com 519 South Church St, George Town
Curriculum: CIFEC offers BTEC and City and Guilds vocational courses at levels 1–3, which are the equivalent of GCSE (level 2) and ASlevels (level 3), offering an effective bridge to university or the world of work. Each TVET programme includes an internship with an employer. Over one hundred employers work with CIFEC and many students find that their employment is extended after the internship has finished. CIFEC also runs a Water Sports apprenticeship and a Health Care Aide programme, the latter in collaboration with the Health Services Authority (HSA). Students are given the opportunity to resit level 2 Mathematics, English, Science and Electronic Document Preparation and Management if they
did not earn a level 2 pass in high school. TVET courses on offer include IT, Beauty Therapy, Hospitality, Health and Social Care, Art, Creative Media, Workskills, Business, Construction, Sport and IMI Motor Vehicle course. Check schools.edu.ky/CIFEC for more information. Inspection Grade: Satisfactory, OES 2022
PRIVATE EDUCATION
PRESCHOOLS & PRE-PRIMARY
Improving Standards in Preschools Scientists agree that when it comes to a child's development, the first five years are the most important. It is when they learn appropriate behaviour, boundaries, empathy and many other important social skills that will remain with them for life. Therefore, it is essential that you choose your child's preschool very carefully, as there are a lot of options in Cayman and some are doing a better job than others.
The Ministry of Education’s Early Childhood Care and Education Unit conduct regular support visits to all Early Childhood Care and Education (ECCE) centres (preschools). One reason for the visits is to ensure that ECCE centres are creating a culture of child learning and development and not just one of 'babysitting'. By doing this, they are ensuring that children are better prepared – socially and academically – for their entry into primary school at the age of four.
Standards that early childhood centres must adhere to include not only health and safety regulations, but also how the staff interact with the children and ensure that the children are being properly stimulated and exposed to age-appropriate activities. Practitioners are also supported to identify children who might have developmental delays or difficulties and then decide on how to help the child so that they will be better prepared for primary school and life beyond. All preschools are regularly inspected by the Office of Education Standards and their reports are very revealing as to what these schools are doing to raise their standards.
Early Childhood Assistance Programme (ECAP) Funding
To ensure that all Caymanian children who turn three before 1st September have the opportunity to benefit from pre-primary learning opportunities, the Ministry of Education offers funding to assist in the cost of access to ECCE for qualifying Caymanian children. To apply for funding, visit moeapplications.gov.ky, register, and apply online. Required documentation includes the child's birth certificate, an official letter from WORC acknowledging the child's right to be Caymanian, a copy of the parent's Government-issued ID and proof of income. Applications for the Early Childhood Assistance Programme (ECAP) are means-tested. Depending on your overall household income and the number of dependants you are supporting, you can expect to receive the maximum of CI$500 per month per child or the basic funding amount of CI$305 per month per child. Tel: (345) 244 3155 or email: ecap@gov.ky for more information.
Nurseries & Preschools
Most schools featured in this section accept children from 18 months to four years of age and offer full-day programmes and half-day options. Children will traditionally begin Reception/Kindergarten (CI Government/UK system) or Pre–K3 (US system) at their chosen primary school in the year in which they turn four. If you intend to send your child to one of Cayman's private primary schools and you are offered a place in their Kindergarten or Pre–K3 class (i.e. the reception year), you are strongly advised to take it. Keeping your child back in preschool so that they miss this first year at primary school has significant consequences: a) firstly, your child will be assessed by the primary school before they are offered a place in Year 1 to see if they are up to par with the school's expectations for a five year old (many fail this test and are not accepted); b) children at primary school start learning to read in earnest in Kindergarten and those who have not started in their preschool may
fall behind in Year 1; c) your child's new classmates may have already made firm friends among the students; d) adjusting to 'big school' and its lack of freedom (to play and choose what you want to work on) can be challenging for some children, and they will have missed the transition with other children in the same boat and e) on average, only five places become available in Year 1 at the top private primary schools, which means that the chances of your child being offered a place are slim at best.
If your child's preschool covers such things as the correct pencil grip, the phonetic sounds of the alphabet and how to write numbers from one to ten, this is a bonus and will help your child transition to reading and writing. The top preschools do teach these things, while placing great emphasis on learning through play, exceptional manners and appropriate social interaction. In this section, we list all of Cayman's preschools. For more information, you can also visit the Education page of our website or pick up a copy of the
ABC Kids
1866 Shamrock Road, Savannah
Tel: (345) 945 5626
Email: info@ABCKids.ky
Web: www.abckids.ky
Ages: 12 months-5 years
Monthly Fees: CI$850-CI$925
Inspection Grade: Weak, OES 2023
Achievement Centre (The)
295 Shamrock Road, Red Bay
Tel: (345) 947 5050
Email: achieve4u@achievementcenter.net
Ages: 12 months–4 years
Monthly Fees: CI$725
Inspection Grade: Good, OES 2023
Bloom Learning Centre
Seven Mile Shops, West Bay Road
Tel: (345) 746 4444
Email: info@bloom.ky
Web: www.bloom.ky
Ages: 6 weeks–5 years
Monthly Fees: Infants CI$1,549, Toddlers
CI$1,449, Early Preschool and Preschool
CI$1,349 (full time)
Cayman Academy
Accepts children from 3-16 years. See page 343 for more information.
SEE AD PAGE 342
Cayman International School – Early Childhood
95 Minerva Drive, Camana Bay
Tel: (345) 945 4664
Email: cis@cis.ky
Web: www.cis.ky
Annual Fees:
> Pre-K2 (5 days/week, half day)
CI$14,720
> Pre-K2-Pre-K4 (5 days/week, full day)
CI$17,390
Inspection Grade: Excellent, OES 2022
Overview: CIS's state-of-the-art Early Childhood Division consists of Pre-K2, Pre–K3 and Pre–K4 classrooms, a library, teaching kitchen, perceptual motor space and a dedicated music and movement room. Each classroom faces onto a teaching terrace that leads into a beautiful outdoor playground designed to encourage student inquiry and exploration. See
page 343 for more information.
SEE AD THIS PAGE & 343
Discovery Kids Preschool
Sigma Building, 93 Hospital Road, George Town
Tel: (345) 946 5437
Email: dkids.ky@gmail.com
Web: www.discoverykidscayman.com
Ages: 6 months–5 years
Monthly Fees: CI$1,110-CI$1,140
Inspection Grade: Satisfactory, OES 2024
First Baptist Christian School
Accepts children from 2-4 years and 11 months. See page 345 for more information.
SEE AD PAGE 345
Grace Christian Academy Accepts children from 3-5 years. See page 346 for more information. SEE AD PAGE 346
Island Montessori
491 Crewe Road, George Town Tel: (345) 945 5814
Email: info@islandmontessori.org
95 Minerva Drive, Camana Bay +1 (345) 945 4664
cis@cis.ky caymaninternationalschool.org
Office of Education Standards Overall Rating: EXCELLENT
Web: www.islandmontessori.org
Ages: 16 months–6 years (Toddler and Casa)
Hours: 7.30am–3pm (Daily aftercare available until 5pm)
Monthly Fees: From CI$1,200
Inspection Grade: Good, OES 2022
Overview: Island Montessori provides a nurturing, supportive environment in a beautiful, spacious garden created to establish a love of active learning. The programmes are open to children aged 16 months–6 years and use the very best Montessori practices and materials aligned with the Cayman Islands Early Years Framework. All classes are underpinned by a belief that children should be active and outdoor learning is blended into each day. At the heart of the school is a team of highly qualified, passionate teachers who create an age and developmentally appropriate environment. The school’s bright and spacious classrooms are complemented by an expansive 1.5 acre garden featuring a nature trail, sports court and areas for unstructured play and exploration. Island Montessori's little learners draw as much inspiration from nature and being in the tropical outdoors as they do from the guided activities inside their classrooms. They combine their passion for early childhood education with an inclusive culture of curiosity, respect and flexibility that helps your child and family thrive. SEE AD PAGE 340
Little Trotters Farm & Nursery School
39 Columbus Close, off Walkers Road, GT
Tel: (345) 949 4080
Email: littletrotters@candw.ky
Web: www.littletrotters.ky
Ages: 18 months–4 years
Hours: 7.30am–5.30pm
Monthly Fees: Half day CI$1,315 (7.30am–12.30pm), full day CI$1,590 (7.30am-5.30pm)
Inspection Grade: Excellent, OES 2021
Overview: In a quiet corner of George Town, open the gate and enter a magical place where the joy of childhood abounds. Once you cross the bridge, the schoolhouse awaits. Filled with play, laughter, imagination and endless opportunities for social interactions, the primary focus of Little Trotters is on traditional values, kindness and responsibility. The children feed the animals, water the
plants, bake, paint, perform in plays, sing, dance and truly become their best selves. Little Trotters offers valuable experiences in all pre-academic skills. Maths and Literacy are an integral part of the curriculum, with more focus being brought in the oldest class. Additionally, the staffing body brings a range of training, experience and specialist areas, including a full-time SENCo. SEE AD PAGE 337
Miss Nadine's Preschool and Nursery
90A Anthony Drive, George Town
Tel: (345) 945 1078
Web: www.ncvo.org.ky
Ages: 3 months–4 years
Monthly Fees: CI$600
Inspection Grade: Satisfactory, OES 2022
Montessori By The Sea
Accepts children from 21 months-12 years. See page 348 for more information.
SEE AD THIS PAGE
Montessori del Sol
11 Hinds Way, off Walkers Road, George Town
Tel: (345) 949 3222
Email: office@montessoridelsol.com
Ages: 18 months–6 years
Hours: 7.45am–4pm (offering a Morning programme, Full Day, or Extended Day until 4pm)
Application Fee: CI$250
Monthly Fees: From CI$1,300
Inspection Grade: Good, OES 2022
Overview: Celebrating over 25 years of early childhood education in the Cayman Islands, Montessori del Sol offers an authentic Montessori programme with a holistic approach to learning. The small and wholesome school environment is a place where children thrive and are actively engaged in a happy, purposeful community. A unique outdoor environment boasts an abundance of shade trees where children freely explore and play. The light, airy and well-prepared classrooms are equipped with a full complement of Montessori materials according to the standards set out by Association Montessori Internationale (A.M.I.). The dedicated, highly qualified and experienced team ensures that every child’s
Montessori By The Sea implements an enriched Montessori curriculum following international standards while utilizing inquiry-based study, crosscurricular integration, and life skills education, with specialties in Spanish, ICT, Physical Education, the Arts, and Music. Graduates excel academically, and emerge as well-rounded, confident, and compassionate individuals.
potential is nurtured while cultivating kindness, independence and creativity. Rich and varied Montessori subjects include literacy, maths, social-emotional learning, mindfulness, art, science, geography, music and movement, sensory learning, food preparation and other practical life activities, thoughtfully aligned to the Cayman Islands Early Years Curriculum Framework and with Spanish bilingual opportunities for all age groups.
Montessori School of Cayman
519 South Church Street, George Town
Tel: (345) 949 0202
Email: info@caymanmontessori.com
Ages: 18 months–6 years
Hours: 7.45am–12.30pm (half day) or 7.45am
–3.15pm (full day), aftercare available until 5.15pm daily
Island Montessori
Enrolment Opportunities: 5-day options available for Toddler programme (ages 18 months-3 years) and Casa programme (ages 3-6 years), option of selecting 5 half days or 5 full days
Tel: (345) 939 5142
Email: preciousgems369@yahoo.com
Ages: 12 months–4 years
Monthly Fees: CI$800
Inspection Grade: Good, OES 2023
Quality Child Care Preschool
247 Powell Smith Road, West Bay
Tel: (345) 949 2415
Ages: 12 months–4 years
Monthly Fees: CI$800
Inspection Grade: Satisfactory, OES 2022
Rite Start Daycare & Preschool
1548 Shamrock Road, Savannah
Tel: (345) 945 3432
Email: ritestartcayman@hotmail.com
Ages: 3 months–4 years
Monthly Fees: 3-22 months CI$950, 22 months-4 years CI$900
Inspection Grade: Satisfactory, OES 2022
Shining Stars Childhood Care & Education Centre
Monthly Fees: Toddler CI$1,280–CI$1,400 and Casa CI$1,200–CI$1,315
20 Pasadora Place, Pines Road, off Smith Road (near the George Town Hospital)
Dedicated to nurturing children aged 6 months to 5 years, our classrooms and programmes are carefully prepared and guided by experienced, qualified Montessori teachers. Our school includes approximately 4,000 sq ft of indoor space and an expansive 1.5 acres of natural gardens, outdoor learning environments and several play areas.
Dedicated to nurturing children aged 16 months to 6 years, our classrooms are carefully prepared and guided by experienced, qualified teachers, offering Toddler and Casa programs. Our school features an expansive 1.5-acre garden with shade trees, nature trails to explore and areas for play, learning and sports. Contact us for more information +1 (345) 945-5814
Contact us for more information
+1 (345) 945-5814
islandmontessori.org
islandmontessori.org
Dedicated to nurturing children aged 6 months to 5 years, our classrooms and programmes are carefully prepared and guided by experienced, qualified Monstessori teachers. Our school includes approximately 4,000 sq ft of indoor space and an expansive 1.5 acres of natural gardens, outdoor learning environments and several play areas. Contact us for more information +1 (345) 945-5814
islandmontessori.org
Inspection Grade: Good, OES 2023
Overview: Established in 1988, the school offers an authentic programme encompassing the Montessori philosophy and curriculum for children ages 18 months to 6 years old. The team believes in a whole-hearted, holistic Montessori approach where they provide a happy, safe and stimulating environment where children can explore, thrive and develop a love for learning. Their goal is to assist in the development of the individual child and to support and nurture their social, emotional and academic journeys. SEE AD PAGE 336
Montessori West
Capt. Reginald Parsons Drive, West Bay
Tel: (345) 746 3000
Email: admin@montessoriwest.ky
Ages: 18 months–6 years (includes Grade 1)
Monthly Fees: CI$1,250-CI$1,450
Opened September 2024, and is yet to be inspected by OES.
Precious Gems Preschool
369 Walkers Road, George Town
Tel: (345) 943 7077
Email: shiningstarscayman@gmail.com
Web: www.shiningstarscayman.com
Ages: 1–5 years
Hours: Monday–Friday 7.30am–5.30pm
Annual Registration/Facility Fee: CI$250
Monthly Fees: 1 year CI$1,345, 2 years CI$1,245, 3-4 years CI$1,195
Inspection Grade: Satisfactory, OES 2023
Meals: Meals and snacks are included in the tuition. Meals are chef-prepared daily and include fresh fruit, whole foods and organic vegetables.
Overview: A bright, open and spacious school with thematically decorated classrooms located near downtown George Town and safely tucked away from a busy street. Children enjoy playing in the large, fenced play area with shade trees, a sandbox and age-appropriate play equipment. Staff are loving, well qualified, professional and nurturing. The school values the children’s academic progress and teaches both phonics and numeracy to age-appropriate levels. Children leave the school well-equipped for primary school with the ability to read
and decode words and are often at the top of their class. This is accomplished through play-based learning. The Centre features the Islands' only closed-circuit camera system that allows parents to monitor their child's progress throughout the day. SEE AD THIS PAGE
Sister Janice's Early Learning Centre
41 Desmond Drive, George Town
Tel: (345) 949 2524
Email: sisterjanicepreschool@yahoo.com
Ages: 1–4 years
Student Population: 50
Hours: 7am–5pm (although a grace period can be given, pick-up must be by 5.30pm)
Monthly Fees: CI$650, includes breakfast and lunch, parents are asked to provide snacks and fruit daily
Inspection Grade: Satisfactory, OES 2023
Overview: Sister Janice's promotes the whole growth of the child through hands-on learning and experiences. Each child is cherished and encouraged to develop their social, physical and emotional skills. The school promotes the wellbeing of the child within a Christiancentred atmosphere.
Sprogs Garden Playschool
832 Walkers Road, George Town
Tel: (345) 746 7529
Email: info@sprogs.ky
Web: www.sprogs.ky
Ages: 1–5 years
Monthly Fees: CI$1,200 (half day), CI$1,690 (full day)
Inspection Grade: Good, OES 2023
St. George’s Preschool
64 Courts Road, off Eastern Avenue, GT
Tel: (345) 945 0441
Email: stgeorgespreschool123@gmail.com
Ages: 2–5 years
Monthly Fees: CI$700
Inspection Grade: Satisfactory, OES 2024
St. Ignatius Catholic School/Early Years Centre
599 Walkers Road, George Town
Tel: (345) 949 9250
Email: general@st–ignatius.com
Web: www.st–ignatius.com
Established: 1971
Principal: Mr Peter Embleton
Vice Principal Primary: Mr James Hickey
Early Years Lead: Mrs Aimee Chipchase
Office Hours: 8am–4pm
Academic Calendar: September–June
Ages: 3–5 years
Application Fee: CI$100
Monthly Fees: Nursery–Year 6 CI$1,381 (10 months)
Inspection Grade: Good, OES 2022
Student Population: 715
Curriculum: UK National Curriculum
Average Class Size: 16 (for 3 year olds) and 22 (for 4 year olds) with one teacher and one teacher's assistant per class. There are four classrooms on-site.
Overview: Dedicated Early Years building and playground on the St. Ignatius campus, a canteen, music room, computer room, library and multipurpose sports hall.
Extracurricular Activities: There are afterschool clubs and an after-school care programme until 5.30pm. SEE AD THIS PAGE
Tiffany's Preschool
82 Boltins Avenue, West Bay
Tel: (345) 945 7977
Email: tiffanyspreschool@candw.ky
Ages: 1-4 years
Monthly Fees: CI$600
Inspection Grade: Satisfactory, OES 2024
Tiny Tots Academy
109 Hinds Way, off Walkers Road, GT
Tel: (345) 623 8687
Email: info@tinytotscayman.com
CAYMAN ACADEMY
Ages: 6 weeks–5 years
Monthly Fees: CI$700-CI$950 depending on age and number of days
Inspection Grade: Satisfactory, OES 2024
Truth For Youth School
Accepts children from 4-11 years. See page 349 for more information.
Village Montessori
94 Solaris Avenue, Camana Bay
Tel: (345) 640 7827
Cayman Academy, a member of the Atlantic Caribbean Union school system Cayman Academy empowers students in a dynamic Christ-centered learning environment to develop character, acquire knowledge, and utilise skills for service to God and man. Our mission is to attract and educate students in a dynamic learning environment, fostering an experiential relationship with God.
Email: info@villagemontessori.ky
Web: www.villagemontessori.ky
Ages: 18 months–12 years
Hours: 7.45am–5pm
Application Fee: CI$250
Annual Capital Fee: CI$500
Toddler Monthly Fees: (18 months-3 years); Montessori Mornings (7.45am–11.45am)
CI$1,310, Lunch Bunch (7.45am–1pm)
CI$1,360, full day (7.45am–3pm)
CI$1,460
Casa Monthly Fees: (3 years–6 years); Montessori Mornings (7.45am-12.15pm)
CI$1,250, Lunch Bunch (7.45am–1.15pm)
CI$1,300, full day (7.45am–2.45pm)
CI$1,350
Lower/Upper Elementary Monthly Fees: (6 years–12 years) full day (7.45am–3pm)
CI$1,400
Monthly After-School Fee: CI$300 (3pm-5pm)
Sibling Discounts: 5% for each sibling Curriculum: Montessori method aligned with the Cayman Islands National Curriculum Inspection Grade: Satisfactory, OES 2023
Overview: Located in Camana Bay, along the Seven Mile Beach corridor, Village Montessori strives to foster an inclusive, strong sense of community and respect for self, others and the environment. Aiming to provide children with an opportunity to develop independence in a creative, educational environment and foster a lifelong love of learning. Utilising the Montessori method, the dedicated and experienced team at Village Montessori work to give each child the chance to grow as a lifetime learner, incorporating practical life skills, reading, language, mathematics, science, geography and culture, as well as a focus on social and emotional learning, while providing classrooms with all the necessary materials to foster these skills. SEE AD THIS PAGE
PRIMARY & HIGH SCHOOLS
Cayman has a good selection of excellent private primary and high schools, most following either the British or American curriculum and two following the Montessori system. The main student intake is for Reception/Kindergarten (UK) and Pre–K3 (US) when the children are four, turning five during the school year. Students remain in their chosen school until Year 13 (UK) and Grade 12 (US), but some primary
schools end at age 11, so your child will then move to a senior school. Schools following the UK system take GCSEs and A-levels, and the US system offers either the IB programme or prepares students to take the Scholastic Aptitude Test (SAT) and attain a US High School Diploma.
Calvary Baptist Christian Academy
191 Walkers Road, George Town
Tel: (345) 946 5834
Email: info@cbca.edu.ky
Principal: Mrs Grace Deekshith
Ages: 5–18 years
Hours: Monday–Thursday 8am–3pm, Friday 8am-2pm
Annual Fees: K-Grade 2 CI$7,000, Grades 3-6
CI$7,500, Grades 7-12 CI$8,250
Inspection Grade: Satisfactory, OES 2022
Average Class Size: 12-14
Curriculum: American, Abeka Curriculum
Cayman Academy
211 Walkers Road, George Town
Tel: (345) 640 2630
95 Minerva Drive, Camana Bay
+1 (345) 945 4664
cis@cis.ky
caymaninternationalschool.org
Email: office.secretary@caymanacademy.ky
Ages: 3–16 years
Annual Fees: Pre–K–Year 6 CI$5,843, Year 7 CI$7,410, Year 8 CI$7,743, Year 9 CI$8,788, and Years 10 and 11 CI$9,073
Inspection Grade: Satisfactory, OES 2023
Curriculum: CI Curriculum leading to CXCs
After School Care: Mondays-Thursdays from 3pm-5pm; Fridays from 12pm-3pm
Meals: Vegetarian canteen providing breakfast, lunch and snacks
Overview: Cayman Academy is an accredited KG – 11 Seventh-day Adventist educational facility of the Atlantic Caribbean Union (ATCU) system of schools and the only school of the Cayman Islands Conference of Seventh-day Adventists. The school follows the Cayman Islands national curriculum from Kindergarten to Year 8, and transitions to the CXC (CSEC) curriculum for Years 9-11. The fundamental beliefs of the church are integrated into the daily teaching and learning processes and are central to the success of the school. Cayman Academy’s teachers are committed, competent, qualified and dedicated to securing
a learning experience of high quality for their students. The school offers after-school care and tutoring at a reasonable cost, and termly or annual tuition and administrative fees are affordable. Cayman Academy's after-school clubs are service-centered and student-led. Community outreach and effective networking with organisations help their students with learning opportunities outside of the school, and is central to the experience that they offer and provide. SEE AD OPPOSITE PAGE
Cayman International School (CIS)
95 Minerva Drive, Camana Bay
Tel: (345) 945 4664
Email: cis@cis.ky
Web: www.cis.ky
Director: Mr Jim Urquhart
Ages: 2–18 years
Student Population: 990
Application Fee: CI$350
Annual Fees:
> Pre-K2 (5 days/week, half day) CI$14,720
> Pre-K2-Pre-K4 (5 days/week, full day)
CI$17,390
CAYMAN LEARNING CENTRE & SCHOOL
Cayman Learning Centre & School delivers specialist, bespoke programmes
A new boutique school for students in Years 1 through 9 (American Grades KG-8)
Students make progress and gain knowledge in an environment focused on nurture, engagement, structure and challenge.
A full British curriculum with a student-centred project-based learning approach.
Evidence-based literacy and math interventions to ensure a solid foundation.
World-renowned Arrowsmith Programme: Strengthening underlying cognitive functions to make the learning process easier.
> Kindergarten–Grade 2 CI$20,850
> Grades 3–5 CI$24,050
> Grades 6–8 CI$26,980
> Grades 9–12 CI$28,700
Discount: 2% discount applied for oneinstalment payment plan. There is a 10% discount for the second child and 15% for the third and subsequent children.
Inspection Grade: Excellent, OES 2022
Meals: School lunch provided by Market Street Ltd. (The Lunch Box)
Average Class Size: 17
Overview: CIS is a private, college preparatory, non-sectarian, co-educational school that provides strong academic and extensive extracurricular programmes. The 15-acre campus includes early childhood, elementary, middle and high school divisions. Students represent more than 40 nationalities and the majority of students are dual passport holders. CIS has a strong sense of community where children learn, play and support each other in a modern, safe and student-centred environment. CIS is accredited by the Middle States Association and is an IB World School offering the International Baccalaureate Diploma Programme.
Curriculum: American, IB Diploma, IB Certificates and USA High School Diploma
Facilities: State-of-the-art Early Childhood Centre and High School building with a double gymnasium, library, common area and performing arts spaces. The purposebuilt campus features a 139,000sq ft facility. It consists of a library, STEAM Lab, computer/video production lab, two science labs, two music rooms, two art rooms, two student support centres, 42 classrooms, an amphitheatre and an administration building. In addition, the school has a full-sized, artificial turf soccer pitch with a FIFA 2-Star rating, a swimming pool, two tennis courts and two basketball courts.
Extracurricular Activities: Athletes participate in the Private Schools Association (PSA) and compete in football, volleyball, netball, cricket, basketball, flag rugby, track and field and swimming. They partake in musical, choral and theatrical productions, including an annual performance in Steel Pan Band, Jazz Band and Rock Band. There's also Model United Nations,
National Honors Society, High School Student Council, Debate Team, Mock Trials, Robotics, 3D modelling and printing and other afterschool clubs. Students are involved in local movements, such as Plastic Free Cayman and Protect Our Future. SEE AD PAGE 338 & 343
Cayman Learning Centre & School (CLC&S)
7 Pasadora Place, Smith Road, George Town Tel: (345) 943 7323
Email: info@caymanlearning.com
Web: www.caymanlearning.com
Ages: 5–14 years
Application Fee: CI$300
Monthly Fees: Seat fee + CI$1,550-CI$1,860
Overview: CLC&S is a new boutique school currently supporting small class sizes, allowing for optimum individual attention. Students learn a comprehensive British Curriculum through hands-on 'real life' inquiry. This project-based learning approach allows students to gain indepth knowledge and consolidate skills by investigating and responding to authentic and engaging challenges. CLC&S also offers bespoke programming for students struggling with the learning process. Based on the application of neuroscience, the world-renowned Arrowsmith Programme helps students strengthen weak, underlying cognitive functions responsible for a range of learning difficulties, ultimately making the learning process easier. Learning support includes individualised, evidence-based literacy and math interventions, ensuring a solid foundation. SEE AD THIS PAGE
Cayman Prep & High School (CPHS)
Primary School Site: 242 Smith Road, GT
High School Site: 559 Walkers Road, GT
Established: 1949
School Director: Ms Debra McLaughlin
School Business Manager: Mrs Jayne Scott
Primary School Principal: Ms Sacha Strand
Tel: (345) 949 5932
Email: psoffice@cayprep.edu.ky
High School Principal: Mr Karl Murphy
Tel: (345) 949 9115
Email: hsoffice@cayprep.edu.ky
Web: www.cayprep.edu.ky
Academic Calendar: September–June
Ages: 4–18 years
Registration Fee: CI$750
Annual Fees:
> Kindergarten–Year 6: CI$14,075
> Years 7–9: CI$15,270
> Years 10–11: CI$16,170
> Years 12–13: CI$17,860
Note: Fees can be paid annually, per term (3x per year) or monthly (10x per year)
Annual Resource Fee: Y7–13 consumables
CI$25-CI$50 per subject
Examination Fee: Y10-13 CI$70-CI$100 per subject
Annual PTA Fee: CI$75
Inspection Grade: Good, OES 2023
Student Population Primary School: 521
Student Population High School: 491
Meals: Daily hot and cold lunches CI$7–CI$7.50 per day (Mise en Place is CI$7 per day, Food For Thought is CI$7.50 per day)
After-School Care: Provided daily for primary school students to 5.30pm; CI$10 for the first hour, CI$16 per afternoon session
Maximum Class Size: 25 (24 in KG), with all infant classes (KG to Year 2) staffed by a qualified teacher and a learning assistant. All Junior year classes (Year 3 to 6) are also staffed
by a qualified teacher with learning assistant per year group (3 class entry in all year groups).
Specialist Teachers: The Primary School has specialist teachers for PE, ICT, Music, Spanish, French and support for learning in Literacy and Mathematics.
Curriculum: British National Curriculum leading to IGCSE, GCSE, AS and A-levels (Cambridge International and Welsh examination boards).
Facilities: Multi-purpose halls, specialist IT and science labs, art and music rooms, drama studio, sports field, research libraries, basketball/ netball courts and sixth form facilities, plus mature trees and shady play areas.
Extracurricular Activities: Duke of Edinburgh Award, Model United Nations, annual music production, music bands and choirs, debating, robotics, a wide range of after-school clubs and activities. Sports include rugby, cricket, football (girls and boys), netball, table tennis, field hockey, volleyball, badminton, fitness, sailing and diving. SEE AD PAGE 333
CF School
Buttonwood Park, George Town
Tel: (345) 516 4623
Email: admissions@cfschoolcayman.com
Ages: 11–16 years
Curriculum: English National Curriculum leading to Cambridge IGCSEs
Class Size: 15
Annual Fees (2025-26): CI$19,740 (inclusive of the after-school enrichment programme)
Inspection Grade: Good, OES 2023
First Baptist Christian School (FBCS)
920 Crewe Road, Red Bay
Tel: (345) 945 7906
Email: fbcs@fbcs.edu.ky
Web: www.fbcs.edu.ky
Principal: Mrs Janet Durksen
Academic Calendar: September–June
Office Hours: 7.30am–3.30pm
Ages: 2–14 years (KG–Grade 8)
Application Fee: CI$150
Annual Fees: Preschool CI$9,827, Kindergarten–Grade 5 CI$11,414, Grade 6-8 CI$12,440 (sibling discount available)
Inspection Grade: Good, OES 2023
School Hours: 8am–2.45pm (children can be
First Baptist Christian School provides a studentcentred, American Educational Programme in a Christian environment. We offer programmes for Preschool, Elementary & Middle School Education up to Grade 8. FBCS is a culturally diverse school with students from about 14 different countries around the world, with approximately 63% of our students being Caymanian.
Our school seeks to help students become independent, resilient learners who set goals, monitor their progress, and persist in challenging tasks to become successful learners. FBCS uses an American curriculum and follows the Virginia State Standards. One of our strengths is our strong relationships and caring, nurturing environment.
dropped off from 7.30am)
Meals: Hot lunches CI$7 daily through the Jump Start Cafe & Catering programme
Student Population: 240 (including preschool)
Average Class Size: KG-Grade 8 15–22, Preschool 10–12
Curriculum: Early Years Framework for Preschool (CIEYF), holistic child development, STEM education, American curriculum using State Standards and evaluated using IOWA Standardised tests and MAP Tests, specialised instruction in Spanish, Music, Technology, Coding and Robotics, Physical Education and Life Skills.
Facilities: Gym, computer lab, 1:1 iPads (K-2), 1:1 laptops (3-6), library, music room, large sports field.
Extracurricular Activities: Sports clubs, cooking, drama, reading, soccer, spelling, track, basketball, STEM learning. SEE AD PAGE 345
Footsteps School
210 Eastern Avenue, George Town Tel: (345) 746 3635
Email: management@footsteps.ky
Web: www.footsteps.ky
School Directors: Emma Kendall and Bryony Platt
Ages: 4–13 years (Reception to Year 8)
Class Sizes: 15
Annual Fees: Reception-Year 8 CI$14,750 (paid over 10 months)
Inspection Grade: Good, OES 2022
School Hours: 8.15am–3.15pm
Curriculum: Footsteps offers a highlyacademic, dynamic and enriching curriculum, founded on the British National Curriculum, for children from Reception to Year 8. As Cayman's first and only accredited nature school on Island, Footsteps integrates outdoor learning into their curriculum, taking advantage of Cayman's natural beauty and landscape while encouraging exploration, investigation and independence.
Overview: Footsteps is a private primary school for children aged 4–13. Boasting small class sizes and a nurturing, welcoming environment, Footsteps develops the whole-child through an engaging, high-quality curriculum delivered by excellent teachers. Footsteps is a school that
• KG- Grade 12 with American Curriculum
• Small class sizes
• Online programs available
• Sports & other extracurricular options offered
• Additional learning programs for students needing extra support.
continues to grow and has some significant expansion and development plans in place.
Additional Details: A wide range of extracurricular clubs and activities provide extensive academic, music and sporting opportunities, aiming to develop and nurture the skills and talents of all students. SEE AD OPPOSITE PAGE
Grace Christian Academy
21 Crescent Close, off Boltins Ave, West Bay
Tel: (345) 945 0899
Email: officeadmin@gca.ky
Web: www.gracechristianacademycayman.ky
Principal: Mrs Bernice Scott
Academic Calendar: August–June
Application Fee: CI$225
Ages: 3–18 years
Annual Fees:
> Preschool (half day): CI$6,264
> Preschool (full day): CI$10,486
> Grades K–5: CI$11,564
> Grades 6–8: CI$12,911
> Grades 9–12: CI$13,049
> Grade 12 AP Programming: Enquire
Inspection Grade: Satisfactory, OES 2022
Curriculum: American. Advanced Placement (AP) classes are also offered.
Overview: Grace Christian Academy is nestled in a serene residential area in West Bay, surrounded by lush greenery. The newly renovated campus includes a swimming pool, offering students a comprehensive swimming programme. They follow an American curriculum from Pre-K to Grade 12, with specialised classes in Spanish, music, art and physical education. Classrooms are equipped with state-of-the-art smartboards, and small class sizes are maintained to ensure personalised attention and top-quality education. They offer an island-wide school bus programme and a morning and after care programme that includes homework help. Grace Christian Academy are dedicated to fostering a nurturing and inclusive environment that encourages students to excel academically, socially and emotionally.
SEE AD OPPOSITE PAGE
Hope Academy
Units 1–8 Grand Harbour Shoppes, Red Bay
Tel: (345) 769 4673
Email: office@hopecayman.com
Web: www.hopecayman.com
Director: Dr Samantha Tibbetts
Principal: Sue Horrocks
Academic Calendar: August–June
Ages: 5–18 years
Application Fee: CI$150
Annual Fees: Kindergarten–Grade 12 CI$15,900
Note: Fees for additional programmes vary and sibling discount is available
Annual Book Fee: CI$500 per student
Tutoring Fee: CI$50/hour session
Inspection Grade: Good, OES 2022
Meals: Hot lunches
Student Population: 120–130
Maximum Class Size: 12–15
Curriculum: Hope Academy offers an American curriculum that fosters learning through creativity, discovery and imagination within a small learning environment. A full, online homeschooling programme is available for middle and high school students. The inclusive classrooms and flexible methodology cater to each student's individual needs. Everything is
• UK National Curriculum with a nature-learning focus
• Exceptional teachers and bespoke, future-focused curriculum
• Extensive extra-curricular programme offering enrichment opportunities in music, sport, STEM and much more
• Small class sizes and intimate environment for maximum individual nurturing
• Diverse and inclusive student body with over 20 nationalities represented
Inspection quotes (OES October 2022):
“Leadership at the school was strong and continued to be good.”
geared towards helping each child reach their full potential. This starts in early Elementary and encourages a love of learning while building early literacy skills. It continues through High School, where it encourages independence and responsibility while preparing for college.
Note: An academic screening is usually required upon enrolment. Hope Academy is not affiliated with any religious organisation or church.
SEE AD OPPOSITE PAGE
Island Primary
Buttonwood Park, George Town
Tel: (345) 746 1600
Email: info@islandprimary.org
Web: www.islandprimary.org
Ages: 4-11 years
Annual Fees: CI$14,950
• Convenient George Town location
• Tutoring and camps also offered
• Graded ‘good’ overall by OES last inspection, with ‘excellent’ gradings for curriculum, behaviour and links with the community
• Exciting school expansion with a new market-leading facility in progress
“The curriculum experiences offered to students were excellent. There was an extensive range of subjects taught and the beach and forest days gave students unique opportunities to learn.”
“Students’ behaviour and their attitudes to their work and to learning were excellent.”
“Teaching was consistently good, and teachers provided engaging, interesting, and motivating lessons and activities.”
Curriculum: Based on the British National Curriculum, Island Primary is focused on evidence-based teaching with flexibility to adapt topics relevant to Cayman. Set on more than four acres of landscaped and natural gardens, the school takes learning outside for all year groups to incorporate nature into daily Please contact management@footsteps.ky for more information | www.footsteps.ky
lessons.
Overview: Island Primary is a communityminded school offering class spaces for children aged 4-11, from Reception to Year 6. The spacious new campus, conveniently located at Buttonwood Park off Linford Pierson Highway, is designed to create a friendly, welcoming environment and foster learning both indoors and out. With a highly experienced and strong leadership team, Island Primary is committed to nurturing talent in both teachers and students, offering a rounded education that gives children the skills they need to fulfil their potential in and out of school. Flexible classroom designs and a strong technology platform support academic goals across all subjects, with specialist subject teachers and a comprehensive learning support provision. Island Primary strives to create a true island school, whose abundant play and sports areas are enhanced by Buttonwood Park’s facilities, including nature trails, community fields and wellness parks.
Montessori By The Sea (MBTS)
277 Prospect Point Road, Prospect
Tel: (345) 947 0684
Email: mbts@mbts.ky
Web: www.mbts.ky
Academic Calendar: August–June
Ages: 21 months–12 years (Toddler, Casa and Elementary)
Hours: 8am–3.15pm (depends on age)
Student Population: 134
Application Fee: CI$300
Annual Fees: CI$13,728-CI$15,229
Sibling Discount: 5% for the second child and 10% for the third and subsequent children.
Mixed Ages: There are mixed ages in each of the programmes.
Payment Options: Tuition payments may be made annually (which reflects a 2% discount), semi-annually (which reflects a 1% discount) or monthly.
Inspection Grade: Excellent, OES 2023
Tours: School tours available monthly from October-May. Call for an appointment.
Teacher–Student Ratio: Toddler: 1:5, Casa: 1:10, Elementary: 1:15
Curriculum: Follows the Montessori philosophy, while aligning with English and Cayman Islands standards.
Extracurricular Activities: After-school clubs which vary on a term-by-term basis.
Additional Details: Daily after-school care available for Toddler (3pm-4pm), Casa (3pm5pm) and Elementary (3.15pm–5pm) CI$12.50 first 30 mins, CI$25 daily, CI$300 monthly.
SEE AD PAGE 339
St. Ignatius Catholic School (SICS)
599 Walkers Road, George Town Tel: (345) 949 9250
Email: general@st–ignatius.com
Web: www.st–ignatius.com
Established: 1971
Pastor: Fr Naveen D'Souza
Principal: Mr Peter Embleton
Vice Principal Primary: Mr James Hickey
Office Hours: 8am–4pm
Academic Calendar: September–June
Ages: 3–18 years
Application Fee: CI$100
Annual Fees:
> Nursery–Year 6: CI$12,597
> Years 7–11: CI$14,573 (includes technology fee)
> Years 12–13: CI$17,514 (includes technology fee, but does not include textbooks)
Fees can be paid monthly, per term or annually
Inspection Grade: Good, OES 2022
Sibling Discount: Third and subsequent child receives a 20% discount on fees
Student Population: 715
Average Class Size: 24
Meals: Hot lunches CI$7–CI$9 daily
Curriculum: British Curriculum (IGCSE and GCSE); AS and A-levels – Cambridge International Examinations (CIE) and Welsh
Joint Education Committee (WJEC).
Facilities: Four science labs, music wing (including soundproof practice rooms), learning support, canteen with full kitchen, art room, school hall, modern classrooms, sports field, basketball and netball courts, laptop programme for Years 7–13 and a multi-purpose sports hall.
Extracurricular Activities: After-school clubs, art, drama, music, sailing, tennis, diving, cricket, rugby, soccer, Cub Scouts, Brownies, cooking clubs, annual music production and house activities. After-school care available 2.30pm–
Triple C School (CCC)
74 Fairbanks Road, George Town
Tel: (345) 949 6022
Email: triplec@triplecschool.org
Web: www.triplecschool.org
Application Fee: CI$100
Capital Fee: CI$400 per child
Annual Fees: Pre-K CI$8,999-Grade 12
CI$12,839
Inspection Grade: Satisfactory, OES 2023
Truth For Youth School
84 Walker Road, George Town
Tel: (345) 949 2620
Email: truthfys@candw.ky
Ages: 4-11 years
Monthly Fees: KG-Grade 5 CI$600
Curriculum: American
Village Montessori
94 Solaris Avenue, Camana Bay Tel: (345) 640 7827
Email: info@villagemontessori.ky
Web: www.villagemontessori.ky
Ages: 18 months–12 years
See page 342 for more information.
SEE AD PAGE 342
Wesleyan Christian Academy
150 North West Point Road, West Bay Tel: (345) 949 1121
Email: principal@wcacayman.com
Ages: 4–18 years
Annual Fees: Pre K–Grade 12 CI$5,750 (inclusive of book fee. Lunch and other fees not included)
Inspection Grade: Satisfactory, OES 2023
OVERSEAS EDUCATION
Although Cayman has excellent schools, many parents will look to broaden their child's or children’s horizons by sending them to an overseas boarding school. Over the years, the image of boarding schools has changed immeasurably; the transformation from the hardship and coldness of Dickens’ Dotheboys Hall to the spellbinding excitement of Hogwarts has been both evolutionary and revolutionary. However, the changes in
perception and the reality are not works of fiction. Boarding schools in the UK and North America are flourishing and should be a real consideration for families thinking about the future schooling of their children.
Why Choose Boarding School?
There are many reasons for choosing the boarding school path. The following are factors to consider when deciding if boarding school is right for you and your child.
1. First Rate Education
The reputation of leading schools in the UK, USA and Canada is not just a label of prestige from the past; the academic, sporting and social success of these schools is evident. Academic excellence, their successes in international exams and their students winning places at Ivy League and Russell Group universities speak for themselves. The structured independence, which comes with boundaries, also helps teenagers to thrive. Small class sizes and round-the-clock access to teachers definitely makes a difference.
2. All-Round Education
Boarding schools are concerned with much more than just academic prowess. Pupils achieving their potential in the classroom is paramount, but the ability to be involved in whichever sporting, creative or intellectual pursuit that stimulates a child is of huge importance.
3. Support
Success is achieved through sound teaching, individual care and attention. Staff at boarding schools are there for their students 24 hours a day and they ensure that every child is happy and always performing well by addressing problems swiftly. Boarding schools are well-equipped and qualified to support most learning requirements and a wide range of schools offer specialist additional support for learning and emotional needs.
4. Facilities
Boarding schools have some outstanding facilities and offer beautiful spaces in which students can grow and develop. Academic, arts and sporting facilities can be state-ofthe-art and boarding houses are designed to offer the comforts of home.
5. Friends
Whilst boarding school pupils can no longer rely on the ‘old school tie’ to garner success in later life, a boarding education exposes youngsters to a huge array of people, some of whom will become lifelong friends. They will probably know these people better than they know anyone else in their lives. The ability to live and work with such a huge number of people is what gives boarding school students the confidence and maturity to excel in their future endeavours. Exposure to the wider world and internationalism also helps prepare students for the world of business.
6. Finances
Boarding school fees can seem eyewateringly expensive and can be as high as £48,000 and US$64,000 a year. However, boarding schools are working increasingly hard to ensure that they are not ‘elitist’ and seek to attract the students who will most benefit from all the school has to offer. It is always worth asking about bursary and scholarship assistance.
How to Choose the Right School
Cayman has no boarding schools, so choosing an international boarding school is difficult, as visiting overseas schools is a huge task. Make a list of your child’s needs and wants, and then choose to visit schools that tick those boxes. For example, if your child is massively into one sport but not keen on another, find a school that plays the favoured sport. In the UK, for example, a boarding school is usually a football school or a rugby school. They are invariably not both unless it is a prep school. If you live full time in Cayman, you probably want to choose a full boarding school rather than a weekly boarding school. Many schools
are moving towards weekly boarding, so be sure to check this out. Also, does your child need any educational support? If so, check out schools that can help with that. Finally, any school very near London will probably have a lot of London-based students who may return home on weekends, meaning the school will empty. If you would prefer to avoid this, then choose a school which is more than an hour away from London.
Time & Preparation
Boarding schools can be very competitive and many schools fill their places several years in advance of entry. Therefore, give yourself plenty of time to choose the right school. In addition to allowing time to visit schools (a typical tour starts at 10am and takes 3-4 hours), you should allow time for your child to be prepared for the entrance exams and for the transition to boarding school. Parents often underestimate how much time should be given to these steps, but at least one to two years in advance is the best time to begin the process. The most important thing to remember is to involve your child in the process from the very beginning, as this will allow them to become comfortable with the prospect of going away to a boarding school.
General Age of Entry to Boarding Schools
American schools are typically set up to accept boarders from Grade 8 (aged 13–14 or Year 9 in the British system), but some will accept boarders from Grade 6. In Canada, most schools accept students for boarding in Grade 9 (one year later than the US system). In the UK, your child can board from the age of 8 (Year 4), but the majority of students from Cayman usually either start boarding at the end of primary school (i.e. they finish Year 6 in Cayman and then leave) or they wait and go straight to a senior school in the UK when they are aged 13 (for the start of Year 9).
Timeline & Tests for Entry
For a full breakdown on how early to start your research and what tests UK, Canadian and US schools require children to take for
entry, see our Cayman Resident website or the Cayman Parent magazine.
Understanding Your Child’s Needs
It is vital to find the school where your child will thrive and be happy. Friends and acquaintances may offer school suggestions based on their own children’s success (or otherwise!) but, just because this school was right for their children, is no guarantee that it will be right for yours. Choose a school based on your child’s specific talents, interests and needs, even if this is wildly different to that chosen by others. Unless your child is happy and comfortable at their new school, they won’t perform well in the classroom. Make sure the school offers the qualifications (IB, GCSE, A Level, SATs or vocational courses) best suited to your child and their intended higher education and career path.
Get Help - Educational Consultants
There are people who can advise you about UK or North American private schools, and it is worth seeking guidance – this is, after all, one of the most important decisions you will make for your child. However, it is important to choose a consultant who really knows the full range of British or North American independent schools and the complicated admission procedures involved. Remember to ask them about things that you cannot find out from reading a school’s prospectus, such as whether the school is warm and welcoming and the students are known for being kind; what the pastoral care is like; does it run a house system, and if so what are the benefits; does it empty at weekends; does it have a reputation for having a drug problem; does it cater well to students who require learning support; and will your child flourish academically there or drift to the bottom third of the academic group. The details of two school consultants who specifically work with Cayman families can be found below.
Dorm & Day is based in Grand Cayman and offers advisory services for education in Cayman and overseas, with a diverse
portfolio of boarding schools in the USA, Canada, Europe and the UK, including for children with learning differences. Owned and run by Amanda Roberts, Dorm & Day tours a wide range of independent schools and uses that first-hand knowledge to find the right fit for your child, ensuring you make an informed choice. During in-person and virtual meetings you will be guided and advised throughout the admissions process. Services include reviewing transcripts, preparing a shortlist of well-matched schools, helping with applications and financial aid forms, seeking out scholarships for talented athletes and high academic achievers, invigilating tests, preparing students for interviews, arranging boarding school visits and communicating with schools from application to arrival. Tel: (345) 936 3676 or (345) 925 4610, email: admin@ dormandday.ky or visit www.dormandday. ky. SEE AD OPPOSITE PAGE
BVS Education/Niall Browne
Owned and run by Niall Browne, BVS is one of the leading consultancies used by many Cayman families. BVS gives impartial insider advice based on many years of experience teaching in leading British independent schools. They take pride in having thorough knowledge of a wide range of UK schools and the admissions processes for them. They offer a bespoke service which is centred on finding the right school for your child. They also now offer advice for entry to Canadian schools. Niall Browne visits Cayman several times a year to meet Island families, but he also conducts WhatsApp and Zoom calls with interested parents. BVS also conducts the UK Independent Schools’ Entry Test (UKiset) either in person in Cayman or online. This is an invaluable tool in helping overseas parents to select the right schools based on their children’s academic ability. BVS also organises the annual Boarding Schools Fair in Cayman – the leading showcase for UK and Canadian boarding schools. Tel: +44 (0)28 9532 0374, email: niall@bvs-education.com or visit www.bvseducation.com.
School Fairs
Two to three school fairs usually take place each year in Cayman, offering parents the opportunity to meet representatives from various overseas boarding schools.
British Schools Fair Cayman Islands
The 2024 Cayman Islands Boarding School Fair was held at the end of September, so we can expect a similar date in 2025. Staff from a wide range of British and Canadian schools (for pupils aged 8-18) will be there to talk to parents and students. At this annual fair, the school representatives are happy to conduct school interviews or have a private meeting with you while they are here. For information on which schools usually participate and for updates on the 2025 fair, visit www.bvs-education.co.uk and click on the Boarding Schools Fairs tab.
North American School Fair by Bedi Walker
Bedi Walker's school fair was held in November of 2024, so again, expect a similar time in 2025. Usually the top 40 US and Canadian boarding schools attend. For more information, email: info@bediwalker. com.
Boarding School Options
Numerous boarding schools visit Grand Cayman during the school fairs, so it is worth attending them. It's a great way to get a feel for what the school has to offer. Schools are more than happy to answer your questions and show you photos. They also conduct school entrance interviews while they are on-Island. Here we list a few overseas boarding schools that are very popular with Cayman families:
Campbell College
Belmont Road, Belfast, UK
Tel: +44 (0) 2890 763076
Email: hmoffice@campbellcollege.co.uk
Web: www.campbellcollege.co.uk
Ages: 11-18 years
Termly Boarding Fee: £16,716
Charterhouse
Godalming, Surrey, UK
Tel: +44 (0) 1483 291500
Email: reception@charterhouse.org.uk
Web: www.charterhouse.org.uk
Ages: 13-18 years
Termly Boarding Fee: £16,716
Clongowes Wood College
Clongowes Wood College SJ, Clane, Co Kildare, Ireland
Tel: +353(0)45 838 258
Email: admissions@clongowes.net
Web: www.clongowes.net
Headmaster: Mr Chris Lumb
Academic Calendar: Late August–May
Ages: 12–18 years old
Annual Fee: €24,310 (sibling discount available)
Curriculum: The teaching and learning programme is broad and balanced, spanning across 6 years, with state exams at Junior Certificate (3rd year) and Leaving Certificate at 6th year, with a transition year at 4th year.
Overview: Established in 1814, Clongowes is Ireland’s leading 7-day boarding school for boys aged from 12 years old. A Catholic school in the Jesuit tradition, they aim to develop
young men of conscience, compassion and competence. They are home to 450 boys from Ireland and further afield. Clongowes offers a broad academic programme, as well as a diverse co-curricular programme of sports, drama, debating and music. That which sets them apart is their approach to ‘the care of the individual’ – nourishing each boy’s talents and supporting them on a pastoral level. Clongowes is a very special place, set in 550 acres just 40 minutes from Dublin airport.
Facilities: An abundance of rugby and soccer pitches, a golf course and golf simulator, athletics track, cricket pitch, tennis courts, basketball courts (indoor and outdoor), very large sports hall, weights gym, 25m indoor swimming pool, music practice rooms, modern science and computer labs, the James Joyce Library, co-operative learning spaces and more.
Extracurricular Activities: A wide variety of activities are offered, including orchestra, three choirs, traditional Irish music group, debating, drama and art. Sports include rugby, soccer, GAA, golf, athletics, swimming, cricket, basketball,
tennis and more. A full competitive fixture list for all sports is available on their website.
Queen Ethelburga's Collegiate
Thorpe Underwood Hall, York, UK
Tel: +44 (0) 1423 333333
Email: admissions@qe.org
Web: www.qe.com
Ages: 7-18 years
Termly Boarding Fee: £20,110-£21,745
Sherborne Boys
Sherborne, Dorset, UK
Tel: +44 (0) 1935 812249
Email: enquiries@sherborne.org
Web: www.sherborne.org
Ages: 13-18 years
Termly Boarding Fee: £16,250
Sherborne Girls
Sherborne, Dorset, UK
Tel: +44 (0) 1935 812245
Email: admissions@sherborne.com
Web: www.sherborne.com
Ages: 11-18 years
Termly Boarding Fee: £12,900-£15,730
St. Michaels University School
3400 Richmond Road, Victoria, BC, Canada
Tel: +1 (250) 592 2411
Email: info@smus.ca
Web: www.smus.ca
Headmaster: Mark Turner
Academic Calendar: September-June
Ages: K-Grade 12 (boarding offered Grades 9-12)
Annual Fee: CA$91,010 (international boarding students)
Curriculum: Academic programming is internationally recognised for its exceptional university preparation and focus, and for offering more than 120 courses. Offering one of Canada’s largest Advanced Placement (AP) programmes, with 24 university-level courses, students have full support from academic advisors to university counsellors and resources and staff to support student mental health and wellbeing.
Overview: Founded in 1906, St. Michaels University School (SMUS) is an independent, not-for-profit day (Junior Kindergarten to
Grade 12) and boarding (Grade 9 to 12) school. The school brings students from over 28 different countries together for an experience centred around academic excellence, character education and university preparation. The school provides an urban boarding opportunity in a safe and friendly city for 258 students that span six boarding houses on campus.
Facilities: At SMUS, classrooms are bright, inviting and flexible to meet varied ways of teaching, learning and collaborating. The school has dedicated spaces that focus on science, technology, engineering, the arts and maths (STEAM), as well as music and performing arts. The spacious and bright student common space and dining hall make up a central place for students to gather, while the campus is equipped with a Health Centre, four full-size playing fields, two gymnasiums, a fitness centre and squash courts. The school also has a a dedicated rowing centre nearby on the Gorge Waterway.
Extracurricular: Students can join a variety of clubs and councils that span a wide range of interests such as Film Club, Green Council, Model United Nations Club, Neuroscience Club or Robotics Club. Students can also take part in the school musical, jazz band, photography or dance clubs, or be a part of a competitive sports team such as basketball, field hockey, rowing, rugby, soccer, tennis or volleyball. There are also incredible opportunities to travel or take on outdoor education or leadership trips that take advantage of popular West Coast activities like hiking, rock climbing, kayaking or surfing.
SEE AD OPPOSITE PAGE
Trinity College School
55 Deblaquire Street, N. Port Hope, Ontario, Canada
Tel: +1 (905) 885 3217
Email: admissions@tcs.on.ca
Web: www.tcs.on.ca
Ages: Grades 5-12 (boarding offered Grades 9-12)
Annual Boarding Fee: CA$87,750
Villiers School
North Circular Road, Limerick, Ireland
Tel: +353 61 451 447
Email: admissions@villiers-school.com
Web: www.villiers-school.com
Ages: 12-18 years
Annual Boarding Fee: €19,700-€26,900 (Irish curriculum), €24,400-30,900 (IB curriculum)
Webb School (The)
Bell Buckle, Tennessee, USA
Tel: 1 (931) 389 6003
Email: admissions@webbschool.com
Web: www.thewebbschool.com
Ages: 11-18 years
Annual Boarding Fee: US$65,900
THERAPY SERVICES, LEARNING SUPPORT & RESOURCES
For children requiring more intensive tuition, there are a number of schooling options along with home-grown support groups and private tutoring.
Cayman ABA provides evidence-based Applied Behaviour Analytic (ABA) interventions for children and adolescents. Tel: (345) 947 5477 for more information.
CHATTERBOX provides speech and language therapy, occupational therapy and support for children and adults with autism. They work with children and adults who have language or learning disorders, intellectual disabilities, motor disorders, anxiety disorders, autism and ADHD. Tel: (345) 949 7065 or email: chatterbox@candw.ky.
In addition to a regular education curriculum, Hope Academy (SEE AD PAGE 346 (SCHOOL) & 394 (CLINIC)) offers other programmes and services to facilitate an inclusive learning environment. They are also a registered healthcare facility and offer speech and language therapy, behaviour therapy, school-based ABA therapy and neuropsychological and psycho-educational evaluations. These services are also available for those not attending Hope Academy. Tel: (345) 769 4673, email: office@hopecayman.com or see www.hopecayman.com.
KidsAbility is a multidisciplinary therapy clinic that offers psycho-educational and neuropsychological assessments, clinical psychology services, speech-language therapy, occupational therapy, feeding
therapy, and workshops for parents, educators and allied health professionals. Tel: (345) 943 5437, email: info@ kidsability.ky or see www.kidsability.ky.
Cayman Theraplay Ltd. in Plaza Venezia provides speech-language therapy and occupational therapy for infants, toddlers, children and teens, as well as parent and play programmes to support caregivers in bolstering their babies' development. Tel: (345) 749 7529 or email: info@ caymantheraplay.com.
The Health Services Authority offers occupational and applied behavioural analysis (ABA) therapy for both adults and children, including customised treatment programmes, performance skills assessments and guidance for family members and caregivers. They also offer speech-language therapy for those with autism spectrum disorders, motor speech disorders, nonverbal or limited verbal communications use and more. Tel: (345) 244 2730 or (345) 244 7675, or visit www.hsa.ky.
Speech Studio family-integrated speech and language services including free consultations, comprehensive speech and language assessments and intervention for infants, early years and school years. Their team is dedicated to partnering with families and caregivers to offer services that help empower families to be involved in their child’s speech and language. Their speech and language pathways are evidence-based, innovative and offer creative solutions that help increase your child’s communication health. Tel: (345) 917 7434, email: hello@ speechstudio.ky or visit www.speechstudio. ky.
The Wellness Centre a licensed healthcare facility offering a comprehensive menu of psychological, learning, mental health and developmental support services for children, teens and families. Their team of clinicians have specialist training in neurodevelopmental disabilities, educational assessments, academic and behaviour interventions in the classroom, mental health treatment,
and family services and parenting interventions to support the whole family. Tel: (345) 949 9355 or email: info@ wellnesscentre.ky.
Inclusion Cayman is a non-profit organisation supporting individuals and families with intellectual and developmental disabilities in their vision of accessing inclusive lives. They provide disability advocacy for persons with intellectual or developmental disabilities seeking involvement in community life
activities, education, and employment to ensure all community members can meaningfully access, participate and belong in the Cayman Islands. Unit 6-8 Corporate Plaza, 81 Godfrey Nixon Way, George Town. Tel: (345) 623 2957, email: info@inclusioncayman.ky or visit www. inclusioncayman.ky.
The Lighthouse School offers specialised education and therapy for children aged 5-17 with moderate to severe intellectual disabilities, autism spectrum disorder
(ASD), moderate learning difficulties (MLD), severe learning difficulties (SLD), and profound or multiple disabilities (PMLD). With an enrolment of approximately 118 students, the school is currently at full capacity. For parents interested in enrolling their child, the first step is to contact the Registration Team at the Department of Education Services (DES) by calling (345) 945 1199 or emailing edu.registration@gov. ky. Applications, including all necessary specialist assessments and documentation, must be submitted online. Approval from both the DES Registration Team and Specialist Provision Panel is required for entry. Families moving from overseas should note that placement depends on available space, even if the child meets the criteria for admission.
The Government also operates the Early Intervention Programme (EIP) for both Caymanian and expatriate children from birth to school-age who might experience various developmental delays. They offer occupational therapy, speech and language therapy, programmes for the visually impaired and hearing impaired, counselling, educational psychology, and E.I.P. Teacher Services. More information can be obtained by contacting the early intervention coordinator by email: eip@ cayman.edu.ky or Tel: (345) 926 1413.
For adults with disabilities, there is the Sunrise Adult Training Centre. The primary functions of the facility are to provide programmes to ensure independence and community inclusion for adults with learning difficulties. The centre works to increase their clients' function and independence, and to promote full inclusion within the larger community. These goals are achieved through life-skills training, functional academics, occupational therapy, supported workshops in crafts and agriculture, recreational and fitness programmes, plus in-centre vocational training, coupled with community-based internships and supported employment opportunities. Tel: (345) 949 3330, general email: infoSATC@gov.ky or Director
email: kimberly.voaden@gov.ky.
Special Olympics Cayman Islands (SOCI) is a registered non-profit sports organisation that offers year-round sports training and competition for children and adults eight years and older who are intellectually disabled. Please contact them for volunteering, coaching and partnership opportunities, or if you have a child or adult who wants to join. Tel: (345) 946 7624 or visit www.specialolympics.ky.
TUTORING
Cayman has plenty of options when it comes to tutoring, although the teaching standards do vary. Parents seeking specialised services, such as reading intervention for a child with dyslexia, should be receiving support from a qualified individual as it is critical that the teacher knows how to teach the child. So, if your child is dyslexic, then finding a tutor who is trained in either the Wilson Programme or the OrtonGillingham dyslexia instructional approach is essential. Asking if they have a certificate of qualifications proving they can teach either might also be a good idea. If you are looking to have your child tutored for their GCSE or A-level exams, find a teacher who has experience teaching the current curriculum your child should be learning for that subject. Make sure they have specific experience getting children through those exams and have not just taught the subject up to an earlier grade. If you are looking for a Maths tutor, consider that children in the US system learn Maths in a very different way to those in the UK system. In the US system, students learn Maths in themed branches (algebra, geometry, advanced algebra, trigonometry and then calculus), while in the UK system, students learn a broad cross-section of the whole subject of Maths and then build on it each year. Enquire as to what experience the tutor has with the curriculum, and if they don’t seem to have enough knowledge of it, then find one that does. Expect, on average, to pay CI$65-CI$75 an hour for one-on-one tutoring. Below is a list of the tutoring companies that are registered and
licensed by the Education Council. Alpha Academy in Paddington Place, off Godfrey Nixon Way, George Town offers tutoring in Physics, Chemistry, Biology, Technology, Engineering and Maths, as well as English and Spanish. They are one of the few that teach to university level. Tel: (345) 327 1695, email: info@alphaacademy.ky or visit www. alphaacademy.ky.
Baobab provides a range of support services for academic and social-emotional needs for ages 2 years to adulthood. Services include reading intervention or enrichment, dyslexia support, early literacy, social thinking, second language development, academic tutoring and play based nature play workshops. Tel: (345) 924 9103, email: admin@baobab.ky and or visit www.baobab.ky.
Cayman Learning Centre & School in Pasadora Place, Smith Road (SEE AD PAGE 344) , offers evidence-based tutoring programmes and the world-renowned Arrowsmith programme aimed to get to the root of learning difficulties, ultimately making the learning process easier. Interventions focus on literacy and numeracy skills, including reading, writing, spelling and comprehension. For students with reading and spelling difficulties due to dyslexia, their highly trained and experienced teachers offer evidence-based reading intervention. In Maths, there is a focus on students obtaining proficient calculation abilities and the ability to conceptually understand Maths over memorisation. For students diagnosed with disabilities, they offer programming based in neuroscience to get to the root cause of the intellectual disability and strengthen the student’s learning ability. Finally, they also offer a full-time school programme. For more information or to request an assessment, Tel: (345) 943 7323 or email: info@ caymanlearning.com. See their full listing on page 344.
Ceibo Tutoring offers online and in-home tutoring in Maths, English, Spanish, French, Science and Art for all ages and levels, including exam prep (SAT,
IGCSE, IB and A Level). They also offer homeschooling support. Email: info@ ceibotutoring.com or www.ceibotutoring. com.
Clever Fish offers an after-school term time academic and enrichment programme catering to students from Year 7 to Year 11. Children can attend Monday-Thursday, 3.30pm-5.30pm and get help with any area of the curriculum. All of their teachers are subject specialists.
High Achievement Academy (HAA) (SEE AD THIS PAGE) offers educational and professional tutoring, for all ages and abilities (aged 5+), by tutors who are highly qualified and experienced teachers from countries such as the UK, US and Canada. They provide individual and small group sessions tailored toward specific objectives. Programmes range from exam preparation (CXC, GCSE, A-levels and SATs), homework help, study skills, English as a Foreign Language and workplace training. Daytime, evening and weekend sessions are available six days a week and on holidays. HAA also welcomes the travelling student who requires provisional study while visiting Grand Cayman. Located at Windjammer Building, Walkers Road. Tel: (345) 746 5555 or email: info@haacayman.com.
100% Math offers one-on-one, small group or online tutoring in Maths. Located in Palm Grove, 265 Smith Road, George Town. Tel: (345) 327 MATH (6284) or visit www.100percentmath.com.
Studious Cayman offers in-home tutoring for primary school aged children and she also advises homeschool parents on their homeschooling curriculum and strategy. Tel: (345) 926 0560, email: breanne@ studiouscayman.com or see www. studiouscayman.com.
Finally, I Read For Life offers a programme which helps struggling readers gain selfconfidence, improve comprehension and read faster. They offer traditional tutoring, as well as online tutoring. Tel: (345) 947 1497 or email: admin@ireadforlife.ky for more information.
HOMESCHOOLING GENERAL GUIDELINES
Children in the Cayman Islands can be homeschooled with prior approval from the Department of Education Services (DES) In the 2023/24 school year, 118 children were homeschooled. Like any educational programme, there is an application process and certain requirements to be met, which are discussed below. For a more detailed article on homeschooling in Cayman, see the Cayman Parent website.
Homeschooling may be a suitable option in cases where:
> A child is waitlisted but has not yet been offered a place in a private school
> A child has learning difficulties that schools may not have the resources to accommodate
> The cost of private schooling is prohibitive for low-income families and/or those with multiple children
> Families travel frequently and wish to be able to take their children with them
> A child has been a victim of bullying at school.
The DES assess individual requests for homeschooling on a case-by-case basis as they know there are some exceptional circumstances. They also now expect all applications for homeschooling to be made online. See their Registration for Home Schooling page (https://schools. edu.ky/registration-forms), where you will find the online forms and submit your supporting documentation. If you need to visit Kimberly Kirkconnell at the DES,
the address is 130 Thomas Russell Avenue, which is just off the Cayman National Bank roundabout in George Town. You can also email them on homeschool@gov.ky. Amongst other things, you will be required to create an Individualised Home School Plan (IHSP) which must include:
> The child’s name, age and grade level
> Location and address of the home school
> A list of the syllabi, curriculum materials, textbooks or plan of instruction to be used in the core subjects
> A timetable which shows the subjects covered on which days and at what time, including any outside activities or online classes
> The date for submission of an annual report
> Names and qualifications of individuals providing instruction
> A statement confirming the child will be meeting compulsory educational requirements of the Education Act 2016 (Regulations).
The above must be submitted online, along with a cover letter explaining the reasons for the homeschooling request, to the Director of the Department of Education Services at 130 Thomas Russell Avenue, PO Box 910, Grand Cayman KY1-1103. Registration officially opens 1st July and ends 31st July. For parents wishing to apply after the start of the school year (end of August), written notice must be provided within 14 days of arrival to the Island. Once a family or child is a resident, the child must be registered with a school.
The Director of the Department of Education Services will inform parents
if their application has been approved in a timely manner. If approved, a homeschooling certificate is issued, valid until the end of the school year (30th June). A homeschool cannot serve more than five students. There is now a very useful website for the Cayman Homeschoolers Group where you can find additional information and organise meet-ups with other homeschooled students. See www. homeschoolcayman.ky
Qualifications for Homeschoolers
Although this is not officially mandated, the parent or tutor providing instruction should hold the following qualifications:
> Primary – the parent(s)/tutor must have at least a high school diploma
> Secondary – the parent/tutor should have a minimum of a Bachelor’s degree from an accredited institution.
The Department of Education strongly recommends that an accredited programme for homeschooling be used. If you go to the www.homeschoolcayman. ky website, you will find lots of suggestions. Alternatively, look into the UK-based homeschooling group Wolsey Hall, Oxford, or you could try Abeka or K12 – the latter is an accredited programme with online teachers who can help.
Teaching Requirements
The DES requires that the school day be at least five hours long, excluding recess and lunch, and that there be at least 185 days of instruction (or 925 hours) in the school year. The curriculum must include the areas of reading, writing, mathematics, sciences, arts, physical education, social studies and the history and culture of the Cayman Islands, and although it does not have to be an accredited programme, it is encouraged. Parents/tutors must maintain a record of attendance and submit an annual report on the student’s progress to the Department of Education Services in the tenth month of the school year (June). If there are any changes to the programme, the DES must be advised in writing.
The DES will conduct one home visit as part of the registration process, and if deemed necessary, they will make an unscheduled second visit. Where necessary, they will liaise with the Office of Education Standards for assessment and reporting.
COLLEGES & TERTIARY
Tertiary education in Cayman began with the establishment of the International College of the Cayman Islands (ICCI) in 1970, followed by the Community College in 1976 and the Truman Bodden Law School in 1982. In 2004, the Community College’s status changed to that of a University College (now UCCI).
UCCI offers international accreditation for a variety of different courses, ranging from hospitality studies to technological and computer training. They also have international partnerships with other universities, so students can enjoy various options to study abroad and locals can select internship opportunities. The educational programmes now on offer have opened up opportunities in a wide variety of industries, including finance, tourism, education, nursing, medical, veterinary, legal services, engineering and computer sciences. Many institutions, such as those previously mentioned, as well as St. Matthews School of Medicine, the School of Veterinary Medicine, the University of the West Indies (open campus) and Inspire Cayman Training, now run internationally-accredited courses or degrees that are not only training our local population, but also those from the entire Caribbean region. Most of them offer courses that are far more affordable than going overseas to study and scholarships are available through the Government and private companies who both help qualifying Caymanian students who need assistance with fees.
Scholarships for Tertiary Education
In an effort to ensure that Caymanians have the opportunity to fulfil their educational and career goals, the
Ministry of Education, through the Education Council and administered by the Scholarship Secretariat, offers scholarships and grants to all Caymanian students who qualify to pursue either a local or an overseas tertiary education. Students can apply for an overseas scholarship between 15th November and 31st January annually, and a local scholarship between 1st March and 30th April. No late applications are accepted. Students need to apply to a university prior to their scholarship application, but they do not have to have received an acceptance letter prior to applying. The qualifying criteria for a scholarship varies depending on whether you are aiming to take a Technical and Vocational course, a Bachelor’s degree, a Master’s degree or a PhD. The minimum age at which you can qualify for an overseas scholarship is 17, but the expectation is that you will turn 18 during that academic year. There is no upper age limit on applying for a scholarship.
The qualifying criteria for a local or overseas scholarship can be quite complicated and vary according to which type of degree or course you choose to take. One important thing to consider is that a student who is awarded a scholarship must sign a legal document committing them to successfully completing their proposed studies and then working in the Cayman Islands for a specific period of time after their studies finish. If the student fails to meet either of these two requirements, they will have to repay all the scholarship funds that they have received.
Students pursuing a degree in education or classroom teaching are also eligible for the Education Teaching Scholarship, where they can receive up to CI$35,000 in annual funds.
Government High Schools Scholar Award: The Cayman Islands Ministry of Education (MoE) provides tuition support of up to CI$100,000 annually to the most outstanding Caymanian male and female Government High School graduates to
pursue overseas undergraduate studies at some of the world's most prestigious universities.
TVET Scholarship Funding: The Ministry of Education through the Scholarship Secretariat now also offers TVET grants for attendance to either Inspire Cayman or Cayman Career Academy, two local institutions. The application for this is open year round and approved every quarter. Funding is for up to CI$15,000 and there is no limited to the number of times an applicant can apply for a scholarship to cover another course, they just have to complete the previous course.
Undergraduate Degree Scholarships: To be considered for an overseas scholarship to study a Bachelor’s degree programme, you must have passed your AP, IB, A-levels, BTEC, SATs or obtained an Associate’s Degree to a certain criteria set out in the Scholarship Secretariat’s application form. For example, if you took the IB, you would have to have taken and passed the full IB diploma and achieved a high school GPA of 3.25. A-level and CAPE students need to have passed three A-levels, each with a minimum grade of C or CAPE Unit 2. If you took an Associate’s Degree or Associate level studies, you must have a cumulative GPA of 3.0 or higher. BTEC Level 3 students must have an Extended Diploma with a minimum MMM grade average. If you took APs, please refer to the scholarship section of the Ministry of Education website, as the point system and requirements have recently changed. Finally, the Education Council may award an overseas scholarship to students who do not have advanced standing (IB, A-levels, CAPE, AP) if they meet one of the following two criteria: 1) Seven GCSE/CXC passes at grades A-B/8-6/I-II (including Mathematics and English or 2) A combined cumulative High School GPA of 3.25 or higher or an SAT score of 1500 on the old SAT, 1100 on the new SAT or an ACT score of 22.
Undergraduate Funding & Subsequent Years: To maintain your scholarship, you must achieve a 2.75 GPA or a 2:2 in the
first year of study, and a 3.00 GPA or a 2:1 in your subsequent years. The Education Council has a requirement that you do at least 12 credits per semester/term in your first year and then 15 credits per term in the subsequent years. Overall, a Bachelor's degree should take 120 credits to complete. Each year you should be doing a minimum of 30 credits for a four-year course, and 40 credits for a three-year course.
The Secretariat’s annual audit of your scholarship will measure this and your funding may be suspended if you are taking less than the credit requirements. Funding comes in twice a year and is based on your declared expenses. Qualifying students can get funding of up to CI$30,000 per year for a maximum of four years. If they are reading Medicine, that can be extended to six years. Also, based on budgetary considerations, mandatory summer funding can be made available to students once per degree. This is capped at CI$4,000 and is dependent on specific guidelines being met.
Tracking Undergraduate Scholarship Expenses: Each semester, students must go through a detailed submission process for their scholarship funds to be continued. This process includes submitting a detailed grade and transcript record, along with major receipts such as tuition, books, accommodation, and airline tickets. The paperwork will then be reviewed in detail. The Scholarship Secretariat reviews the student’s expenditures to ensure that they were applied towards agreed fees/expenses, and then they review the student’s performance and grades. Only after this review has been done is it determined that the next disbursement of funding can be released. In addition to the Ministry of Education’s scholarships, students can also apply for a private sector scholarship as long as both scholarships do not exceed the students' total costs.
Although the process of getting a scholarship may seem overwhelming, the Secretariat must have a way of measuring
that a student’s performance is within the requirements set by the Education Council. They also require students to go through a costing procedure. Each student must fill in a spreadsheet online which automatically tables their expenses and identifies the different costs that they should be thinking about (tuition, room and board, food, dorm supplies, school supplies, groceries, books, utilities, transportation at university, flights home, etc.). Each student is given an online folder in which to upload their expenses and details.
For more information on the application process, see https://moescholarships. gov.ky/ or pick up a copy of our sister publication, Cayman Parent.
UNIVERSITIES & COLLEGES
International College of the Cayman Islands 595 Hirst Road, Newlands
Tel: (345) 947 1100
Email: info@icci.edu.ky
Web: www.icci.edu.ky
Overview: ICCI is the birthplace of higher education in the Cayman Islands. The college awards certificates, Associate's, Bachelor’s and Master's degrees. It has been recognised by the CI Ministry of Education since 2002 and is accredited by the International Assembly for Collegiate Business Education (IACBE) in the USA and the Accreditation Service for International Schools, Colleges and Universities (ASIC) in the UK. ICCI focuses on career readiness, enhancement and personal development of the student.
Courses Offered: Associate's and Bachelor's degrees in Business, Finance, Accounting, Information Systems Management, Community Health, Sustainable Tourism and Hospitality Management, and Liberal Studies. Online, face-to-face and hybrid formats are offered. Courses start at the end of September, January, April and July. Master's degrees include the MBA, Human Resources Management and Management Consulting.
Northwestern Caribbean Baptist Theological Seminary
Cayman Islands Baptist Church
163 Pedro Castle Road, Savannah
Tel: (345) 946 2422
Email: info@ncbts.edu.ky
For more information on the seminary and what it has to offer, please contact Dr Randy Von Kanel.
Public Works Department Construction Trades Training Centre (CTTC)
370 North Sound Road, George Town
Tel: (345) 949 2547
Email: pwd.apprentice@gov.ky
A division of PWD where Caymanians can take City & Guild construction trade training courses. Only open to those 16-29 years old.
St. Matthew’s University School of Medicine
Regatta Office Park, Leeward 3, West Bay Road
Tel: 1 (407) 488 1718
Email: admissions@stmatthews.edu
Web: www.stmatthews.edu
Fees: Basic Sciences US$16,802 (Semesters 1-5) and Clinical Sciences US$22,406 (Semesters 6-10) and various miscellaneous fees apply per semester. Note: Medical students complete five semesters (three semesters per year) of basic science and pre–clinical studies in Grand Cayman and are then transferred to do clinical rotations at teaching hospitals in the US, Canada or UK to complete their medical degree programme.
School of Veterinary Medicine
Regatta Office Park, Leeward 4, West Bay Road Tel: (345) 814 3177
Email: admissions@stmatthews.edu
Web: www.stmatthews.edu
Fees: Basic Sciences US$14,993 (Semester, 1-7) and Clinical Sciences US$24,757 (Semesters 8-10) and various miscellaneous fees apply. Note: Veterinary students complete seven semesters (three semesters per year) of basic science instruction in Grand Cayman and a year of clinical instruction at an affiliated US or Canadian veterinary school.
The Truman Bodden Law School (TBLS) Artemis House, George Town Tel: (345) 945 0077
Email: mitchell.davies@gov.ky
Web: www.caymanlawschool.ky
Annual Fees for Caymanians/Legal Residents of 10+ years:
> PPC (all students) CI$9,900, plus annual registration fee of CI$1,000
> LL.B Honours Degree (full-time)
CI$6,000, plus annual University of Liverpool registration fee of £1,810 (approximately)
> LL.B Honours Degree (part-time)
CI$1,500 per subject, plus annual University of Liverpool registration fee of £900 (approximately) (60 credits per year).
Annual Fees for Non-Caymanian Students:
> LL.B Honours Degree (full-time)
CI$14,000, plus annual University of Liverpool registration fee of £1,810 (approximately)
> LL.B (part-time) CI$3,500 per subject, plus pro-rated annual University of Liverpool registration fee of £450 (approximately) (2 subjects).
Please note that all fees are subject to change. Bachelor and Professional Programmes: Now in its 42nd year, TBLS is an affiliated institution of the University of Liverpool (UK) and currently offers the following programmes: i) Bachelor of Laws (Honours) Degree (LL.B) of the University of Liverpool, which is offered over three years (full-time) or five/six years (part-time); and ii) Professional Practice Course (PPC) (full-time), to eligible students, under the oversight of the Cayman Islands Legal Advisory Council and Oxford Brookes University. Successful completion of the PPC’s Qualifying Examination leads to the award of the Diploma in Legal Practice, which is awarded by Oxford Brookes University. Thereafter, students must complete 18 months’ of articles of clerkship. After completion of articles, the qualification of Attorney-at-Law of the Cayman Islands is earned. The TBLS LL.B degree is the award of the University of Liverpool, England. The LL.B degree is recognised by the Joint Academic Quality and Standards Committee of England and Wales, as a Qualifying Law Degree, which ensures that TBLS LL.B students are eligible to pursue postgraduate professional qualifications in the UK. The LL.B degree is also recognised by the
Legal Advisory Council of the Cayman Islands as a Cayman Qualifying Law Degree and by the National Committee on Accreditation, Canada. All TBLS classes are taught in small groups, enhancing the teaching and learning experience.
Applications: Applications should be completed through the TBLS online admissions portal. The deadline for the receipt of applications for the 2025/26 academic year is 1st July 2025.
SEE AD OPPOSITE PAGE
University College of the Cayman Islands (UCCI)
Grand Cayman Campus: 168 Olympic Way, off Walkers Road, George Town
Tel: (345) 623 8224
Brac Campus: Avistar Building, West End, CB
Email: admissions@ucci.edu.ky
Web: www.ucci.edu.ky
Facebook/Instagram: @OfficialUCCI Programmes Offered: Associate, Bachelor's and Master’s degrees; Certificate programmes; Professional Development programmes; Continuing Education, TVET and IT courses; Customised Workforce Training and Business Solutions. The University also offers the PreCollege and Year 12 dual entry programmes. Please contact UCCI directly for costs, application deadlines, start dates and educational requirements.
University of the West Indies (Open Campus) Cayman (UWI)
168 Olympic Way, George Town Tel: (345) 925 8042
Email: cayman@open.uwi.edu
Web: www.open.uwi.edu
VOCATIONAL TRAINING
Traditional tertiary education is not suited to every student. Thankfully, there are a wide range of vocational and trade training options in Cayman.
Auto Repairs & Maintenance
UCCI offers a one-year part-time auto repair Level 2 and Level 3 programme which uses the Institute of Motor Industry (IMI) as the qualifying body, providing everything you need to know to become a qualified motor vehicle mechanic. There is also the
Superior Auto Training Program (SATP) which is a not-for-profit programme that teaches Caymanian students the fundamentals of auto repair. Tel: (345) 949 9570 or email: sa@candw.ky for more information.
Beauty & Massage Therapy Courses Cayman Career Academy (CCA) is the first locally CIDESCO-accredited, and more recently EduQual-accredited, beauty school in the Caribbean to offer world-renowned CIDESCO diplomas in Beauty Therapy and Beauty and Spa Management and certificate courses in Aesthetics, Body Therapy and Manual Facial. Through EduQual they offer diplomas in Massage Therapy, as well as shorter award courses in waxing, manicures and pedicures. CCA is open to anyone 16 and over. Through CIDESCO qualifications, students receive theoretical and practical training (blending learning) and obtain professional expertise, which will ensure they stand out to employers, not only locally but internationally. Scholarships are now available through the Ministry of Education for Caymanians, and payment plans are also available. Tel: (345) 936 2228 to book an interview or, for more information, see www. caymancareeracademy.ky.
Boat Training
Aside from helping beginners learn the ropes, boat training can help boost employability, give companies formal safety qualifications and even lower boat insurance. For private/non-commercial boat owners, training courses can often significantly lower your insurance costs – make sure to ask your insurer about discounted rates.
Mark Tarsh/Spindrift Charters offers the IYT Small Power Boat Rib Master Course over two days after the e-learning has been completed. He also offers the IYT VHF Radio Couse and the MCA ICC 10m Power & PWC Coastal course. For anyone who wants to do the International Bareboat Skipper Sail or the MCA International Certificate of Competence 24m Sail/10m
power courses then he will put you on a waiting list and do it when he has enough students who want to do it. For more information, contact Mark Tarsh on (345) 328 0432, email: info@spindriftcharters. com or visit www.spindriftcharters.com/ iytboatingcourses.
Go Pro Diving offers two boat training certifications that are administered by an agency called MTCI (Maritime Training and Certification International). The first is the Level I Small Power Boat Operations. The second is the Level II Commercial Boating Licence, which trains and certifies people for carrying passengers, taking night passages and travelling a further distance offshore. For more information, Call Ash McKnight on Tel: (345) 925 9092 or visit www.goprocayman.com.
Pro Yacht offers the Small Powerboat and RIB Master course to anyone over the age of 16. This two-day certified course covers the basics of boat handling, operations and safety, which is perfect for families and children wanting to safely handle a boat. Contact Tristan Skinner on (345) 945 4676 or email: tskinner@proyacht.ky.
Building & Construction
UCCI offers evening courses in Construction Technology, which will help those get a job in the construction industry. This curriculum will ground the trainee in the basic knowledge and principles of carpentry, masonry, concrete finishing, electrical work, HVAC and plumbing. He or she will become skilled in different phases of a project from start to finish.
Upon completion of this course, the trainee will be able to interpret construction drawings, perform quality concrete and brickwork, frame walls, ceilings and floors of a structure, and demonstrate a basic understanding of wiring and piping for electrical and plumbing systems.
Coding & Computer Technology
Cayman Enterprise, in conjunction with Cayman Enterprise City offer training at beginner, intermediate and advanced level and provide a mix of live-online, self-paced and in-person courses in code, cybersecurity, artificial intelligence, we3 and more. Enterprise Cayman has partnered with Cisco Networking Academy, Oracle Academy, and Code Fellows to provide reputable curriculum and recognisable certifications. For more information, visit www.enterprisecayman. ky/tech-training or email: innovate@ enterprisecayman.ky.
Craft Skills
The NCCER Core Curriculum Introduction to Craft Skills encompasses 160 hours of employability skills, material handling, rigging, power tools, hand tools, construction maths and construction site safety. The course costs CI$3,500 and can be done through Inspire Cayman Training See www.inspirecaymantraining.com for more information.
CompTIA Courses
UCCI offers a full-time Computer Technician Certificate that introduces
Truman Bodden Law School of the Cayman Islands
students to the fundamentals of computer hardware and software, mobile devices, security and networking concepts, and the responsibility of an IT professional. The latest curriculum includes mobile devices, Linux, as well as expanded information about Microsoft Windows operating systems, security, networking and troubleshooting.
Inspire Cayman Training also offers nine CompTIA courses including IT Fundamentals, the A+ and A+ Network certifications, the Securities certification, Cloud Essentials and the Cybersecurity CASP+ and CySA+ certifications.
Dive Instructor Training
If you are looking to make scuba diving your career, then you will have to become a PADI Dive Master before you can take the PADI Dive Instructor training course.
Go Pro Diving offers all levels of dive training up to Master Scuba Diver Trainer (MSDT) and they regularly work with the Fire Department, UCCI and CIFEC. For more information, contact Ash McKnight on (345) 925 9092 or visit www. goprocayman.com. Red Sail Sports offers many PADI dive certification courses from the Open Water upwards.
Fire Service
To join the Cayman Islands Fire Service, you must be over 18, be able to regularly lift 20-30lbs, and occasionally lift up to 165lbs. You must also be physically fit, be able to swim, have a clean police record, have no fear of heights and show no signs of claustrophobia. Applications are welcomed from both men and women. All officers must complete a Trainee Firefighter course, which is a comprehensive course that covers all areas that the service is responsible for. This includes the Domestic Division (which deals with structure and motor vehicle fires) and the Aerodrome Division (which deals with aeronautical/aircraft rescue and firefighting, etc.). Completion of this comprehensive course will give you an internationally recognised certification in
Aeronautical Firefighting. The fire service also offers internships, which can be a great way to get involved with the service early on. For more information, visit www.cifs. gov.ky, www.gov.ky/publications or call (345) 949 2276.
Hospitality & Culinary
UCCI offers various certification courses, delivered over 7-14 weeks to people of all ages and abilities. Their Certificate in Hospitality and Tourism programme (three semesters, full-time) is designed to prepare students for a successful and rewarding career in the Hospitality Industry. Students develop skills in administration, accounting, human resources, marketing and operations. They gain exposure to the world of work through job placements, as well as the principles, techniques and ideas involved in the Hospitality sector. Learn more by visiting www.ucci.edu.ky.
National Training Programmes
Passport2Success is offered through Workforce Opportunities and Residency Cayman (WORC) and is supported by some of Cayman's major employers. This employment preparedness course is geared towards young Caymanians and designed to enhance workplace readiness skills and increase employability, developing skills through training seminars, workshops, community service and work experience. All applicants register with WORC, which provides access to the JobsCayman portal, connecting job seekers with employment opportunities and the Training and Development Unit to access training, internship and apprenticeship opportunities. To apply for a place on the course, contact WORC (Tel: (345) 649 8088, visit https://my.egov.ky/web/worc/ national-training-programmes or email: WORC.training@gov.ky).
Ready2Work is a government programme for Caymanian job seekers who are unemployed or seeking a career change, as well as high school or recent university graduates. The programme delivers structured training, individual and group
guidance and other support mechanisms to mitigate the barriers to accessing gainful employment. Ready2Work partners with private sector employers seeking to connect with local talent. Private sector businesses can access a subsidy, which provides funding to assist with the costs of participating in the programme. For more information, Tel: (345) 649 4051 or email: Ready2Work@gov.ky.
Occupational Safety & Health
Risk Consultancy Cayman Ltd. (RCC) offers a 30-hour OSHA (Occupational Safety and Health) training programme in rigging and lifting procedures for crane operations, fall protection training, scaffold building, forklift operator training, hazardous material handling, fire warden training and pre-hospital trauma life support (PHTLS) training. They also offer a full risk management consultancy service for the construction industry. Contact Julius Jacky on (345) 326 1007 or email: julius.jacky@rcs.ky for more information. Inspire Cayman Training, through BIS Safety Software, offers courses for the Environment, Health and Safety (EHS) professional. They have 2,000 health and safety courses which can be done through online training.
Personal Trainer Certification Courses
Fitness Connection (SEE AD PAGE 433) , located in South Sound, runs ongoing ISCA programmes in personal training and Mat Pilates, AEA (Aquatic Fitness Instructor Certification), as well as SAI swimming instructor and Starguard Elite Lifeguarding training courses. The instructor/owner, Laura Ribbins, has been an international training specialist for over 30 years. Tel: (345) 949 8485 or email: fitness@fitness. ky for more information.
Plumbing/Electrical/Electrical Technology Courses
Inspire Cayman Training (ICT) offers NCCER courses in craft professions (Carpentry, Plumbing, HVAC, Electrical and Construction Craft Labourer). Partnering
with Caribbean Utilities Company (CUC), courses are taught at Grade 8 standard. ICT provides portable credentials to all trainees and these credentials are tracked through NCCER's registry system, which allows all organisations to track the qualifications of their craft professionals and check the qualifications of possible new hires. Trainees must achieve a passing score of 70% or greater on the module test and performance profile to earn a certification. For more information, see www.inspirecaymantraining.com. UCCI offers multiple technical and vocational courses that include working in the field with employers who offer the practical side of the training. The courses include: a) Air Conditioning and Refrigeration Level 1 and 2 b) Plumbing Application Level 1 and 2 c) Electrical Installation Level 1 and 2 d) Electro-Technology Level 2 diploma.
Police Service
Applicants for the position of Recruit Constable in the Royal Cayman Islands Police Service (RCIPS) should be Caymanian (as defined under the Cayman Islands Immigration Act) or Permanent Resident (with the right to work without restrictions), be between the ages of 18 and 40 years old, hold a minimum of a High School Diploma or a General Education Degree (GED) from an accredited institution with a minimum of five (5) CXC passes or equivalent, two (2) of which should be in English and Mathematics, be computer literate, have a clean driving and criminal record, and be in good health and physical condition. Applicants who are shortlisted will undergo a comprehensive recruitment and selection process, which includes the following steps: initial and secondary vetting to ensure a favourable background check, an entrance examination comprising both computer and written tests focusing on the subjects Maths and English, a physical fitness test (specifically the 5.4 bleep test), a structured formal interview, a medical examination, and if successful in all preceding stages, are
then extended a formal offer to join The Service.
Prospects who accept the offer to join RCIPS will undergo 17-22 consecutive weeks of initial training. Upon completion of this training, they will graduate before being officially deployed under the guidance of a tutor.
Following graduation, Recruit Constables will embark on a two-year probationary period. Throughout this duration, they will engage in continuous training and development, gaining exposure to various units including Community Policing, Traffic, Drugs and Serious Crime, Criminal Investigations, Financial Crimes, Firearms Response, Air Operations, Security Intelligence Unit, and the Multi-Agency Safeguarding Hub. This period also provides opportunities for Recruit Constables to interact with senior officers and explore areas where they exhibit a natural inclination. Upon successful completion of the probationary period, Recruit Constables will then culminate in their formal designation as Police Constables.
For more information, please visit the RCIPS website at www.rcips.ky. You can also find them on Facebook, Twitter (X), Instagram, and LinkedIn or email the RCIPS Human Resources Unit at RCIPSRecruitment@rcips.ky.
To apply to an open recruitment, visit the Cayman Islands Government website at www.career.gov.ky – recruitment season varies from year to year.
Prison Service
To join H. M. Cayman Islands Prison Service (HMCIPS), the requirements are as follows: you must be 18 or over, have three high school pass grades (including Maths and English), and a clear criminal record. The recruitment process involves three stages. First, a written exam, then a fitness assessment and finally, an inperson interview. If successful, candidates will begin a 9-11 week training course comprised of classroom work and fieldbased training that will lead to a six month
probationary contract followed by an open contract (for Caymanians) and a two-year contract (for non-Caymanians). Tel: (345) 640 3000 or email: prisoncareers@gov.ky.
Professional Training
Cayman Finance offers LEAD, a different kind of summer work experience. The programme was built to introduce the financial services industry to high school students. Held annually from May to August, LEAD offers eight weeks of financial services-focused workshops and one-on-one mentoring with a mentor from a Cayman Finance member organisation. The programme culminates with a fourweek paid work placement at a Cayman Finance member firm, either in July or August, followed by a celebration event in September. The programme is open to high-performing Caymanian students completing Grade 11 (American system) or Year 12 (British system – completing the first year of A-levels or Dual Enrolment at UCCI). The application deadline is in March each year. For more information on LEAD, visit www.caymanfinance.ky/lead or email lead@caymanfinance.ky.
Teaching
For those who would like to go into teaching, UCCI offers the Postgraduate Certificate in Education (PGCE). This intensive 15-month programme for bachelor’s degree holders, focuses on teaching and learning methodologies designed to enhance teaching skills at the primary level. Courses in literacy, mathematics, science and social studies include practical experience affording candidates the opportunity to connect theory and practice in the classroom. They also offer the Early Childhood Education Diploma.
FURTHER ADULT EDUCATION
Careers Advice/Development
Connect by Nova is a not-for-profit initiative committed to supporting the Cayman community to achieve career success through free and guided access
to career advice, education and training. Their services are tailored to support individuals looking for work, returning to work, pursuing further education and recent graduates preparing to enter the workforce. Tel: (345) 623 1041, email: connect@nova.ky or visit www.connect. nova.ky.
CIMPA
Cayman Islands Marketing Professionals Association (CIMPA) is a dynamic non-profit organisation dedicated to shaping the future of marketing in the Cayman Islands. CIMPA offers professional development resources and training sessions on trending industry topics, and they also host a popular annual conference. Both members and non-members are welcome. Additionally, CIMPA awards a CI$5,000 annual scholarship to support an aspiring marketing student.
CISHRP
The Cayman Islands Society of Human Resources Professionals (CISHRP) offers a Certificate in HR Management course, which includes modules on Cayman's immigration, pension and labour laws, health insurance rules and the Essentials of HR Management. See www.cishrp. ky or email: info@cishrp.ky for more information.
Chamber's Training Centre
The Chamber of Commerce Training Centre offers a range of courses on topics in Legal Assist; Ken Blanchard Leadership Series; Workplace Essentials; Made For You; and Small Biz Boot Camp. The centre also offers select courses virtually. Go online or call the Chamber to find out more. Governors Square, West Bay Road. Tel: (345) 949 8090 or visit www.caymanchamber.ky.
CPD Courses for Accountants
All regular members of the Cayman Islands Institute of Professional Accountants (CIIPA) must comply with the Continuing Professional Development (CPD) requirements of their overseas professional
accounting institute or the International Education Standards. The CIIPA Training Committee has an annual training calendar of courses to support members’ professional development. Contact CIIPA at admin@ciipa.ky or visit www.ciipa.ky.
ADULT RECREATIONAL CLASSES
Refer to the Food and Drink chapter for cooking classes; and Activities for Adults, Sports and Fitness and Activities for Kids chapters for other extracurricular courses.
Art Classes
The National Gallery intermittently runs workshops throughout the year based on their temporary exhibition series. Workshops cover a wide variety of artrelated topics, including ceramics, photography, painting and more. To explore the current schedule of events and workshops, visit www.nationalgallery. org.ky. Cathy Church's offers private photography lessons (including underwater) for all levels of interest, plus Lightroom and Photoshop. Tel: (345) 949 7415 or visit www.cathychurch.com. 3 Girls & A Kiln offers a selection of adult evening art classes. Classes include drop-in glazing, paint and sip nights and more. They also host kids camps during school holidays. You can see their monthly schedule on www.3girlsandakiln.com. Art Nest offers a variety of weekly classes for both adults and children. Their adult classes are sociable and fun and include pottery, painting, photography or embroidery. They also offer camps in the school holidays. Call (345) 927 2258 for a full schedule of monthly events. The Visual Arts Society (VAS) is an active non-profit promoting 'Art for Everyone', including artists and those who appreciate and support art. VAS runs workshops throughout the year based on community interest. They cover a wide variety of art-related topics, from figure drawing, abstract art, photography, jewellery making and ceramics. VAS has a strong expertise in pottery and ceramics (the studio is equipped with potter's wheels, a kiln, tools, glazes and clay
can be purchased). Kids art and crafts camps are offered during school breaks and weekends, as well as workshops and an open studio for adults. On occasion, they offer workshops to artists on how to present their artwork, market themselves, use social media to benefit your art sales and how to prepare for an exhibit. VAS has a prominent presence at the Wednesday Farmers and Artisans Market located in Camana Bay. Email: vascayman@ gmail.com or see www.facebook.com/ visualartcayman.
Computer Classes
Computer and software courses in Microsoft Word, Excel, QuickBooks, Photoshop, InDesign, FrontPage and web design are all available. See earlier in this chapter for information on ICCI and UCCI. Depending on what you are looking for, you can try eSolutions Computer Training (email: esolutions@candw.ky) or Inspire Cayman Training which, through its partnership with Ed2Go, has hundreds of online courses to choose from. The Public Library Service offers a free introduction to computers course at all six public libraries. Keep an eye on their social media for upcoming classes. For more information, email: libraryprogrammes@gov.ky or call (345) 949 5159.
Darkness to Light Training Courses
Darkness to Light (D2L) Stewards of Children is a child sexual abuse prevention programme for adults aimed at empowering individuals and communities to prevent child sexual abuse. Stewards of Children is an evidence-based programme that informs and teaches adults on how to protect the children in their care and community.
Cayman Islands Red Cross, in partnership with numerous agencies, offers these courses free of cost to the community. Preregistration is required. Visit www.d2l.org or www.redcross.org. ky for information and to sign up, email: childprotection@ redcross.org.ky.
Diving Courses
Diving certification courses are widely available in Cayman. Once you are an Open Water-certified diver, other courses available include Advanced Diver, Nitrox and even Trimix courses. You can talk to Sunset Divers (Tel: (345) 946 6789), In Depth Watersports (Tel: (345) 949 6606), Divetech (Tel: (345) 946 5658) or Wall to Wall Diving (Tel: (345) 916 6408). See the Diving chapter for more information.
Drama & Storytelling Workshops
The Cayman Drama Society offers regular acting classes for adults and children, covering actor training, voice work, performance skills, confidence building and improvisation. They also host summer camps, performance opportunities throughout the year and weekly acting classes open to all. The society occasionally teaches stage management, directing and technical theatre. Their highly respected educational programme is run by a full-time education officer. For more information, see their Facebook page (www.facebook.com/ caymanacting). They are located at The Prospect Playhouse, 223B Shamrock Road, Red Bay, or visit www.cds.ky and click on the 'Training' tab. SEE AD PAGE 419
HIV, AIDS, Gender & Sexuality Training
Cayman Islands Red Cross offers a basic information course on HIV and AIDS, as well as courses on gender and sexuality, healthy sexuality and sexualisation, and stigma and discrimination. Courses are offered virtually and in person (depending on demand). Email: childprotection@redcross.org.ky for more information.
First Aid & Basic Life Support
There are various training providers for first aid, CPR/AED and aquatic emergencies. Certifications are usually valid for two years, after which one must do a refresher. Some will teach kids as young as nine, others prefer them to be at least 15.
Cayman Islands Red Cross offers the American Red Cross (ARC) syllabus and certification in the following courses: Infant/ Child/Adult First Aid, CPR and AED; Lifeguarding and Basic Water Rescue. All certifications are valid for two years. Contact the first aid training manager on (345) 925 0715, email: firstaid@redcross.org.ky or visit www.redcross.org.ky for further information about training opportunities, course prices and dates.
Fitness Connection (SEE AD PAGE 433) also teaches (ASHI) CPR/AED courses. Tel: (345) 949 8485, email: fitness@fitness. ky or visit www.fitness.ky. CPR Respiratory Cayman/Melissa Shaw is a certified instructor for both the American Heart Association and the American Safety & Health Institute. She offers the following courses: ASHI Advanced Cardiac Life Support, ASHI Basic Life Support, ASHI Paediatric Advanced Life Support, ASHI Basic and Advanced First Aid, ASHI Child/Babysitting Safety and Paediatrics. For more information or to schedule one of these CPR courses, email: melissashawky@ gmail.com or call (345) 926 0219.
Mike Nelson of CF School offers the full Emergency First Responder (EFR) certification course either at Clever Fish, schools, offices, churches or at home. The certification is valid for two years. The course covers practical and theoretical adult, child and infant CPR, AED and first aid, including administering EPI pens. Lifeguarding and Water Safety courses are also offered. These are WASH (World Academy of Safety and Health) certified. Tel: (345) 516 4623 or email: info@cleverfishcayman.com.
Music Lessons
Twice a year, examiners from Trinity College London fly to Cayman to offer exams to students who have been preparing according to the Trinity music syllabus. See the Activities for Adults chapter for details. Refer to the Shopping chapter to purchase instruments, and for piano tuning, contact Pianotech.ky on (345) 925 4535 or email: pianotunacayman@gmail.com.
Leadership Development
The YMCA offers the Teen Lead On Programme, which utilises adventure-based elements across the Island to provide teens with speciality leadership training. Teens who complete the programme will receive an official YMCA Leadership certificate that will assist with school and job applications in the future. The teens can also volunteer in YMCA programmes, with an expectation that they serve a minimum of 30 hours within three months of programme completion. The programme is offered free of charge to teens, aged 13-17 and requires an application and an interview process for successful participants. For more information, visit https://ymcacayman.ky/teens.
Water Rescue Courses
Fitness Connection (SEE AD PAGE 433) also teaches SAI Safety Training Aquatic Rescue Courses and Starguard Life Guard training. Tel: (345) 949 8485, email: fitness@fitness. ky or visit www.fitness.ky.
Cayman Islands Red Cross offers a basic water rescue certification where you will learn how to rescue victims from pools and open bodies of water and participants are taught how to react in these situations. See www.redcross.org.ky to book a course or for more information.
Wine Courses
Wineschool3 offers wine, spirit and cocktail bartending courses and provides an internationally recognised certification by the Wine and Spirit Education Trust and a bartending accreditation by shaker Bar School. The courses, some in partnership with the National Workforce Development Agency (NWDA), equip students with an understanding of the industry. Courses vary in duration and attract students from restaurants and hotels, as well as the general public. Visit www.wineschool3.com to find out about upcoming course dates.
Cayman Wine School also offers premium learning courses with professional educators. Visit www.caymanwineschool.com.
Health & Wellness
The plans to separate the Public Health Department from the Health Services Authority continue, with the goal of creating an autonomous public entity managed independently by core Government. According to the Ministry for Health and Wellness, such an undertaking will take time and present considerable legislative challenges. In the interim, the ever-evolving partnership of public, private and non-profit entities operating in Cayman’s healthcare sphere continues to be beneficial to all groups in the community. In fact, given the broad variety of services available, you can find quality care for most medical situations. However, the excellent healthcare available comes at a considerable price, so it is essential that you have either a health insurance policy that covers travel if you are visiting, or health insurance coverage if you are a resident. To learn more about community groups that support and advocate for high-quality patient care, take a look at the Community Life chapter.
Cayman can justifiably boast a world-class healthcare service, particularly when one considers its size and population. According to the latest figures from the Economics and Statistics Office, we are fortunate to have over 2,000 registered healthcare professionals in public and private employment across the Islands, working in facilities that include hospitals, pharmacies, laboratories, physician practices and therapy clinics.
GROWTH OF CAYMAN’S MEDICAL FACILITIES
Photos courtesy of Cayman Dental, Cayman Hearing Center, Cayman Islands Health Services Authority & Doctors Hospital
24/7 Urgent Care
• Onsite pharmacy with free deliveries
• Advanced lab diagnostics and imaging
• Anesthesiology
• Cardiology
• General Practice
• Diet & Nutrition
• Interventional Radiology
• Neurology
• Obstetrics & Gynecology
• Oncology
• Orthopedics & Traumatology
• Otolaryngology (ENT)
• Pediatrics
• Radiology
• Rheumatology
• Surgery
• Screening
• Urgent Care (GP on-site 24/7
In 2024, the Health Services Authority (HSA) continued its strategic innovation and development to expand its services, focusing on standards and accreditation, accessibility, specialised offerings and improving patient experience. The attainment of Joint Commission International (JCI) accreditation represents a major achievement for the HSA, solidifying its reputation as being consistent and compliant with international standards and having the ability to provide comprehensive care in a safe environment. This was reflected at the Best of Cayman Awards 2024, whereupon the HSA was voted best in seven categories, receiving gold in Chiropractic, Oncology, Occupational Therapy and Urgent Care/ Walk-in Clinic and silver awards in the categories of Speech Therapy, Behavioural/ Mental Health and Paediatrics.
The HSA have introduced a number of new services and enhanced existing ones, including neurology, an adolescent mental health hub (Alex’s Place) and a geriatric clinic. In addition, they have increased the capacity of their accident and emergency facilities to improve the level of care for patients, bolstered their orthopaedics department by hiring a consultant orthopaedic and spine surgeon, and increased the number of speech and language therapists on staff. Coupled with infrastructure and logistic upgrades, the HSA aims to consolidate its reputation as a leading health services provider on the Islands. With competition now fierce in the health sector marketplace, the HSA refreshed its presence in the public domain with new marketing collateral, in the hope that it effectively communicates their desire to provide a high standard of care using modern facilities. An ideal further underscored by their tagline, “Committed to caring for you.”
In the private sector, we are seeing a similar interest in prioritising inclusivity and accessibility for all patients across the Cayman Islands. For instance, Health City Cayman Islands, which established a 110bed hospital in East End in 2014, has now constructed a new US$100+ million superspecialty hospital in Camana Bay. The new
facility features a dedicated cancer care centre, maternity and neonatal intensive care unit, emergency pavilion, critical care unit and emergency, multi-specialty programme, including an expansion on robotic-assisted surgery, which was introduced to the Island by Health City for the first time last year.
In March 2023, the hospital’s Radiation Oncology Centre opened, and gave lifesaving treatment to its first patients on May 17th, 2023. The new 70,000sq ft hospital and level 1 trauma centre was inaugurated
in July of 2024. These new facilities cement Grand Cayman as a medical tourism destination in the Caribbean, being the first in the region to offer bone marrow transplantation, CAR-T cell therapy and a one-of-a-kind neonatal intensive care unit.
Globally speaking, concierge medicine and bespoke health and wellness businesses are becoming commonplace, and Cayman is no exception, with facilities that are integrating clinical therapies with holistic practices.
DOCTORS FOR EVERY AGE AND STAGE OF YOUR LIFE.
Dart recently announced a Centre for Health and Wellness is planned for Camana Bay. The new project is scheduled for completion in 2026 and will provide a welcoming and convenient environment for residents and visitors alike, with a health clinic and a variety of wellness offerings. Similarly, The Well, which recently opened in George Town, lists a range of wellness and medical spa services, including expert rehabilitation, preventative care and health management, all provided in a tranquil setting.
Whilst the Cayman Islands boasts largescale medical facilities such as Doctor’s Hospital, George Town Hospital and Health City, it’s good to know that many family-orientated clinics still provide a welcoming, personal level of healthcare to new and long-term residents, as demonstrated in this chapter. One such place is Optimal Healthcare, recently opened by consultant paediatrician and neonatologist, Dr Sara Watkin. As a tertiary-qualified and accredited
neonatologist, she is a long-standing and esteemed paediatric specialist on the Island.
Ministry of Health & Wellness
Government Administration Building
133 Elgin Avenue, George Town
Tel: (345) 244 2377
Email: healthandwellness@gov.ky www.gov.ky/health-wellness
Leads the Cayman Islands in all issues and services related to health and wellness. The Ministry has direct responsibility for five departments and two Statutory Authorities, including the Health Services Authority and the National Drug Council. For more information on what the Ministry does, see the Department of Counselling Services (DCS) listing on page 395, the Department of Environmental Health (DEH) contact information on page 185, the Department of Health Regulatory Services (DHRS) contact information on page 372 and the Mosquito Research and Control Unit (MRCU) contact information on page 178. The National Drug Council (NDC), which coordinates
drug use prevention activities in the Cayman Islands, can be contacted by Tel: (345) 949 9000, email: info@ndc.ky or by visiting their website at www.ndc.ky. Queries about the Poinciana Rehabilitation Centre should be sent by email to poinciana@gov.ky. SEE AD PAGE 366
HEALTH SECTOR UPDATES
In late 2023, the results of the STEPS medical survey carried out earlier in the year found 70% of the Islands’ residents to be overweight and 37% to be obese, which indicated almost no change from a similar survey carried out in 2012. The survey is a tool to assess the level of health risk factors for non-communicable diseases in a nation’s population. Whilst alarming, the results were not dissimilar to those found in the US recently. Medical experts believe these results are a result of the population consuming imported, processed foods, and adopting similar eating habits to our international neighbours. More worrying is that, according to the Public Health Department’s school entry
screening obesity data report for the 2023-2024 school year, 9% of children were overweight and a further 13% were obese. Cayman faces huge sociological, economic and educational challenges to bring these figures down. With these findings in mind, it came as no surprise that in May of 2024, the Ministry of Health & Wellness conducted a public consultation to help shape a new National Health Strategy for all three Islands, the results of which are pending.
In August of 2024, changes to the Pharmacy Act came into effect with an overhaul of the existing 45-yearold legislation. The Act includes a new regulatory framework for the importation, manufacture, wholesale, and dispensing of medicines, as well as new licensing measures for making and selling medicines locally, and restrictions on international mail-order medicines. The bill also allows for the use of non-approved medicines in emergencies.
Elsewhere in medical law, abortion is still illegal in Cayman, and since the overturning of Roe vs Wade in the US courts in 2022, residents of the Islands have even fewer options when seeking an abortion overseas. The Cayman Law Reform Commission is finalising its recommendations for amendments to Cayman’s own abortion legislation, with a view to expanding the grounds for which one can seek an abortion legally in the Islands.
HEALTH INSURANCE
Health insurance is a type of financial protection towards the costs of an insured individual’s medical and surgical expenses. Every resident in Cayman is required, by
law, to have at least a basic health insurance policy in place. Employers are mandated to provide at least the Standard Health Insurance Contract (SHIC) plan for all their workers from the start of employment and residence in Cayman, regardless of the type or length of their work permits. This requirement extends to any unemployed, dependant spouse and child(ren) residing on-Island. The same applies to the selfemployed, those in a partnership and those with permanent residency without the right to work.
Legally, an employer must pay a minimum of half the single premium, based upon the lowest-costing plan made available to the staff, and the employee may be charged the other 50% plus costs for dependants and/or upgraded coverage, all via payroll deductions. Given that premiums change year to year, always do your research and negotiate with your employer on the possibility of paying more than the minimum contribution level, particularly in relation to the cost of your dependants and/or upgraded benefit packages.
Insurance can be purchased by residents on an individual or family basis, or you could be enrolled on group coverage via your employer. Employer groups, especially those with over 20 employees, may have a greater variety of plan options to choose from. Individuals and employers may work directly with these various insurance companies or utilise the services of a broker to help evaluate and place their insurance options. The insurance companies pay the brokers for the assistance they deliver, so brokers’ services are at no charge to the client. Some brokers may be agents of a particular insurance company or may only
Emergency Numbers in the Cayman Islands
Emergency - Police, Hospital, Fire, Recompression: 911
Red Cross: (345) 949 6785
Executive Air Ambulances: (345) 949 7775
Cayman Brac: Police: 911, Fire: 911 or (345) 948 1245
Little Cayman: Police: 911, Fire: 911 or (345) 948 0011
acquire quotes from just one or a very limited number of insurers, so you may wish to query which insurers they work with before choosing.
For the basic SHIC plan, insurance companies will ask for 12 months of medical history, plus details on any current conditions or medication. For upgraded policies, the applications may require a more extensive medical history. Therefore, it is a good idea to bring copies of your medical records with you, as well as those of your dependants. This will also help your new or existing Cayman doctor(s) provide you with their best care. If you have a chronic medical condition, are pregnant or have immediate surgical needs, expect that these could be restricted to the minimum benefit levels, (SHIC levels), on your coverage if you are not ‘portable’ from another Cayman plan. We recommend that people coming from overseas with medical issues request that their proposed employer seek a pre-approval of their insurance as part of their decision-making process to ensure they are able to obtain the coverage levels they need.
Once you have been with a Cayman insurer for 12 or more months with no more than a three-month break in coverage, and even if you have developed problems in the meantime, the next insurer may risk-rate, but cannot add new restrictions to a similar level of coverage. The only exceptions are cases of non-disclosure on the application form or if you are seeking a large upgrade in your coverage. Since pre-existing conditions may be restricted, be sure to check before cancelling your insurance at home, as you could potentially get global coverage on your existing health insurance to cover you in Cayman. However, you are still required by law to have a minimum SHIC plan from a local insurer and then you will coordinate benefits between the two health plans.
Plans vary from the basic SHIC to very comprehensive, major medical, world-class plans. The Cayman Islands Monetary Authority (CIMA) and the Health Insurance Commission (HIC)
license and regulate the health insurance companies. The SHIC plan is the primary, Government-regulated contract and covers about a quarter of Cayman’s residents. However, most employers offer higher than mandated coverage. All other health insurance plans are based around the Health Insurance Laws and Regulations, including an outline of the basic SHIC benefits. These cover, at minimum, up to CI$100,000 major medical per annum, with a CI$1,000,000 lifetime maximum for each person. Major medical coverage includes hospital stays, surgery, chemotherapy and radiation services, along with emergency care, including air ambulance. All SHIC plans have very limited local outpatient benefits and any overseas care is usually restricted to major care unavailable in Cayman. The more comprehensive plans offer wider access to overseas services, larger per annum and lifetime allowances (e.g. CI$500,000, CI$1,000,000 and CI$2,000,000 or higher could be available within a calendar year), fuller prescription coverage, more outpatient services and options for dental, optical and life insurance benefits.
The cost of insurance plans will vary with age, gender, benefits, employer size and claims history. For example, a basic SHIC plan without dental and vision currently costs in the vicinity of CI$168-CI$200 per month, per employee (possibly higher for older ages and/or pre-existing conditions), whereas a medical plan with enhanced outpatient benefits typically runs 20% to over 100% higher than SHIC. More comprehensive benefits, including doctor and specialist visits, extra preventative care, dental, vision and prescription coverage, can cost up to CI$550-CI$1,500+ per month, per individual, and about CI$500CI$1,400+ without dental or vision. Insurers may use a three-tier, four-tier or five-tier rate structure, based on the number of dependants being enrolled. As a general rule, adding one dependant is about twice the single monthly cost and adding two or more dependants is usually in the range of three times the employee-only monthly
premiums, with adding spouses often being more expensive than adding children. If a Caymanian resident cannot afford to cover themselves or their dependants on a health insurance policy, they should apply to the Needs Assessment Unit (www.nau.gov.ky) for assistance with coverage or shortfalls in their benefits. This should be done as soon as their need is known (i.e. do not wait for a medical emergency as coverage is not typically back-dated).
The high cost of our health insurance has been known to discourage people from retiring here. Keep in mind that under some group plans, the amount available per annum may reduce upon retirement and most employers in Cayman do not extend health insurance benefits to retirees. See the Retiring in Cayman section for more advice.
Most medical, and some dental, practitioners accept local insurance ‘on assignment’ provided the insurance company guarantees payment and after any deductible, if applicable, has been met. This
means that the doctor or dentist will claim directly from the insurance company on your behalf. Anything not paid by your insurance company is your responsibility. Be aware that the Health Insurance Commission cannot regulate the medical fees charged. All medical payments by insurers are based on the Standard Health Insurance Fee (SHIF) schedule, which can be found at www. dhrs.gov.ky – look for the ‘Standard Health Insurance Fees’ on the Health Insurance Commission page: Resources section. Medical providers are not required to charge within the SHIF, and balances above the SHIF are the patient’s responsibility, so for budgeting purposes, you may wish to ask when booking appointments if the provider charges within the SHIF schedule or not. For substantial medical services, it is not unreasonable to ask for a written quote and request that it include a ‘pre-determination of benefits and proposed costs’ in addition to the ‘pre-approval of medical necessity’. If a visitor to Cayman requires medical assistance on-Island, they will usually pay
Our benefits professionals service clients in more than 150 countries. Deeply knowledgeable about local markets, we help clients create a healthy and engaged workforce, optimize cost and manage risk, and simplify and enable program delivery.
upfront for services, keep all receipts and submit a claim once they return to their home country. Note: It is not mandatory for medical facilities to accept overseas insurance. The receipts will usually need to be fully itemised, including the currency used, as well as international disease and procedure codes and descriptions. Visitors may request that a claim form be completed using Cayman’s standard claim form for filing. For more information on health insurance for kids, pick up a copy of our
sister publication Cayman Parent magazine.
Health Insurance Governance
Approximately 93% of Cayman’s population is covered by health insurance, which is mandatory for all residents and must be obtained through an approved insurance provider. This includes the Government-owned CINICO and several other insurers that accept both individual and group applications for healthcare coverage.
The Health Insurance Act (2013), Health Insurance Regulations (2017), and Insurance Act (2021) provide the framework for the Cayman Islands’ health insurance industry. The HIC, within the Department of Health Regulatory Services (DHRS), monitors and regulates the health insurance and healthcare industry in the Cayman Islands. They also provide assistance to the public in resolving disputes regarding the provision of health insurance and healthcare services. Tel: (345) 946 2084, email: HIC@gov.ky or visit www. gov.ky/dhrs.
Health Insurance Providers
Aetna International
2nd Floor, North Building, Caribbean Plaza, SMB
Tel: (345) 623 8621
Email: johnl@aetna.com
Offers high-quality health insurance plans.
BAF Insurance Company (Cayman) Ltd.
Dot Com Centre, Dorcy Drive, Industrial Park, GT Tel: (345) 949 5089
caymancustomerservice@mybafsolutions.com
Provides affordable health insurance plans designed to meet the needs of a wide crosssection of residents of the Cayman Islands.
Cayman First Insurance Company
> Cayman First Centre, 17 Vibert Bodden Drive, George Town
> Countryside Shopping Village, Savannah Tel: (345) 949 7028
Email: askus@caymanfirst.com
www.caymanfirst.com
Cayman First is an industry-leading health, property and casualty insurer, delivering bestin-class products and services that respond to the changing needs of individuals, households and businesses. SEE AD PAGE 137
Cayman Islands National Insurance Company (CINICO)
3rd Floor, Maiden Place, 227 Elgin Avenue, George Town
Tel: (345) 949 8101
www.cinico.ky
Government-owned insurance company offering the Standard Health Insurance
D ed i ca te d to p rov i din g psychological, mental health and developmental support across the lifespan, for over 20 years!
The Wellness Centre is a licensed health facility, with a team of clinical specialists who provide a wide range of comprehensive
psychological, mental health, behavioural interventions and corporate wellness services to individuals, families and organizations.
PSYCHOLOGICAL SERVICES
• Clinical & Educational Assessments
• Specialized Diagnostic Services
• Reflective Supervision | Clinical Supervision
• Marriage & Family Therapy
• Individual Therapy (child & adult)
• Child & Parenting Services
• Maternal Wellness & Infant Mental Health
• CBT | DBT | ACT | EMDR
• SPACE
• Play Therapy | Filial Therapy | TheraPlay
• Perinatal Mental Health
• Corporate Wellness Services
Smith Road Medical Centre
Smith Road, George Town Box 10462, Grand Cayman, KY1-1004 (345) 949 9355
info@wellnesscentre.ky www.wellnesscentre.ky
DEVELOPMENTAL SUPPORT SERVICES
• Autism & ADHD Community Experts
• Developmental Screening & Assessment
• Early Start Denver Model (ESDM)
• Practical Functional Assessments
• Skills Based Treatment (ABA)
• Play2Grow: an enrichment early childhood programme
• The Growing BrainTM Training
• Parent / Caregiver Training & Support
• Social Skills: PEERSTM
• Vocational & Independent Living Skills
• Disability Employment Support
• Disability Policy Consultation
• Dementia Capable Care Specialist Services & Training
MENTAL HEALTH NEEDS WE SUPPORT
• Anxiety Disorders
• Depression | Mood Disorders
• Behavioural Disorders
• Grief & Loss
• Trauma
• Suicide & Self-Harm
• Infant Mental Health (PostNatal & Attachment)
• Eating Disorders
• Personality Disorders
• ADHD
Contract plan as an individual, couple or family.
SEE AD PAGE 138
CG BritCay
BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699
Email: medical_ky@cgcoralisle.com www.cgcoralisle.com
CG BritCay is a member of Coralisle Group Ltd. and is one of the largest providers of group major medical health insurance coverage in the Cayman Islands. SEE AD PAGE 136
Pan-American Life Insurance Company of the Cayman Islands
Unit F62, Hospital Road Plaza, George Town Tel: (345) 949 8304
www.palig.com/en/ky
Providing life, accident and health insurance products for individuals and businesses in the Cayman Islands, ensuring financial security and peace of mind.
Health Insurance Brokers
The advantage of working through an insurance broker is that they understand the health insurance market and can often compare costs, terms and coverage options. This is a great way to find a plan that is perfectly suited to your needs.
Aon Risk Solutions (Cayman) Ltd.
18 Forum Lane, 2nd Floor, Camana Bay Tel: (345) 945 1266
Email: aoncayman@aon.com
www.aoncayman.com
Aon Risk Solutions (Cayman) is a leading insurance brokerage with a presence in more
than 120 countries. They provide expert advice and solutions for corporate clients and affiliates. Aon’s specialists place insurance coverage for property (strata, commercial and homeowners), casualty, professional liability, cyber risk, marine and more. Their dedicated employee benefits team can structure a range of health insurance plans to meet your company’s needs. SEE AD PAGE 134 & 368
Bogle Insurance Brokers Ltd.
Unit 34 and 35 Pasadora Place, George Town Tel: (345) 949 0579 or (345) 623 0579
Email: service@bogleins.com
Caymanian-owned and operated, with a wealth of knowledge locally and internationally.
SEE AD PAGE 135
Cayman Insurance Centre (Insurance Brokers)
Cayman Business Park, Unit A3, 10 Huldah Ave, GT Tel: (345) 949 4657
Email: info@cic.com.ky or health@cic.com.ky www.cic.com.ky
Corporate and individual health insurance coverage. SEE AD PAGE 134
F.I.S. Insurance Brokers Ltd.
Paramount Building, Shedden Road, GT Tel: (345) 623 5616
Email: info@fiscayman.com
Motor, property, commercial or individual health insurance plans for CG BritCay, Cayman First and Vanguard Risk Solutions.
Gallagher Insurance Brokers (Cayman) Ltd.
Alissta Towers, 85 North Sound Road, GT
Tel: (345) 945 0030
Email: gc_generalinfo@ajg.com
www.ajg.com/caymanislands
Gallagher Insurance Brokers is the largest insurance brokerage in the Caribbean. Secure your team’s wellbeing with their affordable, comprehensive, group health insurance plans. Offering extensive coverage, their policies ensure that your employees receive the best medical care when they need it most. Invest in their health and productivity today and experience the peace of mind that comes with knowing your team is protected. SEE AD THIS PAGE
Marsh Management Services Cayman Ltd.
Governors Square, 23 Lime Tree Bay Avenue, SMB Tel: (345) 949 7988
Email: caymanoffice@marsh.com www.marsh.com
Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a comprehensive employee benefits programme, including group medical and ancillary plans.
SEE AD PAGE 371
Vanguard Risk Solutions
3rd Floor, Cayman Financial Centre, 36A Dr Roy’s Drive, George Town Tel: (345) 949 5836
Email: info@vrscayman.com www.vrscayman.com
A leading insurance broker in the Cayman Islands for over 35 years, providing independent and trusted advice from experienced and qualified professionals. Vanguard offers health insurance brokerage solutions and a wide selection of comprehensive health plans for both individuals and companies.
HEALTHCARE ACRONYMS
Navigating any healthcare system can feel complex and overwhelming. This list of acronyms commonly used in Cayman can help alleviate confusion and guide conversation with healthcare service providers.
CAYS: Children And Youth Services
CHC: Cayman Hospice Care
CHF: Cayman Heart Fund
CIBCF: Cayman Islands Breast Cancer Foundation
CIDA: Cayman Islands Diabetes Association
CINICO: Cayman Islands National Insurance
Company Limited
CIRC: Cayman Islands Red Cross
D&T: Drug and Therapeutics
DHRS: Department of Health Regulatory Services
DI: Diagnostic Imaging
DOB: Date Of Birth
DOEH: Department of Environmental Health
EMT: Emergency Medical Technician
ER: Emergency Room
FP: Family Practitioner, Family Physician
FRC: Family Resource Centre
HCCI: Health City Cayman Islands
HIC: Health Insurance Commission
HPC: Health Practice Commission
HSA: Health Services Authority
ICU: Intensive Care Unit
NCB: Narcotics Control Board
M.D. or Med.: Medical Doctor
MHx: Medical History
NGO: Non-Governmental Organisation
NHPP: National Health Policy and Strategic Plan
NICU: Neonatal Intensive Care Unit
NP: Nurse Practitioner
OB/GYN: Obstetrician Gynecologist
OOP: Out-of-Pocket
PA: Physician’s Assistant
PD: Doctor of Pharmacy
PHP: Public Health Programmes
PNP: Paediatric Nurse Practitioner
PT: Physical Therapist
SHIC: Standard Health Insurance Contract
SHIF: Standard Health Insurance Fees
SNFC: Special Needs Foundation Cayman
WHO: World Health Organization
HEALTHCARE PRACTITIONERS
Healthcare practitioners on-Island provide public and private healthcare services to three distinct demographics: Caymanians, expatriates and medical tourists. Services fall into one of three sub-categories: preacute care (public health services, primary care, pharmacy services, laboratory services and diagnostic imaging services), acute care (urgent care, accident and emergency care, inpatient general hospitals and medical tourism) and post-acute care (home care, mental health and substance abuse facilities, long-term care and nursing homes, and palliative and hospice care).
Although on-Island care is available across these areas, residents may go to the US for speciality assessments or treatments upon referral.
LOCAL HOSPITALS
Grand Cayman has three fully equipped hospitals: the HSA’s George Town Hospital, Doctors Hospital and Health City Cayman Islands. Health City Cayman Islands also has a new speciality hospital in Camana Bay that was completed in the summer of 2024. Cayman Brac is home to Faith Hospital.
Incredibly, there are approximately 5.2 doctors and 9.2 nurses for every 1,000 people residing in the Cayman Islands. Continue reading for details about our local hospitals and their facilities.
Cayman Islands HSA - George Town Hospital
95 Hospital Road, George Town
Tel: (345) 949 8600
Email: info@hsa.ky
The Cayman Islands Health Services Authority (HSA) is a Joint Commission International (JCI) accredited organisation and the premier healthcare provider in the Cayman Islands. The George Town Hospital location is a 127bed facility and offers 24-hour accident and emergency services, ambulance services, an urgent care clinic, a paediatric clinic and ward, a women’s health clinic, full maternity services and NICU, radiology, behavioural health services, including Alex’s Place (an adolescent mental health hub), a full-service pharmacy, laboratory services, including a forensic unit, and a number of diagnostic and specialist services. SEE AD PAGE 372
Cayman Islands HSA - Faith Hospital (Brac)
215 Dennis Foster Road, Cayman Brac
Tel: (345) 948 2243/Fax: (345) 948 2460
Email: info@hsa.ky www.hsa.ky
The Cayman Islands Health Services Authority (HSA) is a Joint Commission International (JCI) accredited organisation and the premier
Women's, Children's and Family Medicine
Integra provides a comprehensive range of women's, children’s and family health services, all delivered with excellence, integrity, commitment & passion as
• Newborn (Neonatal) Care
• Paediatric Health & Care
• Family Health & Medicine
• Fertility Services
• Gynecology Services
• Obstetric Services
• Dermatology Services
The Grand Pavilion Commercial Centre
Harbour Walk
Faith Hospital location in Cayman Brac is an 18bed community hospital serving the residents of the Sister Islands with primary, secondary and emergency care. Faith Hospital offers 24-hour accident and emergency services, ambulance services, women’s health services, paediatric and maternity services, a fullservice pharmacy, behavioural health services, laboratory services and physiotherapy. Physicians from the George Town Hospital visit regularly to deliver additional diagnostic and specialist care. SEE AD PAGE 372
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Pharmacy: (345) 946 2407
Fax: (345) 945 1695
www.doctorshospital.ky
Doctors Hospital is a private hospital that has been providing exceptional medical care to Cayman’s diverse communities for over 20 years. They are transforming healthcare by building a team of internationally recognised specialists and investing in cutting-edge
technology and state-of-the-art facilities. But, most significantly, they empower patients on their journey to wellness. SEE AD PAGE 365
Health City Cayman Islands
> 1283 Sea View Road, East End
> 9 Forum Lane, Camana Bay
> Minerva Drive, off Esterly Tibbetts Highway
Tel: (345) 640 4040 or (345) 945 4040
Emergency: (345) 526 2108
Email: info@healthcity.ky www.healthcitycaymanislands.com
Health City Cayman Islands is a state-ofthe-art tertiary care hospital with locations in East End and Camana Bay, Grand Cayman. Founded by renowned heart surgeon, Dr Devi Shetty, Health City is committed to delivering world-class healthcare that is accessible and affordable for all, offering a tranquil tropical environment conducive to healing and recovery. The innovative business model ensures costs are kept low by implementing cost-efficient processes and sustainable buildings, along with a bundled pricing model that provides patients with
When to Go to the Hospital
Deciding when to go to the hospital can be challenging, but the below symptoms are a sign that urgent medical help may be required.
• Difficulty breathing or shortness of breath
• Chest or upper abdominal pain or pressure
• Fainting, sudden dizziness or weakness
• Changes in vision or difficulty speaking
• Confusion or change in mental status
• Sudden or severe pain
• Uncontrolled bleeding
• Severe or persistent vomiting or diarrhea
• Coughing or vomiting blood
Signs of Fever
an upfront flat-rate fee for every procedure and associated services. Health City Cayman Islands services adult and child patients, both local and from overseas, providing highly skilled physicians and surgeons who have more hours of medical experience than most of their US and Caribbean colleagues. As part of the Narayana Health Group, Health City has also received the prestigious Joint Commission International Enterprise award, which is awarded to hospital groups operating at the highest standards. Services include adult and paediatric cardiology; cardiac electrophysiology; adult and paediatric cardiothoracic and vascular surgery; orthopaedic surgery (knee/hip/shoulder replacements); neurosurgery and spinal surgery; sports medicine (arthroscopies); neurology; pulmonology and sleep medicine; medical, surgical and radiation oncology; chemotherapy; bariatric surgery (weight loss management); medical and surgical gastroenterology; hepatic, pancreatic and biliary surgery; colorectal surgery; urology; gynaecology; anaesthesiology; paediatric endocrinology, laboratory services; imaging and radiology; ear, nose and throat (ENT) procedures; medicine for older adults; physiotherapy and rehabilitation; psychiatry, executive health check-ups; and nutrition counselling. Health City at Camana Bay Hospital features an advanced intensive care unit (ICU), a post-anaesthesia care unit (PACU) with 12 beds, spacious inpatient facilities with private rooms, and a VIP suite. Additionally, it includes a 10-bed emergency room (ER) for urgent medical situations, a Level 3 Neonatal Intensive Care Unit (NICU) with specialised beds for critically ill newborns, and comprehensive labour and delivery suites. Services include dedicated kidney dialysis care; advanced diagnostic imaging services with 3T MRI, PET CT, and mammogram machines; and a robust robotic surgery programme. The Radiation Oncology Centre provides extensive oncology services, including bone marrow transplantation and CAR-T cell therapy.
SEE AD INSIDE BACK COVER
DISTRICT HEALTH CENTRES & CLINICS
Cayman’s District Health Centres play a pivotal role within the healthcare system of the Cayman Islands, functioning under the stewardship of the Health Services Authority (HSA). Located across key regions of the three Islands, these centres serve as vital conduits for delivering convenient and comprehensive general healthcare services, catering to the needs of both residents and visitors. You can find further information and contact details for each of these Health Centres below.
Bodden Town Health Centre
The Bodden Town Health Centre, located at 445A Bodden Town Road, is fully staffed by registered nurses who are available Monday and Thursday 8.30am-8pm, Tuesday, Wednesday and Friday 8.30am-4pm and Saturday 8.30am-12pm. Physicians are available by appointment on Monday and Thursday 5pm8pm, Wednesday 9am-12pm and Friday 9am3.30pm. Children’s vaccines are provided by appointment only. Dental clinics are available by appointment for adults Monday and Tuesday 8.30am-4pm and for children Thursday and Friday 9.30am-4pm. The dental hygienist is also available on Wednesday 9am-3pm. A pharmacist is available Monday and Thursday 2pm-8pm and Wednesday and Friday 8.30am4pm. Tel: (345) 947 2299.
East End Health Centre
The East End Health Centre, located at 2367 Sea View Road, is fully staffed by registered nurses who are available Monday to Friday 8.30am4pm and Saturday 8.30am-12pm. Physicians are available by appointment Monday 1pm4pm and Wednesday and Thursday 9am-4pm. A pharmacist is available Monday, Wednesday and Thursday 8.30am-4pm. Children’s vaccines are provided by appointment only. Tel: (345) 947 7440 or (345) 926 2812.
North Side Health Centre
North Side Health Centre, located at 1148 North Side Road, is a convenient option if you have a medical concern while at Rum Point or Kaibo with your family. The centre is fully
staffed by registered nurses who are available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm. Physicians are available by appointment on Tuesday 9am-4pm, Thursday 9am-12pm and Friday 9am-4pm. Children’s vaccines are provided by appointment only. A pharmacist is available Tuesday, Thursday and Friday 8.30am-4pm. An ambulance service is stationed at the clinic 24/7 for emergencies and at-home patients. Tel: (345) 947 9525 or (345) 916 2824.
Smith Road Medical Centre
Smith Road Medical Centre, located at 150 Smith Road, offers a wide range of outpatient services, including general practice, cardiology, specialists, sports traumatology, behavioural (mental) health, public health, phlebotomy and a pharmacy. Tel: (345) 949 8600.
Urgent Care Clinic
The Urgent Care Clinic located in the atrium of the George Town Hospital, offers walk-in medical services Monday to Friday 8am-8pm
and Saturday 11am-8pm. Services are aimed at patients with urgent illnesses like persistent cough, earache and flu-like symptoms and minor injuries, including mild sprains and cuts.
West Bay Health Centre
The West Bay Health Centre, located on Reverend Blackman Road, is fully staffed by registered nurses who are available Monday, Tuesday, Thursday and Friday 8.30am–4pm, Wednesday 8.30am–8pm and Saturday 8.30am–12pm. Physicians are available by appointment on Monday, Tuesday and Friday 8.30am-4pm, Wednesday 2pm–8pm and Thursday 9am–12pm. Children’s vaccines are provided by appointment only. A dentist is available on Wednesday, Thursday and Friday 8.30am-4pm. The dental hygienist is also available on Monday and Tuesday 8.30am4pm. A pharmacist is available Monday, Tuesday, Thursday and Friday 8.30am-4pm and Wednesday 1.30pm-8pm. Tel: (345) 949 3439.
Mon, Tues: 8am - 5.30pm Wed: 8am - 7pm Thurs, Fri: 8am - 5.30pm Sat: 9am -1pm 439 Crewe Rd, GT www.caymanclinic.ky info@caymanclinic.ky
FAMILY MEDICINE
Dr. Virginia Hobday MBE MBBS MRCGP
Dr. Denise Osterloh MB ChB
Dr. Fiona Robertson MBBS MRCGP
Dr. Heidi Fahy MBBS DRCOG MRCGP
Dr. Nadia Balleram BMSc MBBS PGDipFM
Dr. med. Sophia D. Rado DM
Dr. Sarah Cave MRCGP MBBCh
• Healthcare for the family, incl. child & adolescent health
• Women’s health, pap smears and family planning
• IUD’s & contraceptive implants
• School & Scholarship, Immigration Medicals
• Certified Aviation Medical Examiner
• Dive medicals/diving related injuries
SPORTS MEDICINE
Dr. Melissa Mascaro MD CAQSM
ULTRASOUND
Nina Baxa RDMS
- IDEAL PROTEIN WEIGHT LOSS - LABORATORY SERVICES
• Minor injuries
• Illnesses requiring immediate care, incl. intravenous treatment
• Sports injuries, prevention & treatment for overuse
• Platelet Rich Plasma (PRP)
• Medical and cosmetic Botox procedures
• Walk-ins & Emergencies accepted
• Lab Services
Little Cayman Clinic
Little Cayman Clinic, located on Spot Bay Road, provides primary and emergency care to residents and visitors of Little Cayman, with a resident registered nurse and weekly visiting physicians from Faith Hospital in Cayman Brac. Patients requiring secondary care are transferred to Faith Hospital or the George Town Hospital. The centre is open Monday-Friday 9am-5pm and has a dedicated ambulance available for emergencies 24 hours a day. A physician from Faith Hospital visits on Wednesday and is available during the hours of 9am-2.30pm. Dental services are also available with a dentist and dental hygienist from Faith Hospital visiting Little Cayman once per month. For more information, Tel: (345) 948 0072 or (345) 916 5395 (outside office hours).
Health City Clinics in the Sister Islands
Health City operates a clinic to serve the population of the Sister Islands. It is located at the Kirkconnell Office Centre in Stake Bay, Cayman Brac, Tel: (345) 948 8040. Whilst there, patients can access compassionate care from a
dedicated team of professionals in a modern, welcoming environment.
Patients may be referred to overseas hospitals for treatments that are unavailable or not performed on-Island. Premature babies, those visiting specialists or having complicated surgery, as well as those injured in a bad accident, are often airlifted to Florida for treatment. Check with your insurance company about in-network services abroad or for pre-approval of treatment, otherwise, you may be required to pay the full amount upfront. For more information on overseas medical assistance, you can contact one of the companies below.
Baptist Health Baptist Hospital
8900 North Kendall Drive, Miami, FL 33176
Tel: 1 (786) 596 2373
www.baptisthealth.net
The Baptist Health Hospital in Miami is an overseas treatment facility comprising of the
Baptist Health Miami Cancer Institute, the Baptist Health Cardiac & Vascular Institute, the Baptist Health Neuroscience Institute and the Baptist Health Orthopedic & Sports Medicine Institute. SEE AD PAGE 369
Holy Cross Health
4725 N. Federal Highway, Fort Lauderdale, USA
Tel: 1 (954) 771 8000
Email: globalservices@holy-cross.com
LABORATORIES
Medical laboratories provide testing on clinical specimens to obtain information about the health of a patient to diagnose, treat and prevent disease. Cayman has the latest equipment and fully qualified doctors, as well as technicians who perform blood analysis (glucose, cholesterol, HIV, DNA testing and others), urinalysis, CT scans, MRIs, x-rays, bone density, digital mammography, echocardiograms, stress tests and thallium scans.
All three hospitals on-Island house medical laboratories. The Health Services Authority (HSA) runs the Cayman Islands Molecular Biology Laboratory (CIMBL) to help provide further research and treatment options. In addition to the hospital-based laboratories, there are stand-alone and clinic-based private medical laboratories in Cayman:
Cayman Islands Forensic Science Laboratory & Cayman Islands Microbiology Laboratory (CIMBL)
George Town Hospital
95 Hospital Road, George Town
Tel: (345) 949 8600
Email: info@hsa.ky
www.hsa.ky
An established multifunctional, state-of-theart laboratory operated by the HSA in Grand Cayman. It offers expertise in several areas, including forensic biology and DNA testing, DNA databasing services, DNA paternity testing, forensic toxicology testing, forensic drug analysis, pathology, genomic sequencing, PCR testing and forensic criminalistics testing in selected areas. SEE AD PAGE 372
Cayman Islands HSA - Pathology Laboratory
Dr Shravana Jyoti, MBBS MD (Pathology)
Dr Kimone Fraser, MBBS DM (Pathology)
George Town Hospital
95 Hospital Road, George Town
Tel: (345) 949 8600
World-class pathology laboratories in Grand Cayman and Cayman Brac. They are operated by a highly qualified and committed team of specialists and support staff. They conduct a wide variety of tests, including microbiology (bacteriology, parasitology and virology), histology, cytology, haematology, clinical chemistry and immunohaematology.
SEE AD PAGE 372
Cayman Health Laboratory
Grand Harbour Medical Suites, Red Bay
Tel: (345) 946 4715
Email: caymanhealth@hotmail.com
A full-service, on-Island laboratory for doctors and patients that has been in operation for more than a decade. It is adjacent to the Grand Harbour shopping parade.
Doctors Express
81 Godfrey Nixon Way, George Town
Tel: (345) 745 6000
Email: info@doctorsexpress.ky
Full-service lab with possible same-day results. Open seven days a week, 9am-9pm.
SEE PAGE 380 & 402
Doctors Hospital Laboratory
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
www.doctorshospital.ky
SEE AD PAGE 365
Cayman
Wellness & Medical Center
Unit 5, 101 Governors Square, 23 Lime Tree Bay
Ave, West Bay
Tel: (345) 943 4500
Email: info@caymanwellnessmedical.ky
www.caymanwellnessmedical.ky
Full-service laboratory with same-day results on many tests. Tests available include haematology, biochemistry including vitamins and micronutrient, hormone and immunochemistry, microbiology, paternity,
There’s a new path forward with Dr Joan Harriott, an American Board-Certified Obesity Medicine and Internal Medicine specialist.
Adult medicine specialist care for acute and chronic medical problems
Obesity medicine specialist care for children, adolescents and adults
Medically monitored weight management using the advanced Seca 554 Body
Composition Scanner
State-of-the-art laboratory with same-day results provided for most tests
Nutrition and meal planning
Work permit, executive, insurance and other medicals
All major local health insurance accepted
Opening Hours:
Doctor(s): Mon-Fri: 9am–3pm
Lab: Mon-Fri: 8am–4:30pm
Unit # 5-101 Governors Square, 23 Lime Tree Bay Ave, West Bay Road (345) 943 4500 info@caymanwellnessmedical.ky www.caymanwellnessmedical.ky
Book an appointment today
allergy, and tests for Work Permits.
SEE AD THIS PAGE
MedLab
10 Smith Road Plaza, Smith Road, George Town
Tel: (345) 949 7331
Phoenix Health Services
21 Eclipse Drive, Rankin’s Plaza, Eastern Avenue, GT
Tel: (345) 943 8150/Fax: (345) 943 8151
Email: phoenixhealthservicesltd@gmail.com www.phoenixhealthservices.weebly.com
Services include: blood tests for immigration
within half an hour, urine drug screening, microbiology and a full range of laboratory diagnostic tests from cytology to paternity testing, done both in-house, as well as sendouts, working in conjunction with many overseas facilities. Overseas referrals are accepted. Lateral flow antigen tests are also done daily. Open Monday-Friday 8.30am-5pm and Saturday 9am-2pm. SEE AD PAGE 378
Total Health
Irshad Cuddapah, BLT MLT - Lab Technician
Cayman Wellness & Medical Center
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 333 2222
Email: lab@totalhealth.ky
www.totalhealth.ky. SEE AD PAGE 367
DIAGNOSTIC IMAGING
Diagnostic imaging refers to a variety of non-invasive methods of generating detailed images of the internal, anatomic structures and organs of the body, and to assess their level of function. The technology used in the Cayman Islands includes ultrasound, magnetic resonance imaging, computerised tomography scans, and traditional x-rays or other tests. Services found on-Island are not limited to the larger scale providers, so it can pay to shop around.
Baptist Health International (BHI)
(Part of Baptist Health South Florida)
Cayman Islands office, Smith Road Medical Centre, Suite 5, 150 Smith Road, George Town Tel: (345) 749 3304
www.baptisthealth.ky
BHI Cayman offers PET and diagnostic CT imaging. SEE AD PAGE 369
Doctors Express
81 Godfrey Nixon Way, George Town
Tel: (345) 745 6000
Email: info@doctorsexpress.ky
Open seven days a week, 9am-9pm.
SEE AD PAGE 380 & 402
3T MRI
George Town Hospital
95 Hospital Road, George Town Tel: (345) 949 3888
Email: mri@3tcayman.com www.3tcayman.com
Radiology
Radiology is concerned with radiation for the diagnosis and treatment of disease. This involves ionising radiation (x-rays) and non-ionising radiation, such as ultrasounds. Radiology can be divided into two different areas, diagnostic radiology and interventional radiology.
Cayman Islands HSA - George Town Hospital
Dr Stephen Blake, BSc MD DM (Rad) PgC
Dr Jaamal Brown, MBBS PgCert DM FRCR
95 Hospital Road, George Town
Tel: (345) 949 8600
The radiology department at HSA is a multifaceted and highly specialised digital department meeting the needs of all patients and clinicians. SEE AD PAGE 372
Dr Yaron Rado, MRMD Med Cert. HonChief Radiologist, Chair, Board of Directors
Dr Kunal Goyal, MD MRCP FRCR FRCPCInterventional Radiologist
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
SEE AD PAGE 365
Doctors Hospital Radiology and Ultrasound
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000 or (345) 914 6439
www.doctorshospital.ky
SEE AD PAGE 365
OceanMed
Bayshore Mall, Level 2, South Church Street, GT
Tel: (345) 946 2326
Email: info@oceanmed.ky www.oceanmed.ky
The Medical Specialists
West Shore Centre, 508B West Bay Road, SMB
Tel: (345) 943 6800
Total Health
Saumajeet Roy, DMRT BRIT MRT - Radiographer
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 333 2222
Email: appointments@totalhealth.ky www.totalhealth.ky. SEE AD PAGE 367
Cayman is unique in that there is no need to formally select and register with a particular doctor upon arrival. When you need to see a doctor, you can arrange a visit directly and usually be seen relatively quickly. Some medical practitioners now offer 24/7 urgent care and walk-in appointments.
Dr Dirk Belfonte, MBBS MRCP (UK) DCH
43 Walkers Road, George Town
Tel: (345) 326 5741
Email: docsoncall@outlook.com
Dr Virginia Hobday, MBE MBBS MRCGP M PHIL
Dr Denise Osterloh, MB ChB
Dr Fiona Robertson, MBBS DRCOG MRCGP
Dr Heidi Fahy, MBBS DRCOG MRCGP
Dr Melissa Mascaro, MD CAQSM
Dr Nadia Balleram, BMSc MBBS PGDip FM
Dr Sophia Rado, DM
Dr Sarah Cave MRCGP MBBCh
Nina Baxa, RDMS
Cayman Clinic Medical Centre
439 Crewe Road, George Town Tel: (345) 949 7400 or (345) 623 7400
Email: info@caymanclinic.ky www.caymanclinic.ky
Other languages: French, Tagalog, Farsi and Afrikaans. Services: Family medicine including women and child’s health, IUDs and contraceptive implants, school, executive and insurance medicals, work permits, certified
General Practitioners
Dr. Sarah Cuff, MRCGP MB ChB DFSRH
Dr. Beatriz Esteban, MD
Dr. Thomas Quin, MRCGP MB ChB DFSRH
Dr. Adam Steed, MD CCFP
Registered Dietician & Diabetes Educator
Kristen Lomas, RD CCDE
+1 345-949-5600 admin@sevenmileclinic.ky www.sevenmileclinic.ky
Mon – Fri 7.30am-5.30am | Sat 9am – 12:30pm | Queen’s Court, 175 West Bay Road
O ce Hours: Mon-Fri 8:30am - 4:00pm, Sat 9am - Noon
aviation examiner for Canada and Cayman, dive medicals and dive-related injuries, urgent care and minor surgeries, PRP and trigger point injections, viscosupplementation, lab services, in-house ultrasounds and sports medicine specialist. Walk-ins welcome.
SEE AD PAGE 377
Dr Else Christoffersen, MB BCh LRCP SI MSc
Dermatology
Cayman Doctors Ltd.
West Shore Centre, West Bay Road, SMB
Tel: (345) 943 6363
Dr Alvaro Armiñán, MD
Celimar Central Clinic
Unit 11, The Strand Shopping Centre, SMB
Tel: (345) 745 1300
Cayman Islands HSA - Smith Road Medical Centre General Practice
Dr Gerard Christian, MBBS - (West Bay Health Centre)
Dr Eryka Simmons Cert. Hon. NP MBBS MScCD
Dr Imilla Barredo-Sedano, MD
Dr Karlo Barredo Sedano, MD PhD - General Practice
Dr Ricardo Clarke
Dr Orrett Thane, MBBS
Dr Adiaris Williams-Rodriguez, MBBS
Dr Moses Gallow
Dr Lorna Jackson, MD
Dr Anna Matthews
Dr Fiona Robertson
Dr Joy Wallace-Grant MBBS
Dr Grace Onah-Ezema MBBS MPH
Dr Davina McCoy BSc MBBS PGDip Smith Road Medical Centre (2nd Floor)
150 Smith Road, George Town
Tel: (345) 244 7520 or (345) 244 7683
Email: info@hsa.ky
www.hsa.ky/medical-services/general-practice
The HSA’s General Practice Clinic provides a range of general family health services and offers a variety of up-to-date diagnostic and treatment services in a modern, friendly environment. Services are by appointment only and include family medicine, diagnosis, investigation and treatment of non-life-threatening illnesses, a dressing clinic, management of chronic medical conditions, including diabetes, hypertension, asthma and muscle and joint problems, along with routine check-ups, including medicals and well-woman exams. SEE AD PAGE 372
Doctors Express
81 Godfrey Nixon Way, George Town
Tel: (345) 745 6000
Email: info@doctorsexpress.ky
Doctors Express cares for all your family’s needs, from coughs, colds, fever and flu to serious injuries like broken bones, cuts that need stitches and burns. Open seven days a week, including most public holidays, Doctors Express is both convenient and quick. With an in-house x-ray, pharmacy and lab, all your healthcare needs are under one roof. SEE AD PAGE 380 & 402
Dr Sidney Ebanks, MBBS (UWI) - Family Practitioner
Dr Rina Bernard, MD - General Practitioner
Dr Alison Beadsworth, LLB (Hons) MBBSEmergency Medicine Physician & Urgent Care
Dr Grant Rogers, MBChB. DOH. MDC/PL/ MED/563 – Family Physician & Urgent Care
Dr Winston A. Isles, BSc (Hons) MBBS MSc -
Dr. Cleon Davis MB,BS, DM (Anaesthesia) Anaesthetist
General Practitioner & Urgent Care
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000 SEE AD PAGE 365
Cayman Wellness & Medical Center
Unit 5, 101 Governors Square, 23 Lime Tree Bay Ave, West Bay
Tel: (345) 943 4500
Email: info@caymanwellnessmedical.ky www.caymanwellnessmedical.ky
Providing American board-certified internal medicine specialist care, and general adult medicine primary care for acute and chronic medical problems both simple and complex. In addition, American board-certified obesity medicine specialist care for both children and adults, with services including Seca Body Composition analysis, weight management and lifestyle counselling. Also offering women’s and men’s health, wellness and preventative care, including immunisations. Work Permit, executive and other medicals available. Onsite lab with same-day reports for many tests. Major insurances accepted. SEE AD PAGE 379
Health City at Camana Bay Hospital
25 Cerasee Way, off Esterly Tibbetts Highway, Camana Bay
Tel: (345) 640 4040
Email: info@healthcity.ky www.healthcity.ky
Health City at Camana Bay is a modern 70,000sq ft facility that specialises in cancer care, neonatal intensive care and robotic surgery. The facility offers emergency and diagnostic services. Health City also has a clinic in Stake Bay, Cayman Brac and one in the centre of Camana Bay on Forum Lane.
SEE AD INSIDE BACK COVER
DR. SAMANTHA DIGBY
BMBS, DCH, DRCOG, MRCGP General Practitioner
Email: reception@familypractice.ky www.familypractice.ky
Open Monday - Friday, 8.30am - 4.30pm
The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077
Email: reception@familypractice.ky www.familypractice.ky/dr-samantha-digby Open Monday – Friday: 8.30am – 4.30pm
The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077
Dr Tarun Sheshagiri, MBBS DNB FNB Consultant Critical Care Medicine and Internist Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Dr Sandeep Mahendra, MBBS MD FICMConsultant Internal Medicine Specialist
Dr Sunku Guptha, MBBS CCST MRCP FRCP -
Consultant in General Medicine and Specialist in Medicine for Older Adults
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
Emergency: (345) 526 2108
Email: info@healthcity.ky
www.healthcitycaymanislands.com
SEE AD INSIDE BACK COVER
Dr Pinkey Bala, MD
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
Emergency: (345) 526 2108
Email: info@healthcity.ky www.healthcitycaymanislands.com
SEE AD INSIDE BACK COVER
Dr Francisco Martinez, MD Family & Community Medicine – General Practitioner
Dr Tanushree Bhakta-Perry, MBChB MRCGP
Family Physician – General Practitioner
Dr Andrew Robinson, BMedSci MBBS - General
Practitioner
Dr Pedro Toscano, MD Family and Community Medicine Specialist - General Practitioner
Integra Healthcare Ltd.
> Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
> 52A Edgewater Way, Harbour Walk
Tel: (345) 623 7999
Email: team@integra.ky
www.integra.ky
Integra Healthcare, with locations in both Grand Pavilion and Harbour Walk, runs a comprehensive family medicine service. The team has extensive experience in general family health, wellness, preventive medicine and urgent/emergency care.
Dr John Addleson, MB ChB Dip Mid COG
Dr Michael Robinson, MBChB DIP OCG MED
International Medical Group
Suite 30, Pasadora Place, Smith Road, GT
Tel: (345) 945 2881/Fax: (345) 949 4341
Email: info@intmedicalgroup.com www.intmedicalgroup.com
Other languages: Afrikaans
Services at International Medical Group include general and family practice, annual physicals, minor surgery, immigration medicals, hormone testing and treatment, allergy testing, Botox, dermal fillers and more. SEE AD PAGE 381
Dr Victor Look Loy, MBBS
2nd Floor, Windward Centre, 93 Smith Road, GT
Tel: (345) 949 7535
Dr Ruthlyn Pomares, MBBS
Premier Medical Care
Unit 14A, Rankin’s Plaza, GT
Tel: (345) 945 2273
Email: premiermedicalcare@gmail.com
Royale Medical and Wellness Center
36 Bay Town Plaza, West Bay Road
Tel: (345) 769 6230
Email: info@royalemedical.ky
Savannah Medical Clinic
Countryside Shopping Village, Savannah Tel: (345) 749 6066/Fax: (345) 945 2798
Dr Sarah Cuff, MB ChB MRCGP DFSRH
Dr Beatriz Esteban Benavides MD
Dr Thomas Quin, MB ChB DFSRH MRCGP
Dr Adam Steed, MD CCFP
Seven Mile Medical Clinic
Queens Court, West Bay Road
Tel: (345) 949 5600/Fax: (345) 949 5601
Email: admin@sevenmileclinic.ky
www.sevenmileclinic.ky. SEE AD PAGE 381
Dr Charles H. Reid, MA (Oxford) BM BCh
The Brac Clinic, Tibbetts Square, West End, Cayman Brac
Tel/Fax: (345) 948 1777
Email: clinic@bracmed.com
Dr Gordon Smith, MB ChB MRCP (UK)
MRCGP DRCOG
The Children’s Clinic & Family Practice 93 Smith Road, George Town Tel: (345) 949 2970
Other languages: French
Dr Samantha Digby, BMBS DCH DRCOG MRCGP
The Family Practice
Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077/Fax: (345) 949 0531 www.familypractice.ky
Dr Digby has over 25 years of experience and practises primary care for all ages, specialising in women’s health, screenings, chronic disease management, insurance and work permit physicals. SEE AD PAGE 382
Dr Louis A. Cona, MD
The Strand Medical Centre
The Strand Shopping Centre (off West Bay Road) Tel: (345) 945 7077
Email: thestrandmedicalcentre@candw.ky www.caymandoctor.ky
Other languages: Italian, French, German and Spanish
Services include urgent care, general practice, minor surgery, children’s health, men’s and women’s health, musculoskeletal injuries, allergy tests, skin conditions, a medically supervised weight reduction programme, insurance and Work Permit physicals, sports medicine and dive injuries. SEE AD PAGE 383
Total Health
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 333 2222
Pharmacy: (345) 333 4444
Email: info@totalhealth.ky
www.totalhealth.ky
Conveniently located along the Seven Mile Beach corridor, Total Health is a comprehensive healthcare facility designed to deliver healthcare in a personalised and accessible environment to residents and tourists. Total Health offers a suite of outpatient services encompassing consultation and treatment, diabetology, ophthalmology, dental, physiotherapy, gynecology, orthopaedics, paediatrics, ENT (ear, nose, throat), bio-identical hormone replacement treatment, IV infusions, nutrition, on-site laboratory, imaging (ultrasound and x-ray), health checks, vaccinations, Work Permit medicals and pharmacy services, creating a seamlessly interlinked one-stop destination for addressing preventative health issues.
SEE AD PAGE 367
Dr Kenia Warden, MD
Suite 27, Pasadora Place, Smith Road, GT Tel: (345) 945 9260
MEDICAL SPECIALTIES
Accident & Emergency Medicine
Cayman Islands HSA - George Town Hospital
Dr Elizabeth McLaughlin, MBBS MSc DMClinical Head of Accident and Emergency
Dr Rajesh Prathigudupu
Dr Cherita Angus
Dr Brandon Bernard, DM MD MBA BS
Dr Nigel Boothe, MBBS DM
Dr Nickecia Campbell
Dr Howard Richards
Dr Donna Shaw-Wisdom, MBBS DM
Dr Peter Soltau
Dr Sean Teeling, MBBCh Bsc MRCS
Dr Regina Turner
Dr Verley Campbell
Dr Yo-Leigh Gardner, MBBS DM
Dr Nicole Knight
Dr Samantha McHayle
Dr Vinton Douglas
Dr Margaret Wong-Bynoe
95 Hospital Road, George Town
Tel: (345) 949 8600
HSA is the only authorised provider of emergency medical services in the Cayman Islands with a 24-hour accident and emergency department. The A&E unit provides coverage for people who need urgent medical care. It is always staffed with specially trained physicians and registered nurses. Other specialists, such as surgeons, gynaecologists, paediatricians and radiologists, are available ‘on call’ after normal working hours if needed.
SEE AD PAGE 372
Dr Alison Beadsworth, MBBS FRCEM –Emergency Medicine Physician
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
SEE AD PAGE 365
Dr Pinkey Bala, MD - Emergency Medicine
Dr Arnab Prasad Saikia, MD - Emergency Medicine
Dr Prerit Sharma, MD - Emergency Medicine
Dr Hosmane Swaroop Chandra Rao - Consultant in Emergency Medicine
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040 or (345) 526 2108
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Anaesthesiology & Pain Management
Cayman Islands HSA - George Town Hospital
Dr Karyna Davis-Irons, MBBS DM
Dr Anthony Williams
Dr Rachel Gooden
Dr Takeyce Palmer
Dr Delano Barrett
Dr Carl Andrew Brown, MBBS DM - Anaesthesia and Intensive Care
Dr Gerald Smith
Dr Delroy Jefferson, MCI BSc(Hon) MBBS DA
MScPPM(Lon) DM DBA GDL(Dist) LLM(Hon)
Dr Ayanna Ennis
95 Hospital Road, George Town
Tel: (345) 949 8600
The HSA team of highly skilled anaesthesiologists is dedicated to ensuring safety, comfort and wellbeing throughout surgical procedures. SEE AD PAGE 372
Cayman Islands HSA - Faith Hospital (Brac)
Dr Lorrise Williamson, MBBS DM
Dr Jeannelle Alphonse
215 Dennis Foster Road, Cayman Brac
Tel: (345) 948 2243
Email: info@hsa.ky. SEE AD PAGE 372
Cayman Islands Health Services AuthoritySpecialist Clinic
Dr Judith Nicholls, MD - Pain Specialist
Smith Road Medical Centre (3rd Floor)
150 Smith Road, George Town
Tel: (345) 949 8600
www.hsa.ky. SEE AD PAGE 372
Dr Johannes Wejbora, MD CCST (UK)Anaesthesiologist
Dr Stewart Southey, MBBCh FRCA MBA MScAnaesthetist
Dr Stephen Gay, MBBS DA (UWI) FFARCS (I)Anaesthesiologist
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
SEE AD PAGE 365
Dr Dhruva Kumar Krishnan, MBBS DNB FCA -
Medical Director, Senior Consultant in Cardiac Anaesthesiology and Intensive Care
Dr Susan Paul, MBBS DA DNBAnaesthesiologist
Dr Sanjay Saha, MBBS MD - Senior Consultant, Anaesthesiologist & Intensivist Consultant Anaesthesiologists
> Dr Nikhil Manmatha Gowda
> Dr Vijaya Kumar Santhanakrishnan
> Dr Praveen Kumar Gouraklara Lokeshappa
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
New Horizon Cayman
West Shore Center, 508 West Bay Road, SMB
Tel: (345) 943 5800
Email: care@newhorizoncayman.com www.newhorizoncayman.com
Offers advanced electrotherapy, a safe and effective way to reduce pain and inflammation associated with arthritis, joint injuries and other orthopaedic issues.
Dr Cleon Davis
The Family Practice
Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077/Fax: (345) 949 0531
Dr Cleon Davis provides anaesthesia services for a wide variety of surgical disciplines. His area of expertise includes sedation, regional anaesthesia, spinal, epidural and general anaesthesia. He also provides epidural analgesia for patients in labour. SEE AD PAGE 382
Cardiology
Cayman Islands Health Services AuthorityCardiology Clinic
Dr Joanna Kregiel, MD
Dr Brian Noronha MD MRCP MRCPI CCDS (UK)
Smith Road Medical Centre (2nd Floor)
150 Smith Road, George Town
Tel: (345) 949 8600
The HSA’s Cardiology Clinic provides inpatient services for cardiac emergencies and conditions requiring hospitalisation. HSA offers a multi-disciplinary approach to cardiac care, incorporating other specialties into treatment plans, including dietary consultations, cardiac rehab, respiratory therapy and more.
SEE AD PAGE 372
Dr Krzysztof Kukula, MD PhD - Cardiologist
Doctors Hospital
16 Middle Road (off Walkers Road), GT Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD INSIDE BACK COVER
Dr Binoy Chattuparambil, MBBS MS MCh (CVTS)Clinical Director & Senior Cardiothoracic Surgeon
Dr Sridhar Devaraju – Cardiac Surgeon
Dr Ravi K. Ganga Amancharla, MD FACC
- Chief Interventional Cardiologist and Electrophysiologist
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040 or (345) 526 2108
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Cosmetic Medicine & Surgery
In addition to traditional cosmetic surgery, non-invasive, routine treatments including Botox, chemical peels, dermal fillers and
Plasma Rich Therapy also fall under this category. Take a look at some options for treatments in Cayman below:
Aventis Dental and Facial Aesthetics
Caribbean Plaza, Second Floor
878 West Bay Road, Seven Mile Beach Tel/WhatsApp: (345) 916 8170
Email: aesthetics@aventis.ky www.aventis.ky
Dr Imogen blends science and artistry for effective anti-ageing outcomes, excelling in Botox, dermal fillers, Profhilo and thread lifts. Aventis utilises the renowned Sciton laser to address hyper-pigmentation and carry out anti-ageing medical grade resurfacing.
Beyond Basics Medical: Laser & Skincare 3rd Floor, Tomlinson Building, Corner of Walkers Road and Hospital Road, George Town Tel: (345) 916 7546
Email: info@beyondbasics.ky www.beyondbasics.ky
IG/FB: @beyondbasicslaser
Dr Ciro Adamo, MD PhD EBOPRAS
Pasadora Place, Smith Road, George Town Tel: (345) 949 6040
Dr Leeza Mohanty – Consultant Plastic Surgeon
Health City Cayman Islands
1283 Sea View Road, East End Tel: (345) 640 4040
Emergency: (345) 526 2108
Email: info@healthcity.ky www.healthcitycaymanislands.com
SEE AD INSIDE BACK COVER
Dr Louis A. Cona, MD
The Strand Medical Centre
The Strand Shopping Centre, West Bay Road, SMB
Tel: (345) 945 7077/Fax: (345) 945 3153
Email: thestrandmedicalcentre@candw.ky www.caymandoctor.ky. SEE AD PAGE 383
Dermatology
Cayman Islands Health Services AuthoritySpecialist Clinic
Dr Andrea Clare-Lyn Shue
Smith Road Medical Centre (3rd Floor)
150 Smith Road, George Town
Tel: (345) 949 8600
Email: info@hsa.ky
www.hsa.ky
The HSA’s dermatology unit facilitates the diagnosis and treatment of skin, hair and nail disorders. SEE AD PAGE 372
Dr Rebeca De Miguel, MD PhD - Specialist Dermatologist derma Ltd.
The Grove, West Bay Road, SMB
Tel: (345) 233 1152
www.derma.ky
Other languages: Spanish
Dr Rebeca De Miguel has a PhD in Psoriasis (2010) and a dual Masters in Oncological Dermatology (2014) and Trichology-hair conditions (2018). Derma Ltd. aims to combine a state-of-the-art facility with patientcentred values and offers a wide range of dermatological services from medical to cosmetic treatments, including the opening of the first facility in Cayman dedicated to Mohs
surgery. SEE AD THIS PAGE
Dr Alison Duncan, MBBS FRCP MScSpecialist Dermatologist
Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: alison.duncan@integra.ky www.integra.ky
Integra Healthcare’s team of experienced dermatologists provides a comprehensive paediatric and adult dermatology service. Besides her 12 years of consult-level experience in general dermatology, Dr Alison also has special interests in paediatric problems, skin cancer and vulval dermatology.
SEE AD PAGE 323 & 375
Dr Davide Altamura, MD Masters-Specialist Dermatologist & Dermato-Surgeon
Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: davide.altamura@integra.ky www.integra.ky
Integra Healthcare’s team of experienced dermatologists provides a comprehensive paediatric and adult dermatology service. With 11 years as a UK consultant dermatologist, Davide has a particular interest in skin cancer screening, detection and management, with extensive publications. SEE AD PAGE 323 & 375
Dr Wayne Porter, MD FAAD
282 Crewe Road, George Town
Tel/Fax: (345) 946 9020
Email: Drportercayman@gmail.com www.drwayneportercayman.com
Other languages: Spanish
Dr Wayne Porter provides several services, including acne treatments, skin cancer detection and treatment, Botox and more.
Endocrinology & Diabetes
Endocrinologists are most often considered specialists of internal medicine or paediatrics. They focus on the endocrine system (a messenger process of glands and feedback loops of hormones) and its related disease. Through hormonal analyses, they identify, diagnose and treat such diseases
using inhibition/suppression testing. In some cases, treatment may include surgery. The most common types of endocrine diseases include diabetes, hypothyroidism, polycystic ovary syndrome, osteoporosis and metabolic syndrome.
Dr Seshadri Pramodh, MBBS MRCP (UK) CCT (Endocrinology) - Consultant Endocrinologist
Doctors Hospital
16 Middle Road (off Walkers Road), GT Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Dr Diane Hislop-Chestnut, BSc (Hons) MB
BChir
Palm Road Medical Ltd.
Chestnut Centre, 8 Palm Road (off Smith Road), GT Tel: (345) 946 7256
Email: reception@diabetescayman.com
Dr Rajnish Kumar, MD PG Cert. Diabetology
PGD Anaesthesiology MBBS
Total Health
Grand Pavilion, West Bay Road, SMB Tel: (345) 333 2222
Email: appointments@totalhealth.ky www.totalhealth.ky
Dr Kumar is an expert in managing complicated diabetes cases and holds more than 17 years of clinician experience. He strongly believes that prevention is better than the cure and is trained in the fields of internal medicine, diabetology and critical care. SEE AD PAGE 367
Fertility Treatment
If you are having trouble conceiving, there are plenty of options on-Island. Most OB/GYNs will be able to undertake initial testing and subsequent treatment that may be required, such as ovarian stimulation and IUI. At the time of publication, the only licensed and certified practice offering IVF treatment is the Cayman Fertility Centre.
Dr Lisa Hinzmann, MD
Cayman Fertility Centre
Heron Place, 1283 Seaview Road, East End
Tel: (345) 233 0770
www.caymanivf.com
Dr Rommel El-Madany - Consultant Obstetrician /Gynaecologist MB BCh (Cairo) FRCS (GYN) (Edinburgh) HDGO (Dublin) DM MD RCSI/ IPA (Dublin) Diploma of Advanced Obstetrics Ultrasound/Foetal Medicine: RCOG/RCR (London) Helena Medical Group, 9 Smith Road Plaza, Smith Road, George Town
Tel: (345) 946 2496
Urgent care/After hours: (345) 926 2911
Email: islandobgyn@icloud.com
SEE AD PAGE 322 & 388
Dr David Stone, MD FACOG - Consultant
Obstetrician/Gynaecologist
Dr Layla Jaffree MD, FACOG - Consultant
Obstetrician/Gynecologist
OceanMed
Bayshore Mall, Level 2, South Church Street
Tel: (345) 946 2326
Email: info@oceanmed.ky
Gastroenterology
Gastroenterologists are focused on investigating, diagnosing, treating and preventing all gastrointestinal and hepatological (liver, gallbladder, biliary tree and pancreas) diseases. There are several gastroenterologists in the Cayman Islands, some of which you can find below:
Dr Manoj Kumar Rangapa - Consultant Surgical Gastroenterologist
Dr Cyril Alex – Consultant Gastroenterologist
Dr Sunil Mathai – Consultant Gastroenterologist
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
Email: info@healthcity.ky
www.healthcitycaymanislands.com
SEE AD INSIDE BACK COVER
Dr Trevor L Seaton, MBBS FRCP (C) FACG
Island Medical Specialists
Unit C, Hospital Road Plaza, George Town
Tel: (345) 946 9770
Email: info@islandmedicalcayman.com
Hospice & Palliative Care
Jasmine
31 Jasmine Blossom Way, West Bay Road, SMB
Tel: (345) 945 7447
Email: info@jasmine.ky
www.jasmine.ky
Jasmine provides free palliative care, hospice care and bereavement support for people living with a life-limiting or end-of-life illness. Care is provided by professional nurses in the home or at the Jasmine Villa, depending on the needs and wishes of patients and their families. Jasmine’s services are aimed at improving quality of life for patients and their families through pain and symptom management, emotional support, education and other holistic therapies. Anyone can refer a patient to Jasmine and support can be provided alongside treatment.
In-Home Nursing Care
With an ageing population and an increasing number of people choosing to retire in the Cayman Islands, the demand for in-home nurses continues to grow. Such nurses provide home-based care for patients, typically in the form of follow-up treatments post-discharge from a hospital or long-term nursing care at home for adults with a chronic illness, injury or disability.
AAA Caregivers Agency
Tel: (345) 916 5925 or (345) 916 1601
Email: aaacaregivers@candw.ky www.aaacaregivers.ky
AAA Caregivers provides healthcare services and has qualified nurses with tertiary education and over 10 years of experience caring for and nursing the elderly.
Caring Hands Cayman
171 Elgin Avenue, Cricket Square, GT Tel: (345) 943 1177
Email: support@caringhandscayman.com www.caringhandscayman.com
With an in-house local physician serving as a medical advisor and a clinical team of registered nurses, individual care plans are prepared to deliver quality healthcare for the best outcome for adults and paediatric clients.
The home healthcare nursing services include, but are not limited to, medication management, care for the elderly, respite care, dementia, infusion therapy, wound care, companionship care, and a medical escort service. Caring Hands Cayman is dedicated to enhancing the quality of life, dignity and independence of the elderly or those needing quality nursing care within the privacy of their own home.
Internal Medicine & Infectious Disease
Cayman Islands HSA - George Town Hospital
Dr Courtney Cummings, MD DM Int Med FACPMD
Dr Karen Galloway-Blake, MBBS DM FACP
Dr Candise Price, MBBS DM (Internal Medicine) FACP
Dr Schade Stanton, MBBS DM
Dr Irka Ebanks, MBBS
Dr Elisabetha Compot
Dr Tsahay Moore
Dr Raymonde Rohan-Moving
Dr Mark Khan, BSc MBBS MD
Dr Shawn Gutierrez
95 Hospital Road, George Town Tel: (345) 949 8600
Internal medicine physicians at the HSA are trained to manage a wide range of health conditions, from common illnesses to complex diseases. SEE AD PAGE 372
Cayman Islands HSA - Faith Hospital (Brac)
Dr Nikke Thompson-Girish, BSc MBBS DM 215 Dennis Foster Road, Stake Bay Tel: (345) 948 2243
www.hsa.ky. SEE AD PAGE 372
Dr Christian Hinzmann, MD – Internal
Medicine Consultant
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Dr Stephen J. Pickering, MB ChB FRCP (UK)
Grand Harbour Medical
Grand Harbour Medical Suites, Red Bay
Tel: (345) 949 4309/Fax: (345) 949 7543
Email: drstephen@themedicalclinic.com
Dr Joseph L. Barefoot, MD ABIM
Suite 13H, Grand Harbour Shops, Red Bay
Tel: (345) 949 9412/Fax: (345) 943 9412
Nephrology
Nephrology, the study of kidneys, delves into the intricate mechanisms of filtration and regulation within these vital organs. From managing kidney diseases to renal replacement therapies, nephrologists play a pivotal role in maintaining renal health.
Dr Amit Kumar Mahapatra – Consultant
Nephrology & Kidney Transplant Medicine
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040 or (345) 526 2108
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Neurology, Neurosurgery & Pain Management
Cayman has several neurologists and neurosurgeons specialising in disorders of the nervous system. Such disorders include strokes, epilepsy, blocked arteries, chronic back pain and neuromuscular disorders.
Cayman Islands HSA - Specialist Clinic
Dr Dwaine Cooke, MBBS, MDM (Neurosurgery),
FACS - Neurosurgeon
Dr Judith Nicholls, MD - Pain Management
Dr Tamas Cseh, MD – Neurologist
Smith Road Medical Centre (3rd floor)
150 Smith Road, George Town
Tel: (345) 244 7750 or (345) 244 7751
SEE AD PAGE 372
Dr Ryan Punambolam, MD MSc FRCPC –
Neurologist
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Dr James Akinwunmi, MBBS FRCS (SN)
Cayman Neurons Limited
Fidelity Financial Centre, 2nd Floor, West Bay Road, Seven Mile Beach
Tel: (345) 769 8370
Email: infocaymanneurosurgeon@gmail.com
Dr Akinwunmi is a neurosurgical specialist who previously ran an NHS and Harley Street (London) practice. He was trained in Cambridge, Birmingham and the National Hospital for Neurology and Neurosurgery in the UK. He manages and treats patients with conditions of the brain and spine, performs spinal surgery and peripheral nerve surgery (carpal tunnel surgery). His practice is part of Cayman Neurons Limited which offers minimally invasive neurosurgery and pain management, as well as cosmetic medicine and surgery.
Dr Romnesh de Souza, MBBS MD DNB –Consultant Neurologist and Interventional Neurologist
Dr Susant Bhuyan, DM MD – Consultant Neurologist
Dr Rose Giammarco – Consultant Neurologist & Headache Specialist
Dr Manjunatha Kandala, MBBS DNB –Consultant Neurosurgeon & Spine Surgeon
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
Email: info@healthcity.ky www.healthcitycaymanislands.com
SEE AD INSIDE BACK COVER
Obstetrics & Gynaecology
Once pregnant, one of the first and most important decisions one has to make is selecting an OB/GYN. In Cayman, you may choose either a private specialist doctor or register at the Women’s Health Centre at the George Town Hospital for antenatal care. The George Town
Dr. Rommel El-Madany
Hospital (HSA), Doctors Hospital (DH) and Health City at Camana Bay have maternity facilities where babies can be delivered.
For more information on healthcare for babies and children, see the OB/GYN listings or the Having A Baby chapter. The following are some experts currently available in the Cayman Islands:
Cayman Islands HSA - George Town Hospital
Dr Peter Sipos, MD PhD (Med) MsC MRCOG CCT (UK)
Dr Leroy Campbell, MBBS DM FACOG
Dr Gilbertha Alexander, MBBS DM MRCOG
Dr Rhonda Reeves, MBBS DM FRCOG
Dr Elaine Ebanks, MD MBBS FACOG RCOG
Dr Iuliana Irimia, MD MsC MRCOG MRCPI
Dr Christina McLean, BMedSci MBBS
Dr Karina Palmer-Ford, MD
Dr Samantha Mascarenhas
Dr Colin Charles
95 Hospital Road, George Town Tel: (345) 949 8600
Email: info@hsa.ky www.hsa.ky. SEE AD PAGE 372
Dr Zbigniew “Dr Ziggy” Zwierzchowski, MDObstetrics Gynaecologist
Dr Lisa Hinzmann, MD - Obstetrics & Gynaecologist Consultant
Dr Sarath De Alwis, FRCS FRCOG MRCP, FFSRH (UK) FACOG MRCS LRCP (England)
LRCS (Edinburgh) LRCP (Edinburgh) LRCP&S (Glasgow) – Consultant Specialist OB/GYN
Doctors Hospital
16 Middle Road (off Walkers Road), GT Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Cayman Islands HSA - Faith Hospital (Brac)
Dr Venkamma Bonigi, MBBS DGO
Dr Karen Campbell-Simpson
215 Dennis Foster Road, Cayman Brac
Tel: (345) 948 2243
SEE AD PAGE 372
Dr Mamatha Gowda - Obstetrics and Gynaecology
Dr Troy Gatcliffe – Gynaecologic Oncologist
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
SEE AD INSIDE BACK COVER
Dr Laura Hole, MBBS BSc MRCOG - Specialist Obstetrician and Gynaecologist
Dr Madhavi Manoharan, MBBS MD MRCOG DFFP - Specialist Obstetrician and Gynaecologist
Dr Mike Smith, MBChB MRCOG - Specialist Obstetrician and Gynaecologist
Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: l.hole@integra.ky; m.manoharan@ integra.ky; m.smith@integra.ky www.integra.ky
Integra Healthcare has a renowned OB/GYN team covering obstetrics, gynaecology, child and adolescent gynaecology and fertility. Dr Laura has a special interest in surgical gynaecology, colposcopy and is an advanced laparoscopic surgeon. Dr Madhavi brings a decade of tertiary consultant-level experience and specific interests in early pregnancy scanning, high-risk pregnancies and foetal medicine. Dr Mike has subspecialty training in gynaecological oncology and has advanced gynaecological surgical skills in both open and minimal-access surgery. SEE AD PAGE 323 & 375
Dr Barry Richter, MD - Board Certified Obstetrician & Gynaecologist, Board Certified Urogynaecologist, European Society of Aesthetic Gynaecology certified, Certified Menopause Practitioner (SAMS), (NAMS) NovoClinic
BritCay House, 236 Eastern Avenue, GT Tel: (345) 746 6082
Email: frontdesk@novocayman.com
Dr David Stone, MD FACOG - Consultant Obstetrician/Gynaecologist
OceanMed
Bayshore Mall, Level 2, South Church Street
Tel: (345) 946 2326
Email: info@oceanmed.ky
Dr Stone holds a Board Certification in Obstetrics and Gynaecology (ABOG), is a Fellow of the American College of Obstetricians and Gynaecologists (FACOG), and is the Director of
Urogynaecology at OceanMed. As well as caring for many women throughout their pregnancy, Dr Stone specialises in issues including urogynaecology, minimally invasive surgery and advanced robotic-assisted laparoscopy, treating abnormal uterine bleeding, chronic pelvic pain, uterine fibroids, endometriosis, vaginal prolapse and infertility.
Dr Layla Jaffree MD, FACOG Consultant Obstetrician/Gynaecologist
OceanMed
Bayshore Mall, Level 2
South Church Street, George Town
Tel: (345) 946 2326
Email: info@oceanmed.ky www.oceanmed.ky
Dr Layla Jaffree is a board certified OB/GYN through the American Board of Obstetrics and Gynaecology (ABOG) and a Fellow of the American College of Obstetricians and Gynaecologists (FACOG). She enjoys caring for women in all phases of life and practises full spectrum obstetrics and gynaecology. She has a particular interest in high-risk pregnancies, minimally invasive surgery, including advanced robotic-assisted laparoscopic surgery, and cosmetic gynaecology. Conditions treated include abnormal pap smears, vulvar and vaginal conditions, irregular bleeding, pelvic pain, uterine fibroids, endometriosis, infertility, menopausal conditions, and vaginal rejuvenation and biologic procedures, including PRP.
Dr Rommel El-Madany - Consultant Obstetrician/Gynaecologist MB BCh (Cairo) HDGO (Dublin) FRCS (Edinburgh) DM MD RCSI/ IPA (Dublin) Diploma of Advanced Obstetrics Ultrasound/Foetal Medicine: RCOG/RCR (London)
Helena Medical Group
9 Smith Road Plaza, Smith Road, George Town Tel: (345) 94-OBGYN (62496)
Urgent care/After hours: (345) 926 2911
Email: islandobgyn@icloud.com
Consultant/Specialist OB/GYN: gynaecologic wellness, high-risk pregnancy, infertility, traditional and advanced laparoscopic/ endoscopic surgery, including advanced laparoscopic surgery and minimally invasive
surgery for heavy periods, fibroids, endometriosis, urinary incontinence, sterilisation, prolapse, etc. Advanced equipment, including 4D, 3D and coloured ultrasound, electronic urodynamics, digital colposcope and LEEP procedures. One-stop cancer screen, foetal anomaly scan, nuchal translucency and amniocentesis tests and packages for pregnancy care and delivery. SEE AD PAGE 388
Oncology
Cayman Islands Cancer Society (CICS)
114 Maple Road, George Town
Tel: (345) 949 7618
Email: info@cics.ky or www.cics.ky
Facebook: www.facebook.com/CICSCayman
Instagram: @c.i.c.s
The Cayman Islands Cancer Society (CICS) helps cancer patients in a variety of ways, including counselling, peer support, various therapy groups, home medical equipment and financial support for those who qualify. They provide the eligible public with access to their Charity Voucher Programme, which offers pap smear tests, prostate exams, colon test kits, and mouth and throat cancer screenings. Contact them to see how they can help with your wellness today.
Cayman Islands HSA - George Town HospitalChemotherapy Unit
Dr Lundie Richards
Dr Danielle Smellie
42 Pines Drive, George Town Tel: (345) 244 2872 or (345) 244 2706
Email: oncology2@hsa.ky. SEE AD PAGE 372
Dr Sanjay Awasthi, MD - Medical Oncologist
Dr Natalie Sharpe, MBBS DM – Medical Oncologist
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Dr Vineetha Binoy, MBBS MD DM - Senior Consultant Medical Oncologist
Dr Troy Gatcliffe – Gynaecologic Oncologist
Dr Jaganmurugan Ramamurthy – Consultant
Surgical Oncologist
Dr Vikas Roshan, MBBS IGRT/IMRT – Senior Consultant Radiation Oncologist
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
SEE AD INSIDE BACK COVER
Ophthalmology
Ophthalmologists provide medical and surgical treatment of eye diseases, give diabetic eyecare and perform cataract surgery. Cayman is lucky to have several eyecare experts to assist with both simple and complex needs.
Cayman Islands HSA - Lions Eye Clinic
Dr Brenda Mulenga
Dr Zahra Bile
95 Hospital Road, George Town
Tel: (345) 949 8600
The eyecare team offers a comprehensive range of medical and surgical ophthalmic services from the eye clinic at the George Town Hospital. SEE AD PAGE 372
Dr Eugene Foley, FRCS MB BCh BAO NUI
107 Claude Hill Road, off Smith Road, GT
Optique
8 Queens Court Plaza, West Bay Road
Tel: (345) 949 EYES (3937)
Email: info@optique.ky www.optique.ky
Dr Priyanka, MBBS MS (Ophthalmology) FRCS (Part 2) (Glasgow)
Total Health
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 333 2222
Email: appointments@totalhealth.ky www.totalhealth.ky
Dr Priyanka is a qualified eye surgeon at Total Health with over 13 years of experience in the field of ophthalmology. She has worked along side retina specialists and is well-versed in diagnosing and providing treatment for retinal disorders, as well as performing eye surgeries. She also specialises in anterior segments surgeries. SEE AD PAGE 367
Orthopaedics & Sports Medicine
Dr Melissa Mascaro, MD CAQSM
Cayman Clinic
439 Crewe Road, George Town
Tel: (345) 949 7400/Fax: (345) 949 9045
Email: cayman.clinic@gmail.com www.caymanclinic.ky
Dr Mascaro provides preventative measures and management of injuries to both elite and recreational athletes. SEE AD PAGE 377
Cayman Hand Centre
Dr Hesham Sida, FRCS MSc Orth BMSc MBBCh Grand Pavilion (main entrance), West Bay Road, Seven Mile Beach
Tel: (345) 946 2500/Emergency: (345) 939 2500
Email: office@caymanhandcentre.com www.caymanhandsurgeon.com
Dr. Eugene Foley F.R C.S D.O
107 Claude Hill Road, off Smith Road (formerly Melrose Lane) George Town Tel: 946 4944 Fax: 945 1597 Emergency: 916 6264
Tel: (345) 946 4944 or (345) 916 6264
Email: info@drfoleyeyeclinic.com
Dr Eugene Foley provides several optical services, including general ophthalmology, eye surgery, full diabetic eyecare, lasers, glaucoma, kids’ assessments and all eye emergencies. Most insurance policies accepted on assignment. SEE AD THIS PAGE & 403
Dr Hesham Sida has over 30 years of orthopaedic experience and specialises in hand and wrist surgery ranging from carpal tunnel release, fractures and dislocations to tendon repairs, arthrodesis, arthroplasty, nerve repairs, vascularised bone grafts, trapeziectomies, microvascular and reimplantation surgery. He also specialises in sports medicine and wrist, elbow, knee and ankle arthroscopic surgery and can be engaged for medicolegal reports. SEE AD PAGE 391
O PH T HALMO LO G Y
Cayman Islands HSA - George Town HospitalOrthopaedic Clinic
Smith Road Medical Centre - Sports & Exercise Medicine
Dr Kadiyala Sekhar, MBBS MS
Dr Allan Larsen, MD PhD
Dr Andrew Bogle - Orthopaedic & Spine
Surgeon
> 95 Hospital Road, George Town
> 150 Smith Road (2nd Floor), George Town
Tel: (345) 949 8600
Email: info@hsa.ky
www.hsa.ky/medical-services/orthopaedics
Expertly qualified teams at the orthopaedic clinic, physiotherapy unit and state-of-the-art Smith Road Medical Centre sports medicine clinic, utilise modern techniques and the latest technological advancements to expedite the recovery of patients who have suffered injuries due to accidents, sports or daily activities.
SEE AD PAGE 372
NovoClinic
BritCay House, 236 Eastern Avenue, GT Tel: (345) 746 6082
Email: frontdesk@novocayman.com www.novoclinic.ky
Dr Matthias F. Herzig, MD PhD - Consultant
Orthopaedic, Trauma & Reconstructive Surgery
Doctors Hospital
16 Middle Road (off Walkers Road), GT Tel: (345) 914 6512 or (345) 924 0041 or (345) 325 9000
Email: drm.herzig@gmail.com
Book online: mydoctors.ky/appointments
Other languages: French and German
Dr Matthias F Herzig is board-certified in orthopaedics, trauma and reconstructive surgery and sports medicine with UK specialist registration and over 25 years of experience. He treats all joint problems, including fractures and arthritis, musculoskeletal and sports injuries and has a special interest in keyhole surgery for shoulder, knee and ankle joints. This includes ACL, PCL, meniscus and cartilage repair and all other ligament reconstruction surgery. He is also very experienced in total hip and knee replacements, foot and ankle surgery, including simple and complex bunion/
hallux valgus surgery. Other services include hand surgery, including carpal tunnel, finger and wrist fractures. A further focus of his work is conservative management of neck and back pain, including treatment by nerve root blocks and facet joint infiltration. Diagnostics on site: XR, US, CT and MRI. Available for Medico-Legal reports.
SEE AD PAGE 365
Dr Pekko Kuusela, MD – Consultant Orthopaedic Surgeon
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Dr Nabil Khan, MBChB MMed Orth FCS Orth (SA) – Consultant Orthopaedic Surgeon Doctors Hospital Specialty Clinic
The Strand Shopping Centre, Seven Mile Beach Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Dr Alwin Almeida - Senior Consultant Orthopaedic Surgeon
Dr Niranjan Nagaraja, MBBS DNB D.OrthoSenior Orthopaedic Surgeon
Dr Prathap Anthony Vincent – Junior Consultant Orthopaedics
Health City Cayman Islands
1283 Sea View Road, East End Tel: (345) 640 4040 or (345) 526 2108
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Dr Olivia Antos, MBChB (Pret) FC Orth (SA)
MMed (Orthopaedic Surgery) – Orthopaedic Surgeon Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: o.antos@integra.ky www.integra.ky. SEE AD PAGE 323 & 375
New Horizon Cayman
West Shore Center, 508 West Bay Road, SMB
Tel: (345) 943 5800
Email: care@newhorizoncayman.com www.newhorizoncayman.com
Regenexx Cayman
West Shore Center, 508 West Bay Road, SMB
Tel: (345) 943 5900
US toll-free: 1 (877) 211 3834
Email: info@regenexxcayman.ky www.regenexxcayman.ky
Regenexx Cayman offers advanced blood platelet (PRP) and stem cell therapy for orthopaedic conditions. Their non-surgical procedures are precise, patient-specific, and treat sports injuries, arthritis, tendon and ligament sprains, cartilage damage, soft tissue tears and more. Regenexx Cayman helps patients reduce pain, and improve mobility and function. SEE AD PAGE 396
Total Health
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 333 2222
Email: appointments@totalhealth.ky www.totalhealth.ky
WIth an emphasis on providing effective and compassionate patient care, orthopaedic
treatments at Total Health are run by a dedicated and diligent team of medical experts.
SEE AD PAGE 367
Will Of Wellness
13 Belmont Close, Crewe Road, George Town
Tel: (345) 926 2428
Email: wowcayman3@gmail.com
Otorhinolaryngology (ENT)
Ear, nose and throat (ENT) specialists diagnose, treat and manage diseases of the ears, nose, sinuses, larynx (voice box), mouth and throat, as well as structures of the neck and face. They can also provide treatment for balance disorders. ENT specialists are often uniquely trained in surgery, minimising the need for overseas referrals.
Dr Frank Glatz, MD FABO FAAOHNS FAAOA
Cayman E.N.T. Associates
Unit 2, Alexander Place, Dorcy Drive, GT
Tel: (345) 945 3822
Email: jharris@candw.ky
Paediatric Care from Dr Sara Watkin
MB ChB, MRCP (paeds), FRCPCH, MD
30 years' Consultant experience, providing everyday paediatric care & managing complex conditions.
• Well Child Checks
• School Health Checks
• Behavioural issues (e.g. ASD & ADHD)
• Vaccination guidance
• Allergies & intolerances
• Out-of-hours access
• And more…
Cayman Islands HSA - Specialist Clinic
Dr Gyanendra Jha, MBBS MSc ENT
Dr Cengiz Uneri, MD FRCS (England)
Dr Raul Kwesi Davis, ENT
Smith Road Medical Centre (3rd Floor)
150 Smith Road, George Town
Tel: (345) 949 8600
www.hsa.ky/medical-services/ear-nose-throat
SEE AD PAGE 372
Dr Nadine Yammine, MD MSc FRCSC - Specialist in Otolaryngology (ENT) Head & Neck Surgery, Laryngology & Cosmetic Surgery
Doctors Hospital Specialty Clinic, Strand Shopping Centre, West Bay Road, SMB
Tel: (345) 325 9000
Email: ENT@doctorshospital.ky
Other Languages: French
SEE AD PAGE 365
ENT in Cayman
Dr Ulrich Ecke, MD ENT
Dr Fionnuala Keane, MBChB DCH DRCOG PGDiPENT
Paediatrics
Paediatricians specialise in concerns of physical, mental and social health of children from birth to young adulthood (neonatal through to 18 years of age). The field encompasses a broad spectrum of health services that include everything from preventative healthcare to the treatment of chronic or acute diseases. Paediatricians also handle environmental, social and biological development concerns.
Cayman Islands HSA - George Town Hospital
Dr Chela Lamsee-Ebanks, MBBS DM (Paediatrics) MHA
Dr Marilyn McIntyre, MBChB DRCOG FRCM
Dr Earl Robinson, MD FAAP
Dr Linden Swan, MBBS DM (Paediatrics)
Dr Tonita Rankin, MD
Dr Krystina Chin - Registrar
95 Hospital Road, George Town
Tel: (345) 949 8600
Email: info@hsa.ky
www.hsa.ky/medical-services/paediatrics
(345) 745-7070
www.optimal.ky
team@optimal.ky
with ear, nose and throat conditions. Dr Jha has earned numerous awards and recognitions from his medical peers, as well as the Cayman Islands community. SEE AD PAGE 367
The HSA offers paediatric services within inpatient and outpatient care delivered by a team of experienced doctors, nurses and SEE AD PAGE 372
Cayman Islands HSA - George Town Hospital
Dr Robert Bomont, MBChB MA BSc FRCPCH -
95 Hospital Road, George Town
Tel: (345) 949 8600
Email: info@hsa.ky
Dr Ramon Lacanilao, MD - Paediatrician
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
Dr Shyla Chacko Jehangir, MBBS DCH MRCPCH
Dr Abraham’s Clinic
Unit 7, Alexander Place, Dorcy Drive, GT
Tel: (345) 945 7050
Dr Sarah Newton, MBChB FRACP (paeds) DCH
– Specialist General Paediatrician & Newborn Care
Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: s.newton@integra.ky www.integra.ky
Integra Healthcare provides a team of tertiarytrained paediatric and newborn specialists providing a comprehensive service. Besides her general paediatrics and newborn care, Dr Sarah has a particular interest in growth and development, as well as complex diagnostics and care.
SEE AD PAGE 323 & 375
Dr Siobhan Jaques, MBBS BSc DRCOG FRCPCH
– Specialist Paediatrician and Neonatologist
Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: s.jaques@integra.ky www.integra.ky
Integra Healthcare provides a team of tertiary-trained paediatric and newborn specialists providing a comprehensive service. Dr Siobhan is an experienced consultant in neonatal care, with an additional interest in the mental wellbeing of children and excellence in paediatrics. SEE AD PAGE 323 & 375
Dr Tamara Bugembe, MbChb, MRCPCH –Consultant Paediatrician
Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB Tel: (345) 745 7450
Email: t.bugembe@integra.ky www.integra.ky
Dr Tamara Bugembe trained in the United Kingdom as a paediatrician with a special interest in neurology and neurodevelopmental paediatrics. She supports children and adolescents with neurodevelopmental problems, including ADHD, autism spectrum disorder, developmental delay and neurobehavioural difficulties.
SEE AD PAGE 323 & 375
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: z.balang@integra.ky www.integra.ky
During her medical career, Dr Balang has worked in different fields of paediatrics and brings with her vast experience in primary care, paediatric ER services and neonatal intensive care. Dr Balang is trained to identify and differentiate among paediatric behavioural health problems, such as childhood depression, ADHD, anxiety states, and oppositional and conduct disorders. SEE AD PAGE 323 & 375
Dr Gordon Smith, MB ChB MRCP (UK)
MRCGP DRCOG
The Children’s Clinic and Family Practice Windward Centre, 93 Smith Road, GT Tel: (345) 949 2970
Email: drgoffice@candw.ky www.thechildrensclinic.ky
Other languages: French.
Dr Sara Watkin, MB ChB MRCP (paeds)
FRCPCH MD - Consultant Paediatrician & Neonatologist
Optimal Healthcare Cayman Center, Unit B11-15, George Town Tel: (345) 745 7070 or (345) 326 7827
Email: team@optimal.ky www.optimal.ky
Dr Watkin has 30+ years’ consultant-level experience in paediatrics, newborn and neonatal care, including 8 years’ experience here on-Island. She provides everyday paediatric care, as well as managing complex conditions, and is one of the only tertiaryqualified and accredited neonatologists in Cayman, with admitting rights to HSA and HCCI. SEE AD OPPOSITE PAGE
Paediatric ENT
Dr Ulrich Ecke, MD ENT
Dr Fionnuala Keane, MBChB DCH DRCOG
www.entincayman.com
Pathology
Cayman Islands HSA - George Town Hospital
Dr Shravana Jyoti, MBBS (India) MD (JIPMER)
Dr Kimone Fraser, MBBS DM
95 Hospital Road, George Town Tel: (345) 949 8600
Medical testing in microbiology (bacteriology, parasitology and virology), histology, cytology, haematology, clinical chemistry and immunohaematology. SEE AD PAGE 372
Dr Ishani Bhuyan - Consultant Pathologist
Health City Cayman Islands 1283 Sea View Road, East End Tel: (345) 640 4040
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Podiatry & Orthotics
Podiatrists diagnose and treat conditions of the foot, ankle and structures of the leg.
Mr Ray Anthony, FCPodS DPodM
Helix Healthcare, 4 Middle Road, George Town Tel: (345) 749 4444
Psychology, Psychotherapy, Psychiatry & Counselling
Psychiatry and psychology are overlapping professions, where practitioners of both are mental health professionals. Their area of expertise is the mind and the way it affects behaviour and wellbeing. They often work together to prevent, diagnose and treat mental illness. However, it is important to understand the difference. A psychiatrist is a medical doctor who specialises in preventing, diagnosing and treating mental illness, whereas a psychologist has a doctoral degree in psychology, which is the study of the mind and behaviours.
Dr Zanele Balang, MBBS, DM Paediatrics –Consultant Paediatrician
Integra Healthcare Ltd.
PGDipENT
Niamh Kilcoyne, Audiologist MSc
Alison Mulder, BA (Hons) Speech Therapist ENT in Cayman
Pasadora Place, 94 Smith Road, George Town
Tel: (345) 745 3253
Email: info@entincayman.com
Cayman Islands HSA - George Town HospitalAlex’s Place
95 Hospital Road, George Town Tel: (345) 949 8600
Email: info@hsa.ky
www.hsa.ky/medical-services/behavioural-health
Evidence-based mental health care, specifically
Hope Acade my
Clinical Ser vices
Individual / Family / Couples Counseling
Parenting As sistanc e & Suppor t
In -home Inter ventions
School O bser vations & Inter ventions
Psyc hiatric Ser vic es
Speec h & L anguage Therapy
Psyc hoeducational As ses sments
Neuropsyc hologic al As ses sments
We are able to work with most insurance companies.
For a FREE, confidential consultation contact Pauline VanderGrinten at pauline@mentalhealthci.com
1(345) 769 4673
Grand Harbour Shops, Units 1-8 ww w.hop e cayman.com office@hopecayman.com
for adolescents and young adults, delivered by a diverse team of professional psychiatrists, psychologists, nurses, social workers and therapists. SEE AD PAGE 372
Aspire Therapeutic Services
Unit A13, Crown Square, Eastern Avenue, GT
Tel: (345) 743 6700
Behavioral Health Associates Cayman
Dr Marc Lockhart, MD
Dr Susanne Neita, MB BS DM (Psychiatry)
Xenia Sotiriou, BA MEd Adv. Dip PhD
Unit B, Hospital Road Plaza, George Town
Tel: (345) 746 0066/Fax: (345) 746 0071
Email: info@bhac.ky
www.bhac.ky
Other languages: Spanish Consultant psychiatrists specialising in the treatment of children, adolescents, adults and seniors. Additional associates specialising in psychiatry, forensic and legal evaluation.
SEE AD THIS PAGE
Cayman ABA
Unit 15, Pasadora Place, Smith Road, GT
Tel: (345) 947 5477
Email: info@caymanaba.com www.caymanaba.com
Dr. Marc Lockhart, MD Consultant Psychiatrist
Dr. Susanne Neita, M.B., B.S., D.M. Consultant Psychiatrist
Dr. Christopher Mahfood, M.B., B.S., D.M. Clinical Psychiatrist
Xenia Sotiriou, B.A, M. Ed, Adv. Dip, Phd Therapist
Heather Lockhart, PCC-ICF Certified Life Coach
Charmaine Elias, NCPT Registered Psychiatric Technician
• Psychiatry • Life Coaching
• Forensic & Legal Evaluations
• Counselling/Psychotherapy
Hospital Road Plaza, George Town
A multi-disciplinary practice that offers ABA therapy to significantly improve the quality of life for children with autism. Offers early intervention, therapy and playschool, school-inclusion shadowing, behavioural therapy, parent training and more.
Caribbean Haven Residential Centre (CHRC)
2409 Bodden Town, Breakers
Tel: (345) 947 9992
Email: caribbean.haven@gov.ky or counselling. services@gov.ky
www.dcs.gov.ky/chrc
programme, and to complete a pre-admission screening.
Cayman Islands Crisis Centre (CICC)
Estella’s Place & TAYA Lounge, Crown Square, Eastern Avenue, George Town
Tel: (345) 949 0366
24-hour Crisis Line: (345) 943 CICC (2422)
Email: info@cicc.ky
www.cicc.ky
The Cayman Islands Crisis Centre (CICC) is a charitable organisation that provides services and programmes focusing on domestic and sexual abuse through the provision of safe temporary shelter for women and their children, community education and assistance to all victims of abuse. The CICC acknowledges that domestic abuse is a violation of an individual’s human rights and is not just a problem that affects the person directly involved but also their families and the whole community. The CICC’s services are available to everyone regardless of race, creed, nationality, socioeconomic status, gender, sexual orientation, age, language, religion or physical ability. The Emergency Shelter is currently only available for women and their children. However, services such as the 24-hour confidential crisis line and the walk-in clinic, Estella’s Place, are available to everyone in the community, including male victims of domestic abuse. All programmes and services are available to all three Islands and are provided at no cost to the community.
Cayman Islands HSA - Specialist Clinic
Dr Omotayo Bernard, DM MBBS BSc
Dr Stenette Davis, MBBS BMedSci DM (Psychiatry)
Dr Arline McGill
Dr Toni-Ann Heron, MB BS DM MSc
Dr Tonya Holder
Dr Marc Lockhart, MD
Sophia Chandler-Alleyne, MSc
Antonia Hawkins, Ph.D.
Cavelle Chai-Hong Delfosse, Ph.D.
• Serving Children, Adolescents, Adults and Seniors www.bhac.ky • www.theclarityhub.com
Tel: (345)746-0066 • Fax: (345)746-0071 Email: info@bhac.ky
Caribbean Haven Residential Centre offers non-medical detoxification services and long-term residential treatment to men and women aged 18 and over who struggle with addiction to alcohol and/or drugs. Clients can expect an evidence-based, person-centered approach to treatment from a team of experienced professionals. Contact Caribbean Haven by phone with any questions about the
Paulette Gayle, Ph.D.
Dominic Basson, Ph.D.
David Nightingale, MSc (Sports Psychology)
MBPs Ph.D.
Chantal Basson, Ph.D.
Samantha Sharpe - Applied Behavioural Analyst
Jasmine Powell – Psychiatric Social Worker
Smith Road Medical Centre (3rd Floor)
150 Smith Road, George Town
Tel: (345) 244 2650
Email: info@hsa.ky
www.hsa.ky. SEE AD PAGE 372
Employee Assistance Programme (EAP)
Tel: (345) 949 9559
Email: eap@eapcayman.com www.eapcayman.com
Individual and couples counselling for member company employees. EAP helps with personal challenges that may be affecting job performance and physical health.
Hope Academy (Clinical Services)
Pauline VanderGrinten, MA LPC NCC BC-TMH - Clinical Director/Supervisor
Dr Julie Goodman, MSc PGCE AFBPsS - Clinical Psychologist
Carla Mueller MsEd LC – Mental Health Counsellor
Todd Grunert, Ed.S. NCSP- Psychologist, MA
Wendy Mupaku MCSW - Mental Health Counsellor/Social Worker
Dr Jill Kelderman Walsh – Paediatric Neuropsychologist
Dr Kai Morgan-Campbell – Clinical Psychologist
Dr Charles Motsinger – Psychiatrist
Grand Harbour, 1053 Crewe Road, Red Bay Tel: (345) 769 4673
Email: pauline@mentalhealthci.com or office@ hopecayman.com
www.hopecliniccayman.com
Instagram: @HopeClinicCayman
Hope Academy (Clinical Services) offers a wide range of services, from consultation and assessment to education and treatment. Their clinicians are committed to providing a comprehensive treatment team approach within a supportive, nurturing and healing environment. They provide high-quality, exceptional and effective services by utilising effective, well-researched, evidence-based treatment. Services include: mental health therapy for individuals, couples and families of all ages, speech-language therapy (SLT), inhome family and parenting assistance, group
therapy, school observations and interventions, school-based ABA, psycho-educational testing, neuropsychological assessments, psychiatric services/medication management and free consultations. SEE AD OPPOSITE PAGE
Infinite Mindcare
Tel: (345) 926 0882
www.infinitemindcare.com
KidsAbility
Dr Laurence Van Hanswijck de Jonge, PhD
Lara Juric, Psychologist
8 Midtown Plaza, George Town
Tel: (345) 943 5437
Email: info@kidsability.ky
www.kidsability.ky
KidsAbility is a paediatric therapy clinic offering developmental neuropsychology services, counselling services, occupational therapy, speech-language therapy, a feeding clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.
Life Options
Dr Shari Smith
Tel: (345) 940 5433 www.lifeoptions.ky
OnCourse Cayman
Dr Alexandra Bodden, PsyD MA MS ClinPharm
Heather Mitchell, SLP
Suite 130, Windward 1, Regatta Office Park, SMB
Tel: (345) 745 6463
Email: info@oncourse.ky www.oncourse.ky
Private mental health clinic offering comprehensive psychological services and speech therapy. Services include therapy for teens and adults for anxiety disorders, mood disorders, post-traumatic stress disorder (PTSD)/traumatic stress, substance abuse, ADHD, grief/loss, personal growth/ development and more. They also offer psychological assessments, group therapy, corporate workshops and equine-assisted psychotherapy with horses. Speech therapy services include assessment and therapy offered in school, at home and/or in office for clients with communication needs such as expressive and receptive language delays,
developmental language disorder (DLD), autism, articulation and phonological delays and disorders, learning disabilities, genetic and neurological conditions, executive function difficulties, social-pragmatic difficulties, and/ or various other communication and literacy needs.
The Counselling Centre
75 Fort Street, Adonis House, George Town Tel: (345) 949 8789
www.dcs.gov.ky/tcc
The Counselling Centre (TCC) offers individual and group therapeutic services to anyone in the Cayman Islands experiencing mental health or emotional wellbeing difficulties. Their therapists and counsellors can provide support in areas such as anxiety, depression, addiction, trauma, grief and couples counselling. They also facilitate groups to address anxiety (adults and young people), relationship enhancement, recovery from alcohol and substance misuse, and trauma-informed yoga peer groups. Contact TCC to meet with an intake assessment officer who will be able to discuss in detail the options for treatment to best meet your needs.
The Family Resource Centre (FRC)
Department of Counselling Services
75 Fort Street, Adonis House, George Town Tel: (345) 949 0006
www.dcs.gov.ky/frc
The Family Resource Centre provides services and programmes aimed at developing healthy family relationships, including parenting programmes to support families and strengthen parenting capacity, young parent services, parent coaching to help address individualised parenting concerns and accomplish family goals, and various parenting workshops/information sessions. FRC also delivers internationally recognised, evidence-based parenting programmes such as the Triple P and Stop Now and Plan programme to support families experiencing mild to chronic dysfunction. FRC leads several international public awareness campaigns that include Honouring Women Month, Teen Pregnancy Prevention, Anti Bullying-Stood Up and International Men’s Day. The ‘Legal Befrienders’ clinic also offers free legal advice as a walk-in service on Tuesdays
from 5pm-6.30pm.
The Wellness Centre
Smith Road Medical Centre, 3rd Floor
150 Smith Road, George Town
Tel: (345) 949 9355
WhatsApp: (345) 925 8246
Email: info@wellnesscentre.ky
www.wellnesscentre.ky
The Wellness Centre is a licensed healthcare facility offering a comprehensive menu of psychological, mental health and developmental support services for children, teens and adults. They specialise in clinical, educational and neurodevelopmental assessments, and have a team of doctoral and masters level psychologists. Clinical staff are fully qualified licensed mental health professionals, utilising evidence-based, culturally attuned therapeutic interventions to treat a wide range of mental health problems. SEE AD PAGE 373
Pulmonology
Pulmonologists specialise in diseases related to the respiratory tract; a practice
also known as ‘respirology’.
Dr Archita Joshi Bhatt, MBBS MD IDCCMConsultant in Critical Care, Pulmonology & Sleep Medicine
Dr Harsha Venkataramanaswamy, MBBS MD –Consultant Pulmonologist
Health City Cayman Islands
1283 Sea View Road, East End Tel: (345) 640 4040
Emergencies: (345) 526 2108
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Stem Cell Treatments
Stem cell medicine is a pioneering field concerned with regrowing, repairing and replacing damaged cells, organs and tissues.
Pensum Regenerative Medicine Ltd.
13 Belmont Close, Crewe Road, George Town
Tel: (345) 949 8676 or (345) 939 4505
Email: health@pensum.pro www.pensummed.pro
Regenexx Cayman
West Shore Center, 508 West Bay Road, SMB
Tel: (345) 943 5900
US toll-free: 1 (877) 211 3834
Email: info@regenexxcayman.ky www.regenexxcayman.ky
Regenexx Cayman offers advanced blood platelet (PRP) and stem cell injections to treat orthopaedic injuries and conditions.
SEE AD THIS PAGE
Surgery & Rheumatology
Rheumatologists are internists with special skills and training in the complex diagnosis and treatment of arthritis and rheumatic illnesses. They treat patients with pain and disorders of the joints, muscles, tendons, bones and other connective tissues.
Cayman Islands HSA - George Town Hospital
Dr Ernest Jehangir, MBBS FRCS Dip Clin Ed
Dr Joel Assrope, MD
Dr Collin Graham
Dr Ajit Mathew
Dr Rafal Krupiniewicz, MD FEBU
PRP AND STEM CELL THERAPY
Dr Myrton Smith
Dr Aisha Cox, MD
Dr Pierre Hermans
Dr Santiago De Solo – Rheumatologist
Dr Dwaine Cooke, MBBS, MDM (Neurosurgery) FACS – Neurosurgeon, 95 Hospital Road, George Town Tel: (345) 949 8600
SEE AD PAGE 372
Dr Sharon Chambers, MB BS (U.W.I.) MD (Res) MRCP (UK) CCT (Rheumatology) - Consultant Rheumatologist
Dr Darley Solomon, MD MBA - General Surgeon
Dr Omar Felix, MBBS DM FACS – General Surgeon
Dr Alfred Choy, MA MB MChir FRCS - General Surgeon
Dr Christopher Bromley – General Surgeon
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Cayman Islands HSA - Faith Hospital (Brac)
Dr Srirangan Velusamy, MBBS MS FRCS
Dr Gopala Varma
215 Dennis Foster Road, Cayman Brac Tel: (345) 948 2243
www.hsa.ky. SEE AD PAGE 372
Dr Alwin Almeida – Senior Consultant Orthopaedic Surgeon
Dr Chattuparambil, MBBS MS MCh (CVTS)Senior Consultant in Cardiovascular & Thoracic Surgery
Dr Troy Gatcliffe – Gynaecologic Oncologist
Dr Manjunatha Kandala, MBBS DNBNeurosurgeon and Spine Surgeon
Dr Leeza Mohanty – Consultant Plastic Surgeon
Dr Niranjan Nagaraja, MBBS DNB D.OrthoSenior Orthopaedic Surgeon
Dr Manoj Kumar Rangapa - Consultant Surgical
Gastroenterologist
Health City Cayman Islands
1283 Sea View Road, East End
Tel: (345) 640 4040
Emergencies: (345) 526 2108
Email: info@healthcity.ky.
SEE AD INSIDE BACK COVER
Dr Joan Harriott MBBS MD ABOM ABIM
Cayman Wellness & Medical Center
Unit #5-101 Governors Square, 23 Lime Tree Bay Ave, West Bay
Tel: (345) 943 4500
Email: info@caymanwellnessmedical.ky www.caymanwellnessmedical.ky
American board-certified adult medicine specialist and an obesity medicine specialist. Providing internal medicine specialist care and general adult medicine primary care for acute and chronic medical problems, both simple and complex. Medicals and preventative care for adults are available, including immunisations. There is a full service, high-quality laboratory on site, with same day reports for many tests.
SEE AD PAGE 379
Urology
Dr Lona Vyas, MD - Consultant Urologist
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 325 9000
Book online: mydoctors.ky/appointments
SEE AD PAGE 365
Dental
Care
The cost difference between Government dentists and private dentists can vary considerably, though there is often a waiting list at the hospital. Some work can be done at walk-in clinics, such as extractions and dentures, although health insurance plans don’t always cover dentistry, and when they do, the coverage can vary. Orthodontics is not always covered, but if your plan does provide for it, a lifetime maximum is often stipulated. According to the latest figures available from the Economics and Statistics Office, in the Cayman Islands there are 49 registered dentists in private practice and 14 in public health centres.
Aventis Dental and Facial Aesthetics
Caribbean Plaza, Second Floor
878 West Bay Road, Seven Mile Beach Tel: (345) 746 8555
Email: dental@aventis.ky www.aventis.ky
Aventis is a revolutionary dental experience,
Dental and Facial Aesthetics Practitioners
Dr Keelin Fox
Dr Jennifer Mountjoy
Dr Alexandra Cutus
Dentistry
Examination / Cleanings
White Fillings / Crowns / Bridges
Veneers / Root Canal / Extractions
Dental Implants / Orthodontics
Fixed Braces / Invisalign
TMD & Bruxism Treatment
Teeth Whitening
Composite Bonding
Facial Aesthetics
Anti-Wrinkle Injections
Skin Rejuvenation with Profhilo Lip Fillers
Cheek, Chin, and Jawline Augmentation
Neck Rejuvenation
Non-Surgical Rhinoplasty
Tear Trough Rejuvenation
Nose to Mouth Lines
Hyperhydrosis Treatment
DENTAL & ORTHODONTIC HEALTH
combining cutting-edge technology and skill in a luxurious setting. Dr Jonathan excels in general and cosmetic dentistry and the hygienists provide meticulous and gentle dental cleanings with their state of the art air polishers. Dr Childers is the only board certified paediatric specialist on the Island. Dr Janish is their resident periodontal specialist, who provides dental implant treatments with the highest quality implants available on the market.
Cayman Dental
Dr Howard Ironstone, BSc Phm DDS FAGD FICD
Dr Thomas Lerikos, BSc DDS
Dr Charlecia Moore, BSc DDS
Dr Hannah Griffin, BDS MFDS RCSEd
Dr Kurt Friedman, BSc DDS OMFS
Dr Suki Murbay, BDS MSc
Dr Jessica Thomas, BSc DDS
Dr Michael H Morgan, DDS MS
18 Forum Lane, Camana Bay Tel: (345) 945 4447
Email: caymandentalservices@gmail.com www.caymandental.com
Comprehensive oral healthcare for all ages. Using state-of-the-art equipment and techniques, Cayman Dental provides highquality care and facial aesthetics services.
SEE AD PAGE 398
Cayman Islands HSA - George Town Hospital
Dr Shogan Govender BChD PDD MChD
Dr Lyle Bridgeman DDS
Dr Andrea Maitland-Campbell DDS AEGD
Dr Megan Griffith
Dr Thammy Powery
Dr Michael Leon DMD (Cert. Endodontics)
Dr Pratish Munasur BChD MSc
Dr Cheri De Vos BChD
Dr Lavanya Pernapati BDS
Dr Harold Phillips
Dr Chrijandri Peenz
95 Hospital Road, George Town Tel: (345) 949 2554
www.hsa.ky/medical-services/dentistry
SEE AD PAGE 372
Dr Wolfe’s Dental Centre
Dr Wilbert Veit, DMD FAGD FAES FICOI
Dr Adam Stang, DDS
Dr Youssef Ghobara, BDS (Hons)
135 Andrew Drive, Snug Harbour Tel: (345) 945 4388
Email: info@wolfedental.ky
www.wolfesdental.ky
A team dedicated to preserving and restoring the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care of infants, children and adolescents, whatever their oral health needs might be. Their mission is to provide expert dental care with the highest respect for patients.
SEE AD PAGE 399
Cayman Islands HSA - Faith Hospital (Brac)
Dr George David, DMD
215 Dennis Foster Road, Cayman Brac
Tel: (345) 948 2243
SEE AD PAGE 372
My Island Dentist
Dr Talia Davidson, DDS
Dr Grant Woo, DMD
Dr Maha Mezher BChD
Peeta Sandhu, RDH
Yvonne Tambong, RDH
Amy Sacrey, RDH
Governors Square, West Bay Road
Tel: (345) 749 9500
WhatsApp: (345) 324 9500
Email: info@myislanddentist.com www.myislanddentist.com
Comprehensive dental clinic dedicated to providing top-notch preventative, restorative and cosmetic dentistry services to individuals and families. The patient-centered approach focuses on personalised care. Services encompass cutting edge techniques such as EMS Airflow technology for dental cleanings, thorough dental exams, digital x-rays, root canals, custom sports guard fittings, extractions, TMJ/grinding treatments, cosmetic bonding, crowns, veneers, teeth whitening, tooth-colored fillings, bridges, therapeutic and cosmetic Botox, filler treatments, and Invisalign with digital scanning.
SEE AD THIS PAGE
Dr George Batgidis, DDS FIADFE FAAIDDental Surgery
Dr Kris Togias DMD PC - Orthodontist Specialist
Dr Mauritz Crouse BChD PGDip DentPaediatrics and General Dentistry
Dr David Chernin DMD MLS FICD FACD FAAHD - Practice of Endodontics
Dr Aikaterini Fysikoudi DDS HSPD (HonM)Children’s Dentistry
Pasadora Family Dental Centre 94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222
WhatsApp: (345) 936 3222
Email: info@pfdc.ky www.pasadorafamilydental.ky
Other languages: Spanish, German, French, Greek, Afrikaans, Tagalog
General dentistry for children and adults, root canal and gum (perio) treatments, cosmetic restorations, mouth guards, teeth whitening at clinic (laser and home kits available), oral hygiene services, advanced 3D imaging, NewTom Gianno and Soredex digital x-rays, iTero 5, intraoral cameras, safe sedation options, orthodontics, oral surgery and dental implants. SEE AD PAGE 400
Dentists:
Dr Talia Davidson, DDS
Dr Grant Woo DMD
Dr Maha Mezher BChD
Hygienists:
Yvonne
Location - Governors Square (under the clock tower)
Services
EMS Airflow technology for dental cleanings • Fotona Laser • Oral cancer screening
Tooth coloured fillings • Root canal therapy • Extractions • Nitrous oxide Sedation dentistry • Teeth whitening • Crowns, bridges & dentures • Veneers & bonding Cosmetic & therapeutic Botox • Invisalign with digital scanning
Peeta Sandhu,
Tambong, Amy Sacrey
7 Dental
Marquee Place, West Bay Road, SMB
Tel: (345) 943 7400
Email: hello@7dental.ky
www.7dental.ky
IG: @7dental_
Skilled dental professionals providing the highest quality of care. Boasting a well-rounded team of experts covering every aspect of dentistry, including cosmetic, paediatric, periodontics, facial aesthetics, oral surgery, orthodontics and endodontics. Experience a patient-centred approach in a friendly and relaxed atmosphere.
The Dental Centre
Dr Keelin Fox, BA B.Den.Sc MFDS (RCSI) (MClinDent) Orthodontics and Dentofacial Orthopaedics
Dr Jennifer Mountjoy, BDS NUI MSc Imp Dent.
Dr Alexandra Cutus DMD BSc MSc
2nd Floor, Fidelity Financial Centre, SMB
Tel: (345) 943 7000
Email: thedentalcentre1@gmail.com www.thedentalcentrecayman.com
Dr. Jan Frank Pultr
LT (Sweden) BDS (UK)
Dr. Florence Enescot
DMD (France) DDS (Canada)
• General Dentistry
• Braces
• Root Canal Treatment
• Crowns and Bridges
• Esthetic DentistryLumineers, Veneers
• Surgical removal of Wisdom teeth
• Teeth Whitening
• Amalgam-free Practice
The Strand Dental Clinic
The Strand Shopping Centre
Tel/Fax: (345) 949 3367
Email: jpultr@yahoo.com florence.enescot@gmail.com
(Accept all major Dental Insurances)
Providing routine checkups, cosmetic dentistry and specialised treatments. The Dental Centre will meet your dental needs with personalised care and attention to detail. Your smile is their priority and they look forward to welcoming you. SEE AD PAGE 397
Dr Florence Enescot, DMD (France) DDS (Canada)
The Strand Dental Clinic
The Strand Shopping Centre (off West Bay Road)
Tel/Fax: (345) 949 3367
Email: florence.enescot@gmail.com
Other languages: French (residency completed at the Montreal Children’s Hospital).
The Strand Dental Clinic offers family and cosmetic dentistry, root canal treatments, crowns and bridges, veneers and Lumineers, teeth whitening and gum treatments. They are DenMat-certified and emergencies are accepted. They are an amalgam-free dental practice.
SEE AD THIS PAGE
Dr Jan Frank Pultr, LT (Sweden) BDS (UK)
The Strand Dental Clinic
The Strand Shopping Centre (off West Bay Road)
Tel/Fax: (345) 949 3367
Email: jpultr@yahoo.com
Other Languages: Swedish, Czech, German Offers family and cosmetic dentistry, braces, Invisalign certified, root canal treatments, crowns, bridges and veneers, aesthetic dentistry, surgical removal of wisdom teeth, teeth whitening and gum treatments. Amalgamfree dental practice. Emergencies accepted.
SEE AD THIS PAGE
Dr Sudeep Iyer, BDS MDS
Total Health
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 333 2222
Email: appointments@totalhealth.ky
www.totalhealth.ky
Dr Sudeep Iyer is a distinguished dental practitioner with an impressive journey in the field. With over 18 years of experience, he’s become a well-regarded figure in oral health.
SEE AD PAGE 367
Orthodontic Specialists
Cayman Dental (Orthodontics)
18 Forum Lane, Camana Bay
Tel: (345) 949 5090
www.caymanorthodontics.com. SEE AD PAGE 398
Children’s Dentistry
Dr Kris Togias, DMD PC Board Certified Orthodontist (USA)
Dr Aikaterini Fysikoudi, DDS HSPD (HonM)
Dr Mauritz Crouse, BChD (WCU)
Pasadora Family Dental Centre
94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222
WhatsApp: (345) 936 3222
Email: info@pfdc.ky
www.pasadorafamilydental.ky
Other languages: German and Greek Paediatric and orthodontic treatments, Invisalign for adults and teenagers, preventative and special care services, orthodontic treatments with removable and fixed appliances, oral hygiene services, advanced 3D imaging, NewTom Gianno and Soredex digital x-rays, iTero 5 and safe sedation options. SEE AD THIS PAGE
Pasadora Family Dental Centre
Pasadora Place | Smith Road
Tel: 943 2222 | WhatsApp: 936 3222
Email: info@pfdc.ky | Web: www.pasadorafamilydental.ky
• Private Consulting and Treatment Rooms
• Oral Surgery & Perio Treatments
• Calming Relaxed Atmosphere
• Advanced Digital Imaging (Cone Beam 3D)
• All Major Insurance Accepted
• Laser Treatments
• Implantology
• Special Care & Oral Hygiene Services
Orthodontic Treatments (Braces) for All Ages
• Sedation • TMD Therapy
• Executive Hours Available
Dr Wolfe’s Dental Care
135 Andrew Drive, Snug Harbour, SMB
Tel: (345) 945 4388
Email: info@wolfedental.ky www.wolfedental.ky
Dedicated to preserving and restoring the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care to infants, children and adolescents, whatever their oral health needs might be. Expertly and respectfully serving your dental care needs is their focused mission.
SEE AD PAGE 399
Dental
Implants, Cosmetics & Dental
Oral Surgery
Dr Georgios Batgidis, DDS FIADFE (USA)
FAAID Dental Surgery
Pasadora Family Dental Centre
94 Smith Road, Pasadora Place, GT
Tel: (345) 943 2222
WhatsApp: (345) 936 3222
Email: info@pfdc.ky www.pasadorafamilydental.ky
Other languages: Spanish, German, French, Greek, Afrikaans, Tagalog
General dentistry for children and adults, root canal and gum (perio) treatments, cosmetic restorations, mouth guards, teeth whitening at clinic (laser and home kits available), oral hygiene services, advanced 3D imaging, NewTom Gianno and Soredex digital x-rays, iTero 5, intraoral cameras, safe sedation options, orthodontics, oral surgery and dental implants. SEE AD PAGE 400
Dr Boban Kostich, DDS MFGDPRCS (UK)
Smile Dental Clinic & Orthodontics
Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town
Tel: (345) 949 7303
Email: info@smiledentalclinic.ky www.smiledentalclinic.ky
Acupuncture & Alternative Medicine
Cayman Physiotherapy
Two convenient locations:
> Suite 25 & 26 Pasadora Place, Smith Road, GT
> West Shore Center, West Bay Road, SMB
Tel: (345) 949 8828
The only full service audiology practice in the Cayman Islands
Products & Services
Diagnostic hearing evaluations for all ages
Hearing aid assessments, fittings, and programming
Tinnitus evaluations, management, and counseling
Balance and dizziness assessments and rehabilitation
Industrial Hearing Screening Program
Custom ear protection and musician’s earplugs
Newborn Hearing Screenings
Cerumen Management
Aural Rehabilitation
Cayman Hearing Center enhances the quality of life for clients by delivering outstanding, patient-focused hearing and balance healthcare. (345) 946 9174 | info@caymanhearingcenter.com www.caymanhearingcenter.com | Alissta Towers, 85 N Sound Rd
WhatsApp: (345) 928 8828
Email: physio@candw.ky www.caymanphysiotherapy.com
SEE AD PAGE 405
Audiology
Cayman Hearing Center
Dr Annette Stephenson AuD ABAC F-AAA
Dr Ashley Martin AuD CCC-A
3rd Floor, Alissta Towers, George Town 85 North Sound Road
Tel: (345) 946 9174
Email: info@caymanhearingcenter.com www.caymanhearingcenter.com
Cayman Hearing Center is the only fullservice audiology practice in the Cayman Islands dedicating themselves to delivering exceptional care in a comfortable environment. Established in 2007, the Cayman Hearing Center facility is an extraordinary contribution to hearing solutions on-Island. SEE AD PAGE 401
ENT in Cayman
Dr Ulrich Ecke, MD ENT
Alison Mulder, BA (Hons) - Speech Therapist
Dr Fionnuala Keane, MBChB DCH DRCOG
PGDiPENT
Hearing and Balance Disorders Centre
Unit 37 Pasadora Place, Smith Road, GT
Tel: (345) 745 3253
Email: info@entincayman.com www.entincayman.com
Chiropractic
Align Wellness Studio
45 Market Street, Unit 3A, Camana Bay Tel: (345) 640 5050
Email: info@align.ky
Cayman Islands Health Services AuthoritySpecialist Clinic
Dr Robert Bouliane, BSC DC
Smith Road Medical Centre (3rd Floor)
150 Smith Road, George Town
Tel: (345) 949 8600
SEE AD PAGE 372
Dr Gregory Lippitt, BSc DC CAFCI
Unit 209, West Shore Center, SMB
Tel: (345) 943 4357
Novoclinic
BritCay House, 236 Eastern Avenue, GT
Tel: (345) 746 6082
Email: info@caymanspine.com or frontdesk@ novocayman.com
www.caymanspine.com or www.novoclinic.ky NovoClinic believes the whole is greater than the sum of the parts, and that wellness of the body builds wellness of the spirit. Their practice provides exceptional care and patient education through a synergistic team of providers and staff.
Synergy Chiropractic & Physiotherapy Ltd. Christine Cleaver, RMT - Massage Therapist
The Marquee Plaza, 36 Lawrence Blvd, SMB
Tel: (345) 943 8200
Email: info@synergychirophysio.com www.synergychirophysio.com
Homoeopathy
Zenitha Varghese, BHMS HD (Canada)
Cotton Tree Bay, Cayman Brac Tel: (345) 927 2654
Email: drzenitha@gmail.com
Hyperbaric Oxygen Therapy
Cayman Islands HSA - George Town Hospital
95 Hospital Road, George Town
Tel: (345) 949 2989 SEE AD PAGE 372
Will of Wellness (WOW)
13 Belmont Close, George Town
Tel: (345) 926 2428
Email: wowcayman3@gmail.com
Massage Therapy
Align
45 Market Street, Unit 3A, Camana Bay
Tel: (345) 640 5050 www.align.ky
Cayman Physiotherapy
Two locations:
> Suite 25 & 26 Pasadora Place, Smith Road, GT > Westshore Center, West Bay Road, SMB
Tel: (345) 949 8828
WhatsApp: (345) 928 8828
Email: physio@candw.ky www.caymanphysiotherapy.com
SEE AD PAGE 405
The Well
2nd Floor, Bayshore Mall, George Town
Tel: (345) 743 9355
www.thewellcayman.com
Medical Cannabis
Cayman Islands HSA - George Town Hospital
Dr Delroy Jefferson, MCI BSc(Hon) MBBS DA MScPPM(Lon) DM DBA GDL(Dist) LLM(Hon)
Dr Judith Nicholls, MD
95 Hospital Road, George Town
Tel: (345) 949 8600
SEE AD PAGE 372
Doctors Express
81 Godfrey Nixon Way, George Town
Tel: (345) 745 6000
Email: info@doctorsexpress.ky
Open 7 days a week, 9am-9pm.
SEE AD THIS PAGE
Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 949 6066
SEE AD PAGE 365
Nutritionists & Dietitians
Andrea Hill, BCHN MS BASc
Tel: (345) 938 4246
Email: andreahill.nutrition@gmail.com www.andreahillnutrition.com
Brandi Propas, MHSC RD CCDE
International Medical Group
Suite 30, Pasadora Place, Smith Road, GT
Tel: (345) 945 2881
Email: info@intmedicalgroup.com www.intmedicalgroup.net. SEE AD PAGE 381
Cayman Nutrition
Chad Collins, RD
Jessica Watterworth, RD – Paediatrics Speciality
Tel: (345) 525 2019 or (345) 547 1528
Email: caymannutrition@gmail.com
Cayman Wellness & Medical Center
Unit# 5-101 Governors Square, 23 Lime Tree
Bay Ave, West Bay
Tel: (345) 943 4500
Email: info@caymanwellnessmedical.ky www.caymanwellnessmedical.ky
American board-certified obesity medicine specialist care for both children and adults. Offering Seca Body Composition analysis, starting at age 8 years to adulthood, nutrition and meal plans, exercise and lifestyle counselling, and assistance with weight management. SEE AD PAGE 379
Kristen Lomas, RD MBA
Seven Mile Medical Clinic
Queens Court Plaza, West Bay Road, SMB
Tel: (345) 949 5600
Email: admin@sevenmileclinic.ky
SEE AD PAGE 381
Taryn Stein, RD OceanMed
Bayshore Mall, Level 2, South Church Street, GT
Tel: (345) 946 2326
Email: info@oceanmed.ky www.oceanmed.ky
Taryn Stein is a trained dietitian and wellness coach specialising in perimenopause and menopause nutrition management. Taryn combines her solid foundation in nutritional
science and psychology with deep compassion to support women in midlife and help them navigate their health during menopause.
Total Health - Weight Loss Management
Grand Pavilion, 802 West Bay Road, SMB
Tel: (345) 333 2222
Email: appointments@totalhealth.ky www.totalhealth.ky
Dr Rajnish Kumar is a registered physician specialising in diabetes care. He also provides a successful weight loss programme that empowers individuals to take control of their own health by providing the necessary tools and knowledge to allow them to make better lifestyle choices. SEE AD PAGE 367
Occupational Therapy (OT)
Occupational therapy is focused on enhancing individuals’ ability to engage meaningfully in daily activities and improve their quality of life. Therapists work with people of all ages and varying conditions, including physical, cognitive and emotional challenges. In some cases, therapists work on creating sensory integration strategies that help patients better cope with their environment by regulating their sensory input. Occupational therapy offers a wide array of advantages, including fostering greater independence, refining motor skills, bolstering cognitive functions, nurturing emotional wellbeing and empowering individuals to effectively manage chronic conditions.
Katherine Walmsley, B Occ Therapy
Melissa Chavez, M Occ Therapy
Andrenne Gordon, BSc OT
Sarah Caswell, MOT
Alliana Bagtas, MSc OT
Bay Town House, 36 West Bay Road, GT
Tel: (345) 244 2730 or (345) 244 7675
www.hsa.ky. SEE AD PAGE 372
Cayman Theraplay Ltd.
12 Plaza Venezia, North Sound Road, GT
Tel: (345) 749 7529
www.caymantheraplay.com
Email: info@caymantheraplay.com
KidsAbility
Megan Brink, OT
Mareli Joubert, OT
Eline Cloete, OT
Grainne Houlihan, OT
8 Midtown Plaza, George Town Tel: (345) 943 5437
Email: info@kidsability.ky www.kidsability.ky
KidsAbility is a paediatric therapy clinic offering neuropsychology services, counselling services, occupational therapy, speechlanguage therapy, a feeding clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.
Optometry
Caribbean Optical Tel: (345) 943 1515
Email: info@cariboptical.com
Dr Foley’s Eye Clinic – Optical Shop
Dr Eugene Foley, FRCS MB BCh BAO NUI 107 Claude Hill Road (off Smith Road), GT Tel: (345) 946 4169 or (345) 946 4944
Email: drfoleyoptical@yahoo.com
Optical shop that sells stylish, affordable eyewear. Run by esteemed ophthalmologist Dr Eugene Foley. SEE AD PAGE 390 & 403
Optical Outlook
Dr Mellisa Hudell, B.A. O.D.
Louise Cagney, BSc (Hons) Dip Tp (IP)
Antony Martin, BSc (Hons) MCOptom Dip Tp (IP)
Three locations:
> Anderson Square, George Town
> Jacques Scott Plaza, West Bay
> Tibbets Square, Cayman Brac
Tel: (345) 746 2020
Email: team@opticaloutlook.ky
Serving the Cayman Islands community since 1989, Optical Outlook offers comprehensive eye exams and high-quality eyewear and is Cayman’s trusted provider for all eyecare needs.
Optique
8 Queens Court Plaza, West Bay Road, GT Tel: (345) 949 EYES (3937)
Email: info@optique.ky www.optique.ky
Tropical Optical
Natalie DaSilva, BSc OD
Herman Grobler, BSc (Hons) MCOptom DipTP(IP)
14 Galleria Plaza, West Bay Road, SMB
Tel: (345) 945 7588 or (345) 929 2444
Email: info@tropicaloptical.ky www.tropicaloptical.ky
Tropical Optical offers quality eyecare, contact lens fittings and a large selection of eyewear for women, men and children. There is also an optical lab on-site. Open Monday-Friday 9am-
5pm and Saturday 9am-3.30pm.
SEE AD THIS PAGE
VisionWear Cayman
Tel: (345) 943 5151
Email: info@visionwearcayman.com
Physiotherapy
Align Wellness Studio
45 Market Street, Unit 3A, Camana Bay Tel: (345) 640 5050
Back To Health
World Gym, Snooze Lane, West Bay Road, SMB
Tel: (345) 947 2225
www.backtohealthky.com
Cayman Islands HSA - Specialist Clinic
Virginia Barnes, DPT CLT CEAS
Chickandarvin Chellaswamy Santha, DPT CEAS
Kareen Hadome, BSc PT
Rejuan Henry, PT
Georgia Kirby, BSc PT
Christy Mariya Thressa, BPT DLT-ALM
Camille Marshall-Morris, MSc
Mariah McIntyre, BSc (Hons) PT
Stephanie Ming Yorke, MPH CEAS
Taylor Reid, MSc PT
Janine Rose, MSc MEd CLT CEAS
Karen Ryan, PT
Chelsea Tennant, MSc PT
Shelley Webster, BSc PT Dip FT
Sinead Grace, MSc
Daniella Gourzong, BSc
Chavenese Powell, DPT
Bay Town House, 36 West Bay Road, GT Tel: (345) 244 2730 or (345) 244 7675
www.hsa.ky/medical-services/therapy-
• Providing quality eye care services for over 25 years
• Comprehensive eye exams for the whole family
• Extensive selection of designer, independent, and boutique eyewear brands
• Insurance accepted How you
• Knowledgeable, attentive staff
• Frame and lens options to suit all budgets
• Large inventory of contact lenses available
services/physiotherapy. SEE AD PAGE 372
Cayman Physiotherapy
Lindsay Bridgeman, BSc MCSP RPT
Sara Windsor, BSc PT RPT
Angela Deeney, BSc MCSP RPT
Bethany Cook, BSc MCSP RPT
Dwain McGuinness, BSc MISCP RPT
Guy Waller, BSc MCSP RPT
Nicola McCabe, BSc MCSP RPT
Janelle Henry, BSc MCPS RPT/Pilates Instructor
Per Undeim, BSc MCSP RPT
Courtnee Springfield, DPT RPT/Pilates Instructor
Andy Hall, MSc MCSP RPT
Kasia Iglinski, CPAM RMT - Massage Therapist
Taylor Ball, BSC CPAM - Sports Massage Therapist
Lizzie Knight, BSc (Hons) (Occupational Therapy)
Gavin Kervill, BSc Hons Licac - Acupuncture > Suite 26 Pasadora Place, Smith Road, GT
> West Shore Center, West Bay Road, SMB Tel: (345) 949 8828
WhatsApp: (345) 928 8828
Email: physio@candw.ky www.caymanphysiotherapy.com
Sports injury rehab, joint mobilisation for back and neck injuries, acupuncture, massage therapy, advanced knee rehab, individual and group classes for core strengthening, aquatic therapy, Pilates, home and office visits, women’s health, ergonomic assessments, sports and therapeutic massage and occupational therapy.
SEE AD PAGE 405
Cayman Rehab Services
Unit 10, Eucalyptus Building, Shedden Road, GT
Tel/Fax: (345) 943 7974
WhatsApp: (345) 926 3099
Email: caymanrehab@gmail.com www.caymanrehabservices.com
Elevation Health & Physiotherapy
Elzke Hoehler, PT OMT - Certified Pelvic Health Therapist
Fidelity Financial Centre, 2nd Floor, 1 Gecko Link, Seven Mile Beach
Tel: (345) 623 6663
Email: info@elevation.ky www.elevation.ky
Elevation Health & Physiotherapy provides high-level, comprehensive physiotherapy care. Their team of specialised physiotherapists offers a variety of expertise to help patients overcome their injuries and enhance their performance.
RVC Rehab Services
Uma Lenin, BPT CKTP (Doc ALT MED)
Jacqui Tomlinson-Smith, PT LCCE CD (DONA) LC
Tomlinson Building, 3rd Floor, 9 Walkers Road, GT
Tel: (345) 925 6024
Email: info@rvcrehab.ky www.rvcrehab.ky
A complete rehabilitation and fitness clinic.
Samantha Sparg, BSc – Specialist Paediatric Physiotherapist
Integra Healthcare Ltd.
Grand Pavilion, West Bay Road, SMB
Tel: (345) 745 7450
Email: s.sparg@integra.ky www.integra.ky. SEE AD PAGE 323 & 375
Will of Wellness (WOW)
13 Belmont Close, George Town
Tel: (345) 926 2428
Email: wowcayman3@gmail.com
Spas (Medical)
Medical spas are a spa-like facility that offer selective and often appearanceimproving procedures under the care and direction of a trained physician and a team of nurses and aestheticians. Treatments may include facials, dermal fillers, anti-ageing treatments and more. Many medical spas now offer regenerative medicine treatments like PRP therapy and stem cell therapy (see page 396), using the body’s natural healing processes for longer-lasting skin rejuvenation and even hair restoration.
Cayman Rehab Services
Tel/Fax: (345) 943 7974 or (345) 926 3099
Email: caymanrehab@gmail.com www.caymanrehabservices.com
Speech & Language Therapy (SLT)
Speech and language therapy is the assessment and treatment of communication problems and speech disorders. It is often performed by speechlanguage pathologists (SLPs), who are also referred to as speech or language therapists. They provide support and care for children and adults who have difficulties with communication, eating, drinking and swallowing. They work with parents, carers and other professionals, such as teachers, nurses, occupational therapists and doctors. Speech and language therapy can lead to improved self-esteem, increased independence, enhanced ability to comprehend and express ideas, thoughts, and feelings, and better school readiness for young children.
Cayman Islands HSA - Specialist Clinic
Faith Gealey, MS CCC-SLP – SLP Therapist
Mariah Freeman, MA CCC-SLP – SLP Therapist
Janelle Syms, MSc SLT CertMRCSLT – SLP Therapist
Bay Town House, 36 West Bay Road, GT Tel: (345) 244 2730 or (345) 244 7675 www.hsa.ky/medical-services/therapy-services. SEE AD PAGE 372
Cayman Theraplay Ltd.
12 Plaza Venezia, North Sound Road, GT Tel: (345) 749 7529
Cayman Theraplay provides speech-language therapy and occupational therapy for infants, toddlers, children and teens; as well as parent and play programmes to support caregivers in bolstering their babies’ development.
therapy for the adult population of Cayman.
Roz Griffiths, BSc CertMRCSLT CHATTERBOX
Casuarina Point, 218 South Church Street, GT Tel: (345) 949 7065 or (345) 926 1693
Email: chatterbox@candw.ky www.chatterboxcayman.com
Offers assessment, diagnosis and therapy programmes for children and adults with speech, language and literacy difficulties, autism spectrum disorders and learning disabilities. Chatterbox provides speechlanguage therapy, occupational therapy, massage therapy, Hanen parent workshops, early years programmes for children with communication and learning challenges, Giggles and Wiggles for babies and much more.
Harmony Scott, MSc CertMRCSLT/Dip. CHATTERBOX
Casuarina Point, 218 South Church Street, GT Tel: (345) 949 7065 or (345) 926 1693
Email: harmony@chatterboxcayman.com www.chatterboxcayman.com
Beyond Basics Laser & Skincare
3rd Floor, Tomlinson Building, 9 Walkers Road, GT
Tel: (345) 916 7546
Email: info@beyondbasics.ky
www.beyondbasics.ky
IG/FB: @beyondbasicslaser
Alexa Goldblum, BA Speech & Hearing Therapy
CHATTERBOX
Casuarina Point, 218 South Church Street, GT Tel: (345) 949 7065
Email: alexa@chatterboxcayman.com www.chatterboxcayman.com
Chatterbox specialises in speech-language
At Chatterbox, Harmony offers speechlanguage therapy for children and adults. Harmony is also a qualified massage therapist offering a variety of massages and baby massage workshops for parents.
Claire Leadbeater, MSc Cert MRCSLT
Hope Academy
Grand Harbour Shoppes, Red Bay
Tel: (345) 769 4673 or (345) 929 5122
SEE AD PAGE 346 (SCHOOL) & 394 (CLINIC)
KidsAbility
Cynthia Rowe, SLP
Nora Knifj, SLP
Emily Clarke, SLP
Jessica Page, SLP
8 Midtown Plaza, George Town
Tel: (345) 943 5437
Email: info@kidsability.ky
www.kidsability.ky
Paediatric therapy clinic offering developmental neuropsychology services, counselling services, occupational therapy, speech-language therapy, a feeding clinic, literacy clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.
The Speech Studio
Unit 229 Cannon Place, North Sound Road, GT
Tel: (345) 917 7434
Email: hello@speechstudio.ky www.speechstudio.ky
Offering early intervention speech and language services with an individualised family-integrated approach.
Cayman Medical Supplies
6 Windward Centre, 93 Smith Road, GT
Tel: (345) 949 6211
Email: admin@caymanmedicalsupplies.ky
BlueWater Medical Supplies
125 Owen Roberts Road, George Town
Tel: (345) 233 2583
Email: contact@bluewater.ky or rx@bluewater.ky
JDW Medical Solutions
19 Walkers Road, George Town Tel: (345) 947 8000
Email: info@jdwmedicalsolutions.com
RVC Rehab Services
Tomlinson Building, 9 Walkers Road, GT Tel: (345) 925 6024
www.rvcrehab.ky
Products include Kinesio Tape, Biofreeze, TheraBand Exercise Wellness and training products.
Valu-Med Pharmacy
Two locations:
> Photo Pharm Centre, Walkers Road, GT Tel: (345) 949 0442/Fax: (345) 949 0443
WhatsApp: (345) 926-1662
Email: sales-wr@valrx.com
> Evron Plaza, Bodden Town Tel: (345) 946 5511/Fax: (345) 945 5709
Email: sales-bt@valrx.com or rx-bt@valrx.com
In addition to prescription drugs and baby essentials, Valu-Med has a selection of convalescence aids, including hospital beds, wheelchairs and more.
PRESCRIPTION REFILLS AND TRANSFERS TWO CONVENIENT LOCATIONS
GRAND HARBOUR 947 8900
Mon-Sat: 8am-10pm Sun & Public Holidays: 10am-6pm healthcaregh@healthcarepharmacy.ky
healthcarepharmacy.ky
GOVERNOR’S SQUARE 949 8900 Mon-Sat: 9am-6pm rx@healthcarepharmacy.ky
PHARMACIES
Pharmacies are open during convenient hours and have informed pharmacists who not only dispense medications, but review medicines and provide additional advice. Several pharmacies have multiple branches. Register your insurance details with them and depending on your insurance plan, you may pay only the co-pay amount. For repeat prescriptions, contact the pharmacy by phone in advance to speed up the processing of your order. It is advisable to always check the price of the generic versions of your medication as brand name drugs are invariably more expensive. Pharmacists can also suggest treatments that do not need a prescription for a range of conditions.
Be Well Pharmacy
West Shore Center, 508 West Bay Road, SMB Tel: (345) 949 2323
After hours: (345) 927 0489
Email: rx@bewellpharmacycayman.com
Open: Monday-Friday 8.30am-6.30pm, Saturday 9am-3pm and Sunday 10am-2pm. They also offer free delivery.
Care Pharmacy
Queens Court Plaza, West Bay Road, SMB Tel: (345) 943 2273
Email: carepharmacy1@gmail.com
Open: Monday-Friday 9am-7pm, Saturday 9am-3pm, closed Sunday and Public Holidays.
Cayman Pharmacy Group (CPG)
Cayman Pharmacy Group provides you with more than just prescriptions – they strive to make your health their concern. They recognise the complexities of pharmaceuticals and the need to personalise your care. That is why CPG offers personalised one-on-one counselling. Their pharmacists are available to assist with questions that you may have about your health and the medications you have been prescribed. The group has three locations:
> Doctors Hospital
16 Middle Road (off Walkers Road), GT
Tel: (345) 946 2407
Email: pharmacy@doctorshospital.ky
Committed to serving your health and pharmaceutical product needs. Open: Monday to Friday 8am-9pm, Saturday, Sunday and Public Holidays 9am-6pm.
> Savannah Pharmacy and Gifts
Countryside Shopping Village, Savannah Tel: (345) 929 5045
Email: info@savannahpharmacy.ky
Open: Monday to Friday 8am-9pm, Saturday, Sunday and Public Holidays 9am-6pm.
> West Bay Pharmacy and Gifts
106 Centennial Towers, West Bay
Tel: (345) 945 0777
WhatsApp: (345) 516 0777
Email: westbay@caymanpharmacy.com
Open: Monday to Saturday 9am-8pm, Sunday and Public Holidays 11am-6pm.
Doctors Express
81 Godfrey Nixon Way, George Town
Tel: (345) 745 6000
Doctors Express has an on-site pharmacy that can fulfil most prescriptions. Open: seven days
Foster’s Pharmacy
Foster’s Pharmacy offers professional and friendly service and is conveniently situated inside their Airport and Camana Bay supermarket locations, so you can pick up your prescription while you shop. Accepted insurance: Aetna, BAF,
CG BritCay, Cayman First, Vanguard Risk Solutions and CayMed. Customers can also order refills via WhatsApp. Foster’s Pharmacy offers prescription shipping to Little Cayman and Cayman Brac.
> Foster’s Pharmacy at the Airport Centre
63 Dorcy Drive, George Town
Tel: (345) 815 4051
WhatsApp: (345) 926 7485
Open: Monday to Saturday 7am-9pm, and Public Holidays 9am-6pm. Closed Sunday, Good Friday, Christmas Day and New Year’s Day.
> Foster’s Pharmacy at Camana Bay
Solaris Avenue, Camana Bay
Tel: (345) 815 4061
WhatsApp: (345) 926 7486
Open: Monday to Saturday 7am-9pm, Public Holidays 9am-4pm. Closed Sunday, Good
Friday, Christmas Day and New Year’s Day.
SEE AD PAGE 293
Healthcare Pharmacy - Grand Harbour
The Shoppes at Grand Harbour, 1053 Crewe Rd, Red Bay
Tel: (345) 947 8900/Fax: (345) 947 8901
Email: healthcaregh@healthcarepharmacy.ky www.healthcarepharmacy.ky
Open: Monday to Saturday 8am-10pm, Sunday and Public Holidays 10am-6pm. At Healthcare Pharmacy, enjoy the ease of refilling and transferring your prescriptions online. You can also browse Cayman’s largest selection of greeting cards, Hallmark gifts and gift wrap, along with major beauty brands and extensive skincare solutions.
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HealthCare Pharmacy - Governors Square
Governors Square, Seven Mile Beach
Tel: (345) 949 8900
Fax: (345) 949 8903
Email: rx@healthcarepharmacy.ky
Facebook: @HealthCareRX
PHARMACY
your optimal health.
Free Health Consultations
Delivery
Free Disposal of Unused Meds
Open: Monday to Saturday 9am-6pm. Closed on Sunday and Public Holidays.
SEE AD PAGE 406
Health Services Authority Pharmacies:
The Health Services Authority’s main pharmacy is conveniently located at the Smith Road Medical Centre. As the largest pharmaceutical provider in Cayman, the HSA’s pharmacies offer a wide selection of medications for hospital and outpatient clinic patients, government employees and prescriptions from your private physician. With seven pharmacy locations across Grand Cayman and Cayman Brac, they can provide services close to home for all residents of Cayman. SEE AD PAGE 372
> Smith Road Pharmacy (Primary Pharmacy)
Smith Road Medical Centre
150 Smith Road, George Town Tel: (345) 244 2715 or (345) 244 7542 WhatsApp: (345) 925 6534 (Grand Cayman) or (345) 916 9555 (Sister Islands)
Open: Monday to Friday 8am-9pm, Saturday, Sunday and Public Holidays 9am-5pm.
> George Town Hospital Pharmacy
95 Hospital Road, George Town Tel: (345) 244 2715 or (345) 244 2716
Open: Monday to Friday 8am–9pm, Saturday, Sunday and Public Holidays 9am–5pm.
> Faith Hospital in Cayman Brac
215 Dennis Foster Road, Cayman Brac Tel: (345) 948 2243
Open: Monday to Friday 8.30am-8pm, Saturday 10am-1pm, Sunday and Public Holidays 3pm4pm.
> West Bay Clinic Pharmacy
Reverend Blackman Road, West Bay Tel: (345) 949 3439
Open: Monday, Tuesday, Thursday and Friday 8.30am–5pm, Wednesday 1.30pm–8pm. Closed Saturday and Sunday.
> Bodden Town Clinic Pharmacy
445A Bodden Town Road, Bodden Town Tel: (345) 947 2299
Open: Monday and Thursday 1.30pm–8pm, Wednesday and Friday 8.30am-4pm. No pharmacist on Tuesday. Closed Saturday and
Sunday.
> East End Clinic Pharmacy
2367 Sea View Road, East End Tel: (345) 947 7440
Open: Monday and Thursday 8.30am–4pm. Closed Tuesday, Wednesday, Friday, Saturday and Sunday.
> North Side Pharmacy
1148 North Side Road, North Side Tel: (345) 947 9525
Open: Tuesday and Friday 8.30am-4pm. Closed Monday, Wednesday, Thursday, Saturday and Sunday.
Kirk Pharmacy
Kirk Market, Eastern Avenue, GT Tel: (345) 949 7022 (ext. 164)
Email: pharmacy@ksl.ky or kirkpharmacy@ kirkmarket.ky (online refills) www.pharmacy.ky
Open: Monday to Saturday 8am-9pm, Public Holidays 10am-6pm. Closed on Sunday. Kirk Pharmacy offers convenience and friendly expert pharmacists whose priority is the health and wellbeing of every individual customer. Their services are very convenient, with the ability to order prescription refills online. Customers can also ask the pharmacists questions about their medication via email.
SEE AD PAGE 407
Quality Pharmacy
Serendipity Building, 78 Hospital Road, GT Tel: (345) 946 6266
Open: Monday to Saturday 8.30am-7pm. Sunday and Public Holidays 10am-5pm.
Total Health - Pharmacy
Grand Pavilion, 802 West Bay Road, SMB Tel: (345) 333 4444
WhatsApp: (345) 324 0274
Email: pharmacy@totalhealth.ky www.totalhealth.ky
Open: Monday to Saturday 8am-8pm.
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Valu-Med Pharmacy Bodden Town
Evron Plaza, Bodden Town
Tel: (345) 946 5511/Fax: (345) 945 5709
Email: sales-bt@valrx.com
Prescriptions: rx-bt@valrx.com
Open: Monday to Saturday 8.30am-9pm, Sunday and Public Holidays 10am-6pm.
Valu-Med Pharmacy Walkers Road
Photo Pharm Centre, Walkers Road, GT Tel: (345) 949 0442/Fax: (345) 949 0443
Email: sales-wr@valrx.com
Prescriptions: rx-wr@valrx.com
Open: Monday to Saturday 8am-10pm, Sunday and Public Holidays 10am-6pm.
Stocking prescription drugs, baby essentials, health and beauty products, convalescence aids and a selection of gift items including greeting cards and wrapping paper.
Windward Pharmacy
Unit 1, Windward Centre,93 Smith Road, GT
Tel: (345) 949 4081
Email: windward@candw.ky
Open: Monday to Friday 8.30am-5.30pm and Saturday 8.30am-1pm. Closed on Sunday and Public Holidays.
HEALTH SUPPLEMENTS
GNC
> Queens Court, West Bay Road, SMB Tel: (345) 945 7690
> Country Corner, Savannah Tel: (345) 946 7235
Email: gold@gnccayman.com www.gnc.com
Island Naturals - Retail
Island Naturals Wellness Store
Earth Close (Off West Bay Road)
Tel: (345) 946 3321
WhatsApp: (345) 917 4480
Email: info@islandnaturals.ky www.islandnaturals.ky/retail
Island Naturals Wellness Store offers a wide range of high-quality, chemical-free, natural and organic products from the industry’s leading health and wellness brands, including supplements, sports nutrition, skincare, feminine hygiene, home cleaning products, kids’ wellness and teas and coffee.
THE
Tell them you saw it in the
Adults on-Island can choose from a wide range of activities, including cultural events, excursions and water-based activities. For more details on tour prices, times and promotions, pick up a copy of Explore Cayman, the definitive guide for exploring Cayman, visit www.explorecayman.com or download the free iPhone app. Also, for Cayman’s most up-to-date events guide, featuring lots of activities for adults, download the What’s On Cayman app. Visit www.whatsoncayman.ky for more information.
EXPLORING
Pedro St. James (Pedro Castle)
Pedro St. James, known as ‘Pedro Castle’, is the oldest stone structure in the Cayman Islands, built in 1780 by mariner and plantation owner William Eden using slave labour. This historic site, covering seven acres, features a three-storey Great House, palm-lined walkways, manicured lawns and stunning sea views. The 3D multi-sensory theatre provides a unique historical perspective, highlighting Pedro St. James as the “Birthplace of Democracy in the Cayman Islands.” It was here that the first elected parliament was formed in 1831, and the proclamation ending slavery in the British Empire was read in 1835. Visitors can explore a playground, an old stamp collection room and a gift shop. The onsite restaurant offers drink specials during its Happy Hour every Friday from 5pm. Located in Savannah, Pedro St. James is just a 20-minute drive from
and is
to 5pm (last movie showing at 4pm), except on Good
for Adults Activities
Information on exploring the Island, its beaches, cultural activities, art classes, entertainment and watersports, plus everything you need to know about activities to suit your interests and hobbies.
and
Photos courtesy of Batabano, Cayman Turtle Centre, Cayman Islands Sailing Club
Christmas Day. Resident rates are CI$10 for adults and guided tours are CI$15. Seniors 65+ and children three and under receive free admission. There is no charge for the Sea Sessions Happy Hour at the on-site restaurant. A valid ID is required for resident rates. For more information, email: events@pedrostjames.ky, Tel: (345) 947 3329 or visit www.pedrostjames.ky.
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Queen Elizabeth II Botanic Park
This 65-acre site is made up of seven themed gardens, woodland trails, a lake and wetlands, a nursery and a visitor’s centre. It is home to the endangered Blue Iguana Conservation facility, the rare Ghost Orchid, the Banana Orchid (Cayman’s national flower), the Cayman Parrot (Cayman’s national bird), various native and endemic butterflies and much more. You can explore the Heritage Garden and learn how Caymanians lived in days of old; take a stroll through the Colour Garden, Woodland Trail, the Xerophytic Garden,
Orchid Boardwalk or the developing Children’s Garden. Alternatively, just relax and picnic by the lake – a favourite place for birdwatching. Located on Frank Sound Road in North Side, the Queen Elizabeth II Botanic Park is approximately a 40-minute drive from George Town. They also offer a golf cart for the elderly and disabled. Note: This must be prearranged by emailing: manager@botanic-park.ky. The park is open daily 9am-5.30pm (last admission at 4.30pm). Visitor rates are CI$20 for adults and CI$10 for children, and residents get a 50% discount. A valid ID is required for resident rates. Free entry for seniors 65+ and children two and under. Guided tours of the Botanic Park are available with advance booking only. Tel: (345) 947 9462, email: info@botanic-park.ky or visit www.botanic-park.ky. SEE AD PAGE 465
Hell Geological Site
Located in West Bay, Hell comprises a unique geological wonder; created by salt and limestone over 23 million years. This
Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. Venture into amazing caves where you will see stalactite and stalagmite crystal structures and other worldly formations. Tour through the tropical forest under which the caves formed and spot tropical plant and animal life, including strangler balsam trees, air plants, parrots, and bats. Tours lasts 1 ½ hours. Guests must be able to walk up the stairs unaided for this tour. Pre booking is required. Open seven days a week, with tours running from 9am-4pm.
Tel: (345) 949 2283 Email: info@caymancrystalcaves.com Book online at www.caymancrystalcaves.com
small patch of black limestone formation, which sits on two acres, can be seen poking out from its lush surroundings. Erosion has left an eerie and desolate-looking landscape, earning its name. After marvelling at the field of black peaks, make sure to send your friends a postcard from Hell, with the Hell postmark as proof that you’ve been to Hell and back! Entry is free. The geological site is open all day, however the gift shop and restrooms are available during the opening hours of 8am-4pm.
Cayman Crystal Caves
Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. Upon your visit, you will be escorted by a knowledgeable tour guide and join them on an adventure of “Cayman Down Under”. You will venture into amazing caves where you will see stalactite and stalagmite crystal structures and otherworldly formations formed by single drops of water and the slow passage of time. Tour through the unique tropical forest under which the caves formed. Amongst the forest and caves are captivating tropical plants and animal life, including strangler balsam trees, air plants, parrots and bats. Tours are approximately one-and-a-half hours and take you through the surrounding tropical forest area and three spectacular caves. Guests must be able to walk up the stairs unaided for this tour. Comfortable attire and walking shoes are recommended. Visit their Tree House Restaurant & Bar, open 7 days a week from 9am to 5pm. The restaurant is also open to guests who are not on the tour. Pre-booking is required for all tours. Book online at www.caymancrystalcaves. com. Open seven days a week, with tours running from 9am-4pm. Adults US$45, children 4-12 years old US$35, children 0-3 years old free. Tel: (345) 949 2283 or email: info@caymancrystalcaves.com.
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Cayman Craft Market
Located on North Church Street, next to
Waterfront Centre in George Town, the Cayman Craft Market brings together visitors and local artisans who create and display unique Caymanian art, jewellery, crafts and recycled treasures made from unique materials, as well as locally made sauces, jams and jellies. Find items made from leather, thatch, wood, shells, Caymanite and black coral. Open Monday-Friday 8.30am-3pm, when cruise ships are in harbour. Visit www.caymanport.com to view the ship schedules.
Stingray City & The Sandbar
If you are interested in diving and seeing the gorgeous coral reefs while swimming with stingrays in 20ft deep water, Stingray City is the best place to visit. This natural attraction has become very popular and has been covered by National Geographic, as well as many other international magazines. For an up-close-and-personal encounter where you can walk in waist-deep water with the stingrays, you may want to choose The Sandbar The rays are completely safe, nearly four feet in diameter and will brush against you with their soft underbellies looking for squid, their favourite food, which you may feed them by hand. Do not lift them from the water, step on them or torment them. Note: Wearing flippers is not allowed, as you may disturb or anger the rays. When tourism is in full swing, The Sandbar is usually quite busy as it is extremely popular. However, if you are going with a boat operator, they will usually find a good spot to anchor and a staff member may help you hold a stingray. Just to the left, past Rum Point Club and off Sand Point Road, is the Mini Sandbar This is a popular stop for a shallow swim. You can access it by boat or wade out if exploring by car. Refer to the Boating chapter or visit www.explorecayman.com for tour operators.
Cayman Turtle Centre
Since 1968, the Cayman Turtle Centre released more than 36,000 captive-bred and raised sea turtles back into the sea to help replenish Cayman’s wild population.
The Centre, which is dedicated to the conservation and education of the green sea turtle, is home to turtles of all ages, from six-ounce hatchlings to 500lb adult breeding turtles. During your visit to the Centre, you can learn about the turtles in the exhibits, the breeding and rearing process, snorkel with the turtles and reef fish, swim in the freshwater pool and visit hatchlings during the nesting season. You will also be exposed to local and regional wildlife, like flora along the nature trail, the Cayman Parrots in the Caribbean Aviary, and sharks in the Predator Reef.
Beaches
There are several wonderful beaches on Grand Cayman. The most popular is Seven Mile Beach, which runs the length of the western side of the island just north of George Town. Two popular spots along this span are Governor’s Beach, adjacent to the Governor’s House (next door to the Westin Resort) and Seven Mile Public Beach, which has cabanas providing shade, public restrooms, a children’s play area, volleyball nets and a 5,575sq ft calisthenics park. Farther north, there is Cemetery Beach, which offers plenty of shade and has great snorkelling spots only a five-minute swim offshore.
Starfish Point, just beyond Kaibo in North Side, is a nice, quiet spot for a picnic or paddle. It is shaded by casuarina trees,
starfish above the water, as they need to remain in the water to survive.
Rum Point, located to the left of Starfish Point, has been a popular spot with tourists and locals for many years. There is an on-site restaurant and bar offering casual dining. The shallow waters offshore are still a popular boat hangout, especially on Sundays.
Spotts Public Beach, located off Shamrock Road, is a good place to spot turtles in the early morning and late afternoon when they come in to feed. Plus, to the far right of the beach, there are wonderful rock pools. Note: There is a very strong current at this beach and swimming out to the reef is very dangerous and risky. Do not swim out to the cut in the reef.
Just beyond the Grand Old House restaurant is Smith’s Barcadere (also known as Smith’s Cove). This is a small public beach with lots of shade, picnic benches, great snorkelling and a lovely place to watch the sunset. It also has fresh water showers and restroom facilities.
Many districts also have public beaches, including West Bay, Bodden Town, East End and North Side. There are no private beaches in Cayman; all beaches are public (up to the high-water mark). If you want to put your towel on a beach in front of a hotel or condominium complex, you are more than welcome to do so, as long as you stay near the high-water mark and do not use their sun loungers. Some establishments
and tables on the beach where you can sit and watch the children play in the sea just a few feet away. They are also available for private functions.
For a complete list of public, pedestrian pathways to Cayman’s shorelines, as well as public beach areas, visit www.gov.ky/ publiclands. Note: That there are no nudist beaches in the Cayman Islands and topless sunbathing is illegal.
Blue Iguana Conservation
Grand Cayman’s famed ‘Blue Dragons’ are found at the Blue Iguana Conservation (BIC) facility located at the Queen Elizabeth II Botanic Park. Once numbering in the tens of thousands, by 2001, there were thought to be fewer than 25 Blue Iguanas left in the wild. The endangered Blue Iguana is only found here in Grand Cayman. As you walk through the Blue Iguana Conservation facility, you can see the Blues up close and personal in their semi-wild habitats and take a photo at the Blue Iguana mural. You can book a private guided tour of the Blue Iguana Conservation facility and learn from their expert wardens about how Blue Iguana Conservation has brought these endangered species back from the brink of extinction. Guided tours must be booked in advance through the National Trust. Included in the price for the guided tour of the Conservation facility is entry to the QEII Botanic Park. Proceeds from Blue Iguana tours directly benefit the Blue Iguana Conservation programme. After your tour, you can visit the National Trust retail store located at Dart Park to browse their selection of National Trust and Blue Iguana Conservation merchandise. For more information or to book a school, corporate or private customised guided tour, Tel: (345) 749 1121 or email: tours@ nationaltrust.org.ky.
Collier’s Nature Reserve & Trail
The Collier’s Nature Reserve & Trail boasts 190 acres of protected Blue Iguana territory. The easy walking trail allows visitors to observe the iguanas and other animals in their natural habitat, as well as
many different species of Cayman’s fauna, fungi and lichens. It is located a mile inland from the coastal East End Road, Austin Conolly Drive. For more information, call the National Trust on (345) 749 1121.
Guided Bicycle Rides
ECO Rides Cayman is a guided bicycle tour company that provides guided bicycle tours through the sleepy fishing village of East End. They also provide limited bicycle rentals of Road Bikes and Hybrid Bikes. The tours are geared towards providing you with Cayman history and heritage, as well as identifying key sightseeing areas. Tel: (345) 922 0754 or email: ecoridescayman@gmail.com. Paddle Wheel is another company that offers guided tours. They use electric bikes, which give you the power to decide how much you want to pedal and how much you want to relax. Cycle the West Bay Loop and enjoy Cayman’s coastline and mangrove forests. The tour is around three hours in length, but they also offer a six-hour ‘Adventure Tour’, which includes lunch, biking and kayaking stops. Tel: (345) 640 2453 or email: hello@paddlewheel.ky.
Helicopter Rides
A fantastic way to explore the island is a 15-minute (US$205pp) or 40-minute (US$450pp) tour with Cayman Islands Helicopters. Their Sunset Dinner Flight is perfect for special occasions; land for dinner at The Ritz-Carlton (US$1,450 for up to six people) or Camana Bay. Water enthusiasts will enjoy their ‘One Day Three Islands’ dive package. Helicopter to Cayman Brac to dive the USSR Keith Tibbetts, then helicopter on to Little Cayman to dive Bloody Bay Wall, followed by lunch at Southern Cross Club. Helicopter back to Grand Cayman to dive the USS Kittiwake before finally watching the sunset at the Lobster Pot with wine and cheese. Tel: (345) 943 4354 or visit www. caymanislandshelicopters.com.
Motorcycle Tours
Call Cayman Custom Cycles on (345) 945
7433 for a guided tour around the Island (including lunch) or for an afternoon getaway. You must have a Group 1A motorcycle licence. If you do not have a licence, you can still join as a member of staff can take you on the back of their bike.
Mastic Reserve & Trail
The Mastic Reserve protects 834 acres of lowland semi-deciduous forest, wetlands and core habitat for many of the Island’s unique animals, birds and plants. The area is traversed by the historic Mastic Trail, which is a wilderness path meandering through a variety of natural habitats. Some of Cayman’s rarest trees can be seen here, including mahogany, ironwood and West Indian cedar, as well as wild orchids and medicinal plants. Geological features such as sinkholes, jagged limestone bedrock and splits can also be seen along the trail. The National Trust offers a private guided tour of the Mastic Trail. Be sure to wear sturdy shoes, a hat and sunscreen, and bring water and mosquito repellent. Booking and prepayment are required for a minimum of six participants. The trail is open 365 days per year and self-guided tours can be accessed free of charge. For self-guided tours, we suggest purchasing their ‘Mastic Trail Adventure Guide’ for CI$4, available at the National Trust office at Dart Park. A downloadable audio tour is also available on the National Trust app. For more information or to book a school, corporate or private customised guided tour, Tel: (345) 749 1121 or email: tours@ nationaltrust.org.ky.
CULTURAL ACTIVITIES
MUSEUMS
Cayman Islands National Museum
The Cayman Islands National Museum is located in Cayman’s oldest public building, the Old Courts building in George Town. Permanent exhibits showcase Cayman’s art, traditions and cultural and natural history, including boats, furniture, textiles, paintings and ceramics. Many of the museum’s exhibits are interactive and include a simulated submarine
showing marine species and habitats, a 3D bathymetric map of the ocean floor and Cayman’s location in the Caribbean, two life-like talking animatronic figures and an audio-visual presentation on Cayman’s history, environment and people. There are changing galleries that feature information on a variety of cultural history, natural history and local art-related topics. Open Monday-Friday 9am-5pm, Saturday 10am2pm and select public holidays. Admission is CI$10 for adults, CI$8 for seniors (60+) and CI$5 for children (6-12 Years). Local students are CI$1 and tertiary students are CI$5. Residents can also visit for free on the first Saturday of every month. Tel: (345) 949 8368 or visit www.museum.ky.
The Mission House
This historic site is known to have been utilised in the 1700s by early settlers due to its abundant waterfowl and supply of fresh water. Located at 63 Gun Square in Bodden Town, it rose to prominence in the 1800s when it became known as the Mission House to early missionaries, teachers and families who contributed to establishing the Presbyterian ministry and school in Bodden Town. The tour takes you through all the rooms in the house, where you will see many genuine artefacts of glass, ceramic and more Tours cost CI$10 for adults and CI$4 for children. Opening hours are Friday and Saturday 10am-2pm. Tel: (345) 749 1123 or email: tours@nationaltrust.org.ky.
CULTURAL & EDUCATIONAL PROGRAMMES & EXHIBITIONS
Cayman Drama Society
The Cayman Drama Society has regular classes and workshops for adults interested in acting and directing. Productions also have many opportunities for people to get involved, with a new production underway every few months, from comedy and high drama to musicals. Dedicated members devote their time, talent and energy to ensure every production provides firstclass entertainment. Actor training classes include acting theory, scene studies,
improv, film acting, mask and mime work, and often requests from the students themselves. They also teach script writing, directing, stage management, light and sound, set design and construction. There are many opportunities throughout the year, such as costume, make-up, sound, lighting, youth liaisons, theatre chaperones, bar and front-of-house. Visit www.cds.ky to become a member or join a class.
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Cayman National Cultural Foundation (CNCF)
CNCF is a non-profit organisation dedicated to facilitating and preserving Caymanian cultural arts through artistic development, youth arts programming and specialised projects. The Foundation has an active programme of presentations and workshops throughout the year to stimulate community interest and involvement in arts and culture. Among the many events CNCF organises throughout the year is the annual festival, Cayfest. The festival showcases Cayman’s cultural diversity and artistic talent and features the National Arts and Culture Awards, and the Red Sky at Night Festival. Another festival under the CNCF umbrella is the International Storytelling Festival of the Cayman Islands (Gimistory). CNCF also offers tours of the Mind’s Eye Centre, the South Sound home of the late Miss Lassie Bush, Cayman’s acclaimed visionary intuitive artist. Theatrical productions are also staged throughout the year. Tel: (345) 949 5477 or visit www.artscayman.org.
The National Gallery of the Cayman Islands (NGCI)
Located along the Esterley Tibbetts Highway, the National Gallery and Education Centre’s 9,000sq ft home is a dynamic nonprofit arts organisation. NGCI facilitates a wide variety of local and international exhibitions throughout the year and is home to the national art collection. The gallery hosts a range of engaging events and art happenings throughout the year, including lectures, workshops and special
events for members. Annual events include the Big Art Auction (October), the Fundraising Costume Gala (November) and a festive Members’ Christmas Party and Artisans Fair (December). The NGCI also runs an active volunteer programme and welcomes new members. Admission is free to the public; however, donations are always welcome. Visit www.nationalgallery. org.ky for more information.
The National Trust
The National Trust for the Cayman Islands is a non-profit organisation offering tours of the historic Mission House, the Mastic Trail heritage footpath though ancient forest, the Blue Iguana Conservation Centre and a Paradise Tour highlighting Cayman’s fascinating natural and historic heritage. The National Trust has a new app that showcases their sites across all three islands which includes a guided audio tour of historic George Town and the iconic Mastic Trail. The National Trust app is available for download on both the Apple Store and Google Play. Throughout the year, the National Trust hosts traditional cooking classes, educational and community events and fundraisers. For more information, visit their Visitor’s Centre in the South Sound Dart Family Park. Opening hours are Monday-Friday 9am-5pm. Tel: (345) 749 1121, visit www.nationaltrust.org.ky or email: tours@nationaltrust.org.ky.
Cinema
Camana Bay Cinema is a state-of-the-art movie theatre located in the heart of Camana Bay and boasts seven screens, three of which are VIP auditoriums complete with 4K picture resolution, Dolby Atmos Immersive Audio and Luxury Recliners. Select auditoriums also include extravagant day beds and Laser Projection for the ultimate viewing experience. They host a range of events, including Kids Club, Classics @ the Cinema and Culture @ the Cinema. Grab a snack, delicious chicken wings or a freshly made pizza from the fully stocked concession stand. For current movie listings and times, visit www.bigscreen.ky.
For a variety of instrumental lessons, contact the Cayman Music School in Camana Bay. The Music School provides group and private lessons in a variety of string and woodwind instruments, including guitar, piano, flute, drums, violin, saxophone, ukulele and bass, and tuition in singing, music theory, drama and recording. They also boast a music shop and a recording studio. Visit www. caymanmusicschool.com. Established in 2001, Musicians Ltd. is a leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, violin, cello, flute, clarinet, saxophone, trumpet, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as several schools on-Island. Performing arts group classes are also available, with several major performing opportunities throughout the year, including a full scale annual production. To register, email: office@
musicians.ky. For more information, visit www.musicians.ky or Tel: (345) 525 6787. For adults, Spark! School of Performing Arts offers private lessons in a full range of instruments, as well as vocal lessons. For more information and to register, visit www.sparkcayman.com or call (345) 929 2190. Earl La Pierre teaches adult steel pan classes on Monday evenings at UCCI from 6pm-8pm. He also has a performing band known as Pandemix, where newcomers are welcomed. Practices are on Tuesday and Thursday 6pm-8pm at UCCI. Tel: (345) 526 5059 or (345) 916 5676 to learn more. For private lessons in singing, piano and music tutoring, contact Nicole Bodden (Tel: (345) 917 3753) at her studio in the Barnett Building, off the CNB roundabout. JukeBox offers a convenient mobile service providing private instrumental lessons in the comfort of your own home. For more information Tel/WhatsApp: (345) 321 5731, email: info@jukebox.ky or visit www.jukebox.ky
Throughout the week, various restaurants and bars host live music by local talent. Check out the ‘Nightlife’ section on the Explore Cayman website (www.explorecayman.com) or download the What’s On Cayman app for lists of different restaurants that offer live music on each night of the week.
Cayman National Choir & Orchestra
Choir practice is held on Monday from 7.30pm-9pm and orchestra practice is held on Wednesday from 7.30pm-9pm. Email Charity Putman at caymanchoirandorchestra@gmail.com for location information.
Painting, Photography, Pottery & Art Classes
The Visual Arts Society (VAS) has expertise in pottery and ceramics. The studio is equipped with three potter’s wheels, a kiln, slab roller, tools and other supplies, plus various types of clay and glazes. However, the space can be used for any type of art. People can work independently, take classes or participate in ongoing workshops. The space can also be rented for private functions or personal use. Email: info@ visualartcayman.com or visit them on social media (www.facebook.com/ visualartcayman). 3 Girls & a Kiln offers a wide selection of monthly art classes for all ages, including glazing, string art, sign making on wood planks, fluid art and more. For more information, visit www.3girlsandakiln.com, Tel: (345) 640 9990 or visit their waterfront location in George Town. Art Nest (Tel: (345) 927 2258) offers monthly art education events like paint and sip classes, pottery wheel workshops, fluid art pouring workshops, candle-making, culinary workshops, creative socials, teambuilding events, paint-your-own-pottery and more. Located at Elizabethan Square, 80 Shedden Road. The National Gallery of the Cayman Islands runs exhibitionsupportive workshops during evenings and on weekends. They also provide
lectures for all ages and skill levels. They host several ‘Open Call’ exhibition opportunities during the year, as well as Artisan Fairs. You can also take part in their Art and Wellness initiative, a free programme of wellness classes and workshops, including meditation, yoga, nutrition and mindfulness. Visit www. nationalgallery.org.ky/whats-on or email: communications@nationalgallery.org. ky. Cathy Church’s (SEE AD PAGE 260, 319 & 451) offers daily, private above and underwater photography courses in the classroom and shore dives for the underwater photographer. They also rent and sell a full range of underwater cameras that come with a free mini lesson. For more information, call (345) 949 7415.
Talks
Infinite Mindcare’s Talk Series occurs once a month at Next Chapter on Sundays at 3pm. Each session explores a different topic, such as the importance of sleep, maintaining friendships, and cultivating a healthy mindset on social media. The talks are led by professional psychotherapists from Infinite Mindcare, and a different book is recommended each month. Additionally, they host a monthly After Dark Talk series on Tuesdays at 7pm and a Coffee, Reggae, and Mental Health series on Sundays. For more information, call (345) 926 0882 or visit www.facebook.com/infinitemindcare.
The National Gallery also offers lectures on a range of topics, along with Artist and Curator Q&A sessions. To view their latest events, visit www.nationalgallery.org.ky.
CULTURAL EVENTS
Pirates Week Festival
The Pirates Week Festival is one of the biggest cultural events in the Cayman Islands. Pirates Week has become the country’s largest celebration, drawing some 35,000 patrons. The highlight of the festival is the waterfront Landing Pageant and Float Parade in George Town. During this event, thousands of people line the streets to watch a mock take-over of the Island by a band of fighting pirates, who
come ashore by pirate ship. A parade, street dance and fireworks display also take place. It’s a fantastic experience for families and many children enjoy dressing up. Other features of the festival include an abundance of music, culture and delicious local food. The festivities kick off in Little Cayman at the start of November, continues in Grand Cayman around mid-November, and wraps up in Cayman Brac at the end of the month. For more information, visit www. piratesfestcayman.com.
Batabano
The name ‘Batabano’ is synonymous with the Cayman Islands and the Caymanian way of life. A salute to Cayman’s turtling heritage, batabano is the native name for the tracks left in the sand when sea turtles go ashore to nest, which has always been a cause for celebration in the Cayman Islands. Cayman Carnival Batabano is therefore ceremoniously held the first weekend in May as part of the celebration and awareness of the start of Turtle Nesting Season. Established in 1983 by the Rotary Club of Grand Cayman, Cayman Carnival Batabano is a non-profit organisation and multi-day carnival that includes a food festival, fetes, a street dance and a costume street parade. As the National Carnival of the Cayman Islands, Batabano is a major highlight on Grand Cayman’s cultural and entertainment calendar for residents and visitors who flock to the streets by the thousands! The dates for the 2025 festival are 2nd-10th May. SEE AD PAGE 420
Gimistory
Gimistory is a long-running storytelling festival that features guest storytellers from the Cayman Islands and the wider Caribbean. Over a weeklong programme in November, the festival travels to different public venues and local schools in all districts on all three Islands. Visit www. artscayman.org/gimistory.
Red Sky at Night
Red Sky at Night is a multidisciplinary arts fair that typically kicks off their
Cayman National Festival of the Arts route, celebrating all things arts and culture. The event features a diverse array of entertainment, including live dance, music, drama performances, and poetry readings, alongside displays of visual arts, crafts and films. From steel pan, fiddles and drums to DJs, dance troupe performances, storytelling and theatre, there is no shortage of entertainment. Explore dozens of artisan booths showcasing locally made art, crafts, jewellery, clothes and accessories. Savour delicious cuisine from food vendors offering traditional Caymanian dishes and international delicacies. For more information or to volunteer, contact CNCF at (345) 949 5477.
WATERSPORTS & EXCURSIONS
Boating, diving and fishing are all very popular in the Cayman Islands. For more information on these activities, see the Boating and Diving chapters.
Kayaking & Bioluminescent Tours
One of nature’s best-kept secrets is a rare bioluminescent phenomenon found only in a dozen places worldwide. Cayman Kayaks offers day tours of the mangroves, as well as bioluminescent tours by kayak and electric catamaran. Tours are about two hours long and include a naturalist guide to share stories and teach you all about what you are going to see. Email: reservations@caymankayaks.com or visit www.caymankayaks.com. White Sand Water Sports (Tel: (345) 926 7263) has kayaks available for rent and they can deliver them Island-wide. For more information, email: whitesandwatersports@gmail.com. Kayaks, paddleboards and beach toys can also be rented from Red Sail Sports. Tel: (345) 623 5965 for details.
Kiteboarding
Kitesurf Cayman offers two-hour private and semi-private lessons on Barker’s Beach in West Bay. For more information, visit www.kitesurfcayman.com or email: info@ kitesurfcayman.com.
• Immediate access to incredible sailing!
• Clubhouse with full facilities
• Sailing lessons for all abilities
• Regular dinghy and keel boat racing
• Social events cater to all ages
• Boat storage and rentals
• Clubhouse available for events
• Corporate / Teambuilding sailing activities
Paddleboarding
Paddleboards can be rented from Cayman Stand Up Paddle Co. (Tel: (345) 938 4787) and delivered to your home and condo with free delivery in and around Seven Mile Beach. White Sand Water Sports also rent paddleboards for US$90 a day (minimum) or US$235 per week. They can deliver the paddleboards Island-wide. For more information, call (345) 926 7263 or email: whitesandwatersports@gmail.com. Bliss Yoga Cayman (Tel: (345) 949 9642) offers paddleboard yoga on Tuesday evenings.
Sailing
There is quite a large and sociable sailing community in Cayman. If you are a keen sailor, you will want to join the Cayman Islands Sailing Club (CISC). The CISC offers a range of sailing lessons for adults with little or no sailing experience and those looking to further develop their skills. Training courses usually comprise eight hours of coaching, scheduled over two weekends (two four-hour sessions on consecutive Saturdays or Sundays). Private lessons are also available. The club has several formal social events throughout the year, including the Commodore’s Cocktail Party, the Annual Ball and Founders’ Night. There are also a range of more casual events, including BBQs, happy hours, quizzes, pool and karaoke evenings. The Social Committee aims to arrange an event at least once a month and the Clubhouse is generally open on Friday evenings, all day Saturday and Sunday for post-sailing or any other excuse for socialising! For more information, visit www.sailing.ky or call (345) 947 7913. SEE AD OPPOSITE PAGE
Snorkelling
Snorkelling is a great way to discover the underwater world, and the Cayman Islands has some incredible spots to explore. White Sand Water Sports (Tel: (345) 926 7263) offers a ‘Slip and Slide Snorkel Tour’ that is perfect for families. The tour takes place on a custom-built 30ft pontoon boat that has plenty of shade. On the top deck, you’ll find a pair of waterslides that are perfect
for sliding into Cayman’s beautiful blue waters. Kids and adults will love this fun addition. For more information or to book a trip, email: whitesandwatersports@gmail. com. If you are looking for something spacious and relaxing, Captain Bryan’s offers catamaran tours to Stingray City and Starfish Point. Visit www.captainbryans. com or email: captainbryans@candw.ky for more information. Frank’s Watersports (Tel: (345) 945 5491) also offers snorkelling tours to Stingray City. Refer to www. explorecayman.com for more information on their services. If you’d like to plan your own day or experience some of the wildlife just offshore, you can rent snorkel equipment from Red Sail Sports. Tel: (345) 623 5965 for more details.
Surfing
Good swells are generated off Seven Mile Beach from December to March when nor’westers blow through. From June to November, the best surfing is usually found at the South Sound Community Centre and Mariners Cove in Spotts. However, beginners would be well advised to avoid these locations as the iron shore, coral and sea urchins can prove hazardous. Areas with a safe sandy bottom and easy access to and from the sea are ideal. Damian ‘Damo’ David (Tel: (345) 938 4787) and Mica Koll (Tel: (345) 927 8690) both offer surfing lessons for beginners.
Waverunn er Trips
Aqua Watersports (Tel: (345) 328 2662) offers a range of water-based activities, including exciting jet ski Stingray City tours and a luxury Cranchi 43ft charter boat for half-day, full-day or sunset cruising. Red Sail Sports (Tel: (345) 623 5965) rent out jet skis, SUPs and a variety of water sports equipment.
Indoor Golf
Cayman Golf Lab is Cayman’s largest fully equipped indoor golf facility. They offer three HD golf simulators and 600sq ft of putting green, as well as golf lessons for
adults and children. Tel: (345) 938 5484 or visit www.caymangolflab.com.
Outdoor Golf
See the Sports and Fitness chapter.
Laser Tag
Strike Zone House of Fun in Cannon Place is Cayman’s first laser tag arena and is great for hosting corporate events, staff parties and more. You can have a maximum of 24 players per game. Visit www.strikezonelasertag.com or Tel: (345) 623 4040 to book an event. Party Masters offers backyard laser tag, delivering realistic battlefield action to your location. Each game can accommodate up to 10 players. Tel: (345) 525 5151 or email: partymasterscayman@gmail.com.
Land & Nature Tours
Reagan’s Honey (www.reaganshoney.com) offers beekeeping tours of the apiary and surrounding woodland. Tours cost US$65 per person. They include beehive inspection and your own sample jar of honey straight from the hive to take home. Beacon Farms offer tours of their farm. Learn about the work they do to support those recovering from drug or alcohol abuse and what they are doing to advance agricultural literacy in Cayman. Learn about the crops they grow in the fields and orchards, as well as their traditional farming techniques. Visit www. beaconfarmscayman.org. The National Trust offers private guided tours of the Mastic Trail. Booking and prepayment are required for a minimum of six participants. For more information, call (345) 749 1121. For something a bit different, contact ATV Cayman for Cayman’s only off-road tour of Barker’s Beach. The cost per ATV for adults is CI$64 for locals and CI$80 for visitors. Kids aged 3-15 years ride as passengers at a reduced rate. Email: vincent@atvcayman.com or WhatsApp: (345) 922 0366 to book a ride.
Community Life
Discover ways to get involved in the community, including information on social clubs, service clubs, counselling and support groups and voluntary and religious organisations. Clubs & Organisations
Social Clubs
Though life in the Cayman Islands is simple and laid-back, it is also packed with the amenities you need to enjoy your leisure time. Every year, we see more and more additions to our active social community. This chapter lists the variety of service and social clubs available on-Island, as well as the voluntary organisations that could always use an extra hand. While our community is small, it is very diverse, so you can always find a place or a group where you feel comfortable, welcomed and at ease. For a list of annual events, download the What’s On Cayman app. Visit www. whatsoncayman.ky.
CLUBS & ORGANISATIONS
Social Clubs
Art Nest Creative Studio
Elizabethan Square, 80 Shedden Road, George Town
Email: events@artnestcayman.com
A community studio that offers various art education classes, art supplies and a paint-your-own-pottery studio. Creatives and people of all ages and skill levels are welcome.
Astronomical Society (CIAS)
Contact: Tiyen Miller (President)
Email: cayman.astronomy@yahoo.com or www.cias.space
CIAS hosts free star-gazing events once a month at various sites around Cayman as part of its goal to promote astronomy to the public. The CIAS frequently posts updates about the skies over Cayman on the group's Facebook page (@caymanastronomy) and they send out a monthly newsletter. The club coordinates with local schools and other organisations for special events and their website shares great information for children as well.
Bookends Book Club
Tel: (345) 640 2665
The Bookends Book Club meets on the second Wednesday of the month at 6.30pm at Next Chapter in Camana Bay.
Cayman Creative Gardening Club
Facebook: @Caymancreativegardeningclub
An opportunity for gardeners to come together and exchange tips and ideas about their passion. The club hosts buy-and-sell events, as well as flower shows and garden tutorials. Visit their Facebook page for up-to-date information.
Photos courtesy
of the Cayman Breast Cancer Foundation, Cayman Connection & First Baptist Church
Cayman Connection
Email: hello@caymanconnection.org www.caymanconnection.org
An organisation that supports and connects Caymanians and those affiliated with the Cayman Islands who are working, studying or living overseas. Cayman Connection is a notfor-profit that offers several virtual support calls, social clubs, networking opportunities, events with special guest speakers and advice and guidance about living overseas. They produce the annual Making Waves Awards and are active across social media platforms.
Cayman Drama Society (CDS)
Prospect Playhouse, Shamrock Rd, Red Bay
Email: training@cds.ky www.cds.ky
A vibrant community filled with enthusiastic members. The CDS is committed to offering quality live productions to help educate, enrich and entertain while fostering creative expression. CDS hosts an average of four to six productions every year and has a 130-seat theatre, the Prospect Playhouse. CDS is always looking for keen thespians, directors, producers, stage managers, lighting and sound technicians, backstage crew, youth liaisons/ theatre chaperones, front-of-house teams and new friends. New members of all ages are always welcome. Regular classes, workshops and summer camps are also offered.
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Cayman Islands Bridge Club
Email: caymanbridgeclub@gmail.com www.bridgewebs.com/caymanislands
The Cayman Islands Bridge Club hosts two duplicate sessions weekly, one on Friday morning and the other on Tuesday evening. Visitors are always welcome and the club is happy to assist in finding partners if needed. Check out their website for information on weekly sessions, events and Bridge lessons.
Cayman Islands Marketing Professionals Association (CIMPA)
Email: info@cimpa.ky or www.cimpa.ky
An NPO that provides a platform for professional development and collaboration within Cayman's marketing industry.
Cayman Islands Orchid Society
Email: orchidsociety.cayman@gmail.com
A non-profit organisation committed to the conservation, protection, growth, rescue and care of Cayman’s native orchids. Meetings are held six times a year and are announced on their Facebook page (@ caymanislandsorchidsociety).
Cayman Islands Seafarers’ Association
11 Victory Avenue, Prospect
Tel: (345) 947 7378
Email: seafarers@candw.ky
www.caymanseafarers.ky
Monthly general meetings are held every third week on Tuesdays at 7.30pm, with social events quarterly at 7pm. The aim is to keep Cayman’s seafaring heritage alive and provide tributes to older seamen.
Cayman National Choir
Musical Director: Melody Gifford
Email: caymanchoirandorchestra@gmail.com www.caymanchoirandorchestra.com
The Cayman National Choir has been
entertaining the Cayman Islands for more than 40 years. No auditions are required. All you need to join is commitment, enthusiasm and a willingness to be challenged. The choir meets every Monday at 7.30pm. Please email for location information.
Cayman National Cultural Foundation (CNCF) 17 Harquail Drive, F.J. Harquail Cultural Centre Tel: (345) 949 5477
www.artscayman.org
The Foundation’s mission is to stimulate, facilitate and preserve the cultural and artistic expression of Caymanian performing, visual and literary arts. Their programming encompasses all artistic disciplines, including theatre, dance, music, visual arts, literary arts, and traditional arts. Some of their popular events include the annual Wha Happening comedy production, Cayfest, and Gimistory, the International Storytelling Festival of the Cayman Islands. They also offer a variety of workshops aimed at developing the talents of artists and preserving Caymanian arts and activities for children and teenagers.
www.cds.ky
instagram.com/caymandramasociety
Cayman National Orchestra
Musical Director: Alina Makhina
Email: caymanchoirandorchestra@gmail.com www.facebook.com/caymannationalorch
The Cayman National Orchestra has a wide musical repertoire and consists of more than 30 musicians. The orchestra meets every Wednesday from 7.30pm-9pm. Please email for location information. Visit their Facebook page to find vacancies for your instrument.
Code (Cayman)
Email: contact@codecayman.com www.codecayman.com
A tech non-profit that delivers an active calendar of courses, camps and talks at no cost to Cayman residents. Code (Cayman) is dedicated to supporting and encouraging an active technology community and empowering those interested in pursuing careers in the tech sector.
The Garden Club of Grand Cayman www.caymangardenclub.com
Meets in the afternoon on the first Thursday of
the month from September to June. Monthly meetings consist of a short business meeting with programmes on gardening-related topics and tours of local gardens and farms. They also hold an annual plant sale, support the Pink Ladies annual bazaar and undertake various garden projects throughout the Island. Become a member for CI$25 a year.
Girl Power Ltd.
Email: girlpowercayman@gmail.com
A registered NPO dedicated to mentoring, inspiring, nurturing and empowering young women (aged 13-27) with lifelong skills and values to succeed in today’s competitive society. Girl Power is a free programme which educates young women on health and wellness, interview skills, public speaking, female empowerment and much more. To become a member of Girl Power, donate, volunteer or find out more, visit their Instagram (@ girlpowercayman) or email them.
Guardians Alive
Email: guardiansalive1@gmail.com
www.guardiansalive345.com
www.facebook.com/guardiansalive
Currently rebranding and plan to resume operations in 2025/26. For updates, check out their Facebook page.
International Ladies Club (ILC)
Email: ilcgrandcayman@gmail.com
www.internationalladiesclubcayman.ky
The International Ladies Club is open to women 18 years and older, of any nationality. The purpose is to provide an opportunity for socialising. The club hosts a variety of activities throughout the year.
International Wine & Food Society
Contact: Shelley White
Email: events@iwfs.ky
Wine-themed functions are held approximately once every six weeks, except during the summer. New members are sponsored by existing members.
Tech Talks
Email: innovate@caymanenterprisecity.com www.caymanenterprisecity.com
This ongoing series of monthly discussions, hosted by Cayman Enterprise City in partnership with Digital Cayman and Steppingstones, sets out to initiate knowledge-sharing, tackle hard questions, examine industry trends and foster a vibrant technology ecosystem in the Cayman Islands.
Visual Arts Society of Grand Cayman (VAS)
Watler House Studio, Pedro St. James
Email: info@visualartcayman.com www.visualartcayman.com www.facebook.com/visualartcayman
The Visual Arts Society (VAS) has been a nonprofit organisation for 45 years and is registered as an NPO. The society has a membership programme and offers benefits to members such as discounts on art supplies, workshops and classes, plus art vendor opportunities, exhibiting, teaching, volunteering, and those who choose to support the arts. They also offer annual workshops and a kids art and craft camps on school breaks and weekends. VAS artists are located at various markets and events around the Island.
Service Clubs
100 Men Who Give a Damn!
Email: info@100men.ky or www.100men.ky
A group of 100+ men each give CI$100 directly to one of three charities four times a year. Each quarter, members attend a one-hour meeting where three charities present their causes. Members vote to determine which charity will receive the total CI$10,000+.
100 Women Who Care
Join the women who make a difference in the Cayman community. 100 Women Who Care hosts events four times a year. For your CI$100 donation at each event, they offer a fun and relaxed networking hour with the chance to win prizes. All donations are combined and awarded to the winning charity voted for by you on the night. For more details, please visit their website or their Facebook page (@100womenwhocarecaymanislands).
Business & Professional Women’s (BPW) Club of Grand Cayman
President: Cheryl Myles
Email: iola_13@yahoo.com www.facebook.com/bpwgrandcayman
An influential network of business and professional women from over 95 countries with consultative status at the United Nations Economic and Social Council (ECOSOC) and participatory status with the Council of Europe. The root of BPW's advocacy is embedded in the work with the United Nations. BPW lobbied for the formation of the Commission on the Status of Women (CSW) and has supported many women's issues. The Club meets every third Wednesday of the month from 5.30pm. They run regular social events, fundraisers and community events. New members are always welcome.
CareerMasters
Email: hello@career-masters.com
A registered NPO with a mission to empower students, guiding them toward pre-career opportunities through tailored mentorship and formal pre-career learning. They offer mentoring to students between the ages of 15 and 18 years old from all high schools. Mentors share industry insight and valuable experience
with the students, and they are dedicated to integrating the principles of Diversity, Equity, Inclusion, and Belonging (DEIB) into its learning and mentorship initiatives.
Kiwanis Club of Grand Cayman
President: Ibimitomi Asher Ogbe
Tel: (345) 328 5113
Email: info@kiwanis.ky or president@kiwanis.ky www.kiwanis.ky
The club actively promotes the wellbeing of children in the community. Kiwanis Club sponsors and aids five key clubs in local high schools and a Circle K group at UCCI. Over the years, the club has played an active part in helping with school luncheons at eight Government primary schools and, this past year, at some of the high school divisions. Its popular festive annual family fun day, ‘Santa Landing’, takes place in December, and it's one of Cayman’s youth's favourite events. The club also runs a mobile reading programme. Annual fundraisers include KiwaniBike, Breakfast for Dinner and various other events.
Lions Club of Grand Cayman
President: Brian A. Barnes
Tel: (345) 916 7634
Email: president@lionsclubgcm.ky www.facebook.com/LionsClubGrandCayman www.lionsclubgcm.ky
Meetings take place on the first and third Thursday of each month at 7.30pm and are held at the Lions Community Centre. Projects include sight preservation, PACCE (Prostate and Colon Cancer Event), The Delano Hislop Memorial Run/Walk, Spelling Bee, Community Food Pantry and more.
Lions Club of Tropical Gardens
President: Alicia Hansraj Tel: (345) 925 1997
Email: presidentlctg@gmail.com www.lionscluboftropicalgardens.com
Meetings take place monthly on the first and third Tuesday at 6.30pm and are held at Mike Simmons Den (across from Mango Tree). During the Breast Cancer Awareness month of October, the club provides mammogram vouchers in addition to educational programmes to increase awareness.
Mangrove Rangers Cayman www.mangroverangers.ky
An organisation that monitors the ecological health of the mangrove ecosystems in Cayman, collects data on the human impacts on these ecosystems through observation and educates the community in understanding the true value of mangrove conservation. They are always looking to recruit Junior Rangers between the ages of 11 and 18 to learn more about conservation through exploration of the mangroves, coral reef and seagrass ecosystems. Activities include field trips by foot, boat or kayak. For more information, visit their website or follow them on social media (@ mangroverangersky) and keep an eye out for fun events throughout the year.
Plastic Free Cayman
www.plasticfreecayman.ky
An organisation that arranges regular clean-ups in the hopes of reducing plastic pollution. The organisation focuses on educating and making the public aware of the harmful effects that plastic pollution has on Cayman and the world. Join the fight against plastic pollution by taking the 345 Pledge and help work towards a Plastic Free Cayman. For more information about upcoming clean-ups, head to their Instagram page (@plastic_free_cayman).
Rotaract Blue
Email: rotaractblue@gmail.com www.rotaractblue.org
Rotaract Blue is a non-profit organisation that caters to young adults between the ages of 18 and 30. Rotaract Blue’s meetings are held at Cimboco on Lawrence Boulevard, Seven Mile Beach every Thursday at 7am.
Rotary Club of Grand Cayman
www.rotary.ky
The club supports local and international community projects in the spirit of ‘Service above Self’. The group meets every Thursday at 12.30pm at The Ritz Carlton. Meeting locations are subject to change, so visit the website beforehand.
Rotary Club of Cayman Brac
Email: brac@rotaryclub.ky
Meets at the Cayman Brac Beach Resort conference room, West End on the second and fourth Tuesday of the month at 7pm.
Rotary Club of Central Cayman Islands (Rotary Central)
President: Dr Brendan Lee
Email: aynsell@hotmail.com
www.rotarycentral.ky
The club meets at Saltwater Grill, Galleria Plaza on Tuesdays at 7pm for a 7.30pm start.
Rotary Sunrise
Email: rcgcsunrise@gmail.com
www.rotarysunrise.ky
Facebook: @RotarySunriseKY
Instagram: @RotarySunriseCayman
The club meets on the first Tuesday of every month at 6pm.
Counselling & Support Services
CICC Aftercare Programme
Tel: (345) 949 0366
Email: info@cicc.ky
The Aftercare Programme provides follow up care to former Emergency Shelter clients, who have been victims of domestic abuse and/or sexual assault and are starting their lives free from abuse. The purpose of this programme is to provide a continuum of support after clients leave the shelter and to identify and reduce risk factors surrounding abuse.
Al-Anon
Tel: (345) 923 7917
Email: caymanalanon@gmail.com
www.caymanalanon.com
A support group that provides strength, understanding and hope for friends and families affected by someone’s problem drinking. Meetings are confidential and each member’s personal anonymity is protected. At present, meetings are held on Zoom on Tuesday and Thursday at 7pm (contact for links). On Saturday at 4pm, meetings are held in-person.
Alcoholics Anonymous
Tel: (345) 926 9044
Email: caymanislandsaa@gmail.com www.caymanaa.org
Meetings are held at least once a day. Check the
website for times and locations.
Alex Panton Foundation (APF)
Email: info@alexpantonfoundation.ky www.alexpantonfoundation.ky
www.facebook.com/AlexPantonFoundation
The APF is a not-for-profit organisation that aims to improve the mental health of children and adolescents in the Cayman Islands through advocacy, awareness and support, with a particular focus on anxiety and depression. Throughout the year, it hosts various support groups, educational and community programmes, an annual youth mental health symposium and provides financial aid for people aged 30 years and younger to receive mental health treatment and services. In January 2023, APF in partnership with the Health Services Authority and Ministry of Health & Wellness opened an Adolescent Mental Health Hub called 'Alex's Place' for children and adolescents aged 10-20 experiencing mental health issues. Alex's Place's hours are Monday to Friday 10am-6pm. Walk-ins and referrals are welcome. For more information, Tel: (345) 244 7856 or (345) 949 8600, or visit www.hsa.ky.
Alzheimer’s & Dementia Association of the Cayman Islands (ADACI)
Tel: (345) 936 1655 or (345) 924 4170
Email: info@adacayman.com
The ADACI promotes awareness for all forms of dementia with a focus on Alzheimer’s. It sources and facilitates training for medical professionals and first responders, counsels people with Alzheimer’s and educates caregivers and family members about the stages of Alzheimer’s and how to provide care. It also provides one-off financial assistance to patients.
Bethesda Counselling Centre
68 Mary Street, George Town
Tel: (345) 946 6575
Email: bethesda@candw.ky
www.bethesdacounselling.ky
Telemental health therapy, face-to-face individual and group counselling/therapy and online counselling offered for all types of issues.
Cayman Heart Foundation (CHF)
Tel: (345) 916 6324 or (345) 746 1490
www.caymanheartfoundation.ky
Cayman Heart Foundation is a non-profit dedicated to improving cardiovascular health for all in the Cayman Islands. This includes educating the public on heart disease and stroke prevention, encouraging fitness and good nutrition, delivering programmes that lower obesity rates, and influencing policy and investments to support healthy lifestyles. It supports access to high-quality cardiovascular care through various programmes and initiatives like CPR training, funding lifesaving medical equipment, and financially assisting those in need of lifesaving treatment. It offers free wellness screenings to the public regardless of their status or insurance coverage, including tests for blood pressure, height, weight, body mass index (BMI), waist circumference, cholesterol and glucose.
Cayman Hope Foundation
Operations Manager: Brent Hydes
Tel: (345) 928 9099
www.caymanhopefoundation.carrd.co
The non-profit, non-governmental, nondenominational Hope for Today Foundation is a coalition of volunteers dedicated to helping and supporting recovering drug addicts and alcoholics through the transition from prison or treatment to community life. If you need their help or would like to get involved, please make contact.
Cayman Islands Crisis Centre (CICC)
Tel: (345) 949 0366
24-hour Crisis Line: (345) 943 2422
Email: info@cicc.ky or www.cicc.ky
A charitable organisation focused on combatting domestic and sexual abuse through education and assistance to all victims of abuse. All services are confidential and include temporary Emergency Shelter, a 24-hour crisis line, TAYA Lounge – a teen and young adults' afterschool programme for at-risk youth aged 14-21; Estella’s Place - a walk-in centre for all victims of domestic abuse, and ongoing support and services for the Cayman Islands community. Their 24/7 Emergency Shelter is currently offered to women and children who experience domestic abuse. Various services are available to shelter residents include adult
case management, risk assessments, safety planning, individual and psychoeducational groups, resource referrals, advocacy and the Children and Youth Programme.
Cayman LGBTQ Foundation
Tel: (345) 526 1001
Email: clgbtqf@gmail.com www.clgbtqf.com
The LGBTQ Foundation works toward creating and maintaining a safe, inclusive and equitable culture for the LGBTQ+ community of the Cayman Islands. The Foundation is committed to building a safe and culturally sensitive environment within the Cayman Islands.
CayMind
Tel: 1 (800) 534 6463 (MIND)
A free and confidential mental health helpline for adults who may be experiencing mental health concerns, distress, despair or suicidal thoughts. The helpline aims to help individuals cope with day-to-day struggles, anxiety, depression, stress, or any other mental health issues. Trained volunteers provide a listening ear and empathetic support. Callers are encouraged to explore their feelings without fear or prejudice. The helpline is available from Monday to Friday 6pm to 11pm.
Children and Youth Programme (CAYP)
Tel: (345) 949 0366
Email: info@cicc.ky
CAYP provides intervention and prevention services for school-aged children who accompany their mothers to the Emergency Shelter and who either witnessed or are victims of domestic abuse. This programme focuses on the safeguarding, safety and wellbeing of children.
Colours Caribbean
Tel: (345) 324 3779
Email: hello@colourscaribbean.org
Colours Caribbean is a registered nonprofit organisation locally operated in the Cayman Islands. They aim to cultivate a bold and visible community for the lesbian, gay, bisexual, transgender, queer, intersex and asexual (LGBTQIA+) people of the Caribbean and Latin America by building a network of regional businesses and public venues free
of discrimination and harassment towards anyone based on their gender identity or sexual orientation. Colours Caribbean advocates for LGBTQIA+ rights as human rights and promotes the inclusion and equality of LGBTQIA+ persons. Members of the Colours Collective meet regularly to organise events and discuss plans to promote visibility, provide education and encourage dialogue surrounding local LGBTQIA+ issues.
The Department of Counselling Services
75 Fort Street, Adonis House, George Town Tel: (345) 949 8789 or www.dcs@gov.ky
Email: counselling.services@gov.ky
Provides quality, evidence-based programmes to help empower individuals and families.
Estella’s Place
Tel: (345) 949 0366 or Email: info@cicc.ky
A walk-in centre is available to survivors (women, men and children) of domestic abuse. Services include supportive listening, crisis support, risk assessment, safety planning, advocacy and referrals.
Homeschooling Support Group
This group gives homeschooled families the opportunity to network with other families, ask questions and exchange ideas. Find them on Facebook (@CaymanHomeschoolers). Note: The Department of Education wants to remind everyone that families must be registered to homeschool their children in the Cayman Islands. See page 355 in the Education chapter for more information on homeschooling.
Inclusion Cayman
81 Godfrey Nixon Way, Corporate Plaza, GT Tel: (345) 623 2957
Email: info@inclusioncayman.ky
www.inclusioncayman.ky
A non-profit organisation supporting individuals and families with Intellectual and developmental disabilities in their vision of accessing inclusive lives. They provide disability advocacy for persons with intellectual or developmental disabilities seeking involvement in community life activities, education, and employment to ensure all community members can meaningfully access, participate and belong in the Cayman Islands.
Facebook and Instagram (@inclusioncayman).
Kids Helpline
Tel: (345) 649 5437
www.kidshelpline.ky
A confidential and anonymous phone line and chat service for teens and young adults, with trained volunteers. It also offers educational materials on mental health difficulties. Available 3pm-9pm from Thursday to Sunday. For more information, call or chat with them online.
Life Options Counselling Services
Tel: (345) 940 5433
www.lifeoptions.ky
Life Options is a private mental health wellness practice providing psychotherapy and life coaching services.
MS Foundation of the Cayman Islands
Alexander Place, Dorcy Drive, GT
Tel: (345) 323 0656
Email: info@msfcayman.com
www.facebook.com/msfcayman
This is a non-profit organisation for multiple sclerosis patients in Grand Cayman. Created to spread awareness of the disease but also to provide emotional and financial support to MS patients and their families. Both volunteers and donations are greatly appreciated.
Narcotics Anonymous (NA)
Tel: (345) 929 6262 or www.na-cayman.org
Narcotics Anonymous aims to provide an environment in which addicts can help one another to stop using drugs and find a new way to live.
The New Self Help Foundation
CEO: James Ramoon
Tel: (345) 927 4777 or (345) 927 7273
Email: tnshcommunityfoundation@candw.ky
Created to inspire young people to take responsibility for their future by implementing high-impact programmes which emphasise strong social, cultural and educational values. The group aims to promote positive selfesteem, foster economic development and positively transform the lives of children, their families and their communities.
CICC Outreach Programme
Tel: (345) 949 0366 or Email: info@cicc.ky
The Outreach Programme prevents domestic abuse by raising awareness and providing information and prevention education on the issues of domestic abuse, sexual assault, the effects of domestic abuse on children, child abuse prevention and healthy relationships to public, community organisations, schools, churches, and businesses. This programme enhances CICC’s visibility in the public eye, promotes and improves access to their services as well as to other service providers.
The Sickle Cell Support Group
Tel: (345) 244 2630
Email: cynthia.powell@hsa.ky
The group meets in the George Town Hospital women's health waiting room to discuss various aspects of this disease.
Teens and Young Adults Programme (TAYA)
Tel: (345) 949 0366 ext.6 or Email: taya@cicc.ky
The TAYA Lounge is the at-risk teens and young adults domestic abuse prevention and awareness after-school programme. The primary purpose of TAYA Lounge is to end the generational cycle of abuse, provide safe and supportive environment and ongoing therapeutic intervention, give youth the tools to build healthy relationships, identify unhealthy relationships, prevent teen dating abuse, domestic abuse and its long-lasting harmful effect on individuals and their communities. It also helps to develop resilience, coping skills and finding effective ways to conflict resolution.
Sports Clubs
For more information on sports clubs for all ages, see the Sports & Fitness and Activities for Kids & Teens chapters.
Voluntary Organisations
Breast Cancer Foundation
Unit 19 Grand Harbour, Shamrock Road, GT
Tel: (345) 923 1135 or (345) 936 1136 or (345) 938 1135
Email: info@bcfcayman.com www.breastcancerfoundation.ky
Created to support breast cancer patients
and their families, the organisation provides help for those suffering both emotionally and/or financially. It offers an awareness programme aiming to save lives through early detection by teaching you how to be proactive about your health and a wellness initiative programme that aims to help such patients get through treatments with advice and support. Volunteers help with fundraising, caregiving, administrative support and spreading awareness.
Caring for Life Foundation
Tel: (345) 925 9240
www.caringforlifecayman.com
The mission of the Caring for Life Foundation is to continually build better healthcare for all residents of the Cayman Islands by raising funds to help healthcare providers purchase needed medical and diagnostic equipment, provide medical training, support research and development, and assist with facility expansion. The Foundation also strives to continually attract and retain quality physicians, technicians and healthcare professionals to build better healthcare for all in Cayman.
Cayman AIDS Foundation
Tel: (345) 946 3029
Email: info@caf.ky or www.caf.ky
The Cayman AIDS Foundation is a communitybased organisation that provides education on, and helps prevent the spread of, HIV. Gives support and guidance to all people affected by HIV, AIDS and STIs.
CARE - Cayman Animal Rescue Enthusiasts
Tel: (345) 938 CARE (2273)
Email: info@caymancare.ky
www.caymancare.ky
CARE is a registered charitable organisation that promotes spaying and neutering as a humane solution to the pet overpopulation problem that currently exists in the community. Volunteers are always needed to assist with door-to-door campaigning, clinic transportation, fundraising and community dog washes. Donations are welcome.
Tel: (345) 936 7272 or www.arkcayman.com
Cayman’s ARK is a registered non-profit, grassroots charitable foundation founded in 2006. ARK’s aim is to improve the standard of living for disadvantaged families in Cayman. Programmes include CASA, which renovates homes in deplorable condition; Feed Cayman, which provides families with food at home and school; Re-Connect, which keeps families connected to power, water and temporary housing; and MER (Mentor Educate Reinforce), an intensive academic remediation tutoring programme, focused on empowering students with learning difficulties from underprivileged homes. The Crisis Initiative provides immediate relief for uninsured families in a crisis due to a life-threatening or medical emergency or unexpected disaster. SEE AD OPPOSITE PAGE
Cayman Islands Cancer Society (CICS)
114 Maple Road, George Town
Tel: (345) 949 7618
Email: info@cics.ky or www.cics.ky
Instagram: @c.i.c.s
The Cayman Islands Cancer Society helps cancer patients in a variety of ways, including counselling, peer support, various therapy groups, home medical equipment and financial support for those who qualify. Contact them via email to become a member or volunteer today! CICS relies on the time and skills of volunteers to help improve the lives of their clients and support cancer prevention efforts. Office hours are Monday-Thursday 9am-4pm and Friday 9am-12pm.
CI Crisis Centre Volunteer Programme
Tel: (345) 949 0366
Email: volunteer@cicc.ky
Volunteers provide support for many of the programmes and services offered by the Cayman Islands Crisis Centre: supporting the Emergency Shelter team, at-risk youth at the TAYA (teens and young adults) Lounge, answering the 24/7 crisis line, helping with fundraising and events, grocery shopping and assisting with receiving and distributing donations.
Cayman’s ARK - Acts of Random Kindness
Email: info@arkcayman.com
Cayman Islands Humane Society
153 North Sound Road, George Town
Tel: (345) 949 1461
Email: info@caymanhumane.org www.caymanhumane.org
Volunteers are always needed to work in four areas: the bookstore, thrift shop, animal shelter and fundraising. The Cayman Islands Humane Society also operates an excellent secondhand bookstore, the Book Loft and thrift shop. Donations are always needed.
Cayman
Islands Red Cross (CIRC)
34 Huldah Ave, Opposite the Cricket Pitch, GT Tel: (345) 949 6785
Email: director@redcross.org.ky www.redcross.org.ky
The four main programmes of the Cayman Islands Red Cross are: disaster management, first aid and aquatics, child protection and sexual education and community outreach. They also have a thrift shop (see the Shopping chapter for more information). The CIRC works directly to empower communities through the training of community emergency response teams. The headquarters location also serves as a hurricane shelter and is usually the first to open when there is a threat to Grand Cayman.
Central Caribbean Marine Institute (CCMI)
North Coast Road, Little Cayman
Tel: (345) 948 1094
Email: info@reefresearch.org www.reefresearch.org
The Central Caribbean Marine Institute was founded in 1998 to protect the future of coral reefs through research, conservation and education. CCMI researchers have provided 20 years of baseline data on both coral reefs and fish, published over 100 scientific papers and supported 18 MS and PhD researchers to become leaders in their fields. To date, they have planted 45sq metres of coral out to the wild and offered 1,500+ local scholarships to Cayman's youth.
Connect by Nova Tel: (345) 623 1041
Email: connect@nova.ky www.connect.nova.ky
career success through free and guided access to career advice, education and training. Their services are tailored to support individuals looking for work, returning to work, pursuing further education and recent graduates preparing to enter the workforce. They are always looking for volunteers.
Feed Our Future
Tel: (345) 916 0923
Email: info@feedourfuturecayman.org www.feedourfuturecayman.org
Feed Our Future supports children and families in need through access to nutritionallybalanced school meals or supplemental food. The primary goal is to help nourish at-risk school-age children so they can lead healthy and productive lives.
Girl Guides Association
Email: ggcimarketing@gmail.com www.girlguiding.ky
The Association is always looking for volunteers who are willing to make a difference in the lives of girls in our community. You can choose the
volunteer role that matches your skills and time. They have opportunities for Unit Leaders, in the Events and Fundraising team and supporting the Executive Committee.
Jasmine Palliative & Hospice Care
31 Blossom Way, West Bay Road
Tel: (345) 945 7447
Email: info@jasmine.ky www.jasmine.ky
Jasmine provides dignified medical and emotional support to anyone in the Cayman Islands struggling with a serious illness, regardless of age or stage of illness. Their invaluable services address a range of conditions, including dementia, heart disease, and neurological diseases, and can be received alongside ongoing treatments. Jasmine's team of healthcare professionals specialises in symptom management, emotional support, and advocating for each patient’s unique needs and preferences. They work closely with the patient’s doctor to enhance quality of life and support the patient’s loved ones. Additionally, they offer various complementary therapies,
A not-for-profit initiative founded by Nova Recruitment, Connect by Nova is committed to supporting the Cayman community to achieve
community programmes, and bereavement support. Remarkably, Jasmine is over 90% funded by the generosity of the Cayman community, and all their support is provided free of charge to the patient. SEE AD PAGE 105
Literacy
is For Everyone (LIFE)
Tel: (345) 328 3120
Email: volunteer@life.org.ky www.life.org.ky
Registered non-profit, Literacy is for Everyone (LIFE) is dedicated to raising literacy levels in Cayman and ensuring access to quality education for all. It is the largest donor of books to the public school system and homes, with over 80,000 books donated and counting. LIFE offers a range of literacy intervention programmes, like its signature paired reading programme matching volunteers with students who would most benefit from this extra support, and educational family engagement workshops. Its early childhood programme, Thrive By Five, promotes the development of foundational literacy skills. To help support LIFE, you can donate new or gently used children’s
Literacy
books by emailing: books@life.org.ky, or you can become a LIFE volunteer by emailing: volunteer@life.org.ky. SEE AD THIS PAGE
Machine Learning Robotics by TechCayman
Grand Pavilion, 802 West Bay Road
Tel: (345) 326 0148
Email: machinelearning@techcayman.com
The Machine Learning Robotics programme strives to expose youths aged 11+ to rudimentary mechanical engineering and programming fundamentals. It aspires to make these concepts both fun and accessible, potentially inspiring young creators to continue onwards to further explore these fields to which they may have previously had limited exposure. During its free monthly weekend camps, each mentor is paired with two learners to build and programme robots to autonomously navigate increasingly complex puzzles. Mentors welcome, no experience necessary. See their Instagram (@machinelearningrobotics).
Meals
on Wheels (MOW)
Tel: (345) 769 1974
Email: info@mealsonwheels.ky
www.mealsonwheels.ky
www.pledgeasenior.com
MOW delivers hot, nutritious meals, hearty soups, and warm smiles to seniors, the homebound, and disabled individuals across Grand Cayman. Their service, which operates 52 weeks a year, ensures that up to 350 clients receive their daily meals at no cost to them, delivered directly to their homes. This invaluable support enables clients to maintain their independence and quality of life within the comfort of their own homes. By offering this essential service, MOW not only provides nourishment but also delivers a lifeline of support and a sense of community to those who need it most.
National Gallery of the Cayman Islands (NGCI)
Esterley Tibbetts Highway, near Camana Bay
Tel: (345) 945 8111
Email: info@nationalgallery.org.ky
www.nationalgallery.org.ky
The NGCI hosts a variety of exhibitions annually featuring local and international artists’ work, as well as numerous community exhibitions. The main facility is a 9,000sq ft space with three exhibition galleries, plus an art library, lecture theatre, walking labyrinth, sculpture gardens, cafe and gift shop. The Gallery also houses a permanent art collection which traces the Island’s art history through the work of over 100 artists. The NGCI runs a series of outreach programmes, children and adult classes and special events for members and fundraising projects. Volunteers and members are welcome.
NCVO Children's Services
Tel: (345) 949 2124
Email: admin@ncvo.org.ky www.ncvo.org.ky
www.facebook.com/NCVOCaymanIslands
NCVO Children's Services is a nonprofit organisation dedicated to the care, education and wellbeing of families in need of support. The NCVO runs two programmes - Miss Nadine's Preschool and Nursery and the Nadine Andreas Residential Foster Home. The NCVO also runs a thrift store located on Anthony Drive (GT), which accepts donations of clothing, household
National Trust for the Cayman Islands
558A South Church Street (Dart Family Park)
Tel: (345) 749 1121
Email: membership@nationaltrust.org.ky www.nationaltrust.org.ky
The National Trust for the Cayman Islands is a non-profit organisation that preserves Cayman’s unique natural and historic heritage. They protect key natural areas and important historic sites across all three islands, which are set aside in perpetuity for current and future generations.
One
Dog at a Time (ODAAT)
Email: onedogatatimeky@gmail.com www.facebook.com/onedogatatime13
ODAAT is a charity that was created to rescue and rehouse dogs and puppies. They raise funds for dogs they pull from the pound, where they are likely to be euthanised, provide the required treatments and house and feed them. ODAAT aims to find permanent homes for dogs and, when necessary, pay for them to be flown to rescue partners in Miami, Tampa and Toronto. They welcome volunteers, donations and sponsorship for individual dogs.
One2One Cayman
Tel: (345) 326 9661
Email: info@one2one.ky www.one2one.ky
One2One is a mentoring organisation with several programmes that serve children and young adults from 6 -25 years old. Programmes are based on a child or youth (6-16 years) having an adult mentor with whom they meet regularly. Mentors help their mentees see and realise their potential while also organising fun activities. Other programmes include the Young Parent Mentoring Programme, which is a partnership with the Family Resource Centre providing mentors for their teen mothers ages 13-25 years old. Mentoring Circles for Boys focuses on males 16-25 years old. One2One Cayman welcomes adults over 18 interested in becoming mentors, as well as referrals from parents for boys and girls to join their programmes.
Pink Ladies Volunteer Corps (PLVC)
Tel: (345) 925 5021
Email: pinkladiescayman@gmail.com
Facebook: @pinkladiescayman
The PLVC has been supporting the youth and elderly for over 40 years. It is a service organisation whose members volunteer in various roles within the community. Their craft group meets on Tuesday mornings at the South Sound Dart Park. Their major fundraising event, the Christmas Bazaar, traditionally opens the holiday season and features a delicious tea, market stalls, crafts, plant sales, entertainment and children’s activities. Funds raised by the PLVC benefit community projects. There are many ways to be involved with the PLVC.
Prospect Red Bay Community Group
Email: PRBC345@gmail.com
www.facebook.com/PRBC345
This registered NPO is dedicated to improving the Prospect and Red Bay communities. They maintain an active WhatsApp group for residents in these areas to help address community issues. Additionally, the Executive Board members constitute the Certified Emergency Response Team (C.E.R.T.), which collaborates closely with the Cayman Islands Hazard Management during emergencies.
Sustainable Cayman
Email: info@sustainablecayman.org www.sustainablecayman.org
Sustainable Cayman is a registered non-profit organisation committed to environmental sustainability and conservation in Cayman. Their team is dedicated to protecting nature, turning their convictions into action. Collaborating with local NGOs and international partners like RSPB UK and OnePlanet, they work to create healthy communities and a thriving natural environment.
YMCA of the Cayman Islands
www.ymcacayman.ky/volunteer
The YMCA is a charitable, cause-driven, nonprofit organisation that aims to help people reach their God-given potential by putting Christian principles into practice in ways that build healthy spirit, mind and body for all. With a focus on character development and value building, the YMCA is developing the potential of youth across the Cayman Islands through day camps, afterschool activities, sports leagues and teen leadership programmes.
RELIGIOUS SERVICES
The Cayman Islands is a multicultural country with almost every denomination and faith-based community represented. Here are just some of the services held weekly:
Anglican Church
St. Alban’s Church of England
461 Shedden Road, George Town
Tel: (345) 949 2757
www.churchofenglandcayman.org
Rector: Bishop BJ Lawrence
Sunday Matins 8.30am; Church School 9am; Holy Communion 9.30am with Sunday school. All services are taken from the Church of England’s Book of Common Prayer (1662).
Anglican
(Episcopal)
St. George’s Anglican Church
64 Courts Road, George Town Tel: (345) 949 5583
Email: secretary@stgeorgecayman.ky www.facebook.com/stgeorgescayman
Sunday Eucharist 7am and 9am, Sunday school 9am and Wednesday Eucharist 10am. Friday youth evening 7.30pm.
Assemblies of God
Cayman International Assembly
Meeting place: Camana Bay cinema
Tel: (345) 916 2957
https://ciag.church/
Volunteering to Support Prison Rehabilitation
Tel: (345) 640 3000
Volunteers assist in the provision of prisonbased programmes and support the prisoners’ integration back into society.
Offers a casual and contemporary style of worship for all ages with two Sunday services at 9am and 10.30am.
First Assembly of God
195 Old Crewe Road, George Town
Tel: (345) 945 2182
Email: fagod@candw.ky
www.firstassembly.ky
Sunday services 9am and 10.30am. They also offer online YouTube services just for kids.
West Bay Assembly of God
100 Finch Drive (off Birch Tree Hill Rd), West Bay
Tel: (345) 916 3748
www.facebook.com/wbaog
Sunday services 10.30am and 7.30pm.
Baptist
Churches
Cayman Islands Baptist Church
First Baptist Church is a gathering of Christians united in Jesus Christ, who gave Himself on the cross for the forgiveness of our sins and rose again, triumphing over death itself. Our aim is to know Him better and serve Him well in all our ways, loving God and helping people, motivated by the grace of Jesus Christ and empowered by His Spirit. People from over thirty nations regularly worship with us and you are warmly invited to join us.
We meet on:
Sunday: 9:15am Sunday School (All ages) 10:30am Worship Gathering
Third Sunday of every month: Spanish Worship Service 6:30pm
Thursday: Spanish Bible Study 6:30pm
Friday: SPARK
Ages 6-12 6:30pm
Ignite Youth Group Ages 13-17 7:00pm
Find out more about our church at our website www.fbc.org.ky
Give us a call at 345.949.0692 or email: fbc@fbc.org.ky. We’re located at 920 Crewe Road, across from the Lions Center. P.O.Box 10175, Grand Cayman KY1-1002.
Come join us as we worship the Lord Jesus!
163 Pedro Castle Road, Savannah
Tel: (345) 926 2422
Email: office@cibaptist.ky
www.cibaptist.ky
Sunday worship services 9am and 11am (including children’s programmes from birthYear 6). Life groups meet weekly at various times and locations. Contact the church office to find one in your area. Wednesday Bible Study 7pm. Friday night programme for youth (middle school-high school) 7pm-9pm. Iglesia Bautista Islas Caiman 6pm (Domingo), Estudio Biblico 6pm (Jueves on Zoom only). Follow on Facebook or Instagram for regular updates.
First Baptist Church of Grand Cayman
920 Crewe Road (opposite the Lions Community Centre), George Town
Tel: (345) 949 0692
Email: fbc@fbc.org.ky or www.fbc.org.ky www.facebook.com/fbccayman www.youtube.com/c/FBCCayman
Pastoral Staff: Pastors Steve Brady, Stephen Ryan, Kyle McLean and Dave Jorge
First Baptist Church is a diverse, multicultural congregation that offers a welcoming atmosphere with over 30 nationalities. The church meets on Sunday at 10.30am every week. Throughout the year, their weekly programmes change but often include Sunday school for all ages at 9.15am, Spanish worship service on the third Sunday of each month at 6.30pm and every Friday night, SPARK and Ignite youth groups meet at 6.30pm and 7pm, respectively. Visit the church website or Facebook page for more information.
SEE AD THIS PAGE
Catholic Churches
Christ the Redeemer Catholic Church
Reverend Blackman Road, West Bay
Tel: (345) 949 6797
Sunday Mass 11.45am.
St. Ignatius Catholic Church
597 Walkers Road, George Town
Tel: (345) 949 6797
Email: ignatius@candw.ky www.ignatius.ky
Weekday Masses Monday-Friday 7am, Friday 6pm, Saturday and public holidays 8.30am. Weekend Masses at St. Ignatius, Saturday 6pm and Sunday 8am, 11.30am and 6pm. Sunday, Christ the Redeemer, 10:45am. Sunday school 10.15am, Confessions Saturday 5pm-5.45pm, prayer meeting Wednesdays 6pm. Eucharistic adoration 6am-9pm daily in the Divine Mercy Adoration Chapel.
Stella Maris Catholic Church
Alta Vista Drive, Cayman Brac Tel: (345) 926 5555 or (345) 949 6797
Sunday Mass and communion service 11am.
Jewish Services
Chabad Cayman Jewish Community Centre 7 Mile Shops, 215B West Bay Road
Tel: (345) 516 4474
Email: info@jewishcayman.com or www.chabadcaymanislands.com
Provides a wide variety of Jewish educational, religious and social services, including youth and adult education, synagogue services, Shabbat and holiday celebrations and Jewish life cycle events.
Temple Beth Shalom, Cayman Brac Tel: (345) 948 0518 or (345) 325 3474
Email: seadreamsvilla@gmail.com Friday evening Shabbat services. The synagogue can also be used to host various events including weddings, orchestral concerts, and meetings. Call for more information about services and events.
Latter-day Saints Church
The Church of Jesus Christ of Latter-day Saints Intersection of Shamrock Road and Selkirk Drive, Red Bay
Tel: (345) 517 1400
Church office: (345) 925 2541
Email: roderickdelacruz10@gmail.com www.churchofjesuschrist.org
Sunday services 10am
Lutheran Safe Harbour Lutheran Church
20 Memorial Crescent, George Town Tel: (345) 926 5491 or (345) 949 1835
Email: office@safeharbourlc.com www.safeharbourlc.com
Sunday service at 10am. Check the website for location details.
Methodist
Wesleyan Holiness Church
150 North West Point Road, West Bay Tel: (345) 949 1121
Sunday service 11am and 6pm. Adult Sunday School 10am.
Moravian
Covenant Moravia Church
6 Devon Road, off Marina Drive, Prospect Tel: (345) 947 7935
Sunday services 11am. Sunday school 10am. Bible study Wednesdays 7.30pm.
Muslim Services
Islamic Society Cayman Islands Unit C3, Cayman Business Park, GT Tel: (345) 329 2079
Email: isci@islam.ky or www.islam.ky
The Muslim community of Cayman is very diverse, offering a place of worship for Caymanians and expats from all over the globe. The Mosque is open to all Muslims and nonMuslims and offers weekly Islamic schooling for kids and adults. Prayers are held five times daily.
Non-Denominational
Agape Family Worship Centre
50 Fairbanks Road, George Town
Tel: (345) 949 2539
Email: agape@candw.ky www.agapecayman.ky
Sunday services 10am, Sunday school 11am, Wednesday service 7.30pm, Saturday morning prayer meeting 7am and Friday youth group (G4C) 7.30pm.
Church of God Chapel Frank Sound
1275 Frank Sound Road, North Side
Tel: (345) 938 7963
Email: franksoundcog@gmail.com www.franksoundcog.org
Sunday service 10.30am. Various services for children aged 3-13 run at the same time. Wednesday night prayer and Bible study 7.30pm. Youth group Friday 7.30pm.
Church of God Chapel George Town
22 Academy Way, George Town
Tel: (345) 949 9393
Email: cogcgt@candw.ky
www.churchofgodchapel-gt.org
All ages Sunday school 9.30am. Sunday service and children’s church 10.30am. Online bible study is available Thursday at 7.30pm.
Church Of God, Full Gospel Hall
63 South Church Street, George Town
Saturday service 11am and 7.15pm, Sunday School 9.45am, Wednesday service 7.30am and Friday Service 7.30pm. Services are also livestreamed on their YouTube channel.
Church Of God 'Universal'
81 Walkers Road, George Town
Saturday night Prayer Service 5.30pm, Sunday School 9.45am, Sunday Morning Worship 11am and Sunday Evangelistic Service 7pm. Their services are also livestreamed on their Facebook page (@ ChurchOfGodUniversalCaymanIslands).
Sunrise Community Church
Services held at Cayman Prep High School Hall on Walkers Road.
Email: info@sunrise.ky or tim@sunrise.ky www.sunrise.ky
Sunday Services 10am with nursery care and a children/teens Sunday school. There is the opportunity to socialise afterwards with complimentary pastries and coffee. They host weekly community groups for men and women. Follow them on Facebook and Instagram (@ sunrisechurchky) for updates.
Pentecostal
All Nations United Pentecostal Church 23A Woodlake Drive, George Town
Tel: (345) 949 9533
Email: upc@candw.ky
www.allnationsupccayman.org
Wednesday fasting 11am, Thursday Bible study 7pm, Sunday school 9am, Sunday divine worship 11am and Evangelistic service 7pm.
Presbyterian & Congregational
Elmslie Memorial United Church
108A Seafarers Way, George Town
Tel: (345) 949 7923
Email: elmslie@candw.ky www.elmslieunitedchurch.ky
Sunday service 10.30am. They also have an affiliated congregation, Robert Young Memorial Church, and their Sunday service is at 8.45am.
John Gray Memorial Church
24 West Church Street, West Bay
Tel: (345) 916 1291
Email: jgmcoffice@gmail.com
Sunday service 10.30am with Holy Communion celebrated on the 1st Sunday of the month.
South Sound United Church
44 South Sound Road, South Sound
Tel: (345) 916 1291
Email: ssunitedchurch@gmail.com
Sunday service 9am. This is a small church with a large percentage of families with young children. There is a children’s Sunday school during the sermon. Holy Communion is celebrated on the 3rd Sunday of the month.
William Pouchie Memorial United Church
815 North Side Road, North Side
Tel: (345) 938 2239
Email: wpmucns@gmail.com
Sunday service 9am.
Seventh-Day Adventist
Cayman Islands Conference of Seventh-Day Adventists
Tel: (345) 640 2647 or (345) 949 2647
www.caymanadventist.org
Saturday Sabbath school service 9.15am, divine service 11am, Bible class 4pm, Adventist youth programme 5pm (may vary), Sunday evening service 7.15pm and Wednesday evening service 7.15pm. Churches are located across Grand Cayman, Cayman Brac and Little Cayman.
& FitnessSports
The opportunities to get involved in sporting activities have grown significantly over the years in the Cayman Islands. Since the first competitive sporting event took place in 1935, the Olympic Committee was formed, sports tourism was introduced, and Caymanian athletes have proudly represented the Cayman Islands in several different sporting competitions, both locally and internationally.
Four promising athletes represented Cayman at the 2024 Olympics, which marked the 12th time Cayman will be represented at the Summer games. The team consisted of swimmers Jordan Crooks and Jillian Crooks, sprinter Davonte Howell, and sailor Charlotte Webster. A new national record was set for Cayman at the SEC Conference finals when Caymanian track prospect Jaiden Reid ran a 200-metre in 20.51 seconds. At the Caribbean Area Squash Association Tournament, Kaylee Pierre was the first female to win gold since 2007 and Cayman’s first gold medallist since 2017. History was also made at the Pan American Championships when Karthik Adapa became the first Caymanian gymnast to reach the finals.
To support the growing demand for the Island’s football leagues, a new football pitch has been approved in George Town, near the National Gallery. The new FIFA rated sports field will be suitable for higher-level competition for local teams and will also include six additional surrounding turfed areas for fitness training and a 100-metre running track.
Photos courtesy of Pickle Ball Cayman, Cayman Islands Marathon, Kathleen Spencer & Rebecca Davidson
There is a diverse range of sports offerings and associations on-Island. Whether you are a hardcore athlete or would just like to be part of a team, sporting opportunities and competitions take place all year round in Cayman. Keep an eye on the Events Calendar on www.explorecayman.com or download the What’s On Cayman app for more details about the Islands’ sporting events.
Athletics
Cayman Athletics is the governing body for athletics in the Cayman Islands, and they promote, develop and encourage participation in athletics at all levels throughout the Island, regardless of age, gender or race. Training sessions are held every afternoon at the Truman Bodden Sports Complex (TBSC). The main athletics club for adults is Speed Athletics, which meets at the TBSC every Monday-Thursday at 4.30pm. Call Coach Porter on (345) 525 2793 or email: speedathleticstrackclub@gmail. com. Hy-Tech Tigers TFC is run by Coach Williams, who is also the National Track and Field Coach. They meet MondayThursday at 3pm and on Saturday mornings at 8am at the TBSC. Events offered include sprints, hurdles, middle and long distance, high, long and triple jump, discus, shot put and javelin. Email: hytechtrackclub@gmail.com or call (345) 925 1943. Finally, there is the Mustang Track Club which trains Monday-Thursday from 3.30pm-5.30pm at the TBSC. Call (345) 925 6917 for more information and to register.
Basketball
King’s Sports Centre (SEE AD PAGE 434) has two indoor basketball courts that can be rented for practice. Tel: (345) 946 5464 for details. The Cayman Islands Basketball Association offers a men’s and women’s programme which is open to all. For more information, contact Coach Voot O’Garoo on Tel: (345) 916 5083, email: info@caymanbasketball. com or visit www.caymanbasketball.com.
Boot Camps
Camana Bay Boot Camp is free and offers a high-intensity workout. They meet at 6pm every Tuesday at the corner of the Cayman International School (CIS), close to the gymnasium and indoor basketball court. Tel: (345) 927 1377 or email: jacogsmit@ gmail.com for more information.
Boxing
For casual boxing, visit the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. The Cayman Islands Boxing Association offers recreational and amateur boxing, calisthenics, kickboxing, circuit training and general strength and conditioning programmes. Email: info@ cibaky.com or visit www.cibaky.com. Cayman Fight Factory (Tel: (345) 922 0538) offers training in boxing and other combat sports with personalised programmes and group classes available. The Academy (Tel: (345) 323 9778) in Cannon Place offers adult boxing classes and one-to-one training. The fitness classes at FNSports (Tel: (345) 929 4555) incorporate kickboxing, Muay Thai and boxfit techniques.
Camana Bay Sports Complex
The Camana Bay Sports Complex facilities include tennis, basketball and pickleball courts, a FIFA two-star rated football pitch and an eight-lane 25m swimming pool. The arts and recreation centre (ARC) is also available for volleyball, basketball and more, and access to the sports field is open for recreational games of ultimate frisbee or football. To book any of the sports facilities, email: cbsc@camanabay.com or Tel: (345) 640 2878.
Cricket
Cricket in Cayman is very popular and on any given day you will find people training at the Smith Road Cricket Oval in George Town. Cayman Cricket offers coaching and practice sessions for men on Tuesdays, Wednesdays and Thursdays from 5.30pm6.30pm, for women on Monday and Wednesday evenings from 5pm-6.30pm and for juniors on Saturday mornings from
9am-11.30am and Sunday 3pm-5.30pm. There are five teams in the 1st division and ten teams in the 2nd division. Domestic competition games are regularly played on Saturdays and Sundays at the Jimmy Powell Oval in West Bay and the Smith Road Oval in George Town. To find a club that you can join, call (345) 517 9328 or email: info@caymancricket.ky.
CrossFit
CrossFit is not just a lifestyle; it’s a community. Their unique coaching approach strives to help people achieve their fitness goals throughout every stage of life. Three gyms that offer CrossFit in the Cayman Islands include: CrossFit Cayman (Tel: (345) 929 8450), School of Fitness (Tel: (345) 916 0171) and World Gym (Tel: (345) 949 5132).
Cycling
Cayman’s flat topography and warm climate make it a perfect place for recreational and competitive cycling. Cayman Cycling is a registered non-profit organisation and the governing body for cycling in the Cayman Islands. They organise and support local recreational cycling, racing and charity events. Additionally, they champion athletes representing the country at international games and racing events at the Caribbean, Pan American, World Championship and Olympic levels. Closer to home, the Cayman Islands has a vibrant and diverse cycling community, and for those looking to join in with the local cycling scene, there are group rides and cycling tours for every level. For more information on Cayman Cycling, visit www.caymancycling.ky, email: info@caymancycling.ky or connect with them across all social platforms (@caymancycling). For routes and information on local group rides, visit their Strava page at www.strava.com/clubs/ caymancycling.
Darts
The Cayman Islands Darts Association (email: caymandartsassociation@gmail.com) holds an annual league where teams compete at
various venues like Mango Tree Restaurant and All Stars Bar & Grill. They also hold monthly tournaments and select national players to compete at the Caribbean Darts Championships every other year. Ask them about their new corporate league for businesses to enjoy a fun staff night out.
Dance
The Cayman Islands National Dance Company is a non-profit organisation established in 1988, which manages the national dance team and performs both locally and internationally. They offer dance classes for beginners to advanced. For more information call (345) 916 0146 or email: cinationaldancecompany@gmail.com. KRI Performing Arts School, run by Kirk Rowe at 98 Shedden Road, is well known for its Latin and salsa classes, but they also teach jazz, hip-hop, contemporary, belly dancing, Afro-Caribbean and reggae. Tel: (345) 924 4089. Located in Galleria Plaza, Quinntessential Movement offers pole and aerial fitness, chair dance, Ballet Beats, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Tel: (345) 745 8973 or email: info@ qmovement.dance. Bailamos Dance Studio in the Barnett Building on 24 Huldah Avenue offers a range of dance classes for all ages. Tel: (345) 917 7832. Try bachata and salsa classes at Fuego Latin Dance at 10C Huldah Avenue. Tel: (345) 939 1010. Spark! School of Performing Arts offers dance as it relates to their musical theatre and performing arts classes for children. Their engaging, cooperative, age-appropriate learning programmes focus on song, movement and drama/storytelling, creating an immersive experience that fosters creativity and expression to enhance your musical theatre journey. Classes, schedules and prices vary dependent on the age group. Visit www. sparkcayman.com or call (345) 929 2190 for more information.
Football/Soccer
The Cayman Islands Flag Football Association (CIFFA) hosts various leagues of competition
throughout the year, including an adult co-ed league (February-May), along with men’s and women’s summer leagues that kick off in June. They also have a youth league open to kids aged 7-19. Email: ciffa345@gmail.com for more information or follow them on Instagram and Facebook for game schedules and updates. The Cayman Islands Football Association (CIFA) men’s and women’s premier leagues run from September to June, with games on Friday, Saturday and Sunday nights at local stadiums. Teams are welcoming to all new players. For further information, Tel: (345) 749 5775 or email Marcos Tinoco on cayman.fa.gs@gmail.com or visit www. caymanislandsfa.com. The Cayman Islands Gaelic Football Club (CIGFC) is one of the most popular clubs on the Island and is the largest sports club, with over 600 playing members. The sport is easily learned, with the club running introductory training sessions in January of each year for new players. The club welcomes players of all skill levels. There are nine women’s and twelve men’s teams. Games are played on Friday nights and Sundays at the Camana Bay Sports Complex, with the season running from January to June. Email: info@ caymangaelic.com for more information. The Cayman Islands Sunday Football League comprises eight football teams who play each other three times for a total of 21 league games throughout the season, which kicks off on the first Sunday in October. The teams also compete in a knock-out competition, with the final being played in mid-May. Teams are always on the lookout for new players. For details on how to get involved, visit their website at cisfl. leaguerepublic.com, their Facebook page or email: cisfl@hotmail.com. Follow them on Instagram (@caymansundayleague) for a schedule of the games.
Golf
The Cayman Islands Golf Association is a great resource for learning more about golfing in the Cayman Islands. Visit www.ciga.ky for information on upcoming tournaments, golf developments and member benefits,
or email: secretary@ciga.ky for other ways to get involved. The North Sound Golf Club is Grand Cayman’s only 18-hole Championship golf course. The 6,400-yard course has a rating of 71.3 and a slope of 134. The club is open to the public with daily, twilight and resident rates. You can take advantage of their full-service driving range, have a lesson with a PGA professional or just relax at the open-air bar. Tel: (345) 947 4653 or visit www.northsoundclub. com for more information. The Ritz-Carlton Golf Club is set amid Grand Cayman’s lush scenery and was designed by Greg Norman. It features a nine-hole golf course designed to make its 470-yard-hole play feel like 600 yards winding through the saltwater canals of the North Sound. Named the World’s Best 9-Hole Golf Course by the World Golf Awards, the course is open to all golf levels and several membership options are available. For more information, call (345) 815 6500 or visit www.ritzcarlton.com/ grandcayman. You can also practise your swing indoors at Cayman Golf Lab, which features three large golf simulators and a 600 ft putting green, making it Grand Cayman’s largest indoor golf facility. They also offer lessons for adults and children, and their facility is open for events and party bookings. They are located in The Strand at 46 Canal Point Drive. Tel: (345) 938 5484, email: info@caymangolflab.com or visit www.caymangolflab.com for more information or to book a session.
Gyms, Fitness & Personal Training
All gyms on-Island provide the usual weight training areas and fitness machines, along with certified instructors and a variety of fitness classes. If you would like a more tailored and personalised fitness programme, Grand Cayman has plenty of good personal trainers who can offer that and also nutrition and lifestyle coaching.
AgileFit Fitness Facility
125 Barcadere Warehouse Park, George Town Email: info@agilefit.ky www.agilefit.ky
Alicia Proud-Rabess
Tel: (345) 326 8552 or www.aliciaproud.com
Alicia is a remote trainer and lifestyle coach. She also specialises in swim coaching from the basics to open water training.
Anytime Fitness
Two locations: 82 Market Street, Camana Bay and Harbour Walk, Red Bay
Tel: (345) 946 4748
Body Shapers Fitness Studio
Cayman Business Park, Unit C5, George Town
Tel: (345) 325 8696
CrossFit Cayman
Market Street, Camana Bay
Tel: (345) 929 8450
ELITE Fitness/ Erika Abbruzzetti
Tel: (345) 547 2336
Email: erika3cayman@gmail.com
Offering a mobile service adaptable to those with access to a private gym. Erika specialises in weight loss, functional training, pilates, overall wellness, and sport-specific athletic preparation. With years of experience and two degrees in Exercise and Sports Science, she ensures a professional and highly competent approach.
ENERGY Pilates
171 Elgin Avenue, Cricket Square, George Town Tel: (345) 928 2673
www.energycayman.com
Cayman’s premier destination for holistic wellness and transformative Pilates. From dynamic group reformer and mat classes to personalised one-on-one sessions, their expert instructors tailor each session to meet the unique needs and goals of every client.
Evolution Fitness Cayman
Unit B9, 115B Printer Way, George Town
Tel: (345) 938 3348
www.evolutionfitness.ky
A female-centric boutique fitness coaching studio with a particular focus on middle-aged women. Their programming encompasses movement, mindset, nutrition and recovery. They offer individual/partner/small group
training sessions in various packages.
Fitness Connection
1 Bambi Close, Glen Eden Road, South Sound
Tel: (345) 949 8485
Email: fitness@fitness.ky
www.fitness.ky
A family fitness and aquatic facility that offers numerous adult fitness classes every month, including aerobics and aquatic boot camp, Tabata circuit training and speciality boot camps, as well as personalised training sessions. Water polo and competitive swimming sessions are also available for both individual and group training in a 25-meter pool. SEE AD THIS PAGE
FitBabe
110 Cannon Place, George Town
Tel: (345) 328 2223 or www. fitbabe.ky
A women-only gym.
Form Pilates
Unit 2C Buckingham Square, West Bay Road
Tel: (345) 925 3207 or www.formpilates.ky
F45 Studio
The Strand, West Bay Road
Tel: (345) 925 1733 or (345) 326 4545
Runs 45-minute circuit-based classes.
Great White Fitness
Plaza Venezia, North Sound Road
Tel: (345) 924 7816
A small training studio that offers one on one or small group personalised sessions with one of their certified trainers.
ICON
Fitness
Shedden Road, George Town
Tel: (345) 517 2724
Led by Lance Ray, they offer personal training and small group training programmes designed to meet each client’s specific needs.
KARV Fitness
Tel: (345) 949 3753
A 24 hour gym with personal trainers.
The Performance Lab by FNSports
68 Mary Street, George Town
Tel: (345) 929 4555
The Pilates Studio
Governors Square, Lime Tree Bay Avenue, SMB
Email: info@pilates.ky or www.pilates.ky
The Pilates Studio is a fully equipped boutique studio offering services including group reformer/chair, mat work and cardio Pilates classes, as well as private or partner Pilates, rehab and fitness training, TPI golf conditioning, and pre and post-natal training.
Powerhouse Gym
861 Crewe Road, George Town
Tel: (345) 946 5464
Email: kings@candw.ky www.kingssportscentre.com
Pro Fitness
Countryside Shopping Village, Savannah Tel: (345) 947 5464
The Rec Room
The Grove, 1358 West Bay Road, SMB Tel: (345) 746 3624
www.therecroomgym.com
Offers two unique concepts: a membership and class gym, which includes a member’s lounge, changing pods, a gym area and two fitness studios, as well as a 15,000sq ft one-to-one facility. The Rec Room membership and class gym offers an array of fitness and wellness services, including group fitness classes such as yoga (Hot, Flow and Power), Pilates, HIIT, studio cycling and boxing conditioning. Their one-to-one facility offers services like personal training, deep tissue massage, Cryotherapy, Red Light Therapy, a sauna and an ice bath.
Located within King’s Sports Centre on Crewe Road, this gym offers a wide range of weights, cardio and strength-training equipment, plus a variety of group fitness classes, including high altitude power, body sculpt and toning, legs, butt and thighs, reggae aerobics and mixed aerobics. The full annual schedule is posted on their website. They also offer one-on-one training with their internationally qualified personal trainers. Open Monday-Thursday 5am-10pm, Friday 5am-9pm, Saturday and Sunday 8am-5pm and Public Holidays 8am-4pm. SEE AD THIS PAGE
Revolutions
Indoor Cycling
Barnett Building, 24 Huldah Avenue, GT Tel: (345) 516 2453
RYDE Cayman
The Crescent, Camana Bay Tel: (345) 746 7933 or www.rydecayman.com
School of Fitness
115 Printer Way, George Town Tel: (345) 916 0171 or (345) 929 0776
T-Fit Personal Training Studio
5 West Bay Road, Carrington Place, GT Tel: (345) 923 1556
Email: trinaggillis@gmail.com
World Gym Fitness Centre
Behind Queens Court, Snooze Lane, SMB
Email: worldgymhelpdesk@gmail.com
Hockey - Field
The Cayman Field Hockey Club meets for weekly mixed games on Monday 6pm-7pm at the T.E. McField Annex field. Everyone is welcome regardless of age, gender or
ability. Bring a white shirt and a coloured shirt, along with your stick, protective equipment and something to drink. Spare sticks are usually available. You pay CI$8 per game, and your first game is free. If you’d like to join the club, annual membership to the club is CI$220. Contact the committee at info@caymanhockey.com. Find further information about Cayman’s field hockey community at www.caymanhockey.com.
Hockey - Roller & Ball
King’s Sports Centre offers several hockey leagues and programmes. The men’s roller hockey league plays on Tuesday nights. The men’s ball hockey league plays on Thursday nights, with drop-in on Sundays. For more information, Tel: (345) 946 5464 or email: kings@candw.ky. SEE AD THIS PAGE
Horseback Riding
Spirit of the West (Tel: (345) 916 6488) and Coral Stone Stables (Tel: (345) 916 4799) offer organised private and group horseback beach rides along Barkers Beach. Resident rates are available. The Equestrian Center Riding School & Boarding Stables (Tel: (345) 516 1751 or (345) 916 1751) offers English riding lessons for beginners to advanced (ages five and up) with FEIqualified instructors, training dressage, show jumping and vaulting. They also offer boarding and livery with tailored feeding and training schedules for your horse. Email: equestriancentercayman@ gmail.com. Cayman Riding School offers a full boarding facility and riding lessons for adults and children in show jumping, dressage and cross-country with BHS and FEI-qualified instructors who are also trained in first aid (an AED is on site). Their Tiny Trotter programme offers lessons to children from four years old and they are affiliated with the British Pony Club. Tel: (345) 926 7669 or email: caymanridingschool@gmail.com.
Hunting
Marine life in Cayman is heavily protected, and there are strict rules in place on protected species and hunting seasons. For
more information on hunting marine life, see the Boating chapter.
Some species of wildlife and endangered plants are protected under the National Conservation Act (2013). Visit www.doe. ky for a full list.
King Pin Bowling
King Pin Bowling at the King’s Sports Centre on Crewe Road has a four-lane bowling alley, a waiting lounge and a bar. It’s an ideal venue for parties or corporate events as it comfortably accommodates up to 24 bowlers (six people per lane). Walk-ins are welcomed but booking in advance is recommended. For more information, Tel: (345) 946 2695 or email: kingpinbowling@ candw.ky.
Martial Arts
There are a variety of martial arts schools on the Island. Purple Dragon School of Martial Arts, on the 2nd floor of the Reliable Industries Building, 313 Compass Drive, runs adult classes in Don Jitsu Ryu and fitness kickboxing classes. Each programme allows one free trial class. Tel (345) 946 1241 (office) and (345) 916 1416 (Dojo). The Academy, located in Cannon Place, offers adult classes in Brazilian Jiu-Jitsu, Muay Thai, boxing, Krav Maga and MMA. They also offer private lessons tailored to individuals or groups seeking a more focused and personalised experience. Tel: (345) 323 9778 or email: info@ theacademy.ky for more information. For lessons in Taekwondo, go to the Cayman Islands Taekwondo Academy (Tel: (345) 926 5006 or (345) 328 5006) in Crown Square, Eastern Avenue. They provide classes for adults and children. Cayman Associated School of Karate (CASK) at King’s Sports Centre on Crewe Road offers Wado Karate classes and a Tai Chi programme. For more information, Tel: (345) 925 3367 or visit www.caskcayman.com. Cayman Fight Factory (Tel: (345) 922 0538) offers a wide variety of mixed martial arts and fitness classes, including boxing, kickboxing and personal training. Your first class is free. Located at the Dalmain Ebanks Boxing
Gym, Truman Bodden Sports Complex.
Netball
The Cayman Islands Netball Association (CINA) holds matches on Thursdays and Saturdays at the Truman Bodden Sports Complex. Leagues include the Senior Women’s League, Fast Five Co-ed League, Goodwill League and Mixed League. New players over 16 are always welcome to join any of the established clubs or make up their own squad. They also have a U16 academy on Mondays after school. Call Lucille Seymour on (345) 916 1944 for more information. Email: caymannetball@yahoo.com or visit www.caymannetball.com.
Pickleball
If you are looking for an active and sociable activity, try out pickleball, Cayman’s fastestgrowing sport. This energising game is the perfect family-friendly activity, combining ping-pong, badminton and tennis.
Pickleball Cayman, located opposite the cricket pitch by the airport, offers 12 shaded floodlit courts and 12 open-air floodlit courts. Professional trainers are on hand to provide private and group training for beginners or advanced players, as well as after-school programmes and holiday camps for kids. There is also a playground for the kids, plus a restaurant and bar. For more information on how to book a court, visit www.pickleball.ky, email: info@pickleball.ky or call (345) 927 7511. You can also rent a court or sign up for a lesson with Cayman Pickleball & Tennis Academy (Tel: (345) 516 0300). They have 10 floodlit pickleball courts and are conveniently located on West Bay Road (2-minute drive from the Kimpton Seafire Resort). You can book the courts online and join the daily open play sessions, or elevate your skills by booking a private or group lesson. The Courts at the Ritz-Carlton also have five pickleball courts. For more information, email: grandcaymantennis@ ritzcarlton.com or call (345) 323 0049. Other places where you can find pickleball courts include the Grand Caymanian Resort (Tel: (345) 949 3100), the Camana Bay
Sports Complex (Tel: (345) 640 2878) and the Cayman Islands Tennis Club (www.tennis. ky).
Pilates/Barre
The Pilates Studio is a boutique, fully equipped inclusive studio housing Balanced Body equipment. It offers a variety of group reformer, chair and mat work Pilates classes at affordable and competitive prices. Other offerings include private and partner training, TPI golf conditioning, therapeutic exercise and pre and postnatal training. Email: info@pilates.ky or visit www.pilates.ky. Janelle Henry and Courtnee Springfield are CPAM-registered physiotherapist/clinical Pilates instructors at Cayman Physiotherapy (SEE AD PAGE 405) and teach private and group classes. They also offer pre-natal and post-natal Pilates classes. Tel: (345) 949 8828 or email: courtnee@caymanphysio.com or janelle@ caymanphysio.com. ENERGY Pilates is a fully equipped Pilates studio. Tel: (345) 928 2673 for more information.
Pole Fitness
Quinntessential Movement offers pole and aerial fitness, chair dance, Ballet Beats, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 745 8973 or email: info@qmovement.dance.
Rock Climbing & Rappelling
Sunday
7th December 2025 5:00am
Challenge yourself on the King’s Sports Centre (SEE AD PAGE 434) indoor and outdoor rock-climbing wall, suitable for both kids and adults. To book, Tel: (345) 946 5464. Rock Iguana Ltd. in Cayman Brac caters to all skill levels, from beginner to advanced climbers. No experience is required. Join one of their half-day tours with rock climbing and rappelling or take a day trip from Grand Cayman for an ‘Epic Full Day Adventure Tour’, one of their most popular options, which includes rappelling, hiking, caving and rock climbing. Tel: (345) 936 2722, email: info@climb.ky or visit www. climb.ky for details
Rugby
The Cayman Islands Rugby Football Union has its own pitch and clubhouse on South Sound Road. There are leagues for veterans, men, women, and junior girls and boys rugby players. Most games are played on the weekends between October and June. Men’s and women’s training sessions are held twice a week, with a full-time coach available to coordinate and coach players and teams. Tradeview Markets Corporate Mixed Touch Rugby League is held from June-September. For information, call Caroline Deegan, Tel: (345) 525 6743, email: caroline.deegan@caymanrugby.com or visit www.caymanrugby.com.
SEE AD PAGE 435
Running
The Walkers Cayman Islands Marathon (SEE AD THIS PAGE) is held annually on the first Sunday in December and is extremely popular with both locals and visitors alike. The event consists of a full marathon, half marathon, four-person relay and kids fun run. The
half marathon is the most popular event welcoming walkers, joggers and runners. The race is also a Boston Marathon qualifier. For more information on how to register, email: info@caymanislandsmarathon.com or visit www.caymanislandsmarathon. com. If you want to join a running club, the Hash House Harriers meet on Monday at changing locations and times. For schedules and information, call (345) 323 0803. The Wednesday Night Running Club meets outside World Gym at 6pm every week. It’s completely free and there’s no need to sign up, just turn up! For more information, email: run@wnrc.ky or follow them on Instagram (@wnrc345).
Sailing
If you are a keen sailor, you may want to join the Cayman Islands Sailing Club (SEE AD PAGE 416) . Sailing lessons for adults and children are available throughout the year. The club also organises the popular Wednesday Night Hartley sail, full moon sails and get together ‘sailaways’. Call (345) 947 7913 or email: rharvey@sailing.ky or coach@sailing.ky for information about their skipper course, learn-to-sail camps, school lessons and sailing schedule. Refer to the Boating chapter for more information or visit www.sailing.ky for rates.
Softball
Adult co-ed softball leagues play at the Dart Field of Dreams on the corner of Fairbanks Road and Aspiration Drive. The season typically runs from September to December, with teams playing one game per week for a 12-week season, plus playoffs. Leagues are organised and managed by the YMCA and are available to everyone from beginners through to experienced players. To join, or to add an entire team, call the Cayman Islands Little League, Tel: (345) 916 5643, email: info@littleleague.ky or visit www.ymcacayman.ky/ybs.
Special Needs Sports Training
Special Olympics Cayman Islands (SOCI) offers year-round sports training and competitions for adults and children eight years and older
who are intellectually disabled. They offer training in athletics, powerlifting, golf, basketball, bocce, football, swimming and stand-up paddle boarding. Tel: (345) 946 7624 or visit www.soci.ky.
Spinning
RYDE Cayman is located on the Crescent in Camana Bay. This boutique indoor cycling studio offers a full calendar of classes seven days a week, starting at 6am and ending at 7pm most days. Create an account, buy a package and book a bike online at www. rydecayman.com. Spinning classes are held at Revolutions, located in the Barnett Building on Huldah Avenue (next to the Red Cross). They offer early morning and evening classes Monday-Saturday. They also offer spin bike rental, with delivery and pickup, along with online classes that are recorded in their studio. Tel: (345) 516 2453 or visit www.revolutionscayman.com to view their online classes. World Gym (Tel: (345) 949 5132) offers hour-long spinning classes. Anytime Fitness, located at Camana Bay and Harbour Walk, offers rhythm ride classes every day of the week. Visit www. anytimecayman.com for more information.
Vital Spinbar & Yogaden in Grand Harbour offers a variety of spin classes. For more information on their services, Tel: (345) 333 4825, visit www.vitalcayman.ky or their Instagram (@vitalcayman).
Squash
The South Sound Squash Club is a membersowned, not-for profit club that is open to the community. The facility features six squash courts and a gym, with coaches who can help fine-tune your game. They offer lessons for adults and children, beginner and intermediate programmes and an after-school junior programme. All programmes are open to the community, however members have access to the online booking system to book their courts 24/7. Tel: (345) 526 5052, email: info@squash. ky or visit www. squash.ky. There are also two squash courts at King’s Sports Centre open Monday-Thursday 5am-10pm, Friday 5am-9pm, Saturday and Sunday
8am-5pm. For more information, Tel: (345) 946 5464 or email: kings@candw.ky
( SEE AD PAGE 434) . The Cayman Islands National Squash Association (Tel: (345) 916 2737) promotes the game at junior, national and international levels for players of all ages.
Surfing
If you want to try surfing, Damian ‘Damo’ David offers private and small group surfing and wing foiling lessons for adults and children over eight years old. WhatsApp: (345) 938 4787.
Swimming
If you enjoy recreational swimming, the waters off Seven Mile Beach are your best bet, but there are also pools at almost all condominium complexes, as well as the Lions Aquatic Centre (Tel: (345) 949 8105) and the Camana Bay Aquatic Club (email: info@cbac.ky). Contact them to check availability, pricing and to make bookings. One of Cayman’s biggest sporting events is the annual Flowers One Mile Sea Swim
(SEE AD THIS PAGE) . Known as one of the world’s richest and safest swims, over 500 swimmers compete to win thousands in cash and random prizes! The Flowers Sea Swim offers flawless course conditions along Cayman’s beautiful Seven Mile Beach. All registration proceeds are donated to a chosen local charity. The 2025 Flowers Sea Swim will be held on 14th June. Visit www. flowersseaswim.com for more information. Seven Mile Swimmers is a fun, competitive and driven swim team for children aged six and over with training offered 7 days a week. Swimmers are grouped by ability and regularly swim at both local and international swim meets, often representing their country. Two-time Olympic finalist and former world number two Darren Mew is their Head Coach, supported by superb staff. Tel: (345) 323 9512, email: smsboarddirectors@gmail. com or visit www.sevenmileswimmers.com.
Located in South Sound, Fitness Connection (Tel: (345) 949 8485) offers swimming lessons for all ages and abilities. They are
an SAI (Starfish Aquatics Institute) training centre, specialising in training triathletes, as well as non-swimmers. Their water fitness classes are great for a total body workout, utilising a combination of exercises and training methods perfect for pre-natal and post-natal exercise. For more information, email: fitness@fitness.ky or visit www. fitness.ky ( SEE AD PAGE 433) . Sky Blue Aquatics offers private, semi-private and small-group swimming lessons for adults. Lessons can be held at your hotel, condo and private pool, the Lions Aquatic Centre or even in the sea. Their lessons are available for beginners, but also to those looking to improve their technique or prepare for an event. Plus, they offer subsidised swimming lessons to nannies and caregivers. Tel: (345) 916 0054 or email: info@skyblueaquatics. com for more information. The Camana Bay Aquatic Club (CBAC) runs an adult ‘Masters’ swim training group with a focus on improving technique and increasing aerobic conditioning and overall strength in the water. The sessions take place four times a week at the Camana Bay Sports Complex. For pricing, schedules and more information, email: info@cbac.ky or visit www.cbac.ky Thrive Fit offers yoga, swimming and fitness classes Island-wide with private, small group and corporate sessions. First aid/CPR/AED and lifeguard certifications are also available. Tel: (345) 938 1113, email: info@thrivefitcayman. com or visit www.thrivefitcayman. com for more information. The Cayman Islands Aquatic Sports Association (CIASA) is a not-for-profit association dedicated to the promotion and development of aquatic sports in the Cayman Islands. This includes learning to swim in the pool and open water, artistic swimming, water polo, aqua-aerobics, competitive swimming and masters swimming. Membership with CIASA also links you to an active aquatic community. For more information, email: ciasaboard@gmail.com and ciasa@ciasa. ky or visit www.caymanaquatics.com for a calendar of events and a list of registered clubs and swim schools. You can also find out more on their Facebook and Instagram (@CaymanSwimming).
Table Tennis Association Available for both youth and adults of all skill sets, the Cayman Islands Table Tennis Association offers training, competition and recreational table tennis. Call Donovan Nelson, on (345) 917 5904 for information on meeting times and locations.
Tennis
The Cayman Islands offers a thriving tennis community. The Cayman Islands Tennis Club (CITC) is located off Anne Bonny Crescent in South Sound. The club offers private and semi-private lessons, group lessons and cardio sessions. They also hold open tournaments and host several social events each year. CITC have five professional coaches, nine hard floodlit courts and four pickleball courts, plus they sell equipment and string rackets for members and nonmembers. Tel: (345) 949 9464, email: tennis@tennis.ky or visit www.tennis.ky for more information. Cayman Pickleball & Tennis Academy offers tennis and pickleball lessons and pickleball court rental for lessons and special events, corporate leagues and tournaments. The have a number of floodlit courts located at 1960 West Bay Road (near Cemetery Beach) and also employ a mobile service, so they can send a coach to your private courts if more convenient. They cater to players of every skill set and will schedule class times to suit you. Group, private and cardio lessons are offered for adults and children, beginners and seasoned players. Tel: (345) 516 0300, email: caymantennisacademy@gmail.com or visit www.caymanpickleballtennisacademy.com for more information. You can also check out their Facebook and Instagram pages for regular updates on classes and availability. The Courts at the Ritz-Carlton, Grand Cayman is a premier tennis facility with professional coaches featuring four tennis courts, including two hard courts and two with the innovative TitanTrax surface, offering enhanced comfort and performance. Professional instructors offer private instruction and clinics in addition to the
popular cardio tennis fitness programme, which operates on a drop-in basis. Seasonal corporate tennis leagues, bubbles doubles and kids camps are also offered throughout the year. For more information and reservations, email: grandcaymantennis@ ritzcarlton.com or call (345) 323 0049. Mica Koll with Cayman Performance Tennis teaches private and group tennis lessons for players of all ages. Tel: (345) 927 8690 or email: micabeach@gmail.com.
Triathlons
If you find the challenge of an individual swim, cycle or run is not enough, you can always try your hand at a duathlon or triathlon. The Cayman Islands Triathlon Association (CITA) organises well-attended events throughout the year and hosts free practice sessions. CITA offers duathlons and triathlons of various distances, as well as the ‘Try-This-Tri’ for kids. The ‘Stroke and Stride’ three-race series is held every September, the duathlon takes place in October and the triathlon is held every November and is a very popular event. CITA hosts three training events in the run-up to the triathlon. The Mercuryman Triathlon is held annually and offers a half-iron distance, international distance and aqua bike option. Email: info@ triathlon.ky or visit www.triathlon.ky or www.mercurymantri.com for more information.
Ultimate Frisbee
Cayman Islands Ultimate play pickup games on Thursdays at 6.30pm. Visit their Facebook group (Cayman Islands Ultimate) for more information and updated game schedules.
Indoor & Beach Volleyball
The Cayman Islands Volleyball Federation (CIVF) is the non-profit organisation that provides opportunities to play indoor and beach volleyball at a competitive and recreational level. Since 2020, volleyball has been designated as a Focal Sport by the Cayman Government. CIVF provides youth development programmes free
of charge, including school leagues and tournaments, and weekly practices with international and local instructors. Summer and holiday camps and clinics are also offered. The national youth teams compete regionally and internationally. In August 2024, the U19 female team qualified and competed in China for the Beach Volleyball World Championships, while the men’s indoor volleyball team entered a competition in Jamaica. CIVF has hosted the annual NORCECA Beach Volleyball Circuit for over 10 years on Seven Mile Beach in Grand Cayman, which welcomes over 30 teams from across North America, Central America and the Caribbean. CIVF now also hosts the NORCECA U23 beach volleyball tournament. There are also corporate, one-day and Sunday beach competitions for players of all levels. Memberships cost CI$10. For more information on current programmes, visit www.civf.ky or check out their social media pages on TikTok, Facebook and Instagram (@caymanisvolleyball). Heatwave Volleyball Club is a recreational volleyball club that hosts indoor and outdoor volleyball tournaments, trainings and offers coaching. Heatwave has offerings for all ages and abilities. Email: heatwavevolleyballclub@ gmail.com.
Yoga, Wellness & Stretch Classes
There is a very active yoga community in Grand Cayman, with several yoga centres across the Island. One Heart Yoga & Apothecary (Tel: (345) 938 9642) offers yoga classes and holistic healing at 7 Mile Shops, West Bay Road. Its retail space sells Anima Mundi plant medicines, spiritual and self-help books, yoga gear and spiritual rituals. For more information or to view the class schedule, visit www.oneheartcayman.com. VITAL Spinbar & Yogaden in Grand Harbour houses a spinbar and yoga den for yogis to come together and enjoy group fitness sessions. The studio offers hybrid packages so that members can take advantage of both spin and yoga classes. They also offer pre/post-natal fitness. Tel: (345) 333 4825 or visit www.vitalcayman. ky for more information. Find the latest
updates on their Instagram (@vitalcayman). Body Works in Queen’s Court Plaza on West Bay Road offers traditional hatha yoga and meditation and mindfulness classes for all levels of students. Tel: (345) 945 6485 or visit www.bodyworkscayman.com for the class schedule. Flow Therapeutic Movement has a studio off Crewe Road. It provides a unique exercise system based on Yamuna body rolling, MELT Method, aerial yoga, energy work and massage therapy. Corporate and healing retreats are also offered upon request. Tel: (345) 916 6061 or email: kate@ flow.ky for more information. Kula Kids Yoga offers a variety of yoga classes, including pre and post-natal, and children’s and teen yoga. Private yoga classes also available. For more information, call (345) 916 3007 or email: kulakidsyogacayman@gmail.com. Located at The Strand, Bliss Yoga Cayman offers a wide range of classes every day, including beachfront sessions, paddleboard yoga, and on-location private sessions. They also have a large retail store offering athletic wear and accessories from Lululemon Athletica.
Visit www.blissyogacayman.com for more information on class descriptions and schedules. Saucha offers wellness retreats, including their popular Little Cayman retreat, which is held every January over the public holiday long weekend. Email: hello@sauchaconsciousfood.com or visit www.sauchaconsciousfood.com for the latest updates on their events. Thrive Fit offers yoga, swimming and fitness classes Island-wide with private, small group and corporate sessions. First aid/CPR/AED and lifeguard certifications are also available for those interested. Tel: (345) 938 1113, email: info@thrivefitcayman.com or visit www. thrivefitcayman.com for more information. Rock Iguana Ltd. (Tel: (345) 936 2722 or www.climb.ky) offers yoga, meditation and mandala painting classes at Yogi Wall in Cayman Brac – a peaceful outdoor studio surrounded by nature. Both group and private classes are available.
Tell them you saw it in the
Pets
Taking care of your pets is not always an easy task and there are a lot of things to take into consideration. When owning a pet, you must always keep on top of their health, hygiene and happiness; and this can only be done if you know who to contact. This chapter outlines the process required to import pets, as well as useful advice for pet owners, including the rules for responsible pet ownership, on-Island veterinary clinics, pet sitters and groomers. Unfortunately, there are no pet insurance policies available on-Island, so all pet care must be paid for by the owner. For information on pet-friendly staycations, see page 471.
IMPORTING PETS INTO CAYMAN
Regulations
The process for importing animals into Cayman is lengthy, and we advise starting it as soon as possible. All pets entering the Cayman Islands must have an import permit issued by the Cayman Islands Department of Agriculture (DOA). Application forms are available from the DOA (Tel: (345) 947 3090, email: ci.agriculturevs@gov. ky or www.doa.gov.ky) at 181 Lottery Road, Lower Valley in Grand Cayman or from their website. The Cayman Islands is rabies-free, and to keep this deadly disease out, no import exceptions will be made by the Government.
An application can be submitted up to six months in advance of travel and a copy of the requirements should be provided to the veterinarian who will be assisting with the importation process.
Photos courtesy of Rebecca Davidson, Deborah Roberts & Kristina King
At the time of publication, requirements to obtain an Import Permit include, but are not limited to:
> Completing an application form (up to six months prior to travel)
> Having your pet fitted with an ISOcompliant microchip and providing proof of the implantation date
> Being up-to-date on routine vaccinations and rabies vaccinations
> Having a rabies titre (blood) test performed
> Having tick and tapeworm treatments performed
> Gaining an Official Veterinary Health Certificate within 14 days of travel
> Submitting payment of CI$50 (US$61) to process your application.
For animals being imported from countries where rabies is present, there is at least a two-month wait between when they are rabies titre tested (and gain a successful result) and when they can travel. For countries that are rabies-free, the requirements are less stringent and much quicker. We advise that you follow the DOA’s directions exactly as requested, and that you keep in touch with them throughout the process. Alternatively, the services of a local broker can be used. The DOA can provide a list of pet travel brokers. There is no leeway in dates or exceptions made if you have forgotten to do something. All animals and paperwork will be inspected upon arrival and an inability to meet all requirements can lead to the animal being put down or returned to the country of origin, all at the expense of the owner. There are no pet detention or quarantine facilities in the Cayman Islands.
Pets Entering from the UK & US
Pets leaving the UK to enter the Cayman Islands must meet all the DOA requirements. UK pets arriving by plane must travel as cargo or checked baggage unless flying on a private charter or as an assistance/service animal.
UK residents will need to apply to DEFRA (Department of Environment, Food & Rural Affairs) for an Official Health Certificate. Visit www.gov.
uk/take-petabroad. A registered UK shipper such as Animal Couriers (www. animalcouriers.com) or Pet Air (www. petairuk.com) must be used to deliver your pet to the aircraft and can answer any questions and assist with all the logistics, including DEFRA, airline booking, travel crates, liaising with DOA and/or a Cayman Islands pet travel broker such as Must Love Dogs, Pack Pet N Go or Pawsome Ventures. See page 442 for more information.
All pets leaving the US must also meet all DOA requirements. Airline carriers have their own regulations and routes for pet travel, so please check with your airline or contact a local pet travel broker.
Pets Entering from Jamaica
Pets entering Cayman from Jamaica must have received a combination vaccine against Distemper, Hepatitis, Adenovirus, Parvovirus and Leptospirosis at a minimum of 12 weeks of age after the microchip was inserted. Cats must have received a combination vaccine against Feline Enteritis and calicivirus at a minimum of 12 weeks of age. Your pet must then be tested for rabies and receive a tick and tapeworm treatment. Following this, your pet must be examined and issued with an Official Veterinary Health Certificate. Once issued with the certificate, you must submit it to the DOA along with a completed application form for an Import Permit and a non-refundable application fee.
Endangered Species
The Ministry of Sustainability & Climate Resiliency has introduced a new digital application form for Convention on International Trade in Endangered Species of Wild Fauna and Flora (CITES) permits to regulate the trade of endangered species. Individuals must obtain a permit or certificate to import, export or re-export any plant or animal, living or dead, that is mentioned on the CITES list. For more information and a list of species, visit www. gov.ky/sustainability/cites.
Importing Captive Birds
All captive cage birds (e.g. parrots, budgerigars, lovebirds, finches and toucans) must also be accompanied by an Import Permit issued by the DOA. Note: Most birds also require quarantine and CITES permits.
Restrictions
In accordance with the Animals Act (2015 Revision), no animal of any description may be directly imported into the Cayman Islands from any country in Asia, Africa or Central and South America. Also, certain breeds of dogs, or crosses of such breeds, are prohibited from entering the Cayman Islands. These breeds include but are not limited to: Pit Bull Terrier, Dogo Argentino, Fila Brazileiro, Japanese Tosa, and any breed of dog or crossbreed of dog whose breeding lineage was for the primary purpose of dog fighting. Contact the DOA for a full list of banned breeds and prohibited species
EXPORTING PETS FROM CAYMAN
All pets leaving the Island must be accompanied by an export permit endorsed by the DOA, additional documents may be required by the country of import. Pet examinations by a private veterinarian are required for the issuance of health certificates. After completing the health certificate examination, you must make an appointment with the DOA in order to have the documentation endorsed.
Appointments can be made by calling (345) 947 3090 or emailing: ci.agriculturevs@gov.ky. The fee for exportation is CI$20 per animal and can only be paid in person at the DOA office in Lower Valley, 181 Lottery Road.
As of August 1st, 2024, dogs entering the US must be aged six months or older with a completed CDC dog import form to enter the country. They must also be vaccinated against rabies and microchipped. When checking in at the airport, passengers must present the receipt (printed or electronically) to the agent. It will be valid for six months from the date of issuance,
including for multiple entries into the US. Note: This regulation is subject to change.
TRAVEL INSTRUCTIONS & ADVICE
All animals, no matter what size, must travel in a leak-proof, International Air Transport Association-specification carrier that allows the animal to move around unhindered. All requisite entry documentation should be affixed to the carrier, and it is advised that you print extra copies of all your paperwork and carry it on your flight with you. Be prepared, as airport security agents will most likely request to look at your pet (outside of its carrier) and search its carrier and bedding. Sedating your pet is not advised, as this can stop them from being able to regulate their body temperature. No food should be put in their carrier, only a water container, which the airline will check prior to departure and at any transit point. It is also best to use an absorbable type of lining for the carrier. You should familiarise your animal with the carrier before travelling so they associate it with a
positive and comfortable experience. Certain airlines allow small dogs and cats in the aircraft cabin, but most airlines transport them as special cargo or checked baggage in a temperature-controlled and ventilated hold. If your pet is allowed in the cabin, it is best to check in as late as possible. If it is going in the hold, check in early so that it can go to the baggage area and be put somewhere quiet to relax. To prepare your pet, the USDA recommends that your pet be offered food and water four hours before you check in. It’s advisable to take your dog for a walk before leaving for the airport and again before check in.
Visit www.iata.org and enter ‘Pets’
Animals on Airlines
Some airlines do not allow your animals in the passenger cabin, and over the summer months many airlines will not take pets due to the high heat in the hold. You are required to take the most direct route possible and preferably an evening or morning flight. You should avoid travelling through countries that are not deemed rabies-free to help make the whole process easier. Cayman Airways (Tel: (345) 949 8200) accepts domestic dogs, cats and birds. The maximum weight allowed, including the container, is 99lbs. They charge US$100 each way to all international destinations for a small pet travelling in the cabin and
Pack Pet N Go
Tel: (345) 326 2320
Email: packpetngo@gmail.com
With over 15 years of pet relocation experience, Pack Pet N Go provides a range of services for pet travel and relocation from the USA, UK, EU and worldwide. Services include acquiring necessary documents for your pet, such as an International Health Certificate, Import and Export Permits and the collection and endorsement of these documents. They also offer hands-on services such as cargo booking and handling, and veterinary visits.
Pawsome Ventures
Tel: (345) 916 2281
Email: pawsome.ky@gmail.com
PET PASSPORTS
Pets arriving in the Cayman Islands must have an endorsed Animal Passport from the Department of Agriculture (DOA).
To qualify, your pet must travel more than three times and be resident in the Cayman Islands at the time of application. The passport is valid for one year, and the fee is CI$150 per animal. For more details, contact the DOA on (345) 947 3090 or email: ci.agriculturevs@gov.ky.
VETERINARIANS
Cayman Animal Hospital
394 Crewe Road, George Town
Tel: (345) 946 8387
Client 24 Hour Emergency Care: (345) 916 7387
Email: info@caymananimalhospital.ky
www.caymananimalhospital.ky
This highly regarded practice is a fully equipped veterinary hospital dedicated to providing exceptional care and disease prevention for pets residing in The Cayman Islands. Founded in 2000 and operated by generational Caymanians, including Dr Lana Watler, a top graduate of the prestigious Ontario Veterinary College of Canada, the team offers compassionate, thorough medical care with a personalised touch. Cayman Animal Hospital provides clients and patients with 24/7 emergency care, wellness and preventive medicine, core vaccinations, routine and advanced dental care, a comprehensive pharmacy,
hospitalisation and full-service critical care, a full surgical suite, travel health certificates, and a full range of pet travel compliance services via their affiliate company, Pawsome Ventures. Extensive laboratory services, digital and dental radiography, ultrasonography and ECG diagnostics are also available in house, allowing them to provide thorough and holistic services in a timely manner. For your convenience, they offer early admissions, 30-45 minute appointments, drop-offs for existing patients, and minimal waiting times. House calls and other special requests or needs are also available upon request. SEE AD OPPOSITE PAGE
Island Veterinary Services (IVS)
95 Printer Way (off CNB roundabout), GT
Tel: (345) 949 0787
Emergency: (345) 916 2459
Email: islandvetservices@hotmail.com
Kman Vets
Unit 2, Midtown Plaza, George Town
Tel: (345) 640 5838
After Hours Tel: (345) 525 5838
Email: info@kmanvets.com www.kmanvets.com
Under the care of Royal College certified surgeon, Dr Colin Manson, this fully equipped hospital has the latest in veterinary technology. Kman Vets offers outstanding professionalism, knowledge and expertise, aiming to provide a lifetime of support. Services range from annual and bi-annual wellness examinations, vaccinations, acupuncture, laser treatments, endoscopy and pet travel advice to managing more challenging and complex surgical and medical concerns. These qualified and experienced veterinary professionals are committed to providing their clients with a carefully assessed and accurate diagnosis, a thorough understanding of the best treatment options available, and empathy and guidance to make the best choices for your pet’s healthcare. Both mobile and hospitalbased services are offered, allowing flexibility of care and management of our four-legged friends. SEE AD THIS PAGE
At Kman Vets we offer outstanding professionalism, knowledge and expertise, always compassionate and caring for both you and your pet.
Wellness Exams
Vaccinations
Digital Radiography, Ultrasound & Endoscopy
Extensive in-house laboratory
RCVS Certified Surgeon
Acupuncture & Laser
Pet Travel advice
Hospital based & Mobile
Afterhours - 525 5838
640•5838
info@kmanvets.com
My Home Vet
Tel: (345) 928 0707
www.myhomevet.ky
Midtown Plaza, Elgin Ave, GT www.kmanvets.com facebook.com/kmanvets @kmanvets
Seven Mile Animal Centre
36 Lawrence Blvd, Marquee Plaza, SMB
Tel: (345) 326 3450
The Mobile Vet Company
Tel: (345) 327 3313
Email: info@mobilevets.ky www.mobilevets.ky
Enjoy the convenience of having your pet treated in the comfort of your own home with The Mobile Vet Company’s house call service. They offer a comprehensive range of services, including wellness exams, treatment for minor illnesses and injuries, vaccinations, nutrition consultations, blood work, dermatology, microchipping, ultrasounds and rabies titre tests. The Mobile Vet Company also provides pet travel assistance, exit permits, end-of-life care, at-home euthanasia and a mobile pharmacy service. Serving all of Grand Cayman, from West Bay to Rum Point. Schedule your appointment on their website today. SEE AD THIS PAGE
ADVICE FOR PET OWNERS
Adopting a Pet
The first place to look for a pet in
Cayman is the Cayman Islands Humane Society (Tel: (345) 949 1461, email: info@caymanhumane.org or visit www. caymanhumane.org) located on North Sound Road. They have a large variety of dogs, cats, puppies and kittens that need loving homes. They are also happy for you to foster a dog or cat, whether for a sleepover or a long weekend, and they will lend you a pet carrier, blankets, food and toys. The shelter is always in desperate need of foster parents, either to care for sick or injured animals, dogs that are suffering from kennel stress or cats/kittens that need some extra care. The shelter is always open to volunteers who can either walk the dogs in the vicinity of the shelter or take them to the beach for a fun outing. They also appreciate donations such as dog or cat food, toys, sheets, towels, and of course, monetary donations. One Dog at a Time (ODAAT) organises the rescue and rehoming of animals locally, as well as transporting dogs to rescue partners in Miami, Tampa and Toronto. They are always looking
for donors, fosters, adopters and people to accompany dogs on flights. Smaller animals, like hamsters, rabbits, birds and fish, can be found at Animal House (Tel: (345) 943 7387 or (345) 945 7387). Keep in mind that your property should be fully fenced-in to prevent a new pet from getting lost.
Spaying & Neutering
Spaying (female) and neutering (male) pets is strongly advised to not only reduce the number of stray, unwanted and homeless animals in Cayman, but also to improve your pet’s health, increase life expectancy, and improve behaviour. If you adopt a pet from the Humane Society, C.A.R.E. or One Dog at a Time, they will cover the cost of spaying or neutering and all inoculations. If you acquire a pet from elsewhere but need financial assistance for spaying or neutering, the Humane Society or C.A.R.E. may be able to assist, otherwise it can be done privately at any veterinary practice for a very reasonable cost.
Feline Friends operates a ‘Trap Neuter Return’ programme for free-roaming cats. The organisation will humanely trap cats and take them to a veterinarian, where they will be spayed or neutered, de-wormed and ear-notched (indicating that they have been sterilised). The cats will then be released back at the same location where they were trapped. This is a proven method of controlling the population of free-roaming cats whilst ensuring they receive a better quality of life. If you are aware of a colony of free-roaming cats in need, please email: felinefriendscayman@gmail.com and they will come out to assist. Donations to help their cause are always welcome.
Looking After Your Pet
Heartworm disease, a deadly condition, is endemic in Cayman. It is caused by a blood parasite that is transmitted by mosquito bites, and infects both dogs and cats. Thus, all dogs and cats should be on a monthly heartworm preventative treatment.
Ticks and fleas can be a major problem in Cayman. Dogs in particular easily pick
up ticks and fleas outside and bring them back into the home where these pests can take over. Both pests are be controlled with a product called NexGuard which is a tasty beef-flavoured chewable tablet containing an ectoparasiticide which kills fleas and ticks when they bite your pet. This and other flea products are available from any local veterinarian and from Animal House. An alternative product that you can use is Frontline or Frontline Plus which kills adult ticks, fleas, flea eggs and larvae, although regular inspections to ensure your pets are tick-free are still essential. Pet shampoos, available from local veterinarians, can help with the problem. You can also treat the garden/kennels with pesticide, which may need to be performed several times before control is achieved. If your home becomes infested with fleas or ticks, you may need to perform one or two thorough pest control treatments. This treatment should only be performed by a professional pest control company. You should also treat your garden and kennels. Refer to the Pest Control section on page 177 in the Running Your Home chapter for details.
Feline Leukaemia (FeLV) and Feline Immunodeficiency Virus (FIV) are viral conditions that spread from cat to cat. FeLV can be vaccinated against, however FIV cannot. Reduce the risk of FIV by spaying/neutering them, or better yet, keeping them indoors. Dogs should be vaccinated against Distemper, Parvovirus, Parainfluenza, Hepatitis and Leptospirosis. Dogs attending a daycare must also be vaccinated against kennel cough.
Salt water can be toxic if your dog drinks a large quantity of it and can result in hypernatremia (an elevated sodium level). Prevent this by carrying a bottle of fresh water during beach walks. If you see signs of salt poisoning, including vomiting, diarrhoea, incoordination, severe depression and/or seizures, take your dog to a veterinarian. After swimming, rinse salt water and chlorine off your dog. If you take your dog on a boat, put a flotation device on them. Avoid letting dogs swim in swampy or canal water as they risk
contracting Pythiosis – a rare but often deadly disease.
Heatstroke can occur fast if you leave your pet in a car. Avoid long walks during the middle of the day, have breaks during walks and always have fresh water on hand. Be aware that asphalt gets extremely hot and sensitive paw pads can burn. Symptoms of heatstroke include heavy panting, vomiting and breathing difficulties. If you suspect your dog has heatstroke, take the animal to a vet immediately, as it could be fatal.
Insect stings are common. Curious dogs can be stung by scorpions, bees and other insects. If you notice any swelling around your dog’s face or other parts of its body, take it to a veterinarian as soon as possible.
Rules for Responsible Pet Ownership
Failure to keep a dog on a lead in a public place is an offence and liable, on summary conviction, to a fine of CI$500 and three months in prison. A dog should only be off their lead if they are confined to the owner’s property. If a dog is dangerously out of control in a public place or is responsible for injuring any person or domestic animal, you will be liable for the cost of the damages or injuries, a fine of CI$4,000 and six months imprisonment. People in charge of a dog in a public place are also responsible for cleaning up after their animal. Failure to remove the faeces is an offence and you will be liable to a CI$2,000 fine. By law, a person cannot keep a dog over the age of four months unless they hold a dog licence specific to that dog. These can be obtained from the DOA at 181 Lottery Road, Lower
Valley. The DOA will need to know your name, PO Box, contact details and where the dog lives, plus your pet’s name, their breed, colour, sex and their microchip number if you know it. If one of the DOA’s Animal Welfare Officers is in your area, they can pop over to your house, take your information and give you the dog tag there and then. Tel: (345) 947 3090.
Dog Trainers
Cayman Canine Training Services (CCTS) 94 Tuscany Drive, Savannah Tel: (345) 916 2075
Email: dogtrainer@candw.ky www.dogtrainer.ky
The owner, Kenneth Morgan, has been training dogs for over 40 years and is a highly recommended dog trainer. CCTS offers oneon-one or group behavioural and obedience training (group sessions for six weeks, two lessons per week, for CI$360; or private one-hour sessions for CI$75 at your home, or CI$75 to bring your dog for the day to CCTS for specialised training and social play); beginners and advanced training; dog walking/sitting while at work or vacation; vet visits; beach training; how to care for your dog. Kenneth also offers advice on how to understand a dog’s body language, barks and behaviour, and he is particularly good at solving difficult problems. Additionally, CCTS offers a service whereby he will make sure your pet is looked after, either on a visitation or live-in basis, while you are on vacation. CI$40 per day for daycare play and CI$50 for overnight boarding. You can find Cayman Canine Training Services on Facebook.
SEE AD THIS PAGE
A well trained canine is a pleasure to be around
Hurricanes & Pets
It is important to make preparations for your pets before hurricane season. Remember, if it is not safe for you, it is not safe for your pet. Never leave pets outside. There are only two pet-friendly shelters in the Cayman Islands – John Gray and Clifton Hunter. Space is allocated on a first-come, first-served basis (muzzles and crates are required). Visit our Disaster Preparedness chapter on page 287 for more information.
If you plan to leave the Cayman Islands with your pet, see the previous import and export regulations in this chapter for more information.
Pet-Friendly Staycations
Turn to our Travel chapter on page 471 to find out which hotels on-Island can accommodate your furry companions.
Pet Stores
The pet stores in Cayman offer a wide variety of animal supplies and pet accessories. Products offered include food, beds, treats, toys, collars, leashes, cages, aquariums and more. Some pet stores also offer pet tags, costumes, hygienic care products and aesthetic services, such as grooming. Dog food can also be purchased from supermarkets and wholesale stores.
Animal House
Two locations: 243 North Sound Road, GT and Countryside Shopping Village, Savannah Tel: (345) 943 7387 or (345) 945 7387
The Pet Palace
www.thepetpalace.ky
Kennels & Pet Sitting
Cayman Pet Paradise
46 Ranch Road, Savannah
Tel: (345) 947 1334 or (345) 926 2264
Email: info@caymanpetparadise.com www.caymanpetparadise.com
A full-service kennel facility with 40+ open-air kennels, nine of which are oversized to accommodate multiple dogs from the same family and eight double kennels. There is a
cattery with 13 large kennels. Expect to pay CI$28 per night for dogs and CI$20 for cats. Daycare services for dogs are offered for CI$15, where dogs are exercised and allowed supervised socialising with other dogs. All vaccinations must be up-to-date, including kennel cough. They also have the Island’s only pet crematorium. All dogs should be given HeartGard medication monthly and all cats and dogs should be treated for ticks and fleas with a monthly top spot type treatment. Cayman Pet Paradise stocks Fiproguard Plus, a generic version of Frontline Plus that is just as effective and much less expensive. SEE AD OPPOSITE PAGE
Elizabeth ‘Liz’ Walker
89 Phelan Close, off South Church Street, GT Tel: (345) 925 6719
Email: ewalker@candw.ky
Takes small dogs (max 25lbs) for overnight boarding and daycare. Dogs must be on a flea and tick programme. Liz charges CI$40 for overnight boarding or CI$20 for daycare. The dogs are walked on the beach daily and have the run of her house and garden. During school holidays it is advisable to book in advance.
Love Your Dog
Tel: (345) 925 5869
Email: info@loveyourdog.ky www.loveyourdog.ky
Love Your Dog provides a comprehensive daycare service, including door-to-door transportation in a modern fleet of harnessequipped vehicles. The facility spans one acre of natural landscaping, featuring five play yards with shade sails, sprinklers, and doggie pools, as well as indoor cooling areas. Dogs are grouped by temperament and energy levels and supervised by staff for a day of structured fun. Boarding dogs enjoy a calm, fully air-conditioned space with comfortable beds, TVs, and 24/7 on-site staff. In addition to daycare and boarding, Love Your Dog offers obedience training and behaviour modification programmes through day training and boardand-train programmes. Love Your Dog handles all the training and equips clients to maintain a balanced relationship with their dogs. They also provide house-sitting and other bespoke services. SEE AD THIS PAGE
Other options include Petopia Resort & Spa (Tel: (345) 926 1990 or email: petopiaky@ gmail.com) and Cay 9 Resort (Tel: (345) 769 3647 or email: info@cay9resort.com).
Pet Grooming & Pampering
You can drop your dog or cat off with the following companies: Cayman Pet Paradise (Tel: (345) 947 1334) provides a full grooming service, including trimming, bathing, blow drying and more. Cay 9 Resort and Spa (Tel: (345) 769 3647) also offers grooming services. Petopia Resort & Spa (Tel: (345) 926 1990) provides bathing and grooming for dogs and cats You can also contact Melanie Hulse (Tel: (345) 916 7268 or email: melhulse@gmail.com), who works out of Island Veterinary Services.
Must Love Dogs
Market Street, Camana Bay Tel: (345) 746 7222
Email: mustlovedogsky@gmail.com
Must Love Dogs offers an excellent array of services to keep your furry friend looking and feeling good. They provide full grooming services for both cats and dogs, including dental and gland hygiene, pawdicures, bath and blow-dry with a pick-up and drop-off service available. In their shop, they sell a wide range of canine and feline essentials and luxuries, from plush beds and tasty treats to durable gear and grooming products. Additional services include dog walking, assistance with importing or exporting your pet, and a pet food delivery service.
LOST & INJURED PETS & WILDLIFE
Lost pets are usually picked up by the Humane Society, C.A.R.E., One Dog at a Time or the Department of Agriculture, so they should be your first point of contact. If you find an injured stray animal, you can take it to Island Veterinary Services (Tel: (345) 949 0787), who will nurse it back to health. They appreciate donations for this service. They don’t, however, arrange pick-ups. Charities and vets will email members and post messages on their social media to help find lost pets. Cayman Marl Road also posts lost and injured pets on their social media channels (@caymanmarlroad).
Cayman Islands Humane Society
153 North Sound Road, George Town
Tel: (345) 949 1461
Emergency: (345) 326 1461
Email: info@caymanhumane.org www.caymanhumane.org
Monday-Friday 11am-5pm, Saturday 8am-4pm and Sunday 8am-12pm.
C.A.R.E. - Cayman Animal Rescue Enthusiasts
Tel: (345) 938 2273 www.caymancare.ky
One Dog at a Time (ODAAT)
Email: onedogatatimeky@gmail.com
Rescue unwanted dogs from the streets and the DOA pound when at risk of euthanasia.
Department of Agriculture (DOA)
181 Lottery Road, Lower Valley, Bodden Town
Tel: (345) 947 3090
If you lose your animal, the best thing to do is to go to the DOA and look for your animal. Visiting hours: Tuesday and Thursday 1pm-3.30pm. If animals are not claimed within seven days, they will either be put up for adoption or, sadly, put to sleep.
Animal Abuse
In Cayman, abuse of animals is a crime and serious penalties apply if prosecuted. The Government employs Animal Welfare Officers (Tel: (345) 916 3051) who will investigate animal cruelty, apprehend an individual and prosecute.
If you are aware that animal abuse has occurred, report it to the DOA (Tel: (345) 947 3090), the Police or email: reportanimalcruelty@gov.ky. If you wish to remain anonymous, call the Cayman Islands Humane Society (Tel: (345) 949 1461) or email: info@caymanhumane.org.
Burying Your Pet
Losing a pet is heart-breaking, but it can help to find a special way to remember their life and how important they were to your family. While some bury their pet on their own land (if they own a garden), others choose cremation. The following companies can help make the memorial process easier:
Cayman Pet Paradise
46 Ranch Road, Savannah
Tel: (345) 947 1334 or (345) 926 2264
Email: info@caymanpetparadise.com www.caymanpetparadise.com
They offer cremation services for your pet. Depending on the size of your pet, prices may vary for the service, so make sure to call ahead. They offer a pick-up service from the vet or from your home for CI$50 and offer ash boxes with the following values: CI$25 for a small box, CI$30 for a medium box and CI$35 for a large box. The price of cremation starts at $160 for animals under and up to 40lbs anything over 40lbs is $4 per pound. SEE AD THIS PAGE
ITC Tile
Kozaily Center, Ashgo Street, George Town
Tel: (345) 949 0410 or (345) 945 3798
Sells engraved slate tile and marble headstones to place at the grave of your pet.
Tell them you saw it in the
Diving
Cayman
The Cayman Islands are world-renowned for their incredible underwater scenery, particularly the beautiful coral reefs and array of colourful fish. Located in the western Caribbean, just 480 miles south of Miami, Cayman is perfect for scuba diving and snorkelling, boasting some of the Caribbean’s best excursions. With virtually no currents and outstanding underwater visibility, Cayman has amazing wall dives, coral reefs and wrecks for you to explore and discover. If you are ‘dive-curious’, there are a wealth of things to do in, under, or on the water at every skill level. A variety of dive operators can teach you how to dive, improve your skills and provide you with an amazing underwater experience. With water temperatures ranging from 26-30°C (78.8-86°F) all year round, it is always a good time to get in the water and discover the stunning scenery beneath the surface.
The Cayman Islands continues to receive global recognition. Cayman came second as the world's best scuba diving destination in the 2024 Scuba Diving Magazine Readers' Choice Awards. It also made the top five lists for wreck diving, large animals, microbiology, shore diving, wall diving, advanced diving, beginner diving, snorkelling, photography, and cave, cavern and grotto diving in the Caribbean and Atlantic.
Cayman is hyperaware of the importance of coral reefs to our three Islands, our waters, the marine ecosystem and the diving industry. Although many efforts have been put in place to safeguard the coral reefs, sea grass and mangroves in the Cayman
Photos courtesy of Cathy Church
Islands, other factors have contributed to their destruction. Our reefs in particular have experienced frequent stresses as water temperatures have risen over the past few decades, making them more susceptible to disease. Construction and overdevelopment are still the main cause of Cayman's mangroves being destroyed.
According to experts at the Department of Environment, Cayman's coral reefs are steadily dying and fewer of them will reappear for another season each year. The Cayman Islands, like many other nations in this region, is under a NOAA bleach watch as the reefs become increasingly vulnerable to a warming planet. Sadly, many dive sites in Grand Cayman have been affected by the spread of the deadly Stony Coral Tissue Loss Disease (SCTLD). Researchers have found evidence that SCTLD is caused by a breakdown in the symbiotic relationship between corals and Zooxanthellae algae. This discovery is a big step towards finding future treatments for this disease. Given the rapid spread of SCTLD in the Cayman Islands, the DoE urges the public to disinfect all snorkel and dive gear before and after each shore dive and boat trip by soaking them in disinfectant solution (with 1% bleach) for 10 minutes.
On a more positive note, the 2024 PADI Women's Dive Day invited divers to take part in an underwater scavenger hunt. The event raised US$13,000 and attracted more than 80 divers, as well as support and donations from the dive community locally and overseas. The PADI Women’s Dive Day occurs annually on the third Saturday of July and celebrates women in diving, while raising money and awareness for breast cancer and the Cayman Islands Breast Cancer Foundation.
In addition, the Cayman Islands Government announced that new legislation is being prepared to restrict the importation of six types of singleuse plastics. Despite some uncertainties, activists commend the progress and stress the importance of a comprehensive approach to tackling plastic pollution.
Wreck diving is very popular as it provides a dramatic diving experience. There are several spectacular wrecks situated around the Cayman Islands, and as more marine life inhabits these sites, the diving experience improves. The dive sites below should be at the top of any diver’s list.
Balboa Situated among small surrounding reefs, the wreckage of this 375ft freighter is home to a large variety of fish and coral. It lies approximately 150ft off the west coast of the Island at a depth of 25-40ft. You can explore the ship’s stern section and swim over the three-bladed propellers. The wreck is a popular night dive and is situated around the cruise ship docking area, therefore, it is not accessible when cruise ships are in port and it is recommended you use a dive company or boat Note: You need permission from the harbour master to dive the Balboa.
Cali Less than 150ft offshore from George Town and 15-20ft deep, the wreck of the Cali is an easily accessible dive for beginners and snorkellers. Note: You must obtain permission from the Port Authority to explore this site
Carrie Lee For those who are Trimix certified, the Carrie Lee is recommended as a more challenging and technical dive. The 185ft freighter is completely intact and rests at a depth of 180-260ft off the southwest coast. The wreck is teeming with marine life and provides a great diving experience. However, divers should be aware of the strong currents that surround this wreck and monitor their air.
Doc Polson 450ft off Seven Mile Beach, just past Cemetery Reef, lies the Doc Polson wreck. Though the 100ft cable layer sank back in 1982, it is still 80% intact and is populated with beautiful and diverse marine life, making it one of the most popular dive sites in Cayman. It is recommended to use a boat to get to the site, as there is some boating traffic around the area.
Keith Tibbetts, Cayman Brac This 330ft Russian Brigadier Type II Frigate was sunk in 1996
and is home to thousands of fish, turtles and grunts. Lying about 600ft offshore and 56ft underwater, it is the only Russian warship in the Western Hemisphere available for scuba diving. In 2004, a storm broke the ship in two and its bow now sits at a 45-degree angle. Although the amidships has become a debris field, it is still a popular dive site. The drop-off to the wall is only 100ft away from the wreck and extends down thousands of feet, giving divers the option of exploring the wall as well.
Oro Verde This 131ft steel cargo vessel is popular among wreck divers. It can be found 40-50ft below the surface and approximately 150ft off Seven Mile Beach, so it is not suitable for a shore dive. The amount of marine life available for viewing is spectacular considering how shallow the wreck is. Unfortunately, the ship has collapsed somewhat due to the elements, but the animals that make it their home are the centrepiece of this wreck. Such as the massive jewfish that has come to be known as George, the moray eel named Kermit, and Puff the barracuda.
Snorkelling Sites
George Town Conveniently located, here you will find a mass of coral heads, caves and abundant fish life.
North Sound Here you will find the worldfamous Sandbar and Stingray City, where you can feed and interact with stingrays in only 3ft of water. The Coral Gardens are nearby, where you will find corals and fish. Both sites are only accessible by boat.
Seven Mile Beach The main snorkelling area here can be found at the north end of Seven Mile Beach at Cemetery Reef, which is about 300ft offshore, but often in less than 10ft of water.
West Bay Down the road from the Cayman Turtle Centre is Lighthouse Point and Cobalt Coast Dive Resort, which are great sites to find elusive sea turtles.
The USS Kittiwake In October 2017, this 251ft, 2,200 tonne, decommissioned military ship was toppled on its side by the winds of Hurricane Nate. The hull of the ex-USS Kittiwake is perfectly intact, but its port rail is now burrowed in the sand instead of standing upright. While divers and tourism officials were anxious that this world-renowned dive site seemed ruined, there was a silver lining. For many experienced Kittiwake divers, it was like a new dive site altogether! For the less experienced divers, it might be a little more daunting due to the lack of light coming through, but the darkened areas have attracted new breeds of sea life to the site. The ship rests in 64ft of water off the northern end of Seven Mile Beach and is a great
Diving Areas
East End Dramatic coral and wall diving. Reef sharks, nurse sharks and even hammerheads can occasionally be seen.
George Town Coral, caves and tunnels at Eden Rock and a mermaid at Sunset House, just south of George Town. Look out for the tarpon!
North Wall Most dive sites on ‘The Wall’ are only accessible by boat. See incredible coral wall formations, sheer walls and occasionally eagle rays, nurse sharks, moray eels and all sorts of other underwater wonders. Inside the reef is the world-famous Stingray City, where you can interact with stingrays in 12ft of water.
West Bay Great shore dives from Cracked Conch, Lighthouse Point and Cobalt Coast. You can access ‘The Wall’ via boat trips or underwater scooters, or the mini wall from the shore. The wreck of the Kittiwake is found on the northern end of the West side.
dive site. Join a guided tour and keep an open mind. The Kittiwake is situated in a marine park which is protected under Cayman Law. This means that nothing can be touched or removed. Wearing gloves and fishing at this site (other than lionfish culling) is prohibited. Note: There is an entry fee to snorkel or dive the site and all vessels, commercial or private, are required to be licensed through the Cayman Islands Tourism Association (CITA). If you would like to dive or snorkel the Kittiwake, you must go with a licensed operator. Contact CITA (Tel: (345) 949 8522) for a list of licensed operators to plan your trip. A fee of CI$8 per day to dive and CI$4 per day to snorkel will need to be paid to the boat operator. You can also get an annual pass for CI$25 or a lifetime pass for CI$200. Due to boat and jet ski traffic, it is not advisable to swim to the Kittiwake from the shore.
Dive 365
Dive 365 is an exciting programme that has developed over 360+ separate dive sites around the Cayman Islands, giving divers a unique dive site for every day of the year and more! As well as enabling divers to explore the magnificent underwater world, the programme also allows sites to be rested. The diversity of sites offers dive options for all skill levels. Divers can explore over 230 dive sites in Grand Cayman (not including the yacht moorings) and roughly 134 in the Sister Islands (including the Cayman Brac yacht mooring). For more information, call CITA on (345) 949 8522.
Additionally, www.idivecayman.com provides HD footage and diver reviews of each site in Grand Cayman, making it a helpful resource when deciding on a particular site.
Lionfish
Seven Mile Beach Walls and shallow dives of 35ft-60ft, all accessible by boat.
Sister Islands Fabulous unspoiled diving, from shallow reefs to deep walls. Explore Bloody Bay Wall and the Keith Tibbetts Wreck.
Native to the Indo-Pacific region, it’s believed that an aquarium owner released only eight captive lionfish off the coast of Florida in 1985. While lionfish are strikingly beautiful creatures with their distinctive stripes and spines, they are also an eco-disaster to the Caribbean and its dive industry. They are voracious predators that devour small and juvenile fish and
crustaceans in large quantities, as well as competing with native species for space and more food. This, coupled with the fact that they can reach reproductive maturity at less than one year old, and lay 30,000 eggs every four days, makes them a major problem for Cayman waters. Since they are not native to Caribbean waters, they have no known predators, which means their population continues to multiply.
The Cayman community is doing its bit by culling the lionfish to combat their growing population and save the dive industry. However, be aware that lionfish are extremely venomous. Do not attempt to catch one without proper Department of Environment (DoE) training and a licence. Divers, snorkellers and fishermen can obtain licences from the DoE to remove lionfish from the sea. The DoE and a few dive operators (Ambassador Divers, Divetech, Red Sail Sports and Ocean Frontiers) run a licensing course that is open to everyone. For more information, call the DoE on (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/lionfish-invasive. Lionfish are delicious and completely safe to eat. As a white fish, they are mild and flaky when cooked. If you don’t want to catch them yourself, they appear on the menu at Eagle Ray's Bar & Grill and Tukka in East End and other restaurants across the Island. This is one reef fish we can eat with a clean conscience!
Coral Nurseries
Normally, all coral in Cayman is completely protected and should never be touched. However, four dive operators in Grand Cayman (Cayman Eco Divers, Divetech, Ocean Frontiers and Sunset House), plus the Brac SCUBA Shack on Cayman Brac and CCMI on Little Cayman, obtained permits from the Department of Environment and have been growing staghorn coral in small nurseries. This work has led to clippings from these nursery corals being planted back out on the reef. Over time they have grown and begun to reproduce more coral. This has also been dependent on the health conditions of Cayman’s reefs. However,
this labour-intensive programme is only effective for a few types of coral. The best thing we can all do for Cayman’s reefs is not to hurt them in the first place. When boating, do not anchor in coral; when diving or snorkelling, be careful never to touch the reef and when fishing, obey the Marine Park rules, since a healthy fish population is important for a healthy coral reef. Perhaps the biggest threats to coral reefs are overfishing, pollution and climate change, therefore efforts to become sustainable are also significant. Anything that individuals or businesses can do to reduce their environmental impact will help Cayman’s coral reefs along with the rest of the planet.
Respecting the Reef
As the Islands’ greatest natural resource, home to Cayman's tropical fish life and our protection in the case of any natural disaster, it is essential that coral reefs are preserved and treated with respect. Divers can responsibly explore the spectacular reefs by following these small steps:
Never touch the coral Whether intentionally or by mistake, touching the coral can cause permanent damage. Never take pieces of coral as souvenirs. Keep control over your buoyancy so you don’t accidentally touch the reef. Remain aware of your fins and other diving equipment – make sure nothing is hanging loose which could brush against the reef.
Use reef-friendly sunscreens Recent studies suggest that most contemporary sunscreens, particularly spray sunscreen, contain the damaging chemicals (oxybenzone and octinoxate) which are toxic to coral and, even in tiny doses, can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen, which contains only mineral UV-blocking ingredients such as titanium dioxide and oxide, when you are in the water. Reeffriendly sunscreens can be purchased from Foster’s, Kirk Market and Le Visage.
No - Diving Overlay Zones
There are seven no-diving overlay zones in Grand Cayman and one on each Sister Island that restricts SCUBA diving without permission. Visit www.doe.ky/marine/ marine-parks for details.
Learning to dive is an essential activity for many new arrivals to Cayman. Popular training agencies for diver education and certification are PADI, NAUI, SDI, TDI, IANTD and SSI, offered by a variety of dive operators in Cayman.
Prior to committing to a full certification programme, many people try a Discover Scuba Course (formally known as a Resort Course). This ‘mini course’ consists of a short theory session where you’ll learn the simple dos and don’ts of diving, get an introduction to the equipment and learn some basic skills. You will first start in a swimming pool or shallow and confined open water to get used to being underwater before finally taking a shallow ocean dive
with your instructor. This programme normally takes three to four hours and is a great way to see if diving is for you.
While the Discover Scuba Dive is a fantastic introduction, it does have its limitations. You are limited to a shallow depth (40ft max) and you can only dive with the dive instructor, the shop you completed the course with or another dive centre referred by the instructor. If you want to go further, the next step is the Open Water Certification course.
Adult Open Water Courses
The open water courses are often completed in as little as three days and provide the licence you need to dive. Many people choose the e-learning route, which allows you to do the class work at home, and then the remainder of the course only takes two days. This option gets you in the ocean quicker and out of the classroom on your days off. Completion of this training is the minimum qualification required to rent equipment, go on excursions and
basically get you in and out of the water safely. Many dive operators on the Island offer flexible learning options designed to suit your schedule.
Dive Courses for Kids & Teens
The open water course is also offered to those aged 10 and up, and children under 15 are able to become certified as Junior Open Water Divers. Options also exist for you to be taught at home in your own pool. For little ones, there are lots of educational and fun scuba/snorkel activities available. Programmes include SASY (from age five), Rangers or Seals (from age eight), Junior Open Water Diver (from age 10) and guided diving excursions to the shallow reefs, Stingray City and the Kittiwake. Programmes range from pool sessions to ocean adventures, with kids learning about marine life, fish identification, coral reefs, underwater photography or even cruising on an underwater scooter.
Divetech offers a beta-tested PADI Junior Divemaster Programme for ages 15-17. This course involves portions of full divemaster training, with some modifications for younger divers, and gives them the opportunity to undertake work experience, gain exposure to the industry and gain practical experience and knowledge. Credit from this programme can be applied towards the full divemaster credentials for up to 36 months after completing the course. Candidates for this course must have an Advanced Open Water and Rescue Diver certification, completed first aid/CPR training within the past 24 months and have a minimum of 20 logged dives.
The following companies also offer dive programmes for children ages five and up: Eden Rock Diving Center, Seahorse Diving School and Wall to Wall Diving.
Certified Divers
Shore diving is a very popular weekend pursuit. Don Fosters, Divetech, Eden Rock Diving Center and Sunset House are some of the oldest dive resorts on the Island, and all boast great shore diving.
As a certified diver, you can also go on boat excursions. For many, the main reason to dive in Cayman is to explore the beautiful walls and drop-offs. You will soon have your own favourite sites and your conversations will turn to North West Point, Tarpon Alley, Great House Wall, Orange Canyon and coral-covered passages, where you’ll see eagle rays, horseeyed jacks, sharks and hawksbill turtles.
Dive Trips
Before long, you will be taking two-tank (two dive locations) trips to explore the renowned beauty of the West Wall, which runs parallel to Seven Mile Beach, the breathtaking North Wall, and East End, where the scenery is some of the most dramatic. Generally, dive boats will leave early and get you home for lunch, however, there are afternoon trips as well. The first dive is usually one of the wall dives. Experienced divers will have the opportunity to explore with a guide or their dive buddy. The best thing about guided dives is that the instructors know where they are going and will show you the best a particular site has to offer, as well as the critters. After a short surface interval, you will be on a second dive on one of Cayman’s shallow reefs or wrecks. By exploring the nooks and crannies, you see a host of amazing creatures, including lobsters, eels, soft coral, sea anemones and more. In shallower waters, the colours will amaze you and are more vibrant due to the increased level of light.
Sunset House, with its sunken mermaid sculpture, provides great shore diving and boat dives, as does Divetech. Divetech’s mini wall is a must-see, as is the sunken 13ft sculpture of Guardian of the Reef, which is half warrior and half seahorse. Also, visit Ocean Frontiers in East End to experience dramatic wall dives and caverns. Finally, Eden Rock Diving Center offers easy access to Eden Rock and Devil’s Grotto. Once you have caught the dive bug, head over to the Sister Islands for a few days of diving some of Cayman’s pristine dive sites – just a 30-minute flight away. You will not
be disappointed with Bloody Bay Wall in Little Cayman, with its beautiful drop-offs, coral and marine life. Finally, Cayman Brac is famous for the Wreck of MV Captain Keith Tibbetts, an interesting and very popular dive site.
Advanced Diving Courses
After completing your Open Water certification, you may want to complete further courses to build on your experience. The Advanced course introduces you to deep diving, navigation diving, plus three other speciality dives in areas that interest you. There is a small amount of classroom study required for the course, which can be done online, with the remainder of the course completed in the water.
Various other advanced courses include underwater photography/videography, search and recovery, stingray interaction, reef awareness, wreck diving, scooters, buoyancy, technical applications and the popular Enriched Air (Nitrox) course.
Technical Diving
Technical dives are conducted beyond the 130ft depth limit for recreational diving. They require a decompression stop and occur beyond the light zone or in an overhead environment. This type of advanced, extended-range diving requires a commitment to safe, responsible, selfdisciplined diving.
If you are truly adventurous, you can learn to use Rebreathers (devices originally designed by the military that emit no bubbles or noise), mixed gases or certain techniques for extended-range diving. Rebreather diving (Closed Circuit Rebreathers/CCR) allows you to massively extend your dive time. You could spend three hours at 100ft and, as there are no bubbles, you’ll get up closer to the marine life. Nitrox, Advanced Nitrox, Normoxic Trimix, Trimix and Advanced Trimix courses enable divers to safely explore greater depths. This allows divers to dive to the same depths as normal scuba divers, but for a longer bottom time. It
also provides an extra margin of safety as it reduces the amount of nitrogen being absorbed by your body.
A Nitrox course usually costs CI$150 and one tank of Nitrox will only cost about CI$10 more than a regular tank of air. If you like diving within 100-150ft, Advanced Nitrox enables you to stay safely at these depths for about 45 minutes instead of the usual 10-20 minutes. Normoxic/Non-Hypoxic Training takes divers to the 200ft range, reducing oxygen content to about 18% and adding helium to buffer the effects of narcosis. For those wishing to go deeper (330ft+), Divetech can support rebreather diving with tanks and gasses.
You may even wish to turn your passion for diving into a career by becoming a Divemaster. Divemaster training develops your skills to a professional level. You will work alongside full-time instructors and get paid for it too!
FREE DIVING
Free diving is a form of underwater diving that relies on a diver’s breath instead of breathing apparatus. Being without equipment allows you to interact with marine life while strengthening your lungs and toning your muscles.
Free diving courses are offered at Ambassador Divers (Tel: (345) 916 1064). Ambassador Divers offers a PFI 20m/66ft class. Both courses include basic classroom lessons, followed by shallow water/pool skills and then open water free diving. For those wanting to pursue free diving more seriously, there is the AIDA Free Diver (two days) and AIDA Advanced Free Diver (two days) free diving certifications. Level One teaches you the proper knowledge to participate in free diving depths of 60ft, as well as develop the skills necessary to train your body to be more efficient with breath-holding, respiration and muscle flexibility. Level Two will teach you the skills to participate in free diving to depths of 98ft. It will also teach you dynamic free diving to 180ft and a static breath-hold for 2.5 minutes.
LOCAL DIVE OPERATORS
Ambassador Divers
Tel: (345) 916 1064
A small dive operator with a PADI five-star IDC rating. Offering wreck, reef and wall dives.
Cayman Diving
69 North Church Street, George Town Tel: (345) 916 8487
Cayman Diving offers PADI courses, two-tank diving and snorkelling.
Deep Blue Divers
37 Seafarers Way, George Town Tel: (345) 916 1293
Email: info@deepbluediverscayman.com
Divetech
Lighthouse Point, West Bay Tel: (345) 925 1252 or www.divetech.com
Offers PADI courses, Discover Scuba Diving, two-tank boat trips, shore diving, night diving and trips to the USS Kittiwake.
Eden Rock Diving Center
124 South Church Street, George Town Tel: (345) 949 7243
Email: edenrockstaff@gmail.com
Great shore diving and snorkelling. Explore caves and tunnels just below the surface. Equipment rental and instruction available.
Ocean Frontiers Ltd.
344 Austin Conolly Drive, East End Tel: (345) 640 7500
Dive trips include a two-tank dive, a three-tank Kittiwake Wreck dive and UV glow night dives.
Sunset Divers at Sunset House Hotel
390 South Church Street, South Sound Tel: (345) 946 6789
Email: diveshop@sunsethouse.com www.sunsethouse.com/scuba-diving
Sunset Divers offers discounted resident courses, equipment rental, shore and two-tank boat diving or USS Kittiwake trips. They have a team of experienced, qualified and friendly dive instructors who are on hand to share their wealth of local hints and tips. Right from Sunset House you can dive or snorkel the Mermaid,
Nicholson Wreck and the Sunset House Reef, or you can go on a boat dive and explore further afield. They are a PADI 5 Star dive shop which teaches everything from Discover Scuba Diving all the way to professional courses, including Junior Divers 8 years and up. Plus, there is a great restaurant and bar on site with wonderful views of the sunset.
Seahorse Diving School
Tel: (345) 328 2778
Offers diving courses for children and teenagers.
Tortuga Divers
2289 Queen's Highway, East End Tel: (345) 947 2097
Offers daily two-tank wall dives, afternoon one-tank shallow dives and weekly night dives.
Wall to Wall Diving
Tel: (345) 916 6408
Offers PADI courses and dive trips on their two custom–built 36ft and 32ft boats. Maximum of eight divers per boat.
Underwater Photography Lessons
Given the incredible beauty of Cayman’s underwater world, many find themselves wanting to capture it in photographs. The Island offers an opportunity to learn all types of underwater photography, videography and digital image and video editing. Private and semi-private classes are available. Serious dive-certified photographers also have the option of completing their PADI Digital Photography and PADI Videography certifications.
Cathy Church’s Underwater Photo Centre
Sunset House, South Church Street, GT Tel: (345) 949 7415
www.cathychurch.com
Cathy Church’s offers individual or small group underwater photography lessons for all levels and cameras. You can choose to learn with either Cathy or a staff member and select the date, time and duration of the lesson. You can also add a shore dive to your package. They also offer a free mini lesson with underwater camera rental and a set-up lesson with a camera purchase. SEE AD PAGE 260, 319 & 451
for Kids & Teens
Everything to keep your kids active and entertained while making new friends! Including details on everything from playgrounds and parks to sporting events, cultural activities, playgroups, summer camps and indoor and outdoor activities.
Discovering ways to entertain and engage your children and teenagers can be a genuine challenge, regardless of your location. Despite its compact size, the close-knit community in the Cayman Islands provides an increasing array of age-appropriate activities for young residents. From sports to cultural and educational programmes, this chapter highlights a diverse range of recommended attractions that the entire family can enjoy. Additionally, when looking to book activities for your kids, check out the Explore Cayman magazine and website (www. explorecayman.com), as well as the Cayman Parent magazine and the ‘Things to Do’ section on the Cayman Parent website (www. caymanparent.com). Also, for Cayman’s most up-to-date guide for family and children’s events, download the What’s On Cayman app.
FAMILY OUTINGS
Although Cayman is fairly small, the welcoming community and idyllic weather encourage an active lifestyle. One of our all-time favourite outings is a North Sound boat trip with one of the local Caymanian charter boat companies: Cayman Eco Adventures (Tel: (345) 916 0503), Captain Bryan’s (email: captainbryans@candw. ky), Frank’s Watersports (Tel: (345) 945 5491) and Crazy Crab (Tel: (345) 927 2722). By organising trips with one of these local operators, you will have access to a wealth of Island knowledge and can customise your excursion to suit your family. Tour stops can
Photos courtesy of Cayman Rugby, Pampered
Ponies, Lisa Reid & Cayman Turtle Centre
include Stingray City, the Sandbar, Coral Gardens, the Barrier Reef and Kaibo. Not only can your tour be tailored to you, but you will also experience true Caymanian hospitality and meet some ‘Islanders’. If you have little thrill-seekers in the family, you may enjoy a trip to Stingray City and then continue to Rum Point by jet ski.
On a rough day, take your children to see the Blow Holes in East End and enjoy the exciting explosion of water when it passes quickly through underwater caverns and high into the air. Be careful on the iron shore and don’t forget to wear proper shoes and a swimsuit, as you can easily get wet if you stand close enough. While in East End, you can also stop at the Wreck of the Ten Sail Memorial to learn more about the historic shipwreck that occurred in 1794.
Another sea-based activity that is fun for the whole family is a bioluminescence tour by kayak or electric catamaran offered by Cayman Kayaks from Rum Point. They also offer a day kayak tour through the mangroves. For more information email: reservations@caymankayaks.com or visit www.caymankayaks.com. Refer to the Boating chapter for a list of other tour providers in Cayman. For more fun, Red Sail Sports offers paddleboarding, kayaks, and banana boat rides for kids beach parties (Tel: (345) 623 5965). Kids particularly love to ride with a group of their friends! Or swim with the dolphins at Dolphin Discovery (Tel: (345) 327 4742) in West Bay. Make sure to ask about their resident discounts.
For an amazing aerial experience of Cayman that covers the Island from North Sound and Stingray City to George Town and Seven Mile Beach, take a helicopter tour with Cayman Islands Helicopters. Tel: (345) 943 4354 to book.
Land-based activities for the whole family are almost endless. For children and their parents, the Cayman Islands National Museum offers a fascinating look into the natural and cultural history of the Cayman Islands. The Cayman Turtle Centre (SEE AD PAGE 411 & 458) in West Bay also offers unique opportunities for educational and interactive animal-based activities. Visitors
can enjoy bird, shark, turtle and crocodile feeding, a nature trail, snorkelling with turtles, the popular waterfalls and Turtle Twister waterslide. Once you have had your fill of wildlife, you can wander across the road for lunch at the Cracked Conch or Macabuca Tiki Bar (SEE AD PAGE 297)
Another worthwhile thing to do is a trip to the Queen Elizabeth II Botanic Park (SEE AD PAGE 465) in North Side, which is an engaging outing for the whole family. If you’re coming from the western side of the Island, you could also stop in at the Mission House in Bodden Town (open on Fridays and Saturdays from 10am-2pm) and Pedro St. James (SEE AD PAGE 317) in Savannah for a historical trip back in time. The Cayman Crystal Caves (SEE AD PAGE 410) are another fantastic activity. Tour some of Cayman’s most beautiful natural formations that were formed millions of years ago. Visit www.caymancrystalcaves.com to book.
You could also take the family to the National Gallery and enjoy a range of activities, including scavenger hunts, worksheets and guided tours based on the current exhibition schedule and the national collection. Guided tours can be booked in advance by emailing: info@ nationalgallery.org.ky. Admission is free.
In Camana Bay, you can take a walk, get a coffee, ride a bike, explore its beautifully landscaped areas and shop at various retail stores, such as Next Chapter (Tel: (345) 640 2665), which has a wonderful children’s room full of books, puzzles and toys. Young children will also love playing in the fountains and climbing the Observation Tower for a great panoramic view. There is always a good selection of movies at the cinema, as well as a great choice of restaurants for lunch.
For something a bit different, contact ATV Cayman for Cayman’s only off-road tour of Barker’s Beach and other lovely spots in the area. Kids aged 3-15 years old ride as passengers in the ATV. The cost per ATV for kids is CI$32 for locals and CI$40 for visitors. Email: vincent@atvcayman. com or WhatsApp: (345) 922 0366 to book a ride.
PLAYGROUNDS & PARKS
Some parks in Cayman have cabanas that can be reserved, free of charge, for parties and events. To view and reserve cabanas, visit https://app.univerusrec. com/cipwpub/ or contact the Public Lands Commission at (345) 946 7110. Refer to page 456 for a map of the following parks and playgrounds in Grand Cayman.
1. Scholars Park
As a popular site for children’s parties, this landscaped park is located down Stadium Drive and features a variety of play equipment set in a huge sandpit. Along with shady cabanas and barbecue pits, there are also restroom facilities and sizeable grassy areas.
2. Garvin Park
A small park with a sandbox, a jungle gym and restrooms, plus a dock by the sea.
3. Public Beach
Along with being on one of the most beautiful stretches of Seven Mile Beach, Public Beach has cabanas, restroom facilities, freshwater showers and a children’s playground. There is also a calisthenics park that features a variety of exercise bars and beams.
4. Windsor Park
Windsor Park is a popular spot for both children and adults, offering two climbing frames, swings, a full-size basketball court and open spaces for recreational activities, . The park also features shaded seating areas, making it an ideal location for gatherings and events.
5. Dart Family Park
Set amid shady, landscaped gardens are slides, climbing frames, an amphitheatre, gazebos and restroom facilities. The park is open daily from sunrise to sunset and houses the offices of the National Trust of the Cayman Islands (Tel: (345) 749 1121), which provide information and displays in relation to Cayman’s flora and fauna.
6. Airport Park
Kids and parents alike will get a kick out of watching aeroplanes from this frontrow vantage point adjacent to the Owen Roberts International Airport runway. This large park is full of see-saws, slides, rock mazes and big boulders to climb. There are parking and restroom facilities, along with cabanas to provide shade.
7. Newland Heights Park
The park includes a children's playset, sandpit area, basketball court, BBQ pit, landscaped sections, and a gazebo. Ideal for families and children to enjoy outdoor activities in a safe and welcoming setting.
8. Savannah/Newlands Playfield
A spacious park primarily designed for sports and recreational activities. Features a sand pit, a play set slides and a newly
9. Harold McCoy Sr. Park
Located in Gun Square next to the historic Mission House, this park has a large playground. A caboose and small Caymanian-style house make it a fascinating cultural experience for both adults and children.
10. Jerald Smith Park
Located on Hutland Road, these landscaped gardens provide a welcoming playground for the North Side community. Facilities include a slide and swing set, shaded picnic areas and restrooms.
11. Mastic Reserve & Trail
This is an educational nature trail, meandering through a variety of natural habitats. Great for older kids and teens.
Refer to the Activities for Adults chapter for more information.
12. Frank Sound Park
A well-loved community park that caters to a wide range of outdoor activities. The park includes a small play area, sandbox, swing set, grassy area and restrooms.
13. Queen Elizabeth II Botanic Park
The Queen Elizabeth II Botanic Park (SEE AD PAGE 465) is a wonderful area in Frank Sound for children to enjoy, with over 65 acres to explore. The Children’s Garden features climbing frames, the CNB splash pad, a discovery tower, larger-than-life sculptures, a maze, tunnels, grow zone, a sensory garden and so much more! There is also a picnic area and plenty of shade. Entry to the Botanic Park also includes access to the Blue Iguana Conservation Facility, where
5.
6. Foster's Airport Park: Dorcy Drive
1. Scholars Park: Birch Tree Hill Road
2. Garvin Park: Garvin Road
3. Seven Mile Beach Park: Next to Seven Mile Public Beach
4. Windsor Park: Corner of Mango Turn and Hawkins Drive
Dart Family Park: South Church Street
7. Newland Heights Park: Hemlock Way
8. Savannah/Newlands Playfield: Pedro Castle Road
9. Harold McCoy Sr. Park: Gun Square Road
10. Jerald Smith Park: Hutland Road
11. Mastic Trail: Mastic Road, Off Frank Sound Road 12. Frank Sound Park: Off Frank Sound Road 13. Queen Elizabeth II Botanic Park: Frank Sound Road
14. Captain George Dixon Park: Sea View Road
MAP OF PLAYGROUNDS & PARKS IN GRAND CAYMAN
families can meet and learn about the endangered Blue Iguana, as well as enjoy a self-guided nature walk. See the Activities for Adults chapter for more details.
14.
Captain George Dixon Park
This park provides play facilities, a slide, shaded picnic areas, water fountains, a BBQ area and restrooms, making it a great spot for relaxing by the sea.
INDOOR FACILITIES
The Arts & Recreation Centre (ARC)
Located next to Camana Bay, this indoor facility can be rented outside of school hours for sports, events and activities. To make a booking or enquiry, call (345) 640 2878 or email: cbsc@camanabay.com.
Camp Seafire
Located at the Kimpton Seafire Resort and Spa, Camp Seafire is the perfect fun filled, flexible childcare choice for kids aged five to 12 years old. Designed to accommodate school holidays, bank holidays, brunch babysitting and more, Camp Seafire offers well-planned hourly, half-day, full-day and weekly programmes. The camps offer creative themes, water sports activities and arts and crafts, as well as games and bespoke events. Note that children need to be potty trained to attend camp. For all bookings and questions please email: campseafire@seafireresortandspa.com.
Cayman Islands National Museum
The Cayman Islands National Museum houses Cayman’s National Collection and artefacts, including boats, furniture, textiles, paintings and ceramics, and is an interesting look into Cayman’s traditions, culture and natural history. Many of the museum’s exhibits are interactive and innovative and will be fascinating to children. An exciting addition to the National Museum is an animatronic figure of Caymanian civil servant, lawyer and politician, Miss Annie Huldah Bodden. For more information, visit www.museum. ky or Tel: (345) 949 8368.
Cinema
Camana Bay Cinema (Tel: (345) 640 3456) is Cayman’s state-of-the-art movie theatre. See the Cinema & Outdoor Movies section in this chapter for more information.
My First Gym
My First Gym offers a comprehensive fitness experience for children aged 0-15 years. It features over 60 diverse classes including gymnastics, martial arts, and dance. For more information, visit www. myfirstgymcayman.com.
King’s Sports Centre (KSC)
This 36,000sq ft facility on Crewe Road in George Town offers activities and facilities such as a multi-purpose sports rink, a bowling alley, a rock climbing wall, squash courts, aerobics classes, and much more. KSC also holds children’s birthday parties and children’s roller-skating afternoons every week. Tel: (345) 946 5464 or email: kings@candw.ky. They also run a summer camp where children participate in sports activities and arts and crafts and learn debating skills. Refer to the Cayman Parent website (www.caymanparent.com) for more information.
Laser Tag
Laser tag is an exciting recreational shooting sport that is perfect for anyone looking for a fun and exhilarating outing with family or friends. Strike Zone House of Fun, located in Cannon Place, is Cayman’s first laser tag arena and is great for the entire family (ages six and up). It is the perfect activity for rainy days, birthday parties and corporate events. Tel: (345) 623 4040 or visit www. strikezonehouseoffun.com for more information.
Lil’ Monkeys Indoor Playground & Café
Located on Shedden Road, Lil’ Monkeys Indoor Playground & Café is an indoor playground designed for children aged six months to eight years, featuring a huge, padded area for toddlers to enjoy, as well as a jungle gym, climbers, kitchen playsets,
playhouses and ride-ons. They also offer snacks and drinks for purchase in the cafe and host birthday parties. Children must wear socks once inside the play area. Tel: (345) 929 5737.
Motions Unlimited
Located at 150 Sparky Drive in Industrial Park, Motions Unlimited is a state-of-the art facility with gymnastics equipment for children and teens, along with a party room and snack bar. They have a full weekly schedule of classes for children from 18 months and up. Their toddler play day sessions on Wednesdays, Thursdays, Fridays and Saturdays are extremely popular and are a great way to meet other parents while your children run about and let off steam. The sessions, which are for children aged 18 months to six years, are run on Wednesdays and Thursdays 10.30am-12pm, and Saturdays 8.30am-10am. These cost CI$20 per child and CI$35 for two siblings, and you must purchase a package of 10 visits in advance. Your 11th visit will be free. During Halloween, they host ‘Super Spooky Saturday’, and during Easter, they have a ‘Spring Fling’, both from 6pm-9pm on a Saturday evening for kids over four years old. All participants must be registered members on the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. Tel: (345)749 8365 or email: reception@ motionsunlimited.com for more details.
The Rec Room Kids
The Rec Room Kids is a soft play facility where parents will find an inclusive, safe and fun space for children, which integrates movement, imagination and play. This multi-sensory soft play facility and event space, suitable for children up to 10 years old, aims to provide the Cayman Islands with an inspirational and educational area where parents can bring their children for hours of fun and excitement. Located in The Grove, 1358 West Bay Road. Tel: (345) 749 3624 or visit www.therecroomgym.com.
Blue Iguana Safari
See the Activities for Adults chapter for information.
Camana Bay
Camana Bay’s town centre is a delightful place to take a stroll with your children. It offers wide shady avenues, landscaped courtyards with water features, fountains for children to play in and benches to sit on. Climb the Observation Tower, one of the tallest buildings on Grand Cayman at 75ft (lifts are also available), for panoramic views of the Island. The bookstore, Next Chapter, has a great kids’ section filled with plenty of books and toys to choose from.
Cayman Parrot Sanctuary
A friendly, interactive and educational experience, the Cayman Parrot Sanctuary on Austin Conolly Drive in East End, features a variety of animals, including some native to Cayman. Their animals include Cayman
parrots, parakeets, agoutis, guinea pigs, rabbits, hermit crabs, hickatees, a Cayman racer snake and a Cayman dwarf boa. The sanctuary is closed on Monday and Tuesday, but open Wednesday-Sunday from 9am-4pm. Admission for adults is CI$16 and for children 15 years and under is CI$10, with free admission for seniors over 65 and children under two years. Tel: (345) 936 4400.
Cayman Turtle Centre
Located in West Bay, Cayman Turtle Centre offers guests a variety of unique experiences. Learn about and observe sea turtles up close, swim or snorkel with yearling green sea turtles and other colourful marine life, experience hand-feeding birds in the Caribbean Aviary or watch the predator reef feeding frenzy. Eat lunch at the restaurant overlooking the lagoon where the resident peacock family hang out and then swim in the Island’s largest pool with its two waterfalls, underwater viewing panel and Turtle Twister water slide. The resident rate
for adults is CI$15 and CI$10 for children 12 years and under, with free admission for children two years and under. For more information and opening hours, Tel: (345) 949 3894, email: info@turtle.ky or visit www.turtle.ky. SEE AD THIS PAGE & 411
Cayman Crystal Caves
Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. When you visit Cayman Crystal Caves, you will be escorted by a knowledgeable tour guide and join them on an adventure of “Cayman Down Under”. You will venture into amazing caves where you will see stalactite and stalagmite crystal structures and otherworldly formations formed by single drops of water and the slow passage of time. Tour the unique tropical forest under which the caves formed. Amongst the forest and caves are captivating tropical plant and animal life, including strangler balsam trees, air plants, parrots and bats. Tours are approximately one-and-a-half hours and take you through the surrounding tropical forest area and three spectacular caves. Guests must be able to walk up the stairs unaided for this tour. Please bring comfortable attire for warm weather and walking shoes. On-site facilities include a snack and gift store. Visit their Tree House Restaurant & Bar, open seven days a week from 9am to 5pm. The restaurant is open to guests who are not on the tour. Pre-booking is required for all tours. Book online at www. caymancrystalcaves.com. Open seven days a week, with tours running from 9am-4pm. Adults US$45, children 12 and under US$35 (does not include transportation to or from the Caves). Tel: (345) 949 2283 or email: info@caymancrystalcaves.com.
SEE AD PAGE 410
Dolphin Encounters
Dolphin Discovery (Tel: (345) 327 4742) is located adjacent to the Cayman Turtle Centre in West Bay. They offer three different programmes starting at US$129 for adults and US$109 for kids under 12
years old. Resident rates are also available, and with proof of identification, residents can receive 50% off their packages. If a resident brings a visitor, the visitor will also receive a discount of 25%.
Fountain Play
Camana Bay has two wonderful fountains that children love, one for toddlers that is shaded, quite gentle and can be found next to the Camana Bay Cinema, and the other on The Crescent with powerful and exciting jets that come to life in a big way every ten minutes. The Cayman Turtle Centre (SEE AD OPPOSITE PAGE) offers two waterfalls, a large pool and the exciting Turtle Twister waterslide, which is 15ft high and 100ft long. It is great fun and loved by children and adults alike! Tel: (345) 949 3894 or visit www.turtle.ky. Starfish Cay Water Park, located at The Ritz-Carlton, Grand Cayman, is home to waterslides, fountains and a giant water bucket. All children under ten years of age must be accompanied by an adult and supervised at all times. Starfish Cay is open to residents with the purchase of a day pass from Ambassadors of the Environment located at the resort. Private birthday party bookings are also available. For more information, call (345) 815 6120 or visit www.ritzcarlton.com/grandcayman. Located adjacent to the Kimpton Seafire Resort and Spa, the SPLASH at Seafire is a 14,000sq ft splash park designed for use by children 12 and under with adult supervision. The park is open from 10am4pm daily for guests of the hotel and also for residents if there is availability. Visit their website (seafire.idaypass.com) where you can check for an opening and book a day pass at a cost of CI$25 per person, kids under two are complimentary.
Kids will also love the CNB Splash Pad located in the Children’s Garden at the Queen Elizabeth II Botanic Park (SEE AD PAGE 465) . They will also discover climbing frames, a discovery tower, larger-than-life animal sculptures, a maze, tunnels, grow zone, sensory garden and so much more! For more information, call (345) 947 9462 or visit www.botanic-park.ky.
Ambassadors of the Environment
Learn from Cousteau-trained naturalists about Cayman’s natural wonders with eco-adventure activities offered to adults, children and business groups through Jean-Michel Cousteau’s Ambassadors of the Environment programme at The RitzCarlton, Grand Cayman. Activities include everything from shipwreck snorkelling and mangrove kayak explorations to photography, arts and crafts and science experiments. The activities are fun for all and are also offered as after-school activities, along with summer and fall camps. Tel: (345) 815 6120 or email: caymanambassadors@ritzcarlton.com for more information.
Paddleboarding
A beginner friendly and fun activity, paddleboarding is the perfect activity for both young kids and teens to get outdoors and enjoy the ocean and sunshine. Paddleboards can be rented from Cayman Stand Up Paddle Co. Ltd. (Tel: (345) 938 4787), Paradise Paddle (Tel: (345) 526 1111) or White Sand Water Sports (Tel: (345) 926 7263).
Pedro St. James (Savannah)
Step into the 18th century at Pedro St. James, affectionately known as ‘Pedro Castle’ by the locals. This historic Great House in Savannah offers an immersive experience for visitors of all ages, making it an ideal destination for learning about the early history of the Cayman Islands. With a multi-sensory movie theatre, a variety of 18th-century artefacts and a rich history to learn about, this experience truly is a “step back in time” that will stimulate any child’s imagination. Ask for the ‘Nature and History Trail Hunt’ or the history quiz if you want to challenge your little ones or test your knowledge with a fun and educational quiz. With lots of green space, activities and the Thatch & Barrel restaurant serving tasty bites, your children are guaranteed to have a fun time at Pedro St. James (SEE AD PAGE 317) . It is also a great place to hold kids’ parties. Located in Savannah,
Pedro St. James is just a 20-minute drive from George Town and is open daily from 8.30am-5pm. Resident rates are CI$10 for adults and admission is free for seniors 65+ and children three and under. A valid ID is required for resident rates. For more information, Tel: (345) 947 3329 or email: events@pedrostjames.ky.
Submarine Tours
Enjoy a tour of the beautiful underwater world with Nautilus: The Undersea Tour and Allura Catamaran This semi-submerged airconditioned observatory offers an exciting and educational experience with a marine expert sharing the history of shipwrecks the Cali and the Balboa. At Cheeseburger Reef, enjoy the colourful coral while their divers feed the fish outside your window. To book a tour, call (345) 945 1355 or WhatsApp (345) 926 3662. DownUnder Submarines has a 64ft Subcat which features 14 glass view ports and takes passengers down to 100ft. For more information, email admin@ downundersubmarines.com.
The Humane Society
The Cayman Islands Humane Society is located at 153 North Sound Road, next to A. L. Thompson’s at the Butterfield roundabout. Volunteers are always needed for dog walking, pet grooming and dog and cat socialising. They operate an excellent second-hand bookstore (the Book Loft) and a thrift shop. Local families are encouraged to consider adopting a dog from them as an alternative to shipping in a dog from overseas or buying from a breeder. Tel: (345) 949 1461 or visit www. caymanhumane.org for more information on how you can help.
SPORTS
There is a diverse range of sports offerings on-Island, whether your child wants to be a hardcore athlete or simply part of a team
Athletics
Cayman has a vibrant athletics community with events held throughout the year. Cayman Athletics is the governing body
for athletics in the Cayman Islands and they promote, develop and encourage participation in athletics at all levels throughout the Island, regardless of age, gender or race. Training sessions are held daily in the afternoon at the Truman Bodden Sports Complex (TBSC). Other track and field clubs at the TBSC are also welcoming and inclusive. You can reach out to the following clubs: Speed Athletics meet at the TBSC every Monday-Thursday at 4.30pm for a two-hour programme. They accept children from the age of four. Call Coach Porter, Tel: (345) 525 2793 or email: speedathleticstrackclub@gmail. com. Hy-Tech Tigers TFC is run by Coach Williams, who is also the National Track and Field Coach. They meet MondayThursday at 3pm and on Saturday mornings at 8am at the TBSC. Age groups range from six to senior. Events offered include sprints, hurdles, middle and long distance, high, long and triple jump, discus, shot put and javelin. Tel: (345) 925 1943 or email: hytechtrackclub@ gmail.com. Falcon Athletics is dedicated to training athletes aged 10 to 20 years old, They train three to five days per week at the TBSC and training days determined by age groups. There is currently a waiting list for those interested in joining. Email: falconathleticsky@gmail.com. Finally, Mustang Track Club which is open for ages five and up, including adults. They train Monday-Thursday from 3.30pm-5.30pm at the TBSC. Tel: (345) 925 6917.
Ballet
See the Dance section in this chapter for more information.
Baseball/Softball
The Cayman Islands Little League has offered baseball and softball programmes for Cayman’s youth for more than 30 years. Located on the corner of Aspiration Drive and Fairbanks Road, they play at the Dart Field of Dreams. The Cayman Islands Little League is operated by the YMCA and is open to children from 4-18 years of age. If you are looking for a safe environment that
emphasises teamwork, good sportsmanship and learning the art of competition, visit www.ymcacayman.ky/ybs. Tel: (345) 916 5643 or email: info@littleleague.ky for more information.
Basketball
The Cayman Islands Basketball Association (CIBA) has eight national programmes for which athletes are prepared for regional and national competitions during the year. Athletes for these programmes are selected through the Talent ID programme. CIBA currently has ten leagues: U12, U14, U16, U19 and Senior separated by gender. They also host a Basketball Academy on Saturday mornings during the school period at the First Baptist Christian School gymnasium for three age groups: ages 7-9 years, ages 10-12 years and ages 13-16 years. They also offer a Youth Development Training Programme for ages 10-16 (male and female) and this takes place on Thursdays and Fridays from 3.30pm-5.30pm at the Kings Sports Centre at a cost of CI$25 per month. For more information, call Coach Voot O’Garoo, Tel: (345) 916 5083, email: info@caymanbasketball.com or visit www.caymanbasketball.com. ACX Basketball provides training for kids aged 6-15 years old, focusing on basketball skills and personal growth through a gamesbased approach. For more information, email: letsplay@acxbasketball.com or call/ WhatsApp (345) 322 2925.
Boxing
In collaboration with the YMCA, The Cayman Islands Boxing Association runs an extended after-school amateur boxing programme for children aged seven and up at the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. Kids can use the facilities on weekdays from 3.30pm-5pm, while being coached. The coaches keep kids active, training them in the fundamentals of boxing while maintaining their fitness levels and teaching discipline. For youths in the afterschool programme who would like to box competitively, they also have a Youth Squad
National Training Programme. Email: info@cibaky.com or visit www.cibaky.com for more information.
Cricket
Cayman Cricket organises competitions for primary and secondary schools (May to June) and summer camps in July and August. Cricket practice for U15 and U19 girls and boys is held on Saturday mornings from 9.30am to 12pm and Sundays from 3pm to 5.30pm, through its youth academy during the school year. For more information, email: secretary@ caymancricket.ky or call David Bernard on (345) 517 9328. Kwik Cricket is run by a local cricket club, the Village Greenies. There is one group for 4-8 year olds and another for 9-11 year olds. It is held on Saturday mornings from 8.30am to 9.45am in the summer term. The younger kids play at Cayman Prep Junior School on Smith Road, and the older kids play at the cricket field at the Smith Road Cricket Oval. The cost is CI$25 per term this season. Please WhatsApp Matthew Walker on (345) 526 6039 for more information.
CrossFit
School of Fitness, in the Cayman Technology Centre, also runs a kids’ CrossFit camp on Saturdays at 12pm. Call (345) 916 0171 for more information.
Dance
Dance is offered in many local studios. Centre Pointe Ltd. offers a wide variety of dance and performance classes for individuals of all ages, starting from nine months old through to adults. Located at Alissta Towers on North Sound Road, their classes cover various dance genres including Jazz, Tap, Contemporary, Irish, Musical Theatre, Acapella, Hip-Hop, Acrobatic, Soca, and more. They also have special programs designed for Early Years Students such as Zumbini, Ballet and Centre Pointe’s very own Fine Arts Club. Email: centrepointedance@gmail.com or Tel: (345) 926 5889 or (345) 926 9603. KRI Performing Arts School, run by Kirk Rowe
at 98 Shedden Road, has classes for kids, juniors, teens and adults. Dances include salsa, jazz, modern, hip-hop, contemporary, belly-dancing, Afro-Caribbean and reggae. Contact Kirk, Tel: (345) 924 4089. The Radiance Dance Studio, located in Countryside Shopping Village, offers a variety of fun and exciting dance classes for children aged 3-17 years old. Dancers can learn AcroDance, Ballet Foundations, Body Conditioning, Caribbean Rhythms, Creative Movement, Hip Hop, Jazz Fusion, Modern Contemporary and more. There are performing opportunities throughout the year including an annual Christmas and End-of-Year production. For more information, email: info@radiance.ky, call (345) 916 0146 or visit www.radiance. ky. Bailamos Dance Studio, located in the Barnett Building on 24 Huldah Avenue, offers a range of dance classes for all ages. Tel: (345) 917 7832 for more information. Spark! School of Performing Arts offers dance in relation to their musical theatre and performing arts classes. For more information and to register, see www. sparkcayman.com or call (345) 929 2190.
Diving
Local dive centres offer a Junior Open Water Diver certification as young as 10 years old. At Red Sail Sports, children aged 8-9 years can participate in the bubblemaker course. This is an opportunity to try real scuba diving in a pool. Resident discounts are available. Tel: (345) 623 5965 for more information. Divetech offers scuba diving activities for kids aged 5-9 and certifications for kids aged 10 years and up. For more information, Tel: (345) 946 5658, email: info@divetech.com or visit www.divetech.com. For more information on all things diving, make sure to see our Diving chapter.
Flag Football
Flag football is gaining popularity on the Island and follows the basic rules of American or Canadian football. The Cayman Islands Flag Football Association (CIFFA) runs a popular Youth Flag Football
League for boys and girls aged 7-19. For more information, email: ciffa345@gmail. com or message them on Instagram (@ ciffayouthky).
Football/Soccer
Academy Sports Club runs a youth football programme for boys and girls aged 10-19. The club has football activities all year round and is one of the most successful youth football teams in the country. Their goal is the development of excellence in football while fostering personal integrity, leadership skills, community awareness and commitment to academic success. They are located at the Academy Sports Club on Outpost Street in George Town. Tel: (345) 924 8137 email: coaches@academysportsclub.ky or visit www.academysportsclub.ky for more information. The Cayman Islands Football Association (CIFA) youth season runs from September to May. Teams are friendly and welcoming to new players. Leagues include U8, U10, U12, U14, U16 and U18. For further information, contact the CIFA office on (345) 749 5775 or email: cayman.fa.gs@gmail.com. Sunset Football Club provides football for all ages. Coaching sessions for boys aged 5-10 are held on Sunday mornings 8am-10.30am and Saturday mornings for girls aged 5-10 from 8.30am-9.30am, both at the Camana Bay Sports Complex. There is also midweek training for boys and girls U8 to U18, as well as men’s and women’s teams. Contact either Paul Macey at pmacey@usarisk.ky or Gareth Thacker at garethjthacker@gmail. com. For any of the girls’ programmes, contact Gisela Gamba at gisela.gamba@ gmail.com or visit www.sunsetfootballclub. com. Excel Sports Management is a leading youth football development programme on-Island. Their UEFA-qualified coaches hold after-school coaching sessions designed to increase individual players’ confidence and skill. In addition, they also offer private/semi-private lessons, camps, overseas tours and trial opportunities for players identified as ‘talented’. For more information, visit www.esmcayman.ky or
Tel: (345) 925 4347. Established in 2017, Total Soccer Cayman programming is offered for children in the ages 3.5 to 18 years old. Inspired by the Dutch Football Vision, their goal is to help children become skilled and creative decision makers on the field. For more information, visit: www. totalsoccercayman.com or email: info@ totalsoccercayman.com. The YMCA host the YMCA Youth Football Academy at the Dart Field of Dreams for U6 and U8, and it runs from September to December. They meet Wednesday evenings to practice skills, and games are held on Saturday mornings. To book your child’s spot, you must register on the YMCA Cayman website.
Golf
The North Sound Golf Club offers private and group lessons, from age 5, with PGA professionals. Visit www.northsoundclub. com or Tel: (345) 947 4653 to book a time slot or for more information. Cayman Golf Lab is Cayman’s largest indoor golf facility with three large golf simulators and a 600sq ft putting green. They offer after school and weekend junior golf classes, as well as private sessions for golfers of all ages. They also offer birthday parties for up to 16 people. Tel: (345) 938 5484, email: info@caymangolflab.com or visit www. caymangolflab.com.
Gymnastics
The Cayman Islands is a member of the International Gymnastics Federation, the international governing body for gymnastics. This allows for local gymnasts to represent Cayman at international events. Motions Unlimited has experienced coaches and state-of-the-art gymnastics equipment for children, including a trampoline, zip line and a 40ft long tumble track. See the Having a Baby chapter for details on their Toddler Play Days. For additional information, Tel: (345) 749 8365 or email: reception@motionsunlimited. com. Quinntessential Movement offers kids and youth recreational aerial classes that are fun and unique. Classes help with strength, balance, coordination, focus
and control. For the even younger ones, they offer Me and My Shadow music and dance classes. Tel: (345) 745 8973 or email: info@qmovement.dance.
Hockey (Inline Roller Hockey)
King’s Sports Centre offers a diverse hockey programme for children ages 6-14 years old. Kids are taught to skate with fun skating drills and games. Children should have their own roller blades (hockey), helmets and other protective equipment, such as elbow and knee pads. Used hockey equipment is also available for certain items and can be borrowed for the season. The cost of participation on a team varies from CI$200-CI$650 per season. Skating camps are also held during school holidays. For more information, Tel: (345) 946 5464 or email: caymankingshockey@gmail.com.
SEE AD PAGE 434
Horseback Riding
Cayman Riding School offers a full boarding facility and riding lessons for adults and children in show jumping, dressage and cross-country with BHS and FEI-qualified instructors who are also trained in airst aid (an AED is on site). Their Tiny Trotter programme offers lessons to children from four years old and they are affiliated with the British Pony Club. Pony Rides are offered on a Saturday Morning and the children’s farm is available for private functions and birthday parties. Tel: (345) 926 7669 or email: Caymanridingschool@ gmail.com. The Equestrian Center (Tel: (345) 516 1751 or (345) 916 7151 or email: info@equestriancenter.ky), located off the Linford Pierson Highway, is a registered overseas centre with the UK Pony Club and members are able to start from five years old. They offer riding lessons and advanced instruction in dressage and show jumping, as well as a ‘Pony Park’ every Saturday morning from 9am-10.30am in the upper field where children can have pony rides for CI$5 and also meet the goats, the miniature donkey and horse. Spirit of the West (Tel: (345) 916 6488 or www. caymanbeachrides.com) offers private and
group horseback beach rides along Barkers Beach in West Bay, as well as longer ‘ride and swim’ expeditions. Their minimum age for their beach ride is eight and for the swim ride it is 14. Pampered Ponies (Tel: (345) 916 2540 or www.ponies.ky) offers morning, midday and afternoon beach treks or swim rides along Cayman's nature trails and remote beaches. The minimum age for the swim ride is eight and for their beach trek it is six. They only allow one child per excursion as riders must be accompanied by a tour guide.
King Pin Bowling (Red Bay)
Cayman’s only ten-pin bowling alley at King’s Sports Centre on Crewe Road has four bowling lanes (accommodating up to 24 bowlers in total), as well as a lounge and bar area. Lanes can be reserved for parties and birthday packages are available. For more information, Tel: (345) 946 2695 or email: kingpinbowling@candw.ky.
Kiteboarding
The popularity of kiteboarding among adults and teens has grown rapidly on the Island. Children must be 10 years of age or older (or younger, depending on water confidence level). For more information on private and group lessons, contact Kitesurf Cayman on (345) 916 5483.
Leisure Activities with Additional Supports
Special Olympics Cayman Islands offers a variety of sports training for children and adults with intellectual disabilities. To learn more about their current programmes and offerings, visit www.soci.ky or follow them on Facebook and Instagram.
Martial Arts
The Cayman Islands National Karate-Do Association is the official association for traditional Japanese Karate-Do in the Cayman Islands and is sanctioned by the Cayman Islands Olympic Committee. For those wanting to compete internationally and train with the national team, Cayman Associated School of Karate (CASK) run
special competition classes out of the King’s Sports Centre in Red Bay. They also offer traditional wado-style Karate classes, as well as a Tai Chi programme, to youth (from age four) and adults. For more information or a free trial, Tel: (345) 925 3367 or visit www.caskcayman.com. The Purple Dragon School of Martial Arts (PDSMA) is located on the 2nd Floor of the Reliable Industries Building, 313 Compass Drive. They offer afternoon and weekend classes for children ages four and older, as well as for adults. Purple Dragon teaches the martial arts system called Don Jitsu Ryu and offers a free introductory lesson. Tel: (345) 946 1241 for more information. The Academy Grand Cayman, located in Cannon Place, specialises in Brazilian Jiu-Jitsu and offers classes for children aged 4-15 years from 3.30pm onwards on Monday-Thursday. Children 16 and older join the adult classes. Email: info@theacademy.ky or Tel: (345) 323 9778 for further information. For lessons in Taekwondo, go to the Cayman Taekwondo Academy (Tel: (345) 328 5006). They offer an after-school programme for children aged 3-7 on Monday to Friday from 3.30pm-5.30pm, which includes homework assistance and kids Taekwondo. The focus is on discipline. Taekwondo classes are also offered to children aged 7-13 at their Eastern Avenue location and classes for children aged 13 to adult at the ARC at Camana Bay location. Active Karate, located in The Montessori School of Cayman, specialises in teaching Kenpo, a dynamic martial arts style. Tel: (345) 916 4876 or email: info@active-ky.com for more information. Finally, the Cayman Fight Factory offers mixed martial arts and fitness classes, including boxing, kickboxing and personal training to anyone over the age of 16. Tel: (345) 922 0538.
Netball
The Cayman Islands Netball Association has a number of netball leagues, including an U12, U14 and U16 league, as well as an adults league, and for children aged 5-10, there is the ‘Turtle Netters’ league. They meet up to play games on Saturday
mornings. Netball is a very popular sport in Cayman with all the schools, public and private, playing it. If you’d like to get involved, call Lucille Seymour on (345) 916 1944, email: caymannetball@yahoo. com or visit www.caymannetball.com for more information. Cayman Fury Netball Club is a nonprofit organisation, led by experienced coaches. They provide more opportunities for girls to play and develop their netball skills and prepare players to compete internationally for the club. Programmes are offered to girls of all skill levels in school grades 4 to 7/school years 5 to 8. Email: caymanfury@netball.ky or visit www.netball.ky.
Parkour
Parkour is a training discipline that uses movements developed from military obstacle course training. Motions Unlimited offers this programme to experienced participants aged eight years and older on Mondays and Wednesdays. You must be a registered member on the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. To learn more or register your child, email: reception@motionsunlimited. com.
Pickleball
Pickleball Cayman, located opposite the Cricket Pitch by the airport, offers 12 shaded floodlit courts and 12 open-air floodlit courts. Professional trainers are onhand to provide private and group training for beginners or advanced players, as well as after-school programmes and holiday camps for kids. To book a court, visit www. pickleball.ky. The Courts at the Ritz-Carlton, Grand Cayman have five pickleball courts available to book. For more information, email: grandcaymantennis@ritzcarlton. com or call (345) 323 0049. You can also book courts at The Grand Caymanian Resort (Tel: (345) 949 3100), the Camana Bay Sports Complex (Tel: (345) 640 2878), Cayman Islands Tennis Club (www.tennis.ky) and the Cayman Pickleball & Tennis Academy (Tel: (345) 516 0300).
Roller & Inline Skating
Old-fashioned roller skating is great fun and can be done alongside inline skaters every weekend at King’s Sports Centre (SEE AD PAGE 434) . Family skating is on Saturdays from 4.30pm-7pm for CI$8, and skate nights also run Saturday from 7pm-10pm for CI$10. On Sunday, skating from 1pm-4pm costs CI$8 if you don’t have your own skates, but is reduced to CI$5 if you bring your own. Make sure you don’t forget your socks! Call (345) 946 5464 or visit www.kingssportscentre.com for more information. Refer to the Hockey section for details on the inline roller hockey league for kids. You can also look at the Hockey sections (field, roller and ball) in the Sports & Fitness chapter.
Rugby
The Rugby Club The Rugby Club in South Sound holds the Maples Group Junior Rugby Community Programme for girls and boys aged 3-16 years old on Saturdays 8am-12pm and Sundays 10am-12pm from November to May. Artex and Maples Group academies are held on Monday, Tuesday, Wednesday and Thursday 3.30pm-4.30pm from November to June. For information about these or U19 training sessions, contact Caroline Deegan at caroline. deegan@caymanrugby.com, Tel: (345) 525 6743 or visit www.caymanrugby.com.
SEE AD PAGE 435
Sailing
The Cayman Islands Sailing Club runs various sailing training programmes for kids aged six and up. Programmes run after school from 3.30pm-5.30pm Wednesday to Friday, and on weekends during the school term. The club also hosts popular all-day camps during school holidays with exciting ‘sailing away’ days. Their training boats range from the Pico and Optimist to the Hartley range. If you are interested in a membership, visit www.sailing.ky, email: admin@sailing.ky or visit the Cayman Islands Sailing Club and the National Sailing Centre Facebook pages.
SEE AD PAGE 416
Snorkelling
Cayman is popular for its underwater scenery and snorkelling can be done from any shore access point. Refer to the Diving chapter for the best snorkelling spots.
Squash
The Squash Club has a thriving after-school junior programme. They also offer lessons for children, along with beginner and intermediate adult programmes for the community, not just members. Tel: (345) 526 5052 or email: info@squash.ky. See also the Sports & Fitness chapter for more details.
Surfing
Damian Davis, otherwise known as “Damo”, offers private and small group lessons for those interested in experiencing stand-up paddleboarding, surfing, or wind foiling. Lessons are suitable for children aged eight and above, as well as adults. Also offers mangrove eco tours for a unique nature exploration experience. Tel/WhatsApp: (345) 938 4787. Mica Koll also offers surfing camps in the school holidays to children aged eight and up. Call or WhatsApp: (345) 927 8690 or email: micabeach@ gmail.com. His camps get booked up months in advance.
Swimming
The Cayman Islands Aquatic Sports Association (CIASA) is dedicated to the promotion and development of aquatic sports in Cayman. Membership of CIASA connects you to an active aquatic community and opportunities to participate in a variety of aquatic activities and camps. Visit their website (www.caymanaquatics.com) to find a list of registered clubs and swim schools or email: ciasaboard@gmail.com and ciasa@ciasa.ky for more information. Laura Ribbins and the Fitness Connection (SEE AD PAGE 433) team are celebrating 35+ years of being a swim school in Grand Cayman. They offer a wide variety of programmes for all ages and abilities with both on-site and mobile instruction. Private lessons, group classes and intensive ‘Learn to Swim’ and ‘Stroke Improvement’
programmes for adults, as well as babies, toddlers and kids are available. Water polo and competitive swimming sessions are available for individual and group training in a 25-meter pool. They also host very popular camps for children aged 4 to 10. For more information, Tel: (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky. Thrive Fit (Tel: (345) 938 1113) offers mobile swimming, yoga and fitness classes for children aged six months and upwards, as well as movement classes for preschool-aged children. They teach water safety, skill development and stroke improvement. Junior Lifeguard Certifications are also available. They also provide lifeguarding at birthday parties and CPR/AED certification. Sky Blue Aquatics offers swimming lessons from age four months to adult in the comfort and convenience of your pool. Whether it be a house, hotel or condo, they come to you. Their certified and experienced instructors specialise in customising lessons to your needs and focus heavily on water safety. Private, semi-private and small group lessons provide a productive learning environment. Tel: (345) 916 0054 or email: info@skyblueaquatics.com. They also have a registered non-profit organisation that offers subsidised swimming lessons to nannies and caregivers. The Stingray Swim Club is a competitive swim club that offers lessons and coaching to swimmers of all ages and abilities. They are based out of the Lions Aquatic Centre, located on Olympic Way in George Town. Visit www.caymanswimming.com or email: headcoach@stingrayswimclub.ky. The Camana Bay Aquatic Club (CBAC) is Cayman’s largest swim program that caters to all levels and abilities; from beginner to elite swimmers representing Cayman on the National Team. They offer high-quality professional coaching and technique instruction in their year-round programs. To schedule a free assessment or get more information, email: info@cbac.ky or visit www.cbac.ky.
CBAC Artistic Swimming is Cayman’s first competitive synchronized swimming team and is open to all confident swimmers ages
five and up. Water shows, skill badges, and international competitions are all a part of their programme. For information or to schedule an introductory session, email: synchro@cbac.ky or visit www.cbac.ky.
Swim Teams (Competitive)
The level of competitive swimming in the Cayman Islands is really strong and we have a history of sending athletes to national and international swimming competitions, including the Olympics. If you are interested in joining a swim team, then they will usually accept children from age eight. The child will be assessed and then grouped based on ability, not age. The following groups are very active in Cayman: The Stingray Swim Club (Tel: (345) 323 2271, email: headcoach@stingrayswimclub.ky, www.caymanswimming.com), Seven Mile Swimmers (Tel: (345) 323 9512, email: smsboarddirectors@gmail.com, www. sevenmileswimmers.com), the Camana Bay Aquatic Club (email: info@cbac.ky or visit www.cbac.ky), the John Gray High School Swim Team and the Brac Barracudas on Cayman Brac.
Tennis
The Cayman Islands Tennis Club (CITC) has several membership options and professionals who provide lessons for all ages. CITC offers an after-school programme from September-June and Junior Tennis Camps over the school breaks. For information, Tel: (345) 949 9464 or email: tennis@tennis.ky. For regular updates, visit www.tennis.ky. Cayman Pickleball & Tennis Academy, located at 1960 West Bay Road, offers tennis to children from ages three and up. Lessons can be scheduled before and after school, on weekdays and weekends, starting at CI$75-CI$90 for a 45-minutes to one hour private lesson. Private and group lessons are available and your child can slot in with a group, or you can get a group of friends together and schedule your own time. Courses run for the duration of the school term. Tennis and Pickleball camps are held during school midterms, Easter,
Christmas and summer holidays. Email: caymantennisacademy@gmail.com or Tel: (345) 516 0300 for more information. At The Courts at the Ritz-Carlton, Grand Cayman, professionally coached, private or semiprivate lessons are offered. Programmes offered include after school ‘Tiger Tennis’, including Tigers (age three), Super Shots (ages four to six) and High and Elite Performance (ages six to 16). For more information about The Courts, Tel: (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com. Cayman Performance Tennis teaches private and group tennis lessons for all ages. Tel: (345) 927 8690 or email: micabeach@gmail.com.
Triathlons
The Cayman Islands Triathlon Association organises a number of events throughout the year, including the ‘Stroke and Stride’ race series in September, the Duathlon in October and the popular Cayman Islands Triathlon every November. Visit www. triathlon.ky for more information on upcoming events.
Indoor & Beach Volleyball
The Cayman Islands Volleyball Federation (CIVF) is the non-profit organisation that provides opportunities to play indoor and beach volleyball at a competitive and recreational level. CIVF provides youth development programmes free of charge, including school leagues and tournaments, and weekly practices with international and local instructors. There are also summer and holiday camps and clinics. The national youth teams compete regionally and internationally. In August 2024, the U19 (under 19 years) female team qualified and will compete in China for the Beach Volleyball World Championships. The Men's Indoor Volleyball team has entered a competition in Jamaica. On Grand Cayman Seven Mile Beach, CIVF has hosted the annual NORCECA Beach Volleyball Circuit for over 10 years, which welcomes over 30 teams from across North America, Central America and the Caribbean. CIVF now also hosts
the NORCECA U23 beach volleyball tournament. There are also Corporate, one-day, and Sunday beach competitions for players of all levels. Memberships cost CI$10. For more information on current programmes, visit www.civf.ky or check out their social media pages on TikTok, Facebook and Instagram.
Yoga & Relaxation
Yoga Sprouts specialises exclusively in yoga classes for children, toddlers and babies. These interactive and well-planned classes are extremely popular. Birthday parties and special events such as Girls’ Nights Out are also available. For more information, Tel: (345) 326 9876 or visit www.yogasproutscayman.com. Kula Kids
Yoga (Tel: (345) 916 3007) offers prenatal, postnatal, baby, toddler, children and teen yoga classes, as well as Nature Yoga Camps (midterm and summer breaks) and a Kula swim programme. The Pilates Studio, located in Governors Square, is a fully equipped boutique studio offering teen Pilates Reformer classes and private/ partner training, as well as mat work and cardio classes, and fitness training. Email: info@pilates.ky or visit www.pilates.ky.
CAYMAN
Throughout the year, there are many activities for children that celebrate local traditions, such as Pirates Week and Junior Batabano. Visit the Activities for Adults chapter for more details.
Also, for information on other kidfriendly events, visit the Cayman Parent website at www.caymanparent.com/events, and the comprehensive events calendar on the Explore Cayman website at www. explorecayman.com/event-calendar.
Afternoon Tea
Every Bloomin’ Thing has a charming English tearoom where they offer traditional cream tea and freshly made scones, quiche, soups and tea sandwiches. Open seven days a week. Reservations are recommended. Tel: (345) 945 1701 or email: info@ebt.com.
ky. Anchor & Den, located at the Grand Cayman Marriott Beach Resort on Seven Mile Beach, offers a Mad Tea Party on select Saturdays from 1.30pm to 4.30pm. Enjoy decadent cakes and special ‘drink me’ potions. Tel: (345) 949 0088. Indulge in the refined elegance of afternoon tea at The Ritz-Carlton, Grand Cayman at Silver Palm Lounge (SEE AD PAGE 295) . They host an elegant traditional British afternoon tea with a delightful array of scrumptious pastries, freshly baked scones, sandwiches and perfectly brewed teas. Reservations are required for this iconic Ritz-Carlton tradition. They also offer a Little Cayman Kids’ Tea for children, plus holiday-themed events around Easter and Christmas that are perfect for families. For reservations, call (345) 815 6912. Visit www.ritzcarlton. com/grandcayman for more information.
Pedro St. James (SEE AD PAGE 317) , located in Savannah, offers a High Tea Tour, which includes a selection of teas, sandwiches and pastries. This guided tour also consists of a 3D multi-sensory documentary in its
theatre. For bookings, Tel: (345) 947 3329, email: events@pedrostjames.ky or visit www.pedrostjames.ky.
Arts & Crafts
The National Gallery for the Cayman Islands (NGCI) has an extensive education schedule offering a wealth of community programmes such as ‘Family Fun Days’, which take place roughly once per quarter, special events and free exhibition guides created for families to enjoy quality time together. In addition, they offer a weekly after-school programme, ‘Walkers Art Club,’ for all ages, from preschoolers to teens. Summer programmes for families are also offered. Pre-registration may be required for special events. Email: education@nationalgallery. org.ky or visit the ‘What’s On’ section at www.nationalgallery.org.ky for a complete programme of events. Art’y Parties offers art parties, face painting, waterproof airbrush body painting, home school and art clubs, school holiday art camps, private art classes, waterproof school labels and
CHILDREN’S GARDEN AT THE QUEEN ELIZABETH II BOTANIC PARK
Families can enjoy 65 acres to explore, including the Children’s Garden, which features climbing frames, the CNB splash pad, a discovery tower, larger-thanlife animal sculptures, a maze, tunnels, grow zone, sensory garden, the Rotary Schoolhouse and so much more! The Botanic Park is also home to the Blue Iguana facility where families can meet and learn about the endangered Blue Iguana, as well as enjoy a self-guided nature walk.
Address: 367 Botanic Park Road off of Frank Sound Road North Side Tel: (345) 947 9462
Web: www.botanic-park.ky
@QEIIBotanicPark
CULTURAL ACTIVITIES FOR KIDS IN
EXPERIENCE NATURAL WONDER AT THE
personalised party favours. Tel: (345) 928 0284, email: artypartiescayman@yahoo. com or visit www.artypartiescayman.com for more information. 3 Girls & A Kiln offers a Saturday kids’ drop-in studio once a month from 11am-2pm, with no need to book. The price for adults is CI$10 and CI$8 for kids, plus the amount for your chosen piece (anywhere between CI$15 and CI$25). They also offer camps during the school holidays. Visit www.3girlsandakiln.com for dates, times and more information. Shilpa offers step-by-step Henna tattoo tutorials, face painting and arts and crafts activities and classes. Tel: (345) 927 1763 or email: tshilpa74@gmail.com. Art Nest offers a variety of weekly, quarterly and after-school creative classes for toddlers, children, teens and families. They also offer popular art camps during the school holidays. Elizabethan Square, 80 Shedden Road, George Town. Call (345) 927 2258 for a full schedule of monthly events.
Celebrating Birthdays
Parties are usually held at home, on the beach or at an activity-based venue such as Motions Unlimited, which hosts parties on Saturdays from 3.30pm-5.30pm through the months of September-June. They will provide the food, decorations and even the cake; making this an easy option for parents and a venue that kids love. The Rec Room Kids is a soft play facility that offers private party packages. Their party host will assist you through the process and be there on the party day to ensure everything goes smoothly. While the kids are having the time of their lives, the parents can relax with teas or coffees. Email hello@therecroomgym.com or visit www. therecroomgym.com to find out more. Art Nest hosts art birthday parties at their studio in Elizabethan Square, George Town on Sundays at 11am-1pm and 3pm-5pm. Party art projects include a slime station, puffy paints, pottery painting, canvas painting, a glow jar craft or they can customise activities upon request. Email: events@artnestcayman.com for more information.
For themed sleepovers and parties, contact Paradise Slumbers. Choose from one of their popular themes, and Paradise Slumbers will transform your party space into an indoor ‘glamping’ oasis with individual tents, camping mattresses, fairy lights and more. Visit www. paradiseslumbers.ky to find out more. The National Gallery offers exciting birthday party opportunities for children of all ages. Parties at the gallery feature creative hands-on art activities and include the use of the gallery’s gardens and art studio, tables and chairs, catering, party favours, a gallery tour and teacher-led activities. Art parties can be booked by emailing: events@nationalgallery.org.ky.
For parties and private bookings for 5-12 year olds, check out Camp Seafire. They provide fun party themes at the amazing splash park with waterslides as well as inside Camp Seafire. Camp Seafire curates parties to suit specific request and can include options like face painting, scavenger hunts, arts and crafts and more! For details, email: campseafire@seafireresortandspa.com. The Children’s Garden at the Queen Elizabeth II Botanic Park (SEE AD PAGE 465) is also a great venue as it features climbing frames, the CNB splash pad, a discovery tower, a maze and a sensory garden, as well as a picnic area and plenty of shade. For more information or to make a booking, call (345) 947 9462, email: info@botanic-park.ky or visit www. botanic-park.ky.
Cinderella’s Enchanted Parties offers magical children’s birthday parties with Disney Princesses and Marvel Superheroes. Children will enjoy games, stories, singalongs, coronation ceremonies, superhero face painting, princess make-up, plus plenty of other Disney-themed fun! Various packages are offered, plus add-ons and photographers to capture the special event. Characters include Cinderella, Elsa, Mirabel, Belle, Ariel, Spiderman, Batman, Black Panther, Harry Potter and many more. For more information, WhatsApp: (345) 923 6797, email: cinderellasparties@ gmail.com or visit www.cinderellasparties. com. King’s Sports Centre has birthday
packages for skating parties, bowling parties and a combination of skating and bowling parties. A full description of each birthday package can be found at www. kingssportcentre.com/birthday-packages. For more information, email: kings@ candw.ky or Tel: (345) 946 5464. There are several companies that also provide services in arts and crafts, face painting, magicians and bouncy castles. See the Party Supplies and Rentals section in the Shopping chapter for more information. For catering, see the Food and Drink chapter. Also, most of the cafés on the Island can provide a party menu. For special cakes, you can contact somewhere like The Cake Studio (Tel: (345) 926 4944).
Cinema & Outdoor Movies
Camana Bay Cinema (Tel: (345) 640 3456) is Cayman’s state-of-the-art movie theatre. It is located in the heart of Camana Bay and boasts seven screens, three of which are VIP auditoriums complete with 4K picture resolution, Dolby Atmos Immersive Audio and Luxury Recliners. Select auditoriums also include extravagant day beds and Laser Projection for the ultimate viewing experience. They host a range of events, including Kids Club, Classics @ the Cinema and Culture @ the Cinema. Grab a snack, delicious chicken wings or a freshly made pizza from the fully stocked concession stand. For current movie listings and times, visit www.bigscreen.ky. Camana Bay also has a variety of restaurants to dine in beforehand. Refer to the Food & Drink chapter for a list of restaurants on-Island.
In addition, The Ritz-Carlton, Grand Cayman features Movies Under the Stars at Andiamo Restaurant. Make it a family night with Andiamo’s homemade pasta, pizza, gelato and other Italian favourites, served al fresco, overlooking the resort’s winding waterways. For reservations and the current movie schedule, call (345) 815 6912.
SEE AD PAGE 295
Cultural Workshops
The Mission House hosts traditional craft and cultural classes and workshops. For
more information, email: historic@ nationaltrust.org.ky. The Cayman National Cultural Foundation (CNCF) plays a pivotal role in educating students about the arts and culture of the Cayman Islands. The comprehensive lesson support offered by CNCF equips educators with an abundance of resources for use in educational environments. CNCF also offers tours of the Mind’s Eye Centre, home of the late Miss Lassie Bush, Cayman’s acclaimed visionary, intuitive artist. During the tour, students explore the artist’s work, and view traditional Caymanian architecture while learning about traditional industries and pivotal moments in Cayman's history. Mind’s Eye tours are by appointment only. For more information, call (345) 949 5477, email: programmes@artscayman.org or visit www.artscayman.org.
Live Theatre for Kids & Teens Theatre classes can inspire creativity and better confidence in kids! Budding young actors, actresses and theatre lovers are invited to further develop their acting skills in weekly acting classes at the Cayman Drama Society (SEE AD PAGE 419) . They offer regular weekly classes for kids aged 7-18 where they cover training in acting, voice work, performance and improvisation, along with script studies and performances. They have something for everyone and even run summer camps ending with a performance on the Playhouse Stage. With four to six productions per year, there is scope for young would-be thespians to also get involved in productions both backstage and on-stage. Once the children reach 18 they can move up to adult acting classes. For more information, email: training@ cds.ky or visit www.cds.ky/classes for a closer look at their offerings. Centre Pointe Ltd. produces theatre and dance shows involving students of the school. They also provide after-school classes, themed workshops, technique intensives, halfterm camps and birthday parties. Tel: (345) 323 7960 or (345) 926 9603 or visit www.centrepointedancestudio.com. The Radiance Dance Studio, offers dance classes
with performing opportunities throughout the year including an annual Christmas and End-of-Year production. For more information, email: info@radiance.ky or visit www.radiance.ky. Musicians Ltd. provides performing arts group classes with several major performing opportunities throughout the year, including their annual production. Email: office@musicians.ky or Tel: (345) 525 6787.
Musical Instrument & Singing Lessons
Cayman Music School in Camana Bay offers a variety of instrumental lessons in guitar, piano, flute, drums, violin, saxophone, ukulele and bass, as well as lessons in singing, music theory and recording. They also offer a DJ course, musical theatre, band and drama classes. Music camps are held over school breaks. Other facilities include a music shop, The Music Box, instrument repair and a recording studio. Visit www.caymanmusicschool. com, email: caymanmusicschool@gmail. com or Tel: (345) 938 3838 (school) or (345) 929 2999 (shop). Musicians Ltd. is a leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, violin, cello, flute, clarinet, saxophone, trumpet, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as several schools on-Island. For more information, visit www.musicians.ky or Tel: (345) 525 6787. To register, email: office@musicians.ky. The Cayman Youth Choir is open for kids aged 4-18 years old and is free to join. No audition is necessary. The three differing age groups meet at John Gray High School on Mondays between 3.30-5.45pm. For more information, email Naomi Allnutt at caymanyouthchoir@gmail.com or visit their Facebook page. Spark! School of Performing Arts offers musical theatre and performing arts classes, as well as private instrument and vocal music lessons. For more information and to register, see www. sparkcayman.com or call (345) 929 2190. Nicole Bodden offers music tutoring, and singing and piano lessons at her studio in
the Barnett Building. Tel: (345) 917 3753 for more information. JukeBox offers a mobile music service providing enriching instrumental and singing lessons within the comfort of your own home. Their holistic approach to music education focusses on nurturing creativity, fostering a love for music, and promoting overall developmental growth. Their popular early-years sensory classes, which include a full Kindermusik programme, are held throughout the week at the Kula Kids Yoga Studio on Smith Road. Call (345) 321 5731, Email: info@jukebox.ky or visit www.jukebox.ky.
The National Trust
This conservation-focused non-profit organisation offers programmes for kids on topics such as coral reefs, Blue Iguanas, traditional Caymanian homes and more. For information, Tel: (345) 749 1121 or email: education@nationaltrust.org.ky.
Pirates Week Festival
The Pirates Week Festival is one of the biggest cultural events in the Cayman Islands. Pirates Week has become the country’s largest celebration, drawing some 35,000 patrons. The highlight of the festival is the waterfront Landing Pageant and Float Parade in George Town. During this event, thousands of people line the streets to watch a mock take-over of the Island by a band of fighting pirates, who come ashore by pirate ship. A parade, street dance and fireworks display also take place. It’s a fantastic experience for families and many children enjoy dressing up. Other features of the festival include an abundance of music, culture and delicious local food. The festivities kick off in Little Cayman at the start of November, continues in Grand Cayman around mid-November, and wraps up in Cayman Brac at the end of the month. For more information, visit www. piratesfestcayman.com.
Playgroups
Marriott Mums meet every Tuesday morning in the grand foyer at the Marriott Grand
Cayman Beach Resort for a casual meet up. All mums and babies are welcomed. Join their WhatsApp group for updates and meeting times: https://chat.whatsapp. com/CNip5foiqo6HfdzXBndl9m.
Storytelling
Children love being read aloud to, and the stories can help to develop their imaginations. Next Chapter, located next to Starbucks in Camana Bay, hosts Storytime on the first Sunday of every month. Join them at Gardenia Court (located just behind Next Chapter) for wonderful storytime sessions that will ignite children’s imaginations. Tel: (345) 640 BOOK (2665) or visit www. nextchapter.ky.
SEE AD PAGE 262
Technology
Machine Learning Robotics by TechCayman is a great option for kids interested in learning more about technology. This two-day weekend camp is held every month and is open to kids aged 11 and up. It’s free to join and meets from 9am3pm, provided you have registered by email. This group strives to inspire the next generation of young engineers in the Cayman Islands. Each team of two creators and one mentor shares a robotics kit and programming workstation, collaborating to build and programme robots to autonomously navigate increasingly complex puzzles. For more information, email: machinelearning@ techcayman.com or Tel: (345) 326 0148.
PUBLIC LIBRARIES
Cayman’s public libraries (CIPLS) boast a fully accessible book collection for both adults and children, as well as a comprehensive e-book collection. Children who are confident readers can take part in their annual Summer Reading Programme. Visit www.cipl.gov. ky or their Facebook page (@CIPLS) for more information on such programmes and events. Library cards are free for children (up to the age of 17) and cost
CI$5 a year for adults. Here is a list of public libraries in the Cayman Islands:
> George Town Library: 68 Edward Street, George Town. Tel: (345) 949 5159
> Emily Redley Powery Library: 182 Reverend Blackman Road, West Bay. Tel: (345) 949 7659
> Bodden Town Library: 69 Bodden Town Road, Bodden Town. Tel: (345) 947 0966
> North Side Library: 891 North Side Road, North Side. Tel: (345) 947 9362
> East End Library: 2739 Sea View Road, East End. Tel: (345) 947 7729
> Cayman Brac Library: 263B Stake Bay Road, Cayman Brac. Tel: (345) 948 0472
LEADERSHIP DEVELOPMENT
Cadet
Corps
The Cayman Islands Cadet Corps is an organisation which has a strategic focus on developing young Caymanian boys and girls while providing viable pathways for careers in the uniformed services. The programme also offers a wide range of activities, including drills, field craft, adventure, navigation, first aid, music and water-based activities, for high school kids aged 1218. For more information, Tel: (345) 946 9810, email: cadetcorps@gov.ky or visit www.cicadetcorps.ky. You can also find them on Facebook (www.facebook.com/ caymanislands.cadetcorps) or on Instagram (@caymancadet).
Girl Guides Association
Girlguiding Cayman Islands gives girls (aged five years and up) and women a space where they can be themselves, have fun, build friendships, gain valuable life skills and make a positive difference to the community. Sections include Rainbows, Brownies, Guides and Rangers. Girl Guide members enjoy a variety of annual events, including camps, sleepovers, leadership days and pack holidays. For more information, email: ggcimarketing@gmail.com or visit their website at www.girlguiding.ky or their Facebook page at www.facebook. com/girlguidingcaymanislands.
Scouts Association
The Scouts Association offers a fun, nonformal educational programme that encourages the holistic development of boys, mainly through enjoyable outdoor activities. Programmes offered include the Beaver-Scout programme (6-8 years), the Cub-Scout programme (8-11 years) and the Scouts programme (11-19 years), where boys of all ages will enjoy developing vital skills and earning badges. Groups meet weekly in different districts. Tel: (345) 949 1515 or visit www.ciscouts.ky.
YMCA Teen Lead On Programme
YMCA’s ‘Teen Lead On’ programme utilises the Ropes Challenge Course and other adventure-based elements across the Island to provide teens with speciality leadership training. Teens who complete the programme will receive an official YMCA Leadership certificate that will assist with school and job applications in the future. The teens will also be provided with opportunities to volunteer with YMCA programmes, with an expectation that they serve a minimum of 30 hours within 3 months of programme completion. The programme is offered free of charge to teens, aged 13-17, one week in the summer and requires an application and an interview process for successful participants. For more information, visit https://ymcacayman. ky/teens.
HOLIDAY CAMPS
There is a huge selection of holiday camps available across the Island, with everything from sports and art to music and more. No matter what your kid enjoys, there is something for everyone. Check out the ‘Kids Camp’ pages on the Cayman Parent website (www.caymanparent.com) for a comprehensive list of 85+ different camps. Many of these get fully booked up far in advance of the school break, so plan ahead to ensure your kids are covered!
Over the past year, Cayman has witnessed a substantial boom in the tourism industry. As of July 2024, the Cayman Islands had welcomed more than a quarter of a million stay-over visitors, marking a 6.5% increase on the January-June 2023 figures. The only half-year periods that were higher, were before the pandemic in 2018 and 2019.
Cayman Airways, the national flag carrier, provides daily flights to the Sister Islands, Miami and Jamaica. Additionally, Cayman Airways and other airlines, including Air Canada, American Airlines, British Airways, Delta, JetBlue, Southwest, United Airlines and WestJet, offer weekly or seasonal flights to various destinations such as Boston, Charlotte, Chicago, Denver, Havana, Kingston and Montego Bay in Jamaica, La Ceiba in Honduras, London, Los Angeles, Minneapolis, Nassau, Orlando, Tampa, Toronto, Panama and New York. All these flights provide easy access for travellers from other Caribbean Islands, the US, Canada and Europe. Visit the airline websites to learn more about seasonal promotions and sales.
To find out more on travel restrictions for off-Island destinations, see page 473. Of course, planning your trip is made easier with the help of a trusted local travel agent. Visit the Travel Assistance section at the end of this chapter to find the right agency for you and your loved ones
Travel
An overview of ideal destinations for weekend getaways or multi-day breaks. Destinations include the Sister Islands, Orlando, Jamaica, Costa Rica, other Caribbean Islands and places in the United States.
Photos
courtesy of Scott Griessel, Yuriy T, Wangkun
Jia & Stuart Monk
With staycations having grown massively in popularity over the past few years, locals and residents have been taking advantage of the incredible holiday destination right on their doorstep. There are a variety of options available across Grand Cayman and the Sister Islands which appeal to all budgets and tastes, allowing you to fully enjoy everything the Cayman Islands has to offer.
GRAND CAYMAN
Where to Stay
Depending on whether you have a single weekend or an entire week to wind down, you do not always have to go overseas to find a relaxing, vacation-like experience. Happily, Cayman lends itself to being one of the most popular tourist destinations in the world since there are so many opportunities to enjoy its pristine beaches, sublime food and seemingly endless list of activities. Accommodation options suit all budgets and preferences, from lower-budget accommodation, Airbnb and local resort deals to more luxury ‘staycays’ at private villas and five-star hotels.
Sights & Activities
Grand Cayman is teeming with activities that allow you to enjoy all the natural beauty the Island has to offer. The world-famous Stingray City is an absolute must-do for any resident or visitor and is often described as the experience of a lifetime. Stingray City is home to lots of friendly Southern Stingrays that you can touch and swim with. To book a tour and make a day of it out on the water, turn to our Boating chapter. Cayman also has a thriving diving community. See our Diving chapter for more details. Cayman’s largest land-based attraction, the Cayman Turtle Centre (Tel: (345) 949 3894), hosts more than 500,000 visitors each year. See the new turtle hatchlings (when in season) right up to turtles weighing more than 500lbs. Then head to the Turtle Lagoon, where you can swim and snorkel alongside green sea turtles and other marine life. (SEE AD PAGE 411 & 458) Take a trip through history
at Pedro St. James Castle (Tel: (345) 947 3329), which was the venue for not only the decision in 1831 to form the Cayman Island’s first elected parliament, but also the announcement in 1835 that slavery had ended in the British Empire. (SEE AD PAGE 317) Visit Queen Elizabeth II Botanic Park (Tel: (345) 947 9462), Cayman’s only botanical garden, opened by Queen Elizabeth II in 1994 and home to an incredible variety of local flora, fauna and wildlife. (SEE AD PAGE 465) Explore the Cayman Crystal Caves (Tel: (345) 949 2283), which were formed over millions of years, and see stalactite and stalagmite crystal structures and otherworldly formations. Email: info@ caymancrystalcaves.com or visit www. caymancrystalcaves.com. (SEE AD PAGE 410) Don’t miss the Island’s oldest surviving public structure, the Cayman Islands National Museum (Tel: (345) 949 8368). For more information on activities and things to do in Cayman, turn to the Activities for Adults chapter.
Condo & Villa Rentals
The following rental agents can help you secure staycation accommodation in Grand Cayman.
Botanica Cottages
https://botanica-cayman.com
14 luxury cottages in the Seven Mile Beach area. Offers private outdoor areas and shared pools.
Cayman Villas
Tel: (345) 945 4144
Email: reservations@caymanvillas.com www.caymanvillas.com
Cayman Villas has over 70 beachfront condos, private villas and quaint cottages. They offer a selection of beachfront properties for shortterm vacation rentals, as well as full concierge services to help you plan your staycation. All villas and condos are fully equipped with A/C, WiFi, Smart TV and a local phone.
SEE AD PAGE 472
The Cottages
Austin Connolly Road, Queens Highway, EE
Tel: (345) 938 7829
Email: stay@thecottagescayman.com
Offers 10 individual cottages, built in authentic Cayman-style fashion with modern interiors. Each cottage features rare Caribbean decor, convenient kitchenettes, luxurious bathrooms and amenities. Guests can expect daily breakfast, themed nights and live entertainment on selected evenings.
Encompass Luxury Rentals
Tel: (345) 326 4562
Email: tkline@encompasscayman.com
www.encompasscayman.com/luxury-rentals
Encompass offers a range of luxury waterfront vacation villas. They offer premium amenities suitable for corporate retreats, multigenerational family gatherings and couples getaways. Also available are private airport transfers, chef services, watersports and entertainment.
SEE AD PAGE 209
Grand
Cayman Villas & Condos
Tel: (866) 358 8455
Email: reservations@grandcaymanvillas.net
Manages bookings for over 100 private villas and 200 condos. They can provide concierge services as well as suggestions for activities and private chef services.
The Mastic Chapel Cottages
North Side
Tel/WhatsApp: 1 (941) 999 0554
www.caymanvacation.com/vacation-rentals/ mastic-cottages-grand-cayman-vacation-rentals
The Mastic Chapel Cottages offers three separate luxury cottages set in 11 acres of nature. There are two swimming pools, a nature trail, plus an outdoor BBQ and lounge area.
Ocean Paradise
1234 Rum Point Road, North Side
Tel: (345) 924 9249 or (345) 925 3101
Offers five luxury homes on the beach.
Hotels
A weekend at one of Grand Cayman’s hotels can feel like a luxury getaway. The Grand Cayman Marriott Resort, The Ritz-Carlton, Kimpton Seafire Resort + Spa, Hotel Indigo and
The Westin Seven Mile Beach Resort all offer regular resident discounts throughout the year. Supporting Cayman’s leisure industry wherever possible is highly encouraged and very important. Many hotels offer attractive local rates.
Caribbean Club
871 West Bay Road, Seven Mile Beach
Tel: (345) 623 4500
Email: reservations@caribclub.com www.caribclub.com
The location, in the heart of the famous Seven Mile Beach, speaks for itself. Caribbean Club offers suites and villas for 2-10 people ranging from one-bedroom to four-bedroom homes. Daily cleaning and a beach attendant providing towels and umbrellas are part of the relaxing, luxury hotel atmosphere. Their onsite restaurant, LUCA, serves lunch and dinner and delivers room service, as well as delicious food and drinks on the beach. SEE AD PAGE 31
Hotel Indigo Grand Cayman
32 Seafire Way, Seven Mile Beach https://www.ihg.com/hotelindigo/hotels/ gb/en/grand-cayman/gcmsm/hoteldetail
The newest addition to Seven Mile Beach, Hotel Indigo is just steps away from the shoreline and offers 228 rooms. Guests can enjoy a choice of five on-site restaurants, including Pom Pom, a vibrant rooftop ultra-lounge with panoramic views, live DJ and a Latin-inspired menu.
Kimpton Seafire Resort + Spa
60 Tanager Way, Seven Mile Beach
Tel: (345) 746 0000
www.seafireresortandspa.com
The Kimpton Seafire Resort + Spa is a contemporary paradise elevated 24ft above sea level featuring panoramic ocean views, a three-part infinity pool, a full-service spa and three restaurants.
Cayman is ideally situated along the pristine shores of Seven Mile Beach. Guests of all ages can enjoy endless outdoor activities including snorkeling, tennis, pickleball, golf and endless water sports. Six restaurants serve everything from Japanese at Taikun, South Americaninspired creations at Saint June, fresh seafood at the five-star Blue by Eric Ripert, and more.
SEE AD PAGE 295
The Westin Grand Cayman Seven Mile Beach Resort & Spa
West Bay Road, Seven Mile Beach
Tel: (345) 945 3800
www.marriott.com/en-us/hotels/gcmmithe-westin-grand-cayman-seven-milebeach-resort-and-spa/overview/
The Westin Grand Cayman Seven Mile Beach Resort & Spa property is located on one of the most beautiful stretches of Seven Mile Beach. Their beachside pool is fun for the whole family and grown ups can cool off with a cocktail from the Tortuga Beach Bar & Grill, one of three onsite restaurants. There is also a full service spa and a 24-hour fitness studio.
Wyndham Reef Resort
2221 Queens Highway, East End
Tel: (345) 640 0100
A family-friendly resort located on the beach and a popular staycation spot for residents. Dip into the crystal clear waters or one of the multiple pools available and relax in the spa. Guests can also enjoy tennis and eat at one of their two restaurants. Ocean Frontiers Ltd. is on-site, offering great water activities.
Pet-Friendly Staycations
If you are concerned about arrangements for your pets whilst you are planning a staycation, why not bring your pet with you? The following places offer pet-friendly accommodation:
Kimpton Seafire Resort + Spa
60 Tanager Way, Seven Mile Beach www.seafireresortandspa.com
THE SISTER ISLANDS
If peace and tranquillity are what you desire, then look no further than Cayman Brac and Little Cayman. Affectionately known as the Sister Islands, Cayman Brac and Little Cayman are known for their unique identities, offering an experience very different from that of Grand Cayman. For additional information on the Sister Islands, visit www.explorecayman.com or www.itsyourstoexplore.com. If you are planning on snorkelling, diving or participating in aqua sports, it is important to be conscious that you may be spreading what locals know as SCTLD (Stony Coral Tissue Loss Disease). Visit www.doe.ky/ marine/sctld to learn more about how you can help prevent the spread of SCTLD, thus helping to preserve our naturally abundant coral reef ecosystems.
How To Get There
There is no ferry service between the Islands, so you’ll have to travel by air or a private boat charter.
Cayman Airways
www.caymanairways.com
Cayman Airways has been Cayman’s national flag carrier since 1968. They offer daily flights to the Sister Islands and 11 other destinations. Travel time is approximately 40 minutes to Cayman Brac and 35 minutes to Little Cayman.
Cayman Islands Helicopters
Tel: (345) 943 4354 www.caymanislandshelicopters.com
Travel and explore the Sister Islands with Cayman Islands Helicopters.
The Ritz-Carlton Grand Cayman
West Bay Road Seven Mile Beach
Tel: (345) 943 9000
Email: caymanreservations@ritzcarlton.com www.ritzcarlton.com/grandcayman
The first and only Forbes Triple Five-Star resort in the Caribbean, The Ritz-Carlton, Grand
The Cottages
Austin Connolly Rd, Queen’s Highway, East End Email: stay@thecottagescayman.com
Grand Cayman Marriott Resort
389 West Bay Road, Seven Mile Beach www.thesummerhouseexperience.com
CAYMAN BRAC
The Brac, which is Gaelic for bluff, is known for its charm, friendliness and its dramatic scenery. A haven for a multitude of bird species, Cayman Brac has a parrot reserve created by the National Trust of the Cayman Islands. It also boasts the Cayman
Islands’ oldest museum and the highest elevation of the three Islands at 152ft. The terrain boasts a plethora of hidden caves, winding trails and a unique cultural history.
Sights & Activities
Explore the Cayman Brac Museum, the Cayman Brac Heritage House, the parrot reserve, the wreck of Captain Keith Tibbetts, the caves and the bluff, or go fishing or cycling. You can pick up a Nature Tourism brochure (available at the airport, car rental agencies and hotels) for information on outdoor activities. Small group diving can be arranged through the Reef Divers at the Cayman Brac Beach Resort (Tel: (345) 948 1642) and Brac Scuba Shack (Tel: (345) 925 3215). If you need a rest after all that activity contact The Spa (Tel: (345) 917 0913) who will visit you at your home or holiday rental, or you can call Tropical Touch Day Spa (Tel: (345) 948 1323) who are located at the Cayman Brac Beach Resort and offer a range of treatments, including a massage under the cabana or on the beach. Rock Climbing
devotees have rated Cayman Brac as one of the top ten exotic climbing destinations worldwide. Rock Iguana Ltd. can help you navigate the 75 routes on offer. They offer rock climbing and rappelling tours suitable for all levels of skill. Tel: (345) 936 2722 or email: info@climb.ky.
Where To Stay
There are a variety of places to stay, most offering special room rates for residents.
Brac Caribbean Beach Village
www.braccaribbean.ky
Offers two-bedroom oceanfront condos.
Carib Sands Beach Resort
www.caribsands.com
Carib Sands offers one, two and threebedroom condos.
Cayman Brac Beach Resort
www.caymanbracbeachresort.com
Located on the beachfront, the resort caters largely to divers but has special non-diver
VACATION IN CAYMAN
Cayman
rates for residents generally available within 30 days of your desired stay. They also have an on-site restaurant.
Le Soleil d’Or
2147 South Side Road, Cayman Brac Tel: (345) 948 0555
Email: reservations@lesoleildor.com www.lesoleildor.com
Le Soleil d’Or is a boutique inn by the ocean featuring a 20-acre, organic estate and farmto-table dining. Guests will enjoy a daily complimentary breakfast, free WiFi, access to the beach club, bicycles, fitness centre, basketball and tennis court. A guided tour of Le Soleil d’Or’s 20-acre farm is also offered.
How To Get Around
Most resorts offer free bicycles which can be used whenever you want, however, it is quite nice to spend a day or two really exploring. Options for car hire include B&S Motor Ventures (Tel: (345) 948 1646), C.B. Rent-A-Car (Tel: (345) 948 2424) or Four D’s (Tel: (345) 948 1599). For car rentals,
you need to be 25 or older and have a valid driver’s licence. Scooters can be rented from Electra Mobility Scooters (www.electra. ky). For scooter rentals, you need to be 17 or older.
LITTLE CAYMAN
Little Cayman is the smallest and least developed of the three Islands. A nature lover’s dream, the Island consists of 10 square miles of unspoiled surroundings, including more than a dozen secluded beaches, numerous lagoons and tropical forests strewn with orchids. Today, the Island is most commonly known in the diving community as the ‘Mecca of the Caribbean’.
Sights & Activities
From bird watching, cycling, beach picnics and sunbathing to exploring, diving, fishing and observing the enormous Sister Island rock iguanas, there are many things to do even though it is such a small island. Popular activities include visiting the remote Point of Sand for a private swim or snorkel, or rowing out to the tiny, deserted Owen Island to enjoy nature in its most pristine form.
Diving
Dive the world famous walls of Little Cayman. Sheer drop offs, exceptional visibility and abundant marine life have made Little Cayman one of the leading diving areas in the world. Most famous is Bloody Bay Marine Park and Jackson Wall on the north side, although the dive sites on the south side are equally as impressive. Snorkel some of the best sites in the Caribbean. Swim out over the famous Bloody Bay Wall drop off and peer over the underwater precipice into the deep blue abyss. Jackson Bay and Preston Bay also offer excellent snorkelling, however, only strong swimmers should attempt theses sites. A Central Caribbean Marine Institute (CCMI) ‘reef lecture’ is a great way to learn more about the island and why the coral reefs are so essential to life underwater. CCMI offers educational research station
tours, which are a great family afternoon activity. Visit www.reefresearch.org for more information. CCMI also runs residential education courses for adults and students alike if you are looking to immerse yourself in the conservation and science behind the beautiful reefs.
Fishing Activities
Little Cayman is renowned for inshore gamefish, and there are some spectacular fishing opportunities for those who enjoy the sport. Bonefish can be found on the ‘flats’; these are inshore waters that are typically shallow and covered in turtle grass. In many areas of Little Cayman, you can find these flats right along the edge of the coastline. They are considered to be among the world’s premier gamefish and are highly sought after by anglers.
On the south side, there is an inland pond that got its name ‘Tarpon Lake’ because it is packed with tarpon. To access the fish in the lake, you will need a guide or a small boat because you need to row around. At sunrise, it is possible you may witness what is known as the ‘tarpon frenzy’, when the Gambusia minnows (a small bait fish) get pinned against the edge of the pond by a large number of tarpon. The minnows are unable to shelter in the roots of the mangroves because hundreds of herons and egrets are waiting on the banks. It is an awesome spectacle, and during this frenzy, it is almost impossible to avoid catching a fish if you present the fly or lure anywhere close to the action. See our Boating chapter for information on fishing in Grand Cayman.
How To Get Around
To hire a car or scooter contact Little Cayman Car Rentals (Tel: (345) 948 1000).
Where to Stay
Cayman Villas
www.caymanvillas.com
Cayman Villas offers a selection of beachfront condos and private villas for short-term vacation rentals. The properties are all unique and come with great amenities, and some
include bicycles, kayaks and paddleboards.
SEE AD OPPOSITE PAGE
Little Cayman Beach Resort
www.littlecayman.com
With oceanfront and pool view rooms, the Little Cayman Beach Resort hosts both diving enthusiasts and non-divers.
Paradise Villas
Tel: (345) 948 0001
Email: iggy@candw.ky
www.caymanparadisevillas.com
Paradise Villas, located in Little Cayman, is a unique destination for those seeking a tranquil getaway. The ocean-facing accommodation offers 12 traditional cottages that sit just a few feet from the water’s edge and feature an on-site pool and hot tub overlooking the sea. Book your Little adventure today.
Southern Cross Club
Guy Banks Road, Little Cayman
Tel: (345) 948 1099
Email: frontdesk@southerncrossclub.com
Founded in 1958, Southern Cross Club is Little Cayman’s original resort. With 14 colourful beach bungalows and a one-to-one guest/staff ratio, visitors enjoy a serene environment that offers privacy, comfort and personalised service. This, combined with stunning views, delicious cuisine and a first-class diving and fishing operation, makes Southern Cross Club a unique and memorable experience for its guests.
OFF-ISLAND DESTINATIONS
One of the highlights of living in Cayman is that you can visit other islands and international cities very easily. The national flag carrier, Cayman Airways, offers direct flights to multiple international and regional destinations, including the Sister Islands, Jamaica and Panama, plus US destinations like Miami, Tampa, New York, LA and Denver.
Travel Restrictions
Before you book a flight to any off-Island destination, it is important to be fully informed of various travel restrictions in the region.
The US government has reclassified Cuba as a ‘state sponsor of terrorism’. Therefore, travel experts advise against travelling to Cuba due to the restrictions on ESTA (Electronic System for Travel Authorisation) visa-waivers because of this reclassification. ESTA is the online approval process used by anyone travelling to the US on UK, European and other eligible passports. However, anyone who has visited Cuba since January 2021 is no longer eligible for an ESTA. This makes it more difficult to travel to – and transit through – the US. Rather than a quick and inexpensive ESTA application, travellers would need to apply for a full visa; travelling to a US Embassy (Kingston, Jamaica is the closest to Cayman) for an in-person interview and paying much more. This process can take several months and getting the visa is not guaranteed. Therefore, travel
uses an online paperless travel declaration system, which is mandatory for all passengers travelling to the island, including Jamaican nationals. Travellers must now use the Online Passenger Declaration Form instead of the paper C5 form. The online form can be completed up to 30 days prior to arrival.
For more in-depth and country-specific advice, we recommend consulting a local travel agency to ensure your itinerary is satisfactory and in accordance with local laws and regulations.
CARIBBEAN
Bahamas
Home of the swimming pigs, the Bahamas is made up of 16 islands, which all have something different to offer, including diving, fishing and boating to shopping and dining. Other sights and attractions and 32 national parks which preserve vital ecosystems and their species. The capital, Nassau, exudes a special charm lent by a blend of ancient architecture and contemporary vitality. Bahamas is also well-known for their excellent golf courses. You can fly direct with British Airways.
Jamaica
Jamaica, known as the land of lush rainforests, Red Stripe and reggae, offers a unique experience. Montego Bay’s nightlife appeals to those looking to socialise, while its tranquil waters and diving scenery attract those seeking to unwind. There is also a variety of Jamaican handicrafts and artwork at the open-air craft market on Harbour Street. Activities include the Rose Hall Estate, river rafting and zipline canopy tours. In Kingston, Jamaica’s capital, sits the Blue Mountains. The highest peak is 2,256m and you can take the seven-mile hike to the summit. These mountains offer spectacular views and hiking trails and are home to the famous Blue Mountain Coffee Plantation. Ocho Rios is another great location, putting you in the centre of many attractions, including the Blue Hole, Mystic Mountain and the famous Dunn’s
This nature and adventure-lover’s paradise is filled with mountains, volcanoes, waterfalls, rainforests and winding rivers. Visit the picturesque waterfall of Llanos de Cortés or go white water rafting in the Turrialba area. Surfers also flock to the Pacific coast for great waves. Costa Rica is considered the safest country in Latin America, and a great option for families, students and thrill-seekers alike. The country certainly lives up to the national motto of ‘Pura Vida’– or ‘Pure Life’.
Honduras
Honduras is a vibrant country with clear turquoise waters, beautiful beaches, lush jungles and breathtaking mountains. Tour the ancient Mayan ruins of Copan, a
UNESCO world heritage site, and enjoy scuba diving, white water rafting, ziplining, bird watching and mountain treks. The Bay Islands are also incredible. Utila is renowned for year-round sightings of whale sharks and Roatán is well known for its pristine beaches, and world-class dive sites. It is worth noting that since August 2024 UK citizens are required to obtain a visa to travel to Honduras, however, this doesn’t apply to British nationals living in the Cayman Islands. British expats will simply need to show proof that they are domiciled in the Cayman Islands.
Panama
With Cayman Airways’ direct flight, you can reach Panama City in under two hours, where you can relax and explore its rich history and stunning architecture. The city boasts numerous delicious restaurants and trendy rooftop bars. Nearby attractions include the Panama Canal, Taboga Island and Soberania National Park. Panama’s affordable internal flights make it an ideal starting point for exploring the many islands along the Pacific and Atlantic coastlines. Red Frog Resort on Bastimentos Island is particularly special, offering exciting day trips to deserted tropical islands, dolphin watching trips and ziplining tours through the rainforest.
NORTH AMERICA
Los Angeles, California
Cayman Airways offers weekly direct flights to Los Angeles and there is something for everyone in this city and beyond! Los Angeles is known for the Hollywood film industry, Venice and Santa Monica beaches and the Lakers basketball team. Roam the Hollywood Boulevard, Santa Monica Pier, the Hollywood sign, Hollywood Walk of Fame and Rodeo Drive.
Miami, Florida
There is lots to do in Miami! Designer clothing can be found at Bal Harbour, Merrick Park and Aventura Mall. For the little ones, visit Jungle Island, the Frost Science Museum, the Children’s Museum or Miami Zoo. For an off-the-beaten-track
adventure, visit the Everglades and the Alligator Farm. Since Miami is just over an hours’ flight away, this makes it the perfect shopping or golfing getaway. You will find daily flights to Miami; the flight time is just over one hour and roundtrip fares are usually in the region of US$400.
Orlando, Florida
Orlando is known as the capital of theme parks around the world, featuring SeaWorld, Epcot and Universal Studios. There are also numerous waterparks. Cayman Airways flies direct flight to Tampa. The airfare usually starts at US$350 and flight time is around 1.5 hours.
New York
With several direct flights a week and a flight time of just four hours, New York is a great option for a quick getaway with a different atmosphere. Roundtrip flights can be as low as US$300 making it cheaper than the roundtrip flight to Miami. It is especially popular with residents on a public holiday weekend as you can fly up Friday and back on Monday. Popular attractions include Central Park, the Statue of Liberty and the Empire State Building.
Denver, Colorado
Discover the Rocky Mountain National Park on foot through its many nature trails or embark on a guided tour. With everything from the Denver Brewery tours to nightly ghost tours, Denver is an exciting yet affordable vacation option. From January to August, Cayman Airways offers direct flights to and from Denver which makes getting to Colorado’s ski resorts a breeze.
Toronto, Canada
While Toronto’s most well-known attraction is the famous CN Tower, the city boasts some of the best shopping malls and clubs in the country. The Royal Ontario Museum and Ripley’s Aquarium of Canada are a few must-visit points of interest. Air Canada and West Jet fly direct to Toronto and the flight time is around four hours.
TRAVEL AGENTS & AIRLINES
Cayman Private Aviation
100 Owen Roberts Drive, George Town Tel: (345) 936 7001
Email: info@caymanprivateaviation.com www.caymanprivateaviation.com
Cayman’s only locally owned and operated luxury private jet charter.
Cayman Travel Services Ltd.
Tel: (345) 949 5400
www.caymantravel.ky
Specialises in corporate and leisure travel.
Travel Pros
Tel: (345) 949 8182
Email: info@travelproscayman.com
Offers corporate, individual and group bookings, cruises, US visa applications and tours.
TRAVEL INSURANCE
CG BritCay
BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699
Email: info_ky@cgcoralisle.com www.cgcoralisle.com
CG BritCay offers cost-effective travel insurance that covers an individual trip, as well as convenient annual policies. CG BritCay delivers both professional and personalised services to protect your livelihood and lifestyle.
SEE AD PAGE 136
Cayman Travel Services Ltd.
Tel: (345) 949 5400
Offers a comprehensive range of international travel medical insurance products.
Travel Pros
Tel: (345) 949 8182
Email: info@travelproscayman.com
Their travel insurance policies cover medical costs, emergency evacuation and more.
Worldwide Travel Insurance Services
www.worldwideinsure.com
Offers annual multi-trip, single trip and winter sports travel insurance policies.
Index 2025
345AV LTD 200, 266
A& E (Accident and Emergency) 384
A. L. Thompson’s 190, 196, 202, 204, 268, 311
AAA Caregivers 276, 325, 387
Abernethy & Associates 220, 221
Accounting & auditing firms 62
Advanced diving 452-453
Advertising agencies 62
Affinity Recruitment Ltd 81, 85, 95, 98
Agricultural Show 28
Air cargo 118
Air conditioning 172-176
Air conditioning duct cleaning 174
Aircraft registration 39
Alcohol 302-303
Alternative medicine 401-405
Aluminium recycling 179, 309
AMB Construction Ltd 217, 219
Amber Yates - Century 21 148, 168, 480
Animal abuse 447
Anna Hislop Home 194, 269
Annuities 49
Antenatal care 320, 388
Antiques 260
Aon Risk Solutions 134, 136, 368, 374
Apex 198, 219
Appleby 151, 164
Appliance Guru (The) 176, 177, 200
Appliance repair 200
Architects 215-218
ARK 424, 425
Art classes 362, 415, 465
Art galleries 260
Art supplies 261
Ascend 192, 203, 214, 219
Ashley Furniture 195, 267, 269
Asset management 41-44
Athletics 431, 459
Atlantic Kids & Atlantic 263, 264, 265, 273, 274, 328
Attorneys and law firms 63-66
Avalon Marine 250, 251
Avata Property Services Ltd 167
Aventis Dental 385, 397
Azure Realty 144, 168
Baby & toddler equipment 328
Babysitters & nannies 286, 324, 325
Baker Tilly 62
Bakeries 296, 297
Balboa (Wreck of) 449
Ballet 432, 460, 461
Banana boat rides 455
Banking - Business 32, 60-61
Banking - Personal 122-126
Banns of Marriage 314
Baptist Health International 369, 378
Baraud 68, 70, 83, 85, 99
Barcadere Marina 247, 252
Bars 298-300
Baseball 460
Basketball 431, 460
Bat removal/conservation 184
Batabano Carnival 28
Baysyde Biz 68, 283
BCQS - Rentals 171
BCQS International 165, 218,220
Beauty products 261-262
Beauty salons 278-279
Becky’s Closet 272, 273, 279
Bedell Cristin 33, 64, 93, 99, 226
Bedside Manor 196, 265, 269, 328
Beer 302
Behavioral Health Associates 394
Best Home Care Agency 276, 325, 327
Bicycle repairs 277
Bicycles 242
Birds (Importing captive) 441
Bistros 296-297
Blackbeard’s 302
Blocks & insulated concrete forms 212, 213, 310
Blue Iguana Conservation 313, 412
Blue Point Consultants 1112, 165, 168, 220
Boarding schools 349-352
Boat fuel 253
Boat insurance 250
Boat licensing fees 252
Boat maintenance 250-251
Boat rentals and leasing 253
Boat security 249
Boat tours 253-254
Boating - Areas 246-247
Boating - Buying a boat 250-251
Boating rules 247
Boats and hurricanes 250
Bodden Funeral Services 110
Bogle Insurance 135, 137, 374
Bon Vivant 176, 2016, 269, 304
Bonfires 28
Book club 418
Bookkeeping services 63
Books & stationery 263
Boot camps 431
Botanic Park 317, 410, 456, 465
Bould Consulting 165
Bowling 435, 462
Boxing 431, 460
Brava 73, 76
Breast pumps 326
Bridal gifts 316
Brokerage services 44
Brunch 305
Build Cayman 167, 213, 219
Building a green home 310
Building a home 205-221
Building professionals 215-221
Building supplies 264
Business - Establishing 50-57
Business hours 29
Butterfield Bank 42, 61, 123, 124
Buying a new car 237-239
Buying a used car 239
Buying in bulk 264, 302
Cadet
corps 468
Cafés 296-297
Cali (Wreck of) 449
Camana Bay 16, 152-154
Cameras & photographic equipment 264
Campbells Attorneys 57, 64, 157, 164
Camping 28
Captive insurance 38
Car cleaning/wash 242, 277
Car dealers (New & Used) 238-239
Car insurance 136, 235
Car maintenance 240-241
Cardiology 385
Carers - elderly 104, 387
Carey Olsen 58, 64
Caribbean Club 31, 317, 471
Caring Hands 104, 387
Carpentry 214
Carrie Lee (Wreck of) 449
Catboat Regattas 27
Catering 305, 316
Cathy Church’s Photo Centre 260, 285, 318, 319,
451
Cayman Academy 342, 343
Cayman Airways 469, 471
Cayman Animal Hospital 442, 443
Cayman Brac 471-473
Cayman Canine Training 445
Cayman Clinic 377, 381, 390
Cayman Dental 398, 400
Cayman Drama Society 413, 419
Cayman Family Law 64, 107, 226
Cayman Fertility Centre 323, 387
Cayman Finance 37, 40, 371
Cayman First 137, 372
Cayman Hand Centre 390, 391
Cayman Hearing Center 401, 402
Cayman Insurance Centre 134, 137, 374
Cayman International School 338, 343
Cayman Islands Brewery 301, 302
Cayman Islands Customs Agency (CICA) 116, 120,
236, 275
Cayman Islands Marathon 436
Cayman Islands National Museum 457, 260, 412
Cayman Islands Sailing Club 416, 417, 436, 463
Cayman Islands Stock Exchange (CSX) 40
Cayman Islands Yacht Club (Marina) 253
Cayman Learning Centre & School 344
Cayman Management Ltd 58, 59, 60
Cayman National Bank 42, 61, 124, 125
Cayman Neurons Limited 388
Cayman News Service 35, 283
Cayman Pet Paradise 446, 447
Cayman Physiotherapy Ltd 326, 401, 402, 405
Cayman Prep & High School 333, 344
Cayman Rugby Club 435, 436, 463
Cayman Trench 25
Cayman Turtle Centre 317, 411, 458
Cayman Villas 318, 470, 472, 473
Cayman Wellness and Medical Center 379, 383, 397, 403
Caymanian culture 27-28
Caymanian passports 100
Caymanian Status 97-98
Caymanite 25
Caytech Air Conditioning 174, 176
Cell phones 128, 230, 281
Cellular World 128
Cemeteries 109, 110
Centre Island Properties Ltd 159, 171
CG BritCay 63, 136, 137, 250, 374, 475
CG Landscape Architecture 202, 210, 214, 215
Chalmers Gibbs Architects Ltd 194, 210, 214, 215, 218
Charterland 166
Chatterbox 352, 405
Childbirth classes 323
Children and car seats 230
Children’s dentistry 400
Chiropractors 402
Christmas 29
Christopher Columbus 23
Churches 427-429
CI Centre for Business Development (CICBD) 54, 55
CI Intellectual Property Office 53, 54
CI Monetary Authority (CIMA) 40
CIBC FirstCaribbean International Bank 42, 61, 124
Cigar bars 299
CIMPA 362, 419
Cinema 413, 457, 466
CINICO 137, 138, 372
CIREBA 150
Civil partnerships 315
Claudia Subiotto - Re/Max 70, 146, 169
Climate 29
Clongowes Wood College 351
Clothes (adults) 264
Clothes (children) 265, 328
CML 85, 99
Cocktail Week 303, 304
Coldwell Banker 169
Collatoralised loan obligations (CLO) 34
Colleges 356-358
Commercial office space 70-74
Community life 418-429
Computers & IT services 266
Conch 346
Concierge services 284
Conference facilities 63
Connect Ltd 201, 266
Construction management 193, 208, 218
Contractors 219-220
Conyers 65, 97, 99
Cooking classes 304
Copyright protection 53, 54
Coral nurseries 450
Coralisle Pension Services Ltd 141
CORE Energy Programme 312
Corporate services 57-58
Cosmetic medicine 385
Cost of living 113, 114
Costa Rica 474
Costs of services 284
CostWatch 132, 180
Counselling 393-396, 422-424
Courier services 286
Cracked Conch 296, 297, 305
Craft Market 260, 410
Cremation 110
Cricket 431, 460
Crighton Properties 109, 149, 169
Crossfit 431, 433, 460
Cryptocurrency 45
Crystal Caves 410, 458
Cuba 474
CUC 85, 132-133, 179, 239, 306, 312
Culinary events 303
Cultural activities 412-415, 465-468
Cultural workshops 466
Currency 40, 115
Customs & traditions 27-28
Cycling 242, 431
Dance 28, 319, 432, 460-461, 467
Dart 17, 67, 69, 71, 74
Dart Family Park 455
Darts 431
Daylight savings 29, 113
DDL Studio Ltd 166, 194, 211, 216, 220
Dean’s Cleaning Services 180
Dental Centre (The) 397, 400
Dentists 397-401
Department of Commerce and Investment 54
Department of Environmental Health 109, 110, 185,
309
Dependants 80, 88-90, 92, 328, 330, 370
Dept. of Education Services 334, 355
derma Ltd 386
Design Cayman 216, 217
Design Studio 187, 194, 198, 267, 270
Designer Windows and Doors 198, 218
Diabetes 386
Dialling codes 126
Diesel 133-134, 253
Digicel 76, 126, 128, 130
Dining on a budget 297
District health centres 326, 377-378
Dive 365, 450
Dive equipment 266
Dive operators 453
Diving - Technical 452
Diving 448-453
Divorce 90, 96, 115, 222-226
DMS Broadcasting 283
Doc Polson (Wreck of) 449
Doctors (General & Family) 381-384
Doctors Express 379, 380, 382, 402
Doctors Express Pharmacy 407
Doctors Hospital (The) 322, 365, 376, 379, 380
Dog sitting 446
Dog Trainers 445
Dolphins 455
Domestic abuse 225, 394, 422, 424
Domestic help & agencies 181-182, 276, 324
Domicile 101, 107
Doors & windows 198
Dorm & Day 332, 350, 351
Doulas 323
Dr. Foley’s Eye Clinic 390, 403
Dr. Matthias F. Herzig 391
Dr. Rommel El-Madany’s Clinic 321, 322, 387, 388, 389
Dr. Wolfe’s Dental Centre 398, 401, 327, 399
Drinking & driving 230
Driving licences 230-232
Driving tests 230-231
Dry cleaners 279
Duty costs - Importing a car 237
Duty on imports 118-119
Duty on wedding gifts 316
Duty rates 121
Ear, Nose, Throat (ENT) 392, 393
Earth Day Cleanup 313
Easter 27,28
Economy Car Rental 234, 235
EcoSmart 74, 174, 175, 176
Edie’s 191, 199, 202
Education - Professional 358-361
Education 329-363
Eighty One West (81 West) 202, 272
EisnerAmper 62
Elections 25
Electric cars 237, 239, 313
Electricians 176
Electricity 132-133
Electronics
200-201, 266
Employee entitlements 61
Encompass Ltd 193, 196, 209, 218, 219, 470
Endocrinology 386
Energy storage systems 310-312
Engagement rings 316
Engel & Völkers 9, 169
Environmental disposal fee (cars) 237
Evening sailing trips 254
Event planners 280
Excess baggage 118
Exporting a car (from Cayman) 237
ezShip Cayman 275, 286
Fabrizone Cleaning Systems 70, 180, 182
Facial Aesthetics 385
Family matters 222-226
Family photographs 327
Family Practice (The) 382, 384, 385
Family-friendly restaurants 294
Farmers Markets 300-301
FEDA Maintenance Services 174, 177, 179, 200
FG Services Ltd 56, 58
Financial history 32
Financial technology (FinTech)36
Finding a job 46
Firearms/weapons 121
Fireworks 266
First aid 363
First Baptist Christian School 338, 345
First Baptist Church 428
FirstCaribbean Bank (CIBC) 42, 61, 124
Fishing 254-255
Fitness Connection 324, 360, 363, 433, 437, 463
Flag football 432, 461
Flooring 199
Flora & fauna 26
Florida 475
Florists 280
FLOW 76, 77, 126, 127, 128, 129, 130, 131
Flowers Block 132, 212, 213
Flowers Foam Products 212, 213, 310
Flowers Sea Swim 437
Fly tipping 185
Folk singing 28
Food & wine societies 305
Food delivery service 298
Food trucks 298
Football/soccer 432, 461
Footsteps School 346, 347
Foster’s - Pharmacy 293, 407
Foster’s Supermarket 293, 300, 302
Foundation Companies 34, 52
FrancisGrey Attorneys 56, 64, 65, 164
Frederick + McRae Ltd 206, 216, 218
Freight consolidating & forwarders 116, 117
Fresh fish (buying) 301
Full moon celebrations 304
Full Work Permit 87
Funeral homes 108, 110
Funerals 109
Furniture 120, 197-199
Gallagher
Insurance 62, 63, 137, 374
Garden maintenance 182-183
Gardens 202-204
Gas 131
General contractors 219-220
General practitioners 381-384
Geology 25
George Town Hospital (HSA) 322, 375
George Town landfill 179, 185, 307
George Town Yacht Club 254, 294
Geothermal 312
Ginos 297
Girl Guides Association 425, 468
Golf 417, 432, 461
Go-To Ltd. 280,281
Gourmet food 302
Government schools 334-336
Grace Christian Academy 338, 346
Green - At home 308-310
Green - At work 308
Green - Building 310
Green - Cleaning products 308
Green - Community projects 313
Green - Eating and drinking 307
Grocery stores 300-302
GT Automotive (KIA dealership) 229, 238, 240
Guardian of the Reef 452
Guns 121, 256
Gymnastics 461
Gyms 432-434
Gynaecology & Obstetrics 320-321, 388-390
Hair salons 278
HALO Legal Solutions 65, 68, 283
Hampson and Company 59, 65, 107,
,
, 225, 226
Hampson Corporate Limited 58
Harbour House Marina 249, 250, 252, 253
Hardware 269
Health & wellness 364-408
Health City 322, 376, Inside Back Cover
Health insurance 61, 102, 113,134, 136, 370-374
Health Services Authority (HSA) 321, 322, 367, 372, 375
Healthcare acronyms 374
Healthcare Pharmacy 406, 407
Helicopter rides 412
Hell Geological Site 410
Heritage Holdings 74, 281
Hew’s Cleaning Services 70, 180, 183, 277
High Achievement Academy 355
High schools 335-336, 342-349
History and culture test 94
History of the Cayman Islands 23-25
Hockey 434, 462
Holiday camps 468
Home automation 200, 266
Home Gas 135, 136, 248
Home improvements 186-204
Home inspections & site surveys 167
Home security 177, 201
Home Tailor 199
Homeschooling 355-356
Homewares 269
Honduras 474
Hope Academy - Clinical Services 394, 395
Hope Academy 346, 347, 352
Horseback riding 434, 462
Hospitals - Local 321-322, 375-376
Hospitals - Overseas 378
HSM 57, 58, 65, 89, 99, 107, 109, 162, 164
Hurricane supplies 270, 289
Hurricanes and pets 291
Hyde Shipping 115, 116, 118, 236
Hyperbaric oxygen therapy 402
Immigration 86-101, 104, 328
Immigration consultants 98-99
Immunisations 326, 331
Import duty 118-119, 121, 237
Importing a vehicle 236-237
Importing food 120
Importing pets 440-441
Independent directors 36, 59
Inheritance tax 107
Institute of Cayman Islands Architects 217-218
Insurance - Car 235
Insurance - Contents 135-136
Insurance - Health 61, 102, 113, 134, 136, 370-374
Insurance - Home 135
Insurance - Legislation 38
Insurance - Life 103, 139
Insurance Co of the West Indies (ICWI) 138, 139
Insurance providers 63, 104, 136-139, 250, 372-374
Integra Healthcare 323, 375, 383
Intellectual property 53-54, 55
Interior Design Group 194, 268, inside front cover
Interior designers 193-195
International College of the Cayman Islands 356, 357
International Medical Group 381, 383, 403
International packers & movers 116
Internet providers/services 130
Invenio Global Search 80, 85, 91, 99
Investing in Cayman 41-49
Investment funds 33
Island Cleaners 279, 280
Island Doula 324
Island Energy 133
Island Heritage Insurance 138, 141, 250
Island Montessori 338, 340
Island Primary 347
IT services 63, 266
Jacqueline Ziemniak - Coldwell Banker 152, 169
Jacques Scott 303
Jamaica 474
Jasmine 104, 105, 387, 425
JEC Property Consultants 166, 168, 208, 221
Jewellery 270, 316
Jewellery Palace (The) 271
John Doak Architecture 215, 216, 218
Johnson Design + Architecture 217, 220
Juliet Osbourne - Life Insurance 104, 139, 165 JUNK 308, 309
Kass Coleman - RE/MAX 145, 170
KastleCay Ltd 218, 221
Kayaking 415
Keith Tibbetts (Wreck of) 449
Kennedy Gallery 260, 261 Kennels 446
Key cutting/locksmiths 280
KidsAbility 352, 395, 403, 406
Kindergarten 334-335, 342-349
King Pin Bowling 435, 462
King’s Sports Centre 434, 457, 462
Kirk Freeport 271, 316, outside back cover
Kirk ISS 63, 68
Kirk Marine 250, 255
Kirk Market 13, 300, 302
Kirk Office 68, 261, 266
Kirk Pharmacy 407, 408
Kitchens 195
Kiteboarding 415, 462
Kittiwake (The) 450
Kman Vets 443
Knighthead Annuity 49
Kosher food 298
Kristina King - ERA 168, 169
Landfill site 185, 307
Landscaping 182, 202
Language therapy 352, 405
Laser tag 417, 457
Laundry services 279, 280
Law firms 107-108, 226
Law school 358, 359
Leadership development 363, 468
Learning support 352-355
Leasing - Commercial property 70-74
Leasing a vehicle 263
Ledger & Looms 197, 199, 270
Legal system 25
Letter of Wishes 106
Level 5 Construction 200, 219, 220
Liberty Wealth 42, 46
Libraries 468
LIFE (Literacy is For Everyone) 333, 426
Lighting 269
Limited liability company (LLC) 52
Linens 269
Lionfish 255, 450
Liquor stores 302
Little Cayman 161, 473
Little Trotters 337, 339
Live music 299
Living expenses 114
Living.ky 10-11, 75, 76, 189, 194, 196, 203, 207, 268,
270
Local media 281-283
Local produce 300-301
Logic 73, 76, 126, 129, 130, 131
Love Your Dog 446
Luca 296
Macabuca 298
Maedac 233, 241
Mail Boxes Etc 116, 118, 275, 286
Mangrove kayak tours 415
Maples 65
Marinas 252
Marine fuelling stations 253
Marine Park regulations 256
Maritime Authority (MACI) 40
Marksons Furniture 188, 199, 268, 270
Marriage 314-319
Marsh 138, 371, 374
Martial arts 435, 462
Masonary 214
Mastic Trail 412
Maternity clothes 271, 324
Maternity leave 80, 324
McGrath Tonner Attorneys 66, 164
Mediation 224
Medical cannabis 402
Medical spas 405
Medical specialties 384-397
Medical declaration (for immigration) 88
Miami 475
Michael Webster - Life Insurance 104, 139, 165
Midwife births 322
Minerva 168, 277, 284, 325
Mini Warehouse 2 Ltd 281, 282
Ministry of Financial Services 40
Ministry of Health & Wellness 366, 368
Mise en Place 305, 316
Mission House 413
Mobile phones 128
Mobile Vet Company (The) 444
Money transfer services 126
Montessori by the Sea 339, 348
Montessori del Sol 339
Montessori School of Cayman 336, 340
Mortgages 164
Mosaic Cayman 112, 113, 284
Mosquitoes 26
Motions Unlimited 327, 457, 461, 466
Motor Zone 240
Motorcycle licences 234
Motorcycle tours 412
Motorcycles 242
Moving to Cayman 111-118
Musical instruments 271, 272, 467
Must Love Dogs 442, 447
My Island Dentist 398, 399
My KandA Cleaners 70, 181, 183, 277, 278
Nannies
181, 276, 324
National Emergency Notification System (NENS)
289
National Gallery 261, 317, 413, 426, 465
National Roads Authority (NRA) 228
National symbols 28
National Trust 261, 313, 413, 427, 467
Native plants & trees 26, 182
Naturalisation 96
NAUI 451
Navigate 112, 284
Navigation (marine) 248
NCI Freight & Logistics 112, 116, 117,
,
,
, 284
Netball 435, 462
Neurology & neurosurgery 388
New car dealers 238
New York 475
Next Chapter 262, 263, 463
Nightclubs 299
North Sound Golf Club 432, 461
Notary Public 68, 283
Nova Recruitment 85, 361, 425
Nursery schools 336-342
Oasis Pool & Spa 184, 185, 204
Obstetricians, gynaecology 320-321, 322, 388-
389
OceanMed 321, 381, 387, 389, 403
Office Supply 5, 63, 68, 261
Ogier 58, 66, 108
Omni Cayman 63, 101
OnCourse Cayman 395
Ophthalmology 390
Optical Outlook 273, 404
Optical Shop 390, 403
Optimal Healthcare 325, 326, 392, 393
Optometry 403
Cricket Square 72-73
Orlando 475
Oro Verde (Wreck of) 449
Orthodontics 397-400
Outdoor living 202
Outdoors - ALT (The) 202, 203, 204
Overseas Asset Management (OAM) 42, 45
Overseas education 349-352
Overseas Territory 25, 32
Overseas treatment facilities 378
OWC Services 58, 70, 99
Pack Pet N Go 443
Paddleboarding 417, 459
PADI 360, 451
Paediatric dentistry 327
Paediatricians 392-393, 325-326
Painting contractors 179, 197
Palliative care 104, 387
Paradise Landscaping 183, 203
Paradise Villas 473
Paramount Carpets 19, 200, 214
Parkour 463
Parrots 441, 458
Parsons Air Conditioning 172, 174, 176
Partnerships - Business 34, 51
Party supplies & rentals 272, 280
Pasadora Family Dental Centre 327, 399, 400, 401
Passports (Baby) 328
Passports (Pets) 443
Passports 100
Paternity leave 324
Pathology 393
Paving and driveways 213
Pedro St. James Castle 317, 409, 459
Penha Duty-Free 258-259, 262
Pensions 46, 139-142
Pensum Services 138, 250
Permanent Residency 93-96
Permission to Continue Working (PCW) 94
Personal trainers 432-434
Pest control 177-179
Pestkil Ltd 178
Pet grooming & pampering 447
Pet passports 443
Pet relocation services 442
Pet sitting 446
Pet-friendly staycations 471
Petrol 133
Pets - Adopting 444
Pets - Lost or injured 447
Pets - Ticks & fleas 444
Pets & hurricanes 291, 446
Pharmacies 406-408
Phoenix Health Services 378, 379
Photo processing 285
Photographers 284, 318, 327
Physiotherapy 404
Piano tuning 272
Pianotech.ky 272
Pickleball 435, 463
Pilates 435
Pilates Studio (The) 434, 435, 465
Piracy 23
Pirates Week Festival 29, 415, 467
Plants & garden centres 183, 272
Plastic Free Cayman 313, 421
Playgrounds & parks 455-456
Playgroups 327, 467
Plumbers 179
Podiatry 393
Pole fitness 436
Political system 25
Pool maintenance 184
Pool Patrol 184, 204
Pooley Cabinets Design Studio 194, 197
Poor Relief payments 104
Population 26
Postal services 285
Post-natal support 326
Post-nuptial agreements 222
Power Flower 183, 203, 272
Powerhouse Gym 434
Precious metals 46
Pre-natal classes 323
Prenuptial agreements 222
Preschool 336-342
Prestige Motors 231, 238, 239
Priced Right 263, 264, 300, 302
Primary schools 334-335, 336-348
Printing & copying 286
Private schools 336-349
Procure Cayman 221
Professional training 358-361
Project managers (construction) 220-221
Propane gas 131, 310
Property Cayman 3, 155, 170
Property management services 167-168
Property market overview 143-144
Property pitfalls to avoid 166
Property valuations 165-166
Proven Bank 61,124
Psychology 393-396
Public holidays 27
Public transport 243
Purchasing overseas 275
Puritan Cleaners 279, 280
Quayside Surveyors 166
Queen Elizabeth II Botanic Park 317, 410, 456, 465
Radio stations (local) 281-282
Ragazzi 294, 299
RBC Dominion Securities 43
readyspaces 72, 74
Realtors - Renting 170-171
Realtors - Sales 168-170
Rebecca Davidson Photography 285, 318
Recruitment agencies 85
Recycling 179, 309
Recycling batteries 309
Recycling locations 309
Red Cross 274, 362, 363, 425
Regenexx 319, 396
Reinsurance 38-39
Reliable Industries 181
Religious services 472-429
Relocation services 112
REM Services 168, 171
Renewable energy 310
Rent costs 114, 170
Rental cars 235
Renting a property 170-171
Reside Cayman 99
Residential areas 151-161
Retirement homes 104
RF Bank & Trust 42, 43, 141, 142
Rhulens 74, 170
Ritch Realty 147, 171
Ritz-Carlton (The) 261, 262, 279, 294, 250, 299, 317, 459, 465, 471
Ritz-Carlton Golf Course (The) 273, 432
Ritz-Carlton Tennis Club (The) 273, 435, 438, 463, 464
Roadside assistance 242
Robson Construction 210, 220
Rock climbing 436
Rocky’s Diamond Gallery 271
Roller & Inline skating 463
Roofing 201
Roundabouts 228
Rugby 435, 436, 463
Running 436
Sagicor 43, 47, 104, 107, 139, 140
Sailing 254, 416, 417, 436, 463
Sailing charters 254
Sailing Club 416, 436, 463
Sargassum (Removal) 184
School buses 230, 243
School uniforms 272
Schools - Government 334-336
Schools 334-349
Scooters 234, 243
Scotts Marine 245, 249, 251
Security - Boat 249
Security - Home 177, 201
SEL Inspections 217, 218
Seminary 357
Service clubs 421-422
Seven Mile Medical Clinic 381, 384, 403
Sewage treatment 184
Shining Stars Education Centre 341
Ship registration 39-40
Shipping by air 118
Shipping by sea 118
Shoes & shoe repair 272, 281
Simply Weddings 315, 316
Sinclair Corporate Services 58, 65
Sinclairs 65, 68
Single family offices 37
Sister Islands 160-162
Sister Janice’s Early Learning Centre 341
Site surveys 167
Snorkelling 417, 449
Social clubs 418-420
Softball 445, 460
Solar power 310-312
Sole trader 51
Sotheby’s International Realty 154, 169
Spark! School of Performing Arts 414, 432, 461, 467
Spas 278-279, 405
Spaying & neutering pets 444
Special Economic Zone 54, 91
Speech Studio 353, 406
Spinning 437
Sports & Divers Supply 5, 266, 273
Sports & fitness 430-439
Sports clothing & equipment 273
Sports medicine 390-392
Spray foam insulation 201-202
Squash 437, 463
St. Ignatius - Early Years Centre 341
St. Ignatius Catholic Church 428
St. Ignatius Catholic School 348
St. Michaels University School 352
Staged 193, 198, 268
StaMar Enterprises 118, 119, 275
Stamp duty rates 162-163
Stationery 263, 319
Staycations 470-471
Stem cell treatments 396
SteppingStones 85
Sticks and Stones 15, 203, 268
Stingray City 411
Stoneman Products Supply 203, 213, 214
Storm surge 288
Storytelling 363, 468
Strand Dental Clinic (The) 400
Strand Medical Centre (The) 383, 384, 385
Strata titles 165
Strategic Wealth Preservation 46
Structural engineers 221
Structured finance 34
Stuarts Humphries 58, 66, 99, 108, 164
Student visas 91
Styles Beauty Salon 278, 279
Sunglasses 273
Sunset House/Divers 294, 299, 363, 453
Superior Auto 240, 241, 249, 251, 359
Supermarkets 300
Support services/groups 422-427
Surfing 417, 437, 463
Surveyors - Land 220
Surveyors - Quantity 220
Sustainable eating 307
Sustainable transport 313
Swift Auto Leasing 235, 236
Swimming 437, 463
Swimming pools & safety 204, 313
Table tennis 438
Tailors 279
Taxation 32, 101
Tech West 5, 266
Telephone services 126-129
Television 131
Television stations (local) 283
Temporary accommodation 171
Temporary Work Permit 90
Tennis 438, 464
Theatre 363, 413, 467
Thrift shops 273
Time zones 113
Tipping 298
Tips for being green 308
TODD Air Conditioning 174, 176,
Tomlinson Furniture 76, 199, 267, 268, 328
Tony’s Toys 236, 238, 240, 241,
Total Health 367, 379, 381, 384, 387, 390, 391, 392,
400, 403, 408
Toys 263
Trade and Business Licensing 56
Tradeview 44
Travel 469-475
Travel agents 475
Travel insurance 475
Travers Thorp Alberga 58, 66, 108, 223, 226
Trees - Planting 182
Triathlons 438, 464
Tropical Optical 404
Truman Bodden Law School (The) 356, 358
Turtles & turtling 28
Tutoring 354-355
Ultimate frisbee 438
Ultrasound 380
Uncle Bill’s 198, 203, 263, 270, 277
Underwater photography lessons 453
Underwater wedding 318
Underwear 274
Uniko Eco Salon 262, 279
Universities 357-358
University College of the Cayman Islands 358
Upholstery services 202
US taxation 101
US/American citizens 100, 101
Used car dealers 239
Utilities 131-134, 179
Vampt Motors 238, 241, 242,
Vanguard Risk Solutions 138, 374
Vegetarian & vegan food 297
Vehicle licensing 232
Veterinarians 443-444
VHF radio 248
Vigoro Nursery 183, 272, 203
Village Montessori 342, 349
Vino Veritas 302, 303
Visas 90, 91, 100, 473
Volleyball 438, 464
Voluntary organisations 424
Walkers (Cayman) LLP 54, 66 Warehouse space 281
Waste management 185, 307
Watches, jewellery & repair 270
Water Authority 131, 132
Waterfront dining 294-296
Wealth management 41-44
Web design 62
Wedding bands 316
Wedding dresses 315
Wedding planners 316
Wedding services 314-319
Weights, measures & temperature 115
Wellness Centre (The) 353, 373, 396
Wesco 179, 196, 197, 213
WestPoint Inspections 164, 167, 220, 221
Wildlife - Injured 447
Wills & probate 106-107
Window treatments 199
Wine 121, 302, 303, 305, 420, 363
Wine tasting & dinners 304
Women’s health 320-321, 388-390
Work permits 78-80, 87-90
Wreck diving 449-450
Wreck of the Ten Sail 24, 32
X-ray 380
Yoga 439, 465
Zen Garden Spa 279
Last Look
People who find the Cayman Resident magazine and website really useful.
Amber Yates
I have lived in the Cayman Islands for over 20 years, having moved here from Billericay in the UK. As a working mum, Cayman Resident magazine has always been my go-to publication for everything related to living in Cayman. From sourcing summer camps for my kids, to choosing the right doctors clinics, it has been an invaluable resource. In my professional life in real estate sales and relocation, I consistently recommend Cayman Resident to my customers and clients to greatly assist with their transition to life in Cayman, whether they are moving here to live or looking to invest. I always keep copies in my car because I know it’s the best tool to help clients with lifestyle choices and to ease their move to this beautiful Island. Cayman Resident is more than just a magazine and website; it’s a vital resource that has supported me in both my personal and professional life. I couldn’t imagine navigating life here without it. Amber Yates is a Cayman Islands Real Estate Agent.
Dr Chris Williams & Dr Layla Jaffree
Before moving to Grand Cayman in June 2024, we glanced at the Cayman Resident on occasion for food recommendations on several of our trips over the years when visiting. Moving with three young children was a much larger move than we expected. While we enjoyed a lot of support and pointers from the people that we know here, we were also thankful that the team at Regenexx Cayman gave us a copy of Cayman Resident and pointed us to the website which we have found to be an extremely helpful reference for many aspects of our daily life. Everything from choosing a neighbourhood to live in and even finding swimming lessons for our children. We will continue to use Cayman Resident as we settle fully into life in Cayman. Dr Chris Williams is an Orthopaedic and Regenerative Medicine Specialist at Regenexx Cayman and Dr Layla Jaffree is an Obstetrician and Gynaecologist at OceanMed.
Dr Melissa Mascaro
I moved to Cayman nine years ago as a medical student, having never set foot on the Island. Cayman Resident magazine has provided me with invaluable information in all stages of my life from medical student to visiting specialist and now full time primary care sports medicine physician on-Island. I’ve used it to navigate the complexities of buying and selling a home, opening a bank account and to figure out who to talk to about US taxes. It’s a detailed guide on general island living and gave my husband and I lots of ideas to occupy our time with young kids during COVID. I now use it regularly to see who hosts the best children’s birthday parties and even to find the best medical care for my family (Cayman Clinic of course!). Cayman Resident has been my partner in sickness and in health and I look forward to reading each new edition to learn more about this amazing Island. Dr Melissa Mascaro is MD at Cayman Clinic/Novoclinic.
Simon Cassell
I have recently moved to Grand Cayman from the UK with my wife and two children to take up the role of Deputy Principal at Cayman Prep & High School. Having never been to Cayman before and, truth be told, knowing very little about the Islands, the Cayman Resident website became essential reading to me and my wife. From learning about the culture and lifestyle on the Islands to pinpointing where we might live, whilst also allowing us to financially plan for the move, we would have been lost without such a useful resource. At the time of writing, we have been here for a week and already feel settled, largely thanks to the hospitality shown to us by the wonderful people that we have already met. We cannot wait to continue this exciting adventure and fully ingratiate ourselves in Caymanian life. Mr Simon Cassell is Deputy Principal at Cayman Prep & High School.
Beverly Edgington
As the Chief Administrator of the Breast Cancer Foundation, and a long-term resident of the Cayman Islands, I still rely on the Cayman Resident magazine for valuable insights and resources. The magazine offers a wealth of updated information on local businesses, healthcare providers, and community services, which are all crucial for our Foundation’s work in raising awareness and support for breast cancer initiatives. Staying informed about changes in laws, medical services, and community activities helps us better serve our cause and connect with new partners. Additionally, it highlights opportunities for community engagement, allowing us to discover new ways to collaborate and reach out to residents, both long-term and new. The Cayman Resident magazine and website remain key resources for staying connected and informed in this evolving community, enabling the Foundation to strengthen its impact across the Islands. Beverly Edgington is the Chief Administrator at the Breast Cancer Foundation.
Aleta Botha
I moved to Cayman in December 2021 after deciding that I needed a change of pace in my life (and Cayman didn’t disappoint!). The first resource provided by my employer was a link to the Cayman Resident website. From then onwards, it became my go-to website for questions I had. There was not one question I had that wasn’t covered by the website – questions about immigration, the best beaches, where to eat, how to set up a bank account – all of it! I was also impressed with the fact that the website is kept up to date with the latest information. Once I arrived, I had to quarantine for two weeks – luckily my employer then provided me with the latest copy of the Cayman Resident magazine, which contained even more great insights. Now, every year I make a point of obtaining a copy of this magazine so that I can stay in tune with what’s happening on the Island. Aleta Botha is a Manager at PwC.
PRECISION
Our attention to detail is evident in everything we make. Here we’re assembling a standout feature on our famous dive watch. We mean that literally. On our Seamaster Diver 300M we use raised indexes filled with white Super-LumiNova. Bold hour markers in simple shapes that glow in the dark, to ensure our wave-pattern dial is legible beneath the waves. That’s our uncompromising approach. That’s OMEGA precision.