Cayman Resident 2024

MAPS ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS EDUCATION KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME AND MUCH MORE!

INTERIOR DESIGN GR OU P

CAYMAN ISL ANDS SINCE 2003.

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Letter from the publishers

Welcome to the 21st annual issue of Cayman Resident! It has been a privilege working with our amazing team at Acorn Media who again have put their hearts and souls into updating and checking every paragraph of existing information plus researching new developments in our community whether that be new schools, new laws, new activities or new businesses.

Thank you also to the industry experts who have allowed us to tap into their knowledge so that we are able to share that wealth of information with our readers. The Cayman Islands are growing and evolving, and its myriad of changes are reflected in the following 480 pages, as well as on our Cayman Resident website (www.caymanresident.com). We hope you find it as interesting, inspiring and helpful as thousands of others have found it over the last two decades.

This year we write about the many changes to our ever-evolving healthcare system, and the plans in place from our National Roads Authority as they endeavour to widen roads and find ways to mitigate our traffic woes. We update you on the changes to our financial services industry, including new laws that have been gazetted and changes that are imminent, and we have written about the improvements to our education system in both the government and private schools.

We report that there are more work permits in Cayman than there ever have been, that we are now a melting pot of 137 different nationalities, and that our per capita income has risen to US$87,135; the highest in the Caribbean. We also learn that our government have been prudent in their spending and the economy is doing well. In Q1 2023, we had a surplus of CI$235 million, but although unemployment is at 2.1% and our inflation is now down to 6.6%, there is concern about what impact a significant increase in our minimum wage might have on our economy.

We look forward to watching closely how it all unfolds and we would like to wish you, your family and the whole Cayman community a very blessed, happy and prosperous 2024.

Acorn Media mailing address:

PO Box 31403

Grand Cayman KY1-1206

Cayman Islands

Acorn Media physical address:

209 Alissta Towers

North Sound Road, George Town

Tel: (345) 946 3200 Fax: (345) 946 2830

Email: info@acorn.ky

www.caymanresident.com

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Acknowledgements

Publishers

Joanna Boxall - Editor

Charles Grover – GM

Sales

Charles Grover

Deborah Roberts

Design/Production

Julian Dalton

Researchers/Copy Editors

Christina Pineda

Emily Richardson

Rosita Ritch

James Sedgley

Jessica Wright

Summer Intern

Chiara Subiotto

Siena van Dam

Proofreader

Lauren Hazlewood

Contributors

Christine Ballantyne-Drewe

Andrew Barker

Monique Bhullar

The CUC Team

Louise Desrosiers

Lucy Frew

Nick Joseph

Desmond Kinch

Alric Lindsay

Ian Mason

Menelik Miller

Fleur Peck

Sloane Rhulen

Claudia Subiotto

Darren Trickett

Jeanette Verhoeven

Joanne Ziegler

Jacqualine Ziemniak

Photography

Julie Corsetti

Rebecca Davidson

Caroline Deegan

John Doak Architecture

Carlo Lee

Bouke Maddock

Cayman Islands

National Archive

Courtney Platt

Strategic Wealth Preservation

Azure Realty

Lisa Reid

Cayman Islands Sailing Club

Jonathan Sparrow

Huis & Justin Uzzell

Bryan Winter

Monika Woitkiewicz

To create the Cayman Resident magazine and website every year takes a team of dedicated staff and the willing participation of industry experts. We owe our heartfelt thanks to:

Claudia Subiotto from RE/MAX who completely rewrote and updated the Overview of the Cayman Property Market in the Finding a Home chapter, as well as the current status of buying homes, land and condominiums in Cayman.

Jonathan Molyneaux

Desmond Kinch from Overseas Asset Management (OAM) who rewrote and updated the Wealth Management information in the Investing in Cayman chapter.

Fleur Peck from Blue Point Consultants who allowed us to use her very detailed market report on what is happening in the world of property, construction and real estate in Cayman. Her statistics and analysis was invaluable!

Jacqueline Ziemniak from Coldwell Banker who helped us research new property developments.

Jeanette Verhoeven from Bogle Insurance Brokers who helped us update the insurance information across the Health, Settling In and Transportation chapters. She knows everything about insurance!

Louise Desrosiers from Travers Thorp Alberga who is the author of the Family Matters chapter.

Nick Joseph who again shared his expertise on Cayman’s immigration laws.

Menelik Miller at Appleby who helped us rewrite and update our insurance information in the Cayman – A Global Financial Centre chapter.

Alric Lindsay who reviewed and updated the Independent Directors section of the Cayman – A Global Financial Centre chapter.

Also, special thanks to the team at Walkers (Cayman) LLP who once again went above and beyond to help us update large sections of the Cayman – A Global Financial Centre chapter and the Running a Business chapter:

Christine Ballantyne-Drewe helped us write and update our information on Companies and Partnerships in the Running a Business chapter.

Joanne Ziegler helped us review and update the Structured Finance section, as well as the information on CLOs.

Andrew Barker helped us review and update our information on Companies and Partnerships in the Cayman – A Global Financial Centre chapter.

Monique Bhullar helped us update the Trusts section of the Cayman – A Global Financial chapter.

Lucy Frew updated the sections on Jurisdiction of Choice, Banking in the Cayman, and Beneficial Ownership in the Cayman Islands.

Ian Mason who very graciously, and at the last minute, put his hand up to update the information we have on FinTech and Cryptocurrencies!

On The Cover

Our Cayman Resident 2024 cover photographs were taken by Julie Corsetti. We would like to thank Jordyn Williams and her daughter Sade for agreeing to be featured on the front cover, and to Julie Corsetti who took this wonderful photo of our 2024 cover models.

Last but not least we would like to thank the Islands’ wonderful photographers who have given us so many of their beautiful photographs to use in this issue. We need a wide variety of photos, from a cross-section of life in these Islands, and it is a huge task each year.

On a final note, we always welcome contributions, suggestions or photos to make this magazine even more informative and visually appealing each year. If you are a budding photographer and would like to get some of your photos published, then send us your best. As you can see, we publish a wide variety of images so don’t be shy! Contact Acorn Media on (345) 946 3200 or email: joanna@acorn.ky.

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Tomorrow

CREATING FOUNDATIONS FOR

AT DART, we’re committed to creating a prosperous future, not just for our company and our people, but for the entire Cayman Islands.

For over 30 years, we’ve been attracting tourists, professionals and investment to the islands with our diverse portfolio in real estate, hospitality, retail and leisure.

But that only tells half the story.

We’ve also invested in education, healthcare and community projects. Built homes and offices with world-class sustainability credentials. Nurtured careers and empowered employees. Developed renewable energy solutions and resilient infrastructure. Promoted biodiversity and reduced waste. And created inspiring places to live, work and play.

Because we believe a better tomorrow starts with the foundations we lay today.

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Contributors 2024

Louise Desrosiers

Louise is the author of the Family Matters Chapter.

Louise is Senior Counsel, Travers Thorp Alberga and is a highly experienced family law litigator and accredited mediator. She is an expert in dealing with nuptial agreements, divorce and ancillary financial matters, in addition to the practical and financial arrangements for children. Louise has a particular interest in family cases involving autistic children and/or parents, or those with additional needs. Before relocating to Cayman in 2020, Louise practised as a Barrister specialising in family law at Lamb Building (Chambers of Bernard Richmond QC, Middle Temple, London) where she remains a door tenant.

Joanne Ziegler

Joanne helped us review and update the Structured Finance section in the Cayman – A Global Financial chapter, as well as the information on CLOs.

Joanne joined Walkers’ Cayman Islands office in 2014 and is a partner in the Finance team. She specialises in debt capital markets and structured finance with extensive experience in CLOs, securitisation and note programme structures as well as bespoke structured products. Joanne also advises on listings on the Cayman Islands Stock Exchange. Joanne regularly acts for asset managers, leading investment banks, financial institutions, public and private companies and leading onshore law firms, advising on a variety of finance transactions.

Christine

Ballantyne-Drewe

Christine helped us write and update the section on Companies and Partnerships in the Running a Business chapter.

A senior counsel in the Global Investment Funds Group in Walkers’ Cayman Islands office. She advises primarily on the formation, operation and restructuring of investment funds and has extensive experience in both open and closed-ended investment structures, as well as downstream corporate transactions. Christine advises a broad range of institutional asset managers, private equity sponsors, family offices and start-up and emerging managers.

Menelik Miller

Menelik helped us rewrite and update the Insurance section in the Cayman – A Global Financial chapter.

Counsel at Appleby in the Cayman Islands and Head of the Regulatory and Compliance group, Menelik practices in financial services regulation, advising on regulatory issues and establishing newly regulated businesses, prudential regulatory considerations, corporate governance and strategic approaches and has significant experience of regulatory inspections and other regulatory enforcement matters. Menelik has more than ten years of experience working with or for financial service regulators in the UK, Jersey, BVI and the Cayman Islands.

Nick Joseph

Over the years Nick has written, added to and updated our Immigration chapter - all of it! With a BA in Psychology and Languages, and an LLB (Hons.), Nick was admitted as a Cayman Islands Attorney at Law in 1997. He founded and was the principal of the successful Cayman Business Teams of two separate firms. With more than 25 years of experience, he is a leading specialist in immigration, relocation, licensing and employment matters relating to the establishment of residence and conduct of business in and from within the Cayman Islands. His clients include individuals, families and corporations. Nick lectures on Immigration Law at the Cayman Islands Law School and elsewhere.

Andrew Barker

Andrew helped us review and update our information on Companies and Partnerships in the Cayman – A Global Financial Centre chapter.

Andrew is a partner in the Global Investment Funds Group at Walkers. He regularly acts for leading investment managers and private equity sponsors advising on the structuring and formation of their funds, as well as downstream transactions, including joint ventures, acquisitions and disposals. An integral part of his practice involves advising on initial public offerings (including SPACs), ongoing matters for Cayman Islands public companies and take privates.

Fleur Peck

Fleur is the author of a very detailed market analysis of the Cayman property market which informed and updated several of our chapters. Fleur is a Chartered Surveyor, registered valuer, member of the RICS and is the owner of Blue Point Consultants. She has 20 years’ experience in the property market having started her career in one of the top surveying firms in the UK. She has developed a strong reputation in the hotel and resorts sector on the valuations, consulting and sales side. Recent instructions include portfolio valuations of hotels for market value and insurance purposes, insurance negotiations after damage from hurricanes, as well as the sale of numerous hotels in Cayman.

Sloane Rhulen

Sloane helped update the Costs to ‘Fit Out’ an Office Space section in the Running a Business chapter.

Sloane Rhulen is the broker/owner of Rhulens, a boutique real estate firm on-Island. With over 26 years of commercial and residential real estate experience, Sloane provides her clients with valuable and meaningful advice when navigating any challenging aspect of a real estate transaction. She possesses deep and granular knowledge of the bricks and mortar, and the broader financial and economic trends that impact the commercial and residential real estate markets.

People who have helped with this issue of the Cayman Resident

Jeanette Verhoeven

Jeanette helped us update the insurance information across the Health, Settling In and Transportation chapters.

Jeanette is a registered nurse currently serving with Bogle Insurance Brokers. She has longstanding experience helping employers with group benefits in the Cayman health insurance industry. She was awarded a Cayman Islands National Heroes Health Services Award in 2015. Her knowledge, medical background, empathy and extensive industry relationships of over 20 years have helped countless clients with their insurance needs.

Alric Lindsay

Alric reviewed and updated the Independent Directors section of the Cayman – A Global Financial Centre chapter.

Alric has 25 years of experience in the financial services industry. He is an Accredited Director and is registered as a professional director with the Cayman Islands Monetary Authority (CIMA). He serves as a director for open-ended investment funds, private equity vehicles and investment management companies. He is also a director of Pillar Global Management, an entity licensed and regulated by CIMA to provide director services. He has a comprehensive understanding of fund structures covering all stages of the fund’s lifecycle.

Darren Trickett

Darren reviewed and helped update the Private Pensions section of the Settling In chapter. Darren is the Pension Sales and Relationship Manager at Island Heritage and has over 25 years of banking, finance and investment experience. Having worked for a number of retail banks in Cayman, with roles spanning from IT Administration to Branch Management, in 2017 Darren joined Island Heritage to launch a new pension offering to bring greater strength, selection and transparency to employers in Cayman. Island Heritage is a wholly owned subsidiary of BF&M, the Bermuda-based parent with pension assets of over US$1.5 billion and 117 year history as a leading insurer.

Lucy Frew

Lucy updated the sections on Jurisdiction of Choice, Beneficial Ownership, and Banking in the Cayman – A Global Financial Centre chapter.

Lucy is a partner and heads Walkers’ Global Regulatory & Risk Advisory Group. She brings more than 20 years’ experience as a specialist financial regulatory and risk management advisory lawyer.

Lucy’s clients are financial institutions across the international and domestic spectrum, including a range of banks, investment funds, investment managers, advisers, broker-dealers, trading venues and insurance and reinsurance sector clients. She also has significant experience in advising on FinTech and virtual assets.

Claudia Subiotto

Claudia revamped the Overview of the Cayman Property Market section in the Finding a Home chapter, as well as the current status of buying homes, land and condominiums in Cayman. Claudia has previously lived and worked in London, New York and Rio, and her past career in pharmaceutical sales – working under technical and extremely competitive conditions – has established a great foundation for working in real estate. As a member of the award-winning Bovell Team at RE/MAX, Claudia brings to the table her experience and contacts in the property industry, as well as her thorough knowledge of what it takes to live and work in the Cayman Islands.

Desmond Kinch

Desmond rewrote and updated the Wealth Management section in the Investing in Cayman chapter.

Desmond was educated at Seaford College in England and Bishop’s University in Canada, where he received a First Class Honours degree with a major in Finance. Before founding OAM in 1989, he worked at Clerical Medical Investment Group in London, NatWest International Trust Co. (now Coutts and Co.) in the Cayman Islands, and for the Manager of Pharos S.A., an institutionally-owned investment holding company in Luxembourg. He is a past President of CFA Society Cayman Islands.

Monique Bhullar

Monique helped us update the Trusts section in the Cayman – A Global Financial Centre chapter. Monique Bhullar is based in Walkers’ Cayman Islands office where she is a partner in the Private Capital & Trusts Group. She advises high-net-worth individuals and families, trust companies, family offices and charitable organisations on all aspects of private trusts, foundation companies and other wealth and estate planning structures. She also advises on a wide range of Cayman Islands commercial trust matters, including the creation and administration of investment funds structured as unit trusts, securitisation trusts, liquidating trusts, employee benefit trusts and pension trusts.

Ian Mason

Ian helped us update the information we have on FinTech and Crypto Currencies.

Ian Mason is a Partner in the Regulatory & Risk Advisory Group, having joined Walkers’ Cayman Islands office in 2023. Ian’s practice includes both contentious regulatory and advising on compliance matters, and he has particular expertise in advising on FinTech and crypto-assets, as well as financial crime, AML and market conduct issues, and advising clients on dealing effectively with regulators, including regulatory investigations and enforcement proceedings on the defence side.

About

Cayman

Cayman’s outlook, a history of the Cayman Islands, customs, traditions, festivals, legal and political systems, geology, flora and fauna, climate, business hours and dress code.

In April 2023, the Cayman Islands appointed its 15th Governor, Mrs Jane Owen, in succession to Mr Martyn Roper OBE. On behalf of His Majesty the King, the new Governor is devoted to serving the people of the Cayman Islands and plans to focus on her direct responsibilities. These will include external affairs, defence, internal security and promoting good governance by supporting law-and-order authorities and robust and fair immigration policies.

Cayman’s prudent government planning and bonds issued in foreign and local currency, along with the Island’s strong fiscal policies, means that Cayman is financially one of the most robust countries in the Caribbean and is positioned to weather the challenges that the world economy faces due to rising interest and inflation rates. Mortgage and home loan interest rates increased to 8.5% in August 2023, due to an increase by the US Federal Reserve. Although the inflation rate (6%) is far less than the rate last year (12%), prices continue to rise and the cost-of-living crisis is becoming a more prominent issue. Even though the overall unemployment rate has dropped to 2.1% (as of December 2022), the minimum wage has been unchanged for seven years at an impossible-to-live-on rate of CI$6 an hour. In 2023 the Government established a Minimum Wage Advisory Committee to determine if the rate should be raised, and by how much. There are many concerns about whether an increase in the minimum wage will be beneficial as it may impact prices of goods and services.

When families must choose between keeping the lights on and

Photos courtesy of the Cayman Islands National Archive

feeding their children, it is obvious why, as part of the PACT Government’s 20222024 Strategic Policy Statement, one of the first things they implemented was free school meals across all public schools. With a vision to improve Caymanians futures through improving education and implementing social programmes, the Cayman Islands Government has rolled out a one-to-one laptop programme for public school children, raised the scholarship allowances for both Caymanian A-level students and university students (see the Education chapter for exact details) and, amongst a raft of other things, plan to reintroduce A-levels and non-Caymanians into public schools. They also intend to dramatically improve the provision for children aged five and under after an avalanche of research has shown that a person’s financial and social outcome is transformed depending on the way they are parented and educated in those first five formative years of life.

With the Government’s National Energy Policy in mind and with its goal of increasing the amount of energy that Cayman derives from renewable sources to 70% by 2037, Caribbean Utilities Company (CUC) has been given the green light to add three more megawatts of power to their CORE and DER programmes, which will allow customers to connect their solar and windgenerated power to CUC’s grid. It is hoped that this will reduce the Cayman Islands’ dependence on fossil fuels as the Islands try to adapt to the use of renewable energy.

As development continues, and with land space running out, developers are moving upwards. In 2023, Camana Bay opened 60 Nexus Way, the first 10-storey commercial building in the Cayman Islands. The Westin Resort on Seven Mile Beach has also been granted permission for a CI$153 million redevelopment project that includes a 10-storey tower with 234 guest rooms. However, construction on this redevelopment has been postponed until a later date.

The hope that tourism will rebound and help our economy recover is aided by the

addition and reintroduction of commercial air routes. Cayman Airways, our national flag carrier, relaunched their direct flight service to Panama and began a non-stop service to Barbados. These routes open the Island up to Latin America and the Eastern Caribbean. The number of overnight guests visiting the Cayman Islands in 2023 are now close to pre-pandemic levels, providing an increase in Government revenue. Revenue from tourism taxes amounted to CI$28.8 million for the months of January to June.

The Government’s Q1 2023 Financial report indicated that there was a surplus of CI$235 million for the Core Government and net assets were CI$2.2 billion. Nominal GDP was worth US$6.8 billion in 2022, and the per capita income was US$87,135. The Government covers all its operating expenses from revenue and only borrows money for capital investments if it needs to. Cayman has one of the lowest debitto-GDP ratios in the world at only 8.9%. Moody’s credit rating for the Cayman Islands is Aa3 with a stable outlook due to Cayman’s political environment, strong policy continuity, high government effectiveness, sound financial management and economic growth.

HISTORY & POLITICS

Early Cayman History - 1503 to 1670

Christopher Columbus is credited with discovering the Cayman Islands. The explorer was on his fourth voyage of discovery when his ships, ‘Santiago de Palos’ and ‘La Capitana’, sailed past Cayman Brac and Little Cayman, on 10th May 1503. His son Ferdinand noted in his journal, “We were in sight of two small, low islands, filled with tortoises, as was the sea all about.” Columbus named the islands ‘Las Tortugas’ after the large number of sea turtles he saw. Columbus and his men didn’t stop. Worm-eaten and leaking badly, their ships laboured on until they had to be beached and eventually abandoned in St. Ann’s Bay, Jamaica.

Historians question whether Columbus was really the first person or even European to set eyes on the Cayman Islands. A full

year prior to Columbus’ journey, the three islands appeared on the 1502 Cantino map. Moreover, Queen Isabella of Spain authorised four other voyages to the New World in 1499. Aside from these facts, even if Columbus was the first European explorer to set foot in Cayman, at the time of his visit, there were as many as a million Carib, Taíno and Arawak Indians living in the adjacent coastal areas in the region. Archival research suggests that Cayman is a word of Carib-Indian origin, meaning crocodile. The Caribs and Taíno were proficient mariners, known to make ocean journeys in canoes up to 80ft in length. In Jamaica, thousands of Taíno Indians were living just up the current from Cayman, so it is probable that the Taíno were among Cayman’s first visitors.

In 1586, Sir Frances Drake and a fleet of 23 ships stopped in Grand Cayman for two days and recorded that the island was not inhabited, but that there were numerous crocodiles, alligators, iguanas and turtles.

In 1655, Admiral William Penn and General Robert Venables were sent from Britain by Oliver Cromwell to take Hispaniola Island from the Spanish. The so-called ‘Western Design’ failed as the English did not capture the Spanish stronghold; however, they did manage to seize Jamaica. Shortly afterwards, Cayman became a possession of Great Britain, following the signing of the Treaty of Madrid in 1670.

Piracy

By 1660, the English had established themselves in Jamaica and began treating the Cayman Islands as natural appendages of that larger territory. However, apart from small settlements on Grand Cayman and Little Cayman, most of the three islands were left untouched. This was ideal for pirates, since Cayman also lay astride the route of treasure galleons returning to Spain, laden with gold and silver from the New World. The promise of capturing Spanish treasure ships on their way home from the Caribbean soon attracted the attention of a motley crowd of buccaneers,

pirates and freebooters. The ‘Golden Age’ of piracy spanned from the 1650s to the 1730s. Cayman’s most notorious pirate was Edward Teach, also known as Blackbeard, who frequented the area from 1713 until his death on 22nd November 1718.

Despite the celebration of Cayman’s National Festival, Pirates Week, held in November each year, the piratical part of Cayman history is downplayed in favour of district heritage days. However, some of the biggest names in buccaneering circles, including Lowther, Lowe, Morgan and Blackbeard, prowled the coasts of the Cayman Islands. According to Neville Williams’ book, ‘A History of the Cayman Islands’, the abundance of fresh water, turtle meat and wood, made Cayman an ideal landing spot. Furthermore, the islands offered pirate captains the possibility of finding crews to man captured vessels and a quiet location away from the authorities where pirates could hide their loot and careen and repair their vessels. This pirate’s haven, however, only lasted for about 110 years. By the 1730s, the scourge of the buccaneers had been largely tamed, if not discouraged, by the growing population.

Slavery

The first Cayman land grants by the English Crown were made in 1734 and it is likely that these first settlers brought slaves. The holdings were granted to Campbell, Middleton, Bodden, Spofforth, Foster and Crymble. In 1773, the cartographer George Gauld drew the first map of Grand Cayman for the Royal Navy. He made a note in the margin, marking the population at 400 – half free and half slaves. By 1802, when Edward Corbett did his census, the population of Grand Cayman had grown to 933, of which 545 were slaves. Interestingly, only two of the original founding families, Foster and Bodden, remain. It is possible some of these families returned to Jamaica with their slaves having found Cayman unsuitable for planting on a large scale. According to the book ‘Cayman Emerges’ by Bertie Ebanks, when slavery was officially abolished in 1833,

there were around 985 slaves owned by 116 families. During this time, the population was 2,000, resulting in a ratio of about one slave to one non-slave. This makes Cayman very unusual compared to other Caribbean islands, particularly Jamaica, where the ratio was 10 slaves to one free man at the time of emancipation. In exchange for their freedom, the claims of the 116 Caymanian slave-owners totalled £447,765 pounds sterling.

To this day, Cayman has very good race relations and according to the author Gary Lee Roper, quoting from his book ‘Antebellum Slavery’, “Grand Cayman differs greatly from its neighbour Jamaica, in that there were no large plantations on the three small Cayman Islands, slaves were limited to the trades and domestic arts”. This is part of what differentiated the Cayman Islands from other slave-owning nations at that time. Although slavery existed in Cayman for about a century, it was not ultimately able to prosper because the main sources of industry on the Island were not in areas that were conducive to the slave trade, like farming and agriculture.

1700 to 1900

In the 1700s, the permanent settlement of Grand Cayman began with a few families, most notably the Boddens. Between 1734 and 1742, five land grants in Grand Cayman were made by the Governor of Jamaica. At this time, mahogany and logwood were exported to Jamaica. In 1780, William Eden, a mariner and early English settler, established a cotton and mahogany plantation in Savannah’s Pedro bluff, building St. James (now known as Pedro St. James Castle), a remarkable building for that period and the only house on Grand Cayman to survive the devastating hurricane of 1784. In 1794 the ‘Wreck of the Ten Sail’ occurred and Cayman’s most popular legend of how Cayman became tax-free was born. In 1798, the Governor of Jamaica appointed the first magistrate in Cayman.

The 1800s saw the first census in 1802, on 5th December 1831, Pedro St. James

was the site of a historic meeting of residents who came together to select representatives for the five different districts. The meeting allowed for local laws to be formed for better government. Cayman’s first elections took place five days later, and on 31st December, the first Legislative Assembly met in George Town. The population at that time was approximately 2,000. Between 1830 and 1840, the first missionaries from the Anglican and Wesleyan churches arrived and the first schools were established, the Mico Charity and the Wesleyan school. In 1835, Governor Sligo of Jamaica landed in Cayman to declare all slaves free, in accordance with the Emancipation Act of 1833, and to help keep the peace in the abolition period. In 1846, the Presbyterian Church was established by the Rev. James Elmslie. In 1898, Frederick Sanguinetti, a British national, was appointed by the Governor of Jamaica as the first Commissioner of the Cayman Islands.

1900 to 1970s

In 1920, a major Education Act paved the way for the establishment of government schools in all districts. In 1937, the first cruise ship, the ‘Atlantis’, visited Cayman and the beginnings of tourism commenced with the publication of the first tourist booklet. However, tourism did not really take off until the 1950s when several hotels opened. Then, in 1953, Grand Cayman’s first airfield was built, which replaced the seaplane service that had operated in the North Sound since the 1940s. The year 1953 was significant for two other reasons, the opening of the first commercial bank, Barclays, and the first hospital, the Cayman Islands Public Hospital.

In 1959, Cayman enacted its first written Constitution, which granted women the right to vote. In the same year, Cayman ceased to be a dependency of Jamaica. In 1962, following Jamaica’s independence from England, Cayman chose to remain as a Crown Colony. In 1965, the Mosquito Research Control Unit (MRCU) began operating. In that year, the Chamber of Commerce was established, the Caymanian

Weekly newspaper (later the Caymanian Compass) began publishing and the Rotary Club of Grand Cayman was chartered. In 1966, landmark legislation was introduced to encourage the banking industry. In 1968, Cayman Airways started flying, and in 1970, the population reached 10,249 with a total of 403 visitors arriving that year. In 1972, a new Constitution was introduced under which Cayman would be governed by a Legislative Assembly, Executive Council and a Governor. In this same year, Cayman introduced its own currency. In the early 1970s, Cayman’s banking industry took off.

The Legal System

The Cayman Islands legal system is based on English common law, with the addition of local statutes which have, in many respects, changed and modernised the common law. The Islands have a good legal and judicial system, which is constantly being upgraded to enhance the Islands’ safety and reputation as a leading financial centre. The courts system is a simple one, with practice and procedure based on English law. Minor criminal and civil cases are tried by a Stipendiary Magistrate sitting in the Summary Court. All serious crimes and most civil cases are tried by the Grand Court, presided over by the Chief Justice and Grand Court Judges permanently residing in the Islands. Appeals lie from the Grand Court to the Cayman Islands Court of Appeal, which sits in Grand Cayman and, from there, to the Judicial Committee of the Privy Council in England. New residents, especially those from the US, may be surprised to find that barristers in court wear wigs and gowns.

The Political System & 2021 Election

The Cayman Islands is a parliamentary democracy with separate judicial, executive and legislative branches and holds its general elections every four years. Cayman has a ‘One Man, One Vote’ electoral system, with 19 districts and each represented by one Member of Parliament. As of December 2020, the LA became known

as Parliament and MLAs became Members of Parliament. Since the establishment of political parties in the Cayman Islands, a record number of candidates entered the 2021 race as independents and a total of eleven were elected. Six former Cabinet and Progressives members – Sir Alden McLaughlin, Roy McTaggart, Juliana O’Connor-Connolly, Dwayne Seymour, Joseph Hew and Moses Kirkconnell – were re-elected. However, after the much talked about ‘horse-trading’ – what locals call the period of time following an election when ministry assignments are decided – the independents, formed the government, and secured control of Cabinet.

Premier Wayne Panton holds responsibility for sustainability and climate resiliency, as well as finance and economic development. Deputy Premier Juliana O’Connor-Connolly once again oversees education, district administration and lands. Kenneth Bryan is responsible for tourism and ports, while Bernie Bush has youth, sports, culture and heritage. Andre Ebanks is responsible for financial services and commerce and is minister for investment, innovation and social development. Johany Ebanks now has responsibility for planning, agriculture, housing and infrastructure. Sabrina Turner has health and wellness, and Dwayne Seymour has border control and labour. Katherine Ebanks-Wilks is the Speaker of the House. Roy McTaggart is the new Leader of the Opposition, with Joey Hew as Deputy Leader. The next general election is scheduled to be held in 2025.

Relationship with the UK

The Cayman Islands has been connected to Great Britain since the signing of the Treaty of Madrid in 1670. From that time until 1962, Cayman was linked to Jamaica as a dependency. In 1962, Jamaica chose to become independent, but the Cayman Islands decided to remain a British colony. In 2002, the Foreign and Commonwealth Office discontinued the use of the term ‘Dependent Territory’ and the Islands are now called an ‘Overseas Territory’.

The Foreign and Commonwealth Office appoints a governor, whose responsibilities cover a number of areas, including national security, foreign affairs, police, immigration, passport office, postal services and other portfolios, such as broadcasting, district administration and the civil service. There is little desire among Caymanians for the Islands to become independent.

Geology

The Cayman Islands are the tops of seamount pinnacles reaching up from the Cayman Trench – one of the deepest sections of ocean in the world. The Cayman Ridge stretches from the Sierra Maestra mountain range in Cuba to the Gulf of Honduras. This ridge forms the northern margin of the Cayman Trench, which is 100 miles wide and reaches depths of around 25,000ft. The Islands’ position near the Oriente Transform Fault and the Mid-Cayman Rise means that the three Islands are separate uplifted fault blocks that were pushed up by friction between the North American and the Caribbean tectonic plates. According to the research of geologist Brian Jones, each Island appears to have a granodiorite foundation, which is succeeded by a cap of basalt and an uppermost layer composed of carbonates. These carbonates were created by living organisms such as corals, algae and shells, and were laid down during sea level changes over the past 30 million years.

Caymanite

Hidden away, under the jagged crust of Grand Cayman’s East End and the craggy cliffs of the Bluff in Cayman Brac, lie beautiful and mysterious mineral deposits. These rock strata, called Caymanite, are found only in the Cayman Islands and are well disguised by the surrounding limestone. Caymanite has layers of colours in earth tones, created by the different metallic contents of each stratum. Its hardness challenges any who work on it, but when cut and polished, the stone has radiant hues and can be transformed into

unique jewellery and carvings. There is a permanent Caymanite display at the Cayman Islands National Museum and pieces can be purchased at various places in Cayman, including the Museum, Artifacts, Pure Art Gallery and other jewellery shops.

Flora & Fauna

Cayman is world-renowned for its marine life, but there is much to see on land as well. Over 650 different species of plants, of which 415 are native, have been recorded in Cayman and the forests are far more diverse than those found in more temperate, northerly latitudes. Two of the best places to see the flora and fauna of Grand Cayman are the Queen Elizabeth II Botanic Park, where you’ll spot lots of the endangered Blue Iguanas, and the Mastic Reserve and Trail, which protects the largest contiguous area of untouched, oldgrowth forest in Grand Cayman. Cayman Brac and Little Cayman are also particularly popular with bird watchers. In Cayman Brac, you can visit the Brac Parrot Reserve, while on Little Cayman you can see the Booby Nature Reserve, which is a major breeding ground for a species of cormorant called the Red-Footed Booby. Grand Cayman’s bullfinch has recently been reclassified by the American Ornithological Society as an endemic species, the Melopyrrha taylori, as they can only be found in Grand Cayman. Cayman also has a colourful native green parrot that can be heard chattering in almond trees on all three islands, especially at sunset. Frogs and lizards are common around houses, especially those backing onto the bush. Owls and bats can be seen at night. Large, edible land crabs crawl across roads after heavy rains. The agouti is shy and rarely seen but can be spotted in the Eastern districts. Fresh water ponds attract migrating birds and are filled with hicatees, a species of aquatic tortoise and tiny minnows. Much of Cayman is covered in wetland and large areas of mangrove wilderness, an essential breeding ground for fish and birds. Mangroves are now a protected habitat in Cayman and cannot be removed without authorisation. Their protection is a major objective of the National Trust for the Cayman Islands. To learn more about the practical health applications of Cayman’s flora and fauna, follow Bush Girl Medicine on Facebook and Instagram (@bushgirlmedicine).

Mosquitoes

Before the Mosquito Research and Control Unit (MRCU) was established in 1965, mosquito numbers were legendary. Reports were made of livestock being suffocated during the night and people did not venture outdoors without a smoke-pot to drive off the mosquitoes. In 1974 one mosquito trap, which is a tool still used today to survey mosquito numbers, caught 793,103 mosquitos in a single night. However, thanks to Dr Marco Giglioli, MRCU’s first director, numbers have fallen. He and his team dug a huge network of canals, ditches, dyke roads and paths into the wetlands and swamps, which serve as mosquito breeding habitat, and by manipulating the water levels of these wetland areas he controlled the pest by physical means. These dyke roads are maintained to this

Fact Sheet

Composition: Grand Cayman, Cayman Brac and Little Cayman

Location:

Grand Cayman – Western Caribbean, about 150 miles south of Cuba, 480 miles southwest of Miami, 180 miles northwest of Jamaica

Cayman Brac – 89 miles northeast of Grand Cayman

Little Cayman – 5 miles west of Cayman Brac

Capital: George Town, in southwest Grand Cayman

Size: 102sq miles/164sq km (total area of all three islands)

Grand Cayman – area: 76sq miles; length: 22 miles; average width: 4 miles; highest point: about 60ft above sea level

Cayman Brac – area: 15sq miles; length: 12 miles; average width: 1.5 miles; highest point: The Bluff – 140ft above sea level

Little Cayman – area: 11sq miles; length: 10 miles; average width: just over 1 mile; highest point: 40ft above sea level

Population: 81,546 (Year-End December 2022)

National Income (2022):

GDP per capita: CI$87,135 (2022)

Real GDP: CI$569.5 million

Total Government Revenue 2022: CI$1.02 billion

Total Government Expenditure 2022: CI$973.5 million

Core Government Debt 2022: CI$227.8 million

Other Statistics (2022/2023):

Infant Mortality rate (per 1,000 live births): 7.09

Doctors per 1,000 population: 4

Unemployment Rate: 2.1% (as of Dec 2022)

Total Work Permits: 36,263 (August 2023)

Total Labour Force: 57,582

Total Civil Servants: 4,061

Average Inflation Rate: 6.6%

Total Imports: CI$383.30 million (as of September 2022)

Bank & Trust Licences: 96 (June 2023)

Captive Insurance Licences: 649 (June 2023)

Total Mutual Funds: 12,995 (June 2023)

Private Funds: 16,391 (June 2023)

Active Companies: 119,922 (June 2023)

Air Arrivals 2022: 284,274; 2023 (Jan-June): 235,370

Cruise Arrivals 2022: 743,394; 2023 (Jan-June): 738,462

Main Industries:

Financial Services, Construction, Healthcare and Tourism

Political Status:

Overseas Territory of the United Kingdom (i.e. British dependency)

Nationalities:

Over 137 different nationalities are represented in Cayman, including Caymanian, Jamaican, Filipino, British, American, Canadian, a mix of Latin American and more.

day and are used to survey standing water for the presence of developing mosquitoes.

When larval mosquitoes are found in the water MRCU uses a biorational insecticide to try to suppress the mosquito’s emergence. However, many thousands of inaccessible wetland acres produce mosquitoes as do area of standing water, so trucks and planes are used to fog and spray these pests at dusk. MRCU’s Integrated Mosquito Management (IMM) programme has also been working hard at limiting mosquitoes produced in containers such as tyres, buckets, barrels and other water-bearing receptacles. The public are reminded to never leave water standing in upturned pots or tubs as mosquitos can breed in something as small as a bottle cap! Remember to check around your house after it rains.

CUSTOMS & TRADITIONS

Once known as the ‘Islands that time forgot,’ the Cayman Islands have been catapulted into the 21st century at, some say, an alarming rate. Over the last two decades there has been a determined effort to uphold a balance between preserving the essence and simplicity of the past, while still moving resolutely into the future. Many Caymanian customs and traditions are linked inextricably to religious holidays. Whether camping by the sea at Easter or hunting for land crabs during the rainy season, these events are social in nature and family-oriented. Visit East End on any given Sunday and you will see families and friends, recently returned

from church, ‘shooting the breeze’ on their front porches or enjoying a noisy game of dominoes under the shade of a breadfruit tree. Being up to date on the latest ‘Marl Road’ (gossip) is as important as drawing breath in the Cayman Islands!

The Traditional Cayman Home

Caymanian homes, known as a ‘wattle and daub’ cottage, date back to the mid-18th century. Houses were usually rectangular, with foundation posts made from termiteresistant ironwood. Gaps between the ironwood or mahogany posts were filled with a basket weave of wattled sticks and then plastered on either side with lime daub made from burnt coral.

The earliest roofs were thatched using palm tree fronds, but in more recent times, wood, shingle or corrugated zinc have been used. Windows were simple openings with wood board shutters, while smoke-pots helped keep out mosquitoes. Normally, these one-storey dwellings would feature a steeply pitched roof. This would keep the houses cooler as hot air rises. The typical sandy yard would have been shaded with seagrape and popnut trees and there would be a separate ‘caboose’ for cooking.

Backing Sand

Family outings to the beach on weekends are a major part of Caymanian culture, but sand plays another very important role in Cayman at Christmas time. Unlike many parents around the world, Caymanians have always been able to guarantee their children a ‘white Christmas’. The tradition

Public Holidays 2024

Monday,

Monday, 22nd January National Heroes Day

Wednesday, 14th February Ash Wednesday

Friday, 29th March Good Friday

Monday, 1st April Easter Monday

Monday,

Monday, 17th June King’s Birthday

Monday, 1st July Constitution Day (1st Monday in July)

Monday, 11th November Remembrance Day

Wednesday, 25th December Christmas Day

Thursday, 26th December Boxing Day

of ‘backing sand’ has stood the test of time. Often, beginning as early as October, Caymanians could be seen by the light of the moon carrying ‘ground baskets’, woven from leaves of the magnificent thatch palm trees that tower loftily over the islands, brimming with powder-white sand from the beaches. The sand would be deposited in the front yard and on Christmas Eve, raked into intricate patterns and decorated with shiny new conch shell pathways.

Catboat Regattas

Cayman’s proud maritime history has served to provide many lasting traditions. The Catboat, a simple sailing boat once used for fishing and turtling in and around Cayman waters, is enjoying a revival thanks to the efforts of the Cayman Islands Catboat Club. Regular regattas are held in Grand Cayman and the sight of these humble, yet skilfully crafted vessels tacking their way around George Town’s bustling harbour, vying for space amid cruise ships and dive boats, is a truly remarkable snapshot of the juxtaposition of past and present in Cayman.

Traditional Industry

Many years ago, the principal economic mainstay of the Cayman Islands was the hunting of sea turtles. However, there were other industries, including schooner building, sponge harvesting, gathering of seabird eggs, wrecking, guano collecting, catching sharks for the leather industry, felling and removal of hardwoods such as mahogany and cedar, barking of red mangrove trees and cutting of logwood for their use in dyes. Coconuts were exported, cotton was gathered, ropes were made from thatch and, from the late 19th century until the 1960s, Caymanians worked as merchant seamen on commercial ships.

Thatch Weaving & Rope Making

‘Laying rope’ was once one of the few means of making a living for Caymanian women and children while the men were away at sea. This valuable custom has been passed down from generation to generation.

Certain districts were known to produce the best ‘tops’ for cutting and people would often walk for miles to collect bundles of thatch, which would later be stripped, dried and twisted into fine fathoms of rope. This would then be traded overseas or exchanged for goods such as cloth, sugar or kerosene.

Folk Music & Dance

Folk music and dance have been a part of Caymanian culture for decades. In order to preserve, celebrate and propagate the musical traditions of the Cayman Islands, the Cayman National Cultural Foundation formed the Cayman Islands Folk Singers. The company exists to help revive the folk music tradition in the Cayman Islands. The work it produces is reflective of the Caymanian image and helps us appreciate our place in the Caribbean region and the wider world. Since its inception, the group has been showcasing Cayman’s rich musical heritage through song. The Folk Singers have an impressive repertoire of Caymanian composition, as well as beloved songs from around the region. For more information, email: info@artscayman.org.

Turtles & Turtling

When the first Europeans came to Cayman, they found one of the largest turtle nesting grounds on Earth. For nearly 200 years, ships of all nations, particularly French, Dutch and English, came to these shores to ‘turn’ green and loggerhead turtles and dry their flesh, an easily obtainable source of protein for ship or plantation stores. Early on, Cayman became the centre of the Caribbean turtle industry. By 1800, the turtle population had dwindled and the local turtling fleet turned their attention to the south coast of Cuba and the coastline of Central America. Until the early 1960s, Cayman ships still supplied the largest share of turtles entering foreign markets from the Caribbean. These were mostly caught on the Mosquito Coast of Nicaragua.

The Cayman Islands officially banned turtle hunting in 1988 and the species is now protected under international

conventions. The Department of Environment (DoE) began sea turtle nest monitoring in 1998 and in 2022 a total of 858 nests were counted across the Cayman Islands. Properties on the beach with nonturtle-friendly lighting are the number one major threat to turtle conservation, but property owners are being urged to install amber lights. For anyone interested in installing turtle-friendly lighting, email: emu.doe@gov.ky.

Camping

Camping by the sea at Easter is a longheld Caymanian tradition. Popular spots to camp are beaches along the Queen’s Highway, Rum Point, Cayman Kai and Seven Mile Beach. Camping in Cayman is legal, but there are strict guidelines. These include removing all garbage, disposing properly of human waste, not camping on land which has a ‘Do Not Trespass’ sign on it and being very careful with lighting and burying bonfires due to nesting turtles. Permission must be sought from the Dept. of Environmental Health (Tel: (345) 949 6696) and the Fire Dept. (Tel: (345) 949 2276) to light a bonfire. To rent a public beach cabana you will need to book it at www.gov.ky/plc or call (345) 946 7110.

TRADITIONAL EVENTS & HOLIDAYS

The Agricultural Show

Early Caymanians supplemented the sea’s bounty by subsistence farming. While organic farming has experienced a resurgence, the Department of Agriculture, in conjunction with the Agricultural Society, have been running the Agriculture Show for over 50 years. The show is a widely anticipated annual family event and provides farmers with an opportunity to sell their home-grown produce and display their livestock. There is also a wide selection of local produce, authentic dishes and handmade crafts available. Children participate in games, pageants, horseback riding and the petting zoo. The Agricultural Show is a testament to the love the people of these Islands have for the land. Held on Ash Wednesday, it is not to be missed!

Easter

Easter is a very festive time in Cayman. Caymanians celebrate the occasion by camping on beaches and attending church services. Easter brunches also take place at numerous hotels and restaurants. Rum Point is a popular meeting point for groups with boats, and some families rent condos in Cayman Kai and enjoy the beach for the weekend.

Batabano & CayMAS

Cayman has two carnivals which are both hugely popular and include a colourful street parade where people dress up in stunning costumes and dance to pulsating Soca music. The carnivals celebrate the Caribbean’s diverse African and religious roots, and they reflect the Island’s rich heritage. Thousands of Cayman’s locals and visitors flock to the streets. Cayman Brac has its own celebration, Braccannal.

Rundown

This popular local show is named after a spicy Caymanian dish that combines lots of different ingredients. It is a satirical look at Caymanian life, politics and its people. For more information call (345) 949 5477 or visit www.artscayman.org.

Halloween

Halloween is a very popular event in the Cayman Islands. The festivities start just as the sun goes down and are wrapped up around 9pm. Very popular areas to trickor-treat include South Sound and Snug Harbour, but people also trick-or-treat in

National Symbols

National Bird: Grand Cayman Parrot

National Flower:

Wild Banana Orchid

National Tree:

Silver Thatch Palm

National Song:

Beloved Isle Cayman

National Motto:

“He hath founded it upon the seas”

their neighbourhoods. Check out Cayman Parent online, which always has a list of events happening for Halloween.

Pirates Week Festival

Cayman’s National Festival, Pirates Week, begins in Little Cayman at the beginning of November, then moves to Grand Cayman where the famous Pirates Landing takes place in the second week of November and the float parade takes place the week after that. The festival then finishes in Cayman Brac at the end of November. For over 40 years Pirates Week has been the country’s largest celebration and it encompasses many additional events, including a street dance, running race, a sea swim, lots of wonderful steel pan music, song and costume competitions, delicious food and an amazing fireworks display that wows us all. For more information, visit their Facebook page (@ CaymanIslandsPiratesWeekFestival).

Christmas

Christmas in Cayman is magical. There might not be snow, but we put up real Christmas trees, which need to be ordered in September, and fill our gardens with twinkling lights as the rounds of parties and good cheer begin. The festive season kicks off with the Christmas breeze, which starts to blow in November. Traditions include visiting Captain Theo Bodden’s magnificent garden, opposite Sunset House, which, from early-December, becomes a theatrical display of lights. Camana Bay’s annual tree lighting in November is a great family outing. The Parade of Lights takes place at the beginning of December. The Rotary’s annual carol singing concert in early December is highly anticipated every year. Enjoy shopping at the local craft markets, and keep a look out for an appearance from Father Christmas!

FORMALITIES

Attire & Dress Standards

Business attire is usually conservative for men. Jackets are rarely worn, even in board meetings, but are compulsory for lawyers

attending court proceedings. For women, a smart skirt, dress or slacks with a blouse is appropriate. For social occasions, residents love to dress up and casual attire can be smart. Women dress in the same way they would in the US and Europe. Away from the workplace, the dress is casual. Shopping and running errands are usually done in shorts and t-shirts or sundresses.

Date System

The Cayman Islands uses the English date system of day/month/year. However, because of the influence of the US, some people write the date as month/day/year. It can be confusing, so make sure to check!

Daylight Saving Time & Greenwich Mean Time (GMT)

Daylight Saving Time is not observed in the Cayman Islands. Cayman is on Eastern Standard Time. When the UK is on British Summer Time (BST), the time difference between the UK and Cayman is six hours.

Sunday Closings

By law, most businesses in Cayman close on Sundays. Places that remain open include pharmacies, gas stations, convenience stores, restaurants, bars and hotels, Camana Bay’s cinema, the Black Pearl Skate Park in Grand Harbour and Kings Sports Centre.

Business & Banking Hours

Typical business opening hours are Monday

to Friday 8.30am-5pm. Banks are open Monday to Thursday 9am-4pm and Friday 9am-4.30pm. Usually, only retail outlets, restaurants, pharmacies and supermarkets are open on Saturdays. The latter are also open on public holidays but with reduced hours.

Greeting Customs & Caymankind

Say “Good morning” or “Good evening” on first meeting someone in Cayman. If you are talking to a Caymanian, then use the first name but preface it with a “Miss” or a “Mr”. “Mrs” is rarely used. If you do not know their name, and they are older than you, then “Sir” or “Ma’am” is appropriate. “CayMAN” (never the Caymans or CayMEN Islands) is a welcoming place and ‘Caymankindness’ is embodied by many, so be sure to engage with people you meet. Caymankindness is all about being kind and courteous.

Climate

The most pleasant weather in the Cayman Islands is during the winter, from midNovember to April, as there is little rain, brilliant sunshine and a constant, cool sea breeze, although the occassional nor’wester does blow through. These months coincide with peak tourist season. May to October is the rainy season, but unless there is a tropical depression or a severe storm over the Cayman Islands, the rain is normally only heavy for a few hours.

Cayman

The Cayman Islands continues to maintain its dominant position as a leading global financial hub, efficiently connecting law-abiding users with providers of investment capital and financing worldwide, benefitting both developed and developing countries. Cayman’s commitment to excellence and modern legislation are two key elements of its performance, particularly in capital markets and investments, and Cayman is strengthened by its close connections to the United Kingdom as a British Overseas Territory. Cayman is the number one domicile for healthcare and group captives and continues to excel globally in banking, capital markets, trusts and fiduciary services. The success of the financial services industry is attributed to our sound regulatory regime and political and economic stability, which are supported by highly skilled and experienced service providers. Additionally, we ensure adherence to international standards and we are committed to supporting global efforts to fight financial crime. Cayman is a leading jurisdiction worldwide for mutual funds. Its strong international reputation is a result of our commitment to the principles of openness and transparency, and we have continuously improved our legislation to meet international demands.

Beneficial Ownership

The Cayman Islands has implemented the highest global standards for transparency and cross-border co-operation, which are regularly reviewed and enhanced, and there is legislation in place that establishes a centralised platform for beneficial ownership information. The

An overview of the Island’s banking, fund management, captive insurance and trust industries, structured finance, currency, the stock exchange and aircraft/ship registration.

Photos courtesy of Julie Corsetti & Rebecca Davidson

legislation requires companies, limited liability partnerships (LLPs) and limited liability companies (LLCs) to engage a corporate services provider to assist them in establishing and maintaining a beneficial ownership register. Companies, LLPs, LLCs and other persons may be subject to fines and imprisonment for breaching the laws relating to establishing and maintaining beneficial ownership registers.

Only the competent authority can search the beneficial ownership registers for information and can do so only upon a lawful request by a specified Cayman Islands or UK law enforcement authority. Following industry consultation, the Beneficial Ownership Transparency Bill, 2023 (the “Bill”) was gazetted on 30 August 2023. If implemented, the Bill will change the current beneficial ownership framework, including by: (i) bringing exempted limited partnerships and limited partnerships within the scope of the regime; and (ii) removing a number of the current exemptions to establishing and maintaining a beneficial ownership register.

Following an international campaign to encourage more countries to commit to publicly accessible registers by the end of 2023, the Cayman Islands Government made a commitment in 2019 to introduce public registers of beneficial ownership information when it becomes the international standard. However, a judgment of the Court of Justice of the European Union in November 2022 on this topic has raised questions on the constitutionality of implementing a public register. Consequently, the Bill now provides that beneficial ownership information can only be made available to the public if and when regulations have been proposed by Cabinet and affirmed by a future resolution of Parliament.

Legislation to Meet Client Needs

The Cayman Islands’ regulatory framework is continuously evolving to ensure it meets the needs of market participants, their clients and investors. The Cayman Islands has continuously amended its antimoney laundering, terrorist financing, proliferation financing and financial

sanctions requirements to ensure it remains in line with developing global standards, in particular those of the Financial Action Task Force (FATF).

The Tax Information Authority Act has been in place since 2005 and has enforced the laws and regulations necessary to implement the automatic exchange of information regimes. In 2016, the Limited Liability Company was introduced at the request of US clients. In 2017, the Foundation Companies Act was introduced, which provides clients with a flexible vehicle for offshore structuring. In particular, the Foundation Companies Act has recently proved to be useful for emerging virtual asset businesses looking for corporate vehicles without traditional shareholders.

Following consultation with the Organisation for Economic Co-operation and Development (OECD), the EU and Cayman Islands stakeholders, the Cayman Islands and other international financial centres adopted economic substance requirements in 2019. Cayman was assessed by the OECD as fully compliant and continues to ensure compliance by updating its guidance accordingly (with the latest version being introduced in July 2022). In 2020, the Cayman Islands amended the existing Mutual Funds Act and enacted a new Private Funds Act to provide a regulatory regime for smaller closed-ended investment funds. The Cayman Islands had already introduced legislative changes to allow the funds sector to participate in the EU’s Alternative

Investment Fund Managers Directive.

Also in 2020, the Cayman Islands introduced the Virtual Assets (Service Providers) Act, which sets out the legal and regulatory framework for virtual assets service providers seeking to do business in and from the Cayman Islands. Between 2021 and 2023, the Cayman Islands Ministry of Financial Services and Commerce has continued to consult with the industry to develop the beneficial ownership regime in line with international comparator jurisdictions.

Cayman’s Financial History

On the dark and moonless night of the 8th February 1794, a navigational error resulted in 10 British ships, including a Royal Navy vessel, being wrecked on the treacherous coral reefs off East End, Grand Cayman. Local people saved everyone aboard the ships, including, so the story goes, a royal prince. When Britain’s King George III heard of this act of gallantry, he is said to have decreed that the people of the Cayman Islands should forever be free from taxes and war conscription. There is no doubt that the Wreck of the Ten Sail took place, but there is no documented evidence of the royal decree; however, this has not stopped the story from becoming one of Cayman’s favourite legends.

The real reason for the Cayman Islands being a tax-free jurisdiction is rather more prosaic. Until the mid-1960s, the population was below 8,000, and most Caymanians made their living from subsistence farming, fishing, turtling, schooner building and

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making thatch-rope, while many of the men served as merchant seamen on ocean-going ships, usually ones flying the American or Liberian flag.

This basically meant that most of the residents in Cayman were living on meagre earnings. There were only a few companies at the time and capital gains were virtually non-existent, so there was nothing worth taxing. However, in 1952, an aircraft runway was constructed, and the following year Barclays Bank opened a branch in Grand Cayman. In fact, Cayman’s status as an international financial centre derives from the foresight of some early legal practitioners and a receptive Government which, in the mid-1960s, drafted and enacted legislation together to build on this modest beginning.

In the following decades, more international banks were attracted to Cayman, together with law and accounting firms. When the Bahamas became

to do business. Co-operation between the Government and the private sector has continued to this day. This, combined with a policy of welcoming expatriates with special skills to the Islands and a population of welleducated Caymanians, has kept Cayman at the forefront of the international financial industry.

Jurisdiction of Choice

To be successful in the highly competitive global financial industry requires political and economic stability, tax neutrality, a responsive legal system, reliable service providers, a sound regulatory regime, a stable banking environment and an absence of exchange controls. In addition to these factors, Cayman’s status as an overseas territory of the United Kingdom and its international co-operation regimes in the areas of tax information exchange, regulation and law enforcement provide the

built on Cayman’s status as a transparent, co-operative jurisdiction that already meets or exceeds the full range of globally accepted standards for transparency and cross-border co-operation with law enforcement and tax authorities, together with jurisdictional commitment to maintaining that status quo. Cayman became an early adopter of automatic data exchange, signing onto agreements such as the OECD’s Common Reporting Standard, US FATCA and country-by-country reporting principles under BEPS. The OECD’s Global Forum in 2022 named the Cayman Islands as one of 65 jurisdictions that achieved the highest rating of ‘on track’ in the first round of the Global Forum’s AEOI peer reviews. The Cayman Islands was appointed to the Global Forum’s Steering Group for the period of 1st January 2023 to 31st December 2025.

Banking

sector, with 96 banks licensed as of June 2023. Of these, 11 hold Class A licences and are permitted to carry out local and international business. The other 85 banks hold Class B licences and are mainly restricted to offshore transactions with non-residents. Most of these banks are branches, subsidiaries and affiliates of established international financial institutions conducting business in international markets.

In December 2021, Cayman was ranked 15th internationally in terms of cross-border assets and 15th for cross-border liabilities, at US$503 billion and US$470 billion, respectively. A testament to the worldwide recognition of the quality of Cayman’s financial industry is the fact that over 40 of the world’s top 50 banks have chosen to establish operations in Cayman. The banking sector hires highly skilled professionals and is one of the most prominent employers on the Island. Cayman Islands’ banks are bound by strict anti-money laundering, counterterrorism and proliferation financing laws, which are recognised as meeting or exceeding those of all major onshore jurisdictions.

Taxation

Cayman imposes no income, capital gains, payroll or other direct tax on corporations or individuals resident in the Cayman Islands. Taxes are, however, imposed on most goods imported to the Islands and stamp duty (especially on direct and indirect transfers of Cayman Islands real estate) represents a significant amount of taxation in the Cayman Islands. Through this tax system, total Government tax revenues, as a percentage of GDP, are similar to tax rates in G20 countries and are sufficient to fund Government operations. This makes additional, direct taxation unnecessary.

Cayman signed its first Mutual Legal Assistance Treaty with the US in the 1980s and now has tax information exchange agreements with 36 jurisdictions. Cayman participates in the Multilateral Convention on Mutual Administrative Assistance in Tax Matters, which allows tax information exchange with more than 140 countries. The Islands also facilitate an automatic data

exchange as part of the European Union Savings Directive and have adopted US FATCA, UK FATCA and the OECD’s Common Reporting Standard.

‘Tax haven’ is a phrase that is often thrown around in the media and politics; however, it is incorrectly assigned to the Cayman Islands. Cayman does not meet any of the tax haven definitions set out by the OECD, Transparency International or Tax Justice Network. It does not offer tax incentives designed to favour non-resident individuals and businesses. Cayman does not have differing tax rates for foreign entities, nor does it have legal mechanisms or treaties (such as double taxation agreements) in place with other countries that (legally) affect the transfer of tax bases from one country to another in order to reduce taxes. Cayman does not promote itself as a jurisdiction for aggressive tax planning.

Investment Funds

The Cayman Islands are the world’s leading offshore centre for the establishment of hedge funds and private equity funds. Almost 13,000 mutual funds are licensed, registered or administered with the Cayman Islands Monetary Authority (CIMA). Following the enactment of the Private Funds Act in 2020, there are over 16,000 private funds registered with CIMA. Most investment funds are aimed at institutional or sophisticated/ high-net-worth investors, which is reflected in the types of funds that are regulated in the jurisdiction and their assets under management.

Investment funds, like other entities established in the Cayman Islands, must have a registered office provided by a licensed corporate services provider, which maintains, among other things, the corporate records of the entity. Funds will typically appoint a suite of service providers both within and outside of the Cayman Islands and, in certain circumstances, must appoint Cayman Islands providers. Thus, funds will engage Cayman Islands legal counsel, approved Cayman Islands-based auditors, administrators (who may need to be locally licensed in certain circumstances) as well as directors

and/or advisory boards, licensed Cayman Islands trustees and (if listing) an approved listing agent. In keeping with international standards, each fund is required to appoint anti-money laundering (AML) officers and AML compliance officers and there are several qualified professional organisations that can provide this service.

Asset managers may be based in the Cayman Islands or overseas. While most managers are located outside of the jurisdiction, in recent years there has been increased interest by managers in establishing a business with a physical presence in the Cayman Islands. With the amendment of the Securities Investment Business Act in 2019, there is an enhanced regulatory and supervisory framework for securities investment business in the jurisdiction.

The success of the investment funds industry in the Cayman Islands is due to a combination of factors, including its marketleading reputation, freedom of investment decisions for asset managers, tax-neutral status and the availability of world-class professional service providers. It has a highly regarded legal and regulatory system, with the final appellate court being the Judicial Committee of the Privy Council. The funds industry is a key pillar of the Cayman Islands financial services sector, which is responsible for the direct employment of hundreds of professionals. These advantages will ensure that Cayman continues to lead the way as the jurisdiction of choice for investment funds.

Fund Statistics

As of June 2023, CIMA records indicate that there are 12,995 regulated mutual funds, comprising 8,804 Registered Funds, 287 Administered Funds, 52 Licensed Funds and 3,215 Master Funds. CIMA records also indicate that there were 16,391 regulated private funds.

Trusts

As a global centre of excellence for trusts, the Cayman Islands financial sector has serviced international clients for decades, providing modern, flexible and robust structures for wealth structuring, estate planning and

commercial applications. Cayman offers a well-regulated, politically-stable and taxneutral environment in which to form and administer a trust. While deriving originally from English law, Cayman’s local Trusts Act has been reviewed and updated regularly over the past 30 years to ensure that it remains cutting-edge, competitive and appropriate to meet the evolving needs of a global client base. Cayman boasts a deep bench of specialist and experienced trustees, legal advisors, accountants, administrators, regulatory professionals and other service providers, and a highly regarded, reliable and independent judiciary and courts system. The Island’s trust industry is overseen by the Cayman Islands Monetary Authority (CIMA), which is responsible for the licensing and supervision of regulated financial businesses, ensuring compliance with anti-money laundering and other regulatory laws, and liaising with its counterparts in other countries.

An important part of the jurisdiction’s trust framework is the Banks and Trust

Companies Act (2021 Revision). This Act was amended in 2019 to give CIMA more responsibility and control in the regulation of the trust industry. The amendment requires more frequent reporting by licensees to CIMA and gives CIMA the power to reject licence applications that do not fulfil requirements. The amendment also requires the regulation of the licensee’s minimum net worth to ensure that it is maintained on both a solo and consolidated basis and that the capital and other prudential requirements are met. Other provisions to modernise and strengthen Cayman’s position as a leading trust jurisdiction were made in the context of a continued focus on compliance in the world of finance. With steady and dependable growth, trusts remain an important component of the financial services industry in Cayman.

According to CIMA, as of June 2023, there were 138 Active Trust Licences, of which 58 were Full Trust Licences, 56 were Restricted Trust Licences and 24 were Nominee (Trust) Licences. In addition, there were 150 Private

Trust Companies registered in Cayman as of the same date.

Companies & Partnerships

The Cayman Islands is a popular jurisdiction for the establishment of business vehicles because of its stable legal system, modern and flexible corporate structures, businessfriendly culture and tax-neutral status. The main forms of business vehicles established in the Cayman Islands are exempted companies, limited liability companies, limited liability partnerships, exempted limited partnerships, segregated portfolio companies, special economic zone companies and local ordinary companies. In particular, the Cayman Islands is a pre-eminent jurisdiction for the formation of alternative investment funds.

In recent years there have been significant developments in Cayman Islands regulation as it applies to business vehicles, particularly with respect to anti-money laundering, beneficial ownership, economic substance, data protection and the regulation of closedended alternative investment funds. These

developments underpin the jurisdiction’s ongoing commitment to adherence to the very highest international standards.

In addition to law firms, which are available to provide specialist legal advice and assistance in the establishment and ongoing management of Cayman Islands business entities, there are also many highly qualified professional firms licensed to provide corporate services in the Cayman Islands.

Structured Finance

Several of Cayman’s law firms specialise in capital markets and structured finance transactions for international clients.

The Cayman Islands has become one of the world’s leading providers of Special Purpose Vehicles (SPVs) for structured finance transactions and is recognised by international rating agencies as a preeminent jurisdiction for rated debt capital market transactions. SPVs are often used in securitisation transactions which involve the acquisition of financial assets by the SPV and the subsequent issuance of securities to institutional investors.

The attraction for investors in securities issued by Cayman Islands SPVs includes statutory recognition of non-petition provisions, tax-neutrality, creditorfriendly legislation and the large number of sophisticated professionals in the legal, accounting and fiduciary sectors who are well-versed in establishing, maintaining and reviewing orphaned structures.

Independent Directors in Cayman

A thriving sector of Cayman’s financial services industry is the provision of independent directors on various structures, such as hedge funds, private equity funds, special purpose vehicles and insurance companies. Corporate Governance, in general, has become a major touch point in the financial services industry worldwide, following a number of high-profile cases where investors were defrauded, in part due to insufficient independent oversight. In addition, during the global financial crisis, independent directors from the Cayman Islands added significant value

when hedge funds were faced with making difficult decisions, for example, ensuring that all decisions were made in accordance with the fund documents and that all shareholders were treated fairly. This has not been lost on the institutional investors who are, for the most part, making it one of their investment requirements that there is a majority of independent directors on the board.

In addition to the extra layer of oversight provided, a significant benefit of appointing a local Cayman director to a Cayman entity is that local service providers are current with all relevant legislation and can ensure that the structure is compliant with their legal requirements.

The Cayman Islands Government approved the Directors Registration and Licensing Act (DRLA) 2014, which requires all directors of mutual funds regulated under the Mutual Funds Act (2020 Revision) and directors of companies registered as excluded persons under the Securities Investment Business Act (2020

Revision), to register with CIMA. This law provides for the registration and licensing of individuals or companies appointed as directors of Cayman Islands mutual funds and entities carrying out securities investment business. This includes Cayman Islands incorporated or registered investment managers. The law requires an individual acting as a director on 20 or more entities to apply for a professional director’s licence unless they meet certain caveats. Professional directors are required to have insurance with a minimum aggregate cover of CI$1 million and minimum cover of CI$1 million for each and every claim. An amendment to the DRLA was passed in early 2020 as a consequence of amendments to the Securities Investment Business Act (SIBA).

The use of independent directors has been brought into increased focus following the implementation of the Economic Substance requirements, which came into effect in the International Tax Co-operation (Economic Substance) Act,

2

passed in December 2018. This legislation does not currently apply to investment funds but requires all other relevant entities to prove that their ‘mind and management’ are in the Cayman Islands to allow them to claim the tax benefits of being domiciled in an offshore jurisdiction.

Financial Technology ‘FinTech’

In May 2020, the Government passed the Virtual Asset Service Providers Act (‘VASP Act’), which provides a legislative framework for the conduct of virtual assets business in the Cayman Islands and for the registration and licensing of persons providing virtual asset services. The VASP Act is intended to provide the Cayman Islands with a cutting-edge, robust framework which aligns with global regulatory standards, protects consumers and meets the requirements of the Financial Action Task Force recommendations in respect of virtual assets.

The VASP Act is being implemented in phases. The first phase, a registration regime,

came into effect on 31st October 2020 and focuses on anti-money laundering and the counter-financing of terrorism, compliance, supervision and enforcement. A more extensive licensing regime was expected to be introduced in late 2023.

Under the VASP Act, there is the potential for the future introduction of a sandbox licence. A sandbox licence is a temporary (up to one year) licence that CIMA may direct a VASP to apply for in certain circumstances.

As perhaps one of the most publicly recognised applications of FinTech, cryptocurrencies are virtual currencies that use encryption technologies to secure and verify transactions, and to control the creation of additional units. But FinTech – a shortened form of ‘financial technology’ – is broader than just cryptocurrencies. FinTech also refers to the use of other technologies, such as blockchain, that are revolutionising the delivery of financial services via digital applications, retail banking and investment markets. Particularly in recent years, financial services in Cayman have increasingly

reflected the value of delivering products and services through FinTech innovations. Some of the virtual asset and FinTech-related activities that take place within Cayman include crypto exchange services, custodial services, initial coin offerings and innovators working on new centralised and decentralised technologies. The VASP Act has introduced a framework to regulate digital assets in order to ensure that any risks associated with such activities are analysed and mitigated, and that any benefits are realised in a manner consistent with a well-regulated financial services jurisdiction. As of January 2023, there were 18 VASP registrations with CIMA under the VASP Act, with a number of applications pending.

The Government has introduced a number of other incentives to encourage FinTech firms to set up in Cayman. These include a Special Economic Zone (“SEZ”) granting incentives to companies (particularly FinTechs) to relocate their businesses and employees. The SEZ has over 285 companies, including around 80 blockchain companies.

When it comes to insurance, we’ve got this

There is also TechCayman, which was established in 2018 to encourage technology entrepreneurs to establish their businesses in the Cayman Islands and to create a tech hub for collaboration and expansion.

Single Family Offices

The Cayman Islands are an increasingly appealing jurisdiction for the establishment and operation of single family offices. This is, in a sense, a natural evolution and development of the financial services activities for which the Cayman Islands is well known.

Many of the businesses that grew to service the investment funds, banking, finance and insurance sectors require experienced staff and technical expertise that is consequently available in the Islands and readily transferable into a family office environment, where the focus is on the preservation and management of family assets rather than external investors’ interests. There are few places outside the major onshore financial centres that can offer the talent pool, professional services support, fiduciary/custodial mindset, transactional expertise and connectivity which is available in and provided by the Cayman Islands. Therefore, single family offices of many shapes and sizes have come to be based in the Islands, but the most prominent by some margin is the Dart Family Office, which has made the Cayman Islands its home since the 1990s and has played a significant role in the recent development of Cayman. Having a large and sophisticated family office such as Dart in the Islands is a major endorsement of the factors that make Cayman so appealing for family offices generally, and as the community of single family offices in Grand Cayman grows, there will be growing opportunities for these family offices to work together, co-invest and attract larger and ever more interesting investment opportunities.

Unsurprisingly, the cosmopolitan nature of the Cayman Islands generally is reflected in the international makeup of the single family offices which are based here, with

offices representing families from the US and Canada, the Caribbean, Latin America, Europe and Africa, with interest from the Middle East and Asia also increasing as of late. As well as being based in the Cayman Islands themselves, many single family offices employ Cayman Islands companies, limited partnerships or trusts to structure the acquisition and holding of assets or to participate in the international transactions in which they engage in order to preserve and enhance the wealth of the family which they serve. In this respect, the Cayman Islands provide solutions to the single family office at a number of different levels.

Families Relocating

With over 137 nationalities represented in the Cayman Islands, it is no surprise that the Islands are proving of increased interest to ultra-high-net-worth (UHNW) individuals and families from all regions of the globe. The factors that make the Cayman Islands appealing for international business transactions and investment and asset holding structures, also make it appealing to the individual: the rule of law applies to all without bias, including the government; the judicial system is competent, fair and transparent; the Islands are politically and financially stable (reinforced by its connections to the United Kingdom as a British Overseas Territory); and the Islands boast an excellent communications network. In addition to this, inhabitants of the Cayman Islands enjoy a considerably higher standard of living than anywhere else in the Caribbean, if not the world. Most importantly, the Cayman Islands are extremely safe with a low crime rate and no instances of the type of antisocial and threatening behaviour which affects other places where the wealthy tend to congregate. Cayman is a society that is friendly, inclusive, cosmopolitan and respectful of the individual, so much so that the term “Caymankind” has been coined to reflect the particular qualities of Cayman society. With an expected increase in the population of the Islands and the arrival of

new permanent residents from all regions and walks of life, we can expect increased diversification within the population over the coming years and increased interest from wealthy families. The significant number of residential developments underway in the Cayman Islands attests to the global appeal of a move to the jurisdiction from families at all economic and age levels and there are interesting projects underway and in the works which show the jurisdiction’s ambition to position its younger population and future workforce for effective competition in the global marketplace for talent and opportunity.

Insurance Legislation

The enactment of the Insurance Act, 2010 (the ‘Insurance Act’) was a result of a public and private sector collaboration to improve the regulation of insurance business in the Cayman Islands, enhance protection for domestic consumers and open new frontiers of business development.

The main provisions of the Insurance Act included, what were at the time, two new categories of insurer licences – Class C (special purpose vehicles for insurancelinked securities (ILS)) and Class D (large commercial reinsurers). Since 2010, there have been further developments to the Insurance Act, and in March 2013, Cayman introduced incorporated cell legislation for insurers structured as Segregated Portfolio Companies (SPCs). The amendment in 2013 conferred several advantages, such as allowing a portfolio insurance company (PIC) the flexibility to transition to a stand‐alone insurance company, unlike an unincorporated cell.

The Insurance (PIC) Regulations 2015 were brought into force on 16th January 2015, along with the related section of the Insurance (Amendment) Act, 2013. These regulations enhance the statutory insurance framework, providing additional alternatives to risk management by enabling insurers incorporated as SPCs more flexibility.

In June 2022, the Insurance Act was

amended by the Insurance (Amendment) Act, so as to allow capital redemption contracts or funding agreements, i.e. contracts under which an insurer may (a) receive and accumulate sums of money; and (b) pay a sum or sums of money or render money’s worth, on dates and in amounts that are not contingent on human life or against risks of the person insured.

Captive Insurance

Since 1979, the jurisdiction has become a major centre for international insurance business. The Cayman Islands is the second largest domicile for captives and holds the number one position worldwide for healthcare captives. The Cayman Islands is also a leading jurisdiction for group captives and ILS. The international insurance industry here is primarily made up of companies insuring risks in North America, representing about 90% of the market. As of June 2023, the total number of Class B insurers (including captives) in Cayman was 649, with 21% of them in total being Medical Malpractice Liability captives. However, the largest line of business now proves to be Workers’ Compensation, with 150 licensees. The value of the total assets for Cayman’s Class B Insurers (which includes Group and Pure captives) was approximately US$71.2 billion, with US$22 billion in total premiums as of Q2 of 2023.

Reinsurance

Over the last few years, the Cayman Islands commercial reinsurance industry has experienced double-digit growth yearon-year. In Q2 2023, the total number of reinsurance licences now stands at 78, with a total assets value of US$25.6 billion. According to the IFC Review and from what we see in the market, many reinsurance companies are moving to the Cayman Islands due to the fact that Bermuda elected the EU Solvency II (SII) route as a framework under which its insurance companies operate. In Cayman, US carriers and other non-European and/ or global reinsurance-focused entities have

lower regulatory capital ratios, greater investment flexibility as well as lower operating costs relative to jurisdictions following the SII Regime.

There is little appetite in the Cayman Islands to pursue the SII framework and this is primarily because across all areas of Cayman’s financial services sector, the jurisdiction is predominantly US-facing, and, therefore, SII would simply not be a match for the jurisdiction’s main clients. For many US start-ups, the Cayman Islands is the most appropriate jurisdiction for their new reinsurance platform. Another significant factor for executives of reinsurance entities is the value added that life in Cayman brings. For example, executives can secure a 25-year Substantial Business Presence Certificate, which means immediate security of tenure. With this, they can buy or build a home without restrictions, educate their children in superb schools, know that the healthcare is excellent and that there are no income or payroll taxes.

Domestic Insurance

The number of Class A insurance companies operating in Cayman was 26 as of March 2023. The insurance sector in the Cayman Islands remains robust. For the year ending 31st December 2022, Class A insurers reported annual total written premiums of US$1.1 billion.

Cayman Islands Insurance Association (CIIA)

The CIIA was established in 2004 to bring all the insurance associations representing the industry in the Cayman Islands under one umbrella. CIIA advises on insurance policy and communicates directly with the Cayman Islands Monetary Authority (CIMA), which regulates the insurance industry, on behalf of industry stakeholders and insurance providers. The CIIA places a focus on the education and professional development of its members to increase their insurance knowledge. CIIA also aims to inform the public about current insurance topics of interest and

provide transparent communication. To read posts about these topics and for more information, visit www.ciia.ky.

Cayman International Reinsurance Companies Association (CIRCA)

CIRCA is an industry group for commercial reinsurers located in the Cayman Islands. They are dedicated to fostering the industry through peer interaction, advocacy and education on topics impacting the regulatory and business environment. CIRCA’s members include reinsurers and other stakeholders who are focused on promoting the interests of commercial reinsurers in the Cayman Islands both here and abroad. CIRCA work collaboratively with all stakeholders in this expanding segment of the financial services industry. Inquiries about membership or other topics may be sent to info@circa.ky. For more information, visit www.circa.ky.

The Ministry of Financial Services and Commerce (MFSC)

The MFSC is responsible for legislation and policy development pertaining to the financial services industry and local commerce, engaging with members of the Cayman Islands business community and international stakeholders. Their highly qualified policy developers proactively work to ensure that the Cayman Islands remains at the forefront of international regulatory initiatives, cementing its position as a leading international financial centre. The Ministry has responsibility for the following departments, agencies and statutory authorities: Department of Commerce and Investment, Department for International Tax Co-operation, General Registry, Cayman Islands Stock Exchange, Cayman Islands Monetary Authority, Cayman Islands Intellectual Property Office, Trade and Business Licensing Board, Special Economic Zones Authority, Auditors Oversight Authority, Stock Exchange Authority, Civil Aviation Authority, Air Transport and Licensing Authority, Maritime Authority of the

Cayman Islands and the Financial Services Legislative Committee. For more information, visit www.mfs.ky.

Cayman Finance

Cayman Finance’s mission is to protect, promote, develop and grow the Cayman Islands financial services industry through co-operation and engagement with domestic and international political leaders, regulators, organisations and media; to promote the integrity and transparency of the industry by legislative and regulatory enactment and to encourage the sustainable growth of the industry through excellence, innovation and balance. For more information, visit www.caymanfinance.ky or email: enquiries@caymanfinance.ky.

Cayman Islands Stock Exchange (CSX)

The CSX is a well-established and internationally recognised stock exchange, which is a member of the Intermarket Surveillance Group, an affiliate member of the International Securities Commission (IOSCO) and has been granted recognised status by the UK HMRC, which enables UK resident investors to receive interest and dividend payments without the deduction of withholding tax. The CSX provides a platform for the listing and trading of shares, specialist and corporate debt securities (including CLOs) and other instruments issued by trading companies, investment funds and other investment vehicles. Based in George Town, Grand Cayman, the CSX began trading in 1996, and since its inception, it has approved securities for admission for a total market capitalisation of over US$929.2 billion.

Department of Commerce and Investment (DCI)

DCI is responsible for the grant and regulation of licensing for most businesses in the Cayman Islands. This includes the administration and issuance of Trade & Business Licences, Local Company (Control) Licences, Tobacco Permits, Liquor Licences, Music & Dancing Licences, Public

Film Exhibition Premises Licences and Special Economic Zone Company Licences. DCI is also responsible for issuing Cinema licences, the enforcement and compliance of Second Hand Dealers and Intellectual Property matters and guidance and registration for Designated Non-Financial Business and Professions (DNFBP). For more information, visit www.dci.gov.ky.

Cayman Islands Monetary Authority (CIMA)

CIMA was created by the Cayman Islands Government to regulate, supervise, protect and enhance the integrity of the financial services industry in the Cayman Islands. They are responsible for the supervision and regulation of licensed and registered entities operating in and from the jurisdiction. They supervise and regulate over 20,000 entities, have over 200 employees and collect over US$100 million in fees from regulated entities. For more information, see their website at www.cima.ky.

Currency

The legal tender of the Cayman Islands is the Cayman Islands Dollar (denoted CI$), and the sole issuing authority is the Cayman Islands Monetary Authority (CIMA). The denominations consist of CI$1, CI$5, CI$10, CI$25, CI$50 and a CI$100 bill. However, the United States Dollar, with a fixed rate of exchange, is widely used in local finance and commerce.

Aircraft Registration

The Cayman Islands Aircraft Registry (CIAR) provides aircraft registration and certification services for aircraft within the jurisdiction or those based elsewhere. Founded on UK legislation, the Civil Aviation Authority of the Cayman Islands (CAACI) is responsible for safety oversight and the economic regulation of the aviation industry in Cayman and for all aircraft registered on the CIAR.

Any person or company wishing to register an aircraft in Cayman must meet the exacting standards of the CAACI; these

include submitting due diligence records within a registration application which meet International Anti-Money Laundering Act requirements. Those financing a registered aircraft can register their security interest on the Cayman Islands Aircraft Mortgage Register, which is supported by the Cayman Islands Mortgaging of Aircraft Regulations (2015). Registration applications, certifications and ongoing authorisations happen within a bespoke secured data management portal, VP-C Online, designed specifically for the CIAR. Additional information can be requested by email: civil.aviation@caacayman.com or visit www.caacayman.com/aircraftregistry.

Ship Registration

The Cayman Islands’ seafaring history is preserved by the Maritime Authority of the Cayman Islands (MACI), which has oversight of the Cayman Registry and maintains its headquarters in Grand Cayman. The MACI is a first-class international organisation with a worldwide reputation for excellence and efficiency in global shipping. The registry is staffed by an international team of professionals with many years of experience in the world of international shipping. MACI offers consulting services to clients and other countries on a variety of maritime issues, including maritime administration structures, financial aspects of operating a maritime authority and how to draft specific legislation. As a Category One British Registry, the Cayman Registry is qualified to register vessels of all sizes and classes, from yachts to supertankers. In the super yacht range, Cayman is one of the world’s leading offshore luxury yacht registries.

The Cayman Islands flag and its safety requirements are seen as the gold standard in the shipping industry. Registering your vessel in the Cayman Islands grants you protection and assistance from the UK Royal Navy regardless of location and full British Consular services for all Caymanflagged vessels. For more information, visit www.cishipping.com.

The Cayman Islands has numerous employment opportunities in the financial services industry, making it a desirable jurisdiction to be employed in and attractive to professionals from around the world. Jobs in other sectors (medical, education, construction, retail) exist mainly to meet the demands of the local market. Many jobs are available in these fields and we discuss them in detail later in this chapter. The Island has a well-educated local workforce, but the need for qualified accounting, finance, actuarial, compliance and financial services professionals, especially those who are designated and have at least a few years of experience, completely outstrips the number of qualified candidates available locally. The Labour Force Survey (LFS) Fall 2022 estimates that the total labour force has increased to reach 57,582 people, a rise of 18.3% compared to the 2021 Census, while the percentage of those unemployed was 2.1%. The LFS Report also estimates that the population of the Islands as of Fall 2022 was 81,546, and of those, 38,724 were Caymanians, 6,629 were Permanent Residents and 36,193 were non-Caymanians. Therefore, foreign workers make up a large percentage of the workforce and come from 137 different countries. Financial service businesses and individuals, including family offices of high-net-worth individuals, are continuously moving to Cayman. The need to show an economic presence in Cayman has incited some of this growth, as has the huge need for compliance workers who are quickly snapped up by legal and corporate services firms.

Working

How to find a job in the Cayman Islands, the different jobs available, insight into the Islands’ Labour Law, and details of Cayman’s recruitment companies.

Work Permits

Strict work permit regulations exist to ensure that Caymanians, the spouses of Caymanians, Permanent Residents and existing Residents are given preference, in that order, for any position. The rules present some unique hurdles to the expatriate jobseeker, so a basic understanding of this process is required to put the employment market in context and avoid finding yourself in a position that is improvident at best and disastrous at worst. Unless contracted to Government, expatriates must either hold a valid work permit, a Special Economic Zone Certificate, a Certificate of Direct Investment, a Residency and Employment Rights Certificate or hold Permanent Residency with the right to work in a prescribed occupation (or occupations) in order to work and reside in the Cayman Islands. The administration of work permits is the responsibility of the Cayman Islands Government Department of Workforce Opportunities and Residency Cayman (WORC) and they are the legal obligation of your employer. There is also an understandable emphasis on the training of local staff to ensure that they have an opportunity to develop their skills. The onus is on the employer to demonstrate

EMPLOYMENT PROSPECTS

Photos courtesy of Julie Corsetti, Rebecca Davidson and Monika Woitkiewicz

to WORC that they have tried to fill the position with a Caymanian by advertising the job on the JobsCayman website. Only after all efforts to recruit locally have failed can the employer rightfully justify a work permit application. This process must be repeated periodically (usually once every two years) depending on the employer’s circumstances. Some employees can, however, be granted work permits of up to five years duration or, in relation to senior positions in the financial services industry, up to 25 years.

Work permits can take as long as three months to be processed, although they are often issued within six weeks of application. Temporary Work Permits (for anything from 30 days up to six months) can be granted within a matter of days (if an express fee is paid), but they are generally discouraged in favour of full (i.e. one-year) permits. Temporary Work Permits should only be used when the circumstances justify it, for example, where there is genuine urgency or where the employment is temporary in nature, as in the case of a time-sensitive project or maternity cover. A Seasonal Worker’s Permit allows the employee to work for eight months. Where employees are only required for very short periods and no residence in the Islands is expected, exemptions from the work permit restrictions can apply in particular circumstances. Other types of permission, such as a Business Visitor’s Permit or even a Visitor’s Work Visa, may be appropriate alternatives.

Note: A work permit is granted for a specific position with a specific employer. This means that a work permit holder is not entitled to work in any other capacity or for any other employer and any significant changes to the person’s role within an organisation must be approved by WORC prior to the individual taking up a revised role. If you want to take up employment with a different company while you have an existing work permit, your current employer must provide a letter to WORC releasing you from your

work permit. You should, therefore, be doubly sure that any position is right for you before committing to a longterm contract. Once employed, you should take some time to consider your situation before your employer applies for your work permit renewal, as you are effectively bound to them from the time of application until the expiry of the permit, unless the permit is cancelled at the employer’s request.

It is unlikely an employer will be granted a work permit unless the proposed expatriate employee is professionally qualified or very well experienced in a relevant field, or there is no interest in the position from the local workforce (which is actually fairly common). This creates something of a ‘Catch 22’ for those expatriates without a professional qualification. The better the position, the higher the level of interest from the local workforce and the less likely it is that an expatriate will be granted a work permit.

There are certain occupations that presently seem to hold little appeal for existing residents. These are often positions that offer little job security, irregular or anti-social hours of work, or a somewhat unpredictable or unreliable income stream. Examples of such lines of work are diving, nursing, construction, food and beverage service, security services and most commission-based sales positions.

Labour Force & Work Permit Numbers

As of July 2023, there were 36,263 work permits in effect, up from 32,184 in 2022 and 26,967 in 2021. These work permit holders hail from 137 different countries, including Jamaica (15,286), the Philippines (5,880), the UK (2,070), India (2,021), Honduras (1,279), Canada (1,261), the USA (957), Nepal (818), Nicaragua (766), South Africa (650), Ireland (412) and Guyana (328).

Rules

on Residing On-Island Whilst a

Work Permit is Processing WORC authorities generally dictate that

individuals should not be present in the Cayman Islands while a Work Permit application is in process. However, this does not apply if you are already legally resident, including, for example, working legally on a Temporary Work Permit (TWP) and the full version is submitted to WORC before your Temporary Work Permit expires. Generally speaking, without special circumstances or the consent of the Director of WORC, no one is permitted to remain in the Cayman Islands as a tourist/visitor while a work permit application is being considered. Once your permit is approved, you can return to the Cayman Islands and start working.

It should be noted that if you come to the Cayman Islands on a Temporary Work Permit, and your subsequent Full Work Permit application is denied, you will have to cease work immediately and may have to leave Cayman on short notice, unless permitted to remain by virtue of some other provision.

Rules on Dependants

It is important to be aware that your spouse or children are not automatically entitled to reside in Cayman even if you hold a valid permit. They must be named dependants on the permit and a separate application must be filed. All accompanying dependants must also submit an original medical questionnaire if over 18 years of age and, for a spouse, a certified copy of your marriage licence, civil partnership, any final divorce decree, and an original police clearance certificate. If the dependant is a child, a certified birth certificate naming you as a parent and, if old enough, a letter from a Cayman Islands private school confirming acceptance is required. Where appropriate, arrangements for homeschooling can be made. WORC will consider, along with other factors, your ability to financially support your dependants. Dependants can also be added to a Temporary Work Permit.

Work Permit Term Limits: ‘The Roll Over’ Policy

In 2004, the Cayman Islands introduced an immigration ‘term limits’ policy, a necessary consequence of the nearexponential growth of the population over the previous four decades. Under current provisions, most expatriate workers can only remain in the Cayman Islands for a maximum of nine years unless they have applied for Permanent Residency (PR) after passing eight years of legal and ordinary residence. All such applications must generally be made by the ninth anniversary of the expatriates’ arrival to live in the Cayman Islands.

The points system for awarding PR provides workers with greater transparency and certainty. This system permits everyone who qualifies to apply for Permanent Residency following a clear and objective set of criteria.

Labour Law - Know Your Rights

We strongly advise you to become familiar with your employee handbook, the Labour Act (2021 Revision), and the Gender Equality Act (2011 Revision). Below are some of the highlights of the laws governing employment in the Cayman Islands:

Sexual Harassment: The Gender Equality Act (2011 Revision) states that sexual harassment is illegal in the Cayman Islands.

Maternity Leave: The Labour Act (2021 Revision) stipulates that 12 calendar weeks must be granted for maternity leave. The amount of paid maternity leave is four weeks (20 days) of full pay; four weeks of half pay and four weeks of no pay, for all female employees who have completed 12 months of employment. Otherwise, it will be on a prorated basis.

Holiday Pay: According to the Labour Act (2021), each employee is entitled to a minimum of two weeks’ vacation (10 working days) for the first four years of employment, three weeks (or 15 working days) for years four to 10, and four weeks (20 days) if employed for over 10 years for the same company.

Severance Pay: Under the Labour Act

(2021), all employees who have continually worked for their employer for more than a year are entitled to receive severance pay if their employment is terminated for any reason other than for misconduct and poor performance at a rate of one weeks’ salary for every completed year of service. For part-time employees, severance pay is calculated based on the ratio of their hours of employment to the standard work week.

Unfair Dismissal: If an employee feels that they have been unfairly dismissed, they have 90 days from the date the employment was terminated to file a claim for unfair dismissal with the Department of Labour and Pensions. If the employee is successful with their claim, they may be entitled to further compensation if the Labour Tribunal deems fit.

Minimum Wage: The current national minimum wage is CI$6 and it is generally agreed that this does not provide a living wage. A review is underway (July 2023) and we expect this rate to change shortly. Currently, those in service positions who

receive a portion of their income via gratuity can be paid CI$4.50 per hour, and domestic helpers who receive benefits (such as a car and accommodation) in their salary package cannot be paid less than CI$4.50 per hour.

Pension Payments: If you are Caymanian, your new employer must start paying your pension immediately. If you are an expat, your employer can allow you a 9-month grace period before they have to start paying your pension. However, if you leave the Island for more than three months, then your 9-month grace period starts over.

Overtime & Weekend Hours

As is the case in most leading jurisdictions around the world, many companies expect their employees to work beyond the normal eight-hour workday. Conversely, standard Human Resource (HR) practices may vary from country to country. Before taking a job, familiarise yourself with the work culture. Ask your prospective employer’s HR professional whether

overtime pay or time in lieu is provided. Again, knowledge of the Labour Act will assist you in determining what is legal in the Cayman Islands from an employment law standpoint. Check the Department of Labour and Pensions’ website (www.dlp. gov.ky) for more information. The Cayman Islands Society for HR Professionals (www. cishrp.ky) is also a great resource.

Finding a Job

Despite a growing population, there are still many employment opportunities available in the Cayman Islands. In fact, in July 2023, the leading financial services recruitment agencies told Cayman Resident that it is currently a candidate-driven market and that those with qualifications and experience in the accounting, legal, financial services and compliance fields are readily snapped up. This is a time of amazing opportunity for Caymanians in the financial services field as they are highly sought after and in much demand. However, it is commonly acknowledged that the appetite for qualified financial professionals outstrips supply, and population growth is just not filling highlevel finance jobs. Although there are 36,263 work permits in issue as of July 2023, these jobs have filled a genuine need and cross the span of everything from gardener to managing director at a bank. A very effective way to look for work in Cayman, whether local or expatriate, is to register with local recruitment agencies, as they are often tasked with finding suitable candidates and have access to roles that you may otherwise miss out on. Another option to investigate is whether your existing business could set up a branch within Cayman Enterprise City, and you then work in Cayman from the Special Economic Zone.

Financial Services Professionals

Jobs in the financial services market in the Cayman Islands are diversifying more now than in the last 15 years. It used to be almost all legal and audit work, followed recently by a lot of compliance work; however, since the introduction of the International Tax Co-operation (Economic

Substance) Act (2021 Revision) in January 2019 and the Virtual Asset (Service Providers) Act (2022 revision) in October 2020, the landscape has changed. Cayman (like many other international financial centres) has established legislation requiring certain entities, which are incorporated or registered in Cayman, to demonstrate that they have sufficient ‘economic substance’ in Cayman to show that they should not be taxed elsewhere. Therefore, many operational offices are opening in Cayman, including significant family offices, virtual assets service offices, private equity firms, foundation companies and reinsurance companies. These offices then need middle and front-end qualified professionals that can run the office and make decisions.

On top of this, Cayman is one of the world’s top ten financial centres, and the field of regulatory compliance is vital to the success of the jurisdiction. As the regulatory requirements for businesses increase, so do the resources needed to ensure that teams of experts are in place to monitor and uphold the standards required. From annual FATCA and CRS reporting to ongoing KYC work and AML investigations, the job market for compliance in the Cayman Islands holds a vast array of diversity and breadth at all levels. With some of the largest financial services organisations residing in the Cayman Islands, coupled with some of the strictest regulations within the industry, there is a lot of need for qualified, detailfocused staff with compliance experience. For more senior positions, relevant offshore experience and the ACAMS qualification are both highly regarded in the jurisdiction.

Many positions also exist for professionally qualified accountants, particularly those with investment, funds or re/insurance industry experience (but this is by no means essential). The Cayman Islands recognises most Commonwealth and international accounting designations. Many accounting positions are filled via recruitment agencies, and job seekers would be wise to consider registering with a Cayman Islands-based recruitment agency that has an in-depth understanding of the

local marketplace. They will be able to advise you on the prospects and appropriate salary for someone with your experience and qualifications. Many of the largest financial services employers on the Island find their professional staff through recruitment agencies. However, if you are interested in working for one particular employer, it would be more advisable to approach them directly first, expressing your interest, before registering with an agency.

Lawyers should note that if they are seeking to practise Cayman Islands’ Law, there are strict Bar admission requirements. To be eligible for admission, non-local lawyers must have at least three years post-qualification experience gained in a relevant jurisdiction (UK, Ireland, NZ, Australia, Canada and certain Caribbean nations), as well as previous financial services experience, preferably in mutual/ hedge funds, insurance, insolvency, finance or commercial litigation.

Other Skills & Professions

For those with qualifications, skills or ambitions not related to financial or legal services, finding good employment may require more research and legwork. Most reputable recruitment agencies will be able to point you in the right direction, and some may have vacancies within your field, so it will be a matter of researching the agencies that may be able to help you. If you are Caymanian, a Permanent Resident or currently on a work permit, you can register on the JobsCayman portal and see all the jobs that have been posted on there. Employers from top firms have access to this database and regularly post job listings on this online system. The department of WORC, in conjunction with the former NWDA, has a career assessment centre and also provides free career counselling and training to Caymanians. You can also use LinkedIn, the Cayman Compass classifieds or Yello to make a list of potential employers and write to them enclosing your resumé. For your cover letter, remember to include when you will be available to work, your skills, your qualifications and your marital

status. Some Cayman employers will also be interested to know if you currently reside in Cayman, and if not, you should be prepared to have a convincing case for moving and being committed to your potential employer. Most employers will not reply unless they have a suitable vacancy. It is good practice to follow up with a call to their Human Resources Manager to confirm receipt and enquire as to any current vacancies available.

The field of office temping has changed significantly in recent years. No longer can an employment agency relocate you to Cayman, hold your permit and lend you out for a few weeks at one company and a few weeks at another. Now the employment agency must have a contract from a local Cayman firm showing where you are going to work, for how long and what work you are doing. The reality is that there are many Caymanians now filling those temping jobs, and expats are only needed if the job is genuinely temporary by nature and no Caymanian can be found. If you do want to sign up with an agency, you should do as much research on them as possible. A good agency will be able to provide references from current and past staff members, together with contact details, which will allow you to confirm their authenticity yourself. For other specific industries, the situation is as follows:

> CI Government: For job vacancies at Statutory Authorities and Government Companies, visit www.gov.ky/careers/ sagc/sagc-careers.html. For jobs within the Civil Service, you now need to go through the Government’s careers portal (www.careers.gov.ky), as this is where all Civil Service jobs are posted and where you need to create a profile before you can apply for a specific position. Most people love working for the CIG. There is good job security, the hours are reasonable and the pay and benefits are good. If you are identified as a hard worker, you can also often get transferred to a different department if you would like a change.

> Construction: The construction industry in Cayman has been booming for the past

three years. For every general contractor/ construction company in Cayman, there are probably at least ten subcontractors, and over the last three years, these subcontractors have been overwhelmed with work and highly sought after as general contractors have had dozens of jobs to do and not enough staff to do them. So much so that subcontractors have commanded much higher prices and, along with higher costs for materials, the cost to build in Cayman has soared. If you are interested in working in the building industry in Cayman, this is how you get a job: construction companies get sent random resumés from people all the time and it is very hard for them to know what is genuine. So, we spoke to a few firms and they said that they would much rather a personal and persistent approach, including a cover letter showing that you have done some research on the company you are applying to, a willingness to get on a Zoom call to have an initial meeting, and the persistence to follow up if you don’t get a response within the first week. Better yet, if you are an expat, you follow that up with a holiday to Cayman and you arrange to meet with a few companies. Local companies are really looking for high-end, luxury residential homebuilding experience from project managers who would consider themselves the best of the best. More jobs in the local construction field are sourced through international headhunters than anything else right now. Local recruiters also know that there is great demand for skilled craftsmen. For those seeking a job in the construction industry in Cayman, you need to be licensed. Please see www. planning.ky and look under the ‘Resources’ tab for professional licences required for those in the building industry.

> Electricians and Plumbers: Legally, all electrical and plumbing workers require a local licence to work in the Cayman Islands. Plumbers are licensed by the Plumber’s Examination Board and should contact the Planning Department about the specifics of the process. Information can be found on www.planning.ky, under the ‘Resources’

tab. Electricians must satisfy the CI Electrical Board of Examiners that their qualifications meet the requirements of the Electricity Regulations. Call the Planning Department on Tel: (345) 244 6501 for more information. In all cases, a certified copy of your licence, trade certificate and trade references must be submitted along with your application for a local licence.

> Grocery: Foster’s supermarket has several locations and you can reach the HR department via their website (www. fosters.ky/careers) by filling in the online application. For Kirk Market, you can visit the careers page of their website (www. kirkmarket.ky) and see what positions have vacancies. For those seeking employment at Hurley’s, you can apply through the careers page on their website (www.hurleys.ky/careers).

> Health Field: Medical professionals fully registered in Australia, Canada, Jamaica, the UK, New Zealand, South Africa and the USA may be eligible to practise in the Cayman Islands once they have become registered

with the appropriate council. This applies to both doctors and nurses. Nurses must hold a Bachelor of Science in Nursing or its equivalent and they must have a minimum of three years of experience as a Registered Nurse before they can practise in Cayman. Consultants and doctors with specialist training are preferred at all registered healthcare facilities. Please visit the Department of Health Regulatory Services website for complete information about the registration process and requirements at www.dhrs.gov.ky. For more information on recruitment at the Cayman Islands Health Services Authority (HSA), please visit the employment and training section on www. hsa.ky, where they list job vacancies. Doctors Hospital is a locally owned provider of international standard, private sector healthcare services. They post their job openings on the careers page of their website (www.doctorshospitalcayman. com) or you can email your resumé to careers@doctorshospitalcayman.com. Health City Cayman Islands is a private, institutional tertiary care hospital located in East End with a satellite clinic in Camana Bay. They are also in the process of building a new hospital next to Camana Bay. They accept applications from qualified healthcare professionals from around the world. Email your resumé to careers@ healthcity.ky.

> Hospitality Industry: Hotels and restaurants usually hire in September and October to fill positions in time for high season, which starts in December. All those looking for jobs in the hospitality industry are encouraged to register on the JobsCayman/WORC website and then they can view what jobs are available. Alternatively, email the hotels and restaurants directly. Seasonal permits for six or eight months are obtainable.

> IT: There is increasing demand for expats in IT positions as the tech industry continues its steady growth on the Island. With Cayman Tech City (part of CEC), TechCayman and the need for expertise within areas such as blockchain, cryptocurrency and cyber-security, organisations are having to look further afield to find the specialist

skillsets needed. There is also an increased number of positions available in software development (specifically within the .NET space) and network engineering fields, in addition to project management, product management and business analyst roles. These positions are often advertised by and filled through employment agencies. Companies tend to seek mid-level to senior candidates for roles within tech and are generally very happy to sponsor work permits and provide relocation support to qualified candidates. The exception to this would be within the areas of IT support and network administration, where there is a significant local workforce, so overseas applicants are usually not considered. There has also been an increase in junior and entry-level tech roles as more tech graduates are entering the workforce now. These roles are always filled by locals.

> Office Support Staff: There is a consistent demand for compliance professionals, corporate administrators, legal secretaries, trust officers and HR professionals; these positions are often filled by employment agencies. Both Caymanians and expats are needed, and it is commonly acknowledged that there are more positions available than people to fill them. However, it is worth noting that although these positions are open to expats, employers prefer candidates who are already on-Island, or in the process of moving here as a dependant, rather than relocating an individual for these roles. There are a few personal and executive assistant positions, but these positions are generally filled by Caymanians. Support staff in accounting firms and nonqualified accounting positions, such as accounts payable/receivable, also tend to be local.

> Luxury Retail: The major recruiters in the retail field are Island Companies and Kirk Freeport. Both would be happy for you to contact them directly. You can email Island Companies at acljobs@dart.ky and Kirk Freeport at work@kirkfreeport.com.

> Marketing: There is a non-profit organisation in Cayman called CIMPA (Cayman Islands Marketing Professionals

Association) that provides a platform for professional development and collaboration within the local marketing industry. They are a good way for marketing professionals across Cayman’s business community to connect with each other. Visit www.cimpa. ky for a list of marketing vacancies.

> Sales: Sales jobs in Cayman usually have a commission-based component, and consequently, Caymanians tend to avoid these jobs. The best way to find a sales position is to make a few phone calls from your home country, introduce yourself and then send your resumé.

> Teaching Positions: Jobs in private schools regularly come up and you will need to apply to the various schools directly. Teaching and education jobs in the Government schools, as well as positions within the Ministry of Education, are posted on www. careers.gov.ky. To apply for a position, you must create a profile on the website and then it will let you apply for a specific position. The same jobs are also posted on the Ministry of Education’s Facebook page (@educationcayman). Teacher recruitment is typically done from January to August, with late resignations and support staff being recruited from late August to December. You can also email: careers@gov.ky with questions. Their HR services team will respond to your enquiry very quickly. Employment contracts for teachers are generally two years in length, include a range of benefits and are subject to an annual performance process.

> Telecommunications: Staff are most often hired locally and promoted from within the particular business. Some jobs do occasionally become available, and in these cases, recruitment is often done through employment agencies. See the Settling In chapter for a list of the telecommunication companies in Cayman.

> Caribbean Utilities Company Ltd: CUC is the local electricity company. The Company’s workforce is currently comprised of 82% Caymanian employees and 18% other nationalities, leading to a diverse working environment. Employees are given a number of opportunities for training, which

allows growth and upward mobility within the organisation. If you are interested in joining the CUC team, you may email your resumé to careers@cuc.ky or visit www. cuc-cayman.com and navigate to the ‘Careers’ tab on the home page.

> Other: Dart is another corporation that is often seeking motivated employees. Visit their website at www.dart.ky/ careers for opportunities available at Dart.

Recruitment Agencies

Affinity Recruitment Ltd.

2nd Floor, Piccadilly Centre, Elgin Avenue, GT Tel: (345) 943 2020

Email: info@affinity.ky

www.affinitycayman.com

Specialising in permanent and executive recruitment, temporary staff assignments, corporate immigration services and benefit administration. SEE AD PAGE 47 & 95

Acumen Consulting Ltd.

2nd Fl, 2A1 Landmark Square, 64 Earth Close

Tel: (345) 746 6100

Email: cayman@acumengroup.com

www.acumengroup.com

A bespoke services provider specialising in finance recruitment, outsourced accounting and payroll services. The wider Acumen group currently has offices in Cayman, Bermuda, India, Johannesburg, Singapore, USA and the UK, which allows them to provide local knowledge and global experience to all their clients.

Baraud

1st Floor, Elgin Court, Elgin Avenue, GT

Tel: (345) 945 1781

Email: recruitment@baraud.com

www.baraud.com

With over 30 years of excellence in recruitment solutions, Baraud, Cayman’s industry pioneer and family-owned business, is recognised as the gold standard in recruitment, immigration and managed HR services across the Cayman Islands, as well as outsourced payroll solutions, temporary support staff to permanent and extensive translation services.

Email: info@cml.ky or www.cml.ky

Founded in 2004, CML is the largest professional recruitment firm in Cayman and is a trusted, strategic employment partner to many of the best-known offshore financial services, legal and IT firms. CML’s mission is to help clients build great teams and to help candidates build great careers.

Invenio Global

42 North Church Street, Grand Cayman

Tel: (345) 769 7000

Email: cayman@invenio-global.com

www.invenio-global.com

Invenio has three uniquely situated locations worldwide: Grand Cayman, Singapore and London. Their experienced Cayman team are passionate about providing full-service global recruitment solutions to their clients on a permanent, contractual or temporary basis. Being a full-service recruitment consultancy, Invenio’s other specialisations are immigration services, general HR advice and payroll processing solutions. SEE AD PAGE 45 & 91

Nova Recruitment

Tel: (345) 623 1029

Email: info@nova.ky

www.nova.ky

Founded in 2017 with a focus on local talent, Nova Recruitment has since become synonymous with the recruitment of administrative and financial services support professionals in the Cayman Islands. Speak to their team today to see how they can help with your career aspirations.

SteppingStones Recruitment Ltd.

Unit 9, Bayshore Mall, 31 South Church Street

Tel: (345) 946 7837

Email: info@steppingstonesrecruitment.com

www.steppingstonesrecruitment.com

CML

Tel: (345) 949 1345

SteppingStones is an award-winning, highly experienced, dynamic and forwardthinking professional services organisation headquartered in the Cayman Islands, specialising in permanent and temporary recruitment. Their dedicated recruiters are committed to identifying and securing the right career opportunities for their candidates and securing the best talent for their clients.

Investing

Saving and investing in Cayman, including wealth management services, tax considerations and investing in property.

The Cayman Islands’ well-regulated, tax-neutral environment is highly regarded internationally. As the world’s leading domicile for offshore hedge funds and one of the largest captive insurance centres, it is predictably the offshore jurisdiction of choice for both private and institutional investors. Cayman’s prominent reputation comes, in part, from the highly professional and business-friendly Cayman-based financial institutions that maintain a close working relationship with the Government. Together, they continue to foster a transparent and functional financial regime.

WEALTH

There are a number of different ways to engage in the services of investment advisors based in the Cayman Islands, either through the local office of a global firm or the asset management group of a local financial institution.

A local investment advisor will be able to offer expert investment guidance on a personal one-on-one basis in the resident’s time zone. They will also be familiar with the asset allocation and types of investments that are appropriate.

Most of the retail banks in Cayman have a full range of financial services and there are an increasing number of specialised financial institutions that advise individuals who are looking for private banking or wealth management facilities. Brokerage firms in Cayman offer a wide range of client accounts and a full suite of products. The regulator is not responsible for many aspects of investment offerings available locally, so do your homework before choosing an investment advisor or broker. Some of the factors to consider or questions to ask, as appropriate, are as follows:

> Make sure you understand the risks and likely expected return of the investments you are evaluating, the investment process, and any competitive advantages the firm you are considering may possess.

> Check the professional qualifications of the individual advising you. Does the firm carry professional indemnity insurance?

> Understand the liquidity of the investments you are contemplating. What are the terms offered when you wish to sell all or part of your investment?

> Make sure your investment time horizon is compatible with the asset class in which you are contemplating investment. For instance, investing in equities is generally not recommended for those investing with a time horizon shorter than five years, given historic volatility.

Photos courtesy of Strategic Wealth Preservation, Jonathan Sparrow, Rebecca Davidson & Julie Corsetti

> Understand the tax consequences of your investment proposition. Whilst there is no income, capital gains or inheritance tax in the Cayman Islands, your investments could be subject to withholding tax on dividends in the country in which they are paid, with the rate varying by country.

> Diversify geographically. You never know what might happen. Markets in one country may be overvalued at the same time that another country’s markets are undervalued. Historically, there has been a wide dispersion in equity market returns between countries decade by decade.

> Does the firm have a track record and has it been independently verified? It is useful to compare this historic performance to the returns of a passive ETF or index fund that tracks a suitable benchmark index to evaluate whether the advisor has added or detracted value in the past.

> Fees and expenses affect your net investment return so make sure you understand all fees and expenses when evaluating an investment proposition. Fees, expenses or commissions may be charged upfront, on a recurring basis or on exiting an investment, and may be embedded in the underlying investment.

There are a number of regulated wealth management firms based in the Cayman Islands that offer securities brokerage, along with investment advice and discretionary management services. Most financial institutions offer products and services to meet the needs of investors of all sizes. We recommend contacting a couple of the following companies to discuss your range of options and their minimum requirements. Some of the leading organisations offering wealth management solutions are listed here:

Tel: (345) 943 0015

Email: info@blacktowerfm.com

www.blacktowerfm.com

Blacktower strives to empower clients by providing tailored financial products and exceptional wealth management services that effectively align with their unique financial objectives and circumstances.

Whether you seek expert advice on pension planning, exploring pension transfer schemes, maximising savings and investments or optimising tax planning, their dedicated team of specialists will ensure your hard-earned money works diligently to enhance your financial wellbeing. SEE AD PAGE 56

Butterfield Bank (Cayman) Ltd.

12 Albert Panton Street, George Town

Tel: (345) 949 7055

Email: info.cayman@butterfieldgroup.com

www.butterfieldgroup.com

Services include private banking, asset management, trusts and estate planning, custody services and lending solutions.

SEE AD PAGE 127

Cayman National Bank Ltd.

Suite 6201, Forum Lane, Camana Bay

Tel: (345) 949 4655

domesticpremierbanking@caymannational.com

www.caymannational.com

Services include, but are not limited to, a dedicated Relationship Manager, preferential rates on loans and overdrafts and priority processing on all applications. Available products are: Premier Accounts – chequing, savings and fixed term deposits; Premier Lending – mortgages, personal and car loans, pre-qualified for Visa Infinite debit and credit cards and more. SEE AD PAGE 53 & 249

CIBC FirstCaribbean

FirstCaribbean House, Main Street, GT

Tel: (345) 815 2329

www.cibcfcib.com/wealth

Services include private banking, investment advisory services, discretionary portfolio management, trust, estate and fund services.

SEE AD PAGE 52

Liberty Wealth Partners Ltd.

Fort 51, Fort Street, George Town

Tel: (345) 516 2695

Email: hello@libertywealth.ky

www.libertywealth.ky

Liberty Wealth is a fee-only comprehensive wealth management firm offering holistic financial planning and investment management services. Liberty Wealth guides you to financial freedom and true peace of mind through a wealth management process that goes far beyond investments. SEE AD PAGE 57

LOM Financial Cayman

39 Market Street, Suite 3206B, Gardenia Court, Camana Bay

Tel: (345) 233 0100

Email: info@lom.com

www.lom.com

The LOM Financial Group is an award-winning, publicly held, international financial services company providing a complete range of private investment services and products to individuals and institutional clients around the world. For 30 years, LOM has put its clients’

needs first and prides itself on offering a high-service alternative to the world’s largest private banks and wealth managers.

Overseas Asset Management (Cayman) Ltd.

The Pavilion, Cricket Square, Elgin Avenue, George Town, Grand Cayman

Tel: (345) 949 8780

Email: admin@oam.com.ky

www.oam.com.ky

OAM is an independent boutique fund manager that seeks to generate superior long-term returns with a distinct investment philosophy and highly focused investment process. They aim to build strong client relationships, offering a personalised and friendly service, as well as an alignment of interests with clients.

Regulated by CIMA, the OAM Funds are listed on the Cayman Islands Stock Exchange.

SEE AD PAGE 51

Proven Wealth (Cayman) Ltd.

1 Gecko Link, West Bay Road, SMB

Tel: (345) 769 5352

www.provenwealth.com

Proven Wealth is an independent financial planning company with offices in Bermuda, the Cayman Islands, Jamaica, Barbados and the British Virgin Islands. They are financial architects who provide impartial, independent advice and build investment strategies best suited to their client’s goals. They are specialists in tax-neutral retirement planning, regular investment plans, corporate financing and portfolio management. Their team of qualified Financial Advisors, Investment Bankers and Portfolio Analysts can help you plan for a better financial future. SEE AD PAGE 58

RBC Royal Bank (Cayman) Ltd.

Royal Bank House, 24 Shedden Road, 2nd Floor

Tel: (345) 949 4600 ext. 69036

Email: antonette.baptist@rbc.com

www.rbc.com/caribbean

RBC Dominion Securities Global Ltd.

3rd Floor, 9 Forum Lane, Camana Bay

Tel: (345) 949 4066

www.rbcdscayman.com

RBC offers the strength and experience of a global firm with a personalised boutique

service. They pride themselves on their tailored approach to your individual wealth management needs, always putting your goals and priorities first. Backed by the strength and experience of Canada’s leading wealth management firm, RBC Dominion Securities Inc., they can draw on this global expertise while operating like a speciality local business to help you to protect and grow your wealth through every stage of your life. SEE AD PAGE 54

RF Bank & Trust

Fidelity Financial Centre, 1 Gecko Link, SMB

Tel: (345) 746 6010

Email: invest@rfgroup.com

www.rfgroup.com

Offering a wide range of investment products and services, RF Bank & Trust offer financial solutions designed to help individuals and corporate clients meet and achieve their investment goals. These include investment management, pension plans, stock brokerage, educational investment accounts and personal retirement accounts. SEE AD PAGE 55 & 145

Scotiabank & Trust (Cayman) Ltd.

Scotia Centre, 18 Forum Lane, Camana Bay

Tel: (345) 949 7666

Scotiabank in Camana Bay offers a full suite of retail banking services, two 24/7 ATMs, corporate and commercial banking and captive insurance services, along with Scotia Wealth Management and a premium banking centre.

SAVING & INVESTING IN CAYMAN

Working in Cayman can be particularly rewarding as earnings and any investment gains are tax-free. Nevertheless, as the Cayman Islands are a tax-neutral jurisdiction, it is strongly recommended that all new residents looking for employment here take the following steps:

1) Seek tax advice in your home country. The tax authorities in Canada, the UK and the US treat income differently when their residents are physically working outside of the country. All newcomers to Cayman should determine if it is advantageous to transfer savings and investments to Cayman or keep them at home. It is also very important to determine how long you

need to be a non-resident before securing tax-free benefits, if it is possible at all. Tax legislation is continually changing, so it is imperative to have the latest information before making investment decisions. For example, in the UK, an individual must be a non-resident for one full tax year to avoid tax on income. US citizens are liable to be taxed on worldwide income irrespective of where that income is physically earned, although you may be eligible for a foreign earned income exclusion, which is adjusted

each year based on the inflation rate. Canadian citizens must prove that they have severed ties with Canada to avoid paying taxes.

2) As soon as is practical after arrival in the Cayman Islands, you should establish a local bank account. This will provide you with a debit card and enable online banking. Local ATMs accept both local and foreign debit and credit cards. Regarding chequing accounts, most local banks impose both monthly and transaction

Live a Premier future

As a Premier Banking client of Cayman National Bank you and your family will enjoy an unparalleled suite of premium products and services with a personalised touch underpinned by service excellence. To learn more about our exclusive offering, contact us at: DomesticPremierBanking@caymannational.com

caymannational.com/premier

fees unless significant average balances are maintained. Certain banks, for example, point out to new customers that the bank maintains the payment details of several hundred local merchants and service providers. This, together with easily accessible online banking, can mitigate the need for having a chequing account since bills can be paid online. In this instance, customers are granted savings accounts in either US$ or CI$. (Note: Banks in Cayman are strictly regulated by the Government-

run Cayman Islands Monetary Authority (CIMA), which has the regulatory and oversight functions of a central bank. There is no equivalent in Cayman to the US Federal Deposit Insurance, which means that deposits are not protected if a bank should be declared bankrupt).

3) Consider the establishment of an investment account. This will enable new residents to take advantage of some of the other services that financial institutions or investment advisors offer, such as

investment advice, brokerage services and, for those with significant assets, discretionary investment management.

4) Arrive prepared to meet local requirements for establishing banking and investment relationships. Local due diligence calls for having readily available (original) documents that confirm the personal identity and other particulars of an applicant. The requirements vary with each institution but generally include two forms of identification, confirmation of residential address, a bank reference, professional reference (both addressed to the bank in Cayman) and evidence of the source of funds. For a full and detailed list of requirements, see the Money and Banking section of the Settling In chapter.

5) If planning to return to a country that is not US$-denominated, consider regularly converting CI$ or US$-denominated earnings to your home country’s currency. If all your savings are in CI$ and you only convert it upon returning to your home country, it is possible that exchange rates could have moved adversely and, thus, negatively impact the value of your savings at this time.

6) Factor an eventual return to your home country into investment planning. It will not be advisable to liquidate all investments held locally and repatriate the funds at that time. To make the appropriate decision at the time, it is vital to be fully aware of your individual tax situation and what you are legally allowed to do. While in Cayman, it may be advantageous to establish a Cayman-registered company or Caymanregistered trust to own investments; these could potentially provide tax advantages upon returning to your home country. Most local banks in the Cayman Islands have a trust department that can provide expert guidance and will advise on the best strategy based on each client’s personal situation. However, please see the ‘Domicile and Tax’ section on www.caymanresident. com first, as you might trigger inheritance tax if it is done too soon.

With a well-regulated financial industry and modern, regularly updated legislation, the Cayman Islands is one of the world’s top taxneutral jurisdictions in which to establish a trust. The trusts regime in Cayman benefits from a politically stable environment with no capital gains, income, profit, corporation or withholding taxes. Cayman’s Government also ensures that if the country’s tax status were to ever change, a trust that is registered as an ‘exempted trust’ would remain tax-free for up to 50 years. A variety of flexible trust structures can be set up in the Cayman Islands for a wide range of purposes, including asset protection, estate planning and business succession. The top legal firms in Grand Cayman have proven track records in commercial and private trusts, including trust formation and establishing private trust companies. These firms also advise on the regulatory and operational requirements relating to trust structures. See below and page 74 for legal firms that can help you establish a trust.

Collas Crill

2nd Floor, Willow House, Cricket Square, GT

Tel: (345) 949 4544

Email: cayman@collascrill.com www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey advising both local and international clients in a full range of trust and private wealth matters.

SEE AD PAGE 169

INVESTING IN CRYPTOASSETS

The financial services industry in the Cayman Islands is well positioned to support this class of digital assets with both decentralised and centralised economic models. The Act has introduced a framework to regulate digital assets and ensure that any risks associated with such activities are analysed and mitigated, that any benefits are realised in a manner consistent with a well-regulated financial services jurisdiction and that sensible measures are developed for blockchain innovation to thrive. The general procedure is to purchase, transfer and store a

crypto asset(s), as follows:

(i) Purchase: Open an exchange account (e.g. Bitfinex, Uphold or Coinbase) and fund this account with a fiat currency.

(ii) Transfer: The most secure way to store cryptoassets is within an application known as a digital wallet. Leading examples include hardware wallets such as Ledger or Trezor, and hot wallets like MetaMask for Ethereum cryptoasset storage solution. The wallet has a deposit key which appears as a random set of characters. This is known as your public key (comparable to a username). The exchange will have a withdrawal function requiring your public key to send blockchain transaction instructions, moving cryptocurrency under the control of the user’s public-private key pair to a chosen recipient address. Once the transaction is executed on the exchange, a global network of computers (representing the decentralised governance) will process the transaction and publicly confirm its successful completion.

(iii) Store: Your cryptoasset is now stored under the control of your public-private key pair. The keys are held in your digital wallet while the cryptoassets remain on their relevant blockchains, ready for you to make purchases to another wallet or initiate further transfers.

Anyone looking to secure large values of cryptoassets should first speak to a technical expert as transactions are effectively irreversible and security standards and features are constantly being updated and improved.

PRECIOUS METALS & SECURE STORAGE

Owning physical gold and silver makes tremendous sense and offers investors opportunities for both wealth preservation and wealth appreciation across a wide spectrum of economic scenarios.

Purchasing and storing precious metals in the Cayman Islands is a solid investment in your future. Adding precious metals to a diversified portfolio of stocks and bonds helps improve the returns of such a portfolio over time while reducing risk and overall portfolio volatility.

Traditionally, financial advisors have

recommended allocating 5–10% of one’s portfolio to precious metals. According to the Customs Tariff Act (2023 Revision), gold bullion attracts a 4% import duty when being brought into the Cayman Islands, but gold coins attract none. There is also no sales tax on the storage of precious metals and no export tariffs. If you would like to invest in precious metals, the following company can help.

Strategic Wealth Preservation (SWP)

Linford Pierson Highway, George Town

Tel: (345) 936 1131 or 1 (888) 445 1977

Email: info@swpcayman.com

www.swpcayman.com

Strategic Wealth Preservation (SWP) is an international, fully integrated precious metals dealer and secure storage provider headquartered in the Cayman Islands. SWP specialises in the acquisition and secure storage of precious metals for individuals, companies, trusts and wealth management professionals on behalf of their clients.

INVESTING IN A CAYMAN PENSION

According to the National Pensions Act, all participants (members) in a private pension plan can choose, upon retirement, to purchase an annuity or begin drawing down the balance in their pension account. In July 2023, the Department of Labour and Pensions announced that the annual disbursement of funds under a Retirement Savings Arrangement (RSA) had been increased by 9.5%, from CI$12,900 per year to CI$14,125. We explain in detail here how the withdrawal of your pension funds work in the Cayman Islands. When you retire, whether that is 65, the official ‘age of pension entitlement’, or as early as 50 with special restrictions, you can draw down a percentage of your pension pot based on your age. At 65, this would be between 2.05% and 5.11% of your total pension pot, or, if your maximum drawdown allowance does not reach an annual total of CI$14,125, then you are given an annual allowance of CI$14,125, which can be paid monthly, quarterly or

annually until the balance of your pension is zero. If a member has a pension balance of CI$200,000 and wishes to draw down the maximum from their pension at age 65, this is calculated as $200,000 x .0511, which gives a total of CI$10,220. As this is below the minimum threshold of CI$14,125, the member will receive CI$14,125 per annum. If, however, the member had a balance of CI$500,000 at 65, then they would receive CI$25,550 per annum. This drawdown schedule can be found on some pension plan websites.

There are a few other things to consider:

1) if a member has made additional voluntary contributions (AVCs), these can be withdrawn as a lump sum at normal retirement (65). 2) Before retirement, members can access their AVCs for four specific ‘hardship’ reasons, namely –temporary unemployment for a maximum

worry that their pension will not provide a meaningful income when they retire. In fact, at the current contribution rate of 10%, a member will contribute one year of their average earnings for every 10 years they are contributing to their plan, meaning that those looking to retire in the near future might expect to see a balance representing just two years’ worth of their income, plus investment returns, less fees and withdrawals.

As most retirement professionals believe that a person should contribute between 17% and 20% to their retirement investment for a minimum of 40 years, Cayman’s private pension system will

achieve little more than an income supplement for most pensioners, and we understand that the Government has been well aware of this for many years and are looking into increasing the contribution rate to 15% in 2024. In many other jurisdictions, individuals benefit from government-funded social security to supplement their retirement income; they are given tax breaks on registered savings plans if the money is not withdrawn until retirement and have higher pension contribution rates. As these benefits do not yet exist in Cayman, individuals should speak with their pension provider or a financial planner if they are concerned about their retirement income. At a minimum, it is recommended that those who withdrew funds from their pension account in 2020 should make provisions to repay those funds to their pension by making additional voluntary contributions over a few years when they have the means to do so. After these additional contributions have been deducted from

the employee’s salary for some time, it’s likely the funds won’t even be missed and the increased contribution rate could be carried forward indefinitely. Ultimately, this will make for a more meaningful and comfortable retirement.

The Public Service Pensions Fund has continued to perform well in spite of all the unforeseen challenges over the past two years and the market value of the Fund, as of 31st December 2022, was US$1.13 billion. In 2023, the Public Service Pensions Board team celebrated 31 years of existence and they are well positioned to continue to build and deliver retirement income for members who have served the Cayman Islands.

INVESTING IN CAYMAN PROPERTY

According to Fleur Peck at Blue Point Consultants, the total number of freehold transfers in 2022 was 2,659, down from 2,983 in 2021, with a total consideration of CI$1,238,367,669, down from CI$1,346,455,380 in 2021. Although

this demonstrates less market activity, values continued to increase in 2022 as the average value of each individual transaction went up to approximately CI$466,000, a just over 3% increase from 2021. Values are rising at a slower pace than seen previously – there was an approximately 12% increase from 2020 to 2021 in the average value of each individual transaction.

Early 2023 saw a further decline in activity. In Q1, there were a total of 580 freehold transfers, down from 780 in Q1 2022. Although these figures demonstrate a further slowdown in activity from the record-breaking year of 2021, the average value of each individual transaction in Q1 2023 was CI$445,617, up, albeit only slightly, from CI$444,952 in Q1 2022 –demonstrating that whilst the number of transactions is on the decline, values are holding up.

The real estate market in Cayman has been booming in recent years and in particular during the last few years, aided by factors such as: a competitive market,

from local and overseas investment; no restriction on foreign ownership, continuing to attract overseas investors; no annual property taxes, continuing to attract investment in Cayman; stability of the Cayman Islands, providing a safe haven for investment; an attractive place to live, providing an option to many looking to relocate; and low interest rates, incentivising investment. The latter factor drastically changed throughout 2022 and continues to affect the market into 2023, whilst the Fed continue to increase their rate to combat high inflation. The Fed raised their rate from 0-0.25% to 4.254.5% throughout 2022 and implemented another two raises of a total of 50 basis points in Q1 2023, bringing the rate up to 4.75-5%. Fed rate hikes affect the local Cayman market as local banks raise their lending rates in line with such hikes. Prime lending rates at local banks have now hit 8%, taking flexible-rate mortgages up to about 9%. This has inevitably led to a slowdown in the market, given the

significant increased costs of borrowing and reduced availability of cash.

Conversely, there is an argument that growth and long-term demand may be more sustained as Cayman’s population has continually grown over the years and is expected to continue to do so, with new developments and growth required to meet these new demands. In Q1 2023, Government statisticians estimated the Island’s population at 81,546 – almost 10,000 more than recorded during the 2021 Census. Additionally, Cayman remains one of the most attractive, economically and politically stable islands in the Caribbean and, as such, is well placed to continue to have long-term interest from overseas investment.

Continued high construction costs due to several influences, including high inflation, Russia’s invasion of Ukraine and supply chain issues left over from the pandemic, are likely to continue to affect supply, therefore increasing demand and supporting property values.

The property industry has also changed considerably in the past two years, not just in regard to the increased value of land and properties, which have been considerable, but homeowners are now looking for a property that offers the freedom to work from home as well.

Property Supply

During 2022, we saw a cooling down in the Cayman real estate market, with properties generally on the market for slightly longer than in 2021. However, with factors such as rising population, demand continues to outweigh supply in many areas, especially in the West Bay to Grand Harbour areas. These areas within proximity to George Town and Seven Mile Beach are highly sought after, with prices continuing to increase due to a lack of supply – of both inventory and development land. Many of the new-build condominiums are trending towards smaller unit sizes.

Also in 2022, we saw developers pull out of projects due to rapidly increasing construction costs affecting viability. An

example is the mix-use development in West Bay, which was scheduled to be built just north of the highway. However, since its initial plans prior to inflation and supply chain issues, the project is no longer feasible and the parcel was placed back on the market. Many developers are in the same boat, as when current build costs are compared with prices agreed within agreements for sale, projects become impracticable. The Government are aware that they need to consider providing assistance, such as concessions to boost supply to meet demand and support the construction industry.

In recent years, there has been a strong demand for ultra-luxury accommodation on Seven Mile Beach within the built residential sector, with the newest condominium developments, such as Watermark, attracting record-breaking figures. Likewise, house prices in popular areas close to town, such as Snug Harbour, Crystal Harbour and South Sound, have been increasing at a significant rate as desirable land available for construction grows scarce. Due to the scarcity of land in these areas, we are seeing many new developments in the West Bay area, which has land available for development and the infrastructure to support rush hour traffic, unlike those areas east of George Town where traffic continues to be a major issue.

In recent years, we have certainly seen a shift in the lower end of the market, with many turning to condo purchases as singlefamily homes on their own parcels become increasingly expensive and unattainable. There is concern surrounding the number of developments currently under construction and the growing population, and what impact these two things will have on the increasingly bad traffic situation and, importantly, the environment. A careful approach to planning policy is required to ensure the Island can sustain this growth whilst being aware of the potential negative impact of over-development, high interest rates and a global recession – all of which could cause downward pressures on local property values. The government

is spending significant amounts on infrastructure. Efforts to alleviate traffic congestion continue, with roadworks undertaken on known traffic bottlenecks such as the roundabout near Hurley’s in Grand Harbour and the Linford Pierson Highway widening, and preliminary work has begun on a 10-mile extension of the East-West Arterial. Many believe that a national public transport system is required to alleviate congestion moving forward as Cayman’s population is set to continue to increase. This means, per NRA projections, that any extensions and improvements to roads will simply keep traffic congestion at the level it is now, with conditions set to actually worsen given the anticipated growth in the population (8,000 cars joined Cayman’s traffic in 2022). It has also been argued that no amount of improvements east of George Town will have a significant impact, as all traffic must still pass through the bottlenecks at Grand Harbour. The Tourism and Transport Minister is looking at the possibility of creating a national bus system, and Deloitte has been commissioned on a CI$200,000 study to review options to enhance public transport.

INVESTING IN ANNUITIES

Fixed annuities are single premium investment products that provide the ability to earn guaranteed interest over a fixed term. They are a great way to protect and grow accumulated savings without downside risks. An individual has the choice to select the duration of their desired investment, which corresponds to

a fixed rate of return. Generally, the longer an individual invests, the higher the rate of return. Interest is credited every day and compounded annually.

At the end of the fixed term, a guaranteed amount is earned. This amount does not depend on market performance; rather, it is based on the guaranteed interest rate stated in the contract. Fixed annuities are for investors that seek both reasonable investment returns and the safety of their principal over a medium to long-term period. It is also for individuals who want the option, but not the requirement, to convert their savings into a monthly guaranteed payment over a stated period or their lifetime. Given the increasing reality of outliving financial resources during retirement, most individuals should consider allocating at least some of their savings to a fixed-return product like an annuity. Typically, the percentage allocated to a fixed product should increase as a person gets older.

Knighthead Annuity & Life Assurance Company

62 Forum Lane, 1st Floor, Camana Bay

Tel: (345) 623 0300

Email: info@knightheadannuity.com

www.knightheadannuity.com

Services offered include fixed annuity investment products with highly attractive, guaranteed investment returns that provide predictable growth and peace of mind. SEE AD THIS PAGE

R unn ing a

Business

How to set up a business in Cayman, the legal formalities, trade and business licensing requirements, finding commercial office space, business services, computers and office supplies.

As a well-regulated international financial centre with world-class infrastructure and political stability, the Cayman Islands offers an ideal environment for businesses to flourish. As a result, the business sector in Cayman is booming. The Cayman Islands’ regulatory framework is being continuously enhanced to ensure that the Cayman Islands remains aligned with international standards and expectations. With a well-developed common law system based on English law and a local base of world-class corporate service providers, many international businesses have chosen to incorporate or register in the Cayman Islands. This chapter is your complete guide to setting up a business.

Legal Formalities

A business in the Cayman Islands can be run as a sole trader operation, a partnership or a company. It is also possible for a foreign company to register in the Cayman Islands so as to be permitted to operate locally for such purposes as, for example, being the general partner in a Cayman Islands limited partnership. The main distinction is that sole traders and general partners of an unregistered partnership firm have unlimited liability to third parties doing business with them, whereas the shareholders of a company typically have limited liability to third parties doing business with the company. The differences in, and suitability

Photos courtesy of Julie Corsetti & Rebecca Davidson

of, various types of business structures are highly technical and are best discussed with a qualified Cayman Islands attorney.

Where two or more people want to go into business together but wish to avoid all the formalities and expenses of a company, a partnership structure may be more appropriate. Professional advisors, such as lawyers and accountants, have traditionally used a partnership structure for their business. A partnership generally has less legislative governance requirements than a company and can be more flexible in its treatment of the partners’ responsibility for liabilities and share of profits. Partners are also personally liable for any debts the business incurs, except for in the case of a registered Limited Liability Partnership, where the limited partners generally enjoy limited liability.

A company may be used where the owners and operators of the business wish to ensure limited liability for the debts of the business. Companies are commonly used for all sorts and sizes of businesses. There are more formalities and fees associated with forming and operating a company than with a partnership or sole trader business; however, for many, the benefit of limited liability attached to a company offsets the extra effort and cost for the formation and operation of a company.

Foreign businesses that do not wish to establish a Cayman Islands subsidiary have the option of registering a branch operation in the Cayman Islands. The process to register a branch with the Cayman Islands Registrar of Companies is straightforward. The branch, once registered, is required to maintain a local registered agent and pay annual fees to the CI Government in order to maintain its registration. If your aim is to operate a business within the Cayman Islands, it is likely that some form of local licensing will be needed. More details on the local licence procedure are given later in this section.

For a business that is at least 60% beneficially owned and controlled by one or more Caymanians, the acquisition of a Trade and Business (T&B) Licence is

required. Where beneficial ownership and control does not meet this threshold, a Local Companies (Control) Licence (LCCL) may be required. The grant of a LCCL is a matter of discretion for the Trade and Business Licensing Board on the basis of various statutory criteria focusing on the protection of local interests and the benefits that a business would bring to the Islands, in addition to the extent to which Caymanian participation has been sought (which will ordinarily include a requirement for public advertising) and whether the proposed business will compete with any local Caymanian-owned businesses.

Businesses wishing to set up a physical presence in the Cayman Islands, but whose activities are carried out mainly outside the Islands are, in most cases, exempt from the Local Companies (Control) Law. As such, although a T&B Licence is required in order to set up their local office and apply for work permits for any expatriate employees, they would not need a Local Companies (Control) Licence or need to meet the 60% Caymanian ownership threshold.

It should be noted that banks, trust companies, company management firms and a number of other businesses in the financial sector are exempt from the T&B and LCCL regimes, although they would need to secure the necessary licences from the Cayman Islands Monetary Authority (CIMA). A different regulatory regime is available for businesses in certain approved categories seeking to set up within the Cayman Islands’ Special Economic Zone.

Sole Trader

Due to immigration requirements and the rules governing the grant of a T&B Licence, in practice, only a Caymanian will be able to operate a business as a sole trader if they are competing in the domestic market. A sole trader is able to start their business by simply offering services or goods in return for payment, with very few formalities depending on the type of business. The sole trader can employ people to work in the

business, but is personally responsible for all the liabilities of the business (e.g. rent, T&B Licence fees, salaries and benefits for employees) and is also the person who receives all the profits. As indicated above, however, a foreign national doing business internationally from a base within the Cayman Islands will generally only be able to obtain a licence from and operate in Cayman if they first incorporate a suitable Cayman Islands company and obtain the relevant licences for that entity. There will be no requirement for such an entity to have any Caymanian participation.

Partnerships

One form of partnership is where all the partners are ‘general’ partners and participate in the management of the business. In this structure, the only restrictions on sharing profits and withdrawing capital are those agreed between the partners. As well as general partnerships, the Partnership Act sets out the rules for ‘ordinary’ limited partnerships. However, limited partners must not participate in the management of the business, and a limited partner’s right to share in the profits or withdraw capital is restricted. The Exempted Limited Partnership is another form of partnership specially designed to provide more flexibility to suit the needs of the financial industry in the Cayman Islands and is typically used for carrying on business outside of the Cayman Islands. In all cases, you are advised to contact a specialist to determine the partnership arrangement most suitable for your needs.

In addition to the Exempted Limited Partnership, the Cayman Islands has recently passed legislation introducing Limited Liability Partnerships (LLP). The LLP is a partnership with a separate legal personality and limited liability for its limited partners. It is intended as an alternative to ordinary limited partnerships. Generally, the LLP, rather than individual limited partners, is liable for the debts. Moreover, limited partners enjoy limited liability and there are no joint liabilities for acts or omissions of another partner,

except for in certain circumstances. The LLP is considered an attractive vehicle to professional services firms that have traditionally taken the form of ‘firm’ partnerships since it is designed for the conduct of business domestically, as well as for business overseas.

Companies & Limited Liability Companies (LLC)

A company that intends to conduct most of its business outside of the Cayman Islands would typically register as an exempted company. The key elements of an exempted company are that it is not required to keep a register of members open for public inspection or hold an annual general meeting in Cayman, it is entitled to receive a tax-free guarantee from the Government of the Cayman Islands for up to 30 years, it can offer shares to the public in the Islands if listed on the Cayman Islands Stock Exchange (CSX), and finally, it may issue shares without nominal or par value. The company is a corporate body

with separate legal personality and is able to enter into contracts and own property, as well as incur liabilities. A shareholder in a company has a liability to the company limited to the amount unpaid on the shares held by that shareholder and cannot be liable for the liabilities of the company itself. The company may distribute profits to shareholders by paying dividends and a shareholder can only get their capital investment in the company back by selling the shares they have or by the company following certain formalities under Cayman Islands law required to return capital to the shareholder. Company formation and operation are governed by the Companies Act and under common law rules in the Cayman Islands.

The Cayman Islands also permits the formation and the registration of Limited Liability Companies (LLC). An LLC is a unique vehicle that blends key features of a Cayman Islands Exempted Limited Partnership with those of a Cayman Islands exempted company. Most notably, an LLC

is not the typical company vehicle whereby the liability of shareholders is limited by shares or by guarantee, but instead operates by reference to members’ capital accounts and capital commitments, with freedom of contract among members determining the internal workings of the company like an Exempted Limited Partnership. Yet, unlike an Exempted Limited Partnership, an LLC is a corporate body with a separate legal personality and whose members enjoy limited liability. An LLC is, therefore, a hybrid between an exempted company and an exempted limited partnership developed to meet the demands of various global client bases that wish to operate a vehicle that offers the greatly increased flexibility of partnership capital accounting capability but within a corporate vehicle with separate legal personality. This hybrid approach is useful in a variety of investment spaces (such as investment funds, joint ventures and holding vehicles for a variety of assets, including ships) where some investors and service providers

find the share capital accounting structure of a company somewhat cumbersome for certain transactions.

Cayman Islands Branches

An overseas company which i) establishes a place of business; ii) commences carrying on business within the Cayman Islands (even ‘offshore’ business); or iii) proposes to own real estate situated in the Cayman Islands, must register as a ‘foreign company’ (essentially registering a branch) under Part IX of the Companies Act. A registered Cayman Islands branch will not have a separate legal personality from the main company headquartered overseas. In many cases, this is desirable for group operations which are required to maintain tax residency in a certain jurisdiction, but wish to have a Cayman Islands presence from which to conduct certain business of the group.

In the case of a bank, trust company, insurance company, management company, mutual fund, mutual fund administrator or any entity carrying on securities investment business, a licence to conduct such business will be required from CIMA, notwithstanding that the business is actually conducted outside the Cayman Islands. A Cayman Islands branch is able to secure a T&B Licence and, if necessary, a LCCL Licence in order to comply with the necessary legal requirements to set up a physical presence in the Cayman Islands.

Foundation Companies

Unlike the traditional company, a foundation company may, where a supervisor is appointed, have no shareholders and may entrench its objectives. Another key element of a foundation company is that the founder can give rights, powers and duties to whomever they want (not just to existing members, directors or supervisors). A foundation company may also entrench the objectives of the company or specific provisions within the constitution and may have by-laws to govern the exercise of discretion by those who have duties or

powers under the constitution. The bylaws do not have to be filed, and they do not affect a third party dealing in good faith with the foundation company. Being free of the perceived drawbacks of a company or trust, the foundation company provides an attractive alternative in a range of wealth planning, philanthropic, private and commercial scenarios.

Intellectual Property Legislation

The CI Government has, in recent years, modernised the country’s intellectual property laws to provide better protection of the rights of people involved in creative and business endeavours. By improving copyright, trademark, patent and design rights legislation, the Government has also improved the local commerce framework. Copyright protection has been significantly updated with the commencement of, amongst other things, the Patents Law (Revised), the Patents Regulations (2018) and the Copyright (Cayman Islands) Order (2015), as amended.

The categories of original creations that are protected in the Cayman Islands have been expanded to cover music, film, art and other creative fields in every format, including digital. The Trade Marks Act (2016) and Trade Marks (Transitional Provisions) Regulations (2017) allow people and companies to register their brands and company logos locally. It also gives legal protection against piracy and infringement, allowing local and international companies to be confident in what they create in the Cayman Islands, while providing an incentive for local and international investors.

The Patents Act (Revised) continues to allow patent holders the ability to register their rights in the UK and extend those rights to the Cayman Islands. The Design Rights Registration Act (2016) and Design Rights Registration Regulations (2017) allow design rights – the physical appearance of an industrial or handicraft item or a part of it – registered in the UK to be extended to the Cayman Islands.

Cayman Islands Intellectual Property Office

General Registry Department, Ground Floor, Government Administration Bldg, 133 Elgin Ave

Tel: (345) 946 7922

Email: info@ciipo.gov.ky

www.ciipo.ky

CIIPO was established in 2016 to register all forms of intellectual property. The Cayman Islands has a modernised legal framework for IP, with coverage extending to trademarks, patents, design rights and copyright. Applications can now be made directly with CIIPO without having to first register in the UK or the EU. In 2022, the Cayman Islands saw its highest-ever level of trademark protection, with CIIPO approving 568 registrations for company brands. In addition to trademarks, there were 207 registrations for patents and 14 registrations for design rights.

Fund Administration

It is commonly acknowledged that Cayman’s success as an investment fund jurisdiction is due to a perfect combination of factors: having a well-respected legal and judicial system based on English common law coupled with a track record of servicing the top global asset managers in the space; being in the right time zone to serve the US market, which is a heavy user of the domicile; and it attracts some of the world’s best service providers who are experts in their field, including fund accountants and auditors, fund attorneys, independent directors, fund administrators and trustees, all with over two decades of accumulated expertise. This familiarity and concentration of expertise inevitably make the establishment and ongoing operation of investment funds in the Cayman Islands more efficient in terms of timing and costs than less specialised jurisdictions. Most of the world’s top administrators are licensed to carry on business in the Cayman Islands and there are currently 74 fund administrators who are licensed in Cayman. A full list of registered fund administrators can be found on the Cayman Islands Monetary Authority website at www.cima.ky.

Common fund vehicles used in the Cayman Islands to operate mutual and private funds include the Exempted Company, the Segregated Portfolio Company, the Unit Trust and the Exempted Limited Partnership. Limited Liability Companies may be established and may serve as the fund vehicle, although they are more commonly used as holding vehicles or other vehicles within the fund structure.

The Segregated Portfolio Company (SPC) is a single legal entity that enables the establishment of protected cells (known as segregated portfolios) providing statutory ring-fencing of the assets and liabilities of each segregated portfolio. A Unit Trust is usually established by declaration of trust or under a trust deed by a licensed Cayman Islands trustee whereby investors’ interests are represented by trust units. The Exempted Limited Partnership is established by a limited partnership agreement entered into by the general partner and one or more limited partners.

This provides a second unincorporated vehicle and it can be formed as easily as the exempted company or the trust unit. Each type of vehicle can operate as an open-ended fund (where investors have the right to redeem their shares, units or interests at their own election), or as a closed-ended fund (where the right to withdraw shares, units or interests is made at the election of the directors, trustee or general partner, as the case may be). The investment funds industry is regulated and monitored by the Cayman Islands Monetary Authority (CIMA) through a number of pieces of legislation, including the Mutual Funds Act, the Private Funds Act and the Monetary Authority Act. An attorney can provide more information on structuring a fund in the Cayman Islands and can advise on the necessity for a licence or applicable regulation and assist in compliance with the formalities. For more information on investment funds, see the Cayman – A Global Financial Centre chapter.

Setting up a Single Family Office

The Cayman Islands is an increasingly appealing jurisdiction for the establishment and operation of single family offices. For more information on this topic, please see page 38 in the Cayman – A Global Financial Centre chapter.

Walkers (Cayman) LLP

190 Elgin Avenue, George Town

Tel: (345) 949 0100

Email: philip.paschalides@walkersglobal.com

Walker’s private capital team is composed of selected specialists who advise on corporate, finance, investment funds, trusts and estates, and litigation matters. They work with highnet-worth individuals, family businesses, family offices, private banks and trust companies and their advisers to provide timely, customised advice across jurisdictions that address the particular sensitivities of private capital clients.

Small Businesses

Commerce in the Cayman Islands is supported by the Government continuing

to incentivise micro and small businesses by significantly discounting T&B Licensing fees. To be classified as a micro business, owners can only employ four additional employees and cannot exceed an annual gross revenue of CI$250,000. Small businesses cannot employ more than 12 employees nor exceed an annual gross revenue of CI$750,000. For business licensing information, call (345) 945 0943, email: info@dci.gov.ky or visit www.dci. gov.ky.

Cayman Islands Department of Commerce & Investment (DCI)

The DCI is responsible for the grant and regulation of licensing for most businesses in the Cayman Islands. This includes the administration and issuance of Trade & Business Licences, Local Company (Control) Licences, Tobacco Permits, Liquor Licences, Music & Dancing Licences, Public Film Exhibition Premises Licences, and Special Economic Zone Company Licences. DCI is also responsible for issuing Cinema Licences, the enforcement and compliance of SecondHand Dealers and Intellectual Property matters and guidance and registration for Designated Non-Financial Business and Professions (DNFBP). For more information, see their website at www.dci. gov.ky. SEE AD OPPOSITE PAGE

Cayman Islands Centre for Business Development (CICBD)

The CICBD provides business advisory, business development and technical assistance services to entrepreneurs and business owners to support local micro, small and medium sized businesses. The director is Althea West-Myers. Tel: (345) 244 8009, email: cicbd@gov.ky or visit www.cicbd.gov.ky.

Cayman Enterprise City (CEC)

The Cayman Islands Government enacted the Special Economic Zone (SEZ) Act in an effort to diversify economic growth and attract additional foreign direct investment (FDI). CEC is an award-winning

development project that consists of three SEZs focused on attracting knowledgebased and technology-focused businesses to set up a physical presence in the Cayman Islands. The zones included within CEC are Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. CEC enables businesses to easily and cost-effectively establish a genuine physical presence with staff and offices, to generate active business income in the Cayman Islands. CEC enables companies of all sizes to take advantage of investment incentives, unrestrictive immigration pathways and turn-key office solutions. CEC is home to the largest innovation ecosystem in the region and facilitates over 300 SEZ companies.

Concessions and Reasons to Relocate to CEC

> 100% foreign ownership permitted

> Well-regulated and recognised free zone

> Secure, efficient and reliable IT infrastructure

> No local corporate, income, sales capital gains or payroll tax

> 100% exemption from import duties

> Fast, efficient and cost-effective set up within 4-6 weeks

> Five-year renewable work permits or residency visas granted within five days

> Five-year residency for employees and their dependents

> A safe, stable British Overseas Territory with robust laws

> Intellectual property owned offshore

> An appropriately business regulated environment

> Excellent service providers to support your business

> Easy access to North and Latin America markets

> Ongoing support offered by CEC’s Client Experience and Global Mobility teams

Eligible Market Sectors

CEC can accept companies and divisions of companies active in these key sectors:

> Internet and Technology

> Media and Marketing (including digital media, film and broadcasting)

> Commodities and Derivatives (including fund managers, investment managers, virtual asset traders and prop traders)

> Biotechnology, Life Sciences and Green Technology

> Maritime Services and Aviation Services

Why Companies are Establishing in CEC: Global Tax Mitigation

Companies are using CEC as part of their global structuring strategy, as it provides them with the opportunity to costeffectively establish a genuine physical presence offshore, which can significantly enhance their competitiveness in the global marketplace and enable them to generate a tax-exempt active business income in the Cayman Islands.

Work/Residency Visas for Staff

CEC enables businesses to immediately relocate key staff from any country of origin to the Cayman Islands, particularly those that may not be able to get visas for the US or Canada. CEC companies can obtain five-year work and residency visas for personnel within five working days.

Intellectual Property

Intellectual Property can be held by a zone company and licensed internationally from this tax-neutral jurisdiction. Many CEC companies avail themselves of the benefit of establishing their IP offshore early, as part of their overall business strategy, in order to maximise the value of this key asset for the whole of the company’s life cycle, avoiding costly migration issues later.

Access to Global Markets

Companies are setting up within CEC and utilising the zone as a catalyst to increase global growth from a tax-neutral location.

Set-Up Process

CEC’s plug-and-play model allows businesses of all sizes to quickly and efficiently establish a physical business presence in the Cayman Islands within 4-6 weeks. Packages include Zone Employment Certificates (work/resident

visas) for staff, Zone Trade Certificates to operate the business and fully serviced office solutions, which include everything from data connectivity to janitorial. Thoughtfully designed community spaces and dynamic programming provide excellent opportunities to engage, network and grow your business offshore. For more information, Tel: (345) 945 3722, email: innovate@caymanenterprisecity.com or visit www.caymanenterprisecity.com.

TRADE

In order for an individual, partnership or company to conduct business in or from the Cayman Islands, an application must be made to the Trade and Business Licensing Board (T&B Board) for the grant of a T&B Licence. There are some exceptions, such as banks, attorneys, medical professionals, schools and nonprofits, as these entities are either licensed through the General Registry, the Cayman

DREAM BIG.

officers and

who have served 1,000s

Islands Courts, CIMA, the Department of Education or some other CI Government agency or authority. The T&B Licence fee is payable every year and the application for renewal must be made at least 28 days before, but not more than three months before the date of expiry of the licence. It is an offence to operate a business in the local market with the public of the Cayman Islands without a valid T&B Licence or an alternative licence (unless exempt). Some examples of those that are exempt might include Caymanian fishermen, artists and artisans. A company wishing to carry on business in the local market with the public of the Cayman Islands, which does not have at least 60% Caymanian ownership and control, will also need to obtain a Local Companies (Control) Licence (LCCL) from the T&B Board (unless it is otherwise exempt from such requirement). Each LCCL application is considered on its own merit and all relevant forms and information for both LCCL and related T&B Licence applications are readily available online at www.dci.gov.ky.

Incorporation/Registration

If you wish to incorporate or register a Cayman Islands entity that will conduct business outside of the Cayman Islands, you are required to engage a local licensed service provider to incorporate your company. This is a seamless process and most firms also provide services, such as registered office, corporate administration, management, directors and other officers of the company on the instruction of the beneficial owner(s). Online registration is now available and accessible through local licensed service providers. This is a secure access and not available to the public. Read on to see a list of top firms under Corporate Services. It should be noted that persons wanting to register an ordinary resident company (also referred to as a 'resident company') may apply for registration directly. Information is available at www. cbp.ky or by contacting the Registrar of Companies on (345) 946 7922. You can also visit the General Registry on the

Application Process

Your locally licensed service provider will contact the Registrar of Companies and ask if the company name you want is available and then they will prepare the Memorandum of Association and Articles of Association. Other documents may be required based on the type of company you are incorporating.

The Registrar does not require details of the proposed business for the registration of a new company, only the type of company being registered (such as resident, non-resident or exempted company). The fees for incorporation vary depending on the type of company and share capital. For a typical resident company with a share capital of less than CI$42,000, the fee is CI$300 and for an exempt company, the minimum fee would be CI$600. Your local service provider will have their own fee list. The company is deemed incorporated on the day the incorporation documents and fees are submitted to the Registrar, provided that the incorporation documentation is in good order. The processing time is approximately five to eight business days, unless submitted on an express basis (an additional fee of CI$400 applies to express processing), in which case, the application will be processed within 24 hours during business days.

Company Registry Fees

The registration and annual fees for any company are dependent on the size of the authorised share capital. Also worth noting is that annual fees and annual returns are due in January of each year, but the Companies Registry is under no obligation to notify the company that the fees are due. If these fees are not paid by 31st March (of each year), they begin to accrue penalties up to 100% of the fee. Every company is responsible for paying these annual fees and filing the returns. If it has not been paid nor filed, the company is subject to being struck off the register after being in default for one year. If the company had assets at the time it was struck off, those assets will become the property of the Government of the Cayman Islands. If you were to overlook the fact that annual fees and returns were due, there is a risk that a company could be struck off without your knowledge. This is one of the benefits of using a locally licensed service provider, as they will process the annual paperwork and remind you of the amount and timing of annual fees. They will also keep you informed of regulatory updates and reporting obligations that apply to certain Cayman entities. The fees payable for these services are substantially lower than the costs of making an application to reinstate a company in circumstances where it has been struck off.

Corporate Services

The following are a few of the locally licensed corporate service providers who can assist you with the incorporation process. The

usual fee for their services is between US$750–US$1,750, excluding Government filing fees. The other services they offer include: the provision of a registered office; maintenance of statutory registers; handling of annual returns; drafting resolutions and minutes; providing certified, apostilled and notarised documents; updating the register of officers, shareholders and directors; maintaining the minute book; assisting with corporate restructuring; revisions to the memo and arts; and some also provide director services.

Campbells

Floor 4, Willow House, Cricket Square, GT

Tel: (345) 949 2648

www.campbellslegal.com

Campbells Corporate Services Limited (CCSL) holds an unrestricted trust licence issued by the Cayman Islands Monetary Authority and provides a full suite of company management and trust services to local and offshore clients.

SEE AD PAGE 162

Carey Olsen

Willow House, Cricket Square, Grand Cayman

Tel: (345) 749 2000

Email: cayman@careyolsen.com

www.careyolsen.com

CO Services Cayman Limited is a whollyowned subsidiary of Carey Olsen in the Cayman Islands and is regulated by the Cayman Islands Monetary Authority as the holder of a corporate services licence (No. 624643) under the Companies Management Act (as revised). Services include company, LLC and limited partnership formations, registered office and entity dissolution services.

Cayman Management Ltd. (CML)

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 949 4018

Email: enquires@caymanmanagement.ky

www.caymanmanagement.com

With 50 years of providing corporate governance for 1,000s of clients from Cayman, CML’s core service areas include: T&B Applications, registered office, company registration, company management, fund services, independent director services,

shipping, yacht and aircraft registration, private and family office, and Captive Insurance CSI International Underwriting (Cayman) Limited.

SEE AD PAGE 66

Collas Crill Corporate Services Ltd. (CCCS) 2nd Floor, Willow House, Cricket Square, GT

Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

CCCS offers a number of legal, regulatory and corporate administration services.

SEE AD PAGE 169

FG Services Ltd.

Suite 2206, Cassia Court, 72 Market Street, Camana Bay

Tel: (345) 815 2800

Email: cayman@francisgreylaw.com

www.francisgreylaw.com

FG Services Limited (FG) is the corporate services affiliate of FrancisGrey, Attorneysat-Law. FG provides company and partnership formation, registered office, economic substance, board support and intellectual property services. FG is a licensed corporate services provider and a registered intellectual property agent (trademarks, copyrights, patents and designs). SEE AD OPPOSITE PAGE

Hampsons Corporate Limited

4th Floor, Apollo House East, 87 Mary Street

Tel: (345) 623 7788

Email: pparker@hampsonandco.com

www.hampsonandco.com

Hampson Corporate Limited is a licensed corporate service provider that offers a wide range of corporate and commercial fiduciary services, including advice on company incorporations and partnership registrations, corporate structures, restructuring and registered office services, amongst other services. SEE AD PAGE 70 & 105

HSM Corporate Services Ltd.

68 Fort Street, George Town

Tel: (345) 949 4766

Email: corporate@hsmoffice.com

www.hsmoffice.com

HSM provides corporate services in a responsive, timely and cost-effective manner. Their services

include incorporation of companies (including Special Economic Zone companies), assisting in establishing bank accounts, preparing and filing applications to the Registrar of Companies and the handling of re-domiciliation and transfer of companies. SEE AD PAGE 67, 89, 123 & 168

McGrath Tonner Corporate Services Ltd.

5th Floor, Genesis Building, Genesis Close, GT

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mtcscayman.com

McGrath Tonner provides responsive, efficient and professional corporate services to local and international clients. Affordable solutions for company and partnership formation, registered office, secretarial services and vessel registration. SEE AD PAGE 72

Ogier Global

89 Nexus Way, Camana Bay

Tel: (345) 949 9876

Email: cayman@ogier.com

www.ogier.com/services/ogier-global

Ogier is a professional services firm comprised of three divisions: legal, corporate and fiduciary, and consulting. Its corporate and fiduciary division, Ogier Global, offers clients integrated legal and corporate administration services and has a strong reputation for governance and regulatory compliance.

OWC HR & Immigration Services

Waterfront Centre, 28 North Church Street

Tel: (345) 527 1546 or (345) 326 1719

Email: info@owcservicesltd.ky

www.owcservicesltd.ky

In addition to HR and Immigration services, OWC offers personal and business services, including police clearance applications, affidavit drafting, Trade and Business Licence applications and company incorporations. SEE AD PAGE 99

Sinclair Corporate Services (SCS)

3rd Fl, Genesis Building, 13 Genesis Close, GT

Tel: (345) 743 2626

Email: info@sinclairsoffshore.com

www.sinclairs.com.ky

The dynamic and rapidly growing Sinclair Group offers practical, responsive and cost-effective Cayman business solutions. They are licensed

by the Cayman Islands Monetary Authority to undertake the full range of corporate and director services. Contact SCS for company formations, registered office, company secretarial, compliance officer appointments and director services and ship registrations, as well as notarial and legal services through experienced English-qualified lawyers.

SEE AD PAGE 74

Trafalgar CS

The Grand Pavilion, West Bay Road, SMB

Tel: (345) 949 9710

Email: info@trafalgarcs.com

www.trafalgarcs.com

Trafalgar CS Ltd. is a boutique, full-service company management and corporate services provider based and operating solely in and from the Cayman Islands, and holds a licence issued by the Cayman Islands Monetary Authority. Services include company and partnership formation and management, AML compliance and advice, registered office and administrative support, trademark and copyright registration, and vessel registration. They are the corporate services affiliate of Nelsons Attorneys-at-Law Ltd. SEE AD PAGE 76

Travers Thorp Alberga

2nd Fl, Harbour Place, South Church Street, GT Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

Company formations, registered offices, company secretary and director services and general corporate and commercial matters.

SEE AD PAGE 103

Independent Directors - Cayman

The Cayman Islands are the leading offshore domicile for hedge funds. As the Islands increase in sophistication, including their offering of innovative financial services products and the expansion of the digital assets space, regulators and investors have placed more stringent measures on fund directors to ensure good governance and oversight for fund structures. One of these requirements is the new rule and statement of guidance issued by the Cayman Islands Monetary Authority (CIMA) requiring

directors of CIMA-regulated funds to establish a corporate governance framework and demonstrate to the regulator how they are monitoring and overseeing the relevant fund’s activities and investment strategy. The new rule is effective October 2023.

With this strong regulatory framework, including the obligation for directors of CIMA-regulated funds to register as professional directors (where a person is to be appointed as a director of 20 or more CIMA-regulated funds or managers) or registered directors (where a person is to be appointed as a director of less than 20 CIMA-regulated funds or managers) under the Directors’ Registration and Licensing Act, the regulator can have more comfort about directors acting in the best interests of the relevant fund and investors.

The ongoing enhancements are also vital because the number of fund structures and fund managers under CIMA’s regulatory remit has increased over the years due to changes in legislation requiring more vehicles to register with CIMA. Examples

include amendments to the Mutual Funds Act, Securities Investment and Business Act, and the introduction of the Private Funds Act, which captures many vehicles that were not previously registered with CIMA.

Another reason for the introduction of new rules is that Cayman had come under pressure from institutional investors and overseas regulators (such as the International Organisation of Securities Commissions (IOSCO)) to enhance its regulatory regime in relation to governance and anti-money laundering monitoring.

By taking these steps, Cayman stays not only competitive but reaffirms its position as the world’s hedge fund domicile of choice, over the likes of Dublin and Luxembourg, as it also seeks to strike a balance between being sufficiently regulated, without the regulations being overly burdensome, and therefore keeping Cayman attractive to new investors.

A few well-known firms of directors based in Grand Cayman include Cayman

Management, Waystone, Pontis Global, the Carne Group and HighWater. There are also director services providers affiliated with law firms, such as Stuarts Humphries, Maples Group and Walkers.

Cayman Management Ltd

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 949 4018

Email: enquiries@caymanmanagement.ky www.caymanmanagement.com

Cayman Management has deep expertise with 50 years of providing corporate governance for thousands of clients. Their core service areas include the following: T&B application, registered office, company registration, company management, fund services, independent director services, shipping, yachts and aircraft registration, private and family office and captive insurance, through CSI International Underwriting (Cayman) Limited.

in the Cayman Islands, you will need to complete a very detailed application, as well as provide the following information:

> Full incorporation paperwork

> Written request to open a new account on company letterhead giving an overview of the business (e.g. clients, number of staff and how revenue is generated) and reason for needing the account

> Certificate of incorporation, certified by a Notary Public

> Articles and Memorandum of Association, certified by a Notary Public

> Annual report, financial statements, auditors reports or business plan

> Certificate of Good Standing, if business is older than one year

> Register of members, officers and directors, certified by the registered office or a Notary

> The identity of each ultimate beneficial owner, director and signatory. This must be supported by a certified copy of their passports and proof of residential address

Cayman Islands, a copy of the current Trade and Business licence and/or relevant operational licence will be required

> Professional reference from an accounting or law firm and a professional reference from a bank that indicates a good relationship of over three years

> Nature and dollar volume of anticipated transactions, including source of funding of initial and subsequent deposits. This can be provided from a copy of the Business Plan if the company is new, or latest financial statements if the company is operational. Tax declaration form for company/trust/ beneficial owners

> All directors, members and signatories must also supply all relevant information, including a certified copy of the partnership agreement.

Depending on the bank, there may be additional due diligence for trust accounts including:

To open a business bank or trust account

> If the business is conducted within the

> Full information regarding the trust, e.g. nature and purpose, country of establishment, proof of regulation, etc.

> Certified copy or certified extract of trust deed

> Statement/nature of assets of the trust and value

> Identification and verification of all connected parties, i.e. beneficiaries, settlors, grantors, controllers, etc. If there are more than a nominal number of shareholders, the bank requires identification and references for the principal shareholders (those who own 10% or more of the shareholding), directors and officers responsible for the operation of the account. Companies incorporated in other countries require notarised documents to verify the bona fides of the company. Each bank in Cayman will have a minimum amount required to open a business account.

OTHER FORMALITIES

Work Permits

All businesses will require work permits and/or other relevant permissions for any non-Caymanian staff engaged in gainful employment in the Cayman Islands.

Details of such requirements can be found in the Immigration chapter.

Employee Entitlements

Cayman’s current Labour Act (2021 Revision) sets out the minimum entitlements that must be provided by an employer to its employees. There is no requirement for the employer to provide a contract of employment, but the terms and conditions of the job are required to be set out in a statement and provided to the employee shortly after commencing employment. Essentially, the minimum terms and conditions for leave, set out in the Labour Act, include two weeks annual vacation, increasing up to three weeks after four years and four weeks after 10 years of service. This is in addition to the (approximately) 11 public holidays scattered throughout the year. Employees are entitled to 10 paid sick days each year and 12 weeks maternity leave (20 days of which are at full pay and a further 20 days at half pay). Nine weeks adoption leave is

available for female employees (of which 15 days are at full pay). Upon termination of employment by the employer, there is an entitlement to severance pay equal to one week’s pay for each completed year of service. There is a statutory unfair dismissal scheme which provides compensation equal to one week’s pay for each completed year of service.

Health Insurance & Other Benefits

Employers are required to ensure that all employees, their unemployed spouses and dependents have health insurance. See the list of Health Insurance Providers in the Health & Wellness chapter.

Employees are also entitled to a pension plan. Similar to other parts of the world, employers may offer enhanced benefits to prospective employees and it is not uncommon to see employers offering enhanced vacation leave, relocation expenses, additional pension contributions, bonus options, upgrades to premium health insurance and private school fees.

Accounting & Auditing Firms

Accounting firms in the Cayman Islands provide a broad range of advisory, administrative, risk management, auditing and consulting services that are specifically tailored to Cayman’s wellregulated business environment. Each year, more than 250 professional accountants move to Cayman and begin an 18 to 24-month contract, many working in the audit industry. Every major audit firm is represented here in Cayman, including ‘the Big Four’ but we also have an incredible inventory of mid-tier accounting firms, each of which offers a unique environment with its own speciality areas and culture. As a full member of the International Federation of Accountants (IFAC), the Cayman Islands Institute of Professional Accountants (CIIPA) facilitates trust and confidence in the Cayman Islands and the accounting profession through knowledge, resources, advocacy and regulation. The

institute’s strategic objectives focus on influence, growth, relevance and excellence.

Tel: (345) 749 3360, email: admin@ciipa. ky or visit www.ciipa.ky.

Baker Tilly (Cayman) Ltd.

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 946 7853

Email: info@bakertilly.ky

www.bakertilly.ky

Baker Tilly (Cayman) Ltd. is an independent member of Baker Tilly International and is a leading firm of Chartered Accountants and Business Advisors in the Cayman Islands. They provide a wide range of services to companies domiciled in the Cayman Islands, in particular, mutual funds and captive insurance companies registered with the Cayman Islands Monetary Authority.

BDO Cayman Ltd.

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 943 8800

www.bdo.ky

Deloitte

60 Nexus Way, Camana Bay

Tel: (345) 949 7500

www2.deloitte.com

EisnerAmper Cayman Ltd.

Century Yard, Cricket Square, 171 Elgin Avenue

Tel: (345) 945 5889

Email: bleung@eisneramper.ky

www.eisneramper.ky

EisnerAmper Cayman Ltd. is approved by the Cayman Islands Monetary Authority to audit hedge funds, private funds, captive insurance companies and trust companies. They are experts at conducting audits under International Standards on Auditing and US GAAS. Their focus is on financial service companies and commercial companies.

EY

62 Forum Lane, Camana Bay

Tel: (345) 949 8444

Email: ey@ky.ey.com

FINCOR Ltd.

3B Amerigo House, Elizabethan Square, GT

Tel: (345) 746 9272

Email: admin@fincor.ky or www.fincor.ky

Fincor is a boutique firm that offers a full suite of financial management services to businesses in the private, public and non-profit sectors. The company also provides personal financials for immigration purposes, business case preparation, CFO services, financial statements and annual report preparation. SEE AD THIS PAGE

Grant Thornton Cayman

2nd Fl, Century Yard, Cricket Square, GT

Tel: (345) 949 8588

Email: info@ky.gt.com

KPMG

SIX, Cricket Square, George Town

Tel: (345) 949 4800

Email: kpmg@kpmg.ky

PwC

18 Forum Lane, Camana Bay

Tel: (345) 949 7000

Email: caymanrecruiting@ky.pwc.com

Rawlinson & Hunter

2nd Fl, Windward 1, Regatta Office Park, SMB

Tel: (345) 949 7576

Email: mail@rawlinson-hunter.com.ky

Advertising Agencies, Social Media Consultants & Web Design Services

The Cayman Islands has a great selection of creative agencies providing exceptional advertising, marketing, branding and public relations services that can provide you with the right tools to promote your business on-Island. These include AirVu Media (email: info@airvumedia.com), BB&P Brand Interactive (email: simon@bbandp. com), Hark Marketing Agency (Tel: (345) 936 0193), Heights/Julian Foster (email: hello@heights.agency), MC2 (Tel: (345) 946 1220), Massive Media (Tel: (345) 947 6677), Netclues Inc. (Tel: (345) 525 9999), Not Your Standard Agency (Tel: (345) 745 6972), Savage Consulting (Tel: (345) 326 3333), Tower Marketing (Tel: (345) 623 6700) and Wigglypen (Tel: (345) 916 8562).

Bookkeeping & Accounting Services

Acumen Consulting Ltd.

2nd Fl, 2A1 Landmark Square, 64 Earth Close

Tel: (345) 746 6100

Email: cayman@acumengroup.com

www.acumengroup.com

Acumen provides outsourced accounting and all-inclusive payroll services to a variety of small to large firms across Cayman and Bermuda. Acumen is a proud partner of Blue Bison Software, which is unique for the Caribbean market, offering a sophisticated end-to-end process, including a variety of HR functions that will support your staff and minimise everyday, time-consuming tasks.

FINCOR Ltd.

3B Amerigo House, Elizabethan Square, GT

Tel: (345) 746 9272

Email: admin@fincor.ky

www.fincor.ky

Fincor is a boutique firm that offers financial management, advisory and reporting services.

SEE AD THIS PAGE

HLB Berman Fisher

Tel: (345) 924 3363

Email: info@bermanfisher.com

www.bermanfisher.com

Omni Cayman

Tel: (345) 547 4473

Email: info@omnicayman.com

www.omnicayman.com

Omni Cayman are Certified QuickBooks Pro Advisors offering professional accounting services. They have a team of qualified professionals with over 20 years’ experience in the Cayman market. The team members have gained their experience working for Cayman’s top firms, such as Deloitte, KPMG and BDO. Omni provides full-service professional outsourcing, as well as individual and corporate US Tax filing and consulting services.

SEE AD PAGE 75

Peace of Property

Tel: (345) 325 9957

Email: peaceofpropertygroup@gmail.com

www.peaceofproperty.group

Peace of Property is an accounting and boutique property management company that provides specialised services for residential properties, strata's (HOAs) and small businesses. Run by Karen Gayle, a Certified Public Accountant (CPA), call for a free consultation to find out how her team can help you. SEE AD PAGE 174

Business Insurance

If you run a business, it is important that you are fully protected for your property, business interruption and liability exposures, whether it is caused by fire, hurricane or injury losses. To find the right insurance for your business, call the qualified advisors at one of Cayman’s top insurance providers on page 139-142 or see below for companies who specialise in business-related insurance products.

CG BritCay

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 949 8699

Email: info_ky@cgcoralisle.com www.cgcoralisle.com

The Sinclair Group

Corporate Services

Legal Services

Notary Services

Ship Registrations

Trademark Registrations

CG BritCay can design business insurance plans that provide wide-ranging cover, including property, asset and profit protection, as well as protection against the potential legal liabilities of running a business. SEE AD PAGE 140

Gallagher Insurance Brokers (Cayman) Ltd.

Alissta Towers, 85 North Sound Road, GT

Tel: (345) 945 0030

Email: gc_cayman@ajg.com

www.ajg.com/caribbean-islands

Offers commercial business insurance solutions, including property, liability and business interruption, as well as speciality insurance products for professional services.

SEE AD PAGE 80

Conference & Meeting Facilities

A host of large international conferences are held in Grand Cayman at The RitzCarlton, the Marriott and the Kimpton Seafire Resort. However, there are also a lot of smaller meetings and conferences held throughout the year, and for this, a handful of very professional and wellpresented spaces are available for rent on a half or full-day basis. These places include the Caribbean Club (Tel: (345) 623 4500), Rovida Property Management (Tel: (345) 949 5511 or email: info@rpmcayman.com), the Cayman Islands National Museum (Tel: (345) 949 8368 or email: PLDdirector@ museum.ky) and The Loft at Compass Media (Tel: (345) 949 5111 or email: loft@ compassmedia.ky).

IT Services & Support

Cayman Mac Store

1 Nexus Way, Camana Bay

Tel: (345) 943 4763

Located in Camana Bay, Cayman’s Appleauthorised reseller and service provider sells a full range of Apple products.

Kirk ISS

67 North Sound Road, George Town

Tel: (345) 623 4730

www.kirkiss.ky

Kirk ISS provides IT solutions and support for businesses of all sizes. They are a five-time Microsoft Partner of the Year and Gold-level partner with HPE Aruba Networks, Mitel, Cisco and Fortinet. With over 100 certifications across networking, cyber security, servers, storage, cloud, communications and even managed IT services, Kirk ISS supports virtually every area of the IT department.

SEE AD PAGE 78

Office Supply Ltd.

Marquee Plaza, 36 Lawrence Boulevard, SMB

Tel: (345) 946 1200

Email: info@officesupply.ky

Legal Services & Attorneys-At-Law

Cayman’s top legal firms are internationally known, solution-driven and client-focused. These global players attract the top lawyers from London to Hong Kong, even from London’s magic circle firms. Most of Cayman’s top firms specialise in corporate and international finance law, focusing on investment funds, capital markets and structured finance. Cayman law firms are also internationally renowned for advising top asset managers and institutional investors from around the world, as well as being involved in high-level international insolvency and restructuring deals.

Appleby (Cayman) Ltd.

9th Floor, 60 Nexus Way, Camana Bay

Tel: (345) 949 4900

Email: cayman@applebyglobal.com

www.applebyglobal.com. SEE AD PAGE 160

Bedell Cristin

18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay

Sinclair Group Centre

3rd Fl Genesis Building Genesis Close

George Town Grand Cayman KY1-1106 switchboard (Cayman): +1.345.743.2626 switchboard (London): +44.203.096.2232

www.sinclairs.com.ky info@sinclairsoffshore.com

Creative Tech Ltd.

Suite 101 Cannon Place, North Sound Road, GT

Tel: (345) 946 8324

Email: info@creativetechltd.com

Creative Tech offers IT infrastructure, computers, IT support, document solutions, conferencing and AV Systems.

Tel: (345) 949 0488

Email: caymanenquiries@bedellcristin.com

www.bedellcristin.com

Bedell Cristin advises international and domestic clients on all aspects of Cayman Islands law. The firm’s sector expertise includes funds, regulatory and compliance, insurance,

banking, trusts, corporate, insolvency and restructuring, local business licensing, immigration, real estate and Wills and Probate.

SEE AD PAGE 37 & 93

Bodden & Bodden

Building 6, 2nd Floor, Governors Square, SMB

23 Lime Tree Bay Avenue

Tel: (345) 943 0303

Email: hello@boddens.ky or www.boddens.ky

Boddens specialises in the establishment, structuring and licensing of local businesses, while also providing ancillary support to employment and labour matters, immigration and residency (including permanent residency by investment), real estate (including leasing) and development, Wills and estates, aircraft and shipping, bank financing, other general corporate and commercial matters, company management and intellectual property services.

Broadhurst LLC

4th Fl, Monaco Towers, 54 Edward Street, GT

Tel: (345) 949 7237

Email: info@broadhurstllc.com

Campbells

Floor 4, Willow House, Cricket Square, GT

Tel: (345) 949 2648

www.campbellslegal.com

Campbells is a leading offshore law firm established over 50 years ago. From their offices in the Cayman Islands, the British Virgin Islands and Hong Kong, they provide comprehensive corporate and litigation advice and services to clients worldwide in relation to Cayman Islands and British Virgin Islands law.

SEE AD PAGE 162

Carey Olsen

Willow House, Cricket Square, George Town

Tel: (345) 749 2000

Email: cayman@careyolsen.com

www.careyolsen.com

Carey Olsen is a full-service offshore law firm. Their lawyers in the Cayman Islands combine a global perspective with deep local knowledge. The team has been hand-picked to bring together leading specialists in investment funds, corporate and commercial, finance,

insolvency, dispute resolution, trusts, private wealth and local business licensing.

Collas Crill

2nd Floor, Willow House, Cricket Square, GT

Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey, advising both local and international clients in a full range of legal services.

SEE AD PAGE 169

Conyers

SIX, 2nd Floor, Cricket Square, GT

Tel: (345) 945 3901

Email: cayman@conyers.com

Dentons

3rd Floor, One Capital Place, Shedden Road, GT

Tel: (345) 745 5000

Email: info.ky@dentons.com

Forbes Hare

10 Market Street, Camana Bay

Tel: (345) 943 7700 or www.forbeshare.com

FrancisGrey

Suite 2206, Cassia Court, 72 Market Street, Camana Bay

Tel: (345) 815 2800

Email: cayman@francisgreylaw.com

www.francisgreylaw.com

FrancisGrey is a specialist corporate and commercial Cayman Islands law firm. The firm provides services in investment funds, banking and finance, intellectual property, regulation, trusts and private client, family law,

conveyancing and employment law.

SEE AD PAGE 69 & 71

Hampson and Company

4th Fl, Apollo House East, 87 Mary Street, GT

Tel: (345) 623 7788

Email: pparker@hampsonandco.com or kmclaughlin@hampsonandco.com

www.hampsonandco.com

Hampson and Company's legal services range from investment funds, shareholder issues, banking issues, cryptocurrency transactions and licensing applications to the Cayman Islands Monetary Authority, real estate investments and more. SEE AD PAGE 70 & 105

Harneys

3rd Fl, Harbour Place, South Church Street, GT

Tel: (345) 949 8599

Email: cayman@harneys.com

HSM

68 Fort Street, George Town

Tel: (345) 949 4766

Email: info@hsmoffice.com

www.hsmoffice.com

HSM is a full-service law firm and their lawyers advise on the principal areas of corporate and commercial litigation, insolvency, property, private client and trusts. They have specialist lawyers handling business establishment in the Cayman Islands and related employment, immigration and relocation services.

SEE AD PAGE 67, 89, 123 & 168

Kobre & Kim

Suite 3207, 9 Forum Lane, Camana Bay

Tel: (345) 749 4000 or www.kobrekim.com

Loeb Smith

5th Fl, Zephyr House, 122 Mary Street, GT

Tel: (345) 749 7590

Email: info@loebsmith.com

www.loebsmith.com

Loeb Smith is an offshore corporate law firm that delivers high-quality partner-led professional legal services to investment fund managers, in-house counsels, financial institutions, onshore counsels, banks, companies and private clients to find successful outcomes and solutions to their day-to-day issues and complex strategic matters.

SEE AD PAGE 36

Maples Group

Ugland House, South Church Street, GT

Tel: (345) 949 8066

www.maples.com

The Maples Group, through its leading international law firm, Maples and Calder, advises global financial, institutional, business and private clients on the laws of the British Virgin Islands, the Cayman Islands, Ireland, Jersey and Luxembourg. With offices in key jurisdictions

around the world, the Maples Group has specific strengths in areas of corporate commercial, finance, investment funds, litigation and trusts.

McGrath Tonner

5th Floor, Genesis Building, George Town

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mcgrathtonner.com

McGrath Tonner is a full-service law firm serving the local and offshore market in litigation and dispute resolution, corporate law, matrimonial and family law, Wills and Probate, trusts, real estate conveyancing, immigration, judicial review, employment, criminal litigation, licensing and debt collection. SEE AD PAGE 72

Mourant

94 Solaris Avenue, Camana Bay

Tel: (345) 949 4123

Email: caymanislands@mourant.com

Nelsons

The Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 949 9710

Email: info@nelsonslegal.com

www.nelsonslegal.com

Nelsons is a full-service law firm with more than 30 years' experience advising clients on setting up their businesses in the Cayman Islands and helping you navigate the complexities of Cayman’s Immigration and Licensing laws. This includes advising on matters such as the incorporation of companies and other business structures, including SEZ companies, investment in the Cayman Islands and the acquisitions of businesses, joint venture and shareholder agreements, the establishment of bank accounts for your business, commercial and retail leases, regulatory and licensing laws, as well as immigration and work permit issues for your business. SEE AD THIS PAGE

Ogier

4th Floor, 89 Nexus Way, Camana Bay

Tel: (345) 949 9876

Email: cayman@ogier.com or www.ogier.com

Ogier is a professional services firm comprised of three divisions: legal, corporate and fiduciary, and consulting. Present in the Cayman Islands

for over 30 years, the firm’s legal team provides practical advice on a unique combination of BVI, Cayman, Guernsey, Irish, Jersey and Luxembourg law. Ogier in Cayman provides a full range of services across a wide array of specialisms. These include investment funds, private equity funds, commercial dispute resolution, corporate and commercial matters, technology and Web3, banking and finance transactions, restructuring, corporate recovery and insolvency and all aspects of contentious and non-contentious trust and private wealth matters.

Priestleys Attorneys-at-Law

2nd Fl, Caribbean Plaza, 878 West Bay Road

Tel: (345) 946 1577

Email: info@priestleys.ky

Ritch & Conolly LLP Attorneys-at-Law

5th Fl, Queensgate House, South Church Street

Tel: (345) 949 7366

Email: info@rc.com.ky

Samson Law Associates

The White House, 20 Genesis Close, GT

Tel: (345) 949 0123

Email: info@samsonlaw.ky

Sinclairs

3rd Fl, Genesis Building, Genesis Close, GT

Tel: (345) 743 2626

Email: info@sinclairsoffshore.com

www.sinclairs.com.ky

Sinclairs is a boutique law firm of Englishqualified lawyers with over 25 years’ experience in the Cayman Islands specialising in corporate and commercial transactions. Practical, responsive, cost-effective advice for the formation of Cayman structures (investment funds, exempt/foundation companies and partnerships). Licensed by CIMA to undertake company incorporations and the full range of corporate and director services. Notarial services are also offered.

SEE AD PAGE 74

Stuarts Humphries

Kensington House, 69 Dr. Roy’s Drive, GT

Tel: (345) 949 3344

Email: info@stuartslaw.com

A specialised boutique law firm and leading provider of legal services to investment funds, corporate and commercial and banking clients globally. Stuarts’ experienced team offers world-class and in-depth market knowledge in a wide range of areas. Offering timely, exceptional legal advice and representation to clients in connection with their commercial transactions, structures, liabilities and regulatory obligations. SEE AD THIS PAGE

Travers Thorp Alberga (TTA)

2nd Fl, Harbour Place, South Church Street, GT

Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

TTA advise on all types of offshore entities, including hedge funds, private equity, corporate and partnership vehicles, asset and structured finances, cryptocurrencies and ICOs, capital markets, general corporate and commercial matters and private client. In addition, their matrimonial department deals with family law, including divorce, financial provision, child custody and cross-border asset tracing.

SEE AD PAGE 103

Walkers (Cayman) LLP

190 Elgin Avenue, George Town

Tel: (345) 949 0100

Email: info@walkersglobal.com

www.walkersglobal.com

Walkers is an international financial services firm with offices across geographies and expertise in multiple jurisdictions. They provide legal, corporate, regulatory filing, compliance and fiduciary services to the world’s leading financial institutions and companies. You’ll find

them in the time zone you need them to be, combining deep expertise with a determination to give their clients the best.

Legal Befrienders

87 Mary Street, 2nd Fl, Apollo House West, GT Tel: (345) 945 8869 or www.frc.gov.ky

Free legal advice is offered on issues such as domestic violence, divorce and immigration at the Legal Befrienders Clinic every Tuesday from 5pm-6.30pm. You can either call or visit the Clinic where qualified attorneys offer advice on a walk-in, first come, first serve basis.

Office Supplies, Printers & Electronics

Alphasoft

Tel: (345) 949 8251

Email: sales@alphasoft.com.ky

Alphasoft is an authorised dealer and service provider for Hewlett-Packard (HP) hardware.

Kirk Office

67 North Sound Road, George Town Tel: (345) 623 5475

www.kirkoffice.ky

Kirk Office has been helping businesses work smarter for over 25 years. With over 6,000 items in stock and over 30,000 available in their catalogue, they offer a great selection of office products, computers, document solutions, office furniture and even IT support. Kirk Office offers easy online ordering through their webstore, plus fast and free delivery Island-wide. They also offer custom-printed stationery, folders, stamps and business cards, as well as printing and copying services.

Office Supply Ltd.

Marquee Plaza, 36 Lawrence Boulevard, SMB

Tel: (345) 946 1200

Email: info@officesupply.ky

PBS Cayman Business Machines Ltd.

The Cayman Center, Suite 1 & 2, George Town Tel: (345) 949 8642

PBS Cayman Business Machines Ltd. is an authorised partner for Xerox, Lenovo, SMART, Leidos Securities, Cisco, Oracle, EATON, Data Card, NCR and more IT solutions and software.

Office Automation & Electronics

Creative Tech Ltd.

Shop 6, Bay Town Plaza, West Bay Road, GT

Tel: (345) 946 8324

Email: info@creativetechltd.com

Creative Tech offers a range of AV and conferencing systems, video walls, background audio systems, interactive displays and CCTV packages tailored to the corporate, hospitality, retail and educational sectors. Brands represented include Poly, Logitech, LG, NEC and Samsung.

The Security Centre Ltd.

Tel: (345) 949 0004

Email: info@security.ky

They offer comprehensive physical and digital security solutions. From physical guards, traditional and electronic locking systems and automatic gates and barriers to CCTV, intruder, fire and water leak detection, 24/7 monitoring and maintenance, fleet management and cybersecurity. SEE AD PAGE 183

Notary Public/Justice of the Peace

Notary Public or Justice of the Peace (JP) services are available either through law firms or from independent operators. JPs do not charge, but they can only certify local documents. Have your passport or driver’s licence handy when you need their services, as they need to verify your details and write your passport number in their records. According to the Notaries Public Act (2023 Revision), a Notary Public cannot charge more than CI$25 per stamp. Some will also charge a call-out fee if you want them to visit you to notarise documents. Here are a couple of active Notary Publics that you could contact:

Baysyde Biz

27 Duxies Lane, West Bay

Tel: (345) 917 5756

Email: baysydebiz@gmail.com

Baysyde Biz is available 24 hours a day and seven days a week (by appointment) for document notarisation. They also provide assistance in preparation, submission, tracking and collection of documents, including banking, corporate, immigration, legal, personal and more.

Sinclairs

3rd Floor, Genesis Building, Genesis Close, GT

Tel: (345) 743 2626

Email: info@sinclairsoffshore.com www.sinclairs.com.ky

Based in central George Town, the Sinclair Group offers practical, responsive and costeffective Cayman business solutions, including apostilling and notarial services through its three notaries. The standard charge is CI$25 or US$30 per notarised document, including

certified true copies, affidavits and other legal documents. SEE AD PAGE 74

HR & Payroll Services

Expertise Group Ltd.

Tel: (345) 746 5260

Email: dani@expertisegroup.com

www.expertisegroup.com

Expertise Group offers payroll, HR management, recruitment, immigration, accounting, training and coaching, temporary staffing and outplacement services.

OWC HR & Immigration Services

Tel: (345) 527 1546

Email: info@owcservicesltd.com

www.owcservicesltd.ky

OWC HR & Immigration Services specialises in solving all your HR and immigration problems. They work with you every step of the way to make sure that you understand the choices you are making. Their HR services include employment contracts, handbooks, employee relations, HR audits, labour, immigration, health and pension compliance. They can also assist with work permits, Caymanian status and permanent residency for your employees.

SEE AD PAGE 99

Professional Training

See the Education chapter for information on training and educational opportunities.

Tax Advice

Receiving professional tax advice may be essential when running a multijurisdictional operation in the Cayman Islands, as certain countries require special reporting. Tax advisors in the Cayman Islands usually have specific legal and financial expertise and also advise private individuals on tax-related matters. They also offer a range of services, including providing advice on shareholder tax planning, international tax structuring for multi-jurisdictional transactions, compliance prior to an overseas acquisition, employment matters and reducing a business’ tax burden, as well as protecting and exploiting intellectual property. See

YOUR NEW BUSINESS ADDRESS AWAITS

With over 1,000,000 square feet of office, retail and restaurant space, our commercial leasing team is dedicated to helping our tenants prosper. With support at every step of the leasing journey, we draw on the collective expertise across our teams to provide a seamless real estate solution for your needs.

Flagship Building

One of George Town’s most iconic structures

Flagship’s central location in George Town near the courthouse, major banks and post office makes it an excellent choice for small- and mid-sized businesses.

Camana Bay

A bustling waterfront community

Boasting 685 acres spanning sea to sound, Camana Bay is a thriving New Urbanist town in the heart of Seven Mile Beach and a wellestablished, mixed-use, master-planned Caribbean community.

Regatta Office Park

Prime location near Seven Mile Beach

Regatta’s prime location near Seven Mile Beach and Camana Bay makes it a top choice for new and established businesses with modern office suites ranging from 1,200 to 10,000 square feet.

the Immigration chapter for tax advisors.

Office Cleaning

Hew’s Cleaning Services

Tel: (345) 949 0734

www.hews-janitorial.com

Hew’s is a family-owned and operated company and has been in the Cayman Islands since 1977. All their work is safe, professional, trustworthy, efficient, friendly and caring. They specialise in maid services, offices, floors, carpets, upholstery, marble, windows, janitorial, mould and microbial remediation, water and fire restoration, as well as post-construction cleanup. Staff are trained in Applied Microbial Remediation. SEE AD PAGE 186

K & A Services (Janitorial)

Tel: (345) 326 3379

www.kandaservices.ky

K & A Services (Janitorial) offer cleaning services for all types of office and retail space. They offer a customised cleaning and maintenance plan, including a checklist of detailed tasks to be completed by one of their trustworthy and reliable cleaning specialists. Their client care representatives are always available to address requests or concerns. SEE AD PAGE 186 SETTING

COMMERCIAL OFFICE SPACE

Grand Cayman's commercial space rental market is one of the strongest in the Caribbean region, with high demand for all classes of space traditionally in the region of 75,000sq ft to 125,000sq ft per annum. The primary source of demand comes from

the offshore financial sector, including law firms, accounting practices and insurance/ reinsurance firms. From a retail market perspective, the Island caters to an array of retail, which targets stay-over and cruise tourism, as well as the local market. This includes food and beverage premises and traditional brick-and-mortar retail stores.

The market comprises of close to 4 million square feet of space in all classes, which breaks down to roughly 1.25 million square feet of Class A office space, 1.75 million square feet of Class B space and close to 300,000sq ft of retail. Class A cruise ship/duty-free retail locations are rare and transact at high value.

Average vacancy rates vary by class and location, from as low as 2%-3% for Class A+ to A space, 5%-10% for Class A- to B+ space and around 10% for Class B and C space. Within these averages, there is a wide variety of vacancy rates. For example, some Class B properties in central George Town have vacancies of between 10%15%. This has been somewhat due to the expansion and relocation of larger corporate tenants from the typically older buildings in George Town centre to the master-planned community of Camana Bay or edge of Town development corridor of Elgin Avenue, such as Cricket Square. There is, however, an increased interest in Class B+ and B renovated spaces in central George Town due to continued demand for office space throughout George Town and the wider Seven Mile Corridor. This includes smaller turn-key office suites with access to shared amenities, such as

conference rooms, at an all-inclusive price. This type of office space is attractive to small corporations and sole proprietorships who want to be in George Town with close proximity to all the additional amenities that George Town offers, such as Class A banks, the courthouse, Government offices, and a mix of local restaurants and coffee shops. Several Class B buildings in George Town have sold recently and are under full renovation, which brings the increased revitalisation needed to George Town to attract tenants and new businesses. These renovations will, in turn, decrease the vacancy rates for the Class B office space as buildings are renovated to a higher standard.

Class A to A+ space is predominantly now found in development-type locations such as Camana Bay and Cricket Square on Elgin Avenue and in parts of the harbourfront where redevelopment has occurred. Other buildings have been renovated to a high standard where viable.

Office space rental rates on a triple net basis, contingent upon condition (first vs second generation) range from US$55 to US$75 per square foot per annum (psf pa) in the Class A to A+ market sector with the highest rents at Camana Bay, to US$35-US$45 psf pa in the Class B+ to Amarket sector, falling to US$20-US$30 psf pa in the Class B market. Common Area Maintenance charges range from US$15US$20 psf pa in developments such as Cricket Square and Camana Bay, where infrastructure costs are higher to between US$12-US$14 psf pa in standalone office buildings in other locations. Retail rates vary from US$40 psf pa on Seven Mile Beach to the highs of Seafarers Way, Cardinall Avenue and Fort Street, where rates of US$80-US$130 psf pa are achievable.

The commercial office market in the Cayman Islands continues to grow. Camana Bay opened 60 Nexus Way, the Islands' first ten-storey commercial office building (200,000sq ft) in April 2023, which is already over 65% committed. Phase VII of Cricket Square, Pavilion East, is currently

being built and is due for completion at the end of 2024. This offers 150,000sq feet of LEED Gold Class A office space across seven floors. They have plans to then build a ten-storey office building called Pavilion West. Cricket Square now includes Maiden Place (formerly the MUFG building) in their development, which offers another 25,000sq ft of Class A office space.

As we move further into a post-pandemic environment, Cayman continues to be the jurisdiction of choice. We are also fortunate to continue to see companies expand, refresh existing space and/or relocate within the Cayman Islands. More and more companies are rethinking the way their office premises serve the needs of their staff and clients and are seeking to create a reinvigorated work environment that entices team members back to a flexible, collaborative office space. In addition to the growth of existing firms, there are new industry verticals within medical and tech that have shifted their attention to the jurisdiction. Amenity-

rich, Class A developments will continue to expand alongside George Town, with the Government’s long-awaited plans for revitalisation to include the potential for new developments and possibly a boutique hotel.

Office Space Availability

If you are planning to lease office space in Cayman, you should speak with a developer or realtor who specialises in corporate leasing. Though many of the real estate companies listed in the Finding a Home chapter can help you with residential rentals and sales, only a few firms on-Island specialise in commercial properties.

Cannon Place

Tel: (345) 945 3517

Email: info@rpmcayman.com

www.cannonplace.ky

Cannon Place has 74 retail/office rental spaces ranging in size. The property is managed by Rovida Property Management Services. Call or

email for availability.

Dart

Tel: (345) 640 3600

Email: leasing@dart.ky or www.dart.ky

Dart has a wide portfolio of mixed-use, residential, commercial, recreational, educational and hospitality properties. The jewel of its commercial leasing portfolio is Camana Bay, a mixed-use Class-A development and vibrant, walkable town centre which boasts more than 1,000,000 square feet of residential, retail, office and recreational space. 60 Nexus Way, Camana Bay's first 10-storey office building, opened in 2023 with anchor tenants, including law firm Appleby and accounting firm Deloitte. Kapok, which also opened in 2023, is the Town's newest residential for-lease building, offering 89 apartments spanning 10-storeys, with ground-floor retail. Dart's Class-B portfolio includes Regatta Office Park, which is also home to Readyspaces, a flexible, turnkey, serviced office solution. Other Class-B offerings include Flagship Building and Island

Flexible offices, ready to go.

Whether you require an office space for remote or hybrid employees, a stimulating environment for team building, or simply need a break from the home office setup, readyspaces offers a range of flexible workspace solutions designed to maximise productivity and empower your business. Flexible occupancy options and 24/7 secure, electronic access puts you in control of when and how you work.

Hourly conference room rentals.

Competitive conference room rental rates offered and readyspaces provides everything you’d expect from a fully serviced office: high-speed internet, printing facilities and a modern kitchen.

There are two meeting rooms available: one accommodating 12 people and one that can hold six. Book a meeting room or your flexible office space by calling +1.345.743.4610

readyspaces.ky

Plaza in the heart of George Town.

SEE AD PAGE 19, 79, 81, 149 & 153

Elizabethan Square

80 Shedden Road, George Town

Tel: (345) 949 5521

Email: admin@rpmcayman.com

Elizabethan Square has a total of 66 units ranging from 100sq ft to 4,800sq ft. The property is managed by Rovida Property Management Services.

Heritage Holdings Ltd.

Tel: (345) 943 4929

Email: sales@heritageholdings.ky

www.heritageholdings.ky

A leading property development and management company in Grand Cayman specialising in commercial properties, including Centennial Towers, Countryside Shopping Village and multi-use complex 61 West. These prime commercial spaces are centrally located, providing easy access to banks, shops, pharmacies, restaurants and more. Plus, each property comes with a wide range of amenities that are sure to meet your business needs.

SEE AD PAGE 293

International Realty Group (IRG)

Tel: (345) 623 1111

Email: info@irg.ky

www.irgcayman.com

readyspaces

Tel: (345) 743 4610

Email: info@readyspaces.ky

www.readyspaces.ky

Offering turnkey, one to two-person fully serviced office suites and conference rooms along the Seven Mile Beach corridor with flexible, month-to-month, daily or halfdaily occupancy terms. Located in Regatta Office Park, with great proximity to shops, hotels and restaurants, readyspaces is the perfect solution for startups, small or growing businesses in the Cayman Islands and also offers convenient meeting room and conference room rentals by the hour.

SEE AD PAGE 81

Regus (Cayman)

Tel: (345) 743 4500

www.RegusCayman.ky

Regus provides serviced turnkey office space with flexible terms, designated parking, reception staff and 24/7 IT support in central George Town. Offering daily to monthly rates, virtual offices, meeting rooms, co-working and private offices.

RE/MAX Cayman Islands/ Michael Binckes

Tel: (345) 938 3269

Email: michael.binckes@remax.ky

Rhulens

Cayman Tel: (345) 938 1000

New York Tel: 1 (917) 836 9108

Email: sloane@rhulens.com

www.rhulens.com

Rhulens offers comprehensive commercial real estate solutions with over 25 years of industry experience. If you are a tenant looking to relocate, sublease, renegotiate or expand, or an owner/developer looking to lease or sell assets, Rhulens provides the expertise and strategic advice to help you achieve your goals. Member of CIREBA. SEE AD PAGE 165

FITTING OUT YOUR OFFICE

Commercial A/C Contractors

EcoSmart Cooling Ltd.

Sparkys Drive, George Town

Tel: (345) 233 2665 (24hr service)

www.airconditioningcayman.com

Professional and reliable air conditioning and commercial refrigeration contractors.

SEE AD PAGE 181

OtisAir

299 Sparkys Drive, George Town

Tel: (345) 945 7167 (24hr service)

Email: info@otisair.ky or www.otisair.ky

OtisAir is one of the leading commercial air conditioning contractors in the Cayman Islands, providing the highest quality, energyefficient and cost-effective air conditioning solutions to the local community. Their highly skilled team of technicians and support staff have over 100 years of collective experience providing installation, clean air solutions and repair and maintenance services. OtisAir also

offers building automation and chilled water solutions. Available 24 hours a day, 365 days a year for emergency call-outs.

Costs to 'Fit Out' an Office Space

Costs to construct new office premises depend on numerous factors, including the existing condition of the space and desired final product. Well-fitted existing office space with partitioned walls and internal offices, suspended ceiling, lighting, air conditioning and power already in place may be reconfigured for as little as US$50 per square foot. Finding such space has become more challenging as existing tenants continue to expand into built spaces, coupled with demand from new firms entering the market. Premises in newly constructed buildings are generally delivered in core and shell condition with fire-rated separation walls, plumbing rough-in and air conditioning unit(s). A firm might spend in the range of US$150 and US$250 per square foot to fit out the premises to a high quality depending on the type of layout required, i.e. office intensive or open plan. Some landlords will offer a standard fit out package or a fit out allowance, which can range from US$25US$50 per square foot. A recent trend in older buildings is seeing landlords offering full fit outs at reduced or no upfront cost to the tenant.

The Process of Setting Up an Office

The length of time required to set up an office in Cayman largely depends on the condition of the space that your business will occupy. The simplest offices can be set up in four to eight weeks, however, this is uncommon. By the time a design has been finalised, interior finishes have been chosen, furniture ordered, IT systems specified and work permits and licences granted, you should expect about four to six months to have passed. Tenants may be required to submit fit out plans to the Planning Department for building code approval.

Office Space Planning & Design

Grand Cayman has a few well-known

LIVING.KY

LIVING.KY OFFERS A GREAT VARIETY OF WORKSPACE AND BUSINESS SOLUTIONS INCLUDING INNOVATIVE OFFICE, RECEPTION, MEETING, AND LIBRARY FURNITURE IN ADDITION TO STORAGE AND BESPOKE SOLUTIONS. WE ARE PROUD TO OFFER TAILOR-MADE SERVICES FOR ANY SPACE INCLUDING RETAIL, RESTAURANTS, AND MORE; THE PLACES WHERE LIFE HAPPENS, AND PEOPLE CONNECT.

MACLENDON DRIVE, GEORGE TOWN, GRAND CAYMAN

architectural firms that have qualified interior designers on staff who specialise in interior design for commercial premises and can take a new or existing office and create a space to suit the requirements of your business. To find an interior designer in Cayman, see pages 196-200.

Design By Tomlinson

9 Walkers Road, George Town

Tel: (345) 949 5383

Email: design@tomlinsonfurniture.ky

At Design by Tomlinson Furniture, the newest division of Tomlinson Furniture, their goal is to turn your dreams into reality with affordable design services, quality furniture selections sized correctly for your room or space and custom window treatments as the finishing touch to any home or office. They make it easy for you with properly scaled furniture for a variety of property types, including new and existing residential homes and developments, corporate business offices, hotels, condos and timeshare properties. SEE AD PAGE 279

LIVING.KY

48 MacLendon Drive, George Town

Tel: (345) 233 8700

Email: info@living.ky or www.living.ky

LIVING.KY offers a complimentary interior design service as part of their custom furniture packages. Their team of on-site design experts will develop digital floor plans and product visualisations to help you create your ideal office space.

SEE AD PAGE 12-13, 83, 195 & 219

Telephone, Internet & Data

There are four main telecom service providers on-Island: FLOW/C&W Business, C3 Pure Fibre, Digicel and Logic, who all offer a range of services and delivery mechanisms. FLOW and Digicel offer mobile phone service, both offering LTE data with speeds comparable to the US and Europe. Signal quality and data speeds are generally very good across the three Islands, as the topography of the Cayman Islands affords few black spots.

Fixed line calling rates are competitive on the international market and the

service quality is generally good. Mobile phone service providers in Cayman supply the iPhone, Samsung Galaxy and other smartphones. Always check the crosscarrier rates to help in choosing what’s best for your business. International mobile phone roaming can be very expensive, but some business plans offer discounted roaming plans for customers that travel often. Modern collaboration platforms are also widely used on-Island. Some of these platforms support video and voice calling and can even route calls directly to mobile devices. Check out Monday.com, Toggl Plan, Flock, Filestage, Karbon or Microsoft Teams and Google Docs. WhatsApp is widely used in Cayman and many districts have a community-wide WhatsApp group to keep residents informed.

As a startup business, you will be able to procure the usual services, such as Broadband up to 1000Mbps, as well as fixed line telephony and more specialist data services, such as MPLS (depending on your location). You may want to consider managed IT infrastructure and services being offered by local IT companies and telecom operators, such as Cloud backup, business continuity and virtual data centres.

Grand Cayman is serviced by two underwater fibre links: MAYA1, which connects most of the western Caribbean nations before returning to the US, and the Cayman Jamaica Fibre System (CJFS) that takes an alternative route via the eastern Caribbean back to the US. These links have enough capacity to support any type of business and their data needs, with private bandwidth available to guarantee quality of service consistently and when required. See the Settling In chapter for more information on telecommunications and read on for provider details.

C3 Pure Fibre

Tel: (345) 333 3325

Email: info@c3.ky

https://business.c3.ky or www.c3.ky

C3 offers a wide selection of fibre optic-based services, including high-speed WiFi internet,

TV, home phone and IP services, through its extensive network.

Digicel

Tel: (345) 623 2499

Email: caymanbusiness@digicelgroup.com

www.digicelbusiness.com

Digicel Business offers a full range of ICT solutions, including systems integration services, Microsoft Azure Cloud Services, managed support services, security and network access solutions. Full end-to-end managed solutions include mobile voice and data, internet (up to 1Gbps download speed across all three Islands), IT and business continuity, network and IT security. FibreX from Digicel Business is extreme internet built to power businesses with superfast speeds with cost-effective options. SEE AD PAGE 131

FLOW/C&W Business

Tel: (345) 949 7800

www.cwcbusiness.com

C&W Business is a full-service communications provider that delivers market-leading video, broadband, telephony and mobile services to customers in more than 20 countries. Through its business division, C&W Business provides data centre hosting, domestic and international managed network services and customised IT service solutions to serve your business needs. SEE AD OPPOSITE PAGE & 129

Logic

Tel: (345) 745 5555

Email: business@logic.ky

Logic Business services offers fibre internet, as well as business solutions products. They provide the latest and most comprehensive range of networking and security, cloud computing and managed IT solutions to meet your business needs. Logic partners with the best in the industry, including Fortinet, Fireminds, Microsoft and Cisco, just to name a few. Contact Logic Business today and allow them to help you transform your business. SEE AD PAGE 133

Passports & Domicile

An overview of work permits, employment rights certificates, permanent residency, visas, passports and domicile. Find out more about Cayman’s immigration services and consultants.

At Cayman Resident, we are often asked how many days one can stay in the Cayman Islands as a visitor. By law, a person who has no other basis to enter the Cayman Islands (i.e. a Work Permit), and no right to residence, may be admitted into Cayman as a visitor for up to six months, with extensions permissible in rare circumstances thereafter. However, many people arriving in Cayman will be permitted entry for an initial 30 days only, unless they own property in which they will be staying and can demonstrate an ability to maintain themselves during their stay. If a person is admitted as a visitor, wants to stay longer and an extension beyond 30 days was not approved on initial arrival, then they must go to Customs and Border Control (CBC) located on 94A Elgin Avenue in George Town before their time runs out, fill in an extension form and request to remain longer. This process can also be done online at www.cbc.gov.ky. Fees of CI$50 are payable for the first extension and CI$100 for each further extension. Note: It can get quite expensive after a few months! However, if you plan well in advance and come prepared with a letter showing you can support yourself, have health insurance and have somewhere to live, you may possibly be given a longer period to stay upon landing.

If a visitor is arriving for a significant period, like many of our returning ‘snow birds’ do over the winter period, they will generally be admitted for up to six months. For this, they must show the entry officer their return ticket, a very recent bank or investment statement showing that they have sufficient funds to support themselves and a hotel/condo reservation or a lease. This paperwork is looked at very

ENTRY FOR VISITORS/TOURISTS

Photos courtesy of Bryan Winter & Joanna Boxall

discreetly and returned to the visitor. If the visitor owns a home in the Cayman Islands and can show the Land Register, then a six month permission will be granted to them and other visitors accompanying them.

NEW ARRIVALS WITHOUT CAYMAN CONNECTIONS

If you are looking to move to the Cayman Islands and are neither Caymanian, nor married to a Caymanian, a work permit holder or a permanent resident, below are the normal ways you can become (with the exception of the Business Visitor Permit and the Visitors’ Work Visa) a legal resident:

1) Work Permits

a) Full Work Permit (FWP)

b) Temporary Work Permit (TWP)

c) Business Visitor’s Permit & Visitor’s Work Visa

2) Government Contracted Worker

3) Special Economic Zone Certificate (SEZ)

4) Student Visa

5) Certificate of Direct Investment

6) Residency Certificate (Substantial Business Presence)

7) Residence as a Person of Independent Means

8) Certificate of Permanent Residence for Persons of Independent Means

It is worth noting that an overriding principle of Cayman Islands Immigration Legislation is that employment and career opportunities are offered to Caymanians before any other nationality. Caymanians are given preference over similarly qualified expatriates and employers must generally take steps to provide training opportunities to Caymanians who have the potential to fill a particular position. With the reality that Caymanians have already become a minority in their own Islands, efforts are made to ensure that a balance of other nationalities exists so that no other nationality is culturally or numerically dominant. If a Caymanian cannot be found for the position, then preference in employment opportunities is required to be given first to the holders of Residency and Employment Rights Certificates and finally, to other persons who are already legally and ordinarily resident on

the Islands, including existing work permit holders and their approved dependants. As a general rule, only if these categories of persons are unavailable for a position will a permit be granted to a person who is from overseas.

1. WORK PERMITS

Despite being a British Overseas Territory, no advantage is given to British nationals over any other nationality. However, not every foreign national working in the Cayman Islands needs a work permit. There are specific categories of persons who are exempt from the requirements; for example, Cayman Islands Government employees. Others can be exempted subject to strict requirements; for example, journalists representing a recognised news organisation and non-executive directors of companies carrying on business in the Cayman Islands are allowed to attend board meetings, provided they remain in the Cayman Islands for no longer than ten days. A few other examples of people and activities that are exempted include: visitors who are coming to Cayman to organise, attend or speak at a conference or seminar; those representing an overseas educational institution who have come to promote or interview applicants for places, and those visiting for the purpose of servicing or repairing products under warranty.

a) Full Work Permit (FWP)

A Full Work Permit allows a person to work and remain in the Cayman Islands for a specified period. All work permit fees are the responsibility of the employer. The law prohibits employers from requiring employees to pay any part of such fees. Annual fees range from nil (for positions in education) to CI$32,400 for the most senior positions in the legal industry. It is an offence for any non-Caymanian (who is not expressly exempted from the work permit regime) to engage in gainful occupation in the Islands without a work permit or alternative permission.

Prior to granting or renewing a permit, the relevant Board or the Director of

Workforce Opportunities & Residency Cayman (WORC) will need to be satisfied with a number of matters: 1) the need to engage the services of the prospective worker; 2) attempts to find a Caymanian or other person who is already legally resident to fill the role; 3) the character of the worker; and 4) the protection of local interests. The person is also required to have proficiency in the English language if from a non-English speaking country. Many skilled workers are granted a permit for between two and five years, with a renewal fee payable each year. Note: Work permits for self-employed people are only issued in exceptional circumstances. Employers in the private sector, excluding those employing household staff, must hold a valid Trade and Business licence.

Standard Term Limit (9 Years)

All foreign nationals gainfully employed in the Cayman Islands are currently entitled to be considered for the grant of a work permit for up to nine years. After eight years, most residents can apply for Permanent Residency. However, if they do not apply and are subject to the nineyear term limit, they will not be granted any form of work permit until they have ceased to be resident in the Cayman Islands for at least one year. In most instances, this means they will be expected to leave the Cayman Islands for a minimum of 12 months. Visits in the intervening period for vacation as a genuine tourist does seem to be generally permitted.

Note: There are exemptions to the term limit provisions. For example, a person married to a government worker or a person whose term limit is set to expire before that of their spouse can seek to arrange for their permit to be renewed for as long as their spouse is permitted to continue living and working in Cayman.

In order to understand the reasoning behind the Government’s creation of limits on work permit terms, it is helpful to know the history of the population increase in this diverse community. The Cayman Islands has undergone a dramatic change

since the early 1970s. At the start of that decade, the population was approximately 10,000 people and now, 50 years later, over 85,000 people live in Cayman. Much of this dramatic increase has come about as a result of foreign nationals settling on the Islands and obtaining permanent rights of tenure. With that change has come not only strains on the infrastructure, but also recognition amongst generational Caymanians that their culture might be overwhelmed if the process is not managed correctly. There is also a perception by many Caymanians that their participation in the success of Cayman is diminishing. Whilst the people of the Cayman Islands are welcoming towards foreign nationals, there has been a realisation that continuing to invite ever-increasing numbers of individuals to acquire security of tenure and become permanent inhabitants of Cayman is unsustainable.

Registering a Job on JobsCayman

It is a requirement that almost all jobs are registered on the JobsCayman web portal (www.jobscayman.worc.gov.ky) prior to applying for or renewing a work permit. The first thing you need to do is register your company and then you can register the specific job that you are trying to fill. Very detailed steps can be found on the Cayman Resident website (www.caymanresident. com), but if you are having problems, then call WORC on (345) 945 9672 and someone will talk you through the process.

Required Forms

All immigration permit forms and instructions can be downloaded from WORC’s website (www.worc.ky). Please note that an original Police Clearance Certificate (and a certified translation if not in English) is required. At present, there is a general expectation of there being a raised seal on such documents. Translations are generally required to be provided through an approved local translator. Make a copy of all the paperwork submitted and keep it on file for the rare occasion that the paperwork is lost by the Dept. of WORC.

Police Clearance Certificates (for persons already resident in Cayman for six months) These forms must now be requested online: 1) Visit www.eservices.gov.ky and click on the ‘Apply for a police clearance certificate’ tab. 2) Fill in the form. 3) Upload the picture page of your passport and a current work permit stamp for work permit holders. 4) Request for the police clearance to be emailed to you or mailed to you. The former takes two days and the latter about four weeks. 5) Pay CI$25 per police clearance.

Medicals for Immigration Purposes

All Work Permits over three months in duration, including Work Permit Renewals, Permanent Residency and Caymanian Status applications, must be accompanied by a completed medical letter. Spouses and children over the age of 18 must also submit a medical letter. Among other things, the medical letter may require you to take a blood test. You may also need a chest X-ray. Medical examinations are required on first application and once every three years thereafter. Getting a medical done is a very simple process in Cayman.

Change of Employer, Promotion or Redesignation

Subject to some exceptions, the holder of a work permit may not change his/her employer for the duration of a permit. Changing employers upon the expiry of a work permit is permitted, although a release letter from the previous employer is usually requested before the relevant Board or WORC official will grant a permit in favour of a new employer. Protections are in place to prevent expatriate workers from falling victim to unscrupulous employers and WORC will assist workers as appropriate in relevant circumstances.

During the duration of a work permit, the holder may not be promoted or re-designated without their employer notifying the relevant Board (or director of WORC) and without formal consent being received. This restriction is intended

to protect opportunities for Caymanians and to ensure that due revenue is collected. Applications must be made well in advance, with new positions not started until after all required approvals have been forthcoming.

Rules on Residing on-Island Whilst a Work Permit is Processing

WORC generally requires that you be offIsland while a Full Work Permit (FWP) or Temporary Work Permit (TWP) application is in process. Therefore, do not book your flight to Cayman until your permit has been approved. Furthermore, although the vast majority of applications are approved without issue, there can be no guarantee that any application will be ultimately successful.

However, if you are already on-Island and are switching from one employer to another, you may not need to leave the Island while your new work permit is processing. Having said this, you should make sure that your release letter from your current employer is dated to take effect on the exact date on which you hope to be authorised to commence gainful occupation in the service of your new employer. If this is not possible, then you may be required to get a Visitor’s stamp in your passport when your current work permit is cancelled to avoid any prospect of you being labelled as an overstayer.

Dependants of a Work Permit Holder

The relevant Immigration Board must be satisfied that the worker has sufficient income available to adequately support any dependants. Currently, the Board would expect to see a minimum monthly household income in the region of CI$3,500 for one dependant to be included, with an increase of CI$500 for each additional dependant. This is a guideline only. In every case, the character, reputation and health of your dependants is taken into consideration, as well as whether you can comfortably afford to feed, house, educate and maintain them in the Islands. The possibility is that you will be granted a work permit, but your children will not be allowed to accompany you if

your income is considered insufficient. For a complete breakdown of the immigration rules for children born or residing in Cayman to expatriates, please see the Cayman Parent magazine, which has an extensive section on this subject.

Each year, a fee of CI$250 will be collected for each dependant of a worker in the unskilled category and CI$500 for each dependant of a worker in the skilled category. It appears to be open to the employer and the employee to agree between them who will pay for this, as it does not constitute part of the Work Permit fee. A non-refundable fee of CI$200 per person is also collected for repatriation. Either you or your employer can submit the letter applying for your spouse or children to be a dependant on your work permit, but your employer must submit a letter indicating the number of hours per week you work, your monthly income and any other benefits you receive. If each parent is working, then the employers of both must provide a letter. If your family members are not added as dependants, then they can only stay here as temporary visitors. Note that only the following can be dependants of a work permit holder: spouses, children (including step and adopted children), grandchildren, parents, stepparents, grandparents, brothers, sisters (including half-brothers and halfsisters) and civil partners. This means that girlfriends, boyfriends and fiancées cannot be listed as dependants. However, the Cayman Islands now generally recognises legally married same-sex spouses as dependants, although the relationship may need to be formally registered as a Civil Partnership.

If a girlfriend or boyfriend comes to the Island without their own work permit, they will be allowed in as a visitor and likely will be given as little as 30 days to stay. It would help their case if they arrived at the airport with a letter from their ‘sponsor’ (the permit holder) that states they will be supported while they are here. If they come in with this letter, they might be given a total of three to six months to stay. Stays of longer than six months in any calendar year by any person classed as a visitor are, in normal circumstances, unlikely to be permitted.

Children Over 18 Years as Dependants

Children who are dependants of work permit holders can only remain on a parent’s Work Permit after the age of 18 if they are, a) in full-time tertiary education or b) in special circumstances (for example, the child is unable, for medical or other exceptional reasons, to maintain themselves). Should your child turn 18 before they finish secondary school, the Immigration authorities will usually allow your child to remain in Cayman, although not formally as a dependant on your work permit, until they complete their secondary education. However, if your child chooses not to go on to university or college and they want to continue living in the Cayman Islands, then their only option may be to try and get a work permit. At this point, they are competing with every Caymanian and Permanent Resident school leaver who will have precedence over them, placing them at a distinct disadvantage in seeking job opportunities.

Divorced or Divorcing Couples

If an expatriate couple living in Cayman decide to divorce, any non-working, previously dependent spouse will have no particular right to stay in Cayman. Residence based purely on the presence of children is not contemplated by the Immigration Law. Children in such circumstances can remain as approved dependants of the parent who is on a work permit or Government contract, and can continue to attend full-time education until adulthood (as late as 24 if attending university). However, the formerly dependent parent will likely only be able to remain if they obtain their own work permit (including through the Special Economic Zone regime) or Government contract; or, alternatively, secure some form of residency as a person of independent means. They may be permitted to remain as a tourist, but remaining in such a capacity for more than 90 days can present difficulties, and no permission ought to be expected after six months in any year.

On the other hand, the former spouse of a Caymanian, who is the parent of Caymanian children, will be allowed to remain (subject to various approvals) and be permitted to work until the children complete their education or their 24th birthday, whichever happens sooner.

b) Temporary Work Permit (TWP)

In appropriate circumstances and upon suitable application, the Director of WORC or their designate may grant a Temporary Work Permit to an individual, permitting them to engage in gainful employment in the Cayman Islands. Such permits, if granted, range from terms of one month up to a maximum of six months and generally cannot be extended or renewed. An eight-month permit, or ‘Seasonal Work Permit’, is also available and can span the high season in the tourism industry.

While Temporary Work Permits are often used as a bridge between the arrival of an expatriate worker and the issuance of their Full Work Permit, their use for persons who are not genuinely intended

to be temporary employees (except in exceptional circumstances) is discouraged. Nevertheless, where urgency is required in the granting of a work permit and the seeking and gaining of permissions, the authorities will tolerate the use of the Temporary Work Permit regime to achieve expedition.

Notes on a TWP: 1) A medical questionnaire is only required if the permit is being sought for more than three months; 2) There is no prohibition on applicants for TWPs having dependants;

3) TWP applications can be expedited on payment of an ‘express fee’, which can, in normal circumstances, guarantee initial processing within 72 hours. Anticipated changes in the system, which are expected to reduce the application time for many Full Work Permits to as little as two weeks, will likely significantly reduce the ability of employers to rely on Temporary Work Permits for full-time positions.

c) Business Visitor’s Permit & Visitor’s Work Visa

Any business in Cayman that regularly needs workers to come from overseas to work for no more than 14 days on any particular visit may seek to apply for a Business Visitor’s Permit, allowing such individual(s) permission to work for a specified number of visits per year, subject to strict limitations. These Business Visitor’s Permits are not available for people attending for one visit only.

There is also a category of Visitor’s Work Visa that permits individuals who are employed outside of the Islands (and who wish to visit for up to five calendar days at a time to engage in commercial activity with a locally licensed entity or person/ sponsor) to apply for the grant of a Visitor’s Work Visa. To obtain a grant on arrival, the local business or visiting worker must download a ‘Letter of Invitation’ form from the Immigration website and email it to imm-vwv@gov.ky at least 24 hours before they are due to arrive. It should be noted that once approved, the person will be required to pay CI$100 at the airport.

The Visitor’s Work Visa is not available to those who are employed in a professional capacity (lawyers, accountants, medical professionals, architects, surveyors, teachers and other occupations) or who are otherwise not entitled to a work permit by virtue of having reached their term limit. The Visitor’s Work Visa also does not exempt someone from the requirement to obtain an entry visa if they possess a passport from a country that would otherwise require a Visitor’s Visa to enter the Cayman Islands. In addition, a business visitor may not hold more than one Visitor’s Work Visa in relation to the same sponsor or sponsors within the same calendar month, but unlike a Business Visitor’s Permit, a Visitor’s Work Visa may be used for a single visit. Visitor’s Work Visas are dealt with by Customs and Border Control, not WORC.

2. GOVERNMENT CONTRACTED WORKERS

Any person employed as a Civil Servant by the Cayman Islands Government, or employed by other prescribed employers, including the Government of the United Kingdom, does not require a formal work permit and will have the appropriate permissions for them and their approved dependants to live in the Cayman Islands stamped into their passports. Whilst no term limit is currently applied to such persons, they are eligible to apply for Permanent Residence pursuant to the points system once they have been resident in the Islands for more than eight years. Care must be taken to ensure that any dependent children are able, should they wish, to remain resident in the Cayman Islands in the event that they cease to be classed as dependants on their parent’s Government contract.

3. SPECIAL ECONOMIC ZONE CERTIFICATE (SEZ)

These certificates are, in effect, a special category of Work Permit. They are only available to employees of entities (‘Special

Economic Zone Enterprises’) established within Cayman Enterprise City’s SEZs, including Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. Zone Certificates enjoy certain advantages over traditional Work Permits, including, in many instances, a lower cost to employers and an exemption from any requirement to prefer Caymanians or other legal residents for any employment. Accordingly, no advertising is required as part of the application process and the permissions are capable of being granted in only a few weeks. Applications are available from Cayman Enterprise City and a number of local law firms that assist enterprises establishing within an SEZ.

4. STUDENT VISAS

A non-Caymanian who is 18 years of age or older, seeking to enter the Cayman Islands to attend a recognised educational institution on a full-time basis, may be granted a student visa. The student should be self-sufficient or provide proof of support from other means. They must also submit a medical questionnaire and a police clearance certificate when applying. The application process generally takes four weeks. The student visa does not allow the student to engage in any gainful occupation. The student is expected to leave the Cayman Islands upon completion of the programme. Student visas can be granted for a period of up to four years but may be extended for a further 12 months. A person on a student visa may, after the proper application, have a dependant added to their application and can seek other permissions simultaneously with or following their student visa’s expiry. It is possible, in appropriate circumstances, for a student to be given a visa to study online whilst in the Cayman Islands, even though the institution is not physically here.

5. CERTIFICATES OF DIRECT INVESTMENT

Wealthy individuals who are in a position to invest a substantial sum in an employment-

generating business or businesses in the Cayman Islands may wish to participate in an incentive scheme intended to attract investors and their dependants. Such persons, provided they can demonstrate an investment (or imminent investment) of a minimum of CI$1,000,000 in an employment generating business (or businesses) on the Island, may apply to the Director of WORC for a Certificate of Direct Investment.

Approval-in-Principle Certificates, which are valid for six months, are available prior to applying for a full certificate. Full certificates are valid for 25 years and are renewable. Such a certificate entitles the holder to reside in the Cayman Islands and to work in the business (or businesses) in which the holder has invested.

The spouse and dependent children (where applicable) of the holder of a Certificate of Direct Investment will, on successful application, be granted a Direct Investment Holder’s (Dependant’s) Certificate, permitting them to reside in the

Islands for the duration of that certificate. The application fee is CI$1,000, with a further CI$20,000 payable on issue of the certificate and an additional CI$1,000 payable for each approved dependant.

6. RESIDENCY CERTIFICATES (SUBSTANTIAL BUSINESS PRESENCE)

A Residency Certificate (Substantial Business Presence) is available to individuals who either own at least a 10% share in an approved category of business or will be employed in a senior management capacity within such a business. In each case, the business must have a substantial presence in the Cayman Islands. It is designed and intended to be less onerous than the more established option of a Certificate of Direct Investment and is not limited to owners of the business.

Approved categories of business include: fund administration, brokerage services, investment and fund management services, investment banking, financial trading

(including foreign exchange, securities and derivatives), captive insurance or reinsurance management services and underwriting, actuarial services, insurance claims management, family office, hedge fund administration, any business in Cayman Brac providing back office support, and any company registered as an exempted company under section 164 of the Companies Act (2018 Revision). It is expected that people in these positions would fill a senior management capacity and, therefore, ordinarily attract an annual work permit fee of CI$20,925 or above (CI$5,000 or above if based in Cayman Brac). Provided the Director of WORC is satisfied that the applicant and any spouse have clean criminal records and that they and any dependants are in good health and possess adequate health insurance, as well as fulfilling the other requirements, then the applicant will be issued a 25-year Residency Certificate. A grant fee of CI$5,000 is due on issuance, with a further CI$1,000 payable in respect to each approved dependant. In addition, Certificate holders are required to pay an annual fee equivalent to that payable by a work permit holder in the same occupation.

7. RESIDENCE AS A PERSON OF INDEPENDENT MEANS

For foreign nationals not wishing to work in the Cayman Islands but simply wishing to have the right to reside, there are alternative options. In particular, one can apply to the Director of WORC for a Residency Certificate, which is valid for 25 years and is renewable. To reside in Grand Cayman, the person must show proof of an annual income of at least CI$120,000 (without engaging in employment in the Cayman Islands) along with an investment of CI$1,000,000 (of which CI$500,000 must be in developed real estate). The remaining CI$500,000 must be invested in a company or property. Holding assets with a broker or monies in a local bank account (whilst encouraged) does not count for these purposes. Investing in a local business, or even one which has

publicly traded shares, such as Caribbean Utilities Company, can count. Most often, applicants will simply buy a substantial home (or a number of apartments) and immediately meet the requirement.

A deposit maintained in a local bank or institution of no less than CI$400,000 deems an applicant to have sufficient funds (and income) to maintain themselves and their dependants. Alternatively, they will generally be expected to prove an annual income of no less than CI$120,000 without needing to work.

To become resident in Little Cayman or Cayman Brac, proof of an annual income of CI$75,000 without the need to be employed in the Cayman Islands is required, as well as an investment of CI$500,000 locally, of which at least CI$250,000 must be in developed residential real estate.

Whichever Island is to become your home, there is a one-time fee payable on grant of CI$20,000 and a further CI$1,000 payable for each approved dependant. The initial application fee is CI$500. The CI$1,000 dependant’s fee is then payable annually. The process of applying for a Residency Certificate is relatively straightforward, although at present requires approximately four months to be processed. Legal fees for this option are unlikely to exceed US$8,000.

Note: With this form of Permanent Residency, you can never claim to have changed your Domicile of Choice. Consider this if you are trying to change your domicile permanently. If this is the case, you should seek the Certificate of Permanent Residency.

8. CERTIFICATES OF PERMANENT RESIDENCE FOR PERSONS OF INDEPENDENT MEANS

This is the ultimate permission which can grant Permanent Residence with the right to reside permanently in the Islands for the rest of one’s life. It is based on investment, rather than on waiting eight years to become eligible to apply, subject to a points system, for Permanent Residency. Unlike Residency for Persons

of Independent Means, this option has no expiry date and qualifies the holder (upon certain criteria being met) to become eligible for Naturalisation as a British Overseas Territories Citizen (BOTC) once they have been resident in Cayman for five years. Once Naturalised, they are entitled to a BOTC (Cayman Islands) passport. Upon further application, they can become a full British Citizen. Neither Cayman nor the United Kingdom require the surrender of any existing citizenship. Finally, once a person has been a BOTC for five years, they can apply to become Caymanian.

In order to qualify for the Certificate of Permanent Residence for Persons of Independent Means, applicants will be required to have invested a minimum of CI$2,000,000 in developed real estate and possess sufficient financial resources to maintain themselves and their dependants. An applicant will also need to demonstrate that they and their dependants are in good physical health and of good character. The number of these types of certificates is restricted to an annual quota of 250 set by the Cabinet. The application fee is CI$500 with a further CI$100,000 due upon grant and an additional CI$1,000 payable per dependant. The CI$1,000 dependant’s fee is then payable annually.

The right to work in an approved occupation can be gained subsequently with an annual fee thereafter payable, equivalent to a Work Permit fee, for as long as employment is maintained, or until the individual becomes a Caymanian.

Enforcement

Breaches of the Immigration Law are treated as quasi-criminal by the Department of WORC and can have very serious consequences for all concerned. Overstaying, working or employing someone without or outside of the terms of permission granted may result in arrest and prosecution.

EXISTING RESIDENTS - CAYMAN CONNECTIONS

For those expatriates with a connection to the Cayman Islands, various options may

be available. These are as follows:

1. Permanent Residency with the Right to Work

a) Based on application made after 8 years of living in Cayman

b) Based on being the Spouse of a Permanent Resident

c) Based on being the Child of a Permanent Resident

d) Based on being the Spouse of a Caymanian

2. Permanent Residency (without the Right to Work) as a British Overseas Territories Citizen registered by entitlement by virtue of a connection with the Cayman Islands

3. Naturalisation

4. Acquisition of the Right to be Caymanian.

1. PERMANENT RESIDENCY (PR) WITH THE RIGHT TO WORK

a) Based on application made after eight years of living in Cayman Almost all persons who reach eight years of continuous legal ordinary residence in the Cayman Islands are eligible to apply for Permanent Residence with the Right to Work. Applicants are assessed under a points system which seeks to be as objective and transparent as possible, and those achieving 110 points or more are assured of a grant. If you are successful in gaining a Certificate, you must annually submit a declaration in respect of your job, investments and other factors, including the status of your dependants. There is a condition whereby if the Certificate holder sells an investment that was listed in their application for PR, they must purchase an alternative qualifying investment within 180 days and inform the Board, with the details of the transaction, within 30 days. An unsuccessful applicant will be given permission to continue working for no less than 90 days, following which they will be expected to leave the Islands. An application for Permanent Residence with the Right to Work can be administratively onerous, although applicants, particularly those individuals who prepare over the years leading up to it, are likely to find their application successful.

Under most conditions, if an applicant is successful, then they can remain in the

Cayman Islands indefinitely, provided an annual fee is paid by them or their employer, which is the equivalent of the fee paid for a Full Work Permit. They can work for any employer, although limitations are placed on the specific role which they are entitled to fill. Variations may be granted with the prior approval of the Caymanian Status and Permanent Residency Board or Director of WORC. Factors considered in a Permanent Residence application include:

> Your Occupation, Including Whether it is “Priority” in Nature: 15 points are presently available for each and every occupation, with (at least theoretically) another 15 bonus points available in relation to occupations which have been determined by the CI Government to be “Priority” in nature. No list of “Priority” occupations has been published at time of writing.

> Education, Training and Experience: A point is available for each year of experience that an applicant has been in their role (after a minimum threshold of two years with a max of 10 years). Points are also available based on levels of academic or other qualification relevant to their occupation or role. For example, persons with professional qualifications are eligible for 15 points, whilst possessing an Associate’s degree will garner 8 points. A total of 25 points are available under this factor.

> Local Investments: Investment in Cayman Islands real estate and/or in a locally licensed company has the potential to generate up to 30 points. The total amount paid towards such investment(s) (including the full amount of any mortgage payments, the cost of renovations, where applicable, and stamp duty paid) is assessed relative to an applicant’s income over the prior five years. This is subject to a minimum threshold of CI$50,000. Investments in excess of CI$500,000 are guaranteed maximum points.

> Financial Stability: Evidence of savings held in local bank accounts (again relative to income) generates points. The maximum 15 points available will be awarded to any applicant who can demonstrate that they have (and have maintained) in excess of

5% of their last 12 months’ income in a local bank account. Further additional points are based on annual salary and income. By way of example, a person earning CI$55,000 each year will (generally) be awarded seven points. However, in calculating the points available for a given salary, a deduction is made from the salary in respect of dependent children. Of vital importance is your ability to provide for the healthcare and educational needs of your family.

> Community Involvement and Integration into the Caymanian Community: Up to 20 points are available. By way of example (provided more than 35 hours are spent over a year in relation to relevant participation), two points will be awarded for each year an applicant has been engaged in relation to the rehabilitation of offenders, whilst participation and assistance in a local service club will generate 1.5 points for each year. Other points can be gained through charitable donations. Working with children and vulnerable adults may garner more points to your contribution

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to the community. Outstanding initiatives to get involved in include the Aim Higher mentoring programme (email: pamella. mitchell@kobrekim.ky) and the LIFE (Literacy is For Everyone) programme (email: volunteer@life.org.ky) or see the Community Life chapter to get other ideas of where to get involved. You may be eligible for slightly more points if you can demonstrate that you have been training or mentoring Caymanians, especially if the mentoring is outside of normal work hours and is unrelated to your employer.

> History and Culture Test: You will be asked 40 multiple choice questions and will receive half a point for each correct answer. The questions on the test have generally been taken from the following books: The Cayman Islands in Transition (by J.A. Bodden; Roy Bodden), Founded Upon the Seas: A History of the Cayman Islands and Their People (by Michael Craton), Foundation - The Arts and Culture of the Cayman Islands Volumes 1-4 (by Cayman National Cultural Foundation), Caymanian Expressions: A Collection of Sayings and Expressions Used in the Cayman Islands (by Kevin M. Goring), plus the media as well as community and cultural events. The University College of the Cayman Islands is offering a four-week course that covers the history, culture, political system, general facts and the evolution of the economy of the Islands and it appears to be highly relevant to the test.

> Close Caymanian Connections: Having a close relative who is Caymanian will result in an automatic award of points. The number of points varies depending on the nature of the relationship.

> Demographics and Cultural Diversity: Points are awarded based on an applicant’s country of origin, provided their nationality is below 10% of the number of work permits in force. At present, Jamaicans and Filipinos are ineligible for points. Citizens of these countries already comprise approximately 42% and 16% of work permits in force in the Cayman Islands, respectively. UK and Indian nationals presently comprise approximately 6% and can expect as little

as five points. Citizens of all other countries can presently expect 10 points.

> Age: Applicants are eligible for varying points depending on their age. The most “desirable” bracket is in respect of applicants aged between 25 and 35. 10 points are awarded for persons falling within this range as of the date of application.

> Deductible Components: Points can be lost in defined circumstances, including where an applicant suffers from a contagious disease that could make them a danger to the community, are proven to have mistreated fellow workers, have criminal convictions or where they do not have an adequately funded pension.

The Board has the power to revoke the Permanent Residence of any holder who “fails to maintain the level of financial investment stated in the application”. The law also states that if false information is provided or a material fact is concealed in the application, the Board may revoke any Permanent Residence granted. Permanent Residents are required to report details of their circumstances annually. Finally, if persons become destitute subsequent to the grant of permanent residence, it may be revoked. Harsh as this might sound, without a large tax base available to provide an extensive social safety net, the Cayman Immigration (Transition) Act seeks to ensure that only people who will not become a burden on society are awarded PR. As the current system stands, unless you own a property or shares in a business in Cayman, it can be difficult to make enough points to qualify for Permanent Residency. Applicants are likely to gain the most points should they purchase a property well before being eligible to apply, as any mortgage payments (including interest) will count in the assessment.

Permission to Continue Working (PCW)

When a person applies for Permanent Residency, they must apply for and be granted Permission to Continue Working (PCW) before any existing work permit expires. Otherwise, they will have to cease work when their latest permit expires. In

that case, they are not entitled to work whilst awaiting the outcome of their application for permanent residence until they have a PCW stamp in their passport. A PCW stamp attracts the same fee as a sixmonth work permit and must be renewed every six months while the application is pending. Most Permanent Residence applications are presently dealt with within 12 months.

The Next Step for Permanent Residents

Many people have asked what happens next once someone has been granted Permanent Residency (PR). Below we explain.

> Naturalisation: Once you have been granted PR, you only need to wait 12 months from the date of approval before applying to be Naturalised on the grounds of residency. This is an essential step if you would ultimately like to apply for Cayman Status (other than on the basis of being under 18 and the child of a Caymanian, or the spouse of a Caymanian).

> The Right to be Caymanian (Caymanian Status): Once you are Naturalised and five years have passed (or you are Naturalised and have been resident in the Cayman Islands for 15 years, whichever happens earlier), you can apply for Caymanian Status. Please see the Right to be Caymanian section in this chapter.

How to Appeal a Permanent Residency Refusal

If your PR is turned down, the first thing you have to do is decide whether you are going to appeal the decision or not. If you choose to appeal, the next step is to serve a formal Notice of Appeal on the Secretary of the Immigration Appeals Tribunal (IAT), which is located in the Government Administration Building. Your Notice of Appeal ought to be received by the IAT within 28 days of your application being refused. At this point, all you need to include in the letter are: a) the grounds under which you are filing the appeal (i.e. that the refusal was (i) erroneous in law (ii) unreasonable (iii) contrary to the principals of natural justice or (iv) at variance with the Immigration Regulations); b) the decision

against which the appeal is made; c) a copy of your original application and the refusal letter (if the latter document is available); and d) a bank draft for CI$1,000 made payable to the CI Government, which is non-refundable.

Once the IAT receives your appeal paperwork, you will be issued with a receipt and the IAT will request, from the Department of WORC, an ‘Appeals Statement’ which will include the reasons for the decision to turn down your PR. It will also include their scoring of your PR application plus all the paperwork which went with your original PR application. The IAT will then forward all of this to you. You are then required to file detailed grounds of your appeal with the IAT and serve a copy on WORC within 28 days of receipt of the Appeals Statement. In your appeal you must provide written arguments as to why you disagree with the points given in each section, raise any relevant other factors and provide any supporting evidence/documents. The use of an attorney in relation to the preparation of rebuttal grounds of appeal is strongly encouraged as many of the details can be very technical in nature.

The IAT will review all the documents and decide whether the appellant’s case has merit. If the IAT decides in favour of the appellant, this will be communicated. The successful appellant will then be given an opportunity to submit updates and/or provide fresh evidence for consideration, and any changes in circumstances as it relates to the application. The IAT will then reconsider your application and assess you afresh against the points system. Once the Tribunal has made its decision, the IAT Secretariat will inform you of it.

b) Permanent Residence as the Spouse of a Permanent Resident Permanent Residents will have to continue paying CI$500 per year per dependant until they (or the Permanent Resident) become Caymanian. If you are on a government contract and receive PR, you appear to have the choice of putting

your dependent children on your PR (and paying the CI$500 fee per year) or keeping them on your government contract and paying no fees for them. There are other rules worth considering.

The dependent spouse of a Permanent Resident can and (in most cases) should apply for their own Permanent Residence and Employment Rights Certificate (RERC) in their own right, as soon as their spouse is granted Permanent Residence. They do not have to wait the usual eight years of residency and do not have to take any test or be subject to the points system. They should also apply to be naturalised after having PR for one year and then apply for the Right to be Caymanian as soon as five years have passed, or they have been living in the Cayman Islands for a total of 15 years. Do not overlook your children’s Naturalisation and Status application in this process!

Many people just carry on having their Residency and Employment Rights Certificate (RERC) as the Spouse of a Permanent Resident ‘tied to’ their spouse’s PR since there is no time limit on the award. This can, however, create problems down the line. For example, a problem arises when one of the spouses applies for and is granted the Right to be Caymanian. At this point, the RERC holder/spouse (and children) must have their Immigration status in the Islands ‘regularised’ within 45 days. In effect, and according to the interpretation applied to date by the authorities, the spouse can no longer be deemed the dependant of a PR holder when the person is now a Caymanian –and if applications are not made promptly, they can lose the right to live in Cayman.

As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the ‘Acknowledgement of the Right to be Caymanian by Entitlement’ within those 45 days, provided they have resided in Cayman for a minimum of one year. If there are some accompanying children who are over the age of 18, they must apply within 45 days for a continuation

of their Residency under Section 39 of the Immigration (Transition) Act, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for schooling does not affect their ability to apply (provided Cayman has clearly remained their home throughout). Such applications are dealt with by the Director of WORC. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration (Transition) Act grants the child PR independent of their parents.

Serious issues have also occurred when Permanent Residents have become Caymanians. A policy provides that all dependent spouses have exactly 45 days to apply for Caymanian Status (if they have been married for over seven years) or for a Residency and Employment Rights Certificate as the Spouse of a Caymanian (if they have been married for under seven years). However, people have run into immovable problems if their marriage has

broken down in the intervening years. One of the requirements in the Immigration (Transition) Act is that you can hand-onheart tick the box saying you have a stable marriage. If you cannot, then there are no particular rights remaining for you in the law; your certificate, as the spouse of a Permanent Resident, may have become void and you cannot now swap it for Caymanian Status. This means you may not be allowed to stay in the Cayman Islands. If you have children, the consequences can be devastating. It can accordingly be extremely important to make all relevant applications in a timely manner.

c) Permanent Residency Based on Being the Dependant Child of a Permanent Resident

An expatriate child of a Permanent Resident (even if the child has a Cayman Passport) must, in most cases, be a dependant on a parent’s Permanent Residence. Upon turning 18, most will be eligible to apply for Permanent Residence in their own right under section 39 of the Immigration (Transition) Act. They can do this without being subject to the points system, provided they have been legally and ordinarily resident in the Cayman Islands for seven years prior to the application being made, were named on their parent’s application and approved, and are of good character. Their parent must also continue to be a Permanent Resident or have become Caymanian. Any such application must be made before the child turns 19 (ideally prepared even before they turn 18), but if the parent’s RERC has been varied to allow the child to be a dependant past 18, it can be made up until the child is 24, provided the child is still in tertiary education or within six months of the end of such education. They will then be able to apply to become Caymanian once they have been in Cayman for 15 years and are Naturalised or Registered, or five years after having been Naturalised or Registered and become a British Overseas Territories Citizen (BOTC). An expatriate child of the expatriate spouse of a Caymanian, and

whose expatriate parent holds a RERC (Residency and Employment Rights Certificate) as the spouse of a Caymanian, can be added as a dependant of their parent until they are 18 (unless they continue into tertiary education and their permission is varied).

d) Permanent Residence as the Spouse of a Caymanian

The spouse of a Caymanian has no inherent right to live or work in the Cayman Islands (apart from any unexpired permission they may have held before being married to a Caymanian) unless they apply for and have been granted a Residency and Employment Rights Certificate as the Spouse of a Caymanian. The Cayman Islands Government has now amended the Law and these RERCs are now permanent in nature. Unlike other RERCs, these place no restrictions on occupation, presently require no annual declaration and require no annual fees. These certificates can, however, be revoked and may become void in the event of a breakdown in marriage. It can take several months to obtain an RERC as the Spouse of a Caymanian and so it is recommended that you apply as soon as possible. Only where the application is made while the applicant has a work permit, can the applicant continue working while the application is pending.

Death or Divorce From a Permanent Resident

The surviving or former spouse of a Permanent Resident is required to notify the Director of WORC and the Caymanian Status and Permanent Residency Board of their change in circumstances within six months. Within these six months, the surviving spouse or former spouse may be eligible to apply for the grant of a Residency and Employment Rights Certificate in their own right. It may be important to consult with a lawyer or reputable immigration services company to confirm your standing and options in the event of appropriate circumstances arising.

2. PERMANENT RESIDENCY BASED ON REGISTRATION BY ENTITLEMENT AS A BRITISH OVERSEAS TERRITORIES CITIZEN

Any child who is born in the Cayman Islands and whose parent subsequently becomes a Permanent Resident or lives the first 10 years of their life here may, immediately upon their tenth birthday, seek Registration as a British Overseas Territories Citizen (BOTC) by Entitlement. All persons so registered have prima facie right to remain in the Cayman Islands for life (and hold a BOTC (Cayman Islands) passport). Applications in relation to children who have lived in Cayman for the first 10 years of life are independent of a parent’s immigration status and cannot be denied to a child who meets the criteria. This reality is both a reason for the rollover policy and creates an enormous opportunity for the Caymanborn children of those to whom the rollover is not applied (including Civil Servants and anyone exempted from term limits, such as persons married to government employees or even work permit holders).

3. NATURALISATION

If you are a Permanent Resident adult and not married to a Caymanian, getting Naturalised as a British Overseas Territories Citizen (BOTC) is an essential step in the process of acquiring Caymanian Status.

Once you have had PR for 12 months (and have lived in Cayman for at least five years), you can apply under the British Nationality Act for Naturalisation as a British Overseas Territories Citizen (BOTC) by virtue of a connection with the Cayman Islands. As part of the application paperwork, you will need to provide a current travel history from WORC/CBC. If you have been outside of the Islands for longer than 90 days in total in one year, or a total of 540 days over the course of five years, then this may affect your ability to be granted Naturalisation on the grounds of residency. If you are applying for Naturalisation on the grounds of being married to a BOTC, then you ought not to

have been off the Islands for more than 270 days over the course of three years. Please note that you will still need to pay your PR work-related fees every year once you are Naturalised. However, the spouse of a Caymanian is not liable to pay these fees. The spouse of a Caymanian or Permanent Resident can apply for Naturalisation 12 months from the date that their RERC was approved, provided they have been resident in the Islands for at least three years and apply on the basis of marriage to a BOTC. Application is made to the Deputy Governor and must include an up-to-date travel history covering the last five years (you can obtain this from WORC/CBC), as well as certified copies of your relevant documents and a fee of CI$825. Please note that a child under the age of 18 can

as a British Overseas Territories Citizen (BOTC) by virtue of their connection with the Islands may, upon satisfying various residency requirements (being resident for 15 years or being naturalised for five years, whichever happens sooner), apply for the Right to be Caymanian. Persons who have been married to a Caymanian for seven years can also apply for the Right to be Caymanian. The surviving spouse of a Caymanian can apply for the Right to be Caymanian as long as they had been married for seven years and fulfil the other criteria. A person who is the child of a Caymanian, no matter the basis on which the parent became Caymanian, is generally considered a Caymanian if they are born subsequent to their parent becoming a Caymanian. Persons who can prove

Spouses & Children of Caymanians

When a Permanent Resident is granted Caymanian Status, the spouse and children of that new Caymanian must have their immigration status ‘regularised’ within 45 days. In effect, the spouse/children can no longer be deemed dependants of a PR holder once the person is a Caymanian!

In those 45 days, the spouse of a Caymanian has two options depending on how long they have been married: 1) if married for seven years, the spouse may be automatically entitled to apply for Caymanian Status as the Spouse of a Caymanian, or 2) if married for less than seven years then the spouse needs to apply for a Residency and Employment Rights Certificate as the Spouse of a Caymanian. Then, as soon as they have celebrated seven

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as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days. This Status, however, will expire at age 18, so it is essential that they apply for “continuation” before they turn 18. For children applying for Status, there is now an acknowledgement form in which you have to give proof of the schools your child has attended in the Cayman Islands (or overseas), proof of how the child was able to remain and reside in Cayman (whether they were a dependant on a PR or Government worker’s contract), the birth certificate of the child and marriage certificate of the parents and pay CI$50. Children who go to boarding school will not be affected as long as their home has always been Cayman, and they return home with some frequency (ideally every holiday).

If there are some accompanying children who are over the age of 18, they must apply, within 45 days, for a continuation of their Residency under Section 39, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for full-time secondary schooling or tertiary studies (again, provided Cayman remains their home and they return for holidays) does not affect their ability to apply. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration Act grants the child PR independently of their parents.

Marrying a Caymanian

A person who is newly married to a Caymanian needs to apply to the Caymanian Status and Permanent Residency Board for a Residency and Employment Rights Certificate (RERC) as the Spouse of a Caymanian, which allows them to remain and work in any occupation and the certificate remains valid for as long as the marriage remains stable. It no longer expires at the seven-year mark. If they are in possession of a work

permit before they are married, then the work permit remains valid for its duration. Provided an application for a RERC is made before the expiry of the work permit, the right to live and work in the Cayman Islands continues whilst the application for a RERC is pending. If the RERC is approved, after the seventh anniversary of the wedding, and as long as the marriage is still stable, the holder may apply for the Right to be Caymanian. There is a nonrefundable application filing fee of CI$300 and, when approved, there is an additional government fee of CI$400. A person who has been resident in the Cayman Islands for many years and goes on to marry a Caymanian, may apply for Permanent Residency in their own right as long as they apply before they have been resident for eight years. They may also apply for an RERC. The difference is that if the marriage does not last, they will not lose their residency status. Note: The RERC application must include an affidavit to the effect that your marriage is not one of convenience.

Marriages of Convenience

The Cayman Islands Government is very aware that marriages of convenience have been arranged in order for foreigners to move to Cayman, remain, live and work without paying work permit fees. Offenders will be penalised if identified.

Former Spouse of a Caymanian

In the instance where the former spouse of a Caymanian is the mother/father of a Caymanian child, they will usually be allowed to remain (subject to various approvals) and be permitted to work in the Cayman Islands until the children complete their education or reach their 24th birthday, whichever happens sooner. If their last child reaches the age of 18 (or is in full-time tertiary education) and the non-Caymanian parent has not obtained an alternative immigration permission before this point, then the parent will, according to the provisions of the law as presently drafted, have to leave the

Cayman Islands. Such a parent will, however, have an opportunity to apply for Permanent Residence pursuant to the points system, provided Cayman has been their home for more than eight years.

IMMIGRATION SERVICES

Immigration Consultants

If you have an immigration or residency question, call one of Cayman’s immigration specialists. You can also find information on the WORC website (www.worc.ky) or you can call them on (345) 945 9672.

Affinity Recruitment Ltd.

Tel: (345) 943 2020

Email: immigration@affinity.ky

www.affinitycayman.com

Specialising in: Corporate immigration services, Work Permits, Right to Work Certificates and immigration advice and tailored outsourcing services. For the Cayman jobseeker, they will take you through the entire process, from application and work permit submission to understanding your contract, salary, benefits and medical insurance. SEE AD PAGE 47 & 95

Baraud

Tel: (345) 945 1781

Email: info@baraud.com

www.baraud.com

Since 1992, Baraud has been offering advisory services on all aspects of immigration in the Cayman Islands, from Temporary Work Permits and Work Permit Grants to Renewal applications, Permanent Residency, Naturalisation and Caymanian Status. Their thorough and extensive knowledge of the local Immigration Acts and regulations, policies and procedures, coupled with their long-standing working relationship with the Department of WORC, enables Baraud to manage your immigration challenges seamlessly.

Bedell Cristin

Tel: (345) 949 0488

Email: caymanenquiries@bedellcristin.com

www.bedellcristin.com/services/relocationresidency

Bedell Cristin’s Cayman team has over 20 years of experience in helping clients with

their immigration needs. The team works with international and domestic businesses, advising on how to comply with business staffing plans and work permit requirements, as well as guiding high-net-worth individuals through the process of applying for Permanent Residency, Naturalisation and Caymanian Status. SEE AD PAGE 37 & 93

CML Immigration Services

Tel: (345) 623 1025

Email: immigration@cml.ky

www.cml.ky

Specialising in work permit management and residency services, CML offers a comprehensive immigration advisory service to ensure everything goes smoothly for their clients. If you want an immigration partner that understands your business or family’s needs and won’t let you down, contact CML today.

Conyers

Tel: (345) 945 3901

Email: cayman@conyers.com

www.conyers.com

Conyers is a leading international law firm with extensive experience in immigration law, advising on all matters related to moving and living in Cayman. From personal immigration needs, including Permanent Residence and Caymanian Status, to Residence by Investment programmes, Conyers can help you anticipate and avoid problems.

SEE AD PAGE 97

HSM

Tel: (345) 949 4766

Email: immigration@hsmoffice.com

www.hsmoffice.com

HSM is a full-service law firm with immigration and relocation services, including business establishment, appeals, Caymanian Status, Permanent Residency and Naturalisation applications. SEE AD PAGE 67, 89, 123 & 168

Invenio Global

42 North Church Street, Grand Cayman

Tel: (345) 769 7000

Email: cayman@invenio-global.com

www.invenio-global.com

With qualified and professional consultants who

have over 15 years of combined immigration experience, Invenio can resolve any problems you face through their Cayman immigration services. Their services include help with Work Permits (applications, amendments, cancellations, tracking and reimbursements), Permanent Residency, Naturalisation, Caymanian Status, Notary Public services and more.

SEE AD PAGE 45 & 91

Legal Befrienders

87 Mary Street, 2nd Floor, Apollo House West Tel: (345) 945 8869

www.dcs.gov.ky/frc

If you are seeking free legal advice on issues such as domestic violence, divorce, immigration and more, the Family Resource Centre offers The Legal Befrienders Clinic and phone line every Tuesday from 5pm-6.30pm. At the Clinic, qualified attorneys offer free legal advice on a walk-in, first come, first serve basis. No appointments are necessary.

McGrath Tonner

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mcgrathtonner.com

Specialising in Permanent Residence, Caymanian Status, Persons of Independent Means, Naturalisation, Business Visitor Permits, Work Permits and all related appeals and judicial reviews.

SEE AD PAGE 72

OWC HR & Immigration Services

Tel: (345) 527 1546 or (345) 326 1719

Email: info@owcservicesltd.com

www.owcservicesltd.ky

OWC HR & Immigration Services specialises in solving your HR and immigration problems. They work with you every step of the way to make sure that you understand the choices you are making and feel empowered to make them. Their immigration services include Cayman, Jamaica, UK and US Visa applications, Cayman, Jamaica and UK Passport applications and renewals, as well as Work Permits, Caymanian Status, Permanent Residency, Naturalisation, British Registration, Employment Rights Certificate and more.

SEE AD THIS PAGE

Ritch & Conolly LLP

Tel: (345) 949 7366

Email: info@rc.com.ky

www.rc.com.ky

The firm’s highly experienced lawyers provide the full gamut of advice on immigration matters, including relocation to the Island.

Stuarts Humphries

Tel: (345) 949 3344

Email: info@stuartslaw.com

www.stuartslaw.com

Stuarts Immigration lawyers provide comprehensive Cayman Islands immigration and permanent residency advice. They support many clients to relocate to and establish businesses in the Cayman Islands from various locations in the world. SEE AD PAGE 77

VISAS & PASSPORTS

Visas for Cayman

Nationals of the USA, Canada, the UK and most countries within the British Commonwealth do not require visas to enter the Cayman Islands. Citizens of

Jamaica (between the ages of 15 and 70), Honduras and the Philippines, for example, do. Check the ‘Visa’ section of www.cbc. gov.ky or www.caymanresident.com to see if you need one. However, if you hold a passport from Jamaica, India or China and you have a US, UK or Canadian Visa, you do not need a separate Cayman Visa. However, you must enter Cayman directly from the country where you hold the visa and can only stay in the Cayman Islands for 30 days. Where visas are required, they must be sought and obtained prior to travel. Contact the British Embassy or Consulate with a visa department that is nearest you. There is a dedicated visa office within the Customs and Border Control office. You can call the manager of that department on (345) 649 4579 or email: Emily.Hurlston@gov.ky. There is also one in Kingston, Jamaica. Tel: (876) 906 7866/5336 or email: caymanvisa@ cwjamaica.com.

Visas for the US & Elsewhere

If you are looking to travel to the US as a non-American passport holder with an EU member passport, you must register online at least three days before travel via the Electronic System for Travel Authorisation (ESTA). Once approved, you are allowed to travel to the US for up to two years without re-registering. The website is https://esta.cbp.dhs.gov/esta. However, the intention of ESTA is for EU residents living in EU countries to use this system and not for EU residents living in the Cayman Islands.

It is strongly advised that residents of the Cayman Islands obtain a US visa from the US Embassy in Kingston, Jamaica. Appointments can be made at https:// jm.usembassy.gov/services/. US Visitor Visas are not a function of the US Consular Agency and are managed through the US Embassy in Kingston, Jamaica, instead. Please note that all UK and Euro ESTA and USA visa holders must now have an electronic readable passport in order to be able to enter the USA. For questions or concerns about the non-immigrant

visa process, email: KingstonNIV@ state.gov, and for questions pertaining to the immigrant visa process, email: KingstonIV@state.gov.

PASSPORTS

More information on getting a passport for a child born in the Cayman Islands can be found in the Having a Baby chapter or on the ‘Passport and Visa’ section of www. caymanresident.com.

American Passports

The US Consular Agency has an office in the Smith Road Centre, Suite 202B, 150 Smith Road, George Town. Email: caymanacs@ state.gov. However, they do not currently have a US Consular Agent, so all passport applications will be placed on a waiting list and will be dealt with when an Officer from Jamaica arrives to accept the applications. Please email any names, type of application, telephone contact number and email address to the agency to be added to the list. If you are a US citizen experiencing a serious emergency call (876) 702 6000.

The US Consular Agency assists with US Notarial Services, performed for US citizens, and if a child is born in the Cayman Islands to a US citizen. In this instance, you should apply for a Consular Report of Birth Abroad and complete the application forms available at www.travel.state.gov to start the process of getting your child a US passport. Please note that the child and the parents who are listed on the birth certificate then attend the appointment and present original valid documents. Processing time is four to six weeks and cannot be guaranteed; please plan accordingly.

British Passports

Application forms for British passports (renewals or new passports) need to be filled in online and then the required paperwork, including your existing passport(s), must be couriered to Her Majesty’s Passport Office, OVS-D, Millburngate House, Millburngate, Durham DH97 1PA, England. Go to www.gov.uk/overseaspassports to get started. Payment must be

made by debit or credit card online during the application process. Processing time is about four weeks.

Caymanian Passports

Caymanian passports (also called British Overseas Territories Citizen passports) are processed at the Passport and Corporate Services office in George Town and then sent to the UK passport office to be printed. The processing time for this is currently about six weeks. Application forms for a BOTC passport can be downloaded from www.immigration.gov.ky along with the list of required documentation. Passports cost CI$75 for a child and CI$100 for an adult.

Temporary passports, which are only issued in the event of a medical air evacuation, are still produced in Cayman and can be turned around within a day for those who are eligible. The passport office is located on the 2nd floor of Sussex House, 128 Elgin Avenue and is open MondayFriday 9am-3pm. Tel: (345) 943 7678.

Canadian Passports

The Canadian Consulate is on the 1st floor, Landmark Square, 64 Earth Close, off West Bay Road (Tel: (345) 949 9400 or email: cdncon.cayman@candw.ky). It is open Monday-Thursday 10am-1pm, but appointments are needed. They offer consular assistance for Canadians who are travelling, working or living in the Cayman Islands. These services include assistance with obtaining Canadian citizenship for children born in the Cayman Islands to Canadian parents, passports and any emergency assistance. Application forms for Canadian passports can be collected from the Consulate or downloaded online from www.cic.gc.ca. The Consulate can review your application before you send it to the High Commission of Canada in Kingston, Jamaica. The processing time is 15-20 business days. For nonCanadians who wish to visit, study or work in Canada, as well as for the new Canadian requirements regarding the eTA visa, you will find information, as well as online

Other Consular Agencies

The Portfolio of Internal and External Affairs of the Cayman Islands Government and the Office of the Governor have assembled contact details for the consular representatives of other countries. Also see the ‘Passport and Visa’ section of www. caymanresident.com for details and a full updated list of consular agencies in the Cayman Islands.

TAX STATUS & DOMICILE

UK TAX STATUS & DOMICILE

If you were once a resident of the UK but are now a resident of Cayman, then knowing how many days you can visit the UK to see family and friends is very important. Generally, if you spend fewer than 16 days in the UK in a tax year, you will not be considered a UK resident. If you have not been a UK resident for three or more tax years, this is extended to 46 days. However, if you work full time in the UK, spend 183 days or more in the UK per year, have a home in the UK in which you spend 30 days in the tax year, plus you have no overseas home, then you can assume you are a UK resident.

There are also ties which, if combined with the number of days you spent in the UK in any given tax year, can determine whether or not you are a UK resident. These ties include family (i.e. a child in a boarding school), having a house in the UK, working in the UK and spending over 90 days in the UK. The number of ties you have dictates how many days you can safely stay in the UK before becoming a UK tax resident.

Your domicile, on the other hand, will determine if you are liable to pay UK Inheritance Tax (IHT). If you wish to avoid IHT on your worldwide assets, you must plan carefully and make positive steps to shed your UK domicile. There is no specific form to fill out to explain that your domicile has changed; however, in your annual UK self-assessment tax return, there is a section which asks you

to talk about your domicile. Please note that when leaving the UK, you should either complete and submit form P85 ‘Leaving the UK – getting your tax right’ to HMRC or include details on your last self-assessment tax return. This form advises HMRC that you are leaving the UK and will help them decide if you will still be required to file a UK tax return as a non-resident. For formal or informal advice on UK tax status and domicile, including succession and estate planning for high-net-worth families and individuals, and tax residence and domicile reviews, you can contact Paul Hotchkiss from Hotchkiss Associates Limited. Tel: +44 (1624) 872140, email: info@hotchkiss.im or visit www. hotchkiss.im.

US TAXATION OF AMERICAN CITIZENS OR GREEN CARD HOLDERS MOVING TO THE CAYMAN ISLANDS

American citizens and green card holders are subject to US tax reporting requirements even when they are not living in the US. This can include both expats and lifelong residents of Cayman.

Many Americans living in Cayman can reduce or eliminate their US tax using the foreign earned income exclusion. In 2023, this means that up to US$120,000 of qualifying earned income (plus an additional amount for certain housing expenses in excess of US$36,000) can be excluded. Generally, you can qualify for this exclusion if you can show that you are a “bona fide resident” of the Cayman Islands (or another country) for at least a full calendar year and have Cayman as your ‘tax home’ – usually living and working in Cayman is enough for this purpose. Additionally, you can qualify by being physically present in Cayman for 330 days in a 12-month period (which does not necessarily need to be a calendar year) and having your tax home in Cayman.

Even if all your income is excluded and you owe no US tax, you are still required to file a tax return, declare your worldwide income and make the election to take the foreign earned income exclusion.

Additionally, you are required to file information returns for your foreign bank and financial accounts (including your Cayman pension), as well as for any business entities and trusts formed in Cayman or other foreign countries.

Non-Compliance & Catching Up

Individuals who have not complied with US tax reporting requirements in past years are subject to penalties if their noncompliance is discovered by the IRS. Penalties can be in excess of US$25,000 per year in some cases, even when no tax is due. Some individuals may be able to take advantage of an IRS amnesty programme called the ‘Streamlined Filing Compliance Procedures’ if they can certify that their non-compliance was not wilful. This programme involves filing back tax returns, including information returns for business entities and trusts formed in Cayman or other foreign countries for the past three years, along with foreign bank and financial account reports for the past six years, and paying any taxes owed with interest. In many cases, a Streamlined Filing will result in no penalties imposed by the IRS. For formal advice, call:

Omni Cayman/John Wagner

Tel: (345) 547 4473

Email: john@omnicayman.com

www.omnicayman.com

Omni Cayman in the Cayman Islands are Certified QuickBooks Pro Advisors offering professional outsourcing, including US Tax filing, interim CFO, audit preparation, shareholder meeting preparations, and other accounting and consulting services. Omni has a team of qualified professionals with over 20 years’ experience coming from Cayman’s top firms, such as Deloitte, KPMG and BDO. For some clients, Omni Cayman is contracted to fulfil specific accounting roles, while for others, Omni serves as the client’s entire accounting department.

Family

Matters

Everything you should know about

The Cayman Islands is a wonderful place to live, get married and raise a family. This chapter is intended to help you navigate the legal rules and regulations that may affect your family life, both when you are starting life together as a married couple and in the event your marriage breaks down. This chapter includes information on pre and post-nuptial agreements, plus Louise Desrosiers, from Travers Thorp Alberga, has helped Cayman Resident with information on divorce and child arrangements, if you and your partner are separating. If you are looking for legal advice, you will find a list of reputable law firms with family offices at the end of this chapter.

PRE & POST NUPTIAL AGREEMENTS

When planning a wedding and future together, divorce can be the last thing on a couple’s mind. But with around half of all marriages ending in divorce, more and more people are opting to draft a pre-nuptial agreement before getting married, or a post-nuptial agreement once married, and for good reason.

What is a Nuptial Agreement?

A pre-nuptial agreement is a legal document entered into by each party before marriage that sets out how the couple intends for their assets and debts to be divided between them should they get divorced in the future. It will sometimes also include how the couple wishes to deal with their assets during the marriage. A post-

nuptial agreement is essentially the same thing, but is entered into once you are already married.

When a Judge is considering how assets will be split in a divorce, the relevant legislation is the Matrimonial Causes Act (2005 Revision), which states that all the circumstances of the case must be considered. However, in October 2010, the United Kingdom Supreme Court issued a judgment in the landmark case of Radmacher v Granatino (2010) UKSC 42. This judgment, although not legally binding in Cayman Islands’ courts, is considered to be highly persuasive. Following Radmacher, pre-nuptial agreements now form part of the considerations for Cayman Courts.

For a nuptial agreement to be upheld, it must satisfy the legal test set out in Radmacher. Key points include that each party: freely entered into the agreement without undue pressure; obtained independent legal advice prior to entering into the agreement; was informed of the full implications of entering into the pre-nuptial agreement; and there was a full and honest disclosure of both parties’ assets. The actual agreement must also be validly drafted pursuant to the laws in the jurisdiction where it is to be applied.

A nuptial agreement should also include a review clause and should be reviewed whenever any significant change in the marriage occurs. For example, the birth of a child or the receipt of a large inheritance by one spouse could drastically change the terms of a pre-nuptial agreement.

Photos courtesy of Adobe Stock

The 2021 census report puts the divorce rate in the Cayman Islands at 7.6%. Data indicates that, by way of comparison, there were 2.5 divorces per 1,000 people in the United States in 2021. There is a growing concern about the costs of family proceedings and the amount of time it can take to resolve matrimonial property and child arrangement issues. So, to help navigate this very difficult time, Louise Desrosiers, at Travers Thorp Alberga, has provided Cayman Resident with guidelines on how to get divorced in the Cayman Islands. We hope that it will help you focus on the steps you need to take for yourself, your children and your finances.

The Process of Divorce

How to Begin Divorce Proceedings

Under the current Matrimonial Causes Act (2005 Revision), a person is entitled to get a divorce in the Cayman Islands if either of the parties is domiciled in the Islands. A

‘female’ (as the Law states) may also apply for a divorce if she has been ordinarily resident here for at least two years prior to filing for a divorce.

Grounds for Divorce

At this time, it is not possible to be granted a ‘no fault’ divorce. Instead, you must prove one of the grounds that follow:

> Your spouse has committed adultery and you find it intolerable to continue to live with them

> Your spouse has behaved in such a way that you cannot reasonably be expected to live with him or her

> Your spouse has deserted you for a continuous period of two years before you issue proceedings

> You and your spouse have lived apart for at least two years before you issue proceedings, and your spouse consents to the divorce

> You and your spouse have continuously lived apart for five years before the issuing of the proceedings.

SHAUN

Email: smccann@tta.lawyer

Direct: +1 (345) 949 0699

Mobile: +1 (345) 516 4911

HARBOUR

However, if adultery has occurred, you cannot apply for a divorce unless two years have passed since the marriage date unless you can show there has been exceptional hardship, including domestic abuse.

What Happens Next

There are two documents required to start a divorce. These are:

> A petition that sets out the facts of the marriage and the grounds for the divorce.

> A sworn affidavit whereby you state that the petition is true and accurate. You will also need to provide your marriage certificate or a certified copy.

The petition is then filed with the Grand Court and served on your spouse. Your spouse has 14 days to respond (or 28 days if they are overseas) and indicate whether they intend to contest the divorce grounds. If your spouse does not defend the divorce, the Court will prove the petition. Otherwise, the case will be listed before a Judge, who will decide whether there are

Email: ld@tta.lawyer

Direct: +1 (345) 623 2535

+1 (345) 516 2540

Email: dmclean@tta.lawyer

Direct: +1 (345) 623 2472 Mobile: +1 (345) 516 8618

DEMI

proper grounds for divorce and what the next steps need to be. Family matters are held in private in the Judge’s chambers.

Parties must then attend a Court ordered Mediation Information Assessment Meeting (MIAM) following the first hearing unless there are grounds not to do so, such as domestic violence. An application will need to be made if you are claiming an exemption. Mediation can cover both finances and your children. If your case is suitable for mediation, a Court ordered mediation process can begin. You will be asked to provide financial disclosure to the mediator by way of a form called a ‘MIAM 3’. Mediation is a free service provided by the Court. However, if you bring an attorney with you, this will cost you money.

If parties cannot agree on an outcome with the assistance of a mediator, the matter will return to Court. The Judge can then give direction to get the matter ready for a final hearing, where evidence will be heard and a decision made.

If you cannot agree on where the children will live, how frequently a parent should see them or how the family finances should be divided, then a Judge will decide for you. Judges will always encourage agreement, where possible, as enforced settlements can leave both parties feeling like they lacked control over the outcome and their future.

Only once financial matters and any issues regarding children are resolved will a decree of dissolution of the marriage (Decree Absolute) be granted. This final step in the process is dealt with through the Civil Registry and no further appearance in Court is necessary.

Court Orders

This is not an exhaustive list, but the Judge doesn’t just dissolve the marriage. They can also make decisions about:

1) The residence, care and control of the children of a marriage. This can include where the children should live and how they should spend time with either parent

2) The use of a matrimonial home

3) Periodic payments to be made by one party

to the other pending suit

4) An injunction for the protection of settled property and other property in which either spouse claims an interest

5) The protection of one spouse from interference by the other

6) The disposition of matrimonial property, including the matrimonial home

7) Varying any settlement of the property of the spouses made in consideration of the marriage, whether such settlement was made before or upon the treaty of the said marriage

8) Varying any other settlement of matrimonial property

9) Making financial provision from the property of either spouse for the children of the marriage and for the other spouse

10) Providing for periodic payments to be made by either spouse for the benefit of the children of the marriage and for the other spouse

11) Who pays what legal costs.

International Divorces

A person can get a divorce if they have been domiciled in the Cayman Islands. However, extra care is needed where the case has an international element to it, as a divorce could possibly be started in more than one country, but the financial outcomes might be significantly different in different places. Getting legal, tax and immigration advice early on would be prudent. See page 106.

Child Care Arrangements

Each case is different, and the welfare of the child(ren) is the Court’s paramount consideration. Sometimes, due to the living situation and the ages of the children, they may spend more time with one parent, or time may be split equally. To find out more about the types of application that can be made concerning children, visit www. judicial.ky/general-public/making-anapplication-under-the-children-law.

Division of Assets

In the context of how your assets are to be divided, outcomes can include what happens to your home, pensions, savings, other assets and debts. Spousal support and child maintenance can include school fees,

health insurance premiums and the costs of extracurricular activities.

It may also include general costs of living and a wide range of other things. The Court has a starting point of ‘equality’, rather than a strict 50:50 split, and such a division is not always appropriate.

Ensuring proper financial disclosure has taken place and proper attempts to value assets correctly should be undertaken before deciding how to split the finances. When considering how finances should be divided, the Court is guided by a number of factors starting with the welfare and best interests of any children of the marriage, and thereafter to other responsibilities, needs, and to the actual and potential earning power of each party.

Child or Spousal Maintenance

There is no specific formula applied in the Cayman Islands to maintenance, such as that adopted by the UK, who use a universal child maintenance calculator. Instead, it is open to you and the other parent to agree on an appropriate sum between yourselves. A mediator, attorney and/or the Court can help you reach an agreement for child or spousal maintenance if you cannot reach an agreement with your partner on what is a reasonable sum to be paid.

If you are unmarried, and the other parent of your child is not paying maintenance, you can apply under the Children Act for an order that they should pay you maintenance to support the child. You should apply either within 12 months of the birth of the child or when the other parent stops paying you maintenance. If you are married, and the other parent is not supporting you and/or your children, you can apply for an order under the Maintenance Act that they should pay maintenance for you and your children. You can also apply for maintenance for children living with you at the time of your marriage. If you are divorced or a divorce application is pending, you must apply under the Matrimonial Causes Act.

When considering both child and spousal maintenance, the Court considers

needs and will look at both the income needs of the spouse in whose favour the order is made and the income of the spouse who will be required to make the payments.

Any time after the spousal maintenance order has been made, the amount payable under the order can be varied by agreement or by application to the Court. This will be especially relevant if the income of the person making payments, or the need of the person receiving payments, changes. Other circumstances, such as cohabitation with a new partner, may reduce any maintenance that a person is entitled to.

Domestic & Child Abuse

You should seek help immediately if you are in a difficult or dangerous situation. If the situation is dangerous, contact the police, who will help you at any time. If you do not feel it is appropriate to call the police, the Cayman Islands Crisis Centre (www.cicc.ky) provides a 24/7 helpline (Tel: (345) 943 2422) and a walk-in service for crisis intervention and the assessment

of victims of family violence. They will ensure that appropriate referrals are made to the various community resource options and that emotional support and guidance are given to victims at various stages. The Court can make an order on application to protect you, your children and other connected persons and, in serious situations, your spouse does not necessarily need notice of your application until the Court order giving you the protection you seek is in place.

Legal Costs

Legal costs are difficult to estimate and can depend on the level of agreement between the parties. A completely amicable (noncontentious) divorce may cost between CI$2,000-CI$5,000. The cost of a nonamicable divorce varies and will be higher. Court-mandated mediation is free, but typically parties engage lawyers to assist. Legal aid is generally not available for civil proceedings. However, it may sometimes be available for proceedings under the

Children Law started by the Department of Children and Family Services. In divorce cases, the Honourable Chief Justice has directed that legal aid will only be granted where there are allegations of recent domestic violence or children are at risk.

Travelling with Children

Following a divorce or separation, you must get permission from the parent with responsibility for a child, or from the Court, before taking the child abroad. It is also prudent to specify in any Court order or divorce agreement what is intended for future travel abroad. Even if permission is given in your final court order, you should still obtain a letter that demonstrates you have permission to take the child abroad, or alternatively permission to share that order with immigration officials and/or government departments. It also helps if you travel with the child’s birth or adoption certificate, especially if you are a single parent and your family name is different from your child’s name.

GRAHAM

KIM McLAUGHLIN General

Once you have a family, it is especially important to have an up-to-date Will. If you die, or worse, both parents die, you will want to ensure your children are looked after by guardians that you have chosen. Making a Will is your opportunity to create a plan that protects your children and the property that you leave to them. You might include the following information:

1. Who will care for your children in the event of the death of one or both parents?

2. Who will look after your child’s finances?

3. Who will be responsible for any property your children inherit?

4. How will property/finances be divided between multiple children? You will need to include things like jewellery, clothing, art and other personal possessions.

5. A named ‘executor’ or the person (often a spouse, adult child or other close family member) who will disburse funds or administer your will upon your death.

See page 120 for information on Wills.

LAW FIRMS WITH FAMILY PRACTICES

Bedell Cristin

18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay Tel: (345) 949 0488

Email: caymanenquiries@bedellcristin.com www.bedellcristin.com/locations/caymanislands/

Bedell Cristin has considerable expertise in family law and offers a broad practice covering contentious and non-contentious divorce, pre and post-nuptial agreements, separation, financial and ancillary relief, and all Children Law matters, including residence, contact, custody, relocation and removal from the jurisdiction.

SEE AD PAGE 37 & 93

Cayman Family Law (CFL)

Zephyr House, Ground Floor, 122 Mary St, GT Tel: (345) 746 5290

Email: info@caymanfamilylaw.com www.caymanfamilylaw.com

CFL is a boutique law firm specialising exclusively in family law. Their talented team of lawyers offer expert advice and representation in all areas of divorce, children and family

law, including matrimonial finance, pre and post-nuptial agreements, child custody arrangements, child and spousal maintenance, mediation, wills, guardianship and more.

FrancisGrey

Suite 2206, Cassia Court

72 Market Street, Camana Bay

Tel: (345) 815 2800

Email: familylaw@francisgreylaw.com

www.francisgreylaw.com

FrancisGrey offers specialist advice on family law matters, including civil partnerships, pre and post-nuptial agreements, contentious and non-contentious divorce and separation, division of assets, provision for residence and support, custody and guardianship.

SEE AD PAGE 69 & 71

Hampson and Company

Apollo House East, 4th Fl, 87 Mary Street, GT

Tel: (345) 623 7788

Email: info@hampsonandco.com

www.hampsonandco.com

Led by Graham Hampson, Hampson and Company offers experienced and comprehensive advice on family and matrimonial law, including pre and post-nuptial agreements, mediation, division of assets, and children issues (residence, support and relocation) through amicable settlement and, if necessary, at trial and appellate levels.

SEE AD PAGE 70 & 105

McGrath Tonner

5th Floor, Genesis Building, George Town

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

www.mcgrathtonner.com

One of Cayman’s premier law firms for family and divorce matters. They advise on all aspects of the breakdown of a relationship, including the financial implications and arrangements in relation to children. They provide advice on and draft all forms of matrimonial agreement, such as pre and post-nuptial and separation agreements. The firm has experienced mediators on its family team and they regularly deal with international matters involving overseas assets and foreign proceedings.

SEE AD PAGE 72

Travers Thorp Alberga

2nd Fl, Harbour Place, 103 South Church Street

Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

Travers Thorp Alberga has an experienced matrimonial department dealing with family law, including divorce, financial provision, child arrangements and cross-border asset tracing. They also specialise in private client work for high-net-worth clients, including succession planning, generational wealth transfer through trusts or foundations, Wills, re-sealing foreign probate, domestic probate, charitable giving and immigration (WORC and Permanent Residence), providing a full suite of legal services for your family. *Louise Desrosiers from Travers Thorp Alberga is the author of the Family Matters chapter. SEE AD PAGE 103

Other Resources

Legal Befrienders

87 Mary Street, 2nd Fl, Apollo House West, GT

Tel: (345) 945 8869

www.dcs.gov.ky/frc

Offers free legal advice from qualified attorneys on issues such as domestic violence, divorce, immigration and more. Their clinic and phone line operate every Tuesday 5pm-6.30pm. Call or walk-in. No appointments are necessary.

The Family Resource Centre (FRC)

2nd Floor, 87 Mary Street, George Town

Tel: (345) 949 0006

Email: frc@gov.ky

www.dcs.gov.ky/frc/

The FRC provides a wide range of services and programmes to support healthy family relationships. The programmes are free (short or long-term) and they equip families with tools and strategies to parent confidently. These include the world-renowned programme Triple P, which includes ‘Standard’ for parents of children aged 12 and under, ‘Teen’ for parents of teenagers and ‘Transitions’ for parents experiencing divorce or separation. The FRC also provides a walk-in service for crisis intervention and assessment of victims of family violence to ensure appropriate referrals to community resources and emotional support and guidance.

MOVING TO CAYMAN

Moving to Cayman will probably be a very exciting and significant milestone in your life, but there are a lot of details to consider before you arrive on the Island, move into your new home, unpack, start your job and then finally put your feet in the sand.

Gateways to Cayman

The Cayman Islands’ largest airport, the Owen Roberts International Airport (ORIA), is located in George Town, Grand Cayman and serves up to 1.5 million passengers annually. In the last ten years, the airport has undergone CI$45.7 million dollars’ worth of improvements, which include the expansion of the terminal and significant upgrades to the runway. Originally designed to handle 500,000 passengers, the airport is now able to accommodate up to 2.7 million passengers per year. A new Airport Master Plan was announced in May 2023, and this includes extending the ORIA runway into the North Sound by 1,900 feet at a cost of $28 million, improving the air traffic control surveillance, and building a new general aviation facility. It is expected that following the extension of the runway, ‘Code E’ planes, which include the Boeing 777 and 787, and the A350 Airbus will be able to land fully loaded.

The national flag carrier of the Cayman Islands is Cayman Airways and the main gateway to Cayman is Miami. On various airlines there are daily flights between Grand Cayman and Miami, and weekly or seasonal flights to Barbados, Charlotte, Chicago, Denver, Havana, Kingston and Montego Bay in Jamaica, La Ceiba, London, Los Angeles, Nassau, Tampa, Toronto, Panama and New York. There are also daily flights between Grand Cayman, Cayman Brac and Little Cayman. In October 2023, Cayman Airways began a non-stop service to Barbados. The service is currently running twice a week and will open up travel between Cayman and the Eastern

Photos courtesy of Rebecca Davidson & Adobe Stock

book your ticket.

Flying Time to Cayman

The flying time from Miami to Grand Cayman is 1.5 hours. The flight from London is 10 hours (with 60 minutes on the tarmac in Nassau). Flying time from Toronto and New York is four hours.

Cayman Airways’ flight from Los Angeles to Grand Cayman takes 5.5 hours.

Lifestyle

Cultural Awareness

Business Services

Relocation

Property Management

Luxury Transport

Private Security

Immigration Advice

Custom/Bespoke Services

1 (345) 917 0414

1 (345) 916 2362

info@navigate.ky

WWW.NAVIGATE.KY

Special Services

To ensure a stress-free arrival to and departure from the Island, there are a few reliable companies that offer special services to help you. Taxis are readily available on arrival at the airport, and you can find out more information on fares in the Transportation chapter.

Tel: (345) 949 5252

An aviation service for private and chartered aircraft, including ground handling and a refuelling service.

Websters Tours

Tel: (345) 945 1433 or www.websters.ky

Offers full airport arrival and departure services as well as on-Island transfers and Island tours.

Relocation Services

It is often useful to enlist the help of a relocation consultant. ‘Destination Services’, as they have come to be known, offer private and corporate clients unbiased assistance and invaluable insight into island life.

Blue Point Consultants Ltd.

Tel: (345) 525 0706

Email: info@bluepointproperty.com

www.bluepointproperty.com

Offers an employee relocation programme that focuses on finding a suitable property for new residents, whether it be for a rental or purchase. Their services extend to advice on value, market rental value, fit-out/refurbishment costs, investment value and finding the best fit for the individual. The professionals at Blue Point have over 25 years of experience living and working

in Cayman and are fully qualified RICS surveyors, so they can offer experienced and professional advice on all property and relocation matters.

SEE AD PAGE 171

Mosaic Cayman

Tel: (345) 928 7940

Email: relocation@mosaiccayman.com

www.mosaiccayman.com

Their experienced staff provides personal and tailored assistance for individuals and families relocating to and from the Cayman Islands. Relocation packages include prearrival consultations, extensive home services, schooling and vehicle solutions, pet relocation, shipping services and more.

SEE AD OPPOSITE PAGE

Navigate Cayman Islands

Tel: (345) 916 2362 or (345) 917 0414

Email: info@navigate.ky

www.navigate.ky

Navigate offers complete relocation services to individuals, families and corporations moving to the Cayman Islands. They will provide all the relevant help to get you settled. Services include immigration, property research, business services, including staff relocation and financial services, and lifestyle help such as finding schools, healthcare, event planning and much more. With over 30 years of experience living and working in the Cayman Islands, Navigate’s founders are best placed to make your move as seamless and successful as possible. SEE AD THIS PAGE

NCI Freight & Logistics

265 Smith Road, Palm Grove Building, GT

Tel: (345) 943 4624

Email: info@nci.ky

www.nci.ky

NCI relocation services can handle your entire process of moving to the Cayman Islands. Whether an individual, couple or family, their services are tailored to each client’s needs. Their services include packing, shipping, immigration, housing, childcare, schooling, unpacking and in-home setup. Their relocation specialists also offer a ‘Know the Island’ concierge service whereby they can provide new arrivals with indepth Island knowledge, including information on

Luxury Concierge and Logistic Services catering to individuals, families and businesses.

social clubs, doctors, fitness, local shopping and other important elements to help individuals get settled in the Cayman Islands.

Time Zones

While the US employs daylight savings, the Cayman Islands, being nearer to the equator, has relatively equal periods of day and night year-round. There’s only about an hour difference in daylight between 20th June and 20th December, so Cayman keeps the same time all year (-5 hours Coordinated Universal Time).

This means the Islands share Eastern Standard Time (EST = -5 UTC) with Miami and New York from November to March. However, when the US switches to daylight savings time in March, Cayman then shares Central Daylight Time (CDT = -6 UTC) with Chicago and Houston.

Before Signing Your Contract

When planning your move to the Cayman Islands, you will need to know what to expect in terms of the cost and standard of living, as they may be very different from what you’re used to. Bear in mind that the cost of living in Cayman is high (see the ‘Cost of Living’ tables). Unless you are moving from an expensive city, such as London or New York, you may discover that everything from groceries and electricity bills to maintaining a car and schooling your children will cost significantly more.

The process of moving can be very costly. Before signing, find out what your employer will do to absorb or mitigate certain costs. Here are some questions that you may want to ask your new employer before you accept a job offer:

1) Cost of Shipping Will the company contribute towards transporting your personal items to Cayman?

2) Accommodation & Renting a Car Will the company provide you with a place to live and a rental car for your first month on the Island? See the Finding a Home chapter for temporary accommodation options.

3) Cost of Setting Up Your Life in Cayman It

is worth being completely aware of the costs of setting up a home in Cayman. For example, you will have to buy a car and a year’s worth of car insurance and pay deposits on a house or apartment, including deposits on getting your electricity, water and telephone set up. You will have to take a driving theory test (even if you already have a driver’s licence from another country) and pay for a driver’s licence. For a couple without children, we estimate the set-up cost to be just under CI$12,000. However, for a couple with children, we estimate it to be closer to CI$25,000 or even more if you don’t want the most basic of second-hand cars.

4) The Cost of Living This will invariably depend on your standard of living, but we advise that you design a budget before taking the leap to Cayman. Things to take into consideration are your salary, minus 5% pension and your portion of health insurance. Then factor in accommodation, utility bills (water, electricity, phone, TV, internet), running a car (gas, registration,

licence and insurance), groceries, school fees, entertainment, activities, clothes, flights off the Island, savings, etc.

5) The Currency of Your Salary What currency will your salary be paid in? If you will be paid in US dollars, is it at the going rate? For example, you might think US$60,000 is a fair salary for a qualified accountant, but it is only CI$49,200 (when using the bank exchange rate of .82) and the cost of living is greater here than in the US. Be aware that you will pay for almost everything in CI dollars, so if you are paid in US dollars, you are better off taking the money you need out of the bank in CI dollars than paying for something at a store with US cash at a conversion rate of .80. On a salary of US$60,000 per year, you will save around CI$1,200 a year by doing this.

6) Health Insurance This is compulsory and it is essential that you ask whether your company will be covering more than 50% of the basic plan single rate as required by law. Premium health insurance coverage

Cost of Living in the Cayman Islands

for an individual member may cost CI$500-CI$1300+ per month, double that for a couple and triple that for a family. Though the law states you are required to have at least the basic plan, the premium plan should be considered for better coverage. Some employers will pay at least 50% of a premium plan, including some or all of the insurance cost of your family. However, you will usually have a monthly deduction of between CI$500 and upwards to CI$2000+ per month (if you are on a premium family plan and carry most of the premium costs).

7) Vacation Time How many weeks of annual holiday does your contract provide for? There is a disparity in Cayman between companies that offer only the US system of 10 working days per year and others that offer 3-4 weeks. Be sure to ask!

8) Can Your Children Join You? Unless you are guaranteed to earn a minimum of CI$3,500 per month, you will not be allowed to have your children join you in Cayman. See the Immigration chapter for more information.

9) Divorce If you get divorced during the tenure of your stay, the non-working ex-spouse will have to leave the Island or obtain a work permit, regardless of whether you have children. Your children can stay if they are listed as dependants on your work permit.

Cayman Currency

The Cayman Islands Dollar (CI$/KYD) is pegged to the US Dollar and does not fluctuate. The exchange rate is CI$1= US$1.20. The cash exchange rate is CI$1 =US$1.25, which means that US$20 cash is worth CI$16. US Dollars are accepted everywhere. Credit and debit cards are widely accepted and there are many ATMs throughout the Island. Currency denominations are CI$1, 5, 10, 25, 50 and 100 dollar bills.

Weights, Measures & Temperature

Cayman uses the US system of miles for distances, miles per hour for speed, inches for length and pounds for measuring weight. Petrol is sold by the imperial

gallon. For temperature, Fahrenheit (°F) is used and not Centigrade (°C).

THE PROCESS OF MOVING

When it comes to moving to the Cayman Islands, you have three options. The first option is to do 98% of the work yourself by packing up your belongings and arranging for a company to ship your personal items to Cayman. This may be the least expensive option, but it certainly isn’t the easiest. You must be prepared to arrange

for the items to be inspected and cleared by customs when they arrive in Grand Cayman, pay the Port Authority and have your items picked up and delivered to your new home.

The second option is to pack everything yourself and have a freight forwarder organise the collection, shipping and customs clearance on arrival.

The third option is to arrange for a moving company to do everything for you, from packing up your home, trucking your

belongings to the port and organising the shipping to clearing it through customs in Cayman, arranging for delivery to your new home and unpacking and setting up.

If you decide to use a moving company, you will need to book it at least 8-10 weeks in advance. It’s prudent to find out if they are an accredited member of a moving association to ensure that you will have recourse if you encounter any problems.

Sort through your personal items and decide what you are going to take, then call the moving company so they can visit your home and work out a quote. Be sure to get any quote in writing, but keep in mind that most expire after 30 days.

Next, establish a time frame for your move and confirm that the insurance policy being offered has sufficient protection to cover the cargo for the duration of the journey, i.e. until you take possession at the new destination. You should also discuss the deductible. Ask your mover to provide a copy of the documents with the itinerary, along with an itemised inventory and the name of the receiving agent.

Finally, the moving company will expect payment prior to exporting or shipping your personal effects as it will be necessary for them to prepay the freight and any other handling and destination charges.

Listed next are some locally based shipping companies, freight forwarders and moving companies who, to one degree or another, can help you move your home or business effects to or from Cayman. Their standard of service is very high.

International Packers & Movers

The companies below offer a full international moving service that takes all the stress out of moving. They will organise the whole process for you, from professionally packing up your house and organising for your belongings to be shipped to Cayman by sorting out the relevant paperwork, paying the Port Authority and any duty, and finally, delivering the goods to your new home in the Cayman Islands.

Miracle Brokers

140 Kingbird Drive, George Town

Tel: (345) 949 5989

Email: info@miraclebrokers.com

StaMar Enterprises Ltd.

The Conch Shell House, 492 North Sound Road

Tel: (345) 949 2399

Email: info@stamar.ky

www.stamar.ky SEE AD PAGE 114 & 287

Cayman & Miami-Based Freight Forwarders

Freight forwarders facilitate the entire shipping process between Miami and Grand Cayman and vice-versa. When shipping to or from Miami, there are three options to consider, depending on the quantity/volume. All companies charge by cubic feet, rather than by weight.

Firstly, you can book by the container load. Secondly, your belongings can be consolidated with other packages in what’s known as ‘Less than Container Load’ (LCL), and thirdly, there is the small packages service, which is particularly useful if you’re buying items online from vendors that won’t ship to Cayman. If you need this service, you will be provided with a postal address in Miami for your package to be delivered to. It will then be shipped to Cayman. For all three services, the freight forwarder will organise all the paperwork and clear the goods through customs.

The following companies offer this type of freight service. Note: You should contact the office in your country of origin to start the process.

Cayman Islands Customs Agency (CICA)

Tel: (345) 949 2350

Email: cica@cicustomsagency.ky

CICA is a customs broker with more than 30 years of experience in logistics, clearance and the handling of all types of imported goods, including personal effects. CICA offers their own secure facility to receive and process your belongings and goods, and even free storage during the Customs inspection phase. With CICA, getting your new home ready is easy with twice weekly consolidated shipments, expedited air service

and great small package rates. You can ship furniture, electronics, home and office supplies, and even a new vehicle. CICA can assist you with bringing them into the Cayman Islands, from any forwarder, in any country. Contact CICA to set up an account and start shopping.

CICA preferred US forwarder: Deluxe Freight 11401 NW 107th Street, Miami, Fl 33178

Tel: 1 (305) 513 0156 or (345) 949 2350

Email: sales@deluxefreight.com or cayman@ deluxefreight.com

Services include twice-a-week ocean consolidations, daily air shipments and a small package service for cargo 12 cubic feet or less.

SEE AD PAGE 117

Hyde Shipping Corporation

Tel: (345) 947 4933

Email: caymanteam@hydeshipping.com

www.hydeshipping.com

Hyde Shipping offers a consolidated shipping service whereby you can have your LCL or online shopping sent to their Miami address and it will be consolidated and shipped to Grand Cayman. They also ship full container loads, cars, boats and heavy equipment with twice-weekly sailings to Grand Cayman. SEE AD PAGE 111

Mail Boxes Etc.

Market Street, Camana Bay and Edgewater Way, Harbour Walk

Tel: (345) 745 1400

Email: info@mbe.ky or www.mbe.ky

Services include e-Box air cargo shipping with 4-7 business days turnaround, and ocean cargo shipping with 2-4 weeks turnaround from Miami. Just select the appropriate Miami-based address for the service you wish to use. They will handle all the customs paperwork and clearance of your goods into the Cayman Islands. You get access to a web-based portal and mobile app to manage your packages. More information, rates and account creation details are available on their website.

NCI Freight & Logistics

265 Smith Road, Palm Grove Building, GT

Tel: (345) 943 4624

Email: info@nci.ky or www.nci.ky

NCI’s ocean freight forwarding services offer end-to-end shipping for Less than Container

Loads (LCL) and Full Container Loads (FCL) for personal, household, retail, construction, commercial goods and vehicles. They offer weekly shipments to Grand Cayman and the Sister Islands from the NCI freight receiving hub in Miami. Customers are offered free consolidation of up to thirty days storage in Miami. On arrival of shipment in Cayman, NCI will handle customs clearance and inspection, and they deliver shipments to your door.

SEE AD PAGE 113 & 286

StaMar Enterprises Ltd.

Tel: (345) 949 2399

Email: info@stamar.ky www.stamar.ky

StaMar provides customs clearance and brokerage, import and export services for personal and commercial shipments, moving services, freight forwarding from Miami and pre-clearance for perishable cargo. For all your online shopping needs, StaMar offers weekly and three-day priority freight forwarding services to their US delivery address with realtime tracking via the customer portal, as well as

customs clearance and on-Island delivery, all at competitive rates. SEE AD THIS PAGE & 287

Shipping by Air

All local and Miami-based freight forwarders can also ship by air. Alternatively, Cayman Airways Cargo has an air shipment service, which can prove to be a cost-effective shipping option if you are moving from the US. You need to deliver the items packed for shipping to the cargo area at the airport. Once they are delivered to Cayman, you will need to either arrange for collection yourself or use a customs broker. For more information, call (345) 743 8547 or visit www.caymanairways.com/cargo.

Excess Baggage

If you are only bringing your personal effects with you, another option to consider is using your airline’s excess baggage allowance. Cayman Airways charges a fee of US$25 on the first and second bag for economy class passengers travelling to or from Miami,

Tampa, Jamaica, Honduras and Cuba. Passengers travelling to or from New York or Chicago will be charged US$25 for the first bag and US$35 for the second bag. If your bags exceed the weight limit of 55lbs, you will be charged. However, more bags can be checked for a fee. American Airlines charges between US$30-US$75 on the first bag and US$40-$US100 for the second bag, and US$150-US$200 for the third and fourth bags. Oversize bag fees start at US$150. Jet Blue charges US$65 for the first bag and US$105 for the second. Southwest Airlines, which typically flies direct to and from Fort Lauderdale, accepts the first two checked bags for free, as long as they are under 50lbs. The free baggage allowance on British Airways varies depending on the destination of travel and ticket class purchased. WestJet charges CAD$35 for the first bag, CAD$60 for the second and CAD$100 each for the third and fourth bags. Fees for extra bags are often lower if you pay for them online in advance.

Shipping by Sea

Transit time from Florida to Cayman is usually two to three days. You can ship your personal items through a shipping company or a freight forwarder. Upon arrival in Cayman, you or your freight forwarder of choice will be required to clear the shipment through Cayman Customs and the Port Authority and then arrange delivery.

Hyde Shipping Corporation

Full containers:

1801 SE 28th Street, Port Everglades, FL 33316, USA

US Tel: 1 (305) 913 4933

Cayman Tel: (345) 947 4933

Email: caymanteam@hydeshipping.com

www.hydeshipping.com

Less than container loads (LCL):

3740 W 104th Street, Suite 1, Hialeah, FL 33018, USA

US Tel: 1 (305) 913 4933

Hyde Shipping sends both full containers and LCLs to Cayman every Monday and Thursday.

SEE AD PAGE 111

Seaboard Marine Cayman

Port of Miami, 1630 Port Boulevard, Miami, FL 33132

US Tel: 1 (305) 863 4444

Cayman Tel: (345) 949 4977

Email: info@seaboardcayman.com

www.seaboardmarine.com/grand-cayman Seaboard Marine offers frequent and reliable shipping services to the Caribbean, North America, Central America and South America. Full container loads and less than container shipments are available, as well as a direct weekly sailing from Miami and regular shipments from Jamaica. Transhipments to and from Europe and the Far East are also possible. SEE AD THIS PAGE

Tropical Shipping

9505 NW 108th Avenue, Medley, FL 33178

US Tel: 1 (561) 881 3999

Local Agents: Thompson Shipping

Cayman Tel: (345) 949 8044

Email: sales@thompsonshipping.com

Ships full containers or less than containers

(LCL). Their ship leaves the Port of Palm Beach, Florida for Grand Cayman every Tuesday and Friday with a two-day transit to Cayman.

SHIPPING CONSIDERATIONS

Import Duty

Visitors and residents that are flying into the Island will no longer have to declare their goods through customs if they do not exceed the CI$500 goods allowance or the alcohol and tobacco quotas. If you’re entering

Cayman to take up employment or residency for a period in excess of 12 months (i.e. your work permit must be for one year or more), your personal and household effects are admitted duty-free, although they must be imported within six months of arrival. This six-month period starts the moment you arrive, rather than the date your work permit is approved. For the import of used personal effects, you must complete a ‘Declaration for Unaccompanied Baggage’ form in addition to the ‘Customs Import Entry’ form and

In

only way

close the gap with your trading partners is to improve the supply chain. To do this, you will need a group of dedicated, hardworking professionals with 40 years of experience in logistics and ocean transportation. You will need more than just excellent customer service. You will want to work with a company striving to be better and more innovative. At Seaboard Marine, your customers are closer because our customers are at the center of everything we do.

www.seaboardmarine.com

produce proof of residency by way of a work permit or other means. Please note that it is absolutely essential that you, or the freight forwarder you have assigned, makes it very clear what items are new within your packing list so that duty can be assessed accordingly. The Customs Department will charge you a duty penalty on any new items they feel have been brought in without being declared on your paperwork. If you can’t import your household items within the six-month window, it is possible to ask the collector of customs for an extension. You will need to write a letter to PO Box 898, Grand Cayman KY1-1103 or call (345) 949 4579.

Most mail-order items will be charged 22% duty and any gifts sent by family and friends are also subject to duty. Common duty charges can range from 7% to 27%.

Below is a list of common items and their duty rate. A full list can be found on www.online.gov.ky/cols/faces/colshtc.

Alcohol – CI$1.95 to CI$15.98 per litre

Antiques over 100 years old – 0%

Books – Free

Bed linens – 22%

Cameras and binoculars – 0%

Cars – Between 0% and 42%

Clothing and footwear – 22%

Furniture – 22%

Glasses and sunglasses – 0%

Glassware (except crystal) – 22%

Kitchenware – 22%

Laptops and cell phones – 22%

Leather bags – Free

Musical instruments – Free

Toys – 22%

Watches – 7%

Wedding dresses – 22%

Customs Clearance

Clearing your household effects through customs yourself is possible, but it can be quite complex, so we recommend that you do it through a customs broker. They are reasonably priced and know the process inside out. The cost is usually CI$75US$100. Visit www.caymanresident.com/ move/shipping-to-cayman/custom-brokers for a list of custom brokers. If you’d prefer

to handle the process yourself, here is an overview of what you need to do:

> Before your shipment arrives, you will need to pre-register on the Customs Online System (COLS) website (www.online.gov.ky/cols/ faces/home). Once you submit the request, they will either approve the registration or they will advise, via email, what other documents are required. If approved, you will be given a COLS trader identification number (TIN) and login information.

> You will then be able to log in to the COLS website, where you must start the nine-step process to declare your goods. Supporting PDF documents needed will include invoices and the Bill of Lading/Airway Bill. Confirming the declaration will constitute as your electronic signature, which will be legally binding. This process is subject to change as the customs department in the Cayman Islands continually upgrades their system.

> Once the customs entry has been approved and finalised by customs, payment will have to be made at the Customs Department on Owen Roberts Drive. Make sure to call Customs before collection on (345) 949 4579. There is also a government inspection fee of CI$100 on all containers and CI$0.15 per cubic foot for less than container load shipments.

> For air freight, you will need to go to the customs warehouse on Owen Roberts Drive to collect your shipment. You will pay the warehousing fee, which depends on the weight and/or size of the package, whichever is greater.

> For ocean cargo, once the shipment has been released by customs, go to the Port Authority on Portland Road, Industrial Park, Tel: (345) 949 2055, to get clearance of your goods. Once all fees are paid, you can collect your shipment from the Port Authority. They are open Monday-Friday 8.30am4.30pm and Saturday 8.30am-12pm. For a 20ft container, the fee is CI$383.81. For a 40ft container, the fee is CI$767.62. Prices will vary for less than container loads (LCL) based on the size and weight of the cargo. The fee is calculated per dock receipt at CI$16.65 per 40 cubic feet or 2000lbs, plus a trucking fee (Note: These prices are subject

to change). Collect your items as soon as possible, as a storage fee is charged daily after five business days.

> If your goods are to be inspected, you will have to arrange an inspection time with the Customs Inspection Unit. Be sure to have your documents ready to show what has been declared.

DECIDING WHAT TO BRING & WHAT NOT TO BRING

Here are some basic guidelines to help assist you in deciding what to bring to help you settle into your new life.

Clothing

In Grand Cayman, there is a reasonable selection of stores, but certainly not as many as in a large city and the prices will likely be more expensive than you are used to. You may need a light sweater if you will be working in an air-conditioned building or when we are hit with a cold front. Bring a raincoat for the rainy season and suitable footwear.

Computers, Phones & Tablets

Laptops, smartphones and tablets/iPads are dutiable if they were recently purchased overseas. If you are travelling to and from Grand Cayman with electronic devices, you can register them so you are able to prove to customs that these devices have not just been purchased abroad. Visit www.cbc.gov. ky. See the Shopping chapter for details on where to buy electronic goods locally.

Electrical Appliances

Cayman runs on the same electrical system as the US (110/115v) but uses a three-pin plug. However, the US two-pin plug will work. If your appliances run on 220v and they don’t have dual capability, they will not work in Cayman.

Importing Food

Small quantities of meat and seafood can be imported if it is for personal use only. A ‘Certificate of Wholesomeness’ is required for seafood in excess of 20lbs and can be obtained by applying for an import permit

from the Cayman Islands Department of Agriculture. Small quantities of meats (up to 25lbs) can be brought in by passengers in their luggage as long as the meat is from an approved country, is pre-wrapped under a brand name and has the Official Seal of Inspection of the country’s Meat Inspection Authority. To read more, visit www.gov.ky/ portal/pls/portal/docs/1/12702493.PDF.

You can also bring in coffee and herbs for personal use, if they are sealed in their original packaging. No fruit or vegetables can be brought into Cayman in luggage.

Furniture, Lighting & Appliances

Rented condos and homes generally come with all the basic furnishing, lights and appliances needed.

If you’re buying a house or apartment, they will also usually be fully furnished, unless they are newly built. Bring personal accessories and smaller items, like framed photographs, to help your new house feel like your own. Any larger pieces of furniture can be shipped from home later. There are some fantastic furniture and homeware stores in Cayman. See the Shopping chapter for more information.

When moving to the Cayman Islands, we recommend you think carefully before selling good quality pieces of furniture or those with sentimental value, as it is unlikely you will be able to replace them in Cayman. If you intend on buying new furniture overseas, you’ll have to pay for the shipping plus 22% import duty.

Firearms & Other Weapons

It is possible to import a firearm or your firearm collection to the Island; however, the Cayman Islands has very strict laws on the possession of unregistered firearms. It is illegal to possess a firearm without a Firearms Licence authorised by the Commissioner of Police. Punishment for this offence is severe, with a minimum of 10 years’ imprisonment. To import, the applicant must complete a Firearms Licence and Import form, which can be obtained from the Royal Cayman Islands Police Service (RCIPS). In addition to providing various supporting documents,

the applicant will be required to declare that their firearm will be stored in a locked box or safe bolted to the wall and floor. The RCIPS reserves the right to inspect the safe, firearm and ammunition at any time. You can also import a bow and arrow or your bow and arrow collection, but the same procedures for importing and storing a firearm must be followed. The use of spear guns is also regulated. It is illegal to possess, use and import a spear gun without a licence from the Marine Conservation Board.

Kitchen Appliances

Most rental apartments come with appliances such as a washer/dryer, dishwasher, microwave, refrigerator and oven. A fully furnished apartment should also come with a toaster, kettle and coffee maker, but if they don’t, then local home centres, such as A. L. Thompson’s, stock these items. Check with your landlord beforehand to find out what is included.

Medication

Be sure to pack at least a month’s supply of medication that needs to be taken daily while you organise your on-Island healthcare and health insurance. Most medicines are available on Grand Cayman, although they may be sold under another brand name. Ask your GP for the generic names of prescription drugs. See page 389 in the Health & Wellness chapter for a full list of pharmacies in the Cayman Islands.

Wine

Individuals can bring a maximum of four litres of wine in their luggage. If you want to import your wine collection from home, you must bring it in through a company that has a liquor licence. Regardless of the value of your wine on the open market, the Cayman Islands Government charges the following duty per litre of wine: CI$10.80 for Champagne, CI$7.80 for sparkling wine, CI$3.60 for table wine and CI$5.25 for dessert wine.

Retiring

in Cayman

For those contemplating retiring, growing old and spending their final days in Cayman, this chapter details the things you will need to think about. For those who have lost a loved one, it covers everything you might need to know about wills and probate, repatriation and the various burial options.

With beautiful beaches and year-round good weather, it is easy to see why Cayman is regarded as an ideal place to retire. Aside from the climate, what draws retirees to Cayman is that you can enjoy the ease of island life while still having access to world-class healthcare and remaining near the US. The retirement community in Cayman is thriving; the current figures show that the over-65s account for over 8.3% of the population and, as a result, activities and services for seniors are increasing. Whether you intend to get involved in the community or simply relax on the beach, the lifestyle in Cayman suits any retirement model.

RETIRING IN CAYMAN - WHAT TO CONSIDER

Health Insurance

Health insurance by an approved Cayman Islands health insurer is required by law for all residents of the Cayman Islands. However, there are very few options available to retirees arriving in Cayman. All the insurance companies offer the Standard Health Insurance Contract (SHIC plan). A few insurers have set monthly premiums regardless of age or health status, but many will rate for age and/ or health risks at installation and upon each annual renewal. The SHIC plans have fairly standard rates, which have remained steady for over 10 years, but each health insurer may charge up to double their standard rates for high-risk members and may also apply to the Health Insurance Commission to allow charging higher than twice the standard rates for higher-risk applicants.

The standard cost for an individual is in the region of CI$167 per

Photos courtesy of Julie Corsetti & Rebecca Davidson

month. For a couple, it is CI$300-CI$400 and for a family, it is CI$465-CI$650. If you would like to add dental and vision coverage, it will cost approximately CI$30$75 more per month, per individual. That said, not all health insurance companies in Cayman offer the option of additional dental and vision under the SHIC plan; the majority only offer the medical benefit portion of the plan.

If you are a current Cayman resident reaching retirement age, you are encouraged to check your options for retiree coverage, either through your own or your spouse’s prior jobs and what individual coverage you may be able to transfer to. A few insurers offer more comprehensive individual plans, but those will all utilize risk-and-age-based premiums. Some retirees own companies, and they may be able to enrol themselves on their group plan, while some other retirees continue to work a part-time job to help maintain health insurance coverage.

Another option for retirees moving to Cayman is to keep their existing health insurance from overseas (for example, Medicare or BUPA) and obtain a basic plan in Cayman to cover the legal requirements. Medicare will not cover Cayman services but can cover major expenses in the US. If on private insurance, be sure your overseas insurer is aware of your place of residence to avoid possibly denied claims due to eligibility requirements not being met.

Married couple retirees who are enrolling on individual plans may wish to consider enrolling separately versus as a ‘primary insured with a spouse’ for a few reasons. Firstly, the age and/or health conditions of one spouse in the couple could attract higher rates for the couple overall. By enrolling separately, the healthier and/or younger spouse may attract more affordable rates than when the couple is enrolled together. Secondly, whilst not a pleasant thought, if the primary insured passes away, the surviving spouse is spared a lot of hassle (and also the possibility of having a gap in coverage) if he or she already has the policy in their own name. If you do still decide to enrol as a couple, versus as

two individuals, then consider having the younger person as the primary insured person to try and obtain a lower premium rate. For a list of local health insurance providers and brokers, see the Health and Wellness chapter.

Medical Care in Cayman

Grand Cayman has three fully-equipped hospitals, nearly 4.5 doctors and 6.3 nurses for every 1,000 people, more than two dozen private healthcare practices, and specialists in cardiac surgery, chemotherapy and orthopaedics. We also have a 3.0 Tesla MRI machine, 3D and 4D ultrasounds, echocardiography, GI endoscopy and even an IV medical spa. If there was one place outside of the US where you could be guaranteed to receive first-rate medical care, you can be assured that Cayman is it.

End-of-Life Medical Laws

The Health Care Decisions Act (2022 Revision) addresses the problem that healthcare providers and families face when a patient is too ill to communicate their treatment preferences. The introduction of ‘Advance Health Care Directives’ by this law, commonly known as ‘Living Wills’, provides a legal framework to express your wishes regarding medical treatment while you are mentally competent. The Advance Health Care Directive is a document that sets out in writing which life-sustaining measures you would want to be applied to you under different circumstances, including a ‘Do Not Resuscitate’ order and the refusal of life support if you are in a vegetative state.

It is also possible to appoint one or more people as proxies to make medical decisions for you should you become mentally incapable. To be legally appointed as a proxy, you must be an adult and satisfy certain principles, such as being mentally competent. Should the proxy holder die or renounce their duty, and the patient is mentally incompetent, the patient’s doctor automatically becomes the decision maker. It is highly

recommended that you consult a lawyer to guide you through this process, given the potentially serious implications involved for your health and wellbeing.

The Health Care Decisions Act prohibits physician-assisted suicide and does not affect those who were in palliative care prior to the introduction of this law or the right of a person to receive palliative care.

The Human Tissue Transplant Act (2013) and the Human Tissue and Transplant Regulations (2018) came into effect in 2018. The law allows adults (18+) to register as organ donors. Persons under 18 years of age need parental consent to register and can only donate regenerative tissue (e.g. bone marrow). This law excludes the donation of foetal tissue, sperm or ova and prohibits the trading of human body parts. If you have not registered as a donor prior to your death, your organs/tissues cannot be donated once you are deceased.

In addition, a Human Tissue Transplant Council has been established to monitor compliance with the law and oversee the new donor registry. The registry has the potential to connect Cayman with the overseas organ donation network, whereby patients gain priority on other international registries. For more information on the healthcare system, see the Health and Wellness chapter.

Life Insurance

Prior to retirement, it is important to ensure you have adequate life insurance coverage. A good life insurance policy will protect your loved ones’ finances and ensure that an already difficult time isn’t made more so with the financial burden that could ensue from a loss of income. Life insurance policies are designed to pay out a cash sum to your loved ones if you die while covered by the policy. It can help them deal with everyday money worries, such as household bills, childcare, school fees or mortgage payments.

The amount of coverage you’ll receive and the premium you’ll pay will depend

on your individual circumstances and the kind of policy you choose. Your life insurance premiums will consider your medical history, age and lifestyle factors, and typically speaking, the younger and healthier you are, the cheaper your monthly bill will be. See below for life insurance providers. You can find more in the Settling In chapter.

Michael Webster - Life Agent

Tel: (345) 925 5433

Email: michael.webster@cic.com.ky www.lifeinsurance345.com

Michael Webster offers protection for both your mortgage and family. He offers term life, mortgage protection term life and whole life policies. For peace of mind, call for a free, no obligation quote. SEE AD PAGE 143

Sagicor Life of the Cayman Islands

198 North Church Street, George Town

Tel: (345) 949 8211

Email: cy_infocayman@sagicor.com www.sagicorcayman.com

Sagicor helps you secure your financial future with Savings, Retirement Planning, Life Insurance, Mortgage Protection, Family Protection and Critical Illness coverage. Sagicor is the only company in Cayman authorised by the Superintendent of Pensions to allow individuals to purchase an Annuity plan using their Pension Fund at retirement age. Speak to an advisor about the best ways to protect yourself and your family.

SEE AD OPPOSITE PAGE & 144

Immigration Considerations

The Cayman Islands welcomes wealthy retirees as long as they have enough money to buy a house and support themselves in old age. Without a regular tax base, the Cayman Islands Government is not able to support an ageing population. If you are the dependent/spouse of a Permanent Resident and they die before you do, the right of the surviving spouse to reside in the Islands may be revoked at the discretion of the Director of Workforce Opportunities & Residency Cayman. The surviving spouse may, within three

months, apply for the Grant of Residency Certificate for Persons of Independent Means upon satisfying the requirements.

See page 92 for more information.

Senior & Retirement Homes

The Pines Retirement Home

60 Pines Drive, George Town

Tel: (345) 949 5650

Email: info@thepinescayman.com

www.thepinescayman.com

The Pines Retirement Home is a non-profit organisation established to provide residential accommodation to meet the needs of elderly citizens during their retirement. Over time, the emphasis has moved to the provision of care provided by Registered Nurses in response to the needs of the community. There are 48 beds split between private rooms, double rooms, and wards. The cost is CI$3,100 per month for regular care residents, CI$6,500 per month for heavy care residents, CI$3,600 per month for private rooms, and CI$125 per night for respite care. These rates include three meals per day and snacks, as well as varying levels of assistance with daily living activities, housekeeping, outings and more. Daycare is provided Monday to Friday from 8.30am-5pm for a rate of CI$45 per day. This allows seniors to spend their day at The Pines, participating in numerous activities. The home is open to all citizens of the Cayman Islands.

Poor Relief Payments

For those too elderly to work, who are over the age of 60 and are in great need, the Needs Assessment Unit (NAU) currently offers a monthly stipend of CI$950. A full assessment needs to be undertaken and then the level of assistance required is investigated. This is only open to Caymanians. The NAU is located at 55 South Church Street, George Town. Tel: (345) 946 0024.

In-Home Carers

Caring Hands Cayman

Tel: (345) 943 1177

Email: support@caringhandscayman.com

www.caringhandscayman.com

Caring Hands Cayman is a professional in-home

healthcare provider dedicated to enhancing the quality of life, dignity and independence of Cayman’s elderly residents, the sick, or those incapacitated and in need of nursing care at home, whether they are residents or visitors.

Hospice & Palliative Care

For many years, residents have been very fortunate to have free palliative and hospice care at Jasmine. The charity provides care to improve the quality of life for those living with a life-limiting or end-of-life illness and their loved ones. It is beneficial to individuals at any stage of a long-term illness and can be provided alongside treatment. Jasmine has its own purpose-built facility, the Jasmine Villa, which can accommodate four patients and their family members, and includes a meditation room, family room, kitchen and a community room. Care can be provided at a patient’s home or in the Villa, depending on the needs and wishes of patients and their families. Jasmine also offers free bereavement support and grief counselling for anyone in the community. Anyone can refer a patient to Jasmine.

Jasmine

31 Jasmine Blossom Way, West Bay Road

Tel: (345) 945 7447

Email: info@jasmine.ky

www.jasmine.ky

Jasmine is a not-for-profit organisation dedicated to providing dignified medical, emotional and compassionate care to anyone in the Cayman Islands with life-limiting or endof-life illnesses. All of their services are free of charge. Their specialist nurses and caregivers, as well as a team of trained patient-care volunteers, offer support to patients and their families. Jasmine costs more than CI$3,000 per day to operate and relies on the generosity of the community to keep its services free for anyone in need.

Wills & Probate

There is no inheritance tax in the Cayman Islands. Cayman Islands law allows for complete freedom of disposition, meaning that you can dispose of your Cayman

assets on your death as you please, subject only to the law of your domicile. It is extremely difficult to contest an otherwise valid Cayman Islands Will, and so it is recommended that you have an understanding of the probate process and an up-to-date Will.

Post-death, the law requires a grant of probate or letters of administration to be obtained from the Grand Court of the Cayman Islands to enable personal representatives (usually those persons nominated as executors in the Will) to administer the deceased’s Cayman Islands estate. Court fees of around CI$250 are payable to the Cayman Court, excluding legal fees (if applicable) to prepare the application. The application for probate must be filed within six months of the date of death, otherwise an additional application has to be made to the Grand Court for special leave. When probate or letters of administration are granted, it empowers the personal representatives to deal with the deceased’s Cayman Islands assets. It is advisable to obtain multiple copies of the grant of probate or letters of administration if there are multiple assets to administer.

It is important to note that under the Succession Act (2021 Revision), executors are only entitled to very modest remuneration. However, the Will may allow more generous remuneration.

The Formal Validity of Wills (Persons Dying Abroad) Act (2018) prescribes that a Cayman Islands Will is considered valid if it conforms with foreign or Cayman Islands execution formalities. This law also applies to Wills created before this law came into force in 2018.

The Succession Act and the Wills Act (2021 Revision) have introduced provisions for civil partners to be considered equal to married persons as a matter of Cayman Islands law.

Foreign probates or letters of administration (with certificated translations, if necessary) can be resealed by the Cayman Probate Court, at which point such resealed foreign legal documents will

be effective in administering any Cayman Islands assets.

Dying intestate (i.e. without making a Will) can sometimes make matters more complicated. If a Cayman-domiciled person dies intestate, a closely connected person, such as a surviving spouse or surviving adult child, must apply to the Grand Court for letters of administration. Once obtained, this legal document empowers them to deal with the deceased’s assets in accordance with the Succession

Act. Many people attempt to take on the responsibility of acting as a representative of an intestate estate and then immediately find themselves overwhelmed. In order to navigate this complicated process, it is advisable to seek advice from a duly qualified attorney-at-law. The benefit of having a local representative who is familiar with the Cayman Islands legal system cannot be overstated. Their familiarity with the rules could save your estate from significant expense, not to mention

alleviate the stress placed on bereaved loved ones who may otherwise find themselves having to negotiate the requirements of a country that they may not be familiar with.

Drafting a Will

Although anyone can draft their own Will, there are certain legal requirements that must be met in order for it to be valid. Take advice from an attorney to make sure your Will:

> Is unambiguous

> Clearly sets out your wishes

> Meets legal requirements. Attorneys can also provide additional services, such as the retention of your Will.

Letters of Wishes

A letter of wishes often accompanies a Will, setting out additional, non-binding requests. Such letters can be a great comfort to family members who find themselves unsure about where to begin when dealing with their final wishes.

Simple instructions include where your life insurance policies, annuities and pension plans are held. Also included are your bank account details, your electricity, water, internet account numbers, your computer password, a list of your fixed assets, your digital assets, the names of your attorney, accountant and doctor, and generally all those items that only an individual may know. Setting this out in a letter of wishes will save your representative hours of digging through papers and making telephone calls trying to determine where your assets are held. Giving precise details can save your estate from potential losses due to unidentified assets. Your attorney will ask you to provide the following information:

Family Information

> What is your full name, date of birth and home address? What is the full name of your spouse, their date of birth and address? What are the full names, dates of birth and current ages of your children? Were there any previous marriages? If so, were there any

children from that previous marriage? What are their names and ages?

Key Roles in Your Will

> Names and addresses of your proposed executors: maybe a trusted friend as one and a trusted family member as the other. You need to explain your relationship to these people.

> Name and address of guardians to your children, although this is only relevant if your children are young.

Gifts

> Pecuniary bequests – These are legacies of cash that you may want to leave to someone.

> Legacies of property – You will need to identify the specific item/property that you want to leave to someone.

> Beneficiaries of the rest of your estate – This is whatever is remaining in your estate and can be given to one person, or it can be divided between several people.

> Substitute beneficiaries of your estate – In this section, you need to name a substitute to inherit your estate should the named beneficiaries die before the estate can be given to them.

> Age of inheritance – You will be asked if you want to specify an age when your beneficiaries inherit the residue of your estate. This is only relevant if your beneficiaries are very young at the time of you writing your Will.

> ‘Worst case scenario’ gift – You need to name a charity, family member or friend who will inherit your estate if everyone you have named in your Will dies and cannot inherit it.

Assets & Liabilities List

The final portion of the Will requires you to list your assets, liabilities (mortgages and outstanding debts), as well as any life insurance policies you may have and the details of your pension plan. A law firm can assist you in writing a Will and your Letter of Wishes, or advise you on probate. Please refer to the Running a Business chapter for

a list of law firms that will be able to help.

Inheritance Tax & Domicile

For foreign residents, inheritance tax may still be due in their country of domicile. Your lawyer will be able to determine whether you are domiciled in Cayman or advise you on how to change your domicile to Cayman. Purchasing a grave plot in Cayman and insurance that pays for your remains to be repatriated to Cayman are two ways to prove your domicile is in Cayman. For information, see the Immigration chapter.

Law Firms with Family Practices

Cayman Family Law

Zephyr House, Ground Floor, 122 Mary Street, George Town

Tel: (345) 746 5290

Email: info@caymanfamilylaw.com

www.caymanfamilylaw.com

Cayman Family Law is a boutique law firm specialising exclusively in Family Law, including advice and assistance on Wills and probate matters. They can also provide advice on the preparation of lasting powers of attorney and obtaining Guardianship orders.

Collas Crill

2nd Floor, Willow House, Cricket Square, GT

Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey, advising both local and international clients in a full range of legal services. SEE AD PAGE 169

Hampson and Company

4th Fl, Apollo House East, 87 Mary Street, GT

Tel: (345) 623 7788

Email: info@hampsonandco.com

www.hampsonandco.com

Led by Graham Hampson, Hampson and Company offers experienced and comprehensive advice on family law, including advice on Wills and probate, both local and international, real estate and settling in the Cayman Islands.

SEE AD PAGE 70 & 105

HSM

68 Fort Street, George Town

Tel: (345) 949 4766

Email: info@hsmoffice.com

www.hsmoffice.com

HSM lawyers provide advice on all aspects of family law and can also provide guidance on the preparation of Wills; the obtaining of grants of probate or letters of administration; and the re-sealing of foreign probate matters. They also represent clients in connection with non-contentious and contentious trust and estate disputes. SEE AD THIS PAGE, 67, 89 & 168

Travers Thorp Alberga

2nd Floor, Harbour Place, 103 South Church Street, George Town

Tel: (345) 949 0699

Email: info@traversthorpalberga.com

www.traversthorpalberga.com

Travers Thorp Alberga has an experienced succession and estate department focusing on all types of estate planning, inclusive of trusts, Wills and probate proceedings, both local, international and multijurisdictional. SEE AD PAGE 103

Stuarts Humphries

Kensington House, 69 Dr. Roy’s Drive

Tel: (345) 949 3344

Email: buck.grizzel@stuartslaw.com

www.stuartslaw.com

Comprehensive Wills and probate services for residents of the Cayman Islands and non-residents who have assets in the Cayman Islands, such as real estate, shares in companies or bank accounts. SEE AD PAGE 77

When a person dies, the next of kin is left with a number of decisions and arrangements to make. Fortunately, undertakers are there to help guide family and loved ones through the process. The main decision to be made is whether the body is to be buried, cremated or repatriated. Funeral homes help in all three scenarios. There are two funeral homes in the Cayman Islands: Bodden Funeral Services and Churchill’s Funeral Home. Both provide the same range of services and similar funeral packages, although Bodden Funeral Services has the only crematorium in the Cayman Islands.

Overview of the Process

If a person dies of natural causes – that is, the death is not sudden, violent or suspicious – the process is as follows:

> If that person has been under the direct care of Jasmine, the deceased is taken to a hospital where an examination is carried out, the person is pronounced dead, and the body is then moved to a funeral home.

> If the deceased has not been under the care of Jasmine, the next of kin must contact the hospital. The body must be taken to the hospital, where a medical practitioner determines whether

further investigation is required.

> Meanwhile, the undertaker will collect the necessary information and complete the paperwork for the death certificate. This is then presented to Medical Records, where the attending physician verifies the information, fills in their portion and sends it to the General Registry. When the death certificate is ready, the body is released to the funeral home for burial, cremation or repatriation. Additional death certificates can be ordered online on the Cayman Islands General Registry website (www.vitals.ky) or at the Government Administration building for a fee of CI$10 per copy.

Burial

If the deceased’s wishes were to be buried, the next of kin must decide, with the help of the undertaker, on a casket, clothing for the deceased, whether to hold a service and, if so, what type of service. Other considerations will include whether to have flowers, a programme, and announcements of the death on the radio or in the newspaper.

The average funeral package is CI$3,500 and these costs should include everything other than flowers, announcements and the funeral programme. When you call the funeral homes, make sure to ask the following questions:

> Do they charge a storage/cooler fee to keep the body for the days before the funeral? If so, how much is it per day? It can take time for loved ones to get to Cayman and a funeral can often be delayed for one to three weeks. A cooler fee can easily add CI$1,000 to the cost of the funeral package.

> How often can you view your loved one and is there a fee to view the body?

> What make and material is the casket that is included in the basic package? Upgrading to a different casket can add upwards of CI$500 to your bill.

> Ask what the basic package includes. It usually includes the following: transfer of the body to the funeral home, cool-

storage of the body in their facility, all clerical paperwork, embalming (required for repatriation), dressing, restoration, hair and make-up, coffin, viewing at the funeral home, staff for the service, transportation, hearse for the coffin, free bus for the family to the gravesite, gravesite equipment (chairs, tent, drinking water and coffin lowering device), vault sealing, guest books, one newspaper announcement and four radio ads. It would not include flowers, additional announcements and the funeral programme.

> If the deceased is a civil servant, died in a tragic accident, or is under the age of 18, then ask if the funeral home will offer you a discount.

Burial Assistance

For those in need, the Needs Assessment Unit (NAU) can provide financial support to bury loved ones. They can give families a maximum of CI$3,500 towards a low-cost funeral package that is offered by the funeral homes to clients of the NAU. The NAU may also be able to provide up to CI$1,200 towards the cost of a vault. You will need to visit the NAU office, fill in the required forms, along with any supporting documents, and wait to be assessed by one of the officers. They are located at 55 South Church Street, George Town. Tel: (345) 946 0024 or visit www.nau.gov.ky.

Pre-planning Funerals

In most countries, it is not uncommon for people to pre-plan their own funeral well before they become ill and then leave this plan on file with their chosen funeral home. In the plan, you can let your family know whether you want to be cremated or buried. You can also buy a government or a private burial plot in advance and let the funeral home know the details. Leaving a plan for your funeral will take a huge weight off your family. You can also pay for the funeral costs in advance and the funeral home will freeze the cost even if it is 30 years

before your family needs to access your file with the funeral home.

Cemeteries Management

The vast majority of cemeteries on all three Islands are either privately owned family plots or Government owned, but there is a private cemetery in Red Bay where anyone can buy a burial plot. Public/government owned cemeteries are managed by the Department of Environmental Health (DEH), which is responsible for the allocation of land for burial and the design and construction of burial vaults. However, the maintenance of the grounds and landscaping is carried out by the Recreations, Parks & Cemeteries Unit.

Public burial plots and vaults can be bought at the Department of Environmental Health office (Tel: (345) 949 6696 or email: dehcustomerservice@gov.ky) for a fee of CI$1,200 for adults and CI$600 for children, only after an individual has died. Family plots cannot be purchased in advance at public cemeteries because most sites are full and it will be hard to obtain a plot next to your loved ones.

Private cemeteries on-Island are still monitored by the Department of Environmental Health to ensure that the vaults are constructed to DEH specifications. However, these are not available for public purchase as most of them are on family-owned land that is used as a grave site for that family only.

The Garden of Reflection on Prospect Point Road is a private cemetery in Red Bay that has grave plots available for the public to purchase. This cemetery currently has 400 available plots (as of July 2023). Grave plots can be purchased for CI$4,249-CI$7,500 and the cost includes landscape maintenance. The plots are sold and managed by Crighton Properties, and the company maintains accurate records to ensure that reserved grave plots are not built upon. You can contact Crighton Properties on (345) 949 5250 or email: dalec@crightonproperties. com, or through your undertaker. Grave vault construction must be arranged by

the family and local contractors charge between CI$3,200 and CI$3,600 to build a concrete vault. The size of a single plot is 4ft x 8ft and there is a 5% discount if the family buys more than four plots.

List of Public Cemeteries:

West Bay - West Bay by the Fire Station and North West Point (Both cemeteries are closed: all vaults are sold), Boatswain Bay and St. Mary’s on Batabano Road.

George Town - Dixie, South Sound, Spotts (All three cemeteries are closed: all vaults are sold) and Prospect.

Bodden Town - “Old” Bodden Town across from the Bodden Town Clinic (Closed: all vaults are sold) and “New” Bodden Town located on the same side of the road as the Bodden Town Police Station, going East. East End - East End and Gun Bay. North Side - North Side and Old Man Bay.

Cremation

If the deceased is to be cremated, the main decision for the next of kin will be the type of service they want, either one with the body present, followed by a cremation, or a memorial-type service, where there is no body. Cremation packages range from CI$2,000 to CI$3,000.

Burial at Sea

With Cayman’s well-known seafaring history, sea burials are an option worth considering in the Cayman Islands. They are a natural and sustainable alternative to traditional burials. To obtain permission for a sea burial, you must submit a copy of the death certificate, a certificate of non-communicable disease and the Burial Order to the Department of Environmental Health (DEH). Once this has been confirmed, the body must be prepared for a sea burial by a licensed mortician and the casket must adhere to a specific set of guidelines that can be found on the DEH website (www.deh. gov.ky). The burial must take place at least five nautical miles from shore, at a minimum depth of 700ft, and outside of traditional fishing grounds. Although

this is not a common option, the team at Bodden Funeral Services (Tel: (345) 949 7464) has experience with sea burials and can assist you if this is a route you would like to take. If you would like to scatter your ashes at sea, the only requirement is that you do so at least three nautical miles from the shoreline.

Repatriation

For expat workers, repatriation is often the preferred choice. The next of kin will need to decide whether to repatriate the body in a casket or whether to send it as freight, which is more cost-effective. The paperwork varies considerably depending on the country the body is to be repatriated to. Repatriation to the US, Canada or the UK is quite straightforward, whereas repatriation to Cuba and the Philippines is much more complex, so the administrative costs are higher. Funeral homes, such as Bodden Funeral Services and Churchill’s Funeral Home, will take care of all the paperwork and arrangements, including the embalming, which is required for the deceased to be shipped overseas. The basic cost is CI$2,500, plus airfare and paperwork costs.

Importing a Body/Ashes to Cayman

In the event that the death occurs abroad, you must receive permission from the DEH to bring a body/ashes to Cayman. You will need to provide the DEH with the following: the deceased’s full name, place of birth, name of person responsible for the remains, arrival date of the deceased, a copy of the death certificate with the cause of death (specifying whether the death was from a non-communicable or communicable disease), a US$25 admin fee and, if applicable, a cremation certificate. There is an admin fee of CI$25 for local requests. If sending an international bank draft, the fee is US$100 for cashier’s cheques/drafts coming from the US and US$300 for all cashier’s cheques/drafts originating outside of the US. Requests must be made at least 48 hours prior to the body/ashes arriving in the Cayman

Islands. If granted, you will receive a letter of approval that must be presented to Customs upon the body/ashes’ arrival.

Funeral Planning

Needless to say, arranging a funeral or memorial is a distressing affair but funeral homes do all they can to ease the stress and make the process as straightforward as possible. Undertakers are experienced at guiding families through the decisionmaking, asking the necessary questions and making as many of the arrangements as they can. Funeral homes also offer a preplanning service, so that if a person is in the end stages of life, their family and next of kin have the option to talk with undertakers and make key decisions and plans ahead of time. It is also worth noting that one can take out Final Expense Insurance Coverage, which depending on the policy, will cover some or all of the funeral costs.

Funeral Homes

There is no set time frame within which burials, cremations or repatriations must occur and, barring unforeseen complications, these can usually take place as little as two to three days after death.

Bodden Funeral Services

117 Walkers Road, George Town

Tel: (345) 949 7464

Email: sruby@boddenholdings.com

www.boddenfuneralservices.com

Bodden Funeral Services has been serving grieving families in the Cayman Islands with respect, dignity and compassion for over 60 years. With great attention to detail, care and guidance, they offer burial or repatriation and are the only option for on-Island cremation services. Their undertaker is available 24 hours a day to assist your family in times of need.

Churchill’s Funeral Home

328 Eastern Avenue, George Town

Tel: (345) 943 4663

www.churchillsfuneralhome.com

The professional staff are committed to providing dignified, respectful, and compassionate assistance to every family.

Settling In

MONEY &

Opening a Personal Bank Account – Resident

All banks in the Cayman Islands adhere to mandatory duediligence requirements and will perform extensive checks before opening an account to ensure that you are thoroughly legitimate and that no money will be laundered. Each bank may have slightly different requirements. Here are some:

> An employment letter addressed to the bank confirming your position, salary and expected length of employment

> A recent utility bill (no older than three months) or lease agreement in the individual’s name as proof of address. In the event of the latter, you would need to provide a copy of your landlord’s utility bill

> Original passport for all countries of citizenship (to be certified by the bank, meaning a personal meeting is required)

> W9 forms for US citizens

> Original or notarised copy of Work Permit letter, Cayman Status, Right to Work or Naturalisation certificate

>

and signed application form.

Opening a Personal Bank Account – Non-Resident

can open a bank account in Cayman without visiting the Islands (not all banks offer this service), but they must submit multiple certified documents to prove their identity, current overseas address, the source of funds and

Photos courtesy of Rebecca Davidson & Julie Corsetti

bank references. Local banks will often want a legitimate rationale for opening an account for an overseas resident, in addition to the following:

> An employment letter addressed to the bank confirming your position, salary and length of employment

> An original bank reference addressed to the bank in Cayman stating how long you have banked with your home bank, the average balance maintained and how the account has been conducted

> An original professional reference addressed to the bank from a law or accounting firm

> Curriculum Vitae (CV)

> A recent original utility bill (no older than three months) or a lease agreement in the individual’s name as proof of address

> Certified copy of your passport(s) for all countries of citizenship (to be certified by the bank)

> W9 forms for US citizens

> If you own or rent property in Cayman, then a certified copy of the land register agreement, a transfer of land document or a copy of a rental agreement

> Completed application form.

Opening a Business Bank Account

Refer to the Running a Business chapter.

Local Banks

Butterfield Bank (Cayman) Ltd.

12 Albert Panton Street, George Town PO Box 705, Grand Cayman KY1-1107

Tel: (345) 949 7055

Email: info.cayman@butterfieldgroup.com

www.butterfieldgroup.com

Branches & Banking Hours: Butterfield Place Banking Centre (GT), Monday-Thursday 9am4pm, Friday 9am-4.30pm, Midtown Plaza Banking Centre (GT), Monday-Friday 9am4pm and Saturday 9am-12pm and Camana Bay Banking Centre (SMB), Monday-Friday 9am4pm.

Banking Centre Services: Accounts, online banking, ATMs, credit and debit cards, currency exchange, wire transfers, bank drafts, utility bill payments, night deposit facilities, safety deposit boxes, standing orders, mortgage services and loans.

Other Services Offered: Credit references, trust services, private banking and investment management. SEE AD PAGE 127

Cayman National Bank Ltd.

PO Box 1097, Grand Cayman KY1-1102

Tel: (345) 949 4655

Email: cnb@caymannational.com

www.caymannational.com

Branches & Banking Hours: Kapok in Camana Bay (SMB), Centennial Towers (WB), Countryside Shopping Village (Savannah), Elgin Ave (GT), Cayman Brac, Monday-Thursday 9am-4pm, Friday 9am-4.30pm; Little Cayman, Monday and Thursday 9am–11.30am and 12pm-2pm (hours subject to change with Cayman Airways flight schedule).

Bank Services: Chequing, savings and fixed deposit accounts, credit and debit cards, online banking and mobile app, largest ATM network Island-wide, currency exchange, wire transfers, electronic funds transfer, travellers’ cheques cashing, bank drafts, letters of credit, utility bill payments, standing orders, merchant services, night deposit facilities, customised credit solutions such as mortgages, loans and domestic and international/domestic premier banking at the Camana Bay location.

SEE AD PAGE 53 & 249

CIBC FirstCaribbean

PO Box 68, Grand Cayman KY1-1102

Tel: 1 (866) 743 2257

www.cibcfcib.com

Branches & Banking Hours: Main Street (GT) and Regatta Office Park, West Bay Road (SMB)

Monday-Thursday 9am-4pm and Friday 9am4.30pm.

PROVEN Bank (formerly Fidelity Bank)

PO Box 914, Grand Cayman KY1-1103

Tel: (345) 949 7822

Email: info@provenbank.com

www.provenbank.com

Branches & Banking Hours:

36A Dr Roy’s Drive, Cayman Financial Centre (main branch), Monday-Thursday 9am-4pm, Friday 9am-4.30pm.

RBC Royal Bank (Cayman) Ltd.

PO Box 245, Grand Cayman KY1-1104

Tel: (345) 949 4600

www.rbcroyalbank.com/caribbean

Branches & Banking Hours: 24 Shedden Road (GT), Monday-Thursday 9am-4pm and Friday 9am-4.30pm, Red Bay Branch, 53 Shamrock Road (next to Grand Harbour), Monday-Friday 10am-6pm and Saturday 9am-3pm.

Scotiabank & Trust (Cayman) Ltd.

Scotia Centre, 18 Forum Lane, Camana Bay PO Box 689, Grand Cayman KY1-1107

Tel: (345) 949 7666

www.scotiabank.com

Branches & Banking Hours: Camana Bay (SMB) and South Sound (across from Grand Harbour), Monday-Thursday 9am-4pm and Friday 9am4.30pm.

Online Banking, ATMs, Contactless Payments & Cheque Books

All banks on-Island offer online banking, but some are more user-friendly than others. If online banking is important to you, it is worth asking about each bank’s online capabilities. All banks allow you to pay almost all your monthly bills online.

As of May 2023, Google Pay™ is now available in the Cayman Islands. Being the first local bank to offer this payment method, Butterfield clients can make secure, contactless payments, as well as store digital cards, on their Android and WearOS devices. Users simply need to download the Google Wallet™ app from Google Play™ and add their Butterfield credit or debit card. At the time of going to print, Apple Pay is still not available for local banks in the Cayman Islands.

ATM machines are available at most bank branches and all supermarkets. If you use your own bank’s ATM, you will not be charged a withdrawal fee other than Government’s 25 stamp duty charge for every withdrawal. The charge to use another bank’s ATM is CI$2CI$3, depending on the bank, for each withdrawal.

If you need a cheque book on your personal bank account, make sure to ask the prospective bank if they offer this service, as some do not.

Money Transfer Services

Due to the number of foreign nationals in the Cayman Islands, there are numerous money transfer companies on-Island, including MoneyGram, JN Money transfer and Western Union. Money transfer companies accept both US and CI dollars.

MoneyGram

MoneyGram has eight locations on Grand Cayman and two on Cayman Brac. It offers a fast and secure way to send money. Tel: (345) 945 5616.

Western Union

Western Union is located in the four Foster’s Supermarkets in Grand Cayman and L M Superstore in Cayman Brac.

TELECOMMUNICATIONS

Cayman’s sophisticated tourism and financial industries have ensured that telecommunications are as advanced as those you would find in any developed country. Options for mobile and residential phone services and high-speed internet connections (via fixed lines and through mobile data) are available across all three Islands.

In the Cayman Islands, international connectivity is provided via two separate

Dialling

To the Cayman Islands

From the UK: 001 + 345 + number

From the USA: 1 + 345 + number

From the Cayman Islands

To the Caribbean: 1 + Country Code + number

To the USA & Canada: 1 + Area Code + number

To the UK: 011 + 44 + number

Rest of the world: 011 + Country Code + number

optical fibre submarine cables through to the US. These are the Cayman Jamaica fibre system, owned by Cable & Wireless Communications Limited (C&W) and the MAYA-1 subsea cable, owned and operated by a consortium in which C&W is a member, with connections to various locations in Central America.

The MAYA-1 cable has been in place for 23 years and is nearing the end of its life. Similarly, the Liberty cable from Jamaica is 26 years old and is also vulnerable. The Government is currently exploring options for replacing these systems either independently or finding partner investors.

Finding a Provider

Choosing the right provider will depend both on the services available in your area and your personal usage. Unsurprisingly, bundled options from the same provider can result in significant discounts.

It is worth noting, however, that due to the small population of the Islands, the cost of broadband and residential and mobile phone services tends to be somewhat higher than in Europe and North America.

TELEPHONE SERVICES

Every provider in the Cayman Islands must be able to provide local and long-distance telephone services. All mobile phone providers offer an international direct dialling service and depending on your plan rate, prices are often comparable to those for fixed lines. Mobile phone service options are varied and there are choices to suit any need, including mobile data, text messaging and voicemail.

The mobile providers in the Cayman Islands are Digicel and FLOW. Internet services are available from four providers: Logic, FLOW, Digicel and C3 Pure Fibre. Standalone and bundled internet and VoIP options are available and, in some instances, discounts are offered for taking more than one service.

Residential phone service choices are aplenty, with installation times varying from a couple of hours to a couple of weeks, depending on the company and the type

of service you choose. If you are building a home in a newly developed area and want a fixed line installed, check directly with your provider to confirm the expected time of installation.

Overview of Local & Long-Distance Telephone Services

Logic and C3 Pure Fibre offer phone services which allow users to make calls at home using an internet connection rather than traditional fixed lines.

Logic’s Chatterbox service gives you unlimited international calls for a fixed monthly fee. A variety of monthly plans are available, depending on which countries you call the most. Chatterbox offers local, US, UK and Canada phone numbers, allowing you to stay connected to friends and family.

FLOW provides consumers with residential phones that use fixed landlines. They offer three home phone plans: Residential, Home 500 and Home 800. All three packages have a monthly line rental charge, with the difference occurring in free local call minutes and discounts on international calls.

MOBILE SERVICES

The two mobile service providers operating in the Cayman Islands are Digicel and FLOW. Both companies offer prepaid options (pay-as-you-go/top-up), as well as postpaid plans (billed per month). Both options include voice calls, text messaging, and data, and some also include a certain number of international calls (anywhere minutes).

Most residents have Android or iOS smartphone devices and FLOW and Digicel both use 4G LTE technology. Though 5G is not currently available onIsland, there are plans to roll out this faster network in the near future.

The MyDigicel and MyFlow apps enable customers to view and pay their bills for postpaid phones, top-up credit on prepaid phones, as well as activate a number of addon plans, such as reduced international calling rates, roaming and data plans.

The MyDigicel app also grants weekly rewards to users through customer loyalty programmes.

Prepaid Mobile Services

The advantage of prepaid mobile phones is that there is no contract, no monthly fee and no deposit required.

Prepaid SIM cards can be purchased from Digicel and FLOW stores, as well as from other retailers, like supermarkets and gas stations. If you have an unlocked phone, all you need to do is purchase the SIM card, put it in your phone, add credit and start calling. Credit can be added (also known as topping-up) at the same locations SIMs can be bought online and through the mobile service providers’ apps.

The disadvantage of prepaid phones is that the per-minute rates are higher than for postpaid plans. Local calls cost 23 to 43 cents per minute, depending on the time of day and whether you are calling numbers within your network or to other networks. The prepaid credit can be used for making calls, using mobile data or texting. You will get better value by purchasing data, text and voice calling bundles.

Postpaid Mobile Services

You will usually be required to sign a contract for 12 or 24 months with a postpaid plan. These are easy to set up –you just need to take ID, proof of address and a deposit to your chosen provider – and there is a choice of plans allowing customers to choose the one that best fits their needs.

Postpaid plans are paid monthly at both FLOW and Digicel. Both include a basic allocation of minutes, text messages and data allowance. Contracts often include a discount on handsets and the cost of the phone can usually be spread out over the course of the contract.

As there is no such thing as credit rating systems in the Cayman Islands, you will need to put down a deposit, typically CI$100-CI$200, if you choose a postpaid plan.

FLOW currently offers unlimited plans,

which include limitless data, WhatsApp, local texts and minutes, as well as an allowance of international minutes and free incoming calls whilst roaming. These start at CI$50. Customers who have broadband receive a discount on their unlimited mobile plan.

Digicel offers several postpaid plans available on a contract, as well as a variety of prepaid plans on a 1, 3, 5, 10 or 30day term. All Digicel plans include SMS, Digicel to Digicel minutes, social text

data for WhatsApp, Snapchat, Instagram, Facebook and X (formerly Twitter), dedicated entertainment data for Netflix, Spotify, YouTube and TikTok, mobile internet, international calling minutes and dedicated roaming data, all of which come with unlimited rollover.

Handsets

It is worth noting that if you bring a mobile phone with you from overseas when you move to Cayman, it will not necessarily

Phones for Sale

Apple iPhone, Samsung Smart Phones and Tablets, Unlocked and dual Sim phones, other models include Xiaomi- LG – Alcatel

Sales, Service & Repairs iPhone, iPads, Samsung, tablets Cellular Phone Repairs

Quality repairs for all phones and tablets. Samsung Authorized Service Centre & Apple Independent Repair Provider (IRP)

Best original accessories for iPhones and Samsung including chargers, cases, screen protectors, and

Opening Hours

Monday-Friday 9am-7pm Saturday 10am-6pm

Contact Details

Email: info@cellularworld.ky Website: cellularworld.ky

Main Retail: Phone 945-2355

Repairs Phone: 943-2355

Whatsapp / Telegram: 323-2355

Address: Bay Town Plaza, WB Road

Cellular World Cayman

work here. It all depends on the frequency used: Cayman mobile providers use GSM, HSPA and LTE technology. It is a good idea to check with your provider prior to moving to find out if your phone will be compatible, if you are free of contract obligations and if your phone is unlocked. As a general rule, European phones will use the same frequency, but phones from CDMA carriers in the US and Canada will not.

Mobile phones can be bought locally at Cellular World, in the Bay Town Plaza, opposite The Wharf Restaurant on West Bay Road. They also sell accessories (car chargers, cases, screen protectors, etc). For more information, call (345) 943 2355 or email: info@cellularworld.ky. FLOW and Digicel also sell a wide range of new handsets, some of which will be discounted. Purchasing a handset from one of the mobile providers on-Island is advisable as their selection of phones are set up to work best on the networks here. You will get a warranty and access to authorised repair services, however, you will be locked to the provider.

Phone Repairs

Cellular World

Bay Town Plaza, West Bay Road

Tel: (345) 943 2355 (repairs)

Email: info@cellularworld.ky

www.cellularworld.ky

For over 20 years, Cellular World has been selling and repairing phones. They keep up with the latest technology and can repair most mobile phones regardless of how complicated the problem is, from hardware to software, as well as cracked screens and charging problems. They are also the authorised service centre for Samsung and an authorised independent repair provider for Apple. They also sell many brands of mobile phones and tablets. Open MondayFriday 9am-7pm and Saturday 10am-6pm.

tablets and digital watches from Apple, Samsung and Google.

Roaming

All mobile phone providers offer worldwide roaming so that you can make and receive calls while travelling on your Cayman number. If roaming is not in your plan, these calls fall outside your monthly plan allocation, meaning that you will be billed at much higher rates than at home for both outgoing and incoming calls and text messages, as overseas networks charge higher rates for visiting users.

To enable frequent (and not so frequent) travelling, both Digicel and FLOW offer roaming plans. Both offer roaming bundles, offering customers travelling in specific countries an allowance of data and minutes to use while roaming. Bundles can be activated just before departure and are usually valid for a specific period of time. To choose your roaming bundle, review the plans available online.

I NTERNET

Logic, FLOW, Digicel and C3 all offer home-based internet plans with unlimited usage. Generally, the download speeds offered by all four providers are very high. The higher the download speed, the better the performance for downloading data, playing games online and streaming content. Logic offers download speeds as high as 1GB. Fibre optic installation is ongoing, so how far the different fibre optic networks extend is constantly changing. Research what kind of coverage each provider has in your area.

Fibre Optic (+TV)

iShop4u

Bayshore Mall, 31 South Church Street, GT Tel: (345) 927 3601

Logic, FLOW and C3 have all been busy in recent years installing fibre optic cables so most of the Island can now enjoy consistent superfast broadband speeds. As fibre optic cables allow such consistently fast download speeds, all three providers offering fibre optic broadband also offer TV packages. The choice of channels will vary according to the provider but is generally based on US programming

with add-on packages available for those who may want specific channels such as Hispanic, Filipino, sports or movies. See the TV section for more information.

Internet Providers

Logic’s fibre optic network covers over 75% of the homes in the Cayman Islands and offers speeds up to 1GB. Residential plans start from CI$79 for 100Mbps. Logic TV is also available as a bundle with your internet package, meaning you get the benefit of monthly savings.

FLOW has replaced much of its copper wires across Grand Cayman and Cayman Brac with fibre optics. Packages are offered to suit different needs and household sizes, from 200Mbps to 1000Mbps. FLOW’s superfast broadband customers can access a range of FLOW TV packages, plus choose additional channels and enjoy HD entertainment. TV packages include US and Latin American programming plus Video on Demand content. You can receive a free demo online at www.discoverflow.co

or by visiting a FLOW retail store.

C3 Pure Fibre offers a selection of fibre optic-based services. C3 Pure Fibre serves both residential and business customers with WiFi, TV, phone and IP services. For more information, Tel: (345) 333 3333 or visit www.c3.ky.

Digicel offers lightning-fast internet speeds ranging from 250Mbps to 1Gbps with their premium broadband service for both business and residential customers. Whether you choose FibreX for fast speeds and budget-friendly plans or choose one of their other options, their team will ensure an efficient and reliable connection for your business and personal requirements. Find out more online at www.digicelgroup. com/ky.

Internet on the Go

It’s very easy to stay connected while on the move in Cayman. Depending on your phone, you may be able to create a hotspot through which other devices can connect to the internet using your phone’s

mobile data. However, though the 4G LTE technology means connecting is fast, it can become an expensive option.

Providers’ Contact Details

C3 Pure Fibre

409 Walkers Road, George Town

Monday-Friday 9am-5pm and Saturday 9am1pm

Tel: (345) 333 3333 (customer service)

Email: info@c3.ky

www.c3.ky

Digicel

> 45 Market Street, Camana Bay

Monday-Friday 9am-7pm and Saturday 9am6pm

> Waterfront, 72 North Church Street, GT

Monday-Friday 9am-6pm and Saturday 9am6pm

> Countryside Shopping Village, Savannah

Monday-Friday 10am-7pm and Saturday 9am6pm

> Corporate office: Cayman Technology Centre, 115 Printer Way, George Town

Monday-Friday 8am-5pm

Tel: (345) 623 3444 (corporate office)

Customer care from Digicel mobile: 100

Tel: (345) 623 2499 (business customers)

SEE AD PAGE 131

FLOW

> Galleria Plaza, West Bay Road. Monday-Friday 9am-5.30pm, Saturday 9am-4pm

> Countryside Shopping Village, Savannah.

Monday-Friday 10am-6pm, Saturday 10am5pm

> Stake Bay, Cayman Brac. Monday-Thursday 9am-4.30pm, Friday 9am-4pm

Local customer care: (345) 747 5050

Email: cay-flowhelp@cwc.com (customer service)

Tel: (345) 949 7800 (main office)

www.discoverflow.co

SEE AD PAGE 85 & 129

Logic

> Governors Square (Retail Centre), West Bay Road, Seven Mile Beach

Monday-Friday 9am-6pm, Saturday 9am-1pm

> Logic (Main Retail Centre) off Eastern Avenue, behind Rankin’s Plaza, George Town

Monday-Friday 8.30am-5.30pm

Tel: (345) 745 5555

Customer support line: Monday-Friday 8.30am-8.30pm, Saturday 9am-6pm and Sunday 11am-3pm (closed on holidays)

Email: support@logic.ky

www.logic.ky

SEE AD PAGE 133

TELEVISION

Residents can enjoy international programming through cable, satellite and broadband. There are also three free local, over-the-air TV stations which can be received in all households as long as the TV has an antenna. These are:

Trinity Broadcast Network (channel 21 and Logic TV), CIGTV, the government channel, (channel 23 and Logic TV) and the Seventh Day Adventist Network (channel 30 and Logic TV).

Television Service

Three companies (Logic, FLOW and C3) provide TV programming to the Islands.

Logic also has a cable TV service.

LogicTV has four tiers of packages available starting at CI$39 per month. Add-ons for HBO MAX and sports channels are also available. Set-up includes one set top box and additional set top boxes are available for households with multiple TVs. LogicTV also offers Whole Home DVR and free Video On Demand. The best feature of LogicTV is that it can be watched anywhere in the Cayman Islands by streaming on the LogicTV app. Customers can bundle their TV, internet and phone plans and save up to 10%. For more information on all LogicTV services and packages, call (345) 745 5555 or visit www.logic.ky.

FLOW TV works with broadband and a FLOW-supplied set top box. Customers choose between four monthly base packages offering a range of channels at differing price structures, or you can customise your channel line-up. Packages start at CI$40 per month.

Streaming Services

Streaming services are a popular alternative to cable TV and all you need is a stable Wi-Fi connection. There is a wide variety to choose from and most are available to stream on-Island.

Netflix remains the most popular. Users have access to hundreds of shows, movies and documentaries, and more are added each month. There are three membership plans to choose from, determined by how many devices can stream at the same time. Disney+ is great for families and allows access to all Disney movies and TV, plus some non-Disney options. Amazon Prime Video is also available to stream in the Cayman Islands, giving access to Amazon originals, films and TV shows from across the globe. If you’re travelling or streaming outside of the country where you originally set up your account, services will notify you directly of differences you may experience. These include the selection of movies and TV shows available and different maturity ratings.

An Apple TV box or Amazon Fire Stick

can be used to access streaming services. They each support many streaming apps, including Amazon Prime Video or Apple TV+ (depending which device you have), Netflix, Disney+ and Hulu, and internet access is enabled by built-in Wi-Fi and Ethernet connectivity.

UTILITIES

Electricity

Caribbean Utilities Company Ltd. (CUC) is the sole provider of electricity to Grand Cayman. The Islands run on a 120-volt electricity system with three-pin plugs. However, the outlets are designed to accommodate a two-pin American plug (see opposite page).

To obtain electricity services, property owners are required to complete and sign an application for electrical service, pay a deposit for Post-Pay Service (there is no deposit required for Pre-Pay electricity), show proof of ownership and a photo ID. Tenants are required to complete and sign an Application for Electrical Service, pay a deposit (for post-paid accounts), provide a signed rental agreement or lease and submit a photo ID. Applications should be submitted online. The customer application form can be found on CUC’s website at www.cuc-cayman.com. All customer-related services and offerings are able to be completed digitally and remotely.

The security deposit required for existing post-paid electricity accounts (billed monthly) is calculated based on the average historical usage of the property for 45 days of consumption. Deposits for newly constructed residential homes or condos are calculated based on square footage and the number of bedrooms.

Monthly electricity bills will vary depending on the size of your house, condo, apartment, your lifestyle, how often (and cold) you run your air conditioning, the efficiency of your air conditioning unit, the age of the property and how well the property is insulated, among other factors. It is important to note that the Seasonal Energy Efficiency Rating (SEER) and regular maintenance of your air

conditioning unit can make a big difference in kilowatt-hour (kWh) consumption and your monthly electric bill. The higher the SEER, the less energy will be consumed for the same amount of cooling. A SEER of 20, for example, will consume around 25% less electricity than a SEER of 16 for the same amount of cooling. Managing your energy usage and getting your air conditioning units serviced regularly will ultimately save you money.

As of 1st June 2023, base rates were CI$0.1280 per kWh for residential customers with a monthly facility charge fee of CI$6.36. There is an additional regulatory and licensing fee of CI$0.0155 per kWh, which applies only to usage over 1,000kWh per month. After factoring in the surcharges for the cost of fuel, fuel duty, and renewable energy purchased from

third-party sources, which change monthly and are passed through to consumers with zero mark-up, the effective residential rate in June 2023 was approximately CI$0.3287 per kWh.

The cost of electricity is the same Islandwide and does not fluctuate depending on the time of day. While bill payments are not accepted at the Customer Service Centre, details on the numerous payment methods are listed under ‘Payment Options’ on the company’s website. Most customers pay online directly or via online bank payments.

Caribbean Utilities Company Ltd. (CUC)

> Administration Building:

457 North Sound Road, George Town

Monday-Friday 8am-5pm

> Customer Service Centre:

Caribbean Plaza, West Bay Road

Monday-Friday 9am-4pm

PO Box 38, Grand Cayman KY1-1101

Tel: (345) 949 5200

Tel: (345) 945 1282 (24-hour fault reporting)

Email: service@cuc.ky

www.cuc-cayman.com

Gas - Household

Gas is a safe and efficient energy solution for powering your home appliances. Propane is a non-toxic gas that provides a greener and more economical alternative for a wide range of appliances. By using propane, you can save up to 40% on your energy bill and reduce your carbon emissions by 85%.

The 20lb cylinders used for BBQs can be found at almost every gas station in Cayman, where you can buy a new filled cylinder or swap an empty used cylinder for a full one. Various gas companies around the Island allow customers to have their own cylinders filled at a fraction of the cost of exchange.

Bulk delivery can be utilised by installing a larger on-site tank either in the ground or a tall 100lb cylinder. Many houses in Cayman have an underground refillable propane tank in their garden or one standing alongside an exterior wall. The gas is then piped into the house. The size

options for the tank vary depending on the amount, quantity and type of appliances being used.

Gas prices may vary and are subject to change based on the procurement costs. The price has remained quite stable and has not seen an increase in several years. In fact, it has seen several decreases as Cayman’s marketplace has grown.

In addition to cost and energy savings, another benefit is that many of your propane appliances can still be used even in the event of a power outage. If you would like a free consultation to determine the energy savings your home or company can achieve by switching to propane, call one of the following companies:

Clean Gas

277 Sparky Drive, Industrial Park, George Town

Tel: (345) 233 4427

www.cleangas.ky

Home Gas Ltd.

Walkers Road Plant, 490 Walkers Road, GT

Tel: (345) 949 7474

www.homegas.com

Home Gas supplies propane gas for residential and commercial use. Offering a full-360 service operation including installation, maintenance and repairs, as well as gas supply and delivery. Home Gas also offers appliances, including water heaters, cooking stoves/ovens, dryers, generators, outdoor fire features, tiki torches and more. Their services are available on all three Islands. SEE AD PAGE 136

Petrol & Diesel

The Utility Regulation and Competition Office (OfReg) of the Cayman Islands confirms that there are 28 retail petrol stations across the Islands; 25 retail stations on Grand Cayman, two retail stations on Cayman Brac and one retail station on Little Cayman. This constitutes 11 Rubis retail stations across the three Islands. There are 11 Esso (SOL) retail stations, one Refuel and an independent retail station, which markets ethanol-blended gasoline and biodiesel-blended fuel, and five marina retail stations located across

Cayman’s Electrical Outlet

Cayman’s Electrical Plug

Grand Cayman. Almost all retail petrol stations have a convenience store attached.

As of 29th August 2023, the average full-service price for premium, regular and diesel fuel were CI$6.25, CI$6.09 and CI$5.44 per imperial gallon (IG), respectively, although prices vary from one station to another. The fuel prices in the Cayman Islands are influenced by the price of fuel on the international market. Self-service petrol prices are typically 5¢ per IG less than full-service prices. Weekly prices for retail fuel across the Islands are posted on OfReg’s website: www.ofreg.ky. The (import) duty component of gasoline is 75¢ per IG and 85¢ per IG for diesel. The quality of gasoline sold in Cayman is generally regular unleaded (89 AntiKnock Index (AKI) octane) and premium unleaded (93 AKI octane), which are available in the US. Regular E10 (87 AKI octane), mid-grade E10 (90 AKI octane), and premium E10 (93 AKI octane) are also available.

Cayman Islands Law states that all fuel

stations must display their fuel prices in CI dollars per imperial gallon, except at marinas, where prices must still be displayed in CI dollars per imperial gallon for comparison purposes but may be dispensed and charged in CI dollars per US gallons (which is approximately 20% less per volume than imperial gallons).

Scotts Landing at the Barcadere Marina sells only premium Valvtect Marine fuel. Valvtect ultra-low sulphur diesel and premium 93 octane ethanol-free gasoline are specifically formulated for marine engines but will also help to increase fuel mileage and protect the engine in your vehicle, generator or other equipment.

Water

Cayman Water (Tel: (345) 945 4277) and Water Authority - Cayman (Tel: (345) 949 2837) supply Grand Cayman with quality water. In the case of both companies, water is extracted from deep underground via a series of abstraction wells. The water that is extracted is saline groundwater and has

to be treated using reverse osmosis. This process, with the addition of three fluoridefree chemicals, makes the water safe to drink straight from the tap. All chemicals added to the water are approved by the NSF International (National Sanitation Foundation) for potable water use.

Cayman Water serves the Seven Mile Beach and West Bay areas, while the Water Authority serves the rest of Grand Cayman and Cayman Brac with piped and trucked water. Currently, piped water is only available to customers on the western end of Cayman Brac, up to Watering Place, while the remainder is served by water trucks. Water Authority will continue to expand its network in Cayman Brac, with a new Bluff water works facility.

Both companies require you to fill out an application, present your Land Registry form for proof of ownership and pay a non-refundable connection fee that varies according to the size of your water meter. Please note that both companies only allow property owners (not renters) to apply for

water service. If you are a tenant, please arrange with your landlord to receive duplicate billing.

Water costs are typically lower than electricity, but an undetected leak, such as a running toilet or faulty irrigation system, can quickly inflate your water bill to far exceed other household costs. Always be sure to inspect your home regularly for dripping taps and ‘phantom flushing’ toilets to avoid an unexpectedly high water bill. CostWatch provides monitoring and automation services that allow you to track and manage your utilities, keeping costs within budget. If you have a leak, running toilet or irrigation fault causing high water usage, CostWatch will notify you quickly and could even stop it automatically. If you do suspect a leak, contact a licensed plumber as soon as possible.

At Cayman Water, in September 2023, the first 3,000 US gallons for a residential customer was charged at CI$20.56/1000 gal. Anything above that costs CI$24.66/1000 gal. An energy adjustment factor surcharge is applied each month that varies according to the cost of electricity. Monthly meter charges also vary depending on the size of the meter, from CI$3.50 to CI$40 for meter sizes ranging from 5/8” to 6”. Cayman Water’s website (www.caymanwater. com) provides additional information to customers, such as current water quality data and answers to frequently asked questions.

At the Water Authority ‒ Cayman, the first 12 cubic meters (m³) (approximately 3,200 US gallons) is charged at CI$4.34/m³. Anything above that costs CI$5.57/m³. In addition, there is also a statutory fee of $0.22/m³, and an energy adjustment factor charge (that varies monthly and covers the fluctuations in the cost of electricity to produce the desalinated water). Monthly meter charges also vary depending on the size of the meter, from CI$5 to CI$58 for meter sizes ranging from 20mm to 150mm. The Water Authority’s website

(www.waterauthority.ky) allows property owners to register for an online account and pay their bills electronically. For emergencies outside of business hours, call (345) 946 4357.

Water Authority - Cayman

13G Red Gate Road, George Town

Tel: (345) 949 2837

Email: info@waterauthority.ky

www.waterauthority.ky

Water Authority - Cayman is proud to be celebrating its 40th Anniversary supplying the world’s most popular drink to the people of the Cayman Islands. Water Authority provides piped water, trucked water, sewerage and septage services to various service areas throughout the Cayman Islands.

SEE AD THIS PAGE

Bottled Water

Locally bottled water is clean, affordable and comes in large blue reusable BPA-free five-gallon bottles that can be delivered to your home or office. Flowers Bottled Water (Tel: (345) 949 8688) sells purified, chlorine-free water in five-gallon BPA-free bottles. You can also buy imported bottled water from grocery stores. However, this generates a huge amount of plastic waste, so is discouraged. If you do purchase water from supermarkets, take the time to properly recycle your waste (see the Being Green chapter for information on recycling in Cayman).

Alternatively, you can install an underthe-sink water filter system for well water or city water. The ‘City Water Filter’, from

Ion Faucet, removes all the chlorine that is put in desalinated water and you can add a remineralising filter to put in the minerals that desalinated water does not have. See www.ionfaucet.com for more information.

Bulk Water

Flowers Block

184 Seymour Drive, Industrial Park, GT

Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

Offers bulk water for those who need their cisterns filled. They also provide pool water.

INSURANCE

Cayman has a wealth of insurance companies that can provide coverage for your home, car, boat, aircraft, life, health, property, contents, liability and much more.

Boat Insurance

Refer to the Boating chapter for a list of companies that offer boat insurance.

Car Insurance

Refer to the Transportation chapter for more information and page 139 in this chapter for insurance providers.

Health Insurance

Under the law, all residents of the Cayman Islands must have health insurance and all employers should ensure that their employees, their employees’ unemployed spouses and dependent children residing on-Island are also covered.

The options for coverage range from

the basic Standard Health Insurance Contract (SHIC) to premium plans that cover everything but cost significantly more. The Law states that the employer must cover at least 50% of the cost of the employee’s basic plan single rate but they are not obligated to cover any of the costs of eligible dependents. Therefore, knowing how much the health insurance deductions will be each month is crucial to working out if you can afford to live here.

The basic SHIC plan is affordable: the

cost for an individual is in the region of CI$167 per month, for a couple CI$300CI$500 and for a family CI$500-CI$650, with higher rates possible based on age and risks of the insured person(s). If you would like to add dental and vision coverage, then those costs add approximately CI$35CI$80 more per month, per individual. Make sure to ask for a summary of coverage benefit outline from your company.

Many companies will also offer an enhanced or premium plan as their main

plan or as an option, but the cost for this can be in the region of CI$450CI$1,200 per individual per month, with approximately double this rate per couple and triple this rate for a family. Make sure to ask how much of this will be deducted from your paycheck.

With Island Heritage you can.

Insurance matters. It gives you the confidence to live life as you should, knowing you’re protected. As a leading local insurer for over 25 years, we have a consistent track record of providing best-in-class customer service with quick and efficient claims processing. This means insurance you can rely on when you need it most—the Island Heritage way.

Health insurance rates depend on the size of the group, the age of the employees, the types of pre-existing conditions and whether it is a SHIC, mid-tier or premium plan. Rates will increase each year due to inflation, plus if there are ongoing major claims. The good news is that premium plans always offer global coverage and the benefits are very extensive. The basic SHIC plan mainly provides on-Island care and will usually only offer overseas care when treatment is not available in Cayman. The coverage for dental, prescriptions, out-patient doctor’s visits or diagnostic procedures is also limited.

Employers or individuals seeking coverage may consider using a broker’s services to see which insurance plan would work best. The brokers don’t charge, they do all the leg work and serve as your advocate for claims matters, too. Your doctor, pharmacist and/or dentist may also have some valuable advice as well.

For more information and to see a list of health insurance providers and brokers, please see the Health and Wellness chapter.

Home Insurance

The average cost of annual house insurance is based upon a percentage of the property value and, generally, includes liability insurance. Waterfront properties will attract higher insurance rates depending on the value of the property, their proximity to the water, storm-protection features and height above sea level. Storm protection is treated as a separate peril with a different and larger deductible calculation. If your property is part of a strata corporation, the building must be insured in the name of the strata. Each owner then pays a portion, usually based on square footage, which is often included in the monthly strata fees. Some unit owners may seek additional

protection.

The Cayman Islands Government charges a flat rate of CI$12 stamp duty on all insurance policies, plus an additional stamp duty fee of 2% of the premium for policies covering immovable property. This means that if you purchase or renew an existing policy on your home and the premium for the house is/was CI$5,000, you will pay stamp duty of CI$112 (2% of CI$5,000 plus CI$12). The fee is due in full at policy inception and does not go to the insurance companies. Shop around for an insurance rate to suit your needs.

Contents Insurance

Budget for about CI$500 per CI$35,000 of coverage. If you are renting a property, your landlord may have insurance to cover the contents provided in your unit, such as appliances, but anything belonging to you needs to be covered by your own policy. Though the risk of theft in Cayman has risen over the past year or so, it is still relatively low. However, due to the

chance of flooding and hurricane damage, contents insurance is recommended.

Insurance companies suggest you make a list of all your home contents and personal possessions, including relevant serial numbers and the current replacement cost for each article. Photographs of items and their serial number labels stored on the cloud are a good thing to have in case of loss. You should review your insured items list every year to update the values, as these details will assist in faster claims settlements. These reviews will ensure you do not inadvertently under-insure your contents. The consequences of underinsuring your contents are simple: if the insurance company finds you have insured your contents for CI$10,000 when they are really worth CI$20,000, and your loss is CI$5,000, then they will only reimburse you CI$2,500 minus the deductible. This is called the condition of average and is not unique to Cayman. Under-insurance is also applicable to your home insurance. You need to ensure your property rebuild

valuation is current and the sums insured are adequate, especially in the current environment of high construction costs.

If you own property that is part of a strata complex, you will need to examine the policy to determine where the coverage extends, e.g. your kitchen fixtures may or may not be covered by the strata’s building insurance. If not, you will have to insure your kitchen appliances and fixtures yourself.

Travel Insurance

Travel insurance gives you extra protection if your holiday doesn’t go as planned. You will need travel insurance whenever you book a trip off-Island. Please refer to the Travel chapter for more information.

Insurance Providers & Brokers

Aon Risk Solutions (Cayman) Ltd.

Tel: (345) 945 1266

Email: aoncayman@aon.com

www.aoncayman.com

Risk management and broker services

SEE

Bogle Insurance

34 & 35 Pasadora Place, Smith Road, GT

Tel: (345) 949 0579 or (345) 623 0579

Email: service@bogleins.com

In other words,

To

Since its inception in 1988, then offering only property and health insurance, Bogle has evolved into a comprehensive insurance provider. Their services include property, health, life, motor, marine, business, strata and builders’ liability coverage. Bogle is a wholly Caymanian-owned and operated firm equipped with a wealth of knowledge in the local and

markets. SEE AD OPPOSITE PAGE

Caribbean Alliance Insurance

203 Alissta Towers, North Sound Road, GT

British Caymanian Insurance Company Limited

BritCay House, 236 Eastern Avenue, P.O. Box 74, George Town, Grand Cayman KY1-1102,

cgcoralisle.com |

Tel: (345) 949 9744

Email: aleisha.lalor@caribbeanalliance.com

www.caribbeanalliance.com

Products: home, contents, motor, liability, business and marine. SEE AD PAGE 142

Cayman First Insurance Company

Cayman First Centre, 17 Vibert Bodden Drive, off Shedden Road, George Town

Tel: (345) 949 7028

Email: askus@caymanfirst.com

www.caymanfirst.com

Cayman First offers a full line of general insurance products and affordable group and individual health insurance products that respond to the changing needs of individuals, households and businesses. Insurance products include health, home, motor, marine, casualty and commercial. SEE AD PAGE 139

Cayman Insurance Centre (Insurance Brokers)

Cayman Business Park, Unit A3, 10 Huldah Ave

Tel: (345) 949 4657

Email: info@cic.com.ky

www.cic.com.ky

Products: life, group health, individual health, property, motor, liability, professional indemnity.

SEE AD PAGE 142

CG BritCay

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 949 8699

Email: info_ky@cgcoralisle.com

www.cgcoralisle.com

For more than 38 years, CG BritCay Insurance has been known as a company that offers security, stability and great customer service. Products offered include property and casualty (home, motor, travel and commercial insurance), health insurance and employee benefits, life insurance and pension services.

SEE AD THIS PAGE

CG United

The Strand, 46 Canal Point Drive

Tel: (345) 743 1901

www.cgunited.com

Products include motor, home and marine.

CINICO

Cayman Centre, Airport Road, George Town

Tel: (345) 949 8101

www.cinico.ky

Government-owned company offering the SHIC plan as an individual, couple or family.

Gallagher Insurance Brokers (Cayman) Ltd.

Tel: (345) 945 0030

Email: gc_generalinfo@ajg.com

www.cgmgallagher.com

Gallagher Insurance Brokers (Cayman) Limited in the Cayman Islands (formally known as Briat) is focused on providing insurance broking solutions and risk management services to a range of commercial customers, including group health and executive homeowners. With Gallagher’s extensive relationships throughout the industry, they can place into both the regional insurance and international speciality markets. SEE AD PAGE 80

The Insurance Company of the West Indies (Cayman) Limited (ICWI)

Tel: (345) 949 6970

Email: cayman@icwi.com

www.icwi.com

Products include motor, property, casualty, liability and marine. Ask about REACT, family pack, uninsured motorist, accident forgiveness and alternative transport under the motor policy. SEE AD PAGE 143

Island Heritage Insurance Company Ltd.

Tel: (345) 949 7280

Email: customercare@islandheritage.com.ky

www.islandheritageinsurance.com

Insurance providers for home, motor, marine, commercial property, liability, contract works and pension SEE AD PAGE 138

Marsh Management Services Cayman Ltd.

Governors Square, 23 Lime Tree Bay Avenue

Tel: (345) 949 7988

Email: caymanoffice@marsh.com

www.marsh.com

Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a comprehensive employee benefits programme, including group medical and ancillary plans. The Property and Casualty

team offers insurance including, but not limited to, strata, marine, homeowners, business and liability insurance, contractor’s all risk and professional indemnity. SEE AD PAGE 350

Pensum Services

Unit A7, Cayman Business Park, George Town

Tel: (345) 923 6655

Email: insurance@pensum.pro

www.pensum.pro

Pensum has over 15 years of experience in international insurance, including marine, aviation, commercial and private propertyrelated insurance and health insurance for international crew members. Pensum can also assist in obtaining healthcare professional liability insurance for medical providers.

Saxon Insurance

14 Saturday Close, Eastern Avenue, GT

Tel: (345) 947 2966

Email: insurance@saxon.ky

www.saxon.ky

Products include vehicle, property and commercial.

Vanguard Risk Solutions

36A Dr Roy’s Drive, Cayman Financial Centre

Tel: (345) 949 5836

Email: info@vrscayman.com

www.vrscayman.com

A leading insurance broker in the Cayman Islands for over 35 years, providing independent and trusted advice from experienced and qualified professionals. Vanguard offers a comprehensive range of insurance solutions for both individuals and companies, including for homes, commercial and condominium buildings, general and professional liability, motor, marine, health and group life insurance.

Life Insurance

Investing in life insurance protects your spouse and/or children from the potentially disastrous financial losses that could result after you’ve departed. Michael Webster is an independent agent who specialises in life insurance. Other insurance providers listed in this chapter may also provide life insurance.

Michael Webster - Life Agent

Tel: (345) 925 5433

Email: michael.webster@cic.com.ky

www.lifeinsurance345.com

Michael Webster offers protection for both your mortgage and family. He offers term life, mortgage protection term life and whole life policies. For peace of mind, call for a free, no obligation quote. SEE AD OPPOSITE PAGE

Sagicor

198 North Church St, George Town

Tel: (345) 949 8211

Email: cy_infocayman@sagicor.com

www.sagicorcayman.com

Tel:

Sagicor has operated in the Cayman Islands for over 30 years and is registered with the Cayman Islands Monetary Authority (CIMA) as a Class A Domestic Insurer. It is a member of the Sagicor Group of companies which operates in over 22 countries across the Caribbean and USA. Sagicor offers a diverse range of life insurance products to fit your individual needs.

PENSIONS

Private (Non-Government) Pensions

The Cayman Islands is different from many other jurisdictions when it comes to pensions. There are two pension sectors in Cayman; privately funded pension plans and Government funded pension plans for civil servants. The private sector pension plans are funded by employees and employers but are Governmentmandated. The National Pensions Act requires employers to remit a total of 10% of the employee’s monthly earnings to an approved pension plan, with no more than 5% coming from the employee and no less than 5% coming from the employer. Those who are self-employed are required to contribute 10% of their earnings to a pension plan.

In May 2016, the National Pensions (amendment) Act 2016 was passed with over 50 provisions revised. A few of the changes to the Act are:

> Adjusting the normal age of entitlement from 60 to 65 for those who are 47 and younger as of 1st January 2017. Those who were 48 and older as of 1st January 2017 may still retire at 60 (early retirement at 50).

> Raising the maximum annual pensionable earnings from CI$60,000 to CI$87,000. Allowing access to additional voluntary contributions (AVCs) for housing, medical, educational and unemployment purposes.

> Non-compliance from employers can result in fines up to CI$10,000 and possible imprisonment.

In April 2020, an amendment to the National Pensions Act was passed that enabled workers to access their private pension funds up to a certain amount to assist those who had been financially impacted by the COVID-19 pandemic. The option to withdraw was available to all members of private pension plans and members could withdraw 100% of their pension funds not exceeding CI$10,000 and 25% of funds in excess of CI$10,000

from their accounts. Public servants were not granted access to their government pensions. This scheme ended on 31st October 2020, by which time 43,000 applications had removed CI$489.3 million from their pensions.

The Government also implemented a ‘pension holiday’ retroactively from 1st April 2020 that expired on 30th September 2022. It allowed both employees and employers to opt out of pension contributions for the 2.5-year

duration.

While the pension withdrawal scheme was incredibly helpful for those who had their livelihood impacted by COVID-19, some Government MLAs have voiced their concern that it will have a significant knock-on effect some years down the line. In August 2022, it was announced that employees in the private sector would need to increase the payments made into their pension funds due to the current mandatory 10% being insufficient. The

Cell: (345) 925-LIFE (5433)

Email: lifewithmike345@gmail.com | michael.webster@cic.com.ky

www.lifeinsurance345.com

withdrawals made during the COVID-19 lockdown and the pension holiday have also heightened this issue.

The current PACT government has indicated that the existing contribution of 10% is insufficient and has hinted at increasing this to 15% through manual incremental increases. However, these suggested changes have not yet been confirmed by Government and, if implemented, will not start until 2024.

In July 2023, due to the rising cost of

living, Government increased the amount pensioners in the private sector can take from their retirement funds at retirement age. This annual payment of funds has increased by 9.5%, from CI$12,900 to CI$14,125 per year. A retired person can withdraw any amount up to the annual maximum based on their age and account value. If you are seeking more information on this new increase, contact your pension plan provider directly.

If you have a query, call the Department

of Labour and Pensions (Tel: (345) 945 8960 or visit www.dlp.gov.ky).

Registered Pension Providers

Cayman National Pension Fund

Suite 6201, 62 Forum Lane, Camana Bay

Tel: (345) 640 9263

www.caymannational.com

Chamber Pension Plan

14 Saturn Close, Eastern Avenue, George Town

Tel: (345) 745 7630

WHAT MATTERS MOST

Take care of the people you love the most. Get a ordable life insurance and critical illness coverage and ensure their future is secure.

Email: admin@pensions.ky

www.chamberpension.ky

Coralisle Pension Services Ltd.

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 949 8699

Email: pensions_ky@cgcoralisle.com

www.cgcoralisle.com

Excellent investment returns; competitive administration/investment fees (no hidden fees); contributions allocated and invested every month; personalised and flexible investment strategies; comprehensive employee and employer statements; enhanced access that allows members to verify and make amendments to their account details and investment allocations online.

Island Heritage Retirement Pension Plan

Island Heritage House, 128 Lawrence Blvd

Tel: (345) 949 7280

www.islandheritageinsurance.com

Island Heritage and the BF&M Group of companies offer long-term value through active capital management and careful analysis of risk/return. Pension members are provided with the solutions, resources, tools and guidance needed to develop and manage a retirement strategy.

SEE AD PAGE 138

RF Bank & Trust

Fidelity Financial Centre, 1 Gecko Link, SMB

Tel: (345) 746 6010

Email: invest@rfgroup.com

www.rfgroup.com

Facebook and Instagram: @rfbanktrust

The RF Pension Plan is the ultimate group pension plan for all employers. When you join

the defined contribution pension plan, your team has automatic access to and exclusive discounts on all of RF Bank & Trust’s investment products. Secure a top-performing pension and provide your staff with the tools to create and manage wealth. SEE AD THIS PAGE & 55

Silver Thatch Pension Plan (Powered by Saxon Pensions)

14 Saturn Close, Eastern Avenue, George Town

Tel: (345) 943 7770

Email: support@silverthatch.org.ky www. silverthatch.org.ky

Public Service Pensions

Civil servants and other public servants are members of the Public Service Pensions Plan (PSPP), which is administered by the Public Service Pensions Board (PSPB). This means that 15 ministries and portfolios of the Cayman Islands Government, along with 13 statutory authorities and Government-owned companies, are actively participating in the PSPP. As the largest pension administrator in the Cayman Islands, the PSPB oversees pension accounts for over 10,000 individuals, with over 1,800 of these members being pensioners.

The PSPP has both defined benefit and defined contribution components. Any member who joined the PSPP prior to January 2000 is part of the defined benefit plan portion. Individuals who join the PSPP after January 2000 are part of the defined contribution plan. This means that if you are looking at starting employment with one of the PSPP’s participating employers, you will join the defined contribution plan.

Contributions & Rate of Return: For plan members of the defined contribution plan, contributions of 6% will be deducted from your salary or wages and will be credited to your employee contribution account. A further 6% of your pensionable earnings will be credited to your employer contribution account on your behalf by your employer. The balances in both these accounts will increase each year based on a

credited rate of return, which is calculated from the average of the rates of return received on investments for the previous three years, net of expenses.

Retirement Options: Your age, years of service and Caymanian status are all factors that will determine your retirement options, or options available to a plan member if they leave the PSPP before becoming eligible to retire. The normal retirement age is 65, but early retirement options are available for plan members with at least 10 years of qualifying service. Upon electing to retire, a plan member can collect a full monthly pension, or they can elect to commute up to 25% of their benefit as a lump sum and receive a reduced monthly pension.

If a plan member is no longer employed with a participating PSPP employer and they are not eligible for retirement, they have options to leave their accrued benefit in the plan until retirement, transfer it to another approved plan in the Cayman Islands or request a cash-out of their accrued benefit. Note: The cashout option is subject to satisfying specific conditions relating to a non-Caymanian no longer working and residing in the Cayman Islands.

Public Service Pensions Board: If members want to find out information specific to their pension, they can meet one-on-one with a PSPB member services officer. Walkin service is available Monday to Friday or by appointment at either of the PSPB offices. The PSPB Grand Cayman office is located at the Government Administration Building (133 Elgin Avenue) in George Town and the PSPB Cayman Brac office is located at 5 Dennis Foster Road. For more information on the Public Service Pensions Board, call PSPB on (345) 945 8175, email: pspb@pspb.ky or visit www. pspb.ky.

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The most frequently asked questions through 2023 were “Is the market going to correct itself?" and "Will prices mirror markets abroad?” The reality is that while many US and Canadian towns experienced a retraction in transactions and a reduction in average property sale prices, Cayman did not. Cayman’s real estate was, as ever, a seller’s market – inventories are low and new inventory is not coming fast enough to quell the demand. Inflation and high interest rates (8.5% for mortgages) have tremendously affected non-cash buyers. Still, even mortgage-seekers know how hard it is to find a home that ticks all the boxes, so the number of locals buying properties cooled. Demand for housing in 2023 has come from new residents moving to Cayman. We estimate that approximately 13 new residents move to Cayman a day. They are primarily moving here to work in family offices, banks and in legal services, but many are also coming to work in construction – there are four hotels either being built or about to be built, plus everywhere you look, new apartments and houses are going up. There are also the traditional vacation home buyers who, having visited as tourists, fell in love with Cayman and bought property. Unresolved traffic woes have also fuelled demand for more centrally-located properties that are closer to work and schools, and as a result, prices in George Town, Seven Mile Beach, the Seven Mile Corridor, South Sound and West Bay have never decreased. Members of Parliament debated the

OVERVIEW OF THE CURRENT CAYMAN PROPERTY MARKET

Photos courtesy of Azure Realty

construction of an East-West arterial road, that would go through the central wetlands area, with a view that the road would alleviate traffic for residents of the Eastern Districts. The reality is that the proposed road still leads to a bottleneck created by Cayman’s geography – the Grand Harbour roundabout is the depository of all roads taking residents living in the Eastern districts west. It is estimated that by 2035, 50,000 cars per day will pass through this roundabout, and unless they remove it, put in traffic lights and turn the road back into a highway, the two-hour commute will continue or most likely get worse.

Due to the traffic problems, some homeowners have traded larger homes for smaller ones in more centrally-located areas, while others with high mortgage costs have sold their property and are renting. The ultimate winner is the rental market, as properties are snapped up within hours of coming onto the market and prices have risen exponentially. One of the aggravating factors has been the huge delay in new builds being given their Certificate of Occupancy (CO). Cayman has incredibly strict planning laws and every stage of the build must be inspected and signed off by the Planning Department. With only a handful of inspectors and so many properties to inspect, the process of getting a CO once the property is completely finished is taking more than six months. Without this document, no electricity can be turned on, so people cannot move in, which has also fuelled the rental market. There's no wonder renting a great property has become so difficult for all involved.

According to the Cayman Islands Real Estate Brokers Association (CIREBA), there were 381 sales in the first six months of 2023, compared with 549 sales in the same period of 2022, with a 44% reduction in condo sales and a 23% drop in singlefamily home sales. Also, on average, the listings were 18% more expensive in 2023 than they were in 2022.

2023 numbers have indicated a decrease in the volume of transactions, but not

the value of properties, which continue to increase. The reality is that without mountains, the number of properties that can offer an ocean view is limited; people that live on an island have the desire to be as close to the ocean as possible, so as a result, oceanfront property prices do not fall. This was evident at the start of the year, as the value of CIREBA’s active listings was the highest in CIREBA’s history. As of June 2023, the total value of 1,600 active listings was over CI$3.355 billion, while at the same point in 2022, 1,555 listings were listed at CI$2.766 billion.

Also worth mentioning is the high volume of website traffic and inquiries seen by real estate companies and by CIREBA, demonstrating the allure of the Cayman Islands. In the recordbreaking year of 2021, CI$1 billion in sales volume was registered, so a reduction was organically expected for the following years. 2022 closed with an 11% sales volume reduction, but with a 17.7% transactions reduction over 2021 numbers – living proof that prices increased. 2021’s average new listing price was 37% higher than 2020 and 2022’s was 19.8% higher than 2021. Mid-2023 saw the average price for residential homes 20.2% higher than mid-2022’s average price.

The Cayman Islands Government has also put pressure on local banks to review their mortgage rates, but this political dispute was still unfolding by Q3 2023, with banks initially refraining from accepting any directives as they secure their lending against the US dollar and follow the US Fed rates policies. Predictions show that interest rates will reduce in late 2023 or early 2024.

Homes

According to Claudia Subiotto from Team Bovell, while there are only a few hundred single-family home property sales in Cayman each year, 74 had been sold by the end of June 2023 for an average value of CI$1,566,000, which was 96% of the asking price. The average

length of time to sell a single-family home was 208 days, versus 307 days for a condo. Again, there was an upward trend in the value of the property sales, and this increase has spilled over to Little Cayman and Cayman Brac. By July 1st 2023, there were 176 single-family homes for sale in Grand Cayman, with an average listing price of CI$3,947,000. For homes that are part of a strata, there were 21 listed for sale for an average of CI$1,654,000, while there were 43 semidetached homes listed for an average price of CI$1,278,000. In Savannah, the average sale price in 2023 was US$557 per square foot (psf) for canal front properties, US$402 psf for land-locked homes, but as low as US$358 psf for pre-construction homes. In West Bay, the average sale price for condos was US$705 psf, while homes varied from as low as US$172 to US$398 psf. West Bay saw an incredibly high number of new developments being built in 2022, many selling at attractive pre-construction prices, so there were less sales in the first half of 2023 due to this.

Land

Land continues to be in high demand as there are generally no costs to maintain it and buyers have the freedom to start building whenever they want to, so Caymanians like to invest in land for ‘land banking’. Traditionally, Caymanians offer land to newlyweds as wedding gifts, so good land is always in high demand but rarely comes onto the market, and when it does, it does not stay on for long. There were 361 parcels of land listed by mid-2023, 82 had been sold in Grand Cayman and the vast majority of those were low-density residential. Land sold for an average of 94% of the asking price. Canal-front land prices in Crystal Harbour, a high-end, gated community sub-division, saw a price increase of 28.5% between 2021 and 2022 with an average sale price of CI$72.85 psf compared to CI$52.12 psf in 2021. Key factors driving significant increases in value are house

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As the exclusive affiliate of Christie’s International Real Estate in the Cayman Islands, Provenance Properties is among the world’s leading real estate firms representing distinctive properties. Clients benefit from our team’s extensive market knowledge, exceptional service standards and preferred network of professional service providers.

lots being built on, housing sub-divisions maturing and the inventory of desirable plots dwindling. Grand Harbour has been another very popular area for house lot sales, with the last sale price at Harbour Reach being CI$46.18 psf, which is a 24.2% increase on the average price of 2022. Landlocked parcels in Savannah have shown a 16% increase from 2022 to 2023, with average sale prices of CI$14.38 psf in 2023 compared with CI$12 psf in 2022. North Sound front parcels have shown a 39% increase from 2022 to mid-2023. Land in West Bay sold for an average of US$26.08 psf. Land prices in Frank Sound for a 0.3-acre plot have also risen from CI$5.71 psf in 2021 to CI$7.93 psf in 2022. In Cayman Brac and Little Cayman, there were 24 land sales in the first half of 2023 compared to 56 (Brac) and 33 (LC) in 2022, and they sold for 30% less than the asking price.

Condominiums & Apartments

At the beginning of July 2023, there were 916 condos listed for sale on CIREBA and 157 condos had sold, with an average of 96% of the asking price. When considering the market for condominiums in the Cayman Islands, it is often worth noting that there are two main sectors; condos located on Seven Mile Beach, which are often bought by overseas residents and are usually for 'daily rental' investment purposes, and others which are often inland apartments and townhouses. As our 'New Developments' section shows on page 152, there is an ever-growing inventory of new condos. In addition, the appreciation seen on SMB has been continuous, and older properties with great beach frontage have benefitted the most. These have been prime material for redevelopment, benefitting from the Planning Department's decision to now allow building heights up to 10 floors on Seven Mile Beach. A case in point is the Lacovia units that used to sell for US$1,200,000 back in 2019, but the prices jumped to US$3.6 million when the redevelopment was unanimously

approved by the strata members. When prices went under contract in 2022 and 2023, the lowest price was US$5,500,000 and the highest was US$30 million (for the penthouse). Prices on SMB vary depending on square footage, floor level and the view.

Inland apartment complexes with 2 to 3-bedroom units have also seen a steady increase in price. These units are usually acquired for owner-occupation or for long-term rental income. The Retreats (Garden, Coco and Sunset) in George Town are a good indicator of how prices have risen between 2022 and 2023. Of the three property sales, the average price of a 2-bedroom unit sold in 2022 was CI$424,000 (which was 16% above 2021 prices and an 84% increase on average prices in 2015). Only one unit was listed for sale in July 2023 for CI$525,000, which, if sold for the asking price, would have been a 19.3% increase over 2022 prices.

Warehouses

With the growth of the population and businesses, the need for storage spaces has skyrocketed and many parcels of land have been sold for the sole purpose of building warehouses. In early July 2023, a parcel of land was sold in a matter of hours in a full cash transaction— such is the demand for warehousing. A parcel of land with approved plans sold for CI$49.12 psf and by July 1st 2023, there were 19 warehouse units listed on that land with an asking price averaging CI$445.60 psf. Warehouse prices vary considerably depending on the presence of an automatic door, air conditioning, use of the space above head height, a toilet, security, its elevation and whether it is located on an area that floods. Multi-storage warehouse complexes were being offered for sale in July 2023 for an average price of CI$2,219,000. Popular areas for warehouses are central George Town – especially near the airport – and near the centre of Seven Mile Beach.

New Developments

Seven Mile Beach: Currently under construction is the 10-storey Grand Hyatt Residences located on Pageant Beach, George Town, just on the cusp of where Seven Mile Beach begins. The 351-room hotel will contain 167 residential units and amenities, including five on-site restaurants, an ocean lagoon and a worldclass spa and fitness facility. Studios and one to three-bedroom units are priced between US$643,000 and US$7.1 million. The Watermark is going up between the existing Avalon and Harbour Heights complexes and will provide residents of the 54-unit development with five-star, resortstyle amenities and services. Prices range from US$8.7 to US$22 million. Lacovia is to be redeveloped into a three-building, multi-storey, contemporary development comprising of three-to-five-bedroom units, all outfitted with luxury appliances and bespoke finishes. The initial project was vulnerable to rising construction costs over the past two years, but now the US$350 million redevelopment project is back on track, with 15 units still available as of August 2023. Aqua Bay, by renowned developer The Butler Group, will include a 90ft wide beachfront, a waterfall edge pool, a private beach, BBQ areas for al fresco dining, a fitness centre, oceanfront lounge and games room and on-site undercover parking for each villa.

Seven Mile Beach Corridor: Prisma, in Crystal Harbour, has received conditional approval to build 58 apartments, 20 townhouses, five duplexes, a restaurant, a two-storey parking garage and 20 pools over 7.5 acres. ONE Canal Point, a new family-focused gated community, has five acres of canal-front views. This property is a boater's dream due to its direct boat access to the North Sound. Prices start anywhere between US$1 to $3 million, depending on the residence. The Grove Too, which is set for completion in late 2024, offers investment opportunities for commercial retail and upmarket residences.

West Bay: New developments include Blue Palms, which will have eight three to

four-bedroom homes with rooftop terraces. The Sands is located near Centennial Towers in West Bay and has six waterfront residences consisting of only two units per floor. Currently pre-selling is Serrana, which is an ultra-modern, low-density development. Each unit has panoramic ocean views and prices starting from CI$3 million. Nearing completion is SeaDreams, a luxurious eight-unit, oceanfront boutique complex located on North West Point Road. Salt Air Townhomes, with two, three (plus dens) and four-bedroom configurations, present a great opportunity to purchase a brand new pre-construction townhome in this family and pet-friendly, gated neighbourhood of The Shores. In the Batabano area, you’ll find The Meadows, which redefines island living. Oceans 9 is another new build with a community of nine detached four-bedroom oceanfront homes within a gated community. The now-completed Sapphire was carefully designed to suit owner-occupiers seeking spacious one, two and three-bed units. Still under construction is Point West, a property developed by the same developers as ONE Canal Point. It will feature 32 oceanfront units and luxury amenities. Also under construction in the North West Point area is Sunset Point, nestled on almost 3.5 acres with over 460 feet of stunning waterfront, this new development will offer a variety of units. Annie’s Retreat Villas, set to be a more modestly priced, boutique, private residential development located off Northwest Point Road, is a gated development designed with only 10 villas. Off Sonny Powery’s Drive, you will find Secret Beach, a refuge of tranquil luxury in a walled garden on one of the most beautiful pocket beaches in West Bay. Finally, Dolphin Point Club, a new eco-friendly development that consists of 40 open-plan residences which range from one-bedroom units to four-bedroom villas. All units are either west or south-west facing, providing residents with a gorgeous sunset view every evening. Other amenities tip the luxury scale, as you would expect. The property still has units available as of

July 2023, with the price ranging from CI$2 million to upwards of CI$7.2 million.

Camana Bay: OLEA is located to the south of Camana Bay’s town centre. It defines the amenity-rich waterfront neighbourhood. By January 2023, much of the property had been built and new owners were in their homes. KAPOK, a 10-storey, for-lease residential building located towards the north end of the Town Centre on Bismarckia Way, close to Foster’s supermarket, is now complete and has 89 residences ranging from 561sq ft studios to 1,476sq ft, three-bedroom units.

George Town: ONE|GT has broken ground on the CI$120 million development project, which will comprise a 175-suite hotel and residences. This will be the second 10-storey property development in George Town, and completion is set for late 2024, with pre-construction pricing starting at CI$489,000 to CI$1.7 million. Urban Flats, located in George Town, is the perfect residence for professionals, is in walking distance to the central business district and is expected to be completed by June 2024. Catalina Bay presents a unique opportunity for oceanfront living adjacent to the airport and The Barcadere Marina. Residents will enjoy 800ft of sea frontage and a 170ft freeform pool. Threebedroom units start from US$1.6 million. Scheduled for completion in 2023 is Kailani, Cayman’s first luxury wellness and business boutique hotel, developed by the NCB group in partnership with the Curio Collection by Hilton™. RIA, an example of contemporary living brought to life, is a gated community with a mix of 42 condos and apartments located off Linford Pierson Highway. Expected to be completed in 2025, it is a three-phase development with one-bedroom apartments or two and threebedroom condos, with prices ranging from CI$395,000 to CI$725,000.

South Sound: The area remains a developer's dream. Close to the now sold-out Bahia, Q will be a new gated community comprising a total of 22 twobedroom townhouses. Karma Seaview will be an eight-unit development with rooftop

URBAN LIVING, TROPICAL LIFESTYLE

The Terraces at Camana Bay

Located in the heart of Grand Cayman’s lively waterfront town of Camana Bay, The Terraces offer luxury living within walking distance of Seven Mile Beach. Enjoy an urban lifestyle in a tropical setting with retail stores, health and wellness facilities, over a dozen restaurants, Class A commercial office space and the acclaimed Cayman International School.

The apartments feature tasteful décor, private balconies and modern comforts, including a private residents’ pool and barbecue terrace and access to the Camana Bay Perks programme.

Amenities:

• 24-hour on-call security

• Private pool and BBQ

• Access to car-share initiatives

• Exclusive discounts at Camana Bay

• Underground parking

• Free hurricane parking

• Fully furnished

• Pet friendly

• One- and two-bedrooms available

Call: +1 (345) 640 4000

Email: info@provenanceproperties.com or scan below for more information

terraces and units are now available. Nearby, The South Sound Collection is carefully designed to allow for decadent exclusivity in the heart of South Sound. South Bay Residences by Palmyra Developments offer spacious waterfront living, fitted with luxury amenities in a lush, landscaped setting. Phase one is now complete at Indigo Bay, a luxury development comprising of 29 ocean-view villas located in eastern South Sound. Pricing is between US$890,000 and US$2 million. Privé by Baraud Development comprises of 36 townhouses and 16 homes nestled within a six-acre South Sound site and just a few units remain priced at CI$735,000.

Grand Harbour & Tropical Gardens: With water views comes Allure, which will hug the coastline and feature two and threebedroom luxury condos and a wide range of amenities. Pricing starts at US$870,000. Arvia is a gated canal-front complex. It is the epitome of modern condo living and offers luxurious amenities for its residents as Grand Harbour shops and restaurants

are seconds away. Prices start at CI$1 million. Aura, a 2022 development, is a modern oceanfront community featuring a 60-diameter circular pool, 75ft lap pool, gym, 120ft private dock, outdoor BBQ and kids play area. Unit sale prices range from CI$995,000 to CI$1,353,000. Nearby Grand Palmyra's gated community is currently selling at a starting price of CI$900,000. Here, residents have access to a shared pool, garden and seating area. It is also a short walk to the new Harbour Walk Plaza. Harbour Walk Residences, which completed its construction in 2023, is the embodiment of modern island living. European-style suites range upward from one bedroom and come in six different styles. Suites can range in price from CI$385,000 to CI$700,000. Residents can enjoy all the extensive retail, leisure, fitness, wellness and community amenities Harbour Walk has to offer.

Prospect and Beach Bay: The Lagoons, on Omega Drive in Prospect, offers highquality canal-front living with 13 two and

three-bedroom townhomes. Jaz, located on Poindexter Road, will offer a gated, modern design development. Further east, The Residences at Mandarin Oriental, located in Beach Bay, feature 67 acres of private beach and tropical forests. Each of the 89 residences will have panoramic views of the ocean. These luxury condominiums range from CI$4,801,428 to CI$23 million. Residents can expect the same impeccable amenities often found at Mandarin Oriental properties.

East End and North Side: The Silver Reef Residences are coming soon with pricing from CI$879,000. Beach Groves, due to begin construction in late 2023, is a sustainable project in alignment with Leadership in Energy and Environmental Design (LEED) principles. Beach Groves will be in the vicinity of a wildlife sanctuary and prices range from CI$861,000 to CI$1,945,860. Out in East End is Ocean Vista, which is a mile away from Health City. They are now selling Phase III, which offers two and three-bedroom units with modern finishes starting at CI$420,000. In the pre-construction phase and already 75% sold is Tradewind Villas, located in beautiful Colliers and offering one and two-bedroom units.

The Real Estate Industry in Cayman Pre-1980, Cayman’s real estate market could best be described as the Wild West. There were no real estate laws, no safeguards and no consistency of business practices except that it was every man for himself. In 1987, a group of local realtors agreed to work together and founded the Cayman Islands Real Estate Brokers Association (CIREBA). Its purpose, as a not-for-profit organisation, was to try to regularise the industry for the benefit of buyers, sellers and realtors. They created a hybrid of the US and Canadian real estate systems of that time, added a sprinkling of the most acceptable Cayman market norms of the day, and wrapped it all in British Law. Not only did that lead to the Caribbean’s first Multiple Listing

compulsory. These brokers share their property listings in an online MLS and they work together on real estate transactions, which allows buyers to see all properties and still work with their favourite agent. It also allows sellers to get the widest possible exposure for their properties. The association works closely with the Cayman Government on any issues relating to the real estate business to ensure a good experience for all involved.

Legal Overview

The real estate market in Cayman is simple and straightforward. Apart from a one-time stamp duty payment, there are no annual property taxes or restrictions on foreign ownership by individuals, and titles are granted and guaranteed by the Cayman Islands Government and recorded in a modern, reliable and centralised land registry, where every

plot is mapped and given a descriptive title number based on location. Any encumbrances such as mortgages, rightsof-ways and cautions pending contracts are recorded on the title register of the parcel of land. As a result of this, there is no need for lengthy title searches, title companies or title insurance. In fact, title companies and title insurance do not even exist in Cayman. Vacant land can be owned and held for future investment potential. To date, Cayman real estate has proven to be an attractive and profitable investment. Owning land in the name of a corporation is possible, but strict rules apply and a lawyer’s advice is essential. Buildings are subject to a series of planning permissions and building permit approvals. These are monitored by the Cayman Islands Central Planning Authority and Building Control Unit, which carries out plan reviews and on-site inspections that relate to the site, building, plumbing, mechanical and electrical works. There are also requirements for structural

engineers to take into consideration, such as seismic design principles depending on the building heights and purpose of the building. Construction materials have to be imported and are subject to duties that range from 15%-22% on the landed value, which includes duty on the shipping costs. Consequently, the cost of building is considerably higher than in places where materials are more readily available. Refer to the Building in Cayman chapter for a detailed guide on building a residential property, as well as a list of building professionals in the Cayman Islands.

Attorneys are usually used by a foreign purchaser to aid in understanding the difference between our system and what they are familiar with back home. An attorney can also help with more complicated transactions and ensure that the detailed procedures required by the Cayman Islands Land Registry are more easily negotiated. The biggest difference between a purchase here as opposed to

most other jurisdictions is the stamp duty, which is a 7.5% fee based on the Cayman dollar price of the property. It is paid to the Government after closing on each transaction in order to register your title and it is normally paid by the purchaser.

OVERVIEW OF RESIDENTIAL AREAS IN GRAND

CAYMAN

Seven Mile Beach (SMB)

W EST BAY RO AD SEVEN MILE BEA CH

SMB is divided into two areas: the beach and across the road from the beach, which is known as the Seven Mile Corridor. Both are ideal locations within walking distance of restaurants, bars, nightclubs, shops and Camana Bay's town centre, which has two schools, and soon there will be a new private hospital, Health City Camana Bay.

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There are many apartment complexes on Seven Mile Beach itself, but most are rented out for short-term, daily rentals. However, some offer long-term rentals like George Town Villas, The Grandview, Sunset Cove, Laguna del Mar, Seagull Condominiums, The Sovereign and The Pinnacle. Monthly rental prices in this area start at CI$4,000, but expect waterfront properties to be significantly more. Areas like Snug Harbour, Parkway, Governors Harbour, Canal Point, Crystal Harbour and the Cayman Islands Yacht Club are all nice places to live and popular with families, though the prices of properties can vary significantly There are many four-bedroom houses in these areas, but you can also find upscale two and threebedroom apartments in a few of them. Properties are usually well maintained and business professionals tend to rent or buy them. These neighbourhoods around the Seven Mile Corridor are generally quiet areas, near to restaurants and the beach, and near to two great schools, Cayman International School and Village Montessori.

Britannia apartments are popular and vary in price, but based on the large number of units, you can usually find a motivated seller. Apartments have either canal, pool or park views and the property is within walking distance of Camana Bay and all its great facilities. It has great landscaping, lots of mature trees and they allow pets.

OLEA is a new waterfront neighbourhood to the south of Camana Bay's town centre with 124 residences, lovely landscaping, a lazy river and a resort-style pool. It also has shared amenities, including a children's playground, community herb and produce garden and a gym. Conveniently, residents can walk to Camana Bay for the supermarket, cinema or restaurants.

Snug Harbour lies to the east of West Bay Road and is reached from the Esterley Tibbetts Highway. This is a sought-after residential area and is very popular with families. As well as being family and dog-friendly, Snug Harbour has the advantage of being close to

Seven Mile Beach and Camana Bay with easy access to George Town and West Bay. The area has two roads, Jennifer Drive and Andrew Drive, which run parallel West-East and finish at the North Sound. There are a number of intersecting roads in between. Much of the residential housing consists of detached family homes with gardens, ranging from modest two-bedroom homes to more upscale, 5/6-bedroom residences. However, there are several apartment buildings and townhouses here too, particularly towards the North Sound. Residents of Snug Harbour enjoy access to the Snug Harbour Park, consisting of a tennis court, pickleball court, basketball court, a children’s playground and a large grassy park. This is a popular meeting spot for families. Residents can book the courts online.

Palm Heights Drive lies to the south of Snug Harbour and is accessed through the main Snug Harbour entrance. This is another popular

residential location. One side of this road lies on the picturesque Britannia Canal, where you can find a number of attractive residential canal-front houses and apartments. The other side of Palm Heights Drive consists mostly of detached family homes, some with beautiful gardens. Palm Heights Drive is often mistakenly considered to be part of Snug Harbour, but this is not the case. Whilst residents here use the Snug Harbour Park and playground, they are not able to book the tennis, pickleball and basketball courts.

Camana Bay

Camana Bay and its Town Centre are situated on 685 acres that stretch from Seven Mile Beach to the North Sound. The design of Camana Bay is based on New Urbanism, a planning model that promotes walkability through a mix of housing, shops, restaurants, public spaces, schools and parks. Streets and walkways interconnect, offering a safe and scenic stroll or bike ride, while shady courtyards nurture social gatherings and a sense of community. Traffic is also minimal and the developer, Dart, has continued that theme, building a four-lane vehicle underpass so pedestrians can safely travel from Seven Mile Beach over the bypass to the Camana Bay town centre and waterfront. Designed by a team of award-winning architects and planners, Camana Bay has a contemporary style, inspired by traditional Caribbean architecture and is landscaped with beautiful, mature trees and native plants to give it a distinctly Caymanian character.

Camana Bay has become a very popular place to live simply because it welcomes the return to a traditional style

of community, with the Camana Bay Cinema, notable restaurants, Foster’s supermarket, a weekly farmers market, a yoga, sports massage and physiotherapy studio, bookstore, clothing stores, doctors’ clinics, a 24-hour gym, two schools, residential housing and prestigious office space for businesses. Residential rental options include The Terraces, which are a collection of 63 one and two-bedroom apartments (some of the two-beds have a den, which could be used as a third bedroom) and over 27 different floor plans. Units are available for long-term rental and are in the heart of Camana Bay’s town centre. Beautifully decorated with spacious private balconies, fully equipped contemporary kitchens, state-of-the-art electronics and flat-screen televisions, The Terraces also boast around-theclock security, property management and video entry lock systems. Benefits for residents include gym membership and secure underground parking with elevator access. Each of the two Terraces towers has its own lap pool and leisure area with freshwater showers, bathrooms, seating areas and an outside kitchen with a high-end gas barbeque. The Terraces are equally popular with families and young professionals and pets are welcome. Kapok is the town’s newest for-rent residential offering, with 89 residences ranging from 561sq ft studios to 1,476sq ft, three-bedroom units. Kapok features a modern design, indigenous landscaping, large windows, balconies and terraces and is built to Fitwel® building certification standards to improve occupant health and productivity. Living in Camana Bay is all about the lifestyle. It is incredibly appealing to be able to walk everywhere, particularly if your workplace is located there, have everything taken care of for you and enjoy access to world-class dining and entertainment, including concerts and festivals, shopping and children’s activities right on your doorstep.

Jacqueline

OLEA, Camana Bay’s first for-sale residential development, made up of an assortment of condominiums, townhouses and duplexes, is located to the south of Camana Bay’s Town Centre and welcomed its first residents in 2022. Major features of this amenityrich waterfront neighbourhood include the Island’s first lazy river, a resortstyle pool, a waterfront boardwalk, beautifully landscaped common areas, a yoga garden and a fully equipped gym.

Kapok at Camana Bay

Tel: (345) 640 3600

Email: kapok@camanabay.com

www.camanabay.com

Kapok is Dart’s first 10-storey residential for-lease building, located in the heart of the Camana Bay town centre. Kapok offers 89 residences ranging from 561sq ft studios to 1,476sq ft three-bedroom units and features a modern design, indigenous landscaping, large windows, balconies and terraces. The building is built to Fitwel® certification standards to improve occupant health and productivity.

OLEA (Sales & Presentation Centre)

Market Street, Camana Bay

Tel: (345) 640 6532

Email: olea@camanabay.com

OLEA, Camana Bay’s first for-sale residential development, is an amenity-rich waterfront neighbourhood located minutes from Camana Bay’s town centre. The community features Grand Cayman’s first lazy river, a resortstyle pool and the largest solar array of any residential development on Island. Visit the OLEA Sales & Presentation Centre to learn more about its 124 condos, townhomes and duplexes. Open Monday-Friday 9am-5pm (or by appointment).

Provenance Properties Cayman Islands Market Street, Camana Bay

Tel: (345) 640 7000

Email: info@provenanceproperties.com

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buyers and sellers of distinctive properties.

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The Terraces at Camana Bay/Dart

Tel: (345) 640 7000

Email: theterraces@camanabay.com

www.camanabay.com

An exclusive property in the heart of Camana Bay owned by Dart, The Terraces offers residents the ‘work, live and play’ dream. With direct access to all of Camana Bay’s renowned amenities, The Terraces offer modern oneand two-bedroom apartments.

SEE AD PAGE 153

South Sound

South Sound is still experiencing a boom in development. Take a drive down South Sound Road and you will see numerous developments going up, including Bahia, Privé, The Mantras, Q and Karma Seaview. The popularity of South Sound isn’t surprising given its proximity to the water, schools, supermarkets and George Town. It is also home to the Cayman Islands Rugby Club, Tennis Club and Squash Club, a public dock, a government boat launching ramp, beaches and a seaside boardwalk. Some very popular condo complexes in South Sound include The Tides, Vela and San Sebastian, and some very popular subdivisions include The Venetia, The Lakes and The Boulevard.

Cayman Enterprise City has also begun to build their one million sq ft campus in South Sound, which will consist of 100,000sq ft of office space along with residential areas, a school, restaurants and other amenities over a 53-acre site.

One downside to South Sound being such a popular area to live is that the traffic during rush hour can be bumper-to-bumper the entire length of South Sound Road.

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Apart from SMB, South Sound is one of the most convenient and, therefore, expensive areas in which to buy or rent on the Island.

Canal-front Living

There are a number of waterways that cut inland from the North Sound, creating canal subdivisions that are a very nice, more affordable alternative to buying or renting property directly on the oceanfront. If you are planning to buy a boat, you cannot beat the convenience of having a dock right in front of your home or apartment. There are at least 20 canal subdivisions in Grand Cayman, half of which can be found along the Seven Mile Beach corridor and West Bay, and the other half run east from Prospect to North Sound Estates and the Cays in Rum Point. Canal subdivisions take time to mature and be built out and this will have a significant effect on the values that land and homes in these areas can command. Over time, this will change as various subdivisions develop and it is something to think about when buying. The following is a straightforward and honest overview of the various canal subdivisions, which can be classed into five levels, one being the most expensive and five being the most affordable. Some subdivisions straddle two levels and this invariably depends on specific roads within the area and the quality of the homes and landscaping on those roads.

Level 1: Top-of-the-line estate homes, meticulously maintained with strong covenants and manned security gates. Vista Del Mar, The Ritz-Carlton Deckhouses, Lalique Pointé, Diamond’s Edge and Salt Creek are first in class in these tier-one communities because of their covenants, exclusivity, attention to detail, well-

maintained public open spaces, amenities offered, security and the quality of building. The most expensive, non-beachfront homes are found here. Additionally there is OLEA, which was designed for residents to walk to Camana Bay for work, education and entertainment. The development has beautifully landscaped common areas and access to the highest-quality amenities.

Level 1.5: The non-gated, yet very prestigious, Cayman Islands Yacht Club has benefitted the most from direct access via the Esterley Tibbetts Highway, and residents are taking advantage of its boating facilities and two very good restaurants, Morgan’s and Bàcaro. In due course, a pedestrian trail to Seven Mile Beach will be built. Inside the Yacht Club there is a gated community called Stone Island.

Level 2: Excellent maintenance and services, these are luxury homes with a manned security gate and strong covenants. Crystal Harbour leads this class of the field and has been one of the most actively developed canal subdivisions on Grand Cayman in recent years. Popular subdivisions within Crystal Harbour include Cypress Pointe, Cypress Pointe North and Solara. Britannia and Britannia Estates are well established and still very well-regarded and a convenient living location. One important consideration, if you are planning on buying land to build on, is that concrete pilings are required in the house foundations of properties in both the Yacht Club and Crystal Harbour. This raises the cost of construction considerably. Crystal Harbour also offers some amenities, including a children's park and tennis and pickleball courts.

Level 3: Good services, mid to luxury level homes, well maintained with good covenants. Canal Point is in this class, followed by The Shores and Mangrove Point, all gated neighbourhoods with evening manned security. Governors Harbour has lost its sheen due to the lack of a landscaping buffer from the Esterley

Tibbetts Highway and haphazard road maintenance, but this could change. Other canal-front developments in the area include ONE Canal Point and Clipper Bay, which is located between Snug Harbour and Canal Point. Grand Harbour is the most conveniently located of the Eastern subdivisions and many of the homes here are high-level properties. There are three distinct areas to Grand Harbour: the older and more developed side called South Reach, which is now a gated community, The Isles and The Estates, both of which have had a lot of recent building. Grand Harbour has been completely transformed by the addition of Harbour Walk, which has restaurants, a hairdresser, gym, offices and residences just like Camana Bay. In addition to the supermarket called Hurley's, which is at Grand Harbour, there are liquor stores, a pharmacy, medical and dental offices, a yoga studio and a school. There is also a very well-run and popular skate park which gets active in the evenings with 6-16 year olds. There is also Arvia, which is a complex of several townhouses and condos which is on the Grand Harbour canal. A little further east, Patrick’s Island has some beautiful homes with mature landscaping and wide, open basins. It also backs onto a huge sway of undeveloped land with numerous dyke roads that lead to the North Sound via inland lakes and are lovely for walking dogs, running and getting away from it all. Patrick's Island has permission to become a gated community, and in 2024, the gates will be installed. Sunrise Landing rounds out this level. No houses are built in the Cays at Rum Point yet due to navigability issues in the canals.

Level 4: Decent services with mixed midlevel homes, older subdivisions like Red Bay, Omega and Prospect all have their 'good' and 'not as good' sections. Palm Heights in Snug Harbour has the benefit of looking across at Britannia, but this area contains mainly duplex properties.

Canal subdivisions in this level include Palm Heights, Omega, Sunrise Landing and Newlands Sound. New canal-front developments include Paraiso in Grand Harbour and The Lagoons in Omega Bay. Finally, Ocean Crest and Allure, in Tropical Gardens, are two new oceanfront complexes.

Level 5: Minimal maintenance and either no covenants or these are not enforced. Mid-level to lower-value homes, but most still to a very reasonable standard. All these subdivisions are similar, mixedquality developments. The developers are now deceased, so there is no consistent, ongoing maintenance undertaken. North Sound Estates is farther out but has been quite active due to pricing. Some homes are very nice, but there is too much debris around, which keeps prices down. Canal subdivisions in this level include Red Bay, Prospect and North Sound Estates, all of which straddle levels 4 and 5, depending on which street you are looking at.

Prospect & Red Bay

P ROSPECT & RED BAY

Prospect and Red Bay, which are right next to each other, are two of the fastest growing areas in Grand Cayman. They are close to George Town, various schools and the Shoppes at Grand Harbour and Harbour Walk, which both have various stores, a school, restaurants, a pharmacy, a large supermarket, Hurley’s Marketplace, and a skate park. Harbour Walk, which is right next to Grand Harbour, is a mix of residential and retail and includes shops, restaurants and amenities, such as a gym and a rooftop with a jogging track and fire pits. There are also two banks in the area, as well as the Department of Vehicle and Drivers Licensing, the Cayman Islands Sailing Club, King’s Sports Centre and Powerhouse Gym, the Prospect Playhouse

and the Stingray Brewery. The district also has five schools, including Prospect Primary School, Red Bay Primary School (which are both Government schools), First Baptist Christian School, Montessori by the Sea and Hope Academy (which are private schools). Currently being built in the area is a large garden centre which will sell plants, ornamental fish and lots of accessories for the garden and pond. There is also an area with food trucks, a Burger King, a couple of jerk centres and a new Popeyes is being built. The commute to town from this area is relatively quick (10 minutes) outside of rush hour, but at the height of rush hour, it can take over 30 minutes. There are lots of residential homes in this area with a mix of inland, canalfront and oceanfront properties. Newer developments in the area include Grand Palmyra, Arvia, Periwinkle, Paraiso, Aura and Indigo Bay. There are also a few really nice areas to look out for in Red Bay and Prospect. The first is Prospect Point Road, a quiet beachfront community found on a winding road where longtime Cayman residents have built exclusive milliondollar homes. The second area is Patrick’s Island and the third is Grand Harbour. For more information on these two areas, see the Canal Front descriptions.

West Bay (WB)

W EST BAY

This is a residential area at the top western end of the Island with a long meandering coastal road around the top of it and a maze of narrow streets running through the middle of it. There is a huge mix of different properties, from luxury oceanfront homes and apartments to island cottages and some rather rundown and tired properties in the middle. The canal-front area called The Shores commands premium prices

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Property and Residential Transactions

Acquisition/Investment Financing

on rentals and sales, as do properties on Boggy Sand Road, the last residential neighbourhood remaining on Seven Mile Beach. There are many new developments in West Bay, especially on the North West Point corridor, including Dolphin Point, Serrana, Sea Dreams and Point West 8. Other newer developments in West Bay include VIDA, Oceans 9, Salt Air Townhomes, The Meadows, The Waves, Secret Beach, Blue Palms, Sunset Point, Villa Marbella, SAJE, Sky Lofts, The Point at Watercourse, Annie's Retreat, Emerald Point, 19 North, and ARZA. Acclaimed restaurants in West Bay include Bayside, Calypso Grill, Cracked Conch, Macabuca, Tukka West, Nova, Ristorante Pappagallo and VIVO. The Cayman Turtle Centre is in West Bay, as is Cemetery Beach for amazing snorkelling. The diving from the Cracked Conch restaurant and from Lighthouse Point nearby is also very popular. Divetech, the on-site dive shop at Lighthouse Point, is welcoming and friendly staff can explain where nearby dive sites are located. They can also take you to the Kittiwake shipwreck. Schools in West Bay include Grace Christian Academy, Wesleyan Christian Academy, and the West Bay Government Primary. There is a new high-end preschool being built in West Bay called Montessori West, which should open in late 2024.

You can go horseback riding and bicycling along a rugged and little-travelled beach called Barkers, which spans part of the northern tip of West Bay. Barkers Beach is a nice area to get away from it all and is popular with dog walkers and kite surfers. Note: The area is closed to vehicle and pedestrian traffic from sunset to sunrise. It currently takes about 10-15 minutes to drive from West Bay to George Town using the bypass.

George Town is the capital of the Cayman Islands. It is located on the southwest corner of Grand Cayman and has a busy port, with an influx of several cruise ships almost daily and cargo ships unloading most evenings. The main roads in George Town are North and South Church Street, which run parallel to the sea. Smith Road, Shedden Road and Eastern Avenue cut through town and run down to the waterfront roads off North and South Church Street. It is a good area to live in if you have school-aged kids, as the main schools are on Smith Road and Walkers Road and are five minutes from the town centre. With increasing traffic levels, it means you will avoid the main rush hour traffic. Private prep and high schools in George Town include CF School, Footsteps, Island Primary, Cayman Prep and High School, St. Ignatius Catholic School, Triple C, Cayman Academy, Calvary Baptist Christian Academy and Truth for Youth. There are many preschools in the area, including the award-winning Little Trotters, three Montessori schools (Montessori Del Sol, Island Montessori and Montessori School of Cayman), there is also Precious Gems, Discovery Kids, Miss Nadine's, St. George's, Shining Stars, Sister Janice's, Sprogs and Tiny Tots.

Strata

CAYMAN

George Town (GT)

not getting discouraged, as there are some gems as well. A few of the wellestablished properties include the three Retreats (Garden, Sunset and Coco), Secret Gardens, Hilton Estates and the L’Ambience complex off Fairbanks Road. These are mature-landscaped familyoriented complexes and pets are allowed. Newer options are Vivi, Downtown Reach, Ria, The Bentley and Urban Flats. For high-end luxury, view Casa Luna, SeaView, Oceana and FIN. All are on the waterfront in George Town and offer luxury living for upwards of CI$2 million. New developments are Catalina Bay and ONE|GT

Savannah, Lower Valley, Newlands & Pedro St. James

S

This is another area with both inland and canal-front properties. Sunrise Landings and North Sound Estates (both canal-front areas) fall within Savannah and Lower Valley. These areas are very popular with young families as land is still affordable. You can also easily find canal-front house plots for sale at a reasonable price. Inland, you will find that properties on the market in this area are family homes on larger plots with good-sized gardens and lovely shade trees. Savannah is one of the highestelevated areas of Grand Cayman. From late May to early August, the poinciana trees of which the area has an overwhelming abundance, flower and the sight as you drive through Savannah is breathtaking. Pedro St. James Castle, a national historical site and the oldest-existing structure in Cayman, is also located in Savannah. Countryside Shopping Village, located at the roundabout where the road intersects between Savannah, Pedro and the entrance to Newlands, is the largest central shopping hub in the

area. This village of shops has a Foster's supermarket, CNB bank, large pharmacy, medical clinic, liquor store, hardware store, gym, veterinary clinic, dry cleaners, several restaurants and a few other useful stores. Country Corner, next door to Countryside, has additional locations for Cimboco, Chicken! Chicken!, Cafe Del Sol and GNC.

Beach Bay

love it. It is on the beach, away from the hustle and bustle, and the rents are in the low to mid-range. The community still has the feel of a small Caribbean town, with a mixture of locals and expats living alongside one another. The beaches are rustic, usually littered with driftwood and dried turtle grass and are lovely places for walking dogs. Although the impression of a long commute may keep the fainthearted away from Bodden Town, it takes just 20-25 minutes to reach George Town if you leave early or late enough to miss the rush hour traffic.

Frank Sound & Cottage

BEA CH BA Y

Beach Bay is on the right just before you get to Bodden Town. It has one of the highest elevations on the Island. If you drive all the way down Beach Bay Road, you’ll find Sea Spray Drive, a coastal road with fabulous houses and apartments. One end of the road has a very private but rocky beach, and the sunsets over the Bluff at the other end of the coast road are amazing. The Residences at Mandarin Oriental, which will be constructed here now the drawn-out planning process is complete, will feature 67 acres of private beach and tropical forests. It will sit atop one of the highest elevations in Grand Cayman, also known as St. James Point. Each of the 89 residences will have gorgeous panoramic views of the ocean due to the expansive terraces that blend indoor and outdoor living. Residents will enjoy amenities such as in-residence dining services, a racquet club, multiple adult and family pools and a wellness and yoga centre.

Bodden Town

BODDEN TO WN

Those who venture out to Bodden Town

FRANK SOUND & CO TT AG E

Frank Sound crosses inland as you drive towards Rum Point. It has affordable homes with large properties, and the land is very fertile with mature shade and fruit trees. Another huge bonus of this area is the Queen Elizabeth II Botanic Park and the Mastic Trail, both of which are great to explore and located just off Frank Sound Road. It is also the location of the Clifton Hunter High School. This is a great area for those that work at Health City.

North Side & East End

NORTH SIDE & EAST END

This is a beautiful and historical part of the Island. On the way to these eastern districts, you will pass Pedro St. James’ Castle in Savannah, the Queen Elizabeth II Botanic Park in Frank Sound and the Wreck of the Ten Sail in Gun Bay. The residents in North Side and East End are said to be the friendliest in Cayman. The

AVA N NAH, LOW ER VA LLEY , NEWLANDS & PEDRO

commute time from either East End or North Side to George Town will take at least 40 minutes without traffic. Over the Edge restaurant, in the village of Old Man Bay, serves great local seafood cooked with a French influence. Their catch of the day is always good, as is their shrimp cooked in a Chablis sauce. Other restaurants include The Caboose (previously Kurt's Korner), which offers grilled fish, stewed beef and oxtail. There is also an Italian restaurant located by Foster’s supermarket in East End called The Italian Kitchen, which provides good, basic Italian cooking, but is not open for lunch and doesn’t take reservations for the evening. In the heart of East End is La Casita, Tukka East and Eagle Rays, the latter of which is located at Ocean Frontiers. Finally, Vivine’s Kitchen, located on the water, is a rustic little restaurant with good local food served on tables set up in Miss Vivine’s garden. It is packed on Sundays. Fun things to do in the area include diving with Ocean Frontiers, walking the Mastic Trail (bring bug spray,

water and good walking shoes), snorkelling off the North Coast (remember it is a marine park, so don’t break anything off or take anything home with you), exploring the Crystal Caves, beachcombing deserted beaches, kiteboarding, sailing or renting a jetski from White Sand Sports at the Wyndham Reef Resort.

Living on North Side

Life on the north coast involves a long list of trade-offs. Although the distance from town has helped keep the old-time Cayman lifestyle, it is inconvenient for trips to Seven Mile Beach, the airport etc. The prevalent onshore trade winds, which bring cool temperatures most of the year, also bring salt to coat windows and degrade electronics. On the flipside, the lack of neighbours means a lack of ambient light and great conditions for star gazing. Living in North Side can feel like being perpetually on vacation. Almost every house, drive or walk involves a sea view and holiday atmosphere, and many houses are owned by long-term visitors, who have been visiting Cayman on vacation regularly for 20 or 30 years. Others are short-term vacationers staying at The Retreat, Island Houses, The Rum Point Club Residences, Kaibo Yacht Club Villas or The Pools of the Kai Condominiums. Residents of other districts, particularly boat owners, often go for staycations in Rum Point/Kaibo houses, especially over long weekends. Many full-time residents in the area are also retired, so very few commute into town to work. The journey takes about 50 minutes, but this depends on rush hour traffic. Other residents work locally, primarily in the tourist/hospitality industry. Being relatively far from town means that some forward planning is needed for routine activities. Without a list, one is fated to 'pop back' at least as far as Countryside Shopping Village to pick up forgotten items. It would be remiss not to mention the well-stocked Chisholm's Grocery (Tel: (345) 947 9418) on North Side Road for basic needs, but organise your main, weekly errands to make sure they all get done in one trip.

Rum Point

RUM POINT

Rum Point has a beautiful stretch of beach and faces the North Sound. It has shade, clear waters, exclusive million-dollar homes and some more affordable condos. The Rum Point Club can be reached by car, ferry or private boat and is a great place to hang out in hammocks, eat lunch at a picnic table and swim or snorkel in the safe and shallow water right in front of the sun lounger area. On Sundays, the place is jammed and sometimes up to 50 boats are moored off the beach. Nice things to do in the area include paddleboarding, water skiing, kayaking, sailing and taking a boat to the Sandbar to see the stingrays. You can also fly fish the mini sandbar on the Eastern side of the lagoon entrance and take a bioluminescence kayak tour with Cayman Kayaks on a moonless night. The commute to George Town will take just under an hour. Although a couple of residents commute by boat across the North Sound, this means you have to leave your car at either end. The nearest supermarket is Foster’s Express, opposite The Wyndham Reef Resort in East End, but it is quite small. There is also a small rustic grocery shop, Chisholm’s, on Rum Point Drive. The luxury development in this neighbourhood is the relatively new Rum Point Club Residences, which overlooks 500ft of pristine Caribbean oceanfront. This boutique hotel features accommodations with private balconies, gourmet kitchens and king-size master suites. There's a chic lobby-lounge, spa treatment room, infinity pool and a private dock. Exquisite meals and bespoke cocktails are served in the lobby bar, as well as room service. With the advent of working from home, many people live in Rum Point now and only commute to town twice a week.

CAYMAN KAI

Cayman Kai is just beyond Rum Point. There is a holiday home feel about the area and life is centred around the beach. There are many luxurious houses and a few upscale apartments on the water. Prices in this area are high for large private homes, but there are two-bed condos at the Kaibo Yacht Club that rent for around CI$200 per night. Some residents treat themselves by renting a house or condo here for the weekend. Call Cayman Villas (Tel: (345) 945 4144) to see what vacation rentals they have available. Great restaurants include the chilled-out Kaibo Beach Restaurant and the upscale Upstairs at Kaibo, which has a superb rum collection and a tasting menu with wine pairing. Kaibo also has a coffee shop and sells ice and fuel for cars and boats. The commute into George Town at rush hour will take well over an hour.

OVERVIEW OF RESIDENTIAL AREAS

CAYMAN BRAC

The most easterly of the Cayman Islands, the Brac, is about 12 miles in length and just over a mile in width. Early Scottish fishermen who settled here gave the Island its name. Brac is Gaelic for bluff, named after the limestone ridge, and it runs down the centre of the Island, reaching an elevation of 150ft at the eastern end. This is also the highest point on all three Islands. The friendly Brackers share their Island with over 200 different bird species and numerous iguanas. The dramatic scenery and rugged terrain boast a plethora of hidden caves and winding trails that the whole family will love exploring. The atmosphere is tranquil, crime is almost non-existent and the people are friendly and welcoming. Cayman Brac is also famous for its superb diving, which should not be missed. Cayman Airways flies to Cayman

Brac from Grand Cayman multiple times a day on a Saab SF340, which seats 30 passengers and a DeHavilland DHC-6 Twin Otter, which seats 17. Prices average CI$75-86 each way. Cayman Airways also has weekly direct jet flights from Miami.

Residential construction is very good; hurricane building codes are enforced and foundations are made of poured concrete or block. There are no import taxes on building materials. There is a good selection of excellent registered contractors, subcontractors and tradesmen available locally. There are local lumber and hardware suppliers and just about all materials for building can be purchased locally, except for custom finish items. There are excavating contractors and equipment available, all very usable for special landscaping work. Custom items and furniture may be purchased from either Grand Cayman, Miami or further afield and imported.

Cayman Brac Power and Light is the electricity power provider and utility rates are subject to government approval. There

is a local base rate and the fuel surcharge is calculated on a monthly basis and can vary greatly. Inquire for the latest rate sheet. The Water Authority - Cayman delivers water by tank truck to your water storage system (cistern). Base rates for water are subject to variation due to monthly fluctuations in energy costs. Water quality is excellent and exceeds local, international and WHO standards. Inquire for latest rate sheet. Propane gas is delivered by Home Gas. Telecommunications are provided by Digicel and FLOW. Telephone service is excellent and very reliable. Internet is quite reliable and supports the new streaming television subscription service rolled out by both Digicel and FLOW.

West End

Cayman Kai

In Cayman Brac’s West End, you will find the airport, two grocery stores, a gas station and a couple of condo complexes. Hence, the north shore of the West End has the highest population of residents on the Island. The famous Russian wreck dive, renamed M.V. Capt. Keith Tibbetts, lies just offshore. The Cayman Islands Department of Tourism Information Centre is located here, as well as the West End Primary School (also a Government hurricane shelter) and the Island’s only airport, Charles Kirkconnell International Airport.

Stake Bay

STA KE BAY (Ca yman Br ac )

On the north side, Stake Bay roughly refers to the middle section of the Island. Stake Bay is the capital of the Island and is where you will find the main Government building, the hospital, the museum, a grocery store and the Island’s only high school – the well-respected Layman E. Scott Sr. High School.

The Bluff

THE BLUFF (Ca yman Br ac )

The Island’s gentle ascent eventually leads to the limestone cliffs, which are its namesake. A lighthouse crowns the 150ft tall seaside edge of the Bluff. The birds circling overhead may eventually lead you back inland to the ancient woodlands of the Brac Parrot Reserve. It is home to many endemic flora and fauna species of the Cayman Islands. The Bluff has seen a significant increase

in housing developments, and it also has the Government-owned Cayman Brac Day Care Centre. In the central part of the Bluff is the Government's sports facility, which has a 25-metre pool that is used for local swimming education and also hosts national competitions. There is also a FIFA-approved football field.

Eastern Districts

Continue east to Watering Place, Creek and Spot Bay and you’ll find a true Cayman Brac welcome. 'Mom and Pop' stores and small local restaurants showcase authentic souvenirs and traditional Caymanian fare. The Cayman Brac Heritage House is located between Creek and Spot Bay and complements the Cayman Brac Museum, offering re-enactments of our country’s past, with displays showing how islanders used natural resources to create houses and tools. There are two primary schools, Creek Primary School and Spot Bay Primary School, in this area.

OVERVIEW OF RESIDENTIAL AREAS IN LITTLE CAYMAN

In a nutshell, Little Cayman is a diver's paradise that is a short flight from Grand Cayman and offers a safe, slow and friendly island living experience. It is truly little but is not a miniature of Grand Cayman; it does not offer urban comforts such as city water and recycling. Only 10 miles in length and one in width, there is a permanent population of fewer than 200, but this can mushroom to 400 on New Years’ Eve.

The Island does not have a town as such, but it has one grocery store (that sells liquor), one coffee shop, one gas station, one bank with one ATM and one clinic with one nurse (but no hospital, doctors or dentists). These are all located near the Edward Bodden Airfield on the West. All the hotels make fresh water by using a seawater reverse osmosis system. Residents support their grocery store and acknowledge that items cost more than in Grand Cayman,

but they know they need to support the local economy. For special dietary items, or in the event of a storm, it is advisable to take an ice box full of perishables on the plane from Grand Cayman, as the barge that connects Little to Grand Cayman may not be able to cross the seas. Flights run 3-10 times a day, depending on the time of year, cost approximately CI$85-$100 each way, and take 35 minutes to fly directly on a Twin Otter plane (17 passengers) or you can go via the Brac. Passengers can take up to 55 pounds in weight (that can be split into two pieces). Supermarkets such as Foster's, Kirk's, Hurley's and Cost U Less may organise items to be delivered directly to the airport in Grand Cayman for air freight to Little Cayman. The barge goes to Little Cayman once a week and takes supplies to the Island, but bad weather can delay its crossing. Since items go by volume, residents will typically fit items, such as toilet paper, inside the cars or boats. We are told clearing customs is easier than in Grand Cayman, and for items purchased in the USA, items will ship directly there, bypassing Grand Cayman. Power cuts occur every now and then, but residents learn to live around it, as they typically last only a short time. Similarly to Grand Cayman, electricity is generated through burning diesel and a truck delivers propane gas for home cooking. There are one to two mechanics on-Island that deal with most auto problems. Air conditioning and appliance technicians need to be flown there, with the caller paying for the flight, plus any accommodation costs if necessary. A mosquito control plane flies over the Island to control these insects, although when breezy, the problem is less felt. Water is collected from rain, and when not possible, residents purchase it from local hotels.

West Side of Little Cayman

The Island’s most famous diving destinations, the Bloody Bay Wall and Jackson Wall, are both on the north side of Little Cayman and are easily accessible by boat to divers staying

at any of the resorts or villas in the area. There are a number of good options, including the Southern Cross Club, Little Cayman Beach Resort, The Conch Club and Paradise Villas. Most of the accommodation is within walking distance of the Edward Bodden Airfield. The Booby Pond is also the only RAMSAR site in the Cayman Islands (an internationally recognised and important wetland) and home to the red footed booby bird. The indigenous Sister Islands’ Rock Iguana also roams freely on the Island.

East Side of Little Cayman

Heading up the road away from South Hole, the Island becomes more and more of a deserted paradise with just a small number of houses scattered along the coastline. South Hole Sound is at the border of the two areas, and the beautiful South Shore provides stunning views on the way to Point of Sand at the eastern end of the Island, where you can gaze across the water towards Cayman Brac. Point of Sand is located at the very tip of Little Cayman and is probably one of the most beautiful beaches in the Caribbean. The sea is crystal clear and incredibly inviting. Pack a lunch and bring your bathing suit and towel to enjoy some time in the sun, sand and surf, quite often with no one in sight.

BUYING A PROPERTY

Buying a property in Cayman has many advantages, not least that if you are staying for some time, mortgages tend to work out cheaper than rent over a three to five-year period. There are no restrictions on foreign ownership of real estate if the property is for personal use and there are no annual property or capital gains taxes. If the property is rented out as an investment, then no tourist tax is payable if the property is rented to residents Although, if more than two properties are owned for rental, there will be additional licences required, namely a Trade and Business

and Local Companies (Control) Law

Licence. Cayman’s Land Registry office enables transfers to be relatively quick and simple, but for peace of mind, it's best to use an attorney. Every piece of property is registered under a unique block and parcel number, which means every owner is registered and the Government guarantees the accuracy of the entries recorded at Lands and Survey. A potential purchaser may examine the records regarding any piece of property to check whether there are any liens, charges or restrictions on it. Unless stipulated within the covenants for a particular development, there are no time deadlines for building on raw land. The land can be held undeveloped indefinitely and many families are land banking for future generations. Planning approvals are valid for five years following the grant of planning permission. Owing to a global shortage of building materials, construction timelines have increased over the last

year. Allowing four to six months for your architect to design and obtain planning approvals and prices, building can now take upwards of 10 months. See the Building a Home chapter for more information.

Stamp Duty & Other Charges

Stamp duty, which is payable on all conveyances or transfers of any immovable property (other than those between certain family members as set out in the Stamp Duty Act for natural love and affection), is 7.5%. However, for first-time Caymanian buyers only, if they intend to owner-occupy, land purchases under CI$150k attract no stamp duty, and neither do first-time home purchases under CI$400k. 2% stamp duty is applied to land purchases between CI$150k and CI$200k and the same rate is applied to home purchases between CI$400k and CI$500k. There are certain zoning exceptions on these first-time Caymanian buyer concessions.

As

For more detailed information on how stamp duty is applied, visit www.caymanresident.com and search 'stamp duty.'

In 2021, the Government changed the approach to assessing Stamp Duty on pre-construction properties. Until 2022, that duty was calculated on the published developer’s price at completion. Note: The law has not changed, just its interpretation. Stamp duty has always been charged on the purchase price or on the market value, whichever is higher, as assessed by the Lands and Survey Department. As real estate prices have gone up, it is very likely that a pre-construction property, with a purchase agreement signed one or more years prior to completion, will be assessed by officials to be worth more than the agreed purchase price. An alternative to the unknown appreciation costs is to pre-pay the 7.5% stamp duty, but in that case, purchasers run the risk of the development not going ahead and stamp duty fees are not refundable! If a purchaser elects to pay the ad valorem duty on an agreement for sale of property, it must be presented to Lands and Survey within 45 days of the first day on which any obligation under the agreement was discharged. Otherwise, the purchaser may elect to pay CI$100 stamp duty on the agreement and then must pay the stamp duty payable with the transfers of land within 45 days of the date of the transfer of land, i.e. the closing date. There are potentially additional charges as well:

> 1% stamp duty charged on mortgages of CI$300k or less and 1.5% stamp duty charged on mortgages of more than CI$300k. You should also budget up to 1% for legal and registration fees.

> When you build a house, building permit fees are charged according to the square footage of the property being built.

> When purchasing with bank financing, the bank will require a report on the ‘market value’ of the property. Each lender has its own rules, but the report will need to be prepared by an approved firm of professional valuation surveyors. Depending on the property size, prices start at CI$725 for this report.

Know Your Client/Customer

Remember, the sale or purchase of real estate in the Cayman Islands constitutes as Relevant Financial Business for the purposes of Cayman’s anti-money laundering measures. As part of the Know Your Client/Customer (KYC) requirement, your real estate agent, or any professional acting in relation to a real estate transaction, is required by the Cayman Islands Government to collect your identification details as well as other relevant information to finalise the transaction. Individuals must provide certified photo ID (typically a passport), address verification (like a driver's license or utility bill), and disclose the source of funds and wealth. For companies, corporate seals are required, as well as forms of identification for its directors and beneficial owners holding 10% or more of the company's shares. If you need further information about these requirements, please contact a legal conveyancing professional.

Stamp Duty Exempt ion s on Chattels

Stamp duty is not charged on the furnishings or chattels of a house. If you are not entirely sure how to calculate the value, then contact the Lands and Survey Department (Tel: (345) 244 3420). Check out their website at www.caymanlandinfo. ky for more information.

Legal Conveyancing

Conveyancing is the technical word used to describe the way a property is legally transferred from one person to another. Technically, you can do the conveyancing yourself, but if the property is being bought with a mortgage, your lender will insist that you use a lawyer to confirm that the property is free from any liens or other encumbrances and to draft the appropriate charge documents. A few law firms in Cayman have departments that specialise in conveyancing. Their job is to prepare the paperwork for your mortgage and property transfer. They check that there are no encumbrances such as a mortgage lien, outstanding strata payments or anything else that would hinder the purchaser's use and enjoyment of the property. They usually charge 1% of the property value unless a different figure has been negotiated. A typical simple transfer of land takes no more than three to four weeks, with registration of the new proprietor at the Land and Survey Department taking place four to six weeks after that.

Appleby

Tel: (345) 949 4900

Email: cayman@applebyglobal.com

www.applebyglobal.com

Appleby is a leading provider of property services in the Cayman Islands. Their property team provides expert legal advice on all aspects of commercial and residential property, including sales and purchases, leasing, development and property finance transactions. SEE AD PAGE 160

Email: llee@campbellslegal.com

www.campbellslegal.com

Campbells handles all aspects of property transactional work, from sales and purchase to conveyance and related residential and commercial financing for both individuals and corporations. SEE AD PAGE 162

Collas Crill

Tel: (345) 949 4544

Email: cayman@collascrill.com

www.collascrill.com

Collas Crill is an offshore law firm with offices in Cayman, BVI, Guernsey and Jersey advising both local and international clients in a full range of property legal services. SEE AD THIS PAGE

FrancisGrey

Tel: (345) 815 2800

Email: cayman@francisgreylaw.com

SEE AD PAGE 69 & 71

HSM

Tel: (345) 949 4766

Email: property@hsmoffice.com

Campbells

Tel: (345) 949 2648

HSM’s property lawyers are always accessible during fast-moving transactions, providing comfort and certainty to clients regardless of what side of the property transaction they are on. They act for financial institutions, developers, strata corporations, buyers/ sellers and landlords/tenants of residential and commercial properties.

SEE AD PAGE 67, 89, 123 & 168

McGrath Tonner

Tel: (345) 623 2740 or (345) 949 2740

Email: info@mcgrathtonner.com

SEE AD PAGE 72

Mortgages & Borrowing

Most banks and financial institutions in Cayman offer mortgage packages. Interest rates are quoted based on the KYD and USD prime rate published in the Cayman Islands by the retail banks. The prime rate in Cayman normally fluctuates in accordance with changes in the United States Government Federal Reserve rate, also referred to as the 'New

York Prime Rate'. Banks usually ask for deposits of between 10%–35% as a contribution towards the purchase price or construction cost. Long-term interestonly mortgages do not exist in Cayman. Mortgage amortisation terms are normally offered from 15-30 years, but typically don't exceed retirement age. It is worth comparing what kind of deal the different banks will give you, as a variance of 1% or even 0.5% on your interest rate will make an enormous difference. Banks will usually charge between 1% and 3% above the prime rate, giving the lower percentage rate to those with the greater deposit. Banks also charge a commitment fee of up to 1% of the loan amount and some charge an early repayment penalty. Establish a meeting with your chosen bank to determine the best possible rate and terms that can be offered. Cayman banks have historically been very cautious when lending money.

Insurance Required for Mortgages

A Property Insurance Policy collaterally assigned to the bank is required for all mortgages and many banks will also require a Life Insurance Policy so the mortgage can be repaid in the event of death. Your loan officer will advise on their bank’s specific requirements. Michael Webster (SEE AD PAGE 143) from Cayman Insurance Centre sells life insurance.

Strata Title s

Residential property in Cayman is often sold as part of a strata plan if it is in a condominium or apartment complex. Most countries have the concept of freehold property, where the owner has ownership and responsibility for the land they own and all buildings on it. Strata ownership is less familiar to many people, but very common in Cayman. The following is an explanation of how it works:

> If you buy a property that is part of a strata plan, you will have the registered title of

the house or apartment that is situated within the property in the plan. You will also own a share and have voting rights in the ‘strata corporation’ which owns all the land in the strata plan, including estate roads, communal gardens, shared pools, etc.

> The strata corporation has an obligation to insure the strata property and maintain it for the benefit of the owners, along with the right to recover the costs of doing so from them. There will be rules and regulations governing how the strata company is run (known as strata by-laws) and an annually elected committee that is authorised to run the corporation. Examples of monthly strata fees you might expect to pay are: CI$300 for a twobedroom inland townhouse and CI$400 for a three-bedroom inland apartment. Factor in roughly the same monthly amount again for property insurance. For condos along Seven Mile Beach, one could easily pay upwards of CI$1,000 before insurance and a mandatory CI$65 sewage charge. Your realtor will be able to find the exact strata fees for you.

Property Valuations & Appraisals

Whether applying for a mortgage, or purchasing or selling a property, it is customary to instruct an independent valuation surveyor who is a registered valuer, chartered surveyor and member of the Royal Institute of Chartered Surveyors (RICS) to carry out a valuation report. The report provides an independent opinion of value using different methods depending on the type of property. The Valuer will carry out an inspection of the property, take photographs and produce a report detailing the description, location, leasehold or freehold information, comparable evidence of recent sales, market rental values and, in some instances, build costs and land values. It provides a purchaser or owner with invaluable data as well as current market conditions and trends. In addition to meeting the bank's requirements, a valuation should also provide the purchaser or owner with the reassurance of the fair market value of the property.

BCQS International - Property & Development Consultants

2nd Fl, Whitehall House, 238 North Church St

Tel: (345) 949 8644

Email: info@bcqs.com or www.bcqs.com

BCQS is a firm regulated by RICS. They offer a comprehensive range of services, including project management, cost management, quantity surveying, construction management, claims consulting, valuations and appraisals, project monitoring and feasibility studies.

Blue Point Consultants

Tel: (345) 525 0706

Email: info@bluepointproperty.com

www.bluepointproperty.com

RICS registered valuer offering property valuations, development appraisals, feasibility studies, acquisitions and disposals, consulting on landlord and tenant issues, property searches, reinstatement cost for insurance purposes and loss adjusting. Specialising in hotels and resorts. SEE AD THIS PAGE

Bould Consulting

Tel: (345) 946 6063

Email: info@bcl.ky or www.bcl.ky

With over 50 years of working throughout the Caribbean, Bould Consulting Limited is a RICS regulated firm comprising a team of highly skilled property professionals who provide a comprehensive range of construction, development and appraisal services, including market and insurance reinstatement valuations and construction monitoring services.

SEE AD PAGE 172

Charterland

Tel: (345) 623 2772

Email: info@charterland.ky

www.charterland.ky

Services include valuations and appraisals, feasibility studies, quantity surveying and cost consulting.

DDL Studio Ltd.

2nd Fl, Buckingham Square, West Bay Road

Tel: (345) 945 3622

Email: info@ddlstudio.com

www.ddlstudio.com

DDL Studio Ltd. is a well-established multi-

disciplinary construction consultancy providing valuation and appraisal, quantity surveying, architectural, project management, interior design and property management services.

SEE AD PAGE 225

JEC Property Consultants Ltd.

96 Mary Street, George Town

Tel: (345) 945 5930

Email: contact@jec.ky or www.jec.ky

Services include property valuations/ appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leaseholds. SEE AD OPPOSITE PAGE & PAGE 214

Quayside Surveyors Ltd.

Unit 3, The Concord Centre, MacLendon Drive

Tel: (345) 938 0662

Email: info@quaysidesurveyors.ky

www.quaysidesurveyors.ky

Chartered Surveyors and RICS Registered Valuers. Services include freehold and leasehold valuations, reinstatement valuations for insurance purposes, development appraisals, residual valuations, road compensation claims and landlord and tenant. Construction cost estimates, project management and loss adjusting.

Pitfalls to Avoid

the property has been paid by the previous owner. Water companies are under no obligation to reconnect water supply to accounts that have been disconnected due to non-payment and still have unpaid, past-due charges. Renters are also encouraged to ensure previous water bills have been paid for by the landlord or previous tenant prior to moving in.

> Air Conditioner Servicing: Check whether the property owner has been regularly servicing the A/C units. A lack of regular maintenance will greatly reduce the life expectancy of air conditioning condensers and new systems can cost thousands of dollars. As a condition of the sale, request that the seller have the property’s units serviced and provide a report.

> Pest Control: Find out if the previous owners had the property sprayed regularly for ants, roaches, termites and other pests. Failing to have this done could put you at risk of an infestation problem. If you are buying a wooden house, get the house checked for termites before you buy the property.

> MEP Report, Home Inspections and Site Surveys: As a condition of purchase, it is very important that you get a Home Inspection and/or a MEP report (Mechanical, Electrical, Plumbing) done on the property before you finalise the sale. Significant problems can reduce the value of the property. If you are purchasing raw land, then a conditions site survey is

CHARTERED SURVEYORS

RESORT, COMMERCIAL & RESIDENTIAL VALUATION / APPRAISAL SERVICES

Our experienced and professionally qualified team provide robust land and property valuations at reasonable fees with quick turnaround time, accepted by all lending institutions, with regular visits to Cayman Brac and Little Cayman.

Email us on Info@bcl.ky

Call us on +1 345 946 6063 www.bcl.ky

LICENSED, PROFESSIONAL HOME INSPECTORS

Comprehensive Home Inspections Include:

Property Grounds | Structural & Roo ng

Interior & Exterior | Electrical and Plumbing Air Conditioning Systems

Insulation & Ventilation | Appliances

Windows & Doors | Drainage & Waste Disposal

Why Inspect?

Exclusive Advocate for Buyers

Objective Facts About the Home

Know the ‘True Condition’ of the Home Before You Buy

Professionally Licensed in the U.S. & Grand Cayman

Over 20 Years of Experience

(345) 936-2454

info@westpoint-inspections.com

pilings, thus hugely increasing the cost of building. More information on what the technician does, and why it is important, is listed in the Home Inspections and Site Surveys section of this chapter.

> Planned Special Assessments: If you are buying a condo, a good realtor will request a report from the strata’s property management company that confirms whether any special assessments are planned on the apartment complex. Special assessments may involve considerable costs and you might well be able to get the existing owner to pay for them (or have them deduct it from the sale price).

> Hidden Costs: Ask your realtor to request a breakdown of the monthly costs of running the property in the summer and in the winter months. It is not uncommon for a four-bedroom house on a 1/3 acre (particularly in a windy position) to have an average water bill of CI$650 per month and an average monthly electricity bill in the region of CI$1,000-CI$1,500+ depending on the month of the year, size of the house and whether the property has been well insulated (if the house has Icynene spray foam insulation in the attic, it will not only significantly reduce your electricity bills but help hold your roof together in the event of a major hurricane).

Home Inspections & Site Surveys

It is common practice to have a Chartered Building Survey completed before purchasing a property in the UK, whereas in the US, you would most likely have a Full Home Inspection done by a licensed home inspector. There are companies that provide both services in the Cayman Islands and it is highly recommended that you have one done when purchasing a home.

A Building Condition Survey will include an inspection by a civil or structural engineer who will examine the roof, insulation, flooring and the condition of the walls of your home, as well as other structural areas. They will also check whether your appliances are

up to code and will recommend whether a MEP (Mechanical, Electrical and Plumbing) report needs to be done by professional technicians.

A Home Inspection conducted by a licensed home inspector will include a full examination, which will consist of structural components such as foundations, floors, walls, ceilings, hurricane straps and roof. They will also check all interior components, including doors, windows and all appliances, testing the safety and functionality of all items. A licensed home inspector is also qualified to inspect the mechanical, electrical and plumbing systems of the home. An inspection report is then provided, noting all findings and actions for any required remediation. A similar approach should be taken when purchasing a plot of land; while it may look like the lot is filled properly, it can be overlying soft peat or have other ground conditions that would require you to pile your future property at the cost of tens of thousands of dollars. Therefore, a site investigation is a must. A simple trial pit or more complex borehole test and accompanying report will reveal the build-up of the underlying ground conditions. This technical data can then be utilised by your structural engineer when designing and calculating the foundation structure that is necessary to support your home. Most builders will require this report before commencing construction.

WestPoint Inspections

Tel: (345) 936 2454

Email: info@westpoint-inspections.com

www.westpoint-inspections.com

A team of professional home inspectors licensed and qualified to operate in the US and the Cayman Islands. They provide comprehensive home inspections, including full examinations of homes, which include structural integrity, exterior and site, all interior components, appliances and mechanical, electrical and plumbing systems. The company also offers full construction services from remodelling projects to building multi-million dollar homes. SEE AD THIS PAGE

Property Management Services

Given the number of property owners who live overseas, property management is an invaluable service on-Island. A good property management company will market your property, screen prospective tenants, draw up a lease, handle financials, produce monthly reports, handle maintenance matters and be on call 24/7.

Avata Property Services Ltd.

Tel: (345) 947 4747 or (345) 916 4286

Email: info@avatapsl.com / alan@avatapsl.com

www.avatapsl.com

With over 50 years of experience working throughout the Caribbean, Avata’s team of property professionals in the Cayman Islands use their combined skillsets to deliver first-class service to their clients. Contact them today for a quote or review of your property management needs. SEE AD PAGE 175

Build Cayman

Tel: (345) 927 1184

Email: info@buildcayman.ky

www.buildcayman.ky / www.caymangroup.ky

Discover a new level of property management with Build Cayman's premier Facilities Management solutions. Their team of industry professionals passionately cares for commercial, office and residential properties. Enjoy efficient and effective maintenance while they handle the details. As part of the Cayman Group, you can trust them to elevate and safeguard your investment. SEE AD THIS PAGE

Davenport Property Management Services Ltd

20 Caymanian Village, North Sound Road, GT

Tel: (345) 746 4988

Email: info@dpms.ky

www.davenportpropertyservices.ky

Consummately professional team with more than 30 years of working to the highest standard, with extensive experience to help you with your property needs, whether residential, retail or commercial. Services include individual home requirements to full strata and commercial management services, short-term rental management and more.

SEE AD PAGE 2 & 3

JEC Property Consultants Ltd.

96 Mary Street, George Town

Tel: (345) 945 5930

Email: contact@jec.ky or www.jec.ky

Services include property valuations and appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market rent valuations and valuation of leasehold. SEE AD PAGE 170 & 214

Minerva Cayman

13 Genesis Close, Genesis Building, GT Tel: (345) 746 9999

Email: contact@minerva.ky

https://minerva.ky

Lifestyle management experts who provide private services designed to meet the day-today needs of busy high-performing individuals and their families. They offer unique, tailored house management solutions for absence care, such as creating inventories, house manuals and training household staff. They also offer services in managing holiday lets, including property readiness, guest greeting and 24/7 guest liaison. SEE AD PAGE 289

MW Property Management Limited

A1 Plaza Venezia, 38 North Sound Road, GT Tel: (345) 938 3004

administrator@mwproperty.management

www.mwproperty.management

A forward-thinking provider of property management services, giving clients and end users the highest level of service at all times.

They offer property management expertise across all areas of real estate, and at every stage of the development life cycle.

SEE AD PAGE 174

Peace of Property

Tel: (345) 325 9957

Email: peaceofpropertygroup@gmail.com

www.peaceofproperty.group

Peace of Property is an accounting and boutique property management company that provides specialised services for residential properties and stratas. Run by Karen Gayle, a Certified Public Accountant (CPA), call for a free consultation to find out how her team can help you. SEE AD PAGE 174

Property Management Cayman Ltd.

Tel: (345) 924 9249

info@propertymanagementcayman.com

www.propertymanagementcayman.com

Property Management Cayman Ltd. is a locally-owned enterprise that boasts over 15 years of experience renting and managing a diverse and extensive portfolio of properties in the Cayman Islands. Their expertise spans across various property types, including short term rentals, vacation homes & villas, multiunit long-term rentals and commercial spaces. They recognize the paramount importance of proper and effective property management in maximizing returns on your investment.

SEE AD PAGE 175

REM Services

Locale, Unit C1, 455 West Bay Road, SMB

Tel: (345) 946 8664

Email: rent@remservices.ky

PREMIER FACILITY & PROPERTY MANAGEMENT SERVICES

Facility Management Solutions

Complete Strata Management services

Home Maintenance and Management Services

End-to-End Services from Design to Build to Facility Management

A part of the Cayman Group collective

(345) 927-1184

info@buildcayman.ky

www.buildcayman.ky (www.caymangroup.ky)

We founded MW PROPERTY MANAGEMENT LTD. CO. to provide expert, personalized services. The attention to detail sets a property apart. The same holds true in property management. With 25 years of experience and 5-star customer service, allow us to assist you with all your property management and real estate needs locally and internationally.

Monica Whittaker OWNER

T: +1 (345) 938 3004

Monica@mwproperty.management

www.remservices.ky

REM Services Ltd. is a professional property management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on-Island and overseas, REM specialises in residential and commercial properties and beachside condos. Both short-term and long-term rental options are available. SEE AD PAGE 177

Realtors - Sales

www.mwproperty.management

When buying a property, it’s more productive to work with one real estate agent. As mentioned before, the Islands’ MLS is run by CIREBA and it ensures the best market coverage to view every property on all three Islands. A seller will list their property with a specific agent. That agent then enters the details into the MLS, which is accessible to all CIREBA agents. The agent you are comfortable working with will show you all the listings, regardless of the listing source, so there is no need for you to reach out to different offices.

Amber Yates - Century 21

Tel: (345) 926 0396

Email: amber@c21cayman.com

www.century21cayman.com

(345) 325-9957

Amber has been a CIREBA Real Estate professional in Cayman for over 18 years and is a consistent award-winning top performer for Century 21 Cayman and repeatedly the #1 agent for Century 21 Cayman and Century 21 Caribbean. Amber specialises in offering an experienced service with attention to detail to enable you to make an educated, informed choice for investment here in Cayman. Amber has an impressive portfolio of repeat clientele and will assist you in making your real estate decision perfect to fit your criteria and budget. Amber is always happy to assist in real estate. Contact her today. SEE AD PAGE 164

Azure Realty Limited

Tel: (345) 946 2987

Email: info@azurerealtycayman.com

www.azurerealtycayman.com

Established in February 2008 in order to bring new ideas to the real estate market in the

Cayman Islands, add value to the client and enhance the real estate experience for all, Azure Realty is a boutique agency with local real estate experience and a keen awareness of the international context. Their team of agents will strive to provide outstanding customer service with discretion. Azure makes the buying or selling process an easy and enjoyable one. Let them help make your dreams become a reality. Member of the Cayman Islands Real Estate Brokers Association (CIREBA). CIREBA ensures professionalism and integrity from all members. Visit the Azure Realty Cayman website to access all listings within the CIREBA MLS. SEE AD PAGE 150

Berkshire Hathaway Home Services

Tel: (345) 949 3521

Email: info@bhhscaymanislands.com

www.bhhscaymanislands.com

With an ever-changing landscape and so many choices in real estate representation, the team at Berkshire Hathaway Home Services provides decades of experience and the comfort of local knowledge. They will get to know you, understand your needs and go above and beyond to ensure you reach your investment goals. Guided by the Berkshire Hathaway Home Services principles of trust, integrity, stability and longevity, they empower people to achieve their dreams

SEE AD PAGE 7

Cayman Islands Sotheby’s International Realty

Sheena Conolly – Broker/Owner

Governors Square, Seven Mile Beach

Tel: (345) 623 1234

Email: info.cayman@sothebysrealty.ky

www.sothebysrealty.ky

As the only firm to have been awarded ‘Best Real Estate Company’ in the Cayman Islands by AIPP, they are a professional team of realtors who offer exceptional real estate concierge services in the Cayman Islands. They work closely with you to find the best real estate solution for your needs, whether that is a luxury home, a Seven Mile Beach condo, investment property, land for development, an oceanfront residence in Cayman Kai or a family home. Connect with them today.

SEE AD PAGE 157

Claudia Subiotto - Bovell Team at RE/MAX

Seven Mile Shops, West Bay Road

Tel: (345) 927 1000

Email: claudia.subiotto@bovell.ky

www.bovell.ky

With over two decades in Cayman, Claudia and the BOVELL team are known for their detailed market analysis, research on comparable sales and market trends, knowledge of Cayman, and their extensive networking with legal and property specialists. Claudia and team go above and beyond in everything they do, from a free property assessment with valuable market insights, through to impeccable listings and flawless closings; no detail is left unexplored, resulting in successful sales and purchases.

SEE AD PAGE 159

Coldwell Banker / Cayman Islands Realty

1364 West Bay Road, Seven Mile Beach

Tel: (345) 945 4411

Toll-free (USA): 1 (888) 834 4083

Email: info@coldwellbankercayman.com

www.coldwellbankercayman.com

Operating out of an award-winning cottage in the most sophisticated stretch of SMB, with additional offices in the Sister Islands, Coldwell Banker has knowledgeable agents with a reputation for finding unique properties to buy or rent, producing in-depth comparative market analysis necessary for buying, selling, renting or investing wisely. Coldwell Banker has a global reach of 3,000 offices in 44 countries, achieved through long-time associations with international agencies, and by promoting properties in luxury magazines – printed and online – as well as through an impressive social media and digital advertising network. They also offer free property assessments.

SEE AD PAGE 147

Crighton Properties

Tel: (345) 949 5250

Email: info@crightonproperties.com

www.crightonproperties.com

Since the early 70s, Crighton Properties has provided their clients with expert advice about the local real estate market. They have access to an extensive range of real estate options,

whether you are looking to invest in a beachfront home, condo, canal-front lot or investment property. The knowledgeable agents at Crighton Properties will assist you every step of the way with your property listing or sale. Contact them today to get started with your Cayman property search! SEE AD PAGE 155

Engel & Völkers

Tel: (345) 623 1400

Email: heidi.kiss@evrealestate.com

www.cayman.evrealestate.com

Engel & Völkers Cayman Islands is a luxury real estate brand that offers local expertise backed by a global reach. They align themselves with exceptional real estate professionals to not only better serve their clients but exceed their expectations. From starter homes to dream homes - they provide a personal buying experience. They provide a white glove service to all important purchases and selling. SEE AD PAGE 11

Jacqueline Ziemniak – Coldwell Banker

Tel: (345) 321 2794

Email: jacqueline@coldwellbankercayman.com

www.coldwellbankercayman.com

As a former Attorney, Jacqueline brings extensive legal experience to the representation of her clients. She recognises that, besides being an emotional decision, the purchase or sale of a home is a significant business transaction that must be continually nurtured and monitored. She looks forward to working in partnership with you to understand your needs, best represent your interests and help you realise your real estate goals quickly and positively. SEE AD PAGE 158

Kass Coleman – RE/MAX agent

Tel: (345) 949 2396 or Cell: (345) 916 0378

Email: Kass.coleman@remax.ky

www.facebook.com/KassCaymanIslands

Kass Coleman has excelled in Cayman real estate with RE/MAX for nearly 30 years in all areas of sales and marketing. Kass is a 'Lifestyle Specialist' and will help you every step of the way when buying or selling your property. Let her experience and proven track record work for you. SEE AD PAGE 151

Kristina King - ERA Cayman

Tel: (345) 916 7988

Email: kristina.king@eracayman.com

Kristina grew up on Grand Cayman after her parents moved here in the early 70s. She puts building customer relationships first, utilising her vast knowledge and experience gained over many years of living and working in the Cayman Islands to offer her clients guidance. If you are looking to sell your property or find the perfect home or investment, and ensure every transaction is a successful experience, call Kristina today! SEE AD PAGE 154

Property Cayman

Tel: (345) 749 4663

Email: admin@propertycayman.com

www.propertycayman.com

Specialising in matter-of-fact property advice, celebrated internationally for sales and marketing, and recognised locally for donating a portion of every sale towards local affordable housing solutions, this Caymanianowned and operated agency does more than just say that they do things differently. They

live it. So, whether you are a first-time buyer or seasoned investor, Property Cayman’s welcoming energy, pressure-free advice, and client-over-commission approach will make you feel at home even if you’re not – yet.

Provenance Properties Cayman Islands

Tel: (345) 640 7000

Email: info@provenanceproperties.com

www.provenanceproperties.com

Provenance Properties is the Cayman Islands affiliate of Christie’s International Real Estate, a global leader in luxury real estate. Provenance Properties specialises in representing luxury Grand Cayman real estate, including OLEA and The Ritz-Carlton, Grand Cayman. This boutique brokerage provides exceptional service and valuable market insights. SEE AD PAGE 149

Rhulens

Cayman Tel: (345) 938 1000

New York Tel: 1 (917) 836 9108

Email: sloane@rhulens.com

www.rhulens.com

Rhulens is your trusted advisor when it comes

to purchasing, selling or renting residential real estate in Cayman. Their extensive experience, market knowledge and strong negotiation skills enable them to achieve the best possible outcomes for their clients. They offer unbiased research, analysis and advice, and provide exceptional customer service.

SEE AD PAGE 165

1503 Property Group, Forbes Global Properties

Tel: (345) 525 1503

Email: hello@1503propertygroup.com

www.1503propertygroup.com

1503 Property Group, a member of Forbes Global Properties, is a leading real estate brokerage in the Cayman Islands and an international affiliate of Savills, committed to providing outstanding service. Broker/Owner, Jill Davison and the amazing team of local Cayman Islands-based Real Estate Agents are go-getters who leverage the most emergent marketing strategies and technology to ensure their clients and customers benefit from the impressive network the company has established. SEE AD PAG E 17

RENTING A PROPERTY

Starting Your Search

Most people who move to Grand Cayman will rent for the first year. In this time, you will be able to work out which district you want to live in and where your family life, work and play will be focussed. The three main ways to find a place to rent are either online through the EcayTrade website (www. ecaytrade.com), the CIREBA website (www.cireba.ky) or through a realtor who specialises in rentals. CIREBA has a second multiple listings system dedicated to rentals, which all member agents have access to. This means that choosing a particular agent to work with does not rule out any properties that are listed with someone else. Working with a realtor is often a good bet because it is free in this case, they will know when something is becoming available, be knowledgeable of the specific locale and they can drive you around to see places.

EcayTrade has a multitude of

properties for rent on their website, though updates are irregular. A more reliable source is the CIREBA website. Here, rentals are all listed by individual, specific block and parcel numbers and are constantly being updated. As expected, rent along the Seven Mile Beach corridor and in the South Sound area is generally higher than units in West Bay or Savannah. To manage your expectations, communicate your wish list to a realtor prior to your search. Have the following in mind when you contact an agent:

> Timeframe: The majority of tenancies commence on the first of the month. Landlords can be flexible if you ask, but ensure you put a security deposit down (typically one month's rent). Most rentals will not be advertised until 4-6 weeks prior to the start of the lease and it's to best wait until your permit has been approved before searching. The market moves extremely quickly. Most realtors are willing to give you a tour by video call or send additional photos/videos if you are yet to arrive on-Island.

> Deposit: The industry standard for a rental security deposit is equivalent to a full month’s rent (e.g. if you lease a property for CI$2,500/month, your deposit will be CI$2,500). In addition to this, the first month’s rent will be required to be paid in full on or before you take occupancy.

> Location: Walking distance to the beach or a shopping centre and less commuting time to an office or schools are the top priorities for people moving to the Cayman Islands, but they come at a premium. Sacrificing wish list items can mean a healthy reduction in monthly rental expense.

> Size: How many bedrooms do you need or want? Many people like to have an extra bedroom for visitors, or even a home office.

> Lifestyle: You will likely have to compromise on either your location, size or your budget. Prioritise your wish list prior to the search.

Related Costs

In addition to the first month’s rent and deposit, you will have to pay associated

start-up costs for your new accommodation:

> Utilities Deposit: Estimate approximately CI$100 for water, CI$250-CI$600 for electricity and CI$180 for a landline, cable and/or internet package. See the Settling In chapter for more details.

> Maintenance Costs: Most landlords will take care of maintenance costs associated with garden and pool care, pest control and servicing of general systems such as A/C. If this is not specified within the lease agreement, enquire prior to signing.

> Insurance: Insuring personal belongings is the responsibility of the tenant. The property owner will be responsible for any issues that are not the fault of the tenant, i.e. inclement weather, a burst pipe or the A/C system failing.

> Furnishings: Most units come furnished. Prior to signing a lease, ask for an inventory list showing everything that comes with the unit. You will have to be prepared to supplement anything missing.

> Pets: A large number of complexes or owners do not accept pets. Those that do may require an additional security deposit, which can be as much as CI$600 per pet to cover additional cleaning.

> Monthly Costs: You will be expected to pay utilities, which will be based on consumption, the size of the unit and the age of the build. Your realtor will be able to give you an estimate on the unit prior to signing an agreement. Cable and internet may or may not be included in the rental rate. If it is included, it is usually a basic package and you can pay to upgrade.

Realtors - Rentals

For potential renters, the best approach is to email one of the realtors below, make a connection and have them guide you in your search. Each agent or company will have their own rental listings, but they will have access to each other’s, as well as properties listed on EcayTrade.com.

BCQS Rentals

2nd Fl, Whitehall House, 238 North Church St

Tel: (345) 949 9300

Email: rentals@bcqs.com

www.bcqsrentals.com

If you’re looking for the ideal apartment or home to rent over the long-term, talk to the friendly professionals at BCQS Rentals. With full relocation and tenant placement services, BCQS can help you every step of the way. BCQS Rentals brings quality tenants and landlords together. Review their website today to see the latest rental listings.

Centre Island Properties

Tel: (345) 326 4790

Email: rge@bcqs.com

www.centreislandproperties.com

Centre Island Properties is a premier real estate company having residential and commercial properties available for rent in Grand Cayman.

SEE AD PAGE 167

REM Services Ltd

Locale, Unit C1, 455 West Bay Road, SMB

Tel: (345) 946 8664

Email: rent@remservices.ky

www.remservices.ky

REM Services Ltd. is a professional property

management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on-Island and overseas, REM specialises in residential and commercial properties and beachside condos. Both shortterm and long-term rental options are available.

SEE AD PAGE 177

Ritch Realty Ltd.

Tel: (345) 949 9838 or (345) 925 5653

Email: info@ritchrealty.ky

www.ritchrealty.ky

Ritch Realty Ltd. is a leading real estate agency in the Cayman Islands specialising in sales, property management and rental properties at premium locations in Grand Cayman. A family-owned and operated business and member of CIREBA, Ritch Realty Ltd. has been providing real estate services to clients since 1991. SEE AD PAGE 176

The Terraces at Camana Bay

Dart, Camana Bay

Tel: (345) 640 4000

Email: info@camanabay.com

www.camanabay.com

An exclusive property in the heart of Camana Bay owned by Dart, The Terraces offer residents the ‘work, live and play’ dream. There are one and two-bedroom options available and they come with direct access to all of Camana Bay’s renowned amenities. SEE AD PAGE 153

THPM Real Estate

Tel: (345) 949 5134

Email: hello.thpmsales@gmail.com

Property rentals and management.

Real Estate Photography

Please refer to the Living in Cayman chapter.

Temporary Accommodation

Many companies offer new employees two to four weeks of temporary accommodation to assist with relocation.

Options include Sunshine Suites (www. sunshinesuites.com), Shangri-La Inn & Suites (www.shangrilabandb.com), and The Locale Hotel (www.staylocal.com). There are also a growing number of property owners who are using Airbnb to advertise locally available condos and guest houses, or you could try one of the condominiums on Seven Mile Beach.

Sunshine Suites Resort

Tel: (345) 949 3000/US Toll Free: (877) 786 1110

Email: ssr.reservations@sunshinesuites.com

www.sunshinesuites.com

• Great Seven Mile Beach location

• All suites with kitchens

• Award-winning Sunshine Grill on-site Laundry facilities, 62-channel HD TVs and internet

• Access to sister resort amenities and private beachfront

• Attractive discounts for extended-stay guests

Direct 345.949.3000

SunshineSuites.com

SSR.Reservations@pyramidglobal.com

Known for its British Colonial Architecture, this property is located across from Seven Mile Beach and is central to shops and restaurants. It is also next to the North Sound 18-hole golf course. The resort offers well-manicured gardens, a freshwater swimming pool and fullyequipped kitchens in all suites: studio, deluxe or one-bedroom. The Sunshine Grill is open all day and, though casual, is recommended on TripAdvisor. Other amenities include highspeed wireless internet, a business centre, and exclusive admission to its sister property on Seven Mile Beach, with full access to that resort's amenities. These include multiple restaurants, a spa, fitness centre, swimming pool and beach. Sunshine Suites offers short and long-term rates for local companies and residents. SEE AD THIS PAGE

Although living in paradise is not always cheap, the quality and selection of services available in Grand Cayman compare to those found in major North American cities. From domestic help and expert contractors to pool maintenance and landscapers, all your home needs are catered for. By shopping around before choosing a service provider, you can source quality workmanship while avoiding financial haemorrhage. In this chapter, we list some highly recommended professionals, as well as insider maintenance tips that can help you maintain your home, pool and garden.

Air Conditioning

Air conditioning is an expensive necessity on-Island, but it can have a significant impact on your electricity bill. Keeping the temperature at the highest setting you feel comfortable with will help reduce costs, as well as using an overhead fan, especially during the winter months when a fan may be all you need in the mornings and evenings. You can also save electricity by closing curtains or blinds during the day, making sure your air filters are clean and that your home is well insulated. Also, ensure that you have your air conditioning unit regularly maintained by a professional company to maximise its efficiency. There are ample air conditioning contractors to choose from. When selecting an air conditioning system, presuming you are getting a new one, make sure the system has a high Seasonal Energy Efficiency Rating

Photos courtesy of Julie Corsetti, Tomasz Zajda, Andy Dean & Olga Mendenhall

(SEER). This can make a big difference to your energy consumption.

Air Conditioning Contractors

Below are some local companies who can advise, install, maintain and repair A/C systems. Although the cost of quarterly maintenance is often similar, some companies will include the cost of new filters, whereas others will not.

Androgroup Ltd.

Tel: (345) 949 8000 (24-hour service)

Caytech Air Conditioning

Caytech, recipient of The Best of Cayman 2023 award, is a trusted provider of residential and commercial air conditioning services in the Cayman Islands. They offer a comprehensive range of HVAC solutions to meet all clients’ installation, maintenance, repair and ductwork fabrication needs. Fully equipped workshop facilities ensure top-notch service and craftsmanship. Experts provide 24/7 service calls, including on weekends and holidays.

Call the award-winning Caytech for all air conditioning requirements and a seamless blend of professional and friendly service.

Paddington Place, Unit 9, Godfrey Nixon Way, George Town. Tel: (345) 640 8126 (24-hour service), email: service@caytechac.com or visit www.caytechac.com. SEE AD THIS PAGE

Cooling Pros

Tel: (345) 946 2665

EcoSmart Cooling Ltd.

EcoSmart Cooling has been in business for over 20 years. They offer geothermal cooling, air source air conditioning, ductless/split air conditioning systems and air conditioning repair and maintenance of all brands, makes and models. Tel: (345) 233 2665 or (345) 936 2665, email: info@ecosmart.ky or see www. airconditioningcayman.com.

SEE AD OPPOSITE PAGE

FEDA Maintenance Services.

FEDA Maintenance Services offers everything from new installation, replacement air

conditioning units, quarterly servicing and repairs. They also service and repair commercial refrigeration and ice units. Tel: (345) 924 0819 or (345) 329 133 or email: info@fedaservices.com. SEE AD PAGE 185

OtisAir & OtisHome

OtisHome offers advanced home air care technology and quality service right to your doorstep. They are well known for their customer service and cost effective, energyefficient residential air conditioning solutions. With over 20 years’ experience, their highly skilled team of technicians and support staff provide installation, repair and maintenance services and clean air solutions. 299 Sparky Drive, GT. Tel: (345) 640 4663, 24-hour Tel: (345) 640 4663, email: info@otishome.ky or visit www.otishome.ky.

Parsons Air Conditioning

A full service air conditioning and refrigeration company, with factory trained technicians, that provide residential and light commercial air conditioning repair, maintenance and whole system installations. Parsons offers a full range of air conditioning equipment from economical to high efficiency systems, including Seacoast anti-corrosion paint and anti-corrosion grenades for air conditioning systems specifically designed for coastal and canal areas. Tel: (345) 949 3945, email: service@parsonsac.com, quotes@parsonsac. com or parts@parsonsac.com, or visit www. parsonsac.com. SEE AD PAGE 182

A/C Duct Cleaning, Sanitation, Mould Remediation & Decontamination

A/C ductwork is usually made of fibreglass and has a lifespan of around ten years before it can become susceptible to mould. Mould is a significant problem in the Cayman Islands and is hazardous to health. It must be removed quickly if discovered. You should get your maintenance technician to regularly photograph inside your ductwork. Fiberglass ductwork cannot be safely cleaned once it has mould growing in it; it must be replaced. If your roof space is insulated with spray-foam insulation, you can get KoolDuct, which does not allow mould to grow.

Comfort You Can Trust.

A full service air conditioning and refrigeration company with factory trained technicians that provides residential and light commercial air conditioning repair, maintenance and A/C system installations. Parsons offers a full range of air conditioning equipment from economical to high efficiency systems, including Seacoast anti-corrosion paint and anti-corrosion grenades for air conditioning systems specifically designed for coastal and canal areas.

Air Conditioning

Appliance Center

Appliance Parts & Repairs

Parts Sales

Caytech Air Conditioning

They offer a comprehensive range of HVAC solutions to meet all clients’ installation, maintenance, repair and ductwork fabrication needs. Located in Paddington Place, Unit 9, Godfrey Nixon Way. Tel: (345) 640 8126 (24hour service), email: service@caytechac.com or visit www.caytechac.com. SEE AD PAGE 180

EcoSmart Cooling Ltd.

solutions from Alfresco, Big Green Egg and Ooni, among other outdoor brands. Whether it’s a new build, a complete renovation or just a few upgrades, they provide top-quality products with exceptional customer service, including warranty and repair. Located on Market Street, Camana Bay. Tel: (345) 623 2665, email: info@ bonvivant.ky or visit ww.bonvivant.ky.

SEE AD PAGE 212 & 281

Tel: (345) 949 8000 (24-hour service)

DP Economy Services Ltd.

Electricians

Androgroup Ltd.

EcoSmart Cooling boasts over two decades of experience in the industry and offers a wide range of services. These include, but are not limited to, geothermal cooling, air source air conditioning, ductless/split air conditioning systems, as well as comprehensive repair and 2665, email: info@ecosmart.ky or visit www.

Be it a full apartment, home renovation or a kitchen or bathroom remodelling, DP Economy Services can address your renovation needs in the fastest possible time without sacrificing on quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry and general repairs and maintenance services at competitive pricing. 325 Owen Roberts Drive, GT. Tel: (345) 321

improve airflow and return your air conditioning system to like-new condition. Tel: (345) 949 3945, email: service@parsonsac. com, quotes@parsonsac.com or parts@ parsonsac.com, or visit www.parsonsac.com.

SEE AD OPPOSITE PAGE

Appliance Sales, Service & Repairs

A. L. Thompson’s

They sell and support the following major home appliance brands: Avanti, KitchenAid, Miele, Sub-Zero, Whirlpool and Wolf. 189 North Sound Road, George Town, Tel: (345) 949 8622 or visit www.althompson.com.

SEE AD PAGE 194, 208, 210, 251 & 280

Bon Vivant Kitchen Studio

When it comes to protecting your property and loved ones, you don’t want to cut corners. Feel confident that your security company is an expert in the industry.

Our Central Monitoring Station is located on island and staffed 24/7/365 with professionally trained Central Station Agents who ensure your property and the people you love are safe. AUTHORIZED

Offering kitchen design services, luxury appliances, custom cabinetry and plumbing fixtures from premium brands such as La Cornue, Bosch, Thermador, Smeg, Liebherr and The Galley. Bon Vivant can also stock your kitchen with Countertop appliances, cookware, tabletop items and a full range of culinary accessories. Their design team can help maximise your outdoor space with custom

7562, email: dpeconomyservices@gmail.com or visit www.dpeconomyservices.com.

FEDA Maintenance Services

FEDA Maintenance Services offers top-notch electrical services, from changing a switch to new installation. They also offer a wide range of contracting services, including air conditioning, plumbing, appliance repair, general maintenance and more for residential and commercial properties. Tel: (345) 924 0819 or (345) 329 1334 or email: info@fedaservices.com.

SEE AD OPPOSITE PAGE

Home Security

While Cayman enjoys one of the lowest crime rates in the Caribbean, burglaries do occur. These are often crimes of opportunity and occur at residences when no one is at home, late at night, the entry is concealed and there is easy access. It is suggested that you lock all doors and windows, particularly when you are not at home. There is a lock that is unpickable called the ‘mul-t-lock’. With this key, a

new key cannot be copied without proof of identification by the property owner. They are expensive, but highly recommended above all others available on the market.

If you live in Cayman and are going away on holiday for an extended period, have a friend or a neighbour check on your home periodically. For added protection, you can also have an alarm system installed in your home, which can then be connected to a security company. There are several security companies across the Island that can advise you on beefing up your home security.

The Security Centre Limited

The Security Centre is the leading security solutions provider and the only private security company that operates with international quality standards. It offers a comprehensive range of state-of-the-art electronic systems that are designed, integrated, installed and maintained by a team of licensed technicians. From a wide range of alarms, access control systems, cameras and automatic gate systems, various safes (including delivery and installation) and

locksmith services, to 24/7 monitoring, asset tracking, fleet management, physical guarding, mobile patrol, key holder intervention and travel risk management, concierge, close protection, investigations and consultancy. Located at Cayman Technology Centre, 115 Printer Way, George Town. Tel: (345) 949 0004, email: info@ security.ky or visit www.security.ky.

SEE AD PAGE 183

Island Electronics

Provides security and monitoring services. They are Five Diamond Central Station certified by the Central Station Alarm Association. 90 Godfrey Nixon Way, George Town. Tel: (345) 949 8255, email: info@ielgroup.com or visit www.ielgroup. com. SEE AD PAGE 183

Pest Control

Cayman’s warm, tropical climate is hospitable to many different types of insects and other pests. Although none of them pose a huge danger, any bites or stings should always be treated with caution. Scorpions tend to be more prevalent after periods of heavy rain and home infestations can occur in large numbers. They have a very painful sting, and although not particularly poisonous, if any symptoms occur, you should visit the hospital or doctor. Termites are a major problem in this region and can cause a lot of damage to a property. If you are planning to purchase a house or a piece of land, it is important to have a termite inspection done prior to purchase and a pre-treatment done prior to building. Several species of spiders can be found in Cayman, and while most are harmless, the Brown Recluse Spider is not. Medical attention should be sought if you suspect you’ve been bitten.

Rodents are an all-year problem in Cayman. There are two species of rats and one species of mouse on-Island. People with pets will likely encounter ticks and fleas – local vets sell NexGard chewable tablets, which are an effective flea and tick control medicine for dogs. Ticks are a particular nuisance during dry weather and

the floors of your home twice over a twoweek period.

It is the task of the Mosquito Research and Control Unit (MRCU) to suppress the mosquito population and assist in preventing mosquito-borne diseases. The MRCU conducts aerial spraying with insecticides before the rainy season to kill larvae, and evening sprays to kill adult mosquitoes. Fogging trucks are used for ground spraying at times when mosquitoes are most active. To minimise mosquito problems on your property, ensure there are no open containers where water is left stagnate, as these areas are breeding grounds for mosquitoes. The MRCU can be contacted by Tel: (345) 949 2557 or by email: contact@mrcu.ky. Their website can be found at www.mrcu.ky.

Large land crabs are common across the Island. Migrations are prompted by heavy rain when thousands make their way to the sea to spawn. Many Caymanians catch land crabs to eat, so when driving during crab season, use caution and watch for ‘crabbers’ along the roadside and crabs crossing the road.

Feral chickens and roosters roam freely in Cayman and they are considered a huge nuisance; they crow at all hours and they love to scratch up lawns, flower beds and vegetable patches. You can purchase a trap from the Department of Agriculture and they can arrange for their humane disposal (Tel: (345) 947 3090). Alternatively, you can call Dwayne Crawford, a very efficient registered Department of the Environment culler, who will dispatch them in the quickest and most humane way possible (Tel: (345) 325 8626). He can also cull green iguanas, and for these, the Cayman Islands Government will pay a bounty of CI$5 for a hatchling, CI$7 for a small adult and CI$10 for an adult iguana weighing more than five pounds. The nonindigenous, invasive green iguana must not be mistaken with the endemic Cayman Blue Iguana, which is a protected species, nor the Rock Iguana on the Sister Islands. The green iguana is a pest that breeds in large numbers and has no natural predators.

They are voracious eaters and prior to 2018, they wreaked havoc on gardens and farmland. Over 1.35 million have been culled in the past four to five years.

Quarterly Spraying at Home

If you are buying a property, you should check if it has been sprayed regularly for pests. If renting, ask your landlord if they have a pest control company that sprays quarterly to control ants, scorpions and cockroaches. To protect their investment, most property owners will do this, however, if your landlord doesn’t arrange this, it might be worth organising it yourself. If not mitigated, pests can become a serious problem to your property in the Cayman Islands. A typical house, depending on size, costs between CI$135-CI$215 per quarter to treat. Treating a two-bedroom apartment costs in the range of CI$125CI$200 per quarter.

Pestkil Ltd.

Operates across all three Islands and has been in business since 1982. Services include the control of cockroaches, rodents and ants, as well as all other pest control for residential and commercial locations, including lawn, shrubs and tree services. Owned and run by a Doctor of Entomology (insects), Pestkil holds a long-standing position in the community, boasts a strong team culture of experienced and trained employees and provides a topquality customer service experience. Pestkil is a provider of the Sentricon Termite Elimination System in Cayman, the most effective system on the market for the eradication and protection against subterranean termites. They also use heat technology for the control of bed bugs, wood boring beetles and drywood termites. They are located at 311 Walkers Road, George Town. Tel: (345) 949 9145 or www. pestkil.com. SEE AD OPPOSITE PAGE

Painting Contractors

Painting contractors usually charge by the job rather than by the hour.

We provide a wide range of services from air conditioning, electrical, plumbing, appliance repair, painting, general maintenance and much more for residential and commercial properties. Please get in touch with us today, we would love to speak with you about any of your projects’ needs. FEDA

Services provides

contracting services to all of their clients, and are here to ensure that all of your needs are met.

DP Economy Services Ltd. (Tel: (345) 321 7562) offers expert advice and painting services.

FEDA Maintenance Services

FEDA Maintenance Services offers exterior and interior painting for commercial and residential properties. They also provide repair and maintenance of air conditioning, electrical, plumbing and appliances. Tel: (345) 924 0819 or (345) 329 1334 or email: info@fedaservices. com. SEE AD PAGE 185

Plumbers

Androgroup

Tel: (345) 949 8000 (24-hour service)

DP Economy Services Ltd.

Be it a full apartment, home renovation or a kitchen or bathroom remodelling, DP Economy Services can address your renovation needs in the fastest possible time without sacrificing on quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry, general repairs and

maintenance services at competitive pricing. 325 Owen Roberts Dr, GT. Tel: (345) 321 7562, email: dpeconomyservices@gmail.com or visit www.dpeconomyservices.com. SEE AD PAGE 228

FEDA Maintenance Services

FEDA Maintenance offers a range of plumbing services from repairing a leaky faucet to major repairs and installations. They are fast, efficient, dependable and affordable. Tel: (345) 924 0819 or (345) 329 1334 or email: info@fedaservices.

com. SEE AD PAGE 185

Recycling

Cayman has made progress in its recycling efforts but there is still a long way to go. There are currently eight recycling depots across Grand Cayman; three of which are located at the Island’s major supermarkets. The West Bay depot has moved from Foster’s Republix to the Ed Bush Sports Centre. Residents can recycle the following items at each of these locations: a) paper and cardboard, b) clean metal food cans (tin and aluminium), and c) PET/PETE

and HDPE plastics (type 1 and type 2). Be sure to check the bottom of containers for codes such as PET, PETE and HDPE or look for the 1 and 2 symbols. As of August 2023, there was a suspension of Glass recycling. Check the DEH website for updates: www.gov.ky/deh/.

Read the signs at each depot and follow the instructions carefully. It is essential that no additional waste items are disposed of in the recycling bins as they contaminate the recyclables and could cause them to be sent to the landfill. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags and cling wrap in with the type 1 and type 2 plastics. Bins have been organised using the following colour codes: Blue – Type 1 and 2 Plastics, Yellow – Paper and Cardboard, and Gray – Tin and Aluminium Cans.

In Cayman, residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular

business hours. Camana Bay also operates a recycling depot, accepting aluminium and cardboard items. Plastic items are accepted at Foster’s Camana Bay.

Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. Once at the recycling facility at the George Town landfill, recyclables are sorted, processed and baled for shipment to recycling plants in the US.

For more information about how you can recycle, refer to the Being Green chapter.

Utilities Management

Caribbean Utilities Company Ltd. (CUC)

CUC commenced operations as the only public electric utility in Grand Cayman in May 1966. The Company relies primarily upon diesel generation to produce electricity but is committed to moving to more environmentally friendly renewable energy sources. There are two different renewable energy programmes offered by the Company and more

information can be found on the CUC website. Administration Building: 457 North Sound Road, George Town. Customer Service Department: Caribbean Plaza, West Bay Road. Tel: (345) 949 5200, email: service@cuc.ky or visit www.cuccayman.com.

CostWatch

CostWatch helps manage utilities, such as water and electricity. CostWatch provides monitoring and automation services that allow you to track and manage your utilities, keeping costs within budget. By delivering intelligent solutions that suit customers’ needs, CostWatch services pay for themselves. Unit 15, 125 Owen Roberts Drive, GT. Email: info@ costwatch.ky or visit www.costwatch.ky.

CLEANING SERVICES

Many people in the Cayman Islands utilise the services of a weekly, bi-weekly or monthly cleaner. It is an affordable luxury and there are a number of very reputable companies to choose from. The new trend is for team cleaning as it takes less time and

is more thorough. Depending on the size of your home, a cleaning company will send in a team of 3-8 people for one to two hours. The average cost is CI$100 or less per week for a one-bed apartment, CI$150 for a three or four-bed apartment, and for a big house, they will give you a quote. If you don’t go through an agency, it is easy to find someone via word of mouth. For a seasonal clean of your carpets, area rugs, windows and upholstery, it’s worth hiring a specialised team to do the job. The agencies listed below can help.

Hew’s Cleaning Services

A family-owned company that provides trustworthy, professional and efficient commercial and residential cleaning services. Contact them for general and deep cleaning, as well as oven, carpet, cupboard and window cleaning. They also offer sanitising, marble polishing, upholstery cleaning and much more. Staff are trained in Applied Microbial Remediation. They also offer a residential team cleaning service and they come prepared with

supplies. A great, hassle-free service. Tel: (345) 949 0734, email: chris.hew@hews-janitorial. com or visit www.hews-janitorial.com.

SEE AD PAGE 186

K & A Services (Janitorial)

Offering a great customer experience, from booking your appointment to completing your checklist and safely locking your home. Their professional cleaning specialists bring all the cleaning supplies needed and their goal is to ensure that clients are satisfied with their cleaning service and attention to detail. They offer discounts on recurring cleaning services. K & A Services mainly uses non-toxic cleaning supplies. Tel: (345) 326 3379 or visit www. kandaservices.ky. SEE AD PAGE 186

Reliable Industries Ltd.

Reliable Industries Ltd. is a family-owned cleaning and restoration company that has been in operation for over two decades. They have consistently maintained a gold standard of customer service reflected in all their operations. Reliable Industries Ltd. takes pride in understanding the needs of each individual client. Their wide array of services cover commercial, industrial and residential, and include: 24/7 emergency flood services, water extraction, restaurant and hood cleaning, exterior building cleaning, pressure washing and glass cleaning, marble and natural stone, tile and grout cleaning, carpet and upholstery, post-construction cleaning and even tree cutting and removal. 313 Compass Drive, North Sound Way, GT. Tel: (345) 949 9303, email: info@reliable.ky or visit www.reliable.ky.

SEE AD PAGE 187

DOMESTIC HELP & NANNIES

Many families employ domestic help either on a full-time, live-in or part-time basis. You can often find someone via word of mouth, on Facebook forums such as ‘Women in Cayman’, ‘Hope of Cayman’ or ‘KY Mommies’, or you can try an agency. Make sure to ask for and check all references.

> Hiring through an agency: Expect to pay approximately CI$13-CI$15 per hour for a minimum of four hours if hired on a full-

day or half-day regular weekly basis. If you hire them as a one-off, the hourly rate is CI$16. The convenience of using an agency is that they train the staff, pay their health insurance and pension, and will replace them if they can’t work for any reason. Refer to our sister publication, Cayman Parent, for detailed information. We recommend the following two agencies: AAA Caregivers Agency (Tel: (345) 916 5925 or www. aaacaregivers.ky) and Best Home Care (Tel: (345) 947 2297 or email: bhc@candw.ky).

> Hiring someone yourself: If you hire someone yourself then the going rate for a full-time helper (between 40 and 45 hours per week) is approximately CI$450 per week, before overtime. For this salary, they would be expected to be able to drive your children, cook for them and help with cleaning the house. For part-time work, babysitting or overtime, the going rate is CI$12 per hour. You will also need to take care of your employee’s health insurance and pension, give them at least two weeks paid vacation per year and pay them double time for working any public holidays. A good employer may also pay for one airline ticket home per year and give a Christmas bonus of between two weeks’ and a month’s salary.

When hiring someone yourself, keep in mind that they may not be properly trained. Private staffing companies, such as Minerva Cayman (Tel: (345) 746 9999), offer certified housekeeping training of household staff. SEE AD PAGE 289

> Things to note: If you hire a nonCaymanian helper on a full-time basis on your own, you must apply for a work permit. Paperwork and instructions can be downloaded from the WORC website (www.worc.ky). A police clearance, passport photos and a full medical are also required. Prospective employees may be required to take an English test as well. It is worth noting that WORC does not usually grant expatriates a work permit for domestic help, unless they show sufficient need, i.e. they have children who need looking after, in which case you will also need to provide certified copies of the birth

certificate of each child to be cared for and think carefully about the information you provide in your cover letter.

A job vacancy for a nanny needs to be advertised on the WORC website (www. worc.ky), but a vacancy for a domestic helper does not need to be advertised. The work permit for a domestic helper costs CI$150 per year, while the cost for a certified nanny is CI$550. If you are an expat, you cannot submit your domestic helper’s work permit paperwork until your own work permit has been approved; it is illegal to make your employee pay for their own work permit; helpers are not allowed to have dependants on their work permit and the maximum time they will be allowed to stay on the Island is 10 years.

MAINTAINING YOUR GARDEN

If you live in an apartment complex, the strata will generally take care of garden maintenance. Homeowners not a part of a strata can seek landscaping services from one of the many companies in Cayman. See the Lawn and Garden Maintenance section further ahead in this chapter. Alternatively, you can maintain your own garden. Lawnmowers, fertiliser and other gardening equipment are available from most home centres, such as A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s. There are also very good plant nurseries with experienced staff who can advise you. Refer to the Shopping chapter for details on where to buy shrubs, plants and, for finishing touches, all-weather outdoor furniture.

Landscaping

Expect to pay independent landscapers around CI$15 per hour. Many gardeners will chop back plants, so be very specific about what you need trimming. Try to make sure gardeners and landscapers don’t kill any snakes. Grass snakes in Cayman are harmless and help keep the frog population in check.

Planting Trees

Planting trees around your property is a great way to support Cayman’s environment and will also help keep your

house cool, provide shade outdoors while your children play in the afternoons and add character and value to your property. Local resident Margaret Barwick, author of the book ‘Tropical and Subtropical Trees’, maintains the emphasis should be on respecting and incorporating indigenous flora where possible. Planting indigenous trees supports the local wildlife (birds and bees, in particular) and they will also be less affected by pests and will bounce back far quicker after a major storm. The Neem tree is a fantastic shade tree that grows fast and is drought-resistant. It is non-toxic to birds and is an important honey plant (i.e. bees love it). Another great option is the Mahogany, an indigenous, endangered tree that is salt tolerant and fairly fast growing. The smaller Poui, Poinciana and Tabebuia trees are also very popular on-Island for their showy canopy of bright flowers.

Not to be forgotten are fruit trees. Mango trees are slow growing, but they are wonderful when they bear fruit. Investigate the different varieties and choose a species whose fruit you love. A couple of amazing ones that are not stringy are the Bombay, Carrie, Nam Doc, Keitt and the Nelson.

While coconut trees are fast growing palms and provide nuts filled with delicious water and jelly, the nuts may fall and hurt children if they play under them, so have the coconuts removed often. Avoid planting the invasive, non-native Casuarina tree.

Bush Girl Medicine (www.facebook. com/bushgirlmedicine) is a useful blog where you can learn more about local plants and their historical uses.

Lawn & Garden Maintenance

Lawns in Cayman, and particularly those with St. Augustine and Zoysia grass, often suffer attacks from white grub, armyworms and cinch bugs. If your lawn is coming up in clumps or showing brown patches, then you have a problem. The most effective way to treat it is to have a pest company spray the lawn every three months and make sure you water it well. Note: Zoysia lawns should be shaved down once a year during the rainy season.

Cayman Growers

Tel: (345) 323 0722

Every Bloomin’ Thing (EBT)

Tel: (345) 945 1701 or www.ebt.com.ky

Paradise Landscaping

Paradise Landscaping specialises in creative and quality landscape design, installation and maintenance services, including irrigation, lighting and hardscapes for residential and commercial clients. Their new installation services include the landscape construction and planting needed for water features, patios, gazebos, outdoor kitchens, pools, and koi ponds. They also offer professional property care, including lawn mowing services, garden maintenance such as mulching, shrub pruning, lawn fertilisation and pest management. Tel: (345) 547 1530, email: giles@paradise.ky or visit www.paradise.ky.

Power Flower

For over 30 years, Power Flower has been providing residential and commercial clients on-Island with premier landscape maintenance and design services of the highest standard. Their family of professional landscapers, irrigation specialists, plant and grass pest specialists and tree pruners are committed to delivering outstanding service and timely communication for every project on every property. 31 Orchard Lane, off Crewe Road, George Town. Tel: (345) 949 2256 (office) or (345) 321 0308 (nursery), email: office@ powerflower.ky or visit www.powerflower.ky.

Vigoro Nursery & Landscaping

Vigoro is a full-service landscape and design company with two conveniently located garden centres. Both stores sell a large variety of indoor and outdoor plants, shrubs, trees, soil, fertilisers, large and small ceramic pots, water features, and home and garden furniture and accessories. Walkers Road, GT. Tel: (345) 949 4270. Agricola Drive, SAV. Tel: (345) 945 5236. Email: tom.balon@vigoro.ky or craig. stewart@vigoro.ky, visit www.vigoro.ky or IG: @vigoro_cayman.

Bat Removal Services

There are nine species of bat in the Cayman Islands, each specialising in a different type of food and having a unique role in the ecosystem. Bats are looked at with great compassion in Cayman, especially as they do an incredible job keeping the mosquito population down. The National Trust for the Cayman Islands will install tall bat boxes in neighbourhoods for CI$750 per box, which give bats a permanent and safe place to nest and discourages them from nesting in people’s attics. While bats are not dangerous and do not damage structures, they should still be removed from roof spaces as their droppings can create odour problems. To ensure safe removal, please email the National Trust at tours@ nationaltrust.org.ky. Bats are a protected species. It is illegal to remove or disturb bats during the breeding season – 1st June through 15th November – when baby bats would be separated from their mothers and left to die. Doing so could incur a hefty fine and possible imprisonment.

Bee Removal Services

Cayman has a thriving community of bees which ensures that our fruit trees continue to bear abundantly. However, sometimes these bees can overtake a corner of your garden and may need to be safely removed and relocated. Bee removal should always be done by a professional – please do not kill bees! At the time of publication, the following private individuals offer bee removal services: Otto Watler (Tel: (345) 947 1255), who lives in Lower Valley and produces Pure Cayman Honey from his family of bees, has been removing unwanted bees from people’s homes and gardens for years. Cayman Bee Farm (Tel: (345) 925 2337) offers beehive removal and relocation services and will set up and maintain hives at private residences for those who wish to keep bees. Their natural raw Cayman honey can be found in various retail outlets on-Island. Jamaal Solomon of Raegan’s Honey (Tel: (345) 926 4411) also offers bee removal. The cost varies depending on the complexity of the situation.

Sargassum Removal

Sargassum is a genus of large brown seaweed that floats in island-like mats and is a crucial habitat for many different species. Because of this, you are not allowed to remove seaweed that has not washed ashore. At certain times of the year when it does wash ashore, it gives off a foul smell as it dries. Usually, a nor’wester will blow through and take it out to sea again, but sometimes it builds up so much that it must be removed. If doing this yourself, be sure to remove it in the least intrusive way (hand raking) and be conscious of wildlife, especially during turtle nesting season, May-November. Care must be taken not to destabilise the beach and cause erosion. Using machinery to remove sargassum is not advisable due to the environmental risks. If it is deemed necessary, the DoE must grant approval beforehand. It is essential that you use the same route on and off the beach when using machinery to prevent further destruction.

Pool Maintenance

If you rent or buy in an apartment complex, the strata will take care of the cost of pool maintenance. If you own a house with a pool, expect to pay on average CI$150-CI$200 per month to have a maintenance technician tend to it weekly. Saltwater pools, with their essential component, a chlorine generator, are an eco-friendly alternative to chlorinated pools, requiring less maintenance. Other environmentally friendly products, such as LED lights, variable speed pumps, solar heaters and automation systems, will help reduce your monthly bill as well.

Oasis Pool & Spa

Oasis Pool & Spa offers a wide variety of pool services, from regular weekly maintenance to the latest energy-efficient pool equipment to keep your pool sparkling clean and ready to swim in. Tel: (345) 945 7665, email: sales@oasis.ky or visit www.oasis.ky. SEE AD THIS PAGE

Pool Patrol

Pool Patrol supplies and stocks pool and hot tub pumps, motors, accessories, chlorine generators, heat pumps, gas heaters, pool games, pool floats, outdoor showers, hot tubs and patio furniture. Services include weekly cleaning, water testing, renovations and repairs. Tel: (345) 949 8543, email: pools@ poolpatrol.ky or visit www.poolpatrol.ky. SEE

SEWAGE & WASTEWATER TREATMENT

Residents who live along the main West Bay Road corridor, and some of the connecting neighbourhoods, are served by the Island’s only public sewerage system, which is operated by the Water Authority – Cayman (WAC). The wastewater is collected in the West Bay Beach Sewerage System and treated at WAC’s wastewater treatment plant. Residents located outside of the public sewerage system area have their wastewater treated in an on-site wastewater treatment system, typically located on the same property as

the residence. On-site systems are septic tanks or aerobic treatment plants, both of which discharge the treated effluent into an effluent disposal well. Septic tanks are typically used at older and smaller developments. Both treatment systems require maintenance. Solids accumulating in the treatment system reduce treatment capacity over time and require periodic removal (pump-out) by licensed septic tank cleaners, which are listed on WAC’s website (www.waterauthority.ky). The required frequency of pump-out ranges from one to five years, depending on the size of the tank and usage. In addition to periodic pump-out, aerobic treatment systems require routine maintenance of mechanical equipment, e.g. motors, blowers and pumps. WAC maintains a register of certified service providers, which can be found on their website. Unlike WAC’s wastewater treatment facility, the management of on-site wastewater treatment systems is the responsibility of the property owner, but can be outsourced to a service provider, and some oversight is provided by WAC. For more information, email WAC at developmentcontrol@ waterauthority.ky.

The Department of Environmental Health (DEH) (Tel: (345) 949 6696) is responsible for all waste management and recycling in the Cayman Islands. Residential garbage is collected once per week on Grand Cayman, while commercial garbage is collected based on the needs of the individual business. There is no charge for residential garbage collection (once registered at DEH), but there is for condo complexes and commercial garbage collection. Complexes with 10 or more dwelling places are viewed as commercial establishments.

Place your garbage on the kerbside on the evening before your scheduled pickup day to avoid a missed collection, as pick-up commences as early as 3am. Avoid putting the following items into your garbage container: hot coals, grease/oils, sharp objects, garden waste, dead animals,

liquids, household hazardous waste items and electronic appliances. Take these items to the George Town Landfill drop-off area, which is open 24/7.

Hazardous material, including batteries and chemicals, must be disposed of properly. Household batteries can be taken to the grocery stores, while chemicals and oil must be taken to the George Town Landfill drop-off area.

Electronic equipment and other household appliances can be recycled and Kevin Ropes will come and collect it directly. Tel:(345) 321 6126 or email: kevinropes@ yahoo.com. JUNK also collects recyclables from private residences and businesses for a fee. Tel: (345) 325 5865.

Garden waste can be taken to the George Town landfill. For those living in North Side or East End, Beacon Farms (Tel: (345) 917 9800) accepts all green waste from individuals or landscaping companies. The loads of green waste must be completely free from plastic and all non-organic material. They then mix the green waste

with shredded paper and cardboard to make nutrient-rich compost. Please call them to arrange a drop-off time.

The DEH provides free kerbside bulk waste (old furniture, appliances, etc.) pickup once per year. Never place bulk items out on the kerbside until the DEH has announced its annual bulk waste pick-up schedule. You may, however, hire DEH to pick up your bulk waste throughout the year at the cost of CI$75 per load. To get in touch with someone at the DEH Solid Waste Unit, Tel: (345) 949 6696 or (345) 948 2321 for customers on the Sister Islands).

Lastly, littering by throwing things out of your car or dumping (‘fly tipping’) is illegal under the Litter Act (1997 Revision), and if caught you will be fined a minimum of CI$500 and six months imprisonment. Please do not litter!

Tell them you saw it in the

12

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Home Improvements

Improving both the exterior and interior of your home on a regular basis is essential for maintaining its wellbeing over time and can add value if you plan on selling it in the future. Alternatively, renovating a home can simply be about your desire to stay in step with modern aesthetics. Whether it’s a simple, do-ityourself project or a full-scale renovation, the Island’s impressive selection of professional craftspeople, contractors and homeware stores can help bring your vision to reality.

MAKING A RETURN ON YOUR INVESTMENT

The kitchen and bathroom(s) are rooms you must examine carefully when you first look at a home. These rooms are usually the most expensive to remodel, but they are far more likely to pay for themselves if you ever choose to sell your house. You can typically recover up to 80% of your investment when you spend your money on an upgrade to your kitchen or bathroom. However, not all remodelling projects yield a return. Swimming pools, for instance, come with an expensive installation fee and ongoing maintenance costs that can quickly add up. In a warm climate like Cayman, pools can increase your home’s resale value, but only marginally. Remember that a home improvement project need not be costly, as this does not always equate to value added. Often, it is the minor upgrades that are not only the most effective in improving the appearance of your home but producing greater dividends in the long run. Instead of overhauling your entire kitchen, you could repaint the walls, change the backsplash and upgrade a few appliances to give the room a fresh new look.

Photos courtesy of Huis & Justin Uzzell

Island Living . Island Style

When envisaging what the result of your home improvement project will look like, consider how long you intend to be in your home. If it is not going to be for the longterm, it may be wise to avoid spending a great deal of money on trendy or unusual design schemes.

BEFORE YOU BEGIN

> Create Your Vision Do your research and draw on many sources for inspiration. Use traditional interior design magazines and TV shows or websites, such as Pinterest and Houzz, which are home to thousands of interior design ideas, interior designers and tradespeople who will often showcase their portfolios. You can also create vision boards, which are great tools if you’re working with an interior designer, as they help you to understand each other’s vision. When improving a room, you need to think about the space as a whole rather than focusing on individual items you like. You may

like a light fixture you saw on holiday, the blinds you saw in a magazine or be nostalgic for granny’s old side table, but you should ensure that whatever you do is harmonised with existing design elements in your home.

> Have a Plan A common mistake made by homeowners is to walk blindly into projects without doing some strategic thinking beforehand, particularly about how you plan to pay for the remodel, new furniture or fixtures. First and foremost, you must have an appropriate plan of action, which should include either a written scope of the proposed project or, for more complex projects, a set of drawings that include a detailed construction schedule, providing a clear visual representation of the works required and the estimated time and money needed to complete them.

> Get it in Writing Proceeding on home updates without having an adequate written agreement in place with your contractor or project manager leaves

both the scope and the quality of the work open for interpretation by them and/or the subcontractor(s). This is a guaranteed recipe for disappointment and even disaster! In addition, all the participating parties need to have a clear and comprehensive understanding of precisely what is going to be involved. Decide what will add the most value for the dollars spent (as it is possible to cut costs without necessarily having to cut corners), determine what order the updates should take place in and, finally, assume the worst-case scenario for how much the final cost might turn out to be.

> Manage Your Costs The more detailed the information is about what you desire, the more accurate your cost projections will be. However, it is still important that you have a healthy margin of overage in place for any potential cost overruns or unexpected expenses. One easy way to keep your project in check is to banish the words ‘while you’re at it’ from your vocabulary during the project. It is an all-toocommon mistake that can act as a slippery slope to budgetary woes. Stick to your original plan and avoid any unnecessary impulse additions!

> Trends vs Timelessness As Cayman is a transient place, consider how long you plan on living in your current home. If it is five years or less, think about styles that will help increase your resale value rather than a personalised style that may put buyers off. Or simply go for cosmetic enhancements rather than large structural projects. If it is 10 years or more, consider adopting a classic style or design that won’t date. You should also always think about long-term personal changes, such as whether you’ll be having children and how that fits with your design aesthetic. Older houses and condominiums in Cayman reflect the various architectural and interior design styles that were popular at the time of construction. Design styles

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have evolved dramatically through the years and today’s homeowner wants a chic, elegant, open house plan full of natural light and space. Remodelling a dated residence can easily bring that vision to life. Finding ways to assess a renovation and maximise the property’s true potential via creative and affordable options is where the value of the right contractor’s knowledge and experience can really come into play. Separate and distinct rooms continue to be replaced by open-concept rooms, combining kitchens and family rooms as a shared social space with plenty of room to do everything from homework to entertaining. Simplification of design by way of cleaner lines and more natural and timeless elements, such as wood and stone, as well as the modern reflective elements of steel and glass, have also become popular incorporations into the contemporary remodelling scheme.

> Be Green — Green living has made its

way firmly into home construction as consumers continue to become more aware of the long-term savings and other positive implications associated with an energy-efficient approach. Logical additions to current green Caribbean design and retrofit remodelling schemes incorporate energy-efficient low emittance windows, smart glass (also known as electrochromic glass), cool roofs that reflect the sunlight away, solar energy generation, LED lighting, rainwater harvesting tanks and cisterns, greywater systems, tankless water heaters, permeable pavers, drought-tolerant and native plants, no or low-mow grasses and use of reclaimed wood for remodelling and new building. Find out more in the Being Green chapter.

CONSTRUCTION MANAGEMENT

If your renovation project requires any structural, framing, demolition or remodelling work, then you may want

to consider employing a construction manager. An experienced construction manager will be able to offer advice on how to improve the layout of a room or home and make the most of a space. They will also be able to advise on the best materials for your project in terms of both sustainability and ongoing maintenance to ensure that the renovation lasts and retains its value.

For a complete list of construction management companies, see the Building in Cayman chapter.

Encompass Ltd

The Strand, West Bay Road

Tel: (345) 938 0850

Email: tkline@encompasscayman.com or ekline@encompasscayman.com

www.encompasscayman.com

Renovation services include complete home makeovers, outdoor living improvements, residential additions, roof replacements, structural repairs and commercial space buildouts. SEE AD PAGE 213

INTERIOR DESIGNERS

Hiring an interior designer doesn’t have to be an expensive luxury. More often than not, a good interior designer will save you money in the long run, especially if you’re new to decorating and renovating. Some of the benefits of hiring an interior designer are:

> Training and Experience A designer can take the reins on a project, will foresee problems and ensure everything is done on time, on budget and as per your vision. Even if you can’t hire a designer for the whole project, consider having a consultation with one.

> Creativity While you may think you know your likes and dislikes, an educated, skilled designer knows what questions to ask and what to look for in a client’s life story to glean details about personal tastes that can be used to create your dream.

> Established Relationships Designers have close working relationships with subcontractors on-Island. They’ll know who is right for your project and who

will offer the best value for your money.

> Importing Furniture They can coordinate deliveries and budget accurately for shipping, duty and other miscellaneous costs so there are no surprises. Also, a designer will know which vendors are the most reliable.

> Space Planning A designer can help you choose correctly proportioned furniture for your space. This is particularly important when ordering furniture from overseas that cannot be easily returned.

Some architectural firms also have in-house interior designers, as do several construction companies.

Chalmers Gibbs Architects

Tel: (345) 949 2727 ext. 1006

Residential: engela.debeer@chalmersgibbs.ky

Commercial: christina.hefner@chalmersgibbs.ky

www.chalmersgibbs.ky

As a part of a multidisciplinary architectural practice, their team of interior specialists provide services in corporate, hospitality,

institutional, commercial and custom residential design, both in new build and renovation projects. SEE AD PAGE 222 & 226

DDL Studio Ltd.

2nd Fl, Buckingham Square, West Bay Road

Tel: (345) 945 3622

Email: info@ddlstudio.com

www.ddlstudio.com

DDL Studio Ltd. has a full complement of Registered Professional Interior Designers, specialising in all areas, including commercial, residential and hospitality.

Design Studio

Unit 18A, 48 Market Street, Camana Bay

Tel: (345) 945 4977

Email: info@designstudio.ky

www.designstudio.ky

www.designstudiointeriors.shop

Design Studio is an award-winning interior design firm with locations in both Turks and Caicos and the Cayman Islands. Their scope of services includes residential and commercial design, with retail showrooms

offering furnishings and accessories, as well as resources for custom orders from a wide array of international suppliers SEE AD PAGE 193

Interior Design Group (IDG)

7 Mile Shops, 215 West Bay Road, SMB

Tel: (345) 745 4305

Email: design@idgcayman.com

www.idgcayman.com

Creating beautiful spaces that reflect the lifestyle and personality of their clients has been IDG’s inspiration for the past 20 years.

As Cayman’s Design Exemplar, their awardwinning designers contribute decades of experience, creative talent and value to their projects. Open Monday-Friday 10am-5pm, and Saturday by appointment only.

SEE AD INSIDE FRONT COVER

Label C

Camana Bay, Bismarckia Way (facing Foster’s)

Tel: (345) 546 1880

Email: hello@labelcdesigns.com

www.labelcdesigns.com

Instagram: @labelcdesigns

As a full-service interior design studio, Label C specialises in crafting luxury residential projects and boutique-style commercial spaces. Their team can assist in all aspects of a project from start to finish. Services include interior design, interior architecture, collaboration with architects and builders, design of custom kitchens and bathrooms, decoration of a functional beautiful space with furniture, fabrics, accessories and design of custom furniture pieces tailor-made for your living space. SEE AD PAGE 5

LIVING.KY

48 MacLendon Drive, George Town

Tel: (345) 233 8700

Email: info@living.ky or www.living.ky

LIVING.KY offers a complimentary interior design service as part of their custom furniture packages. Their team of on-site design experts will develop digital floor plans and product visualisations to help you create your ideal space. SEE AD PAGE 12-13, 83, 195 & 219

MJM Design Studio

62 Forum Lane, Camana Bay

Tel: (345) 743 4656

Email: info@mjmdesignstudio.com

www.mjmdesignstudio.com

MJM Design Studio creates inspiring and functional spaces to live, work and grow in. They provide design solutions that are influenced by simple and clean modern ideals.

Trio Architecture

Tel: (345) 525 0777

Email: info@trioarchitects.com www.trioarchitects.com

Trio creates captivating spaces that harmoniously blend aesthetics and functionality. From luxurious residences to refined resorts, the studio’s talented team of designers expertly curate every element, from furniture selection and layout to colour schemes and lighting design. Trio Interiors prides itself on delivering tailor-made solutions that reflect each client’s unique style and personality while embracing the region’s vibrant culture and natural beauty. With a commitment to excellence and a passion for creating inspiring interiors, Trio

transforms spaces into captivating havens that evoke joy and sophistication.

SEE AD PAGE 215

INDOOR IMPROVEMENTS

Kitchens

Kitchens are an important feature of the home. A property with an old, dated kitchen is usually harder to sell and may even decrease the property’s overall value. Even if you do not plan on selling your home, modern kitchens are more functional than old-fashioned ones. As the kitchen is often the heart of the home, the trend of a ‘social kitchen’, characterised by an open plan space and generally a large kitchen island, is set to continue. If a complete remodel isn’t in your budget, consider improvements, such as a new countertop or replacing the tiling or backsplash, for an easier and less costly facelift.

A neutral colour palette continues to be the colour of choice for contemporary kitchens. They can brighten up the room, make it appear larger and will also suit

most people’s tastes should you decide to sell. If you find neutrals a bit flat, then you can always add splashes of colour with accessories such as brightly coloured dishware or colourful light fixtures.

The options for counter surfaces include marble, concrete, quartz, stainless steel and wood countertops, which can call create a stunning effect. Using green products like reclaimed wood, recycled glass or handmade products is very popular and kinder to the environment when compared to some mass-produced products. See the Bathroom & Kitchen Improvements section on the opposite page for providers of kitchen products.

It’s also worth considering a custommade kitchen as there are some wonderfully talented craftsmen in Cayman. See the Cabinets & Custom Millwork section in this chapter.

Bathrooms

Although functional in purpose, bathrooms also hold a lot of potential for creative

CREATIVITY IN PROGRESS

TILES

OUTDOOR

GLASS

PEBBLES

SHOWER GLASS

design. Concrete sinks, rain showers, walk-in showers, wall-mounted toilets and faucets, and freestanding baths are all en vogue and can be designed to reflect your home’s personal aesthetic as well as needs. Bringing elements of the outdoors into the bathroom is a big trend, with wood and stone proving the most popular, along with using a colour palette of neutrals and earthy tones.

Accessories, such as mirrors, lighting, and even smaller ornamental changes like knobs and handles, can really transform a space and be a less costly alternative to a structural remodel.

Bathroom & Kitchen Improvements

The following companies can provide you with hardware and appliances for both your bathroom and your kitchen.

A. L. Thompson’s

189 North Sound Road, George Town

Tel: (345) 949 8622

Email: info@althompson.com

www.althompson.com

A. L. Thompson’s houses a large bath and kitchen gallery. They stock a wide selection of fixtures, fittings and appliances, with brands that include Kohler, Delta, Brizo, Decolav, Kallista, Rubinet, Dornbracht, Whirlpool, KitchenAid, Avanti, Sub-Zero and Wolf.

SEE AD PAGE 194, 208, 210, 251 & 280

Encompass Ltd.

The Strand, West Bay Road

Tel: (345) 938 0850

Email: tkline@encompasscayman.com or ekline@encompasscayman.com

www.encompasscayman.com

Renovation services include complete home makeovers, outdoor living improvements, residential additions, roof replacements, structural repairs and commercial space buildouts. SEE AD PAGE 213

Floritelli Cayman

Unit 1, 5 Paddington Place, George Town

Tel: (345) 929 5655

Email: info@floritelli.ky

www.floritelli.ky

Floritelli Cayman is a full design, supply and installation service for cabinets and quartz surfaces. Floritelli focuses on renovation, new construction and development, while maintaining Italian craftsmanship, superior quality and customisation. SEE AD PAGE 196

Label C

Camana Bay, Bismarckia Way (facing Foster’s)

Tel: (345) 546 1880

Email: hello@labelcdesigns.com

www.labelcdesigns.com

Instagram: @labelcdesigns

As a full-service interior design studio, Label C specialises in crafting luxury residential projects and boutique-style commercial spaces. Their team can assist in all aspects of a project from start to finish. Services include interior design, interior architecture, collaboration with architects and builders, design of custom kitchens and bathrooms, decoration of a functional beautiful space with furniture, fabrics, accessories, and design of custom furniture pieces tailor-made for your living space. SEE AD PAGE 5

LIVING.KY

48 MacLendon Drive, George Town

Tel: (345) 233 8700

Email: info@living.ky

www.living.ky

Bring your bathroom and kitchen spaces to life with LIVING.KY’s wide range of lighting, mirrors, kitchenware, accents, and more. Shop by brand and room. Services include home makeovers, specialised interior design services and more.

SEE AD PAGE 12-13, 83, 195 & 219

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT

Tel: (345) 949 7765

Email: ulbrw@hotmail.com

Interior home furnishings, flooring, windows and doors, window treatments, plumbing fixtures, countertops, kitchen and bath cabinetry, lighting fixtures and ceiling fans, landscape lighting fixtures and patio furniture. They also provide installation services along with remodelling. SEE AD PAGE 197

Cabinets & Custom Millwork

Martlet Design Ltd.

Tel: (345) 916 7583

Pooley Cabinets Design Studio

17 Marina Drive, Prospect

Tel: (345) 947 6780

Email: info@pooleycabinets.com

www.pooleycabinets.com

Pooley Cabinets has provided quality cabinetry to clients in Cayman for over 35 years. Whether you are building your dream home or renovating

your existing kitchen, Pooley Cabinets delivers the highest standard of design and installation. They offer innovative products, ranging from traditional to contemporary, professional design, expert installation and exceptional service. SEE AD PAGE 198

Colours

Choosing the right paint colour for a room can really transform its look. You can use your wall colour to anchor trendy changeable pieces in your room. Pantone’s

2023 colour of the year, ‘Viva Magenta’, offers a shade rooted in nature and is a signal of strength. This powerful and empowering colour revels in joy and encourages experimentation. It is an audacious colour that is a stand-out statement.

Cayman Coating

96 Portland Road, Airport Industrial Park

Tel: (345) 949 2920

The Paint Studio at ACE

11 Ashgo Street, George Town

Tel: (345) 949 4223

Email: info@acecayman.com

Carries top brands, such as Clark & Kensington and Magnolia Home by Joanna Gaines, and provides colour matching technology. As well as paint supplies from brushes, stencils and rollers to metallic spray paint, chalk paint and craft paints. SEE AD OPPOSITE PAGE

Accessories

A rug, the perfect lamp, throw cushions and wall decor are the finishing touches that pull a home together while injecting some personality into a space.

> Pops of Colour are a low-maintenance way to liven up a room. If you’re not ready to commit to a coat of paint, consider introducing your colour of choice with easy-to-change finishes, such as drawer handles, rugs and curtains.

> Retro Accents add charm and character to modern spaces. Bespoke vintage decor can be sourced online, or for a more budget-friendly option, try browsing local consignment shops for unique second-hand pieces.

> Playing with Textures is a great way to elevate soft furnishings and introduce a few stand-out pieces in your home. Look for fabric textures, such as crisp and clean linen throw pillows, and then contrast that with more rugged rattan and macramé finishes.

Furniture Stores

There are various dedicated furniture stores on-Island helping you to furnish your dream

Color selection MADE EASY.

Your neighborhood Ace has top-rated paint like Clark & Kensington and Magnolia Home by Joanna Gaines. Our color matching technology allows us to match ANY color, even those beautiful orchids blooming in your garden. We can help you get started with a variety of paint supplies from brushes, stencils and rollers to metallic spray paint, chalk paint and craft paints to make any paint project Pinterest perfect. 949.4223 info@acecayman.com

11 Ashgo Street, George Town, Grand Cayman CAYMAN

home. Uncle Bill’s ( SEE AD PAGE 201 ) carries a selection of goods to furnish every room in your home. From bookcases and storage units to accent chairs and beds, you will find all your furniture and home renovation needs, including bath and plumbing, paint supplies, power tools and more. Ashley Furniture ( SEE AD PAGE 202 ) , located on Dorcy Drive, offers a wide selection of styles and low prices to make it easy to build a home you’ll love to live in. They have a large selection of living, dining, bedroom and outdoor furniture options, as well as home décor and accessories to personalise your space. IDG (SEE AD INSIDE FRONT COVER) carries a hand-picked selection of products, including furniture, lighting, home decor, fragrance and more. IDG also has a personal shopping service that helps provide peace of mind when looking for new furnishings. This service includes

In Camana Bay, Label C ( SEE AD PAGE 5 ) stocks everything from accent chairs and coffee tables to beds, cabinets and sofas. They also carry a variety of furnishings for every room in your house. Staged ( SEE AD PAGE 205 ) in Country Corner, Savannah, is a home decor company selling a range of contemporary furniture and furnishings. Their furniture packages take the stress out of furnishing a property and are ideal for new homeowners, investors, landlords and developers. Design Studio (SEE AD PAGE 193) in Camana Bay features an inspiring variety of furniture and accessories for your bedroom, bathroom, home and at-home office. They also stock a range of outdoor items to enhance your garden space.

LIVING.KY (SEE AD PAGE 12-13, 83, 195 & 219) stocks a wide variety of furniture for your home and office, including coffee tables, storage and shelving, entertainment

Ethnicraft and Surya to name a few. For bedroom essentials, as well as interior furnishings, Tomlinson Furniture & The Mattress Gallery (SEE AD PAGE 279) on Walkers Road in George Town offers a huge variety of brands for you to choose from. Robert Wood Furniture and Interiors (SEE AD PAGE 197) provides a variety of services, furniture and furnishing to decorate your home.

For children’s furniture, Bedside Manor (SEE AD THIS PAGE) in Camana Bay, offers a good range of newborn equipment, including cots, playmats and more. The Bump to Baby in The Strand and the Welcome Baby section in Tomlinson Furniture also provide a wide selection of furniture and furnishings to add to your little ones’ space. Refer to the Furniture section in the Shopping chapter for more of Cayman’s retailers that sell furniture and accessories on-Island.

Doors & Windows

Opt for the best windows you can afford, ideally tinted, to help keep the cool air in

We are delighted to o er baby registries too!

and the hot sun out. You will also need to consider if hurricane shutters or hurricane windows are more suitable for your home.

A. L. Thompson’s

Tel: (345) 949 8622

Email: info@althompson.com

www.althompson.com

A. L. Thompson’s specialises in PGT windows and doors. SEE AD PAGE 194, 208, 210, 251 & 280

Designer Windows and Doors Ltd.

Tel: (345) 922 2728

Email: pkonec@dwdcayman.com

www.dwdcayman.com

Designer Windows and Doors' supply and installation team have years of experience installing hurricane-rated building products with several manufacturer options and finishes. Their products include Dade County hurricanerated, leak-free windows and doors and they offer a superior level of service that surpasses client expectations. SEE AD PAGE 227

Kirk Home Centre

Tel: (345) 949 2521

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT

Tel: (345) 949 7765

Email: ulbrw@hotmail.com

Custom-made windows, doors and window treatments. They also provide installation services along with remodelling kitchens and bathrooms. sEE AD PAGE 197

Curtains, Draperies & Blinds

Although often taking a backseat to other interior design changes, choosing the right window complements the overall style of a room. Design consistency aside, they also provide privacy and keep your home cool during Cayman’s hot summer months.

Edie’s

64 Eastern Avenue, George Town

Tel: (345) 949 6348

Email: info@edies.ky

www.edies.ky

Edie’s supplies custom-made blinds and shutters, as well as draperies and curtains

which are made-to-order in their professional drapery workroom. They also offer upholstery services. Contact them to schedule a consultation. SEE AD PAGE 199

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT Tel: (345) 949 7765

Email: ulbrw@hotmail.com. SEE AD PAGE 197

Tomlinson Furniture

9 Walkers Road, George Town

Tel: (345) 949 5383

Email: design@tomlinsonfurniture.ky

Tomlinson Furniture offers affordable custom window treatments for residential and commercial needs, ranging from indoor plantation shutters to rollershades, blackouts, wood blinds and more. They do free at-home consultations to take measurements and ensure the perfect selection. They also do the installation. Each of their window treatment installations comes with a 10-year warranty.

Flooring, Tile s & Carpets

The right flooring sets the design tone of your entire home and can guarantee a higher return on your investment when the time comes to sell. Some flooring trends include:

COVERLAM allows the residential and commercial property developer the opportunity to have unusually large panels of porcelain tiles, ranging from 3ft wide to 11ft tall and 5.6mm thick. It gives the interior and exterior a unique look and feel.

> Wood Look Porcelain is here to stay, and the industry manages to make tile look more like authentic wood year after year.

> Luxury Vinyl Plank is a popular option due to its durability and green credentials. These planks give the appearance of real wood without the bother of maintaining it. It’s a great option for children’s rooms as it is easy to clean, gentler underfoot than tile and some options are even waterproof.

> Paver-Style Flooring has become a top choice for outdoor living spaces. Large, sturdy slabs of porcelain can be laid directly on compacted sand or installed on concrete to create a wonderfully uniform look.

Edie’s

64 Eastern Avenue, George Town

Tel: (345) 949 6348

Email: info@edies.ky

www.edies.ky

A well-established family operation, Edie’s offers an exceptional range of flooring products. Porcelain, granite and marble tiles, COVERLAM, mosaics, luxury vinyl and carpets are all available. SEE AD PAGE 199

Iberica Materials

The Grove, 1358 West Bay Road, George Town

Tel: (345) 938 0994

Email: info@ibericamaterials.com

Offers high-quality European tiles.

SEE AD PAGE 200

International Tiling Company (ITC)

Kozaily Center, Ashgo Street, George Town

Tel: (345) 945 3798

www.caymantile.com

A family owned and operated company offering a vast assortment of marble, granite, quartz,

ceramic, wood and roof tiles, as well as design concepts and applications. SEE AD PAGE 414

Ledger & Looms

25 Galleria Plaza, West Bay Road

Tel: (345) 943 7847

Email: guru@ledgerandlooms.com

www.ledgerandlooms.com

Cayman Island’s premium supplier of unique hand-woven Oriental rugs offers a huge range of traditional and contemporary designs. They also sell hand-crafted accessories and home furnishings sourced on their annual buying trips, including cushion covers, woven baskets, upholstered furniture, mosaic lamps, Turkish towels, throws and robes. They have something for everyone even custom orders, to make sure you get that perfect rug or accessory for your home. SEE AD THIS PAGE

Paramount Carpets

317 North Sound Road, George Town

Tel: (345) 949 5000

Email: info@paramountcarpets.ky

www.paramountcarpets.ky

Offers a wide range of high-quality carpets and flooring solutions, as well as rugs, tiles and tools. Their full-service operation begins with material selection all the way to installation of finished products and maintenance services. Their installation crew takes great pride in the quality of their work, making every effort to exceed customer expectations.

SEE AD PAGE 21

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT

Tel: (345) 949 7765

Email: ulbrw@hotmail.com. SEE AD PAGE 197

General Maintenance & Repairs

FEDA Maintenance Services

North Side, Grand Cayman

Tel: (345) 329 1334 or (345) 924 0819

Email: info@fedaservices.com

www.fedaservices.com

FEDA stands for Fast, Efficient, Dependable and Affordable service, which they pride themselves on providing to their customers. FEDA offers a wide range of contracting services, including air conditioning, electrical,

plumbing, appliance repair, painting, general maintenance and more for residential and commercial properties. Since opening their doors in North Side, Grand Cayman, FEDA Maintenance Services has been fully dedicated to client satisfaction.

SEE AD PAGE 185

Home Automation & Electronics

You can now turn your home into a smart home with the capability to link all your devices, control air conditioning, secure the house and adjust lighting via your smartphone or tablet. The following companies provide installation services:

Audiophile

Units 1A & 1B, 38 Market Street, Camana Bay

Tel: (345) 746 4434

Email: info@theaudiophilegroup.ky

www. theaudiophilegroup.ky

Audiophile designs and supplies systems that are of the highest quality and durability. Many of their systems installed over the past 20 years are still in operation and being enjoyed by their owners and customers today. Audiophile is dedicated to providing the highest level of service in order to satisfy clients' needs for customised solutions for the luxury residence or commercial market. SEE AD THIS PAGE

Creative Tech

Tel: (345) 946 8324

Home Security Systems & Monitoring

A home security system, which monitors the smoke detectors and whether any doors or windows have been opened, is helpful for peace of mind. See the Running Your Home chapter for more.

Island Electronics

90 Godfrey Nixon Way, George Town

Tel: (345) 949 8255

Email: info@ielgroup.com

www.ielgroup.com

Provides security and monitoring services. They are Five Diamond Central Station certified by the Central Station Alarm Association.

SEE AD PAGE 183

The Security Centre Ltd.

Cayman Technology Centre, 115 Printers Way

Tel: (345) 949 0004

Email: info@security.ky

www.security.ky

They offer home security systems, including alarms, CCTV and smart home devices for fire, CO and water leak detection, with support ranging from risk assessment-based design, installation and maintenance to 24/7 monitoring and emergency response. They are also the exclusive authorised distributors, installers and monitoring partner of Ajax Systems, one of the most innovative security products in the world today, that provides detection against intruders, fires, CO and water leaks, as well as home automation, all managed via an easy-to-use app. SEE AD PAGE 183

Painting Contractors

DP Economy Services Ltd.

325 Owen Roberts Drive, George Town

Tel: (345) 321 7562

Email: dpeconomyservices@gmail.com

www.dpeconomyservices.com

Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services can address your renovation needs in the fastest possible time without sacrificing on the quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry and general repairs and maintenance services at competitive pricing. SEE AD PAGE 228

Roofing

Whether you are building from scratch or replacing the roof on your existing home, there are a few key factors to consider. Style matters, but equally important are product cost, material weight and installation requirements.

Hydes & Sons Ltd.

Tel: (345) 949 7062

Precision Industries Cayman Ltd.

Tel: (345) 916 7823

Spray Foam Insulation

Spray foam insulation is well regarded for not sagging or slipping and creates a complete seal, keeping heat and moisture out of buildings. It also has been proven to help keep roofs attached in the event of a hurricane.

Cayman Islands Spray Foam

Tel: (345) 326 6767

Storage & Organising Solutions

Basic wire racking for shelves can be bought from any home centre on-Island. The following businesses also provide storage solutions:

Custom Closets

209 Dorcy Drive, Industrial Park, GT

Tel: (345) 623 5000 Ext. 225

Email: helen@brandsourcecayman.com

www.brandsourcecayman.com

Custom tailored organisation solutions for closets, kid’s playrooms, garages, home offices, entertainment centres, pantries,

laundry rooms, entryways and Murphy beds. They also have storage and organisation accessories, including baskets, shelves, racks, hooks, drawers, rods, ironing boards and LED lighting. Custom Closets has in-house professional designers and installers.

Storage Solutions

Tel: (345) 525 2647

Upholstery Services

If you have a piece of furniture in your home that is a bit worn, consider having it reupholstered. It’s cheaper than buying a brand-new piece and it's better for the environment.

Edie’s

64 Eastern Avenue, George Town

Tel: (345) 949 6348

Email: info@edies.ky

www.edies.ky

Complete upholstery services for sofas, chairs, headboards and more, in addition to decorative accessories like custom throw pillows and

bedding. They also stock and special-order fabrics. SEE AD PAGE 199

Robert Wood Furniture & Interiors

25 Cayman Centre, Owen Roberts Drive, GT

Tel: (345) 949 7765

Email: ulbrw@hotmail.com

Upholstery services for sofas, chairs and headboards in addition to decorative accessories like throw pillows and bedding.

SEE AD PAGE 197

OUTDOOR LIVING & GARDENS

Landscape Gardeners

CG Landscape Architecture

Tel: (345) 949 2727 ext. 1013

Email: kelsey.vitullo@chalmersgibbs.ky

Offers professional landscape architecture services. Their designer's holistic design solutions blend culture and ecology to create functional and beautiful environments. SEE AD PAGE 222 & 226

Eighty One West

Tel: (345) 928 8442

Email: info@81west.ky

www.81west.ky

An emporium of all things botanical and botanical-inspired, Eighty One West is a nursery and design shop. They offer plants from the familiar to the unique, pet supplies, gifts, aquatics, furniture and great design throughout. Immerse yourself in a realm of inspiration or talk to their passionate people who will help you plan your next landscape or aquatic project.

SEE AD PAGE 285

Paradise Landscaping

Tel: (345) 547 1530

Email: giles@paradise.ky

www.paradise.ky

Paradise Landscaping specialises in creative and quality landscape design and maintenance services, including irrigation, lighting, and hardscapes for residential and commercial clients.

Power Flower

31 Orchard Lane, Off Crewe Road, George Town

Tel: (345) 949 2256 (Office) or (345) 321 0308

Email: office@powerflower.ky

www.powerflower.ky

Specialising in the fine art of balance in landscape design, Power Flower considers your needs, style and budget when designing your ideal garden. Through careful planning and execution, their professional landscape design and installation staff work hard to ensure a client’s space delivers exactly what they want.

SEE AD THIS PAGE

Vigoro Nursery & Landscaping

> 96 Agricola Drive, Lower Valley

> 324 Walkers Road, George Town

Tel: (345) 949 4270 or (345) 945 5236

Email: tom.balon@vigoro.ky or craig.stewart@vigoro.ky

www.vigoro.ky

Instagram: @vigoro_cayman

Facebook: @VigoroCayman

Vigoro has been providing landscaping services in Cayman for 50 years. Their services include all areas of gardening and landscaping, including design, maintenance, construction, irrigation, stone/hardscape, water features, misters, lighting and artificial lawns. Their team of nearly 100 staff have years of experience.

Outdoor Living Areas

Outdoor features and amenities, such as kitchens, decking and even fire pits, can elevate your outdoor living experience. The following companies can help source what you are looking for:

Iberica Materials

The Grove, 1358 West Bay Road, George Town Tel: (345) 938 0994

Email: info@ibericamaterials.com

www.ibericamaterials.com

Offers outdoor furniture, decorative pebbles and essentials for residential and commercial spaces. Also sells a variety of home improvement products, such as tiles, shower glass, glass railings, and some of the best artificial turf on-Island. SEE AD PAGE 200

Label C

Camana Bay, Bismarckia Way (facing Foster’s)

Tel: (345) 546 1880

Email: hello@labelcdesigns.com

www.labelcdesigns.com

Instagram: @labelcdesigns

Label C is a home and lifestyle store created by Cynthia Tranel. The shop carries a unique selection of quality-driven furniture and designer-approved home essentials. Elevate your everyday and shop their built-to-last curated selection of timeless indoor and outdoor furniture. Explore the finest in home decor accessories, including a furniture line, lighting, mirrors, rugs, bedding, kitchen and bath, apothecary, vintage and much more. These are tried-and-true furniture and homeware pieces you’ll treasure forever.

LIVING.KY

48 MacLendon Drive, George Town

Tel: (345) 233 8700

Email: info@living.ky

www.living.ky

LIVING.KY stocks a wide range of outdoor accessories and furniture. Browse through brands and items online or in-store and curate your ideal space with the help of one of their on-site design experts and complimentary interior design services.

SEE AD PAGE 12-13, 83, 195 & 219

Sticks & Stones

Tel: (345) 947 8663

www.sticksandstones.ky

Offers a range of teak and rattan outdoor furniture and garden art.

The Outdoors

A. L. Thompson’s, 189 North Sound Road

Tel: (345) 949 8622

www.althompson.com

A major department of A. L. Thompson’s, the 30,000sq ft ‘Outdoors’ carries one of the widest selections of outdoor goods in Cayman. They sell sheds, decking, pots, lawn ornaments, patio furniture, camping equipment, outdoor grills, smokers and a whole lot more.

SEE AD OPPOSITE PAGE, 194, 210, 251 & 280

Uncle Bill’s

343 Eastern Avenue, George Town

Tel: (345) 949 7601

www.unclebills.ky

Uncle Bill’s Home Improvement Centre offers everything from landscaping, sheds and pest control to plant pots, patio furniture, grills and

BBQs. Whether you are looking to add a little colour to your garden with tiki torches and planters, or redesign your space by adding lounge furniture and garden storage, you’ll find what you need at Uncle Bill’s. SEE AD PAGE 201

Garden Trends

> Native Plants and Trees – Local garden centres stock a wide assortment of native and non-native species of plants and trees. There is a huge variety of bright and beautiful options, including Tabebuia, Geiger, Neem and Cassias trees.

> Edible Gardens – Produce gardens can be a bit tricky to establish and maintain, but the wait is well worth it. Locally grown tomatoes are delicious, as are salad leaves and herbs. If you have the space, consider planting fruit trees!

> Vertical Gardens – These ‘living walls’ add a personal touch to patios and balconies. However, they are an expensive addition.

> Artificial Turf – Your lawn will always

look great, and once you get past the initial high cost of installation, it’s a great money-saving move. For a list of garden centres, refer to page 283 in the Shopping chapter.

SWIMMING POOLS

A pool will add significantly to your electricity bill and, potentially, your water bill. For tips on how to run an energy-efficient pool, refer to the Being Green chapter.

Swimming Pool Trends

> Zero Entries create a beach-style entry into the pool. The entryway slopes into the pool as if you’re walking into the sea. The shallow area is a great spot to let supervised children play.

> Plunge Pools are perfect for a smaller outdoor space and a swim jet can allow you to swim laps against a current.

> Perimeter Overflow Pools are an evolution of the infinity pool where the water constantly flows over the

edge of the pool. The water runs into a hidden catch basin and is then re-circulated into the pool.

Pool Safety Tips

Every homeowner with a pool should follow these basic safety tips:

> Always supervise children when they are in or near a pool and ensure that those in a supervisory role are good swimmers.

> Make sure everyone in your family learns to swim, including nannies and caregivers.

> Secure your pool with barriers.

> Install and use a lockable safety cover.

> Install pool and gate alarms to alert you when children go near the water.

> Keep life vests and an emergency flotation device near the pool.

> Everyone in the family should learn how to perform CPR and do basic water rescue training. The Red Cross offers certification programmes.

> Keep your pool clean and maintain proper chemical levels to minimise the risk of ear infections and rashes.

The following companies can install and maintain your swimming pool:

Oasis Pool & Spa

Tel: (345) 945 7665

Email: sales@oasis.ky

www.oasis.ky

Oasis Pool & Spa provides comprehensive outdoor living construction services. From design to completion, they are with you every step of the way to create your dream pool, patio, cabana or outdoor kitchen. Oasis can also renovate your existing pool and patio.

SEE AD PAGE 190

Pool Patrol

Tel: (345) 949 8543

Email: pools@poolpatrol.ky

www.poolpatrol.ky

Supplies and stocks pool and hot tub pumps, motors, accessories, chlorine generators, heat pumps, gas heaters, pool games, pool floats, outdoor showers, hot tubs and patio furniture. Services include weekly cleaning, water testing, renovations and repairs.

SEE AD PAGE 191

Cayman’s booming construction sector was a great support to the economy during the pandemic, however the number of proposed developments has since been in decline as building costs continue to soar, making the viability of projects more difficult. Even with building projects already underway, developers are struggling to keep up with costs and are faced with either absorbing these costs or pausing projects. The main factors affecting building prices include continued high shipping and material fees, higher interest rates and the increased cost of land. Although supply chain issues, which began during the pandemic, are not as prominent, lead times are still much longer than they were, and prices have remained high and are not expected to drop back to pre-pandemic levels. And though shipping costs are not as high as they were, they remain volatile and are generally still more than double pre-2020 levels due to the energy crisis. Generally, the prices of materials have increased significantly, with the cost of sheetrock increasing around 50%, the cost of plywood increasing around 100% and the cost of PVC increasing around 300%, when compared with 2020 prices. The war in Ukraine is also affecting the supply of raw materials. We are experiencing a bullwhip effect to the supply chain – small fluctuations in demand at retail level are causing progressively larger fluctuations in demand at wholesale, distributor, manufacturer and raw material supplier levels. Demand shock rectification takes years following such a ripple effect and, as such, it is anticipated that construction costs will remain high for the foreseeable future. The price of rebar is set to continue to rise due to supply issues also resulting from the war in Ukraine

Photos courtesy of John Doak Architecture

– it is a multi-year process to set up a new supply. With the ever-growing population and new developments becoming less viable for builders, demand outweighing supply continues to increase.

BUILD ING IN CAYMAN

Long before any ground is broken, a feasibility study should be carried out to calculate all costs, including mortgage interest, against the possible return of a project. The information gleaned from this report allows you to measure your ‘dream’ against the total investment. Moving forward without taking this step can result in some costly mistakes that could otherwise be easily avoided. Consulting one of Cayman’s reputable professionals will help you consider all your project’s relevant factors – and ultimately save you time and money!

Selecting a Site

Beyond the obvious location factors of convenience to work, schools and shopping, do some research on the area – find out

if any nearby road improvements are proposed or the potential incompatibility of approved neighbouring land uses. A quick online check of the zoning map on the Central Planning Authority website (www. planning.ky/cpa) will allow you to see land uses proposed for an area and the specific zoning of the parcel you are considering. Although you should be able to obtain this information from your realtor, surveyor or architect, a little due diligence may reveal a lot. This is particularly important for commercial properties since proposals for a parcel requiring rezoning may take years to plan and to obtain the required approvals.

Geotechnical Testing

Many older subdivisions built on reclaimed land have marl fill placed over original peat material to bring up the elevation. This peat layer may be a mixture of sand, rocks and organic solids unsuitable for supporting the weight of a building. The replacement of this material with engineered fill or the design of pile foundations to penetrate

down to a solid bearing material will add high costs to a build, which must be considered. An engineer can drill or dig test holes for a modest fee to allow some cost planning for foundations. Often, the engineer’s local knowledge will be sufficient to predict general soil conditions. In cases where problematic soil conditions are expected, this might be a prudent condition of a land sale.

What Do You Want?

Think carefully about the layout and configuration of your house or building and how this will work for your personal needs and objectives. Draw inspiration from online floor plans and design resources, like Pinterest or Houzz. Save any photos that inspire you and use these images to illustrate the home or office that suits your lifestyle or professional requirements. An inventory of rooms and spaces will also help determine the approximate size of the property that meets your needs. However, remember that looking at building plans online does not make you an expert and many house plans found online are generally suited to North America or Europe and may not be appropriate to Cayman. Construction techniques and building codes, weather patterns and climate on-Island can be very different to those found elsewhere. Those minimalist architectural wonders that you have fallen in love with may cost a fortune when translated into Cayman context.

Cost Planning

All too often, rough area construction costs ($ per sq ft) are used for budgeting in place of realistic assessments of probable development costs. Fooling yourself that a building will cost $x/sq ft multiplied by an approximate area is usually a recipe for disappointment or frustration later in the process. A quantity surveyor may provide you with a detailed breakdown of actual costs to expect, including:

> Soft Costs — Building permits (e.g. planning permission, infrastructure fees, etc.), stamp duty, licences, professional fees (e.g. architect,

engineer and surveyor), legal fees and utility connection deposits must be carefully factored into your overall costs. For commercial property promotion, marketing and financing costs must also be considered. For rental properties, initial period vacancy rates are estimated to predict the cost of holding unleased space.

> Hard Costs — Land, construction costs, including normal contractor costs (e.g. overhead, profit and supervision), landscaping, major appliances and site furnishings. Typically, a contingency fee (between 5%-10%) is included in estimates to account for the unexpected, which includes owner changes, site conditions or material cost increases.

Making a realistic cost plan can provide a useful indication of the cash flow requirements during the process, which will be of interest to potential lenders and can allow you to calculate carrying costs

or requirements for interim financing.

Scheduling

The length of time required to complete the full cycle of planning, financing, design, commissioning and construction of a building often comes as a surprise to ‘proto’ developers. A period of up to several years may be required for a large residence or commercial property once all the factors have been considered.

When projects are geared towards completion for a specific date, planning can become critical, e.g. a homeowner entertaining visitors from abroad, a store owner aiming for a holiday retail season or a company gearing their move-in date around an annual business cycle, all need to plan for the unexpected or even the unthinkable. Delays in obtaining statutory approvals, order time for materials or equipment, adverse weather conditions and design revisions must be considered for a well-planned project.

Good Design – Value Added?

A DIY homeowner downloading a set of plans from the internet or trying to design their property themselves may save thousands on architect’s fees but could end up spending more on construction costs due to delays, cost overruns or approval issues than if they had hired a professional to draft an accurate and detailed set of construction documents. Professional fees, including architecture, interior design, engineering and survey, which can quickly constitute 10%-15% of the overall construction budget, will inevitably be value added to the building. However, unlike commodities, it is sometimes difficult to assess the worth. There are several general models of how construction contracts can be structured, and depending on the circumstances, one may be recommended over another.

BUILD ING OPTIONS

Design/Build

A general contractor with in-house or subcontracted design expertise (a designbuilder) can often offer a streamlined package that is attractive to busy people who do not want hands-on involvement in the process beyond the initial design and material selection. This ‘one-stop’ approach to a contract is typically a fixed price attached to a material specification and set of design documents. The main advantages of this approach are convenience, guarantee of final cost and minimum risk for the owner. Some disadvantages may be the loss of some flexibility during the process, the added cost of the convenience factor and having no independent control of quality.

Construction Management

In this scenario, a construction manager will offer a fixed cost to manage the entire process either from the outset or based on a set of construction documents and specifications prepared independently. A construction manager functions in the role of a general contractor yet is employed by the owner. The advantages of this form of contract include flexibility during construction, market

competition in sub-trade contracts and cost-control flexibility. Some disadvantages of this approach are that risk for sub-trades is assumed by the owner rather than the construction manager and there is a loss of market competition in contractor cost (fixed fee for supervision). This is typically an excellent strategy where a project needs to be rushed (or ‘fast-tracked’ in industry jargon) and there is insufficient time to prepare detailed, coordinated documents for a bid. Another good reason might be if there are likely to be a lot of changes during the design-construction process. Since the construction manager works for the owner on a fixed management fee, they are typically not profiting from changes in the work or work sequence.

Design/Bid/Build

This is the traditional method of procurement where an owner works with an architectural designer and related professionals to produce detailed drawings and specifications, often with cost reports.

General contractors are invited to offer competitive tenders based on a detailed estimate of the documents within a fixed tender period. This approach has the primary advantage of cost competitiveness, and a detailed set of documents will be the best guarantee of maintaining cost control during the process. Some disadvantages of this approach may be that significant time is required for detailed document preparation and the tender period, and document errors or revisions to the contract result in some loss of cost control since changes can be costly.

A design-build project has the overwhelming advantage of convenience. By contrast, a traditional design-bid-build and construction management approach has the advantage of the competitive marketplace with multiple contractors’ estimates and the possibility of cost-saving.

Traditional construction manager contracts may allow a high degree of control since the design and construction stages will involve an independent professional

hired directly by the owner.

Selecting Your Team

Before making any decisions about a direction for your project, talk to professionals who are knowledgeable of the construction industry in Cayman.

Each method described previously has its devotees and detractors, and it is ultimately up to the owner to decide which of the various methods will be a good fit. Seeking professional help from someone with a detailed working knowledge of these procurement options and how they work in the Cayman Islands can help you make an informed choice. Do not simply copy what someone else has done. It is important that you choose an approach after weighing all the pros and cons. While each approach may have a very different risk profile to you (after all, some people like to base-jump, while others would rather take a nice stroll along the beach), it is very important that you own this decision fully.

Whatever approach you choose, it will be the people you select to work with and manage the process who will be the key players in developing and managing a successful project. Consider the following when choosing your design and build professionals: integrity and reputation should always be the main ingredients when selecting people, so look at current, recent and past jobs, talk to past customers and check their payment and litigation history. Choose design professionals who are adaptable and have a team spirit. Ask your contractor, construction manager and architect to provide a checklist and procedures for administering, inspecting and testing the various stages of your project. It is strongly recommended that you meet everyone who will be a part of making your project a success. Make sure you establish a good working relationship and feel comfortable with all the people who are involved.

Enquire about their current workload – can they handle your job and give you the attention and support you desire? Can you communicate with this individual

DEVELOPMENT

Founded by Darrel Ebanks in 2003 as an architectural design firm, TAG takes pride in having designed some of the Island’s iconic structures such as Vela, San Sebastian, Eleven Parc, Landmark Square, Arvia and more. With over 1 million sqft of design experience, TAG has now evolved as a one stop shop for real estate development.

MISSION

To create more sustainable and affordable housing for the Cayman Islands market using the latest design and construction technology.

or team openly? It is important that you do your homework, take your time, and make sure that all the design professionals you intend to engage carry professional indemnity insurance. Only agree to terms after you are sure you have the ‘dream’ team that truly has your best interests at heart! While there are many components to consider carefully, some being significantly challenging and timeconsuming, building your own home is an exciting project and, for many people, it is a dream come true; so you should endeavour to have some fun too!

Designing a Security System

To have an electronic security system that is well integrated into the design of your new home, a plan should be drafted at the conceptual stages. You, your architect and an experienced security professional should work closely together to identify your needs and see what technology will be suitable to achieve your goals. Refer to page 207 for companies that can assist.

Building Greener

Changes to more sustainable building material alternatives are currently being driven by supply chain issues. For example, bamboo flooring is being used as an alternative to wood flooring. Bamboo is more expensive but grows quickly and is, therefore, a great sustainable alternative. The more consumers that move towards sustainable construction materials like bamboo, the less it will cost, as suppliers will be able to reduce prices due to economies of scale.

Those looking to build more consciously will be pleased to discover the many environmentally responsible construction practices that are widely embraced on-Island. Green construction in Cayman is recognised by the Governor’s Award for Design and Construction Excellence in Sustainability and the Environment. The idea of the award is to foster and maintain innovation, sustainability and excellence in the Cayman Islands’ construction industry. Some ways in which that is being upheld

include using recycled building materials and timber, tapping into alternative energy and waste-water systems and employing more eco-friendly home automation.

Other green tips for building include ensuring that your property is orientated to make effective use of the prevailing wind and the windows are positioned to avoid filling the house with the heat of the afternoon sun in a nod to traditional Caribbean architecture. Reduce energy consumption by insulating the exterior walls and roof of your home, and make use of the Island’s year-round sunshine with solar power panels and energy units. For more information on building green, refer to the Being Green chapter.

Development Management Services

No successful projects are accidental. They are the result of a clear plan, intelligent direction, careful financial management and skilful execution. The development of land is a complex process; it requires strategies to take advantage of the

LIVING.KY

DESIGN EXPERTS ARE READY TO HELP YOU ENVISION AND CREATE A WONDERFUL SPACE WITH OUR COMPLIMENTARY INTERIOR DESIGN SERVICES AS PART OF OUR CUSTOM FURNITURE PACKAGES. OUR INTERIOR DESIGNERS DEVELOP DIGITAL FLOOR PLANS AND PRODUCT VISUALIZATIONS TO BRING YOUR VISION TO LIFE.

development opportunity while reducing risk and enhancing sustainability.

Development management services can help you select a strategy that best suits your goals, and by drawing on their expertise and experience, they can put together a strategy with the greatest reward versus risk potential. Generally, development management consultants offer a combination of real estate knowledge and metrics. They provide expertise in investment management, development

feasibility and viability, design, construction, permitting and leasing and financing advice.

Development managers take care of the entire property development process from initial concept through to delivery. Should the project require sales, a development manager can facilitate and manage contract preparation for sales, sales materials, including 3D visualisation, facilities preparation and the coordination of consultants and contractors to execute

FROM VISION TO REALITY: YOUR TRUSTED PARTNER IN CONSTRUCTION

Dedicated professionals offer design/build, construction management and general contracting services, ensuring exceptional results tailored to your needs.

As part of the Cayman Group, we bring expertise and creativity to every project. Turn your vision into an extraordinary reality with Build Cayman.

(345) 925-8517 info@buildcayman.ky

www.buildcayman.ky (www.caymangroup.ky)

PARTNERS:

a successful project. There are several companies on-Island that offer this service. Build Cayman Ltd. (Tel: (345) 925 8517) has a specialist development management services team. SEE AD THIS PAGE & 173

Insulated Concrete Forms

If you want to insulate yourself from the ambient sounds of the outside world, Insulated Concrete Forms (ICF) may be the right option. ICFs are moulds used to hold fresh concrete in place permanently. Not only are ICFs excellent for protecting the structural integrity of your home during severe weather, but they also provide highly effective insulation to keep the heat out.

Flowers Group

184 Seymour Road, Industrial Park

Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

www.flowersgroup.com

The Flowers Foam Products division of the Flowers Group supplies state-of-the-art, locally manufactured building products, including Insulated Concrete Forms (ICF), flat foam sheets, steel studs and tracks, architectural components and custom shapes and signs. SEE AD OPPOSITE PAGE

Concrete Blocks & Pavers

Flowers Group

184 Seymour Road, Industrial Park

Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

www.flowersgroup.com

Established by pioneer Clarence L. Flowers, the Flowers Block division of the Flowers Group specialises in the manufacturing and delivery of concrete products, including building blocks, grass and keystone blocks, multi-colour rectangular pavers and cobblestone pavers.

SEE AD OPPOSITE PAGE

Driveway & Paving

Flowers Group

Tel: (345) 623 0000

www.flowersgroup.com

Part of the Flowers Group, Flowers Block provides a wide selection of pavers, including

cobblestones

Island Paving

Tel: (345) 949 8294

Flooring

The right flooring plays a significant role in both the structural integrity and the overall aesthetics of a building. For more information on flooring, tiles and carpets, refer to the Home Improvements chapter.

Iberica Materials

The Grove, 1358 West Bay Road, GT

Tel: (345) 938 0994

Email: info@ibericamaterials.com

www.ibericamaterials.com

Iberica Materials is a specialised boutique supplying premium building products for residential construction. Offers high-quality European tiles, aluminium and stainless steel railings, glass railings, shower glass enclosure and some of the softest artificial grass on the Cayman market. SEE AD PAGE 200

Paramount Carpets

317 North Sound Road, George Town Tel: (345) 949 5000

Email: info@paramountcarpets.ky www.paramountcarpets.ky

Offers a wide range of high-quality carpets and flooring solutions, as well as rugs, tiles and tools. Their full-service operation begins with material selection all the way to installation of finished products and maintenance services. Their installation crew takes great pride in the quality of their work, making every effort to exceed customer expectations.

SEE AD PAGE 21

Interior Design in the Building Process

A qualified designer can look at architectural plans and work out whether the space and dimensions allowed will work or raise potential problems and limitations for functionality. They will look at the plans, room by room, and work out their function, including ease of access, amount of light, acoustics, seating and places to store or set things down.

They will also consider how the space will be used, whether it will be for work, leisure or entertainment, and their goal will be to create a unified whole. For more information on interior designers, refer to the Home Improvements chapter

For your kitchen, finding a designer who specialises in creating functional, beautiful spaces is essential. In today’s modern homes, kitchens are now the focal point; they are usually free-flowing spaces that are well integrated into the rest of a home and the primary place for entertaining. If you want a kitchen that is well-designed and suited to your lifestyle, then we recommend the following companies, which have a proven track record and lots of examples of beautiful kitchens they have designed: Bon Vivant (SEE AD PAGE 212 & 281) (Tel: (345) 623 2665) is a luxury kitchenware and design store in Camana Bay, Floritelli Cayman (SEE AD PAGE 196) (Tel: (345) 929 5655) is a team with years of construction, manufacturing and importing experience, Pooley Cabinets (SEE AD PAGE 198) (Tel: (345) 947 6780)

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A new generation of construction innovation technology from a name you

CHALMERS GIBBS

ARCHITEC TURE | PLANNING |

(345) 949 2727 | info@chalmersgibbs.ky

www.chalmersgibbs.ky

We have been proudly serving the Cayman Islands for 60 years.

Contact us for a no obligation design consultation.

specialises in custom cabinetry design and installation. Their in-house designer can provide expert advice on kitchen design. Or Robert Wood Furniture & Interiors ( SEE AD PAGE 197 ) (Tel: (345) 949 7765).

BUILD ING PROFESSIONALS

Architects

There are several architectural firms on the Island that provide superior design services, including sustainable architecture options, which is evidenced by the exceptional quality and high aesthetic of the many flagship homes and commercial buildings found in Cayman.

BDCL Architects

Tel: (345) 925 4909

Email: dmcgrath@bdcl.ky or www.bdcl.ky

An architecture, interior design and project management firm based in Grand Cayman. The managing director, Donal McGrath RIBA, has over 30 years of professional experience in the Cayman Islands. The primary focus of the practice is to create high-quality, aesthetically pleasing and environmentally responsible architecture that responds to the client’s functional requirements and budget.

Chalmers Gibbs Architects

Tel: (345) 949 2727 ext. 1001

Email: info@chalmersgibbs.ky

www.chalmersgibbs.ky

Established in 1966, Chalmers Gibbs Architects offers professional architecture, planning and interior design services. Building design experience includes residential, commercial, retail, industrial, hotel resort and institutional projects. Other specialised services include 3D modelling, brochure graphics, feasibility studies and space planning.

SEE AD THIS PAGE & 226

CG Landscape Architecture

Tel: (345) 949 2727 ext. 1013

Email: kelsey.vitullo@chalmersgibbs.ky

Instagram: @chalmersgibbs_landscape

Chalmers Gibbs offers professional landscape architecture services. Kelsey Vitullo (MArch, MLA) brings her unique approach to contemporary tropical landscapes to Cayman in planning both commercial and residential projects. Kelsey’s holistic design solutions blend culture and ecology to create functional and beautiful environments.

SEE AD THIS PAGE & 226

DDL Studio Ltd.

2nd Fl, Buckingham Square, West Bay Road

Tel: (345) 945 3622

Email: info@ddlstudio.com

www.ddlstudio.com

Services include architecture, interior design, project management,

claims consulting, quantity surveying, valuations/appraisals and feasibility studies.

SEE AD PAGE 225

Design Cayman

Tel: (345) 949 2800

Email: info@design-cayman.ky

www.design-cayman.ky or www.caymangroup.ky

A dynamic architecture and interior design practice improving life through thoughtful design. Their comprehensive sustainable design and construction solution comprises architecture, interior design, master planning, development and cost planning, and construction. With 15 years of excellence, they guarantee cost-effective, practical solutions and exceptional client support. Part of the Cayman Group, they can turn your vision into reality.

Frederick + McRae Ltd.

Tel: (345) 926 8049 or (345) 926 3601

Email: info@FrederickMcRae.com

www.frederickmcrae.com

Founded in 2011, Frederick + McRae has fuelled progress in architecture and interior design in the Cayman Islands by generating unparalleled improvements in the built environment and their clients’ wellbeing. By listening to and collaborating with their clients, they achieve the desired outcome in bespoke residential projects, corporate offices and medical facilities. SEE AD THIS PAGE

John Doak Architecture

Tel: (345) 946 3625

Email: doak@johndoak.com

www.johndoak.com

With over 40 years in the Cayman Islands and across the Caribbean, John Doak’s renowned design-build services for residential, resort and commercial projects have been recognised by international awards and through international and local media and publications. His firm’s services include architecture, imagineering, engineering, interior design, master planning, landscape design, feasibility studies, construction administration and project management.

SEE AD PAGE 218

Where can I find an architect?

Johnson Design + Architecture

Tel: (345) 938 3828

Email: info@rjda.ky

www.rjda.ky

Founded by Robert Johnson in 2013, Johnson Design + Architecture’s primary focus is to define and create progressive architecture in the Caribbean. This Cayman-based office offers full architecture, design and construction administration services, producing high-value buildings and spaces that simultaneously look good and function well. RJDA specialises in, but doesn’t limit itself to, residential and commercial buildings, with a speciality in retail planning. SEE AD PAGE 229

MJM Design Studio

Tel: (345) 743 4656

Email: info@mjmdesignstudio.com

www.mjmdesignstudio.com

MJM Design Studio is an architectural firm based in the Cayman Islands, founded in 2001 by Michael and Joelle Meghoo. MJM Design Studio has successfully provided architectural and development consulting services to the residential and commercial market. With combined skills in architecture and development consulting, they are involved in a variety of projects.

Robert Towell Architect Ltd.

Tel: (345) 916 8377

Email: architect@candw.ky

www.roberttowell.com

Robert Towell has resided in the Cayman Islands since 1997. He has worked on a diverse range of developments, from large-scale commercial projects, hotels and condominiums to award-winning singlefamily luxury homes. Each client receives the benefit, not only of Robert’s creativity, but also of his expert local knowledge. SEE AD PAGE 227

Trio Architecture

Tel: (345) 525 0777

Email: info@trioarchitects.com

www.trioarchitects.com

Trio Architecture, created in 2006 by Mike Stroh, is an awardwinning, dynamic and innovative architectural studio renowned for its exceptional design solutions and expertise in the Cayman Islands, South Florida and the Caribbean. With a passion for creating stunning and sustainable spaces, Trio specialises in residential, commercial and hospitality projects, combining cutting-edge designs with a deep appreciation for the local culture and environment. Whether it’s crafting waterfront villas, urban developments or resorts, Trio Architecture delivers exceptional architectural experiences that inspire and captivate. SEE AD PAGE 215

Tropical Architectural Group (TAG)

Tel: (345) 947 5849

Email: info@tag.ky or www.tag.ky

Founded by Darrel Ebanks in 2003, TAG has been part of the evolution of Cayman Islands’ architectural landscape for the past 20 years. With a portfolio of about 3 million square feet of designs that feature notable landmarks such as Vela, San Sebastian, Lantern Point, Eleven Parc, Landmark Square, Arvia and more, TAG’s influence in design, construction and real estate developments is a showcase of innovation, efficiency and sustainability.

SEE AD PAGE 217

Institute of Cayman Islands Architects (ICIA)

The role of the ICIA (SEE AD OPPOSITE PAGE) is to be an advocate for good architecture in the Cayman Islands. Its members are dedicated to high standards of professionalism, integrity and competence. As such, they pride themselves on delivering projects to a high standard, consistently within budget and with the aim of creating and maintaining property values through great design. The institute ensures its members are highly competent in their professional arenas through local and

international educational programmes and sharing methodologies and experiences.

The ICIA works with the Government, developers and the public to share ideas and help with strategic planning for major projects and developments in Cayman. The institute also helps to educate Caymanians about the many paths within the profession and to ensure its members maintain and advance their knowledge of the art and science of architecture. For more, visit www. icia.ky. Current ICIA members:

Cindy O’Hara B ARCH MRAIC LEED AP ICIA

Design Cayman

Tel: (345) 916 1356 or www.design-cayman.ky

Donal McGrath, RIBA ICIA

BDCL Architects Ltd.

Tel: (345) 925 4909 or www.bdcl.ky

John Doak, CI Hon ARB RIAS RIBA ICIA

John Doak Architecture

Tel: (345) 516 3625 or www.johndoak.com

SEE AD PAGE 218

Lyle Rodney Frederick, B ARCH (HONS) AIA ICIA

Frederick + McRae Ltd.

Tel: (345) 926 3601 or www.frederickmcrae.com

SEE AD PAGE 223

Tim Peck, RIBA LEED AP ISHC ICIA

OBM International

Tel: (345) 949 8115 or www.obmi.com

William Steward, M.E. Des (Arch) MRAIC ICIA

Chalmers Gibbs Architects

Tel: (345) 949 2727 or www.chalmersgibbs.ky

SEE AD PAGE 222 & 226

Robert Towell, RIBA ICIA

Robert Towell Architect Ltd.

Tel: (345) 916 8377 or www.roberttowell.com

SEE AD PAGE 227

Construction Management

The following companies all provide construction management services that ensure effective management of your project’s schedule, cost, safety and function. No matter the setting, a

Chalmers Gibbs is pleased to offer professional landscape architecture services.

Kelsey Vitullo (MArch, MLA) brings her unique approach to contemporary tropical landscapes to Cayman in planning both commercial and residential projects. Kelsey’s holistic design solutions blend culture and ecology to create functional and beautiful environments

CG Landscape Architecture

t: (345) 949-2727 ext.1013

e: kelsey.vitullo@chalmersgibbs.ky

ig: @chalmersgibbs_landscape

construction manager’s responsibility is to the owner and to a successful project.

BCQS International

Tel: (345) 949 8644

Email: info@bcqs.com

www.bcqs.com

BCQS is an independent property development and construction consultancy providing comprehensive advisory services to clients in the Cayman Islands.

Encompass Ltd.

The Strand, West Bay Road

Tel: (345) 938 0850

Email: ekline@encompasscayman.com

www.encompasscayman.com

Encompass Cayman provides project management services for a more hands-on construction process and a more integrated role in the fiscal aspects of the project. SEE AD PAGE 213

KastleCay

Pasadora Place, George Town

Tel: (345) 925 6101

Email: info@kastlecay.ky

www.kastlecay.ky

Provides project management, cost consultancy, quantity surveying and advisory services, as well as valuations and insurance appraisals, dispute resolution, and sustainable procurement. KastleCay is dedicated to customer satisfaction, committed to sustainability and driven to consistently exceed your expectations. SEE AD PAGE 216

SEL Inspections

PO Box 309 KY1-1602

Tel/WhatsApp: (345) 525 0209

Email: SELInspections@outlook.com

Third-party (independent) BCU building inspections and Chapter 17 Inspections – the fast-track option to permit inspections. SEE AD PAGE 228

General Contractors

A general contractor is responsible for the oversight of a construction site, management of trades and communication between parties.

AMB Construction

Tel: (345) 525 4632

148

Email: info@ambltd.org

www.ambconstructioncayman.com

AMB Construction is service driven, specialising in residential and commercial builds, fit outs, renovations and repairs. With excellent relationships with building professionals, developers, architects, subcontractors and suppliers that help expedite key responsibilities.

AMB ensures that the client’s quality project begins and finishes on schedule with an efficient transition to facility opening and operation.

SEE AD OPPOSITE PAGE

Build Cayman

Tel: (345) 925 8517

Email: info@buildcayman.ky

www.buildcayman.ky or www.caymangroup.ky

Your premier construction partner, helping to turn visions into success stories. Experts in design/build, construction management and contracting, they excel in residential and commercial projects. Benefit from flawless execution, on-time delivery and cost-efficient material procurement. Their services are tailored to your unique needs, backed by sustainability

initiatives and Cayman Group’s expertise.

SEE AD PAGE 173 & 220

DP Economy Services Ltd.

325 Owen Roberts Drive, George Town

Tel: (345) 321 7562

Email: dpeconomyservices@gmail.com

www.dpeconomyservices.com

Be it a full apartment, home renovation or just a kitchen or bathroom remodelling stint, DP Economy Services Ltd. can address your renovation needs in the fastest possible time without sacrificing on quality of delivery or workmanship. They provide remodelling, renovation, plumbing, electrical, carpentry and general repairs and maintenance services at competitive pricing. SEE AD PAGE 228

Encompass Ltd.

The Strand, West Bay Road

Tel: (345) 938 0850

Email: ekline@encompasscayman.com

www.encompasscayman.com

Encompass Ltd. specialises in creating homes that are inspirational, providing comprehensive

renovation/remodel and custom design/ build services. Their experienced team of professionals have in-depth knowledge and multi-faceted skillsets surrounding the construction of luxury homes and resorts, enabling them to execute extraordinary residential and commercial builds.

SEE AD PAGE 213

Robson Construction

Elizabethan Square, 80 Shedden Road, GT

Tel: (345) 526 3428

Email: robson@robson.construction

www.robson.construction

Specialising in new residential construction, marine construction, large development construction of condos and apartments and industrial construction. SEE AD PAGE 223

Land Surveyors

Before purchasing land, it is good practice to hire a chartered land surveyor to evaluate your potential purchase. This is often a requirement from banks, and they have a list of approved surveyors.

Designer Windows and Doors (DWD) o ers a sensational range of architectural windows and doors, including full view and wall-to-wall window systems that add a ‘wow’ factor to any property. The designer windows, doors and facades are customised and created to suit all performance, project and budget needs and DWD’s service includes delivery and installation.

Abernethy & Associates Ltd.

96 Mary Street, George Town

Tel: (345) 947 1582

Email: info@survey.ky or www.survey.ky

A land surveying company owned by Greg Abernethy, who brings over 25 years of experience to his clients. Specialising in legal boundary re-establishments, subdivisions, combinations and strata incorporations, Abernethy & Associates use the latest GPS technology and are fully equipped to perform civil engineering and building set-outs.

SEE AD OPPOSITE PAGE

WestPoint Inspections

Tel: (345) 936 2454

SEE AD PAGE 172

Quantity Surveyors & Project Managers

BCQS International

Tel: (345) 949 8644

Email: info@bcqs.com

www.bcqs.com

BCQS is an independent property development and construction consultancy providing

INSPECTIONS

comprehensive advisory services to clients in the Cayman Islands.

Blue Point Consultants

Tel: (345) 525 0706

Email: info@bluepointproperty.com

www.bluepointproperty.com

RICS registered valuer offering property valuations, development appraisals, feasibility studies, acquisitions and disposals, consulting on landlord and tenant issues, property searches, reinstatement cost for insurance purposes and loss adjusting. Specialising in hotels and resorts. SEE AD PAGE 171

Charterland

A1 Plaza Venezia, North Sound Road, GT

Tel: (345) 623 2772

Email: info@charterland.ky

Quantity surveying and cost consulting, valuations and appraisals, feasibility studies, commercial, residential and strata property management and insurance loss adjusting.

DDL Studio Ltd.

2nd Fl, Buckingham Square, West Bay Road

Tel: (345) 945 3622

Email: info@ddlstudio.com

www.ddlstudio.com

DDL Studio Ltd. is fully regulated and recognised by the Royal Institution of Chartered Surveyors (RICS) as a provider of valuation and appraisal services. Their experienced, qualified staff strive to achieve defined deadlines with professional and accurate results, providing valuation services for all types of commercial, residential and specialised properties, as well as quantity surveying and project management.

SEE AD PAGE 225

JEC Property Consultants Ltd.

96 Mary Street, George Town

Tel: (345) 945 5930

Email: contact@jec.ky or www.jec.ky

Services include property valuations/appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost assessments for insurance purposes, assessment and negotiation of compensation for compulsory purchase, market

rent valuations and valuation of leaseholds.

SEE AD PAGE 170 & 214

KastleCay

Pasadora Place, George Town

Tel: (345) 925 6101

Email: info@kastlecay.ky

www.kastlecay.ky

Provides project management, cost consultancy, quantity surveying and advisory services, as well as valuations and insurance appraisals, dispute resolution, and sustainable procurement.

KastleCay is dedicated to customer satisfaction, committed to sustainability and driven to consistently exceed your expectations.

SEE AD PAGE 216

Procure Cayman

Tel: (345) 925 8517

Email: info@buildcayman.ky

www.buildcayman.ky or www.caymangroup.ky

Procure Cayman understand that successful projects require clear planning, consistent effort and skilful execution. Their Development Management Services minimise risk and enhance sustainability by offering expertise in design, logistics, procurement and construction. As part of the Cayman Group, they provide tailored services for maximum ROI and turn your vision into reality.

Structural Engineers

Email: info@trioarchitects.com

www.trioarchitects.com

Mike Stroh created Trio Architecture in 2006 to offer the highest level of architectural, interior design and engineering services to the Caribbean and South Florida. Their professional expertise covers commercial, hospitality and residential projects. Services include architecture, interior design, engineering, schematic and conceptual design, construction administration and more. SEE AD PAGE 215

WestPoint Inspections

Tel: (345) 936 2454

Email: info@westpoint-inspections.com

www.westpoint-inspections.com

Provides comprehensive home inspections, including full examinations of homes, which include structural integrity, exterior and site, all interior components, appliances and mechanical, electrical and plumbing systems.

SEE AD PAGE 172

Structural engineers work work well in practice, i.e. are strong enough to support the weight of forces against them, including concerned with the safety of a building, relying on building codes safety and prevent structural failure.

AMR Consulting

Tel: (345) 949 2716

APEC Consulting Engineers

Tel: (345) 949 5858

Reed Consulting Engineers

Tel: (345) 623 2444

Trio Architecture

Tel: (345) 525 0777

Food

&

Cayman’s culinary scene is booming. New and exciting bars and eateries are popping up across the Island, whilst timehonoured favourites are still going strong. 2023 was nothing short of paradise for foodies as tasty festivals returned and newcomers impressed. The Cayman Cookout returned in January for an epic weekend of exclusive cooking demonstrations and epicurean experiences. Hosted by The Ritz-Carlton, Cayman Cookout brings together some of the world’s most talented chefs and wine and spirits experts, alongside exciting events, never-before-seen by attendees. In May, the Island’s longest-running food festival returned in the form of Taste of Cayman. Attracting in excess of 5,000 people and featuring Cayman's best restaurants, plus local and international wines, liquors and brews, the festival featured a host of entertainment, such as cooking demonstrations, cocktail competitions, live music and fireworks for people to enjoy. August saw the return of Cayman’s Live Street Food Festival, accommodating some of the Island’s top vendors for an evening sampling the best dishes across the Island. For lovers of tasty tipples, Cayman Cocktail Week (SEE AD PAGE 242) was back with a bang in October with fun and interactive events almost every day of this week-long event. Restaurant Month, which celebrates the culinary excellence of the restaurant sector, delighted the Island as it brought back set menus and brunches at great prices. There was also the Jerk and Wing Fest, the Mike Flowers Memorial Chili Cook-Off and so much more. All are set to return in 2024.

Photos courtesy of Rebecca Davidson & Julie Corsetti

With an array of fresh, quality groceries from around the world, creating the perfect dish has never felt better.

From East End to West Bay, we're the island's supermarket.

Foster’s Supermarket better because we care.

945-FOOD | www.fosters.ky | @fosterscayman

SHOP ONLINE NOW WITH FOSTER'S GO!

PLACES TO EAT

For a complete list of Cayman’s bars and restaurants, visit www.caymangoodtaste. com or download the recently launched Cayman Good Taste app (SEE AD THIS PAGE) , available on both iOS and Android. Browse by cuisine type, area, price and more using the comprehensive search capability. You will also find promotions and foodie events on the app. Follow them on Facebook (www.facebook.com/caymangoodtaste) and Instagram (@caymangoodtaste) for regular updates and giveaways. Pick up a copy of Cayman Good Taste magazine from most hotels and grocery stores for your guide on the go.

New Openings

Considering the size of our small island in the middle of the Caribbean Sea, the number of restaurants and bars that have recently arrived on our shores is remarkable. What's more, they are all brilliant additions. An idyllic oceanfront bar and restaurant,

Nova arrived on the north shore of West Bay. This new spot offers MediterraneanJapanese fusion and is the brainchild of the well-loved team at Bàcaro. Also in West Bay, Le Petit Bar began serving artisan charcuterie from all over the world alongside a wine list which earned itself the “Award of Excellence” from Wine Spectator after just a few months of being open. At the Kimpton Seafire Resort + Spa, Library By The Sea offers a fresh cocktail bar vibe inspired by the experience of storytelling. At The Grove, the highly anticipated Greek restaurant and bar, Mykonos, opened in May 2023, bringing the carefree spirit of a Grecian summer and island life. Here, traditional Greek cuisine meets the flavours of Asia. Across from The Strand, The Hive started serving awesome food truck eats from their hub of live music and sports. Also along Seven Mile Beach, Taco Cantina relocated from East End, bringing you a taste of Mexico. Further along West Bay Road, Vines 2 Ocean (V2O) opened in Regency Court, just off the Fidelity roundabout. As Cayman’s only

wine and raw bar, this bar is an intimate spot where you can sample light bites and enjoy a glass or two of wine recommended by their top wine experts. Heading further south, Pizza Boat (SEE AD PAGE 236 ) moved into the old Papa John’s location in Queen’s Court. It’s the newest place to get your favourite flavour of pizza or try something new! In George Town, Lima Cevicheria opened on the waterfront – a relaxed and casual eatery where you can sample some very tasty ceviche by the sea. And, not forgetting two new spots in Grand Harbour; Aria, a dining experience where you can taste the Mediterranean, and Allora, an Italian café for smoothies, salads, pizzas, coffee and gelato. Both spots are part of the Agua Hospitality Group.

Cafés, Bakeries & Bistros

The Island is home to several fantastic cafés where diners can seek out tasty breakfasts and lunches, as well as freshly baked bread, cakes and pastries. Café del Sol, with locations at Marquee Plaza on SMB, Bayshore Mall in GT and Country Corner in Savannah, has served coffee and an assortment of baked goods and sandwiches to Cayman for over 20 years. Other established coffee houses include Paperman’s Coffeehouse, which has three locations, the Strand Shopping Centre, Windjammer Plaza and Midtown Plaza; and Jessie’s Juice Bar and Café in Camana Bay. You can visit Cayman Coffee Exchange at The Westin Grand Cayman for freshly baked pastries, sandwiches, fresh salads, fresh juices and delicious coffees of all descriptions. Icoa Café, in Seven Mile Shops on West Bay Road, is famous for its tasty cakes and wide range of lunch options.

In The Grove, there is Mykonos Bakery, which sells traditional Greek cakes and pastries as well as fresh bread, cupcakes and coffee. The Brasserie Market in Cricket Square serves sandwiches and salads, along with soups, hot lunches, pastries and coffee. Their daily specials are posted on their Facebook page. In George Town, you will find Water & the Elephant, a speciality coffee bar and café located in

the Cayman Technology Centre, Coffee Point Cayman, a lively spot for the Monday to Friday breakfast and lunch crowd with daily changing specials, South West Collective with a great all-day food menu that includes salads and freshly prepared smoothies, delicious espressos and fresh pressed juices and Bluestone Lane Café, a brunch and lunch destination in central George Town with hot and cold caffeinated beverages. Petit Paris, a popular French bakery in Camana Bay, offers an array of baked goods, lunch items like soups, salads and sandwiches on freshly baked baguettes, sweet treats imported from France and more. Pane & Pasta offers sandwiches and lunch options to go, Carnivore serves delistyle sandwiches, meats, sides and salads for lunch, and while you're there, pick up your meat cuts for a quick dinner at home! Starbucks offers high-quality coffees from around the world, a selection of teas and a range of sweet treats and sandwiches. Gelato & Co. and Häagen-Dazs offer frozen treats for all ages to enjoy, whether it’s a gelato cake, scoop or baked sweet treat, or a Haagen-Dazs sundae, banana split or cone or cup by the scoop, there’s a flavour for everyone. And Scoops, located by The Locale Hotel, offers delicious Jamaican ice cream, sandwiches, wraps, patties and more.

Further east, Allora offers baked goods, juices and salads, as well as pizzas and various Italian pastries in Grand Harbour. While over in Rum Point, Kaibo Beach Espresso coffee shop is open for breakfast until 11am daily. Sample their freshly roasted Colombian coffee and straightout-of-the-oven pastries. Their warm, flaky croissants attract a large crowd daily and go fast. They also offer hot breakfast paninis, fruit salad and gluten-free muffins and brownies.

Vegetarian & Vegan Food

There are several great options on the Island for vegetarians and vegans. Bread & Chocolate, located on the corner of Edward Street and Dr Roy’s Drive in George Town, offers health-conscious, yet hearty

all-day vegan breakfast, lunch and dinner options. Don’t miss their house-made pepper sauce! Island Naturals Café offers a fresh take on healthy living with a diverse menu featuring gluten-free, plant-based and lean protein options. Enjoy breakfast, lunch or dinner at their dine-in location at The Grove or grab-and-go at the Island Naturals Marketplace at Sunbird House, off West Bay Road. VIVO at the Lighthouse Point Resort on NW Point Road in West Bay offers delicious, plant-based food with lots of gluten-free options (they also have fish dishes too). Fresh Kitchen & Coffee has a range of vegetarian and plant-based options alongside freshly pressed juices and smoothies. Agua Restaurant has a ‘healthy lunch’ section on its lunch menu that includes vegan salads and glutenfree substitutes. Jessie’s Juice Bar and Café in Camana Bay is a popular juice bar offering raw, cold-pressed juices, as well as vegetarian health foods that are fresh, local, organic and natural, and South West Collective in George Town has a very similar menu with fresh options. Also in Camana Bay is the newly opened The Edgy Vedge, a fully plant-based restaurant and marketplace. Craft F&B Co. feature a vegan/plant-based menu every Tuesday for the Island's herbivores. Britta Bush, a well-known, natural food vegan chef, owns Saucha (sow-tcha), which produces plant-based, organic and fermented foods, including krauts, kimchi, kombucha and artisanal sourdough bread; available on the Bento app and at artisan markets and food festivals. The Brasserie Market, off Elgin Avenue, has a wide selection of homegrown produce and many vegan lunch options. You will also find that most menus on the Island feature vegetarian and dairyfree options. Tillies, Yoshi Sushi, Thai Orchid, China Village, Thai House Restaurant and even fast-casual spots like Singhs Roti Shop and Al La Kebab have very inclusive menus for dietary substitutions

Kosher Food

The Cayman Islands has a small, vibrant Jewish community, and a variety of

kosher food products can be sourced in Grand Cayman. Foster’s (SEE AD PAGE 231 & 389 ) , Hurley’s and Kirk Market have good selections. For kosher wines, try The Tasting Room in Caribbean Plaza and Blackbeard’s liquor stores. The organisation Chabad Cayman hosts regular Shabbat dinners that are open to anyone. Visit www.chabadcaymanislands.com for more information.

Waterfront Dining

Cayman has an enviable number of places to eat while overlooking the water. In the South Sound area, there is Grand Old House, which offers classic and international dishes in an old-world setting and is a great space for hosting large events, and Sunset House, a laid-back tiki bar serving casual food and great cocktails. Divers can even check out Sunset House’s very own house reef before enjoying a meal on the veranda. On the George Town waterfront is Casanova Ristorante, a lively, family-friendly and authentic Italian restaurant that specialises in house-made pasta and pizza. Cayman Cabana is a bar and restaurant with an oceanfront deck that serves fresh, locallysourced fare. The Lobster Pot is a popular seafood restaurant with a waterfront deck. Silverside, overlooking popular snorkelling spot Eden Rock, serves beers and cocktails on their relaxing outdoor patio and delicious fresh fish from their restaurant. George Town Yacht Club is located at the Barcadere Marina and has a great seafood and bar food menu. Kids will love the swimming pool! The Wharf is also a fantastic spot for panoramic views of the sea. Their scrumptious menu, free Salsa Night on Tuesdays and daily tarpon feeding are what make this a popular spot in George Town. The Seven Mile Beach area has an array of great restaurants with waterfront views. The Ritz-Carlton, Grand Cayman (SEE AD PAGE 233) features six premier bars and restaurants, including Blue by Eric Ripert, an AAA Five Diamond Restaurant, Seven, an upscale steakhouse serving Niman Ranch cuts, Saint June, offering casual luxury in a serene setting overlooking Seven Mile Beach,

Taikun, an authentic Japanese restaurant, Andiamo, where Italian cuisine meets a casual Caribbean ambiance, and Silver Palm Lounge, a refined rum bar and lounge. Ave, located at the Kimpton Seafire Resort, offers coastal Mediterranean cuisine. Coccoloba, also at the Kimpton, serves a mash-up of culinary influences from our Island and coastal Mexico (no reservations necessary).

LUCA, another upscale restaurant on the beach, serves contemporary Italian food. Tillies has a great menu you can enjoy with your toes in the sand, and their sister restaurant, Paradise Pizza serves some of the best wood-fired oven pizza on-Island.

Camana Bay has a variety of waterfront restaurants, including Mizu Asian Bistro + Bar, a stylish Asian-inspired restaurant and bar, Pani Indian Kitchen, authentic Indian cuisine, KARoo, cocktails and tapas, The Waterfront Urban Diner, American classics for an affordable price, The Brooklyn Pizza + Pasta, flavour-packed Italian and American cuisine in an edgy, urban and industrialchic setting along the waterfront, Union Grill & Bar, a chic steakhouse and seafood restaurant on the Crescent and Agua, a popular waterfront restaurant featuring the best Italian cuisine with a Peruvian twist.

West Bay also has an excellent choice of upmarket restaurants. Morgan’s is located at the Cayman Islands Yacht Club and has a wonderful seafood menu and a lovely breeze. Also in the Yacht Club is bàcaro an authentic Italian ‘tapas-style’ restaurant and wine bar. Cracked Conch and both offer stunning views and excellent alfresco dining. Visit Cracked Conch for white tablecloth service and a trendy bar setting. Their signature conch dishes are legendary. Macabuca offers a more laid-back bar with casual food and great cocktails (SEE AD THIS PAGE) . Calypso Grill in Morgan’s Harbour and offers panoramic views of the North Sound with a lovely cool breeze. Right next door is Tukka West for a taste of Australian and Caribbean cuisine with a view. Bayside is another great option in West Bay, serving amazing pizzas, an assortment of tasty dishes and offering a new specials menu each week.

Ristorante Pappagallo is renowned for its menu’s variety and culinary flair. From the moment you step onto the wooden bridge leading to Pappagallo's entrance, you are transported into another world. Nova is the newest addition to West Bay, where you can sit oceanside and eat some of the finest dishes on-Island.

In Bodden Town, there is South Coast Bar & Grill, where diners can enjoy tasty local fare right on the beach, and Czech Inn Grill, offering a relaxed lunch or dinner during a road trip to East End. La Casita is an authentic Mexican restaurant serving some of the best tacos and margaritas on-Island. Tukka East is another popular spot when taking a road trip out east. Try their lionfish tacos – not only are they absolutely delicious, but you'll be doing your bit for Cayman's conservation efforts.

Upstairs at Kaibo overlooks the beach and serves upscale cuisine on their sea view veranda. Try the awarded Chefs Tasting Menu and Rare Rum Bar. A water taxi is available upon request and can also take

you to the acclaimed Rum Point Club, home of the mudslide, beach BBQs, sumptuous seafood dishes and one of the Island’s longest docks. It is a lovely place to spend an afternoon on the beach. Solis, the newly renovated restaurant at Rum Point Club, uses local ingredients to celebrate local dishes. They have limited opening hours, so be sure to check their Facebook page for the latest opening times.

Dining on a Budget

Dining out in Cayman doesn’t have to break the bank. The Island’s impressive roster of restaurants includes many budgetfriendly options. Gino’s Pizzeria is an island favourite, serving New York-style pizzas, tasty hot and cold subs, chicken wings and more. With daily opening hours starting at 11am, there’s no excuse not to indulge in their delicious offerings. Tel: (345) 623 7777 to place an order. Pizza Boat (SEE AD PAGE 236 ) , a new pizza spot, offers a Caribbean twist to pizza, bringing ingredients from around the globe to give

Gourmet Restaurant •

Macabuca Tiki Bar •

Premier Shore Diving and Snorkeling •

Open

Discover the magic of Pizzaboat where delectable gourmet pizzas meet unparalleled convenience. Whether you're looking for a quick lunch, a feast of celebration, or a late-night snack, we've got you covered. Visit our store, order online or let us cater to your special event.

you locally-inspired, fresh gourmet pizzas all day every day. Pizza Boat also offers Island-wide delivery and customers can place their order online. Other budgetfriendly options include Al La Kebab, Burger Shack, Chicken! Chicken!, China Village, Cimboco, Singh’s Roti Shop, The Sunshine Grill, Legendz, Eats Café, Pico Taqueria and Wok N’ Roll, or try any of the Island’s fast-food restaurants. Discover promotional deals at www.caymangoodtaste.com.

Dog-Friendly Restaurants

Most venues with outdoor areas will be happy to accommodate your dog; however, it is a good idea to call ahead to be sure. Some places that are openly dog-friendly include Coccoloba, Twist, Gelato & Co., Häagen-Dazs, KARoo, Macabuca and Salty’s. Keep your dogs on a leash and seated under your table.

Food Delivery Service

Many local restaurants offer delivery services. By ordering directly with the restaurant, you ensure the restaurant isn’t losing any commission to third-party delivery services. Let’s Eat, Bento and Island Grub allow users to order from a selection of Cayman’s most popular restaurants and track their food delivery in real-time using their iOS and Android-friendly apps.

Food Trucks

Hassle-free online ordering at www.pizzaboat.ky

Yummy Tummy, owned by the Pizza Boat team, delivers Indian fusion and sits on Shamrock Road outside Cayman Islands Brewery. Al La Kebab has a food truck called The Purple Monster, operating from the entrance to Selkirk Drive in Red Bay. Good Mood Food Co., which serves a variety of tasty and indulgent sandwiches and burgers daily, is parked at The Hive on Canal Point Drive, SMB. On the beachfront at Public Beach sits Murph’s Kitchen, serving up tasty tacos, sandwiches and Caribbean favourites. The Burger Shack food truck is parked in front of Country & Western Bar seven days a week. Beers & Brats sits in the 1981 Brewing Co. car park and offers hotdogs, burgers and gyros. Arepa 345

in the Regatta Business Park parking lot offers a variety of Venezuelan arepas and fillings. Boobies Food Truck is on Walkers Road selling international dishes, including Mexican burgers and pasta.

Tipping

The minimum wage for workers earning gratuities is CI$4.50 an hour. This is significantly lower than in other parts of the Caribbean, so tipping is an important part of a server’s income. Most restaurants include gratuities on the bill; however, it is good to check, as it is customary to leave a tip of around 15%.

BAR & CLUB SCENE IN CAYMAN

The Bar Scene

Cayman’s bar scene is lively and dynamic! For a full list, visit the ‘Bars’ section on www.caymangoodtaste.com. The most popular ones are:

All Stars Sports Bar (SMB) is a great place to play pool, darts and beer pong. Food is available. Backroom (SMB) offers a setting reminiscent of the prohibition years with great cocktails. Bevvy and the Lazy Lizard (SMB) are both popular spots, particularly after a SMB brunch on Sundays.

The Bird (SMB) is a hugely popular bar and restaurant known for its great vibes, late nights and delicious chicken sandwiches.

Coccoloba Bar & Grill (SMB) is part street taco joint, part beach hut offering expertly mixed margaritas and icy cocktails.

Craft F&B Co. (SMB) is a popular gastro pub with a large list of craft beers on tap.

Door No.4 (SMB) is a fantastic cocktail bar, serving classic and contemporary drinks, as well as delicious small plates.

Fidel Murphy’s (SMB) attracts many residents, particularly to their Friday karaoke nights.

GT Outpost (GT) Cayman's first gaming bar. Sit and sip on cocktails and craft beer as you play video and board games.

The Hive (SMB) is a casual bar with regular live music and food trucks. They also show sports.

Kaibo Beach Restaurant (Rum Point) offers a fun and tasty menu, as well as signature cocktails and their famous mudslide.

KARoo (CB) is a popular after-work venue,

offering cocktails, tapas and happy hour.

Le Petit Bar (WB) is an intimate wine and cocktail bar serving artisan charcuterie. They also offer spirits, beers and sake.

Legendz (SMB) is a popular sports bar with lots of seating and big screens.

The Lodge (SMB) is a fun bar with live music and karaoke events.

Lone Star (SMB) is a bustling, Texas-style bar, great for live music and Tex-Mex food. Macabuca (WB) is a great spot to watch the sunset, and divers can jump into the water right in front of the bar for a night dive.

Mango Tree (GT) has a popular outdoor bar and often hosts karaoke on Thursdays.

My Bar at Sunset House (GT) is a relaxed oceanfront bar just south of George Town. It’s the perfect place to watch the sunset and planes arriving on-Island.

Next Door (CB) is a cocktail bar from the restaurateurs behind Agua. As the name would imply, it is located next door to Agua on the Crescent.

Ophelia Bar (SMB) at Saint June, The RitzCarlton, offers a delectable selection of gelato, cocktails and fantastic sunset views on Seven Mile Beach. SEE AD PAGE 233

Sandbar (GT) is a fun waterfront daiquiri bar and grill that has live music weekly. They also host Boogie Nights on the last Friday of the month.

Silver Palm Lounge (SMB) boasts an exquisite cocktail menu, with live entertainment every Friday and Saturday evening at The RitzCarlton. SEE AD PAGE 233

Tillies & Coconut Club (SMB) is a chic beach bar and restaurant for sunset drinks. Union Grill & Bar (CB) is located on the water on the Crescent and offers an artisanal cocktail menu.

Vine and Tap (GT) A relaxed lounge for post-work drinks. Hosts a variety of events throughout the week.

Vines 2 Ocean (V2O) (SMB) offers a wine and raw bar experience, as well as light bites, in their intimate spot on West Bay Road.

The Wharf (GT) is a premier waterfront restaurant that is known for its Tuesday Salsa Nights and Best of 60s, 70s, 80s and 90s Old School Dance Party on the last Friday of the month.

The Club Scene

Grand Cayman is a small island, so there are only a handful of clubs. Many bars adopt a nightclub feel later in the evening. Lillie's (SMB) is a busy late-night lounge and nightclub with a younger clientele located in the Strand Shopping Centre.

The Lodge (SMB) is a late-night bar located below Lillie's nightclub, which hosts a weekly array of fun themed nights and live music. Seven Mile Night Club (SMB) is a late-night lounge with live music, booth seating and cocktails.

Note: Cayman observes a day of rest on Sunday, so bars and restaurants stop serving alcohol at midnight on Saturday. Dine-in beverages continue with Sunday morning brunch openings across the Island, and select retail locations now sell alcohol on Sundays for limited hours.

Cigar Bars

For the perfect casual cigar scene and a wonderful range of quality cigars, Backroom in Regency Court boasts an expansive

cocktail list and Cuban cigar selection, and Stogies Cigar Bar, across from George Town waterfront, offers a selection of spirits and cigars.

Mixology

The art of mixing the perfect cocktail is highly regarded on-Island. Luckily, bars and restaurants rise to the occasion, creating wonderful, innovative concoctions. There's even a whole week dedicated to the art of the cocktail every October for Cayman Cocktail Week (SEE AD PAGE 242) . See Culinary Events in this chapter for more information. Try Anchor & Den for their gin-centric, apothecary-inspired cocktails and chilled ‘lounge’ vibe, bàcaro for their hand-crafted cocktails and delectable small plates, Door No. 4 at The Grove for innovative tastes, as well as recreations of old-time classics, and Next Door in Camana Bay for a speakeasy-style bar and cocktails inspired by the Island. Fusion Mixology (Tel: (345) 923 9296) is a professional bartender service for all your event needs.

Live Music Scene

Cayman has a dynamic and diverse music scene. Some great spots for live music include Coccoloba, Kaibo, Ms. Piper’s, Next Door, Union Grill & Bar, Silver Palm Lounge, Tortuga Beach Bar and the Wyndham Reef Resort. Download the What’s On Cayman app for more details.

Catching ‘The Game’

Cayman is home to sports fans from across the world, and local bars and restaurants do their best to accommodate them. Salty’s, KARoo, Fidel Murphy’s, Legendz, Lone Star, Pirate’s Den (PDs) Pub and Coconut Joes all boast plentiful big screens, tasty food, drink specials and good service.

GROCERIES

Cayman’s supermarkets are very comparable to large North American grocery stores in terms of brand range. They carry most major US and Canadian brands, as well as USDA-certified meats, UK brands like Waitrose, lots of fresh fish, meats and a variety of fresh vegetables and fruit. All the supermarkets carry organic products; however, fresh organic fruit and vegetables from the US have to travel far to get here, unlike locally grown produce. The supermarkets sell very good meat, but the freshness of certain cuts of fish can vary between different stores. Ask when the fish came in and which is the freshest.

Supermarkets

Foster’s (Tel: (345) 945 3663) has five locations: Airport Centre (George Town), Camana Bay (Seven Mile Beach Corridor), Republix Plaza (West Bay), Countryside Shopping Village (Savannah) and a Foster’s Express, opposite Morritt’s Tortuga Club in East End. All locations are open Monday to Saturday, 6.30am-10pm, except Foster’s Express in East End, which is open Monday to Saturday, 7am-7pm. All locations are open from 9am-6pm on public holidays and closed on Sundays. Foster’s is well known for its fresh produce, meat and fish, locally produced goods and wide variety of speciality, organic and dietary-specific products available at

an inclusive range of price points. Foster’s is also the exclusive distributor of Waitrose products from the UK, and at Christmas time, they stock seasonal favourites, which get snapped up quickly! While all Foster’s stores maintain a similar format, their largest Camana Bay location provides the widest variety of organic and speciality products, as well as prepared meals for lunch and dinner.

SEE AD PAGE 231 & 389

Bay Market Café (open 6.30am-9pm Monday to Saturday) is a ‘Whole Foods’ style café located inside Foster’s Camana Bay, featuring a coffee and juice bar, all-day breakfast, light fare, gourmet salads and sandwiches, Asian-inspired wok and sushi, a grill bar, soup and salad bar, and hot and cold buffet-style options from the Caribbean and around the world. Choose from their large cheese section and enjoy pastries, cakes and bread baked fresh daily. Indoor and outdoor seating is available to patrons. Customers can skip the line and order the food they love from Bay Market Café by visiting www.baymarket. ky. Orders are available for pick up on the same day. Delivery is available for a small fee within Camana Bay only.

Hurley’s Supermarket (Tel: (345) 947 8488) at Grand Harbour Shoppes in Red Bay is open Monday to Saturday 7am-9pm and sells a large assortment of organic produce, well-known local and international brands, a variety of freshly made cold options and hot meals from their Fresh Kitchen. Hurley’s offers catering services and speciality cake orders.

Kirk Market (Tel: (345) 949 7022) is between George Town and Seven Mile Beach on Eastern Avenue and is open Monday to Saturday, 6.30am-9.30pm. Kirk Market offers a wider selection of gourmet, natural, organic, glutenfree and more special dietary foods than any other grocery store on-Island. In addition to these speciality categories, you will also find an extensive offering of well-known grocery brands. Kirk Market’s produce department features a diverse range of quality fruit and vegetables from both local and international farms. You will also find a full-service butcher counter, a bakery, a gourmet deli that features

a chef-inspired Mediterranean bar and a delicious hot bar and salad bar. Their in-house florist can create floral arrangements for any occasion or event. Visit www.kirkmarket.ky. Kirk Market is also home to Kirk Pharmacy (Tel: (345) 949 7180). SEE AD PAGE 391

Shopright (Tel: (345) 946 0000) has five locations: Walkers Road (George Town), Cannon Place (Industrial Park), The Grove (Seven Mile Beach), opposite Health City Hospital (East End), open Monday-Saturday 7am-10pm, and Sunday 7am-7pm and Windjammer Plaza (George Town), open Monday-Sunday 5am-11pm. Shopright carries a vast variety of food items, dairy products, bakery items, groceries, cleaning products, fresh produce, pet products, baby supplies, school and office supplies, and other various daily essentials. They are also one of very few stores to be open on Sundays for grocery items. Visit www. shopright.ky. SEE AD PAGE 239

International Groceries

The Oriental Market opposite Anderson Square in George Town is great for finding international ingredients. They stock a wide range of dry and canned Pan-Asian goods from China to Thailand. Open MondaySaturday 9am-5pm and Sundays 10am12pm. Tel: (345) 949 1109. Find their second location in Pasadora Place, open on Monday-Saturday from 9am-5pm. Tel: (345) 947 6000.

Online Grocery Shopping

There are various supermarkets on-Island that offer an online grocery shopping service. Foster's (SEE AD PAGE 231 ) offers home delivery across Grand Cayman from their Camana Bay location. Delivery costs vary, starting from CI$29.50 and increase depending where on the Island you are. There is also a CI$10 picking fee on top of the delivery fee. You can also order your groceries to be collected from the Camana Bay location. Visit www. shop.fosters.ky for more information or download the Freshop app from the Apple and GooglePlay stores. Shopright (SEE AD PAGE 239 ) offers a diverse range of

groceries and spirits available online (www.shopright.ky). Shop conveniently from any device and enjoy the flexibility of in-store pickup or delivery for your favourite items. Receive free delivery for orders CI$50 or more. For orders under CI$50, there is a CI$10 delivery charge. Plus, take advantage of same-day delivery service for orders placed before 12pm. Cost.U.Less (SEE AD PAGE 275 ) , the Island's bulk buy store, also offers online ordering for store pick-up only. Get your favourite foods and day-to-day essentials in bulk from the convenience of your phone at home. Visit www.costuless.com/ grand-cayman for more information. Hurley's Supermarket also provides an online delivery and pick-up service for customers Island-wide.

Farmers’ Markets

You can purchase an abundance of fresh, homegrown (and mostly organic) produce from the Island’s local farmers’ markets.

Camana Bay Farmers' Market & Monthly Artisans' Market

Discover all things grown in Cayman at the weekly Camana Bay Local Harvest Market on Wednesdays from 10am-4pm. Local farmers from around the Island gather to offer fresh produce and locally-farmed goods in stalls under the solar array opposite Jessie’s Juice Bar. During high season, you will find a combined Farmers' and Artisans' Market lining the Paseo, providing hand-crafted speciality goods, gifts and produce, with adjusted hours. For up-todate information, visit www.camanabay.com.

Cayman Farm & Garden

Patrick Panton sells a variety of fresh fruit, leafy greens, vegetables, fresh chicken, eggs and seafood from his farm in Bodden Town. He is at the Market at the Cricket Grounds on Saturdays and the Camana Bay Farmers Market on Wednesdays (both seasonal). He also has a thriving business doing home deliveries. Email: patrick.caymanfarmandgarden@gmail.com and ask to be put on his mailing list. Then, when you are ready to order, you can email him at orders.caymanfarmandgarden@gmail.com.

You can call him on (345) 526 4231 for more information. Or, you can arrange a farm pickup out in the Bodden Town countryside.

Hamlin Stephenson Market at The Cricket Grounds

This vibrant and lively market is open Monday to Friday from 7am-6.30pm and Saturday from 6am-7.30pm. Located on Huldah Avenue, next to the cricket pitch in George Town, you can buy fresh local produce, fresh-caught fish, meats, including goat meat, and eggs,

as well as sample traditional Caymanian cuisine. Purchase unique souvenirs and gifts, handmade crafts and artwork, traditional straw work, preserves, sauces, seasonings, natural beauty products and jewellery made with shells or the precious Caymanite stone.

Buying Fresh Fish

Cayman’s fishermen do a great trade, and on almost any day of the week, you can buy fresh fish on the waterfront in downtown George Town next to Cayman Cabana.

Fishermen anchor their boats offshore, set up tables on the beach and display their fresh catch. They charge per pound and sell the fish on the bone, but they will fillet it for you. You can also try the Market at The Cricket Grounds next to the cricket pitch on Huldah Avenue in George Town for fresh fish brought in several days a week by local vendors. The supermarkets sell the types of fresh fish you cannot get from local fishermen, such as salmon (wild and farm-raised), cod, catfish, sole, swordfish, haddock and trout. Do not buy local grouper, as it is critically endangered. A better choice is the similarly white, flaky lionfish, which is invasive.

Local Flavours

If you are new to the Island and have not sampled an authentic Caymanian dish, such as conch stew or a fresh fish fry, stop by one of Cayman’s favourite local spots, including Amelia’s Kitchen (George Town), Grape Tree Café (Bodden Town), Heritage Kitchen (West Bay), The Caboose (North Side) and Vivine’s Kitchen (East End). Be sure to top off your meal with one of Cayman’s sweet ‘heavy’ cakes made from cassava or corn.

Goods Produced Locally

Tortuga Rum Company (Tel: (345) 623 7701) manufactures delicious rum cakes that you can buy across the Island. You can also visit the factory and take a tour! Cayman Spirits Co. (Tel: (345) 943 4786) produces various locally distilled spirits, including Seven Fathoms Rum, matured at seven fathoms in Cayman waters! Call for a tour of the 5,000sq ft facility or email: walker@rum.ky. Cayman Cigar Co. (Tel: (345) 946 2447) handcrafts cigars using Caribbean tobacco that are hand-rolled by Cuban native Master Cigar Rollers. They can be bought at various supermarkets, liquor stores and cigar bars across the Island. Cayman Sea Salt sells its locally produced sea salt in most supermarkets and gift shops. Their sister company, Cayman Cookie Company, produces gourmet artisanal cookies with

a hint of Cayman sea salt. Find them at most supermarkets. Cayman Islands Brewery (Tel: (345) 947 6699) produces 11 locally brewed beers that people can sample at their tap room in Prospect. Saucha makes kombucha that is available at major grocery stores and health-minded restaurants. They are also a producer of artisan sourdough and a variety of ferments. For over 30 years, Cayman Honey (Tel: (345) 947 1255) has been produced by bees owned by Sybil and Otto Watler and is well-known as a local delicacy. They operate out of their home in Savannah and are very welcoming to visitors who would like to sample and buy their honey. They also sell it in the local grocery stores. Cayman Islands Sauce Company (Tel: (345) 516 2467) produces a hot sauce from the extremely hot scotch bonnet pepper. Carol Hay of Cayman Pepper Patch makes Gourmet Pepper Jelly that can be bought at supermarkets and select gift shops on Grand Cayman and in Cayman Brac

Gourmet Food

Carnivore Premium Meats

Carnivore, in Camana Bay, is the first chophouse of its kind in the Cayman Islands. They offer hand-crafted and premium products sourced from sustainable ranchers and local farmers. Tel: (345) 640 6328 or visit www.carnivore.ky.

Foster’s - Camana Bay

The Foster’s location at Camana Bay (open Monday to Saturday, 6.30am-10pm) offers the brand’s widest selection of organic and speciality products on-Island. In the ‘premium’ range, they sell a variety of jams, olives, sauces, spices, exotic fruit and vegetables (all organic), as well as an impressive assortment of cheese! They even sell fresh, organic dog food.

SEE AD PAGE 231 & 389

Kirk Market

In addition to well-known grocery items, Kirk Market carries an excellent selection of fine gourmet foods from around the world. They also feature fresh local produce and an impressive selection of natural, organic and

gluten-free products. Tel: (345) 949 7022 or visit www.kirkmarket.ky. SEE AD PAGE 15 & 391

The Tasting Room

Sells Italian olive oil, balsamic vinegar and honey. On request, they will prepare gourmet picnics and gift baskets filled with wine and amazingly delicious food. Located in the Caribbean Plaza on West Bay Road. Tel: (345) 322 4925.

Buying In Bulk

Buying in bulk can be very beneficial. It saves both time and money and is more environmentally friendly. The below stores also carry a wide variety of canned and dry goods (great for stocking up on emergency supplies during hurricane season), frozen meats and seafood, a limited selection of fresh produce and a selection of children’s toys, televisions, other electronics and more.

Cost.U.Less is in Governors Square off West Bay Road and is open Monday-Saturday, 8am-9pm. It is the Island's biggest and main bulk buy store. Tel: (345) 745 5377.

Priced Right offers warehouse shopping without a membership. Their wide selection allows you to find everything you need for your home and family. There are two stores, The Airport Centre and Republix Plaza. Both open Monday-Saturday 7am-9pm and are closed on Sundays. Tel: (345) 815 1070 or (345) 949 3214.

Reflections Food 4 Less has two locations, MacLendon Drive (Tel: (345) 949 3797) open 24/7 and Godfrey Nixon Way (Tel: (345) 947 3663) open Monday-Saturday 7am-10pm, Sunday 7am-7pm. They both sell drinks, frozen food and canned and dry goods.

BEER & WINE

Local & Speciality Beer

You can find most of your favourite American and international beers at Cayman’s bars and restaurants. For a good selection of draught Irish beers on tap, head to Fidel Murphy’s Irish Pub &

Restaurant. There are also a few home-grown breweries on-Island that produce their own locally crafted beers. Cayman Islands Brewery Ltd. (Tel: (345) 947 6699) produces 11 beers year-round and creates some seasonal beers. There is also a tap room on site, so you can sit and enjoy the beers while watching the brewers hard at work through the windows into the filtration room. They are committed to sustainability and work hard to reduce their carbon footprint. Find out more at www.cib.ky. 19-81 Brewing Co. (Tel: (345) 945 0440) is devoted to creating premium quality craft beers, starting with their three signature hand-crafted beers: Island Session, Cayman Blonde and their Tropical IPA. 19-81 beers are available on tap at many local bars and restaurants and can be bought in cans at various liquor stores. You can visit them at their dedicated tap room on Dorcy Drive. Craft Food & Beverage Co. (Tel: (345) 640 0004) boasts the largest selection of craft beers on-Island. The beer menu features over 10 beers on tap, ranging between local and international selections, and many cans to choose from. The GT Outpost (Tel: (345) 916 3066) on George Town’s waterfront offers a unique selection of craft beers from around the world and has a dedicated beer wall showcasing their collection.

Liquor Stores & Wine Merchants

Blackbeard’s is a premier retailer of fine wines, beers and spirits. Blackbeard’s carries a wide selection of the world’s leading brands with monthly beer, wine and spirit promotions. Each location features craft beers suitable for all tastes, as well as eclectic and exclusive wines, spirits and alcoholic beverages from the top regions. It also has a full range of sodas, juices and mixers, as well as snack items. Blackbeard’s stores are always on your way home with seven convenient locations across Grand Cayman and Cayman Brac. For locations and opening hours, visit www. blackbeards.ky/locations. You can also shop online with free delivery www.blackbeards.ky. Jacques Scott has seven stores across the Island with a huge array of quality wines, spirits and beer products. They pride themselves on high levels of friendly and knowledgeable customer service and ease of shopping for adult drinks. Jacques Scott also offers free delivery to your home or office anywhere in Grand Cayman. Tel: (345) 949 0277 or visit www.jacquesscottonline.com. A gift basket service to meet a range of budgets is available at their Wine Cellar location. (SEE AD THIS PAGE) Tortuga Fine Wines and Spirits has been family owned and operated since 1984 with several liquor store locations, including a store in Owen Roberts Airport. They sell their world-famous rum cake and other Tortuga products. Tel: (345) 623 7701. Vino Veritas (Tel: (345) 526 8466) has no retail outlets but operates from its climate-controlled cellar. When ordering wine from them, call and chat with their wine expert, who will recommend a mix of wines to fit your taste and budget. They will then deliver to any address in Grand Cayman. Shopright also stocks a great selection of wines, beers and spirits. The sale

of alcohol at Shopright (opposite Health City Hospital (East End), Cannon Place (George Town), The Grove (Seven Mile Beach) and Shopright Spirits (Walkers Road)) is permitted from MondaySaturday, 10am-10pm and Sunday, 1pm-7pm.

Wine Bars

For wine aficionados, Cayman is home to some fantastic wine bars and restaurants with dedicated wine rooms and cellars. Many have received the 'Award of Excellence' for their wine list offerings. LUCA has received the Wine Spectator Award every year since 2008, and joining them in this award are Grand Old House, Agua, Ragazzi, The Wharf and Le Petit Bar –the latter is a newbie to the Island's wine bar scene. Vines 2 Ocean is another new addition, where wine lovers can share a bottle along with a range of charcuterie.

Duty on Alcohol

Liquor carries a heavy duty in Cayman.

This is reflected in liquor store prices and the cost of drinks at bars and restaurants. Duty on hard liquors like rum starts at CI$11.85 per litre. Duty on wine is CI$3.60, champagne CI$10.80, sparkling wine CI$7.80, overproof liquors CI$15.98, liqueurs CI$13.50 and duty on beer is CI$1.95.

CULINARY THINGS TO DO

Stay on top of the latest culinary happenings with the Events Calendar on www.caymangoodtaste.com or the Cayman Good Taste app. Also, download the What’s On Cayman app for the most comprehensive source of events in the Cayman Islands.

Annual Culinary Events

Being the culinary capital of the Caribbean, the Island offers various annual events that have become firm favourites among locals and visitors alike. There are festivals, themed weeks and long weekends catered to tasty tipples and divine dishes for epicureans and foodie newbies throughout

the year. What's more, this list of delicious culinary events is constantly being added to, so keep an eye on Cayman's culinary calendar at www.caymangoodtaste.com so you don't miss out on the next big event!

Cayman Cocktail Week

Cayman Cocktail Week is a celebration of all things sip-worthy in the Cayman Islands. Towards the end of October, enjoy a collection of almost-daily fun and interactive events focused on the art of the cocktail. For more information, visit www.caymancocktailweek. com. In 2024, Cayman Cocktail Week will be held 18th-24th October. SEE AD THIS PAGE

Cayman Cookout

The Caribbean’s most-respected culinary event, hosted by Chef Eric Ripert, features a roster of world-famous chefs, sommeliers and mixologists at The Ritz-Carlton in Grand Cayman. Events include culinary demonstrations, tastings and dinners. The next iteration is scheduled for January 2024. Visit www.caymancookout.com.

www.caymancocktailweek.com

Cayman Restaurant Month

Every October, enjoy dining out at some of the Island’s best restaurants for the best prices. Participating restaurants create delicious 2-course and 3-course lunch and dinner menus at great value prices. Visit www. restaurantmonth.ky.

Street Food Festival by Live

Set in the heart of George Town is Street Food Live, where you can indulge in unfamiliar bites, as well as familiar flavours. There are live musicians providing an amazing soundtrack while you eat. Visit www.streetfoodbylive.com.

Taste of Cayman Food & Drink Festival

Foodies gather in their thousands to experience classic local cuisine and new tastes from further afield. In addition to delicious culinary offerings, festival-goers can enjoy live music, chef demonstrations and fireworks. Visit www.tasteofcayman.org.

Cooking Classes

Bon Vivant Kitchen Studio

Tel: (345) 623 COOK (2665)

Email: info@bonvivant.ky

www.bonvivant.ky

Bon Vivant offers bespoke culinary experiences featuring a wide range of international cuisines and culinary techniques. Their classes are small and offer the opportunity to get hands-on and learn from some of Cayman’s best Chefs. Visit their website for an up-to-date calendar of events and to book your spot. Bon Vivant also offers private classes and corporate team-building events, which are completely customisable to your group’s interests and experience. Augment your special event with sommelier-led wine pairings, cocktail mixology lessons or premium ingredient offerings such as truffle and caviar. SEE AD PAGE 212 & 281

Saucha

Offers private and group cooking lessons across the Island, with a focus on vegan food using local ingredients. Email: britta@ sauchaliving.com for more information.

The National Trust for the Cayman Islands Offers traditional cooking classes of local

Caymanian food. Visit www.nationaltrust.org. ky/events for their schedule.

Full Moon Celebrations

Kaibo’s ‘Luna del Mar’ dining experience started the full moon celebration scene. On the Friday closest to the full moon, you can enjoy a nine-dish sharing feast on a torch-lit beach with lanterns, a fire pit and a DJ. Cayman Ferries operates a 25-minute water taxi service between Camana Bay and Kaibo; see www. caymanferries.com for details. The Cracked Conch and Macabuca on North West Point Road in West Bay share an outstanding oceanfront location, with a large deck that is great for full moon dining. (SEE AD PAGE 235 ) Join Chellamella as they create a special menu in the middle of the National Botanic Park on the full moon of each month, with a six-course dinner and a tour through the gardens at night. Visit www. chellamella.com for more information.

Food & Wine Societies

International Wine & Food Society (IWFS)

Cayman’s branch of the IWFS hosts a number of events throughout the year, including wine tastings, dinners and cooking demonstrations. Membership is only by invitation from another member. Visit www. iwfs.org/americas/cayman-islands.

Slow Food South Sound

This international culinary group promotes the use of local and sustainable food, the preservation of local food cultures and the enjoyment of dining in a convivial setting. Email: slowfoodcayman@gmail.com for information.

Sunday Brunch in Cayman

Restaurants are buzzing on Sundays between 11am and 3pm with an impressive feast of fresh seafood, breakfast favourites, delicious desserts and unlimited prosecco or champagne. Reservations are a must. Popular choices include LUCA, Anchor & Den at the Marriott Beach Resort, Blue Cilantro and The Westin. For a casual vibe with more affordable prices, try Tukka,

Harbour Grille, Cimboco and La Casita.

Wine Tasting & Dinners

Many restaurants, such as Grand Old House, have dedicated wine bars and host wine dinners. See the Cayman Good Taste events calendar for upcoming events. The following companies offer wine tastings.

The Tasting Room

Caribbean Plaza, West Bay Road, SMB

Tel: (345) 322 4925

Offers fantastic wine and food tasting evenings by reservation only.

WineSchool3

Unit 3, Paddington Place, Godfrey Nixon Way

Email: info@wineschool3.com

Offers a range of wine and spirit tasting classes, suitable for both small groups and large corporate gatherings of 100+.

CATERING

Many hotels and restaurants provide catering, but the following caterers are equipped with years of experience, varied portfolios and all offer a unique service.

Chellamella

Tel: (345) 925 5224

Email: chellamella.info@gmail.com

A unique private dining experience. The team creates a six-course menu that showcases local produce and demonstrates the variety of ingredients the Islands have to offer.

Food For Thought

Tel: (345) 945 2433

Email: info@foodforthought.ky

Catering services for corporate events, weddings and private parties.

Mise en Place

Tel: (345) 623 2433

Email: events@catering.ky

www.catering.ky

A premium catering company that specialises in personalised catering options for weddings, private events and corporate functions. They also provide private chef services to suit your specific requirements.

Being Green

In light of the most recent United Nations Framework Convention on Climate Change (UNFCCC) calling for a push for more action towards attaining the 17 Sustainable Development Goals (SDGs), the conversation of how each of us can contribute towards the preservation of our natural environment has taken centre stage in Cayman. In early 2023, Auditor General Sue Winspear released a 63-page account detailing the Government's disappointing efforts in reaching selfconstituted targets – most notably the National Energy Policy, which, while aiming for 70% renewable energy by 2037, barely reached 3% in 2023 – raising concerns among locals. Also in 2023, the Government announced they are aiming for 100% clean energy and 100% emissions reduction by the year 2050. With the Islands’ population expected to reach 100,000 before 2031, overdevelopment has been on the rise, sparking apprehension among environmentalists about the future and conservation efforts of the Central Mangrove Wetlands. Though Category-4 Hurricane Ian brushed past Grand Cayman in 2022, significant damage was certainly done to several parts of the Island, causing local environmental organisations like Protect Our Future and Cayman Islands Mangrove Rangers to highlight the importance of the protection of the Island's mangroves and wetlands in order to better protect the Island as a whole. While threats to Cayman include beach erosion, overdevelopment, flooding, coral reef bleaching and diseases, invasive species, decline in fish and turtle populations, loss of mangroves, challenges to agriculture and food security, we should be reminded of the economic value that a prospering environment provides. With

Photos courtesy of Julie Corsetti

one of Cayman’s largest sources of revenue – tourism – being supported by how we treat the environment, it is hoped that the implementation of an updated Climate Change Policy will assist in improving the country’s environmental impact through 2024 and beyond. Nevertheless, these changes rely on the participation of Cayman’s population and people are urged to make the attitude and lifestyle changes required to reduce waste and its environmental impact. Continue reading to find out how you and your family can get involved in the green community.

One of the most pressing environmental issues for the community is the George Town landfill site, a Government facility that manages the waste that visitors, residents and businesses on the Islands produce. It is known to most residents as 'Mount Trashmore'. This great mound of rubbish is evidence of the waste legacy of many generations, and even with significant pressure on the government from environmental organisations to find a solution, the fastest and most efficient way waste can be reduced is simply by each household making a conscious effort to reduce their solid domestic waste.

The Landfill Site & Project ReGen

The proposed plan to tackle Cayman’s ever-growing landfill site is to create a comprehensive Integrated Solid Waste Management System (ISWMS) called ‘ReGen’. The public-private partnership between Dart and the Department of Environmental Health (DEH) will include a series of modern, efficient, clean and safe waste management facilities that will transform the way we handle our trash, with the main focus on Recycling, Renewable Energy and safe disposal of solid waste. With the first phase of capping the landfill already well underway, the Government is hoping that this will finally be a successful attempt at 'fixing the landfill', which has been promised for decades.

It has been almost six years since the

Dart-led consortium was selected as the preferred bidder to design, build, finance, operate and maintain the new waste management facilities. Since then, the financial modelling has been updated, most recently at the beginning of 2023, but while the costs have soared in comparison to the original estimates, no final figure has been confirmed. Though the deal between Government and the Dart consortium was expected on 31st July 2023, at the time of print, finances have not yet been agreed. The Government currently spends around CI$11 million disposing of the massive amount of rubbish generated in the Cayman Islands. This is partially offset by third-party revenues, but it is clear that future costs will be much more.

It is anticipated that the ReGen facilities will be operational by 2027 once a financial deal is done, and it will take over responsibility for all public waste management for the next 25 years. It is expected that the ReGen integrated waste management facilities will have the capacity to divert up to 95% of waste from the landfill, with the majority of waste processed through an Energy Recovery Facility (ERF).

Any materials that cannot be repurposed or recycled, the ERF will incinerate, and the heat from the combustion will be utilised to generate steam to drive steampowered turbines. The electricity generated from the turbines will then be exported to the grid through CUC, and it is estimated that this will contribute approximately 8.4 megawatts (MW) to the local grid. This translates to approximately 7% of the Islands' electricity needs during peak hours. The ERF will operate under the European Union Industrial Emissions Directive air quality standards, which are currently considered the highest global standard. A new fully-lined residual waste landfill will accept material not suitable for the ERF and air pollution control residue (fly ash) generated as a by-product of the ERF combustion process.

A material recovery facility will be developed to sort and bale various

recyclables, plastics, steel and aluminium cans, paper and card. The facility will also provide a commercial-scale composting area for horticulture/yard waste, and there will be a reuse centre where people can deposit unwanted but functional goods and furniture.

There is also an educational aspect to the project. A significant amount of work needs to be done to educate the public so current habits are radically altered and more environmentally friendly recycling practices are encouraged across the three Islands. ReGen is a sustainable waste management infrastructure that will allow for the final closure and remediation of the existing George Town landfill. Upon completion and commissioning of Project ReGen, Cayman should no longer be faced with an unmanageably large waste issue.

SUSTAINABLE EATING

A significant factor of sustainable living includes making the right choices when it comes to food. In Cayman, much of our food is imported, and a considerable amount of energy, fuel and water is used in the entire process of growing, distributing, storing, and cooking our food. Although choosing local produce is a great way to offset this energy use, we do not always have the option to do that. However, consciously eliminating food waste can reduce the size of the ever-growing landfill.

Choose Local

While it is unlikely that Cayman will ever stop relying on imported food, the local agribusiness is flourishing. Refer to pages 239-240 in the Food and Drink chapter for more information on locally-produced goods, farmers' markets and more. Remember to bring your own bags as you don't want to leave with more plastic!

Grow Your Own

You can grow a whole range of fruits and vegetables, including tomatoes, leafy greens, herbs, eggplants, melons, bananas, mangoes and many more. The ideal growing season is November–April, when

WASTE MANAGEMENT IN CAYMAN

it’s cooler and drier; however, you will need to water the plants regularly and look out for pests. It is worth investing in sustainable agriculture equipment, employing vertical farming or aquaponic farming techniques. These relatively easy make-it-yourself structures provide both optimised plant growth and minimised water waste and land usage. You can pick up seeds or baby plants from any of the local nurseries, plus soil, organic pesticides, and gardening tools. See the Shopping chapter for a list of garden centres.

Shopping Green

As of July 2023, the Government is taking steps towards issuing an Island-wide ban on the importation of eight types of single-use plastics. These include plastic individualuse straws, plastic stir sticks, small plastic grocery bags, polystyrene cups, plastic chopsticks, plastic helium-filled balloon sticks, plastic sky lanterns and polystyrene clamshell food containers. They will be giving businesses a 12-month period of adjustment and the public are asked to prepare as well.

On the drink front, single-use plastic water bottles are still a problem. Companies such as Flowers Bottled Water produce filtered, chlorine-free water that they sell in large five-gallon bottles, which you can buy in most petrol stations or convenience stores or have delivered directly to your home or office. You can further reduce your plastic pollution by installing a Koola bottle-less water cooler. This acts like a mini water purification plant, connecting to your building’s water supply and filtering out chlorine, lead, phosphates, and bacteria.

Composting

Composting, the natural biodegradation of organic materials, is a good way to recycle your leftover food and food scraps. Compost is primarily used as a fertiliser in soil and can be useful to farmers, landscapers and nurseries. If you enjoy home gardening, making your own compost will certainly save you money on mulch and potting

soil, and it is relatively easy to manage. Composting systems, typically described as ‘bins’, come in a variety of different sizes, but you can also make your own. A. L. Thompson’s (SEE AD PAGE 194, 208, 210, 251 & 280) usually has composting bins in stock

AT WORK

For the most part, work environments sit empty at night, so it is a waste of both energy and money if things are left on. To ensure your work environment is greener, turn off lights and air conditioning and shut down computers before you leave at night. Set computers to energy-saving mode and don’t use screensavers. Instead, switch off your monitor. Eliminate unnecessary power use or ‘phantom power’, the term used to describe the way devices use and waste electricity when they are not on, by unplugging electronics when not in use.

E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) collects most old electronic equipment and recycles it in an environmentally friendly way. Customers can schedule an appointment on their website to have electronic waste collected. Visit www.e-waste.ky. Kirk Office (SEE AD PAGE 78) (Tel: (345) 623 5475) sells an array of FSC-certified paper and recycled products in addition to a range of Energy Starcertified electronics. They also accept your used ink and toner cartridges, as well as old computers, printers and photocopiers, all of which are then recycled.

Collect office newspapers and take them to the Humane Society or One Dog At A Time. Stock your office break room or kitchen with reusable dishes and silverware and buy coffee, sugar and other consumables in bulk to avoid extra packaging.

Encourage your employers to install JUNK (Tel: (345) 325 5865 or (345) 925 4374) 'Recycling Made Easy' recycling bins at your office and encourage your children's school to do the same. JUNK will assist you with a programme that is tailor-made for your workplace, whether large or small. Cartridge Smart (Tel: (345) 325 5865), a subsidiary of JUNK, will recycle and refill any printer

cartridges, from small personal printers to large professional copiers. If your office has regular suppliers, check them for sustainability.

AT HOME

Whether you own or are renting a home, making environmentally friendly choices will help preserve our beautiful Islands.

Reduce, Reuse & Refuse

As mentioned, the George Town landfill on Grand Cayman has started to undergo remediation. However, it is essential that we all strive to reduce, reuse and refuse our waste. Refuse styrofoam as it cannot be recycled and is one of the biggest culprits of ocean pollution. Say no to singleuse plastics, such as plastic produce and shopping bags, plastic utensils, and even disposable coffee cups. Buy mesh produce bags for fruit and vegetable purchases, reusable coffee cups and glass or stainlesssteel straws. Reusable straws are available at Bon Vivant, Foster’s and Kirk Home Centre. Reducing the amount of waste we personally generate ultimately reduces the amount of waste we send to the landfill.

Recycling

Recycling reduces the amount of waste sent to landfills and conserves natural resources such as water, timber and minerals.

There are recycling depots across Grand Cayman, many of which are located at the Island’s major supermarkets and petrol stations. After recyclables are placed in the multi-coloured bins at any of the depots across the Island, they are taken to the DEH recycling centre at the George Town landfill. Once the recycling has been separated and baled, it is shipped to its final destination in Florida, where it is distributed to various waste processing facilities. Remember to wash items before depositing them in recycling bins, as contents can contaminate the entire recycling bin. Labels and caps must be removed from bottles as these often cannot be recycled. It is essential that no additional waste items are placed in recycling bins as they can also contaminate

the recyclables and could cause the entire bin to be landfilled. Residents can recycle the following items at each location:

a) paper and cardboard; b) clean metal food cans (steel and aluminium); and c) PET/PETE and HDPE plastics (numbers 1 and 2). Be sure to check the bottom of containers for codes like PET, PETE and HDPE or the 1 and 2 symbols. Please note that glass is no longer recycled on-Island.

Read the signs at each depot and follow the instructions carefully. Remember to separate your waste at source. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags or cling wrap in with the numbers 1 and 2 plastics. Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing.

As mentioned previously, you can also get JUNK to help make your recycling easier. They offer stackable bins for residential and small business use and larger bins for those generating more recyclables. From as little as CI$50 per month, JUNK collects recyclables (aluminium, cardboard, and plastic types 1 and 2) every week from your home or office. Your recyclables are responsibly prepared for export to their waste management partners, thus diverting them from the George Town landfill. Contact JUNK by email: info@junk.ky or manager@junk.ky.

If you have old electronic equipment such as computers, keyboards or cables, E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) will collect and recycle them. Fees for collecting electronic waste start at CI$7.50 per item and increase depending on the nature and volume of the material.

Island Recycling (Tel: (345) 516 3333), which is part of Island Waste Carriers, will collect your non-ferrous metals, including aluminium, copper, brass and some scrap car parts and, depending on the volume, may pay you for it.

Department of Environmental Health (DEH) (Tel: (345) 949 6696) oversees all the Islands' recycling. Other services that the

DEH provide include district sanitation and rodent control, solid and hazardous wastes, including waste collection, recycling and disposal and public education and promotion programmes.

Cleaning Products

Environmentally friendly cleaning products are becoming more common in Cayman’s stores. These green products clean just as well as their harsh chemicalladen counterparts but are made entirely from natural ingredients which are nontoxic, free of phosphates, fillers, fragrance, chlorine, dyes and NPE. They are not tested on animals, nor do they contain animal additives. Another benefit of these green products is that they are far better for the septic tank systems that most homes in Cayman use.

The Refillery (Tel: (345) 743 8888), located in Country Corner Plaza in Savannah, offers a refilling service for all your household cleaning products. Simply take your empty containers to The Refillery and they will top them up with their ecofriendly cleaning solutions. They also sell eco-friendly products, such as candles, soaps, scrub brushes, shampoo, conditioner and deodorant. They are open Monday to Friday, 10am to 6pm, and Saturday, 9am to 6pm. Foster’s and Kirk Market lead the way for supermarkets in supplying safe cleaning products. EcoCay, an online-only store, also sells sustainable, plastic-free and non-toxic cleaning products as well as other everyday essentials.

Top Tips for Being Green

Small choices can make a difference, so here are some ways you can reduce your impact on the environment:

> buy reusable bags to take with you to the grocery store

> buy glass food containers and reuse them

> take reusable containers when you get takeaway food

> use reusable cups and bottles

> avoid disposable cutlery

> choose eco-friendly cleaning products

> avoid toiletries that contain microbeads

RECYCLING LOCATIONS:

ALUMINIUM CANS

PLASTIC (NOS. 1 AND 2)

MIXED PAPER & CARDBOARD

❑ Camana Bay Recycling Centre

❑ All Foster’s locations (except West Bay)

❑ Kirk Market

❑ Ed Bush Sports Centre, West Bay

❑ Government Administration Building

❑ North Side Civic Centre, North Side

❑ George Dixon Public Park, East End

❑ BarCam Service Station, Prospect

❑ All five district parks

BATTERIES

❑ Lead acid car batteries: drop off at the DEH landfill, garages or retailers

❑ Small household batteries: place in the blue tubes at Foster’s, Cost.U.Less and some public businesses and condos

❑ Rechargeable batteries (computer, camera and cell phone batteries): drop off at Funky Tangs or BrandSource for shipment to the US for recycling

ELECTRONIC WASTE

❑ Deliver to the DEH landfill public drop-off, call Recycling Services (Tel: (345) 547 6654), JUNK Removal and Recycling (Tel: (345) 325 5865) or E-Waste Cayman Islands Ltd. (Tel: (345) 916 6764) for stripping and recycling in the US

BOOKS & OLD CLOTHING

❑ Drop off at the Humane Society, the Red Cross, the New To You Bargain Shop at the NCVO or PAWS

VEGETABLE & YARD WASTE

❑ Drop off at the DEH landfill (they will mulch it) or start your own compost

VEHICLE TYRES & OIL

❑ Drop off at DEH landfill

Residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular business hours.

> swap to non-plastic alternatives e.g. a bamboo toothbrush or a moon cup

> avoid products containing palm oil and, when unavoidable, buy those containing RSPO-certified palm oil

> reduce your meat and dairy intake or try 'Meat-free Mondays'

> opt for eating Lion Fish at restaurants as they are a highly invasive species

> buy your fish from locally-caught marketplaces like the fish market right by the George Town harbour

> be mindful of water usage and install a ‘low flow’ shower head to save water

> use rechargeable batteries

> repurpose newspapers and towels by taking them to the Humane Society and donate magazines to the hospital

> take old copies of the Cayman Resident magazine to the National Museum to use in craft activities

> repurpose old printers and laptops by donating them to schools or charities

> return clothes hangers to dry cleaners

> donate second-hand clothes

> delete old photos and documents from your cloud data storage.

Being a Green Family

In order for your kids to value the importance of recycling, you must lead by example. The more fired-up you are about recycling, the more interested they will likely be in participating. Kids should see recycling as an exciting way to help protect the Earth and all the incredible creatures that call Cayman home. If you plan to make recycling a regular chore for your kids, incentivise it by rewarding them with fun activities like trips to the beach or park. Take some time when you visit the beach to pick up some trash and help keep Cayman looking beautiful. Encourage your kids to join youth-led environmental organisations like Protect Our Future or Junior Mangrove Rangers for the opportunity to meet like-minded friends, get involved in community cleaning efforts and expand their understanding of climate change and other related subjects.

Household Appliances

The most environmentally friendly fuel source available in the Cayman Islands is propane. Home Gas (Tel: (345) 949 7474) (all three Islands) and Clean Gas (Tel: (345) 233 4427) (Grand Cayman only) are the two available providers. Home Gas offers installation, service and delivery, whether residential or commercial, and works with their customers throughout the whole process of designing, installing and maintaining a propane system. They also offer propane and product guidance for all indoor and outdoor appliances.

Dry Cleaning

When you need dry cleaning on Grand Cayman, Island Cleaners (Tel: (345) 949 5391) and Puritan Cleaners (Tel: (345) 949 7104) are both eco-friendly companies that use environmentally safe dry-cleaning products, recycle hangers and offer a same day service, if needed. Fluff ‘N’ Fold (Tel: (345) 943 5833) in Camana Bay also uses energy-efficient equipment, non-toxic chemicals and recycling programmes to reduce their impact on the environment.

WHEN BUILDING

Increasingly, focus is shifting to ecofriendly property design by way of solar panels, geothermal cooling systems, lowflow plumbing, high-efficiency appliances and LED lighting with reduced energy bills as renewable energy equipment, such as solar panels, is duty-free for residential homeowners. The Customs and Tariff Act also eliminated the duty for spray polyurethane foam insulation, polyurethane foam sheets, low e-film for windows, smart thermostats and smart home energy monitors. It is hoped that this duty waiver on a range of energy-efficient devices and materials will encourage the insulation of homes to reduce electricity consumption.

Cayman National Bank’s GreenLiving programme offers loans of over US$10,000 with 100% financing available to qualifying borrowers for hybrid and electric vehicles, solar panels or batteries,

energy smart shutters or other energy smart upgrades. For more information, visit www.caymannational.com or speak to a member of the customer services team at one of their six branches located across all three Cayman Islands.

If you are thinking about designing and building a green home, consider the following steps:

> Find a design-builder who has proven experience with green homes in Cayman

> Use key building products like Insulated Concrete Forms (ICF) such as Fox Blocks, which are manufactured locally, spray foam insulation, low VOCs materials and finishes, impact/insulated windows, Watersense-rated plumbing and Energy Star-rated appliances

> Own your own energy. With the growing demand for alternative energy sources, utilise solar energy in your home (see Powering Your Home later in this chapter for more information)

> Design your home with the intent to have as much foliage protecting the outside to maximise cooling effects and minimise air conditioning usage

> Alternatively, try a geothermal cooling system. Companies like GeoCayman can help you cool your home much more efficiently than traditional air conditioning systems, saving you substantial energy and money.

Please refer to the Building a Home chapter for more information.

Flowers Group

184 Seymour Road, Industrial Park

Tel: (345) 623 0000

Email: customerservice@flowersgroup.com

www.flowersgroup.com

The Flowers Foam Products division of the Flowers Group supplies state-of-the-art, locally manufactured building products, including Insulated Concrete Forms (ICF), foam flat sheets, steel stud and tracks, architectural components and custom shapes and signs.

SEE AD PAGE 221

Importing Green Technology

In order to promote sustainable practices,

caymannational.com

100% GreenLiving Financing

GreenLiving Loan Offers

Energy Smart Upgrades

100% financing added to existing residential mortgage

Term: Over remaining term currently in place or term being extended

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Interest rate: 0.25% less than the existing mortgage rate

Interest only payments for 3 months

Collateral: Loan to value cannot exceed 95%

Fixed rate offering available upon request

Solar Panels or Batteries/Energy Efficient Propane Appliances or Generators

Hybrid/Electrical Vehicles

100% financing

Term: up to 8 years

1% commitment fee waived

Collateral: Bill of Sale, Police Lien and Comprehensive Insurance

Other Terms and Conditions apply

the following items are completely dutyfree for import:

> smart thermostats

> home energy monitors

> spray polyurethane foam insulation

> polyurethane foam sheets

> low e-film for windows

> bicycles

> electric vehicles under CI$29,999.

POWERING YOUR HOME

Fossil fuel costs to power our homes will only continue to rise as finite supplies dwindle worldwide. Electricity is already costly in the Cayman Islands, and as small Caribbean countries don’t have the bargaining power of larger countries, they will be the hardest hit as oil reserves become more limited. Cayman’s goal of obtaining 70% of its power from renewable resources by 2037 has fuelled discussions on finding alternative ways of doing this. While solar power remains a trusted option for renewable energy, interest in geothermal energy cooling systems is also on the rise. If you are interested in converting your energy to become renewable and sustainable, the following company can help:

GreenTech Solar

Tel: (345) 949 8324

Email: info@greentechsolar.ky

Provides solar panels and energy storage solutions.

Solar Power

Significant improvements are being made in the solar energy industry every year, and Cayman is the perfect location to harness the power of the sun. Solar energy can be harvested in two ways, namely solar photovoltaic (PV), which converts sunlight into electricity, and solar thermal, which heats water. The initial costs of purchasing these systems are significant and the Government does not currently offer subsidies, but they have made all renewable energy equipment completely duty-free as an incentive. Affordable Solar (Tel: (345) 546 6686) provides a wide

range of services and sells energy storage systems, off-grid solar systems and solutions.

You now have the option to essentially 'rent' out the land or roof space of your home or business to CUC, which requires no upfront or ongoing cost contribution, and it comes with the first opportunity to consume up to 100% of the renewable energy production on-site for a fixed renewable energy rate for 25 years. Similar to the CORE programme, this will then replace the variable rate component on energy bills. Should you choose to own the renewable energy system, CUC will recover monthly payments. This programme allows more of CUC’s customer base to participate in renewable energy while hedging a portion of their energy costs as a result of renewable energy consumption.

Any customer interested in installing a renewable energy system larger than 50 kilowatts should contact CUC for more information by emailing: service@cuc.ky.

The electricity regulator, The Utility Regulation and Competition Office (OfReg), is responsible for approving any additional capacity for the CORE and DER Programmes in the Cayman Islands. Customers should check the availability of capacity for the CORE and DER Programmes with their local renewable energy installer or with CUC by emailing service@cuc.ky. For more information on both programmes, visit www.cuc-cayman. com/customer-service/renewable-energy.

Solar Power Storage

Although Cayman enjoys over 300 days of sunshine a year, you will need to consider an alternative source of power should there be insufficient sunlight. One such option is the Tesla Powerwall battery. These rechargeable lithium-ion batteries are wallmounted and can be stored either outside your home or inside your garage.

These batteries can help provide financial savings by charging and storing energy. They also ensure power in the event of a power outage, instead of having

to use a generator, which makes them especially useful should we experience any hurricanes. See the Disaster Preparedness chapter for more information on how to prepare for hurricane season.

Distributed Renewable Generation Systems

CUC has multiple energy programmes to incentivise customers to contribute clean energy to the Island’s energy grid.

The Consumer-Owned Renewable Energy (CORE) Programme has been in place for over a decade and is a net-billing arrangement, whereby customers who own renewable energy systems (like solar panels) can sell all the excess energy their system produces to CUC at a contracted rate as a credit to their CUC account, thus deducting from their electricity bills from CUC at their usual retail rates.

The Distributed Energy Resource (DER) Programme allows participating customers to self-consume energy they produce from their renewable energy systems and, in doing so, avoid costs related to consumption and demand from the grid.

Applicants will have to pay CI$250 to be part of one of the programmes (and the application process will close as soon as the 6-megawatt limit has been reached).

Utility-Scale Solar Farms

The 5 MW Solar Farm is the Island's commercial solar project, located on a 20-acre site in Bodden Town, Grand Cayman. This solar farm was also the first Independent Power Producer (IPP) in Grand Cayman, selling electricity to CUC through a Power Purchase Agreement (PPA). The farm comprises 21,690 polycrystalline photovoltaic (solar) modules, each with a DC-rated capacity of 305 watts. The facility is connected to CUC’s Bodden Town Substation and provides equivalent energy to power approximately 800 homes with clean, renewable solar energy. Additional solar farms and possibly wind farms in the Cayman Islands would lessen our dependency on

fossil fuels and decrease the millions we spend on importing diesel fuel each year.

CUC’s Integrated Resource Plan (IRP), approved in early 2019, calls for new technologies to be introduced, including significant amounts of solar and wind power. Other technologies are being considered in order to reduce the overall level of greenhouse gas emissions associated with electricity generation. The IRP dovetails with the National Energy Policy (NEP) and will give shape to the energy

generation plans for Grand Cayman over the next 30 years. Both the IRP and NEP call for a significant increase in renewable energy projects over the next 10 years.

Geothermal Cooling Systems

Unlike common central air conditioning systems that distribute cool air into your home through heated gas and refrigerants, geothermal cooling systems are known to have lower operational costs and last up to 10 years longer than conventional A/C.

Geothermal cooling systems work by removing heat from your home and/or workplace building, transferring it to the water pipe systems buried beneath your house or in your yard. The result of this is a cooling ‘air conditioning’ type effect that removes heat from the circulated air, transfers that heat back to your water systems in the ground and then returns the newly cooled air back into your home.

GeoCayman

One Capital Place, Shedden Road

Tel: (345) 526 1832

Email: ccreighton@geocayman.ky

www.geocayman.ky

GeoCayman provides energy-efficient, lowcost geothermal cooling solutions for both commercial and residential properties.

Alternative Cooling Systems

If you are looking for a more organic and less costly method of lowering air conditioning usage, consider planting lots of foliage around your house, adopt a white or silver-coloured roof and keep windows and doors open during the cooler times of day to allow a breeze.

GOVERNMENT INITIATIVES FOR HOMEOWNERS

In July 2023, the Ministry of Sustainability (SEE AD THIS PAGE) and Climate Resilience announced the launch of the new Cayman Home Energy Efficiency Retrofit (CHEER) programme that enables eligible Caymanian families to receive various upgrades to improve the overall energy efficiency of their home. This will enable households around Cayman to reduce their energy consumption and thus increase the overall sustainability of their homes. The only catch is the eligibility criteria. To apply you must:

> be Caymanian

> own your home and live in it

> have a total household income of CI$4,000/month or less

> have a home that is no more than 2,500 square feet gross floor space

> consume 2000 kWh or more per month.

To learn more, visit www.resilience.ky.

SWIMMING POOLS

As a pool owner, there are a few steps you can take to help keep your energy bills down:

> Think about the pump A pool pump is the second largest consumer of energy in a home after your A/C. If you install a variable speed pump, it will pay for itself very quickly with energy savings.

> Environmentally friendly products

Consider using a chlorine generator, also known as a saltwater pool system. These systems turn ordinary salt into chlorine and are kinder to the environment and your skin. Use LED lights for lighting as they use far less energy than incandescent bulbs.

To find out more about swimming pools and how to maintain them, contact Oasis Pool & Spa (Tel: (345) 945 7665 or visit www.oasis.ky) or Pool Patrol (Tel: (345) 949 8543 or visit www.poolpatrol.ky).

GET INVOLVED IN THE GREEN COMMUNITY

For more information related to cleanup days and other green events, make sure you download the What's On Cayman app and follow @protectourfuture.eco and @ plastic_free_cayman on social media.

Plastic Free Cayman

Wonderfully, the Plastic Free Cayman movement continues to grow. This notfor-profit, non-governmental organisation (NGO) has caught the community’s attention and people are more than ready to refuse single-use plastic bags and plastic straws and take reusable water bottles, cups and containers with them to refill and use. Visit www.plasticfreecayman.com or email: info@plasticfreecayman.com to learn more about the movement.

Earth Day Cleanup

An annual event in Cayman, the Earth Day Cleanup draws hundreds of volunteers to collect litter and debris from Cayman’s roadsides and beaches. The event takes

place in April each year, in unity with Earth Week. Visit www.caymanchamber. ky to find out when the 2024 event will take place.

The National Trust

The National Trust for the Cayman Islands, established in 1987, is a non-profit, nongovernmental organisation dedicated to preserving natural environments and historic places for the Cayman Islands' present and future generations. They focus on environmental, conservation, Blue Iguana conservation, historical, and educational programmes. With custodianship over 14 heritage sites and 17 environmental sites across all three islands, these locations are protected indefinitely for the community. The Trust operates as a membership-based organisation, granting members priority tour bookings and discounts on events and the retail store. Additionally, members can benefit from the reciprocal programme with participating members of the International National Trust Organisations (INTO), which provides discounted or free admission to National Trust properties in various countries, including Australia, New Zealand, Barbados and the UK. Contact membership@nationaltrust.org.ky or visit www.nationaltrust.org.ky.

Protect Our Future

The youth of the Cayman Islands have been particularly involved in environmental action in recent years, with the youth-led environmental organisation Protect Our Future (PoF) taking the lead. The group is organised into various sub-groups in order for everyone to find their own niche way to contribute; whether it's outreach, teaching younger kids about climate change, partaking in various activism projects, or just showing up on the weekends to participate in fortnightly beach clean-ups, joining PoF is a great way to get involved. Visit www.pofcaribbean.org or email protectourfuturecayman@gmail.com and follow @protectourfuture.eco on social media to learn more about their efforts.

Mangrove Rangers

The Cayman Islands Mangrove Rangers programme vows to protect the Islands' last remaining mangrove forests by training young Caymanians and educating students, teachers and other members of the community to understand the importance of the conservation of these delicate ecosystems. Children between ages 8-14 are able to join monthly "Junior Rangers" meetings. For more information on how to get involved, email: info@mangroverangers.ky or visit mangroverangers.ky.

While the Islands' population continues to grow, so does the number of cars on our roads. During the morning and afternoon rush hour periods, the buildup of stagnant traffic is not only overwhelming for drivers all over Cayman, but is also terrible for the air quality of our natural environment. Modes of public transport, such as the public buses or carpooling with friends, coworkers or neighbours, can help in tackling this problem. If you are considering buying a car, Hybrid and Electric Vehicles (EVs) are an excellent alternative to traditional petrolfuelled cars – and there is little to no duty in place if imported for personal use! For a list of electric car charging stations, visit the Hybrid and Electric Cars section of the Cayman Resident website. The most recent 5-year National Energy Policy declared that by 2050, 100% of new vehicles should be electric, so it is important to consider this target when deciding whether or not to invest in EVs. For those on a tighter budget, there is a booming market for used cars on the online EcayTrade platform and at used car dealers. If you are travelling to North Side for a staycation or just to spend the day at the beach, Cayman Ferries is a quicker and greener alternative to driving. See the Transportation chapter for more information on used car dealers, duty costs of importing an electric or hybrid car and alternative modes of transport.

SUSTAINABLE TRANSPORT

Transportation

Cayman’s roads continue to undergo many changes as the Government grapples with improving traffic conditions for the Islands’ commuters. The need to find new ways to alleviate rushhour congestion is already a contentious issue amongst residents, and that debate continues to grow in fervour. It is widely believed that the pace of residential development in Grand Cayman is outstripping the highway infrastructure necessary to support it. Nevertheless, as of August 2023, the NRA is close to completing a two to six lane increase of the Linford Pierson Highway, with a connecting road from Outpost Street. In addition, works on the Crewe Road realignment and widening (westbound from Grand Harbour) are imminent, including the King’s Sports Centre roundabout enhancement linking to Edgewater Way, so residents can avoid Grand Harbour altogether. The latter is slated to begin in late 2023. These upgrades look to significantly improve traffic at this bottleneck, and the forthcoming results of a study into possible traffic solutions for the now infamous Grand Harbour roundabout may also increase hope for quicker journeys to work and school. The NRA will also be working on the following projects in 2024:

> Godfrey Nixon Way extension and beautification, in keeping with a ‘neighbourhood’ theme with a landscaped median connecting Eastern Avenue to the main George Town area.

> Airport Connector Road linking the roundabout by Cayman International School with Sparky’s Drive in Industrial Park. Phase 1

Photos courtesy of Julie Corsetti and Rebecca Davidson

is due to be completed by the end of 2023, with Phase 2 starting early 2024.

> East-West Arterial widening along a 0.6-mile-long stretch of the highway from Poindexter Road to Hirst Road, including the Poindexter Road roundabout, is estimated to be completed by late 2023.

> East-West Arterial Road expansion extending from Woodland Drive, Savannah to Lookout Gardens, Bodden Town. Work is on hold pending an Environmental Impact Assessment (EIA) and other factors. You can find out more about these and other projects by visiting www. caymanroads.com.

There is debate as to whether these changes will have a lasting effect on reducing traffic congestion or if widening the roads is simply a temporary solution. Regardless, the number of vehicles on Cayman’s roads are growing rapidly. Figures from Customs and Border Control (CBC) show that in the last five years (ending in 2022), the average number of imported cars was 4,790 vehicles per year. Statistics obtained from the DVDL also show there were 58,248 actively licensed vehicles on the road by the end of 2022, an increase of more than 3,500 from the previous year, and a total of 63,878 driver’s licences were issued or still valid, an increase of 2,500 from 2021.

RULES OF THE ROAD

In Cayman, there are drivers hailing from all around the world, where traffic laws can be quite different. It is crucial that drivers know the rules of Cayman’s roads to drive safely.

Here’s what you need to know:

> We drive on the left-hand side of the road

> Seatbelts must be worn by all passengers

> Turning left at a red light, only after a full stop, is allowed and is legal

> Using a mobile phone (unless hands-free) while driving is illegal

> We have a few four-way stops. These work on the basis of whoever gets to the fourway stop first, after making a full stop, proceeds first

> The speed limit on the Island varies between

25mph-50mph. Speeding tickets are freely dispersed to people who go over the limit

> The speed limit in school zones is 15mph when, a) amber lights are flashing or b) road markings or signs are posted

> All drivers must give way to pedestrians on pedestrian crossings

> Headlights must be fitted to dip left. Those importing cars from the US take note

> The use of fog lights is not allowed

> You cannot overtake if there is a solid single or double white (or yellow) line in the centre of the road

> The law requires that in the event of an accident involving injury to a person/ animal/vehicle, you must exchange names, addresses, DOB, registration numbers and your insurance details. Or report the accident to the police within 24 hours.

Roundabouts

Along with road widening, roundabouts have been used as a means of controlling traffic flow. There are now over two dozen located around Grand Cayman, including a couple of three-lane roundabouts. Here are some rules that can help you if you are unfamiliar with how roundabouts work and want to avoid an accident:

1) Always travel around a roundabout in a clockwise direction. Never turn right onto a roundabout or you will turn into the oncoming, one-way traffic!

2) All traffic approaching a roundabout must yield to the traffic that is already on it that is coming from your right. All vehicles already

on the roundabout have right of way and you must wait for space to get onto it.

3) Use your indicators when approaching and exiting a roundabout. If taking the first exit, indicate left when approaching and exiting. If taking the right exit or going all the way around the roundabout, use the right indicator until you are about to reach your exit, then indicate left to leave the roundabout. If taking neither the left nor right but the straight-ahead exit, do not indicate on approach but indicate left just before taking your exit. Make sure not to overtake while on the roundabout. If a car is on your right and they want to turn left, they have the right of way, and you may be in their blind spot.

4) When using a mini single-lane roundabout, merge left when space is available and keep left of the painted circle until you reach your exit. All other cars must yield to a vehicle on the roundabout. Be sure to indicate when exiting the roundabout.

5) When using two-lane roundabouts, if taking the first or second exit, keep in the left-hand (outer) lane. Keep in the righthand (inner) lane if taking a subsequent exit and maintain your position until the exit prior to the one you will be taking before merging to the outer lane. When merging prior to exiting, check your mirrors to ensure someone is not overtaking you on the outside. Use your indicators! See the diagram above for guidance.

6) When driving on a three-lane roundabout, it is important to use caution. Know your

intended exit as you approach and ensure you are in the correct lane. The rules are: 1) keep in the left-hand lane if taking the first exit and indicate left, 2) keep in the middle lane if driving straight ahead and follow the lane marked with a straight-through arrow; indicate left just before you exit, 3) If taking a subsequent exit, use the right-hand lane and indicate right while on the roundabout. Just before reaching your exit and as you exit the roundabout, switch to your left indicator. Check your mirrors before moving from the inner lane to the outer lane prior to exiting, to ensure that no one is overtaking you on the outside.

Using the Centre Turning Lane

The turning lane in the centre of some roads is designed to help drivers turn without holding up other drivers. The lane should never be used for overtaking.

Overtaking

As traffic volume increases, more of Cayman’s single-lane carriageways are being upgraded. On a two-lane dual carriageway, you should stay in the left-hand lane. Use the right-hand lane for overtaking or turning right at roundabouts. After overtaking, move back to the left-hand lane when it is safe to do so. On a dual carriageway with three or more lanes, you may use the middle lanes or the right-hand lane to overtake vehicles to your left, but you should return to the middle lanes and then the left-hand lane when it is safe to do so. Overtaking using an inside lane is not permitted. Finally, always remember MSM or mirror-signal-manoeuvre, prior to overtaking another vehicle.

School Buses & School Zones

Under the Traffic Act (2021 Revision), when a school bus has its lights flashing and has stopped to allow children to get on or off, drivers are not permitted to overtake. This applies to vehicles approaching the bus from both directions. If you approach a bus that

is letting children off, stop at least 20ft away and wait until the bus has pulled away before you continue driving. You should also pay attention to the 15mph speed limits in designated school zones. At certain times of the day, warning lights flash outside schools and school zones, indicating to drivers that they need to reduce their speed.

Cell Phones, Texting & Driving

A CI$150 fine is automatically issued to anyone seen driving while talking on a mobile phone unless it is hands-free or mounted. In 2022, 528 tickets were issued by the RCIPS for drivers using a mobile phone whilst operating a vehicle. In section 78 of the Traffic Act (2021 Revision), it states that the ban on mobile telephones whilst driving does not apply, so long as their use, “does not require the pressing of more than one button to make, receive or terminate a telephone call.” You are, however, legally allowed to use your phone while driving if you are calling 911 to report an emergency and it is impractical to pull your vehicle over.

Children & Car Seats

Cayman’s Traffic Seat Belts Regulations (2012) state that any child travelling in a motor vehicle must wear a seatbelt or, for those under two, be seated in a car seat attached by a seatbelt. It also states that a rear-facing child’s car seat must not be fitted in a seat with a front airbag. Children’s car seats can be purchased from Little Coconuts (www.littlecoconuts. ky). Second-hand options can be found on EcayTrade (www.ecaytrade.com) and Facebook Marketplace

Tinted Windows

In 2022, 797 traffic fines were issued for vehicle windows that were tinted in excess of that permitted by law. Whilst a certain level of tinting of your car windows is permitted, it is important to know how dark you can make them. In Section 23 (3) of the Traffic Act, (2021 Revision), it states that you may tint your front

passenger and driver windows up to 35%, rear and quarter glass windows at 15% and 15% for the rear windscreen. The front windscreen may only have six inches of tint measured from the top at any degree. Tint installers, police and vehicle inspectors use light meters to determine legal compliance. If your car windows do not meet the criteria, you risk being fined and your vehicle will fail a licensing inspection until the tint is brought within legal levels.

Drinking & Driving

Although the drinking and driving rules in Cayman are strict, it continues to be the leading cause of fatalities and serious collisions on Cayman’s roads. In late 2022, the legal limit for bloodalcohol level whilst in charge of a motor vehicle was lowered from 0.1% to 0.07% in an attempt to combat this issue. Yet the RCIPS reports that in the entirety of 2022, approximately 60% of all DUI offences involved those who were driving at double the 0.07% drink-drive limit or more. In 22% of cases, drivers were three times over the limit. In 44% of DUI cases, a collision was involved. Driving at excessive speed (also a major traffic issue — 3026 tickets were issued in 2022) and DUI were the two most significant underlying factors that led to the 15 road fatalities which took place in the Cayman Islands in 2022. In June of 2023, the new Governor of the Cayman Islands, Jane Owen, expressed concern that there were already 100 DUI arrests made in the previous five months of the year. If you do intend to drink prior to using Cayman’s roads, it is highly advisable that you seek alternate forms of transportation.

If you are caught either driving or sitting in the driver’s seat of a car while over the legal limit of 0.07% (70mg of alcohol in 100ml of blood), you will be fined CI$1,000 or imprisoned for six months, and you will lose your driving licence for a year. Repeat offenders face larger fines, longer jail terms and

permanent driving bans. Having a DUI conviction can also affect your ability to obtain a work permit in Cayman.

LEGAL REQUIREMENTS

DRIVING LICENCES

Theory & Driving Tests for Non-Licence Holders

For those wanting a licence, the path is routine, but the process is quite slow. First, you must book a theory test of driving knowledge at one of the Department of Vehicle & Drivers’ Licensing (DVDL) offices or you can email: dvdlexambookings@gov.ky. You have 40 minutes to answer 40 multiplechoice questions (on a touchscreen computer), of which you must get 80% correct. Nine incorrect answers in a row is an automatic fail. The test costs CI$25 and, if there is space available, you can take the test at the time of booking. In the Cayman Islands, you have to be 17 years old to be qualified to apply for a licence. Take your passport on all visits to the DVDL test centre for proof of identification.

the written test, the DVDL recommends that you review their official Road Code booklet, which can be found on their website, as well as parts of the Traffic Act (2021 Revision) and all of the Traffic Regulations (2012). Their website, www. dvdl.gov.ky, has a wealth of information on it, including links to all the traffic laws. Alternatively, there is a very detailed and well-informed driving instruction book called ‘Drive Safely in Cayman’ by Graham Walker, who started teaching driving in Cayman in 1992. He has retired from teaching on the road but still updates his book every other year. It costs about CI$20 and is available at local booksellers.

‘L’ plate must be visible on the front and back of the vehicle. Also, make sure that your car insurance policy covers a learner driver; most will require that the learner is put on the insurance.

Four weeks after obtaining the provisional licence, the practical road test can be taken for a fee of CI$50. Note: It cannot be taken earlier than four weeks or later than six months after obtaining the provisional licence. You can book an appointment for the practical road test

in advance after passing the written test. A full driver’s licence will be issued when both exams are passed. For Groups 0-3, the fee is CI$75 for three years or CI$125 for five years. For Group 4+, it is CI$120 for three years, CI$200 for five years or CI$400 for ten years.

Cayman Islands residents can now collect their renewed driver’s licences from local post offices. This new option was introduced by the Government to streamline the process. Motorists have the

Having passed the theory test, you can then obtain a learner’s licence for CI$60, which is valid for six months and allows you to drive whilst accompanied by someone with a full Cayman licence (who has been qualified for one year). An

choice to renew their licences online at www.dvdl.gov.ky and collect them from the post office, or they can still opt for inperson renewal at DVDL offices.

There is no difference in a driving licence for automatic or standard shift (manual) cars. You can take your test in either type of car and then drive whatever you like.

Driving Instructors

Brand new drivers to Cayman’s roads should organise driving lessons with the following instructors who have been approved by the DVDL The Real Thing Driving School - Francisco Baccay (Tel: (345) 328 1357). Cherry Marie Scott (Tel: (345) 928 8284) offers the two-hour theory lesson and a pre-test on the driving rules and Martin’s School of Motoring (Tel: (345) 923 7218). For lessons in riding a motorbike, call Keith Keller at the Cayman Islands Motorcycle Riders Association (Tel: (345) 945 7433).

Converting an Existing Licence

According to the Traffic (Amendment) Act (2021 Revision), if you have a full, valid domestic driving licence from a Convention country, that is, a country within the Geneva, Vienna or Paris Convention on Road Traffic Agreement (see www.dvdl.gov.ky for a full list of applicable countries), you may drive on it for a period not exceeding six months. You must then take (and pass) the written theory test before your licence can be converted to a Cayman driver’s licence. However, if you fail to complete this transfer during those six months, then you will have to take both tests (theory and practical) in order to get a local driver’s licence. This basically means that people from all the major European countries, most major English-speaking countries (including Canada, the US and South Africa), and a handful of Caribbean countries, are entitled to obtain a Cayman driving licence after they have passed the written theory test. You then have the option of getting a driver’s licence that is

valid for three, five, or ten years.

If you currently have a learner’s permit or are enrolled in the Graduated Driver’s Licensing Programme from another country, then you will have to schedule to take both the written theory and practical road tests in Cayman.

If you have an International Driving permit, you can legally drive on it for as long as it is valid. However, you cannot convert an International Driving permit to a Cayman driver’s licence.

If you have a full, valid driving licence from a country that is not a Convention country, then under section 29 of the Traffic Act (2021 Revision), you are allowed to drive for only one month if you drive a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. After one month, you are required to pass both the written theory and practical road tests. However, you do not need to hold a learner’s licence to sit the practical road test as you already have driving experience.

If you are caught driving without a valid licence, there is an automatic CI$4,000 fine or imprisonment for up to 12 months.

If you are a legal resident, you can drive on Cayman’s roads if you:

> Have an International Driver’s permit. As long as it is valid, you are exempt from the requirement to hold a Cayman driver’s licence and can, therefore, drive on it legally.

> Have a full, valid domestic driver’s licence from a Convention country. You can drive in Cayman for up to six months before having to pass the written theory test so you can be issued with a Cayman driver’s licence. If you wait longer than six months, you will also have to pass the practical road test.

> Have a full, valid domestic driver’s licence not from a Convention country. You can drive for one month in Cayman, but only a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. To legally drive thereafter, you must obtain a Cayman driving licence by passing both the written theory and the practical road tests.

> Have a full Cayman driving licence. Cayman driving licences are only valid for either

three, five or 10 years. You will need to get your licence renewed promptly or you are effectively driving without a licence and therefore driving illegally. If caught driving without a valid licence, you will be suspended for a year.

If you are a visitor (i.e. not a resident and you don’t have a work permit):

> You can drive in Cayman provided you have a valid driver’s licence and insurance coverage.

> Visitors who have a full, valid driver’s licence from a convention country can drive for six months in Cayman.

> Visitors who have a full, valid driver’s licence not from a convention country can drive for one month in Cayman, provided they only drive a motor car, a truck not exceeding 8,500lbs or a motorcycle under 125cc (Section 29A Traffic Act 2021).

If you lend your car or truck to a visitor, you must ensure they have a valid driving licence, otherwise they will be deemed to be driving illegally and this could invalidate your insurance. You must be very clear on what your insurance company requires before covering you. Some policies have very strict age limitations, while some will not insure people until they are 21, 23 or even 25 years of age. Additionally, most insurance companies will not insure new drivers to drive an SUV until they have had a licence for one year.

Obtaining a Driving Reference Letter

A driving reference letter, also known as a driving record, can be obtained from the DVDL which outlines the driver’s licence history in Cayman. The document costs CI$75 and takes approximately three working days to be processed. Obtain this before leaving the Island if you intend to drive overseas in places like Canada where you will not be issued, or reissued, a Canadian driver’s licence without it.

DVDL Offices

The Department of Vehicle and Drivers’ Licensing (www.dvdl.gov.ky or email: dvdl.

helpdesk@gov.ky) is authorised to inspect and test vehicles, register motor vehicles and maintain the register, issue licences in respect of motor vehicles and drivers, and conduct driving tests.

The Department of Vehicle & Drivers’ Licensing (DVDL) has three locations in Grand Cayman:

> 990 Crewe Road, Red Bay, Tel: (345) 945 8344. Open: Monday-Friday 8.30am-4pm. No vehicle inspections on Wednesdays.

> Jacques Scott Market Place, 2357 West Bay Road, West Bay, Tel: (345) 945 8344. Open: Tuesday-Friday 10am-6pm and Saturday 9am-4pm.

> 2035 Bodden Town Road (opposite the South Coast Bar and Grill), Tel: (345) 244 5528. Open: Tuesday-Friday 10am-3pm, 4pm-6pm and Saturday 9am-3pm.

The Department of Vehicle & Drivers’ Licensing (DVDL) in Cayman Brac and Little Cayman:

> Cayman Brac District Administration Building, Tel: (345) 948 2222. Open:

Monday-Friday 8.30am-4pm.

> Little Cayman District Administration Building, Tel: (345) 948 1051. Open: Every other Thursday 9am-2.30pm.

LICENSING YOUR VEHICLE

Your vehicle can be inspected and its registration renewed for up to 30 days before the expiry date. You can also renew your vehicle and driving licence online— just follow the tab on the DVDL website. No more waiting in line! You will still have to get your car inspected, but that process is usually quite quick, and once they confirm your car has passed, the information will be recorded in their computer system. Failure to license your vehicle could result in a hefty fine. In 2022, there were 2,152 tickets issued to drivers for keeping a vehicle on the road that was not properly licensed.

Administration Building. The cost for one year’s inspection and licensing for a vehicle up to 2,500cc or a four-seater car (excluding the driver) is CI$215 (CI$180 registration, CI$35 inspection). Any vehicle that exceeds 2,500cc and does not exceed eight seats (excluding the driver) costs CI$235. A Hummer costs between CI$535 and CI$1,035 per year. A truck up to 8,500lbs costs CI$435 per year (CI$400 registration, CI$40 inspection). Disabled vehicles have no annual licensing fee unless you own two, in which case you must pay standard fees for the second vehicle. Scooters, trucks and taxis have different prices for both inspection and licensing. Vehicle inspections are offered at the Crewe Road and Breakers locations. Avoid doing this on rainy days, as they will not inspect the cars if it is raining, or at the beginning and end of the month as they get very busy. You can also have your vehicle inspected at various automotive repair shops and many people will combine an

process. You can find a list of approved private garages on the DVDL website. The garage will issue you with a Certificate of Roadworthiness, which you then take to the DVDL when you go to renew the car licence.

Depending on the age of the vehicle and registration history, it can be inspected and licensed for one, three or five years. For five years, the vehicle must be brand new and not previously licensed in any country. Vehicles licensed for three years must not be older than ten years from the date of manufacture. Licence plates cost CI$75 per set. Personalised plates can be purchased for CI$400 per set (replacements cost CI$30 each). With the new electronic licence plates, you are required to place the coupon at the top centre of the windscreen, directly below the rear-view mirror. However, if you still have old plates, place the coupon within six inches of the edge on the left side or driver’s side, with the time period facing

The law does not require you to have a Cayman licence to register a car in your name, but if you are registering it in the name of a company, you must have a Certificate of Good Standing from the Registrar of Companies, located on the ground floor of the Government

Disabled Parking Badge

To obtain a disabled parking badge, you can collect a form from the DVDL or download a PDF version from the DVDL website and have a licensed physician fill out the relevant portions, stating whether it needs to be temporary or permanent. Your application will then be reviewed, and if approved, you can purchase a tag for CI$5 or you can choose to pay a fee of CI$75 for a licence plate. Visitors are allowed to use their international disabled parking badge for the duration of their trip to legally park in designated spots.

Transfer of Ownership

When purchasing or selling a vehicle, you need to transfer the ownership. You and the buyer/previous owner must fill out a transfer form from the DVDL, or sign the transfer section of the log book in front of a witness from the DVDL.

In the unfortunate event that you are responsible for dealing with the vehicle of a person who has passed away, a death certificate or a notarised copy must be produced. If the spouse is seeking the transfer, then an original or notarised copy of the marriage certificate is required as well. If the person dies intestate (without a Will), then a notarised letter or affidavit must be produced stating that there are no other interested parties, including a spouse or any children who would otherwise be entitled to the property. If there is a will with multiple trustees/administrators, a letter stating that there is no objection to the transfer of ownership must be signed by all with a witness. The notary public must be the same across all documents requiring notarisation.

A fee of CI$25 will be charged to complete the transfer. For further guidance with this process, visit www. dvdl.gov.ky.

Disposing of a Vehicle

Before taking your vehicle to the George Town landfill, you must terminate its licence at the DVDL. Fill out an

‘Application for Suspension/ Termination of Vehicle Licence’ form and present it to the DVDL along with photo ID and the vehicle’s registration certificate. You will have to pay any additional back-duty if accrued. You will then be required to surrender your registration plates, logbook and coupon to the DVDL. If you are terminating your vehicle prior to the expiration date of your coupon, you may get a refund. Once this process has been completed, the vehicle cannot be driven on the road. The Department of Environmental Health charges a CI$75 fee to remove a derelict vehicle from private property and dispose of it. Otherwise, you can have it towed and dropped off at the George Town landfill at any point during its opening hours (Monday-Friday, 7am-4pm). You must be the registered owner of the vehicle to terminate it. In exceptional circumstances, another person can terminate the vehicle if the registered owner has given written authorisation in an affidavit in the presence of a Licensing Officer, a Justice of the Peace or a Notary Public.

MOTORCYCLE & SCOOTER LICENCES

There are three groups of motorcycle licences: Group 0 (mopeds/motor scooters), which are covered under Groups 2, 3 and 4, Group 1 (up to 125cc) and Group 1A (over 125cc). You must be at least 19 years of age to drive a motorcycle with an engine over 125cc.

If you have a bike licence from abroad that explicitly states that you are entitled to ride a bike over 125cc, then it may be possible to obtain a Full Group 1A licence by taking a theory test and paying a CI$75 fee. However, this largely depends on which country your licence has been issued in and is not guaranteed. If you already have a Group 2, 3 or 4 Cayman driver’s licence, then you can easily obtain a Learner’s Group 1 bike licence without having to take a written test. Having obtained it, you should book a practical road test. With a Provisional Group 1

licence, you are only allowed to carry a passenger who is the holder of a Full Group 1 licence.

If you don’t have a qualifying licence, then you need to pass both written and practical tests. Once you’ve obtained a Full Group 1 licence, you must wait one year before you can qualify for a Provisional Group 1A, and after you have been tested again, you will be able to ride unlimited displacement motorbikes. However, if you are over 19 and can prove you have a full Group 1 licence, then you can skip the 12-month wait time. Cayman Custom Cycles (Tel: (345) 945 7433) offers this course, along with the Group 1 motorcycle training courses.

CAR INSURANCE

You can transfer ownership of a car without car insurance, but you cannot license the vehicle without insurance. The average cost of third-party cover for a mid-sized car not exceeding 2.5 litres (2500 cc) is likely to be in the region of CI$450 to CI$650 per year, depending on whether it is a convertible or a sports car (which are more expensive). Comprehensive insurance on a nearly-new second-hand CI$16,000 car would be in the region of CI$850 per year (with a noclaims discount factored in). Insurance on a new CI$32,000 BMW 3 series would cost over CI$1,000 per year (with all discounts factored in). If you bring a letter from your existing insurance company stating that you have had no claims in the last year or more, you may be eligible for a discount. Also, be aware that banks insist on comprehensive policies covering cars they are financing, and some insurance companies will not sell comprehensive insurance on vehicles over ten years old. Insurance rates vary considerably, so shop around. Note: Third-party insurance is available on-Island, but it does not cover fire, theft or collision. It is a good idea to ask if the comprehensive policy covers hurricane or flood damage (also known as ‘acts of God’), as some companies do not.

Also check your policy, as many will automatically only cover drivers aged

25 to 65 who have had a licence for 12 months or more. Insurance rates for teenagers who have recently passed their driving test are extremely high as they are seen as inexperienced drivers. You may find it easier to find car insurance on a second-hand four-door car than on a high-end sports car if you are under 23.

If you are caught driving without insurance, the police take it very seriously and you will be subject to a fine of CI$2,000, imprisonment for 12 months, plus the loss of your licence for 12 months or more. If you lend your car to someone knowing that the car is not insured, then they, plus you, as the owner of the vehicle, will be fined and lose your licence for 12 months. The law requires that you must carry your car insurance documents in your car at all times and present them to police whenever asked. For a list of car insurance providers, please refer to the Settling In chapter.

RENTAL CARS

Cayman has many top international rental car companies, as well as reputable local ones. Rates are higher in winter (from mid-December) but lower in the summer (from mid-April). Vehicle options are wide-ranging. Most rental car companies offer resident rates.

To rent a car, drivers must have a credit or debit card in order to make the reservation, be over the age of 21 years and have a valid driving licence. If you are under 25, depending on the rental company, you may not be subject to full coverage, may be charged more or may not be allowed to rent a car.

Alamo Rent-a-Car

At the Airport, George Town

Tel: (345) 945 7368

Apex Car Rentals

At the Airport, George Town

Tel: (345) 623 4808

Email: apex@abcayman.com

Avis

At the Airport, George Town

Tel: (345) 949 2468

Email: avisgcm@candw.ky

Budget Rent-a-Car

At the Airport, George Town

Tel: (345) 949 5605

Economy Car Rental

At the Airport, George Town

Tel: (345) 949 9550

Email: economy@candw.ky

www.economycarrental.com.ky

Economy Car Rental provides a modern selection of rental vehicles ranging from small sub-compact cars to 12-seater buses and commercial vehicles. They guarantee to find the perfect car to fit your needs, whether you’re on vacation or require a rental whilst your own vehicle is off the road.

Hertz

250 Owen Roberts Drive, GT (near the airport)

Tel: (345) 943 4378

National Car Rental

At the Airport, George Town

Tel: (345) 945 7368

Super Slick Car Rental

Tel: (345) 324 6260

Email: superslick3@gmail.com

ZÜN

10 Market Street, Camana Bay

Tel: (345) 943 2834 or email: info@zuncar.ky

Rental and car sharing business. Drop zones can be found at Camana Bay, the Kimpton and Regatta office park.

LEASING A VEHICLE

For residents looking to live here for only one to five years, leasing may be a better option. The following companies offer car

leasing:

Swift Auto Leasing

Tel: (345) 927 5727

Email: info@swift.ky or www.swift.ky

Swift Auto Leasing offers flexible and

economical vehicle leasing options to meet the needs of new residents in the Cayman Islands. Their vehicle selection is reliable, fuel-efficient and convenient to drive. The lease offering includes 24/7 roadside support, insurance, vehicle licensing and all maintenance. A security deposit is required upon signing, along with the prepayment of the first month’s lease. The minimum lease term is three months at a rate of CI$550 per month. Lower rates are available with longer lease terms.

SEE AD PAGE 262

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park, GT

Tel: (345) 946 8697

Email: info@tonystoys.net

www.tonystoys.net

Tony’s Toys offers long and short-term leasing options for both part-time and fulltime residents. Choose from a variety of sizes, makes and models, including Toyota, Mercedes, BMW and Honda. From compact to SUV, luxury to practical, there is something to fit every customer’s needs. Leasing rates start from CI$600 per month and all contracts include insurance, vehicle maintenance, roadside assistance and unlimited mileage.

SEE AD PAGE 259 & 265

IMPORTING A VEHICLE

If you would like to import a car to the Cayman Islands, here’s a brief summary of the process. You’ll need to get the car to the Port of Miami or Tampa, book the car on the next ship sailing to Cayman and clear US Customs. If you are importing a vehicle from Japan, it will come through the port in Jamaica and then to Cayman. In the meantime, contact the shipping company/ agent and take all your paperwork to Customs to pay duty (0%-42% depending on the type and value of your car), plus a one-time fee for future car disposal (see the Environmental Disposal Fee section on page 263). Following that, head to the Port Authority to pay the port handling fees. You can then collect your car immediately once it arrives, though CBC may require inspection of the vehicle. You can hire a customs broker to help you with this

process, as it can be fairly complicated and time consuming. For more information, visit www.online.gov.ky/cols/faces/home.

With year-on-year increases, and a whopping 63% of vehicles imported into the Cayman Islands in 2022 being over eleven years old, the Government is trying to tackle congestion and the number of unroadworthy cars on Cayman’s roads. As of May 1st 2023, a new Customs and Border Control (Prohibited Goods) (Amendment) Order came into effect. This new law prohibits any vehicles with a model year of eight years or older from entering the Cayman Islands. There are exemptions on certain commercial, agricultural and industrial-use vehicles, as well as classic and antique motor cars. Details of the law can be found on the Department of Vehicle Licensing website (www.dvdl.gov.ky).

Keep in mind that the Island is hot, so a light-coloured car with good air conditioning will be much cooler and also easier to sell in due course. Cars with manual transmission do not sell quickly in Cayman since most new drivers learn in automatic cars and have no idea how to drive a manual transmission car.

Shipping Costs & Details

The average cost for shipping a mid-sized vehicle (approximately 500 cubic ft or less) with either Seaboard Marine or Hyde Shipping is approximately US$2,000 (without insurance). They recommend you add insurance. Contact them for a quotation.

US Customs Law states that the Vehicle

Title for used cars must be stamped by US Customs for a 72-hour clearing period (excluding the day of delivery, shipping and weekends) prior to the shipping date. To be clear, unless you’re buying your vehicle straight from the manufacturer, it is considered ‘used’ under US Customs Law.

US dealerships will often gift a full tank of fuel with purchases, however, be aware that the vehicle will not be allowed to leave the US more than a quarter tank full. As this fuel limit can vary between shipping companies, it is best to ensure that your tank is empty. No personal effects may be placed inside the vehicle when shipping.

We recommend you use a broker to assist you when shipping a car to Cayman. They will help you gather the documents, including the car title, letter of intent, power of attorney and bill of lading. All vehicles must be delivered to the Port (or consolidator’s bonded warehouse) before US Customs clearance. Which port you take your car to will depend on the shipping company you choose to ship with. Three shipping companies ship to Grand Cayman:

Hyde Shipping Corporation

3740 W 104th Street, Suite 1, Hialeah, FL 33018

US Tel: 1 (305) 913 4933

Cayman Tel: (345) 947 4933

www.hydeshipping.com. SEE AD PAGE 111

Seaboard Marine Cayman

Port of Miami, 1630 Port Boulevard, Miami, FL 33132

US Tel: 1 (305) 863 4444

Cannon Place, Industrial Park, Grand Cayman

Tel: (345) 949 4977

SEE AD PAGE 115

Tropical Shipping

Port Address: 500 Martin Luther Jr. Blvd, Riviera Beach, FL 33404

Container Freight Station: 1489 Martin Luther King Jr. Blvd., Riviera Beach, Florida 33404

Tel: (345) 949 8044 or 1 (561) 881 3999

Clearing Your Car Through US Customs

It is the owner’s responsibility to clear their car through US Customs or to appoint a customs broker to do so. The following customs brokers, based in Miami, can help:

Barrett Trade Services, LLC

US Tel: 1 (305) 477 1512 or Fax: (305) 477 1238

Email: abarrett@barretttradeservices.com

Cayman Islands Customs Agency (CICA)

& CICA Office/Deluxe Freight US

Cayman Address: 39 Ashgo Street, off Godfrey Nixon Way, George Town

Tel: (345) 949 2350

Email: cica@cicustomsagency.ky

US Address: 11401 NW 107th Street, Miami, FL33178

Tel: 1 (305) 513 0156

Email: cayman@deluxefreight.com

SEE AD PAGE 117

NCI Freight & Logistics

265 Smith Road, Palm Grove Building, GT

Tel: (345) 943 4624

Email: customercare@nci.ky

www.nci.ky

NCI Freight provides a complete transportation solution for shipping vehicles and boats to the Cayman Islands. The service includes pickup, shipping, customs clearance, customs inspection and local licensing in the Cayman Islands. SEE AD PAGE 113 & 286

These companies can also assist you with the transfer of a vehicle from the dealership to the port and help with cargo insurance. They will then send all the paperwork associated with the transaction via courier,

so that you can collect them in Cayman. When exporting a vehicle from the US, an ‘Export Power of Attorney’ from the shipper needs to be notarised by a US Notary.

Clearing Your Car Through Cayman Customs

Once your car has landed at the port in Cayman, the shipping company will notify you. You can use a customs broker to clear your car through Cayman Customs and they will handle the following steps on your behalf. However, if you are doing the customs clearance yourself, here are the next steps:

> First, pre-register on the Customs Online System (COLS) website (www.online. gov.ky/cols/faces/home), where you must complete the form and upload the supporting PDF documents. Once you submit the request, they will either approve the registration or they will let you know, via email, if other documents are required. If approved, you will be given a COLS trader identification number (TIN) and login information.

> Collect paperwork from the shipping company and pay the shippers.

> Log in to the COLS website and follow the process to declare your shipment. Supporting PDF documents needed include the bill of lading, title of the vehicle and the official invoice/valuation. Before submitting, you can review and confirm the information. Confirming the declaration will constitute your electronic signature, which will be legally binding. This process is subject to change as Cayman Customs is continually upgrading the system.

> Once approved, Customs will send you an email. You then go to the Customs Office on Owen Roberts Drive (Tel: (345) 949 4579) and pay the duty and environmental fee for your vehicle.

> Obtain car insurance (you will need proof of insurance on the vehicle before picking it up from the Port).

> Head to the Port Authority Warehouse on Portland Road in Industrial Park and present the Customs clearance documents. A fee

will be charged depending on the weight of your vehicle.

> You will then be able to pick up your vehicle.

> Go to the Department of Vehicle and Driver’s Licensing (DVDL) and follow the inspection and licensing process. They will also need to see the vehicle’s certificate of title.

Costs depend on the type of vehicle being licensed. Also be aware that, as per the Cayman Islands’ Traffic Act, it is an offence to keep a vehicle in the Cayman Islands without it being registered with the DVDL. See the Licensing Your Vehicle section for more information.

Duty Costs of Importing a Car

Since the Cayman Islands does not have direct taxation, the Cayman Islands Government charges import duty on all vehicles being imported into the Islands as a way of raising revenue. The percentage charged depends on the value and type of the car.

The import duty is calculated on what is known as the CIF value, which is the cost of the car plus the insurance premium for its journey by ship, plus the sea freight charges. Here is a list of import duties based on CIF value:

CIF up to CI$20,000 = 29.5%

CIF up to CI$25,000 = 32%

CIF up to CI$30,000 = 37%

CIF from CI$30,000 and up = 42%

Duty Costs of Importing an Electric or Hybrid Car

See the list below for import duties on electric and hybrid cars for personal use based on CIF value

Electric Vehicles:

CIF up to CI$29,999 = 0%

CIF up to CI$60,999 = 5%

CIF up to CI$99,999 = 10%

CIF from CI$100,000 = 15%

CIF from CI$100,000 = 17%

Environmental Disposal Fee

An Environmental Disposal fee is added to cover the cost of disposing of a vehicle in years to come. For example, if a vehicle is valued at CI$12,000 (CIF) or less when imported, an environmental disposal fee of CI$1,000 plus a waste handling fee of CI$250 will be charged in addition to duty of 29.5%.

Exporting a Car from Cayman

To ship a car off the Island, go to the shipping company and either get a letter or dock receipt from them as proof of a vehicle being shipped off-Island. Then go to the DVDL and terminate registration of the vehicle and surrender the logbook, coupon and licence plates. Go to Customs and fill out a vehicle export form. They will review your entry and either approve or deny it.

If approved, take this form over to Customs and they will then process the document. You can then arrange the shipping of the vehicle with a freight forwarder or one of the shipping companies.

BUYING A NEW CAR

Unlike some countries, there are no size restrictions on cars in Cayman (except Hummers, which cannot be wider than 6.7ft). Almost every make of car is available to purchase and you can own as many cars as you want.

Hybrid Vehicles:

CIF up to CI$29,999 = 10%

CIF up to CI$60,999 = 12%

CIF up to CI$99,999 = 15%

There are dealers that sell new cars at competitive prices. For example, a new 2023 Suzuki Alto GL is listed at CI$15,900 or the 2023 Honda Accord EX-T at CI$36,900. For SUVs, which account for 80% of the car sales in the Cayman Islands, a 2023 Toyota Raize is listed at CI$24,500; a 2023 Suzuki Vitara GLX at CIS$30,900; a 2023 Honda CRVX at CI$38,900; a 2023 Jeep Wrangler Rubicon at CI$79,900. Ask what the cost of the vehicle includes, such as licensing, maintenance and warranty.

New Car Dealers

The following makes of car are sold by the authorised dealers listed below. Most dealerships do not carry a large inventory of parts but they can order them. There are no authorised dealers on the Island for Acura, Alfa Romeo, Buick, Citroen, Peugeot or Porsche.

Audi

Audi Cayman Islands (Arch Automotive)

10 Market Street, Camana Bay

Tel: (345) 943 2834

Email: archauto@archauto.ky

BMW, MINI & KIA

G.T. Automotive

52 Godfrey Nixon Way, George Town

Tel: (345) 945 3415

Email: s.gunby@gtauto.ky or p.smith@gtauto.ky

www.bmw.com.ky or www.gtauto.ky

G.T. Automotive provides its customers with reliable and stylish vehicles at affordable prices.

SEE AD PAGE 257

Chevrolet

Advance Automotive

113 Owen Roberts Drive, George Town

Tel: (345) 945 9191

Ford & Toyota

Vampt Motors

368 Walkers Road, George Town

Tel: (345) 949 2245

Email: sales@vamptmotors.com

www.vamptcayman.com. SEE AD PAGE 266

Honda, Chrysler, Dodge, Jeep, Ram, MercedesBenz, Mitsubishi & Suzuki

Car City Ltd.

151 Industrial Way, Industrial Park, GT

Tel: (345) 949 0440

Hyundai & SSangYong

Prestige Motors

125 Owen Roberts Drive, George Town

Tel: (345) 949 7550

Email: prestige@candw.ky www.prestigemotors.ky

Prestige Motors are the authorised dealers

and service centre for Hyundai and SsangYong vehicles. Prestige Motors has proudly served the Cayman Islands for almost 40 years with professionally trained staff, a robust selection of popular vehicles (including electric and hybrid models), and support from a team of certified maintenance professionals working in stateof-the-art facilities.

JAC, Nissan, Tesla & BYD Motors

LJM Energy

318 Eastern Avenue, George Town

Tel: (345) 517 5137 or email: info@ljmenergy.ky

Sells electric vehicles and electric car chargers.

Land Rover, Jaguar, Renault, Subaru & Changan

Trac Automotive

181 Dorcy Drive, George Town

Tel: (345) 945 3876

Email: sales@tracautomotive.ky

Mercedes-Benz

Mercedes-Benz (Car City)

131 Industrial Way, Industrial Park, GT

Tel: (345) 949 0440

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park, GT

Tel: (345) 946 8697

Email: sales@tonystoys.net

www.tonystoys.net

An independent car dealer operating in the Cayman Islands for over 20 years, Tony’s Toys offers a wide range of new vehicles in various sizes, makes and models. The company can also source any vehicle not in stock and offers reasonable financing options to suit any budget with approval within 72-hours (terms and conditions apply). The Centre also services and repairs American, Japanese and European vehicles. SEE AD PAGE 259 & 265

Volkswagen

Arch Automotive

15 Portland Road, Industrial Park, GT

Tel: (345) 949 8221

Email: archauto@archauto.ky

BUYING A USED CAR

There are many reputable used car dealers on the Island that will usually guarantee a car

for three months, as well as sell parts for their cars and service them. When buying a used car privately, be sure to verify that you are dealing with the official owner of the vehicle, otherwise you will encounter difficulties when transferring ownership. You could also consider getting a vehicle inspection done by a local garage, prior to making an offer. The cost of a reliable used car will depend on the make, model and size.

A few of the rental agencies, such as Avis and Budget, sell their fleet of American and Japanese models every year and you can usually pick up a good car at a great price. You can also check out EcayTrade (www. ecaytrade.com) and Facebook Marketplace for second-hand vehicles.

Used Car Dealers

The following is a list of some wellknown car dealers that regularly carry a good stock of used cars:

Advance Automotive

113 Owen Roberts Dr, George Town

Tel: (345) 945 9191

Avis

Airport Rental Plaza, 210 Owen Roberts Drive

Tel: (345) 949 2468

Email: avisgcm@candw.ky

Budget Car Sales

Airport Rental Plaza, 210 Owen Roberts Drive

Tel: (345) 949 5605 or (345) 328 8446

www.budgetcayman.com

CARS Ltd. (Campbell’s Auto)

117 North Sound Road, George Town

Tel: (345) 949 7135

Car City Ltd.

151 Industrial Way, Industrial Park, GT

Tel: (345) 949 0440

Distinct Imports

98 Walkers Road, George Town

Tel: (345) 949 6199 or (345) 929 6199

Email: sales@distinctimports.net

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park, GT

Tel: (345) 946 8697

Email: customercare@tonystoys.net www.tonystoys.net

An independent car dealer operating in the Cayman Islands for over 20 years, Tony’s Toys offers a wide range of pre-owned vehicles in various sizes, makes and models. Special orders are also available along with financing options to suit any budget and approval within 72 hours (terms and conditions apply). They also service and repair American, Japanese and European vehicles. SEE AD THIS PAGE AND 259

Vampt Motors

368 Walkers Road, George Town

Tel: (345) 949 2245

Email: service@vamptmotors.com www.vamptcayman.com

Vampt Motors sells second-hand Toyota and Ford cars that were previously bought from them. SEE AD PAGE 266

HYBRID & ELECTRIC CARS

According to the DVDL, 335 electric vehicles were licensed in Cayman in 2021, followed by 466 in 2022. This increase is partly due to the duty concessions offered by the Government on the importation of hybrid and electric vehicles, details of which can be found on page 263. In the release of the public consultation draft of the National Energy Policy document in July 2023, the Government hopes that 30% of new vehicle sales will be completely electric by 2030, and 100% by 2050. At the moment, electric vehicles are available for purchase on Grand Cayman through certified local automotive dealers, who can also assist electric vehicle owners with the proper recycling of end-of-life lithium-ion battery components. The Island’s small area and flat topography make it an ideal location for electric vehicles and Level 2 alternating current charging.

In June of 2023, electricity provider the Caribbean Utilities Company (CUC) launched its Electric Vehicle Charging Station Installation Pilot Programme.

The goal of the initiative is to increase the number of ‘smart’ charging stations on Grand Cayman at commercially hosted locations and, potentially, strata properties too. CUC will install and maintain the two charging point units, and also provide the electricity needed for charging vehicles free to the hosts, in exchange for a fixed monthly fee of CI$79 included in their regular CUC bill. Consumers will pay for their recharge with a designated app. In its initial stage, CUC is looking to install 40 stations at new host locations. Email service@cuc.ky for more information. For a list of electric car charging stations, visit www.caymanresident.com/hybrid-electriccars.

Prestige Motors Cayman

125 Owen Roberts Drive, George Town Email: prestige@candw.ky

www.prestigemotors.ky

Tel: (345) 949 7550

Prestige Motors are the authorised dealers and service centre for Hyundai Electric and Hybrid vehicles in the Cayman Islands. They offer a selection of hybrid and electric vehicles, supported by their team of certified maintenance professionals in state-of-the-art facilities.

CAR MAINTENANCE & REPAIR

The combination of the sun’s rays and Cayman’s salty air can be hard on your car, but fortunately, road conditions in Cayman are much better than in other Islands in the Caribbean. However, driving in Cayman is similar to city driving, where you are stopping and starting constantly, and that causes the most wear on your engine, suspension, brakes, battery and tyres. We recommend checking your tyre pressure and fluid levels monthly. Probably the worst thing that your car will face is the silent, invisible rust maker, the salty air! If you plan on living on or near the water, your car will rust faster than normal if not taken care of. Getting your car undercarriage coated with a rust-proofing agent is also a very good idea. It costs roughly CI$250 (or

CI$450 if you want the entire car done) and one coating properly maintained will indefinitely protect your car.

The sun can also damage your car. You can help prevent damage by waxing it at least once every six months. A sunshade for your windshield will keep your car interior cooler and protect the dashboard. You may also want to invest in window tinting, but make sure you follow current regulations regarding the percentage of tinting you are allowed to use (see page 256).

The following is a guideline on car maintenance and average costs, though the maintenance schedules vary by manufacturer and costs may increase if new parts are required:

> Every six months or 5,000 miles/7,500km a mid-service is recommended. This should cover almost all points on the car, as well as check your air conditioning filters, rotate the tyres and top up all of your car’s vital fluids (roughly CI$150).

> A full service for your vehicle is recommended every two years, it includes all the above, plus spark plugs, providing a complete check of your car. This service costs roughly about CI$400.

It’s important to have your car serviced regularly to keep it running smoothly.

As a separate note, remember that in a hot climate like Cayman, the plastic interior in your car, such as dashboard and ducts, will heat up during the day and may release benzene, which is a known carcinogen, into your car. Remember to open the windows and allow your air conditioning to run for a moment, clearing the air before you close

the car and start driving.

The following are reliable car maintenance shops and dealerships:

Advance Automotive

113 Owen Roberts Drive, George Town

Tel: (345) 945 9191

www.advancechevrolet.com

Arch Automotive & Goodyear Tyres

15 Portland Road, George Town

Tel: (345) 949 8221

Authorised service centre for most makes and models of Audi and Volkswagen.

Automotive Art

480 Shedden Road, George Town

Tel: (345) 949 7102

Email: info@autoartky.com

CARS Ltd. (Campbell’s Auto)

117 North Sound Road, George Town

Tel: (345) 949 7135

Car City

151 Industrial Way, Industrial Park

Tel: (345) 949 0440

www.carcity.ky

G.T. Automotive

52 Godfrey Nixon Way, George Town

Tel: (345) 945 3415

Email: s.gunby@gtauto.ky or p.smith@gtauto.ky

www.bmw.com.ky or www.gtauto.ky

G.T. Automotive offers a fully equipped service department with qualified automotive technicians for BMW, MINI and KIA vehicles. Each service

comes with a complimentary exterior body wash.

SEE AD PAGE 257

General Automotive Services

194G Dorcy Drive, Industrial Park, Unit 3, GT

Tel: (345) 746 9119

Offers repair services for Tesla and more.

Mercedes-Benz (Car City)

131 Industrial Way, Industrial Park

Tel: (345) 949 0440

Motor Zone

61 Seymour Drive, George Town

Tel: (345) 321 6686

Email: info@motorzone.ky

www.motorzone.ky

Genuine and OEM quality car parts and accessories sales for all makes and models of vehicles. Courteously supplying businesses and over-the-counter customers. Working directly with manufacturers to ensure affordable pricing for customers on all stock and special orders.

Superior Auto

14 Sherwood Drive, George Town

Tel: (345) 949 9570

Email: info@superiorautocayman.com

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park

Tel: (345) 946 8697

Email: service@tonystoys.net

www.tonystoys.net

Tony’s Toys is a full-service automotive garage and collision body shop with highly trained technicians who can diagnose, service and repair European, Japanese and American vehicles. Headlight restoration, brake rotor cutting, corrosion-free rustproofing treatments and vehicle window tinting can also be taken care of at Tony’s Toys. SEE AD PAGE 259 & 265

Vampt Motors

368 Walkers Road, George Town

Tel: (345) 949 2245

Email: service@vamptmotors.com

www.vamptcayman.com

SEE AD PAGE 266

Tyres & Batteries

Cayman Islands Government regulations state that your tyres must be in good condition when they are checked at your annual car inspection. They also stipulate that you cannot alternate brands of tyres as this could cause your car to drive erratically. Batteries generally have a life span of four to five years; depending on the weather conditions, vehicle type and driving habits. The following reliable tyre and battery shops offer new tyre sales and repairs, as well as battery tests and installation.

Arch Automotive & Goodyear Tyres

15 Portland Road, George Town

Tel: (345) 949 8221

Authorised dealer for Goodyear Tyres and a large selection of all tyre brands.

Automotive Art

480 Shedden Road, George Town

Tel: (345) 949 7102

Email: info@autoartky.com

Tony’s Toys Automotive Centre

91 Sherwood Drive, Industrial Park

Tel: (345) 946 8697 or (345) 623 8669

Email: parts@tonystoys.net

www.tonystoys.net

Tony’s Toys stocks a wide variety of batteries, vehicle parts and accessories at affordable prices. With over 2,000 tyres in inventory, customers can choose from the top names in tyre brands. Special orders are also available.

SEE AD PAGE 259 & 265

Vampt Motors

368 Walkers Road, George Town

Tel: (345) 949 2245

Email: service@vamptmotors.com

www.vamptcayman.com

SEE AD OPPOSITE PAGE

Roadside Assistance

There is one dedicated roadside assistance provider in Grand Cayman, Autoshield, though some insurance providers will offer assistance as part of their coverage. Services often include battery jumpstarts, flat tyre changing and towing. ICWI offers their

customers 24-hour roadside assistance if they are comprehensively insured. Unfortunately, the Sister Islands do not have any dedicated roadside assistance providers.

Autoshield

Tel: (345) 640 0999

Email: info@autoshield.ky

www.autoshield.ky

AutoShield offers 24/7 membership-based roadside assistance. Providing swift flat tyre, dead battery and emergency fuel top-up assistance, with affordable single, family and corporate memberships starting at CI$99 per year. Plans also include vehicle consultation services.

Auto Detailing

The Auto Spa (Tel: (345) 943 1946), on Godfrey Nixon Way, offers a wide range of cleaning packages and charges CI$26.95 for a sedan and CI$31.95 for an SUV. There is also Supa Shine (www. supashineautodetailing.com) or you will also hear of numerous mobile car cleaners by word of mouth. They charge approximately CI$35 for a sedan and around CI$50 for an SUV.

Detail Pros

Unit 33, Kingbird Warehouses, 64 Kingbird Drive

Tel: (345) 929 9840

Email: contact@detailpros.ky

www.detailpros.ky

Excellence in auto detailing and cosmetic car care by trained professionals using state-of-the art products and equipment, tried and tested on the Cayman Islands’ most prestigious vehicles. Leaders in ceramic coating technology.

ALTERNATIVE TRANSPORTATION

Despite any given destinations being relatively close on each of the Islands, most people do not walk in Cayman due to either the weather, the lack of proper footpaths in many areas or the absence of sufficient street lighting. There are, however, plenty of alternative transport options available to residents and visitors.

Bicycles

Bicycles and electronic bicycles are dutyfree. Some people do ride bicycles and electrical bikes to work however, there are very few designated cycle lanes on-Island — though the Esterley Tibbetts Highway does have cycle lanes from West Bay to the Britannia roundabout.

In an effort to improve awareness and road safety, the National Roads Authority has painted symbols on some of the roads on Grand Cayman to indicate where the road is shared between cyclists and motor vehicles. You will find the markings located on South Church Street, North Church Street and North Sound Road. The shared lane markings, or sharrows, are either white or green symbols with two chevrons and a bike.

As cycling is not as common as it is in the UK for example, drivers do not give cyclists due care and attention. In addition, Cayman does not have specific laws, such as minimum passing distances, to protect cyclists like other countries do. It cannot be stressed enough how vigilant cyclists need to be on Cayman’s roads. Bicycles are considered vehicles, therefore cycling into facing oncoming traffic is illegal. It is highly recommended that public roadusing cyclists review the cycling section in the Cayman Islands’ Road Code (the latest edition is 2012). It is available on the DVDL website (www.dvdl.gov.ky). Uncle Bill’s and Kirk Home Centre sell a good selection of bicycles and equipment, including helmets. You may also want to register your bicycle with the police department. They will record your bicycle’s serial number and place a marking on it that is only visible under a UV light.

Another option for exploring by bicycle is bike sharing and rental. Cycle Cayman (www.cyclecayman.com) has eight stations: three in Camana Bay, one at Regatta Business Park, one in Cricket Square, one at the Government Administration Building, one at Dart Park and one at the old Cayman Craft Market on South Church Street. They also offer a bicycle touring service. Paddle Wheel (www.paddlewheel.

ky) also sells a selection of bikes and offers bike rentals with half-day, full-day, threeday and weekly rates. They also offer tours as well as bicycle maintenance and repair services.

Motorcycles

To drive a motorbike over 125cc, you have to wait 12 months after getting your licence, then take a practical road test. This type of motorcycle also requires that the motorist be at least 19 years of age. Those holding a Learner’s Licence cannot carry a passenger and helmets must be worn at all times.

Automotive Art

480 Shedden Road, George Town

Tel: (345) 949 7102

Email: info@autoartky.com

Cayman Custom Cycles

4 Dorcy Place, Dorcy Drive, Industrial Park

Tel: (345) 945 7433

Runs motorcycle and scooter riding instruction courses for Group 1 and Group 1A licensing, plus tours of the Island on Harleys. They service and repair all makes and models of motorcycle, offer roadside assistance and do custom paint jobs and powder coatings.

Center Lane Motors

170 Seymour Road (Dump Road), Industrial Park

Tel: (345) 929 7172

Super Soco

83 Breezy Way, George Town

Tel: (345) 945 4252 or (345) 946 5045

Sells 100% electric motorcycles and mopeds.

Scooter Rentals

Electric scooters are a great way to commute for lunch and around central George Town, Seven Mile Beach and Camana Bay without the hassle of traffic. Please note you must wear a safety helmet when riding an electric scooter.

scooter is CI$1 to start and CI$0.15 per minute after that. Download the Ride Bird app from the Google Play store or the Apple App store to find out more.

On the Sister Islands, scooters are a great way to explore. Scooters can be rented for approximately US$50 per day, which includes insurance, delivery and pick-up.

Scooten! Scooters!

Little Cayman (across from the airport)

Tel: (345) 916 4971

www.scootenscooters.com

Rents single Yamaha 50cc scooters for US$35 for three hours and US$50 for eight hours. The rental cost includes a free tank of gas, helmet and free delivery and pick-up. Available November to June.

School Bus Rental

School buses can be rented from Lemay’s Transport. He has four air-conditioned school buses that can carry up to 96 students in each, plus he can subcontract others if needed. Call Michael Lemay on Tel: (345) 547 9182 or email: lemaytransport@ outlook.com.

Public Transport – Buses

Cayman has a functional public bus system. There are currently nine operational bus routes and eight different coloured circles on the front and rear with a route number in the middle and ‘Public Bus’ written along the top. All routes run to and from the bus depot in George Town, where there is a Public Transport Inspector during operating hours.

Kai, will cost CI$8. The best routes for buses are on the main roads around retail areas and non-residential areas. There are also regular scheduled buses that run along South Church Street, South Sound Road, Walkers Road, Fairbanks Road, Industrial Park and Owen Roberts Drive. The Public Transport Board has formulated a strategic plan that includes long-term, mid-term and short-term objectives for the Public Transport Unit, and a set of goals has been established towards a better and more reliable public transportation system. These goals include integrating existing infrastructure with advanced technology, ensuring there is professional leadership and adequate staffing, promoting and inspiring the use of the bus system and making route information easily accessible.

Public Transport – Taxis

Taxis are an option, but they are more expensive than buses. You will find plenty of taxis at the airport, in central George Town and parked at many of the major resorts along Seven Mile Beach. A reliable taxi firm is A.A. Transportation Service (Tel: (345) 926 8294).

The Cayman Islands Government’s digital fare calculator, CI:GO aims to ensure consistent and transparent pricing for taxi fares by setting standard prices for routes. The app allows passengers to plug in their route, pieces of luggage and the number of passengers and see what the fare should cost in both US and CI dollars. The CI:GO app is available for free in the Google Play Store and Apple App Store.

Bird Scooters

Bird scooters can be found around various parts of Grand Cayman. The cost for renting a

There are over 125 designated bus shelters and bus stops on the Island, but the best way to catch a bus is to simply wave one down from the side of the road. If you hear a bus beeping at you, it is the driver checking to see if you need to be picked up. Most buses carry between 1429 passengers. The average fare is CI$2 per journey or CI$3.50 if you take a long trip such as George Town to East End or North Side. Anywhere beyond Hutland Road, such as Rum Point and Cayman

Public Transport – Ferry Service

For those that wish to get to and from more easterly districts, the Cayman Islands Ferry Service is a quicker and greener alternative to driving. Cayman Ferries is a not-for-profit enterprise and they have ferry services running every day of the week (except Mondays) from Camana Bay to Kaibo Beach Club in Cayman Kai. You can download an app to view the ferry schedule and purchase tickets at www.caymanferries. com.ky.

An overview of shopping in Cayman. Here you will find information on where to buy clothing,

Grand Cayman has quickly become a hot spot with its wide selection of goods and services. Shoppers from all over the Caribbean flock to the Island for its abundant variety of furniture, accessories, gifts, artwork, cameras and fashion shops. High-end shops line the aesthetically pleasing Camana Bay sidewalks, and newer spots like The Grove, located on West Bay Road and Harbour Walk at Grand Harbour, are favoured amongst locals and tourists alike. Catering to everyone, from fashionistas to bookworms, whether you are just stopping by Grand Cayman for a week or staying for the foreseeable future, you are guaranteed to be met with a plethora of shops of every kind. In the central George Town area, many of the stores are aimed at tourists, specifically those coming off the cruise ships. Shopping centres in this area, like Bayshore Mall and Island Plaza, sell jewellery, artwork, souvenirs and beauty products. Along the Seven Mile Beach strip, you will mainly find clothing stores, especially those selling swim and resort wear, salons and a few stores selling books and stationery. Most furniture stores are within or near Industrial Park, but there are a couple scattered in Camana Bay and along West Bay Road. The major homeware stores are in the vicinity of Eastern Avenue. Camana Bay is full of shops, from clothing and books to kitchen supplies. In Savannah, the Countryside Shopping Centre houses a

Photos courtesy of Kirk Freeport, Julie Corsetti & Monika Woitkiewicz

Foster’s supermarket, an A. L. Thompson’s hardware store and other shops. With new shops constantly popping up, great bargain shopping options as well as seasonal sales are bound to appear – so keep an eye out!

Antiques & Collectables

Artifacts Ltd. is a treasure trove of antique maps, prints, silver, coins, jewellery, shipwreck treasures and china, as well as unique, modern handmade glass and ceramics. Cayside Galleries, Seafarers Way. Tel: (345) 949 2442, email: artifax@candw.ky or visit www.artifacts. com.ky.

Art Galleries & Locally Made Items

Art galleries in Cayman showcase the high-quality works of local artists and craftspeople. Featured work includes original paintings, Caymanite jewellery, hand-woven thatch products, Cayman sea salt, soap products, artisanal jams, hot sauces and sculptures.

3 Girls & A Kiln is an art collective with Islandinspired ceramics and upcycled art. 47 South Church Street, George Town. Tel: (345) 640 9990 or visit www.3girlsandakiln.com.

Art Nest is a welcoming creative space where creatives can discover their inner artist using a variety of mediums to paint, pour, sculpt or craft. Offers monthly art education events like paint and sip classes, pottery wheel workshops, fluid art pouring workshops, candle making, culinary art workshops, digital art and photography workshops, creative socials, team building events, paint-your-own-pottery and more. They also offer art supply kits at their studio, which are designed to encourage children and adults alike to explore and develop their creative talents and abilities. Located at Elizabethan Square, 80 Shedden Road. Tel: (345) 927 2258, email: events@artnestcayman.com or visit www.artnestcayman.com.

Awardart Gallery sells contemporary 2D and 3D artwork at regular pop-up art shows representing top Caymanian artists. Tel:

(345) 927 5516, email: art@avrilward.com or visit www.avrilward.com.

The Carlos V. Garcia Gallery offers works from up-and-coming artists in the Caribbean and beyond. Visit their vibrant art gallery at Unit 15, The Grove on West Bay Road. Open daily 11am-8pm and closed on Sundays. Tel: (345) 917 2896 or email: carlosvgarciart@gmail.com.

Cathy Church’s award-winning signature collection, available at affordable prices, is worth the trip to Cathy Church’s Underwater Photo Centre Gallery at Sunset House Hotel, South Church Street. Tel: (345) 949 7415 or visit www. cathychurch.com. SEE AD THIS PAGE, 397 & 467

Cayman Craft Market is located on North Church Street, next to Dairy Queen in George Town. The market brings together visitors and local artisans who create unique Caymanian art, jewellery, crafts and recycled treasures made from unique materials, as well as locally made sauces, jams and jellies. You can find items made from leather, thatch, wood, shells, Caymanite and Black Coral. Open Monday-Friday 8.30am3pm.

The Cayman Islands National Museum is in the heart of George Town and celebrates the unique natural and cultural heritage of Cayman. The museum shop offers a wide selection of locally made products and souvenirs and is the official distributor of the Cayman Islands flag. Open Monday-Friday 9am-5pm and Saturday 10am2pm. Tel: (345) 949 8368.

The Gallery, by local artist Jason Kennedy, displays various art pieces known for capturing the people of the Caribbean in painted portraits. Located in Camana Bay. Open MondaySaturday 10am-6pm. Tel: (345) 328 3565 or email: jasonkennedyart@gmail.com.

Goodness offers a selection of handmade and sustainable gifts and essentials from both exclusive local and international small business creatives. Open Monday-Saturday 10am-5pm at 31 Shedden Road. Tel: (345) 917 4444 or visit www.goodnessky.com.

ON-ISLAND SHOPPING

Guy Harvey Gallery and Shoppe sells original paintings, giclées and limited edition paper, canvas and aluminium art by Guy Harvey. 49 South Church Street, George Town. Tel: (345) 943 4891 or visit www.guyharvey.com.

Kennedy Gallery is Cayman’s best known destination for all your local and Cuban fine art, large format digital printing, scanning and quality custom framing needs. Supporting the most popular Caymanian and Cuban artists, it carries and displays the largest selection in Cayman and has the finest options of materials for both printing and framing. West Shore Centre, 508 West Bay Road. Tel: (345) 949 8077, email: info@kennedygallerycayman.com or visit www.kennedygallerycayman.com.

SEE AD THIS PAGE

National Gallery of the Cayman Islands (NGCI) is located on the Esterley Tibbetts Highway and is the permanent home of the national art collection. It hosts a wide variety of exhibitions throughout the year and the facility includes an art studio, on-site café and gallery shop with locally made gift items and prints of works from the national collection. The National Gallery is open Monday-Saturday 10am-5pm. Entry is free. Tel: (345) 945 8111.

The National Trust for the Cayman Islands retail store provides eco-friendly products that help to preserve the Islands’ environment and support local. Available in the store are National Trust for the Cayman Islands branded items, family-friendly ‘Explore Passports’ for all three Islands, locally made honey and snacks and locally made artisanal products such as candles and soap. Located at Dart Park, open Monday-Friday 9am-5pm. Tel: (345) 749 1121 or visit www.nationaltrust.org.ky.

Pure Art features Cayman’s best-known and beloved painters, sculptors, artisans and craftspeople, with original paintings, art prints and handcrafted gifts in their Caymanianstyle cottage on South Church Street. Open Monday-Saturday 9am-5pm. Tel: (345) 949 9133 or visit www.pureart.ky. Facebook page (@Pure Art Gallery & Gifts).

The Ritz-Carlton Art Gallery provides a multidimensional artistic offering that focuses solely on the work of local artists. They include work from artists of various expertise levels, and constantly update their exhibitions three to four times a year. Tel: (345) 923 1888 or (345) 926 0119 for more information. SEE AD PAGE 233

Sandon Feat Gallery features paintings by local artist, CEWhitney, as well as a unique variety of local handicrafts, all in a friendly atmosphere. 72 North Church Street (Digicel Plaza), George Town. Open Tuesday-Saturday 9.30am4.30pm. Tel: (345) 923 2588.

Art Supplies

Book Nook

Home to an array of toys, books and arts and crafts materials, particularly suitable for children. Galleria Plaza, West Bay Road. Tel: (345) 945 4686.

Kirk Office

Carries an extensive selection of acrylic, watercolour and oil paints, as well as washable children’s paints. Their range of art supplies includes a variety of brushes, canvases, drawing pencils, felt swatches, glue and glitter. 67 North Sound Road, George Town. Tel: (345) 623 5475 or visit www.kirkoffice.ky.

SEE AD PAGE 78

Office Supply

Offers a selection of arts and crafts and school and office supplies. Marquee Plaza, 36 Lawrence Blvd. Tel: (345) 946 1200 or email: info@officesupply.ky.

Beauty Products & Treatments

Beyond Basics Laser & Skincare

Licensed experts in selling Obagi Medical, Image Skincare, Repechage, Circadia and Revivogen hair restoration. 3rd Floor of the Tomlinson Building, George Town. Tel: (345) 916 7546 or email: info@beyondbasics.ky.

Body Works

Sells Eminence Organics, Aura Cacia, Kneipp, Deep Steep, Gaiam yoga and fitness products and Gehwol foot products, as well as SOi candles, aromatherapy and more. Queen’s

Court Plaza, West Bay Road. Tel: (345) 945 6485.

Cayman Perfume Lab

Cayman Perfume Lab stocks fragrances and custom-made colognes. Located at Monaco Towers, George Town (behind Starbucks). Tel: (345) 623 3330.

CEL Beauty Centre & Supply

A beauty supply store with many options for hair, nail, skincare and makeup products. They carry brands like Kerastase, L’Oreal, Maybelline and Revlon. Located at 74 Portland Road, George Town. Tel: (345) 745 0817.

Da Vinci Centre for Wellness & Alternative Therapies

Sells Chrysalis anti-ageing skincare products. Located at Park Place Plaza, West Bay Road. Tel: (345) 943 2002, email: info@ davinciwellnesscentre.com or visit www. davinciwellnesscentre.com.

SEE AD PAGE 382, 383 & 387

Eclipze Hair Design & Day Spa

Sells Goldwell, TIGI – Catwalk, Bed Head, B for Men, TIGI Cosmetics, Peter Thomas Roth, June Jacobs Spa Collection, Aromafloria smelling beads and muscle soak, Gehwol, OPI, wet brushes, Olivia Garden and more. Located in Camana Bay. Tel: (345) 945 1188 or (345) 916 7274 or email: appointments@eclipze.ky.

Focus Hair & Beauty

Sells Guinot, Redken and L’Oréal. Marquee Plaza, Lawrence Blvd. Tel: (345) 943 6287.

Hibiscus Spa at The Westin Resort & Spa Offers Hibiscus Spa wellness gifts, Kerstin Florian, Intraceuticals HydraFacial and Pure Fiji products. Tel: (345) 914 2009 or (345) 945 3800, email: wstngc.hibiscusspa@ westin-cayman.com or visit www. westingrandcayman.com.

La Parfumerie

Shop for the latest products in makeup, skincare and fragrance in dedicated Kirk Freeport stores. Locations in George Town

and Seven Mile Beach. Tel: (345) 949 7477 or visit www.kirkfreeport.com.

Le Visage

Sells Elemis, Cane + Austin, Androit Beauty, FaceTory, Sara Happ and more. The Paseo, Camana Bay and Harbour Walk, Grand Harbour. Tel: (345) 946 2332 or email: sharron@ levisageboutique.com.

Luxury Couture Beauty

A luxury beauty studio run by experienced makeup artist, Kadian, selling makeup products from brands such as Dose of Colors, Lise Watier, LORAC, BH Cosmetics and more. Choose from a wide range of foundations, powders, eyeshadows, lipsticks and other products. Luxury Couture Beauty offers complimentary makeup consultations, makeup lessons for teens and adults and wedding packages. Located at 3A Caymanian Village, North Sound Road, George Town. Tel: (345) 926 1150 or email: luxurycoutureky@gmail. com. SEE AD PAGE 398

MAC Cosmetics

Sells MAC cosmetics beauty products. 40 Royal Plaza, Cardinall Avenue, George Town. Tel: (345) 946 6512 ext. 5202.

Paige & Co.

Sells a full range of TIGI Bed Head products. Pasadora Place, Smith Road, George Town. Tel: (345) 949 6912.

Penha Perfume & Cosmetics

Penha is one of the oldest and most renowned beauty product retailers in the Caribbean. In their two duty-free stores, they sell major cosmetics and skincare like Estée Lauder, Clinique, MAC, Kiehl’s, Biotherm, Lancôme, Bath and Body Works, Ritual, L’Occitane, Versace, Tom Ford, Chanel, Dior, Hermès and all other major fragrances. Visit them in two locations: 40 Royal Plaza, Cardinall Avenue, George Town and The Grove, 1358 West Bay Road, Building C, Unit C21. Tel: (345) 949 6513.

SEE AD PAGE 270-271

The Ritz-Carlton Spa, Grand Cayman

An exclusive luxury spa providing a full range of services that include signature facials, massages and body treatments. Arrive early to relax in the serene lounge or unwind in the whirlpool, sauna and steam room. Treatments range from 45 minutes to a full day of services. Located on West Bay Road, Seven Mile Beach. Tel: (345) 815 6900.

Rock Gorgeous Hair Salon

Sells GHD (flat iron and blow-dryers), Oribe, Unite, Olaplex, Smith & Cult nail polish, tapein extensions, Zuriel hair taming system, hair jewellery and more. Tel: (345) 925 4231.

Spa Esprit Hair Design & Day Spa

Sells Olaplex, KMS, Goldwell, OPI and more. The Strand Shopping Centre, West Bay Road. Tel: (345) 945 4334.

Styles Hair Salon & Spa

Sells Matrix, Biolage, Biosilk, Brazillian Blowout, Chi, Lanza, Tec Italy, Paul Mitchell, Redken, Sebastian, Sexy, TIGI Bed Head products for men and women. Located in West Shore Centre (Pink Plaza), West Bay Road. Tel: (345)

949 8809. Facebook page (@Styles Beauty Salon and Spa). SEE AD PAGE 290

Tips ‘N’ Toes

Sells Dermalogica. Bayshore Mall, George Town. Tel: (345) 943 8637.

Uniko Eco Salon

Uniko Eco Salon by Davines is the only ecofriendly salon in Cayman. They sell a variety of environmentally friendly elements and products and offer hair Botox services. They also have a programme allowing clients to save money and reduce waste by refilling their old containers. Located at 3 Bay Harbour Centre, West Bay Road. Tel: (345) 769 5400 or visit www.unikosalon.com.

Vanity Salon

Sells a full range of Aveda products. Midtown Plaza, George Town. Tel: (345) 949 7929.

Bicycles

There are a wealth of bicycles and bicycle accessories available for both adults and children on-Island. The main supplier is Uncle Bill’s Home Improvement (Tel: (345) 949 7601). They also sell a wide variety of bike-related products, including accessories, lights and repair kits. Kirk Home Centre (Tel: (345) 949 2521) also sells a good selection of Huffy bicycles. Both can be found on Eastern Avenue in George Town. Cayman Mobile Bike Repairs (Tel: (345) 525 2020 or (345) 936 8385, email: info@caymanbikerepairs.com) is also an authorised dealer for Felt and Bianchi. In The Grove, Paddle Wheel (Tel: (345) 640 2453) is a bicycle and kayak shop offering tours, rentals, sales and bicycle servicing for all makes and models. Tommy’s Bike Shop (Tel: (345) 938 0311) offers a great range of bikes for sale and their specialised team has high-quality services for maintenance and repairs. They also have a range of clothing for sale, including shirts and hats.

Books, Stationery & Toys

Atlantic Kids (AK)

AK offers a unique selection of books for children, as well as other educational items to

help children learn to read, count and improve their analytical skills. AK also carries an assortment of back-to-school items, including Jansport backpacks. AK also carries a great selection of fun, award-winning toys for boys and girls of all ages at affordable prices. Expect to find toys you would see in toy stores in the US and the UK. It’s also a great place to shop for birthdays, and gift registries are available. Paddington Place, Godfrey Nixon Way. Open Monday-Saturday 9.30am-6.30pm. Tel: (345) 949 2296 or visit www.atlanticcayman.com.

SEE AD PAGE 277

The Book Loft

The Cayman Islands Humane Society’s charity book shop, The Book Loft, is run by volunteers and sells used and new adult and kids’ books. The store only sells books in good condition. They also sell gifts, stationery, greeting cards and paper, as well as both adult and kids’ games, computer games and puzzles. All money raised is for the animals. Open Tuesday-Saturday 10am-4pm, closed Sunday-Monday. Tel: (345) 946 8053 or email: info@caymanhumane.org.

Book Nook

Has a very good selection of adult, teen and children’s books, travel guides, cookbooks, notecards, candles and more. Sells a great selection of toys, Lego, puzzles, board games, electronic toys and lots of books, including children’s and young adult books. Galleria Plaza, West Bay Road. Open MondaySaturday 9am-6pm. Tel: (345) 945 4686.

Next Chapter

A haven for book lovers across Cayman and a favourite destination to pick up unique and meaningful gifts for all age groups. Located in the heart of Camana Bay’s town centre, Next Chapter is a community hub and the perfect place to lose yourself while browsing or stop quickly to pick up a last-minute gift. The store is open seven days a week and every purchase is backed by their lowest guarantee. Open Monday-Friday 10am-6pm, Saturday 9am6pm, Sunday 10am-5pm. Tel: (345) 640 BOOK (2665). SEE AD OPPOSITE PAGE

The Christian Enlightenment Centre

Carries Christian books, Bibles, Devotionals, home décor, gift items, greeting cards, journals and more. North Church Street (by Burger King), George Town. Open Monday-Saturday 9am-6pm. Tel: (345) 945 1252.

Building Supplies

There are a handful of well-stocked building supply companies in Cayman. The major building suppliers are A. L. Thompson’s, Cox Lumber and Kirk Home Centre. For in-depth information, please see the Building a Home chapter.

Buying in Bulk

If you are looking to buy bulk items like nappies, cleaning supplies, toilet paper, non-perishable food and soft drinks, Cayman has a good selection of wholesale stores. Priced Right and Cost.U.Less both sell an array of household items.

Cost.U.Less

Cost.U.Less is your go-to local warehouse retailer, offering a wide variety of fresh grocery and general merchandise items that you can depend on to run your home or business. Governors Square, 51 Lime Tree Bay Avenue. Open Monday-Saturday 8am-9pm. Tel: (345)

745 5377. SEE AD PAGE 275

Priced Right

Two stores: The Airport Centre MondaySaturday 7am-9pm and Republix Plaza MondaySaturday 7am-10pm. Both stores are closed on Sundays. Tel: (345) 815 1070 or (345) 949 3214.

Cameras & Photographic Equipment

In some cases, cameras and camera equipment may be cheaper on-Island than in the US or Europe as they are duty-free.

Cathy Church’s Photo Centre

Cathy Church’s sells a wide range of digital cameras, including Nikon, Olympus, GoPro Instax, Fujifilm, underwater systems and more. With a camera purchase, you also get 20 free 4”x6” prints from the convenient selfservice print kiosks. They also offer a custom photo printing service and provide an amazing framing service with the largest on-Island framing studio. Located at Sunset House Hotel, South Church Street, George Town. Tel: (345) 949 7415 or visit www.cathychurch. com. SEE AD PAGE 272, 397 & 467

Clothing & Accessories for Adults

Allee Designer Fashion Boutique

A women’s designer fashion and shoe boutique. Allee provides quality and elegant clothing for all occasions at affordable prices. Galleria Plaza, West Bay Road off Seven Mile Beach. Tel: (345) 946 6464 or visit www.facebook.com/ alleedesignerboutique.

Amé

Offering a relaxing atmosphere while you shop, you can find everything from activewear and sports-luxe to summer resort and bohemian clothing, shoes, fine accessories and home fragrances in this boutique offering premium lifestyle brands for men and women. The Paseo, Camana Bay. Tel: (345) 946 2929.

Atlantic

Atlantic has been a community staple for the last 50 years and is known for offering a variety of well-known brands at affordable prices across six departments. Men will find designers such as Original Penguin, Ben Sherman, DKNY and Madden shoes. The women and junior departments carry AGB, Ruby Rd, Democracy, A.BYER, Idem Ditto, YMI Jeans. For women’s shoes, you will find Madden Girl, Esprit and Skechers in a range of styles. Atlantic is also the authorised dealer of Skechers for the whole family, and many other popular brands for casual, fun and work. They also carry an extensive collection of lingerie, including Maidenform and Bali. Shoppers can also find an excellent and ever-changing selection of accessories and unique gifts. Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www.atlanticcayman.com. SEE AD OPPOSITE PAGE

Bliss Living & Yoga

Sells yoga books, mats and high-quality athletic wear, including Lululemon Athletica. The Strand, Canal Point Drive, SMB. Tel: (345) 949 9642.

Blue Wave - Waterman Cayman

A lifestyle wear and surf shop that carries Billabong, Roxy and more. Also stocks kitesurfing equipment. Two locations: Galleria Plaza, West Bay Road. Tel: (345) 769 7873. West Shore Centre, West Bay Road. Tel: (345) 949 8166.

Carey’s Karma Closet

A women’s designer consignment store that sells designer clothing and accessories at 40%70% off the retail price. Expect to find brands like Louis Vuitton, BCBG, Gucci, Jimmy Choo and DVF. Buckingham Square, 720 West Bay Road. Open Tuesday-Saturday 11am-5pm. Tel: (345) 947 4945 or email: info@careyskarmacloset. com.

De Sunglass Man

A leading sunglasses store on-Island with a broad range of duty-free sunglass brands to suit every lifestyle, from Chanel, Bulgari, Prada and Gucci to Coach, Maui Jim, Oakley and RayBan. Also sells fashion watches and accessories. Located at The Island Plaza and Camana Bay.

Tel: (345) 640 5339 or (345) 946 2507 or visit www.desunglassmancayman.com.

Fifth on Seven

Features designer resort wear, swim and beachwear for both men and women. Caribbean Plaza, West Bay Road. Visit www.nkycayman. com.

Forever Summer

Offers a variety of stylish, fun and affordable women’s fashion and accessories for teens and adults. They sell waterbottles from Hydroflask, Instax instant polaroid cameras and makeup. The Paseo, Camana Bay. Tel: (345) 949 4142 or visit www.foreversummer.com.

Funky Monkey

A hip apparel and fun wear boutique for sport, yoga, beach and party-inspired needs. They provide trendy fashion selections and accessories for the whole family. Featuring brands like Ocean Drive, Elan, River + Sky, Volcom, Johnnie-O, Banana Moon and more. Governors Square, West Bay Road. Tel: (345) 943 8659.

Guy Harvey Gallery & Shoppe

Sells Guy Harvey merchandise, including men’s, women’s and kids’ apparel. They also offer a wide range of accessories, home décor and unique souvenirs. 49 South Church Street, George Town. Tel: (345) 943 4891 or visit www. guyharvey.com.

J. Michael

Offers a large collection of clothing, shoes, accessories, cosmetics and more for women, men and kids. Also good for children’s gifts. The Strand Shopping Centre, West Bay Road. Tel: (345) 946 5310 or visit www.jmichael.ky.

NKY, NKY Collections & POLO by NKY

Offers a large selection of top brands. Find luxurious men’s and women’s fashion and accessories. Professional tailoring and personal shopping services are also available. Visit www.nkycayman.com.

Off The Peg

Women’s boutique offering stylish and

affordable clothing (sizes 2-22), unique fashion jewellery and handbags. Unit 8, Seven Mile Shops. Tel: (345) 946 5050, check out their Facebook and Instagram page (@offthepegcayman) or visit www. offthepegcayman.com.

Red’s Emporium

The retail location of Red Sail Sports in Camana Bay, Red’s Emporium, sells affordable fashion for work and play, as well as unique gifts and accessories for both men and women. The Crescent, Camana Bay. Tel: (345) 640 9849 or visit www.redsailcayman.com.

Sand Angels

Sells a great selection of world-class swimwear, resort wear and accessories, including bikini separates, full-figure and bra-sized swimwear. The Paseo, Camana Bay. Tel: (345) 945 7263 or visit www.sandangels.com.

TABS Cayman

TABS Cayman is a new retail store in the heart of Camana Bay. They specialise in island apparel for men, women and kids, and have several collaborations with local artists. Located on Market Street (opposite Next Chapter), Camana Bay. Tel: (345) 525 8227, email: hello@ tabscayman.com or visit www.tabscayman. com.

VITAL Spinbar & Yogaden

Sells eco-friendly yogawear from brands, including Manduka and Woven, as well as essential oils, diffusers and candles. VITAL also stock a luxury spa line with shampoos and body oils. Located in Grand Harbour Shops, Red Bay. Tel: (345) 333 4825.

Vertu

An affordable fashion and shoe boutique for women. Three locations: Flagship by Vertu in Camana Bay, Caribbean Plaza and 40 Cardinall Avenue, George Town. Tel: (345) 945 0606.

Clothing for Children

The beauty of buying kid’s clothes locally is that the stock suits the climate! You will be pleased with the selection, variety and prices available in Cayman. Some

adult stores like Funky Monkey also stock a good selection of kids’ clothing. The boutiques at The Ritz-Carlton and The Westin, as well as Divers Supply and Divers World, carry good options for kids.

Atlantic Kids (AK)

For 50 years, AK has specialised in children’s clothing, accessories and toys for infants to teens. They are Cayman’s authorised retailer for Carter’s, OshKosh and Skechers, and offer many other top children’s brands like Guess, Habitual, XRay Jeans, Amy Byer and Stride Rite. AK also sells backpacks, lunch kits and water bottles for all ages, including a wide selection from Jansport. Paddington Place, Godfrey Nixon Way. Tel: (345) 949 2296 or visit www.atlanticcayman.com.

SEE AD THIS PAGE

Bedside Manor

This well-known store sells a variety of baby clothes for various ages, including coveralls, footie and gown sets, sleeping bags and more. Also stocks accessories, including bibs, swaddles, muslin burp cloths, socks and mittens, beanies and hats. Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.bedsidemanor. ky. SEE AD PAGE 204

Kids Karma Closet

Sells pre-loved children’s and maternity wear. A consignment store specialising in clothing from newborn to 16+, shoes, accessories, toys and carriers. Buckingham Square, West Bay Road. Tel: (345) 924 2067.

Little Angels

Sells a great selection of UV sun protection apparel and swimwear, trendy casual clothing and Cayman-branded items for boys and girls all the way up to age 14. Camana Bay (opposite the cinema). Tel: (345) 945 SAND (7263) or visit www.sandangels.com.

Little Coconuts

Little Coconuts is a kids retail store that sells clothes and games for newborn infants to children aged eight years old. They have a great selection of toys and gadgets perfect for beach days or even at-home activities in

the kitchen, bedroom, bath and outdoors. Tel: (345) 326 3825, email: hello@beachetc.ky or visit www.littlecoconuts.ky.

Computers & IT Services

Expect to pay a little more for computers in Cayman. If you import a computer, you will have to pay 22% duty on the shipping, insurance and cost of the equipment.

Cayman MAC Store

Cayman’s Apple-authorised reseller and service provider has a full range of Macs, iPads, iPods, iPhones, Apple TV, Beats products, headphones, accessories and more. One Nexus Way, Camana Bay. Tel: (345) 943 4763 or visit www.caymanmacstore.ky.

Kirk Office

As an authorised retailer of HP and Lenovo, Kirk Office has an excellent selection of laptops, tablets, printers, monitors and accessories in their interactive showroom. They also offer networking, storage and memory components, plus a variety of cables, adapters and accessories. Tel: (345) 623 5475 or visit www. kirkoffice.ky. SEE AD PAGE 78

Office Supply Ltd.

Marquee Plaza, 36 Lawrence Boulevard

Tel: (345) 946 1200

PBS Cayman Business Machines Ltd.

PBS Cayman provides IT solutions for business and home use, as well as repair services. They also offer quality digital printing services and quality prints at quick turnaround times. Cayman Centre, Dorcy Drive, George Town. Tel: (345) 949 8642 or visit www.grouppbs.com.

Curtains, Draperies & Blinds

See the Home Improvements chapter.

Dive Equipment

Divers Supply

West Shore Centre, West Bay Road

Tel: (345) 949 7621

Electronics & Home Automation

Audiophile

From single zone to entire property multizone functions, Audiophile’s audio visual (AV) installations stand out in the local industry for their quality and design features and intuitive control options. Catering to an open plan backbone of infrastructure to complement the ever-changing landscape of AV products, and with several key brands, many of which Audiophile are the Islands’ sole distributor for, they offer the highest quality products for every job they install. Units 1A and 1B, 38 Market Street, Camana Bay. Tel: (345) 746 4434, email: info@theaudiophilegroup.ky or visit www.theaudiophilegroup.ky.

Bang & Olufsen

Cayman’s exclusive dealer for Bang & Olufsen offering an extensive range of products like BeoLab speakers, BeoVision televisions, BeoPlay headphones and portables. Market Street, Camana Bay. Tel: (345) 746 4434.

Creative Tech

Creative Tech offers a wide range of home theatre systems, TVs, headphones, speakers and AV furniture. Tel: (345) 946 8324.

Funky Tangs

Sells TVs, home theatre equipment and audio and video accessories. They also offer a full line of musical instruments and car stereos. Two locations: 220 Shedden Road, George Town and 42 Hirst Road, Savannah. Tel: (345) 949 0998.

Hi-Tech Electronics

Offers TVs, home theatre equipment and satellite TV services. 34 Howard Street, off Godfrey Nixon Way. Tel: (345) 945 3950 or email: hitech@gmail.com.

Fireworks

Fireworks Ltd. by Massive

Open all year round, they offer a wide range of fireworks like rockets, roman candles, sparklers, cakes, fountains and large ‘show in a box’ displays. They offer online shopping for pick up. 134 Industrial Way, George Town. Tel: (345) 949 7990 or visit www.fireworkslimited. com.

Flooring, Tiles & Carpets

See the Home Improvements chapter.

Furniture Stores

There are several furniture stores on-Island with a variety of options. IDG (SEE AD INSIDE FRONT COVER) is an award-winning interior design firm offering expertly curated products and hassle-free shopping, with a white-glove delivery service covering everything from importation to installation and clean-up. IDG has a variety of vendors to choose from and is the exclusive local stockist for many brands.

LIVING.KY (SEE AD PAGE 12-13, 83, 195 & 219 ) is another furniture and interior design company dedicated to helping you live stylishly and comfortably, with a range of indoor and outdoor furniture to choose from. They also offer complimentary interior design services as part of their custom furniture packages.

Other dedicated furniture stores like Ashley Furniture (SEE AD PAGE 202) , Great Room by NYK, Marksons Furniture, Sticks & Stones, Tomlinson Furniture (SEE AD PAGE 279) and Design Studio (SEE AD PAGE 193) all sell a very good selection. Home centres like A. L. Thompson’s (SEE AD PAGE 194, 208, 210, 251 & 280) and Uncle Bill’s (SEE AD PAGE 201) sell a small selection of relatively inexpensive indoor and outdoor furniture.

Divers World

Seven Mile Shops, West Bay Road

Tel: (345) 949 8128

During December, there are many places selling fireworks; however, throughout the year, you can get them from Fireworks Ltd. by Massive, which is Grand Cayman’s largest fireworks retailer. Keep in mind that sky lanterns are now prohibited to import due to the new single-use plastic ban.

Children and baby furniture can be bought from Bedside Manor (SEE AD PAGE 204 ) in Camana Bay, The Bump to Baby in The Strand on West Bay Road, Tomlinson Furniture Gallery and Baby Express at 68 Mary Street in George Town. Preloved, second-hand baby and children’s furniture can be bought through the EcayTrade website and at Kids Karma

Closet. Cayman also has extremely skilled furniture designers who can build almost anything from scratch, like wine cellars, bookshelves, entertainment centres, staircases, closets and beds, etc. Custom cabinets for your kitchen and bathroom can be purchased from Pooley Cabinets (Tel: (345) 947 6780). John Bird of Martlet Design also builds custom design furniture (Tel: (345) 916 7583).

If you’re moving to Cayman, the best course of action is to first decide whether you will be renting or buying. Most rentals come fully furnished, as do previously owned houses and condos. Newly built houses and condos come unfurnished. Many people buy new furniture locally or take advantage of the booming secondhand market on the EcayTrade website and other local Facebook pages.

If you decide to buy your own home, you can choose to import your personal items (furniture, paintings, accessories, etc). If you have been here longer than the six-month duty-free window, then you can write to the head of Cayman Customs explaining that you have now bought a property and would like to import your used personal items from back home, and request that the items be brought in dutyfree (see the Preparing to Move chapter for more information). If the request to import your belongings is genuine, it is unlikely you will be denied. This would be subject to any condition that the collector may see fit to impose. Provide all the receipts so you can prove the items are over six months old, but please note, the items must be used. If any items are new and have never been used, then you will likely be charged duty.

Ashley Furniture HomeStore

At Ashley Furniture HomeStore, their wide selection of styles and low prices make it easy to build a home you’ll love to live in. They stock a large selection of living, dining, bedroom and outdoor furniture options, as well as home décor and accessories to personalise your space. Visit their showroom at 360 Dorcy Drive, Gorge Town. Tel: (345) 943 2323, email:

ashleyfurniturehomestorecayman@gmail.com

or visit www.ashley.ky. SEE AD PAGE 202

BrandSource Home Gallery

209 Dorcy Drive, Industrial Park, George Town Tel: (345) 623 5000

www.brandsourcecayman.com

Design Studio

An interior design firm and furniture retail shop. Their showroom features a wide variety of furniture and accessories for the home. Market Street, Camana Bay. Tel: (345) 945 4977, email info@designstudio.ky, visit www.designstudio. ky or check out their online shop at www. designstudiointeriors.shop. SEE AD PAGE 193

HÜIS Cayman

A variety of furniture items for your living room, kitchen, dining room and more. 350 Shedden Road, George Town. Tel: (345) 949 3749.

Interior Design Group (IDG)

In addition to IDG’s award-winning design services, the company operates a brick-

and-mortar showroom and online boutique featuring a collection of hand selected, timeless, yet forward-thinking furnishings and products that are appealing to discerning customers. Located in 7 Mile Shops, West Bay Road, Seven Mile Beach. Tel: (345) 745 4315 or email: shop@idgcayman.com.

SEE AD INSIDE FRONT COVER

Label C

Label C shop is a home and lifestyle store created by Cynthia Tranel. The shop carries a unique selection of quality-driven furniture and designer-approved home essentials. Shop their built-to-last curated selection of timeless indoor and outdoor furniture. Explore the finest in-home décor accessories, including a furniture line, lighting, mirrors, rugs, bedding, kitchen, bath, apothecary and much more. Find homeware pieces you’ll treasure forever in their store on Bismarckia Way (facing Fosters), Camana Bay. Tel (345) 546 1880 or email: hello@labelcdesigns.com. SEE AD PAGE 5

LIVING.KY

Contemporary furniture and design store with brands and furniture for all areas of the home. Stocks various items, including coffee tables, storage and shelving, entertainment units, chairs, sofas, sectionals, ottomans and more. Also stocks outdoor furniture like hanging benches and swivel chairs. Located at 48 MacLendon Drive, George Town. Tel: (345) 233 8700 or visit www.living.ky.

SEE AD PAGE 12-13, 83, 195 & 219

Marksons Furniture

Provides space planning and interior design services and has a selection of indoor and outdoor furniture. 19 Compass Drive (off North Sound Road), George Town. Tel: (345) 949 6233.

Staged

An online home décor company providing a range of contemporary furniture. Staged offers furniture packages ideal for new homeowners, investors, landlords and developers. Tel: (345) 743 8888, email: info@staged.ky or visit

www.staged.ky to find out more about their furniture packages. SEE AD PAGE 205

Sticks & Stones

An eclectic collection of fine indoor and outdoor furniture and accessories. Open Tuesday-Saturday 10am-5pm. Tel: (345) 947 8663, email: sales@sticksandstones.ky or visit www.sticksandstones.ky.

Tomlinson Furniture & The Mattress Gallery

Stocks all the major, trusted brand mattresses like Serta, Simmons, Sealy, Tempur, iComfort and Beautyrest. They offer solid wood bedroom sets, sofa sets, dining sets, home office, bunk beds and more. Brands carried include Coaster Furniture, Furniture of America, Modway, Classic Home, Ashley Furniture, Serta Upholstery, Palliser and more. They also sell nursery and children’s furniture, including cribs, crib mattresses, toddler beds and more. Home décor accessories from brands such as Uttermost, Sagebrook and Streamline Art. Free Island-wide delivery is offered on any purchase. Tomlinson Building, 9 Walkers Road, George Town. Tel:

(345) 949 5383, email: info@tomlinsonfurniture. ky or visit www.tomlinsonfurniture.ky. SEE AD PAGE 279

Second-Hand Furniture

The second-hand furniture and accessories market is flourishing, and you will be pleasantly surprised by the quality of the goods found for such reasonable prices. Second-hand furniture can be found on EcayTrade (www.ecaytrade. com) and at Cayman Consignment (located at 48 Maclendon Drive) Second-hand household items, books, clothing and more can be found at the Red Cross Thrift Shop and the Cayman Islands Humane Society Thrift Shop. See the Thrift Shop section on page 285.

Hardware

There are a number of hardware stores across Grand Cayman, including A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s, that carry a large selection of essential items for your home or hurricane supplies. Go to

our Building in Cayman chapter for more information.

Homewares, Accessories, Lighting, Linens & Bed Sizes

Whether you’re renting or purchasing a house, most tend to come fitted with a washer, dryer, fridge, microwave, dishwasher and stove. If you are renting, properties are usually equipped with some kitchen utensils, like plates, cutlery and pots. Linens and towels are less frequently provided, however a great selection of good quality beach towels can be found at Cost.U.Less in Governor’s Square, Priced Right on Airport Road and Kirk Home Centre on Eastern Avenue.

All the home centres and many furniture stores carry an interesting range of accessories, such as pillows, lamps, throws, linens and ornaments. Lamps with 110/115 volts and a two-pin electrical plug work here. Refer to the Settling In chapter, Utilities section for more information on electrical plugs and outlets. Bed sizes in Cayman are all US sizes. A twin or single bed is 38” x 74”, a full bed is 54” x 80”, a queen is 60” x 80” and a king is 84” x 80”. Most mattress brands sold on-Island have pillow tops, so deep-fitted sheets are a must.

A. L. Thompson’s

Sells home fashions, indoor and outdoor lighting fixtures and ceiling fans, countertop appliances, cookware, bakeware, tableware, gadgets and window treatments. Major home appliance brands include Whirlpool, KitchenAid, Miele, Sub-Zero and Wolf. 189 North Sound Road, George Town. Tel: (345) 949 8622 or visit www.althompson.com.

SEE AD PAGE 194, 208, 210, 251 & 280

Anna Hislop

Sells an array of indoor and outdoor home accessories such as rugs, bookcases and shelving, kitchen and dining décor. Eucalyptus Building, George Town. Tel: (345) 949 5556 or visit www.annahislophome.com.

Ashley Furniture HomeStore

At Ashley Furniture HomeStore, their wide selection of styles and low prices make it easy to build a home you’ll love to live in. They stock a large selection of living, dining, bedroom and outdoor furniture options, as well as home décor and accessories to personalise your space. Visit their showroom at 360 Dorcy Drive, George Town. Tel: (345) 943 2323, email: ashleyfurniturehomestorecayman@gmail.com or visit www.ashley.ky. SEE AD PAGE 202

Bedside Manor

This lovely boutique sells luxury linens, down pillows, weighted blankets, duvets, baby products, home accessories (like throws and cushions) and a curated collection of gifts and women’s jewellery and luxury accessories. Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.bedsidemanor.ky.

SEE AD PAGE 204

Bon Vivant Kitchen Studio

In addition to kitchen design services, luxury appliances, cabinetry and plumbing fixtures, Bon Vivant’s retail space is an oasis stocked with premium countertop appliances and electrics, cookware, tabletop items and a full range of culinary accessories. Brands include industry leaders like Breville, Smeg, Le Creuset, Aarke, Ooni and Big Green Egg. Market Street, Camana Bay. Tel: (345) 623 2665 or email: info@bonvivant.ky.

SEE AD THIS PAGE & 212

BrandSource Home Gallery

Offers a selection of Tempur-Pedic and Sealy mattresses, along with furniture

including tables, lamps, rugs, mirrors and bed accessories. They also offer a full range of European kitchenware, cookware, cooking utensils and gadgets for the wine enthusiast. 209 Dorcy Drive, Industrial Park, George Town. Tel: (345) 623 5000.

Cariloha

Everything in-store is made from Bamboo, which is soft, breathable, environmentally friendly and hypoallergenic. Products range from bed linens and plush throw blankets to fitness attire, sleepwear and bath towels. Cardinall Avenue, George Town. Tel: (345) 949 7477 or visit www.kirkfreeport.com/ stores/cariloha.

Christina Noel

Christina Noel Interiors is a boutique interior design firm. They have an atelier and boutique store which offers furniture, art, accessories, fabrics, wallpaper and lifestyle goods. The Grove, West Bay Road, Seven Mile Beach. Tel: (345) 916 4952 or email: cn@christinanoel. com.

Design Studio

A full-service interior design firm and showroom featuring furnishings and home décor. Market Street, Camana Bay. Tel: (345) 945 4977, email: info@designstudio.ky, visit www.designstudio.ky or check out their online shop at www.designstudiointeriors. shop. SEE AD PAGE 193

Kirk Home Centre

Sells an extensive variety of all homeware products, from linens and home décor to

paint, lighting and much more. 257 Eastern Avenue, George Town. Tel: (345) 949 2521.

Ledger & Looms

Stocks a tasteful and eclectic collection of authentic hand-knotted rugs directly sourced from major weaving countries. They have a large selection of quality handmade carpets in varying sizes, colours and styles. They also sell gorgeous accessories, including cushion covers, woven baskets, furniture upholstered in vintage textiles, mosaic lamps, jewellery, Turkish towels, robes, throws and scarves. Galleria Plaza, West Bay Road, Seven Mile Beach. Tel: (345) 943 7847, email: guru@ledgerandlooms. com or visit www.ledgerandlooms.com.

SEE AD PAGE 206

Label C

Carries a unique selection of quality-driven furniture and designer-approved home essentials. Shop their built-to-last curated selection of timeless indoor and outdoor furniture. Explore the finest in home décor accessories, including a furniture line, lighting, mirrors, rugs, bedding, kitchen and bath, apothecary, vintage and much more. Sells triedand-true furniture and homeware pieces you’ll treasure forever. Bismarckia Way, Camana Bay (facing Foster’s). Tel: (345) 546 1880.

SEE AD PAGE 5

LIVING.KY

Contemporary furniture and design store selling a variety of homeware products and accessories, including throw pillows, mirrors, art pieces, light fixtures, rugs, office décor and more. Located at 48 MacLendon Drive, George Town. Tel: (345) 233 8700 or visit www.living. ky. SEE AD PAGE 12-13, 83, 195 & 219

Marksons Furniture

Marksons has a large selection of homeware, furnishings, mattresses, pillows and comforters. Tel: (345) 949 6233.

The Mattress Experts

Sells a variety of mattresses, linens, pillows, headboards, bed frames and more. Located at 494 Shedden Road, George Town. Tel: (345) 947 1708 or visit www.mattressexperts.ky.

Uncle Bill’s

Carries a great selection of inexpensive home accessories and housewares for both indoor and outdoor living from a range of brands. 343 Eastern Avenue, George Town. Tel: (345) 949 7601. SEE AD PAGE 201

Hurricane Supplies

Stock up on supplies well before the season starts and the threat of a hurricane appears. Visit bulk suppliers like Priced

Right and Cost.U.Less (SEE AD PAGE 275 ) for deals on items like drinking water, batteries and canned goods (see the Buying in Bulk section in this chapter). Other items, such as torches, tarpaulins and generators, can be sourced at home centres like A. L. Thompson’s (SEE AD PAGE 194, 208, 210, 251 & 280 ) , Kirk Home Centre or Uncle Bill’s (SEE AD PAGE 201) . For hurricane shutters, Hydes & Sons has an on-Island factory which makes topof-the-line hurricane shutters. See our Disaster Preparedness chapter for more information.

Jewellery, Watches & Repairs

Most jewellery stores on-Island carry a broad selection of high-end watches, including brands like Cartier, Rolex and Tag Heuer. Cayman is also a great place to buy jewellery as it can be cheaper than Europe or the US. You can enjoy savings of up to 30% on items like watches, gems and most precious metals. For jewellery and watch repairs, Kirk Freeport and Island Companies offer in-house repair services.

Balaclava Jewellers

Offers stunning and unique jewellery pieces that are rarely found elsewhere. Choose from a selection of contemporary and classic jewellery or work with Balaclava to design a piece unique to you. Governors Square, West Bay Road, Seven Mile Beach. Tel: (345) 945 5788 or visit www.balaclava-jewellers.com.

Santos and Trinity de Cartier, as well as iconic Cartier timepieces, including Santos de Cartier, Tank and Panthère, and a variety of accessories, leather goods, fragrances and other creative collections. Bayshore Mall, South Church Street, George Town. Tel: (345) 815 7471.

Island Jewellers/Island Companies

With locations across Grand Cayman, Island Jewellers specialises in an array of fine jewellery, diamonds and watches. Browse timepieces by Ulysse Nardin, Hublot and Tissot or select jewellery from the collections of Hearts on Fire, Tacori, John Hardy and more. Visit their profile on the Cayman Resident website to view a full list of all of their locations or visit www.islandjewellers.com.

Kay’s Fine Jewelry

Kay’s Fine Jewelry is a 35+ year family business owned and operated in the Caribbean. They have a large selection of diamonds, gems and fancy gold and are well known for the iconic Flexible Diamond Bangle. Located at 6 Fort Street, George Town (adjacent to the cruise port, in front of Heroes Square). Tel: (345) 746 4500 or email: gcm@kaysfinejewelry.com.

Kirk Freeport

The official Rolex Jeweller of the Cayman Islands, and home to a vast variety of the world’s leading luxury brands, including Cartier, Breitling, TAG Heuer, Patek Philippe, Omega, David Yurman, Roberto Coin, Bulgari, Marco Bicego, Mikimoto, Messika and many more. For a full list of locations in George Town and Seven Mile Beach, Tel: (345) 949 7477 or visit kirkfreeport.com. SEE AD OUTSIDE BACK COVER

PANDORA

Take advantage of tax-free savings at PANDORA. They specialise in charm bracelets and jewellery in sterling silver and 14k gold. Located in Camana Bay. Tel: (345) 640 5337 or visit www.islandjewellers.com/pandora.

Cartier Boutique

The boutique carries a stunning range of signature jewellery collections, including Love, Panthère de Cartier, Juste un Clou,

Rocky’s Diamond Gallery

Sells a range of jewellery, from GIA-certified diamonds to tanzanite, as well as rubies and emeralds. Sells an array of rings, pendants,

earrings and bracelets and can custom design jewellery. Located at 28 North Church Street, George Town. Tel: (345) 946 7851, email: sales@rockysdiamonds.com or visit www. rockysdiamonds.com.

Maternity Clothing

The Bump to Baby stocks a variety of fashionable maternity and nursing apparel for all stages of motherhood. Bedside Manor (SEE AD PAGE 204 ) also stocks comfortable women’s pyjamas and sometimes maternity clothing. Atlantic (SEE AD PAGE 277) , Silhouette and The Baby Shoppe each sell a good selection of maternity bras. Bliss Living Yoga sells Lululemon Athletica, which is very comfortable and durable. Funky Monkey also has a good selection of comfortable clothing.

Musical Instruments

You can import musical instruments duty-free. Guitars are readily available on-Island and come in all sizes but there is a limited variety of other instruments for sale. For music lessons, refer to our Activities for Kids & Teens chapter.

Funky Tangs

Carries guitars, keyboards and drums and can order in violins. They have two locations: 220 Shedden Road, George Town and 42 Hirst Road, Savannah. Tel: (345) 943 0998.

Myles Music Store

Sells all sorts of different instruments and music books. Myles Music Store also rent and repair guitars and offers music lessons. Barnett Building, 24 Huldah Avenue, George Town. Tel: (345) 949 1753 or email: mylesmusic@candw. ky.

The Music Box

Sells musical instruments, accessories, music books and recording equipment. Also repairs and rents musical equipment. Market Street, Camana Bay. Tel: (345) 938 3838.

Musical Instrument/Piano Tuning

Typically, acoustic pianos require a service every 6-12 months. If your acoustic

piano needs tuning, regulation or repair, the companies below offer professional piano tuning services:

Myles Music Store

Barnett Building, 24 Huldah Avenue, George Town. Tel: (345) 949 1753 or email: mylesmusic@candw.ky.

Pianotech.ky

Tuning, regulation and repair of all acoustic pianos. Installation of dehumidifier systems in acoustic pianos and repairs to electronic keyboard instruments, depending on availability of parts (mainly Yamaha and Roland). A member of the Master Piano Technicians of America. Tel: (345) 925 4535, email: pianotunacayman@gmail.com or visit www.pianotech.ky.

Office Supplies

See the Running a Business chapter.

Paint

Dedicated paint supply stores are listed below. However, many of the home centres also carry paint and painting supplies.

ACE

Carries a wide selection of top brands like Clark & Kensington and Magnolia Home by Joanna Gaines, and provides colour matching technology. Also offers paint supplies from brushes, stencils and rollers to metallic spray paint, chalk paint and craft paints. 11 Ashgo Street, off Godfrey Nixon Way, George Town. Tel: (345) 949 4223.

Cayman Coating Industries

Specialises in Benjamin Moore and their own branded paint. 96 Portland Road, Industrial Park, George Town. Tel: (345) 949 2920.

Party Supplies & Rentals

With every special occasion, there is a cause for celebration. Regardless of the size of your event, there are several party supplies stores and services available.

Party Mania, on Dorcy Drive, offers an array of party supplies for birthdays, baby showers, corporate events, weddings

and more. Tel: (345) 945 3268 or email: caypartymania@gmail.com. It’s Your Party (Tel: (345) 946 4453) located in Bodden Place on Shedden Road, Party Source (Tel: (345) 947 2789 or (345) 916 2789) in Paddington Place on Godfrey Nixon Way and PartyVille (Tel: (345) 943 8455) in Plaza Venezia. They all sell party supplies, fancy dress costumes and balloons, and offer bouncy castle rentals. Shilpa offers face painting, henna tattoos and balloon twisting. Tel: (345) 927 1763 or email: tshilpa74@gmail.com.

For larger party supplies like tents, tables, chairs and more, try AI Rentals (Tel: (345) 946 4935), Celebrations Ltd. (Tel: (345) 623 2044), Massive Equipment Rental (Tel: (345) 949 7990) or Party Source (Tel: (345) 947 2789 or (345) 916 2789).

Partybooth Cayman (Tel: (345) 926 4100) has photo booth rentals suitable for every event.

Plants, Flowers & Garden Centres

Throughout the year, florists and grocery stores have a variety of pre-cut flowers and pre-made arrangements. Plants, trees and potting soil can also be found at the Island’s plant nurseries, the Botanic Park and the Department of Agriculture in Lower Valley.

Cayman Growers

A plant nursery and sod/grass and tree farm located in East End. They have a variety of trees, including mango, avocado and the Barbados cherry. Tel: (345) 323 0722.

Eighty One West

An emporium of all things botanical and botanical-inspired. Eighty One West is a nursery and design shop. It offers plants from the familiar to the unique, pet supplies, gifts, aquatics, furniture and a great design throughout. Immerse yourself in a realm of inspiration or talk to their passionate people who will help you plan your next landscape or aquatic project. Shamrock Road, Prospect. Tel: (345) 928 8442 or email: info@81west.ky.

SEE AD PAGE 285

Every Bloomin’ Thing (EBT)

A full-service floral shop, landscaping company, garden centre, gift shop and tearoom. 384 Crewe Road, George Town. Tel: (345) 945 1701.

Growing Beauty

The owner, Michelle Green, can provide advice when planning your garden and has knowledge about Cayman’s native plants. Located at 12D Lawrence Boulevard, off West Bay Road (next to the Harquail Theatre). Tel: (345) 927 2487 or (345) 923 0221 or email: growingbeauty_ nursery@aol.com.

Power Flower

Power Flower’s huge variety of ceramic pots and healthy, locally grown plants add the finishing touches to any property or event space. Visit their nursery, where a passionate team of specialists can help you make the most of your home space and, at the same time, create a welcoming and tranquil ambience. 31 Orchard Lane, off Crewe Road, George Town. Tel: (345) 949 2256 (office) or (345) 321 0308 (nursery), email: office@powerflower.ky or visit www.powerflower.ky. SEE AD PAGE 209

Vigoro Nursery & Landscaping

Vigoro is a full-service landscape and design company with two conveniently located garden centres. Both stores sell a large variety of indoor and outdoor plants, shrubs, trees, soil, fertilizers, large and small ceramic pots, water features and home and garden furniture and accessories. Two locations: 324 Walkers Road, George Town. Tel: (345) 949 4270 and 96 Agricola Drive, Lower Valley, Savannah. Tel: (345) 945 5236. Agricola Drive is open Monday-Friday 8am-6pm, Saturday 7.30am-6pm and Sunday 11am-5pm. Email: tom.balon@vigoro.ky or craig.stewart@ vigoro.ky, visit www.vigoro.ky or find them on Instagram (@vigoro_cayman) or Facebook (@ VigoroCayman).

School Uniforms

Most uniforms for private primary and high schools may be bought directly from the schools; however, uniforms for Cayman International School and some items for Cayman Prep School must

be purchased from Lands’ End (www. landsend.com). Government primary and high school uniforms can be purchased directly from the schools, Uniforms Cayman or Becky’s Closet. Clifton Hunter High School uniforms are only available at their uniform shop at the school. Contact the school directly.

Becky’s Closet/Uniforms and More

Sells uniforms for most Government primary schools, as well as for Triple C, Grace Christian Academy and Wesleyan Christian Academy. They also sell navy and khaki pants, skirts, shorts and skorts. 90 Godfrey Nixon Way (between A.L. Thompson’s and The Auto Spa), George Town. Tel: (345) 938 1111 or email: beckyscloset345@gmail.com.

Uniforms Cayman

Sells uniforms for most Government schools, like Savannah Primary School and John Gray High School. 62 Hospital Road Plaza, George Town. Tel: (345) 949 5784.

Shoes

As well as the shoe stores listed below, Blue Wave sells OluKai sandals and shoes and Sand Angels in Camana Bay sells Melissa sandals. Also, many of the clothing stores listed in this chapter also sell a range of shoeware.

Atlantic Kids (AK)

AK offers boy’s navy and khaki uniform bottoms and white shirts by K12 Gear. They also carry quality children’s shoes by Stride Rite, Skechers, French Toast and Rachel shoes. Belts and socks are also available. Located at Paddington Place, Godfrey Nixon Way, George Town. Tel: (345) 949 2296 or visit www. atlanticcayman.com. SEE AD PAGE 277

No. 1 Shoe Shop

Carries many different brands of children’s, men’s and women’s shoes, as well as sports shoes including Nike and more in their ‘Sport’N’Zone’ section. In-store shoe and luggage repair available. Hospital Road Plaza, 62 Hospital Road, George Town. Tel: (345) 949 5595.

SOLES Shoe Salon

Sells men’s and women’s designer footwear, as well as popular brands and all the latest styles. SOLES also sells designer handbags, wallets and travel cases. The Paseo, Camana Bay. Tel: (345) 746 8173 or visit www.nkycayman.com.

Sports Clothing & Equipment

For yoga clothes and mats, shop at Bliss, One Heart Yoga & Apothecary or VITAL. North Sound Golf Club has great options for male and female golf wear and equipment. Below is a list of places where you can also buy sports clothing and other equipment you may need.

The Ritz-Carlton Golf Club

The Ritz-Carlton, Grand Cayman features a variety of shopping outlets selling pro equipment and apparel at the golf shop. For wellness and fitness products and apparel, visit Silver Retail, located across The RitzCarlton Spa, Seven Mile Beach. Tel: (345) 943 9000.

The Ritz-Carlton Tennis Club

Located conveniently next to The Courts, The Ritz-Carlton Tennis Pro Shop offers a wide range of tennis and pickleball gear and equipment. They stock tennis rackets, pickleball paddles and balls, as well as men’s and women’s sportswear and tennis shoes. Tel: (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com.

Sportista Co

Sells sports apparel from Adidas, Nike, Asics, Garmin, New Balance and Under Armour. Also sells sports technology, including watches and headphones. Nexus Way, Camana Bay. Tel: (345) 926 1122, email: hello@sportista.co or visit www.sportista.shop.

Sports Supply

Offers clothing for football, yoga, tennis and fitness, equipment for watersports, ball sports, home fitness, yoga and more. West Shore Center, Seven Mile Beach. Tel: (345) 949 7884.

Waterman Cayman/Blue Wave

Sells equipment and clothing for water sports like paddle boarding, surfing and kite surfing. Galleria Plaza, West Bay Road, Seven Mile Beach. Tel: (345) 769 7873.

Sunglasses

Options of sunglasses boutiques include: Optique (Tel: (345) 949 3937) in Queens Court Plaza. De Sunglass Man (Tel: (345) 640 5339) in Camana Bay stocks a wide range of brands including Maui Jim, Oakley, Ray-Ban and more. Optical Outlook (Tel: (345) 746 2020), located in Anderson Square, Jaques Scott Plaza and Tibbets Square, Cayman Brac sells designer brands and Ray-Ban that can be converted to prescription glasses. Caribbean Optical (Tel: (345) 943 1515) in Seven Mile Shops also sells designer sunglasses. Mid-range sunglasses are available at the dive shops and cheaper sunglasses can be found in Foster’s, Kirk Market and Cost.U.Less

T hrift Shops

Thrift stores are a great place to start when shopping in Cayman. They have become a very popular outlet since many fashion stores on-Island can be significantly more expensive than overseas. Lucky for residents, there are many to choose from and the majority of thrift stores donate their proceeds to Cayman charities and not-for-profit organisations.

The CI Humane Society Thrift Shop

Offers affordable, gently used clothes, shoes and accessories for women, men and children, as well as toys, electronics, art and household items. Funds go directly to ongoing animal rescue efforts at the shelter. Located in Plaza Venezia, North Sound Road, George Town. Thrift shopping days are Tuesday, Wednesday, Thursday and Saturday 9am4pm. Donation drop-off days are Monday and Friday 9am-1pm only (except public holidays). Tel: (345) 945 5596 or email: shop@ caymanhumane.org.

Kindness Thriftique (ARK)

Opened in 2023 in the old PAWS Thrift Store location. Offers a selection of secondhand items, from clothing to homewares, with proceeds going towards various Acts of Random Kindness (ARK) programmes. Located in Unit 1, Plaza Odessa, Bodden Town. Visit www.arkcayman.org.

“New To You” Bargain Shop by NCVO

This thrift shop is open Monday-Friday 9am6pm and Saturday 9am-2pm. Donations are

welcomed year-round and the drop box is in the parking lot. All funds raised help aid the NCVO programmes. Located at NCVO, 90 Anthony Drive, George Town. Email: ncvo@ncvo.org.ky or visit their Facebook page for weekly updates (@NewToYouByNCVO).

The Red Collection (tRc)

tRc is the Cayman Islands Red Cross’ Thrift Shop designer boutique. They sell vintage designer apparel, higher-end furniture and some brand-new items at competitive prices.

34 Huldah Avenue, George Town. Open Saturday 10am-1pm. Tel: (345) 949 7467 or email: shop@redcross.org.ky.

Red Cross Thrift Shop

Open for donations and purchases of new and used items such as clothing, shoes, furniture and appliances. The funds generated are used to help those vulnerable in the community. 34 Huldah Avenue, George Town. Open Tuesday 9am-2pm, Thursday 9am-2pm and Saturday 8am-1pm. Email: shop@redcross.org.ky.

Toys

See page 275 earlier in this chapter.

Underwear Atlantic

(just off the Butterfield roundabout), George Town. Tel: (345) 949 2296 or visit www. atlanticcayman.com. SEE AD PAGE 277

Silhouette

Sells lingerie, underwear, loungewear, pyjamas and more for both men and women. They also offer a bra fitting service. The Paseo, Camana Bay. Tel: (345) 943 5223.

Victoria’s Secret Beauty & Accessories

Sells Victoria’s Secret panties, sportswear, sleepwear and fragrances. 40 Royal Plaza, Cardinall Avenue, George Town. Tel: (345) 949 6513.

Vy’s Closet

Sells bras, sports bras, panties, lingerie, sexy

than in the US, there is often a very valid reason for this. Every item sold in Cayman has to be imported; then, customs charge duty on (most) items at 20% (to retailers) or 22% (to the public). This duty is calculated based on the value of the goods and the shipping costs, as well as the insurance charged.

Residents and visitors must declare anything new they are bringing in if they exceed the CI$500 goods allowance or the alcohol and tobacco quotas. Many online retailers do not ship to Cayman, and if they do, shipping costs will be high. Most banks on-Island allow you to add an additional billing address to your card, which lets you shop at online retailers that do not accept Cayman addresses. It is a good idea to consider using a freight forwarder who will provide you with an address in the US and will then forward

The companies listed below can provide you with an address in the US to forward the package

MIAMI CAYMAN ISLANDS

For information on shopping online for groceries, see page 238 in the Food & Drink chapter for more.

Aeropost

Offers a marketplace for online shopping, plus a freight forwarding service. Cayman: 529 Shedden Road (next to NAPA), George Town. Tel: (345) 949 6178. Miami: 1 Aeropost Way, Miami, FL 33206. Tel: 1 (954) 260 9620. Open Monday-Friday 11am-4pm and Saturday 11am-2pm.

Cayman Islands Customs Agency (CICA)

CICA is a customs broker with over 30 years of experience that receives twice weekly consolidated shipments, expedited air services and great small package rates, with options to deliver to your home or office. Order from one or multiple vendors, from any freight forwarder in any country in the world. Whether you’re buying gadgets, furniture, kitchenware, a new TV, or even a car, CICA can assist you with bringing them to Cayman. Contact CICA to set up an account and start shopping. Tel: (345) 949 2350 or email: cica@cicustomsagency.ky.

SEE AD PAGE 117

CICA Office/Deluxe Freight (Cayman)

Cayman: 39 Ashgo Street (off Godfrey Nixon Way), George Town. Tel: (345) 949 2350. Deluxe address: 11401 NW 107th Street, Miami, Fl 33178. Tel: 1 (305) 513 0156 or email: cayman@deluxefreight.com.

EZShip Cayman Ltd.

A reliable and efficient package forwarding service for shopping online. Also provides a customs clearance and brokerage service. 90B Godfrey Nixon Way, George Town. Tel: (345) 640 0900, email: info@ezshipcayman.ky or visit www.ezshipcayman.ky. SEE AD PAGE 297

Mail Boxes Etc. (MBE)

MBE’s e-box service provides you with a US address so you can shop online and have your orders received in Cayman. MBE handles the customs clearance for you. Useful for imports and online shopping. The e-box mobile app and website make it easy to manage your orders and pay online. Customers using e-box to

ship their orders to Cayman do not pay sales tax on purchases made on Amazon and eBay. Two locations: Market Street, Camana Bay and Edgewater Way, Harbour Walk. Tel: (345) 745 1400, email: info@mbe.ky or visit www.mbe. ky.

Miracle Brokers

Miracle Brokers Intl. is a relocation and logistics company that offers services Island-wide for commercial and residential relocation. Their services include inland freight, air freight with customs broker and freight forwarding, and ocean freight with car imports and marine insurance. 140 Kingbird Drive, George Town. Tel: (345) 949 5989 or US Tel: 1 (305) 320 4004.

NCI Freight & Logistics

NCI air and ocean freight forwarding and consolidation service is a fast and efficient shipping solution for personal and household goods, which is perfect for getting all your online shopping sent to Cayman quickly and easily. Their standard air freight forwarding and consolidation service offers weekly shipments to Grand Cayman and the Sister Islands from the NCI freight receiving hub in Miami. 265 Smith Road, Palm Grove Building, George Town. Tel: (345) 943 4624, email: info@nci.ky or visit www.nci.ky. SEE AD PAGE 113 & 286

Seaboard Marine

Seaboard Marine offers fast and reliable weekly LCL shipping routes from Miami, Florida to Grand Cayman and more. They provide affordable shipping rates for small packages, barrels, dry and refrigerated containerised cargo. Whether you shop in-store or online, you

can personally deliver your purchase or have it shipped to their Miami consolidation facility for efficient, rapid shipping. After creating a MySeaboard account, you can create bookings, track shipments, send pre-alert arrival to the warehouse, and view bills of lading and account information. Unit 210-212, Canon Place, North South Road, George Town. Tel: (345) 949 4977 or email: robert@seaboardcayman.com.

SEE AD PAGE 115

StaMar Enterprises Ltd.

StaMar ship so you can shop the brands you love. Services include daily and weekly air freight and real-time tracking of your goods, all at low shipping rates. From the arrival of your package at their Miami warehouse to pick up in Grand Cayman, you can track progress door to door through the customer portal. The team will also email you updates along the journey to let you know it has arrived in Miami, is on its way, is clearing customs and is ready for collection. The Conch Shell House, 492 North Sound Road, George Town. Tel: (345) 949 2399, email: info@ stamar.ky or visit www.stamar.ky.

SEE AD THIS PAGE & PAGE 144

Keep in mind that some items cannot be imported into the Islands due to certain laws. For example, all items that depict the cannabis plant are prohibited from entering the Islands, as well as obscene writings and drawings, gambling instruments, pellet guns and catapults, certain vehicles and more. See the Preparing to Move chapter for other considerations and for further information on companies that offer freight forwarding.

Living

Living in Cayman provides a lifestyle that many look for thanks to the plethora of highly-skilled professionals who offer exceptional services. From internationally trained beauticians and hairdressers to hard-working photographers, this chapter contains all the information needed to take care of yourself and your family. You’ll also find information on essential, everyday amenities like locksmiths, postal facilities and courier services, as well as local media. For home-related services like air conditioning technicians, house cleaners and plumbers, see the Running Your Home chapter. For information on pets, see the Pets chapter.

Babysitters & Nannies

A reputable babysitting company should be licensed, insured and have staff trained in CPR and first aid. Although babysitters can be found by word-of-mouth, below we have listed some reputable companies. For information on hiring a full-time domestic helper or nanny, see the Running Your Home chapter and our sister publication, Cayman Parent magazine. You can also visit www. caymanparent.com.

AAA Caregivers

Tel: (345) 916 5925

Email: aaacaregivers@candw.ky or www.aaacaregivers.ky

A home care service agency whose staff are trained in first aid and CPR, housekeeping, childcare and safety. They also provide health care services for the elderly. Staff members are assigned based on their suitability to your family’s needs. The cost of the service is dependent on the amount of cleaning and childcare to be done and whether it is part time or full time. If you require a full-time domestic helper or caregiver, the agency can source, interview and train a trustworthy and hardworking employee for you for a finder’s fee. You can then employ the individual on your own terms. Rates are competitive.

PROFESSIONAL

Photos courtesy of Julie Corsetti & Lightfield Studios

Best Home Care Agency

Tel: (345) 947 2297 or (345) 926 2297

Offers professional childcare and babysitting services, as well as housekeeping services.

Private Staff Services

Minerva Cayman

13 Genesis Close, Genesis Building, GT

Tel: (345) 746 9999

Email: contact@minerva.ky

https://minerva.ky

Lifestyle management experts who provide private services designed to meet the day-today needs of busy, high-performing individuals and their families. Their key services include secretarial help from personal assistants, property management from professional certified house managers/butlers, certified training of household staff and etiquette consultancy at their registered Minerva Academy. SEE AD THIS PAGE

Bicycle Repairs

Cayman Mobile Bike Repairs

Tel: (345) 936 8385 or (345) 525 2020

A mobile bike repair company that also sells bicycles, Shimano and Garmin bicycle computers, shoes, jerseys, shorts and helmets.

Uncle Bill’s Home Improvement Centre

343 Eastern Avenue, George Town

Tel: (345) 949 7601

www.unclebills.ky

Uncle Bill’s is the leading bicycle shop on-Island offering both retail and bicycle servicing. Visit the website for a list of bicycle services and prices. SEE AD PAGE 201

Car Wash

Cayman’s only automated car wash, The Auto Spa (Tel: (345) 943 1946), is located off Godfrey Nixon Way. Refer to the Transportation chapter to learn more.

Cleaning Services

EM Brazilian Wise Services

Tel: (345) 924 2890

Email: contact@embrazilianwiseservices.com

www.embrazilianwiseservices.com

Hew’s Cleaning Services

Tel: (345) 949 0734

Email: chris.hew@hews-janitorial.com

www.hews-janitorial.com

A family-owned company that provides trustworthy, professional and efficient commercial and residential cleaning services. Contact them for general and deep cleaning, as well as oven, carpet, cupboard and window cleaning. They also offer sanitising, marble polishing, upholstery cleaning and much more. Staff are trained in Applied Microbial Remediation. The company also offers a residential team cleaning service and they come prepared with supplies. A great, hasslefree service. SEE AD PAGE 186

K & A Services (Janitorial)

Tel: (345) 326 3379

www.kandaservices.ky

K & A Services (Janitorial) provides residential and commercial cleaning, windows cleaning, post-construction, post-renovation, end-oftenancy, outdoor cleaning, school cleaning, strata area cleaning, short-term rental and

Airbnb cleaning. Their team uses a checklist to provide incredible attention to detail for thoroughly cleaning your home and office. They stand out because they ensure clients receive the best service possible.

SEE AD PAGE 186

Day Spas, Hair & Beauty Providers

Whether you’re looking to get a massage, manicure, pedicure, facial, haircut or other beauty treatment, Cayman has a great selection of service providers. Note: It is customary to leave a tip of 15% or more.

Beyond Basics Laser & Skincare

3rd Floor, Tomlinson Building, George Town

Tel: (345) 916 7546

Laser hair removal, laser skin rejuvenation/ resurfacing, microneedling PRP, eMatrix Fractional/CO2 laser and intimate tightening. Experts licensed to sell medical-grade skincare.

Body Works

Queens Court Plaza, West Bay Road

Tel: (345) 945 6485

Offers massages, facials, waxing, nails, body scrubs and more.

Da Vinci Centre for Wellness and Alternative Therapies

Park Place, West Bay Road, Seven Mile Beach

Tel: (345) 943 2002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

treatments, body contouring, acupuncture, Chinese medicine, aesthetic medicine, Botox/ Juvéderm, carboxy therapy, mesotherapy, sclerotherapy, reflexology, massage therapy, Reiki, naturopathy, guided meditation, HydraFacials, microdermabrasion, chemical peels, IVF support/infertility and smoking cessation. SEE AD PAGE 382, 383 & 387

Hibiscus Spa at the Westin Resort & Spa

Seven Mile Beach, West Bay Road

Tel: (345) 914 2009 or (345) 945 3800

Offers facials and massage therapies.

Luxury Couture Beauty

8 Caymanian Village (located inside Lux Spa)

North Sound Road, George Town

Tel: (345) 926 5075

Email: luxurycoutureky@gmail.com

A luxury beauty studio run by experienced makeup artist, Kadian. Luxury Couture Beauty provides private and group makeup lessons for teens and adults, as well as event hair and makeup for galas, weddings and other special occasions. Choose from an excellent range of high-end makeup products by renowned brands and enjoy a complimentary makeup consultation to help you select the best colours for your skin type. Eyelash and brow tinting services are also available.

SEE AD PAGE 398

Madison One Salon

Email: info@maquillamakeup.com

Having extensive experience with prestigious brands, like MAC, makeup artist Sandra Milanes offers professional service in beauty treatments, including a full makeup service, spray tan, tattoo or marks cover-up, as well as bridal and custom makeup for carnivals, Halloween, FX makeup and more.

Rock Gorgeous Hair

1st Floor, Coconut Plaza, West Bay Road

Tel: (345) 925 4231

Specialising in colour, event hair, bridal services and hair extensions.

Royal Thai Beauty & Spa

Carrington Place, 5 West Bay Road (next to Grand Pavilion)

Tel: (345) 769 8970

Email: relax@royalthai.ky

Offers a wide range of body and facial treatments, as well as beauty spa packages.

Scalp Aesthetics

130 Keturah Street, Walkers Road, GT

Tel: (345) 917 6262

Spa Esprit Hair Design & Day Spa

The Strand Shopping Plaza, West Bay Road

Tel: (345) 945 4334

The Ritz-Carlton Spa, Grand Cayman

West Bay Road, Seven Mile Beach

Services include chiropractic, physiotherapy, cellular therapy, sleep evaluation, women’s health, men’s health, Candela laser, laser hair removal, laser skin tightening, laser skin

Park Place, 25 Earth Close (off West Bay Road)

Tel: (345) 815 6900

Maquilla Makeup Studios

Holiday Inn Resort, 278 Crighton drive

An exclusive luxury spa providing a full range of services that include signature facials, massages and body treatments. Arrive early to relax in the serene lounge or unwind in the whirlpool, sauna and steam room. Treatments range from 45 minutes to a full day of services.

The Spa at Seafire (Kimpton)

60 Tanager Way, off West Bay Road, SMB

Tel: (345) 746 4040

An 8,500sq ft spa with seven treatment rooms, including a grand soaking tub, traditional Turkish Hammam, steam room and relaxation space. Services include massage therapy, body treatments, facials, manicures, pedicures, steam, and full hair and makeup for bridal parties.

Cutting • Perming • Colouring • Highlights • Braiding • Relaxer • Acrylic Nails • Manicures Massage • Pedicures • Waxing • Facials • Eyelash & Eyebrow Tinting • Keratin Treatments

Studio 54 West

Galleria Plaza, West Bay Road, SMB

Tel: (345) 943 3722

A chic modern salon offering organic products, trained stylists and a barbershop that features a line-up of some of the best talent in the men’s grooming industry.

Styles Hair Salon & Spa

West Shore Centre, West Bay Road

Tel: (345) 949 8809

Facebook: Styles Beauty Salon and Spa

Services include unisex hair cutting, colouring and treatments, highlights, balayage, lowlights, tinting, waxing, full body treatments, massages, spray tanning, acrylic nails, manicures and pedicures. It also offers a variety of Keratin treatments.

SEE AD OPPOSITE PAGE

Tips ‘N’ Toes

Bayshore Mall, South Church Street, GT

Tel: (345) 943 8637

Uniko Eco Salon

3 Harbour Centre, West Bay Road, SMB

Tel: (345) 769 5400

www.unikosalon.com

Massimo Crigna’s sustainable hair salon is Cayman’s only eco-friendly salon. It features environmentally friendly elements and products from Davines. Services include cuts, hair Botox, colour and styling.

Dry Cleaning, Laundry & Tailors

There are several dry cleaners on-Island that are fully equipped to deal with shirts, trousers, bedspreads, sofa slipcovers, rugs and more. In addition to several tailoring stores, many dry cleaners also offer alteration and repair services.

Becky’s Closet/Uniforms and More

90 Godfrey Nixon Way (between A.L. Thompson’s and The Auto Spa), George Town Tel: (345) 938 1111

Email: beckyscloset345@gmail.com

Sells uniforms for most government primary schools, as well as Triple C, Grace Christian Academy and Wesleyan Christian Academy. Also sells navy and khaki pants, skirts, shorts and skorts.

Classy Tailoring

Nevlaw Building, Shedden Road, George Town

Tel: (345) 946 9283 or (345) 924 6917

Provides dressmaking and alteration services.

Fluff ‘N’ Fold

65 Market Street, Camana Bay

Tel: (345) 943 5833

Uses energy-efficient equipment and non-toxic chemicals. Free pick-up and delivery available in the George Town and Seven Mile Beach areas.

Island Cleaners

43 Vibert Bodden Drive, George Town Tel: (345) 949 5391

Email: info@islandcleaners.ky

www.islandcleaners.ky

www.facebook.com/IslandCleaners

Island Cleaners offers a full laundry and dry cleaning service for clothing and household items, such as duvets, bed linen, comforters and more. You can visit the shop or take advantage of the free pick-up and delivery service to your home or office. Also offers an alteration service, from replacing buttons to resizing garments. SEE AD THIS PAGE

Puritan Cleaners

337 Eastern Avenue, George Town and Countryside Shopping Village, Savannah Tel: (345) 949 7104 or (345) 946 1884

Dry cleaning and laundering services.

Super Stitch

Suite 39, Pasadora Place, Smith Road, GT

Tel: (345) 949 2833

Offers fabrics, arts, crafts and sewing supplies, as well as a tailoring and dressmaking services.

Event Planners & Party Rentals

Most of the hotels and larger restaurants, like Caribbean Club (Tel: (345) 623 4500) and Kimpton Seafire Resort + Spa (Tel: (345) 746 0000), offer event planning. For wedding planners, see the Getting Married chapter. For catering, see the Food and Drink chapter. For party stores, see the Shopping chapter. For event planning services and equipment rental, contact the following:

AI Rentals

17 Lancaster Crescent, Industrial Park, GT

Tel: (345) 946 4935

www.ai-rentals.com

Art Nest Creative Studio

Elizabethan Square, 80 Shedden Road, GT

Email: events@artnestcayman.com

www.artnestcayman.com

Art Nest hosts a variety of private group events, including birthday parties, bridal showers, corporate teambuilding events and creative wellness events. Groups can choose from an extensive list of creative activities for their event, including paint-and-sip canvas painting, pottery wheel and clay sculpting, candle-making, painting pottery, fluid art pouring, terrarium plant workshops, vision boarding and more. Group event packages include venue, art materials, supplies and instructor. Guests can bring any food and drink of choice (along with own plates/ cutlery/cups) and they provide tables, chairs, wine glasses, ice bucket, Bluetooth speaker for your own music and a full-sized fridge for chilling refreshments. They also provide mobile events at off-site venues upon request.

Every Last Detail

Tel: (345) 321 8227

Offers event planning services for all events.

Massive Equipment Rental & Sales

Tel: (345) 949 7990

www.massivegroup.com

Offers a huge selection of inventory, including audio/visual/lighting, tables, chairs, tableware,

Florists

Celebrations Ltd.

Building C, Kingbird Warehouse Park, GT

Tel: (345) 623 2044

Flower arrangements of freshly cut flowers for every occasion.

Every Bloomin’ Thing (EBT)

384 Crewe Road, George Town

BEST SOLUTION FOR LONG AND SHORT TERM STORAGE

garden centre, gift shop and tearoom.

Trisha’s Roses

266 North Church Street, George Town

Tel: (345) 949 2423 or (345) 949 7315

Creates arrangements for all occasions.

Key Cutting/Locksmiths

Most home centres offer a key cutting service; however, the following two companies have dedicated locksmiths:

Cayman Technology Centre, 115 Printer Way, GT

The Security Centre is the leading security can assist with any of your home and business security requirements, including locksmith services, key holding and Laundromats are a convenient solution if you do not have a washer and dryer at home or if you need to wash bulky items. Also, most laundromats are usually open

Barnes Centre, Walkers Road, George Town

Tel: (345) 949 0361

Fluff ‘N’ Fold Laundry Services

65 Market Street, Camana Bay

Tel: (345) 943 5833

Island Cleaners

43 Vibert Bodden Drive, George Town

Tel: (345) 949 5391

Island Cleaners offers a wash and fold service by the pound. They will sort, clean, dry and neatly fold your laundry. They also do a commercial service, full dry cleaning and offer free pick-up and delivery. SEE AD PAGE 291

CONVENIENT ACCESS

VARIETY OF SIZES

HIGH SECURITY PEST CONTROL

CANAL POINT GREENERY EXPANSION SITE

INDUSTRIAL PARK THE GREENERY

Mini Warehouse 2 SELF STORAGE

Super Suds Laundromat

553 Odessa Plaza, Bodden Town

Shoe Repair

No. 1 Shoe Shop

62 Hospital Road, George Town

Tel: (345) 949 5595

Storage Units & Warehouse Space

The companies listed below have multiple fully managed warehouses.

Box Buddies

GKF Business Park, Building 6, George Town

Tel: (345) 526 2697

Email: info@boxbuddies.ky

Heritage Holdings Ltd.

Barcadere, Kingbird, Universal and International Warehouse Parks

Tel: (345) 943 4929

Email: sales@heritageholdings.ky

www.heritageholdings.ky

One of Cayman’s leading commercial developers specialising in property and warehouse management services. Completed projects include Kingbird I and Kingbird II, Barcadere and Universal Warehouse Parks and the upcoming International Warehouse Park is due for completion at the end of 2023. Their warehouses are well managed with 24-hour surveillance and sizes range from 82-4,000sq ft. All are conveniently located in Industrial Park, George Town. Contact for purchase or rental opportunities.

SEE AD THIS PAGE

Mini Warehouse 2 Ltd.

246A Industrial Park, George Town

Tel: (345) 949 7750

Email: miniwarehouse2info@candw.ky

www.miniwarehouse2.ky

Mini Warehouse 2 Ltd. has over 30 years of experience serving people and businesses of the Cayman Islands and helping keep their belongings safe. The four locations (one in Industrial Park and three opposite the Strand Shopping Centre on West Bay Road) offer short-term and long-term storage options with climate and non-climate-controlled units (in sizes from 5’ x 5’ to 10’ x 20’). Their

climate-controlled units are also very secure, with state-of-the-art security. Prices start at CI$70 a month. SEE AD OPPOSITE PAGE

LOCAL MEDIA

Local Radio Stations

There are many local radio stations to choose from in Grand Cayman, Cayman Brac and Little Cayman. All the following stations are available in Grand Cayman and some in the Sister Islands.

Big Fish 95.5 FM

Positive and encouraging faith-based music with teaching segments.

Bobo Radio 89.1 FM

Cayman’s community radio station. Tune into Bobo for news, talk, religion, music and more.

SEE AD PAGE 295

Breeze 105.3 FM

Plays a mix of soca, reggae, religious and country. Available in Cayman Brac on 91.9 FM.

sales@heritageholdings.ky | (345) 943-4929

CAYCountry 93.5 FM

Plays today’s country hits along with your alltime favourites. SEE AD PAGE 295

CAYROCK 96.5 FM

Plays rock music from all over the globe, including hits of today and classics of yesterday. Featuring artists like U2, Led Zeppelin, Green Day, Guns N’ Roses, Red Hot Chili Peppers, Rolling Stones and The Who. Also available in the Sister Islands. SEE AD PAGE 295

GOLD Cayman 94.9 FM

Playing four decades of hits, from the 60s, 70s, 80s and 90s.

HOT 104.1 FM

Plays a blend of reggae, dancehall, reggaeton, soca and calypso. Features artists like Bob Marley, Destra, Mavado, Pitbull, Beres Hammond and Sizzla. SEE AD PAGE 295

ICCI 101.1 FM

A college radio station whose mandate is to train future broadcasting professionals. Showcases jazz, classical and easy listening.

Island 98.9 FM

Broadcasts the sound of the Caribbean with an urban edge. A mix of reggae, soca and calypso with some Caribbean-influenced urban hits.

KISS 106.1 FM

Plays adult contemporary music from the 70s to today. Kiss 106.1 has Cayman’s best variety of music with tracks that are sure to appeal to everyone. SEE AD PAGE 295

MAGIC 91.5 FM

Plays smooth R&B, featuring music from the Motown era, 70s funk, 80s soul pop, 90s throwback hip-hop, Caribbean soul and contemporary soul. SEE AD PAGE 295

music. Available in the Sister Islands on 93.9 FM. They host the morning show ‘Business Buzz’ on Tuesday and Thursday.

Rooster 101.9 FM

Plays the best, new and old, country hits. Also available in the Sister Islands.

Spin 94.9 FM

Plays a range of music from the top 40 to dance and hip-hop to rock.

Star 92.7 FM

Plays pop, rap, rock, hip-hop, trance, electro house and country.

Weather 107.9 FM

Features a recording (updated hourly) of the temperature, rain probability, humidity, wave heights and tides.

X 107.1 FM

Plays the international Top 40 hits. Features artists like Billie Eilish, Doja Cat, Adele, SZA, The Weeknd and more. SEE AD PAGE 295

Z99.9 FM

Catering to a younger demographic, Z99 cranks out the latest pop hits. It also has a very popular morning show called ‘On Air’.

Local News - Online & Print

The Cayman Compass is published weekly on Friday (cover price CI$1) and includes news, issues, business, living, travel, health, community, weather, sport sections and they showcase employment listings. Copies are available from outlets around the Islands, including gas stations and supermarkets. Visit their website, www. caymancompass.com, to subscribe.

business and tourism, with a particular focus on the environment as the Cayman Islands struggle to prepare for climate change, even as development continues apace. CNS is a locally-owned and operated media house with no affiliations to corporations or sponsorship by wealthy backers, relying on advertising and the support of loyal readers to maintain its independence. The website has the most vibrant comment section on the Islands, moderated so that readers can comment anonymously, which is vital in this very small community. Visit www.caymannewsservice.com for more information and breaking stories.

Loop Cayman, at www.loopcayman. com, is an online-only service which provides local and regional news.

Cayman Marl Road, at www. caymanmarlroad.com, covers local news and stories, and has a very active social media presence.

Local Television Stations

Currently, there are two free television stations in Cayman: Trinity Broadcast Network (channel 21 over-the-air and Logic channel 41) and the Seventh Day Adventist Network (channel 30 over-the-air and Logic channel 42). Other television stations include the Cayman Islands Government Television, CIGTV (Logic channel 23 and C3 channel 3), Cayman Life TV (Logic channel 33) and Discover Cayman (Logic channel 27 and C3 channel 2), which provides information for visitors and locals on activities and more. CIGTV also has a YouTube channel by the same name where they regularly livestream news briefings and Government press conferences.

Praise 87.9 FM

Christian radio station. Owned by the Conference of Seventh-Day Adventists.

Radio Cayman 89.9 FM

A Government-owned station featuring local and international news (BBC), talk shows and

The Caymanian Times is another weekly newspaper available on Wednesday and Friday at outlets around the Island for 50¢, with the accompanying website www. caymaniantimes.ky.

For the past fifteen years, Cayman News Service (CNS) (SEE AD PAGE 41) has been providing free online news, continuously updating their website with all the latest on local politics, crime and court trials,

Notary Public

For the purpose of a work permit, bank account application or any other instance where you must verify your identity, you will need a Cayman Islands notary public to certify that the document is an authentic and correct copy of the original. You can find a list of all licensed notaries on the judicial website, www.judicial.ky/general-

public/notaries-public. The standard charge is CI$25 per stamp. Alternatively, contact Baysyde Biz on (345) 917 5756 or email: baysydebiz@gmail.com.

Whilst a document authorised by a notary public is needed for overseas use, if you need a certified copy of a document for local use only, a Justice of the Peace (JP) can authorise your document for free. The Justice of the Peace Association has an office at the Government Administration Building, which is open Monday, Wednesday and Friday 9am-12pm, for document certification. Alternatively, call Joy Basdeo MBE, JP (Tel: (345) 949 9933).

Personal Concierge Services

KRW Personal Services

31 Shedden Road, George Town

Tel: (345) 917 8885

Services provided include grocery shopping and administrative assistance, such as completing application forms, writing cover letters and more.

Mosaic Cayman

George Town, Grand Cayman

Tel: (345) 928 7940

Email: relocation@mosaicsolutions.ky

www.mosaiccayman.com

Provides customised, full-service relocation packages for individuals and families.

My Personal Concierge Services

Berthaze Court, 95 Godfrey Nixon Way, GT

Tel: (345) 928 7723 or (345) 947 8565

Offers a range of personal and corporate concierge services.

Navigate Cayman Islands

Tel: (345) 916 2362 or (345) 917 0414

Email: info@navigate.ky

www.navigate.ky

Navigate offers complete relocation services to individuals, families or corporations moving to the Cayman Islands. It provides all the relevant help to get you settled in Cayman. Services include immigration, property research, business services, including staff relocation and financial services, and lifestyle help such as finding schools, healthcare, event planning and

much more. With over 30 years of experience living and working in the Cayman Islands, Navigate’s founders are best placed to make your move as seamless and successful as possible. SEE AD PAGE 108

NCI Freight & Logistics

265 Smith Road, Palm Grove Building, GT

Tel: (345) 943 4624

Email: info@nci.ky

www.nci.ky

From restaurants, social clubs, doctors, fitness

and lifestyle, local shopping to ongoing personal online shopping and shipping services, NCI provides in-depth local knowledge of the best available options to help clients and their families get settled in the Cayman Islands.

Photographers

BabyLove Newborn Photography

Email: info@babylove.ky

www.babylove.ky

Photographer Renée Donaldson specialises in

fresh 48-hour and newborn photography. She captures the magical innocence of a newborn through her unique and timeless photography.

Capture Cayman Ltd.

Tel: (345) 546 8010

Email: lisa@capturecayman.com

www.capturecayman.com

With over 15 years experience, Lisa Collins offers expert professional, fun and affordable beach photoshoots, land and underwater photography classes, photo editing classes, nature photo tours, land and underwater photography for events, weddings, dive trips, Stingray City/Starfish Point and other excursions, as well as professional photo editing.

Cayman Photographers by Cathy Church’s Photo Centre

Sunset House Hotel, South Church Street, GT

Tel: (345) 949 7415

Email: lin@cathychurch.com

www.linfronda.com

Cathy Church and a staff of dedicated photographers can photograph every occasion, from weddings and underwater birthdays to corporate projects. They also offer passport photos, ID photos, headshot photos and printing. Cathy Church also has Cayman’s largest picture-framing studio.

SEE AD PAGE 272, 397 & 467

Creations Unlimited

Email: lucy@creations.ky or info@creations.ky

A team of talented photographers with over 20 years of experience in capturing stunning images, including family shoots, school photos and corporate headshots. Sells canvas prints and corporate merchandise and has a studio.

Daria Keenan

Email: daria@pinkpalmstudio.com

www.dariakeenan.com

An award-winning family and newborn photographer, photographing families in Grand Cayman since 2014. With every shoot, she aims to capture genuine expressions and joyful moments, all during the beautiful sunset hour. She is most known for her high energy and ability to put children and parents at ease in front

of her camera.

Deep Blue Images/Julie Corsetti

Tel: (345) 916 0016

Email: info@deepblueimages.com

www.deepblueimages.com

Specialises in wedding, family, children, event and underwater photography.

Lisa Reid Photography/Blank Canvas Ltd.

Tel: (345) 916 2239

Email: lisa@lisareidphotography.com

www.lisareidphotography.com

A talented and experienced photographer who specialises in capturing candid family portraits, including maternity and newborns, as well as personal and business portraits.

Naomi Johnatty Photography

Email: naomi@radiantmedia.ky

www.grandcaymanphotographer.com

Naomi captures beautiful family portraits and photography for weddings, engagements and maternity. She also captures events, film production and images for marketing.

Rebecca Davidson Photography

Tel: (345) 916 1654

Email: rebecca@rebeccadavidson.com

www.rebeccadavidson.com

A talented photographer with over 25 years of experience in capturing stunning images. Rebecca has the expertise and enthusiasm to capture memories that you will treasure forever. Specialising in weddings, Rebecca’s fun style puts everyone at ease, allowing her to capture love and laughter in the most natural way. SEE AD PAGE 396

Photo Processing Studios

There is nowhere on-Island that develops camera film. If you have a disposable camera or one that uses a camera roll, you’ll need to get your negatives developed off-Island. However, Rainbow Photo in Elizabethan Square, Shedden Road (Tel: (345) 945 2046) can scan your old negatives onto CDs for you.

Cathy Church’s Photo Centre & Gallery

Sunset House Hotel, South Church Street, GT

Tel: (345) 949 7415

www.cathychurch.com

Offers printing on canvas, photo and art papers up to 58” by any length. Offers professional retouching, canvas stretching, framing, accurate art reproduction and self-service printing kiosks.

SEE AD PAGE 272, 397 & 467

POSTAL SERVICES IN THE CAYMAN ISLANDS

Postal services in Cayman are fast and efficient, with the turnaround time for local mail usually being 24 hours. There is no postal mail delivery, so alternatively, PO Boxes are used. There are 16 post offices and numerous blue mailboxes located throughout the Islands. The largest post office branches are the Airport (APO), General Post Office (GPO) and Seven Mile Beach (SMB), but there are also post offices in Savannah, Bodden Town, North Side, East End, Hell and West Bay.

The GPO is open Monday-Friday from 8.15am to 5pm. Opening times for all other post offices vary, but most operate MondayFriday from 8.30am to 5pm, except for the APO, which is open Monday-Friday from 8am to 6pm. For more information, email: cipscustomercare@gov.ky. Some offices are open on Saturday from 9am to 12.30pm (including the APO), except for the post offices in Hell, Bodden Town, North Side, East End and the GPO, which are closed on weekends. All post offices are closed on Sundays.

Postage Costs

Airmail is zoned according to its destination and charged by weight. A postage calculator is available on the website: www. caymanpost.gov.ky. Rates per half ounce:

> US, Canada, Central America: CI$0.75

> UK, South America: CI$0.80

> Asia, South Africa, Australia: CI$1

Local mail in Grand Cayman posted before 3pm on weekdays is delivered within two working days. For Cayman Brac and Little Cayman, it takes up to three working days. However, these postage times may be influenced by

factors affecting air travel. Local mail costs CI$0.25 per ounce. An Express Mail Service (EMS) is available to over 140 countries, Tel: (345) 949 6777 for more information. Incoming parcels are subject to duty and you’ll receive a notice in your mailbox when a parcel has arrived. Email request option: parcelpost@gov.ky. CIPS delivers trackable items to street addresses for an additional fee. For more info, visit www.caymanpost.gov.ky.

An example of the correct way to address mail or a parcel to Cayman is given below. It is a requirement that a PO Box number and a postal code are always used on a letter mailed to the Cayman Islands unless coming by courier. Do not write George Town on the envelope, as there are dozens of ‘George Towns’ and ‘Georgetowns’ around the world. Address as follows:

Mr or Ms Cayman Resident

PO Box 31403

Grand Cayman KY1-1206

CAYMAN ISLANDS

For more details on the postal service, visit www.caymanpost.gov.ky. For more information on overseas purchases, see page 286.

Private Mailbox Services

Mail Boxes Etc.

Market Street, Camana Bay and Edgewater Way, Harbour Walk

Tel: (345) 745 1400

Email: info@mbe.ky

www.mbe.ky

Services include a choice between virtual mailboxes to view and manage your postal mail with a mobile app and physical mailboxes with key-access located in-store, both with a local Cayman street address. Both types of mailboxes function as a regular PO Box, except you get a physical street address. Also offered are mail forwarding, packing and shipping and a US address service (e-box) – useful for imports and online shopping. They also offer passport photos and printing, copying, binding and laminating services. They are an

authorised shipping centre for DHL, FedEx and UPS, and they also offer full postal services. Open in Camana Bay from Monday-Friday 9am-6pm and Saturday from 9am-5pm.

Open in Harbour Walk from Monday-Friday 10am-6pm and Saturday from 9am-3pm.

Courier Services

DHL International (Cayman) Ltd.

131 Warehouse Centre, Maclendon Drive, GT

Tel: (345) 949 8575

Provides two and three-day delivery service by air. Online booking and tracking available.

Express Mail Service (EMS)

Tel: (345) 949 6777

Email: cipoexpressmail@gov.ky

A cost-effective way to ship parcels through the local post office.

EZShip Cayman Ltd.

90B Godfrey Nixon Way, George Town

Tel: (345) 640 0900

Email: info@ezshipcayman.ky

www.ezshipcayman.ky

A reliable and efficient package forwarding service for shopping online. Provides you with a US address to receive packages and have them forwarded to the Cayman Islands. Also provides a customs clearance and brokerage

Mail Boxes Etc.

Market Street, Camana Bay and Edgewater Way, Harbour Walk

Tel: (345) 745 1400

Email: info@mbe.ky or www.mbe.ky

They are an authorised shipping centre for DHL, FedEx and UPS, and rent out physical and virtual mailboxes.

Printing & Copying

Classic Printers

319 Shedden Road, George Town

Tel: (345) 949 9067

Email: cbf@candw.ky

Specialising in promotional materials from posters to booklets and custom projects, it is the only local print shop that does foil and embossing.

Mail Boxes Etc.

Market Street, Camana Bay and Edgewater Way, Harbour Walk

Tel: (345) 745 1400

Email: info@mbe.ky or www.mbe.ky

A one-stop shop for printing services, including digital colour and black and white copies, binding and laminating, etc. They print business cards, brochures, flyers, invitations and passport photos.

PRINT IT by PBS Group Cayman

Cayman Centre, Dorcy Drive, George Town

Wide format, brochures, business cards,

Furthering your own or your child’s education, information about Cayman’s Government and private preschools, primary schools and high schools, overseas boarding schools, colleges and universities, learning support and tutoring, vocational training and adult recreational classes.

The Cayman Islands has excellent schools all the way from preschool through to high school and university, and although a few new schools have opened over the past few years, there is still a shortage of available spaces in preschools and primary schools. Parents hoping to send their children to private schools are advised to put their child's name down at their chosen preschool and primary school prior to, or within days of, the child's birth, and don't forget subsequent children! If the school is heavily oversubscribed for the year that your child is due to start, then they will usually advise you to put your child's name down at a second school as well. The last two years of high school are also

Year

Photos courtesy of Caroline Deegan/Cayman Photography, Bouke Maddock & Lisa Reid

at maximum capacity for children wanting to do A-levels, as many students from government high schools also compete for these places. However, this may change as it is the Government's intention to reintroduce A-levels to government high schools starting in the 2024/25 school year. Space is also at a premium in government primary and high schools. See further on in this chapter about how to register your child for a place at a government school.

Improvements in Education - Public

The Cayman Islands Government have invested a considerable amount of money into public schools and there are plans for many more improvements. In the 2022/23 academic school year, they issued laptops to all high school students for use at home and school, they rolled out a free school meal programme to all public school students and they removed examination and graduation fees for Caymanian students in government schools. They also began extending full scholarship funding to Caymanian students enrolled at ICCI and UCCI. Other goals that are currently being implemented include supplying teaching assistants in all classes up to Year 9, adding learning support centres in each school and making literacy a focus in all schools by ensuring libraries and classrooms are stocked with books. To this end, Red Bay Primary School opened a literacy café in May 2023. In conjunction with Literacy is for Everyone (LIFE), the Ministry of Education initiated the 'Smart Start' programme in North Side and East End for preschool children. A goal for the 2023/24 school year is to establish a nursery class for 3-4 year olds at East End Primary School. Goals for the 2024/25 school year include building a new Edna Moyle Primary School and opening a nursery class (for 3-4 year olds) within it. The 2024-26 Strategic Policy Statement outlines a plan to expand Prospect Primary School and build the new fourth academy at the Clifton Hunter High School, but both are still in the conceptualisation stage. Lastly, they opened the stunning new

campus for John Gray High School, which has spacious and light-filled classrooms, modern laboratories, a library that is at the heart of the school, a gym, cafeteria and performing arts centre.

Improvements in Education - Private Island Primary, a new 30,000sq ft primary school on 4.3 acres in George Town, opened in September 2023. This custom-designed school has 350 available spaces for children from Reception to Year 6. Montessori West, a much-needed new preschool, is being built in the district of West Bay and is due to be open in mid-2024. It will accept children from 18 months to age six.

Footsteps Primary School and CF School, a middle school, are both still planning to build their own dedicated campuses, but these will probably not be ready until September 2025. Cayman Prep and High School are planning for all high school students to have their own dedicated school laptop for the 2023/24 school year. St. Ignatius Catholic School completed their two-storey multi-purpose hall in the summer of 2023. It will be used for various indoor sporting activities, and it also has a number of specialist classrooms, tutorial rooms and other learning and recreational spaces for the school students to use. The ARK's MER (Mentor-Educate-Reinforce) programme opened their first MER Hub, located adjacent to Sir John A Cumber Primary School, and this wonderful programme provides specialised intensive learning remediation in Cayman's government primary schools, at a pivotal stage in the lives of underprivileged children with learning difficulties.

School Statistics

According to the 2022 Education Data Report, there are 2,005 children enrolled in 43 preschools and a total of 8,434 children enrolled in 27 private and government schools spread across the three Islands, with 838 teachers teaching these students. In primary and secondary education, there are 4,061 students in private schools, 2,248 in government primary schools, 2,509 in

government secondary schools and 117 students enrolled in the Lighthouse School, the country’s school for students with the most significant special educational needs and disabilities (SEND). Most children with SEND are enrolled in mainstream schools with varying levels of support. Approximately 118 children are homeschooled.

Caymanian Children

Caymanian students have the option to go to a government school (it is decided by catchment area) or a private school. If a Caymanian chooses to send their child to a government primary or high school, then the Government has an obligation to educate that child from the age of five to 17. All three government high schools end at Year 11 (age 16), but because the Government mandates that education is compulsory to Year 12 (or the age of 17), all children who go through the government school system will officially be enrolled in the Cayman Islands Further Education Centre (CIFEC) for Year 12 where they can take CXCs, GCSEs or a BTEC work experience programme.

However, if your child wants to go to a private school (overseas or in Cayman) so that they can get sufficient external exams (SATs, A-levels, APs or BTECs) to get into an overseas university, then their move must be approved by the Director of Education Services and they will be given what is called 'Dual Entry'. Without this designation, their previous time at a government high school will not apply to their graduation criteria.

Expatriate Children

It is the Cayman Islands Government’s stance that expatriates employed in the private sector who qualify to have their dependants on-Island with them (i.e. earn over CI$3,500 per month and have two dependants on their permit), should educate their children in private schools. If the Government employs an expatriate, then the employee has the option of sending their children to a government school, if there is space. However, most government schools are at capacity and the Lighthouse school is completely full. Expatriates are advised to work out carefully

what their budget, plus buffer, will be and whether they can realistically afford to school their children in Cayman. Sending your child to a private school and then asking the Department of Education if your child can move to a government school because you cannot afford the school fees is not an option. If you find you cannot afford to educate your child at your chosen private school, then the only options are to choose a less expensive private school, ask the school for financial assistance, homeschool your child or have your child leave the Island. If they are between the ages of five and 17, they cannot live in Cayman and not be in full-time education.

If an expatriate cannot find a suitable place for their child in a private school and homeschooling is not a viable option, then ask the Department of Education if there is space in a government school for your child. They will try and find a space for your child if possible. However, no expatriate child can join a government primary school in the Reception/Kindergarten year (when they are four years old). The earliest they can start is Year 1 when they are five.

Reserving a Place at a School

If you would like to send your child to a government school, you will need to fill in an official 'Student Registration Form' available online from the Department of Education Services (DES) website (https://schools.edu. ky) and further on in this chapter for more information. If you would like to send your child to a private school, visit the school's website as early as possible after the birth of your child and apply online. The usual process is to fill in the application form and pay the deposit. The admissions officer will then contact you asking for a copy of your child's birth certificate. Then, closer to the entry date, they will ask for a photo and your child's immunisation record. It is worth noting that although school waiting lists are notoriously long, Cayman is a transient place and parents often put their child's name down on two different schools, so places do often become available with patience and time. Schools will place your child on their waiting list on a first come, first served

basis, starting in September and finishing in the summer. Therefore, those born from September to February have an advantage of gaining a place at their first-choice school. Please note that siblings, children of alumni, and members of the affiliated church (if it is a faith‐based school) are usually given priority at private schools, so even if your child is on a waiting list, enrolment is not guaranteed. Do not overlook enrolling your subsequent children.

Enrolment Age & Requirements

In the Cayman Islands, it is compulsory for all children aged five to 17 years to attend school or be homeschooled. However, the reality is that most children enter primary school at the age of four and do not leave until they are 18. For preschool, your child can usually start at age two, or sometimes as young as 18 months. A handful of schools will take infants at six weeks if they have a dedicated nursery room. For primary school, the starting age is almost universally four across the Cayman Islands, other than for expatriate children who are entering the government school system who are not allowed to start until they are five and ready to enter Year 1. If children are going into the British school system (Cayman Prep, Footsteps, Island Primary and St. Ignatius), they will enter Kindergarten at age four. If they are starting at a school following the American system (Cayman International School, First Baptist Christian School, Grace Christian Academy and Triple C), then your child will start in Pre–K3 at the age of four. If they are Caymanian and they are going to a government primary school, they will start in Reception at the age of four. Please be aware that a few of the private schools now have Pre–K2 years (St. Ignatius Catholic School, Cayman International School and Grace Christian Academy), which means their students can start at two or three years old and will automatically move up to Kindergarten/ Pre–K3, leaving less space for incoming students. If you intend to send your child to one of the major private primary schools, make sure to register them early and then

accept the offered place in Kindergarten/ Pre–K3 when your child is four. Deferring the place to Year 1 is never advised as it reduces the chance of getting your child into the school down to almost zero.

Most private schools in Cayman will only test your child for placement if they are entering after Kindergarten/Pre–K3. If your child is transferring from another school, they will likely need official school records from the previous school(s). If transferring at high school level, an upto-date medical record that includes vaccination details is also required.

Health Screenings

All students entering government or private schools for the first time are required by law to have a health screening. The Education Department mandates that these screenings must be completed before the new school year begins in September. The screening includes a growth and development assessment, screening for vision and hearing, a dental assessment, the administration of necessary immunisations and obtaining a student’s personal medical history. The Public Health Department staff conduct these screenings, which are free to all students. Appointments can be made at the school the child will be attending. Parents and guardians need to accompany their children and they should also bring the child’s immunisation record. Vaccines will be offered to children whose immunisations are not up-to-date. Parents may also have their child’s health screenings done by a private doctor, as long as that doctor completes the forms provided by the Public Health Department. The completed forms should be handed in at the John Gray High School Medical Centre (Nurse’s Office) from 3rd July to 15th August, between 8.30am to 4.30pm. Once the record has been received, the child will be issued with a health screening certificate, which they must then take with them to school in September. For those attending schools in Cayman Brac or Little Cayman, appointments can be arranged through the Public Health Nurse, Kedine Hyde, at Faith Hospital (Tel: (345) 244 7643 or (345) 948 2243).

School Fees

Caymanian students do not pay school fees to attend government schools. In the instance that a non-Caymanian student is given a place at a public school, then the school fees are CI$750 per year for primary school (Years 1-6), CI$900 per year for middle school (Years 7-9) and CI$1,200 per year for high school (Years 10-12). The fees for private schools vary widely from school to school. See the listings further on in this chapter.

Free School Meals

All students in government schools have access to free breakfast, lunch and snacks every school day. This CI$12 million meal programme has been universally welcomed by teachers who have seen a significant improvement in student's behaviour and academic performance since its introduction in March 2022. Money previously spent by PTAs and non-profit groups to feed students has now been spent on expanding literacy and after-school programmes. In many instances, it is the only nutritious food they have all day, and some students still struggle for food security in the summer when school is out.

Switching Schools

Many Caymanian students leave the public school system and go to a private school at the beginning of high school (Year 7), at the beginning of Year 9 (a year before GCSEs start) or at the beginning of Year 12 (for the start of A-levels). Many parents in Cayman also send their children to boarding school and we have been told that equal numbers of children leave for the start of Years 6, 7, 8 and 9 – the final push being the year before children start GCSEs. When these pupils leave, places in private schools in Cayman are freed up.

Places at Cayman's two private high schools that do A-levels (Cayman Prep and High School (CPHS) and St. Ignatius) are few and highly sought after. CPHS has 65 places in Year 12 and St. Ignatius has 50. Every student, regardless of whether they are existing students at the school

or new students, must apply for a place on the A-level programme and must pass the prerequisites for entry. This is usually a minimum number of IGCSE/GCSE/ CXC, all with A-C pass rates, and students are usually expected to get an A or B grade in the GCSE subjects they have chosen to do at A-level. However, it should be noted that two CXC subjects offered at government high schools, Early Childhood Studies and Electronic Document Preparation and Management (EDPM), are not considered 'access courses' and do not apply to your five subject pass requirement. Also, students and their parents need to be aware that a pass (grade A–C) in English and Maths is non-negotiable. If your child is struggling in these two subjects, do everything you can to get them through these courses, including organising tutoring. If you want to enter a child into either of these private schools, you must apply by January of the year of entry and definitely no later than March. This then gives the family time to

scholarship for your Caymanian child. The Scholarship Secretariat's deadline for applications is 30th April annually. Quite a few students also switch between the private schools, but before a switch can take place, and in addition to the normal paperwork (assessments), there is a transfer form, designed and managed by the Private Schools Association (PSA), that must be completed by the current school and forwarded to the new school. As well as a standard report on the child’s performance and behaviour, this form clearly states whether financial commitments have been met. It is an essential component of the acceptance process for students transferring within the private school system.

Local School Consultants

Dorm & Day

Based in Grand Cayman, Dorm & Day offers a school placement advisory service for education on-Island and overseas. Tel: (345) 936 3676 or email: admin@dormandday.ky.

Scholarships for Secondary School

The Department of Education, through the Scholarship Secretariat, give financial assistance to Caymanian students when they are in Years 12 and 13.

A-level Students

If a Caymanian student is accepted at either St. Ignatius or Cayman Prep and High School to take A-levels, regardless of whether they went to a public or private high school before that, they can apply to the Scholarship Secretariat for a scholarship to cover their child's school fees. Parents need to be prepared to pay for PTA fees and uniforms, but they no longer have to pay for AS and A-level exam fees and the Government also pays for their lunch while in school. To qualify for financial assistance to cover the fees, students need to have achieved a minimum of five IGCSE/ GCSE/CXC passes at grade C or higher and have passed English and Maths. To qualify for funding in the second year of the course, students must achieve a minimum of C, C, C in their AS-level exams at the end of the first year of their A-level course. Any money received from the Scholarship Secretariat is paid directly to the school and cannot be used for uniforms or any other incidentals. An additional contribution is also made towards books. Check the scholarship information page on www. moescholarships.gov.ky for further details. The application period for local scholarship funding is 1st March to 30th April. Late applications will not be considered.

Associate’s Degree Students

If a Caymanian government high school student chooses to finish their secondary education by doing an Associate’s Degree at UCCI or ICCI then they can apply for a local scholarship. However, all students who have not achieved either an A or B grade in English and Maths are mandated to take remedial Maths and English at college level, as well as college skill classes and career classes. The Associate's Degree takes about 2.5 years at UCCI (with 68 credits), 18 months at ICCI (which is a

quarter-term institution) and you will graduate with an Associate’s Degree worth 90 college credits.

BTEC Diploma Students

The government high schools in Cayman offer BTEC Level 1 and 2 courses, and CIFEC offers the same, plus the first year (only) of the BTEC Level 3 Extended Diploma. For students to complete their Level 3 diploma, which is considered the equivalent of getting three A-levels, they will need to go to England to take the second year. To qualify for an overseas undergraduate scholarship, students taking the BTEC Level 3 Extended Diploma will need to finish the two-year course with a minimum grade of triple merit (MMM). CIFEC currently offers two BTEC Level 3 Extended Diplomas in Creative Media Film and TV, and Business. However, these are only offered to Certificate level (equivalent to AS-levels), since you can only attend CIFEC for one year, and to reach Diploma level, you would have had to complete a two-year course.

AP, CAPE and IB Students

Previously, two-year funding was offered for A-level and BTEC Level 3 Extended Diploma students in their second year but, as of autumn 2022/23, this now extends to first-year students in the International Baccalaureate (IB), the Advanced Placement (AP) and the Caribbean Advanced Proficiency Examination (CAPE). Scholarship funding is therefore now available to Caymanian students who are going into their first and/or second year of studying AP, CAPE and IB. Visit the Scholarships section of the Cayman Resident website, the website of our sister publication, Cayman Parent or the Ministry of Education's Scholarship Secretariat website (www. moescholarships.gov.ky) for more.

Office of Education Standards

Individual school reports published on the Office of Education Standards’ website (www.oes.gov.ky) provide detailed, impartial and transparent assessments of

the performance of schools, teachers and students in the Cayman Islands. These reports are available for all to read and are a useful tool for parents to find out how their children’s schools perform compared to others or aid them in deciding which school is best for their child. All schools are now inspected once every two years, as opposed to once every four years, as previously mandated by the Education Act (2016). Note: You will find more information about education options both on and off-Island in the Cayman Parent magazine, available in outlets across Cayman or online at www.caymanparent.com.

Literacy Programmes & Support

The independent, not-for-profit organisation, Literacy Is For Everyone (LIFE) (SEE AD PAGE 427) , works alongside Government, local preschools, primary schools and educators to advocate for quality education for all, and to provide LIFE-changing resources and volunteer power to positively impact and significantly improve literacy levels. LIFE is the largest donor of books into the public school system, with 50,000 books donated and counting. Their programmes include Paired Reading, where specially trained volunteers read with struggling readers for 30 minutes each week; Partners in Print, which offers parents and caregivers tips and tricks to support literacy within the home; and Thrive By Five, LIFE’s early childhood literacy programme, targeting the development of foundational literacy skills in the zero to five years age group. To donate or volunteer, email: volunteer@ life.org.ky. For further information on any of LIFE’s transformative programmes, Tel: (345) 328 3120, visit www.life.org.ky or find them on Facebook and Instagram.

School Bus Rental

School buses can be rented from Lemay's Transport. He has four buses that can carry up to 96 students in each, plus he can subcontract others if needed. Tel: (345) 547 9182 or email: lemaytransport@ outlook.com.

Students enrolling in government primary and high schools must register with the Department of Education Services (located at 130 Thomas Russell Way, George Town, Grand Cayman) or the Cayman Brac Teacher’s Centre between 1st March and 30th May. Parents will need to complete an application form and upload a copy of the child’s birth certificate, immunisation card and documentation showing the child’s residency category. Parents must also supply two forms of proof of their street address by presenting a utility bill and lease or a notarised letter from a landlord if renting. Catchment areas determine which school your child will attend.

Priority for entry into a government school goes first to Caymanians and Status holders, then to dependants of Caymanians, thirdly to dependants of Cayman Islands Government employees, then to permanent residents and lastly to all others where space is available. Class sizes are capped at 24 students per class for Reception and Year 1, and at 28 students in other years. There are now assistant teachers in all classrooms from reception to Year 9.

GOVERNMENT PRIMARY SCHOOLS

All eight of Grand Cayman's government primary schools and both primary schools in Cayman Brac have a Kindergarten/ Reception year. Therefore, Caymanian children who are four by 31st August can start in Reception/Kindergarten (the same as in private schools) and stay in the primary school system until the end of Year 6 (aged 10, turning 11). Expatriate children who have been given permission to attend a government school cannot start in Reception at the age of four; they have to wait until they are five years of age and can then start in Year 1. This is because compulsory education does not start in the Cayman Islands until age five. At the end of Year 6, students take Key Stage II exams, which assess them for movement to secondary school. The high school then uses the first term to assess each child for

academic streaming. For more information on the schools listed below, visit https:// schools.edu.ky.

Creek Infant & Spot Bay Primary School (Brac)

Creek Infant School: 28 Student Drive

Spot Bay Primary School: 170 Spot Bay Road

Tel: (345) 948 0226

Catchment Area: All areas east of Faith Hospital to the eastern end of Cayman Brac.

Inspection Grade: Satisfactory, OES 2021

Creek Infant School covers children aged 3-Year 2 and Spot Bay Primary School covers Years

3-6. The school is located on two different sites but are managed and run by the same team.

East End Primary School

17 Sea View Road, East End

Tel: (345) 947 7428

Catchment Area: Area to the east of the Frank Sound junction and all of East End to Colliers.

Inspection Grade: Satisfactory, OES 2020

Edna M. Moyle Primary School

907 North Side Road, North Side

Tel: (345) 947 9516

Catchment Area: All of Frank Sound up to Old Man Bay (west) and to Cayman Kai.

Inspection Grade: Satisfactory, OES 2020

George Town Primary School

168 School Road, George Town

Tel: (345) 949 2689

Catchment Area: Area south of Government House up to Memorial Avenue. North along Walkers Road to Maple Road and east along Smith Road, up to the Crewe Road airport junction. Plus, north of Airport Road, through the junction in the Industrial Park and all areas north and east past the airport up to the North Sound.

Inspection Grade: Satisfactory, OES 2020

Joanna Clarke Primary School

1659 Shamrock Road, Savannah

Tel: (345) 947 1344

Catchment Area: Area on the east side of Spotts-Newlands Road to Beach Bay Road and including the greater Pedro area.

Inspection Grade: Weak, OES 2019

Joanna Clarke offers the IB system from Kindergarten to Year 6.

Little Cayman Education Service

210 Spot Bay Road, Little Cayman

Tel: (345) 948 1052

Email: Vjuman-khan@ices.edu.ky

Catchment Area: All of Little Cayman.

Inspection Grade: Satisfactory, OES 2021

Prospect Primary School

169 Poindexter Road, Prospect

Tel: (345) 947 8889

Catchment Area: All areas from Prospect Drive eastward, to the west side of Spotts-Newlands Road and the west side of Chime Street on the bypass/East-West Arterial (including all of Prospect Park, Patrick’s Island, Ocean Club, Mariners Cove, and Cascades Drive).

Inspection Grade: Satisfactory, OES 2021

Prospect Primary offers the IB system from Kindergarten to Year 6.

Red Bay Primary School

271 Shamrock Road, Red Bay

Tel: (345) 947 6333

Catchment Area: Area on the south side of Memorial Avenue, along Walkers Road to Maple Road and the south side of Smith Road, both sides of Crewe Road bordered by Owen Roberts Drive to the north and south to the South Sound border on the east side of Victory Avenue.

Inspection Grade: Satisfactory, OES 2020

Sir John A. Cumber Primary School

44 Fountain Road, West Bay

Tel: (345) 949 3314

Catchment Area: Area north of Government House up to Spanish Bay Reef and including all of West Bay.

Inspection Grade: Satisfactory, OES 2020

Sir John A. Cumber Primary offers the IB system from Kindergarten to Year 6.

Theoline L. McCoy Primary School

6 Condor Road, Bodden Town

Tel: (345) 947 2288

Catchment Area: Area to the east of Beach Bay

Road, continuing up to Breakers and including Northward.

Inspection Grade: Satisfactory, OES 2020

West End Primary School (Brac)

10 East West End Road, Cayman Brac

Tel: (345) 948 1425

Catchment Area: West End of Cayman Brac, up to Faith Hospital on the north side of the Island, and correspondingly across the Island to the south coast.

Inspection Grade: Satisfactory, OES 2021

See www.caymanresident.com for a map of the catchment areas for government schools.

GOVERNMENT HIGH SCHOOLS

High School Options

There are three government high schools in the Cayman Islands: two in Grand Cayman (Clifton Hunter High School in Frank Sound and John Gray High School on Academy Way in George Town), and one in Cayman Brac (Layman E. Scott Snr. High School). Clifton Hunter and John Gray serve Years 7–11 for students aged 11–16, while Layman E. Scott Snr. serves Years 7–12 for students aged 11–17. In addition, Clifton Hunter and John Gray students complete a mandatory Year 12 offsite. There are plans for the Government to build a new high school in West Bay.

Curriculum

Students follow the Cayman Islands National Curriculum up to Year 9. In Year 10, students begin their preparation for internationally accredited external examinations by following the relevant syllabi. All students complete a two-year programme of classes (Years 10 and 11) in the core subjects of English, Maths, Science, Physical Education and Life Skills, and have the option of taking three additional subjects of their choice. Students then take exams set either by a UK exam board (GCSE), the Caribbean Examinations Council (CXC), the Caribbean Advanced Proficiency Exam (CAPE) or they can take the USA Advanced Placement (AP) level exams at the end of Year 11. All students are then automatically enrolled in the compulsory Year 12 (one academic year) programme at the Cayman Islands Further Education Centre (CIFEC), where they can take an array of business and technology courses (BTEC), get involved in work experience and internships, or retake

CXC and GCSE exams to improve their grade standing. There is also the option for students to enrol in a Dual Entry programme such as A-levels at St. Ignatius or Cayman Prep and High School, an approved accredited school overseas (this option at the student’s expense), or attend the University College of the Cayman Islands and work on an Associate's Degree. After completing their Year 12 programme, students graduate from their respective secondary schools at the compulsory school leaving age of 17. For those then going to UCCI to take an Associate's Degree, the university now requires all students to take compulsory courses to establish a proper basis in English (ENG 99) and Mathematics (Math 99), and they provide tools for survival throughout a student's college experience (COL 100).

Graduation Rules & Exams

To graduate with a high school diploma, all students leaving a government high school must attain one of four academic levels (Level 2 with High Honours, Level 2 with Honours, Level 2 Diploma, Level 1 Diploma – the highest being Level 2 with High Honours). In addition, during their last three years (Years 10-12), they must have at least a 90% or more attendance record, have fewer than 14 days of suspension and have completed 10 hours of community service. For exams, a minimum of five passes at CXC or GCSE, including Maths and English, are considered necessary for entry to the A-level programme at either St. Ignatius or Cayman Prep. However, neither of these schools count Early Childhood Studies and Electronic Document Preparation and Management (EDPM) as access courses. Further requirements, including a minimum grade pass at A*-C or 1-3, are essential when applying for a government scholarship. For those in the US system, a 2.75 GPA is considered necessary for entry to a university course, but a 3.0 GPA is necessary to qualify for a Cayman Islands Government university scholarship. For those who go on to Level 3 (International Baccalaureate or Advanced Placements,

A-levels or an Associate's degree at UCCI) after leaving high school, the passing of this level indicates suitability for pursuing tertiary education.

Government High Schools

All three government high schools follow the Cayman Islands National Curriculum from Years 7–9 and do CXCs or GCSE from Years 10–11. Even though they do not have a Year 12, that year must be spent in full-time education.

Clifton Hunter High School

311 Frank Sound Road, Frank Sound

Tel: (345) 947 7353

Catchment Area: All areas on the east side of Spotts-Newlands Road and on the east side of Chime Street, the bypass and the East-West Arterial.

Inspection Grade: Satisfactory, OES 2021

John Gray High School

73 Academy Way, George Town

Tel: (345) 949 9444

Catchment Area: All areas on the west side of Spotts-Newlands Road and on the west side of Chime Street, the bypass and the East-West Arterial.

Inspection Grade: Good, OES 2021

Layman E. Scott Sr. High School (Brac)

941A Dennis Foster Road, Cayman Brac

Tel: (345) 948 2226

Catchment Area: All areas of Cayman Brac and Little Cayman.

Inspection Grade: Good, OES 2021

FURTHER EDUCATION

CI Further Education Centre (CIFEC)

515 Walkers Road, George Town

Tel: (345) 949 3285

Email: admin@cifec.edu.ky

Director: Mr Mark Seerattan

Ages: 16-18

Curriculum: CIFEC offers BTEC and City and Guilds vocational courses at levels 1–3, which are the equivalent of GCSE (level 2) and ASlevels (level 3), offering an effective bridge to university or the world of work. Each TVET programme includes an internship with an

employer. Over one hundred employers work with CIFEC and many students find that their employment is extended after the internship has finished. CIFEC also runs a Water Sports apprenticeship and a Health Care Aide programme, the latter in collaboration with the Health Services Authority (HSA). Students are given the opportunity to resit level 2 Mathematics, English, Science and Electronic Document Preparation and Management if they did not earn a level 2 pass in high school. TVET courses on offer include IT, Beauty Therapy, Hospitality, Health and Social Care, Art, Creative Media, Workskills, Business, Construction, Sport and IMI Motor Vehicle course. Check schools.edu.ky/CIFEC for more information.

EDUCATION

PRESCHOOLS & PRE-PRIMARY Improving Standards in Preschools

Scientists agree that when it comes to a child's development, the first five years are the most important. This is when a child becomes the person they are going to be. It is when they learn appropriate behaviour, boundaries, empathy and many other important social skills that will remain with them for life. Therefore, it is essential that you choose your child's preschool very carefully, as there are a lot of options in Cayman and some are doing a better job than others. The Ministry of Education’s Early Childhood Care and Education Unit conduct regular support visits to all Early Childhood Care and Education (ECCE) centres (preschools). One reason for the visits is to ensure that ECCE centres are creating a culture of child learning and development and not just one of 'babysitting'. By doing this, they are ensuring that children are better prepared – socially and academically – for their entry into primary school at the age of four. Standards that early childhood centres must adhere to include not only health and safety regulations, but also how the staff interact with the children and ensure that the children are being properly stimulated and exposed to ageappropriate activities. Practitioners are also supported to identify children who might have developmental delays or difficulties

and then decide on how to help the child so that they will be better prepared for primary school and life beyond. All preschools are regularly inspected by the Office of Education Standards and their reports are very revealing as to what these schools are doing to raise their standards.

Early Childhood Assistance Programme (ECAP) Funding

To ensure that all Caymanian children who turn three before 1st September have the opportunity to benefit from pre-primary learning opportunities, the Ministry of Education offers funding to assist in the cost of access to ECCE for qualifying Caymanian children. To apply for funding, visit moeapplications.gov.ky, register, and apply online. Required documentation includes the child's birth certificate, an official letter from WORC acknowledging the child's right to be Caymanian, a copy of the parent's Government-issued ID and proof of income. Applications for the Early Childhood Assistance Programme (ECAP) are means-tested. Depending on your overall household income and the number of dependants you are supporting, you can expect to receive the maximum of CI$500 per month per child or the basic funding amount of CI$305 per month per child. Tel: (345) 244 3155 or email: ecap@gov.ky for more information.

Nurseries & Preschools

Most schools featured in this section accept children from newborn to five years of age and offer full-day programmes and halfday options. Children will traditionally begin Kindergarten (UK system), Pre–K3 (US system) or Reception (the government system) at their chosen primary school in the year in which they turn four. If you intend to send your child to one of Cayman's private primary schools and you are offered a place in their Kindergarten or Pre–K3 class (i.e. the reception year), you are strongly advised to take it. Keeping your child back in preschool so that they miss this first year at primary school has significant consequences: a) firstly, your

Opening in 1988 as the very first Montessori School on-Island, Montessori School of Cayman remains a beautifully inclusive school, with a goal to deliver a whole-hearted, holistic Montessori approach. They offer a happy, safe and stimulating environment where children are able to explore and thrive, therefore developing a love of learning.

(345) 949 0202 info@caymanmontessori.com

PRIVATE

child will be assessed by the primary school before they are offered a place in Year 1 to see if they are up to par with the school's expectations for a five year old (many fail this test and are not accepted); b) children at primary school start learning to read in earnest in Kindergarten and those who have not started in their preschool may fall behind in Year 1; c) your child's new classmates may have already made firm friends among the students; d) adjusting to 'big school' and its lack of freedom (to play and choose what you want to work on) can be challenging for some children, and they will have missed the transition with other children in the same boat and e) on average, only five places become available in Year 1 at the top private primary schools, which means that the chances of your child being offered a place are slim at best.

If your child's preschool covers such things as the correct pencil grip, the phonetic sounds of the alphabet and how to write numbers from one to ten, this is a bonus and will help your child transition

to reading and writing. The top preschools do teach these things, while placing great emphasis on learning through play, exceptional manners and appropriate social interaction, which is why they are all full and very hard to get into. In this section, we list all of Cayman's preschools. For more information, you can also visit the Education page of our website or pick up a copy of the Cayman Parent magazine.

ABC Kids

1866 Shamrock Road, Savannah

Tel: (345) 945 5626

Email: info@ABCKids.ky

Web: www.abckids.ky

Ages: 12 months-5 years

Monthly Fees: CI$850-CI$900

Inspection Grade: Weak, OES 2023

Achievement Centre (The)

197 Shamrock Road, Red Bay

Tel: (345) 947 5050

Email: achieve4u@hotmail.com

Ages: 12 months–4 years

Hours: 7am–6pm

Monthly Fees: Full-day CI$675

Inspection Grade: Good, OES 2023

Bloom Learning Centre

Seven Mile Shops, West Bay Road

Tel: (345) 746 4444

Email: info@bloom.ky

Web: www.bloom.ky

Ages: 6 weeks–5 years

Hours: 7.30am–5.30pm

Monthly Fees: Infants CI$1,549, Toddlers

CI$1,449, Early Preschool and Preschool

CI$1,349 (full time)

Overview: Centrally located on Seven Mile Beach, Bloom Learning Centre's renovated facilities offer high-quality staff-to-student ratios in intimate class sizes. Their students partake in weekly explorations of the surrounding neighbourhood, including adventures to the seaside. They create an enriching and inviting child-centred learning environment, equipped with invitations to ignite curiosity and promote a love of learning. Bloom cherishes the wonders of childhood and strives to support each individual’s proclivity to being

creative, independent, curious, confident and kind little learners.

Cayman Academy

Accepts children from 3-5 years. See page 311 for more information.

Cayman International School – Early Childhood 95 Minerva Drive, Camana Bay

Tel: (345) 945 4664

Email: cis@cis.ky

Web: www.cis.ky

Annual Fees:

> Pre-K2 (5 days/week, half day) CI$14,080

> Pre-K2-Pre-K4 (5 days/week, full day)

CI$16,640

Inspection Grade: Excellent, OES 2022

Overview: CIS's state-of-the-art Early Childhood Division consists of Pre-K2, Pre–K3 and Pre–K4 classrooms, a library, teaching kitchen, perceptual motor space and a dedicated music and movement room. Each classroom faces onto a teaching terrace that leads into a beautiful outdoor playground designed to encourage student inquiry and exploration. See

page 311 for more information.

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Discovery Kids Preschool

Sigma Building, 93 Hospital Road, George Town

Tel: (345) 946 5437

Email: dkids.ky@gmail.com

Web: www.discoverykidscayman.com

Ages: 6 months–5 years

Hours: 7.30am–5.30pm

Monthly Fees: 16 months and under CI$1,375, 16 months-2.5 years CI$1,075, 2.5-5 years

CI$1,025

Inspection Grade: Satisfactory, OES 2021

First Baptist Christian School

Accepts children from 2-4 years and 11 months. See page 313 for more information.

SEE AD PAGE 314

Grace Christian Academy

Accepts children from 3-5 years. See page 314 for more information.

SEE AD PAGE 315

Island Montessori

491 Crewe Road, George Town

Tel: (345) 945 5814

Email: info@islandmontessori.org

Web: www.islandmontessori.org

Ages: 12 months–6 years (Nest, Toddler and Casa)

Hours: 7.30am–3pm (Daily aftercare available until 5pm)

Monthly Fees: From CI$1,025

Inspection Grade: Good, OES 2022

Overview: Island Montessori provides a nurturing, supportive environment in a beautiful, spacious garden created to establish a love of active learning. The programmes are open to children aged 12 months–6 years and use the very best Montessori practices and materials aligned with the Cayman Islands Early Years Framework. All classes are underpinned by a belief that children should be active and outdoor learning is blended into each day. At the heart of the school is a team of highly qualified, passionate teachers who create an age and developmentally appropriate environment. The school’s bright and spacious classrooms are complemented by an expansive 1.5 acre

Their place to speak out, to move freely, make choices, bake, create, dance, sing, to make friendships, find quietness, respect others, observe manners, stretch their imaginations, to play, to be responsible, to experience duty, to learn the wonders of our world, to be with nature, to love nature, to be young, to be....children.

garden featuring a nature trail, sports court and areas for unstructured play and exploration. Island Montessori's little learners draw as much inspiration from nature and being in the tropical outdoors as they do from the guided activities inside their classrooms. They combine their passion for early childhood education with an inclusive culture of curiosity, respect and flexibility that helps your child and family thrive.

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Little Trotters Farm & Nursery School

39 Columbus Close, off Walkers Road, GT

Tel: (345) 949 4080

Email: littletrotters@candw.ky

Web: www.littletrotters.ky

Ages: 18 months–5 years

Hours: 7.30am–5.30pm

Monthly Fees: Half day CI$1,185 (7.30am–12.30pm), full day CI$1,435 (7.30am-5.30pm)

Inspection Grade: Excellent, OES 2021

Overview: In a quiet corner of George Town, open the gate and enter a magical place

Monte ssor i de l Sol

Nurturing curious and creative minds

Celebrating 25 years of early childhood education in the Cayman Islands, Montessori del Sol offers an authentic Montessori programme with a holistic approach to learning amidst Spanish bilingual classrooms. The small and wholesome school environment is a place where children thrive and are actively engaged in a happy, purposeful community. A unique outdoor environment boasts an abundance of shade trees where the children freely explore and play.

The dedicated, highly qualified and experienced team ensures that every child’s potential is nurtured while cultivating kindness, independence and creativity.

•

(345) 949 3222

where the joy of childhood abounds. Once you cross the bridge, the schoolhouse awaits. Filled with play, laughter, imagination and endless opportunities for social interactions, the primary focus of Little Trotters is on traditional values, kindness and responsibility. The children feed the animals, water the plants, bake, paint, perform in plays, sing, dance and truly become their best selves. Little Trotters offers valuable experiences in all pre-academic skills. Maths and Literacy are an integral part of the curriculum, with more focus being brought in the oldest class. Additionally, the staffing body brings a range of training, experience and specialist areas, including a full-time SENCo.

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Miss Nadine's Preschool and Jack & Jill Nursery

90A Anthony Drive, George Town

Tel: (345) 945 1078

Email: ncvopreschool@ncvo.org.uk

Web: www.ncvo.org.ky

Ages: 3 months–4 years

Monthly Fees: CI$600

Inspection Grade: Satisfactory, OES 2022

Montessori By The Sea

Accepts children from 21 months-12 years.

See page 316 for more information.

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Montessori del Sol

11 Hinds Way, off Walkers Road, George Town

Tel: (345) 949 3222

Email: office@montessoridelsol.com

Ages: 18 months–6 years

Hours: 7.45am–3pm

After Care: Available until 5.15pm

Application Fee: CI$200

Annual Administrative & Supplies Fee: CI$450

Monthly Fees: From CI$1,180

Inspection Grade: Good, OES 2022

Overview: Celebrating 25 years of early childhood education in the Cayman Islands, Montessori del Sol offers an authentic Montessori programme with a holistic approach to learning amidst Spanish bilingual classrooms. The small and wholesome school environment is a place where children thrive and are actively engaged in a happy, purposeful community. A unique outdoor environment boasts an

abundance of shade trees where children freely explore and play. The bright, spacious, wellprepared classrooms are equipped with a full complement of Montessori materials according to the standards set out by Association Montessori Internationale (A.M.I.). The dedicated, highly qualified and experienced team ensure that every child’s potential is nurtured while cultivating kindness, independence and creativity. Rich and varied Montessori subjects include literacy, maths, social-emotional learning, mindfulness, art, science, geography, music and movement, sensory learning, food preparation and other practical life activities, thoughtfully aligned to the Cayman Islands Early Years Curriculum Framework and with Spanish bilingual education for all age groups. SEE AD OPPOSITE PAGE

Montessori School of Cayman

519 South Church Street, George Town

Tel: (345) 949 0202

Email: info@caymanmontessori.com

Ages: 18 months–6 years

Hours: 7.45am–12.30pm (half day) or 7.45am –3.15pm (full day), aftercare available until 5.15pm daily

Enrolment Opportunities: 5-day options available for Toddler programme (ages 18 months-3 years) and Casa programme (ages 3-6 years), option of selecting 5 half days or 5 full days

Monthly Fees: Toddler CI$1,185–CI$1,300 and Casa CI$1,120–CI$1,220

Inspection Grade: Good, OES 2023

Overview: Established in 1988, the school offers an authentic programme encompassing the Montessori philosophy and curriculum for children ages 18 months to 6 years old. The team believes in a whole-hearted, holistic Montessori approach where they provide a happy, safe and stimulating environment where children can explore, thrive and develop a love for learning. Their goal is to assist in the development of the individual child and to support and nurture their social, emotional and academic journeys.

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Precious Gems Preschool

369 Walkers Road, George Town

Tel: (345) 939 5142

Email: preciousgems369@yahoo.com

Ages: 12 months–5years

Monthly Fees: CI$800

Inspection Grade: Good, OES 2022

Rite Start Daycare & Preschool

1548 Shamrock Road, Savannah

Tel: (345) 945 3432

Email: ritestartcayman@hotmail.com

Ages: 3 months–4 years

Hours: 7am–6pm

Monthly Fees: 3-22 months CI$850, 22 months-4 years CI$800

Inspection Grade: Satisfactory, OES 2022

Shining Stars Childhood Care & Education Centre

20 Pasadora Place, Pines Road, off Smith Road (near the George Town Hospital)

Tel: (345) 943 7077

Email: shiningstarscayman@gmail.com

Web: www.shiningstarscayman.com

Ages: 1–5 years

Hours: Monday–Friday 7.30am–5.30pm

Registration Fee: CI$100

Annual Facility Fee: CI$100

Monthly Fees: 1 year CI$1,245, 2 years CI$1,145, 3-4 years CI$1,095

Inspection Grade: Satisfactory, OES 2023

Meals: Meals and snacks are included in the tuition. Meals are chef-prepared daily and include fresh fruit, whole foods and organic vegetables.

Overview: A bright, open and spacious school with thematically decorated classrooms located near downtown George Town and safely tucked away from a busy street. Children enjoy playing in the large, fenced play area with shade trees, a sandbox and age-appropriate play equipment. Staff are loving, well qualified, professional and nurturing. The school values the children’s academic progress and teaches both phonics and numeracy to age-appropriate levels. Children leave the school well-equipped for primary school with the ability to read and decode words and are often at the top of their class. This is accomplished through play-based learning. The Centre features the Islands' only closed-circuit camera system that allows parents to monitor their child's progress throughout the day. SEE

Island Montessori

Dedicated to nurturing children aged 6 months to 5 years, our classrooms and programmes are carefully prepared and guided by experienced, qualified Montessori teachers. Our school includes approximately 4,000 sq ft of indoor space and an expansive 1.5 acres of natural gardens, outdoor learning environments and several play areas.

Dedicated to nurturing children aged 6 months to 5 years, our classrooms and programmes are carefully prepared and guided by experienced, qualified Monstessori teachers. Our school includes approximately 4,000 sq ft of indoor space and an expansive 1.5 acres of natural gardens, outdoor learning environments and several play areas. Contact us for more information

Contact us for more information

+1 (345) 945-5814

Dedicated to nurturing children aged 12 months to 6 years, our classrooms are carefully prepared and guided by experienced, qualified teachers, offering Nest, Toddler and Casa programs. Our school features an expansive 1.5-acre garden with shade trees, nature trails to explore and areas for play, learning and sports. Contact us for more information +1 (345) 945-5814 islandmontessori.org

islandmontessori.org

+1 (345) 945-5814 islandmontessori.org

Sister Janice's Early Learning Centre

41 Desmond Drive, George Town

Tel: (345) 949 2524

Email: sisterjanicepreschool@yahoo.com

Ages: 1–4 years

Student Population: 50

Hours: 7am–5pm (although a grace period can be given, pick-up must be by 5.30pm)

Monthly Fees: CI$650, includes breakfast and lunch, parents are asked to provide snacks and fruit daily

Inspection Grade: Satisfactory, OES 2023

Overview: Sister Janice's promotes the whole growth of the child through hands-on learning and experiencing. Each child is cherished and encouraged to develop their social, physical and emotional development. The school promotes the wellbeing of the child within a Christiancentred atmosphere.

Sprogs

Garden Playschool

832 Walkers Road, George Town

Tel: (345) 746 7529

Email: info@sprogs.ky

Web: www.sprogs.ky

Ages: 1–5 years

Monthly Fees: CI$1,150 (half day - morning), CI$1,650 (full day)

Inspection Grade: Good, OES 2023

St. George’s Anglican Preschool

64 Courts Road, off Eastern Avenue, GT

Tel: (345) 945 0441

Email: stgeorgespreschool123@gmail.com

Ages: 2–5 years

Hours: Monday–Friday 7.30am–5.30pm

Monthly Fees: CI$600

Inspection Grade: Satisfactory, OES 2021

St. Ignatius Catholic School/Early Years Centre

599 Walkers Road, George Town

Tel: (345) 949 9250

Email: general@st–ignatius.com

Web: www.st–ignatius.com

Established: 1971

Principal: Mr Simon Testa

Vice Principal Primary: Mr James Hickey

Vice Principal Secondary: Mrs Aimee Chipchase

Office Hours: 8am–4pm

Academic Calendar: September–June

Ages: 3–5 years

Application Fee: CI$100

Monthly Fees: Nursery–Year 6 CI$1,289 (10 months)

Inspection Grade: Good, OES 2022

Student Population: 700

Curriculum: UK National Curriculum

Average Class Size: 16 (for 3 year olds) and 22 (for 4 year olds) with one teacher and one teacher's assistant per class. There are four classrooms on-site.

Overview: Dedicated Early Years building and playground on the St. Ignatius campus, a canteen, music room, computer room, library and multipurpose sports hall.

Extracurricular Activities: There are after-school clubs and an after-school care programme until 5.30pm. SEE AD THIS PAGE

Tiffany's Preschool

82 Boltins Avenue, West Bay

Tel: (345) 945 7977

Email: tiffanyspreschool@candw.ky

Ages: 2-5 years

Monthly Fees: CI$600

Inspection Grade: Satisfactory, OES 2021

Tiny Tots Academy

109 Hinds Way, off Walkers Road, GT

Tel: (345) 623 8687

Email: info@tinytotscayman.com

Ages: 6 weeks–5 years

Hours: 7.30am–5.30pm

Monthly Fees: CI$625-CI$850 depending on age and number of days

Inspection Grade: Satisfactory, OES 2021

Triple C School

Accepts children from 4-18 years. See page 317 for more information.

Truth For Youth School

Accepts children from 4-11 years. See page 317 for more information.

Village Montessori

94 Solaris Avenue, Camana Bay

Tel: (345) 640 7827

Email: info@villagemontessori.ky

Web: www.villagemontessori.ky

Ages: 18 months–12 years

Hours: 7.45am–5pm

Application Fee: CI$250

Annual Capital Fee: CI$550

Toddler Monthly Fees: (18 months-3 years); Montessori Mornings (7.45am–11.45am)

CI$1,190, Lunch Bunch (7.45am–1pm) CI$1,225, full day (7.45am–3pm) CI$1,325

Casa Monthly Fees: (3 years–6 years); Montessori Mornings (7.45am-12.15pm)

CI$1,125, Lunch Bunch (7.45am–1.15pm)

CI$1,175, full day (7.45am–2.45pm) CI$1,225

Lower/Upper Elementary Monthly Fees: (6 years–12 years) full day (7.45am–3pm) CI$1,275

Monthly After-School Fee: CI$250 (3pm-5pm)

Sibling Discounts: 5% for each sibling

Curriculum: Montessori method aligned with the Cayman Education Curriculum

Inspection Grade: Satisfactory, OES 2023

Overview: Located in Camana Bay, along the Seven Mile Beach corridor, Village Montessori strives to foster an inclusive, strong sense of community and respect for self, others and the environment. Aiming to provide children with an opportunity to develop independence in a creative, educational environment and foster a lifelong love of learning. Utilising the Montessori method, the dedicated and experienced team at Village Montessori work to give each child the chance to grow as a lifetime learner, incorporating practical life skills, reading, language, mathematics, science, geography and culture, as well as a focus on social and emotional learning, while providing classrooms with all the necessary materials to foster these skills. SEE AD THIS

PRIMARY & HIGH SCHOOLS

Cayman has a good selection of excellent private primary and high schools, most following either the British or American curriculum and two following the Montessori system. The main student intake is for Reception/Kindergarten (UK) and Pre–K3 (US) when the children are four, turning five during the school year. Students remain in their chosen school until Year 13 (UK) and Grade 12 (US), but some primary schools end at age 11, so your child will then move to a senior school. Schools following the UK system take GCSEs and A-levels, and the US system offers either the IB

programme or prepares students to take the Scholastic Aptitude Test (SAT) and attain a US High School Diploma.

Calvary Baptist Christian Academy

191 Walkers Road, George Town

Tel: (345) 946 5834

Email: info@cbca.edu.ky

Ages: 5–18 years

Hours: Monday–Thursday 8am–3pm, Friday 8am-2pm

Annual Fees: K-Grade 2 CI$6,300, Grades 3-6

CI$6,750, Grades 7-12 CI$7,425

Inspection Grade: Satisfactory, OES 2022

Average Class Size: 10

Curriculum: American, Abeka Curriculum

Cayman Academy

211 Walkers Road, George Town

Tel: (345) 640 2630

Email: office.secretary@caymanacademy.ky

Ages: 3–18 years

Annual Fees: Pre–K–Year 6 CI$5,843, Year 7 CI$7,410, Year 8 CI$7,743, Year 9 CI$8,788, Year 10 and 11 CI$9,073 and Year 12 CI$9,168

Inspection Grade: Satisfactory, OES 2023

Curriculum: CI Curriculum, CSEC (Caribbean

Secondary Examinations Council)

Cayman International School (CIS)

95 Minerva Drive, Camana Bay

Tel: (345) 945 4664

Email: cis@cis.ky

Web: www.cis.ky

Director: Mr Jim Urquhart

Academic Calendar: August–June

Ages: 2–18 years

Student Population: 990 (approximate)

Application Fee: CI$350

Annual Fees:

> Pre-K2 (5 days/week, half day) CI$14,080

> Pre-K2-Pre-K4 (5 days/week, full day) CI$16,640

> Kindergarten–Grade 2 CI$19,950

> Grades 3–5 CI$23,010

> Grades 6–8 CI$25,810

> Grades 9–12 CI$27,460

Discount: 2% discount applied for oneinstalment payment plan. There is a 10% discount for the second child and 15% for the third and

Cayman Learning Centre & School delivers specialist, bespoke programmes and individualised evidence-based interventions which help students to become effective, confident and self-directed learners.

A new boutique school for students in Years 1 through 9 (American Grades KG-8)

Students make progress and gain knowledge in an environment focused on nurture, engagement, structure and challenge.

A full British curriculum with a student-centred project-based learning approach.

Evidence-based literacy and math interventions to ensure a solid foundation.

World-renowned Arrowsmith Programme: Strengthening underlying cognitive functions to make the learning process easier.

subsequent children.

Inspection Grade: Excellent, OES 2022

Meals: School lunch provided by Market Street Ltd. (The Lunch Box)

Average Class Size: 17

Overview: CIS is a private, college preparatory, non-sectarian, co-educational school that provides strong academic and extensive extracurricular programmes. The 15-acre campus includes early childhood, elementary, middle and high school divisions. Students represent more than 40 nationalities and the majority of students are dual passport holders. CIS has a strong sense of community where children learn, play and support each other in a modern, safe and student-centred environment. CIS is accredited by the Middle States Association and is an IB World School offering the International Baccalaureate Diploma Programme.

Curriculum: American, IB Diploma, IB Certificates and USA High School Diploma

Facilities: State-of-the-art Early Childhood Centre and High School building with a double gymnasium, library, common area and performing arts spaces. The purpose-built campus features a 139,000sq ft facility. It consists of a library, STEAM Lab, computer/ video production lab, two science labs, two music rooms, two art rooms, two student support centres, 42 classrooms, an amphitheatre and an administration building. In addition, the school has a full-sized, artificial turf soccer pitch with a FIFA 2-Star rating, a swimming pool, two tennis courts and two basketball courts.

Tel: (345) 943 7323

Email: info@caymanlearning.com

Web: www.caymanlearning.com

Ages: 5–14 years

Application Fee: CI$300

Monthly Fees: Seat fee + CI$1,610-CI$1,895

Overview: CLC&S is a new boutique school currently supporting small class sizes, allowing for optimum individual attention. Students learn a comprehensive British Curriculum through hands-on 'real life' inquiry. This project-based learning approach allows students to gain indepth knowledge and consolidate skills by investigating and responding to authentic and engaging challenges. CLC&S also offers bespoke programming for students struggling with the learning process. Based on the application of neuroscience, the world-renowned Arrowsmith Programme helps students strengthen weak, underlying cognitive functions responsible for a range of learning difficulties, ultimately making the learning process easier. Learning support includes individualised, evidence-based literacy and math interventions, ensuring a solid foundation.

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Cayman Prep & High School (CPHS)

Primary School Site: 242 Smith Road, GT

High School Site: 559 Walkers Road, GT

Established: 1949

School Director: Ms Debra McLaughlin

School Business Manager: Mrs Jayne Scott

Primary School Principal: Ms Sacha Strand

Tel: (345) 949 5932

Creating collaborative, life-long, competent achievers

Extracurricular Activities: Athletes participate in the Private Schools Association (PSA) and compete in football, volleyball, netball, cricket, basketball, flag rugby, track and field and swim. They partake in musical, choral and theatrical productions, including an annual performance in Steel Pan Band, Jazz Band and Rock Band. There's also Model United Nations, National Honors Society, High School Student Council, Debate Team, Mock Trials, Robotics, 3D modelling and printing and other after-school clubs. Students are involved in local movements, such as Plastic Free Cayman and Protect Our Future.

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Cayman

Email: psoffice@cayprep.edu.ky

High School Principal: Mr Karl Murphy

Tel: (345) 949 9115

Email: hsoffice@cayprep.edu.ky

Web: www.cayprep.edu.ky

Academic Calendar: September–June

Ages: 4–18 years

Registration Fee: CI$750

Annual Fees:

> Kindergarten–Year 6: CI$12,795

> Years 7–9: CI$13,880

> Years 10–11: CI$14,700

> Years 12–13: CI$16,235

Note: Fees can be paid annually, per term (3x per year) or monthly (10x per year)

Annual Resource Fee: Y7–13 consumables CI$25-CI$50 per subject

Examination Fee: Y10-13 CI$70-CI$100 per subject

Annual PTA Fee: CI$75

Inspection Grade: Good, OES 2021

Student Population Primary School: 522

Student Population High School: 493

Meals: Daily hot and cold lunches CI$7–CI$7.50 per day (Mise En Place is CI$7 per day, Food For Thought is CI$7.50 per day)

After-School Care: Provided daily for primary school students to 5.30pm; CI$10 for the first hour, CI$16 per afternoon session

Maximum Class Size: 25 (24 in KG), with all infant classes (KG to Year 2) staffed by a qualified teacher and a learning assistant. All Junior year classes (Year 3 to 6) are also staffed by a qualified teacher with learning assistant per year group (3 class entry in all year groups).

Specialist Teachers: The Primary School has specialist teachers for PE, ICT, Music, Spanish, French and support for learning in Literacy and Mathematics.

Curriculum: British National Curriculum leading to IGCSE, GCSE, AS and A Levels (Cambridge International and Welsh examination boards).

Facilities: Multi-purpose halls, specialist IT and science labs, art and music rooms, drama studio, sports field, research libraries, basketball/netball courts and sixth form facilities, plus mature trees and shady play areas.

Extracurricular Activities: Duke of Edinburgh Award, Model United Nations, annual music production, music bands and choirs, debating, robotics, a wide range of after-school clubs and activities. Sports include rugby, cricket, football (girls and boys), netball, table tennis, field hockey, volleyball, badminton, fitness, sailing and diving. SEE AD THIS PAGE

CF School (formerly Clever Fish)

Windjammer Building, Walkers Road, GT

Tel: (345) 516 4623

Email: info@cleverfishcayman.com

Ages: 11–16 (approximately)

Curriculum: British National Curriculum leading to IGCSEs and A Levels

Class Sizes: 5-12 (per subject)

Monthly Fees: CI$1, 650 for 10 months, CI$50 per hour for private tutoring

Overview: CF School offers full-time schooling to children in Years 7-11 who are bright, articulate

and benefit from a small, individualised school which can challenge and support each child. They follow the British National curriculum and prepare children for common entrance or IGCSEs. They can only accept a total of 30 students, so spaces are quickly snapped up. Teachers are subject specialists and have a proven track record of success at IGCSE and A-level. CF also runs a popular afternoon enrichment programme and offer camps during the school holidays.

First Baptist Christian School (FBCS)

920 Crewe Road, Red Bay

Tel: (345) 945 7906

Email: fbcs@fbcs.edu.ky

Web: www.fbcs.edu.ky

Principal: Mrs Janet Durksen

Academic Calendar: September–June

Office Hours: 7.30am–3.30pm

Ages: 2–14 years (KG–Grade 8)

Application Fee: CI$150

Annual Fees: Preschool CI$9,184, Kindergarten–Grade 5 CI$10,667, Grade 6-8 CI$11,626

Sibling Discount: Sibling fees are CI$8,728 for Preschool, CI$10,154 for KG–Grade 5 and

CI$11,044 for Grade 6–8

Inspection Grade: Satisfactory, OES 2021

School Hours: 8am–2.45pm (children can be dropped off from 7.30am)

After-School Care (3pm–5.30pm): CI$190 per month (full time), CI$150 per month (part time)

Meals: Hot lunches CI$7 daily through the Jump Start Cafe & Catering programme

Student Population: 200

Average Class Size: KG-Grade 8 15–22, Preschool 10–12

Curriculum: Early Years Framework for Preschool (CIEYF), holistic child development, STEM education, American curriculum using State Standards and evaluated using IOWA Standardised tests and MAP Tests, specialised instruction in Spanish, Music, Technology, Coding and Robotics, Physical Education and Life Skills.

Facilities: Gym, computer lab, 2:1 iPads, 1:1 laptops (Grades 3-8), library, music room, large sports field.

Extracurricular Activities: Sports clubs, cooking, drama, reading, soccer, spelling, track, basketball, STEM learning. SEE AD PAGE 314

Footsteps School

210 Eastern Avenue, George Town

Tel: (345) 746 3635

Email: management@footsteps.ky

Web: www.footsteps.ky

School Directors: Emma Kendall and Bryony Platt

Ages: 4–12 years

Class Sizes: 17

Annual Fees: Reception-Year 7 CI$13,600 (paid over 10 months)

Inspection Grade: Good, OES 2022

School Hours: 8.30am–3.10pm

Curriculum: Footsteps offers the British National Curriculum for children from Reception to Year 7. Cayman's first and only accredited beach school on Island, Footsteps integrates outdoor learning into their curriculum, taking advantage of Cayman’s natural beauty and landscape whilst encouraging exploration, investigation and independence.

Overview: Footsteps is a non-denominational private primary school for children aged 4–12. Now also offering Year 7.

Additional Details: After-school tutoring is

available in all areas of the curriculum along with after-school care and holiday camps.

SEE AD OPPOSITE PAGE

Grace Christian Academy

21 Crescent Close, off Boltins Ave, West Bay

Tel: (345) 945 0899

Email: officeadmin@gca.ky

Web: www.gracechristianacademycayman.org

Principal: Mrs Bernice Scott

Academic Calendar: August–June

Application Fee: CI$200

Ages: 3–18 years

Annual Fees:

> Preschool (half day): CI$5,800

> Preschool (full day): CI$9,710

> Grades K–5: CI$10,758

> Grades 6–8: CI$11,955

> Grades 9–12: CI$12,082

> Grade 12 AP Programming: Enquire

Inspection Grade: Satisfactory, OES 2022

Curriculum: American, Christian-based education. Grades 6–12: US curriculum. Advanced Placement (AP) classes are also offered. Students take SATs in Grade 11 and

FIRST BAPTIST CHRISTIAN SCHOOL

Preschool-8th Grade Educational Excellence Centred on Jesus Christ

Grade 12.

Overview: Grace Christian Academy is located in a quiet residential area in West Bay, surrounded by coconut trees and lots of iguanas! Students attend classes on a Caribbean-style campus, complete with a swimming pool. In addition to regular academic coursework, all students take Music, Spanish, ICT, and Swimming lessons. Grace Christian Academy is committed to providing students the academic preparation needed to meet the emotional, social and spiritual challenges encountered as adults and strongly encourage being brothers and sisters in Christ. SEE AD OPPOSITE PAGE

Hope Academy

Units 1–8 Grand Harbour Shoppes, Red Bay

Tel: (345) 769 4673

Email: office@hopecayman.com

Web: www.hopecayman.com

Head of School: Sue Horrocks, Principal

Academic Calendar: August–June

Ages: 5–18 years

Application Fee: CI$150

Annual Fees: Kindergarten–Grade 12 CI$15,150

First Baptist Christian School provides a studentcentred, American Educational Programme in a Christian environment. We offer programmes for Preschool, Elementary & Middle School Education up to Grade 8. FBCS is a culturally diverse school with students from about 14 different countries around the world, with approximately 63% of our students being Caymanian.

Our school seeks to help students become independent, resilient learners who set goals, monitor their progress, and persist in challenging tasks to become successful learners. FBCS uses an American curriculum and follows the Virginia State Standards. One of our strengths is our strong relationships and caring, nurturing environment.

• ACSI member school

• Renaissance Learning partner school

• American Curriculum

• 2:1 iPad ratio

• 1:1 student laptops Grades 3-8

• Good range of clubs and activities

• Data-driven school

• Broad and balanced curriculum

• Coding & Robotics classes in Technology

Note: Fees for additional programmes vary and sibling discount is available

Annual Book Fee: CI$500 per student

Tutoring Fee: CI$50/hour session

Inspection Grade: Good, OES 2022

Meals: Hot lunches

Student Population: 120–130

Maximum Class Size: 12–15

Curriculum: Hope Academy offers an American curriculum that fosters learning through creativity, discovery and imagination within a small learning environment. A full, online homeschooling programme is available for middle and high school students. The inclusive classrooms and flexible methodology cater to each student's individual needs. Everything is geared towards helping each child reach their full potential. This starts in early Elementary and encourages a love of learning while building early literacy skills. It continues through High School, where it encourages independence and responsibility while preparing for college. Please note an academic screening is usually required upon enrolment. Hope Academy is not affiliated with any religious organisation or church. SEE AD PAGE 316

Island Primary

Buttonwood Park, George Town

Tel: (345) 746 1600

Email: info@islandprimary.org

Web: www.islandprimary.org

Ages: 4-11 years

Annual Fees: CI$14,950

Curriculum: Based on the British National Curriculum, Island Primary is focused on evidence-based teaching with flexibility to adapt topics relevant to Cayman. Set on more than four acres of landscaped and natural gardens, the school takes learning outside for all year groups to incorporate nature into daily lessons.

Overview: Island Primary is a communityminded school offering class spaces for children aged 4-11, from Reception to Year 6. The spacious new campus, conveniently located at Buttonwood Park off Linford Pierson Highway, is designed to create a friendly, welcoming environment and foster learning both indoors and out. With a highly experienced and strong leadership team, Island Primary is committed to nurturing talent in both teachers and students, offering a rounded education that gives children

• UK National Curriculum with a naturelearning focus

• Exceptional teachers and bespoke curriculum

• Cayman’s first accredited beach school

• Small class sizes and intimate environment

• Non-denominational

• Convenient George Town location

Inspection quotes (OES October 2022):

• Competitive fees

• Tutoring and camps also offered

• Graded ‘good’ overall by OES last inspection, with ‘excellent’ gradings for curriculum, behaviour and links with the community

• School expansion and new purpose-built facility in process

“Leadership at the school was strong and continued to be good.”

“The curriculum experiences offered to students were excellent. There was an extensive range of subjects taught and the beach and forest days gave students unique opportunities to learn.”

“Students’ behaviour and their attitudes to their work and to learning were excellent.”

“Teaching was consistently good, and teachers provided engaging, interesting, and motivating lessons and activities.”

the skills they need to fulfil their potential in and out of school. Flexible classroom designs and a strong technology platform support academic goals across all subjects, with specialist subject teachers and a comprehensive learning support provision. Island Primary strives to create a true island school, whose abundant play and sports areas are enhanced by Buttonwood Park’s facilities, including nature trails, community fields and wellness parks. SEE AD PAGE 301

Montessori By The Sea (MBTS)

277 Prospect Point Road, Prospect

Tel: (345) 947 0684

Email: info@mbts.ky

Web: www.mbts.ky

Academic Calendar: September–June

Ages: 21 months–12 years (Toddler, Casa and Elementary)

Hours: 8am–3.15pm (depends on age)

Student Population: 150

Application Fee: CI$250

Monthly Fees: Toddler (21 months-3 years)

CI$1,283-CI$1,400, Casa (Pre-K-Kindergarten)

CI$1,262-CI$1,380, Elementary (Grades 1-6)

CI$1,400

Sibling Discount: 5% for the second child and 10% for the third and subsequent children.

Mixed Ages: There are mixed ages in each of the programmes.

Payment Options: Tuition payments may be made annually (which reflects a 2% discount), semi-annually (which reflects a 1% discount) or monthly.

Inspection Grade: Excellent, OES 2021

Tours: School tours available monthly from October-May. Call for an appointment.

Teacher–Student Ratio: Toddler: 1:5, Casa: 1:10,

Elementary: 1:15

Curriculum: Follows the Montessori philosophy, while aligning with English and Cayman Islands standards.

Extracurricular Activities: After-school clubs which vary on a term-by-term basis.

Additional Details: Daily after-school care available for Toddler (3pm-4pm), Casa (3pm5pm) and Elementary (3.15pm–5pm) CI$12.50 first 30 mins, CI$25 daily, CI$300 monthly.

St. Ignatius Catholic School (SICS)

599 Walkers Road, George Town

Tel: (345) 949 9250

Email: general@st–ignatius.com

Web: www.st–ignatius.com

Established: 1971

Parish Administrator: Fr Naveen D'Souza

Principal: Mr Simon Testa

Vice Principal Primary: Mr James Hickey

Vice Principal Secondary: Mr Peter Embleton

Office Hours: 8am–4pm

Academic Calendar: September–June

Ages: 3–18 years

Application Fee: CI$100

Annual Fees:

> Nursery–Year 6: CI$11,771

> Years 7–11: CI$13,618 (includes technology fee)

> Years 12–13: CI$15,921 (includes technology fee, but does not include textbooks)

Fees can be paid monthly, per term or annually

Inspection Grade: Good, OES 2022

Montessori By The Sea offers an enriched, internationally recognized Montessori curriculum that emphasizes inquiry-based study and cross-curricular integration, complemented by specialized instruction in Spanish, ICT,

Average Class Size: 24

Meals: Hot lunches CI$7–CI$9 daily

Curriculum: British Curriculum (IGCSE and GCSE); AS and A-levels – Cambridge International Examinations (CIE) and Welsh Joint Education Committee (WJEC).

Facilities: Four science labs, music wing (including soundproof practice rooms), learning support, canteen with full kitchen, art room, school hall, modern classrooms, sports field, basketball and netball courts, laptop programme for Years 7–13 and a multi-purpose sports hall.

Extracurricular Activities: After-school clubs, art, drama, music, sailing, tennis, diving, cricket, rugby, soccer, Cub Scouts, Brownies, cooking clubs, annual music production and house activities. After-school care available 2.30pm–5.30pm daily. SEE AD THIS PAGE

Triple C School (CCC)

74 Fairbanks Road, George Town

Tel: (345) 949 6022

Email: triplec@triplecschool.org

Web: www.triplecschool.org

Application Fee: CI$100

Capital Fee: CI$400 per child

Annual Fees: Pre-K CI$8,490-Grade 12 CI$12,112

Inspection Grade: Weak, OES 2022

Curriculum: American. Children work towards an American high school diploma in College Preparatory, Business or Liberal Arts, accredited by the Association of Christian Schools International (ACSI) and the Southern Association of Colleges and Schools (SACS); Advance Placement Exams taken, and in Grade 12, the SATs or ACTs.

Truth For Youth School

84 Walker Road, George Town

Tel: (345) 949 2620

Email: truthfys@candw.ky

Ages: 4-11 years

Monthly Fees: KG-Grade 6 CI$500

Curriculum: American.

Village Montessori

94 Solaris Avenue, Camana Bay

Tel: (345) 640 7827

Email: info@villagemontessori.ky

Web: www.villagemontessori.ky

Ages: 18 months–12 years

See page 310 for more information.

SEE AD PAGE 311

Wesleyan Christian Academy

150 North West Point Road, West Bay Tel: (345) 949 1121

Email: principal@wcacayman.com

Ages: 4–18 years

Annual Fees: Pre K–Grade 12 CI$5,750 inclusive of book fee. Lunch and other fees not included. Inspection Grade: Weak, OES 2022

Curriculum: American. Cayman Islands National Curriculum Grades 1–6; Grades 1–11 do the Stanford 10 Achievement tests and Grades 11–12 do the SAT and ACT tests.

OVERSEAS EDUCATION

Although Cayman has excellent schools, many parents will look to broaden their children’s horizons by sending them to overseas boarding schools. Over the years, the image of boarding schools has changed immeasurably; the transformation from the hardship and coldness of Dickens’ Dotheboys Hall to the spellbinding

excitement of Hogwarts has been both evolutionary and revolutionary. However, the changes in perception and the reality are not works of fiction. Boarding schools in the UK and North America are flourishing and should be a real consideration for families thinking about the future schooling of their children.

Why Choose Boarding School?

There are many reasons for choosing the boarding school path. The following are factors to consider when deciding if boarding school is right for you and your child.

1. First Rate Education

The reputation of leading schools in the UK, USA and Canada is not just a label of prestige from the past; the academic, sporting and social success of these schools is in the present and the future. Academic excellence, their successes in international exams and their students winning places at Ivy League and Russell Group universities speak for themselves.

2. All-Round Education

Boarding schools are concerned with much more than just academic prowess. Pupils exceeding their potential in the classroom is paramount, of course, but the ability to be involved in whichever sporting, creative or intellectual pursuit that stimulates a child is also of huge importance. All these things are on the student’s doorstep; schools are extremely busy places where children are seldom bored or lonely and, rather charmingly, it is still seen to be cool to do something rather than nothing.

3. Support

Success is achieved through sound teaching, individual care and attention. Staff at boarding schools are there for their students 24 hours a day and they ensure that every child is happy and always performing well by addressing problems swiftly. Boarding schools are well-equipped and qualified to support most learning requirements and a wide range of schools offer specialist additional support for learning and emotional needs.

4. Facilities

Boarding schools have some outstanding facilities and offer beautiful spaces in which youngsters can grow and develop. Academic and sporting facilities can be state-of-the-art and boarding houses are often not far off a reasonable hotel.

5. Friends

Whilst boarding school pupils can no longer rely on the ‘old school tie’ to garner success in later life, a boarding education exposes youngsters to a huge array of people, some of whom will become lifelong friends. They will probably know these people better than they know anyone else in their lives. The ability to live and work with such a huge number of people is what gives boarding school students the confidence and maturity to excel in their future endeavours. Exposure to the wider world and internationalism also helps prepare students for the world of business.

6. Finances

Boarding school fees can seem eyewateringly expensive; fees can be as high as GBP£45,000 and US$64,000 a year. However, boarding schools are working increasingly hard to ensure that they are not ‘elitist’ and seek to attract the students who will most benefit from all the school has to offer. It is always worth asking about bursary and scholarship assistance.

How to Choose the Right School

Cayman has no boarding schools, so choosing an international boarding school is difficult, as visiting overseas schools is a huge task. Make a list of your child’s needs and wants, and then choose to visit schools that tick those boxes. For example, if your child is massively into one sport but not keen on another, find a school that plays the favoured sport. In the UK, for example, a boarding school is usually a football school or a rugby school. They are invariably not both unless it is a prep school. If you live full time in Cayman, you probably want to choose a full rather than a weekly boarding school. Many schools are moving towards weekly boarding, so be sure to check this out. Also, does your child need any educational support? If so, check out schools that can help with that. Finally, any school very near London will probably have a lot of Londonbased students and may empty during weekends. If you would prefer to avoid this, then choose a school which is more than an hour away from London.

Time & Preparation

Boarding schools can be very competitive and many schools fill their places several years in advance of entry. Therefore, give yourself plenty of time to choose the right school. In addition to allowing time to visit schools (a typical tour starts at 10am and takes 3-4 hours), you should allow time for your child to be prepared for the entrance exams and for the transition to boarding school. Parents often underestimate how much

time should be given to these steps, but at least two to three years in advance is the best time to begin the process. The most important thing to remember is to involve your child in the process from the very beginning, as this will allow them to become comfortable with the prospect of going away to a boarding school.

General Age of Entry to Boarding Schools

American schools are typically set up to accept boarders from Grade 8 (aged 13–14 or Year 9 in the British system), but some will accept boarders from Grade 6. In Canada, most schools accept students for boarding in Grade 9 (one year later than the US system). In the UK, your child can board from the age of 8 (Year 4), but the majority of students from Cayman usually either start boarding at the end of primary school (i.e. they finish Year 6 in Cayman and then leave) or they wait and go straight to a senior school in the UK when they are aged 13 (for the start of Year 9).

Timeline & Tests for Entry

For a full breakdown on how early to start your research and what tests UK, Canadian and US schools require children to take for entry, see our Cayman Resident website or the Cayman Parent magazine.

Understanding Your Child’s Needs

It is vital to find the school where your child will thrive and be happy. Friends and acquaintances may offer school suggestions based on their own children’s success (or otherwise!) but, just because this school was right for their children, is no guarantee that it will be right for yours. Choose a school based on your child’s specific talents, interests and needs, even if this is wildly different to that chosen by others. Unless your child is happy and comfortable at their new school, they won’t perform well in the classroom. Make sure the school offers the qualifications (IB, GCSE, A Level, SATs or vocational courses) best suited to your child and their intended higher education and career path.

Get Help - Educational Consultants

There are people who can advise you about UK or North American private schools, and it is worth seeking guidance – this is, after all, one of the most important decisions you will make for your child. However, it is important to choose a consultant who really knows the full range of British or North American independent schools and the complicated admission procedures involved. Remember to ask them about things that you cannot find out from reading a school’s prospectus, such as whether the school is warm and welcoming and the students are known for being kind; what the pastoral care is like; does it run a house system, and if so what are the benefits; does it empty at weekends; does it have a reputation for having a drug problem; does it cater well to students who require learning support; and will your child flourish academically there or drift to the bottom third of the academic group. The details of two school consultants who specifically work with Cayman families can be found below.

Dorm & Day is based in Grand Cayman and offers advisory services for education in Cayman and overseas, with a diverse portfolio of boarding schools in the USA, Canada, Europe and the UK, including for children with learning differences. Owned and run by Amanda Roberts, Dorm & Day tours a wide range of independent schools and uses that first-hand knowledge to find the right fit for your child, ensuring you make an informed choice. During in-person and virtual meetings you will be guided and advised throughout the admissions process. Services include reviewing transcripts, preparing a shortlist of good match schools, helping with applications and financial aid forms, seeking out scholarships for talented athletes and high academic achievers, invigilating tests, preparing students for interviews, arranging boarding school visits and communicating with schools from application to arrival. Tel: (345) 936 3676 or (345) 925 4610, email: admin@ dormandday.ky or visit www.dormandday. ky. SEE AD THIS PAGE

BVS Education/Niall Browne

Owned and run by Niall Browne, BVS is one of the leading consultancies used by many Cayman families. BVS gives impartial insider advice based on many years of experience teaching in leading British independent schools. They take pride in having thorough knowledge of a wide range of UK schools and the admissions processes for them. They offer a bespoke service which is centred on finding the right school for your child. They also now offer advice for entry to Canadian schools. Niall Browne visits Cayman several times a year to meet Island families, but he also conducts WhatsApp and Zoom calls with interested parents. BVS also conducts the UK Independent Schools’ Entry Test (UKiset) either in person in Cayman or online. This is an invaluable tool in helping overseas parents to select the right schools based on their children’s academic ability.

BVS also organises the annual Boarding Schools Fair in Cayman – the leading showcase for UK and Canadian boarding schools. Tel: +44 (0)28 9532 0374, email:

niall@bvs-education.com or visit www.bvseducation.com.

School Fairs

Two school fairs usually take place in each year, offering parents the opportunity to meet representatives from various overseas boarding schools.

British Schools Fair Cayman Islands

The 2023 Cayman Islands Boarding School Fair was held on 30th September from 1pm5pm at The Marriott. Staff from a wide range of British and Canadian schools (for pupils aged 8-18) were there to talk to parents and students. At this annual fair, the school representatives are happy to conduct school interviews or have a private meeting with you while they are here. For information on which schools usually participate and for updates on the 2024 fair, visit www.bvseducation.co.uk/british-schools fairs.

North American School Fair by Bedi Walker

Bedi Walker's school fair usually comprises

the top 40 US and Canadian boarding schools and is held on a Sunday in the middle of November from 4pm to 6pm at the Marriott. For more information, email: info@bediwalker.com.

Boarding School Options

Numerous boarding schools visit Grand Cayman during the school fairs, so it is worth attending them. Often the Headmaster or Headmistress of each school will visit and it is a great way to get a feel for what the school has to offer. They are more than happy to answer your questions and show you photos. They also conduct school entrance interviews while they are on-Island. Here we list a few overseas boarding schools that are very popular with Cayman families:

Bryanston School

Blandford, Dorset, United Kingdom

Tel: +44 (0) 1258 452411

Email: post@bryanston.co.uk

Web: www.bryanston.co.uk

Ages: 13-18 years

Termly Boarding Fee: £15,534

Clongowes Wood College

Clongowes Wood College SJ, Clane, Co Kildare, Ireland

Tel: +353(0)45 838 258

Email: admissions@clongowes.net

Web: www.clongowes.net

Headmaster: Mr Chris Lumb

Academic Calendar: Late August–May

Ages: 12–18 years old

Annual Fee: €23,150 (sibling discount available)

Curriculum: The teaching and learning programme is broad and balanced, spanning across 6 years, with state exams at Junior Certificate (3rd year) and Leaving Certificate at 6th year, with a transition year at 4th year.

Overview: Established in 1814, Clongowes is Ireland’s leading 7-day boarding school for boys aged from 12 years old. A Catholic school in the Jesuit tradition, they aim to develop young men of conscience, compassion and competence. They are home to 450 boys from Ireland and further afield. Clongowes offers a broad academic programme, as well as a diverse

co-curricular programme of sports, drama, debating and music. That which sets them apart is their approach to ‘the care of the individual’ – nourishing each boy’s talents and supporting them on a pastoral level. Clongowes is a very special place, set in 550 acres just 40 minutes from Dublin airport.

Facilities: An abundance of rugby and soccer pitches, a golf course, athletics track, cricket pitch, tennis courts, basketball courts (indoor and outdoor), very large sports hall, weights gym, 25m indoor swimming pool, music practice rooms, modern science and computer labs, the James Joyce Library, co-operative learning spaces and more.

Extracurricular Activities: A wide variety of activities are offered, including orchestra, three choirs, traditional Irish music group, debating, drama and art. Sports include rugby, soccer, GAA, golf, athletics, swimming, cricket, basketball, tennis and more. A full competitive fixture list for all sports is available on their website.

Sherborne Girls

Sherborne, Dorset, United Kingdom

Tel: +44 (0) 1935 812245

Email: admissions@sherborne.com

Web: www.sherborne.com

Termly Boarding Fee: £12,250-£14,950

Sherborne School

Sherborne, Dorset, United Kingdom

Tel: +44 (0) 1935 812249

Email: enquiries@sherborne.org

Web: www.sherborne.org

Termly Boarding Fee: £15,200

St Andrew's College

Aurora, Ontario, Canada

Tel: (905) 727 3178

Email: admissions@sac.on.ca

Web: www.sac.on.ca

Annual Boarding Fee: CA$77,070

St Catherine's Bramley

Bramley, Guildford, Surrey, United Kingdom

Tel: +44 (0) 1483 899665

Email: admissions@stcatherines.info

Web: www.stcatherines.info

Termly Boarding Fee: £11,660

The Vanguard School

Lake Wales, Florida, USA

Tel: 1 (863) 676 6091

Email: admissions@vanguardschool.org

Web: www.vanguardschool.org

Annual Fees: 7-day boarding US$54,080

The Webb School

Bell Buckle, Tennessee, USA

Tel: 1 (931) 389 6003

Email: admissions@webbschool.com

Web: www.thewebbschool.com

Annual Boarding Fee: US$63,900

LEARNING SUPPORT & RESOURCES

For children requiring more intensive tuition, there are a number of schooling options along with home-grown support groups and private tutoring. Cayman ABA

(SEE AD PAGE 374) offers intensive behavioural intervention for children with autism and specific learning needs. Tel: (345) 947 5477 for more information. CHATTERBOX

(SEE AD OPPOSITE PAGE) offers therapy and educational programmes for children and adults. They currently provide speech and language therapy, occupational therapy, massage therapy, Early Years Programmes (ages 2-5 years), Giggles and Wiggles for babies and support for children and adults with autism. They work with children and adults who have language or learning disorders, intellectual disabilities, motor disorders, anxiety disorders, autism, ADHD and high-ability learners. They provide communication skills, baby massage workshops and quality, inclusive programmes for all. Tel: (345) 949 7065 or (345) 926 1693, email: chatterbox@ candw.ky or visit www.chatterboxcayman. com. Clever Fish specialises in educating children from ages 11-16 who would benefit from a smaller, individualised learning environment. They only accept a total of 25 children in the school. Call Nicola Sowerby on Tel: (345) 516 4623 or email: info@cleverfishcayman.com. They are located in the Windjammer Building on Walkers Road, George Town. In addition to a regular education curriculum, Hope Academy (SEE AD PAGE

373 (CLINIC) & 316 (SCHOOL)) offers other programmes and services to facilitate an inclusive learning environment. They are also a registered healthcare facility and offer speech and language therapy, behaviour therapy, school-based ABA therapy and neuropsychological and psycho-educational evaluations. These services are also available for those not attending Hope Academy. Tel: (345) 769 4673, email: office@hopecayman.com or see www.hopecayman.com.

KidsAbility is a multidisciplinary therapy clinic that offers psycho-educational and neuropsychological assessments, clinical psychology services, speech-language therapy, occupational therapy, feeding therapy, and workshops for parents, educators and allied health professionals.

Tel: (345) 943 5437, email: info@ kidsability.ky or see www.kidsability.ky. Cayman Theraplay Ltd. in Plaza Venezia provides speech-language therapy and occupational therapy for infants, toddlers, children and teens, as well as parent and play programmes to support caregivers in bolstering their babies' development.

Tel: (345) 749 7529 or email: info@ caymantheraplay.com. Health Services Authority offers occupational and applied behavioural analysis (ABA) therapy for both adults and children, including customised treatment programmes, performance skills assessments and guidance for family members and caregivers. They also offer speech-language therapy for those with autism spectrum disorders, motor speech disorders, nonverbal or limited verbal communications use and more. Tel: (345) 244 2730 or (345) 244 7675 or visit www. hsa.ky. The Wellness Centre (SEE AD PAGE 376) is a licensed healthcare facility offering a comprehensive menu of psychological, mental health and developmental support services for children, teens and families. They specialise in developmental and educational assessments, developmental support services, behaviour therapy, mental health treatment and homeschool support for students with learning differences and neurodevelopmental

disabilities. Tel: (345) 949 9355 or email: info@wellnesscentre.ky. Inclusion Cayman is a non-profit organisation supporting individuals with disabilities in their vision of accessing inclusive lives. They work with families, schools, employers, recreation/leisure providers and others to ensure all community members can meaningfully access, participate and belong in the Cayman Islands. Unit 6-8 Corporate Plaza, 81 Godfrey Nixon Way, George Town. Tel: (345) 623 2957, email: info@inclusioncayman.ky or visit www. inclusioncayman.ky. The Lighthouse School provides intensive therapy and intervention for children with moderate to severe intellectual disabilities, or for children with complex or multiple challenges to their learning. Specifically, it caters to children ages 5-17 who have autism spectrum disorder (ASD), moderate learning difficulties (MLD), severe learning difficulties (SLD) or profound disabilities and/or multiple disabilities (PMLD). The current enrolment is approximately 120 students. If you feel your child could benefit from this school, you must contact the Registration Team at the Department of Education Services (DES). Tel: (345) 945 1199 or email: edu.registration@ gov.ky. The DES has implemented a new online enrolment and registration system. Parents will have the ability to enter the student’s enrolment information, securely upload documents and complete their child’s school registration, homeschool registration, transfer or withdrawal instead of visiting the DES as previously done. All

children attending the Lighthouse School need to be approved for entry by the DES Registration Team, with additional approval from the Lighthouse (LHS) Placement Panel following an appropriate online application. This application must be accompanied by the specialist assessments and documentation requested on the website and the LHS application form, which can be obtained from the Department of Education. Those coming from overseas need to be aware that even if their child meets the criterion for placement, placement is based on available space. The school has been at its maximum capacity for some time now.

The Government also operates the Early Intervention Programme (EIP) for both Caymanian and expatriate children from birth to school-age who might experience various developmental delays. They offer occupational therapy, speech and language therapy, programmes for the visually impaired and hearing impaired, counselling, educational psychology, and E.I.P. Teacher Services. More information can be obtained by contacting the early intervention coordinator by email: eip@ cayman.edu.ky or Tel: (345) 525 7832. For adults with disabilities, there is the Sunrise Adult Training Centre (Tel: (345) 949 3330 or email the Director at kimberly. voaden@gov.ky). The primary functions of the facility are to provide programmes to ensure independence and community inclusion for adults with learning difficulties. The centre works to increase their clients' function and independence,

and to promote full inclusion within the larger Caymanian community. These goals are achieved through life-skills training, functional academics, occupational therapy, supported workshops in crafts and agriculture, recreational and fitness programmes, plus in-centre vocational training, coupled with community-based internships and supported employment opportunities.

Special Olympics Cayman Islands (SOCI) is a registered non-profit sports organisation that offers year-round sports training and competition for children and adults eight years and older who are intellectually disabled. Please contact them for volunteering, coaching and partnership opportunities, or if you have a child or adult who wants to join. Tel: (345) 946 7624 or visit www.soci.ky.

TUTORING

Cayman has plenty of options when it comes to tutoring, although the teaching standards do vary. To help you navigate through this, here is some insider expertise from qualified teachers. Parents seeking specialised services, such as reading intervention for a child with dyslexia, should be receiving support from a qualified individual as it is critical that the teacher knows how to teach the child. So, if your child is dyslexic, then finding a tutor who is trained in either the Wilson Programme or the Orton-Gillingham dyslexia instructional approach is essential. Asking if they have a certificate of qualifications proving they can teach either might also be

a good idea. If you are looking to have your child tutored for their GCSE or A-level exams, find a teacher who has experience teaching the current curriculum your child should be learning for that specific subject. Make sure they have specific experience getting children through those exams and have not just taught the subject up to an earlier grade. If you are looking for a Maths tutor, consider that children in the US system learn Maths in a very different way to those in the UK system. In the US system, students learn Maths in themed branches (algebra, geometry, advanced algebra, trigonometry and then calculus), while in the UK system, students learn a broad cross-section of the whole subject of Maths and then build on it each year. Enquire as to what experience the tutor has with the curriculum, and if they don’t seem to have enough knowledge of it, then find one that does. Although a teaching assistant can help a child who needs extra guidance, and teach children at primary school, you would do well to find a qualified teacher for your child’s external exam tutoring. Expect, on average, to pay CI$55 an hour for one-on-one tutoring. Below is a list of the tutoring companies that are registered and licensed by the Education Council.

Cayman Learning Centre & School in Pasadora Place, Smith Road (SEE AD PAGE 312) , offers evidence-based tutoring programmes and the world-renowned Arrowsmith programme aimed to get to the root of learning difficulties, ultimately making the learning process easier. Interventions focus on literacy and numeracy skills,

including reading, writing, spelling and comprehension. For students with reading and spelling difficulties due to dyslexia, their highly trained and experienced teachers offer evidence-based reading intervention. In Maths, there is a focus on students obtaining proficient calculation abilities and the ability to conceptually understand Maths over memorisation. For students diagnosed with disabilities, they offer programming based in neuroscience to get to the root cause of the intellectual disability and strengthen the student’s learning ability. Finally, they also offer a full-time school programme. For more information or to request an assessment, Tel: (345) 943 7323 or email: info@ caymanlearning.com. See their full listing on page 312.

Clever Fish offers a very popular after school term-time academic and enrichment programme catering to students from Year 4 to Year 11. They also provide tutoring services, particularly for Common Entrance and IGCSEs. Contact Nicola Sowerby by email: info@ cleverfishcayman.com or Tel: (345) 516 4623. They are located on the ground floor of the Windjammer Building on Walkers Road.

Footsteps School Ltd. (SEE AD PAGE 315) offers individual subject support, exam preparation and homework help for early years, primary and secondary children. They are situated on Eastern Avenue and have a team of fully qualified and experienced teachers. Email: management@footsteps.ky or Tel: (345) 746 3635. High Achievement Academy (HAA) (SEE AD THIS PAGE) offers educational and professional tutoring, for all ages and abilities (aged 5+), by tutors who are highly qualified and experienced teachers from countries such as the UK, US and Canada. They provide individual and small group sessions tailored toward specific objectives. Programmes range from exam preparation (CXC, GCSE, A-levels and SATs), homework help, study skills, English as a Foreign Language and workplace training. Daytime, evening and weekend sessions

are available six days a week and on holidays. HAA also welcomes the travelling student who requires provisional study while visiting Grand Cayman. Located at Windjammer Building, Walkers Road. Tel: (345) 746 5555 or email: info@ haacayman.com. 100% Math offers oneon-one, small group or online tutoring in Maths. Located in Windward Plaza, opposite Pasadora Place. Tel: (345) 547 9817 or visit www.100percentmath.com.

Finally, I Read For Life offers a programme which helps struggling readers gain selfconfidence, improve comprehension and read faster. They offer traditional tutoring, as well as online tutoring. Tel: (345) 947 1497 or email: admin@ireadforlife.ky for more information.

HOMESCHOOLING GENERAL GUIDELINES

Children in the Cayman Islands can be homeschooled with prior approval from the Department of Education Services (DES) In the 2023/24 school year, it is anticipated that around 150 children are homeschooled and many more parents have expressed an interest in it. Like any educational programme, there is an application process and certain requirements to be met, which are discussed below. For a more detailed article on homeschooling in Cayman, see the Cayman Resident website.

Homeschooling may be a suitable option in cases where:

> A child is waitlisted but has not yet been offered a place in a private school

> A child has learning difficulties that schools may not have the resources to accommodate

> The cost of private schooling is prohibitive for low-income families and/or those with multiple children

> Families travel frequently and wish to be able to take their children with them

> A child has been a victim of bullying at school.

The DES assess individual requests for homeschooling on a case-by-case basis as they know there are some exceptional circumstances. They also now expect all

applications for homeschooling to be made online. See their Registration for Home Schooling page (https://schools.edu.ky/ registration-forms), where you will find the online forms and submit your supporting documentation. If you need to visit Nicki Samuels at the DES, the address is 130 Thomas Russell Avenue, in George Town, which is just off the Cayman National Bank roundabout.

Amongst other things, you will be required to create an Individualised Home School Plan (IHSP) which must include:

> The child’s name, age and grade level

> Location and address of the home school

> A list of the syllabi, curriculum materials, textbooks or plan of instruction to be used in the core subjects

> A timetable which shows the subjects covered on which days and at what time, including any outside activities or online classes

> The date for submission of an annual report

> Names and qualifications of individuals providing instruction

> A statement confirming the child will be meeting compulsory educational requirements of the Education Act 2016 (Regulations).

The above must be submitted online, along with a cover letter explaining the reasons for the homeschooling request, to the Director of the Department of Education Services at 130 Thomas Russell Avenue, PO Box 910, Grand Cayman KY1-1103. Registration officially opens 1st July and ends 31st July. For parents wishing to apply after the start of the school year (end of August), written notice must be provided within 14 days of arrival to the Island. Once a family or child is a resident, the child must be registered with a school.

The Director of the Department of Education Services will inform parents if their application has been approved in a timely manner. If approved, a homeschooling certificate is issued, valid until the end of the school year (30th June). A homeschool cannot serve more than five students. There is now a very useful website for the Cayman Homeschoolers

Group where you can find additional information and organise meet-ups with other homeschooled students. See https:// homeschoolcayman.ky.

Qualifications for Homeschoolers

Although this is not officially mandated, the parent or tutor providing instruction should hold the following qualifications:

> Primary – the parent(s)/tutor must have at least a high school diploma

> Secondary – the parent/tutor should have a minimum of a Bachelor’s degree from an accredited institution.

The Department of Education strongly recommends that an accredited programme for homeschooling be used.

If you go to the www.homeschool.com website, you will find lots of suggestions. Alternatively, look into the UK-based homeschooling group Wolsey Hall, Oxford, or you could try Abeka or K12 – the latter is an accredited programme with online teachers who can help.

Teaching Requirements

The DES requires that the school day be at least five hours long, excluding recess and lunch, and that there be at least 185 days of instruction (or 925 hours) in the school year. The curriculum must include the areas of reading, writing, mathematics, sciences, arts, physical education, social studies and the history and culture of the Cayman Islands, and although it does not have to be an accredited programme, it is encouraged. Parents/tutors must maintain a record of attendance and submit an annual report on the student’s progress to the Department of Education Services in the tenth month of the school year (June). If there are any changes to the programme, the DES must be advised in writing.

The DES will conduct one home visit as part of the registration process, and if deemed necessary, they will make an unscheduled second visit. Where necessary, they will liaise with the Office of Education Standards for assessment and reporting.

Tertiary education in Cayman began with the establishment of the International College of the Cayman Islands (ICCI) in 1970, followed by the Community College in 1976 and the Truman Bodden Law School in 1982. In 2004, the Community College’s status changed to that of a University College (now UCCI).

UCCI offers international accreditation for a variety of different courses, ranging from hospitality studies to technological and computer training. They also have international partnerships with other universities, so students can enjoy various options to study abroad and locals can select internship opportunities. The educational programmes now on offer have opened up opportunities in a wide variety of industries, including finance, tourism, education, nursing, medical, veterinary, legal services, engineering and computer sciences. Many institutions, such as those previously mentioned, as well as St. Matthews School of Medicine, the School of Veterinary Medicine, the University of the West Indies (open campus) and Inspire Cayman Training, now run internationally-accredited courses or degrees that are not only training our local population, but also those from the entire Caribbean region. Most of them offer courses that are far more affordable than going overseas to study and scholarships are available through the Government and private companies who both help qualifying Caymanian students who need assistance with fees.

Scholarships for Tertiary Education

In an effort to ensure that Caymanians have the opportunity to fulfil their educational and career goals, the Ministry of Education, through the Education Council and administered by the Scholarship Secretariat, offers scholarships and grants to all Caymanian students who qualify to pursue either a local or an overseas tertiary education.

Students can apply for an overseas scholarship between 15th November and 31st January annually, and a local scholarship between 1st March and 30th April. No late applications are accepted. Students need to apply to a university prior to their scholarship application, but they do not have to have received an acceptance letter prior to applying. The qualifying criteria for a scholarship varies depending on whether you are aiming to take a Technical and Vocational course, a Bachelor’s degree, a Master’s degree or a PhD. The minimum age at which you can qualify for an overseas scholarship is 17, but the expectation is that you will turn 18 during that academic year. There is no upper age limit on applying for a scholarship.

The qualifying criteria for a local or overseas scholarship can be quite complicated and vary according to which type of degree or course you choose to take. One important thing to consider is that a student who is awarded a scholarship must sign a legal document committing them to successfully completing their proposed studies and then working in the Cayman Islands for a specific period of time after their studies finish. If the student fails to meet either of these two requirements, they will have to repay all the scholarship funds that they have received. Students pursuing a degree in education or classroom teaching are also eligible for the Education Teaching Scholarship, where they can receive up to CI$35,000 in annual funds.

Government High Schools Scholar Award: The Cayman Islands Ministry of Education (MoE) provides tuition support of up to CI$100,000 annually to the most outstanding Caymanian male and female Government High School graduates to pursue overseas undergraduate studies at some of the world's most prestigious universities.

Undergraduate Degree Scholarships: To be considered for an overseas scholarship to study a Bachelor’s degree programme, you

must have passed your AP, IB, A-levels, BTEC, SATs or obtained an Associate’s Degree to a certain criteria set out in the Scholarship Secretariat’s application form. For example, if you took the IB, you would have to have taken and passed the full IB diploma and achieved a high school GPA of 3.25. A-level and CAPE students need to have passed three A-levels, each with a minimum grade of C or CAPE Unit 2. If you took an Associate’s Degree or Associate level studies, you must have a cumulative GPA of 3.0 or higher. BTEC Level 3 students must have an Extended Diploma with a minimum MMM grade average. If you took APs, please refer to the scholarship section of the Ministry of Education website, as the point system and requirements have recently changed. Finally, the Education Council may award an overseas scholarship to students who do not have advanced standing (IB, A Levels, CAPE, AP) if they meet one of the following two criteria: 1) Seven GCSE/CXC passes at A or B grade, including Mathematics and English or 2) A combined cumulative High School GPA of 3.25 or higher or an SAT score of 1500 on the old SAT, 1100 on the new SAT or an ACT score of 22.

Undergraduate Funding & Subsequent Years: To maintain your scholarship, you must achieve a 2.75 GPA or a 2:2 in the first year of study, and a 3.00 GPA or a 2:1 in your subsequent years. The Education Council has a requirement that you do at least 12 credits per semester/term in your first year and then 15 credits per term in the subsequent years. Overall, a Bachelor's degree should take 120 credits to complete. Each year you should be doing a minimum of 30 credits for a four-year course, and 40 credits for a three-year course.

The Secretariat’s annual audit of your scholarship will measure this and your funding may be suspended if you are taking less than the credit requirements. Funding comes in twice a year and is based on your declared expenses. Qualifying students can get funding of up to CI$30,000 per year for a maximum of four years.

If they are reading Medicine, that can be extended to six years. Also, based on budgetary considerations, mandatory summer funding can be made available to students once per degree. This is capped at CI$4,000 and is dependent on specific guidelines being met.

Tracking Undergraduate Scholarship

Expenses: Each semester, students must go through a detailed submission process for their scholarship funds to be continued. This process includes submitting a detailed grade and transcript record, along with major receipts such as tuition, books, accommodation, and airline tickets. The paperwork will then be reviewed in detail. The Scholarship Secretariat reviews the student’s expenditures to ensure that they were applied towards agreed fees/expenses, and then they review the student’s performance and grades. Only after this review has been done is it determined that the next disbursement of funding can be released. In addition to the Ministry of Education’s scholarships, students can also apply for a private sector scholarship as long as both scholarships do not exceed the students' total costs.

Although the process of getting a scholarship may seem overwhelming, the Secretariat must have a way of measuring that a student’s performance is within the requirements set by the Education Council. They also require students to go through a costing procedure. Each student must fill in a spreadsheet online which automatically tables their expenses and identifies the different costs that they should be thinking about (tuition, room and board, food, dorm supplies, school supplies, groceries, books, utilities, transportation at university, flights home, etc.). Each student is given an online folder in which to upload their expenses and details.

For more information on the application process, see https://moescholarships. gov.ky/ or pick up a copy of our sister publication, Cayman Parent.

UNIVERSITIES & COLLEGES

International College of the Cayman Islands 595 Hirst Road, Newlands

Tel: (345) 947 1100

Email: info@icci.edu.ky

Web: www.icci.edu.ky

Overview: ICCI is the birthplace of higher education in the Cayman Islands. The college has awarded certificates, Associate's, Bachelor’s and Master's degrees. It has been recognised by the CI Ministry of Education since 2002 and is accredited by the International Assembly for Collegiate Business Education (IACBE) in the USA and the Accreditation Service for International Schools, Colleges and Universities (ASIC) in the UK. ICCI focuses on career readiness, enhancement and personal development of the student.

Courses Offered: Associate's and Bachelor's degrees in Business, Finance, Accounting, Information Systems Management, Sustainable Tourism and Hospitality Management, and Liberal Studies. Online, faceto-face and hybrid formats are offered. Courses start at the end of September, January, April and July. Strategic Organisational Leadership, Information Science and Technology with Artificial Intelligence, Sustainable Horticulture and other new programmes are in the pipeline. Master's degrees include the MBA, Human Resources Management and Management Consulting.

Northwestern Caribbean Baptist Theological Seminary

Cayman Islands Baptist Church

163 Pedro Castle Road, Savannah

Tel: (345) 946 2422

Email: info@ncbts.edu.ky

For more information on the seminary and what it has to offer, please contact Dr Randy Von Kanel.

St. Matthew’s University School of

Medicine

Regatta Office Park, Leeward 3, West Bay Road

Tel: 1 (407) 488 1718

Email: admissions@stmatthews.edu

Web: www.stmatthews.edu

Fees: Basic Sciences US$16,802 (Semesters 1-5) and Clinical Sciences US$22,406

(Semesters 6-10) and various miscellaneous fees apply per semester. Note: Medical students complete five semesters (three semesters per year) of basic science and pre–clinical studies in Grand Cayman and are then transferred to do clinical rotations at teaching hospitals in the US, Canada or UK to complete their medical degree programme.

School

of Veterinary Medicine

Regatta Office Park, Leeward 4, West Bay Road

Tel: (345) 814 3177

Email: admissions@stmatthews.edu

Web: www.stmatthews.edu

Fees: Basic Sciences US$14,993 (Semester, 1-7) and Clinical Sciences US$24,757 (Semesters 8-10) and various miscellaneous fees apply.

Note: Veterinary students complete seven semesters (three semesters per year) of basic science instruction in Grand Cayman and a year of clinical instruction at an affiliated US or Canadian veterinary school.

The Truman Bodden Law School (TBLS)

Monaco Towers, 2nd and 3rd floor, 54 Edward Street, George Town

Tel: (345) 945 0077

Email: mitchell.davies@gov.ky

Web: www.caymanlawschool.ky

Annual Fees for Caymanians/Legal Residents of 10+ years:

> PPC (all students) CI$9,900, plus annual registration fee of CI$1,000

> LL.B Honours Degree (full-time) CI$6,000, plus annual University of Liverpool registration fee of £1,750 (approximately)

> LL.B Honours Degree (part-time) CI$1,500 per subject, plus annual University of Liverpool registration fee of £900 (approximately) (2 subjects).

Annual Fees for Non-Caymanian Students:

> LL.B Honours Degree (full-time) CI$14,000, plus annual University of Liverpool registration fee of £1,750 (approximately)

> LL.B (part-time) CI$3,500 per subject, plus pro-rated annual University of Liverpool registration fee of £450 (approximately) (2 subjects).

Please note that all fees are subject to change. 2023/24 Academic Calendar: 18th September

2023 (new students) to 31st May 2024 (over two 15-week semesters).

Bachelor and Professional Programmes: Now in its 41st year, TBLS is an affiliated institution of the University of Liverpool (UK) and currently offers the following programmes: i) Bachelor of Laws (Honours) Degree (LL.B) of the University of Liverpool, which is offered over three years (full-time) or five/six years (part-time); ii) Postgraduate Master in Laws in International Finance of the University of Liverpool (both full and part-time); and iii) Professional Practice Course (PPC) (full-time), to eligible students, under the oversight of the Cayman Islands Legal Advisory Council and Oxford Brookes University. After successful completion of the PPC’s Qualifying Examination, leading to the Diploma in Legal Practice, which is awarded by Oxford Brookes University, students must complete 18 months of articles of clerkship. After completion of articles, the qualification of Attorney-at-Law of the Cayman Islands is earned. TBLS LL.B and LL.M degree programmes are awarded by the University of Liverpool, England. The LL.B degree is recognised by the Joint Academic Quality and Standards Committee of England and Wales, as a Qualifying Law Degree, which ensures that all TBLS LL.B students are eligible to pursue postgraduate professional qualifications in the UK. The LL.B degree is also recognised by the Legal Advisory Council of the Cayman Islands as a Cayman Qualifying Law Degree and by the National Committee on Accreditation, Canada. All TBLS classes are taught in small groups, enhancing the teaching and learning experience. Applications: Applications should be completed through the TBLS online admissions portal. The deadline for the receipt of applications for the 2024/25 academic year is 1st July 2024.

University College of the Cayman Islands (UCCI)

Grand Cayman Campus: 168 Olympic Way, off Walkers Road, George Town

Tel: (345) 623 8224

Brac Campus: Avistar Building, West End, CB

Email: admissions@ucci.edu.ky

Web: www.ucci.edu.ky

Facebook/Instagram: @OfficialUCCI Programmes Offered: Associate, Bachelor's

and Master’s degrees; Certificate programmes; Professional Development programmes; Continuing Education, TVET and IT courses; Customised Workforce Training and Business Solutions. The University also offers the PreCollege and Year 12 dual entry programmes. Please contact UCCI directly for costs, application deadlines, start dates and educational requirements.

University of the West Indies (Open Campus) Cayman (UWI)

Tel: (345) 946 8322 or (345) 925 8042

Email: cayman@open.uwi.edu

Web: www.open.uwi.edu

VOCATIONAL TRAINING

Traditional tertiary education is not suited to every student. Thankfully, there are a wide range of vocational and trade training options in Cayman.

Auto Repairs & Maintenance

Inspire Cayman Training offers two automotive courses: an Introduction to Automotive course and an AutomotiveMaintenance and Light Repair course. Both have been developed using the standards of the National Institute for Automotive Service Excellence (ASE). For more information, see www. inspirecaymantraining.com. UCCI also offers a one-year programme that takes you to Level II. This course is for individuals who have minimal knowledge of motor vehicle repairs and are keen on learning how to service and repair vehicles in the hopes of becoming a Certified Mechanic. The Superior Auto Training Program (SATP) is a not-for-profit programme that teaches Caymanian students the fundamentals of auto repair. Tel: (345) 949 9570 or email: sa@candw.ky for more information.

Beauty & Massage Therapy Courses

Cayman Career Academy (CCA) is the first locally CIDESCO-accredited beauty school in the Caribbean to offer world-renowned CIDESCO diplomas in Beauty Therapy and Beauty and Spa Management and certificate courses in Aesthetics, Body

Therapy and Manual Facial - open to anyone 16 and over. Through CIDESCO qualifications, students receive theoretical and practical training (blending learning) and obtain professional expertise, which will ensure they stand out to employers, not only locally but internationally. Recently, CCA has acquired an additional accreditation through EduQual and through them, CCA will be offering a diploma in Massage Therapy, as well as shorter award courses in waxing, manicures and pedicures, etc. For those who may not qualify for a scholarship, payment plans are also available. Tel: (345) 936 2228 to book an interview or, for more information, see www.caymancareeracademy.ky.

Boat Training

Aside from helping beginners learn the ropes, boat training can help boost employability, give companies formal safety qualifications and even lower boat insurance. For private/non-commercial boat owners, training courses can often significantly lower your insurance costs – make sure to ask your insurer about discounted rates. The Cayman Islands Sailing Club (CISC) now offers the Sand Cay Boat Masters programme, which is authorised by International Yacht Training Worldwide (IYT) and run by Alistair Monro. A number of recreational courses are offered and students must be over 16 years old to obtain certification. The RIB Master course is a popular one with families who own a runaround powerboat and wish to learn to operate it safely. There is also an International Bareboat Skipper course, which is popular with more experienced individuals. It is the minimum qualification required to obtain your International Certificate of Competence, which is required if you want to charter a vessel of up to 24m long and 20 miles offshore. For more information, contact Al Monro on (345) 328 5163 or email: almonro65@gmail.com. Sand Cay Boat Masters is an International Yacht Training Worldwide (IYT) authorised school run by Alastair Monro, who offers

the following courses: VHF Marine Communications Master SRC; Small Power Boat and Rib Master; International Crew (Sail); International Bareboat Skipper Sail; and the MCA International Certificate of Competence 24m Sail/10m power. Students need to be over 16 years old to obtain certification. The Rib Master course is popular with families with a runaround powerboat who wish to learn to operate it safely. The International Bareboat Skipper course is popular with those with a little more experience and is the minimum qualification required to obtain your International Certificate of Competence which is required if you wish to charter a vessel of up to 24m long and 20 miles offshore. For more information, contact Al Monro on (345) 328 5163 or email: almonro65@gmail. com. Go Pro Diving offers two boat training certifications that are administered by an agency called MTCI (Maritime Training and Certification International). The first is the Level I Small Power Boat Operations. The second is the Level II Commercial Boating Licence, which trains and certifies people for carrying passengers, taking night passages and travelling a further distance offshore. For more information, Call Ash McKnight on Tel: (345) 925 9092 or visit www.goprocayman.com.

Pro Yacht offers the IYT Small Powerboat and RIB Master course to anyone over the age of 16. This two-day, internationallyrecognised course covers the basics of boat handling, operations and safety, which is perfect for families and children wanting to safely handle a boat. Contact Tristan Skinner on (345) 945 4676 or email: tskinner@proyacht.ky. Red Sail Sports is also credited as an International Yacht Training school and they offer a variety of courses. Email: info@redsailcayman.com for more information.

Building & Construction

UCCI offers evening courses in Construction Technology, which will help those get a job in the construction industry. This curriculum will ground the trainee in

the basic knowledge and principles of carpentry, masonry, concrete finishing, electrical work, HVAC and plumbing. He or she will become skilled in different phases of a project from start to finish. Upon completion of this course, the trainee will be able to interpret construction drawings, perform quality concrete and brickwork, frame walls, ceilings and floors of a structure, and install the proper wiring and piping for electrical and plumbing systems.

Coding & Computer Technicians

Cayman Code Academy utilises the proven curriculum of Code Fellows, an internationally recognised coding school, to offer remote classes with the help of Cayman Enterprise City. The programmes are available to those with little or no experience and allow those with some level of programming experience to advance in their field. For more information, visit their website (www caymancodeacademy. com) or email: info@caymancodeacademy. com. UCCI offers a one-year Computer Technician Certificate that introduces students to the fundamentals of computer hardware and software, security and networking concepts and the responsibility of an IT professional. The latest curriculum includes mobile devices, Linux, as well as expanded information about Microsoft Windows operating systems, security, networking and troubleshooting.

Craft Skills

The NCCER Core Curriculum Introductory to

Craft Skills encompasses 72.5 hours of employability skills, material handling, rigging, power tools, hand tools, construction maths and construction site safety. The course costs CI$3,500 and can be done through Inspire Cayman Training See www.inspirecaymantraining.com for more information.

Dive Instructor Training

If you are looking to make scuba diving your career, then you will have to become a PADI Dive Master before you can take the PADI Dive Instructor training course. Go Pro Diving offers all levels of dive training up to Master Scuba Diver Trainer (MSDT) and they regularly work with the Fire Department, UCCI and CIFEC. For more information, contact Ash McKnight on (345) 925 9092 or visit www. goprocayman.com. Red Sail Sports offers many PADI dive certification courses from the Open Water upwards.

Hospitality & Culinary

UCCI offers various certification courses, including stand-alone short and hobby courses, delivered over 7-14 weeks to people of all ages and abilities. These include Cake Decorating, Bread Making and Cooking Principles. Their Certificate in Hospitality and Tourism programme (three semesters, full-time) is designed to prepare students for a successful and rewarding career in the Hospitality Industry. Students develop skills that would assist them to function effectively in the hospitality sector in the areas of administration, accounting,

human resources, marketing and operations. Students gain exposure to the world of work through job placement, as well as the principles, techniques and ideas involved in the Hospitality sector in the key areas: legal and illegal practices of the workplace, costing methods for maximum profitability, decision-making and key marketing principles related to hotel and restaurant businesses. Learn more about their Hospitality, Food and Beverage, Food Preparation and Front Office programme(s) by visiting www.ucci.edu.ky.

Occupational Safety & Health

Risk Consultancy Cayman Ltd. (RCC) offers a 30-hour OSHA (Occupational Safety and Health) training programme in rigging and lifting procedures for crane operations, fall protection training, scaffold building, forklift operator training, hazardous material handling, fire warden training and pre-hospital trauma life support (PHTLS) training. They also offer a full risk management consultancy service for the construction industry. Contact Julius Jacky on (345) 326 1007 or email: julius. jacky@rcs.ky for more information.

Personal Trainer Certification Courses

Fitness Connection (SEE AD PAGE 457) , located in South Sound, runs ongoing ISCA programmes in kickboxing, personal training and Mat Pilates, AEA (Aquatic Fitness Instructor Certification), as well as SAI swimming instructor training courses. The instructor/owner, Laura Ribbins, has been an international training specialist for over 30 years. Tel: (345) 949 8485 or email: fitness@fitness.ky for more information.

Plumbing/Electrical/Electrical Technology Courses

Inspire Cayman Training (ICT) offers NCCER and ASE-certified courses in craft professions (Carpentry, Plumbing, HVAC, Electrical and Construction Craft Labourer). Partnering with Caribbean Utilities Company (CUC), courses are taught at Grade 8 standard. ICT provides portable credentials to all trainees and

these credentials are tracked through NCCER's Registry System, which allows all organisations to track the qualifications of their craft professionals and check the qualifications of possible new hires. Trainees must achieve a passing score of 70% or greater on the module test and performance profile to earn a certification. For more information, see www. inspirecaymantraining.com. UCCI offers multiple technical and vocational courses that include working in the field with employers who offer the practical side of the training. The courses include:

a) Air Conditioning and Refrigeration: focuses on the practical skills and knowledge required to install, service and maintain refrigeration and air conditioning systems. Upon successful completion of this qualification, the learners will be well equipped to start or progress their careers in the refrigeration and air-conditioning industry.

b) Plumbing: the level 1 course aims to provide instruction, demonstration and practical experiences to facilitate the acquisition of basic skills. Students will learn to handle and store plumbing materials, use plumbing, hand and power tools, read plans and calculate plumbing quantities, cut and join sheet metal and much more. The level 2 course prepares students for an industryrecognised qualification at an entry level. Building on competencies gained at level 1, progress to a comprehensive understanding of domestic plumbing, covering both theory and practical, to enable them to work successfully as a licensed plumber.

c) Electrical Installation: the level 1 certificate serves as an introduction to the skills required to carry out a range of electrical installation activities needed to start working in the industry. The level 2 certificate is a continuation of level 1 and is designed to give you the required level of understanding and knowledge to progress onto the level 3 qualification and, ultimately, to become a qualified electrician.

d) Electro-Technology: this course is designed in conjunction with the Cayman Islands Contractors Association to create

a young technician entry-level workforce that can make the progression to licensed status and beyond. Students will acquire a range of technical, practical, personal and organisational skills that are of value within and beyond the workplace. Graduates are eligible to enter the Associate's Degree in Engineering Technology programme at UCCI. Community Vocational Training Centre offers a course on how to do electrical wiring. The course is free, open to students aged 17+ and there are no entry requirements. The course is held in the evening from 5pm–7pm. Call Allan Moore on (345) 917 7320.

Police Service

The RCIPS gives preference to applicants who are Caymanian, married to a Caymanian and persons with Caymanian Residence with the Right to Work when selecting applicants who are eligible to join as Police Constables (Recruits). Over the years, based on the needs and exigencies of the service and/or the volume of interested preferred applicants, the criteria may be adjusted to allow persons who have been living in the Cayman Islands for over four years to apply. On these occasions, the slots have been filled with as many applicants who are Caymanian as possible, after which, consideration is given to those married to a Caymanian, people with PR, and finally to those who have lived in the Cayman Islands for four continuous years or more. All applicants must be between the ages of 18 and 40 years, have a minimum of a High School Diploma and three CXC or equivalent passes, which must include both Mathematics and English. The applicant must have a clean police record and possess a driver’s licence of Group 2 or higher. Applicants are required to take a written test, a computer proficiency test and a physical test – a 5.4 bleep test. Applicants must also go through an interview stage in the application process and must also pass a medical examination and a police background check. After completing this process, applicants will be invited to join

a training programme of 17 weeks. At the completion of the training, a requirement for graduation is to pass a final written exam. Once completed, the officers are placed on a two-year probation where their progress is monitored during that period of time. The RCIPS is comprised of various units such as the Traffic and Roads Policing Unit, the Community Policing Unit, the Firearm Response Unit, the K-9 Unit, various units within Criminal Investigations Department, and much more. During the probation period, officers will have the opportunity to interact with the various Units and explore areas that they have a natural inclination for. Upon the recommendation of their line managers, the officer may apply to a specialist unit, should they wish to do so. For more information, visit the RCIPS website at www.rcips.ky or email: RCIPSRecruitment@rcips.ky. To apply at open recruitment, visit www.careers.gov. ky. Recruitment season varies from year to year.

Fire Service

Firefighting is an extremely physical career path. To join the Cayman Islands Fire Service, you must be over 18, be able to regularly lift 20-30lbs, and occasionally lift up to 165lbs. You must also be physically fit, be able to swim, have a clean police record, have no fear of heights and show no signs of claustrophobia. Applications are welcomed from both men and women. All officers must complete a Trainee Firefighter course, which is a comprehensive course that covers all areas that the service is responsible for. This includes the Domestic Division (which deals with structure and motor vehicle fires) and the Aerodrome Division (which deals with aeronautical/aircraft rescue and firefighting, etc). Completion of this comprehensive course will give you an internationally recognised certification in Aeronautical Firefighting. The fire service also offers internships, which can be a great way to get involved with the service early on. For more information, visit www.

cifs.gov.ky, www.gov.ky/publications or call (345) 949 2276.

Prison Service

To join His Majesty’s Cayman Islands Prison Service (HMCIPS), the requirements are as follows: you must be 18 or over, have three high school pass grades (including Maths and English) and a clear criminal record. The recruitment process involves three stages: a written exam, a fitness assessment and an in-person interview. If successful, you will begin a 9–11 week training course comprised of classroom work and field based training that will lead to a sixmonth probationary contract followed by an open contract (for Caymanians) and a two-year contract (for non-Caymanians). Tel: (345) 640 3000 ext. 3000 or email: prisoncareers@gov.ky.

WORC Support

Passport2Success began in 2010 as an initiative offered through Workforce Opportunities and Residency Cayman (WORC) and is supported by some of Cayman's major employers. This employment preparedness course is geared towards young Caymanians and designed to enhance workplace readiness skills and increase the employability of its participants, developing skills through training seminars, workshops, community service and work experience. All applicants will be required to register with WORC, which provides access to the JobsCayman portal, connecting job seekers with employment opportunities and the Training and Development Unit to access training, internship and apprenticeship opportunities. To apply for a place on the course, contact WORC (Tel: (345) 649 8088, visit www.passport2success. ky or email: WORC.training@gov.ky). Ready2Work is a government programme for Caymanian job seekers who are unemployed or seeking a career change, as well as high school or recent university graduates. The programme delivers structured training, individual and group guidance and other support mechanisms

to mitigate the barriers to accessing gainful employment. Ready2Work partners with private sector employers seeking to connect with local talent interested in gainful employment. Private sector businesses can access a subsidy, which provides funding to assist with the costs of participating in the programme. For more information, contact (345) 649 4051 or email: Ready2Work@gov.ky.

FURTHER ADULT EDUCATION

Careers Advice/Development

Connect by Nova is a not-for-profit initiative founded by Nova Recruitment, and they are committed to supporting the Cayman community to achieve career success through free and guided access to career advice, education and training. Their services are tailored to support individuals looking for work, returning to work, pursuing further education and recent graduates preparing to enter the workforce. Tel: (345) 623 1041, email: connect@nova.ky or visit www.connect. nova.ky.

CIMPA

Cayman Islands Marketing Professionals Association (CIMPA) runs professional development courses on a variety of topics, including e-commerce, content creation, ethical marketing, public speaking, SEO optimisation, event planning, budget management and analytics. Members and non-members are welcome.

CISHRP

The Cayman Islands Society of Human Resources Professionals (CISHRP) offers a Certificate in HR Management course, which includes modules on Cayman's immigration, pension and labour laws, health insurance rules and the Essentials of HR Management. Exams are scheduled twice a year. See www.cishrp.ky or email: info@cishrp.ky for more information.

Chamber's Training Centre

The Chamber of Commerce Training Centre offers a comprehensive range of courses

on topics in the following categories: Legal Assist; Ken Blanchard Leadership Series; Workplace Essentials; Made For You; and Small Biz Boot Camp. The centre has also began offering select courses virtually. Go online or call the Chamber to find out more. Governors Square, West Bay Road. Tel: (345) 949 8090 or visit www. caymanchamber.ky.

CPD Courses for Accountants

All regular members of the Cayman Islands Institute of Professional Accountants (CIIPA) must comply with the Continuing Professional Development (CPD) requirements of their overseas professional accounting institute or the International Education Standards. The CIIPA Training Committee have an annual training calendar of diverse courses to support members’ professional development. Contact CIIPA at admin@ciipa.ky or visit www.ciipa.ky/Live-Training/Events.

ADULT RECREATIONAL CLASSES

Refer to the Food and Drink chapter for cooking classes; and Activities for Adults, Sports and Fitness and Activities for Kids chapters for other extracurricular courses.

Art Classes

The National Gallery runs workshops throughout the year for all age groups and skill levels based on their temporary exhibition series. Workshops for adults cover a wide variety of art-related topics, from ceramics to photography, abstract painting, assemblage and more. To view the current programme of events and for a list of workshops, visit www. nationalgallery.org.ky. Cathy Church's offers private photography lessons (including underwater) for all levels of interest, plus Lightroom and Photoshop. Tel: (345) 949 7415 or visit www.cathychurch. com. 3 Girls & A Kiln offers a wide selection of adult evening art classes two to three nights a week, plus afternoon classes at the weekends. Classes include glazing, string art, sign making on wood planks, fluid art and more. They also host bi-weekly classes

for families and children. You can see their monthly schedule on www.3girlsandakiln. com. Art Nest offers a variety of weekly classes for both adults and children. Their adult classes are sociable and fun and include wine and snacks while doing pottery, painting, photography or embroidery. Their children's classes are held on Sundays and they also offer camps in the school holidays. Elizabethan Square, 80 Shedden Road, George Town. Tel: (345) 927 2258 or visit www.artnestcayman. com for a full schedule of monthly events. Throughout the year, Mike Nelson from CF School offers a six-week jewellery-making class. The classes are held once a week and you learn all the fundamentals of working with silver and making different pieces of jewellery that you then get to keep. It is very sociable, especially as most people bring a bottle of wine, and it's a great way to meet people. Email: info@cleverfishcayman. com and ask to be put on the list for the next scheduled class. Kara Julian Art also host art classes at chosen venues or their studio. For more information, call (345) 925 6840 or visit www.karajulianart.com.

The Visual Arts Society (VAS) is an active non-profit promoting 'Art for Everyone', including artists and those who appreciate and support art. VAS runs workshops throughout the year based on community interest. They cover a wide variety of art-related topics, from figure drawing, abstract art, photography, jewellery making, batik and ceramics. VAS has a strong expertise in pottery and ceramics (the studio is equipped with potter's wheels, a kiln, tools, glazes and clay can be purchased) and they offer workshops along with an open studio for adults. On occasion, they offer workshops to artists on how to present their artwork, market themselves, use social media to benefit your art sales and how to prepare for an exhibit. VAS has a prominent presence at the Wednesday Farmers and Artisans Market located in Camana Bay. Email: vascayman@gmail.com or see www. facebook.com/visualartcayman.

Computer Classes

Computer and software courses in Microsoft Word, Excel, QuickBooks, Photoshop, InDesign, FrontPage and web design are all available. See earlier in this chapter for information on ICCI and UCCI Depending on what you are looking for, you can try Esolutions Computer Training (email: esolutions@candw.ky) or Inspire Cayman Training, through its partnership with Ed2Go, has hundreds of online courses to choose from. The Public Library Service offers a free introduction to computers course entitled Computer Basics at all six public libraries. Keep an eye on their social media for upcoming classes. For more information, email: libraryprogrammes@gov. ky or call (345) 949 5159.

Darkness to Light Training Courses

Darkness to Light (D2L) Stewards of Children is a child sexual abuse prevention programme for adults aimed at empowering individuals and communities to prevent child sexual abuse. Stewards of Children is an evidence-based programme that informs and teaches adults on how to protect the children in their care and community. Cayman Islands Red Cross, in partnership with numerous agencies, offers these courses free of cost to the community. Pre-registration is required. Visit www.d2l.org or www.redcross.org. ky for information and to sign up, email: vrm@redcross.org.ky.

Diving Courses

Diving certification courses are widely available in Cayman. Once you are an Open Water certified diver, other courses available include Advanced Diver, Nitrox and even Trimix courses. You can talk to Wall to Wall Diving (Tel: (345) 916 6408), Divetech (Tel: (345) 946 5658) or Sunset Divers (Tel: (345) 946 6789). See the Diving chapter for more information.

Drama & Storytelling Workshops

The Cayman Drama Society offers regular acting classes for adults and children, covering actor training, voice work, performance skills, confidence

building and improvisation. They also host summer camps, performance opportunities throughout the year and weekly acting classes open to all. The society occasionally teaches stage management, directing and technical theatre. Their highly respected educational programme is run by a full-time education officer. For more information, see their Facebook page (www.facebook.com/caymanacting).

They are located at The Prospect Playhouse, 223B Shamrock Road, Red Bay, or visit www.cds.ky and click on the 'Training' tab.

HIV, AIDS, Gender & Sexuality Training

Cayman Islands Red Cross offers a basic information course on HIV and AIDS, as well as courses on gender and sexuality, healthy sexuality and sexualisation, and stigma and discrimination. Courses are offered virtually and in person (depending on demand). Email: deputy@ redcross.org.ky for more information.

First Aid & Basic Life Support

There are various training providers for First Aid, CPR/AED and aquatic emergencies. The names and content of these courses vary according to the accrediting body and syllabus but, for the most part, the course content is very similar and aims to arm participants with the knowledge and skills to be able to respond to a medical emergency. Certifications are usually valid for two years, after which one must do a refresher. Some will teach kids as young as nine, others prefer them to be at least 15. Cayman Islands Red Cross offers the American Red Cross (ARC) syllabus and certification in the following courses: Infant/Child/Adult First Aid, CPR and AED; Lifeguarding and Basic Water Rescue. All certifications are valid for two years. Contact the First Aid Training Manager on (345) 925 0715, email: childprotection@redcross.org. ky or visit www.redcross.org.ky for further information about training opportunities, course prices and dates. Fitness Connection (SEE AD PAGE 457) also teaches (ASHI) CPR/ AED courses. Tel: (345) 949 8485, email:

fitness@fitness.ky or visit www.fitness.ky. CPR Respiratory Cayman/Melissa Shaw is a medical professional certified instructor for the American Safety and Health Institute. She offers the following courses for medical professionals: ASHI Advanced Cardiac Life Support, ASHI Basic Life Support, ASHI Paediatric Advanced Life Support, ASHI Basic and Advanced First Aid. She also offers courses for non-medical professionals: ASHI Child/Babysitting Safety and Paediatrics, CPR AED and First Aid CPR AED. For more information or to schedule one of these CPR courses, email: melissashawky@gmail.com or call (345) 926 0219. Mike Nelson of CF School offers the full Emergency First Responder (EFR) certification course either at Clever Fish, schools, offices, churches or at home. The certification is valid for two years. The course covers practical and theoretical adult, child and infant CPR, AED and First Aid, including administering EPI pens. Lifeguarding and Water Safety courses are also offered. These are WASH (World Academy of Safety and Health) certified. Tel: (345) 516 4623 or email: info@cleverfishcayman.com. LifeLine is a non-profit organisation focused primarily on creating and maintaining a national AED (Automated External Defibrillator) database. With Government's support, this will permit 911 operators to identify the closest AED in the case of a cardiac emergency and also automatically contact first responders linked to a particular AED. For further information on how you can contribute to LifeLine’s work, visit www. lifeline.ky.

Music Lessons

Twice a year, examiners from Trinity College London fly to Cayman to offer exams to students who have been preparing according to the Trinity music syllabus. See the Activities for Adults chapter for details. Refer to the Shopping chapter to purchase instruments, and for piano tuning, contact Pianotech.ky on (345) 925 4535 or email: pianotunacayman@gmail.com.

Leadership Development

The YMCA offers the Teen Lead On Programme. Teen Lead On utilises the Ropes Challenge Course and other adventure-based elements across the Island to provide teens with speciality leadership training. Teens who complete the programme will receive an official YMCA Leadership plaque and certificate that will assist with school and job applications. The teens will also be provided with opportunities to volunteer with YMCA programmes, with an expectation that they serve a minimum of 40 hours within 4 months of programme completion. The programme is offered free of charge to teens, aged 13-17, one week in the summer and requires an application and an interview process for successful participants. For more information, visit www.ymcacayman.ky/programmes/teens.

Water Rescue Courses

Fitness Connection (SEE AD PAGE 457) also teaches SAI Safety Training Aquatic Rescue Courses and Starguard Life Guard training. Tel: (345) 949 8485, email: fitness@fitness. ky or visit www.fitness.ky. Cayman Islands Red Cross offers a basic water rescue certification where you will learn how to rescue victims from pools and open bodies of water and participants are taught how to react in these situations. See www.redcross.org.ky to book a course or for more information.

Wine Courses

Wineschool3 offers wine, spirit and cocktail bartending courses and provides an internationally-recognised certification by the Wine and Spirit Education Trust and a bartending accreditation by Shaker Bar School. The courses, some in partnership with the NWDA, equip students with an understanding of the industry. Courses vary in duration and attract students from restaurants and hotels, as well as the general public. Visit www.wineschool3.com to see upcoming course dates. Cayman Wine School also offers premium learning courses with professional educators. Visit www. caymanwineschool.com.

Boaters, fishermen, snorkellers, divers and naturalists all agree that the Cayman Islands is an idyllic location for water-based activities. The Islands are globally renowned for their beautiful, warm, blue and crystal-clear water; therefore, a magazine about Cayman would not be complete without a chapter dedicated to the joy of being out on the water.

PROTECTING THE MARINE ENVIRONMENT

Acting responsibly on the water is essential for preserving the wellbeing and unspoiled beauty of Cayman’s seas. Cayman has many laws that help keep marine life, society and the environment safe, and there are many ways you can help protect the marine environment. Coral reefs are essential to the health of Cayman’s marine ecosystems. These colonies of fragile marine creatures are easily damaged by boat anchors, hulls, human contact and even contemporary sunscreen. Recent studies suggest that most sunscreens contain damaging chemicals (oxybenzone and octinoxate), which, even in small doses, can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen when you are in the water and avoid spray sunscreens that contain excess chemicals. Take extra precautions when operating and anchoring a vessel, snorkelling or diving and ensure that your children and visitors know not to touch or break off any coral.

Report any marine conservation offences, as well as injured,

Photos courtesy of Julie Corsetti & the Cayman Islands Sailing Club

dead or accidental hooking of turtles to the Department of Environment (DoE) Tel: (345) 949 8469. See below for a list of useful numbers in the case of an emergency while on the water and to report any marine offences.

Plastics that end up as ocean debris contribute to habitat destruction and kill tens of thousands of marine animals each year. To reduce the impact of plastics on Cayman’s marine ecosystem, we encourage you to reduce your plastic usage, recycle all the rubbish you can and pick up garbage you find on the shore or at sea. See the Being Green chapter for recycling locations for plastic and other waste.

WHERE TO BOAT

SEVEN MILE BEACH (SMB)

Seven Mile Beach is on what is typically the calmest side of the Island, but it does occasionally get battered by nor’westers in the winter months and tropical storms in the summer months. Navigation is easy here because there are no barrier reefs in this area; however, the only boat ramps on SMB are at the Lobster Pot dock and at the beginning of North West Point Road in West Bay. Boaters will often anchor off beach bars and restaurants like those at The Westin, The Ritz-Carlton and Kimpton Seafire hotels. You can also take your boat around from the North Sound or South Sound to Seven Mile Beach, but you need

Important Phone Numbers

Flying Dutchman (345) 329 7723

(Call if your boat has broken down/is sinking/has sunk)

Cayman Port Authority (345) 949 2055

Joint Marine Police Unit (345) 649 7710

Harbour Patrol (345) 925 5772

US Coast Guard (RCC Miami) (305) 415 6800

VHF Radio Channels (Police/DoE/Port Security) 16

To report offences, such as poaching, to the DoE:

Grand Cayman/DoE (345) 916 4271

Cayman Brac/DoE (345) 925 3647

Cayman Brac Police (345) 948 0331

Little Cayman/DoE (345) 925 0185

Little Cayman Police (345) 948 0100

to be familiar with the channels through the reef in North Sound, have a suitable and well-maintained boat and be prepared for a slightly rougher trip outside of the reef until you get to the calmer waters off Seven Mile Beach.

Currently, there are no gas stations where members of the public can dock and refuel along the west side of the Island. If you are considering regularly keeping your boat in the water overnight, it is mandatory to seek authorisation from the Department of Environment (DoE) to install a mooring. Unfortunately, even with a mooring, your vessel and engine are vulnerable to theft.

Nor’westers can occasionally make the sea very rough, and if you are not conscious of the weather conditions, your vessel could easily be damaged. Even though several commercial and personal vessels regularly anchor overnight off SMB and George Town, it is not advisable. A propeller from another vessel could accidentally cut the anchor line, and if the anchor drags, the wind will take the boat offshore.

Snorkellers and divers in this area should be flying the ‘divers down’ flag; however, when travelling close to shore, always be cautious. Do not exceed five knots within 600ft of the coast, and do not anchor in marked boat channels, coral, diving or swimming areas. Note: Designated swimming areas in beachfront properties and hotels must not be entered by any vessel.

NORTH SOUND

Several launching ramps provide access in this area, and most boat owners keep their boats docked in North Sound. The Sound is enclosed by a barrier reef and has a network of canals that provide excellent protection from weather in all but the most extreme conditions, like a hurricane. Theft is uncommon and canals generally offer access to fresh water and fuel stations.

North Sound also offers excellent shallow snorkelling areas, like Coral Gardens and the world-renowned Stingray City. North Wall diving is also excellent, but sea

conditions can be rough. Beachside bars and restaurants at Rum Point and Kaibo, along with boat hangouts at Starfish Point and the Mini Sandbar, are popular stops for the boating crowd.

Morgan’s Harbour is also popular, where Calypso Grill and Tukka West are located right on the water, but keep in mind that docking space is limited and an onshore breeze can make docking a challenge. Just to the north of Morgan’s Harbour is an area called Barkers that offers miles of undeveloped white sand beaches and some good light tackle fishing for bonefish. Navigate carefully; it is easy to strike a coral head and damage your propeller and the coral. Watch out for kite surfers too. At the Cayman Islands Yacht Club, boaters can enjoy two more fantastic restaurants, Morgan’s Seafood Restaurant and bàcaro. Both restaurants are popular with boaters, and there is ample docking space. You can also take your boat to George Town Yacht Club (GTYC) or Camana Bay. At GTYC, you can enjoy lunch or dinner while the children play in the pool. Camana Bay is suitable for both large and small boats and has a well-marked entry and free sheltered docking with access to lots of restaurants and bars.

The North Sound is great for fishing and catching conch and lobster, but you must abide by the Marine Parks Act. Violations can result in serious fines, confiscation of your boat or even a prison term. Although partially enclosed by a barrier reef, the Sound can get choppy. If your boat is under 22ft long, you (and your guests) are very likely to get wet from sea spray on an average day.

The Central Mangrove Wetland is on the east side of the Sound and is a protected Environmental Zone. All in-water activity, fishing and anchoring are completely prohibited, but boats can access the area provided they do not exceed five knots. People enjoy kayaking around the canal systems and in English Bay, located east of Kaibo, as it is a great nature experience.

The Cayman Islands Sailing Club is on the south-western side of the North

Sound, and you will often see dinghies sailing out from the club. Larger sailboats venture into the Sound, but access through the reef is fairly shallow, so boats with drafts greater than 10ft cannot enter. Watch out for areas that have shallow coral heads, like The Blowers, Fisherman’s Rock, Barkers, the Standards and FourWay Reef. These areas have claimed many propellers and some boats.

SOUTH, EAST & NORTH COASTS

On the south, east and north coasts, there are areas where you can find undeveloped beaches, great fishing and pristine diving and snorkelling. On the first few times you venture out, you may want to be accompanied by a local guide, as it is easy for your propeller to hit a coral head if you don’t know where you are going. It is very likely that if you are out on the water, you will be approached by a vessel operated by Marine Parks or Marine Police officers. Have fun but be aware that penalties for breaking the rules on the water are very serious. Before boating, it is worth reading the Marine Parks Rules and Regulations and the Port Authority laws

SAFETY CONSIDERATIONS

RULES OF BOATING

Boating rules and conventions have evolved over the years and are now codified in the Regulations for the Prevention of Collisions at Sea. In all circumstances where a collision is possible, these rules determine which vessel has right of way and which must take avoiding action.

The basic rules are that all boats approaching each other must pass port to port (left to left), i.e. opposite to driving on the road in Cayman. Power boats must always give way to sailboats, and boats that are overtaking must keep clear of other boats. These are the basics, but make sure to read up on more complex situations.

BOAT SAFETY GEAR CHECKLIST

Check Your Lifejackets: Lifejackets with kapok filling or cotton straps are unsafe and could fail when used. Make sure that

lifejackets are still the correct size, in good condition and suitable for the type of boating you do.

Be Prepared For An Emergency: Check and confirm where your safety equipment is stored. Can you access it easily in an emergency or after a capsize? Make sure you have the following items on board:

> Boat hook and throwing line

> Warm clothing or disposable/foil thermal blanket

> First aid kit

> Navigation equipment

> Bailing system

> Rope

> Waterproof torch

> Alternative power (a spare outboard, oars or paddles)

Put together a floating ‘grab bag’ that contains all the emergency gear you would need should you need to abandon your boat. The bag should contain: ways of calling for help, i.e. emergency distress beacon, flares or waterproof VHF radio and lifejackets. Finally, before you go out:

> Make sure that someone else knows how to operate the boat if the skipper is unable to, for some reason.

> Brief your crew or passengers on what to do if things go wrong and practise different scenarios – be mentally prepared for the unexpected.

> Check expiry dates on flares and fire extinguishers, and replace or service them if they’re out of date.

> Check batteries on portable equipment such as torches, radios and your GPS, and replace them if you need to.

> Make sure your distress beacon’s registration is up to date.

BOAT TRAINING

Boat training is a form of vocational training that helps beginners learn the ropes and can help boost employability, give companies formal safety qualifications and even lower boat insurance.

See the Vocational Training section in the Education chapter for a list of companies that provide boat training.

NAVIGATION

A GPS or a chart plotter is highly recommended; however, basic navigational knowledge is helpful. Get to know landmarks on the horizon, like the airport, the landfill, The Ritz-Carlton, Kimpton Seafire, Harbour House Marina and more. Fixed or hand-held GPS units can be purchased from Harbour House Marina, Kirk Marine or Scotts Marine.

Whenever you are on your boat, insert any navigational aids as marks on your GPS. These can be channel markers for your canal, floating metal mooring buoys in the Sound or the main channel markers. This can help if you are in a situation with no visibility or out at night and discover a channel marker light is out.

The world is divided into two regions for navigation markers. Cayman is in Region B, which uses the convention that red port marks are on the left when exiting a channel. Remember this by using the mnemonic “Red Right Returning”. This is the opposite system to the UK and Europe.

If a vessel is approaching from your port side, you will see a green light and have right of way. A vessel on your starboard side will show you its red light, so you must give way. The most dangerous situation is if you see both a red and a green light, as this means you are looking at a head-on collision. Make a distinct course change to starboard so the other vessel knows you are taking avoiding action. Remember: “If two lights you see ahead, turn to starboard, show your red”. This information is crucial when boating at night.

BOATING AT NIGHT

Darkness distorts perceptions. Therefore, at night, winds seem stronger, waves seem bigger, and it is difficult to tell if a light is 600ft or two miles away. Out on the North Sound, it is impossible to see the water depth or coral heads, especially on a moonless night. At night, safe boating involves more common sense. Ensure your navigation lights are working so other

boats can see you and carry a powerful torch, at least a million-candle power, so you will be able to pick out channel markers from 300ft away. Use your GPS if you have one.

Although many channels have lights, be aware that markers can drift, and if one marker light is not working, it is easy to mistake a working middle marker for a defunct outer marker.

VHF RADIO

If you are out of mobile phone range in an emergency, use a VHF radio to call Port Security on channel 16. Tell them your boat name, position and coordinates, and the nature of the problem, and they will help. Although channel 16 is the emergency channel, it can carry routine calls to establish communication. Once contact has been made, the conversation must be switched to another working channel. Mayday calls on channel 16 are for life-threatening emergencies only.

Boat owners should acquaint themselves with VHF etiquette in the case of an emergency. In order to have a VHF on board, the boat must have a Maritime ICT Licence, and the operator must have the appropriate Maritime Radio Operators’ Certificate for the type of equipment on the vessel. In Cayman, the legal framework for VHFs is a nightmare as few boats have a licence, and virtually no operators have the required certification. Visit www.ofreg.ky/ict/ship-radio for more information.

BOAT SECURITY

Although a relatively rare occurrence, there have been incidences of boats being stolen. Store expensive equipment indoors as the theft of valuable fishing, diving and boating equipment/gear has become more frequent, and you are advised to take extra precautions when securing your boat at night. More common is the theft of small engines, movable outboards and electronics. If you see any suspicious activity, please report it to the police immediately and provide a

full description, including serial numbers, of anything that has been stolen.

There are devices on the marine market that can help protect your boat. Speak to a marine professional for more information.

Boat Locks: Installing a lock mounted directly to the steering wheel of your boat will help discourage theft of your boat.

Marine Magellan: Includes wireless sensors that monitor intrusion, high water, shore power loss, low batteries and more. Should any of the wireless sensors be triggered, the device will call the designated parties and relay a personalised pre-recorded voice message of the event. The device also allows the owner to call the boat to receive a system status and remotely manage operations like switching on lights or battery charging circuits.

Sat-Trak GPS Tracking: Suitable for boats, wave runners and jet skis, Sat-Trak devices allow you to monitor the location of your asset online, track activity and recover from theft. Devices include real-time tracking and reports, map and satellite views, and location notifications by text or email when the craft leaves the dock. Satellite tracking will aid the police in the recovery of your boat by tracking its last known location and direction.

Spot Trace: Allows you to track your assets using satellite technology. Once motion is detected, you will instantly receive a text or email and it will allow you to follow them on the map from your phone or computer. This is popular for smaller boats.

Advice and security products can be bought from the following companies:

Harbour House Marina

Tel: (345) 947 1307

www.harbourhousemarina.com

Scotts Marine

Tel: (345) 949 4186

www.scottsmarinecayman.com

They offer Spot Trace technology for CI$195.

SEE AD PAGE 333

The Security Centre Limited

Tel: (345) 949 0004

Email: info@security.ky

The Security Centre carries state-of-the-art geo-tracking devices that allow you to track, monitor and record your boat’s movements in real-time, whether that is to detect unauthorised activity, set a pre-determined geo-fence or plan and review the routes you take. Private security personnel are also available to monitor your vessel 24/7.

PROTECTING YOUR BOAT IN A HURRICANE

There are several precautions you can take to protect your boat during a hurricane. Store boats and trailers ashore, if possible, for a better chance of survival. If not, tie your boat together with other boats and do not put it parallel to the shore as waves can capsize it. Remove the bimini top or any items on deck that could become projectile objects in strong winds. Unstrapping masts on sailboats is also strongly advised. Remember to take everything, including all paperwork, insurance records and electronics, off the boat. Make an inventory, including serial numbers, with photographic or video evidence of items left on board. For more information on how to secure your boat before and during a storm, visit www. caymanresident.com.

BOAT INSURANCE

Boat insurance is not compulsory in Cayman; however, obtaining it can offer peace of mind. If you have obtained a loan from your bank to purchase your boat, they will most likely require you to have insurance. The following companies offer boat insurance. Please also refer to the Settling In chapter for a list of other insurance providers.

Bogle Insurance Brokers Ltd.

34 and 35 Pasadora Place, Smith Road, GT

Tel: (345) 949 0579 or (345) 623 0579

Email: service@bogleins.com

Offers comprehensive and standard liability marine insurance. SEE AD PAGE 141

Pensum Services

Unit A7, Cayman Business Park, GT

Tel: (345) 923 6655

Email: insurance@pensum.pro

www.pensum.pro

Pensum’s marine insurance covers a wide range of yachts, runabouts and other pleasure crafts, as well as charter and work boats. Typical marine insurance covers hull, machinery, protection and indemnity. Pensum has 15 years of experience in international maritime insurance and provides a professional service that is fast, friendly and efficient.

Island Heritage Insurance

Tel: (345) 949 7280

Email: customercare@islandheritage.com.ky

www.islandheritageinsurance.com

Their marine insurance covers third-party liability and protection for boat owners from risks like fire, theft, sinking, weather damage and collision. SEE AD PAGE 138

BUYING & MAINTAINING A BOAT

Once you have decided on the type of boat you’d like, the next thing to decide is whether you want a new or used vessel. Several brokers specialise in used boat sales and they can also help with the process of buying a new one, whether in Cayman or overseas.

Brokers can help determine what you need in a boat and scour the market with you as your ally. Plus, if you purchase a boat from a local dealer, you have the benefit of on-Island warranty service.

There are several new boat dealers in Cayman, so pricing is competitive. The sales staff are also very knowledgeable and know a lot about the nature of the market and our waters.

BOAT DEALERS, MAINTENANCE & OUTBOARD ENGINES

Automotive Art & Yamaha Power Sports

480 Shedden Road, George Town

Tel: (345) 949 7102

They sell Yamaha outboard engines, Eduardono boats and they can repair boat engines.

Avalon Marine

Tel: (345) 945 5103

Mobile: (345) 516 7708

Email: rafe@avalonmarine.ky

www.avalonmarine.ky

Mobile and fixed location boat maintenance, repair and full management services for all vessels and watercraft. Offers mechanical, engine, plumbing, electrical, electronic, cosmetics and captain services. Haul, launch and storage for boats and trailers. Brokerage for new and used boats, both local and international. Extensive experience working in the local and US market to find, survey, purchase and deliver boats to Cayman.

SEE AD PAGE 343

Boating Made Easy (BME)

256 North Church Street

Tel: (345) 749 7555

On-site diesel delivery: (345) 923 3031

Email: boatingmadeeasy@gmail.com

BME offers long-term storage, monthly maintenance, mechanical services, audio fabrications and installations and more.

Cayman Power Sports & Marine

Unit 3, Selkirk Plaza, George Town

Tel: (345) 943 2005

Email: service@cpsm.ky

Harbour House Marina (HHM)

Marina Drive, Prospect

Tel: (345) 947 1307

Email: info@harbourhousemarina.com

HHM is a full-service marine facility and Boston Whaler dealership. They also sell Sea Ray, Schaefer Yachts, Release Boats and Honda Marine. HHM is the only authorised applicator of Sea Hawk antifouling paints in the Cayman Islands.

Kirk Marine

Eastern Ave, George Town

Tel: (345) 946 3575

www.kirkmarine.ky

Kirk Marine is one of Grand Cayman’s most well-stocked fishing tackle, boating and marine stores and carries all the major brands. They have a full-service boatyard and are authorised distributors for Sea-Doo and YOLO Paddleboards. Their parts department has a large inventory of trailer parts, engine parts and boat repair and maintenance supplies.

SEE AD PAGE 341

MooreMarine Services

Tel: (345) 949 6672

Email: info@mooremarineservices.ky

Pro Yacht

Tel: (345) 945 4676

Email: info@proyacht.ky

Emergency Tel: (345) 516 4676

Sells Robalo, Jupiter Marine, Invincible Boats, Viking Yachts, Valhalla Boatworks, Cummins, and Kawasaki.

Scotts Marine

The Barcadere Marina, George Town

Tel: (345) 949 4186

Email: info@scottsmarinecayman.com

www.scottsmarinecayman.com

Located at Barcadere Marina on North Sound Road, Scotts Marine is a full-service marine centre and boat yard with a 110-tonne marine travel lift and a 15,000sq ft showroom, chandlery and service centre. Scotts Marine is Cayman’s exclusive factory-authorised Mercury Marine and Volvo Penta dealer and is an authorised dealer for Fischer Panda marine generators, Yamaha and Yanmar marine engines, providing manufacturer-backed warranty and a factorytrained and certified service team. They are also exclusive dealers for Tiara yachts, Scout, Pursuit, Cobalt and Bayliner boats, along with Hobie sailboats, kayaks and SUPs and offer a full line of marine batteries, parts, accessories, electronics, safety equipment, fishing supplies, apparel and more. SEE AD PAGE 333

MAINTAINING A BOAT

If you buy a boat, bear in mind that a combination of salt and sun is the perfect cocktail for rust and ageing! Taking a few minutes to hose down the boat with fresh water after a trip out on the sea is probably one of the easiest maintenance procedures you can do. This will reduce the chance of corrosion in your engines, bimini tops, snaps and other metal parts. It is recommended that you also do the following:

> Flush your outboard motors, preferably using products like Salt Terminator, each and every time you take out the boat.

> Give your boat a soapy wash using a premium marine non-phosphate and non-toxic boat wash. This will ensure that you get rid of any contaminants from the sea while retaining all your waxes and keeping the environment safe. Never use a household detergent on your boat!

> Wax your boat using a premium marine wax once every six to 12 months. This will revive the look of the boat considerably and protect the boat from salt and sun. The wax can be applied by hand, but it’s easier with a good dual-action polisher to get the job done quickly.

> Use a non-slip floor cleaner for your boat floors, marine aluminium cleaner for the aluminium top and premium marine vinyl cleaner and protector for all vinyl.

All washing, waxing, polishing and compounding can be applied on all painted or gel-coated, fibreglass or urethane surfaces, including the engines and engine covers, interior floors and gunnels, to keep them all shining like new. Invest in good covers for your boat and engine to prolong their lives. Blocking out the sun is by far the best solution to keeping everything pristine.

Use only marine products, including brushes, for scrubbing and ensure that all products used don’t endanger aquatic life or degrade our waters. Marine cleaning products can be purchased at Harbour House Marina, Kirk Marine and Scotts Marine. These companies also offer boat

cleaning services.

If you keep your boat in the water fulltime/permanently, you will need the hull to be coated in anti-fouling paint. This process will need to be repeated annually to protect your boat from barnacles and algae. If left uncoated, marine growth will cause a drastic reduction in the performance of your vessel, as well as risk long-term damage to the hull itself and engine(s). It is recommended that antifouling is carried out by a professional boat handler who can haul your boat out of the water, and trained staff will apply it. Antifouling is extremely caustic and is carcinogenic, so it should be applied using the appropriate cover-ups, including a full respirator mask and gloves.

An engine service should be undertaken regularly and in conjunction with the warranty. This would normally be carried out at the same time as antifouling. Fluid levels should also be checked regularly, along with the batteries.

Repairing Boat Upholstery

All Marine & Outdoors

Tel: (345) 321 2424

Email: admin@allmarineupholstery.com

Specialises in remaking, refitting, repairing and restoring marine upholstery.

Harbour House Marina (HHM)

Tel: (345) 947 1307

Email: info@harbourhousemarina.com

Suppliers of custom-made boat covers, boat seats, cushions and bolsters, boat enclosures, bimini tops and marine carpets.

MooreMarine Services

Tel: (345) 949 6672

Email: info@mooremarineservices.ky

Visit www.mooremarineservices.ky for a full list of their services.

Boat Storage

Both Harbour House Marina and Scotts Marine offer boat storage.

BOAT LICENSING FEES

The Government imposes an annual

licensing fee on vessels in Cayman, which is collected by the Port Authority. It is the responsibility of a boat owner to complete a licensing form and let the Port Authority know of any changes. Licensing fees are charged yearly. Boats under 21ft are free, 21-30ft is CI$200, 31-40ft is CI$1,000, 41-50ft is CI$2,000, 51-60ft is CI$3,000, 61-70ft is CI$4,000, 71-80ft is CI$5,000, 81-90ft is CI$6,000, 91-100ft is CI$7,000 and all boats over 100ft are CI$10,000. Jet skis for private and commercial use are free. Commercial boats also need to be licensed, but the process is a little more complicated than for pleasure vessels. Note that there is no licensing fee so long as a valid business licence is submitted with the application. To download a form, visit www.caymanport.com/forms. You can register your boat and its name; however, this is not required for private local vessels.

For large international vessels, Cayman offers various registration options. Visit www.cishipping.com for more information.

MARINAS

The Cayman Islands is a British Overseas Territory and, as such, is a highly regulated jurisdiction with entry to the Islands controlled exclusively by CI Customs and Border Control (CBC). The official port of entry for Grand Cayman is the main port on the west coast of George Town. Without exception, once arriving within 12 miles of the Islands, all vessels wishing to clear into Cayman waters must notify CI Port Security via VHF channel 16 for instructions on how to proceed. Port Security is available around the clock, though CBC is open Monday-Friday 8.30am-4pm, and Saturday 8.30am12.30pm. An extra fee is applied when you enter outside of these times. It is entirely up to Port Security to direct you to your clearing-in point as determined by CBC, and failure to notify the authorities of your arrival in Cayman waters or to comply with Port Security instructions can result in fines and penalties for the vessel. You

MARINAS & MARINE FUELLING STATIONS

must have a passport valid beyond the date of stay to enter. However, with advance notice, and timely receipt of relevant documentation, it is also possible to request CBC clearance for visiting vessels at the Barcadere Marina in George Town.

The Barcadere Marina

The Barcadere is a world-class, award-winning marina located in George Town, right next to the Owen Roberts International Airport. It features direct access to the North Sound and other local attractions like the worldfamous Stingray City and diving on the North Wall. The marina offers berthing for boats and yachts up to a maximum of 8ft draft, with individually metered water and power. There are luxury washrooms, free wireless internet and nightly security, all in a safe and secure environment. Their dockside fuel station, Scotts Landing, features premium ValvTect marine fuel and offers a sewage pump-out service. Also located on-site is Scotts Marine, the Island’s exclusive Mercury Marine dealer, which features a full-service boatyard with a 110-tonne marine travel lift and a 15,000sq ft sales and service centre representing all of the top marine brands. The Barcadere Marina is also home to George Town Yacht Club, a casual waterfront bar and restaurant with your choice of inside, poolside or dockside dining. The food is delicious and well-priced, and it is a recipient of TripAdvisor’s Certificate of Excellence. Visit www.gtyachtclub.com. Tel: (345) 949 3743 or visit www.barcadere.com. SEE AD THIS PAGE

The Cayman Islands Yacht Club and Marina

This marina can be found in Governor’s Creek on the west side of Grand Cayman. It can cater for up to 166 boats of varying sizes (30ft to 150ft long with a maximum draft of 6.6ft). The facility offers 24-hour manned security, full CCTV coverage and private dock access via secure key cards, which provides peace of mind for your vessel. There is a fuel depot for both boats and vehicles, wet slips and a pump-out facility, as well as power and water on each slip and a whip panel, which allows onboard refilling of dive tanks – a great convenience to commercial dive operators. There are two restaurants onsite and a fully stocked convenience and liquor

• Grand Cayman’s only true full ser vice marina facility

• Located in George Town, right next to Owen Rober ts International Airpor t

• Accommodating vessels up to 100' long and 8' max draft

• Metered power and water at ever y slip and free WiFi

• Luxur y washrooms with showers and lockers

• Safe, secure and well lit, with nightly security and CC T V

• Featuring boats from Tiara, Pursuit, Cobalt, Bayliner Trophy and Scout

• Now featuring Hobie Stand Up Paddleboards, Kayaks and Sailboats

• Dealers for Mercur y Marine, Yamaha, Yanmar and Volvo Penta motors

• Boat yard with 100 ton Marine Travel Lif

t

• Ser vice center and chandler y

• favorite brands

Open Hours | Mon to Sat 8am - 5pm

• Valvtect marine fuel specially formulated for marine engines

• Land side and dock side fuelling

• Deliver y available right to your boat or generator

• Complimentary dock side sewage pump-out

• Ice, bait, snacks and refreshments

Open Hours Mon to Sun, 7am to 7pm

• Local and International cuisine with an emphasis on fresh seafood

• Casual water front and poolside dining

• Fresh catch ever y day

• Arrive by land or sea, lots of parking for cars and boats

• Private Clubhouse for parties and events, contact us for rates

Open Hours: Mon to Fri, 11am to 9pm kitchen

l S t & S 8:30am to 9pm kitchen closes

store, bar and chandlery. To contact them for more information or to rent a dock, Tel: (345) 747 2492 or visit www.ciyachtclub.ky.

Harbour House Marina (HHM)

HHM offers canal dockage with direct access to the North Sound, free showers, wifi, electricity and water. Full dockside maintenance services are offered, as well as boat storage with 24-hr security. Tel: (345) 947 1307 or email: service@ harbourhousemarina.com.

Kaibo Marina

Open to boaters using Kaibo Restaurant & Bar, Kaibo Beach Espresso and Upstairs at Kaibo is a 26-berth Poralu Marina floating dock. Offering electricity and water hook-up and locked-gate walkways, the 26 boat slips are available for short-term, overnight and long-term rental. Tel: (345) 947 9975 to make a dock booking.

MARINE FUELLING STATIONS

On the North Sound there are three marine fuelling stations – Scotts Landing at the Barcadere Marina, the Cayman Islands Yacht Club on Governor’s Creek and Harbour House Marina on the south side of the Sound. All three locations sell petrol and diesel. No ethanol petrol is sold at marinas in Cayman, and the only land-based location is Refuel (Tel: (345) 745 3835) at 126 Maclendon Drive, Industrial Park in George Town.

Please note that Cayman Islands Law states that all fuel stations must display their fuel prices in CI dollars per imperial gallon, except at marinas where prices must still be displayed in CI dollars per imperial gallon but may be dispensed and charged in CI dollars per US gallon, which is approximately 20% less per volume than an imperial gallon.

The diesel being sold in Cayman today is ultra-low sulphur. However, it is worth checking which marine fuel stations add a lubricity booster to their fuel to help prevent deposits from accumulating in fuel injector pumps. Scotts Landing, located at the Barcadere Marina, is the Island’s exclusive dealer for Valvtect Marine fuel, which is specially formulated to ensure the best

performance from your boat or watercraft but is also ideal for use in generators and will improve the performance of vehicles and other equipment. They are open 7am-7pm, seven days a week, and feature dockside and landside fuel dispensers for your convenience. They guarantee to provide only ultra-low sulphur diesel and premium 93 octane petrol. The Valvtect additive causes fuel to burn more cleanly, reducing harmful exhaust emissions while cleaning your motor’s fuel system and combustion chambers and it is proven to increase performance and fuel economy by up to 7% in independent testing. It also increases the stability of the fuel and contains extra water dispersants and corrosion guard technology. The diesel additive boosts cetane level and lubricity, making it more suitable for EU diesel engines using the lower cetane US-spec diesel available on-Island. Scotts Landing also offers a full-service dockside sewage tank pump-out service for boats.

BOAT RENTALS

Whether you want to visit the Sandbar and its resident stingrays, snorkel the Coral Gardens, take a sunset cruise or explore the North Sound, the following options are great for those looking to get out on the water. You can also find more information, including times and prices, by visiting www.explorecayman.com. If you want to rent a sailing dinghy, Laser or Pico, then a great option is to call the Cayman Islands Sailing Club, Tel: (345) 947 7913 or email: booking@sailing.ky.

Cayman Boat Rentals is a boutique service offering the exclusivity of renting your own boat, jet skis or a variety of nonmotorised watersports toys and add-ons for the boats, without the hassle of boat ownership. Tel: (345) 949 6672 or visit www.caymanboating.com.

TOURS & PRIVATE BOAT CHARTERS

Numerous companies offer North Sound boat and snorkelling trips. Half-day trips usually include stops at the Sandbar and

the Coral Gardens to snorkel. Full-day trips include all the stops mentioned above but also include conch hunting (when in season) and a delicious local seafood lunch either cooked and served on board the boat or on the beach at Cayman Kai. For the latest information on tours and private boat charters, visit www.explorecayman. com or pick up a copy of Explore Cayman magazine.

SAILING

Sailing Charters

Cayman Eco Adventures (Tel: (345) 916 0503) offers catamaran trips to Stingray City and Starfish Point, plus stops for snorkelling and lunch at Kaibo.

Neil Galway of Sail Cayman (Tel: (345) 916 4333 or (345) 916 7978 or email: neil@sailcayman.com) is RYA Yacht Master certified. Sail Cayman offers exclusive private sailing and powerboat charters for full or half-day charters.

Point Blue Sailing (Tel: (345) 925 7772, www.pointbluesailing.ky or email: dean@pointbluesailing.ky or karen@ pointbluesailing.ky) offers full or half-day snorkelling trips, with lunch and dinner options also available. They offer day cruises (minimum of four hours) or sunset cruises (minimum of two hours)

Red Sail Sports (Tel: (345) 623 5965) boasts a fleet of five luxury 65ft sailing catamarans. They also offer snorkelling trips along Seven Mile Beach and various scuba diving experiences. Ask about their resident discounts.

Finally, Captain Bryan (Tel: (345) 916 2093 or (345) 916 0077) offers catamaran sailing tours to Starfish Point, Stingray City Sandbar and Barrier Reef (three-anda-half hour tour).

Evening Sailing

Evening sailing trips in Cayman are a special experience and luckily there are several options available. Sail Cayman (Tel: (345) 916 4333) offers sunset sails seven days a week. Sail with Friends (Tel: (345) 548 8060) offers private trips on their 38ft catamaran. Their sunset tours are

particularly enjoyable. Red Sail Sports (Tel: (345) 623 5965) offers several evening sailing options on one of their 65ft catamarans. Cruise the coastline on their popular Sunset Sail or dine onboard their Dinner Sail with food served fresh off the BBQ.

Sailing & Yacht Clubs

If you are a keen sailor, you may want to join the Cayman Islands Sailing Club (Tel: (345) 947 7913). Sailing lessons for adults and children are available throughout the year. Training rotations for kid and adult lessons are offered on their Hartley fleet and other dinghy fleets, as well as J22 lessons for the more advanced sailors who are interested in racing. Dinghy racing usually takes place on the first Sunday of the month, with J22 racing on the second and fourth Sundays of the month. The club also organise the very popular Wednesday Night Hartley sailing; boats are rigged and ready for 4pm. There are also opportunities for those with their own larger sailboats as the cruiser fleet

arranges periodic races, rallies to the Sister Islands and Cuba, full moon sails and gettogether ‘sailaways’. The Sailing Club has a scenic clubhouse overlooking the North Sound and often hosts parties and socials. Various types of sailing boats can be rented by the hour, half or full day, and members get a discount. Email: rharvey@sailing.ky or coach@sailing.ky for information about their skipper course, learn-to-sail camps, school lessons, sponsorship and sailing schedule. Visit www.sailing.ky for more information and rates. SEE AD PAGE 438

Another option is the George Town Yacht Club (GTYC), based at the Barcadere Marina at the end of North Sound Road in George Town. The GTYC includes a clubhouse with a restaurant and bar, changing rooms with showers and lockers and a recreational pool for families and kids. Anyone can dock their boat right up to the restaurant and bar, which offers a casual ‘back porch’ dining experience. This family-friendly facility provides a full roster of events and activities, regularly attracting the larger

public on weekends and also serves as a popular private party venue. For more information, Tel: (345) 949 3743 or email: info@barcadere.com.

Fishing Trips & Tournaments

Numerous companies offer deep sea fishing trips and guests will have the opportunity to catch blue marlin, white marlin, sailfish wahoo, mahi-mahi and tuna. Cayman Eco Adventures (Tel: (345) 916 0503) offers full-day or half-day deep sea and reef fishing trips aboard their Everglades 435CC; a comfortable and speedy power boat. Reel-Fin-Addict Charters (Tel: (345) 929 2396) run private deep sea and reef fishing charters from their 55ft Ocean Yacht Super Sport. Their crew are awardwinning anglers.

Cayman’s annual fishing tournaments, like the Burger King ‘Big Fish’, are hugely popular. The Cayman Islands Angling Club puts on numerous tournaments during the year, including the annual Cayman

Islands International Fishing Tournament, held every year in April or May. Visit www. fishcayman.com for more information.

Light Tackle Game Fishing

Bonefish, tarpon, pompano, and permit can be caught around all three islands, but Little Cayman is renowned for inshore gamefish, and there are some spectacular fishing opportunities for those who enjoy the sport. Refer to page 473 in our Travel chapter for more information about fishing in Little Cayman. In Grand Cayman, Captain Ronald Ebanks from FlyFish Grand Cayman offers a local-guided fishing experience and uses his knowledge of the Caymanian waters on either a 17’ Stratos Flats Boat or the Bluewater 2350. They tailor your trip to suit your needs, and offer light tackle, reef bottom, night, deep sea and night fishing, as well as Stingray City, snorkelling and eco tours. Tel: (345) 916 5753, email: flyfish@candw.ky or visit www.flyfishgrandcayman.com.

Fishing Restrictions

Anyone can fish in Cayman, as long as they are not in a Marine Reserve or other no-fishing marine park, but there are very strict rules on the size of fish you can catch and there are some you must immediately release if you catch by mistake. The rules are as follows: Jewfish (goliath grouper), tilefish (whities), filefish (pipers) and angelfish, including Grey, French and Queen angels (old monks), and all sharks and rays, are protected and not allowed to be taken from Cayman waters at any time.

Of the fish that you can catch, there is an eight-inch minimum size on all other species except goggle eyes, sprats (herrings), silversides, anchovies and fries, including loggerhead and fine fry.

However, there are different rules for Nassau groupers. There is a 16 inch minimum and 24 inch maximum catch size throughout all of the Cayman Islands, year-round, and no Nassau groupers can be caught using a speargun. Nassau grouper cannot be taken from the 1st December to the 30th April. Outside of

this, there is a catch limit of five per person or five per boat, per day, whichever is less. During the closed season (1st December to 30th April), no one may fish in a Spawning Aggregation Zone. If you see any fishing taking place in or around a Grouper Spawning Area, call 911 immediately and a police boat will be sent to investigate.

Designated Grouper Spawning Areas

In accordance with DoE regulations, the designated areas are Coxswain Bank and South West Point in Grand Cayman, the east and west end of Cayman Brac and Little Cayman and the Twelve Mile Bank. We discourage you from catching or eating grouper as they have been over-fished and the population has been severely depleted.

Licences for Fish Pots & Spearguns

Fish pots and spearguns must be licensed by the National Conservation Council, and only Caymanians over the age of 18 may be granted a licence. When entering the country, you must declare all spearguns. Email: doe@gov.ky or visit www.doe.ky.

Lionfish Hunts & Culling Licences

Lionfish are an invasive species and a significant threat to our marine ecosystem. Lionfish consume large numbers of small fish on a reef within a relatively short amount of time and have no natural predators in the Caribbean Sea. Divers, snorkellers and fishermen can obtain training and a licence from the DoE to cull them. Remember, lionfish are venomous. Do not attempt to catch or handle one without proper training. However, they are delicious and the most environmentally friendly seafood you can choose in a restaurant. Contact the DoE. Tel: (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/lionfish-invasive. See the Diving chapter for more details.

MARINE RULES & REGULATIONS

You are obliged to familiarise yourself with the applicable boating, marine and environmental laws when using Cayman’s waters. These include catch

and size limits, open and closed seasons and restrictions in each protected area. Breaches of the law are treated as serious offences and anyone committing an offence against the National Conservation Act and its regulations is liable to a fine, imprisonment or both. Tel: (345) 949 8469 to report any offences.

Marine Parks App

The Department of Environment (DoE) has an app called ‘CaymanDoE’ to provide residents and visitors with up-todate information and maps on Cayman’s marine parks and National Conservation laws. On the app map, the new Marine Park zones are clearly marked out, and you can click on any zone to find out what the rules are for each one. You can turn on location services to see where you are on the map and identify the zone that you are in. The ‘Laws’ page shows all closed seasons and catch limits for various marine species as well as protections in place for others. The app does not use internet data once it has been downloaded. The app is available to download from the Apple Store and Google Play. You can also visit www.doe. ky to download the marine parks map.

Boating and navigational laws can also be found on the Port Authority’s website (www.caymanport.com).

Lobster, Conch & Other Catch Limits Lobster season is closed from the 1st of March to the 30th of November. Catch limits per day in open season are three per person or six per boat (two or more people), whichever is less. Lobster tails must be a minimum of six inches long, and only spiny lobster (P. argus) can be taken.

Conch season is closed from the 1st of May to the 31st of October. Catch limits per day are five per person or 10 per boat (two or more people), whichever is less. Lobster and conch may never be taken from a marine protected area. Whelk season is closed from the 1st of May to the 31st of October and the catch limit is two-and-a-half gallons in the shell or two-

and-a-half pounds of processed whelks per person, per day. Nassau grouper closed season is from the 1st of December to the 30th of April. During the open season, the catch limit is five per person or five per boat per day, and only fish between 16 and 24 inches (inclusive) may be taken. No one may spear Nassau grouper. All of the above rules also apply to the purchase of lobster, conch, whelk or grouper caught in Cayman waters. Echinoderms (starfish, sea eggs, urchins, sea cucumbers, sand dollars, etc.) and elasmobranchs (sharks, stingrays and other rays) may not be taken from Cayman waters at any time. No one may disturb, harass or harm turtles. Furthermore, no one may take turtles in Cayman without a licence. Possession of turtle eggs is prohibited. No one may use food to attract any sharks in Cayman waters. For a list of protected fish, go to www.doe.ky. Taking any marine life (dead or alive) while scuba diving is prohibited. Do not wear gloves while diving or snorkelling. Damaging

coral in any manner is illegal.

Marine Park Regulations & Anchoring Cayman’s marine parks were put in place in 1986. Due to environmental stressors, like declining fish populations, reef degradation, climate change and rapid population growth and development, marine parks are extremely important for Cayman’s fish population to remain sustainable. The marine parks in the Cayman Islands cover 48% of the coastal waters near Grand Cayman, 43% on Cayman Brac and 57% on Little Cayman. You cannot take any marine life, whether alive or dead, within a Marine Reserve (though you can catchand-release fish for bonefish, tarpon and permit). Line fishing is permitted in the Line Fishing Zones and outside the marine parks. Taking fry and sprat with a fry or cast net is allowed in marine reserves and line fishing zones. Note: Fish traps, spear guns, pole spears and other nets are prohibited. No anchoring is permitted; only the use of fixed mooring is allowed. The exception

is that boats of 60ft or less may anchor in sand, so long as no grappling hook is used, and neither the anchor nor the rope or chain will impact coral. Anchoring is also permitted in designated port anchorage areas. Contact Port Security on VHF channel 16. In Bloody Bay Little Cayman, restrictions have been placed on the use of the marine park, and no commercial operations may use it without a licence. Visit www.doe.ky for details.

Environmental Zone Regulations

Restrictions in the Environmental Zone are strictly enforced. The rules are no marine life, whether alive or dead, can be taken, no in-water activities are permitted, the public may only access at speeds of five knots or less and no boat can drop anchor. Line fishing, fish traps, nets and spear guns are strictly prohibited. Read the DoE ‘Marine Parks App’ section on the previous page in this chapter to identify which zones are protected by environmental regulations.

Health & Wellness

Cayman can justifiably boast world-class healthcare facilities, particularly when one considers its size and population. We are fortunate to have close to 200 registered healthcare facilities, including pharmacies, laboratories, physician practices and therapy clinics, over 700 registered practitioners and numerous private specialists. The ever-evolving partnership of public, private and non-profit entities in the field of healthcare continues to be of benefit to all groups within the community. Given the broad variety of services available, Cayman can provide quality care for most medical situations. However, the excellent healthcare available comes at a considerable price, so it is essential that you either have a health insurance policy that covers travel if you are visiting, or health insurance coverage if you are a resident. To learn more about community groups that support and advocate for highquality patient care, take a look at the Community Life chapter.

2023 saw continued innovation and major developments in the health and wellness community across both the public and private sectors. In the public sphere, the Health Services Authority (HSA) further developed the Smith Road Medical Centre to house several new clinics, such as the new Cardiology, Pharmacy, General Practice and Public Health facilities. It also introduced new specialist services, including Sport and Exercise Medicine, Neurosurgery and Geriatrics, and expanded clinical capacity and

GROWTH

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• Onsite pharmacy with free deliveries

• Advanced lab diagnostics and imaging

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• Anaesthesiology

• Cardiology

• General Practice

• Interventional Radiology

• Neurology

• Obstetrics & Gynaecology

• Oncology

• Orthopaedics & Traumatology

• Paediatrics

• Radiology

• Rheumatology

• Surgery

• Screening

• Urgent Care (GP on-site 24/7)

operating hours in specialist, dental and urgent care clinics.

A new Urgent Care walk-in clinic was opened at the main hospital campus, providing more options for people seeking urgent medical attention that does not require an emergency room visit. The new Urgent Care Clinic allows the Accident and Emergency (A&E) staff to dedicate more time and resources to true medical emergencies. In addition, the A&E unit has acquired six more ambulances to improve response times.

HSA has expanded services away from George Town, with facilities for a new dialysis unit at the West Bay Clinic and the recruitment of more personnel to operate the non-emergency shuttle, which has significantly improved the experience of dialysis patients with no access to transport.

The new Cayman Islands Molecular Biology Laboratory (CIMBL) performs diagnostic genome sequencing to help advance medical treatments and outcomes for patients in the Cayman Islands. A major advantage of this new service is its local availability, resulting in the reduction of time, cost and inconvenience currently associated with sending samples overseas. It also removes the issue of having to undergo expensive medical travel.

A new telemedicine robot has also been added to the Little Cayman Clinic to give patients and staff the experience and familiarity of a face-to-face encounter with the HSA’s remote physicians during initial exams, treatments and during postprocedural follow-ups.

Furthermore, at the Cayman Islands Hospital, HSA is prioritising a reduction in its energy consumption and carbon footprint by spending approximately CI$2 million on green investments. By installing energy-efficient thermal windows, a solar photovoltaic system, four advanced chillers, LED lighting and an on-site oxygen plant, it is predicted that such initiatives will provide greater sustainability in the public health sector while also benefitting the patient

experience at the HSA.

In the private sector, we are seeing similar interest in healthcare facilities wanting to prioritise inclusivity and accessibility for all patients across the Cayman Islands. For instance, Health City Cayman Islands, which established a 110-bed hospital in East End in 2014, is currently constructing a new US$100 million super-speciality hospital in Camana Bay. The new facility will feature a specialised cancer care centre, neonatal intensive care unit, emergency pavilion, critical care unit and emergency, multi-speciality programme, including an expansion on robotic-assisted surgery, which was introduced to the Island by Health City for the first time last year. In March 2023, the hospital’s Radiation Oncology Centre was opened and gave life-saving treatment to its first patients on 17th May 2023. This new location, expected to be fully open in 2024, will cement Grand Cayman as a medical tourism destination in the Caribbean, being the first in the region to offer services like bone marrow transplantation, CAR-T cell therapy and a one-of-a-kind neonatal intensive care unit.

Services around mental health have also continued to grow. Alex’s Place, a new mental health hub created specifically for children and adolescents, opened at the George Town Hospital. The facility, which is run in partnership with the Alex Panton Foundation, is open 24/7 and offers walk-in assistance for youth who need immediate care.

In East End, the Poinciana Residential Mental Health Facility (formerly the Long Term Residential Mental Health Facility) is a Ministry of Health & Wellness project designed to complement the suite of Cayman’s existing mental health offerings by providing therapeutic, residential services to persons within our community who need it. The project management of the facility remains under the remit of the Public Works Department and the handover of the finished product to the Ministry of Health & Wellness is projected for the last quarter of

2023. Marcia Mullings-Thompson was appointed as the facility director in July 2023 and recruitment for the facility’s senior management team is ongoing. The facility’s senior management team will be tasked with determining the care services, programming, processes and overall management of the facility.

Ministry of Health & Wellness

Government Administration Building

133 Elgin Avenue, George Town

Tel: (345) 244 2377

Email: healthandwellness@gov.ky

www.gov.ky/health-wellness

Leads the Cayman Islands in all issues and services related to health and wellness. The Ministry has direct responsibility for four departments and two Statutory Authorities, including the Health Services Authority and the National Drug Council. For more information on what the Ministry does, see the Department of Counselling Services (DCS) listing on page 377, the Department of Environmental Health (DEH) contact information on page 191, the Department of Health Regulatory Services (DHRS) contact information on page 350 and the Mosquito Research and Control Unit (MRCU) contact information on page 185. The National Drug Council (NDC), which spearheads anti-drug initiatives in the Cayman Islands, can be contacted by Tel: (345) 949 9000, email: info@ndc.ky or by visiting their website at www.ndc.ky. SEE AD OPPOSITE PAGE

HEALTH INSURANCE

Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. In Cayman, this is categorised into one of two types: private or public. Every resident in Cayman is required, by law, to have minimum health insurance which covers basic medical expenses. Employers are mandated to provide at least the Standard Health Insurance Contract (SHIC) plan for all their workers from the start of employment and residence in Cayman, regardless of the type or length of their work permits. This requirement extends to any unemployed, dependant spouse

and child(ren) residing on-Island. The same applies to the self-employed, those in a partnership and those with permanent residency without the right to work.

Legally, an employer must pay a minimum of half the single premium, based upon the lowest-costing plan made available to the staff, and the employee pays the other 50% plus costs for dependants and/or upgraded coverage, all via payroll deductions. Given that premiums change year to year, always do your research and negotiate with your employer on paying more than the minimum contribution level, particularly in relation to the cost of your dependants and/ or upgraded benefit packages.

Insurance can be purchased by residents on an individual or family basis, or you could be enrolled on group coverage via your employer. Employer groups, especially those with over 20 employees, may have a greater variety of plan options to choose from. Individuals and employers may work directly with these various insurance companies or utilise the services of a broker

to help evaluate and place their insurance options. The insurance companies pay the brokers for the assistance they deliver, so brokers’ services are at no cost to the client. Some brokers may be agents of a particular insurance company or may only acquire quotes from just one or a very limited number of insurers, so you may wish to query which insurers they work with before choosing.

For the basic SHIC plan, insurance companies will ask for 12 months of medical history, plus details on any current conditions or medication. For upgraded policies, the applications may require a more extensive medical history. Therefore, it is a good idea to bring copies of your medical records with you, as well as those of your dependants. This will also help your new or existing Cayman doctor(s) provide you with their best care. If you have a chronic medical condition or immediate surgical needs, expect that these could be restricted to the minimum benefit levels on your coverage if you are not ‘portable’ from another Cayman

plan. We recommend that people coming from overseas with medical issues should request that their proposed employer seek a pre-approval of their insurance as part of their decision-making process to ensure they are able to obtain the coverage levels they need.

Once you have been with a Cayman insurer for 12 or more months with no more than a three-month break in coverage, and even if you have developed problems in the meantime, the next insurer cannot add new restrictions to a similar level of coverage. The only exceptions are cases of non-disclosure on the application form or if you are seeking a large upgrade in your coverage. Since pre-existing conditions may be restricted, be sure to check before cancelling your insurance at home, as you could potentially get global coverage on your existing health insurance to cover you in Cayman. However, you are still required by law to have a minimum SHIC plan from a local provider and then you will coordinate benefits between the two health plans.

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Plans vary from the basic SHIC to very comprehensive, major medical, worldclass plans. The Cayman Islands Monetary Authority and the Health Insurance Commission license and regulate the health insurance companies. The SHIC plan is the primary, Government-regulated contract and covers about a quarter of Cayman’s residents. However, most employers offer higher than mandated coverage and all other health insurance plans are based around the Health Insurance Laws and Regulations, including an outline of the basic SHIC benefits. These cover, at minimum, up to CI$100,000 major medical per annum, with a CI$1,000,000 lifetime maximum for each person. This includes hospital, surgical, chemotherapy and radiation services, along with emergency care, including air ambulance. All SHIC plans have very limited local outpatient benefits and any overseas care is usually restricted to the kind of major care unavailable in Cayman. The more comprehensive plans offer wider access to overseas services, larger per annum and lifetime allowances (e.g. CI$500,000,

CI$1,000,000 and CI$2,000,000 or higher could be available within a calendar year), fuller prescription coverage, more outpatient services and options for dental, optical and life insurance benefits.

The cost of insurance plans will vary with age, gender, benefits and employer size. For example, a basic SHIC plan without dental and vision currently costs in the vicinity of CI$167 per month, per employee (possibly higher for older ages and/or pre-existing conditions), whereas a medical plan with enhanced outpatient benefits typically runs 20% to over 100% higher than SHIC. More comprehensive benefits, including doctor and specialist visits, extra preventative care, dental, vision and prescription coverage, can cost up to CI$500-CI$1,300+ per month, per individual, and about CI$450-$1,200+ without dental or vision. Some insurers use a three-tier rate structure, whilst most use five-family tiers. As a general rule, adding one dependant is about twice the single monthly cost and adding two or more dependants is usually in the range

of three times the employee-only monthly premiums, with adding spouses often being more expensive than adding children. If a Caymanian resident cannot afford to cover themselves or their dependants on a health insurance policy, they should apply to the Needs Assessment Unit (www.nau.gov.ky) for assistance with coverage or shortfalls in their benefits.

The high cost of our health insurance has been known to discourage people from retiring here. Keep in mind that under some group plans, the amount available per annum may reduce upon retirement and most employers in Cayman do not extend health insurance benefits to retirees. See the Retiring in Cayman section for more advice.

Most medical, and some dental, practitioners accept local insurance ‘on assignment’ provided the insurance company guarantees payment and the deductible, if applicable, has been met. This means that the doctor or dentist will claim work done directly from the insurance company on your behalf. Anything not

When it comes to your family’s health insurance,we’ve got this.

paid by your insurance company is your responsibility. If any employer or individual wishes to obtain additional coverage above what is given by the company with which they are employed, or the Government, they are able to do so, but beware that the Health Insurance Commission cannot regulate the rates charged. All medical payments by insurers are based on the Standard Health Insurance Fee (SHIF) schedule, which can be found at www.dhrs.gov.ky – look for the ‘Standard Health Insurance Fees’ on the Health Insurance Commission page. Medical providers are not required to charge within the SHIF, and balances above the SHIF are the patient’s responsibility. For substantial medical services, it is not unreasonable to ask for a written quote and request that it include a ‘pre-determination of benefits and proposed costs’ in addition to the ‘pre-approval of medical necessity’. If a retiree or visitor to Cayman requires medical assistance on-Island, they will usually pay upfront for services, keep all receipts and submit a claim once they return to their

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home country. The receipts will usually need to be fully itemised with diagnosis information and include the currency used and international disease codes. If you are a visitor, you should request that a claim form be completed using Cayman’s standard claim form. It is advised that you call your insurance company or review your policy before travelling to Cayman to verify how your benefits will work overseas. You may also wish to check if your insurance network extends to any local providers, as some insurance companies have already set up a relationship with local providers, which can save you out-of-pocket costs. However, it is not mandatory for medical facilities to accept overseas insurance. Residents who will have relatives visiting are recommended to inquire about their visitors’ insurance, too. If your visitors’ insurance will not cover them whilst in Cayman, they should be encouraged to seek a travel policy to protect them (and to protect you from being asked to sign for financial responsibility if they become ill or

injured). For more information on health insurance for kids, pick up a copy of our sister publication’s 2023 edition of Cayman Parent magazine.

Health Insurance Providers

The Health Insurance Act (2013), Health Insurance Regulations (2013) and Insurance Act (2010) provide a framework for monitoring the Cayman Islands’ health insurance industry. The Department of Health Regulatory Services (DHRS) monitors and regulates the health insurance and healthcare industry in the Cayman Islands. They also provide assistance to the public in resolving disputes regarding the provision of health insurance and health care services. Tel: (345) 946 2084, email: HIC@gov.ky or visit www.gov.ky/dhrs.

Approximately 93% of Cayman’s population is covered by health insurance, which is mandatory for all residents and must be obtained through an approved insurance provider. This includes the Government-owned CINICO and several

other insurers that accept both individual and group applications for healthcare coverage:

Aetna

2nd Floor, North Building, Caribbean Plaza, SMB

Tel: (345) 623 8621

Email: johnl@@aetna.com

Offers high-quality health insurance plans.

BAF Insurance Company (Cayman) Ltd.

Dot Com Centre, Dorcy Drive, Industrial Park, GT

Tel: (345) 949 5089

caymancustomerservice@mybafsolutions.com

Provides affordable health insurance plans designed to meet the needs of a wide crosssection of residents of the Cayman Islands.

Cayman First Insurance Company

> 17 Vibert Bodden Drive, Cayman First Centre, George Town

> Countryside Shopping Village, Savannah

Tel: (345) 949 7028

Email: askus@caymanfirst.com

www.caymanfirst.com

Cayman First is an industry-leading health, property and casualty insurer, delivering bestin-class products and services that respond to the changing needs of individuals, households and businesses. SEE AD PAGE 139

Cayman Islands National Insurance Company (CINICO)

Cayman Centre, 1st Floor, Airport Rd, GT

Tel: (345) 949 8101 (Grand Cayman)

Tel: (345) 948 8101 (Cayman Brac)

www.cinico.ky

This Government-owned insurance company offers the Standard Health Insurance Contract (SHIC plan) to all residents of the Cayman Islands as an individual, couple or family.

CG BritCay

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 949 8699

Email: medical_ky@cgcoralisle.com

www.cgcoralisle.com

CG BritCay is a member of Coralisle Group Ltd. and is one of the largest providers of group major medical health insurance coverage in the Cayman Islands. SEE AD PAGE 140

Pan-American Life Insurance Company of the

Cayman Islands

Unit 221, Cannon Place, North Sound Road, GT

Tel: (345) 949 8304

www.palig.com/cayman

Providing life, accident and health insurance products for individuals and businesses in the Cayman Islands ensuring financial security and peace of mind.

Health Insurance Brokers

The advantage of working through an insurance broker is that they understand the health insurance market and can often compare costs, terms and coverage options. This is a great way to find a plan that is perfectly suited to your needs.

Aon Risk Solutions (Cayman) Ltd.

18 Forum Lane, 2nd Floor, Camana Bay

Tel: (345) 945 1266

www.aoncayman.com

A team of specialists in all lines of corporate insurance, including group health, life and disability. SEE AD PAGE 349

Bogle Insurance Brokers Ltd.

Unit 34 and 35 Pasadora Place, GT

Tel: (345) 949 0579 or (345) 623 0579

Email: service@bogleins.com

Caymanian-owned and operated, with a wealth of knowledge locally and internationally.

SEE AD PAGE 141

Cayman Insurance Centre (Insurance Brokers)

Cayman Business Park, Unit A3, 10 Huldah Ave, GT

Tel: (345) 949 4657

Email: info@cic.com.ky or health@cic.com.ky

www.cic.com.ky

Corporate and individual health insurance coverage. SEE AD PAGE 142

F.I.S. Insurance Brokers Ltd.

Paramount Building, Shedden Road, GT

Tel: (345) 623 5616

Email: info@fiscayman.com

Motor, property, commercial or individual health insurance plans for CG BritCay, Cayman First and Vanguard Risk Solutions.

Marsh Management Services Cayman Ltd.

Governors Square, 23 Lime Tree Bay Avenue, SMB

Tel: (345) 949 7988

Email: caymanoffice@marsh.com

www.marsh.com

Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a comprehensive employee benefits programme, including group medical and ancillary plans.

SEE AD OPPOSITE PAGE

Pensum Services

Unit A7, Cayman Business Park, George Town

Tel: (345) 923 6655

Email: insurance@pensum.pro

www.pensum.pro

Holds 16 years of experience in international insurance, including health insurance for international crew members. Pensum can also assist in obtaining healthcare professional liability insurance for medical providers.

Always here for you

The largest and longest standing healthcare provider in the Cayman Islands

For the past 86 years, we have been committed to helping the people of the Cayman Islands live longer, healthier, and happier lives. This remains true today as the organisation embraces transformation through the birth of its new brand mark – and the achievement of full accreditation status from Joint Commission International in recognition of its excellence in patient safety, quality of care, and clinical management.

With over 120 outstanding physicians offering the most comprehensive services on island, HSA is Committed to Caring for you.

Vanguard

Risk Solutions

3rd Floor, Cayman Financial Centre, 36A Dr Roy’s Drive, George Town

Tel: (345) 949 5836

Email: info@vrscayman.com

www.vrscayman.com

A leading insurance broker in the Cayman Islands for over 35 years providing independent and trusted advice from experienced and qualified professionals. Vanguard offers health insurance brokerage solutions and a wide selection of comprehensive health plans for both individuals and companies.

HEALTH OF THE POPULATION

Healthcare practitioners on-Island provide public and private healthcare services to three distinct demographics: Caymanians, expatriates and medical tourists.

Services fall into one of three subcategories: pre-acute care (public health services, primary care, pharmacy services, laboratory services and diagnostic imaging services), acute care (urgent care, accident and emergency care, inpatient general hospitals and medical tourism) and postacute care (home care, mental health and substance abuse facilities, long-term care and nursing homes and palliative and hospice care). Although on-Island care is available across these areas, residents may go to the US for speciality assessments or treatments upon referral.

In terms of the health of the general population, the Compendium of Statistics (2021) reported that Cayman has an average life expectancy of 82.3, where males are expected to live for approximately 80 years, and females 85 years. This ranks the Cayman Islands in 14th place among some of the highest life expectancy rates in the world.

From June to September of 2023, the Government conducted a nationwide STEPS health survey. STEPS is a standardised tool used to assess noncommunicable diseases (NCDs) and risks within a population. Last done in Cayman in 2012, it tracks health changes over a decade. NCDs like heart diseases, diabetes, and cancer are lifestyle-related, not

infectious, making lifestyle data collection crucial for identifying risk factors. The results will take some time to collate, but ultimately, they will arm the health industry with valuable insight into the prevalence of potential future illness in the population, well into the 2030s.

LOCAL HOSPITALS

Grand Cayman has three fully equipped hospitals: Cayman Islands Hospital, Doctors Hospital and Health City Cayman Islands. The latter hopes to have a second speciality hospital in Camana Bay completed by the end of 2023. Cayman Brac is home to Faith Hospital.

Incredibly, there are approximately 4.7 doctors and 7.8 nurses for every 1,000 people residing in the Cayman Islands. See below for details about our local hospitals and their facilities.

Cayman Islands HSA - George Town Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

Email: info@hsa.ky

www.hsa.ky

The principal healthcare facility in the country is a modern, 139,066 sq. ft., two-storey facility with 127 beds. It offers a wide range of services, such as an A&E department, surgical services, critical care, physiotherapy, a pharmacy, and laboratory (including a modern forensic unit). GT Hospital is a 24-hour, full-service medical facility, fully accredited by the Joint Commission International (JCI). There are four operating theatres, a dialysis unit, oncology unit, x-ray, morgue and several outpatient specialist clinics. These clinics cover gynaecology and obstetrics, paediatrics, internal medicine, dermatology, anaesthesiology, orthopaedics, psychology, cardiology, gastroenterology, psychiatry, radiology, nephrology, ophthalmology, ear, nose and throat, reconstructive surgery, faciomaxillary surgery, chronic pain management, complementary and alternative medicine, chiropractic and urology.

SEE AD PAGE 351

Tel: (345) 948 2243/Fax: (345) 948 2460

Email: info@hsa.ky

www.hsa.ky

Faith Hospital in Cayman Brac is an 18-bed community hospital serving the residents of Cayman Brac and Little Cayman with primary, secondary and emergency care. As part of the Cayman Islands Health Services Authority, Faith Hospital is also fully accredited by the prestigious Joint Commission International (JCI). Faith Hospital provides services in the fields of general medicine, surgery, dialysis, anaesthesia, physiotherapy, dental, obstetrics and gynaecology. Emergency Medical Services provides pre-hospital care and transport. Faith Hospital also has a pharmacy on-site for those in need of medication. Specialist physicians from the George Town Hospital visit regularly.

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

Pharmacy: (345) 946 2407

Fax: (345) 945 1695

www.doctorshospitalcayman.com

Doctors Hospital is a private hospital that has been providing exceptional medical care to Cayman’s diverse communities for over 20 years. They are transforming healthcare by building a team of internationally recognised specialists and investing in cutting-edge technology and state-of-the-art facilities. But, most significantly, they empower patients on their journey to wellness. SEE AD PAGE 345 & 363

Health City Cayman Islands

> 1283 Sea View Road, East End

> 9 Forum Lane, Camana Bay

Tel: (345) 640 4040 or (345) 945 4040

Emergency: (345) 526 2108

Email: info@healthcity.ky

www.healthcitycaymanislands.com

Cayman Islands HSA - Faith Hospital (Brac)

215 Dennis Foster Road, Cayman Brac

Health City Cayman Islands is a state-ofthe-art tertiary care hospital located in East End, Grand Cayman. The hospital, founded by renowned heart surgeon, Dr Devi Shetty, is committed to delivering world-class healthcare that is accessible and affordable for all, offering a tranquil tropical environment conducive to healing and recovery. The innovative business model ensures costs are kept low

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by implementing cost-efficient processes and sustainable buildings, along with a bundled pricing model that provides patients with an upfront flat-rate fee for every procedure and associated services. Health City Cayman Islands services adult and child patients, both local and from overseas, providing highly skilled physicians and surgeons who have more hours of medical experience than most of their US and Caribbean colleagues. Health City has also received the prestigious Joint Commission International seal of approval, which is awarded to hospitals operating at the highest standards. Services include: adult and paediatric cardiology, cardiac electrophysiology, adult and paediatric cardiothoracic and vascular surgery, orthopaedic surgery (knee/hip/ shoulder replacements), neurosurgery and spinal surgery, sports medicine (arthroscopies), neurology, pulmonology and sleep medicine, medical and surgical oncology and chemotherapy, bariatric surgery (weight loss management), medical and surgical gastroenterology, hepatic, pancreatic and biliary surgery, colorectal surgery, urology,

gynaecology, anaesthesiology, paediatric endocrinology, laboratory services, imaging and radiology, Ear, Nose and Throat (ENT), medicine for older adults, physiotherapy and rehabilitation, psychiatry, executive health check-ups and nutrition counselling.

In addition to its main hospital campus at East End, Health City also operates a clinic in Cayman Brac to serve the people of the Sister Islands, as well as one at Camana Bay. The Camana Bay clinic, which offers an extensive array of specialist medical services, is open seven days a week with extended hours. The clinic is also equipped with echocardiogram testing abilities and can take blood samples for all laboratory investigations for diagnostics.

Health City also opened its Radiation Oncology Centre in Camana Bay, offering essential care to cancer patients on-Island and across the region. Health City’s Radiation Oncology Centre is the first phase of the 70,000sq ft. modern, state-of-the-art medical facility being built on three acres of land in southern Camana Bay. Services include: External Beam Radiation Therapy (EBRT), 3-D Conformal Radiation

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Integra

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Therapy (3DCRT), Intensity Modulated Radiation Therapy (IMRT), Image-Guided Radiation Therapy (IGRT), and Volumetric Modulated Arc Therapy (VMAT). Special services, such as Stereotactic Radiosurgery (SRS), Stereotactic Body Radiotherapy (SBRT), and Total Body Irradiation (TBI), will also be offered. Brachytherapy services will also be accessible in the near future. SEE AD INSIDE BACK COVER

DISTRICT HEALTH CENTRES

Cayman’s District Health Centres play a pivotal role within the healthcare system of the Cayman Islands, functioning under the stewardship of the Health Services Authority (HSA). Located across key regions of the three Islands, these centres serve as vital conduits for delivering convenient and comprehensive general healthcare services, catering to the needs of both residents and visitors. On the page opposite, you can find further information and contact details for each of these Health Centres.

Bodden Town Health Centre

The Bodden Town Health Centre, located at 445A Bodden Town Road, is fully staffed by registered nurses who are available Monday and Thursday 8.30am-8pm, Tuesday, Wednesday and Friday 8.30am-4pm and Saturday 8.30am12pm. Physicians are available by appointment on Monday and Thursday 5pm-8pm and Wednesday and Friday 9am-12pm. Children’s vaccines are provided by appointment only. Dental clinics are available by appointment for adults Monday and Tuesday 8.30am-4pm and for children Thursday and Friday 9.30am4pm. The dental hygienist is also available on Wednesday 8am-3pm. A pharmacist is available Monday and Thursday 1.30pm-8pm and Wednesday and Friday 8.30am-4pm. Tel: (345) 947 2299.

East End Health Centre

The East End Health Centre, located at 2367 Sea View Road, is fully staffed by registered nurses who are available Monday to Friday 8.30am4pm and Saturday 8.30am-12pm. Physicians are available by appointment Monday 1pm4pm and Thursday 9am-12pm. A pharmacist is available Monday and Thursday 8.30am4pm. Children’s vaccines are provided by appointment only. Tel: (345) 947 7440 or (345) 926 2812.

North Side Health

Centre

North Side Health Centre, located at 1148 North Side Road, is a convenient option if you have a medical concern while at Rum Point or Kaibo with your family. The centre is fully staffed by registered nurses who are available MondayFriday 8.30am-4pm and Saturday 8.30am-12 pm. Physicians are available by appointment on Tuesday 9am-12pm and Friday 9am12pm and 2pm-4pm. Children’s vaccines are provided by appointment only. A pharmacist is available Tuesday and Friday 8.30am-4pm. An ambulance service is stationed at the clinic 24/7 for emergencies and at-home patients. Tel: (345) 947 9525 or (345) 916 2824.

specialists, sports traumatology, behavioural (mental) health, public health, phlebotomy and a pharmacy. Tel: (345) 244 7520/7683.

Urgent Care Clinic

The Urgent Care Clinic, located off the atrium in the Cayman Islands Hospital, offers walk-in medical services Monday to Friday 8am-11pm and Saturday 8.30am-1pm. Services are aimed at patients with urgent illnesses like persistent cough, earache and flu-like symptoms and minor injuries, including mild sprains and cuts.

West Bay Health Centre

The West Bay Health Centre, located on Reverend Blackman Road, is fully staffed by registered nurses who are available Monday, Tuesday, Thursday and Friday 8.30am–4pm, Wednesday 8.30am–8pm and Saturday 8.30am–12pm. Physicians are available by appointment on Monday, Tuesday and Friday 8.30am-4pm, Wednesday 2pm–8pm and Thursday 9am–12pm. Children’s vaccines are provided by appointment only. A dentist is available on Wednesday, Thursday and Friday

8.30am-4pm. The dental hygienist is also available on Monday and Tuesday 8.30am4pm. A pharmacist is available Monday, Tuesday, Thursday and Friday 8.30am-4pm and Wednesday 1.30pm-8pm. Tel: (345) 949 3439.

Little Cayman Clinic

Little Cayman Clinic, located on Spot Bay Road, provides primary and emergency care to residents and visitors of Little Cayman, with a resident registered nurse and weekly visiting physicians from Faith Hospital. Patients requiring secondary care are transferred to Faith Hospital or the Cayman Islands Hospital. The centre is open Monday, Wednesday and Friday 9am-1pm, Tuesday and Thursday 1pm5pm and has a dedicated ambulance available for emergencies 24 hours a day. A physician from Faith Hospital visits on Wednesday and is available during the hours of 9am-12.30pm and 1.30pm-3pm. For more information, Tel: (345) 948 0072 or (345) 916 5395 (outside office hours).

Smith Road Medical Centre

Smith Road Medical Centre, located at 150 Smith Road, offers a wide range of outpatient services, including general practice, cardiology,

Patients may be referred to overseas hospitals for treatments that are unavailable or not performed on-Island. Premature babies, those visiting specialists or having complicated surgery, as well as those injured in a bad accident, are often airlifted to Florida for treatment. Check with your insurance company about in-network services abroad or for pre-approval of treatment, otherwise, you may be required to pay the full amount upfront. For more information on overseas medical assistance, you can contact one of the companies below.

Baptist Health International (BHI) (Part of Baptist Health South Florida)

Cayman Islands Office, Smith Road Centre, Suite 5, 150 Smith Road, George Town Tel: (345) 749 3304 www.baptisthealth.ky

BHI Cayman offers PET and diagnostic CT imaging. SEE AD PAGE 353

Holy Cross Health

4725 N. Federal Highway, Fort Lauderdale, USA

Tel: 1 (954) 771 8000

Email: globalservices@holy-cross.com

LABORATORIES

Medical laboratories provide testing on clinical specimens to obtain information about the health of a patient to diagnose, treat and prevent disease. Cayman has the latest equipment and fully qualified doctors, as well as technicians who perform blood analysis (glucose, cholesterol, HIV, DNA testing and others), urinalysis, CT scans, MRIs, x-rays, bone density, digital mammography, echocardiograms, stress tests and thallium scans.

All three hospitals on-Island house medical laboratories. Most recently, the Health Services Authority (HSA) opened the Cayman Islands Molecular Biology Laboratory (CIMBL) to help provide further research and treatment options. In addition to the hospital-based laboratories, there are stand-alone and clinic-based

private medical laboratories in Cayman:

Cayman Islands Forensic Science Laboratory and Cayman Islands Microbiology Laboratory (CIMBL)

George Town Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky

An established multifunctional, state-of-theart laboratory operated by the HSA in Grand Cayman. It offers expertise in several areas, including forensic biology and DNA testing, DNA databasing services, DNA paternity testing, forensic toxicology testing, forensic drug analysis, pathology, genomic sequencing, PCR testing and forensic criminalistics testing in selected areas. SEE AD PAGE 351

Cayman Islands HSA - Pathology Laboratory

Dr Shravana Jyoti, MBBS MD (Pathology)

Dr Kimone Fraser, MBBS DM (Pathology)

George Town Hospital

95 Hospital Road, GT

Tel: (345) 949 8600

World-class Pathology Laboratories in Grand Cayman and Cayman Brac. They are operated by a highly qualified and committed team of specialists and support staff. They conduct a wide variety of tests, including microbiology (bacteriology, parasitology and virology), histology, cytology, haematology, clinical chemistry and immunohaematology.

SEE AD PAGE 351

Cayman Health Laboratory

Grand Harbour Medical Suites, Red Bay

Tel: (345) 946 4715

Email: caymanhealth@hotmail.com

A full-service laboratory for doctors and patients on the Island for more than a decade.

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Full-service lab with possible same-day results. Open seven days a week, 9am-9pm.

SEE AD OPPOSITE PAGE & 385

Doctors Hospital Laboratory

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

www.doctorshospitalcayman.com

SEE AD PAGE 345 & 363

MedLab

10 Smith Road Plaza, Smith Road, GT

Tel: (345) 949 7331

Phoenix Health Services

21 Eclipse Drive, Rankin’s Plaza, Eastern Avenue, GT

Tel: (345) 943 8150/Fax: (345) 943 8151

Email: phoenixhealthservicesltd@gmail.com

www.phoenixhealthservices.weebly.com

Services include: blood tests for immigration within half an hour, urine drug screening, microbiology and a full range of laboratory diagnostic tests from cytology to paternity testing, done both in-house as well as sendouts, working in conjunction with many overseas facilities. Overseas referrals are accepted. Lateral Flow Antigen Tests for travel are also done daily. Open Monday-Friday 8.30am-5pm and Saturday 9am-2pm. SEE AD PAGE 355

Total Health

Irshad Cuddapah, BLT MLT - Lab Technician

Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 2222

Email: lab@totalhealth.ky

www.totalhealth.ky. SEE AD PAGE 362

DIAGNOSTIC IMAGING

Diagnostic imaging refers to a variety of non-invasive methods of generating detailed images of the internal, anatomic structures and organs of the body and to assess their level of function. The technology used in the Cayman Islands includes ultrasound, magnetic resonance imaging, computerised tomography scans, and traditional x-rays or other tests.

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Open seven days a week, 9am-9pm.

SEE AD THIS PAGE & 385

3T MRI

George Town Hospital

95 Hospital Road, George Town

Tel: (345) 949 3888

Email: mri@3tcayman.com

www.3tcayman.com

Radiology

Radiology is concerned with radiation for the diagnosis and treatment of disease. This involves ionising radiation (x-rays) and non-ionising radiation, such as ultrasounds.

Cayman Islands HSA - George Town Hospital

Dr Alessandro Lemos – Consultant Diagnostic and Interventional Radiologist

Dr Stephen Blake, BSc MD DM (Rad)

Dr Jaamal Brown, MBBS Pg Cert. DM (Radiology) FRCR (UK)

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

The Radiology Department at HSA is a multifaceted and highly specialised digital department meeting the needs of all patients and clinicians. SEE AD PAGE 351

C A Y M A N

D R .

E B A N K S

At Cayman Surger y, we specialize in a wide r ange of ser vices , including brea s t , vein, hand, pla s t ic , recons t ruc t ive and ot her sur gic al procedures . Our

visitor s a loc al solut ion for many of t heir sur gic al needs .

Dr. Tanja Ebank s is t he C ayman Islands’ top provider for breas t cancer and varicose vein treatment . She al so per forms hand surgeries and consult s with proc tolog y patient s Born and tr ained in Swit zerland she is a highly experienced sur geon who ha s spent year s per fec t ing her cr af t A s an exper t in bot h complex sur gic al and minimally inv a sive la ser procedures , she provides a wide r ange of medic al ser vices to t he loc al communit y. Her pat ient s c an expec t to receive high qualit y per sonalized acces sible t reat ment opt ions on t he Island.

D R .

D A N C E Y

Dr. Anne Dancey is tr ained in all area s of aes t het ic and recons t ruc t ive pla s t ic sur ger y, per forming t he full reper toire of procedures . She specializes in cosmetic surger y, breas t recons truc tion, lymphedema surger y and body contouring af ter significant weight loss . She completed a six-mont h fellow ship at t he world f amous brea s t recons t ruc t ion unit in Gent , Belgium wit h some of t he world‘s bes t microsur geons . She s t ar ted her pr ac t ice in t he C ayman Islands in 2021, init ially a s a visit ing sur geon She now work s closely along side Dr. Ebank s

pla s t ic sur ger y ser vices including Botox and Juvederm.

Dr Yaron Rado, MRMD Med Cert. HonChief Radiologist, Chair, Board of Directors

Dr Kunal Goyal, MD MRCP FRCR FRCPCInterventional Radiologist

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Doctors Hospital Radiology and Ultrasound

16 Middle Road (off Walkers Road), GT

Tel: (345) 914 6439

www.doctorshospitalcayman.com

SEE AD PAGE 345 & 363

Dr Sharath Babu Ananda Murthy, MBBS DNBConsultant Radiologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

SEE AD INSIDE BACK COVER

OceanMed

Bayshore Mall, Level 2, South Church Street, GT

Tel: (345) 946 2326

Email: info@oceanmed.ky

www.oceanmed.ky

The Medical Specialists

West Shore Centre, 508B West Bay Road

Tel: (345) 943 6800

Total Health

Saumajeet Roy, DMRT BRIT MRT - Radiographer Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky. SEE AD PAGE 362

MEDICAL CARE (GENERAL & FAMILY)

Cayman is unique in that there is no need to formally select and register with a particular doctor upon arrival. When you need to see a doctor, you can arrange a visit directly and usually be seen relatively quickly. Some medical practitioners now offer 24/7 urgent care and walk-in appointments.

General Practitioners

Dr. Sook Yin, MBE Cert. Hon. MB ChB BAO

Dr. Sarah Cuff, MRCGP MB ChB DFSRH

Dr. Beatriz Esteban, MD

Vascular Medicine

Dr. Nyali E. Taylor, MD MPH RPVI

Registered Dietician & Diabetes Educator Kristen Lomas, RD CCDE

+1 345-949-5600

admin@sevenmileclinic.ky www.sevenmileclinic.ky

Committed to professional, personalised, compassionate, and holistic care.

Home Visits

Lab Services

Walk-ins Welcome Insurance Accepted

Notary Public Services

Mon – Fri 8:30am – 5:30pm Sat 9am – 12:30pm | Queen’s Court, 175 West Bay Road

Mon, Tues: 8am - 5.30pm

Wed: 8am - 7pm Thurs, Fri: 8am - 5.30pm Sat: 9am -1pm

FAMILY MEDICINE

439 Crewe Rd, GT www.caymanclinic.ky info@caymanclinic.com

Dr. Virginia Hobday MBE MBBS MRCGP

Dr. Denise Osterloh MB ChB

Dr. Fiona Robertson MBBS MRCGP

Dr. Heidi Fahy MBBS DRCOG MRCGP

Dr. Nadia Balleram BMSc MBBS PGDipFM

Dr. Adam Steed MD CCFP

• Healthcare for the family, incl. child & adolescent health

• Women’s health, pap smears and family planning

• IUD’s & contraceptive implants

• School & Scholarship, Immigration Medicals

• Certified Aviation Medical Examiner

• Dive medicals/diving related injuries

(345) 949 7400

SPORTS MEDICINE

Dr. Melissa Mascaro MD CAQSM

ULTRASOUND

Nina Baxa RDMS

- IDEAL PROTEIN WEIGHT LOSS - LABORATORY SERVICES

• Minor injuries

• Illnesses requiring immediate care, incl. intravenous treatment

• Sports injuries, prevention & treatment for overuse

• Platelet Rich Plasma (PRP)

• Medical and cosmetic Botox procedures

• Walk-ins & Emergencies accepted

• Lab Services

WE SPEAK FRENCH / TAGALOG / FARSI / AFRIKAANS

Dr Dirk Belfonte, MBBS MRCP (UK) DCH

43 Walkers Road, George Town

Tel: (345) 326 5741

Email: docsoncall@outlook.com

Dr Virginia Hobday, MBE MBBS MRCGP M PHIL

Dr Denise Osterloh, MB ChB

Dr Fiona Robertson, MBBS DRCOG MRCGP

Dr Heidi Fahy, MBBS DRCOG MRCGP

Dr Melissa Mascaro, MD CAQSM

Dr Nadia Balleram, BMSc MBBS PGDipFM

Dr Adam Steed, MD CCFP

Nina Baxa, RDMS

Cayman Clinic Medical Centre

439 Crewe Road, George Town

Tel: (345) 949 7400 or (345) 623 7400

Email: info@caymanclinic.ky

www.caymanclinic.ky

Other Languages: French, Tagalog, Farsi and Afrikaans. Services: Family medicine including women and child’s health, IUDs and contraceptive implants, school, executive and insurance medicals, work permits, certified aviation examiner for Canada and Cayman, dive medicals and dive-related injuries, urgent

care and minor surgeries, PRP and trigger point injections, viscosupplementation, lab services, in-house ultrasounds and sports medicine specialist. Walk-ins welcome.

SEE AD PAGE 359

Dr Else Christoffersen, MB BCh LRCP SI MSc Dermatology

Cayman Doctors Ltd.

Tel: (345) 943 6363

Dr Alvaro Armiñán, MD

Celimar Central Clinic

Unit 11, The Strand Shopping Centre, SMB West Bay Road South

Tel: (345) 745 1300

Cayman Islands HSA - Smith Road Medical Centre General Practice

Dr Gerard Christian, MBBS - (West Bay Health Centre)

Dr Ricardo Clarke, MD

Dr Obinna Eleweanya, MD ACC

Dr Moses Gallow, MBBS

Dr Anna Matthews, BSc MBBS MPH

Dr Courtney Maylor, MD ACC

Dr Fiona Robertson, MBBS MRCGP

Dr Wilmoth Shillingford, MBBS MRC ACC

Dr Joy Wallace-Grant, MBBS

Dr Orrett Thane, MBBS

Dr Glaister Bell, MBBS DM Fam Med.

Dr Eryka Simmons, BSc Med Sc MBBS MSc CD

Dr Karlo Sedano-Barredo, MRCGP

Dr Imilla Barredo-Sedano, MRCGP

Dr Ngozi (Grace) Onah-Ezema, MD MPH

Dr Lorna Jackson, DM Fam Med.

Dr Paul Williams, MD DM Fam Med. ACC

Dr Dominic Caudeiron, MBBS

Dr Adiaris Williams-Rodriguez, MBBS

Smith Road Medical Centre (2nd Floor)

150 Smith Road, George Town

Tel: (345) 244 7520 or (345) 244 7683

Email: info@hsa.ky

www.hsa.ky

The HSA’s General Practice Clinic provides a range of general family health services and offers a variety of up-to-date diagnostic and treatment services in a modern, friendly environment. Services are by appointment only and include family medicine, diagnosis,

investigation and treatment of non-lifethreatening illnesses, a dressing clinic, management of chronic medical conditions, including diabetes, hypertension, asthma and muscle and joint problems, along with routine check-ups, including medicals and well-woman exams. SEE AD PAGE 351

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Doctors Express cares for all your family’s needs, from coughs, colds, fever and flu to serious injuries like broken bones, cuts that need stitches and burns. Open seven days a week, including most public holidays, Doctors Express is both convenient and quick. With an in-house x-ray, pharmacy and lab, all your healthcare needs are under one roof. SEE AD PAGE 357 & 385

Dr Philip Buys, MB BCh MPraxMed BSc (Hons) (Aerospace Med) DOH (Family Physician)

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Dr Sidney Ebanks, MBBS (UWI) - Family Practitioner

Dr Rina Bernard, MD - General Practitioner

Dr Grant Rogers, MBChB. DOH. MDC/PL/ MED/563 – Family Physician

Dr Winston A. Isles, BSc (Hons) MBBS MScGeneral Practitioner

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Health City at Camana Bay

9 Forum Lane, Camana Bay

Tel: (345) 640 4040

Email: info@healthcity.ky

www.healthcity.ky

general medicine and medical ontology. They also have a Cayman Brac clinic in Stake Bay and are currently working on a new hospital in Camana Bay. The Radiation Oncology Centre at the hospital was opened in the first phase, with the entire facility expected to be fully operational in 2024. It will specialise in neonatal care, heart care and cancer care, along with emergency facilities.

SEE AD INSIDE BACK COVER

Dr Tarun Sheshagiri, MBBS DNB FNB Consultant Physician and Intensivist Health City Cayman Islands

1283 Sea View Road, East End Tel: (345) 640 4040

Email: info@healthcity.ky SEE AD INSIDE BACK COVER

Dr Sandeep Mahendra, MBBS MD FICMInternal Medicine

Dr Sunku Guptha, MBBS CCST MRCP FRCPConsultant in General Medicine and Medicine for Older Adults

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Emergency: (345) 526 2108

Email: info@healthcity.ky

www.healthcitycaymanislands.com

SEE AD INSIDE BACK COVER

Dr Francisco Martinez, MD Family & Community Medicine – General Practitioner

Dr Rebecca Deasey, MBChB MRCGP - Adult & Paediatric GP

Dr Tanushree Bhakta-Perry, MBChB MRCGP –Family Physician & GP

Dr Alex Vass, BSc MBBS MA MRCGP Dip Derm, Dip GUM Dip Lifestyle Medicine - General

Practitioner, Lifestyle Physician and Wellbeing Coach

Dr Andrew Robinson, BMedSci MBBS - General Practitioner

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: team@integra.ky

www.integra.ky

Integra Healthcare, with locations in both Grand Pavilion and Harbour Walk, runs a comprehensive family medicine service. The team has extensive experience in general family health, wellness, preventive medicine and urgent/emergency care.

SEE AD PAGE 354 & 405

Dr John Addleson, MB ChB Dip Mid COG International Medical Group

Suite 30, Pasadora Place, Smith Road, GT

Tel: (345) 945 2881 /Fax: (345) 949 4341

Email: draddleson@intmedicalgroup.com

www.intmedicalgroup.net

Other Languages: Afrikaans.

Services at International Medical Group include general and family practice, annual physicals, minor surgery, immigration medicals, hormone testing and treatment, allergy testing, chelation therapy, Botox, dermal fillers and more.

SEE AD PAGE 356

Dr Victor Look Loy, MBBS

Unit 4, 2nd Floor, Windward Centre, 93 Smith Road, George Town

Tel: (345) 949 7535

OceanMed

Bayshore Mall, Level 2, South Church Street, GT

Health City has a satellite medical care centre in Camana Bay, which operates as a general practice clinic and offers specialised medical services including cardiology, neurology, pulmonology, urology, gynaecology, gastroenterology, orthopaedics, internal and

Dr. Cleon Davis

MB,BS, DM (Anaesthesia) Anaesthetist

Email: cdavis@familypractice.ky

www.familypractice.ky

Open Monday - Friday, 8.30am - 4.30pm

The Family Practice, 60 Smith Road Plaza, Smith Road, George Town

Tel: (345) 945 6077

DR. SAMANTHA DIGBY

BMBS, DCH, DRCOG, MRCGP General Practitioner

Email: samdigby@familypractice.ky

www.familypractice.ky/dr-samantha-digby

Open Monday – Friday: 8.30am – 4.30pm

The Family Practice, 60 Smith Road Plaza, Smith Road, George Town

Tel: (345) 945 6077

Tel: (345) 946 2326

Email: info@oceanmed.ky

www.oceanmed.ky

Women, children and imaging services.

Dr Ruthlyn Pomares, MBBS

Premier Medical Care

Royale Medical and Wellness Center

36 Bay Town Plaza, West Bay Road

Tel: (345) 769 6230

Email: info@royalemedical.ky

Savannah Medical Clinic

Countryside Shopping Village, Savannah

Dr Sook Yin, MBE Cert.Hon (CAY) MB ChB BAO

Seven Mile Medical Clinic

Queens Court, West Bay Road

Tel: (345) 949 5600 /Fax: (345) 949 5601

Email: admin@sevenmileclinic.ky

www.sevenmileclinic.ky. SEE AD PAGE 359

Dr Charles H. Reid, MA (Oxford) BM BCh

The Brac Clinic, Tibbetts Square

West End, Cayman Brac

Tel/Fax: (345) 948 1777

Email: clinic@bracmed.com

Dr Gordon Smith, MB ChB MRCP (UK)

MRCGP DRCOG

Prevention is better than cure. You’ll get the best care for both, right here.

At Total Health, we’re primed to offer you comprehensive healthcare services under one roof. From urgent care, specialist consultations to on-site diagnostic, imaging, and pharmacy, we offer a one-stop solution to address all preventive healthcare issues. So, go ahead and lead your best life, step into Total Health today!

All services under one roof

Conveniently located in the Grand Pavilion along the Seven Mile Beach Corridor

Open 8 AM - 8 PM, Monday - Saturday

Diabetology |

The Grand Pavilion Commercial Centre, Bougainvillea Way

802 West Bay Road, Grand Cayman, Cayman Islands.

Clinic: +1 (345) 333-2222 | Pharmacy: +1 (345) 333-4444

Email: info@totalhealth.ky | www.totalhealth.ky | www.urgentcarecayman.com

The Children’s Clinic & Family Practice

93 Smith Road, George Town

Tel: (345) 949 2970

Other Languages: French

The Children’s Clinic & Family Practice is dedicated to providing high-quality preventive and acute care for infants, children and adults. They provide neonatal newborn services, wellbaby check-ups, immunisations, sick child visits and much more. Consultations are by appointment, but walk-in emergencies are also catered for.

Dr Samantha Digby, BMBS DCH DRCOG MRCGP

The Family Practice

Smith Road Plaza, Smith Road, George Town

Tel: (345) 945 6077/Fax: (345) 949 0531

www.familypractice.ky

Dr Digby has over 20 years of experience and practises primary care for all ages, specialising in women’s health, screenings, chronic disease management and insurance and work permit physicals. SEE AD PAGE 361

Dr Louis A. Cona, MD

The Strand Medical Centre

The Strand Shopping Centre (off West Bay Road)

Tel: (345) 945 7077

Email: thestrandmedicalcentre@candw.ky

www.caymandoctor.ky

Other Languages: Italian, French, German and Spanish.

Services include general practice, minor surgery, children’s health, men’s and women’s health, musculoskeletal injuries, allergies/ tests, skin conditions, medically supervised

weight reduction programme, insurance and work permit physicals and sports injuries.

SEE AD PAGE 360

Total Health

Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 2222

Pharmacy: (345) 333 4444

Email: info@totalhealth.ky

www.totalhealth.ky

Conveniently located in Seven Mile Beach, Total Health is a comprehensive healthcare facility designed to deliver healthcare in a personalised and accessible environment to residents and tourists. Total Health offers a suite of outpatient services encompassing consultation and treatment, diabetology, ophthalmology, dental, physiotherapy, nutrition, on-site laboratory, imaging (ultrasound and x-ray), health checks, work permit medicals and pharmacy services, creating a seamlessly interlinked one-stop destination for addressing preventative health issues. SEE AD PAGE 362

Dr Kenia Warden, MD

Suite 27, Pasadora Place, Smith Road, GT

Tel: (345) 945 9260

MEDICAL SPECIALTIES

Accident & Emergency Medicine

Cayman Islands HSA - George Town Hospital

Dr Elizabeth McLaughlin, MBBS MSc DMClinical Head of Accident and Emergency 95 Hospital Road, George Town

Tel: (345) 949 8600

HSA is the only authorised provider of emergency medical services in the Cayman Islands, with a 24-hour Accident and Emergency department. The A&E unit provides coverage for people who need urgent medical care. It is always staffed with specially trained physicians and registered nurses. Other specialists, such as surgeons, gynaecologists, paediatricians and radiologists, are available ‘on call’ after normal working hours if needed.

SEE AD PAGE 351

Dr Kurdell Espinosa-Campbell, BSc (Hons) MBBS DM (Emergency Medicine) - Emergency Medicine Consultant

Dr Alison Beadsworth, MBBS FRCEM –

Emergency Medicine Physician

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD THIS PAGE & 345

Anaesthesiology & Pain Management

Cayman Islands HSA - George Town Hospital

Dr Delano Barrett, MBBS DM

Dr Carl Brown, MBBS DM

Dr Karyna Davis-Irons, MBBS DM

Dr Rachel Gooden, MD DM

Dr Delroy Jefferson, MBBS DA DM

Dr Takeyce Palmer, MBBS DM

Dr Gerald Smith, MBBS FRCA

Dr Anthony Williams, MBBS DM

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

The HSA team of highly skilled anesthesiologists is dedicated to ensuring safety, comfort and wellbeing throughout surgical procedures. SEE AD PAGE 351

Cayman Islands Health Services AuthoritySpecialist Clinic

Dr Judith Nicholls, MBBS DM - Pain Specialist

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

www.hsa.ky. SEE AD PAGE 351

Dr Ayanna Ennis, BSC MBBS DM

Centre for Women, Family & Child Health Ltd.

Unit 15C Caribbean Plaza, West Bay Road

Tel: (345) 943 4666

Email: aennis@forhealth.ky

Cayman Islands HSA - Faith Hospital (Brac)

Dr Lorrise Williamson, MBBS DM

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

Email: info@hsa.ky

Dr Johannes Wejbora, MD CCST (UK)Anaesthesiologist

Dr Stewart Southey, MBBCh FRCA MBA MScAnaesthetist

Dr Stephen Gay, MBBS DA (UWI) FFARCS (I)Anaesthesiologist

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Dr Dhruva Kumar Krishnan, MBBS DNB FCAMedical Director, Senior Consultant in Cardiac Anaesthesiology and Intensive Care

Dr Susan Paul, MBBS DA DNBAnaesthesiologist

Dr Sanjay Saha, MBBS MD - Senior Consultant, Anaesthesiologist & Intensivist Consultant Anaesthesiologists:

Dr Sukhen Shetty

Dr Aruna Geeta

Dr Vijaya Kumar Santhanakrishnan

Dr Praveen Kumar Gouraklara Lokeshappa

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky.

SEE AD INSIDE BACK COVER

New Horizon Cayman

West Shore Center, 508 West Bay Road

Tel: (345) 943 5800

Email: care@newhorizoncayman.com

www.newhorizoncayman.com

New Horizon Cayman offers advanced electrotherapy, a safe and effective way to reduce pain and inflammation associated with arthritis, joint injuries and other orthopaedic issues.

Dr Cleon Davis

The Family Practice

Smith Road Plaza, Smith Road, George Town

Tel: (345) 945 6077/Fax: (345) 949 0531

Dr Cleon Davis provides anaesthesia services for a wide variety of surgical disciplines. His area of expertise includes sedation, regional anaesthesia, spinal, epidural and general anaesthesia. He also provides epidural analgesia for patients in labour. SEE AD PAGE 361

Cardiology

Cayman Islands Health Services AuthorityCardiology Clinic

Dr Joanna Kregiel, MD PhD

Dr Brian Noronha

Dr Maeve Ulett-Ivey

Smith Road Medical Centre (2nd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

The HSA’s Cardiology Clinic provides inpatient services for cardiac emergencies and conditions requiring hospitalisation. HSA offers a multi-disciplinary approach to cardiac care, incorporating other specialties into treatment plans, including dietary consultation, cardiac rehab, respiratory therapy and more.

SEE AD PAGE 351

Dr Krzysztof Kukula, MD PhD - Cardiologist

Dr Joanna Kregiel, MD PhD - Cardiologist

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Dr Binoy Chattuparambil, MBBS MS MCh (CVTS)

- Clinical Director and Senior Cardiac Surgeon

Dr Ravi K. Ganga Amancharla, MD FACC

- Chief Interventional Cardiologist and Electrophysiologist

Dr Raghu Prasad, MBBS MD DNB - Senior

Consultant Interventional Paediatric Cardiologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040 or (345) 526 2108

Email: info@healthcity.ky.

SEE AD INSIDE BACK COVER

Cosmetic Medicine & Surgery

In addition to traditional cosmetic surgery, non-invasive, routine treatments including Botox, chemical peels, dermal fillers and Plasma Rich Therapy also fall under this category. Take a look at some options for treatments in Cayman below:

Aventis Dental and Facial Aesthetics

Caribbean Plaza, Second Floor

878 West Bay Road, Seven Mile Beach

Tel: (345) 746 8555

Email: aesthetics@aventis.ky www.aventis.ky

Dr Imogen blends science and artistry for effective anti-ageing outcomes, excelling in Botox, dermal fillers, Profhilo and thread lifts. Aventis utilises the renowned Sciton laser to address hyper-pigmentation and carry out anti-ageing resurfacing.

Beyond Basics Laser & Skincare

3rd Floor, Tomlinson Building, Corner of Walkers Road and Hospital Road, George Town

Tel: (345) 916 7546

Email: info@beyondbasics.ky

www.beyondbasics.ky

Dr Ciro Adamo, MD PhD EBOPRAS

Tel: (345) 949 6040

Dr Tanja Ebanks, MD FMH (Switzerland)

Dr Anne Dancey, FRCS (Plast) MBChB MMedSci MCh (PASP)

Cayman Surgery

Governors Square Units 4-113, 23 Lime Tree Bay Avenue, West Bay

Tel: (345) 946 0067

Email: office@caymansurgery.ky

www.caymansurgery.ky

Specialising in a wide range of surgical services performed locally, including breast, vein, hand, general surgery, aesthetics, cosmetic and reconstructive plastic surgery. SEE AD PAGE 358

Dr Marc J. Kayem, MD FRCSC

Pensum Regenerative Medicine

Tel: (345) 949 8676

Mobile: (345) 939 4505

Email: health@pensum.pro

www.pensummed.pro

Dr Louis A. Cona, MD

The Strand Medical Centre

The Strand Shopping Centre, West Bay Road

Tel: (345) 945 7077/Fax: (345) 945 3153

Email: thestrandmedicalcentre@candw.ky

www.caymandoctor.ky. SEE AD PAGE 360

Dermatology

Cayman Islands Health Services AuthoritySpecialist Clinic

Dr Andrea Clare-Lyn Shue

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky

The HSA’s Dermatology Unit facilitates the diagnosis and treatment of skin, hair and nail disorders. SEE AD PAGE 351

Dr Geronimo Jones, MD Cayman Clinic

439 Crewe Road, George Town

Tel: (345) 949 7400

Email: info@caymanclinic.ky

www.caymanclinic.ky

Dr Jones is a clinical dermatologist providing skin, hair and nail treatments to both adults and children. SEE AD PAGE 359

Dr Rebeca De Miguel, MD PhD - Specialist Dermatologist

derma Ltd., The Grove, West Bay Road Tel: (345) 233 1152

www.derma.ky

Other languages: Spanish

Dr Rebeca De Miguel has a PhD in Psoriasis (2010) and a dual Masters in Oncological Dermatology (2014) and Trichology-hair conditions (2018). derma Ltd. aims to combine a state-of-the-art facility with patientcentred values and offers a wide range of dermatological services from medical to cosmetic treatments, including the opening of

the first facility in Cayman dedicated to Mohs surgery. SEE AD OPPOSITE PAGE

Dr Alison Duncan, MBBS FRCP MScSpecialist Dermatologist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: alison.duncan@integra.ky

www.integra.ky

Integra Healthcare’s team of experienced dermatologists provides a comprehensive paediatric and adult dermatology service. Besides her 12 years of consult-level experience in general dermatology, Dr Alison also has special interests in paediatric problems, skin cancer and vulval dermatology.

SEE AD PAGE 354 & 405

Dr Davide Altamura, MD Masters-Specialist Dermatologist & Dermato-Surgeon

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: davide.altamura@integra.ky

www.integra.ky

Integra Healthcare’s team of experienced dermatologists provides a comprehensive paediatric and adult dermatology service. With 11 years as a UK consultant dermatologist, Davide has a particular interest in skin cancer screening, detection and management, with extensive publications. SEE AD PAGE 354 & 405

Dr Wayne Porter, MD FAAD

282 Crewe Road, George Town

Tel/Fax: (345) 946 9020

Email: dr.portercayman@gmail.com

www.drwayneportercayman.com

Other language: Spanish

Dr Wayne Porter provides several services, including acne treatments, skin cancer detection and treatment, Botox and more.

Endocrinology/Diabetes

Endocrinologists are most often considered as specialists of internal medicine or paediatrics. They focus on the endocrine system (a messenger process of glands and feedback loops of hormones) and its related disease. Through hormonal

analyses, they identify, diagnose and treat such diseases using inhibition/suppression testing. In some cases, treatment may include surgery. The most common types of endocrine diseases include diabetes, hypothyroidism, polycystic ovary syndrome, osteoporosis and metabolic syndrome.

Dr Diane Hislop-Chestnut, BSc (Hons) MB BChir

Palm Road Medical Ltd.

Chestnut Centre, 8 Palm Road (off Smith Road), GT

Tel: (345) 946 7256

Email: reception@diabetescayman.com

Dr Rajnish Kumar, MD PG Cert. Diabetology

PGD Anaesthesiology MBBS

Total Health

Grand Pavilion, West Bay Road, SMB

Tel: (345) 333 2222

Email: appointments@totalhealth.ky www.totalhealth.ky

Dr Kumar is an expert in managing complicated diabetes cases and holds more than 17 years of clinician experience. He strongly believes that “prevention is better than cure” and is trained in the fields of Internal Medicine, Diabetology and Critical Care. SEE AD PAGE 362

Fertility Treatment

If you are having trouble conceiving, there are plenty of options on-Island. Most OB/GYNs will be able to undertake initial testing and subsequent treatment that may be required, such as ovarian stimulation and IUI. At the time of publication, the only licensed and certified practice offering IVF treatment is the Cayman Fertility Centre.

Dr Joseph Davis

Cayman Fertility Centre

Heron Place, 1283 Seaview Road, East End Tel: (345) 233 0770

www.caymanivf.com

Dr Rommel El-Madany - Consultant Obstetrician /Gynaecologist MB BCh (Cairo) FRCS (GYN) (Edinburgh) HDGO (Dublin) DM MD RCSI/ IPA (Dublin) Diploma of Advanced Obstetrics

Ultrasound/Foetal Medicine: RCOG/RCR (London)

Helena Medical Group, 9 Smith Road Plaza, Smith Road, George Town

Tel: (345) 946 2496

Urgent Care/After Hours: (345) 926 2911

Email: islandobgyn@icloud.com

SEE AD PAGE 368

Dr Diana van der Borden, Consultant Obstetrician/Gynaecologist, MBBS

Dr David Stone, Consultant Obstetrician / Gynaecologist, MD FACOG

OceanMed

Bayshore Mall, Level 2, South Church Street

Tel: (345) 946 2326

Email: info@oceanmed.ky

Gastroenterology

Gastroenterologists are focused on investigating, diagnosing, treating and preventing all gastrointestinal and hepatological (liver, gallbladder, biliary tree and pancreas) diseases. There are several gastroenterologists in the Cayman Islands, some of which you can find below:

Dr Manoj Kumar - Consultant Surgical Gastroenterologist

Dr Cyril Alex – Consultant Gastroenterologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky

www.healthcitycaymanislands.com

SEE AD INSIDE BACK COVER

Dr Trevor L Seaton, MBBS FRCP (C) FACG

Island Medical Specialists

Unit C, Hospital Road Plaza, George Town

Tel: (345) 946 9770

Email: info@islandmedicalcayman.com

Hospice & Palliative Care

Jasmine

31 Jasmine Blossom Way, West Bay Road

Tel: (345) 945 7447

Email: info@jasmine.ky

www.jasmine.ky

Jasmine provides free palliative care, hospice care, and bereavement support for people living with a life-limiting or end-of-life illness.

Care is provided by professional nurses in the home or at the Jasmine Villa, depending on the needs and wishes of patients and their families. Jasmine’s services are aimed at improving quality of life for patients and their families through pain and symptom management, emotional support, education and other holistic therapies. Anyone can refer a patient to Jasmine and support can be provided alongside treatment.

In-Home Nursing Care

With an ageing population and an increasing number of people choosing to retire in the Cayman Islands, the demand for in-home nurses continues to grow. Such nurses provide home-based care for patients, typically in the form of follow-up treatments post-discharge from a hospital or long-term nursing care at home for adults with a chronic illness, injury or disability.

AAA Caregivers Agency

Tel: (345) 916 5925 or (345) 916 1601

Email: aaacaregivers@candw.ky

www.aaacaregivers.ky

AAA Caregivers provides healthcare services and have qualified nurses with tertiary education and over 10 years of experience caring for and nursing the elderly.

Caring Hands Cayman

171 Elgin Avenue, Cricket Square, GT

Tel: (345) 943 1177

Email: support@caringhandscayman.com

www.caringhandscayman.com

With a local physician in-house, serving as a medical advisor, and a clinical team of registered nurses, individualised care plans are prepared to deliver quality healthcare for the best outcome for adults and paediatric clients. The home healthcare nursing services include, but are not limited to, medication management, elderly care, dementia, respite care, infusion therapy, wound care and a medical escort service. Caring Hands Cayman is dedicated to enhancing the quality of life, dignity and independence of the elderly or those needing nursing care in their own home.

Internal Medicine/Infectious Disease

Cayman Islands HSA - George Town Hospital

Dr Courtney Cummings, MD DM

Dr Karen Galloway-Blake, MD DM

Dr Shawn Gutierrez, MD

Dr Nelson Iheonunekwu, MBBS DM PG Cert (Nephrology)

Dr Candise Price

Dr Raymonde Rohan-Moving

95 Hospital Road, George Town

Tel: (345) 949 8600

Internal Medicine physicians at the HSA are trained to manage a wide range of health conditions, from common illnesses to complex diseases. SEE AD PAGE 351

Cayman Islands HSA - Faith Hospital (Brac)

Dr Nikkei Thompson-Girish

215 Dennis Foster Road, Stake Bay

Tel: (345) 948 2243

www.hsa.ky. SEE AD PAGE 351

Dr Christian Hinzmann, MD – Internal Medicine Consultant

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Dr Stephen J. Pickering, MB ChB FRCP (UK)

Grand Harbour Medical

Grand Harbour Medical Suites, Red Bay

Tel: (345) 949 4309/Fax: (345) 949 7543

Email: drstephen@themedicalclinic.com

Dr Joseph L. Barefoot, MD ABIM

Suite 13H, Grand Harbour Shops, Red Bay

Tel: (345) 949 9412/Fax: (345) 943 9412

Neurology, Neurosurgery & Pain Management

Cayman has several neurologists and neurosurgeons specialising in the treatment of disorders of the nervous system. Such disorders include strokes, epilepsy, blocked arteries, chronic back pain, neuromuscular and movement disorders. See the following for a list of those who can help with neurological issues:

Cayman Islands HSA - Specialist Clinic

Dr Dwaine Cooke - Neurosurgeon

Dr Judith Nicholls - Pain Management

Smith Road Medical Centre (3rd floor)

150 Smith Road, George Town

Tel: (345) 244 7750 or (345) 244 7751

SEE AD PAGE 351

Dr James Akinwunmi, MBBS FRCS (SN)

Cayman Neurosurgeons International Group

Tel: (345) 769 8370

A UK-trained specialist who previously ran an NHS and Harley Street (London) practice. Performs surgeries of the brain, spine and peripheral nerve surgery (carpal tunnel surgery).

Dr Romnesh de Souza, MBBS MD DNB –Consultant Neurologist and Interventional Neurologist

Dr Susant Kumar, DM MD – Consultant Neurologist

Dr Rose Giammarco – Consultant Neurologist & Headache Specialist

Health City Cayman Islands

1283 Sea View Road, East End Tel: (345) 640 4040

Email: info@healthcity.ky

www.healthcitycaymanislands.com

Obstetrics & Gynaecology

Once pregnant, one of the first and most important decisions one has to make is selecting an OB/GYN. In Cayman, you may choose either a private specialist doctor or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The Cayman Islands Hospital (HSA) and Doctors Hospital (DH) have maternity wards where babies can be delivered.

For more information on healthcare for babies and children, see the OB/GYN listings or the Having A Baby chapter. The following are some experts currently available in the Cayman Islands:

Cayman Islands HSA - George Town Hospital

Dr Gilbertha Alexander, MBBS DM MRCOG

Dr Elaine Ebanks, MBBS DM

Dr Rhonda Reeves, MBBS DM FRCOG

Dr Davina McCoy, BSc MBBS (Registrar)

Dr Karina Palmer-Forde, BSc MD (WellWomen’s Clinic)

Dr Peter Sipos, MD PhD (Med) MsC (Health Economy) MRCOG CCT (UK)

Dr Iulia Irimia

95 Hospital Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky. SEE AD PAGE 351

Dr Awardnath (Howard) Deosaran, BSc MD DM FACOG LLB (Hons)

Centre for Women, Family & Child Health Ltd.

Unit 15C, Caribbean Plaza, West Bay Road

Tel: (345) 943 4666 or mobile: (345) 925 7020

Email: hdeosaran@forhealth.ky

Dr Clovet Hessing, BSc (Hons) MBBS DM (OBGYN) FACOG

Centre for Women, Family & Child Health Ltd.

Unit 15C, Caribbean Plaza, West Bay Road

Tel: (345) 943 4666

Email: chessing@forhealth.ky

Dr Zbigniew “Dr Ziggy” Zwierzchowski, MDObstetrics Gynaecologist

Dr Lisa Hinzmann, MD - Obstetrics & Gynaecologist Consultant

Dr Sarath De Alwis, FRCS FRCOG MRCP, FFSRH (UK) FACOG MRCS LRCP (Eng) LRCS (Edin) LRCP (Edin) LRCP&S (Glas) – Consultant Specialist OBGYN

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Cayman Islands HSA - Faith Hospital (Brac)

Dr Venkamma Bonigi, MBBS DGO

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

Dr Pooja Monteiro, MBBS DFP MRCOG-1 DNB –Consultant Gynaecologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

SEE AD INSIDE BACK COVER

Dr Madhavi Manoharan, MBBS MD MRCOG

DFFP - Specialist Obstetrician and Gynaecologist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: madhavi.manoharan@integra.ky

www.integra.ky

Integra Healthcare has a renowned OB/GYN team covering obstetrics, gynaecology, child and adolescent gynaecology and fertility. Dr Madhavi brings a decade of tertiary consultant-level experience and specific interests in early pregnancy scanning, highrisk pregnancies and foetal medicine.

SEE AD PAGE 354 & 405

Dr Mike Smith, MBChB MRCOG - Specialist

Obstetrician and Gynaecologist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: mike.smith@integra.ky

www.integra.ky

Integra Healthcare has a renowned OB/GYN team covering obstetrics, gynaecology, child and adolescent gynaecology and fertility. Mike has subspecialty training in Gynaecological Oncology and has advanced gynaecological surgical skills in both open and minimal-access surgery. SEE AD PAGE 354 & 405

Dr Laura Hole, MBBS BSc MRCOG - Specialist

Obstetrician and Gynaecologist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: laura.hole@integra.ky

www.integra.ky

Integra Healthcare has a renowned OB/GYN team covering obstetrics, gynaecology, child and adolescent gynaecology and fertility.

Dr Laura has a special interest in surgical gynaecology, colposcopy and is an advanced laparoscopic surgeon. SEE AD PAGE 354 & 405

Dr Barry Richter, MD - Board Certified Obstetrician & Gynaecologist, Board Certified Urogynaecologist, European Society of Aesthetic Gynaecology certified, Certified Menopause Practitioner (SAMS), (NAMS)

NovoClinic

BritCay House, 236 Eastern Avenue, GT Tel: (345) 746 6082

Email: frontdesk@novocayman.com

Dr Diana van der Borden, MBBS - Consultant Obstetrician/Gynaecologist

Dr David Stone, MD FACOG - Consultant Obstetrician/Gynaecologist OceanMed

Bayshore Mall, Level 2, South Church Street, GT Tel: (345) 946 2326

Email: info@oceanmed.ky

Dr Rommel El-Madany - Consultant Obstetrician/ Gynaecologist MB BCh (Cairo) HDGO (Dublin) FRCS (Edinburgh) DM MD RCSI/IPA (Dublin) Diploma of Advanced Obstetrics Ultrasound/ Foetal Medicine: RCOG/RCR (London)

Helena Medical Group

9 Smith Road Plaza, Smith Road, George Town Tel: (345) 94-OBGYN (62496)

Urgent Care/After Hours: (345) 926 2911

Email: islandobgyn@icloud.com

Consultant/Specialist OB/GYN: gynaecologic wellness, high-risk pregnancy, infertility, traditional and advanced laparoscopic/ endoscopic surgery, including advanced laparoscopic surgery and minimally invasive surgery for heavy periods, fibroids, endometriosis, urinary incontinence, sterilisation, prolapse, etc. Advanced equipment, including 4D, 3D and coloured ultrasound, electronic urodynamics, digital colposcope and LEEP procedures. One-stop cancer screen, foetal anomaly scan, nuchal translucency and amniocentesis tests and packages for pregnancy care and delivery. SEE AD THIS PAGE

Oncology

Cayman Islands Cancer Society (CICS)

114 Maple Road, George Town

Tel: (345) 949 7618

Email: info@cics.ky or www.cics.ky

Facebook: www.facebook.com/CICSCayman

Instagram: @c.i.c.s

The Cayman Islands Cancer Society (CICS) helps cancer patients in a variety of ways, including counselling, peer support, greeting cards designed by children, art therapy, hospital equipment and financial support for those who qualify. They provide those individuals who qualify with access to their Charity Voucher Programme, which offers pap smear tests, prostate exams and mouth and throat cancer screenings. An HPV vaccination programme is also available in partnership with the HSA.

Cayman Islands HSA - George Town HospitalChemotherapy Unit

Dr Lundie Richards

42 Pines Drive, George Town

Tel: (345) 244 2872 or (345) 244 2706

Email: oncology2@hsa.ky. SEE AD PAGE 351

Dr Sanjay Awasthi, MD - Medical Oncologist

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Dr Vineetha Binoy, MBBS MD DM - Senior Consultant Medical Oncologist

Dr Agniva Basu - ENT Specialist, Head & Neck Surgeon

Dr Pravin Khandare - Junior Consultant Medical Oncologist

Dr Jaganmurugan Ramamurthy – Consultant Surgical Oncologist

Dr Vikas Roshan, MBBS IGRT/IMRT –Consultant Radiation Oncologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

SEE AD INSIDE BACK COVER

Ophthalmology

Ophthalmologists provide medical and surgical treatment of eye diseases, give diabetic eyecare and perform cataract

surgery. Cayman is lucky to have several eyecare experts to assist with both simple and complex needs.

Cayman Islands HSA - Lions Eye Clinic

95 Hospital Road, George Town

Tel: (345) 949 8600/Fax: (345) 949 2998

The eyecare team offers a comprehensive range of medical and surgical ophthalmic services from the eye clinic at the George Town Hospital. SEE AD PAGE 351

Dr Eugene Foley, FRCS MB BCh BAO NUI

107 Claude Hill Road, off Smith Road, GT

Tel: (345) 946 4944 or (345) 916 6264

Email: info@drfoleyeyeclinic.com

Dr Eugene Foley provides several optical services, including general ophthalmology, eye surgery, full diabetic eyecare, lasers, glaucoma, kids’ assessments and all eye emergencies. Most insurance policies accepted on assignment. SEE AD THIS PAGE & 386

Optique

8 Queens Court Plaza, West Bay Road

Tel: (345) 949 EYES (3937)

Email: info@optique.ky

www.optique.ky

Dr Priyanka, MBBS MS (Ophthalmology) FRCS (Part 2) Glasgow

Total Health Grand Pavilion, 802 West Bay Road, SMB Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Dr Priyanka is a qualified eye surgeon at Total Health with over 13 years of experience in the field of Ophthalmology. She has worked alongside retina specialists and is well-versed in diagnosing and providing treatment for retinal disorders, as well as performing eye surgeries. She also specialises in anterior segments surgeries. SEE AD PAGE 362

Orthopaedics & Sports Medicine

Dr Melissa Mascaro, MD CAQSM

Cayman Clinic

439 Crewe Road, George Town

Tel: (345) 949 7400/Fax: (345) 949 9045

Email: cayman.clinic@gmail.com

www.caymanclinic.ky

Dr Mascaro provides preventative measures and management of injuries to both elite and recreational athletes. SEE AD PAGE 359

Cayman Hand Centre

Dr Hesham Sida, FRCS MSc Orth BMSc MBBCh Grand Pavilion (main entrance), West Bay Road

Tel: (345) 946 2500/Emergency: (345) 939 2500

Email: office@caymanhandcentre.com

www.caymanhandsurgeon.com

With over 25 years of experience and operating privileges at both Doctors Hospital and HSA, Dr Hesham Sida specialises in hand and wrist surgery ranging from carpal tunnel release, fractures and dislocations to tendon repairs, arthrodesis, arthroplasty, nerve repairs, vascularised bone grafts, trapeziectomies, microvascular and reimplantation surgery. He also specialises in sports medicine and wrist, elbow, knee and ankle arthroscopic surgery and medicolegal reports. SEE AD THIS PAGE

Cayman Islands HSA - George Town HospitalOrthopaedic Clinic

Smith Road Medical Centre - Sports & Exercise Medicine

Dr Kadiyala Sekhar, MBBS MS

Dr Allan Larsen, MD PhD

Dr Alwin Almeida MBBS, MS (Orthopaedics)

Dr Nigel Boothe

Dr Verley Campbell

Dr Howard Richards

Dr Sean Teeling MBBCh BSc MRCS(Edin)

> 95 Hospital Road, George Town

> 150 Smith Road (2nd Floor)

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky

Expertly qualified teams at the Orthopaedic Clinic, Physiotherapy unit and state-of-the-art Smith Road Medical Centre Sports Medicine clinic, utilise modern techniques and the latest technological advancements to expedite the recovery of patients who have suffered injuries due to accidents, sports, or daily activities. SEE AD PAGE 351

Professor Adrian Wilson, MD MBBS BSc (Hons)

FRCS FRCS (Tr & Orth)

Dr Scott Hodges, DO

Dr Alex Sielatycki, MD

Dr Raghbir Khakha, MD FRCS (Tr & Orth) MBBS MSc

Dr Kristian Kley, MD

Dr Ali Noorani, MD MBBS BSc (Hons) MRCS

FRCS (Tr & Orth)

Professor Nima Heidari, MD MBBS MSc FRCS (Tr&Orth)

Dr Onur Berber, MD FRCS (Tr&Orth) MSc BSc (Hons)

Dr Tejas Ozarkar, MD

Dr Wai Yoon, MD BSc (Hons) MBBS MRCS FRCS (Tr & Orth)

Start living your best pain-free life today

We’re delighted to announce that Drs Olivia Antos and Nabil Khan, t wo world- class or thopaedic surgeons, have joined the C ayman Or thopaedic Group as full time physicians and resident s of Grand C ayman

Dr Olivia Antos

MBChB, FCOrth (S.A), Mmed (Wits) Orthopaedic Surgeon

Dr Nabil Khan

MBChB, FCOrth (S.A), Mmed (Wits)

Orthopaedic Surgeon

Dr Antos is highly valued in her field for her subspecialt y training in general or thopaedic trauma and paediatric or thopaedic s . Dr Khan’s subspecialt y training in spor t s surger y and his work in car tilage regeneration, repair, and use of collagen-matrix make him

With dec ade s of or thopaedic experience bet ween t hem, t his husband and wife me dic al te am is s et to bring their ex tensive surgic al and diagnostic skills to all the people of C ayman

Dr Melissa Mascaro, MD

Goncalo Lourenco, RN-FA

Marcus James, RN-FA

NovoClinic

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 746 6082

Email: frontdesk@novocayman.com www.novoclinic.ky

Cayman Orthopaedic Group

Dr Frank Smith, MBChB FRCSC

Orthopaedic Surgeons:

Dr Olivia Antos, MBChB FCOrth (S.A) Mmed (Wits)

Dr Nabil Khan, MBChB FCOrth (S.A) Mmed (Wits)

Dr Jamie Arbuthnot, MBChB MRCS (Eng) FRCS (Tr and Orth)

Dr Cory Cundal, MD FRCSC

Dr Kelly Johnston, MD FRCSC

Unit 1, Smith Road Plaza, Smith Road

Tel: (345) 945 8380

WhatsApp: (345) 917 6864

Email: info@cog.ky

Specialist orthopaedic practice providing the highest quality care for each individual patient. COG employs the most innovative procedures and state-of-the-art technology to treat sports injuries, minimally invasive shoulder, knee and hip surgery, trauma, and other osteoarthritic treatments. SEE AD OPPOSITE PAGE

Dr Matthias F. Herzig, MD PhD - Consultant Orthopaedic, Trauma & Reconstructive Surgery

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 914 6512 or mobile: (345) 924 0041

Other: (345) 325 9000 or (345) 640 1422

Email: dr.m.herzig@gmail.com

Other Languages: French and German

Dr Matthias F Herzig is board-certified in trauma, orthopaedic, reconstructive and general surgery and sports medicine, with a UK specialist registration. He treats all musculoskeletal trauma and sports injuries and has over 25 years of experience in keyhole surgery for shoulder, knee and ankle, including meniscus, cartilage and ligament reconstruction, along with ACL and PCL repair, total hip and knee replacement, and foot and ankle surgery, including bunion/ hallux valgus surgery. His other services

include treatment of all fractures, carpal tunnel surgery and conservative management of back pain, including nerve blocks and facet joint infiltrations. On-site diagnostics include XR, US, CT, MRI and lab. Medico-legal reports are also available. SEE AD PAGE 345 & 363

Dr Pekko Kuusela, MD – Consultant Orthopaedic Surgeon

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Dr Niranjan Nagaraja, MBBS DNB D.OrthoSenior Orthopaedic Surgeon Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040 or (345) 526 2108

Email: info@healthcity.ky.

SEE AD INSIDE BACK COVER

Island Orthopaedics

Pervez Ali, MD FRCSC

Olufemi Ayeni, MD PhD FRCSC

Bradley Petrisor, MD MSC FRCSC

Krishan Rajaratnam, MD FRCSC

Franklin Tran, MD FRCSC

Ivan Wong, MD FRCS

Fay Frederick, RN Dip HSM

Unit A1, Crown Square, 71 Eastern Ave, GT

Tel: (345) 640 6360

Email: info@islandorthopaedics.ky

www.islandorthopaedics.ky

Rebranded in 2022, the only comprehensive subspecialty orthopaedic service in the Cayman Islands. The surgeons of Island Orthopaedics have the longest history of orthopaedic care on-Island and are the exclusive providers for many types of surgical procedures and treatments. Their surgeons are all university faculty, fellowship-trained and recognised internationally as leaders in the treatment of the musculoskeletal system. If you require help with arthritis, other joint-related issues, a sports injury, fractures, paediatric orthopaedic issues or want a second opinion, their team will provide the best possible care, utilising cutting-edge procedures and technology to help you on your journey to recovery.

New Horizon Cayman

West Shore Center, 508 West Bay Road

Tel: (345) 943 5800

Email: care@newhorizoncayman.com

www.newhorizoncayman.com

Regenexx Cayman

West Shore Center, 508 West Bay Road

Tel: (345) 943 5900

US Toll-free: 1 (877) 211 3834

Email: info@regenexxcayman.ky

www.regenexxcayman.ky

Will Of Wellness

13 Belmont Close, Crewe Road, George Town

Tel: (345) 926 2428

Email: wowcayman3@gmail.com

Otorhinolaryngology (ENT)

Ear, Nose and Throat (ENT) specialists diagnose, treat and manage diseases of the ears, nose, sinuses, larynx (voice box), mouth and throat, as well as structures of the neck and face. They are often uniquely trained in surgery, minimising the need for overseas referrals.

Dr Frank Glatz, MD FABO FAAOHNS FAAOA

Cayman E.N.T. Associates

Unit 2, Alexander Place, Dorcy Drive, GT

Tel: (345) 945 3822

Email: jharris@candw.ky

Cayman Islands HSA - Specialist Clinic

Dr Gyanendra Jha, MBBS MSc ENT

Dr Cengiz Uneri, MD FRCS (Eng)

Dr Raul Kwesi Davis

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 351

ENT in Cayman

Dr Ulrich Ecke, MD ENT

Dr Fionnuala Keane, MBChB DCH DRCOG

PGDiPENT

Pasadora Place, 94 Smith Road, GT

Tel: (345) 745 3253

Email: info@entincayman.com

www.entincayman.com

ENT in Cayman Ltd. provides complete

diagnosis and treatment of ear, nose and throat conditions: acute and chronic hearing loss and balance problems, sinus inflammation, diseases of the mouth, sleep apnoea, head and neck and voice box disorders for adults and children of all ages.

Dr Nadine Yammine, MD MSc FRCSC - Specialist in Otolaryngology (ENT) Head & Neck Surgery, Laryngology & Cosmetic Surgery

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: ENT@integra.ky. SEE AD PAGE 354 & 405

Dr Gyanendra Jha, MBBS MSc ENT

Total Health

Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 2222

Email: appointments@totalhealth.ky www.totalhealth.ky

Dr Gyanendra Jha is a senior specialist with excellent medical knowledge, sharp clinical skills and vast experience in treating patients with ear, nose and throat conditions. Dr Jha has earned numerous awards and recognitions from his medical peers as well as the Cayman Islands community. SEE AD PAGE 362

Paediatrics

Paediatricians specialise in concerns of physical, mental and social health of children from birth to young adulthood (neonatal through to 18 years of age). The field encompasses a broad spectrum of health services that include everything from preventative healthcare to the treatment of chronic or acute diseases. Paediatricians also handle environmental, social and biological development concerns.

Dr Christine Chen, MD MBBS DABP FAAP

Centre for Women, Family & Child Health Ltd.

Unit 15C Caribbean Plaza, West Bay Road

Tel: (345) 943 4666

Email: christinec@forhealth.ky

Cayman Islands HSA - George Town Hospital

Dr Marilyn McIntyre, MBChB DRCOG FRCM

Dr Earl Robinson, MD FAAP (American Board of Paediatrics)

Dr Linden Swan, MB BS (Guyana) DM (UWI)

Dr Chela Lamsee-Ebanks, MBBS DM

95 Hospital Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky

The HSA offers paediatric services within inpatient and outpatient care delivered by a team of experienced doctors, nurses and support staff.

SEE AD PAGE 351

Dr Ramon Lacanilao, MD - Paediatrician Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Dr Shyla Chacko Jehangir, MBBS DCH MRCPCH MSc Allergy

Dr Abraham’s Clinic

Unit 7, Alexander Place, Dorcy Drive, GT

Tel: (345) 945 7050

Dr Jasmina Marinova, MRCPCH MD –Specialist Paediatrician and Neonatal Medicine

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: jasmina.marinova@integra.ky

www.integra.ky

Dr Jasmina is a specialist paediatrician with an interest in neonatal medicine. Integra Healthcare provides a team of tertiary-trained paediatric and newborn specialists providing a comprehensive service. Jasmina provides a comprehensive, holistic paediatric service to infants of all ages, as well as attending deliveries and providing newborn care.

SEE AD PAGE 354 & 405

Dr Sarah Newton, MBChB FRACP (paeds) DCH – Specialist General Paediatrician and Newborn Care

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: sarah.newton@integra.ky

www.integra.ky

Integra Healthcare provides a team of tertiarytrained paediatric and newborn specialists providing a comprehensive service. Besides

her general paediatrics and newborn care, Dr Sarah has a particular interest in growth and development, as well as complex diagnostics and care. SEE AD PAGE 354 & 405

Dr Sara Watkin, MBChB MRCP (paeds) FRCPCH MD – Specialist Paediatrician and Neonatologist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: sara.watkin@integra.ky

www.integra.ky

Integra Healthcare provides a team of tertiarytrained paediatric and newborn specialists providing a comprehensive service. Dr Sara has 25 years of experience as a consultant in the UK, focusing on the sickest and most preterm infants. SEE AD PAGE 354 & 405

Dr Siobhan Jaques, MBBS BSc DRCOG FRCPCH

– Specialist Paediatrician and Neonatologist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: siobhan.jaques@integra.ky

www.integra.ky

Integra Healthcare provides a team of tertiary-trained paediatric and newborn specialists providing a comprehensive service. Siobhan is an experienced consultant in neonatal care, with an additional interest in the mental wellbeing of children and excellence in paediatrics. SEE AD PAGE 354 & 405

Dr Rob Bomont, MBChB BSc (Med Sci Pharmacology) MA (Medical Education in Clinical Settings) FRCPH - Specialist Paediatrician and Neonatologist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: rob.bomont@integra.ky

www.integra.ky

Integra Healthcare provides a team of tertiarytrained paediatric and newborn specialists providing a comprehensive service. Dr Rob is a highly experienced specialist paediatrician and neonatologist with particular interest in antenatal counselling, developmental paediatrics, childhood infection and paediatric

medicines. SEE AD PAGE 354 & 405

Dr Zanele Balang, MBBS DM - Consultant

Paediatrician, Paediatrics

OceanMed

Bayshore Mall, Level 2, South Church Street, GT Tel: (345) 946 2326

Email: info@oceanmed.ky

Dr Gordon Smith, MB ChB MRCP (UK)

MRCGP DRCOG

The Children’s Clinic and Family Practice

Windward Centre, 93 Smith Road, GT

Tel: (345) 949 2970

Email: drgoffice@candw.ky

www.thechildrensclinic.ky

Other Languages: French.

Paediatric Cardiologist

Dr Aritra Mukherji, MBBS MD FNB - Paediatric Cardiologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040 or (345) 526 2108

Email: info@healthcity.ky.

SEE AD INSIDE BACK COVER

Paediatric ENT

Dr Ulrich Ecke, MD ENT

Dr Fionnuala Keane, MBChB DCH DRCOG

PGDipENT

Niamh Kilcoyne, Audiologist MSc

Alison Mulder, BA (Hons) Speech Therapist

ENT in Cayman

Pasadora Place, 94 Smith Road, George Town

Tel: (345) 745 3253

Email: info@entincayman.com

www.entincayman.com

Pathology

Dr Shravana Jyoti, MBBS (India) MD (JIPMER)

Dr Kimone Fraser, MBBS DM

Cayman Islands Hospital

95 Hospital Road, George Town

Tel: (345) 949 8600

Medical testing in microbiology (bacteriology, parasitology and virology), histology, cytology, haematology, clinical chemistry and immunohaematology.

SEE AD PAGE 351

Dr Ishani Bhuyan - Consultant Pathologist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Email: info@healthcity.ky.

SEE AD INSIDE BACK COVER

Podiatry & Orthotics

Podiatrists diagnose and treat conditions of the foot, ankle and structures of the leg.

Mr Ray Anthony, FCPodS DPodM

Helix Healthcare, 4 Middle Road, George Town

Tel: (345) 749 4444

Psychology, Psychotherapy, Psychiatry & Counselling

Psychiatry and psychology are overlapping professions, where practitioners of both are mental health professionals. Their area of expertise is the mind and the way it affects behaviour and wellbeing. They often work together to prevent, diagnose and treat mental illness. However, it is important to understand the difference. A psychiatrist

is a medical doctor who specialises in preventing, diagnosing and treating mental illness, whereas a psychologist has a doctoral degree in psychology, which is the study of the mind and behaviours.

Cayman Islands HSA - George Town Hospital

- Alex’s Place

95 Hospital Road, George Town

Tel: (345) 949 8600

Email: info@hsa.ky

www.hsa.ky

Evidence-based mental health care, specifically for adolescents and young adults, delivered by a diverse team of professional psychiatrists, psychologists, nurses, social workers and therapists. SEE AD PAGE 351

Aspire Therapeutic Services

Unit A13, Crown Square, Eastern Avenue, GT

Tel: (345) 743 6700

Behavioral Health Associates Cayman

Dr Marc Lockhart, MD

Dr Susanne Neita, MB BS DM (Psychiatry)

Individual / Family / Couples Counseling

Parenting As sistanc e & Suppor t

In -home Inter ventions

School O bser vations & Inter ventions

Psyc hiatric Ser vic es

Speec h & L anguage Therapy

Psyc hoeducational As ses sments

Neuropsyc hologic al As ses sments 1(345)

We are able to work with most insurance companies.

Xenia Sotiriou, BA MEd Adv. Dip PhD

Unit B, Hospital Road Plaza, George Town

Tel: (345) 746 0066/Fax: (345) 746 0071

Email: info@bhac.ky

www.bhac.ky

Other languages: Spanish Board Certified Consultant Psychiatrists specialising in the treatment of children, adolescents, adults and seniors. Additional associates specialising in psychiatry, forensic and legal evaluation. SEE AD PAGE 373

Cayman ABA

Unit 15, Pasadora Place, Smith Rd, GT

Tel: (345) 947 5477

Email: info@caymanaba.com

www.caymanaba.com

A multi-disciplinary practice that offers ABA therapy to significantly improve the quality of life for children with Autism. Offers early intervention, therapy and playschool, school-inclusion shadowing, behavioural therapy, parent training and more.

Caribbean Haven Residential Centre (CHRC)

2409 Bodden Town, Breakers

Tel: (345) 947 9992

Email: counselling.services@gov.ky www.dcs.gov.ky/chrc

Caribbean Haven Residential Centre offers an intensive residential substance abuse treatment programme for individuals struggling with substance abuse and or addiction and co-occurring disorders. A social detoxification programme is available in the Withdrawal Management Unit.

Cayman Islands Crisis Centre (CICC)

Estella’s Place & TAYA Lounge, Crown Square, Eastern Avenue, George Town

Tel: (345) 949 0366

24-hour Crisis Line: (345) 943 2422

Toll Free: 1 (800) 534 2422

Email: info@cicc.ky

www.cicc.ky

The Cayman Islands Crisis Centre is a charitable organisation that provides services

Focused ABA therapy (ages 5-17)

• Afterschool home-based focused ABA therapy

• Afterschool clinic and community-based group behavioral therapy

Parent Support

• Individualized Behavioral Skills (BST) parent training

• Positive Behavior Supports (PBS) workshop

Assessment

• Functional Behavioral Assessment (FBA)

• Adaptive Skill Assessment (AFLS, ABLLS-R, VB-MAPP)

Why Cayman ABA?

• We're the only internationally accredited Behavioral Health Centre of Excellence (BHCOE) in the Caribbean

• We are family-focused

• Our Clinicians and Teachers are internationally and locally licensed

• We integrate a variety of evidence-based approaches based in developmental psychology and behavioral science to provide holistic care.

345-947-5477

info@caymanaba.com

www.caymanaba.com

of safe temporary shelter for women and their children, community education and assistance to all victims of abuse. The CICC acknowledges that domestic abuse is a violation of an individual’s human rights and is not just a problem that affects the person directly involved but also their families and the whole community. The CICC’s services are available to everyone regardless of race, creed, nationality, socio-economic status, gender, sexual orientation, age, language, religion or physical ability. The emergency shelter is only available for women and their children. However, services such as the 24hour confidential crisis line and the walk-in clinic, Estella’s Place, are available to everyone in the community, including male victims of domestic abuse. All programmes and services are available to all three Islands and are provided at no cost to the community.

Cayman Islands HSA - Specialist Clinic

Dr Stenette Davis - Psychiatrist

Dr Omotayo Bernard - Psychiatrist

Dr Toni-Ann Heron, MBBS DM - Psychiatrist

Sophia Chandler Alleyne, BSc MSc - Child Psychologist

Dr Antonia Hawkins, BSc MSc PhDPsychologist

Dr Cavelle Delfosse - Psychologist

Dr Paulette Gayle - Psychologist

Dr Tonya Holder - Psychiatrist

Dr David Nightingale – Psychiatrist

Dr Dominic Basson – Psychiatrist

Dr Marc Lockhart - Psychiatrist

Samantha Sharpe - Applied Behavioural Analyst

Marili Meyer – Psychologist

Jasmine Powell – Psychiatric Social Worker

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 244 2650

Email: info@hsa.ky

www.hsa.ky. SEE AD PAGE 351

Employee Assistance Programme (EAP)

Tel: (345) 949 9559

Email: eap@eapcayman.com

www.eapcayman.com

Pasadora Place, 94 Smith Road, Units 14 & 15, George Town, Grand Cayman

Individual and couples counselling for member company employees. EAP helps with

personal challenges that may be affecting job performance and physical health.

Dr Diwakar Sharma, MBBS MD - Consultant Psychiatrist

Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky.

SEE AD INSIDE BACK COVER

Hope Academy (Clinical Services)

Pauline VanderGrinten, MHC LPC NCC BC-TMH

Dr Julie Goodman, MSc PGCE AFBPsS

CPsychol - Psychologist

Carla Mueller – Counsellor

Todd Grunert, Ed.S. NCSP- Psychologist

Dr Jill Kelderman Walsh – Paediatric

Neuropsychologist

Dr Kai Morgan-Campbell – Clinical Psychologist

Dr Charles Motsinger – Psychiatrist

Grand Harbour, 1053 Crewe Road, Red Bay

Tel: (345) 769 4673

Email: pauline@mentalhealthci.com or office@

Our Services

Assessments

• Psychoeducational

• Neuropsychological

• Personality and Intellectual Functioning

• Career Guidance

• Pre-Surgical Evaluations

• Psycholegal and Forensic Therapies

• Cognitive Behavioural Therapy (CBT)

• Dialectical Behaviour Therapy (DBT)

• Solution-Focused Therapy

• Eye Movement Desensitization and Reprocessing Therapy (EMDR)

Additional Services

• Equine-Assisted Psychotherapy

• Pain Management

• Employee Assistance Programs

hopecayman.com

Hope Academy (Clinical Services) offers a wide range of services, from consultation and assessment to education and treatment. Their clinicians are committed to providing a comprehensive treatment team approach within a supportive, nurturing and healing environment. They provide high-quality, exceptional and effective services by utilising effective, well-researched, evidence-based treatment. Services include: mental health therapy for individuals, couples and families of all ages, speech-language therapy (SLT), in-home family and parenting assistance, group therapy, school observations and interventions, schoolbased ABA, psycho-educational testing, neuropsychological assessments, psychiatric services/medication management and free consultations. SEE AD PAGE 373

Infinite Mindcare

Tel: (345) 926 0882

www.infinitemindcare.com

Individual Therapy for Teens/Adults

• Mood Disorders (Depression/ Bipolar)

• Post-Traumatic Stress Disorder (PTSD)/traumatic stress

• Complex Trauma

• Anxiety Disorders (eg: GAD, Social Anxiety)

• Panic Attacks

• Obsessive-Compulsive Disorder

• Substance Use Disorders/ Addictions

• Attention-Deficit/Hyperactivity Disorder

• Psychotic Disorders (eg: Schizophrenia)

• Grief/Loss

• Relationship Stress; Separation/ Divorce

• Sleep Difficulties

• Personal Growth/Development

• Occupational Burnout/Changes

• Career Counselling

• Pre-Surgical Evaluations

KidsAbility

Dr Laurence Van Hanswijck de Jonge, PhD

Wendy Mupaku, MSW

8 Midtown Plaza, George Town

Tel: (345) 943 5437

Email: info@kidsability.ky

www.kidsability.ky

KidsAbility is a paediatric therapy clinic offering developmental neuropsychology services, counselling services, occupational therapy, speech-language therapy, a feeding clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.

Life Options

Dr Shari Smith

Tel: (345) 940 5433

www.lifeoptions.ky

OnCourse Cayman

Dr Alexandra Bodden, PsyD MA MS ClinPharm

Dr Liezel Anguelova, PhD

Dr Russ Buford, PhD

Suite 130, Windward 1, Regatta Office Park, SMB

Tel: (345) 745 6463

Corporate Training/Workshops

• Team Building

• Effective Communication/Conflict Resolution

• Stress Management

• Mental Health in the Workplace

• Crisis Support in the Workplace

• Customized Workshops to Meet Your Goals

Child Therapy

• Behaviour Management

• Anger Control

• Scholastic & Learning Problems (eg: Learning Disabilities, ADHD)

• Depression/Low Mood/Low Motivation

• Abuse/Trauma

• Anxiety, Fears and Phobias

• Parental Supports

• Bed Wetting and Soiling

Dedicated to providing psychological, mental health and developmental support for every age

The Wellness Centre is a licensed health facility, with a team of clinical specialists who provide a wide range of comprehensive psychological, mental health, behavioural interventions and corporate wellness services to individuals, families and organizations.

Psychological Services

• Clinical & Educational Assessments

• Specialized Diagnostic Services

• Reflective Supervision | Clinical Supervision

• Marriage & Family Therapy

• Individual Therapy (child & adult)

• Child & Parenting Services

• Maternal Wellness & Infant Mental Health

• CBT | DBT | ACT | EMDR

• SPACE

• Play Therapy | Filial Therapy | TheraPlay

• Perinatal Mental Health

• Corporate Wellness Services

Developmental Support Services

• Autism & ADHD Community Experts

• Developmental Screening & Assessment

• Early Start Denver Model (ESDM)

• Practical Functional Assessments

• Skills Based Treatment (ABA)

• Play2Grow: an enrichment early childhood programme

• The Growing BrainTM Training

• Parent / Caregiver Training & Support

• Social Skills: PEERSTM

• Vocational & Independent Living Skills

• Disability Employment Support

• Disability Policy Consultation

• Dementia Capable Care Specialist Services & Training

Mental Health Needs we support

• Anxiety Disorders

• Depression | Mood Disorders

• Behavioural Disorders

• Grief & Loss

• Trauma

• Suicide & Self-Harm

• Infant Mental Health (PostNatal & Attachment)

• Eating Disorders

• Personality Disorders

• ADHD

Email: info@oncourse.ky

www.oncourse.ky

Private mental health clinic offering comprehensive psychological services, including therapy for children, teens and adults for anxiety disorders, mood disorders, PostTraumatic Stress Disorder (PTSD)/traumatic stress, substance abuse, ADHD, grief/loss, personal growth/development and more. They also offer psychological assessments, group therapy, corporate workshops and EquineAssisted Psychotherapy with horses.

SEE AD PAGE 375

The Counselling Centre

2nd Floor, Apollo House West, 87 Mary Street, GT

Tel: (345) 949 8789

www.dcs.gov.ky/tcc

The Counselling Centre (TCC) offers individual and group therapeutic services to anyone in the Cayman Islands experiencing mental health or emotional wellbeing difficulties. Their therapists and counsellors can provide support in areas such as anxiety, depression, addiction, trauma, grief and couples counselling. They also facilitate groups to address anxiety (adults and young people), relationship enhancement, recovery from alcohol and substance misuse, and trauma-informed yoga peer groups. Contact TCC to meet with an intake assessment officer who will be able to discuss in detail the options for treatment to best meet your needs.

The Family Resource Centre (FRC)

Department of Counselling Services Apollo House West, 87 Mary Street, GT Tel: (345) 949 0006 or www.dcs.gov.ky/frc

The Family Resource Centre provides services and programmes aimed at developing healthy family relationships, including parenting programmes to support families and strengthen parenting capacity, young parent services, parent coaching to help address individualised parenting concerns and accomplish family goals and various parenting workshops/information sessions. FRC leads several international public awareness campaigns that include Honouring Women Month, Teen Pregnancy Prevention, Anti Bullying-Stood Up and International Men’s Day. ‘Legal Befrienders’ also offers free legal advice as a walk-in clinic on Tuesdays from

5pm-6.30pm.

The Wellness Centre

Smith Road Medical Centre, 3rd Floor

150 Smith Road, George Town

Tel: (345) 949 9355

WhatsApp: (345) 925 8246

Email: info@wellnesscentre.ky

www.wellnesscentre.ky

The Wellness Centre is a licensed healthcare facility offering a comprehensive menu of psychological, mental health and developmental support services for children, teens and adults. They specialise in mental health therapy, psychological assessments and corporate wellness programming. Clinical staff are fully qualified doctoral and masters level clinicians, utilising evidence-based, culturally attuned therapeutic interventions. SEE AD OPPOSITE PAGE

Pulmonology

Pulmonologists specialise in diseases related to the respiratory tract; a practice also known as ‘respirology’.

Dr Archita Joshi Bhatt, MBBS MD IDCCM

Dr Harsha Venkataramanaswamy, MBBS MD –Consultant Pulmonologist

Health City Cayman Islands

1283 Sea View Road, East End Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky. SEE AD INSIDE BACK COVER

Stem Cell Treatments

Stem cell medicine is a pioneering field concerned with regrowing, repairing and replacing damaged cells, organs and tissues through personalised treatments.

Pensum Regenerative Medicine Ltd.

Dr Joseph Purita, MD - Orthopaedic Surgeon

Dr Frank Smith, MD - Orthopaedic Surgeon

Dr Fadi Tarazi, MD - Orthopaedic Surgeon

Dr John Harlock, MD - Vascular Surgeon

Dr Marc Kayem, MD - ENT Cosmetic Surgeon

13 Belmont Close, Crewe Road, George Town Tel: (345) 949 8676 or (345) 939 4505

Email: health@pensum.pro

www.pensummed.pro

Pensum Regenerative Medicine specialises in

the use of Regenerative Cell and PRP therapy for orthopaedic, cosmetic and overall health conditions. These cells are harvested from the patient’s blood, fat or bone marrow and can reduce inflammation, cause cells to grow in number and turn into different types of tissues. Many experts in the regenerative cell field feel fat tissue may be the ideal regenerative tissue since it has everything we need, including growth factors. Contact them to learn which therapy is best for you.

Regenexx Cayman

West Shore Center, 508 West Bay Road, SMB

Tel: (345) 943 5900

US Toll-free: 1 (877) 211 3834

Email: info@regenexxcayman.ky

www.regenexxcayman.ky

Regenexx Cayman offers advanced blood platelet (PRP) and stem cell injections to treat orthopaedic injuries and conditions.

Surgery/Rheumatology

Rheumatologists are internists with special skills and training in the complex diagnosis and treatment of arthritis and rheumatic illnesses. They treat patients with pain and disorders of the joints, muscles, tendons, bones and other connective tissues. See below for medical practitioners who specialise in these fields:

Cayman Islands HSA - George Town Hospital

Dr Joel Assrope, MD

Dr Ajit Mathew

Dr Kimon Bonadie, MBBS DM TH&PS

Dr Ajit Mathew, MBBS FRCS

Dr Ernest Jehangir, MBBS FRCS Dip Clin Ed

Dr James Ansell

Dr Collin Graham

Dr Santiago De Solo – Rheumatologist

Dr Dwaine Cooke - Neurosurgeon

95 Hospital Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 351

Dr Sharon Chambers, MB BS (U.W.I.) MD (Res) MRCP (UK) CCT (Rheumatology) - Consultant

Rheumatologist

Dr Darley Solomon, MD MBA - General Surgeon

Dr Omar Felix, MBBS DM FACS – General Surgeon

Dr Alfred Choy, MA MB MChir FRCS - General Surgeon

Dr Christopher Bromley – General Surgeon Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Cayman

Islands HSA - Faith Hospital (Brac)

Dr Srirangan Velusamy, MBBS MS FRCS

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

www.hsa.ky. SEE AD PAGE 351

Dr Binoy Chattuparambil, MBBS MS MCh (CVTS) - Senior Consultant in Cardiovascular and Thoracic Surgery

Dr Agniva Basu, MBBS MS - ENT Specialist, Head and Neck Surgeon

Dr Manjunatha Kandala, MBBS DNBNeurosurgeon and Spine Surgeon Health City Cayman Islands

1283 Sea View Road, East End

Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky. SEE AD INSIDE BACK COVER

Urology

Cayman Islands HSA - Specialist Clinic

Dr Rafal Krupiniewicz, MD FEBU

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 244 7750 or (345) 244 7751

SEE AD PAGE 351

Dr Oliver Kayes, MBBS MSc MD (Res) FRCS

(Urol) FECSM - Urologist and Men’s Health Specialist

Cayman Orthopaedic Group

Unit 1, Smith Road Plaza, Smith Road, GT

Tel: (345) 945 8380

WhatsApp: (345) 917 6864

Email: info@cog.ky. SEE AD PAGE 370

Vascular Services

Dr Nyali Taylor, MD MPH RPVI

Seven Mile Medical Clinic

Queens Court, West Bay Road

Tel: (345) 949 5600 Fax: (345) 949 5601

Email: admin@sevenmileclinic.ky

www.sevenmileclinic.ky

DENTAL & ORTHODONTIC HEALTH

Dental Care

There is a wide selection of dentists practising in the Cayman Islands. However, the cost difference between Government dentists and private dentists can vary considerably, though there is often a waiting list at the hospital. Some work can be done at the walk-in clinics, such as extractions and dentures. However, health insurance plans don’t always cover dentistry, and the coverage can vary. Orthodontics is not always covered, but if your plan does provide for it, a lifetime maximum is often stipulated. Pain management treatment combined with orthodontics is available on-Island. There are 12 dental centres in the Cayman Islands, employing over 160 registered practitioners (including nurses, assistants and hygienists) and providing preventative care, corrective treatments, orthodontics and dental surgery.

Aventis Dental and Facial Aesthetics

Caribbean Plaza, Second Floor

878 West Bay Road, SMB

Tel: (345)746 8555

Email: dental@aventis.ky

www.aventis.ky

Aventis revolutionises your dental experience, combining cutting-edge technology and skill in a luxurious setting. Dr Jonathan excels in general and cosmetic dentistry and the hygienists provide meticulous and gentle dental cleaning.

Cayman Dental Services

Dr Howard Ironstone, BSc Phm DDS FAGD FICD

Dr Thomas Lerikos, BSc DDS

Dr Charlecia Moore, BSc DDS

Dr Alexandra Cutus, BSc DDS

Dr Hannah Griffin, BDS MFDS RCSEd

Dr Suki Murbay, BDS MSc

Dr Michael H Morgan, DDS MS

Dr Juan Lopez, DMD DDS

18 Forum Lane, Camana Bay

Tel: (345) 945 4447

Cayman Islands HSA - George Town Hospital

Dr Naude Dreyer, DMD

Dr Lyle Bridgeman, DDS

Dr Andrea Campbell - Maitland, DDS AEGD

Dr Megan Griffith

Dr Pratish Munasur, BChD - UWC

Dr Lavanya Pernapati, BDS AEGD GPR

Dr Michael Leon, DMD Cert Endodontics

Dr Cheri De Vos

Dr Thammy Powery

Dr Shogan Govender BChD, PDD Implantology

MChD Oral medicine and Periodontology

95 Hospital Road, George Town

Tel: (345) 949 2554

SEE AD PAGE 351

Dr Wilbert Veit, DMD FAGD FAES FICOI

Dr Adam Stang, DDS

Dr Youssef Ghobara, BDS (Hons)

Dr Wolfe’s Dental Centre

135 Andrew Drive, Snug Harbour

Tel: (345) 945 4388

Email: info@wolfedental.ky www.wolfesdental.ky.

SEE AD PAGE 381

Cayman Islands HSA - Faith Hospital (Brac)

Dr George David, DMD UK& IRELAND

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

My Island Dentist

Dr Talia Davidson, DDS

Dr Jessica Thomas, DDS

Dr Grant Woo, DMD

Carrie Rimando, RDH

Peeta Sandhu, RDH

Governors Square, West Bay Road

Tel: (345) 749 9500

WhatsApp: (345) 324 9500

www.myislanddentist.com

Now offering an online booking service, My Island Dentist is a full-service dental clinic providing preventative, restorative and cosmetic dentistry services to individuals and families throughout Cayman. They take an individualised approach to their patients’ overall wellness. Services include: EMS Airflow technology for dental cleanings, dental exams, digital x-rays, nitrous oxide sedation, root canals, sports’ guard fittings, extractions,

• General Dentistry

• Braces

• Root Canal Treatment

• Crowns and Bridges

• Esthetic DentistryLumineers, Veneers

• Surgical removal of Wisdom teeth

• Teeth Whitening

• Amalgam-free Practice

The Strand Dental Clinic

The Strand Shopping Centre

Tel/Fax: (345) 949 3367

Email: jpultr@yahoo.com

florence.enescot@gmail.com

(Accept all major Dental Insurances)

Dentists:

Dr Talia Davidson, DDS

Dr Jessica Thomas DDS

Dr Grant Woo DMD

Hygienists:

Comprehensive Dental Care

Dr Keelin Fox

Dr Jennifer Mountjoy

Dr Jane Gosney

Examination/Cleanings

White Fillings/Bridges/Veneers

Root Canal/Extractions

Dental Implants/Orthodontics

Fixed Braces/Invisalign

Teeth Whitening

Composite Bonding

Digital Smile Design Master

Award Winning Cosmetic Dentist

Anti-Wrinkle Injections

Dermal Fillers

( 34 5 ) 943 7000

www.thedentalcentrecayman.com

thedentalcentre1@gmail.com

treatment for TMJ/grinding, cosmetic bonding, crowns, veneers, cosmetic whitening, tooth-coloured fillings, bridges, therapeutic and cosmetic Botox, filler and Invisalign with digital scanning. SEE AD PAGE 379

Dr Sharn Mentz, BChD (Pretoria)

Ocean Dental

Suite 17, Grand Harbour Shoppes, Red Bay

Tel: (345) 949 7623

Email: oceandental@hotmail.com

Dr George Batgidis, DDS FIADFE FAAIDDental Surgery

Dr Kris Togias DMD PC - Orthodontist Specialist

Dr Mauritz Crouse BChD PGDip DentPaediatrics and General Dentistry

Dr David Chernin DMD MLS FICD FACD FAAHD - Practice of Endodontics

Dr Aikaterini Fysikoudi DDS HSPD (HonM)Children’s Dentistry

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, George Town

Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Other Languages: Spanish, German, French, Greek, Afrikaans, Tagalog General dentistry for children and adults, root canal and gum (perio) treatments, cosmetic restorations, mouth guards, teeth whitening at clinic (laser and home kits available), advanced 3D imaging, NewTom Gianno and Soredex digital x-rays, iTero 5, intraoral cameras, safe sedation options, orthodontics, oral surgery and dental implants. SEE AD OPPOSITE PAGE

Dr Boban Kostich, DDS MFGDPRCS (UK)

Smile Dental Clinic & Orthodontics

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 7303

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Other Languages: Serbian, Afrikaans Treating adults and children and providing a wide range of services from cosmetic dentistry, crowns, bridges and veneers to oral surgery and placing implants for over 30

years, Dr Bob has a gentle, caring nature and a courteous chairside manner. Their dental hygienists are Sonia Persaud, Sandra Fullerton, Julia Hydes, Erin Luco, Danielle Chartier and Jaimie Robins. SEE AD PAGE 378

Dr Al Latif, DDS (Lond.) MSc in Conservative Dentistry (Lond.)

Smile Dental Clinic & Orthodontics

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 7303

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Dr Al Latif studied at the Royal London School of Medicine and Dentistry and qualified in 2001. He went on to complete a Master’s degree in Conservative Dentistry and specialises in cosmetic and restorative dentistry. Treating adults and children, he provides a wide range of services, from fillings, crowns, bridges and veneers to oral surgery and implants. With over 20 years of expertise, patients receive gentle and informed care in a down-to-earth environment. SEE AD PAGE 378

Dr Niels Altmayer, DMD (DE)

Smile Dental Clinic & Orthodontics

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 7303

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Dr Altmayer can offer well-founded experience and comprehensive dental care in the entire field of dentistry but focuses on endodontics (root canal treatment) and biomimetic dentistry. By treating his patients with a surgical microscope, he aims to preserve teeth with the highest precision, offering minimally invasive procedures without pain.

SEE AD PAGE 378

The Dental Centre

Dr Keelin Fox, BA B.Den.Sc MFDS (RCSI) (MClinDent) Orthodontics and Dentofacial Orthopaedics

Dr Jennifer Mountjoy, BDS NUI MSc Imp Dent.

Dr Jane Gosney, BDS, MSc

2nd Floor, Fidelity Financial Centre, SMB

Tel: (345) 943 7000

Email: thedentalcentre1@gmail.com

www.thedentalcentrecayman.com

The Dental Centre offers comprehensive, state-of-the-art dental treatment.

SEE AD OPPOSITE PAGE

Dr Florence Enescot, DMD (France) DDS (Canada)

The Strand Dental Clinic

The Strand Shopping Centre (off West Bay Road)

Tel/Fax: (345) 949 3367

Email: florence.enescot@gmail.com

Other Languages: French (residency completed at the Montreal Children’s Hospital).

The Strand Dental Clinic offers family and cosmetic dentistry, root canal treatments, crowns and bridges, veneers and Lumineers, teeth whitening and gum treatments. They are DenMat-certified and emergencies are accepted. They are an Amalgam-free dental practice. SEE AD PAGE 379

Dr Jan Frank Pultr, LT (Sweden) BDS (UK)

The Strand Dental Clinic

The Strand Shopping Centre (off West Bay Road)

Tel/Fax: (345) 949 3367

Email: jpultr@yahoo.com

Other Languages: Swedish, Czech, German Offers family and cosmetic dentistry, braces, Invisalign certified, root canal treatments, crowns, bridges and veneers, aesthetic dentistry, surgical removal of wisdom teeth, teeth whitening and gum treatments. Amalgam-free dental practice. Emergencies accepted.

SEE AD PAGE 379

Dr Oriana Gonzalez de Sabga, DDS

Total Health

Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Dr Oriana Gonzalez de Sabga’s experience encompasses various services in preventative, restorative and cosmetic dentistry.

SEE AD PAGE 362

Tel: (345) 949 5090

www.caymanorthodontics.com

Smile Dental Clinic & Orthodontics

Dr Geoffrey Newton, BSc DDS MScOrthodontist

Dr Pourang Rahimi, DDS MSD FRCD(C)Orthodontist

Units 10-12 Alexander Place, Dorcy Drive, GT Tel: (345) 946 7303

Email: ortho@smiledentalclinic.ky

Other Languages: French and Persian

www.smiledentalclinic.ky

Smile Dental Clinic’s board-certified orthodontists have been treating children, teens and adults for over 30 years. They offer complimentary consultations to determine what your most effective orthodontic treatment options are. Their team works together to create beautiful smiles with the highest quality of orthodontic care in a professional and friendly environment.

Orthodontics

Cayman Dental (Orthodontics)

18 Forum Lane, Camana Bay

•

•

Pasadora Family Dental Centre

Tel: 943 2222 | WhatsApp: 936 3222

Email: info@pfdc.ky | Web: www.pasadorafamilydental.ky

SEE AD PAGE 378 Dr.

• Private Consulting and Treatment Rooms

• Oral Surgery & Perio Treatments

• Calming Relaxed Atmosphere

• Advanced 3D Cone Beam Digital Imaging (NewTom Giano HR)

• All Major Insurance Accepted

• Laser Treatments • Implantology

• Special Care & Hygiene Services

• Sedation

• TMD

•

•

•

• Invisalign Treatment

•

•

•

•

Children’s Dentistry

Dr Kris Togias, DMD PC Board Certified Orthodontist (USA)

Dr Aikaterini Fysikoudi, DDS HSPD (HonM)

Dr Mauritz Crouse, BChD (WCU)

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, George Town

Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Other Languages: German and Greek

Paediatric and orthodontic treatments, Invisalign for adults and teenagers, preventative and special care services, orthodontic treatments with removable and fixed appliances, advanced 3D imaging, NewTom Gianno and Soredex digital x-rays, iTero 5 and safe sedation options.

SEE AD THIS PAGE 381

Dr Boban Kostich, DDS MFGDPRCS (UK) Smile Dental Clinic & Orthodontics

Units 10-12 Alexander Place, George Town

Tel: (345) 949 7303

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky. SEE AD PAGE 378

Dr Wolfe’s Dental Care

135 Andrew Drive, Snug Harbour

Tel: (345) 945 4388

Email: info@wolfedental.ky

www.wolfedental.ky

Dedicated to preserving and restoring the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care to infants, children and adolescents, whatever their oral health needs might be. Expertly and respectfully serving your dental care needs is their focused mission.

SEE AD PAGE 381

Dental Implants, Cosmetics & Dental Oral Surgery

Dr Georgios Batgidis, DDS FIADFE (USA)

FAAID Dental Surgery

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, GT

Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Other Languages: Spanish, German, French, Greek, Afrikaans, Tagalog

General dentistry for children and adults, root canal and gum (perio) treatments, cosmetic restorations, mouth guards, teeth whitening at clinic (laser and home kits available), advanced 3D imaging, NewTom Gianno and Soredex digital x-rays, iTero 5, intraoral cameras, safe sedation options, orthodontics, oral surgery and dental implants.

SEE AD PAGE 381

Dr Boban Kostich, DDS MFGDPRCS (UK)

Smile Dental Clinic & Orthodontics

Units 10-12 Alexander Place, Dorcy Drive, Industrial Park, George Town

Tel: (345) 949 7303

Other Languages: Serbian, Afrikaans

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Providing a wide range of services for adults and children, from cosmetic dentistry, crowns, bridges and veneers to oral surgery and placing

implants for over 30 years. Dr Bob has a gentle, caring nature and a courteous chairside manner. Their dental hygienists are Sonia Persaud, Sandra Fullerton, Julia Hydes, Erin Luco, Danielle Chartier and Jaimie Robins. SEE AD PAGE 378

ALTERNATIVE MEDICINE & MEDICAL CARE

Acupuncture & Alternative Medicine

Cayman Physiotherapy

At two convenient locations:

> Suite 26 Pasadora Place, Smith Road

> West Shore Center, West Bay Road

Tel: (345) 949 8828

WhatsApp: (345) 928 8828

Email: physio@candw.ky

www.caymanphysiotherapy.com

SEE AD PAGE 387

Cayman Islands HSA - Specialist Clinic

Dr Irka Ebanks

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

Therapies include traditional Chinese medicine, acupuncture, Ayurveda (Traditional Indian Medicine), naturopathy, western herbal medicine, yoga, massage and chiropractic therapies. On-site herbal medicine dispenses prescribed by a qualified practitioner.

SEE AD PAGE 351

Da Vinci Centre for Wellness & Alternative Therapies

Park Place (off West Bay Road), SMB

Tel: (345) 943 2002/Fax: (345) 943 1002

www.davinciwellnesscentre.com

SEE AD THIS PAGE, OPPOSITE PAGE & 387

Audiology

Cayman Hearing Center

Dr Annette Stephenson

3rd Floor, Alissta Towers, George Town

85 North Sound Road

Tel: (345) 946 9174

Email: info@caymanhearingcenter.com

www.caymanhearingcenter.com

Cayman Hearing Center is the only fullservice audiology practice in the Cayman Islands dedicating themselves to delivering exceptional care in a comfortable environment. Established in 2007, the Cayman Hearing

Center facility is an extraordinary contribution to hearing solutions on-Island.

SEE AD PAGE 384

ENT in Cayman

Dr Ulrich Ecke, MD ENT

Alison Mulder, BA (Hons) - Speech Therapist

Dr Fionnuala Keane, MBChB DCH DRCOG

PGDiPENT

Hearing and Balance Disorders Centre

Unit 37 Pasadora Place, Smith Road, GT

Tel: (345) 745 3253

Email: info@entincayman.com

www.entincayman.com

ENT in Cayman provides a full range of hearing and balance diagnostics, as well as aural rehabilitation.

Chiropractic

Align Wellness Studio

45 Market Street, Unit 3A, Camana Bay

Tel: (345) 640 5050

Email: info@align.ky

Cayman Islands Health Services AuthoritySpecialist Clinic

Dr Robert Bouliane, BSC DC

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 351

DVC Chiropractic

Park Place (off West Bay Road), SMB

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

Based in the belief that the body has a powerful

self-healing ability, DVC practitioners aim to normalise the relationship between structure (primarily the spine) and function, assisting the body as it heals with the goal of correcting alignment problems and easing pain.

SEE AD THIS PAGE, OPPOSITE PAGE & 387

Dr Gregory Lippitt, BSc DC CAFCI

Unit 209, West Shore Center, SMB

Tel: (345) 943 4357

Novoclinic

Professor Adrian Wilson, MD

MBBS BSc (Hons) FRCS FRCS (Tr & Orth)

Dr Scott Hodges, DO

Dr Alex Sielatycki, MD

Dr Raghbir Khakha, MD FRCS (Tr & Orth)

MBBS, MSc

Dr Kristian Kley, MD

Dr Ali Noorani, MD MBBS BSc (Hons) MRCS

FRCS (Tr & Orth)

Professor Nima Heidari, MD MBBS MSc FRCS (Tr&Orth)

Dr Onur Berber, MD FRCS (Tr&Orth) MSc BSc (Hons)

Dr Tejas Ozarkar, MD

Dr Wai Yoon, MD BSc (Hons) MBBS MRCS

FRCS (Tr & Orth)

Dr Melissa Mascaro, MD

Goncalo Lourenco, RN-FA

Marcus James, RN-FA

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 746 6082

Email: info@caymanspine.com or frontdesk@ novocayman.com

www.caymanspine.com

www.novoclinic.ky

NovoClinic believes the whole is greater than

The only full service audiology practice in the Cayman Islands

Cayman Hearing Center enhances the

Diagnostic

Tinnitus

Balance

Newborn

the sum of the parts, and that wellness of the body builds wellness of the spirit. Their practice provides exceptional care and patient education through a synergistic team of providers and staff.

Synergy Chiropractic & Physiotherapy Ltd.

Christine Cleaver, RMT - Massage Therapist

The Marquee Plaza, 36 Lawrence Blvd, SMB

Tel: (345) 943 8200

Email: info@synergychirophysio.com

www.synergychirophysio.com

Homoeopathy

Zenitha Varghese, BHMS HD (Canada)

Cotton Tree Bay, Cayman Brac

Tel: (345) 927 2654

Email: drzenitha@gmail.com

Hyperbaric Oxygen Therapy

Cayman Islands HSA - George Town Hospital

95 Hospital Road, George Town

Tel: (345) 949 2989

SEE AD PAGE 351

Will of Wellness (WOW)

13 Belmont Close, George Town

Tel: (345) 926 2428

Email: wowcayman3@gmail.com

Hypnotherapy

Da Vinci Centre for Wellness & Alternative Therapies

Park Place, West Bay Road, SMB

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

SEE AD PAGE 382, 383 & 387

Dr Clement Von Kirchenheim, PhD

Smith Road Medical Centre (3rd Floor)

150 Smith Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 351

Massage Therapy

Align

45 Market Street,

Tel: (345) 640 5050

www.align.ky

Joseph Pereira, RMT

3A, Camana Bay

Back to Health

World Gym, Snooze Lane, West Bay Road

Tel: (345) 946 2225

Cayman Physiotherapy

At two locations:

> Suite 26 Pasadora Place, Smith Road, GT

> Westshore Center, West Bay Road, SMB

Tel: (345) 949 8828

WhatsApp: (345) 928 8828

Email: physio@candw.ky

www.caymanphysiotherapy.com

SEE AD PAGE 387

Da Vinci Centre for Wellness & Alternative Therapies

Park Place (off West Bay Road)

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

SEE AD PAGE 382, 383 & 387

Medical Cannabis

Cayman Islands HSA - George Town Hospital

Dr Delroy Jefferson, MBBS DA DM DBA

Dr Judith Nicholls

95 Hospital Road, George Town

Tel: (345) 949 8600

SEE AD PAGE 351

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Email: info@doctorsexpress.ky

Open 7 days a week, 9am-9pm.

SEE AD THIS PAGE & 357

Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 949 6066

SEE AD PAGE 345 & 363

Nutritionists/Dieticians

Andrea Hill, BCHN MS BASc

Tel: (345) 938 4246

Email: andreahill.nutrition@gmail.com

www.andreahillnutrition.com

Tel: (345) 945 2881

Email: info@intmedicalgroup.com www.intmedicalgroup.net.

SEE AD PAGE 356

Cayman Nutrition

Chad Collins, RD

Jessica Watterworth, RD – Paediatrics Speciality

Tel: (345) 525 2019 or (345) 547 1528

Email: caymannutrition@gmail.com

Grocery Nest Cayman

Tel: (345) 923 9422

Email: grocerynestcayman@gmail.com

A meal prep service committed to promoting healthy living while protecting our planet. They use sustainable practices and eco-friendly packaging options. Plus, their meals never contain additives or processed foods, ensuring that every bite is full of flavour and nutritional.

Kristen Lomas, RD MBA

Seven Mile Medical Clinic

Queens Court Plaza, West Bay Road

Tel: (345) 949 5600

Email: admin@sevenmileclinic.ky

SEE AD PAGE 359

Taryn Stein, RD OceanMed

Bayshore Mall, Level 2, South Church Street, GT

Tel: (345) 946 2326

Email: info@oceanmed.ky www.oceanmed.ky

Taryn Stein is a trained dietitian and wellness coach specialising in perimenopause and menopause nutrition management. Taryn

combines her solid foundation in nutritional science and psychology with deep compassion to support women in midlife and help them navigate their health during menopause.

Total Health - Weight Loss Management

Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Dr Rajnish Kumar is a registered physician specialising in diabetes care. He also provides a successful weight loss programme that empowers individuals to take control of their own health by providing the necessary tools and knowledge to allow them to make better lifestyle choices. SEE AD PAGE 362

Occupational Therapy (OT)

Occupational therapy is focused on enhancing individuals’ ability to engage meaningfully in daily activities and improve their quality of life. Therapists work with people of all ages and varying conditions, including physical, cognitive, and emotional challenges. They help patients regain, develop, or maintain skills necessary for daily life, such as self-care, work, and leisure activities. Occupational therapy offers a wide array of advantages, including fostering greater independence, refining motor skills, bolstering cognitive functions, nurturing emotional well-being, and empowering individuals to effectively manage chronic conditions.

Brandi Propas, MHSC RD CCDE

International Medical Group

Suite 30, Pasadora Place, Smith Road, GT

Katherine Walmsley, B Occ Therapy

Melissa Chavez, M Occ Therapy

Andrenne Gordon, MSc

Bay Town House, 36 West Bay Road, GT

Tel: (345) 244 2730 or (345) 244 7675

www.hsa.ky. SEE AD PAGE 351

Cayman Theraplay Ltd.

12 Plaza Venezia, North Sound Road, GT

Tel: (345) 749 7529

www.caymantheraplay.com

Email: info@caymantheraplay.com

KidsAbility

Megan Brink, OT

Mareli Joubert, OT Eline Cloete, OT

Erin Kelly, OT

8 Midtown Plaza, George Town

Tel: (345) 943 5437

Email: info@kidsability.ky

www.kidsability.ky

KidsAbility is a paediatric therapy clinic offering neuropsychology services, counselling services, occupational therapy, speechlanguage therapy, a feeding clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.

Optometry

Caribbean Optical

Tel: (345) 943 1515

Email: info@cariboptical.com

Dr Foley’s Eye Clinic – Optical Shop

Dr Eugene Foley, FRCS MB BCh BAO NUI 107 Claude Hill Road (off Smith Road), GT

Tel: (345) 946 4169 or (345) 946 4944

Email: drfoleyoptical@yahoo.com

Optical shop that sells stylish, affordable eyewear. Run by esteemed ophthalmologist

Dr Eugene Foley. SEE AD THIS PAGE & 369

Optical Outlook

Dr Mellisa Hudell, B.A. O.D.

Louise Cagney, BSc (Hons) Dip Tp (IP)

Antony Martin, BSc (Hons) MCOptom Dip Tp (IP)

At three locations:

> Anderson Square, George Town

> Jacques Scott Plaza, West Bay

> Tibbets Square, Cayman Brac

Tel: (345) 746 2020

Email: team@opticaloutlook.ky

Serving the Cayman Islands community since 1989, Optical Outlook offers comprehensive eye exams and high-quality eyewear and is Cayman’s trusted provider for all eyecare needs.

Optique

8 Queens Court Plaza, West Bay Road, GT

Tel: (345) 949 EYES (3937)

Email: info@optique.ky

www.optique.ky

Tropical Optical

Natalie DaSilva, BSc OD

Herman Grobler, BSc (Hons) MCOptom

14 Galleria Plaza, West Bay Road, SMB

Tel: (345) 945 7588 or (345) 929 2444

Email: info@tropicaloptical.ky

www.tropicaloptical.ky

Tropical Optical offers quality eyecare, contact lens fittings and a large selection of eyewear for women, men and children. There is also an optical lab on-site. Open Monday-Friday 9am-

5pm and Saturday 9am-3.30pm.

VisionWear Cayman

Tel: (345) 943 5151

Email: info@visionwearcayman.com

Physiotherapy

Align Wellness Studio

45 Market Street, Unit 3A, Camana Bay

Tel: (345) 640 5050

Back To Health

World Gym, Snooze Lane, West Bay Road

Tel: (345) 947 2225

www.backtohealthky.com

Cayman Islands HSA - Specialist Clinic

Georgia Kirby, BSc PT

Camille Marshall-Morris, MSc RPT

Stephanie Ming Yorke, RPT MPH CEAS

Chelsea Tennant, MSc PT

Sinead Grace, MSc

Karen Ryan, PT

Chickandarvin Chellaswamy Santha, BPT CEAS RPT

Christy Mariya Thressa, BPT CLT-ALM RPT

Janine Rose, MSc MEd RPT CLT CEAS

Taylor Reid, MSc PT RPT

Virginia Barnes, DPT CLT CEAS

Kristina Bramwell, DPT CLT ATC CKTP

Kareen Hadome, BSc PT

Shelley Webster, BSc PT Dip FT

Rockella Smith, DPT

Mariah McIntyre, Bsc (Hons) PT RPT

Samantha Sparg, BSc Physiotherapy

Bay Town House, 36 West Bay Road, GT

Tel: (345) 244 2730 or (345) 244 7675

www.hsa.ky. SEE AD PAGE 351

Cayman Physiotherapy

Lindsay Bridgeman, BSc MCSP RPT

Sara Windsor, BSc PT RPT

Angela Deeney, BSc MCSP RPT

Bethany Cook, BSc MCSP RPT

Dwain McGuinness, BSc MISCP RPT

Guy Waller, BSc MCSP RPT

Nicola McCabe, BSc MCSP RPT

Janelle Henry, BSc MCPS RPT/Pilates

Instructor

Per Undeim, BSc MCSP RPT

Courtnee Springfield, DPT RPT/Pilates Instructor

Andy Hall, MSc MCSP RPT

Kasia Iglinski, CPAM RMT - Massage Therapist

Julia Baker, Dip Ac OMBAcC - Acupuncture

Lizzie Knight, BSc (Hons) (Occupational Therapy)

Gavin Kervill, BSc Hons Licac - Acupuncture

> Suite 26 Pasadora Place, Smith Road, GT

> West Shore Center, West Bay Road, SMB

Tel: (345) 949 8828

WhatsApp: (345) 928 8828

Email: physio@candw.ky

www.caymanphysiotherapy.com

Sports injury rehab, joint mobilisation for back and neck injuries, acupuncture, massage therapy, advanced knee rehab, individual and group classes for core strengthening, aquatic therapy, Pilates, home and office visits, women’s health, ergonomic assessments, sports and therapeutic massage and occupational therapy. SEE

Cayman Rehab Services

Unit 10, Eucalyptus Building, Shedden Road, GT

Tel/Fax: (345) 943 7974

WhatsApp: (345) 926 3099

Email: caymanrehab@gmail.com

www.caymanrehabservices.com

DVC Physiotherapy

Park Place (off West Bay Road), SMB

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

Practitioners focus on identifying and maximising quality of life and movement potential within the spheres of promotion, prevention, treatment/intervention and

rehabilitation. This encompasses physical, psychological, emotional and social wellbeing. Specialised treatments are available for orthopaedic, sports-related injuries, women’s health, chronic pain management and corporate wellness. SEE AD THIS PAGE, 382 & 383

Elevation Health & Physiotherapy

Elzke Hoehler, PT OMT - Certified Pelvic Health Therapist

Fidelity Financial Centre, 2nd Floor, 1 Gecko

Link, Seven Mile Beach

Tel: (345) 623 6663

Email: info@elevation.ky

www.elevation.ky

Elevation Health & Physiotherapy provides high-level, comprehensive physiotherapy care. Their team of specialised physiotherapists offer a variety of expertise to help patients overcome their injuries and enhance their performance.

RVC Rehab Services

Uma Lenin, BPT CKTP (Doc ALT MED)

Jacqui Tomlinson-Smith, PT LCCE CD (DONA) LC

Tomlinson Building, 3rd Floor, 9 Walkers Road, GT

Tel: (345) 925 6024

Email: info@rvcrehab.ky

www.rvcrehab.ky

A complete rehabilitation and fitness clinic.

Samantha Sparg, BSc – Specialist Paediatric Physiotherapist

Integra Healthcare Ltd.

Grand Pavilion, West Bay Road, SMB

Tel: (345) 745 7450

Email: samantha.sparg@integra.ky

SEE AD PAGE 354 & 405

Michael Garret, Clinical Physiotherapist

Total Health

Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 2222

Email: appointments@totalhealth.ky

www.totalhealth.ky

Michael is a highly motivated and confident individual with exceptional clinical skills in the physiotherapy domain. He loves to communicate effectively and sensitively with patients to maximise the rehabilitation and ensure the understanding of often complex clinical issues impacting recovery.

SEE AD PAGE 362

Will of Wellness (WOW)

13 Belmont Close, George Town

Tel: (345) 926 2428

Email: wowcayman3@gmail.com

Spas (Medical)

Medical spas are a spa-like facility that offer selective and often appearanceimproving procedures under the care and direction of a trained physician

and a team of nurses and aestheticians. Treatments may include facials, dermal fillers, anti-ageing treatments and more. They combine certain medical procedures normally performed in a doctor’s office with the relaxed and calming experience of a spa.

Beyond Basics Laser & Skincare

3rd Floor, Tomlinson Building, 9 Walkers Road, GT

Tel: (345) 916 7546

Email: info@beyondbasics.ky www.beyondbasics.ky

Cayman Rehab Services

Tel/Fax: (345) 943 7974 or (345) 926 3099

Email: caymanrehab@gmail.com

www.caymanrehabservices.com

Centre for Wellness & Alternative Therapies

Park Place (off West Bay Road), SMB

Tel: (345) 943 2002/Fax: (345) 943 1002

Email: info@davinciwellnesscentre.com

www.davinciwellnesscentre.com

Services include: chiropractic, physiotherapy, cellular therapy, sleep evaluation, women’s health, men’s health, Candela laser, laser hair removal, laser skin tightening, laser skin treatments, body contouring, acupuncture, Chinese medicine, aesthetic medicine, Botox/Juvederm, carboxytherapy, mesotherapy, sclerotherapy, massage therapy, reflexology, Reiki, naturopathy, guided meditation, HydraFacials, microdermabrasion, chemical peels, IVF support/infertility and smoking cessation.

SEE AD PAGE 382, 383 & 387

Pensum Regenerative Medicine

Dr Joseph Purita, MD - Orthopaedic Surgeon

Dr Frank Smith, MD - Orthopaedic Surgeon

Dr Fadi Tarazi, MD - Orthopaedic Surgeon

Dr John Harlock, MD - Vascular Surgeon

Dr Marc Kayem, MD - ENT / Cosmetic Surgeon

13 Belmont Close, Crewe Road, George Town

Tel: (345) 949 8676 or (345) 939 4505

Email: health@pensum.pro

www.pensummed.pro

Pensum specialises in the use of regenerative cell and PRP therapy for orthopaedic, cosmetic and overall health conditions. These cells are harvested from the patient’s blood, fat or bone marrow and can reduce inflammation, cause cells to grow in number and turn into different types of tissues. Many experts in the regenerative cell field feel fat tissue may be the ideal regenerative tissue since it has everything we need, including growth factors.

Speech & Language Therapy (SLT)

Speech and Language Therapy is the assessment and treatment of communication problems and speech disorders. It is often performed by SpeechLanguage Pathologists (SLPs), which are also referred to as speech or language therapists.

Cayman Islands HSA - Specialist Clinic Raven Williams, MSc MRCSLT

Faith Gealey, MS CCC-SLP

Emily Runnow, MS CCC-SLP

Bay Town House, 36 West Bay Road, GT Tel: (345) 244 2730 or (345) 244 7675

www.hsa.ky. SEE AD PAGE 351

GRAND

947 8900

Cayman Theraplay Ltd.

12 Plaza Venezia, North Sound Road, GT

Tel: (345) 749 7529

Alexa Goldblum, BA Speech & Hearing Therapy CHATTERBOX

Casuarina Point, 218 South Church Street, GT

Tel: (345) 949 7065

Email: alexa@chatterboxcayman.com

www.chatterboxcayman.com

At Chatterbox, Alexa specialises in speechlanguage therapy for the adult population of Cayman. She has experience working with patients with aphasia, dysarthria, apraxia, dementia, traumatic brain injury, right hemisphere disorder, hearing impairment and cognitive impairments, etc. SEE AD PAGE 321

Roz Griffiths, BSc CertMRCSLT

CHATTERBOX

Casuarina Point, 218 South Church Street, GT

Tel: (345) 949 7065 or (345) 926 1693

Email: chatterbox@candw.ky

www.chatterboxcayman.com

Offers assessment, diagnosis and therapy programmes for children and adults with speech, language and literacy difficulties, Autism Spectrum Disorders and learning disabilities. Chatterbox provides speechlanguage therapy, occupational therapy, massage therapy, Hanen parent workshops, early years programmes for children with communication and learning challenges, Giggles and Wiggles for babies and much more.

SEE AD PAGE 321

Harmony Scott, MSc CertMRCSLT/Dip. CHATTERBOX

Casuarina Point, 218 South Church Street, GT

Tel: (345) 949 7065 or (345) 926 1693

Email: harmony@chatterboxcayman.com

www.chatterboxcayman.com

At Chatterbox, Harmony offers speechlanguage therapy for children and adults. Harmony is also a qualified massage therapist offering a variety of massages and baby massage workshops for parents.

SEE AD PAGE 321

Claire Leadbeater, MSc Cert MRCSLT Hope Academy

Grand Harbour Shoppes, Red Bay

Tel: (345) 769 4673 or (345) 929 5122

SEE AD PAGE 316 (SCHOOL) & 373 (CLINIC)

KidsAbility

Cynthia Rowe, SLP

Nora Knifj, SLP

Emily Clarke, SLP

Jessica Page, SLP

Janelle Syms, SLP

8 Midtown Plaza, George Town

Tel: (345) 943 5437

Email: info@kidsability.ky

www.kidsability.ky

Paediatric therapy clinic offering developmental neuropsychology services, counselling services, occupational therapy, speech-language therapy, a feeding clinic, literacy clinic, social skills groups, parent, teacher and allied health workshops and telehealth services.

Cayman Medical Supplies

6 Windward Centre, 93 Smith Road, GT

Tel: (345) 949 6211

Email: admin@caymanmedicalsupplies.ky

BlueWater Medical Supplies

125 Owen Roberts Road, George Town

Tel: (345) 233 2583

Email: contact@bluewater.ky or rx@bluewater.ky

JDW Medical Solutions

19 Walkers Road, George Town

Tel: (345) 947 8000

Email: info@jdwmedicalsolutions.com

RVC Rehab Services

Tomlinson Building, 9 Walkers Road, GT

Tel: (345) 925 6024

www.rvcrehab.ky

Products include Kinesio Tape, Biofreeze, TheraBand Exercise Wellness and training products.

Valu-Med Pharmacy

At two locations:

WhatsApp: (345) 926-1662

Email: sales-wr@valrx.com

> Evron Plaza, Bodden Town

Tel: (345) 946 5511/Fax: (345) 945 5709

Email: sales-bt@valrx.com or rx-bt@valrx.com

Prescription drugs, baby essentials and more.

PHARMACIES

Pharmacies are open during convenient hours and have informed pharmacists who not only dispense medications, but review medicines and provide additional advice. Several pharmacies have multiple branches. Register your insurance details with them and depending on your insurance plan, you may pay only the co-pay amount.

Be Well Pharmacy

West Shore Center, 508 West Bay Road, SMB

Tel: (345) 949 2323

After Hours: (345) 927 0489

Email: rx@bewellpharmacycayman.com

Open: Monday-Friday 8.30am-6.30pm,

22

Care Pharmacy

Queens Court Plaza, West Bay Road, SMB

Tel: (345) 943 2273

Email: carepharmacy1@gmail.com

Open: Monday-Friday 9am-7pm, Saturday 9am-3pm, closed Sunday and Public Holidays.

Health Services Authority Pharmacies:

The HSA’s main pharmacy is conveniently located at the Smith Road Medical Centre. As the largest pharmaceutical provider in Cayman, the HSA’s pharmacies offer a wide selection of medications for hospital and outpatient clinic patients, government employees and prescriptions from your private physician. With seven pharmacy locations across Grand Cayman and Cayman Brac, they can provide services close to home for all residents of Cayman.

> Smith Road Pharmacy (Primary Pharmacy)

Smith Road Medical Centre

150 Smith Road, George Town

Tel: (345) 244 2715 or (345) 244 2716

WhatsApp: (345) 925 6534 (Grand Cayman) or (345) 916 9555 (Sister Islands)

Open: Monday to Friday 8am-9pm, Saturday, Sunday and Public Holidays 9am-5.30pm.

> George Town Hospital Pharmacy

95 Hospital Road, George Town

Tel: (345) 244 2715 or (345) 244 2716

Open: Monday to Friday 8am–9pm, Saturday, Sunday and Public Holidays 9am–5.30pm.

> Faith Hospital in Cayman Brac

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

Open: Monday to Friday 8.30am-6pm, Saturday 10am-12pm.

> West Bay Clinic Pharmacy

Reverend Blackman Road, West Bay

Tel: (345) 949 3439

Open: Monday, Tuesday, Thursday and Friday 8.30am–5pm, Wednesday 1.30pm–8pm.

Closed Saturday and Sunday.

> Bodden Town Clinic Pharmacy

445A Bodden Town Road, Bodden Town

Tel: (345) 947 2299

Open: Monday and Thursday 1.30pm–8pm, Wednesday and Friday 8.30am-4pm, No pharmacist on Tuesday. Closed Saturday and Sunday.

> East End Clinic Pharmacy

2367 Sea View Road, East End

Tel: (345) 947 7440

Open: Monday and Thursday 8.30am–4pm.

Closed Tuesday, Wednesday, Friday, Saturday and Sunday.

> North Side Pharmacy

1148 North Side Road, North Side

Tel: (345) 947 9525

Open: Tuesday and Friday 8.30am-4pm. Closed Monday, Wednesday, Thursday, Saturday and Sunday. SEE AD PAGE 351

Cayman Pharmacy Group (CPG)

Cayman Pharmacy Group provides you with more than just prescriptions – they strive to make your health their concern. They recognise the complexities of pharmaceuticals and the need to personalise your care. That is why CPG offers personalised one-on-one counselling. Their pharmacists are available to assist with questions that you may have about your health and the medications you have been prescribed. The group has three locations:

> Doctors Hospital

16 Middle Road (off Walkers Road), GT

Tel: (345) 946 2407

Email: refillsprorx@caymanpharmacy.com

Committed to serving your health and pharmaceutical product needs. Open: MondayFriday 8am-9pm, Saturday, Sunday and Public Holidays 9am-6pm. SEE AD PAGE 345 & 363

> Savannah Pharmacy and Gifts

Countryside Shopping Village, Savannah

Tel: (345) 929 5045

Email: info@savannahpharmacy.ky

Open: Monday-Friday 8am-9pm, Saturday, Sunday and Public Holidays 9am-6pm.

> West Bay Pharmacy and Gifts

106 Centennial Towers, West Bay

Tel: (345) 945 0777

WhatsApp: (345) 516 0777

Email: westbay@caymanpharmacy.com

Open: Monday-Saturday 9am-8pm, Sunday and Public Holidays 11am-6pm.

Doctors Express

81 Godfrey Nixon Way, George Town

Tel: (345) 745 6000

Doctors Express has an on-site pharmacy that can fulfil most prescriptions. Open: seven days a week 9am-9pm. SEE AD PAGE 357 & 385

Foster’s Pharmacy

Foster’s Pharmacy offers professional and friendly service and is conveniently situated inside their Airport and Camana Bay supermarket locations, so you can pick up your prescription while you shop. Accepted Insurance: Aetna, BAF, CG BritCay, Cayman

First, Vanguard Risk Solutions and CayMed. Customers can also order refills via WhatsApp. Foster’s Pharmacy also offers prescription shipping to Little Cayman and Cayman Brac.

> Foster’s Pharmacy at the Airport Centre

63 Dorcy Drive, George Town

Tel: (345) 815 4051

WhatsApp: (345) 926 7485

Open: Monday-Saturday 7am-9pm, and Public Holidays 9am-6pm. Closed Sunday, Good Friday, Christmas and New Year’s Day.

> Foster’s Pharmacy at Camana Bay

Solaris Avenue, Camana Bay

Tel: (345) 815 4061

WhatsApp: (345) 926 7486

Open: Monday-Saturday 7am-9pm, Public Holidays 9am-4pm. Closed Sunday, Good Friday, Christmas and New Year’s Day.

SEE AD PAGE 389

HealthCare Pharmacy - Grand Harbour

The Shoppes at Grand Harbour, Red Bay

1053 Crewe Rd, George Town

Tel: (345) 947 8900 Fax: (345) 947 8901

Email: healthcaregh@healthcarepharmacy.ky www.healthcarepharmacy.ky

Open: Monday-Saturday 8am-10pm, Sunday and Public Holidays 10am-6pm. At Healthcare Pharmacy, enjoy the ease of refilling and transferring your prescriptions online. You can also enjoy browsing Cayman’s largest selection of greeting cards, Hallmark gifts and gift wrap, along with major beauty brands and extensive skincare solutions.

SEE AD PAGE 388

HealthCare Pharmacy - Governors Square

Governors Square, Seven Mile Beach

Tel: (345) 949 8900

Fax: (345) 949 8903

Email: rx@healthcarepharmacy.ky

Facebook: @HealthCareRX

www.healthcarepharmacy.ky

Open: Monday-Saturday 9am-6pm. Closed on

Sundays and Public Holidays.

Kirk Pharmacy

Kirk Market, Eastern Avenue, GT

Tel: (345) 949 7022 (ext. 164)

Email: pharmacy@ksl.ky or kirkpharmacy@kirkmarket.ky (online refills) www.pharmacy.ky.

Open: Monday-Saturday 8am-9pm, Public Holidays 10am-6pm. Closed on Sunday. Kirk Pharmacy offers convenience and friendly expert pharmacists whose priority is the health and wellbeing of every individual customer. Their services are very convenient, with the ability to order prescription refills online. Customers can also ask the pharmacists questions about their medication via email.

SEE AD THIS PAGE

Quality Pharmacy

Serendipity Building, 78 Hospital Road, GT

Tel: (345) 946 6266

Open: Monday-Saturday 8.30am-7pm. Sunday and Public Holidays 10am-5pm.

Total Health - Pharmacy

Grand Pavilion, 802 West Bay Road, SMB

Tel: (345) 333 4444

WhatsApp: (345) 324 0274

Email: pharmacy@totalhealth.ky

www.totalhealth.ky

Open: Monday to Saturday 8am-8pm.

SEE AD PAGE 362

Valu-Med Pharmacy Bodden Town

Evron Plaza, Bodden Town

Tel: (345) 946 5511/Fax: (345) 945 5709

Email: sales-bt@valrx.com

Prescriptions: rx-bt@valrx.com

Open: Monday-Saturday 8.30am-9pm, Sunday and holidays 10am-6pm.

Valu-Med Pharmacy Walkers Road

Photo Pharm Centre, Walkers Road, GT

Tel: (345) 949 0442/Fax: (345) 949 0443

Email: sales-wr@valrx.com

Prescriptions: rx-wr@valrx.com

Open: Monday-Saturday 8am-10pm, Sunday and holidays 10am-6pm.

Windward Pharmacy

Unit 1, Windward Centre,93 Smith Road, GT

Tel: (345) 949 4081

Email: windward@candw.ky

Open: Monday-Friday 8.30am-5.30pm and Saturday 8.30am-1pm. Closed on Sundays and public holidays.

HEALTH SUPPLEMENTS

GNC

> Queens Court, West Bay Road

Tel: (345) 945 7690

> Country Corner, Savannah

Tel: (345) 946 7235

Email: gold@gnccayman.com

www.gnc.com

Island Naturals - Retail

Earth Close (off West Bay Road)

Tel: (345) 946 3321

WhatsApp: (345) 917 4480

Email: info@islandnaturals.ky

www.islandnaturals.ky/retail.

Married

The legal process for getting married in Cayman, as well as required documents, fees, wedding locations, photographers, what to do once you are married and more.

visitor to the Island. Residents must have their Notice of Marriage published by a Civil Registrar or Marriage Officer, also known as a wedding celebrant, for seven full days before the marriage can take place (these are also known as the Banns of Marriage). This is to give anyone who might object to the marriage the opportunity to make their objection known, in writing, to the wedding celebrant. Most of the 90 marriage officers in the Cayman Islands are Ministers of Religion and can be contacted through their churches.

Visitors must be married under the authority of the Governor’s Special Marriage Licence, which can be arranged as soon as you arrive on-Island and costs CI$200. Most people select a wedding celebrant (a Civil Registrar/Marriage Officer) before they arrive so the wedding celebrant can assess all documents and check that they are in order. Doing this in advance will save you disappointment and ensure you have the correct documents to obtain your Special Marriage Licence. For more information on visitors marrying in Cayman, see the ‘Getting Married’ section of the Cayman Resident website: www.caymanresident.com.

Cayman offers a superb location with picturesque views, pristine beaches, wonderful weather, great venues and plenty of professionals to help you organise your big day. Getting married in Cayman is also an easy process, allowing you to completely concentrate on enjoying your magical day in one of the most romantic destinations on the planet.

MARRYING IN CAYMAN

There are two very different processes for getting married in the Cayman Islands, depending on whether you are a resident or a

If one party to the marriage is a resident and the other party is a visitor, the couple must be married by Notice. The resident party can apply for the Banns to be published before the visiting party arrives. Notices of Marriage are valid for three months from the date of publication.

Note: The minimum age to get married in the Cayman Islands is 16; however, anyone under 18 must have written consent from their parent or guardian. Weddings must take place between the hours of 6am and 8pm. For more information on marrying in the Cayman Islands, see the Cayman Islands Government website

Photos courtesy of Rebecca Davidson

at www.gov.ky. If you would like to get married in the Sister Islands, visit www. itsyourstoexplore.com/wedding for more information.

Civil Partnerships

Civil partnerships have been legal in the Cayman Islands since 2020. This applies to new civil unions between same-sex couples, heterosexual couples and preexisting unions.

The process of arranging a civil union is similar to that for a marriage but with a few additional steps. The main area that could cause delays is the fact that it is possible for someone to object to the union taking place (called a caveat) and any objections must be adjudicated by the Grand Court. For this reason, it is advised that couples start the application 4-6 weeks in advance of the ceremony date.

There are three ways that a couple can apply for a civil partnership to be formalised:

(1) They can apply to the Registrar at the Government Administration Building;

(2) They can enlist the help of Civil Registrars such as Simply Weddings Cayman (SEE AD THIS PAGE); and (3) They can employ a civil partnership officer. The names and addresses for civil partnership officers can be obtained from the General Registry or from the government website (www.gov. ky).

Once you have decided your preferred route to apply for civil partnership, you will be asked to provide a copy of your passport and immigration status and then sign a statutory declaration attesting to the fact that your application meets the requirements of the Civil Partnership Act 2020. When your officiant has completed the due diligence on the application, including publishing the Notice of Intention to have a civil union, either the Registrar or the Civil Registrar, depending on who is dealing with your request, will issue a Certificate indicating that all due diligence has been done, no caveats have been received, or if received, they have been resolved and the union may proceed

Required Documents & Fees for Marriage

Residents:

> Proof of Identity – a Cayman Islands

Voter’s Registration Card or passport

> Proof of marital status (legal divorce decree or death certificate, if applicable)

Fees:

> CI$15 - Marriage Certificate (RMC)

> CI$200 - Special Marriage Licence

Note: Fees to wedding celebrants for a Notice of Banns, objection and witnessing or solemnising a marriage may vary.

on the date and time specified. If you are using a civil partnership officer, then that individual must obtain the Certificate through either the Registrar or a Civil Registrar.

For visitors wishing to form a civil

Joy Basdeo MBE, JP.

Let me be your Marriage Officer or Civil Partnership Celebrant! I have over 25 years experience as a Civil Registrar

Simply Weddings-Grand Cayman offers: Beach Weddings ♥ Registry Office Weddings

♥ Historic Sites Weddings ♥ Hotel & Condo Weddings ♥ Civil Unions ♥ Wedding Blessings

♥ Vow Renewals

www.simplyweddings.ky

(345)949-9933

502-233-4521

info@simplyweddings.ky

partnership in the Cayman Islands, visit www.caymanresident.com/live/gettingmarried for information on additional steps that must be undertaken. Same-sex couples who are already married or in a recognised civil partnership outside the Cayman Islands can apply to have their relationship registered here. They must provide the Registrar, or a Civil Registrar, with a certified copy of the relevant document, a statutory declaration, proof of identity and the required fee. Once the marriage or civil partnership has been registered, the couple will receive a certificate to that effect. Contact the General Registry or a Civil Registrar for further guidance.

Planning Your Wedding

Most residents get married on a Saturday, which means you should book early to secure the date with your wedding celebrant. You will have to have a preliminary interview with your wedding celebrant and complete a form called

a ‘Notice of Marriage/Banns’, which is valid for three months. When you attend the interview, you will need to take your passports and proof of your immigration status (e.g. work permit, residency certificate, etc.), if applicable.

If you have been previously married, you will also need your original divorce decree or spouse’s death certificate. If the decree or certificate is in a language other than English, you will need an English translation certified by a Notary Public.

If a visitor is marrying a Caymanian, your wedding celebrant is required to ask you certain questions to make sure you are not entering into a marriage of convenience. A marriage of convenience is where two parties enter into a marriage for the sole purpose of obtaining immigration rights as a spouse of a Caymanian. This is illegal in the Cayman Islands, as in most countries. Most marriage celebrants will charge a fee for the documentation, booking, preliminary interview, publishing of the Banns, conducting the

ceremony and filing your marriage with the appropriate Government office. The average cost of this is CI$300 and some of this is non-refundable. Ministers of Religion may or may not charge a fee if you are a member of their congregation and they may have other requirements according to the requirements of the church. All documents, including the Notice of Marriage, must be received and be in order before the wedding can take place.

The Department of Counselling Services (Tel: (345) 949 8789) offers pre-marital counselling and marriage counselling for couples. All services are provided free of charge and by qualified professionals.

Wedding Dresses

Unfortunately, there is not a wide variety of traditional wedding dresses available for sale in the Cayman Islands. Therefore, your options are to purchase a dress while overseas and bring it in yourself or buy it online and have it imported. When bringing it in yourself, if your dress exceeds the CI$500 allowance given to each returning resident when re-entering the Island, you will need to pay duty on the balance of the dress. If importing it, you will need to pay customs duty (22%) on the entire value of the dress. Note that the duty does not apply to non-residents temporarily bringing in a dress to get married in Cayman.

Wedding Bands, Engagement Rings & Bridal Gifts

When shopping for engagement rings, you will find every gemstone and style on display – from dazzling diamonds to alternatives such as Cayman’s local Caymanite. Shopping for bridal gifts is also easy as there is a huge array of fine and fashion jewellery available. For the groomsmen, Cayman has a good selection of stores selling Cuban cigars, cufflinks and watches, as well as fine wines and spirits. With six locations across the Island, Island Jewellers (Tel: (345) 640 5200) specialises in diamonds,

wedding bands and wedding party gifts. Kay’s Fine Jewelry (Tel: (345) 746 4500) offers a selection of diamonds, gems and fancy gold, and is well known for the iconic flexible diamond bangle. They are located at 6 Fort Street, adjacent to the George Town Cruise Port, in front of Heroes Square. Kirk Freeport (SEE AD OUTSIDE BACK COVER) has been a retailer of duty-free jewellery, watches, fragrances, leather, crystal, china and accessories in the Cayman Islands since 1972. For weddings, birthdays and many other special moments in life, their network of stores across Grand Cayman makes it easy to shop for unique and beautiful gifts. For a full list of locations in George Town and Seven Mile Beach, visit www. kirkfreeport.com or call (345) 949 7477.

Duty on Wedding Gifts

Wedding guests coming to Cayman with gifts for the bride and groom are legally required to declare the gifts and pay the relevant duty costs. The duty

applies to most gifts, except for books, cameras, crystal glassware, tableware and kitchenware (made of porcelain or china).

Wedding Cakes & Catering

The Cake Studio specialises in custom cake designs for weddings. Visit www. thecakestudiocayman.com. The bakery at Kirk Market also makes excellent cakes for a reasonable price.

Most hotel resorts on-Island offer special in-house catering for wedding events at their resort locations; however, Mise en Place (Tel: (345) 623 2433) offers a wide selection of gourmet catering options to make your wedding menu planning seamless. With skilled chefs, in-house bakers and a licensed mobile bar, they also employ a large team of professional service staff. For more information, visit www.catering.ky/ weddings.

Wedding Celebrants & Planners

Coordinating your dream wedding in Cayman from a distance or on-Island can

be a breeze with the assistance of one of Cayman’s local wedding planners. Simply Weddings (SEE AD PAGE 393) can orchestrate every detail for visitors or cruise ship weddings. They also plan romantic wedding vow renewals. Elopements are welcome, and no lead time is necessary once the documents are in order. Tel: (345) 949 9933, email: info@simplyweddings.ky or visit www.simplyweddings.ky. Celebrations Ltd. (Tel: (345) 623 2044) can organise anything from a simple beach wedding to an elaborate wedding weekend.

Wedding Locations

Many brides-to-be dream of marrying on the world-famous Seven Mile Beach, which is consistently voted in the ‘Top 10 Beaches in the World’ for romantic weddings. However, there are many other options, including lush, tropical gardens and other unique Caymanian locations. The Mastic Chapel Cottages (SEE AD THIS PAGE), located in North Side, provides the perfect setting for a beautiful Cayman wedding.

Escape to the Mastic Cottages and tie the knot in a picturesque Chapel nestled amidst lush bamboo lined paths and indigenous trails. Your dream wedding awaits at our enchanting venue, complete with three charming cottages (including the unique Chapel) and two pools for you and your guests. Experience nature’s embrace while saying ‘I do’ in this idyllic haven. Book your fairy-tale celebration now!

The three secluded cottages include the unique Chapel Cottage, which features a vaulted ceiling and stained-glass windows. Each Mastic Cottage is surrounded by 11 acres of nature and lush landscaping, making it an ideal place for a private wedding. The cottages offer stunning accommodation for the happy couple and their closest family and friends. The cottages feature two pools and are just a couple of minutes from the Caribbean Sea and nearby beaches. For more information, visit www.caymanvacation.com/vacationrentals/mastic-cottages-grand-caymanvacation-rentals or Tel/WhatsApp: (941) 999 0554. Pedro St. James (SEE AD PAGE 394) is an 18th-century historic site in the Cayman Islands. Spanning seven acres of tropical landscaped gardens with stunning panoramic ocean views, this is a pictureperfect wedding venue. The three-story Great House, also known as ‘Pedro Castle’, is typical of a late 1700s plantation-style home in the Caribbean, and provides a fabulous backdrop for picturesque

wedding photographs. The property can accommodate a variety of wedding celebrations, from intimate gatherings to large groups of 800 or more guests. For more information, Tel: (345) 947 3329, email: events@pedrostjames.ky or visit www.pedrostjames.ky. Boasting 65 acres of tropical gardens and nature reserve, the Queen Elizabeth II Botanic Park is a magical setting for a wedding celebration. Manicured lawns can host as many as 50 people, or a more intimate affair can be held in one of the park’s lush alcoves. Facilities at the Botanic Park include full access to the air-conditioned conference room at the Visitor’s Centre and golf carts to transport guests and the bridal party around the park. Park opening hours are 9am-5.30pm daily (last admission at 4.30pm), but evening weddings can be booked from 5pm until midnight. For more information, Tel: (345) 947 9462, email: info@botanicpark.ky or visit www. botanic-park.ky/events/weddings. The National Gallery of the Cayman Islands (www.

nationalgallery.org.ky) offers a variety of areas, including the sculpture garden. This contemporary cultural institution has a lot to offer; stunning architecture, gorgeous sculpture gardens and galleries highlighting work by Cayman’s mostrecognisable artists. Camana Bay features its own private island, perfect for an intimate wedding celebration, complete with a wooden promenade deck over the water for a full nuptial aisle. For more information, email: events@camanabay. com. The Cayman Turtle Centre (SEE AD PAGE 433 & 443) offers a unique setting to say, ‘I do’. Whether you’re looking for an intimate wedding or an elaborate affair, the centre offers a perfectly distinctive ceremony and reception location in a beautiful natural setting with unique photo opportunities. They also offer full-service catering and a full bar. Tel: (345) 949 3894 or email: events@turtle. ky. Caribbean Club (SEE AD PAGE 33), located in the heart of Seven Mile Beach, is the perfect backdrop for a gorgeous wedding celebration, whether it be a barefoot beach ceremony or a large traditional wedding. Offering luxurious accommodation and with LUCA restaurant for the reception, the private setting of Caribbean Club makes this one of the best locations in the Caribbean. Visit www.caribclub.com for more information. The Ritz-Carlton Grand Cayman (SEE AD PAGE 233) specialises in high-end wedding celebrations. Exchange your vows in the serene surroundings on the Great Lawn or in the magical setting of Seven Mile Beach. You then have the choice of five different venues on-site for the reception, with the ballroom being able to host up to 500 guests. For more information, visit www.ritzcarlton.com/grandcayman. The Kimpton Seafire Resort + Spa (www. seafireresortandspa.com) offers beachfront destination weddings, garden receptions and a ballroom space for indoor events. Kaibo (www.kaibo.ky/wedding) is one of the most popular locations in Cayman for weddings because of its private white sand beach, clear water, easy access by boat and friendly staff. Choose to host your wedding

on the secluded, palm-fronded beach or in the plantation-style house upstairs. Both offer award-winning menus, a boutique wine cellar and a Rare Rum Bar, plus access to some of the finest chefs and bartenders in the Cayman Islands. The Wharf Restaurant is another spectacular site for a beach wedding of up to 300 people. For more information, visit www.wharf.ky. Sunset Bay on Old Prospect Point Road is a 300-person venue hidden in the grounds of a colonial-style estate. It features a beautiful garden set right on the water. Email: sales@catering. ky for more information. Smith Barcadere is a beautiful public beach that is a popular wedding location, but you will need to contact a wedding planner to arrange a ceremony here. Another option is to rent a villa on the beach. Cayman Villas (www. caymanvillas.com) also has a wide range of villas to rent for weddings. For the true naturalist with plans for a beach or ‘scuba diving underwater wedding ceremony’ surrounded by the true beauty of Cayman, contact Cathy Church’s Photo Centre (SEE AD THIS PAGE, 272 & 467). Tel: (345) 949 7415 or 1 (607) 330 3504, or visit www.cathychurch. com. For a list of churches, refer to the Community Life chapter.

Photographers & Videographers

Engaging the right photographer is as important as finding the perfect wedding dress. Below is a list of the top wedding photographers and videographers in Cayman. Rebecca from Rebecca Davidson Photography (SEE AD PREVIOUS PAGE) is an expert in capturing wedding images. The Cayman Islands has been her home for most of her life and photographing families, children, commercial images and weddings, as she has done for the last 20 years, is her passion. She is professional and knowledgeable and will capture you perfectly, producing stunning images. Her work is featured in over 10 internationally sold publications and she offers a range of photography packages to suit all. Follow her on Instagram (@rebeccadavidsonphotography) to see her latest wonderful images. Tel: (345) 916 1654, email: wedding@rebeccadavidson.

com or visit www.rebeccadavidson.com.

Cathy Church’s Photo Centre (SEE AD THIS PAGE, 272 & 467) (Tel: (345) 949 7415 or 1 (607) 330 3504) offers professional photographers, such as Lin Fronda (www.linfronda.com), who provide wedding, event and group photography to meet your style requests from funky to elegant. For quotes on everything from a family beach portrait to a multi-day wedding extravaganza, email: lin@cathychurch.com.

Alternatively, for underwater events, you can choose award-winning Cathy Church to personally take your special photos. Email: cathy@cathychurch.com or visit www.cathychurch.com. Cathy Church’s also offers excellent photo printing services and will provide you with a beautiful print package from luxurious framed canvas to inexpensive 4” x 6” prints. Deep Blue Images/Julie Corsetti (www.deepblueimages. com) captures the romance, emotion and beauty of every occasion. Her team offers a creative and passionate style, making sure the photographs will be treasured for years.

Wedding Flowers

When planning your event, it is best to remember that most flowers will have to be flown in for the event, which can become costly. A floral theme based on local varieties might help to keep costs under control. Good choices for wedding flowers include Celebrations Ltd. (Tel: (345) 623 2044), Kirk Market (Tel: (345) 949 7022), Every Bloomin’ Thing (Tel: (345) 945 1701) and Trisha’s Roses (Tel: (345) 949 2423).

Wedding Hair & Makeup

Every bride wants to look their best on their wedding day. If you are looking for an experienced makeup artist and hair stylist who will have you looking stunning for your big day, contact Luxury Couture Beauty (SEE AD PAGE 398). Run by talented hair and makeup artist, Kadian, she will help you achieve the perfect look for your wedding that will go with any aesthetic. Luxury Couture Beauty also sells makeup products and offers makeup lessons, eyelash tinting and brow tinting. Tel: (345) 926 1150 or

BY CATHY CHURCH’S PHOTO

email: luxurycoutureky@gmail.com for a free consultation and to find out more about wedding packages.

Wedding Music & Entertainment

Whether you are looking for a live band to keep everyone on their feet all night or something more refined, there are options for all tastes and budgets. Popular choices include the Cayman Music School (www.caymanmusicschool. com), which specialises in beautiful music for weddings. Cayman Violin (www. caymanviolin.com) can provide wedding music to suit your celebration, with every genre from contemporary and rock to Celtic, country or reggae. Bona Fide (www. bonafidecayman.com) is another popular wedding band with an extensive repertoire to keep your guests entertained.

Wedding Dance Classes & Bachelor/ Bachelorette Parties

If you’re worried about the first dance, take some private lessons at Quinntessential

Luxury Couture Beauty

Movement (www.qmovement.dance) or Centre Pointe Dance Studio (www. centrepointedancestudio.com) to increase your confidence on the dancefloor. Good options for bachelor or bachelorette parties include boat parties (see the Boating chapter for more information), spa days or dinner at one of the Island’s luxury hotels, such as the Ritz-Carlton Grand Cayman and the Kimpton Seafire. To rent a house or condo for a staycation on the beach, contact Cayman Villas (Tel: (345) 945 4144). Private rum tours are available at Cayman Spirits Company, or a special creative class at the 3 Girls & A Kiln pottery shop in George Town can be set up for a fun and creative afternoon.

Wedding Stationery & Invitations

When the time arrives to send out invitations, Studio Two Sixteen (Tel: (345) 938 8363) can create invitations, as well as thank you cards and party favours.

Wedding Transportation

There are plenty of options for getting your guests to and from your wedding. Cayman Airways (Tel: (345) 949 23111) offers travel packages for wedding parties, which includes priority check-in for the bride and groom with a complimentary glass of champagne, and group fares for guests. Email: weddings@caymanairways.

net. Island Air (Tel: (345) 949 5252) offers a complete service for private and chartered aircraft. Webster’s Tours Ltd. (Tel: (345) 945 1433) offers airport transfers, on-Island transfers and tours.

ONCE YOU ARE MARRIED

Immediately after you are pronounced husband and wife, you and your spouse, along with your Civil Registrar/Marriage Officer and two witnesses (aged 18 or older), must sign three certified copies of the Marriage Register. One copy, called the Certified Copy of Marriage Register, is yours to keep for your records. Your Civil Registrar/Marriage Officer is required by law to keep one copy in their Marriage Book. The third copy must be filed by

your Civil Registrar/Marriage Officer with the Registrar of Marriages at the General Registry, located on the first floor of the Government Administration Building.

It is your responsibility to obtain the Registered Marriage Certificate (RMC) of your marriage from the General Registry, unless you have arranged with your wedding celebrant to obtain this and forward it to you. This document is your legal Marriage Certificate and should be secured with your other important documents. The cost of the RMC is CI$15. Ensure everything on the marriage registry is correct; changes to errors on the document cost CI$40. The RMC will have the details of your marriage, a watermark of the Coat of Arms of the Cayman Islands and the raised seal of the Registrar General on the front and the words ‘secure copy’ on the reverse.

The General Registry changed the format of the register in 2023. A few more pieces of information are required, such as the bride and groom’s date and place of birth and the mothers’ and fathers’ names. If you prefer not to put your father’s name, “not stated” is acceptable. Your Civil Registrar/Marriage Officer must ensure that they have all your information before they file your register.

European Union citizens (except Ireland) may need to have their RMC apostilled (or authenticated). This does not apply to citizens of the UK, United States, Canada or the Commonwealth. Persons from Asia, South and Central America should check with their Embassy to whether an apostille is required for their country.

You will need to produce your Registered Marriage Certificate when you return home to get a new passport and a driver’s licence in your married name, get your marital status changed on health and social security documents and for a myriad of other reasons. If you were to get divorced at a later date, then your Registered Marriage Certificate would also be required. It is an important document, so you should make sure you obtain it and keep it safe.

The General Environment

Anyone who has had a baby in Cayman will tell you it is a great place to be pregnant, owing to the first-rate pre-natal medical care available. Maternity care is administered by two of Cayman’s three state-of-the-art hospitals, and the care they provide is second to none. Cayman’s OB/GYNs and midwives are all highly qualified and experienced, giving couples peace of mind when it comes to the welfare of expectant mums.

After the child is born, new parents can also feel safe in the knowledge that their child will receive excellent medical care from world-class paediatricians. Cayman upholds the same rigorous well-child checks and vaccine schedule for children as in the UK, USA, Canada and other developed countries.

For more comprehensive information on having a baby in the Cayman Islands, check out the Pregnancy chapter of our sister publication, Cayman Parent magazine.

Obstetricians/Gynaecologists

When you become pregnant, the first thing to do is to choose either a private specialist doctor (OB/GYN) or register at the Women’s Health Centre at the George Town Hospital for antenatal care. The list on the next page provides details of reputable OB/GYNs. Most will be willing to offer an initial meeting free of charge to help you find the doctor that is best suited to your needs.

Having a

OB/GYNs,

Photos courtesy of Daria Keenan Photography & Julian Dalton

Cayman Islands HSA - George Town Hospital

Dr Gilbertha Alexander, MBBS DM MRCOG

Dr Elaine Ebanks, MBBS DM

Dr Rhonda Reeves, MBBS DM FRCOG

Dr Davina McCoy, BSc MBBS (Registrar)

Dr Karina Palmer-Forde, BSC MD (Well Women’s Clinic)

Dr Peter Sipos, MD PhD (Med) MSC (Health Economy) MRCOG CCT (UK)

Dr Tonita Rankin, BSc MBBS (Registrar)

Dr Iuliana Irimia

Dr Leroy Campbell, BMedsci, MBBS, DM (OBGYN), FACOG

Dr Christina McLean, BMedSci, MBBS 95 Hospital Road, George Town

Tel: (345) 244 2842 or (345) 244 2841

Email: info@hsa.ky or www.hsa.ky

SEE AD PAGE 351

Faith Hospital

Dr Venkamma Bonigi, MBBS DGO

215 Dennis Foster Road, Cayman Brac

Tel: (345) 948 2243

Dr Howard Deosaran, BSc MD DM FACOG LLB

Centre for Women, Family and Child Health

Caribbean Plaza, Seven Mile Beach

Tel: (345) 943 4666

Dr Rommel El-Madany, MB BCh (Cairo) HDGO (Dublin) DM MD RCSI/ IPA (Dublin) FRCS (GYN) (Edinburgh) Diploma of Advanced Obstetrics Ultrasound/Fetal Medicine RCOG/RCR (UK)

Consultant Obstetrician/Gynaecologist

Helena Medical Group, 9 Smith Road Plaza, Smith Road, George Town

Tel: (345) 946 2496

Urgent care/after hours: (345) 926 2911

Email: islandobgyn@icloud.com

Open Monday-Friday 9am-4pm (half-day on Wednesday). Only emergencies on weekends and public holidays. No online consultations. Consultant/specialist OB/GYN: Gynaecological wellness, high-risk pregnancy, infertility, traditional and advanced laparoscopy/ endoscopy surgery including: advanced laparoscopic surgery and minimally invasive surgery for heavy periods, fibroids, endometriosis, urinary incontinence, sterilisation, prolapse, etc. Advanced equipment including: 4D, 3D and coloured

ultrasound; electronic urodynamics; digital colposcope and LEEP procedures. Onestop cancer screen, anomaly scan, nuchal translucency, amniocentesis tests, etc. Packages for pregnancy care and delivery.

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Dr Madhavi Manoharan, MBBS MD MRCOG DFFP

Dr Mike Smith, MBChB MRCOG

Dr Laura Hole, MBBS BSc MRCOG

Specialist Obstetricians and Gynaecologists

Integra Healthcare Ltd., Grand Pavilion

Tel: (345) 745 7450 or Email: team@integra.ky

Integra Healthcare has a renowned OB/GYN team, covering obstetrics, gynaecology, child & adolescent gynaecology and fertility. Madhavi brings a decade of tertiary consultant-level experience with specific interests in early pregnancy scanning, high-risk pregnancies and foetal medicine. Mike has subspecialty training in Gynaecological Oncology and has advanced gynaecological surgical skills in both open and minimal access surgery. Laura has a special interest in surgical gynaecology, colposcopy and is an advanced laparoscopic surgeon.

SEE AD PAGE 354 & 405

Dr Diana van der Borden

Consultant Obstetrician/Gynaecologist MBBS

OceanMed, Bayshore Mall, Level 2 South Church Street, George Town

Tel: (345) 946 2326

Email: info@oceanmed.ky

www.oceanmed.ky

Dr Diana van der Borden is an OB/GYN Consultant and the Medical Director at OceanMed. She is a highly experienced and qualified physician in all areas of OB/GYN with a special interest in irregular or heavy periods, fertility and conceiving, contraception counselling, abnormal pap smear results, vulvar problems, prolapse, hormonal imbalances, low and high-risk pregnancies and menopause.

Dr David Stone, MD, FACOG

Consultant Obstetrician/Gynaecologists

OceanMed, Bayshore Mall, Level 2

South Church Street, George Town

Tel: (345) 946 2326

Email: info@oceanmed.ky

www.oceanmed.ky

Dr Stone holds a Board Certification in Obstetrics and Gynaecology (ABOG), is a Fellow of the American College of Obstetricians and Gynaecologists (FACOG) and is the Director of Urogynaecology at OceanMed. As well as caring for many women throughout their pregnancy, Dr Stone specialises in issues including urogynaecology, minimally invasive surgery and advanced robotic-assisted laparoscopy, treating abnormal uterine bleeding, chronic pelvic pain, uterine fibroids, endometriosis, vaginal prolapse and infertility.

Doctors Hospital

Dr Zbigniew “Dr Ziggy” Zwierzchowski, MD Dr Lisa Hinzmann, MD, Obstetrics & Gynaecologist Consultant

Dr Sarath De Alwis, FRCS FRCOG MRCP FFSRH (UK) FACOG MRCS LRCP (Eng) LRCS (Edin) LRCP (Edin) LRCP&S (Glas) –Consultant Specialist OB/GYN

16 Middle Road, George Town Tel: (345) 325 9000

SEE AD PAGE 345 & 363

Hospitals

In the Cayman Islands, all babies are born in a hospital. Home and water births are not currently offered. There are two maternity wards in Grand Cayman and one in Cayman Brac. If you have a private OB/GYN, then you should discuss which hospital they practice at. It’s also recommended that you tour your chosen hospital beforehand to familiarise yourself with the space, staff and amenities.

The Cayman Islands Hospital offers five double and three single rooms, providing a total of 13 beds, plus three labour/delivery rooms and a Neonatal Intensive Care Unit (NICU). The standard of care is excellent. Babies are delivered by midwives as well as HSA and private physicians. Doctors Hospital offers two private delivery suites.

In some cases, the decision may be taken to transfer the mum-to-be or the newborn baby overseas, whether by air ambulance or by commercial flight. Previously, highrisk pregnancies were only handled by the Cayman Islands Hospital, however in 2024, Health City Cayman Islands is set

to open a one-of-a-kind NICU at their Camana Bay location where they will work closely with other specialists to limit the need to travel overseas for treatment. Parents should still have all of their documents in order, including passports and ESTAs (or visas), in the event that overseas travel is needed. Please note that a newborn will need an emergency passport to travel. Organising these documents in a rush could be very complicated. See the Passports and Immigration section in this chapter for details on how to obtain a passport for your child.

Cayman Islands HSA - George Town Hospital

95 Hospital Road, George Town Maternity Unit Tel: (345) 244 2842/2841 www.hsa.ky

The Maternity Unit offers facilities for both lowrisk and high-risk mothers and babies. These services are comprised of antepartum care (before birth), labour and delivery, post-partum (after birth) and neonatal care, including normal births, twin births, breech, vacuum, forceps and caesarean section deliveries. The Maternity Unit offers thirteen beds for mothers and their newborn babies, one isolation room for a mother and baby, and three labour, delivery and recovery rooms. All rooms have ensuite bathroom facilities. The Neonatal Intensive Care Unit (NICU) is well equipped to care for up to six newborns who may be premature or may need special observation or intensive care.

SEE AD PAGE 351

Doctors Hospital (DH)

16 Middle Road, George Town

Tel: (345) 325 9000

www.doctorshospitalcayman.com

Doctors Hospital offers two private delivery suites. The only private maternity suites in the Cayman Islands with OB/GYN physicians, nursing staff and midwives providing a comprehensive approach to maternity care in a safe environment. After birth, the room is converted into a quiet, cosy and nurturing space for families to recover. Support partners are always welcome to stay the night with mum and baby at Doctors Hospital.

SEE AD PAGE 345 & 363

Costs of Having a Baby On-Island

Having a baby in Cayman is expensive and there is no free healthcare. There are two options for having a baby on-Island: you can choose between having your baby delivered by a midwife at the Cayman Islands Hospital in George Town and the hospital’s obstetrician being called if deemed necessary, or you can choose to have a private obstetrician who will then follow you through your pregnancy and be with you through your labour and the delivery of your baby.

Once you have decided which route you would prefer, be sure to call your insurance provider and discuss the fees in relation to your insurance coverage. You will want to ask about your pre-natal care, the cost of the delivery and the immediate care of your newborn baby. The amount of coverage will depend on your insurance plan; it may be anything from 100% to nothing at all. If you are pregnant upon arriving in Cayman, your pregnancy may be considered a ‘pre-existing condition’ and may not be covered by your new insurance policy. Some insurance plans require a 10-month waiting period before they will cover your pregnancy and some have a limit on pre-natal care, e.g. CI$500 at 100%. You should also find out about adding your new baby to your insurance policy from the moment of the birth.

For a full breakdown of costs and more information on insurance, pick up a copy of the Cayman Parent magazine.

Private OB/GYNs & Midwife Births

Private OB/GYNs: All Obstetricians in Cayman are highly qualified and come from all over the world, including America, Canada, the UK, the Caribbean and beyond. They all have ultrasound equipment in their clinics and provide world-class care that you would expect to receive in any developed country. If you have decided to receive private care, then as soon as you think you may be pregnant (or even better, when you decide you are going to start trying), you should book an appointment with an OB/GYN. If

you are pregnant, you will probably have your first scan at around six weeks. If your medical history is such that it may affect your pregnancy, it is important to have a consultation before conceiving.

The doctor you choose will guide you through your entire pregnancy and deliver your baby with the help of a team of highly trained midwives. See the previous page for a full list of doctors.

Midwife Births: It is also possible to opt for a midwife delivery through the Women’s Health Clinic at the Cayman Islands Hospital. With this route, the expectant mother receives expert care through a team of midwives who will manage the pre-natal care and deliver the baby. The midwives are highly qualified and trained to deliver babies - parents-to-be from the UK will be familiar with this system of care through the NHS. The department OB/GYNs are also on call 24 hours a day should there be an emergency.

The hospital’s Radiology department performs ultrasounds and there are also portable ultrasound machines in the Women’s Health Department and in the Maternity Ward. Choosing midwife care is a more cost-effective option for having a baby in Cayman and both mum and baby can still expect to receive fantastic worldclass care.

Allie Campbell – Registered Midwife

Integra Healthcare Ltd., Grand Pavilion

Tel: (345) 745 7450 or (345) 745 7477

Email: allie@integra.ky or www.integra.ky

Allie provides holistic and autonomous care for low-risk women and their families during pregnancy and postpartum at Integra Healthcare. Allie also offers pre-natal and postnatal care in the community with packages that include – preparation for birth, birth planning and preferences, colostrum harvesting, postpartum midwifery care and lactation and breastfeeding support. SEE AD PAGE 354 & 405

Fertility Treatment

If you are having trouble conceiving, there are plenty of options on-Island to help you. The timings for when to see a fertility specialist depend largely on your age and how long you’ve been trying to conceive naturally. It is generally recommended that you see someone right away if you’re under 35 and have been trying to conceive for 12 months or more; you’re between 35 and 40 and have been trying to conceive for six months or more; you’re 40 or over, or you already know you have fertility issues. If you fall into any of these categories, then contact OB/GYNs, Dr Lisa Joels, Dr Stone, Dr Alwis, Dr El-Madany or Dr Davis at the Cayman Fertility Centre. They will all be able to undertake initial testing and offer advice on subsequent treatment that may be required, such as ovarian stimulation, IUI and IVF. At this time, only the Cayman Fertility Centre (www.caymanivf.com) offers IVF treatment on-Island. For more information on fertility options, pick up a copy of the Cayman Parent magazine.

Childbirth Preparation Classes & Doula Services

Health Services Authority (HSA) offers a free eight-week educational series called ‘ParentCraft’. Classes are held on Monday evenings 5.30pm-7.30pm at the Hibiscus Conference Room located at the George Town Hospital. There is no charge or need to register in advance. Led by experts in the relevant fields, topics include, among others: nutrition for pregnancy, labour and delivery, knowing your baby, breastfeeding, infant CPR, alternative methods of delivery and immediate post-natal care both in the hospital and at home, safety, immunisations,

family planning, relaxation in pregnancy and motor development in the first 12 months. If you miss any classes, you may make them up during a subsequent eightweek course cycle. Tel: (345) 244 2649 or (345) 244 7627 for more information. You can also visit www.hsa.ky/parentcraft.

Doctors Hospital offers free antenatal classes that are an hour long and run for three consecutive weeks. Topics include what to expect when you’re pregnant, pregnancy complications, health and nutrition, the four stages of labour and recovery, choosing a paediatrician, breastfeeding, mental health and newborn care. You will also be offered a tour of the maternity ward. Tel: (345) 325 9000.

RVC Rehab Services offers courses, both group and private, in the Lamaze method of childbirth. Lamaze classes approach childbirth as a natural and healthy process; they neither support nor discourage the use of medical interventions during labour and delivery. Instead, they educate mumsto-be about their options so that they can make informed decisions. Nurturing Birth Experience (part of RVC Rehab Services) offers both group and private Lamaze classes. The course consists of four twoand-a-half-hour sessions with a maximum of 12 couples. These classes are a great way to meet other parents-to-be at a similar stage of pregnancy. Refresher childbirth classes, lactation consultation, and doula services are also available. Tel: (345) 949 6024 or (345) 916 8970.

Island Doula offers doula services for both vaginal and elective caesarean sections. As a certified birth and postpartum Doula, and with a background in nursing, Island Doula can assist with everything from creating a birth plan, preparing for labour, emotional support, accompanying mumto-be to pre-natal appointments, as well as being present for the birth and providing breastfeeding support following the birth. Island Doula also offers several postpartum care packages, which include emotional support, help with breastfeeding, sleep education and even caring for the baby, doing laundry and running errands. For

more information, call (345) 928 8876, email: info@islanddoula.ky or find Island Doula on Facebook at Monique HaylesLedgister or on Instagram at @island. doula.

Ariel Grace is a birth Doula, a pre and post-natal Pilates instructor and founder of The Mom Method, a wellness collective for Mamas. Ariel teaches Doula-based childbirth education and pre-natal and post-natal Pilates classes to help new parents prepare with a more proactive approach to pregnancy, childbirth and a smoother recovery. As a birth Doula, Ariel offers compassionate and nonjudgmental, one-on-one individual physical, emotional and educational support sessions for mamas throughout pregnancy and childbirth. You can find Ariel on Instagram at @arielgracewellness or www.arielgracewellness.com.

Safety At Home

Before bringing your baby home, it’s a good idea to do a safety appraisal. Toilet and cupboard locks, stair gates, bath grip mats, corner protectors and electrical socket plugs are all easy and affordable ways to make your home safer. You will find a good selection of baby-proofing equipment at A.L. Thompson’s, Kirk Home Centre and Baby Express. You should also consider fencing (and perhaps an alarm system) if you have a pool. Contact Oasis Pool & Spa (Tel: (345) 945 7665) or Pool Patrol (Tel: (345) 949 8543). Fitness Connection (Tel: 345) 949 8485) offers pool safety and swimming lessons for little ones from three months of age. They also teach nannies how to swim and offer CPR, First Aid, AED, Lifeguard and SAI STAR certifications to put safety first in your home. SEE AD PAGE 457

Check your garden for noxious plants that might pose a threat if ingested by young children. Additionally, citronella oil is commonly used as a mosquito deterrent in lamps and tiki torches but poses a danger when ingested or inhaled. If you find your baby with part of a plant, or if you suspect a household product may have been ingested, even if your baby is awake

and alert, call the Center for Disease Control and Prevention Poison Helpline (USA) (Tel: 1 (800) 222 1222) to check if the substance is potentially dangerous or take your child to the emergency unit of the George Town Islands Hospital.

Massage for Pregnancy

Make sure you get full approval from your doctor before you engage in any type of massage therapy. There are many options on-Island, such as The Spa at The RitzCarlton (Tel: (345) 943 9000) or The Spa at Seafire at the Kimpton Seafire Resort + Spa (Tel: (345) 746 0000), Royal Thai Beauty & Spa (Tel: (345) 769 8970), Tips n’ Toes (Tel: (345) 943 8637), Beyond Basics Medical Day Spa (Tel: (345) 916 7546) and Da Vinci Centre (Tel: (345) 943 2002).

Pre and Post-natal Exercise Classes

Pre and post-natal circuit classes are offered by Carla at 345 Personal Training (Tel: (345) 926 2117 or email: 345personaltraining@ gmail.com). Cayman Physiotherapy (SEE AD PAGE 387) and The Pilates Studio (www. pilates.ky) both offer private pre and postnatal Pilates training. One Heart Yoga & Apothecary (www.oneheartcayman.com) provides pre and post-natal yoga classes and workshops. Pre-natal exercise classes are a great way to meet other expectant mums!

Maternity Clothes & Bras

The Bump to Baby, located in The Strand, sells upscale and stylish maternity clothing as well as nursing bras, belly bands, diaper bags and pregnancy pillows. Tel: (345) 938 6498. Atlantic, Silhouette and The Baby Shoppe also sell a good selection of maternity bras. Funky Monkey offers a wide range of comfortable clothing.

Maternity Leave

The Labour Relations Act (2015) provides for a minimum maternity leave allowance of 14 calendar weeks in any 12-month period. However, this is only available as an entitlement where the mother concerned has already completed a full year of

employment with her employer. Where an employee has not completed 12 months, the Law prescribes that any maternity leave may be pro-rated. You should enquire with your employer what their policy is regarding maternity leave, as some employers can be more flexible than others. There is nothing in the Law that prevents an employer from providing maternity benefits in excess of the minimums prescribed.

Currently, an employer is legally required to offer 20 working days leave on full pay, 20 working days leave on half pay and 30 working days on no pay. For practical purposes, this is treated by many businesses as the equivalent of six weeks at full pay and eight weeks at no pay. Maternity leave may generally be taken in whatever portions requested by the employee, but six weeks of it must be taken after the birth of a child. At present, there is no provision in the Law for paternity leave; however, some companies will allow a new father anything from a few days to two weeks off. Cayman Islands Law also provides for adoption leave. A female

employee who adopts a child under the age of three is entitled to adoption leave of nine calendar weeks, of which 15 working days are on full pay. Paternity leave for fathers who adopt is five days paid leave at the employer’s discretion.

Domestic Help, Nannies, Childcare, Babysitters & Staff Training

Close to the end of your pregnancy, or once the baby has arrived, you may need some help with the workload at home. Be aware that many people seeking domestic help positions arrive in Cayman untrained. It is not advisable to seek domestic help through Facebook pages/groups or EcayTrade. Before hiring anyone, make sure you obtain recent employment references. For more detailed information and guidance on hiring a nanny or caregiver, pick up our sister publication, the Cayman Parent magazine.

AAA Caregivers Agency

Tel: (345) 916 5925

Email: aaacaregivers@candw.ky

www.aaacaregivers.ky

AAA Caregivers is a housekeeping, childcare and elderly care agency whose staff are experienced nurses, housekeepers and nannies who are trained in First Aid/CPR, basic childcare and elderly care, fire safety and food handling. They also have qualified nurses with over 10 years of experience. Staff are assigned to families based on suitability and family needs. They can also assist in finding a suitable nanny for a finder’s fee. They will perform all the necessary background checks and provide training. Alternatively, the agency can hold the work permit for a set monthly fee.

Minerva Cayman

Tel: (345) 746 9999

Email: contact@minerva.ky

https://minerva.ky/

Minerva Academy is a registered training school for your private staff in Cayman. Their courses are designed to give or refresh skills for domestic staff who look after highstandard households and families of busy highperforming individuals. Courses are offered à-la-carte in a group classroom format or in a one-to-one setting tailored to your needs, and they are taught by experienced professionals certified by international butler institutions.

SEE AD PAGE 289

Paediatricians

Dr Cecily Abraham, MBBS DCH DM Unit 7, Alexander Place, Dorcy Drive

Tel: (345) 945 7050

Dr Zanele Balang, MBBS, DM Paediatrics Consultant Paediatrician

OceanMed, Bayshore Mall, Level 2 South Church Street, George Town

Tel: (345) 946 2326

Email: info@oceanmed.ky

www.oceanmed.ky

Dr Zanele Balang is a certified paediatrician working with patients from birth right through to 18, with extensive experience in Primary Care, Paediatric ER services and Neonatal Intensive Care. Dr Balang has a special interest

in paediatric and teen mental health. Offering behavioural and mental health assessments ranging from childhood depression, ADHD, anxiety, oppositional and conduct disorder and autism.

Dr Rob Bomont, MBChB BSc (Med Sci Pharmacology) MA (Medical Education in Clinical Settings) FRCPH

Dr Sara Watkin, MBChB MRCP (paeds) FRCPCH MD

Dr Siobhan Jaques, MBBS BSc DRCOG FRCPCH

Specialist Paediatricians and Neonatologists Integra Healthcare Ltd., Grand Pavilion

Tel: (345) 745 7450

Email: team@integra.ky or www.integra.ky

Integra Healthcare provides a team of tertiary-trained, paediatric and newborn specialists providing a comprehensive range of services. SEE AD PAGE 354 & 405

Dr Christine Chen

Centre for Women, Family and Child Health

Caribbean Plaza, Seven Mile Beach

Tel: (345) 943 4666 or www.forhealth.ky

Dr Ramon Lacanilao, MD Doctors Hospital

16 Middle Road, off Walkers Road

Tel: (345) 325 9000

ramon.lacanilao@doctorshospitalcayman.com

SEE AD PAGE 345 & 363

Cayman Islands HSA - George Town Hospital

Dr Chela Lamsee-Ebanks, MBBS DM

Dr Earl Robinson, MD FAAP

Dr Linden Swan, MBBS DM

Dr Marilyn McIntyre, MBChB DRCOG FRCM

Dr Tonita Rankin, BSc MBBS (Registrar)

95 Hospital Road, George Town

Tel: (345) 949 8600 SEE AD PAGE 351

Dr Shyla Chacko Jehangir, MBBS DCH MRCPCH MSc Allergy

Unit 7, Alexander Place, Dorcy Drive

Tel: (345) 945 7050

Integra Healthcare Ltd., Grand Pavilion, SMB

Tel: (345) 745 7450

Email: jasmina.marinova@integra.ky

www.integra.ky

Integra Healthcare provides a team of tertiarytrained paediatric and newborn specialists providing a comprehensive service. Jasmina provides a comprehensive, holistic paediatric service to infants of all ages, as well as attending deliveries and providing newborn care. SEE AD PAGE 354 & 405

Dr Aritra Mukherji, MBBS MD FNB

Paediatric Cardiologist

Health City Cayman Islands, 1283 Sea View Road, East End

Tel: (345) 640 4040

Emergencies: (345) 526 2108

Email: info@healthcity.ky

www.healthcitycaymanislands.com

SEE AD INSIDE BACK COVER

Dr Sarah Newton, MBChB FRACP (paeds) DCH

Specialist General Paediatrician and Newborn Care

Integra Healthcare Ltd., Grand Pavilion

Tel: (345) 745 7450

Email: sarah.newton@integra.ky

www.integra.ky

Integra Healthcare provides a team of tertiarytrained paediatric and newborn specialists providing a comprehensive service. Besides her general paediatrics and newborn care, Sarah has a particular interest in growth and development, as well as complex diagnostics and care. SEE AD PAGE 354 & 405

Dr Gordon Smith, MB ChB MRCP (UK) MRCGP DRCOG

The Children’s Clinic and Family Practice

Windward Centre, 93 Smith Road, GT

Tel: (345) 949 2970

Email: drgoffice@candw.ky

www.thechildrensclinic.ky

Second Language: French

Dr Jasmina Marinova, MRCPCH MD

Specialist Paediatrician with an interest in Neonatal Medicine

This family practice is situated within walking distance of the Cayman Islands Hospital and is a short drive from Doctors Hospital. The clinic provides neonatal newborn services, well-baby check-ups, immunisations and sick child visits. Consultations are by appointment, but walk-in

emergencies are also catered for.

Post-natal Care

It’s important to look after yourself in the period immediately after giving birth. The following two clinics offer specialised women’s health and postpartum care.

Cayman Physiotherapy

Two locations: Suite 26 Pasadora Place, Smith Road and West Shore Center, West Bay Road

Tel: (345) 949 8828

www.caymanphysiotherapy.com

Offers a specialist women’s health programme, pre and post-natal Pilates, 1:1 women’s health specialist physio, specialist post-natal checkups, acupuncture and more.

SEE AD PAGE 387

Elzke Hoehler, PT OMT, Pelvic Health Therapist

Elevation Health & Physiotherapy

Fidelity Financial Centre, 2nd Floor, SMB

Tel: (345) 623 6663

Email: info@elevation.ky

www.elevation.ky

Providing specialist care to new mothers, including treatment for pelvic floor rehabilitation, pre and post-natal physiotherapy, incontinence and more.

Lactation Consultants

Qualified, post-natal experts are on hand to help alleviate any concerns and help with breastfeeding and general baby care. RVC Rehab Services (Tel: (345) 949 6024 or (345) 916 8970) offers lactation services to help mothers get off on the right foot with breastfeeding. They offer hospital and home visits and work with the mother to address practical issues and help set realistic expectations for your baby and yourself. The Children’s Clinic and Family Practice (Tel: (345) 949 2970) provides advice on lactation and newborn care. They offer appointments to assist with breastfeeding technique and general concerns at the clinic, at home or at the hospital. The Cayman Islands Breastfeeding Support Group is a volunteer group that offers free support and education in breastfeeding to expecting and existing

mothers. The group consists of experienced mothers who have breastfed, lactation consultants, nurses and midwives. They visit new mothers to offer free breastfeeding advice and support, and offer telephone support. They will rent hospital-grade Medela pumps in emergency situations and provide reasonably priced breast pumps for mothers returning to work. Visit www.facebook.com/CIBreastfeeding or email: cibreastfeeding@gmail.com for details. The midwives at the Women’s Health Centre (Tel: (345) 244 2649/2710/2732) offer free post-natal care and home visits for HSA patients. They can provide general and breastfeeding support after the birth of your child. These services are also offered at the following health centres on-Island:

Bodden Town Health Centre (Tel: (345) 947 2299), available Monday and Thursday 8.30am-8pm; Tuesday, Wednesday and Friday 8.30am-4pm and Saturday 8.30am12pm, East End Health Centre (Tel: (345) 947 7440), available Monday-Friday 8.30am4pm and Saturday 8.30am-12pm, West Bay Health Centre (Tel: (345) 949 3439), available on Monday, Tuesday, Thursday and Friday 8.30am-4pm; Wednesday 8.30am-8pm and Saturday 8.30am-12pm, North Side Health Centre (Tel: (345) 947 9525), available Monday-Friday 8.30am4pm and Saturday 8.30am-12pm.

Breast Pumps

The Cayman Islands Breastfeeding Support Group (www.facebook.com/ cibreastfeeding) sells the Medela Double Pumping Breast Pump for CI$190 and the Medela Manual Breast Pump for CI$25. Cayman Medical Supplies (Tel: (345) 949 6211) sells reasonably priced Medela breast pumps and spare parts. Baby Express (Tel: (345) 640 2397) also stocks a range of breast pumps.

Baby Formula & Food

Refer to the Cayman Parent website (www. caymanparent.com) for information on where to find a variety of baby formula and baby food options on-Island.

Immunisations

Immunisations are carried out by GP clinics, the Public Health Clinic, the District Health Centres or private paediatricians. Should you choose to use the Public Health Clinic (Tel: (345) 244 2648), you should make your appointment in advance. The Health Services Authority recommends that children are routinely immunised against the following: hepatitis B, rotavirus, tuberculosis (BCG), diphtheria, tetanus and pertussis (DTaP), haemophilus influenzae type B, polio, pneumococcal (for serious infections including pneumonia and meningitis), measles, mumps and rubella (MMR), chickenpox (varicella) and the two types of HPV that cause cervical cancer and genital warts. Annual influenza shots are also recommended. Children should be immunised at six weeks, two months, four months, six months, nine months, 12 months, 15 months, 3-6 years, 11-12 years (girls) and 14-16 years old. Childhood immunisations are free at Public Health, but prices vary between private facilities.

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Schools will request to see your child’s immunisation record and require a Health Screening Report filled out by a local doctor before enrolment. For more information on the Cayman immunisations schedule, please see Cayman Parent magazine.

Dental Care

Introduce your baby to your family dentist as early as possible. See the Health and Wellness chapter for more information.

Smile Dental Clinic & Orthodontics

Units 10-12 Alexander Place, George Town

Tel: (345) 949 7303

Email: info@smiledentalclinic.ky

www.smiledentalclinic.ky

Languages: English, German, Danish, French, Spanish, Serbian, Afrikaans, Persian and Tagalog.

Dr Mauritz Crouse, BChD (WCU)

Dr Kris Togias, DMD PC Board Certified Orthodontist (USA)

Dr Aikaterini Fysikoudi, DDS HSPD (HonM)

Pasadora Family Dental Centre

94 Smith Road, Pasadora Place, George Town Tel: (345) 943 2222

WhatsApp: (345) 936 3222

Email: info@pfdc.ky

www.pasadorafamilydental.ky

Languages: English, German and Greek Paediatric and orthodontic treatments, including Invisalign for adults and teenagers, preventative and special care services, orthodontic treatments with removable and fixed appliances, advanced 3D imaging, NewTom Gianni and Soredex digital X-rays, iTero 5 intraoral cameras, and safe sedation options. SEE AD PAGE 381

7 Mile Dental

Marquee Place, West Bay Road

Tel: (345) 943 7400

Email: appointments@smbdentalclinic.ky

Dr Wolfe’s Dental Care

135 Andrew Drive, Snug Harbour Tel: (345) 945 4388

Email: info@wolfedental.ky

www.wolfedental.ky

A team dedicated to preserving and restoring

the health and beauty of their patients’ smiles, Dr Wolfe’s offers trusted and gentle medical care of infants, children and adolescents, whatever their oral health needs might be. Their mission is to provide expert dental care with the highest respect for patients. SEE AD PAGE 381

Family Photographs

There are a number of photographers who can take beautiful family pictures, from maternity shots and newborn photography to studio and location family shoots. Daria Keenan is an award-winning family and newborn photographer, photographing families in Grand Cayman since 2014. She is known for her high energy and ability to put children and parents at ease in front of her camera. Daria is an extremely popular newborn and family photographer, so we recommend booking as far in advance as possible. Tel: (345) 925 6695 or visit www. dariakeenan.com. Deep Blue Images/Julie Corsetti takes prides in capturing precious family memories, including maternity shots, newborns and family portraits. Tel: (345) 916 0016 or visit www.deepblueimages. com. With over 25 years of experience, Rebecca Davidson (SEE AD PAGE 396) is an expert in capturing stunning maternity, newborn and family photography. As a mum of four, she can persuade even the most spirited child to cooperate! Rebecca offers a mobile service, bringing her ‘sleepy newborn’ session to the comfort of your home. She supplies beautiful handmade outfits, wraps and props, making the whole process so easy. Visit www.rebeccadavidson.com. Lisa Reid specialises in family photography and loves capturing candid moments. Visit www.lisareidphotography.com.

Baby & Toddler Activities & Groups

There is a wide selection of playgroups for mothers and babies. The South Sound Playgroup is open to babies a few days old to around five years old, with adult accompaniment. It is held Mondays 9.30am-11.30am. It’s a great place for children to meet each other, socialise and play. There are lots of toys, a craft activity and snacks. The playgroup is held at the

Cayman Islands Baptist Church on Pedro Castle Road. Tel: (345) 943 6556, email: southsoundplaygroup@gmail.com or visit www.southsoundplaygroup. Caycubs is a new multi-sensory soft play facility that is great fun for babies and children up to age 10. The Cub café serves everything from food and pastries to coffees, teas and fresh juices. Caycubs is also a great spot for children’s birthday parties. Located in The Grove, 1358 West Bay Road. Tel: (345) 749 3624 or visit www.caycubs.com. Motions Unlimited offers a Toddler Play Day on Wednesdays and Thursdays for ages six and under 10.30am-12pm, Fridays 2.30pm4pm and Saturdays 8.30am-10am. The cost is CI$20 per child or CI$35 for two siblings and you must purchase a package of 10 visits in advance. Your 11th visit will be free. You must be a registered member in the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. Email: info@ motionsunlimited.com for more details or visit www.motionsunlimited.com. Jukebox offers very popular group music sensory classes for babies and toddlers every Wednesday, Friday and Saturday morning. Their Baby Boppers class is for newborns to 1.5-year-olds and their Mini Movers class is for 1.5-3 year olds. Tel: (345) 321 5126. Another popular option is Yoga Sprouts, led by Ms Sarah, which offers excellent yoga classes for parents, babies and toddlers. Visit www.yogasproutscayman.com to put your child’s name on the waiting list. Chatterbox (SEE AD PAGE 321) offers Giggles & Wiggles: Baby Wellness Groups for babies aged 3-12 months. They also offer Play Coaching, which helps educate new parents on floor time play strategies, childled play, play for bonding and choosing toys appropriate to the development of the child. For more information, visit www.chatterboxcayman.com. Kula Kids Cayman offers Mummy and Baby Yoga from newborn to 24 months and Mummy and Toddler Yoga from 18 months to 36 months. Visit www.kulakidsyogacayman. com.

Baby & Toddler Clothes

You will find a good selection of baby, toddler and children’s clothes on-Island from recognisable brands. You can also find very good quality second-hand children’s clothes at Kids Karma Closet in Buckingham Square on West Bay Road (Tel: (345) 947 7330) and on the Hope of Cayman Buy and Sell Facebook page.

Atlantic Kids

Paddington Place, Godfrey Nixon Way

Tel: (345) 943 2296 or www.atlanticak.com

Atlantic Kids carries an incredible selection of baby, toddler, children and tween clothing and shoes, including brands such as OshKosh, Carter’s, Stride Rite and Skechers. The store has a great variety of educational, eco-friendly and fun toys, as well as school-level reading and subject books. Prices are comparable to the US. Gift registries available. SEE AD PAGE 277

Bedside Manor

Market Street, Camana Bay

Tel: (345) 947 2711

www.bedsidemanor.ky

A high-end boutique selling newborn and baby clothes up to the age of three. Brands include Elegant Baby, Magnetic Me, Cuclie, Aden & Anais, Little Unicorn and more. SEE AD PAGE 204

Little Angels

Market Street, Camana Bay

Tel: (345) 946 2645

www.sandangels.com/kids1

Sells swimwear and UV50+ sun protection apparel and casual clothing for boys and girls.

Little Coconuts

The Crescent, Camana Bay

Tel: (345) 325 7017 or www.littlecoconuts.ky

Little Coconuts is a baby and children’s store offering beautiful, high-end clothes and toys. Clothing includes everything from newborn rompers and pyjamas to shorts, dresses, tutus and more.

The Bump to Baby

The Strand Shopping Centre, West Bay Road

Tel: (345) 938 6498

Sells clothes for newborns to toddlers.

Baby & Toddler Equipment

You can get most things you will need for your nursery in Cayman’s baby stores. There is also an active second-hand market. Keep an eye on EcayTrade.com and the Hope of Cayman Buy & Sell Facebook page.

Baby Express

68 Mary Street, George Town

Tel: (345) 640 2397

Sells children’s clothes, toys, strollers, breast pumps, cots, car seats and accessories.

Bedside Manor

Market Street, Camana Bay

Tel: (345) 947 2711

www.bedsidemanor.ky

A high-end boutique offering a good range of newborn equipment, including cots, playmats, soft toys, swaddles, mobiles and more. Brands include Mon Ami, SkipHop, Little Giraffe, Elegant Baby and Jellycat. SEE AD PAGE 204

The Bump to Baby

The Strand Shopping Centre, West Bay Road

Tel: (345) 938 6498

Offers a range of baby and toddler equipment.

Little Coconuts

The Crescent, Camana Bay

Tel: (345) 325 7017 or www.littlecoconuts.ky

A lovely boutique offering stylish newborn essentials, including cots, bassinets, strollers, car seats, changing tables, bouncy chairs, baby mats, nappy bags and much more.

Welcome Baby – Tomlinson Furniture Ltd.

9 Walkers Road, Tomlinson Building, GT Tel: (345) 949 5383

www.tomlinsonfurniture.ky

A great selection of baby and child home items, including nursery furniture (cribs, toddler beds and mattresses, gliders, dressers, and play tables). Visit their showroom to browse all their products and follow them on Facebook and Instagram for the latest arrivals. SEE AD PAGE 279

Passports & Immigration

Registering the Birth of Your Child

After you give birth to your child, the hospital will issue a Live Birth Notification

Form. The parents will be given a copy of this and the original is sent by the hospital to the Registrar of Births. The next step requires one of the parents, if married, or both parents, if you are not married, to go to the Registrar of Births at the Government Administration Building on Elgin Avenue (Tel: (345) 946 7922) with the Live Birth Notification Form, your marriage certificate (if married) and your passports. Residents of Cayman Brac and Little Cayman can register their children at the District Commissioner’s Office on Cayman Brac or in Grand Cayman. By law, you must do this within three months of birth. There is no charge to register your child; however, a copy of your child’s birth certificate from the Registrar of Births will cost CI$10. Get a few copies as you will need them for everything from registering your child at a school, to proving to WORC that you really do need a domestic helper! For extra copies after registration, see www.ciregistry.gov.ky.

Getting a Passport & Visas for Your Child

Once you have a birth certificate, you can complete an application for a passport. Parents are encouraged to apply straight away for a passport and any necessary visas. In the case of an emergency, you will all need one. Refer to the Immigration chapter for more information.

Registering a Dependant

Children born on the Island to expats are not automatically entitled to citizenship, unless one or both of their parents are either Caymanian or have been granted status or Permanent Residency. If you are on a work permit, your baby must be added as a dependant on your work permit. You can find the AMD2 ‘Amendment to Dependants’ form on worc.ky/applications/ forms and it outlines the things you need to gather and submit. Once approved, you will get a dependant stamp in your child’s passport from the Department of WORC. Remember to get each new passport restamped, as airlines need to see an up-todate stamp. For more information call WORC on (345) 945 9672.

Pets

An overview on all things pets in the Cayman Islands, including the importing process, how to take care of your furry companions and the rules for responsible pet ownership.

Taking care of your pets is not always an easy task and there are a lot of things to take into consideration. When owning a pet, you must always keep on top of their health, hygiene, and happiness; and this can only be done if you know who to contact. This chapter outlines the process required to import pets, as well as useful advice for pet owners, including the rules for responsible pet ownership, on-Island veterinary clinics, pet sitters and groomers. Unfortunately, there are no pet insurance policies available on-Island, so all pet care must be paid for by the owner. For information on pet staycations and to find pet-friendly hotels and condos, see page 472 in the Travel chapter.

IMPORTING PETS INTO CAYMAN

Regulations

The process for importing animals into Cayman is lengthy, and we advise starting it as soon as possible. All pets entering the Cayman Islands must have an import permit issued by the Cayman Islands Department of Agriculture (DOA). Application forms are available from the DOA (Tel: (345) 947 3090, email: ci.agriculturevs@gov. ky or www.doa.gov.ky) at 181 Lottery Road, Lower Valley in Grand Cayman or from their website. The Cayman Islands is rabies-free, and to keep this deadly disease out, no import exceptions will be made by the Government.

An application can be submitted up to six months in advance of travel and a copy of the requirements should be provided to the accredited veterinarian who will be assisting with the importation

Photos courtesy of Julie Corsetti & Caroline Deegan/Cayman Photography

process. At the time of publication, requirements to obtain an Import Permit included, but were not limited to:

> Completing an application form (up to six months prior to travel)

> Having your pet fitted with an ISOcompliant microchip and providing proof of implantation date

> Being up-to-date on routine vaccinations and rabies vaccinations

> Having a rabies titre (blood) test performed

> Having tick and tapeworm treatments performed

> Gaining an Official Veterinary Health Certificate within 14 days of travel

> Submitting payment of CI$50 (US$61) to process your application.

For animals being imported from countries where rabies is present, there is at least a two-month wait between when they are rabies titre tested (and gain a successful result) and when they can travel. For countries that are rabies-free, the requirements are less stringent and much quicker. We advise that you follow the DOA’s directions exactly as requested, and that you keep in touch with them throughout the process. Alternatively, the services of a local broker can be used.

The DOA can provide a list of pet travel brokers. There is no leeway in dates or exceptions made if you have forgotten to do something. All animals and paperwork will be inspected upon arrival and an inability to meet all requirements can lead to the animal being put down, or returned to the country of origin, all at the expense of the owner. There are no pet detention or quarantine facilities in the Cayman Islands.

Pets Entering from the UK or the US

Pets leaving the UK to enter the Cayman Islands must meet all the DOA requirements. Pets leaving the UK by plane must travel as cargo or checked baggage unless flying on a private charter or as an assistance animal.

UK residents will need to apply to DEFRA (Department of Environment, Food & Rural Affairs) for an Official Health Certificate. Visit www.gov.

uk/take-petabroad. A registered UK shipper such as Animal Couriers (www. animalcouriers.com) or Pet Air (www. petairuk.com) must be used to deliver your pet to the aircraft and can answer any questions and assist with all the logistics including DEFRA, airline booking, travel crates, liaising with DOA and/or a Cayman Islands pet travel broker such as Must Love Dogs or Pack Pet and Go. See page 410 for more information.

All pets leaving the US must also meet all DOA requirements. Airline carriers have their own regulations and routes for pet travel, so please check with your airline or contact a local pet travel broker

Pets Entering from Jamaica

Pets entering Cayman from Jamaica must have received a combination vaccine against Distemper, Hepatitis, Adenovirus, Parvovirus and Leptospirosis at a minimum of 12 weeks of age after the microchip was inserted. Cats must have received a combination vaccine against Feline Enteritis and calicivirus at a minimum of 12 weeks of age. Your pet must then be tested for rabies and receive a tick and tapeworm treatment. Following this, your pet must be examined and issued with an Official Veterinary Health Certificate. Once issued with the certificate, you must submit it to the DOA along with a completed application form for an Import Permit and a non-refundable application fee.

Importing Captive Birds

All captive cage birds (e.g. parrots, budgerigars, lovebirds, finches and toucans) must also be accompanied by an Import Permit issued by the DOA.

Restrictions

In accordance with the Animals Act (2015 Revision), no animal of any description may be directly imported into the Cayman Islands from any country in Asia, Africa or Central and South America. Also, certain breeds of dogs, or crosses of such breeds, are prohibited from entering the

Cayman Islands. These breeds include but are not limited to: ‘Pit Bull’ Terrier, Dogo Argentino, Fila Brazileiro, Japanese Tosa, and any breed of dog or crossbreed of dog whose breeding lineage was for the primary purpose of dog fighting. Please contact the DOA for a full list of banned breeds.

Animals on Airlines

Some airlines do not allow your animals in the passenger cabin, and over the summer months many airlines will not take pets due to the high heat in the hold. You are required to take the most direct route possible and preferably an evening or morning flight. You should avoid travelling through countries that are not deemed rabies-free to help make the whole process easier. Cayman Airways (Tel: (345) 949 8200) accepts domestic dogs, cats and birds. The maximum weight allowed, including the container, is 99lbs. They charge US$100 each way to all international destinations for a small pet travelling in the cabin and US$125 international or US$50 domestic, each way, for larger pets travelling in the hold as checked baggage. On British Airways (BA) (www.britishairways.com), the cost varies depending on the size of the animal. BA no longer take pet bookings directly from the public and insist all bookings are made by specialist pet relocation agents. They recommend IAG Cargo, which has decades of experience. Visit the travel assistance page on the BA website for more information.

Travel Instructions & Advice

All animals, no matter what size, must travel in a leak-proof, International Air Transport Association-specification carrier that allows the animal to move around unhindered. All requisite entry documentation should be affixed to the carrier, and it is advised that you print extra copies of all your paperwork and carry it on your flight with you. Be prepared, as airport security agents will most likely request to look at your pet (outside of its carrier) and search its carrier and bedding. Sedating your pet is not advised, as this can stop them from being

able to regulate their body temperature. No food should be put in their carrier, only a water container, which the airline will check prior to departure and at any transit point. It is also best to use an absorbable type of lining for the carrier. You should familiarise your animal with the carrier before travelling so they associate it with a positive and comfortable experience.

Certain airlines allow small dogs and cats in the aircraft cabin, but most airlines transport them as special cargo or checked baggage in a temperature-controlled and ventilated hold. If your pet is allowed in the cabin, it is best to check in as late as possible. If it is going in the hold, check in early so that it can go to the baggage area and be put somewhere quiet to relax. To prepare your pet, the USDA recommends that your pet be offered food and water four hours before you check in. It’s advisable to take your dog for a walk before leaving for the airport and again before check in.

into the search box for information on

international pet travel. On arrival in Cayman, you will need to go to the ‘Goods to Declare’ counter and submit your paperwork for the animal. They will ask you to take the animal out of its carrier to inspect and check its microchip. All dogs staying in Cayman for longer than 30 days must be licensed with the DOA.

Pet Relocation Services

For importing or exporting logistics, contact the following businesses who can help you. Veterinarians may also provide guidance and they issue Export Health Certificates.

Must Love Dogs

Pack Pet N Go

Tel: (345) 326 2320

Email: packpetngo@gmail.com

www.packpetngo.com

With over 15 years of pet relocation experience, Pack Pet N Go provides a range of services for pet travel and relocation from the USA, UK, EU and worldwide. Services include acquiring necessary documents for your pet, such as an International Health Certificate, Import and Export Permits and the collection and endorsement of these documents. They also offer hands-on services such as cargo booking and handling, and veterinary visits.

PET PASSPORTS

Pets arriving in the Cayman Islands must

laser treatments, needle-less acupuncture, full pharmacy/prescription diets and more. House calls and other special needs are also always available upon request. SEE AD OPPOSITE PAGE

Island Veterinary Services (IVS)

95 Printer Way (off CNB roundabout), GT

Tel: (345) 949 0787

Emergency: (345) 916 2459

Email: islandvetservices@hotmail.com

www.islandvetservices.ky

My Home Vet

Tel: (345) 928 0707

Email: hello@myhomevet.ky

www.myhomevet.ky

My Home Vet’s mobile veterinary service brings the vets to your pets! Serving Grand Cayman (and the Sister Islands on request), Dr Andrea’s highly experienced and dynamic team take the stress out of pet care by offering annual checks, vaccines, export exams, wound care, blood pressure testing, laboratory services and end-of-life care in the comfort of your own home. They’ll even deliver prescriptions to your door. Furthermore, My Home Vet is the only vet service to offer pet physiotherapy, thanks to their Licensed Veterinary Physiotherapist and Telemedicine via their digital app. They will also offer last-minute appointments and prescription deliveries. Call or WhatsApp: (345) 928 0707 or email: hello@myhomevet.ky.

Kman Vets

Unit 2, Midtown Plaza, George Town

Tel: (345) 640 5838

After Hours Tel: (345) 525 5838

Email: info@kmanvets.com

www.kmanvets.com

Under the care of Royal College certified surgeon, Dr Colin Manson, this fully-equipped hospital has the latest in veterinary technology. Kman Vets offers outstanding professionalism, knowledge and expertise, aiming to provide a lifetime of support. Services range from annual and bi-annual wellness examinations, vaccinations, acupuncture, laser treatments, endoscopy and pet travel advice to managing more challenging and complex surgical and medical concerns. These qualified and experienced veterinary professionals are

committed to providing their clients with a carefully assessed and accurate diagnosis, a thorough understanding of the best treatment options available, and empathy and guidance to make the best choices for your pet’s healthcare. Both mobile and hospital-based services are offered, allowing flexibility of care and management of our four-legged friends.

SEE AD THIS PAGE

ADVICE FOR PET OWNERS

Adopting a Pet

The first place to look for a pet in Cayman is the Cayman Islands Humane Society (Tel: (345) 949 1461, email: info@caymanhumane.org or visit www. caymanhumane.org) located on North Sound Road. They have a large variety of dogs, cats, puppies and kittens that need loving homes. They are also happy for you to foster a dog or cat, whether for a sleepover or a long weekend, and they will lend you a pet carrier, blankets, food and toys. The shelter is always in desperate need of foster parents, either to care for sick or injured animals, dogs that are suffering from kennel stress or cats/kittens that need some extra care. The shelter is always open to volunteers who can either walk the dogs in the vicinity of the shelter or take them to the beach for a fun outing. They also appreciate donations such as dog or cat food, toys, sheets, towels, and of course, monetary donations. Cayman Animal Rescue Enthusiasts (C.A.R.E.) is another animal rescue organisation, and they, too, have a number of dogs and cats for adoption. Visit www.caymancare.ky. One Dog at a Time (ODAAT) organises the rescue and rehoming of animals locally, as well as transporting dogs to rescue partners in Miami, Tampa, and Toronto. They are always looking for donors, fosters, adopters and people to accompany dogs on flights. PAWS Cayman (email: caymanpaws@gmail.com) work to alleviate the suffering of animals in need, particularly in the Eastern districts. They also have dogs and cats available for adoption. Smaller animals, like hamsters, rabbits, birds and fish, can be found at Animal House (Tel: (345) 943 7387 or

At Kman Vets we offer outstanding professionalism, knowledge and expertise, always compassionate and caring for both you and your pet.

Wellness Exams Vaccinations

Digital Radiography, Ultrasound & Endoscopy

Extensive in-house laboratory

RCVS Certified Surgeon

Acupuncture & Laser

Pet Travel advice

Hospital based & Mobile

Afterhours - 525 5838

640•5838

info@kmanvets.com

www.kmanvets.com

facebook.com/kmanvets @kmanvets

Midtown Plaza, Elgin Ave, GT

(345) 945 7387). Keep in mind that your property should be fully fenced-in to prevent a new pet from getting lost.

Spaying & Neutering

Spaying (female) and neutering (male) pets is strongly advised to not only reduce the number of stray, unwanted and homeless animals in Cayman, but also to improve your pet’s health, increase life expectancy, and improve behaviour. If you adopt a pet from the Humane Society, C.A.R.E., One Dog at a Time or PAWS Cayman, they will cover the cost of spaying or neutering and all inoculations. If you acquire a pet from elsewhere but need financial assistance for spaying or neutering, the Humane Society or C.A.R.E. may be able to assist, otherwise it can be done privately at any veterinary practice for a very reasonable cost.

Feline Friends operates a ‘Trap Neuter Return’ programme for free-roaming cats. The organisation will humanely trap cats and take them to a veterinarian, where they will be spayed or neutered, de-wormed and ear-notched (indicating that they have been sterilised). The cats will then be released back at the same location where they were trapped. This is a proven method of controlling the population of free-roaming cats whilst ensuring they receive a better quality of life. If you are aware of a colony of free-roaming cats in need, please email: felinefriendscayman@gmail.com and they will come out to assist. Donations to help their cause are always welcome.

Looking After Your Pet

Heartworm disease, a deadly condition, is endemic in Cayman. It is caused by a blood parasite that is transmitted by mosquito bites and infects both dogs and cats. Thus, all dogs and cats should be on a monthly heartworm preventative treatment.

Ticks and fleas can also be a major problem for your pet. Both pests can be controlled in dogs with NexGuard, a chewable monthly tablet containing an ectoparasiticide which kills fleas and ticks when they bite your pet. An alternative product for dogs and cats is monthly topical Frontline Plus which kills adult ticks, fleas, flea eggs and larvae. Stronghold/Revolution is also available and is convenient for outdoor cats as it also prevents heartworm disease. Regular inspections to ensure your pets are tick-free are essential. Animals easily pick up ticks and fleas outside and bring them back into the home, where these pests can reproduce. If your home becomes infested with fleas or ticks, you may need to perform one or two thorough pest control treatments. This treatment should only be performed by a professional pest control company. You should also treat your garden and kennels. Refer to the Pest Control section in the Running Your Home chapter for details.

Feline Leukaemia (FeLV) and Feline Immunodeficiency Virus (FIV) are viral conditions that spread from cat to cat. FeLV can be vaccinated against, however FIV cannot. Reduce the risk of FIV by spaying/neutering them, or better yet, keeping them indoors. Dogs should be vaccinated against Distemper, Parvovirus,

Parainfluenza, Hepatitis and Leptospirosis. Dogs attending a daycare must also be vaccinated against Kennel Cough.

Salt water can be toxic if your dog drinks a large quantity of it and can result in hypernatremia (an elevated sodium level). Prevent this by carrying a bottle of fresh water during beach walks. If you see signs of salt poisoning, including vomiting, diarrhoea, incoordination, severe depression and/or seizures, take your dog to a veterinarian. After swimming, rinse salt water and chlorine off your dog. If you take your dog on a boat, put a flotation device on them. Avoid letting dogs swim in swampy or canal water as they risk contracting Pythiosis – a rare but often deadly disease.

Heatstroke can occur fast if you leave your pet in a car. Avoid long walks during the middle of the day, have breaks during walks and always have fresh water on hand. Be aware that asphalt gets extremely hot and sensitive paw pads can burn. Symptoms of heatstroke include heavy panting, vomiting and breathing difficulties. If you suspect your dog has heatstroke, take the animal to a vet immediately, as it could be fatal.

Insect stings are common. Curious dogs can be stung by scorpions, bees and other insects. If you notice any swelling around your dog’s face or other parts of its body, take it to a veterinarian as soon as possible.

Rules for Responsible Pet Ownership

Failure to keep a dog on a lead in a public place is an offence and liable, on summary conviction, to a fine of CI$500 and three months in prison. A dog should only be off their lead if they are confined to the owner’s property. If a dog is dangerously out of control in a public place or is responsible for injuring any person or domestic animal, you will be liable for the cost of the damages or injuries, a fine of CI$4,000 and six months imprisonment. People in charge of a dog in a public place are also responsible for cleaning up after their animal. Failure to remove the faeces is an offence and you will be liable to a CI$2,000 fine. By law, a person cannot keep a dog over the age of

A well trained canine is a pleasure to be around

four months unless they hold a dog licence specific to that dog. These can be obtained from the DOA at 181 Lottery Road, Lower Valley. The DOA will need to know your name, PO Box, contact details and where the dog lives, plus your pet’s name, their breed, colour, sex and their microchip number if you know it. If one of the DOA’s Animal Welfare Officers is in your area, they can pop over to your house, take your information and give you the dog tag there and then. Tel: (345) 947 3090.

Hurricanes & Pets

It is important to make preparations for your pets before hurricane season. Remember, if it is not safe for you, it is not safe for your pet. Never leave pets outside.

If you plan to leave the Cayman Islands with your pet, see the previous import and export regulations in this chapter for more information. Visit our Disaster Preparedness chapter on page 419 for more information.

Dog Trainers

Cayman Canine Training Services

94 Tuscany Drive, Savannah

Tel: (345) 916 2075

Email: dogtrainer@candw.ky

www.dogtrainer.ky

Kenneth Morgan offers one-on-one or group behavioural and obedience training (group sessions for six weeks, two lessons per week, for CI$360; or private one-hour sessions for CI$75 at your home, or CI$75 to bring your dog for the day to Kenneth’s home for specialised training and social play); beginners and advanced training; dog walking/sitting while at work or vacation; vet visits; beach training; how to care for your dog. Kenneth also offers advice on how to understand a dog’s body language, barks and behaviour, and he is particularly good at solving difficult problems. Additionally, Kenneth offers a service whereby he will make sure your pet is looked after, either on a visitation or live-in basis, while you are on vacation. CI$40 per day for daycare play and CI$50 for overnight boarding. You can find Cayman Canine Training Services on Facebook.

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Kennels & Pet Sitting

Cayman Pet Paradise

46 Ranch Road, Savannah

Tel: (345) 947 1334

Email: info@caymanpetparadise.com

www.caymanpetparadise.com

A full-service kennel facility with 40+ open-air kennels, nine of which are oversized to accommodate multiple dogs from the same family and eight double kennels. There is a cattery with 13 large kennels. Expect to pay CI$28 per night for dogs and CI$20 for cats. Daycare services for dogs are offered for CI$15, where dogs are exercised and allowed supervised socialising with other dogs. All vaccinations must be up-to-date, including kennel cough. They also have the Island’s only pet crematorium. All dogs should be given Heartgard medication monthly and all cats and dogs should be treated for ticks and fleas with a monthly top spot type treatment. Cayman Pet Paradise stocks Fiproguard Plus, a generic version of Frontline Plus that is just as effective and much less expensive. SEE AD THIS PAGE

Elizabeth ‘Liz’ Walker

89 Phelan Close, off South Church Street, GT Tel: (345) 925 6719

Email: ewalker@candw.ky

Takes small dogs (max 25lbs) for overnight boarding and daycare. Dogs must be on a flea and tick programme. Liz charges CI$40 for overnight boarding or CI$20 for daycare. The dogs are walked on the beach daily and have the run of her house and garden. During school holidays it is advisable to book in advance.

Other options include Just Like Home (Tel: (345) 938 2587 or email: jo@ justlikehomecayman.net), Petopia Resort & Spa (Tel: (345) 926 1990 or email: petopiaky@gmail.com) and Cay 9 Resort (Tel: (345) 769 3647 or email: info@ cay9resort.com).

Pet Grooming & Pampering

You can drop your dog or cat off with the following companies: Cayman Pet Paradise (Tel: (345) 947 1334) provides a full grooming service, including trimming, bathing, blow drying and more. Cay 9

Resort and Spa (Tel: (345) 769 3647) also offer grooming services. Just Like Home (Tel: (345) 938 2587) offers complete grooming and includes haircuts, a blow dry and nail trims, all in a calm, peaceful environment with no restrictive cages either before or after an appointment. Petopia Resort & Spa (Tel: (345) 926 1990) provides bathing and grooming for dogs and cats. You can also contact Melanie Hulse (Tel: (345) 916 7268 or email: melhulse@gmail.com), who works out of Island Veterinary Services.

Must Love Dogs

Tel: (345) 746 7222

Email: mustlovedogsky@gmail.com

Must Love Dogs, located in Camana Bay, offers an excellent array of services to keep your furry friend looking and feeling good. They provide full grooming services for both cats and dogs, including dental and gland hygiene, pawdicures, bath and blow-dry with a pick-up and drop-off service available. In their shop, they sell a wide range of canine and feline essentials and luxuries, from plush beds and tasty treats to durable gear

CARIBBEAN HEADSTONE CREATIONS

Crafting Memories, Honouring Lives

Cherish Your Beloved Pet Forever with our Custom-made Head Stones & Plaques, in a variety of Marble, Quartz, Porcelain & Slate, Crafted & Engraved with your Pet in mind.

and grooming products. Additional services include dog walking, assistance with importing or exporting your pet, and a pet food delivery service.

LOST & INJURED PETS & WILDLIFE

Lost pets are usually picked up by the Humane Society, C.A.R.E., One Dog at a Time or the Department of Agriculture, so they should be your first point of contact. Canine Friends (Tel: (345) 925 3990 or email: info@caninefriends.ky) rescues dogs from dangerous situations and places them in a foster home. If you find an injured stray animal, you can take it to Island Veterinary Services (Tel: (345) 949 0787), who will nurse it back to health. They appreciate donations for this service. They don’t, however, arrange pick-ups. All charities and vets will email members and post messages on their social media to help find lost pets.

Cayman Islands Humane Society

153 North Sound Road, George Town

Tel: (345) 949 1461

Emergency: (345) 326 1461

Email: info@caymanhumane.org

www.caymanhumane.org

Open Tuesdays to Fridays 10am-4pm; Sundays 10am-12am; closed on Mondays.

Department of Agriculture (DOA)

181 Lottery Road, Lower Valley, Bodden Town

Contact our team at: Kozaily Center, Ashgo St (O Godfrey Nixon Way, ITC building)

e: info@caribbean headstonecreations.com

t: (345) 949 0410

Tel: (345) 947 3090

The best thing to do is to go to the DOA and look for your animal. Visiting hours: Tuesdays and Thursdays 1pm-3.30pm. If animals are not claimed within seven days, they will either be put up for adoption or, sadly, put to sleep.

C.A.R.E. - Cayman Animal Rescue Enthusiasts

Tel: (345) 938 2273

www.caymancare.ky

Committed to a no-kill community.

One Dog at a Time (ODAAT)

Email: onedogatatimeky@gmail.com

Rescues unwanted dogs from the streets and the DOA pound when at risk of euthanasia.

Animal Abuse

In Cayman, abuse of animals is a crime and serious penalties apply if prosecuted. The Government employs Animal Welfare Officers (Tel: (345) 916 3051) who will investigate animal cruelty, apprehend an individual and prosecute. If you are aware that animal abuse has occurred, report it to the DOA (Tel: (345) 947 3090), the Police or email: reportanimalcruelty@gov.ky. If you wish to remain anonymous, call the Humane Society (Tel: (345) 949 1461) or email: info@caymanhumane org

Burying Your Pet

Losing a pet is heart-breaking, but it can help to find a special way to remember their life and how important they were to your family. While some bury their pet on their own land (if they own a garden), others choose cremation. The following companies can help make the memorial process easier:

Cayman Pet Paradise

46 Ranch Road, Savannah

Tel: (345) 947 1334

Email: info@caymanpetparadise.com

www.caymanpetparadise.com

They offer cremation services for your pet. Depending on the size of your pet, prices may vary for the service, so make sure to call ahead. They offer a pick-up service from the vet or from your home for CI$40 and offer ash boxes with the following values: CI$25 for a small box, CI$30 for a medium box and CI$35 for a large box. Alternatively, if you don’t want the ashes returned, there is an extra charge of CI$3 per pound of ash.

Caribbean Headstone Creations

Kozaily Center, Ashgo Street, George Town (Off Godfrey Nixon Way, ITC building)

Tel: (345) 945 3798 / (345) 949 0410

Email: info@caribbeanheadstonecreations.com

www.caymantile.com

The loss of a beloved furry friend can be devastating, but the International Tiling Company offer a unique service to memorialise your pet. You can order an engraved slate tile or a marble headstone from them to place at the grave of your much-loved pet. SEE AD THIS PAGE

Crafting Memories, Honouring Lives

Although the Cayman Islands is in an area that can and does get affected by hurricanes, other natural disasters can occasionally affect us. This chapter provides a summary of information about hurricanes, earthquakes, tsunamis and waterspouts, along with how to be prepared. Hazard Management Cayman Islands (HMCI) is the authority tasked with managing both natural and man-made disasters, should they occur. They are responsible for the National Disaster Management Programme, which includes preparedness, response, mitigation and recovery. Their main aim is to protect Cayman’s residents and visitors by being prepared for every scenario in a disaster. This includes working with emergency responders to reduce loss of life, suffering and damage. Visit www. caymanprepared.gov.ky for more information.

Hurricanes

After predicting a near-normal Atlantic hurricane season in May 2023, when August rolled around, the NOAA increased their prediction which called for above-average activity, owing to the record rise in sea temperatures and El Niño. Although our Islands have been spared from devastating natural disasters in recent years, we must remain extremely vigilant.

A hurricane is a large rotating system of wind and water originating in the tropics with sustained surface winds of at least 74mph. It is the most common natural disaster that threatens the Islands. Hurricanes start out as tropical disturbances when a mass of organised, oceanic thunderstorms persists. Once closed circulation occurs and winds reach 74mph, it becomes classified as a hurricane.

Photos courtesy of Courtney Platt

Hurricanes are measured by the SaffirSimpson wind scale, but this scale is not a very good indicator of the likely impacts, so it is important to tune in to Radio Cayman, the Cayman Islands National Weather Service, HMCI and other official Government information sources when a hurricane is threatening. The hurricane category only measures wind speed: it does not consider things like the size of the hurricane wind field, the angle of approach or the forward speed. These elements can affect the height of the storm surge, which is the most significant threat to life and property. Both Grand Cayman and Little Cayman are generally very low-lying (on average less than seven feet above sea level), and a hurricane can cause the sea level to rise as high as 20ft above the usual sea level in some extreme, albeit rare, cases. In addition to the surge, hurricanes are usually accompanied by very large waves, which are a different and separate threat from the surge.

Waves pose a very real danger for coastal residents on open coastlines, as opposed to canals. Most properties located on the coast are vulnerable to impacts from the sea in a hurricane, but some people are not aware that the surge risk also exists for residents living well inland, especially those living in single-storey dwellings in low-lying areas. For example, if a very large and powerful hurricane threatens and your ground floor is 10ft above sea level, it is possible for the storm surge to fill the house with water up to the ceiling and, in some cases, leave you trapped. If Cayman gets a significant hit by a hurricane, plan to be without power and water for seven days minimum. After Hurricane Ivan in 2004, it took two to three months for most residents to get their electricity back and about a month for water. Keep in mind that there were no banks, supermarkets or gas stations open for at least a week, so it is vital to have an emergency supply of canned food and water that will last up to at least one week per person. You are advised to store a gallon of water per day for each person in your house and to keep it cool by storing it in a

dark location. Have a portable radio with extra batteries on hand because radios are an important medium for information sources in the aftermath of a storm. Internet, television and cell phone systems may go down for hours, days or weeks.

Preparation is key! Keep in mind that you should purchase five to seven days’ supply of non-perishable items before hurricane season starts. Install hurricane shutters or get plywood sheets to cover openings in your home before hurricane season so you can protect your property when you need to. Once wind breaches a home, it is much easier for the roof to be lifted off. It’s too late to think about saving your personal items and important documents, filling the car with gas and buying supply kits and non-perishable supplies when a hurricane is imminent. Also, withdraw enough cash to last for a few weeks as after a storm, ATM machines may not work, banks might ration cash withdrawals and personal cheques will not be accepted. Prepare an evacuation ‘togo bag’ containing important documents (inside a watertight ziplock bag) and enough clothes, water, food, snacks and medication for each member of your family for at least five days. Please refer to the checklists in this chapter and www. caymanresident.com.

Decide ahead of time where you will stay during a hurricane. If your home is high enough and durable enough to withstand winds, storm surges and waves, then it is probably the best place to stay. Ask your neighbours about the vulnerability of your neighbourhood in the case of flooding and wave threats, or reach out to Lands and Survey (www.caymanlandinfo.ky) to get a topographical map of your specific area. This costs roughly CI$45. If you decide that it is safe to stay in your home, find the most secure areas in your house to shelter and plan potential escape routes.

If your home is not secure, then evacuate! Low-lying areas will flood, so take shelter on higher ground at your workplace or a friend’s house. Hurricane shelters are also an option. A complete list of shelter locations

can be found on www.caymanresident.com or www.caymanprepared.ky. There is at least one emergency medical centre (EMC) shelter located in every district, and there are doctors and nurses at these shelters. Ambulances will not be running during a hurricane, so if you have a health issue that may require medical attention, it is best to go to an EMC shelter. Shelters can become quite crowded, and they ask that you bring enough supplies (food and water) for your family.

Earthquakes & Tsunamis

Grand Cayman lies close to the boundary zone of the Caribbean and North American tectonic plates, which are seismically active. The strongest recorded earthquake in the Cayman Islands occurred in January 2020 and measured 7.7 magnitude. Its epicentre was 67 miles from Cayman Brac and 154 miles from Grand Cayman. Although there were multiple reports of sinkholes and some reports of one-totwo-foot-high waves, no major structural damage occurred. Over 20 aftershocks were felt, with the strongest tremor measuring 6.1 magnitude. In the case of an earthquake, the advice is to duck, cover and hold. Get under a solid piece of furniture or reinforced doorway and be sure to cover your head to protect yourself from falling objects. If you are in a strong, elevated building away from the coast, stay inside unless there are clear signs of structural damage. If outdoors, move to an open space away from objects that are likely to fall, such as glass, electrical cables, trees and light poles, and crouch down and cover your head until the shaking stops. If you are in a vehicle, pull over to the side of the road in an open area. After the shaking stops, proceed carefully, being aware of the potential for splits in the road, sinkholes, fallen powerlines and trees.

Tsunamis are most often triggered by underwater earthquakes, with waves spreading outwards rapidly from the site. In deep water out at sea, these waves typically measure only a few inches in height and may travel at speeds of

400mph, but when the tsunami reaches shallow water, the wave slows and its height increases. Although tsunamis triggered by earthquakes can occur in Cayman, the probability is believed to be very low. Cayman’s underwater landscape, with steep drop-offs close to shore and very little continental shelf, may well reduce the risk of dangerous tsunamis. However, there is a significant area of shallow water in the North Sound that could allow for wave run-up. If a very long and strong earthquake is felt, there may be very little warning if a tsunami threatens, so residents should not wait for an official warning and should act immediately. If you feel a very strong earthquake, you should head inland and get to an elevated area. For those living close to the sea, ensure you are familiar with the nearest multi-storey building or location of nearby higher ground. If you are on the coast and notice the water receding, move away immediately and, if possible, towards high ground. If you are in a boat out at sea, face the direction of the waves and go

Hurricane Supply Kit

❑ Plywood and screws for windows and doors (if necessary)

❑ ‘C’ type fire extinguisher for electrical fires

❑ Oil and petrol for generator (optional)

❑ Portable gas stove and refills

❑ Charcoal and lighter fluid

❑ Flashlight, candles, lantern and oil

❑ Matches and lighter in a watertight bag

❑ Battery-operated radio, fan and extra batteries

❑ First aid kit, sunscreen and hygiene supplies

❑ Medication. Make sure your prescription is full and you always have an adequate supply during hurricane season

❑ Mosquito coils, citronella candles and/or bug spray

❑ Rope or strong twine, duct or packing tape

❑ Shut off wrench and pliers

❑ Plastic sheeting to cover furniture

out to deep water. However, if you are in a harbour, find shelter on the upper floors in a concrete building. Waves may strike at intervals anywhere between 15 minutes and an hour. Cayman has not experienced a destructive tsunami in its entire recorded history, and strong destructive earthquake events are also incredibly infrequent, so the likelihood of one occurring is very low.

Waterspouts & Tornadoes

Waterspouts are rotating columns of water formed by whirlwinds occurring over the sea. They sometimes form along the dark, flat bases of cumulus clouds and are sometimes seen in the coastal waters around the Cayman Islands. They are typically not harmful as they travel slowly, and the wind speeds associated with the waterspouts are usually less than 69 miles an hour. They are only active for about 20 minutes. Typically, these waterspouts dissipate quickly when they make landfall. They are often confused with tornadoes, which are a very rare phenomenon for the Cayman Islands, and when they do occur,

they cause little to no damage.

Emergency Alert System

When a major threat is declared, a release is issued to all media houses to advise the public and the notification is also posted on the HMCI website and social media accounts. The Cayman Islands Government has also launched the National Emergency Notification System (NENS). In the event of a national disaster or emergency, this system enables direct communication with all subscribed users in the Cayman Islands. The emergency alert will include details of the incident, including what kind of incident it is, where it is primarily located (if possible) and when it occurred. The message will also include any essential public safety messages. Developed by HMCI in collaboration with local and regional stakeholders, the NENS is a free mobile app that delivers emergency alerts by email, SMS and app notification. For more information and to download the app onto your mobile device(s), visit www. nens.gov.ky.

❑ Clothing. Rain gear, life vests, sturdy shoes, galoshes/boots and a whistle

❑ Tarpaulin for the roof

❑ Surgical and yard gloves (for clean-up)

❑ Paper towel, toilet paper and napkins

❑ Disposable plates, plastic glasses, plastic cutlery and several plastic bags

❑ Aluminium foil and plastic freezer bags

❑ Can opener/knife (e.g. Swiss Army)

❑ Clorox wipes (for cleaning cutlery)

❑ Chlorine bleach (sterilising water) and Dettol (disinfecting hands and feet)

❑ Hand sanitiser and baby wipes (for personal hygiene)

❑ Ice chest and ice

❑ Broom, mop, bucket and rubbish bags

❑ Pet food and litter box

❑ Baby supplies: nappies, wipes and food

❑ Books, magazines and games

Though the NENS app is very useful, people are still encouraged to plan ahead. For advice and up-to-date information on threats and warnings, you should also follow the HMCI Facebook page (@Caymanhazard) and X account (formerly Twitter) (@CINEOC).

Property Protection

It is prudent to begin assessing your home before hurricane season starts by ensuring that trees are gently pruned, especially if they are close to power lines or water pipes or near the roof of your house. Never attempt to cut branches close to power lines yourself. Instead, call CUC on Tel: (345) 945 1282 and they will send a team to evaluate your property and trim any potential hazards.

Additionally, ask your gardener or strata maintenance (if you have one) to remove coconuts as they can become dangerous missiles in high winds and can put both you and your home at risk. Install hurricane shutters on windows and glass doors to protect your home or business. Options vary considerably, including maximum security

Things to Do

(2–3 days before a tropical storm or hurricane)

❑ Design a family plan for which shelter and route are the best to suit your needs

❑ Fill cars with petrol/charge if electric and move them to higher ground

❑ Withdraw cash from bank; ATMs won’t work without power

❑ Bring in everything from outside, e.g. bird feeder, hose, barbecue, chairs, potted plants

❑ Secure boat and remove all equipment, e.g. battery, CD player and life jackets, etc.

❑ Arrange for the safety of your pets

❑ Move furniture and belongings away from windows and doors and elevate off floor level

❑ Put silicone or foam around outside doors and fill sandbags sufficient to protect against flood water damage on ground floors

❑ Pick rugs up from the floor, remove drapes from windows, and store in plastic bags

❑ Buy buckets and sheets of plastic to protect furniture and wood floors from ceiling leaks

❑ Pack irreplaceable and precious items into large plastic bags or Rubbermaid containers/ tubs and seal them with tape

❑ Do laundry; it may be a long time before you can do it again, then fill the machine with water

❑ Clean tubs/baths and fill them with water

Important Documents & Records

Store in a portable, watertight container, scan or back up to an external hard drive

❑ Passports, birth certificates, driver’s licences and pet documents

❑ Photographs of home contents and vehicles for insurance purposes

❑ Digital back up of photos and a video of your property and valuable items

❑ Inventory of household (itemised)

❑ Bank accounts and credit card information

❑ Insurance policies, wills, contracts and deeds of your home

❑ Turn freezer and fridge to the coldest setting; if you lose power, food and ice will last longer

❑ Freeze water

❑ Charge cell phones and have a cell phone charger that plugs into your car’s USB port or car lighter

❑ Consider blocking toilets with old towels in case they back up

❑ Wedge sliding doors to prevent them lifting from tracks and reinforce garage door

❑ Keep swimming pool full, to around 12 inches from the top

❑ Turn off propane tanks

❑ Secure TV antennae

❑ Check supply of emergency food

❑ Close cistern openings and disconnect downspouts

❑ Have empty gallon bottles to fill with water for bathing and toilet flushing purposes

❑ Make sure you have old towels, shirts, etc., to line doors and windows against water

❑ Have raincoats/ponchos handy, as it might rain for several days after a hurricane

❑ Make sure you have the phone numbers of family and friends and that they have yours

Hurricane Scale

Flags

HURRICANE ALERT

Hurricane threat more than 36 hours away.

HURRICANE WATCH

Hurricane threat 24 to 36 hours away.

HURRICANE WARNING

Hurricane conditions expected within 24 hours.

ALL CLEAR

The storm has passed, use caution.

The Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane’s intensity at a given time. This is used to give an estimate of the potential property damage and flooding expected along the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the coastline in the landfall region. These speeds are one-minute averages and not maximum gusts!

screens (Crimsafe), impact windows and doors, hurricane shutters (accordion, panel, roller, colonial or Bahama) or electric roller doors and windows. If you already have shutters installed, check that they can still be applied and are not damaged.

Cayman’s building code regulations ensure that modern buildings are strong enough to withstand a certain degree of quaking, so the main hazards are unsecured appliances, objects and structures that could fall and cause injury, downed power lines and damaged water and sewerage systems. As a preventative measure, HMCI recommends bolting down appliances and bookshelves and placing heavy objects on lower shelves.

Insurance

Examine the insurance on your home and/or business to ensure that the full value of the building(s) and contents are protected. Document the contents and take photographs of furnishings and valuables in advance. Keep these on a digital memory stick or backup drive. If you sustain damage, these photographs will support your insurance claim. See the Settling In chapter for a list of providers.

Medical Assistance

Every district has a shelter that is specifically designated as an emergency medical centre. If you have an existing medical condition, this may be the best place to seek shelter because there are medical personnel on hand. During high winds or flooding, ambulances will not respond until it is safe, which could potentially be more than 24 hours later. Make sure that your health insurance is up-to-date so you are covered in the case of a medical emergency.

Children & the Elderly

Children and the elderly are vulnerable to emotional distress during natural disasters. Consider offering your home as a haven to an elderly friend or relative but keep in mind that they may need daily medication. If they are in a nursing home, be sure to confirm their emergency plans.

Pets

Without proper planning, you may be endangering your pet in the event of a natural disaster. Staying home with your pet may not be the best option, as authorities may issue an evacuation, requiring you and your pet to leave at short notice. Public shelters do not accept pets. Pet-friendly shelters include John Gray and Clifton Hunter, but space is limited and allocated on a first-come, first-served basis (muzzles and crates are required). Alternatively, you can book them into a kennel or call a pet sitter to reserve in advance and check to see if your workplace allows pets in emergencies. Before a storm hits, you will need to prepare the following:

> Microchip your pet and give them an ID tag with your number on the back.

> Prepare photos of your pet, copies of their medical records, medication and food.

> A pet carrier or crate should be lined with newspapers and include: blankets, cat litter, a water bowl or water dripping device, favourite toy and have proper identification attached on the outside.

> Stock up a month’s worth of food, water, pet supplies and medication.

If you are leaving the Island with your pet, you will need to obtain a travel health certificate from your veterinarian, which can be issued in one day. Your veterinarian will require the following documents for a health certificate: your address, vaccine history, rabies vaccine certificates and copies of your pet’s rabies titre blood tests. If you leave the Island with your pet without their current rabies travel paperwork, you will be subjected to the Government’s import requirements when returning. After obtaining your completed health certificate, hand-deliver it to the Department of Agriculture (DOA) and your exit permit will be issued. Your pet cannot travel on a veterinary health certificate alone.

Keep in mind that many animal shelters like the Cayman Islands Humane Society suffer from extreme flooding, so it is important to consider fostering an animal.

Leaving the Island

Have a plan and funds in place in case you decide to leave the Island before an approaching disaster. Pay close attention to flight availability. Some airlines increase the number of flights during evacuation periods, but flights still fill up quickly. Island Air (Tel: (345) 949 5252) can provide evacuation services. If you require assistance with passports or travel documents, talk to your local Honorary Consul in advance.

Aftermath of a Disaster

Stay safe in the aftermath of a storm by following these simple steps:

> Always assume that powerlines are live and never touch low-hanging lines.

> Only turn on your main breaker once you are sure that every secondary breaker is switched off.

> Open windows and doors to ventilate your house and dry flooded or damp areas to mitigate damage from mould.

> Boil any water before consuming.

> Do not turn your water back on until you have been advised that water services have been restored in your area. Once you turn on the water, inspect your home for damaged pipes.

> Be especially careful of pests, like scorpions, which disperse during storms.

> Always check for gas leaks before striking a match.

> Don’t use the phone unless it is an emergency to save battery life.

> Avoid walking in settled water as there may be bacteria in it.

Community Life

Discover ways to get involved in the community, including information on social clubs, service clubs, counselling and support groups and voluntary and religious organisations.

including birthday parties, bridal showers and team building/corporate events, along with afterschool programmes for kids. Camps are held during all major school breaks and art commission services are also available. Creatives and people of all ages and skill levels are welcome.

Though life in the Cayman Islands is simple and laid-back, it is also packed with the amenities you need to enjoy your leisure time. Every year, we see more and more additions to our active social community. This chapter lists the variety of service and social clubs available on-Island, as well as the voluntary organisations that could always use an extra hand. While our community is small, there is a wide range of nationalities, and you will always find a place and a group where you feel comfortable, welcomed and at ease.

Social Clubs

Art Nest Creative Studio

Elizabethan Square, 80 Shedden Road, George Town Email: events@artnestcayman.com or www.artnestcayman.com

Art Nest is a community studio that aims to stimulate creativity in Cayman by offering various art education classes, art supplies and a paint-yourown-pottery studio. It also hosts a variety of creative private events,

Astronomical Society (CIAS)

Contact: Tiyen Miller (President)

Email: cayman.astronomy@yahoo.com or www.cias.space

CIAS hosts free star-gazing events once a month at various sites around Cayman as part of its goal to promote astronomy to the public. The CIAS frequently posts updates about the skies over Cayman on the group's Facebook page (@caymanastronomy).

The club coordinates with local schools and other organisations for special events and their website shares great information for children as well.

Bookends Book Club

Email: petermant001@gmail.com

Facebook: Bookends Book Club

The Bookends Book Club meets on the second Wednesday of the month at 6.30pm at Next Chapter in Camana Bay. Books for the following months are posted on their Facebook page.

CLUBS

Photos courtesy of Carlo Lee, First Baptist Church & Cayman Arts Festival

Cayman Creative Gardening Club - Cayman Plant Community

An opportunity for gardeners to come together and exchange tips and ideas about their passion. The club hosts buy-and-sell events, as well as flower shows and garden tutorials. Join their Facebook group to get up-to-date information on the club and the activities offered.

Cayman Connection

Email: hello@caymanconnection.org

www.caymanconnection.org

An organisation that supports and connects Caymanians and those affiliated with the Cayman Islands who are working, studying or living overseas. Cayman Connection is a notfor-profit that offers several virtual support calls, social clubs, networking opportunities, events with special guest speakers and advice and guidance about living overseas. They produce the annual Making Waves Awards and are active across social media platforms.

Cayman Islands Bridge Club

Email: caymanbridgeclub@gmail.com

www.bridgewebs.com/caymanislands

The Cayman Islands Bridge Club hosts two Duplicate sessions weekly, one on Friday morning and the other on Tuesday evening. Visitors are always welcome and the club is happy to assist in finding partners if needed. Check out their website for information on weekly sessions, events and Bridge lessons.

Code Cayman

Email: info@codecayman.com

A non-profit organisation dedicated to supporting and encouraging an active technology community and empowering those passionate about technology to become leaders in the digital economy. Various programmes are held throughout the year.

Cayman Drama Society (CDS)

Prospect Playhouse, Shamrock Rd, Red Bay

Email: training@cds.ky or www.cds.ky

A vibrant community filled with enthusiastic members. The CDS is committed to offering quality live productions to help educate, enrich and entertain while fostering creative expression. CDS hosts an average of four to

six productions every year and has a 130-seat theatre, the Prospect Playhouse. CDS is always looking for keen thespians, directors, producers, stage managers, lighting and sound technicians, backstage crew, youth liaisons/ theatre chaperones, front-of-house teams and new friends. New members of all ages are always welcome. Regular classes, workshops and summer camps are also offered.

Cayman Islands Seafarers’ Association

11 Victory Avenue, Prospect

Tel: (345) 947 7378

Email: seafarers@candw.ky

www.caymanseafarers.ky

Monthly general meetings are held every third week on Tuesdays at 7.30pm, with social events quarterly at 7pm. The aim is to keep Cayman’s seafaring heritage alive and provide tributes to older seamen.

Cayman Islands Orchid Society

Email: orchidsociety.cayman@gmail.com

A non-profit organisation committed to the conservation, protection, growth, rescue and care of Cayman’s native orchids. Meetings are held monthly and are announced on their Facebook page (@ caymanislandsorchidsociety).

Cayman National Choir

Executive and Musical Director: Sue Horrocks

Email: caymanchoirandorchestra@gmail.com

www.caymanchoirandorchestra.com

The Cayman National Choir has been entertaining the Cayman Islands for more than 40 years. No auditions are required. All you need to join is commitment, enthusiasm and a willingness to be challenged. The choir meets every Monday at 7.30pm. Please email for location information.

Cayman National Cultural Foundation (CNCF)

17 Harquail Drive, F.J. Harquail Cultural Centre

Tel: (345) 949 5477

www.artscayman.org

CNCF’s mission is to stimulate, facilitate and preserve the cultural and artistic expression of Caymanian performing, visual and literary arts. The Foundation’s programming covers all artistic disciplines, including theatre, dance,

music, visual, literary and traditional arts. Popular events and offerings include the annual Rundown comedy revue, Cayfest and the International Storytelling Festival of the Cayman Islands, Gimistory. The CNCF also offers multiple workshops designed to develop the talents of artists and preserve Caymanian arts and activities for children and teenagers. Head to their website for more information.

Cayman National Orchestra

Email: caymanchoirandorchestra@gmail.com

www.facebook.com/caymannationalorch

The Cayman National Orchestra has a wide musical repertoire and consists of more than 30 musicians. The orchestra meets every Wednesday from 7.30pm-9pm. Please email for location information. Visit their Facebook page to find vacancies for your instrument.

Girl Power Ltd.

Email: girlpowercayman@gmail.com

A registered non-profit organisation dedicated to mentoring, inspiring, nurturing and empowering young women (aged 13-25) with lifelong skills and values to succeed in today’s competitive society. Training for pageantry includes health and wellness, interview skills, public speaking, female empowerment and more.

Guardians Alive

Tel: (345) 325 6658

Email: guardiansalive1@gmail.com

www.guardiansalive345.com

The Guardians are a group of seasoned athletes who unite and use their years of experience to help empower and train others. This includes runs, walks and low/non-impact water wellness for various fitness levels and ages. After the activity, participants are encouraged to partake in a free, hot (non-meat, fresh local egg) omelette breakfast cooked by pro chefs from across the Island. Go at your own pace for your run/walk/water sub-event. Have fun, enjoy the food and make some friends with the Guardians!

The Garden Club of Grand Cayman

Tel: (345) 916 1683

www.caymangardenclub.com

Meets on the first Thursday of the month from September to June. Monthly meetings consist of a short business meeting with programmes on gardening-related topics and tours of local gardens and farms. Become a member for CI$25 a year.

International Ladies Club (ILC)

Email: ilcgrandcayman@gmail.com

www.internationalladiesclubcayman.ky

The International Ladies Club is open to women 18 years and older, of any nationality. The purpose is to provide an opportunity for socialising. The club hosts a variety of activities throughout the year.

International Wine & Food Society

Contact: Shelley White

Email: events@iwfs.ky

Wine-themed functions are held approximately once every six weeks, except during the summer. New members are sponsored by existing members.

Tech Talks

Email: innovate@caymanenterprisecity.com

www.caymanenterprisecity.com

This ongoing series of monthly discussions, hosted by Cayman Enterprise City in partnership with Digital Cayman and Steppingstones, sets out to initiate knowledge-sharing, tackle hard questions, examine industry trends and foster a vibrant technology ecosystem in the Cayman Islands.

Visual Arts Society of Grand Cayman (VAS)

Watler House Studio, Pedro St. James

Email: info@visualartcayman.com

www.visualartcayman.com

www.facebook.com/visualartcayman

The Visual Arts Society (VAS) has been a non-profit organisation for over 35 years and is registered as an NPO. The society has a membership programme and offers benefits to members with discounts on art supplies, workshops and classes, plus art vendor opportunities, exhibiting, teaching, volunteering and those who choose to support the arts. They also offer annual workshops. VAS artists are located at various markets and events around the Island.

Service Clubs

100 Men Who Give a Damn!

Email: info@100men.ky

www.100men.ky

A group of 100+ men each give CI$100 directly to one of three charities four times a year. Each quarter, members attend a one-hour meeting where three charities present their causes. Members vote to determine which charity will receive the total CI$10,000+.

100 Women Who Care

www.100women.ky

Join the women who make a difference in the Cayman community. 100 Women Who Care hosts events four times a year. For your CI$100 donation at each event, they offer a fun and relaxed networking hour with the chance to win prizes. All donations are combined and awarded to the winning charity voted for by you on the night. For more details, please visit their website or their Facebook page (@100womenwhocarecaymanislands).

Business & Professional Women’s (BPW) Club of Grand Cayman

Email: info@bpwgcm.org

www.facebook.com/bpwgrandcayman

www.bpw-international.org

An influential network of business and professional women from more than 100 countries with consultative status at the United Nations Economic and Social Council (ECOSOC) and participatory status with the Council of Europe. The root of BPW’s advocacy is embedded in its work with the United Nations. BPW lobbied for the formation of the Commission on the Status of Women (CSW) and has supported many women’s issues. Visit their Facebook page for meeting times and locations. They run regular social events, fundraisers and community events.

IWIRC Aim Higher Mentoring

Tel: (345) 949 8444 or (345) 749 4013

Email: pamella.mitchell@kobrekim.ky or tammy.fu@ky.ey.com

IWIRC Aim Higher is an exciting mentoring programme with the aim of providing support to 15 and 16-year-old students at John Gray High School. The programme runs from October

to May each year. During term time, mentors meet with the students one lunchtime per week to help them set and achieve their goals. The programme coordinators are always on the lookout for new mentors and offer a training course to teach volunteers how to use study skills, knowledge and active listening techniques to support the students. Volunteers must complete the Darkness to Light Child Protection training course and provide a police clearance certificate.

Kiwanis Club of Grand Cayman

President: Donna Scott

Tel: (345) 923 8414

Email: info@kiwanis.ky or www.kiwanis.ky

The club actively promotes the wellbeing of children in the community. Kiwanis Club sponsors and aids five key clubs in local high schools and a Circle K group at UCCI. Over the years, the club has played an active part in helping with school luncheons at eight Government primary schools and, this past year, at some of the high school divisions. Its popular festive annual family fun day, ‘Santa Landing’, takes place in December, and it's one of Cayman’s youth's favourite events. The club also runs a mobile reading programme. Annual fundraisers include KiwaniBike, Breakfast for Dinner and various other events.

Lions Club of Grand Cayman

President: Patricia Forbes

Tel: (345) 938 8545

Email: president@lionsclubgcm.ky

www.facebook.com/LionsClubGrandCayman www.lionsclubgcm.ky

Meetings take place on the first and third Thursday of each month at 7.30pm and are held at the Lions Community Centre. Projects include sight preservation, PACCE (Prostate and Colon Cancer Event), The Delano Hislop Memorial Run/Walk, Spelling Bee, Community Food Pantry and more.

Lions Club of Tropical Gardens

President: Cato Lee

Tel: (345) 936 1739

Email: presidentlctg@gmail.com

www.lionscluboftropicalgardens.com

Meetings take place on the first and third

Tuesdays of each month at 6.30pm and are held at Mike Simmons Den (across from Mango Tree). During the Breast Cancer Awareness month of October, the club provides mammogram vouchers in addition to educational programmes to increase awareness.

Mangrove Rangers Cayman

www.mangroverangers.ky

An organisation that monitors the ecological health of the mangrove ecosystems in Cayman, collects data on the human impacts on these ecosystems through observation and educates the community in understanding the true value of mangrove conservation. They are also looking to recruit Junior Rangers between the ages of 11 and 18 to learn more about conservation through exploration of the mangroves, coral reef and seagrass ecosystems. Activities include field trips by foot, boat or kayak. For more information, visit their website or follow them on social media (@mangroverangersky) and keep an eye out for fun events throughout the year.

Plastic Free Cayman

www.plasticfreecayman.com

An organisation that arranges regular clean-ups in the hopes of reducing plastic pollution. The organisation focuses on educating the public aware of the harmful effects that plastic pollution has on Cayman and the world. Join the fight against plastic pollution by taking the 345 Pledge and help work towards a Plastic Free Cayman. For more information about upcoming clean-ups, head to their Instagram page (@plastic_free_cayman).

Rotaract Blue

above Self’. The group meets every Thursday at 12.30pm at various locations, including Grand Old House and the Westin hotel. Meeting locations are subject to change, so visit the website beforehand.

Rotary Club of Cayman Brac

Meets at the Cayman Brac Beach Resort conference room, West End on the second and fourth Tuesday of the month at 7pm.

Rotary Club of Central Cayman Islands (Rotary Central)

Email: bahamed.edu@gmail.com

www.rotarycentral.ky

President: Mrs Jennifer Leach-Tippetts

The club meets at Saltwater Grill, Galleria Plaza on Tuesday at 7.30pm.

month at 6pm.

Counselling & Support Services

Al-Anon

Tel: (345) 928 8843

Email: caymanalanon@gmail.com

www.caymanalanon.com

A support group that provides strength, understanding and hope for friends and families affected by someone’s problem drinking. Meetings are confidential and each member’s personal anonymity is protected. At present, meetings are held on Zoom on Tuesday and Thursday at 8pm (contact for links). On Saturday at 4pm, meetings are held in-person.

Alcoholics Anonymous

Tel: (345) 926 9044

Email: caymanaa@yahoo.com

Email: rotaractblue@gmail.com

www.rotaractblue.org

Rotaract Blue is a non-profit organisation that caters to young adults between the ages of 18 and 30. Rotaract Blue’s meetings are held at Cimboco on Lawrence Bl, SMB every Thursday at 7am.

Rotary Club of Grand Cayman

www.rotary.ky

The club supports local and international community projects in the spirit of ‘Service

www.alexpantonfoundation.ky

www.facebook.com/AlexPantonFoundation

The APF is a not-for-profit organisation that aims to improve the mental health of children and adolescents in the Cayman Islands through advocacy, awareness and support, with a particular focus on anxiety and depression. Throughout the year, it hosts various support groups, educational and community programmes, an annual youth mental health symposium and provides financial aid for people aged 30 years and younger to receive mental health treatment and services. In January 2023, APF opened an Adolescent Mental Health Hub called 'Alex's Place' for children and adolescents aged 10-20 experiencing mental health issues. Alex's Place's hours are Monday to Friday 10am-6pm. Walk-ins and referrals are welcome. For more information, Tel: (345) 244 7856 or (345) 949 8600, or visit www.hsa.ky.

Alzheimer’s & Dementia Association of the Cayman Islands (ADACI)

Tel: (345) 936 1655 or (345) 924 4170

Email: info@adacayman.com

The ADACI promotes awareness for all forms of dementia with a focus on Alzheimer’s. It sources and facilitates training for medical professionals and first responders, counsels people with Alzheimer’s and educates caregivers and family members about the stages of Alzheimer’s and how to provide care. It also provides one-off financial assistance to patients.

Bethesda Counselling Centre

68 Mary Street, George Town

Tel: (345) 946 6575

Email: bethesda@candw.ky

www.bethesdacounselling.ky

Telemental health therapy, face-to-face individual and group counselling/therapy and online counselling offered for all types of issues.

Cayman Heart Fund (CHF)

Tel: (345) 916 6324

Email: info@caymanheartfund.com

www.caymanheartfund.ky

Cayman Heart Fund is a non-profit dedicated to improving cardiovascular health for all in the Cayman Islands. This includes educating the public on heart disease and stroke prevention,

encouraging fitness and good nutrition, delivering programmes that lower obesity rates, and influencing policy and investments to support healthy lifestyles. It supports access to high-quality cardiovascular care through various programmes and initiatives like CPR training, funding lifesaving medical equipment, including automated external defibrillators (AEDs), and financially assisting those in need of lifesaving treatment. It offers free wellness screenings to the public regardless of their status or insurance coverage, including tests for blood pressure, height, weight, body mass index (BMI), waist circumference, cholesterol and glucose.

Cayman Hope Foundation

Operations Manager: Brent Hydes

Tel: (345) 928 9099

www.caymanhopefoundation.carrd.co

The non-profit, non-governmental, nondenominational Hope for Today Foundation is a coalition of volunteers dedicated to helping and supporting recovering drug addicts and alcoholics through the transition from prison or treatment to community life. If you need their help or would like to get involved, please make contact.

Cayman Islands Crisis Centre (CICC)

Tel: (345) 949 0366

24-hour Crisis Line: (345) 943 2422

Toll free: 1 (800) 534 2422

Kids Helpline: (345) 649 5437

Email: info@cicc.ky or www.cicc.ky

A charitable organisation focused on combatting domestic and sexual abuse through education and assistance to all victims of abuse. All services are confidential and include temporary shelter, a 24-hour toll-free crisis line, a teen and young adults' afterschool programme for at-risk youth aged 14-21 (TAYA Lounge), a walk-in centre for all victims of domestic violence, a free kids helpline for children and young adults up to age 21 and ongoing support and services for the Cayman Islands community.

Cayman LGBTQ Foundation

Tel: (345) 526 1001

Email: info@lgbtq.ky

www.clgbtqf.com

The LGBTQ Foundation works toward creating and maintaining a safe, inclusive and equitable culture for the LGBTQ+ community of the Cayman Islands. The Foundation is committed to building a safe and culturally sensitive environment between our three islands.

Children and Youth Programme (CAYP)

Tel: (345) 949 0366 ext.6

Email: info@cicc.ky

CAYP offers intervention and prevention services for children who accompany their mothers to the safe shelter as a result of domestic abuse or sexual assault and increases public education on the effects of domestic violence on children.

Colours Caribbean

Tel: (345) 324 3779

Email: hello@colourscaribbean.org

Colours Caribbean is a registered nonprofit organisation locally operated in the Cayman Islands that aims to cultivate a bold and visible community for the lesbian, gay, bisexual, transgender, queer, intersex and asexual (LGBTQIA+) people of the Caribbean and Latin America by building a network of regional businesses and public venues free of discrimination and harassment towards anyone based on their gender identity or sexual orientation. Colours Caribbean advocates for LGBTQIA+ rights as human rights and promotes the inclusion and equality of LGBTQIA+ persons. Members of the Colours Collective meet regularly to organise events and discuss plans to promote visibility, provide education and encourage dialogue surrounding local LGBTQIA+ issues.

The Department of Counselling Services

87 Mary Street, West Apollo House, GT

Tel: (345) 949 8789

Email: counselling.services@gov.ky

Provides quality, evidence-based programmes to help empower individuals and families.

Estella’s Place

Tel: (345) 949 0366 ext.1

Email: info@cicc.ky

A walk-in centre is available by appointment to survivors (women, men and children) of

domestic violence. Services include supportive listening, risk assessment, safety planning, parenting education, advocacy and referrals.

Homeschooling Support Group

This group gives homeschooled families the opportunity to network with other families, ask questions and exchange ideas. Find them on Facebook (@CaymanHomeschoolers). Note: The Department of Education wants to remind everyone that families must be registered to homeschool their children in the Cayman Islands. See our Education chapter for more information on homeschooling.

Inclusion Cayman

81 Godfrey Nixon Way, Corporate Plaza, GT

Tel: (345) 623 2957

Email: info@inclusioncayman.ky

www.inclusioncayman.ky

A non-profit organisation supporting individuals with disabilities in their vision of accessing inclusive lives. It works with families, schools, employers, recreation/leisure providers and others to ensure all community members can meaningfully access, participate and belong in the Cayman Islands. Facebook and Instagram (@ inclusioncayman).

Kids Helpline

Tel: (345) 649 5437

Email: info@cicc.ky

A free helpline service for children and young adults up to the age of 18. Available Monday to Friday 10am-6pm.

Light After Loss

Tel: (345) 936 1103

Email: hello@lightafterloss.org

www.lightafterloss.org

It aims to support the mental wellness of mothers after the loss of a baby through miscarriage, stillbirth or early infant death. Through its unique approach, the group cultivates communities of healing connection. It provides financial resources to help ensure that every mother receives the physical and emotional care needed after the loss of a baby.

MS Foundation of the Cayman Islands Alexander Place, Dorcy Drive, GT

Tel: (345) 323 0656

www.facebook.com/msfcayman

Email: info@msfcayman.com

This is a non-profit organisation for multiple sclerosis patients in Grand Cayman. Created to spread awareness of the disease but also to provide emotional and financial support to MS patients and their families. Both volunteers and donations are greatly appreciated.

Narcotics Anonymous (NA)

Tel: (345) 929 6262

Narcotics Anonymous aims to provide an environment in which addicts can help one another to stop using drugs and find a new way to live.

The New Self Help Foundation

CEO: James Ramoon

Tel: (345) 927 4777 or (345) 927 7273

Email: tnshcommunityfoundation@candw.ky

Created to inspire young people to take responsibility for their future by implementing high-impact programmes which emphasise strong social, cultural and educational values. The group aims to promote positive selfesteem, foster economic development and positively transform the lives of children, their families and their communities.

The Sickle Cell Support Group

Tel: (345) 244 2630

Email: joy.merren@hsa.ky

The group meets in the Cayman Islands Hospital women's health waiting room to discuss various aspects of this disease.

Teens and Young Adults Programme (TAYA)

Tel: (345) 949 0366 ext.6 or Email: taya@cicc.ky

The TAYA programme aims to bring awareness, information, and support to youth when it comes to navigating relationships. There are individual sessions (14-21 year olds), group sessions tailored to the community, and awareness campaigns. They help youth to build healthy relationships (e.g. through teaching communication skills, anger management, and how to manage emotions); identify unhealthy relationships (e.g., red flags of abuse, different types of abuse) and lastly to learn about the resources available to them.

Sports Clubs

For more information on sports clubs for all ages, see the Sports & Fitness and Activities for Kids & Teens chapters.

Voluntary Organisations

One2One Cayman

Tel: (345) 326 9661

Email: info@one2one.ky

www.one2one.ky

One2One (formerly Big Brother Big Sisters of the Cayman Islands) is a mentoring organisation with several programmes that serve children, youth and young adults from 6 to 25 years old. Programmes are based on a child or youth (6-16 years) having an adult mentor with whom they meet regularly. Mentors help their mentees see and realise their potential while they have fun times, too. Other programmes include the Young Parent Mentoring Programme, which is a partnership with the Family Resource Centre providing mentors for their teen mothers ages 13-25 years old. Mentoring Circles for Boys focuses on males 16-25 years old. One2One Cayman always welcomes adults over 18 interested in becoming mentors, as well as referrals from parents for boys and girls to join their programmes.

Breast Cancer Foundation

Unit 19 Grand Harbour, Shamrock Road, GT

Tel: (345) 923 1135 or (345) 936 1136 or (345) 938 1135

Email: info@bcfcayman.com

www.breastcancerfoundation.ky

Created to support breast cancer patients and their families, the organisation provides help for those suffering both emotionally and/or financially. It offers an awareness programme aiming to save lives through early detection by teaching you how to be proactive about your health and a wellness initiative programme that aims to help such patients get through treatments with advice and support. Volunteers help with fundraising, caregiving, administrative support and spreading awareness.

Caring for Life Foundation

Tel: (345) 925 9240

www.caringforlifecayman.com

The mission of the Caring for Life Foundation is to continually build better healthcare for all residents of the Cayman Islands by raising funds to help healthcare providers purchase needed medical and diagnostic equipment, provide medical training, support research and development, and assist with facility expansion. The Foundation also strives to continually attract and retain quality physicians, technicians and healthcare professionals to build better healthcare for all in Cayman

Cayman AIDS Foundation

Tel: (345) 946 3029

Email: info@caf.ky or www.caf.ky

The Cayman AIDS Foundation is a communitybased organisation that provides education on, and helps prevent the spread of, HIV. Gives support and guidance to all people affected by HIV, AIDS and STIs.

CARE - Cayman Animal Rescue Enthusiasts

Tel: (345) 938 CARE (2273)

Email: info@caymancare.ky

www.caymancare.ky

CARE is a charitable company that promotes spaying and neutering as a humane solution to the overpopulation problem that currently exists in the community. Volunteers are always needed to assist with door-to-door campaigning, clinic transportation, fundraising and community dog washes. Donations are welcome.

Cayman’s ARK - Acts of Random Kindness

Email: taranielsen@arkcayman.com

www.arkcayman.com

Tel: (345) 323 0719

Cayman’s ARK is a registered non-profit, grassroots charitable foundation founded in 2006. ARK’s aim is to improve the standard of living for disadvantaged families in Cayman. Programmes include CASA, which renovates homes in deplorable condition; Feed Cayman, which provides families with food at home and school; Re-Connect, which keeps families connected to power, water and temporary housing; and MER (Mentor Educate Reinforce), an intensive academic remediation tutoring programme, focused on empowering students with learning difficulties from underprivileged

homes. The Crisis Initiative provides immediate relief for uninsured families in a crisis due to a life-threatening or medical emergency or unexpected disaster. Their thrift store in Bodden Town is called The Kindness Thriftique.

Cayman Islands Cancer Society (CICS)

114 Maple Road (near Cayman Islands Hospital)

Tel: (345) 949 7618

Email: info@cics.ky or www.cics.ky

The Cayman Islands Cancer Society helps cancer patients in a variety of ways, including counselling, peer support, greeting cards designed by children, art therapy, hospital equipment and financial support for those who qualify. Contact them via email to become a volunteer and support them yearround. CICS relies on the time and skills of volunteers to help improve the lives of their clients and support cancer prevention efforts. Office hours are Monday-Thursday 9am-4pm and Friday 9am-12pm.

CI Crisis Centre Volunteer Programme

Tel: (345) 949 0366 ext.3

Email: volunteer@cicc.ky

Volunteers provide support for many of the programmes and services offered by the Cayman Islands Crisis Centre, like with the emergency shelter and TAYA programme, as well as support for fundraising, running errands and helping at the warehouse.

Cayman Islands Humane Society

153 North Sound Road, George Town

Tel: (345) 949 1461

Email: info@caymanhumane.org

www.caymanhumane.org

Volunteers are always needed to work in four areas: the bookstore, thrift shop, animal shelter and fundraising. The Cayman Islands Humane Society also operates an excellent secondhand bookstore, the Book Loft and thrift shop, Claws-It. Donations are always needed.

Cayman Islands Red Cross (CIRC)

34 Huldah Ave, Opposite the Cricket Pitch, GT Tel: (345) 949 6785

Email: director@redcross.org.ky

www.redcross.org.ky

The four main programmes of the Cayman

Islands Red Cross are: disaster management, First Aid and aquatics, child protection and sexual education. They also have a thrift shop (See the Shopping Chapter for more information). The CIRC works directly to empower communities through the training of community emergency response teams. The headquarters location also serves as a hurricane shelter and is usually the first to open when there is a threat to Grand Cayman.

Central Caribbean Marine Institute (CCMI)

North Coast Road, Little Cayman

Tel: (345) 948 1094

Email: info@reefresearch.org

www.reefresearch.org

The Central Caribbean Marine Institute was founded in 1998 to protect the future of coral reefs through research, conservation and education. CCMI researchers have provided 20 years of baseline data on both coral reefs and fish, published over 100 scientific papers and supported 18 MS and PhD researchers to become leaders in their fields. To date, they have planted 45sq metres of coral out to the wild and offered 1,500+ local scholarships to Cayman's youth.

Connect by Nova

Tel: (345) 623 1041

Email: connect@nova.ky

www.connect.nova.ky

A not-for-profit initiative founded by Nova Recruitment, Connect by Nova is committed to supporting the Cayman community to achieve career success through free and guided access to career advice, education and training. Their services are tailored to support individuals looking for work, returning to work, pursuing further education and recent graduates preparing to enter the workforce. They are always looking for volunteers.

Extended After-School Programme (EASP)

Grand Cayman Tel: (345) 922 2432

Cayman Brac Tel: (345) 922 2449

Email: easp@ymcacayman.ky

www.ymcacayman.ky/easp

The Extended Afterschool Programme is conducted by the YMCA of the Cayman Islands. The programme takes place at government

schools from 3pm-6pm daily during the academic year. Its mission is to help people reach their God-given potential by putting Christian principles into practice. Students take part in a variety of character-building activities like sports, homework, arts and crafts and digital media.

Feed Our Future

Tel: (345) 916 0923

Email: info@feedourfuturecayman.org

www.feedourfuturecayman.org

Feed Our Future supports children and families in need through access to nutritionallybalanced school meals or supplemental food. The primary goal is to help nourish at-risk school-age children so they can lead healthy and productive lives.

Girl Guides Association

Email: ggcimarketing@gmail.com

www.girlguiding.ky

The Association is always looking for volunteers who are willing to make a difference in the lives of girls in our community. You can choose the volunteer role that matches your skills and time. They have opportunities for Unit Leaders, in the Events and Fundraising team and supporting the Executive Committee.

Jasmine Palliative & Hospice Care

31 Blossom Way, West Bay Road

Tel: (345) 945 7447

Email: felicia@jasmine.ky or www.jasmine.ky

Jasmine Palliative & Hospice Care provides free, dignified medical and emotional care to anyone in the Cayman Islands with a lifelimiting or end-of-life illness. Its team of healthcare professionals specialise in treating pain and managing symptoms. Jasmine liaises with the patient’s own doctor to enhance quality of life for the patient and their loved ones. It also offers a range of supportive services, from art therapy, therapeutic massage and a lunch club to counselling and bereavement support. Jasmine costs more than CI$3,000 per day to operate and is 90% funded by fundraising events and donations.

Jubilate

Cayman Islands Baptist Church

163 Pedro Castle Road, Savannah

Email: info@jubilate.ky

Tel: (345) 526 8484

Jubilate is a social outreach afterschool programme with an emphasis on music, specifically, building an orchestra. Its vision is to make a positive social and spiritual change in the lives of children by inspiring them to become good citizens through disciplines learned at Jubilate. Volunteers are needed to help the Jubi Juniors with homework, reading, grammar and arithmetic. No music ability necessary! If you are interested in volunteering, contact them to find out how to get involved. In the interests of child safeguarding, all necessary background checks will be undertaken prior to starting.

LifeLine

Tel: (345) 547 8070

Email: info@lifeline.ky or www.lifeline.ky

LifeLine is a non-profit organisation focused primarily on creating and maintaining a national automated external defibrillator or AED database. This, with the Government's

support, will help 911 operators identify the closest AED in the case of a cardiac emergency and automatically contact first responders linked to a particular AED.

Literacy is For Everyone (LIFE)

Tel: (345) 328 3120

Email: volunteer@life.org.ky or www.life.org.ky Registered non-profit, Literacy is for Everyone (LIFE) is dedicated to raising literacy levels in Cayman and ensuring access to quality education for all. It is the largest donor of books to the public school system and homes, with over 80,000 books donated and counting. LIFE offers a range of literacy intervention programmes, like its signature paired reading programme matching volunteers with students who would most benefit from this extra support, and educational family engagement workshops. Its early childhood programme, Thrive By Five, promotes the development of foundational literacy skills. To help support LIFE, you can donate new or gently used children’s books by emailing: books@life.org.ky, or you can become a LIFE volunteer by emailing:

Machine Learning Robotics by TechCayman

Grand Pavilion, 802 West Bay Road

Tel: (345) 326 0148

Email: machinelearning@techcayman.com

The Machine Learning Robotics programme strives to expose youths aged 11+ to rudimentary mechanical engineering and programming fundamentals. It aspires to make these concepts both fun and accessible, potentially inspiring our young creators to continue onwards to further explore these fields to which they may have previously had limited exposure. During its free monthly weekend camps, each mentor is paired with two learners to build and programme robots to autonomously navigate increasingly complex puzzles. Mentors welcome, no experience necessary. See their Instagram (@Machine Learning Robotics).

Meals on Wheels (MOW)

Tel: (345) 769 1974 or (345) 546 8886

Email: info@mealsonwheels.ky

www.mealsonwheels.ky

www.pledgeasenior.com

Meals on Wheels (MOW) provides daily hot, nutritious meals and hearty soups to seniors, homebound and disabled people throughout Grand Cayman. Meals are provided free of cost to the clients and delivered to their homes 52 weeks per year. This service supplies them with the assistance needed to retain their independence in their own homes for as long as possible. Meals are prepared in four community kitchens and delivered to over 300 persons each day in all five districts.

National Gallery of the Cayman Islands (NGCI)

Esterley Tibbetts Highway, near Camana Bay

Tel: (345) 945 8111

Email: info@nationalgallery.org.ky

www.nationalgallery.org.ky

The NGCI hosts a variety of exhibitions annually featuring local and international artists’ work, as well as numerous community exhibitions. The main facility is a 9,000sq ft space with three exhibition galleries, plus an art library, lecture theatre, walking labyrinth, sculpture gardens, cafe and gift shop. The Gallery also

houses a permanent art collection which traces the Island’s art history through the work of over 100 artists. The NGCI runs a series of outreach programmes, children and adult classes and special events for members and fundraising projects. Volunteers and members are welcome.

NCVO Children's Services

Tel: (345) 949 2124

Email: ceo@ncvo.org.ky

www.ncvo.org.ky

www.facebook.com/NCVOCaymanIslands

NCVO Children's Services is a registered nonprofit organisation dedicated to the care, education and wellbeing of children and families in need of support. The NCVO runs several children’s programmes across the Island, including Miss Nadine's Preschool, Jack and Jill Nursery and the Nadine Andreas Residential Foster Home. The NCVO also runs a thrift store located on Anthony Drive (GT), which accepts donations of clothing, household items, children’s items and furniture.

National Trust for the Cayman Islands

558A South Church Street (Dart Family Park)

Tel: (345) 749 1121

Email: membership@nationaltrust.org.ky

www.nationaltrust.org.ky

The National Trust for the Cayman Islands is a non-profit organisation that currently protects 6% of terrestrial land across all three islands. These protected environmental areas, along with important historic sites, are preserved in perpetuity.

One Dog at a Time (ODAAT)

Email: onedogatatimeky@gmail.com

www.facebook.com/onedogatatime13

ODAAT is a charity that was created to rescue and rehouse dogs and puppies. They raise funds for dogs they pull from the pound, where they are likely to be euthanised, provide the required treatments and house and feed them. ODAAT aims to find permanent homes for dogs and, when necessary, pay for them to be flown to rescue partners in Miami, Tampa and Toronto. They welcome volunteers, donations and sponsorship for individual dogs.

Pink Ladies Volunteer Corps (PLVC)

Tel: (345) 925 5021

Email: pinkladiescayman@gmail.com

The PLVC has been supporting the youth and elderly for over 40 years. It is a service organisation whose members volunteer in various roles within the community. Their craft group meets on Tuesday mornings at the South Sound Dart Park. Their major fundraising event, the Christmas Bazaar, traditionally opens the holiday season and features a delicious tea, market stalls, crafts, plant sales, entertainment and children’s activities. Funds raised by the PLVC benefit community projects. There are many ways to be involved with the PLVC.

Prospect Red Bay Community Group

Email: PRBC345@gmail.com

www.facebook.com/PRBC345

This registered NPO is focused on bettering the Prospect community. They have a very active WhatsApp group (which you can ask to join) addressing things like community policing, garbage collection, litter and landscaping, lost pets and more.

Volunteering to Support Prison Rehabilitation

Tel: (345) 640 3000

Volunteers assist in the provision of prisonbased programmes and support the prisoners’ integration back into society.

YMCA of the Cayman Islands

Tel: (345) 926 9622

www.ymcacayman.ky

The YMCA is a charitable, cause-driven, nonprofit organisation that aims to help people reach their God-given potential by putting Christian principles into practice in ways that build healthy spirit, mind and body for all. With a focus on character development and value building, the YMCA is developing the potential of youth across the Cayman Islands through day camps, afterschool activities, sports leagues and teen leadership programmes.

RELIGIOUS SERVICES

The Cayman Islands is a multicultural country with almost every denomination and faith-based community represented. If you

are looking to join a religious community or service, the following are just some of the services held weekly:

Anglican Church

St. Alban’s Church of England 461 Shedden Road, George Town

Tel: (345) 949 2757

www.churchofenglandcayman.org

Rector: Bishop BJ Lawrence

Sunday service Matins/morning prayer

9.30am. All services are taken from the Church of England’s Book of Common Prayer (1662).

Anglican (Episcopal)

St. George’s Anglican Church

64 Courts Road, George Town

Tel: (345) 949 5583

Email: stgeorgecaymanislands@gmail.com

www.facebook.com/stgeorgescayman

Sunday Eucharist 7am and 9am, Sunday school 9am and Wednesday Eucharist 10am. Call for details on other services

Assemblies of God

Cayman International Assembly

Meeting place: Camana Bay Cinema

Tel: (345) 916 2957

The Cayman International Assembly offers a casual and contemporary style of worship with a Sunday service at 10am.

First Assembly of God

195 Old Crewe Road, George Town

Tel: (345) 945 2182

Email: fagod@candw.ky

www.firstassembly.ky

West Bay Assembly of God

100 Finch Drive (off Birch Tree Hill Rd), West Bay

Tel: (345) 916 3748

www.facebook.com/WBAssemblyofGodGC

Sunday services 10.30am and 7.30pm.

Baptist Churches

Cayman Islands Baptist Church

163 Pedro Castle Road, Savannah

Tel: (345) 946 2422

Email: office@cibaptist.ky

www.cibaptist.ky

www.facebook.com/cibaptist

Sunday worship services 9am and 11am (including children’s programmes from birthYear 6). Life groups meet weekly at various times and locations. Contact the church office to find one in your area. Wednesday Bible Study 7pm. Friday night programme for youth (middle school-high school) 7pm-9pm. Iglesia Bautista Islas Caiman 6pm (Domingo), Estudio Biblico 6pm (Jueves on Zoom only).

First Baptist Church of Grand Cayman

920 Crewe Road (opposite the Lions Community Centre), George Town

Tel: (345) 949 0692

Email: fbc@fbc.org.ky

www.fbc.org.ky

www.facebook.com/fbccayman

www.youtube.com/c/FBCCayman

Pastoral Staff: Pastors Steve Brady, Stephen Ryan, Kyle McLean and Dave Jorge

First Baptist Church is a diverse, multicultural congregation that offers a welcoming atmosphere with over 30 nationalities. The church meets on Sunday at 10.30am every week. Throughout the year, their weekly programmes change but often include Sunday school for all ages at 9.15am, Spanish worship service on the third Sunday of each month at 6.30pm and every Friday night, Spark and Ignite youth group meet at 6.30pm and 7pm, respectively. Visit the church website or Facebook page for more information. SEE

Catholic Churches

Christ the Redeemer Catholic Church Reverend Blackman Road, West Bay

Tel: (345) 949 6797

Sunday Mass 11.45am.

St. Ignatius Catholic Church

597 Walkers Road, George Town

Tel: (345) 949 6797

Email: ignatius@candw.ky ww.ignatius.ky

Weekday Masses Monday-Friday 7am, Friday 6pm and public holidays 8.30am.

Weekend Masses Saturday 6pm and Sunday 8am, 11.30am and 6pm, Sunday school 10.15am, Confessions Saturday 5pm-5.45pm, prayer meeting Wednesdays 6pm. Eucharistic

First Baptist Church is a gathering of Christians united in Jesus Christ, who gave Himself on the cross for the forgiveness of our sins and rose again, triumphing over death itself. Our aim is to know Him better and serve Him well in all our ways, loving God and helping people, motivated by the grace of Jesus Christ and empowered by His Spirit. People from over thirty nations regularly worship with us and you are warmly invited to join us.

We meet on:

Sunday: 9:15am Sunday School (All ages) 10:30am Worship Gathering

Third Sunday of every month: Spanish Worship Service 6:30pm

Thursday: Spanish Bible Study 6:30pm

Friday: SPARK

Ages 6-12 6:30pm Ignite Youth Group Ages 13-17 7:00pm

our website www.fbc.org.ky

us a call at 345.949.0692 or email: fbc@fbc.org.ky. We’re located at 920 Crewe Road, across from the Lions Center. P.O.Box 10175, Grand Cayman KY1-1002.

adoration 6am-9pm daily in the Divine Mercy Adoration Chapel.

Stella Maris Catholic Church

Alta Vista Drive, Cayman Brac

Tel: (345) 925 6215 or (345) 948 0551

Sunday Mass 6.15pm.

Jewish Services

Chabad Cayman Jewish Community Centre

7 Mile Shops, 215B West Bay Road

Tel: (345) 516 4474

Email: info@jewishcayman.com or rabbi@jewishcayman.com

www.chabadcaymanislands.com

Provides a wide variety of Jewish educational, religious and social services, including youth and adult education, synagogue services, Shabbat and holiday celebrations and Jewish life cycle events.

Temple Beth Shalom, Cayman Brac

Tel: (345) 948 0518 or (345) 325 3474

Email: seadreamsvilla@gmail.com

Friday evening Shabbat services. Call for more information about services and events.

Latter-day Saints Church

The Church of Jesus Christ of Latter-day Saints

Intersection of Shamrock Road and Selkirk Drive, Red Bay

Tel: (345) 517 1400

Church office: (345) 925 2541

Email: roderickdelacruz10@gmail.com

www.churchofjesuschrist.org

Sunday services 10am

Lutheran

Safe Harbour Lutheran Church

205 Andrew Drive, Snug Harbour

Tel: (345) 926 5491 or (345) 949 1835

Email: office@safeharbourlc.com

www.safeharbourlc.com

Sunday service at 10am. Check the website for location details.

Methodist

Wesleyan Holiness Church

150 North West Point Road, West Bay

Tel: (345) 949 1121

Sunday services 10.30am and 6pm. Sunday

school 9.30am.

Moravian

Covenant Moravia Church

6 Devon Road, off Marina Drive, Prospect

Tel: (345) 947 7935

Sunday services 11am. Sunday school 10am.

Muslim Services

Islamic Society Cayman Islands

Unit C3, Cayman Business Park, GT

Tel: (345) 329 2079

Email: isci@islam.ky or www.islam.ky

The Muslim community of Cayman is very diverse, offering a place of worship for Caymanians and expats from all over the globe.

The Mosque is open to all Muslims and nonMuslims and offers weekly Islamic schooling for kids and adults. Prayers are held five times daily.

Non-Denominational

Agape Family Worship Centre

50 Fairbanks Road, George Town

Tel: (345) 949 2539

Email: agape@candw.ky

www.agapecayman.ky

Sunday services 10am, Sunday school 11am, Wednesday service 7.30pm, Saturday morning prayer meeting 7am and Friday youth group (G4C) 7.30pm.

Church of God Chapel Frank Sound

1275 Frank Sound Road, North Side

Tel: (345) 938 7963

Email: franksoundcog@gmail.com

www.franksoundcog.org

Sunday service 10.30am. Various services for children aged 3-13 run at the same time. Wednesday night prayer and Bible study 7.30pm. Youth group Friday 7.30pm.

Church of God Chapel George Town

22 Academy Way, George Town

Tel: (345) 949 9393

Email: cogcgt@candw.ky

www.churchofgodchapel-gt.org

All ages Sunday school 9.30am. Sunday service and children’s church 10.30am. Online bible study is available Thursday at 7.30pm.

Sunrise Community Church

Tel: (345) 926 7473

Email: paola@sunrise.ky or tim@sunrise.ky

www.sunrise.ky

Sunday services 10am at the Cayman Prep

High School, with the opportunity to socialise afterwards with complimentary pastries and coffee. Nursery care, children’s Sunday school and weekly youth group meetings are available. They also hold a monthly women’s gathering called Flourish (September-June) and regular men's social and sporting events.

Pentecostal

All Nations United Pentecostal Church

Tel: (345) 949 9533

Email: upc@candw.ky

www.allnationsupccayman.org

Wednesday fasting 11am, Thursday Bible study 7pm, Sunday school 9am, Sunday divine worship 11am and Evangelistic service 7pm.

Presbyterian & Congregational

Elmslie Memorial United Church

108A Seafarer's Way, George Town

Tel: (345) 949 7923

Email: elmslieunitedchurch@gmail.com

www.elmslieunitedchurch.ky

Sunday service 10.30am.

William Pouchie Memorial United Church 815 North Side Road, North Side

Tel: (345) 938 2239

Email: wpmucns@gmail.com

Sunday service 9am.

Seventh-Day Adventist

Cayman Islands Conference of Seventh-Day Adventists

Tel: (345) 640 2647 or (345) 949 2647

www.caymanadventist.org

Saturday Sabbath school service 9.15am, divine service 11am, Bible class 4pm, Adventist youth programme 5pm (may vary), Sunday evening service 7.30pm and Wednesday evening service 7.30pm. Churches are located across Grand Cayman, Cayman Brac and Little Cayman.

From cultural events and trips to water activities and art classes, adults on-Island have a huge variety of activities available to them. For more details on tour prices, times and promotions, pick up a copy of Explore Cayman, the definitive guide for exploring Cayman, visit www.explorecayman.com or download the free iPhone or iPad app. Also, for Cayman’s most up-to-date events guide, download the What’s On Cayman app. Visit www. whatsoncayman.ky for more information.

EXPLORING CAYMAN’S ATTRACTIONS

Pedro St. James (Pedro Castle)

The Great House at Pedro St. James, also known as ‘Pedro Castle’, is the oldest known stone structure in the Cayman Islands. It was built using slave labour in 1780 as the great house for mariner and plantation owner William Eden. Set over seven acres, the site encompasses a three-storey, early 18th-century home with its accompanying outbuildings, palm-lined walkways, a manicured great lawn and spectacular views of the sea. This is one of the most beautiful locations in Grand Cayman, where a 3D multi-sensory theatre helps place the site into historical perspective. Perhaps best known as the “Birthplace of Democracy in the Cayman Islands”, the house was the venue for an 1831 meeting where the decision was made to form the first elected parliament. In 1835, the proclamation ending slavery in the British Empire was read from the steps of Pedro St. James. This national historic site plays a pivotal role in keeping the Caymanian culture and heritage alive.

Photos courtesy of Julie Corsetti & Batabano

Also on-site, you can find a playground, an old stamp collection room and a gift shop. The Thatch and Barrel restaurant offers drink specials during its Sea Sessions Happy Hour every Friday from 5pm. Located in Savannah, Pedro St. James is just a 20-minute drive from George Town and is open daily from 8.30am to 5pm (last movie showing at 4pm), except on Good Friday and Christmas Day. Resident rates are available at CI$10 for adults and guided tours are CI$15. Seniors 65+ and children three and under receive free admission. There is no charge for Sea Sessions Happy Hour. A valid ID is required for resident rates. For more information, email: events@pedrostjames.ky, Tel: (345) 947 3329 or visit www.pedrostjames.ky.

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Queen Elizabeth II Botanic Park

This 65-acre site is made up of seven themed gardens, woodland trails, a lake and wetlands, a nursery and a visitor’s centre. It is home to the endangered Blue

Iguana Conservation facility, the rare Ghost Orchid, the Banana Orchid (Cayman’s national flower), the Cayman Parrot (Cayman’s national bird), various native and endemic butterflies and much more. You can explore the Heritage Garden and learn how Caymanians lived in days of old; take a stroll through the Colour Garden, Woodland Trail, the Xerophytic Garden, Orchid Boardwalk or the developing Children’s Garden. Alternatively, just relax and picnic by the lake – a favourite place for birdwatching. Located on Frank Sound Road in North Side, the Queen Elizabeth II Botanic Park is approximately a 40-minute drive from George Town. They also offer a golf cart for the elderly and disabled. Please note that this must be prearranged by emailing: manager@botanic-park.ky. The park is open daily 9am-5.30pm (last admission at 4.30pm). Resident rates are available at CI$10 for adults, CI$5 for children with free entry for seniors 65+ and children two and under. A valid ID is required for resident rates. Guided tours of

the Botanic Park are available with advance booking only. Tel: (345) 947 9462, email: info@botanic-park.ky or visit www. botanic-park.ky.

Hell Geological Site

Located in West Bay, Hell comprises a unique geological wonder; created by salt and limestone over 23 million years. This small patch of black limestone formation, which sits on two acres, can be seen poking out from its lush surroundings. Erosion has left an eerie and desolate-looking landscape, earning its name. After marvelling at the field of black peaks, make sure to send your friends a postcard from Hell, with the Hell postmark as proof that you’ve been to Hell and back! Entry is free. Gift shops and restrooms are available during the opening hours of 8.30am-4pm.

Cayman Crystal Caves

Book online at www.caymancrystalcaves.com

Tel: (345) 949 2283 Email: info@caymancrystalcaves.com

www.caymancrystalcaves.com

Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. Upon your visit, you will be escorted by a knowledgeable tour guide and join them on an adventure of “Cayman Down Under”. You will venture into amazing caves where you will see stalactite and stalagmite crystal structures and otherworldly formations formed by single drops of water and the slow passage of time. Tour through the unique tropical forest under which the caves formed. Amongst the forest and caves are captivating tropical plants and animal life, including strangler balsam trees, air plants, parrots and bats. Tours are approximately one-and-a-half hours and take you through the surrounding tropical forest area and three spectacular caves. Guests must be able to walk up the stairs unaided for this tour. There is a snack and gift store on-site. Please bring comfortable attire for warm weather and walking shoes. Pre-booking is required. Book online at www.caymancrystalcaves.com. Open seven days a week, with tours running from 9am-4pm. Tel: (345) 949 2283 or email: info@caymancrystalcaves.com. SEE AD THIS PAGE

Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. Venture into amazing caves where you will see stalactite and stalagmite crystal structures and other worldly formations. Tour through the tropical forest under which the caves formed and spot tropical plant and animal life, including strangler balsam trees, air plants, parrots, and bats.

Tours lasts 1 ½ hours. Guests must be able to walk up the stairs unaided for this tour. Pre booking is required. Open seven days a week, with tours running from 9am-4pm.

Cayman Craft Market

Located on North Church Street, next to Dairy Queen in George Town, the Cayman Craft Market brings together visitors and local artisans who create and display unique Caymanian art, jewellery, crafts and recycled treasures made from unique materials, as well as locally-made sauces, jams and jellies. Find items made from leather, thatch, wood, shells, Caymanite and black coral. Open Monday-Friday, 8.30am-3pm.

Stingray City & The Sandbar

If you are interested in diving and seeing the gorgeous coral reefs while swimming with stingrays in 20ft deep water, Stingray City is the best place to visit. This natural attraction has become very popular and has been covered by National Geographic, as well as many other international magazines.

For an up-close-and-personal encounter where you can walk in waist-deep water with the stingrays, you may want to choose The Sandbar The rays are completely safe, nearly four feet in diameter and will brush against you with their soft underbellies looking for squid, their favourite food, which you may feed them by hand. Do not lift them from the water, step on them or torment them. Note that wearing flippers is not allowed, as you may disturb or anger the rays. When tourism is in full swing, The Sandbar is usually quite busy as it is extremely popular. However, if you are going with a boat operator, they will usually find a good spot to anchor and a staff member may help you hold a stingray.

Just to the left, past Rum Point Club and off Sand Point Road, is the Mini Sandbar This is a popular stop for a shallow swim. You can access it by boat or wade out if exploring by car. Refer to the Boating chapter or visit www.explorecayman.com for tour operators.

Cayman Turtle Centre

Since 1968, Cayman Turtle Centre has released more than 36,000 captive-bred and raised sea turtles back into the sea to help replenish Cayman’s wild population.

The Centre, which is dedicated to the conservation and education of the green sea turtle, is home to turtles of all ages, from six-ounce hatchlings to 500lb adult breeding turtles. During your visit to the Centre, you can learn about the turtles in the exhibits, the breeding and rearing process, snorkel with the turtles and reef fish, swim in the freshwater pool and visit hatchlings during the nesting season. You will also be exposed to local and regional wildlife, like flora along the nature trail, the Cayman Parrots in the Caribbean Aviary, sharks in the Predator Reef and their rescued crocodile, Smiley.

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Beaches

There are several wonderful beaches on Grand Cayman. The most popular is Seven Mile Beach, which runs the length of the western side of the Island just north of George Town. Two popular spots along this span are Governor’s Beach, adjacent to the Governor’s House (next door to the Westin) and Seven Mile Public Beach, which has cabanas providing shade, public restrooms, a children’s play area, volleyball nets and a 5,575sq ft callisthenics park. Farther north, there is Cemetery Beach, which is shaded by many large sea grape and casuarina trees and has great snorkelling spots only a fiveminute swim offshore.

Starfish Point, just beyond Kaibo in North Side, is a nice, quiet spot for a picnic or paddle. It is shaded by casuarina trees, has a wide shallow area close to the shore and large starfish can often be found just

a few feet off the shore. Do not hold the starfish above the water, as they need to remain in the water to survive.

Rum Point, located to the left of Starfish Point, has been a popular spot with tourists and locals for many years. There is an on-site restaurant and bar offering casual food. The shallow waters offshore are still a popular boat hangout, especially on Sundays.

Spotts Public Beach, located off Shamrock Road, is a good place to spot turtles in the early morning and late afternoon when they come in to feed. Plus to the far right of the beach there are wonderful rock pools. Please note there is a very strong current at this beach and swimming out to the reef is very dangerous and risky. Do not swim out to the cut in the reef.

Just beyond the Grand Old House restaurant is Smith’s Barcadere (also known as Smith’s Cove). This is a small public beach with lots of shade, picnic benches, great snorkelling and a lovely place to watch the sunset. It also has fresh water showers and restroom facilities.

Many districts also have public beaches, including West Bay, Bodden Town, East End and North Side. There are no private beaches in Cayman; all beaches are public (up to the high-water mark). If you want to put your towel on a beach in front of a hotel or condominium complex, you are more than welcome to do so, as long as you stay near the high-water mark and do not use their sun loungers. Some establishments are open to the public. Examples include Tillies on Seven Mile Beach, Kaibo in North

Side and the Wyndham Reef Resort in East End, all of which have beach bars and tables on the beach where you can sit and watch the children play in the sea just a few feet away. They are also available for private functions.

Please note that there are no nudist beaches in the Cayman Islands and topless sunbathing is illegal.

Blue Iguana Conservation

Grand Cayman’s famed ‘Blue Dragons’ are found at the Blue Iguana Conservation (BIC) facility located at the Queen Elizabeth II Botanic Park. Once numbering in the tens of thousands, by 2001, there were thought to be fewer than 25 Blue Iguanas left in the wild. The endangered Blue Iguana is only found here in Grand Cayman. As you walk through the Blue Iguana Conservation facility, you can see the blues up close and personal in their semi-wild habitats and take a photo at the blue iguana mural. You can book a private guided tour of the Blue Iguana Conservation facility and learn from their expert wardens about how Blue Iguana Conservation has brought these endangered species back from the brink of extinction. Guided tours must be booked in advance through the National Trust. Included in the price for the guided tour of the Conservation facility is entry to the QEII Botanic Park. Proceeds from Blue Iguana tours directly benefit the Blue Iguana Conservation programme. After your tour, you can visit the National Trust retail store located at Dart Park to browse their selection of National Trust and Blue Iguana Conservation merchandise. For more information or to book a school, corporate or private customised guided tour, Tel: (345) 749 1121 or email: tours@ nationaltrust.org.ky.

Collier’s Nature Reserve & Trail

The Collier’s Nature Reserve & Trail boasts 190 acres of protected Blue Iguana territory. The easy walking trail allows visitors to observe the iguanas and other animals in their natural habitat, as well as many different species of Cayman’s fauna,

fungi and lichens. It is located a mile inland from the coastal East End Road, Austin Conolly Drive. For more information, Tel: (345) 749 1121.

Guided Bicycle Rides

Eco Rides runs a cycling tour around the Eastern District. Tel: (345) 922 0754 or email: ecoridescayman@gmail.com or info@ecoridescayman.ky for more information. Paddle Wheel is another company that offers guided tours. They use electric bikes, which give you the power to decide how much you want to pedal and how much you want to relax. Cycle the West Bay Loop and enjoy Cayman’s coastline and mangrove forests. The tour is around three hours in length, but they also offer a six-hour ‘Adventure Tour’, which includes lunch, biking and kayaking stops. Tel: (345) 640 2453 or email: hello@ paddlewheel.ky.

Helicopter Rides

A fantastic way to explore the Island is a 15-minute (US$175pp) or 40-minute (US$390pp) tour with Cayman Islands Helicopters. Their Sunset Dinner Flight is perfect for special occasions; land for dinner at The Ritz-Carlton (US$1100 for up to six people) or Camana Bay, followed by a shuttle ride home. Water enthusiasts will enjoy their ‘one day three Islands’ dive package. Helicopter to Cayman Brac to dive the USSR Keith Tibbetts, then helicopter on to Little Cayman to dive Bloody Bay Wall, followed by lunch at Southern Cross Club. Helicopter back to Grand Cayman to dive the USS Kittiwake before finally watching the sunset at the Lobster Pot with wine and cheese. Tel: (345) 943 4354 or visit www.caymanislandshelicopters.com.

Motorcycle Tours

Call Cayman Custom Cycles on (345) 945 7433 for a guided tour around the Island (including lunch) or for an afternoon getaway. You must have a Group 1A motorcycle licence. If you do not have a licence, you can still join in. A member of staff can take you on the back of their bike.

Mastic Reserve & Trail

The Mastic Reserve protects 834 acres of lowland semi-deciduous forest, wetlands and core habitat for many of the Island’s unique animals, birds and plants. The area is traversed by the historic Mastic Trail, which is a wilderness path meandering through a variety of natural habitats. Some of Cayman’s rarest trees can be seen here, including mahogany, ironwood and West Indian cedar, as well as wild orchids and medicinal plants. Geological features such as sinkholes, jagged limestone bedrock and splits can also be seen along the trail. The National Trust offers a private guided tour of the Mastic Trail. Be sure to wear sturdy shoes, a hat and sunscreen, and bring water and mosquito repellent. Booking and prepayment are required for a minimum of six participants. The trail is open 365 days per year and self-guided tours can be accessed free of charge. For self-guided tours, we suggest purchasing their ‘Mastic Trail Adventure Guide’ for CI$4, available at the National Trust office at Dart Park. For more information or to book a school, corporate or private customised guided tour, Tel: (345) 749 1121 or email: tours@ nationaltrust.org.ky.

CULTURAL ACTIVITIES

MUSEUMS

Cayman Islands National Museum

The Cayman Islands National Museum is located in Cayman’s oldest public building, the Old Courts building in George Town. Permanent exhibits showcase Cayman’s art, traditions and cultural and natural history, including boats, furniture, textiles, paintings and ceramics. Many of the museum’s exhibits are interactive and include a simulated submarine showing marine species and habitats, a 3D bathymetric map of the ocean floor and Cayman’s location in the Caribbean, two life-like talking animatronic figures and an audio-visual presentation on Cayman’s history, environment and people. There are changing galleries that feature information on a variety of cultural history, natural history and local art-related topics. Open

Monday-Friday 9am-5pm, Saturday 10am2pm and select public holidays. Admission is CI$6.40 for adults, CI$4.80 for seniors and CI$2.40 for children. Local students are CI$1 and members are admitted free. Residents can also visit for free on the first Saturday of every month. Tel: (345) 949 8368 or visit www.museum.ky for more information.

The Mission House

This historic site is known to have been utilised in the 1700s by early settlers due to its abundant waterfowl and supply of fresh water. Located at 63 Gun Square in Bodden Town, it rose to prominence in the 1800s when it became known as the Mission House to early missionaries, teachers and families who contributed to establishing the Presbyterian ministry and school in Bodden Town. The tour takes you through all the rooms in the house, where you will see many genuine artefacts of glass, ceramic and more Tours cost CI$10 for adults and CI$4 for children. Opening hours are Friday and Saturday 10am-2pm. Tel: (345) 749 1123 or email: tours@nationaltrust.org.ky.

CULTURAL & EDUCATIONAL PROGRAMMES & EXHIBITIONS

Cayman Drama Society

The Cayman Drama Society has regular classes and workshops for adults interested in acting and directing. Productions also have many opportunities for people to get involved, with a new production underway every few months, from comedy and high drama to musicals. Dedicated members devote their time, talent and energy to ensure every production provides firstclass entertainment. Actor training classes include acting theory, scene studies, improv, film acting, mask and mime work, and often requests from the students themselves. They also teach script writing, directing, stage management, light and sound, set design and construction. There are many opportunities throughout the year, such as costume, make-up, sound, lighting, youth liaisons, theatre chaperones,

bar and front-of-house. Visit www.cds.ky to become a member or join a class.

Cayman National Cultural Foundation (CNCF)

CNCF is a non-profit organisation dedicated to facilitating and preserving Caymanian cultural arts by organising cultural festivals, staging and assisting others with shows at the FJ Harquail Cultural Centre and engaging in artistic development, youth arts and special projects. Among the many events CNCF organises throughout the year is the annual festival, Cayfest. The festival showcases Cayman’s cultural diversity and artistic talent and features the National Arts and Culture Awards, a Dress For Culture Day and the Red Sky at Night Festival. Another festival under the CNCF umbrella is the International Storytelling Festival of the Cayman Islands (Gimistory). CNCF also offers the ‘Mind’s Eye’ tours of the South Sound home of the late Miss Lassie Bush, Cayman’s acclaimed visionary intuitive artist. Theatrical productions are

also staged throughout the year. Tel: (345) 949 5477 or visit www.artscayman.org.

The National Gallery of the Cayman Islands (NGCI)

Located along the Esterley Tibbetts Highway, the National Gallery and Education Centre’s 9,000sq ft home is a dynamic nonprofit arts organisation. NGCI facilitates a wide variety of local and international exhibitions throughout the year and is home to the national art collection. The gallery hosts a range of engaging events and art happenings throughout the year, including lectures, workshops and special events for members. Annual events include the Big Art Auction (October), the Fundraising Costume Gala (November) and a festive Members’ Christmas Party and Artisans Fair (December). The NGCI also runs an active volunteer programme and welcomes new members. Admission is free to the public; however, donations are always welcome. Visit www.nationalgallery. org.ky for more information.

The National Trust

The National Trust for the Cayman Islands is a non-profit organisation offering tours of the Mission House, Mastic Trail, Blue Iguana Conservation and a Paradise Tour. Throughout the year, the National Trust hosts traditional cooking classes, educational events and community events, as well as fundraisers. For more information, visit their Visitor’s Centre in the South Sound Dart Family Park. Opening hours are Monday-Friday 9am-5pm. Tel: (345) 749 1121, visit www.nationaltrust.org.ky or email: tours@nationaltrust.org.ky.

Cinema

Camana Bay Cinema is a state-of-the-art movie theatre located in the heart of Camana Bay and boasts seven screens, three of which are VIP auditoriums complete with 4K picture resolution, Dolby Atmos Immersive Audio and Luxury Recliners. They host a range of events, including Kids Club, Classics @ the Cinema and Culture @ the Cinema. Grab a snack, delicious fried chicken wings or a freshly made pizza from the fully stocked concession stand. For current movie listings and times, visit www.bigscreen.ky.

Music

For a variety of instrumental lessons, contact Cayman Music School in Camana Bay. The Music School provides group and private lessons in a variety of string and woodwind instruments, including guitar, piano, flute, drums, violin, saxophone, ukulele and bass, and tuition in singing, music theory, drama and recording. They also boast a music shop and a recording studio. Visit www.caymanmusicschool. com. Established in 2001, Musicians Ltd. is a leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as several schools on-Island. Performing Arts group classes are also available, with several major

performing opportunities throughout the year, including a full annual production. To register, email: office@musicians. ky. For more information, visit www. musicians.ky or Tel: (345) 525 6787. For adults, Spark! School of Performing Arts offers private lessons in a full range of instruments, as well as vocal lessons. For more information and to register, visit www.sparkcayman.com or call (345) 929 2190. Earl La Pierre teaches adult steel pan classes on Monday evenings at UCCI from 6pm-8pm. He also has a performing band known as Pandemix, where newcomers are welcomed. Practices are on Tuesday and Thursday 6pm-8pm at UCCI. Tel: (345) 526 5059 or (345) 916 5676 to learn more. For private lessons in singing, piano and music tutoring, contact Nicole Bodden (Tel: (345) 917 3753) at her studio in the Barnett Building, off the CNB roundabout. JukeBox offers a mobile music service providing private and group instrumental lessons, as well as early years and mummy-and-me classes. For more information on schedules and events, visit www.jukebox.ky, Tel: (345) 321 5126 or email: info@jukebox.ky.

Throughout the week, various restaurants and bars host live music by local talent. Check out the ‘Nightlife’ section on the Explore Cayman website (www.explorecayman.com) for lists of different restaurants that offer live music on each night of the week.

Cayman National Choir & Orchestra

Choir practice is held on Monday from 7.30pm-9pm and orchestra practice is held on Wednesday from 7.30pm-9pm. Email Sue Horrocks at caymanchoirandorchestra@gmail.com for location information.

Painting, Photography, Pottery & Art Classes

The Visual Arts Society (VAS) has expertise in pottery and ceramics. The studio is equipped with three potter’s wheels, a kiln, slab roller, tools and other supplies, plus various types of

clay and glazes. However, the space can be used for any type of art. People can work independently, take classes or participate in ongoing workshops. The space can also be rented for private functions or personal use. Email: info@ visualartcayman.com or visit them on social media (www.facebook.com/ visualartcayman). 3 Girls & a Kiln offers a wide selection of monthly art classes for all ages, including glazing, string art, sign making on wood planks, fluid art and more. For more information, visit www.3girlsandakiln.com, Tel: (345) 640 9990 or visit their waterfront location in George Town. Opening hours are Monday-Friday 10am-6pm. Art Nest is a welcoming space where people of all ages can discover their inner artist using a variety of mediums to paint, pour, sculpt or craft. They also offer monthly art education events like paint and sip classes, pottery wheel workshops, fluid art pouring workshops, candle-making, culinary workshops, creative socials, teambuilding events, paint-your-own-pottery and more. They also offer art supply kits. Located at Elizabethan Square, 80 Shedden Road. Visit www.artnestcayman. com or call (345) 927 2258. The National Gallery of the Cayman Islands runs exhibition-supportive workshops during evenings and on weekends. They also provide lectures for all ages and skill levels. They host several ‘Open Call’ exhibition opportunities during the year, as well as Artisan Fairs. You can also take part in their Art and Wellness initiative, a free programme of wellness classes and workshops, including meditation, yoga, nutrition and mindfulness. Visit www. nationalgallery.org.ky/whats-on or email: communications@nationalgallery.org.ky. Cathy Church’s (SEE AD PAGE 272, 397 & 467) offers daily private above and underwater photography courses in the classroom and shore dives for the underwater photographer. They also rent and sell a full range of underwater cameras that come with a free mini-lesson. For more information, Tel: (345) 949 7415.

Talks

Next Chapter’s Infinite Mindcare Talk Series takes place on the third Saturday of every month at 9am. Each month’s topic is different, covering subjects like the importance of sleep, maintaining friendships and keeping a healthy mindset on social media. The talks are hosted by professional psychotherapists from Infinite Mindcare and a different book is recommended each month. For more information, call (345) 926 0882 or (345) 640 2665 or visit www.facebook.com/ infinitemindcare. The National Gallery also offers lectures on a range of topics, along with Artist and Curator Q&A sessions. To view their latest events, visit www. nationalgallery.org.ky.

CULTURAL EVENTS

Pirates Week Festival

The Pirates Week Festival is one of the biggest cultural events in the Cayman Islands. Over the last 40 years, Pirates Week has become the country’s largest celebration, drawing some 35,000 patrons. The dates for the 2023 festival are: Little Cayman 3rd-5th November; Grand Cayman 9th-19th November and Cayman Brac 24th-26th November. The highlight of the festival is the waterfront Landing Pageant and Float Parade in George Town. During this event, thousands of people line the streets to watch a mock take-over of the Island by a band of fighting pirates, who come ashore by pirate ship. A parade, street dance and fireworks display also take place. It’s a fantastic experience for families and many children enjoy dressing up. Other features of the festival include an abundance of music, culture and delicious local food. For more information, visit www.piratesfestcayman.com.

Batabano

The name “Batabano” is synonymous with the Cayman Islands and the Caymanian way of life. A salute to Cayman’s turtling heritage, batabano is the native name for the tracks left in the sand when sea turtles go ashore to nest, which has always been

a cause for celebration in the Cayman Islands. Cayman Carnival Batabano is therefore ceremoniously held the first weekend in May as part of the celebration and awareness of the start of Turtle Nesting Season. Established in 1983 by the Rotary Club of Grand Cayman, Cayman Carnival Batabano is a non-profit organisation and multi-day carnival that includes a food festival, fetes, a street dance and a costume street parade. As the National Carnival of the Cayman Islands, Batabano is a major highlight on Grand Cayman’s cultural and entertainment calendar for residents and visitors who flock to the streets by the thousands! SEE AD PAGE 423

Gimistory

Gimistory is a long-running Storytelling Festival that features guest storytellers from the Cayman Islands and the wider Caribbean. Over a weeklong programme in November, the festival travels to different public venues and local schools in all districts on all three Islands. Visit www. artscayman.org/gimistory.

Red Sky at Night

Red Sky at Night, a multi-cultural arts fair, celebrates all things arts and culture. The event features a variety of entertainment, such as live dance, music, drama performances and poetry readings, as well as displays of visual arts, crafts and films. From steel pan, fiddles and drums to DJs, dance troupe performances, storytelling and theatre, there is no shortage of entertainment. There are also dozens of artisan booths selling locally-made art, crafts, jewellery, clothes and accessories, as well as food vendors selling traditional Caymanian food and delicacies from around the world. Contact the Cayman National Cultural Foundation on (345) 949 5477 for more information and to volunteer.

WATERSPORTS & EXCURSIONS

Boating, diving and fishing are all very popular in the Cayman Islands. For more information on these activities, see the

Boating and Diving chapters.

Kayaking & Bioluminescent Tours

One of nature’s best-kept secrets is a rare bioluminescent phenomenon found only in a dozen places worldwide. Cayman Kayaks offers magical bioluminescence tours by kayak and electric catamaran from Rum Point to the bioluminescent bay, which is suitable for all skill levels and only a 10-minute paddle. Tours are oneand-a-half to two hours long and they include a guided tour to and from the bay. Tel: (345) 926 4467, email: reservations@ caymankayaks.com or visit www. caymankayaks.com. Cayman Sea Elements also offers tours of the bioluminescent bay, where you can snorkel and swim, plus mangrove kayak tours, where you will encounter a myriad of wildlife while learning about Cayman’s unique mangrove habitats. Tours take approximately two hours and leave from the Cayman Islands Yacht Club. Tel: (345) 936 8687 or email: caymansea@gmail.com. White Sand Water Sports (Tel: (345) 938 7263) has kayaks available for rent and they can deliver them Island-wide. For more information, email: whitesandwatersports@gmail.com. Kayaks can also be rented from Red Sail Sports. Tel: (345) 623 5965 for details.

Kiteboarding

Kitesurf Cayman offers private two-hour lessons on Barker’s Beach in West Bay. To get involved in the kiteboarding community, visit www.kitesurfcayman. com or email: info@kitesurfcayman.com.

Paddleboarding

Paddleboards can be rented from Cayman Stand Up Paddle Co. Ltd. (Tel: (345) 938 4787) and delivered to your home and condo with free delivery in and around Seven Mile Beach. Email: info@ caymanstanduppaddleco.ky. White Sand Water Sports (Tel: (345) 938 7263) also rent paddleboards for US$65 a day (minimum) or US$235 per week, with a 10% discount available to residents. They can deliver the paddleboards Island-

wide. For more information, email: whitesandwatersports@gmail.com. Bliss Living Yoga (Tel: (345) 949 9642) offers paddleboard yoga on Tuesday evenings.

Sailing

There is quite a large and sociable sailing community in Cayman. If you are a keen sailor, you will want to join the Cayman Islands Sailing Club (CISC). The CISC offers a range of sailing lessons for adults with little or no sailing experience and those looking to further develop their skills. Training courses usually comprise eight hours of coaching, scheduled over two weekends (two four-hour sessions on consecutive Saturdays or Sundays). Private lessons are also available. The club has several formal social events throughout the year, including the Commodore’s Cocktail Party, the Annual Ball and Founders’ Night. There are also a range of more casual events, including barbeques, happy hours, quizzes, pool and karaoke evenings. The Social Committee aims to arrange an event at least once a month and the Clubhouse is generally open on Friday evenings, all day Saturday and Sunday for post-sailing or any other excuse for socialising! For more information, visit www.sailing.ky or call (345) 947 7913. SEE AD OPPOSITE PAGE

Snorkelling

Snorkelling is a great way to discover the underwater world and the Cayman Islands has some incredible spots to explore. White Sand Water Sports (Tel: (345) 938 7263) offers a ‘Slip and Slide Snorkel Tour’ that is perfect for families. The tour takes place on a custom-built 30ft pontoon boat that has plenty of shade. On the top deck, you’ll find a pair of waterslides that are perfect for sliding into Cayman’s beautiful blue waters. Kids and adults will love this fun addition. For more information or to book a trip, email: whitesandwatersports@gmail.com. Frank’s Watersports (Tel: (345) 945 5491) also offers snorkelling tours to Stingray City. Refer to www.explorecayman.com for more information on their services. If you are looking for something spacious and

relaxing, Captain Bryan’s offers catamaran tours to Stingray City and Starfish Point. Visit www.captainbryans.com or email: captainbryans@candw.ky for more information. If you’d like to plan your own day or experience some of the wildlife just offshore, you can rent snorkel equipment from Red Sail Sports. Tel: (345) 623 5965 for more details.

Surfing

Good swells are generated off Seven Mile Beach from December to March when nor’westers blow through. From June to November, the best surfing is usually found at the South Sound Community Centre and Mariners Cove in Spotts. However, beginners would be well advised to avoid these locations as the iron shore, coral and sea urchins can prove hazardous. Areas with a safe sandy bottom and easy access to and from the sea are ideal. Damian ‘Damo’ David (Tel: (345) 938 4787) and Mica Koll (Tel: (345) 927 8690) both offer surfing lessons for beginners.

Waverunn er Trips

Aqua Watersports (Tel: (345) 328 2662) offers a range of water-based activities, including exciting jet ski Stingray City tours and a luxury Cranchi 43ft charter boat for half-day, full-day or sunset cruising. Red Sail Sports (Tel: (345) 949 8745) rent out jet skis, SUPs and a variety of water sports equipment. They also offer a Waverunner Snorkel Safari and Banana Boat, Wakeboard and Waterski Charters. Their watersports shops are located at the Kimpton Seafire Resort + Spa, Westin Grand Cayman Seven Mile Beach Resort & Spa, The Ritz-Carlton and Morritt’s Tortuga Resort.

Windsurfing

The prevailing winds make the beaches off East End the perfect spot for windsurfing. White Sand Water Sports offers windsurfing lessons, equipment rental and packages. For more information, Tel: (345) 938 7263, email: whitesandwatersports@gmail. com or visit www.watermancayman.ky.

OTHER FUN ACTIVITIES

Indoor Golf

Cayman Golf Lab is Cayman’s largest fully equipped indoor golf facility. They offer two HD golf simulators and 400sq ft of putting green, as well as golf lessons for adults and children. Tel: (345) 938 5484 or visit www.caymangolflab.com.

Outdoor Golf

Please see the Sports and Fitness chapter.

Laser Tag

Strike Zone House of Fun in Cannon Place is Cayman’s first laser tag arena and is great for hosting corporate events, staff parties and more. You can have a maximum of 24 players per game. Visit www. strikezonelasertag.com or Tel: (345) 623 4040 to book an event.

Land & Nature Tours

Reagan’s Honey (www.reaganshoney.com) offers beekeeping tours of the apiary and surrounding woodland. Tours cost US$65 for one-and-a-half hours. They include beehive inspection and your own sample jar of honey straight from the hive to take home. Beacon Farms (www. beaconfarmscayman.org) offers tours of their farm. Learn about the work they do to support those recovering from drug or alcohol abuse and what they are doing to advance agricultural literacy in Cayman. Learn about the crops they grow in the fields and orchards, as well as their traditional farming techniques. Cayman Safari Adventures runs a safari tour using customised open-air vehicles. You will experience genuine Caymanian hospitality and learn about the unique past of the Cayman Islands. Tel: (345) 925 3002 for information.

For something a bit different, contact ATV Cayman for Cayman’s only off-road tour of Barker’s Beach and other neat spots in the area. The cost per ATV is CI$64 for locals and CI$80 for visitors. Email: vincent@atvcayman.com or WhatsApp: (345) 922 0366 to book a ride.

Activities

for Kids & Teens

Everything to keep your kids active and entertained while making new friends! We have provided details on everything from playgrounds and parks to sporting events, cultural activities, playgroups, summer camps and indoor and outdoor activities.

Finding ways to keep your kids and teens entertained and occupied can be a real challenge, no matter where you live. Despite its small size, Cayman’s tight-knit community offers a growing number of age-appropriate activities for the youngsters of Cayman. From sporting activities to various cultural and educational programmes, this chapter outlines a wide variety of highly recommended activities and attractions that the whole family can enjoy.

Additionally, when looking to book activities for your kids, check out the Explore Cayman magazine and website (www. explorecayman.com), as well as the Cayman Parent magazine and the ‘Things to Do’ section on the Cayman Parent website (www. caymanparent.com). Also, for Cayman’s most up-to-date guide for family and children’s events, download the What’s On Cayman app.

Although Cayman is fairly small, the welcoming community and idyllic weather encourage an active lifestyle. One of our all-time favourite outings is a North Sound boat trip with one of the local Caymanian charter boat companies: Cayman Eco Adventures (Tel: (345) 916 0503), Captain Bryan’s (email: captainbryans@candw. ky), Frank’s Watersports (Tel: (345) 925 2783) and Crazy Crab (Tel: (345) 927 2722). By organising trips with one of these local operators, you will have access to a wealth of Island knowledge and

FAMILY OUTINGS

Photos courtesy of Lisa Reid, the Cayman Islands Sailing Club, Caroline Deegan/Cayman Photography & Tracey Rose

can customise your excursion to suit your family. Tour stops can include Stingray City, the Sandbar, Coral Gardens, the Barrier Reef and Kaibo. Not only will your tour be tailored to you, but you will also get to experience true Caymanian hospitality and meet some ‘Islanders’. If you have little thrill-seekers in the family, you may enjoy a trip to Stingray City and then continue to Rum Point by jet ski.

On a rough day, take your children to see the Blow Holes in East End and enjoy the exciting explosion of water when it passes quickly through underwater caverns and high into the air. Be careful on the iron shore and don’t forget to wear proper shoes and a swimsuit, as you can easily get wet if you stand close enough. While in East End, you can also stop at the Wreck of the Ten Sail Memorial to learn more about the historic shipwreck that occurred in 1794.

Another sea-based activity that is fun for the whole family is a bioluminescence tour by kayak or electric catamaran offered by Cayman Kayaks twice nightly from Rum Point. They also provide a morning kayak tour through the Cayman wetlands from Kaibo. For more information, Tel: (345) 926 4467, email: reservations@ caymankayaks.com or visit www. caymankayaks.com. Cayman Sea Elements offers boat tours through the mangroves to find birds, starfish, jellyfish, anemones and iguanas. This tour is suitable for children of all ages. Tel: (345) 936 8687 or email: caymansea@gmail.com. Refer to the Boating chapter for a list of other tour providers in Cayman. For more fun, you could take a banana boat ride with Red Sail Sports (Tel: (345) 623 5965). Kids particularly love to ride with a group of their friends! Or swim with the dolphins at Dolphin Discovery (Tel: (345) 327 4742) in West Bay. Make sure to ask about their resident discounts.

For an amazing aerial experience of Cayman that covers the Island from North Sound and Stingray City to George Town and Seven Mile Beach, take a helicopter tour with Cayman Islands Helicopters. Tel: (345) 943 4354 to book.

Land-based activities for the whole family are almost endless. For children and their parents, the Cayman Islands National Museum offers a fascinating look into the natural and cultural history of the Cayman Islands. The Cayman Turtle Centre (SEE AD PAGE 433 & 443) in West Bay also offers unique opportunities for educational and interactive animal-based activities. Visitors can enjoy bird, shark, turtle and crocodile feeding, a nature trail, snorkelling with turtles, the popular waterfalls and Turtle Twister waterslide. Once you have had your fill of wildlife, you can wander across the road for lunch at the Cracked Conch or Macabuca Tiki Bar SEE AD PAGE 235

Another worthwhile thing to do is a trip to the Queen Elizabeth II Botanic Park in North Side, which is an engaging outing for the whole family. If you’re coming from the western side of the Island, you could also stop in at the Mission House in Bodden Town (open on Fridays and Saturdays from 10am-2pm) and Pedro St. James in Savannah for a historical trip back in time. The Cayman Crystal Caves are another fantastic activity. Tour some of Cayman’s most beautiful natural formations that were formed millions of years ago. Visit www.caymancrystalcaves.com to book a time slot.

You could also take the family to the National Gallery and enjoy a range of activities, including scavenger hunts, worksheets and guided tours based on the current exhibition schedule and the national collection. Guided tours can be booked in advance by emailing: info@ nationalgallery.org.ky. Admission is free.

In Camana Bay, you can take a walk, get a coffee, ride a bike and explore its beautifully landscaped areas. Young children will love playing in the fountains (bring a towel!) and climbing the Observation Tower for a great panoramic view. Next Chapter has a wonderful children’s room full of books, puzzles and toys, and there is always a good selection of movies at the cinema, as well as a great choice of restaurants for lunch.

For something a bit different, contact ATV Cayman for Cayman’s only off-road tour of

Barker’s Beach and other lovely spots in the area. The cost per ATV is CI$64 for locals and CI$80 for visitors. Email: vincent@ atvcayman.com or WhatsApp: (345) 922 0366 to book a ride.

PLAYGROUNDS & PARKS

Some parks in Cayman have cabanas that can be reserved, free of charge, for parties and events. Book online on the Public Lands Commission website at www.gov.ky/plc or call them on (345) 946 7110. Below are some of the more popular parks to reserve.

Mastic Reserve & Trail (North Side)

This is an educational nature trail, meandering through a variety of natural habitats. Great for older kids and teens. Refer to the Activities for Adults chapter for more information.

Queen Elizabeth II Botanic Park

The Queen Elizabeth II Botanic Park is a wonderful area in Frank Sound for children to enjoy, with over 65 acres to explore. The Children’s Garden features climbing frames, the CNB splash pad, a discovery tower, larger-than-life sculptures, a maze, tunnels, grow zone, a sensory garden and so much more! There is also a picnic area and plenty of shade. Entry to the Botanic Park also includes access to the Blue Iguana Conservation Facility, where families can meet and learn about the endangered Blue Iguana, as well as enjoy a self-guided nature walk. Resident rates are available at CI$10 for adults, CI$5 for children, with free entry for seniors 65+ and children two and under. A valid ID is required for resident rates. For more information, see the Activities for Adults chapter.

Airport Park (George Town)

Kids and parents alike will get a kick out of watching aeroplanes from this frontrow vantage point adjacent to the Owen Roberts International Airport runway. This large park is full of see-saws, slides, rock mazes and big boulders to climb. There are parking and restroom facilities, along with cabanas to provide shade.

Dart Family Park (South Sound)

A gift from the Dart Foundation to the Cayman Islands, this seafront oasis is located on South Church Street. Set amid shady, landscaped gardens are slides, climbing frames, an amphitheatre, gazebos and restroom facilities. The park is open daily from sunrise to sunset and houses the offices of the National Trust of the Cayman Islands, which provide information and displays in relation to Cayman’s flora and fauna.

Harold McCoy Sr. (Bodden Town)

Located in Gun Square next to the historic Mission House, this park has a large playground. A caboose and small Caymanian-style house make it a fascinating cultural experience for both adults and children.

Jerald Smith Park (North Side)

Located on Hutland Road, these landscaped gardens provide a welcoming playground for the North Side community.

Public Beach (West Bay Road, SMB)

Along with being on one of the most beautiful stretches of Seven Mile Beach, Public Beach has cabanas, restroom facilities, freshwater showers and a children’s playground. There is also a calisthenics park that features a variety of exercise bars and beams.

Scholars Park (West Bay)

As a popular site for children’s parties, this landscaped park is located down Stadium Drive and features a variety of play equipment set in a huge sandpit. Along with shady cabanas and barbecue pits, there are also restroom facilities and sizeable grassy areas.

INDOOR FACILITIES

The Arts & Recreation Centre (ARC)

Located next to Camana Bay, this indoor facility can be rented outside of school hours for sporting events. To make a booking or enquiry, Tel: (345) 640 2878 or email: cbsc@camanabay.com.

Camp Seafire

Located at the Kimpton Seafire Resort + Spa, Camp Seafire is the perfect funfilled, flexible childcare choice for kids aged five to 12 years old. Designed to accommodate school holidays, bank holidays, brunch babysitting and more, Camp Seafire offers well-planned hourly, half-day, full-day and weekly programmes. The camps offer creative themes, water sports activities and arts and crafts, as well as games and bespoke events. Note that children need to be potty trained to attend camp. Tel: (345) 746 0000 or email: campseafire@ seafireresortandspa.com.

Caycubs

Caycubs is a soft play facility where parents will find an inclusive, safe and fun space for children, which integrates movement, imagination and play. This multi-sensory soft play facility and event space, suitable for children up to 10 years old, aims to provide the Cayman Islands with an inspirational and educational area where parents can bring their cubs for hours of fun, excitement and delicious food. Located in The Grove, 1358 West Bay Road. Tel: (345) 749 3624 or visit www.caycubs.com.

Cayman Islands National Museum

The Cayman Islands National Museum houses Cayman’s National Collection and artefacts, including boats, furniture, textiles, paintings and ceramics, and is an interesting look into Cayman’s traditions, culture and natural history. Many of the museum’s exhibits are interactive and innovative and will be fascinating to children. An exciting addition to the National Museum is an animatronic figure of Caymanian civil servant, lawyer and politician, Miss Annie Huldah Bodden. For more information, visit www.museum. ky or Tel: (345) 949 8368.

Cinema

Camana Bay Cinema (Tel: (345) 640 3456) is Cayman’s state-of-the-art movie theatre.

See the Cinema & Outdoor Movies section in this chapter for more information.

King’s Sports Centre (KSC)

This 36,000sq ft facility on Crewe Road in George Town offers a variety of sporting, recreational and relaxing activities for the local community. Activities and facilities include an indoor youth roller hockey rink, five-a-side football, a bowling alley, a rockclimbing wall, karate lessons, squash courts, aerobics classes, steam rooms and much more. KSC also holds children’s birthday parties and children’s roller-skating afternoons every week. Tel: (345) 946 5464 or email: kings@candw.ky. They also run a summer camp where children participate in sports activities and arts and crafts and learn debating skills. Refer to the Cayman Parent website (www.caymanparent.com) for more information. SEE AD PAGE 458

Laser Tag

Laser tag is an exciting recreational shooting sport that is perfect for anyone looking for a fun and exhilarating outing with family or friends. Strike Zone House of Fun, located in Cannon Place, is Cayman’s first laser tag arena and is great for the entire family (ages six and up). It is the perfect activity for rainy days, birthday parties and corporate events. Tel: (345) 623 4040 or visit www. strikezonehouseoffun.com for more information.

Lil’ Monkeys Indoor Playground & Café

Located on Shedden Road, Lil’ Monkeys Indoor Playground & Café is an indoor playground designed for children aged six months to eight years, featuring a huge, padded area for toddlers to enjoy, as well as a jungle gym, climbers, kitchen playsets, playhouses and ride-ons. Adults can sit back and enjoy complimentary coffee and wifi while their children play. They also offer snacks and drinks for purchase in the cafe and host birthday parties. Children must wear socks once inside the play area. Tel: (345) 929 5737 or email: lilmonkeyscayman@gmail.com.

Motions Unlimited

Located at 150 Sparky’s Drive in Industrial Park, Motions Unlimited is a state-of-theart facility with gymnastics equipment for children and teens, along with a party room and snack bar. They have a full weekly schedule of classes for children from 18 months and up. Their toddler play day sessions on Wednesdays, Thursdays, Fridays and Saturdays are extremely popular and are a great way to meet other parents while your children run about and let off steam. The sessions, which are for children aged 18 months to six years, are run on Wednesdays and Thursdays 10.30am-12pm, Fridays 2.30pm-4pm and Saturdays 8.30am-10am. These cost CI$20 per child and CI$35 for two siblings, and you must purchase a package of 10 visits in advance. Your 11th visit will be free. During Halloween, they host ‘Super Spooky Saturday’, and during Easter, they have a ‘Spring Fling’, both from 6pm-9pm on a Saturday evening for kids over four years old. All participants must be registered members on the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. Tel: (345)749 8365 or email: reception@motionsunlimited.com for more details.

OUTDOOR FACILITIES

Black Pearl Skate Park

Located behind Grand Harbour Shopping Centre in Red Bay, this skate park is the largest in the western hemisphere and the second largest in the world. It has 62,000sq ft of beginner, intermediate and expert flow, as well as street courses. The park is operated by the Cayman Islands Skateboard Association (CISA) and it is open FridaySaturday 3pm-9pm and Sunday 3pm7pm. Membership fees range from CI$45 per month to CI$300 for a year. The resident daily rate is CI$7 and the visitor rate is CI$10. Equipment available for rent includes skateboards, scooters, helmets and elbow and knee pads. They do not offer BMX bikes for rent. The park also includes three half basketball courts and rents out

basketballs. The park is also available to host birthday parties. Contact Michael Myles on Tel: (345) 939 1301 or email: michaelmyles1117@gmail.com.

Blue Iguana Safari

See the Activities for Adults chapter for information.

Camana Bay

Camana Bay’s town centre is a delightful place to take a stroll with your children. It offers wide shady avenues, landscaped courtyards with water features, fountains for children to play in and benches to sit on. Climb the Observation Tower, one of the tallest buildings on Grand Cayman at 75ft (lifts are also available), for panoramic views of the Island. The bookstore, Next Chapter, has a great kids’ section filled with plenty of books and toys to choose from.

Cayman Parrot Sanctuary

A friendly, interactive and educational experience, the Cayman Parrot Sanctuary on

Austin Conolly Drive in East End, features a variety of animals, including some native to Cayman. Their animals include Cayman parrots, parakeets, agoutis, guinea pigs, rabbits, hermit crabs, hickatees, a Cayman racer snake and a Cayman dwarf boa. The sanctuary is closed on Monday and Tuesday, but open Wednesday-Sunday from 9am-4pm. Admission for adults is CI$16 and for children 15 years and under is CI$10, with free admission for seniors over 65 and children under two years. Tel: (345) 936 4400.

Cayman Turtle Centre

Located in West Bay, Cayman Turtle Centre offers guests a variety of unique experiences. Learn about and observe sea turtles up close, swim or snorkel with yearling green sea turtles and other colourful marine life, experience hand-feeding birds in the Caribbean Aviary, watch the predator reef feeding frenzy, or join Smiley’s croc encounter on specific weekdays. Eat lunch at the restaurant overlooking the lagoon

where the resident peacock family hang out and then swim in the Island’s largest pool with its two waterfalls, underwater viewing panel and Turtle Twister water slide. The resident rate for adults is CI$15 and CI$10 for children 12 years and under, with free admission for children two years and under. For more information and opening hours, Tel: (345) 949 3894, email: info@ turtle.ky or visit www.turtle.ky.

SEE AD PAGE 433 & 443

Cayman Crystal Caves

Situated in a lush tropical forest in North Side, the Cayman Crystal Caves offer an underground adventure into a fascinating world. When you visit Cayman Crystal Caves, you will be escorted by a knowledgeable tour guide and join them on an adventure of “Cayman Down Under”. You will venture into amazing caves where you will see stalactite and stalagmite crystal structures and otherworldly formations formed by single drops of water and the slow passage of time. Tour the unique tropical forest under which the caves formed. Amongst the forest and caves are captivating tropical plant and animal life, including strangler balsam trees, air plants, parrots and bats. Tours are approximately one-and-a-half hours and take you through the surrounding tropical forest area and three spectacular caves. Guests must be able to walk up the stairs unaided for this tour. There is a snack and gift store onsite. Please bring comfortable attire for warm weather and walking shoes. Prebooking is required. Book online at www. caymancrystalcaves.com. Open seven days a week, with tours running from 9am4pm. Adults US$40, children 12 and under US$30. Tel: (345) 949 2283 or email: info@caymancrystalcaves.com.

SEE AD PAGE 432

Dolphin Encounters

Dolphin Discovery (Tel: (345) 327 4742) is located adjacent to the Cayman Turtle Centre in West Bay. They offer three different programmes starting at US$129 for adults and US$109 for kids under 12

years old. Resident rates are also available, and with proof of identification, residents can receive 50% off their packages. If a resident brings a visitor, the visitor will also receive a discount of 25%.

Fountain Play

Camana Bay has two wonderful fountains that children love, one for toddlers that is shaded, quite gentle and can be found next to the Camana Bay Cinema, and the other on The Crescent with powerful and exciting jets that come to life in a big way every ten minutes. The Cayman Turtle Centre (SEE AD PAGE 433 & 443) offers two waterfalls, a large pool and the exciting Turtle Twister waterslide, which is 15ft high and 100ft long. It is great fun and loved by children! Tel: (345) 949 3894 or visit www.turtle.ky.

Starfish Cay Water Park, located on the resort side of The Ritz-Carlton, Grand Cayman, is home to winding waterslides, fountains and a giant water bucket. All children under ten years of age must be accompanied by an adult and supervised at all times. Starfish Cay is open to residents with the purchase of a day pass from Ambassadors of the Environment located at the resort. Private birthday party bookings are also available. For more information, call (345) 815 6120 or visit www.ritzcarlton.com/grandcayman.

Located adjacent to the Kimpton Seafire Resort and Spa, the SPLASH at Seafire is a new 4,000+ sq ft splash park for children aged 12 and under, featuring elements of Cayman’s native flora and fauna. The park is open from 10am-4pm daily for guests of the hotel and also for residents, with spots booked 24 hours in advance. Visit their website (seafire.idaypass.com) and check for an opening day and time. You can book for a full day (10am-4pm) at a cost of CI$25 per person. Kids will also love the CNB Splash Pad located in the Children’s Garden at the Queen Elizabeth II Botanic Park. They will also discover climbing frames, a discovery tower, larger-than-life animal sculptures, a maze, tunnels, grow zone, sensory garden and so much more! For more information, call (345) 947 9462 or visit www.botanic-park.ky.

Jean-Michel Cousteau’s Ambassadors of the Environment

Learn from Cousteau-trained naturalists about Cayman’s natural wonders with eco-adventure activities offered to adults, children and business groups through Jean-Michel Cousteau’s Ambassadors of the Environment programme at The RitzCarlton, Grand Cayman. Activities include everything from shipwreck snorkelling and mangrove kayak explorations to photography, arts and crafts and science experiments. The activities are fun for all and are also offered as after-school activities, along with summer and fall camps. Tel: (345) 815 6120 or email: caymanambassadors@ritzcarlton.com for more information.

Nautilus: The Undersea Tour and Allura Catamaran

Enjoy a tour of the beautiful underwater world with Nautilus: The Undersea Tour and Allura Catamaran This semi-submerged airconditioned observatory offers an exciting and educational experience with a marine expert sharing the history of shipwrecks the Cali and the Balboa. At Cheeseburger Reef, enjoy the colourful coral while their divers feed the fish outside your window. For more information on how to book a tour, visit their Facebook page (www.facebook. com/nautiluscayman), email: miranda@ nautilus.ky or Tel: (345) 945 1355.

Paddleboarding

A beginner friendly and fun activity, paddleboarding is the perfect activity for both young kids and teens to get outdoors and enjoy the ocean and sunshine. Paddleboards can be rented from Cayman Stand Up Paddle Co. Ltd. (Tel: (345) 938 4787), Paradise Paddle (Tel: (345) 526 1111) or White Sand Water Sports (Tel: (345) 938 7263) for up to a week. These companies also offer delivery to your home, condo or anywhere on the beach.

Pedro St. James (Savannah)

This 18th-century Great House, known by locals as ‘Pedro Castle’, is a great place

for all ages to learn about the early history of Cayman. With a multi-sensory movie theatre, a variety of 18th-century artefacts and a rich history to learn about, this experience truly is a “step back in time” that will stimulate any child’s imagination. Ask for the Nature and History Trail Hunt for children or the history quiz if you really want to test your little ones. With a playground, lots of green space, activities and the Thatch & Barrel restaurant serving tasty bites, your children are guaranteed to have a fun time at Pedro St. James! It is also a great place to hold kids’ parties. Located in Savannah, Pedro St. James is just a 20-minute drive from George Town and is open daily from 8.30am-5pm. Resident rates are CI$10 for adults and admission is free for seniors 65+ and children three and under. A valid ID is required for resident rates. For more information, Tel: (345) 947 3329 or email: events@pedrostjames.ky.

The Humane Society

The Cayman Islands Humane Society is located at 153 North Sound Road, next to A. L. Thompson’s at the Butterfield roundabout. Volunteers are also always needed for dog walking, pet grooming and dog and cat socialising. They operate an excellent second-hand bookstore (the Book Loft) and a thrift shop. Local families are encouraged to consider adopting a dog from them as an alternative to shipping in a dog from overseas or buying from a breeder. Tel: (345) 949 1461 or visit www. caymanhumane.org for more information on how you can help.

SPORTS

There is a diverse range of sports offerings on-Island, whether your child wants to be a hardcore athlete or simply part of a team.

Athletics

Cayman has a vibrant athletics community with events held throughout the year. Cayman Athletics is the governing body for athletics in the Cayman Islands and they promote, develop and encourage participation in athletics at all levels

throughout the Island, regardless of age, gender or race. Training sessions are held daily in the afternoon at the Truman Bodden Sports Complex (TBSC). Other track and field clubs at the TBSC are also welcoming and inclusive. You can reach out to the following clubs: Speed Athletics meet at the TBSC every Monday-Thursday at 4.30pm for a two-hour programme. They accept children from the age of four. Call Coach Porter, Tel: (345) 525 2793 or email: speedathleticstrackclub@gmail. com. Hy-Tech Tigers TFC is run by Coach Williams, who is also the National Track and Field Coach. They meet MondayThursday at 3pm and on Saturday mornings at 8am at the TBSC. Age groups range from six to senior. Events offered include sprints, hurdles, middle and long distance, high, long and triple jump, discus, shot put and javelin. Tel: (345) 925 1943 or email: hytechtrackclub@gmail. com. Falcon Athletics meet at the TBSC from Monday-Friday at 4pm for two to three hours, depending on the age of the participant. They accept children from age eight to 20, but they are a very small group and there is a waiting list. They concentrate on sprints and jumps. Email: falconathleticsky@gmail.com. Finally, there is the Mustang Track Club which is open for ages five and up, including adults. They train Monday-Thursday from 3.30pm-5.30pm at the TBSC. Tel: (345) 925 6917.

Ballet

See the Dance section in this chapter for more information.

Baseball/Softball

The Cayman Islands Little League has offered baseball and softball programmes for Cayman’s youth for more than 30 years. Located on the corner of Aspiration Drive and Fairbanks Road, they play at the Dart Field of Dreams. The Cayman Islands Little League is operated by the YMCA and is open to children from 4-18 years of age. If you are looking for a safe environment that emphasises teamwork, good sportsmanship

and learning the art of competition, visit www.littleleague.ky. Tel: (345) 916 5643 or email: info@littleleague.ky for more information.

Basketball

The Cayman Islands Basketball Association programme participates in international competitions and currently has four leagues: U12, U14, U16 and U19, separated by gender. They also host a Basketball Academy on Saturday mornings during the school period for three age groups: ages 7-9 years, ages 10-12 years and ages 13-16 years. They also offer a breakfast club at JGHS from Monday-Friday 5.30am-7.30am where the kids get breakfast and they have guided basketball lessons with Coach Cory McGee. For more information, call Coach Voot O’Garoo, Tel: (345) 916 5083, email: info@caymanbasketball.com or visit www. caymanbasketball.com.

Boxing

In collaboration with the YMCA, The Cayman Islands Boxing Association runs an extended after-school amateur boxing programme for children aged seven and up at the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. Kids can use the facilities on weekdays from 3.30pm-5pm, while being coached. The coaches keep kids active, training them in the fundamentals of boxing while maintaining their fitness levels and teaching discipline. For youths in the afterschool programme who would like to box competitively, they also have a Youth Squad National Training Programme. Email: info@cibaky.com or visit www.cibaky.com for more information.

Cricket

Cayman Cricket organises competitions for primary and secondary schools (May to June) and summer camps in July. Cricket practice for U15 is held Saturday mornings from 9am-11.30am and Sundays from 3pm-5.30pm during the school year. For more information, email: secretary@ caymancricket.ky or call David Bernard

on (345) 517 9328. Kwik Cricket is run by a local cricket club, the Village Greenies. There is one group for 4-8 year olds and another for 9-11 year olds. It is held on Saturday mornings from 8.30am-9.45am in the summer term. The younger kids play at Cayman Prep Junior School on Smith Road and the older kids play at the cricket field at the Smith Road Cricket Oval. The cost is CI$25 per term this season. Please WhatsApp Matthew Walker on (345) 526 6039 for more information.

CrossFit

CrossFit Cayman has been working with PE teachers and sports groups to incorporate CrossFit (constantly varied, high-intensity, functional movement) into their programmes. At their Camana Bay location, they offer kids classes for ages 8-11 on Tuesdays from 3.45pm-4.30pm, and teen classes for ages 12-16 on Fridays from 3.45pm-4.30pm. Drop-ins for these age groups are not available. Instead, the classes run in six-week terms and the cost per term is CI$150. If you are interested in the upcoming term schedule, email: info@ crossfitcayman.com. 7 Mile Strength & Fitness offers classes for 8-10 year olds on Mondays and Wednesdays from 3.30pm-4.15pm, for 11-13 year olds on the same days at 4.15pm-5pm, and for teens aged 14-16 on Tuesdays and Thursdays from 4.15pm5pm. The cost is CI$220 for one session a week for a 10-week programme. They are located in Cannon Place, Industrial Park and can be contacted on (345) 925 1456 or by emailing: info@7mile.life. School of Fitness, in the Cayman Technology Centre, also runs a kids’ CrossFit camp on Saturdays at 12pm. Tel: (345) 916 0171 for more information.

Dance

Dance is offered in many local studios. Centre Pointe Home of the Performing Arts teaches classes from nine months old through to late teens in their studios at Alissta Towers on North Sound Road. Classes include jazz, tap, freestyle, Irish, musical theatre, hip-hop, acrobatic

and CPDS’s very own preschool dance programme, Wiggle Giggle Dance With Us and Zumbini! The Centre Pointe Performance School provides a comprehensive musical theatre training programme. External examinations are an integral part of the training at Centre Pointe; students take International Dance Acclaim Performance Awards in Ballet and Tap and London Academy of Music and Dramatic Art examinations in Acting, Shakespeare, Verse and Prose and Musical Theatre. Email: centrepointedance@gmail. com or Tel: (345) 926 5889 or (345) 926 9603. KRI Performing Arts School, run by Kirk Rowe at 98 Shedden Road, has classes for kids, juniors, teens and adults. Dances include salsa, jazz, modern, hiphop, contemporary, belly-dancing, AfroCaribbean and reggae. Contact Kirk, Tel: (345) 924 4089. The Radiance Dance Studio, located in Countryside Shopping Village, offers a variety of dance classes for children aged 3-16 years old. Dancers can learn modern contemporary, ballet foundations, creative movement, hip-hop, jazz fusion and Caribbean rhythms. For further information, email: info@radiance.ky, Tel: (345) 916 0146 or visit www.radiance. ky. Bailamos Dance Studio, located in the Barnett Building on 24 Huldah Avenue, offers a range of dance classes for all ages. Tel: (345) 917 7832 for more information. Spark! School of Performing Arts offers dance in relation to their musical theatre and performing arts classes. For more information and to register, see www. sparkcayman.com or call (345) 929 2190.

Diving

Local dive centres offer a Junior Open Water Diver certification as young as 10 years old. At Red Sail Sports, children aged 8-9 years can participate in the bubblemaker course. This is an opportunity to try real scuba diving in a pool. Resident discounts are available. Tel: (345) 623 5965 for more information. Divetech offers scuba diving activities for kids aged 5-9 and certifications for kids aged 10 years and up. For more information, Tel: (345) 946

5658, email: info@divetech.com or visit www.divetech.com. For more information on all things diving, make sure to see our Diving chapter.

Flag Football

Flag football is gaining popularity on the Island and follows the basic rules of American or Canadian football. The Cayman Islands Flag Football Association (CIFFA) runs a popular Youth Flag Football League for boys and girls aged 7-19. Registration starts June 1st. For more information, email: ciffa345@gmail.com or register your child by visiting www.ciffayouth.com.

Football/Soccer

Academy Sports Club runs a junior football programme for boys and girls aged 4-19. The club has football activities all year round and is one of the most successful youth football teams in the country. Their goal is the development of excellence in football while fostering personal integrity, leadership skills, community awareness and commitment to academic success. They are located at the Academy Sports Club on Outpost Street in George Town. Tel: (345) 929 2257, email: paulo@academysportsclub.ky or visit www.academysportsclub.ky for more information. The Cayman Islands Football Association (CIFA) youth season runs from September to May. Teams are friendly and welcoming to new players. Leagues include U8, U10, U12, U14, U16 and U18. For further information, contact the CIFA office on (345) 749 5775 or email: cayman.fa.gs@gmail.com. Sunset Football Club provides football for all ages. Coaching sessions for boys aged 5-10 are held on Sunday mornings 8am-10.30am and Saturday mornings for girls aged 5-10 from 8.30am-9.30am, both at the Camana Bay Sports Complex. There is also midweek training for boys and girls U8 to U18, as well as men’s and women’s teams. Contact either Paul Macey at pmacey@usarisk.ky or Gareth Thacker at garethjthacker@gmail.com. For any of the girls’ programmes, contact Gisela Gamba

at gisela.gamba@gmail.com. Excel Sports Management is a leading youth football development programme on-Island. Their UEFA-qualified coaches hold after-school coaching sessions designed to increase individual players’ confidence and skill. In addition, they also offer private/semiprivate lessons, camps, overseas tours and trial opportunities for players identified as ‘talented’. For more information, visit www.esmcayman.ky or Tel: (345) 925 4347. Established in 2017, Total Soccer programmes are inspired by the Dutch Football Vision and their goal is to help children become skilled and creative decision makers on the field. For more information on the club programme, camps and after-school activities, email: info@totalsoccercayman.com or visit www. totalsoccercayman.com. The YMCA host the YMCA Youth Football Academy at the Dart Field of Dreams for U6 and U8, and it runs from September to December. They meet Wednesday evenings to practice skills, and games are held on Saturday mornings. To book your child’s spot, call (345) 922 2291.

Golf

The North Sound Golf Club offers private lessons with PGA professionals. Visit www.northsoundclub.com or Tel: (345) 947 4653 to book a time slot or for more information. Cayman Golf Lab is Cayman’s largest indoor golf facility with four large golf simulators and a 400sq ft putting green. They offer after school and weekend junior golf classes, as well as private sessions for golfers of all ages. They also offer birthday parties for up to 16 people. Tel: (345) 938 5484, email: info@caymangolflab.com or visit www.caymangolflab.com.

Gymnastics

The Cayman Islands is a member of the International Gymnastics Federation, the international governing body for gymnastics. This allows for local gymnasts to represent Cayman at international events. Motions Unlimited has experienced coaches and state-of-the-art gymnastics equipment for children, including a

trampoline, zip line and a 40ft long tumble track. See the Having a Baby chapter for details on their Toddler Play Days. For additional information, Tel: (345) 749 8365 or email: reception@ motionsunlimited.com. Quinntessential Movement (Tel: (345) 745 8973) offers kids and youth recreational aerial classes that are fun and unique. Classes help with strength, balance, coordination, focus and control.

Hockey (Inline Roller Hockey)

King’s Sports Centre offers a diverse hockey programme for children ages 6-14 years old. Kids are taught to skate with fun skating drills and games. Children should have their own roller blades (hockey), helmets and other protective equipment, such as elbow and knee pads. Used hockey equipment is also available for certain items and can be borrowed for the season. The cost of participation on a team varies from CI$200-CI$650 per season. Skating camps are also held during school holidays. For more information, Tel: (345) 946 5464 or email: caymankingshockey@gmail.com.

SEE AD PAGE 458

Horseback Riding

Cayman Riding School offers show jumping, dressage, vaulting and cross-country lessons, as well as riding lessons for adults and children. Their Tiny Trotter programme offers lessons to children from four years old. They have full boarding facilities, BHS and FEI qualified instructors and are affiliated with the UK Pony Club. Saturday morning pony rides and the children’s farm are also available for private functions and birthday parties. Tel: (345) 926 7669 or email: caymanridingschool@gmail. com. The Equestrian Center (Tel: (345) 516 1751 or (345) 916 7151 or email: info@ equestriancenter.ky), located just off the Linford Pierson Highway, is a registered overseas centre with the UK Pony Club and members are able to start from five years old. They offer riding lessons and advanced instruction in dressage and show jumping, as well as a ‘Pony Park’ every Saturday

morning from 9am-10.30am in the upper field where children can have pony rides for CI$5 and also meet the goats, the miniature donkey and horse. Spirit of the West (Tel: (345) 916 6488 or www. caymanbeachrides.com) offers organised private and group horseback beach rides along Barkers Beach in West Bay, as well as longer ‘ride and swim’ expeditions. Their minimum age for their beach ride is eight and for the swim ride it is 14. Resident rates are available.

King Pin Bowling (Red Bay)

Cayman’s only ten-pin bowling alley at King’s Sports Centre on Crewe Road has four bowling lanes (accommodating up to 24 bowlers in total), as well as a lounge and bar area. Lanes can be reserved for parties and birthday packages are available. For more information, Tel: (345) 946 2695 or email: kingpinbowling@candw.ky.

Kiteboarding

The popularity of kiteboarding among adults and teens has grown rapidly on the Island. Children must be 10 years of age or older (or younger, depending on water confidence level). For more information on private and group lessons, contact Kitesurf Cayman on (345) 916 5483.

Leisure Activities with Additional Supports

Special Olympics Cayman Islands offers a variety of sports training for children and adults with intellectual disabilities. To learn more about their current programmes and offerings, visit www. soci.ky or follow them on Facebook and Instagram. Football4All is a free football programme for children with disabilities. It is sponsored in partnership by The Wellness Centre and Academy Sports Club and takes place at Academy Field, Outpost Street. To register or for more information, contact Sloane Pharr at spharr@wellnesscentre.ky.

Martial Arts

The Cayman Islands National Karate-Do Association (CINKA) is the official association

for traditional Japanese Karate-Do in the Cayman Islands and is sanctioned by the Cayman Islands Olympic Committee (CIOC). A new Karate Academy, Active, has recently announced the opening of their new facility, located in Cayman Business Park, where kids can learn or practise their Karate skills. Tel: (345) 916 4876 or email: info@ active-ky.com for more information. For those wanting to compete internationally and train with the national team, Cayman Associated School of Karate (CASK) run special competition classes out of the King’s Sports Centre in Red Bay. They also offer traditional wado-style Karate classes, as well as a Tai Chi programme, to youth (from age four) and adults. For more information or a free trial, Tel: (345) 925 3367 or visit www.caskcayman.com. The Purple Dragon School of Martial Arts (PDSMA) is located on the 2nd Floor of the Reliable Industries Building, 313 Compass Drive. They offer afternoon and weekend classes for children ages four and older, as well as for adults. Purple Dragon teaches the martial arts system called Don Jitsu Ryu and offers a free introductory lesson. Tel: (345) 946 1241 for more information. The Academy Grand Cayman, located in Cannon Place, offers kids Jiu Jitsu for ages 4-15 years from 3.30pm onwards on MondayThursday. Children 16 and older join the adult classes. Email: info@theacademy. ky or Tel: (345) 323 9778 for further information. For lessons in Taekwondo, go to the Cayman Islands Taekwondo Academy (Tel: (345) 325 1220 or (345) 328 5006) in Crown Square, Eastern Avenue. They provide classes for adults and children. Finally, the Cayman Fight Factory offers mixed martial arts and fitness classes, including boxing, kickboxing and personal training to anyone over the age of 16. Tel: (345) 922 0538.

Netball

The Cayman Islands Netball Association has a number of netball leagues, including an U12, U14 and U16 league, as well as an adults league, and for children aged 5-10, there is the ‘Turtle Netters’ league.

They meet up to play games on Saturday mornings. Netball is a very popular sport in Cayman with all the schools, public and private, playing it. If you’d like to get involved, call Lucille Seymour on (345) 916 1944, email: caymannetball@yahoo. com or visit www.caymannetball.com for more information.

Parkour

Parkour is a training discipline that uses movements developed from military obstacle course training. Motions Unlimited offers this programme to experienced participants aged eight years and older on Mondays, Wednesdays and Fridays. You must be a registered member on the Motions Jackrabbit parent portal and all payments must be made in advance online through Butterfield. To learn more or register your child, email: reception@ motionsunlimited.com.

Pickleball

If you are looking for a fun activity to entertain kids and teens, why not try pickleball? This sport has seen a large increase in popularity and there are now many places to play. A new pickleball facility, Pickleball Cayman, is located opposite the Cricket Pitch by the airport. It offers 12 shaded and floodlit pickleball courts. Professional trainers are on-hand to provide private and group training, as well as after-school programmes. There is also a playground for the kids, plus a restaurant and bar. To book a court or for more information, visit www.pickleball.ky. You can also head to The Courts at the RitzCarlton, Grand Cayman (Tel: (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com) and book a game or book courts at The Grand Caymanian Resort (Tel: (345) 949 3100), the Camana Bay Sports Complex (Tel: (345) 640 2878) and the Cayman Islands Tennis Club (www.tennis.ky).

Roller & Inline Skating

Old-fashioned roller skating is great fun and can be done alongside inline skaters at King’s Sports Centre (SEE AD PAGE 458) every

weekend. Family skating is on Saturdays from 4.30pm-7pm for CI$8, and skate nights also run Saturday from 7pm-10pm for CI$10. On Sunday, skating from 1pm-4pm costs CI$8 if you don’t have your own skates, but is reduced to CI$5 if you bring your own. Make sure you don’t forget your socks! For more information, Tel: (345) 946 5464. Refer to the Hockey section for details on the inline roller hockey league for kids. You can also look at the Hockey sections (field, roller and ball) in the Sports & Fitness chapter. Visit www.kingssportscentre.com for more information.

Rugby

The Rugby Club in South Sound holds the Maples Group Junior Rugby Community Programme for girls and boys aged 3-16 years old on Saturdays 8am-12pm from October to May. Artex and Maples Group academies are held on MondayThursday 3.30pm-4.30pm from October to June. For information about these or U19 training sessions, contact Caroline Deegan at caroline.deegan@caymanrugby. com, Tel: (345) 525 6743 or visit www. caymanrugby.com. SEE AD PAGE 459

Sailing

The Cayman Islands Sailing Club runs various sailing training programmes for kids aged six and up. Programmes run after school from 3.30pm-5.30pm Wednesday to Friday, and on weekends during the school term. The club also hosts popular all-day camps during school holidays with exciting ‘sailing away’ days. Their training boats range from the Pico and Optimist to the Hartley range. If you are interested in a membership, visit www.sailing.ky, email: admin@sailing.ky or visit the Cayman Islands Sailing Club and the National Sailing Centre Facebook pages.

SEE AD PAGE 438

Skateboarding

The Black Pearl Skate Park in Grand Harbour has grown into a bustling centre of activity for Cayman’s children and teenagers. The

dynamic course can be accessed for a daily fee of CI$7 and consists of beginner, intermediate and expert ramps. It is the largest skate park in the western hemisphere and is a mecca for youth in the Cayman Islands. Email: info@blackpearl.ky or call (345) 939 1301 for more information.

Snorkelling

Cayman is popular for its beautiful underwater scenery. Refer to the Diving chapter for the best snorkelling spots.

Squash

The Squash Club has a thriving after-school junior programme. They also offer lessons for children, along with beginner and intermediate programmes. Tel: (345) 526 5052 or email: info@squash.ky. See also the Sports & Fitness chapter for more details.

Surfing

Damian David, otherwise known as “Damo”, offers private and small group surfing and wing foiling lessons for children aged eight and up. Tel/WhatsApp: (345) 938 4787. Mica Koll also offers surfing camps in the school holidays to children aged eight and up. Call or WhatsApp: (345) 927 8690 or email: micabeach@gmail.com. His camps get booked up months in advance.

Swimming

The Cayman Islands Aquatic Sports Association (CIASA) is dedicated to the promotion and development of aquatic sports in Cayman. Membership of CIASA connects you to an active aquatic community and opportunities to participate in a variety of aquatic activities and camps. Visit their website (www.ciasa. ky) to find a list of registered clubs and swim schools or email: ciasaboard@gmail.com and ciasa@ciasa.ky for more information. Laura Ribbins and the Fitness Connection (SEE AD PAGE 457) team are celebrating 35+ years of being a swim school in Grand Cayman. They offer a wide variety of programmes for all ages and abilities with both on-site and mobile instruction. Private lessons, group classes and intensive ‘Learn to Swim’ and ‘Stroke Improvement’ programmes for

adults, as well as babies, toddlers and kids, are available. For more information, Tel: (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky. Thrive Fit (Tel: (345) 938 1113) offers mobile swimming, yoga and fitness classes for children aged six months and upwards, as well as movement classes for preschool-aged children. They teach water safety, skill development and stroke improvement. Junior Lifeguard Certifications are also available. Sky Blue Aquatics offers swimming lessons from age four months to adult in the comfort and convenience of your pool. Whether it be a house, hotel or condo, they come to you. Their certified and experienced instructors specialise in customising lessons to your needs and focus heavily on water safety. Private, semi-private and small group lessons provide a productive learning environment. Tel: (345) 916 0054 or email: info@skyblueaquatics.com. They also have a registered non-profit organisation that offers subsidised swimming lessons to nannies and caregivers. The Stingray Swim Club is a competitive swim club that offers lessons and coaching to swimmers of all ages and abilities. They are based out of the Lions Aquatic Centre, located on Olympic Way in George Town. For more information, Tel: (345) 323 2271, email: headcoach@stingrayswimclub. ky or visit www.caymanswimming.com. The Camana Bay Aquatic Club (CBAC) offers high-quality professional coaching and technique instruction for swimmers of all abilities and commitment levels, with group and private instruction options available year-round. Their club also offers open water training along Seven Mile Beach. To schedule a free assessment or to get more information, email: info@cbac.ky or visit www.cbac.ky. Caymanite Synchro (a division of CBAC) is Cayman’s first competitive artistic swimming team and is open to all confident swimmers ages five and up. Water shows, skill badges, and local and international competitions are all a part of their programme. For information or to schedule an introductory session, email: synchro@cbac.ky or visit www.cbac.ky.

Swim Teams (Competitive)

The level of competitive swimming in the Cayman Islands is really strong and we have a history of sending athletes to national and international swimming competitions, including the Olympics. If you are interested in joining a swim team, then they will usually accept children from age eight. The child will be assessed and then grouped based on ability, not age. The following groups are very active in Cayman: The Stingray Swim Club (Tel: (345) 323 2271, email: headcoach@stingrayswimclub.ky, www.caymanswimming.com), Seven Mile Swimmers (Tel: (345) 323 9512, email: manager@sevenmileswimmers.com, www. sevenmileswimmers.com), the Camana Bay Aquatic Club (CBAC) (email: info@cbac.ky or visit www.cbac.ky), the John Gray High School Swim Team and the Brac Barracudas on Cayman Brac.

Tennis

The Cayman Islands Tennis Club (CITC) has several membership options and professionals who provide lessons for all ages. CITC offers an after-school programme from September-June and Junior Tennis Camps over the school breaks. For information, Tel: (345) 949 9464 or email: tennis@tennis.ky. For regular updates, visit www.tennis.ky. Cayman Pickleball & Tennis Academy, located at 1960 West Bay Road, offers tennis to children from ages three and up. Lessons can be scheduled before and after school, on weekdays and weekends, starting at CI$70-CI$90 for a 45-minutes to one hour private lesson. Private and group lessons are available and your child can slot in with a group, or you can get a group of friends together and schedule your own time. Courses run for the duration of the school term. Tennis and Pickleball camps are held during school midterms, Easter, Christmas and summer holidays. Email: caymantennisacademy@gmail.com or Tel: (345) 516 0300 for more information. At The Courts at the Ritz-Carlton, Grand Cayman, professionally coached, private or semiprivate lessons are offered. Programmes

offered include after school ‘Tiger Tennis’, including Tigers (age three), Super Shots (ages four to six) and High and Elite Performance (ages six to 16). For more information about The Courts, Tel: (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com. Cayman Sports provides coaching services for those willing to learn. For more information, call ex-Wimbledon coach Warren Urquhart, Tel: (345) 926 2776 or visit www.caymansports.net. Mica Koll with Cayman Performance Tennis teaches private and group tennis lessons for all ages. Tel: (345) 927 8690 or email: micabeach@gmail.com.

Triathlons

The Cayman Islands Triathlon Association organises a number of events throughout the year, including the ‘Stroke and Stride’ race series in September, the Duathlon in October and the popular Cayman Islands Triathlon every November. Visit www. triathlon.ky for more information on upcoming events.

Indoor & Beach Volleyball

The Cayman Islands Volleyball Federation (CIVF) has made significant strides in promoting volleyball in Grand Cayman. CIVF has hosted the annual NORCECA Beach Volleyball Circuit on Seven Mile Beach for over 10 years, which welcomes over 30 teams from across North America, Central America and the Caribbean. The youth development programmes include school leagues and tournaments, summer camps and clinics with international and local instructors. There is now a national youth team that competes regionally and internationally. CIVF now also hosts the NORCECA U23 tournament. For more information on current programmes, email: pr@civf.ky, visit www.civf.ky or check out their social media pages on TikTok, Facebook and Instagram.

Yoga & Relaxation

Yoga Sprouts specialises exclusively in yoga classes for children, toddlers and babies. These interactive and well-planned

classes are extremely popular. Birthday parties and special events such as Girls’ Nights Out are also available. For more information, Tel: (345) 326 9876 or visit www.yogasproutscayman.com. Kula Kids Yoga (Tel: (345) 916 3007) offers prenatal, postnatal, baby, toddler, children and teen yoga classes, as well as Nature Yoga Camps (midterm and summer breaks) and a Kula swim programme. The Pilates Studio, located in Governors Square, offers teen Pilates Reformer classes and private/ partner training. Email: info@pilates.ky or visit www.pilates.ky.

CULTURAL ACTIVITIES FOR KIDS IN CAYMAN

Throughout the year, there are many activities for children that celebrate local traditions, such as Pirates Week and Junior Batabano. Visit the Activities for Adults chapter for more details.

Also, for information on other kidfriendly events, visit the Cayman Parent website at www.caymanparent.com and the comprehensive events calendar on the Explore Cayman website at www. explorecayman.com/event-calendar.

Afternoon Tea

Every Bloomin’ Thing has a charming English tearoom where they offer traditional cream tea and freshly made scones, quiche, soups and tea sandwiches. Open seven days a week. Reservations are recommended. Tel: (345) 945 1701 or email: info@ebt.com. ky. Anchor & Den, located at the Grand Cayman Marriott Beach Resort on Seven Mile Beach, offers a Mad Tea Party on select Saturdays (usually twice a month) for groups of 10 or more. Enjoy decadent cakes and special ‘drink me’ potions. Indulge in the refined elegance of afternoon tea at The Ritz-Carlton, Grand Cayman at Silver Palm Lounge (SEE AD PAGE 233) . They host a traditional British afternoon tea with a delightful array of scrumptious pastries, freshly baked scones, sandwiches and perfectly brewed teas. Reservations are required for this iconic Ritz-Carlton tradition. They also offer a Little Cayman

Kids’ Tea for children, plus holiday-themed events around Easter and Christmas that are perfect for families. For reservations, call (345) 815 6912. Visit www.ritzcarlton. com/grandcayman for more information. Pedro St. James, located in Savannah, offers a High Tea Tour, which includes a selection of teas, sandwiches and pastries. This guided tour also consists of a 3D multi-sensory documentary in its theatre. For bookings, Tel: (345) 947 3329, email: events@pedrostjames.ky or visit www. pedrostjames.ky.

Arts & Crafts

The National Gallery for the Cayman Islands (NGCI) has an extensive education schedule offering a wealth of community programmes such as ‘Family Fun Days’, which take place roughly once per quarter, special events and free exhibition guides created for families to enjoy quality time together. In addition, they offer a weekly after-school programme, ‘Walkers Art Club,’ for all ages, from preschoolers to teens. Summer programmes for families are also offered. Pre-registration may be required for special events. Email: education@nationalgallery. org.ky or visit the ‘What’s On’ section at www.nationalgallery.org.ky for a complete programme of events. Art’y Parties offers art parties, face painting, waterproof airbrush body painting, home school and art clubs, school holiday art camps, private art classes, waterproof school labels and personalised party favours. Tel: (345) 928 0284, email: artypartiescayman@yahoo. com or visit www.artypartiescayman.com for more information. 3 Girls & A Kiln offers a kids’ drop-in studio every other Saturday between 11am-2pm, with no need to book. The price for adults is CI$10 and CI$8 for kids, plus the amount for your chosen piece (anywhere between CI$12 and CI$40). They also offer camps during the school holidays. Visit www.3girlsandakiln.com for dates, times and more information. Shilpa offers step-by-step acrylic painting classes, decorative candle-making classes and paper parasol painting classes for children. Tel: (345) 927 1763 or email: tshilpa74@gmail.

com. Art Nest offers a variety of weekly creative classes for toddlers, children, teens and families. They host quarterly creative lay space events where toddlers aged 1-3 can enjoy messy play, sensory bins, music and crafts. Their after-school art club for children aged 5-12 is held on Mondays and they host family art classes on select Sundays, along with a paintyour-own-pottery open studio. They also offer popular art camps during the school holidays. Elizabethan Square, 80 Shedden Road, George Town. Tel: (345) 927 2258 or visit www.artnestcayman.com for a full schedule of monthly events

Celebrating Birthdays

Parties are usually held at home, on the beach or at an activity-based venue such as Motions Unlimited, which hosts parties on Saturdays from 3.30pm-5.30pm through the months of September-June. They will provide the food, decorations and even the cake; making this an easy option for parents and a venue that kids love! Caycubs is a soft play facility that offers private party packages. Their party host will assist you through the process and be there on the party day to ensure everything goes smoothly. Caycubs also provides food and drinks for the event with a menu that can be customised to suit your party. While the kids are having the time of their lives, the parents can relax with teas, coffees or even a beer or a glass of wine. Email hello@caycubs. com or visit www. caycubs.com to find out more. Art Nest hosts art birthday parties at their studio in Elizabethan Square, George Town on Sundays at 11am-1pm and 3pm5pm. Their party packages include the venue, tables and chairs, decor (balloons, tablecloths, backdrops, props), plates, cups and cutlery, food table styling, two art projects, disco dance party and games, parents lounge, two instructors, and most importantly, no stress for parents! Party art projects include a slime station, puffy paints, pottery painting, canvas painting, a glow jar craft or they can customise activities upon request. Email: events@ artnestcayman.com for more information.

For themed sleepovers and parties, contact Paradise Slumbers. Choose from one of their popular themes, and Paradise Slumbers will transform your party space into an indoor ‘glamping’ oasis with individual tents, camping mattresses, fairy lights and more! They will deliver, assemble and design your party, as well as come back to clean/pack everything away the following day. Visit www.paradiseslumbers.ky to find out more. The National Gallery offers exciting birthday party opportunities for children of all ages. Parties at the gallery feature creative hands-on art activities and include the use of the gallery’s gardens and art studio, tables and chairs, catering, party favours, a gallery tour and teacherled activities. Art parties can be booked by emailing: events@nationalgallery.org. ky. Camp Seafire at the Kimpton Seafire Resort + Spa features enough space to accommodate all party needs, from waterslides and bouncy castles to face painting and more. There is also an on-site pastry chef that can design the ultimate birthday cake. Tel: (345) 746 0000 or email: campseafire@seafireresortandspa. com for more information. You can also consider hosting a private splash party for your little one at SPLASH at Seafire For package details, email: campseafire@ seafireresortandspa.com. Cinderella’s Enchanted Parties offers magical children’s birthday parties with Disney Princesses and Marvel Superheroes. Children will enjoy games, stories, sing-alongs, coronation ceremonies, superhero face painting, princess make-up, plus plenty of other Disney-themed fun! Various packages are offered, plus add-ons and photographers to capture the special event! Characters include Cinderella, Elsa, Mirabel, Belle, Ariel, Spiderman, Batman, Black Panther and many more. For more information, WhatsApp: (345) 923 6797, email: cinderellasparties@gmail.com or visit www.cinderellasparties.com. King’s Sports Centre has birthday packages for skating parties, bowling parties and a combination of skating and bowling parties. A full description of each birthday package can

be found at www.kingssportcentre.com/ birthday-packages. For more information, email: kings@candw.ky or Tel: (345) 946 5464. There are several companies that also provide services in arts and crafts, face painting, magicians and bouncy castles. See the Party Supplies and Rentals section in the Shopping chapter for more information.

For catering, see the Food and Drink chapter. Also, most of the cafés on the Island can provide a party menu. For special cakes, you can contact somewhere like The Cake Studio (Tel: (345) 926 4944).

Cinema & Outdoor Movies

Camana Bay Cinema (Tel: (345) 640 3456) is Cayman’s state-of-the-art movie theatre. It is located in the heart of Camana Bay and boasts seven screens, three of which are VIP auditoriums complete with 4K picture resolution, Dolby Atmos Immersive Audio and Luxury Recliners. They host a range of events, including Kids Club, Classics @ the Cinema and Culture @ the Cinema. Grab a snack, delicious fried chicken wings or a freshly made pizza from the fully stocked concession stand. For current movie listings and times, visit www.bigscreen.ky. Camana Bay also has a variety of restaurants to dine in beforehand. Refer to the Food & Drink chapter for a list of restaurants on-Island.

In addition, The Ritz-Carlton, Grand Cayman features Movies Under the Stars at Andiamo Restaurant. Make it a family night with Andiamo’s homemade pasta, pizza, gelato and other Italian favourites, served al fresco, overlooking the resort’s winding waterways. For reservations and the current movie schedule, call (345) 815 6912.

Cultural Workshops

The Mission House hosts traditional craft and cultural classes and workshops. For more information, email: historic@nationaltrust. org.ky. The Cayman National Cultural Foundation (CNCF) has developed an online resource called Creative Kids, which helps users learn about Cayman’s heritage and its modern-day culture through entertaining

activities. The cultural activity packs are designed to be fun and educational for students of any age. Educators, students and parents alike can adapt the materials to the relevant age group. Visit www. artscayman.org/creativekids. The CNCF also offers the ‘Mind’s Eye’ tour of the South Sound home of the late Miss Lassie Bush, Cayman’s acclaimed visionary, intuitive artist. During the tour, students will learn valuable lessons about what inspired the artist and her work, along with information about traditional Caymanian architecture, Caymanian shipbuilding in the community and pivotal moments in Cayman Islands’ history. Mind’s Eye tours are by appointment only. For more information, Tel: (345) 949 5477, email: ndurrant@artscayman.org or visit www. artscayman.org.

Live Theatre for Kids & Teens Theatre classes can inspire creativity and better confidence in kids! Budding young actors, actresses and theatre lovers are invited to further develop their acting skills in weekly acting classes at the Cayman Drama Society (CDS) They offer regular weekly classes for kids aged 7-18 where they cover training in acting, voice work, performance and improvisation, along with script studies and performances. They have something for everyone and even run summer camps ending with a performance on the Playhouse Stage. With four to six productions per year, there is scope for young would-be thespians to also get involved in productions both backstage and on-stage. For more information, email: training@cds.ky or visit www.cds.ky/classes for a closer look at their offerings. Centre Pointe Home of the Performing Arts produces theatre and dance shows involving students of the school. They also provide after-school themed workshops, technique intensives, half-term camps and birthday parties. Tel: (345) 323 7960 or (345) 926 9603 or visit www.centrepointedancestudio. com for more information. Musicians Ltd. provides performing arts group classes with several major performing opportunities

throughout the year, including their annual production. Email: office@musicians.ky or Tel: (345) 525 6787.

Musical Instrument & Singing Lessons

Cayman Music School in Camana Bay offers a variety of instrumental lessons in guitar, piano, flute, drums, violin, saxophone, ukulele and bass, as well as lessons in singing, music theory and recording. They also offer a DJ course, musical theatre, band and drama classes. Music camps are held over school breaks. Other facilities include a music shop, The Music Box, instrument repair and a recording studio. Visit www.caymanmusicschool. com, email: caymanmusicschool@gmail. com or Tel: (345) 938 3838 (school) or (345) 929 2999 (shop). Musicians Ltd. is a leading provider of music and performing arts in the Cayman Islands. Instrumental lessons are offered on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as several schools onIsland. For more information, visit www. musicians.ky or Tel: (345) 525 6787. To register, email: office@musicians. ky. The Cayman Youth Choir is open for kids aged 4-18 years old and is free to join. No audition is necessary. The three differing age groups meet at John Gray High School on Mondays between 3.305.45pm. For more information, email Naomi Allnutt at caymanyouthchoir@ gmail.com or visit their Facebook page. Spark! School of Performing Arts offers musical theatre and performing arts classes, as well as private instrument and vocal music lessons. For more information and to register, see www.sparkcayman.com or call (345) 929 2190. Nicole Bodden teaches singing, piano and music tutoring at her studio in the Barnett Building. Tel: (345) 917 3753 for more information. JukeBox offers private music lessons in singing, piano, guitar, violin and musical theory in your own home and also in some schools. In addition, they offer very

popular group music sensory classes for babies and toddlers. Call Emily on (345) 321 5126 or visit www.jukebox.ky Myles Music Store (Tel: (345) 949 1753) also teaches classes in drums, piano, guitar, sax/trumpet, violin, ukulele and voice.

The National Trust

This conservation-focused non-profit organisation offers programmes for kids on topics such as coral reefs, Blue Iguanas, traditional Caymanian homes and more. For information, Tel: (345) 749 1121 or email: education@nationaltrust.org.ky.

Pirates Week Festival

The Pirates Week Festival is one of the biggest cultural events in the Cayman Islands. Over the last 40 years, Pirates Week has become the country’s largest celebration, drawing some 35,000 patrons. The dates for the 2023 festival are: Little Cayman 3rd-5th November, Grand Cayman 9th-19th November and Cayman Brac 24th-26th November. The highlight of the festival is the waterfront Landing Pageant and Float Parade in George Town. During this event, thousands of people line the streets to watch a mock take-over of the Island by a band of fighting pirates, who come ashore by pirate ship. A parade, street dance and fireworks display also take place. It’s a fantastic experience for families and many children enjoy dressing up. Other features of the festival include an abundance of music, culture and delicious local food. For more information, visit www.piratesfestcayman.com.

Playgroups

The South Sound Community Centre Playgroup is a volunteer-based organisation which provides a lovely and muchneeded service for parents. This friendly and welcoming playgroup meets every Monday morning from 9.30am-11.30am at the Cayman Islands Baptist Church on Pedro Castle Road. Children from a few days old to five years are welcome, so long as they are accompanied by an adult. The cost is CI$10 per family, which

includes access to numerous toys, a craft activity and light refreshments. For more information, Tel: (345) 943 6556, email: southsoundplaygroup@gmail.com or visit www.southsoundplaygroup.ky.

Storytelling

Children love being read aloud to, and the stories can help to develop their imaginations. Next Chapter (Tel: (345) 640 2665) hosts Storytime in Camana Bay on the first Sunday of every month. Join them at Gardenia Court (located just behind Next Chapter) for a storytime session that will ignite children’s imaginations.

Technology

Machine Learning Robotics by TechCayman is a great option for kids interested in learning more about technology. This two-day weekend camp is held every month and is open to kids aged 11 and up. It’s free to join and meets from 9am3pm, provided you have registered by email. This group strives to inspire the next generation of young engineers in the Cayman Islands. Each team of two creators and one mentor shares a robotics kit and programming workstation, collaborating to build and programme robots to autonomously navigate increasingly complex puzzles. For more information, email: machinelearning@ techcayman.com or Tel: (345) 326 0148.

PUBLIC LIBRARIES

Cayman’s public libraries (CIPLS) boast a fully accessible book collection for both adults and children, as well as a comprehensive e-book collection. Children who are confident readers can take part in their annual Summer Reading Programme. Visit www.cipl.gov. ky or the CIPLS Facebook page for more information on such programmes and events. Library cards are free for children (up to the age of 17) and cost CI$5 a year for adults. For more information on Cayman’s public libraries, grab a copy of the latest issue of Cayman Parent magazine. Below are the public libraries in the

Cayman Islands:

> George Town Library: 68 Edward Street, George Town. Tel: (345) 949 5159

> Emily Redley Powery Library: 182 Reverend Blackman Road, West Bay. Tel: (345) 949 7659

> Bodden Town Library: 69 Bodden Town Road, Bodden Town. Tel: (345) 947 0966

> North Side Library: 891 North Side Road, North Side. Tel: (345) 947 9362

> East End Library: 2739 Sea View Road, East End. Tel: (345) 947 7729

> Cayman Brac Library: 263B Stake Bay Road, Cayman Brac. Tel: (345) 948 0472

LEADERSHIP DEVELOPMENT

Cadet Corps

The Cadet Corps is a youth development organisation for boys and girls. At the Cadet Corps, youth learn life skills and develop morals and high standards of conduct through fun, adventurous, challenging, educational and military-style activities. The programme offers a wide range of activities, including drills, field craft, adventure, navigation, first aid, music and water-based activities, for high school kids aged 1119. For more information, Tel: (345) 946 9810, email: cadetcorps@gov.ky or visit www.cicadetcorps.ky. You can also find them on Facebook (www.facebook.com/ caymanislands.cadetcorps) or on Instagram (@caymancadet).

Girl Guides Association

Girlguiding Cayman Islands gives girls (aged five years and up) and women a space where they can be themselves, have fun, build friendships, gain valuable life skills and make a positive difference to the community. Sections include Rainbows, Brownies, Guides and Rangers. Girl Guide members enjoy a variety of annual events, including camps, sleepovers, leadership days and pack holidays. For more information, email: ggcimarketing@gmail.com or visit their website at www.girlguiding.ky or their Facebook page at www.facebook. com/girlguidingcaymanislands.

Scouts Association

The Scouts Association offers a fun, nonformal educational programme that encourages the holistic development of boys, mainly through enjoyable outdoor activities. Programmes offered include the Beaver-Scout programme (6-8 years), the Cub-Scout programme (8-11 years) and the Scouts programme (11-19 years), where boys of all ages will enjoy developing vital skills and earning badges. Groups meet weekly in different districts. Tel: (345) 939 8813, see their Facebook page or visit the Scout Headquarters on 34 Middle Road, George Town.

The Y Difference

YMCA’s ‘The Y Difference’ programme uses camp as a tool to develop the potential of youth, especially in character development and learning values. It helps kids discover more of what makes them unique, as well as how strong values lead to a more enriched and fulfilled life. The programme is designed to be fun, with diverse options that capture the attention of the kids. The YMCA selects and trains camp leaders who embrace their core values and philosophy, with a heart and passion for developing youth. From field games to sports and swimming, there is tremendous opportunity to teach campers through routine and personal interaction. For more information, visit www.ymcacayman.ky/ programmes/y-day-camps.

HOLIDAY CAMPS

There is a huge selection of holiday camps available across the Island, with everything from sports and art to music and more. No matter what your kid enjoys, there is something for everyone. Check out the ‘Kids Camp’ pages on the Cayman Parent website (www.caymanparent.com) for a comprehensive list of 85+ different camps. Many of these get fully booked up far in advance of the school break, so plan ahead to ensure your kids are covered!

Tell them you saw it in the

& FitnessSports

Details of the extensive number of sporting activities available on-Island, including basketball, dance, golf, tennis, football and swimming, as well as gyms, sports competitions and more.

The opportunities to get involved in sporting activities have grown significantly over the years in the Cayman Islands. Since the first competitive sporting event took place in 1935, the Olympic Committee was formed, sports tourism was introduced, and Caymanian athletes have proudly represented the Cayman Islands in several different sporting competitions, both locally and internationally.

Fifteen local athletes represented Cayman at the 2023 Special Olympics World Games, where they successfully won 15 medals, including two golds won by swimmer Kanza Bodden and shotput thrower Shanike Ebanks. At the 2023 CARIFTA championships, Cayman successfully secured two golds and a bronze. Andrew Stone and Davonte Howell won in the U16 long jump and 100m sprint, respectively, while Anthony Chin secured a bronze in the U17 boys long jump. History was made at the 2023 Commonwealth Youth Games, where they received their first-ever gold medal in swimming, won by Jillian Crooks. Andrew Stone also broke the long jump record and became the first Caymanian to win a gold for Cayman in athletics since 2000.

Today, there is a diverse range of sports offerings and associations on-Island. Whether you are a hardcore athlete or would just like to be part of a team, sporting opportunities and competitions take place all year round in Cayman. Keep an eye on the Events Calendar on www.explorecayman.com or download the What’s On Cayman app for more details about the Islands’ sporting events.

Photos courtesy of Caroline Deegan/Cayman Photography & Rebecca Davidson

Athletics

Cayman Athletics is the governing body for athletics in the Cayman Islands, and they promote, develop and encourage participation in athletics at all levels throughout the Island, regardless of age, gender or race. Training sessions are held every afternoon at the Truman Bodden Sports Complex (TBSC). The main athletics club for adults is Speed Athletics, which meets at the TBSC every Monday-Thursday at 4.30pm. Call Coach Porter on (345) 525 2793 or email: speedathleticstrackclub@gmail. com. Hy-Tech Tigers TFC is run by Coach Williams, who is also the National Track and Field Coach. They meet MondayThursday at 3pm and on Saturday mornings at 8am at the TBSC. Events offered include sprints, hurdles, middle and long distance, high, long and triple jump, discus, shot put and javelin. Email: hytechtrackclub@gmail.com or call (345) 925 1943. Finally, there is the Mustang Track Club which trains Monday-Thursday from 3.30pm-5.30pm at the TBSC. Call (345) 925 6917 for more information and to register.

Basketball

The Cayman Islands Basketball Association offers a men’s and women’s programme which is open to all. For more information, contact Coach Voot O’Garoo on Tel: (345) 916 5083, email: info@caymanbasketball. com or visit www.caymanbasketball.com. King’s Sports Centre also has two indoor basketball courts that can be rented for practice. Tel: (345) 946 5464 for details.

SEE AD PAGE 458

Boot Camps

Camana Bay Boot Camp is free and offers a high-intensity workout. They meet at 6pm every Tuesday at the corner of the Cayman International School (CIS), close to the gymnasium and indoor basketball court. Tel: (345) 927 1377 or email: jacogsmit@ gmail.com for more information.

Boxing

For casual boxing, visit the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. The Cayman Islands Boxing Association offers recreational and amateur boxing, callisthenics, kickboxing, circuit training and general strength and conditioning programmes. Email: info@ cibaky.com or visit www.cibaky.com. Cayman Fight Factory offers training in boxing and other combat sports with personalised programmes and group classes available. Email: coach@caymanfightfactory.net or Tel: (345) 922 0538. The Academy in Cannon Place offers adult boxing classes and one-to-one training. Tel: (345) 323 9778 or email: info@theacademy.ky for more information. Try FNSports for fitness classes that incorporate kickboxing, Muay Thai and boxfit techniques. Tel: (345) 929 4555 or email: fnsportsclub@gmail.com for more information.

Camana Bay Sports Complex

The Camana Bay Sports Complex facilities include tennis, basketball and pickleball courts, a FIFA two-star rated football pitch and an eight-lane 25m swimming pool. The ARC and recreational centre is also available for volleyball, basketball and more and access to the sports field is open for recreational games of ultimate frisbee or football. To book any of the sports facilities, email: cbsc@camanabay.com or Tel: (345) 640 2878.

Cricket

Cricket in Cayman is very popular and on any given day you will find people training at the Smith Road Cricket Oval in George Town. Cayman Cricket offers coaching and practice sessions for men on Tuesdays, Wednesdays and Thursdays from 5.30pm6.30pm, for women on Monday and Wednesday evenings from 5pm-6.30pm and for juniors on Saturday mornings from 9am-11.30am and Sunday 3pm-5.30pm. There are five teams in the 1st division and ten teams in the 2nd division. Contact David Bernard on (345) 517 9328 or email: info@caymancricket.ky and he will

introduce you to a club that you can join.

CrossFit

CrossFit is not just a lifestyle; it’s a community. Their unique coaching approach strives to help people achieve their fitness goals throughout every stage of life. Four gyms that offer CrossFit in the Cayman Islands include: 7 Mile Strength & Fitness (Tel: (345) 925 1456), CrossFit Cayman (Tel: (345) 929 8450), School of Fitness (Tel: (345) 916 0171) and World Gym (Tel: (345) 949 5132).

Cycling

Cayman’s flat topography and warm climate make it a perfect place for recreational and competitive cycling. Cayman Cycling is a registered non-profit organisation and the governing body for cycling in the Cayman Islands. They organise and support local recreational cycling, racing and charity events. Additionally, they champion athletes representing the country at international games and racing events at the Caribbean, Pan American, World Championship and Olympic levels. Closer to home, the Cayman Islands has a vibrant and diverse cycling community, and for those looking to join in with the local cycling scene, there are group rides and cycling tours for every level. For more information on Cayman Cycling, visit www.caymancycling.ky, email: info@caymancycling.ky or connect with them across all social platforms (@caymancycling). For routes and information on local group rides, visit their Strava page at www.strava.com/clubs/ caymancycling.

Darts

The Cayman Islands Darts Association (email: caymandartsassociation@gmail.com) holds an annual league where teams compete at various venues, like Mango Tree Restaurant. They also hold monthly tournaments and select national players to compete at the Caribbean Darts Championships every other year. Ask them about their new corporate league for businesses to enjoy a fun staff night out.

Dance

The Cayman Islands National Dance Company is a non-profit organisation established in 1988, which manages the national dance team and performs both locally and internationally. They offer dance classes for beginners to advanced. For more information call (345) 916 0146 or email: cinationaldancecompany@gmail.com. KRI Performing Arts School, run by Kirk Rowe at 98 Shedden Road, is well known for its Latin and salsa classes, but they also teach jazz, hip-hop, contemporary, belly dancing, Afro-Caribbean and reggae. Tel: (345) 924 4089. Located in Galleria Plaza, Quinntessential Movement offers pole and aerial fitness, chair dance, Ballet Beats and stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Tel: (345) 745 8973 or email: info@qmovement.dance. Grand Old House offers free salsa lessons on Tuesday nights at 9.30pm. Bailamos Dance Studio in the Barnett Building on 24 Huldah Avenue offers a range of dance classes for all ages. Tel: (345) 917 7832. Try bachata and salsa classes at Fuego Latin Dance at 10C Huldah Avenue. Tel: (345) 939 1010. Spark! School of Performing Arts offers dance as it relates to their musical theatre and performing arts classes for children. Visit www. sparkcayman.com or call (345) 929 2190.

Football/Soccer

The Cayman Islands Flag Football Association (CIFFA) hosts various leagues of competition throughout the year, including an adult co-ed league (February-May), along with men’s and women’s summer leagues that kick off in June. They also have a youth league open to kids aged 7-19. The youth season in 2023 kicked off in the fall. Email: ciffa345@gmail.com for more information or follow them on Instagram and Facebook for game schedules and updates. The Cayman Islands Football Association (CIFA) men’s and women’s premier leagues run from September to June, with games on Friday, Saturday and Sunday nights at local stadiums. Teams are welcoming to all

new players. For further information, Tel: (345) 749 5775 or email Marcos Tinoco on cayman.fa.gs@gmail.com. The Cayman Islands Gaelic Football Club (CIGFC) is one of the most popular clubs on the Island and is the largest sports club, with over 600 playing members. The sport is easily learned, with the club running introductory training sessions in January of each year for new players. The club welcomes players of all skill levels. There are eight women’s and twelve men’s teams. Games are played on Friday nights and Sundays at the Camana Bay Sports Complex, with the season running from January to June. Email: info@caymangaelic.com for more information. The Cayman Islands Sunday Football League comprises eight football teams who play each other three times for a total of 21 league games throughout the season, which kicks off on the first Sunday in October. The teams also compete in a knock-out competition, with the final being played in mid-May. Teams are always on the lookout for new players. For details on how to get involved, visit their website at cisfl.leaguerepublic.com, their Facebook page or email: cisfl@hotmail.com.

Golf

The Cayman Islands Golf Association is a great resource for learning more about golfing in the Cayman Islands. Visit www.ciga.ky for information on upcoming tournaments, golf developments and member benefits, or email: secretary@ciga.ky for other ways to get involved. The North Sound Golf Club is Grand Cayman’s only 18-hole Championship golf course. The 6,400-yard course has a rating of 71.3 and a slope of 134. The club is open to the public with daily, twilight and resident rates. You can take advantage of their full-service driving range, have a lesson with a PGA professional or just relax at the open-air bar. Tel: (345) 947 4653 or visit www.northsoundclub. com for more information. The Ritz-Carlton Golf Club is set amid Grand Cayman’s lush scenery and was designed by Greg Norman. It features a nine-hole golf course designed to make its 470-yard-hole play feel like 600

yards winding through the saltwater canals of the North Sound. Named the World’s Best 9-Hole Golf Course by the World Golf Awards, the course is open to all golf levels and several membership options are available, however you have to be a guest at the hotel. For more information, call (345) 815 6500 or visit www.ritzcarlton.com/ grandcayman. You can also practise your swing indoors at Cayman Golf Lab, which features four large golf simulators and a 400sq ft putting green, making it Grand Cayman’s largest indoor golf facility. They also offer lessons for adults and children, and their facility is open for events and party bookings. They are located at 37B Ashgo Street, Unit #6 (Left of CICA), George Town. Tel: (345) 938 5484, email: info@caymangolflab.com or visit www. caymangolflab.com for more information or to book a session. You can also try Cayman Golf Guru, which offers golf lessons to beginners and experienced players. They also offer a full custom club fitting service, specialising in Callaway and Ping products. Unit 15, The Strand, West Bay Road. Tel: (345) 324 1970 or visit www. caymangolfguru.ky.

Gyms & Fitness

All gyms on-Island provide the usual weight training areas and fitness machines, along with certified instructors and a variety of fitness classes.

7 Mile Strength & Fitness

Cannon Place, Industrial Park

Tel: (345) 925 1456

AgileFit Fitness Facility

125 Barcadere Warehouse Park, George Town www.agilefit.ky

Anytime Fitness

Two locations: 82 Market Street, Camana Bay and Harbour Walk, Red Bay

Tel: (345) 946 4748

Balance Cayman

Caribbean Plaza, West Bay Road, SMB

Tel: (345) 326 8111

Body Shapers Fitness Studio

Cayman Business Park, Unit C5, George Town

Tel: (345) 325 8696

CrossFit Cayman

Market Street, Camana Bay

Tel: (345) 929 8450

ENERGY Essential Fitness

171 Elgin Avenue, Cricket Square, George Town

Tel: (345) 946 6006

Evolution Fitness Cayman

Unit B9, 115B Printer Way, George Town

Tel: (345) 938 3348

Fitness Connection

1 Bambi Close, Glen Eden Road, South Sound

Tel: (345) 949 8485

Email: fitness@fitness.ky or www.fitness.ky

A family fitness and aquatic facility that offers numerous adult fitness classes every month, including aerobics and aquatic boot camp, Tabata circuit training and speciality boot camps, as well as personalised training sessions.

SEE AD THIS PAGE

F45 Studio

The Strand, West Bay Road

Tel: (345) 925 1733

Runs 45-minute circuit-based strength and cardio classes.

Lagree

7 Mile Shops, West Bay Road

Tel: (345) 927 3832

The Performance Lab by FNSports

68 Mary Street, George Town

Tel: (345) 929 4555

Features an indoor speed and agility turf, battle ropes, free weights, heavy tires, boxing bags, squat rack, and bench press rack. They also offer a variety of classes and training programmes.

The Pilates Studio

Governors Square, Lime Tree Bay Avenue, SMB

Email: info@pilates.ky or www.pilates.ky

The Pilates Studio is a boutique fitness studio. Services include group Pilates mat work, reformer/tower/chair and teen classes, as well

as private or partner Pilates and fitness training, TPI golf conditioning, and pre and post-natal training.

Powerhouse Gym

861 Crewe Road, George Town

Tel: (345) 946 5464

Email: kings@candw.ky

www.kingssportscentre.com

Located within King’s Sports Centre on Crewe Road, this gym offers a wide variety of weights, cardio and strength-training equipment, plus a variety of group fitness classes, including high altitude power, body sculpt and toning, legs, butt and thighs, reggae aerobics, mixed aerobics and freestyle Muay Thai boxing. The full annual schedule is posted on their website. They also offer one-on-one training with their internationally qualified personal trainers.

Open Monday-Thursday 5am-10pm, Friday 5am-9pm, Saturday and Sunday 8am-5pm and public holidays 8am-4pm. SEE AD PAGE 458

Pro Fitness

Countryside Shopping Village, Savannah

Tel: (345) 947 5464

The Rec Room

The Grove, 1358 West Bay Road, SMB

Tel: (345) 746 3624

www. therecroomgym.com

Offers two unique concepts: a membership and class gym, which includes a member’s lounge, changing pods, a gym area and two fitness studios, as well as a 15,000sq ft one-to-one facility. The Rec Room membership and class gym offers an array of fitness and wellness services, including group fitness classes such as yoga (Hot, Flow and Power), Pilates, HIIT, studio cycling and boxing conditioning. Their one-to-one facility offers services like personal training, deep tissue massage, Cryotherapy, Red Light Therapy and Compression Therapy.

Revolutions Indoor Cycling

Barnett Building, 24 Huldah Avenue, GT

Tel: (345) 516 2453

RYDE Cayman

The Crescent, Camana Bay

Tel: (345) 746 7933 or www.rydecayman.com

School of Fitness

115 Printer Way, George Town

Tel: (345) 916 0171

www.schooloffitnesscayman.com

T-Fit Personal Training Studio

5 West Bay Road, Bay Harbour Centre, GT

Tel: (345) 923 1556

Email: trinaggillis@gmail.com

World Gym Fitness Centre

Behind Queens Court, Snooze Lane, SMB

Tel: (345) 949 5132

Hockey - Field

The Cayman Field Hockey Club meets for weekly mixed games, 6pm-7pm

Wednesday, at the T.E. McField Annex field. Everyone is welcome regardless of age, gender or ability. Bring a white shirt and a coloured shirt, along with your stick, protective equipment and something to drink. Spare sticks are usually available. The cost is CI$6 per game, and your first game is free. Contact Charles Jackson, Tel: (345)

925 0042 or email: cnjackson@outlook. com. You can also email Simon Barwick at simon@bbandp.com. Find further information about Cayman’s field hockey community at www.caymanhockey.com.

Hockey - Roller & Ball

King’s Sports Centre offers several hockey leagues and programmes. The men’s roller hockey league plays on Tuesday nights. The men’s ball hockey league plays on Thursday nights, with drop-in on Sundays. For more information, Tel: (345) 946 5464 or email: kings@candw.ky. SEE AD THIS PAGE

Horseback Riding

Spirit of the West (Tel: (345) 916 6488) and Coral Stone Stables (Tel: (345) 916 4799) offer organised private and group horseback beach rides along Barkers Beach. Resident rates are available. The Equestrian Center Riding School & Boarding Stables (Tel: (345) 516 1751 or (345) 916 1751) offers English riding lessons for beginners to advanced (ages five and up) with FEIqualified instructors, training dressage, show jumping and vaulting. They also offer boarding and livery with tailored feeding and training schedules for your horse. Email: equestriancentercayman@gmail. com Cayman Riding School offers show jumping, dressage, vaulting and crosscountry lessons for adults and children. Their Tiny Trotter programme offers lessons to children from four years old. They have full boarding facilities, BHS and FEI-qualified instructors and are affiliated with The British Pony Club. Saturday morning pony rides and the children’s farm are also available for private functions and birthday parties. Tel: (345) 926 7669 or email: caymanridingschool@gmail.com.

Hunting

Marine life in Cayman is heavily protected, and there are strict rules in place on protected species and hunting seasons. For more information on hunting marine life, see our Boating chapter.

Some species of wildlife and endangered plants are protected under the National

Conservation Act (2013). Visit www.doe. ky for a full list.

King Pin Bowling

King Pin Bowling at the King’s Sports Centre on Crewe Road has a four-lane bowling alley, a waiting lounge and a bar. It’s an ideal venue for parties or corporate events as it comfortably accommodates up to 24 bowlers (six people per lane). Booking in advance is recommended. For more information, Tel: (345) 946 2695 or email: kingpinbowling@candw.ky.

Martial Arts

There are a variety of martial arts schools on the Island. Purple Dragon School of Martial Arts, on the 2nd floor of the Reliable Industries Building, 313 Compass Drive, runs adult classes in Don Jitsu Ryu, fitness kickboxing and Strike self-defence classes. Each programme allows one free trial class. Office number: (345) 946 1241 and Dojo cell: (345) 916 1416. The Academy Grand Cayman, located in Cannon Place, offers adult classes in Jiu Jitsu, Muay Thai, boxing, Krav Maga and MMA. Tel: (345) 323 9778 or email: info@theacademy. ky for more information. For lessons in Taekwondo, go to the Cayman Islands Taekwondo Academy (Tel: (345) 926 5006 or (345) 328 5006) in Crown Square, Eastern Avenue. They provide classes for adults and children. Cayman Associated School of Karate (CASK) at King’s Sports Centre on Crewe Road offers Wado Karate classes and a Tai Chi programme. For more information, Tel: (345) 925 3367 or visit www.caskcayman.com. Cayman Fight Factory offers a wide variety of mixed martial arts and fitness classes, including boxing, kickboxing and personal training. Your first class is free. Located at the Dalmain Ebanks Boxing Gym, Truman Bodden Sports Complex. Tel: (345) 922 0538 or email: coach@caymanfightfactory. net for more information.

Netball

The Cayman Islands Netball Association (CINA) holds matches on Thursdays and Saturdays

at the Truman Bodden Sports Complex. Leagues include the Senior Women’s League, Fast Five Co-ed League, Goodwill League and Mixed League. New players over 16 are always welcome to join any of the established clubs or make up their own squad. They also have a U16 academy on Mondays after school. Call Lucille Seymour on (345) 916 1944 for more information. Email: caymannetball@yahoo.com or visit www.caymannetball.com.

Personal Fitness Trainers

There are a few options if you would like a more tailored fitness session in your location of choice. Some personal fitness trainers also offer nutrition and lifestyle coaching.

Laura Ribbins and her team of highly qualified and experienced trainers at Fitness Connection (SEE AD PAGE 457) specialise in rehab, sports conditioning, weight loss, lifestyle coaching and more. For more information, call (345) 949 8485, email: fitness@fitness.ky or visit www.fitness. ky. Alicia Proud-Rabess is a remote trainer and lifestyle coach. She trains clients in fitness and plant-based nutrition. She also specialises in swimming, from the basics to open water. Tel: (345) 326 8552 or visit www.aliciaproud.com. The Pilates Studio in Governors Square offers private and partner Pilates, small group Pilates classes, therapeutic exercise and post-rehab Pilates training. Email: info@pilates.ky or visit www.pilates.ky. King’s Sports Centre (SEE AD OPPOSITE PAGE) offers one-on-one training with internationally qualified personal trainers. Tel: (345) 946 5464 or email: kings@candw.ky.

Pickleball

If you are looking for an active and sociable activity, try out pickleball, Cayman’s fastestgrowing sport. This energising game is the perfect family-friendly activity, combining ping-pong, badminton and tennis.

Pickleball Cayman has a new pickleball facility, located opposite the Cricket Pitch by the airport. It offers 12 shaded and floodlit pickleball courts. Professional

trainers are on-hand to provide private and group training, as well as after-school programmes. There is also a playground for the kids, plus a restaurant and bar. To book a court or for more information, visit www. pickleball.ky or call (345) 927 7511. You can also rent a court or sign up for a lesson with Cayman Pickleball & Tennis Academy (Tel: (345) 516 0300). They have 10 floodlit pickleball courts and are conveniently located on West Bay Road (2-minute drive from the Kimpton Seafire Resort). You can book the courts online and join the daily open play sessions or elevate your skills by booking a private or group lesson. The Courts at the Ritz-Carlton also have pickleball courts. For more information, Tel: (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com. Other places where you can find pickleball courts include the Grand Caymanian Resort (Tel: (345) 949 3100), the Camana Bay Sports Complex (Tel: (345) 640 2878) and the Cayman Islands Tennis Club (www.tennis.ky).

Pilates/Barre

The Pilates Studio is a spacious and fully equipped inclusive studio housing Balanced Body equipment. It offers a variety of group mat work and equipment-based Pilates classes, like reformer, tower and chair classes at affordable and competitive prices. Other offerings include private and partner training, golf conditioning, therapeutic exercise and pre and postnatal training. Email: info@pilates.ky or visit www.pilates.ky. Janelle Henry and Courtnee Springfield are CPAM-registered physiotherapist/clinical Pilates instructors at Cayman Physiotherapy (SEE AD PAGE 387) and teach private and group classes. They also offer pre-natal and post-natal Pilates classes. Tel: (345) 949 8828 or email: courtnee@caymanphysio.com or janelle@ caymanphysio.com. ENERGY Essential Fitness is a fully equipped Pilates studio. Tel: (345) 946 6006 for more information. Sue Merren also offers private Pilates, strength training and nutrition coaching at Balance Cayman Tel: (345) 326 8111 or visit www.balancecayman.com.

Pole Fitness

Quinntessential Movement offers pole and aerial fitness, chair dance, Ballet Beats, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 745 8973 or email: info@qmovement.dance.

Rock Climbing & Rappelling

Challenge yourself on the King’s Sports Centre (SEE AD OPPOSITE PAGE) indoor and outdoor rock-climbing wall, suitable for both kids and adults. To book, Tel: (345) 946 5464. Rock Iguana Ltd. in Cayman Brac caters to all skill levels, from beginner to advanced climbers. No experience is required. Join one of their half-day tours with rock climbing and rappelling or take a day trip from Grand Cayman for an ‘Epic Full Day Adventure Tour’, one of their most popular options, which includes rappelling, hiking, caving and rock climbing. Tel: (345) 936 2722, email: info@climb.ky or visit www.climb.ky for details

Rugby

Sunday

1st December 2024 5:00am

The Cayman Islands Rugby Football Union has its own pitch and clubhouse on South Sound Road. There are leagues for veterans, men, women, and junior girls and boys rugby players. Most games are played on the weekends between September and June. Men’s and women’s training sessions are held twice a week, with a full-time coach available to coordinate and coach players and teams. Tradeview Markets Corporate Mixed Touch Rugby League is held from June-September. For information, call Caroline Deegan, Tel: (345) 525 6743, email: caroline.deegan@caymanrugby.com or visit www.caymanrugby.com.

SEE AD PAGE 459

Running

The Walkers Cayman Islands Marathon is held annually on the first Sunday in December and is extremely popular with both locals and visitors alike. The event consists of a full marathon, half marathon, four-person relay and kids fun run. The half marathon is the most popular event welcoming walkers, joggers and runners. The race is also a Boston Marathon qualifier. For more information on how to register, email: info@caymanislandsmarathon.com or visit www.caymanislandsmarathon.com. (SEE AD THIS PAGE) If you want to join a running club, the Hash House Harriers meet on Monday evenings at 6pm at changing locations. For schedules and information, visit www. caymanhash.com. The Wednesday Night Running Club meets outside World Gym at 6pm every week. It’s completely free and there’s no need to sign up, just turn up! For more information, email: run@wnrc.ky or follow them on Instagram (@wnrc345).

Sailing

Refer to the Boating chapter.

Skateboarding

The Black Pearl Skate Park in Grand Harbour has grown into a bustling centre of activity for Cayman’s children and teenagers. The dynamic course can be accessed for a daily fee of CI$7 and consists of beginner,

intermediate and expert ramps. It is the largest skate park in the western hemisphere and is a mecca for skateboarders. It is open Friday-Saturday 3pm-9pm and Sunday 3pm-7pm.

Softball

Adult co-ed softball leagues play at the Dart Field of Dreams on the corner of Fairbanks Road and Aspiration Drive. The season typically runs from September to December, with teams playing one game per week for a 12-week season, plus playoffs. Leagues are organised and managed by the YMCA and are available to everyone from beginners through to experienced players. To join, or to add an entire team, call the Cayman Islands Little League, Tel: (345) 916 5643, email: info@littleleague.ky or visit www.littleleague.ky.

Special Needs Sports Training

Special Olympics Cayman Islands (SOCI) offers year-round sports training and competitions for adults and children eight years and older who are intellectually disabled. They offer training in athletics, powerlifting, golf, basketball, bocce, football, swimming and stand-up paddle boarding. Tel: (345) 946 7624 or visit www.soci.ky.

Spinning

RYDE Cayman is located on the Crescent in Camana Bay. This boutique indoor cycling studio offers a full calendar of classes seven days a week, starting at 6am and ending at 7pm most days. Create an account, buy a package and book a bike online at www. rydecayman.com. Spinning classes are held at Revolutions, located in the Barnett Building on Huldah Avenue (next to the Red Cross). They offer early morning and evening classes Monday-Saturday. They also offer spin bike rental, with delivery and pickup, along with online classes that are recorded in their studio. Tel: (345) 516 2453 or visit www.revolutionscayman. com to view their online classes. World Gym (Tel: (345) 949 5132) also offers hour-long spinning classes. Anytime Fitness, located at Camana Bay and Harbour Walk, offers

rhythm ride classes every day of the week. Visit www.anytimecayman.com for more information. One of Cayman’s newest spin studios is Vital Cayman Spinbar & Yogaden in Grand Harbour. Along with spinning, this fitness studio offers yoga, HIIT/stretch and hybrid sessions. Purchase a combo package and take advantage of all their classes. For more information on their services, Tel: (345) 333 4825, visit www.vitalcayman.ky or their Instagram (@vitalcayman).

Squash

The South Sound Squash Club is a memberrun facility that features six squash courts and a gym, with coaches who can help fine-tune your game. They offer lessons for adults and children, beginner and intermediate programmes and an afterschool junior programme. Members also have access to the online booking system to book their courts 24/7. Tel: (345) 526 5052, email: info@squash.ky or visit www. squash.ky. There are also two squash courts at King’s Sports Centre, open MondayThursday 5am-10pm, Friday 5am-9pm, Saturday and Sunday 8am-5pm. For more information, Tel: (345) 946 5464 or email: kings@candw.ky. ( SEE AD PAGE 458) The Cayman Islands National Squash Association promotes the game at junior, national and international levels for players of all ages. Visit www.cinsa.ky.

Surfing

If you want to try surfing, Damian ‘Damo’ David offers private and small group surfing and wing foiling lessons for adults and children over eight years old. WhatsApp: (345) 938 4787.

Swimming

If you enjoy recreational swimming, the waters off Seven Mile Beach are your best bet, but there are also pools at almost all condominium complexes, as well as the Lions Aquatic Centre (Tel: (345) 949 8105) and the Camana Bay Aquatic Centre (345) 640 2878). Call to check availability and pricing and to make bookings. One of Cayman’s biggest sporting events is

the annual Flowers One Mile Sea Swim. ( SEE AD THIS PAGE) Known as one of the world’s richest and safest swims, over 500 swimmers compete to win thousands in cash and random prizes! The Flowers Sea Swim offers flawless course conditions along Cayman’s beautiful Seven Mile Beach. All registration proceeds are donated to a chosen local charity. The 2024 Flowers Sea Swim will be held on 15th June. Visit www. flowersseaswim.com for more information. Located in South Sound, Fitness Connection (Tel: (345) 949 8485) offers swimming lessons for all ages and abilities. They are an SAI (Starfish Aquatics Institute) training centre, specialising in training triathletes, as well as non-swimmers. Their water fitness classes are great for a total body workout, utilising a combination of exercises and training methods perfect for pre-natal and post-natal exercise. For more information, email: fitness@fitness.ky or visit www. fitness.ky. ( SEE AD PAGE 457) Sky Blue Aquatics offers private, semi-private and small-group swimming lessons for adults. Lessons can

be held at your hotel, condo and private pool, the Lions Aquatic Centre or even in the sea. Their lessons are available for beginners, but also to those looking to improve their technique or prepare for an event. Plus, they offer subsidised swimming lessons to nannies and caregivers. Tel: (345) 916 0054 or email: info@skyblueaquatics. com for more information. The Camana Bay Aquatic Club (CBAC) runs an adult ‘masters’ swim training group with a focus on improving technique and increasing aerobic conditioning and overall strength in the water. The sessions take place four times a week at the Camana Bay Sports Complex. For pricing, schedules and more information, email: info@cbac.ky or visit www.cbac.ky. Thrive Fit offers yoga, swimming and fitness classes Island-wide with private, small group and corporate sessions. First Aid/CPR/AED and lifeguard certifications are also available. Tel: (345) 938 1113, email: info@thrivefitcayman. com or visit www.thrivefitcayman.com for more information. The Cayman Islands

Aquatic Sports Association (CIASA) is a notfor-profit association dedicated to the promotion and development of aquatic sports in the Cayman Islands. This includes learning to swim in the pool and open water, artistic swimming, water polo, aqua-aerobics, competitive swimming and masters swimming. Membership with CIASA also links you to an active aquatic community. For more information, email: ciasaboard@gmail.com and ciasa@ciasa. ky or visit www.ciasa.ky for a calendar of events and a list of registered clubs and swim schools. You can also visit them on Facebook and Instagram (@Cayman Swimming).

Table Tennis Association

Available for both youth and adults of all skill sets, the Cayman Islands Table Tennis Association offers training, competition and recreational table tennis. They meet at the CIFEC hall three times a week. Call Donovan Nelson, Tel: (345) 917 5904 for more information

Tennis

Triathlons

The Cayman Islands offers a thriving tennis community. The Cayman Islands Tennis Club (CITC) is located off Anne Bonny Crescent in South Sound. The club offers private and semi-private lessons, group lessons and cardio sessions. They also offer open tournaments and host several social events each year. CITC have five professional coaches, nine hard floodlit courts and four pickleball courts, plus they sell equipment and string rackets for members and nonmembers. Tel: (345) 949 9464, email: tennis@tennis.ky or visit www.tennis.ky for more information. Cayman Pickleball & Tennis Academy offers tennis and pickleball lessons and pickleball court rental either for lessons or for special events, corporate leagues or tournaments. They have their own floodlit courts located at 1960 West Bay Road (near Cemetery Beach) but also employ a mobile service, so they can also send a coach to your private courts if more convenient. They cater to players of every skill set and will schedule class times to suit you. Group, private and cardio lessons are offered for adults and children, beginners and seasoned players. Tel: (345) 516 0300, email: caymantennisacademy@gmail.com or visit www.caymanpickleballtennisacademy.com for more information. You can also check out their Facebook and Instagram pages for regular updates on classes and availability. The Courts at the Ritz-Carlton, Grand Cayman is a premier tennis facility with professional coaches featuring three red clay courts, two hard courts and two pickleball courts. Pro instructors offer private instruction and clinics in addition to the popular cardio tennis fitness programme, which operates on a drop-in basis. Seasonal corporate tennis leagues, bubbles doubles and kids camps are also offered throughout the year. For more information and reservations, please call The Ritz-Carlton on (345) 323 0049 or email: grandcaymantennis@ritzcarlton. com. Mica Koll with Cayman Performance Tennis teaches private and group tennis lessons for players of all ages. Tel: (345) 927 8690 or email: micabeach@gmail.com for more information.

If you find the challenge of an individual swim, cycle or run is not enough, you can always try your hand at a duathlon or triathlon. The Cayman Islands Triathlon Association (CITA) organises well-attended events throughout the year and hosts free practice sessions. CITA offers duathlons and triathlons of various distances, as well as the ‘Try-This-Tri’ for kids. The ‘Stroke and Stride’ three-race series is held every September, the duathlon takes place in October and the triathlon is held every November and is a very popular event. CITA hosts three training events in the run-up to the triathlon. The Mercuryman Triathlon is held annually and offers a half-iron distance, international distance and aqua bike option. Email: info@ triathlon.ky or visit www.triathlon.ky or www.mercurymantri.com for more information.

Ultimate Frisbee

Cayman Islands Ultimate play pickup games at the Annex Sports field in George Town. Visit their Facebook group (Cayman Islands Ultimate) for more information and updated game schedules.

Indoor & Beach Volleyball

The Cayman Islands Volleyball Federation (CIVF) has made significant strides in promoting volleyball in Grand Cayman. CIVF has hosted the annual NORCECA Beach Volleyball Circuit on Seven Mile Beach for over ten years, which welcomes over 30 teams from North America, Central America and the Caribbean. They now also host the U23 NORCECA tournament and have a very strong youth programme which includes school leagues, summer camps and clinics with local and international instructors. Their national youth team competes regionally and internationally in both beach and indoor circuits. For more information on current programmes, email: pr@civf.ky, visit www. civf.ky or check out their social media pages on TikTok, Facebook and Instagram (@caymanisvolleyball). Heatwave Volleyball

Club is an amateur sports team that hosts beach volleyball tournaments and regular open games, on Seven Mile Beach, for all abilities and experience levels. Email: heatwavevolleyballclub@gmail.com.

Yoga, Wellness & Stretch Classes

There is a very active yoga community in Grand Cayman, with several yoga centres across the Island. Deepen your being and yoga practice at One Heart Yoga & Apothecary (Tel: (345) 938 9642), which offers yoga, sound healing and meditation classes for all abilities in its studio at 7 Mile Shops, West Bay Road. Its apothecary offers a variety of plant medicines, natural skincare and spiritual ritual props and guidance. For more information or to view the class schedule, visit www.oneheartcayman.com or follow their Instagram page (@oneheartcayman).

(SEE AD THIS PAGE) VITAL Cayman Spinbar & Yogaden in Grand Harbour houses a spinbar and yogaden for yogis to come together and enjoy group fitness sessions. The studio also offers hybrid packages so that members can take advantage of both spin and yoga classes. Tel: (345) 333 4825 or visit www. vitalcayman.ky for more information. Find the latest updates on their Instagram (@ vitalcayman). Body Works in Queen’s Court Plaza on West Bay Road offers traditional hatha yoga and meditation and mindfulness classes for all levels of students. Tel: (345) 945 6485 or visit www.bodyworkscayman. com for the class schedule. Flow Therapeutic Movement has a studio off Crewe Road. It provides a unique exercise system based on Yamuna body rolling, MELT Method, aerial yoga, energy work and massage therapy. Corporate and healing retreats are also offered upon request. Tel: (345) 916 6061 or email: kate@flow.ky for more information. Kirsty at Kula Kids Yoga offers yoga workshops and a 95-hour Yoga Alliance registered children’s yoga teacher training course. For more information, call (345) 916 3007 or email: kulakidsyogacayman@gmail.com. Located at The Strand, Bliss Living and Yoga offers a wide range of classes every day, including beach-front sessions and paddle board yoga. They also have a large retail store offering

athletic wear and accessories from Lululemon Athletica. Visit www.blissyogacayman.com for more information on class descriptions and schedules.

including their popular Little Cayman retreat, which is held every January over the public holiday long weekend. Email: hello@sauchaconsciousfood.com or visit

Diving

Cayman is one of the top dive destinations in the world. This chapter provides you with information on dive and snorkel sites, local dive operators, responsible diving practices and more.

The Cayman Islands are world-renowned for their incredible underwater scenery, particularly the beautiful coral reefs and array of colourful fish. Located in the western Caribbean, just 480 miles south of Miami, Cayman is perfect for scuba diving and snorkelling, boasting some of the Caribbean’s best excursions. With virtually no currents and outstanding underwater visibility, Cayman has amazing wall dives, coral reefs and wrecks for you to explore and discover. If you are ‘dive-curious’, there are a wealth of things to do in, under, or on the water at every skill level. A variety of dive operators can teach you how to dive, improve your skills and provide you with an amazing underwater experience. With water temperatures ranging from 26-28°C (78-82°F) all year round, it is always a good time to get in the water and discover the stunning scenery beneath the surface.

The Cayman Islands continues to receive global recognition. In the 2023 Scuba Diving Magazine Readers Choice Awards, Cayman appeared in the top five for best wreck diving, big animals, shore diving, wall diving, advanced diving, photography, and cave, cavern and grotto diving in the Caribbean and Atlantic region. Some of Cayman's dive operators and resorts also received awards for best scuba diving operators and best diving resorts in the world.

Cayman is hyperaware of the importance of coral reefs to our three Islands, our waters, the marine ecosystem and the diving industry. To protect and replenish Cayman's fish population, the Department of Environment (DoE) has expanded Cayman's

Photos courtesy of Cathy Church

marine parks to cover 48% of Cayman's waters. Although many efforts have been put in place to safeguard the coral reefs, sea grass and mangroves in the Cayman Islands, other factors have contributed to their destruction. According to a United Nations report, marine heatwaves are expected to become more common as the planet warms and, in the summer of 2023, local sea temperatures surpassed the threshold that coral reefs can comfortably tolerate. Excessively warm water could be devastating to Cayman’s coral reefs and lead to coral bleaching, loss of marine life and loss of ‘reef services’, such as flood protection.

Sadly, many dive sites in Grand Cayman have been affected by the spread of the deadly Stony Coral Tissue Loss Disease (SCTLD). Researchers from the US Geological Survey have found evidence that SCTLD is caused by a breakdown in the symbiotic relationship between corals and Zooxanthellae algae. This discovery is a big step towards finding future treatments for this disease. Given the rapid spread of SCTLD in the Cayman Islands, the DoE wants to remind the public to disinfect all snorkel and dive gear before and after each shore dive and boat trip by soaking them in disinfectant solution (with 1% bleach) for 10 minutes.

On a more positive note, the 2023 PADI Women's Dive Day invited divers to take part in an underwater scavenger hunt. The event raised US$8,200 and attracted more than 120 participants locally, as well as support and donations from the dive community overseas. The PADI Women’s Dive Day occurs annually on the third Saturday of July and celebrates women in diving, while raising money and awareness for breast cancer and the Breast Cancer Foundation.

In addition, Cayman is still promoting its lionfish culling programme by encouraging divers and dive operators to safely remove as many lionfish from Cayman waters as possible. Activists are also pushing for a single-use plastic ban to reduce the plastics in the ocean.

WRECK DIVING

Wreck diving is very popular as it provides a dramatic diving experience. There are several spectacular wrecks situated around the Cayman Islands, and as more marine life inhabits these sites, the diving experience improves. The dive sites below should be at the top of any diver’s list.

Balboa Situated among small surrounding reefs, the wreckage of this 375ft freighter is home to a large variety of fish and coral. It lies approximately 150ft off the west coast of the Island at a depth of 25-40ft. You can explore the ship’s stern section and swim over the three-bladed propellers. The wreck is a popular night dive and is situated around the cruise ship docking area, therefore, it is not accessible when cruise ships are in port and it is recommended you use a dive company or boat Note: You need permission from the harbour master to dive the Balboa.

Cali Less than 150ft offshore from George Town and 15-20ft deep, the wreck of the Cali is an easily accessible dive for beginners and snorkellers. Note: You must obtain permission from the Port Authority to explore this site

Carrie Lee For those who are Trimix certified, the Carrie Lee is recommended as a more challenging and technical dive. The 185ft freighter is completely intact and rests at a depth of 180-260ft off the southwest coast. The wreck is teeming with marine life and provides a great diving experience. However, divers should be aware of the strong currents that surround this wreck and monitor their air.

Doc Polson 450ft off Seven Mile Beach, just past Cemetery Reef, lies the Doc Polson wreck. Though the 100ft cable layer sank back in 1982, it is still 80% intact and is populated with beautiful and diverse marine life, making it one of the most popular dive sites in Cayman. It is recommended to use a boat to get to the site, as there is some boating traffic around the area.

Keith Tibbetts, Cayman Brac This 330ft Russian Brigadier Type II Frigate was sunk in 1996

and is home to thousands of fish, turtles and grunts. Lying about 600ft offshore and 56ft underwater, it is the only Russian warship in the Western Hemisphere available for scuba diving. In 2004, a storm broke the ship in two and its bow now sits at a 45-degree angle. Although the amidships has become a debris field, it is still a popular dive site. The drop-off to the wall is only 100ft away from the wreck and extends down thousands of feet, giving divers the option of exploring the wall as well.

Oro Verde This 131ft steel cargo vessel is popular among wreck divers. It can be found 40-50ft below the surface and approximately 150ft off Seven Mile Beach, so it is not suitable for a shore dive. The amount of marine life available for viewing is spectacular considering how shallow the wreck is. Unfortunately, the ship has collapsed somewhat due to the elements, but the animals that make it their home are the centrepiece of this wreck. Such as the massive jewfish that has come to be known as George, the moray eel named Kermit, and Puff the barracuda.

Snorkelling Sites

George Town Conveniently located, here you will find a mass of coral heads, caves and abundant fish life.

North Sound Here you will find the worldfamous Sandbar and Stingray City, where you can feed and interact with stingrays in only 3ft of water. The Coral Gardens are nearby, where you will find corals and fish. Both sites are only accessible by boat.

Seven Mile Beach The main snorkelling area here can be found at the north end of Seven Mile Beach at Cemetery Reef, which is about 300ft offshore, but often in less than 10ft of water.

West Bay Down the road from the Cayman Turtle Centre is Lighthouse Point and Cobalt Coast Dive Resort, which are great sites to find elusive sea turtles.

The USS Kittiwake In October 2017, this 251ft, 2,200 tonne, decommissioned military ship was toppled on its side by the winds of Hurricane Nate. The hull of the ex-USS Kittiwake is perfectly intact, but its port rail is now burrowed in the sand instead of standing upright. While divers and tourism officials were anxious that this world-renowned dive site seemed ruined, there was a silver lining. For many experienced Kittiwake divers, it was like a new dive site altogether! For the less experienced divers, it might be a little more daunting due to the lack of light coming through, but the darkened areas have attracted new breeds of sea life to the site.

The ship rests in 64ft of water off the northern end of Seven Mile Beach and is a great

Diving Areas

East End Dramatic coral and wall diving. Reef sharks, nurse sharks and even hammerheads can occasionally be seen.

George Town Coral, caves and tunnels at Eden Rock and a mermaid at Sunset House, just south of George Town. Look out for the tarpon!

North Wall Most dive sites on ‘The Wall’ are only accessible by boat. See incredible coral wall formations, sheer walls and occasionally eagle rays, nurse sharks, moray eels and all sorts of other underwater wonders. Inside the reef is the world-famous Stingray City, where you can interact with stingrays in 12ft of water.

West Bay Great shore dives from Cracked Conch, Lighthouse Point and Cobalt Coast. You can access ‘The Wall’ via boat trips or underwater scooters, or the mini wall from the shore. The wreck of the Kittiwake is found on the northern end of the West side.

Seven Mile Beach Walls and shallow dives of 35ft-60ft, all accessible by boat.

Sister Islands Fabulous unspoiled diving, from shallow reefs to deep walls. Explore Bloody Bay Wall and the Keith Tibbetts Wreck.

dive site. Join a guided tour and keep an open mind. The Kittiwake is situated in a marine park which is protected under Cayman Law. This means that nothing can be touched or removed. Wearing gloves and fishing at this site (other than lionfish culling) is prohibited.

Note: There is an entry fee to snorkel or dive the site and all vessels, commercial or private, are required to be licensed through the Cayman Islands Tourism Association (CITA). If you would like to dive or snorkel the Kittiwake, you must go with a licensed operator. Contact CITA (Tel: (345) 949 8522) for a list of licensed operators to plan your trip. A fee of CI$8 per day to dive and CI$4 per day to snorkel will need to be paid to the boat operator. You can also get an annual pass for CI$25 or a lifetime pass for CI$200. Due to boat and jet ski traffic, it is not advisable to swim to the Kittiwake from the shore.

Dive 365

Dive 365 is an exciting programme that has developed over 360+ separate dive sites around the Cayman Islands, giving divers a unique dive site for every day of the year and more! As well as enabling divers to explore the magnificent underwater world, the programme also allows sites to be rested. The diversity of sites offers dive options for all skill levels. Divers can explore over 230 dive sites in Grand Cayman (not including the yacht moorings) and roughly 134 in the Sister Islands (including the Cayman Brac yacht mooring).

For more information, call CITA on (345) 949 8522. Additionally, www. idivecayman.com provides HD footage and diver reviews of each site in Grand Cayman, making it a helpful resource when deciding on a particular site.

Lionfish

Native to the Indo-Pacific region, it’s believed that an aquarium owner released only eight captive lionfish off the coast of Florida in 1985. While lionfish are strikingly beautiful creatures with their distinctive stripes and spines, they are also an eco-disaster to the Caribbean and its dive industry. They are voracious predators that devour small and juvenile fish and

crustaceans in large quantities, as well as competing with native species for space and more food. This, coupled with the fact that they can reach reproductive maturity at less than one year old, and lay 30,000 eggs every four days, makes them a major problem for Cayman waters. Since they are not native to Caribbean waters, they have no known predators, which means their population continues to multiply.

The Cayman community is doing its bit by culling the lionfish to combat their growing population and save the dive industry. However, be aware that lionfish are extremely venomous. Do not attempt to catch one without proper Department of Environment (DoE) training and a licence. Divers, snorkellers, and fishermen can obtain licences from the DoE to remove lionfish from the sea. The DoE and a few dive operators (Ambassador Divers, Divetech, Red Sail Sports and Ocean Frontiers) run a licensing course that is open to everyone. For more information, call the DoE on (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/lionfish-invasive.

Lionfish are delicious and completely safe to eat. As a white fish, they are mild and flaky when cooked. If you don’t want to catch them yourself, they appear on the menu at Eagle Ray's Bar & Grill in East End and other restaurants across the Island. This is one reef fish we can eat with a clean conscience!

Coral Nurseries

Normally, all coral in Cayman is completely protected and should never be touched. However, four dive operators in Grand Cayman (Cayman Eco Divers, Divetech, Ocean Frontiers and Sunset House), plus the Brac SCUBA Shack on Cayman Brac and CCMI on Little Cayman, obtained permits from the Department of Environment and have been growing staghorn coral in small nurseries. This work has led to clippings from these nursery corals being planted back out on the reef. Over time they have grown and begun to reproduce more coral. This has also been dependent on the health conditions of Cayman’s reefs. However,

this labour-intensive programme is only effective for a few types of coral.

The best thing we can all do for Cayman’s reefs is not to hurt them in the first place. When boating, do not anchor in coral; when diving or snorkelling, be careful never to touch the reef and when fishing, obey the Marine Park rules, since a healthy fish population is important for a healthy coral reef. Perhaps the biggest threats to coral reefs are overfishing, pollution and climate change, therefore efforts to become sustainable are also significant. Anything that individuals or businesses can do to reduce their environmental impact will help Cayman’s coral reefs along with the rest of the planet.

Respecting the Reef

As the Islands’ greatest natural resource, home to nearly all our gorgeous fish, and our protection in the case of any natural disaster, it is essential that coral reefs are preserved and treated with respect. Divers can responsibly explore the spectacular reefs by following these small steps:

Never touch the coral Whether intentionally or by mistake, touching the coral can cause permanent damage. Never take pieces of coral as souvenirs. Keep control over your buoyancy so you don’t accidentally touch the reef. Remain aware of your fins and other diving equipment – make sure nothing is hanging loose which could brush against the reef.

Use reef-friendly sunscreens Recent studies suggest that most contemporary sunscreens, particularly spray sunscreen, contain the damaging chemicals (oxybenzone and octinoxate) which are toxic to coral and, even in tiny doses, can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen, which contains only mineral UV-blocking ingredients such as titanium dioxide and oxide, when you are in the water. Reeffriendly sunscreens can be purchased from Foster’s, Kirk Market and Le Visage.

No - Diving Overlay Zones

Currently, there are seven no-diving overlay zones in Grand Cayman and one on each Sister Island that restricts SCUBA diving without permission. Visit www.doe.ky/ marine/marine-parks for details.

LEARNING TO DIVE

Learning to dive is an essential activity for many new arrivals to Cayman. Popular training agencies for diver education and certification are PADI, NAUI, SDI, TDI, IANTD and SSI, offered by a variety of dive operators in Cayman.

Prior to committing to a full certification programme, many people try a Discover Scuba Course (formally known as a Resort Course). This ‘mini course’ consists of a short theory session where you’ll learn the simple dos and don’ts of diving, get an introduction to the equipment and learn some basic skills. You will first start in a swimming pool or shallow and confined open water to get used to being underwater before finally taking a shallow ocean dive

with your instructor. This programme normally takes three to four hours and is a great way to see if diving is for you.

While the Discover Scuba Dive is a fantastic introduction, it does have its limitations. You are limited to a shallow depth (40ft max) and you can only dive with the dive instructor, the shop you completed the course with or another dive centre referred by the instructor. If you want to go further, the next step is the Open Water Certification course.

Adult Open Water Courses

The open water courses are often completed in as little as three days and provide the licence you need to dive. Many people choose the e-learning route, which allows you to do the class work at home, and then the remainder of the course only takes two days. This option gets you in the ocean quicker and out of the classroom on your days off. Completion of this training is the minimum qualification required to rent equipment, go on excursions and

basically get you in and out of the water safely. Many dive operators on the Island offer flexible learning options designed to suit your schedule.

Dive Courses for Kids & Teens

The open water course is also offered to those aged 10 and up, and children under 15 are able to become certified as Junior Open Water Divers. Options also exist for you to be taught at home in your own pool.

For little ones, there are lots of educational and fun scuba/snorkel activities available. Programmes include SASY (from age five), Rangers or Seals (from age eight), Junior Open Water Diver (from age 10) and guided diving excursions to the shallow reefs, Stingray City and the Kittiwake. Programmes range from pool sessions to ocean adventures, with kids learning about marine life, fish identification, coral reefs, underwater photography or even cruising on an underwater scooter.

Divetech offers a beta-tested PADI Junior Divemaster Programme for ages 15-17. This course involves portions of full divemaster training, with some modifications for younger divers, and gives them the opportunity to undertake work experience, gain exposure to the industry and gain practical experience and knowledge. Credit from this programme can be applied towards the full divemaster credentials for up to 36 months after completing the course. Candidates for this course must have an Advanced Open Water and Rescue Diver certification, completed first aid/CPR training within the past 24 months and have a minimum of 20 logged dives.

The following companies also offer dive programmes for children ages five and up: Eden Rock Diving Center, Seahorse Diving School and Wall to Wall Diving.

Certified Divers

Shore diving is a very popular weekend pursuit. Don Fosters, Divetech, Eden Rock Diving Center and Sunset House are some of the oldest dive resorts on the Island, and all boast great shore diving.

As a certified diver, you can also go on boat excursions. For many, the main reason to dive in Cayman is to explore the beautiful walls and drop-offs. You will soon have your own favourite sites and your conversations will turn to North West Point, Tarpon Alley, Great House Wall, Orange Canyon and coral-covered passages, where you’ll see eagle rays, horseeyed jacks, sharks and hawksbill turtles.

Dive Trips

Before long, you will be taking two-tank (two dive locations) trips to explore the renowned beauty of the West Wall, which runs parallel to Seven Mile Beach, the breathtaking North Wall, and East End, where the scenery is some of the most dramatic. Generally, dive boats will leave early and get you home for lunch, however, there are afternoon trips as well. The first dive is usually one of the wall dives. Experienced divers will have the opportunity to explore with a guide or their dive buddy. The best thing about guided dives is that the instructors know where they are going and will show you the best a particular site has to offer, as well as the critters. After a short surface interval, you will be on a second dive on one of Cayman’s shallow reefs or wrecks. By exploring the nooks and crannies, you see a host of amazing creatures, including lobsters, eels, soft coral, sea anemones and more. In shallower waters, the colours will amaze you and are more vibrant due to the increased level of light.

Sunset House, with its sunken mermaid sculpture, provides great shore diving and boat dives, as does Divetech. Divetech’s mini wall is a must-see, as is the sunken 13ft sculpture of Guardian of the Reef, which is half warrior and half seahorse. Also, visit Ocean Frontiers in East End to experience dramatic wall dives and caverns. Finally, Eden Rock Diving Center offers easy access to Eden Rock and Devil’s Grotto. Once you have caught the dive bug, head over to the Sister Islands for a few days of diving some of Cayman’s pristine dive sites – just a 30-minute flight away. You will not

be disappointed with Bloody Bay Wall in Little Cayman, with its beautiful drop-offs, coral and marine life. Finally, Cayman Brac is famous for the Wreck of MV Captain Keith Tibbetts, an interesting and very popular dive site.

ADVANCED DIVING

Advanced Diving Courses

After completing your Open Water certification, you may want to complete further courses to build on your experience. The Advanced course introduces you to deep diving, navigation diving, plus three other speciality dives in areas that interest you. There is a small amount of classroom study required for the course, which can be done online, with the remainder of the course completed in the water.

Various other advanced courses include underwater photography/videography, search and recovery, stingray interaction, reef awareness, wreck diving, scooters, buoyancy, technical applications and the popular Enriched Air (Nitrox) course.

Technical Diving

Technical dives are conducted beyond the 130ft depth limit for recreational diving They require a decompression stop and occur beyond the light zone or in an overhead environment. This type of advanced, extended-range diving requires a commitment to safe, responsible, selfdisciplined diving.

If you are truly adventurous, you can learn to use Rebreathers (devices originally designed by the military that emit no bubbles or noise), mixed gases or certain techniques for extended-range diving. Rebreather diving (Closed Circuit Rebreathers/CCR) allows you to massively extend your dive time. You could spend three hours at 100ft and, as there are no bubbles, you’ll get up closer to the marine life. Nitrox, Advanced Nitrox, Normoxic Trimix, Trimix and Advanced Trimix courses enable divers to safely explore greater depths. This allows divers to dive to the same depths as normal scuba divers, but for a longer bottom time. It

also provides an extra margin of safety as it reduces the amount of nitrogen being absorbed by your body.

A Nitrox course usually costs CI$150 and one tank of Nitrox will only cost about CI$10 more than a regular tank of air. If you like diving within 100-150ft, Advanced Nitrox enables you to stay safely at these depths for about 45 minutes instead of the usual 10-20 minutes. Normoxic/Non-Hypoxic Training takes divers to the 200ft range, reducing oxygen content to about 18% and adding helium to buffer the effects of narcosis. For those wishing to go deeper (330ft+), Divetech can support rebreather diving with tanks and gasses.

You may even wish to turn your passion for diving into a career by becoming a Divemaster. Divemaster training develops your skills to a professional level. You will work alongside full-time instructors and get paid for it too!

FREE DIVING

Free diving is a form of underwater diving that relies on a diver’s breath instead of breathing apparatus. Being without equipment allows you to interact with marine life while strengthening your lungs and toning your muscles.

Currently, free diving courses are only offered at Ambassador Divers (Tel: (345) 916 1064). Ambassador Divers offers a PFI 20m/66ft class. Both courses include basic classroom lessons, followed by shallow water/pool skills and then open water free diving.

For those wanting to pursue free diving more seriously, there is the AIDA Free Diver (two days) and AIDA Advanced Free Diver (two days) free diving certifications. Level One teaches you the proper knowledge to participate in free diving depths of 60ft, as well as develop the skills necessary to train your body to be more efficient with breath-holding, respiration and muscle flexibility. Level Two will teach you the skills to participate in free diving to depths of 98ft. It will also teach you dynamic free diving to 180ft

and a static breath-hold for two and a half minutes.

LOCAL DIVE OPERATORS

Ambassador Divers

Tel: (345) 916 1064

www.ambassadordivers.com

A small dive operator with a PADI five-star IDC rating. They will introduce you to their favourite sites, including wrecks, reefs and spectacular wall dives.

Cayman Diving

65 North Church St, George Town

Tel: (345) 916 8487

Cayman Diving offers PADI courses, two-tank diving and snorkelling.

Deep Blue Divers

37 Seafarers Way, George Town

Tel: (345) 916 1293

Email: info@deepbluediverscayman.com

Divetech

Lighthouse Point, West Bay

Tel: (345) 925 1252 or www.divetech.com

Offers PADI courses, Discover Scuba Diving, two-tank boat trips, shore diving, night diving and trips to the USS Kittiwake.

Eden Rock Diving Center

124 South Church Street, George Town

Tel: (345) 949 7243

Email: edenrock@candw.ky

Great shore diving and snorkelling. Explore caves and tunnels just below the surface. Equipment rental and instruction available.

Ocean Frontiers Ltd.

344 Austin Conolly Drive, East End

Tel: (345) 640 7500

www.oceanfrontiers.com

Ocean Frontiers is a PADI dive centre offering all levels of courses. Dive trips include an East End two-tank dive, Kittiwake Wreck dive and UV glow night dives.

www.sunsethouse.com/scuba-diving

Sunset Divers offers discounted resident courses, equipment rental, shore and boat diving.

Seahorse Diving School

Tel: (345) 328 2778

Teaches various diving courses for children and teenagers.

Tortuga Divers

2289 Queen's Highway, East End

Tel: (345) 947 2097

Offers daily two-tank wall dives, afternoon shallow dives and weekly night dives.

Wall to Wall Diving

Tel: (345) 916 6408

Offers PADI courses and dive trips on their two large, custom–built 36ft and 32ft boats. They take a maximum of eight divers per boat.

Underwater Photography Lessons

Given the incredible beauty of Cayman’s underwater world, many find themselves wanting to capture it in photographs. The Island offers an opportunity to learn all types of underwater photography, videography and digital image and video editing. Private and semi-private classes are available. Serious dive-certified photographers also have the option of completing their PADI Digital Photography and PADI Videography certifications.

Cathy Church’s Underwater Photo Centre

Sunset House, South Church Street

Tel: (345) 949 7415

www.cathychurch.com

Sunset Divers at Sunset House Hotel

390 South Church Street, South Sound

Tel: (345) 946 6789

Email: reservations@sunsethouse.com

Cathy Church’s offers individual or small group underwater photography lessons for all levels and cameras. You can choose to learn with either Cathy or a staff member and select the date, time and duration of the lesson. You can also add a shore dive to your package. They also offer a free mini lesson with underwater camera rental and a set-up lesson with a camera purchase. SEE AD PAGE 272, 397 & 467

Travel

An overview of ideal destinations for weekend getaways or multi-day breaks. Destinations include the Sister Islands, Orlando, Jamaica, Costa Rica, other Caribbean Islands and places in the United States.

Over the past year, Cayman has witnessed a substantial boom in the tourism industry. Cayman Airways, our national flag carrier, continues to offer commercial flights to their eight previous destinations and now also flies direct and non-stop to Los Angeles, Denver, Panama and Barbados. Other airlines, such as Air Canada, American Airlines, British Airways, Delta, JetBlue, Southwest, United Airlines and WestJet, have also resumed their normal flight schedules. All these flights provide easy access for travellers from other Caribbean Islands, the US, Canada and Europe. Visit the airline websites mentioned in this chapter to learn more about seasonal promotions and sales. To find out more on travel restrictions for off-Island destinations, see page 474. Of course, planning your trip is made easier with the help of a trusted local travel agent. Visit the Travel Assistance section at the end of this chapter to find the right agency for you and your loved ones.

Locals and residents have been taking advantage of the incredible holiday destination right on their doorsteps as staycations have grown massively in popularity over the past few years. There are a variety of options available across Grand Cayman and the Sister Islands which appeal to all budgets and tastes, allowing you to fully enjoy everything the Cayman Islands has to offer.

Photos courtesy of Julie Corsetti, Davslens Photography & Anthony G. Marino

GRAND CAYMAN

Where to Stay

Depending on whether you have a single weekend or an entire week to wind down, you do not always have to go overseas to find a relaxing, vacation-like experience. Happily, Cayman lends itself to being one of the most popular tourist destinations in the world since there are so many opportunities to enjoy its pristine beaches, sublime food and seemingly endless list of activities. Accommodation options suit all budgets and preferences, from lower-budget accommodation, Airbnb and local resort deals to more luxury ‘staycays’ at private villas and five-star hotels.

Sights & Activities

Grand Cayman is teeming with activities that allow you to enjoy all the natural beauty the Island has to offer. The worldfamous Stingray City is an absolute mustdo for any resident or visitor to Cayman and is often described as the experience of a lifetime. Stingray City is home to several friendly Southern Stingrays that you can touch and swim with. To book a tour and make a day of it out on the water, turn to our Boating chapter. Cayman also has a thriving diving community. See our Diving chapter for more details. Cayman’s largest land-based attraction, Cayman Turtle Centre (Tel: (345) 949 3894), hosts more than 500,000 visitors each year. See the new turtle hatchlings (when in season) right up to turtles weighing more than 500lbs. Then head to the Turtle Lagoon, where you can swim and snorkel alongside green sea turtles and other marine life. (SEE AD

PAGE 433 & 443) Take a trip through history at Pedro St. James Castle (Tel: (345) 947 3329), which was the venue for not only the decision in 1831 to form the Cayman Island’s first elected parliament, but also the announcement in 1835 that slavery had ended in the British Empire. (SEE AD

PAGE 394) Visit Queen Elizabeth II Botanic Park (Tel: (345) 947 9462), Cayman’s only botanical garden, opened by Queen Elizabeth II herself in 1994 and home to an incredible variety of local flora, fauna

and wildlife. Explore the Cayman Crystal Caves (Tel: (345) 949 2283), which were formed over millions of years and see stalactite and stalagmite crystal structures and otherworldly formations. Email: info@ caymancrystalcaves.com or visit www. caymancrystalcaves.com. (SEE AD PAGE 432) Visit the Island’s oldest surviving public structure, the Cayman Islands National Museum (Tel: (345) 949 8368).

For more information on activities and things to do in Cayman, turn to the Activities for Adults chapter.

Condo & Villa Rentals

The following rental agents can help you secure staycation accommodation in Grand Cayman.

Cayman Villas

Tel: (345) 945 4144

Email: reservations@caymanvillas.com www.caymanvillas.com

Cayman Villas has over 60 beachfront condos, private villas and quaint cottages. They offer a selection of beachfront properties for shortterm vacation rentals, as well as full concierge services to help you plan your staycation. All villas and condos are fully equipped with A/C, WiFi, SMART TV and a local phone.

The Cottages

Austin Connolly Road, Queens Highway, EE Tel: (345) 938 7829

Email: stay@thecottagescayman.com

Offers 10 individual cottages, built in authentic Cayman-style fashion with modern interiors. Each cottage features rare Caribbean decor, convenient kitchenettes, luxurious bathrooms and amenities. Guests can expect daily breakfast, themed nights and live entertainment on selected evenings.

Encompass Luxury Rentals

Tel: (345) 326 4562

Email: tkline@encompasscayman.com

Grand Cayman Villas & Condos

Tel: (866) 358 8455

Email: reservations@grandcaymanvillas.net www.grandcaymanvillas.net

Manages bookings for over 100 private villas and 200 condos. Owns and operates a concierge service called Silver Thatch Guest Services on Frank Sound Road. They also offer comprehensive recommendations to help shape your perfect travel experience. From guidance on concierge and car rental to knowledgeable suggestions on personal chefs and ocean activities, they can assist you.

The Mastic Chapel Cottages

North Side

Tel/WhatsApp: 1 (941) 999 0554

www.caymanvacation.com/vacation-rentals/ mastic-cottages-grand-cayman-vacation-rentals

The Mastic Chapel Cottages offers three separate, unique and beautifully decorated, high-end luxury cottages. The Mastic Chapel Cottage is particularly special, reminiscent of a church and featuring a vaulted ceiling with stained glass arched windows. The Mastic Chapel Cottages are set in 11 acres of nature, offering a secluded getaway for those who want to escape from it all. The property, which neighbours the Mastic Trail, also features two pools, a nature trail with endemic plants and a variety of bird species, outdoor BBQ and lounge area, plus they are only two minutes from nearby beaches. SEE AD PAGE 395

Ocean Paradise

1234 Rum Point Road, North Side

Tel: (345) 924 9249 or (345) 925 3101

Offers five luxury homes on the beach.

Hotels

A weekend at one of Grand Cayman’s hotels can feel like a luxury getaway. The Marriott Beach Resort, The Ritz-Carlton, Kimpton

Seafire Resort + Spa and The Westin Seven Mile Beach Resort all offer regular resident discounts throughout the year. Supporting Cayman’s leisure industry wherever possible is highly encouraged and very important. Many hotels offer attractive local rates.

Caribbean Club

871 West Bay Road, Seven Mile Beach

Tel: (345) 623 4500

Email: reservations@caribclub.com

www.caribclub.com

The location, in the heart of the famous Seven Mile Beach, speaks for itself. Caribbean Club offers suites and villas for 2-10 people ranging from one-bedroom to four-bedroom homes. Daily cleaning and a beach attendant providing towels and umbrellas are part of the relaxing, luxury hotel atmosphere. Their onsite restaurant, LUCA, serves lunch and dinner and delivers room service, as well as delicious food and drinks on the beach. SEE AD PAGE 33

Kimpton Seafire Resort + Spa

60 Tanager Way, Off West Bay Road, SMB

Tel: (345) 746 0000

www.seafireresortandspa.com

The Kimpton Seafire Resort + Spa is a contemporary paradise elevated 24ft above sea level featuring panoramic ocean views, a three-part infinity pool, a full-service spa and three restaurants.

Wyndham Reef Resort

2221 Queens Highway, East End

Tel: (345) 640 0100

A family-friendly resort located on the beach and a popular staycation spot for residents. Dip into the crystal clear waters or one of the multiple pools available and relax in the spa. Guests can also enjoy tennis and eat at one of their two restaurants. Ocean Frontiers Ltd. is on-site, offering great water activities.

Pet-Friendly Staycations

If you are concerned about arrangements for your pets whilst you are planning a staycation, why not bring your pet with you? The following places offer pet-friendly accommodation:

The Cottages

Austin Connolly Rd, Queen’s Highway, East End Email: stay@thecottagescayman.com

Grand Cayman Marriott Beach Resort

389 West Bay Road, Seven Mile Beach www.marriottgrandcaymanbeachhouse.com

Kimpton Seafire Resort + Spa

60 Tanager Way, Seven Mile Beach www.seafireresortandspa.com

THE SISTER ISLANDS

If peace and tranquillity are what you desire, then look no further than Cayman Brac and Little Cayman. Affectionately known as the Sister Islands, Cayman Brac and Little Cayman are known for their unique identities, offering an experience very different from that of Grand Cayman. For additional information on the Sister Islands, visit www.explorecayman.com or www.itsyourstoexplore.com. If you are planning on snorkelling, diving, or participating in aqua sports, it is important to be conscious that you may be spreading what locals know as SCTLD (Stony Coral Tissue Loss Disease). Visit www.doe.ky/ marine/sctld to learn more about how you can help prevent the spread of SCTLD, thus helping to preserve our naturally abundant coral reef ecosystems.

How To Get There

There is no ferry service between the Islands, so you’ll have to travel by air or a private boat charter.

Cayman Airways

www.caymanairways.com

Cayman Airways has been Cayman’s national flag carrier since 1968. They offer daily flights to the Sister Islands and nine other destinations. Travel time is approximately 40 minutes to Cayman Brac and 35 minutes to Little Cayman.

Cayman Islands Helicopters

Tel: (345) 943 4354

www.caymanislandshelicopters.com

Travel and explore the Sister Islands with Cayman Islands Helicopters.

CAYMAN BRAC

The Brac, which is Gaelic for bluff, is known for its charm, friendliness and its dramatic scenery. A haven for a multitude of bird species, Cayman Brac has a parrot reserve created by the National Trust of the Cayman Islands. It also boasts the Cayman Islands’ oldest museum and the highest elevation of the three Islands at 152ft. The terrain boasts a plethora of hidden caves, winding trails and a unique cultural history.

Sights & Activities

Explore the Cayman Brac Museum, the Cayman Brac Heritage House, the parrot reserve, the wreck of Captain Keith Tibbetts, the caves and the bluff, or go fishing or bicycling. For a more in-depth expedition, free guided tours of the Island are offered by the District Administration with trained local guides. Tours are available Monday-Friday, however they do not provide transportation. Tel: (345) 948 2222 for details and bookings. Small group diving can be arranged through the Brac Scuba Shack. Tel: (345) 925 3215 or email: info@ bracscubashack.com. If you need a rest after all that activity, The Beach Spa offers a range of spa treatments and beauticians can come to your hotel or home. Tel: (345) 925 2772 or email: info@thebeachspa.com.

Rock Iguana Ltd. is the first rock climbing and adventure tourism company in the Cayman Islands. They offer rock climbing and rappelling tours suitable for all levels of skill. Tel: (345) 936 2722 or email: info@ climb.ky.

Where To Stay

There are a variety of places to stay, most offering special room and dining rates for residents.

Brac Caribbean Beach Village

www.braccaribbean.ky

Offers two-bedroom oceanfront condos.

Carib Sands Beach Resort

www.caribsands.com

Carib Sands offers one, two and threebedroom condos.

Cayman Brac Beach Resort

www.caymanbracbeachresort.com

Located on the beachfront, the resort caters largely to divers but has special non-diver rates for residents generally available within 30 days of your desired stay. They also have an on-site restaurant.

Le Soleil d’Or

2147 South Side Road, Cayman Brac

Tel: (345) 948 0555

Email: reservations@lesoleildor.com

www.lesoleildor.com

Le Soleil d’Or is a boutique inn by the ocean featuring a 20-acre, organic estate and farmto-table dining. Guests will enjoy a daily complimentary breakfast, free WiFi, access to the beach club, bicycles, fitness centre, basketball and tennis court. A guided tour of Le Soleil d’Or’s 20-acre farm is also offered.

How To Get Around

Most resorts offer free bicycles which can be used whenever you want, however, it is quite nice to spend a day or two really exploring. Options for car hire include B&S Motor Ventures (Tel: (345) 948 1646), C.B. Rent-A-Car (Tel: (345) 948 2424) or Four D’s (Tel: (345) 948 1599). For car rentals, you need to be 25 or older and have a valid driver’s licence. Scooters can be rented from Electra Mobility Scooters (www.electra.ky). For scooter rentals, you need to be 17 or older.

LITTLE CAYMAN

Little Cayman is the smallest and least developed of the three Islands. A nature lover’s dream, the Island consists of 10 square miles of unspoiled surroundings, including more than a dozen secluded beaches, numerous lagoons and tropical forests strewn with orchids. Today, the Island is most commonly known in the diving community as the “Mecca of the Caribbean”. Bloody Bay Marine Park draws the majority of visitors to the Island and most of the resorts have dive centres.

Coined by the award-winning marine biologist Sylvia Earle as a ‘hope spot’ for conservation due to its untouched ecosystems, attending a Central Caribbean Marine Institute (CCMI) ‘reef lecture’ is a great way to learn more about why the coral reefs are so essential to life underwater. CCMI offer educational research station tours, which is a great family afternoon activity. Visit www.reefresearch.org for more information on booking and research.

Venture to the remote Point of Sand for a private swim or snorkel and row out to the tiny, deserted Owen Island to enjoy nature in its most pristine form. Rent a scooter, which some Little Cayman experts say is the best way to see the Island’s charm and ride out to the quaint Island-style drink stand on the eastern end.

Sights & Activities

From bird watching, bicycling, beach picnics and sunbathing to exploring, diving, fishing and observing the enormous Sister Island rock iguanas, there are many things to do even though it is such a small island.

To unwind, contact The Little Cayman Spa at Little Cayman Beach Resort (Tel: (345) 948 1033) for spa treatments and a wide range of spa offerings.

the sport. Bonefish can be found on the ‘flats’; these are inshore waters that are typically shallow and covered in turtle grass. In many areas of Little Cayman, you can find these flats right along the edge of the coastline. They are considered to be among the world’s premier gamefish and are highly sought after by anglers.

On the south side, there is an inland pond that got its name ‘Tarpon Lake’ because it is packed with tarpon. To access the fish in the lake, you will need a guide or a small boat because you need to row around. At sunrise, it is possible you may witness what is known as the ‘tarpon frenzy’, when the Gambusia minnows (a small bait fish) get pinned against the edge of the pond by a large number of tarpon. The minnows are unable to shelter in the roots of the mangroves because hundreds of herons and egrets are waiting on the

Visitors also come to enjoy the privacy as well as the quiet and timeless beauty of the Island’s unspoiled natural splendour.

our Boating chapter for information on fishing in Grand Cayman.

How To Get Around

To hire a car, contact Little Cayman Car Rentals (Tel: (345) 948 1000). For scooter rental, try Scooten! Scooters! (Tel: (345) 916 4971 or visit www.scootenscooters. com). Scooten! Scooters! are only open from November to June. You need to have a valid driver’s licence and be 22 years or older to rent a vehicle or 18 years or older to rent a scooter.

Where to Stay

Cayman Villas

www.caymanvillas.com

Cayman Villas offers a selection of beachfront condos and private villas for short-term vacation rentals. The properties are all unique and come with great amenities, and some include bicycles, kayaks and paddleboards.

Little Cayman Beach Resort

www.littlecayman.com

With oceanfront and pool view rooms, the Little Cayman Beach Resort hosts both diving enthusiasts and non-divers.

Paradise Villas

Tel: (345) 948 0001

Email: iggy@candw.ky

Paradise Villas, located in Little Cayman, is a unique destination for those seeking a tranquil getaway. The ocean-facing accommodation offers 12 traditional cottages that sit just a few feet from the water’s edge and feature an on-site pool and hot tub overlooking the sea. Book your Little adventure today.

Southern Cross Club

Tel: (345) 948 1099

www.southerncrossclub.com

Offers 14 beachfront cottages. The resident rate includes three meals a day, diving and use of the resort’s facilities.

OFF-ISLAND DESTINATIONS

One of the highlights of living in Cayman is that you can visit other islands and international cities very easily. Our national

flag carrier, Cayman Airways, offers direct flights to multiple international and regional destinations, including the Sister Islands, Jamaica, Panama and Barbados, plus US destinations like Miami, Tampa, New York, LA and Denver.

Travel Restrictions

Before you book a flight to any off-Island destination, it is important to be fully informed of various travel restrictions in the region.

The US government recently reclassified Cuba as a ‘state sponsor of terrorism’. Therefore, travel experts are advising against travelling to Cuba due to the new restrictions on ESTA (Electronic System for Travel Authorisation) visa-waivers because of this reclassification. ESTA is the easy online approval process used by anyone travelling to the US on UK, European and other eligible passports. However, anyone who has visited Cuba since January 2021 is no longer eligible for an ESTA. This makes it much more difficult to travel to – and transit through – the US. Rather than a quick and inexpensive ESTA application, travellers would need to apply for a full visa; travelling to a US Embassy (Kingston, Jamaica is the closest to Cayman) for an in-person interview and paying much more. This process can take several months and getting the visa is not guaranteed. Therefore, travel to Cuba is not advised and anyone who has visited Cuba since January 2021 should check if their ESTA is still valid.

In August 2023, the Jamaica Civil Aviation Authority switched to an online paperless travel declaration system, which is mandatory for all passengers travelling to the island, including Jamaican nationals. Travellers must now use the Online Passenger Declaration Form instead of the paper C5 form. The online form can be completed up to 30 days prior to arrival.

For more in-depth and country-specific advice, we recommend consulting a local travel agency to ensure your itinerary is satisfactory and in accordance with local laws and regulations.

CARIBBEAN Bahamas

Home of the swimming pigs, the Bahamas is made up of 16 islands, which all have something different to offer, including diving, fishing and boating to shopping and dining. Other sights and attractions include surfing, exploring the blue holes, swimming with nurse sharks and snorkelling in underwater caves. They also have a wildlife conservation centre and 32 national parks which preserve vital ecosystems and their species. The capital, Nassau, exudes a special charm lent by a blend of ancient architecture and contemporary vitality. Bahamas is also well-known for their excellent golf courses. You can fly direct with British Airways.

Barbados

Barbados is known as “the birthplace of rum” due to its rich historical and cultural connection to the origins of the spirit. You can book rum tours to experience some of the oldest and greatest rums created or taste their delicious local cuisine at the best-known restaurants, like The Tides in Holetown or The Cliff in St. James. Be sure to tour the famous Harrison’s Cave and step into another world of glistening pools and hanging stalagmites. In July 2023, Cayman Airways announced a direct service between Grand Cayman and Barbados, helping connect our Islands to the Eastern Caribbean.

Jamaica

Jamaica, known as the land of lush rainforests, Red Stripe and reggae, offers a unique experience. Montego Bay’s nightlife appeals to those looking to socialise, while its tranquil waters and diving scenery attract those seeking to unwind. There is also a variety of Jamaican handicrafts and artwork at the open-air craft market on Harbour Street. Activities include the Rose Hall Estate, river rafting and zipline canopy tours. In Kingston, Jamaica’s capital, sits the Blue Mountains. The highest peak is 2,256m and you can take the seven-mile hike to the summit. These mountains offer

spectacular views and hiking trails and are home to the famous Blue Mountain Coffee Plantation. Ocho Rios is another great location, putting you in the centre of many attractions, including the Blue Hole, Mystic Mountain and the famous Dunn’s River Falls.

CENTRAL AMERICA

Costa Rica

This nature and adventure-lover’s paradise is filled with mountains, volcanoes, waterfalls, rainforests and winding rivers. Visit the picturesque waterfall of Llanos de Cortés or go white water rafting in the Turrialba area. Surfers also flock to the Pacific coast for great waves. Costa Rica is considered the safest country in Latin America, and a great option for families, students and thrill-seekers alike. The country certainly lives up to the national motto of ‘Pura Vida’– or ‘Pure Life’.

Honduras

Known as the centrepiece of Central America, Honduras is a vibrant country with clear turquoise waters, beautiful beaches, lush jungles and breathtaking mountains. Tour the ancient Mayan ruins of Copan, a UNESCO world heritage site, and enjoy scuba diving, white water rafting, zip-lining, bird watching and mountain treks. The Bay Islands are also incredible. Utila is renowned for year-round sightings of whale sharks and Roatán is well known for its pristine beaches, world-class dive sites and rich marine life.

Panama

With the Cayman Airways direct flight, in just under two hours, it is possible to enjoy a cup of the exclusive Geisha coffee, snorkel with the abundant marine life, or even go zip-lining through the tropical rainforest canopies. Panama’s good transportation infrastructure and the main currency being the US dollar, makes it a convenient getaway option. Enjoy a plate of fresh ceviche, spend the day visiting the historic Panama City canals or even go on a Catamaran tour to Taboga Island.

NORTH AMERICA

Los Angeles, California

Los Angeles has something for everyone! This sunny city is known for the Hollywood film industry, Venice and Santa Monica beaches and the Lakers basketball team. Roam the Hollywood Boulevard, Santa Monica Pier, the Hollywood sign, Hollywood Walk of Fame, Rodeo Drive and other sights and attractions. As of November 2023, Cayman Airways offers two direct flights a week to Los Angeles.

Miami, Florida

There is lots to do in Miami! Designer clothing can be found at Bal Harbour, Merrick Park and Aventura Mall. For the little ones, visit Crandon Beach Park, Jungle Island, the Miami Children’s Museum or the Miami Seaquarium. For an off-thebeaten-track adventure, visit the Everglades and the Alligator Farm. Since Miami is just over an hours’ flight away, this makes it the perfect shopping or golfing getaway.

Orlando, Florida

Orlando is known as the capital of theme parks around the world, featuring SeaWorld, Epcot and Universal Studios. There are also numerous waterparks. Accommodation is spacious and affordable. Choose the Cayman Airways direct flight to Tampa, followed by a two-hour car ride to Orlando.

New York

New York is a great option for a quick getaway with a different atmosphere. Popular attractions include Times Square, Central Park, the Statue of Liberty, Coney Island and the Empire State Building.

Denver, Colorado

Discover the Rocky Mountain National Park on foot through its many nature trails or embark on a guided tour. With everything from the Denver Brewery tours to nightly ghost tours, Denver is an exciting yet affordable vacation option. From January to August, Cayman Airways has direct flights to and from Grand Cayman.

Toronto, Canada

While Toronto’s most well-known attraction is the famous CN Tower, the city boasts some of the best shopping malls and clubs in the country. The Royal Ontario Museum and Ripley’s Aquarium of Canada are a few must-visit points of interest.

TRAVEL ASSISTANCE

TRAVEL AGENTS & AIRLINES

Cayman Private Aviation

100 Owen Roberts Drive, George Town

Tel: (345) 936 7001

Email: info@caymanprivateaviation.com

www.caymanprivateaviation.com

Cayman’s only locally-owned and operated luxury private jet charter.

Cayman Travel Services Ltd.

Tel: (345) 949 5400

www.caymantravel.ky

Specialises in corporate and leisure travel.

Travel Pros

Tel: (345) 949 8182

Email: info@travelproscayman.com

Offers corporate, individual and group bookings, cruises, US visa applications and tours.

TRAVEL INSURANCE

CG BritCay

BritCay House, 236 Eastern Avenue, GT

Tel: (345) 949 8699

Email: property_ky@cgcoralisle.com

CG BritCay offers cost-effective travel insurance that covers an individual trip, as well as convenient annual policies. CG BritCay delivers both professional and personalised services to protect your livelihood and lifestyle.

SEE AD PAGE 140

Cayman Travel Services Ltd.

Tel: (345) 949 5400

Offers a comprehensive range of international travel medical insurance products.

Travel Pros

Tel: (345) 949 8182

Email: info@travelproscayman.com

Their travel insurance policies cover medical costs, emergency evacuation and more.

Index 2024

1503 Property Group 17, 176

A & E (Accident and Emergency) 363

A. L. Thompson’s 183, 194, 201, 208, 209, 210, 251, 280, 281

AAA Caregivers 288, 366, 403

Abernethy & Associates 228, 229

Accounting & auditing firms 72-73

Acumen Group 49, 73

Advanced diving 468

Advertising agencies 73

Affinity Recruitment Ltd 47, 49, 95, 98

Agricultural Show 30

Air cargo 114

Air conditioning 82, 179-183

Air conditioning cleaning 180

Aircraft registration 42

Alcohol 241, 242, 256

Alternative medicine 383-389

Aluminium recycling 186, 247

AMB Construction Ltd 226

Amber Yates - Century 21: 164, 174

Animal abuse 414

Antenatal care 367, 399

Antiques 272

Aon Risk Solutions 38, 139, 349, 351

Appleby 74, 160, 169

Appliance repair 183

Architects 222-225

Art classes 330, 436, 450

Art galleries 272

Art Nest 272, 291, 330, 420, 436, 451

Art supplies 273

Ashley Furniture 202, 279, 281

Asset management 50-53

Associated Industries (ACE) 202, 203

Athletics 445, 455

Atlantic Kids & Atlantic 275, 276, 277, 284, 286, 407

Attorneys and law firms 74-77

Audiophile 207, 278

Autoshield 267

Avalon Marine 337, 343

Avata Property Services Ltd 173, 175

Aventis Dental 365, 379

Azure Realty 150, 174

Baby & toddler equipment 407

Babysitters & nannies 188, 288, 403

Baker Tilly 72

Bakeries 232

Balboa (Wreck of) 465

Ballet 446, 456

Banana boat rides 439, 441

Banking - Business 34, 70

Banking - Personal 126-130

Banns of Marriage 392

Baptist Health International 353, 356

Baraud 49, 98

Barcadere Marina 339

Bars 236-238

Baseball 445

Basketball 445, 455

Bat removal/conservation 189

Batabano Carnival 30, 423, 437

Baysyde Biz 78, 295

BCQS - Rentals 177

BCQS International 171, 226, 228

BDCL Architects 222, 225

Beauty products 273-275

Beauty salons 290

Becky’s Closet 284, 291

Bedell Cristin 37, 74, 93, 98, 106

Bedside Manor 204, 277, 281, 407

Beer 240

Behavioral Health Associates 373

Berkshire Hathaway 7, 174

Bicycle repairs 289

Bicycles 267, 275, 434

Birds (Importing captive) 409

Bistros 232

Blackbeard’s 241

Blacktower Financial Management Ltd 51, 56

Blocks & insulated concrete forms 220, 221, 248

Blue Iguana Conservation 434, 441

Blue Point Consultants 108, 171, 228

Boarding schools 317-320

Boat fuel 340

Boat insurance 336

Boat licensing fees 338

Boat maintenance 337-338

Boat rentals and leasing 340

Boat security 336

Boat tours 340

Boating - Areas 334-335

Boating - Buying a boat 337

Boating rules 335

Boats and hurricanes 336

Bodden & Bodden 75

Bodden Funeral Services 125

Bogle Insurance 140, 141, 337, 351

Bon Vivant 183, 212, 243, 281

Bonfires 30

Book club 420

Bookkeeping services 73

Books & stationery 275

Boot camps 455

Botanic Park 396, 432, 441

Bould Consulting 171, 172

Bowling 447, 458

Boxing 445, 455

Breast pumps 405

Bridal gifts 394

Brunch 243

Build Cayman 173, 220, 227

Building a green home 248

Building a home 211-229

Building professionals 222-229

Building supplies 275

Business - Establishing 60-67

Business hours 31

Butterfield Bank

, 127, 128

-265

Buying in bulk 275, 240

Cadet corps 453

Cafés 232-234, 238, 442

Cali (Wreck of) 465

Camana Bay 18, 158-159

Cameras & photographic equipment 276

Campbells Attorneys 68, 75, 162, 169

Camping 30

Captive insurance 40

Car cleaning/wash 267, 289

Car dealers (New & Used) 263-265

Car insurance 139-142, 260

Car maintenance 265-267

Cardiology 364

Carers - elderly 120

Carey Olsen 68, 75

Caribbean Alliance Insurance 140, 142

Caribbean Club 33, 396, 471

Caring Hands 120, 366

Carrie Lee (Wreck of) 465

Catboat Regattas 29

Catering 243

Cathy Church’s Photo Centre 272, 276, 296, 397, 467, 469

CayCubs 442

Cayman ABA 374

Cayman Airways 472, 472, 475

Cayman Animal Hospital 410

Cayman Brac 165-166, 472

Cayman Canine Training 412, 413

Cayman Clinic 359, 360, 365, 369

Cayman Dental 379, 381

Cayman Family Law 106, 122

Cayman Finance 42

Cayman First 139, 140, 350

Cayman Hand Centre 369

Cayman Hearing Center 383, 384

Cayman Insurance Centre 140, 142, 351

Cayman International School 306, 307, 311

Cayman Islands Brewery 240, 241

Cayman Islands Customs Agency (CICA) 112, 117, 262, 287

Cayman Islands Marathon 460

Cayman Islands National Museum 272, 434, 442

Cayman Islands Sailing Club 326, 340, 341, 438, 439, 448

Cayman Islands Stock Exchange (CSX) 42

Cayman Islands Yacht Club (Marina) 339

Cayman Learning Centre & School 312, 322

Cayman Management Ltd 66, 68, 70

Cayman National Bank 51, 53, 128, 249

Cayman Neurosurgeons International 367

Cayman News Service 41, 294

Cayman Orthopaedic Group 370, 371

Cayman Pet Paradise 413, 414

Cayman Physiotherapy Ltd 383, 385, 386, 387, 405

Cayman Prep & High School 312, 313

Cayman Rugby Club 448, 459, 460

Cayman Surgery 358, 365

Cayman Trench 27

Cayman Turtle Centre 396, 433, 441, 443, 444

Caymanian culture 29-30

Caymanian passports 100

Caymanian Status 97-98

Caymanite 27

Caytech Air Conditioning 180, 183

Cell phones 130, 256

Cellular World 132

Cemeteries 124, 125

Centre Island Properties Ltd 167, 178

CG BritCay 74, 140, 144, 350, 475

CG Landscape Architecture 222, 226, 208

Chalmers Gibbs Architects Ltd 198, 222, 226

Charterland 171, 228

Chatterbox 320, 321, 388, 406

Childbirth classes 402

Children and car seats 256

Children’s Clinic & Family Practice (The) 362, 373, 404, 405

Children’s dentistry 382

Chiropractors 383

Christmas 31

Christopher Columbus 25

Churches 429-430

CI Intellectual Property Office 62, 63

CI Monetary Authority (CIMA) 34, 42, 69

CIBC FirstCaribbean International Bank 51, 52, 128

Cigar bars 237

CIMPA 329

Cinema 436, 451

CIREBA 154, 156

Civil partnerships 393

Claudia Subiotto - Re/Max 159, 175

Climate 31

Clongowes Wood College 320

Clothes (adults) 276

Clothes (children) 277

CML 49, 99

Cocktail Week 242

Coldwell Banker 147, 175

Collas Crill 55, 68, 75, 122, 169

Colleges 324-326

Commercial office space 80

Community life 420-430

Computers & IT services 74, 278

Conch 342

Conference facilities 74

Construction management 196, 214-220, 225-226

Contractors 226

Conyers 75, 99

Cooking classes 243

Copyright protection 63

Coral nurseries 466-467

Coralisle Pension Services Ltd 144

CORE Energy Programme 250

Corporate services 67-69

Cosmetic medicine 365

Cost of living 110, 24

Costa Rica 475

Cost-U-Less 239, 240, 275, 276

CostWatch 137, 187

Counselling 373-377, 423-425

Courier services 297

Cracked Conch 235

Craft Market 272, 433

Cremation 125

Cricket 445-446, 455

Crighton Properties 124, 155, 175

Crossfit 446, 455

Cryptocurrency 55

Crystal Caves 432, 444

Cuba 474

CUC 49, 134-135, 187, 250

Culinary events 242

Cultural activities 434-437, 450-452

Cultural workshops 451

Currency 42, 111

Custom Closets 208

Customs & traditions 29-30

Cycling 434, 455

Da Vinci Centre (The) 273, 290, 382, 383, 384, 385, 387

Dance 30, 398, 446, 456

Dart 19, 79, 81, 149, 153

Dart Family Park 442

Darts 455

Davenport Development 2-3, 173

Daylight savings 31, 109

DDL Studio Ltd 171, 198, 222, 225, 228

Dental Centre (The) 380

Dentists 378-382

Department of Commerce and Investment 42, 65

Department of Environmental Health 124, 125, 191, 247

Dependants 44, 88-90, 407

Dept. of Education Services 300, 303, 323

derma Ltd 364, 365

Design Cayman 223

Design Studio 193, 198, 279, 281

Designer Windows and Doors 205, 227

Detail Pros 267

Diabetes 365-366

Dialling codes 130

Diesel 135-136

Digicel 84, 130, 131, 133

Dining on a budget 235-236

District health centres 354-355

Dive 365: 466

Dive equipment 278

Dive operators 469

Diving - Technical 468

Diving 464-469

Divorce 90, 96, 103-105

DMS Broadcasting 295

Doc Polson (Wreck of) 465

Doctors 359-363

Doctors Express 356, 357, 361

Doctors Express Pharmacy 385, 390

Doctors Hospital (The) 345, 352, 357, 359, 361, 363, 364, 367, 368, 371, 372, 400, 401, 402, 404

Dog sitting 413

Dog trainers 413

Dog-friendly restaurants 236

Dolphins 441

Domestic abuse 105

Domestic help & agencies 188, 403

Domicile 101, 122

Doors & windows 204

Dorm & Day 301, 319

Doulas 402

DP Economy Services Ltd 183, 186, 207, 227, 228

Dr. Foley’s Eye Clinic 369, 386

Dr. Matthias F. Herzig 371

Dr. Rommel El-Madany’s Clinic 366, 368, 400, 401

Dr. Wolfe’s Dental Centre 379, 381, 382, 406

Drinking & driving 256

Driving licences 257-259

Driving tests 257

Dry cleaners 291

Duty costs - Importing a car 263

Duty on imports 115-116

Duty on wedding gifts 395

Ear, Nose, Throat (ENT) 371

Earth Day Cleanup 253

Easter 30

Economy Car Rental 261

EcoSmart 82, 180, 181, 183

Edie’s 199, 205, 206, 208

Education - Professional 326-329

Education 298-331

Eighty One West 208, 283, 285

EisnerAmper 72

Elections 27

Electric cars 265

Electricians 183

Electricity 134-135

Electronics 278

Elevation Health & Physiotherapy 387, 405

Employee entitlements 71

Encompass Ltd 196, 201, 213, 226, 227

Endocrinology 365

Energy storage systems 250

Engagement rings 394

Engel & Völkers 11, 175

ENT (otorhinolaryngology) 371

Environmental disposal fee (cars) 263

Evening sailing trips 340

Event planners 291

Excess baggage 114

Exporting a car 263

ezShip Cayman 287, 297

Facial Aesthetics 365

Family matters 102-106

Family photographs 406

Family Practice (The) 361, 362, 364

Farmers

Financial history 33 Financial technology 38

Finding a job 46

Firearms/weapons 117

Fireworks 278

First aid 331

First Baptist Christian School 313, 314 First Baptist Church 429

FirstCaribbean Bank (CIBC) 51, 52, 128

Fishing 341-342

Flag

Flora

Florida

Connection 328,

Fly

Folk

Food

Footsteps School 314, 315, 322

Foster’s - Pharmacy 389, 390

Foster’s 231, 238, 240, 247

Foundation Companies 63

FrancisGrey

Frederick

Freight

Fresh

Full

Full

Funeral

Funerals 124

Furniture

Gallagher Insurance 74, 80, 141

Gas 135

General contractors 226-227

General practitioners 359-363

Geology 27

George Town Hospital (HSA) 352, 400

George Town landfill 191, 245

George Town Yacht Club 234, 341

Geothermal 252

Ginos 235

Girl Guides Association 427, 453

Glass recycling 186, 246, 247

Golf 439, 447, 456

Gourmet food 240

Government schools 303-305

Grace Christian Academy 314, 315

Green - At home 246-248

Green - At work 246

Green - Building 248

Green - Cleaning products 247

Green - Community projects 253

Green - Eating and drinking 245-246

Grocery Nest Cayman 385

Grocery stores 238-240

GT Automotive (KIA dealership) 257, 264, 266

Guardian of the Reef 468

Guns 117

Gymnastics 447

Gyms 456-458

Gynaecology & Obstetrics 367-368, 399

Hair salons 290

Hampson and Company 70, 75, 105, 106, 122

Hampson Corporate Limited 68

Harbour House Marina 337, 338, 340

Hardware 280

Health & wellness 344-391

Health City 352, Inside Back Cover

Health insurance 118, 137-138, 346-352

Health Services Authority (HSA) 351, 352, 354-355

Healthcare Pharmacy 388, 390

Helicopter rides 434

Hell Geological Site 432

Heritage Holdings 82, 293

Hew’s Cleaning Services 80, 186, 187, 289

High Achievement Academy 322

High schools 304, 311-317

History and culture test 94

History of the Cayman Islands 25-27

Hockey 447, 458

Holiday camps 453

Home automation 207, 278

Home Gas 135, 136, 248

Home improvements 192-210

Home inspections & site surveys 172

Home security 184, 207

Homeschooling 323

Homewares 281-282

Honduras 475

Hope Academy - Clinical Services 373, 375

Hope Academy 314, 316, 320

Horseback riding 447, 458

Hospitals - Local 352-354

Hospitals - Overseas 353, 356

HSM 67, 68, 75, 89, 99, 123, 168, 169

Hurricane supplies 282, 417

Hurricanes and pets 419

Hyde Shipping 111, 112, 115, 262

Hyperbaric oxygen therapy 384

Iberica Materials 200, 206, 209, 221

Immigration 43-45, 86-101, 407

Immigration consultants 98-99

Immunisations 300, 405

Import duty 115-116

Importing a vehicle 261-263

Importing food 116

Importing pets 408-410

Independent directors 37, 69

Inheritance tax 122

Institute of Cayman Islands Architects 224, 225

Insurance - Car 260

Insurance - Contents 139

Insurance - Health 71, 118, 346-352

Insurance - Home 138

Insurance - Life 119, 142

Insurance Co of the West Indies (ICWI) 141, 143

Insurance providers 74, 120, 139-142, 350-352

Integra Healthcare 354, 361, 404, 405

Integrated Solid Waste Management System 245

Intellectual property 63, 65

Interior Design Group 198, 279, inside front cover

Interior designers 196-200

International College of the Cayman Islands 325

International groceries 238

International Medical Group 356, 361, 385

International packers & movers 112

Index 2024

International Tiling Company (ITC) 206, 414

Internet providers/services 133-134

Invenio Global Search 45, 49, 91, 99

Investing in Cayman 50-59

Investment funds 35

Island Cleaners 291, 292

Island Doula 402

Island Electronics 183, 184, 207

Island Heritage Insurance 138, 141, 144, 337

Island Montessori 307, 309

Island Orthopaedics 371

Island Primary 299, 301, 315

IT services 74, 278

Jacqueline Ziemniak - Coldwell Banker 158, 175

Jacques Scott 241

Jamaica 409, 474

Jasmine 120, 366, 427

JEC Property Consultants 170, 171, 173, 214, 228 Jewellery 282, 394

John Doak Architecture 218, 223, 225

Johnson Design & Architecture 224, 229 JUNK 246, 247

K & A Services (Janitorial) 80, 186, 188, 289

Kass Coleman - RE/MAX 151, 175

KastleCay Ltd 216, 226, 229

Kayaking 437

Keith Tibbetts (Wreck of) 465

Kennedy Gallery 273

Kennels 413

Key cutting/locksmiths 292

KidsAbility 321, 375, 386, 389

Kindergarten 303-304, 311-317

King Pin Bowling 447, 458

King’s Sports Centre 442, 447, 457, 458, 459, 461

Kirk Freeport 274, 282, 395, outside back cover

Kirk ISS 74, 78

Kirk Marine 337, 341

Kirk Market 15, 238, 240, 395, 397

Kirk Office 77, 78, 273, 278

Kirk Pharmacy 391

Kitchens 200

Kiteboarding 437, 447

Kittiwake (The) 466

Kman Vets 411

Knighthead Annuity 59

Kosher food 234

Kristina King - ERA 154, 176

Label C Designs 5, 198, 201, 209, 279, 282

Landfill site 191, 245

Landscaping 188, 189

Language therapy 321, 388-389

Laser tag 439, 442

Laundry services 292

Law firms 74-77

Law school 325, 327

Leadership development 331, 453

Learning support 320-322

Leasing - Commercial property 80-82

Leasing a vehicle 261

Ledger & Looms 206, 282

Legal system 27

Letter of Wishes 122

Liberty Wealth 52, 57

Libraries 453

LIFE (Literacy is For Everyone) 302, 427

Lighting 117, 281-282

Limited liability company (LLC) 62

Linens 281

Lionfish 342, 466

Liquor stores 241

Little Cayman 166-167, 473-474

Little Trotters 307, 308

Live music 238, 436

Living expenses 110

Living.ky 12-13, 83, 195, 198, 201, 209, 219, 278, 280, 282

Local media 293-294

Local produce 239-240

Loeb Smith 36, 76

Logic 84, 130, 132, 133, 134

LOM Offshore Financial Services 52

Luxury Couture Beauty 274, 290, 397, 398

Mail Boxes Etc 112, 287, 297

Mangrove kayak tours 437

Maples 76

Marinas 338

Marine fuelling stations 340

Marine Park regulations 343

Maritime Authority (MACI) 42

Marksons Furniture 280, 282

Marriage 392-398

Marsh Management Services 141, 350, 351

Martial arts 447, 458

Mastic Cottages 395, 471

Mastic Trail 434

Maternity clothes 283, 403 Maternity leave 403

Mattress Gallery (The) 279, 280

McGrath Tonner Attorneys 72, 76, 99, 106, 169

McGrath Tonner Corporate Services 68, 72

Medical

Minerva 173, 289, 404

,

Nightclubs 237

North Sound Golf Club 447, 456

Notary Public 78, 294

Nova 49, 329, 426

Nursery schools 305-311 Oasis Pool & Spa 190, 210

Obstetricians, gynaecology 367-368, 399-400

359, 361, 366, 368, 373, 385, 400, 404 Ogier 68, 76 Omni Cayman 73, 75, 101

Cayman 375 One Heart Yoga & Apothecary 463

Ophthalmology 368

Optical Outlook 386

Optical Shop 369, 386

Optometry 386

Organic food 234

Orlando 475

Oro Verde (Wreck of) 465

Orthodontics 381, 382

OtisAir 82, 180

OtisHome 180

Outdoor living 208

Outdoors - ALT (The) 208, 209, 210

Overseas Asset Management (OAM) 51, 52

Overseas education 317-320

Overseas Territory 27, 34

Overseas treatment facilities 356

OWC Services 68, 78, 99

Pack Pet N Go 410

Paddleboarding 437, 444

PADI 327, 467

Paediatric dentistry 406

Paediatricians 372-373, 404

Painting contractors 185, 207

Palliative care 120, 366

Paradise Landscaping 189, 209

Paradise Villas 474

Paramount Carpets 21, 206, 221

Parkour 448

Parrots 409, 443

Parsons Air Conditioning 180, 182, 183

Partnerships - Business 36, 61

Party supplies & rentals 283, 291

Pasadora Family Dental Centre 380, 381, 382, 406 Passports (Baby) 407

Passports (Pets) 410

Passports 100

Paternity leave 403

Pathology 373

Paving and driveways 220

Peace of Property 73, 173, 174

Pedro St. James Castle 394, 396, 431, 444, 450

Penha Duty-Free 270-271, 274

Pensions 56, 143-145

Pensum Regenerative Medicine 365, 377, 388

Pensum Services 141, 337, 351

Permanent Residency 93-96

Permission to Continue Working (PCW) 94

Personal trainers 459

Pest control 184-185

Pestkil Ltd 184, 185

Pet grooming & pampering 413

Pet passports 410

Pet relocation services 410

Pet sitting 413

Pet-friendly staycations 472

Petrol 135-136

Pets - Adopting 411

Pets - Lost or injured 414

Pets - Ticks & fleas 412

Pets & hurricanes 419

Pharmacies 389-391

Phoenix Health Services 355, 357

Photo processing 296

Photographers 295-296, 397, 406

Physiotherapy 386-387

Piano tuning 283

Pickleball 448, 459

Pilates 459

Pilates Studio (The) 450, 457, 459

Piracy 25-26

275, 453

Pirates Week Festival 31, 437, 452

Pizza Boat 235, 236

Plants & garden centres 189, 283-284

Plastic Free Cayman 253, 423

Playgrounds & parks 441

Playgroups 406, 452

Plumbers 186

Podiatry 373

Pole fitness 459

Political system 27

Pool maintenance 190

Pool Patrol 190, 191, 210

Pooley Cabinets Design Studio 198, 202

Poor Relief payments 120

Population 28

Postal services 296-297

Post-natal support 405

Post-nuptial agreements 102

Power Flower 189, 209, 284

Powerhouse Gym 457, 458

Precious metals 55-56

Pre-natal classes 402

Prenuptial agreements 102

Preschool 305-311

Prestige Motors 264, 265

Priced Right 240, 276

Primary schools 303, 311-317

Printing & copying 297

Private schools 305-317

Procure Cayman 229

Professional training 326-329

Project managers (construction) 228

Propane gas 135

Property Cayman 176

Property Management Cayman Ltd 173, 175

Property management services 173

Property market overview 146-155

Property pitfalls to avoid 171

Property valuations 170

Proven Wealth (Cayman) Ltd 52, 58

Provenance Properties 149, 159, 176

Psychology 373-377

Public holidays 29

Public transport 268

Purchasing overseas 286-287 Quayside Surveyors 171 Queen Elizabeth II Botanic Park 396, 432, 441, 444

Radio stations (local) 293-294

RBC Dominion Securities 52, 54

81, 82

Realtors - Renting 177-178

Realtors - Sales 174-176

Rebecca Davidson Photography 296, 396, 397, 406

Rec Room (The) 457

Recruitment agencies 49

Recycling 186, 246-247

Recycling batteries 247

Recycling locations 247

Red Cross 285, 286, 330, 331, 426

Reinsurance 40

Reliable Industries 187, 188

Religious services 428-430

Relocation services 108 REM Services 173, 177, 178 Renewable energy 250

Rent costs 110, 177

Rental cars 261

Renting a property 176-178

Residential areas 156-167

Retirement homes 120

RF Bank and Trust 53, 55, 144, 145

Rhulens 82, 165, 176

Ritch Realty 176, 178

Ritz-Carlton (The) 233, 234, 273, 274, 284, 290, 396

Ritz-Carlton Golf Course (The) 284, 456

Ritz-Carlton Tennis Club (The) 284, 448, 449, 462

Roadside assistance 267

Robert Wood 197, 201, 205, 206, 208

Robson Construction 223, 227

Rock climbing 459

Rocky’s Diamond Gallery 282

Roller & Inline skating 448

Roofing 207

Roundabouts 255

Rugby 448,459, 460

Running 460

Sagicor 120, 121, 142, 144

Sailing 340, 439, 448

Sailing charters 340

School buses 256, 268

School uniforms 284

Schools - Government 303-305

Schools 303-317, 320

Scooters 260, 268

Scotts Marine 333, 336, 337

Seaboard Marine 115, 262, 287

Security - Boat 336

Security - Home 184, 207

Security Centre (The) 78, 183, 184, 207, 292, 336

SEL Inspections 226, 228

Seminary 325

Service clubs 422-423

Seven Mile Medical 359, 362, 378, 385

Sewage treatment 190

Shining Stars Education Centre 308, 309

Ship registration 42

Shipping by air 114

Shipping by sea 115

Shoes & shoe repair 284, 293

Shopright 238, 239, 241

Simply Weddings 393, 395

Sinclair Corporate Services 68

Sinclairs 74, 77, 78

Sister Islands 165-167, 472-474

Sister Janice’s Early Learning Centre 310

Site surveys 172

Smile Dental Clinic 378, 380, 381, 382, 406

Snorkelling 439, 465

Social clubs 420-422

Softball 445, 460

Solar power 250

Sole trader 61

Sotheby’s International Realty 157, 174

Spas 290, 387

Spaying & neutering pets 412

Special Economic Zone 65, 90

Spinning 460

Sports & fitness 454-463

Sports clothing & equipment 284

Sports medicine 369-371

Spray foam insulation 208

Squash 449, 461

St. Ignatius - Early Years Centre 310

St. Ignatius Catholic Church 429

St. Ignatius Catholic School 316, 317

Staged 204, 205, 280

StaMar Enterprises 112, 114, 287

Stationery 275, 398

Staycations 471, 472

Stem cell treatments 377

SteppingStones 49

Sticks and Stones 209, 280

Stingray City 433

Storm surge 418

Storytelling 437, 453

Strand Dental Clinic (The) 379, 381

Strand Medical Centre (The) 360, 362, 365

Strata titles 170

Strategic Wealth Preservation 56

Structural engineers 229

Student visas 91

Styles Beauty Salon 274, 290, 291

Sunglasses 285

Sunshine Suites 178

Supermarkets 238

Support services/groups 423-425

Surfing 439, 449, 461

Surveyors - Land 227

Surveyors - Quantity 228

Sustainable eating 245

Sustainable transport 253

Swift Auto Leasing 261, 262

Swimming 449, 461

Swimming pools & safety 210, 253, 402

Table tennis 462

Tailors 291

Taxation 35, 101

Telephone services 130-132

Television 134

Television stations (local) 294

Temporary accommodation 178

Temporary Work Permit 44, 90

Tennis 449, 462

Theatre 441, 452

Thrift shops 285

Time zones 109

Tipping 236

Tips for being green 247

Tomlinson Furniture 84, 205, 279, 280, 407

Tony’s Toys 259, 261, 264, 265, 266, 267

Total Health 357, 359, 362, 363, 391

Toys 275

Trade and Business Licensing 66

Trafalgar CS 69, 76

Travel 470-475

Travel agents 475

Travel insurance 475

Travers Thorp Alberga 69, 77, 103, 106, 123

Trees - Planting 188

Triathlons 450, 462

Trio Architecture 200, 215, 224, 229

Tropical Architectural Group (TAG) 224, 217

Truman Bodden Law School (The) 325, 327

Turtles & turtling 30

Tutoring 322-323

Ultimate frisbee 462

Ultrasound 357

Uncle Bill’s 201, 204, 209, 282, 289

Underwater photography lessons 469

Underwater wedding 397

Underwear 286

Uniko Eco Salon 275, 291

Universities 324-326

University College of the Cayman Islands 326 Upholstery services 208, 338 US taxation 101

US/American citizens 99-101

Used car dealers 264

Utilities 134-137, 187

Vampt Motors 264, 265, 266, 267

Vanguard Risk Solutions 142, 352

Vegetarian & vegan food 234

Vehicle licensing 259-260

Veterinarians 410-411

VHF radio 336

Vigoro Nursery 189, 209, 284

Village Montessori 310, 311

Visas 90, 91, 99-100, 474

Volleyball 450, 462

Voluntary organisations 425-428

Vy’s Closet 286

Walkers (Cayman) LLP 64, 77

Warehouse space 293

Waste management 191, 245

Watches, jewellery & repair 282

Water Authority 136, 137

Waterfront dining 234-235

Wealth management 50-53

Web design 73

Wedding bands 394-395

Wedding dresses 394

Wedding planners 395

Wedding services 392-394

Weights, measures & temperature 111

Wellness Centre (The) 321, 376, 377

WestPoint Inspections 172, 228, 229

Wildlife - Injured 414

Wills & probate 120-123

Window treatments 204-205

Windsurfing 439

Wine 117, 241, 242, 331

Wine tasting & dinners 243

Women’s health 367-368, 399-400

Work permits 43-45, 87-90

Wreck diving 465-466

Wreck of the Ten Sail 26, 33

X-ray 356, 357

Yoga 450, 463

Last Look

People who find the Cayman Resident magazine and website really useful.

Anne Briggs

As a working mum, Cayman Resident is an invaluable resource when seeking comprehensive information on services and activities for kids. You have so much great information at your fingertips, ranging from paediatricians to private schools and a listing of current summer camps. Cayman Resident offers a ‘one-stop shop’ that simplifies the search process and saves precious time. I find the link to the schools’ inspections reports particularly helpful and have shared this resource with many parents to help them make educated choices. Anne Briggs is the General Manager at Sunset House.

Greg Coburn

I moved to Cayman in December 2022 (just in time for the Christmas breeze), following a three-year stint in Guernsey. Whilst I am used to island life, there was a whole host of nuances that made moving to Cayman challenging. Luckily, my firm was kind enough to send me a copy of Cayman Resident, which was my go-to for everything from understanding the immigration process and shipping my belongings, to the cost of living and opening a bank account. If I need guidance nowadays, the website is my first port of call for all things relevant to living in Cayman! Greg Coburn is an Associate at Ogier.

Michelle Amos

I moved to Grand Cayman in January 2023 from chilly Alberta and while the weather is a big plus, it is the culture and the people that I have found amazing. I work in Human Resources and have shared the Cayman Resident magazine with many. It was invaluable for my own relocation, and having used it, I now know how great a resource it is for candidates considering a move to Cayman. It will help them research and learn more about these wonderful Islands. It’s a guide that you can dip in and out of, and is very comprehensive, easy to read and up to date. The information regarding hurricane preparedness is a must-read section. Michelle is the Chief Human Resources Officer at the Ministry of Health and Wellness.

Samantha Gibbon

I moved to Cayman almost a year ago and already it feels like home. I first visited many years ago when I worked briefly on a cruise ship so I already knew what a special place this is. Relocation was made much easier by the depth of information available in the Cayman Resident - from issues such as getting a driver’s licence, to learning where to buy a sieve (my husband is now thinking of taking up permanent residence in A.L. Thompson’s). We are looking forward to exploring more of the island as well as travelling further afield such as our recent trip to Ecuador and the Galapagos Islands. I am fortunate to be working in the wonderful community of Cayman Prep and High School and am delighted to be able to contribute to this special school.

Samantha Gibbon is Deputy Principal at Cayman Prep and High School.

Brooke Moore

I moved to the Cayman Islands in 2011 and the Cayman Resident magazine was my ‘Bible’ to relocating and settling in to this new country. Because of having this resource, and all its valuable information, it led to an easy transition for an international move. Twelve years later I still frequently use both the print publication and the website as there is valuable, up-to-date information for everyone. Whether new to the Island, or a long-term resident, the Cayman Resident will be your guide.

Brooke Moore is the Marketing & Communications Manager at HSA

Mike Azarnikow

From the moment I started planning my move from Australia, Cayman Resident became my go-to guide. Not only does it offer insights into the exciting and glamorous aspects of island life, but it also provides up-to-date practical information that is crucial for a smooth transition. Matters such as navigating import duties, setting up utilities or even obtaining a driver’s licence can often be complex and overwhelming when arriving in a foreign jurisdiction, but Cayman Resident’s comprehensive coverage and userfriendly website made them easily manageable. I still visit the Cayman Resident’s website frequently and would recommend it to anyone considering a move to the Cayman Islands – it is your essential companion! Mike Azarnikow is an Associate at Ogier.