Cayman Resident 2021 by Acorn Media

202 1

MAPS

ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME AND MUCH MORE!

EDUCATION

WWW.CAYMANRESIDENT.COM

Inspired Living Since 2003 Those with an appreciation for great design know unmatched inspiration for living combined with enduring style and taste. So whether it’s working with

house a home, we’re with you every step of the way. Needless to say, you’ll be known for your timeless sensibility and enduring good taste.

idgcayman.com | +1 (345) 745 4305 IDG, Seven Mile Beach, Grand Cayman, Cayman Islands

Away Cayman is a full-service custom interior and exterior design solution ďŹ rm. Our team of highly talented and skilled professionals has partnered with Davenport Development to offer complete home decor packages. The A Squared team works with multiple suppliers and manufacturers, giving clients in the Cayman Islands the possibility of purchasing a wide range of goods, whilst dealing with a single point of contact. We will coordinate and consolidate orders, arrange shipping and clear customs in Cayman. The specially-designed Away Cayman Islands service includes three packages ordered by the room or your entire home, starting as low as CI$4000. We are here to help your style become a reality.

A Squared Curated

Primavera

786-501-8808 | DESIGN@ASQUAREDDESIGNSTUDIO.COM | WWW.ASQUARED.KY |

SoBe

SOUTH SOUND

LUXURY TOWNHOMES - SELLING FAST!

ARVIA GRAND HARBOUR

90% SOLD - RESERVE YOURS TODAY

345.949.4979 • INFO@DAVENPORT.KY • DAVENPORT.KY

2021

Letter from the publishers Well what an extraordinary year 2020 has turned out to be! We had a huge earthquake (that measured 7.7 on the Richter scale), an uncontrollable landfill fire, a global pandemic, our borders closed to all tourists, we endured months of lockdown, and now we live with very strict quarantine protocols for all returning residents.

Go Digital 2021

Amongst all this turmoil we have updated Cayman Resident. It wasn’t easy during lockdown in April and May as businesses just did not know what tomorrow would bring, but as we began to emerge from lockdown, the resilience and hope of the Cayman people began to shine through; businesses were keen to let everyone know they were here, and that they were open for business.

202 1

MAPS ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS EDUCATION AND MUCH MORE! KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME

MAPS ABOUT CAYMAN WORKING IN CAYMAN IMMIGRATION FOOD & DRINK HEALTH PETS EDUCATION KIDS & ADULT ACTIVITIES FINDING, RUNNING & BUILDING A HOME AND MUCH MORE!

So, everything has been updated; no stone has been left unturned, and whatever we couldn’t fit between the 416 pages of this book has been posted on our new, completely revamped, and lightning fast Cayman Resident website. In our new Family Matters chapter, we highlight some commonly overlooked laws that can easily get you into trouble, how to get a pre or post nuptial agreement and how to get divorced in Cayman. On a more positive note, we provide details on how to move here under the Global Citizen programme.

WWW.CAYMANRESIDENT.COM

PUBLISHER’S LETTER

Download the new magazine today! All the benefits of the print version, plus... Advanced Search Active Web Links Email Enabled

With the help of our contributors we have updated thousands of pieces of information and completely rewrote the Disaster Preparedness and the Cayman a Global Financial Centre chapters. We are truly indebted to these experts who have given us their time and expertise to ensure that Cayman Resident is both factually correct and incredibly useful.

Compatible with Apple and Android Devices

For all new or existing residents of our beautiful islands, we hope you enjoy our 18th annual edition of Cayman Resident and we wish you and your family a safe, healthy, prosperous and happy 2021.

Visit www.issuu.com and search for

Cayman Resident 2021

Acorn Media PO Box 31403 Grand Cayman KY1-1206 Cayman Islands Tel: (345) 946 3200 Fax: (345) 946 2830 Email: info@acorn.ky www.caymannresident.com

CAYMANRESIDENT 2021

Charles Grover & Joanna Boxall Publishers, the Cayman Resident

EDIE’S. LIVE LIFE BEAUTIFULLY.

years ago, Isaac and Rhonda Edie established Edie’s Décor Ltd. because they wanted to offer Cayman the same quality products and services they used when building their home.

Now, four decades later, the company has helped thousands beautify their homes and businesses across the islands. During this time Edie’s has proudly maintained its position as a leader in the local Flooring and Soft Furnishings industries. Today, as a company holding true to its core principles, Edie’s reveals a revised name, logo, and energy as the next generation enters a new era of innovation and growth. The Edie family thanks the amazing community of Cayman for their continued support, and looks forward to another 40 years of service!

64 Eastern Ave, George Town, Cayman Islands +1 345-949-6348 info@edies.ky edies.ky

2021 Publishers Joanna Boxall - Editor Charles Grover – GM

Sales Charles Grover Deborah Roberts

Sales/Marketing Mahreen Nabi

Design/Production Julian Dalton

Researchers/Copy Editors Clare-Louise McGrath Rosita Ritch Jessica Wright Mina Whorms

Summer Interns Paris Broad Aimee Egglishaw

AC K N OW L E D G E M E N T S

Contributors Simon Boxall James Burch JC Calhoun Louise Desrosiers Lucy Frew Trisha Johnson Nick Joseph Robert Mack Anthony Mourginos Philip Paschalides Ingrid Pierce Prasana David Pytches Clive Thomas Benjamin Twidle Tamsin West

Photography Cathy Church Cayman Islands National Archive DRCL/Camana Bay© Julie Corsetti/Deep Blue Images John Doak Architecture Daria Keenan Rebecca Davidson Photography Courtney Platt Lisa Reid Justin Uzzell Guy Waller Monica Wojtkiewicz

Acknowledgements To create the Cayman Resident magazine and website every year takes a team of dedicated staff and the willing participation of industry experts. We owe our heartfelt thanks to: All the wonderful photographers and businesses who allowed us to use their amazing photos in this Jonathan Molyneaux edition and who went out and took specific photos when we needed something unique like a school bus, a recycling bin, a new office building or medical equipment. We are very grateful to you all! Thank you so much! We would also like to thank: Simon Boxall, from Hazard Management CI for updating our Disaster Preparedness chapter. JC Calhoun, from Coldwell Banker Cayman for giving us the latest updates on what has been happening in the Cayman property market. Louise Desrosiers, from Travers Thorp Alberga who wrote our new Family Matters chapter and shared her expertise on pre and post nuptial agreements and on getting divorced in Cayman. Trisha Johnson, from IRG who checked and updated our commercial office space information. Nick Joseph, from HSM for sharing his expertise on Cayman’s immigration laws and the new Global Citizen Certificate. Robert Mack, from HSM for writing about wills and probate, end-of-life medical laws, and dying intestate for our Retiring in Cayman chapter. Wil Steward, MD at Chalmers Gibbs Architects for his advice on how to build like a developer. Ogier who reviewed our Trade & Business licensing information to make sure it was up to date. Special thanks go to the team at Walkers who went above and beyond by writing and updating no less than ten sections of Cayman Resident: James Burch who updated our CLO information in the Global Financial chapter. Lucy Frew who updated the sections on Beneficial Ownership and Legislation to Meet Client Needs. Anthony Mourginos who updated the section on Taxation plus we feature him in the Last Look section at the back of this book. Philip Paschalides and Clive Thomas who suggested and then co-wrote our new section on Single Family Offices. Clive also wrote our section on Jurisdiction of Choice and co-wrote the Taxation section. Ingrid Pierce who updated the section on Investment Funds. Prasana who updated our section on Brexit. David Pytches who wrote our section on Trusts. Benjamin Twidle who co-wrote the sections on Beneficial Ownership and Legislation to Meet Client Needs. Last but not least, Tamsin West who updated the section on Companies and Partnerships. Thank you so much to all of our contributors! Without you updating Cayman Resident would be impossible.

On The Cover All our Cayman Resident 2021 cover photography was taken by Julie Corsetti and the talented team at Deep Blue Images. We would like to thank the Seymour family for allowing us to feature their two beautiful daughters on the cover and above.

Don’t be shy! We always welcome contributions, suggestions or photos to make this magazine even more informative and visually appealing each year. We would be very happy for you to send us anything that you think would be important for us to include. Or if you are a budding photographer and would like to get some of your photos published then send us your best. As you can see we publish a wide variety of images so don’t be shy! Contact Acorn Media on (345) 946 3200 or email: joanna@acorn.ky.

The Cayman Resident is published annually in November. Complimentary copies can be found at Government Information Services, Tel: (345) 949 8092; the Chamber of Commerce, Tel: (345) 949 8090; the Seven Mile Beach Post Office; the Airport Post Office and many other locations throughout Cayman. The information can also be found at www.caymanresident.com. All rights reserved. No part of this book may be reproduced or transmitted in any form or by any means: electronic or mechanical, including photography and recording without the prior consent of the publisher. While every effort has been taken to provide information that is as accurate as possible, the publishers and respective contributors and researchers do not accept any responsibility for injury, loss or damage occasioned to any person as a result of material in this book.

CAYMANRESIDENT 2021

TA B L E O F CO N T E N T S

ABOUT CAYMAN

FINDING A HOME

134

FOOD & DRINK

214

WORKING IN CAYMAN

BUILDING IN CAYMAN

202

TRANSPORTATION

240

ISLAND MAPS

The Cayman Islands Seven Mile Beach George Town West Bay Red Bay, Prospect, Savannah

01 ABOUT CAYMAN

History & Politics Customs & Traditions

02 CAYMAN – A GLOBAL FINANCIAL CENTRE Cayman’s Financial History Companies & Partnerships

03 INVESTING IN CAYMAN

Wealth Management Investing in Cayman Property

04 WORKING IN CAYMAN Finding a Job

10 10 12 14 16 18 22 23 27

32 34 40 40 47 50 52

05 RUNNING A BUSINESS

56 Trade & Business Licensing 62 Setting Up an Office 72

CAYMANRESIDENT 2021

06 IMMIGRATION

76 77 84 89 90

07 PREPARING TO MOVE

92 94 96 98

Work Permits Permanent Residency Immigration Services Visas & Passports

The Process of Moving Cost of Living Tables Shipping Considerations

08 RETIRING IN CAYMAN Wills & Probate End-of-Life in Cayman

09 BEING GREEN

Being Green in Cayman Waste Management in Caynan Recycling in Cayman

10 SETTLING IN

Opening a Bank Account Utilities Insurance Pensions

100 102 104 107 108 108 110 116 116 125 129 132

11 FINDING A HOME

134 140 152 160

12 RUNNING YOUR HOME

162 162 165

13 FAMILY MATTERS

170 171 175

14 LIVING IN CAYMAN

176 176 177 183

Overview of Residential Areas Buying a Property Renting a Property Maintaining Your Home Cleaning Services

Family Breakdown in Cayman Family Law Practices

Babysitters & Nannies Day Spas, Hair & Beauty Salons Purchasing Overseas

15 DISASTER PREPAREDNESS

184 Hurricanes 184 Earthquakes & Tsunamis 185

16 HOME IMPROVEMENTS Indoor Improvements Outdoor Living & Gardens Swimming Pools

189 194 199 200

HEALTH & WELLNESS

298

GETTING MARRIED

344

PETS

17 BUILDING IN CAYMAN Building Options Building Professionals

388 337 202 206 210

18 FOOD & DRINK Places to Eat Supermarkets Culinary Things to Do

214 216 220 224

19 SHOPPING Beauty Products Clothing Furniture Stores Toys

226 228 230 232 238

20 TRANSPORTATION Driving Licences Leasing a Vehicle Buying a Used Car Electric Cars

21 BOATING Where to Boat Buying & Maintaining a Boat Fishing

381

240 242 246 249 250 254 256 259 265

ACTIVITIES FOR ADULTS

360

22 EDUCATION Government Education Private Education Scholarships Vocational Training 23 HEALTH & WELLNESS

267 271 273 290 292

TRAVEL

Playgrounds & Parks Sports Cultural Activities

Health Insurance Pharmacies Medical Specialties

298 300 308 315

24 PETS Importing Pets into Cayman Veterinarians

337 337 339

344 345 347

25 GETTING MARRIED Planning Your Wedding Wedding Locations

24 HAVING A BABY

351 Obstetricians/Gynaecologists 352 Costs of Having a Baby On-Island 354 After Having a Baby 356

27 ACTIVITIES FOR ADULTS

Exploring Cayman’s Attractions Cultural Activities Watersports & Excursions

360 360 363 365

28 ACTIVITIES FOR KIDS & TEENS

406 368 369 372 377

29 COMMUNITY LIFE

381 381 387 389

30 SPORTS & FITNESS

392 393 394

31 DIVING

400 401 405

Clubs & Organisations Voluntary Organisations Religious Services Cricket, Crossfit & Cycling Gyms & Fitness

Wreck Diving Local Dive Operators

32 TRAVEL Staycations Sister Islands

406 407 408

INDEX

412

LAST LOOK

416

www. c a y m a n r e s i d e n t . c o m

TA B L E O F CO N T E N T S

239

COMMUNITY LIFE

North West Point

Boatswains Bay

LT SA

K EE CR

CAYMANRESIDENT 2020

» Grand Harbour

Acorn Pu blishing

Preston Bay

Village

Booby Pond Blossom

Bloody Bay Tarpon Lake

Acorn Pu bli shing

Little Sound

Beach Bay

Wearis Bay

Mary’s Bay Acorn Publi shing

Charles Bight

The Bluff

Point of Sand

West End

Jamaica

Cuba

Cedar Point

Bamboo Bay

CAYMAN BRAC

Hawksbill Bay 1 1

Miles

3 2

Kilometres 4

North East Point

Pollard Bay

The Bluff

Gun Bay

Colliers

Spot Bay

East End

Spotland Plantation

North East Bay

The Caribbean Dominican Republic

Haiti

Anchor Point

Cottage Point

Half Moon Bay

Old Man Bay

Frank Sound

Latin America

USA

Breakers

Frank Sound

Malportas Pond

Stake Bay

Meagre Bay Pond

NORTH SIDE

Hutland

Old Man Bay

GRAND CAYMAN

Pease Bay

BODDEN TOWN

Cayman Kai

RED BAY, PROSPECT, SAVANNAH, NEWLANDS & LOWER VALLEY MAP

South Hole Sound

Owen Island

Jackson’s Point

Booby Cay

Kaibo

Rum Point

C AY M A N I S L A N D S M A P

Newlands Red Bay Savannah Prospect Spotts Lower Valley

North Sound

SEVEN MILE BEACH MAP

GEORGE TOWN MAP

South Sound

GEORGE TOWN

Camana Bay

Snug Harbour

LITTLE CAYMAN

Jackson Point

Hog Sty Bay

Seven Mile Beach

Governors Harbour

WEST BAY MAP

WEST BAY

Spanish Bay

Conch Point

The Cayman Islands

©Acorn Media 2021

Alvin Sluchinski

Nitti Howe

Phillip Wood

Michelle Watler

Niki Foster

Harriet Lott

Guylaine Pomerleau

Lonney Love

Jennifer Philpott

Christine Brennan

Lisa Boushy Mack

Nikki Thomas

Heidi & Jon Kiss - Broker/Owners

WE ARE REAL ESTATE

345.623.1400 | evcayman.ky

PROUD MEMBER OF CIREBA.

C C

o St

t Yach

e riv D

a st Vi

re ho ns Ir o ive Dr

s La as is Br ive Dr

a nd

R C

D rive

riv e

A C

d Dr

E CR LT A S

Orc hi

S HIGH W A

Yacht

TE RL EY

ay h Qu

Raleig

ula

s nin

d for ter y Wa Qua t a ar cc y Ba ua Q

r Crighton Dr

The Grove

H Dr

Sa f e h aven

Ave Bay

Tree

Pinehu rst

ha ve

Lime

r nD

S a fe

Turnberry Drive

S E V E N M I L E B E AC H M A P

lD ta ys

uay kQ

Coo

uay mQ Dau

Cl na

on Nels ke a r D y Qua

y Qua

rd i Sa

Ave sula Penin

ay Galw y Qua ay a Qu Hoy

uay oe Q

Jellic

a os m Mi uay Q

ellan Mag y Qua

HIG HW

D ROA AY ST B

WaterMark

su l

in Pen

ce Prin uay Q rles Cha llan Mage a Quay Av llan e Mage e Driv

Ritz Carl

C C

t on D r

Palm Heights Driv e

Calico Quay

Jennifer Dr Andrew Dr

Britannia Drive

Emerald Lane

Stewart Lane

Accent Quay Dakota Quay

Newhaven Quay

H C C

Canal Point Dr

Victoria Lane

Banana Quay

Earth Cl

Kilometres

Lizar d Run Dr.

1/4

1/2

laris Ave So

L AWRE N C BLVD

LEY

Cres

N A

Kennedy Dr Greenwood Dr Washi gton

od Dr rwo

Se y m

r ake D

Cl Woodpe cker Woodl

Bodden R d

oln Dr

s Barne Drive

©Acorn Media 2021

r ky’s D Spar

C HU

Lin c

I n eL ruc

NOR TH

CAYMANRESIDENT 2020

ad Ro C o u r ts

goon Dr

epy Hollow D Sle r

wL ado Sh

Blue La

Slate Dr Helen Drive

Coral Sands C

TIBB E TT S

Marb el Dr

le at W

ncas te

Par kway Dr

C C

Parkland Close

Kinty

a Bre

ESTER

rA ve

Dr uail

T BA Y ROAD

S no oze Ln

C C C

WE S

C C

1/2

Minerva Dr

Harq

H H C C C

Nexus W ay

C C

Forum Ln

1/4 Miles

wa te

C C

1/8

Market St

s Dr Emeritu

Coral Beach

y it al qu

fre Grand Cayman’s favourite grocery store for special dietary & organic products. kirkmarket.ky

| TELEPHONE: (345) 949-7022

• 413 EASTERN AVENUE, GEORGE TOWN

Cl Pe b Gle W bles n ay en Cla y ton

Fou r

Ech Point S o St t Moxa m Rd Denh am T homp son Way ndalw ood Cr e

REET

m ge

ette Ave

Webster's Dr

e er

Sto new all D r

ATM

Lantana Way

y Cl wa

KS RD BAN FAIR

Leguinea

y Wa

er Blvd

pass

RT H S O U

y nn Bo ne An

GA TE

Cl Music

CR E

ERT

ROAD

B OWE N R O

in nk Ra

Vela

x Ro alifa

Bowie Cl Ln Crocket

r Alamo D brook Cr anD r

ERS O N H IGHWAY

es Cr

e St

D R

Industrial

Gra c

D t Cl n mon O R

hur nd Ly ve A

Cre

Cres

s Barne Drive

Portland R d

t a y u ga

rcial

od Dr rwo

Lin c

r G E O R G EolnTDOW N MAP

d Rea ry

Fern Circle

na Vi en

Ithmar Ci

Th ve eA

g ray Dr

Oly m p

ON DR IRATI ASP s alm P r s ve Sil Cre

ED D

d un

Eclipse D r

Annex Stadiu m

G . N IX O N

n aw irl Fa

le Circ

St in

Fa Rd

D Te m W pe Tem ay st wo ple An od St ax Oak irf Fa ay W t nd S Jul y S t ak O

Kennedy Dr Greenwood Dr Washi ngton St Rd

ELGIN A VEN U

NS T

DR ROY’S DR

Cl Woodpe cker Woodl

w irvie

Be b Clo ee se

Circle

Mulberr yD r

ACADEMY WAY

AR YS T

FORT S

d le R Ho k Scho ol Rd

Bodden R d

epy Hollow D Sle r

y Wa y’s nd Ra

Antoin

W ay

Willi a Haw ms Dr kin There s Dr sa Dr

ad Ro C o u r ts

Mill St

Thompson D r

arw Dr ick

Map le R d Ket ura hS t New por t St

Zeedah

W Pain dso rk R r d Ea st Blv d C oemer

Av ry e M D er r re n

Par Cir son’ cle s Me m Av oria l e

CARDINALL MA I

HARB O U

Ro Diaz Ln c T

Ashgo

le at W

utpos O St

Grand Old House

hela n

M el

Pad tondingLn

Co m Dr

Gw en Way t

Melr os e

Coral Sands C

WALKERS ROAD

Cres

H ch Con

W ay

UT A cord Con

SO th

ITA L SP HO

on y

McF i e ld Ln

S Temp leton t

ve ale A

Sor

we Rd O ld Cre

Palm e D ale Av

Succes Cir

A Bel r ir D

nu e

r Ci t Dr Lakef r on

San Sebastian

1/2

ROCK

Isl e W a

SHAM

Gra nd

Kilometres 1/2 1/4 Miles

ay Edge W ater W

1/8

1/4

ga Le

s den

n ttia L Poinse s Ln cu is Hib Tranquil n Ln Croto Way ane ado L s Avoc e a Cr n a c i p o r T

rel Dr

Duke

Way

Parrot Av e

nt Road

y Lords Wa

ec osp Pr

Hi nd

s la

Boilers Rd Pon d

» Rd dle Mid Hope Dr

©Acorn Media 2021 Gre ohn

Av e

Pine e Gl

na Ru

Printer Way

N O R T H SO U N D R D

T R U HO S M S EL AS L AV E

R CY DRI V E

Comme Ave

ncas te

nd on

Y A E W der AGN S Crusa y Wa

FAIRBANK S

Gorin g AVE DAH HUL BOBBY THOMPSON WAY

Belmont Cl

CAYMANRESIDENT 2020 Macle

Breaeyzy W

st e r Davi d Fo

DRI

ST Alto W ay

RC H Ryan Rd

C HU Gresscott Ln

R O A Windfern Cl

NOR TH

A r To W

Me lody Ln

14 Grackle Rd

RE ay W Birch Wood Rd

Ella Mae Gardens

AS R TE Rd

Dr D

Palm

Ln ce pru ze

d Mistrel Cl

I on

ar Canal Ln

our R d Se y m B

n er

ad Woodstock Ro

Bimini D r

Ln ation Carn

Selkirk Drive

Abbey Way

r ake D

n L Wre

wL ado Sh S

S La

ETT S H r ky’s D Spar

Dr l Gar

K d b ir ing

ac Pe

Passag Ln

Dr Island

Anchorage Ave Capta Cour

Admiral’s ve A

ding Lan otts

Tr op i

George Town S pi n

r a ke

Providing access to bespoke alter native investment opportunities to eligible investors since 2015

Telephone: (345) 922 1805 | Email: office@mooreandmooreinvestments.com www.mooreandmooreinvestments.com | Apollo House East, 87 Mary Street, George Town Moore & Moore Investments Ltd is incorporated in the Cayman Islands and is being registered with the Cayman Islands Monetary Authority pursuant to the Securities Investment Business Law. We will offer a securities arrangement service that is purely on an introduction only basis. The investments that we will provide arrangements in relation to will only be available to investors that meet the definition of either a “high net worth” and/or a “sophisticated” investor (as defined in the Securities Investment Business Law) and, by engaging our services, you will confirm that you are either a “high net worth” and/or a “sophisticated investor”. We will not be licensed or regulated to provide any other services to any other types of investors. For example, we will not be licensed or regulated to accept deposits, manage investments or offer advice on investments. Your decision to make any investments should only be made after considering seeking independent financial advice and reviewing the information and documentation associated with the relevant investment. As with all investments, you should note that your capital may be at risk as the value of investments can increase or decrease (and, in the event of a decrease, you may not get back your initial investment).

www. c a y m a n r e s i d e n t . c o m

Cre scent

Gli d

den L n ent Cresc Close

1/2

r Fa

Bog gy

Cres

Simon

t h St

Ro ad

Eliza be

S and

ar ol ch Dr

Garsto S

d Osbert Rd an oe Capts J

Dr Park V i ew Cres

e ev Dr n ip Cl

na R

C C

purgeon C

Br o k c

ES C

A AT

Jacksons Pond

B A C

eH ill Rd

Glade Dr

Rai nbow Ln

e Mea dow Av

1/4 Miles

Ca p Curr t ys Roa d

tt C l

R B L AE V E CK RE Ma M N nd AN D er so n Ro D a

Ba rne

Aurora Dr Cr e s t R Boreal St

Ja de

res

Billy

ans o n Dr

D R I VE

T R E E HIL L D R d Banke r’s R

Chevy St

Y R C

©Acorn Media 2021

NO BA

D C C C

Po w

il ra

Bro Araun ah Ln

d Bob R

orelink Ter Sh

Radie Ln

n do A

tte

A Y TIBBETTS HIGH W

h rs Ma

T R D

shor e Dr

Shorescape

Garv in Rd

t Yach

line Dr

Shoreview

Shore

Vulg s unn ner Dr iv er s lgun e u d V n Lyn e Cres

Kilometres 1/2

l nsa t Bo scen er Cre

s Dr ank Velm a B

Boltin Ave s

h Av e

FIN

Josephs Dr

Cap t All ies Rd Jeffe Unc rso Jim n mle y Ln Lan es

Sky ka Dr Way Eure

Topaz Lane

EL L R D

T HWEST POINT ROAD

a nk R s

Calame Dr i Po nciana Ln s u e Ficlos C

dale ano l se

t m as Fore Clos e

S B

n eL

NCH P O I N

ES E RL

1/8

ATS

Knoll s

ble Bram

n ese

se Gor e Lan

r And

Cind

1/4

n t or en kh c El res C r

Cayman Motor Museum

ent

Inv

nlo

Bona v

i ct

I nv ict a

Du xi e La ne s

WA T

W in ds t ar

Malwina s Way

s Daisy L

OU R S E E R C

King Rd rt Fou

st l

D IN R

F OU N

TOWN HA LL

to n

Hill C

Smit h Rd

Powell

S TA DIUM D R

RCH ES T CHU

ea n

Ln Ca Rosett Clo

Lane

bb Vibe Ln

P MT DR

GT O N

Spanish Ln

Viewpoint Leo

I N A LD

PA RSO N

R S D RD

N S

ery R d

Shorewind sT

I E F A RRIN

R Phill

ith

G Bo e ne dd vi e

Ce ete met ry - Bo th well Rd D

Ln Sticky To ffe e

Hillard Dr

EG ah Cl

nc le

sT ra

s La as is Br ive Dr

Shorew i n Tra i l

Sh or e

riv e

d s

d Dr

r pD

Up Th

Orc hi

CAYMANRESIDENT 2020 Bo e i ll nn e v

a st Vi

K EE CR T L SA

Sea Pond

e riv D

a nd

t psai l S To nt

Mis

16 ry we Rd n

Yacht

re ho ns v i e Dr D rive

W E S T B AY M A P

West Bay

Ir o

o St

TE R

oln Dr

Lin c

www.themeadows.ky . 345 525 5500 . info@themeadows.ky

ad Ro C o u r ts

wL ado Sh

le at W

Slate Dr

Helen Drive C

S no oze Ln C C

Coral Beach

Welcome Home to The Meadows, 1 - 3 Bedroom, energy efficient, solar ready, hurricane and earthquake resistant town homes. Crafted with the finest materials, combining contemporary finishes with Caribbean charm. 2 huge resort style pools, 2 clubhouses, exercise circuit, gymnasium and an expansive lake are just a few of the facilities exclusive to all purchasers. A 5 minute drive to Seven Mile Beach and a short walk to fine dining restaurants. The Meadows at Batabano is the prime location for the very best of Island Living. Starting from CI$290,000, call us today to explore your options.

Marb el Dr

Kinty H

BAY ROA D

H C C C

Par kway Dr

Parkland Close

Harq

L AWRE N C BLVD C C

a Bre

Nexus W ay

Forum Ln

laris Ave So

TIBB E TT S

Lizar d Run Dr.

C C

Earth Cl

H H

epy Hollow D Sle r

goon Dr Blue La Britannia Drive

Britannia Drive

Jennifer Dr

Andrew Dr Palm Heights Driv e

Ritz Carl t on

S a fe

R C

Pinehu rst

Tree Lime

The Grove C

WaterMark

Ave Bay

uay kQ Coo

on Nels ke Dra y Qua

y Qua

uay oe Q

Jellic

ellan Mag y Q ua

Canal Point Dr

r nD

ay Galw y Qua ay a Qu Hoy uay mQ Dau

Turnberry Drive

Crighton Dr

a os m Mi uay Q

ay Qu ula s nin Pe H

Stewart Lane

ay h Qu Raleig e c in Pr y Qua rles Cha llan Mage a Quay Av llan e Mage e Driv

LEY

Dr uail

s Dr Emeritu

ESTER

Newhaven Quay

Victoria Lane

ROA

ha ve

BAY EST

Accent Quay Dakota Quay

HIG HW

Market St

Minerva Dr

l i ns u T Pen B E

Ave sula

Penin

rA ve

Cl na

wa te

rd i Sa

Calico Quay

Banana Quay

lD ta ys

Emerald Lane

d for ter y Wa Qua t a ar cc y Ba ua Q

Sa f e h aven

Introducing Cr

Way

ec osp Pr

Captains Court

Hickory Dr

Morningside Dr

Gr ap e

Av e

Or an ge

Av e

EA S

T-

r ia

Av e

ks ic tr Pa

Berry Dr

Om e

Bamboo St

Domino St

Jump Link

Rosemary St

Satinwood St Mahoe St

Al m

oard Cl

hey Cres

ga Dr

e Av

I Atz

RD e L oudscap

Cl es Cr ar s Qu re C

Dr re

Su nb l

o ck

SHAM R O O CK R

Spotts

ve Raven A

Newlands

rd St

C r es St ow Sparr

le St Nightinga

f isher St

Cres

Candlewood D r

ICCI

evonshire Dr

Nathan Merren Dr

Riley Cir

Leonce Rd

ld er berry Dr

E AST-WEST

w do d ea R M rk la

Jackson Wall

Montrose Way Tridelphia Way Colesville Way

AL RD

Gloria

Ago u ti Lk

Ranch Rd

y Cir

Luke s Dr Forbe

Kimera Way

Astr al

Sa n

North Sound Estates

ad ste Home

n so di

Ja ys

ve le A eda Lov Dr to in ve P nA dde Bo ve Jim rA e t a e arw Av Cle st e rv Ha ve tt A t o c S Elli al en Gr

ity ar Ch

Countryside Shopping Village

Little Pedro Point

Ma y

Keyston Farrel Rd

Eldo n St

Faye St Ann St Debbie St Nancy St Brenda St Kelli St Island Dr Reef St MoorMervin St hen Ta Ln Sun Green St Rose St Archie St James St Arnold Av Royal Palm e Hazel St Dr Wa ter Foye St Candover GregSt ory St Wh Jac kie St Pepi ites St an Champs Fle d ur Dr Pa nton St GrapeDugan St seed St HurlMe adowlands Dr stone St Nadine St Wat Kitty Ln er St Cunn Peckham ingBayfi Whispering S wood St Soutt hward Waters Way Mi Dr Hopefield Dr

Ten Foot

DUCK POND BIGHT NEWLANDS BARCADERE

Duck Pond Cay

dr Pe

©Acorn Media 2021

nt Road

d Woodstock Roa

Passage Ln

Dr Island

it Cre s

ect D r

Parrot Av e

Duke

Sum m

Dr side Anchorage Ave

Victory Ave Prosp

Bay Islan d Ave

Bonnie View Ave Westwood Dr

Marin a Dr Pa rt y Ln

y Lords Wa

A ve

Admiral’s

Holly Drive

Marina Dr

Pro sp ect Dr

Trop Buckb

Bu tt o n wo Lo od g wo Av od e Bi Wa y Ma rch A ho ve ga M n a y ng Wa rov y eA De ve vo n

Whirlwind Dr

ity

l lC efu ac Pe

Mallard Dr Casca de Dr

1/2

Adven ture St

1/4 Miles

Rocksh i

r po n

Rodeo Cl

1/8

Canyo n Daw n Dr

e Wi llow D

Col l ege C

C ir Soto Ln

Tucker m ans Ln

am Dr

Mo on be

Leewar d Dr

Kilometres 1/2

Jasmin Ln

R E D B AY T O LOW X XEXR VA L L E Y M A P

Blue bi

Qu ail S t

Teal Island Dr

R ackle y Blv d

Butt erfl

St Brightside

1/4

Hone Hill Coo lS pri ng sC l

Flinsto

dd y’ s

Litigate Crt

Wa y

k ingbi r d Bu

King s Rd la n d ew N ts

W ay

r ell D kw

Bougain vil lea

e ia Av nsylvan Pen y St Blueja

s Ca

W ay

Vision St

Trin ity B lvd e Arle St ne A ve Yell o w s tone St Fait h Av e Flee t Av e Kim ber ly

Wh ist lin g

Lake Mo c

Cl et Mill

Seas ide W ay

Bimini D Ol ea nd er Dr

Rd d Country R Gala xy W ay

Chime St

e Av

Av e

W ay

xter Rd Poinde

n sti De

ro u

Democ racy D r

Lo tt e ry

Vigoro Nursery

Lower Valley

Explore Way

Disco ver D rive

Ma caw Dr

pray Sea S

ture’s Cir Na

Ro a d

Pebble Beach Dr

t Rd gh

Beach Bay

Dept. of Agriculture Market at the Grounds

Damsel Cl

Great Pedro Point

ian rist r Ch ry D Ave ng r Be mstor Ar Dr els ni Da

dy G

Timberland Cl k kL ruc r rst dD Sta she Dr ter ot a cel W Lan

nd Isla lm va Sa

ah nn

tton Dr Su Cre rry E She

ept dsw Win

r dD lan od Wo

C res

Agricola Dr

nd Dr W es tL n

Selkirk Drive

Si b

ad Will T Ro

ip end

R OAD

Be r

An gel Rid ge

Anguilla Dr

son Dr

Cadet Dr

Abbey Way E

RO A

id ni

er Hemlock Way

RST

D r

Northward

nak

S pi n

w ca Ma W ill

Cir

ugh Roxboro

Ocean Dr

Dr lton r aD Rin

dy un rg y Bu Wa

eld Cre

Sta rap ple

Cir Brightvi ew Dr

Fig Tree Dr

Bea ch B ay R oad

W ARD R

CAYMANRESIDENT 2021 s Cl

18 Windward

RT H

Red Bay, Prospect, Savannah, Newlands & Lower Valley NO

Buena Vista Dr

Coral Stone Way

Midsummer Dr

aze Dr

2021 Contributors Simon Boxall

James Burch

Simon updated the Disaster Preparedness

James updated all our information on CLOs in our

chapter and he wrote about Cayman’s history,

Global Financial Centre chapter including how the

piracy, slavery, geology, flora and fauna for our

James is a partner in Walkers’ Global Finance &

Simon has lived in the Cayman Islands since 1969 and

Corporate Group. He specialises in debt capital

over the years has explored every nook and cranny

markets and structured finance with extensive

of the land and sea of these Islands. He is a keen explorer, amateur archaeologist,

experience in CLOs, securitisation and secured note programme structures as well

diver and fisherman. Since 2008 he has worked with Hazard Management Cayman

as bespoke structured products. James also advises on a variety of banking and

Islands, a government agency responsible for coordination of all programmes

finance transactions including leveraged and acquisition financing, fund subscription

dealing with national disasters, whether natural or man-made.

financings and general secured lending.

JC Calhoun

Louise Desrosiers

JC helped us update our Finding a Home chapter

Louise wrote all the content in our new Family

and gave us the ins and outs of what is happening

Matters chapter including pre-nups, divorce,

in the property market.

CO N T RXIXBXU T O R S

CLO market is doing in 2020.

About Cayman chapter.

division of assets, child custody and more.

JC moved to Cayman in 1979. His energy, experience,

Louise Desrosiers (Counsel, Travers Thorp Alberga)

and great reputation has kept him at the forefront

is a highly experienced family law and private client

of real estate sales activity all these years. Very

litigator called to the Bar (England and Wales) in

community minded, JC has been a Founder, with over 20 years as a Director, in both

2006 and now practising in Cayman (2020). Before relocating with her husband

the CI Realtors Association and CI Little League, and is currently a Founder and a

and children, she practiced as a barrister specialising in family law (Middle Temple,

Director of the CI YMCA. He is also an active member of the Catholic Church.

London). Louise is a divorce specialist and has an interest in cases involving autistic children/parents, or those with additional needs.

Lucy Frew Lucy

updated

the

Trisha Johnson sections

Beneficial

Trisha helped us update our Commercial Real

Ownership and Legislation to Meet Client Needs

Estate section in the Running a Business chapter

in the Global Financial Centre chapter.

and she guided us on the current status of Class

Lucy is a partner and heads Walkers’ Global

B commercial properties in Cayman.

Regulatory & Risk Advisory Group. She brings more

Trisha, who is the commercial sales and leasing

than 18 years’ experience as a specialist financial

manager at IRG has more than seven years’

regulatory and risk management advisory lawyer. Lucy’s clients are financial

experience in commercial sales and leasing in the Cayman Islands. Trisha has

institutions across the international and domestic spectrum, including a range of

established a reputation for her exceptional client service standards and her

banks, investment funds, administrators, investment managers, advisers, broker-

profound knowledge of the local commercial market, encompassing office, retail,

dealers, arrangers, trading venues and insurance and reinsurance sector clients.

warehouse and leisure/hospitality spaces. She knows the ins and outs of everything

She also has significant experience in advising on FinTech and virtual assets.

Nick Joseph

commercial property related and her team update our information each year.

Robert Mack

Over the years Nick has written, added to and

Robert updated our information on Dying

updated our Immigration chapter - all of it!

Intestate, End-of-Life laws, and Wills and Probate

With a BA in Psychology and Languages, and an

in the Retiring in Cayman chapter.

LLB (Hons) in Law, Nick was admitted as a Cayman

Robert Mack is the Head of Private Client and

Islands Attorney at Law in 1997. Today he is a

Trusts at HSM Chambers in the Cayman Islands.

partner at HSM Chambers and a leader of the firm’s

Robert specialises in private and commercial

Cayman Business Team, specialising in immigration, licensing and employment

trusts of every description and type. Robert also advises on wills, estates and

matters relating to the establishment of residence and conduct of business in and

probate matters. He has been practising Cayman Islands law exclusively since 2007

from within the Cayman Islands. He also teaches the Immigration Law course at the

and is heavily involved with the local branch of the Society of Trust and Estate

Truman Bodden Law School in Cayman.

CAYMANRESIDENT 2021

Practitioners (“STEP”).

People who have helped with this issue of the Cayman Resident Anthony Mourginos

Philip Paschalides

Anthony co-wrote the section on Taxation in the

Philip suggested to us and then wrote the new

Cayman a Global Financial Centre chapter. We

section on Single Family Offices in our Cayman a

also feature him on page 416 in our Last Look.

Global Financial Centre chapter.

Anthony is an associate in Walkers’ Global Private

Philip is a partner in Walkers’ Finance & Corporate

Capital & Trusts Group. Anthony’s practice focuses

practice and also in the firm’s Private Capital &

on M&A transactions, asset sales/purchases,

Trusts practice, representing private clients and

corporate restructures, equity raising, fund formation and financings, all involving

family offices on cross-border transactions. He also deals with the establishment

private capital. He provides advice to ultra-high and high-net worth individuals, family

of family offices and the relocation of individuals and businesses to Cayman. For

and trust offices, and private banks. Prior to joining Walkers, Anthony worked in the

many years Philip has been regarded by the legal directories as a market leader for

Tax department of King & Wood Mallesons in Brisbane and Melbourne, Australia.

structured finance transactions.

Ingrid Pierce

Prasana

Ingrid wrote and updated the section on

Prasana updated the Brexit section in our Cayman

Investment Funds in the Cayman a Global

a Global Financial Centre chapter.

Financial Centre chapter.

Prasana is a partner in Walkers’ Global Investment

Ingrid is Walkers’ Global Managing Partner and

Funds Group. She specialises in all aspects of

heads the Cayman Investment Funds Group. Ingrid

investment funds and unit trust work and has a

has over 20 years’ experience and is recognised as

broad experience of corporate matters. Prasana regularly advises and acts for various institutional asset managers, established

in advising funds on managing distress in volatile markets and has considerable

and start-up investment managers, banks and corporate trustee on all aspects

experience with contentious matters having acted in connection with the

of investment funds matters including structuring considerations and formation,

acquisition, restructuring and winding down of various high profile funds.

launches, governance, reorganisations, ongoing operations, exit and end of life as well as corporate transactions and regulatory compliance.

David Pytches

Clive Thomas

David wrote and updated the Trusts information

Clive wrote and updated the sections on

which we have in our Cayman a Global Financial

Jurisdiction of Choice and Taxation, and he

Centre chapter.

co-wrote Single Family Offices in the Cayman a

David is a partner in Walkers’ Private Capital &

Global Financial Centre chapter.

Trusts Group. He has over 20 years’ experience

Clive is a partner in Walkers’ Global Private Capital

in wealth and succession planning. He advises

& Trusts Group. Clive’s practice focuses principally

institutional trustees, ultra-high net worth private clients and family offices on

on transactions, including fund formation, downstream corporate transactions, and

all aspects of Cayman Islands and BVI trusts and succession law, including the

financings, involving private capital. He provides advice to ultra-high and high-net

formation, administration and restructuring of trusts and foundations, private trust

worth individuals, family and trust offices, and private banks. Prior to joining Walkers,

companies, charitable and philanthropic ventures, wills and estate administration.

Clive worked for the Floreat Group providing strategic advice on the formation, operation and governance of offshore structures and related transactions.

Benjamin Twidle

Tamsin West

Benjamin helped us write and update Beneficial

Tamsin helped us write and update the section on

Ownership and Legislation to Meet Client Needs

Companies & Partnerships in the Cayman a Global

in the Cayman a Global Financial Centre chapter. Benjamin is an associate

Financial Centre chapter.

in Walkers’ Global

Tamsin is a partner in Walkers’ Global Investment

Regulatory & Risk Advisory Group, which

Funds Group, advising on a broad range of

regularly act for major financial services providers,

investment

funds,

corporate

mergers

and

investment banks, funds and investment managers. Benjamin advises on a range

acquisitions matters. Tamsin has specialist experience in investment funds of all

of regulatory matters, including FATCA and the Common Reporting Standard,

types, including private equity funds and hedge funds. An integral part of Tamsin’s

economic substance, data protection and anti-money laundering and sanctions.

practice involves advising global corporations, investment funds and other financial

He has also worked with large financial institutions on regulatory applications and

institutions in relation to joint ventures, acquisitions, disposals and restructurings.

submissions to the Cayman Islands Monetary Authority.

www. c a y m a n r e s i d e n t . c o m

CO N T R XIXBXU T O R S

one of the world’s leading investment funds lawyers. She has particular expertise

About Cayman

Cayman’s Outlook

History & Politics - Early Cayman History - Piracy - Slavery - The Legal & Political Systems - Relationship with the UK - National Statistics & Fact Sheet

23 23 24 24 25 25 26

Geography - Geology, Caymanite - Mosquitoes, Flora & Forna

25 25 26

Customs & Traditions - Traditional Cayman Home, Backing Sand - Catboat Regattas, Public Holidays - Traditional Industry, Thatch Weaving - Turtles & Turtling

27 27 27 27 28

Traditional Events & Holidays

Formalities - Attire & Dress Standards - Time, Business Hours, Climate

29 29 29

CAYMANRESIDENT 2021

Photos courtesy of the Cayman Islands National Archive Photographic Collection

A B O U T C AY M A N

Cayman’s outlook, a history of the Cayman Islands, customs, traditions, festivals, legal and political systems, geology, flora and fauna, climate, banking hours and dress code.

CAYMAN’S OUTLOOK

Due to the global pandemic, 2021 is likely to be a challenging year for the Cayman Islands. However, because of the Cayman Islands Government’s swift and continual management of local COVID-19 cases, the hope is that the population will continue to be coronavirus free, enabling residents to live normally with minimal threat of country-wide lockdowns. With the introduction of the Global Citizen Certificate, which encourages qualifying individuals and families to move to Cayman with minimal red tape, the Government is proactively looking at ways to bolster the local economy in the knowledge that the tourism sector has been significantly impacted. Over time, as vaccines and other technologies become available, we expect the borders to be further opened to people looking to enjoy everything that our Islands have to offer. Due to the country’s strong fiscal polices over the last 10 years, Cayman is financially the most robust out of all the Caribbean countries, and combined with its strong financial services sector, is positioned to weather the coronavirus storm better than the vast majority of other tourism dependent countries. Looking back on 2020, the population, and the Government, have dealt with more than their fair share of challenges: in the early part of the year there were two enormous fires at the George Town Landfill, a 7.7 magnitude earthquake which came with a frightening tsunami warning, then came COVID-19, a strict lockdown and the shuttering of Cayman’s tourism industry. It is

at the busiest Butterfield roundabout, an airport connector road will be built to link the Cayman International School (CIS) roundabout to Sparky’s Drive. Sparky’s Drive will then be extended to Airport Road by the George Town Yacht Club to ease the heavy traffic seen on a daily basis. Cayman continues to gear up for the general elections on May 26th 2021. The current voters’ register contains 21,824 individuals eligible to vote in District Elections. The elections will allow for the welcoming of a new Premier, as Alden McLaughlin Jr. is coming towards the end of his second term. HISTORY & POLITICS

Early Cayman History - 1503 to 1670 Christopher Columbus is credited with discovering the Cayman Islands. The explorer was on his fourth voyage of discovery when his ships, ‘Santiago de Palos’ and ‘La Capitana’, sailed past Cayman Brac and Little Cayman. The date was the 10th of May 1503, and his son Ferdinand noted in his journal, “We were in sight of two small, low islands, filled with tortoises, as was the sea all about.” Columbus named the islands ‘Las Tortugas’ after the large number of sea turtles he saw. Columbus and his men didn’t stop. Worm-eaten and leaking badly, their ships laboured on until they had to be beached and eventually abandoned in St. Ann’s Bay, Jamaica. Historians question whether Columbus was really the first person or even European to set eyes on the Cayman Islands; a full year prior to Columbus’ journey, the three islands appeared on the 1502 Cantino map. Moreover, Queen Isabella of Spain authorised four other voyages to the New World in 1499. Aside from these facts, even if Columbus was the first European explorer to set foot in Cayman, at the time of his visit, there were as many as a million Carib, Taíno and Arawak Indians living in the adjacent coastal areas in the region. Archival research suggests that Cayman is a word of CaribIndian origin (meaning crocodile). The Caribs and Taíno were proficient mariners, known to make ocean journeys in canoes up to 80ft in length. In Jamaica, thousands of

Taíno Indians were living just upwind and up current from Cayman, so it is probable that the Taíno were among Cayman’s first visitors. In 1586, Sir Frances Drake and a fleet of 23 ships stopped in Grand Cayman for two days and recorded that the island was not inhabited, but that there were numerous crocodiles, alligators, iguanas and turtles. In 1655, Admiral William Penn and General Robert Venables were sent from Britain by Oliver Cromwell to take Hispaniola island from the Spanish. The so-called “Western Design” failed as the English did not capture the Spanish stronghold; however, they did manage to seize Jamaica. Shortly afterwards, Cayman became a possession of Great Britain, following the signing of the Treaty of Madrid in 1670. 1700 to 1900 In the 1700s, permanent settlement of Grand Cayman began with a few families, most notably the Boddens. Between 1734 and 1742, five land grants in Grand Cayman were made by the Governor of Jamaica. At this time, mahogany and logwood were exported to Jamaica. In 1780, William Eden, a mariner and early English settler, established a cotton and mahogany plantation in Savannah’s Pedro bluff, building St. James (now known as Pedro St. James Castle), a remarkable building for that period and the only house on Grand Cayman to survive the devastating hurricane of 1784. In 1794 the ‘Wreck of the Ten Sail’ occurred and Cayman’s most popular legend (of how Cayman became tax-free) was born. In 1798, the Governor of Jamaica appointed the first magistrate in Cayman. The 1800s saw the first census (1802) and on the 5th of December 1831, Pedro St. James was the site of a historic meeting of residents who came together to resolve which representatives should be appointed for the five different districts. The meeting allowed for local laws to be formed for better government. Cayman’s first elections took place five days later,

www. c a y m a n r e s i d e n t . c o m

A B O U T C AY M A N

estimated that almost 3,000 workers have lost their jobs and approximately 4,500 overseas workers have left Cayman due to redundancy. Monthly stipends of $1,000 have been given to furloughed or unemployed Caymanians and charities are still providing supermarket vouchers to those struggling to feed their families. A mandatory 14 day quarantine is still in place for anyone entering the Islands and people have to apply to TravelCayman to gain permission to enter the country. Government revenues went from $353 million in the first three months of 2020 to $23 million in April, while expenses climbed to $68 million. Despite the dramatic drop in Government revenues, the debt rating agency Moody’s has maintained Cayman’s AA3 rating in April 2020, citing Cayman’s ‘prudent government planning’ that has left us with the fiscal space to deal with the economic impact of the pandemic. On the conservation front, researchers confirmed that 675 turtle nests were counted between April and December 2019, and it was the longest recorded turtle nesting season in the Cayman Islands. In February, Environment Minister Dwayne Seymour announced a plan to ban certain single use plastics by January 1st 2021. These include polystyrene, plastic straws, plastic shopping bags and stirrers. We are waiting to hear an updated announcement on this. Then in October 2020, the Government and the Dart-led Consortium signed a longawaited agreement to remediate and cap the exiting landfill and build a new solid waste management system. Inflation is expected to drop by 0.4%, and the economy to decrease by 7.2% in 2020, while the restaurant and hospitality sectors have suffered an estimated 74.6% decline. Despite these negative signs, registrations of new companies are on the rise, with The Trade and Business Licensing Board having issued over 4,000 licences in 2020. Efforts to alleviate traffic congestion through major roadworks continues. The NRA are planning to extend the three lanes on the first leg of the East-West Arterial Highway all the way down to the Grand Harbour roundabout. To reduce traffic

A B O U T C AY M A N

and on the 31st of December, the first Legislative Assembly met in George Town. The population at that time was approximately 2,000. Between 1830 and 1840, the first missionaries from the Anglican and Wesleyan churches arrived and the first schools were established (the Mico Charity and the Wesleyan school). In 1835, Governor Sligo of Jamaica landed in Cayman to declare all slaves free, in accordance with the Emancipation Act of 1833. In 1846, the Presbyterian Church was established by the Rev. James Elmslie. In 1898, Frederick Sanguinetti, a British national, was appointed by the Governor of Jamaica as the first Commissioner of the Cayman Islands. 1900 to 1970s In 1920, a major Education Act paved the way for the establishment of government schools in all districts. In 1937, the first cruise ship, the ‘Atlantis’, visited Cayman and the beginnings of tourism commenced with the publication of the first tourist booklet. However, tourism did not really take off until the 1950s when a number of hotels opened. Then in 1953 Grand Cayman’s first airfield was built which replaced the seaplane service that had operated in the North Sound since the 1940s. 1953 was significant for two other reasons, including the opening of the first commercial bank (Barclays) and the first hospital (George Town Public Hospital). In 1959, Cayman received its first written constitution, which granted women the right to vote, and in the same year Cayman ceased to be a dependency of Jamaica. In 1962, following Jamaica’s independence from England, Cayman chose to remain as a Crown Colony. In 1965, the Mosquito Research Control Unit began operating and also in that year, the Chamber of Commerce was established, the Caymanian Weekly newspaper (later the Caymanian Compass) began publishing and the Rotary Club of Grand Cayman was chartered. In 1966, landmark legislation was introduced to encourage the banking industry. In 1968, Cayman Airways started flying, and in 24

CAYMANRESIDENT 2021

1970, the population reached 10,249 with a total of 403 visitors arriving that year. In 1972, a new constitution was introduced under which Cayman would be governed by a Legislative Assembly, Executive Council and a Governor. In this same year, Cayman introduced its own currency. In 1973, the Bahamas became independent, and Cayman’s banking industry took off. Piracy By 1660, the English had established themselves in Jamaica and began treating the Cayman Islands as natural appendages of that larger territory. However, apart from small settlements on Grand Cayman and Little Cayman, most of the three islands were left untouched. This was ideal for pirates, since Cayman also lay astride the route of treasure galleons returning to Spain, laden with gold and silver from the New World. The promise of capturing Spanish treasure ships on their way home from the Caribbean soon attracted the attention of a motley crowd of buccaneers, pirates and freebooters. The ‘Golden Age’ of piracy spanned from the 1650s to the 1730s and Cayman’s most notorious pirate was Edward Teach, otherwise known as Blackbeard, who frequented the area from 1713 until his death on the 22nd of November 1718. Despite the celebration of Pirates Week (Cayman’s National Festival) at the beginning of November, the piratical part of Cayman history is downplayed in favour of district heritage days. However, some of the biggest names in buccaneering circles, including Lowther, Lowe, Morgan and Blackbeard, prowled the coasts of the Cayman Islands. According to Neville Williams’ book, ‘A History of the Cayman Islands’, the abundance of fresh water, turtle meat and wood, made Cayman an ideal landing spot. Furthermore, the Islands offered pirate captains the possibility of finding crews to man captured vessels and a quiet location away from the authorities where pirates could hide their loot and careen and repair their vessels. This pirate’s haven, however, only lasted for about 110

years; by the 1730s, the scourge of the buccaneers had been largely tamed, if not discouraged, by the growing population. Slavery The first Cayman land grants by the English Crown were made in 1734 and it is likely that these first settlers brought slaves. The holdings were granted to Campbell, Middleton, Bodden, Spofforth, Foster and Crymble. In 1773, the cartographer George Gauld drew the first map of Grand Cayman for the Royal Navy. He made a note in the margin, marking the population at 400 – half free and half slaves. By 1802, when Edward Corbett did his census, the population of Grand Cayman had grown to 933, of which 545 were slaves. Interestingly, only two of the original founding families (Foster and Bodden) still remain. It is possible some of these families returned to Jamaica with their slaves, having found Cayman unsuitable for planting on a large scale. According to Bertie Ebanks’ book ‘Cayman Emerges’, there were no more than 985 slaves out of a total population of 2,000, when slavery was officially abolished in 1833, resulting in a ratio of about one slave to one non-slave. This makes Cayman very unusual compared to other Caribbean islands, particularly Jamaica, where the ratio was 10 slaves to 1 free man at the time of emancipation. In exchange for their freedom, the claims of all the 116 Caymanian slave-owners totalled 447,765 pounds sterling. To this day, Cayman has very good race relations and according to the author Gary Lee Roper, quoting from his book ‘Antebellum Slavery’, “Grand Cayman differs greatly from its neighbour Jamaica, in that there were no large plantations on the three small Cayman Islands, slaves were limited to the trades and domestic arts”. This is part of what differentiates the Cayman Islands from other slaveowning nations in this time period. Although slavery existed in Cayman for about a century, it was not ultimately able to prosper because the main sources of industry on the Island were not in areas

that were conducive to slave trade, such as farming and agriculture.

The Political System & 2017 Election The Cayman Islands is a parliamentary democracy with judicial, executive and legislative branches and holds its general elections every four years. Cayman currently has one political party, the People’s Progressive Movement (PPM), led by Alden McLaughlin, and the independents are led by Arden McLean. We have learnt that North Side MLA Ezzard Miller will be forming a new political party, the Cayman Islands People’s Alliance, for the 2021 general election and will be running a slate of 19 candidates in it. On 24 May 2017, Cayman held a landmark election – the first with single member constituencies following a pivotal change to the country’s electoral system in 2016. In this “One Man, One Vote” electoral system, voting districts were increased to 19, with each district now only represented by one Member of

Relationship with the UK The Cayman Islands have been connected to Great Britain since the signing of the Treaty of Madrid in 1670. From that time until 1962, Cayman was linked to Jamaica as a dependency. In 1962, Jamaica chose to become independent, but the Cayman Islands decided to remain a British colony. In 2002, the Foreign and Commonwealth Office discontinued the use of the term “Dependent Territory” and the Islands

are now called an “Overseas Territory”. The Foreign and Commonwealth Office appoints a Governor, whose responsibilities cover a number of areas including: National Security, Foreign Affairs, Police, Immigration, Passport Office, Postal Services and other portfolios, such as Broadcasting, District Administration and Civil Service. Currently, there is very little desire amongst Caymanians for the Islands to become independent. GEOGRAPHY

Geology The Cayman Islands are the tops of seamount pinnacles reaching up from the Cayman Trench — one of the deepest sections of ocean in the world. The Cayman Ridge stretches from the Sierra Maestra mountain range in Cuba to the Gulf of Honduras. This ridge forms the northern margin of the Cayman Trench, which is 100 miles wide and reaches depths of around 25,000ft. The Islands’ position near the Oriente Transform Fault and the Mid-Cayman Rise, means that the three Islands are separate uplifted fault blocks that were pushed up by friction between the North American and the Caribbean tectonic plates. According to the research of geologist Brian Jones, each Island appears to have a granodiorite foundation, which is succeeded by a cap of basalt and an uppermost layer composed of carbonates. These carbonates were created by living organisms such as corals, algae and shells, and were laid down during sea level changes over the past 30 million years. Caymanite Hidden away, under the jagged crust of Grand Cayman’s East End and the craggy cliffs of the Bluff in Cayman Brac, lie beautiful and mysterious mineral deposits. These rock strata, called Caymanite, are found only in the Cayman Islands and are well disguised by the surrounding limestone. Caymanite has layers of colours in earth tones, created by the different metallic contents of each strata. Its hardness challenges any who work on

www. c a y m a n r e s i d e n t . c o m

A B O U T C AY M A N

The Legal System The Cayman Islands legal system is based on English common law, with the addition of local statutes which have, in many respects, changed and modernised the common law. The Islands have a good legal and judicial system and are constantly being upgraded to enhance their safety and reputation as a leading financial centre. The courts system is a simple one, with practice and procedure based on English law. Minor criminal and civil cases are tried by a Stipendiary Magistrate sitting in the Summary Court. All serious crimes and most civil cases are tried by the Grand Court, presided over by the Chief Justice and Grand Court Judges permanently residing in the Islands. Appeals lie from the Grand Court to the Cayman Islands Court of Appeal, which sits in Grand Cayman and, from there, to the Judicial Committee of the Privy Council in England. New residents, especially those from the US, may be surprised to find that barristers in court wear wigs and gowns.

the Legislative Assembly (MLA). Given the dramatic increase in the number of candidates vying for a political seat, this historic election was a contentious one. Since the establishment of political parties in the Cayman Islands, a record number of candidates entered the race as independents and a total of nine were elected. Three former cabinet members: former (and now current) premier Alden McLaughlin, Moses Kirkconnell and Tara Rivers were re-elected. After the much talked about “horse-trading”– what locals call the period of time following an election where ministry assignments are decided – the PPM secured control of cabinet. Alden McLaughlin now holds responsibility for human resources, immigration and community affairs. Tara Rivers, the former education and labour minister has presides over the financial services and home affairs portfolios. Moses Kirkconnell is once again deputy premier with responsibility for district administration, tourism and transport. Former speaker, Julianna O’Connor-Connolly, now has responsibility for education, youth, sports, agriculture and lands. Joey Hew oversees commerce, planning and infrastructure, Roy McTaggart has public finance and economic development under his purview and Dwayne Seymour is responsible for health, the environment, culture and housing. Former opposition leader McKeeva Bush is the speaker of the house. Independent, East End MLA Arden McLean is the new leader of the opposition. The next general election is scheduled to be held in May, 2021.

it, but when cut and polished, the stone has radiant hues and can be transformed into unique jewellery and carvings. There is a permanent Caymanite display at the Cayman Islands National Museum and pieces can be purchased at various places in Cayman including the Museum, Artifacts, Pure Art Gallery and other jewellery shops.

Fact Sheet

Composition: Grand Cayman, Cayman Brac and Little Cayman Location: Grand Cayman – Western Caribbean, about 150 miles south of Cuba,

A B O U T C AY M A N

480 miles southwest of Miami, 180 miles northwest of Jamaica

Flora & Fauna Cayman is world-renowned for its marine life, but there is much to see on land as well. Over 650 different species of plants have been recorded and the forests are far more diverse than those found in more temperate northerly latitudes. Two of the best places to see the flora and fauna of Grand Cayman are the Botanic Park, where you’ll spot lots of the endangered Blue Iguana, and the Mastic Trail. Cayman Brac and Little Cayman are also particularly popular with bird watchers. Little Cayman has a major breeding ground for a species of cormorant called the Red-Footed Booby. Cayman also has a colourful native green parrot that can be heard chattering in almond trees on all three islands, especially at sunset. Frogs and lizards are common around houses, especially those backing onto the bush, and bats can be seen at night. Large, edible land crabs crawl across roads after heavy rains. The agouti is shy and rarely seen. Fresh water ponds attract migrating birds and are filled with hicatees (a species of aquatic tortoise) and tiny minnows. A lot of Cayman is covered in wetland, so there are large areas of mangrove wilderness, an essential breeding ground for fish and birds. Their protection is a major project of the National Trust for the Cayman Islands. Follow Bush Girl Medicine to learn more about the practical health applications of Cayman’s flora and fauna. Mosquitoes Before the Mosquito Research and Control Unit (MRCU) was established in 1965, mosquito numbers were legendary. Reports were made of livestock being suffocated during the night and people did not venture outdoors without a smoke-pot to drive off the mosquitoes. In 1974 one mosquito trap, which are still used today to survey mosquito numbers, caught 793,103 mosquitos in a single night. However, thanks to Dr. Marco Giglioli, MRCU’s first Director, numbers have fallen. He and his team dug a huge network of canals, ditches, dyke roads and paths into the wetlands and swamps which serve as mosquito breeding habitat, and by manipulating the water levels of these wetland areas he controlled the pest by physical means. These dyke roads are maintained to this day and are used to survey standing water for the presence of developing mosquitoes. When larval mosquitoes are found in the water MRCU uses a biorational insecticide to try to suppress the mosquito’s emergence. However, many thousands of protected wetland acres produce mosquitoes and so trucks and planes are used to fog and spray these pests at dusk. MRCU’s Integrated Mosquito Management (IMM) programme has also been working hard at limiting mosquitoes produced in 26

CAYMANRESIDENT 2021

Cayman Brac – 89 miles northeast of Grand Cayman Little Cayman – 5 miles west of Cayman Brac

Capital: George Town, in southwest Grand Cayman Size: 102 sq miles/164 sq km (total area of all three islands) Grand Cayman – area: 76 sq miles; length: 22 miles; average width: 4 miles; highest point: about 60ft above sea level Cayman Brac – area: 15 sq miles; length: 12 miles; average width: 1.5 miles; highest point: The Bluff – 140ft above sea level Little Cayman – area: 11 sq miles; length: 10 miles; average width: just over 1 mile; highest point: 40ft above sea level

Population: 64,958 of which 37,887 are Caymanians (2020) National Income (2019/2020): GDP per capita: CI$73,694 Real GDP: CI$4,489.4 million Total Government Revenue: CI$860 million Total Government Expenditure: CI$757.9 million Core Government Debt: CI$284.4 million

Other Statistics (2019/2020): Infant Mortality rate (per 1,000 live births): 7.6 Unemployment Rate: 7.1%* Total Work Permits: 27,514 Total Labour Force: 47,394 Total # Core Government Employees: 3,918 Average Inflation Rate: 0.4%* Total Imports: CI$1,183.3 million Bank & Trust Licences: 125 Captive Insurance Licences: 646 Total Mutual Funds: 10,857 New Company Registrations: 12,822 Doctors per 1,000 population: 5 Visitor Air Arrivals: 2019: 502, 739; 2020 (Jan & Feb): 93,558* Cruise Ship Arrivals: 2019: 1,831,011; 2020 (Jan & Feb): 448,435* *2020 figures which reflect the impact of the COVID-19 pandemic.

Main Industries: Financial Services, Construction, Healthcare and Tourism (prior to the COVID-19 pandemic)

Political Status: Overseas Territory of the United Kingdom (i.e. British dependency)

Nationalities: Over 130 different nationalities are represented in Cayman, including Caymanian, Jamaican, Filipino, British, American, Canadian, and a mix of Latin American. Information obtained from The Economics and Statistics Office.

containers such as tires, buckets, barrels and other water bearing receptacles. The general public are reminded to please never leave water standing in upturned pots or tubs as mosquitos can breed in something as small as a bottle cap! CUSTOMS & TRADITIONS

The Traditional Cayman Home The oldest known style of Caymanian home is the ‘wattle and daub’ cottage, which dates back to the mid-18th century. Houses were usually rectangular, with foundation posts made from termite-resistant ironwood.

Backing Sand Family outings to the beach on weekends are a major part of Caymanian culture, but sand plays another very important role in Cayman at Christmas time. Unlike many parents around the world, Caymanians have always been able to guarantee their children a white Christmas. The tradition of ‘backing sand’ has stood the test of time. Often, beginning as early as October, Caymanians could be seen by the light of the moon carrying ‘ground baskets’, woven from leaves of the magnificent thatch palm trees that tower loftily over the islands, brimming with powder-white sand from the beaches. The sand would be deposited in the front yard and on Christmas Eve, raked into intricate patterns and decorated with shiny new conch shell pathways.

Public Holidays 2021

Friday, 1st January New Year’s Day

Monday, 25th January National Heroes Day

Wednesday, 17th February Ash Wednesday

Friday, 2nd April Good Friday

Monday, 5th April Easter Monday

Monday, 17th May Discovery Day (3rd Monday in May)

Wednesday, 26th May Election Day Monday, 14th June Queen’s Birthday Monday, 5th July Constitution Day (1st Monday in July)

Monday, 15th November Remembrance Day

Monday, 27th December Christmas Day (Observed)

Tuesday, 28th December Boxing Day (Observed)

Catboat Regattas Cayman’s proud maritime history has served to provide many lasting traditions. The Catboat, a simple sailing boat once used for fishing and turtling in and around Cayman waters, is enjoying a revival thanks to the efforts of the Cayman Islands Catboat Club. Regular regattas are held in Grand Cayman and the sight of these humble, yet skillfully crafted vessels tacking their way around George Town’s bustling harbour, vying for space amid cruise ships, dive boats and tenders, is a truly remarkable snapshot of the juxtaposition of past and present in Cayman. Traditional Industry Through the ages, the principal economic mainstay of the Cayman Islands has been the hunting of sea turtles. However, there have been other industries, including schooner building, sponge harvesting, gathering of seabird eggs, wrecking, guano collecting, catching sharks for the leather industry, felling and removal of hardwoods such as mahogany and cedar, barking of red mangrove trees and cutting of logwood for their use in dyes. Coconuts were exported, cotton was gathered, ropes were made from thatch and, from the late 19th century until the 1960s, Caymanians worked as merchant seamen on commercial ships. Thatch Weaving & Rope Making Another noteworthy tradition is thatch weaving. ‘Laying rope’ was once one of the few means of making a living for Caymanian women and children while the men were away at sea. This valuable custom has been passed down from generation to generation. Certain districts were known to produce the best ‘tops’ for cutting and people would often walk for miles to collect bundles of thatch, which would later be stripped, dried and twisted into fine fathoms of rope. This would then be traded overseas or exchanged for goods such as cloth, sugar or kerosene. Folk Singing In 2009, the Cayman National Cultural Foundation formed the Cayman Islands

www. c a y m a n r e s i d e n t . c o m

A B O U T C AY M A N

Once known as the “islands that time forgot,” the Cayman Islands have been catapulted into the 21st century at, some say, an alarming rate. Yet over the last decade there has been a determined effort to uphold a balance between preserving the essence and simplicity of the past, while still moving resolutely into the future. Many Caymanian customs and traditions are linked inextricably to religious holidays. Whether camping by the sea at Easter or hunting for land crabs during the rainy season, these events are social in nature and family-oriented. Visit East End on any given Sunday and you will see families and friends, recently returned from church, ‘shooting the breeze’ on their front porches or enjoying a noisy game of dominoes under the shade of a breadfruit tree. Being up to date on the latest ‘Marl Road’ (gossip) is as important as drawing breath in the Cayman Islands!

Gaps between the ironwood or mahogany posts were filled with a basket weave of wattled sticks and then plastered on either side with lime daub made from burnt coral. The earliest roofs were thatched using palm tree fronds, but in more recent times, wood, shingle or corrugated zinc have been used. Windows were simple openings with wood board shutters, while smoke-pots helped keep out mosquitoes. Normally, these one-storey dwellings would feature a steeply pitched roof. This would keep the houses cooler as hot air rises. The typical sandy yard would have been shaded with seagrape and popnut trees and there would be a separate ‘caboose’ for cooking.

A B O U T C AY M A N

Folk Singers, a company dedicated primarily to preserving, celebrating and propagating the musical traditions of the Cayman Islands. The company exists to help revive the folk music tradition in the Cayman Islands. The work it produces is reflective of the Caymanian image and helps us appreciate our place in the Caribbean region and the wider world. Since its inception, the group has been showcasing Cayman’s rich musical heritage through song. The Folk Singers have an impressive repertoire of Caymanian composition, as well as beloved songs from around the region. For more information email: cncf@artscayman.org. Turtles & Turtling When the first Europeans came to Cayman, they found one of the largest turtle nesting grounds on earth. For nearly 200 years, ships of all nations (particularly French, Dutch and English) came to these shores to ‘turn’ green and loggerhead turtles and dry their flesh, an easily obtainable source of protein for ship or plantation stores. Early on, Cayman became the centre of the Caribbean turtle industry. By 1800, the turtle population had dwindled and the local turtling fleet turned their attention to the south coast of Cuba and the coastline of Central America. Until the early 1960s, Cayman ships still supplied the largest share of turtles entering foreign markets from the Caribbean. These were mostly caught on the Mosquito Coast of Nicaragua. The Cayman Islands officially banned turtle hunting in 1988; however, in honour of Cayman’s turtling heritage, certain individuals are permitted to hunt turtles under license in accordance with the Marine Conservation Law. While typically some of these individuals apply to renew their licences annually, in the past few years, no turtles have been taken under a licence. The Cayman Turtle Centre is home to hundreds of turtles and supplies the local market with turtle meat. Camping Camping by the sea at Easter is a long28

CAYMANRESIDENT 2021

held Caymanian tradition. Popular spots to camp are beaches along the Queen’s Highway, Rum Point, Cayman Kai and Seven Mile Beach. Camping in Cayman is legal, but there are strict guidelines. These include removing all garbage, disposing properly of human waste, not camping on land which has a ‘Do Not Trespass’ sign on it and being very careful lighting and burying bonfires. Technically, permission must be sought from the Dept. of Environmental Health (Tel: (345) 949 6696) and the Fire Dept. (Tel: (345) 949 2276) to light a bonfire. To rent a public beach cabana call the Recreation, Parks & Cemeteries Unit (Tel: (345) 946 8250). TRADITIONAL EVENTS & HOLIDAYS

The Agricultural Show Early Caymanians supplemented the sea’s bounty by subsistence farming or backyard farming. While subsistence and organic farming in particular, have experienced a resurgence, the Department of Agriculture, in conjunction with the Agricultural Society, have been running the Agriculture Show for over 50 years. The show is a widely anticipated family event every year and provides farmers with an opportunity to sell their home-grown produce and display their livestock. In addition to the wide selection of local produce, authentic dishes and handmade crafts are available for sale; children can participate in the many kidfriendly activities such as games, pageants, horseback riding and the petting zoo. Now in its 54th year, the Agricultural Show is a testament to the love the people of these Islands have for the land. Held every Ash Wednesday, a public holiday, it is not to be missed! Go early to avoid the traffic. Easter Easter is a very festive time in Cayman: Caymanians celebrate the occasion by camping on beaches, many attend church services and there are Easter brunches at numerous hotels and restaurants – some will even offer Easter Egg Hunts too. Rum Point is also a popular meeting point for groups with boats, and some

families rent condos in Cayman Kai and enjoy the beach for the weekend. Batabano Cayman Carnival Batabano is usually held the week after Easter every year. It is a major highlight on the Island’s entertainment calendar. It is said the word ‘batabano’ refers to the tracks left in the sand by sea turtles as they crawl onto the beach to nest. Batabano is a multi-day event that includes a Carnival Ball, soca song competition, street parade, street dance, a beach fête and pulsating Soca music, dancing and pageantry. It celebrates the Caribbean’s diverse African and religious roots, as well as reflecting the Island’s rich heritage. Thousands of Cayman’s locals and visitors flock to the streets. It should not be missed! For more information visit the Batabano website at www.caymancarnival.com. Rundown This popular local show is named after a spicy Caymanian dish that combines lots of different ingredients. It is a satirical look at Caymanian life, politics and its people. For more information call (345) 949 5477 or visit www.artscayman.org. Halloween Halloween is a very popular event in the Cayman Islands. The festivities start just as the sun goes down and are wrapped up by about 9pm. Very popular areas to trick-or-treat are Webster’s Estates and Snug Harbour, but people also trick-ortreat in their neighbourhoods. Check out National Symbols National Bird: Grand Cayman Parrot National Flower: Wild Banana Orchid National Tree: Silver Thatch Palm National Song: Beloved Isle Cayman National Motto: “He hath founded it upon the seas”

Cayman Parent online as they always list what is happening for Halloween.

Christmas Christmas in Cayman is magical! There might not be snow, but we do put up real Christmas trees and fill our gardens with twinkling lights as the rounds of parties and good cheer begin. Traditions include visiting Capt. Theo Bodden’s magnificent garden, opposite Sunset House, which from early-December becomes a theatrical display of lights. The festive season ticks off with the Christmas breeze which starts to blow in November. Camana Bay’s annual tree lighting in November is a great family outing. The Parade of Lights takes place at the beginning of December. The Rotary’s annual carol singing concert in early December is highly anticipated every year. Enjoy shopping at the local craft markets and keep a look out for an appearance from Father Christmas! FORMALITIES

Attire & Dress Standards Business attire is usually conservative for men. Jackets are rarely worn, even in board meetings, but are compulsory for lawyers

Business & Banking Hours Typical business opening hours are Monday to Friday 8.30am-5pm, Saturday 9am1pm. Usually only retail outlets are open on Saturdays. Most banks are open MondayThursday from 9am-4pm and Friday from 9am-4.30pm, but some bank branches are also open on Saturdays between 9am-1pm. Greeting Customs & Caymankind Say “Good morning” or “Good evening” on first meeting someone in Cayman. If you are talking to a Caymanian, then use the first name but preface it with a “Miss” or a “Mr”. “Mrs” is rarely used. If you do not know their name, and they are older than you, then “Sir” or “Ma’am” is appropriate. “CayMAN” (never the Caymans or CayMEN Islands) is a welcoming place and ‘Caymankindness’ is embodied by many, so be sure to engage with people you meet. Caymankindness is about being kind and courteous.

Date System The Cayman Islands use the English date system: day/month/year. However, because of the influence of the US, some people write the date as month/day/year. It can be confusing so make sure to check! Daylight Savings Time & Greenwich Mean Time (GMT) Daylight Savings Time is not observed in the Cayman Islands. Cayman is on Eastern Standard Time. Also when the United Kingdom is on British Summer Time (BST), the time difference between the UK and Cayman is six hours.

Climate The most pleasant weather in the Cayman Islands is during the winter, from midNovember to April as there is little rain, brilliant sunshine and a constant cool sea breeze. These months also coincide with peak tourist season. May to November is the rainy season, but unless there is a tropical depression or a severe storm over the Cayman Islands, the rain is normally only heavy for a few hours.

Sunday Closings By law, most businesses in the Cayman Islands close on Sundays. Places that do remain open in Grand Cayman include some pharmacies, gas stations, restaurants, hotels and hotel bars, Camana Bay’s cinema, the Black Pearl Skate Park in Grand Harbour and Kings Sports Centre.

Cayman’s Climate at-a-glance (2019 figures) Average temperature

Average sunshine hours

Average millimeters of rainfall

Average humidity (%)

January

26.4 °C /79.5 °F

155

February

26.9°C /80.4 °F

27 °C /80.6 °F

April

28.1°C /82.6 °F

May

28.8 °C /83.8 °F

160

June

30 °C /86 °F

169

July

30.1°C /86.2 °F

August

30.4 °C /86.7 °F

September

30.3 °C /86.6 °F

October

29.3°C /84.8 °F

158

November

28.1 °C /82.7°F

124

December

26 °C /81 °F

March

www. c a y m a n r e s i d e n t . c o m

A B O U T C AY M A N

Pirates Week Cayman’s National Festival Pirates Week 2021 is scheduled to be held during the third week in November in Grand Cayman with the Sister Islands celebrating either sides of those dates. For over 40 years it has become the country’s largest celebration, drawing 35,000 patrons. It encompasses many events including street dances, district heritage days, a mock pirate invasion and float parade, a song contest, two running races, a sea swim, a Pirate Pooch Parade, a steel pan competition, a children’s fun day, and underwater treasure hunt for divers. However, in 2020, due to the pandemic, a massively scaled down event took place and no visitors could come in for the week due to our quarantine requirements. The National Festival office runs Pirates Week. See www.piratesweekfestival.com for more information.

attending court proceedings. For women: a smart skirt, dress or slacks with a blouse is appropriate. For social occasions, residents love to dress up and casual attire can be smart. Women dress in the same way they would in America and Europe. Away from the workplace, the dress is casual – shopping and running errands are done in shorts, T-shirts and sundresses.

Cayman

A Global Financial Centre

Photos courtesy of Deep Blue Images and Uyen Le

An overview of the Island’s banking, fund management, captive insurance and trust industries, structured finance, currency, the stock exchange and aircraft/ship registration.

C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

Beneficial Ownership

Legislation to Meet Client Needs

UK’s Vote to Leave the EU

Cayman’s Financial History

Jurisdiction of Choice 32 Banking

Taxation 33 Investment Funds

Trusts 34 Companies & Partnerships

Structured Finance

Collateralised Loan Obligations

Independent Directors

Financial Technology ‘FinTech’

Single Family Offices

Insurance Legislation

Captive Insurance & Reinsurance 38

Cayman Islands Insurance Association

Cayman Islands Stock Exchange

Cayman Finance, Currency

Aircraft/Ship Registration

CAYMANRESIDENT 2021

espite the global pandemic, the Cayman Islands continues to maintain its dominant position as a leading global financial hub, efficiently connecting law-abiding users with providers of investment capital and financing worldwide, benefitting both developed and developing countries. Cayman’s commitment to excellence and modern legislation are a few key elements of its performance, particularly in capital markets and investments. Alongside this, Cayman is strengthened by close connections to the United Kingdom. Cayman has also remained the leading jurisdiction for international hedge funds, as around 85% of the world’s hedge funds are currently located here. Cayman is the number one domicile for healthcare and group captives, and continues to excel globally in banking, capital markets, trusts and fiduciary services. For eight months during 2020 Cayman was added to the European Unions’ list of non-cooperative tax jurisdictions due to the Islands “not having appropriate measures in place relating to economic substance in the area of collective investment vehicles.” In September 2020 Cayman was removed from the EU list after it adopted new reforms to its framework on Collective Investment Funds. As the Cayman Islands’ Governor, Martyn Roper OBE, said “Despite dealing with the global pandemic, Cayman has yet again shown a strong track record in fully adhering to international standards. This supports the sector’s strong international reputation as a world leading, highly professional and high quality financial services sector.”

Since 2018 the Cayman Islands has passed almost 20 pieces of legislation to meet EU demands on tax matters. This includes amendments to the Mutual Funds Law and a new Private Funds Law to implement new rules for the registration, administration and supervision of funds.

Legislation to Meet Client Needs Cayman’s regulatory framework

In addition, in 2020 the Cayman Islands Government amended the existing Mutual Funds Law and enacted a new Private Funds Law to provide a regulatory regime for smaller closed ended investment funds. The new regime will ensure that the Cayman Islands remains the offshore financial centre of choice for fund managers seeking to do business in Europe, and supports the Cayman Islands’ broader aim of adopting global standards in areas such as anti-money laundering and economic substance. The Cayman Islands had already introduced legislative changes to allow the funds sector the scope to participate in the EU’s Alternative Investment Fund Managers Directive (“AIFMD”). More recently, the Cayman Islands has introduced the Virtual Assets (Service Providers) Law (2020) which sets out the legal and regulatory framework for virtual assets service providers seeking to do business in and from the Cayman Islands. The framework, which also introduces a “regulatory sandbox”, addresses the registration and licensing requirements for virtual asset service providers including exchanges and custodians. UK’s Vote to Leave EU (Brexit) On January 31st 2020, the United Kingdom (the “UK”) officially withdrew from the European Union (the “EU”). This follows the EU and UK agreeing to a transitional period ending 31 December 2020, during which the UK and the EU will enter into negotiations with respect to the UK’s future relationship with the EU.

GRAND CAYMAN’S ONLY LUXURY RESIDENT HOTEL

An oasis of calm with concierge staff on hand to help create a truly luxurious, relaxing vacation. 1-4 bedroom residences offer a gourmet kitchen, a large living room, a fully furnished balcony, just steps away from the award winning beach. Caribbean Club, Seven Mile Beach, Grand Cayman

(345) 623 4500 | www.Caribclub.com

www. c a y m a n r e s i d e n t . c o m

2 C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

Beneficial Ownership The Cayman Islands is a strong partner in combatting global financial crime. The jurisdiction has implemented the highest global standards for transparency and crossborder co-operation which are regularly reviewed and enhanced. In 2017, the Cayman Islands passed legislation to establish a centralised platform for beneficial ownership information. The legislation requires companies, limited liability partnerships (“LLPs”) and limited liability companies (“LLCs”) to engage a corporate services provider to assist them establish and maintain a beneficial ownership register. Companies and other persons may be subject to fines and imprisonment for breaching the laws relating to establishing and maintaining beneficial ownership registers. Only the competent authority is able to search the beneficial ownership registers for information. It is only able to search for such information upon receipt of a lawful request by the specified Cayman Islands or UK law enforcement authorities set out in law. The UK Sanctions and Anti-Money Laundering Act (2018) requires the UK Government to draft an order by the end of 2020 requiring British Overseas Territories to create a publicly accessible beneficial ownership register. The UK Government has indicated that such an order, if implemented, would require the British Overseas Territories to introduce a public beneficial ownership register by the end of 2023. The Cayman Islands Government has been clear that it will not consider the introduction of a public register of beneficial ownership unless and until that becomes the accepted and implemented international standard.

continuously enhanced to ensure it meets the needs of regulated entities and their clients and investors. Cayman has taken the lead in raising standards of corporate governance across the financial services sector, which is one of the main priorities for global market participants. Cayman has also introduced a number of recent amendments to its anti-money laundering, terrorist financing, proliferation financing and financial sanctions requirements to ensure it remains in line with developments in global standards, in particular those of the Financial Action Task Force (“FATF”), and the implementation of the analysis of the Caribbean FATF in its Mutual Evaluation Report. In 2016 the Cayman Islands Limited Liability Company (“LLC”) was introduced at the request of US clients. This was followed in 2017 by the introduction of the Foundation Companies Law. Foundation Companies function like a civil law foundation but in the form and with the benefits and familiarity of a company. This provides private clients with a flexible vehicle for offshore structuring, which even clients with a civil law background will be familiar with. Following consultation with the OECD, the EU and Cayman Islands stakeholders, the Cayman Islands together with other international financial centres, adopted a series of measures to introduce economic substance requirements in 2019 to implement OECD best practices for combatting ‘base erosion’ and was assessed by the OECD as fully compliant.

As a British Overseas Territory, the Cayman Islands are not part of the EU. The Cayman Islands Government maintains a strong working relationship with the UK government and industry will continue to ensure all operations with business partners in the region remain active and secure. Cayman’s robust and resilient financial services industry actively monitors the political and economic developments on Brexit to ensure the country is well-placed to adapt for these future opportunities and changes.

C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

Cayman’s Financial History On the dark and moonless night of the 8th of February 1794, a navigational error resulted in ten British ships, including a Royal Navy vessel, being wrecked on the treacherous coral reefs off East End, Grand Cayman. Local people saved everyone aboard the ships, including, so the story goes, a royal prince. When Britain’s King George III heard of this act of gallantry, he is said to have decreed that the people of the Cayman Islands should forever be free from taxes and war conscription. There is no doubt that the Wreck of the Ten Sails actually took place, but there is no documented evidence of the royal decree, however, this has not stopped the story from becoming one of Cayman’s favourite legends. The real reason for the Cayman Islands being a tax-free jurisdiction is rather more prosaic. Until the mid 1960s, the population was less than 8,000 and most Caymanians made their living from subsistence farming, fishing, turtling, schooner building and making thatch-rope, while many of the men served as merchant seamen on oceangoing ships, usually flying the American or Liberian flag. This basically meant that most of the residents in Cayman were living on meagre earnings, there were few companies at the time and capital gains were virtually non-existent, so there was nothing worth taxing. But in 1952, an aircraft runway was constructed and the following year Barclays Bank opened a branch in Grand Cayman. In fact, Cayman’s status as an international financial centre derives from the foresight of 32

CAYMANRESIDENT 2021

some early legal practitioners and a receptive Government who, in the mid 1960s, together drafted and enacted legislation to build on this modest beginning. In the following decades, more international banks were attracted to Cayman, together with law and accounting firms. When the Bahamas became independent from the UK in 1973, a number of expatriate workers from that jurisdiction were attracted to Cayman as a stable place to do business. Cooperation between the Government and the private sector has continued to this day. This, combined with a policy of welcoming expatriates with special skills to the Islands and a population of well-educated Caymanians, has kept Cayman in the forefront of the international financial industry. Jurisdiction of Choice To be successful in the competitive global financial industry requires political and economic stability, tax neutrality, a responsive legal system, stable banking environment, a sound regulatory regime, absence of exchange controls and highly sophisticated service providers. In addition to these factors Cayman’s status as an overseas territory of the United Kingdom and its international cooperation regimes in the areas of tax information exchange, regulation and law enforcement, provide the necessary level of confidence that Cayman has a sophisticated and hospitable financial environment. That confidence is built on Cayman’s status as a transparent, cooperative jurisdiction that already meets or exceeds the full range of globally-accepted standards for transparency and cross-border cooperation with law enforcement and tax authorities. Cayman became an early adopter of automatic data exchange, signing onto agreements such as the EU Savings Directive, OECD’s Common Reporting Standard, US FATCA, and country-by-country reporting principles under BEPS. The OECD’s Global Forum in 2017 assessed our jurisdiction to be “largely compliant” with the international standard for transparency and exchange of information, the same rating given to Germany, Canada and Australia.

This commitment to the highest standard is why Cayman continues to attract high calibre service providers such as lawyers, accountants and administrators, making the jurisdiction attractive to foreign investors. Cayman’s professional infrastructure, business friendly approach, flexibility, an English common law framework, stability, well-regulated regime and tax neutrality all play a role in attracting private and institutional investors to the island. The wealth of international expertise available in Cayman is one of the key factors making Cayman a jurisdiction of choice. Clients have access to a wide array of services, including trusts, family office, structured finance, insurance, banking, reinsurance, company and asset management, vessel and aircraft registration, and stock exchange listings. Banking Regulated by the Cayman Islands Monetary Authority (CIMA), banking in the Cayman Islands is a major part of Cayman’s financial sector, with 123 banks licensed as of June 2020. The total international (cross-border positions in all currency and domestic positions in foreign currency) assets and liabilities were reported as US$663 billion and US$662 billion respectively in December 2019. Cayman is ranked 14th internationally in terms of cross-border assets and also 13th for cross-border liabilities. The majority of these banks are branches, subsidiaries and affiliates of established international financial institutions conducting business in the international markets. More than 80% of those international assets represent inter-bank bookings between onshore banks and their branches, subsidiaries, affiliates and other Cayman Islands’ licensed banks. A testament to the worldwide recognition of the quality of Cayman’s financial industry is the fact that over 40 of the world’s top 50 banks hold licences in Cayman. The banking sector hires highly skilled professionals and is one of the most prominent employers on the Island. Cayman Islands’ banks are bound by strict antimoney laundering laws, which together with Know-Your-Customer (KYC) regulations, are recognised as meeting or exceeding those of all

major onshore jurisdictions. The 123 banks licensed in Cayman are split into A and B classes, with the former licence permitting banks to carry out local and international business. There are currently 9 Class A licensed banks in the Cayman Islands, with six of those carrying out retail services. The other 114 banks hold Class B licences and are mainly restricted to offshore transactions with non-residents. Of the 123 banks licensed in Cayman in the second quarter of 2020, 20 are from Europe, 21 from the USA, 21 from the Caribbean and Central America, 19 from Asia and Australia, 13 from Canada and Mexico, 27 from South America and two from the Middle East and Africa. To see a list of the banks licensed in the Cayman Islands visit www.cima.ky.

Network. It does not offer tax incentives designed to favour non-resident individuals and businesses. Cayman does not have differing tax rates for foreign entities, nor does it have legal mechanisms or treaties (such as double taxation agreements) in place with other countries to legally transfer tax bases from one country to another in order to aggressively reduce taxes. Cayman does not promote itself as a jurisdiction for aggressive tax planning. International policy makers continue to recognise the vital role Cayman’s financial services industry plays as a strong international partner in combatting corruption, money laundering, terrorist financing and tax evasion. Investment Funds The Cayman Islands is undoubtedly the leading offshore centre for the establishment of hedge funds and private equity funds. There are over 10,000 mutual funds that are either licensed, registered or administered with the Cayman Islands Monetary Authority

FORWARD THINKING. RESPONSIVE. CLIENT FOCUSED.

A Cayman corporate law rm providing outstanding client service on investment funds, mergers and acquisitions, capital markets, private equity transactions, corporate nance, and corporate matters including for Blockchain and digital assets related projects.

Loeb Smith Attorneys

www.loebsmith.com

www. c a y m a n r e s i d e n t . c o m

2 C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

Taxation Cayman imposes no income, capital gains, payroll or other direct taxation on corporations or individuals resident in the Cayman Islands although indirect

taxation is imposed on the importation of goods and direct and indirect transfers of Cayman Islands real estate. Through this tax system, total government tax revenues, as a percentage of GDP, are similar to tax rates in G20 countries and are sufficient to fund government operations. This makes additional (direct) taxation unnecessary. Cayman signed its first Mutual Legal Assistance Treaty with the USA in the 1980s and has tax information exchange agreements with 36 jurisdictions; the Multilateral Convention on Mutual Administrative Assistance in Tax Matters, which allows tax information exchange with more than 140 countries; automatic data exchange as part of the European Union Savings Directive; and has adopted US FATCA, UK FATCA and the OECD’s Common Reporting Standard. ‘Tax haven’ is a phrase that is often thrown around in the media and politics, and incorrectly assigned to the Cayman Islands. Cayman does not meet any of the tax haven definitions set out by the OECD, Transparency International or Tax Justice

C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

(“CIMA”). Following the enactment of the Private Funds Law in 2020, there are over 12,000 private funds registered with CIMA. The vast majority of investment funds are aimed at institutional or sophisticated/ high net worth investors which is reflected in the types of funds that are regulated in the jurisdiction and their assets under management. Investment funds, like other entities established in the Cayman Islands, must have a registered office provided by a licensed corporate services provider, which maintains, among other things, the corporate records of the entity. Funds will typically appoint a suite of service providers both within and outside of the Cayman Islands and in certain circumstances, must appoint Cayman Islands providers. Thus, funds will engage Cayman Islands legal counsel, approved Cayman Islands based auditors, administrators (who may need to be locally licensed in certain circumstances) as well as directors and/or advisory boards, licensed Cayman Islands trustees and (if listing) an approved listing agent. In keeping with international standards, each fund is required to appoint anti-money laundering (“AML”) officers and AML compliance officers and there are several qualified professional organisations who can provide this service. Asset managers may be based in the Cayman Islands or overseas. While the overwhelming majority of managers are located outside of the jurisdiction, in recent years there has been increased interest by managers in establishing a business with a physical presence in the Cayman Islands. With the amendment of the Securities Investment Business Law in 2019, there is an enhanced regulatory and supervisory framework for securities investment business in the jurisdiction. The success of the investment funds industry in the Cayman Islands is due to a combination of factors, including its marketleading reputation, freedom of investment decisions for asset managers, tax-neutral status, a highly regarded legal system and the availability of world-class professional service providers. The industry is an important pillar of the Cayman Islands financial services sector, responsible for the direct employment 34

CAYMANRESIDENT 2021

of hundreds of professionals. These advantages will ensure that Cayman will continue to lead the way as the jurisdiction of choice for investment funds. Trusts As a global centre of excellence for trusts, the Cayman Islands financial sector has serviced international clients for decades with what is the most flexible instrument for wealth structuring and estate planning. The Cayman Islands trust law is derived from an amalgamation of common law and equity, English statutes and local statutes that have become a blueprint for trust law in many other jurisdictions. Trust legislation is supported by a strong and highly regarded local and independent judiciary, court system and legal community. Public and private sectors are continuously reviewing and updating key legislation so that it remains current, viable and relevant in a global context, and also creating new legislation to meet ongoing needs. The Cayman Islands Law Reform Commission conducted a review of the Trusts Law and the subsequent recommendations. This work was largely the basis for the Trusts (Amendment) Law (2019). The amended Law enhances the competitiveness of the jurisdiction’s trust framework by empowering the Cayman court to set aside the mistaken exercise of a fiduciary power and to approve compromises in trust litigation. The Court is also provided with powers to vary trusts where there would be no detriment to that beneficiary, and inserts a new provision to allow the Grand Court to make rules to give effect to provisions within the Law. The amended Law also bolsters the protection of Cayman trusts under the existing “firewall” provision by including a provision that beneficiaries of Cayman trusts are excluded from being deprived of rights under the Cayman trust by virtue of a foreign law. Another important part of the jurisdiction’s trust framework is the Banks and Trust Companies Law (2020 Revision). This Law was amended in 2019 (the ‘Amendment’)

to give the Cayman Islands Monetary Authority (CIMA) more responsibility and control in the regulation of the trust industry. The Amendment requires more frequent reporting by licencees to CIMA, and gives CIMA the power to reject licence applications that do not fulfill requirements. The Amendment also requires the regulation of the licencee’s minimum net worth to ensure that it is maintained on both a solo and consolidated basis, and that the capital and other prudential requirements are met. Other provisions to modernise and strengthen Cayman’s position as a leading trust jurisdiction were made in the context of a continued focus on compliance in the world of finance. With steady and dependable growth, trusts remain an important component of the financial services industry in Cayman. According to CIMA, as of 30th June 2020, there were 147 Active Trust Licences, of which 58 were Full Trust Licences, 59 were Restricted Trust Licences and 30 were Nominee (Trust) Licences. Companies & Partnerships The Cayman Islands is a popular jurisdiction for the establishment of business vehicles because of its stable legal system, modern and flexible corporate structures, business friendly culture and tax neutral status. The main forms of business vehicle established in the Cayman Islands are: exempted companies, limited liability companies, exempted limited partnerships, Segregated Portfolio Companies, special economic zone companies and local ordinary companies. As of Q1 2020, The Cayman Islands General Registry had a total of 109,986 active companies registered and a total of 29,877 active partnerships registered. Company incorporations remain a thriving part of Cayman’s financial services offering. Cayman Islands companies are used for a variety of purposes and are governed by the Companies Law (2020 Revision) as amended. Ordinary companies are typically incorporated by those wishing to undertake business

Islands regulation as it applies to business vehicles, in particular, with respect to antimoney laundering, beneficial ownership, economic substance, data protection and the regulation of closed-ended private investment funds. These developments underpin the jurisdiction’s commitment to adherence to the very highest international standards. In addition to the law firms, who are available to provide specialist legal advice and assistance in relation to the establishment and ongoing management of the various different Cayman Islands business entities, there are also many highly qualified professional firms licensed to provide corporate services in the Cayman Islands. The corporate services providers are able to provide services including: registered offices, principal offices, fiduciary services, regulatory and compliance services, the provision of nominee shareholders, as well as the maintenance of corporate records, accounts and financial statements.

Structured Finance Several of Cayman’s law firms specialise in capital markets and structured finance transactions for international clients. The Cayman Islands have become one of the world’s leading providers of Special Purpose Vehicles (SPVs) for structured finance transactions and are recognised by the international rating agencies as a pre-eminent jurisdiction for rated debt capital market transactions. SPVs are often used in securitisation transactions which involve the acquisition of financial assets by the SPV and the subsequent issuance of securities to institutional investors. The attraction of the Cayman Islands for investors in securities issued by Cayman Islands SPVs includes statutory recognition of non-petition provisions, tax neutrality, creditor-friendly legislation and the large number of sophisticated professionals in the legal, accounting and fiduciary sectors who are well versed in assisting with establishing, maintaining and reviewing orphaned structures.

CIIA

cayman islands insurance association

We provide security to Cayman, every day. The CIIA unites the Cayman Islands’ insurance industry to create and maintain the highest standards of service, ethics, transparency, communication and good practice in all aspects of insurance. We work with our members to ensure that people, homes and businesses in the Cayman Islands are well-protected. For a list of CIIA accredited members, brokers or agents visit www.ciia.ky.

www. c a y m a n r e s i d e n t . c o m

2 C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

in the Cayman Islands and exempted companies are incorporated to undertake business external to the Cayman Islands. The introduction of the Cayman Islands limited liability company in 2017 added a further option for people wishing to establish a corporate entity in the Cayman Islands, combining the flexible features of an exempted limited partnership but with the benefit of the separate legal personality of the exempted company. Another popular business vehicle is the Cayman Islands exempted limited partnership which is the vehicle of choice for certain types of international business, in particular, for closed-ended private investments funds. Exempted limited partnerships are governed by the Exempted Limited Partnership Law (2018 Revision) as amended, which provides a modern, flexible framework for the establishment and ongoing operation of this type of business vehicle. In recent years there have been significant developments in Cayman

C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

Collateralised Loan Obligations (CLO) The Cayman Islands remains the top choice of domicile for US CLO Managers when establishing their issuer vehicles given Cayman’s reputation as a sophisticated, creditor friendly jurisdiction. CLOs securitise assets, typically leveraged loans, by pooling them together and paying out income and principal repayments from the pool to note holders. CLO investors buy tranches of notes with specific seniority and pay-out structures, hence taking different degrees of risk. The Cayman Islands Stock Exchange is also a popular choice for Managers should investors require that the notes be listed. In 2019 there were approximately 246 new deals that priced totalling $118 billion. In addition, there were refinancing transactions of approx. 90 CLOs with a value of over $40 billion. Despite the current challenges in the market worldwide CLO issuance continues to be robust with all indications that this will continue. Independent Directors in Cayman A growing sector of Cayman’s financial services industry is the provision of independent directors on various structures, such as hedge funds, private equity funds, special purpose vehicles, and insurance companies. Corporate Governance in general has become a major touch point in the financial services industry worldwide, following a number of high profile cases where investors were defrauded, in part due to insufficient independent oversight. In addition, during the global financial crisis, independent directors from the Cayman Islands added significant value when hedge funds were faced with making difficult decisions, for example, ensuring that all decisions were made in accordance with the fund documents and that all shareholders were treated fairly. This has not been lost on the institutional investors who are, for the most part, making it one of their investment requirements that there is a majority of independent directors on the board. In addition to the extra layer of oversight provided, a significant benefit of 36

CAYMANRESIDENT 2021

appointing a local, Cayman director to a Cayman entity is that local service providers are current with all relevant legislation, and can ensure that the structure is compliant with their legal requirements where necessary. On 4th June 2014, the Cayman Islands Government approved the Directors Registration and Licensing Law (DRLL) 2014, which required all directors of mutual funds regulated under the Mutual Funds Law (2020 Revision) and directors of companies registered as excluded persons under the Securities Investment Business Law (2020 Revision), to register with CIMA. These Laws provide for the registration and licensing of individuals or companies appointed as directors of Cayman Islands mutual funds and entities carrying out securities investment business, which would include Cayman Islands incorporated or registered investment managers. The Law requires an individual acting as a director on 20 or more entities to apply for a professional director’s licence, unless they meet certain caveats. Professional directors are required to have insurance with a minimum aggregate cover of $1m and minimum cover of $1m for each and every claim. An amendment to the DRLL was passed in early 2020 as a consequence of amendments to the Securities Investment Business Law (SIBL). The use of independent directors has been brought into increased focus following the implementation of the Economic Substance requirements, which came into effect in the International Tax Co-operation (Economic Substance) Law, 2018, passed in December, 2018. This legislation does not currently apply to investment funds, but requires all other relevant entities to prove that their “Mind and Management” is located in the Cayman Islands in order to allow them to claim the tax benefits of being domiciled in an offshore jurisdiction. Financial Technology ‘FinTech’ On 25 May 2020 the Cayman Islands Government passed The Virtual Asset (Service Providers) Law, 2020 (“Law”),

which provides a legislative framework for the conduct of virtual assets business in the Cayman Islands and for the registration and licensing of persons providing virtual asset services. The Law is intended to place the Cayman Islands with a cutting edge, robust framework which is in alignment with global regulatory standards, protects consumers and meets the requirements of the Financial Action Task Force recommendations in respect of virtual assets. The Law defines a “virtual asset” as a digital representation of value that can be digitally traded or transferred and can be used for payment or investment purposes but does not include a digital representation of fiat currencies. For the purposes of the Law, virtual service tokens are not classed as virtual assets. A person is a ‘Virtual Assets Service Provider’ (“VASP”) under the Law, if it is (i) a partnership or entity formed and/or registered under the applicable Cayman Islands legislation (ii) provides a virtual asset service as a business or in the course of business in the Cayman Islands and (iii) is registered or licensed in accordance with the Law or is an existing licensee that is granted a waiver under the Law. A natural person cannot carry on or purport to carry on a virtual asset service as a business or in the course of business in or from within the Cayman Islands. The Law requires a VASP to register with or be licensed by the Cayman Islands Monetary Authority (“CIMA”) dependent on the activity carried out by the VASP. As perhaps one of the most publicly recognised applications of FinTech, cryptocurrencies are virtual currencies that use cryptography to secure and verify transactions, and to control the creation of additional units. But FinTech – a shortened form of ‘financial technology’ – is broader than just cryptocurrencies. FinTech also refers to computer programming and other technology that is revolutionising the delivery of financial services via digital applications, retail banking, and investment markets. The term used by the Cayman Islands Government to describe FinTech is ‘digital assets’. Particularly in

Single Family Offices The Cayman Islands are an increasingly appealing jurisdiction for the establishment and operation of single family offices. This is, in a sense, a natural evolution and development of the financial services activities for which the Cayman Islands is well known. Many of the businesses that grew to service the investment funds, banking, finance and insurance sectors require experienced staff and technical expertise that is consequently available in the Islands and readily transferable into a family office environment, where the focus is on the preservation and management of family assets rather than external investors’ interests. There are few places outside the major onshore financial centres which can offer the talent pool, professional services support, fiduciary/ custodial mindset, transactional expertise and connectivity which is available in and provided by the Cayman Islands. Single family offices of many shapes and sizes, therefore, have come to be based in the Islands but the most prominent by some margin is the Dart Family Office, which has made the Cayman Islands its home

since the 1990s and has played a significant role in the development of Cayman more recently. Having a large and sophisticated family office such as Dart in the Islands is a major endorsement of the factors that make Cayman so appealing for family offices generally and, as the community of single family offices in the Island grows, there will be growing opportunities for these family offices to work together, coinvest, and to attract larger and ever more interesting investment opportunities. Unsurprisingly, the cosmopolitan nature of the Cayman Islands generally is reflected in the international makeup of the single family offices, which are based here, with offices representing families from the US and Canada, the Caribbean, Latin America, Europe and Africa, particularly, and interest from the Middle East and Asia increasing of late. As well as being based in the Cayman Islands themselves, many single family offices employ Cayman Islands companies, limited partnerships or trusts to structure the acquisition and

holding of assets or to participate in the international transactions in which they engage in order to preserve and enhance the wealth of the family which they serve. In this respect, the Cayman Islands provide solutions to the single family office at a number of different levels. Families Relocating

With over 130 nationalities represented in the Cayman Islands, it is no surprise that the Islands are proving of increased interest to UHNW individuals and families from all regions of the globe. The factors that make the Cayman Islands appealing for international business transactions and investment and asset holding structures, also make it appealing to the individual: the rule of law applies to all without bias, including the government; the judicial system is competent, fair and transparent and the Islands are politically and financially stable (reinforced by its connections to the United Kingdom as a British Overseas Territory); the Islands

LEGAL SERVICES

Offshore legal services Experience with agility

We provide clear, expert, no-nonsense legal advice. Whether working with financial institutions, corporate clients or high net worth individuals, we focus on the client experience and maximising value. Our clients tell us that’s what they love about doing business with us. Ian Jamieson, Partner +1 345 949 0488 ian.jamieson@bedellcristin.com

bedellcristin.com

www. c a y m a n r e s i d e n t . c o m

2 C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

recent years, financial services in Cayman have increasingly reflected the value of delivering products and services through digital assets. Some of the digital assetrelated activities that take place within Cayman include crypto exchange services, initial coin offerings and fund-issuing tokens that exist in or originate from the Cayman Islands. Government’s position on digital assets is similar to what is found in many other jurisdictions. The Virtual Asset (Service Providers) Law (2020) has introduced a framework to regulate digital assets, in order to ensure that any risks associated with such activities are analysed and mitigated, and that any benefits are realised in a manner consistent with a wellregulated financial services jurisdiction. For updates on the Cayman Islands’ digital assets regulatory framework, visit the Cayman Islands Monetary Authority’s website at www.cima.ky.

C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

also boast an excellent communications network. In addition to this, inhabitants of the Cayman Islands enjoy a considerably higher standard of living than anywhere else in the Caribbean (if not the world). Most importantly, the Cayman Islands are extremely safe with a low crime rate and no instances of the type of antisocial and threatening behaviour which affects other places where the wealthy tend to congregate. Cayman is a society that is friendly, inclusive, cosmopolitan and respectful of the individual, so much so that the term “Caymankind” has been coined recently to reflect the particular qualities of Cayman society. With an expected increase in the population of the Islands to 100,000 by 2031 (an increase of approximately 30,000), we can expect increased diversification within the population over the coming years and increased interest from wealthy families. Insurance Legislation The enactment of the Insurance Law (2010) (the ‘Insurance Law’) was a result of public and private sector collaboration in an effort to improve the regulation of insurance business in the Cayman Islands, enhance protection for domestic consumers and open new frontiers of business development. The main provisions of the Insurance Law include what were at the time two new categories of insurer licences – Class C (Special Purpose Vehicles) and Class D (Reinsurers). It also includes whistle‐blowing provisions, enhanced domestic policy holder protections and provides for increased penalties and regulatory powers by the Cayman Islands Monetary Authority, regulator of Cayman’s financial services sectors. In March 2013, Cayman introduced incorporated cell legislation for segregated portfolio insurers. The Insurance (Amendment) Law (2013) confers several advantages, such as allowing a portfolio insurance company (“PIC”) the flexibility to transition to a stand‐alone captive unlike an unincorporated cell. The Insurance (Portfolio Insurance Companies) 38

CAYMANRESIDENT 2021

Regulations, 2015 were brought into force on 16 January 2015, along with the related section of The Insurance (Amendment) Law, 2013. These regulations enhance the insurance statutory framework, providing more alternatives to risk management by enabling insurers incorporated as Segregated Portfolio Companies (“SPCs”) more flexibility. Captive Insurance Since 1979 when the Insurance Law was first passed in the Cayman Islands, this jurisdiction has become a major centre for international insurance business. The Cayman Islands is the second largest domicile for captives and holds the number one position worldwide for healthcare captives; these make up nearly one third of captive insurance companies in Cayman. The international insurance industry is primarily made up of companies insuring risks in North America, representing about 90% of the market. As of September 2020 the total number of international captives in Cayman was 652 with 25% of them in total being Medical Malpractice Liability captives. The second largest line of business proved to be Workers’ Compensation, with 148 licencees and 23% of companies assuming risk. Total assets for the entire captive industry in Cayman equated to approximately US$74.3 billion as of 30 September 2020. Reinsurance Although the reinsurance industry is relatively small in the Cayman Islands when compared to that sector in Bermuda, it has shown evidence of continued growth over the last few years, including 2020. Reinsurance represents 9% of Cayman’s international insurance industry with a total of 58 licences in the third quarter of 2020; its total assets equating to US$25.8 billion. The ongoing growth of the industry was evidenced by a reinsurance subsidiary of a large New York-based private equity firm taking advantage of the amended Insurance Law to migrate from a Class B

captive licence to a Class D open-market licence. By drawing a distinction between reinsurance and captive insurance and by offering effective regulation and competitiveness, the Cayman Islands is in a strong position to attract substantial reinsurance business through either new enterprises establishing themselves in Cayman or those re-domiciling in Cayman from elsewhere. The benefits offered to attract business and personnel to Cayman’s shores include “Special Economic Zone” treatment of reinsurance businesses and their staff. This entails exemptions from many migration restrictions and expedited licensing procedures. Alternatively, senior management personnel of reinsurance businesses, as well as other categories of financial services professionals, may apply for residency under the Immigration (Transition) Law (2018). The holder of a Residency Certificate (Substantial Business Presence), which is valid for a renewable period of 25 years, is entitled to reside in the Cayman Islands and to work in the business in which he or she is an owner or is employed in a senior management capacity in an occupation approved by the Chief Immigration Officer (without a work permit). The spouse (or civil partner) and dependent children of the Certificate holder are also allowed to reside in the Cayman Islands. Domestic Insurance The number of Class A insurance companies operating in Cayman totals 27 as of September 2020. The insurance sector in the Cayman Islands remains robust. As of 30 June 2020 the total premiums were reported at US$398 million. Cayman Islands Insurance Association (CIIA) The CIIA was established in 2004 to bring all of the insurance associations representing the industry in the Cayman Islands under one umbrella. CIIA advises on insurance policy and communicates directly with the Cayman Islands Monetary

Authority (CIMA), who regulates the insurance industry, on behalf of industry stakeholders and insurance providers. The CIIA places focus on professionally educating and developing their members to increase their insurance knowledge. They also aim to inform the public about current insurance topics of interest and provide transparent communication. To read posts about these topics and for more information, visit www.ciia.ky. SE E AD PAG E 35

Cayman Finance Cayman Finance’s mission is to protect, promote, develop and grow the Cayman Islands financial services industry through cooperation and engagement with domestic and international political leaders, regulators, organisations and media; to promote the integrity and transparency of the industry by legislative and regulatory enactment and to encourage the sustainable growth of the industry through excellence, innovation and balance. For more information visit

Cayman Islands Stock Exchange (CSX) CSX is a well-established and internationally recognised stock exchange, which is a member of the Intermarket Surveillance Group, an affiliate member of the International Securities Commission (IOSCO) and has been granted recognised status by the UK HMRC, which enables UK resident investors to receive interest and dividend payments without the deduction of withholding tax. It provides a specialised and well-regulated listing and trading facility for mutual funds, hedge funds, structured debt securities, Eurobonds, Shariah compliant products, preferred shares, depository receipts, derivative warrants and local and international equity. To attract fund listings from other jurisdictions, non-Cayman listing agents may now be appointed. Cayman Islands Department of Commerce and Investment (DCI) The Cayman Islands DCI is responsible for the grant and regulation of licensing for most business in the Cayman Islands. This includes the administration and issuance of Trade & Business Licences, Local Company (Control) Licences, Tobacco Permits, Liquor Licences, Public Film Exhibition Premises Licences, and Special Economic Zone Company Licences. For more information see their website on www.dci.gov.ky. Currency The legal tender of the Cayman Islands is the Cayman Islands Dollar (denoted CI$) and the sole issuing authority is the Cayman Islands Monetary Authority (CIMA). However, the United States Dollar, with a fixed rate of exchange, is widely used in local finance and commerce. The denominations consist of $1, $5, $10, $25, CI$50 and a $100 bill. Aircraft Registration The Cayman Islands Aircraft Registry (CIAR) (www.caacayman.com/aircraft-

registry) provides aircraft registration and certification services for aircraft within the jurisdiction or those based elsewhere. Founded on UK legislation, the Civil Aviation Authority of the Cayman Islands (CAACI) is responsible for safety oversight and the economic regulation of the aviation industry in Cayman and for all aircraft registered on the CIAR. Any person or company wishing to register an aircraft in Cayman must meet the exacting standards of the CAACI; these include submitting due diligence records within a registration application which meet International Anti-Money Laundering Law requirements. Those financing a registered aircraft can register their security interest on the Cayman Islands Aircraft Mortgage Register, which is supported by the CI Mortgaging of Aircraft Regulations (2015). Registration applications, certifications and ongoing authorisations happen within a bespoke secured data management portal, VP-C Online designed specifically for the CIAR. Additional info can be requested by email: civil.aviation@caacayman.com. Ship Registration The Cayman Islands has a seafaring history that goes back more than a century. This tradition is preserved by the Maritime Authority of the Cayman Islands (MACI) which has oversight of the Cayman Registry and maintains its headquarters in Grand Cayman. The MACI is a firstclass international organisation, with a worldwide reputation for excellence and efficiency in global shipping. The registry is staffed by an international team of shipping professionals with many years of experience in the world of international shipping. As a Category One British Registry, the Cayman Registry is qualified to register vessels of all sizes and classes, from yachts to super tankers. In the super yacht range, Cayman is one of the world’s leading offshore luxury yacht registries. Registering your vessel in the Cayman Islands grants you protection and assistance from the UK Royal Navy regardless of location and full British Consular services for all Cayman flagged vessels. Visit www.cishipping.com.

www. c a y m a n r e s i d e n t . c o m

2 C AY M A N - A G LO B A L F I N A N C I A L C E N T R E

Business Conferences in Cayman Cayman usually hosts a plethora of notable business and industry conferences throughout the year which attract a broad cross-section of the professional and business community and well-recognised guest speakers cover local and global events, pertinent financial and political topics and technological advances. However, due to the global pandemic many of these have either been cancelled or are on hold for 2021. A few of Cayman’s premier business conferences include: The GAIM Ops Cayman conference, which is the largest hedge fund operational due diligence, compliance and risk management event. The Cayman Captive Forum which discusses issues most pressing to the captive insurance industry. The International Wealth Structuring Forum hosted by STEP. Others include the Cayman Alternative Investment Summit (CAIS), and the Cayman Islands Digital Economy Conference (CyDEC).

www.caymanfinance.ky, call (345) 769 6200 or email: enquiries@caymanfinance. ky.

Investing Photos courtesy of Cayman Alternative Investment Summit, Monika Wojtkiewicz & Deep Blue Images

Saving and investing in Cayman, including wealth management services, tax considerations and investing in property.

I N V E S T I N G I N C AY M A N

Wealth Management 40 Saving & Investing in Cayman 44 Establishing a Trust 45 Investing in a Cayman Pension 45 Investing in Crypto Assets 46 Precious Metals & Secure Storage 47 Investing in Cayman Property 47 Investing in Annuities 49

he Cayman Islands’ well-regulated, tax-neutral environment is highly regarded internationally. As the world’s leading domicile for offshore hedge funds and one of the largest captive insurance centres, it is predictably the offshore jurisdiction of choice for both private and institutional investors. Cayman’s prominent reputation comes in part from the highly professional and business-friendly Cayman-based financial institutions, which maintain a close working relationship with the Government. Together they ensure that Cayman continues to foster a transparent and functional financial regime. Included in this chapter are some of the top wealth management advisors in Cayman who can provide expert advice on all of the asset classes available to investors, as well as brokerage services for those who want to pick their own stocks and shares. One asset class that remains popular among investors is Cayman property. Real estate is highly sought-after by local and overseas investors as there is no annual property tax. The local property market also continues to become more sophisticated every year. The Island is positioned as one of the top spots in the world for investors to hold high-end property. 40

CAYMANRESIDENT 2021

WEALTH MANAGEMENT

There are a number of different ways to engage in the services of investment advisors based in the Cayman Islands, either through the local office of a global firm or the asset management group of a local financial institution. A local investment advisor will be able to offer expert investment guidance on a personal one-on-on basis in the resident’s time zone. He or she will also be familiar with the asset allocation and types of investments that are appropriate given the resident’s tax status. Most of the retail banks in Cayman have a full range of financial services, and there are an increasing number of specialised financial institutions that advise individuals who are looking for private banking or wealth management facilities. Brokerage firms in Cayman offer a wide range of client accounts and a full suite of products. For example, there is ready access to the full spectrum of offshore hedge funds and funds-of-funds, with choices ranging from low volatility funds to those which are aggressive and specialised. There is access to a wide range of interest bearing securities, structured notes (including equity-linked notes), step-up bonds and Eurobonds denominated in multiple currencies. Investment accounts that are designed to receive monthly contributions are not very common because deferred tax planning is generally not necessary. However, a number of the larger retail banks

and brokerage firms can structure traditional brokerage accounts to receive monthly contributions and invest those contributions in a portfolio of mutual funds. There are a number of regulated wealth management firms based in the Cayman Islands that offer securities brokerage, along with investment advice and discretionary management services. Most financial institutions offer products and services to meet the needs of investors of all sizes. We recommend contacting a couple of the following companies to discuss your range of options and their minimum requirements. Some of the leading organisations offering wealth management solutions are listed here:

I N V E S T I N G I N C AY M A N

payroll services, online banking, Visa Infinite

www.libertywealth.ky

and Business cards, a dedicated relationship

Liberty Wealth is a fee-only comprehensive

manager, priority processing on all applications.

wealth management firm, offering holistic

Mobile banking coming in 2021.

financial planning and investment management

SE E AD PAG E 46 & PAG E 119

services. Liberty Wealth guides you to financial freedom and true peace of mind through a

CIBC FirstCaribbean International Bank

wealth management process that goes far

FirstCaribbean house, George Town

beyond investments.

Tel: (345) 949 7300 www.cibc.com/fcib

Moore & Moore Investments Ltd

Services offered include Private Banking,

Apollo House East, 4th Floor

Discretionary Portfolio Management and CIBC

87 Mary Street, George Town

Bank and Trust Services for estate planning

Tel: (345) 922 1805

and tax-optimisation strategies appropriate

office@mooreandmooreinvestments.com

for your circumstances. SE E AD PAG E 44

www.mooreandmooreinvestments.com MMI provides access to bespoke alternative

EFG Wealth Management (Cayman) Ltd

investment opportunities to private investors.

Suite 3208, 9 Forum Lane, Camana Bay

With a core focus on wealth preservation, MMI

Blacktower Financial Management

Tel: (345) 943 3350

work closely with you, taking into account your

(International) Ltd.

Email: efgcayman@efgbank.com

individual circumstances, goals and risk profile

SW2 Grand Pavilion, West Bay Road

ky.efgbank.com

to manage and preserve your wealth and

Tel: (345) 943 0015

EFG Bank (Cayman) is part of EFG International,

protect your legacy.

Email: info@blacktowerfm.com

a top 10 Swiss private banking group

SE E AD PAG E 15

www.blacktowerfm.com

headquartered in Zurich but operating in 40

Blacktower works to ensure their clients

locations worldwide, with its shares being

RBC Royal Bank (Cayman) Limited

receive the financial products and wealth

listed on the SIX Swiss Exchange. Their

Royal Bank House, 24 Shedden Road, 2nd Floor

management services that best advance

services, catered towards the domestic and

Tel: (345) 949 4600 ext. 69036

their financial objectives and circumstances.

international HNW market, cover banking

Email: antonette.baptist@rbc.com

From pension planning and pension transfer

and credit, financial planning, investment

www.rbc.com/caribbean

schemes to savings, investments and tax

management and offshore trusts.

planning, Blacktower specialists can help you

SE E AD OP P OSI T E PAG E

ensure your money works for you.

RBC Dominion Securities Global Limited 3rd Floor, 9 Forum Lane, Camana Bay

SE E AD PAG E 47

International Financial Planning (IFP)

Tel: (345) 949 4066

94 Solaris Avenue, 3rd Floor, Camana Bay

www.rbcdscayman.com

Butterfield Bank (Cayman) Limited

Tel: (345) 769 5352

RBC offers the strength and experience of

12 Albert Panton Street, George Town

Email: enquiries@ifp.ky or www.ifp.ky

a global firm, with a personalised boutique

Tel: (345) 949 7055

IFP is an independent financial planning

service. They pride themselves on their

investments.cayman@butterfieldgroup.com

company with offices in Bermuda, the Cayman

tailored approach to your individual wealth

www.butterfieldgroup.com

Islands and the British Virgin Islands. They

management needs, always putting your goals

Services offered: Private banking, asset

provide impartial, independent investment

and priorities first. Backed by the strength

management, trusts and estate planning,

advice and advise clients on a range of

and experience of Canadaâ&#x20AC;&#x2122;s leading wealth

custody services and lending solutions.

strategies best suited to them. Specialists

management firm, RBC Dominion Securities

SE E AD PAG E S 57 AN D 117

in tax neutral retirement planning, regular

Inc., are able to draw on this global expertise

savings and portfolio management, IFP can

while operating like a specialty local business

Cayman National Bank Ltd.

help you plan for a better financial future.

to help you to protect and grow your wealth

Suite 6201, Forum Lane, Camana Bay

SE E AD PAG E 48

throughout every stage of your life.

Tel: (345) 949 4655

SE E AD PAG E 45

domesticpremierbanking@caymannational.com

Liberty Wealth Partners Ltd

www.caymannational.com

Fort 51, Fort Street, George Town

Scotiabank & Trust (Cayman) Ltd.

Services offered: Premier savings and chequing

Tel: (345) 516 2695

Scotia Centre, 18 Forum Lane, Camana Bay

accounts, lending services, merchant services,

Email: hello@libertywealth.ky

Tel: (345) 949 7666

CAYMANRESIDENT 2021

Âť

Entrepreneurial thinking. Private banking. First-class private banking solutions; comprehensive financial and investment offering; delivered one relationship at a time.

ky.efgbank.com EFG Bank AG, Cayman Branch is licensed by the Cayman Islands Monetary Authority to provide private banking services. Please note, some restrictions may apply. The office in Grand Cayman for EFG Bank AG, Cayman Branch is located at 9 Forum Lane, Camana Bay, P.O. Box 10360, Grand Cayman KY1-1003, Cayman Islands, T +1 345 943 3350.

SAVING & INVESTING IN CAYMAN

are physically working outside of the

tax year in order to avoid tax on income. US

country. All newcomers to Cayman should

citizens are liable to be taxed on worldwide

Working in Cayman can be particularly rewarding as earnings and any gains from investments are tax-free. Nevertheless, as the Cayman Islands are a tax-neutral jurisdiction, it is strongly recommended that all new residents looking for employment here take the following steps:

determine if it is advantageous to transfer

income, irrespective of where that income

savings and investments to Cayman or

is physically earned, although you may

keep them at home. It is also very important

be eligible for a foreign earned income

to determine how long you need to be a

exclusion, which is adjusted each year based

non-resident before securing tax-free

on the inflation rate. Canadian citizens have

benefits, if it is possible at all. Tax legislation

to prove that they have severed ties with

is continually changing, so it is imperative to

Canada to avoid paying tax.

1) Seek tax advice in your home country. The

have the latest information before making

2) As soon as is practical after arrival in the

tax authorities in Canada, the UK and the US

decisions on investing. For example, in the

Cayman Islands, a local bank account

treat income differently when their residents

UK you have to be a non-resident for one full

should be established. This will enable you to have a debit card and do online banking. Local ATMs accept both local and foreign debit and credit cards. A note regarding chequing accounts: most local banks impose significant monthly and transaction fees on chequing accounts

unless fairly significant average balances are maintained. Certain banks for example, point out to new customers that the bank maintains the payment details of several

I N V E S T I N G I N C AY M A N

hundred local merchants and service providers. This, together with easily accessible online banking, can mitigate the need for having a chequing account, since bills may be paid online. In this instance, customers are granted savings accounts in either US$ or CI$. (Note: banks in Cayman are strictly regulated by the Governmentrun Cayman Islands Monetary Authority (CIMA), which has the regulatory and oversight functions of a central bank. There is no equivalent in Cayman to the US Federal Deposit Insurance, which means that deposits are not protected if a bank should be declared bankrupt). 3) Consider

the

establishment

investment account. This will enable new residents to take advantage of some of the other services that banks offer, such as investment advice, brokerage services and, for those with significant assets, discretionary investment management. 4) Arrive prepared to meet local requirements for establishing banking and investment relationships. Local due diligence calls for having readily available (original) documents that confirm the personal identity and other particulars of an applicant. The requirements vary with 44

CAYMANRESIDENT 2021

Âť

each institution, but generally include two forms of identification, confirmation of residential address, a bank reference, professional reference (both addressed to the bank in Cayman) and evidence of the source of funds. For a full and detailed list of requirements see the Money and Banking section of the Settling In chapter. 5) If planning to return to a country that is not US$ denominated, consider converting CI$ or US$ denominated earnings to the home country currency on a regular basis. If all of

be changed, a trust that is registered as an ‘exempted trust’ would remain tax-free for up to 50 years. A variety of flexible trust structures can be set up in the Cayman Islands to provide asset protection and estate planning. Many of the top legal firms in Grand Cayman have a proven track record in commercial and private trusts including trust formation and establishing private trust companies. These firms also advise on the regulatory and operational requirements related to various trust structures. Turn to

pages 66 and 67 in the Running a Business chapter for a comprehensive list of legal firms that can help you to establish a trust and also manage any disputes related to existing trusts. INVESTING IN A CAYMAN PENSION

According to the National Pensions Law (NPL), all participants to a local, nonGovernment-run public pension plan can either choose, on retirement at 65, to convert their pension to an annuity or to draw down a percentage of their pension

your savings are in CI$ and you only convert it upon returning to the home country, it is possible that exchange rates could move adversely and negatively impact the value of your savings once converted into your home currency.

6) Factor into investment planning an eventual return to the home country. At that time, it’s not advisable to liquidate all investments held locally and repatriate the funds. To

I N V E S T I N G I N C AY M A N

make the appropriate decision at that time, it is very important to be fully aware of your individual tax situation and what you are legally allowed to do. Whilst in Cayman, it may be advantageous to establish a Cayman-registered company or Caymanregistered trust to own investments; these could potentially provide tax advantages upon returning to the home country. Most local banks in the Cayman Islands have a trust department that can provide expert guidance and they will advise on the best strategy based on each client’s personal situation. However, please see the Domicile & Tax section on our Cayman Resident website before establishing a trust, as you might trigger inheritance tax if it is done too soon. ESTABLISHING A TRUST IN CAYMAN

With a well-regulated financial industry that is guided by modern and regularly updated legislation, the Cayman Islands is one of the world’s top tax neutral jurisdictions to establish a trust. Trusts in Cayman not only benefit from a politically stable government but there are also no capital gains, income, profit, corporation or withholding taxes. Cayman’s Government also ensures that if the tax status in the country were to ever

www. c a y m a n r e s i d e n t . c o m

I N V E S T I N G I N C AY M A N

pot annually. Non-retired residents have often talked about a rumour that on retirement you can only withdraw a total of $12,000 from your pension a year, regardless of the amount in the pension. So we thought we would investigate this for you so that you can decide what to do about investing in a pension. Here is what we found: at retirement, depending on the amount in your pension pot, you can either draw down a percentage of your pension pot (at 65 this would be between 2.05% and 5.11% of your total pension pot), or, if your maximum drawdown allowance does not reach an annual total of $12,480, then you are given an annual allowance of $12,480, which is paid monthly, until the balance of your pension is finished. In reality what this means is that if you have $244,227 in your pension account at the age of 65 then the maximum you will be allowed to withdraw that first year is $12,480. This is calculated as $244,227 x .0511. If you had $300,000 in your pension pot at 65 then you would get $15,330

(300,000 x .0511), and each year thereafter you would have to look at the age and the amount in the account to determine the percentage that would be applicable or, if you don’t have enough then you would be paid $12,480 per year until the balance is finished. Note that this should have been index-linked annually since January 2017 but it has not been done yet. There are other things to consider: 1) At retirement additional voluntary contributions (AVCs) can be withdrawn as a lump sum at retirement. 2) Before retirement, people can take a drawdown from their pension for four specific reasons – temporary unemployment (for a max of 6 months), to pay for medical bills (non-elective medical treatment only), housing or education (can be extended to the member’s children but must be full-time education). The reality is, to withdraw $51,000 a year at the age of 65 you would need $1 million in your pension pot at retirement. Many people will never save anywhere near that amount. Compounding the problem was the

Enjoy the premier Cayman lifestyle

massive exodus of funds from our private pension plans in 2020 due to COVID-19. Although incredibly popular, and in many cases a life-saving source of funds, the emergency pension fund withdrawal opportunity for local residents (other than civil servants who were not eligible), meant that over $500 million was withdrawn from local pension plans. Most was reinvested in the local economy but Government MLAs and others have voiced their grave concern that this will have a significant knock-on effect when people come to retire, and the burden it will place government and future generations under. By contrast, the Government pension plan has been very well managed, exceeds over $1 billion in funds, and according to the 2019 annual report for the plan, the fund grew by more than $228 million and provided a return of well over 26% last year (2019), supporting past claims by the Premier that the scheme is much better than anything the private sector has to offer. There is a general groundswell from the public and those in government for the public pension law and its management by private pension companies to be given a thorough overhaul. Generally speaking, a private pension was never meant to provide income replacement; it was designed as income supplementation and most professionals believe that you need to save between 17%–20% of your annual income for 40+ years to have a secure retirement income source with the assumption that you may live (on average) for 23–27 years after retirement (according to Loma’s research). Once the pandemic passes, and Cayman’s second pillar industry (tourism) can resume, it is recommended that those who took an emergency withdrawal from their pension fund reassess their financial retirement plan. INVESTING IN CRYPTO ASSETS

caymannational.com

Really live life with our Visa Infinite credit and debit cards, and enjoy satisfying rewards with every purchase made using our credit card. Talk to our Premier Banking Team today at Camana Bay or email us at DomesticPremierBanking@caymannational.com.

CAYMANRESIDENT 2021

The financial service industry in Cayman is well positioned to support this new decentralised economic model. The Virtual Asset (Service Providers) Law (2020) has introduced a framework to regulate digital

to a diversified portfolio of stocks and bonds helps improve the returns of such a portfolio over time while reducing risk and overall portfolio volatility. Traditionally, financial advisors have recommended allocating 5%–10% of one’s portfolio to precious metals, however, recent data indicates that the optimal allocation to precious metals is closer to 20%–25%. The Cayman Islands is an excellent jurisdiction for the storage of precious metals for several key reasons: > Its proximity to the United States, Canada and Latin America; > There are no import or export tariffs on precious metals coming to or leaving the country; > There is no sales tax on the storage of precious metals; > Assets in storage are not reportable to any local or foreign government or tax authorities. If you would like to invest in precious metals, the following company can help:

Strategic Wealth Preservation (SWP) 115A Printer Way, George Town Tel: (345) 640 2111 Email: info@swpcayman.com www.swpcayman.com Strategic Wealth Preservation (SWP) operates a world class vault housed within a category five hurricane rated building here in George Town. SWP specialises in the secure storage of precious metal bullion, cold storage for cryptocurrency devices and disaster recovery services for corporate data, documents and other valuable items. INVESTING IN CAYMAN PROPERTY

From the breathtaking canal front properties tucked away in the North Sound waterways, to the new Bahia terraces overlooking the South Sound shoreline, the Cayman Islands’ property market is continuing to flourish this year. To get an independent overview of how things are standing in the property market, we asked Charterland, who produce the annual Cayman Property Review, what

PRECIOUS METALS & SECURE STORAGE

Owning gold and other precious metals makes tremendous sense and offers investors opportunities for both wealth preservation and wealth appreciation across a wide spectrum of economic scenarios. Purchasing and storing precious metals in the Cayman Islands is a solid investment in your future. Adding precious metals

www. c a y m a n r e s i d e n t . c o m

I N V E S T I N G I N C AY M A N

assets, in order to ensure that any risks associated with such activities are analysed and mitigated, that any benefits are realised in a manner consistent with a well-regulated financial services jurisdiction, and to develop sensible measures for blockchain innovation to thrive. It is widely speculated that this new technology has the potential to disrupt the current global economic model by providing a more efficient engine for the flow of assets across borders. In these early stages the process of investing in crypto assets is still being fine-tuned, but the basic procedure is to (i) purchase, (ii) transfer, and (iii) store a crypto asset(s). (i) Purchase: Open an exchange account (e.g. Bitfinex, Gemini, CoinBase or Bitrex) and fund your account with a fiat currency. (ii) Transfer: The most secure way to store crypto assets is within an application known as a wallet. Popular examples include Electrum or Bitcoin-Core for Bitcoin, MetaMask for Ethereum and Ledger or Jaxx for a multiple crypto asset storage solution. The wallet has a deposit button which appears to be a random set of characters, known as your public key (think ‘user name’). The exchange will have a withdrawal function, requiring your public key to send the crypto asset to your wallet. Once the transaction is executed on the exchange, a global network of computers (the decentralised ‘governance’, so to speak) will process the transaction and publicly confirm its successful completion. (iii) Store: Your crypto asset is now stored in your wallet, for you to make purchases to another wallet, or make further transfers. Anyone looking to secure large values of crypto assets should first speak to a technical expert.

I N V E S T I N G I N C AY M A N

the highlights are. Here is what we found: there was a total of 1,936 registered property transfers in 2019. The total value of these sales was over CI$826 million, which has increased by 3.3% since 2018. Yet, what is interesting to note is that the increase in property sale numbers have not been consistent with an increase in average property values. For instance, although the number of property sales have increased in the CI$1 million to CI$4.99 million sector in 2019, in 2020 we do not see any major changes in the average value of sales. For example, a condominium registered at the Seafire Residences sold for CI$6,315,802. However, a family home sold on South Sound Road for CI$5,122,882, deeming itself the highest-valued home in the district, despite costing less than other luxury residences. In residential homes and land, from 2019-2020, we have seen various increases and decreases in average sales in all areas of the Island. George Town Villas received a net increase of 22% for two sales in

2018, with their average value of 2019 sales sitting at CI$800,275. In Savannah, the average price for a property fell 19% in 2019, meaning average sale prices dropped from CI$152 per square foot to CI$123. Contrastingly, average sale prices for land in Frank Sound has exponentially increased by 17% in 2019. This may have been due to increasing demands for construction in the area, for instance development in and around Health City. It is also promising to see how developers are now building properties in Cayman for a more sustainable future. Eco-friendly building is not only benefitting homeowners by reducing their energy bills and carbon emissions, but also helping to remediate the environment. Places like ONE Canal Point are being built sustainably by replanting the trees that they cleared to build the property in another orchard. In 2020, we have also seen one of Cayman’s most eco-friendly smart homes built in Patrick’s Island, energy-efficient with electric bills only being approximately CI$100 a month. With eco-

Whatever your financial destination, IFP’s advisers can get you there If you've just arrived in Cayman, setting up a bank account is only the first step in securing your financial future. Talk to an independent financial advisor at IFP today for advice on any pensions you may have left behind and how to best structure your financial future in Cayman. Call us at +345 769 5352 or email enquiries@ifp.ky

CAYMANRESIDENT 2021

www.ifp.ky

friendly elements taking over Cayman’s construction market, we hope to see a steady increase in eco-homes over the following years that utilise solar-generated electricity, eco-villages with gardens and greenhouses, low-flow plumbing and materials made from recycled items. When we asked a realtor about the future of Cayman’s property market, she said that if you would like to purchase a property, it is better to do it now than later. Throughout 2021, Grand Cayman is predicted to see a massive increase in home prices, but greater scarcity in availability. Many properties are also being sold pre-construction with the growth of new luxury developments. Here is a look at specific areas: Go West to discover the pinnacle of oceanfront luxury living along the Seven Mile Beach corridor. New developments to look out for include: La Paidion, located on Adonis Drive, West Bay, is a gated community near The Shores. They offer 1, 2, and 3-bedroom townhomes and condominiums, each with a modern urban design. 8 townhomes have roofdecks and private patios, with many amenities including green spaces, club houses, fitness centres and pools. Prices start at CI$245,000 for both townhomes and condos. Located at the end of the Esterley Tibbetts highway in Batabano, and five minutes drive from the beach, The Meadows will be 1 to 3 bedroom, energy efficient, solar ready, hurricane and earthquake resistant townhomes. Crafted with contemporary finishes and Caribbean charm, there will be two expansive pools, two clubhouses, an exercise circuit, gymnasium and a lake. Prices start at CI$290,000. SE E AD PAG E 17 Located just north of Seven Mile Beach will be SeaDreams, an exclusive boutique condominium development. With 4 storeys and only 2-units per floor residents will enjoy large living spaces, as well as fantastic amenities including a pool and BBQ area. After years of planning, the Hyatt will be developing Grand Hyatt Residences.

living, with amenities such as lush landscaping and a breathtaking view of the South Sound waters. SE E AD PAG E 19 Also close to Grand Harbour is Aura, a collection of 39 luxury 2 or 3-bedroom apartments. Each residence spans 1 or 2 storeys, and is designed to capture maximum sunlight. The homes encourage a healthy lifestyle with a fully equipped gym and 75 ft. lap pool, and also provides a secluded cove, BBQ area, and children’s playground. Also near Grand Harbour is the gated Grand Palmyra townhouses. They are three storey, four bedroom townhouses which include a garage. Prices start at CI$675,000. Paraiso, located at the end of Lord’s Way, boasts 12 modern canal-front homes. Each unit will have their own private dock and plunge pool, along with a green space and private patio area. Pre-construction pricing starts at US$870,507 for a 3 bed, 3.5 bath, and separate den area. Another luxury development on the rise is Indigo Bay, consisting of 29 ocean-view villas on the edge of South Sound. Amenities include private backyards, an outdoor yoga area and rooftop patios. Visit www. indigobay.ky for more information.

fixed rate of return. Generally the longer an individual invests, the higher the rate of return. Interest is credited every day and compounded annually. At the end of the fixed term, a guaranteed amount is earned. This amount does not depend on market performance – it is based on the guaranteed interest rate stated in the contract. Fixed annuities are for investors that seek both reasonable investment returns and safety of principal over a medium to long term basis. It is also for individuals that want the option, but not the requirement, to convert their savings into a monthly guaranteed payment over a stated period or their lifetime. Given the increasing reality of outliving financial resources during retirement, most individuals should consider allocating at least some of their savings to a fixed return product like an annuity. Typically the percent allocation to a fixed product should increase as a person gets older. Knighthead Annuity and Life Assurance Company 62 Forum Lane, 1st Floor, Camana Bay Tel: (345) 623 0300 Email: info@knightheadannuity.com www.knightheadannuity.com

Fixed annuities are single premium investment products that provide the ability to earn guaranteed interest over a fixed term. They are a great way to protect and grow accumulated savings without downside risk. An individual has the choice to select the duration of their desired investment, which corresponds to a

Services offered: Fixed annuity investment products with highly attractive, guaranteed investment returns that provide predictable

THE

INVESTING IN ANNUITIES

growth and peace of mind. S E E A D T H I S PAG E

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

I N V E S T I N G I N C AY M A N

Grand Hyatt will be a 20-storey resort located at Pageant Beach. It will feature a new 351-room hotel, with 167 residential units. Studios and 1, 2 and 3-bedroom units are priced between US$522,000 and US$4.18 million. Sales have been greater than CI$64 million since this development began. Eleven Parc, situated on the Seven Mile Beach corridor, is comprised of 17 new townhomes. Units range from 2.5 to 3 bedrooms, all equipped with a private garage, gourmet kitchen and swimming pool. Each unit is 1,800-2,000 square foot and priced around CI$795,000. There is also Nautica Marina Residences ( S E E A D PAG E 7 ) which is located in Crystal Harbour. These are exclusive, luxury marina-side residences in the form or 2, 3 and 4-bedroom units. These condos are perfect for boat owners requiring access to the North Sound. The price point for these properties is currently being negotiated, but you can receive more information by emailing: sales@nauticamarinaresidences.ky. Go East to purchase a condo at Ocean Vista in High Rock, pre or post construction. Located on Seaview Road, Ocean Vista is estimated to be completed in 2021, consisting of 2 and 3-bedroom units starting at CI$285,000. Being a 3-minute drive from Health City with stunning ocean views, Ocean Vista is a great opportunity for young or new investors to purchase property at lower pre-construction prices. Go South to snag a boutique property in South Sound. In keeping with surrounding luxurious homes and upcoming developments, The Mantras is an apartment complex with 50 units, valued at CI$15 million. Each unit will be equipped with Hurricane Impact Rated doors and windows. The property boasts two swimming pools, private fenced-in back gardens and a children’s playground. South Bay Residences, located on Bel Air Drive in South Sound, are new 4-bedroom townhouses by Palmyra Developments. Each residence offers spacious waterfront

Working in Cayman

Photos courtesy of Guy Waller, Deep Blue Images, Monika Wojtkiewicz and Julian Dalton

How to find a job in the Cayman Islands, the different jobs available, insight into the Island’s Labour Law, and details of Cayman’s recruitment companies.

WO R K I N G I N C AY M A N

Employment Prospects - Work Permits - Labour Law - Know Your Rights - Finding a Job - Financial Services Professionals - Other Skills & Professions - Recruitment & Employment Agencies

50 50 52 52 53 53 55

he Cayman Islands has numerous employment opportunities in the financial services industry, making it a desirable jurisdiction to be employed and it attracts professionals from around the world. Jobs in other sectors (medical, construction, retail) exist mainly to meet the demands of the local market. The Island has a well-educated local workforce, but traditionally there have been more positions to be filled than there are qualified candidates, though this is changing. Foreign workers make up a large percentage of the workforce, and come from over 130 countries. Historically, the two pillar industries that fuel Cayman’s economy are tourism and finance, and those seeking employment opportunities within these sectors have often been successful. However, since the global pandemic there have been mass redundancies in the tourism industry. Yet the introduction of the Global Citizen Programme has opened up more opportunities for people to live and work in Cayman. Please see page 81 in the Immigration chapter for more information. EMPLOYMENT PROSPECTS

Work Permits Strict work permit regulations exist to ensure that Caymanians, 50

CAYMANRESIDENT 2021

the spouses of Caymanians, Permanent Residents and existing Residents are given preference (in that order) for any position. The rules present some unique hurdles to the expatriate jobseeker, so a basic understanding of this process is required to put the employment market in context and avoid finding yourself in a position that is improvident at best and disastrous at worst. Unless contracted to Government, expatriates must either hold a valid work permit (which includes a Special Economic Zone Certificate), a Certificate of Direct Investment, a Residency and Employment Rights Certificate or hold Permanent Residency with the right to work in a prescribed occupation or occupations in order to work and reside in the Cayman Islands. The administration of work permits is the responsibility of the Cayman Islands Government Department of Workforce Opportunities and Residency Cayman (WORC) and are the legal obligation of your employer. There is also an understandable emphasis on the training of local staff to ensure that they have an opportunity to develop their skills. The onus is on the employer to demonstrate to WORC that they have tried to fill the position with a Caymanian by advertising the job on the JobsCayman website. In order to do so, the employer must register the position locally on the JobsCayman website, which in effect advertises the position to all Caymanians seeking work. Only after all efforts to recruit locally have failed can the employer rightfully justify a work permit application. This

permit, unless the permit is cancelled at the employer’s request. It is unlikely an employer will be granted a work permit unless a) the proposed expatriate employee is professionally qualified or very well experienced in a relevant field, or b) there is no interest in the position from the local workforce (which is actually fairly common). This creates something of a “Catch 22” for those expatriates without a professional qualification. The better the position, the higher the level of interest from the local workforce and the less likely it is that an expatriate will be granted a work permit. There are certain occupations that presently seem to hold little appeal for existing residents. These are often positions that offer little job security, irregular or anti-social hours of work, or a somewhat unpredictable or unreliable income stream. Examples of such lines of work are office temping, diving, nursing, construction, food and beverage service, security services and most commissionbased sales positions.

CAREER IS MORE THAN A JOB. Career is a lifestyle. 4

#adventureawaits

WO R K I N G I N C AY M A N

process must be repeated periodically (usually once every two years) depending on the employer’s circumstances. Some employees can however be granted work permits of up to five years’ duration, or even, in relation to senior positions in the financial services industry, 25 years. Work permits can take as long as three months to be processed, although they are often issued within six weeks of application. Temporary Work Permits (for anything from 30 days to up to six months) can be granted within a matter of days (if an express fee is paid), but they are generally discouraged in favour of full (i.e. one year) permits. Temporary Work Permits should therefore only be used when the circumstances justify it, for example where there is genuine urgency or where the employment is temporary in nature. A Seasonal Workers’ Permit allows the employee to work for eight months. Where employees are only required for very short periods and no residence in the Islands is expected, exemptions from the work permit restrictions can apply in particular circumstances. Other types of permission such as a Business Visitor’s Permit or even a Visitor’s Work Visa may be appropriate alternatives. Note: a work permit is granted for a specific position with a specific employer. This means that a work permit holder is not entitled to work in any other capacity or for any other employer and that any significant changes to the person’s role within the organisation, must be approved by WORC prior to the individual taking up a revised role. If you want to take up employment with a different company while you have an existing work permit, your current employer must provide a letter to WORC releasing you from your work permit. You should therefore be doubly sure that any position is right for you before committing to a long-term contract. Once employed you should take some time to consider your situation before your employer applies for your work permit renewal, as you are effectively bound to them from the time of application until expiry of the

Rules on Residing On-Island Whilst a Work Permit is Processing

The WORC authorities generally dictate that individuals should not be present in the Cayman Islands while a Work Permit application is in process, however, this does not apply if you are already legally resident, including (for example), working legally on a Temporary Work Permit (TWP) and the Full version is submitted to WORC before your Temporary Permit expires. Generally speaking, without special circumstances or the consent of the Director of WORC, no one is permitted to remain in the Cayman Islands as a Tourist Visitor while a Work Permit application is being considered. Once your permit is approved you can return to the Cayman Islands and start working. It should be noted that if you come to the Cayman Islands on a Temporary Work Permit, and your subsequent Full Work Permit application is denied, you

steppingstonesrecruitment.com

www. c a y m a n r e s i d e n t . c o m

will have to cease work immediately and may have to leave Cayman on short notice, unless permitted to remain by virtue of some other provision. Rules on Dependants

WO R K I N G I N C AY M A N

It is important to be aware that your spouse or children are not automatically entitled to reside in Cayman even if you hold a valid permit. He or she must be a named dependant on the permit and a separate application must be filed. All accompanying dependants must also submit an original medical questionnaire (if over 18 years of age) and, if it is a spouse, a certified copy of your marriage licence, civil partnership, any final divorce decree, and an original police clearance certificate. If the dependant is a child, a certified birth certificate naming you as a parent and (if old enough) a letter from a Cayman Islands’ private school confirming acceptance is required. Where appropriate, arrangements for homeschooling can be made. WORC will consider, along with other factors, your ability to financially support your dependants. Dependants can also be added to a Temporary Work Permit. For more information see the Immigration chapter. Work Permit Term Limits ‘The Roll Over’ Policy

In 2004, the Cayman Islands introduced an immigration “term limits” policy, a necessary consequence of near exponential growth of the population over the previous four decades. Under current provisions, most expatriate workers can only remain in the Cayman Islands for a maximum of nine years, unless they have applied for Permanent Residency (PR) on passing eight years of legal and ordinary residence. All such applications must generally be made by the ninth anniversary of the expatriates’ arrival to live in the Cayman Islands. The point system for awarding PR provides workers with greater transparency and certainty. This system permits everyone who qualifies to apply for Permanent Residency following a 52

CAYMANRESIDENT 2021

clear and objective set of criteria. Labour Law - Know Your Rights We strongly advise you to become familiar with your employee handbook, the Labour Law (2011 Revision), and the Gender Equality Law (2011 Revision). Below are some of the highlights of the laws governing employment in the Cayman Islands: Sexual Harassment: The Gender Equality Law (2011 Revision), states that sexual harassment is illegal in the Cayman Islands. Maternity Leave: The Labour Law (2011 Revision) stipulates that 12 calendar weeks must be granted for maternity leave. The amount of paid maternity leave is four weeks (20 days) full pay; four weeks half pay and four weeks no pay, for all female employees who have completed 12 months of employment otherwise it will be on a prorated basis. Holiday Pay: According to the Labour Law (2011), each employee is entitled to a minimum of two weeks’ vacation (10 working days) for the first four years of employment, three weeks (or 15 working days) for years four to 10, and four weeks (20 days) if employed for over 10 years for the same company. Severance Pay: Under the Labour Law (2011), all employees who have continually worked for their employer for more than a year are entitled to receive severance pay if their employment is terminated for any reason other than for misconduct and poor performance, at a rate of one weeks’ salary for every completed year of service. For part-time employees, severance pay is calculated based on the ratio of their hours of employment to the standard work week. Unfair Dismissal: If an employee feels that they have been unfairly dismissed they have 90 days from the date the employment was terminated to file a claim for unfair dismissal with the Department of Labour and Pensions. If the employee is successful with their claim they may be entitled to further compensation if the Labour Tribunal deems fit. Minimum Wage: The current national

minimum wage is CI$6 but in July 2019, Premier Alden McLaughlin announced that this will be reviewed by December 2020. Currently those in service positions who receive a portion of their income via gratuity can be paid CI$4.50 per hour, and domestic helpers who receive benefits (such as a car and accommodation) in their salary package cannot be paid less than CI$4.50 per hour. Overtime & Weekend Hours As is the case in most leading jurisdictions around the world, many companies expect their employees to work beyond the normal eight-hour work day. Conversely, standard Human Resource (HR) practices may vary from country to country. Before taking a job, familiarise yourself with the work culture. Ask your prospective employer’s HR professional whether overtime pay is provided or time in lieu. Again, knowledge of the Labour Law will assist you in determining what is legal in the Cayman Islands from an employment law standpoint. Check the Department of Labour and Pensions’ website: www.dlp. gov.ky for more information. The Cayman Islands Society for HR Professionals (www. cishrp.ky) is also a great resource. Finding a Job Despite a growing population, there are still many employment opportunities available in the Cayman Islands. Most companies on the Island receive a continuous and endless barrage of employment applications from overseas, but very few are deemed to be genuine. The minefield of applying for employment on the Island is further complicated by the requirement to advertise any position prior to a work permit application or annual renewal. By law this must be done through the JobsCayman (WORC) website but many companies also advertise their jobs in the local newspapers. However, it is often misleading as to which one of these jobs is a genuine vacancy. With 25,015 work permits in issue as of October 2020, any apparent vacancy could actually turn out to be for a work permit application

or renewal. This makes trying to find a position by reading the JobsCayman website or the Compass classifieds a bit like looking for a needle-in-a-haystack. For most jobseekers, responding to such ads should only be a part of a more proactive, direct strategy. The most effective approach to finding good employment depends on what type of role you are suited for and how soon you wish to relocate. For those that have a job overseas, but would like to live and do that job while in Cayman, they can now apply for the Global Citizen Certificate. See the Immigration chapter for more information.

If you have a Bachelor’s degree and a few years of office experience, you may want to consider office temping. This is a good way to make friends and contacts when you first arrive, which can prove to be invaluable in the search for employment. As you will be tied to the temping agency for the duration of your contract and work permit, you should do as much research as possible on prospective employers before signing up. A good agency will be able to provide references from current and past staffmembers, together with contact details, which will allow you to confirm their authenticity yourself. For other specific industries the situation is as follows:

Construction: Management positions are usually hired from overseas simply because there are not enough qualified Caymanians

to fill these posts. We recommend that you find a list of local construction companies in the Yellow Pages (www. findyello.com) and contact them directly. When a position becomes available, these companies tend to go through the resumés on file to see if someone is qualified for the position. The construction industry in Cayman is booming and companies have started working more closely with local recruitment agencies.

CI Government: As with all Civil Service jobs, the Cayman Islands’ Government prefers people to submit an official application form, a resumé and a cover letter. Visit www. recruitment.gov.ky for job opportunities.

Electricians and Plumbers: Legally, all electrical and plumbing workers require a local licence to work in the Cayman Islands.

Other Skills & Professions For those with qualifications, skills or

www. c a y m a n r e s i d e n t . c o m

WO R K I N G I N C AY M A N

Financial Services Professionals Many positions exist for professionally qualified accountants, particularly those with investment, funds or insurance industry experience (but this is by no means essential). The Cayman Islands recognises most Commonwealth and international accounting designations. Due to the proliferation of choice for qualified accountants, it may be wise to consider registering with a Cayman Islands-based recruitment agency that has an in-depth understanding of the local marketplace. They will be able to advise you on the prospects and appropriate salary for someone with your experience and qualifications. Many of the largest financial services employers on the Island find their professional staff through recruitment agencies. However, if you are interested in working for one particular employer, it would be more advisable to approach them directly first, expressing your interest, before registering with an agency. Lawyers should note that if they are seeking to practice Cayman Islands’ Law, they must generally have at least three years post-qualification experience in a British Commonwealth jurisdiction, as well as previous financial services experience, preferably in mutual/hedge funds, insurance, insolvency, structured finance or commercial litigation.

ambitions not related to financial or legal services, finding good employment may require more research and legwork. Most reputable recruitment agencies will be able to point you in the right direction and some may have vacancies within your field, so it will be a matter of researching those agencies that may be able to help you. If you are Caymanian, a Permanent Resident or currently on a work permit, you can register on the JobsCayman portal and see all the jobs which have been posted on there. Employers from top firms have access to this database and regularly post job listings on this online system. The department of WORC, in conjunction with the former NWDA has a Career Assessment Centre and also provides free career counselling and training to Caymanians. You can also use LinkedIn, the Compass classifieds or Yello to make a list of potential employers and write to them enclosing your resumé. For your cover letter, remember to include when you will be available to work, your skills, qualifications and your marital status and partner’s occupation (if you are a non-Caymanian who is married to a Caymanian). Some Cayman employers will also be interested to know if you currently reside in Cayman and if not, you should be prepared to have a convincing case for moving and being committed to your potential employer. Most employers will not reply unless they have a suitable vacancy. It is good practice to follow up with a call to their Human Resource Manager to confirm receipt and enquire as to any current vacancies available.

Plumbers are licensed by the Plumber’s

further afield to find the specialist skillsets

designation and accepts applications from

Examination Board and should contact the

needed. There is also an increased number

qualified healthcare professionals from

Planning Department about specifics of the

of positions available in the software

around the world. Email your resumé to

process. Information can be found on www.

development and network administration

careers@healthcity.ky.

planning.ky, under the ‘Builders Board’ tab.

fields in addition to project management

Electricians must satisfy the CI Electrical

and business analyst roles. These positions

demand for corporate administrators, legal

Board of Examiners that their qualifications

are often advertised by, and filled through,

secretaries, trust officers and compliance

meet the requirements of the Electricity

employment agencies.

administrators in support roles and these

Regulations. Call the Planning Department

WO R K I N G I N C AY M A N

Teaching Positions: Teaching positions in

positions are generally filled by employment

private schools regularly come up. See the

agencies. An employment agency will often

In all cases, a certified copy of your licence,

Education chapter and apply to various

hold a six-month work permit for you that

trade references and a recommendation

schools directly. Teaching and Education

will then turn into a full-time position with

from the jurisdiction you are seeking to

jobs in the Government schools are

a company you have temped for. There

transfer from must be submitted along

advertised on the Ministry of Education’s

are a few Personal Assistant positions,

with your application. You will not receive

website (www.education.gov.ky), between

but these positions are generally filled by

a work permit until you have completed

December and February every year. The

Caymanians. Support staff in accounting

this process. Qualified MEP workers should

application form is available on the website.

contact local MEP companies directly to see

You can also email: edu.recruitment@gov.

if there are any vacancies. These companies

ky with questions or applications and the HR

the retail field are Island Companies and

can be found in the local Yellow Pages.

services team will usually respond to your

Kirk Freeport. Both would be happy for

Grocery:

Foster’s

supermarket

firms also tend to be local.

Luxury Retail: The major recruiters in

has

enquiry within two weeks. This department

you to contact them directly; you can

several locations and you can reach the

is also responsible for the recruitment of

email Island Companies at careers@

HR department via their website by filling

all jobs within the Ministry of Education,

islandcompaniesltd.com and Kirk Freeport

in the online application at https://fosters.

so positions other than teaching are

via work@kirkfreeport.com.

ky/need-help/about/careers/. For Kirk

available throughout the year. Employment

Market, you can visit the careers page of

contracts are generally two-years in length

their website (www.kirkmarket.ky) and

and include a range of benefits. Further

consequently Caymanians tend to avoid

see what positions they have vacancies in.

contracts are often offered, subject to an

these jobs. The best way to find a sales

annual performance process.

position is to make a few phone calls from

Health Field: Medical professionals fully

your home country, introduce yourself and

you can view job vacancies on their

Office Support Staff: There is a high

on (345) 244 6501 for more information.

For those seeking employment at Hurley’s,

Sales: Sales jobs in Cayman usually have commission-based

component

and

website www.hurleys.ky/jobs or email:

registered in Australia, Canada, Jamaica,

recruitment@hurleysgroup.com.

the UK, New Zealand, South Africa and

Hospitality Industry: Hotels and restaurants

the US may be eligible to practice in the

often hired locally and promoted from

usually hire in September and October to

Cayman Islands once they have become

within the particular business. Some jobs

fill positions in time for high season, which

registered with the appropriate Council.

do occasionally become available and in

starts in December. Visit the Cayman Good

Presently, doctors with specialist training

these cases, recruitment is done through

Taste website at www.caymangoodtaste.

are preferred at all registered health care

employment agencies. See the Settling In

com to contact the restaurants of your

facilities. Please visit the Department

chapter for a list of the telecommunication

choice. It is recommended that you email

of Health Regulatory Services’ website

your resumé directly to specific restaurants

for

and those that are interested will call to

registration process and requirements at

company, hires most of its staff locally.

interview you over the phone. Seasonal

www.dhrs.gov.ky. For more information on

They are very pro-Caymanian and will

permits for six or eight months are easily

recruitment at the Cayman Islands Health

always look to promote from within

obtainable.

Services Authority (HSA), please visit

the organisation. If any jobs do become

IT: There is increasing demand for expats in IT

the Employment and Training section on

available, it is usually in the very technical

positions as the tech industry continues its

www.hsa.ky. The CTMH Doctors Hospital,

field. If you have the appropriate technical

steady growth on the Island. With Cayman

a private hospital, is happy to receive

skills, you may email your resumé to

Tech City (part of CEC), TechCayman and

resumés directly by email at careers@

careers@cuc.ky or visit www.cuc-cayman.

the need for expertise within areas such

doctorshospitalcayman.com. Health City

as Blockchain, Cryptocurrency and Cyber-

Cayman Islands is a private, institutional

Security, organisations are having to look

healthcare facility with Medical Tourism

CAYMANRESIDENT 2021

complete

information

about

the

then send your resumé.

Telecommunications:

Staff

are

most

companies in Cayman.

Caribbean Utilities: CUC, the local electricity

com and go to Careers.

Other: Dart is another corporation that is often seeking motivated employees. Visit

their website at https://dart.ky/careers

and immigration solutions, Baraud International

career guidance and training to help build the

for opportunities available at Dart.

Recruitment is Cayman’s leading recruitment

skills for your career in Cayman. They have

and immigration consultancy. Services include

a focus on helping peoples’ careers across a

HR solutions from temporary to permanent

range of professional roles in permanent and

staffing, immigration managed services and

temporary positions. Speak to their team to see

out-sourced payroll solutions.

how they can help with your career aspirations.

CML

SteppingStones

Tel: (345) 949 1345

3rd Floor, Fidelity Financial Centre, SMB

Email: info@cml.ky or www.cml.ky

Tel: (345) 946 7837

Founded in 2004, CML is the largest professional

Email: info@steppingstonesrecruitment.com

recruitment firm in Cayman. Their team has

www.steppingstonesrecruitment.com

helped thousands of people take their lives and

SteppingStones

careers to the next level. Specialising in financial

highly experienced, dynamic and forward-

services, legal and IT recruitment, CML’s mission

thinking professional services organisation

is to help clients build great teams and to help

headquartered

candidates build great careers.

specialising in permanent and temporary

Recruitment Agencies With the Cayman Islands being a global financial centre, it is not surprising that the recruitment of human capital from overseas is necessary due to the Islands’ small size. There are a number of recruitment and employment agencies located in Grand Cayman that specialise in finding talent for legal and financial firms as well as companies that require candidates with IT or other technical skills. Certain agencies also offer extensive training programmes to the candidates that they recruit, and provide immigration advice to their clients. Many will recruit candidates for 6-month temporary positions.

the

award-winning,

Cayman

Islands

recruitment. Their dedicated recruiters are committed to identifying and securing the

Ugland House, George Town

right career opportunities for their candidates

Affinity Recruitment Ltd.

Tel: (345) 328 0555

and securing the best talent for their clients.

2nd Floor, Piccadilly Centre, Elgin Avenue, GT

Email: cayman@highburyconsulting.com

SE E AD PAG E 51

Tel: (345) 943 2020

www.highburyconsulting.com

Email: info@affinity.ky

Highbury Consulting specialise in recruitment

www.affinitycayman.com

services for the offshore financial services,

Specialising in: Permanent and executive

legal, and IT sectors. With consultants based

recruitment, temporary staff assignments,

in the UK and the Cayman Islands candidates

corporate immigration services, and benefit

receive honest and straightforward advice

administration. SE E AD PAG E 53

from people who have first-hand experience

WO R K I N G I N C AY M A N

Tell them you saw it in the

of living and working offshore. Acumen Group Ltd 2nd Fl, 2A1 Landmark Square,64 Earth Close

Invenio Global

Tel: (345) 746 6100

42 North Church Street, Grand Cayman

Email: info@acumengroup.com

Tel: (345) 769 7000

www.acumengroup.com

Email: cayman@invenio-global.com

Acumen is a bespoke services provider

www.invenio-global.com

specialising

outsourced

Invenio has three uniquely situated locations

accounting and payroll services, interim and

worldwide: Grand Cayman, Singapore, and

secondment, and run-off acquisition. Acumen

London. Their experienced Cayman team are

Group Ltd currently has offices located in

passionate about providing full service global

Cayman

Islands,

recruitment,

Johannesburg,

recruitment solutions to their clients on a

London, Mauritius and Singapore which allows

Bermuda,

permanent, contractual or temporary basis.

them to provide local knowledge with global

Being a full service job consultancy, Invenio’s

experience to all their clients.

other specialisms are: Immigration services, general HR advice and payroll processing

Baraud

solutions.

SE E AD T H I S PAG E

1st Floor, Elgin Ct, Elgin Avenue, George Town Tel: (345) 945 1781

Nova

Email: recruitment@baraud.com

Tel: (345) 623 1029

www.baraud.com

www.nova.ky

With over 28 years of excellence in recruitment

At Nova they provide recruitment services,

THE

Highbury Consulting

www. c a y m a n r e s i d e n t . c o m

Running A

Business Photos courtesy of Deep Blue Images and Bedell Cristin

How to set up a business in Cayman, the legal formalities, trade and business licensing requirements, finding commercial office space, business services, computers and office supplies.

RUNNING A BUSINESS

Establishing a Business 56 - Legal Formalities 56 - Funds & Investment Business 60 - Cayman Enterprise City 62 Trade & Business Licensing - Incorporation/Registration - Accounting & Auditing Firms - Corporate Services - Legal Services & Attorneys at Law - Independent Directors - Cayman

62 63 64 65 66 68

Other Formalities - Work Permits - Employee Entitlements

69 69 69

Business Services - Bookkeeping Services - Business Insurance - Office Supplies & Electronics - Disaster Recovery Services - IT Services & Support - Notary Public

69 69 70 70 71 71 71

Setting Up An Office 72 - Commercial Office Space 72

CAYMANRESIDENT 2021

ESTABLISHING A BUSINESS

As a well-regulated, international financial centre with a world-class infrastructure and political stability, the Cayman Islands has the ideal environment in which businesses can flourish. As a result, the business sector in Cayman is booming. Cayman’s tight regulatory framework was further enhanced during 2020 to ensure that the Cayman Islands remains aligned with international standards and expectations. In July 2019 the Organisation for Economic Co-operation and Development (OECD) deemed Cayman’s tax regime as “not harmful” to other countries. With a well-developed common law system based on English law, and with a proliferation of world-class corporate service companies, predictably many companies have chosen to incorporate in Cayman. Below is your business set-up guide. LEGAL FORMALITIES A business in Cayman can be run as a sole trader operation, a partnership or a company. It is also possible for a foreign company to register a branch in the Cayman Islands in order for the foreign company to operate locally. The main distinction is that sole traders and general partners have unlimited liability to third parties doing business with them, whereas the shareholders of a company typically have limited liability to third parties doing business with the company. The differences in, and suitability of, various types of

Banking, by

At Butterfield, we provide financial services with a personal touch, we focus on results, we value relationships, and we celebrate success. Our local expertise connects clients to a world of financial services providing bespoke banking and financial intermediary solutions.

Letâ&#x20AC;&#x2122;s start a conversation. Butterfield Bank (Cayman) Limited P.O. Box 705, George Town, Cayman Islands, KY1-1107 Tel +1 (345) 949 7055 info.cayman@butterfieldgroup.com

Butterfield Bank (Cayman) Limited is licensed to conduct banking business and investment business by the Cayman Islands Monetary Authority. Address: 12 Albert Panton Street, George Town, Grand Cayman, Cayman Islands.

RUNNING A BUSINESS

business structure are highly technical and are best discussed with a qualified Cayman Islands’ attorney. Typically, small owneroperated businesses with few liabilities might consider operating as a sole trader, often using a ‘trading as’ title such as Fred Smith (t.a. Fred’s Fantastic Fences). There are few formalities for formation and few annual fees. However, the sole trader is personally responsible for any debts the business incurs. Where two or more people want to go into business together, but wish to avoid all the formalities and expense of a company, a partnership structure is more appropriate. Professional advisors, such as lawyers and accountants, have traditionally used a partnership structure for their business. A partnership has less legislative governance than a company and can be more flexible in its treatments of the partners’ responsibility for liabilities and share of profits. Partners are also personally liable for any debts the business incurs. A company will be used where the owners and operators of the business want to have limited liability for the debts of the business. Companies are very commonly used for all sorts of businesses, from one-man operations to multi-million dollar, multinational businesses. There are more formalities and fees associated with forming and operating a company than with a partnership or sole trader business; however for some, the benefit of limited liability that is attached to a company offsets the extra effort and cost for the formation and operation of a company. Foreign businesses that do not wish to establish a Cayman Islands subsidiary, have the option of registering a branch operation in Cayman. The process to register a branch with the Cayman Registrar of Companies is straightforward and the branch, once registered, is required to maintain a local registered agent and pay annual fees to the Cayman Islands Government to maintain its registration. If your aim is to operate a business, then depending on the nature of the on-Island business to be conducted, some other form 58

CAYMANRESIDENT 2021

of local licensing will be needed. More details on the local licences procedure is given later in this section. For a business, wholly or at least 60% beneficially owned and controlled by one or more Caymanians, the acquisition of a Trade and Business (T&B) Licence is required. Where beneficial ownership and control is less than 60% by Caymanians, a Local Companies Control Law Licence (LCCL) may be required. The grant of an LCCL is a matter of discretion for the Trade and Business Licensing Board which will carefully consider, amongst other things, the benefit such business will bring to the Islands, the extent to which Caymanian participation has been sought (which will ordinarily include a requirement for public advertising) and whether the proposed business will compete with any local Caymanian-owned businesses. Businesses wishing to set up a physical presence in the Cayman Islands, whose activities are carried out mainly outside the Islands, are in most cases exempt from the Local Companies Control Law (LCCL). Therefore, although they would require a T&B Licence to set up their local office and secure work permits for any expatriate employees (as discussed further in the Immigration chapter), they would not require a LCCL, or 60% ownership by a Caymanian Status holder. It should be noted that banks, trust companies, company management firms and a number of other businesses are exempted from requiring both a T&B Licence and LCCL, though they would need to secure any requisite licensing with the Cayman Islands Monetary Authority (CIMA). A different regulatory regime is available for businesses in certain approved categories seeking to set up within Cayman’s Special Economic Zone (SEZ). Sole Trader Due to immigration requirements and the rules governing the grant of a T&B Licence, in practice, only a Caymanian will be able to operate a business as a sole trader if they are competing in the domestic

market. A sole trader is able to start his/ her business by simply offering services or goods in return for payment, with very few formalities depending upon the type of business. The sole trader can employ people to work in the business, but is personally responsible for all the liabilities of the business (e.g. rent, T&B Licence fees, salaries and benefits of employees) and is also the person who receives all the profits. As indicated above, however, a foreign national competing only in the international economy from a base within the Cayman Islands will generally only be able to obtain a licence and operate in and from within the Cayman Islands if they first incorporate a suitable Cayman Islands company and obtain suitable licensing for that entity. There will be no requirement for such an entity to have any Caymanian participation. Partnerships One form of partnership is where all the partners are “general” partners and participate in the management of the business. In this structure, the only restrictions on sharing profits and withdrawing capital are those agreed between the partners. As well as general partnerships, the Partnership Law sets out the rules for “ordinary” limited partnerships. However, limited partners must not participate in the management of the business and a limited partner’s right to share in the profits or withdraw capital is restricted. The Exempted Limited Partnership is another form of partnership which is specially designed to provide more flexibility to suit the needs of the financial industry in Cayman. In all cases, you are advised to contact a specialist to determine the partnership arrangement most suitable for your needs. In addition to the Exempted Limited Partnership, the Cayman Islands passed legislation for the introduction of Limited Liability Partnerships (LLP). The LLP is a partnership with a separate legal personality and limited liability for its partners and it is intended as an alternative to ordinary

limited partnerships. It is generally the LLP, rather than an individual partner, who is liable for the debts. Moreover, members enjoy limited liability and there are no joint liabilities for acts or omissions of another partner, excepting where there is negligence by the partner. The LLP is designed for the conduct of business domestically, as well as for business overseas. It is anticipated that the LLP will be an attractive vehicle to overseas companies in a variety of international financial service transactions.

HSM Corporate Services Ltd. provides corporate services in the Cayman Islands. HSM’s corporate team aim to work with our clients to achieve their objectives within the parameters of the structures available under Cayman Islands law.

• Incorporation of companies and Formation of Limited Partnerships • Assisting in establishing bank accounts for corporate clients

RUNNING A BUSINESS

Companies & LLC A company that intends to conduct the majority of their business outside of the Cayman Islands would register as an exempted company. The key elements of an exempted company are that it is not required to keep a register of members open for public inspection or hold an annual general meeting in the country, it can alter its Memorandum and Articles of Association without restriction (but must notify the Registrar of Companies of any changes), it can offer shares to the public in the Islands if listed on the Cayman Islands Stock Exchange (CSX), and finally it may issue shares with nominal or no par value. The company is treated in law as a legal person able to enter into contracts and own property as well as incur liabilities. An individual who is a shareholder in a company, has a liability to the company, limited to the amount unpaid on the shares the individual owns and cannot be liable for the liabilities of the company itself. The company may distribute profits to shareholders by paying dividends and a shareholder can only get their investment in the company back by selling or redeeming the shares they have. Company formation and operation is governed by the Companies Law (Revised). The laws of the Cayman Islands also allow for the formation and the registration of Limited Liability Companies. A Limited Liability Company (LLC) is a unique vehicle that blends key features of a Cayman Islands Exempted Limited Partnership with those of a Cayman Islands exempted company. Most notably, a LLC is not the typical company vehicle with liability of shareholders limited by shares or by guarantee, but by reference to members’ capital accounts and capital commitments, with freedom of contract among members determining the internal workings of the company similar to an Exempted Limited Partnership. Yet, unlike an Exempted Limited Partnership, a LLC will be a corporate body with a separate legal personality and its members enjoying limited liability. A LLC is therefore a hybrid between an exempted company and an Exempted Limited Partnership, developed to meet the demands of various global client bases that wish to operate a vehicle which offers the greatly increased flexibility of partnership capital accounting capability but within a corporate vehicle with separate legal personality. This hybrid approach is useful in a variety of investment spaces (such as investment funds, joint ventures and holding vehicles

• Company searches • Corporate and Partnership filings • Legalisation, notarisation and apostilling documents • Re-domiciliation and transfer of companies • Voluntary Liquidations and Striking off of Companies

For further information, please contact: Huw Moses Director HSM Corporate Services Ltd. +1 345 815 7400 hmoses@hsmoffice.com

Choose the Experts. Choose HSM.

+1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

www. c a y m a n r e s i d e n t . c o m

for a variety of assets including ships) where some investors and service providers find the share capital accounting structure of a company somewhat cumbersome for certain transactions.

RUNNING A BUSINESS

Foundation Companies In 2017 the Cayman Islands enacted legislation for the formation and registration of foundation companies. Unlike the traditional company, a foundation company may have no shareholders and may entrench its objectives. Other key elements of a foundation company is that whomever the founder wants can be given rights, powers and duties (not just to existing members, directors or supervisors). A foundation company may also entrench the objectives of the company or specific provisions within the constitution and may have bylaws to govern the exercise of discretion by those who have duties or powers under the constitution. The by-laws do not have to be filed, and they do not affect a third party dealing in good faith with the foundation company. As a relatively new type of company, that is free of the current perceived drawbacks of a company or trust, the foundation company provides an attractive alternative in a range of wealth planning and commercial scenarios. It is anticipated that foundation companies will continue to open up a variety of interesting estate and other planning possibilities and will be used for commercial, philanthropic and other private purposes. Cayman Islands Branches An overseas company which i) establishes a place of business; ii) commences carrying on business within the Cayman Islands (even “offshore” business); or iii) proposes to own real estate situated in the Cayman Islands, must register as a “foreign company” (essentially register a branch) under Part IX of the Companies Law. A registered Cayman Islands branch will not have a separate legal personality from the main company headquartered overseas. In many cases, this is desirable for group 60

CAYMANRESIDENT 2021

operations which are required to maintain tax residency in a certain jurisdiction, but wish to have a Cayman Islands presence from which to conduct certain business of the group. In the case of a bank, trust company, insurance company, management company, mutual fund, mutual fund administrator or any entity carrying on securities investment business, a licence to conduct such business will be required from CIMA, even though such business is actually conducted outside the Cayman Islands. A Cayman Islands branch is able to secure a T&B Licence and, if necessary, a Local Companies (Control) Licence (LCCL) to comply with the necessary legal requirements to set up a physical presence in the Cayman Islands. Intellectual Property Legislation The CI Government has in recent years modernised the country’s intellectual property laws in order to provide better protection of the rights of persons involved in creative and business endeavours. By improving copyright, trade mark, patent and design rights legislation, Government also has improved the local commerce framework. Copyright protection has been significantly updated with the commencement of the Copyright (Cayman Islands) Order (2015), as amended. The categories of original creations that are protected in Cayman have been expanded to cover music, film, art, and other creative fields in every format – including digital. The Trade Marks Law (2016) allows people and companies to locally register their brands and company logos. It also gives legal protection against piracy and infringement, allowing local and international companies to be confident in what they create in the Cayman Islands, while providing an incentive for local and international investors. The Patents Law (Revised) continues to allow patent holders the ability to register their rights in the UK and extend those rights to the Cayman Islands.

The Design Rights Registration Law (2016) allows design rights – the physical appearance of an industrial or handicraft item or a part of it – registered in the UK, to be extended to Cayman. Funds & Investment Business Common fund vehicles used in the Cayman Islands to operate mutual and private funds include the exempted company, the segregated portfolio company, the unit trust and the exempted limited partnership. The Segregated Portfolio Company (SPC) can also be established with protected cells or segregated portfolios. The SPC makes it possible to provide a means for different groups to protect their assets when carrying on business through a single legal entity as shareholders and creditors have recourse only to the assets of a particular portfolio to which their shares are allocated. The unit trust is usually established under a trust deed with the investors’ interest held as trust units. The exempted limited partnership provides a second unincorporated vehicle and it can be formed as easily as the exempted company or the trust unit. Each type of vehicle can operate as an open-ended fund (where investors have the right to redeem their shares or interests at their own election), or as a closed-ended fund (where the right to redeem shares or interests is made at the election of operator of the vehicle). The investment funds industry is regulated and monitored by the Cayman Islands Monetary Authority (CIMA) through a number of pieces of legislation including the Mutual Funds Law, the Private Funds Law and Monetary Authority Law. An attorney can provide more information on structuring a fund in the Cayman Islands and can advise on the necessity for a licence/applicable regulation and assist in compliance with the formalities. Fund Administration The Cayman Islands remains the premier jurisdiction for the domiciliation of hedge funds. As of September 2020 CIMA

accumulated expertise. This familiarity and concentration of expertise inevitably makes the establishment and ongoing operation of hedge funds in the Cayman Islands more efficient in terms of timing and costs than less-specialised jurisdictions. Setting up a Single Family Office The Cayman Islands are an increasingly appealing jurisdiction for the establishment and operation of single family offices. For more information on this topic please see page 37 in the Cayman a Global Financial Centre chapter. Walkers (Cayman) 190 Elgin Avenue, George Town Tel: (345) 949 0100 Email: philip.paschalides@walkersglobal.com Walker’s private capital team is composed of

their advisers to provide timely, customised advice across jurisdictions that address the particular sensitivities of private capital clients. SE E AD PAG E 41

Small Businesses Commerce in Cayman continues to receive support with the Government continuing to incentivise micro and small businesses by significantly discounting T&B Licensing fees. To be classified as a micro business, owners can only employ four additional employees and cannot exceed an annual gross revenue of CI$250,000. Small businesses cannot employ more than 12 employees and exceed an annual gross revenue of CI$750,000. For business licensing information, please email: info@ dci.gov.ky, call (345) 945 0943 or visit www.dci.gov.ky.

selected specialists who advise on corporate, finance investment funds, trusts and estates and litigation matters. They work with highnet-worth individuals, family business, family offices, private banks and trust companies and

Cayman Islands Department of Commerce & Investment (DCI) The DCI is responsible for the grant and regulation of licensing for most businesses

Turnkey, fully serviced office suites available now from US$1500 per month or $199 per day. Hourly conference room rental also available for members and non-members. How we work, when we work and where we work is changing. We believe that the spaces we work in should be places that work for you and your business. Private, modern office suites with flexible occupancy options are ready now. Contact readyspaces today and move in tomorrow. +1.345.743.4610

readyspaces.ky

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

had 11,157 Regulated Funds which comprised of 7,855 Registered Funds, 282 Administered Funds, 61 Licensed Funds and 2,959 Master Funds. In addition there are 76 Administrators currently licenced in the Cayman Islands. CIMA lists all registered fund administrators in the Cayman Islands including Carne, Conyers, Estera, International Management Services (IMS), Maples, MUFG, Ogier and Walkers. In October 2020 the Cayman Islands were named ‘Best Private Equity Fund Domicile’ at the 2020 Private Equity Wire US Awards. It is commonly acknowledged that Cayman’s success as a hedge fund jurisdiction is due to a perfect combination of factors: being in the right time zone to serve the US market; having a wellrespected legal and judicial system based on English common law; that we attract the world’s best service providers who are experts in their field including fund accountants and auditors, fund attorneys, independent directors, fund administrators and trustees, all with over two decades of

in the Cayman Islands. They also process all liquor and tobacco licences as well as cinema licences and film ratings. They ensure that business owners comply with Cayman’s legislative and regulatory framework for commerce, and ensure that trade and business operations conducted in the Cayman Islands adhere to local and global requirements. Visit www.dci.gov.ky.

> >

Strategic base with easy access to lucrative

Set-Up Process

North and Latin American markets

CEC offers businesses very flexible packages which include fully serviced offices, use of the business centre facilities, the Trade Certificate to operate the business and the Zone Employment Certificates (work/ residency visas) for their staff. Set-up can be expedited within 4-6 weeks. CEC also provides offshore data-centre facilities through their strategic partner Brac Information Centre. For more information email: info@caymanenterprisecity. com, call (345) 945 3722 or visit www. caymanenterprisecity.com.

On NYC/EST time zone

Eligible Market Sectors CEC can accept companies and divisions of companies active in these key sectors:

> >

Internet and Technology Media and Marketing (including digital media, film and broadcasting)

RUNNING A BUSINESS

Cayman Enterprise City (CEC) The Cayman Islands Government enacted the Special Economic Zone (SEZ) Law in an effort to encourage further economic growth and attract additional international investment. Cayman Enterprise City (CEC) an award-winning development project which consists of three special economic zones focused on attracting knowledge-based and technology-focused businesses to set up a physical presence in the Cayman Islands. The zones included within CEC are Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. CEC enables businesses to easily and cost-effectively establish a genuine physical presence with staff and offices, to generate active business income in the Cayman Islands where there is no corporate, capital gains, sales or income tax. Cayman’s SEZ enable companies to take advantage of the Islands’ jurisdictional benefits, along with a series of appealing concessions granted by the Government. Cayman is an ideal business jurisdiction and is OECD white listed, meeting the highest anti-money laundering compliance requirements. Concessions and Reasons to Relocate to CEC

100% exempt from corporate, capital gains, sales and income tax in the Cayman Islands

> > >

100% foreign ownership permitted 100% exemption from import duties Renewable five year work/residency visas granted within five days

> > > > 62

> >

Commodities and Derivatives Biotechnology, Life Sciences and Green Technology

Maritime Services and Aviation Services

Why Companies are Establishing in CEC: Global Tax Mitigation

Companies are using CEC as part of their global structuring strategy, as it provides them with the opportunity to costeffectively establish a genuine physical presence offshore, which can significantly enhance their competitiveness in the global marketplace and enable them to generate a tax-exempt active business income in the Cayman Islands. Work/Residency Visas for Staff

CEC enables businesses to immediately relocate key staff from any country of origin to the Cayman Islands, particularly those that may not be able to get visas for the US or Canada. CEC companies can obtain five year work/residency visas for personnel within five working days. Intellectual Property

Intellectual Property can be held by a zone company and licensed internationally from this tax-neutral jurisdiction. Many CEC companies avail themselves of the benefit of establishing their IP offshore early, as part of their overall business strategy, in order to maximise the value of this key asset for the whole of the company’s life cycle, avoiding costly migration issues later.

Five year residency for employees and their dependents

Access to Global Markets

4-6 week fast-track set-up of operations

Companies are setting up within CEC and utilising the zone as a catalyst to increase global growth from a tax-neutral location.

Intellectual property owned offshore Appropriate level government reporting CAYMANRESIDENT 2021

TechCayman Similar to CEC, if you have an IT or Tech company which does business outside of Cayman, then you are eligible to move your company to TechCayman and then live and work in Cayman. For more information visit www.techcayman.com. TRADE & BUSINESS LICENSING

Subject to limited exceptions, in order for an individual, partnership or company to conduct business in or from the Cayman Islands, an application must be made to the Trade and Business Licensing Board (T&B Board) for the grant of a T&B Licence. The T&B Licence fee is payable every year and the application for renewal must be made at least 28 days before, but not more than three months before the date of expiry of the licence. It is an offence to operate a business in the local market with the public of the Cayman Islands without a valid T&B Licence or an alternative licence (unless exempted). A company wishing to carry on business in the local market with the public of the Cayman Islands, which does not have at least 60% Caymanian ownership and control, will also require a Local Companies (Control) Licence (LCCL) from the T & B Board (unless it is otherwise exempted from such requirement). Each LCCL application is considered on its own merit and all relevant forms and information for both LCCL and related T&B Licence applications are readily available online at www.dci.gov.ky.

Elgin Avenue, George Town. Application Process Your locally licensed service provider will contact the Registrar of Companies and ask if the company name you want is available and then they will prepare the following documents (but other documents may be required based on the type of company you are incorporating):

the day the incorporation documents and fees are submitted to the Registrar, provided that the incorporation documentation is in good order. The processing time is approximately five to eight business days, unless submitted on an express basis (an additional fee of CI$400 applies to express processing) in which case, the application will be processed within 24 hours during business days.

a) Memorandum of Association; b) Articles of Association.

The Registrar does not require details of the proposed business for the registration of a new company, only the type of company being registered (such as resident, nonresident, or exempted company). The fees for incorporation vary depending on the type of company and share capital. For a typical resident company with a share capital of less than CI$42,000, the fee is CI$300 and for an exempt company, the minimum fee would be CI$600. Your local service provider will have their own fee list. The company is deemed incorporated on

Company Registry Fees The registration and annual fees for any company are dependent on the size of the authorised share capital. Also worth noting is that annual fees and annual returns are due in January of each year, but the Companies Registry is under no obligation to notify the company that the fees are due. If these fees are not paid by the 31st March (of each year), they begin to accrue penalties up to 100% of the fee. Every company is responsible for paying these annual fees and filing the returns. If it has not been paid nor filed, the company

McGrath Tonner is a full-service law firm offering advice and solutions to the local and international market.

- Incorporations for companies and partnerships - Immigration advice and appeals - Registered office - Directorships - Nominee services - Vessel registration - Trade & Business and operational licensing - Special Economic Zone at Cayman Enterprise City

5th Floor, Genesis Building, Genesis Close | PO Box 446, Grand Cayman, KY1-1106, Cayman Islands Tel: (345) 949 2740 or (345) 623 2740 | Fax: (345) 949 0073 | info@mcgrathtonner.com | www.mcgrathtonner.com

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Incorporation/Registration If you wish to incorporate or register a Cayman Islands entity that will conduct business outside of the Cayman Islands, you are required to engage a local licensed service provider to incorporate your company. This is a seamless process and most firms also provide these services: registered office, corporate administration, directors and other officers and management of the company on the instruction of the beneficial owner(s). Online registration is now available and accessible through local licensed service providers. This is a secure access and not available to the public. Read on to see a list of top firms under Corporate Services. It should be noted that persons wanting to register an ordinary resident company (also referred to as a “resident company”) may apply for registration directly. Information is available at www. cbp.ky or by contacting the Registrar of Companies on (345) 946 7922, or by visiting the General Registry, Ground Floor, Government Administration Building, 133

RUNNING A BUSINESS

is subject to being struck off the register after being in default for one year. If the company had assets at the time it was struck off, those assets will become the property of the Government of the Cayman Islands. If you were ignorant of the fact that annual fees and returns were due, your company could be struck off without your knowledge. This is one of the benefits of using a locally licensed service provider, as they will process the annual paperwork and remind you of the amount and timing of annual fees. They will also keep you informed of regulatory updates and reporting obligations that apply to certain Cayman entities. Their fees are a lot less than the fees you would pay to an attorney to make the necessary application to the Cayman Court for the company to be reinstated to the registry! Accounting & Auditing Firms Accounting firms in the Cayman Islands provide a broad range of advisory, administrative, risk management, auditing and consulting services that

are specifically tailored to Cayman’s well-regulated business environment. Each year more than 60 professional accountants move to Cayman and begin a two year contract, many working in the audit industry. Every major audit firm is represented here in Cayman, including ‘the Big Four’ but we also have an incredible inventory of second tier accounting firms, each of which offer a unique environment with its own specialty areas and culture. The

Cayman

Islands

Baker Tilly (Cayman) Ltd. Governors Square, 23 Lime Tree Bay Avenue Tel: (345) 946 7853 Email: info@bakertilly.ky or www.bakertilly.ky Baker Tilly (Cayman) Ltd. is an independent member of Baker Tilly International and is a leading firm of Chartered Accountants and Business Advisors in the Cayman Islands. They provide a wide range of services to

companies domiciled in the Cayman Islands, in

was formed in 1970. The organisation’s mission is to further the public interest through the regulation of the accounting profession, promoting the highest standards of professional and ethical conduct. In 2013, CIIPA became a full member of the International Federation of Accountants, the worldwide organisation representing the profession. A not-for-profit, it prides itself on its role as both an educator and regulator in the financial services industry. Visit www.

particular mutual funds and captive insurance

Professional Accountants

Institute

ciipa.ky, email: admin@ciipa.ky or call (345) 749 3360. S E E A D T H I S PAG E & 294

(CIIPA)

companies registered with the Cayman Island Monetary Authority. BDO Governors Square, 23 Lime Tree Bay Avenue Tel: (345) 943 8800 Email: mail@bdo.ky Deloitte 2nd Floor One Capital Place, Shedden Road Tel: (345) 949 7500 www.deloitte.com/ky EisnerAmper Cayman Ltd. Century Yard, Cricket Square, 171 Elgin Avenue Tel: (345) 945 5889 Email: bleung@eisneramper.ky www.eisneramper.ky EisnerAmper Cayman Ltd. are approved by the Cayman Islands Monetary Authority to audit hedge funds, captive insurance companies and trust companies. They are experts at conducting audits under International Standards on Auditing and US GAAS. Their focus is on financial service companies and commercial companies. They audit pro-bono the Cayman Islands Red Cross, Cayman Chamber of Commerce and Cayman Finance. EY 62 Forum Lane, Camana Bay Tel: (345) 949 8444 Email: ey@ky.ey.com Grant Thornton Cayman 2nd Fl, Century Yard, Cricket Sq, George Town Tel: (345) 949 8588

CAYMANRESIDENT 2021

Email: info@ky.gt.com

comprehensive

range

corporate

and

Email: info@mcgrathtonner.com

administrative services including company

www.mtcscayman.com

KPMG

incorporation

and

SIX Cricket Square, George Town

establishment

and

Tel: (345) 949 4800

services,

Email: kpmg@kpmg.ky Provides audit, tax and advisory services.

registration services - all with a personal, time

registered office, secretarial services and

responsive touch.

vessel registration.

fund

McGrath Tonner provides responsive, efficient

director

and professional corporate services to local

management

and international clients. Affordable solutions

through their affiliate, yacht and aircraft

for company and partnership formation,

captive

management, independent insurance

SE E AD PAG E 68

SE E AD PAG E 63

PwC 18 Forum Lane, Camana Bay

FG Services Limited

Ogier Global

Tel: (345) 949 7000

Tel: (345) 815 2800

89 Nexus Way, Camana Bay

Email: caymanrecruiting@ky.pwc.com

Email: cayman@francisgreylaw.com

Tel: (345) 949 9876

www.francisgreylaw.com

Email: cayman@ogier.com

Rawlinson & Hunter

FG Services Limited (FG) is the corporate

www.ogier.com

Windward 1, Regatta Office Park, West Bay Rd

services affiliate of FrancisGrey, Attorneys-

Ogier Global offers integrated legal and

Tel: (345) 949 7576

at-Law. FG provides company and partnership

corporate administration services where they

Email: mail@rawlinson-hunter.com.ky

formation,

incorporate and administer a wide variety of vehicles. They are known for their focus on

Services provider and a registered Intellectual

corporate governance, regulatory compliance

Property

and data integrity. Their highly experienced and

Agent

Patent & Designs).

(Trademarks,

SE E AD T H I S PAG E & PAG E 67

responsive team of technical experts focus on providing the highest level of personal service

HSM Corporate Services Ltd.

while delivering commercial solutions in the

68 Fort Street, George Town

most efficient way.

Tel: (345) 949 4766 Email: corporate@hsmoffice.com

Ritch & Conolly Corporate Services

www.hsmoffice.com

Tel: (345) 949 7366

HSM provides corporate services in a responsive,

Email: info@rc.com.ky

timely and cost-effective manner. Their services

www.rc.com.ky/foreshore.html

include incorporation of companies (including

Ritch & Conolly’s regulated affiliate, Foreshore

Special Economic Zone companies), assisting in

Corporate Services Ltd., provides corporate

establishing bank accounts, preparing and filing

management services, including incorporation

applications to the Registrar of Companies and

the handling of re-domiciliation and transfer of

companies, registered office and administrative

companies. SE E AD PAG E S 59, 79 & 103

services. The firm also handles related

companies,

registration

overseas

immigration work including work permits and Campbells

McGrath Tonner Corporate Services Limited

applications for the grant and renewal of Trade

Tel: (345) 949 2648

Tel: (345) 949 2740

and Business Licences.

SE E AD PAG E 152

www.campbellslegal.com Campbells Corporate Services Limited (CCSL) holds an unrestricted trust licence issued by the Cayman Islands Monetary Authority and provides a full suite of company management and trust services to local and offshore clients.

Corporate & Commercial Law Specialists Investment Funds Banking & Finance Financial Services Regulation Trusts & Private Client Conveyancing Employment Law

SE E AD PAG E 153

Cayman Management Ltd. Tel: (345) 949 4018 Fax: (345) 949 7891 Email: enquires@caymanmanagement.ky www.caymanmanagement.com Cayman

Management

provides

T] 345 -815-2800 F] 345-947-4728 E] cayman@francisgreylaw.com W] www.francisgreylaw.com Suite 2206, Cassia Court 72 Market Street, Camana Bay P.O. Box 32302 , CI, KY1-1209

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Corporate Services The following are a few of the locally licensed corporate service providers who can assist you with the incorporation process. The usual fee for their services is between US$750–US$1,750, excluding Government filing fees. The other services they offer include: the provision of a registered office; maintenance of statutory registers; handling of annual returns; drafting resolutions and minutes; providing certified documents; getting documents apostilled and notarised; updating the register of officers, shareholders and directors; maintaining the minute book; assisting with corporate restructuring; revisions to the memo and arts, and some also provide director services.

registered office and intellectual

property services. FG is a licensed Corporate

Sinclair Corporate Services

Tel: (345) 949 0699

Arka

Tel: (345) 743 2626

Email: info@traversthorpalberga.com

1st Fl, Appleby Tower, 71 Fort Street, GT

Email: info@sinclairsoffshore.com

www.traversthorpalberga.com

www.sinclairs.com.ky

Company

The dynamic and rapidly growing Sinclair Group

company secretary and director services, and

offers practical, responsive and cost effective

general corporate and commercial matters.

Bedell Cristin

Cayman business solutions. It is registered as

SE E AD PAG E 172

18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay

formations,

registered

Tel: (345) 916 1440 or 326 6261 offices,

a trade mark agent and licensed by CIMA to

Email: caymanenquiries@bedellcristin.com

Tel: (345) 949 9107

Appleby

Boddens

Email: info@suntera.com

Appleby Tower, 71 Fort Street, George Town

Caribbean Plaza, 2nd Floor North Building

Tel: (345) 949 4900

878 West Bay Road

Email: cayman@applebyglobal.com

Tel: (345) 943 0303 or (345) 623 0303

Contact them for company formations, registered

office,

company

secretarial,

compliance officer appointments and directors’ services, ship registrations, as well as notarial and legal services through experienced English qualified lawyers. Suntera Global

RUNNING A BUSINESS

Tel: (345) 949 0488

Legal Services & Attorneys-At-Law There are 40+ law firms operating on-Island. Many of these top firms have a strong global presence and are internationally renowned. A number of Cayman’s local firms have offices conducting business around the world and as a result, attract top talent from London’s magic circle firms, positioning the Cayman Islands as one of the premier jurisdictions for legal services.

undertake corporate and directors services.

Email: info@arka.ky or www.arka.ky

3rd Floor, Royal Bank House

www.bedellcristin.com Bedell

Cristin

advises

international

and

domestic clients on all aspects of Cayman Islands law. The firm’s sector expertise includes funds, regulatory and compliance, insurance, banking,

trusts,

insolvency,

corporate,

local

business

restructuring licensing,

immigration, real estate and wills and probate. SE E AD PAG E S 37 & 83

24 Shedden Road, George Town

Travers Thorp Alberga 2nd Floor, Harbour Place

Email: hello@boddens.ky

103 South Church Street, George Town Broadhurst LLC 40 Linwood Street, George Town Tel: (345) 949 7237 Email: info@broadhurstllc.com Broadhurst LLC is an offshore corporate and litigation boutique firm advising both local and international clients in a full range of legal services. SE E AD PAG E 173 Campbells Floor 4, Willow House, Cricket Square, GT

• Independent Director Services

• Full corporate registration and representation services for all local, and international business undertakings

• Specialist corporate services for Funds and Investments Managers • Captive Insurance management and advisory service

• Yacht, Shipping and Aircraft registration and representation services

Tel: (345) 949 2648 www.campbellslegal.com Campbells is a leading offshore law firm established over 50 years ago. From their offices in the Cayman Islands, the British Virgin Islands and Hong Kong they provide comprehensive corporate and litigation advice and services to clients worldwide in relation to Cayman Islands and British Virgin Islands law.

A professional service, delivered with that extra personal touch www.caymanmanagement.com | (345) 949 - 4018 Governors Square, Grand Cayman, Cayman Islands

SE E AD PAG E 153

Carey Olsen 1st Floor, Willow House, Cricket Square, GT Tel: (345) 749 2000 Email: cayman@careyolsen.com

CAYMANRESIDENT 2021

Collas Crill

Kobre & Kim

private clients on the laws of the British Virgin

2nd Floor, Willow House, Cricket Square, GT

Suite 3207, 9 Forum Lane, Camana Bay

Islands, the Cayman Islands, Ireland, Jersey and

Tel: (345) 949 4544

Tel: (345) 749 4000

Luxembourg. With offices in key jurisdictions

Email: cayman@collascrill.com

www.kobrekim.com

around the world, the Maples Group has specific

Kobre & Kim is a global law firm focusing

strengths in areas of corporate commercial,

Conyers

exclusively on disputes and investigations,

finance, investment funds, litigation and trusts.

SIX, 2nd Floor, Cricket Square, GT

conducting most of their work as special

Tel: (345) 945 3901

conflicts counsel in complex international

McGrath Tonner

Email: cayman@conyers.com

disputes. They regularly execute cross-

5th Floor, Genesis Building, George Town

border litigation and investigation strategies

Tel: (345) 949 2740

Dentons

and their specialised, integrated product

Email: info@mcgrathtonner.com

3rd Floor, One Capital Place, GT

offerings allow them to pursue aggressive

www.mcgrathtonner.com

Tel: (345) 745 5000

and creative solutions to clientsâ&#x20AC;&#x2122; underlying

McGrath Tonner is a full service law firm serving

Email: info.ky@dentons.com

problems, whether legal, financial, commercial

the local and offshore market: Litigation and

or reputational.

dispute resolution, corporate law, matrimonial and family law, wills and probate, trusts, real

Forbes Hare Cassia Court, 10 Market Street, Camana Bay

Loeb Smith

estate conveyancing, immigration, judicial

Tel: (345) 943 7700

5th Fl, Zephyr House, 122 Mary Street

review,

Email: cayman@forbeshare.com

Tel: (345) 749 7590

licensing and debt collection.

employment,

criminal

litigation,

SE E AD PAG E 63

Email: info@loebsmith.com www.loebsmith.com

Mourant

Suite 2206, Cassia Court, Camana Bay

Loeb Smith is a corporate law firm serving

94 Solaris Avenue, Camana Bay

Tel: (345) 815 2800

clients globally with outstanding Partner-

Tel: (345) 949 4123

Email: cayman@francisgreylaw.com

led service at competitive rates. The firm

Email: caymanislands@mourant.com

www.francisgreylaw.com

specialises

FrancisGrey is a specialist Corporate and

markets, mergers and acquisitions, private

Ogier

Commercial Cayman Islands law firm. The firm

equity

4th Floor, 89 Nexus Way, Camana Bay

provides services in the areas of investment

banking and finance, insolvency and corporate

Tel: (345) 949 9876

funds,

restructuring, and commercial litigation.

Email: cayman@ogier.com

SE E AD PAG E 33

www.ogier.com

banking

and

finance,

intellectual

property, regulation, trusts and private client,

investment

transactions,

funds,

general

capital

corporate,

Ogier is a leading law firm advising on Cayman,

conveyancing and employment law. SE E AD PAG E S 65 & T H E OP P OSI T E PAG E

RUNNING A BUSINESS

FrancisGrey

Maples Group

BVI, Guernsey, Jersey and Luxembourg law.

Ugland House, South Church Street, GT

Ogier has had a presence in the Cayman

Harneys

Tel: (345) 949 8066

Islands for over 25 years. Legal services for

3rd Fl, Harbour Place, 103 South Church Street

www.maples.com

Tel: (345) 949 8599

The

leading

core of its business, alongside private wealth,

Email: cayman@harneys.com

international law firm, Maples and Calder, advises

local legal services and integrated corporate

global financial, institutional, business and

administration services.

Maples

Group,

the corporate and financial sectors form the through

its

HSM 68 Fort Street, George Town Tel: (345) 949 4766 Email: info@hsmoffice.com www.hsmoffice.com HSM is a full-service law firm and their lawyers advise on the principal areas of corporate and commercial litigation, insolvency, property, private client and trusts. They have specialist lawyers handling business establishment in the Cayman Islands and related employment, immigration and relocation services.

FG Services Limited Company & Partnership Formation Economic Substance and Board Support Services Intellectual Property Agents (Trademarks, Copyright, Patent & Designs) T] 345 -815-2800 F] 345-947-4728 E] cayman@francisgreylaw.com W] www.francisgreylaw.com 72 Market Street, Camana Bay

SE E AD PAG E S 59, 79 & 103

Âť

www. c a y m a n r e s i d e n t . c o m

Sinclairs

Walkers provides legal, corporate, fiduciary and

3rd Floor, Genesis Building

compliance services to global corporations,

Genesis Close, George Town

financial

Tel: (345) 743 2626

participants and investment fund managers.

Email: info@sinclairsoffshore.com

SE E AD PAG E 41

In 2014, the Cayman Islands Monetary Authority (CIMA) introduced its directors’ registration law, which was followed up in 2017 by the administrative fines regime, which provides the regulator with guidelines on how to impose penalties on funds and their operators for noncompliance. Penalties can range from CI$5,000 to CI$1,000,000 depending on the severity and scope of the breach. Most new hedge funds have at least a majority of independent directors on their boards, many of whom are seasoned professionals based in Cayman. A few well known firms of independent directors based in Grand Cayman include the Carne Group, HighWater and ICG Management Limited and law firms, such as the Maples Group and Ogier. Cayman had come under pressure from institutional investors and overseas regulators (such as the International Organisation of Securities Commissions (IOSCO)) to enhance its regulatory regime in relation to governance and anti-money laundering monitoring. By taking these steps Cayman stays competitive with Dublin and Luxembourg, as it seeks to strike a balance between being sufficiently regulated, without the regulations being overly burdensome, and therefore keeping Cayman attractive to new investors.

Sinclairs is a boutique law firm of English-

Legal Befrienders

Cayman Management Ltd.

qualified

Phoenix Legal

Symons & Symons

Office 115, Windward III, Regatta Office Park

4 Tropic Centre, 18 Earth Close

Tel: (345) 929 4701

Tel: (345) 745 7529

Email: lisa@phoenixlegal.ky

www.symonsandsymons.com

www.phoenixlegal.ky Lisa Donalds specialises in family practice law:

Travers Thorp Alberga

adoption and children’s legal arrangements,

2nd Floor, Harbour Place

divorce,

103 South Church Street, George Town

guardianship

and

receivership

applications, pre and post nuptial agreements,

Tel: (345) 949 0699

protection from domestic violence, wills,

Email: info@traversthorpalberga.com

probate and administration.

www.traversthorpalberga.com TTA advise on all types of offshore entities

Priestleys Attorneys-at-Law

including hedge funds, private equity, corporate

2nd Fl, Caribbean Plaza, 878 West Bay Road

and partnership vehicles, asset and structured

Tel: (345) 946 1577

finances, cryptocurrencies and ICO’s, capital

Email: info@priestleys.ky

markets, general corporate and commercial matters, and private client. In addition, their

Ritch & Conolly Attorneys-At-Law

matrimonial department deals with family

4th Fl, Queensgate House, South Church Street

law including divorce, financial provision, child

Tel: (345) 949 7366

custody and cross border asset tracing.

Email: info@rc.com.ky or www.rc.com.ky

SE E AD PAG E 172

RUNNING A BUSINESS

Established in 1983, Ritch & Conolly has developed a solid reputation for providing

Walkers (Cayman)

comprehensive legal services to local and

190 Elgin Avenue, George Town

international clients and financial institutions.

Tel: (345) 949 0100

SE E AD PAG E 152

Email: info@walkersglobal.com www.walkersglobal.com

institutions,

capital

markets

www.sinclairs.com.ky 87 Mary Street, 2nd Floor Apollo House West

Tel: (345) 949 4018

experience in the Cayman Islands. Practical,

lawyers

with

over

years’

Tel: (345) 945 8869 or www.frc.gov.ky

Email: enquiries@caymanmanagement.ky

cost-effective advice and representation

Free legal advice is offered on issues such as

www.caymanmanagement.com

is offered in: litigation and insolvency,

domestic violence, divorce and immigration at

Provides

corporate and commercial transactions, IP

the Legal Befrienders Clinic every Tuesday from

specialised

and employment law. Sinclairs is a registered

5pm-6.30pm. You can either call or visit the

services” in support of ongoing compliance

trademark agent and licensed by CIMA to

Clinic where qualified attorneys offer advice on

with

undertake company incorporations and the full

a walk-in, first come first serve basis

as well as affordable company registration

range of corporate services. Notarial services

Stuarts Walker Hersant Humphries Kensington House, 69 Dr. Roy’s Drive, GT Tel: (345) 949 3344 Email: info@stuartslaw.com

CAYMANRESIDENT 2021

director

professional

Economic

services,

“outsourced

Substance

requirements

and incorporation services for local and

Independent Directors - Cayman The Cayman Islands is the leading offshore domicile for hedge funds, and as regulators and investors have placed more stringent requirements on good governance and oversight, independent directors have taken up the mantle of supporting the asset management industry.

also offered.

independent

international

companies

and

investment

vehicles. Other services include: shipping, yacht and aircraft registration, fund services and advisory services. Their affiliate CSI International Underwriting (Cayman) Limited offers captive insurance management services to clients.

SE E AD PAG E 66

OPENING BUSINESS ACCOUNTS To open a business bank or trust account in the Cayman Islands, you will need to complete a very detailed application, as well as provide the following information:

> >

Full incorporation paperwork Written request to open a new account on company letterhead giving an overview of the business (e.g. clients, number of staff and how revenue is generated) and reason for needing the account

> >

Bank references from a current bank Certificate of Incorporation, certified by a Notary Public

Articles and Memorandum of Association,

operation of the account. Companies incorporated in other countries require notarised documents to verify the bona fides of the company. Each bank in Cayman will have a minimum amount required to open a business account. OTHER FORMALITIES

Work Permits All businesses will require work permits and/or other relevant permissions for any non-Caymanian staff engaged in gainful employment in the Cayman Islands. Details of such requirements can be found in the Immigration chapter.

certified by a Notary Public

Annual report, financial statements, auditors reports or business plan

Certificate of Good Standing, if business is older than one year

Register of Members, Officers and Directors, certified by the registered office or a Notary The identity of each ultimate beneficial owner, director and signatory; this must be supported by a certified copy of their passports and proof of residential address

If the business is conducted within the Cayman Islands, a copy of the current Trade and Business licence

Professional reference from an accounting or law firm and a professional reference from a bank that indicates a good relationship of over three years

Nature and dollar volume of anticipated transactions, including source of funding of initial and subsequent deposits. This can be provided from a copy of the Business Plan if the company is new or latest Financial Statements if the company is already operating

> >

Tax declaration form All directors, members and signatories to supply all information needed for a personal bank account, including certified copy of partnership agreement.

If there are more than a nominal number of shareholders, the bank requires identification and references for the principal shareholders who own 10% or more of the shareholding, directors and officers responsible for the

BUSINESS SERVICES

Advertising Agencies, Social Media Consultants & Web Design Services The Cayman Islands has a great selection of creative agencies providing exceptional advertising, marketing, branding and public relations services, that can provide you with the right tools to promote your business on-Island. These include BB&P Brand Interactive (Email: simon@bbandp. com), Bliss Digital Marketing (Tel: (345) 916 2630), Fountainhead (Tel: (345) 926 0187), FSH Design (Tel: (345) 947 8755), MC2 (Tel: (345) 946 1220), Massive Media (Tel: (345) 947 6677), Netclues Inc. (Tel: (345) 925 2222), Not Your Standard Agency (Tel: (345) 745 6972), Savage Consulting (Tel: (345) 326 3333), Social Grace (Tel: (345) 328 1552 or www.socialgrace.ky), Tower Marketing (Tel: (345) 623 6700), and Wigglypen (Tel: (345) 916 8562). Bookkeeping Services HLB Berman Fisher Tel: (345) 928 4751 Email: lauren@bermanfisher.com www.bermanfisher.com Qualified accountants and CIMA registered

Health Insurance & Other Benefits Employers are required to ensure that all employees, their unemployed spouses

auditor

providing

reviews,

outsourced

professional accounting, interim CFO and advisory services to both local and offshore

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Public

Employee Entitlements Cayman’s current Labour Law (2011 Revision), sets out the minimum entitlements that must be provided by an employer to its employees. There is no requirement for the employer to provide a contract of employment, but the terms and conditions of the job are required to be set out in a statement and provided to the employee shortly after commencing employment. Essentially, the minimum terms and conditions for leave, set out in the Labour Law, include two weeks annual vacation, increasing up to three weeks after four years and four weeks after 10 years of service. This is in addition to the (approximately) 11 public holidays scattered throughout the year. Employees are entitled to 10 paid sick days each year and 12 weeks maternity leave (20 days of which are at full pay and a further 20 days at half pay). Nine weeks adoption leave is available for female employees (of which 15 days are at full pay). Upon termination of employment by the employer, there is an entitlement to severance pay, equal to one week’s pay for each completed year of service. There is a statutory unfair dismissal scheme which provides compensation equal to one week’s pay for each completed year of service.

and dependents have health insurance. Employees are also entitled to a pension plan. Similar to other parts of the world, employers may offer enhanced benefits to prospective employees and it is not uncommon to see employers offering enhanced vacation leave, relocation expenses, additional pension contributions, bonus options, upgrades to premium health insurance and private school fees. It can be very expensive to move household items to Cayman and different employers will have more or less generous relocation packages, so review the offer of employment carefully. Many employers offer attractive health insurance packages for their employees. See the list of Health Insurance Providers in the Health & Wellness chapter.

clients.

Services

include

audit,

review,

Email: info@briatgroup.com

compilation, payroll, accounting (corporate,

www.briatgroup.com

personal and strata), financial statement

Business

preparation,

business

agreed

upon

procedures,

insurance insurance

services: solutions

Commercial including

valuations, liquidation and forensics. HLB

property, liability, business interruption, as well

Berman Fisher also provides training and

as specialty insurance products for professional

coaching

services.

finance

teams

along

with

SE E AD OP P OSI T E PAG E

implementation of policies and procedures. CG Britcay Insurance

SE E AD T H I S PAG E

Tel: (345) 949 8699

Omni Cayman

Email: info_ky@cgcoralisle.com

Tel: (345) 547 4473

www.cgcoralisle.com

Email: info@omnicayman.com

CG Britcay can design business insurance plans

www.omnicayman.com

that provide wide ranging cover, including

Omni Cayman are Certified QuickBooks Pro

property, asset and profit protection, as well as

Advisors offering professional accounting

protection against the potential legal liabilities

services. They have a team of professionals

of running a business.

with over twenty years’ experience with Cayman’s top firms such as Deloitte, KPMG and BDO. Omni provides full service professional outsourcing, as well as individual and corporate

RUNNING A BUSINESS

US Tax filing and consulting services.

Business Insurance If you run a business it is important that you are fully protected for your property, business interruption and liability exposures whether it is caused by fire, hurricane or injury losses. To find the right insurance for your business, call the qualified advisors at one of Cayman’s top insurance providers on page 130 in the Settling In chapter or see below for companies who specifically specialises in business related insurance products. Briat Insurance Tel: (345) 945 0030

Business Security Although Cayman has one of the lowest crime rates in the region, the Royal Cayman Islands Police (RCIPS) is taking a proactive approach to mitigate any criminal activity within the business community. In addition to their normal policing activities, the RCIPS run a Business Watch programme along the Seven Mile Beach corridor and the George Town waterfront that allows business owners to report any suspicious behaviour. You may direct reports to PS Jonathan Kern (Email: jonathan.kern@ rcips.ky or tel: (345) 649 4222) or use the new mobile app by visiting their website at www.rcips.ky. Additionally, reports can be made anonymously via the RCIPS call centre in Miami, Tel: 1 (800) TIPS. By reporting even the smallest annoyance, the police can recognise if a trend is occurring

in your area and jump on the problem before anything big happens. If you witness a crime or are being threatened at your business, please contact 911 directly. The RCIPS plans to launch the Business Watch programme in other areas in the future, as well as expand all Community Policing. If you need to improve the security at your business, there are companies that provide services from 24-hour security monitoring to installing alarm systems. Anti-Business Fraud Hotline In 2017, the Government established a whistle-blower hotline in order for civil servants and members of the public to report government fraud or any breaches in ethics anonymously. The number for the toll-free hotline is Tel: 1 (800) 534 1111. All calls to this hotline are monitored and answered overseas by a KPMG trained operator. Callers can expect to receive a tracking number, which can then be used as a reference if they need to make a followup call. Persons who wish to make a report by email must use fraud@kpmg.co.za and are encouraged to visit the Anti-Fraud Policy website at www.fraud.gov.ky if they require more information. All claims of fraud or allegations will be investigated by Cayman’s Internal Audit Services. The authorities strongly discourage frivolous or malevolent tips. Office Supplies, Printers & Electronics Alphasoft Tel: (345) 949 8251 Email: sales@alphasoft.com.ky Alphasoft is an authorised dealer and service provider for Hewlett-Packard (HP) hardware. Cayman Business Machines Ltd/PBS Group 49 Hospital Road, George Town Tel: (345) 949 8642 www.grouppbs.com CBM/PBS

are

the

authorized

partners

for Xerox, Solutions, Lenovo, SMART, L3 Securities, Cisco, Oracle, TrippLite, Data Card and NCR.

CAYMANRESIDENT 2021

Kirk Office

mould and microbial remediation, water and

Tel: (345) 946 8324

67 North Sound Road, George Town

fire restoration, as well as post-construction

Email: info@creativetechltd.com

Tel: (345) 623 5475

cleanup. Staff are trained in Applied Microbial

Creative

www.kirkoffice.ky

Remediation and follow all protocols in cleaning

Document Solutions, Conferencing Systems,

Kirk Office has been helping businesses work

and disinfecting for COVID-19 according to CDC

A/V Systems and Automation.

smarter for over 25 years. With over 6,000

recommendations.

products, computers, document solutions, office furniture and even IT support. Kirk Office offers easy online ordering through their webstore, plus fast & free delivery island-wide. They also offer custom printed stationery, folders, stamps and business cards, as well as printing/copying services. SE E AD PAG E 72 Office Supply Ltd. Marquee Plaza, 36 Lawrence Boulevard, SMB Tel: (345) 946 1200 Email: info@officesupply.ky

offers

infrastructure,

SE E AD PAG E 165

items in stock and over 30,000 available in their catalogue, they offer a great selection of office

Tech

Kirk ISS

Disaster Recovery Services Occasionally the Island can be affected by hurricanes, and no business is completely safe from equipment failures, fire and a possible cyber-attack/virus. Disaster recovery options include preserving critical material and hard drives in a separate secure physical site to allow you to restore your business back to its full operational capacity as soon as possible. Cayman also has world-class facilities for cold storage of cryptocurrencies and corporate data recovery services.

67 North Sound Road, George Town Tel: (345) 623 4730 www.kirkiss.ky Kirk ISS provides IT solutions & support for businesses of all sizes. They are a 3-time Microsoft Partner of the Year and Gold-level partner with HPE Aruba Networks, Fortinet.

Mitel, With

Cisco, over

Microsoft

100

and

certifications

across networking, cybersecurity, servers, storage, cloud, communications and even a managed IT service, Kirk ISS supports

virtually every area of the IT department. SE E AD PAG E 72

Corporate Office Cleaning

Deloitte Tel: (345) 949 7500

Office Supply Ltd.

www.2.deloitte.com/ky

Tel: (345) 946 1200 Email: info@officesupply.ky.

Strategic Wealth Preservation (SWP) Tel: (345) 640 2111 Email: info@swpcayman.com www.swpcayman.com

IT Services & Support Cayman Mac Store Tel: (345) 943 4763 Cayman’s Apple authorised reseller and service provider, with a full range of Apple products. Creative Tech Suite 101 Cannon Place, North Sound Rd

Notary Public/Justice of the Peace Notary Public or Justice of the Peace (JP) services are available either through law firms or from independent operators. JPs do not charge, but they can only certify local documents. Have your passport or driver’s licence handy when you need their services as they need to verify your details and write your passport number in their records. (Visit www.judicial.ky to find a list of all Notary Publics and JPs that are in good standing, however, the website does not

Commercial Insurance Brokers Commercial Property • Group Health • Executive Homes • Strata • Liability

Hew’s Cleaning Services Tel: (345) 949 0734 www.hews-janitorial.com Hew’s are a family owned and operated company and have been in the Cayman Islands since 1977. All their work is safe, professional, trustworthy, efficient, friendly and caring. They specialise in maid services, offices, floors, carpets, upholstery, marble, windows, janitorial,

(345) 945 0030

www.briatgroup.com | info@briatgroup.com

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Conference & Meeting Facilities A host of large international conferences are held in Grand Cayman at The Ritz-Carlton, the Marriott and the Kimpton Seafire Resort. There are also a handful of very professional and well presented places that can host smaller conferences or business meetings often with catering options. These places include Cannon Place (Tel: (345) 945 3517), the Caribbean Club (Tel: (345) 623 4500), Cayman Conference Centre (Tel: (345) 949 5511 or email: operations@mpcl.ky), The Cayman Islands National Museum on the Waterfront in GT (Tel: (345) 949 8368 or email: PLDdirector@museum.ky) with the Museum accepting donations in exchange for the use of their facilities and Sunshine Suites (Tel: (345) 949 3000 or email: sales@sunshinesuites.com).

list any email or phone numbers.) You will be expected to pay a Notary Public in the region of CI$25 per stamp, though some charge less if it is just a simple matter. Some will also charge a call-out fee if you want them to visit you to notarise documents. Please note that since COVID-19 digital notarisations are accepted. Here are some active Notary Publics you may contact:

The dynamic and rapidly growing Sinclair Group offers practical, responsive and cost effective Cayman business solutions, including notarial services through its two notaries. The standard charge is CI$25/US$30 per notarised document.

Office Automation & Electronics Creative Tech Shops 6, Bay Town Plaza, West Bay Road

Baysyde Biz

Tel: (345) 946 8324

27 Duxies Lane, West Bay

Email: info@creativetechltd.com

Tel: (345) 917 5756

Creative Tech offers Conferencing Systems,

Email: baysydebiz@gmail.com

A/V Systems and Automation,

Baysyde Biz is available 24 hrs, 7 days a week

Walls, Workflow Application Solutions, IT

(by appointment) for document notarisation.

Infrastructure, and Document Solutions.

Video

They also provides assistance in preparation,

submission,

tracking

and

collection

documents

including

banking,

corporate,

immigration, legal, personal and more.

The Security Centre Limited Tel: (345) 949 0004 Email: info@security.ky

RUNNING A BUSINESS

From

conventional

locks,

cutting-

Sinclairs

edge systems, The Security Centre has a

Tel: (345) 745 7529

comprehensive range of products and services

Email: info@sinclairsoffshore.com

designed to cover all your commercial security

www.sinclairs.com.ky

requirements.

Professional Training See the Education chapter for information on training and educational opportunities.

Work Smarter!

You have enough going on at work. Get everything you need in one place.

Ofﬁce Supplies Ofﬁce Furniture Computers & Accessories IT Support Document Solutions In-House Service

Authorised Partner:

67 North Sound Rd. kirkofﬁce.ky 72

623-5475

CAYMANRESIDENT 2021

Tax Advice Receiving professional tax advice may be essential when running a multijurisdictional operation in the Cayman Islands, as certain countries require special reporting. Tax advisors in the Cayman Islands usually have specific legal and financial expertise and also advise private individuals on tax related matters. They may also offer a range of services including providing advice on shareholder tax planning, international tax structuring for multijurisdictional transactions, compliance prior to an overseas acquisition, to employment matters and reducing a business’s tax burden, as well as protecting and exploiting intellectual property. See the Immigration chapter for tax advisors.

Translation Services The WORC requires that all documents (i.e. medical and police clearance forms) being submitted from non-English speaking countries must first be translated into English and the translated copy notarised. Places that can help you do this include Baraud (Tel: (345) 945 1781 or email: translations@baraud.com) and the Modern Language Institute (Tel: (345) 943 8254 or email: modernlanguages11@yahoo. com). The latter also offers interpreters and multilingual support for depositions, court appearances, conferences and meetings. SETTING UP AN OFFICE

COMMERCIAL OFFICE SPACE The Grand Cayman commercial space rental market is one of the strongest in the Caribbean region, with high demand for all classes of space traditionally in the region of 75,000 sq ft to 125,000 sq ft per annum. The primary source of demand comes from the offshore financial sector, including law firms, accounting practices and insurance/ reinsurance firms. From a retail market perspective, the cruise ship duty free sector is a dominant force, particularly within George Town. The market comprises of close to 4 million sq ft of space in all classes, which breaks down to roughly 1.25 million sq ft of Class A office space, 1.75 million square feet of Class B space and close to 300,000 sq ft of retail. Class A cruise ship/duty free retail locations are rare and transact at high value. Average vacancy rates vary by class and location, from as low as 2-3% for Class A+ to A space, 5-10% for Class A- to B+ and around 15%-20% for Class B and C space. Within these averages, there is a wide variety of vacancy rates, for example, some Class B properties in central George Town have vacancies of between 25% to 35%. This has been largely due to the exodus of larger corporate tenants from the typically older buildings in George Town centre to the master-planned community of Camana Bay or edge of town development corridor of Elgin Avenue, such as Cricket

rates of US$80 to US$130 psf pa are achievable. More recently, as gross rent rates in developments such as Camana Bay and Cricket Square have risen to between US$60 â&#x20AC;&#x201C; US$73 psf pa, increasing numbers of tenants are now choosing office space located in buildings within George Town centre once again. As such, the current prognosis for George Town looks very positive, especially bearing in mind the potential for the new cruise ship dock to bring new restaurants, retail, entertainment and possibly boutique hotels as part of the rejuvenation of the town centre, including the planned pedestrianisation of Harbour Drive, Cardinall Avenue, Albert Panton St and Fort St. It is anticipated that once these changes occur, rental rates in the cruise ship retail market will likely escalate exponentially.

Cayman, you should speak with a realtor who specialises in corporate rentals. Though many of the real estate companies listed in the Finding a Home chapter can help you with residential rentals and sales, only a few agents on-Island specialise in commercial properties. Cannon Place Tel: (345) 945 3517 or (345) 326 1903 Email: dave.mckay@rpmcayman.com www.cannonplace.ky Cannon Place is a well-established Business Center, with 51 Retail/Office rental spaces. Dart Realty (Cayman) Ltd. Tel: (345) 640 3600 Email: leasing@dartrealestate.com

www.dartrealestate.com Dart Real Estate has developed more than $1.5 billion in mixed-use, residential, commercial, recreational,

educational

and

hospitality

properties in the Cayman Islands. Among its

Office Space Availability If you are planning to lease office space in

leasing portfolio is Camana Bay, which boast over 850,000 square feet of retail, office and

OFFICE, COMMERCIAL & WAREHOUSE SPACES AVAILABLE

Contact Larissa Waters sales@heritageholdings.ky 345-936-3343

Âť

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

Square. That said, we are starting to see a slowing down of that trend, and an increasing uptake in the George Town market as buildings have been renovated, and sometimes repurposed, and landlords have offered attractive rents and other incentives to retain tenants. Indeed, we have started to see an increased amount of interest in Class B+/B renovated spaces in Central George Town. This includes smaller turn key office suites with access to shared amenities such as conference rooms at an all inclusive price. This type of office space is attractive to small corporations and sole proprietorships who want to be in George Town with close proximity to all the additional amenities that George Town offers such as Class A banks, court house, government offices, and a mix of local restaurants and coffee shops. Several Class B buildings in George Town have sold recently and are under full renovations, which brings the increased revitalisation needed to George Town to attract tenants and new businesses. These renovations will in turn decrease the vacancy rates for the Class B office space as buildings are renovated to a higher standard. Class A to A+ space is predominantly now found in development-type locations such as Camana Bay and Cricket Square on Elgin Avenue and in parts of the harbourfront where redevelopment has occurred. Other buildings have been renovated to a high standard where viable. Office space rental rates range on a triple net basis from US$42 to US$55 sq ft per annum in the Class A to A+ market sector with the highest rents in Camana Bay to US$30 to US$42 per sq ft. in the Class B+ to A- market sector, falling to US$20 to US$30 psf pa in the Class B market. CAM charges range from between US$15 to US$18 psf pa in developments such as Cricket Square and Camana Bay where infrastructure costs are higher to between USJB$12 to US$14 psf pa in standalone office buildings in other locations. Retail rates vary from US$40 psf pa on Seven Mile Beach to the highs of Harbour Drive, Cardinall Avenue and Fort Street where

residential space, as well as Regatta Office

Properties

Park, Flagship Building and readyspaces,

Countryside Shopping Village and Kingbird,

include

Centennial

Towers,

Cayman Tel: (345) 938 1000

offering flexible, turnkey, serviced office space.

Barcadere and Universal Warehouse Parks

New York Tel: 1 (917) 836 9108

Each property is serviced by a world-class

in the Industrial Park area. Office Suites are

Email: sloane@rhulens.com

property management team.

available at Centennial Towers and for rent at

www.rhulens.com / Member of CIREBA

SE E AD PAG E S 61, 139 & 144

Countryside Shopping Village.

Rhulens offers comprehensive commercial

International Realty Group IRG

readyspaces

industry experience. If you are a Tenant looking

Tel: (345) 623 1111

Tel: (345) 743 4610

to relocate, sublease, renegotiate or expand,

Email: info@irg.ky or www.irgcayman.com

Email: info@readyspaces.ky

or an Owner/Developer looking to lease or

IRG - International Realty Group specialises

www.readyspaces.ky

sell assets, Rhulens provides the expertise and

in the Cayman Islandsâ&#x20AC;&#x2122; luxury residential and

They offer 25 turnkey one- to two-person

strategic advice to help you achieve your goals.

commercial real estate investment markets.

fully serviced office suites along the Seven Mile

SE E AD T H I S PAG E

Their team of commercial property specialists

Beach corridor with flexible, fixed short-term,

provide brokerage, advice and support in

month-to-month or daily occupancy terms.

relation to: tenant and landlord representation,

Located in Regatta Office Park with great

commercial property leasing, international

proximity to shops, hotels and restaurants,

relocation and residential real estate.

readyspaces is the perfect solution for

SE E AD PAG E 73

Rhulens

real estate solutions with over 23 years of

startups, small or growing businesses in the Heritage Holdings Ltd.

Cayman Islands.

SE E AD PAG E 61

RUNNING A BUSINESS

Tel: (345) 936 3343 Email: sales@heritageholdings.ky

RE/MAX Cayman Islands/ Michael Binckes

www.heritageholdings.ky

Tel: (345) 938 3269

A property development and management

Email: michael.binckes@remax.ky

company specialising in commercial properties.

The Process of Setting Up an Office The length of time required to set up an office in Cayman largely depends on the condition of the space that your business will occupy. The simplest offices can be set up in four to eight weeks, however, this is uncommon. By the time a design has been finalised, interior finishes have been chosen, furniture ordered, IT systems specified and work permits and licences granted, you should expect about four to six months to have passed. Tenants may be required to submit fit-out plans to the Planning Department for building code approval. Office Space Planning & Design Grand Cayman has a few well known architectural firms that have qualified interior designers on staff who specialise in interior design for commercial premises and can take a new or existing office and create a space to suit the requirements of your business. To find an interior designer in Cayman please see page 194.

Member of CIREBA 74

CAYMANRESIDENT 2021

Âť

Costs to Prepare an Office Space Costs depend on a number of factors, including the existing condition of the space and the quality of the final product you desire. Well-fitted existing office space in need of reconfiguration, with partitioned walls and internal offices, a suspended ceiling, fluorescent lighting, air conditioning and power grid already in place, may be prepared for as little as US$50 per sq ft. Finding such spaces has become

FLOW Tel: (345) 949 7800 www.discoverflow.ky Digicel Tel: (345) 623 2499 Email: caymanbusiness@digicelgroup.com Logic 43 Eclipse Drive Tel: (345) 745 5555 www.logic.ky Email: business@logic.ky Using fibre technology, Logic provides your business with fast, dependable and reliable internet access. See their Fibre Coverage Map on their website to work out whether your area is covered.

SE E AD PAG E 113

Gas Supplies for Businesses Clean Gas 277 Sparky’s Drive, Industrial Park Tel: (345) 233 4427 Email: gopropane@cleangas.ky www.cleangas.ky Clean Gas provide propane tanks for any sized business, with tanks ranging from 20lb to 200lbs, and to over 2,000 gallons for bulk storage. They provide propane system design and installation, appliance installation, sales, service and maintenance. Their trained and certified personnel regularly inspect all

C3 Pure Fibre

leased tanks and can perform regular cleaning,

Tel: (345) 333 3333 or (345) 333 3353

maintenance, and repairs.

Email: business@c3.ky

PAG E 124

www.business.c3.ky

SE E AD T H I S PAG E &

Tell them you saw it in the

or www.c3.ky

SET UP YOUR BUSINESS FOR A LEANER AND GREENER FUTURE

85% LESS EMISSIONS UP TO 40% SAVINGS ON ENERGY BILLS

CUSTOM DESIGN INSTALLATION SERVICE MAINTENANCE

233-4427 | CLEANGAS.KY

www. c a y m a n r e s i d e n t . c o m

RUNNING A BUSINESS

FITTING OUT YOUR OFFICE Telephone, Internet & Data There are five main telecom service providers on-Island: C&W Business, FLOW, C3 Pure Fibre, Digicel and Logic who all offer a varying range of services and delivery mechanisms. FLOW and Digicel offer mobile phone service, both offering LTE data with speeds comparable to the US and Europe. Signal quality and data speeds are generally very good across the three Islands, as the topography of the Cayman Islands affords few black spots. Fixed line calling rates are competitive on the International market and the service quality is generally good. Mobile phone service providers in Cayman supply the iPhone, Samsung Galaxy and other smart phones. Always check the cross-carrier rates to help in choosing what’s best for your business. International mobile phone roaming can be very expensive, but some business plans offer discounted roaming plans for customers that travel often. Modern collaboration platforms are also widely used on island. Some of these platforms support video and voice calling and can even route calls directly to mobile devices. Check out Monday.com, Toggl Plan, Flock, Filestage, Karbon or Microsoft Teams and Google Docs. WhatsApp is widely used in Cayman and many districts have a community-wide WhatsApp group

to keep residents informed. As a startup business you will be able to procure the usual services, such as Broadband up to 300Mbps, as well as fixed line telephony and more specialist data services such as MPLS (depending on your location). You may want to consider managed IT infrastructure and services being offered by local IT companies and telecom operators, such as Cloud back-up, business continuity, virtual data centres. Grand Cayman is serviced by two underwater fibre links: MAYA1 which connects most of the western Caribbean nations, before returning to the US and the Cayman Jamaica Fibre System (CJFS) that takes an alternative route via the eastern Caribbean back to the US. These links have enough capacity to support any type of business and their data needs, with private bandwidth available to guarantee quality of service consistently and when required. Luckily, local providers are increasingly offering managed IT services that grow as your business does, with an easy ‘per user’ or ‘pay as you use’ approach, which removes the need for heavy financial investments as you set up your business on-Island. See the Settling In chapter for more information on telecommunications in the Cayman Islands and see providers below.

THE

significantly easier and there is now an abundance of older properties available. New office space with only perimeter walls, one to two-hour fire rating separation walls and an air conditioning unit with an electrical panel sufficient for the tenants’ requirements, can be found and you may likely spend around US$120-US$200 per sq ft to prepare it to a reasonably high quality fit-out. Some landlords will offer a standard fitout package, or even a fit-out allowance, in the region of US$20-US$40 per sq ft depending on the location. In fact, some landlords in older buildings are offering full fit-outs at no cost to the tenant to attract quality tenants.

Immigration Passports & Domicile

I M M I G R AT I O N & PA S S P O R T S

Entry for Visitors/Tourists New Arrivals without Cayman Connections 1. Work Permits a) Full Work Permit (FWP) - Standard Term Limit (9 Years) - Registering a Job on JobsCayman - Change of Employer, Promotions - Dependants of a Work Permit Holder b) Temporary Work Permit (TWP) c) Business Visitor’s Permit 2. Government Contracted Workers 3. Special Economic Zone Certificate 4. Global Citizen Certificate 5. Student Visas 6. Certificate of Direct Investment 7. Business Presence Residency Certificate 8. Residency for Independent Means 9. Certificate of PR for Independent Means

76 77 77 77 77 78 78 79 80 81 81 81 81 81 82 82 82 83

Existing Residents with Cayman Connection 1. Permanent Residency a) Residency with the Right to Work (PR) - Permission to Continue Working - The Next Step for Permanent Residents - How to Appeal a PR Refusal b) Residency as the Spouse of a PR c) Residency as the Dependant Child d) Residency as the Spouse of a Caymanian - Death or Divorce from a PR 2. Residency by Entitlement of a BOTC 3. Naturalisation 4. Acquisition of the Right to be Caymanian - Spouse & Children of Caymanians - Marriages of Convenience

83 84 84 85 85 85 86 86 86 87 87 87 87 88 89

Immigration Services & Consultants Visas & Passports UK & US Domicile & Tax Status

89 90 91

CAYMANRESIDENT 2021

Photos courtesy of Deep Blue Images

An overview of work permits, employment rights certificates, permanent residency, visas and domicile.

ENTRY FOR VISITORS/TOURISTS

At Cayman Resident, we are often asked how many days, as a visitor, one can stay in the Cayman Islands. Under the law, a person who has no other basis to enter the Cayman Islands (i.e. a Work Permit) and with no right to residence may be admitted into Cayman as a visitor for a total of up to six months, with extensions permissible in rare circumstances thereafter. However, many people arriving in Cayman will be permitted entry for an initial 30 days only, unless they own property in which they will be staying and can demonstrate an ability to maintain themselves during their stay. If a person is admitted as a visitor and they want to stay longer, and an extension beyond 30 days was not approved on initial arrival, then they have to go to the Department of Workforce Opportunities and Residence Cayman (‘WORC’), before their time runs out, fill out an extension form and request to remain longer. Fees of CI$50 are payable for the first extension and CI$100 for each further extension. Note that it can get quite expensive after a few months! However, if you plan well in advance and come prepared with a letter showing you can support yourself, and have somewhere to live, you may possibly be given a longer period to stay upon landing. If a visitor is arriving for a significant period, like many of our returning ‘snow birds’ do over the winter period, then they will generally be admitted for up to six months. For this they must show the entry officer their return ticket, a very recent bank or investment statement showing that they have sufficient funds to

support themselves and a hotel/condo reservation or a lease. This paperwork is looked at very discreetly and returned to the visitor. If the visitor owns a home in the Cayman Islands, and can show the Land Register, then a six month permission will be granted to them and other visitors travelling and visiting with them. Entry to Cayman Since COVID-19 At the time of writing (October 2020) all inbound travel to the Cayman Islands is currently limited to Caymanians, Permanent Residents, Work Permit holders and their families, persons who own residential property within Cayman, students with a valid visa to study in Cayman and persons with close family ties to a resident (spouses, fiancees, parents, grandparents, siblings). Please see page 93 for details on the new rules for getting to Cayman.

If you are looking to move to the Cayman Islands and are neither Caymanian, nor married to a Caymanian, nor married to a work permit holder, permanent resident or in a civil partnership with one, below are the normal ways you can become legally resident: 1) Work Permits

a) Full Work Permits (FWP)

b) Temporary Work Permits (TWP)

c) Business Visitor’s Permit & Visitor’s

Work Visa

2) Government Contracted Workers 3) Special Economic Zone Certificates (SEZ) 4) Global Citizen Certificate 5) Student Visas 6) Certificate of Direct Investment 7) Residency Certificate (Substantial Business Presence) 8) Residence as a Person of Independent Means 9) Certificate of Permanent Residence for Persons of Independent Means

It is worth noting that an overriding principle of Cayman Islands Immigration legislation is that employment and career opportunities are offered to Caymanians before any other nationality. Caymanians

1. WORK PERMITS Despite being a British Overseas Territory, the Cayman Islands are not part of the United Kingdom, nor the European Union (unlike the French ‘Départements’ in the Caribbean). Therefore, no advantage is given to British or European nationals over any other nationality. However, not every foreign national working in the Cayman Islands needs a work permit. There are specific categories of persons who are exempt from the requirements, for example, Cayman Islands Government employees. Others can be exempted subject to strict requirements, for example, journalists representing a recognised news organisation and nonexecutive directors of companies carrying on business in the Cayman Islands are allowed as working visitors, provided they remain in the Cayman Islands for no longer than ten days. A few other examples of people and activities which are exempted include: visitors who are coming to Cayman to organise, attend or speak at a conference or seminar; those representing

an overseas educational institution who have come to promote or interview applicants for places and those visiting for the purpose of servicing or repairing products under warranty. For a full list please see the Immigration section of www. caymanresident.com. a) Full Work Permit (FWP) These allow a person to work and remain in the Cayman Islands for a specified period of time. All work permit fees are the responsibility of the employer. The law prohibits employers from requiring employees to pay any part of such fees. Annual fees range from nil (for positions in education) to up to CI$32,400 for the most senior positions in the legal industry. It is an offence for any non-Caymanian engaging in gainful occupation (and who is not expressly exempted from the work permit regime) to engage in gainful occupation in the Islands without a work permit or alternative permission. Prior to granting (or renewing) a permit, the relevant Board or the Director of WORC will need to be satisfied of a number of matters including: the need to engage the services of the prospective worker, attempts to find a Caymanian, the spouse of a Caymanian, a Permanent Resident with the Right to Work or person already lawfully resident to fill the role; the character of the worker and the protection of local interests. The person is also required to take and pass an English proficiency test if from a non-English speaking country. Many skilled workers are granted a permit for between two and five years, with a renewal fee payable each year. Please note that work permits for self-employed people are only issued in exceptional circumstances. Employers (in the Private Sector, but excluding those employing household staff) must hold a Trade & Business licence or equivalent licensing or exemption therefrom in relation to specific industry types. Standard Term Limit (9 Years)

All foreign nationals gainfully employed in

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

NEW ARRIVALS WITHOUT CAYMAN CONNECTIONS

are given preference over similarly qualified expatriates and employers must generally take steps to provide training opportunities to Caymanians who have the potential to fill a particular position. With the reality that Caymanians have already become a minority in their own Islands, efforts are made to ensure that a balance of other nationalities exists, so that no other nationality is culturally or numerically dominant. If a Caymanian cannot be found for the position, then preference in employment opportunities is required to be given first to the holders of Residency and Employment Rights Certificates who are married to Caymanians, next to Permanent Residents with the Right to Work and finally, to other persons who are already legally and ordinarily resident in these Islands (including existing work permit holders and their approved dependants). As a general rule only if these categories of persons are unavailable for a position will a permit be granted to a person who is from overseas.

I M M I G R AT I O N & PA S S P O R T S

the Cayman Islands are currently entitled to be considered for the grant of a work permit for up to nine years. After eight years, most residents are assured of the right to apply for Permanent Residence. After nine years, foreign nationals who are subject to a nine year term limit and have not applied for Permanent Residence will generally not be granted any form of work permit until they have ceased to be resident in the Cayman Islands for at least one year. In most instances this means they will be expected to leave the Cayman Islands for a minimum of 12 months before they can be granted a new work permit. Visits in the intervening period for vacation and the like as a genuine tourist visitor do however seem to be generally permitted. Please note, there are exemptions to the term limit provisions. For example, a person married to a government worker, or a person whose term limit is set to expire after their spouse’s, can arrange for their permit to be renewed until their spouse’s term limit is reached. There are also circumstances in which the authorities will (or at least historically have) reset a worker’s term limit without them first having to leave the Islands for any period, although such resetting may be of questionable effect. In order to understand the reasoning behind the Government’s creation of limits on work permit terms, it is helpful to know the history of the population increase in this diverse community. The Cayman Islands have undergone a dramatic change since the early 1970s. At the start of that decade, the population was approximately 10,000 people and now, fifty years later, there are indications that approximately 70,000 people now live in the Cayman Islands. Much of this dramatic increase has come about as a result of foreign nationals settling on the Islands and obtaining permanent rights of tenure. With that change has come not only strains on the infrastructure, but a recognition amongst generational Caymanians that their culture might be overwhelmed if the process is not managed correctly. There is also a perception by many Caymanians that their participation 78

CAYMANRESIDENT 2021

in the success of Cayman is diminishing. Whilst the people of the Cayman Islands are welcoming towards foreign nationals, there has been a realisation that continuing to invite ever increasing numbers of individuals to acquire security of tenure and become permanent inhabitants of Cayman is unsustainable. Even with the hurdle of Term Limits, the population growth has continued at an accelerating pace.

in a form online, scan a copy of their passport and pay a CI$25 fee by debit/ credit card. They will then receive a receipt via email which they need to take to the Criminal Records Office along with their passport as identification. See www.eservices.gov.ky to apply. Alternatively, you can still order the certificate by visiting the office. Medicals for Immigration Purposes

Registering a Job on JobsCayman

It is now a requirement that all jobs are registered on the jobcayman.worc.gov. ky web portal prior to applying for or renewing a work permit. The first thing you need to do is register your company and then you can register the specific job that you are trying to fill. Very detailed steps can be found on the Cayman Resident website, but if you are having problems then call WORC on (345) 945 9672 and someone will talk you through what to do. You can then either email the work permit documents to WORCpermitsubmissions@ gov.ky or drop them off at WORC’s office on Mary Street. Required Forms

All immigration permit forms and instructions can be downloaded from the Department of WORC’s www. immigration.gov.ky website. Please note that an original Police Clearance Certificate (and a certified translation if not in English) is required and at present there is a general expectation of there being a raised seal on such documents. Translations are generally required to be provided through an approved translator. Please make a copy of all the paperwork submitted and keep it on file for the rare occasion that the paperwork is lost by the Department of WORC. Police Clearance Certificates (for persons already resident in Cayman for six months)

These forms can now be requested online and collected 24 hours later from the Criminal Records Office in the Windjammer Plaza on Walkers Road, George Town. The applicant must fill

All work permits over three months in duration, including work permit renewals, Permanent Residency and Caymanian Status applications must be accompanied by a completed medical questionnaire. Spouses and children over the age of 18 must also submit a medical questionnaire. Among other things, the medical report will require you to take a blood test and furnish lab reports with HIV and VDRL tests included. You will also need a chest X-ray. Medical examinations are required on first application and once every three years thereafter. Lab tests have to be repeated with each medical exam but chest X-rays are only required once every five years. Getting a medical done is a very simple process and can be completed in 30 minutes in Cayman. A medical questionnaire that is completed overseas, and in a foreign language, must be translated into English and the translation certified as a true copy of the original. Change of Employer, Promotion or Redesignation

Subject to some exceptions, the holder of a work permit may not change his/her employer for the duration of a permit. Changing employers upon the expiry of a work permit is permitted, although a release letter from the previous employer is usually requested before the relevant board or WORC official will grant a permit in favour of a new employer. Protections are in place to prevent expatriate workers from falling victim to unscrupulous employers and the WORC will assist workers as appropriate in relevant circumstances.

During the duration of a work permit, the holder may not be promoted or re-designated without their employer notifying the relevant board (or director of WORC) and formal consent being received. This restriction is intended to protect opportunities for Caymanians and to ensure that due revenue is collected. Applications must be made well in advance, with new positions not started until after all required approvals have been forthcoming. Rules on Residing on-Island Whilst a Work Permit is Processing

Dependants of a Work Permit Holder

The relevant Immigration Board has to be satisfied that the worker has sufficient income available to adequately support any dependants. Currently, the Board would expect to see a minimum monthly household income in the region of CI$3,500 for one dependant to be included, with an increase of CI$500 for each additional dependant. This is a guideline only. In every case, the character, reputation and health of your dependants is taken into consideration, as well as whether you can comfortably afford to feed, house, educate and maintain them in the Islands. The possibility is that you will be granted a work permit, but your children will not be allowed to accompany you if your income is considered insufficient. For a complete breakdown of the immigration rules for children born in or residing in Cayman to expatriates, please see the Cayman Parent 2021 magazine which has an extensive section on this subject. Each year a fee of CI$250 will be collected for each dependant of a worker in the unskilled category and CI$500 for each dependant of a worker in the skilled category. It appears to be open to the employer and the employee to agree between them who will pay for this as it does not constitute part of the Work Permit fee. A non-refundable fee of CI$200 per person

HSM is a full-service law firm in the Cayman Islands. Whether you are a business or an individual with a need for Immigration, Employment or Property guidance, HSM’s team of dedicated attorneys have extensive and market leading experience in the identification and implementation of effective solutions.

• Relocation I M M I G R AT I O N & PA S S P O R T S

WORC generally requires that you be off-Island while a Full Work Permit (FWP) or Temporary Work Permit (TWP) application is in process. Therefore, do not book your flight until your permit has been approved or (in normal circumstances) you will risk being asked to leave again and put on the next flight back out of Cayman. Further, although the vast majority of applications are approved without issue, there can be no guarantee that any application will be ultimately successful. However, if you are already on-Island and are switching from one employer to another you may not need to leave the Island while your new work permit is processing. Having said this, you should make sure that your release letter from your current employer is dated to take effect on the exact date on which you hope to be authorised to commence gainful occupation in the service of your new employer. If this is not possible then you may be required to get a Visitors stamp in your passport on the day that your current work permit is cancelled, to avoid any prospect of you being labelled as an overstayer.

• Immigration Applications • Immigration Appeals • Company Incorporations • Business Licensing • Special Economic Zone Enterprises • Employment • Property

For further information, please contact:

Nicolas Joseph Partner HSM Chambers +1 345 815 7425 njoseph@hsmoffice.com

Cayman’s Go-To Law Firm

+1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

is also collected for repatriation. Either you or your employer can submit the letter applying for your spouse or children to be a dependant on your work permit, but your employer must submit a letter indicating the number of hours per week you work, your monthly income and any other benefits you receive. If each parent is working, then both employers must provide a letter. If your family members are not added as dependants, then they can only stay here as temporary visitors. Please also note that only the following can be dependants of a work permit holder: spouses, children (including step and adopted child/children), grandchildren, parents, step-parents, grandparents, brothers, sisters (including half-brothers and half-sisters) and civil partners. This means that girlfriends, boyfriends and fiancées cannot be listed as dependants on a person’s Work Permit. However, the Cayman Islands now (generally) recognises legally married same sex spouses as dependants. If a girlfriend or boyfriend comes to the Island without their own work permit, they will be allowed in as a visitor and in all likelihood will be given as little as 30 days to stay. It would help their case if they arrived at the airport with a letter from their ‘sponsor’ (the permit holder) which says that they will be supported while they are here. If they come in with this letter they might be given a total of three to six months to stay. Stays of longer than six months in any calendar year by any person classed as a visitor are (in normal circumstances) unlikely to be permitted. Dependant Children Over 18 Years

Dependant children of work permit holders can only remain on a parent’s work permit after the age of 18 if they are a) in full time tertiary education or b) in special circumstances (such as the child is unable, for medical or other exceptional reasons, to maintain themselves). Should your child turn 18 before they finish secondary school, the Immigration authorities will usually allow your child to 80

CAYMANRESIDENT 2021

remain in Cayman, although not formally as a dependant on your work permit, until they complete their secondary education. However, if your child chooses not to go on to university or college, and they want to continue living in the Cayman Islands, then their only option may be to try and get a work permit. At this point they are competing with every Caymanian and Permanent Resident school leaver who will have precedence over them, placing them at distinct disadvantage in seeking job opportunities. Please see further in this chapter for rules on children of Permanent Residents who are over the age of 18. Divorced or Divorcing Couples

Please note that should an expat couple living in Cayman decide to divorce, any non-working (previously) dependent spouse will have no particular right to stay in Cayman. Residence based purely on the presence of children is not contemplated by the Immigration Law. Children in such circumstances can remain as approved dependants of the parent who is on a work permit or government contract, and continue to attend full-time education until adulthood (as late as 24 if attending university). However, the formerly dependent parent will likely only be able to remain if they obtain their own work permit (including through the Special Economic Zone regime) or government contract; or alternatively secure some form of residency as a person of independent means. They may be permitted to remain as a tourist, but remaining in such a capacity for more than 90 days can present difficulties, and no permission ought to be expected after six months in any year. On the other hand, the former spouse of a Caymanian, who is the parent of Caymanian children, will usually be allowed to remain (subject to various approvals) and be permitted to work until the children complete their education or their 24th birthday, whichever happens sooner. Please see further in this chapter under Permanent Residency (PR) for

details on those with PR divorcing and the immigration implications it can have on you depending on your residency status. b) Temporary Work Permit (TWP) In appropriate circumstances and upon suitable application, the Director of WORC or her designate, may grant a Temporary Work Permit to an individual permitting them to engage in gainful employment in the Cayman Islands. Such permits, if granted, range from terms of one month up to a maximum of six months and generally cannot be extended or renewed. An eight-month permit, “A Seasonal Work Permit”, which can span the high season in the Tourism Industry, is also available. These cannot be extended or renewed. While Temporary Permits are often used as a bridge between the arrival of an expatriate worker and the issuance of their Full Work Permit, their use (save in exceptional circumstances) for persons who are not genuinely intended to be temporary employees is discouraged. Nevertheless, where urgency is required in the granting of a work permit, seeking and gaining of permissions, the authorities will tolerate the use of the Temporary Work Permit Regime to achieve expedition. Notes on a TWP: 1) A medical questionnaire is only required if the permit is being sought for more than three months; 2) There is no prohibition on applicants for TWPs having dependants; 3) TWP applications can be expedited on payment of an ‘express fee’ which can (in normal circumstances) guarantee initial processing within 48 hours. See www.immigration.gov.ky for necessary forms needed. Anticipated changes in the system, which are expected to reduce the application time for Full Work Permits to two weeks, will likely significantly reduce the ability of employers to rely on Temporary Work Permits for Full Time positions.

2. GOVERNMENT CONTRACTED WORKERS Any person employed as a Civil Servant in the Cayman Islands (or employed by other prescribed employers, including the Government of the United Kingdom) does not require a formal work permit, and will have appropriate permissions for them (and approved dependents) to live in the Cayman Islands stamped into their passports. Whilst no Term Limit is currently applied to such persons, they are eligible to apply for Permanent Residence pursuant to the points system, once they have been resident in the Islands for more than eight years. Care must be taken to ensure that any dependant children are able (should they wish) to remain resident in the Cayman Islands in the event that they cease to be classed as dependants on their parent’s Government Contract. 3. SPECIAL ECONOMIC ZONE CERTIFICATE (SEZ) These certificates are in effect a special category of work permit. They are only available to employees of entities (“Special Economic Zone Enterprises”) established within Cayman Enterprise City’s SEZs which include Cayman Tech City, Cayman Commodities & Derivatives City and Cayman Maritime & Aviation City. Zone Certificates enjoy certain advantages over traditional work permits, including in many instances, a lower cost to employers, and an exemption from any requirement to prefer Caymanians or other legal residents for any employment. Accordingly, no advertising is required as part of the application process and the permissions are capable of being granted in only a few weeks. Applications are available from Cayman Enterprise City and from a number of local law firms, who assist enterprises establishing within an SEZ. See the Running a Business chapter for more information on Cayman’s SEZs. 4. GLOBAL CITIZEN CERTIFICATE The Global Citizen programme has now been launched. The Certificate allows persons who are employed outside of

the Cayman Islands with the financial independence to work remotely, to relocate and live in the Cayman Islands for up to 24 months. For many this will be a straightforward and cost effective way to dip a toe into all that Cayman has to offer, whilst enjoying all the benefits of formal residence. Approvals are expected within days of application. The Certificate is available to anyone who can demonstrate their existing (and anticipated ongoing) employment outside of the Cayman Islands. The criteria for eligibility include demonstrable annual income of no less than US$100,000 for a single person, US$150,000 for an applicant and spouse, and US$180,000 for an applicant and spouse and children. The holders of these certificates are expected to reside in the Cayman Islands for a minimum of 90 days each year. The Government fees are US$1,469 per annum for an applicant and spouse, with a further US$500 payable for each dependent. Prior to the expiry of any Certificate it is anticipated that the holders will be provided with the opportunity to transition into alternative immigration permissions. Accordingly it is expected that it can form a part of the initial stages towards ultimate citizenship. Application can be made at: https://www.visitcaymanislands. com/en-us/global-citizen-concierge/applynow/application-form. 5. STUDENT VISAS A non-Caymanian who is 18 years of age or older, seeking to enter the Cayman Islands to attend a recognised educational institution on a full-time basis, may be granted a student visa. The student should be self-sufficient or provide proof of support from other means. They must also submit a medical questionnaire and a police clearance certificate when applying. The application process generally takes four weeks. The student visa does not allow the student to engage in any gainful occupation. The student is expected to leave the Cayman Islands on completion of the programme. Student visas can be

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

c) Business Visitor’s Permit & Visitor’s Work Visa Any business in Cayman which regularly needs workers to come from overseas to work for no more than 14 days on any particular visit, may seek to apply for a Business Visitor’s Permit allowing such individual(s) permission to work for a specified number of visits per year, subject to strict limitations. These Business Visitor’s Permits are not available for people attending for one visit only. There is also a category of Visitor’s Work Visa, which permits individuals who are employed outside of the Islands, and who wish to visit for up to five calendar days at a time, in order to engage in commercial activity with a locally licensed entity or person (a ‘sponsor’), to apply for the grant of a Visitor’s Work Visa. To obtain a grant on arrival, the requirements are as follows: the local business or visiting worker must download a ‘Letter of Invitation’ form from the Immigration website and email it to imm-vwv@gov.ky at least 24 hours before they are due to arrive. It should be noted that once approved, the person will be required to pay CI$100 at the airport. The Visitor’s Work Visa is not available to those who are employed in a professional capacity (lawyers, accountants, medical professionals, architects, surveyors, teachers and other occupations) or who are otherwise not entitled to a work permit by virtue of having reached their term limit. The Visitor’s Work Visa also does not exempt someone from the requirement to obtain an entry visa if they possess a passport from a country which would otherwise require a Visitor’s Visa to enter the Cayman Islands. In addition, a business visitor may not hold more than one Visitor’s Work Visa in relation to the same sponsor or sponsors within the same calendar month, but, unlike a Business Visitor’s Permit, a Visitor’s Visa may be used for a single visit. Visitors Work Visas are dealt with by Customs and Border Control (not WORC).

granted for a period of up to four years but may be extended for a further 12 months. A person on a student visa may, after the proper application, have a dependant added to their application and can seek other permissions simultaneously with or following, their student visa’s expiry.

I M M I G R AT I O N & PA S S P O R T S

6. CERTIFICATES OF DIRECT INVESTMENT Wealthy individuals who are in a position to invest a substantial sum in an employment generating business or businesses in the Cayman Islands, may wish to participate in an incentive scheme intended to attract investors and their dependants. Such persons may, provided they can demonstrate an investment (or imminent investment) of a minimum of CI$1,000,000 in an employment generating business (or businesses) on the Island, apply to the Director of WORC for a Certificate of Direct Investment. Approval-in-Principle Certificates which are valid for six months are available prior to applying for a full certificate. Full certificates are valid for 25 years and are renewable. Such a certificate entitles the holder to reside in the Cayman Islands and to work in the business or businesses in which the holder has invested. The spouse and dependent children (where applicable) of the holder of a Certificate of Direct Investment will, on successful application, be granted a Direct Investment Holder’s (Dependant’s) Certificate, permitting them to reside in the Islands for the duration of that certificate. The application fee is CI$1,000 with a further CI$20,000 payable on issue of the certificate with an additional CI$1,000 payable for each approved dependant. 7. RESIDENCY CERTIFICATES (SUBSTANTIAL BUSINESS PRESENCE) A Residency Certificate (Substantial Business Presence) is available to individuals who either own at least a 10% share in an approved category of business or will be employed in a senior management capacity 82

CAYMANRESIDENT 2021

within such a business. In each case, the business must have a substantial presence in the Cayman Islands. It is designed and intended to be less onerous than the more established option of a Certificate of Direct Investment and is not limited to owners of the business. Approved categories of business include: fund administration, brokerage services, investment and fund management services, investment banking, financial trading (including foreign exchange, securities and derivatives), captive insurance or reinsurance management services and underwriting, actuarial services, insurance claims management, family office, hedge fund administration, any business in Cayman Brac providing back office support, and any company registered as an exempted company under section 164 of the Companies Law (2018 Revision). It is expected that people in these positions would fill a senior management capacity and therefore ordinarily attract an annual work permit fee of CI$20,925 or above (or CI$5,000 or above if based in Cayman Brac). Provided the Director of WORC is satisfied that the applicant and any spouse have clean criminal records and that they and any dependants are in good health and possess adequate health insurance, as well as fulfilling the other requirements, then the applicant will be issued a 25 year Residency Certificate. A grant fee of CI$5,000 is due on issuance, with a further CI$1,000 payable in respect to each approved dependant. In addition, Certificate holders are required to pay an annual fee equivalent to that payable by a work permit holder in the same occupation. 8. RESIDENCE AS A PERSON OF INDEPENDENT MEANS For foreign nationals not wishing to work in the Cayman Islands but simply wishing to have the right to reside, there are alternative options. In particular, one can apply to the Director of WORC for a Residency Certificate which is valid for 25 years and is renewable. To reside in Grand Cayman, the person must show proof of

an annual income of at least CI$120,000 (without engaging in employment in the Cayman Islands) along with an investment of CI$1,000,000 (of which CI$500,000 must be in developed real estate). The “remaining” CI$500,000 must be invested in a company or property – and simply holding assets with a broker or monies in a local bank account (whilst encouraged) do not count for these purposes. Investing in a local business, or even one which has shares publicly traded such as Caribbean Utilities Company can count. Most often, applicants will simply buy a substantial home (or a number of apartments) and immediately meet the requirement. A deposit maintained in a local bank or institution of no less than CI$400,000 deems an applicant to have sufficient funds (and income) to maintain themselves and their dependants. Alternatively they will generally be expected to prove an annual income of no less than CI$120,000, without needing to work. To become resident in Little Cayman or Cayman Brac, proof of an annual income of CI$75,000 without the need to be employed in the Cayman Islands is required, as well as an investment of CI$500,000 locally, of which at least CI$250,000 must be in developed residential real estate. Whichever Island is to become your home, there is a one-time fee payable on grant of CI$20,000 and a further CI$1,000 payable for each approved dependant. The initial application fee is CI$500. The CI$1,000 dependant’s fee is then payable annually. The process of applying for a Residency Certificate is relatively straightforward although at present requires approximately six months to be processed. Legal fees for this option are unlikely to exceed US$5,000. Please note that with this form of Permanent Residency you can never claim to have changed your Domicile of Choice. Please consider this if you are trying to change your domicile permanently. If this is the case then you should seek the Certificate of Permanent Residency.

of Permanent Residence for Persons of Independent Means, applicants will be required to have invested a minimum of CI$2,000,000 in developed real estate and possess sufficient financial resources to maintain themselves and their dependants. An applicant will also need to demonstrate that they and their dependants are in good physical health and of good character. The number of these types of certificates is restricted to an annual quota of 250 set by the Cabinet. The application fee is CI$500 with a further CI$100,000 due upon grant and an additional CI$1,000 payable per dependant. The CI$1,000 dependantâ&#x20AC;&#x2122;s fee is then payable annually. The right to work in an approved occupation can be gained subsequently, upon application to the Caymanian Status and Permanent Residency Board, with an annual fee thereafter payable, equivalent to a Work Permit fee, for as long as employment is maintained, or until the individual becomes a Caymanian.

Enforcement

Breaches of the Immigration Law are treated as quasi-criminal by the Department of WORC and can have very serious consequences for all concerned. Overstaying, working without or outside of the terms of permission granted may result in arrest and prosecution. EXISTING RESIDENTS - CAYMAN CONNECTIONS

For those expatriates with a connection to the Cayman Islands various options may be available (in addition to the above). These are as follows: 1. Permanent Residency with the Right to Work a) Based on application made after 8 years of living in Cayman b) Based on being the Spouse of a Permanent Resident c) Based on being the Child of a Permanent Resident d) Based on being the Spouse of a Caymanian 2. Permanent Residency (without the Right to Work) as a British Overseas Territories Citizen registered by entitlement by virtue of a

LEGAL SERVICES

Talk to our experts about making the complex simple

We take care of the immigration and licensing needs of our corporate and private clients as well as giving clear, expert real estate legal advice. We pride ourselves on our personal service and our proven results, which mean our clients can focus on enjoying their move to the Cayman Islands. Contact us today to learn more about why our clients love working with us. Ian Jamieson, Partner +1 345 949 0488 ian.jamieson@bedellcristin.com

bedellcristin.com

Âť

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

9. CERTIFICATES OF PERMANENT RESIDENCE FOR PERSONS OF INDEPENDENT MEANS This is the ultimate permission which can grant Permanent Residence with the right to resident permanently in the Islands for the rest of ones life. It is based on investment, rather than on waiting eight years to become eligible to apply, subject to a points system, for Permanent Residency. Unlike Residency for Persons of Independent Means, this option has no expiry date and qualifies the holder (upon certain criteria being met) to become eligible for Naturalisation as a British Overseas Territories Citizen (BOTC) once they have been resident in Cayman for five years. Once naturalised they are entitled to a BOTC passport, which upon successful application, they can become a full British Citizen without the need to surrender any existing citizenship. Finally, once a person has been a BOTC citizen for five years they can apply to become Caymanian. In order to qualify for the Certificate

connection with the Cayman Islands

I M M I G R AT I O N & PA S S P O R T S

Your Occupation; Including Whether it is

Community Involvement and Integration

3. Naturalisation

“Priority” in Nature: 15 points are presently

into the Caymanian Community: Up

4. Acquisition of the Right to be Caymanian.

available for each and every occupation,

to 20 points are available. By way of

with

another

example (provided more than 35 hours are

15 bonus points available in relation to

spent over a year in relation to relevant

occupations which have been determined

participation) two points will be awarded for

by the CI Government to be “Priority” in

each year an applicant has been engaged in

nature. No list of “Priority” occupations has

relation to the rehabilitation of offenders,

been published as at time of writing.

whilst participation and assistance in a

Education, Training and Experience: A point

local service club will generate 1.5 points

is available for each year of experience that

for each year. Other points can be gained

an applicant has been in their role (after

through charitable donations. Working with

a minimum threshold of two years with a

children and vulnerable adults may grant

max of 10 years). Points are also available

more points to your contribution to the

based on levels of academic or other

community. Outstanding initiatives to get

qualification relevant to their occupation or

involved in include the Aim Higher mentoring

role. For example, persons with professional

programme

qualifications are eligible for 15 points,

kobrekim.ky) and the LIFE (Literacy is For

whilst possessing an Associate’s degree

Everyone) programme (email: volunteer@

will garner 8 points. A total of 25 points are

life.org.ky) or see the Community Life

available under this factor.

chapter to get other ideas of where to get

Local Investments: Investment in Cayman

involved. Applicants for points in these

Islands real estate and/or in a locally

categories may be eligible for slightly higher

licensed company has the potential to

points if they can demonstrate that the

generate up to 30 points. The total amount

person they are training or mentoring is a

paid towards such investment(s) (including

Caymanian.

1. PERMANENT RESIDENCY WITH THE RIGHT TO WORK a) Based on application made after eight years of living in Cayman Almost all persons who reach eight years of continuous legal ordinary residence in the Cayman Islands are eligible to apply for Permanent Residence with the Right to Work. Applicants are assessed under a points system which seeks to be as objective and transparent as possible, and those achieving 110 points or more are assured of a grant. If you are successful in gaining a Certificate, then you must annually submit a declaration in respect of your job, investments and other factors including the status of your dependants. There is a condition whereby if the Certificate holder sells the property that was listed in his/ her application for PR, then they must purchase an alternative property within 180 days and inform the Board with the details of the property, within 30 days of the transaction. An unsuccessful applicant will be given a permission to continue working for no less than 90 days, following which they will be expected to leave the Islands. An application for Permanent Residence with the Right to Work can be administratively onerous although applicants, particularly those individuals who prepare over the years leading up to it, are likely to find their application successful. Under most conditions, if an applicant is successful, then they can remain in the Cayman Islands indefinitely, provided an annual fee is paid by them or their employer which is the equivalent to the fee paid for a full work permit. They can work for any employer, although some limitations may be placed on the specific role which they are entitled to fill. Variations may be granted with the prior approval of the Caymanian Status and Permanent Residency Board or Director of WORC. Factors considered in a Permanent Residence application include: 84

CAYMANRESIDENT 2021

(at

least

theoretically)

the full amount of any mortgage payments,

(email:

pamella.mitchell@

History and Culture Test: You will be asked

the cost of renovations, where applicable

40 multiple choice questions and will

and stamp duty paid) is assessed relative

receive half a point for each correct answer.

to an applicant’s income over the prior

The questions on the test have been taken

five years. This is subject to a minimum

from The Cayman Islands in Transition (by

threshold of CI$50,000. Investments in

J.A. Bodden; Roy Bodden), Founded Upon

excess of CI$500,000 are guaranteed

the Seas: A History of the Cayman Islands

maximum points.

and Their People (by Michael Craton),

Financial Stability: Evidence of savings

Foundation - The Arts and Culture of the

held in local bank accounts (again relative

Cayman Islands Volumes 1-4 (Cayman

to income) generates points. The maximum

National Cultural Foundation), Caymanian

15 points available will be awarded to any

Expressions: A Collection of Sayings and

applicant who can demonstrate that they

Expressions Used in the Cayman Islands

have (and have maintained) in excess of

(by Kevin M. Goring) plus the media as well

5% of their last 12 months income in a local

as community and cultural events. The

bank account. Further additional points are

University College of the Cayman Islands is

based on annual salary and income. By way

offering a four-week course that covers the

of example, a person earning CI$55,000

history, culture, political system, general

each year will (generally) be awarded seven

facts and the evolution of the economy of

points. However, in calculating the points

the Islands. That course has proved to be

available for a given salary a deduction is made from the salary in respect of

particularly helpful to applicants. >

Close Caymanian Connections: Having a

dependant children. Of vital importance is

close relative who is Caymanian will result in

your ability to provide for the healthcare

an automatic award of points. The amount

and educational needs of your family.

of points vary depending on the nature of

the relationship. >

Demographics and Cultural Diversity: Points are awarded based on an applicant’s

well before being eligible to apply, as any mortgage payments (including interest) will count in the assessment.

country of origin, provided their nationality Permission to Continue Working (PCW)

in force. At present, Jamaicans and Filipinos

When a person applies for Permanent Residency, he/she must apply for and be granted Permission to Continue Working (PCW) before any existing work permit expires, otherwise they will have to cease work when their latest permit expires. If the applicant’s final work permit has already expired, they are not entitled to work whilst awaiting the outcome of their application for permanent residence, until they have a ‘PCW’ stamp in their passport. A ‘PCW’ stamp attracts the same fee as a six month work permit and must be renewed every six months while the application is pending. Most Permanent Residence applications are however dealt with within four months, and so the renewal of PCW’s is now happily somewhat of a rarity.

are ineligible for points: citizens of those countries already comprise approximately 42% and 13% of work permits in force in the Cayman Islands. UK nationals presently comprise approximately 7% and can expect 5 points. Citizens of all other countries can presently expect 10 points. >

Age: Applicants are eligible for varying points depending on their age. The most “desirable” bracket is in respect of applicants aged between 25 and 35. Ten points are awarded for persons falling within this range as at the date of application.

Deductible Components: Points can be lost in defined circumstances including where an applicant suffers from a contagious disease that could make them a danger to the community, are proved to have mistreated fellow workers, or where they

The Next Step for Permanent Residents

do not have an adequately funded pension.

Many people have asked what happens next once someone has been granted Permanent Residency (PR). Below we explain.

The Board has the power to revoke the Permanent Residence of any holder who “fails to maintain the level of financial investment stated in the application”. The law also states that if false information is provided, or a material fact is concealed in the application, the Board may revoke any permanent residence granted. Permanent Residents are required to report details of their circumstances annually. Finally, if persons become destitute, subsequent to the grant of permanent residence, it may be revoked. Harsh as this might sound, without a large tax base available to provide an extensive social safety net, the Cayman Immigration (Transition) Law seeks to ensure that only persons who will not become a burden on the society are awarded PR. Please note that as the current system stands, unless you own a property in Cayman, it can be difficult to make enough points to qualify for Permanent Residency. Applicants are likely to gain the most points should they purchase a property

Naturalisation:

Once you have been

granted PR you only need to wait 12 months from the date of approval, and then you can apply to be naturalised on the grounds of residency. This is an essential step if you would ultimately like to apply for Cayman Status (other than on the basis of being under 18 and the child of a Caymanian, or the spouse of a Caymanian). Please see the Naturalisation section in this chapter for more information on the process. >

The Right to be Caymanian (Caymanian Status): Once you are naturalised and five years have passed (or you have been resident in the Cayman Islands for 15 years, whichever happens earlier), you can apply for Caymanian Status. Please see the Right to be Caymanian section in this chapter for all the details.

How to Appeal a Permanent Residency Refusal

If your PR is turned down the first thing you have to do is decide whether you are going

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

is below 10% of the number of work permits

to appeal the decision or not. If you choose to appeal then the next step is to serve a formal Notice of Appeal on the Secretary of the Immigration Appeals Tribunal (IAT) – located in the Government Administration Building. Your Notice of Appeal ought to be received by the IAT within 28 days of your application being refused. At this point all you need to include in the letter are a) the grounds under which you are filing the appeal (i.e. that the refusal was (i) erroneous in law (ii) unreasonable (iii) contrary to the principals of natural justice (iv) at variance with the Immigration Regulations) b) the decision against which the appeal is made c) a copy of your original application and the refusal letter (if that latter document is available) and d) a bank draft for CI$1,000 made payable to the CI Government, which is non-refundable. Once the IAT receive your appeals paperwork you will be issued with a receipt and the IAT will request from the Department of WORC an ‘Appeals Statement’ which will include the reasons for the decision to turn down your PR. It will also include their scoring of your PR application plus all the paperwork which went with your original PR application. The IAT will then forward all of this to you. You are then required to file detailed grounds of your appeal with the IAT and serve a copy to on WORC within 28 days of receipt of the Appeals Statement. In your appeal you must provide written arguments as to why you disagree with the points given in each section, raise any relevant other factors, and provide any supporting evidence/documents. The IAT will review all the documents and decide whether the appellant’s case has merit. If the IAT decides in favour of the appellant, this will be communicated. The successful appellant will then be given an opportunity to submit updates and/or provide fresh evidence for consideration, and any changes in circumstances as it relates to the application. The IAT will then reconsider your application, and assess you afresh against the points system. Once the Tribunal have made their decision the IAT

Secretariat will inform you of the decision.

I M M I G R AT I O N & PA S S P O R T S

b) Permanent Residence as the Spouse of a Permanent Resident Permanent Residents will have to continue paying CI$500 per year per dependant until they (or the Permanent Resident) becomes Caymanian. If you are on a government contract, and receive PR, you appear to have the choice of putting your dependant children on your PR (and paying the CI$500 fee per year) or keeping them on your government contract and paying no fees for them. There are other rules worth considering. The dependant spouse of a Permanent Resident can and (in most cases) should apply for their own Permanent Residence and Employment Rights Certificate (RERC) in their own right, as soon as their spouse is granted Permanent Residence. They do not have to wait the usual eight years of residency and do not have to take any test or be subject to the points system. They should also apply to be naturalised after having PR for one year and then apply for the Right to be Caymanian as soon as five years have passed, or they have been living in the Cayman Islands for a total of 15 years. Do not overlook your children’s Naturalisation and Status application in this process! However, many people just carry on having their Residency & Employment Rights Certificate as the Spouse of a Permanent Resident (RERC) ‘tied to’ their spouses’ PR since there is no time limit on the award. This can however create problems down the line. For example, a problem arises when one of the spouses applies for and is granted the Right to be Caymanian. At this point the RERC holder/spouse (and children) must have their Immigration status in the Islands ‘regularised’ within 45 days. In effect, the spouse can no longer be deemed the dependant of a PR holder when the person is now a Caymanian – and if applications are not made promptly, they can lose the right to live in the Cayman Islands. As it pertains to accompanying children, 86

CAYMANRESIDENT 2021

as long as they are under the age of 18 and the parent acquires Cayman Status, they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days provided they have resided in Cayman for a minimum of 1 year. If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 39, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for schooling does not affect their ability to apply (provided Cayman has remained their home throughout). Such applications are dealt with by the Director of WORC. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration (Transition) Law grants the child PR independent of their parents. Serious issues have also occurred when Permanent Residents have become Caymanians. A policy provides that all dependent spouses have exactly 45 days to apply for Caymanian Status (if they have been married for over seven years) or for a Residency & Employment Rights Certificate as the Spouse of a Caymanian (if they have been married for under seven years). However, people have run into immovable problems if their marriage has broken down in the intervening years. One of the requirements in the Immigration (Transition) Law is that you can handon-heart tick the box saying you have a stable marriage. If you cannot, then there is no particular rights remaining for you in the law: your certificate as the spouse of a Permanent Resident will have become void, and you cannot now swap it for Caymanian Status. You may not be allowed to stay in the Cayman Islands. If you have children the consequences can be devastating. This is why immigration lawyers worth their salt will always stress the need for spouses to apply for Permanent Residency in their own right, and then apply for Naturalisation and the Right to be Caymanian the moment they can, even

if only as insurance against the unexpected. c) Permanent Residency based on being the Dependant Child of a Permanent Resident An expatriate child of a Permanent Resident (even if the child has a Cayman Passport) must in most cases be a dependant on a Parent’s Permanent Residence. Upon turning 18, most will be eligible to apply for Permanent Residence in their own right under section 39 of the Immigration (Transition) Law. They can do this without being subject to the points system, provided they have been legally and ordinarily resident in the Cayman Islands for seven years prior to the application being made, were named on their parent’s application and approved, and are of good character. Their parent must also continue to be a Permanent Resident, or have become Caymanian. Any such application must be made before the child turns 19 (ideally prepared even before they turn 18) but if the parent’s RERC has been varied to allow the child to be a dependent past 18, it can be made up until the child is 24, provided the child is still in tertiary education or within six months of the end of such education. They will then be able to apply to become Caymanian once they have been in Cayman for 15 years and are Naturalised or Registered, or five years after having been Naturalised or Registered and become a British Overseas Territories Citizen (BOTC). An expatriate child who is the child of the expatriate spouse of a Caymanian and whose expatriate parent holds a RERC (Residency & Employment Rights Certificate) as the spouse of a Caymanian can be added as a dependent on their parent, but only until they are 18, unless they continue into tertiary education and their permission is varied. d) Permanent Residence as the Spouse of a Caymanian The spouse of a Caymanian has no inherent right to live or work in the Cayman Islands (apart from any unexpired permission they may have held before being married to a

Caymanian) unless they apply for and have granted a Residency and Employment Rights Certificate as the Spouse of a Caymanian. The Cayman Islands Government has now amended the Law, and these RERC’s are now permanent in nature. Unlike other RERC’s, these place no restrictions on occupation, presently require no annual declaration, and require no annual fees. These certificates can however be revoked, and may become void in the event of a breakdown in marriage. It can take several months to obtain an RERC as the Spouse of a Caymanian and so it is recommended that you apply as soon as possible. Death or Divorce from a Permanent Resident

2. PERMANENT RESIDENCY BASED ON REGISTRATION BY ENTITLEMENT AS A BRITISH OVERSEAS TERRITORIES CITIZEN Any child who is born in the Cayman Islands and whose parent subsequently becomes a permanent resident or lives the first 10 years of their life here, may, immediately (or if their parent is not a Permanent Resident) upon their tenth birthday, seek Registration as a British Overseas Territories Citizen (BOTC) by Entitlement. All persons so registered have a right to remain in the Cayman Islands for life (and hold a BOTC (Cayman Islands) passport). Applications in relation to children who have lived in Cayman for the first 10 years of life are independent of a

3. NATURALISATION If you are a Permanent Resident adult and not married to a Caymanian then getting Naturalised as a British Overseas Territories Citizen (BOTC) is an essential step in the process of acquiring Caymanian Status. Once you have had PR for 12 months (and have lived in Cayman for at least five years) you can apply under the British Nationality Act for Naturalisation as a British Overseas Territories Citizen (BOTC) by virtue of a connection with the Cayman Islands. For the application you will need to provide a copy of your PR approval letter, your PR certificate, your birth certificate, passport picture page, a passport-sized full-face photo, a police record, a current job letter, a marriage certificate (if it applies) plus the birth certificate for your spouse, and a current travel history from WORC/CBC. One thing worth noting is that the physical presence rules are totally different under the British Nationality Act than those under the Cayman Islands Immigration Law. If you have been outside of the Islands for longer than 90 days in total in one year, or a total of 540 days over the course of five years, then this may affect your ability to be granted Naturalisation on the grounds of residency. If you are applying for Naturalisation on the grounds of being married to a BOTC then you ought not to have been off the Islands for more than 270 days over the course of three years. Please note that you will still need to pay your PR work-related fees every year once you are Naturalised. However, the spouse of a Caymanian does not pay these fees. The spouse of a Caymanian or Permanent (provided their Caymanian or

Permanent Resident Spouse is a BOTC), be able to apply for Naturalisation 12 months from the date that their RERC was approved provided they have been resident in the Islands for at least three years and seek to apply on the basis of marriage to a BOTC. Application is made to the Deputy Governor and must include an up-to-date travel history covering the last five years (you can obtain this from WORC/CBC), as well as certified copies of your relevant documents and a fee of CI$825. Please note that a child under the age of 18 can (on successful application) be registered as a BOTC and the cost is CI$450. Naturalisation entitles the applicant to a Cayman Islands passport but does not make the applicant a Caymanian (i.e. does not grant Status) or give them a right to work or even necessarily to reside in the Islands. It does however normally entitle the holder to ultimately apply for the right to be Caymanian on the basis of residence, provided they remain legally and ordinarily resident in Cayman. Registration is the equivalent of Naturalisation for children, and the basis for Registration can vary widely depending on various factors, including age, immigration status of parents, and place of birth. The fact that many people who have become naturalised or registered or have otherwise become BOTC’s and possess Cayman Islands passports without being Caymanian can be potentially confusing. It is perhaps best to think of a Cayman Islands passport as a travel document, naturalisation (or registration) as becoming a BOTC (but not a Caymanian) and being Caymanian (known as possessing the Right to be Caymanian) as possessing a particular type of Immigration permission (whether by right, entitlement or grant). Not all Caymanians are BOTCs and accordingly, large numbers of Caymanians are not entitled to hold Cayman Islands Passports. 4. ACQUISITION OF THE RIGHT TO BE CAYMANIAN Any person who has been naturalised as a British Overseas Territories Citizen

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

The surviving or former spouse of a Permanent Resident is required to notify the Director of WORC and the Caymanian Status & Permanent Residency Board of their change in circumstances within six months. Within these six months the surviving spouse, or former spouse, may be eligible to apply for the grant of a Residency & Employment Rights Certificate in their own right. It may be important to consult with a lawyer or reputable immigration services company to confirm your standing and options in the event of appropriate circumstances arising.

parent’s immigration status, and cannot be denied to a child who meets the criteria. This reality is both a reason for the rollover policy and creates an enormous opportunity for the Cayman-born children of those to whom the rollover is not applied (including Civil Servants and anyone exempted from term limits, including persons married to government employees or even work permit holders).

I M M I G R AT I O N & PA S S P O R T S

(BOTC) by virtue of his or her connection with the Islands may, upon satisfying various residency requirements (being resident for 15 years or be naturalised for five years, whichever happens sooner), apply for the Right to be Caymanian. Persons who have been married to a Caymanian for seven years, can also apply for the Right to be Caymanian. The surviving spouse of a Caymanian can apply for the Right to be Caymanian as long as they had been married for seven years and fulfil the other criteria. A person who is the child of a Caymanian, no matter the basis on which the parent became Caymanian, is generally considered a Caymanian if he/she is born subsequent to their parent becoming a Caymanian. Persons who can prove that they are the child or grandchild of a Caymanian who was born in the Islands can also apply to become Caymanian on the grounds of descent. The Cabinet may, in exceptional circumstances, grant the Right to be Caymanian to up to four persons in any year. Any individual who acquired the Right to be Caymanian can lose that right if they move away from the Cayman Islands for more than five years (other than if they are away for medical or education purposes) and if they are convicted of an offence which was made possible by, facilitated by or connected with the grant of the Right to be Caymanian. For further details see www.caymanresident.com. Spouses & Children of Caymanians

When a Permanent Resident is granted Caymanian Status the spouse and children of that new Caymanian must have their immigration status ‘regularised’ within 45 days. In effect, the spouse/children can no longer be deemed the dependants of a PR holder when the person is now a Caymanian! In those 45 days the spouse of a Caymanian has two options depending on how long they have been married: a) if married for seven years then the spouse may be automatically entitled to apply for Caymanian Status as the Spouse of 88

CAYMANRESIDENT 2021

Caymanian, b) if married for less than seven years then the spouse needs to apply for a Residency & Employment Rights Certificate as the Spouse of a Caymanian. Then as soon as they have celebrated seven years of marriage they can apply for Status. Serious issues have however occurred when Permanent Residents have become Caymanians and their dependent spouses have to regularise their immigration status. One of the requirements in the Immigration Law is that you can handon-heart tick the box saying you have a stable marriage. If you cannot, then there is no particular rights remaining for you in the law: your certificate as the spouse of a Permanent Resident will become void in 45 days, and you cannot now swap it for Caymanian Status. Your life in Cayman is then in limbo and you may not be allowed to stay in the Cayman Islands. If you have children the consequences can be devastating. This is why immigration consultants and/or lawyers worth their salt will always stress a preference for spouses to apply for Permanent Residency in their own right, and then apply for Naturalisation and Cayman Status the moment they can. As it pertains to accompanying children, as long as they are under the age of 18 and the parent acquires Cayman Status they can apply for the Acknowledgement of the Right to be Caymanian by Entitlement within those 45 days. This Status however, will expire at age 18, so it is essential that you apply for “continuation” before they turn 18. For children applying for Status there is now an acknowledgment form in which you have to give proof of the schools your child has attended in the Cayman Islands (or school overseas), proof of how the child was able to remain and reside in Cayman (whether they were dependent on a PR or Government worker’s contract), the birth certificate of the child and marriage certificate of the parents; and CI$50. Children who go to boarding school will not be affected as long as their primary home has always been Cayman, and they return home with some frequency (ideally every holiday).

If there are some accompanying children who are over the age of 18 they must apply, within 45 days, for a continuation of their Residency under Section 39, but only if that child has been legally and ordinarily resident in the Islands for a minimum of seven years. Being away for full-time secondary schooling or tertiary studies (again provided Cayman remains their home and they return for holidays) does not affect their ability to apply. It is very important that this rule is understood, as applying for Permanent Residency under Section 39 of the Immigration Law grants the child PR independently of their parents. Marrying a Caymanian

A person who is newly married to a Caymanian needs to apply to the Caymanian Status and Permanent Residency Board for a Residency and Employment Rights Certificate as the Spouse of a Caymanian (RERC), which allows them to remain and work in any occupation and the certificate remains valid for as long as the marriage remains stable. It no longer expires at the seven year mark. If they are in possession of a work permit before they are married, then the work permit remains valid for its duration. Provided an application for a RERC is made before the expiry of the work permit, the right to live and work in the Cayman Islands continues whilst the application for a RERC is pending. If the RERC is approved then after the 7th anniversary of the wedding, and as long as the marriage is still stable, the holder may apply for the Right to be Caymanian. There is a non-refundable application filing fee of CI$300 and, when approved, there is an additional government fee of CI$400. A person who has been resident in the Cayman Islands for many years, and then goes on to marry a Caymanian, may apply for Permanent Residency in their own right as long as they apply before they have been resident for 8 years. They may also apply for an Employment Rights Certificate as the Spouse of a Caymanian (RERC). The difference is, that if the marriage does not last then they will not lose their

residency status. Please note that the RERC application process can take several months and many documents are required to be submitted, including an affidavit to the effect that your marriage is not one of convenience.

outsourcing services. For the Cayman job-seeker,

cost-effective advice.

they will take you through the entire process from application to work permit submission to

CML Immigration Services

understanding your contract, salary, benefits and

Tel: (345) 949 1345

medical insurance.

Email: cml@cml.ky or www.cml.ky

SE E AD PAG E 53

Specialising in Work Permit applications, Baraud

Permanent Residence, Caymanian Status,

Marriages of Convenience

Tel: (345) 945 1781

Naturalisation, and investment immigration

The Cayman Islands Government is very aware that marriages of convenience have been arranged in order for foreigners to move to Cayman, remain, live and work without paying work permit fees. If caught these offenders are severely punished to the full extent of the law.

Email: info@baraud.com or www.baraud.com

advice. If you want an immigration partner that

They offer advice and help on Temporary

understands your business or family’s needs

Work Permits and Work Permit Grants,

and won’t let you down, contact CML today for

Renewal applications, Permanent Residency,

a free consultation.

Naturalisation, Caymanian Status and short term visas. Their thorough knowledge of

HSM

the laws, policies and procedures along with

Tel: (345) 949 4766

friendly working relationships with the key

Email: immigration@hsmoffice.com

Former Spouse of a Caymanian

officials in the Department of WORC are all

www.hsmoffice.com

In the instance where the former spouse of a Caymanian is the mother/father of a Caymanian child, they will usually be allowed to remain (subject to various approvals) and be permitted to work in the Cayman Islands until the children complete their education or reach their 24th birthday, whichever happens sooner. If their last child reaches the age of 24 and the non-Caymanian parent has not obtained an alternative immigration permission before this point, then the parent will (according to the provisions of the law as presently drafted) have to leave the Cayman Islands. Such a parent will however have an opportunity to apply for Permanent Residence pursuant to the points system, provided Cayman has been their home for more than eight years.

advantages that Baraud brings to managing

HSM is a full-service law firm with Immigration

your Immigration challenges.

and Relocation services including Business Establishment, Appeals, Caymanian Status,

Bedell Cristin

Permanent

Tel: (345) 949 0488

applications. SE E AD PAG E S 59, 79 & 103

Residency

and

Naturalisation

Email: caymanenquiries@bedellcristin.com www.bedellcristin.com/services/relocation-

McGrath Tonner

residency

Tel: (345) 949 2740

Bedell Cristin’s Cayman team has 20 years

Email: info@mcgrathtonner.com

of experience in helping clients with their

www.mcgrathtonner.com

immigration needs. The team works with

Specialising

international

Caymanian Status, Persons of Independent

and

domestic

businesses,

Permanent

Naturalisation,

Residence,

advising on how to comply with business

Means,

Business

Visitor

staffing plans and work permit requirements,

Permits, Work Permits and all related appeals/

as well as guiding high-net-worth individuals

judicial review. SE E AD PAG E 63

through the process of applying for Permanent Residency, Naturalisation and Caymanian

Ritch & Conolly Attorneys-at-Law

Status.

Tel: (345) 949 7366

SE E AD PAG E S 37 & 83

Email: jconolly@rc.com.ky or www.rc.com.ky Boddens

All Immigration services including Work Permits,

Tel: (345) 945 0400 or (345) 623 0303

Business Visitor’s permits, Permanent Residency

Email: ruth.gilbey@boddens.ky

(all forms), Cayman Status, immigration appeals

www.boddens.ky

and Naturalisation.

Cayman Immigration Consultant Services

Legal Befrienders

Tel: (345) 943 1186

87 Mary Street, 2nd Floor Apollo House West

Email: cics@cicsky.com or www.cicsky.com

Tel: (345) 945 8869

Specialising in: Work Permits processing,

www.dcs.gov.ky/frc

Affinity Recruitment Ltd.

Permanent Residency, Immigration Appeals,

If you are seeking free legal advice on issues

Tel: (345) 943 2020

Residency and Employment Rights Certificates,

such as domestic violence, divorce, immigration

Email: immigration@affinity.ky

Naturalisation, Right to be Caymanian and other

and more, the Family Resource Centre offer

www.affinitycayman.com

general immigration related matters. Also Local

The Legal Befrienders Clinic and Phone line

Specialising in: Corporate immigration services,

Incorporations, Trade and Business Licensing

every Tuesday from 5pm-6.30pm. At the Clinic

Work Permits and immigration advice and tailored

applications and Annual Returns. Clear, honest,

qualified attorneys who offer free legal advice

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

IMMIGRATION SERVICES Immigration Consultants For help with an application or if you have any questions call WORC on (345) 945 9672 or visit www.immigration. gov.ky. Alternatively, call one of the local immigration specialists below:

on a walk-in, first come first serve basis, no appointments are necessary. VISAS & PASSPORTS

I M M I G R AT I O N & PA S S P O R T S

Visas for Cayman Nationals of the USA, Canada, the UK and most countries within the British Commonwealth do not require visas to enter the Cayman Islands. Citizens of Jamaica, Honduras and the Philippines, for example, do. Check the Visa section of www.immigration.gov.ky or www. caymanresident.com to see if you need one. However, if you have a US, UK or Canadian Visa and you are travelling directly to Cayman from one of these countries (whether by air or sea), you do not need a separate Cayman Visa. Where visas are required, they must be sought and obtained prior to travel. Contact the British Embassy or Consulate with a visa section that is nearest you. There is a dedicated visa office within the Customs & Border Control office. You can call the manager of that department on (345) 244 2076 or email: Emily.Hurlston@ gov.ky. There is also one in Kingston, Jamaica. Call (876) 906 7866/5336 or email: caymanvisa@cwjamaica.com. Visas for the US & Elsewhere If you are looking to travel to the US as a non-American passport holder with an EU member passport then you must register online at least three days before travel via the Electronic System for Travel Authorisation (ESTA). Once approved, you are allowed to travel to the US for up to two years without re-registering. The website is https://esta.cbp.dhs.gov/esta. However, the intention of ESTA is for EU residents living in EU countries to use this system and not for EU residents living in the Cayman Islands. It is strongly advised that residents of the Cayman Islands obtain a US visa from the US Embassy in Kingston, Jamaica. Appointments can be made here: https://jm.usembassy.gov/u-scitizen-services/. US Visitor Visas are not a function of the US Consular Agency and are managed through the US Embassy in 90

CAYMANRESIDENT 2021

Âť

Kingston, Jamaica instead. Please note that all UK and Euro ESTA and USA visa holders must now have an electronic readable passport in order to be able to enter the USA. For questions or concerns about the non-immigrant visa process email: KingstonNIV@state.gov and for questions pertaining to the immigrant visa process please email: KingstonIV@ state.gov.

in online and then the required paperwork, including your existing passport(s), must be couriered to Her Majestyâ&#x20AC;&#x2122;s Passport Office, OVS-D, Millburngate House, Millburngate, Durham DH97 1PA, England. Go to www.gov.uk/overseaspassports to get started. Payment must be made by credit card online during the application process. Processing time takes about three weeks.

PASSPORTS More information on getting a passport for a child born in the Cayman Islands can be found in the Having a Baby chapter or on the Passport & Visa section of www. caymanresident.com.

Caymanian Passports Caymanian passports (also called a British Overseas Territories Citizen passport) are processed at the Passport & Corporate Services office in George Town and then sent to the UK passport office to be printed. The processing time for this is currently about six weeks. Application forms for a BOTC passport can be downloaded from www.immigration.gov.ky along with a list of required documentation. Passports cost CI$75 for a child and CI$100 for an adult. Temporary passports, which are only issued in the event of a medical air evacuation, are still produced in Cayman and can be turned around within a day for those who are eligible. The passport office is located on the 2nd floor of Sussex House, 128 Elgin Avenue and is open Monday-Friday 9am-3pm. Tel: (345) 943 7678.

American Passports The US Consular Agency has an office in the Smith Road Centre, Suite 202B, 150 Smith Road, George Town, email: caymanacs@state.gov. They are open Monday through Friday 9am-2pm and are closed on all Cayman and US holidays. If you are a US citizen experiencing a serious emergency call (876) 702 6000. You may email or visit the office for enquiries, however, applications are submitted by appointment. They also assist with the following services: US Notarial Services, performed for US citizens or when documents are related to the US. If you are a US citizen who recently had a child in the Cayman Islands, you should apply for a Consular Report of Birth Abroad and a passport for your child. Email the consular agency to request a checklist to assist you with the process and schedule an appointment. You should complete the application forms available at www.travel. state.gov. The child and all the parents who are on the birth certificate must attend the appointment and present original valid documents. Processing time is four to six weeks and cannot be guaranteed; please plan accordingly. British Passports Application forms for British passports (renewals or new passports) need to be filled

Canadian Passports The Canadian Consulate is located on the 1st floor, Landmark Square, 64 Earth Close, off West Bay Road (Tel: (345) 949 9400 or email: cdncon.cayman@candw. ky). They are open Monday-Thursday 10am-1pm. They offer consular assistance for Canadians who are travelling, working or living in the Cayman Islands. These services include assistance with obtaining Canadian citizenship for children born in the Cayman Islands to Canadian parents, passports and any emergency assistance. Application forms for Canadian passports can be collected from the Consulate or downloaded online from www.cic. gc.ca. The Consulate can review your application before you send it to the High Commission of Canada in Kingston,

Other Nationalities The Portfolio of Internal and External Affairs of the Cayman Islands Government and the Office of the Governor have assembled contact details for the consular representatives of other countries. See the Passport & Visa section of www. caymanresident.com for details. DOMICILE & TAX STATUS

US TAXATION OF AMERICAN CITIZENS OR GREEN CARD HOLDERS MOVING TO THE CAYMAN ISLANDS American citizens and green card holders are subject to US tax reporting requirements even when they are not living in the US. This can include both expats and lifelong residents of Cayman. Many Americans living in Cayman can reduce or eliminate their US tax using the foreign earned income exclusion. In 2020, this means that up to US$107,600 of qualifying earned income (plus an additional amount for certain housing expenses in excess of US$16,656) can be excluded. Generally, you can qualify for this exclusion if you can show that you are a “bona fide resident” of the Cayman Islands (or another country) for at least a full calendar year and have Cayman as your “tax home”; usually living and working in Cayman is enough for this purpose. Additionally, you can qualify by being physically present in Cayman for 330 days in a 12-month period (which does not necessarily need to be a calendar year) and having your tax home in Cayman. Even if all of your income is excluded and you owe no US tax, you are still

required to file a tax return, declare your worldwide income, and make the election to take the foreign earned income exclusion. Additionally, you are required to file information returns for your foreign bank and financial accounts (including your Cayman pension), as well as for any business entities and trusts formed in Cayman or other foreign countries. Non-Compliance & Catching-Up Individuals who have not complied with US tax reporting requirements in past years are subject to penalties if their noncompliance is discovered by the IRS. Penalties can be in excess of US$25,000 per year in some cases, even when no tax is due. Some individuals may be able to take advantage of an IRS amnesty programme called the Streamlined Filing Compliance Procedures, if they can certify that their non-compliance was not wilful. This programme involves filing back tax returns (including information returns for business entities and trusts formed in Cayman or other foreign countries) for the past three years along with foreign bank and financial account reports for the past six years, and paying any taxes owed with interest. In many cases a Streamlined filing will result in no penalties imposed by the IRS. For formal advice please call: Omni Cayman/John Wagner Tel: (345) 547 4473 Email: john@omnicayman.com Omni Cayman in the Cayman Islands are Certified QuickBooks Pro Advisors offering professional outsourcing including, US Tax filing, interim CFO, accounting and consulting services. Omni has a team of qualified professionals with over twenty years experience coming from Cayman’s top firms such as Deloitte, KPMG and BDO. For some clients, Omni Cayman is contracted to fulfill specific accounting roles while for others, Omni serves as the client’s entire accounting department.

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

I M M I G R AT I O N & PA S S P O R T S

UK TAX STATUS & DOMICILE If you were once a resident of the UK but are now a resident in Cayman, then knowing how many days you can visit the UK to see family and friends is very important. Generally, if you spend less than 16 days in the UK in a tax year then you will not be considered a UK resident. If you have not been a UK resident for three tax years or more then this is extended to 46 days. However, if you work full time in the UK, spend 183 days or more in the UK per year, have a home in the UK in which you spend 30 days in the tax year plus you have no overseas home, then you can assume you are a UK resident. There are also ties, which if combined with the number of days you spent in the UK in any given tax year, can determine whether or not you are a UK resident. These ties include family (i.e. a child in a boarding school), having a house in the UK, working in the UK and spending over 90 days in the UK. Depending on the number of ties you have dictates how many days you can safely stay in the UK before becoming UK tax resident. These ties may also dictate whether you remain UK tax resident. Your domicile on the other hand will determine if you are liable to pay UK Inheritance Tax (IHT). If you wish to avoid IHT on your worldwide assets then you

have to plan carefully and make positive steps to shed your UK domicile. There is no specific form to fill out to explain that your domicile has changed; however, in your annual UK Self-Assessment tax return there is a section which asks you to talk about your domicile. Please note that when leaving the UK you should either complete and submit form P85 “Leaving the UK - getting your tax right” to HMRC or include details on your last self-assessment tax return. This form advises HMRC that you are leaving the UK and will help them decide if you will still be required to file a UK tax return as a non-resident. For formal or informal advice on UK tax status and domicile you can contact Paul Hotchkiss from Hotchkiss Associates Limited. Call +44 (1624) 872140 or email: info@hotchkiss.im or visit www. hotchkiss.im.

THE

Jamaica. The processing time is 15-20 business days. For non-Canadians who wish to visit, study or work in Canada, as well as for the new Canadian requirements regarding the eTA visa, you will find information, as well as online application forms, at www.jamaica.gc.ca.

To Move

Everything you need to know about the process of moving: things to consider before signing a contract, what and what not to bring, duties and fees, the cost of living and shipping considerations.

Moving to Cayman 92 - Gateways to Cayman 92 - Cost of Flights & Flying Time 92 - Moving to Cayman During COVID-19 93 - Special Services 93 - Relocation Services 93 - Time Zones 93 - Before Signing Your Contract 93 - Cayman Currency 94 - Weights, Measurements & Temperature 94

P R E PA R I N G T O M OV E

The Process of Moving - Cayman & Miami Freight Forwarders - Cost of Living Tables - International Packers & Movers - Shipping by Air - Excess Baggage - Shipping by Sea

94 95 96 97 97 97 98

Shipping Considerations 98 - Import Duty 98 - Customs Clearance 98 What to Bring & What Not To Bring

MOVING TO CAYMAN

Moving to Cayman may be an exciting, significant milestone in your life but there are a lot of details to consider before you arrive on the Island, move into your new home, unpack, start your job and then finally put your feet in the sand. Gateways to Cayman Grand Caymanâ&#x20AC;&#x2122;s Owen Roberts International Airport (GCM) is a 92

CAYMANRESIDENT 2021

Âť

Photos courtesy of Deep Blue Images, Huis, Justin Uzzell and Julian Dalton

Preparing

relatively busy airport with over 1.4 million passengers passing through it each year. The airport is located in the capital, George Town. In March 2019, Prince Charles and the Duchess of Cornwall officially opened the new airport terminal which can now accommodate up to 2.7 million passengers a year. In 2020 improvements to the airport continued with the runway being extended and resurfaced, and a blast deflector being added. This will mitigate air turbulence at ground level by deflecting air upwards for departing aircraft to protect passing pedestrians, cyclists and vehicular traffic using the road behind the runway. These enhancements will enable larger planes and longer direct flights to land in Grand Cayman, therefore encouraging tourism from European countries. The national carrier of the Cayman Islands is Cayman Airways. The main gateway to Cayman is Miami as they have daily flights to Grand Cayman, but you can also catch a flight from Charlotte, Chicago, Havana, Jamaica, La Ceiba, Tampa, New York, and the Sister Islands. Other airlines that service Cayman are: Air Canada, American Airlines, British Airways, Caribbean Airlines, Delta, JetBlue, Southwest, United Airlines and WestJet. Please note that due to the COVID-19 pandemic, flight schedules have been impacted globally. Commercial travel to Cayman is expected to return sometime in 2021. To stay up to date with the latest travel restrictions into Cayman, visit www.exploregov.ky Cost of Flights The average cost of a return ticket from Miami is US$400, from New York US$500, and from London US$1,300. Costs will vary according to high or low season. Flying Time to Cayman The flying time from Miami to Grand Cayman is 1.5 hours. The flight from London is 10 hours (with 45 minutes on the tarmac in Nassau). Flying time from Toronto and New York is four hours.

negative PCR result, you are now eligible to leave your isolation facility and begin your new life in the Cayman Islands. Special Services To ensure a stress-free arrival and departure to and from the Island, there are a few reliable companies that offer special services to help you. Taxis are readily available on arrival at the airport and you can find out more information on fares in the Transport chapter. Grand Limousine Services Tel: (345) 916 7772 or www.limo.ky Offers airport transportation in luxury and style. They are also available for special events. Island Air

moving to Cayman. They are part of a global network of destination service providers.

Time Zones While the US employs daylight savings, the Cayman Islands, being nearer to the equator, has relatively equal periods of day and night year-round. There’s really only about an hour difference in daylight between 20th June and 20th December, so Cayman keeps the same time all year (-5 hours Coordinated Universal Time). This means the Islands share Eastern Standard Time (EST = -5 UTC) with Miami and New York from November to March. However, when the US switches to daylight savings time in March, Cayman then shares Central Daylight Time (CDT = -6 UTC) with Chicago and Houston.

Tel: (345) 949 5252

fully customised for the employee, providing

Before Signing Your Contract When planning your move to the Cayman Islands you will need to know what to expect in terms of the cost and standard of living, as they may be very different from what you’re used to. Bear in mind that the cost of living in Cayman is high (see the Cost of Living tables later in this chapter). Unless you are moving from an expensive city such as London or New York, you may discover that everything from groceries and electricity bills, to maintaining a car and schooling your children will cost significantly more. In October 2020 Expatistan listed the Cayman Islands as the second most expensive country in the world to live, just behind Bermuda. Visit www.expatistan. com for more information. The process of moving can be very costly. Before signing, find out what your employer will do to absorb or mitigate certain costs. Here are some questions that you may want to ask your new employer before you accept a job offer:

information on housing and schooling options,

1) Cost of Shipping

An aviation service for private and chartered aircraft including ground handling and a refuelling service. Websters Tours Ltd Tel: (345) 945 1433 or www.websters.ky Offers full airport arrival and departure services as well as on-Island transfers and Island tours.

Relocation Services It is often useful to enlist the help of a relocation consultant. ‘Destination Services’ as it has come to be known, offers private and corporate clients unbiased assistance and invaluable insight into Island life. Blue Point Consultants Ltd. Tel: (345) 525 0706 Email: info@bluepointproperty.com www.bluepointproperty.com They offer an employee relocation programme and work in conjunction with many employers on the Island. The orientation they provide is

Will the company

key amenities, shopping, recreation, social

contribute towards transporting your

groups, sports clubs, medical and banking

personal items to Cayman?

facilities, vehicle purchasing and hire, typical

2) Accommodation & Renting a Car Will the

living conditions and any special concerns.

company provide you with a place to live

They also help private individuals interested in

and a rental car for your first month on the

www. c a y m a n r e s i d e n t . c o m

P R E PA R I N G T O M OV E

Moving to Cayman During COVID-19 During the pandemic, and in an effort to protect the health of our citizens, there have been significant restrictions placed on arrivals into the Cayman Islands. Here is a brief outline of the procedures everyone must follow, however, please visit www. caymanresident.com for the most up-todate information. At the time of going to print, Cayman was undertaking a phased re-opening of its borders. In practise this means an increased number of repatriation flights from the UK, USA, Jamaica, Honduras, and other countries. Flights are operated by Cayman Airways and British Airways and only Caymanians, residents, work permit holders, homeowners and close relatives of Caymanians and work permit holders are eligible to book a seat on these flights. On arrival at Owen Roberts Airport you will be required to take a COVID-19 polymerase chain reaction (PCR) test. Passengers can choose to self isolate at home or at a government facility. Those isolating at home will have to wear a track-and-trace Geofencing bracelet and will be required to stay at home for 14 days and no visitors are permitted. If the Geofencing technology is removed from your person, or you are detected to be outside of your designated area, an alarm will sound, the Royal Cayman Islands Police Service will be contacted, and you may be subjected to a CI$10,000 fine and 2-year prison sentence. Alternatively you can opt to stay in a government quarantine facility. Caymanians and permanent residents are not required to pay for their stay at a government-led facility. If you are a work-permit holder, you must use a paid facility where prices range from CI$5,250CI$9,000 for 16 days and includes food. On the 15th day, persons will receive a second PCR COVID-19 test, upon which a negative result is required in order to be released from both government-led and home isolation facilities. If your test result is positive, you will have to remain in isolation for a further 10 days until you receive a negative test. If you receive a

Island? See the Finding a Home chapter for

will cost at least CI$500-CI$875 per

temporary accommodation options.

month, double that for a couple and triple

3) Cost of Setting Up Your Life in Cayman It

that for a family. Though the Law states

is worth being completely aware of the

you only need the basic plan, the premium

costs of setting up a home in Cayman.

plan should be considered for better

For example you will have to buy a car

coverage. A good employer will pay at least

and a year’s worth of car insurance; pay

50% of a premium plan, including half of the

deposits on a house or apartment including

insurance cost of your family. However,

deposits on getting your electricity, water

this will still leave you with a monthly

and telephone set up. You will have to take

deduction of between CI$650-CI$1,250

a driving test and pay for a driving licence.

per month (if you are on a premium family

For a couple without children we estimate

7) Vacation Time How many weeks of annual

couple with children we estimate it to be

holiday does your contract provide for?

closer to CI$23,000, or even more if you

There is a disparity in Cayman between

don’t want the most basic of second hand

companies which offer only the US system

cars. See the Running Your Home chapter

of 10 working days per year and others

for detailed cost estimates.

which offer 3-4 weeks. Be sure to ask!

4) The Cost of Living This will invariably

8) Can Your Children Join You Unless you are

depend on your standard of living but we

guaranteed to earn a minimum of CI$3,500

advise that you design a budget before

per month, you will not be allowed to have

taking the leap to Cayman. Things to take

your children join you in Cayman. See the

into consideration are your salary, minus

Immigration chapter for more information.

5% pension and your portion of health

9) Divorce If you get divorced during the

insurance. Then factor in accommodation,

tenure of your stay, the non-working

utility bills (water, electricity, phone,

spouse will have to leave the Island or

TV, internet), running a car (gas, licence

obtain a work permit, regardless of

and insurance), groceries, school fees,

whether you have children. Your children

entertainment, activities, clothes, flights

can stay if they are listed as dependants

off the Island, savings, etc.

on your work permit.

P R E PA R I N G T O M OV E

plan).

this to be just under CI$10,000, but for a

5) The Currency of Your Salary What currency will your salary be paid in? If you will be paid in US dollars, is it at the going rate? For example you might think US$60,000 is a fair salary for a qualified accountant, but it’s actually only CI$49,200 (when using the bank exchange rate of .82) and the cost of living is greater here than in the US. Be aware that you will pay for almost everything in CI dollars, so if you are paid in US dollars you are better off taking the money you need out of the bank in CI dollars than paying for something at a

Cayman Currency The Cayman Islands Dollar (CI$) is pegged to the US Dollar and does not fluctuate. The exchange rate is CI$1= US$1.20. The cash exchange rate is CI$1 =US$1.25 which means that US$20 cash is worth CI$16. US Dollars are accepted everywhere. Credit and debit cards are widely accepted and there are many ATMs throughout the Island. Currency denominations are as follows: CI$1, 5, 10, 25, 50 and 100 dollar bills.

store with US cash at a conversion rate of .80. On a salary of US$60,000 per year you will save around CI$1,200 a year. 6) Health Insurance This is compulsory and it is essential that you ask whether your company will be covering more than 50% of the basic plan required by law. Premium health insurance coverage for an individual 94

CAYMANRESIDENT 2021

Weights, Measures & Temperature Cayman uses the US system of miles for distances, mph for speed, inches for length and pounds for measuring weight. Petrol is sold by the Imperial gallon. For temperature, Fahrenheit (°F) and not Centigrade (°C) is used.

THE PROCESS OF MOVING

When it comes to moving to the Cayman Islands you have three options: the first option is to do 98% of the work yourself by packing up your belongings and arranging for a company to ship your personal items to Cayman. This may be the least expensive option but it certainly isn’t the easiest. You must be prepared to arrange for the items to be inspected and cleared by customs when they arrive in Grand Cayman, pay the Port Authority and have your items picked up and delivered to your new home. The second option is to pack everything yourself and have a freight forwarder organise the collection, shipping and customs clearance on arrival. The third option is to arrange for a moving company to do everything for you from packing up your home, trucking to the port and organising the shipping, to clearing it through customs in Cayman, arranging for delivery to your new home and finally unpacking and set up. If you decide to use a moving company you will need to book it at least eight to ten weeks in advance. It’s prudent to find out if they are an accredited member of a moving association to ensure that you will have recourse if you encounter any problems. Sort through your personal items and decide what you are going to take, then call the moving company so they can visit your home and work out a quote. Be sure to get any quote in writing, but keep in mind that most expire after 30 days. Next, establish a time frame for your move and confirm that the insurance policy being offered has sufficient protection to cover the cargo for the duration of the journey, i.e. until you take possession at the new destination. You should also discuss the deductible. Ask your mover to provide a copy of the documents with the itinerary, along with an itemised inventory and the name of the receiving agent. Finally, the moving company will expect payment prior to exporting or shipping your personal effects, as it will be necessary for them to prepay the freight and any other

handling and destination charges. Listed next are some locally-based shipping companies, freight forwarders and moving companies who, to one degree or another, can help you move your home or business effects to or from Cayman. Their standard of service is very high.

Email: info@mbe.ky or www.mbe.ky

Email: sales@deluxefreight.com or cica@cicustomsagency.ky

Miracle Brokers

www.deluxefreight.com

c/o Consolidated Freight and Shipping (CFS)

Services

include

twice

week

ocean

10050 NW 116th Way, Suite 9, Medley, FL, 33178

consolidations, daily air shipments and a small

Carlos Alvear Tel: (305) 510 6687

package service for cargo 12 cubic feet or less for

or Cayman Tel: (345) 949 5989

CI$67 (inclusive of all charges except for duties

Email: calvear@wincorpintl.com

and insurance for any cargo over US$1,000).

Services include logistic coordinators for international (import/export) and local house

Mail Boxes Etc.

moves. They offer freight forwarding and a small

Tel: (345) 745 1400

package service from Miami to Cayman. They can

P R E PA R I N G T O M OV E

Cayman & Miami-Based Freight Forwarders Freight forwarders facilitate the entire shipping process between Miami and Grand Cayman and vice-versa. When shipping to or from Miami there are three options you can consider, depending on the quantity. All companies charge by cubic feet, rather than by weight. Firstly, you can book by the container load, secondly, your belongings can be consolidated with other packages, in what’s known as Less than Container Load (LCL) and thirdly, there is the small packages service, which is particularly useful if you’re buying items online from vendors that won’t ship to Cayman. If you need this service, you will be provided with a postal address in Miami for your package to be delivered to, it will then be shipped to Cayman. For all three services the freight forwarder will organise all the paperwork and clear the goods through Customs. The following companies offer this type of freight service. Note: You should contact the office in your country of origin to start the process.

Phone: 1 (305) 513 0156 or (345) 949 2350

Cayman Islands Customs Agency (CICA) Tel: (345) 949 2350 Email: cica@cicustomsagency.ky www.cicustomsagency.net A customs broker whose services include twice a week ocean consolidations and cargo clearance, daily air shipment handling and clearance, freight forwarding, small package service, customs brokers, freight consolidating, delivery, vehicle clearance and licensing. Miami Office / Deluxe Freight 11401 NW 107th Street, Suite 100, Miami, Florida 33178

www. c a y m a n r e s i d e n t . c o m

Cost of Living in the Cayman Islands Grocery Costs

P R E PA R I N G T O M OV E

Housewares

Item

CI $

US $

Item

Butter (Anchor 8oz) Baby Food (Gerber 8oz) Baked Beans (Bush’s 28oz)

CI $

US $

3.59

4.31

2.39

2.87

Bath Towel

14.60

Broom

12.19

3.39

4.07

China Set (Gibson 16 piece)

56 39.60 21.95

Batteries (Energizer pack of 4 AAA)

7.49

8.99

Coffee Maker (Mr.Coffee 12 cup)

Beer (Pack of 6)

11.49

13.80

Cutting Board (Kitchen Details 14” x 11”)

Bread (Sara Lee’s 100% Whole Wheat)

3.39

4.07

Dishwasher (LG)

1,095

1,335

Cat Food (Friskies 5.5oz can)

0.99

1.19

Alarm Clock

14.60

Cereal (Special K Original 12oz)

4.99

5.99

Plates Set (12 piece)

58.50 10.90

Chicken (breast per lb)

2.69

3.23

Glasses Set (4 piece)

Cigarettes (Camel per pack 20)

9.25

11.11

Igloo Wheeled Cooler (70 quarts)

115.85

Coca-Cola (6 pack cans)

4.49

5.39

King Comforter Set (5 piece)

118.29

Coffee (Pampa Instant 1.8oz)

1.39

1.67

King Sheets

60.97

Disposable Diapers (Huggies 22)

12.29

14.75

Lawnmower

230-554

275-664

3.50

4.20

110

134.15

Dog Food (Pedigree dry food 3.5lb)

6.39

7.67

Light Bulbs (2 pack 60w)

Eggs (12 Organic Valley)

6.49

7.79

Microwave (Whirlpool)

Ice Cream (Ben & Jerrys 1 pint)

6.99

8.39

Paint (Flat interior 1 gal)

Laundry Detergent (Tide 92oz)

15.99

19.19

Pan Set (WearEver 12 piece)

105

128

Milk (2% 1 gallon)

6.39

5.39

Refrigerator/Freezer (Height 61 inch)

695

847.54

22.75

27.30

1,430

1,743.86

36.58

Milk (Organic whole, 64 oz)

6.79

7.67

Screwdriver Set (6 piece)

Shampoo (Pantene 12.6fl oz)

6.49

7.79

Stove (Whirlpool 30 inch glass top)

Shower Gel (Dove 12oz)

6.29

7.55

Tall Kitchen Bin (8 Gallon)

Sirloin Steak (Angus Beef per lb)

11.29

13.55

Television (Samsung 49” flat screen)

400

487.79

115.85

1,395

1,701

Still Water (Aquafina 1 litre)

1.49

1.79

Toaster (Kitchen Aid Stainless Steel 4

Razor Blades (Equaline pack of 4)

3.99

4.79

slice)

Red Wine (La Crema Pinot Noir 750ml)

29.49

35.40

Tampax (Super pack of 10)

3.49

4.19

Toilet Paper (Charmin pack of 4)

3.79

4.55

Tomato Soup (Campbell’s 10.75oz)

1.89

2.27

Toothpaste (Colgate 6oz tube)

3.49

4.19

Expense

Washer/Dryer (Whirlpool)

Average Apartment House Rental Rates (Mid-range) CI $

US $

800-1,500

975-1,875

Tuna (Bumble Bee 5oz can)

1.69

2.03

Studio apartment

White Wine (Terre Pinot Grigio 1.5 litre)

17.49

20.99

1 bedroom apartment

1,100-2,500

1,175-3,125

Whole Grain Rice (Uncle Ben’s 2lb)

4.49

5.39

2 bedroom apartment

1,500-3,500

1,829-4,201

Yoghurt (Dannon Activia 4 pack)

4.25

5.10

3 bedroom apartment

2,300-4,500

2,804-5,402

3,500+

4,201+

3 bedroom house with garden

Medical Care Expense

CI $

US $

Advil (20 tablets)

6.29

7.67

50-80

61-97.5

Dental Hygienist Cleaning

120-150

146-183

Consultation with a GP (NB: Any procedures are extra)

101-207

123-252

738

900

Dentist Consultation

Hospital Daily Rate Private Room Hospital Daily Rate Semi-Private Room 96

CAYMANRESIDENT 2021

492

600

Monthly Household Expenses for a 2-Bed Apartment (*optional) Expense

CI $

US $

Electricity (including a/c)

200

244

Water

113

Cable/TV (basic package plus movies)

Telephone + Mobile (excluding overseas)

110

150

Internet Connection

102

Cleaner - once per week/per month*

200

244

A/C Maintenance – per quarter*

225

274

Pest Control – per quarter*

125

152

also provide packaging materials and enclosed trucks. They are fully licensed and insured. SE E AD T H I S PAG E

Sta-Mar Enterprises Ltd. Tel: (345) 949 2399 Email: info@stamar.ky www.sta-mar.com Services include customs clearance and brokerage, services

complete for

import

personal

and

export

commercial

shipments, moving services, freight forwarding

Shipping by Air All local and Miami-based freight forwarders can also ship by air. Alternatively, Cayman Airways Cargo has an air shipment service which can prove to be a cost-effective shipping option if you are moving from the US. You need to deliver the items packed for shipping to the cargo area at the airport. Once they are delivered in Cayman you will need to either arrange collection yourself or use a customs broker.

Excess Baggage If you are only bringing your personal effects with you, other options to consider are using your airline’s excess baggage allowance. Cayman Airways now charges a fee of US$20 on the first and second bag for economy class passengers travelling to or from Miami, Tampa, Jamaica, Honduras and Cuba. Passengers travelling to or from New York or Chicago will be charged US$25 for the first bag and US$35 for the second bag. If your bags exceed the weight limit

from Miami and preclearance for perishable cargo. For all your online shopping needs StaMar offers three freight forwarding services,

FREE QUOTATIONS

providing customers with a US delivery address plus customs clearance and on-Island delivery

(345) 949 5989 or (305) 320 4004 info@miraclebrokers.com www.miraclebrokers.com 140 Kingbird Drive, George Town Grand Cayman, Cayman Islands

if needed. USA 2U offers a weekly airfreight and Sta-Mar has a three day priority and a two week sea freight all at a very competitive rate.

MADE EASY • International Moves • Logistics Management

Miracle Brokers Tel: (345) 949 5989 or USA: 1 (305) 320 4004 Contact: Claudia Gonzalez Email: info@miraclebrokers.com Logistic coordinators for international moving both to and from the Cayman Islands. They are the agents for CFS, ZIM, Crowley and Hoegh Autoliners. They offer trained packers and movers, furniture installers and customs clearance. They are fully accredited and insured and are members of the Household Goods Forwarders Association.

MOVING & SHIPPING

P R E PA R I N G T O M OV E

International Packers & Movers The following companies offer a full international moving service that takes all the stress out of moving. They will organise the whole process for you from professionally packing up your house, organising for your belongings to be shipped to Cayman, sorting out the relevant paperwork, paying the port authority and any duty and finally, delivering the goods to your new home in Grand Cayman.

SE E AD T H I S PAG E

• Local Residential & Commercial Moves • Freight Forwarding & Customs Brokerage Consolidated Freight and Shipping:

Carlos Alvear 10050 NW 116th Way, Suite 9 Medley, FL 33178 t: (305) 510 6687 e: calvear@wincorpintl.com

Online shopping to Cayman www.aeropost.com

(a division of Miracle Brokers)

DHL Tel: (345) 949 8575 Email: dhlkysales@dhl.com DHL offers a worldwide door-to-door relocation service for those moving to Grand Cayman.

www. c a y m a n r e s i d e n t . c o m

of 55lbs you will be charged, however, more bags can be checked for a fee. Southwest airlines, who fly direct to and from Fort Lauderdale, accept the first two checked bags for free, as long as they are under 50lbs. The free baggage allowance on British Airways varies depending on the destination of travel and ticket class purchased. Fees for extra bags are less if you pay for them in advance online. WestJet charges CAD$35 for the first bag, CAD$60 for the second and CAD$100 each for third and fourth bags.

P R E PA R I N G T O M OV E

Tropical Shipping

Antiques over 100 years old - 0%

9505 NW 108th Avenue, Medley, FL 33178 US Tel: 1 (305) 805 6620 Local Agents: Thompson Shipping Cayman Tel: (345) 949 8044 Email: sales@thompsonshipping.com Ships full containers or LCLs. Their ship leaves the Port of Palm Beach (Florida) for Grand Cayman every Tuesday and Friday. SHIPPING CONSIDERATIONS

Customs Clearance Clearing your household effects through Customs yourself is possible, but it can be quite complex, so we recommend that you do it through a customs broker. They are reasonably priced and know the process inside out. The cost is usually CI$75-$100. If you’d prefer to handle the process yourself, here is an overview of what you need to do:

Cayman Tel: (345) 949 4977

Import Duty Visitors and residents that are flying into the Island will no longer have to declare their goods through customs if they do not exceed the CI$500 goods allowance or the alcohol and tobacco quotas. If you’re entering Cayman to take up employment or residency for a period in excess of 12 months, your personal and household effects are admitted duty-free, although they must be imported within six months of arrival. The six-month period starts the moment you arrive, rather than the date your work permit is approved. For the import of used personal effects, you must complete a ‘Declaration For Unaccompanied Baggage’ form in addition to the Customs Import Entry form and produce proof of residency by way of a work permit or other means. If you can’t import your household items within the six month window, it is possible to ask the Collector of Customs for an extension. You will need to write a letter to PO Box 898, Grand Cayman KY1-1103 or call: (345) 949 4579. Most mail-order items will be charged 22% duty and any gifts sent by family and friends are also subject to duty. Common duty charges can range from 7% to 27%. Below is a list of common items and their duty rate. A full list can be found on https://online.gov.ky/cols/faces/colshtc.

Email: info@seaboardcayman.com

Alcohol - $1.95 to $15.98 per litre

www.seaboardmarine.com/grand-cayman/

Books – Free

released by Customs, go to the Port Authority

Seaboard ships less-than-container loads

Cameras, binoculars, sunglasses – Free

on Portland Road in the Industrial Park area,

from Miami and Jamaica and full-container

Cars – Between 0% and 42%

Tel: (345) 949 2055 to get Port Authority

loads from Miami, Brooklyn (NY), Houston,

Clothing and footwear – 22%

clearance of your goods. Once all fees are

Savannah and Jamaica to Grand Cayman.

Leather bags – Free

paid, you can collect your shipment from the

Shipping is also available from the Caribbean,

Musical instruments – Free

Port Authority. They are open Monday-Friday

Central and South America, the Far East and

Toys – 22%

8.30am-4.30pm and Saturday 8.30am-

Europe. SE E AD PAG E 95

Watches – 7%

12pm. For a 20ft container, the fee is CI$384.

Shipping by Sea Transit time from Florida to Cayman is usually two to three days. You can ship your personal items through a shipping company (see below) or a freight forwarder. Upon arrival in Cayman, you or your freight forwarder of choice will be required to clear the shipment through Cayman Customs and the Port Authority and then arrange delivery. Hyde Shipping Corporation Full containers: 1801 SE 28th Street, Port Everglades, FL 33316, USA US Tel: 1 (305) 913 4933 or Cayman Tel: (345) 947 4933 Email: caymanteam@hydeshipping.com Less than container loads (LCL): 3740 W 104th Street, Suite 1, Hialeah, FL 33018, USA US Tel: 1 (305) 913 4933 Hydes send both full containers and LCLs to Cayman every Monday and Thursday. Seaboard Marine Cayman 8001 NW 79th Avenue, Miami FL 33166 US Tel: 1 (305) 863 4444

CAYMANRESIDENT 2021

Before your shipment arrives, you will first need to pre-register on the new Customs Online System (COLS) website (www. customs.gov.ky). Once you submit the request they will either approve the registration or they will advise, via email, what other documents are required. If approved, you will be given a COLS trader identification number (TIN) and login information.

You will then be able to log in to the COLS website where you must start the nine step process to declare your goods. Supporting PDF documents needed will include invoices and the Bill of Lading/Airway Bill. Confirming the declaration will constitute as your electronic signature which will be legally binding. This process is subject to change as Customs continually upgrade its systems.

Once the Customs entry has been approved/ finalised by Customs, payment will have to be made at the Customs Department on Owen Roberts Drive, Tel: (345) 949 4579 before collection. There is also a Government inspection fee of CI$100 on all containers and CI$0.18 per cubic feet for less than container load shipments.

For air freight you‘ll need to go to the Customs Warehouse on Owen Roberts Drive to collect your shipment. You will pay the warehousing fee which depends on the weight and/or size of the package, whichever is greater.

For ocean cargo, once the shipment has been

prices will vary for less-than-container loads (LCL) based on the size and number of pieces in the shipment, calculated at CI$16.65 per 40 cubic feet and CI$7.20 per dock receipt. (Note: these prices are subject to change.) Collect your items as soon as possible, as storage is charged after 5 days.

In the event that your goods are to be inspected, you will have to arrange an inspection time with the Customs Inspection Unit and have your documents ready to show what has been declared. DECIDING WHAT TO BRING & WHAT NOT TO BRING

Here are some basic guidelines to assist you in deciding what to bring to Cayman.

Computers, Phones & Tablets Laptops, smart phones and tablets/iPads are dutiable if they were recently purchased overseas. If you are travelling to and from Grand Cayman with electronic devices you can register them so you are able to prove to Customs that these devices have not just been purchased abroad. Visit www.customs.gov.ky. See the Shopping chapter for details on where to buy electronic goods locally. Electrical Appliances Cayman runs on the same electricity system as the US (110/115v), but uses a 3-pin plug. However, the US 2-pin plug will work. If your appliances run on 220v, and they don’t have dual capability, they will not work in Cayman. Importing Food Small quantities of meat and seafood can be

Furniture, Lighting & Appliances Generally rented condos or homes come with all the basic furnishing, lights and appliances needed. If you’re buying a house or apartment, they will also usually come fully furnished, unless they have been newly built. Bring personal accessories and smaller items, like framed photographs etc. to help your new house feel like your own and any larger pieces of furniture can be shipped from home later. There are some good furniture and homeware stores in Cayman but the selection isn’t comparable to that which you would find in the US, so think carefully before selling off good quality pieces of furniture. If you intend on buying new furniture overseas, you’ll have to pay for the shipping plus 22% duty. Firearms/Weapons It is possible to import a firearm or your firearms collection to the Island, however, the Cayman Islands has very strict laws on the possession of unregistered firearms. It is illegal to possess a firearm without a Firearms Licence authorised by the Commissioner of Police. Punishment for this offence is severe with a minimum of 10 years imprisonment. To import, the applicant must complete a Firearms Licence and Import form, which can be obtained from the Royal Cayman Islands Police Service (RCIPS). In addition to providing the various supporting documents, the applicant will be required to declare that their firearm will be stored

in a locked box or safe bolted to the wall and floor and the RCIPS reserve the right to inspect the safe, firearm and ammunition at any time. There is an active gun club on the Island, see the Sports & Fitness chapter for details on the Cayman Islands Gun Club. You can also import a bow and arrow or your bow and arrow collection but all the same procedures for importing and storing a gun must be followed. The use of spear guns are also regulated. It is illegal to possess, use and import a spear gun without a licence from the Marine Conservation Board. Kitchen Appliances Most rental apartments come with appliances such as a washer/dryer, dishwasher, microwave, refrigerator and oven. A fully furnished apartment should also come with a toaster, kettle and coffee maker but if they don’t, then the local home centres stock these items. Check with your landlord beforehand so you know what will be included. Medication Be sure to pack at least a month’s supply of medication that needs to be taken daily while you organise your on-Island healthcare. Most medicines are available on Grand Cayman, although they may be sold under another brand name. Ask your GP for the generic names of prescription drugs. See the Health & Wellness chapter for a list of pharmacies. Wine Individuals can bring a maximum of four litres of wine in their luggage. If you want to import your wine collection from home you must bring it in through a company that has a liquor licence. Regardless of the value of your wine on the open market, the Cayman Islands Government charges the following duty per litre of wine: CI$10.80 for Champagne, CI$7.80 for sparkling wine, CI$3.60 for table wine and CI$5.25 for dessert wine.

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

P R E PA R I N G T O M OV E

Clothing In Grand Cayman there are a reasonable selection of stores, but certainly not as many as in a large city and the prices will likely be more expensive than you are used to. Bring a reasonable amount of warm weather appropriate clothes and shoes with you. You may need a light sweater if you will be working in an air conditioned building or when we are hit with a cold front. Bring a raincoat for the rainy season.

imported as long as it is for personal use only. A ‘Certificate of Wholesomeness’ is required for seafood in excess of 20lbs and can be obtained by applying for an Import Permit from the Cayman Islands Department of Agriculture. Small quantities of meats (up to 25lbs) can be brought in by passengers in their luggage as long as the meat is from an approved country (www. gov.ky/portal/pls/portal/docs/1/12702493. PDF), is pre-wrapped under a brand name and has the Official Seal of Inspection of the country’s Meat Inspection Authority. You can bring in coffee and herbs for personal use, as long as they are sealed in their original packaging. No fruit or vegetables can be brought into Cayman in luggage.

THE

For a 40ft container, the fee is CI$768 and

Retiring In Cayman

Photos courtesy of Deep Blue Images and Daria Keenan

For those contemplating retiring, growing old and spending their final days in Cayman, this chapter details the things you will need to think about. For those who have lost a loved one, it covers everything you might need to know about wills and probate, repatriation and the various burial options.

R E T I R I N G I N C AY M A N

100

Retiring in Cayman - What to Consider - Health Insurance - Medical Care in Cayman - End-of-Life Medical Laws - Immigration Considerations - Senior & Retirement Homes - Poor Relief Payments - In-Home Carers - Hospice & Palliative Care - Wills & Probate - Inheritance Tax & Domicile

100 100 101 101 101 101 102 102 102 102 104

End of Life in Cayman - Overview of the Process - Burial - Burial Assistance - Preplanning Funerals - Cemeteries Management - List of Public Cemeteries - Cremation, Burial at Sea - Repatriation & Funeral Planning - Funeral Homes

104 104 105 105 105 105 106 106 106 106

CAYMANRESIDENT 2021

Âť

ith beautiful beaches and good weather, it is easy to see why Cayman is regarded as an ideal place to retire, grow old and ultimately die. Aside from the climate, what draws retirees to Cayman is that you can get the ease of island life whilst still having access to world-class healthcare and remaining near to the US. The retirement community in Cayman is thriving; over 65s account for over 8% of the population and, as a result, activities, clubs and services for seniors are increasing. Each October The Department of Children and Family Services (Tel: (345) 949 0290) celebrates Older Persons Month by hosting free events for seniors in Grand Cayman and Cayman Brac. Whether you intend to get involved in the community or simply relax on the beach, the lifestyle in Cayman suits any retirement model. RETIRING IN CAYMAN - WHAT TO CONSIDER

Health Insurance Health insurance is required by law for all residents of the Cayman Islands. For retirees arriving in Cayman over the age of 55 there are very few options available to you. All of the insurance companies offer the SHIC plan (Standard Health Insurance Contract). It is a set fee regardless of your age and the annual premium does not go up each year. This is the good news. The cost for an individual is in the region of CI$150-CI$167 per month, for a couple it is CI$300-CI$372 and for a family it is CI$465-CI$508. If you

Medical Care in Cayman Grand Cayman has three fully-equipped hospitals, nearly 4.5 doctors and 6.3 nurses for every 1,000 people, more than two dozen private healthcare practices, as well as specialists in cardiac surgery, chemotherapy and orthopaedics. We also have a 3.0 Tesla MRI machine, 3D and 4D ultrasounds, echocardiography, GI endoscopy and even an IV medical spa. If there was one place outside of the USA where you could be guaranteed to receive first rate medical care, you can be assured that Cayman ticks the box. Cayman’s sophisticated medical healthcare is quickly becoming known as the third pillar of our economy after finance and tourism. End-of-Life Medical Laws The Health Care Decisions Law (2019) addresses the problem that healthcare providers and families face when a patient

is too ill to communicate their treatment preferences. The introduction of ‘Advance Health Care Directives’ by this Law, commonly known as “living wills”, provides a legal framework to express your wishes regarding medical treatment while you are mentally competent, which should be followed by your physician. The Advance Health Care Directive is a document which sets out in writing which life-sustaining measures you would want to be applied to you under different circumstances, including a ‘Do Not Resuscitate’ order and the refusal of life support if you are in a vegetative state. It is also possible to appoint one or more people as proxies to make medical decisions for you should you become mentally incapable. To be legally appointed as a proxy, you must be an adult and satisfy certain principles such as being mentally competent. Should the proxy holder die or renounce their duty, and the patient is mentally incompetent, the patient’s doctor automatically becomes the decision maker. It is highly recommended that you consult a lawyer to guide you through this process given the potentially serious implications involved for your health and wellbeing. The Health Care Decisions Law (2019) prohibits physician assisted suicide. The Heath Care Decisions Law (2019) does not affect those who were in palliative care prior to the introduction of this law or the right of a person to receive palliative care. The Human Tissue Transplant Law (2013) and the Human Tissue and Transplant Regulations (2018) came into effect in 2018, and healthcare providers had hoped to start performing transplants in 2020 prior to the COVID-19 pandemic. The Law allows adults (18+) to register as organ donors. Persons under 18 years of age need parental consent to register and can only donate regenerative tissue (e.g. bone marrow). This Law excludes the donation of fetal tissue, sperm or ova and prohibits the trading of human body parts. If you have not registered as a donor prior to your death

your organs/tissues cannot be donated once you are deceased. In addition, a Human Tissue Transplant Council has been established to monitor compliance with the Law, and oversee the new donor registry. The Registry has the potential to connect Cayman with the overseas organ donation network, whereby patients gain priority on other international registries. For more information on the healthcare system and what the Cayman Islands have to offer, see the Health & Wellness chapter. Immigration Considerations The Cayman Islands welcomes wealthy retirees with open arms as long as they have enough money to buy a house and support themselves in old age. Without a regular tax base, the Cayman Islands Government does not have the resources to support an aging population. Please see the Immigration chapter for more information on how to become a resident of the Cayman Islands. If you are the dependent/spouse of a Permanent Resident and they die before you do, the right of the surviving spouse to reside in the Islands may be revoked at the discretion of the Director of WORC. The surviving spouse may, within three months, apply for the Grant of Residency Certificate for Persons of Independent Means upon satisfying the requirements. Senior & Retirement Homes Cayman does not currently have any particularly sophisticated options for retirement homes. We do, however, have The Pines Retirement Home, which is open to all and The Golden Age Residential Home in West Bay which is managed by the Department of Children and Family Services. Everyone agrees that another retirement facility is needed and as such the Department of Children and Family Services is exploring the idea of creating a purpose-built facility in East End.

www. c a y m a n r e s i d e n t . c o m

101

R E T I R I N G I N C AY M A N

would like to add dental and vision coverage then that costs approximately CI$30 more per month per individual, however, most insurance companies will not add this for you if you join the plan after age 55. That said, not all health insurance companies in Cayman offer the option of additional dental and vision under the SHIC plan; the majority only offer the medical benefit portion of the plan. If you are a current Cayman resident reaching retirement age and you already have an individual or company plan, whether a basic or premium plan, then you can stay on that plan indefinitely. As long as your employer and your insurer are happy for you to continue on their plan after you retire, you can keep that plan regardless of your age. Group plan rates vary and depend on the number and age of employees; premiums should just continue to go up at the annual rate you are accustomed to. Another option for a retiree is to keep their existing health insurance from overseas (for example BUPA) and get a basic plan in Cayman to cover the legal requirement. For a list of health insurance providers see the Health & Wellness chapter.

The Pines Retirement Home

home, whether they are residents or tourists.

60 Pines Drive, George Town Tel: (345) 949 5650 Email: info@thepinescayman.com www.thepinescayman.com The Pines Retirement Home is a non-profit, charitable organisation established to provide residential accommodation primarily to meet the needs of elderly citizens during their retirement. Over time the emphasis has moved to the provision of care provided by Registered Nurses in response to the needs of the community and the high care requirements of many of its residents. There are 48 beds split between private, doubles, and wards. The cost is CI$3,100 per month for a shared room or ward, and CI$3,600 for a private room. These

rates include three meals per day and snacks as well as varying levels of assistance with daily living activities, housekeeping, weekly outings and more. There are also seven villas on the property which are rented to independent

R E T I R I N G I N C AY M A N

seniors for between CI$950-$1,850 per month (meals not included). Daycare is provided Monday through Friday from 8.30am-5pm for

Hospice & Palliative Care For many year’s residents have been in the very fortunate position to have free hospice and palliative care. Jasmine, formerly known as Cayman Hospice Care, provides professional nursing and comfort care to those living with a life limiting or end of life illness. Care is provided in the home or in the Villa, depending on the needs and wishes of patients and their families. The new Jasmine Villa is a purpose built facility which can accommodate four patients and their family members. The “Villa” includes a meditation room, family room, kitchen and a multi-purpose community room providing space to offer support services for family members and caregivers. Services are aimed at treating pain and managing symptoms as well as improving the overall wellbeing of patients and their families. Anyone can refer a patient to Jasmine. Email: info@jasmine.ky or see below to find out more.

a rate of CI$45 per day for seniors wanting to spend the day at The Pines. The home is open

Jasmine (previously Cayman HospiceCare)

to all citizens of the Cayman Islands.

31 Jasmine Blossom Way, West Bay Road Tel: (345) 945 7447

Poor Relief Payments For those too elderly to work, who are over the age of 60 and are in great need, the Needs Assessment Unit (NAU) currently offer a monthly stipend of CI$750. A full assessment needs to be undertaken and then the level of assistance required is investigated. This is only open to Caymanians. The NAU is located at 55 South Church Street, George Town. Tel: (345) 946 0024.

Email: info@jasmine.ky www.jasmine.ky Jasmine is a not for profit organisation, dedicated to providing professional end of life nursing and comfort care, free of charge, to those living in the Cayman Islands with a life limiting illness. Jasmine is committed to improving the lives of those affected by terminal illness and death, assuring long-term emotional, spiritual and general well-being to patients, their families and the bereaved. Jasmine

employs

specialist

nurses

and

In-Home Carers

caregivers and has a team of trained patient

Caring Hands Cayman

care volunteers who offer support to patients

Tel: (345) 943 1177

and their families. Supported by holistic care,

Email: support@caringhandscayman.com

additional

www.caringhandscayman.com

therapeutic

Caring Hands Cayman is a professional in-home

bereavement support are available. Jasmine

healthcare provider, dedicated to enhancing

costs more than CI$1,800 per day to operate

the quality of life, dignity and independence of

and is 90% funded by fundraising events and

Cayman’s elderly residents, the sick, or those

donations. Support from the community and

incapacitated and in need of nursing care at

volunteers is always needed and very welcome.

102

CAYMANRESIDENT 2021

services

including

massage,

Lunch

counselling, Club

and

Wills & Probate There is no inheritance tax in the Cayman Islands. Cayman Islands law allows complete freedom of disposition, meaning that you can dispose of your Cayman assets on your death as you please, subject only to the law of your domicile. It is extremely difficult to contest an otherwise valid Cayman Islands will, and so it is recommended that you have an understanding of the probate process and an up-to-date will. Post-death, the law requires a grant of probate or letters of administration be obtained from the Grand Court of the Cayman Islands to enable personal representatives (usually those persons nominated as executors in the will) to administer the deceased’s Cayman Islands estate. Court fees of around CI$250 are payable to the Cayman Court, excluding legal fees (if applicable) to prepare the application. The application for probate must be filed within six months of the date of death, otherwise an additional application has to be made to the Grand Court for special leave. When probate or letters of administration are granted it empowers the personal representatives to deal with the deceased’s Cayman Islands assets. It is advisable to obtain multiple copies of the grant of probate or letters of administration if there are multiple assets to administer. It can take several weeks to several months to obtain a grant of probate or letters of administration from the Grand Court. It is important to note that under the Succession Law (2006 Revision), executors are only entitled to very modest remuneration. However, the will may allow more generous remuneration. The Formal Validity of Wills (Persons Dying Abroad) Law (2018) prescribes that a Cayman Islands will is considered valid if it conforms with foreign or Cayman Islands execution formalities. This law also applies to wills created before this law came into force in 2018. A 2020 amendment to the Succession Law (2006 Revision) and the Wills Law (2020 Revision) has introduced provisions

Drafting a Will Although anyone can draft their own will, there are certain legal requirements that must be met in order for it to be valid. Take advice from an attorney to make sure your will: > Is unambiguous > Clearly sets out your wishes > Meets legal requirements. Attorneys can also provide additional services such as the retention of your will. You will also need to ensure your will is valid. A will can be handwritten, typewritten, or prepared on a computer. If handwriting your own will, it is important that you ensure it meets appropriate legal requirements. As requirements for wills vary internationally depending on your location, it is necessary to seek legal advice when drafting your will. Letters of Wishes Often accompanying a will is a letter of wishes setting out additional, non-binding requests. Such letters can be a great comfort to family members who find themselves unsure about where to begin when dealing with your final wishes. Simple instructions include where your life insurance policies, annuities and pension plans are held. Also included are: your bank account details, your electricity, water, internet account numbers, your computer password, a list of your fixed assets, the names of your attorney, accountant, doctor, and generally all of those items that only the individual may know.

As a full-service law firm we draft trusts and wills as well as set up foundation companies and family offices for both residents and non-residents of the Cayman Islands. We are able to assist those who have assets in the Islands whether real estate, shares in a Cayman company or bank accounts. We represent clients in connection with trust and estate disputes as well as provide guidance and advice on legal issues arising from trust and estate administration matters.

• Wills

R E T I R I N G I N C AY M A N

for civil partners to be considered equal to married persons as a matter of Cayman Islands law. Foreign probates or letters of administration (with certificated translations, if necessary) can be re-sealed by the Cayman Probate Court at which point such re-sealed foreign legal documents will be effective to administer any Cayman Islands assets. Dying intestate (i.e. without making a will) can sometimes make matters more complicated. If a Cayman-domiciled person dies intestate, a closely connected person, such as a surviving spouse or surviving adult child, must apply to the Grand Court for letters of administration. Once obtained, this legal document empowers them to deal with the deceased’s assets in accordance with the Succession Law (2006 Revision). Many people attempt to take on the responsibility of acting as a representative of an intestate estate, and then immediately find themselves overwhelmed. In order to navigate this complicated process, it is advisable to seek advice from a duly qualified attorney-at-law. The benefit of having a local representative who is familiar with the Cayman Islands legal system cannot be overstated. Their familiarity with the rules could save your estate from significant expense, not to mention alleviate the stress placed on bereaved loved ones who may otherwise find themselves having to negotiate the requirements of a country and legal system they may not be familiar with.

• Trusts • Probate • Family Offices • Estate Administration • Foundation Companies • Dispute Resolution

For further information, please contact:

Robert Mack Head of Private Client & Trusts HSM Chambers +1 345 815 7356 rmack@hsmoffice.com

Cayman’s Go-To Law Firm

+1 345 949 4766

68 Fort Street George Town PO Box 31726 Grand Cayman KY1-1207 Cayman Islands www.hsmoffice.com

www. c a y m a n r e s i d e n t . c o m

103

your beneficiaries inherit the residue of your estate. This is only relevant if your beneficiaries are very young at the time of you writing your will. ‘Worst case scenario’ gift – You need to name a charity, family member or friend who will inherit your estate if everyone you have named in your will dies and cannot inherit it.

Setting this out in a letter of wishes will save your representative hours of digging through papers and making telephone calls trying to determine where your assets are held. Giving precise details can save your estate from potential losses due to unidentified assets. Your attorney will ask you to fill out an instruction sheet with the following information:

Family Information

Assets & Liabilities List

> What is your full name, date of birth

The final portion of the will requires you to list your assets, liabilities (mortgages and outstanding debts), as well as any life insurance policies you may have and the details of your pension plan. HSM Attorneys-at-Law can assist you in writing a will and Letter of Wishes or advise on probate, alternatively refer to the Working in Cayman chapter for a list of law firms who will also be able to help.

and home address? What is the full name of your spouse, their date of birth and address? Full names, dates of birth and current ages of your children? Were there any previous marriages? If so, were there any children from that previous marriage? What are their names and ages?

R E T I R I N G I N C AY M A N

Key Roles in your Will

> Names and addresses of your proposed

executors: maybe a trusted friend as one and a trusted family member as the other. You need to explain your relationship to these people. Name and address of guardians to your children, although this is only relevant if your children are young.

HSM 68 Fort Street, George Town Tel: (345) 949 4766 Email: info@hsmoffice.com www.hsmoffice.com HSM lawyers can provide guidance and advice on local and international wills and probate matters for both residents, and non-residents of the Cayman Islands. They offer assistance

Gifts

drafting wills and obtaining grants of probate.

> Pecuniary bequests – These are legacies

They also represent clients in connection with

of cash that you may want to leave to someone. Legacies of property – You will need to identify the specific item/property that you want to leave someone. Beneficiaries of the rest of your estate – This is whatever is remaining in your estate and can be given to one person, or it can be divided equally, or unequally, between several people. It is called the ‘residue’ of your estate. Substitute beneficiaries of your estate – In this section you need to name a substitute to inherit your estate should the named beneficiaries die before the estate can be given to them. Age of inheritance – You will be asked if you want to specify an age when

trust and estate disputes and non-contentious

> >

> 104

CAYMANRESIDENT 2021

trust and estate matters. SE E AD PAG E S 59, 79 & 103

Inheritance Tax & Domicile For foreign residents, inheritance tax may still be due in their country of domicile. Your lawyer will be able to determine whether or not you are domiciled in Cayman, or advise you on the steps you should take to change your domicile to Cayman. Purchasing a grave plot or vault in the Cayman Islands and purchasing insurance which pays for your mortal remains to be repatriated to Cayman are two ways to prove your domicile is in Cayman. For more information please refer to the Immigration chapter.

END OF LIFE IN CAYMAN

When a person dies the next of kin are left with a number of decisions and arrangements to make. Fortunately, undertakers are there to help guide family and loved ones through the process, take care of the paperwork and ease the burden as much as possible. The main decision to be made is whether the body is to be buried, cremated or repatriated. Funeral homes help in all three scenarios. There are two funeral homes in the Cayman Islands: Bodden Funeral Services and Churchill’s Funeral Home. Both provide the same range of services and similar funeral packages, although Bodden Funeral Services has the only crematorium in the Cayman Islands. Overview of the Process If a person dies of natural causes – that is, the death is not sudden, violent or suspicious – the process is as follows: > If that person has been under the direct care of Jasmine, the deceased is taken to a hospital where an examination is carried out, the person is pronounced dead, and the body is then moved to the funeral home. > If the deceased has not been under the care of Jasmine the next of kin must contact the hospital. The body must be taken to the hospital where a medical practitioner determines whether or not further investigation is required. > Meanwhile, the undertaker will collect the necessary information and complete the paperwork for the death certificate. This is then presented to Medical Records where the attending physician verifies the information, fills in their portion and sends it to General Registry. When the death certificate is ready, the body is released to the funeral home for burial, cremation or repatriation. Additional death certificates can be ordered online on the CI General Registry website (www.vitals.ky) or at the Government

Administration building for a fee of CI$10.

Burial Assistance For those in need, the Needs Assessment Unit (NAU) can provide financial support to bury loved ones. They can give families a maximum of CI$2,500 towards funeral packages and/or a maximum of CI$1,200 towards a vault. You will need will need to visit the NAU office, fill out the required forms, along with any supporting documents, and wait to be assessed by one of the officers. They are located on 55 South Church Street, George Town. Tel: (345) 946 0024. Preplanning Funerals In other countries it is not uncommon for people to preplan their own funeral well before they become ill, and then leave this plan on file with their chosen funeral home. In the plan you can let your family know whether you want to be cremated or buried, whether you want to forgo the expensive coffin and whether you would rather they not go over the top with flowers. You can also buy a Government or a private burial plot in advance and let the funeral home know the details. Leaving a plan for your funeral will take a huge weight off your family. You can also pay for the funeral costs in advance and the funeral home will freeze the cost even if it is 30 years before your family needs to access your file with the funeral home and initiate your wishes. Cemeteries Management The vast majority of cemeteries on all three Islands are either privately owned family plots or Government owned, but there is one cemetery in Prospect where

anyone can buy a burial plot and it is run as a private business. Public/Government owned cemeteries are managed by the Department of Environmental Health who are responsible for the allocation of land for burial, design and construction of burial vaults. Public burial plots/vaults can be reserved and bought at the Department of Environmental Health (DEH) office (Tel: (345) 949 6696 or email: dehcustomerservice@ gov.ky) for a fee of CI$1,200 for adults and CI$600 for children. Family plots can be purchased at public cemeteries, however, most sites are full and it will be hard to obtain a plot situated next to your loved ones. Anyone can buy a plot in a public cemetery; you do not have to be Caymanian. Private cemeteries on-Island are still monitored by the Department of Environmental Health to ensure that the vaults are constructed to DEH specifications. These, however, are not available for public purchase as most of them are on family owned land that is used as a gravesite for that family only. The Garden of Reflection, Prospect Point Road is a private cemetery in Prospect that has grave plots available for the public to purchase. This cemetery currently has 515 available plots (as of September 2020). Grave plots can be purchased for CI$3,750- CI$6,500 and the cost includes landscape maintenance. The plots are sold and managed by Crighton Properties, and the company maintains accurate records to ensure that reserved grave plots are not built upon. You can contact Crighton Properties on (345) 949 5250 or email: dalec@crightonproperties.com or through your undertaker. Grave vault construction must be arranged by the family and local contractors charge between CI$3,200 and CI$3,600 to build a concrete vault. The size of a single plot is 4ft x 8ft and there is a 5% discount if the family buys more than four plots. List of Public Cemeteries: West Bay - West Bay by the Fire Station

Âť

www. c a y m a n r e s i d e n t . c o m

105

R E T I R I N G I N C AY M A N

Burial If the deceasedâ&#x20AC;&#x2122;s wishes are to be buried, the next of kin must decide, with the help of the undertaker, on a casket, clothing for the deceased, whether to hold a service and if so, what type of service. Other considerations will include whether to have flowers, a programme, and announcements of the death on the radio or in the newspaper. The average funeral package is CI$2,500 and these costs should include everything other than flowers, announcements and the funeral programme. When you call the funeral homes to work out the cost of the funeral package make sure to ask the following questions: > Do they charge a storage/cooler fee to keep the body for the days before the funeral? If so how much is it per day? It can take time for loved ones to get to Cayman and a funeral can often be delayed for one to three weeks. A cooler fee can easily add CI$1,000 to the cost of the funeral package. > How often can you view your loved one and is there a fee to view the body? Are there any restrictions you should know about? > What make and material is the casket that is included in the basic package? Google the casket and see if it is what you want. Upgrading to a different casket can add upwards of CI$500 to your bill. > Ask what the basic package includes. It should include the following: transfer of the body to the funeral home, cool-storing the body in their facility, all clerical paperwork, embalming (required for repatriation), dressing, restoration, hair and make-up, coffin, viewing at the funeral home, staff for the service, transportation, hearse for the coffin, free bus for the family to the gravesite, gravesite equipment (chairs, tent, drinking water, coffin lowering device), vault sealing, guest books, one

newspaper announcement and four radio ads. It would not include flowers, additional announcements and the funeral programme. If the deceased is a civil servant, died in a tragic accident, or is under the age of 18, then ask if the funeral home will offer you a discount on their funeral package.

R E T I R I N G I N C AY M A N

Cremation If the deceased is to be cremated, the main decision for next of kin will be the type of service they want: one with the body present, followed by a cremation, or a memorial-type service, where there may be a picture, or an urn, but no body. Cremation packages range from CI$2,000 to CI$3,000. Burial at Sea With Cayman’s well-known seafaring history, sea burials are an option worth considering in Cayman. They are a natural and sustainable alternative to traditional burials and pay homage to the sea which has been such a big part of life for many in Cayman over the years. To obtain the necessary permission for a sea burial, you must submit a copy of the death certificate, a certificate of non-communicable disease and the Burial Order to the Department of Environmental Health (DEH). Once this has been confirmed, the body must be prepared for a sea burial by a licensed mortician and the casket must adhere to a specific set of guidelines which can be found on the DEH website (www.deh. gov.ky). The burial must take place at least five nautical miles from shore, at a minimum depth of 700ft, and outside of traditional fishing grounds. Although they say it is not a common option, the team at Bodden Funeral Services (345) 949 7464) has experience with sea burials and can assist you if this is a route you 106

CAYMANRESIDENT 2021

would like to take. If you would like to scatter your ashes at sea the only requirement is you do so at least three nautical miles from the shoreline. Repatriation For expat workers, repatriation is often the preferred choice. The next of kin will need to decide whether to repatriate the body in a casket or whether to send it as freight, which is more cost-effective. The paperwork varies considerably depending on the country the body is to be repatriated to, and thus so does the cost. Repatriation to the US, Canada or UK is quite straightforward and quick to arrange. Repatriation to Cuba and the Philippines, however, is much more complex, so the administrative costs are higher. Funeral homes, such as Bodden Funeral Services and Churchill’s Funeral Home will take care of all the paperwork and arrangements, including the embalming which is a non-negotiable requirement for the deceased to be shipped overseas. The basic cost is CI$2,500, plus airfare and paperwork costs.

Funeral Planning Needless to say, arranging a funeral or memorial is a distressing affair but funeral homes do all they can to ease the stress and make the process as straightforward as possible. Undertakers are experienced at guiding families through the decisionmaking, asking the necessary questions and making as many of the arrangements as they can. Funeral homes also offer a pre-planning service, so that if a person is in the end stages of life their family and next of kin have the option to talk with undertakers and make key decisions and plans ahead of time, which are then enacted at the time of death. It also worth noting that one can take out Final Expense Insurance Coverage which, depending on the policy, will cover some or all of the costs of a funeral. Funeral Homes There is no set time frame within which burials, cremations or repatriations must occur and, barring unforeseen complications, these can usually take place as little as two to three days after death. Bodden Funeral Services 117 Walkers Road, George Town

Importing a Body/Ashes to Cayman In the event that the death occurs abroad, to bring a body/ashes to Cayman you must have received permission from the DEH. Either by mail or email you need to provide the DEH with the following information: the deceased’s full name, place of birth, name of person responsible for the remains, arrival date of the deceased, a copy of the death certificate with cause of death (specifying whether the death was from a non-communicable or communicable disease), a US$25 administrative fee and, if applicable, a cremation certificate. Please note that for non-residents the administrative fee is US$100. Requests must be made at least 48 hours prior to the body/ashes arriving in Cayman. If granted, you will receive a letter of approval which must be presented to Customs upon the body/ashes arriving.

Tel: (345) 949 7464 Email: sruby@boddenholdings.com www.boddenfuneralservices.com Bodden Funeral Services have been serving grieving families in the Cayman Islands with respect, dignity and compassion for over 60 years. With great attention to detail, care and guidance they offer burial, repatriation and are the only option for on-Island cremation services. Their undertaker is available 24 hours a day to assist your family in times of need. Churchill’s Funeral Home 328 Eastern Avenue, George Town Tel: (345) 943 4663 Email: churchills@candw.ky

THE

(Closed: all vaults are sold), Boatswain Bay and North West Point. George Town - Dixie (Closed: all vaults are sold), South Sound (Closed: all vaults are sold), Prospect and Spotts (Closed: all vaults are sold). Bodden Town - “Old” Bodden Town across from the Bodden Town Clinic (Closed: all vaults are sold) and “New” Bodden Town located on the same side of the road as the Bodden Police Station, going East. East End - East End and Gun Bay. North Side - North Side and Old Man Bay.

www.churchillsfuneralhome.com

Tell them you saw it in the

Being

Green Photos courtesy of Deep Blue Images

Ways to live a greener lifestyle at home and at work, including how to recycle and what’s happening with Cayman’s waste management.

ver the past few years, Cayman residents have made a significant shift towards thinking in more eco-friendly ways. On World Earth Day 2020, environmental organisations in Cayman such as the Guy Harvey Ocean Foundation, Reef Environmental Educational Foundation, Mangrove Education Project, Central Caribbean Marine Institute, Sea Elements and the National Trust joined together to create the Cayman Environmental Focus Group, an organisation focused on supplementing curriculum development through outdoor activities. The group was formed to teach young Caymanians to be more sustainable users of natural resources and to support youth environmental education. Also educating the public, and campaigning for a ban on single-use plastics and Polystyrene food containers, is Plastic Free Cayman. Their monthly beach clean-ups are well publicised and show just how much plastic and other rubbish washes up on Cayman's beaches. We encourage all residents to take part in clean-ups, and if you have a dog, take a plastic bag with you and pick up rubbish when you walk them. If we all do our little bit we can help to keep Cayman beautiful. The George Town Landfill, what is happening with it and the problem of littering have dominated conversations in 2020. In January, and again in March, an enormous fire ignited at the Landfill, and along with high winds, it was next to impossible to extinguish. The acrid smoke crossed the Esterley Tibbetts Highway, shutting it down along with numerous schools and businesses. The public voiced their fears over the deterioration of Cayman’s environment if the issue of our landfill was not permanently resolved and quickly. However, with the announcement in October 2020

Being Green in Cayman 108 Waste Management in Cayman

108

Sustainable Eating

108

Recycling Locations

109

BEING GREEN

At Work 110 At Home - Reduce, Recycle, Reuse & Refuse - Recycling

110 110 110

When Building

114

Powering your Home - Solar Power, Solar Power Storage - Home Energy Storage - Solar Farms

114 114 115 115

Swimming Pools

115

Get Involved in the Green Community - Plastic Free Cayman

115 115

www. c a y m a n r e s i d e n t . c o m

107

that a public-private agreement had been signed to remediate 'Mount Trashmore' the public are delighted. However, we now still need to tackle littering which is an everpresent problem. Residents are reminded that under the Cayman Islands Litter Law (1982), anyone caught littering is subject to a $500 fine or 6 months imprisonment.

BEING GREEN

Being Green in Cayman Cayman’s recycling strategies are quite behind when compared to other islands. Attempts at being green are often sidetracked by the lack of proper recycling and composting services. The biggest barrier to enforcing at-home recycling measures in Cayman is reluctance towards separating out plastics, glass, paper and metal from one’s own personal rubbish. At present, in 2021, there will be no movement to construct further initiatives to recycle different types of plastics. This is because it is anticipated that the Integrated Solid Waste Management System (ISWMS) will eventually be used as an alternative way of recycling all plastics and compostable materials in Cayman, thus removing the need to introduce further strategies until then. WASTE MANAGEMENT IN CAYMAN

Current Landfill Site As aforementioned, one of the most pressing environmental issues for the community is the George Town Landfill site. The 80ft pile of rubbish can be seen from offshore and is visible to locals, residents and visitors every day. It has caused numerous toxic fires, forcing surrounding schools and businesses to close and, as the landfill is not lined, it’s feared it may be contaminating the surrounding water-table. It is predicted that the landfill will reach full capacity by 2021. The proposed plan to tackle Cayman’s ever-growing landfill site is to create a comprehensive Integrated Solid Waste Management System (ISWMS) as a public-private partnership. A private consortium of companies, led by DART Enterprises, will take over responsibility for 108

CAYMANRESIDENT 2021

the treatment of all waste management in the Cayman Islands for the next 25 years, working alongside the Department of Environmental Health who will continue to collect waste on the Islands. SE E AD PAG E 113 After the completion of an Environmental Impact Assessment, the contract for the ISWMS is expected to be signed in Q4 of 2020. It is unlikely that all of the facilities will be fully operational by the end of 2021, when the landfill is predicted to reach capacity, as some facilities – like the waste-to-energy plant – are expected to take at least three years to complete. Until then, the landfill will continue to expand laterally after the height capacity has been reached. Cayman is already benefitting from the environmental awareness and legislation from other countries, as larger producers take responsibility for making their products more sustainable. Yet it remains crucial to slow the increasing flow of rubbish to the landfill. The Government is making efforts to shred used tyres, recycle materials and bale scrap metals so that these objects do not take up valuable space in the landfill, whilst also trying to educate both schools and the general public on the importance of home waste reduction. Nevertheless, these changes rely on the participation of Cayman’s population, and people are urged to make the attitude and lifestyle changes required in order to reduce waste, and its environmental impact. As outlined in the new waste management strategy, when the current landfill site is closed, it will undergo surface water and landfill gas management, and then eventually it will be capped with around five feet of protective layering, and re-vegetated to create a recreational green space. The grounds will continue to be monitored to ensure the site performs within the approved parameters of safety, and landfill gases (such as methane and carbon dioxide) will be collected and transported to the thermo-recycling plant to be used as fuel. Over time, the overall height of the landfill is expected to decrease yearly by around 3%, and the

contamination of the surrounding ground and wet-lands will also be reduced. New facilities will then be built, which will manage all recyclable and non-recyclable waste for Grand Cayman and also Cayman Brac and Little Cayman. All rubbish will be shipped over to Grand Cayman for processing. New Integrated Solid Waste Management System (ISWMS) The proposed Integrated Solid Waste Management System (ISWMS) will be built to the east of the Waste Water Treatment plant, and will include a waste-to-energy plant, as well as a recycling centre. The ISWMS will include a new landfill that will be properly lined, and all incinerated waste will be disposed of correctly in the small controlled site. The goal is to reduce the volume of waste going to landfill for disposal by up to 95%. The electricity generated will be sold to Caribbean Utilities Company (CUC) and it is estimated that the ISWMS will contribute approximately 7.6 megawatts to the local grid. This translates to approximately 8% of the country’s electricity needs. At the facility’s recycling area there will be bays to collect and bale various recyclables, such as number 1 and 2 plastics. The facility will also provide composting areas on all three Islands for horticulture/yard waste, and there will be a reuse centre where people can deposit functional (but unwanted) goods and furniture. There is also an educational aspect to the project: a significant amount of work needs to be done to educate the public so that current habits are changed, and more environmentally-friendly recycling practices are encouraged across the three Islands. SUSTAINABLE EATING

A significant factor of sustainable living includes making the right choices when it comes to food. In Cayman, much of our food is imported and a considerable amount of energy, fuel and water is used in the entire process of growing, distributing, storing and cooking our food. Although

choosing local produce is a great way to offset this energy from being used, in Cayman we do not always have the option to do that. Consciously eliminating food waste, however, can have the same desired effect of indirectly slowing down global warming and deforestation. Saving food also saves money, and by reducing the amount of food that you throw away, you are reducing packaging waste that will end up in the landfill. There are several ways to reduce food waste:

> Check your pantry and fridge before you do your grocery shopping so you know what food you already have. > Plan your meals ahead. Meal prepping is a great way to eliminate waste. > Learn how to store your food properly as this can help it stay fresh for longer. > If you can’t use it right now, freeze it for later!

RECYCLING LOCATIONS: ALUMINIUM CANS

❑ Camana Bay Recycling Centre ❑ All supermarkets including Foster’s,

Kirk Market and Hurley’s

❑ Some public and private schools ❑ Government Administration Building ❑ North Side Civic Centre, North Side ❑ All five District Parks GLASS RECYCLING

❑ Camana Bay Recycling Centre ❑ All Foster’s locations ❑ Kirk Market, George Town ❑ All five District Parks

Grow Your Own Following the success of the green iguana cull, gardens Island-wide are flourishing as they are no longer losing flowers and foliage to these pests. There is a whole range of fruit and vegetables you can grow including tomatoes, leafy greens, herbs, eggplants, melons, bananas, mangoes and much more. The ideal growing season is November–April when it’s cooler and drier, however, you will need to water the plants regularly and look out for pests. You can pick up seeds or baby plants from any of the local nurseries, plus soil, organic pesticides and gardening tools. See the Shopping chapter for a list of garden centres.

PLASTIC RECYCLING (#1 &2)

❑ All Foster’s locations ❑ Kirk Market and Hurley’s ❑ All five District Parks BATTERIES

❑ Lead acid car batteries: Drop off at the DEH Landfill for proper recycling

❑ Small household batteries: place in the blue tubes at Foster’s, Hurley’s, CostU-Less, some public businesses and condos

❑ Rechargeable batteries (computer,

camera and cell phone batteries): drop off at Funky Tangs or BrandSource for shipment to the US for recycling

Shopping Green When grocery shopping, make sure to buy the products with the least packaging, choose glass or other alternatives to plastic, and take canvas bags instead of paying 5¢ for a plastic bag. Alternatively, shop at Hurley’s where they have ditched single-use plastic bags altogether after discovering they were distributing 800,000 a year. They now offer reusable, recyclable and biodegradable paper bags in their place. Most of the supermarkets sell organic food and some, like Kirk Market and Foster’s sell a wide selection of both locally grown and imported organic produce, as well as organic meats, frozen food, gluten-free and luxury food. On the drink-front, Flowers Bottled Water produces delicious, filtered,

ELECTRONIC WASTE

❑ Deliver to the DEH Landfill public

dropoff, call Recycling Services (Tel: (345) 547 6654), JUNK Removal and Recycling (Tel: (345) 325 5865) or Cayman Islands Ltd Electronic Recycling (Tel: (345) 916 6764) for stripping and recycling in the US

BOOKS & OLD CLOTHING

❑ Drop off at the Humane Society, One Dog at a Time charity shop or the Red Cross

VEGETABLE & YARD WASTE

❑ Drop off at DEH Landfill (they will mulch it) or start your own compost

TYRES, OIL & CHEMICALS

❑ Drop off at DEH Landfill

www. c a y m a n r e s i d e n t . c o m

109

BEING GREEN

Choose Local While it is unlikely that Cayman will ever stop relying on imported food, the local agribusiness is flourishing. A wide variety of fresh produce can be bought at the Market at the Cricket Grounds next to the cricket pitch in George Town (MondayFridays from 8.30am and Saturdays from 6.30am to 7pm) and from the Camana Bay Farmers & Artisans Market at Camana Bay on Wednesdays from 10am-3pm. The grocery stores also stock a selection of local produce. There are a number of stalls dotted around the Island that sell fresh local produce as well. Tony sells Willies’ local farm produce from a white van on West Bay Road opposite Governors Square and next to the Governor's House every Saturday morning. Also, Patrick Panton who owns Cayman Farm & Garden sells a variety of fresh fruit, leafy greens, vegetables, fresh chicken, eggs and seafood from his farm in Bodden Town. He is always at the Farmer's Market on Saturdays but he also has a thriving business doing home deliveries. Email him on patrick.caymanfarmandgarden@gmail. com and ask to be put on his mailing list, then when you are ready to order you email him on orders.caymanfarmandgarden@

gmail.com. You can also call him on (345) 526 4231 or visit www.facebook. com/caymanfarmandgarden for more information. Bluff Farms, located in Cayman Brac, provides the finest pedigree goat breeds, raised outdoors in the most ideal environment on the Bluff. Their lean and fresh meat is readily available to purchase at an affordable price at the farm in Cayman Brac and in Grand Cayman, for delivery/in-store pick up at 209 Cannon Place. Email: sales@blufffarms.com or call (345) 926 3665. Refer to the Food & Drink chapter for more information on locally produced goods.

BEING GREEN

chlorine-free water that they sell in large 5-gallon bottles which you can buy in most petrol stations or have delivered directly to your home or office. You can further reduce your plastic pollution by installing a Koola bottle-less water cooler. It acts like a mini water purification plant, connecting to your building’s water supply and filtering out chlorine, lead, phosphates and bacteria. For those who like to drink beer, White Tip Lager is a joint venture with the Department of Environment and the Guy Harvey Ocean Foundation with a portion of the profits being donated to shark conservation work in Cayman’s waters. Another local brewery, 19-81 Brewing Co., produces three quality craft beers as well as other limited-edition beers produced in collaboration with local farmers. For more information see the Local and Specialty Beer section in our Food & Drink chapter. Composting Composting – the natural biodegradation of organic materials – is a good way to recycle your leftover food and food scraps. Compost is primarily used as a fertiliser in soil, and can be useful to farmers, landscapers and nurseries. If you enjoy home gardening, making your own compost will certainly save you money on mulch and potting soil and it is a relatively easy activity to manage. Composting systems, typically described as ‘bins’, come in a variety of different sizes, but you can also make your own. A.L. Thompson’s usually have composting bins in stock. AT WORK

For the most part, work environments sit empty at night, so it is a waste of both energy and money if things are left on. Take these steps to ensure that your work environment is greener: turn off lights and air conditioning, and shut down computers before you leave at night. Set computers to energy-saving mode and don’t use screensavers – rather switch off your monitor. Eliminate unnecessary power use or ‘phantom power’ – the term used to describe the way devices 110

CAYMANRESIDENT 2021

use and waste electricity when they are not on – by unplugging electronics when not in use. Whilst at work, only print when necessary and print on both sides of the page when possible. Send e-cards for birthdays and special events rather than printing invitations. Collect office newspapers and take them to the Humane Society or One Dog At A Time. Stock the break room or office kitchen with reusable dishes and silverware and buy coffee, sugar and other consumables in bulk to avoid extra packaging. Cartridge Smart (Tel: (345) 323 4313), a subsidiary of JUNK Cayman, will recycle and refill any printer cartridges, from small personal printers to large professional copiers. E-Waste Cayman Islands Ltd Electronic Recycling (Tel: (345) 916 6764) is a new company that will take most old electronic equipment and recycle it in an environmentally-friendly way. Customers can schedule an appointment to collect electronic waste on their new website www.e-waste.ky. Kirk Office (Tel: (345) 623 5475) sells an array of FSC certified paper and recycled products in addition to a range of Energy Star certified electronics. They also accept your used batteries, ink and toner cartridges for recycling. Kirk Office also accepts old computers, printers, photocopiers, and fax machines. Encourage your employers to install JUNK (Tel: (345) 325 5865) recycling bins at your office. JUNK will assist you to install a programme that is tailor-made for every workplace, large or small. If your office has regular suppliers, check for sustainability initiatives built into their contracts. If you work at a school or in the hospitality industry, encourage your establishment to take Plastic Free Cayman’s 345 Pledge for Businesses, whereby you commit to making changes to reduce the business’ single-use plastic waste. The business will also receive a plaque, allowing customers to identify the eco-friendly practices. For more information about Plastic Free Cayman and their initiatives, see page 115.

AT HOME

Whether you own or are renting a home, making environmentally-friendly choices will help preserve our beautiful Island. Reduce, Recycle, Reuse & Refuse With each resident in Cayman adding around 2,775lbs of waste to ‘Mount Trashmore’ each year, it is essential that we all strive to reduce, recycle, refuse, and reuse our waste. All the major supermarkets on the Island now sell reusable woven shopping bags and charge 5¢ per plastic bag. They still offer plastic produce bags in the fruit and vegetable aisles and these are ending up in the landfill by the thousands. Boycott Styrofoam – it cannot be recycled and is one of the biggest culprits of ocean pollution. Say no to single-use plastics, such as shopping bags, plastic produce bags, plastic straws, utensils, and disposable coffee cups. Buy mesh produce bags for fruit and vegetable purchases, reusable coffee cups and glass/stainless steel straws. Reusable straws are available at Jessie’s Juice Bar, Foster’s, Kirk Home Centre and Kirk Market. Reducing the amount of waste we personally generate ultimately reduces the amount of waste we send to the landfill. Recycling Recycling benefits the environment in a number of different ways. It reduces the amount of waste that is sent to landfills and conserves natural resources (such as water, timber and minerals). There are currently eight recycling depots; six of which are located at the Island’s three major supermarkets. The eighth and newest depot is located by the Captain George Dixon Park, East End. Before September 2020, East End was the only district in Grand Cayman that did not have recycling containers. Residents can recycle the following items at each of these locations: a) paper and cardboard, b) clean metal food cans (tin and aluminium), c) glass bottles and ceramic dishes and d) PET/PETE and

Â»

www. c a y m a n r e s i d e n t . c o m

111

BEING GREEN

HDPE plastics (#1 and #2). Be sure to check the bottom of containers for codes such as PET, PETE and HDPE or the 1 and 2 symbols. Read the signs at each depot and follow the instructions carefully. Remember to separate your waste at source. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags and cling wrap in with the #1 and #2 plastics. It is essential that no additional waste items are disposed of in recycling bins as they contaminate the recyclables and could cause them to be landfilled. As mentioned previously you can also get JUNK to help make your recycling easier. They will collect from your home or office all of your recyclables including plastic, cardboard, glass, aluminium and tin cans on a weekly basis, and their quick and easy recycling service is cost-effective and benefits the customer and the environment by diverting dry waste away from the George Town Landfill. Their mission is to promote recycling and provide waste management services to protect our fragile island environment for present and future generations. Junk offers recycling collection services for offices, retail, commercial, residential, strata, hospitality and health and wellness centres. Junk also does single event recycling. From as little as CI$50 per month for weekly collections, they provide labelled “stackable” recycle bins that can be used in office buildings and by households. They also offer various sizes of larger bins, for external use and kerbside collection. Junk will then collect your recyclables, transport them to the Recycle Center where they are re-sorted, crushed and baled, then placed into containers and shipped to waste management partners in the USA. Junk services over 150 customers in Grand Cayman including several Government offices, CUC, Ernst&Young, Health City, The Ritz Carlton, Cracked Conch, Grand Old House, Rum Point Club, Wyndham Reef Resort, The Avalon, George Town Villas, One Capital Place, Cricket Square, St Ignatius, Cayman Prep, Cayman International School, individual 112

CAYMANRESIDENT 2021

residential homes and many more. Contact JUNK on Sales (345) 925 4374, email: info@junk.ky, Operations (345) 325 5865 or manager@junk.ky. If you have old electronic equipment, such as computers, keyboards, and cables, E-Waste Cayman Islands Ltd Electronic

(Tel: (345) 916 6467) will collect them and recycle it. Fees to collect electronic waste range from USD$45 to USD$175, depending on the nature of collection. Visit their website www.ewaste.ky for a full list of fees. Recycling

Cleaning Products Environmentally-friendly cleaning products are becoming more common in Cayman’s stores. These green products clean just as well as their harsh chemicalladen counterparts, but are made entirely out of natural ingredients which are non-toxic, free of phosphates, fillers, fragrance, chlorine, dyes and NPE. They are not tested on animals, nor do they contain animal additives. Another added benefit of these green products is that they are far better for the septic tank systems that most homes in Cayman have. Foster’s and Kirk Market lead the market in supplying safe cleaning products. Top Tips for Being Green Small choices can make a difference, so here are some ways you can reduce your impact on the environment:

> > > > > > > > > > > >

Purchase reusable bags to take with you to the grocery store Purchase food and cleaning items in bulk Buy glass food containers and reuse them Invest in high-quality, long-lasting products Take your own reusable containers when you get takeaway food Use your own reusable cups for your daily coffee or smoothie Avoid disposable cutlery Choose eco-friendly cleaning products Avoid toiletries that contain microbeads Swap to non-plastic alternatives e.g. a bamboo toothbrush or a mooncup Avoid products with palm oil Drink Flowers Bottled Water or tap water,

which is perfectly safe, and use refillable bottles. Consider installing a ‘City Water Filter’ from www.ionfaucet.com to remove

> > > > > > >

the chlorine from tap water Be mindful of water usage and install a ‘low flow’ shower head to save water Use a drying rack or clothesline to dry clothes, rather than a dryer Only use the dishwasher and washing machine when you have a full load Set the A/C thermostat at the highest temperature you feel comfortable with Conserve energy by turning off lights, fans and electronic equipment when not in use Use rechargeable batteries Recycle newspapers and towels by taking them to the Humane Society and donate

> > >

magazines to the hospital Recycle old printers and laptops by donating them to schools or charities Return clothes hangers to dry cleaners Take secondhand clothes to the Humane Society, One Dog At A Time or the Red

> >

Cross Share rides, use public transportation, walk or cycle when possible Compost where possible

Being a Green Family In order for your kids to value the importance of recycling, you must lead by example. The more fired-up you are about recycling, the more interested they will likely be about participating. Kids should feel recycling is an exciting way to help protect the Earth! If you plan on making recycling a regular chore for your kids, incentivise it by rewarding them with fun activities such as trips to the beach or park. Take some time when you visit the beach to pick up some trash and help keep Cayman looking beautiful. Household Appliances Clean Gas Ltd. ( S E E A D PAG E S 7 5 & 1 2 4 ) and Home

both provide propane service for residential and commercial customers – the cleanest fuel-based source of energy in Cayman. Both companies offer home delivery for all sizes of propane Gas

(SEE AD PAG E 1 25)

Â»

www. c a y m a n r e s i d e n t . c o m

113

tanks and their friendly staff work with customers throughout the whole process of designing, installing and maintaining your propane system. Both companies can also offer propane to power outdoor appliances such as tiki torches, water heaters and grills.

you cool your home much more efficiently than traditional air conditioning systems – saving you substantial energy and money.

Please also refer to the Building a Home chapter for more information. Design (Cayman) Limited

Dry Cleaning When you need dry cleaning done on Grand Cayman, Island Cleaners (Tel: (345) 949 5391) and Puritan Cleaners (Tel: (345) 949 7104) are both eco-friendly companies that use environmentally safe dry cleaning products, recycle hangers and offers a same day service, if needed. Fluff ‘N’ Fold (Tel: (345) 943 5833) in Camana Bay also uses energy-efficient equipment, non-toxic chemicals and recycling programmes to reduce their impact on the environment.

125 Owen Roberts Drive, (Hyundai Complex) Tel: (345) 949 2800 Email: info@design-cayman.ky www.design-cayman.ky At Design (Cayman) Limited, their team knows: “The Art of Building”, a focus that enables clients to feel deeply understood, leading to projects that deliver beyond the commercial to truly bring satisfaction and joy. Serving Cayman for over thirteen years, leaders in innovative and green design and building, Design Cayman services include: Architecture, Interior Design,

BEING GREEN

Project Management, Development and Master WHEN BUILDING

Planning, BIM - Virtual Design, Renovations

Innovative geothermal and solar technologies are now available in Cayman and are being integrated into residential and commercial properties. In addition, Cayman is one of the countries outside of the USA where LEED – a green building certification programme – for homes is available, thanks to local company GreenTech Group. If you are thinking about designing and building a green home, consider the following steps:

and Additions, ALDM (Architect Led, Design,

1) Find a design-builder who has proven

(ICF), foam flat sheets, steel stud and

Concrete Forms (ICF) such as Fox Blocks which are manufactured here locally, Spray Foam Insulation, low VOC’s materials and finishes, Impact/Insulated windows, Watersense rated plumbing and Energy Star rated appliances; 3) Own your own energy. With the growing demand for alternative energy sources, utilize solar energy in your home from companies like GreenTech Solar, the exclusive dealer for SunPower and Tesla. NCB Group launched its Geothermal cooling division – GeoCayman. As the exclusive distributors of the leading geothermal cooling systems, GeoCayman can help 114

CAYMANRESIDENT 2021

Manage, Build). S E E A D PAG E 2 0 5 Flowers Group 184 Seymour Road, Industrial Park Tel: (345) 623 0000 Email: customerservice@flowersgroup.com www.flowersgroup.com The Flowers Foam Products division of the Flowers locally including tracks,

experience with green homes in Cayman; 2) Use key building products like Insulated

mile radius of the airport. There are also concerns that their height would interfere with Cayman’s Doppler radar station. Other renewable energy sources proposed include the world’s first ocean thermal energy conversion plant. Concerns surrounding this were that it was not yet commercially proven, and therefore risky, and also that it would not be financially feasible. Solar power currently remains a trusted option for renewable energy.

Group

supplies

manufactured Insulated architectural

state-of-the-art, building

products

Concrete components

custom shapes and signs.

Solar Power Significant improvements are being made in the solar energy industry every year and Cayman is the perfect location to harness the power of the sun. Solar energy can be harvested in two ways: solar photovoltaic (PV), which converts sunlight into electricity and solar thermal, which heats water. The initial costs of purchasing these systems are significant and currently the Government does not offer subsidies as an incentive. But an encouraging point to note however, is that renewable energy equipment such as solar panels are in fact duty-free for residential homeowners. Affordable Solar (Tel: (345) 546 6686) provides a wide range of services and sells energy storage systems, off-grid solar systems and solutions.

Forms and

S EE AD PA G E 208

POWERING YOUR HOME

Fossil fuel costs to power our homes will only continue to rise as supplies dwindle worldwide. Electricity is already costly in the Cayman Islands, and as small Caribbean countries don’t have the bargaining power of larger countries, they will be the hardest hit as oil reserves become more limited. Cayman’s goal of obtaining 25% of its power from renewable resources by 2025 has raised discussion for alternative ways of doing this. 300ft wind turbines have been considered, yet face problems with height restrictions of 250ft anywhere within a 10

Solar Power Storage Although Cayman enjoys over 300 days of sunshine, you will need to consider an alternative source of power should there be no sun. One such option is the Tesla Powerwall battery. These rechargeable lithium-ion batteries are wall mounted and can be stored either outside your home or inside your garage. Tesla Powerwall batteries can help provide financial savings by charging and storing energy. They also assure power in the event of a power outage, instead of having to use a generator. Solar Grid-Tie Systems CUC has an initiative called the Consumer Owned Renewable Energy (CORE) Programme and will purchase alternative energy from approved independent

sources. However, CUC has no plans for the CORE programme to be offered to new customers. New customers will be directed to the Distributed Energy Resource (DER) programme, so if you would like to have solar panels or other renewable energy sources generating electricity for your home or business, CUC will buy that power from you at an unsubsidised rate. For more information, visit www.cuc-cayman.com/ customer-service/renewable-energy. Home Energy Storage Systems Intelligent technology can be used to power your home if you need to be off the grid. These compact systems can be easily adaptable to your individual needs. Affordable Solar Tel: (345) 546 6686 Email: info@affordablesolar.ky

per month on utilities. There is now no more space on the CORE grid to obtain new renewable energy sources. Ofreg, the utilities regulators, say that spaces for new energy sources will not be possible until CUC implement a larger battery system that can hold 20 megawatts of electricity. GreenTech Solar have teamed up with CUC, so that if you invest in their renewable energy, your CORE contract will last 25 years, as will the solar panel products. If you choose to install a SunPower product system with CUC’s new battery system, you will even have electricity when the main grid is down. According to GreenTech, if you install a SunPower 10 KW system with a CORE CUC contract, you will save 800 barrels of oil being produced in 25 years, and reduce your carbon footprint by almost 15 tons per year, or 375 in 25 years.

www.affordablesolar.ky GreenTech Solar

GET INVOLVED IN THE GREEN COMMUNITY

Plastic Free Cayman The Plastic Free Cayman movement continues to grow. This not-for-profit NGO has caught the community’s attention and people are now more than ready to refuse single-use plastic bags, refuse plastic straws, and take reusable water bottles, cups and containers with them to refill and use. They have also launched the 345 Pledge for Individuals, Businesses and Schools, to guide us all in ways to go single-use plastic free. Visit www.plasticfreecayman.com to learn more about the movement and for ways to get involved. They host monthly beach clean-ups, the details for which are on their Facebook page.

Tel: (345) 949 8324 Email: info@greentechsolar.ky www.greentechsolar.ky GreenTech provide solar panels and storage solutions, installed by their professional team. Visit their website to get a quote for solar product installation and learn more about the services that they offer. SWIMMING POOLS

As a pool owner there are several steps you can take to help keep your energy bills down:

> Cover it up

A pool cover will reduce heat

loss, water evaporation and chemical consumption by up to 70%. It also helps keep your pool clean.

> Think about the pump A pool filter pump is

the second largest consumer of energy in a home behind your A/C. If you install a twospeed, variable speed or solar powered pump, it will pay for itself very quickly with energy savings.

> Environmentally-friendly

products

Consider using a chlorine generator, which turns ordinary salt into chlorine and is kinder to the environment and your skin. Use LED lights for lighting.

Earth Day Cleanup An annual event in Cayman, the Earth Day Cleanup draws hundreds of volunteers to collect litter and debris from Cayman’s roadsides and beaches. Visit www. caymanchamber.ky to find out when the 2021 event will take place. The National Trust The National Trust for the Cayman Islands has been protecting the future of Cayman’s heritage and environment since 1987. The Trust is a not-for-profit NGO created to preserve the history and biodiversity of the Cayman Islands. The Trust runs environmental, historic and educational programmes including the Mission House, Blue Iguana Conservation, guided nature walks of the Mastic Trail and volunteer projects. Being a member allows you access to voting privileges at general meetings. Other perks include priority booking on local tours, discounts on local Trust events, and much more. For more information contact membership@nationaltrust.org. ky or visit www.nationaltrust.org.ky/getinvolved/become-a-member/.

www. c a y m a n r e s i d e n t . c o m

115

BEING GREEN

Solar Farms Creating solar farms and possibly wind farms in the Cayman Islands would lessen our dependency on fossil fuels and decrease the $153 million we spend on importing diesel fuel each year. CUC’s Integrated Resource Plan (IRP), which was approved in early 2019, outlines the transition from diesel energy to more renewable sources by 2045. It is predicted that, in the next 20 years, 70% of Cayman’s energy will all come from renewable resources. However, with only around 5% of CUC’s energy currently coming from renewable sources, to reach the 25% mark by 2025 they need to get building and fast. Swapping to renewable energy may be difficult if programme capacities are full, as well as the Bodden Town 5 MW solar farm hitting its 17 MW threshold for renewable energy allocation. The Jasmine palliative and hospicecare facility were donated a 10 KW solar system in 2020. The electricity generated from these panels are given to CUC’s distribution, allowing for a more sustainable way of using renewable energy. Jasmine now saves approximately CI$450

To find out more about swimming pools, contact Oasis Pool & Spa (Tel: (345) 945 7665 or visit www.oasis.ky) or Pool Patrol (Tel: (345) 949 8543 or visit www.poolpatrol.ky).

Settling In Photos courtesy of Deep Blue Images, Charles Grover and Rebecca Davidson

Opening a bank account, getting telephone service and internet access, connecting your utilities and organising your pension and insurance.

SETTLING IN

Money & Banking - Opening a Personal Bank Account - Online Banking, ATMs & Cheque Books - Money Transfer Services

116 116 118 118

Communications - Telephone Services - Mobile Services - Internet At Home - Internet Providers

120 120 121 122 122

Television

123

Utilities - Electricity - Gas - Household - Petrol & Diesel - Water

125 125 126 126 127

Insurance - Health Insurance - Home Insurance - Insurance Providers - Life Insurance

129 129 129 130 132

Pensions - Private Pensions & Pension Providers - Public Service Pensions

132 132 133

MONEY & BANKING

Opening a Personal Bank Account All banks in the Cayman Islands adhere to mandatory due-diligence requirements and will perform fairly extensive checks before opening an account for you to ensure that you are thoroughly legitimate and that no money will be laundered. Non-residents can open bank accounts in Cayman without visiting the Islands (not all banks offer this service), but they must submit multiple certified documents to prove their identity, a current overseas address, the source of funds and bank references. Local banks will often want a legitimate rationale for opening an account for an overseas resident. It is worth noting that a US citizen who has opened an account in the Cayman Islands will still need to declare the account to the Department of Treasury in the US, and declare any income earned on that account to the International Revenue Service (IRS). In order to open a bank account, banks will request some or all of the following information: >

A reference from your current bank, addressed to the bank in the Cayman Islands. This document must include how long you have banked with your home bank, the average balance maintained, and the manner in which your account has been conducted. If the applicant has not had a bank account for at least three years, a professional reference addressed to the bank is required. The letter must be the original copy and, if a husband and wife are sharing an account, they

116

CAYMANRESIDENT 2021

Âť

Right at home, by .

> >

SETTLING IN

both must be referenced in the letter. If you

Cayman National Bank Ltd.

Branches & Banking Hours: Cayman Financial

are moving from another country, it is much

PO Box 1097, Grand Cayman KY1-1102

Centre, Dr. Roy’s Drive (GT), Monday-Friday

easier to get this letter organised before

Tel: (345) 949 4655

9am-4.30pm; Fidelity Financial Centre (SMB),

you leave your home country and bring it

Email: cnb@caymannational.com

Monday-Friday 10am-4pm.

with you.

www.caymannational.com

Branch

supporting

Branches & Banking Hours: Camana Bay

accounts, credit cards, debit cards, prepaid

documentation, i.e. job letter if source is

(SMB), Cayman Brac, Centennial Towers (WB),

cards, online banking, teller services, ATMs,

salary or rental agreement if source is rental

Countryside Shopping Village (Savannah), Elgin

currency exchange, wire transfers, bank drafts,

income.

Ave (GT), Monday-Thursday 9am-4pm, Friday

utility bill payments and loans.

If you are coming here to work, then a

9am-4.30pm; Little Cayman, Mondays and

letter from your Cayman employer stating

Thursdays 9am–11.30am & 12pm-2.30pm.

RBC Royal Bank (Cayman) Limited

the commencement of employment, the

Branch Services: Chequing, savings and fixed

PO Box 245, Grand Cayman KY1-1104

amount you will earn and your position in

deposit accounts, credit and debit cards, online

Tel: (345) 949 4600

the company.

banking, largest ATM network Island-wide,

www.rbcroyalbank.com/caribbean

A recent utility bill (less than 3 months old)

loans, mortgage services, currency exchange,

Branches & Banking Hours: 24 Shedden Road

as proof of address.

wire transfers, electronic funds transfer,

(GT), Monday-Friday 9am-3pm; Red Bay

Valid forms of identification such as your

travellers cheques cashing, bank drafts,

Branch, 53 Shamrock Road (next to Grand

driver’s licence and passport (they will

letters of credit, utility bill payments, Saturday

Harbour), Monday-Friday 11am-6pm.

photocopy your documents).

banking, safety deposit boxes (sizes vary

Source

Your

full

funds

name,

and

residential

Services:

Chequing

and

savings

address,

depending on Customer Service Centre, subject

Scotiabank & Trust (Cayman) Ltd.

phone number, nationality, date of birth,

to availability), standing orders, customised

Scotia Centre, 18 Forum Lane, Camana Bay

occupation and name and address of your

credit solutions such as mortgages, loans,

PO Box 689, Grand Cayman KY1-1107

employer.

domestic and international premier banking at

Tel: (345) 949 7666

Camana Bay location, merchant services and

www.scotiabank.com/ky

night deposit facilities.

Branches & Banking Hours: Camana Bay (SMB)

Other services offered by the Cayman National

Monday-Thursday 9am-4pm and Friday 9am-

Opening a Business Bank Account Refer to the Running a Business chapter.

Group: Alternative investment funds, family

4.30pm; and South Sound (across from Grand

Local Banks

wealth

Harbour), Monday-Friday 10am-6pm.

Butterfield Bank (Cayman) Limited

advisory services and discretionary asset

12 Albert Panton Street, George Town

management solutions.

PO Box 705, Grand Cayman KY1-1107

& PAG E 46

vehicles,

investment

brokerage,

SE E AD OP P OSI T E PAG E

Tel: (345) 949 7055 Email: info.cayman@butterfieldgroup.com

CIBC FirstCaribbean International Bank

www.butterfieldgroup.com

PO Box 68, Grand Cayman KY1-1102

Branches & Banking Hours: Butterfield Place

Tel: (345) 949 7300

Banking Centre (GT), Monday-Thursday 9am-

www.cibcfcib.com

4pm, Friday 9am-4.30pm; Midtown Plaza

Branches & Banking Hours: Monday-Thursday

Banking Centre (GT), Monday-Friday 9am-

9am-4pm and Friday 9am-4.30pm

4pm; Camana Bay Banking Centre (SMB),

Branch Services: Vehicle loans, mortgages,

Monday-Friday 9am-4pm; Governors Square

chequing and savings accounts, credit and

Banking Centre (SMB), Monday-Friday 9am-

debit cards, currency exchange, wire transfers,

4pm and Saturday 9am-1pm.

bank drafts, utility bill payments, teller services,

Banking Centre Services: Accounts, online

online banking, mobile banking, telephone

banking, ATMs, credit and debit cards, currency

banking, ATMs, loans and transfers.

exchange, wire transfers, bank drafts, utility

SE E AD PAG E S 44 & 120

bill payments, night deposit facilities, safety deposit boxes, standing orders, Saturday

Fidelity Bank (Cayman) Ltd.

banking, mortgage services and loans.

PO Box 914, Grand Cayman KY1-1103

Other Services Offered: Credit references,

Tel: (345) 949 7822

trust services, private banking and investment

Email: info@fidelitycayman.com

management. SE E AD PAG E S 57 & 117

www.fidelitygroup.com

118

CAYMANRESIDENT 2021

Online Banking, ATMs & Cheque Books All the banks on-Island offer online banking, but some are definitely more user-friendly than others. If online banking is important to you, it is worth asking about each bank’s online capabilities. All banks allow you to pay almost all your monthly bills online. ATM machines are available at most bank branches and all supermarkets. If you use your own bank’s ATM you will not be charged a withdrawal fee (other than Government’s 25 stamp duty charge for every withdrawal). The charge to use another bank’s ATM is CI$2.40-CI$3 depending on the bank, for each withdrawal. If you need a cheque book on your personal bank account, make sure to ask the prospective bank if they offer this service, as some do not. Money Transfer Services Due to the number of foreign nationals in

caymannational.com

While some doors close, Online is always open.

You never need to be at a loss when it comes to managing your banking. With Cayman National’s highly trusted online banking you can keep your financial world going around the clock, from around the world. You really can bank on our online service. Get started today, at caymannational.com/#onlinebanking PERSONAL BANKING | BUSINESS BANKING | FIDUCIARY & INVESTMENT SERVICES | FUND SERVICES

A subsidiary of

the Cayman Islands, there are numerous money transfer companies on the Island including: MoneyGram, JN Money transfer and Western Union. Money transfer companies accept both US and CI dollars. MoneyGram

MoneyGram has eight locations on Grand Cayman and two on Cayman Brac. It offers a fast and secure way to send money. Tel: (345) 945 5616. Western Union

Western Union is located in the four Foster’s Supermarkets in Grand Cayman and L M Superstore in Cayman Brac. It’s a quick and reliable way to send or receive money.

SETTLING IN

COMMUNICATIONS

Cayman’s sophisticated tourism and financial industries have ensured that telecommunications are as advanced as those you would find in any developed

120

CAYMANRESIDENT 2021

country. There are plenty of options for mobile and residential phone services, and high speed internet connections, both via fixed lines and through mobile data, are available across all three islands. In 2016 amendments to the Information and Communications Technology Authority Law gave regulators the power to fine phone, TV and internet providers up to $50,000 for violations to their licenses, such as not providing internet speeds that are advertised to customers. This has been great for consumers as it ensures reliability. Choosing the right provider will depend both on the services available in your area and your personal usage. Bundled options from the same provider can result in significant discounts. It is worth noting, however, that due to the small population of the Islands, the cost of broadband, residential and mobile phone services tend to be quite a bit higher than in Europe and North America.

TELEPHONE SERVICES Every provider in the Cayman Islands must be able to provide local and long distance telephone services. All the mobile phone providers offer an International Direct Dialling service and depending on your plan rate, prices are often comparable to those for fixed lines. Mobile phone service options are varied and there are choices to suit any need, including voice, mobile data, text messaging and voicemail. The mobile providers in the Cayman Islands are Digicel and FLOW. Internet services are available from all four providers: Logic, FLOW, Digicel and C3. High speed fibre optic cables and networks are increasing in availability, with Logic, FLOW and C3 providing even higher internet speeds to homes in Grand Cayman than previously possible. Standalone and bundled internet and VoIP options are available, and in some instances discounts are offered for taking more than one service. Residential phone service choices are

internet speeds are as fast as you will find anywhere in the world. The MyFLOW and MyDigicel apps enable customers to view and pay their bills with postpaid, or top up credit with prepaid phones, as well as activate a number of addon plans, such as reduced international calling rates, roaming and data plans.

Overview of Local & Long Distance Telephone Services Logic and C3 Pure Fibre offer phone services which allow users to make calls at home using an internet connection rather than traditional fixed lines. Logic’s Chatterbox service works with any internet provider and gives you unlimited international calls for a fixed monthly fee. Several monthly plans are available, depending on which countries you call the most. For those who want family or friends to be able to call them in Cayman without having to pay for overseas calls, the Chatterbox International Numbers mean Cayman residents can be reached on a US/ UK/other country number. C3 Pure Fibre offers home phone services over their fibre network, rather than over traditional fixed lines. FLOW provides consumers with residential phones that use fixed landlines. They offer three home phone plans: Residential, Home 500 and Home 800. All three packages have a monthly line rental charge with the difference occurring in free local call minutes and discounts on international calls.

Prepaid Mobile Services The advantage of prepaid mobile phones is that there is no contract, no monthly fee and no deposit required. Prepaid SIM cards can be purchased from Digicel and FLOW stores, as well as from other retailers, such as supermarkets and gas stations. If you have an unlocked phone, all you need to do is purchase the SIM card, put it in your phone, add calling credit with a plan and start calling. Credit can be added (also known as topping up) at the same locations, as well as at some ATMs, online and through the mobile service providers’ apps. The disadvantage of prepaid phones is that the per minute rates are higher than for postpaid plans. Local calls cost 20 to 45 cents per minute depending on the time of day and on whether you are calling numbers within your network, or fixed and mobile numbers outside the network. You may purchase calling plans for prepaid to save on regular calling rates. The prepaid credit can be used for making calls, using mobile data or for texting. You will get better value by purchasing data, text and calling plans.

MOBILE SERVICES Two mobile service providers operate in the Cayman Islands: Digicel and FLOW. Both companies offer prepaid options (or pay-as-you-go top up and plans), as well as postpaid plans (billed per month). Plans typically include voice calls and text messaging, and most also include a certain amount of international calls (anywhere minutes) and data allowance. Most residents have Android or iOS smartphone devices. FLOW and Digicel both use 4G LTE technology – so mobile

Postpaid Mobile Services You will usually be required to sign a contract for 12 or 24 months with a postpaid plan. These are easy to set up – you just need to take along ID, a proof of address, and a deposit – and there is a choice of plans allowing customers to choose the one that best fits their needs. Postpaid plans are paid monthly and start at around CI$100 at FLOW and CI$60 at Digicel, and both include a basic allocation of minutes, text messages and data allowance.

Contracts often include a discount on handsets and the cost of the phone can usually be spread out over the course of the contract. As there is no such thing as credit rating systems in the Cayman Islands, you will need to put down a deposit, typically CI$100-CI$200, if you choose a postpaid plan. FLOW currently offers three plans: Essential, Plus and Max. All plans come with a bundle for local voice minutes with the variation occuring in the bundled data allowance. Calls can be made to international destinations at a price per minute or can be bought as a bundle for a much lower cost. Digicel offers several postpaid plans, available on a 12 month contract. All the plans include an allocation of Anywhere Minutes, Unlimited Digicel to Digicel calls and SMS, plus varying data allowances, all of which come with Unlimited Rollover, meaning you never lose what you’ve paid for. Handsets It is worth noting that if you bring a mobile phone with you from overseas when you move to Cayman, it will not necessarily work here. It all depends on the frequency used: Cayman mobile providers use GSM, HSPA and LTE technology. It is a good idea to check with your provider prior to moving to find out if your phone will be compatible, if you are free of contract obligations, and if your phone is unlocked.

Dialling Codes To the Cayman Islands From the UK: 001 + 345 + number From the USA: 1 + 345 + number

From the Cayman Islands To the Caribbean: 1 + Country Code + number To the USA & Canada: 1 + Area Code + number To the UK: 011 + 44 + number Rest of the world: 011 + Country Code + number

www. c a y m a n r e s i d e n t . c o m

121

SETTLING IN

plenty with installation times varying from a couple of hours to a couple of weeks depending on the company and the type of service you choose. If you are building a home in a newly developed area and want a fixed line installed, check directly with your provider to confirm the expected time of installation.

SETTLING IN

As a general rule, European phones will use the same frequency, but phones from CDMA carriers in the US and Canada will not. Mobile phones can be unlocked locally at Cellular World, in the Bay Town Plaza, opposite The Wharf Restaurant on West Bay Road. They can also repair mobile phones and replace cracked screens on iPads. For more information call them on (345) 943 2355 or email: repairs@cellshop. ky. FLOW and Digicel sell a wide range of new handsets, some of which will be discounted or even free, depending on the plan you choose. Purchasing a handset from one of the mobile providers on-Island is much more advisable as their selection of phones are set up to work best on the networks here, and you will get a warranty and access to authorised repair services. Roaming All mobile phone providers offer worldwide roaming, so that you can make and receive calls while travelling on your Cayman number. These calls fall outside your monthly plan allocation, meaning that you will be billed at much higher rates than at home for both outgoing and incoming calls and text messages, as overseas network charge higher rates for visiting users. To enable frequent (and not so frequent) travellers to keep using their phones abroad without breaking the bank, both FLOW and Digicel offer roaming plans and bundles starting at CI$15. Roaming bundles give customers free incoming calls and texts, and an allowance of data and minutes to use while roaming. These can be activated just before departure, and are usually valid for three days, seven days or a 30 day bundle. Check with your provider which countries are covered by their roaming plans, as these vary. Roaming plans are also available for prepaid phones but you will first need to ensure you have topped up with sufficient credit to be able to activate these.

122

CAYMANRESIDENT 2021

INTERNET AT HOME Logic, FLOW, Digicel and C3 all offer home-based internet plans with unlimited usage. Generally the upload speeds offered by all four providers are very high. The higher the upload speed, the better the performance for playing data consumption online games and streaming online content. Logic offers download speeds as high as 500Mbps. Fibre optic installation is on-going, so how far the different fibre optic networks extend is constantly changing. Research what kind of coverage each provider has in your area. Fibre Optic (+TV) Logic, FLOW and C3 have all been busy over the past two years installing fibre optic cables so much of the Island can enjoy consistent superfast broadband speeds. As fibre optic cables allow such consistently fast download speeds, all three providers offering fibre optic broadband now also offer TV packages. The choice of channels will vary according to the provider but is generally based on US programming with add-on packages available for those who may want specific channels such as Hispanic, Filipino, sports or movies (see TV section for more information). Purchasing Internet and TV as a bundle will often be more economical than purchasing the two separately. Internet Providers At the time of writing, Logic’s fibre optic network is available in West Bay, Seven Mile Beach area, George Town, South Sound, Prospect, Savannah and Bodden Town. Logic hopes to have extended to cover the whole of Grand Cayman in the near future. Logic has recently increased their speeds to offer 10, 20, 30, 50, 100, 200 and 500mbps of fiber optic plans where available. Residential plans start from CI$65 per month, up to CI$255 with no contract. Logic TV, with anywhere from 25 to 144 channels, plus the ability to add on packages, is also available in fibre areas. Elsewhere, traditional cable TV is offered, with up to 53 channels. Logic customers

signing up for both fibre TV and internet, during the promotional period, will not pay an installation fee. Installation takes approximately 5-10 days. FLOW has replaced much of their copper wires across Grand Cayman and Cayman Brac with fibre optic. Packages are offered to suit different needs and household sizes, from 10Mbps to 200Mbps. FLOW’s superfast broadband customers can access a range of FLOW TV packages, plus choose additional channels and enjoy HD entertainment. TV packages include US and Latin American programming plus Video on Demand content. You can receive a free demo online at www.discoverflow.ky or by visiting a FLOW retail store. C3 Pure Fibre offers a selection of fibre optic-based services. C3 Pure Fibre serves both residential and business customers with WiFi internet, TV, phone and IP services. Standalone Internet packages range from 25Mbps to 300Mbps. Internet and TV bundles allow high capacity streaming and high-speed internet. For more information visit www.c3.ky or call (345) 333 3333. Digicel broadband for business and residential customers is available through their LTE network, offering internet of up to 12Mbps across all three Islands. The Digicel LTE Home Broadband is a ‘Plug and Play’ product meaning there is no installation required. There is no need for a fixed line. You can sign up on a fixed term contract and get the wireless modem for free. Or purchase the modem and activate a plan on pay as you go. Internet on the Go It’s very easy to stay connected while on the move in Cayman. Depending on your phone, you may be able to create a hotspot through which other devices can connect to the Internet using your phone’s mobile data. Although the 4G LTE technology means connecting is fast, it can become an expensive option.

Providers’ Contact Details

Friday 9am-5.30pm, Saturday 9am-4pm

Bay Town Plaza, West Bay Road

C3 Pure Fibre

> Countryside Shopping Village. Monday-

Tel: (345) 943 2355

409 Walkers Road, George Town. Monday-

Friday 10am-6pm, Saturday 10am-5pm

Cellular World can repair and unlock many

Friday 9am-4pm, Saturdays 9am-1pm

> Stake Bay, Cayman Brac. Monday-Thursday

brands of mobile phone and tablets.

Customer Service: (345) 333 3333

9am-4.30pm, Friday 9am-4pm

Help Desk: (345) 333 3325

To make an appointment to visit Customer

iShop4u

Email: info@c3.ky, businesssupport@c3.ky or

Care, call (345) 949 7800

Bayshore Mall, 31 South Church Street, GT

helpdesk@c3.ky

Customer Service Email: cay-flowhelp@cwc.com

Tel: (345) 928 3696

www.c3.ky or https://business.c3.ky

Main Office: (345) 949 7800

Offers repairs for most models of phones, tablets and digital watches from Apple,

Digicel Retail Stores

Logic

> 45 Market Street, Camana Bay.

> Governors Square, West Bay Road. Monday-

Samsung, Google Pixel and Alcatel.

Monday-Saturday 9am-6pm

Friday 9am-6pm, Saturday 9am-1pm

> Waterfront, 72 North Church Street, George

> Logic Main Retail Centre (off Eastern Avenue,

Town. Monday-Saturday 9am-4pm

behind Rankin’s plaza), George Town. Monday-

> Countryside Shopping Village. Monday-

Friday 8.30am-5.30pm

Saturday 9am-4pm

Tel: (345) 745 5555

> Corporate office: Cayman Technology Center,

Customer Support Line: Monday-Thursday

115 Printer Way. Monday-Friday 8am to 5pm

8.30am-8.30pm,

Corporate office: (345) 623 3444

Saturday 9am-6pm, Sunday 11am-3pm

Customer Care from Digicel mobile: 100

Email: support@logic.ky or fibre@logic.ky

Business Customers: (345) 623 2499

www.logic.ky

FLOW’s Retail Locations:

Phone Repairs

> Galleria Plaza, West Bay Road. Monday-

Cellular World

Friday

SE E AD T H I S PAG E

TELEVISION

8.30am-8pm,

Your life connected. Fibre Internet and TV | Wireless TV | Phone

745.5555 | www.logic.ky

www. c a y m a n r e s i d e n t . c o m

123

SETTLING IN

Local residents can enjoy international programming through cable, satellite and broadband. There are also three free local over-the-air TV stations which can be received in all households as long as the TV has an antenna. These are: Trinity Broadcast Network (channel 21 and Logic TV); CIGTV, the government channel (channel 23 and Logic TV) and the Seventh Day Adventist Network (channel 30 and Logic TV). Streaming services are growing more

popular as an alternative to cable TV. There are a wide variety to choose from, however not all are available to stream on-Island. Netflix remains the most popular. Users have access to hundreds of shows, movies and documentaries, and more are added each month. There are three-membership plans to choose from, determined by how many devices can stream at the same time. UKTV Everywhere offers Cayman Anglophiles their dream: a subscriptionbased service that streams live British TV feeds anywhere. Users purchase a set-top box for US$159 and then choose from a variety of subscription tiers, starting at US$25 a month.

SETTLING IN

Television Service Three companies (Logic, FLOW and C3) provide TV programming to the Island. Logic also has a cable TV service and Dish Direct TV provides Satellite TV. Logic TV offers TV services through high-speed fibre optic cables where these are available. If fibre optic cables are not

available, then a wireless cable TV service is available. Logic Fibre Optic TV: Four tiers of packages are available starting at CI$39 per month all the way up to CI$125, and include a number of HD channels. Add-ons for HBO, MAX and sports channels can also be purchased. Installation fees are waived when purchasing internet and TV as a bundle, or upgrading from cable TV to fibre TV and adding internet. Set-up includes one set top box. In households with multiple TVs, additional set top boxes can be rented for CI$12 per month. If additional set top boxes are requested after the initial installation is complete, there is a CI$50 installation fee per set top box. A Whole Home DVR (Digital Video Recorder) is also available for an additional CI$16 per month. Only one device is required per household, but it enables you to watch, pause and rewind live TV and record shows at different times on different TVs. Logic TV also offers free Video On Demand.

Propane is the green way forward for your home and garden. Cost-efﬁcient and eco-friendly, propane is the smart choice for homeowners. Save money, conserve energy and enjoy ease of lifestyle with propane-fueled appliances and equipment.

233-4427 cleangas.ky

Logic Wireless Cables TV: In areas where Logic does not have fibre optic services, a wireless cable TV service is available. Cable customers will have individual receiving antennas at their home. Installation is CI$99 and includes one cable box, but you can order extra boxes when you sign up. Three tiers of cable packages are available, priced from CI$39 to CI$72 per month. All include 50 music channels and eight radio stations. Various add-on channels can be purchased for any of the packages. A Logic DVR which allows you to pause, rewind, fast forward and record shows is also available for CI$16 per month. Customers can bundle their TV, internet and phone plans and save up to 10%. For more information on all Logic TV services and packages call (345) 745 5555 or visit www.logic.ky. FLOW TV works with broadband and a FLOW supplied set top box. Customers choose between four monthly base packages offering a range of channels at differing price structures, or you can customise your channel lineup. Packages start at CI$40 per month. C3 Pure Fibre provides TV, either as a standalone service or bundled with Internet, via their fibre optic network. C3 offers four levels of TV packages. C3 TV requires no installation fee when bundled with internet, no contracts and no hidden fees. TV packages can be bundled with internet for additional savings. Bundles start at CI$106 per month.

Satellite supplies satellite TV services, Sling TV and DirectNOW Broadband Internet TV, as well as a range of international and special interest programmes. TV Programming packages start from CI$42.99 per month. The price for programming depends on the selection of channels you want. They are located in the BrandSource Centre, 209 Dorcy Drive, Industrial Park. Tel: (345) 949 4000 or email: sales.dishdirecttv@candw.ky. Dish Direct TV Water heaters

A tankless water heater saves up to $1,200 in annual energy costs over electric models.

Stoves and ovens

All-gas homes are valued up to 5% higher than allelectric homes in all markets, ESPECIALLY here in Cayman where energy costs are high.

Clothes dryers

A propane-powered dryer works faster, saves 30% in energy costs annually, and is gentler on clothing by using moist hot air.

124

Grills

Propane grills give instant onoff convenience and precision temperature control. Keep the heat outdoors, and save hundreds on indoor cooling.

Composite cylinders

Light and see-through, composite tanks last 12 years as opposed to metal tanks, which need to be recertiﬁed every 5 years to ensure they are safe to use.

Flame lighting/Tiki torches

Propane-powered outdoor lighting and accessories burn odorless, are energy efﬁcient and provide added safety during a power outage.

CAYMANRESIDENT 2021

Pool and spa heaters

Save money and cut carbon emissions by heating pools and spas with propane, which has faster temperature recovery times than its electric counterparts.

Lawn mowers

Propane-fueled equipment runs cleaner than gasoline or diesel, with up to 86% fewer emissions, and 30% to 50% savings in operational costs.

UTILITIES

The required security deposit for electricity on existing accounts is calculated based on the average historical usage of 45 days of consumption. Deposits for new residential homes/condos are calculated based on square footage and number of bedrooms. Grand Cayman runs on a 120 volt electricity system with three-pin plugs. However, the outlets are designed to accommodate a two-pin American plug (see picture below). Monthly electricity bills will vary depending on the size of your house/condo/ apartment, your lifestyle, how often you run your air conditioning, the efficiency of your air conditioning unit, the age of the property and how well the property is insulated, among other factors. It is important to note that the Seasonal Energy Efficiency Rating (SEER) and regular maintenance of your air conditioning unit can make a big difference in kilowatt-hour (kWh) consumption and your monthly electric bill. The lower the SEER, the more power will be consumed. A SEER of

12 for example, will consume more than a SEER of 14 or higher. Getting your air conditioning units serviced regularly will ultimately save money. The base cost of electricity did not fluctuate in 2020 due to COVID-19. As of June 1st, 2019 it was CI$0.1087 per kWh for residential customers with a monthly facility charge fee of CI$5.46 and a regulatory and licencing fee of CI$0.0125 per kWh, which applies only to usage over 1,000 kWh per month. However, if you factor in the fuel and fuel duty surcharges, the cost per kWh is approximately CI$0.2469. The Government duty on fuel is CI$0.25 per imperial gallon. The fuel cost fluctuates with the global price of oil and the cost of fuel is passed down to the consumer after a two-month lag. To put it all into perspective, usage of 1,000 kWh per month would cost approximately CI$252.33 and usage of 1,500 kWh would cost CI$382.01 (based on the June 2019 rate). The cost of electricity is the same island-wide and does

Cayman’s Propane Powered Home How Propane can fuel the demands of today’s high performance house, whilst conserving energy, saving money and the environment.

A spa and pool heater makes on demand heating quicker can be used seasonally)

An instantaneous hot water to every faucet in the house, whilst operating up to 50% cheaper than an electric version.

Propane is ideal for all your outdoor ambient and catering needs. From Tiki Torches, Fire Pits and Tables through to BBQs and Mosquito repellents. Propane is an essential ingredient to help you ‘Be at Home in the Garden’

Propane dryers are high and save money versus electric models

Favoured by 97% of professional chefs for aiding the quality of their heat control.

490 Walkers Road • PO Box 291 • Grand Cayman, Cayman Islands KY1-1104 • www.homegas.net • 345.949.7474

www. c a y m a n r e s i d e n t . c o m

125

SETTLING IN

Electricity Caribbean Utilities Company, Ltd. (CUC) is the sole provider of electricity to Grand Cayman. To obtain electricity service, property owners are required to complete and sign an application for electrical service, pay a deposit, show proof of ownership and a photo ID. Tenants are required to complete and sign an application for electrical service, pay a deposit, provide a signed rental agreement or lease and submit a photo ID. Applications should be submitted via e-mail, alternatively hard copies of documents may be submitted by way of the customer drop box at CUC’s Administration Building on North Sound Road. Customer service forms can be downloaded from the Company’s website at www.cuc-cayman.com CUC’s Customer Service Centre is located at the Company’s Administration Building and is available for inquiries only. All other business should be conducted by telephone or e-mail.

not fluctuate depending on the time of day. Bill payments are not accepted at the Customer Service Centre, but details on the numerous payment methods are listed under “Payment Methods” on the Company’s website. Caribbean Utilities Company Ltd. (CUC) > Administration Building: 457 North Sound Road Opening Hours: Monday-Friday 8am-5pm Customer Service Centre (Administration Building): Monday-Friday 8.30am-4pm > Customer Service Centre: Caribbean Plaza, West Bay Road Opening Hours: Monday-Friday 8.30am-4pm PO Box 38, Grand Cayman KY1-1101

Tel: (345) 949 5200 Fax: (345) 945 1218 24-hour Fault Reporting: (345) 945 1282

SETTLING IN

Email: service@cuc.kyor visitwww.cuc-cayman.com

Cayman’s Electrical Plug

Gas - Household Gas is a safe and efficient energy solution for powering your home appliances. Propane is a non-toxic gas that provides a greener and more economical alternative for a wide range of appliances. By using propane, you can save up to 40% on your energy bill and reduce your carbon emissions by 85%. The 20lb cylinders used for barbecuing can be found at almost every gas station in Cayman, where you can buy a new filled cylinder or swap an empty used cylinder for a full one. Various gas companies around the island allow customers to have their own cylinders filled at a fraction of the cost of exchange. Bulk delivery can be utilised by installing a larger on-site tank either in the ground or a tall 100lb cylinder. Many houses in Cayman have an underground refillable propane tank in their garden or one standing alongside an exterior wall and the gas is then piped into the house. The size options for the tank vary depending on the amount, quantity and type of appliances being used. Gas prices may vary and are subject to change based on the procurement costs. The price has remained quite stable and hasn’t seen an increase in several years, but rather has seen several decreases since the market place has grown. In addition to cost and energy savings, another benefit is that many of your propane appliances can still be used even in the event of a power outage. If you would like a free consultation to determine the energy savings your home or company can achieve by switching to propane, call either Clean Gas or Home Gas. Clean Gas 277 Sparky Drive, Industrial Park Tel: (345) 233 4427 Email: gopropane@cleangas.ky www.cleangas.ky Clean Gas provides propane service for both residential and commercial customers. They offer home delivery for all sizes of propane tanks from 20lb to over 2000 gallons. Their

Cayman’s Electrical Outlet 126

CAYMANRESIDENT 2021

friendly staff work with customers throughout

the whole process of designing, installing and maintaining your propane system. Clean Gas also offers propane for indoor and outdoor living. Clean Gas is a NPGA member and has CETP certified technicians, providing the highest quality of service to their customers. Same day delivery and emergency after hours services available. Opening hours are MondayFriday 7am-5pm and Saturday 7.30am12.30pm. SE E AD PAG E S 75 & 124

Home Gas Ltd. Walkers Road Plant, 490 Walkers Road, GT Tel: (345) 949 7474 www.homegas.net Home Gas supplies propane gas for residential and commercial use. Offering a full-360 service operation from installation to maintenance and repairs as well as gas supply and delivery. Home Gas also offers appliances, including water heaters, cooking stoves / ovens, dryers, generators, outdoor fire features, tiki torches and more. Their services are available on all three Islands. SE E AD PAG E 125

Petrol & Diesel The Utility Regulation and Competition Office (‘OfReg’) of the Cayman Islands confirms that there are 11 Rubis and 11 Esso (SOL) petrol stations in the Cayman Islands, all with attached convenience stores. There is only one independent retail station know as Refuel, located on Grand Cayman, which markets ethanol blended gasoline and biodiesel blended fuels. As of July 2020, the average full-service price for premium, regular and diesel fuel were CI$4.25, CI$3.85 and CI$3.87 respectively, although prices vary from one station to another. Self-service petrol prices are typically 5¢ less than full-serve prices. At the time of going to press, the cost of premium petrol in Florida was in the region of US$2.10 per US gallon (3.785 litres) or CI$1.75. The average price of a litre of fuel in the UK is around £1.13 for petrol and £1.18 for diesel per litre. Weekly prices for retail fuel across the Islands are posted on OfReg’s website: www. ofreg.ky. The (import) duty component of

of the fuel. It is specifically formulated for marine engines but works very well on automobiles as well. Cayman Islands Law states that all fuel stations must display their fuel prices in CI dollars and imperial gallons, except at Marinas where CI dollars per US gallon (which is approximately 20% less per volume than imperial gallons) is allowed. Make sure that you are being charged appropriately. Water (Tel: (345) 945 4277) and (Tel: (345) 949 2837) supply Grand Cayman with quality water. In the case of both companies, water is extracted from deep underground via a series of abstraction wells. The water that is extracted is saline groundwater that has to be treated using Reverse Osmosis. This process, with the addition of three fluoridefree chemicals, makes the water safe to drink straight from the tap. All chemicals added to the water are NSF International (formerly National Sanitation Foundation) Cayman Water

Water Authority - Cayman

approved for potable water use. Cayman Water serves the Seven Mile Beach and West Bay areas, while the Water Authority serves the rest of Grand Cayman and Cayman Brac (piped and trucked water). Currently piped water is only available to customers on the western end of the Island, the remainder is served by water trucks. The Authority will continue to expand its network in Cayman Brac, with a new Bluff Water Works facility. Both companies require you to fill out an application, present your Land Registry form for proof of ownership and pay a non-refundable connection fee that varies according to the size of your water meter. Please note that both companies only allow property owners (not renters) to apply for water service. If you are a tenant, please arrange with your landlord to receive duplicate billing. Always be sure to inspect your home regularly for dripping taps and “phantom flushing” toilets to avoid an unexpectedly high water bill. If you suspect a leak,

www. c a y m a n r e s i d e n t . c o m

127

SETTLING IN

gasoline is 75¢ per imperial gallon and 85¢ for diesel. The quality of gasoline sold in Cayman is equivalent to a mid-grade unleaded (octane level 89) and a super premium unleaded (octane level 93) often sold in the US. Some high performance cars will experience problems if they are not run on the highest octane fuel available. Refuel has introduced E10, a type of renewable gasoline containing 10% ethanol which reduces emissions while naturally boosting octane levels. E10 is sold at octane levels 87, 90 and 93. They also stock 2 grades of Ultra Low Sulphur Diesel B5 (up to 5% biodiesel) and B20 (20% biodiesel) which have similar emissions-reducing effect and high cetane levels. These fuels, which are used throughout the US and the UK, are compatible with most cars. Check your car’s owner’s manual to be sure. Scotts Landing at the Barcadere Marina sells diesel and gasoline to cars and boats. They add a high performance fuel additive called ValvTect which increases the quality

SETTLING IN

please contact a licensed plumber as soon as possible. At Cayman Water, in 2020, the first 3,000 US gallons for a residential customer will be charged at CI$18.98/1000 gal. Anything above that will cost CI$22.77/1000 gal. An energy adjustment factor surcharge is applied each month that varies according to the cost of electricity. Monthly meter charges also vary depending on the size of the meter, from CI$3.50 to CI$40 for meter sizes ranging from 5/8” to 6”. Cayman Water’s website provides additional information to customers, such as current water quality data and answers to frequently asked questions (www. caymanwater.com). At Water Authority - Cayman, the first 12 cubic meters (m³) (approximately 3,200 US gallons) will be charged CI$4.56/m³. Anything above that will cost CI$5.79/m³. In addition, there is also an Energy Adjustment Factor charge (which varies monthly and covers the fluctuations in the cost of electricity to

produce the desalinated water). Monthly meter charges also vary depending on the size of the meter, from CI$5.00 to CI$58 for meter sizes ranging from 20mm to 150mm. The Authority’s website (www.waterauthority.ky) allows property owners to register for an online account. While the Authority offers a variety of payment methods, anyone can pay their bill online at the Authority’s website regardless of whether they have an online account or not. It also provides information on outages, tips on saving water, water and sewage application forms, meter reading request forms and online fault reporting. For emergencies outside of business hours, please call (345) 946 4357.

Filter’ from Ion Faucet removes all the chlorine that is put in desalinated water and you can add a remineralising filter to put minerals back in which desalinated water does not have. See www.ionfaucet.com. Flowers Bottled Water 172 Seymour Drive, Industrial Park, GT Tel: (345) 949 8688 Email: sales@flowerswater.com They sell purified, chlorine-free water in fivegallon BPA-free bottles. They deliver to homes and offices or you can pick up five-gallon bottles from convenience stores and petrol stations Island-wide.

Bulk Water Flowers Block 184 Seymour Drive, Industrial Park, GT

Bottled Water Locally bottled water is clean, affordable, and tastes good. It can be found in grocery stores and petrol stations. Alternatively, you can install an under-the-sink well-water/ city-water filter system. The ‘City Water

Tel: (345) 623 0000 Email: customerservice@flowersgroup.com Offers bulk water for those who need their cisterns filled. They also provide pool water. SE E AD PAG E 208

We’re here for the long haul At Massy United Insurance, we’re at our best when you’re not. When you’re marooned by unexpected shipping problems, our Cargo Insurance Policy gives you the coverage you need to get back to smooth sailing. We’re here for everything, so give us a call today for Cargo Insurance that won’t leave you stranded.

HOME | MOTOR | BUSINESS | MARINE | TRAVEL

Massy United Insurance Ltd. Cayman Technology Centre 115 Printer Way, George Town T: 743-1900 massyunitedinsurance.com

128

CAYMANRESIDENT 2021

INSURANCE

Cayman has a wealth of insurance companies that can provide cover for your home, car, life, health, property, contents, liability and much more. Car Insurance Refer to the Transportation chapter for more information and page 130 in this chapter for insurance providers.

Home Insurance The average cost of annual house insurance is based upon a percentage of the property value and generally, includes liability insurance. Waterfront properties may attract higher insurance rates depending on

the value of the property, their proximity to the water, storm-protection features, and height above sea level. If your property is part of a strata corporation, the building must be insured in the name of the strata. Each owner then pays a portion, usually based on square-footage, which is often included in the monthly strata fees. The Cayman Islands Government charges a flat rate of CI$12 Stamp Duty on all insurance policies, plus an additional Stamp Duty fee of 2% of the premium for policies covering immovable property. This means that if you purchase or renew an existing policy on your home and the premium for the house is/was CI$5,000, you would pay Stamp Duty of CI$112 (2% of CI$5k plus CI$12). The fee is due in full at policy inception and does not go to the insurance companies. Shop around for an insurance rate to suit your needs. Contents Insurance Budget for about CI$500 per CI$35,000 of coverage. If you are renting a property,

For generations, CIC has been providing comprehensive insurance - for life, health, property, motor and more.

Cayman Insurance Centre LTD. Insurance Brokers

www.cic.com.ky

Join the circle of life. Enjoy peace of mind now and in the future.

Cayman Business Park, Thomas Russell Roundabout. P.O. Box 10056, Grand Cayman KY1-1001

MOTOR

MARINE

LIFE

HOMES & COMMERCIAL PROPERTIES

PROFESSIONAL INDEMNITY

DIRECTORS & OFFICERS LIABILITY

GROUP HEALTH

LIABILITY

CONSTRUCTION INSURANCE

GRAND CAYMAN (345) 949-4657 (345) 949-8137 CAYMAN BRAC (345) 948-1382 (345) 948-1380

www. c a y m a n r e s i d e n t . c o m

129

SETTLING IN

Health Insurance Under the law, all residents of the Cayman Islands must have health insurance, and all employers are obligated to ensure that their employees, their unemployed spouse and dependent children residing on-Island are also covered. The options for coverage range from the basic SHIC plan (Standard Health Insurance Contract), to premium plans which cover everything and cost a lot more. The law states that the employer must cover at least 50% of the cost of the basic SHIC plan but they are not obligated to cover any of the costs of your unemployed spouse or children. Therefore knowing how much your health insurance deduction will be each month is crucial to working out if you can afford to live here. The basic SHIC plan is not expensive: the cost for an individual is in the region of CI$150-CI$167 per month, for a couple it is CI$300-CI$372 and for a family it is CI$465-CI$508. If you would like to add dental and vision coverage then that costs approximately CI$30 more per month per individual. However, the benefits are fairly basic, so make sure to ask for a breakdown from your company. Most companies will also offer an enhanced or premium plan as an option, but the cost for this can be in the region of CI$400-CI$800 per individual per month, CI$1600 per couple per month and well over CI$2000 for a family. Make sure to ask how much of this you will be expected to pay. Health insurance rates depend on the size of the group, the age of the employees, if there are any pre-existing conditions and whether it is a standard or premium plan. Rates will increase each

year if there are any major claims. The good news is that premium plans always offer global coverage and the benefits are very extensive. The basic SHIC plan only provides on-Island care, and will only offer overseas care when treatment is not available in Cayman. The cover for dental, prescriptions, out-patient doctor’s visits or diagnostic procedures is also limited. If you have to find your own health insurance policy consider using a broker to see which insurance plan would work best for you. They don’t charge and they do all the leg work. Your doctor or dentist may also have some valuable advice as well. For more information, and to see a list of health insurance providers and brokers, please see the Health & Wellness chapter.

When it comes to your health and the safety and security of your family, choose Cayman First for everything that’s valuable to you. ‘First’ is more than our name; it’s our nature. Talk to us about Property & Casualty and Health insurance solutions to protect the things that matter most.

Get in touch with us today to request a quote. askus@caymanfirst.com (345) 949-7028

SETTLING IN

Cayman New Resident July 2018 final.pdf

26/07/2018

17:42

Get a quote today. www.caribbeanalliance.com

HOME

your landlord may have insurance to cover the contents provided in your unit, but anything belonging to you needs to be covered by your own policy. The risk of theft in Cayman is relatively low, however, due to the chance of flooding and hurricane damage, insurance is recommended. Insurance companies suggest you make a list of all your home contents and personal possessions, including relevant serial numbers, and the current replacement cost for each article. This will ensure you do not inadvertently under-insure your contents. The consequences of underinsuring your contents are simple: if the insurance company finds you have insured your contents for CI$10,000 when they are really worth CI$20,000, and your loss is CI$5,000, then they will only reimburse you CI$2,500. This is called the condition of average and is not unique to Cayman. You should review your insured items list every year to update the values, as these details will assist in faster claims settlements. Under-insurance is also applicable to your home insurance. You need to ensure your property rebuild valuation is current and the sums insured are adequate. If you own property that is part of a strata complex, your kitchen contents will likely be covered by the strata’s building insurance. Otherwise you will have to insure your kitchen appliances yourself. Insurance Providers Aon Risk Solutions (Cayman) Ltd. Tel: (345) 945 1266 Email: nigel.twohey@aon.com www.aon.com/caymanislands Products: risk management broker services

MOTOR CONTENTS • LIABILITY • BUSINESS • TRAVEL • MARINE

offering

commercial

customers

strata,

business and liability insurance, personal customer’s home, motor and marine insurance plus health, life and disability policies for

Tel: +1 (345) 949-9744 Email: Aleisha.Lalor@caribbeanalliance.com #203 Alissta Towers, 85 North Sound Road P.O. Box 1762, Grand Cayman, KY1-1109

130

CAYMANRESIDENT 2021

employer groups. SE E AD PAG E S 127 & 301 Balderamos Insurance Services Tel: (345) 945 3450

Briat Insurance

Products: Home, Contents, Motor, Liability,

www.islandheritageinsurance.com

Tel: (345) 945 0030

Business and Marine. SE E AD P R E VIOU S PAG E

Insurance providers for Home, Motor, Yacht, Commercial Property, Liability, Contract Works

Email: info@briatgroup.com

and Pension. SE E AD PAG E 132

www.briatgroup.com

Cayman Insurance Centre (Insurance Brokers)

Briat Insurance focuses on providing insurance

Cayman Business Park, Unit A3, 10 Huldah Ave

solutions and risk management services to a

Tel: (345) 949 4657

Marsh Management Services Cayman Ltd.

range of commercial customers, including group

Email: info@cic.com.jy or www.cic.com.ky

(Marsh)

health and executive homeowners. Through

Products: Life, Group Health, Individual Health,

Governors Square, 23 Lime Tree Bay Avenue

Briat’s extensive relationships throughout the

Property,

Main Tel: (345) 949 7988

industry, they have the ability to place into

Indemnity. Celebrating over 45 years.

Email: caymanoffice@marsh.com

both the regional insurance and international

SE E AD PAG E 129

www.marsh.com

Motor,

Liability,

Professional

specialty markets, including Lloyds of London.

Marsh provides clients with a single source

Briat is a global partner under the Gallagher

The Insurance Company of the West Indies

for

Global Alliance (GGA) programme. SEE AD PAGE 71

(Cayman) Limited (ICWI)

experienced team of professionals can assist

risk

management

services.

Their

Tel: (345) 949 6970

by developing a comprehensive employee

CG BritCay

Email: cayman@icwi.com or www.icwi.com

benefits programme, including group medical

Tel: (345) 949 8699

Products: Motor, Property, Casualty, Liability

and ancillary plans. The Property & Casualty

Email: info_ky@cgcoralisle.com

and Marine. Ask about REACT, Family Pack,

team offers insurance including but not limited

www.cgcoralisle.com

Uninsured Motorist, Accident Forgiveness and

to strata, marine, homeowners, business and

For more than 35 years, CG BritCay Insurance

Alternative Transport under Motor Policy.

liability insurance, contractor’s all risk and

has been known as a company that offers

SE E AD T H I S PAG E

professional indemnity. SE E AD PAG E 302

service. Products offered include: Property

Island Heritage Insurance Company, Ltd.

Massy United Insurance

and Casualty (home, motor, travel and

Tel: (345) 949 7280

Cayman Technology Centre, George Town

commercial insurance), Health Insurance

Email: customercare@islandheritage.com.ky

Tel: (345) 743 1900

security,

stability

and

great

customer

SETTLING IN

and Employee Benefits, Life Insurance and Pension Services. CINICO Grand Cayman Tel: (345) 949 8101 Cayman Brac Tel: (345) 948 8101 Cayman First Insurance Company Cayman First Centre 17 Vibert Bodden Drive, off Shedden Road Tel: (345) 949 7028 Email: askus@caymanfirst.com www.caymanfirst.com Cayman First Insurance offers a full line of general insurance products and affordable group and individual health insurance products, that are easy to understand and designed to put you and your needs first. Insurance Products: Health, Home, Motor, Marine, Casualty and Commercial. SE E AD P R E VIOU S PAG E Caribbean Alliance Insurance 203 Alissta Towers, North Sound Road, GT Tel: (345) 949 9744 Email: aleisha.lalor@caribbeanalliance.com www.caribbeanalliance.com

www. c a y m a n r e s i d e n t . c o m

131

who specialises in life insurance. Other insurance providers listed in this chapter may also provide life insurance.

Email: info.ky@massyunitedinsurance.com www.massyunitedinsurance.com Products: Home, Contents, Motor, Personal Accident, Marine and Business.

Michael Webster - Life Agent

SE E AD PAG E S 128 & 260

Tel: (345) 925 5433 Pensum Services

Email: michael.webster@cic.com.ky

Tel: (345) 923 6655

www.lifeinsurance345.com

Email: insurance@pensum.pro

Michael Webster offers protection for both

www.pensum.pro

your mortgage and family. He offers term life,

Pensum has 15 years of experience in

mortgage protection term life and whole life

international

policies. For peace of mind, call for a free, no

insurance

including

marine,

aviation, commercial and private property-

obligation quote. SE E AD PAG E 154

related insurance and health insurance for international crew members.

PENSIONS

Saxon Insurance

Tel: (345) 947 2966 Email: insurance@saxon.ky www.saxonmg.ky Insurance services include: vehicle, property,

SETTLING IN

contents, travel and commercial.

Life Insurance 195626_PRINT-Ad-Resident-ThirdPgPage Michael Webster is an independent broker

132

CAYMANRESIDENT 2021

Âť

Private (Non-Government) Pensions The Cayman Islands are different from other jurisdictions when it comes to pensions. There are two pension sectors in Cayman, privately funded pension plans and Government funded pension plans for civil servants (see the next page for information on Government funded pension plans). The private sector pension 9/16/20 plans are 12:16:00 fundedPM by employees and

employers, but Government-mandated. The Cayman Islands Pension Law requires both employees and employers to contribute a total of 10% of the employeeâ&#x20AC;&#x2122;s monthly salary to an approved pension plan. The law states that employees must contribute 5% and employers must match the 5%. Those who are self-employed are required to contribute 10% of their salary to a pension plan. In May 2016, the National Pensions (amendment) Law 2016 was passed with over 50 provisions revised. A few of those changes to the Pension Law include: > Adjusting the normal age of entitlement from the age of 60 to 65 for those who are 47 and younger as of January 1, 2017. Those who were 48 and older as of January 1, 2017, may still retire at 60 (early retirement at 50). > Raising the maximum annual pensionable earnings from CI$60,000 to CI$87,000. > Accessing voluntary contributions for housing, medical, educational, and unemployment purposes. > Non-compliance from employers can result in fines up to CI$10,000 and possible imprisonment. In April 2020, an amendment to the National Pensions Law was passed which enabled workers to access their private pension funds up to a certain amount to assist those who had been financially impacted by the COVID-19 pandemic. The scheme is open to both Caymanians and Non-Caymanians, as well as those who are self-employed. People who have already claimed normal or early retirement could not apply for withdrawal. Under the emergency-withdrawal scheme, private pension members can withdraw from their accounts 100% of their pension funds not exceeding $10,000, and 25% of funds in excess of $10,000. Those who left the Island after February 1st, 2020 are also allowed to withdraw funds from their pensions. Public servants have not been granted access to their government pensions. By September 2020, over 35,000

Registered Pension Providers BAF Insurance Company (Cayman) Ltd. Dot Com Centre, Dorcy Drive, Industrial Park Tel: (345) 949 5089

Suite 6201, 62 Forum Lane, Camana Bay Tel: (345) 640 9263 www.caymannational.com Chamber Pension Plan 2nd Fl, Strathvale House, George Town Tel: (345) 745 7630 Coralisle Pension Services Ltd BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699 Email: pensions_ky@cgcoralisle.com www.cgcoralisle.com Excellent

investment

returns;

competitive

administration/investment fees (no hidden fees); contributions allocated and invested every month; personalised & flexible investment strategies;

comprehensive

employee

and

employer statements; enhanced access that allows members to verify and make amendments to their account details and investment allocations online. Island Heritage Retirement Pension Plan Island Heritage House, 128 Lawrence Blvd

www.islandheritageinsurance.com Island Heritage and the BF&M Group of companies offer long-term value through active

capital

management

and

careful

analysis of risk/return. Pension members are provided with the solutions, resources, tools and guidance needed to develop and manage a retirement strategy. SE E AD PAG E 132 Silver Thatch Pension Plan (Powered by Saxon Pensions) Saxon Centre, 14 Saturn Close, Eastern Avenue Tel: (345) 943 7770

Public Service Pensions Civil servants and other public servants are members of the Public Service Pensions Plan (PSPP), which is administered by the Public Service Pensions Board (PSPB). This means that 15 Ministries and Portfolios of the Cayman Islands Government, along with 13 Statutory Authorities and Government Owned Companies are actively participating in the PSPP. As the largest pension administrator in the Cayman Islands, the PSPB oversees pension accounts for over 10,000 individuals, with over 1,800 of these members being pensioners. The PSPP has both Defined Benefit and Defined Contribution components. Any member who joined the PSPP prior to January 2000 is part of the Defined Benefit Plan portion. Individuals who join the PSPP after January 2000 are part of the Defined Contribution Plan. This means that if you are looking at starting employment with one of the PSPP’s participating employers, you will join the Defined Contribution Plan. Contributions & Rate of Return: For plan members of the Defined Contributions Plan, contributions of 6% will be deducted from your salary or wages and will be credited to your Employee Contribution Account. A further 6% of your pensionable earnings will be credited to your Employer Contribution Account on your behalf by your employer. The balances in both these accounts will increase each year based on a

credited rate of return, which is calculated from the average of the rates of return received on investments for the previous three years, net of expenses. Retirement Options: Depending on your age, years of service and if you have Caymanian Status are all factors that will determine your retirement options or options available to a plan member if they leave the PSPP before becoming eligible to retire. The normal retirement age is sixty-five, but early retirement options are available for plan members with at least ten years of qualifying service. Upon electing to retire, a plan member is able to collect a full monthly pension or they can elect to commute up to 25% of their benefit as a lump sum and receive a reduced monthly pension. If a plan member is no longer employed with a participating PSPP employer and they are not eligible for retirement, they have options to leave their accrued benefit in the Plan until retirement, transfer it to another approved plan in the Cayman Islands or request a cash-out of their accrued benefit. Of note, the cash-out option is subject to satisfying specific conditions relating to a non-Caymanian no longer working and residing in the Cayman Islands. Public Service Pensions Board: If members want to find out information specific to their pension they can meet one-on-one with a PSPB Member Services Officer. Walk-in service is available Monday to Friday or by appointment at both of the PSPB offices. The PSPB Grand Cayman office is located at the Government Administration Building (133 Elgin Avenue) in George Town and the PSPB Cayman Brac office is located at 5 Dennis Foster Road in Cayman Brac. For more information, visit www.pspb.ky or contact the PSPB on (345) 945 8175.

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

133

SETTLING IN

Cayman National Pension Fund

Tel: (345) 949 7280

THE

withdrawals had been made by pension members, totaling around $350 million. Government also implemented a ‘pension holiday’ retroactively from 1st April 2020 which was extended until at least the end of 2020, allowing both employees and employers to opt out of pension contributions for the duration. While the pension withdrawal scheme has been incredibly helpful for those who had their livelihood impacted by COVID-19, some Government MLAs have voiced their concern that it will have a significant knock-on effect some years down the line. If you have a query regarding the new Pension Law, call the Department of Labour and Pensions at (345) 945 8960 or visit www.dlp.gov.ky.

Home Finding a

Photos courtesy of Heritage Holdings and Jonathan Sparrow

Overview of Cayman’s residential areas, renting guidelines, resources for finding a place to live, buying a property and temporary accommodation.

FINDING A HOME

Overview of the Property Market - Land & Homes - Condos & Apartments - New Developments - The Real Estate Industry in Cayman

134 136 136 136 138

Overview of Residential Areas - Grand Cayman - Cayman Brac - Little Cayman

140 140 150 151

Buying a Property - Stamp Duty & Other Charges - Legal Conveyancing - Mortgages & Borrowing - Insurance Required for Mortgages - Strata Titles - Property Valuations & Appraisals - Pitfalls to Avoid - Home Inspections & Site Surveys - Property Management Services - Realtors - Sales

152 152 153 154 154 154 154 156 156 157 158

Renting a Property - Starting Your Search - Related Costs - Realtors - Rentals

160 160 160 161

Temporary Accommodation

161

OVERVIEW OF THE CAYMAN PROPERTY MARKET

134

CAYMANRESIDENT 2021

During the first two months of 2020, development activity in Grand Cayman was as active as it has ever been, owing to strong tourism figures and a flourishing local market. However, the arrival of COVID-19 to Cayman’s shores in March, which swiftly led to border closures and a government-mandated local lockdown for the next several months, has certainly impacted business. Locally, unemployment rates (particularly in the tourism sector), instances of wage cuts and job uncertainty all rose, and people were more cautious about tying themselves to bigger investments. Yet various stimulus measures, such as pension pay-outs, rent forgiveness, payment deferrals, as well as the gradual reopening of the borders in October has seen some re-stabilising after a very slow second quarter. While a transaction on Seven Mile Beach which was being negotiated before the wider global spread of COVID-19 eventually went to contract at a price 7% below what estimates suggest it otherwise would have sold for, others are closing without any reductions in price! Despite the Island’s tourism industry effectively shuttering, there is still international interest in Cayman’s real estate market. Compared to the rest of the world, Cayman has fared remarkably well in containing the spread of the virus. Globally the stock market quickly rebounded after the initial losses experienced during the first half of 2020, and while the US and the UK continue to battle record numbers of COVID-19 infection rates,

overseas buyers are increasingly looking to small, attractive locations like the Cayman Islands to make an investment and this is great news for sellers!

FINDING A HOME

Land 2020 was an up and down year for land sales, which is to be expected considering the global climate. 29% fewer Low Density Residential land parcels were sold in 2020 vs 2019, with the average price being 21% less than last year. These lots are often sold for single family homes in more attractive areas and are more expensive per lot than others. The decreases here may have been a pricing issue due to several previous years of price increases. 66% more Medium Density Residential land parcels were sold in 2020, with the average price being 40% less than last year. Local developers often prefer this category because it allows more density of development in more attractive locations than high-density land. 50% fewer High Density Residential land parcels were sold in 2020 with the average price being 10% more than last year. Many of these parcels were sold over the past few years leaving us with a lack of supply in this category and this alone will lead to price increases. 17% more Beach Resort Residential land parcels were sold this year with the average price being 48% more than last year. These are development parcels and are considered a longer-term play, and as such are not as affected by COVID-19. Beach is always a preferred option for purchasers if they can afford it. Homes Although inventory is slim and sales move fast, there are still a variety of homes available in the Cayman Islands at different price-points, ranging from a 2-bedroom cottage in Cayman Brac for US$162,000 to a waterfront palace in Grand Cayman for US$39,950,000 (October 2020)! 43% fewer singlefamily homes were sold in 2020 vs 2019 with the average price being 5% less than 136

CAYMANRESIDENT 2021

last year. The drop in the number of sales during the COVID-19 lockdown should not surprise anyone since the purchasers had to be largely local. However, the fact that the average price was similar to last year indicates local confidence in the housing market as well as some positive response to local Government stimuli and international interest didn’t dwindle entirely. Some sales were made during this period by real estate agents who continued to sell to international buyers with virtual showings and tours. Condominiums & Apartments Condos will always be in greater demand than other residential options in a resort location like Cayman. However you should keep in mind the longer you expect to stay in Cayman, the less this living style will fit as many condos are designed for short-term stays both in their physical designs and in their by-laws. It is also worth noting that many of the Island’s new-builds are trending towards smaller unit sizes with equally, if not higher price-points, depending on the area. Before making a purchase, read the Strata By-Laws to ensure they meet your personal requirements and review strata or condominium fees to determine if any assessments are pending and whether insurance payments have been factored in. There are 601 condos available for sale across Cayman (October 2020), the majority of which are either pre-construction units or in-land developments. A 1-bed inland unit in West Bay goes for CI$120,000, while a 4-bed on Seven Mile Beach at the Watermark is priced at CI$11,479,180. Remember that anticipated sales numbers can be misleading as these are often refundable ‘reservation deposits’ which are subject to some natural fallout during the formal contract process, or some marketed developments may not have funding locked in yet, and may never be built. Talk to someone who is not representing the developer to get a

better feel for the likelihood of a certain project coming to fruition. 24% fewer condos were sold in 2020 vs 2019 with the average price being 18% less than last year. Again, the lack of tourist purchasers would have affected the number of sales. A reduction in average price is also an indicator of the lack of tourist purchases as more purchases were likely made in lower cost developments by local buyers. 43% fewer multi-units were sold in 2020 vs 2019 with the average price being 53% less than last year. Existing units are only coming on the market if the pricing will allow sellers to realise a profit. Nobody really wants to sell their Cayman property, but sometimes the appreciation just gets the best of them; that, and maybe a change of living circumstances (age, divorce, downsizing, etc.). Many property owners in the SMB area live abroad and rent their units out for the majority of the year, but due to Cayman’s border closures in 2020, the rental market was significantly affected as the previously rapid rise of rental rates stopped very quickly. This caused return on investment percentages to drop and prices of rental properties also had to drop to provide a return high enough to attract a purchaser. New Developments With the real estate market being so strong, and current inventory being in short supply, it is no surprise that developers are taking this opportunity to replenish the marketplace. As always, Seven Mile Beach is thriving. After years of planning, the Hyatt will be developing Grand Hyatt Residences. Grand Hyatt will be a 20-storey resort located on Pageant Beach. It will feature a new 351-room hotel, with 167 residential units. Studios and 1, 2 and 3-bedroom units are priced between US$522,000 and US$4.18 million. Eleven Parc, on the Seven Mile Beach corridor, is comprised of 17 new townhomes. Units range from 2.5 to 3 bedrooms, all equipped with a private garage, gourmet kitchen and swimming

KASS COLEMAN Member of

27+ years with the BEST

“Let Experience Work For You!” 949-2396 / 1 (877) 286-4243 kass.coleman@remax.ky

7 Mile Shops | West Bay Rd. | Each office is independently owned

FINDING A HOME

pool, and prices start around CI$795,000 (depending on the location of the unit). Also on the Seven Mile Beach corridor is ONE Canal Point. With 73 units in total, ONE offers residents a carefully considered selection of 1, 2 and 3 bedroom plus den condominiums and townhomes. World-class amenities include a dog park, community fruit tree orchard, children’s playground, communal roof terrace and 25m lap pool. Prices start at US$600,000 up to just under the US$2 million mark. Across the way, in Crystal Harbour, is Diamond’s Edge, which offers owners unparalleled views and direct boating access via a private channel. This serene and private oasis will be replete with lush landscaping, finished seawalls and high-end cantilevered docks. Estate lots are construction ready, no pilings required and are seconds from the North South Golf Club. Underground utilities, extensive streetscaping with custom lighting make this luxury community a truly rare and distinctive place to call home. Nautica, also in Crystal Harbour, presents a whole new concept of oceanfront living. 2, 3, and 4 bedroom condominiums are built around a state of the art marina for boating enthusiasts who want the highest standard of living as well as the ease of access provided by the owner’s channel cut directly to the North Sound. With fitness trails, boardwalks, and a clubhouse all within walking distance of the North Sound Golf Club, this development offers a private, secure and upscale lifestyle. Further west, SeaDreams, a luxurious 8-unit, 4-storey oceanfront boutique complex will be located on North West Point Road. With 4 storeys and only 2-units per floor, residents will enjoy large living spaces, as well as fantastic amenities including a pool and BBQ area. Units start at just over US$1,000,000. The Meadows at Batabano redefines Island living, combining old Caymanian design elements with modern functionality and facilities, including two expansive pools and a clubhouse. Choose between 1and 3-bedroom units. 138

CAYMANRESIDENT 2021

Dart Real Estate and NCB Group broke ground on Camana Bay’s first for-sale residential development, OLEA, in early 2019. Amenities will include beautifully landscaped common areas, a resort-style pool and a fully equipped gym, and property options will range from 1-bedroom condos to 4-bedroom townhouses. Phase 1A construction is underway, and Phase 1B is slated to begin end of 2020. The South Sound area shows no signs of slowing down. Davenport Development introduces Bahia, which will blur the line between vacation and ‘reality’ on the shores of South Sound. Scheduled to break ground in 2020, Bahia residents can enjoy amenities typical of a high-end resort: boasting open roof terraces, an Olympic training pool and 200m ‘resort’ pool, tennis courts and yoga studio, a clubhouse and full-time on-site property manager. Best of all, units are priced between CI$475,000 and CI$850,000, making luxury affordable. Vela is continuing to expand with the addition of Phase III. Owners in this phase will have access to all the amenities of Phase I and II, including two fully serviced gyms, a clubhouse and function room, yoga room, tennis courts, Olympic sized swimming pool and the security of a gated community. South Bay Residences by Palmyra Developments offers spacious waterfront living. Each townhouse is fitted with luxury amenities and tenants can enjoy use of the communal facilities in a lush landscaped setting. Indigo Bay, located in eastern South Sound, is an upcoming luxury development comprising of 29 ocean-view villas. With panoramic views of the Caribbean Sea from sunrise to sunset, each home is designed to seamlessly blend indoor and outdoor living. Communal amenities include private dock and gazebo, pet-friendly Indigo Park, roof top patios with outdoor kitchen, jacuzzi and shade structures, on-site multi-purpose community centre and storage lockers for paddle boards and kayaks. Only threebedroom units remain in Phase I, starting price US$1,549,000. Nearby, the Grand Harbour area also has

a number of new residential developments underway. Allure, which will hug the coastline and offer unimpeded views of the North South, is sophisticated Island living at its best. Featuring 2 and 3-bedroom luxury condos and a wide range of amenities. Prices start at US$488,000. Arvia will be a single-phase development, located on the Grand Harbour Canal, comprising of 96 condos, and interestingly the first approved aerial subdivision on-Island. The condos will be clustered around a small marina-like set of docks, ensuring each home has a view of the waterway. The units will range in price from US$606,353 to US$834,486. Periwinkle is a new housing development that combines all the great attributes of living in Cayman Islands, with the principles of new urbanism. There is a strong focus on sustainable living and enjoying Cayman’s world class waterfront living. There are a mix of garden townhomes, courtyard townhomes and waterfront townhomes available and prices start between CI$650,000 and CI$1.1m. The Real Estate Industry in Cayman Pre-1980 Cayman’s real estate market could best be described as the Wild West. There were no real estate laws, no safeguards, and no consistency of business practices except that it was every man for himself. In 1987 a group of local realtors agreed to work together and founded the Cayman Islands Real Estate Brokers Association (CIREBA)

. Their purpose, as a not-forprofit organisation, was to try to regularise the industry for the benefit of buyers, sellers, and realtors. They created a hybrid of the US and Canadian real estate systems of that time, added a sprinkling of the most acceptable Cayman market norms of the day, and wrapped it all in British Law. Not only did that lead to the Caribbean’s first Multiple Listing System (MLS), but also to a 3-part course of study for brokers and agents, including entry level testing and continuing education, a required code of ethics and comprehensive set of rules and regulations with penalties for noncompliance. In short, CIREBA became (SEE AD PAGE 142)

when others see a

HOUSE we see a

WORK of

ART

Discover your masterpiece. Christie’s International Real Estate’s and Provenance Properties’ curated networks of property specialists are trusted advisors in the art of connecting buyers and sellers of fine homes.

The Residences at Seafire Seven Mile Beach, Grand Cayman From US$1,400,000 MLS#: 408247, 50, 57, 409578-79, 410013, 411301, 411361, 411752-55, 412160

Call +1.345.640.7000 or visit the website.

provenanceproperties.com

MEMBER OF CIREBA

FINDING A HOME

the gold standard for the Cayman real estate industry and eventually its quasi-regulatory body. This meant the industry did not have to be regulated by Government, which has been a bonus for all concerned. To say that CIREBA was a significant contributor to what the Cayman real estate industry is today would be a gross understatement; there is no way our industry could have ever approached its current levels without CIREBA. There is still nothing close to it anywhere in the Caribbean – although it has been copied elsewhere (often with help from CIREBA). Currently there are 35 broker members with over 200 agents and they make up the vast majority of all Island practitioners (although there are a few outliers as membership is not compulsory). These brokers share their property listings in an online Multiple Listing System and they work together on real estate transactions which allows buyers to see all the properties and still work with their single favourite agent. It also allows sellers to get the widest possible exposure for their properties. The association works closely with the Cayman Government on any issues relating to the real estate business to ensure a good experience for all involved. Legal Overview The real estate market in Cayman is simple and straightforward. Apart from a one-time stamp duty, there are no annual property taxes or restrictions on foreign ownership by individuals and title is granted and guaranteed by the Cayman Islands Government. Title to land is recorded in a modern, reliable and centralised land registry, where every plot of land is mapped and given a descriptive title number based on location. Any encumbrances such as mortgages, rights-of-ways and cautions pending contracts are recorded on the title register of the parcel of land. As a result of this there is no need for lengthy title searches, 140

CAYMANRESIDENT 2021

title companies or title insurance. In fact, title companies and title insurance do not even exist in Cayman. Vacant land can be owned and held for future investment potential. To date, Cayman real estate has proven to be an attractive and profitable investment. Owning land in the name of a corporation is possible, but strict rules apply and a lawyer’s advice is essential. Buildings are subject to a series of planning permissions and building permit approvals. These are monitored by the Cayman Islands Central Planning Authority and Building Control Unit, which carries out plan reviews and onsite inspections that relate to site, building, plumbing, mechanical and electrical works. There are also requirements for structural engineers to take into consideration such as seismic design principles depending on the building heights and purpose of the building. Construction materials have to be imported and are subject to duties that range from 15%-22% on the landed value (which includes duty on the shipping costs). Consequently, the cost of building is considerably higher than in places where materials are more readily available. Refer to the Building in Cayman chapter for a detailed guide on building a residential property, as well as a list of building professionals in the Cayman Islands. Attorneys are usually used by a purchaser to aid in understanding the difference between our system and what they are familiar with back home. An attorney can also help with more complicated transactions, and ensure that the somewhat archaic procedures required by the Cayman Islands Land Registry are more easily negotiated. The biggest difference between a purchase here as opposed to most other jurisdictions is the Stamp Duty which is a 7.5% fee based on the sales price of the property. It is paid to Government after closing on each transaction in order to register your title and it is normally paid by the purchaser.

OVERVIEW OF RESIDENTIAL AREAS IN GRAND CAYMAN

Seven Mile Beach (SMB)

WEST BAY ROAD SEVEN MILE BEACH

is divided into two areas: the beach and across the road from the beach. Both are ideal locations within walking distance to restaurants, bars, nightclubs, shops and Camana Bay. There are many apartment complexes on Seven Mile Beach itself, but most are rented out for shortterm, daily rentals. However, some offer long-term rentals like George Town Villas, The Grandview, Sunset Cove, Laguna del Mar, Seagull Condominiums, Lacovia, The Sovereign and The Pinnacle. Monthly rental prices in this area range from a low of US$2,000 to a high of US$35,000+). Areas such as Snug Harbour, Parkway, Governors Harbour, Canal Point, Crystal Harbour and the Cayman Islands Yacht Club area are all nice places to live and really popular with families, though the prices of properties can vary significantly between them. There are many four-bedroom houses in these areas but you can also find upscale two and three-bedroom apartments in a few of them. Properties are usually well maintained and professionals tend to rent or buy them. These neighbourhoods around Seven Mile Beach are generally quiet areas, near to restaurants and the beach. There is also a very good school in Camana Bay called Cayman International School, which follows the International Baccalaureate education system and accepts children from two to 18 years of age. They recently underwent an expansion which allows them to accommodate just over 1,000 students. Britannia apartments are popular and vary in price, but based on the large number of units you can usually find a motivated seller. Apartments have either canal, pool or park views and the property is walking SMB

Imagine Life

Here

No 1 E S

PHA

% 5 7 LD SO

Exquisite oceanfront townhouse villas on South Sound Inquiries: 936-1056 www.indigobay.ky

FINDING A HOME

distance to Camana Bay and all its great facilities. Snug Harbour lies to the east of the West Bay Road and is reached from the Esterley Tibbetts Highway. This is a sought after residential area and is very popular with families. As well as being family and dog friendly, Snug Harbour has the advantage of being close to Seven Mile Beach and Camana Bay with easy access to George Town and West Bay. The area has two roads, Jennifer Drive and Andrew Drive, which run parallel West-East and finish at the North Sound. There are a number of intersecting roads in-between. Much of the residential housing consists of detached family homes with gardens, ranging from modest two bedroom homes to more upscale, five/six bedroom residences. However, there are several apartment buildings and townhouses here too, particularly towards the North Sound. Residents of Snug Harbour enjoy the added benefits of use of the

142

CAYMANRESIDENT 2021

Snug Harbour Park. This consists of a tennis court, a basketball court, a children’s playground and a large grassy park. This is a popular meeting spot for families. Residents can book to use the tennis and basketball courts online. Palm Heights Drive lies to the south of Snug Harbour and is accessed through the main Snug Harbour entrance. This is another popular residential location. One side of this road lies on the picturesque Britannia Canal, where you can find a number of attractive residential canal front houses and apartments. The other side of Palm Heights consists mostly of detached family homes, some with beautiful gardens. Palm Heights Drive is often mistakenly considered to be part of Snug Harbour, but this is not the case. Whilst residents here use the Snug Harbour park and playground, they are not able to book the tennis and basketball courts.

Camana Bay

Camana Bay and

its town centre are situated on 685 acres that stretch from the sea on Seven Mile Beach to the North Sound on the other side. The design of Camana Bay is based on New Urbanism, a planning model that promotes “walkability” through a mix of housing, shops, restaurants, public spaces, schools, and parks. Streets and walkways are interconnecting, offering a safe and scenic stroll or bike ride, while shady courtyards nurture social gatherings and a sense of community. Traffic is also minimal and developer Dart Real Estate has continued that theme, building a four-lane vehicle underpass so pedestrians can safely travel from Seven Mile Beach over the bypass to the Camana Bay Town Centre and

With access to over 1500 listings in our MLS system, let our award-winning, experienced local team work for you.

We know you’ll love living here, we do.

FINDING A HOME

waterfront. Designed by a team of awardwinning architects and planners, Camana Bay has a contemporary style inspired by traditional Caribbean architecture and is landscaped with beautiful mature trees and native plants to give it a distinctly Caymanian character. With a cinema (Camana Bay Cinema), notable restaurants, Foster’s Supermarket, a weekly Farmers Market, a working ceramics studio, a yoga, sports massage and physiotherapy studio, bookstore, clothing stores, doctors’ clinics, pharmacy, a 24-hour gym, two schools, residential housing and prestigious office space for businesses, Camana Bay has become a very popular place to live simply because it welcomes the return to a traditional style of community – a friendly neighbourhood. Residential rental options include The Terraces, which are a collection of 63 one and two-bedroom apartments (some of the two-beds have a den which could be used as a third bedroom) with over 28 different floor plans. They are available for long-term rental and are in the heart of Camana Bay’s Town Centre. Beautifully decorated with spacious private balconies, fully equipped contemporary kitchens, state-of-the-art electronics and flatscreen televisions, The Terraces also boast around-the-clock security and property management, underground parking and video entry lock systems. Benefits for residents include gym membership and secure underground parking with elevator access. Each of the two Terraces towers has its own lap pool and leisure area with fresh water showers, bathrooms, seating areas and an outside kitchen with a high-end gas barbeque. The Terraces are equally popular with families and young professionals and pets are welcomed. OLEA, which broke ground in early 2019, is Camana Bay’s first for-sale residential development, made up of an assortment of condominiums, townhouses and duplexes, located to the south of Camana Bay’s Town Centre. Major features of this amenity-rich waterfront neighbourhood include the Island’s first lazy river, a resort-style pool, a waterfront boardwalk, beautifully landscaped common

345.623.1234 www.SIRCaymanIslands.com Governor’s Square Seven Mile Beach, Grand Cayman, Cayman Islands info.cayman@sothebysrealty.ky Each Office is Independently Owned and Operated. Member of CIREBA

www. c a y m a n r e s i d e n t . c o m

143

areas, a yoga garden and a fully equipped gym. Living in Camana Bay is all about the lifestyle it offers more than anything else. Being able to walk everywhere (particularly if your work place is located there) and having everything taken care of for you, as well as access to world-class dining, entertainment (concerts and festivals), shopping and children’s activities right on your doorstep, is incredibly appealing.

The Terraces at Camana Bay Dart Real Estate Tel: (345) 640 4000 Email: info@camanabay.com www.camanabay.com An exclusive property in the heart of Camana Bay owned by Dart Real Estate, The Terraces offers residents the ‘work, live and play’ dream. With direct access to all of Camana Bay’s renowned amenities, The Terraces offer modern one-bedroom and twobedroom apartments. SEE AD THIS PAGE

OLEA (Sales & Presentation Centre)

South Sound

Market Street, Camana Bay Tel: (345) 640 6532 Email: olea@camanabay.com OLEA, Camana Bay’s first for-sale residential development, is an amenity-rich waterfront

proximity to the water, schools and George Town. It is also home to the Cayman Islands Rugby Club, Tennis Club and Squash Club, public dock, a government boat launching ramp, beaches and a seaside boardwalk. Cayman Enterprise City is set to build its main 850,000sq ft campus in South Sound, and Harbour Walk, a multi-purpose retail, residential and commercial location in Grand Harbour is already underway. One downside to South Sound being such a popular area to live is that the traffic during rush hour can be bumper to bumper the entire length of South Sound Road. Apart from SMB, South Sound is one of the most convenient and, therefore, expensive areas in which to buy or rent on the Island.

neighbourhood located minutes from Camana Bay’s Town Centre which will feature Grand

SOU TH SOU ND

Canal Front Living

Cayman’s first lazy river, a resort-style pool and the largest solar array of any residential development on Island. Visit the OLEA Sales &

FINDING A HOME

Presentation Centre to learn more about its 124 condos, townhomes and duplexes. Open MondayFriday 12pm-5pm (or by appointment).

is currently seeing a boom in development. Take a drive down South Sound Road and you will see numerous developments on both sides of the road. The popularity of South Sound isn’t surprising given its South Sound

The life to live. • One- and two-bedroom homes available for lease • Short- and long-term leases available • 24-hour on-call security • Rooftop pool and BBQ • Access to car-share initiatives • Exclusive access to Camana Bay Perks programme • Underground parking • Fully furnished • Pet friendly

where life blossoms

CAMANABAY.COM

+1.345.640.4000

theterraces@camanabay.com

144

CAYMANRESIDENT 2021

• residential • beachfront & canal • developments • commercial • investment

REAL ESTATE IS OUR BUSINESS

Trust the purchase or sale of your property with a company synonymous with Cayman real estate for almost 50 years.

FINDING A HOME

There are a number of waterways that cut inland from the North Sound, creating canal subdivisions that are a very nice, more affordable alternative to buying or renting property directly on the oceanfront. If you are planning to buy a boat, you cannot beat the convenience of having a dock right in front of your home or apartment. There are 20 canal subdivisions in Grand Cayman, half of which can be found along the Seven Mile Beach corridor and West Bay, and the other half run east from Prospect to North Sound Estates and the Cays in Rum Point. Canal subdivisions take time to mature and to be built-out and this will have a significant effect on the values that land and homes in these areas can command. Over time this will change as various subdivisions develop and it is something to think about when buying. The following is a pretty straightforward and honest overview of the various canal subdivisions which can be classed into five levels, one being the most expensive and five being the most affordable. Some subdivisions straddle two levels and this invariably depends on specific roads within the area and the quality of the homes and landscaping on those roads. Level 1: Top-of-the-line estate homes. Meticulously maintained with strong covenants and manned security gate. Vista Del Mar and Salt Creek are first in class in these tier one communities because of their formal security and attention to detail, well maintained public open spaces and the quality of the homes build within. The most expensive non-beachfront homes are found here. OLEA, Camana Bay’s first for-sale residential community offers beautifully landscaped common areas and access to the highest-quality amenities. Level 2: Excellent maintenance and services. Luxury homes with a manned security gate and strong covenants. Crystal Harbour leads this class of the field and has been one of the most actively developed canal subdivisions on Grand Cayman in recent years. New

Exclusive Agents for:

• Lalique Pointé • Crystal Harbour • Harbour Reach • The Channels • FIN Grand Cayman

949-5250 | 945-1313 www.crightonproperties.com

CIREBA MEMBER

www. c a y m a n r e s i d e n t . c o m

145

FINDING A HOME

to Crystal Harbour is the upscale subneighbourhood of Lalique Pointé and recently sold out Cypress Pointe North developments. The redeveloped Cayman Islands Yacht Club has benefitted the most from direct access via the Esterley Tibbetts Highway, and residents are taking advantage of its boating facilities and two very good restaurants (Morgan’s and Bàcaro). In due course, a pedestrian trail to Seven Mile Beach will be built. New to the Yacht Club area is the gated waterfront community called Stone Island, which is being developed by the same people behind The WaterColours. Britannia is fading a bit, but is still very well-regarded and a convenient living location. One important consideration, if you are planning on buying land to build on, is that concrete pilings are required in the house foundations of properties in both the Yacht Club and Crystal Harbour. This raises the cost of construction considerably. Level 3: Good services with upper-

146

CAYMANRESIDENT 2021

middle class luxury homes. Well maintained with good covenants. Canal Point is in this class followed by The Shores and Mangrove Point, all gated neighbourhoods with evening manned security. Governor’s Harbour has lost its sheen due to there being no landscaping buffer from the Esterley Tibbetts Highway, and haphazard road maintenance, but could come back. A newer canal development in the area is Clipper Bay, which is located between Snug Harbour and Canal Point. Grand Harbour is the most conveniently located of the Eastern subdivisions and many of the homes here are high level properties. There are three distinct areas to Grand Harbour: the older and more developed side called South Reach, which is now a gated community, The Isles and The Estates, both of which have had a lot of building going on recently. The commercial area of Grand Harbour has a recently renovated supermarket called Hurleys,

plus two restaurants and a very well-run and popular Skate Park which gets active in the evenings with 6-16 year olds. A little further east, Patrick’s Island has some older and beautiful homes with mature landscaping and wide open basins. It also backs onto a huge sway of undeveloped land with numerous dyke roads cut into it which lead to the North Sound, via numerous inland lakes, and are lovely for walking dogs, running and getting away from it all. Sunrise Landing rounds out this level. Both of these last subdivisions are popular with successful local entrepreneurs. No houses are built in the Cays yet. Level 4: Decent services with mixed mid-level homes. Older subdivisions like Red Bay, Omega and Prospect all have their “good” and “not as good” sections. As one of the newest projects, Newlands Sound has the potential to move higher but has no homes yet, though land is for sale. Palm Heights in Snug Harbour has the benefit of looking across at Britannia, but this area contains mainly duplex properties. Canal subdivisions in this level: Palm Heights, Omega and Newlands Sound. Sunrise Landing and the Cays at Rum Point all straddle level 3 and 4. Prospect, Red Bay and North Sound Estates all straddle level 4 and 5. Level 5: Minimal maintenance and either no covenants or these are not enforced. Mid-level to lower-value homes, but most still to a very reasonable standard. All these subdivisions are similar and are mixed quality developments. The developers are now deceased, so there is no consistent ongoing maintenance responsibility. North Sound Estates is farther out, but has been quite active due to pricing. Some homes are very nice, but there is too much debris around keeping prices down. Canal subdivisions in this level: Red Bay, Prospect and North Sound Estates, all of which straddle level 4 and 5, depending on which street you are looking at.

Prospect & Red Bay

PROSPECT & RED BAY

West Bay

WEST BAY

This is a residential area at the top western end of the Island. It is less expensive than George Town or Seven Mile Beach and there are some lovely homes and condominiums on or near the sea. The canal front area called The Shores commands premium prices on rentals and sales, as do properties on Boggy Sand Road, the last residential neighbourhood remaining on Seven Mile Beach. Popular seaside West Bay condos which offer long-term rentals include: Coconut Bay, Ocean Side Plantation, Westview and Villas Pappagallo. West Bay also has some wonderful restaurants including Calypso Grill, Cracked Conch, Macabuca, Ristorante Pappagallo and VIVO. Tourist attractions like the Cayman Turtle Centre and the Cayman Motor Museum are also in West Bay. Diving from the Cracked Conch restaurant and from Lighthouse Point nearby is also very popular. Divetech, the on-site dive shop at Lighthouse Point is very welcoming, and friendly staff can explain where nearby dive sites are and they will also take you to the Kittiwake. You can also go horseback riding and bicycling along a rugged and little travelled beach called Barkers National Park, which spans part of the northern tip of West Bay. Barkers Beach is a

FINDING A HOME

Prospect and Red Bay, which are right next to each other, are one of the fastest growing areas in Grand Cayman. They are close to George Town, the schools and the Shoppes at Grand Harbour which has various shops, a school, two restaurants, a large supermarket (Hurley’s Marketplace), and the Caribbean’s largest skate park: The Mountain Dew Black Pearl. Harbour Walk, a new destination location featuring residential, office and retail space has just broken ground next to Grand Harbour and is scheduled for completion is early 2021. There are also two banks in the area, as well as the Department of Vehicle and Drivers Licensing. Also in the Red Bay area are the Cayman Islands Sailing Club, King’s Sports Centre and Powerhouse Gym. The commute to town (outside of rush hour) from this area is relatively quick (10 minutes), but traffic does get backed up during rush hour at the Hurley’s roundabout. Expect the regular commute at the height of rush hour to take 35 minutes, but you can shave 15 minutes off that time if you live at Grand Harbour. There are lots of residential homes in this area with a mix of inland, canal front and oceanfront properties. There are a few really nice areas to look out for in Red Bay and Prospect: the first is Old Prospect Point Road, a quiet beachfront community found on a winding road where longtime Cayman residents have built very exclusive million-dollar homes. The second area, called Patrick’s Island, is an upscale residential area with canal frontage, where land is still available and many desirable four and five-bedroom homes have been built. The third is

Grand Harbour, which is located immediately behind Hurley’s Shopping complex. Consisting mainly of canal front homes: the south side of it, called South Reach, is a gated community and almost completely built out. The other side of the canal has the Isles and the Estates, and it has been a very active area in terms of new home construction.

www. c a y m a n r e s i d e n t . c o m

147

nice area to get away from it all and is popular with dog walkers and kite surfers. Please note the area is always closed to vehicle and pedestrian traffic from sunset to sunrise. It currently takes about 20 minutes to drive from West Bay to George Town using the Esterley Tibbetts Highway. George Town (GT)

G EORGE TOWN

George Town is

the capital of the Cayman Islands. It is located on the southwest corner of Grand Cayman and has a busy port, with an influx of several cruise ships almost daily and cargo ships unloading most evenings. The main roads in George Town are North and South Church Street, which run through town parallel to the sea. Walkers Road has most of the schools on it (Truth for Youth, Cayman Academy, Calvary Baptist, John Gray, CIFEC, St. Ignatius, Cayman Prep, Sprogs - in that order from GT end to the South Sound end) and also many residential properties. Smith Road, Shedden Road and Eastern Avenue cut through town and run down to the waterfront roads off North and South Church Street. Most of the properties in George Town are mid-range in price. It is a good area to live in if you have schoolaged kids, as the main school areas are on Smith Road and Walkers Road and are literally five minutes from the town centre. Also, with increasing traffic levels, it means you will avoid the main rush hour traffic jams (the routes in from West Bay/Seven Mile Beach and the Eastern Districts are slow-moving at peak times). Private prep and high schools in this area include St. Ignatius Catholic School, Cayman Prep and High School, Triple C, Cayman Academy, Calvary Baptist Christian Academy as well as Truth

FINDING A HOME

148

CAYMANRESIDENT 2021

for Youth. A lovely neighbourhood off Walkers Road where houses occasionally come up for sale (and are quickly snapped up) is the upscale Webster’s Estates. All the homes sit on larger than usual plots, have mature shade trees, large gardens and are architect designed. No apartment complexes have been allowed to be built in Webster’s Estates, so there is a quiet community and family feel to the area. On the apartment front, there are many condominiums for rent off Walkers Road starting at CI$1,000 for a studio, CI$1,300-CI$2,500 for a one-bedroom apartment and CI$2,000 CI$2,800 for a two-bedroom unit. Some of these apartments look and feel dated, so it is worth looking around and not getting discouraged, as there are some gems as well. A few of the nicer options in this area include the townhouses at The Retreats and also the L’Ambience complex off Fairbanks Road. The latter has a multitude of mature shade trees, lush landscaping, two pools and huge communal grassy areas. These are family oriented complexes and pets are allowed. If you are looking for high-end luxury, then check out Casa Luna, SeaView, Oceana and Fin. All are on the waterfront in George Town and offer luxury living for upwards of CI$1 million. Savannah, Lower Valley, Newlands & Pedro St. James

SAVANNAH, LOWER VALLEY, NEWLANDS & PEDRO

This is another area with both inland and canal front properties. Sunrise Landings and North Sound Estates (both canal front areas) fall within Savannah and Lower Valley. These areas are very popular with young families as land is still affordable. You can also easily find canal front house plots for sale at a reasonable price. Inland you will find that properties on

Beach Bay

BEACH BAY

Beach Bay is on the right just before you get

to Bodden Town. It has one of the highest elevations on the Island. If you drive all the way down Beach Bay Road you’ll find Sea Spray Drive, a coastal road with fabulous houses and apartments on it. One end of the road has a very private (but rocky) beach, and the sunsets over the bluff at the other end of the coast road are amazing. The rents here range from high to exclusive.

Bodden Town

BODDEN TOWN

Those who venture out to Bodden Town love it. It is on the beach, away from the hustle and bustle and the rents are in the low to mid-range. The community still has the feel of a small Caribbean town, with a mixture of locals and expats living alongside one another. The beaches are rustic, usually littered with driftwood and dried turtle grass and are lovely places for walking dogs. Although the impression of a long commute may keep the fainthearted away from Bodden Town, it takes just 20-25 minutes to reach George Town if you leave early or late enough to miss the rush hour traffic. Frank Sound & Cottage

FRANK SOUND & COTTAG E

Frank Sound is

an area which crosses the Island as you drive towards Rum Point. It has affordable homes with large properties; the land is very fertile with mature shade and fruit trees. Another huge bonus of this area is the Queen Elizabeth II Botanic Park and the Mastic Trail, both of which are great to explore, and are located just off Frank Sound Road. It is also the location of the Clifton Hunter High School. North Side & East End

NORTH SIDE & EAST END

This is a beautiful and historical part of the Island. On the way to these eastern districts you will pass Pedro St. James’ Castle in Savannah, the Queen Elizabeth II Botanic Park in Frank Sound and the Wreck of the Ten Sails in Gun Bay. The residents in North Side and East End are said to be the friendliest in Cayman. The commute time from either East End or North Side to George Town will take at least 40 minutes (without traffic). Good restaurants in the area include Over the Edge, in the village of Old Man Bay, which serves great local seafood cooked with a French influence. Their catch of the day is always good, as is their shrimp cooked in a Chablis sauce. Other restaurants include Kurt’s Korner which offers grilled fish, stewed beef and oxtail. There is also an Italian restaurant located by Foster’s Supermarket in East End called The Italian Kitchen, which provides good basic Italian cooking, but is not open for lunch and doesn’t take reservations for the evening. In the heart of East End there is Tukka, which is an Australian/Caymanian fusion seafood restaurant and Eagle Rays, which is run by the same owner as Tukka and is located at Ocean Frontiers. Finally, Vivine’s Kitchen, which is located on the water, is a rustic little restaurant with tables set up in Miss Vivine’s garden, where she serves up very good local food. It is packed on Sundays. Fun things to do in the area include: diving with Ocean Frontiers, walking the Mastic Trail (bring bug spray and wear walking shoes), snorkelling off the North Coast (remember it is a marine park so don’t break anything off or take anything home with you), beachcombing deserted beaches, kiteboarding, sailing or having a ride on White Sand Sports’ exhilarating Jetovator which you can find at the Wyndham Reef Resort. North Side Living Life on the North Coast involves a long list of trade-offs. The distance from town, which has helped keep the old

www. c a y m a n r e s i d e n t . c o m

149

FINDING A HOME

the market in this area are family homes on larger plots with good sized gardens and lovely shade trees. Savannah is one of the highest (above sea level) areas of Grand Cayman. The commute times have improved since the East-West Arterial Road opened, but it still slows down significantly near Prospect during the morning rush hour. From late-May to early-August the poinciana trees (of which the area has an overwhelming abundance) flower and the sight as you drive through Savannah is breath-taking. Also located in Savannah is Pedro St. James Castle, a national historical site and the oldest existing structure in Cayman. It is known as the “Birthplace of Democracy in the Cayman Islands”. Countryside Shopping Village, located at the roundabout where the road intersects between Savannah, Pedro and the entrance to Newlands, is the largest central shopping hub in the area. This village of shops has a Foster’s supermarket, CNB bank, large pharmacy, medical clinic, liquor store, hardware store, gym, veterinary clinic, dry cleaners, several restaurants and a few other useful stores. In the past year, Country Corner has opened next door and has introduced additional locations for Cimboco, Chicken! Chicken!, Cafe Del Sol and GNC to the area.

FINDING A HOME

time Cayman lifestyle, is inconvenient for trips to Seven Mile Beach, the airport etc. The prevalent onshore trade winds, which bring cool temperatures most of the year, also bring salt to coat windows and degrade electronics. On the flipside, the lack of neighbours means a lack of ambient light and great conditions for star viewing. Living in North Side can feel like being perpetually on vacation. Almost every house, drive or walk involves a sea view and holiday atmosphere, and many houses are owned by long-term visitors, who have been visiting Cayman on vacation regularly for 20 or 30 years. Others are shortterm vacationers staying at The Retreat, Island Houses, Kaibo Yacht Club Villas or The Pools of the Kai Condominiums. Residents of other districts, particularly boat owners, often go for staycations in Rum Point/Kaibo houses, especially over long weekends. Many full-time residents in the area are also retired, so very few actually commute into town to work. The journey takes about 50 minutes, but obviously depends on rush hour traffic. Other residents work locally, primarily in the tourist/hospitality industry. Being relatively far from town means that some forward planning is needed for routine activities. Without a list, one is fated to “pop back” at least as far as Countryside Shopping Village to pick up forgotten items. Organise your errands to make sure to get all of it done on one day. There is a wide cross-section of society living in the district of North Side. Nobody cares who you are, only if you have something interesting to say! Rum Point

RUM POINT

has a beautiful stretch of beach and faces the North Sound. It has shade, Rum Point

150

CAYMANRESIDENT 2021

clear waters, exclusive million-dollar homes and some more affordable condos. The Rum Point Club can be reached by car, ferry or private boat and is a great place to hang out in hammocks, eat lunch at a picnic table and swim or snorkel in the safe and shallow water right in front of the sun lounger area. On Sundays the place is jammed and sometimes up to 50 boats are moored off the beach. Nice things to do in the area include paddleboarding, waterskiing, kayaking, sailing and taking a boat to the Sandbar to see the stingrays. You can also fly fish the mini sandbar on the Eastern side of the lagoon entrance and take a bioluminescence kayak tour with Cayman Kayaks on a moonless night. The commute to George Town will take just under an hour, although a couple of residents commute by boat across the North Sound, but this means you have to leave a car at either end. The nearest supermarket is Foster’s Express opposite The Wyndham Reef Resort in East End, but it is quite small. There is also a small rustic grocery shop, Chisholm’s, on Rum Point Drive. Cayman Kai

has a superb rum collection and a tasting menu with wine pairing. Kaibo also has a coffee shop, they sell ice, basic groceries and fuel for cars and boats. The commute into George Town at rush hour will take just over an hour. OVERVIEW OF RESIDENTIAL AREAS IN CAYMAN BRAC

The most easterly of the Cayman Islands, the Brac, is about 12 miles in length and just over a mile in width. Early Scottish fishermen who settled here gave the Island its name. Brac is Gaelic for bluff, named after the limestone ridge that runs down the centre of the Island reaching an elevation of 150ft at the eastern end. This is also the highest point on all three Islands. The friendly Brackers share their Island with over 200 different bird species and numerous iguanas. The dramatic scenery and rugged terrain boasts a plethora of hidden caves and winding trails that the whole family will love exploring. The atmosphere is tranquil, crime is almost non-existent and the people are friendly and welcoming. Cayman Brac is also famous for its superb diving, which should not be missed. West End

CAYMAN KAI

is just beyond Rum Point. There is a holiday home feel about the area and life is centred around the beach. There are many luxurious houses and a few upscale apartments on the water. Prices in this area are high for large private homes but there are two-bed condos at the Kaibo Yacht Club which rent for around CI$200 per night. Some residents treat themselves by renting a house or condo here for the weekend. Call Cayman Villas (Tel: (345) 945 4144) to see what vacation rentals they have available. Great restaurants include the chilled out Kaibo Bar & Grill and the upscale Upstairs Restaurant which Cayman Kai

WEST END (Cayman Brac)

In Cayman Brac’s West End you will find the airport, two grocery stores, a gas station and couple of condo complexes. Hence, the north shore of the West End has the highest population of residents on the Island. The famous Russian wreck dive, renamed M.V. Capt. Keith Tibbetts, lies just offshore. The Cayman Islands Department of Tourism Information Centre is located here, as well as West End Primary School (a Government Hurricane Shelter)

and the Island’s only airport: Charles Kirkconnell International Airport. Stake Bay

STAKE BAY (Cayman Brac)

On the north side, Stake Bay roughly refers to the middle section of the Island. Stake Bay is the capital of the Island and is where you will find the main Government building, the hospital, the museum, a grocery store and the Island’s only high school – the highly respected Layman E. Scott Sr. High School. The Bluff

the Cayman Brac Museum, offering reenactments of our country’s past, with displays showing how islanders of the past used natural resources to create houses and tools. There are two primary schools, Creek Primary School and Spot Bay Primary School, in this area. OVERVIEW OF RESIDENTIAL AREAS IN LITTLE CAYMAN

Little Cayman is truly little. Ten miles in length and one in width, it harbours a permanent population of fewer than 200. Even though it is a mere blip on the radar, the Island is a formidable destination for diving and offers some relaxing pursuits such as beachcombing, bird watching, bone-fishing and chilling in a hammock. The Island does not have a town as such, but the only grocery store, gas station, bank and clinic are all located near the Edward Bodden Airfield on the west.

South Hole

SOUTH TOWN (Little Cayman)

THE BLUFF (Cayman Brac)

The Island’s gentle ascent eventually leads to the limestone cliffs which are its namesake. A lighthouse crowns the 150ft tall seaside edge of the bluff. The birds circling overhead may eventually lead you back inland to the ancient woodlands of the Brac Parrot Reserve. It is home to many endemic flora and fauna species of the Cayman Islands. The Bluff has seen a significant increase in housing developments and it also has the Government-owned Cayman Brac Day Care Centre. Eastern Districts Continue east to Watering Place, Creek and Spot Bay and you’ll find a true Cayman Brac welcome. “Mom and Pop” stores and small local restaurants showcase authentic souvenirs and traditional Caymanian fare. The Cayman Brac Heritage House is located between Creek and Spot Bay and compliments

Centre Island Properties Leasing • Apartments • Commercial Centre Island Properties is your 1-stop shop for long-term residential and commercial leasing complete with a professional property management team on Grand Cayman

Long Term Leasing: • Residential (apartments and condos) on 7 Mile Beach, George Town, West Bay, Snug Harbour and Palm Heights Drive. • The Residences at the Falls 48 luxurious condos in Seven Mile Beach across from the Westin Hotel. Available for long term leasing. • Commercial (office, retail and large commercial warehouse spaces) on 7 Mile Beach and George Town

www.centreislandproperties.com

Tel: (345) 326-4790

•

Email: rge@bcqs.com

www. c a y m a n r e s i d e n t . c o m

151

FINDING A HOME

The Island’s most famous diving destinations, the Bloody Bay Wall and Jackson Wall, are both on the north side of this part and are easily accessible to divers staying at any of the resorts or villas in the area. Paradise Villas is the closest, but there are other good options including the Southern Cross Club, Pirates Point Resort, Little Cayman Beach Resort and The Conch Club. Most of the accommodations are within walking distance of the Edward Bodden Airfield. The Booby Pond is also the only RAMSAR site in the Cayman Islands (an internationally recognised important wetland) and home to the red footed booby bird. The indigenous

Sister Islands’ Rock Iguana also roams freely on the island. There is also a Police Station, Clinic, School and Fire Station in South Hole.

and is probably one of the most beautiful beaches in the Caribbean. The sea is crystal clear and incredibly inviting. Just don’t swim there after dusk – sharks also love this spot!

East Point BUYING A PROPERTY

EAST POINT (Little Cayman)

FINDING A HOME

Heading up the road away from South Hole, the Island becomes more and more of a deserted paradise. South Hole Sound is at the border of the two areas, and the beautiful South Shore provides stunning views on the way to Point of Sand at the eastern end of the Island, where you can gaze across the water towards Cayman Brac. Heading back on the northern side you will pass by Crawl Bay and Jackson Point. Point of Sand is located at the very tip of Little Cayman

152

CAYMANRESIDENT 2021

Buying a property in Cayman has many advantages, not least that if you are staying for some time, mortgages tend to work out cheaper than rents over a three to five-year period. There are no restrictions on foreign ownership of real estate if the property is for personal use and there are no annual property or capital gains taxes. If the property is rented out as an investment, then no tourist tax is payable if the property is rented to residents (although, if more than two properties are owned for rental, there will be additional licences required, namely a Trade and Business and Local Companies (Control) Law Licence). Cayman’s Land Registry office enables transfers to be relatively quick and simple. Every piece of property is registered under a unique block and parcel number, which means every owner is registered and the Government guarantees the accuracy of the entries recorded at Lands. A potential purchaser may examine the records regarding any piece of property to check whether there are any liens, charges or restrictions on it. Unless stipulated within the covenants for a particular development, there are no time deadlines for building on raw land. The land can be held undeveloped indefinitely and many families are land banking for future generations. Planning approvals are valid for five years following the grant of planning permission. Building time in Cayman is relatively fast and most homes up to 3,500 sq ft can be built within a six to eight-month period from the commencement of construction. Allowing four to six months for your architect to design and obtain planning approvals and prices, you can expect to be able to design and build a home in just over a year. See the Building a Home chapter for more information.

Stamp Duty & Other Charges Stamp duty, which is payable on all real estate transfers and purchases (other than those between close family, aka ‘by love and affection’), is 7.5%. However, a first time Caymanian buyer will pay no stamp duty if the property is below CI$300,000 (2% if it is over CI$300k but does not exceed CI$400k) and is going to be owner occupied. Stamp duty on bare land purchases by first time Caymanian buyers are set at 2% for land that is valued above CI$100k but does not exceed CI$150,000. There are some zoning exceptions. Stamp Duty is paid by the buyer on the purchase price or market value, whichever is higher (as assessed by the Lands and Survey Department), but NOT on chattels purchased with the property. The Duty must be paid within 45 days of a contract being signed. Other typical charges associated with purchasing are described below: > 1% charged on mortgages of less than CI$300,000 and 1.5% on mortgages of CI$300,000 or higher. You should budget up to 1% for legal and registration fees. > When you build a house, there are building permit fees which are charged according to the square footage of the property being built. > When purchasing with bank financing, the bank will require a report on the ‘Market Value’ of the property. Each lender has its own rules but the report will usually need to be prepared by an approved firm of professional valuation surveyors. Aim to pay in the region of CI$400 for this report. Know Your Client/Customer Please keep in mind that the sale or purchase of real estate in the Cayman Islands constitutes as Relevant Financial Business for the purposes of Cayman’s anti-money laundering measures. As part of the Know Your Client/Customer (KYC) requirement, your real estate agent or any professional acting in relation to a real estate transaction is required by the Cayman Islands Government to collect

your identification details such as passport or driver’s licence numbers and source of funds (by way of a bank statement), as well as other relevant information to finalise the transaction. If you need further information about this requirement, please contact a legal conveyancing professional.

Bedell Cristin property team’s first class experience and broad span of expertise will ensure a pragmatic, prompt and proactive service in respect of all your property transactions. SEE AD PAGES 37 & 83 Boddens Bodden & Bodden Attorneys at Law / Bodden

Stamp Duty Exempts on Furnishings Stamp duty is not charged on the furnishings or chattels of a house. If you are not entirely sure how to calculate the value, then call the Lands and Survey Department on (345) 244 3420 and they will be happy to discuss your situation. Check out their website www.caymanlandinfo.ky.

Corporate Services Tel: (345) 943 0303 and (345) 945 0400 Email: hello@boddens.ky Broadhurst LLC Tel: (345) 949 7237

Campbells Unfolded

Email: info@broadhurstllc.com Campbells Tel: (345) 949 2648 Email: llee@campbellslegal.com www.campbellslegal.com Campbells handles all aspects of property

Discover the Campbells client experience: innovative solutions, unmatched flexibility and the strength to deliver results. Proven for nearly 50 years.

transactional work from sales and purchase to conveyance and related residential and commercial financing for both individuals and corporations. SEE AD THIS PAGE

To learn more about the distinct advantages offered by Campbells contact:

Dentons Tel: (345) 745 5000 Email: info@dentons.com

Lily Lee, Partner E: llee@campbellslegal.com D +1 345 914 5852

FrancisGrey Tel: (345) 815 2800 Email: cayman@francisgreylaw.com SEE AD PAGES 65 & 67

Commercial Property and Residential Transactions

HSM Tel: (345) 949 4766

Acquisition/Investment

Email: property@hsmoffice.com

Financing and Restructuring

HSM’s property lawyers are always accessible during fast moving transactions, providing

Debt Recovery (on behalf of Banks)

comfort and certainty to clients regardless of what side of the property transaction they

Commercial, Industrial and Retail Leasing

are on. They act for financial institutions, developers,

strata

corporations,

buyers/

Strata Debt Recovery

sellers and landlords/tenants of residential and Bedell Cristin

FINDING A HOME

Legal Conveyancing Conveyancing is the technical word that is used to describe the way that a property is legally transferred from one person to another. Technically, you can do the conveyancing yourself, but if the property is being bought with a mortgage, your lender will insist that you use a lawyer to confirm that the property is free from any liens or other encumbrances and to draft the appropriate charge documents. A few law firms in Cayman have departments that specialise in conveyancing. Their job will be to prepare the paperwork for your mortgage and property transfer. They check that there are no encumbrances such as a mortgages lien, outstanding strata payments or anything else which would hinder the purchasers use and enjoyment of the property. They usually charge 1% of the property value unless a different figure has been negotiated. A typical simple transfer of land takes no more than three to four weeks, with registration of the new proprietor at the Land and Survey Department taking place four to six weeks after that.

commercial properties. SEE AD PAGES 59, 79 & 103

Corporate/Commercial Transactions

Tel: (345) 949 0488 Email: caymanenquiries@bedellcristin.com

Ritch & Conolly Attorneys-At-Law

www.bedellcristin.com

Tel: (345) 949 7366

Whether a client is acquiring a commercial

Email: dritch@rc.com.ky or www.rc.com.ky

investment or simply their next home, the

Ritch & Conolly has been at the forefront of

CAYMAN l BVI l HONG KONG campbellslegal.com

www. c a y m a n r e s i d e n t . c o m

153

local real estate practice in the Cayman Islands since the 1980s. No job is too big or too small. SEE AD PAGE 152

McGrath Tonner Tel: (345) 949 2740 Email: info@mcgrathtonner.com SEE AD PAGE 63

FINDING A HOME

Mortgages & Borrowing Most banks and financial institutions in Cayman offer mortgage packages. Interest rates are quoted based on the KYD and USD prime rate published in the Cayman Islands by the retail banks. The prime rate in Cayman normally fluctuates in accordance with changes in the United States Government Federal Reserve rate, also referred to as the “New York Prime Rate”. Banks usually ask for deposits of between 10%–35% as a contribution towards the purchase price or construction cost. Long term interestonly mortgages do not exist in Cayman. Mortgage amortisation terms are normally offered from 15-30 years, but

typically not exceeding retirement age. It is worth comparing what kind of deal the different banks will give you, as a variance of 1% or even 0.5% on your interest rate will make an enormous difference. Banks will usually charge between 1-3% above the prime rate, giving the lower percentage rate to those with the greater deposit. Banks also charge a commitment fee of up to 1% of the loan amount and some charge an early repayment penalty. Establish a meeting with your chosen bank to determine the best possible rate and terms that can be offered. Cayman banks have historically been very cautious when lending money.

Webster from Cayman Insurance Centre (SEE AD BELOW) sells life insurance. Strata Titles Residential property in Cayman is often sold as part of a strata plan if it is in a condominium or apartment complex. Most countries have the concept of freehold property, where the owner has ownership and responsibility for the land they own and all buildings on it. Strata ownership is less familiar to many people, but very common in Cayman. The following is an explanation of how it works:

If you buy a property which is part of a strata plan, you will have the registered

Insurance Required for Mortgages A Property Insurance Policy collaterally assigned to the bank is required for all mortgages and many banks will also require a Life Insurance Policy so the mortgage can be repaid in the event of death. Your loan officer will advise on their bank’s specific requirements. Michael

title of the house or apartment that is situated within the property in the plan. You will also own a share and have voting rights in the ‘strata corporation’ which owns all the land in the strata plan including estate roads, communal gardens, shared pools, etc.

The strata corporation has an obligation to insure the strata property and maintain it for the benefit of the owners, along with the right to recover the costs of doing

MICHAEL E. WEBSTER

so from them. There will be rules and

Life Agent

regulations governing how the strata company is run (known as strata by-laws)

Cell: (345) 925 - LIFE (5433)

and an annually elected committee that

Email: lifewithmike345@gmail.com michael.webster@cic.com.ky

is authorised to run the corporation. Examples of monthly strata fees you

w w w.lifeinsurance345.com

might expect to pay are: CI$375 for an

Your home may be your most valuable asset...

inland two bedroom townhouse; CI$650

Protect it today with Home Mortgage Series.

per month for a three-bedroom inland

Home Mortgage Series Plus MORTGAGE

apartment; and for properties on the water, especially along Seven Mile Beach, you could easily pay between CI$800– CI$1,200 (CI$400 maintenance, CI$350 insurance and CI$65 sewage charge). Your realtor will be able to find the exact strata fees for you.

Property Valuations & Appraisals Whether applying for a mortgage, or purchasing or selling a property it is customary to instruct an independent valuation surveyor who is a registered valuer, chartered surveyor and member 154

CAYMANRESIDENT 2021

of the RICS (Royal Institute of Chartered Surveyors) to carry out a valuation report. The report provides an independent opinion of value using different methods depending on the type of property. The Valuer will carry out an inspection of the property, take photographs and produce a report detailing the description, location, leasehold or freehold information, comparable evidence of recent sales, market rental values, and in some instances build costs and land values. It provides a purchaser or owner with invaluable data as well as current market conditions and trends. In addition to meeting the banks requirements, a valuation should also provide the purchaser or owner with the reassurance of what the fair market value of the property is.

www.bcqs.com

regulated firm comprising a team of highly

BCQS is a firm regulated by RICS. They offer

skilled property professionals who provide

a comprehensive range of services, including

a comprehensive range of construction,

project

management,

development and appraisal services including

quantity surveying, construction management,

market and insurance reinstatement valuations

claims consulting, valuations and appraisals,

and construction monitoring services.

project monitoring and feasibility studies.

SE E AD T H I S PAG E

Blue Point Consultants

Charterland

Tel: (345) 525 0706

A1 Plaza Venezia, North Sound Road

Email: info@bluepointproperty.com

Tel: (345) 623 2772

www.bluepointproperty.com

Email: info@charterland.ky

RICS registered valuer offering property

www.charterland.ky

valuations, development appraisals, feasibility

Services include: Valuations and appraisals,

studies, acquisitions and disposals, consulting

feasibility studies, quantity surveying and cost

on landlord and tenant issues, property

consulting, plus commercial, residential and

searches, reinstatement cost for insurance

strata property management.

management,

cost

purposes and loss adjusting. Specialising in hotels and resorts. SE E AD P R E VIOU S PAG E

DDL Studio Ltd. 2nd Fl, Buckingham Square, West Bay Road

Bould Consulting

Tel: (345) 943 3622

Consultants

Tel: (345) 946 6063

Email: info@ddlstudio.com

2nd Fl, Whitehall House, 238 North Church St

Email: info@bcl.ky or www.bcl.ky

www.ddlstudio.com

Tel: (345) 949 8644

With over 50 years working throughout the

DDL Studio Ltd. is a well-established multi-

Email: info@bcqs.com

Caribbean, Bould Consulting Limited is an RICS

disciplinary construction consultancy providing

6,1&(

Chartered Surveyors Resort, Commercial & Residential Valuation / Appraisal Services

Our experienced and professionally qualified team provide robust land and property valuations at reasonable fees with quick turnaround time, accepted by all lending institutions.

Whatever your real estate plans, we have the property professionals to guide you. 35 years in the Cayman Islands

Call or click today!

jec.ky 345-945-5930 contact@jec.ky

Valuations / Appraisals Dispute Resolution / Mediation Development Consulting Insurance Services Project & Construction Management Quantity Surveying Property & Facilities Management

Email us on Info@bcl.ky Call us on +1 345 946 6063

w w w.bcl.ky Regulated by RICS

Âť

www. c a y m a n r e s i d e n t . c o m

155

FINDING A HOME

BCQS International - Property & Development

valuation and appraisal, quantity surveying,

leasehold valuations, reinstatement valuations

your new house will need to be built with

architectural, project management, interior

for

pilings, thus hugely increasing the cost of

design and property management services.

appraisals,

insurance

purposes,

residual

development

valuations,

road

building. More information on what the

compensation claims and landlord and tenant.

technician does, and why it is important, is

JEC Property Consultants Ltd.

listed in the next section of this chapter.

96 Mary Street, George Town Tel: (345) 945 5930 Email: contact@jec.ky or www.jec.ky Services

include:

Property

valuation/

appraisals, home buyers reports, development appraisals and feasibility studies, construction cost estimates, residual valuations, investment valuations, reinstatement cost valuations for insurance purposes, assessment and

Pitfalls To Avoid There are various pitfalls you will want to avoid when buying a property in Cayman. Many, such as unpaid strata fees by the previous owner, will be caught by a conveyancing lawyer during title checks. However, there are other pitfalls which are less obvious but equally easy to avoid:

Planned Special Assessments: If you are buying a condo, a good realtor will request a report from the strata’s property management

company

that

confirms

whether any special assessments are planned on the apartment complex. Special assessments may involve considerable costs and you might well be able to get the

Water Bills: Make sure the final water bill on

existing owner to pay for them (or have

negotiation of compensation for compulsory

the property has been paid by the previous

purchase, market rent valuations and valuation

owner. Water companies are under no

of leaseholds. SEE AD PAGES 155 & 213

obligation to reconnect water supply to

a breakdown of the monthly costs of

accounts that have been disconnected

running the property in the summer and

Quayside Surveyors Ltd.

due to non-payment and still have unpaid,

in the winter months. It is not uncommon

Unit 2, Bldg B, Cayman Center, Dorcy Drive

past-due

also

for a four-bedroom house on a 1/3 acre

Tel: (345) 938 0662

encouraged to ensure previous water

(particularly in a windy position) to have

Email: alex@quaysidesurveyors.ky

bills have been paid for by the landlord or

an average water bill of CI$650 per month

previous tenant prior to moving in.

and an average monthly electricity bill

Air Conditioner Servicing: Check whether

in the region of CI$1,000-CI$1,500+

the property owner has been regularly

depending on the month of the year, size

servicing the A/C units. A lack of regular

of the house and whether the property

maintenance will greatly reduce the life

has been well insulated (if the house

expectancy of air conditioning condensers

has Icynene spray foam insulation in the

and new systems can cost thousands of

attic, it will not only significantly reduce

dollars. As a condition of the sale, request

your electricity bills but help hold your

that the seller have the property’s units

roof together in the event of a major

serviced and provide a report on their

hurricane).

www.quaysidesurveyors.ky

FINDING A HOME

Chartered Surveyors and RICS Registered Valuers.

Services

include:

Freehold

and

LICENSED, PROFESSIONAL

HOME INSPECTORS

charges.

Renters

are

Pest Control: Find out if the previous owners had the property sprayed regularly

Property Grounds | Structural & Roofing Interior & Exterior | Electrical and Plumbing Air Conditioning Systems Insulation & Ventilation | Appliances Windows & Doors | Drainage & Waste Disposal

for ants, roaches, termites and other pests. Failing to have done so could put you at risk for an infestation problem. If you are buying a wooden house, get the house checked for termites before you buy the property.

Why Inspect?

MEP Report, Home Inspections and Site Surveys: As a condition of purchase,

Exclusive Advocate for Buyers Objective Facts About the Home

it is very important that you get a

Know the ‘True Condition’ of the Home Before You Buy

Home Inspection and/or a MEP report

Professionally Licensed in the U.S. & Grand Cayman 21 Years Experience

the property before you finalise the sale.

(Mechanical, Electrical, Plumbing) done on Significant problems can reduce the value of the property. If you are purchasing

(345) 936-2454

raw land, then a Conditions Site Survey is

info@westpoint-inspections.com

recommended by a qualified engineer who will assess, among other things, whether

CAYMANRESIDENT 2021

Hidden Costs: Ask your realtor to request

condition.

Comprehensive Home Inspections Include:

156

them deduct it from the sale price).

Home Inspections & Site Surveys In the UK, it is common practice to have a Chartered Building Survey completed before purchasing a property, whereas in the US you would most likely have a Full Home Inspection done by a licensed home inspector. There are companies that provide both services in the Cayman Islands and it is highly recommended that you have one done when purchasing a home. A Building Condition Survey will include an inspection by a civil or structural engineer who will examine the roof, insulation, flooring and the condition of the walls of your home, as well as other structural areas. They will also check whether your appliances are up to code and will recommend

including full examinations of homes, which

Services include: Commercial, residential and

include structural integrity, exterior and

strata

site, all interior components, appliances and

and appraisals, feasibility studies, quantity

mechanical, electrical and plumbing systems.

surveying and cost management and insurance

The company also offers full construction

loss adjusting.

services

from

remodelling

projects

property

management,

valuations

building multi-million dollar homes.

JEC Property Consultants Ltd.

SEE AD PREVIOUS PAGE

96 Mary Street, George Town Tel: (345) 945 5930

Property Management Services Property management is an invaluable service on-Island, given the number of property owners who live overseas. A good property management company will market your property, screen prospective tenants, draw up a lease, handle financials, produce monthly reports, handle maintenance matters and be on call 24/7. Many realtors offer property management services.

Email: contact@jec.ky or www.jec.ky JEC

Property

Consultants

Ltd.

provide

property management for both residential and commercial properties. Services include: tenant screening and placement, regular property inspections and reporting, management and supervision of maintenance contractors, mail collection, arrangement and attendance at AGM/EGMs, strata financial management including estimating yearly budgets, invoicing

and collections, income and expenditure statements etc. SEE AD PAGES 155 & 213

Avata Property Services Ltd. Tel: (345) 947 4747 or (345) 916 4286

REM Services

Email: info@avatapsl.com / alan@avatapsl.com

Locale, Unit C1, 455 West Bay Road, SMB

www.avatapsl.com

Tel: (345) 946 8664

With

years

experience

FINDING A HOME

whether a MEP (Mechanical, Electrical and Plumbing) report needs to be done by professional technicians. A Home Inspection conducted by a licensed home inspector will include a full examination which will consist of structural components such as foundations, floors, walls, ceilings, hurricane straps and roof. They will also check all interior components – doors, windows and all appliances, testing the safety and functionality of all items. A licensed home inspector is also qualified to inspect the mechanical, electrical and plumbing systems of the home. An inspection report is then provided, noting all findings, and actions for any required remediation. A similar approach should be taken when purchasing a plot of land; while it may look like the lot is filled properly, it can be overlying soft peat or have other ground conditions which would require you to pile your future property at the cost of tens of thousands of dollars. Therefore, a site investigation is a must. A simple trial pit or more complex borehole test and accompanying report will reveal the build-up of the underlying ground conditions. This technical data can then be utilised by your structural engineer when designing and calculating the foundation structure that is necessary to support your home. Most builders will require this report before commencing construction on any parcel of land, especially canal front.

working

throughout the Caribbean, Avata’s team of property professionals in the Cayman Islands use their combined skillsets to deliver firstclass service to their clients. Contact them today for a quote or review of your property

Professional Property Management

management needs. SEE AD THIS PAGE

Avata offers experienced staff to manage your properties.

BCQS Property Management

Professionally accurate budgeting, forensic accounting and diligent maintenance are the hallmarks of our first-class service from the Avata team.

2nd Fl, Whitehall House, 238 North Church St. SEL Consulting

Tel: (345) 949 9300

Tel: (345) 525 0209

Email: contactus@bcqs.com

Email: selsam@candw.ky

www.bcqspropertymanagement.com

Call or email for a

BCQS specialises in the proactive management Utopia Realty

of commercial and residential properties

Tel: (345) 325 6372

including stratas. They also have an extensive

Email: utopiacaymanrealty@gmai.com

range of residential rental properties available.

quote or review of your services

Professional services are tailored to meet WestPoint Inspections

a client’s specific property management

Tel: (345) 936 2454

requirements. SEE AD PAGE 160

Email: info@westpoint-inspections.com www.westpoint-inspections.com

Charterland

A team of professional general contractors

A1 Plaza Venezia, North Sound Road

and home inspectors licensed and qualified

Tel: (345) 623 2772

to operate in the US and the Cayman Islands.

Email: info@charterland.ky

They lead comprehensive home inspections,

www.charterland.ky

947 4747 | info@avatapsl.com 916 4286 | ALAN@avatapsl.com www.avatapsl.com

www. c a y m a n r e s i d e n t . c o m

157

Email: rent@remservices.ky www.remservices.ky REM Services Ltd. is a professional property management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on Island and overseas, REM specialises in residential and commercial properties

and

beachside

condos.

Both

short-term and long-term rental options are

Cayman’s Accommodation Locator of Choice!

available. SEE AD NEXT PAGE THPM Real Estate Unit E2, Cayman Centre Tel: (345) 949 5134

conditions and attend the closing with you. Once you have made an offer, you will need to supply the following information: your passport, driving license, a current utility bill, source of funds letter, mailing address, occupation and date of birth. One of the additional benefits of using a CIREBA realtor is that they know the best lawyers, bankers, surveyors, appraisers, home inspectors, contractors, structural engineers, handymen and property managers. They know the deal makers and the deal killers; the most expensive and the most reasonable.

Email: hello@thpmsales@gmail.com

www.thpm.ky

Amber Yates - Century 21

Services include: Tenant placement, 24/7

Cell: (345) 926 0396

emergency call service, property advertising

Email: amber@c21cayman.com

and showing, tenant screening, property

www.century21cayman.com

inspections

lease

Amber Yates has been a CIREBA Real Estate

agreements and inventory preparation, rent

professional in Cayman for over 18 years

collections and bill payments, accounting and

and is constantly an award-winning Top

book keeping services. SEE AD THIS PAGE

Performer for Century 21 Cayman and the No

and

maintenance,

FINDING A HOME

1 agent in the Caribbean. Amber specialises in

Realtors - Sales When buying a property, it’s more productive to work with one real estate agent. As mentioned before, the Islands’ MLS is run by CIREBA and it ensures the best market coverage to view every property on all three Islands. Depending on your market at home, this may be unusual for some, but this is how it works: a seller will list his/her property with a specific agent, that agent then enters the property details into the MLS which is accessible to all CIREBA agents. In other words, the agent you are comfortable working with will show you all the listings, regardless of with whom they are listed. The agents all cooperate with each other, so there is no need for you to reach out to different offices. The realtors generally work on commission only, so using the time and resources of one realtor and then jumping to another is definitely frowned upon. Realtors will help you gather all the information you require, shortlist properties, take you back for second viewings, write up an Offer to Purchase, follow through with all your

Real Estate Sales Rentals Property Management Relocation Assistance T: (345) 949 5134 E:THPM@CANDW.KY

WWW.THPM.KY 158

CAYMANRESIDENT 2021

a bespoke service to enable you to find your ideal property. Amber has an impressive portfolio of repeat clientele and will assist you in making an informed choice on all property decisions. Contact her today. SEE AD PAGE 148 Azure Realty Limited Tel: (345) 946 2987 Email: info@azurerealtycayman.com www.AzureRealtyCayman.com Established in 2008, Azure Realty Limited is a well-known boutique real estate agency that strives to provide outstanding customer service to all their clients. They provide distinctive properties for their discerning clientele and can help with an array of real estate needs. SEE AD PAGE 147 Cayman Islands Sotheby’s International Realty Sheena Conolly – Broker/Owner Governor’s Square, Seven MIle Beach Tel: (345) 623 1234 Email: info.cayman@sothebysrealty.ky www.sircaymanislands.com As the only firm to have been awarded ‘Best Real Estate Company’ in the Cayman Islands by AIPP, we are a professional team of realtors that

offer exceptional real estate concierge service in

www.irgcayman.com

the three Cayman Islands. We work closely with

IRG - International Realty Group specialises

you to find the best real estate solution for your

in the Cayman Islands’ luxury residential and

needs; whether that is a luxury home, a Seven

commercial real estate investment markets. Our

Mile Beach condo, investment property, land for

international team of experts provide brokerage,

development, an oceanfront residence in Cayman

advice and support in relation to: luxury real

Kai or a family home. Connect with us today.

estate, luxury resort residences, international

SEE AD PAGE 143

relocation, and commercial property investment.

Coldwell Banker Cayman Islands Realty

Kass Coleman – RE/MAX agent

J.C. Calhoun - Broker/Owner

Tel: (345) 949 2396

Tel: (345) 945 4411

Cell: (345) 916 0378

Email: info@cirealty.ky

Email: kass.coleman@remax.ky

www.coldwellbankercayman.com

www.facebook.com/KassCaymanIslands

The Coldwell Banker® brand has a global reach

Kass Coleman has excelled in Cayman real

with offices in 44 countries and territories.

estate with RE/MAX for over 27+ years in

There are approximately 3,000 Coldwell

all areas of sales and marketing. Kass is a

Banker offices. Operating in Cayman since the

“Lifestyle Specialist” and will help you every

‘80s, Coldwell has offices on all three Cayman

step of the way when buying or selling your

Islands, with knowledgeable agents available

property. Let her experience and proven

and eager to serve their clients.

track record work for you.

SEE AD PAGE 137

SEE AD PAGE 135

Provenance Properties Cayman Islands Tel: (345) 640 7000

Tel: (345) 949 5250 or (345) 945 1313

Email: info@provenanceproperties.com

Email: info@crightonproperties.com

www.provenanceproperties.com

www.crightonproperties.com

Provenance Properties is the Cayman Islands

Since the early ‘70s, Crighton Properties has

affiliate of Christie’s International Real Estate, a

provided their clients with expert advice about

global leader in luxury real estate. Provenance

the local real estate market. They offer an

Properties specialises in representing luxury

extensive range of real estate options, whether

Grand Cayman real estate, including the

you are looking to invest in a beachfront home,

exclusive listing for The Residences at Seafire.

canal front lot or investment property.

This boutique brokerage provides exceptional

SEE AD PAGE 145

service and valuable market insights.

FINDING A HOME

Crighton Properties

SEE AD PAGE 139

Engel & Völkers Tel: (345) 623 1400

Rhulens

Email: heidi.kiss@evrealestate.com

Cayman Tel: (345) 938 1000

www.cayman.evrealestate.com

New York Tel: 1 (917) 836 9108

Engel & Völkers Cayman offers local expertise

Email: sloane@rhulens.com

backed by a global reach. They align themselves

www.rhulens.com

with exceptional real estate professionals to

Rhulens is a trusted advisor for clients looking

not only better serve their clients, but exceed

to buy, sell or rent residential property.

their expectations. From starter homes to

They offer unbiased advice and exceptional

dream homes - they provide a personal buying

customer service throughout all stages of

experience. SEE AD PAGE 11

the real estate transaction. Their extensive market knowledge and strong negotiating

IRG - International Realty Group

abilities allow them to achieve the best

Jeremy Hurst – Owner/Broker

possible outcome for their clients.

Tel: (345) 623 1111

SEE AD PAGE 74

Email: info@irg.ky

www. c a y m a n r e s i d e n t . c o m

159

communicate your wish list to a realtor prior to your arrival. Have the following in mind when you contact an agent:

THPM Real Estate Unit E2, Cayman Centre Tel: (345) 949 5134

Email: hello@thpmsales@gmail.com

Time-frame: The majority of tenancies

www.thpm.ky

commence on the first of the month.

A leading real estate agency offering a

Landlords can be flexible if you ask and

bespoke sales service with reduced sales

put a security deposit down (typically one

commission, excellent attention to detail and

months’ rent). Most rentals will not begin to

top customer service. THPM offers a wide

be advertised until 4 - 6 weeks prior to the

selection of properties for sale and specialises

start of the lease and the rates will fluctuate

in matching the perfect people to their dream

throughout the year so wait until your

home, as well as helping vendors get the best

permit has been approved before you start

value from their property. SEE AD PAGE 158

your search. The current market moves very quickly. Most realtors are willing to give

West Indies Brokers

you a tour by FaceTime or send additional

Tel: (345) 943 9400 or Cell: (345) 916 7289

photos if you have yet to arrive on-Island.

Email: info@westindiesbrokers.com www.westindiesbrokers.com

West

Indies

Brokers

affordable as you may be used to and you committed

may have to forgo that beachfront condo or

upholding their reputation to achieving the finest investment for their valued customers

FINDING A HOME

Price range: Rent in Cayman is not as

extra bedroom to stay within budget.

Deposit: The industry standard for a rental

worldwide. They specialise in Seven Mile Beach

security deposit is equivalent to a full

condos, developer properties, income producing

month’s rent. E.g. if you lease a property

properties and estates, as well as premier beach

for CI$1,500/month, your deposit will be

and canal front residences.

CI$1,500. In addition to this, the first month’s

SEE AD PAGE 146

rent will be required to be paid in full on or RENTING A PROPERTY

Starting Your Search Cayman’s usually slim rental inventory saw a sharp increase in available properties in 2020, likely owing to COVID-19 related emigration. There is no central portal so the best place to start your search is by contacting a realtor who specialises in rentals. They will give you a list of what they have available, arrange viewings and even drive you around to see properties. This is also free of charge. Alternatively, you can look on ecaytrade. com and see what rentals are listed there; as of October 2020, ecaytrade.com listed 1488 available rentals – almost triple the amount available this time last year. Prices also saw a slight decrease as many landlords lowered tenants’ rent from March and during the months of the Island-wide hard lockdown. Rent fees are only now creeping back up to what they were pre-COVID-19. As expected, rent along the Seven Mile Beach corridor and in the South Sound area is generally higher than units in West Bay or Savannah. To manage your expectations,

bcqsrentals.com +1 345 949 9300 rentals@bcqs.com 160

CAYMANRESIDENT 2021

before you take occupancy.

Location: Again, be realistic, not everyone lives within walking distance to the beach or a shopping centre. A reduction in the commuting time is often one of the top priorities for people moving to the Cayman Islands, so you may want to make sure you choose a property which factors in journey times to the office and schools.

Size: How many bedrooms do you need or want? Many people like to have an extra bedroom for visitors, or even a home office.

Lifestyle: You will likely have to compromise on either your location, size, or your budget. Prioritise your wish list prior to the search.

Related Costs In addition to the first month’s rent and deposit, you will have start-up costs related to your new accommodation:

Utilities Deposit: Estimate approximately CI$100 for water, CI$200-CI$500 for electricity (depending on the size of the property) and an estimated CI$150 for a landline, cable and/or internet package.

Maintenance Costs: Most landlords will take care of maintenance costs associated with garden and pool care, pest control and servicing of general systems such as A/C. If this is not specified within the lease agreement, enquire prior to signing.

Insurance: Insuring personal belongings is the responsibility of the tenant. The property owner will be responsible for any issues that are not the fault of the tenant i.e. inclement weather, a burst pipe or the A/C system failing.

Furnishings: Most units come furnished. Some may be “fully-furnished” (linens,

Realtors - Rentals For potential renters, the best approach is to email one of the realtors below, make a connection and have them guide you in your search. Please note that each agent or company will have their own rental listings, but they will have access to each other’s, as well as properties listed on Ecaytrade.com. It is recommended that you use one agent in your search for a rental, to ensure there are no crossbookings or miscommunications; realtors work with each other to find each other the best match for tenants and owners.

kitchenware and all appliances are supplied,

Unit E2, Cayman Centre Tel: (345) 949 5134 Email: hello@thpmsales@gmail.com www.thpm.ky THPM is a leading real estate agency offering personalised services to clients. Whether new to the island or looking for a new home, a condo or corporate properties in the capital, THPM offers a comprehensive selection of properties to clients. THPM also provides full property management and sales. SEE AD PAGE 158 The Terraces at Camana Bay Dart Real Estate, Camana Bay

BCQS Rentals

Tel: (345) 640 4000

ask for an inventory list showing everything

2nd Fl, Whitehall House, 238 North Church St.

Email: info@camanabay.com

that comes with the unit. You will have to be

Tel: (345) 949 9300

www.camanabay.com

prepared to supplement anything missing.

Email: rentals@bcqs.com

An exclusive property in the heart of Camana Bay

Pets: A large number of complexes or

www.bcqsrentals.com

owned by Dart Real Estate, The Terraces offer

owners do NOT accept pets. Those

If you’re looking for the ideal apartment or home

residents the ‘work, live and play’ dream. There

which do will require an additional non-

to rent over the long-term, talk to the friendly

are one and two bedroom options available and

refundable security deposit, which can be

professionals at BCQS Rentals. With full relocation

they come with direct access to all of Camana

as much as CI$600 per pet (to account for

and tenant placement services, BCQS can help

Bay’s renowned amenities. SEE AD PAGE 144

a specialised cleaning of the unit done once

you every step of the way. BCQS Rentals brings

the tenant has left. Carpets, sofas and

quality tenants and landlords together. Review

curtains will all be professionally cleaned

their website today to see the latest rental listings.

to make sure that no animal hair remains. If

SEE AD PREVIOUS PAGE

must notify your landlord..

Centre Island Properties

Monthly Costs: You will be expected to pay

Tel: (345) 326 4790

water and electricity which will be based on

Email: rge@bcqs.com

consumption, the size of the unit and the

www.centreislandproperties.com

age of the build. Your realtor will be able to

Centre Island Properties is a premier real estate

give you an estimate on the unit prior to

company having residential and commercial

signing an agreement. Cable and internet

properties available for rent in Grand Cayman.

may or may not be included in the rental

SEE AD PAGE 151

rate. If it is included, it is usually a basic package and you can pay to upgrade.

REM Services Ltd. Locale, Unit C1, 455 West Bay Road, SMB

What to Expect In Cayman there are family homes, townhouses, condominiums, apartment complexes or rooms/apartments carved out of larger houses all available for rent. The most common type of properties available are two-bedroom condos or townhouses for which owners are looking for long-term tenants (1-year+ leases).

Tel: (345) 946 8664 Email: rent@remservices.ky www.remservices.ky REM Services Ltd. is a professional property management company in the Cayman Islands with over 35 years’ experience. Providing services to clients on Island and overseas, REM specialises in residential and commercial

Real Estate Photography Please refer to the Living in Cayman chapter. Temporary Accommodation Many companies offer new employees two to four weeks of temporary accommodation to assist with relocation. The 10% tourist tax will not be added to your hotel bill on presentation of your work permit. Options include: Sunshine Suites (Tel: (345) 949 3000), and Shangri-La bed and breakfast (Tel: (345) 526 1170). There are also a growing number of property owners who are using Airbnb to advertise locally available condos and guest houses, or you could try one of the condominiums on Seven Mile Beach. Without tourists coming to Cayman, many are available for shortterm rentals and staycations.

Tell them you saw it in the

properties and beachside condos. Both shortterm and long-term rental options are available. SEE AD PAGE 159

www. c a y m a n r e s i d e n t . c o m

161

FINDING A HOME

as well as furniture). Prior to signing a lease,

you acquire a pet during your tenancy you

THPM Real Estate

THE

Running Your

Home

Photos courtesy of Huis, Justin Uzzell, Paradise Landscaping and Pool Patrol

How to maintain your home, pool and garden, organise domestic help and assess your monthly costs of living in Cayman.

R U N N I N G YO U R H O M E

162

Maintaining Your Home - Air Conditioning - Electricians - Home Security - Pest Control - Set-Up & Monthly Living Costs - Quarterly Spraying - Painting & General Maintenance - Plumbers - Recycling

162 162 163 163 163 164 164 165 165 165

Cleaning Services

165

Domestic Help

165

Maintaining Your Garden - Landscaping - Plant Trees - Lawn Maintenance - Sargassum Removal - Pool Maintenance

167 167 167 167 168 168

Sewage & Wastewater Treatment

169

Waste Disposal

169

CAYMANRESIDENT 2021

MAINTAINING YOUR HOME

The quality of services, selection of homeware stores and the expert contractors found on Grand Cayman compares to those of major cities in North America. From furniture stores and carpenters, to pool maintenance, home security companies and landscapers, Cayman living can be a breeze. But there’s just one catch – living in paradise is not cheap! Luckily, there are ways to avoid financial haemorrhage when maintaining your home: ask your friends for recommendations and shop around before choosing a contractor or service provider to ensure that you’re finding the best rates. Air Conditioning Air conditioning is an expensive necessity on-Island and can have the biggest impact on your electricity bill. Keeping the temperature at the highest setting you feel comfortable with will help reduce costs, as well as using an overhead fan, especially during the winter months when a fan may be all you need in the mornings and evenings. You can also save electricity by closing windows and curtains during the day, making sure your air filters are clean and that your home is well insulated. Finally, ensure that you have your air conditioning unit regularly maintained by a professional company to maximise its efficiency. There are ample air conditioning contractors to choose from. When selecting an air conditioning system, presuming you are getting a new one, make sure that the system has a high Seasonal Energy Efficiency Rating

(SEER). This can make a big difference to your energy consumption.

BrandSource Home Gallery Carries a large selection of major appliance brands such as GE, Profile, Café, Monogram, LG,

Air Conditioning Contractors Below are a few local contractors who can advise, install, maintain and repair A/C systems. Although the cost of quarterly maintenance is often similar, some companies will include the cost of new filters, whereas others won’t.

Samsung, Frigidaire, Electrolux, Icon, Fisher & Paykel, DCS, Danby, Haier, Beko, Thor, U-Line, Foster Milano, Zephyr and more. They provide installation, repair and parts for all brands of

The Security Centre Limited

appliances. 209 Dorcy Drive, Industrial Park,

Tel: (345) 949 0004

Tel: (345) 623 5000.

Electricians Androgroup Ltd.

Androgroup Ltd.

Tel: (345) 949 8000 (24-hour service)

OtisAir

DP Economy Services Ltd.

Tel: (345) 945 7167

Be it a full apartment or home renovation or just a kitchen or bathroom remodeling stint, DP Economy Services is here to address your renovation needs in the fastest possible time without sacrificing on quality. They provide Remodeling, Renovation, Plumbing, Electrical, Carpentry and General Repairs & Maintenance services. They offer competitive pricing without compromising on quality of delivery and workmanship. 325 Owen Roberts Dr, GT. Tel:

EcoSmart Cooling Ltd.

(345) 321 7562, email: dpeconomyservices@

Tel: (345) 936 2665

gmail.com or visit www.dpeconomyservices. com.

Parsons Air Conditioning Tel: (345) 949 3945

Appliance Sales, Service & Repairs A. L. Thompson’s They sell and support the following major home appliance brands: Whirlpool, KitchenAid, Miele, Sub-Zero and Wolf. 189 North Sound Road, George Town, Tel: (345) 949 8622 or visit www.althompson.com. SEE AD PAGES 111, 195, 200 & 233

Bon Vivant Kitchen Studio Offers kitchen design services, specialty culinary appliances, cabinets and a variety of kitchenware: blenders, juicers and accessories. Brands include Bosch, Thermador, Smeg, Liebherr and Le Creuset cookware. They also have a busy schedule of interactive cooking classes for all levels of ability. Market Street, Camana Bay. Tel: (345) 623 2665, email: info@ bonvivant.ky or visit www.bonvivant.ky. SEE AD PAGES 207 & 235

Home Security While Cayman enjoys one of the lowest crime rates in the Caribbean, burglaries do occur. The majority of burglaries are crimes of opportunity and occur at residences when no one is at home, the entry is concealed and easy to access. It is suggested that you lock all doors and windows, particularly when you are not at home. There is a lock which is unpickable called the ‘multi-lock’ and with this key a new key cannot be copied without proof of identification by the property owner. They are expensive, but the police recommend these locks above all others available on the market. If you live in Cayman and are going away on holiday for an extended period, have a friend or a neighbour check on your home periodically. For added protection, you can also have an alarm system installed in your home,

Pest Control Cayman has a warm and humid climate, and consequently uninvited guests such as ants, cockroaches, termites, weevils, centipedes and scorpions also live here. Scorpions tend to be more prevalent after periods of heavy rain and home infestations can occur in large numbers. Although not particularly poisonous, they have a very painful sting and if any symptoms occur, you should visit the hospital or doctor as a safety precaution. Termites are a major problem in this region and can cause a lot of damage to a property. If you are planning to purchase a house it is important to have a termite inspection done prior to purchase. If you are planning to build a house, have a pre-treatment for termites done prior to building. Rodents are an all-year problem in Cayman and there are two species of rat and one species of mouse on-Island. People with pets will likely encounter ticks and fleas − local vets sell NexGard chewable tablets which are an effective flea and tick control medicine for dogs. Ticks are a particular nuisance during dry weather and if you have a tick infestation in your home, then a reliable pest company needs to spray the floors of your home twice over a twoweek period. Cayman has biting insects such as fire ants, mosquitoes and sandflies. It is the task of the Mosquito Research & Control Unit (MRCU) to suppress the mosquito population and assist in preventing mosquito-borne diseases. The MRCU conducts aerial spraying with insecticides before the rainy season to kill larvae and evening sprays to kill adult mosquitoes. Fogging trucks are used for ground spraying at times when

www. c a y m a n r e s i d e n t . c o m

163

R U N N I N G YO U R H O M E

Mould Remediation, Decontamination & A/C Duct Cleaning & Sanitation Life in a tropical climate means A/C ducts and vents are susceptible to mould and bacteria growth if they are not regularly inspected and thoroughly cleaned by a trained professional.

which can then be connected to a security company. There are a number of security companies across the Island that can advise you on beefing up your home security. Here is one option:

mosquitoes are most active. To minimise mosquito problems on your property, ensure there are no open containers where water might grow stagnate, as these areas are breeding grounds for mosquitoes. Large land crabs are common across the Island. Migrations are prompted by heavy rain and storms when thousands make their way to the sea to spawn. Many Caymanians catch land crabs to

eat, so when driving in crab season, use caution and watch for ‘crabbers’ along the roadside. Chickens and roosters roam freely in the Cayman Islands and can often be a nuisance. You can request that a trap be set for free by the Department of Agriculture, who will then come and take them away. Call (345) 947 3090. Non-indigenous, invasive green iguanas are a problem, and must not be mistaken

Living in Cayman: Set-Up & Monthly Costs (in CI$) Scenario 1:

Scenario 2:

COUPLE

> > >

R U N N I N G YO U R H O M E

COUPLE with 2 CHILDREN (Ages 2 & 4)

Teacher earning CI$3,600 pmth and Administrator earning CI$3,500 pmth 1 small, but reliable second-hand car 1-bedroom apartment in George Town Other expenses include dinner once a week and a movie or a cocktail once a week Note: you may need to purchase two cars if you each need to work and live independent lifestyles

$5,500 $450 $150 $215 $1,800 $1,800 $80 $200 $200 $10,395 $1,800 $120 $80 $250 $80 $150 $700 $500 $3,680

Preschool fees (half-day) Prep school fees Domestic help (full-time) Domestic help health insurance Entertainment/Other Total living expenses

COMPULSORY MONTHLY EXPENSES

Pension 5% Health Insurance Total Monthly Income Total Monthly Expenses

$355 $600

Pension 5% Health Insurance

$7,100 $4,635

CAYMANRESIDENT 2021

$3,000 $120 $100 $500 $80 $350 $1,200 $900 $1,200 $1,200 $160 $700 $9,510

COMPULSORY MONTHLY EXPENSES

Total Monthly Income Total Monthly Expenses

164

$3,000 $3,000 $80 $300 $200 $23,260

MONTHLY LIVING EXPENSES

Apartment rent Telephone + mobile Water Electricity Internet Petrol Groceries

MONTHLY LIVING EXPENSES

Apartment rent Telephone + mobile Water Electricity Internet Petrol Groceries Entertainment/Other Total living expenses

$15,000 $1,000 $250 $430

APARTMENT COSTS

Apartment deposit First month’s rent Water deposit Electricity deposit Telephone deposit Total set-up costs

APARTMENT COSTS

Apartment deposit First month’s rent Water deposit Electricity deposit Telephone deposit Total set-up costs

MOTOR VEHICLE COSTS

Purchase of 2 vehicles Motor vehicle insurance Drivers licences x 2 Vehicle licensing/inspection

MOTOR VEHICLE COSTS

Purchase of a vehicle Motor vehicle insurance Drivers licences x 2 Vehicle licensing/inspection

> > >

Accountant earning CI$6,500 pmth and Corporate Services Administrator earning CI$5,000 pmth 2 second-hand vehicles: SUV and sedan 3-bedroom apartment in George Town Other expenses include dinner and a movie once a week and children’s activities

$575 $950 $11,500 $11,035

with the endemic Cayman blue iguana, which is a protected species. The green iguana is a pest that breeds in large numbers and has no predators. To wipe them out, a Government-mandated cull was launched in October 2018 whereby registered cullers receive a bounty of CI$5 per iguana carcass. Over 1.1 million green iguanas have already been killed and Cabinet has agreed to fund this project for an additional year to keep up with the green iguana’s prolific breeding capabilities. If these voracious eaters are wreaking havoc on your garden, you can call Joseph on (345) 939 6075 who is a registered DoE culler, and has a licence for an air rifle. He will come to your home, cull and dispose of the iguanas. Quarterly Spraying at Home If you are buying a property you should check if the property has been sprayed regularly for pests. If renting, ask your landlord if they have a pest control company that sprays quarterly to control ants, scorpions and cockroaches. Most property owners will do this as a matter of course to protect their investment. If your landlord doesn’t arrange this, it might be worth organising it yourself. If not mitigated, pests can become a serious problem in the Cayman Islands. A typical house, depending on size, costs between CI$135-CI$165 per quarter to treat. Treating a two-bedroom apartment costs in the range of CI$125-CI$140 per quarter. Pestkil Ltd. Operates across all three Islands and has been in business for over 38 years. Services include the control of cockroaches, rodents, ants, as well as all other pest control for residential and commercial locations; including lawn, shrubs and tree services. Owned and run by a Doctor of Entomology (insects) Pestkil holds a long standing position in the community, and boasts a strong team culture of experienced and trained employees at all levels. Pestkil is the exclusive provider of the Sentricon Termite Elimination System in Cayman the most effective system on the market for the eradication and protection against sub-

terranean termites. Abacus House, 311 Walkers Road, George Town. Tel: (345) 949 9145 or www.pestkil.com. SEE AD PAGE 166

Painting & General Maintenance There are a number of painting companies on the Island. One reputable company that also provides free estimates is Paint Pros Ltd. (Tel: (345) 949 7767). Painting contractors usually charge by the job rather than by the hour. For a general handyman ask a friend for a recommendation and be prepared to pay CI$10-CI$15 per hour. Plumbers Androgroup Tel: (345) 949 8000 DP Economy Services Ltd. Be it a full apartment, home renovation or just a kitchen or bathroom remodeling stint, DP Economy Services is here to address your without sacrificing on quality. They provide Remodeling, Renovation, Plumbing, Electrical,

plastics (#1 and #2) at their site. Recyclables in Cayman Brac and Little Cayman are safely stored at their respective landfills until arrangements are made for shipping to Grand Cayman for further processing. Once at the recycling facility at the George Town landfill, recyclables are sorted, processed and baled for shipment to recycling plants in the US. For more information about how you can recycle, please contact DEH by email at recycle@gov.ky or refer to the Being Green chapter. CLEANING SERVICES

At some point you might find yourself needing the help of a professional cleaning service to give your home a proper, thorough clean. Fortunately housekeeping services are an affordable luxury in Cayman and there are a number of reputable cleaning companies which offer various residential and commercial services. If you don’t go through an agency, it is easy to find someone via word of mouth. For

Carpentry and General Repairs & Maintenance services. They are committed to offering competitive pricing without compromising on quality of delivery and workmanship. 325 Owen Roberts Dr, GT. Tel: (345) 321 7562, email: dpeconomyservices@gmail.com or visit www. dpeconomyservices.com.

Recycling Cayman has made progress in its recycling efforts over the last seven years but there is still a long way to go. While the message is slowly resonating with some, many people in Cayman either still don’t understand the importance of recycling or don’t know just how much can be recycled. There are currently seven recycling depots; six of which are located at the Island’s three major supermarkets. The newest depot is located in East End on the grounds of the Captain George Dixon Park. Residents can recycle the following items at each of these locations: a) paper and cardboard, b) clean metal food cans (tin and aluminium), c) glass bottles and ceramic dishes and d) PET/PETE and

CALL: 949 0734

MORE THAN CLEAN Family owned and operated in the Cayman Islands since 1977. Safe, professional, trustworthy, efficient, friendly & caring. Staff are trained in Applied Microbial Remediation and follow all protocols in cleaning and disinfecting for COVID-19 according to CDC recommendations. Maids Offices Floors Carpets Upholstery Marble Mold Windows Microbial restoration Water restoration Fire restoration PO Box 10594, Grand Cayman KY1-1005, 335 Dorcy Drive, Industrial Park hews@hews-janitorial.com

www. c a y m a n r e s i d e n t . c o m

165

R U N N I N G YO U R H O M E

renovation needs in the fastest possible time

HDPE plastics (#1 and #2). Be sure to check the bottom of containers for codes such as PET, PETE and HDPE or look for the 1 & 2 symbols. Read the signs at each depot and follow the instructions carefully. It is essential that no additional waste items are disposed of in recycling bins as they contaminate the recyclables and could cause them to be sent to the landfill. Make sure everything has been rinsed out and is clean, and don’t put plastic wrappers, plastic bags and cling wrap in with the #1 and #2 plastics. Bins have been organised using the following colour codes: Blue – Types 1 & 2 Plastics, Yellow – Paper & Cardboard, Gray – Tin & Aluminium Cans and Brown – Glass & Ceramics. Residents can also deposit recyclable items at the 24-hour drop-off site located at the front of the George Town landfill. There is no fee for this service and assistance is provided during regular business hours. Camana Bay also operates a recycling depot, but they only collect glass and

a seasonal clean of your carpets, area rugs, windows and upholstery, it’s worth hiring a specialised team to do the job. The agencies listed below can help.

polishing, upholstery cleaning and much

cleaning services; and combines state-of-

more. Staff are trained in Applied Microbial

the-art equipment with a customized service

Remediation and follow all protocols in cleaning

plan. Staff are trained in Applied Microbial

and disinfecting for COVID-19 according to CDC

Remediation and follow all protocols in cleaning

recommendations. They also offer a residential

and disinfecting against COVID-19 according to

team cleaning service and they come prepared

CDC recommendations. Tel: (345) 949 5010,

A family-owned company that provides

with supplies. A great, hassle-free service.

email: info@fabrizone.ky SEE AD THIS PAGE

trustworthy,

SEE AD PAGE 165

Hew’s Cleaning Services professional

and

efficient

DOMESTIC HELP & NANNIES

commercial and residential cleaning services. Contact them for general and deep cleaning,

FabriZone Cleaning Systems of Cayman

as well as oven, carpet, cupboard and window

FabriZone Cleaning Systems specialises in

cleaning. They also offer sanitising, marble

comprehensive residential and commercial

12 Do it right the first time!

Over 35 years in business R U N N I N G YO U R H O M E

Serving all 3 Cayman Islands Residential & Commercial Pest Control • Rodent Control Fire Ant & Carpenter Ant Control • Fly Control Lawn Spraying & Feeding • Shrubs, Plants & Tree Spraying Pre -Construction Soil Treatment • Subterranean Termite Control • Termite Inspections/Reports Sentricon Termite Colony Elimination System

tro on

tio

Inf

dia

tio nC

uld

KEEPING CAYMAN CLEAN AND SAFE FOR 22 YEARS

Air Quality

949-5010

info@fabrizone.ky

166

DUCT CLEANING VINYL

CAYMANRESIDENT 2021

CERAMIC

AIR PURICATION SYSTEMS MARBLE

CARPET

UPHOLSTERY

Many families employ domestic help either on a full-time, live-in or part-time basis. You can often find someone via word of mouth on Facebook forums such as ‘The Real Women of Cayman’, ‘Hope of Cayman’ or ‘Caymums’ or you can try an agency. Make sure to ask for and check all references. > Hiring through an agency: Expect to pay approximately CI$12 per hour for a minimum of four hours if hired on a fullday or half-day regular weekly basis. If you hire them as a one-off, the hourly rate is CI$14. The convenience of using an agency is that they train the staff, pay their health insurance, pension and will replace them if they can’t work for any reason. Refer to the Having A Baby chapter for more detailed information on securing a fulltime domestic helper or caregiver through an agency. We recommend the following three agencies: AAA Caregivers Agency, Tel: (345) 916 5925 or www.aaacaregivers.ky. Best Home Care, Tel: (345) 947 2297 or email: bhc@candw.ky. > Hiring someone yourself: If you hire someone yourself then the going rate for a full-time helper (between 40 and 45 hours per week) is approximately CI$450 per week, before overtime. For this salary they would be expected to be able to drive your children, cook for them and help with cleaning the house. For part-time work, babysitting or overtime, the going rate is CI$10 per hour. If you hire your own helper on a fulltime basis, you must apply for a work permit. Paperwork and instructions can be downloaded from their website: www.worc. ky. A police clearance, passport photos and a full medical are also required. They may be required to take an English test as

around CI$15 per hour. Many gardeners will chop back plants, so be very specific about what you need trimming, and make sure they don’t kill any snakes as grass snakes in Cayman are harmless and help keep the frog population in check. Plant Trees Planting trees around your property is a great way to support Cayman’s environment, and also help keep your house cool, provide shade outdoors while your children play in the afternoons and add character and value to your property. Local resident Margaret Barwick, author of the book Tropical & Subtropical Trees, maintains the emphasis should be on respecting and incorporating indigenous flora where possible. Planting indigenous trees supports the local wildlife (birds and bees in particular), will be less affected by pests and will also bounce back far quicker after a major storm. The Neem tree is a fantastic shade tree that grows fast and is drought-resistant. It

is non-toxic to birds and is an important honey plant (i.e. bees love it). Another great option is the Mahogany, an indigenous, endangered tree that does remarkably well in marl-filled land as it is salt tolerant and fairly fast growing. The smaller Poui, Poinciana and Tabebuia trees are also very popular on-Island for their showy canopy of bright flowers. Avoid planting the invasive Casuarina tree, which will take over your land quickly. Keep coconut trees to your property’s perimeter and trim regularly, as the coconuts can fall and hurt children. Lawn & Garden Maintenance Lawns in Cayman, and particularly those with St. Augustine and Zoysia grass, often suffer attacks from white grub, army worms and cinch bugs. If your lawn is coming up in clumps or showing brown patches then you have a problem. The most effective way to treat it is to have a pest company spray the lawn every three months and make sure you water it well. Note that Zoysia lawns should be shaved down once a year during

MAINTAINING YOUR GARDEN

If you live in an apartment complex, the strata will generally take care of garden maintenance. Homeowners not a part of a strata can seek landscaping services from one of the many companies in Cayman. See the Lawn & Garden Maintenance heading further in this chapter. Alternatively you can maintain your own garden. Equipment such as lawn mowers and fertiliser are available from most home centres such as A. L. Thompson’s, Cox Lumber, Kirk Home Centre and Uncle Bill’s. There are also very good plant nurseries with experienced staff who can advise you. Refer to the Shopping chapter for details on where to buy all-weather outdoor furniture. Landscaping Expect to pay independent landscapers

RESIDENTIAL & COMMERCIAL DESIGN & INSTALLATION SERVICES

paradise.ky

547-1530 | giles@paradise.ky

www. c a y m a n r e s i d e n t . c o m

167

R U N N I N G YO U R H O M E

well. It is worth noting that the WORC does not usually grant expatriates a work permit for domestic help, unless they show sufficient need, i.e. they have children who need looking after, in which case you will also need to provide certified copies of the birth certificate of each child to be cared for and think carefully about the information you provide in your cover letter. Please note, a work permit for a ‘Nanny’ needs to be advertised in the newspaper for two consecutive weeks and costs CI$650 per year, but a work permit for a ‘Domestic Helper’ does not need to be advertised and costs CI$250. You will also need to take care of your employee’s health insurance and pension, give them at least two weeks paid vacation per year and pay them double time for working any public holidays. A good employer will also pay for one airline ticket home per year and give a Christmas bonus of between two-week’s and a month’s salary. > Things to note: You cannot submit your domestic helper’s work permit paperwork until your own work permit has been approved; it is illegal to make them pay for their own work permit; helpers are not allowed to have dependants on their work permit and the maximum time they will be allowed to stay on the Island is ten years.

the rainy season.

service landscape and design company backed by a plant nursery. Both stores sell a large

Every Bloomin Thing (EBT)

variety of seeds, plants, shrubs, trees, soil,

EBT provides plants, flowers, trees and shrubs

fertilizers, terracotta pots, home and garden

from the traditional to the quirky. Open

accessories and Mexican Talavera. Walkers

Monday-Saturday 8am-4.30pm and Sunday

Road, Tel: (345) 949 4270. Agricola Drive, Tel:

10am-4pm. 384 Crewe Road, George Town. Tel:

(345) 945 5236. Email: tom.balon@vigoro.ky

(345) 945 1701, visit www.ebt.com.ky.

or craig.stewart@vigoro.ky, visit www.vigoro.

has been removing unwanted bees from people’s homes and gardens for years. The Department of Agriculture also offers bee removal services. Call them on (345) 947 3090. The cost usually varies depending on the complexity of the situation. Bee removal should be done by a professional – please do not kill the bees!

ky or www.facebook.com/VigoroCayman. Paradise Landscaping Paradise Landscaping specialises in creative and quality landscape design, installation and maintenance

services.

Their

well-trained

staff have meticulous attention to detail and can design, install and maintain extraordinary outdoor spaces personalised to suit your own unique style. The Owner, Giles Smith, has

been a professional in the landscaping arena for decades. Tel: (345) 547 1530, email: giles@ paradise.ky, or visit www.paradise.ky.

R U N N I N G YO U R H O M E

SE E AD PAG E 167

Power Flower For over 30 years, Power Flower has been providing residential and commercial clients on Island with premier landscape maintenance and design services of the highest standard. Their

Bat Removal Services Bats are looked at with great compassion in Cayman, especially as they do an incredible job keeping the mosquito population down. The National Trust will install tall bat boxes in neighbourhoods for CI$750 per box, which gives bats a permanent and safe place to nest and discourages them from nesting in people’s attics. While bats are not dangerous and do not damage structures, they should still be removed from roof spaces as their droppings can create odour problems. To ensure safe removal, please contact the National Trust at tours@nationaltrust.org.ky. By law, bats cannot be disturbed during their breeding season (June-November).

family of professional landscapers, irrigation specialists and tree pruners are committed to delivering outstanding service and timely communication for every project on every property. 31 Orchard Lane, off Crewe Road, George Town. Tel: (345) 949 2256 or (345) 321 0308 (Nursery), email: office@powerflower.ky or visit www.powerflower.ky. SE E AD PAG E 199 Vigoro Nursery & Landscaping With two handy garden centres, Vigoro is a full-

Bee Removal Services Cayman has a thriving community of bees which ensure that our fruit trees continue to bear abundantly. However, sometimes these bees can overtake a corner of your garden and may need to be safely removed and relocated. Call Otto Watler (Tel: (345) 947 1255) who lives in Lower Valley and produces Pure Cayman Honey from his happy family of bees. He

DESIGN • CONSTRUCTION • SERVICE

945-7665 www.oasis.ky 168

CAYMANRESIDENT 2021

Sargassum Removal Sargassum is a genus of large brown seaweed what floats in island-like mats and is a crucial habitat for many different species. However, at certain times of the year it washes ashore and as it dries it gives off a foul smell. Usually a nor’wester will blow through and take it out to sea again, but sometimes it builds up so much that it must be removed. However, be sure to remove it in the least intrusive way (hand raking) and be aware of wildlife, especially during turtle nesting season (May-November). Care must be taken not to destabilise the beach and cause erosion. Using machinery to remove sargassum is not advisable due to the environmental risks. If it is deemed necessary, the DoE must grant approval beforehand. It is essential that you use the same route on and off the beach when using machinery to prevent further destruction. Pool Maintenance If you rent or buy in an apartment complex then the strata will take care of the cost of pool maintenance. If you own a house with a pool, depending on its size, expect to pay on average CI$150 to CI$200 per month to have a maintenance technician come around once a week to add chemicals and vacuum the pool. Salt water pools, with their essential component, a chlorine generator, are a more environmentally friendly alternative to traditional chlorinated pools and also require less maintenance. Other environmentally friendly products such as LED lights, variable speed pumps, solar heaters and automation systems will help reduce your monthly bill as well.

Oasis Pool & Spa offers a wide variety of

pool

services

from

regular

weekly

maintenance to the latest energy-efficient pool equipment to keep your pool sparkling clean and ready to swim. Tel: (345) 945 7665, email:

sales@oasis.ky

www.oasis.ky

SEE AD PREVIOUS PAGE

Pool Patrol Pool Patrol supplies and stocks pool and hot tub pumps, motors, accessories, chlorine

systems require routine maintenance of mechanical equipment e.g. motors, blowers and pumps. The WAC maintains a register of certified service providers, which can be found online. Unlike the WAC’s wastewater treatment facility, the management of onsite wastewater treatment systems is the responsibility of the property owner, but can be outsourced to a service provider, and some oversight is provided by WAC. For more information please contact: developmentcontrol@waterauthority.ky.

generators, heat pumps, gas heaters, pool WASTE DISPOSAL

tubs and patio furniture. Services include

The Department of Environmental Health

weekly cleaning, water testing, pool design

(DEH) (Tel: (345) 949 6696) is responsible

and construction, as well as renovations and

for all waste management and recycling in the Cayman Islands. Residential garbage is collected once per week on Grand Cayman, while commercial garbage is collected based on the needs of the individual business. There is no charge for residential garbage collection but there is for condo and commercial garbage collection. Complexes with 10 or more dwelling places are viewed as commercial establishments. Place your garbage on the kerbside on the evening before your scheduled pick-up day to avoid a missed collection as pick-up commences as early as 1am. Garbage containers will not be collected if they are too heavy; so make sure that your garbage container has a maximum capacity of 33 gallons. Avoid putting the following items into your garbage container: hot coals, grease/oils, sharp objects, garden waste, dead animals,

repairs. Tel: (345) 949 8543, Email: pools@ poolpatrol.ky or

visit www.poolpatrol.ky.

SEE AD THIS PAGE & PAGE 201

SEWAGE & WASTEWATER TREATMENT

Residents who live along the main West Bay Road corridor and some of the connecting neighbourhoods are served by the Island’s only public sewerage system which is operated by the Water Authority - Cayman (WAC). The wastewater is collected in the West Bay Beach Sewerage System and treated at the WAC’s wastewater treatment plant. Residents located outside of the public sewerage system area have their wastewater treated in an on-site wastewater treatment system, typically located on the same property as where the residence is located. On-site systems are septic tanks or aerobic treatment plants, both of which discharge the treated effluent into an effluent disposal well. Septic tanks are typically used at older and smaller developments. Both treatment systems require maintenance. Solids accumulating in the treatment system reduce treatment capacity over time and require periodic removal (pump-out) by licensed septic tank cleaners, which are listed on WAC’s website: www.waterauthority.ky. The required frequency of pump-out ranges from one to five years, depending on the size of the tank and usage. In addition to periodic pump-out, aerobic treatment

Tell them you saw it in the

DESIGN SERVICE SUPPLY

We Specialise in: • Full retail store with Cayman’s largest inventory of pool/spa & backyard products • Pool and spa service & repairs - commercial and residential • Consultation, design, construction and renovation services • Fully trained and certified staff

Tel: 949-8543

Pools@Poolpatrol.ky

www.poolpatrol.ky

www. c a y m a n r e s i d e n t . c o m

169

R U N N I N G YO U R H O M E

games, pool floats, outdoor showers, hot

liquids, household hazardous waste items and electronic appliances. Take these items to the George Town Landfill which is open 24/7. Hazardous material, including batteries and chemicals, must be disposed of properly. Household batteries can be taken to the grocery stores and chemicals and oil must be taken to the landfill. Electronic equipment and other household appliances can be recycled and Kevin Ropes will come and collect it directly. Call (345) 321 6126 or email kevinropes@yahoo.com. JUNK also collects recyclables from private residences and businesses. Tel: (345) 325 5865. The DEH provides free kerbside bulk waste (old furniture, appliances, etc.) pick up once per year. Never place bulk items out on the kerbside until the DEH has announced its annual bulk waste pick-up schedule. You may, however, hire DEH to pick up your bulk waste throughout the year at the cost of CI$75 per load. To get in touch with someone at the DEH Solid Waste Unit, call (345) 949 8793 (or (345) 948 2321 for customers on the Sister Islands). Lastly, littering by throwing things out of your car, and/or dumping (or ‘fly tipping’) is illegal under the Litter Law (1997 Revision) and if caught you will be fined CI$500 or given six months in prison. Please do not litter!

THE

Oasis Pool & Spa

Family

Matters

Common laws in the Cayman Islands that you should know about, plus prenuptial agreements; the process of getting divorced in Cayman; child arrangements; division of assets, and domestic violence and child abuse.

FA M I LY M AT T E R S

COMMON LAWS IN THE CAYMAN ISLANDS

The Cayman Islands is a very safe place to live, with a strong legal system based on English common law. To avoid getting into any unnecessary trouble we outline a few of the most common offences that residents may knowingly or unknowingly commit. 1. Camping & Trespassing

Camping is legal on public land under the Public Lands Law (2020 Revision). Camping on private property without permission from the owner is criminal trespassing. You may be face a fine of up to CI$1,000 fine and imprisonment for one year if convicted (Penal Code, 2019 Revision). 2. Fireworks

Fireworks are illegal if they exceed a height of 200ft from the ground and are set off within three nautical miles of the airport (unless permitted by the Director-General of Civil Aviation). If you light fireworks to annoy or place others in danger you may face a fine of up to CI$2,000 (Penal Code, 2019). 3. Bonfires

Unless you are granted permission from the Department of Environment (DoE), bonfires are illegal. If you light a bonfire 170

CAYMANRESIDENT 2021

Photos courtesy of Getty Images

Common Laws in Cayman 170 Birth & Marriage Rules 171 Pre & Post Nuptial Agreements 171 Family Breakdown in the Cayman Islands 171 - The Process of Divorce 171 - Child Arrangements 173 - Division of Assets 174 - Child or Spousal Maintenance 174 - Domestic & Child Abuse 174 - Legal Costs 174 - Travelling with Children 174 Wills 174 Law Firms with Family Practices 175

without permission you may be convicted of disorderly conduct or statutory nuisance. If convicted, you may incur a fine of up to CI$1,000 or six months imprisonment (Penal Code, 2019). 4. Flying Drones

Flying drones is completely legal, but there are many restrictions. For example, you cannot fly drones within three nautical miles of any airport or the Northward Prison (unless you have permission from both parties), within or over 150 metres of a large crowd (e.g. 1,000 people), or over 50 metres of any vessel or person. 5. Littering

Littering in Cayman is illegal under the Litter Law (1997 Revision). It is defined as ‘anything whatsoever’ ranging from dust and dirt to derelict vehicles. If charged you will face a fine of up to CI$500 or six months in prison (Penal Code, 2019). 6. Drink Driving & DUIs

Anyone caught driving, supervising a learner, or sitting behind the wheel (when parked) while over the legal alcohol limit (0.100%) commits an offence. Your first offence results in a fine of up to CI$1,000 or six months in prison (or both); second and third offenders receive a fine of up to CI$2,000 or one-year imprisonment (or both). You may also have your licence revoked for a minimum of 12 months.

7. Cannabis

Cannabis use is only permitted if you have a prescription from a medical doctor (Health Practice Law, 2017). Any person caught manufacturing it (or any derivative) or supplying it is subject to a fine of up to CI$10,000 and five years imprisonment. Upon indictment, you may incur further fines and up to 14 years imprisonment. 8. Fishing & Catch Limits

During lobster season (1st December-29th February), the daily limit is three lobsters per person (or six per boat). You may only catch spiny lobsters with tails longer than six inches. During conch season (1st November-30th April), the limit is five per person or 10 per boat, whichever is less. Catching echinoderms (such as urchins and starfish) is illegal. If convicted, you may face a fine of up to CI$500,000 and one-year imprisonment.

There are very strict marine conservation laws. Please see our Boating chapter to familiarise yourself with these laws. BIRTH & MARRIAGE RULES

Birth

After you give birth to your child, the hospital will issue a Live Birth Notification Form. This form must be brought to the Registrar of Births, at the Government Administration Building on Elgin Avenue (Tel: (345) 946 7922) along with your marriage certificate (if married) and both you and your partner’s passports. There is no charge to register your child, however, a copy of your child’s birth certificate will cost CI$10 per copy. For more information on the process of registering the birth of your child see the Having a Baby chapter. Marriage

The minimum age of legal marriage in the Cayman Islands is 16, however, anyone under 18 must have consent if he or she has not been married before. Consent can be given by the father or, if the father is dead, by a lawful guardian. If there is no guardian,

PRE & POST NUPTIAL AGREEMENTS

When planning a wedding and future together, divorce is the last thing on a couples’ mind. But with around half of all marriages ending in divorce, more and more people are opting to draft up a prenuptial agreement before getting married, and for good reason. Divorce can be an emotionally and financially draining time, so deciding how to divide your resources, at a time when you are both working towards shared future goals, can save a lot of stress if you later decide to divorce. Prenuptial arrangements can also help to provide clarity and security. It is a bit like insurance – even though one hopes they’ll never need to rely on it, it provides certainty and financial protection if things don’t go to plan. What is a Prenuptial Agreement?

A prenuptial agreement is a legal document entered into by each party before marriage that sets out how the couple intends for their assets and debts to be divided between them should they get divorced in the future. It will sometimes also include how the couple may wish to deal with their assets during the marriage. When a Judge is considering how assets will be split in a divorce, the paramount consideration is the Matrimonial Causes Law (2005 Revision), which states that all the relevant circumstances of the case must be considered. However, in October 2010 the United Kingdom Supreme Court issued a judgment in the landmark case of Radmacher v Granatino [2010] UKSC 42. This judgment, although not legally binding on Cayman Islands’ Courts, is considered to

be highly persuasive. Following Radmacher, prenuptial agreements now form part of the considerations for Cayman Courts. For a prenuptial agreement to be legally binding, it must satisfy the legal test set out in Radmacher. Key points include that each party: freely entered into the agreement without undue pressure; obtained independent legal advice prior to entering into the agreement; was informed of the full implications of entering into the prenuptial agreement; and if there was a full and honest disclosure of both of parties’ assets. The actual agreement must also be validly drafted pursuant to the laws in the jurisdiction where it is to be applied. A prenuptial agreement should also include a review clause, and should be reviewed whenever any significant change in the marriage occurs. For example, the birth of a child or the receipt of a large inheritance by one spouse could drastically change the terms of a prenuptial agreement. FAMILY BREAKDOWN IN THE CAYMAN ISLANDS

The Cayman Islands has a high divorce rate, with 316 in 2018 and 297 in 2019. There is growing concern about the costs of family proceedings and the amount of time it can take to resolve matrimonial property and child custody issues. So, although it is a very hard thing to write about, we have decided to give an outline on how to get divorced in the Cayman Islands. We hope that it will then help you focus on the steps you need to take for yourself, your children and your finances. The Process of Divorce How to Begin Divorce Proceedings

Under the current Matrimonial Causes Law (2005 Revision) a person is entitled to get a divorce in the Cayman Islands if either of the parties is domiciled in the Islands. A ‘female’ (as the Law states) may also apply for a divorce if she has been ordinarily resident here for at least two years prior to filing for a divorce. Grounds for Divorce

At this time it is not possible to be granted

www. c a y m a n r e s i d e n t . c o m

171

FA M I LY M AT T E R S

9. Marine Park Laws

an unmarried mother may give consent. Persons residing in the Islands may make an application for a marriage certificate to be issued by either a civil registrar or a minister of religion who is also a marriage officer. Marriage by a civil registrar does not involve a religious service, though couples may later go through a religious service if they wish. For more information on this see the Getting Married chapter.

a ‘no fault’ divorce, instead you must prove one of the grounds below:

Your spouse has committed adultery and you find it intolerable to continue to live

There are two documents required to start a divorce:

with them;

> >

that the petition is true and accurate. You will also need to provide your marriage

Your spouse has deserted you for a

You and your spouse have lived apart for at and your spouse consents to the divorce; You and your spouse have continuously lived apart for 5 years before the issuing of the proceedings.

FA M I LY M AT T E R S

A sworn affidavit whereby you state

live with him or her;

least 2 years before you issue proceedings,

that you cannot reasonably be expected to

issue proceedings;

A petition which sets out the facts of the marriage and the grounds of the divorce.

Your spouse has behaved in such a way

continuous period of 2 years before you

will need to be made if you are claiming an exemption. However, it is important to note that an exemption is not always granted and parties should be prepared to go to mediation. Mediation can cover matters relating to both finances and your children. If your case is suitable for mediation a Court ordered mediation process can begin. You will be asked to provide financial disclosure to the mediator by way of a Form called a “MIAM3”. The mediation is a free service provided by the Court. However, if you bring an attorney with you (which is often advised, but not mandatory) this will cost you money. If parties cannot agree on an outcome with the assistance of a mediator, the matter will return to Court. The Judge can then give direction to get the matter ready for a final hearing, where evidence will be heard and a decision made. If you cannot agree on where the children will live, or how frequently a parent should see them or how the family finances should

What Happens Next

However, if adultery has occurred, you cannot apply for a divorce unless two years have passed since the celebration of the marriage. The exception being if the Court is satisfied that exceptional hardship has been suffered by the petitioner, then the petition may be filed within the two-year period.

MICHAEL ALBERGA

certificate or a certified copy.

The petition is then filed with the Civil Registry and served on your spouse. Your spouse has 14 days to respond and indicate whether they intend to contest the divorce grounds. If your spouse does not defend the divorce then the Court will approve the petition. Otherwise the case will be listed before a Judge, who will decide whether there are proper grounds for divorce and what the next steps need to be. Parties must then attend a Court ordered Mediation Information Assessment Meeting (MIAM) following the first hearing unless there are grounds not to do so, such as domestic violence or a previous failed mediation. An application

SHAUN MCANN

LOUISE DESROSIERS

MAGGIE WELLON

LITIGATION - MEDIATION - DISPUTE RESOLUTION - LEGAL DRAFTING AND ADVICE

Travers Thorp Alberga are pleased to announce the establishment of their family law department specialising in all aspects of matrimonial law including divorce, residence and contact disputes, child and spousal maintenance, removal applications, interim and f inal f inancial provision, cross border asset tracing, pre and post nuptial agreements, private client and succession planning, wills, trusts and foundations. Email: malberga@tta.lawyer Direct: +1 (345) 623 2371 Mobile:+1 (345) 326 4631

Email: smcann@tta.lawyer Direct: +1 (345) 949 0699 Mobile: +1 (345) 516 4911

HARBOUR PLACE 2 N D F LO O R , P O B OX 47 2 1 03 S O UT H C H U R C H ST R E E T G R A N D CAY M A N , KY 1 - 1 1 0 6 CAY M A N I S L A N D S

172

CAYMANRESIDENT 2021

Email: ld@tta.lawyer Direct: +1 (345) 623 2535 Mobile: +1 (345) 516 2540

Email: mwellon@tta.lawyer Direct: +1 (345) 623 2539 Mobile: +1 (345) 922 0922

W W W.T R AVE R ST H O R PA L B E R G A .CO M MAIN : + 1 (345) 949 0699

be divided, then a Judge will decide for you. Judges will always encourage agreement where possible as attorneys are well aware that enforced settlements can leave both parties feeling like they lacked control over the outcome. Only once financial matters and any issues regarding children are resolved, a decree of dissolution of the marriage will be granted. This final step in the process is dealt with administratively through the Civil Registry and no further appearance in Court is necessary.

4) An injunction for the protection of settled

Court Orders

9) Making

and other property in which either spouse claims an interest; 5) The protection of one spouse from interference by the other; 6) The disposition of matrimonial property, including the matrimonial home; 7) Varying any settlement of the property of the spouses made in consideration of the marriage, whether such settlement was made before or upon the treaty of the said marriage; 8) Varying

any

other

settlement

matrimonial property; financial

provision

from

the

This is not an exhaustive list, but the Judge doesnâ&#x20AC;&#x2122;t just dissolve the marriage, they can also make decisions about:

10) Providing for periodic payments to be

1) The residence, care and control of the

made by either spouse for the benefit of

children of a marriage. This can include

the children of the marriage and for the

where the children should live and how they

other spouse; and

should spend time with either parent;

property of either spouse for the children of the marriage and for the other spouse;

11) Who pays what legal costs.

2) The use of a matrimonial home; to another pending suit;

International Divorces

Child Arrangements Each case is different, and the welfare of the child(ren) is the Courtâ&#x20AC;&#x2122;s paramount consideration. Sometimes, due to the living situation and the ages of the children, they may spend more time with one parent, or time may be split equally. If you want to find out more about the types of application that can be made to the Court concerning children, a helpful guide can be found here: https://www.judicial. ky/general-public/making-an-applicationunder-the-children-law.

A person can get a divorce if they have

Relationship breakdown, the consequential division of assets and the care of children can be some of the most stressful and complex issues a person may face in their lifetime. Our experienced family team can help.

THE NEEDS OF OUR

CLIENTS

For more information as to how we can help you, call us.

FIRST 40 Linwood St, George Town +1 345-949-7237 www.broadhurstllc.com

Âť

www. c a y m a n r e s i d e n t . c o m

173

FA M I LY M AT T E R S

3) Periodic payments to be made by one party

been domiciled in the Cayman Islands. However, extra care is needed where the case has an international element to it as a divorce could possibly be started in more than one country, but the financial outcomes might be significantly different in different places. Getting legal, tax and immigration advice early on would be prudent. See a list of lawyers who can help on page 175.

FA M I LY M AT T E R S

Division of Assets In the context of how your assets are to be divided, outcomes can include what happens to your home, pensions, savings, other assets and debts. Spousal support and child maintenance can include school fees, health insurance premiums and the costs of extracurricular activities. It may also include general costs of living and a wide range of other things. The Court has a starting point of ‘equality’, rather than a strict 50:50 split and such a division is not always appropriate. Ensuring proper financial disclosure and valuing assets correctly should always be undertaken before deciding how to split the finances. When considering how finances should be divided, the Court is guided by a number of factors starting with the welfare and best interests of any children of the marriage, and thereafter to other responsibilities, needs, and then to the actual and potential earning power of each of the parties. Child or Spousal Maintenance A mediator, attorneys and/or the Court can help you reach an agreement for child or spousal maintenance if you cannot agree with your partner on a reasonable sum to be paid. If you are unmarried, and the father of your child is not paying maintenance, you can apply under the Affiliation Law for an order that he should pay you maintenance for the child. You should apply either within 12 months of the birth of the child or when the father stops paying you maintenance. If you are married, and your husband is not supporting you and/or your children, you can apply for an order under the Maintenance Law that he should pay maintenance for you and your children. You can also apply for maintenance for children living with you at the time of your marriage. If you are divorced, or a divorce application is pending, you must apply in the Grand Court. When considering both child and spousal maintenance, the Court considers needs and will look at both the income needs of the spouse in whose favour the 174

CAYMANRESIDENT 2021

order is made and the income of the spouse who will be required to make the payments. Any time after the spousal maintenance order has been made the amount payable under the Order can be varied by agreement or application to the Court. This will be especially relevant if the income of the person making payments, or the need of the person receiving payments either increases or decreases. Other circumstances such as cohabitation with a new partner may reduce any maintenance that a person is entitled to. Domestic & Child Abuse You should seek help immediately if you are in a difficult or dangerous situation. If the situation is dangerous, contact the police who will help you at any time. If you do not feel it is appropriate to call the police, the Crisis Intervention Centre provides a helpline 24/7 (Tel: (345) 943 2422) and a walk-in service for crisis intervention and the assessment of victims of family violence. They will ensure that appropriate referrals will be made to the various community resource options, and that emotional support and guidance is given to victims through various stages. This service is available by telephone and online and details can be found here: www. dcs.gov.ky/frc/family-resource-centrecrisis-intervention. The Court can make an order on application to protect you, your children and other connected persons and in serious situations your spouse does not necessarily need to have notice of your application until the Court order giving you the protection you seek is in place. Legal Costs Legal costs are very difficult to estimate and can depend on the level of agreement between the parties. A completely amicable (non-contentious) divorce may cost between CI$2,000-CI$5,000. The cost of a non-amicable divorce varies and will be much higher. Court mandated mediation is free but typically parties engage lawyers to assist. Legal aid is generally not available for civil proceedings. However, it may sometimes

be available for proceedings under the Children Law started by the DCFS. In divorce cases, the Honourable Chief Justice has directed that legal aid will only be granted where there are allegations of recent domestic violence or children are at risk. Travelling With Children Following a divorce or separation you must get permission from the parent with responsibility for a child, or from a court, before taking the child abroad. It is also prudent to specify in any court order or divorce agreement what is intended for future travel abroad. Is it allowed, or is it restricted? Even if permission is given in your final court order, you should still obtain a letter which demonstrates that you have permission to take the child abroad. Even if travel arrangements are agreed between you and the other parent, you might still be asked for a letter at a border. The letter should include the other person’s contact details and details about the trip. It also helps if you travel with the child’s birth or adoption certificate, especially if you are a single parent and your family name is different from your child’s name. WILLS

Once you have a family it is especially important to have an up-to-date will. If you die, or worse, both parents die, you will want to ensure your children are looked after by guardians that you have chosen. Making a will is your opportunity to create a plan that protects your children and the property that you leave to them. Each parent needs his or her own will. You might include the following information: 1) Who will care for your children in the event of the mother or fathers’ or both parents death; 2) Who will look after your children’s finances; 3) Who will be responsible for any property your children inherit; 4) How will property/finances be divided between multiple children. You will need to include things like jewellery, clothing, art and other personal possessions; 5) A named ‘executor’ or the person (often

a spouse, adult child or other close family

Tel: (345) 623 2740

the Family Resource Centre offer The Legal

member) who will disburse funds or

Email: info@mcgrathtonner.com

Befrienders Clinic and phone line every Tuesday

administer your will upon your death.

www.mcgrathtonner.com

from 5pm-6.30pm. Call or walk-in. First come

One of Caymanâ&#x20AC;&#x2122;s premier law firms for family

first serve, no appointments are necessary.

To find out more about writing a will see pages 102-104. LAW FIRMS WITH FAMILY PRACTICES

and divorce matters. They advise on all aspects of the breakdown of a relationship including

The Family Resource Center (FRC)

the financial implications and arrangements in

2nd Floor, 87 Mary Street, George Town

Bedell Cristin

relation to children. They provide advice on and

Tel: (345) 949 0006

18 Forum Lane, Suite 5305, 3rd Fl, Camana Bay

draft all forms of matrimonial agreement: pre

Email: frc@gov.ky or www.dcs.gov.ky/frc/

Tel: (345) 949 0488

and post-nuptial and separation agreements.

The FRC is dedicated to providing a wide range

Email: caymanenquiries@bedellcristin.com

The firm has experienced mediators on its

of services and programmes to promote and

www.bedellcristin.com/locations/cayman-

family team and they regularly deal with

support healthy family relationships. The

islands/

international

overseas

programmes are free, short or long term, and

Bedell Cristin has considerable expertise in

assets and foreign proceedings. SE E AD PAG E 63

they equip families with tools and strategies to

matters

involving

family law and offers a broad practice covering

parent confidently. Programmes include: CoPhoenix Legal

Parenting Workshops, Fathers First Workshop

pre and post-nuptial agreements, separation,

Office 115, Windward III, Regatta Office Park

and Parenting Inside Out. The FRC also provides

financial and ancillary relief and all Children Law

Tel: (345) 929 4701

a walk-in service for crisis intervention and

matters including residence, contact, custody,

Email: lisa@phoenixlegal.ky

assessment of victims of family violence to

relocation and removal from the jurisdiction.

www.phoenixlegal.ky

ensure appropriate referrals to community

SE E AD PAG E S 37 & 83

They offer legal services for family law including

resources,

pre and post nuptial agreements, divorce,

guidance.

custody arrangements, the division of assets,

Tel: (345) 949 7237

guardianship and receivership applications, and

Email: info@broadhurstllc.com

protection from domestic violence.

and

emotional

support

and

Tell them you saw it in the

www.broadhurstllc.com A firm specialising in dispute resolution/

Travers Thorp Alberga

litigation with an approachable family law

2nd Floor, Harbour Place

team experienced in complex and high-value

103 South Church Street, George Town

matters that can assist in all areas of family

Tel: (345) 949 0699

law, including pre nuptial agreements, divorce

Email: info@traversthorpalberga.com

and child related matters. SE E AD PAG E 173

www.traversthorpalberga.com Travers Thorp Alberga has an experienced

Hampson and Company

matrimonial department dealing with family

Apollo House East, 4th Floor

law including divorce, financial provision,

87 Mary Street, George Town

child custody and cross border asset tracing.

Tel: (345) 623 7788

They also have specialists in private client

Email: info@hampsonandco.com

work including wills, trusts and immigration,

www.hampsonandco.com Graham

providing a full suite of legal services for your

Led

Hampson,

Hampson

and

Company

offers

experienced

and

attorney, wrote the entire Family Matters

comprehensive

advice

and

chapter for us.] SE E AD PAG E 172

family

family. [CR Editor: Louise Desrosiers, their

matrimonial law, including pre/post nuptial agreements, mediation, division of assets,

Other Resources

and children issues (residence, support and

Legal Befrienders

relocation), through amicable settlement, and

87 Mary Street, 2nd Floor Apollo House West

if necessary, at trial and appellate levels.

Tel: (345) 945 8869

SE E AD T H I S PAG E

www.dcs.gov.ky/frc If you are seeking free legal advice from

McGrath Tonner

qualified attorneys on issues such as domestic

5th Floor, Genesis Building, George Town

violence, divorce, immigration and more,

FA M I LY M AT T E R S

Broadhurst LLC

THE

contentious and non-contentious divorce,

Âť

www. c a y m a n r e s i d e n t . c o m

175

Living In Cayman

Photos courtesy of Deep Blue Images

A list of professional services to make Island life easier, including babysitters, beauty salons, dry cleaners, postal services and more.

L I V I N G I N C AY M A N

- Babysitters & Nannies - Bicycle Repairs - Car Wash - Day Spas, Hair & Beauty Salons - Dry Cleaning, Laundry & Tailors - Event Planners & Party Rentals - Florists - Key Cutting/Locksmiths - Local Media/Radio Stations - Notary Public - Personal Concierge Services - Photographers - Photo Processing Studios - Postal Services - Courier Services - Printing & Copying - Purchasing Overseas - Storage Units & Warehouse Space

176 177 177 177 178 178 179 179 179 181 181 181 181 181 183 183 183 183

have staff trained in CPR and first aid. For a good babysitting service you can expect to pay between CI$12-CI$14 per hour (extra for more than one child). Hourly, daily or weekly rates can be negotiated for cleaning, as well as childcare. Although babysitters can be found by word-of-mouth, below we have listed some reputable companies. More information on hiring a fulltime domestic helper or nanny can be found in the Running Your Home chapter and in our sister publication, Cayman Parent (www. caymanparent.com). AAA Caregivers Tel: (345) 916 5925 Email: aaacaregivers@candw.ky or www.aaacaregivers.ky They are a home care service agency whose staff are trained in first aid/ CPR, housekeeping, childcare and safety. Staff members are assigned

iving in Cayman is made easy thanks to the abundance of highly-skilled professionals who offer exceptional services. From internationally-trained hairdressers and photographers, to hard working beauticians and reliable event planners – this chapter contains all the information needed for taking care of yourself and your family. For home related services like air conditioning technicians, house cleaners and plumbers, see the Running Your Home chapter; for information on pets, see the Pets chapter.

based on the suitability to your family’s needs. The cost of the service is dependent on the amount of cleaning and childcare to be done and whether it is part-time or full-time. If you require a full-time domestic helper or caregiver, they can source, interview, and train a trustworthy and hardworking employee for you for a finder’s fee, who you can then employ on your own terms. Their rates are very competitive. Best Home Care Agency Tel: (345) 947 2297 or (345) 926 2297

Babysitters & Nannies A reputable babysitting company should be licensed, insured and 176

CAYMANRESIDENT 2021

Best Home Care Agency offers professional childcare and babysitting services as well as housekeeping services.

K&A Janitorial Services

Tel: (345) 943 2002

Offering massage therapy, body treatments,

Tel: (345) 326 3379

Email: info@davinciwellnesscentre.com

facials, manicures, pedicures.

K&A Janitorial Services provides residential

Book: www.davinciwellnesscentre.com

and commercial cleaning including carpet,

Services include: Chiropractic, Physiotherapy,

La Prairie Spa, The Ritz-Carlton, Grand Cayman

upholstery, windows, tile and grout cleaning.

Cellular Therapy, Sleep Evaluation, Women’s

West Bay Road

Health, Men’s Health, Candela Laser, Laser

Tel: (345) 815 6900

Bicycle Repairs

Hair

Tightening,

Services include signature facials, massages

Cayman Mobile Bike Repairs

Laser Skin Treatments, Body Contouring,

and body treatments. Treatments range from

Tel: (345) 936 8385 or (345) 525 2020

Acupuncture, Chinese Medicine, Aesthetic

45 minutes to a full day of services.

A mobile bike repair company that also

Medicine,

sells bicycles, Shimano and Garmin bicycle

Therapy,

computers, shoes, jerseys, shorts and helmets.

Reflexology,

Removal,

Laser

Skin

Botox/Juvéderm, Mesotherapy, Massage

Naturopathy,

Carboxy

Sclerotherapy, therapy,

Guided

Reiki,

Meditation,

Uncle Bill’s Home Improvement Centre

HydraFacials, Microdermabrasion, Chemical

343 Eastern Ave, George Town

peels, IVF support/infertility, and smoking

Tel: (345) 949 7601

cessation. SE E AD PAG E 331, 332 & 334

Madison One Salon Park Place, 25 Earth Close, Off West Bay Road Tel: (345) 325 0371 Sue Tyrrell specialises in colour work. Tips ‘N’ Toes Bayshore Mall, South Church Street, GT

As well as bike repairs they sell a variety of Eclipze Hair Design & Day Spa

Tel: (345) 943 8637

repair kits. SE E AD PAG E 227

South Market Street, Camana Bay

Facials, massages, nail services, body treatments,

Tel: (345) 945 1188 or (345) 916 7274

microneedling and microblading.

Get Nailed & More

Rock Gorgeous Hair

Caribbean Plaza, West Bay Road

1st Floor, Coconut Plaza, West Bay Road

Tel: (345) 943 3836

Tel: (345) 925 4231

Car Wash Cayman’s only automated car wash, The Auto Spa (Tel: (345) 943 1946) is located off Godfrey Nixon Way. Refer to the Transportation chapter to learn more.

Email: info@rockgorgeoushair.com Halo Hair Studio

Book online: www.rockgorgeoushair.com

Cleaning Services See the Running Your Home chapter.

72 North Church Street, George Town

Located between the Ritz and the Caribbean

Tel: (345) 623 5437

Club, their international team from Canada,

Day Spas, Hair & Beauty Salons Whether you’re looking to get massages, manicures, pedicures, facials, haircuts or other beauty treatments, Cayman has a great selection of service providers. It is customary to leave a tip of 15% or more.

Hibiscus Spa at the Westin Resort & Spa

their colour work, event hair and make-up,

Seven Mile Beach, West Bay Road

bridal services and hair extensions. They have a

Tel: (345) 914 2009 or (345) 914 2010

‘Braid Bar’ offered throughout the day starting

Treatments include facials, massage therapies,

at just CI$40, and a Happy Hour ‘GlamBar’

nail services, waxing, and more.

which offers express services on makeup and

UK, Ireland, Sweden and the US are known for

styling Tuesday-Friday 1pm-3pm. Book in for The Spa at Seafire (Kimpton)

the full experience and sip on some bubbly or a

Beyond Basics Medical Day Spa

60 Tanager Way, off West Bay Road, SMB

cappuccino and let their talented artists leave

3rd Floor, Tomlinson Building, GT

Tel: (345) 746 4040

you looking “Rock Gorgeous!”.

Tel: (345) 945 2737 Offers

Laser

Rejuvenation,

hair

removal,

HydraFacials,

Laser

Skin

microneedling,

threading. They also sell cosmeceuticals. Body Works Queens Court Plaza, West Bay Road Tel: (345) 945 6485 Offers massages, facials, waxing and nails.

HAIR

SALON & SPA

(345) 949-8809

Da Vinci Centre for Wellness and Alternative Therapies Park Place, West Bay Road

Cutting • Perming • Colouring • Highlights • Braiding • Relaxer • Acrylic Nails • Manicures Massage • Pedicures • Waxing • Facials • Eyelash & Eyebrow Tinting

www. c a y m a n r e s i d e n t . c o m

177

L I V I N G I N C AY M A N

bike-related products, accessories, lights and

Scalp Aesthetics

Email: islandcleaners@candw.ky

Tel: (345) 947 1897

130 Keturah Street, Walkers Road

www.islandcleaners.ky

Tel: (345) 917 6262 or (345) 949 2944 Spa Esprit Hair Design & Day Spa

Vanity Hair and Nail

www.facebook.com/IslandCleaners

Unit 1, Midtown Plaza, George Town

Island Cleaners offer a full laundry and dry

Tel: (345) 949 7929

cleaning service for clothing and household

The Strand Shopping Plaza, West Bay Road

items such as duvets, bed linen, comforters

Tel: (345) 945 4334

WOW Spa

and more. You can visit their shop or take

Smith Road Plaza, Suites 5&6, Smith Road,

advantage of their free pick-up and delivery

Styles Hair Salon & Spa

Tel: (345) 945 6968 or (345) 936 6969

service to your home or office. They also offer

West Shore Centre, West Bay Road

Offering

Tel: (345) 949 8809

massages, body wraps, spray tans, makeup

Facebook: Styles Beauty Salon and Spa

and all-natural skin care products.

waxing,

nail

services,

facials,

Tel: (345) 949 8989 or (345) 938 6189

Dry Cleaning, Laundry Services & Tailors There are several dry cleaners on the Island that are fully equipped to deal with shirts, trousers, dresses, bedspreads, sofa slipcovers, rugs and more. In addition to several tailoring stores in Cayman, many of the dry cleaners also offer an alteration and repair service for minor issues.

Uniko Eco Salon

Classy Tailoring

Harbour Centre, SMB

Nevlaw Building, Shedden Road

Tel: (345) 769 5400

Tel: (345) 946 9283 or (345) 924 6917

waxing, full body treatments, massages, spray tanning, acrylic nails, manicures and pedicures. They also offer a variety of Keratin treatments.

SE E AD PAG E 177

Touch of Thai Park Place, West Bay Road

re-sizing garments. SE E AD T H I S PAG E Puritan Cleaners

Services include: unisex hair cutting, colouring and treatments, highlights, lowlights, tinting,

an alteration service, from replacing buttons to

Four locations: two in George Town, one in West Bay and one in Savannah. Tel: (345) 949 7104 Super Stitch Suite #39, Pasadora Place, Smith Road Tel: (345) 949 2833 Offers fabrics, arts, crafts and sewing supplies, as well as carrying out a tailoring and dress

L I V I N G I N C AY M A N

making service within the store.

Massimo Crigna’s new sustainable hair salon is Cayman’s only eco-friendly salon. It features

Fluff ‘N’ Fold

environmentally friendly elements and products.

65 Market Street, Camana Bay

Services include: cuts, hair botox, colour and

Tel: (345) 943 5833

styling.

Cayman’s only certified eco-friendly dry cleaning and laundry service provider. Free

Utopia Salon

pick-up and delivery is available within the

Caribbean Plaza, West Bay Road

George Town and Seven Mile Beach areas.

Tel: (345) 749 8876

Event Planners & Party Rentals Most of the big hotels and larger restaurants on Grand Cayman such as Caribbean Club (Tel: (345) 623 4500) and Cracked Conch (Tel: (345) 945 5217) offer event planning as part of their packages. For wedding planners, see the Getting Married chapter. For catering, see the Food & Drink chapter. For party stores, see the Shopping chapter. For event planning services and equipment rental, contact the following:

Island Cleaners Vintage

43 Vibert Bodden Drive, George Town

AI Rentals

Unit 8 Seven Mile Shops, West Bay Road

Tel: (345) 949 5391

17 Lancaster Crescent, Industrial Park Tel: (345) 946 4935 or www.ai-rentals.com Every Last Detail Tel: (345) 321 8227 Offers event planning services for all events. Massive Equipment Rental & Sales Tel: (345) 949 7990

43 Vibert Bodden Drive

www.massivegroup.com Massive offers a huge selection of inventory including: Audio/visual/lighting, tables, chairs, tableware,

cooling

instruments,

games,

glassware, food service items, special effects, 178

CAYMANRESIDENT 2021

staging, dance floors, tents and more. Delivery

by the pound. They will sort, clean, dry and

Radio Cayman 89.9 FM

and collection from any location on-Island.

neatly fold your laundry for only CI$1.50 per

A Government-owned station featuring local

pound. They also do Commercial service.

and international news (BBC), talk-shows and

SE E AD P R E VIOU S PAG E

music. Available in the Sister Islands on 93.9 FM.

Florists Celebrations Ltd.

They host the morning show ‘Business Buzz’

Building C, Kingbird Warehouse Park

Super Suds Laundromat

Tel: (345) 623 2044

553 Odessa Plaza, Bodden Town

Flower arrangements of freshly cut flowers for

Tel: (345) 916 4719

with Sabrina Turner on Tuesday and Thursday. Rooster 101.9 FM Plays country music and hosts a very popular

every occasion. LOCAL MEDIA

political morning talk show called ‘Cayman

Every Bloomin’ Thing (EBT)

Local Radio Stations

384 Crewe Road, George Town

Big Fish 95.5 FM

Tel: (345) 945 1701

Contemporary Christian music with teaching

Spin 94.9 FM

www.ebt.com.ky

segments.

Plays a range of music from the top 40 to

Crosstalk’. Also available in the Sister Islands.

A full-service floral shop, landscaping company, garden centre, gift shop and tea room.

dance, and hip-hop to rock. Bob FM 94.9 Bob FM plays the best of the 80s and 90s.

Star 92.7 FM

Trisha’s Roses

Playing pop, rap, rock, hip-hop, trance, electro

266 North Church Street, Waterfront

Breeze 105.3 FM

Tel: (345) 949 2423 or (345) 949 7315

Playing pop, Latin, reggae, religious and

They create arrangements for all occasions.

country. Available in Cayman Brac on 93.9 FM.

house and country.

107.9 FM Weather Features a recording (updated hourly) of the

CAYROCK 96.5 FM

temperature, rain probability, humidity, wave

Playing classic rock and new rock. Featuring

heights and tides.

artists such as U2, Led Zeppelin, Green Day, Guns N’ Roses, Red Hot Chili Peppers, Rolling

X107.1 FM

Stones and The Who. SE E AD PAG E 180

Playing the international Top 40 hits. Featuring

Choice Professional Locksmiths Tel: (345) 928 6659

artists such as Billie Eilish, Lady Gaga, Ariana HOT 104.1 FM

Grande, The Weeknd and more. SE E AD PAG E 180

Playing a mix of reggae, dancehall, reggaeton, The Security Centre Limited

soca and gospel. Featuring artists such as Bob

Z99.9 FM

Tel: (345) 949 0004

Marley, Machel Montano, Movado, Bunji Garlin,

Plays the latest pop hits. They also have a very

Beanie Man and Popcaan. SE E AD PAG E 180

popular morning show called ‘On Air’.

ICCI 101.1 FM

Local News - Online & Print There are several online news services in the Cayman Islands, as well as two newspapers. The Cayman Compass is published weekly on Fridays (cover price $1) and includes news, issues, business, living and sport sections. Copies are available from outlets around the Islands, including gas stations and supermarkets. Their website, www. caymancompass.com, is updated with breaking news, developing stories and also live-streamed debates. Subscription to the website is $9.99 per month. The Caymanian Times is another weekly newspaper, that is available free-of-cost on Wednesdays and Fridays at outlets around the Island, with the accompanying website

Laundromats/Launderette Laundromats are a convenient solution if you do not have a washer and dryer or if you need to wash bulky items. They are usually open daily and accept CI quarters.

A college radio station whose mandate is to train future broadcasting professionals. Irie 98.9 FM

C.A.R.T.S. Laundry

Broadcasting the sound of the Caribbean with a

Barnes Centre, Walkers Road, George Town

variety of soca, reggae and dancehall.

Tel: (345) 949 0361 KISS 106.1 FM Fluff ‘N’ Fold Laundry Services

Playing adult contemporary from the 70s to

65 Market Street, Camana Bay

today. Kiss 106.1 has Cayman’s best variety

Tel: (345) 943 5833

of music with tracks that are sure to appeal to everyone. SE E AD PAG E 180

Island Cleaners 43 Vibert Bodden Drive, George Town

Praise 87.9 FM

Tel: (345) 949 5391

Christian

Island Cleaners offer a Wash and Fold service

Conference of Seventh-Day Adventists.

radio

station.

Owned

the

www. c a y m a n r e s i d e n t . c o m

179

L I V I N G I N C AY M A N

Key Cutting/Locksmiths Most home centres offer a key cutting service, however, the following two companies have dedicated locksmiths:

www.caymaniantimes.ky. Cayman News (CNS) is a free online-only news service at www.caymannewsservice.com which covers breaking stories and “local life” articles. Loop Cayman, at www.loopcayman.com is an online-only service which provides local and regional news. Cayman Marl Road, www.caymanmarlroad. com, covers local news and stories and has a very active Facebook page.

Service

and underwater photography.

My Personal Concierge Services Berthaze Court, 95 Godfrey Nixon Way, GT

Guy Waller Photography

Tel: (345) 928 7723 or (345) 947 8565

Tel: (345) 321 3336

Offers a range of personal and corporate

Email: guy@pinkpalmstudio.com

concierge

www.guywaller.com

services,

such

shopping,

vehicle licensing, immigration assistance and

Bespoke

administration assistance.

photographer capturing memories and joyful

wedding

and

family

portrait

moments. KRW Personal Services Tel: (345) 917 8885

Pictures by Shankar

Services provided include grocery shopping,

Tel: (345) 925 1777

administrative assistance such as completing

Email: info@picturesbyshankar.com

application forms, writing cover letters and

www.picturesbyshankar.com

helping with essays, and immigration services. Rebecca Davidson Photography

Photographers

Tel: (345) 916 1654

Cayman Photographers by Cathy Church’s

Email: wedding@rebeccadavidson.com

Photo Centre

www.rebeccadavidson.com

Sunset House Hotel, South Church Street, GT

A talented photographer with over 30 years’

Tel: (345) 949 7415

experience in capturing stunning images.

Email: Lin@cathychurch.com

Rebecca has the expertise and the enthusiasm

www.LinFronda.com

to capture memories that you will treasure

Cathy Church and a staff of dedicated

forever. Specialising in weddings, Rebecca’s

photographers can video or photograph

fun style puts everyone at ease allowing her to

every occasion from weddings to underwater

capture love and laughter in the most natural

birthdays to corporate projects.

way. SE E AD PAG E 350

SE E AD PAG E S

228, 349 & 404

Creations Unlimited Email: lucy@creations.ky A team of talented photographers with over 20 years’ experience in capturing stunning images from family shoots to weddings. They also sell

Photo Processing Studios As far as we know, Rainbow Photo in Elizabethan Square, Shedden Road (Tel: (345) 945 2046) is the only photo studio that still develops film. They will also scan your old negatives onto CDs for you.

canvas prints and much more.

Notary Public For the purpose of a work permit application, a bank account application or any other reason when you may need your identity verified, you will need a Cayman Islands Notary Public to certify that the document is an authentic and correct copy of the original. You can find a list of all licensed and active notaries on the Judicial website: www.judicial.ky/general-public/notariespublic. The standard charge is CI$30 per stamp. Alternatively, call either Baysyde Biz on (345) 917 5756 or Joy Basdeo MBE, JP on (345) 949 9933.

Cathy Church’s Photo Centre & Gallery Daria Keenan

Sunset House Hotel, South Church Street, GT

Tel: (345) 925 6695

Tel: (345) 949 7415

www.dariakeenan.com

www.cathychurch.com

An award winning family and newborn

Offers printing on canvas, photo and art papers,

photographer, photographing families in Grand

up to 58” by any length. They offer professional

Cayman since 2014. With every shoot, she aims to

retouching, canvas stretching, framing, high-res

capture genuine expressions and joyful moments

art reproduction and self-service printing kiosks.

all during the beautiful sunset hour. She is most

SE E AD PAG E S 228, 349 & 404

known for her high energy and ability to put children and parents at ease in front of her camera. Deep Blue Images/Julie Corsetti Tel: (345) 916 0016 Email: info@deepblueimages.com Specialises in wedding, family, children, events

POSTAL SERVICES IN THE CAYMAN ISLANDS

Postal services in Cayman are fast and efficient with the turnaround time for local mail usually being 24 hours. There is no postal mail delivery to houses and

www. c a y m a n r e s i d e n t . c o m

181

L I V I N G I N C AY M A N

Local Television Stations Currently, there are two free television stations in Cayman: Trinity Broadcast Network (channel 21 over-the-air and 41 on Logic) and the Seventh Day Adventist Network (channel 30 over-the-air and Logic channel 42). Other television stations include the Cayman Islands Government Television, CIGTV, (C3 channel 3 and Logic channel 23), Cayman Life TV (Logic channel 33) and Discover Cayman (Logic channel 27 and C3 channel 2) which provides information for visitors and locals on activities, events and dining out in the Cayman Islands. CIGTV also has a YouTube channel by the same name where they stream important news briefs and government press conferences. During the COVID-19 Island-wide lockdown period, live press conferences were held daily to update the public on local developments.

Personal Concierge Services

businesses, so alternatively PO Boxes are used. There are sixteen post offices and numerous blue mailboxes located throughout the Islands. The largest post office branches are the Airport (APO), General Post Office downtown (GPO) and Seven Mile Beach (SMB), but there are also post offices in Savannah, Bodden Town, North Side, East End, Hell and West Bay. The APO and GPO are open from 8.15am-5pm Monday-Friday and all other post offices are open from 8.30am-

5pm Monday-Friday. Some offices are open on a Saturday from 9am-12.30pm, except for the post offices in Hell, Bodden Town, North Side and East End, which remain closed on the weekend. Incoming and outgoing international mail in the Cayman Islands has been impacted by COVID-19 restrictions (as has the rest of the world). The Postal Service continues its efforts to reestablish mail services to pre-COVID-19 lockdown levels. The situation will improve as airline

L I V I N G I N C AY M A N

info@miniwarehouse2.ky

transportation links resume worldwide and national postal services in other countries expand their level of service. Postage Costs Overseas Mail: Airmail is zoned according to its destination and charged by weight. A postage calculator is available on the website: www.caymanpost.gov.ky. > US, Canada and Central America: CI$0.75 per half ounce. > UK and South America: CI$0.80 per half ounce. > Asia, South Africa and Australia: CI$1 per half ounce. There is also a ‘printed matter only’ rate available for overseas mail. Mail is dispatched daily but must be in the mailbox by 3pm. The Post Office also offers an Express Mail Service (EMS) which delivers packages to 177 countries. Call (345) 949 6777 for more information. All incoming parcels are subject to duty and you will receive a notice in your mailbox when a parcel has arrived. If you prefer, you can request that the notice be sent to you by email by sending the tracking number and invoice to parcelpost@gov.ky. The CIPS delivers trackable items to street addresses for an additional fee. To schedule a delivery, use the link on the Contact Us page of their website (www.caymanpost.gov.ky) or email: parcelpost@gov.ky and include the item’s identifier number and delivery address details. An example of the correct way to address mail or a parcel to Cayman is listed below. It is a requirement that a PO Box number as well as a postal code is always used on a letter mailed to the Cayman Islands unless coming by courier. Mr. Cayman Resident PO Box 31403 Grand Cayman KY1-1206 CAYMAN ISLANDS

Do not solely write George Town on the envelope, as there are dozens of ‘George Towns’ and ‘Georgetowns’ around the world and its use can cause confusion. 182

CAYMANRESIDENT 2021

Private Mailbox Services

Tel: (345) 745 1400

boxes (non-climate and climate controlled)

Mail Boxes Etc.

Email: info@mbe.ky or visit www.mbe.ky

that are stored in a 24-hour surveillance

Market Street, Camana Bay

A one-stop shop for printing services,

facility. Box Buddies also has a fully equipped

Tel: (345) 745 1400

including digital colour and black and white

moving crew that will deliver boxes for your

Email: info@mbe.ky or visit www.mbe.ky

copies, binding, laminating, etc. They print

packing and then return to collect them.

Services include: Private mailboxes (with

business cards, brochures, flyers, invitations,

a local Cayman street address which are

plus more. They also do passport photos, are

Heritage Holdings Ltd.

accessible 24/7), mail holding and forwarding,

an authorised shipping centre for DHL, FedEx

Barcadere, Kingbird and Universal

packing, and shipping and a US address service

and UPS and rent out mail boxes.

Warehouse Parks

- useful for imports and online shopping. They also offer passport photos and printing services such as digital colour and black and white copies, binding, and laminating. They are an authorised shipping centre for DHL, FedEx and UPS, and also offer full postal services. They are open from Monday-Friday 9am6pm and Saturday from 9am-5pm.

Express Mail Service (EMS) Tel: (345) 949 6777 A cost effective way to ship parcels through

Purchasing Overseas All visitors are expected to declare anything new they are bringing in if they exceed the CI$500 goods allowance or the alcohol and tobacco quotas. Keep in mind that a lot of online retailers do not ship to Cayman and if they do, shipping costs will be high. Most banks on Island will allow you to add an additional address to your cards which will allow you to shop at online retailers that do not accept Cayman addresses. Contact any of the companies listed below for their shipping rates to avoid these high fees. They can ship anything you buy in the US to Grand Cayman, including large bulky items. These companies will provide you with an address in the US and will then forward the package to Cayman from there.

the local post office.

Email: sales@heritageholdings.ky www.heritageholdings.ky Heritage Holdings Ltd. is one of Cayman’s leading

commercial

developers,

also

specialising in Property and Warehouse Management Services. Completed projects include Centennial Towers, Countryside Shopping Village and Kingbird I & II, Barcadere I & II and Universal Warehouse Parks. Warehouses are well managed, have 24 hour surveillance and are available in 1250, 625 or 312sq ft units. The new 2nd floor at Barcadere II is accessible via a cargo elevator and offers a unique space for an office, studio or storage across from George Town Yacht Club. SE E AD PAG E 73 Mini Warehouse 2 Ltd. 246A Industrial Park, George Town PO Box 11637 APO Grand Cayman, KY1-1009

CICA Tel: (345) 949 2350

Tel: (345) 949 7750

DHL International (Cayman) Ltd.

Mail Boxes Etc. Tel: (345) 745 1400

Email: info@miniwarehouse.2.ky

131 Warehouse Centre, Maclendon Drive, GT

Miracle Brokers Tel: (345) 949 5989

www.miniwarehouse2.ky

Tel: (345) 949 8575

Seaboard Marine Tel: (345) 949 4977

Mini Warehouse 2 is the oldest and largest

Provides next-day delivery service by air.

Sta-Mar Enterprises Tel: (345) 949 2399

self-storage facility on Grand Cayman.

Online booking and tracking available.

Their climate-controlled units are secure

Shoe Repair

with state-of-the-art security. Climate-

FedEx Express

No. 1 Shoe Shop

controlled units are available (in sizes 4’ x

Tel: (345) 949 5911

Tel: (345) 949 5595

3’ to 10’ x 20’) at two locations: Canal Point

UPS (United Parcel Service)

Storage Units & Warehouse Space The companies listed below have multiple fully-managed warehouses.

across from the Strand on West Bay Road,

Printing & Copying

which

offers

climate-controlled

units,

and the Airport Industrial Park, which also offers climate-controlled and non-climatecontrolled units ranging in size from 5’ x

THE

Tel: (345) 749 8771

Cayman Business Machines

Box Buddies

5’ to 20’ x 20’. Prices range from CI$69 to

49 Hospital Road, George Town

Building 6, GKF Business Park,

CI$1,500 per month. SEE AD PAGE 182

Tel: (345) 949 8642

Godfrey Nixon Way, George Town

Tell them you saw it in the

Tel: (345) 526 2697 Mail Boxes Etc.

Email: info@boxbuddies.ky

Market Street, Camana Bay

Box Buddies offers standard sized packing

www. c a y m a n r e s i d e n t . c o m

183

L I V I N G I N C AY M A N

Courier Services International courier services to and from the Island are extremely reliable. A CI$2 government tax is charged on all packages leaving via courier. When packages arrive a CI$5 package tax and a CI$5 warehouse fee are applied. Some couriers also charge a CI$8 clearance fee.

Tel: (345) 936 3343

Disaster Preparedness

An overview of how to be prepared for hurricanes, earthquakes, tsunamis, waterspouts and tornadoes. Information on what to do, supplies to purchase and what to expect so that you can be ready.

Hurricanes 184 185

Photos courtesy of Courtney Platt and Jennifer Marshall

Earthquakes & Tsunamis

Waterspouts & Tornadoes 186

Emergency Alert System

186

Property Protection

186

D I SA S T E R P R E PA R E D N E S S

Insurance 188 Medical Assistance

188

Children & the Elderly

188

Leaving the Island

188

Aftermath of a Disaster

188

Checklists & Important Info - Hurricane Supply Kit - Things To Do - Important Documents - Flags - Hurricane Scale - Food & Water Supplies

186-188 186 187 187 187 187 188

Important Numbers Police/Fire/Hospital/Ambulance 911 National Hurricane Committee 949 6555 Emergency Hotline (during ‘Alert’) 946 3333

lthough the Cayman Islands are located in an area which can and does get affected by hurricanes, other natural disasters can occasionally affect us as well. This chapter provides a summary of hurricanes, earthquakes, tsunamis, waterspouts and tornadoes, along with information on how to be prepared. Hazard 184

CAYMANRESIDENT 2021

Management Cayman Islands (HMCI) are responsible for dealing with both natural and man-made disasters, should they occur. They are responsible for the National Disaster Management Programme, which includes preparedness, response, mitigation and recovery. Their main aim is to protect Cayman’s residents and visitors by being prepared for every scenario of a disaster. This includes working with emergency responders to reduce the loss of life, suffering, property and environmental damage. Visit www.caymanprepared.gov.ky for more information. In previous years, the deployment of Cayman’s National Emergency Operations Centre was uncommon, however in 2020 they were active since January, responding to a major earthquake and tsunami warning, two large landfill fires, a tropical storm warning and an ongoing pandemic. Hurricanes A hurricane is a large rotating system of wind and water, originating in the tropics with sustained surface winds of at least 74mph. It is the most common natural disaster that threatens the Islands. Hurricanes start out as a tropical disturbance when a mass of organised oceanic thunderstorms persists for 24 hours. Once closed circulation occurs and winds reach 74mph, it becomes classified as a hurricane. Hurricanes are measured by the Saffir-Simpson wind scale, but this scale is not a very good indicator of the likely impacts, so it is important to tune in to Radio Cayman and other official Government information sources when a hurricane is threatening. The hurricane category only measures wind speed, it does not consider things like

information in the aftermath of a storm. Internet, television and cell phone systems may go down for hours, days or weeks. Preparation is key - be sure to install hurricane shutters or get plywood sheets (to cover openings) before the hurricane season so you can protect your property when you need to. Once the wind breaches the home it is much easier for the roof to be lifted off. It’s too late to think about saving your personal items, important documents, filling the car up with gas or buying supply kits and non-perishable supplies when a hurricane is imminent. Also, withdraw enough cash to last for a few weeks, as after a storm ATM machines may not work, banks might ration cash withdrawals and personal cheques will not be accepted. Prepare an evacuation ‘togo bag’ containing important documents (inside a watertight ziplock bag) and enough clothes, water, food, snacks and medication for each member of your family for at least five days. Please refer to the checklists in this chapter. Decide ahead of time where you will stay during a hurricane. If your home is high enough and durable enough to withstand the winds, storm surge and waves, then it is probably the best place to stay. Ask your neighbours about the vulnerability of your neighbourhood in the case of flooding and wave threats, or reach out to Lands and Survey to get a topographical map of your specific area (cost $50). If you decide that it is safe to stay in your home, find the safest areas in your house to shelter and potential escape routes. If your home is not secure, then evacuate! Low-lying areas will flood, so take shelter on higher ground at your work place or a friend’s house. Hurricane shelters are also an option; a complete list of locations can be found on www.caymanprepared.ky or www.caymanresident.com. Bear in mind, there is at least one emergency medical centre (EMC) shelter located in every district and there are doctors and nurses at these shelters. Remember ambulances will not be running during a hurricane, so if you have a health issue that may require

medical attention it is best to go to an EMC shelter. Shelters can also become quite crowded and they ask that you bring enough supplies (food and water) for your family. Most shelters do not allow pets, but there are two pet shelters (John Gray High School and Clifton Hunter High School) that accept dogs and cats, but crates are required (a full checklist is on the Caymanprepared website). Earthquakes & Tsunamis Grand Cayman lies close to the boundary zone of the Caribbean and North American tectonic plates, which are seismically active. Cayman experienced a magnitude 7.7 earthquake with its epicentre 67 miles from Cayman Brac and 154 miles from Grand Cayman on the 28th of January 2020. Although there were reports of multiple sinkholes and some reports of 1-2ft waves, no major structural damage occurred. Over 20 aftershocks were felt with the strongest tremor measuring 6.1 with the epicentre just 35 miles east of Grand Cayman. Before this, the strongest recorded earthquake in Cayman, which occurred on 14th December 2004, measured 6.8, and despite the epicenter being just 20 miles away from George Town, very minimal damage occurred. In the case of an earthquake, duck, cover and hold: get under a solid piece of furniture or reinforced doorway. Be sure to cover your head to protect yourself from falling objects. If outdoors, move to an open space away from glass, electrical cables, trees, light poles and other objects that are likely to fall. Do not move until the shaking has completely stopped! Tsunamis are most often triggered by underwater earthquakes, with waves spreading outwards rapidly from the site. Out at sea (in deep water) these waves typically measure only a few inches in height and may travel at speeds of 400mph, but when the tsunami reaches shallow water, the wave slows and its height increases. Although tsunamis triggered by earthquakes can occur in Cayman, the probability is believed to be very low: Cayman’s underwater landscape, with

www. c a y m a n r e s i d e n t . c o m

185

D I SA S T E R P R E PA R E D N E S S

the size of the hurricane wind field, the angle of approach or the forward speed. These elements can affect the height of the storm surge, which is the most significant threat to life and property. Both Grand Cayman and Little Cayman are generally very low lying (on average less than 7 feet above sea level) and a hurricane can cause the sea level to rise up in some extreme (and rare) cases as high as 20 feet above the usual sea level. In addition to the surge, hurricanes are usually accompanied by very large waves (which are a different and separate threat from the surge). Waves are a very real threat for coastal residents on open coastlines (as opposed to canals). A wave can be a maximum of 1.5 times the depth of the water offshore. If you live near an area with a water depth of approximately 20ft, and there is a 10ft storm surge, then a 45ft wave could potentially come ashore. A wave this size would easily reach the second floor of a coastal building. Most properties located on the coast are vulnerable to impacts from the sea in a hurricane, but some people are not aware that the surge risk also exists for residents living well inland, especially those living in single storey dwellings in low lying areas. For example, if a very large and powerful hurricane threatens, and your ground floor is 10ft above sea level, it is possible for the storm surge to fill the house with water up to the ceiling, and in some cases leave you trapped. If Cayman does get a significant hit by a hurricane, plan to be without power and water for seven days minimum. After Hurricane Ivan, it took 2-3 months for most residents to get their electricity back, and about a month for water. Keep in mind that there were also no banks, supermarkets or gas stations open for at least a week, so it is important to have an emergency supply of canned food and water that will last up to at least one week. You are advised to store a gallon of water per day for each person in your house, and to keep it cool by storing it in a dark location. Have a portable radio with extra batteries on hand, because radios are an important medium for sourcing

D I SA S T E R P R E PA R E D N E S S

steep drop offs close to shore and very little continental shelf, may well reduce the risk of dangerous tsunamis, however there is a significant area of shallow water in the North Sound which could allow for wave run up. After the earthquake in January 2020, a tsunami warning was briefly issued and residents were advised to stay away from the coast. However, within an hour, HMCI announced the tsunami ‘All Clear’. If a very long and strong ‘felt’ earthquake occurs, there may be very little warning time if a tsunami threatens, so residents should NOT wait for an official warning but take action immediately. If you feel a very strong earthquake, you should head inland and get to an elevated area. For those living close to the sea, ensure you are familiar with the nearest multi-storey building or location of nearby higher ground. If you are at the coast and notice the water receding, move away immediately and, if possible, towards high ground. Waves may strike at intervals anywhere between 15 minutes and one hour. Cayman has not experienced

a destructive tsunami in its entire recorded history, so the likelihood of one occurring is very low, and strong destructive earthquake events are also incredibly infrequent. Waterspouts & Tornadoes Waterspouts are a rotating column of water formed by a whirlwind occurring over the sea. They sometimes form along the dark, flat base of cumulus clouds, and may sometimes be seen in the coastal waters around the Cayman Islands. They are typically not harmful as they travel slowly and the wind speeds associated with the waterspouts are usually less than 69 miles an hour, and they are only active for about 20 minutes. Typically, these waterspouts dissipate quickly when they make landfall. Emergency Alert System When a major threat is declared, a release is issued to all media houses to advise the public and the notification is also posted on the HMCI website and social media accounts. A National Emergency Notification

Hurricane Supply Kit Things to purchase, set up, prepare and do in advance of the hurricane season

❑ Plywood and screw nails for windows/

❑ Shut off wrench and pliers ❑ Plastic sheeting to cover furniture ❑ Tarpaulin for roof ❑ Surgical and yard gloves (for clean up) ❑ Paper towel, toilet paper and napkins ❑ Disposable plates, plastic glasses, plastic

doors (if necessary)

❑ ‘C’ type fire extinguisher for electrical fires ❑ Oil and petrol for generator (optional) ❑ Portable gas cooker and refills ❑ Charcoal and lighter fluid ❑ Flashlight, lantern and oil cutlery and several plastic bags ❑ Matches/lighter in watertight bag ❑ Aluminium foil, plastic freezer bags ❑ Battery operated radio, fan and extra ❑ Can opener/knife (e.g. Swiss army) batteries ❑ Clorox wipes (for cleaning cutlery) ❑ First aid kit, sunscreen and feminine ❑ Chlorine bleach (sterilising water) and hygiene supplies

❑ Medication - make sure your prescription is full and you have an adequate supply at all times during hurricane season

❑ Candles and matches ❑ Mosquito coils, citronella candles and/or spray

❑ Life vests, galoshes and whistle ❑ Rope/strong twine, duct/packing tape 186

CAYMANRESIDENT 2021

Dettol (disinfecting hands and feet)

❑ Hand sanitiser (such as Germ X) and baby wipes (for personal hygiene)

❑ Ice chest and ice ❑ Broom, mop, bucket and rubbish bags ❑ Pet food and litter box ❑ Baby supplies: nappies, wipes, food ❑ Books, magazines and games

System (NENS) is in development and the first phase has now been established, which allows NENS to interrupt all FM radio channels in an emergency. The second phase is expected to come online in December 2020, and that includes an app that residents can sign up for to receive emergency alerts (for significant threat events only). The third phase includes a wider range of solutions, including the establishment of a cell broadcast system which will permit ‘Amber Alert’ type messages to be sent directly to mobile phones. The NENS will eventually include a broad range of alert mechanisms but residents are also encouraged to establish a family and business hazard plan. In the meantime, follow the Hazard Management Facebook page (Caymanhazard) or Twitter Account (#CINEOC) to get notices of threats and warnings. Property Protection It is prudent to begin assessing your home before hurricane season starts by ensuring that trees are gently pruned, especially if they are close to power lines, water pipes and near the roof of your house. Never attempt to cut branches close to power lines yourself; call CUC (Tel: (345) 949 5200) and they will send a team to evaluate your property and trim any potential hazards. Additionally, ask your gardener or strata maintenance to remove coconuts as they can become dangerous missiles in high winds, and can put both you and your home at risk. Install hurricane shutters on windows and glass doors to protect your home or business. Options vary considerably, including maximum security screens (Crimsafe), hurricane shutters (accordion, panel, roller, colonial, Bahama) or electric roller doors/ windows. If you already have shutters installed, check that they can still open and are not damaged. Cayman’s building code regulations ensure that modern buildings are strong enough to withstand a certain degree of quaking, so the main hazards are unsecured appliances, objects and structures that could fall and cause injury, downed power lines and damaged water and sewerage systems. As a preventative measure, HMCI

Things to Do

Flags

(2–3 days before the disaster)

❑ Design a family plan for which shelter and route is the best to suit your needs

❑ Fill cars with gasoline/charge if electric and move them to higher ground

❑ Withdraw cash from bank. ATMs won’t work without power

❑ Bring in everything from outside, i.e. bird feeder, hose, barbecue, chairs, potted plants

❑ Secure boat and remove all equipment, i.e. battery, CD player, life jackets, etc.

❑ Make arrangements for the safety of your pets ❑ Move furniture and belongings away from windows and doors and elevate off floor level

❑ Put silicone or foam around outside doors and also fill sandbags sufficient to protect against flood water damage on ground floors

❑ Pick up rugs from the floor, and remove drapes from windows and store in plastic bags furniture and wood floors from ceiling leaks

❑ Pack irreplaceable and precious items into large plastic bags or Rubbermaid containers/ tubs and seal them with tape

❑ Do laundry; it may be a long time before you can do it again, then fill the machine with water

❑ Clean tubs/baths and fill them with water Important Documents & Records

Store in a portable, watertight container, scan or back up to an external hard drive

power goes out, food and ice will last longer

❑ Freeze water ❑ Charge cell phones and have cell phone charger that plugs into you cars USB port or car lighter. Also charge up external battery packs

HURRICANE ALERT Hurricane threat more than 36 hours away.

❑ Consider blocking toilets with old towels, so they do not back up

❑ Wedge sliding doors to prevent them lifting from tracks and reinforce garage door

H U R R I C A N E WAT C H Hurricane threat 24 to 36 hours away.

❑ Keep swimming pool full, to around 12 inches from the top

❑ Turn off propane tanks ❑ Secure TV antennae ❑ Check supply of emergency food ❑ Close cistern openings and disconnect

downspouts

❑ Have empty gallon bottles to fill with water for bathing and flushing purposes

H U R R I C A N E WA R N I N G Hurricane conditions expected within 24 hours.

❑ Make sure you have old towels, shirts, etc. to line doors and windows for water seepage

❑ Have raincoats/ponchos handy as it might rain for several days after the hurricane ALL CLEAR The storm has passed, use caution.

❑ Make sure you have the phone numbers of family and friends and that they have yours

Hurricane Scale The Saffir-Simpson Hurricane Scale is a 1-5 rating based on the hurricane’s present intensity.

❑ Passports, birth certificates, driver’s licences and pets’ documents

❑ Photographs of home contents and vehicles for insurance purposes

This is used to give an estimate of the potential property damage and flooding expected along the coast from a hurricane landfall. Wind speed is the determining factor in the scale, as storm surge values are highly dependent on the slope of the continental shelf and the shape of the coastline in the landfall region. These speeds are one minute averages and not maximum gusts!

Wind Speeds

❑ Digital back up of photos and a video

(mph)

(kmph) (km/hr)

(feet) (feet)

CATEGORY 1

74-95

119-153

4-5

CATEGORY 2

96-110

154-177

6-8

CATEGORY 3

111-129

178-208

9-12

CATEGORY 4

130-156

209-251

13-18

CATEGORY 5

>157

>252

>18

of your property and valuable items

❑ Inventory of household (itemised) ❑ Bank accounts and credit card information

❑ Insurance policies, wills, contracts and deeds of your home

Storm Surge

www. c a y m a n r e s i d e n t . c o m

187

D I SA S T E R P R E PA R E D N E S S

❑ Buy buckets and sheets of plastic to protect

❑ Turn freezer and fridge to the coldest setting. If

Food & Water Supplies Purchase 5–7 days supply of non-perishable items before hurricane season starts

Insurance Examine the insurance on your home and/ or business to ensure that the full value of the building(s) and contents are protected. Document the contents and take photographs of furnishing and valuables in advance. Keep these on a digital memory stick or backup drive. If you sustain damage, these photographs will support your insurance claim. See the Settling In chapter for a list of providers.

❑ Water purification tablets ❑ Canned/ powdered milk, baby food, formula, wipes, nappies/diapers plus medication and vitamins

❑ Salt, pepper, dry seasoning, sugar, coconut or olive oil

❑ Tea, instant coffee ❑ Drinking water (allow one gallon per person per day – also used for washing face, teeth and hands)

Medical Assistance Every district has a shelter that is specifically designated as an Emergency Medical Centre (EMC). If you have an existing medical condition, this may be the best place to seek shelter because there are medical personnel on hand. During high winds or flooding, however, ambulances will not respond until it is safe, which could potentially be more than 24 hours later. Make sure that your health insurance is up-to-date, so you are covered in the event of a medical emergency.

❑ Energy drinks, fruit juices ❑ Spam, corned beef, canned fish,

Vienna sausages

D I SA S T E R P R E PA R E D N E S S

❑ Miracle Whip (not mayonnaise) ❑ Peanut butter, jelly, syrups, honey ❑ Bread, crackers, cookies (in a water-tight container)

❑ Canned spray cheese ❑ Canned soup, cup-of-noodles, ravioli, spaghetti, canned vegetables, canned and dried beans

❑ Canned fruit, dried fruit, raisins ❑ Nuts, grains and other snacks like

Children & the Elderly Young children and the elderly are vulnerable during a storm and, without support, can suffer great emotional distress. If you have an elderly friend or relative, consider offering your home as a safe-haven. If they are in a nursing home, be sure to confirm their emergency plans. If accompanied by an elderly person, keep in mind that they may take daily medication. Ensure that there is a sufficient supply and that it is stored in watertight containers. Young children may need special items, such as diapers, formula and bottles.

breakfast bars

❑ Couscous, quinoa, quick-cook rice ❑ Salsa and salad dressings ❑ Packet mashed potatoes and ‘instant eggs’

Useful Websites Cayman National Hurricane Committee www.caymanprepared.gov.ky Cayman Islands Government www.gov.ky US National Hurricane Center www.nhc.noaa.gov

Pets Currently, there are only two pet-friendly shelters on-Island: John Gray High School and Clifton Hunter High School. John Gray can accommodate 30 dogs or 60 cats

Caribbean Hurricane Network www.stormcarib.com Weather Underground www.wunderground.com 188

CAYMANRESIDENT 2021

and Clifton Hunter can accommodate 15 dogs or 25 cats. Space will be allocated on a first-come, first-serve basis. Refer to our Pets chapter for in-depth information. Leaving the Island & Emergency Travel Documents Have a plan and funds in place in the event that you decide to leave the Island before a disaster. The airport will get very busy during this time. Pay close attention to flight availability – some airlines increase the number of flights during evacuation periods, but flights still fill up quickly. Island Air (Tel: (345) 949 5252) can provide evacuation services during the hurricane season. If you require assistance with passports or travel documents, talk to your local Honorary Consul in advance. In the Aftermath of a Disaster Stay safe in the aftermath of a storm by following these helpful tips: > Always assume that powerlines are live and never touch low hanging lines or objects in contact with them. > Only turn on your main breaker once you are sure that every secondary breaker is switched off. > Open windows and doors to ventilate your house and dry flooded or damp areas to mitigate damage from mould. > Boil any water before consuming. > Make sure you do not turn your water back on until advised that water services have been restored in your area. Once you turn on the water, inspect your home for damaged pipes. > Be especially careful of pests, such as scorpions, which disperse during storms. > Check thoroughly for gas leakages before striking a match. > Try to restrict using the telephone unless it is an emergency to save battery life and keep lines open. > Avoid walking in settled water as there may be bacteria in it.

THE

recommends bolting down appliances and bookshelves and placing heavy objects on lower shelves.

Tell them you saw it in the

Home Improvements

Photos courtesy of Huis & Justin Uzzell

Home renovation tips, suggestions for interior designers, kitchen, bathroom, flooring, doors, windows, swimming pool installers and more.

Regularly enhancing the exterior and interior of your home is essential for maintaining its well-being over time, and can also add value if you plan on selling it in the future. Alternatively, renovating a home can simply be about your desire to stay in step with modern aesthetics. Whether it is a simple do-it-yourself project or a full-scale renovation, the Island’s impressive selection of professional craftspeople, contractors and homeware stores can help bring your vision to reality. Make a Return on Your Investment The kitchen and bathroom(s) are two rooms you must examine carefully when you first look at a home. These rooms are usually the most costly to remodel, but they are far more likely to pay for themselves if you ever choose to sell your house. You can typically recover up to 80% of your investment when you spend your money on an upgrade to your kitchen or bathroom, however not all remodelling projects yield a return. Swimming pools rarely return their cost as buyers are often unwilling to spend more for a house with a ‘luxury’ add-on that can be expensive to maintain. Remember that a home improvement project need not be costly, as ‘costly’ does not always equate to value added. Often it is the minor upgrades that are not only the most effective in improving the appearance of your home, but producing greater dividends in the long run. Instead of overhauling your entire kitchen, you could repaint the walls, change the backsplash and upgrade a few appliances to give the room a fresh new look. When considering what the result of your home improvement

189 189

Before You Begin

190

Construction Management

192

Interior Designers

192

Indoor Improvements - Kitchens - Bathrooms - Colours & Accessories - Doors & Windows - Curtains, Draperies & Blinds - Flooring, Tile & Carpet - Home Automation & Electronics - Painting & Roofing Contractors

194 194 195 196 196 197 197 198 198

Outdoor Living & Gardens - Landscapers - Garden Trends

199 199 200

Swimming Pools - Pool Safety For Kids

201 201

H O M E I M P R OV E M E N T S

HOME IMPROVEMENTS

Home Improvements - Make A Return On Your Investment

Four key questions to ask yourself before renovating: 1. Is the project a good investment? 2. How will the project impact your home’s appraised value? 3. How long do you plan to be in your home? 4. How strong is the resale market in your neighbourhood?

www. c a y m a n r e s i d e n t . c o m

189

project will look like, give strong consideration to how long you intend to be in your home. If it is not going to be for the long-term, it may be wise to avoid spending a great deal of money on trendy or unusual design schemes. Improving your home may also mean transforming your approach to life. Recently, more and more homeowners are choosing to embrace a greener lifestyle in Cayman.

BEFORE YOU BEGIN

Create Your Vision - Do your research and

draw on many sources for inspiration. Use traditional interior design magazines and TV shows, or websites such as Pinterest and Houzz, which are home to thousands of interior design ideas, interior designers, and trades people who will often showcase their portfolios. You can also create vision boards; a great tool if you’re working with an interior designer, as they help you to understand each other’s vision. When improving a room, you need to

H O M E I M P R OV E M E N T S

think about the space as a whole, rather than focusing on individual items you like. You may like a light fixture you saw on holiday, the blinds you saw in a magazine or be nostalgic for granny’s old side table, but you must ensure that whatever you do is harmonised with existing design elements in your home. Have a Plan - A common mistake made by homeowners is to walk blindly into projects without doing some strategic thinking beforehand, particularly about how you plan to pay for the remodel, new furniture or fixtures. First and foremost, you must have an appropriate plan of action which should include either a written scope of the proposed projects or, for more complex projects, a set of drawings that include a detailed construction schedule, providing a clear visual representation of the works required and the estimated time and money needed to complete them. Get it in Writing - Proceeding on home updates without having an adequate

written agreement in place with your contractor or project manager leaves both the scope and the quality of the work open for interpretation by them and/or the subcontractor(s). This is a guaranteed recipe for disappointment and even disaster! In addition, all of the participating parties need to have a clear and comprehensive understanding of precisely what is going to be involved. Decide what will add the most value for the dollars spent (as it is possible to cut costs without necessarily having to cut corners), determine what order the updates should take place in, and finally assume how much the worstcase scenario of the final cost might turn out to be. Manage Your Costs - The more detailed the information is about what you desire, the more accurate your cost projections will be. However, it is still important that you have a healthy margin of overage in place for any potential cost overruns or unexpected

Island Living . Island Style

CAYMAN ISLANDS Camana Bay www.designstudio.ky info@designstudio.ky

INTERIOR DESIGN . FURNISHINGS . OUTDOOR HOME DECOR . UPHOLSTERY . LIGHTING . RUGS . ACCESSORIES

190

CAYMANRESIDENT 2021

expenses. One easy way to keep your project in check is to banish the words “while you’re at it” from your vocabulary during the course of the project. It is an all too common mistake that can act as a slippery slope to budgetary woes. Stick to your original plan and avoid any unnecessary impulse additions! Trends vs. Timelessness - As Cayman is a transient place, consider how long you plan on living in your current home. If it is five years or less, think about styles that will help increase your resale value rather than a personalised style that may put buyers off. Or simply go for cosmetic enhancements rather than large structural projects. If it is 10 years or more, consider adopting a classic style or design that won’t date. You should also always think about long term personal changes, such as whether you’ll be having children, and how that fits with your design aesthetic. Older houses and condominiums in Cayman reflect the various architectural and

H O M E I M P R OV E M E N T S

interior design styles that were popular at the time of construction. Design styles have evolved dramatically through the years and today’s homeowner wants a chic, elegant, open-house plan full of natural light and space. Remodelling a dated residence can easily bring that vision to life. Finding ways to assess a renovation and maximise the property’s true potential via creative and affordable options, is where the value of the right contractor’s knowledge and experience can really come into play. Separate and distinct functional rooms continue to be replaced by open-concept rooms combining kitchens and family rooms as a shared social space with plenty of room to do everything from homework to entertaining. Simplification of design, by way of cleaner lines and more natural and timeless elements, such as wood and stone, as well as the modern reflective elements of steel and glass have also become popular incorporations into the contemporary

PASSIONATE ABOUT DESIGN Over 30 years experience of providing quality cabinetry, design and installation.

remodelling scheme. Be Green - Green living has made its way firmly into home construction as consumers continue to become more aware of the long-term savings and other positive implications associated with an energy efficient approach. Energy-efficient low emittance windows, smart glass (also known as electrochromic glass), cool roofs that reflect the sunlight away, solar energy generation, LED lighting, rainwater harvesting tanks and cisterns, greywater systems, tankless water heaters, permeable pavers, drought-tolerant plants and no or low-mow grasses and use of reclaimed wood for remodelling and new building, are all significant and logical additions to current green Caribbean design and retrofit remodelling schemes. Learn more by chatting to one of the experts listed in the Being Green chapter. CONSTRUCTION MANAGEMENT

If your renovation project requires any structural, framing, demolition or remodelling work, then you may want to consider employing a construction manager. An experienced construction manager will be able to offer advice on how to improve the layout of a room or home and make the most of a space. They will also be able to advise on the best materials for your project in terms of both sustainability and on-going maintenance to ensure that the renovation lasts and retains its value. For a complete list of construction management companies see the Building in Cayman chapter. INTERIOR DESIGNERS

Hiring an interior designer doesn’t have to be an expensive luxury. More often than not, a good interior designer will save you money in the long run, especially if you’re new to decorating and renovating. Just some of the benefits of hiring an interior designer are: > Training and Experience − A designer can

192

CAYMANRESIDENT 2021

INTERIOR DESIGN . FURNISHINGS . OUTDOOR HOME DECOR . UPHOLSTERY . LIGHTING . RUGS . ACCESSORIES

A jewel of the Caribbean, Kempa Kai was completed in 2018 and has become a premier vacation destination. Working with architect John Doak, Design Studio was able to explore the themes of Balinese luxury in a Caribbean setting.

@designstudiointeriors @KEMPA KAI

the decade of DESIGN STUDIO

www.designstudio.tc

“The last ten years have been an amazing adventure! We have grown our business, started our own family, and really become established in our community.... all in the context of this beautiful island.”

eading design couple, David Wilson and Michelle Butler, have established their interior design business over the last decade with a passion for good design and a love for our island lifestyle. With backgrounds in architecture and interior design David and Michelle have collaborated on many of the island’s most exciting residential projects and their spaces reflect their global perspective and extensive experience with the practicalities of island living.

CAYMAN ISLANDS and TURKS AND CAICOS ISLANDS www.designstudio.ky

info@designstudio.ky

H O M E I M P R OV E M E N T S

take the reins on the project, will foresee problems and ensure everything is done on time, on budget and as per your vision. Even if you can’t hire a designer for the whole project, consider having a consultation with one. Creativity − While you may think you know your likes and dislikes, an educated, skilled designer knows what questions to ask and what to look for in a client’s life story to glean details about personal tastes that can be used to create your dream. Established relationships − Designers have close working relationships with subcontractors on-Island. They’ll know who is right for your project and who will offer the best value for money. Importing Furniture − They can coordinate deliveries and budget accurately for shipping, duty and other miscellaneous costs so there are no surprises. Also a designer will know which vendors are the most reliable. Space Planning − A designer can help

choose correctly proportioned furniture for your space. This is particularly important when ordering furniture from overseas which cannot be easily returned. Some architectural firms also have in-house interior designers, as do several construction companies.

Design Studio Unit 18A, 48 Market Street, Camana Bay Tel: (345) 945 4977 Email: info@designstudio.ky www.designstudio.ky and www.designstudiointeriors.shop Design Studio is an award-winning interior design firm with locations in both Turks and Caicos and in the Cayman Islands. Their

A Squared Designs

scope of services include residential and

Tel: (786) 501 8808

commercial design with retail showrooms

design@asquareddesignstudio.com

offering furnishings and accessories, as well as

www.asquared.ky SE E AD PAG E 2

resources for custom orders from a wide array of international suppliers. SE E AD PAG E 190 & 193

Chalmers Gibbs Architects Tel: (345) 949 2727

HÜIS by Lydia Uzzell Interior Design

Email: lara.adams@chalmersgibbs.ky

350 Shedden Road, George Town

www.chalmersgibbs.ky

Tel: (345) 945 1271

As a part of a multidisciplinary architectural

Email: info@huiscayman.com

practice, their team of interior specialists provide services in corporate, hospitality,

IDG Interior Design

institutional,

Seven Mile Shops, 215 West Bay Road

commercial

and

custom

residential design, both in new build and

Tel: (345) 745 4305

renovation projects. SE E AD PAG E 206

Email: design@idgcayman.com www.idgcayman.com IDG is an award-winning full service interior design firm that offers a comprehensive suite of design services and a tailored homeware shop. From quick makeovers to full-scale design, build and project management, IDG handles projects large and small.

TREATMENTS

FOR EVERY ROOM!

With a

diverse team of design experts, IDG creates inspirational spaces designed to embrace each client’s individual lifestyle. SE E AD I N SI DE F RON T COVE R

Trio Architecture Tel: (345) 525 0777 Email: mike@trioarchitects.com www.trioarchitects.com INDOOR IMPROVEMENTS

Certiﬁed Window Treatment Consultant

194

CAYMANRESIDENT 2021

Kitchens Kitchens are an important feature of the home. A property with an old, dated kitchen is usually harder to sell and may even decrease the property’s overall value. Even if you do not plan on selling your home, modern kitchens are more functional than old fashioned ones. As the kitchen is often the heart of the home, the trend of

you are building your dream home or renovating your existing kitchen, Pooley Cabinets delivers a high standard of design and installation in both traditional and ultra-contemporary settings.

and even smaller ornamental changes like knobs and handles, can really modernise a space and be a less costly alternative to a structural remodel.

They offer innovative products, professional design, expert installation and exceptional service. SE E AD PAG E 192

Bathrooms Bathrooms were once purely functional spaces with little thought given to style or luxury, but this is no longer the case. Concrete sinks, rain showers, walk-in showers, wall-mounted toilets and faucets and freestanding baths are all en vogue and can be designed to suit your home’s personal aesthetic as well as needs. Innovative built-in storage can also free up space and allow for an uncluttered look. Bringing elements of the outdoors into the bathroom is a big trend, with wood and stone proving the most popular, along with using a colour palette of neutrals and earthy tones. Accessories such as new mirrors, lighting,

Bathroom & Kitchen Improvements The following companies can provide you with hardware and appliances for both your bathroom and your kitchen. A. L. Thompson’s 189 North Sound Road, George Town Tel: (345) 949 8622 Email: info@althompson.com www.althompson.com A. L. Thompson’s houses a large bath and kitchen gallery. They stock a wide selection of fixtures, fittings and appliances, with brands that include Kohler, Delta, Brizo, Decolav, Kallista,

Rubinet,

Dornbracht,

Whirlpool,

KitchenAid, Avanti, Sub-Zero and Wolf. SEE AD THIS PAGE & PAGE 111, 200 & 244

H O M E I M P R OV E M E N T S

a ‘social kitchen’, characterised by an open plan space and generally a large kitchen island, is set to continue. If a complete remodel isn’t in your budget, consider improvements such as a new countertop or replacing the tiling or backsplash for an easier and less costly facelift. A neutral colour palette continues to be the colour of choice for contemporary kitchens. They can brighten up the room and make it appear larger, and will also suit most people’s taste should you decide to sell. If you find neutrals a bit flat, then you can always add splashes of colour with accessories such as brightly coloured dishware or colourful light fixtures. The options for counter surfaces have greatly increased in recent years. Marble, concrete, quartz, stainless steel and even wood countertops can create a stunning effect. Clean and classic ‘subway tile’ or mirrored and metallic finishes are popular options for backsplashes. Using green products such as reclaimed wood, recycled glass and handmade products is very popular and kinder to the environment when compared to some mass-produced products. See the Bathroom & Kitchen Improvements section in this chapter for providers of kitchen products. It’s also worth considering a custom made kitchen as there are some wonderfully talented craftsmen in Cayman. See the Cabinets & Custom Millwork section below.

BrandSource Home Gallery 209 Dorcy Drive, Industrial Park

Cabinets & Custom Millwork Martlet Design Ltd. 56 Merrendale Drive, George Town Tel: (345) 916 7583 Email: john@martletdesign.com Martlet Design specialises in crafting beautiful bespoke furniture and cabinets. Pooley Cabinets Design Studio 17 Marina Drive, Prospect Tel: (345) 947 6780 Email: info@pooleycabinets.com www.pooleycabinets.com Pooley Cabinets has provided quality cabinetry to clients in Cayman for over 30 years. Whether

www. c a y m a n r e s i d e n t . c o m

195

Tel: (345) 623 5000 Provides custom design and installation of custom closets, kitchen cabinets, bathroom vanities and cabinets, lavatory, fixtures, showers doors, kitchen sinks and faucets. Offering a large selection of premium brands including Duravit, Isenberg, Design Element, ORG Home, Baden Haus, Rubinet, Nantucket, Foster Milano, Palazzani, and many others. Encompass Ltd 10 Market Street, Camana Bay Tel: (345) 938 0850 Email: tkline@encompasscayman.com or ekline@encompasscayman.com www.encompasscayman.com Renovation services include: Complete home

makeovers, outdoor living improvements, residential

additions,

roof

replacements,

structural repairs and commercial space

H O M E I M P R OV E M E N T S

buildouts. SE E AD PAG E 207

Colours Choosing the right paint colour for your room can really transform its look. Opting for something timeless, like Pantone’s 2020 colour of the year ‘Classic Blue’, ensures a lasting appeal that will not require yearly updates. Use your wall colour to anchor trendy changeable pieces in your home. Uncle Bills offers expert advice and has a wide variety of paints in-store. Refer to the Paint section in the Shopping chapter for a list of retailers. Uncle Bill’s Tel: (345) 949 7601 www.unclebills.ky SEE AD PAGE 227

Accessories Accessories are what distinguish a home from a showroom. A new set of cushions, a strategically positioned lamp or new bed linen add life to a room while also bringing together existing design elements. > Pops of Colour are an easy and low maintenance way to freshen up a tired room. If you’re not ready to commit to a coat of paint, consider tying your colour of choice in with easy-to-change finishes, such as drawer handles, rugs and curtains. > Retro Accents add charm and character to modern spaces. Bespoke vintage decor can be sourced online, or for a more budget-friendly option, try browsing local consignment shops for unique hand-me-down pieces. > Playing with Textures is a great way to elevate soft furnishings and introduce a few stand-out pieces in your home. Look for eye-catching fabric textures such as plush velvet pillows, and contrast that with more rugged rattan and macramé finishes. Ashley Furniture has a great selection of home furniture and decor to suit a variety of budgets. Refer to the Furniture section in the Shopping chapter for a full list of retailers that sell furniture and accessories on-Island.

in and the hot sun out. Good quality windows and doors also have the added benefits of keeping ambient noise out, especially if you live near a main road or close to the airport, whilst also providing increased security. You will need to think about hurricane season, and whether shutters are necessary for your home. The following list of home centres and door and window suppliers can advise on certain brands and styles. A. L. Thompson’s Tel: (345) 949 8622 Email: info@althompson.com www.althompson.com A. L. Thompson’s specialises in PGT windows and doors. SEE AD PAGES 111, 195, 200 & 244 Apex Perimeter Protection Tel: (345) 949 0004 Apex has a showroom with a range of high impact windows and doors. Kirk Home Centre Tel: (345) 949 2521 Kirk Home Centre exclusively carries SIW and CWS impact rated windows and doors. Marksons Furniture

Doors & Windows Choosing windows and doors for your home is a big investment, but making the right choice can help save you a lot of money in the long run. We recommend buying the best windows you can afford, ideally tinted, to help keep the cool air

Tel: (345) 949 6233 Email: arwashburn@marksons.ky www.marksons.ky Marksons Funiture offers a wide selection of window hardware and treatments that can accommodate your needs with a touch of style. Browse through their collection of finishes and discover interesting fabrics, shades, shutters, sliding panels, blinds and more. SE E AD PAG E 194 Wizard Screens Industrial Park, George Town Tel: (345) 939 7725 Email: sales@wizardscreens.ky www.wizardscreens.com

20 years of trusted superior screen solutions Performance

sales@wizardscreens.ky

Quality

Living in Style

wizardscreens.com

Crighton Building, Crewe Road, Box 1899 Grand Cayman KY1-1110 | 939-7725 196

CAYMANRESIDENT 2021

Wizard Screens of Grand Cayman provides high quality customized retractable screen doors

and

windows.

Wizard

Screens

offers a wide range of products for every

property and budget. Expand your outdoor

which are made-to-order in their professional

living experience, reduce electricity costs

drapery workroom, where they also offer

and keep bugs out and the breeze in.

upholstery services. Contact them today to

SE E AD P R E VIOU S PAG E

schedule your consultation.

and can guarantee a higher return on your investment when it comes time to sell. Some flooring trends include:

innovative thing to hit the construction and

SE E AD T H I S PAG E & PAG E 5

Curtains, Draperies & Blinds Window treatments add flair and functionality to a space. Although they often take a backseat to other interior design changes, choosing the right window ‘fashion’ complements the overall style of a room. Design consistency aside, they also provide privacy and keep your home cool during Cayman’s hot summer months. Below are two well recommended company that specialises in various window treatment designs:

COVERLAM is the newest and most interior design industry in Cayman. It offers

Tomlinson Furniture

the residential and commercial property

9 Walkers Road, George Town

developer the opportunity to have unusually

Tel: (345) 945 5383

large panels of porcelain tiles which range

Email: info@tomlinsonfurniture.ky

from 3ft wide to 11ft tall and 5.6mm thick

Tomlinson

affordable

(and sizes in between). It gives the interior

custom window treatments for residential

Furniture

offers

and exterior of a property a very different

and commercial needs, ranging from indoor plantation shutters to rollershades, blackouts,

look and feel.

Wood Look Porcelain is here to stay and

wood blinds and more. They do free at home

the industry somehow manages to make

consultation to take measurements and

tile look more like authentic wood year after

ensure the perfect selection. They also do the installation. Each of their window treatments

year.

Luxury Vinyl Plank is a popular option due

Edie’s

installations come with a 10-year warranty!

to its durability and green credentials. These

64 Eastern Avenue, George Town

SEE AD PAGE 234

planks give the appearance of real wood

Tel: (345) 949 6348 Email: info@edies.ky Edie’s supplies custom-made blinds and shutters, as well as draperies and curtains,

without the bother of maintaining it. It’s

Flooring, Tile & Carpets Although re-flooring your home can be an expensive endeavour, the right flooring sets the design tone of your entire home

a great option for children’s rooms as it is easy to clean, gentler underfoot than tile and some options are even waterproof!

Paver Style Flooring has become a top

EDIE’S. LIVE LIFE BEAUTIFULLY. 64 Eastern Ave, George Town, Cayman Islands +1 345-949-6348 info@edies.ky edies.ky

www. c a y m a n r e s i d e n t . c o m

197

H O M E I M P R OV E M E N T S

www.edies.ky

choice for outdoor living spaces. Large,

Stafford Flooring

Audiophile

sturdy slabs of porcelain can be laid directly

Tel: (345) 943 2722

Tel: (345) 746 4434

Rugs Oriental

Creative Tech

25 Galleria Plaza, West Bay Road

Tel: (345) 946 8324

on compacted sand or installed on concrete to create a wonderfully uniform look.

Consider the potential for flooding during hurricane season and whether your flooring choice is susceptible to water damage. The following companies sell and install a wide variety of flooring options:

Tel: (345) 943 7847 Email: rugsoriental@candw.ky www.rugsoriental.ky Cayman Island’s premium supplier of unique hand-woven Oriental rugs offering a huge

Edie’s

range of traditional and contemporary

64 Eastern Avenue, George Town

designs. They also sell gorgeous hand-

Tel: (345) 949 6348

crafted accessories and home furnishings

Email: info@edies.ky or www.edies.ky

sourced on their annual buying trips including

A well-established family operation, Edie’s

cushion

offers an exceptional range of flooring

mosaic lamps, Turkish towels and robes.

products: porcelain, granite and marble tiles,

They have something for everyone – even

COVERLAM, mosaics, luxury vinyl and carpets

custom orders, to make sure you get that

are all available. SE E AD PAG E S 5 & 197

perfect rug or accessory for your home.

covers,

upholstered

furniture,

SE E AD T H I S PAG E

ITC Tile Tomlinson Furniture

Tel: (345) 945 3798

H O M E I M P R OV E M E N T S

Home Security Systems & Monitoring Although Cayman is undoubtedly one of the safest islands in the Caribbean, a home security system, which monitors the smoke detectors and whether any doors or windows have been opened, is helpful for peace of mind. Nowadays, wireless security systems are preferred over hardwired technology that require drilling through walls and floors. Wireless systems are reliable, convenient to operate, easily upgraded and expanded, and can even move with you to a new location. See the Running Your Home chapter for more details.

Tel: (345) 949 5383

The Security Centre Limited Tel: (345) 949 0004

Paramount Carpets

General Maintenance & Repairs

Tel: (345) 949 5000

Cayman Property Maintenance/Bill Perigo Tel: (345) 327 0582 Email: maintenancemancayman@gmail.com Bill Perigo, also known as The Fixologist, owns and runs CPM. He is a like-able, honest, reliable and

Painting Contractors There are a number of painting companies and contractors in Cayman who can paint a wide variety of surfaces. Below are some reputable options.

affordable handyman who always returns phone

TRADITIONAL & CONTEMPORARY RUGS • ACCESSORIES & HOME FURNISHINGS

calls and emails and shows up on time, every

DP Economy Services Ltd.

time. He can take care of all your small repair

325 Owen Roberts Drive, George Town

and maintenance jobs including small carpentry

Tel: (345) 321 7562

requests, interior and exterior painting, door

Email: dpeconomyservices@gmail.com

repairs, dry walling, replacing fixtures and

www.dpeconomyservices.com

fittings, ceiling and water leak repairs, basic

They provide Remodeling, Renovation, Painting,

plumbing repairs, assembling furniture, sanding

Plumbing, Electrical, Carpentry and General

and staining furniture and decks, power washing,

Repairs & Maintenance services. They are

hanging art and wall tiling.

committed to offering competitive pricing without compromising on quality of delivery and

Home Automation & Electronics Home automation systems have come a long way. You can now turn your home into a smart home with the capability to link all your audio visual devices, control air conditioning, secure the house and adjust lighting via your smartphone or tablet. The following companies have a great reputation for home automation devices and installation:

GALLERIA PLAZA • 345. 943. 7847 RUGSORIENTAL@CANDW.KY WWW.RUGSORIENTAL.KY RUGSORIENTAL

198

RUGSORIENTAL.CAYMAN

CAYMANRESIDENT 2021

workmanship. First Impressions Tel: (345) 917 7499 Paint Pros Ltd. Tel: (345) 949 7767

Roofing Whether you are building from scratch or

replacing the roof on your existing home, there is a wide range of factors to consider. Style matters, but equally important is product cost, material weight and installation requirements. We recommend these roofing companies to help you make the right choice:

www.edies.ky

www.althompson.com

Complete upholstery services for sofas, chairs,

A major department of A. L. Thompson’s, the

headboards and more, in addition to decorative

30,000-square foot ‘Outdoors’ carries one

accessories like custom throw pillows and

of the widest selections of outdoor goods

bedding. They also stock and special-order

in Cayman. They sell sheds, decking, pots,

fabrics. SE E AD PAG E S 5 & 197

lawn ornaments, patio furniture, camping equipment, outdoor grills, smokers and a whole

OUTDOOR LIVING & GARDENS

Hydes & Sons Ltd. Tel: (345) 949 7062 Precision Roofing Tel: (345) 916 7823 Watler’s Metal Products Tel: (345) 949 1699

Cayman Islands Spray Foam Tel: (345) 326 6767

Storage & Organising Solutions Basic wire racking for shelves can be bought from any home centre on-Island. For custom built shelving, contact either Custom Closets on (345) 526 6774 or Storage Solutions on (345) 525 2647. Upholstery Services If you have a piece of furniture in your Cayman home that fits well and has a sound frame but has just got a bit tatty, don’t throw it out – consider having it reupholstered. It’s also cheaper than buying a brand new piece. We recommend the following company for your upholstery needs:

Landscape Gardeners An experienced landscape gardener will approach each garden on an individual basis and will be able to create a detailed design based on your needs. If you are new to landscaping then there’s the danger that you could purchase a lot of plants and accessories that don’t work together, let alone survive in the Cayman sun! A landscape gardener will understand which plants work best with your property’s terrain and conditions. They will also know what plants are the most durable, which shrubs or trees can provide good shade and increase your privacy, plus advise on long term garden maintenance. It is worth noting that the cost of irrigating gardens, especially manicured lawns, can be very expensive. Cayman Growers

Outdoor Living Areas Outdoor kitchens, BBQ areas, decking or stone patio areas, hot tubs and even fire pits can really elevate your outdoor living experience:

Tel: (345) 323 0722 Email: caymangrowers@candw.ky A complete landscape company offering design, installation, irrigation and lighting services. Every Bloomin’ Thing (EBT)

The Outdoors

384 Crewe Road, George Town

A. L. Thompson’s, 189 North Sound Road

Tel: (345) 945 1701

Tel: (345) 949 8622

Email: landscape@ebt.com.ky or ebt.com.ky

Edie’s 64 Eastern Avenue, George Town Tel: (345) 949 6348 Email: info@edies.ky

www. c a y m a n r e s i d e n t . c o m

199

H O M E I M P R OV E M E N T S

Spray Foam Insulation Spray foam insulation is a popular alternative to traditional fibreglass insulation in the Cayman Islands. It is well regarded for not sagging or slipping and creates a complete seal, keeping heat and moisture out of buildings. It also has been proven to help keep roofs attached in the event of a hurricane.

Outdoor areas are a key extension to homes in Cayman, thanks to the Island’s warm and mostly sunny climate. A well-designed outdoor space can add to the marketability of your property. If your outside area needs an overhaul, then here are some questions to consider before you begin the process: > Do you need an entertainment area? > Would you prefer serene and manicured gardens or a more natural area that children and pets can enjoy? > How much time/money are you willing to spend on maintenance each month? > How long will you live in the house and will it be worth the financial outlay? Once you’ve thought about the answers and have a vision of what you want to achieve, then it’s worth investing in a professional contractor and landscape gardener.

lot more. SEE AD PAGES 111, 195, 200 & 233

A full service landscape company offering

design, Power Flower considers your needs, style

a range of services Island wide including:

and budget when designing your ideal garden.

landscape maintenance/installation/ irrigation.

Through careful planning and execution, their

Pest Management and tree pruning.

professional landscape design and installation staff work hard to ensure a client’s space delivers

Paradise Landscaping

exactly what they want. SE E AD PAG E 199

Tel: (345) 547 1530

Email: giles@paradise.ky

Vigoro Nursery & Landscaping

www.paradise.ky

96 Agricola Drive, Lower Valley

Paradise Landscaping specialisies in creative

324 Walkers Road, George Town

and quality landscape design, installation and

Tel: (345) 949 4270 or (345) 945 5236

maintenance

Email: tom.balon@vigoro.ky or

services.

Their

well-trained

staff pay meticulous attention to detail and

craig.stewart@vigoro.ky or www.vigoro.ky

can design, install and maintain extraordinary

Instagram: @vigoro_cayman

outdoor spaces personalised to suit your own

Vigoro has been providing landscaping services

unique style. The Owner, Giles Smith, has been

in Cayman for almost 50 years. Their services

a professional in the landscaping arena for

include all areas of gardening and landscaping,

decades. SE E AD PAG E 167

including design, maintenance, construction, irrigation, stone/hardscape, water features,

Power Flower

misters, lighting and artificial lawns.

H O M E I M P R OV E M E N T S

31 Orchard Lane, Off Crewe Road, George Town Tel: (345) 949 2256 or (345) 321 0308

Garden Trends

Email: office@powerflower.ky

Native Plants and Trees

www.powerflower.ky Specialising in the fine art of balance in landscape

200

CAYMANRESIDENT 2021

– Local garden centres stock a wide assortment of native and non-native species of plants and

trees. There is a huge variety of bright and beautiful options including Tabebuia, Geiger, Neem and Cassias trees. Edible Gardens – Produce gardens can be a bit tricky to establish and maintain, but the wait is well worth it. Locally grown tomatoes are delicious, as are salad leaves and herbs. If you have the space, consider planting fruit trees − they’re great for providing shade too! Vertical Gardens – These ‘living walls’ add a personal touch to patios and balconies. However they are an expensive addition. Artificial Turf – Many homeowners are turning to artificial turf for a lowmaintenance landscaping solution. Not only can you guarantee your lawn always looks great, but once you get past the initial high cost of installation, it’s a great money saving move. For a list of garden centres please refer to the Shopping chapter. SWIMMING POOLS

A swimming pool is a great addition to any home in the Cayman Islands,

Sheer descents and sheer rain features

are water features that can be built into a wall or planter. A sheer descent provides a perfect sheet of water and is a great addition to enhance poolside hardscapes. Pool Safety Tips for Kids Having a pool comes with serious responsibility. While pool-related tragedies are rare in Cayman, a few have occurred in 2020. Every homeowner with a pool should follow

www.oasis.ky Oasis Pool & Spa provides comprehensive outdoor living construction service. From design to completion, they are with you every step of the way to create your dream pool, patio, cabana and outdoor kitchen. Oasis can also renovate your existing pool and patio. SE E AD PAG E 168

Pool Patrol Tel: (345) 949 8543 Email: pools@poolpatrol.ky www.poolpatrol.ky Pool Patrol offers you services every step of the way, from pool design and DEH submissions to the final pool and spa construction. They can build your pool from scratch or renovate an existing pool, bringing it back to its former glory.

SE E AD T H I S PAG E & PAG E 169

Tell them you saw it in the Oasis Pool & Spa

H O M E I M P R OV E M E N T S

Swimming Pool Trends Depending on your budget there are several types of pools and pool features to consider: > Zero entries create a beach style entry into the pool. The entryway slopes into the pool as if you’re walking into the sea. The shallow area is a great spot to let supervised children play. > Plunge pools are perfect for a smaller outdoor space and a swim jet can allow you to swim laps against a current. > Infinity edge pools produce a visual effect of the water extending to the horizon and are particularly impressive where the infinity edge appears to merge with the ocean or canal. > Perimeter overflow pools are an evolution of the infinity pool where the water constantly flows over the edge of the pool. The water runs into a hidden catch basin and is then re-circulated into the pool. > Deck laminars provide a dual function as a calming water feature. Like those seen in water parks, the jets of water exit the patio from hidden fixtures and cascade in arcs into the pool.

these basic safety tips: > Always supervise children when they are in or near a pool, and always ensure that those in a supervisory role are good swimmers! > Make sure everyone in your family learns to swim, including nannies and caretakers. > Secure your pool with barriers. > Install and use a lockable safety cover. > Install pool and gate alarms to alert you when children go near the water. > Keep life vests and an emergency flotation device near the pool. > Everyone in the family should learn how to perform CPR and do basic water rescue training. The Red Cross offers certification programmes. > Keep your pool clean and maintain proper chemical levels to minimise the risk of ear infections and rashes. The following companies in Cayman can install and maintain your swimming pool:

THE

providing a year-round source of recreation for both adults and children. It is worth noting that a pool will cost approximately CI$200 a month to maintain, and adds significantly to the cost of your electricity bill and potentially your water bill. For tips on how to run an energy-efficient pool refer to the Being Green chapter.

Tel: (345) 945 7665 Email: sales@oasis.ky

DESIGN SERVICE SUPPLY

We Specialise in: • Full retail store with Cayman’s largest inventory of pool/spa & backyard products • Fully trained and certified staff • Pool and spa service & repairs - commercial and residential • Consultation, design, construction and renovation services Tel: 949-8543

Pools@Poolpatrol.ky

www.poolpatrol.ky

www. c a y m a n r e s i d e n t . c o m

201

Cayman Building in

Photos courtesy of john Doak Architecture and Deep Blue Images

How to build a home in Cayman, building environmentally friendly homes, suggestions on selecting a team, architects, land surveyors, general contractors and structural engineers.

B U I L D I N G I N C AY M A N

BUILDING IN CAYMAN - THINK LIKE A DEVELOPER

202

Building in Cayman - Dream, Investment or Both - Selecting a Site - Budget vs. Reality

202 202 204 204

Building Options - Design/Build - Construction Management - Design/Bid/Build - Selecting Your Team - Interior Design - Building Greener - Blocks & Insulated Concrete Forms - Roofing

206 206 206 206 207 208 209 209 210

Building Professionals - Architects - Construction Management - General Contractors - Land Surveyors - Quantity Surveyors - Structural Engineers

210 210 2 12 2 12 213 213 213

CAYMANRESIDENT 2021

An inevitable truth about building, whether it be a home or commercial property, is that you will encounter hurdles along the way. For most people, it will amount to one of the most significant investments of their lives, tying them to a large debt that can take decades to pay off – and before even taking the plunge you likely have to wade through many construction horror stories exchanged at dinner parties. All considered it can be overwhelming! However, the easiest way to ensure you make smart and informed choices is by equipping yourself with professional insight prior to getting started. This will help better manage your expectations and significantly reduce stress and associated costs. Read on for a round-up of the best building and design professionals in the industry as well as things to keep in mind when building in Cayman. Dream, Investment or Both An essential element in feasibility planning is weighing the importance of financial investment against less tangible personal goals. Analysing the financial investment is made relatively straight forward through calculating all costs (including mortgage interest) against possible return; however, it is often the subjective factors that can complicate decision-making, such as a desire to say “I did it my way…”. Obtaining advice from reputable professionals can allow you to concentrate on what you do best, without repeating some classic

Where can I find an architect?

INSTITUTE OF CAYMAN ISLANDS ARCHITECTS www.icia.ky

info@icia.ky

pitfalls of a first-time developer.

B U I L D I N G I N C AY M A N

Selecting a Site Beyond the obvious location factors of convenience to work, schools and shopping, do some research on the area – find out if any nearby road improvements are proposed or the potential incompatibility of approved neighbouring land uses. A quick online check of the zoning map on the Central Planning Authority website will allow you to see land uses proposed for an area and the specific zoning of the parcel you are considering. Although you should be able to obtain this information from your realtor, surveyor or architect, a little due diligence may reveal a lot. For commercial properties this is particularly important since proposals for a parcel requiring rezoning may take years to plan and to obtain the required approvals. Geotechnical Testing Many older subdivisions built on reclaimed land have ‘marl’ fill placed over original

204

CAYMANRESIDENT 2021

‘peat’ material to bring up the elevation. This ‘peat’ layer may be a mixture of sand, rocks and organic solids unsuitable for supporting the weight of a building. The replacement of this material with ‘engineered fill’ or the design of pile foundations to penetrate down to a solid bearing material will add large costs to a building which must be considered. An engineer can drill or dig test holes for a modest fee to allow some cost planning for foundations. Often, the engineer’s local knowledge will be sufficient to predict general soil conditions. This might even be a prudent condition of a land sale if problematic soil conditions are expected.

the home or office that suits your lifestyle or professional requirements. An inventory of rooms and spaces will also help determine the approximate size of the property that meets your needs. Remember, however, that looking at building plans online does not make you an expert and many house plans found online are generally suited to North America or Europe and may not be appropriate to Cayman. Construction techniques and building codes, weather patterns and climate on-Island can be very different to those found elsewhere. Those minimalist architectural wonders that you have fallen in love with may cost a fortune when translated into the Cayman context.

What Do You Want? Think carefully about the layout and configuration of your house or building, and how this will work for your personal needs and objectives. Draw inspiration from online floor plans and design resources such as Pinterest or Houzz. Save any photos that inspire you and use these images to illustrate

Budget vs. Reality All too often rough area construction costs ($ per sq ft) are used for budgeting in place of realistic assessments of probable development costs. Fooling yourself that a building will cost $x/sq ft multiplied by an approximate area is usually a recipe for disappointment or frustration later in the

Making a realistic cost plan can provide a useful indication of the cash flow requirements during the process which will be of interest to potential lenders, and can allow you to calculate carrying costs or requirements for interim financing. Scheduling The length of time that is required to complete the full cycle of planning, financing, design, commissioning of a building and construction often comes as a surprise to ‘proto’ developers. A period of up to several years may be required for a large residence or commercial property once all the factors have been considered. When projects are geared towards completion for a specific date, planning can become critical – a homeowner entertaining visitors from abroad, a store owner aiming for a holiday retail season, or a company gearing their move-in date around an annual business cycle all need to plan for the unexpected or even the unthinkable. Delays in obtaining statutory

approvals, order time for materials or equipment, adverse weather conditions, and design revisions must be considered for a well-planned project. Good Design – Value Added? The area of professional services is often a difficult one to apply a cost-benefit rule of thumb. A DIY homeowner downloading a set of plans from the internet or trying to design their property themselves may save thousands on architect’s fees but may end up spending even more in construction costs due to delays, cost overruns or approval issues, than if they had just hired a professional to draft an accurate, detailed set of construction documents. Professional fees (architecture, interior design, engineering, survey), which can quickly constitute 10%-15% of the overall construction budget, will inevitably be value added to the building. However, unlike commodities, it is sometimes difficult to assess the worth. The DIY designer will naturally love their own

We Know The Art of Building

Stop by our offices for a coffee with an architect and complimentary 30 minute consultation

To learn more about Design Cayman Ltd. please visit: www.design-cayman.ky or contact Brian Macdonald at: 345.916.0930

www. c a y m a n r e s i d e n t . c o m

205

B U I L D I N G I N C AY M A N

process. A quantity surveyor may provide you with a detailed breakdown of actual costs to expect, such as: Soft Costs — Building permits (planning permission, infrastructure fees, etc.), stamp duty, licenses, professional fees (architect, engineer, surveyor), legal fees and utility connection deposits must be carefully factored into your overall costs. For commercial properties promotion, marketing and financing costs must also be considered. For rental properties initial period vacancy rates are estimated in order to predict the cost of holding unleased space. Hard Costs — Land, construction costs including normal contractor costs (overhead, profit and supervision), landscaping, major appliances and site furnishings must be considered. Typically, a contingency fee (between 5%-10%) is usually included in estimates to account for the unexpected, which include owner changes, site conditions or material cost increases.

CHALMERS GIBBS ARCH I TECTU RE | P L A N N I N G | I N T E R I OR D E S I G N

creation to the extent of remaining oblivious to their dysfunctional end-result, and triumphant they have saved money. If the cost of their time or construction stage change orders was considered, the saving may well be insignificant. BUILDING OPTIONS

There are several general models of how construction contracts are structured and there are good reasons to recommend one over another in particular situations. Design/Build A general contractor with in-house or subcontracted design expertise (design-builder) can often offer a streamlined package which is attractive to busy people not wanting hands-on involvement in the process beyond initial design and material selection. This ‘one-stop’ approach to a contract is typically a fixed price attached to a material specification and set of design documents. The main advantages of this approach are: (1) convenience (2) guarantee of final cost and (3) minimum risk for the owner. Some disadvantages may be: (1) loss of some flexibility during the process (2) the added cost of the convenience factor and (3) no independent control of quality.

B U I L D I N G I N C AY M A N

Construction Management In this scenario a ‘construction manager’ (typically a quantity surveyor) will offer a fixed cost to manage the entire process either from the outset or based on a set of construction documents and specifications (prepared independently). The construction manager is functioning in the role of general contractor yet employed by the owner. The advantages of this form of contract are typically: (1) flexibility during construction (2) market competition in sub-trade contracts and (3) cost control flexibility. Some disadvantages of this approach are: (1) risk for sub-trades is assumed by the owner (rather than the construction manager) and (2) loss of market competition in contractor cost (fixed fee for supervision). This is typically an excellent strategy where a project needs to be rushed (or fast-tracked in industry jargon) and there is insufficient time to prepare detailed, coordinated documents for a bid. Another good reason might be if there is likely to be a lot of changes during the design-construction process. Since the construction manager works for the owner on a fixed management fee, they are typically not profiting from changes in the work or work sequence. Design/Bid/Build This is the traditional method of procurement where an owner works with an architectural designer and related professionals to produce detailed drawings and specifications (often with cost reports). General contractors are invited to offer competitive tenders based on a detailed estimate of the documents within a fixed tender period. This approach has the primary advantage of cost competitiveness and a detailed set of documents will be the 206

CAYMANRESIDENT 2021

best guarantee of maintaining cost control during the process. Some disadvantages of this approach may be: (1) significant time is required for detailed document preparation and the tender period and (2) document errors or revisions to the contract may result in some loss of cost control since changes could be costly. The Design-Build project has the overwhelming advantage of convenience. By contrast, the traditional Design-BidBuild and Construction Management approaches have the advantage of the competitive marketplace with multiple contractor estimates (and the possibility of cost-saving). The traditional/construction manager contracts may allow a high degree of control since design and construction stages will involve an independent professional hired directly by the owner.

B U I L D I N G I N C AY M A N

Selecting Your Team Before making any decisions about a direction for your particular project, talk to professionals knowledgeable in the construction industry in Cayman. Architects, builders and quantity surveyors will usually be willing to share their experience with no obligation. Each method described previously has its devotees and detractors and it is ultimately up to the owner to decide which of the various methods will be a good fit. Seeking professional help from someone with a detailed working knowledge of these procurement options and how they work in the Cayman Islands can help you make an informed choice. Do not simply copy what someone else has done. It is important that you choose an approach after weighing all the pros and cons. While each approach may have a very different risk profile to you (after all some people like to base-jump, while others would rather take a nice stroll along the beach), it is very important that you own this decision fully. Whatever approach you choose, it will be the people you select to work with and manage the process, who will be the key players in developing and managing a

Âť

www. c a y m a n r e s i d e n t . c o m

207

B U I L D I N G I N C AY M A N

successful project. Consider the following when choosing your design and build professionals: integrity and reputation should always be the main ingredients when selecting people, so look at current, recent and past jobs, talk to past customers and check their payment and litigation history. Choose design professionals who are adaptable and have a team spirit. Ask your contractor, construction manager and architect to provide a checklist and procedures for administering, inspecting and testing the various stages of your project. It is strongly recommended that you meet everyone who will be a part of making your project a success. Make sure you establish a good working relationship and feel comfortable with all the people who are involved. Enquire about their current workload – can they handle your job and give you the attention and support you desire? Can you communicate with this individual or team openly? It is important that you do your homework, take your time and make

sure that all of the design professionals you intend to engage carry professional indemnity insurance. Only agree to terms after you are absolutely sure you have the ‘dream’ team that truly has your best interests at heart! While there are many components to consider carefully, some being significantly challenging and time consuming, building your own home is an exciting project and for many people, it is a dream come true; so you should endeavour to have some fun too! Interior Design in the Building Process Consider hiring an experienced interior designer and kitchen designer to review your plans with your architect before they go to the builders. A qualified designer can look at architectural plans and work out whether the space and dimensions allowed will work or raise potential problems and limitations. They will look at the plans, room by room, and work out their function, including ease of access, amount of light, acoustics, seating and places to store or set things down. They

will also consider how the space will be used, whether it will be for work, leisure or entertainment, and their goal will be to create a unified whole. For more information on Interior Designers refer to the Home Improvements chapter. For your kitchen, finding a designer who specialises in creating functional, beautiful spaces is essential. In today’s modern homes, kitchens are now the focal point; they are usually free flowing spaces that are well integrated into the rest of a home, and also the primary place for entertaining. If you want a kitchen that is well-designed and suited to your lifestyle, then we recommend the following two companies who have a proven track record and lots of examples of beautiful kitchens they have designed: Bon Vivant (Tel: (345) 623 2665 or visit www.bonvivant.ky) which is the luxury kitchenware and design store in Camana Bay and also Pooley Cabinets (Tel: (345) 947 6780 or visit www. pooleycabinets.com) who specialise in custom cabinetry design and installation.

FLOWERS

FLOWERS FOAM PRODUCTS 623-0000

Celebrating 75 Years

A new generation of construction innovation technology from a name you can trust

A Division of The Flowers Group

Insulated Concrete Forms (ICF’s)

Architectural Shapes

• Poured concrete walls with reinforced steel • Hurricane resistant • Lower energy costs • Sound Transmission control qualities • High production capacity • Cost effective • Can be used for Commercial, Residential or Industrial Projects

• Flexibility of shapes • Custom look • Manufactured locally to speciﬁcation • Easy installation,cost effective • Columns Pediment • Arches • Bases & Caps

ICF’s

Architectural Shapes

Foam Flat Sheets

(for pre-existing concrete walls) • Insulation qualities • Sound transmission qualities • Lower energy costs

Custom Foam Signs • Ideal for entryways • Manufactured locally to any speciﬁcation Custom Foam Signs

Steel Studs • Steel Studs and tracks in a variety of lengths and gouges to speciﬁcations

Cay Deck • Foam Insulation Flooring Systems • Insulation for ﬂoors decks and roofs

Steel Studs

E: customerservice@flowersgroup.com • W: www.flowersgroup.com • T: 345 623-0000

Available at Flowers Block Factory 208

CAYMANRESIDENT 2021

184 Seymour Drive

off North Sound Rd

Cay Deck

Industrial Park • A member of the Flowers Group

Their in-house designer can provide expert advice on kitchen design. Designing a Security System To have an electronic security system that is well integrated into the design of your new home, a plan should be drafted at the conceptual stages. You, your architect and an experienced security professional should work closely together to identify your needs and see what technology will be suitable to achieve your goals. Refer to page 198 for a local company who can assist.

right option. ICFs are forms used to hold fresh concrete in place permanently, providing added insulation for your home. Not only are ICFs excellent for protecting the structural integrity of your home during severe weather, it also provides highly effective insulation to keep the heat out.

Established by pioneer Clarence L. Flowers, the Flowers Block division of the Flowers Group specialises in the manufacturing and delivery of concrete products including building blocks, grass

and

keystone

blocks,

multi-colour

Flowers Group

SE E AD P R E VIOU S PAG E

184 Seymour Road, Industrial Park Tel: (345) 623 0000 Email: customerservice@flowersgroup.com www.flowersgroup.com Flowers locally

Group

supplies

manufactured

Driveway & Walkway Surfacing The companies below offer a wide range of pavers, bricks and cobblestone for your driveway or walkway surfacing needs.

state-of-the-art, building

products

Flowers Group

including Insulated Concrete Forms (ICF), foam

Tel: (345) 623 0000

flat sheets, steel stud and tracks, architectural

www.flowersgroup.com

components and custom shapes and signs.

Part of the Flowers Group, Flowers Block

SE E AD P R E VIOU S PAG E

provides a wide selection of pavers, including

cobblestones in numerous colours and sizes.

Concrete Blocks & Pavers

SE E AD P R E VIOU S PAG E

Flowers Group 184 Seymour Road, Industrial Park

Island Paving

Tel: (345) 623 0000

Tel: (345) 949 8294

B U I L D I N G I N C AY M A N

Insulated Concrete Forms If you want to insulate yourself from the ambient sounds of the outside world, Insulated Concrete Forms (ICF) may be the

www.flowersgroup.com

rectangular pavers and cobblestone pavers.

The Flowers Foam Products division of the

Building Greener Those looking to build more consciously will be pleased to discover the many environmentally responsible construction practices that are widely embraced on Island. Green construction in Cayman is recognised by the Governor’s Award for Design and Construction Excellence in Sustainability and the Environment. The idea of the award is to foster and maintain innovation, sustainability and excellence in the Cayman Islands’ construction industry. Some way in which that is being upheld include: using recycled building materials and timber, tapping into alternative energy and waste-water systems and employing more eco-friendly home automation. Other green tips for building include, ensuring that your property is orientated to make effective use of the prevailing wind and windows are positioned so as to avoid filling the house with the heat of the afternoon sun in a nod to traditional Caribbean architecture. Reduce energy consumption by insulating the exterior walls and roof of your home and make use of the Island’s year-round sunshine with solar power panels and energy units. LEED certification is also available on-Island to give you an idea of how environmentally-friendly your home or property is. For more information on building green, refer to the Being Green chapter.

Email: customerservice@flowersgroup.com

COMMERCIAL | RESIDENTIAL | BUILDER | RENOVATOR

LIFESTYLE | QUALITY | INNOVATION 148 David Foster Drive,Barcadere Warehouse Park Building C-Unit 202 P.O Box 30909 KY1-1204 Grand Cayman, Cayman Islands. T: 345 525 4632 / 34 | W: ambconstructioncayman.com | E: info@ambltd.org Visit us on Facebook

www. c a y m a n r e s i d e n t . c o m

209

B U I L D I N G I N C AY M A N

Roofing The old adage, that you should always have a good roof over your head, is essential wisdom in a country that receives heavy downpours, which is standard during the region’s rainy season, and suffers from the occasional hurricane. Not only will a good roof help to keep you dry, but due to Cayman’s hot and humid climate, it can also keep your house cool if constructed accordingly. In Cayman, roofing choices are numerous: light-weight metal standing-seam (great for adding solar panels later), aluminium, prefabricated truss frame, solar, snap-lock, shingles and Spanish tiles. Do not be fooled by going for the cheapest roofer. Ask for a detailed quote and count exactly how many stainless steel pins they will use to hold the roof in place, and if it is half the number of the other company with a more expensive quote, then you have your answer: your roof may well be flying off during a major hurricane. We recommend the following roofing contractors:

Hydes & Sons Ltd.

management firm based in Grand Cayman. The

Tel: (345) 949 7062

managing director, Donal McGrath RIBA, has over 30 years of professional experience in

Precision Roofing

the Cayman Islands. The primary focus of the

Tel: (345) 916 7823

practice is to create high-quality, aesthetically pleasing

and

environmentally-responsible

Watler’s Metal Products

architecture which responds to the client’s

Tel: (345) 949 1699

functional requirements and budget.

BUILDING PROFESSIONALS

Architects The following is a list of Cayman Islands architectural firms whose staff are registered and qualified in accordance with the professional standards of the Royal Institute of British Architects, the Royal Institute of Canadian Architects and the American Institute of Architects. Many of these firms also have experienced project managers on staff as well as interior designers.

Chalmers Gibbs Architects Tel: (345) 949 2727 Email: info@chalmersgibbs.ky www.chalmersgibbs.ky Established

since

1966,

Chalmers

Gibbs

Architects offers professional architecture, planning and interior design services. Building design

experience

includes

residential,

commercial, retail, industrial, hotel resort and institutional projects. Other specialised services include 3D modelling, brochure graphics, feasibility studies and space planning.

BDCL Architects

SE E AD PAG E 206

Tel: (345) 925 4909 Email: dmcgrath@bdcl.ky or www.bdcl.ky

Design (Cayman) Architects

An architecture, interior design and project

Tel:

(345)

949

2800

Brian

Macdonald,

Chartered Architect, RIBA: Tel: (345) 916 0930 Email: info@design-cayman.ky www.design-cayman.ky At Design (Cayman) Limited, their team knows: “The Art of Building”, a focus that enables clients to feel deeply understood, leading to projects that deliver beyond the commercial to truly bring satisfaction and joy. Serving Cayman for over thirteen years, leaders in innovative and green design and building, Design Cayman services include: Architecture, Interior Design, Project Management, Development and Master Planning, BIM - Virtual Design, Renovations and Additions, ALDM (Architect Led, Design, Manage, Build). SE E AD PAG E 205 DDL Studio Ltd. Transforming our client’s dream into reality through exceptional service across South Florida and the Caribbean

Tel: (345) 943 3622 Email: info@ddlstudio.com www.ddlstudio.com Services include: architecture, interior design,

1.345.525.0777 Mike@TrioArchitects.com trioarchitects.com

TRIO ARCHITECTURE

GRAND CAYMAN - CAYMAN ISLANDS SUNNY ISLES BEACH, FLORIDA - USA

210

CAYMANRESIDENT 2021

project

management,

claims

consulting,

quantity surveying, valuations/appraisals and feasibility studies.

Frederick + McRae Ltd. Tel: (345) 926 8049 or (345) 926 3601 John Doak Architecture Tel: (345) 946 3625 Email: doak@johndoak.com www.johndoak.com With 40 years in the Cayman Islands and across the Caribbean, John Doak’s renowned design-build services for residential, resort and commercial projects have been recognised by international awards and through international media and publications. His firm’s services include: architecture, imagineering, engineering, interior design, master planning, landscape design, feasibility studies, construction administration and project management. SE E AD PAG E 204

maintaining property values through great design. The institute ensures its members are highly competent in their professional arenas through local and international educational programmes, sharing technology trends and methodologies, and sharing experiences. The ICIA works with the Government, developers and the public to share ideas and help with strategic planning for major projects and developments in Cayman. The Institute will also help to educate Caymanians about the many paths within the profession and to ensure its members maintain and advance their knowledge of the art and science of architecture. ICIA aims to become a centre for architectural excellence in the Cayman Islands. For more information visit www.icia. ky. Current ICIA members are listed below:

Lyle Frederick B ARCH (HONS), AIA/PRINCIPAL, ICIA Frederick and McRae Ltd. Tel: (345) 926 3601 www.frederickmcrae.com Brian Macdonald ARB, RIBA, ARIAS, ICIA Design Cayman Limited Tel: (345) 949 2800 www.design-cayman.ky SE E AD PAG E 205 Donal McGrath RIBA, ICIA Building Design Consultants Ltd. Tel: (345) 925 4909 www.bdcl.ky Cindy O’Hara MRAIC, LEED AP, ICIA Design Cayman Limited

Tel: (345) 916 1356

OA+D Architects Tel: (345) 945 2979

John Doak, ARB, RIBA, RIAS, ICIA

www.design-cayman.ky SE E AD PAG E 205

John Doak Architecture Tel: (345) 946 3625

Tim Peck RIBA, LEED, AP, ISHC, ICIA

Tel: (345) 949 8115

www.johndoak.com

OBM International

SE E AD PAG E 204

Tel: (345) 949 8115

B U I L D I N G I N C AY M A N

OBM International

www.obmi.com

Trio Architecture Tel: (345) 525 0777 Email: mike@trioarchitects.com www.trioarchitects.com Mike Stroh created Trio Architecture in 2006 to offer the highest level of architectural, interior design, and engineering services to the Caribbean and South Florida. Their professional expertise covers commercial, hospitality and residential projects. Services include:

architecture,

engineering,

schematic

interior and

design,

conceptual

design, construction administration, and

DESIGN, BUILD & MANAGE. COMMERCIAL & RESIDENTIAL

more. SE E AD P R E VIOU S PAG E Tropical Architectural Group Tel: (345) 947 5849

Institute of Cayman Islands Architects (ICIA) The role of the ICIA is to be an advocate for good architecture in the Cayman Islands. Its members are dedicated to high standards of professionalism, integrity and competence, and as such pride themselves on delivering projects to a high standard, consistently within budget and with the aim of creating and

27 Sleepy Hollow Drive, George Town, Grand Cayman Cayman Oﬀice: (345) 947.4879 anchorock.ky

www. c a y m a n r e s i d e n t . c o m

211

planning, coordination and oversight for your residential project.

William Stewart M.E. Des (Arch), MRAIC, ICIA Chalmers Gibbs Architects Tel: (345) 949 2727 www.chalmersgibbs.ky

management, design-build turn key services. Cornerstone Group

BCQS International

Tel: (345) 938 1009

Tel: (345) 949 8644

Email: info@cornerstonegroup.ky

Architectural Consultants Ltd.

Build Cayman Limited

Encompass Ltd.

Tel: (345) 946 6681

Tel: (345) 925 8517

Tel: (345) 938 0850

Email: architect@candw.ky

Email:

SE E AD PAG E 206

Rob Towell RIBA, ICIA

Construction Management The following firms can provide the overall

info@buildcayman.ky

sales@

Email: ekline@encompasscayman.com

buildcayman.ky. Visit www.buildcayman.ky

www.encompasscayman.com

General

Encompass Cayman provides project management

contracting,

management,

property

construction and

project

services for a more hands on construction process, and a more integrated role in the fiscal aspects of the project. SE E AD PAG E 207

General Contractors AMB Construction

Bringing a higher level of service to our clients

Reliable, Accurate & Efficient with over 20 years experience Boundary re-establishments | Subdivisions Combinations | Strata Surveys | Topographical surveys B U I L D I N G I N C AY M A N

CALL FOR A FREE ESTIMATE: 345.947.1582 M: 345.925.2816 • info@survey.ky • www.survey.ky

Tel: (345) 525 4632 Email: info@ambltd.org www.ambconstructioncayman.com AMB Construction is service driven, specialising in residential and commercial builds, fit-outs, renovations

and

relationships

repairs.

with

With

building

excellent

professionals,

developers, architects, subcontractors and suppliers that help expedite key responsibilities. AMB ensures that the client’s quality project begins and finishes on schedule with an efficient transition to facility opening and operation. SE E AD PAG E 209

Anchorock 27 Sleepy Hollow Drive, George Town Tel: (345) 947 4879

Creating reality by building your vision

Email: stephen@anchorock.ky Anchorock provides commercial and residential general

contracting

services

throughout

the Cayman Islands. From retail and office to residential, they have the capability to deliver on all sizes of jobs, from residential renovations

Our Services: Residential Commercial Marine Hardscaping Decorative Concrete Renovations Office Fitouts Home Inspection

to new commercial construction. SEE AD PAGE 211 Encompass Ltd. 10 Market Street, Camana Bay, Box 382 Tel: (345) 938 0850 Email: ekline@encompasscayman.com www.encompasscayman.com

1.345.5263428 robson@robson.construction

Encompass Ltd. specialises in creating

CONSTRUCTION

www.robson.construction

homes that are inspirational, providing Renovation/Remodel

and

complete

Design/Build services. Their experienced 212

CAYMANRESIDENT 2021

team has in-depth knowledge of building

RICS registered valuer offering property

JEC Property Consultants Ltd.

luxury homes and resorts. Encompass has

valuations, development appraisals, feasibility

Tel: (345) 945 5930

established relationships with suppliers

studies, acquisitions and disposals, consulting

Email: contact@jec.ky or www.jec.ky

around the world, enabling them to create

on landlord and tenant issues, property

Services: Development advice, development

exceptional

searches, reinstatement cost for insurance

feasibility studies and appraisals, construction cost

purposes and loss adjusting. Specialising in

estimating, construction and project management,

hotels and resorts. SE E AD PAG E 154

quantity

homes,

within

reasonable

budgets for maximum value. SE E AD PAG E 207 Le Habitat Ltd.

surveying

and

construction

cost

management, construction contract advice and

Tel: (345) 949 6688

BCQS International

dispute resolution. SE E AD T H I S PAG E & PAG E 155

Tel: (345) 949 8644 Robson Construction

Structural Engineers

Tel: (345) 526 3428

Charterland

AMR Consulting

Email: robson@robson.construction

A1 Plaza Venezia, North Sound Road

Tel: (345) 949 2716

www.robson.construction

Tel: (345) 623 2772

Founded

1995,

Robson

Construction

Email: info@charterland.ky

specialises in new residential construction,

www.charterland.ky

large

Professional

development

construction,

light

services

APEC Consulting Engineers Tel: (345) 949 5858 include:

Quantity

commercial and industrial construction. They

surveying and cost consulting, valuations and

Trio Architecture

provide quality work in a timely manner and

appraisals, feasibility studies, commercial,

Tel: (345) 525 0777

work directly with an established network of

residential and strata property management

Email: mike@trioarchitects.com

local building and design professionals.

and insurance loss adjusting.

www.trioarchitects.com

P R E VIOU S PAG E

THE

SE E AD

SE E AD PAG E 210

Phoenix Construction

Tell them you saw it in the

Tel: (345) 943 3622

Tel: (345) 945 8001

Land Surveyors Abernethy & Associates Ltd.

Management

96 Mary Street, George Town

Tel: (345) 947 1582 Email: info@survey.ky or www.survey.ky Abernethy & Associates Ltd. is a land surveying company owned by Greg Abernethy, who brings over 25 years of experience to his clients.

Property & Facilities Management Project & Construction Management

combinations

and

Insurance Services Dispute Resolution

Quantity Surveying Development Consulting Property Valuations

Specialising in legal boundary re-establishments, subdivisions,

SSI

strata

incorporations, Abernethy & Associates use the latest GPS technology and are fully equipped to perform civil engineering and building set outs. SE E AD PAG E 212

Cayman Survey Associates Ltd. Tel: (345) 945 9222

Quantity Surveyors & Project Managers Blue Point Consultants Tel: (345) 525 0706 Email: info@bluepointproperty.com www.bluepointproperty.com

96 Mary Street, George Town Grand Cayman, Cayman Islands

Âť

www. c a y m a n r e s i d e n t . c o m

213

B U I L D I N G I N C AY M A N

DDL Studio Ltd.

Food FOOD & DRINK

Cayman’s Culinary Scene

214

Places to Eat - New Openings - Cafés, Bakeries & Bistros - Vegetarian & Vegan Food - Kosher Food - Waterfront Dining - Dining on a Budget - Food Delivery Service - Food Trucks

216 216 216 216 217 217 218 218 219

Bar & Club Scene - The Bar Scene - The Club Scene - Cigar Bars - Mixology - Live Music Scene

219 219 220 220 220 220

Supermarkets 220 - Supermarkets 220 - Farmers Markets 221 - Buying Fresh Fish 221 - Gourmet Food 222 - Goods Produced Locally 222 - Buying in Bulk 223 Beer & Wine - Local & Specialty Beer - Liquor Stores & Wine Merchants - Duty on Alcohol

223 223 224 224

Culinary Things to Do - Weekly Culinary Events - Annual Culinary Events - Cooking Classes - Full Moon Celebrations - Sunday Brunch - Wine Tasting & Dinners

224 224 224 225 225 225 225

Catering

225

214

CAYMANRESIDENT 2021

Photos courtesy of Deep Blue Images

& Drink

OVERVIEW OF CAYMAN’S CULINARY SCENE

The past year has presented many challenges for Cayman’s food and beverage industry. On March 17th 2020, amidst Cayman’s best tourism season on record, it was announced that due to the COVID-19 pandemic all bars needed to close, and restaurants could only be open for take-out and delivery service. Despite the uptick in takeout and delivery orders placed during this period, these services could not keep pace with in-person customers, and it is estimated that restaurants lost 75% of their revenue. Some restaurants donated their staff and time, opening soup kitchens and assisting Cayman’s ARK in distributing meals to individuals who had lost their jobs because of the Island-wide shut down. Thankfully, Cayman’s restrictions eased in June and most restaurants have been able to stay afloat. Although many annual food and drink events were postponed during 2020, their 2021 dates are scheduled to go-ahead, reminding us that there is, as always, much to look forward to where Cayman’s culinary scene is concerned! Chef Eric Ripert’s globally renowned Cayman Cookout is booked for the second week of January and the next Taste of Cayman will take place in April 2021. And fortunately, not all was lost to the pandemic over the past year! Restaurant Month and Cayman Cocktail Week both took place to great success during the month of October – with restaurants and bars across the Island taking the opportunity to

FOOD & DRINK

WE HAVE EVERYTHING YOU NEED TO CREATE THE PERFECT DISH. With an array of fresh, quality groceries from around the world, creating the perfect dish has never felt better. Foster’s Supermarkets, conveniently located across the Island.

Foster’s Supermarket – better because we care. 945-FOOD | www.fosters.ky | @fosterscayman

www. c a y m a n r e s i d e n t . c o m

215

flex their culinary creativity with delicious fixe-prix menus, innovative cocktails and fun pop-up food and drink events. We look towards 2021 with high hopes and hearty appetites. Cayman’s resilient food and beverage industry has proven that they are a force to be reckoned with. PLACES TO EAT

For an extensive list of Cayman’s restaurants pick up a copy of Good Taste magazine, which you will find in most hotels and grocery stores on the Island. It’s a smart, upscale dining and entertainment guide for Cayman packed with sample menus, restaurant contact details and interesting food related articles. Visit www. caymangoodtaste.com for promotions, ‘bests’ lists, and a comprehensive search capability. Follow them on Facebook (www. facebook.com/caymangoodtaste) and Instagram (@caymangoodtaste) and find pages for regular updates and giveaways.

FOOD & DRINK

(SEE AD PAGE 221)

New Openings Despite the challenges the COVID-19 pandemic presented for the Island’s food and beverage industry over the past year, new restaurants braved economic headwinds to open their doors up to Cayman’s always responsive dining scene! Camana Bay’s bustling city centre continued its steady expansion with three new food outlets: Pane & Pasta, on the corner of Market Street and Nexus Way, boasts authentic housemade Italian breads and pastas, Carnivore Premium Meats, located right next door, is a bespoke chophouse, offering premium products from sustainable ranchers and local farmers, and Tomfoodery Kitchen & Bar, which serves up delicious local fusion cuisine from their breezy spot on the Paseo. Seven Mile Burger opened in Governors Square in 2019 to rave reviews and quickly became a go-to for burger lovers (their fish tacos deserve an honourable mention too!). Long-time favourite Full of Beans in Pasadora Place underwent a rebrand and reopened its doors as Coffee Point Cayman – a cosy café

216

CAYMANRESIDENT 2021

specialising in coffee, pastries, and casual lunch fare. Two new restaurants opened up next door to each other in George Town: Wolf’s Den on North Church Street offers tasty comfort food that won’t blow the budget and its neighbour, Waffle Monkey, is an independently owned café and waffle house that serves delicious Belgian waffles as well as baps and breakfast sandwiches. And last but certainly not least, is Jack Sparrow, a sustainable fish and chip shop with a New Zealand/Australian background. Cafés, Bakeries & Bistros The Island is home to a number of fantastic cafés, all staffed with great chefs who prepare sumptuous breakfasts and lunches, as well as fresh bread, cakes and pastries. You can visit The Pantry at Seafire, located just off the lobby of the chic Kimpton Seafire Resort + Spa, for freshly baked pastries, sandwiches, fresh salads and local fruit smoothies, pressed juices and steaming hot espresso. There’s also Icoa Café in Seven Mile Shops on West Bay Road, famous for their tasty cakes and a wide range of lunch options. Established coffee houses include Paperman’s Coffeehouse which has three locations: the Strand Shopping Centre, Windjammer Plaza and Midtown Plaza; Perk Up Café in Governors Square; Jessie’s Juice Bar and Café in Camana Bay and Governors Square and Café del Sol, which has two locations: Marquee Plaza, SMB and, more recently, Country Corner in Savannah. Petit Paris, a French bakery, offers an array of baked goods, lunch items like soups, salads and sandwiches on freshly baked baguettes, sweet treats imported from France and more. Water & the Elephant is a specialty coffee bar and café in the Cayman Technology Centre. Coffee Point Cayman in Pasadora Place is a lively spot for the breakfast and lunch crowd with daily changing specials, plenty of choice for vegetarians and fantastic coffees. The Brasserie Market in Cricket Square also serves sandwiches and salads, along with soups, hot lunches, pastries, etc. Their daily specials are posted on their Facebook page.

in George Town has a great breakfast menu, delicious espressos and fresh pressed juices. Their lunch menu features salads with housemade dressing, plus freshly prepared savoury pies, sausage rolls and soups. Lauren’s, in Buckingham Square, serves tasty breakfast treats, as well as many lunch options and daily specials. Cayman Crêperie in George Town also offers crêpes along with sandwiches and coffee. Over on the north side of the Island, Kaibo Beach Espresso coffee shop is open for breakfast from 7am daily. Sample their freshly roasted Colombian coffee and straight out of the oven pastries. Their warm, flaky croissants attract a large crowd daily and go fast! They also offer hot breakfast paninis, bagels and gluten-free muffins and brownies. South West Collective

Vegetarian & Vegan Food There are several great options on the Island for vegetarians and vegans. Bread & Chocolate, located on the corner of Edward Street and Dr Roy’s Drive in George Town, offers health-conscious (yet hearty) all-day vegan breakfast, lunch and dinner options. Don’t miss their housemade pepper sauce! Island Naturals Café in Coconut Plaza, off West Bay Road, is a popular lunchtime and early dinner spot seven days a week. They cater to healthy appetites offering delicious daily specials with gluten-free and vegan options. VIVO at the Lighthouse Point Resort on NW Point Road in West Bay, offers delicious plant-based food with lots of gluten-free options. Jessie’s Juice Bar and Café in Camana Bay and Governors Square is a popular juice bar. A range of health foods are also available, including vegetarian, vegan and raw options. Its sister restaurant, South West Collective in George Town, has a very similar menu. Britta Bush, a well-known natural food vegan chef, owns Saucha (sow-tcha) and delivers locally sourced, organic and unprocessed vegan meals and artisan sourdough to your home or office. The Brasserie Market, located off Elgin Avenue, has a wide selection of home-grown produce and many vegan

lunch options. You will also find that most menus on the Island feature vegetarian and dairy-free options. Agua Restaurant has a ‘healthy lunch’ section on their lunch menu that includes vegan salads and gluten-free substitutes. Tillie’s, Yoshi Sushi, Thai Orchid, China Village and even fast casual spots: Singhs Roti Shop, and Al La Kebab have very inclusive menus for dietary substitutions. Kosher Food The Cayman Islands has a small, vibrant Jewish community and a variety of kosher food products can be found in Grand Cayman. Foster’s (SEE AD PAGE 215) , Hurley’s and Kirk Market have a good selection. The Ritz-Carlton, Grand Cayman may accommodate kosher menus for group guests or special orders if arranged 24-hours in advance. For kosher wines try The Tasting Room in Caribbean Plaza and Blackbeard’s liquor stores. The organisation Chabad Cayman hosts regular Shabbat dinners that are open to anyone. Visit www. chabadcaymanislands.com for more information.

FOOD & DRINK

Waterfront Dining Cayman has an enviable number of places to eat while overlooking the water. In the South Sound area there is Grand Old House (Tel: (345) 949 9333) which offers classic and international dishes in an old world setting, and Sunset House (Tel: (345) 949 7111) a laid back tiki bar serving casual food and great cocktails. On the George Town waterfront is Casanova Ristorante (Tel: (345) 949 7633), a lively and family-friendly authentic Italian restaurant that specialises in housemade pasta and pizza. Cayman Cabana (Tel: (345) 949 3080) is a very popular bar and restaurant with an expansive oceanfront deck that specialises in serving fresh, locally sourced fare. Da Fish Shack (Tel: (345) 947 8126), serves fresh local fish. The Lobster Pot (Tel: (345) 949 2736) is a popular seafood restaurant with a waterfront deck. George Town Yacht Club (Tel: (345) 947 4892) is located at the Barcadere Marina and has a great seafood and bar food menu. Kids will love the swimming pool! The Seven Mile Beach area has an array of great restaurants with waterfront views: The Wharf (Tel: (345) 949 2231) has been around for 32 years and its talented chefs create mouth-watering international and Caribbean influenced dishes; The Ritz-Carlton, Grand Cayman (Tel: (345) 815 6912) features three premier waterfront restaurants including Seven, an upscale steakhouse serving Niman Ranch cuts, where you can dine on the terrace with sweeping views of Seven Mile Beach; Bar Jack, a casual beach bar with stunning sunset views and the best piña colada and Andiamo, where Italian cuisine meets a casual Caribbean ambiance, overlooking breezy waterways. The Beach House (Tel: (345) 945 3800) at The Westin also offers deluxe views of Seven Mile Beach. Ave (Tel: (345) 746 4111), located at the Kimpton Seafire Resort, offers coastal Mediterranean cuisine and Coccoloba, also at the Kimpton, serves a mash-up of local and Mexican cuisine. LUCA (Tel: (345) 623 4550) another upscale restaurant on the beach serves contemporary Italian food. Camana Bay has six waterfront restaurants including: Mizu

www. c a y m a n r e s i d e n t . c o m

217

Asian Bistro + Bar,

FOOD & DRINK

a stylish Asian-inspired restaurant and bar, Pani Indian Kitchen, authentic Indian cuisine, KARoo, cocktails and tapas, The Waterfront Urban Diner, American classics for an affordable price, The Brooklyn Pizza + Pasta, flavour-packed Italian and American cuisine in an edgy, urban and industrial-chic setting along the waterfront, and Agua, a popular waterfront restaurant featuring the best Italian cuisine with a Peruvian twist. West Bay has an excellent choice of upmarket restaurants: Morgan’s is located at the Cayman Islands Yacht Club and has a wonderful seafood menu and a lovely breeze. Also in the Yacht Club is bàcaro (Tel: (345) 749 4800), the country’s only authentic Italian ‘tapasstyle’ restaurant and wine bar. Cracked Conch and Macabuca, (SEE AD BELOW) both offer stunning views and excellent alfresco dining. Visit Cracked Conch for white tablecloth service and a trendy bar setting. Their signature conch dishes are legendary. Macabuca offers a more laid back bar with casual food and great cocktails. Calypso Grill

(Tel: (345) 949 3948) is located in Morgan’s Harbour and offers panoramic views of the North Sound with a lovely cooling breeze. In Bodden Town, there is South Coast Bar & Grill where diners can enjoy tasty local fare right on the beach. ‘Upstairs’ at Kaibo overlooks the beach and serves upscale cuisine on the sea-view veranda, open every Thursday through Sunday, from 5.30pm. Try the awarded Chefs Tasting Menu and Rare Rum Bar. A water taxi is available upon request and can also take you to the acclaimed Rum Point Club & Restaurant (Tel: (345) 947 9412), home of the Mudslide, beach BBQs and sumptuous seafood dishes. Take a walk after your meal on one of the Island’s longest docks. Dining On A Budget Dining out in Cayman doesn’t have to break the bank. The Island’s impressive roster of restaurants includes many budget-friendly options, such as: Al La Kebab, The Burger Shack, Cafe Del Sol, Chicken! Chicken!, China Village, Cimboco, Da Fish Shack, Eats Café,

Gino’s Pizzeria, Pico, The Sunshine Grill,

restaurants. Check out promotional deals at www.caymangoodtaste.com. Dog-Friendly Restaurants Most venues with outdoor areas will be happy to accommodate your dog, however it is a good idea to call ahead to be sure. Some places that are openly dog-friendly include: Coral Beach, The Fish Bowl, Gelato & Co., Häagen-Dazs, KARoo, Macabuca and Salty’s. Keep your dogs on a leash and sitting properly under your table. Food Delivery Service The Island’s delivery and takeaway services stepped it up a notch during the COVID-19 Island-wide lockdown and two new food-delivery apps were launched. Let’s Eat and Bento both allow users to order from restaurants on-Island and track in real time, as their food is brought to them, with their Apple and Android-friendly apps. Fine Dine-In (Tel: (345) 623 3463)

Waterfront Dining • Macabuca Tiki Bar • Premier Shore Diving and Snorkeling •

North West Point • West Bay Road (across from Boatswain’s Beach) T. 345-945-5217 • E. conchrest@gmail.com • W. www.crackedconch.com.ky 218

CAYMANRESIDENT 2021

and

Wok N’ Roll or try any of the Island’s fast-food

and Island Grub (Tel: (345) 923 7974), who have each been serving the Island for a number of years, will deliver food and wine to your door from over 20 restaurants. Alternatively, many restaurants continue to offer their own independent delivery services – the details of which can be found on the ‘Restaurants that Deliver’ page on www.caymangoodtaste.com. Food Trucks Al La Kebab has two food trucks: one can be found in Red Bay right at the entrance to Selkirk Drive; the other opposite the Foster’s car park in West Bay. Burger Shack’s food truck is parked in front of Country & Western Bar seven days a week. The Swanky Stop offers freshly harvested local and seasonal produce and smoothies and is always parked at the Market at the Cricket Grounds six days a week. Good Mood Food Co. is located on the lot next to Casa 43, and serves a variety of tasty and indulgent sandwiches and burgers daily.

Macabuca (WB) is a great spot to watch the

a large bar area and outdoor deck.

sunset and divers can jump into the water right

Coconut Joe’s (SMB) has an open-plan bar and

in front of the bar for a night dive.

is a good spot to catch sports games.

My Bar at Sunset House (GT) is a relaxed

Coccoloba Bar & Grill at the Kimpton Seafire

oceanfront bar just south of George Town. The

(SMB) is part street taco joint, part beach hut

perfect place to watch the sunset.

offering expertly mixed margaritas and icy

Peppers Bar & Grill (SMB) serves authentic

cocktails.

Jamaican cuisine in a large and friendly

Coral Beach (SMB) is a boutique-style beach

open-plan bar and restaurant.

venue great for signature cocktails.

The Ritz-Carlton, Grand Cayman (SMB) offers

Craft F&B Co. (SMB) is a popular gastro-pub

a vibrant yet refined nightlife: Silver Palm

with a large list of craft beers on tap.

Lounge boasts an exquisite cocktail menu,

Kaibo Beach Restaurant (North Side) offers

with a resident DJ every Friday and Saturday

a fun and tasty menu as well as signature

evening. Taikun, Grand Cayman’s gourmet

cocktails and their famous Mudslide.

sushi restaurant, offers delectable Japanese

KARoo (Camana Bay) is a popular after-work

cuisine and the Island’s largest sake selection.

venue. Offers cocktails, tapas and a daily

Sandbar (GT) is a fun waterfront daquiri bar

Happy Hour.

and grill that has live music weekly.

Legendz (SMB) is a popular sports bar with

South West Collective (GT) is a trendy spot,

lots of comfortable seating and big screens.

with board games and vintage foosball, and a

The Lodge (SMB) is a fun, friendly and eco-

great selection of beers and wines.

conscious bar with weekly live music and

Tillie’s (SMB) is a chic beach bar great for

karoke events.

happy hours.

Lone Star (SMB) is a bustling, Texas-style

The Wharf (GT) is a premier waterfront

bar, great for live music and TexMex food.

restaurant that is known for their Tuesday

THE FALLS

WEST BAY WESTIN

BAR & CLUB SCENE IN CAYMAN

XQ’s

CAMANA BAY FOSTER’S AIRPORT

GEORGE TOWN

All Stars Sports Bar (SMB) is a great place to play pool and beer pong. Food available.

GRAND HARBOUR AIRPORT

MAP AREA

GRAND CAYMAN

INTERNATIONAL & LOCAL BRANDS DEDICATED WINE SPECIALISTS 15% OFF CASES – MIX & MATCH* MONTHLY SPECIAL PROMOTIONS THEMED WINE SELECTIONS

COMPLIMENTARY WINE & SPIRIT TASTINGS *TERMS & CONDITIONS APPLY

Backroom (SMB) offers a setting reminiscent of the prohibition years with great cocktails. Bar Crudo (GT) is part of the Guy Harvey’s group and serves great drinks and fresh seafood overlooking the harbour. Cayman Cabana (GT) supports local farmers

OPEN 7 DAYS

MARRIOTT

The Bar Scene Cayman’s bar scene is lively and dynamic! We mention the most popular ones here, however for a full list visit the Bars section on www.caymangoodtaste.com.

OFF

- WI TH

OPEN 7 DAYS

THE STRAND

THE RITZ CARLTON SEVEN MILE BEACH

10 %

ORDER ONLINE

www.blackbeards.ky (345) 516-3003 FREE ISLAND-WIDE DELIVERY

www. c a y m a n r e s i d e n t . c o m

219

FOOD & DRINK

Tipping Tipping is standard practice in the Cayman Islands and, although server’s standard wages are generally higher than in the United States, it’s still an important part of a server’s income. Most restaurants include a gratuity on the bill of 15-18%, however, it is always wise to check, as it is customary to leave a tip of approximately 15% and a little more for particularly good service or larger dining groups.

with their fresh farm-to-table fare. They have

Salsa Nights and the Boogie Nights Old School Dance Party each last Friday of the

the creamiest Piña Coladas and first-class sunset views over Seven Mile Beach.

month.

Lillies (SMB) is a sophisticated late night lounge and nightclub located above The Lodge in the Strand Shopping Centre.

Live Music Scene Cayman has a dynamic and diverse music scene. Some great spots for live music include: bàcaro, Coccoloba, Decker’s, Grand Old House, Kaibo, The Lodge, Sandbar, Silver Palm Lounge, Tortuga Beach Bar, The Wharf and the Wyndham Reef Resort. Download the What’s On Cayman app for details.

The Lodge (SMB) is a late night bar located below Lillies nightclub which hosts a weekly array of fun themed nights. Seven Mile Lounge (SMB) is a recently rebranded nightlife spot with great drink specials.

FOOD & DRINK

Cayman observes a day of rest on Sunday, so bars and restaurants stop serving alcohol at midnight on Saturday and there is no live music permitted on Sundays. Note:

Cigar Bars For the perfect casual cigar scene and a wonderful range of quality cigars, Club Havana is a great place to stop in. They have two locations: their cigar lounge in Caribbean Plaza (with a non-smoking section) or their bar in the West Shore Centre. Both locations have an admirable humidor selection and an in-house torcedor (cigar roller). There is also Stogies Cigar Bar located to the right of Guy Harvey’s restaurant on the waterfront. Mixology The art of mixing the perfect cocktail is highly regarded on-Island. Luckily, bars and restaurants always rise to the occasion, creating wonderful, innovative concoctions, and we even have a whole week dedicated to the art of the cocktail every October for Cayman Cocktail Week. See Culinary Events in this chapter for more information. Try Anchor & Den for their gincentric apothecary inspired cocktails and chilled ‘lounge’ vibe, bàcaro for their handcrafted cocktails and delectable small plates, Ave at the Kimpton Seafire for cocktails infused with local exotic fruits and a long wine list and The Ritz-Carlton’s Bar Jack for 220

Camana Bay location provides the widest variety of organic and specialty products. Their

The Club Scene Grand Cayman is a small island, so there are only a handful of clubs. Many bars adopt a nightclub feel later in the evening.

stores maintain a similar format, their largest

CAYMANRESIDENT 2021

Camana Bay store also offers prepared meals for lunch and dinner. Foster’s is the exclusive distributor of Waitrose products from England and at Christmas time, they stock mince pies, Christmas pudding, brandy butter and other traditional treats which get snapped up quickly! This year, Foster’s introduced Foster’s Go!, their only shopping platform which allows customers to shop online, anytime, and either

Catching ‘The Game’ Coconut Joe’s, Fidel Murphy’s, Legendz, The Lodge, Lone Star, Pirate’s Den (PDs) Pub, and Salty’s all televise the games on big screens with great food, comfortable seating and good service.

pick up their order in-store or have it delivered. Visit www.fosters.ky/go for more information. SE E AD PAG E 215

Bay Market Café (Tel: (345) 945 3663) is a Whole Foods style café featuring a coffee and juice bar, all day breakfast and light fare,

SUPERMARKETS

gourmet salads and sandwiches, Asian wok and

Cayman’s grocery stores, in terms of brand range, are very comparable to large North American grocery stores. They carry most major US and Canadian brands, as well as USDA certified meats, UK brands such as Waitrose, lots of fresh fish, meats and a variety of fresh vegetables and fruit. All of the supermarkets carry organic products, however fresh organic fruit and vegetables from the US have to travel far to get here, unlike locally grown produce. The supermarkets sell very good meat, but the freshness of certain cuts of fish can vary between different stores. Ask when the fish came in and which is the freshest.

sushi, a grill bar, soup and salad bar, and hot and cold buffet style options from the Caribbean and around the world. Choose from their large cheese section and enjoy pastries, cakes and breads baked fresh daily. Indoor and outside seating available to patrons. Customers can skip the line, and order the food they love from Bay Market Café by visiting www. baymarket. ky. Orders are available for pick up same day. Delivery is available within Camana Bay only. Hurley’s Supermarket (Tel: (345) 947 8488) is located at Grand Harbour Shoppes, Red Bay and is open Monday to Saturday 6am-9pm. They are well known for their fresh fruits and vegetables, and large assortment of organic

Supermarkets

produce. They have a recently expanded their

Foster’s (Tel: (345) 945 3663) has five

Fresh Kitchen with an exceptional variety of

locations: Airport Centre, Camana Bay, Republix

freshly made cold options and hot meal items

Plaza, Countryside Shopping Village and a

available daily. The Fresh Kitchen also features

Foster’s Express opposite Moritt’s Tortuga

a full service juice and smoothie bar, coffee bar,

Club in East End. All locations are open Monday

brick oven pizzeria, burrito bar, panini station

to Saturday 6.30am-10pm, except Foster’s

and sushi bar. Hurley’s offers catering services

Express in East End, which is open Monday

and specialty cake orders. They now offer

to Saturday 7am-7pm. All locations are open

online shopping for either pickup or delivery

from 9am-6pm on public holidays and closed

through their App, available on the Apple App

on Sundays. Foster’s is well known for their

store or at www.hurleys.ky.

fresh produce, meat and fish, locally produced goods, and wide variety of specialty, organic

Kirk Market (Tel: (345) 949 7022) is located

and dietary specific products available at an

between George Town and Seven Mile Beach

inclusive range of price points. While all Foster’s

on Eastern Avenue, and is open Monday

to Saturday 6.30am 9.30pm. Visit www.

to Saturday from 7.30am-6pm. Located on

kirkmarket.ky. Kirk Market offers a wider

Huldah Avenue next to the cricket pitch in

selection of gourmet, natural, organic, gluten-

George Town, we recommend you get there

free, and more special dietary foods than any

before 8am on Saturdays. You can buy fresh

other grocery store on-Island. In addition to

local produce, fresh caught fish, meats and

these specialty categories, you will also find

eggs, as well as sample traditional Caymanian

an extensive offering of well-known grocery

cuisine. Purchase unique souvenirs and gifts,

brands. Kirk Market’s produce department

handmade crafts and artwork, traditional straw

features a diverse range of quality fruit and

work, preserves, sauces, seasonings, natural

vegetables from both local and international

beauty products and jewellery made with

farms. You will also find a full-service butcher

shells or the precious Caymanite stone.

counter, a bakery, a gourmet deli that features a chef-inspired Mediterranean bar, and a delicious hot bar and salad bar. Their in-house florist can create floral arrangements for any occasion or event. Kirk Market is also home to Kirk Pharmacy, which can be reached by calling (345) 949 7180. SEE AD PAGE 13

Farmers’ Markets You can find an abundance of homegrown (and mostly organic) produce at the peak of freshness at the Island’s local farmers’ markets. Get to the markets early to snag the best produce. Camana Bay Farmers & Artisans Market Discover all things grown in Cayman at the weekly Camana Bay Farmers and Artisans Market. Local farmers from around the Island

Local Flavours If you are new to the Island and have not sampled an authentic Caymanian dish, such as conch stew or a fresh fish fry, stop by one of Cayman’s favourite local spots: Amelia’s Kitchen (George Town), Grape Tree Café (Bodden Town), Heritage Kitchen (West Bay), Kurt’s Korner (North Side) and Vivine’s Kitchen (East End). Be sure to top off your meal with one of Cayman’s sweet ‘heavy’ cakes made from cassava or corn. Street Food Jamaican Jerk, the internationally renowned street food, is big in the Cayman

GET THE INSIDE SCOOP ON CAYMAN’S CULINARY SCENE BARS RESTAURANTS EVENTS

Browse the magazine, read the special features, admire the photography and choose your next dining experience

Go online for full menus, restaurants that deliver, promotions, reservations, reviews and much much more...

‘Like Us’ and join 1000s of others for Cayman’s culinary gossip, the latest news and last minute deals

gather to offer fresh produce and local farmed goods alongside artisans providing handcrafted speciality goods and gifts. You will find various vegetables, fruits and even eggs for purchase. It all takes place on Wednesdays in October through April from 10am-7pm.

Another really useful guide from Acorn Media (345) 946 3200 | info@acorn.ky | www.caymangoodtaste.com

Market at the Cricket Grounds This vibrant and lively market is open Monday

www. c a y m a n r e s i d e n t . c o m

221

FOOD & DRINK

International Groceries The Oriental Market located opposite Anderson Square in George Town is great for finding international ingredients. They stock a wide range of dry and canned Pan-Asian goods from China to Thailand. Open Monday-Saturday 9am-5pm and Sundays 10am-12pm. Tel: (345) 949 1109. Find their second location in Pasadora Place. Open on Monday-Saturday from 1pm-8pm. Tel: (345) 947 6000.

Buying Fresh Fish Cayman’s fishermen do a great trade and on almost any day of the week, you can buy fresh fish on the waterfront in George Town beside the Cruise Terminal across from Bayshore Plaza. Fishermen anchor their boats offshore, set up tables on the beach and display their fresh catch. Charging approximately CI$4.50 per pound, they sell the fish on the bone, but they will fillet it for you. You can also try the Market at the Cricket Grounds which is next to the cricket pitch on Huldah Avenue in George

Town for fresh fish brought in several days a week by local vendors. The supermarkets sell types of fresh fish you cannot get from local fishermen, such as salmon (wild and farm-raised), cod, catfish, sole, swordfish, haddock and trout. Do not buy local grouper as it is critically endangered. A better choice is the similarly white flaky lionfish, which is invasive.

Islands! Try Mango Tree (George Town), Peppers Bar & Grill (SMB), Di Kit-Chin (Prospect) and Rankin’s Jerk Pit (Bodden Town) to name a few of the more well-known spots, however there are more plenty jerk vendors off the beaten track and you can often find jerk on the menu at local restaurants. Gourmet Food Despite being a small Island there is a wide selection of gourmet foods and fresh dishes to choose from. Carnivore Premium Meats

Great wines No retail outlets Cellar Prices

Interesting wines from around the world FOOD & DRINK

Wines for everyday drinking and special occasions Free delivery island-wide Other services include shipping and Customs clearance of private collections to Cayman and storage in our climate controlled cellar.

Carnivore is the first chophouse of its kind in the Cayman Islands. They offer hand-crafted and premium products sourced from sustainable ranchers and local farmers. Tel: (345) 640 6328 or visit www.carnivore.ky. Foster’s - Camana Bay The Foster’s location at Camana Bay (Tel: (345) 945 3663) offers the brand’s widest selection of organic and specialty products on-Island. In the ‘luxury’ range, they sell a variety of jams, olives, sauces, spices, exotic fruit and vegetables (all organic), as well as an impressive assortment of cheeses! They even sell fresh, organic dog food. SE E AD PAG E 215 Kirk Market In addition to well-known grocery items, Kirk Market (Tel: (345) 949 7022) carries an excellent selection of fine gourmet foods from around the world. They also feature fresh local produce and an impressive selection of natural, organic and gluten-free products. Visit www. kirkmarket.ky. SE E AD PAG E 13 The Tasting Room Sells Italian olive oil, balsamic vinegar and honey. On request, they will prepare gourmet picnics and gift baskets filled with wine and amazingly delicious food. They also host monthly supper clubs. Located in the Caribbean Plaza on West Bay Road. Tel: (345) 322 4925.

Goods Produced Locally Tortuga Rum Company (Tel: (345) 623 7701) manufactures delicious rum cakes that you can watch them make. Cayman Spirits Co. (Tel: (345) 943 4786) produces locally distilled Seven Fathoms Rum, matured seven fathoms underwater! Call for a tour of the 5,000 sq ft facility or email: tours@rum.ky. Cayman Sea Salt sells their locally produced sea salt in most supermarkets, gift shops and at the Pure Art Gallery. Email: caymanseasalt@candw.ky. Cayman Islands Brewery (Tel: (345) 947 6699) produces twelve locally brewed beers which people can sample at their factory in Prospect. Kombucha tea is brewed on Island at Jessie’s Juice Bar and by Elizabeth Chisholm who can deliver a range of flavours, including decaf varieties. Email: kombuchabyelizabeth@gmail.com. Saucha (Tel: (345) 926 0508), a vegan meal delivery company, delivers artisan sourdough and a variety of house brewed kombucha in two bottle sizes. For over 30 years, Cayman Honey (Tel: (345) 947 222

CAYMANRESIDENT 2021

1255) has been produced by bees owned by Sybil and Otto Watler and is well known as a local delicacy. They operate out of a house in Savannah and are very welcoming to visitors who would like to sample and buy their honey. They also sell it in the local grocery stores. Cayman Islands Sauce Company (Tel: (345) 516 2467) produces a hot sauce from the extremely hot scotch bonnet pepper. Carol Hay of Cayman Pepper Patch makes Gourmet Pepper Jelly that can be bought at supermarkets and select gift shops on Grand Cayman and at Mary Lou’s liquor shop in Cayman Brac. From April to October, Hank Ebanks can be found on the roadside outside the Mango Tree restaurant selling live white land crabs. Tomfoodery Kitchen’s locally made and bottled line of ‘Fiyah’ hot sauces are very popular. Available in 5oz bottles, they vary in heat and seasoning and can be delivered straight to your home or purchased at Cayman Spirits Co.

Cost-U-Less: (Tel: (345) 745 5377) is located in Governors Square off West Bay Road and is open Monday to Saturday 8am-9pm. Priced Right: (Tel: (345) 815 1070) offers warehouse shopping without a membership. Their wide selection allows you to find everything you need for your home and family. Priced Right is located in the Airport Centre and is open Monday to Saturday 7am-9pm. There is also a Priced Right store located adjacent to the West Bay Foster’s store (Republix Plaza), open 6.30am-10pm, Monday-Saturday. Foster’s at Camana Bay, their affiliate, also has a bulk

flour, snacks, nuts, coffees and more in bulk and package free. Reflections Food 4 Less has two locations: MacLendon Drive (Tel: (345) 949 3797) open 24/7 and their second location on Godfrey Nixon Way (Tel: (345) 947 3663) open MondaySaturday from 7am-7pm. They both sell drinks, frozen food, and canned and dry goods. BEER & WINE

Local & Specialty Beer You can find most of your favourite American and international beers at Cayman’s bars and restaurants, as well as some craft varieties. For a good selection of draught Irish beers on tap, head to Fidel Murphy’s Irish Pub & Restaurant. There are also a few home-grown breweries on-Island which produce their own locally brewed beers. Cayman Islands Brewery Ltd. (Tel: (345) 947 6699) produces 12 beers year round and produces some seasonal beers too. The beer offerings include the Caybrew, a full-bodied German style pilsner premium lager; Caybrew Premium Light, a light beer with only 110 calories and 4.5% ABV; Ironshore Bock, an amber beer brewed with specialty hops and malts to 7% ABV; 345 Stout, a dark beer with chocolate and roasted coffee flavour; Nitro Stout, a nitrogenized version of the 345 Stout with a creamy finish; Shellshock IPA, an Island IPA with notes of grapefruit; White Tip Lager, a Belgium style moderate bodied lager, for which part of the profits are donated to the Department of Environment and the Guy Harvey Ocean Foundation; Mango Tango, a clear straw colour with mango flavour and a hint of grains; 345 Lager a clear straw colour with hints of a grass and honey notes flavour; Freestyle, a low cal, low carb beer, gluten free and 97 calories. Seasonally, they produce four craft beers: Gone to Helles, a light German style lager with a light spicy finish; Mastic Pale Ale, a hop forward beer with notes of pine, 5% ABV. They have produced Cayman’s premium Hard Seltzer

Nor’Wester 5% ABV which was launched with just Citrus and they are continuously developing new flavours of Seltzer. They have tours of the brewery during the week from 11am. There is also a tap room on site, so you can sit and enjoy the beers whilst watching the brewers hard at work through the windows into the filtration room. You can even stay for Happy Hour over the weekend as they now have a full bar available. They recycle all their spent grain and donate it to local farmers, at present they have a 50% return rate for their bottles which are reused and the investment into a new aluminium bailer has allowed them to reduce the amount they are contributing to the landfill. The Brewery is aiming to become Carbon Neutral by 2025. 19-81 Craft Brewery (Tel: (345) 945 0440) is devoted to creating premium quality craft beers – starting with the introduction of their three signature handcrafted beers: Island Session, the Cayman Blonde, and their Tropical IPA.

www. c a y m a n r e s i d e n t . c o m

223

FOOD & DRINK

Buying In Bulk Buying in bulk can be very beneficial: it saves both time and money and is more environmentally-friendly. The following stores also carry canned and dry goods (great for stocking up on emergency supplies during hurricane season), frozen meats and seafood and a limited selection of fresh produce, as well as a wide variety of children’s toys, home and office supplies, ice-chests, personal care products, televisions and other electronics.

section in store where customers can purchase

FOOD & DRINK

19-81 beers are available on tap at several local bars and restaurants and can be bought in cans at Jacques Scott, or you can visit them at their dedicated tap room on Dorcy Drive. KARoo (Tel: (345) 946 6633) has an excellent selection of international beers and is a popular ‘watering hole’. Draft beers include Hoegaarden, Guinness, Magners Cider and Stella Artois. The bottled beers include an ever changing list of products from North America, Europe and the popular local beers from Caybrew. Craft Food & Beverage Co. (Tel: (345) 640 0004) boasts the largest selection of craft beers on-Island. The beer menu features over 10 beers on tap ranging between local and international selections.

case (mixed cases are fine), often at less than CI$20 a bottle. They also have a large selection of French wines. When ordering wine from them, call and chat with Iain, their wine expert, who will recommend a mix of wines that fit your taste and budget and he will then deliver them to you at any address in Grand Cayman. Tel: (345) 526 8466 or email: info@vino.ky. SE E AD PAG E 222 West Indies Wine Company is both a tasting room and a shop. Over 80 different wines available by the glass, beer on tap and a recently added gin menu are available by the glass as well as a large selection of bottles to take home with you. Tel: (345) 640 9492 or visit www. wiwc.ky. SEE AD PAGE 223

Liquor Stores & Wine Merchants Blackbeard’s liquor stores have eight locations, with most of them open until 10pm. Blackbeard’s flagship store is in Camana Bay, which houses a 1,000 sq. ft. wine room where you may try your wine before you purchase it and wine specialists on hand to help you pick the perfect bottle. All their stores have monthly specials on wine, liquor and beers with deep discounts on top brands. Tel: (345) 949 4444. SE E

Duty On Alcohol Liquor carries a heavy duty which is reflected in liquor store prices and the cost of drinks at bars and restaurants. Duty on hard liquors such as rum starts at CI$11.85 per litre. Duty on wine is CI$3.60 per litre; champagne is CI$10.80 per litre; sparkling wine is CI$7.80 per litre; overproof liquors are CI$15.98 per litre; liqueurs are CI$13.50 per litre; and duty on beer is CI$1.95 per litre.

by stops at three Camana Bay restaurants and end at Gelato & Co. for a scoop of any of the shop’s many gelato flavours or sorbettos. Every Wednesday at 6.30pm, with a weekly changing menu. Available for private bookings only. To book, email flavourtour@camanabay. com. Friday Night Beach BBQ (Westin Grand Cayman). Start your weekend in style with a delicious and family-friendly beach-side BBQ buffet from the Westin’s award-winning culinary team. Call ahead to reserve your spot. Tel: (345) 945 3800.

Annual Culinary Events Cayman Cocktail Week Cayman Cocktail Week is a celebration of all things sip-worthy in the Cayman enjoy a collection of almost-daily fun and interactive events focussed on the ‘Art of the Cocktail’. For more information visit www. caymancocktailweek.com. Cayman Cookout The Caribbean’s most respected culinary event, hosted by Chef Eric Ripert and a roster of world famous chefs, sommeliers and mixologists at The Ritz-Carlton in Grand Cayman. Events include culinary demonstrations, tastings and

AD PAG E 219

has six high-end wine and liquor stores across the Island. The flagship store on Shedden Road stocks the widest range of beers, wine and spirits on-Island and to suit all budgets. They also offer free delivery to your home or office anywhere on Grand Cayman. Call (345) 949 0277 or visit www.jacquesscottonline.com. SE E Jacques Scott

CULINARY THINGS TO DO

Food and drink related events happen often in Cayman. Stay on top of the latest culinary happenings with the Events Calendar on www.caymangoodtaste.com. You can also download the What’s On Cayman app for Cayman’s most comprehensive source of what’s going on in the Cayman Islands.

dinners. 13th-18th January 2021. Visit www. caymancookout.com. Cayman Restaurant Month Every October foodies get to enjoy diningout at some of the Island’s best restaurants for the best possible prices. Participating restaurants create delicious 2-course and 3-course lunch and dinner menus starting

AD PAG E 217

Tortuga Fine Wines and Spirits is family owned and operated since 1984, with at least ten liquor store locations, including a store in the Owen Roberts Airport. They sell their world famous rum cake and other Tortuga products. Tel: (345) 623 7701. Vino Veritas has no retail outlets, but operates from their climate-controlled cellar. They hand-pick wine from small vineyards worldwide and sell it by the 224

Islands. On the last week of every October

CAYMANRESIDENT 2021

Weekly Culinary Events

at just CI$10 for lunch and CI$25 for dinner,

The Flavour Tour (Camana Bay)

served every day for the entire month. There

Tel: (345) 640 9492

are also many chances to win great foodie

Delight your taste buds and try something new

giveaways with Cayman Good Taste’s daily

at the farm-to-table Flavour Tour experience.

giveaway contests on their Facebook and

The Flavour Tour is a guided dining adventure

Instagram pages. For more information visit

through a few of Camana Bay’s restaurants,

www.caymangoodtaste.com.

featuring local ingredients presented in the restaurants’ signature styles. Start the

Taste of Cayman Food & Drink Festival

evening at West Indies Wine Company for a

Now in its 33rd year, foodies gather in the

taste of one of the shop’s 80 wines followed

thousands to experience classic local cuisine

and new, refreshing tastes from further afield. In addition to delicious culinary offerings, festival-goers can enjoy live music, chef

an outstanding oceanfront location, with a large deck that is great for full moon dining.

demonstrations and fireworks. Saturday, 17th April 2021. Visit www.tasteofcayman.org.

Cooking Classes Cooking classes are very popular in Grand Cayman and a great opportunity to meet new foodies.

Cayman with prix-fixe menus. Westin Wine Dinners Tel: (345) 945 3800 ext. 6017

Food & Wine Societies Below are two well known food organisations. While very welcoming, some do require new members to be recommended by existing members.

Wine events are held several times per year and the dinners feature gourmet cuisine with superb wines. Reservations are essential. The Tasting Room Caribbean Plaza, West Bay Road, SMB

International Wine & Food Society (IWFS)

Tel: (345) 322 4925

Bon Vivant Kitchen Studio

Cayman’s branch of the IWFS was first

Offers fantastic wine and food tasting evenings

Tel: (345) 623 2665

chartered in 1987 and they now have over

by reservation only.

Email: info@bonvivant.ky

100 members. They host a number of

www.bonvivant.ky

events throughout the year, including wine

Wine, Spirits and Mixology Courses

Bon Vivant’s lively cooking classes focus

tastings, dinners with special menus at local

Unit 3, Paddington Place, Godfrey Nixon Way

on quick, healthy and delicious dishes that

restaurants and cooking demonstrations.

Email: info@wineschool3.com

everyone can enjoy. Classes are themed and

They also have a members-only wine

Wineschool 3 offers a range of wine and spirits

you can enjoy your creation with two glasses

inventory. Membership is by invitation from

tasting classes, suitable for small groups and

of wine paired with your meal. They also offer

another member only. Visit www.iwfs.

large corporate gatherings of up to 100+.

private classes for a minimum party size of 14.

org/americas/cayman-islands or see the

Kids classes are also available.

Society’s Facebook page.

CATERING

SEE AD PAGES 207 & 235

Slow Food South Sound of

this

international

Cayman’s caterers are equipped with years of experience and impressively varied portfolios.

Saucha

Cayman’s

Tel: (345) 926 0508

culinary group promotes the use of local and

Email: britta@sauchaliving.com

sustainable food, the preservation of local

Food For Thought

Offers private and group cooking lessons

food cultures and the enjoyment of dining in

across the Island, with a focus on vegan food

a convivial setting. Email: slowfoodcayman@

Tel: (345) 945 2433 Email: info@foodforthought.ky

using local ingredients.

gmail.com for information.

Catering services for corporate events,

The National Trust for the Cayman Islands

Sunday Brunch in Cayman Restaurants are buzzing on Sundays between the hours of 11am-3pm. They offer an impressive feast of fresh seafood, breakfast favourites, sushi, amazing desserts and unlimited bubbles. Generally reservations are a must. Popular choices include: LUCA, Anchor & Den at the Marriott Beach Resort, Seven at The Ritz-Carlton, Ave at the Kimpton Seafire, Tillie’s at Palm Heights, and Blue Cilantro. Agua and Ristorante Pappagallo’s both offer a family-style brunch. For a casual vibe with affordable prices, try the BBQ Brunch at KARoo, China Village for their Dim Sum or Tukka for their buffet-style brunch.

weddings and private parties. Customise

Caymanian Visit

food.

Reservation

required.

www.nationaltrust.org.ky/events

for

a schedule of cooking classes or contact historic@nationaltrust.org.ky

for

information.

Full Moon Celebrations Kaibo’s ‘Luna del Mar’ dining experience started the full moon celebration scene. On the Friday closest to the full moon you can enjoy a nine-dish sharing feast on a torch-lit beach with lanterns, a fire pit and a DJ. Cayman Ferries operates from Camana Bay to Kaibo for CI$20 per person. Lobster Pot has an extensive outdoor patio ideal for catching the full moon. The Cracked Conch & Macabuca on North West Point Road in West Bay have

variety of packages for the right fit. Mise en Place Tel: (345) 623 2433 Email: info@catering.ky Premiere events catering company offering fully-custom or packaged catering options for weddings, private events and corporate functions, as well as private chef services. Rent-A-Chef

Tel: (345) 516 1959 Email: remy@rentachefcayman.com Suitable for parties of 4 or more Rent-A-

THE

Offers traditional cooking classes of local

your catering services or choose from a

Chef offers private catering services for small groups.

Tell them you saw it in the

Wine Tasting & Dinners Restaurants often host wine dinners in

www. c a y m a n r e s i d e n t . c o m

225

FOOD & DRINK

chapter

Shopping Photos courtesy of NKY, Le Visage, 3 Girls & a Kiln and Sportista

An overview of shopping in Cayman. Here you will find information on where to buy clothing, beauty products, home decor, sports equipment and much more.

SHOPPING

On-Island Shopping 226 - Antiques & Art Galleries 227 - Art Supplies 228 - Beauty Products 228 - Bicycles 229 - Books & Stationery 229 - Building Supplies 230 - Buying in Bulk 230 - Cameras & Photographic Equipment 230 - Clothing - Children, Adults & Maternity 230 - Computers & IT Services 232 - Dive Equipment 232 - Electronic Equipment 232 - Fireworks 232 - Furniture Stores 232 - Hardware 235 - Homewares, Accessories & Lighting 235 - Hurricane Supplies 236 - Jewellery, Watches & Repairs 236 - Musical Instruments 237 - Party Supplies & Rentals 237 - Plants, Flowers & Garden Centres 237 - School Uniforms 238 - Shoes 238 - Sports Clothing & Equipment 238 - Sunglasses 238 - Toys 238 - Thrift Shops 239 - Underwear 239 Online Shopping

226

CAYMANRESIDENT 2021

239

rand Cayman offers a wide range of goods and services from high-end items, to surprising bargains and everything in between. It is quickly becoming one of the Caribbean’s shopping meccas, and not just for the duty-free items! Artwork, books, toys, cameras, jewellery, household accessories and furniture, are just the beginning of what our shops have to offer. For high-end clothing or accessories, fashion lovers no longer have to travel abroad as there are stores offering a wide selection of upscale items, especially in the swim and resort wear ranges. Fashionistas who prefer a bargain should not be disheartened, as recently more shops have opened that offer great choices at relatively low prices. Seasonal sales, such as Black Friday, also happen on-Island, so make sure to keep an eye out! There are a number of shopping centres in Grand Cayman, each offering an extensive variety of shops to choose from. In the central George Town area, many of the stores are aimed at tourists, specifically those coming off the cruise ships. Shops and shopping centres in this area, such as Bayshore Mall and Island Plaza, sell jewellery, artwork, souvenirs and beauty products. Along the Seven Mile Beach strip you will mainly find clothing stores, especially those selling swim and resort wear, salons and a few stores selling books, stationery and craft supplies. The majority of the furniture stores are located within or near the Industrial Park, and the major homeware stores are located in the vicinity of Eastern Avenue. Camana Bay is full of shops, from clothing and books to kitchen supplies and shoes. In Savannah, the Countryside Shopping Centre houses a Foster’s supermarket, an A. L. Thompson’s and other shops from healthcare to salons.

New shopping plaza developments include Country Corner, located in Savannah and Heron Place in East End. The Grove and Harbour Walk are upcoming developments and will feature a variety of retail stores, restaurants and cafés.

Museum Shop offers a wide selection of locally

from the National Trust are available on their

made products, souvenirs and are the official

Facebook page store. Tel: (345) 749 1121 or

distributors of the Cayman Island flag. Open

visit www.nationaltrust.org.ky.

Monday-Friday 9am-5pm and Saturday 10am2pm. Tel: (345) 949 8368. SE E AD PAG E 370

Goodness offers a selection of handmade and sustainable gifts and essentials, from

Cayman Nature Store aims to provide eco-

both local and international small business

Antiques & Collectables

friendly products that help in preserving the

creatives. They also offer a variety of creative

Artifacts Ltd. is a treasure trove of antique

Islands’ environment. They have a selection of

workshops monthly for all ages. Open

maps, prints, silver, coins, jewellery, shipwreck

apparel, plastic-free items and art from local

Monday to Saturday 10am-5pm. Located

treasures and china, as well as unique modern

artisans. Located in Dart Park, South Sound.

at 31 Shedden Road. Tel: (345) 947 4663.

handmade glass and ceramics. Cayside Galleries,

Open Monday-Friday 9am-5pm. Select items

Facebook: Goodness.ky.

Harbour Drive. Tel: (345) 949 2442 or (345) 916 8435 or visit www.artifacts.com.ky.

Art Galleries & Locally Made Items Art galleries in Cayman showcase the high quality works of local artists and crafts people, which have become highly collectable. Featured work includes original paintings, Caymanite jewellery, hand-woven thatch products, Cayman sea salt, soap products, artisanal jams, hot sauces and sculptures.

SHOPPING

Art Nest is a welcoming and exciting online creative studio where local artists can paint, create and make art. They also sell local fine art, ceramics and craft items. Visit www.artnestcayman.com.

Great on Style, Easy on the Wallet

Awardart Gallery sells contemporary 2D and 3D artwork at regular pop up art shows. Email: awardart@candw.ky or visit www.avrilward. com/awardart-gallery. Cathy

Church’s

award-winning,

signature

collection, available at affordable prices, is worth the trip to Cathy Church’s Underwater Photo Centre Gallery on South Church Street at Sunset House Hotel. Tel: (345) 949 7415 or www.cathychurch. com. SE E AD PAG E S 228, 349 & 404 Cayman Craft Market is located on the corner of Boilers Road and South Church Street in George Town and when the cruise ships are back in they will resume selling locally made items and

A world of new color that will transform yours… Let us help make your house a home

uniquely Caymanian art and craft souvenirs. Monday-Friday 8.30am-3pm. Cayman Islands National Museum is located in the heart of George Town and celebrates the unique natural and cultural heritage of Cayman. The

345-949-7601

info@unclebills.ky

www.unclebills.ky

www. c a y m a n r e s i d e n t . c o m

227

Guy Harvey Gallery and Shoppe sells original

Sandon Feat Gallery features paintings by

3 Girls & a Kiln is an art collective focusing on

paintings, giclées and limited edition paper,

local artist, CEWhitney, as well as a unique

fun design and local, Island-inspired ceramics

canvas and aluminium art by Guy Harvey, 49

variety of local handicrafts - all in the friendly

and upcycled art. They offer a wide selection of

South Church Street, George Town. Tel: (345)

atmosphere of a real Cayman cottage. Located

monthly art classes for all ages. Market Street,

943 4891. Visit www.guyharvey.com.

at 109 North Church Street (next to Da Fish

Camana Bay. They are open Monday-Saturday

Shack), George Town. Open Monday-Saturday

10am-6pm. Check out their Facebook, Etsy

9.30am-4.30pm. Tel: (345) 949 7263.

page or visit www.3girlsandakiln.com.

National Gallery of the Cayman Islands (NGCI) is located on the Esterley Tibbetts Highway

SE E AD PAG E 367

and is the permanent home of the national

Kennedy Gallery carries a large variety of

art collection. They host a wide variety of

original local art, photography, prints, glicees,

Art Supplies

exhibitions throughout the year, and their

cards and sculptures crafted by over 60 local

Book Nook

facility includes an art studio, an on-site café

and international artists. They also offer a

Home to an array of toys, books and arts

and gallery shop with locally made gift items

custom photo printing service on various

and crafts materials, particularly suitable for

and prints of works from the national collection.

papers and canvasses which are ideal for

children. Galleria Plaza, West Bay Road. Tel:

The National Gallery is open Monday-Saturday

making giclees, and they offer framing and

(345) 945 4686.

10am-5pm. Entry is free. Tel: (345) 945 8111.

have an extensive inventory of mats, glass and frames. West Shore Centre, West Bay Road.

Kirk Office

Pure Art features Cayman’s best-known

Tel: (345) 949 8077 or email: kgallery@candw.

Carries an extensive selection of acrylic,

and beloved painters, sculptors, artisans and

ky or www.kennedygallerycayman.com.

watercolour and oil paints, as well as washable

SHOPPING

craftspeople with original paintings, art prints

children’s paints. Their range of art supplies

and handcrafted gifts in her Caymanian-

The Wreck View Art Gallery carries local

include a variety of brushes, canvases,

style cottage on South Church Street. Open

crafts, paintings, sculptures and inexpensive

drawing pencils, felt swatches, glue and

Monday-Saturday 9am-4pm. Tel: (345) 949

jewellery. Located in East End, opposite Tukka

glitter. 67 North Sound Road, George Town.

9133 or visit www.pureart.ky. Facebook: Pure

Restaurant. Tel: (345) 928 6662.

Tel: (345) 623 5475. www.kirkoffice.ky.

Art Gallery & Gifts.

SE E AD PAG E 72

DISCOUNT CAMERAS GUARANTEED LOWEST PRICES IN CAYMAN

Office Supply Offers a large selection of arts and crafts, school and office supplies. Marquee Plaza, 36 Lawrence Boulevard. Tel: (345) 946 1200,

HUGE INVENTORY OF DIGITAL CAMERAS LENSES & ACCESORIES

email: info@officesupply.ky.

Beauty Products There is a vast selection of well-known beauty products that can be purchased onIsland and most salons will sell the brands they use in store. See below:

B E A U T I F U L

GICLÉE PRINTING ON CANVAS & FINE ART PAPERS ANY SIZE

Beyond Basics Medical Day Spa They

sell

Cosmetics,

CUSTOM FRAMING

SELF SERVICE HIGHHSPEED PRINTING KIOSKS LOWEST PRICES & BEST QUALITY

VISIT CATHY’S AMAZING UNDERWATER PHOTO GALLERY

Obagi,

Image

SkinMedica,

Skincare, Poo

Pourri

Gold and

Revivogen. Located on the 3rd Floor of the Tomlinson Building, George Town. Tel: (345) 945 2737. Email: info@beyondbasics.ky. Body Works Sells Aura Cacia, Kneipp, Deep Steep, Eminence, Gaiam Products, Gehwol Foot Products, OPI and Thalgo. Also candles, books, CDs and DVDs.

AT S U N S E T H O U S E H O T E L South Church Street 1 mile south of George Town

228

CAYMANRESIDENT 2021

(345594997415

WWW.CATHYCHURCH.COM CATHYYCATHYCHURCH.COM

Queen’s Court Plaza, West Bay Road. Tel: (345) 945 6485.

Da Vinci Centre for Wellness & Alternative

MAC Cosmetics

men and women. West Shore Centre (Pink

Therapies

Sells MAC cosmetics beauty products and

Plaza), West Bay Road. Tel: (345) 949 8809.

Sells Chrysalis anti-aging skincare products.

skin care. 40 Royal Plaza, Cardinal Avenue,

Facebook: Styles Beauty Salon and Spa.

Located at Park Place Plaza on West Bay

George Town. Tel: (345) 949 6513 ext. 5202.

SE E AD PAG E 177

Madison One Salon

Uniko Eco Salon

Road. Tel: (345) 943 2002, email: info@ davinciwellnesscentre.com

visit

www.

davinciwellnesscentre.com. Eclipze Hair Design & Day Spa

Sells

Truss

Uniko Eco Salon by Davines is the only ecofriendly

Professional. Park Place, 25 Earth Close, SMB

Living

Proof,

Olaplex

and

salon in Cayman. They boast environmentally

(off West Bay Road). Tel: (345) 325 0371.

friendly elements and products. The salon,

Sells Goldwell, TIGI – Catwalk, Bed Head, B

which offers plant-based hair colors, also has

for Men and TIGI Cosmetics, Peter Thomas

Paige & Co.

a program allowing clients to save money and

Roth, June Jacobs Spa Collection, Aromafloria-

Sells a full range of TIGI Bed Head products.

reduce waste with products that can be refilled.

Smelling beads and Muscle Soak, Gehwol, OPI,

Pasadora Place, Smith Road, George Town. Tel:

Harbour Centre, next to Grand Pavilion, SMB. Tel:

Bella, Niko Hair Care and Mineral Makeup, Wet

(345) 949 6912.

(345) 769 5400.

Camana Bay. Tel: (345) 945 1188 or (345) 916

Penha Perfume & Cosmetics

Vanity Hair & Nail Design

7274 or email: eclipze@eclipze.ky.

Sells fragrances, skin care and cosmetics. 40

Sells a full range of Aveda products. Midtown

Royal Plaza, Cardinal Avenue, GT. Tel: (345) 949

Plaza, George Town. Tel: (345) 949 7929.

brushes, Olivia Garden brushes and more.

Focus Hair & Beauty

6513 ext. 5102.

Sells Guinot, Redken and L’Oréal. Marquee

WOW Spa

Plaza, Lawrence Boulevard. Tel: (345) 943

Tips ‘N’ Toes

Sells Jane Iredale skincare makeup, Repechage

6287.

Sells Dermalogica, Gelish, OPI, Young Nails,

skincare products as well as CIRCADIA

and Versa Pro Spray Tanning. Bayshore Mall,

products. Smith Road Plaza, 60 Smith Road,

George Town. Tel: (345) 943 8637.

Suites 5&6. Tel: (345) 945 6969, email: info@

Hibiscus Spa at The Westin Resort & Spa

wowspa.ky.

gifts, bath and body products, Kerstin Florian,

Rock Gorgeous Hair Salon

Intraceuticals HydraFacial and Pure Fiji skin

They sell GHD (flat iron and blow-dryers),

care products. Tel: (345) 914 2009 or (345) 914

Oribe, Unite, Olaplex, Smith & Cult Nail

2010, email: hibiscusspa@westin-cayman.

Polish, top of- the-line hair extensions like

com or visit www.westingrandcayman.com.

HaloCouture, tape-in extensions, and bonded Great Lengths, GK Hair Keratin products, Zuriel

Kirk Freeport

hair taming system Hair Jewellery, and Pink

Shop for the latest products in makeup,

Pewter hair accessories. 1st Floor, Coconut

skin care, fragrance, men’s products and

Plaza, off West Bay Rd. Tel: (345) 925 4231,

more in dedicated Kirk Freeport stores and

email: info@rockgorgeoushair.com or www.

boutiques. Stocking over 450 different

rockgorgeoushair.com.

products from the world’s top brands such as Bare Minerals, Chanel, Christian Dior,

La Prairie Spa, The Ritz-Carlton

Clarins, Guerlain, Lancôme, L’Oréal Paris, La

The spa offers a wide selection of La Prairie

Prairie, Sisley Paris, Shiseido and Yves Saint

beauty products. Located on West Bay Road.

Laurent and more! For a full list of locations

Tel: (345) 815 6900.

Bicycles There is a wealth of bicycles and bicycle accessories available for both adults and children on-Island. The main supplier is Uncle Bill’s Home Improvement (Tel: (345) 949 7601). They also sell a wide variety of bike-related products including, accessories, lights and repair kits. Kirk Home Centre (Tel: (345) 949 2521) also sells a good selection of Huffy bicycles. Both can be found on Eastern Avenue in George Town. Cayman Mobile Bike Repairs (Tel: (345) 936 8385) is an authorised dealer for Felt and Bianchi. Books & Stationery

in George Town and Seven Mile Beach, visit www.kirkfreeport.com or call (345) 949

Spa Esprit Hair Design & Day Spa

Atlantic Kids

7477. SE E AD OU TSI DE BACK COVE R

Sells Olaplex, KMS, Goldwell, OPI and more. The

More than just a clothing and toy store, ‘AK’

Strand Shopping Centre, West Bay Road. Tel:

offers a unique selection of books for children,

(345) 945 4334.

as well as other educational items which can

Le Visage Sells Elemis, Cane + Austin, Androit Beauty,

help children learn to read, count and improve

BECCA, Sara Happ and much more. The Paseo,

Styles Hair Salon & Spa

their analytical skills. ‘AK’ also carries an

Camana Bay. Tel: (345) 946 2332 or email:

Sells Matrix, Biolage, Biosilk, Brazillian Blowout,

assortment of back to school items including

sharron@levisageboutique.com.

Chi, Lanza, Tec Italy, Paul Mitchell, Redken,

Jansport backpacks. They are open Monday-

Sebastian, Sexy, TIGI Bed Head products for

Saturday from 9.30am-6.30pm. Paddington

www. c a y m a n r e s i d e n t . c o m

229

SHOPPING

Offers Hibiscus Spa gift certificates, wellness

Place, Godfrey Nixon Way. Tel: (345) 943 2296. www.atlanticak.com SE E AD N E X T PAG E Books & Books Books & Books is the Island’s leading retailer of books, toys and gifts for all ages. The shop also holds frequent events including author

Buying In Bulk If you are looking to buy bulk items like nappies, cleaning supplies, toilet paper, non-perishable food and soft drinks, Cayman has a good selection of wholesale stores. Priced Right and Cost-U-Less both sell an array of different household items.

signings and readings, kids’ story and craft

and toys from infants to teens. It is Cayman’s authorised retailer for Carter’s, OshKosh, Skechers and Stride Rite, alongside many other top children’s brands such as Guess, Habitual, XRay Jeans & BYER. ‘AK’ also sells

time. A free gift-wrapping service is also

Cost-U-Less

selection from Jansport. They are located at

available. They are open Monday-Saturday

Governors Square, 51 Lime Tree Bay Avenue.

Paddington Place, Godfrey Nixon Road. Tel:

from 10am-6pm and on Sundays from

Open Mon-Sat 8am-9pm. Tel: (345) 745 5377.

(345) 943 2296. www.atlanticak.com.

SE E AD

N E X T PAG E

December). The Paseo, Camana Bay. Tel: (345)

Priced Right

640 2665. www.booksandbooks.com.

Two stores: Airport Centre is open Mon-Sat

Kids Karma Closet

8am-9pm, and Republix Plaza is open Mon-Sat

Sells pre-loved, good quality children’s

The Book Loft

7am-11pm. Tel: (345) 815 1070 or (345) 949

and maternity wear. A consignment store

The Cayman Islands Humane Society’s charity

3214.

specialising in clothing from newborn to

book shop, The Book Loft, is mostly run by

16+, shoes, accessories, toys and carriers.

volunteers and sells used and new adult and

Mise en Place

Buckingham Square, West Bay Road. Tel:

kids’ books, and only displays books in a good

Offers a cash and carry service. Tel: (345) 623

(345) 947 7330.

condition. They also sell DVDs (CI$2 each),

2433. Visit www.catering.ky/wholesale.

gifts, stationery, greeting cards and paper, as well as both adult and kids games, computer games and puzzles. The Loft is open Monday

SHOPPING

Specialises in children’s clothing, accessories

backpacks for all ages including a wide

10am-4pm (hours are extended to 9pm in

Atlantic Kids

12.30pm-4pm, Tuesday-Friday 9.30am-4pm and Saturday 9.30am-4.30pm. All monies

Little Angels

Cameras & Photographic Equipment In some cases, cameras and camera equipment may be cheaper on-Island than in the US or Europe as they are duty-free.

raised is for the animals. Tel: (345) 946 8053 or email: humanesocietybookloft@candw.ky.

Sells a great selection of UV sun protection apparel and swimwear, trendy casual clothing and Cayman branded items for kids. Across from the cinema, Camana Bay, Tel (345) 946 2645. Visit www.littleangelscayman.com.

Cathy Church’s Photo Centre Cathy Church’s sells a wide range of digital

Adult Clothing & Accessories

Book Nook

cameras including Nikon, Olympus, GoPro,

Activ Angels

They have a very good selection of adult,

Instax, Fujifilm, and underwater systems and

Grand Cayman’s largest selection of yoga,

teen and children’s books, travel guides,

more. With the camera purchase, you also get

active, performance wear, athleisure, sportluxe

cookbooks, notecards, candles and other

20 free 4x6” prints from the convenient self-

clothing for men and women. Market Street,

unique gifts. Open Monday-Saturday 10am-

service print kiosks. They also offer underwater

Camana Bay (opposite CrossFit Cayman). Tel:

6pm. Located in the Galleria Plaza on West Bay

camera rentals and canvas printing. The gallery

(345) 946 26453 or visit www.activangels.com.

Road. Tel: (345) 945 4686.

of Cathy’s beautiful underwater photos is

The Christian Enlightenment Centre They

carry

Christian

books,

Bibles,

Devotionals, home décor gift items, greeting

worth the trip. They are located at Sunset

Allee Designer Fashion Boutique

House Hotel, South Church Street, GT. Tel:

A women’s designer fashion and shoe boutique.

(345) 949 7415. www.cathychurch.com.

Allee provides quality and elegant clothing

SE E AD PAG E S 228, 349 & 404

for all occasions at affordable prices. Galleria

cards, journals and more. Open MondaySaturday 9am-6pm. Located on 185 Elgin Avenue, George Town. Tel: (345) 945 1252.

Building Supplies There are a handful of replete building supply companies in Cayman. The major building suppliers are A. L. Thompson’s, Cox Lumber and Kirk Home Centre. For in-depth information, please see the Building a Home chapter. 230

CAYMANRESIDENT 2021

Plaza, West Bay Road off Seven Mile Beach.

Children’s Clothing The beauty of buying kid’s clothes locally is that the stock suits the climate! You will be pleased with the selection, variety and prices available in Cayman. Some adult stores, such as Funky Monkey, also stock a good selection of kids clothing. The boutiques at The Ritz-Carlton and The Westin, as well as Divers Supply and Divers World carry good options for kids.

Tel: (345) 946 6464. Visit www.facebook.com/ alleedesignerboutique. Atlantic Offers a variety of well-known brands at affordable prices. In the Men’s department you will find designers such as Original Penguin, Ben Sherman as well as dress shirts and ties from Michael Kors and Van Heusen. The women and junior departments carry Coco + Carmen,

Ruby Rd, Democracy, A.BYER, My Michelle, YMI

Forever Summer

Jeans and many more popular brands. They

Offers a variety of stylish, fun and affordable

have an extensive collection of lingerie including

fashion and accessories for teens and young

Maidenform and Bali. In the shoe department,

adults. The Paseo, Camana Bay. Tel: (345) 949

you will find Madden Girl, Esprit, Rampage and

4142 or visit www.foreversummer.com.

they are the authorised dealer of Skechers for the whole family. Atlantic also has an excellent

Funky Monkey

selection of accessories and unique gifts.

A hip apparel and fun wear boutique for sporty,

Paddington Place, Godfrey Nixon Way. Tel: (345)

yogy,

943 2296. www.atlanticak.com.

They provide trendy fashion selections and

SE E AD T H I S PAG E

accessories for the whole family. Featuring

beachy

and

party-inspired

needs.

BRANDS YOU LOVE

brands such as Ocean Drive, Elan, River + Sky, Bliss Living & Yoga

Volcom, Johnnie-O, Banana Moon and more.

Sells yoga books, mats and high quality athletic

Governors Square, West Bay Road. Tel: (345)

wear, including Lululemon Athletica. Marquee

943 8659 or www.funkymonkeycayman.com.

Plaza, Lawrence Blvd. Tel: (345) 949 9642. Guy Harvey Gallery & Shoppe Blue Wave - Waterman Cayman

They sell Guy Harvey merchandise including

A lifestyle wear and surf shop that carries

men’s, women and kids apparel. They also offer

Billabong, Roxy, Amuse Society and more. They

a wide range of accessories, home décor gifts

also stock kitesurfing equipment and a selection

and unique souvenirs. Located at 49 South

of surfboards. Located on the 10 Shedden Road,

Church Street, George Town. Tel: (345) 943

George Town. Tel: (345) 949 8166. Galleria Plaza,

4891 or visit www.guyharvey.com.

19 The latest in clothing, shoes and unique & educational toys from newborn to tween, all at affordable prices. Visit us today.

NKY, NKY Collections & POLO by NKY Carey’s Karma Closet

Offers a large selection of top brand and

A women’s designer consignment store that

luxurious men and women fashion and

sells designer clothing and accessories for a

accessories with professional tailoring and

fraction of the retail price. Expect to find brands

personal shopping services available. Visit

such as Louis Vuitton, BCBG, Gucci, Jimmy

www.caymanfashiongroup.com

SHOPPING

PADDINGTON PLACE 946-2296 atlanticak.com

West Bay Road. Tel: (345) 769 7873.

Choo and DVF. Buckingham Square, 720 West Bay Road. Tel: (345) 947 4945 or email: info@

Off The Peg

careyskarmacloset.com.

Women’s

boutique

offering

stylish

and

affordable clothing (sizes 2-18), unique fashion De Sunglass Man

jewellery and handbags. Elgin Avenue, George

The leading sunglass store on Island with a

Town. Tel: (345) 946 5050 or visit www.

broad range of duty-free sunglass brands

offthepegfashion.com.

to suit every lifestyle, from Chanel, Bulgari, Prada and Gucci to Coach, Maui Jim, Oakley and

Red’s Emporium

Ray-Ban. They also sell fashion watches and

The retail location of Red Sail Sports in Camana

accessories. Located at Jasmine Court, The

Bay, Red’s Emporium sells affordable fashion

Paseo, Camana Bay. Tel: (345) 640 5339 or visit

for work and play as well as unique gifts and

www.desunglassmancayman.com.

accessories for both men and women. The Crescent, Camana Bay. Tel: (345) 640 9849 or visit www.redsailcayman.com.

Fifth on Seven for

both

men

and

women.

..all at affordable prices, and in one convenient location. VISIT US TODAY.

Features designer resort wear, swim and beachwear

The latest in fashion and unique gifts for the entire family..

Sand Angels

Caribbean Plaza, West Bay Road. Visit www.

Sells a great selection of world-class swimwear,

caymanfashiongroup.com.

resort wear and accessories including bikini

MON - SAT 9:30 - 6:30 PADDINGTON PLACE, GODFREY NIXON WAY

949-2296 atlanticak.com

separates, full-figure and bra-sized swimwear. The Paseo, Camana Bay. Tel: (345) 945 7263 or

www. c a y m a n r e s i d e n t . c o m

231

visit www.sandangels.com.

tablets, printers, monitors and accessories in

Funky Tangs

their interactive showroom. They also offer

Sells TVs, home theatre equipment and audio/

Silhouette

networking, storage and memory components

video accessories. They also offer a full line

Sells lingerie, underwear, loungewear and

plus a variety of cables, adapters and

of musical instruments and car stereos. 220

pyjamas for both men and women. They also

accessories. Tel: (345) 623 5475 or visit www.

Shedden Road. Tel: (345) 949 0998 or Hirst

offer a bra fitting service. The Paseo, Camana Bay.

kirkoffice.ky. SE E AD PAG E 72

Road, Savannah. Tel: (345) 943 0998.

Office Supply Ltd.

Hi-Tech Electronics

Vertu

Sells HP, Dell, Asus, Acer, Lenovo and Toshiba

Ashgo Street, off Godfrey Nixon Way. Tel: (345)

An affordable fashion and shoe boutique for

Computers and Laptops. They also stock a

945 3950. Email: hi-tech@candw.ky.

women. Caribbean Plaza and 40 Cardinal Avenue.

large selection of HP Printers and back to

Tel: (345) 945 1253.

school supplies. They have a full IT support and

Tel: (345) 943 5223 or email: info@silhouette.ky.

service centre that offers in-house or off-site

SHOPPING

Flooring, Tiles & Carpets See the Home Improvements chapter.

Maternity Clothing The Bump Boutique (Tel: (345) 938 6498) stocks a variety of fashionable maternity and nursing apparel for all stages of motherhood. Atlantic, Silhouette and The Baby Shoppe all sell a good selection of maternity bras. Bliss Living Yoga sells Lululemon Athletica which is very comfortable and durable and can be worn throughout pregnancy. Funky Monkey also has a good selection of comfortable clothing.

repairs. Marquee Plaza, 36 Lawrence Blvd. Tel:

Computers & IT Services Expect to pay a little more for computers in Cayman than in the US. If you import a computer, you will have to pay 22% duty on the shipping, insurance and cost of the equipment.

Divers World

in a box’ displays. They offer online shopping

Seven Mile Shops, West Bay Road. Tel: (345)

and free Island-wide delivery on orders

949 8128.

over CI$250. Tel: (345) 949 7990 or www.

Cayman Business Machines Ltd/PBS Group

Electronic Equipment & Home Automation

(345) 946 1200 or email: info@officesupply.ky.

Dive Equipment Divers Supply Offers a full range of diving equipment including BCDs, regulators and computers, plus tank and

Fireworks During December there are many places selling fireworks, however, throughout the year, you can get them from Fireworks Ltd. by Massive which is Grand Cayman’s largest fireworks retailer.

gear rentals. Also available is snorkelling gear, swimwear, wetsuits and sandals. Open daily,

Fireworks Ltd. by Massive

8am–9pm. West Shore Centre, West Bay Road.

Open all year around, offers a wide range of

Tel: (345) 949 7621 or www.diverssupply.ky.

fireworks such as rockets, roman candles, sparklers, cakes, fountains and large ‘show

fireworkslimited.com for more information.

Curtains, Draperies & Blinds See the Home Improvements chapter.

Cayman’s Apple authorised reseller and service

Creative Tech

provider, has a full range of Macs, iPads, iPods,

Creative Tech is Cayman’s authorised dealer

iPhones, Apple TV, Beats products, headphones,

for Bose, Sonos, Paradigm, Samsung, Marantz,

Furniture Stores There are a number of furniture stores onIsland with a variety of options. IDG ( SE E AD I N SI DE F RON T COVE R ) is an award winning Interior Design Firm offering hassle free shopping at competitive prices, great quality and same day delivery. IDG has over 65 vendors to choose from and is the exclusive local vendor for many brands. Other dedicated furniture and accessories stores like Absolutely Fabulous, Marksons Furniture, Sticks & Stones, Tomlinson Furniture and Design Studio, all sell a very good selection. Home centres like A. L.

accessories and more. One Nexus Way,

Martin Logan, URC and other leading AV brands.

Thompson’s, Cox Lumber, Kirk Home Centre

Camana Bay. Tel: (345) 943 4763 or see www.

Offering a wide range of home theatre systems,

caymanmacstore.ky.

flat screen TVs, headphones and speakers. Bay

and Uncle Bill’s sell a small selection of relatively inexpensive indoor furniture. Children and baby furniture can be bought from Bedside Manor in Camana Bay, The Baby Shoppe in Alissta Towers on North Sound Road, Tomlinson Furniture Gallery and

Cayman

Business

Machines/PBS

provides

laptops for business and home use as well as IT

Bang & Olufsen

services. They also offer quality digital printing

Cayman’s exclusive dealer for Bang & Olufsen

services and quality prints at quick turnaround

offering an extensive range of products such

times. 49 Hospital Road, George Town. Tel: (345)

as BeoLab speakers, BeoVision televisions,

949 8642 or visit www.grouppbs.com.

BeoPlay headphones and portables. Camana Bay. Tel: (345) 623 8080.

Cayman MAC Store

Town Plaza, Shop #6, West Bay Road. Tel: (345) Kirk Office

946 8324, email: info@creativetechltd.com.

As an authorised retailer of HP and Lenovo, Kirk Office has an excellent selection of laptops, 232

CAYMANRESIDENT 2021

you can choose to import your personal items (furniture, paintings, accessories, etc). If you have been here longer than the six-month duty-free window, then you can write to the head of Cayman Customs explaining that you have now bought a property and would like to import your used personal items from back home, and request that the items be brought in dutyfree (see the Preparing to Move chapter for more information). As long as the request is genuine, it is unlikely you will be denied. This would be subject to any condition that the Collector may see fit to impose. Provide all the receipts so you can prove the items are over six months old, but please note, the items must be used - if the items are new and have never been used, then you will likely be charged duty.

9803. Email: info@abfabfurniture.com or www. abfabfurniture.com. Ashley Furniture HomeStore Sells a variety of furniture items and accessories for your living room, bedroom, dining room and outdoor spaces. Whether updating a room or furnishing from scratch, Ashley Furniture HomeStore has a wide range of furniture for every room, budget and style. Their lifestyles and collections will help you create the home of your dreams. Visit the showroom at 360 Dorcy Dr, George Town. Tel: (345) 943 2323, email: ashleyfurniturehomestorecayman@gmail.com, visit www.ashley.ky. SE E AD PAG E 191

BrandSource Home Gallery Offers a selection of Tempur-Pedic and

Absolutely Fabulous They

are

the

exclusive

Sealy distributor

mattresses

along

with

furniture,

for

including tables, lamps, rugs, mirrors and bed

Karpernter, Carrol Boyes and Il Giardino di

accessories. 209 Dorcy Drive, Industrial Park.

Legno Italian outdoor furniture. Caymanian

Tel: (345) 623 5000.

Village, North Sound Road. Tel: (345) 926

SHOPPING

at 68 Mary Street in George Town. Pre-loved/second-hand baby and children’s furniture can be bought through the EcayTrade website and at Kids Karma Closet. Cayman also has extremely skilled furniture designers who can build almost anything from scratch, such as wine cellars, book shelves, entertainment centres, stair cases, custom closets and beds etc. Custom cabinets and cupboards for your kitchen and bathroom can be purchased from Pooley Cabinets (Tel: (345) 947 6780). John Bird of Martlet Design also builds custom design furniture (Tel: (345) 916 7583). If you’re moving to Cayman, the best course of action is to first decide whether you will be renting or buying a house. Most rentals come fully furnished, as do previously owned houses and condos. Newly built houses and condos come unfurnished. Many people buy new furniture locally, or take advantage of the booming second hand market on the EcayTrade website and other local Facebook pages. If you decide to buy your own home, Baby Express

www. c a y m a n r e s i d e n t . c o m

233

Design Studio An interior design firm and furniture retail shop. Their showroom features a wide variety of furniture and accessories for the home. Camana Bay, Market Street. Tel: (345) 945 4977, email: info@designstudio.ky, visit www. designstudio.ky and check out their online shop at www.designstudiointeriors.shop.

SE E

AD PAG E S 190 & 193

Interior Design Group (IDG) Founded in 2003, IDG is an award-winning full service interior design firm that offers a comprehensive suite of design services and a tailored homeware shoppe. From quick makeovers to full-scale design, build and project management, IDG handles projects large and small. With a diverse team of design

experts, IDG creates inspirational spaces designed to embrace each client’s individual lifestyle. Tel: (345) 745 4315, email: shop@ idgcayman.com, visit the showroom at Seven Mile Shops, 215 West Bay Road or shop online

SHOPPING

Tel 949- 5383 • 925-9059 9 Walkers Road, Tomlinson Bldg. GT

info@tomlinsonfurniture.ky • www.tomlinsonfurniture.ky

Affordable, Dependable, Quality

at www.idgcayman.com. Living.ky Contemporary furniture and design store selling the following brands: Surya, EQ3, Four Hands, Sugarboo & Co, Essentials for Living, Moe’s, BDI, Ethnicraft, Selamat, Brafab and more. Located in Pasadora Place, Smith Road. Tel: (345) 233 8700 or visit www.living.ky. Marksons Furniture They provide space planning and interior design services. Their showroom has a huge selection of indoor and outdoor furniture, including sectionals, dining room sets, bedroom furniture, accessories, area rugs, tables, and more. Located in GT. Tel: (345) 949 6233 or visit www.marksons.ky. SE E AD PAG E 194 Sticks & Stones An eclectic collection of fine indoor and outdoor furniture and accessories. Open MondaySaturday 10am-5pm. 114 Kingbird Drive, Industrial Park. Tel: (345) 947 8663, email: sticksandstones@candw.ky. Tomlinson Furniture & The Mattress Gallery stocks all major brand mattresses such as

234

CAYMANRESIDENT 2021

washer, dryer, fridge, microwave, dishwasher and stove. If you are renting, properties are usually equipped with some kitchen utensils, such as plates, cutlery, and pots. Linens and towels are less frequently provided, however, a great selection of good quality beach towels can be found at Priced Right on Airport Road and Valu-Med Pharmacy on Walkers Road. Accessories can also make your house really feel like home. All the home centres and many furniture stores carry an interesting range of accessories, such as pillows, lamps, throws, linens and ornaments. Lamps with 110/115 volts and a two-pin electrical plug work here. Refer to the Settling In chapter, Utilities section for more information on electrical plugs and outlets. Bed sizes in Cayman are all US sizes. This means that a twin or single bed is 38” x 74”, a full bed is 54” x 80”, a queen is 60” x 80” and a king is 84” x 80”. Most mattress brands sold on Island have pillow tops, so deep fitted sheets are a must.

Miele, Sub-Zero and Wolf. 189 North Sound

you to keep up with the latest home trends.

Absolutely Fabulous

Bon Vivant Kitchen Studio

Free island-wide delivery available. Tel: (345)

Sells a great selection of stylish imported

Offers kitchen design services, specialty

927 1611, email: orders@sonderforhome.com

accessories and decorative items. They are

culinary

or visit www.sonderforhome.com.

the exclusive distributors for the Carrol Boyes

variety of kitchenware: blenders, juicers

collection of functional art homeware. Caymanian

and accessories. Brands include Bosch,

Village, North Sound Road. Tel: (345) 926 9803 or

Thermador, Smeg, Liebherr and Le Creuset

email: info@abfabfurniture.com.

cookware. They also have a busy schedule

Serta, Sealy, Tempur and Beautyrest. They offer solid wood bedroom sets, sofa sets, dining sets, home office, bunk beds and more. Brands carried include: Coaster Furniture, Furniture of America, Modway, Classic Home, Ashley Furniture, Serta Upholstery, Palliser and more. They also sell nursery and children’s furniture including cribs, crib mattresses, toddler beds and more. Home décor accessories including rugs, mirrors, paintings, lamps, candle warmers and diffusers from brands such as Uttermost and IMAX, Three Hands and UMA are always on hand. Free Island-wide delivery is offered on any purchase. Tomlinson Building, 9 Walkers Road, George Town. Tel: (345) 949 5383, email: sales@tomlinsonfurniture.ky or www. tomlinsonfurniture.ky. SE E AD PAG E 234 Sonder For Home An online boutique store offering modern and quality children’s furniture and decor. All products are specifically hand-picked with a keen eye for design and functionality and new

Road. Tel: (345) 949 8622 or visit www. althompson.com.

SEE AD PAGES 111, 195, 200 & 233

Ashley Furniture HomeStore Sells a variety of furniture items and accessories for your living room, bedroom, dining room and outdoor spaces. Their home décor includes home accents, pillows and throws, wall décor, clocks and more. Stop by their styled showroom for an idea of how each piece can fit in your home. 360 Dorcy Dr, George Town. Tel: (345) 943 2323, email: ashleyfurniturehomestorecayman@gmail. com, visit www.ashley.ky. SE E AD PAG E 191 Bedside Manor This lovely boutique sells luxury linens, down pillows, weight duvets, baby products, home

accessories, such as throws and cushions, and a quirky choice of gifts. Market Street, Camana Bay. Tel: (345) 947 2711 or visit www.bedsidemanor.ky.

collections are launched every month allowing

cabinets

and

of interactive cooking classes for all levels A. L. Thompson’s

of ability. Market Street, Camana Bay. Tel:

Sells home fashions, indoor and outdoor

(345) 623 2665, email: info@bonvivant.ky

lighting fixtures and ceiling fans, countertop

or visit www.bonvivant.ky. SE E

appliances, cookware, bakeware, tableware,

& PAG E 207

AD T H I S PAG E

gadgets and window treatments. Major home appliance brands include Whirlpool, KitchenAid,

Hardware A. L. Thompson’s,

Cox Lumber, Kirk Home

Centre and Uncle Bill’s

carry a large selection

of hardware. Homewares, Accessories, Lighting, Linens & Bed Sizes Whether you’re renting or purchasing a house, most tend to come fitted with a

www. c a y m a n r e s i d e n t . c o m

235

SHOPPING

Second-Hand Furniture The second-hand furniture and accessories market is flourishing, and you will be pleasantly surprised by the quality of the goods found for such reasonable prices. Second-hand furniture can be found on www.ecaytrade.com and Cayman Consignment. Second-hand household items, books, clothing and more can be found at the Red Cross Thrift Shop and the The Claws-It Thrift Shop. See the Thrift Shop section in this chapter.

appliances,

BrandSource Home Gallery

Rugs Oriental

Balaclava Jewellers

Offers a full range of European kitchenware,

Stocks a tasteful and eclectic collection of

Offers stunning and unique jewellery pieces

cookware, cooking utensils and gadgets

authentic hand-knotted, oriental rugs directly

that are rarely found elsewhere. Choose

for the wine enthusiast. 209 Dorcy Drive,

sourced from major weaving countries. They

from a selection of contemporary and classic

Industrial Park. Tel: (345) 623 5000.

have a large selection of quality handmade

jewellery or work with Balaclava to design

carpets in varying sizes, colours and styles.

a piece unique to you. Located in Governors

Cariloha

They also sell gorgeous accessories including

Square, West Bay Road. Tel: (345) 945 5788 or

Everything in store is made from Bamboo

cushion covers, furniture upholstered in

visit www.balaclava-jewellers.com.

which

and

vintage textiles, mosaic lamps, jewellery,

hypoallergenic. Their products range from

environmentally-friendly

Turkish towels, robes and scarves. Galleria

Island Jewellers/Island Companies

bed linens and plush throw blankets to

Plaza, West Bay Road. Tel: (345) 943 7847 or

With six locations in Grand Cayman, Island

fitness attire, sleep wear and bath towels.

email: rugsoriental@candw.ky or visit www.

Jewellers specialises in an array of fine

Kirk Freeport Plaza, Cardinal Avenue, GT. Tel:

rugsoriental.ky. SE E AD PAG E 198

jewellery, diamonds and watches. Browse

(345) 949 7477 ext. 1115.

timepieces by Ulysse Nardin, Hermès and Uncle Bill’s

Tissot or select jewellery from the collections

Design Studio

Carries a great selection of inexpensive home

of Hearts on Fire, Tacori, John Hardy and more.

A full service interior design firm and

accessories and housewares for both indoor

The Island Plaza (345) 949 7098/946 2333;

showroom featuring furnishings and home

and outdoor living from a range of brands. They

The Paseo, Camana Bay (345) 640 5337;

décor. Market Street, Camana Bay. Tel: (345)

provide quality products backed by competitive

Kimpton Seafire Resort + Spa (345) 746 4112;

945 4977, email: info@designstudio.ky, visit

pricing. 343 Eastern Avenue, GT. Tel: (345) 949

The Ritz Carlton (345) 640 3475; The Airport

www.designstudio.ky and check out their

7601 or visit www.unclebills.ky. SE E AD PAG E 227

(345) 945 1029, www.islandjewellers.com.

Hurricane Supplies Stock up on supplies well before the season starts and the threat of a hurricane appears. Visit bulk suppliers like Priced Right and Cost-U-Less for deals on items like drinking water, batteries and canned goods (see the Buying in Bulk section in this chapter). Other items such as torches, tarpaulins and generators can be sourced at home centres such as A. L. Thompson’s, Kirk Home Centre or Uncle Bill’s. For hurricane shutters, Hydes & Sons has an on-Island factory which makes top-of-the-line hurricane shutters. See our Disaster Preparedness chapter for more information.

Kirk Freeport

online shop at www.designstudiointeriors.

SHOPPING

shop. SE E AD PAG E S 190 & 193 Kirk Home Centre Sells an extensive variety of all homeware products, from linens and home decor to paint, lighting and much more. They are the exclusive supplier of Rohl and Toto products. 257 Eastern Avenue, GT. Tel: (345) 949 2521. Kirk Freeport With a large collection of bone china and crystal glassware, Kirk Freeport’s collection is second to none. With exclusive pieces from top brands such as Cariloha, Wedgwood, Lalique, Lladró, Villeroy & Boch, Rosenthal, and others. For a full list of locations in George Town and Seven Mile Beach, visit www.kirkfreeport.com or call (345) 949 7477. SE E AD OU TSI DE BACK COVE R Marksons Furniture With one of Cayman’s biggest showrooms, over two floors, Marksons has a large selection of

homeware,

furnishings,

mattresses,

pillows and comforters as well as accessories, artwork, candles and more. Specializing in the design, installation and servicing of window treatments. Located in George Town. Tel: (345) 949 6233. www.marksons.ky.

SE E AD PAG E 194

The Official Rolex Dealer of the Cayman Islands and home to a vast variety of the world’s leading brands including Cartier, Breitling, TAG Heuer, Patek Philippe, Omega, David Yurman, Mikimoto, Marco Bicego, Roberto Coin, Hearts On Fire, Chopard and many more. For a full list of locations in George Town and Seven Mile Beach, visit www.kirkfreeport.com or call (345) 949 7477. SE E AD OU TSI DE BACK COVE R PANDORA Take advantage of tax free savings at PANDORA. They specialise in charm bracelets and jewellery in sterling silver and 14k gold. Located in The Island Plaza Duty Free Shopping Centre, George Town. Call (345) 946 9964 or

Jewellery, Watches & Repairs Most jewellery stores on-Island carry a broad selection of high-end watches including brands such as Cartier, Rolex and Tag Heuer. Cayman is also a great place to buy jewellery as it can be cheaper than Europe or the US since watches, gems and most precious metals are charged at only 7%. For jewellery and watch repairs, Kirk Freeport and Island Companies offer inhouse repair services.

visit www.islandjewellers.com/pandora. Rocky’s Diamond Gallery They sell an impressive range of jewellery, from GIA certified diamonds to tanzanite, as well as rubies and emeralds. They sell an array of rings, pendants, earrings and bracelets and can custom design jewellery. They are highly ranked on TripAdvisor. Located in downtown George Town at 28 North Church Street, George Town. Email: sales@rockysdiamonds.com, Tel: (345) 946 7851 or visit www.rockysdiamonds.com.

236

CAYMANRESIDENT 2021

Musical Instruments The importation of musical instruments are duty-free! Guitars are readily available on Island and come in all sizes. However, there is a limited variety of other instruments for sale in Cayman. For music lessons refer to our Activities for Kids & Teens chapter.

Office Supplies See Running the Business chapter. Paint Dedicated paint supply stores are listed below. However, many of the home centres also carry paint and painting supplies.

acres, they have approximately 10,000 trees at

Funky Tangs

ACE

Every Bloomin’ Thing (EBT)

Carries guitars, keyboards and drums and can

Carries top brands such as Clark & Kensington

They carry a wide variety of plants, shrubs,

order in violins. They have two locations: 220

and Magnolia Home.

trees and orchids. 384 Crewe Road. Tel: (345)

Shedden Road, Tel: (345) 949 0998 and Hirst

Godfrey Nixon Way. Tel: (345) 949 4223.

945 1701.

Cayman Coating Industries

Growing Beauty

Myles Music Store

They specialise in Benjamin Moore and their

The owner, Michelle Green, has a great deal of

Sells a selection of instruments including

own branded paint. 96 Portland Road, Industrial

knowledge about Cayman’s native plants and

pianos, recorders, guitars, drums, keyboards,

Park. Tel: (345) 949 2920.

can provide valuable advice when planning

Cayman Growers A plant nursery, as well as a sod/grass and tree farm located in East End. Spread over 30

11 Ashgo Street, off

any one time. They have a wide variety of palm, shade and fruit trees including mango, avocado and the Barbados cherry. Tel: (345) 323 0722.

Road, Savannah, Tel: (345) 943 0998.

music books, accessories, plus audio and recording equipment. Barnett Building, 24 Huldah Avenue, George Town. Tel: (345) 949 1753, email: mylesmusic@candw.ky. The Music Box Sells guitars, violins, drums, keyboards and you need. Market Street, Camana Bay. Tel: (345) 938 3838.

Musical Instrument/Piano Tuning Typically, acoustic pianos require a service every 6-12 months. If your acoustic piano is in need of tuning, regulation or repair, the companies below offer professional piano tuning services. Blue Water Piano Tuning, regulation and repair of all acoustic pianos. Installation of dehumidifier systems in acoustic pianos and repairs to electronic keyboard

instruments

depending

availability of parts (mainly Yamaha and

Party Supplies & Rentals With every occasion, there is a cause for celebration. Regardless of the size of your event, there are several party supply stores and services available. It’s Your Party (Tel: (345) 946 4453) is located in Bodden Place on Shedden Road, Party Source (Tel: (345) 947 2789 or (345) 916 2789) is in Paddington Place on Godfrey Nixon Way and PartyVille (Tel: (345) 943 8455) in Plaza Venezia on North Sound Road. They all sell party supplies, fancy dress costumes, balloons, and bouncy castles and water slides rentals. Some also offer face painting. For larger party supplies like tents, tables, chairs and more, try AI Rentals (Tel: (345) 946 4935), Celebrations Ltd. (Tel: (345) 623 2044), Massive Equipment Rental (Tel: (345) 949 7990) or Party Source (Tel: (345) 916 2789). Partybooth Cayman has photo booth rentals suitable for every event (Tel: (345) 926 4100).

Roland). A member of the Master Piano Technicians of America. Tel: (345) 925 4535, email: pianotunacayman@gmail.com or visit www.bluewaterproductions.ky. Myles Music Store Barnett Building, 24 Huldah Avenue, GT. Tel: (345) 949 1753. Email: mylesmusic@candw.ky.

West Bay Road (next to the Harquail Theatre). Tel: (345) 927 2487 or (345) 925 3857 or email: growingbeauty_nursery@aol.com. Power Flower Power Flower’s huge variety of ceramic pots and healthy, locally grown plants add the finishing touches to any property or event space. Visit their nursery where a passionate team of specialists can help you make the most of your home space and at the same time create a welcoming and tranquil ambiance. 31 Orchard Lane, Off Crewe Road, George Town. Tel: (345) 949 2256 or (345) 321 0308 (Nursery), Email: office@powerflower.ky or visit www.powerflower.ky. SE E AD PAG E 199 Vigoro Nursery & Landscaping Carries a large variety of plants, shrubs, trees, fruit trees, seeds, live herbs, glazed and terracotta pots Mexican Talavera, home and garden accessories and garden furniture in both of their garden centres. Their expansive Agricola Drive location is open Monday-Friday 8am-

Plants, Flowers & Garden Centres Throughout the year, florists and grocery stores have a variety of pre-cut flowers and pre-made arrangements. Plants, trees and potting soil can be also be found at the Island’s plant nurseries, the Botanic Park and at the Department of Agriculture in Lower Valley.

6pm, Sat 7.30am-6pm and Sun 11am-5pm. Their two locations are: 324 Walkers Road, Tel: (345) 949 4270 and 96 Agricola Drive in Lower Valley, Tel: (345) 945 5236, email: tom.balon@vigoro. ky or craig.stewart@vigoro.ky, visit www. vigoro.ky or find them on Instagram (@vigoro_ cayman) or Facebook (@VigoroCayman).

www. c a y m a n r e s i d e n t . c o m

237

SHOPPING

ukuleles. They will also order in any instrument

your garden. Located at 12D Lawrence Blvd, off

School Uniforms While most preschools do not have a school uniform, all primary and high schools in Cayman require uniforms. Most uniforms for private primary and high schools may be bought directly from the schools, however uniforms for Cayman International School and some items for Cayman Prep School must be purchased from Lands’ End (www.landsend.com). Government primary and secondary school uniforms can be purchased directly from the schools, Uniforms Cayman or Becky’s Closet. Clifton Hunter High School uniforms are only available at their uniform shop located at the school. Contact the school directly.

Shopping Centre, West Bay Road. Tel: (345)

Plaza, West Bay Road. Tel: (345) 949 7884 or

949 7121.

visit www.sportssupply.ky.

No. 1 Shoe Shop

Waterman Cayman

They carry many different brands of children’s,

Sells equipment and clothing for watersports

men’s and women’s shoes, as well as sports

such as paddle boarding, surfing and kite

shoes. In-store shoe and luggage repair

surfing. Galleria Plaza, West Bay Road. Tel:

available. Hospital Road Plaza, 62 Hospital

(345) 769 7873.

Road. Tel: (345) 949 5595. SOLES Shoe Salon They sell men’s and women’s designer footwear, as well as popular brands and all the latest styles. SOLES also sells designer handbags, wallets and travel cases. The Paseo, Camana Bay. Tel: (345) 746 8173 or visit www. caymanfashiongroup.com.

Uniforms Cayman Sells uniforms for most government primary schools such as Savannah Primary School and Bodden Town Primary School. They also sell John Gray High School uniforms. Located at 62 Hospital Road Plaza, George Town. Tel: (345)

SHOPPING

949 5784.

Sports Clothing & Equipment Tennis gear can be purchased at the RitzCarlton tennis shop at The Courts Tennis Center. For yoga clothes and mats, shop at Bliss, Cayman Yoga Club or Activ Angels. Below is a list of places where you can also buy sports clothing and equipment.

Becky’s Closet Sells uniforms for most government primary

North Sound Golf Club

schools as well as for Triple C and Wesleyan

Sells golf apparel for men and women including

Christian Academy. They also sell navy and

brands such as Travis Matthew, Nike, Adidas

khaki pants, skirts, shorts and skorts. Located

and more. Tel: (345) 947 4653. The Ritz-Carlton Golf Club

Toys Places to buy children’s toys include

The golf shop at the Ritz-Carlton Golf Club sells

Atlantic Kids, Bedside Manor, Books & Books

a great selection of golf apparel, equipment,

and Book Nook. Priced Right

at 3 Archive Lane, George Town. Call or WhatsApp (345) 939 0007.

Shoes As well as the shoe stores listed below, Blue Wave sells OluKai sandals and shoes, Harbour House Marina sells Crocs and Sand Angels in Camana Bay sells Melissa sandals.

Sunglasses Optique in Queens Court Plaza (Tel: (345) 949 3937) is a new optical boutique store offering new and exclusive brands. De Sunglass Man in Camana Bay (Tel: (345) 640 5339) stocks a wide range of brands including Maui Jim, Oakley, Ray-Ban and more. VisionWear in Camana Bay (Tel: (345) 943 5151) stocks brands such as MODO, Michael Kors, Valentino, Tom Ford and more. Optical Outlook in Caymanian Village (Tel: (345) 746 2020) sells designer brands such as Maui Jim, Oakley, Ray-Ban and other prescription sunglasses. Caribbean Optical in Seven Mile Shops (Tel: (345) 943 1515) also sells designer sunglasses. Mid-range sunglasses are available at the dive shops and cheaper sunglasses can be found in Foster’s, Kirk Market and Cost-U-Less.

and eyewear. Tel: (345) 815 6500.

and CostU-Less also carry a variety of toys and sometimes inexpensive gems.

Sport ‘N’ Zone Sells branded clothing and footwear including

Atlantic Kids

Nike, Reebok, Adidas and more. Hospital Road

Carries a great selection of fun, award-

Plaza, Hospital Road. Tel: (345) 945 6453.

winning toys for boys and girls of all ages at

Atlantic Kids

affordable prices. Expect to find toys you’d

Sell quality children’s shoes such as Stride

Sportista

see in toy stores in the US and the UK. A

Rite, Skechers, French Toast and Juicy Couture

Sells activewear, footwear and accessories

great place to shop for birthdays, with gift

including uniform school shoes. Located at

and much more on their online store. Tel: (345)

registries available. Paddington Place, Godfrey

Paddington Place, Godfrey Nixon Way. Tel:

926 1122, email: hello@sportista.co or visit

Nixon Way. Tel: (345) 943 2296 or visit www.

(345) 943 2296. www.atlanticak.com.

www.sportista.shop.

atlanticak.com. SE E AD PAG E 231

Sports Supply

Book Nook

Le Classique Shoes & Leather Emporium

Offers clothing for football, yoga, tennis and

Sells a great selection of toys, Lego, puzzles,

Offers a large selection of leather shoes for

general fitness. Brands include Nike, Adidas,

board games, electronic toys and lots of

men and women, plus handbags. The Strand

Asics, Champion and Under Armour. Galleria

books. Kids love the very talkative resident

SE E AD PAG E 231

238

CAYMANRESIDENT 2021

parrot. Located in the Galleria Plaza, West Bay

The Red Collection (tRc)

Road. Tel: (345) 945 4686.

tRc is the CI Red Cross’ Thrift Shop designer boutique. They sell vintage designer apparel,

may not ship to Cayman, therefore it is a good idea to consider using a freight forwarder who will provide you with an address in the US and will then forward the package to Cayman.

Thrift Shops

higher-end furniture and some brand new

The Claws-It Thrift Shop

items for sale at competitive prices. Open

Located in Plaza Venetia, next to China

Saturdays 10am-1pm. 34 Huldah Avenue,

Village, the shop sells gently used clothes,

George Town. Tel: (345) 949 7467 or email:

Aeropost

shoes, jewellery, handbags, school bags,

shop@redcross.org.ky.

1 Aeropost Way, Miami, FL 33206

housewares and computers at bargain prices.

Tel: (345) 949 6778 (Erick - Cayman)

Every dollar spent goes towards the dogs

Underwear

Tel: (954) 260 9620 (Dino Nassi - Miami)

and cats at the shelter and helps find loving

Atlantic

www.aeropost.com

homes for them. Open Tuesday-Saturday:

For women you will find Bali and Maidenform.

They offer an all-inclusive marketplace for

9am-2.30pm. Tel: (345) 945 5596. Visit

The bra and panty sets make for great gifts

online shopping plus a freight forwarding

www.caymanislandshumanesociety.com.

and their 4 for CI$12 panties might be the

service to Grand Cayman. Items are collected

best deal on the Island. Bra fitting is available

from 529 Shedden Road, George Town.

New To You Bargain Shop

from trained associates. Atlantic Kids carries

Located at NCVO on 90A Anthony Drive,

a full line of underwear and socks for boys

Cayman Islands Customs Agency (CICA)

this thrift shop is open Monday-Saturday

and girls, including first bras for tweens.

Tel: (345) 949 2350

7.30am-12pm. All funds raised help fund the

They also carry sleepwear for all ages at

Email: cica@cicustomsagency.ky

NCVO programmes. Tel: (345) 949 2124.

extremely affordable prices. Paddington

A customs broker whose services include

Place, Godfrey Nixon Way, just off the

twice a week ocean consolidations and cargo

One Dog at a Time (ODAAT)

Butterfield roundabout. Tel: (345) 949 2296.

clearance, daily air shipment handling and

Located at Unit 2, JJT warehouses, Industrial

Visit www.atlanticak.com.

clearance, freight forwarding, small package

SE E AD PAG E 231

Way (opposite Ropers) in George Town. Sells

service, customs brokers, freight consolidating, Silhouette

and more. Open Saturdays 8am-5pm and

Sells lingerie, underwear, loungewear and

delivery, vehicle clearance and licensing.

Wednesdays 10am-2pm. Tel: (345) 917 8284.

pyjamas for both men and women. They also

CICA Miami Office / Deluxe Freight

offer a bra fitting service. The Paseo, Camana

11401 NW 107th Street, Miami, Fl 33178

PAWS Thrift Shop

Bay. Tel: (345) 943 5223 or email: info@

Phone: 1 (305) 513 0156 or (345) 949 2350

They accept all donations and sell a variety of

silhouette.ky.

Email: sales@deluxefreight.com

items from books and toys to furniture and

Services

include

twice

week

SHOPPING

clothes and shoes, household items, toys

ocean

kitchen appliances. Every dollar spent goes

Victoria’s Secret Beauty & Accessories

consolidations, daily air shipments and a small

towards assisting the animals in the eastern

Sells VS panties, sportswear and sleep wear.

package service for cargo 12 cubic feet or less.

districts with food, shelter and medicine.

40 Royal Plaza, Cardinal Ave, George Town. Tel:

Open

(345) 949 6513 ext. 5302.

Wednesday-Saturday

10am-4pm.

All donations welcomed. 553 Plaza Odessa, next to Cox Lumber (BT). Tel: (345) 916 3957 or (345) 329 5958, email: caymanpaws@ gmail.com or visit www.facebook.com/ PAWSThriftShop. Red Cross Thrift Shop Open for the public to donate and buy new and used items, such as clothing, shoes, furniture and appliances. The funds generated are used to help support those vulnerable in the community. Shop hours: Tuesday 9am-2pm, Thursday 9am-2pm and Saturday 8am-1pm. 34 Huldah Avenue, George Town. Tel: (345) 949 7467 or email: shop@redcross.org.ky.

ONLINE SHOPPING

While the prices of some goods are more expensive than in the US, there is often a very valid reason for this. Every item sold in Cayman has to be imported either by air or sea; then, Customs charge duty on (most) items at 20% (to retailers) or 22% (to the general public). This duty is calculated based on the value of the goods, the shipping costs, as well as the insurance charged. The items are then displayed in stores that pay higher electricity bills than the US and some also have to pay work permit fees. Also note that many online retailers

Mail Boxes Etc. Tel: (345) 745 1400 or Email: info@mbe.ky NCI Services Ltd. Tel: (345) 943 4624 or Email: info@nci.ky

Please keep in mind that some items cannot be imported into Cayman due to certain laws. For example, all items that depict the cannabis plant are prohibited from entering the Island. However, de-hulled hemp seeds can be bought at Kirk Market because they do not depict cannabis leaf imagery. See the Preparing to Move chapter for other considerations and companies that offer freight forwarding.

www. c a y m a n r e s i d e n t . c o m

239

Transportation

T R A N S P O R TAT I O N

Rules of the Road - Roundabouts - School Buses & School Zones - Children & Car Seats

241 241 242 242

Legal Requirements - Driving Licences - Licensing your Vehicle - Car Insurance

242 242 245 245

Rental Cars

246

Leasing a Vehicle

246

Importing a Vehicle - Shipping Costs & Details - Duty Costs of Importing a Car

247 247 248

Buying a New Car - New Car Dealers

249 249

Buying a Used Car - Used Car Dealers

249 250

Hybrid & Electric Cars

250

Car Maintenance & Repair - Tyres & Batteries - Roadside Assistance - Car Cleaning - Disposing of a Vehicle

250 251 252 252 252

Alternative Transportation - Motorcycles & Scooters - Bicycles - Public Transport

252 252 252 253

Drinking & Driving

253

Cell Phones, Texting & Driving

253

Photos courtesy of Deep Blue Images

Everything you need to know about the rules of the road, licences, insurance, buying, renting or importing a car, maintenance and alternative forms of transportation.

ayman’s roads have seen many changes recently. In an attempt to alleviate the Island’s rush-hour traffic congestion, many road developments are underway; the expansion of the Linford Pierson Highway, the extension of Elgin Avenue and the Crewe Road realignment. Although this has significantly improved traffic, it has pushed the bottleneck elsewhere, meaning new road developments are perpetually underway. Over the next two years, the National Roads Authority will be focusing on five main projects, these include:

The Linford Pierson Highway will be expanded into four lanes all the way through to George Town and a new roundabout will be added. Bobby Thompson Way will also be expanded to four lanes through the intersection with Smith Road.

Grand Harbour Widening and Improvement: additional lanes will be added in each direction from the CUC roundabout by Kings Sports Centre through to the Auto Spa roundabout.

Airport Connector Road: the new roundabout by Cayman International School will be linked to Sparky’s Drive in the Industrial Park. Eventually, the road will link to the Owen Roberts International Airport.

East Arterial Widening: a 0.6 mile long stretch of the highway will be widened to four lanes from the CTMH roundabout to Poindexter Road.

East West Arterial Road Expansion: this highway will be extended from Savannah to Northward.

240

CAYMANRESIDENT 2021

RULES OF THE ROAD

There are over 130 different nationalities represented in Cayman, which means there are drivers from all around the world where traffic laws can be quite different. It is therefore crucial that drivers know the rules of Cayman’s roads.

animal/vehicle, you must exchange names, addresses, DOB, registration numbers and your insurance details. Or report the accident to the police within 24 hours

Tinted Car Windows: Front windows can be tinted, but must allow a minimum of 35% light transmission through. Rear windows can be made darker to a maximum of 15%.

Visit www.dvdl.gov.ky for more information. Here’s what you need to know:

> > >

four-way stop first after making a full stop,

Roundabouts Roundabouts have proven so popular as a means of controlling traffic flow that there are now over two dozen located around Grand Cayman, including a couple of three-lane roundabouts. If you are unfamiliar with how roundabouts work, and want to avoid an accident, then please learn these rules:

proceeds first

1) Always travel around a roundabout in

We drive on the left-hand side of the road Seatbelts must be worn by all passengers Turning left on a red light, only after a full stop, is allowed and is legal

Using a mobile phone (unless hands-free) while driving is illegal

We have a few four-way stops. These work on the basis of whoever gets to the

> > >

The speed limit on the Island varies between

a clockwise direction. Never turn right

25mph-50mph. Speeding tickets are freely

onto a roundabout or you will turn into the

dispersed to people who go over the limit

oncoming, one-way traffic!

The speed limit for school zones is 15mph

2) All traffic approaching a roundabout must

when a) amber lights are flashing or b) road

yield to the traffic that is already on it that is

markings or signs are posted

coming from your right. All vehicles already

All drivers must give way to pedestrians on

on the roundabout have right of way and

pedestrian crossings

> > > >

Headlights must be fitted to dip left. Cars

you must wait for space to get onto it. 3) Use your indicators when approaching or

being imported from the US take note

exiting a roundabout. When turning left,

The use of fog lights is not allowed

stay in the left lane. When going straight

You cannot overtake if there is a solid single

across or turning right, you should indicate

or double white (or yellow) line in the centre

right as you approach the roundabout and

of the road

then as you near your exit indicate left.

Accidents: The law requires that in the event

Make sure not to overtake while on the

of an accident involving injury to person/

roundabout. If a car is to your right and they

www. c a y m a n r e s i d e n t . c o m

241

T R A N S P O R TAT I O N

It will be interesting to see if these changes have a lasting effect on reducing traffic congestion or if widening the roads is more of a temporary solution. According to Government records in October 2020, there are 43,229 registered and licensed motor vehicles and 524 registered and licensed motorcycles on Cayman’s roads. However, these figures do not take into account unlicensed vehicles of which there are an estimated 17,038. To tackle this, the Government has announced plans to install several fixed scanners along Cayman’s road network, the first of which was mounted along South Sound Road and the Camana Bay tunnel. The scanners will read details from the vehicle’s electronic number plate, and the information collected will determine the status of the licence, registration, and insurance. Eventually these machines may even be able to issue electronic tickets, but for now their purpose is to collect information for the police and traffic departments, and crack down on traffic and licencing violations. It is unsurprising that owning and driving your own car is the most convenient, comfortable and speedy mode of transport in the Cayman Islands. Temperature, precarious driving and the lack of sidewalks rule out the options of walking or cycling for most people. The local bus network is intermittent and does not cover all areas. In addition, waiting in the hot sunshine to then sit on a crowded minibus with little, or no air conditioning, is not everyone’s idea of the ideal daily commute. There are some major bonuses that Cayman car travel retains: little traffic (outside of rush-hour), free parking in 99% of locations and virtually no traffic wardens! If you are a couple or have a family, then the discussion will arise as to whether you need one car or two. In our experience, you will need two cars, unless you are prepared to be entirely beholden to the person that has the car.

want to turn left, they have the right of way

if taking the first exit and indicate left, b)

and you may be in their blind spot.

Keep in the middle lane if driving straight

4) When using mini single-lane roundabouts,

ahead and follow the lane marked with a

merge left when space is available and keep

straight-through arrow. Indicate left just

left of the painted circle until you reach your

before you exit, c) If taking a subsequent

exit. All other cars must yield to the vehicle

exit, use the right-hand lane and indicate

on the roundabout.

right, switching to your left indicator just

5) When using multi-lane roundabouts, keep

before reaching your exit. When moving

in the left-hand lane if taking the first or

from the inner lane to outer lane prior

second exit. Keep in the right-hand lane if

to exiting, check your mirrors to ensure

taking a subsequent exit and maintain your

that no one is overtaking you on the

position in the centre lane until the exit prior

outside.

bus from the opposite lane, as well as those behind the bus. If you approach a bus that is letting children off, stop at least 20 ft away and wait until the bus has pulled away before you continue driving. You should also pay attention to the 15mph speed limits in designated school zones to ensure the safety of youngsters. At certain times of the day, warning lights flash outside the schools, indicating to drivers that they need to reduce their speed to 15mph.

to the one you will be taking. When moving from the centre lane to the outer lane prior to exiting, check you mirrors to ensure someone is not overtaking you on the outside. Use your indicators! See diagram

on previous page for guidance.

Using the Centre Turning Lane The turning lane in the centre of some roads is designed to help drivers turn without holding up other drivers. The lane should never be used for overtaking.

6) When using the three-lane roundabout, it is important to use caution when driving on a three-lane roundabout for the first time. Know your intended exit as you approach and ensure you are in

T R A N S P O R TAT I O N

the correct lane. When driving on this roundabout: a) Keep in the left-hand lane

School Buses & School Zones Under the traffic law, when a school bus has its lights flashing and has stopped to allow children to get on or off, drivers are NOT permitted to pass the bus. This applies to vehicles approaching the

Children & Car Seats The Cayman Islands Traffic Regulations 2012 states that any child travelling in a motor vehicle must wear a seatbelt or, for those under two, be seated in a car seat attached by a seatbelt. It also states that a rear facing child’s car seat must not be fitted in a seat with a front airbag. Children’s car seats can be purchased from Baby Express. EcayTrade also has second hand options. LEGAL REQUIREMENTS

THREE LANE ROUNDABOUTS HOW TO USE THEM TO TURN LEFT

To turn left, you always approach in the left hand lane and indicate left.

TO TURN RIGHT

DRIVE STRAIGHT AHEAD

To drive straight ahead get in one of the lanes marked with a straight arrow.

If turning right you must use the right hand lane and indicate accordingly.

THREE-LANE ROUNDABOUT REMINDERS • • •

Know your exit Pick your lane and pay attention to lane arrows and signs Always use your indicators and check your mirrors 370 N Sound Rd, George Town

242

CAYMANRESIDENT 2021

+1 345-946-7780

nra@nra.ky

DRIVING LICENCES Theory & Driving Tests for NonLicence Holders For those who don’t have a full driving licence, the path is fairly routine, but the process is quite slow. First, you have to apply at one of the Department of Vehicle & Drivers’ Licensing (DVDL) offices for an appointment for a theory test of driving knowledge. You have 40 minutes to answer 40 multiple choice questions (on a touch screen computer) of which you must get 80% correct. The test costs CI$25 and if there is space available you can take the test at the time of booking. Take your passport on all visits to the DVDL test centre for proof of identification. In the Cayman Islands you have to be 17 years old and a day to be qualified to apply for a licence. To learn all you need to know to pass the written test, the DVDL recommends that you review their official Road Code booklet which can

(345) 925 5094 or (345) 927 5094 or email: burmon.scott58@outlook.com) or Martin (Tony) Senior from Martin’s School of Motoring (call or WhatsApp (345) 923 7218 or email: masenior64@gmail.com). Martin is Cayman’s only Approved Driving Instructor with the British School of Motoring. Both companies have the simple aim of turning a fair driver into a good and safe one.

Converting an Existing Licence According to the Traffic (Amendment) Bill (2018) if you have a full, valid domestic driving licence from a Convention country – a country within either the Geneva, Vienna or Paris Convention on Road Traffic Agreement (see www.dvdl.gov.ky for a full list of applicable countries) – you may drive on it for a period not exceeding six months. You must then take (and pass) the written theory test before your

T R A N S P O R TAT I O N

be found on their website, as well as parts of the Traffic Law 2011 and all of the Traffic Regulations 2012. Their website, www.dvdl.gov.ky, has a wealth of information on it, including links to all the traffic laws. Alternatively, there is a very detailed and well informed driving instruction book called ‘Drive Safely in Cayman’ by Graham Walker, who started teaching driving in Cayman in 1992. He has retired from teaching on the road but still updates his book every other year. It costs CI$20 at local booksellers. Having passed the theory test, you can then obtain a learner’s licence for CI$60, which is valid for six months, and allows you to drive whilst accompanied by someone with a full Cayman licence (who has been qualified for two years). An ‘L’ plate must be visible on the front and back of the vehicle. Also make sure that your car insurance policy covers a learner driver; most will require that the learner is put on the insurance. Six weeks after obtaining the provisional licence, the practical road test can be taken for a fee of CI$50. Note that it cannot be taken earlier than the six weeks or later than six months after obtaining the provisional licence. You can book an appointment for the practical road test in advance after passing the written test. After successfully passing the practical test, a full, unrestricted licence will be given. Note that there is no difference in a driving licence for automatic or standard shift (manual) cars. You can take your test in either type of car and then drive whatever you like. A full driver’s licence will be issued when both exams are passed. For Groups 0-3 there will be a fee of CI$125 for three years or CI$175 for five years. For Group 4+ it is CI$170 for three years or CI$250 for five years. Driving Instructors Brand new drivers to Cayman’s roads can organise driving lessons with either Burmon Scott from The Real Thing Driving School (Tel:

www. c a y m a n r e s i d e n t . c o m

243

T R A N S P O R TAT I O N

licence can be converted to a Cayman driver’s licence. However, if you fail to complete this transfer during those six months, then you will have to take both tests (theory and practical) in order to get a local driver’s licence. This basically means that people from all the major European countries, most major English speaking countries (including Canada, the USA and South Africa) and a handful of Caribbean countries, are entitled to obtain a Cayman driving licence after they have passed the written theory test. You then have the option of getting a driver’s licence that is valid for three, five, or ten years. If you currently have a learner’s permit or are enroled in the Graduated Driver’s Licensing Program from another country, then you will have to schedule to take both the written theory and practical road tests in Cayman. If you have an International Driving permit, you can legally drive on it for as long as it is valid. However, you cannot convert an International Driving permit to a Cayman driver’s licence. If you have a full, valid driving licence from a country that is not a Convention country, then under section 29 of Traffic (Amendment) Bill, 2018 you are allowed to drive for one month, provided that you drive a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. After one month you are required to pass both the written theory and practical road tests. However, you do not need to hold a learner’s licence in order to sit the practical road test as you already have driving experience. If you are caught driving without a valid licence, then there is an automatic CI$4,000 fine or imprisonment for up to 12 months. See below for a full recap:

If you are a legal resident, then you can drive on Cayman’s roads if you:

Have a full, valid domestic driver’s licence from a Convention country. You will be able to drive in Cayman for up to six months before having to pass the written theory test to be issued with a Cayman driver’s licence. If you wait longer than six months, you will also have to pass the practical road test.

Have a full, valid domestic driver’s licence not from Convention country. You can drive for one month in Cayman, but only a motor car, a truck not exceeding 8,500lbs, or a motorcycle under 125cc. To legally drive thereafter, you must obtain a Cayman driving licence by passing both the written theory and the practical road tests.

Have a full Cayman driving licence. Cayman driving licences are only valid for either

It should also be noted that if you lend your car or truck to a visitor, you must ensure they have a valid driving licence, otherwise they will be deemed to be driving illegally and this could invalidate your insurance. Please note that no one under the age of 18 is allowed to drive a pick-up truck in the Cayman Islands. Having said all of this, you need to be very clear on what your insurance company requires before covering you. Some policies have very strict age limitations; some will not insure people until they are nearer the age of 21, 23 or even 25 years of age. Additionally, most insurance companies will not insure new drivers to drive an SUV until they have had a licence for one year.

three, five or ten years. You will need to get your licence renewed promptly or you are effectively driving without a licence and therefore driving illegally. If caught driving without a valid licence, you will be suspended for a year.

You must have your driving licence and a copy of your car insurance with you at all times when driving! Brand new drivers licences can be obtained for three or five years and cost between CI$125 and CI$250, depending on the category of vehicle. For those needing their Cayman licence renewed the cost is CI$75 for three years or CI$125 for five years for Groups 0-3 or CI$120 for three years or CI$200 for five years for Groups 4+. If you are a visitor (i.e. not a resident and you don’t have a work permit):

Obtaining a Driving Record A driving record can be obtained from the DVDL which outlines the driver’s licence history in Cayman. The document costs CI$75 and takes approximately three working days to be processed. Obtain this before leaving the Island if you are intending to drive overseas in places such as Canada where you will not be issued, or reissued, a Canadian driver’s licence without it. DVDL Offices The Department of Vehicle and Drivers’ Licensing (DVDL) is authorised to inspect and test vehicles, register motor vehicles and maintain the register, issue licences in respect of motor vehicles and drivers, and conduct driving tests.

It is not necessary to obtain a visitor’s

The Department of Vehicle & Drivers’ driving

permit. You can drive in Cayman provided

Licensing (DVDL) has three locations in Grand

you have a valid driver’s licence and

Cayman:

insurance coverage.

Visitors who have a full, valid driver’s licence

945 8344, Email: dvdl@gov.ky or Web:

from a Convention country can drive for six

www.dvdl.gov.ky. Open: Monday-Friday

months in Cayman.

244

990 Crewe Road, Red Bay, Tel: (345)

Visitors who have a full, valid driver’s licence

8.30am-4pm

9 Reverend Blackman Road, West Bay

not from a Convention country can drive

(Across from the West Bay Police Station)

Have an International Driver’s permit. As

for one month in Cayman provided that

Tel: (345) 949 7231, Email: dvdl@gov.ky or

long as it is valid, you are exempted from

they only drive a motor car, a truck not

Web: www.dvdl.gov.ky. Open: Tuesday-

the requirement to hold a Cayman driver’s

exceeding 8,500lbs, or a motorcycle under

Friday 10am-6pm, Saturday 9am-4pm

licence and can, therefore, drive legally on it.

125cc.

CAYMANRESIDENT 2021

Breakers, Frank Sound (across Sea View

Road from the South Coast Bar and Grill) Tel: (345) 244 5528, Email: dvdl@gov.ky or Web: www.dvdl.gov.ky. Open: TuesdayFriday 10am-6pm, Saturday 9am-4pm The Department of Vehicle & Drivers’ Licensing (DVDL) in Cayman Brac and Little Cayman:

Cayman

Brac

District

Administration

Building. Tel: (345) 948 2222. Open: Monday-Friday 8.30am-4pm

Little

Cayman

District

Administration

Building, Tel: (345) 948 1051. Open: Every other Thursday 9am-2.30pm

Disabled Parking Badge To obtain a disabled parking badge the process is as follows: collect a form from the DVDL and have a licensed physician fill out the relevant portions, stating whether it needs to be temporary or permanent. Your application will then be reviewed and if approved, a fee of CI$5 will have to be paid to receive a tag or you can choose to pay a fee of CI$50 for a licence plate.

If you are visiting the Cayman Islands, you may use your international disabled parking badge for the duration of your trip to legally park in the designated spots. MOTORCYCLE & SCOOTER LICENCES There are three groups of motorcycle licences: Group 0 (mopeds/ motor scooters), Group 1 (up to 125cc) and Group 1A (over 125cc). You must be at least 19 years of age to drive a motorcycle with an engine over 125cc. If you have a bike licence from abroad that explicitly states that you are entitled to ride a bike over 125cc, then it may be possible to obtain a Full Group 1A by taking a theory test and paying a CI$75 fee. However, this largely depends on which country your licence has been issued from and is not guaranteed. If you already have a Group 2, 3 or 4 Cayman driver’s licence, then you can easily obtain a Learner’s Group 1 bike licence without having to take a written test. Having obtained it, you should book a practical road test. With a Provisional Group 1 licence, you are only allowed to carry a passenger who is the holder of a Full Group 1 licence. If you don’t have a qualifying licence, then you need to take a written road test and, after passing the practical road test, you will be able to obtain a Full Group 1 licence. Once you have had a Full Group 1 licence for one year, you qualify for a Group 1A licence, which enables you to ride unlimited displacement motorbikes. However, if you are over the age of 19 and can prove you have passed an intensive rider safety course, then you can skip the 12-month wait time. Cayman Custom Cycles (Tel: (345) 945 7433) offers this course, along with other motorcycle training courses. CAR INSURANCE You can transfer ownership of a car from one owner to another without car insurance, but you cannot license the vehicle without insurance. The average cost of third-party cover for a mid-sized

www. c a y m a n r e s i d e n t . c o m

245

T R A N S P O R TAT I O N

LICENSING YOUR VEHICLE Your vehicle will need to be inspected and licensed by the DVDL. Avoid doing this on rainy days, as they will not inspect the cars if it is raining, or at the beginning and end of the month as they get very busy. You can have your car inspected and its registration renewed for up to 30 days before the expiry date. You can also renew your vehicle and driving licence online if you have an ESID number (e-services number unique to you), which you must obtain from the DVDL office. Once they have you set up with one, you can do everything online in a matter of minutes. No more waiting in line! You will still have to get your car inspected, but that process is usually quite quick and once they confirm your car has passed, the information will be recorded in their computer system. The law does not require you to have a Cayman licence to register a car in your name, but if you are registering it in the name of a company, you must have a certificate of good standing from the Registrar of Companies, located on the ground floor of the Government Administration Building. The minimum cost for one year’s inspection and licensing for a regular four-seater car is CI$215 (CI$180 registration, CI$35 inspection). An SUV that exceeds 2500cc costs CI$235. A Hummer costs between CI$535 and CI$1,035 per year. Disabled vehicles have no annual licensing fee unless you

own two, in which case you must pay standard fees for the second vehicle. Scooters, trucks and taxis have different prices for both inspection and licensing. Vehicle inspections are offered at the Crewe Road and Breakers locations, but not at the West Bay location. You can also have your vehicle inspected at various automotive repair shops and many people will combine an annual car service with the car inspection process. The garage will issue you with a Certificate of Roadworthiness, which you then take to the Vehicle & Licensing Department when you go to renew the licence on your car. Depending on the age of the vehicle, it can be inspected for any period up to a maximum of 62 months and licensed for one, three or five years. For five years, the vehicle must be brand new and not previously licensed in any country. Vehicles licensed for three years must not be older than ten years from the date of manufacture. If your vehicle is new to the Island you will also have to purchase licence plates at CI$75 per set. Personalised plates can also be purchased for CI$400 per set (replacements cost $30). With the new electronic licence plates, you are required to place the coupon at the top of the windshield, in the centre, directly below the rear-view mirror. This makes it easily accessible for scanning by law enforcement. However, if you still have old plates, place the coupon within six inches of the edge on the left side or driver side, with the time period facing outside of the car.

T R A N S P O R TAT I O N

car not exceeding 2.5 litres (2500 cc) is likely to be in the region of CI$450 to CI$650 per year, depending on whether it is a convertible or a sports car (which are more expensive). Comprehensive insurance on a nearly-new but second hand CI$16,000 car would be in the region of CI$850 per year (with a no claims discount factored in) and insurance on a new CI$32,000 BMW 3 series would cost over CI$1,000 per year (with all discounts factored in). If you bring a letter from your existing insurance company stating that you have had no claims in the last year or more, you may be eligible for a discount. Also, be aware that banks insist on comprehensive policies covering cars they are financing and some insurance companies will not sell comprehensive insurance on vehicles over ten years old. Insurance rates vary considerably, so shop around. Note: third-party insurance is available on-Island, but it does not cover fire, theft or collision. It is a good idea to ask if the comprehensive policy covers hurricane or flood damage (also known as acts of God) as some companies do not. Also check your policy, as many will automatically only cover drivers aged 25 to 65 who have had a licence for 12 months or more. Insurance rates for teenagers who have recently passed their driving test are extremely high as they are seen as inexperienced drivers. You may find it easier for someone under the age of 23 to find car insurance on a four-door second hand car than a high-

end sports car. If you are caught driving without insurance, the police take it very seriously indeed and you will be subject to a fine of CI$2,000, imprisonment for three months, plus the loss of your licence for 12 months. If you lend your car to someone knowing that the car is not insured, then they, plus you, as the owner of the vehicle, will be fined and lose your licence for 12 months. The law requires that you must carry your car insurance documents in your car at all times and present it to police whenever asked. For car insurance providers please refer to the Settling In chapter. RENTAL CARS

Cayman has many top international rental car companies, as well as reputable local ones. Rates are higher in winter (from mid-December) but lower in the summer (from mid-April) and are comparable to those in the US. Vehicle options include everything from compacts to SUVs and convertibles. Most rental car companies offer resident rates. To rent a car drivers must have a credit/debit card in order to make the reservation, be over the age of 21 years and have a valid driving permit. Those renting under the age of 25, depending on the rental company, may not be subject to full coverage, may be charged more or may not be allowed to rent a car at all.

Tel: (345) 945 9191 Alamo Rent-a-Car At the Airport Tel: (345) 945 7368 Apex Car Rentals At the Airport Tel: (345) 949 4808 Avis At the Airport (GT) Tel: (345) 949 2468 Budget Rent-a-Car At the Airport Tel: (345) 949 5605 Economy Car Rental At the Airport Tel: (345) 949 9550 Hertz 250 Owen Roberts Drive, near the airport. Tel: (345) 943 4378 National Car Rental At the Airport Tel: (345) 945 7368 Payless Cayman 257 Owen Roberts Drive, near the airport Tel: (345) 743 1270 Email: customerservice@paylesscayman.com ZĂ&#x153;N

Advance Car Rentals

10 Market Street, Camana Bay

113 Owen Roberts Drive, near the airport

Tel: (345) 943 2834 Email: info@zuncar.ky Rental and car sharing business only available to Camana Bay tenants. LEASING A VEHICLE

For residents looking to live here for only one to five years, leasing may be a better option. The following companies offer car leasing: Swift Auto Leasing Tel: (345) 927 5727 Email: info@swiftautoleasing.com 246

CAYMANRESIDENT 2021

Âť

www.swiftautoleasing.com Swift Auto Leasing offers flexible and economical vehicle leasing options to meet the needs of new residents in the Cayman Islands. Their vehicle selection is reliable, fuel efficient and convenient to drive. The lease

offering

includes

24/7

roadside

support, insurance, vehicle licensing and all maintenance. A security deposit is required upon signing, along with the prepayment of the first month’s lease. The minimum lease term is three months at a rate of CI$450 per month. Lower rates are available with longer

car immediately once it arrives. You can hire a customs broker to help you with this process, as it can be fairly complicated and time consuming. For more information go to www.customs.gov.ky. Keep in mind that the Island is hot, so a light coloured car with good air conditioning will be much cooler and also easier to sell in due course. Cars with manual transmission do not sell quickly in Cayman since most students learn to drive automatic cars and have no clue how to drive a manual transmission car.

lease terms. SEE AD OPPOSITE PAGE Tony’s Toys Automotive Centre 91 Sherwood Drive, Industrial Park Tel: (345) 946 8697 Email: info@tonystoys.net www.tonystoys.net Tony’s Toys offers long and short-term leasing options for both part-time and full-time residents. Choose from a variety Toyota, Mercedes, BMW and Honda. From compact to SUV, luxury to practical, there is something to fit every customer’s needs. Leasing rates start from CI$600 per month and all contracts include insurance, vehicle maintenance,

roadside

assistance

and

unlimited mileage. SE E AD T H I S PAG E & 251 IMPORTING A VEHICLE

If you would like to import a car to the Cayman Islands, a brief summary of the process is as follows: you’ll need to get the car to the Port of Miami or Tampa, book the car on the next ship sailing to Cayman and clear US Customs. Note that if you are importing a vehicle from Japan it will come through the port in Jamaica and then to Cayman. In the meantime contact the shipping company/agent and take all your paperwork to Customs to pay duty (0% 42% depending on the type and value of your car), plus a one-time fee for future car disposal (see the Environmental Disposal Fee section on page 252). Following that, head to the Port Authority to pay the Port handling fees. You can then collect your

www. c a y m a n r e s i d e n t . c o m

247

T R A N S P O R TAT I O N

of sizes, makes and models, including

Shipping Costs & Details The average cost for shipping a midsized vehicle (approximately 500 cubic ft or less) with either Seaboard Marine or Thompson Shipping is US$2,000 (without insurance). They do recommend you add insurance. Please contact them for a quotation. US Customs Law states that the Vehicle Title for used cars must be stamped by US Customs for a 72-hour clearing period

(excluding the day of delivery, shipping and weekends) prior to the shipping date. Please note that unless you’re buying your vehicle straight from the manufacturer, it is considered ‘used’ under US Customs Law. US dealerships will often gift a full tank of fuel with purchases, however, be aware that the vehicle will not be allowed to leave the US with more than a quarter tank. As this fuel limit can vary between shipping companies, it is best to ensure that your tank is empty. No personal effects may be placed inside the vehicle when shipping. We highly recommend you use a broker to assist you when shipping a car to Cayman. They will help you gather together the documents, such as the car title, letter of intent, power of attorney and bill of lading. All vehicles must be delivered to the Port (or consolidator’s bonded warehouse) before US Customs clearance. Which port you take your car to will depend on the shipping company you choose to ship with. Three shipping

companies ship to Grand Cayman: Hyde Shipping Corporation 3740 W 104th Street, Suite 1, Hialeah, FL 33018 US Tel: (305) 913 4933 Cayman Tel: (345) 947 4933

They will then send all the paperwork associated with the transaction via courier, so that you can collect them in Cayman. When exporting a vehicle from the US, an ‘Export Power of Attorney’ from the shipper needs to be notarised by a US Notary.

Seaboard Marine Cayman

Clearing Your Car Through Cayman Customs Once your car has landed at the port in Cayman, the shipping company will notify you. You can use a customs broker to clear your car through Cayman Customs, and they will handle the following steps on your behalf. However, if you are doing the customs clearance yourself, the next steps are:

1630 Port Boulevard, Miami FL 33132 US Tel: (305) 530 5757 Cannon Place, Industrial Park, Grand Cayman Tel: (345) 949 4977 www.seaboardmarine.com/grand-cayman SE E AD PAG E 95

Tropical Shipping 500 Martin Luther Jr. Blvd., Riviera Beach,

FL 33404

US Tel: (305) 805 6620 Cayman Tel: (345) 949 8044

If you are not yet registered with Customs,

You’ll then need to go to the Port Authority Warehouse on Portland Road in Industrial Park where you will present the Customs clearance documents. A fee will be charged depending on the weight of your vehicle.

> >

You will then be able to pick up your vehicle. Go to the Department of Vehicle and Driver’s Licensing (DVDL) and follow the inspection and licensing process. They will also need to see the vehicle’s certificate of title.

Note: costs depend on the type of vehicle being licensed. Also be aware that, as per the Cayman Islands’ Traffic Law, it is an offence to keep a vehicle in the Cayman Islands without it being registered with the DVDL. See the Licensing Your Vehicle section for more.

first you will need to pre-register on the Customs Online System (COLS) website

T R A N S P O R TAT I O N

from the Port).

Clearing Your Car Through US Customs It is the owner’s responsibility to clear their car through US Customs or to appoint a customs broker to do so. The following customs brokers, based in Miami, can help:

(www.customs.gov.ky)

and

there

you

will need to complete the form and upload the supporting PDF documents. Once you submit the request they will either approve the registration or they will let you know, via email, if other documents are required. If approved, you will be given a COLS

Barrett Trade Services, LLC

trader identification number (TIN) and login

8381 NW 68th Street, Miami, FL 33166

information.

US Tel: (305) 477 1512 or Fax: (305) 477 1238 Email: abarrett@barretttradeservices.com

Collect paperwork from the shipping company and pay shippers.

Deluxe Freight Inc.

the process to declare your shipment.

DLX-GCM 11401 NW 107th Street, Suite 100,

Supporting PDF documents needed will

Miami, FL 33178, USA

include bill of lading, title of the vehicle

Tel: (305) 513 0156

and the official invoice/valuation. Before

Cayman Broker: Cayman Islands Customs

submitting, you will have the choice to

Agency (345) 949 2350

review and confirm the information.

Email: sales@deluxefreight.com

Confirming the declaration will constitute

www.deluxefreight.com

as your electronic signature which will be legally binding. This process is subject to

Crowley (Cayman)

change as Cayman Customs is continually

10205 NW 108 Avenue, Suite 1, Miami, FL 33178

upgrading the system.

US Tel: (786) 814 6628

Duty Costs Of Importing A Car Since the Cayman Islands does not have direct taxation, the Cayman Islands Government charges import duty on all vehicles being imported into the Islands as a way of raising revenue. The percentage charged depends on the value and type of the car. The import duty is calculated on what is known as CIF value. Which is the Cost of the car plus the Insurance premium for its journey by ship, plus the sea Freight charges. Below is a list of import duties based on CIF value: CIF up to CI$20,000 = 29.5% CIF up to CI$25,000 = 32% CIF up to CI$30,000 = 37% CIF from CI$30,001 and up = 42% Duty Costs Of Importing An Electric or Hybrid Car See the list below for import duties on electric and hybrid cars for personal use based on CIF value.

Once approved, Customs will send you

Cayman Tel: (345) 949 5989

an email. Then you will have to go to the

Electric Vehicles:

Email: clicustomerservice@crowley.com

Customs Office on Owen Roberts Drive,

CIF up to CI$29,999 = 0% CIF up to CI$60,999 = 5% CIF up to CI$99,999 = 10% CIF from CI$100,000 = 15%

Tel: (345) 949 4579, pay the duty for your

These companies can also assist you with the transfer of a vehicle from the dealership to the port and help with cargo insurance. 248

CAYMANRESIDENT 2021

vehicle and the environmental fee.

Obtain car insurance (you will need proof of insurance on the vehicle before picking it up

Hybrid vehicles:

CIF up to CI$29,999 = 10% CIF up to CI$60,999 = 12% CIF up to CI$99,999 = 15% CIF from CI$100,000 = 17% Environmental Disposal Fee An Environmental Disposal fee is added to cover the cost of disposing of a vehicle in years to come. If a vehicle is valued at CI$12,000 (CIF) or less when it is imported then an environmental disposal fee of CI$1,000 plus a waste handling fee of CI$250 will be charged in addition to duty of 29.5%.

Hyundai & SSangYong Prestige Motors 125 Owen Roberts Drive, George Town Tel: (345) 949 7550 Land Rover, Jaguar, Renault, Subaru, & Changan Trac Automotive 181 Dorcy Drive, George Town

New Car Dealers The following makes of car are sold by the authorised dealers listed below. Most dealerships do not carry a large inventory of parts but they can order them. Please note that there are no authorised dealers on the Island for Acura, Alfa Romeo, Buick, Citroen, Peugeot and Porsche.

Tel: (345) 945 3876 Mercedes-Benz Mercedes-Benz (Car City) 131 Industrial Way, Industrial Park Tel: (345) 949 0440 Volkswagen Arch Automotive

Audi

15 Portland Road, Industrial Park

Audi Cayman Islands (Arch Automotive)

Tel: (345) 949 8221

10 Market Street, Camana Bay

Email: archauto@archauto.ky

Tel: (345) 943 2834 Email: archauto@archauto.ky

Tony’s Toys Automotive Centre 91 Sherwood Drive, Industrial Park

BMW, Mini & Kia

Tel: (345) 946 8697

G.T. Automotive

Email: sales@tonystoys.net

52 Godfrey Nixon Way, George Town

www.tonystoys.net

Tel: (345) 945 3415

An independent car dealer operating in the

Email: c.gunby@gtauto.ky or

Cayman Islands for over 20 years, Tony’s Toys

p.smith@gtauto.ky

offers a wide range of new vehicles in various

www.bmw.com.ky or www.gtauto.ky

sizes, makes and models. The company can

G.T. Automotive provides their customers with

also source any vehicle not in stock and

reliable and stylish vehicles at affordable prices.

offers reasonable financing options to suit

SE E AD PAG E 243

any budget with approval within 72-hours (terms and conditions apply). The Centre also

BUYING A NEW CAR

Unlike some other islands, there are no size restrictions on cars in Cayman (except Hummers, which cannot be wider than 6.7ft). Almost every make of car is available to purchase and you can own as many cars as you want. There are dealers who sell new cars at competitive prices. For example, for 2020 models a new Toyota Agya is listed at US$15,900 and an Audi A4 at US$40,000. For SUVs, which account for 80% of the car sales in the Cayman Islands, a 2020 Ford Explorer is listed at US$32,765; a 2020 Hyundai Santa Fe at US$38,950; a 2020 Honda CR-V at US$25,150; a 2020 Chevrolet Equinox

Chevrolet

services and repairs American, Japanese and

Advance Automotive

European vehicles. SE E AD PAG E 247 & 251

113 Owen Roberts Drive, George Town BUYING A USED CAR

Tel: (345) 945 9191 Ford & Toyota Vampt Motors 514 Walkers Road, George Town Tel: (345) 949 8288 Honda, Chrysler, Dodge, Jeep, Ram, MercedesBenz, Mitsubishi & Suzuki Car City Ltd. 151 Industrial Way, Industrial Park Tel: (345) 949 0440 Email: salesrep@carcitycayman.com

There are many reputable used car dealers on the Island that will usually guarantee the car for a period of three months, as well as sell parts for their cars and service them. It is recommended to buy from a dealer, rather than someone found on www.ecaytrade.com, as there is usually very little difference in the price and the dealer has to maintain a good reputation. When buying a used car, be sure to verify that you are dealing with the official owner of the vehicle, otherwise you will encounter difficulties when transferring ownership. To

www. c a y m a n r e s i d e n t . c o m

249

T R A N S P O R TAT I O N

Exporting A Car From Cayman If you want to ship a car off the Island, the process is as follows: go to the shipping company and either get a letter or dock receipt from them as proof of a vehicle being shipped off-Island. Then go to the DVDL and terminate registration of the vehicle, surrender the log book, coupon and licence plates. You will then need to go to Customs and then fill out a vehicle export form. They will review your entry and either approve or deny it. If approved, take this form over to Customs and they will then process the document. You can then arrange the shipping of the vehicle with a freight forwarder or one of the shipping companies.

at US$27,490; a 2020 C-HR Hybrid at US$31,900; a 2020 KIA Sportage at US$24,800 and an Island favourite, the new 4-door hard top Jeep Wrangler JL at CI$45,900. Ask what the cost of the vehicle includes, such as inspection, licensing, maintenance and warranty.

do this, check the car’s logbook. The cost of a reliable used car will depend on the make, model and size but for CI$8,000 you should be getting a pretty reliable car. A few of the rental agencies such as Avis and Budget sell their fleet of American and Japanese models every year and you can usually pick up a good car at a great price.

CARS Ltd. (Campbell’s Auto)

Used Car Dealers The following is a list of some wellknown car dealers that regularly carry a good stock of used cars:

Quality Cars Cayman

Advance Automotive

Distinct Imports

113 Owen Roberts Dr, George Town

98 Walkers Road, George Town

Tel: (345) 945 9191

Tel: (345) 949 6199 or (345) 929 6199

117 North Sound Road, George Town Tel: (345) 949 7135 Car City Ltd. 151 Industrial Way, Industrial Park, GT Tel: (345) 949 0440 Email: salesrep@carcitycayman.com

102 Cannon Place, North Sound Road Tel: (345) 943 2277 Email: info@qualitycarscayman.com

Email: sales@distinctimports.net Avis Avis Sales Lot, Industrial Park

Tony’s Toys Automotive Centre

Tel: (345) 949 2468 or (345) 949 2701

91 Sherwood Drive, Industrial Park

Email: avisgcm@candw.ky

Tel: (345) 946 8697

T R A N S P O R TAT I O N

Email: sales@tonystoys.net Budget Car Sales

www.tonystoys.net

Tel: (345) 949 5605

An independent car dealer operating in the Cayman Islands for over 20 years, Tony’s Toys offers a wide range of pre-owned vehicles in

FREE ELECTRIC CAR CHARGING STATIONS

various sizes, makes and models. Special orders are also available along with financing options

❑ The Kimpton Seafire Resort (SMB) ❑ Governors Square (WB) ❑ The Westin Grand Cayman Beach

to suit any budget and approval within 72 hours (terms and conditions apply). The Centre also services and repairs American, Japanese and European vehicles. SE E AD PAG E S 247 & 251

Resort & Spa (SMB)

❑ Sunshine Suites Resort (SMB) ❑ Comfort Inn Suites (SMB) ❑ Camana Bay ❑ A.L. Thompson’s Home Store (GT) ❑ The Department of Immigration (GT) ❑ Foster’s (Airport Location) ❑ Foster’s (Camana Bay) ❑ The Crighton Building (GT) ❑ Grand Harbour (RB) ❑ Lornas Rubis Gas Station (BT) ❑ Wyndham Reef Resort (EE) ❑ Kaibo Restaurant Beach Bar and

Vampt Motors/Cayman Economy Cars 514 Walkers Road, GT Tel: (345) 949 8288 HYBRID & ELECTRIC CARS

Electric vehicles are now a common sight on Cayman’s roads and can now be imported duty free as long as they are for personal use and valued up to CI$29,999. In addition, hybrid vehicles, for personal use, valued under CI$29,000, will have a duty of 10% – substantially less that the average rate of 22%-42% for regular gas and diesel powered vehicles. Electric vehicles can, on average, be driven for 200 miles on a single charge and it is estimated that, at current CUC rates,

Marina (RP)

250

CAYMANRESIDENT 2021

this will cost a total of CI$3 per charge. There are 15 electric vehicle charging stations around Cayman and several new stations are under construction or proposed. See the list on this page or download the PlugShare app from the App Store; it gives you a detailed map with Cayman’s charging stations. CAR MAINTENANCE & REPAIR

The combination of the sun’s rays and Cayman’s salty air can be hard on your car, but fortunately road conditions in Cayman are much better than other Islands in the Caribbean. However, driving in Cayman is similar to city driving where you are stopping and starting constantly and that causes the most wear on your engine, suspension, brakes, battery and tyres. We recommend checking your tyre pressure and fluid levels monthly. Probably the worst thing that your car will face is the silent invisible rust maker, the salty air! If you plan on living on or near the water, your car will rust faster than normal if not taken care of. Getting your car undercarriage coated with a rust-proofing agent is also a very good idea. It costs roughly CI$250 (or CI$450 if you want the entire car done) and one coating properly maintained will indefinitely protect your car. Washing your car on a regular basis will also extend the life of your car. The sun can also damage your car. You can help prevent damage by waxing it at least once every six months and a simple sunshade for your windshield will keep your car interior cooler and protect the dashboard from cracking. You may also want to invest in window tinting, but make sure you follow current regulations regarding the percentage of tinting you are allowed to use. The following is a guideline on car maintenance and average costs, though the maintenance schedules vary by manufacturer and costs may increase if new parts are required:

Every six months or 5,000 miles/7,500km a mid-service is recommended. This should cover almost all points on the car, as well as

check your air conditioning filters, rotate

p.smith@gtauto.ky or s.gunby@gtauto.ky

the tyres and top up all of you car’s vital

www.bmw.com.ky or www.gtauto.ky

fluids (roughly CI$150)

Offers a fully equipped service department with is

qualified automotive technicians for BMW, Mini

recommended every two years, it includes

and Kia. Each service comes with a complimentary

all the above plus spark plugs, providing a

exterior body wash. SE E AD PAG E 243

full

service

for

your

vehicle

complete check of your car. This service costs roughly about CI$400.

These services, if done routinely, should keep your vehicle in good condition and help avoid costly repairs due to neglect. As a separate note, remember that in a hot climate like Cayman, the plastic interior in your car, such as dashboard and ducts, will heat up during the day and may release benzene, which is a known carcinogen, into your car. Remember to open the windows and allow your air conditioning to run for a moment, clearing the air before you close up the car and start driving. The following are reliable car maintenance shops and dealerships.

Mercedes-Benz (Car City)

FULL SERVICE GARAGE

131 Industrial Way, Industrial Park Tel: (345) 949 0440 www.carcity.ky Superior Auto

All Makes & Models

14 Sherwood Drive, George Town Tel: (345) 949 9570 or Email: sa@candw.ky Tony’s Toys Automotive Centre 91 Sherwood Drive, Industrial Park Tel: (345) 946 8697 Email: service@tonystoys.net www.tonystoys.net

DIAGNOSE • Mercedes • BMW & REPAIR • Minis EUROPEAN • Audi • Volvo VEHICLES • Range Rover

Tony’s Toys is a full-service automotive

DEALER LEVEL diagnostics and repairs

garage and collision body shop with highly trained technicians who can diagnose, service

113 Owen Roberts Drive, George Town

and repair European, Japanese and American

Tel: (345) 945 9191

vehicles. Headlight restoration, brake rotor

T R A N S P O R TAT I O N

Advance Automotive

cutting, corrosion-free rustproofing treatments Arch Automotive & Goodyear Tyres

and vehicle window tinting can also be taken

15 Portland Road, George Town

care of at Tony’s Toys. SE E AD PAG E S 247 & 251

Tel: (345) 949 8221 Authorised service centre for most makes and

Vampt Motors

models of Audi and Volkswagen.

368 Walkers Road, George Town Tel: (345) 949 2245

Automotive Art 480 Shedden Road, George Town Tel: (345) 949 7102 Email: service@autoart.ky CARS Ltd. (Campbell’s Auto) 117 North Sound Road, George Town Tel: (345) 949 7135 Car City 151 Industrial Way, Industrial Park Tel: (345) 949 0440 Email: salesrep@carcitycayman.com G.T. Automotive

Tyres & Batteries Cayman Islands Government regulations state that your tyres must be in good condition when they are checked at your annual car inspection. They also stipulate that you cannot alternate brands of tyres as this could cause your car to drive erratically. Batteries generally have a life span of four to five years; depending on the weather conditions, vehicle type and driving habits. The following reliable tyre and battery shops offer new tyre sales and repairs, as well as battery tests and installation. For used tyres try Larry’s on Shedden Road.

#91 Sherwood Drive, Industrial Park Service Department

946-8697 / 623-8669

Visit our website: www.tonystoys.net

52 Godfrey Nixon Way, George Town Tel: (345) 945 3415

Arch Automotive & Goodyear Tyres

Email: c.gunby@gtauto.ky;

15 Portland Road, George Town

Like us on:

www. c a y m a n r e s i d e n t . c o m

251

Tel: (345) 949 8221 Authorised dealer for Goodyear Tyres and a large selection of all tyre brands. Automotive Art 480 Shedden Road, George Town Tel: (345) 949 7102 Email: sales@autoart.ky Tony’s Toys Automotive Centre 91 Sherwood Drive, Industrial Park Tel: (345) 946 8697 or (345) 623 8669 Email: parts@tonystoys.net www.tonystoys.net Tony’s Toys stocks a wide variety of batteries, vehicle parts and accessories at affordable prices. With over 2000 tyres in inventory

customers can choose from the top names in tyre brands. Special orders are also available. SE E AD PAG E S 247 & 251

Vampt Motors

T R A N S P O R TAT I O N

368 Walkers Road, George Town Tel: (345) 949 2245 www.vamptmotors.com

Roadside Assistance Cayman does not have any dedicated roadside assistance providers such as the AA in the UK or the AAA in the US. However, some insurance providers will offer assistance as part of their coverage. Services often include battery jumpstarts, flat tyre change and towing. ICWI (Tel: (345) 949 6970) offers their customers 24hour roadside assistance automatically if they are comprehensively insured.

mobile car cleaners by word of mouth. Ask around about their reputation before reaching out to them. Disposing of a Vehicle Before taking your vehicle to the George Town Landfill, you must terminate its licence at the DVDL. Fill out an ‘Application for Suspension/ Termination of Vehicle Licence’ form and present it to the DVDL along with photo ID and the vehicle’s registration certificate. There is a CI$25 termination fee and you will have to pay any additional back-duty if accrued. You will then be required to surrender your registration plates, log book and coupon to the DVDL. Although, if you are terminating your vehicle prior to the expiration date of your coupon you may get a refund. Once this process has been completed, the vehicle cannot be driven on the road. The Department of Environmental Health charges a CI$75 fee to remove a derelict vehicle from private property and dispose of it, otherwise have it towed and dropped off at the George Town Landfill at any point during its opening hours (7.30am3.30pm Monday-Saturday). You must be the registered owner of the vehicle to terminate it. In exceptional circumstances, another person can terminate the vehicle if the registered owner has given written authorisation in a sworn affidavit in the presence of a Licensing Officer, a Justice of the Peace or a Notary Public.

252

CAYMANRESIDENT 2021

Automotive Art 480 Shedden Road, George Town Tel: (345) 949 7102 Email: sales@autoart.ky Cayman Custom Cycles 4 Dorcy Place, Dorcy Drive, Industrial Park Tel: (345) 945 7433 They run motorcycle and scooter riding instruction courses for Group 1 and Group 1A licensing plus tours of the Island on Harleys. They service and repair all models of motorcycle, offer roadside assistance and they do custom paint jobs and powder coatings. Center Lane Motors 170 Seymour Road (Dump Road) Industrial Park Tel: (345) 929 7172

Scooter Rentals Scooters can be rented for approximately US$50 per day which includes insurance, free delivery and pick-up. On the Sister Islands, bicycles and scooters are a great way to explore. Cayman Auto Rentals 135 North Church Street, GT Tel: (345) 949 1013 Scooters can be rented for a daily rate of US$50 (US$45 plus CI$5 for insurance). They have a

ALTERNATIVE TRANSPORTATION

Car Cleaning The Auto Spa, on Godfrey Nixon Way, currently offers handwashing for a reasonable price. Their new automated system will be installed in 2021. (Tel: (345) 943 1946) Detail Pros (www. detailpros.ky) is a reputable mobile vehicle detailing company. They charge CI$25 for a sedan and CI$35 for an SUV. Other options include Supa Shine (www. supashineautodetailing.com) and A & G Mobile Car Care (www.angmobilecarcare. com). You will also hear of numerous

motorcycle also requires that the motorist be at least 19 years of age. Those holding a Learner’s Licence cannot carry a passenger and helmets must be worn at all times.

Most people do not walk in Cayman, due to the heat and rain but partly also because roads have little or no footpath. Riding a bicycle is becoming more popular as cycle lanes are introduced.

minimum age of 23 in order to ride. Scooten! Scooters! Little Cayman Tel: (345) 916 4971 www.ScootenScooters.com They rent Yamaha 50cc scooters for US$35 for

Motorcycles There are more than 400 motorcycles licensed for Cayman’s roads and their popularity is growing. To drive a motorbike over 125cc, you have to wait 12 months after getting your licence, then take a practical road test. This type of

three hours, US$50 for eight hours, with special weekly and monthly rates available. The rental cost includes a free tank of gas, helmet and free delivery and pick-up.

Bicycles Some people do ride bicycles to work

Public Transport – Buses Cayman has a reasonably good public bus system. There are eleven bus routes and eight different coloured circles on the front and rear with a route number

in the middle, with ‘Public Bus’ written along the side. Be sure to check if the bus is en route to your destination before getting in. All routes run to and from the bus depot in George Town, where there is a Public Transport Inspector from 6am7pm Monday-Saturday (except for public holidays) to supervise all bus operations. There are a few designated bus stops on the Island, but the best way to catch a bus is to simply wave one down from the side of the road. If you hear a bus beeping at you, it is the driver checking to see if you need to be picked up. Most buses carry between 14-29 passengers. The average fare is CI$2 per journey or CI$3.50 if you take a long trip such as George Town to East End or North Side. Anywhere beyond Hutland Road, such as Rum Point and Cayman Kai, will cost CI$5. The best routes for buses are on the main roads around retail areas and non-residential areas. But there are also regular scheduled buses which run along South Church Street, South Sound Road, Walkers Road, Fairbanks Road and the Industrial Park, Owen Roberts Drive There have been reports that buses will go to Bodden Town and Frank Sound (from George Town) on a regular basis but will often turn around and drive back to town rather than complete their route around to North Side and East End, especially if their bus is empty. This means that if you are relying on catching a bus in North Side and East End to take you to George Town, particularly in the afternoon, then you might not be in luck! To view the bus route map visit www.caymanresident.com/ live/transportation/public-buses Public Transport – Taxis Taxis are also another option but they are more expensive than buses. You will find plenty of taxis at the airport, in George Town and parked at many of the major resorts along Seven Mile Beach. A reliable taxi firm is A.A. Transportation Service, Tel: (345) 926 8294. The Cayman Islands Government owned digital fare calculator CI:GO helps ensure consistent and transparent pricing

for taxi fares by setting standard prices for routes. The app allows passengers to plug in their route, the number of passengers and see what the fare should cost in both US and Caymanian dollars. It also allows users to input the number of passengers and how many pieces of luggage a visitor has. There is also a sliding scale of price increases for journeys of five passengers or more. The CI:GO app is available for free in the Google Play Store and the Apple App Store. New to the Cayman market is Flex – an Uber-style app from local entrepreneurs Alex Cowan and Rachel Smyth. The app will allow users to share rides, use GPS track their journey and make sure they are travelling the best possible route. At the time of going to press Flex was recruiting drivers. It’s hoped that the app will be launched before the end of 2020. Visit www.flex.ky for more information. DRINKING & DRIVING

The drinking and driving rules in Cayman are strict and strongly enforced. The legal blood-alcohol limit for the Cayman Islands is 0.100% (100mg of alcohol in 100ml of blood). If you are caught either driving or sitting in the drivers seat of a car, and you are over the legal limit, you will be fined CI$1,000 or imprisoned for six months and you will lose your driving licence for a year. Having a DUI conviction can mean you are unable to get a work permit in the Cayman Islands. CELL PHONES, TEXTING & DRIVING

A CI$150 fine is automatically issued to anyone seen driving while talking on a mobile phone unless it is handsfree or mounted. In section 78 of the Traffic Law (2011) it states: “in order to use your cellular device while driving it must be “hands free” with no more than one action of pressing a button to accept and end a call.” You are also able to legally use your phone while driving if you are calling 911 to report an emergency and it is impractical to pull over your vehicle.

www. c a y m a n r e s i d e n t . c o m

253

T R A N S P O R TAT I O N

or even use an electric bike. Bicycles and electronic bicycles are duty-free, making them a more attractive option. That said, there are very few designated cycle lanes on-Island (though the Esterley Tibbetts Highway does have cycle lanes from West Bay to the Britannia roundabout). In an effort to improve awareness and road safety, the National Roads Authority (SEE AD PAGE 242) has painted new symbols on some of the roads on Grand Cayman to indicate where the road is shared between bicyclists and motor vehicles. You will find the markings located on South Church Street by Paradise Restaurant and North Church Street by Delworth’s Esso. The shared lane markings, or sharrows, are either white or green symbols with two chevrons and a bike. As cycling is not as common as it is in, say the UK, drivers do not give cyclists due care and attention. In addition, Cayman does not have specific laws, such as minimum passing distances, to protect cyclists like other countries do. With these combining factors, it cannot be stressed enough how vigilant cyclists need to be on Cayman roads. Bicycles are considered vehicles, therefore cycling into facing oncoming traffic is illegal. Uncle Bill’s and Kirk Home Centre sell a good selection of bicycles, cycle helmets and bicycle equipment including lights. You may also want to register your bicycle with the police department. They will record your bicycle’s serial number and place a marking on it that is only visible under a UV light. Another option for exploring by bicycle is the bike sharing scheme from Cycle Cayman (www.cyclecayman.com). With two stations in Camana Bay, one at Regatta Business Park and at the Cayman Craft Market in George Town, it makes getting around a breeze. Simply download the app, chose a plan, by the hour or by the month, and off you go.

Boating Photos courtesy of Scotts Marine, John Kennedy and Deep Blue Images

Everything from where to boat, safety considerations, navigating the waters, boat security, boat maintenance and repairs, marinas, boat trips, sailing charters and marine rules and regulations.

B OAT I N G

254

Protecting the Marine Environment

254

Where to Boat in Cayman

256

Safety Considerations - Rules of Boating - Boat Training - Navigation/Boating at Night - VHF Radio/Boat Security - Protecting Your Boat in a Hurricane - Boat Insurance

257 257 257 257 258 258 259

Buying & Maintaining a Boat - Boat Licensing Fees

259 261

Marinas & Fueling Stations

261

Getting Out on the Water - Boat Leasing Club - Boat Rentals - Tours & Private Boat Charters

263 263 263 263

Fishing - Fishing Trips & Tournaments - Light Tackle Game Fishing

265 265 265

Marine Rules & Regulations

266

CAYMANRESIDENT 2021

he Cayman Islands is an idyllic location for boaters, fishermen, snorkelers, divers and naturalists. The Islands are globally renowned for their beautiful warm, blue and crystal clear water, therefore a magazine about Cayman would not be complete without a chapter dedicated to the joy of being out on the water. PROTECTING THE MARINE ENVIRONMENT

Cayman has many laws that help keep marine life, society, and the environment safe, as well as many ways you can help protect the marine environment. Acting responsibly on the water is essential for preserving the well-being and unspoiled beauty of Cayman’s seas. Report any marine conservation offences, as well as injured, dead or accidental hooking of turtles to the Department of Environment (DoE) on (345) 949 8469. See page 256 for the contact numbers of the Chief Conservation Officers on all three Islands. Plastics that end up as ocean debris contribute to habitat destruction and kill tens of thousands of marine animals each year. To reduce the impact of plastics on Cayman’s marine ecosystem, we encourage you to reduce your usage, recycle all of the rubbish you can, and pick up garbage you find on the shore or at sea. See the Being Green chapter for recycling locations for recycling oil, aluminium, glass, plastic, and other waste. Coral reefs are essential to the health of Cayman’s marine ecosystems. These colonies of fragile marine creatures are easily

your full service marine center

BOATS • MOTORS • TRAILERS • PARTS • ACCESSORIES • ELECTRONICS SALES • SERVICE • REPAIRS • HAUL OUT • STORAGE • BROKERAGE AUTHORIZED SALES, SERVICE & WARRANTY FOR:

PADDLEBOARDS SAILBOATS & KAYAKS SERVING THE CAYMAN ISLANDS

FOR OVER

110 TON TRAVEL LIFT CAPACITY Located at The Barcadere Marina 606 North Sound Road, George Town.

Tel: 949-4186

35 YEARS

info@scottsmarinecayman.com www.scottsmarinecayman.com

damaged by boat anchors, hulls, human contact and even contemporary sunscreen. Recent studies suggest that most sunscreens contain damaging chemicals (oxybenzone and octinoxate) which, even in small doses, can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen when you are in the water and avoid spray sunscreens that produce excess chemicals. Take extra precautions when operating and anchoring a vessel, snorkelling or diving and ensure that your children and visitors know not to touch or break off the coral. WHERE TO BOAT

B OAT I N G

21 SEVEN MILE BEACH (SMB)

Seven Mile Beach is typically the calmest side of the Island but does occasionally get battered by Nor’westers in the winter months and tropical storms in the summer months. Navigation is easy here because there are no barrier reefs in this area, however, the only boat ramps on SMB are at the Lobster Pot dock and at the beginning of Northwest Point Road in West Bay. Boaters will often anchor off of beach bars and restaurants such as those at The Westin, Ritz-Carlton and Kimpton Seafire hotels. You can also take your boat around from the North Sound and South Sound to Seven Mile Beach, but you need to be familiar with the channels through the reef in the North Sound, have a suitable and well-maintained boat and be prepared for a slightly rougher trip outside

Important Phone Numbers Flying Dutchman

(345) 326 4704

(Call if your boat has broken down/is sinking/has sunk)

Cayman Port Authority

(345) 949 2055

Marine Enforcement /DOE

(345) 916 4271

Cayman Brac/DOE

(345) 926 0136

Little Cayman/DOE

(345) 926 0136

(Report offences such as poaching to the Chief Officer)

Joint Marine Police Unit

(345) 949 7710

US Coast Guard (RCC Miami) (305) 415 6800 VHF Radio Channels (Police/DOE/Port Security)

256

CAYMANRESIDENT 2021

of the reef until you get to calmer waters off Seven Mile Beach. Currently there are no gas stations where members of the public can dock and refuel along the west side of the Island. If you are considering regularly keeping your boat in the water overnight, it is mandatory to seek authorisation from the Department of Environment (DoE) to install a mooring. Unfortunately, even with a mooring, your vessel (and engine) is vulnerable to theft. Nor’westers can occasionally make the sea very rough, and if you are not conscious of the weather conditions, your vessel could easily be damaged. Even though a number of commercial and personal vessels anchor regularly off SMB (and George Town) overnight, it is not advisable. It is possible that a propeller from another vessel could accidentally cut the anchor line and, if the anchor drags, the wind will take the boat offshore. Snorkellers and divers in this area should be flying the divers down flag, however, when travelling close to shore, always be cautious. Do not exceed five knots within 600ft from the coast and do not anchor in marked boat channels, coral, diving or swimming areas. Note that beach front properties and hotels, with designated swim areas cannot be entered by any vessel. THE NORTH SOUND There are several launching ramps that provide access in this area and most boat owners keep their boats docked in the North Sound. The Sound is enclosed by a barrier reef and has a network of canals that provide excellent protection from the weather in all but the most extreme conditions (such as a hurricane). Theft is uncommon and a canal generally offers access to fresh water as well as fuel stations. The North Sound also offers excellent shallow snorkelling areas, such as Coral Gardens and the world-renowned Stingray City. North Wall diving is very good as well, but sea conditions can be rough. Beachside bars and restaurants at Rum Point and Kaibo, as well as boat hangouts at Starfish Point and the Mini Sandbar are

popular stops for the boating crowd. Also popular is Morgan’s Harbour where Calypso Grill is located right on the water, although docking space is limited and the onshore breeze can make docking a challenge, so be careful. Just to the north of Morgan’s Harbour is an area called Barkers that offers miles of undeveloped white sand beaches and some good light tackle fishing for bonefish. Navigate carefully; it is easy to strike a coral head and damage your propeller and the coral. Watch out for kite surfers too. At the Cayman Islands Yacht Club, boaters can enjoy two more fantastic restaurants, Morgan’s Seafood Restaurant and Bàcaro. Both restaurants are popular with boaters and there is ample docking space. You can also take your boat into George Town Yacht Club (GTYC) or Camana Bay. At GTYC, you can enjoy lunch or dinner while the children play in the pool. Camana Bay is suitable for large and small boats, has a well-marked entry and free sheltered docking with access to lots of restaurants and bars. The North Sound is great for fishing and catching conch and lobster, but abide by the Marine Parks Law. Violations can result in serious fines, confiscation of your boat or even a prison term. Although partially enclosed by a barrier reef, the Sound can get choppy. If your boat is under 22ft long, you (and your guests) are very likely to get wet from sea spray on an average day. The Central Mangrove Wetland is on the east side and is a protected Environmental Zone. All in-water activity, fishing and anchoring are completely prohibited, but boats can access the area provided they do not exceed five knots. People enjoy kayaking around the canal systems and also in English Bay, located east of Kaibo, as it is a great nature experience. The Cayman Islands Sailing Club is located on the south-western side of the North Sound and you will often see dinghies sailing out from the club. Larger sail boats venture into the Sound, but the access through the reef is fairly shallow, so no boats with drafts greater than 10ft

can enter. Watch out for areas that have shallow coral heads, such as The Blower’s, Fisherman’s Rock, Barkers, The Standards and Four-Way Reef; these areas have claimed many propellers and even some boats. SOUTH, EAST & NORTH COASTS On the South, East and North coasts, there are areas where you can find undeveloped beaches, great fishing and pristine diving and snorkelling. The first few times you venture out, you may want to accompany a local guide as it is easy for your propeller to hit a coral head if you don’t know where you are going. It is very likely that if you are out on the water, you will be approached by a vessel operated by Marine Parks or Marine Police officers. Have fun, but be aware that penalties for breaking the rules on the water are very serious. Before boating, it is worth reading the Marine Parks Rules and Regulations, as well as the Port Authority Laws.

SAFETY CONSIDERATIONS

RULES OF BOATING Throughout the years, boating rules and conventions have evolved and are now codified in the Regulations for the Prevention of Collisions at Sea, available on www.dlp.gov.ky. In all circumstances where a collision is possible, these rules determine which vessel has right of way and which must take avoiding action. The basic rules are that all boats approaching each other pass port to port (left to left) i.e. opposite to driving in Cayman. Power boats must always give way to sail boats and boats that are overtaking must keep clear of other boats. These are just the two basic rules, make sure to read up on more complex situations. BOAT TRAINING Boat training is a form of vocational training that helps beginners learn the ropes and can help boost employability,

give companies formal safety qualifications and even lower boat insurance. See the Vocational Training & Adult Education section in the Education chapter for a list of companies that provide boat training.

rafe@avalonmarine.ky www.yachtworld.com/avalon

www. c a y m a n r e s i d e n t . c o m

257

21 17

B O A T II N B OAT NGG

NAVIGATION A GPS or a chart plotter is highly recommended, however, basic navigational knowledge is helpful. Get to know landmarks on the horizon, such as the airport, the dump, The Ritz-Carlton, Kimpton Seafire, Harbour House Marina and more. Fixed or hand held GPS units can be purchased from either Harbour House Marina, Kirk Marine or Scotts Marine. Whenever you are on your boat, insert any navigational aids as marks on your GPS. These can be channel markers for your canal, floating metal mooring buoys in the Sound or the Main Channel markers. This can help if you are in a situation with no visibility or out at night and discover a channel marker light is out.

B OAT I N G

The world is divided into two regions for navigation markers. Cayman is in Region B, which uses the convention that red port marks are on the left when exiting a channel. Remember this by using the mnemonic “Red Right Returning”. This is the opposite system to the UK and Europe! If a vessel is approaching from your port side, you will see a green light and have right of way. A vessel on your starboard side will show you its red light, so you have to give way. The most dangerous situation is if you see both a red and a green light, as this means you are looking at a head on collision. Make a distinct course change to starboard so the other vessel knows you are taking avoiding action. Remember: “If two lights you see ahead, turn to starboard, show your red.” This information is very crucial when boating at night. BOATING AT NIGHT Darkness distorts perceptions. Therefore, at night, winds seem stronger, waves bigger and it is difficult to tell if a light is 600ft or two miles away. Out on the North Sound, it is impossible to see water depth or coral heads, especially on a moonless night. At night, safe boating involves more common sense. Ensure your navigation lights are working (so other boats can see you!) and carry a powerful torch, at least a million candle power, so you will be able to pick out channel markers from 300ft away. Use your GPS if you have one. Although many channels have lights, be aware that markers can drift and if one marker light is not working, it is easy to mistake a working middle marker for a defunct outer marker.

made, the conversation must be switched to another working channel. Mayday calls on channel 16 are for life threatening emergencies only! Boat owners should acquaint themselves with VHF etiquette in the case of an emergency. In order to have a VHF on board, the boat must have a Maritime ICT Licence and the operator must have the appropriate Maritime Radio Operators’ Certificate for the type of equipment on the vessel. In Cayman, the legal framework for VHF’s is a nightmare as few boats have a licence and virtually no operators have the required certificate. Visit www.ofreg. ky/ict/ship-radio for more information. BOAT SECURITY Although a relatively rare occurrence, there have been incidences of boats being stolen. Store expensive equipment indoors since the theft of valuable fishing, diving and boating equipment/ gear has become more frequent and you are advised to take extra precaution when securing your boat at night. More common is the theft of small engines, movable outboards and electronics. If you see any suspicious activity please report it to the police immediately and provide a full description, including serial numbers, of anything that has been stolen. There are devices on the marine market that can help protect your boat. Speak to a marine professional for more information, however, here are a couple of options: Installing a lock, mounted directly to the steering wheel of your boat will help discourage theft of your boat. Boat Locks:

Includes wireless sensors which monitor intrusion, high water, shore power loss, low batteries and more. Should any of the wireless sensors be triggered, it will call the designated parties and relay a personalised pre-recorded voice message of the event. The system also allows the owner to call the boat to receive the system status, but also create events like switching on lights or battery Marine Magellan:

VHF RADIO If you are out of cell range in an emergency, use a VHF radio to call Port Security on channel 16. Tell them your boat name, position/coordinates and nature of the problem and they will help. Although channel 16 is the emergency channel, it can carry routine calls to establish communication. Once contact has been 258

CAYMANRESIDENT 2021

charging circuits remotely. Suitable for boats, wave runners and jet skis, Sat-Trak devices allow you to monitor the location of your asset online, track activity and recover from theft. Devices include real-time tracking and reports, map and satellite views, and location notifications by text, email or an email alert when the craft leaves the dock. Satellite tracking will aid the police in the recovery of your boat by tracking its last known location and direction of travel. Sat-Trak GPS Tracking:

Allows you to track your assets using satellite technology. Once motion is detected you will instantly receive a text or email and it will allow you to follow them on the map from your phone or computer. Popular for smaller boats. Spot Trace:

You can get security advice and products for your boat from the following companies: Harbour House Marina Tel: (345) 947 1307 www.harbourhousemarina.com Scotts Marine Tel: (345) 949 4186 www.scottsmarinecayman.com The Security Centre Limited Tel: (345) 949 0004 Email: info@security.ky

PROTECTING YOUR BOAT IN A HURRICANE There are several precautions you can take to protect your boat against a hurricane. Store boats and trailers ashore, if possible, for a better chance of survival. If not, tie it together with other boats and do not put it parallel to the shore as waves can capsize it. Remove the Bimini top or any items on deck that could become projectile objects during strong winds. Unstrapping masts on sail boats is also strongly advised. Remember to take everything, including all paperwork,

insurance records and electronics, off the boat. Make an inventory (including serial numbers) with photographic or video evidence, of items left on board. For more information on how to secure your boat before and during a storm, visit www. caymanresident.com. BOAT INSURANCE Boat insurance is not compulsory in Cayman, however obtaining it can offer peace of mind. If you have obtained a loan from your bank to purchase your boat then they will most likely require you to have insurance. The following companies provide boat insurance. Please also refer to the Settling In chapter for a list of insurance providers.

boats. Receive US$500,000 third party liability

boats. Typical marine insurance covers

at no additional cost. Optional cover for trailer,

hull, machinery, protection and indemnity.

punt, and personal effects.

Pensum has 15 years of experience in international maritime insurance and provides

Massy United Insurance

a professional service that is fast, friendly and

Cayman Technology Centre, George Town

efficient.

Tel: (345) 743 1900 Email: info.ky@massyunitedinsurance.com

Island Heritage Insurance

www.massyunitedinsurance.com

Tel: (345) 949 7280

Massy United Insurance offers yacht and

Email: customercare@islandheritage.com.ky

pleasure craft insurance, as well as cargo

www.islandheritageinsurance.com

insurance. Their yacht and pleasure craft

Their yacht insurance covers third party

insurance covers loss or damage to your boat,

liability and protection for boat owners from

bodily injury, and damage to any other vessel

risks such as fire, theft, sinking, weather

or property. Coverage is also available for

damage and collision. SEE AD PAGE 132

trailers, personal effects, racing and medical BUYING & MAINTAINING A BOAT

payments. SEE AD PAGES 128 & 260 Pensum Services

CG BritCay

Tel: (345) 923 6655

BritCay House, 236 Eastern Avenue, GT

Email: insurance@pensum.pro

Tel: (345) 949 8699

www.pensum.pro

Email: Property@cgcoralisle.com

Pensum’s marine insurance covers a wide

www.cgcoralisle.com

variety of yachts, runabouts and other

Offers insurance for leisure and other small

pleasure crafts, as well as charter and work

Once you have decided on the type of boat, the next thing to decide is whether you want a new or used boat. There are several brokers who specialise in used boat sales but they can also help with the process of buying a new one, whether in Cayman or overseas. A good broker can help you determine what you need

SAY HELLO TO THE NEW SEA-DOO RXT,

Supercharged with an external intercooler, the advanced combustion efficiency (ACE) technology delivers high efficiency and amazing acceleration. 300-hp this is the most powerful engine on a Sea-Doo, EVER! BOOK YOUR DEMO RIDE & EXPERIENCE THE ALL NEW SEA•DOO RXT!

VISIT OUR KIRK MARINE SHOWROOM TO SEE OUR SELECTION OF:  SEA•DOO WATERCRAFT & ACCESSORIES  BOATS  EVINRUDE ENGINES  YOLO BOARDS  CUSTOM RODS  PARTS & SERVICE  ROD & REEL REPAIR  BAIT & TACKLE

Telephone: (345) 946–3575 • sales@kirkmarine.ky

kirkmarine.ky

www. c a y m a n r e s i d e n t . c o m

B O A T II N B OAT NGG

AUTHORISED DEALER FOR

The most powerful engine on a Sea-Doo, EVER!

259

in a boat and scour the market with you as your ally. New vessels may not be trouble-free, but if you purchase from a local dealer, you have the benefit of onIsland warranty service. There are several new boat dealers in Cayman so pricing is competitive, and the sales staff are knowledgeable and have the advantage that they know the market and waters. BOAT DEALERS, MAINTENANCE & OUTBOARD ENGINES

vessels and watercrafts. Mechanical, engine,

Email: info@harbourhousemarina.com

plumbing, electrical, electronics and cosmetics

www.harbourhousemarina.com

and captain services. Haul launch and storage

A full service marine facility and Boston Whaler

for boats and trailers. Brokerage for new

dealership. They sell Sea Ray boats and are the

and used boats both local and international.

distributors for Honda Marine. HHM has a 150

Extensive experience working in the local and

tonne Marine Travelift and the largest repair

US market to find, survey, purchase and deliver

yard in the Western Caribbean. They sell 93

boats to Cayman. SEE AD PAGE 257

octane gasoline and diesel.

Boating Made Easy

Kirk Marine

256 North Church Street, GT

Eastern Ave, George Town

Tel: (345) 749 7555

Tel: (345) 946 3575 www.kirkmarine.ky

Automotive Art & Yamaha Power Sports

480 Shedden Road, George Town

Cayman Power Sports & Marine

Kirk Marine has one of Grand Cayman’s most

Tel: (345) 949 7102

Tel: (345) 943 2005

well-stocked fishing tackle, boating, and

Authorised distributor for Yamaha sales,

Email: service@cpsm.ky

marine stores and carries all the major brands.

service and support. They also offer Solite

www.cpsm.ky

They have a full-service boatyard and are authorised distributors for Evinrude, Johnson,

marine batteries and Wet Sound Premium Marine Audio. Avalon Marine

Compass Marine

and Sea-Doo. They always have a full inventory

Tel: (345) 945 0660 or (345) 916 0660

of Evinrude motors and Sea-Doo personal

Email: mike@compassmarine.ky

watercraft. Their parts department has a large inventory of trailer parts, engine parts, and

Tel: (345) 945 5103 or Cell: (345) 516 7708 Harbour House Marina (HHM)

boat repair and maintenance supplies.

Mobile and fixed location boat maintenance,

Marina Drive, Prospect

SEE AD PAGE 259

repair and full management services for all

Tel: (345) 947 1307

B OAT I N G

Email: rafe@avalonmarine.ky

MooreMarine Services Tel: (345) 949 6672 Email: info@mooremarineservices.ky Pro Yacht Tel: (345) 945 4676 or (345) 516 4676 Email: info@proyacht.ky Dealers for Robalo, Jupiter Marine, Viking Yachts,

Valhalla

Boatworks,

Cummins,

Cummins Power Generation, and Kawasaki. Scotts Marine The Barcadere Marina, George Town Tel: (345) 949 4186 Email: info@scottsmarinecayman.com www.scottsmarinecayman.com Located at Barcadere Marina on North Sound Road, Scotts Marine is a full service marine centre, featuring a boat yard with a 110 tonne haul-out capacity and a 15,000sq ft showroom, chandlery and service centre. They

Call us for a quote today! T: 743-1900 massyunitedinsurance.com Visit us on

are Cayman’s only authorised Mercury Marine dealer, as well as being authorised dealers for Yamaha, Volvo Penta and Yanmar engines; providing

manufacturer-backed

warranty

and a factory trained and certified service 260

CAYMANRESIDENT 2021

team. They are also exclusive dealers for Tiara yachts, Scout, Pursuit, Cobalt, and Bayliner boats, as well as Hobie sailboats, kayaks and SUPs. In addition, they offer a full line of marine batteries,

parts,

accessories,

electronics,

safety equipment, fishing supplies, apparel and more. SEE AD PAGE 255 Superior Auto 14 Sherwood Drive, George Town Tel: (345) 949 9570 or (345) 525 9570 Email: sa@candw.ky

MAINTAINING A BOAT If you buy a boat, bear in mind that salt and sun mixed together is the perfect cocktail for rust and aging! Taking a few minutes to hose down the boat with fresh water after a trip out on the sea is probably one of the easiest maintenance procedures you can do. This will cut down the chance of corrosion on your engines, Bimini tops, snaps and other metal parts. It is recommended that you do the following: Flush your outboard motors, preferably using products such as Salt Terminator, each and every time you take out the boat.

Give your boat a soapy wash using a premium marine non-phosphate and nontoxic “boat wash.” This will ensure that you are getting rid of any contaminants from the sea, while keeping all your waxes on and the environment safe. Never use a household detergent on your boat!

Wax your boat using a premium marine wax once every 6-12 months. This will revive the look of the boat considerably and protect the boat from salt and sun.

The wax can be applied by hand, but it’s

Repairing Boat Upholstery

easier with a good dual action polisher to

AllMarine Upholstery

get the job done quickly.

Tel: (345) 945 7767 or (345) 321 2424

Use a non-slip floor cleaner for your boat

Email: admin@allmarineupholstery.com

floors, marine aluminium cleaner for the

Specialises in remaking, refitting, repairing and

aluminium top, detailing spray, premium

restoring marine upholstery.

marine vinyl cleaner and protector for all vinyl.

All washing, waxing, polishing and compounding can be applied on all painted or gel-coated, fibreglass or urethane surfaces

Harbour House Marina Tel: (345) 947 1307 Email: info@harbourhousemarina.com Suppliers of custom-fitted boat covers, boat

seats, cushions and bolsters, boat enclosures and Bimini tops and marine carpet.

Boat Storage Many of the major marinas provide boat storage, or alternatively contact Boating Made Easy on (345) 749 7555. BOAT LICENSING FEES The Government imposes an annual fee on vessels in Cayman which is collected by the Port Authority. It is the duty of a boat owner to complete a licensing form and let the Port Authority know of any changes. Boats under 21ft are free, 2130ft CI$200 p.a., 31-40ft CI$1000 p.a., 41-50ft CI$2000 p.a., 51-60ft CI$3000 p.a., 61-70ft CI$4000 p.a., 71-80ft CI$5000 p.a., 81-90ft CI$6000 p.a., 91100ft CI$7000 p.a. and all boats over 100ft CI$10,000 p.a. Jet skis for private and commercial use are free. Commercial boats also need to be licensed but the process is a little more complicated. Note that there is no licensing fee so long as a valid business licence is submitted with the application. To download a form visit www.caymanport.com/forms/. You can also register your boat and its name. Cayman offers five vessel registration options; visit www.cishipping.com to see which applies to you. MARINAS & MARINE FUELLING STATIONS

MARINAS The Cayman Islands are a British Territory and, as such, are a highly regulated jurisdiction with entry to the Islands controlled exclusively by C.I. Immigration and H.M. Customs. The official port of entry for Grand Cayman is the main port on the west coast of George Town. Without exception, once arriving within 12 miles of the Islands, all vessels wishing to clear into Cayman waters must notify C.I. Port Security via VHF 16 for instructions on how to proceed. They are open MondayFriday 8.30am-4pm and Saturdays 8.30am-12.30pm; an extra fee is applied when you enter out of these times. It is entirely up to Port Security to direct you

www. c a y m a n r e s i d e n t . c o m

261

21 17

B O A T II N B OAT NGG

including the engines and engine covers, interior floors and gunnels, to keep them all shining like new. Invest in good covers for your boat and engine to prolong their life. Blocking out the sun is by far the best solution to keeping everything in pristine shape. Use only marine products, including brushes, for scrubbing and make certain that all products used don’t endanger aquatic life or degrade our waters. Marine cleaning products can be picked up at Harbour House Marina, Kirk Marine and Scotts Marine. These companies will also clean your boat if you would prefer not to do this yourself. If you keep your boat in the water permanently you will need the hull to be coated in anti-fouling paint. This process will need to be repeated annually to protect your boat from barnacles and algae. If left uncoated marine growth will cause a drastic reduction in the performance of your vessel as well as risking long term damage to the hull itself and engine(s). It is recommended that anti-fouling is carried out by a professional dealer who can haul your boat out and apply using trained staff. Anti-fouling is extremely caustic and is carcinogenic so should be applied using the proper cover ups to include full respirator mask and gloves. Engine service should be undertaken regularly and in conjunction with the warranty (this would normally be carried out at the same time as anti-fouling). Fluid levels should be checked regularly along with the batteries.

to your clearing-in point as determined by Customs and Immigration, and failure to notify the authorities of your arrival in Cayman waters or to comply with Port Security instructions can result in fines and penalties for the vessel. You must have a passport valid beyond the date of stay to enter. However, with advance notice, and timely receipt of relevant documentation, it is also possible to request Customs and Immigration clearance for visiting vessels at the Barcadere Marina, in George Town.

individual pump-out systems, as well as power and water on each slip and Anchor’s – a fully stocked convenience and liquor store, bar and chandlery. The Yacht Club also offers a whip panel, which allows onboard refilling of dive tanks – a great convenience to commercial dive operators. Led by a team of experienced marina professionals, the facility offers 24hour property management and enhanced security services with individual dock key card access and patrols. To contact them for more information or to rent a dock call (345) 747 2492 or visit www.ciyachtclub.ky.

The Barcadere Marina

B OAT I N G

The Barcadere is a world class, award-winning

Harbour House Marina (HHM)

marina located in George Town, right next to

Harbour House Marina is Cayman’s longest

Owen Roberts Airport. It features direct access

established full service marine facility and is

to the North Sound and other local attractions

located at the end of Marina Drive in Prospect.

such as the world famous Stingray City and

They also offer canal dockage for visiting

diving on the North Wall. The marina offers

yachts with direct access to the North Sound

berthing for boats and yachts up to a maximum

and free showers, wifi, electricity and water.

of 8ft draft, with individually metered water

HHM’s fuel dock sells 93 octane gasoline and

and power. There are luxury washrooms, free

diesel. Full dockside maintenance services

wireless internet and nightly security, all in a

are offered as well as boat storage with 24hr

safe and secure environment. Their dockside

security on site. Tel: (345) 947 1307, email:

fuel station, Scotts Landing, features premium

service@harbourhousemarina.com

ValvTect marine fuel and offers a complimentary

www.harbourhousemarina.com.

visit

sewage pump-out service to their customers. Also located onsite is Scotts Marine, the

Kaibo Marina

Island’s exclusive Mercury Marine dealer, which

Open to boaters using the Kaibo Restaurant &

features a full service boatyard with a 110

Bar is a 26-berth Poralu Marina floating dock.

tonne marine travel lift and a 15,000sqft sales

Its environmentally-friendly design includes

and service centre representing all of the top

light-holes punched into the walkway to let

marine brands. The Barcadere Marina is also

sunlight through to the water below so that

home to George Town Yacht Club, a casual

marine life can flourish. Offering electricity and

waterfront bar and restaurant, with your choice

water hook-up and locked-gate walkways,

of inside, poolside or dockside dining. The food

the 26 boat slips are available for short term,

is delicious, well priced, and it is a recipient

overnight and long term rental. Visit www.

of TripAdvisor’s Certificate of Excellence.

kaibo.ky for more information or to make a

Visit www.gtyachtclub.com. You can contact

dock booking.

Baradere on (345) 949 3743 or visit www. barcadere.com. SEE AD PAGE 263 The Cayman Islands Yacht Club and Marina This marina can be found in Governor’s Creek on the West side of Grand Cayman. It can cater for up to 166 boats of varying sizes (30 to 140 feet long with a draft of 6.6 feet) and it welcomes both large commercial operations and small privately-owned boats. There is a fuel depot for both boats and vehicles, wet slips, 262

CAYMANRESIDENT 2021

MARINE FUELLING STATIONS On the North Sound there are three marine fuelling stations – Scotts Landing at the Barcadere Marina, the Cayman Islands Yacht Club on Governor’s Creek, and Harbour House Marina on the south side of the Sound. All three sell gasoline and diesel. No ethanol gasoline is sold at marinas in Cayman and the only landbased location is at Refuel in the Industrial

Park. Please note that Cayman Islands Law states that all fuel stations must display their fuel prices (within sight of the fuel dispensers) in CI dollars and imperial gallons. However, most marine and mobile fuel providers dispense fuel in US gallons, which is almost exactly 20% less per volume than imperial gallons. Make sure that you are being charged appropriately. The diesel now being sold in Cayman is ultra-low sulphur diesel. However, it is worth checking which marine fuel stations add a lubricity booster to their fuel to help prevent deposits accumulating in fuel injector pumps. Scotts Landing, located at the Barcadere Marina, is the Island’s exclusive dealer for ValvTect Marine fuel, which is specially formulated to ensure the best performance from your boat or watercraft, but is also ideal for use in generators, and will improve the performance of vehicles and other equipment also. They are open 7am to 7pm, seven days a week, and feature dockside and landside fuel dispensers for your convenience. They guarantee to provide only ultra low sulphur diesel and premium 93 octane gasoline, and the Valvtect additive causes fuel to burn cleaner reducing harmful exhaust emissions, cleans your motors fuel system and combustion chambers, and is proven to increase performance and fuel economy by up to 7% in independent testing. It also increases the stability of the fuel, contains extra water dispersants and corrosion guard technology and the diesel additive boosts cetane level and the lubricity making it more suitable for EU spec diesel engines using the lower cetane US spec diesel available on island. Scotts Landing also offers a full service, dockside sewage tank pump-out service for boats to their customers. GETTING OUT ON THE WATER

BOAT LEASING CLUB For those who think they might only be in Cayman for a couple years but still want to get out on the water, or for those who don’t

want the associated costs of maintaining a boat, joining a boat club may be a good solution. Leisure Boat Club Boutique service offering an exclusive boating lifestyle to its members without the hassles of ownership. Tel: (345) 916 5572, email: info@ leisureboat.ky or visit www.leisureboat.ky.

TOURS & PRIVATE BOAT CHARTERS Numerous companies offer North Sound boat and snorkelling trips, either for a half-day or a full-day. Before the pandemic the boats were busy during the week with tourists and cruise ship passengers. Sadly for boat operators, 2020 has been a quiet year without any tourists and they are in need of local support. With fewer crowds and incredible resident discounts of up to 40% while borders remains shut, there’s never been a better time for residents to get out on the water. Half-day trips usually include stops at the Sandbar to feed the stingrays and a stop at the Coral Gardens and the reef to snorkel. Full-day trips with a local boat operator include all the stops as mentioned above but also include conch hunting (when in season) which they will then marinate and serve on board, and a delicious local

Award Winning Environmentally Friendly Marina

Showroom, Chandlery Haul-out & Boat Yard

21 17

• Grand Cayman’s only true full service marina facility • Located in George Town, right next to Owen Roberts International Airport • Accommodating vessels up to 100' long and 8' max draft • Metered power and water at every slip and free WiFi • Luxury washrooms with showers and lockers • Safe, secure and well lit, with nightly security and CCTV

• Featuring boats from Tiara, Pursuit, Cobalt, Bayliner Trophy and Scout • Now featuring Hobie Stand Up Paddleboards, Kayaks and Sailboats • Dealers for Mercury Marine, Yamaha, Yanmar and Volvo Penta motors • Boat yard with 100 ton Marine Travel Lift • Service center and chandlery • favorite brands

B O A T II N B OAT NGG

BOAT RENTALS Cayman has an abundance of wonderful boat operators who offer everything from bareboat rentals to private charters on a motor or sailing boat. For those who want to get out on the water, visit the Sandbar and the stingrays, snorkel the Coral Gardens, take a sunset cruise or explore the North Sound, there are a few great options suggested over the next couple of pages. You can also find more information, including times and prices, by picking up a copy of Explore magazine or by visiting www.explorecayman.com. If you want to rent a sailing dinghy, Laser or Pico, then a great option is to call the Cayman Islands Sailing Club on (345) 947 7913 or email: booking@sailing.ky.

Open Hours | Mon to Sat 8am - 5pm

Fuel Station & Convenience Store

Yacht Club, Restaurant, Bar & Clubhouse

• Valvetect marine fuel specially formulated for marine engines • Land side and dock side fuelling • Delivery available right to your boat or generator • Complimentary dock side sewage pump-out • Ice, bait, snacks and refreshments

• Local and International cuisine with an emphasis on fresh seafood • Casual waterfront and poolside dining • Fresh catch every day • Arrive by land or sea, lots of parking for cars and boats • Private Clubhouse for parties and events, contact us for rates

Open Hours Mon to Sun, 7am to 7pm

Open Hours: Mon to Fri, 11am to 9pm kitchen closes, Sat & Sun, 8:30am to 9pm kitchen closes.

www. c a y m a n r e s i d e n t . c o m

263

B OAT I N G

seafood lunch either cooked and served on board the boat or on the beach at Cayman Kai. The following is a list of operators who run private charter and group boat trips in the North Sound: Crazy Crab (Tel: (345) 927 2722) provides private boat charters to Stingray City and other areas of the North Sound. Activities include stingray encounters, guided snorkelling, reef fishing, and tubing. Visit www.crazycrabcayman.com. Tours Cayman (Tel: (345) 916 5478) does half-day snorkelling, Stingray City trips and Cayman Turtle Centre visits. Frank’s Watersports (Tel: (345) 925 2783) runs half and full-day snorkel lunch outings as well as deep sea fishing and Stingray City trips. All-Aboard Charters (Tel: (345) 922 2177) is a small-group boat charter company who will take you to Stingray City, Starfish Point, snorkelling and bioluminescence. Captain Marvin’s (Tel: (345) 945 6975) offers daily half-day and full-day lunch snorkel trips. Local residents can expect to pay CI$30 for a half-day. Captain Marvin’s also runs a combination Stingray, Starfish and Crystal Caves tour for US$99. Charter Cayman (Tel: (345) 916 0230) and Cayman Luxury Charters (Tel: (345) 938 2525) specialise in private boat charters. Alternatively, Six Senses Cayman Adventures (Tel: (345) 938 3303) offers a five hour, six stop eco-tour that stops at the mangrove forests, Starfish Point, Rum Point for lunch, Coral Gardens and Stingray City. Oh Boy Charters (Tel: (345) 949 6341 or (345) 926 0898) offers half and full-day fishing and/or snorkelling charters, as well as sunset dinner cruises on one of their four boats for private charters and two to three day offshore deep sea fishing charters. White Sand Watersports (Tel: (345) 938 7263) offers a daily sunrise Stingray City trip, or if you’re not too keen on waking up early, there are numerous other charters throughout the day and the only double decker pontoon boat (with water slides!) on Cayman. Cayman Ferries (Tel: (345) 325 7777) runs a ferry service from Camana Bay to Rum Point and Kaibo and back. The 30-seat ferry 264

CAYMANRESIDENT 2021

leaves Camana Bay every 2-3 hours with a variety of optional return times. The ferry costs US$30 roundtrip for adults to Rum Point and US$25 roundtrip to Kaibo. For something different, Action Watersports (Tel: (345) 548 3147) offers two-hour jet ski Stingray City tours or you can rent a jet ski by the hour and explore Cayan’s waters yourself. The Sweet Spot (Tel: (345) 925 8129) also offers Stingray jetski tours, a two stop Stingray City and Snorkeling Tour costs US$125 for a single rider or US$175 for a double rider. You can also rent waverunners by the hour. SAILING Sailing Charters If you would prefer a sailing boat tour then Surfside Charters (Tel: (345) 516 7873, email: charters@surfside.ky or visit www.surfside.ky) offers luxury, private and custom charters on their 52ft Lagoon Catamaran or their Intrepid 337 power boat. Trips can also include snorkelling, tubing and fishing. Neil Galway of Sail Cayman (Tel: (345) 916 4333 or email: neil@sailcayman.com) is RYA Yacht Master Certified. They offer exclusive private sailing and powerboat charters seven days a week for full or half-day charters. Point Blue Sailing (Tel: (345) 925 7772 or www.pointbluesailing.ky) offers full or half-day snorkelling trips, with lunch and dinner options also available. Red Sail Sports (Tel: (345) 623 5965) boasts a fleet of five 65’ luxury sailing catamarans which offer daily trips to the famous Stingray City Sandbar, as well as snorkelling trips along Seven Mile Beach, including the Kittiwake wreck. Ask about their private charters and resident discounts. Evening Sailing Evening sailing trips in Cayman are a pretty special experience and luckily there are a number of options available. Sail Cayman (Tel: (345) 916 4333) offers sunset sails seven days a week. Sail with Friends (Tel: (345) 548 8060) offers private trips on their 38ft catamaran.

Their sunset tours are particularly special. Red Sail Sports (Tel: (345) 623 5965) offers several evening sailing options on one of their 65ft catamarans. Cruise the coastline of Seven Mile Beach on their popular Sunset Sail or dine onboard their Dinner Sail with food served fresh off the barbeque. Another popular choice is the catamaran ferry to Rum Point Restaurant which operates Tuesday-Saturday or the Rum Point Beach barbeques on Mondays. Sailing & Yacht Clubs If you are a keen sailor, you will want to join the Cayman Islands Sailing Club (Tel: (345) 947 7913) and start sailing in the ideal conditions of the North Sound. Sailing lessons for adults and children are available throughout the year. Dinghy racing usually takes place on the first Sunday of the month, with J-22 racing on the second and fourth Sundays of the month. There are also opportunities for those with their own larger sailboats, as the cruiser fleet arranges periodic races, rallies to the Sister Islands and Cuba, full moon sails and get-together ‘sailaways’. The Sailing Club has a scenic clubhouse overlooking the North Sound and often hosts parties and socials. Various types of sailing boats (whether for children or adults) can be rented by the hour, half or full-day and members get a discount. New members are warmly welcomed. Courses are available for adults to learn-to-sail while building teamwork skills. Email Head Coach Raph Harvey at coach@ sailing.ky for information about learn-tosail camps, school lessons, sponsorship and their sailing schedule. If you would like to subscribe to the weekly newsletter to find out what is going on, contact Denise Couch at admin@sailing.ky. You can visit www.sailing.ky for more information and click ‘Book Now’ for the online booking schedule and rates. Another option is the George Town Yacht Club (GTYC) based at the Barcadere Marina at the end of North Sound Road in George Town. The GTYC includes a club house with a restaurant and bar,

changing rooms with showers and lockers and a recreational pool for families and kids. Anyone can dock their boat right up to the restaurant and bar, which offers a casual ‘back porch’ dining experience, where fresh seafood and local ingredients meet to create a menu that is a fusion of Caribbean and International cuisine. This family-friendly facility provides a full roster of events and activities, regularly attracting the larger public on weekends, and also serves as a popular private party venue. For more information email: info@ barcadere.com or call (345) 949 3743. FISHING

based at the Barcadere Marina.

Light Tackle Game Fishing Bonefish, tarpon and permit can be caught in all three islands, but Little Cayman is renowned for inshore gamefish and there are some spectacular fishing opportunities for those who are into the sport. Bonefish can be found on the ‘flats’; these are inshore waters that are typically shallow and covered in turtle grass. In many areas of Little Cayman you can find these flats right along the edge of the coastline but there are also good flats in Grand Cayman and Cayman Brac. Bonefish are usually less than 12 pounds and they are known as the ‘grey ghost’ or ‘phantom’. Pound for pound they are one of the fastest and strongest of all the salt water fish species. They are considered to be among the world’s premier gamefish and are highly sought after by anglers. On the south side of Little Cayman there is an inland pond that got its name, Tarpon Lake, because it is packed with tarpon, otherwise known as ‘Silver King’. These particular fish (in Tarpon Lake) never seem to grow above 15 pounds but they can be taken on the fly rod and with spinning tackle. To access the fish in the lake, you will need a guide or a small boat because you need to row around; the bottom of the lake is not suitable for wading because the mud is deep, and the perimeter of the lake is a dense thicket of red mangrove. Early in the morning is the best time to go and if you get there shortly after sunrise it is possible you may witness what is known as the ‘tarpon frenzy’: basically the Gambusia minnows (a small bait fish) get pinned against the edge of the pond by a large number of the tarpon, and the minnows are unable to shelter in the roots of the mangroves because hundreds of herons and egrets are waiting along the banks. The birds crowd the edge of the mangroves and strike at any minnows within reach. It is an awesome spectacle with a constant roar of tarpon hitting the surface as they gorge themselves on the bait fish. During this frenzy it is almost

impossible to avoid catching a fish if you present the fly or lure anywhere even close to the action. If you are interested in going on a fishing adventure in Little Cayman, the Southern Cross Club (www. southerncrossclub.com) can assist you. Fishing Restrictions Anyone can fish from the shore or from a boat in deep water but there are very strict rules on the size of fish you can catch and there are some fish you must immediately release if you catch one by mistake. Following these rules are extremely important. The rules are as follows: Jewfish (goliath grouper), tilefish (whities), filefish (pipers) and angelfish, including Grey, French and Queen angels (old monks) are protected and not allowed to be taken them from Cayman waters at any time or place. Of the fish that you can catch, there is an 8” minimum size on all other fish except goggle eyes, herrings (including sprats), anchovies and silversides (including loggerhead and fine fry). However, there are different rules on Nassau groupers: There is a 12’’ minimum catch size throughout all of the Cayman Islands, year round, and no Nassau groupers can be caught using a speargun. No one may take Nassau grouper from a Designated Grouper Spawning Area from November 1st to March 31st, and no fishing (by line or speargun) can be done within a mile radius of a Designated Spawning Area. The same applies to fish pots. If you see any fishing taking place in or around a Grouper Spawning Area please call 911 immediately and a police boat will be sent out to investigate. Note that the no-fishing zones have expanded to 44% on Grand Cayman, 43% on Cayman Brac and 57% on Little Cayman. Visit www.doe.ky for details. Designated Grouper Spawning Areas In accordance with DoE regulations, the designated areas are: Coxswain Bank and South West Point in Grand Cayman; East and West End of Cayman Brac, Little

www. c a y m a n r e s i d e n t . c o m

265

21 17

B O A T II N B OAT NGG

Fishing Trips & Tournaments Numerous companies also offer deep sea fishing trips, including Oh Boy Charters (Tel: (345) 949 6341) who offers deep sea or reef fishing and a local seafood lunch and/or dinner on board can be arranged. Other options include Captain Alfonso of White Rose Charters who takes people for bone, tarpon, reef and drift fishing. Full-day tours include lunch on the beach if requested. Call (345) 929 8825. Finally, Slackem Charters (Tel: (345) 326 4765) offers snorkelling, trips to Stingray City and deep sea fishing trips, and Captain Marvin’s (Tel: (345) 945 6975) can both take you out fishing for marlin, wahoo, tuna and more. The cost for a privately chartered fishing vessel can run from US$700 (small boat/halfday) to US$2000 (big boat/full-day). Visit www.explorecayman.com for more information. Cayman’s annual fishing tournaments are hugely popular and greatly anticipated by residents and visitors alike. The Cayman Islands Angling Club, in conjunction with the Barcadere and other major sponsors puts on five tournaments during the year, including the annual Cayman Islands International Fishing Tournament, held every year in April or May. Exact dates depend on the moon. Visit www.fishcayman. com for more information. The weighin station for most of the Island’s fishing tournaments is held at the George Town

Yacht Club,

Licences For Fish Pots & Spearguns Fish pots and spearguns must be licensed by the National Conservation Council and only Caymanians over the age of 18 may be granted a licence. Spearfishing or laying a fishpot trap within a one mile radius of a designated conservation area, or from 1st November-31st March is prohibited. When entering the Cayman Islands you must declare all spearguns. Email: doe@ gov.ky or visit www.doe.ky for information.

B OAT I N G

21 Lionfish Hunts & Culling Licences

Lionfish are an invasive species and a significant threat to our marine ecosystem. Lionfish can reach reproductive maturity within a year, lay up to 30,000 eggs every four days, consume the majority of small fish on a reef within a relatively small amount of time, and have no natural predators in the Caribbean Sea. Lionfish are extremely venomous; divers, snorkellers and fishermen can obtain training and a licence from the DoE to cull them. Do not attempt to catch one without proper training. For more information, contact the DoE on (345) 949 8469, email: doe@gov. ky or visit www.doe.ky/marine/lionfishinvasive. See the Diving chapter for more information. MARINE RULES & REGULATIONS

You are obliged to familiarise yourself with the applicable boating, marine and environmental laws when using Cayman’s waters. These include catch and size limits for various fish, open and closed seasons and restrictions in each protected area. Breaches of the law are treated as serious offences and anyone committing an offence against the National Conservation Law and its regulations is liable to a maximum fine of CI$500,000, a year’s imprisonment, or both. Call (345) 949 8469 to report any offences. Visit www.doe.ky/marine/marine266

CAYMANRESIDENT 2021

parks/ to download the marine parks map which shows the Marine Park Zones, Conservation Laws and fishing regulations. See the Port Authority’s website (www. caymanport.com) for boating and navigational laws and the Department of Environment’s website (www.doe.ky) for marine and environmental laws. Lobster, Conch & Other Catch Limits Lobster season is closed from 1st March30th November. Catch limits, per day, in open season are three per person or six per boat (two or more people), whichever is less. Lobster tails must be a minimum size of six inches and only spiny lobster (P. argus) can be taken. Conch season is closed from 1st May-31st October. Catch limits, per day, are five per person or 10 per boat (two or more people), whichever is less. Lobster and conch may never be taken from a marine protected area. Whelk season is closed 1st May-31st October and the catch limit is two-anda-half gallons in the shell or two-and-ahalf pounds of processed whelks. Nassau grouper closed season is 1st December30th April. During the open season the catch limit is five per person or five per boat per day, and only fish between 16 inches and 24 inches (inclusive) may be taken. No one may spear Nassau grouper. All of the above rules also apply to the purchase of lobster, conch, whelk or grouper caught in Cayman waters. Echinoderms (starfish, sea eggs, urchins, sea cucumbers, sand dollars etc.) and elasmobranchs (sharks, stingrays, and other rays) may not be taken from Cayman waters at any time. No one may disturb, harass or harm turtles. Furthermore, no one may take turtles in Cayman without a licence. Possession of turtle eggs is prohibited. No one may use food to attract any shark in Cayman waters. For a list of protected fish go to www.doe.ky. Taking any marine life (alive or dead) while scuba diving is prohibited. Do not wear gloves while diving or snorkelling. Damaging coral in any manner is illegal.

Marine Park Regulations & Anchoring Cayman’s Marine Parks were put in place in 1985. Due to environmental stressors, such as declining fish populations, reef degradation, climate change, rapid population growth and development, it is extremely important for the Marine Parks to be expanded in the near future for the fish population to remain sustainable. You cannot take any marine life, whether alive or dead, within a Marine Park Zone. Line fishing from shore is permitted, as is line fishing at depths of 80ft or more. Taking fry and sprat with a fry or cast net is allowed. Note: fish traps, spear guns, pole spears and other nets are totally prohibited. No anchoring is permitted; only the use of fixed mooring is allowed. The exception to this is: boats of 60ft or less may anchor in sand, so long as no grappling hook is used and neither the anchor nor the rope or chain will impact coral. Anchoring is also permitted in designated port anchorage areas – contact Port Security on VHF channel 16. In Bloody Bay, Little Cayman, special restrictions have been placed on the use of the Bloody Bay Marine Park; no commercial operations may use the park without a licence. Replenishment Zone Regulations In Replenishment Zones, line fishing and anchoring are permitted, as long as you do not damage coral. Boats must not impact coral in any way. Taking conch or lobster, and using spear guns, pole spears, fish traps and nets are prohibited. Environmental Zone Regulations Restrictions in the Environmental Zone are strictly enforced and there are no exceptions. The rules are: no marine life, whether alive or dead, can be taken; no inwater activities are permitted; the public may only access at speeds of five mph or less; and there is no anchoring of any boat. Please note that line fishing, fish traps, nets and spear guns are strictly prohibited.

THE

Cayman and the Twelve Mile Bank. We discourage you from catching grouper as they have been over fished and the population has been severely depleted.

Tell them you saw it in the

Photos courtesy of Cayman Prep School, Monika Wojtkiewicz, Lisa Reid and Deep Blue Images

Education

Furthering your own or your child’s education, information about Cayman’s Government and private preschools, primary schools and high schools, overseas boarding schools, colleges and universities, learning support and tutoring, vocational training and adult recreational classes.

HOW THE GRADE SYSTEM WORKS Age

Government & Private British Schools

Private American Schools in Cayman

In the Cayman Islands compulsory education must start by 5 years of age.

4-5

Kindergarten

Pre-K

5-6

Year 1

6-7

Year 2

Grade 1

7-8

Year 3

Grade 2

8-9

Year 4

Grade 3

9-10

Year 5

Grade 4

10-11

Year 6

Grade 5

11-12

Year 7

Grade 6

12-13

Year 8

Grade 7

13-14

Year 9

Grade 8

14-15

Year 10

Grade 9

15-16

Year 11

Grade 10

16-17

Year 12 (Lower Sixth)

Grade 11

17-18

Year 13 (Upper Sixth)

Grade 12

267 268 268 269 269 270

Government Education - Primary Schools - High Schools & Further Education

271 271 272

Private Education - Nurseries & Preschools - Primary & High Schools

273 274 278

Overseas Education

283

Learning Support & Resources

287

Tutoring

288

Home Schooling General Guidelines

289

Colleges & Tertiary Education

290

E D U C AT I O N

he Cayman Islands have excellent schools all the way from preschool through to high school and university, and although a few new schools have opened in 2020, there is still a shortage of available spaces in the top preschools and primary schools. Parents are advised to put their children's names down at birth at their chosen preschool and their chosen primary school, and do not forget subsequent children. However, if the school is heavily over subscribed for the year that your child is due to start, then they will usually advise you to also put your child's name down at a second school. The last two years of high school are also at

Overview of the Education System - Caymanian Children/Expat Children - Reserving a Place - Enrolment Age & Requirements - Switching Schools - Scholarships for Secondary School

Scholarships 290 Vocational Training 292 Further Adult Education

295

Adult Recreational Classes

295

www. c a y m a n r e s i d e n t . c o m

267

E D U C AT I O N

maximum capacity as there are only 105 places available for children wanting to do A Levels, and many students from Government high schools competing for these places. The problem of space extends to Government schools, which can only be attended by Caymanians, those with Permanent Residency, and the children of Cayman Islands Government workers, as they are likewise in desperate need of more school places. Thankfully the Education Council recognised this problem and have recently approved a batch of new schools including: Clever Fish which is located on Walkers Road and is unique in that they only take a total of 25 students. They offer the UK National Curriculum for Years 7-11 (ages 11-16 approx.) and have very small class sizes. All the teachers are UK trained. Also following the British National Curriculum is Footsteps School which is a new primary school located on Eastern Avenue in George Town. They also have small class sizes and they are the official partner school of the National Trust. Island Montessori offers Years 1 to 3 and they follow the British National Curriculum. They have no shortage of beautiful gardens and lush outdoor space. Cayman Learning Centre & School in Pasadora Place also follow the British National Curriculum and their primary focus is on supporting students with learning difficulties. These new schools come on the back of Cayman International School’s massive expansion which has added close to 500 new school places. School Statistics According to the 2019 Education Data Report, there are 1,966 children enroled in the 41 preschools, and a total of 8,241 children enroled in the 27 private and Government schools spread across the three Islands with 768 teachers teaching these students. In primary and secondary education there are 3,618 students in private schools, 2,396 in Government primary schools, 2,227 in Government secondary schools and 110 students enroled in the Lighthouse School, the country’s school for special needs, with 18 teachers teaching them. Approximately 268

CAYMANRESIDENT 2021

150 children are home schooled. Caymanian Children Caymanian students have the option to go to a Government school (it is decided by catchment area) or a private school. If a Caymanian chooses to send their child to a Government primary or high school then the Government has an obligation to educate that child from the age of five to 17. All three Government high schools end at Year 11 (age 16), but because the Government mandates that education is compulsory to Year 12 (or the age of 17), all children who go through the Government school system will officially be enroled in the Cayman Islands Further Education Centre (CIFEC) for Year 12 where they can take CXCs, GCSEs or a BTEC work experience programme. However, if your child wants to go to a private school (overseas or in Cayman) so that they can get sufficient external exams (SATs, A Levels, APs or BTECs) to get into an overseas university, then their move must be approved by the Director of Education Services and they will be given what is called 'Dual Entry'. Without this designation, their previous time at a Government high school will not apply to their graduation criteria. Expat Children It is the Cayman Islands Government’s stance that expatriates employed in the private sector who qualify to have their dependants on-Island with them (i.e. earn over CI$3,500 per month and have two dependants on their permit), should educate their children in private schools. If the Government employs an expatriate, then the employee has the option of sending their children to a Government school, if there is space. However, most Government schools are at capacity and the Lighthouse school is completely full. Expats are advised to work out carefully what their budget plus buffer would be, and whether they can realistically afford to school their children in Cayman. Sending your child to a private school and then asking the Department of Education if your child can move to a Government school because you cannot afford the school fees is

not an option. If you find you cannot afford to educate your child at your chosen private school then the only options are to choose a less expensive private school, ask the school for financial assistance, home school your child, or have your children leave the Island. If they are between the ages of five and 17 they cannot live in Cayman and not be in full time education. If an expat cannot find a suitable place for their child in a private school, and home schooling is not a viable option, then ask the Department of Education if there is space in a Government school for your child. They will try and find a space for your child if it is possible. Adding a Child to a Work Permit If you are an expatriate on a work permit, the process is as follows: 1) apply to your chosen school; 2) get confirmation from the school by letter that your child has been accepted "pending Immigration approval"; 3) take this letter to the Department of WORC (formerly Immigration) along with your work permit application; 4) take a copy of the letter verifying that your child has been added as a dependant to your work permit to the school prior to attendance. Reserving a Place at a School If you would like to send your child to a Government school you will need to fill in an official 'Student Registration Form' available from the Department of Education Services (DES). See further in this chapter for more information. If you would like to send your child to a private school then go directly to the school with a copy of your child's birth certificate, a passport photo and money for a deposit and put their name on the waiting list at that school. Cayman is a transient place and parents often put their child's name down on two difference schools, so places do often come available with patience and time. Schools will place your child on their waiting list on a first come first serve basis, starting in September and finishing in the summer, therefore those born from October to February definitely have the advantage of

gaining a place at their first choice of school. Please note that siblings, children of alumni, and members of the affiliated church (if it is a faith‐based school) are usually given priority at private schools, so even if your child is on a waiting list, enrolment is not guaranteed. Do not overlook enroling your subsequent children.

School Fees Caymanian students do not pay school fees to attend Government schools. In the

instance that a non-Caymanian student is given a place at a public school then the school fees are CI$750 per year for primary school, CI$900 per year for middle school and CI$1,200 per year for high school. The fees for private schools vary widely from school to school. See the listings further on this chapter. Switching Schools Many Caymanian students leave the public school system and go to a private school either at the beginning of high school (Year 7), at the beginning of Year 9 (a year before GCSEs start) or at the beginning of Year 12 (for the start of A Levels). Many parents in Cayman also send their children to boarding school and we have been reliably told that equal numbers of children leave for the start of years 5, 6, 7, 8 and 9 – the final push being the year before children start GCSEs. When these pupils leave, places in private schools in Cayman are freed up. Places at Cayman's two private schools which do A Levels (Cayman Prep and High School and St. Ignatius) are few and highly sought after. CPHS has 65 places available in Year 12 and St. Ignatius has 40 places. Every single student, regardless of whether they are existing students at the school or new students, must apply for a place on the A Level programme and must pass the prerequisites required for entry. This is usually a minimum number of IGCSE/ GCSE/CXC all with A to C pass rates, and students are usually expected to get an A or a B grade in the GCSE subjects which they have chosen to do at A Level. However, it should be noted that two CXC subjects which are offered at Government high schools, Early Childhood Studies and Electronic Document Preparation and Management (EDPM), are not considered 'access courses' and do not apply to your five subject pass requirement. Also, students and their parents need to be aware that a pass (grade A-C) in English and Maths is a non-negotiable requirement. If you think your child may be struggling in these two subjects try and do everything you can to

www. c a y m a n r e s i d e n t . c o m

269

E D U C AT I O N

Enrolment Age & Requirements In the Cayman Islands it is compulsory for all children from the age of five to 17 years old to attend school or be home schooled. For preschool, your child can usually start at age two or sometimes as young as 18 months. A handful will take infants at six weeks if they have a dedicated nursery room. For primary school, the starting age depends on whether you will be educating your child through the British school system (Cayman Prep, Footsteps, Island Montessori, St. Ignatius and Government schools) or the American school system (Cayman International School, First Baptist Christian School, Grace Christian Academy and Triple C). In the British system, your child can enter Kindergarten if they are four by September, while in the American system, your child must be five by September. Please be aware that many of the private schools now have Pre-K years (e.g. St. Ignatius Catholic School and Cayman International School) which means that their students can start at two or three years old and will automatically move up to Kindergarten, leaving less space for incoming students. If you intend to send your child to one of the major private primary schools, make sure to secure and accept their place in Kindergarten or you will find it very difficult to get them into the school in Year 1. Most private schools in Cayman will only test your child for placement if they are entering after Kindergarten (or Pre-K4). If your child is transferring from another school, they will likely need official school records from the previous school(s). If transferring at the high school level, an up-to-date medical record, that includes vaccination details, is also required.

Health Screenings All students entering Government or private schools in the Cayman Islands for the first time are required by law to have a health screening. The Education Department mandates that these screenings must be completed before the new school year begins in September. The screening includes a growth and development assessment, screening for vision and hearing, a dental assessment, the administration of necessary immunisations and obtaining a student’s personal medical history. Public Health Department staff will conduct the screenings, which are free to all students. For more information, please contact Nurse Carvell Bailey on (345) 244 2734 and (345) 244 2648. For those entering schools in West Bay and the Eastern districts, health screenings usually take place between the 3rd and 28th of June. For all other students, health screenings will take place at John Gray High School Medical Centre (Nurse’s Office) from approx. 4th July to 16th August each year. Appointments can be made at the school the child will be attending. Parents and guardians need to accompany their children to the health screening and they should also bring the child’s immunisation record. Vaccines will be offered to children whose immunisations are not up-to-date. Parents may have their child’s health screenings done by a private doctor, as long as that doctor completes the school health screening forms provided by the Public Health Department. The completed forms should be handed in at the John Gray High School Medical Centre (Nurse’s Office) from 4th July to 16th August, between 8.30am and 4.30pm. Once the record has been received, the child will be issued with a health screening certificate, which they must then take with them to school in September. For those attending schools in Cayman Brac or Little Cayman, appointments can be arranged through Public Health Nurse Kedine Hyde at Faith Hospital on (345) 244-2648.

E D U C AT I O N

get them through those courses, including organising some tutoring. If you do want to enter your child into either of these private schools, you must apply by January of the year of entry and definitely no later than March. This then gives the family time to apply to the Scholarship Secretariat for a scholarship for your Caymanian child. The Scholarship Secretariat's deadline for applications is 30th April. Quite a few students also switch between the private schools, but before a switch can take place, and in addition to the normal paperwork (assessments) etc., there is a transfer form, designed and managed by the Private Schools Association (PSA), that must be completed by the current school and forwarded to the new school. As well as a standard report on the child’s performance and behaviour, this form clearly states whether financial commitments have been met. It is an essential component of the acceptance process for students transferring within the private school system. Local School Consultants Dorm & Day

Based in Grand Cayman, Dorm & Day offer a schools placement advisory service for education in Cayman and overseas. Tel: (345) 925 4610 or email: admin@ dormandday.ky. For more information please see page 285. Second Chances Education Consultancy

Errol Levy, who has worked at the Department of Education for 20+ years, offers educational advice on Government and local private schooling. Tel: (345) 326 2159 or email: scectts@gmail.com. Scholarships for Secondary School The Cayman Islands Government, through the Scholarship Secretariat, give financial assistance to Caymanian students when they are in Years 12 and 13. A Level Students

If your child gets the required grades, is then accepted on an A Level course, and 270

CAYMANRESIDENT 2021

comes from a Government high school plus has successfully enroled as a ‘Dual Entry Student’, then they get CI$12,500 towards tuition fees for the first year of the two year A Level course, and then up to CI$7,000 for the second year of the course. Parents need to be prepared to pay for all incidentals including PTA fees, uniforms and AS and A Level exam fees. To qualify for financial assistance towards the fees, students need to have achieved a minimum of 5 IGCSE/GCSE/CXC passes at grade C or higher and have passed English and Maths. To qualify for funding in the second year of the course, students must achieve a minimum of C, C, C in their AS Level exams at the end of the first year of their A Level course. Any money received from the Scholarship Secretariat is paid directly to the school and cannot be used for uniforms or any other incidentals. An additional contribution is also made towards books. Caymanian students who have been at Cayman Prep or St. Ignatius all the way through their secondary schooling, and who have been accepted onto the A Level programme, plus have gained the minimum education requirements, can also apply for assistance with the fees for their A Level course. On making a successful application to the Scholarship Secretariat, these students can get financial assistance of up to CI$7,000 for each of the two years of their A Level course. Please note that since September 2018 means testing has become a part of the local scholarship application. Check the Scholarship Secretariat’s website on www.education.gov.ky/scholarships for further details. Associate’s Degree Students

If a Caymanian Government high school student chooses to finish their secondary education doing an Associate’s Degree at UCCI or ICCI then they can apply for the fees to be paid. However, all students who have not achieved either an A or B grade in English and Maths are mandated to take remedial Maths and English at college level, as well as college skill classes and career classes. The Associate's Degree takes about

2.5 years at UCCI (with 68 credits), 18 months at ICCI (which is a quarter-term institution) and you will graduate with an Associate’s Degree worth 90 college credits. BTEC Diploma Students

The Government high schools in Cayman offer BTEC Level 1 and 2 courses, and CIFEC offers BTEC Level 1 and 2 courses as well as the first year (only) of the BTEC Level 3 Extended Diploma. For students to complete their Level 3 diploma, which is considered the equivalent of taking 3 A Levels, they will need to go to England to take the second year. To qualify for an overseas undergraduate scholarship, students taking the BTEC Level 3 Extended Diploma will need to finish the two year course with a minimum grade of triple merit (MMM). CIFEC currently offers two BTEC Level 3 Extended Diplomas in a) Creative Media Film & TV and b) Business. However, these are only offered to Certificate level (equivalent to AS Levels), since you can only attend CIFEC for one year, and to reach Diploma level you would have had to complete a two year course. AP, CAPE and IB Students

Scholarship funding of up to CI$7,000 is available to Caymanian students who are going into their final year of studying Advance Placements (AP), Caribbean Advanced Proficiency Examinations (CAPE), or the International Baccalaureate (IB). Students must have already completed the first year of their course and have taken the minimum number of courses required by the Scholarship Secretariat in their first year of AP, CAPE or IB, and have achieved minimum grade passes of C/3 or a GPA of 3.25 (with no D’s or F’s). A GPA of 3.25 is the equivalent of a B+. For far more information, visit the Scholarships section of the Cayman Resident website or the Department of Education's Scholarships website: www. education.gov.ky. Office of Education Standards Individual school reports, published

on the Office of Education Standards’ website (www.oes.gov.ky) provide detailed, impartial and transparent assessments of the performance of schools, teachers and students in the Cayman Islands. These reports are available for all to read and are a useful tool for parents to inform themselves of how their children’s schools rate compared to others, or aid them in deciding which school is best for their child. All schools are now inspected once every two years, as opposed to once every four years, as previously mandated by the Education Law (2016). Please note that you will find more information about Education options onand off-Island in Cayman Parent magazine, available at supermarkets or online at www. caymanparent.com. GOVERNMENT EDUCATION

GOVERNMENT PRIMARY SCHOOLS All eight of Grand Cayman's Government

Walkers Road to Maple Road, and east along Smith Road up to the Crewe Road airport junction. Plus the area that is north of Airport Road, through the Junction in Industrial Park, and all areas north and east past the airport up to North Sound. Little Cayman Education Service Tel: (345) 948 1052 Catchment Area: All of Little Cayman. Prospect Primary School 169 Poindexter Road, Prospect Tel: (345) 947 8889 Catchment Area: All areas from Prospect Drive

Bodden Town Primary School

eastward, to the west side of Spotts-Newlands

6 Condor Road, Bodden Town

Road and the west side of Chime Street on the

Tel: (345) 947 2288

Bypass/East/West Arterial (including all of

Catchment Area: Area to the east of Beach Bay

Prospect Park, Patrick’s Island, Ocean Club,

Road, continuing up to Breakers and including

Cascades Drive etc.).

Northward.

Note: Prospect Primary offers the IB system

from Kindergarten to Year 6. Creek Infant & Spot Bay Primary School (Brac) Tel: (345) 948 0226

Red Bay Primary School

Creek Infant School, which is located on

271 Shamrock Road, Red Bay

28 Student Drive in Cayman Brac, covers

Tel: (345) 947 6333

Reception to Year 3. Spot Bay Primary School,

Catchment Area: Area on the south side of

which is located on 170 Spot Bay Road, Cayman

Memorial Avenue, along Walkers Road to

Brac covers Years 4, 5 and 6. The school is

Maple Road and south side of Smith Road,

located on two different sites but are managed

both sides of Crewe Road bordered by Owen

and run by the same team.

Roberts Drive to the North, and South Sound

Catchment Area: All of Cayman Brac.

to the South Sound Boarder on the east side of Victory Avenue.

East End Primary School 17 Sea View Road, East End

Savannah Primary School

Tel: (345) 947 7428

1659 Shamrock Road, Savannah

Catchment Area: Area to the east of the Frank

Tel: (345) 947 1344

Sound junction, and including all of East End to

Catchment Area: Area on the east side of

Colliers.

Spotts-Newlands Road to Beach Bay Road, and including the greater Pedro area.

Edna M. Moyle Primary School

Note: Savannah Primary offers the IB system

907 North Side Road, North Side

from Kindergarten to Year 6.

Tel: (345) 947 9516 Catchment Area: All of Frank Sound up to Old

Sir John A. Cumber Primary School

Man Bay (west) and to Cayman Kai.

44 Fountain Road, West Bay Tel: (345) 949 3314

George Town Primary School

Catchment Area: Area north of Government

168 School Road, George Town

House up to Cobalt Coast and including all of

Tel: (345) 949 2689

West Bay.

Catchment Area: Area south of Government

Note: Sir John Cumber Primary offers the IB

House up to Memorial Avenue. North along

system from Kindergarten to Year 6.

www. c a y m a n r e s i d e n t . c o m

271

E D U C AT I O N

Students enroling in Government primary and high schools must register with the Department of Education Services, 130 Thomas Russell Way, George Town, Grand Cayman, or the Cayman Brac Teacher’s Centre, in the months between the end of the Easter holidays and before the end of the school year (in early July). You will need to present a completed application form, a copy of the child’s birth certificate, immunisation card, and documentation showing the child’s residency category (i.e. a passport or status letter). Parents must also supply two forms of proof of their street address by presenting a utility bill and lease or a notarised letter from a landlord if renting. Catchment areas determine which school your child will attend. Priority for entry into a Government school goes first to Caymanians/Status holders, then to dependants of Caymanians, thirdly to dependants of Cayman Islands Government employees, then to permanent residents and lastly to all others where space is available. Class sizes are capped at 24 students per class for Kindergarten and Year 1, and at 28 students in other years.

primary schools and both primary schools in Cayman Brac have a Kindergarten/ Reception year. Therefore, children who are four by August 31st can start in Kindergarten (the same as the private schools) and stay in the primary school system until the end of Year 6 (aged 10, turning 11). At the end of Year 6, students take Key Stage II exams which assesses and levels them for movement to secondary school. The high school then uses the first term to assess each child for academic streaming. See www.des.edu.ky for information on the schools listed below:

West End Primary School (Brac) 10 East West End Road, Cayman Brac Tel: (345) 948 1425 Catchment Area: West end of Cayman Brac, up to Faith Hospital on the north side of the Island, and correspondingly across the Island to the south coast.

See www.caymanresident.com for a map of the catchment areas for Cayman's Government schools.

E D U C AT I O N

Literacy in Government Schools Government schools have their own Literacy, Behavioural, English as a Second Language (ESL) and Learning Support/ Inclusion Units, however, independent, notfor-profit organisation, LIFE Ltd. (Literacy Is For Everyone) works alongside local schools and teachers to provide meaningful resources and volunteer power to positively impact and significantly improve literacy levels. As part of LIFE’s one-to-one Paired Reading Programme, specially trained volunteers read with children for 30 minutes each week to boost student confidence and competence in Reading. To sign up, email volunteer@life.org.ky for an application form or get involved in LIFE’s Book Donation Programme or community literacy events throughout the year. For further information on any of LIFE’s transformative programmes, call (345) 925-2740, visit www.life.org.ky or follow them on Instagram. GOVERNMENT HIGH SCHOOLS & FURTHER EDUCATION High School Options There are three Government high schools in the Cayman Islands: two in Grand Cayman (Clifton Hunter High School in Frank Sound and John Gray High School on Academy Way in George Town), and one in Cayman Brac (the Layman E. Scott Snr. High School). Clifton Hunter and John Gray serve Years 7-11 for students aged 11 to 16, while Layman Scott Snr. serves Years 7-12, for students aged 11-17. In addition, Clifton Hunter and John Gray students complete a mandatory Year 12. 272

CAYMANRESIDENT 2021

All three high schools offer the GATE (Gifted and Talented Education) programme which caters to students who are performing above their age academically. These students can take GCSE's in Years 9 and 10, as well as Year 11, meaning that some kids will leave Government schools with additional external exams. Curriculum Students follow the Cayman Islands National Curriculum up to Year 9. In Year 10, students begin their preparation for internationally accredited external examinations by following the relevant syllabi. All students complete a two year programme of classes (Years 10 and 11) in the core subjects of English, Maths, Science, Humanities, Physical Education and Life Skills and have the option of taking three additional subjects of their choice. Students then take exams set either by a UK exam board (GCSE), the Caribbean Examinations Council (CXC), the Caribbean Advanced Proficiency Exam (CAPE) or they can take the USA Advanced Placement (AP) level exams at the end of Year 11. All students are then automatically enroled in the compulsory Year 12 (one academic year) programme at the Cayman Islands Further Education Centre (CIFEC), where they can take an array of business and technology courses (BTEC), get involved in work experience and internships, or retake CXC and GCSE exams to improve their grade standing. There is also the option for students to enrol in a Dual Entry programme such as A Levels at St. Ignatius or Cayman Prep and High School, an approved accredited school overseas (this option at the student’s expense), or attend the University College of the Cayman Islands and work on an Associate's Degree. After completing their Year 12 programme, students graduate from their respective secondary schools at the compulsory school leaving age of 17. Students who do not have the minimum five external passes (at CSEC or GCSE) after graduating from high school, may have the opportunity to be admitted to UCCI’s

Pre-College Matriculation programme, where they can obtain transferable college credits. This programme allows students to take foundation level courses in Maths, English and college skills in order to prepare students to transition into an Associate's Degree programme. Exam Fees It is worth noting that whilst all education is free for Caymanians (at Government schools), parents are still liable to pay for exam entry fees. This means that they have to pay for every CXC, GCSE or BTEC course (British and Technology Education Council) that is taken. Fees are approximately CI$25 per subject for CXCs, CI$50 per GCSE and between CI$110 and CI$250 per BTEC Vocational Qualification, depending on the subject and the level. Graduation Rules & Exams To graduate with a High School Diploma, all students leaving a Government high school must attain one of four academic levels (Level 2 with High Honours, Level 2 with Honours, Level 2 Diploma, Level 1 Diploma – the highest being Level 2 with High Honours). In addition, during their last three years (Years 10-12) they must have at least a 90% or more attendance record, have less than 15 days of suspension and have completed 10 hours of community service. For exams, a minimum of five passes at CXC or GCSE, including Maths and English, are considered necessary for entry to the A Level programme at either St. Ignatius or Cayman Prep. However, both of these schools do not count Early Childhood Studies and Electronic Document Preparation and Management (EDPM) as access courses. Further requirements include a minimum grade pass at A*-C or 1-3 are essential if applying for a Government scholarship. For those in the US system, a 2.75 GPA is considered necessary for entry to a university course, but a 3.0 GPA is necessary to qualify for a Cayman Islands Government university

scholarship. For those who go on to Level 3 (International Baccalaureate or Advanced Placements, A Levels or an Associate's degree at UCCI) after leaving high school, the passing of this level indicates suitability for pursuing tertiary education.

CIFEC and many BTEC students find that their employment is extended after the internship has finished. CIFEC also runs a construction apprenticeship in collaboration with PWD and a Water Sports apprenticeship. Students are given the opportunity to re-sit Level 2 Maths, English and Science if they did not pass them

Government High Schools All three Government high schools follow the Cayman Islands National Curriculum from Years 7-9 and do CXCs or GCSE from Years 10-11. Even though they do not have a Year 12, that year must be spent in full-time education. Clifton Hunter High School 311 Frank Sound Road, Frank Sound Tel: (345) 949 9488 or (345) 947 7353 Catchment Area: All areas on the east side of Spotts-Newlands Road, and on the east side of Chime Street, the Bypass or the East/West Arterial. John Gray High School Tel: (345) 949 9444 Catchment Area: All areas on the west side of Spotts-Newlands Road, and on the west side of Chime Street, the Bypass or the East/West Arterial. Layman E. Scott Sr. High School (Brac) 941 A Dennis Foster Road, Cayman Brac Tel: (345) 948 2226 Catchment Area: All areas of Cayman Brac and Little Cayman.

FURTHER EDUCATION

ICT, Beauty Therapy, Hospitality, Health & Social Care, Art, Creative Media, Work Skills, Business, Construction, Vocational Studies and Sport & Leisure. Also on offer is the IMI Motor Vehicle course. Check https://schools.edu.ky/ CIFEC for more information. PRIVATE EDUCATION

PRESCHOOLS & PRE-PRIMARY Improving Standards in Preschools The Ministry of Education’s Early Childhood Care and Education Unit conduct regular support visits to all Early Childhood Care and Education (ECCE) Centres (preschools). One of the reasons for the visits is to ensure that ECCE centres are creating a culture of child learning and development and not just one of “babysitting”. By doing this they are ensuring that children are better prepared socially and academically for their entry into compulsory school at the age of five. Standards that early childhood centres must adhere to not only include health and safety regulations but also how the staff interact with the children and ensure that the children are being properly stimulated and exposed to age appropriate activities. Practitioners are also supported to identify children who might have developmental

Early Childhood Assistance Programme (ECAP) Funding In an effort to ensure that all Caymanian children between the ages of three and four years old have the opportunity to benefit from pre-primary learning opportunities, the Ministry of Education offers funding to assist in the cost of access to early childhood care and education (ecce) for qualifying young Caymanian children. An application form can be downloaded from www.education.gov.ky and must either be scanned and emailed to ecap@ gov.ky or delivered to the attention of the Early Childhood Care and Education Unit which can be found in the Government Administration Building. Parents are encouraged to register their child at an

CI Further Education Centre (CIFEC) 515 Walkers Road, George Town Director: Ms. Delores Thompson Tel: (345) 949 3285 Email: dthompson@cifec.edu.ky Ages: 16-18 Curriculum: CIFEC offers BTEC vocational courses at Levels 1-3, which are the equivalent of GCSE (level 2) and AS Levels (level 3), offering an effective bridge to university or the world of work. Each BTEC programme includes an internship with an employer. One hundred and eight employers work with

Nursery: 6 weeks and up Childcare: Ages 1- 5 years Hours: Mon - Fri: 7am - 5.30pm Location: 17 Pasadora Place, Near GT Hospital

shiningstarscayman@gmail.com www.shiningstarscayman.com

www. c a y m a n r e s i d e n t . c o m

273

E D U C AT I O N

73 Academy Way, George Town

in High School. BTEC courses on offer include

delays or difficulties and then how to help the child so that they will be better prepared for primary school and life beyond. All preschools are inspected regularly by the Office of Education Standards and their reports are very revealing as to what these schools are doing to raise their standards. Scientists agree that when it comes to a child's development, the first five are the most important. This is when a child becomes the person they are going to be. It is when they learn appropriate behaviour, boundaries, empathy and many other important social skills that will remain with them for life. Therefore it is essential that you choose your child's preschool very carefully as there are a lot of options in Cayman and some are definitely doing a better job than others.

early childhood centre before submitting the ECAP form. Applications for ECAP are means tested. Depending on your overall household income, and the number of dependants you are supporting, you can expect to receive the maximum of CI$450 per month per child, the basic funding amount of CI$275 per month per child or none. For more information, email: ecap@ gov.ky or call (345) 244 5735 or (345) 925 6716.

E D U C AT I O N

Nurseries & Preschools Most of the schools featured in this section accept children from newborn to five years of age, offering full-day programmes and half-day options. Children will traditionally begin Kindergarten (UK system) or a Pre-K class (US system) at their chosen primary school, in the year in which they turn four. If you intend to send your child to one of Cayman's private primary schools and you are offered a place in their Kindergarten or Pre-K class (i.e. the reception year), you are strongly advised to take it. Keeping Dedicated to nurturing Dedicated nurturing Dedicated toto nurturing children your child back in preschool so that they children aged 1265 years, children aged aged 6 months to miss this first year at primary school has our classrooms and programmes months to 8toyears, our months 5 years, significant consequences: a) firstly, your are carefully prepared and guided by child will be assessed by the primary school classrooms are carefully our classrooms and experienced, qualified Montessori teachers. before they are offered a place in Year 1 to prepared and guided programmes are by Our school includes approximately see if they are up to par with the school's experienced, qualified carefully prepared andand an expectations for a five year old (many fail 4,000 sq ft of indoor space teachers, offering both gardens,this test and are not accepted); b) children expansive of natural guided1.5 byacres experienced, outdoor learning a Preschool andenvironments Primary and at primary school start learning to read in qualified Monstessori earnest in Kindergarten and those who severalOur play school areas. programme. have not started in their preschool may teachers. Our school features an expansive fall behind in Year 1; c) your child's new includes approximately classmates may have already made firm 1.5 acre garden with 4,000 sq ft of indoor friends among the students; d) adjusting to shade trees, Contact us fornature more trails information 'big school' and its lack of freedom (to play space and an expansive to explore and areas and choose what you want to work on) can +1 (345)of945-5814 1.5 acres natural for play, learning and be challenging for some children, and they islandmontessori.org gardens, outdoor will have missed the transition with other sports. children in the same boat; e) on average, learning environments only five places become available in Year 1 and several play areas. at the top private primary schools, which means that the chances of your child being Contact us for more information offered a place are slim at best. +1 (345) 525-3222 If your child's preschool covers such Contact us for more information islandmontessori.org things as the correct pencil grip, the phonetic sounds of the alphabet and how

Island Montessori

+1 (345) 945-5814 2 7 4islandmontessori.org CAYMANRESIDENT 2021 Âť

to write numbers from one to ten, then this is a bonus and will definitely help your child transition to reading and writing. The top preschools do teach these things, while placing great emphasis on learning through play, beautiful manners and appropriate social interaction, which is why they are all full and very hard to get into. Do visit a few schools and get a feel for how happy the children are. In this section are the majority of Cayman's preschools. For a more extensive list (including day care centres), visit the Education page of our website or pick up a copy of Cayman Parent magazine. Achievement Centre (The) 295 Shamrock Road, Red Bay Tel: (345) 947 5050 Email: achieve4u@hotmail.com Ages: 12 months-4 years Hours: 7am-6pm Monthly Fees: Full-day CI$600 Cayman Academy Accepts children from 2 years, 9 months to 18 years. See listing information on page 286. Cayman International School - Early Childhood 95 Minerva Drive, Camana Bay Tel: (345) 945 4664 Email: cis@cis.ky Website: www.caymaninternationalschool.org Annual Fees (2020-21): Nursery: 5 days/week (half day): CI$11,550 Nursery: 5 days/week (full day): CI$13,640 3 days/week: CI$8,310 2 days/week: CI$5,700 Pre-K4: 5 days/week CI$13,640 3 days/week: CI$8,310 Overview: CIS' new state of the art Early Childhood Division consists of nursery, Pre-K3 and Pre-K4 classrooms, a library, teaching kitchen and a dedicated music and movement room. Each classroom faces onto a teaching terrace that leads into a beautiful outdoor playground designed to encourage student enquiry and exploration. For more information on CIS see page 279.

SEE AD OPPOSITE PAGE

Discovery Kids Preschool

incorporates the use of specialist subject and

Website: www.littletrotters.ky

Sigma Building, 93 Hospital Road, George Town

SEN teachers to support children of all abilities.

Ages: 18 months-5 years

Tel: (345) 946 5437

The school's bright and spacious classrooms

Hours: 7.30am-5.30pm

Email: dkids.ky@gmail.com

are complemented by an expansive 1.5-acre

Monthly Fees: Half-day CI$890 (7.30am-

Ages: 6 weeks-4 years

garden featuring a variety of outdoor learning,

12.30pm), full-day CI$1,075

Hours: 7.30am-5.30pm

sports and play areas and nature trails to safely

Facilities: Over the bridge crossing a Koi-filled

Fees: Part-time CI$475, full-time CI$650

explore.

pond and nestled within a farmyard setting,

SEE AD OPPOSITE PAGE

(part-time can be 2, 3, 4 or 5 half days)

vegetable patch, butterfly garden and free Little Trotters Farm & Nursery School

flow water play area, sits Little Trotters school

First Baptist Christian School

39 Columbus Close, off Walkers Road, GT

house where play, laughter, use of imagination

920 Crewe Road Accepts children from 3 years

Tel: (345) 949 4080

and endless opportunities for social interaction

to 12 years. See listing on page 281.

Email: littletrotters@candw.ky

abound. Little Trotters is a nature-based

Grace Christian Academy Accepts children from 3 years to 18 years. See listing on page 287. Island Montessori

491 Crewe Road, George Town Tel: (345) 525 3222 Email: info@islandmontessori.org Website: www.islandmontessori.org Ages: 12 months-8 years (Nursery-Year 3) Hours: 7.30am-5pm

E D U C AT I O N

Monthly Fees: From CI$975 Overview: Island Montessori provides quality learning at both the Preschool and Primary level in a beautiful, spacious setting designed to nurture the individual potential of each

CAYMAN INTERNATIONAL SCHOOL

CONNECT | INSPIRE | SERVE

child. The school offers the best learning experience for children whose families value the philosophy of encouraging independence, inquisitiveness and a love of active learning. The preschool programme is open to children aged 12 months to 4 years and works with children using the very best Montessori practices blended with the UK Early Years Framework. In this manner the preschool

WWW.CAYMANINTERNATIONALSCHOOL.ORG

provides a fantastic platform as students transition to Reception. All classes are underpinned by a belief that children should

A AGES: 2 - 18

be active, and outdoor learning is blended into

(345) 945-4664

each day.

ADMISSIONS@CIS.KY

The Primary programme follows the UK National Curriculum and offers classes from Reception to Year 3, incorporating creative approaches to bring out the best in every child, while ensuring the highest learning standards are consistently delivered. Led by an outstanding team of highly qualified, engaged teachers, the school also

Âť

www. c a y m a n r e s i d e n t . c o m

275

E D U C AT I O N

education, where primary focus is placed on

(7.30am-1.15pm) CI$1,030, Casa Full-Day

Montessori School of Cayman

traditional values, kindness and responsibility.

(7.30am-3.15pm) CI$1,080. Camps are offered

519 South Church Street, George Town

Integral within the curriculum and age

throughout the summer and also during other

Tel: (345) 949 0202

appropriately taught is Maths, Literacy (via the

school holidays.

Email: info@caymanmontessori.com

Jolly Phonics approach) and Spanish.

School Description: Located in the heart of

Ages: 18 months-6 years

South Sound, Montessori del Sol provides an

Hours: 7.30am-12.30pm (half-days) or 7.30am

Montessori By The Sea

authentic Montessori programme offering a

-3.15pm (full-days)

Accepts children from 21 months to 12 years

holistic approach to education where children

Sessional Enrolment: 3, 4 and 5 day options

See listing on page 282.

are given lessons in Practical Life, Sensorial,

available for Toddlers only (ages 18 months to

Language, Maths and Culture which meets their

3 years); Casa Enrolment (ages 3-6) is full time

Montessori del Sol

individual and developmental needs. In the Casa

only: 5 half-days or 5 full-days.

11 Hinds Way, off Walkers Road, George Town

classrooms the teaching is in bilingual Spanish.

Monthly Fees: Toddler CI$710-CI$1,030 (part-

Tel: (345) 949 3222

The dedicated, highly trained and experienced

time or full-time) and Casa CI$950-CI$1030

Email: office@montessoridelsol.com

team are committed to the principles of

(half days or full days)

Ages: 18 months-6 years

Montessori, making sure that every child’s

Application Fee: CI$200

potential is nurtured while the school

RiteStart Preschool

Annual Administrative & Supplies Fee: CI$300

cultivates

1548 Shamrock Road, Savannah

Hours: 7.30am-5pm

creativity. Their unique outdoor environment

Tel: (345) 945 3432

After Care: 3.15pm-5pm for CI$15 per day

boasts an abundance of shade trees where

Email: ritestartcayman@hotmail.com

Monthly Fees: Toddlers (18 months-3 years) –

the children freely explore and play, while

Ages: 3 months-4 years

Toddler Mornings (7.30am-11.45am) CI$1,020,

bright, spacious, well-prepared classrooms

Hours: 7am-6pm

Toddler

(7.30am-12.15pm)

are equipped with a full complement of

Monthly Fees: Nursery (3 months-12 months)

CI$1,085, Toddler Full Day (7.30am-3.15pm)

materials according to the standards set out

CI$600, 13 months to 4 years CI$600

CI$1,180; Casa (3-6 years) – Casa Mornings

by Association Montessori Internationale.

(7.30am-12.15pm) CI$990, Casa Lunch Bunch

SE E AD PAG E 275

Lunch

Bunch

kindness,

independence

and

St. George’s Anglican Preschool 64 Courts Road, Off Eastern Avenue, GT Tel: (345) 945 0441 Email: stgeorgespreschool123@gmail.com Ages: 2 years-4 years Hours: 7.30am-5.30pm Monday-Friday Fees: Monthly CI$450; Fortnightly CI$225; Weekly CI$125. St. Ignatius Catholic School/Early Years Centre

St. Ignatius Catholic School Early Years Foundation Stage

Catering exclusively to 3-5 year olds Dedicated Teacher and Teacher’s Assistant per class

599 Walkers Road, George Town Tel: (345) 949 9250 Email: general@st–ignatius.com Website: www.st–ignatius.com Established: 1971 Head of School: TBD Head of Primary: Mr. James Hickey Office Hours: 8am-4pm Academic calendar: September–June Ages: 3-5 years Application Fee: CI$100 Nursery-Year 6 Fees: Annual: CI$9,266; Per Term: CI$3,245; Monthly: CI$1,014 (10 months) Student Population: 76

345.949.9250 | general@st-ignatius.com

www.st-ignatius.com 276

CAYMANRESIDENT 2021

Curriculum: UK National Curriculum Average Class Size: 16 (for 3 year olds) and 22 (for 4 year olds) with one teacher and one

teacher's assistant per class. There are four

Sister Janice Early Learning Centre

Monthly Fees: CI$1,195-CI$1,400 (full time)

classrooms on-site.

41 Desmond Drive, George Town

Description: 'Reggio Emilia' inspired with select

Facilities: Dedicated Early Years building

Tel: (345) 949 2524

elements of Montessori and High Scope.

and playground on the St. Ignatius campus.

Email: sisterjanicepreschool@yahoo.com

Canteen, music and computer room, library.

Ages: 3 months-5 years

Tiny Tots Academy

Extracurricular Activities: There are after-

Student population: 50

109 Hinds Way, off Walkers Road, GT

school clubs and an after-school care

Hours: 7am-5pm (although a grace period can

Tel: (345) 623 8687

programme until 5.30pm. SEE AD OPPOSITE PAGE

be given, pick-up must be by 5.30pm)

Email: tinytotsacademy.ky@gmail.com

Monthly Fees: CI$525 (five full-days) includes

Ages: 6 weeks-5 years

Shining Stars Childhood Care &

breakfast and lunch and parents are asked to

Hours: 7.30am -5.30pm

Education Centre

provide snacks and fruit daily.

Monthly Fees: 5 Full-days (ages 6 weeks-18

17 Pasadora Place, Pines Road, Off Smith Road

Description: Sister Janice’s promotes the

months) CI$775; 5 Full-days (19 months-5

(near the George Town Hospital)

whole growth of the child through hands-

years) CI$725; Part-time rates vary from

Tel: (345) 943 7077 or (345) 936 7077

on learning and experiencing. Each child is

CI$525 to CI$625 per month, depending on age

Email: shiningstarscayman@gmail.com

cherished and encouraged to develop their

and number of days.

Website: www.shiningstarscayman.com

social, physical, and emotional development.

Ages: 6 weeks-5 years (separate nursery and

The school promotes the well-being of the child

child care facility)

within a Christian-centred atmosphere.

19 Elroy Arch Road, off Smith Road, GT

Registration fee: CI$100

Sprogs Garden Playschool

Email: treasuregardenpreschool@hotmail.com

Annual Facility Fee: CI$100

832 Walkers Road, George Town

Monthly Fees: 2-5 years olds: CI$650 if paid

Tel: (345) 746 7529

annually, termly CI$700 pmth, monthly it is

Email: info@agardenplayschool.com

CI$725. 1 year olds CI$795 (full-time), CI$695

Website: www.sprogsgardenplayschool.com

(part-time), Nursery (6 weeks to 12 months) is

Ages: 1-5 years

Hours: Monday-Friday 7am-5.30pm

Treasure Garden Preschool

Tel: (345) 943 6230 Website: www.treasuregardenpreschool.com Academic Calendar: Year-round Ages: 18 months-5 years Hours: 7.30am-5.30pm

CI$895 full time or CI$820 part time. Meals: Meals and snacks are included in the tuition. Meals are chef-prepared daily and include fresh fruit, whole foods and organic vegetables. School Description: A bright, open and spacious school with thematically decorated classrooms located near downtown George Town and safely tucked away from a busy street. Children enjoy playing in the large fenced play area with shade trees, sand box and age-appropriate play equipment. Staff are loving, well qualified, professional and nurturing and there is a qualified nurse on staff. The school values the children’s academic progress and teaches both phonics and numeracy to age appropriate levels. Children leave the school with the ability to read and decode words. However, the children are given a good balance between learning and play time. A closed circuit camera system allows parents and grandparents to monitor their child's smiles, fun and progress throughout the day. SE E AD PAG E 273

www. c a y m a n r e s i d e n t . c o m

277

E D U C AT I O N

Monthly Fees: Full-day rate (7.30am–5.30pm)

CI$850, half-day rate (7.30am–12.30pm or

Toddler

12.30pm-5.30pm) CI$700

months-3

Programme

Description: They offer a nurturing environment

(7.45am-11.45am) CI$1,085 and Lunch Bunch

the necessary materials to foster those skills.

where your child will learn, engage and prepare

(7.45am-1pm) CI$1,145, Full day (7.45am-3pm)

SE E AD PAG E 277

for the world around them. Each child receives a

CI$1,275

developmentally appropriate learning experience

Casa Programme Monthly Fees: (3 years-6

while engaging in a playing-to-learn curriculum

years) Montessori Mornings (7.45am-12.15pm)

while applying the Cayman Islands Early Years

CI$1,050,

Curriculum Framework. The aspiration is that

CI$1095, Full-day (7.45am-2.45pm) CI$1,115

each child will develop a positive outlook towards

Lower/Upper Elementary Programme Monthly

school and acquire a life-long love for learning.

Fees: (6 years-12 years) Full-day (7.45am-

years)

Lunch

Monthly

Fees:

Montessori

Bunch

(18

Language, Mathematics, Science, Geography

Mornings

and Culture, while providing classrooms with all

(7.45am-1.15pm)

3pm) CI$1,125 Triple C School

After School Care: CI$250 pmth (3pm-5.30pm)

Accepts children from 3 years to 18 years

School Description: Located in Camana Bay,

See listing on page 283.

along the Seven Mile Beach corridor, Village Montessori strives to foster a strong sense of

E D U C AT I O N

Village Montessori

community and respect for self, others and the

94 Solaris Avenue, Camana Bay

environment. They aim to provide children with

Tel: (345) 640 7827

an opportunity to develop independence in a

Email: villagemontessori@starfish.ky

creative, educational environment and foster a

Website: www.villagemontessori.ky

lifelong love of learning. Utilising the Montessori

Ages: 18 months-12 years

method, the dedicated and experienced team

Hours: 7.45am-3.15pm

at Village Montessori work to give each child

Application Fee: $250

the chance to grow as a lifetime learner,

Annual Capital Fee: CI$500

incorporating practical life skills, Reading,

PRIMARY & HIGH SCHOOLS Cayman has a very good selection of excellent private primary and high schools, most following either the British or American curriculum and two following the Montessori system. In all cases the main student intake is for Kindergarten (British) and Pre-K (US) when the children are four, turning five during the school year. In most cases the students can then remain in their chosen school up to Year 13 (UK system) and Year 12 (US system) but some primary schools end at age 11 and your child will have to move to a senior school. Schools following the UK system take GCSEs and A Levels and the US system offers either the IB programme or prepares students to take the Scholastic Aptitude Test (SAT) and attain a US High School Diploma. Calvary Baptist Christian Academy

Cayman Prep & High School

191 Walkers Road, George Town Tel: (345) 946 5834 Email: info@cbca.edu.ky Ages: 5 years-18 years

Promoting students' personal and social development is EXCELLENT.

Student Population: 75

Links with Parents and the community is EXCELLENT.

Average Class Size: 10

Hours: Monday-Friday 8am-3pm Annual Tuition Fees: CI$6,750 (all grades) Curriculum: American, Abeka curriculum for Reading Center (K5), Grade 1 and Grades 7-12,

Students' attainment in secondary and post 16 is EXCELLENT.

Accelerated Christian Education (ACE) for

Teaching in secondary and post-16 phases is EXCELLENT.

Cayman Academy

(Office of Education Standards Report, March 2019)

Grades 2-6.

211 Walkers Road, George Town Tel: (345) 640 2630 or (345) 926 7190 Email: school.office@cayman.academy Ages: 2 years 9 months-18 years Student Population: 313 Hours: Monday-Thursday 8.30am-3.10pm and Friday 8.30am-12.10pm

www.cayprep.edu.ky High School: 949-9115 Primary School: 949-5932 278

CAYMANRESIDENT 2021

Annual Fees: Pre-K–Grade 6: CI$4,695; Grade 7–12: CI$7,086 Average Class Size: 20-25 Curriculum: Cayman Islands Curriculum, CSEC

(Caribbean Secondary Examinations Council).

Note: 2% discount applied for one-installment

September 2019) and a cutting-edge High

payment plan, 5% surcharge applied for ten-

School building (opening in January 2021) with

Cayman International School (CIS)

installment payment plan. There is a 10%

a double gymnasium, library, commons area and

95 Minerva Drive, Camana Bay

discount for the second child and 15% for the

performing arts spaces. The current purpose-

Tel: (345) 945 4664

third and subsequent children.

built campus features a 61,000+ sq ft facility.

Email: cis@cis.ky

Meals: Hot lunches CI$6 daily

It consists of a library, STEAM Lab, computer/

Website: www.caymaninternationalschool.org

Average Class Size: 15

video production lab, two science labs, two music

Director: Mr. Jim Urquhart

School Description: CIS is a private, college

rooms, two art rooms, two student support

Academic Calendar: August–June

preparatory, non-sectarian, co-educational

centers, 42 classrooms, an amphitheater and an

Office Hours: 7.30am-4.30pm

school that provides strong academic and

administration building. In addition, the school

Ages: 2 years–18 years

extensive extracurricular programmes. The

has a full sized, artificial turf soccer pitch with a

Student Population: 830 (approximate)

13-acre campus located in Camana Bay

FIFA 2-Star rating, a swimming pool, two tennis

Application Fee: CI$300

includes early childhood, elementary, middle

courts and two basketball courts.

Annual Fees (2020-21):

and high school divisions. Students represent

Extracurricular Activities: Students are offered

Nursery: 5 days/week (half-day): CI$11,550

35 nationalities and the majority of students

a wide variety of extra-curricular activities,

Nursery: 5 days/week (full-day): CI$13,640

are dual passport holders. CIS has a strong

from a well-developed sports programme

3 days/week: CI$8,310

sense of community where children learn, play

(including

2 days/week: CI$5,700

and support each other in a modern, safe and

National Honor Society, Student Leadership,

Pre-K3: 5 days/week CI$13,640

student-centered environment.

Model United Nations, Global Issues Network,

3 days/week: CI$8,310

Curriculum:

American.

Pre-K4: CI$13,640

Certificates,

United

Kindergarten - Grade 2: CI$16,360

Diploma

Grades 3-5: CI$18,870

Facilities: CIS is in the process of a major

Cayman Learning Centre & School (CLC&S)

Grades 6-8: CI$21,170

expansion project, adding a new state of

7 Pasadora Place, Smith Rd, George Town

Grades 9-12: CI$22,520

the art Early Childhood Center (opened

Tel: (345) 943 7323

States

Diploma, High

School

international

tournaments)

Debate, Robotics and Destination Imagination. SE E AD T H I S PAG E & PAG E 275

E D U C AT I O N

CAYMAN LEARNING CENTRE & SCHOOL Cayman Learning Centre & School delivers specialist, bespoke programmes and individualised evidence-based interventions which help students to become effective, confident and self-directed learners.

NEW HIGH SCHOOL BUILDING OPENED AUGUST 2020

• • • •

Specialist teachers & small student-teacher ratio World renowned Arrowsmith Program Comprehensive educational assessments Evidence-based programmes

Helping students to achieve their full potential

(345) 943 7323 | www.caymanlearning.com 7 Pasadora Plc, Smith Rd

WWW.CAYMANINTERNATIONALSCHOOL.ORG

www. c a y m a n r e s i d e n t . c o m

279

Preschool - 6th Grade

345.945.7906

• Ages: 3-12 years • Grades: Preschool - 6th Grade • American Christian Centred Curriculum • ACSI Member School • STEM Learning • Accelerated Reading & Maths Programmes • Weekly Chapel • Library

Email: info@caymanlearning.com

Meals: Daily hot and cold lunches CI$5.50-

Website: www.caymanlearning.com

CI$6.75 per day

Ages: 7 years -14 years

After School Care: Provided daily for Primary

Hours: 7.55am-3pm

School Students to 5.30pm. CI$15 per

Application Fee: CI$300

afternoon session, CI$250 per month.

Annual Arrowsmith Licensing Fee: CI$2,500

Maximum Class Size: 25 (24 in KG) with all

School Programme Monthly Fees: CI$1,800

infant classes (KG to Year 2) staffed by a

After School Tutoring: CI$45 per session

qualified teacher and a Learning Assistant.

School Description: They offer a comprehensive

Each Junior year group (Year 3 to 6) also has a

British Curriculum through hands-on “real

Learning Assistant.

life” inquiry. Their project based learning

Specialist Teachers: The Primary School has

approach allows students to gain knowledge

specialist teachers for PE, ICT, Music, Spanish,

and consolidate skills by investigating and

French and Support for Learning in Literacy

responding to authentic, engaging, and complex

and Mathematics.

challenges.

bespoke

Curriculum: UK National Curriculum leading

programming for students struggling with

CLC&S

also

offers

to IGCSE, GCSE, AS and A Levels (Cambridge

the learning process. Based on the application

International and Welsh examination boards).

of neuroscience, the Arrowsmith Program

Facilities: Multi-purpose halls, specialist IT and

helps students strengthen weak underlying

science labs, art and music rooms, drama studio,

cognitive functions responsible for a range of

sports field, research libraries, basketball/

learning difficulties. Students also benefit from

netball courts and sixth form facilities, plus

individualised evidence-based interventions

mature trees and shady play areas.

aimed at closing skill gaps.

Extracurricular Activities: Duke of Edinburgh

SE E AD PAG E 279

E D U C AT I O N

Award, Model United Nations, annual music Cayman Prep & High School

production, music bands and choirs, debating,

Primary School Site: 242 Smith Road, GT

robotics, wide range of after-school clubs and

High School Site: 559 Walkers Road, GT

activities, sports include rugby, cricket, football

Established: 1949

(girls and boys), netball, table tennis, field

School Director: Ms. Debra McLaughlin

hockey, volleyball, badminton, fitness, sailing

Primary School Principal: Robin Davies

and diving. SE E AD PAG E 278

Tel: (345) 949 5932 • UK National Curriculum with a nature-learning focus

Clever Fish

High School Principal: Mr. Karl Murphy

Windjammer Building, Walkers Road, GT

• Cayman's ﬁrst accredited beach school

Tel: (345) 949 9115

Tel: (345) 516 4623

• Oﬃcial partner school of the National Trust

Email: hsoffice@cayprep.edu.ky

Email: nic@cleverfishcayman.com

• Small class sizes

Website: www.cayprep.edu.ky

Ages: 11 years-16 approx (Years 7-11)

• Non-denominational

Academic Calendar: September–June

Curriculum: UK National Curriculum leading to

• Competitive fees

Ages: 4–18 years

IGCSEs and A Levels

• Tutoring and camps also oﬀered

Registration Fee: CI$300

Class sizes: Between 2 and 8 (per subject)

Annual Fees: Kindergarten-Year 6: CI$10,700

Monthly fees: Starting at CI$1,500

• Convenient George Town location

Please contact management@footsteps.ky for more information www.footsteps.ky

280

Email: psoffice@cayprep.edu.ky

CAYMANRESIDENT 2021

Years 7–9: CI$11,615

Description: Clever Fish offers full time

Years 10–11: CI$12,300

schooling to children in Years 7-11 who are

Years 12–13: CI$13,580

bright, articulate and driven and benefit from a

Note: Fees can be paid per term (3x per year) or

small, individualised school which can challenge

monthly (10x per year) special rates apply.

and support each child. Clever Fish follows

Annual Snack Fee: CI$180 KG to Year 2

the British National curriculum and prepares

Annual Resource Fee (KG-Y6): CI$150 and (Y7-

children for common entrance or IGCSEs. They

9) CI$300

can only accept a total of 25 students at the

Annual PTA Fee: CI$75

school so spaces are quickly snapped up. All

Student Population Primary School: 522

the teachers are subject specialists and have

Student Population High School: 465

a proven track record of success at IGCSE and

A Level. Clever Fish also runs a very popular

Annual Fees: CI$13,000 paid over 10 months

afternoon enrichment programme and they

School Hours: 8.30am-3pm

Preschool Full-Day: CI$9,531

offer camps in the school holidays.

Curriculum: UK National Curriculum with

Grades K–5: CI$10,293

a nature-learning focus, benefiting from

Grades 6–8: CI$11,000

First Baptist Christian School

Cayman's natural landscape whilst encouraging

Grades 9–12: CI$11,440

920 Crewe Road, Red Bay

exploration, investigation and independence.

Grade 12 AP Programming - Ask

Tel: (345) 945 7906

Cayman's first accredited beach school,

Curriculum: Christian-based education. Grades

Email: fbcs@fbcs.edu.ky

Footsteps is the of official partnership school of

6-12: US curriculum. Advanced Placement (AP)

Website: www.fbcs.edu.ky

the National Trust of the Cayman Islands

classes are also offered. Students take SATs in

Principal: Mrs. Janet Durksen

Description: Footsteps is a non-denominational

Grade 11 and Grade 12.

Academic Calendar: September-June

private primary school for children aged 4-11.

Office Hours: 7.30am-3pm

Additional Details: After school tutoring is

Hope Academy

Ages: 3 years-12 years (KG-Grade 6)

available in all areas of the curriculum along

Units 1-8 Grand Harbour Shoppes, Red Bay

Application Fee: CI$150

with after school care and a comprehensive

Tel: (345) 769 4673

Annual Fees: Preschool: CI$8,050;

holiday camp programme.

Email: office@hopecayman.com

SEE AD OPPOSITE PAGE

Kindergarten-Grade 6: CI$9,350

Annual Fees: Preschool Half-Day: CI$5,250

Website: www.hopecayman.com

Sibling Discount: Sibling's fees are CI$7,650

Grace Christian Academy

Head of School: Dr. Samantha Tibbetts

for Preschool and CI$8,590 for KG-Grade 6

21 Crescent Close, off Boltins Ave, West Bay

Academic Calendar: August- June

School Hours: 8am-2.45pm (children can be

Tel: (345) 945 0899

Ages: 5 years–18 years

dropped off from 7.30am)

Email: officeadmin@gca.ky

Application Fee: CI$150

After-School Programme (3pm-5pm): CI$190

www.gracechristianacademycayman.org

Annual School Fees: Kindergarten – Grade 12:

per month full-time and CI$150 part-time.

Principal: Mrs. Bernice Scott

CI$14,000 (Fees for additional programmes

Meals: Hot lunches CI$5.50 daily through the

Academic Calendar: August–June

vary; Sibling discount provided)

Jump Start Cafe & Catering programme

Application Fee: CI$200

Annual Book Fees: CI$450 per student

Student Population: 180

Ages: 3 years–18 years

Tutoring Fees: CI$50/hour session

E D U C AT I O N

Average Class Size: 15-23 and Preschool 10-12 Curriculum: Christian-based education. US Curriculum. All students receive Music, PE, Spanish and ICT classes taught by specialists. An ASCI Member School. Students take Terra Nova Achievement tests annually. They promote STEM learning, Accelerated Reading and Maths programmes, and integrate technology and 21st Century learning into all subjects. Extra features include weekly chapel. Facilities: Gym, computer lab, mobile laptop carts, library, music room, interactive white boards and large sports field. Extracurricular

Activities:

Sports

clubs,

cooking, drama, reading, Brownies, soccer, spelling, running, basketball, art, fitness, STEM learning.

St. Ignatius Catholic School “Serving Cayman for 50 years”

A caring, Christian community for 3-18 years old Outstanding academic achievement in I/GCSE and A level examinations A broad range of extra-curricular and leadership opportunities

SE E AD OP P OSI T E PAG E

Footsteps School 210 Eastern Avenue, George Town Tel: (345) 746 3635 Email: management@footsteps.ky Website: www.footsteps.ky School Directors: Emma Kendall & Bryony Platt Ages: 4 years–11 years Class Sizes: 15

345.949.9250 | general@st-ignatius.com

www.st-ignatius.com »

www. c a y m a n r e s i d e n t . c o m

281

Meals: Hot lunches CI$6 daily

Website: www.islandmontessori.org

days/week 8am–3pm CI$10,958; half-days

Student Population: 120-130

Ages: 4-8 years (Reception-Year 3)

(3-4 years 9 months): 8am–12noon CI$9,900

Maximum Class Size: 12-15

Annual Fee: CI$10,925

Elementary – Lower/Grades 1-3 (6-9 years)

Curriculum: Hope Academy offers an American

Curriculum: English National Curriculum format

and Upper/Grades 4-6 (9-12 years): 8am-

curriculum

aligned to the Cayman Education Curriculum

3.15pm CI$11,244

creativity, discovery, and imagination within

that

fosters

learning

through

Overview: See page 275 for a detailed overview

Sibling Discounts: 5% for the second child and

a small learning environment. Online courses

of Island Montessori and their primary school

10% for the third and subsequent children.

are also available for middle and high school

programme.

Mixed Ages: There are mixed ages in each of the

students. The inclusive classrooms and flexible

Payment Options: Tuition payments may be

needs. Everything is geared towards helping

277 Prospect Point Road, Prospect

made annually (which reflects a 2% discount),

each child reach their full potential. This starts in

Tel: (345) 947 0684

semi-annually (which reflects a 1% discount) or

Kindergarten and encourages a love of learning

Email: kourtni@mbts.ky

monthly.

while building early literacy skills. It continues

Website: www.mbts.ky

Tours: School tours available monthly. Please

through high school, where it encourages

Academic Calendar: September–June

phone for an appointment.

independence and responsibility, while preparing

Ages: 21 months–12 years

Teacher-Student Ratio: Toddler: 1:5; Casa: 1:10;

for college. Please note an academic screening is

(Toddlers – Grade 6)

Elementary: 1:15.

usually required upon enrolment. Hope Academy

Hours: 8am-3.15pm (depends on age)

Curriculum: Follows the Montessori philosophy,

is not affiliated with any religious organisation

Student Population: Approximately 160

while aligning with UK standards.

or church.

Application Fee: CI$250

Extracurricular Activities: After-school clubs

SE E AD T H I S PAG E

which vary on a term-by-term basis.

Annual Fees: Toddler (21 months-3 years):

Services: Daily after-school care available for

491 Crewe Road, George Town

8am–3pm 5 full-days per week CI$11,456,

Casa and Elementary students 3.15pm-5pm

Tel: (345) 525 3222

8am–12noon 5 half-days: CI$10,286

CI$25 daily; CI$400 monthly.

Email: info@islandmontessori.org

Casa/Pre-K – Kindergarten (3-6 years): Full-

S E E A D B E LOW

O PTIM ISM

C EN

S EV E R A PER

E HO N O

Annual Fees: (once per year) CI$700 Island Montessori

EX C EL L

E D U C AT I O N

Montessori By The Sea

programmes.

methodology cater to each students’ individual

277 Prospect Point Road Tel: (345) 947 0684 Email: mbts@mbts.ky

Hope Academy

“Working Together To Be The Best” • KG- Grade 12 with American Curriculum

Montessori By The Sea offers an enriched, internationally recognized Montessori curriculum that emphasizes inquiry-based study and cross-curricular integration, complemented by specialized instruction in French, ICT, Physical Education, the Arts and Music.

• Small class sizes

• Online programs available

• Sports & other extracurricular options offered

• Additional learning programs for students needing extra support.

1 (345) 769 4673

www.mbts.ky

www.hopecayman.com

office@hopecayman.com

Grand Harbour Shops, Units 1-8

282

CAYMANRESIDENT 2021

St. Ignatius Catholic School

Email: triplec@candw.ky

other fees not included.

599 Walkers Road, George Town

Website: www.triplecschool.org

Curriculum: American. Grades 1-11 do the

Tel: (345) 949 9250

Application fee: CI$100

Stanford 10 Achievement tests and Grades 11-

Email: general@st–ignatius.com

Capital fee: CI$200

12 do the SAT and ACT tests.

Website: www.st–ignatius.com

Annual fees: Preschool/Pre-Kindergarten full-

Established: 1971

day: CI$7,060, half-day: CI$5,295

Head of School: TBD

KG-Grade 3: CI$7,511

Head of Secondary: Mr. Peter Embleton

Grades 4–6: CI$7,811

Head of Primary: Mr. James Hickey

Grades 7–8: CI$8,264

Office Hours: 8am-4pm

Grades 9–10: CI$9,764

Academic Calendar: September–June

Grade 11: CI$9,914

Ages: 3–18 years

Grade 12: CI$10,065

Application Fee: CI$100

Curriculum: American. Children work towards

Fees: Nursery–Year 6: Annual: CI$9,266

an American high school diploma in College

Per Term: CI$3,245 (3 terms)

Preparatory,

Monthly: CI$1,014 (10 months)

accredited by the Association of Christian

Years 7–11: Annual: CI$10,719

Schools International (ACSI) and the Southern

Per Term: CI$3,817 (3 terms)

Association of Colleges and Schools (SACS),

Monthly: CI$1,181 (10 months)

plus the students take Advance Placements and

(includes technology fee)

the SATs in Grade 12.

Business

Liberal

Arts,

Years 12–13: Annual: CI$12,533 Per Term: CI$4,464 (3 terms)

Truth For Youth School

Monthly: CI$1,379 (10 months)

84 Walkers Road, George Town

(includes technology fee, but does

Tel: (345) 949 2620 or (345) 949 7041 Email: truthfys@candw.ky Ages: 4 years-11 years

Sibling Discount: A third child receives a 25%

Hours: Monday-Thursday 8.30am-3pm and

discount on fees.

Friday 8.30am-12.30pm

Student Population: 665

Monthly Fees: KG-Grade 6: CI$450 per month

Average Class Size: 24–26

Curriculum: American with Cayman Social

Meals: Hot lunches CI$5-CI$6 daily

Studies. They are exploring the possibility of

Curriculum: Modified British Curriculum (IGCSE

changing to the UK National Curriculum before

and GCSE); AS and A Levels – Cambridge

the end of the 2020-2021 school year.

International Examinations (CIE) and Welsh Joint Education Committee (WJEC).

Village Montessori

Facilities: Four science labs, music wing

94 Solaris Avenue, Camana Bay

(including

Tel: (345) 640 7827

sound–proof

practice

rooms),

learning support, canteen with full kitchen, art

Email: villagemontessori@starfish.ky

room, school hall, modern classrooms, sports

Website: www.villagemontessori.ky

field, basketball and netball courts, laptop

Ages: 18 months-12 years

programme for Years 7-13 and a Sports Hall.

For a full listing please see page 278.

Extracurricular

Activities:

After-school

Although Cayman has excellent schools, many parents will look to broaden their children’s horizons by sending them to overseas boarding schools. Over the years the image of boarding schools has changed immeasurably; the transformation from the hardship and coldness of Dickens’ Dotheboys Hall to the spellbinding excitement of Hogwarts has been both evolutionary and revolutionary. However, the changes in perception and the reality are not works of fiction; boarding schools in Britain and North America are flourishing and should be a real consideration for families thinking about the future schooling of their children. Why Choose Boarding School? There are many reasons for choosing the boarding school path, from the standards of teachers and teaching, to the friends and connections that are made. The following are all key factors to consider when deciding if boarding school is right for you and your child. 1. First Rate Education

The reputation of leading schools in the UK, USA and Canada is not just a label of prestige from the past; the academic, sporting and social success of these schools is in the present and the future. Academic excellence, their successes in international exams and their students winning places at Ivy League and Russell Group universities speaks for themselves.

clubs, art, drama, music, sailing, tennis, diving,

Wesleyan Christian Academy

cricket, rugby, soccer, Cub Scouts, Brownies,

150 North West Point Road, West Bay

2. All-Round Education

cooking clubs, annual music production, house

Tel: (345) 949 1121

activities. After-school care available 2.30pm–

Email: principal@wcacayman.com

5.30pm daily.

Ages: 3 years 9 months-18 years

Boarding schools are concerned with much more than academic prowess; pupils exceeding their potential in the classroom is paramount, of course, but the ability to be involved in whichever sporting, creative or intellectual pursuit that stimulates a child, is of huge importance

SE E AD PAG E S 281 & PAG E 276

Hours: Monday-Thursday 8am-3pm and Friday Triple C School

8am-2pm

74 Fairbanks Road, George Town

Annual Fees: Pre K–Grade 8: CI$5,200, Grades

Tel: (345) 949 6022

9–12: CI$5,700 inclusive of book fee. Lunch and

www. c a y m a n r e s i d e n t . c o m

283

E D U C AT I O N

not include text books) Fees can be paid monthly, per term or annually.

OVERSEAS EDUCATION

too. All these things are on the student’s doorstep; schools are extremely busy places where children are seldom bored or lonely and, rather charmingly, it is still seen to be cool to do something rather than nothing. 3. Support

Success is achieved through sound teaching and individual care and attention. Staff at boarding schools are with their students 24 hours a day and are there to ensure that every child is happy and performing well at all times, addressing problems swiftly. Boarding schools are well-equipped and qualified to support most learning requirements and a wide range of schools offer specialist additional support for learning and emotional needs.

E D U C AT I O N

4. Facilities

Boarding schools have some outstanding facilities and offer beautiful spaces in which youngsters can grow and develop. Academic and sporting facilities can be state-of-the-art, and boarding houses are often not far off a reasonable hotel. 5. Friends

Whilst boarding school pupils can no longer rely on the ‘old school tie’ to garner success in later life, a boarding education exposes youngsters to a huge array of people – some of whom will become lifelong friends. They will probably know these people better than they know anyone else in their lives. The ability to live and work with such a huge number of people is what gives boarding school students the confidence and maturity to excel in their future worlds. Exposure to the wider world and internationalism also helps prepare students for the world of business. 6. Finance

Boarding school fees can seem eyewateringly expensive – fees can be as high as GBP£32,000 or US$59,000 a year. However, boarding schools are working increasingly hard to ensure that they are not ‘elitist’ and seek to attract the students 284

CAYMANRESIDENT 2021

who will most benefit from all the school has to offer. It is always worth asking about bursary and scholarship assistance. How to Choose the Right School Cayman has no boarding schools, so choosing an international boarding school is difficult, as visiting overseas schools is a huge task. Make a list of your child’s needs and wants and then choose to visit schools that tick those boxes. For example, if your child is massively into one sport but not keen on another, then find a school which plays that sport. For example, in the UK a boarding school is usually a football school or a rugby school. They are invariably not both unless it is a prep school. If you live full-time in Cayman then you probably want to choose a full-boarding school and not a weekly boarding school. Many schools are moving towards weekly boarding so be sure to check this out. Also, does your child need any educational support? If so, check out schools who can help with that. Finally, any school very near London will probably have a lot of London-based students and may empty at the weekends. If you would prefer to avoid this, then choose a school which is more than an hour away from London. Time & Preparation

Boarding schools can be very competitive and many schools fill their places several years in advance of entry. Therefore, give yourself plenty of time to choose the right school. In addition to allowing time to visit schools (a typical tour starts at 10am and takes 3-4 hours), you should allow time for your child to be prepared for the entrance exams and for the transition to boarding school. Parents often underestimate how much time should be given to these steps, but at least two to three years in advance is the best time to begin the process. The most important thing to remember is to involve your child in the process from the very beginning, as this will allow them to become comfortable with the prospect of going away to a boarding school.

General Age of Entry to Boarding Schools

American schools are typically set up to accept boarders from Grade 8 (aged 1314 or Year 9 in the UK system) but there are some which will accept boarders from Grade 6. In Canada most schools accept students for boarding in Grade 9, so one year later than the US system. In the UK your child can board from the age of 8 (Year 4) but the majority of Cayman students usually either start boarding at the end of primary school (i.e. they finish Year 6 in Cayman and then leave) or they wait and go straight to a senior school in the UK when they are 13 (for the start of Year 9). Timeline & Tests for Entry

For a full breakdown on how early to start your research and what tests UK, Canadian and US schools require children to take for entry, see our Cayman Resident website or the Cayman Parent magazine. Understanding Your Child’s Needs

It is vital to find the school where your child will thrive and be happy. Friends and acquaintances may offer school suggestions based on their own children’s success (or otherwise!) but, just because this school was right for their children, is no guarantee that it will be right for yours. Choose a school based on your child’s specific talents, interests and needs, even if this is wildly different to that chosen by others. Unless your child is happy and comfortable at their new school, they won’t perform well in the classroom. Make sure that the school offers the qualifications (IB, GCSE, A Level, SATs or vocational courses) best suited to your child and their intended higher education and career path. Get Help - Educational Consultants There are people who can advise you about UK or North American private schools, and it is worth seeking guidance – this is, after all, one of the most important decisions you will make for your child. However, it is important to choose a consultant who really knows the full range of British or North American independent schools and the

complicated admission procedures involved. Remember to ask them about things that you cannot find out from reading a school’s prospectus: whether the school is warm and welcoming and the students are known for being kind; what the pastoral care is like; does it run a house system and if so what are the benefits; does it empty at weekends; does it have a reputation for having a drug problem; does it cater well to special needs or learning support; will your child flourish academically there or drift to the bottom third of the academic group. There are a small handful of education consultants that specifically work with Cayman families who you can book a consultation with.

School Fairs Two school fairs usually take place in Grand Cayman each year offering parents the opportunity to meet representatives from various overseas boarding schools, however, due to COVID-19 they almost certainly will not be held in 2020. Here are the details for future reference:

Boarding School Options Numerous boarding schools visit Grand Cayman either during the British School Fair or the Caribbean School Fair, both of which are very worth attending. Often the Headmaster/Mistress of each school will visit and it is a great way to get a feel for what the school has to offer. They are more than happy to answer your questions and show you photos. They also conduct school entrance interviews while they are here. Here we list a few overseas boarding schools that are popular with Cayman families. Clongowes Wood College Clongowes Wood College SJ, Clane, Co Kildare, Ireland Email: admissions@clongowes.net

British Schools Fair Cayman Islands

Website: www.clongowes.net

Usually held during the first weekend of November at the Marriott hotel from 2pm to 6pm. The school representatives often spend a few days in Cayman on either side of this weekend and are happy to conduct school interviews or have a private meeting with you. For information on which schools usually visit see www.bvs-education.co.uk/ british-schools fairs.

Headmaster: Mr. Chris Lumb Academic Calendar: Late August-May Age Group: 12-18 years old Annual Fees: €20,290 per annum (2020-2021) Sibling discount available Curriculum:

The

teaching

and

learning

programme is broad and balanced, spanning across 6 years, with state exams at Junior Certificate (3rd year) and Leaving Certificate at 6th year, with a Transition Year at 4th Year.

Caribbean School Fair

School Overview: Ireland’s leading 7-day

Usually comprises the top 40 US and Canadian boarding schools and is held on a Sunday in the middle of November from 4pm to 6pm at the Marriott. For more information email: info@bediwalker.com.

boarding school, catering to 450 boys from 12 years old and up. A Catholic school in the Jesuit tradition offering a broad academic programme as well as a diverse co-curricular programme, and nourishing and supportive pastoral care. Clongowes is set in 550 acres, just 40 minutes

YOUR BOARDING SCHOOL EXPERTS IN CAYMAN

BvS Education/Niall Browne

BvS have a thorough knowledge of a wide range of UK-based schools and the admissions processes for those schools. They offer a bespoke service which is centred on finding the school which is exactly suited to your child. Niall Browne comes to Cayman twice a year to meet families who would like their children to go to school in the UK.

Tel: +353(0)45 838 258

(345) 936 3676 | (345) 925 4610 | (345) 949 8268 admin@dormandday.ky | www.dormandday.ky • Informed advice with on campus research. • Successful boarding school matches in USA, Canada and UK.

• Arrangements for school visits and interviews. • Expertise in financial aid and scholarships.

Personalised service for every family.

www. c a y m a n r e s i d e n t . c o m

285

E D U C AT I O N

is based in Grand Cayman and offers a schools placement advisory service for education in Cayman and overseas. Every year Dorm & Day, which is owned and run by Amanda Roberts, visits a diverse range of boarding schools in the USA, Canada and the UK, including schools for children with learning differences, and uses that first-hand personal knowledge to find the right fit for your child and help you to make an informed choice of school. They guide you throughout the admissions process which includes reviewing transcripts, preparing shortlists, helping with applications, financial aid forms, finding scholarships for talented athletes, and high academic achievers, scheduling and preparing for tests and interviews, arranging boarding school visits and communicating with schools from application to arrival. Tel: (345) 936 3676 or (345) 925 4610, email: admin@ dormandday.ky or visit www.dormandday. ky. SE E AD T H I S PAG E Dorm & Day

BvS is an accredited test centre for the UK Independent Schools’ Entry Test (UKiset) – an invaluable tool in helping overseas parents to select the right schools based on their children’s academic ability. BvS also organises the annual British Schools Fair Cayman Islands which takes place in early November. Email: niall@bvs-education.com, tel: +44 (0)28 9188 9606 or visit www.bvseducation.co.uk.

Annual Fees: £9,550 per term

Email: susi.vacek@vanguardschool.org or

accommodation,

Curriculum: There are 21 different curriculum

admissions@vanguardschool.org

Clongowes has rugby and soccer pitches,

subjects taught, with strength among the

Website: www.vanguardschool.org

a golf course, athletics track, cricket pitch,

sports and arts.

Head of School: Mr. L. Shannon Graves

tennis courts, indoor and outdoor basketball

School Overview: Having won the Times

Academic Calendar: August - June

courts, sports hall, gym and a 25m indoor

Educational Supplement ‘Boarding School of

Grades: 6th–12th

swimming pool. Music practice rooms, science

the Year Award 2019’, Cottesmore is a popular

International Students Annual Fees 2020-21:

and computer labs, a library, and co-operative

choice among expats due to its proximity to

7-day Boarding: US$49,000

learning spaces are also available.

London and airports, whilst retaining the charm

5-day Boarding: US$43,000

Extra-Curricular Activities: A wide variety of

of West Sussex countryside living. The school

Student Population: 120 students

activities are offered including orchestra, 3

is co-ed, and the ethos is grounded in Christian

Average Class Size: 6-10 students

choirs, traditional Irish music group, debating,

principles, and students are encouraged far

Curriculum: Individually prepare students for life

drama, art, and sports including rugby, soccer,

beyond the reach of just education, with

after high school. They oﬀer skill remediation,

GAA,

sporting competitions, charitable fundraising,

modified curriculum, credit retrieval, dual

basketball, tennis etc. A full competitive fixture

and extra-curricular activities.

enrolment, and a targeted learning path for

list for all sports is available.

Facilities: Purpose-build Art, DT & IT facilities,

each student.

from Dublin airport. Facilities:

Alongside

golf,

athletics,

swimming,

cricket,

indoor swimming pool, a classroom block, and

Specialty Curriculum: Intensive Reading and

Cottesmore School

extensive grounds which provide opportunities

Maths, and Personal Communication Skills.

Buchan Hill, Pease Pottage, West Sussex, UK

for sports and recreation, and are available to all

School Overview: The Vanguard School is an

Tel: +44(0)1293 520648

students.

independent, co-educational, boarding and

E D U C AT I O N

Email: office@cottesmoreschool.com

day school for students who learn diﬀerently.

Website: www.cottesmoreschool.com

The Vanguard School (USA)

Since 1966, they have educated students

Headmaster: Mr. Tom Rogerson

22000 U.S. Highway 27

in an environment that acknowledges their

Academic Calendar: September-July

Lake Wales, Florida 33859, USA

diﬀerences, celebrates their strengths, and

Age Group: 4-13 Years old

Tel: 1 (863) 676 6091

supports

them

overcoming

individual

challenges. They specialise in helping students

THE VANGUARD SCHOOL Individualized Learning through Guided Spectrums of Growth

who

experience

ADD,

ADHD,

dyslexia,

dysgraphia, dyscalculia and High Functioning Autism (Asperger’s), excel to their fullest potential based on their Core Values Leadership system. Facilities:

Classrooms,

newly

renovated

Student Centre, Performing Arts Center, Dining Hall, Male and Female Dormitories, onsite Infirmary with quarantine rooms, Science and Culinary Laboratory Building, Gymnasium, Fitness Center, soccer field, tennis courts, and

Leadership Community Integrity Empathy Resilience

outdoor pool on their 77-acre campus. Boarding Facilities: Two students per room maximum. Boys’ dormitories oﬀer privacy walls in each room, privacy stalls in the shower room, open air back porches, and direct access to an outdoor basketball court. The female dormitories oﬀer comfortable home-style living with private bathrooms, a screened in back porch, and scenic views. All dormitories are air-conditioned, with Wi-Fi, secured room

JOIN US

www.vanguardschool.org admissions@vanguardschool.org 286

CAYMANRESIDENT 2021

access, and security cameras in the common areas. They also oﬀer a licensed mental health counselor and weekly on-campus or secured video chat psychologist visits.

Meals: Hot and cold, vegetarian, tree nut free, gluten free, lactose free and other allergens Sports: They oﬀer basketball, tennis, swim, cross country, track & field, weightlifting, archery, and golf. Amenities: Swimming pool, gymnasium, fitness center, equine therapy, intramural/competitive sports, targeted life skills groups, culinary lab, lake access for canoeing/fishing, auditorium, team building, sensory room, therapeutic coordination, and active engagement Student Center. SE E AD OP P OSI T E PAG E LEARNING SUPPORT & RESOURCES

or email: admin@transformationscayman. com. The Wellness Centre is a licensed health facility providing children and their families with confidential and professional psychological, behavioural and mental health services. They have a diverse team of highly qualified psychologists, ABA therapists and specialists offering a range of services including comprehensive psychological and educational assessments, individual therapy and family support services, ABA Therapy and in-home support, ESDM Therapy and play therapy. They have specialised services for children with autism and related disorders; including Outreach Support Services, RBT Training and Supervision, parent training, school shadowing, homeschool design and support as well as community advocacy. Call (345) 949 9355 or email: info@wellnesscentre.ky. (SEE AD PAGE 324) Inclusion Cayman is a non-profit organisation supporting and promoting the inclusive lives of individuals with and without disabilities. They work with schools, educators, families, providers and policy makers to further the inclusion of individuals in all aspects of the community. Unit 6-8 Corporate Plaza, 81 Godfrey Nixon Way, George Town. Tel: (345) 321 2957, email: melanie@inclusioncayman. ky or visit www.inclusioncayman.ky. The Lighthouse School provides intensive therapy and intervention for children with moderate to severe special educational needs, or for children with complex or multiple challenges to their learning. Specifically it caters for children ages 5-17 who have autism spectrum disorder (ASD), moderate Speech & Language Therapy Occupational Therapy Physiotherapy

Massage Therapy Play Therapy

Chatterbox Playschool (2-5 years) Play Time, Tummy Time and Movers & Shakers groups Training Workshops

(Parents & Professionals)

Ground Floor, Bermuda House 36C Dr Roy’s Drive, GT

949 7065

926 1693

chatterboxcayman.com

www. c a y m a n r e s i d e n t . c o m

287

E D U C AT I O N

For children requiring more intensive tuition, there are a number of schooling options along with home–grown support groups and private tutoring. Cayman ABA offer intensive behavioural intervention for children with autism and special learning needs. Call (345) 947 5477 for more information. Chatterbox offers therapy and educational programmes for children and adults. They currently provide speech and language therapy, occupational therapy, physiotherapy play therapy, massage therapy, a playschool (ages 2-5 years), Play Time, Tummy Time, Movers & Shakers groups, and support for children and adults with autism. They work with children and adults who have language or learning disorders, learning disabilities, motor disorders, anxiety disorders, autism, ADHD and gifted children. They provide communication skills, baby massage workshops and quality, inclusive programmes for all. Call (345) 949 7065 or (345) 926 1693, email: chatterbox@candw.ky or visit www.chatterboxcayman.com. SEE AD THIS PAGE Clever Fish specialises in educating children from ages 11 to 16 who would benefit from a smaller, individualised learning environment. They only accept a total of 25 children in the school. Call Nicola Sowerby on Tel: (345) 516 4623 or email: nic@cleverfishcayman.com. They are located in the Windjammer Building on Walkers Road, George Town. In addition to a regular education curriculum, Hope Academy also offers other

programmes and services to facilitate an inclusive learning environment. They are also a registered healthcare facility and offer Speech and Language therapy, Behaviour therapy, school-based ABA therapy and Neuropsychological and Psycho-educational evaluations. These services are also available for those not attending Hope Academy. Contact them to learn more about their special services. Tel: (345) 769 4673, email: office@hopecayman.com or see www. hopecayman.com. SEE AD PAGES 282 (SCHOOL) & 323 (CLINIC) KidsAbility is a multidisciplinary therapy clinic that offers Psychoeducational and Neuropsychological Assessments, Clinical Psychology Services, Speech-Language Therapy, Occupational Therapy, Physiotherapy, Feeding Therapy, Literacy Services and Workshops for parents, educators and allied health professionals. Tel: (345) 943 5437 or email: info@kidsability. ky. Cayman Theraplay Ltd. in Plaza Venezia offers child-led, evidence-based therapeutic intervention to improve the quality of life of children with different needs through occupational therapy, social skills support and feeding therapy in a fun and safe environment. Call (345) 749 7529 or email: admin@ caymantheraplay.com. Transformations Ltd. has a range of psychological and physical services for both children and adults. Services are provided by qualified professionals and include: educational assessments and consultations, therapy and interventions. Tel: (345) 324 1298

E D U C AT I O N

learning difficulties (MLD), severe learning difficulties (SLD) or profound learning disabilities and/or multiple disabilities (PMLD). The current enrolment is 110 students. If you feel your child would benefit from this school, you must contact the Senior School Improvement Officer for Special Educational Needs, Mr. Elroy Bryan, at the Department of Education Services (Tel: (345) 945 1199) or email: elroy.bryan@gov.ky. All children attending the Lighthouse School need to be recommended for entry by the Dept. of Ed. Services Placement Panel following an appropriate application through Mr. Elroy Bryan. Any application must be accompanied with the specialist assessments and documentation detailed on the application form which can be obtained from the Department of Education. Those coming from overseas need to be aware that even if their child meets the criterion for placement, placement is on a space available basis and the school has been at its maximum capacity for some time now. The Government also operates the Early Intervention Programme for both Caymanian and expatriate children from birth to school-age who might experience various developmental delays. They offer occupation, speech and language therapy, programmes for the visually impaired and hearing impaired, counselling, educational psychology, music therapy and more. More information can be obtained by contacting the early intervention coordinator on eip@ cayman.edu.ky or tel: (345) 926 1413. For adults (aged 18 to 45) with disabilities, there is the Sunrise Adult Training Centre (Tel: (345) 949 3330 or email the Director at kimberly.voaden@gov. ky). The primary functions of the facility are to provide vocational training and therapeutic programmes for adults with disabilities. The Centre works to increase their clients' function and independence, and to promote full inclusion within the larger Caymanian community. These goals are achieved through life-skills training, functional academics, occupational therapy, supported workshops in crafts 288

CAYMANRESIDENT 2021

Âť

and agriculture, recreational and fitness programmes, plus in-centre vocational training, coupled with community-based internships and supported employment opportunities. A new Sunrise Adult Training Centre has been in discussion for the past 16 years, with the OBC for this vital project finally having been approved. The project is underway, with an anticipated completion date of 2022. Cayman Music Therapy offers services to children, adolescents and adults with special needs, using music to address physical, emotional, cognitive and social challenges, and facilitate developmental skills. All services are provided by boardcertified music therapists. Call (345) 928 5307 or email: info@musictherapy.ky. Cowboy Town Stables in Lower Valley offers adaptive riding, assisted activities, learning and general and therapeutic horsemanship. Their PATH certified instructors specialise in teaching developing riders as well as those with physical, mental, social and emotional disabilities or disorders. Tel: (345) 916 8571 or email: shanna@cowboytownstables.com. SOCI is a registered non-profit sports organisation that offers year-round sports training and competition for children and adults 8 years and older who are intellectually disabled. Please contact them for volunteering, coaching and partnership opportunities, or if you have a child or adult who wants to join. Tel: (345) 946 7624 or email: soci@candw.ky. TUTORING

Cayman has plenty of options when it comes to tutoring, although the teaching standards do vary. To help you navigate through this, here are some insider expertise from qualified teachers: parents seeking specialised services, such as reading intervention for a child with dyslexia, should be receiving the support from a qualified individual as it is critical that the teacher knows how to teach the child. So, if your child is dyslexic then finding a tutor who is trained in either the Wilson Program or the Orton-Gillingham dyslexia

instructional approach is essential. Asking if they have a certificate of qualifications proving they can teach either might also be a good idea. If you are looking to have your child tutored for their GCSE or A Level exams find a teacher who has experience teaching the current curriculum your child should be learning for that specific subject. Make sure they have specific experience getting children through those exams and have not just taught the subject up to an earlier grade. If you are looking for a Maths tutor consider that children in the US system learn Maths in a very different way to those in the UK system. In the US system students learn Maths in themed branches (algebra, geometry, advanced algebra, trigonometry and then calculus) but in the UK system students learn a broad cross-section of the whole subject of Maths and then build on it each year. Enquire as to what experience the tutor has with the curriculum, and if they donâ&#x20AC;&#x2122;t seem to have enough knowledge of it then find one that does. Although a teaching assistant can help guide a child with special needs, and teach children at primary school, you would do well to find a qualified teacher for your childâ&#x20AC;&#x2122;s external exam tutoring. Expect on average to pay CI$55 an hour for one-on-one tutoring. Below is a list of the tutoring companies who are registered and licensed by the Education Council. Cayman Learning Centre & School in Pasadora Place, Smith Road offers evidencebased tutoring programmes and the world renowned Arrowsmith programme aimed to get to the root of learning difficulties. Tutoring programmes focus on literacy and numeracy skills including reading, writing, spelling and comprehension. For students with reading and spelling difficulties due to dyslexia, their highly trained and experienced teachers offer evidence-based reading intervention. In Maths, there is a focus on students obtaining proficient calculation abilities and the ability to conceptually understand Maths over memorisation. For students diagnosed with learning disabilities, they offer programming based in neuroscience to get

Contact (345) 947 1497 or email: admin@ ireadforlife.ky for more information. HOME SCHOOLING GENERAL GUIDELINES

Children in the Cayman Islands can be home schooled with prior approval from the Department of Education Services (DES). In the 2019-20 school year, around 150 children were home schooled. Like any educational programme, there is an application process and certain requirements to be met, which are discussed below. For a more detailed article on home schooling in Cayman see the Cayman Resident website.

visit Nicki Samuels at the DES then their address is 130 Thomas Russell Avenue, George Town, which is just off the Cayman National Bank roundabout. Amongst other things you will be required to create an Individualised Home School Plan (IHSP) which must include:

> > >

> >

reports

Names and qualifications of individuals providing instruction A statement confirming the child will be

offered a place in a private school

requirements of the Education Law 2016

A child has learning difficulties that schools The cost of private schooling is prohibitive multiple children Families travel frequently and wish to be able to take their children with them

The dates for submission of semi-annual

A child is waitlisted but has not yet been

for low income families and/or those with

A list of the syllabi, curriculum materials, in the core subjects

may not have the resources to deal with

Location and address of the home school textbooks, or plan of instruction to be used

Home schooling may be a suitable option in cases where:

The child’s name, age and grade level

A child has been the victim of bullying at school

The DES assess individual requests for home schooling on a case-by-case basis as they know there are some exceptional circumstances. The DES now expects all applications for home schooling to be made online. See their Registration for Home Schooling page on https://schools.edu.ky, where you will find the forms and submit your supporting documentation. If you need to

PERSONALISED AREAS OF FOCUS

MODERN

meeting

compulsory

educational

(Regulations)

The above must be submitted along with a cover letter explaining the reasons for the home schooling request to the Director of the Department of Education Services at 130 Thomas Russell Avenue, PO Box 910, Grand Cayman KY1-1103. The application period ends on 1st August of each school year. For parents wishing to apply after the start of the school year (end of August), written notice must be provided within 14 days of arrival to the Island. Once a family or child is a resident then the child must be registered with a school. The Director of the Department of Education Services will inform parents if their application has been approved within 10 days of receipt. If approved, a home schooling certificate is issued, valid until the end of the school year (30th June).

EXPERIENCED

DEDICATED

CARING

COURSES OFFERED GCSE, A-Level, KS 1-3, CXC, SAT and IB

OPEN DAY, EVENING, WEEKENDS & SUMMER E: info@haacayman.com | T: 746-5555 | W: www.haacayman.com A: Windjammer Plaza, 461 Walkers Road, George Town

www. c a y m a n r e s i d e n t . c o m

289

E D U C AT I O N

to the root cause of the learning disability and strengthen student’s learning ability. Finally, they also offer a full time school programme. For more information or to request an assessment call: (345) 943 7323 or email: info@caymanlearning.com. Clever Fish offers a very popular afterschool term-time academic and enrichment programme catering to students from Year 4 to Year 11. They also provide tutoring services particularly for Common Entrance and IGCSEs. Contact Nicola Sowerby on email: nic@cleverfishcayman.com or call (345) 516 4623. They are located on the ground floor of the Windjammer Building on Walkers Road. Footsteps School Ltd. offer individual support in all subject areas for early years, primary and secondary children. They also offer home school support, extension work for gifted and talented children, exam preparation and homework help. They have a large tutoring centre within their newly renovated school on Eastern Avenue and a team of fully qualified and experienced teachers. Email: management@footsteps. ky or call (345) 746 3635. High Achievement Academy (HAA) offers educational and professional tutoring, for all ages (5+) and abilities, by tutors who are highly qualified and experienced teachers from countries such as the UK, US and Canada. They provide individual and small group sessions tailored for specific objectives. Programmes range from exam preparation (CXC, GCSE, A Levels and SATs), homework help, study skills, English as a Foreign Language and workplace training. Daytime, evening and weekend sessions are available six days a week and on holidays. HAA also welcomes the traveling student who requires provisional study while visiting Grand Cayman. Contact for a consultation. Windjammer Building, Walkers Road. Tel: (345) 746 5555 or email: info@ haacayman.com. SEE AD THIS PAGE Finally, Vinnette Glidden, offers the I Read For Life programme which helps struggling readers gain self-confidence, improve comprehension and read faster.

This must be renewed prior to expiration each year if the parent wishes to continue home schooling. A home school cannot serve more than five students. There is now a very useful website for the Cayman Homschoolers Group where you can find additional information and oragnise meetups with other home schooled students. See https://homeschoolcayman.ky. Qualifications for Home Schoolers Depending on the age of the child, the parent or tutor providing instruction must hold the following qualifications:

Primary – the parent(s)/tutor must have at least a high school diploma.

Secondary – the parent/tutor should have a minimum of a Bachelor’s degree

from an accredited institution. This is a

E D U C AT I O N

recommendation and is not mandated.

The Department of Education strongly recommends that an accredited programme for home schooling be used. If you go to the www.homeschool.com website you will find lots of suggestions. Alternatively, look into the UK-based home schooling group Wolsey Hall, Oxford, or you could try K12 or Abeka. Accredited programmes such as K12 have online teachers who can help. Teaching Requirements The DES requires that the school day be at least five hours long, excluding recess and lunch, and that there be at least 185 days of instruction in the school year. The curriculum must include the areas of reading, writing, mathematics, sciences and social studies, and must be an accredited programme. Parents/tutors must maintain a record of attendance and submit semiannual reports on the students’ progress to the Department of Education. If there are any changes to the programme the DES must be advised in writing. The DES will conduct at least two site visits, one scheduled and one impromptu each year, and where necessary will liaise with the Education Quality Assessment Unit (EQAU) for assessment and reporting. More information on 290

CAYMANRESIDENT 2021

home schooling in Cayman and other useful resources for home schoolers and their parents can be found in our sister publication, the Cayman Parent magazine. COLLEGES & TERTIARY EDUCATION

Tertiary education in Cayman began with the establishment of the International College of the Cayman Islands in 1970, followed by the Community College in 1976, and the Truman Bodden Law School in 1982. In 2004, the Community College’s status changed to that of a University College (now called UCCI). The educational programmes now on offer have opened up opportunities in a wide variety of industries including finance, tourism, education, nursing, medical, veterinary, legal services, engineering and computer sciences. Many institutions such as those previously mentioned, as well as St. Matthews School of Medicine, the School of Veterinary Medicine and Innovative Management and Professional Training (IMPT), now run internationally accredited courses or degrees that are not only training our local population, but also those from the entire Caribbean region. Most of them offer courses that are far more affordable than going overseas to study, and scholarships are available through the Government and private companies who both help qualifying Caymanian students who need assistance with fees. Scholarships for Tertiary Education The Cayman Islands Government offer scholarships to all Caymanian students who qualify to pursue either a local or an overseas tertiary education course. Students can apply to the Scholarship Secretariat for an overseas scholarship between 15th November and 31st January annually, and a local scholarship between 1st March and 30th April. No late applications are accepted. Students need to apply to a university prior to their scholarship application. The qualifying criteria for a scholarship varies

depending on whether you are aiming to take a Technical and Vocational course (TVET), a Bachelor’s degree, a Master’s or a PhD. Incidentally, you must be 18 within the first academic year of study, but there is no upper age limit on applying for a scholarship. The Education Council introduced means testing in September 2018 as a way of prioritising students whose parents or legal guardians have a combined income of less than CI$250,000 per year and/or a combined net worth of CI$500,000. If the student is above the threshold but there are "special" circumstances that apply, they may ask the Education Council to consider their application. The qualifying criteria for a local or overseas scholarship can be quite complicated and vary according to which type of degree or course you choose to take. One important thing to consider is that a student who is awarded a scholarship must sign a legal document committing them to a) successfully completing their proposed studies and b) then working in the Cayman Islands for a specific period of time after their studies finish. If the student fails to meet either of these two requirements they will have to repay all the scholarship funds that they have received. Undergraduate Degree Scholarships: To be considered for an overseas scholarship to study a Bachelor’s degree programme you must have passed your AP, IB, A Levels, BTEC, SATs or Associate’s Degree to a certain criteria set out in the Scholarship Secretariat’s application form. For example, if you took the IB you will have to have taken and passed the full IB diploma and achieved a high school GPA of 3.25. A Level and CAPE students need to have passed three A Levels each with a minimum grade of C, or CAPE Unit 2. If you took an Associate’s Degree or Associate level studies then you must have a cumulative GPA of 3.00 or higher. BTEC Level 3 students must have an Extended Diploma with a minimum MMM grade average. If you took

APs, please refer to the scholarship section of the Ministry of Education website as the point system and requirements have recently changed. Finally, the Education Council may award an overseas scholarship to students who do not have advanced standing (IB, A Levels, CAPE, AP) if they meet one of the following two criteria: 1) Seven GCSE/CXC passes at A or B grade, including Mathematics and English, or 2) a combined cumulative High School GPA of 3.25 or higher or an SAT score of 1500 on the old SAT, 1100 on the new SAT or an ACT score of 22. Undergraduate Funding & Subsequent Years:

Tracking Expenses:

Undergraduate

Scholarship

Each semester students must go through a detailed submission process for their scholarship funds to be continued, and in the process they must submit a detailed grade and transcript record, along with receipts of how the money they received was spent. All

certificates, Associate's, Bachelor’s and Master's degrees. It has been recognised by the CI Ministry of Education since 2002 and is accredited by the International Assembly for Collegiate Business Education (IACBE) in the USA and the Accreditation Service for International Schools, Colleges and Universities (ASIC) in the UK. The ICCI focuses on career placement and personal development of the student. Courses Offered: ICCI offers Associate's and Bachelor's degrees in Business with concentrations Accounting,

Finance,

Information

Banking, Systems

Management, and Broadcasting, Hotel and Tourism Management, Human and Social Services, Office Administration and Liberal Studies. Online, face-to-face and hybrid formats are offered. Courses start the end of September, January, April and July. Organizational Leadership and other new programmes are in the pipeline. Northwestern Caribbean Baptist Theological Seminary Cayman Islands Baptist Church 163 Pedro Castle Road, Savannah Tel: (345) 946 2422 Email: info@ncbts.edu.ky

UNIVERSITIES & COLLEGES

For more information on the seminary and

International College of the Cayman Islands

what it has to offer please contact Dr. Randy

595 Hirst Road, Newlands

Von Kanel.

Tel: (345) 947 1100 Email: admissions@icci.edu.ky

St. Matthew’s University School of Medicine

Website: www.icci.edu.ky

Regatta Office Park, Leeward 3, West Bay Road

Overview: Founded in 1970, ICCI is the

Tel: (345) 945 3199

birthplace of higher education in the

Email: admissions@stmatthews.edu

Cayman Islands. The college has awarded

Fees: Basic Sciences: US$16,075/semester,

Truman Bodden Law School of the Cayman Islands

Offering the LL.B (full & part-time) and LL.M (full & part-time) awarded by the University of Liverpool, and the PPC, leading to the Diploma in Legal Practice awarded by Oxford Brookes University. To contact us, email: Lovisa.Vernon-Hamilton@gov.ky or Kady.Daley@gov.ky for application forms or visit our website.

E D U C AT I O N

To maintain their scholarship, students must achieve a 2.75 GPA or a 2:2 in the first year of study, and a 3.00 GPA or a 2:1 in your subsequent years. The Secretariat requires you to do at least 12 credits per term/semester in your first year and then 15 credits per term in the subsequent years. Overall, a Bachelor’s degree should take 120 credits to complete. Each year you should be doing a minimum of 30 credits for a four year course, and 40 credits for a three year course. The Secretariat’s annual audit of your scholarship will measure this, and your funding will stop if you are taking less than the credit requirements. Funding comes in twice a year and is based on your declared expenses. Qualifying students can get funding of up to CI$20,000 per year for a maximum of four years, unless they are reading Medicine and then that can be extended to six years and beyond if the student is specialising in a chosen field and need to take internships. Once per degree, and based on budgetary considerations, students can apply for mandatory summer funding; this is capped at CI$4,000 and is dependent on specific guidelines having been met.

the paperwork will then be reviewed in great detail and the Scholarship Secretariat, who are more like forensic financial accountants, will study how you have spent the money they gave you and whether you qualify to receive any money for the next semester. In addition to the Ministry of Education’s scholarships students can also apply for a private sector scholarship as long as both scholarships do not exceed the students total costs. Although the process of getting a scholarship may seem overwhelming, the Secretariat must have a way of measuring student’s performance. They also require the students to go through a costing procedure. Each student must fill in a spreadsheet which automatically tables their expenses and identifies the different costs which they should be thinking about (tuition, room and board, food, dorm supplies, school supplies, books, utilities, transportation at university, flights home etc.). For more information on the application process see www.education.gov.ky/scholarship or pick up a copy of our sister publication: Cayman Parent.

founded in 1982

(345) 945-0077 www.lawschool.gov.ky

www. c a y m a n r e s i d e n t . c o m

291

E D U C AT I O N

Clinical Sciences: US$20,650/semester

CI$3,500 per subject, plus pro-rated annual

University College of the Cayman Islands (UCCI)

Various miscellaneous fees apply per semester.

University of Liverpool registration fee £800

Grand Cayman Campus:

Medical students complete five semesters

(approx.) (2 subjects). LL.M (part-time):

168 Olympic Way, off Walkers Road, GT

(three semesters per year) of basic science

CI$8,000 plus annual University of Liverpool

Tel: (345) 623 8224

and pre–clinical studies in Grand Cayman, and

registration fee £800 (approx.).

Brac Campus: Avistar Building, West End, CB

are then transferred to do clinical rotations at

2020/21 Academic Calendar: 21st September

Tel: (345) 623 0540

teaching hospitals in the US, Canada or UK to

2020 (new students) to June 4th 2021 (over

Email: info@ucci.edu.ky

complete their medical degree programme.

two 15 week semesters).

Website: www.ucci.edu.ky

Bachelor & Professional Programmes: Now

Programmes Offered: Associate, Bachelor and

School of Veterinary Medicine

in its 38th year, TBLS is an affiliated institution

Master’s degrees; Certificate programmes;

Regatta Office Park, Leeward 4, West Bay Road

of the University of Liverpool (UK), and it

Professional

Tel: (345) 745 3199

currently offers the following programmes: i)

Continuing Education, TVET and IT courses;

Email: admissions@stmatthews.edu

the Bachelor of Laws (Honours) Degree (LL.B)

Customised Workforce Training and Business

Fees: Basic Sciences US$17,175/semester,

of the University of Liverpool, which is offered

Solutions. The University also offers the Pre-

Clinical Sciences US$26,000/semester and

over three years (full-time) or five/six years

College and Year 12 Dual Entry Programmes.

various miscellaneous fees apply. Veterinary

(part-time); ii) LL.M in International Finance of

Please contact UCCI directly for costs,

students

semesters

the University of Liverpool, which is offered

application

(three semesters per year) of basic science

over two years (part time). The programme

educational requirements.

instruction in Grand Cayman and a year

has also been offered on a full-time basis

of clinical instruction at an affiliated US or

since September 2019; iii) the Postgraduate

University of the West Indies (Open Campus)

Canadian veterinary school.

Professional Practice Course (PPC) (full-time),

Cayman (UWI)

to eligible students, under the oversight of the

Tel: (345) 946 8322

School of Hospitality Studies

Cayman Islands Legal Advisory Council and

Email: cayman@open.uwi.edu

Tel: (345) 623 8224

Oxford Brookes University. After successful

Website: www.open.uwi.edu

Email: SHS@ucci.edu.ky

completion of the PPC’s Qualifying Examination,

UCCI offers an industry-driven, internationally

which is awarded by Oxford Brookes University,

VOCATIONAL TRAINING

accredited hospitality and tourism studies

students must complete 18 months of articles

programme to meet existing and future needs

of clerkship. After completion of articles,

of the Cayman Islands tourism industry.

the qualification as Attorney-at-Law of the

Traditional tertiary education is not suited to every student, and so thankfully there are a wide range of vocational and trade training options in Cayman. There are also a number of workshops and short courses available for adults wanting to improve their professional skills and employability.

complete

seven

Cayman Islands is earned. All TBLS degree

Development

deadlines,

programmes;

start

dates

and

The Truman Bodden Law School

programmes are awarded by the University

2nd & 3rd floors, Monaco Towers

of Liverpool, England. The law degree is

54 Edward Street, George Town

recognised by the Joint Academic Quality and

Tel: (345) 945 0077

Standards Committee of England and Wales,

Email: mitchell.davies@gov.ky

as a Qualifying Law Degree, which ensures that

Auto Repair & Maintenance

Website: www.lawschool.gov.ky

all TBLS LL.B students are eligible to pursue

Inspire Cayman Training offers two automotive

Annual Fees for Caymanians/Legal Residents

postgraduate professional qualifications in the

courses: an Introduction to Automotive and

of 10+ years: PPC (all students): CI$9,900

UK. The LL.B degree is also recognised by the

Automotive-Maintenance and Light Repair

plus annual registration fee of CI$1000; LL.B

Legal Advisory Council of the Cayman Islands,

course. Both have been developed using

Honours Degree (full-time): CI$6,000 plus

as a Cayman Qualifying Law Degree. All TBLS

the standards of the National Institute for

annual University of Liverpool registration

classes are taught in small groups, enhancing

Automotive Service Excellence (ASE). The

fee of £1,600 (approx.); LL.B Honours Degree

the teaching and learning experience.

trainees that complete the courses have the

(part-time): CI$1,500 per subject, plus annual

Applications: Application forms can be collected

opportunity to become ASE Entry-Level

University of Liverpool registration fee £800

from TBLS or received by email: lovisa.vernon-

certified. For more information see www.

(approx.) (2 subjects). LL.M (part-time):

hamilton@gov.ky. Application forms can also

inspirecaymantraining.com. UCCI also offers a

CI$6,000 plus annual University of Liverpool

be downloaded from the TBLS website: www.

9 month programme which takes you to Level

registration fee £800 (approx.).

lawschool.gov.ky. The deadline for the receipt

II and III. Students can then take a certification

Annual Fees for Non-Caymanian Students:

of applications is July.

exam with the Institute of Motor Industry.

SEE AD PAGE 291

LL.B Honours Degree (full-time): CI$14,000

The Superior Auto Training Program (SATP)

plus annual University of Liverpool registration

is a not for profit programme which teaches

fee of £1,600 (approx.); LL.B (part-time):

Caymanian students the fundamentals of auto

292

CAYMANRESIDENT 2021

repair. Call Denise on (345) 949 9570 or email

instructor school offering certified courses

awareness of building regulations and

her on sa@candw.ky for more information.

for all levels of boaters ranging from Personal

specifications.

Watercraft and VHF Communications to the

c) Project Management: This is a one-

Beauty Technician Courses

most popular course, Small Powerboat and RIB

semester

Cayman Career Academy (CCA) is a spa and

Master. The Small Powerboat and RIB Master is

which is intended for persons employed

beauty school located in Smith Road Plaza.

a two day certified course covering the basics

in the construction industry. It aims to

First in the Caribbean to offer world-renowned

of boat handling, operations and safety perfect

expose participants to the managerial

CIDESCO diplomas, CCA is open to anyone

for families and children aged 16 and older.

aspects of the construction industry

over the age of age of 17 who is interested

Classes are limited to three students for more

and is designed to give an introduction

in pursuing a career in beauty therapy. They

personal instruction. Contact them on info@

currently offer the full Beauty Therapy course

proyacht.ky or call (345) 945 4676 to book a

which takes 12 months to complete, a three

course. Other powerboat courses can be taken

Coding

month post-graduate course for already-

at Cayman Powerboat School (Tel: (345) 916

Cayman Code Academy utilises the proven

trained technicians, and certificates in both

4731). International Yacht Training Courses can

curriculum of Code Fellows, an internationally

Body Therapy and Facial Aesthetics which

be taken at Red Sail Sports, email: mtarsh@

recognised coding school to offer full-time

take six months each to complete. Students

redsailcayman.com.

remote classes with the help of Cayman

receive theoretical and practical training,

the

course

Project

(classroom-based)

Delivery

System.

Enterprise City. Access classes virtually, and

obtain expertise and a CIDESCO certificate

Building/Construction

interact in real-time with the instructional

that will ensure they stand out to employers.

UCCI offers various courses which will help

team. The programme is available to those

Day, evening and online class options and

those get a job in the construction industry:

with little or no experience of the world of

scholarships available. They also offer excellent

a) Building Maintenance: this programme

programming, and it allows those with some

payment plans. For more information see

is run in conjunction with Dart. Part I is

level of programming experience to advance

www.caymancareeracademy.ky or call (345)

devoted to Electrical Service Maintenance,

in their field. For more information visit the

945 6969.

Part II to Plumbing Service Maintenance

Cayman

Code

Academy

website

www.

caymancodeacademy.com or email: info@

programme is primarily aimed at Building

caymancodeacademy.com.

Aside from helping beginners learn the ropes,

Maintenance Personnel who are responsible

one-year lab-based Computer Technician

boat training can help boost employability,

for the monitoring and maintenance of

Certificate that has been designed to conform

give companies formal safety qualifications

services in commercial and public buildings.

to industry standard certifications such as

and even lower boat insurance. For private/

It is intended to provide a solid foundation in

CompTIA (A+ Certification) and Microsoft

non-commercial boat owners, training courses

Building Systems Maintenance and Control

(MCTS and MCITP).

can often significantly lower your insurance

for

costs â&#x20AC;&#x201C; make sure to ask your insurer about

and security systems. Note: a course in

Craft Skills

discounted rates. Go Pro Diving offer two boat

Safe Working Practice is mandatory prior

The NCCER Core Curriculum Introductory

training certifications which are administered

to commencing the programme. This is

to Craft Skills encompasses 72 hours of

by an agency called MTCI (Maritime Training

conducted by an OSHA-authorised Instructor

employability

& Certification International). This agency is

in conjunction with the Department of Labour

rigging, power tools, hand tools, construction

recognised by Malta and is compliant with the

and Pensions.

maths and construction site safety. The

newly drafted Caribbean Small Commercial

plumbing,

b) Fundamentals

electrical,

air-conditioning

Construction:

skills,

material

handling,

This

course costs CI$2,500 and can be done

Vessel Code. Go Pro Diving offer the Level I

programme runs over three semesters

through Inspire Cayman Training. See www.

Small Power Boat Operations course which is

(classroom and workshop-based) and

inspirecaymantraining.com for more info.

intended for new and seasoned recreational

although it is designed for practitioners

boaters wanting a license. They also offer the

in the construction sector (who require

Dive Instructor Training

Level II commercial boating license which trains

theoretical skills upgrading), it is also

If you are looking to make scuba diving your

and certifies people for carrying passengers,

suitable for those wishing to gain insight

career, then you will have to become a PADI

taking night passages, and travelling a further

into the many facets of construction work.

Dive Master before you can take the PADI Dive

distance off shore. For more information call

The objectives are to instil sound working

Instructor training course. Go Pro Diving offers

Ash on (345) 925 9092 or see their very

practices, develop an appreciation for the

all levels of dive training up to Master Scuba

informative website www.goprocayman.com.

technologies involved, upgrade existing

Diver Trainer (MSDT) and they regularly work

Pro Yacht is an International Yacht Training

levels of competence and develop an

with the Fire Department, UCCI and CIFEC. For

Worldwide (IYT) authorised training and

offers

more information call Ash on (345) 925 9092 or

Âť

www. c a y m a n r e s i d e n t . c o m

293

E D U C AT I O N

and Part III to AC System Maintenance. This

Boat Training

UCCI

Plumbing/Electrical/Electrical Technology Courses

six months to complete, Levels II and III which

Hospitality & Culinary

Inspire Cayman Training (ICT) is a new

week Prep Course. They then take exams set by

UCCI offers various City & Guild courses

vocational school offering NCCER and ASE

the ICC. All four of the above courses involve an

including a three-month Food & Beverage

certified courses in craft professions (Carpentry,

official apprenticeship as supervised experience.

Service

Bartending)

Plumbing, HVAC, Electrical and Construction

Community Vocational Training Centre offer

course and a nine-month Culinary Arts (Food

Craft Labourer). Partnering with Caribbean

a course on how to do electrical wiring. The

Preparation, Baking and Garden Manager)

Utilities Company, ICT strives to help Caymanians

course is free, open to students aged 17+ and

course (Levels II and III).

get on the road to employment by training them

there are no entry requirements. The course is

in skills that are useful in the field. Courses are

held in the evening from 6pm-8pm. Call Allan

Occupational Safety & Health

taught at Grade 8 standard. ICT provides portable

Moore on (345) 917 7320.

Risk Consultancy Services Ltd. (RCS) offers

credentials for all trainees. These credentials are

a 30-hour OSA (Occupational Safety &

tracked through NCCER’s Registry System that

Police Service

Health) training programme in rigging and

allows organisations and companies to track the

Those who are Caymanian, married to

lifting procedures for crane operations, fall

qualifications of their craft professionals and/or

a Caymanian, persons with Caymanian

protection training, scaffold building, forklift

check the qualifications of possible new hires.

Residence with the Right to Work as well as

operator training, hazardous material handling,

Trainees must achieve a passing score of 70%

those who have been resident in the Cayman

fire warden training and PHTLS training (pre-

or greater on the module test and performance

Islands for over four years can apply to join

hospital trauma life support). Call Julius Jacky

profile to earn a certification. For more information

the RCIPS as Police (Recruit) Constables.

on (345) 326 1007 or email: julius.jacky@rcs.ky

see www.inspirecaymantraining.com.

However, preference is always given to

visit their website at www.goprocayman.com.

(Food

Service

and

E D U C AT I O N

for more information.

both take nine months, and then there is a 15-

UCCI offers multiple technical and vocational

those in the first three categories mentioned

courses which include working in the field with

above. All applicants must be between the

Personal Trainer Certification Courses

employers who offer the practical side of the

ages of 18 to 40 years, have a minimum of

Fitness Connection located in South Sound,

training. The courses include:

a High School Diploma and three CXC or

runs ongoing ISCA programmes in kick boxing,

a) Air Conditioning & Refrigeration: this one year

equivalent passes which must include both

personal training and Mat Pilates, AEA (Aquatic

course prepares students to take the Level III City

Maths and English, have a clean police record

Fitness Instructor Certification), as well as SAI

& Guild exam. They will then be prepped for the

and possess a driver’s licence of Group 2

swimming instructor training courses. The

international licence

or higher. Applicants are required to take a

instructor/owner, Laura Ribbins, has been an

b) Plumbing: this course prepares students to

written test, a computer proficiency test and

international training specialist for over 30

take the Level I, II and III City & Guild exams. They

a physical test – a 5.4 bleep test. Applicants

years. Call Laura Ribbins on (345) 949 8485 or

will then be prepped for the international licence

must also go through an interview stage in

email fitness@fitness.ky for more information.

c) Electrical Installation: students can take Level

the application process and must also pass

For many years Bliss Living Yoga (Tel:

II and III exams in Cayman and then they are

a medical examination. After completing this

(345) 949 9642) has offered the Yoga Alliance

prepared for the ICC (International Code Council)

process, applicants will be invited to join a

RYT200 Registered Yoga Teacher course but

International Residence Code Exam

training programme of 16 to 17 weeks. At the

now a minimum number of participants are

d) Electro-Technology: this course prepares

completion of the training, a requirement for

required to sign up.

students to work in the electronics and power

graduation is to pass a final written exam.

generation fields. UCCI offers Level I which takes

Once completed, the officers are placed on a two-year probation and their progress is monitored during that time. The RCIPS is comprised of various units such as the Traffic and Roads Policing Unit, the Community Policing Unit, the Firearm Response Unit, the K-9 Unit, various units within Criminal Investigations and much more. During their probation period, officers will have the opportunity to interact with the various units and explore areas that they have a natural inclination for. Upon the recommendation of their line managers, the officer may apply to a specialist unit, should they wish to do so. For

294

CAYMANRESIDENT 2021

more information, visit the RCIPS website at

experience. All applicants will be required to

immigration, pension and labour laws, health

www.rcips.ky or email: RCIPSRecruitment@

insurance rules and the Essentials of HR

rcips.ky.

to the Jobs Cayman portal, connecting job

Management. Exams are scheduled twice a

seekers

year. See www.cishrp.ky or email: info@cishrp.

with

employment

opportunities

Fire Service

and the Training and Development Unit, to

Firefighting is an extremely physical career

access training, internship and apprenticeship

path, and so to join the Cayman Islands

opportunities. To apply for a place on the course,

Chamber's Training Centre

Fire Service you must be over 18 years of

contact the WORC on (345) 244 4052, visit

The Chamber of Commerce Training Centre

age, be able to regularly lift 20-30lbs, and

www.passport2success.ky or email: WORC.

offers a comprehensive range of two-hour,

occasionally lift up to 165lbs in a Fireman

training@gov.ky.

four-hour, one-day and two-day courses on

Carry (across the shoulders). All officers

ky for more information.

topics in the following categories: Legal Assist;

have to complete a Trainee Firefighter

Ready2Work is a Government programme for

Ken Blanchard Leadership Series; Workplace

course which is a comprehensive course

Caymanian job seekers who are unemployed,

Essentials; Made For You; Small Biz Boot Camp.

in both the Domestic Division (structure/

underemployed or simply seeking a career

The Centre has also begun to offer select

motor vehicle fires etc.) and the Aerodrome

change, and high school or recent university

courses virtually. Go online or call the Chamber

Division (aircraft fires, land and sea search

graduates. The programme delivers structured

to find out more. Governors Square, West Bay

and rescue, etc.), which gives you an

training, individual and group guidance and other

Road. Tel: (345) 949 8090 ext. 123 or visit

internationally recognised certification in

support mechanisms to mitigate the barriers to

www.caymanchamber.ky.

Aeronautical Firefighting. They also offer

accessing gainful employment. Ready2Work

internships which are a great way to get

partners with private sector employers seeking

CPD Courses for Accountants

involved with the service early on. For more

to connect with local talent looking to access

All regular members of the Cayman Islands

information see www.cifs.gov.ky or call

gainful employment. A subsidy can be accessed

Institute of Professional Accountants (CIIPA)

(345) 949 0268.

by private sector businesses, which provides

must comply with the Continuing Professional

funding to assist with the costs of participating

Development (CPD) requirements of their

Prison Service

in the programme. For more information call

overseas professional accounting institute, or

To join Her Majesty’s Cayman Islands Prison

(345) 244 4048 or email: Ready2Work@gov.ky

the International Education Standards. The

Service (H.M.C.I.P.S) there are the following

The Department of Tourism, in conjunction

CIIPA Training Committee have developed

requirements: you must be 18 or over, have three

with the team at Ready2Work, ran a seven week

an annual training calendar of diverse

high school pass grades (inc. Maths and English),

Back2Work programme over the summer of

courses to support members’ professional

and a clear criminal record. The recruitment

2020 to try and get displaced tourism workers

development.

process involves three stages: 1) passing a

retooled and back to work. They registered all of

Training/Events for details or email: admin@

written exam, 2) passing a fitness assessment

them on the Jobs Cayman website and gave them

ciipa.ky for specific requests.

and 3) an interview. If successful, you will begin

active guidance on how to reenter the workforce.

SEE AD OPPOSITE PAGE & PAGE 64

a nine-week training course comprised of

The programme was very successful.

www.ciipa.ky/Live-

ADULT RECREATIONAL CLASSES

classroom work and field based training that will

FURTHER ADULT EDUCATION

WORC Support

development courses on a variety of topics

Passport2Success

including public speaking, SEO optimisation,

The programme began in 2010 and is an initiative

event planning, budget management, and

offered through Workforce Opportunities and

analytics. Members and non-members are

Residency Cayman (WORC) and is supported

welcome. Email: training@cimpa.ky. They also

by some of Cayman's major employers. This

offer a scholarship for university.

Courses in areas such as office and creative skills are frequently offered. Check out The Visual Arts Society on Facebook (www. facebook.com/visualartcayman) and www. nationalgallery.org.ky to see what creative events and activities are going on. Refer to the Food & Drink chapter for cooking classes, Activities for Adults, Sports & Fitness and Activities for Kids chapters for other extracurricular courses.

towards Caymanians and designed to enhance

CISHRP

Art Classes

workplace readiness skills and increase the

Every year the Cayman Islands Society of

The

employability of its participants, developing

Human Resources Professionals (CISHRP)

throughout the year for all age groups and skill

skills through training seminars, therapeutic

offers a Certificate in HR Management

levels based on their temporary exhibitions

intervention, community service and work

course which includes modules on Cayman's

series. Workshops for adults cover a wide

lead to an open contract (for Caymanians) and a two-year contract (for non-Caymanians). Tel:

CIMPA

(345) 640 3000 or email: prisoncareers@gov.ky.

The Cayman Islands Marketing Professionals Association

(CIMPA)

runs

professional

employment preparedness course is geared

National

Gallery

runs

www. c a y m a n r e s i d e n t . c o m

workshops

295

E D U C AT I O N

Visit

E D U C AT I O N

variety of art-related topics from ceramics to

active non-profit promoting “Art for Everyone”,

Cayman Good Taste website at www.

photography, abstract painting, assemblage

including artist and those who appreciate and

caymangoodtaste.com.

and more. To view the current programme of

support art. VAS runs workshops throughout

events and for a list of workshops visit www.

the year based on community interest and

Darkness To Light Training Courses

nationalgallery.org.ky. Cathy Church's offers

cover a wide variety of art-related topics from

Darkness to Light (D2L) Stewards of Children

private photography lessons for underwater

figure drawing, abstract art, photography,

is a child sexual abuse prevention programme

and above water for all levels of interest, plus

jewellery making, batik, ceramics etc. They also

for adults aimed at empowering individuals and

Lightroom and Photoshop. Tel: (345) 949

offer an Open Studio whereby artists can work

communities to prevent child sexual abuse.

7415 or visit www.cathychurch.com. 3 Girls &

independently on their creative work and the

Stewards of Children is an evidence-based

A Kiln offer a wide selection of adult evening

studio can be rented for private workshops or

programme that informs and teaches adults

art classes two to three nights a week plus

exhibits. VAS has a strong expertise in pottery

on how to protect the children in their care and

afternoon classes at the weekends. Classes

and ceramics (the studio is equipped with

community. The CIRC, working in partnership

include glazing, macrame, sign making on wood

potters wheels, a kiln, tools, glazes and clay

with numerous agencies, offers these courses

planks, fluid art and more, plus they often have

can be purchased) and they offer workshops,

free of cost to the community. Pre-registration

interesting guest artists to change things up.

along with an open studio for adults. On

is required. Email: vrm@redcross.org.ky for

They also host bi-weekly classes for families/

occasion they offer workshops to artists on

schedule and information on signing up.

children and on different festive holidays you

how to present your artwork, market yourself,

can make glazed pumpkins or glazed Christmas

use social media to benefit your art sales and

Diving Courses

trees which then light up. You can see their

how to prepare for an exhibit. Finally, VAS

Diving certification courses for adults are

monthly schedule on www.3girlsandakiln.com

has a prominent presence at the Wednesday

widely available in Cayman and many offer

or you can call them on (345) 640 9990. Three

Farmers and Artisans Market located in

residents' rates. Once you are an Open Water

times a year Mike from Clever Fish offers a

Camana Bay. Email: vascayman@gmail.com,

certified diver, other courses available include

six week jewellery making class. The classes

visit on Instagram @vascayman or see www.

Advanced Diver, Nitrox and even Trimix

are held once a week and you learn all the

facebook.com/visualartcayman.

courses. You can talk to Wall to Wall Diving

fundamentals of working with silver and making

(Tel: (345) 916 6408), Divetech (Tel: (345) 946

different pieces of jewellery which you then get

Computer Classes

5658) or Sunset Divers (Tel: (345) 946 6789).

to keep. It is very sociable, especially as most

Computer and software courses in Microsoft

See the Diving chapter for more information.

people bring a bottle of wine, and it's a great way

Word, Excel, QuickBooks, Photoshop, InDesign,

to meet people. Email: nic@cleverfishcayman.

FrontPage and web design are all available. See

Drama & Storytelling Workshops

com and ask to be put on the list for the next

earlier in this chapter for information on ICCI

The Cayman Drama Society offers regular

scheduled class. Cayman Handmade Collective

and UCCI. Depending on what you are looking

acting classes for adults and children and they

also offer adult art classes in various disciplines

for, you can try Esolutions Computer Training

cover training, voice work, performance skills,

including acrylic painting, fluid art, jewellery

(Tel: (345) 943 3765 or www.esolutions.ky) or

confidence building and improvisation. They also

making

Contact

CompuCay (Tel: (345) 327 5587 or email: sales@

host summer camps, performance opportunities

Jasmin on (345) 516 0951, email her at admin@

compucay.ky). CompuCay runs IT bootcamps

throughout the year and weekly acting classes

caymanhandmadecollective.com or visit their

at their office at #1 Commerce House, Dr. Roy's

open to all. The society occasionally teaches stage

Facebook page for their monthly calendar.

Drive. Nova offers a range of online courses

management, directing and technical theatre.

Kara Julian Art is a small boutique art studio,

covering Microsoft Office, presentation skills and

Their highly respected educational programme

specialising in unique hand painted glassware,

other business related courses to help careers.

is run by a full-time education officer. For more

fine art, painting and DIY workshops as well as

Email: info@nova.ky or call (345) 949 1345. Each

information see their Facebook page: www.

unique hand-painted signs and home decor by

of Cayman's Public Libraries offer basic to

facebook.com/caymanacting. They are located

Cayman artist, Kara Julian. Each month they host

advanced online computer courses. For more

at The Prospect Playhouse, 223B Shamrock Road,

different inspiring classes for DIY enthusiasts

information about course options, fees and dates

Red Bay. For more information email: training@

and aspiring artists. No painting experience is

please contact the George Town library at (345)

cds.ky or visit www.cds.ky.

needed!

949 5159 or email: georgetown@caymanlibraries.

and

sewing

workshops.

Classes are held during the day, the evening

gov.ky.

and at the weekends. You can also visit www.

HIV, AIDS, Gender & Sexuality Training The Caribbean has the second-highest rate of

karajulianart.com for more details and to see

Cooking Courses

HIV prevalence in the world. Red Cross Societies

their monthly schedule or email: karajulianart@

Cooking classes are very popular in Grand

in the region and around the world have been

gmail.com or call (345) 925 6840 with any

Cayman. For more information see the

working in the area of HIV and AIDS education

queries. The Visual Arts Society (VAS) is an

Food and Drink chapter or check out the

for over twenty years. The Cayman Islands Red

296

CAYMANRESIDENT 2021

Cross offers a basic information course on HIV and

Fitness Connection teaches American Safety

and experiential activities. Participants learn

AIDS, as well as courses on gender and sexuality,

& Health Institute (ASHI) CPR /AED courses.

to improve communication, trust and problem

healthy sexuality and sexualisation, and stigma

For more information tel: (345) 949 8485 or

solving skills, while boosting camaraderie

and discrimination. Courses are offered regularly,

email: fitness@fitness.ky.

and decreasing stress in a variety of group

and groups and other organisations can also

CPR Respiratory Cayman/Melissa Shaw is a

settings. The Y-Ropes Challenge Course'

request special presentations/workshops free

certified instructor for both the American Heart

opened in 2018 and offers unique team

of cost. Email: deputy@redcross.org.ky for more

Association and the American Safety & Health

building opportunities for many different

information.

Institute. She offers the following courses: AHA

groups including corporate, youth groups,

Heartsaver CPR/AED, the AHA Heartsaver First

civic organisations and visitors. Results

First Aid & Basic Life Support

Aid CPR/ AED, the AHA Basic Life Support, ASHI

lead to stronger relations between team

In 2020 a non-profit organisation called

Advanced Cardiac Life Support, ASHI Basic Life

members, agreed upon 'shared values',

LifeLine was started by a local family affected

Support, ASHI Pediatric Advanced Life Support,

greater productivity and overall performance.

by an electrical heart condition. The charity

ASHI Basic and Advanced First Aid, ASHI Child/

Customised half, full and multiday programmes

creates and maintains a national database

Babysitting Safety and Pediatrics. For more

are available and fees are based on the length

of Automated External Defibrillators (AEDs)

information or to schedule one of these CPR

and type of programme. Contact the YMCA on

located in the Cayman Islands and these are

courses please email: meslissashawky@gmail.

(345) 926 9622, email: info@ymcacayman.ky

linked to software used by the Department of

com or call (345) 926 0219.

or visit www.ymcacayman.ky.

Public Safety Communications (911) operators.

Cayman

Sea

Elements/Mike

Nelson

They also promote awareness of electrical heart

offers the Emergency First Responder (EFR)

Water Rescue Courses

conditions and the need for CPR/AED training in

certification course which covers CPR/AED

Fitness Connection also teaches ASHI CPR /

our community. The LifeLine database currently

for adults, children and infants, plus First

AED courses as well as SAI Safety Training

includes over 100 AEDs. See www.lifeline.ky for

Aid and administering EPI pens. For more

Aquatic Rescue Courses and Starguard Life

more information.

information or to book contact Mike on (345)

Guard training. Tel: (345) 949 8485, email:

936 8687 or email: caymansea@gmail.com.

fitness@fitness.ky or visit www.fitness.ky. The

There are various training providers for

Many dive operators also offer the EFR

Cayman Islands Red Cross offers a basic water

The names and content of these courses vary

course as this is a PADI training requirement for

rescue certification where you will learn how to

according to the accrediting body and syllabus,

more advanced dive certifications.

rescue victims from pools and open bodies of

but for the most part the course content is very

water and participants are taught how to react

similar and aims to arm participants with the

Music Lessons

in these situations. See www.redcross.org.ky

knowledge and skills to be able to respond to a

There are multiple ways for children and adults

to book a course or for more information.

medical emergency. Certifications are usually

to learn to play a musical instrument, whether

valid for two years after which one must do a

through school or with a private music tutor.

Wine Courses

refresher. Some will teach kids as young as nine,

Twice a year, before COVID-19, examiners

Wineschool3, offer wine, spirit and cocktail

others prefer them to be at least 15.

from Trinity College London would fly to

bartending

courses,

and

provide

Cayman to offer exams to students who have

internationally recognised certification by the

been preparing according to the Trinity music

Wine and Spirit Education Trust and a bartending

certification in the following courses: Infant/

syllabus. At the moment this is on hold but

accreditation by Shaker Bar School. The courses,

Child/Adult First Aid, CPR and AED (Automated

will resume when people are allowed to travel

some in partnership with the NWDA, equip

External Defibrillator); Lifeguarding and Basic

freely again. Musical instruments are duty-free

students with an in-depth understanding of

Water Rescue. All certifications are valid for two

and prices of instruments are reasonable. See

the industry. The school aims to elevate the

years. Call the First Aid Training Manager on (345)

the Shopping chapter for where you to buy

standards of the hospitality industry across the

925 0715, email: firstaid@redcross.org.ky or visit

musical instruments and the Adult and Children's

Cayman Islands by empowering those on the

www.redcross.org.ky for further information

Activities chapters for information on music

front line. Courses vary in duration and attract

about training opportunities, course prices and

lessons. For piano tuning and repair services

students from restaurants and hotels as well

dates.

contact Blue Water Piano on (345) 925 4535 or

as members of the general public interested

email: pianotunacayman@gmail.com.

in learning more. Visit www.wineschool3.com

The Cayman Heart Fund offers the American Heart Association accredited BLS/CPR for

THE

The Cayman Islands Red Cross offers the American Red Cross (ARC) syllabus and

to see upcoming course dates and discover

medical and non-medical people, covering CPR

Team Building & Leadership Training

and AED skills, with or without first aid. For

The YMCA BesTeams Team Building and

more information or to book contact qzhong@

Leadership Development Programme builds

stmatthews.edu.

stronger relationships through fun, insightful,

amazing wine and spirit tastings.

Tell them you saw it in the

Âť

www. c a y m a n r e s i d e n t . c o m

297

E D U C AT I O N

First Aid, CPR/AED and Aquatic emergencies.

Health & Wellness Medical Specialties 315 - Accident & Emergency Medicine 315 - Anaethesiology & Pain Management 315 - Cardiology/Cosmetic Surgery 316 - Dermatology 317 - Endocrinology/Diabetes 317 - Fertility Treatment 317 - Gastroenterology/Internal Medicine 317 - In Home Nursing Care 318 - Neurology/Neurosurgery 318 - Obstetrics & Gynaecology 318 - Oncology/Ophthalmology 319-320 - Orthopaedics & Sports Medicine 320 - Otorhinolaryngology (ENT) 321 - Paediatrics 322 - Pathology/Physical Medicine/Rehab 323 - Podiatry & Orthotics 323 - Psychiatry & Psychology 323 - Pulmonology/Radiology 325 - Stem Cell Treatments 325 - Surgery/Rheumatology 326 - Urology 326

H E A LT H & W E L L N E S S

Dental Care/Dentistry - Orthodontics - Paediatric Dentistry - Implants, Cosmetics and Oral Surgery

326 329 330 330

Alternative Medicine & Medical Care 331 - Acupuncture & Alternative Medicine 331 - Audiology/Chiropractic 331 - Homeopathy/Hyperbaric/Hypnotherapy 332 - Massage Therapy 332 - Nutritionists/Dieticians 333 - Occupational Therapy/Optometry 333 - Physiotherapy 334 - Spas (Medical) 336 - Speech & Language Therapy (SLT) 336 298

CAYMANRESIDENT 2021

Photos courtesy of Doctors Hospital, Deep Blue Images and Integra Healthcare

Health Insurance 300 National Statistics 303 Local Hospitals 304 District Health Centres 304 Overseas Treatment Facilities 307 Laboratories 307 Diagnostic Imaging/Medical Supplies 308 Pharmacies 308 Medical Care (General & Family) 311

ealthcare (regulations, facilities and practitioners) in the Cayman Islands took centre stage in 2020 with the onset of the global COVID-19 pandemic. Luckily, the nation was wellpoised for a rapid and agile response: With three fully-equipped hospitals, over 200 registered healthcare facilities (including pharmacies, laboratories, physician practices and therapy clinics, alternative medicine clinics etc.), over 500 registered practitioners, and numerous private specialists, all stakeholders in the field came together in an unprecedented manner to help establish and execute on a plan that would result in Cayman becoming one of the few ‘COVID-free’ countries in the world. 2020 saw continued innovation and major developments for the health and wellness community across the public and private sectors. In the public sphere, work continued on a new healthcare facility set to open in Bodden Town in 2021. Additionally, the Health Services Authority (HSA) had two major firsts: the offering of a Minimally Invasive Glaucoma Surgery (MIGS) using the world’s smallest medical device, and the opening of a dedicated sleep laboratory to help those with sleep disorders. An incredible milestone was also reached by the HSA laboratory when in July, it was noted that the lab team had conducted 10 years worth of lab tests in a period of just three months. This allowed Cayman to have one of the highest per-capita COVID-19 testing rates in the world.

At Doctor’s Hospital, we’re about delivering exceptional, private healthcare with one focus in-mind – you.

Our patient-centered care is delivered by a diverse team of highly-skilled, experienced medical and surgical professionals and the latest advancements in medicine and technology. Discover the difference your care deserves. Learn more at doctorshospitalcayman.com

H E A LT H & W E L L N E S S

In the private sector, Health City Cayman Islands (HCCI) was recognized as one of the world’s most innovative healthcare providers by Fortune magazine. This list sought to honour companies that recognise public health problems as both major challenges, but also as opportunities to innovate in a socalled virtuous cycle. HCCI was thrust to further global recognition when (in partnership with charity Samaritan’s Purse) a young Amerindian girl was provided with life-changing surgery called a percutaneous device closure. Clinical director and chief cardiac surgeon Dr. Binoy Chattuparambil received a Caribbean Media Exchange Leadership award for his life-saving work for adult and paediatric patients in the Caribbean and Central American region. HCCI was also credited with helping the Cayman Islands Government in organising a chartered cargo flight that brought in 30,000 units of much needed Personal Protective Equipment (PPE) kits consisting of protective coveralls, goggles, face shields, KN95 masks, nitrile (synthetic rubber) gloves and shoe covers. With a donation of beds to HSA, Doctors Hospital Cayman Islands played a pivotal supporting role in ensuring the Island’s overall healthcare system was prepared for any extreme pandemic outbreak situation. Doctors Hospital also quickly mobilised its team to increase capability for COVID-19 testing through partnering with Australian medical services firm Ozgene to retro-fit its chemo compounding lab to process up to 200 tests per day. Given the circustances the year presented, a number of other private practice clinics thrived by adapting to offer telemedicine services. In more general terms, the Island continues to achieve technologicallyenhanced excellence in cardiac surgery, chemotherapy, hospice care, orthopaedics and in-home nursing. It has a forensic laboratory that has received the highest level of international acclaim possible for its toxicology testing, advanced radiology 300

CAYMANRESIDENT 2021

services, computerised tomography (CTs), “no squeeze” digital mammograms, a 3.0 Tesla MRI machine, 3D and 4D ultrasounds, echocardiography, and GI endoscopy. Additionally, in September private clinic Integra Healthcare unveiled a device that was a first for the region: A Fotofinder ATBM Master which uses artificial intelligence for early skin cancer detection. Given the broad variety of services available, Cayman can provide quality care for most medical situations. However, healthcare and medications are costly, so it is essential that you either have a health insurance policy that covers travel if you are visiting, or health insurance coverage if you are a resident. With local life expectancy continuing to climb, child vaccination rates hovering over 90%, and 94% of the population covered by health insurance, the partnership of public, private and nonprofit entities in the field of healthcare continues to be of benefit to all groups within the community. To learn more about community groups that support and advocate for high quality patient-care, take a look at the listings in the Community Life chapter. HEALTH INSURANCE

Health insurance is a type of insurance coverage that covers the cost of an insured individual’s medical and surgical expenses. In Cayman, this is categorised into one of two types: private or public. Every resident of the Cayman Islands is required, by law, to have at minimum health insurance which covers basic medical expenses. Employers are mandated to provide a Standard Health Insurance Contract (SHIC) plan for all their workers from their very first day of employment, regardless of the type or length of their work permits. This requirement extends to any unemployed dependent spouse and child(ren) living on-Island. The same provisions also apply to the selfemployed, those in a partnership and those with permanent residency without the right to work. Legally, an employer only has to pay half of

the single premium, based upon the lowestcosting plan made available to the staff, and the employee pays the other 50%. Given that premiums can change year to year, always do your research, and negotiate with your employer that they pay more than the minimum contribution level; particularly in relation to the cost of your dependants, (for which you might have to pay 100%) and any premium differentials for upgraded benefit packages. Insurance can be purchased by residents on an individual or family basis, or you could be enroled on group coverage via your employer. Employer groups, especially those with over 10 employees, will have a greater variety of plan options to choose from. Individuals and employers may work directly with these various insurance companies or secure the services of an independent broker to evaluate their insurance options. The insurance companies pay the brokers for the assistance they deliver so most brokers’ services are at no cost to the client. Some brokers may be agents of a particular insurance company, or may only acquire quotes from just one or a very limited number of insurers, so you may wish to query which insurers they work with before choosing. For the basic SHIC plan, the insurance companies will ask for 12 months of medical history plus details on any current conditions or medication. For upgraded policies, the applications may require a more extensive medical history, thus it is a good idea to bring copies of your medical records with you (and those of your dependants). This will also help your new or existing Cayman doctors to provide you with their best care. If you have chronic medical conditions or immediate surgical needs, expect that these could be restricted to the minimum benefit levels on your coverage. We recommend that people coming from overseas with medical issues should request that their proposed employer seek a pre-approval of their insurance as part of their decision-making process to ensure they are able to obtain the coverage levels they need. Once you have been with a Cayman insurer for 12 or more months with no more

most employers offer higher than mandated coverage and all other health insurance plans are based around the Health Insurance Laws & Regulations, including the outline of the basic SHIC benefits. In 2013 these were increased and now cover at minimum up to CI$100,000 major medical per annum with a CI$1,000,000 lifetime maximum for each person. This includes hospital, surgical, chemotherapy and radiation services along with emergency care. All SHIC plans have limited local outpatient benefits and any overseas care is usually restricted to the kind of major care unavailable in Cayman. The more comprehensive plans offer wider access to overseas services, larger per annum and lifetime allowances (e.g. CI$500,000, CI$1,000,000 and CI$2,000,000 or higher could be available within a calendar year), fuller prescription coverage, more outpatient services and options to have dental, routine optical and/or life insurance benefits. The cost of insurance plans will vary with age, gender, benefits and employer size. For example, a basic SHIC plan without dental

and vision currently costs in the vicinity of CI$167 per month per employee, whereas a medical plan with enhanced outpatient benefits typically runs 20-30% higher than SHIC. More comprehensive benefits, including doctor and specialist visits, extra preventative care, dental, vision and prescription coverage can cost up to CI$500$900 per month, per individual, and about CI$450-$850 without dental and vision. The premium rates are roughly doubled for a couple, and about tripled for a family rate. As a general rule, adding one dependant is about twice the single monthly costs, and adding two or more dependents is usually in the range of three times the employee-only monthly premiums. The high cost of our health insurance has been known to discourage people from retiring here. Keep in mind that under some group plans, the amount available per annum may reduce at the typical ‘retirement age’ and most employers in Cayman do not extend health insurance benefits to retirees. Most medical and some dental

it comes family’s health insurance, When

to your

we’ve got this.

Juggling family life isn’t easy. When you’re looking for health insurance, you can trust Aon to save you time and money. It’s our job to find the best policy at the best price for the ones you love.

We’ll take care of it.

Christopher Dyckman | christopher.dyckman7@aon.com | 345-914-8945

www. c a y m a n r e s i d e n t . c o m

301

H E A LT H & W E L L N E S S

than a three-month break in coverage, and even if you have developed problems in the meantime, the next insurer cannot add new restrictions to a similar level of coverage. The only exceptions are cases of non-disclosure on the application form or if you are seeking a large upgrade in your coverage. Since preexisting conditions may be restricted, be sure to check before cancelling your insurance at home, as you could potentially get global coverage on your existing health insurance to cover you in Cayman. However, you are still required by law to have a minimum SHIC plan from a local provider so make sure you coordinate the benefits between the two health plans. Plans vary from the basic SHIC to very comprehensive major medical world-class plans. The Cayman Islands Monetary Authority and the Health Insurance Commission license and regulate the health insurance companies together. The SHIC plan is the primary Governmentregulated contract and covers about a quarter of Cayman’s residents. However,

H E A LT H & W E L L N E S S

practitioners accept local insurance ‘on assignment’ provided that the insurance company guarantees payment and the deductible, if applicable, has been met. This means that the doctor or dentist will claim work done directly from the insurance company on your behalf. Anything not paid by your insurance company is your responsibility. If any employer or individual wishes to obtain additional coverage above what is given by the company with which they are employed, or the Government, they are able to do so, but, beware that the Health Insurance Commission cannot regulate the rates charged. All medical payments by insurers are based on the Standard Health Insurance Fee (SHIF) schedule, which can be found at www.dhrs.gov.ky. (Look for the ‘Standard Health Insurance Fees’ on the Health Insurance Commission page). Medical providers are not required to charge within the SHIF fees, and balances above the SHIF fees are the patient’s responsibility. For large medical services, it is not unreasonable to ask for a written quote, which is called a

‘predetermination of benefits’ or ‘preapproval for medical necessity’. If a retiree or visitor to Cayman requires medical assistance on the Island they will usually pay upfront for services, keep all receipts and submit a claim once they return to their home country. The receipts will usually need to be fully itemised with diagnosis information and include international disease codes. As a visitor you should request that a claim form be completed using Cayman’s standard claim form. It is advised that you call your insurance provider before travelling to Cayman to verify how your benefits will work here. You may also wish to check if your insurance network extends to any local providers. It is possible that insurance companies have already set up a relationship with local providers, which can save you out-of-pocket costs. However, it is not mandatory for medical facilities to accept overseas insurance. Residents who will have relatives visiting are recommended to inquire about their visitors’ insurance too. If your visitors’

insurance will not cover them whilst in Cayman, they should be encouraged to seek a travel policy to protect them. For detailed information on understanding health insurance for kids – covering everything from having a baby all the way to what happens to insurance when a child leaves for college abroad – turn to the Health chapter of the 2021 edition of Cayman Parent magazine. Health Insurance Providers The Health Insurance Law (2013), the Health Insurance Regulations (2013) and the Insurance Law (2010) provide the framework for monitoring and regulating the health insurance industry in the Cayman Islands. Approximately 94% of Cayman’s population is covered by health insurance. Health insurance is mandatory for all residents in the Cayman Islands and must be obtained through one of the approved insurance providers listed below, which includes the Government-owned CINICO. Aetna 2nd Floor, North Building, Caribbean Plaza Tel: (345) 623 8621 Email: McCallisterA@aetna.com. Offers high quality health insurance plans for your home and travel needs. BAF Insurance Company (Cayman) Ltd. Dot Com Centre, Dorcy Drive, Industrial Park Tel: (345) 949 5089 caymancustomerservice@mybafsolutions.com

Marsh Health and Beneﬁts provides clients with a single source for managing the costs, people risks, and complexities of employee beneﬁts.

Provides affordable health insurance plans designed to meet the needs of a wide crosssection of residents of the Cayman Islands.

Our benefits professionals, located in 135 countries through Mercer and Marsh local offices, service clients in more than 150 countries and are deeply knowledgeable about their local markets. Through our locally established businesses, we help clients design, deliver and finance health and risk protection benefits that create a healthy and engaged workforce; optimize cost and manage risk; and simplify and enable program delivery.

Coralisle Medical Insurance Company Ltd.

For more information, contact Laverne Jackson at 1-345-936-5715 Laverne.jackson@marsh.com Or Beth Henry at 1-345-525-5751 beth.henry@marsh.com

Coralisle Medical Insurance Company Ltd. is

BritCay House, 236 Eastern Avenue, GT Tel: (345) 949 8699 Email: medical@cgcoralisle.com www.cgcoralisle.com a member of Coralisle Group Ltd. and is the number one provider of group major medical

health insurance coverage in the Cayman Islands.

302

CAYMANRESIDENT 2021

Cayman First Insurance Company > 17 Vibert Bodden Drive, Cayman First Centre,

and money by comparing costs, terms and coverage options for you.

programme, including group medical and ancillary plans. SE E AD OP P OSI T E PAG E

George Town

NATIONAL STATISTICS & INSIGHTS

> 33 Hirst Road, Countryside Shopping Village,

Aon Risk Solutions (Cayman) Ltd.

Savannah

18 Forum Lane, 2nd floor, Camana Bay

Tel: (345) 949 7028

Tel: (345) 945 1266

Email: askus@caymanfirst.com

www.aoncayman.com

www.caymanfirst.com

Team of specialists in all lines of personal and

Cayman First offers affordable group and

corporate insurance, including group health, life

individual health insurance products that are

and disability. SE E AD PAG E S 127 & 301

easy to understand and designed to satisfy a wide range of needs. SE E AD PAG E 130

Cayman Insurance Centre (Insurance Brokers) Cayman Business Park, Unit A3, 10 Huldah Ave

CINICO (CI National Insurance Company)

Tel: (345) 949 4657

Cayman Centre, First Floor, Airport Rd, GT

Email: info@cic.com.ky or health@cic.com.ky

Grand Cayman: Tel: (345) 949 8101

www.cic.com.ky

Cayman Brac: Tel: (345) 948 8101

Corporate

www.cinico.ky

coverage. Celebrating over 45 years.

This is the Cayman Islands Government’s health

SEE AD PAGE 129

Individual

health

insurance

insurance company. They offer the Standard Bogle Insurance Brokers Ltd.

Cayman Islands residents with options for

Unit 34 & 35 Pasadora Place

individuals, couples and families.

Tel: (345) 949 0579 Email: service@bogleins.com

Generali Worldwide

Caymanian owned and operated, with a wealth

Tel: (345) 747 2000

of knowledge locally and internationally.

Email: caymanservice@generali-health.com www.generali-healthcare.com Global

leaders

insurance,

Fidelity Insurance offering

Cayman Financial Centre, Dr. Roy’s Drive

comprehensive employee benefit packages,

Tel: (345) 949 5836 or (345) 949 7822

including group health, life, and disability

Email: health.admin@fidelitycayman.com

insurance in the Cayman Islands. Generali

Group and individual brokers for Guardian Life

Worldwide provides ease of access to

and a network of quality care providers.

healthcare professionals in the Cayman Islands and around the world with 24-hour multilingual

F.I.S. Insurance Brokers Ltd.

service centre support.

Paramount Building, Shedden Road, GT Tel: (345) 945 5616 or (345) 623 5616

Pan-American Life Insurance Company of the

Email: info@fiscayman.com

Cayman Islands

They offer individual health insurance plans for

Unit 221, Cannon Place, North Sound Road

three insurance companies: BritCay, Cayman

Tel: (345) 949 8304

First and Fidelity.

www.palig.com/cayman A member of the Pan-American Life Insurance

Marsh Management Services Cayman Ltd.

Group, it serves the employee benefits needs of

Governors Square, 23 Lime Tree Bay Avenue

local and multinational companies.

Main Tel: (345) 949 7988 Email: caymanoffice@marsh.com

Health Insurance Brokers The advantage of working through an insurance broker is that they understand the available products and health insurance market, and can often save you both time

www.marsh.com Marsh provides clients with a single source for risk management services. Their experienced team of professionals can assist by developing a

comprehensive

employee

benefits

www. c a y m a n r e s i d e n t . c o m

303

H E A LT H & W E L L N E S S

Health Insurance Contract (SHIC plan) to all

Healthcare practitioners on-Island provide services in public and private healthcare to three distinct demographics: Caymanians, Expatriates and Medical Tourists. With nearly 4.5 Doctors and 6.3 nurses for every 1,000 people in Cayman, those seeking medical services can almost always find on-Island quality expertise that meets their needs. Services fall into one of three subcategories: Pre-Acute Care (Public Health Services, Primary Care, Pharmacy Services, Laboratory Services, Diagnostic Imaging Services), Acute Care (Urgent Care, Accident or Emergency Care, Inpatient General Hospitals, Medical Tourism), and Post-Acute Care (Home Care, Mental Health and Substance Abuse Facilities, Long-Term Care and Nursing Homes, Palliative and Hospice Care). Although onIsland care is available across these areas, residents may go to Florida for speciality assessments or treatments upon referral. Aligning with global trends, those between the ages of 0-14 and over the age of 65 are the groups which access the most health services. According to a 2017 Auditor General’s report on the local Healthcare Sector, the greatest health concern for children under the age of 14 has been obesity with the rate hovering at around approximately 50%. This is higher than both the wider Caribbean and US averages. To help combat this, the Ministry of Sport, Ministry of Community Affairs and the Department of Children and Family Services have all been part of creating programmes that encourage education, prevention and action on this issue. For those over 65, heart conditions and chronic disease (including circulatory, cancer, respiratory, endocrine and metabolic diseases) are the lead cause of hospital visits and death. Positively, Cayman’s average life expectancy is above that of the Americas showing 75 for men and 79 for women.

LOCAL HOSPITALS

Grand Cayman has three fully equipped hospitals: Cayman Islands Hospital, CTMH Doctors Hospital, and Health City Cayman Islands. Cayman Brac is home to Faith Hospital. Incredibly, there are approximately 4.5 doctors, and 6.3 nurses for every 1,000 people residing in the Cayman Islands. See below for details about all the local hospitals and their facilities. Cayman Islands Hospital

dedicated to providing exceptional healthcare

a tranquil tropical environment conducive to

to the Cayman Islands. Their modern facility

healing and recovery.

is centrally located in the capital of Grand

The innovative business model ensures costs

Cayman, just minutes from the Owen Roberts

are kept low by implementing cost-efficient

International Airport. Their central location

processes and sustainable buildings, along

is less than a 2-hour flight from Miami and

with a bundled pricing model which provides

only a 45-minute flight from Jamaica. CTMH

patients with an upfront flat-rate fee for every

Doctors Hospital is an eighteen-bed, medical/

procedure and associated services.

surgical hospital specialising in surgical care.

Health City Cayman Islands services adult

The residents and visitors of the Cayman

and child patients both locally and abroad,

Islands enjoy access to a full range of health

providing highly skilled physicians and surgeons,

care services provided by their internationally

who have more hours of medical experience

recognised, locally residing physicians and

than most of their US and Caribbean colleagues.

visiting specialists.

Health City has also received the prestigious

95 Hospital Road, George Town

H E A LT H & W E L L N E S S

Joint Commission International seal of approval,

Tel: (345) 949 8600 Fax: (345) 949 2998

Faith Hospital, Cayman Brac

which is awarded to hospitals operating at the

Email: Info@hsa.ky

215 Dennis Foster Road, Cayman Brac

highest standards.

www.hsa.ky

Tel: (345) 948 2243 Fax: (345) 948 2460

Services

The Cayman Islands Hospital is a 124-bed

Email: Info@hsa.ky

Cardiology; Cardiac Electrophysiology; Adult

hospital, encompassing 139,066sq ft on two

Faith Hospital in Cayman Brac is an 18-bed

& Paediatric Cardio Thoracic and Vascular

storeys, in the heart of George Town. As the

community hospital serving the residents

Surgery,

principal health care facility in the country

of Cayman Brac and Little Cayman with

Shoulder replacements), Neurosurgery and

it offers a wide range of services including

primary, secondary and emergency care. As

Spinal Surgery; Sports Medicine (Arthroscopies);

accident and emergency services, ambulance

part of the Cayman Islands Health Services

Neurology; Pulmonology and Sleep Medicine;

services, a general practice clinic, full maternity

Authority, Faith Hospital provides services in

Medical Oncology and Chemotherapy; Bariatric

services, haemodialysis, a full service outpatient

the fields of general medicine, surgery, dialysis,

Surgery (Weight Loss Management); Medical and

pharmacy, along with a number of diagnostic

anaesthesia, physiotherapy, dental, obstetrics

Surgical Gastroenterology; Hepatic, Pancreatic

and specialist services.

and gynaecology. Emergency Medical Services

& Biliary Surgery; Colorectal Surgery; Urology;

Diagnostic services include: mammography,

provides pre-hospital care and transport. Faith

Gynecology;

radiology,

theatres,

Hospital also has a pharmacy on-site for those

Endocrinology; Laboratory Services; Imaging

paediatrics,

physiotherapy,

pharmacy,

Adult

Orthopaedic

and

Surgery

Paediatric

(Knee/Hip/

Anaesthesiology;

Paediatric

laboratory

in need of medication. Specialist physicians

and Radiology; Physiotherapy and Rehabilitation;

services, a DNA forensic unit and other facilities

from the Cayman Islands Hospital visit regularly

Psychiatry;

that can be expected in a modern healthcare

to deliver additional services such as paediatric

Nutrition Counselling.

setting.

care, orthopaedics, mental health, urology,

SE E AD OP P OSI T E PAG E

Specialist

operating

include:

services

include:

Executive

Health

Check-ups;

Surgery,

internal medicine, ophthalmology, dermatology

Gynecology & Obstetrics, Pediatrics, Internal

and nutrition. Faith Hospitalâ&#x20AC;&#x2122;s laboratory is also

DISTRICT HEALTH CENTRES

Medicine, Dermatology, Anesthesiology, Public

fully accredited by the prestigious international

Health, Orthopedics, Psychology, Cardiology,

Joint Commission International (JCI).

District Health Centres are operated by the Health Services Authority to provide General Practice, Child Health, Primary Healthcare and Pharmacy Services in various regions of the Island. Dressing services are offered at all of the clinics, and by appointment only. Same applies for the nutrition clinic. For vaccinations, visit the Public Health Clinic in the Cayman Islands Hospital. In 2020, District Health Centres played a pivotal role in helping HSA continue to service patients across the islands during various COVID-19 supression phases.

Gastroenterology, Psychiatry, Rheumatology, Radiology,

Neurology,

Ophthalmology, Periodontology,

Ear,

Nose

Nephrology, and

Reconstructive

Throat, Surgery,

Health City Cayman Islands 1283 Sea View Road, East End Tel: (345) 640 4040 or (345) 945 4040

Faciomaxillary Surgery and Urology.

Emergency: (345) 526 2108

SE E AD PAG E 306

Email: info@healthcity.ky www.healthcitycaymanislands.com

CTMH Doctors Hospital

Health City Cayman Islands is a state-of-

16 Middle Road, off Walkers Road, GT

the-art tertiary care hospital located in East

Tel: (345) 949 6066 Fax: (345) 945 1695

End, Grand Cayman. The hospital, founded by

Care Centre: (345) 325 9000

renowned heart surgeon, Dr. Devi Shetty, is

www.doctorshospitalcayman.com

committed to delivering world-class healthcare

CTMH Doctors Hospital is a private hospital

that is accessible and affordable for all, offering

304

CAYMANRESIDENT 2021

Âť

For more than 6 years we have been an integral part of keeping our islands safe and healthy. Finding trustworthy and reliable medical care has become more important than ever. At Health City we pride ourselves on our ability to provide the most comprehensive range of healthcare services, all under one roof. We have the highest calibre of medical professionals with the depth of experience and expertise needed to provide you with top quality medical care. It is our priority to ensure your medical needs are met locally, where you can enjoy the comfort and convenience of being close to home. Have confidence in the fact that we are close by. We are here to meet your needs. We are here with you.

1 (345) 945-4040 1 (345) 640-4040 healthcitycaymanislands.com

Bodden Town Health Centre

Physicians are available by appointment,

4pm, and Saturday 1pm–4pm appointments

The Bodden Town Health Centre, loacted

Monday 1pm-4pm and Thursday 9am-

only. A Pharmacist is available Monday-Friday

at 445A Bodden Town Road, is fully staffed

12pm. A pharmacist is available Monday,

9.30am–6pm. For more information or to make

by Registered Nurses who are available

Tuesday, Thursday & Friday 8.30am-5pm

an appointment, please contact the centre at

Monday and Thursday 8.30am-8pm; Tuesday,

and Wednesdays 1:30pm–8pm. Children’s’

(345) 244 8001/8002.

Wednesday and Friday 8.30am-4pm and

vaccines are provided, by appointment only,

SE E AD T H I S PAG E

Saturday

are

on the 2nd and 4th Monday of each month at

available by appointment on Monday and

8.30am-12pm.

Physicians

1pm-4pm. For more information or to make

Acute Care Clinic

Thursday 5pm-8pm; Wednesday and Friday

an appointment, please contact the centre at

The Acute Care Clinic, located in the General

9am-12pm. Dental clinics are available by

(345) 947 7440 or (345) 926 2812.

Practice Clinic on the Cayman Islands Hospital

appointment for adults on Monday and Tuesday

H E A LT H & W E L L N E S S

8.30am-4pm

and

for

children

compound offer walk-in medical services from George Town Health Centre

7.30am-8PM Monday to Friday and Saturday

Thursday and Friday 9.30am-4pm. The dental

The George Town Health Centre, located

8.30am-12pm. The services are aimed at

hygienist is also available Wednesday 8.30am-

at 95 Hospital Road, is fully staffed by

patients with urgent illnesses such as persistent

3pm. A pharmacist is available Monday and

registered nurses and General Practice

cough, earache and flu-like symptoms and

Thursday 1.30pm-8pm; Wednesday and Friday

physicians who are trained to deal with

minor injuries including mild sprains and cuts.

8.30am-4pm. For information or to make an

urgent

Additionally

appointment, please contact the centre at

provided include diagnosis, investigation and

(345) 947 2299.

treatment of non-life threatening illnesses;

medical

situations.

Services

immigration

and

government

medicals are also offered.

routine care of chronic medical conditions

North Side Health Centre

East End Health Centre

such as diabetes, high blood pressure,

The North Side Health Centre, located at 1148

The East End Health Centre, located at 2367

asthma and muscle and joint problems;

North Side Road, is a convenient option if you

Sea View Road, is fully staffed by Registered

routine check-ups including medicals, PAP

have a medical concern while at Rum Point

Nurses who are available Monday-Friday

smears; diabetic clinic; and dressing changes.

or Kaibo with your family. The centre is fully

8.30am-4pm and SaturdayResident 8.30am-12pm. ai160286456111_Cayman 2021 Final.pdf 1

Opening11:09:23 Hours 10/16/2020 AM

are Monday-Friday 8am–

staffed by registered nurses who are available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm. Physicians are available by appointment on Tuesday 9am-12pm & Friday 9am-12pm and 2pm-4pm. A pharmacist is available Tuesday and Friday 8.30am-4pm. An ambulance service is stationed at the clinic 24 hours for emergencies and at-home patients. For more information or to make an appointment, please contact the centre at (345) 947 9525 or (345) 916 2824.

West Bay Health Centre

The West Bay Health Centre, located on Reverend

You matter to us. Together, we have been through many of life’s journeys, from welcoming your new baby into the world, through hurricanes and pandemics.

CMY

Throughout life’s changes - HSA is always here for you because you matter to us.

Blackman Road, is fully staffed by registered nurses who are available Monday, Tuesday, Thursday and Friday 8.30am–4pm; Wednesday 8.30am–8pm

and

Saturday

8.30am–12pm.

Physicians are available by appointment on Monday, Tuesday and Friday 8.30am-4pm, Wednesday from 2pm–8pm and Thursday 9am–12pm. A dentist is available on Wednesday, Thursday and Friday 8.30am-4pm. The dental hygienist is also available on Monday and Tuesday

Cayman Islands Health Services Authority 949-8600 | 95 Hospital Road | info@hsa.ky | www.hsa.ky

8.30am-3pm. A pharmacist is available Monday, Tuesday, Thursday and Friday 8.30am-5pm and Wednesdays 1.30pm-8pm. For information or

306

CAYMANRESIDENT 2021

to make an appointment, please contact the centre at (345) 949 3439. Little Cayman Clinic The Little Cayman Clinic, located on Spot Bay Road, provides primary and emergency care to residents and visitors of Little Cayman, with a resident registered nurse and weekly visiting physicians from Faith Hospital. Patients requiring secondary care are transferred to Faith Hospital or the Cayman Islands Hospital. The centre is open Monday, Wednesday and Friday 9am-1pm, Tuesday and Thursday 1pm5pm and has an on-call Emergency Response vehicle. A physician from Faith Hospital visits on a Wednesday and is available during the hours of 9am-12.30pm and 1.30pm-3pm. For more information, call (345) 948 0072 or (345) 916 5395 (outside office hours), email: info@hsa.ky or fax (345) 948 2283. OVERSEAS TREATMENT FACILITIES

Baptist Health International Cayman Islands Office Smith Road Centre, Suite 5 150 Smith Road, George Town Tel: (345) 749 3304 www.BaptistHealth.net/International BHI Cayman offers PET and diagnostic CT imaging. Cancer Treatment Centers of America® Patient Services Tel: +1 (770) 400 7178 www.cancercenter.com

Medical laboratories provide testing on clinical specimens to obtain information about the health of a patient to diagnose, treat, and prevent disease. Cayman has the latest equipment and fully qualified doctors as well as technicians who perform blood analysis (glucose, cholesterol and HIV testing, DNA tests and others), urinalysis, CT scans, MRIs, X-rays, bone density, digital mammography, echocardiograms, stress tests and thallium scans. All three hospitals on-Island house medical laboratories. In addition to the hospital-based laboratories, there are also stand-alone and clinic-based private medical laboratories in Grand Cayman. Cayman Health Laboratory Grand Harbour Medical Suites, Red Bay Tel: (345) 946 4715 or (345) 326 1643 Email: caymanhealth@hotmail.com A full service laboratory for doctors and patients on the Island for more than a decade.

They have fully qualified CPAM (Council for Professions Allied with Medicine) registered medical laboratory technologists with over 60 years accumulated experience. Rapid turnaround time of 4 hours or less. Urgent and STAT tests welcomed. They provide special care and services for children and adults, including difficult blood draws. They specialize in rapid IVF testing, paternity testing, noninvasive prenatal screening testing (NIPT) and work permit (GOL) testing. Cayman Islands Forensic Science Laboratory Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600 Fax: (345) 949 2998 Email: Info@hsa.ky www.hsa.ky The

Cayman

Islands

Forensic

Science

Laboratory is an established multifunctional, state of the art laboratory, operated by the Cayman Islands Health Services Authority in Grand Cayman. It offers expertise in a number of areas, including forensic biology and DNA testing, DNA databasing services,

Laboratory Analysis Laboratory Services • Haematology Biochemistry • Microbiology Cytology & Serology • Histopathology Paternity Testing BloodHIV/VDRL for Work Permit done in 30 minutes 21 Eclipse Dr.•Rankin Plaza • Eastern Avenue

Tel: 345 943 8150 Fax: 345 943 8151 phoeltd@candw.ky phoenixhealthservices@gmail.com »

www. c a y m a n r e s i d e n t . c o m

307

H E A LT H & W E L L N E S S

Patients may be referred to overseas hospitals for specific treatments that are either unavailable or not commonly performed on-Island. Premature babies, those visiting specialists or having complicated surgery, as well as those injured in a bad accident, are often airlifted to Florida for treatment. Thankfully, Cayman benefits from a state-ofthe-art hospital which specialises in cardiology. Check with your insurance company about in-network services abroad or for pre-approval of treatment, otherwise you may be required to pay the full amount up front. Two overseas hospitals have offices in Grand Cayman:

LABORATORIES

DNA paternity testing, forensic toxicology

Tel: (345) 943 4633

accessories.

testing, forensic drug analysis, pathology,

Email: lab@trincay.ky or info@trincay.ky

> Evron Plaza, Bodden Town

PCR testing and forensic criminalistics

www.trincay.ky

Tel: (345) 946 5511 Fax: (345) 945 5709

testing in selected areas.

Open: Mon-Sat 8am-6pm

Email: sales-bt@valrx.com or rx-bt@valrx.com

DIAGNOSTIC IMAGING

Cayman Islands Pathology Laboratory 95 Hospital Road, George Town The Pathology Laboratory of the HSA is the de-facto national laboratory and serves much of the population of the Cayman Islands. It is the only accredited by the Joint Commission International (JCI) accredited medical laboratory in the Cayman Islands. Requests are received at HSA for approximately 500,000 laboratory tests every year from Grand Cayman, Cayman Brac and Little Cayman and the services include clinical chemistry, haematology, microbiology,

Diagnostic imaging refers to a variety of non-invasive methods of generating detailed images of the internal anatomic structures and organs of the body to assess the functioning of the inner organs and structure of the patient’s body, and to identify and monitor diseases or injuries. The technology used in the Cayman Islands includes ultrasound, magnetic resonance imaging, computerised tomography scans, and traditional X-ray or other tests.

blood banking, serology, cytopathology and histopathology.

Cayman Medical Supplies 6 Windward Centre, Smith Road, GT Tel: (345) 949 6211 RVC Rehab Services Tomlinson Building, 9 Walkers Road and Tel: (345) 949 6024 Fax: (345) 946 7868 Products include Kinesio Tape, Biofreeze, TheraBand Exercise Wellness & Training Products, BlueWater Medical Supplies 78 Hospital Road, GT

Doctors Hospital Imaging

Tel: (345) 233-2583

H E A LT H & W E L L N E S S

16 Middle Road, off Walkers Road, GT Doctors Express

Tel: (345) 914 6439 or (345) 949 6066

JDW Medical Solutions

81 Godfrey Nixon Way, George Town

Email: imaging@doctorshospitalcayman.com

19 Walkers Road, GT

Tel: (345) 745 6000

www.doctorshospitalcayman.com

Tel: (345) 947 8000

Open 7 days a week, 9am-9pm.

SE E AD PAG E 299

PHARMACIES

Email: info@doctorsexpress.ky Full service lab with possible same-day results.

Doctors Express

SE E AD PAG E S 312 & 332

81 Godfrey Nixon Way, George Town Tel: (345) 745 6000

MedLab

Open 7 days a week, 9am-9pm.

10 Smith Road Plaza, Smith Road

Email: info@doctorsexpress.ky

Tel: (345) 949 7331 Fax: (345) 949 1436

SE E AD PAG E S 312 & 332

Phoenix Health Services

The Medical Specialists

21 Eclipse Drive, Rankin’s Plaza

Unit 5, West Shore Centre, 508B West Bay Road

off Eastern Avenue, George Town

Tel: (345) 943 6800 Fax: (345) 943 6801

Tel: (345) 943 8150 Fax: (345) 943 8151 Email: phoenixhealthservicesltd@gmail.com

3T Cayman

www.phoenixhealthservices.weebly.com

Cayman Islands Hospital

Services include: blood work for immigration

95 Hospital Road, George Town

within half an hour, urine drug screening,

Tel: (345) 949 3888 Fax: (345) 943 3888

microbiology and a full range of laboratory

Email: mri@3tcayman.com

diagnostic tests from cytology to paternity testing, done both in-house, as well as send

Pharmacies are well-stocked, open reasonably convenient hours and have informed, helpful pharmacists, who not only dispense medications, but will review medicines and provide additional drug information. Several pharmacies have multiple branches. Register your insurance details with the pharmacies and if your insurance plan covers prescriptions, then you may pay only the co-pay amount. Consider buying generic brand medications as they are substantially cheaper. Be Well Pharmacy West Shore Center, 508 West Bay Road, SMB

MEDICAL SUPPLIES & EQUIPMENT

Tel: (345) 949 2323

outs, working in conjunction with many

Valu-Med Pharmacy

After Hours: (345) 927 0489

overseas facilities. Overseas referrals are

At two locations:

Email: rx@bewellpharmacycayman.com

accepted. Open Monday-Friday 8.30am-5pm

> Photo Pharm Centre, Walkers Road

Open: Mon-Fri 8.30am-6.30pm, Sat 9am-3pm,

and Saturday 9am-2pm.

Tel: (345) 949 0442 Fax: (345) 949 0443

Sun 10am-2pm. Free delivery.

SE E AD PAG E 307

Email: sales-wr@valrx.com

Open 7 days a week.

or rx-wr@valrx.com TrinCay Laboratory

Products and services from prescription

Care Pharmacy

Suite 1204, 55 Market Street, Camana Bay

drugs to electronics, cosmetics, and baby

Queens Court Plaza, West Bay Road

308

CAYMANRESIDENT 2021

Tel: (345) 948 2243

Open: Monday-Friday 9.30am-6pm.

Email: carepharmacy1@gmail.com

Open: 8.30am-5pm Monday to Friday.

SE E AD PAG E 306

Open: Monday-Friday 9am-7pm, Saturday

> West Bay Clinic Pharmacy

9am-3pm, closed Sunday and Public Holidays.

Reverend Blackman Road, West Bay

Cayman Pharmacy Group (CPG)

Open: Monday, Tuesday, Thursday and Friday

Cayman Pharmacy Group provides you with

Health Services Authority Pharmacies

8.30am-5pm,

more than just prescriptions – they strive to

> Cayman Islands Hospital Pharmacy

Closed Saturday and Sunday.

make your health our concern. They recognise

95 Hospital Road, George Town

Bodden Town Clinic Pharmacy

the complexities of pharmaceuticals and

Tel: (345) 244 2716/15

445A Bodden Town Road, Bodden Town

the need to personalise your care . That is

Open: 8am-9pm Monday to Friday, 8am-7pm

Open: Monday and Thursday 1.30pm-8pm,

why CPG offers personalised one-on-one

Saturdays and Sundays, 8am-6pm Public

Wednesday and Friday 8.30am-4pm. No

counseling. Their Pharmacists are available

Holidays. Convenient, kind and efficient service

Pharmacist on Tuesdays. Closed Saturday and

to assist with questions that you may have

open to the general public, in-patients and

Sunday.

about your health and the medications

Island visitors: including short and long-term

> East End Clinic Pharmacy

you have been prescribed. With West Bay

stayover guests. Online refills are available for

2367 Sea View Road, East End

Pharmacy, Savannah Pharmacy, and CTMH

repeat patients that visit www.hsa.ky.

Open: Monday and Thursday 8.30am-4pm.

Doctors Hospital Pharmacy, The Cayman

> Smith Road Centre Pharmacy

Closed Tuesday, Wednesday, Friday, Saturday

Pharmacy Group has a location for you just

and Sunday.

around the corner. Three locations include:

> North Side Pharmacy

> Doctors Hospital

9am-4.30pm Saturday, Sundays and Public

1148 North Side Road, North Side

16 Middle Road, off Walkers Road, GT

Holidays. (This location is refills ONLY for

Open: Tuesday and Friday 8.30am-4pm. Closed

Tel: (345) 946 2407

CINICO and private insurance members with

Monday, Wednesday, Thursday, Saturday and

Email: professional@caymanpharmacy.com

100% coverage).

Sunday.

Committed to serving your health and

> Faith Hospital in Cayman Brac

> George Town Clinic Pharmacy

pharmaceutical product needs. Open: Monday-

215 Dennis Foster Road, Cayman Brac

95 Hospital Road, George Town

Friday 8am-9pm Saturday, Sunday & Public

150 Smith Road, Smith Road Centre, GT Open:

9am-5.30pm

Monday

Friday,

Wednesday

1.30pm-8pm.

LET US FILL YOUR PRESCRIPTION WHILE YOU SHOP! Vitamins & Supplements • Follow Ups Blood Pressure Checks • Blood Glucose Testing Prescriptions to Little Cayman & Cayman Brac Locations at Foster’s Airport and Camana Bay Supermarkets. Fill Your Prescription Via Whatsapp Airport: 926-7485 | Camana Bay: 926-7486 fosterspharmacy.ky | @fosterscayman

www. c a y m a n r e s i d e n t . c o m

309

H E A LT H & W E L L N E S S

Tel: (345) 943 2273 Fax: (345) 943 7373

Holidays 9am-6pm.

and Public Holidays 11am-6pm.

Centre for Women, Family and Child Health

> Savannah Pharmacy & Gifts

SE E AD PAG E 299

Caribbean Plaza, Seven Mile Beach

Countryside Shopping Village, Savannah

Tel: (345) 943 4666

Tel: (345) 946 3336

Doctors Express

Email: savannah@caymanpharmacy.com

81 Godfrey Nixon Way, George Town

Foster’s Pharmacy at the Airport Center

Open: Monday-Saturday 9am-8pm, Sunday

Tel: (345) 745 6000

Airport Road, George Town

and Public Holidays 10am-6pm.

On-site pharmacy with ability to fulfill most

Tel: (345) 815 4051 Fax: (345) 946 0891

> West Bay Pharmacy & Gifts

presscriptions. Convenient WhatsApp refills

Open:

106 Centennial Towers, West Bay

and delivery available as needed.

Public Holidays 9am-6pm. Closed Sunday,

Tel: (345) 945 0777

Open: 9am-9pm 7 Days per week, and most

Good Friday, Christmas and New Year’s Day.

Email: westbay@caymanpharmacy.com

Public Holidays.

Foster’s Pharmacy offers professional and

Open: Monday-Saturday 9am-8pm, Sunday

SE E AD PAG E S 312 & 332

friendly service and is conveniently located

Monday-Saturday

7am-10pm,

and

inside the supermarket, so you can pick up your prescription while you shop. Accepted Insurance: Aetna, BAF, British Caymanian, Cayman First, Fidelity, CayMed and Generali Worldwide. Customers can also order refills online at www.fosters.ky; prescriptions can be

shipped to Little Cayman and Cayman Brac. SE E AD PAG E 309

Foster’s Pharmacy at Camana Bay

H E A LT H & W E L L N E S S

Solaris Avenue, Camana Bay Tel: (345) 815 4061 Fax: (345) 945 7923 Open: Monday-Saturday 7am-10pm, Public Holidays 9am-6pm. Closed Sunday, Good Friday, Christmas and New Year’s Day. Offering a professional and friendly service, they are conveniently located in Camana Bay in close proximity Accepted

the

Insurance:

hotels/condominiums. Aetna,

BAF,

British

Caymanian, Cayman First, Fidelity, CayMed and Generali Worldwide. Customers can also order refills online at www.fosters.ky; prescriptions can be shipped to Little Cayman and Cayman Brac. SE E AD PAG E 309

HealthCare Pharmacy - Grand Harbour The Shoppes at Grand Harbour 1053 Crewe Rd, George Town

Your Health. Your Life. Your Pharmacy.

Tel: (345) 947 8900 Fax: (345) 947 8901 Email: health05@candw.ky www.healthcarepharmacy.ky

•

Open: Monday-Saturday 8am-10pm, Sunday

Prescription and Non-Prescription Drugs Vitamins and Herbal Supplements Blood Glucose and Blood Pressure Monitors Blood Pressure Checks We do Special Orders Personal Pill Packs

•

and Public Holidays 10am-6pm.

•

SE E AD T H I S PAG E

HealthCare Pharmacy - Governors Square TELEPHONE : 949–7022 EXT.164

ORDER PRESCRIPTION REFILLS:

MON – SAT: 8am – 9pm • SUN: CLOSED • HOLIDAYS: 10am – 6pm

310

CAYMANRESIDENT 2021

pharmacy@kirkmarket.ky

Governors Square, Seven Mile Beach Tel: (345) 949 8900 Fax: (345) 949 8903

Email: rx@healthcarepharmacy.ky

Valu-Med Pharmacy Walkers Road

www.healthcarepharmacy.ky

Photo Pharm Centre, Walkers Road

Open: Monday-Saturday 9am-2pm, closed on

Tel: (345) 949 0442 Fax: (345) 949 0443

Sundays and Public Holidays. Refill and transfer

Email: sales-wr@valrx.com

your prescriptions online by simply visiting

Prescriptions: rx-wr@valrx.com

their website. They stock Cayman’s largest

Open: Monday-Saturday 8am-10pm, Sunday

selection of greeting cards, Hallmark gifts and

and holidays 10am-5pm.

gift wrap and all major beauty brands. Ask their knowledgeable staff for their extensive skin

Windward Pharmacy

care solutions or follow them on Facebook.

Unit 1, Windward Centre, 93 Smith Road, GT

SE E AD OP P OSI T E PAG E

Tel: (345) 949 4081 Email: windward@candw.ky

Kirk Pharmacy

Open: Monday-Friday 8am-5.30pm and

Kirk Market, Eastern Avenue

Saturday 8am-1pm.

GENERAL PRACTICE MEDICINE including Child Health, Womens health contraception / sexual health

Tel: (345) 949 7180 Fax: (345) 945 5120

MEDICALS Work Permit, Executive & School

MEDICAL CARE (GENERAL & FAMILY)

Email: pharmacy@ksl.ky or kirkpharmacy@kirkmarket.ky (online refills) Open: Monday-Saturday 8am-9pm, Public Holidays 8am-9pm and closed on Sunday. Kirk Pharmacy offers convenience and friendly expert pharmacists whose priority is the health and well-being of every customer. Prescription

Cayman is unique in that unlike the UK and other countries, there is no need to formally select and register with one particular doctor when you arrive in Cayman. When you need to see a doctor, you can arrange a visit directly and usually be seen relatively quickly.

AUTHORIZED CIVIL AVIATION EXAMINER

DIVE MEDICALS and injuries including Hyperbaric Medicine URGENT CARE Minor Surgeries & Injuries including IV Treatment

Cayman Islands Hospital/General Clinic

questions about their medication via email.

Dr. Gerard Christian MBBS

SE E AD OP P OSI T E PAG E

Dr. Ricardo Clarke MD Dr. Obinna Eleweanya MD

Quality Pharmacy

Dr. Moses Gallow MBBS

Serendipity Building, 78 Hospital Road

Dr. Anna Matthews BSc MBBS MSc MPH

Tel: (345) 946 6266 Fax: (345) 946 6466

Dr. Courtney Maylor MD

Opening

Dr. Fiona Robertson MBBS MRCGP

Hours:

Monday-Friday

8.30am-

5.30pm. Saturday 8.30am-12.30pm, closed on

Dr. Wilmoth Shillingford MBBS MRCP

Sunday and Public Holidays.

Dr. Samuel Williams-Rodriguez MD

H E A LT H & W E L L N E S S

SPORTS MEDICINE Medical Botox for Migraines, Viscosupplementation, Ultrasound Guided Injections, Platelet Rich Plasma, and Overuse Injuries

refills can be ordered online at www.pharmacy. ky and customers can also ask the Pharmacists

WALK-INS ACCEPTED WE SPEAK FRENCH / FARSI & AFRIKAANS

FAMILY MEDICINE Dr. Virginia Hobday MB. BS, MRCGP, MBE Dr. Denise Osterloh MB, ChB Dr. Fiona Robertson MB. BS, MRCGP Dr. Heidi Fahy MB. BS, DRCOG MRCGP

Dr. Joy Wallace-Grant MBBS TrinCay Pharmacy

Dr. Orett Thane MBBS

RHEUMATOLOGY

Suite 1204, 55 Market Street, Camana Bay

Dr. Glaister Bell MBBS

Dr. Sharon Chambers MD. MBBS, MRCP, CCT

Tel: (345) 943 4633

Dr. Eryka Simmons MBBS

SPORTS MEDICINE

Email: rx@trincay.ky or www.trincay.ky

Dr. Karlo Sedano-Barredo MD

Dr. Melissa Mascaro MD CAQSM ULTRASOUND

Valu-Med Pharmacy Bodden Town

Nina Baxa RDMS

Anton Bodden Drive, Bodden Town

LAB SERVICES

Tel: (345) 946 5511 Fax: (345) 945 5709

IDEAL PROTEIN WEIGHT LOSS PROGRAMME

Email: sales-bt@valrx.com Prescriptions: rx-bt@valrx.com Established in 1989, they have a large and consistent inventory, a patient consultation room and a team of four pharmacists that tend to clients with confidentiality. Stock of home health care needs and everyday items, e.g. hospital beds, wheelchairs, crutches and scooters.

DR. SAMANTHA DIGBY BMBS, DCH, DRCOG, MRCGP

439 CREWE ROAD, GEORGE TOWN 949 7400 / 623 7400 MON - FRI 8:00am - 5:30pm SAT 9:00 - 1:00pm

General Practitioner

Email: samdigby@familypractice.ky www.familypractice.ky/dr-samantha-digby Open Monday – Friday: 8am – 5pm

www.caymanclinic.ky cayman.clinic@gmail.com nurse@caymanclinic.ky

The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077

www. c a y m a n r e s i d e n t . c o m

311

Dr. Imilia Sedano-Barredo MD

Email: cayman.clinic@gmail.com

a week, and on most Public Holidays, the clinic

Dr. Ngozi (Grace) Onah-Ezema MD

www.caymanclinic.ky

is both convenient and quick. With an in-house

Dr. Lorna Jackson MD

Other languages: French, Tagalog, Farsi &

X-ray, pharmacy, and lab, urgent issues are

Dr. Paul Williams MD MS Family Medicine

Afrikaans.

met with care immediately. With blood work,

Dr. Ryan Gregory MDDasanapur Girish

Services: Family medicine including women

X-rays and medical exams all under one roof,

(Cayman Brac)

and child’s health; IUD’s and contraceptive

work permit medicals can be completed in less

95 Hospital Road, George Town

implants; school, executive and insurance

than 45 minutes.

Tel: (345) 244 7520/7683

medicals; work permits; certified aviation

SE E AD T H I S PAG E

www.hsa.ky

examiner for Canada and Cayman; dive

The General Practice offers a range of general

medicals and dive-related injuries; urgent

family health services as well as nursing care,

care and minor surgeries; PRP & trigger

Dr. John Addleson MB ChB Dip Mid COG

family planning, government and immigration

point

Dr Philip Buys MB BCh

medicals, home visits, mental health counselling,

lab services; in-house ultraound; sports

Suite 30, Pasadora Place, Smith Road

STI services, and pharmacy.

medicine

Tel: (345) 945 2881 Fax: (345) 949 4341

SE E AD PAG E 306

SE E AD PAG E 311

injections;

Viscosupplementation;

specialist.

Walk-ins

welcome.

International Medical Group

Email:

draddleson@intmedicalgroup.com

philip.w.buys@gmail.com

H E A LT H & W E L L N E S S

Cayman Clinic Medical Centre

Doctors Express

www.intmedicalgroup.net

Dr. Virginia Hobday MBE MBBS MRCGP M PHIL

81 Godfrey Nixon Way, George Town

Languages: English and Afrikaans.

Dr. Denise Osterloh MB ChB

Tel: (345) 745 6000

Services include general and family practice,

Dr. Fiona Robertson MBBS DRCOG MRCGP

Open 7 days a week, 9am-9pm.

annual physicals, minor surgery, immigration

Dr. Heidi Fahy MBBS DRCOG MRCGP

Email: info@doctorsexpress.ky

medicals, hormone testing and treatment,

Dr. Melissa Mascaro MD CAQSM

Doctors Express cares for the whole family’s

allergy testing, chelation therapy, Botox, dermal

Nina Baxa RDMS

needs taking care of everything from minor

fillers and more.

439 Crewe Road, George Town

ailments (cold, cough, fever and flu) to serious

SE E AD PAG E 315

Tel: (345) 949 7400

injuries such as breaks or burns. Open 7 days

From coughs, colds, fevers or flu -- to bad burns and cuts that need stitches

Healthcare for the whole family

•

Open 7 days/week On-Site Pharmacy On-Site Lab 9am-9pm On-Site X-ray 81 Godfrey Nixon Way GT | (345) 745-6000 | info@doctorsexpress.ky | www.doctorsexpress.ky 312

CAYMANRESIDENT 2021

Dr. Alvaro Armiñán MD

Tel: (345) 945 7077 Fax: (345) 945 3153

in women’s health, screenings, chronic disease

Celimar Central Clinic, Governors Square

Email: thestrandmedicalcentre@candw.ky

management, and insurance and work permit

23 Lime Tree Bay Avenue, West Bay Road

www.caymandoctor.ky

physicals. SE E AD PAG E 315

Tel: (345) 323 6364 Fax: (345) 945 1300

Languages: English, Italian, French, German,

Services include general family medicine, yearly

Afrikaans, and Spanish. Services: General

Dr. Sidney Ebanks MBBS (General Physician)

check-ups, child health, men’s and women’s

practice, minor surgery, child health, men’s

CTMH Doctors Hospital

health, allergy testing, and more.

and women’s health, musculo-skeletal injuries,

16 Middle Road, off Walkers Road, GT

allergies/tests, medically supervised weight

Tel: (345) 949 6066

Dr. Dirk Belfonte MBBS MRCP (UK) DCH

reduction programme, insurance and work

sidney.ebanks@doctorshospitalcayman.com

43 Walkers Rd, George Town

permit physicals and sports injuries.

Tel: (345) 326 5741 or (345) 946 2624

SE E AD T H I S PAG E

Dr. Beatriz Esteban Benavides MD Seven Mile Medical Clinic

Dr. Baredo MD

Dr. Sarah Cuff MRCGP MB ChB DFSRH

Queens Court, West Bay Road

Suite 1, Pasadora Place, Smith Road.

Seven Mile Medical Clinic

Tel: (345) 949 5600 Fax: (345) 949 5601

Tel: (345) 949 6040

Queens Court, West Bay Road

www.sevenmileclinic.ky

Tel: (345) 949 5600 Fax: (345) 949 5601

SE E AD PAG E 314

Dr. Else Christoffersen MB BCh LRCP & SI MSc

www.sevenmileclinic.ky SE E AD PAG E 314

Dermatology

Dr. Sandeep Mahendra Hunasaghatta Dr. Samantha Digby BMBS, DCH, DRCOG, MRCGP

MBBS MD FICM Consultant Physician

West Shore Centre, Unit 9, 508 West Bay Road

The Family Practice

Health City Cayman Islands

Tel: (345) 943 6363

Smith Road Plaza, Smith Road, George Town

1283 Sea View Road, East End

Tel: (345) 945 6077 Fax: (345) 949 0531

Tel: (345) 640 4040

Dr. Louis A. Cona MD

www.familypractice.ky

Emergency: (345) 526 2108

The Strand Medical Centre

Dr. Digby has 20 years experience and

Email: info@healthcity.ky

The Strand Shopping Centre, off West Bay Road

practices primary care for all ages, specialising

SE E AD PAG E 305

www. c a y m a n r e s i d e n t . c o m

H E A LT H & W E L L N E S S

Cayman Doctors Ltd.

313

Dr. Tameka Irons BSc, MBBS, Dip. Fam. Med.

Women’s, Children’s & Family Medicine “as it should be”

CTMH Doctors Hospital 16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066

Care delivered with Excellence, Integrity, Commitment & Passion, by tertiary trained, highly qualified specialists

Tameka.Irons@doctorshospitalcayman.com

FAMILY HEALTH & MEDICINE Dr Francisco Martinez MD Masters GP

Dr. Victor Look Loy MBBS

PEDIATRIC & NEWBORN (NEONATAL) CARE Dr Sara Watkin MB ChB, FRCPCH MD Dr Jasmina Marinova MRCPCH MD Dr Sarah Newton MB ChB, FRACP (paeds) DCH

93 Smith Road, George Town

DERMATOLOGY & SKIN CANCER SCREENING Dr Alison Duncan MBBS FRCP MSc Dr Davide Altamura MD Masters

Dr. Joseph Marzouca BSc MBBS

SE E AD PAG E 299

Unit 4, 2nd Floor, Windward Centre Tel: (345) 949 7535 Fax: (345) 949 8920

Suite 29, Pasadora Place, Smith Road Tel: (345) 949 6631 Fax: (345) 949 6826

OBSTETRICS, GYNAECOLOGY & FERTILITY Dr Lisa Joels MB ChB, MD, FRCOG, FHEA Dr Madhavi Manoharan MBBS, MD, MRCOG, DFFP

(General Physician)

Dr. Michelle Mon Desir BSc MBBS Oasis Medical Group Cayman Ltd. Unit 101, Centennial Towers, West Bay Tel: (345) 943 6066 Fax (345) 943 6067

H E A LT H & W E L L N E S S

Clean, modern facilities, ample parking, complimentary refreshments and live online appointment booking.

T: +1 (345) 745 7450 E: team@integra.ky W: www.integra.ky

Email: info@omgcayman.com. www.omgcayman.com. Located in Grand Pavilion

Dr. Ruthlyn Pomares MBBS Unit 14A, Rankin’s Plaza 21 Eclipse Drive, George Town Tel: (345) 945 2273 Fax: (345) 945 8553 Dr. Charles H. Reid MA(Oxford) BM BCh The Brac Clinic, Tibbetts Square West End, Cayman Brac Tel/Fax: (345) 948 1777 Email: clinic@bracmed.com Dr. Andrew Robinson MBBS (General Physician)

Committed to professional, personalised, compassionate, and holistic care.

General Practitioners Dr. Sook Yin, MBE Cert. Hon. MB ChB BAO Dr. Sarah Cuff, MRCGP MB ChB Dr. Beatriz Esteban, MD Cardiac & Vascular Medicine Dr. Ofer Sagiv, MD F.A.C.C. R.P.V.I Dr. Nyali E. Taylor, MD MPH RPVI

Home Visits Lab Services Walk-ins Welcome Insurance Accepted Notary Public Services Ideal Protein Diet

Plastic & Reconstructive Surgery Dr. Eduardo Barroso, MD PA Registered Dietician & Diabetes Educator Kristen Lomas, RD CCDE

+1 345-949-5600

Languages spoken: English, Spanish, French, Mandarin

admin@sevenmileclinic.ky www.sevenmileclinic.ky

Mon – Fri 8:30am – 5:30pm Sat 9am – 12:30pm | Queen’s Court, 175 West Bay Road 314

CAYMANRESIDENT 2021

CTMH Doctors Hospital 16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066 Andrew.Robinson@doctorshospitalcayman.com SE E AD PAG E 299

Savannah Medical Clinic Countryside Shopping Village, Savannah Tel: (345) 749 6066 / Fax(345) 945 2798 Dr. Francisco Martinez Integra Healthcare Ltd, Grand Pavilion Tel: (345) 745 7450 Email: francisco.martinez@integra.ky www.integra.ky

Integra Healthcare provides a comprehensive

Tel: (345) 946 2326

observations; three of these beds allows for the

approach to family medicine based out of state

Email: info@oceanmed.ky

provision of immediate attention and intensive

of the art facilities in Grand Pavilion. Francisco

www.oceanmed.ky

cardiac care to persons presenting with chest-

has a Master in Assessment Medicine and

OceanMed is strategically designed to create

pains. Each of these beds is equipped with

extensive experience in both family health and

an environment of comfort, privacy and

specialised cardiac equipment and supplies. The

urgent/ emergency care.

confidentiality for each patient throughout

unit also encompasses a room for paediatric

SE E AD OP P OSI T E PAG E, AN D PAG E S 316 & 322

the facility. Their services include gynecology

patients, a room for infectious cases, a trauma

and antenatal care, as well as medical imaging

room, a room for carrying out minor procedures

Dr. Gordon Smith MB ChB MRCP (UK)

and diagnostics including mammography,

and a quiet room for persons suffering

MRCGP DRCOG

ultrasound, and biopsy.

emotional/mental trauma.

The Children’s Clinic & Family Practice

SE E AD PAG E 306

93 Smith Road, George Town

Royale Medical and Wellness

Tel: (345) 949 2970 Fax: (345) 946 2768

36 West Bay Road, Bay Town Plaza, GT

General Practice, Paediatrics, Diving Medicine.

Tel: (345) 769-6230

Anaesthesiology & Pain Management

Second Language: French. SE E AD PAG E 322

Email: info@royalemedical.ky

Cayman Islands Hospital

www.royalemedical.ky

Dr. Delano Barrett MBBS DM

Dr. Kenia Warden MD

Dr. Carl Brown

Suite 27, Pasadora Place, Smith Road

Dr. Howard Deosaran BSc MD DM FACOG LLB

Dr. Karina Davis-Irons MBBS DM

Tel: (345) 945 9260 Fax: (345) 947 4635

Centre for Women, Family and Child Health

Dr. Rachel Gooden MD MBBS DM-ANAE

Caribbean Plaza, Seven Mile Beach

Dr. Delroy Jefferson MBBS DA DM

Dr. Sook Yin MBE Cert.Hon (CAY) MB ChB BAO

Tel: (345) 943 4666

Dr. Judith Nicholls (Pain Specialist)

Seven Mile Medical Clinic

www.forhealth.ky

Dr. Takeyce Palmer MBBS DM

Tel: (345) 949 5600 Fax: (345) 949 5601

MEDICAL SPECIALTIES

Dr. Gerald Smith MBBS FRCA

H E A LT H & W E L L N E S S

Queens Court, West Bay Road

Dr. Anthony Williams MBBS DM

Email: admin@sevenmileclinic.ky

Accident & Emergency Medicine

95 Hospital Road, George Town

www.sevenmileclinic.ky

Dr. Elizabeth McLaughlin MBBS MSc DM

Tel: (345) 949 8600 Fax: (345) 949 2998

SE E AD OP P OSI T E PAG E

Clinical Head of Accident and Emergency

SE E AD PAG E 306

Cayman Islands Hospital TrinCay Medical Centre & Urgent Care

95 Hospital Road, George Town

Dr. Stephen Gay

55 Market Street, Jasmine Court, Camana Bay

Tel: (345) 949 8600 / Emergency: 911

CTMH Doctors Hospital

Tel: (345) 943 4633

The Accident and Emergency Unit provides

16 Middle Road, off Walkers Road, GT

After hours: (345) 925 7020

24-hour coverage for persons who need

Tel: (345) 949 6066

Email: info@trincay.ky

urgent medical care. It is staffed with specially

stephen.gay@doctorshospitalcayman.com

www.trincay.ky

trained physicians and registered nurses at

SE E AD PAG E 299

all times. Other specialists such as surgeons, OceanMed - Women’s Only Healthcare

gynaecologist, paediatricians and radiologists

Dr. Smita L.A. Almeida MBBS MD

Bayshore Mall, Level 2, South Church Street, GT

are available “on call” after normal working

Dr. Dhruva Kumar Krishnan MBBS DNB FCA

hours if needed. The unit has nine beds for

Dr. Susan Paul MBBS DA DNB

Dr. Cleon Davis MB,BS, DM (Anaesthesia)

Anaesthetist

Email: cdavis@familypractice.ky www.familypractice.ky Open Monday - Friday, 8am - 5pm The Family Practice, 60 Smith Road Plaza, Smith Road, George Town Tel: (345) 945 6077

www. c a y m a n r e s i d e n t . c o m

315

Dr. Sanjay Saha MD

Dr. Johannes Wejbora

Dr. Krzysztof Kukula, MD, Ph.D. (Interventional

Health City Cayman Islands

CTMH Doctors Hospital

Cardiologist)

1283 Sea View Road, East End

16 Middle Road, off Walkers Road

CTMH Doctors Hospital

Tel: (345) 640 4040

Tel: (345) 949 6066 Email: Johannes.Wejbora@

16 Middle Road, off Walkers Road, GT

Emergencies: (345) 526 2108

doctorshospitalcayman.com

Tel: (345) 949 6066 Email: kzysztov.kukula@

Email: info@healthcity.ky

SE E AD PAG E 299

doctorshospitalcayman.com

SE E AD PAG E 305

SE E AD PAG E 299

Dr Lorrise Williamson MBBS DM Dr. Judith Nicholls

Faith Hospital

Dr. Johanna Kregiel MD PhD

Pain Clinic, The Merren Dental Centre

215 Dennis Foster Road, Cayman Brac

Cayman Islands Hospital

Hospital Road, George Town

Tel: (345) 948 2243 Fax: (345) 948 2460

95 Hospital Road, George Town

Tel: (345) 244 7583 . SE E AD PAG E 306

Email: info@hsa.ky SE E AD PAG E 306

Tel: (345) 949 8600 Fax: (345) 949 2998

Dr. Cleon Davis

Cardiology

The Family Practice

Dr. Ravi K. Ganga Amancharla MD FACC

Dr. Ofer Sagiv, MD F.A.C.C. RPVI

Smith Road Plaza, Smith Road, George Town

Dr. Raghu Prasad MBBS MD DNB

Seven Mile Medical Clinic

Tel: (345) 945 6077 Fax: (345) 949 0531

Dr. Sripadh Upadhya MD DNB FNB

Queens Court, West Bay Road

Dr. Davis provides anaesthesia services for a

Senior Consultant Interventional Paediatric

Tel: (345) 949 5600 Fax: (345) 949 5601

wide variety of surgical disciplines. His area of

Cardiologist

Email: admin@sevenmileclinic.ky

expertise include sedation, regional anesthesia,

Health City Cayman Islands

www.sevenmileclinic.ky SE E AD PAG E 314

spinal, epidural and general anaesthesia. He

1283 Sea View Road, East End

also provides epidural analgesia for patients in

Tel: (345) 640 4040 or (345) 526 2108

labour.

Email: info@healthcity.ky

SE E AD PAG E 315

SE E AD PAG E 305

SE E AD PAG E 306

H E A LT H & W E L L N E S S

Dermatology “as it should be”

A full spectrum adult and paediatric dermatology service, passionately delivered by two masters-qualified specialist dermatologists with a combined consultant-level experience approaching 25 years in UK and elsewhere. DERMATOLOGY SERVICES

SKIN CANCER DETECTION

• • • • • • • • •

We are privileged to have two dermatologists with a special interest in skin cancer, backed up by the latest generation, AIsupported system for mole-mapping and skin cancer detection.

Skin cancer detection & management Biopsies & excisions Cryotherapy, electrosurgery & botox Acne, rosacea & skin pigmentation Eczema, psoriasis & inflammatory conditions Warts, verrucae, tags, cysts, scars & keloids Genital/ vulval skin conditions Autoimmune skin conditions & treatments Sweat, hair, nail & allergic skin conditions

Cosmetic Medicine & Surgery In addition to traditional cosmetic surgery, non-invasive routine treatments such as Botox, chemical peels and procedures like Plasma Rich Therapy fall under this banner. Dr. Ciro Adamo MD PhD EBOPRAS Suite 1, Pasadora Place, Smith Road Tel: (345) 949 6040 www.dradamo.ky Dr. Eduardo Barroso MD FACS Seven Mile Medical Clinic Queens Court, 175 West Bay Road Tel: (345) 949 5600 Fax: (345) 949 5601 www.sevenmileclinic.ky SE E AD PAG E 314 Beyond Basics Medical Day Spa 3rd Floor, Tomlinson Building Corner of Walkers and Hospital Road, GT

SPECIALIST DERMATOLOGISTS

Tel: (345) 945 2737 www.beyondbasics.ky

Dr Alison Duncan MBBS FRCP MSc Dr Davide Altamura MD Masters

Dr. Louis A. Cona MD The Strand Medical Centre The Strand Shopping Centre, off West Bay Road Clean, modern facilities, ample parking, complimentary refreshments and live online appointment booking.

T: +1 (345) 745 7450 E: team@integra.ky W: www.integra.ky

Tel: (345) 945 7077 Fax: (345) 945 3153 Email: thestrandmedicalcentre@candw.ky Located in Grand Pavilion

www.caymandoctor.ky SE E AD PAG E 313

316

CAYMANRESIDENT 2021

Dr. Marc J. Kayem MD FRCSC

www.integra.ky

Dr. Joseph Davis

Pensum Regenerative Medicine

Integra Healthcare’s team of experienced

Cayman Fertility Centre

Tel: (345) 769 8370

dermatologists provides a comprehensive

Heron Place, 1283 Seaview Road, East End

Cayman Cell: (345) 929 9473

paediatric and adult dermatology service.

Tel: (345) 233 0770

Besides her 12 years consult-level experience

www.caymanivf.com

Dr. Carmen Martinez BSc PT MD

in general dermatology, Alison also has special

Cayman Fertility Centre offers the only IVF

Cayman Rehab Services

interests in paediatric problems, in skin cancer

treatment on-Island. They are committed to

Unit 10, Eucalyptus Building, Shedden Road

and vulval dermatology. SEE AD PAGES 314, 316, & 322

providing high-quality medical care with an

Tel: (345) 943 7974 Cell: 928 8353 or 926 3099

established, success-proven, internationally

Email: caymanrehab@gmail.com

Dr Davide Altamura MD Masters

www.caymanrehabservices.com

Specialist Dermatologist

Languages: Spanish and English

Integra Healthcare Ltd, Grand Pavilion

Dr. Sarath de Alwis FRCS FRCOG MRCP FFSRH

Services include: Therapeutic Botox (for

Tel: (345) 745 7450

(UK) MRCS LRCP (UK) MMACS

migraines, spasticity), Physiotherapy, Dermal

Email: davide.altamura@integra.ky

CTMH Doctors Hospital

Filler, Anti-Aging Medicine, Aesthetics, Skin

www.integra.ky

16 Middle Road, off Walkers Road, GT

Care.

Integra Healthcare’s team of experienced

Tel: (345) 945 6066 ext. 6520

dermatologists provides a comprehensive

Sarath.DeAlwis@doctorshospitalcayman.com

SE E AD PAG E 335

trained medical team.

Dermatology

paediatric and adult dermatology service. With

Dr. Andrea Clare-Lyn Shue

11 years as a UK consultant dermatologist,

Dr. David Stone MD, BSc

Cayman Islands Hospital

Davide has a particular interest in skin cancer

OceanMed - Women’s Only Healthcare

95 Hospital Road, George Town

screening, detection and management, with

Bayshore Mall, Level 2, South Church Street, GT

Tel: (345) 949 8600 Fax: (345) 949 2998

extensive publications. SE E AD PAG E 314

Tel: (345) 946 2326

Dr. Rebeca De Miguel MD PhD

Endocrinology/Diabetes Endocrinologists are most often considered as specialists of internal medicine or paediatrics. They focus on the endocrine system and its related disease. Through hormonal analysis, they identify, diagnose and treat diseases using inhibition/ suppression testing. The most common of endocrine diseases include diabetes, hypothyroidism, and metabolic syndrome.

Tel: (345) 925 2512 Dr. De Miguel has her Ph.D. in Psoriasis, with extensive knowledge and experience in her postgraduate training of oncological dermatology (skin cancer). As this is her main interest, she has tremendous experience in the prevention, diagnosis and treatment of skin cancer. She has her master’s degree in alopecia (hair loss) with experience in different surgeries and treatments for a number of different

www.oceanmed.ky

Dr. Howard Deosaran BSc MD DM FACOG LLB Centre for Women, Family and Child Health Caribbean Plaza, Seven Mile Beach Tel: (345) 943 4666 Dr. Rommel El-Madany MB BCh FRCS (GYN) (Edin) HDGO (Dublin) DM, MD RCSI/IPA (Dublin), RCOG/RCR (London) Island Medical (OB/GYN) Office

alopecia issues. Her work also includes a

Dr. Diane Hislop-Chestnut BSc (Hons) MB BChir

9 Smith Road Plaza, Smith Road, George Town

number of cosmetic procedures such as Botox,

Palm Road Medical

Tel: (345) 946 2496

fillers, microneedling, plasma (PRP), and laser.

Chestnut Centre, 8 Palm Road, off Smith Road

Urgent After Hours: (345) 926 2911

Tel: (345) 946 7256

Email: islandobgyn@icloud.com SE E AD PAG E 319

Dr. Wayne Porter MD FAAD

Email: reception@diabetescayman.com

282 Crewe Road, George Town

www.diabetescayman.com

Tel/Fax: (345) 946 9020 Email: dr.portercayman@gmail.com Second language: Spanish Acne treatments, skin cancers detection and treatment, Botox and more. Dr Alison Duncan MBBS FRCP MSc Specialist Dermatologist Integra Healthcare Ltd, Grand Pavilion Tel: (345) 745 7450 Email: alison.duncan@integra.ky

Fertility Treatment If you are having trouble conceiving then there are plenty of options on Island to help you. Most OB/GYNs will all be able to undertake initial testing and subsequent treatment that may be required, such as ovarian stimulation and IUI. At this time only the licensed and certified practice offering IVF treatment on Island is the Cayman Fertility Centre.

Gastroenterology Gastroenterologists are focused on investigating, diagnosing, treating and preventing all gastrointestinal and hepatological (liver, gallbladder, biliary tree and pancreas) diseases. Dr. Dmitry Finkelberg, MD Seven Mile Medical Clinic Queens Court, West Bay Road Tel: (345) 949 5600 Fax: (345) 949 5601 Email: admin@sevenmileclinic.ky

www. c a y m a n r e s i d e n t . c o m

317

H E A LT H & W E L L N E S S

Email: info@oceanmed.ky

www.sevenmileclinic.ky

Dr. Bella Beraha MD

Dr. Romnesh de Souza MBBS MD DNB

SE E AD PAG E 314

Helix Healthcare, 4 Middle Road, George Town

Dr. Savitr Sastri MBBS MS MCh,

Tel: (345) 749 4444

Consultant Neurosurgeon

Email: dr.beraha@helix.ky

Health City Cayman Islands

Dr. Trevor M. Murphy BSc MBBS DM FACG Island Medical Specialists

H E A LT H & W E L L N E S S

1283 Sea View Road, East End

Unit C, Hospital Road Plaza, George Town

Cayman Islands Hospital

Tel: (345) 640 4040

Tel: (345) 946 9770 or (345) 922 4318

Dr. Dominic Caudeiron MBBS

SE E AD PAG E 305

Email: gastromeds@gmail.com

Dr. Courtney Cummings MD DM Dr. Karen Galloway-Blake MD DM

Lowell D. Stanley Jr. MD FAANS

Dr. Trevor L. Seaton MBBS FRCP (C) FACG

Dr. Johanna Kregiel MD PhDDr

Cayman Brain & Spine Neurosurgery

Island Medical Specialists

Shawn Gutierrez MD

Unit 32, The Strand Shopping Centre,

Unit C, Hospital Road Plaza, George Town

Dr. Nelson Iheonunekwu MBBS DM PG Cert

West Bay Road, SMB

Tel: (345) 946 9770 or (345) 922 4318

(Nephrology)

Tel: (345) 949 4582 Fax: (345) 949 8805

Email: gastromeds@gmail.com

Dr. Maeve Ulet-Ivey

Email: info@caymanbrainandspine.com

Dr. Candice Price

www.caymanbrainandspine.com

In-Home Nursing Care With an aging population and an increasing number of people choosing to retire to Cayman, the demand for in-home nurses continues to grow. These nurses provide home-based care for patients, typically in the form of follow-up treatment postdischarge from a hospital or long-term, nursing care at home for adults with a chronic illness, injury, or disability.

Dr. Raymonde Rohan-Moving

Full-time Board Certified, American Board of

Dr Nikki Thompson-Girish (Cayman Brac)

Neurological Surgery, and American Board Pain

95 Hospital Road, George Town

Medicine neurosurgeon, offering consultation

Tel: (345) 949 8600 Fax: (345) 949 2998

and treatment of diseases of the brain and

SE E AD PAG E 306

spine, as well as pain management. Office hours

Caring Hands Cayman

Dr. Stephen J. Pickering MB ChB FRCP (UK)

171 Elgin Avenue, Cricket Square

Grand Harbour Medical Suites, Red Bay

Tel: (345) 943 1177

Tel: (345) 949 4309 Fax: (345) 949 7543

Email: support@caringhandscayman.com

Email: drstephen@themedicalclinic.com

www.caringhandscayman.com

Adult physician with hospital admitting rights,

With a local Physician on board serving as

skilled in assessment and diagnosis, seeing

an In House Medical Advisor and a clinical

patients with potentially serious symptoms

team of Registered Nurses, individualised

such as chest pain, vertigo, blackouts,

care

plans

are

prepared

using

by appointment. Dr. Komal Lawrence MD FACP Helix Healthcare, 4 Middle Road, George Town Tel: (345) 749 4444 Email: dr.lawrence@helix.ky

best

tingling or weakness in a limb, shortness of

practices to deliver quality healthcare, that

breath, fatigue, weight changes, feeling faint

promotes the best outcome for adults and

or dizzy.

Obstetrics & Gynaecology Once pregnant, one of the first and most important decisions one has to make is selecting an OB/GYN. In Cayman, you may choose either a private specialist doctor or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The Cayman Islands Hospital (HSA) and CTMH Doctors Hospital have maternity wards where babies can be delivered. For more information on healthcare for babies and children, see the OB/GYN listings or the Having A Baby chapter. The following are some experts available in Cayman:

paediatric clients. The Home health care nursing services include but not limited to, medication management, elderly care, dementia, respite care, infusion therapy, wound care and medical escort service. Caring Hands Cayman is dedicated to enhancing the quality of life, dignity and independence of the elderly, or those

Neurology, Neurosurgery & Pain Management Cayman has a number of neurologists specialising in the treatement of disorders of the nervous system including: stroke, epilepsy, neuromuscular disorsers and movement disorders.

needing nursing care in their own home.

Cayman Islands Hospital Dr. Gilbertha Alexander MBBS DM MRCOG Dr. Elaine Ebanks MBBS DM Dr. Gillian Evans-Belfonte MBBS MRCOG Dr. Rhonda Reeves MBBS DM FRCOG Dr. Davina McCoy BSc MBBS [Registrar] Dr. Karina Palmer-Forde BSc MD [Well Women’s Clinic]

Dr. James Akinwunmi MBBS FRCS (SN)

Dr. Peter Sipos MD PhD (Med) MsC (Health

Internal Medicine/ Infectious Disease

Cayman Neurosurgeons International Group

Economy) MRCOG CCT (UK)

Dr. Joseph L. Barefoot MD ABIM

2nd Floor, Fidelity Financial Centre, West Bay Rd

95 Hospital Road, George Town

Suite 13H, Grand Harbour, Grand Cayman

Tel: (345) 769 8370

Tel: (345) 949 8600

Tel: (345) 949 9412 Fax: (345) 943 9412 318

CAYMANRESIDENT 2021

SE E AD PAG E 306

Dr. Pooja Monteiro MBBS DNB

Integra Healthcare Ltd, Grand Pavilion

medical imaging and diagnostics including

Health City Cayman Islands

Tel: (345) 745 7450

mammography, ultrasound, and biopsy.

1283 Sea View Road, East End

Email: lisa.joels@integra.ky

Tel: (345) 640 4040

www.integra.ky

Dr. Howard Deosaran BSc MD DM FACOG LLB

SE E AD PAG E 305

Integra Healthcare has an all-female OBGYN

(Hons)

Dr. Venkamma Bonigi MBBS DGO

team, covering obstetrics, gynaecology, child

Centre for Women, Family and Child Health,

Faith Hospital, Cayman Brac

and adolescent gynaecology and fertility.

Caribbean Plaza, Seven Mile Beach

Tel: (345) 948 2243

Lisa brings 19 years tertiary UK consultant

Te l : (345) 943 4666

experience and particular interests in holistic Dr. Edward Caudeiron MD

care, fertility problems, adolescent issues and

Royale Medical and Wellness

33 Pasadora Place, Smith Road

minimally invasive techniques.

36 West Bay Road, Bay Town Plaza, GT

Tel: (345) 949 9090 or Cell: (345) 916 0157

SE E AD PAG E S 314, 316 & 322

Tel: (345) 769 6230

Dr. Sarath de Alwis FRCS FRCOG MRCP

Dr Madhavi Manoharan MBBS MD MRCOG DFFP

FFSRH (UK) MRCS LRCP (UK) MMACS

Specialist Obstetrician & Gynaecologist

CTMH Doctors Hospital

Integra Healthcare Ltd, Grand Pavilion

Oncology

16 Middle Road, off Walkers Road, GT

Tel: (345) 745 7450

Dr. Vineetha Binoy MBBS DM MD

Tel: (345) 945 6066 ext. 6520

Email: madhavi.manoharan@integra.ky

Health City Cayman Islands

Sarath.DeAlwis@doctorshospitalcayman.com

www.integra.ky

1283 Sea View Road, East End

SE E AD PAG E 299

Integra Healthcare has an all-female OBGYN

Tel: (345) 640 4040

Email: info@royalemedical.ky www.royalemedical.ky

SE E AD PAG E 305

team, covering obstetrics, gynaecology, child & adolescent gynaecology and fertility. Madhavi

Cayman Islands Cancer Society (CICS)

(Edin) HDGO (Dublin) DM, MD RCSI/IPA

brings a decade of tertiary consultant-level

114 Maple Road, George Town

(Dublin), Diploma of Advanced Obstetrics

experience and specific interests in early

Tel: (345) 949 7618

Ultrasound RCOG/RCR (London)

pregnancy scanning, high-risk pregnancies and

Email: info@cics.ky or www.cics.ky

Island Medical (OB/GYN) Office

fetal medicine.

Facebook: www.facebook.com/CICANSOC

9 Smith Road Plaza, Smith Road, George Town

SE E AD PAG E S 314, 316 & 322

Instagram: c.i.c.s

Tel: (345) 94-OBGYN or (345) 946 2496

The CI Cancer Society, located in front of the

Urgent After Hours: (345) 926 2911

Dr. Zbigniew Zweirzchowski

Cayman Islands Hospital, provides assistance

Email: islandobgyn@icloud.com

CTMH Doctors Hospital

to people with cancer in a variety of ways

Consultant/Specialist risk

pregnancy,

OB/GYN:

infertility

(IUI/In

high Utero

16 Middle Road, off Walkers Road, GT Tel:

(345)

949

6066

Email:

including counselling, peer support, hospital Zbigniew.

equipment, and financial support for those

Insemination), traditional and advanced surgery

zwierzchowski@doctorshospitalcayman.com

that qualify. CICS also provides education

including: advanced laparoscopic surgery and

SE E AD PAG E 299

and awareness events for the community

minimal invasive surgery for heavy periods,

and makes 5 charity vouchers available

endometriosis, urinary incontinence, sterilisation

Dr. David Stone MD, BSc

year round when needed. CICS donated the

and prolapse, advanced equipment including:

Dr. Diana Van Der Borden MBBS MD BSCCP

Chemotherapy Unit at GT Hospital for the

4D, 3D and colored ultrasound, electronic

OceanMed - Women’s Only Healthcare

benefit of the Cayman community.

urodynamics, digital colposcope and LEEP

Bayshore Mall, Level 2, South Church Street, GT

procedures. One-stop cancer screen, foetal

Tel: (345) 946 2326

anomaly

Email: info@oceanmed.ky

scan;

Nuchal

translucency

and

amniocentesis tests; packages for pregnancy

www.oceanmed.ky

care and delivery.

OceanMed is a women’s focused healthcare

SE E AD T H I S PAG E

facility offering medical imaging, diagnostics, Dr. George Meggs MB BS DM FRCOG FACOG

and

Smith Road Plaza, 69 Smith Road

specialise

wellness

Tel/Fax: (345) 949 8969

gynecological health. OceanMed is strategically

Does obstetrics up to 28 weeks gestation.

designed to create an environment of comfort,

services.

Their

obstetrics,

physicians

breast

and

privacy and confidentiality for each patient Dr Lisa Joels MB ChB MD FRCOG FHEA

throughout the facility. Their services include

Specialist Obstetrician & Gynaecologist

gynecology and antenatal care, as well as

www. c a y m a n r e s i d e n t . c o m

319

H E A LT H & W E L L N E S S

Dr. Rommel El-Madany MB BCh FRCS (GYN)

Dr. Basil Armonis MD PhD, Consultant Medical

Tel: (345) 936 0779

Dr. Maeve O’Doherty MBBCh MRCPI MRC

Oncologist

Bahamas: (242) 322 5655

107 Claude Hill Road, off Smith Road, GT

CTMH Doctors Hospital

Tel: (345) 946 4944 Fax: (345) 945 1597

16 Middle Road, off Walkers Road, GT

Perseus Cayman

Emergency: (345) 916 6264

Tel: (345) 949 6066

Smith Road Centre, 150 Smith Road, GT

www.drmaeveodoherty.com

Basil.Armonis@doctorshospitalcayman.com

Tel: (345) 949 2451

Email: infodrmaeveodoherty@yahoo.com or

SE E AD PAG E 299

Email: pauline.nichol@perseuspci.com

MOD@drfoleyeyeclinic.com

www.perseuspci.com

Dr. O’Doherty is an Ophthalmologist and

Dr.

Dwight

Lowe

MBBS

(Clinical

Oculoplastic surgeon specialising in general

Ophthalmology Ophthalmologists provide medical and/ or surgical treatment of eye diseases, give diabetic eye care and perform cataract surgery. Cayman is lucky to have a number of eye care experts to assist with simple and complex needs.

ophthalmology including all types of upper

Dr. Lundie Richards

Dr. Eugene Foley FRCS MB BCh BAO NUI

Dr. Kyros Moutsouris M.D

42 Pines Drive

107 Claude Hill Road, off Smith Road, GT

Email: oncology2@hsa.ky or info@hsa.ky

Tel: (345) 946 4944 or (345) 916 6264

Tel: (345) 946 4944

Tel: (345) 244 2872 or (345) 244 2771

Email: info@drfoleyeyeclinic.com

Emergency: (345) 916 6264

SE E AD PAG E 306

General ophthalmology; eye surgery; full

Email: info@drfoleyeyeclinic.com

diabetic eye care; lasers; glaucoma; kids

General ophthalmology; eye surgery; full

Dr. Theodore Turnquest MD

assessments; all eye emergencies. Most

diabetic eye care; lasers; glaucoma; kids

31 Pasadora Place, Smith Road, George Town

insurance policies accepted on assignment.

assessments; all eye emergencies. Most

SE E AD T H I S PAG E

insurance policies accepted on assignment.

Haematology) Consultant Haematologist – Oncologist CTMH Doctors Hospital 16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066 Dwight.Lowe@doctorshospitalcayman.com

and lower eyelid surgery such as eyelid lifts and eyelid bag excision, cataract surgery, pterygium (surfer’s eye), age-related macular degeneration, diabetic-related eye disease, non surgical rejuvenation such as Botox and fillers, and paediatrics.

Cayman Islands Hospital (Chemotherapy Unit)

H E A LT H & W E L L N E S S

SE E AD PAG E 320

OPHTHALMOLOGY

Lions Eye Clinic (HSA)

Dr. Eugene Foley F.R C.S D.O 107 Claudhill Road, off Smith Road (formerly Melrose Lane) George Town Tel: 946 4944 Fax: 945 1597 Emergency: 916 6264 General Ophthalmology Eye Surgery | Lasers Full Diabetic Eye Care | Glaucoma Children Assessments All Eye Emergencies

Dr. Richard Corkin MBChB FCS (Ophth)SA,

Optique

MRCOphth (UK)

8 Queens Court Plaza, West Bay Road

Dr. Ermanno Scerrati BSc, MBBS, MECS (UK)

Tel: (345) 949 3937

Cayman Islands Hospital

Email: info@optique.ky

95 Hospital Road, George Town

www.optique.ky

Tel: (345) 949 8600 Fax: (345) 949 2998

Optical Boutique offering new and exclusive

Offering comprehensive range of general

brands. SE E AD PAG E 333

ophthalmic services from laser services

Most Insurance Accepted on Assignment

and ocular ultrasound, to Minimally Invasive

Orthopaedics & Sports Medicine

Glaucoma Surgery (MIGS). SE E AD PAG E 306

Cayman Hand Centre Dr. Hesham Sida FRCS MSc Orth BMSc MBBCh Grand Pavilion (Main Entrance), West Bay Road

Cayman Hand Centre Dr. Hesham Sida FRCS Edin, MSc Orth, BMSc, MBBCh Consultant Orthopaedic Trauma, Sports & Hand Surgeon

Tel: (345) 946 2500 Emerg: (345) 939 2500 Email: office@caymanhandcentre.com www.caymanhandsurgeon.com With over 25 years of experience and operating privileges at both Doctors Hospital and HSA, Dr. Sida specialises in hand and wrist surgery

Office:(345) 946-2500 • Emergencies:(345) 939 2500 Email: office@caymanhandcentre.com• www.caymanhandsurgeon.com GRAND PAVILION (MAIN ENTRANCE) WEST BAY ROAD

ranging from carpal tunnel release, fractures, dislocations to tendon repairs, arthrodesis, arthroplasty, nerve repairs, vascularised bone grafts, trapeziectomies, microvascular AND reimplantation surgery. He also specialises in

320

CAYMANRESIDENT 2021

sports medicine and wrist, elbow, knee and

www.caymanclinic.ky

ankle arthroscopic surgery and medicolegal

Dr. Mascaro provides preventative measures

reports. SE E AD OP P OSI T E PAG E

and management of injuries to both elite and recreational athletes.

Cayman Islands Hospital

Otorhinolaryngology (ENT) Ear, Nose and Throat (ENT) specialists, diagnose, treat and manage diseases of the ears, nose, sinuses, larynx (voice box), mouth, and throat, as well as structures of the neck and face. They are uniquely trained in both medicine and surgery, and do not need to refer patients who need surgery for ear, nose, throat, or head conditions, and as such can provide comprehensive care.

Dr. Kadiyala Sekhar MBBS MS

Dr. Alwin S.A. Almeida MBBS MS

Dr. Pekko Kuusela MD

Dr. Niranjan Nagaraja MBBS DNB D.Ortho

Dr. Allan Larsen

Health City Cayman Islands

95 Hospital Road, George Town

1283 Sea View Road, East End

Tel: (345) 949 8600 or Email: info@hsa.ky

Tel: (345) 640 4040 or (345) 526 2108

www.hsa.ky SE E AD PAG E 306

Email: info@healthcity.ky

Cayman Orthopaedic Group

Harmonic Health Consultants

Dr. Ulrich Ecke

Unit 1, Smith Road Plaza, Smith Road

Unit 5, West Shore Centre, 508 West Bay Road

Pasadora Place , 94 Smith Road, GT

Tel: (345) 945 8380 Fax: (345) 945 8405

Tel: (345) 943 6800 Fax: (345) 943 6801

Tel: (345) 745 3253

ENT in Cayman

Email: info@cog.ky or www.cog.ky

Email: info@entincayman.com www.entincayman.com

Professors and Sub-specialist Othopaedic

The Belmont, Suite 2,

ENT in Cayman Ltd. provides complete

surgeons. Providing surgical and regenerative

Crewe Road, Belmont Close

diagnosis and treatment of ear, nose, and throat

care for shoulders, knees and hips; sports

Tel: (345) 926 2428

conditions: acute and chronic hearing loss and

medicine,

Email: wowcayman3@gmail.com

balance problems, sinus inflammation, diseases

elbow, hip, knee and ankle joint replacement

Will Of Wellness (WOW) offers Neurac Redcord

of the mouth, sleep apnea, head and neck and

surgery; paediatric orthopaedic surgery; foot

treatment for movement without pain. WOW

voice box disorders for adults and children of all

and ankle surgery. SE E AD T H I S PAG E

also specialises in Hyperbaric Oxygen Therapy,

ages. SE E AD B E LOW

and

British

arthroscopic

trained

University

surgery;

shoulder,

physiotherapy, and cranial sacral therapy. Dr. Matthias F. Herzig MD PhD Consultant Orthopaedic, Trauma and Reconstructive Surgery CTMH Doctors Hospital 16 Middle Road, off Walkers Road, GT Tel: (345) 914 6512 or Cell: (345) 924 0041 Other: (345) 949 6066 Matthias.Herzig@doctorshospitalcayman.com Languages: English, French and German Board Certified, UK Specialist registration. Orthopaedic Surgery, all Musculo-Skeletal Trauma and Sports Injuries; experienced in

PROFESSIONAL EAR, NOSE AND THROAT CARE Otorhinolaryngology (ENT), Head and Neck Surgery Allergology, Audiology, Hearing, Sleep Medicine, Pediatric ENT and Balance Healthcare

Dr. Ulrich Ecke, MD Dr. Fionnuala Keane, MBChB MRCGP DRCOG DCH Matthew McCulty, MS CCA-A ENT in Cayman Ltd. provides complete diagnosis and treatment of ear, nose, and throat conditions: acute and chronic hearing loss and balance problems, sinus inflammation, diseases of the mouth, sleep apnea, head and neck and voice box disorders for adults and children of all ages. Pasadora Place – Unit 4, 94 Smith Road, George Town, Grand Cayman +1 (345) 745-ECKE (3253) info@entincayman.com www.entincayman.com

keyhole surgery for shoulder, knee and ankle, including meniscus, cartilage and ligament reconstruction; hip and knee joint replacement, foot and ankle surgery including bunion surgery, fracture treatment, other upper and lower limb problems, carpal tunnel surgery, conservative back pain treatment, nerve blocks and facet joint infiltration, physiotherapy, Medico-Legal Reports. All diagnostic facilities on site. Dr. Melissa Mascaro MD CAQSM Cayman Clinic, 439 Crewe Road, George Town Tel: (345) 949 7400 Fax: (345) 949 9045 Email: cayman.clinic@gmail.com

Orthopaedic Consultants and Specialist Surgeons • Sports Medicine • Joint Replacement Surgery • Trauma and Joint Arthroplasty • Hip Arthroscopy • Paediatric Orthopaedics • Adult Joint Reconstruction • Foot, Ankle and Hand Surgery

Unit #1 Smith Road Plaza, Smith Road Phone: 345-945-8380 Fax: 345-945-8405 Email: cog@cog.ky Website: www.cog.ky Appointments: 9:00am - 4:30pm Monday through Friday

www. c a y m a n r e s i d e n t . c o m

321

H E A LT H & W E L L N E S S

Will Of Wellness

Canadian

Dr. Frank Glatz MD FABO FAAOHNS FAAOA

Dr. Segomotso Madisa MBBS, DM (UWI)

Health City Cayman Islands

Cayman E.N.T. Associates

The Children’s Clinic, Windward Centre

1283 Sea View Road, East End

Unit 2, Alexander Place, Dorcy Drive, GT

93 Smith Road, George Town

Tel: (345) 640 404

Tel: (345) 945 3822

Tel: (345) 949 2970

Email: info@healthcity.ky SE E AD PAG E 305

Email: drbob@candw.ky

Email: drgoffice@candw.ky www.thechildrensclinic.ky

Dr.

Dr. Gyanendra Jha MBBS MSc ENT

Second Language: Tswana

Cardiologist

Dr. Myrton Smith

SE E AD T H I S PAG E

Health City Cayman Islands, 1283 Sea View

Cayman Islands Hospital

H E A LT H & W E L L N E S S

Sripadh

Upadhya,

Senior

Paediatric

Road, East End.

95 Hospital Road, George Town

Cayman Islands Hospital

Tel: (345) 640 4040 or (345) 945 4040

Tel: (345) 949 8600 Fax: (345) 949 2998

Dr. Marilyn McIntyre MBChB DRCOG FRCM

Emergencies: (345) 526 2108

Dr. Earl Robinson MBBS

Email: info@healthcity.ky

(American Board of Paediatrics)

www.healthcitycaymanislands.com

Dr. Linden Swan MB BS (Guyana) DM (UWI)

SE E AD PAG E 305

Paediatrics Paediatricians specialise in concerns of physical, mental and social health of children from birth to young adulthood (neonatal through to 18 years of age). The field encompasses a broad spectrum of health services that include everything from preventative healthcare to the treatment of chronic or acute diseases. Paediatricians also handle environmental, social and biological development concerns.

Dr. Chela Lamsee -Ebanks MBBS DM 95 Hospital Road, George Town

Dr. Jasmina Marinova MRCPCH MD

Tel: (345) 949 8600 Fax: (345) 949 2998

Specialist Paediatrician, with an interest in

Email: info@hsa.ky

Neonatal Medicine

SE E AD PAG E 306

Integra Healthcare Ltd, Grand Pavilion, SMB Dr. Gordon Smith

Tel: (345) 745 7450

MB ChB MRCP (UK) MRCGP DRCOG

Email: jasmina.marinova@integra.ky

The Children’s Clinic, Windward Centre

Web: www.integra.ky

93 Smith Road, George Town

Integra Healthcare provides a team of three

Tel: (345) 949 2970

tertiary-trained

Dr. Cecily Abraham MBBS DCH DM

Email: drgoffice@candw.ky

specialists providing a comprehensive service.

Unit 7, Alexander Place, Dorcy Drive

www.thechildrensclinic.ky

Jasmina provides a comprehensive holistic

Tel: (345) 945 7050 Fax: (345) 949 9823

Second Language: French

paediatric service to infants of all ages, as well

This family practice is situated within walking

as attending deliveries and providing newborn

Dr. Zanele Balang DM Paediatrics, MBBS

distance of the Cayman Islands Hospital and a

care. SE E AD PAG E S 314, 316 & T H I S PAG E

CTMH Doctors Hospital

short drive to CTMH Doctors Hospital. The clinic

16 Middle Road, off Walkers Road, GT

provides neonatal newborn services, well baby

Dr. Sara Watkin MBChB MRCP (paeds) FRCPCH MD

Tel: (345) 949 6066

check-ups, immunisations and sick child visits.

Specialist Paediatrician & Neonatologist

zanele.balang@doctorshospitalcayman.com

Consultations are by appointment, but walk-in

Integra Healthcare Ltd, Grand Pavilion

emergencies are also catered for.

Tel: (345) 745 7450

SE E AD T H I S PAG E

Email: sara.watkin@integra.ky

Dr. Ramon Lacanilao MD FAAP (Paediatrician) CTMH Doctors Hospital, 16 Middle Road, GT

paediatric

and

newborn

www.integra.ky

Tel: (345) 949 6066

Dr. Deepa Subramonian MBBS MD FPE,

Integra Healthcare provides a team of three

ramon.lacanilao@doctorshospitalcayman.com

Paediatric Endocrinologist

tertiary-trained

paediatric

and

newborn

specialists providing a comprehensive service.

Paediatric & Newborn Care

Windward Centre, 93 Smith Road George Town, Grand Cayman

“as it should be”

Dr. Gordon Smith Dr. Segomotso Madisa

Dr Sara Watkin MB ChB, FRCPCH MD Dr Jasmina Marinova MRCPCH MD Dr Sarah Newton MB ChB, FRACP (paeds) DCH

Medicals School/College • Work Permit • Life Insurance

CAYMANRESIDENT 2021

focussing on the sickest and most preterm

Dr. Sarah Newton MBChB FRACP (paeds) DCH Specialist General Paediatrician & Newborn Care Integra Healthcare Ltd, Grand Pavilion Tel: (345) 745 7450

www.thechildrensclinic.ky Tel: (345) 949 2970 • Email: drgoffice@candw.ky

322

years’ experience as a consultant in the UK infants. SE E AD PAG E S 314, 316 & T H I S PAG E

Comprehensive paediatric & neonatal care from preterm to 18 years of age, by a tertiary trained specialist team.

General Paediatrics • Neonatology Well Child Checks • Immunisations Dive Medicine • General Practice

Sara is lead for neonatal care, having had 25

+1 (345) 745 7450

www.integra.ky

Email: sarah.newton@integra.ky www.integra.ky

Integra Healthcare provides a team of three tertiary-trained

paediatric

and

newborn

specialists providing a comprehensive service. Besides her general paediatrics and newborn care, Sarah has a particular interest in growth

Podiatry & Orthotics Podiatrists diagnose and treat conditions of the foot, ankle, and related structures of the leg. Currently there is only one podiatrist in Cayman:

Cayman Islands Hospital Dr. Omotayo Bernard (Psychiatry) Dr. Stenette Davis (Psychiatry) Dr. Toni-Ann Heron MBBS DM (Psychiatry) Sophia Chandler BSc MSc (Child Psychology) Antonia Hawkins BSc MSc PhD (Psychology)

and development, as well complex diagnostics Mr. Ray Anthony FCPods DPodM MChS

Dr. Arline McGill MB BS DM (Psychiatry)

Helix Healthcare, 4 Middle Road, George Town

Clement von Kirchenheim PhD (Psychology)

Dr. Christine Chen MBBS DABP FAAP

Tel: (345) 749 4444

Dr. Marc Lockhart MD (Psychiatry)

Centre for Women, Family and Child Health

Email: ray.anthony@helix.ky

150 Smith Road, Smith Road Centre, GT

and care. SE E AD PAG E S 314, 316 & 322

Tel: (345) 949 8600 Fax: (345) 949 2998

Caribbean Plaza, Seven Mile Beach Tel: (345) 943 4666

Pathology Dr. Shravana Jyoti MBBS (India) MD (JIPMER) Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 949 8600 Fax: (345) 949 2998 SE E AD PAG E 306

Health City Cayman Islands 1283 Sea View Road, East End Emergency: (345) 526 2108 Email: info@healthcity.ky SE E AD PAG E 305

Physical Medicine & Rehabilitation, Electromyography Dr. Caroline Quartly MD FRCPC FAANEM BSc

SE E AD PAG E 306

Dr. Diwakar Sharma MD MBBS Consultant Psychiatrist Health City Cayman Islands 1283 Sea View Road, East End Tel: (345) 640 4040

Emergencies: (345) 526 2108 Email: info@healthcity.ky SE E AD PAG E 305

Caribbean Haven Residential Centre (CHRC) 2409 Bodden Town, Breakers Tel: (345) 947 9992 CHRC

offers

intensive

residential

substance abuse treatment programme for individuals struggling with substance abuse/ addiction, and co-occurring disorders. A social detoxification programme is available in the

PT Grad Dip Manlp. Ther (Aus)

Aspire Therapeutic Services

Dip Manlp. Ther (Aus)

Dr. Catherine Day & Dr. Erica Lam

Withdrawal Management Unit.

Dr. Russell Oâ&#x20AC;&#x2122;Connor MD FRCPC

Unit A13, Crown Square, Eastern Avenue

Cayman ABA

Cayman Doctors Ltd., Unit 9, West Shore Centre

Tel: (345) 743 6700

> Chestnut Centre, Suite 3, 8 Palm Rd, GT

508 West Bay Road, SMB

Email: info@aspire.ky

> Pasadora Place, Unit 15, Smith Rd, GT

Tel: (345) 945 5747 Fax: (345) 943 6364

Email: info@caymanaba.com

Web: www.cayman-doctors.com

Dr. Marc Lockhart MD

Cayman Doctors Ltd. are muscle, bone

Dr. Susanne Neita , M.B., B.S., D.M. (Psychiatry)

and exercise experts. They specialize in

Xenia Sotiriou, B.A, M. Ed, Adv. Dip, PhD

nerve testing and EMG, sports injuries and

Behavioral Health Associates Cayman

complex musculoskeletal and neurological

Unit B, Hospital Road Plaza, George Town

assessments. Cayman Doctors Ltd. develop

Tel: (345) 746 0066 Fax: (345) 746 0071

management strategies for conditions that

Email: info@bhac.ky or www.bhac.ky

require knowledge of the interface between

Second language: Spanish

complex

Board

musculoskeletal

and

complex

Certified

Consultant

www.caymanaba.com

specialising in the treatment of children,

analysis). This includes physical medicine

adolescents, adults and seniors. Additional

and rehabilitation which is a unique medical

associates specialising in psychiatry, forensic

specialty, electrodiagnostic medicine, and

and legal evaluations, counselling, and life

targeted botulinum toxin treatments.

coaching.

problems

Clinical Services

Individual / Family / Couples Counseling Psychiatric Services Speech & Language Therapy Psychoeducational Assessments Neuropsychological Assessments

Psychiatrists

(biomechanical

neurological

Hope Academy

Insurance Accepted

1(345) 769 4673

Grand Harbour Shops, Units 1-8 www.hopecayman.com office@hopecayman.com

Âť

www. c a y m a n r e s i d e n t . c o m

323

H E A LT H & W E L L N E S S

Tel: (345) 640 4040

Psychology, Psychotherapy, Psychiatry & Counselling Psychiatry and psychology are overlapping professions, where practitioners of both are mental health professionals. Their area of expertise is the mind - and the way it affects behavior and well-being. They often work together to prevent, diagnose, and treat mental illness. However it is important to understand the difference: a psychiatrist is a medical doctor who specializes in preventing, diagnosing, and treating mental illness whereas a psychologist has a doctoral degree in psychology, which is the study of the mind and behaviors. Cayman has a number of both, who along with counsellors provide mental health support for the community.

H E A LT H & W E L L N E S S

Cayman Islands Crisis Centre (CICC)

Nadine Maxner - Psychologist

Tel: (345) 926 0882

Grand Cayman KY1-1004

Tonia Egleston- Counselor

Email: info@infinitemindcare.com

Tel: (345) 949 0366

Roy Gould- Counselor

www.infinitemindcare.com

24-hour Crisis Line: (345) 943 2422

Elizabeth Lancaster- Counselor

Infinite Mindcare is a multi-specialty counselling

Kids Helpline: (345) 649 KIDS (5437)

Carla Mueller- Counselor

center offering therapy for teens, adults, and

Tel: (345) 649 5437

Dr. Morgan Panora - Paediatric

couples with an array of concerns. They also

Toll Free: 1 (800) 534 2422

Neuropsychologist

offer a unique blend of private, exclusive,

Email: info@cicc.ky or visit www.cicc.ky

Dr. Jill Kelderman Walsh – Paediatric

evidence-based intensive outpatient programs

A charitable organisation that provides services

Neuropsychologist

for substance abuse, and DUI. Infinite Mindcare

and programmes focusing on domestic and sexual

Dr. Kai Morgan-Campbell- Clinical Psychologist

is made up of licensed, master’s and doctorate

abuse through the provision of safe, temporary

Dr. Charles Motsinger- Psychiatrist

level clinicians with extensive training and

shelter for women and their children, community

Grand Harbour, 1053 Crewe Road, Red Bay

experience.

education and assistance to all victims of abuse.

Tel: (345) 769 4673

All services are confidential. The Cayman Islands

Email: pauline@mentalhealthci.com or office@

KidsAbility

Crisis Centre carries out its mission by providing

hopecayman.com

Dr. Laurence Van Hanswijck de Jonge, PhD

safe shelter for abused women and their children,

Hope Academy (Clinical Services) offers a

8 Midtown Plaza, George Town.

a 24/7 crisis line, toll free crisis line, teen and

wide range of services from consultation,

Tel: (345) 943 5437

young adults afterschool programme for at-risk

assessment, education, and treatment.

Email: info@kidsability.ky

youth, a walk-in centre for all victims of domestic

Their clinicians are committed to providing

Web: www.kidsability.ky

violence and ongoing supports and services for

a comprehensive, treatment team approach

Paediatric

the Cayman Islands community. ‘Kids Helpline’ is a

within a supportive, nurturing and healing

developmental

free helpline service for children and young adults

environment. They provide high quality

occupational

up to the age of 18. It is a private service which will

exceptional and effective services by utilising

therapy, a feeding clinic, AAC clinic, literacy

safeguard and protect the rights of a child. This

effective, well-researched evidence-based

clinic, handwriting remediation, social skills

service is available on Mondays, Wednesdays and

treatment. Services include: Mental Health

groups, and parent, teacher and allied health

Fridays from 3pm- 6pm.

Therapy for individuals, couples, families

workshops and telehealth services.

Therapy

Clinic

neuropsychology therapy,

offering services,

speech-language

of all ages, Speech & Language Therapy, Employee Assistance Programme (EAP)

In-home family and parenting assistance,

OnCourse Cayman

Tel: (345) 949 9559

Group Therapy, School Observations &

Dr. Alexandra Bodden PsyD MA MS ClinPharm

Email: eapci@icloud.com

Interventions, School-based ABA, Psycho-

Suite 130, Windward 1, Regatta Office Park

www.eapcayman.com

educational

Tel: (345) 745 6463

Testing,

Neuropsychological

Assessments,

Psychiatric

member company employees. EAP helps with

Medication

Management,

personal challenges that may be affecting job

Consultations.

and Cayman, Dr. Bodden works with children,

performance and physical health.

SE E AD PAG E 323

adolescents and adults providing individual

Hope Academy (Clinical Services)

Infinite Mindcare

evaluations. With the uniqueness of each client

Pauline VanderGrinten MHC LPC NCC BC-TMH

Cannon Place, George Town

in mind, Dr. Bodden treats patients individually,

Individual

and

couples

counselling

for

services/ Free

Email: info@oncourse.ky Web: oncourse.ky With eight years experience working in the US

and group therapy as well as psychological

with her specialty in Cognitive Behavioral Confidential Specialised Services providing psychology, mental health and behavioural services since 2004

(345) 949-9355

Smith Road Centre, 3rd Floor. 150 Smith Road info@wellnesscentre.ky • www.wellnesscentre.ky 324

CAYMANRESIDENT 2021

• Individual, Family & Couples Therapy • Children & Adolescent Therapy • Comprehensive Psychological Assessments • Adaptive Daily Living Skills • SPACE • PEERS • Specialized Autism Services • Applied Behaviour Analysis (ABA) • Early Start Denver Model (ESDM) • In-School Specialist Support • Home-School Supervision (DES Approved) • Adolescent-Adult Transition Services • Telehealth Services

Therapy (CBT), Dialectical Behavior Therapy (DBT) and Solution-Focused Therapy. Solutions Ltd. Dee Duggan MS CRC LPC CPAM www.solutionsltd.ky Confidential therapeutic services include: individual, marital, couples, parenting and family counselling for all ages. Corporate employee support programmes and crisis management are also available upon request.

The Counselling Centre

families. We offer special programmes for

www.oceanmed.ky

Apollo House West, 87 Mary Street

the treatment of anxiety, autism, ADHD, and

Dr. Sana Pascaline specializes in women’s

Tel: (345) 949 8789

trauma. SE E AD PAG E 324

imaging and has worked as a breast consultant

The Counselling Centre (TCC) on Grand Cayman and the Sister Islands Counselling Centre (SICC) on Cayman Brac, provide outpatient counselling services for those interested in making changes

radiologist for 12 years.

Pulmonology Pulmonologists specialise in diseases related to the respiratory tract.

and improving their lives. Concerns addressed

Stem Cell Treatments Stem cell medicine is a pioneering field dealing with the regrowing, repairing and replacing of damanaged cells, organs and tissues. Specialists create personalised treatment plans.

cover: substance use, stress, general coping,

Dr. Archita Joshi Bhatt MBBS MD IDCCM

depression, anxiety, trauma, and relationship/

Health City Cayman Islands

family issues. Services include: individual,

1283 Sea View Road, East End

couples, family and group therapy, addiction

Tel: (345) 640 4040

treatment, and a Driving Under the Influence

Emergencies: (345) 526 2108

DVC Stem

(DUI) Programme. They have a versatile and

Email: info@healthcity.ky SE E AD PAG E 305

Dr. Louis Cona M.D.

skilled team of highly qualified clinicians with experience in community based counselling. They can assist you whether you are seeking services for yourself or for your family. The Family Resource Centre (FRC) (Department of Counseling Services)

The Da Vinci Centre, Park Place, WB Road

Radiology Radiology is the medical discipline concerned with radiation for the diagnosis and treatment of disease. This involves both ionizing radiation such as X-rays and nonionizing radiation such as ultrasounds.

Apollo House West, 87 Mary Street, GT

Tel: (345) 382 7836 Fax: (345) 382 7836 Email: info@dvcstem.com Website: www.dvcstem.com At DVC Stem, they use stem cell therapy to improve health and comfort at every stage of life. They follow the highest standard, respecting safety & innovation in the delivery

Dr. Sharath Babu Ananda Murthy MBBS DNB

and evolution of regenerative and protective

Email: frc@gov.ky or

Health City Cayman Islands

medicine. Contact them to find out how stem

1283 Sea View Road, East End

cells can improve your quality of life.

Tel: (345) 640 4040

SE E AD PAG E 331

www.dcs.gov.ky/frc. FRC

provides

services

and

programmes aimed at developing healthy

Emergencies: (345) 526 2108

family

Email: info@healthcity.ky SE E AD PAG E 305

relationships

programmes strengthen

including:

support

parenting

families

capacity,

and young

Pensum Regenerative Medicine Ltd. Dr. Joseph Purita MD (Orthopedic Surgeon)

Dr. Stephen Blake Bsc MD DM (Radiology)

Dr. Frank Smith MD (Orthopedic Surgeon)

parent services, parent coaching to help

Dr. Jamal Brown MBBS Pg Cert. DM

Dr. John Harlock MD (Vascular Surgeon)

address individualised parenting concerns

(Radiology) FRCR(UK)

Dr. Marc Kayem MD (ENT / Cosmetic Surgeon)

and accomplish family goals, and various

Dr. Alessandro Lemos

13 Belmont Close, Crewe Road

workshops/information

(Interventional Consultant Radiologist)

Tel: (345) 949 8676 or Cell: (345) 939 4505

leads several international public awareness

Cayman Islands Hospital

Email: health@pensum.pro

campaigns. “Legal Befrienders” also offer

95 Hospital Road, George Town

Website: PensumMed.pro

free legal advice as a walk-in clinic on

Tel: (345) 949 8600 Fax: (345) 949 2998

Pensum specialises in stem cell use for

Tuesdays from 5pm-6.30pm.

SE E AD PAG E 306

orthopaedics, facial rejuvenation and anti-

The Wellness Centre

Dr. Yaron Rado (Board Certified Radiologist)

including

Comprehensive Psychological Services

CTMH Doctors Hospital

arthritis of the knee joint, hip joint, hip and wrist,

Smith Road Centre, 3rd Floor, 150 Smith Road

16 Middle Road, off Walkers Road

ACL tendon sprain/tear, achilles tear, tennis/

Tel: (345) 949 9355 Fax: (345) 949 9433

Tel: (345) 949 6066

golfer’s elbow, rotator cuff tears, and more.

Email: info@wellnesscentre.ky

Yaron.Rado@doctorshospitalcayman.com

www.wellnesscentre.ky

SE E AD PAG E 299

sessions.

FRC

aging. They treat a wide variety of conditions

Established in 2004, The Wellness Centre is a

osteoarthritis

and

rheumatoid

Regenexx Cayman West Shore Center, 508 West Bay Road

licensed healthcare facility offering a wide range

Dr. Sana Pascaline MBSS, DMRD - Radiologist

of comprehensive psychological, behavioural

OceanMed - Women’s Only Healthcare

Tel: (345) 9435900

and mental health services. Our team has a vast

Bayshore Mall, Level 2, South Church Street, GT

Will Of Wellness

array of experience and specialized training

Tel: (345) 946 2326

The Belmont, Suite 2, Belmont Close

to support children, adolescents, adults and

Email: info@oceanmed.ky

Crewe Road, George Town

www. c a y m a n r e s i d e n t . c o m

325

H E A LT H & W E L L N E S S

Tel: (345) 949 0006

The

Tel: (345) 926 2428

appendectomy, hernia repair, proctology.

Dr. Rafal Krupiniewicz FEBU (Consultant)

Email: wowcayman3@gmail.com

SE E AD PAG E 299

Cayman Islands Hospital

Will Of Wellness specialises in Hyperbaric

95 Hospital Road, George Town

Oxygen Therapy. They also offer physiotherapy

Cayman Islands Hospital

and cranial sacral therapy.

Dr. Shomari Blake MD Dr. Ajit Sowinski

Dr. Prabhuling Yankappa Konnur MBBS, MS

Surgery/Rheumatology Rheumatologists are internists with special skills and training in the complex diagnosis and treatment of arthritis and rheumatic illnesses. They treat patients with pain and disorders of the joints, muscles, tendons, bones and other connective tissues.

Dr. Kimon Bonadie MBBS DM TH&PS

(General Surgery), M.Ch (Urology)

Dr. Omar Felix MBBS, DM (General Surgery)

Health City Cayman Islands

Dr. Ajit Mathew MBBS FRCS

1283 Sea View Road, East End

Dr. Santiago De Solo (Rheumatologist)

Tel: (345) 640 4040

95 Hospital Road, George Town

Emergencies: (345) 526 2108

Tel: (345) 949 8600 Fax: (345) 949 2998

Email: info@healthcity.ky

SE E AD PAG E 306

SE E AD PAG E 305

Dr. Christopher Bromley MB ChB FRCS Edin

The Surgery

FRCS Eng (General Surgeon)

Dr. Sanjib K. Mohanty (General Surgeon)

CTMH Doctors Hospital

MBBS MS FRCS Gen Surg Dip Urology

16 Middle Road, off Walkers Road

Dr. Zoltan Janos Szucs MD

Tel: (345) 949 6066

The Surgery, 2 Smith Road Plaza, Smith Road

Email: Christopher.Bromley@

Tel: (345) 946 5938

DENTAL CARE

doctorshospitalcayman.com Dr. Darley Solomon MD MBA (General Surgeon)

SE E AD PAG E 299

CTMH Doctors Hospital

H E A LT H & W E L L N E S S

Tel: (345) 949 8600 Fax: (345) 949 2998

Dr. Binoy Chattuparambil MS MCh, Senior

16 Middle Road, off Walkers Road

Consultant in Cardiovascular and Thoracic

Tel: (345) 949 6066

SE E AD PAG E 299

Surgery Dr. Deepak Varma, MBBS MS MCh, Senior

Dr. Alfred Choy (General Surgeon)

Consultant,

CTMH Doctors Hospital

Gastrointestinal

Bariatric

Surgery

16 Middle Road, off Walkers Road

Health City Cayman Islands

Tel: (345) 949 6066

1283 Sea View Road, East End

SE E AD PAG E 299

Tel: (345) 640 4040 Emergencies: (345) 526 2108

Faith Hospital

Email: info@healthcity.ky

Dr. Srirangan Velusamy MBBS MS FRCS

SE E AD PAG E 305

215 Dennis Foster Road, Cayman Brac Tel: (345) 948 2243

Dr. Tanja Ebanks MD FMH (Switzerland)

Email: info@hsa.ky

SE E AD PAG E 306

CTMH Doctors Hospital

There is a wide selection of dentists practising in the Cayman Islands. The level of dental care in Cayman is sophisticated enough to minimise the need to travel overseas for specialist treatment. The cost difference between government dentists and private dentists can be considerable, but there is often a waiting list at the hospital. Some work can be done at the walk-in clinics, such as extractions and dentures. Health insurance plans donâ&#x20AC;&#x2122;t always cover dentistry, and the coverage can vary. Orthodontics are not always covered, however, if your plan does provide for it, a lifetime maximum is often stipulated. Pain management treatment combined with orthodontics is available on-Island. At the time of publication, there are 12 dental centres in the Cayman Islands employing over 160 registered practitioners (including assistants and hygienist) providing preventative care, corrective treatments, orhtodontics and dental surgery.

16 Middle Road, off Walkers Road

Dr. Sharon Chambers MD MRCP (UK)

Tel: (345) 949 6066

Cayman Clinic, 439 Crewe Road, GT

General Dentistry

Email: Tanja.ebanks@caymansurgery.ky

Tel: (345) 949 7400 Fax: (345) 949 9045

Dr. Mauritz Crouse BChD (WCU)

Languages: English, German, Spanish, French.

SE E AD PAG E 311

Pasadora Family Dental Centre

Treatment of varicose and spider veins:

94 Smith Road, Pasadora Place, George Town

laser, sclerotherapy and minimally invasive

Urology

Tel: (345) 943 2222

surgery. Breast surgery: cancer management

Dr. Brian Backman MD FRCS (C) Urology

WhatsApp: (345) 936 3222

including mastectomy, lumpectomy, abnormal

Grand Pavillion, 802 West Bay Road

Email: info@pfdc.ky

mammogram, cyst and breast feeding issues.

Tel: (345) 946 3324

www.pasadorafamilydental.ky

Hand surgery for acute trauma, fractures,

Languages: English and Afrikaans

tendon and nerve injury, carpal tunnel, trigger

Harmonic Health Consultants

General Dentistry for children and adults, root

finger ganglions and cysts. General Surgery:

Unit 5, West Shore Centre, 508 West Bay Road

canal and gum (perio) treatments, cosmetic

laparoscopic gallbladder surgery, laparoscopic

Tel: (345) 943 5900

restorations, mouth guards, teeth whitening at

326

CAYMANRESIDENT 2021

Âť

clinic (laser and home kits available), advanced

Seven Mile Beach Dental Clinic

Dr. Stephen Blackledge BDS ITI

3D imaging, Cranex 3D Cone Beam digital

Dr. Scott McFarlane BDS MSc FICOI DICOI

Cell: (345) 517 9176

x-rays, safe sedation options.

Dr. Sean A. Childers BSC DMD MSc FRCD(C)

Dr. Keelin Fox BA BDen Sc MFDS(RCSI)

SE E AD PAG E 330

Dr. Janish Grewal BDS MDCH

Cell: (345) 324 1834

Dr Kate Horgan BDS, NUI

Dr. Jennifer Mountjoy BDS NUI MSc Imp Dent.

Cayman Islands Hospital - Dental Clinic

Dr James Moses DDS, MS

Cell: (345) 324 5266

Dr. Naude Dreyer DMD

Dr. Claudio Tocchio DDS, MS

Email: thedentalcentre1@gmail.com

Dr. Lyle Bridgeman DDS

Marquee Place, West Bay Road

www.thedentalcentrecayman.com

Dr. David Dewson

Tel: (345) 943 7400

Comprehensive and state-of-the-art dental

Dr. Magdel Kruger

Email: appointments@smbdentalclinic.ky

treatment. SE E AD PAG E 329

Dr. Andrea Campbell-Maitland DDS AEGD

SE E AD T H I S PAG E

Dr. Pratish Munasur

Dr. Florence Enescot

Dr. Lavanya Pernapati

The Merren Dental Clinic

DMD (France) DDS (Canada)

Dr. Krista Flesher DDS

95 Hospital Road, George Town

The Strand Dental Clinic, The Strand Shopping

Dr. Michael Leon DMD Cert Endodontics

Tel: (345) 949 2554 or (345) 244 7581

Centre , Off West Bay Road

Dr. Harold Phillips DDS

Tel/Fax: (345) 949 3367

Dr. Rachael Windhaber BSc BDS

Dr George David D.M.D UK & IRELAND 2004

Email: florence.enescot@gmail.com

95 Hospital Road, George Town

Faith Hospital

Languages: English and French (Residency

Tel: (345) 244 2741 or (345) 244 2742

215 Dennis Foster Road, Cayman Brac

done at the Montreal Children’s Hospital)

The Cayman Islands Hospital opening hours

Tel: (345) 948 2618

Family and cosmetic dentistry, root canal

are Mon-Fri 7.30am-4pm. For emergency

Email: info@hsa.ky SE E AD PAG E 306

treatments, crowns and bridges, veneers and

dental services please visit our clinic to place

Lumineers, DenMat certified, teeth whitening The Dental Centre

and gum treatments, emergencies accepted.

Fillings, Cleaning, Root Canal, Bridge, Crown and

2nd Floor, Fidelity Financial Centre

Amalgam-free dental practice.

Implants. SE E AD PAG E 306

Tel: (345) 943 7000

SE E AD PAG E 328

Dr Scott McFarlane Dr Sean Childers Dr Janish Grewal Dr Kate Horgan Dr James Moses Dr Claudio Tocchio Aesthetic Dentistry Facial Aesthetics Pediatric Dentistry Periodontics

Orthodontics Oral Surgery

Marquee Place West Bay Road 943 7400 appointments@smbdentalclinic.ky www.smbdentalclinic.ky

www. c a y m a n r e s i d e n t . c o m

327

H E A LT H & W E L L N E S S

your name on the waiting list. Services include:

My Island Dentist

18 Forum Lane, Camana Bay

www.smiledental.ky

Dr. Talia Davidson DDS

Tel: (345) 945 4447 Fax: (345) 949 4447

Dr. Al Latif studied at The Royal Medica and

Karmen Berube RDH, Sooze Rothwell RDHT

Dental ASchool, and specialises in cosmetic

Governors Square, West Bay Road

Dr. Boban Kostich DDS MFGDPRCS (UK)

and restorative dentistry. Treating adults and

Tel: (345) 324 9500

Smile Dental Clinic, 10 Alexander Place

children, he provides a wide range of services

Email: 3249500@gmail.com

Dorcy Drive, Industrial Park, George Town

from crowns, bridges and veneers to oral

Tel: (345) 949 7303 Fax: (345) 949 9583

surgery and implants. With over 20 years of

Other Languages: Serbian, Afrikaans

expertise, patients receive gentle and informed

restorative and cosmetic dentistry services

Email: info@smiledental.ky

care.

to individuals and families in Grand Cayman.

www.smiledental.ky

Our services include oral exams and cleanings,

Treating adults and children, providing a wide

Dr. Scott McFarlane BDS MSc FICOI DICOI

digital x-rays, nitrous oxide sedation, root

range of services from cosmetic dentistry,

Masters in Aesthetic Dentistry (NYU)

canals, sports’ guard fittings, extractions,

crowns, bridges and veneers to oral surgery

Seven Mile Beach Dental Clinic

treatment for TMJ/grinding, cosmetic bonding,

and placing implants for over 30 years. Dr. Bob

Marquee Place, West Bay Road

dental crowns, veneers, cosmetic whitening,

has a gentle, caring nature and a courteous chair

Tel: (345) 943 7400

tooth-coloured fillings, bridges, and Invisalign

side manner. Their dental hygienists are Sonia

Email: appointments@smbdentalclinic.ky

orthodontics. They also provide therapeutic

Persaud, Sandra Fullerton, Julia Whiteman,

Over his twenty year career, Dr. McFarlane

and cosmetic botox treatment. SE E AD T H I S PAG E

Peeta Sandhu and Erin Luco.

has primarily focused on implant, cosmetic and

SE E AD OP P OSI T E PAG E

restorative dentistry. He strives to keep at the

www.myislanddentist.com A

full-service

dental

practice

providing

H E A LT H & W E L L N E S S

Cayman Dental Services

SE E AD OP P OSI T E PAG E

forefront of dentistry, acquiring 250 hours of

Dr. Howard Ironstone BSc Phm DDS FAGD FICD

Dr. Al Latif BDS (Lond) Msc Con Dent (Lond)

continuing education a year. He is a member

Dr. Thomas Lerikos BSc DDS

Smile Dental Clinic, 10 Alexander Place

of the British Academy of Cosmetic Dentistry,

Dr. Imogen Bexfield BChD

Dorcy Drive, Industrial Park, George Town

American Academy of Cosmetic Dentistry and

Dr. Charlecia Moore, BSc, DDS

Tel: (345) 949 7303 Fax: (345) 949 9583

a faculty club member of the Spear institute.

Dr. Kevin Payton, DDS

Email: info@smiledental.ky

SE E AD PAG E 327

Dr. Jan Frank Pultr

Dr. Talia Davidson, DDS Karmen Berube, RDH Sooze Rothwell, RDHT

LT (Sweden) BDS (UK)

Dr. Florence Enescot DMD (France) DDS (Canada)

(345) 324 9500 | 3249500@gmail.com www.myislanddentist.com | Governors Square (under the clock tower)

• General Dentistry • Braces • Root Canal Treatment • Crowns and Bridges • Esthetic Dentistry Lumineers, Veneers • Surgical removal of Wisdom teeth • Teeth Whitening • Amalgam-free Practice

The Strand Dental Clinic The Strand Shopping Centre Tel/Fax: (345) 949 3367 Email: jpultr@yahoo.com florence.enescot@gmail.com

Services Complete dental care for adults and children • Digital X-rays • Full mouth makeovers Cosmetic and restorative dentistry • Intra oral camera for decay detection • Invisalign Nitrousoxide sedation Teeth cleaning • Cosmetic whitening • Root canal treatment Periodontal cleaning • Extractions • Botox

328

CAYMANRESIDENT 2021

(Accept all major Dental Insurances)

Dr. Jan Frank Pultr LT (Sweden) BDS (UK)

Dr. Wilbert Veit DMD FAGD FAES FICOI

The Strand Dental Clinic

Dr. Wolfe’s Dental Centre

The Strand Shopping Centre, Off West Bay Road

135 Andrew Drive, Snug Harbour

Tel/Fax: (345) 949 3367

Tel: (345) 945 4388 Fax: (345) 945 2063

Email: jpultr@yahoo.com

Email: info@wolfedental.ky

Languages: English, Swedish, Czech, German

www.drwolfesdental.com

Family

SE E AD T H I S PAG E

and

cosmetic

dentistry,

braces,

THE DENTAL CENTRE CAYMAN

Invisalign certified. Root canal treatments, crowns,

bridges

and

veneers,

aesthetic

Orthodontics

dentistry, surgical removal of wisdom teeth,

Cayman Orthodontics

teeth whitening, gum treatments. Amalgam-

18 Forum Lane, Camana Bay

free dental practice. Emergencies accepted.

Tel: (345) 949 5090

SE E AD PAG E 328

www.caymanorthodontics.com

Comprehensive Dental Care

Email: caymanorthodontics@gmail.com

Dr Stephen Blackledge Dr Keelin Fox Dr Jennifer Mountjoy

Dr. Sharn Mentz BChD (Pretoria) Ocean Dental

Island Smile Orthodontics

Suite 17, Grand Harbour Shoppes

Dr. Geoffrey Newton BSc DDS MSc

Tel: (345) 949 7623

Dr. Pourang Rahimi DDS MSD FRCD(C)

Unit 12, Alexander Place, Dorcy Drive Tel: (345) 946 7303 Fax: (345) 949 9583

Dr. Wolfe’s Dental Centre

Email: islandsmile@live.com

135 Andrew Drive, Snug Harbour

Other Languages: French and Persian

Tel: (345) 945 4388 Fax: (345) 945 2063

www.islandorthodontics.ky

Email: info@wolfedental.ky

Island Smile Orthodontists have been treating

www.drwolfesdental.com SE E AD B E LOW

children, teens and adults for over 20 years.

• • • • • • • •

Crowns, Bridges, Veneers ‘White’ Fillings, Wisdom Teeth Extraction, Root Canal, Orthodontics, Dental Implants, Teeth Whitening, ‘Botox’, Facial Fillers & Skin Rejuvenation

(345) 943 7000 / (345) 943 7001

General restorative cosmetic dentistry Dental implant and bridgework Crowns and veneers Evaluation and treatment of gum diseases and root canals Pediatric dental care (O.R Privileges) Wisdom tooth removal/nitrous sedation Safe sedation option with state-of-the-art monitoring for children and adults Invisalign Treatment

Most Insurance Plans Accepted

www.thedentalcentrecayman.com thedentalcentre1@gmail.com

Dr. Adam Stang DDS Dr. Wilbert Veit, Jr. DMD FAGD, FAES, FICOI

drwolfedental.ky | info@wolfedental.ky | 135 Andrew Drive, Snug Harbour

(345) 945-4388

#10 Alexander Place, PO Box 10116 Grand Cayman, KY1-1001, Cayman Islands

Dr. Hamish Caithness BDSc, DipDSed

www.smiledental.ky | info@smiledental.ky

www. c a y m a n r e s i d e n t . c o m

329

H E A LT H & W E L L N E S S

Dr. Adam Stang DDS

Treatments include Damon Braces, Invisalign,

sedation techniques with state-of-the-art

www.drwolfesdental.com

clear braces and various fixed and removable

monitoring, wisdom tooth removal, and a

A team dedicated to preserving and restoring

appliances. They create beautiful smiles with

general anesthesia option. SE E AD PAG E 327

the health and beauty of our patients’ smiles,

the highest quality of orthodontic care in a

Dr. Wolfe’s offers trusted and gentle medical

professional and friendly environment.

Children’s Dentistry & Orthodontics

care of infants, children and adolescents,

SE E AD T H I S PAG E

Dr. Aikaterini Fysikoudi DDS HSPD (HonM)

whatever their oral health needs might be. Our

Pasadora Family Dental Centre

team respectfully and expertly serving your

Seven Mile Beach Dental Clinic

94 Smith Road, Pasadora Place, George Town

dental care needs is our focused mission.

Marquee Place, West Bay Road

Tel: (345) 943 2222

SE E AD PAG E 329

Tel: (345) 943 7400

WhatsApp: (345) 936 3222

Email: appointments@smbdentalclinic.ky

Email: info@pfdc.ky

SE E AD PAG E 327

www.pasadorafamilydental.ky

Dental Implants, Cosmetics Dental Oral Surgery

Languages: English, German and Greek

Dr. Georgios Batgidis DDS FIADFE (USA) FAAID

Paediatric Dental Specialist

Paediatric

and

Pasadora Family Dental Centre

Dr. Sean A. Childers BSC DMD MSc FRCD(C)

Invisalign

for

Seven Mile Beach Dental Clinic

preventative

Marquee Place, West Bay Road

orthodontic treatments with removable and

WhatsApp (345) 936 3222

Tel: (345) 943 7400

fixed appliances, advanced 3D imaging, Cranex

Email: info@pfdc.ky

Email: appointments@smbdentalclinic.ky

3D Cone Beam digital x-rays, safe sedation

www.pasadorafamilydental.ky

Dr. Childers is a family and cosmetic dentist who

options. SE E AD T H I S PAG E

Languages: English, Spanish and Greek

orthodontic adults

and

special

treatments,

and

teenagers,

care

services,

is also a Board Certified Specialist in Pediatric

H E A LT H & W E L L N E S S

and

94 Smith Road, Pasadora Place, GT Tel (345) 943 2222

Extractions of full impacted wisdom teeth,

Dentistry. His comprehensive dental care from

Dr. Wolfe’s Dental Care

exposure of impacted teeth, bone surgery

infancy through early adulthood, focuses on

135 Andrew Drive, Snug Harbour

and sinus lift, full mouth restorations,

the prevention, early detection and treatment

Tel: (345)945 4388 Fax: (345) 945 2063

overdentures, endosteal dental implants,

of dental diseases. His practice offers safe

Email: info@wolfedental.ky

bone augmentation, biopsies, piezotome and laser surgeries and full mouth cosmetic restorations, restorations of hypoplastic teeth, reshaping of abnormal or fractured dental crowns, enlarge shorter teeth, close small gaps between teeth, Inlays, Onlays,

ORTHODONTICS

laser teeth whitening, advanced 3D imaging, Cranex 3D Cone Beam digital x-rays, safe

Our Orthodontists

Damon (braces) and Invisalign options are available

Dr. Geoffrey Newton, BSc, DDs, MSc

SE E AD T H I S PAG E

Dr. Pourang Rahimi, DDS, MSD, FRDC(c)

(345) 946.7303

Book your complimentary consultation today!

#12 Alexander Place, Dorcy Dr. www.islandorthodontics.ky

sedation options.

Most insurance plans accepted Payment plans available

Dr. Boban Kostich DDS MFGDPRCS (UK) Smile Dental Clinic, 10 Alexander Place Dorcy Drive, Industrial Park, George Town Tel: (345) 949 7303 Fax: (345) 949 9583

Pasadora Family Dental Centre Pasadora Place | Smith Road

Tel: 943 2222 | Fax: 943 2223 | Emergency: 936 3221 Email: info@pfdc.ky | Web: www.pasadorafamilydental.ky

Cosmetic

Pediatric

General Orthodontic Treatments (Braces) for All Ages

• Private Consulting and Treatment Rooms • Oral Surgery & Perio Treatments • Calming Relaxed Atmosphere • Advanced Digital Imaging (Cone Beam 3D) • All Major Insurance Accepted • Laser Treatments • Implantology • Special Care & Hygiene Services • Sedation • TMD Therapy • Executive Hours Available

Other Languages: Serbian, Afrikaans Email: info@smiledental.ky www.smiledental.ky Treating adults and children, providing a wide range of services from cosmetic dentistry, crowns, bridges and veneers to oral surgery and placing implants for over 30 years. Dr. Bob has a gentle, caring nature and a courteous chair side manner. Their dental hygienists are Sonia Persaud, Sandra Fullerton, Julia Whiteman, Peeta Sandhu and Erin Luco. SE E AD PAG E 329

330

CAYMANRESIDENT 2021

Back To Health

powerful self-healing ability, practitioners

Dr. Jennifer Royer Thompson DC

aim to normalise the relationship between

Acupuncture & Alternative Medicine

Dr. Ivan Ronaldo DC

structure (primarily the spine) and function,

Cayman Physiotherapy

Cayman Clinic, 439 Crewe Road, George Town

assisting the body as it heals, with the goal

At two convenient locations:

Tel: (345) 947 7400

of correcting alignment problems and ease

ALTERNATIVE MEDICINE & MEDICAL CARE

Suite 26 Pasadora Place, Smith Road &

pain. SE E AD PAG E 332

West Shore Center, West Bay Road

DVC Chiropractic

Tel: (345) 949 8828 Fax: (345) 946 0595

Park Place, off West Bay Road

Gregory Lippitt BSc DC CAFCI

Email: physio@candw.ky

Tel: (345) 943 2002 Fax: (345) 943 1002

Unit 209, West Shore Center (Pink Plaza),

www.caymanphysiotherapy.com

Email: info@davinciwellnesscentre.com

508 West Bay Road

SE E AD PAG E 335

www.davinciwellnesscentre.com

Tel: (345) 943 4357

Based in the belief that the body has a Da Vinci Centre for Wellness and Alternative Therapies Park Place, off West Bay Road, SMB Tel: (345) 943 2002 Fax: (345) 943 1002 www.davinciwellnesscentre.com

SE E AD T H I S PAG E 335

Synergy Chiropractic & Physiotherapy Ltd. Dr. Jennifer Doull, R.Ac, TCMD, FABORM (Acupuncturist, Doctor of Traditional Chinese

H E A LT H & W E L L N E S S

Medicine & Fellow with the American Board of Oriental Reproductive Medicine) Marquee Plaza, 36 Lawrence Thompson Blvd. Tel: (345) 943 8200

SE E AD PAG E 335

Audiology Annette Stephenson AuD Stine Lawton-Smith Cayman Hearing Center Suite 10, Pasadora Place, Smith Road Tel: (345) 946 9174 or (345) 925 5836 Email: info@caymanhearingcenter.com Matt McCulty MS CCC-A ENT in Cayman Pasadora Place, 94 Smith Road, GT Tel: (345) 745 3253 Email: info@entincayman.com www.entincayman.com ENT in Cayman provides full range of hearing and balance diagnostics as well as aural rehabilitation. SE E AD PAG E 321

Chiropractic Align 45 Market Street, Suite 3116, Unit 3A-1E Camana Bay, Tel: (345) 640 5050 Email: info@align.ky

Â»

www. c a y m a n r e s i d e n t . c o m

331

Synergy Chiropractic & Physiotherapy Ltd.

Suite 31, Pasadora Place, Smith Road

Tel: (345) 943 2002 Fax: (345) 943 1002

Dr. Eddie Fernandes, DC (Chiropractor)

Tel: (345) 949 3352 or (345) 927 2654

Email: info@davinciwellnesscentre.com www.davinciwellnesscentre.com

Dr. Maria Zazzi, DC (Chiropractor) Dr. Jody Hrynuik, DC (Chiropractor/Paediatric)

Hyperbaric Oxygen Therapy

Dr. Jennifer Doull,

Dr Vinton Douglas MD DM MBA

R.Ac, TCMD, FABORM

(Acupuncturist, Doctor of Traditional Chinese

Dr. Denise Osterloh

Dr. Clement Von Kirchenheim PhD

Medicine & Fellow with the American Board of

Dr. Fiona Robertson

Cayman Islands Hospital, Mental Health

Oriental Reproductive Medicine)

Dr. Sean Teeling

95 Hospital Road, George Town

Ms. Lauren Williams, PT (Physiotherapist/

Cayman Islands Hospital

Tel: (345) 949 8600 ext. 2776

Paediatric)

95 Hospital Road, George Town

SE E AD PAG E 306

Ms. Jennifer Hilldrup, PT (Physiotherapist)

Tel: (345) 949 8600 Fax: (345) 949 2998

Massage Therapy

Ms. Christine Cleaver, RMT (Massage Therapist)

Marquee Plaza, 36 Lawrence Thompson Blvd.

Will Of Wellness (WOW)

Align

Tel: (345) 943 8200

The Belmont, Suite 2, Belmont Close

45 Market Street, Unit 3A, Camana Bay

info@synergychirophysio.com

Crewe Road, George Town

Tel: (345) 640 5050

www.synergychirophysio.com

Tel: (345) 926 2428

Email: info@align.ky

Cayman’s leading Chiropractic, Physiotherapy,

Email: wowcayman3@gmail.com

Acupuncture, Traditional Chinese Medicine &

Will Of Wellness specialises in Hyperbaric Oxygen

Cayman Physiotherapy

Massage Therapy Facility. Your specialists in

Therapy. WOW also offers physiotherapy and

Now at two convenient locations:

Wellness, Rehab, Fitness, Pregnancy, Fertility,

cranial sacral therapy.

> Suite 26 Pasadora Place, Smith Road &

Infants and Children, LIVE LIFE BETTER.

> Westshore Center, West Bay Road

SE E AD PAG E 335

H E A LT H & W E L L N E S S

SE E AD PAG E 331

Hypnotherapy

Tel: 345 949 8828

Da Vinci Centre for Wellness

Email: physio@candw.ky

Homeopathy

and Alternative Therapies

www.caymanphysiotherapy.com

Zenitha Varghese BHMS HD (Canada)

Park Place, West Bay Road

SE E AD PAG E 335

Da Vinci Centre for Wellness and Alternative Therapies Park Place, off West Bay Road Tel: (345) 943 2002 Fax: (345) 943 1002 Email: info@davinciwellnesscentre.com www.davinciwellnesscentre.com SE E AD T H I S PAG E & 331

Synergy Chiropractic & Physiotherapy The Marquee Plaza, 36 Lawrence Blvd Tel: (345) 943 8200 Email: info@synergychirophysio.com www.synergychirophysio.com

VAPORISABLE MEDICAL CANNABIS Available by prescription only

Medical Cannabis

PHARMACY No Appointments Necessary

(345) 745 6000

Open 7 Days a Week 9am - 9pm 81 Godfrey Nixon Way George Town

info@doctorsexpress.ky

Doctors Express 81 Godfrey Nixon Way, George Town Tel: (345) 745 6000 Open 7 days a week, 9am-9pm. Email: info@doctorsexpress.ky SE E AD T H I S PAG E

Cayman Islands Hospital Dr. Delroy Jefferson MBBS DA DM DBA Dr. Judith Nicholls

332

CAYMANRESIDENT 2021

SE E AD PAG E 335

95 Hospital Road, George Town

www.hsa.ky SE E AD PAG E 306

Tel: (345) 949 8600 Fax: (345) 949 2998 SE E AD PAG E 306

Cayman Theraplay Ltd. Dr. Mona Kazemi, OTD

CTMH Doctors Hospital

Ms. Megan Bense, MSc OT

16 Middle Road, off Walkers Road

Ms. Rachel Lawrence, MSc OT

Tel: (345) 949 6066 SE E AD PAG E 299

Ms. Danielle Longden, BSc OT Ms. Leslie-Ann Daley, BSc OT

Nutritionists/Dieticians

#9 Plaza Venpezia, North Sound Road, GT

Andrea Hill BASc MSc

Tel: (345) 749 7529

171 Elgin Avenue, Cricket Square (located inside

Web: www.caymantheraplay.com

ENERGY Essential Fitness) Tel: (345) 938 4246

Email: admin@caymantheraplay.com

Chad Collins RD

Chatterbox - Connecting Therapy & Education

Email: caymannutrition@gmail.com

Julise de Wet B. OT

Jessica Watterworth RD (Pediatrics Specialty)

Bermuda House, 36c, Dr. Roy’s Drive, GT

Email: caymannutritionjessica@gmail.com

Tel: (345) 949 7065 or (345) 926 1693

Cayman Nutrition, 227 Smith Rd, George Town.

Email: julise@chatterboxcayman.com

Tel: (345) 525 2019 or (345) 547 1528.

www.chatterboxcayman.com

Julise offers occupational therapy for children Kristen Lomas RD MBA

and adults. SE E AD PAG E 287

Seven Mile Medical Clinic, Queens Court Plaza, KidsAbility

admin@sevenmileclinic.ky.

JoAnna Poyssick, OT

H E A LT H & W E L L N E S S

West Bay Road. Tel: (345) 949 5600

Alice Crosbie, OT Brandi Propas MHSC, RD, CCDE

8 Midtown Plaza, George Town.

International Medical Group, Suite 30, Pasadora

Tel: (345) 943 5437

Place, Smith Road. Tel: (345) 945 2881

Email: info@kidsability.ky

Email: bpropas@intmedicalgroup.com

www.kidsability.ky Paediatric therapy clinic offering developmental

Cayman Islands Hospital

neuropsychology

95 Hospital Road, George Town

therapy, speech-language therapy, a feeding

services,

occupational

Simone Sheehan RD, Tel: (345) 244 2655

clinic, AAC clinic, literacy clinic, handwriting

Email: simone.sheehan@hsa.ky

remediation, social skills groups, and parent,

Tamara Riley, Tel: (345) 244 2663

teacher and allied health workshops and

Email: tamara.riley@hsa.ky

telehealth services.

SE E AD PAG E 306

Optometry Occupational Therapy (OT) Occupational Therapists help people of all ages who have physical, sensory, or cognitive problems. This form of therapy can help them regain independence in all areas of their lives and often helps with barriers that affect a person’s emotional, social, and physical needs.

CAD Optical Dr. Foley’s Eye Clinic, 107 Claude Hill Road

Bringing fashion and function

off Smith Road, George Town

together with eyewear for

Tel: (345) 946 4169/4944

the whole family.

Email: info@drfoleyeyeclinic.com or optical@ dr.foleyeyeclinic.com Opening

hours:

Monday-Friday

info@optique.ky

8am-

(345) 949-EYES (3937)

5pm and Saturday 8am-12noon. Routine eye

exams,

contact

lenses,

(345) 325-7945

prescription

Laurika de Waal

glasses and sunglasses. There are also two

Cayman Islands Hospital

Ophthalmologists/Eye surgeons on staff.

95 Hospital Road, George Town

SE E AD PAG E 334

8 Queens Court Plaza West Bay Road, George Town

Tel: (345) 244 2733

www. c a y m a n r e s i d e n t . c o m

333

Caribbean Optical

Optique

VisionWear Cayman

Chris Vuorenmaa BSc OD

8 Queens Court Plaza

Victoria Lomax BSc OD

Thaddeus Daniel OD

West Bay Road, George Town

Chris Vuorenmaa BSc OD

Victoria Lomax BSc OD

Tel: (345) 949-EYES (3937)

Thaddeus Daniel OD

Seven Mile Shops, West Bay Road

Email: info@optique.ky

> Country Corner, 32 Hirst Road, Bodden Town

Tel: (345) 943 1515 Fax: (345) 943 1516

www.optique.ky

> 72 Market Street, Camana Bay

Email: info@cariboptical.com

Opening

hours:

Monday-Friday

9.30am-

6:00pm, Saturday 9.30am-5pm

H E A LT H & W E L L N E S S

Email: info@visionwearcayman.com

Optical Outlook

Kash Fatania and his team offer the absolute

Dr. Solamita Avanessian BA OD

best in technology and fashion to ensure

Physiotherapy

Dr. Mellisa Hudell BA OD

your vision is the best it can be, be it through

Align

> Caymanian Village, North Sound Way, GT

eyeglasses, sunglasses, or contact lenses.

45 Market Street, Suite 3116, Unit 3A-1E

> Market Place, Cayman Brac

SE E AD PAG E 333

Camana Bay

> Jacques Scott Plaza, West Bay Rd, WB

Tel: (345) 943 5153

Tel: (345) 640 5050

Tel: (345) 746 2020

Tropical Optical

Email: info@opticaloutlook.ky

Natalie DaSilva BSc OD

A Step Ahead Physiotherapy

Follow Optical Outlook on Facebook &

Joanna Soutter BSc MCOptom

Unit 4-110 Governors Square

Instagram

Galleria Plaza, West Bay Road

23 Lime Tree Bay Avenue, West Bay Road

Protect your eye health with an eye exam from

Tel: (345) 945 7588

Tel: (345) 745 2727

one of Optical Outlook’s trusted Optometrists.

Email: tropicop@candw.ky

Email: info@astepaheadphysio.com

Designer eyewear and sunglasses – so many

Quality eye care, contact lens fittings and a

www.astepaheadphysio.com

to choose from. Check out high quality lenses,

full service dispensary. Open Tuesday-Friday

contact lenses and reading glasses all in stock.

9am-5pm and Saturday 9am-4pm.

Optical Outlook – Come See The Difference!

Back To Health Jessica Webb RPT Lily Scarrow, RPT

CAD OPTICAL An Integrated Eye Care Practice

Dr. Foley’s Eye Clinic, 107 Claudhill Road, off Smith Road (formerly Melrose Lane), George Town

Stylish and Affordable - A New Concept in Eye Wear Prescription Glasses and Contact Lenses Comprehensive Eye Exams • Contact Lens Examinations Ophthalmologist/Eye Surgeon on Staff

Phone: (345) 946 4169/946 4944

Email: infodrfoley@yahoo.com

Nathan Green, RPT Cayman Clinic, 439 Crewe Road, George Town Tel: (345) 947 7400 Georgia Kirby, BSc PTCamille Marshall-Morris Althea Burnett Stephanie Ming Yorke MPH Chelsea Tennant MSc Physiotherapy Jamel Winton Rockella Wright-Smith Samantha Sparg BSc Chickandarvin Chellaswamy Santha RPT Christy Mariya Thressa RPT CLT Janine Rose MSc Cayman Islands Hospital 95 Hospital Road, George Town Tel: (345) 244 2730 Fax: (345) 244 2728

Bring your body back to life.

DA VINCI PHYSIOTHERAPY Integrated therapy alongside a

team of friendly, licensed, professionals.

SE E AD PAG E 306

Cayman Rehab Services Unit 10, Eucalyptus Building, Shedden Road Tel/Fax: (345) 943 7974 or Cell: (345) 926 3099 www.caymanrehabservices.com Serving Cayman’s community for over 15 years

(345) 943-2002 334

www.davinciwellnesscentre.com

CAYMANRESIDENT 2021

with quality care from an expert team. SE E AD OP P OSI T E PAG E

Cayman Physiotherapy

therapy, pilates, home and office visits, women’s

3rd Floor Tomlinson Building, 9 Walkers Road

Lindsay Bridgeman BSc MCSP RPT

health, ergonomic assessments and sports and

Tel: (345) 949 6024 Fax: (345) 946 7868

Sara Windsor BSc PT RPT

therapeutic massage. SE E AD T H I S PAG E

Email: info@rvcrehab.ky or www.rvcrehab.ky

Angela Deeney BSc MCSP RPT

DVC Physiotherapy

Synergy Chiropractic & Physiotherapy Ltd.

Bethany Cook BSc MCSP RPT

Park Place, off West Bay Road

Dr. Eddie Fernandes, DC (Chiropractor)

Dwain McGuinness BSc MISCP RPT

Tel: (345) 943 2002 Fax: (345) 943 1002

Dr. Maria Zazzi, DC (Chiropractor)

Guy Waller BSc MCSP RPT

Email: info@davinciwellnesscentre.com

Dr. Jody Hrynuik, DC (Chiropractor/Paediatric)

Jenna-Lee Kourie BSc RPT/Pilates Instructor

www.davinciwellnesscentre.com

Caitriona O’Malley BSc RPT/ Pilates Instructor

Practitioners

and

(Acupuncturist, Doctor of Traditional Chinese

Nicola McCabe B.Sc., MCSP, RPT

maximising quality of life and movement

Medicine & Fellow with the American Board of

Kasia Iglinski CPAM RMT (Massage Therapist)

potential within the spheres of promotion,

Oriental Reproductive Medicine)

Annie Laux LAc MAOM CPAM RA (Acupuncture)

prevention,

Ms. Lauren Williams, PT (Physiotherapist/

Julia Baker Dip Ac OMBAcC (Acupuncture)

rehabilitation. This encompasses physical,

Paediatric)

Jean Meehan CPAM RMT (Massage Therapist)

psychological, emotional and social wellbeing.

Ms. Jennifer Hilldrup, PT (Physiotherapist)

Lizzie Knight B.Sc. (Hons) (Occupational Therapy)

Specialised

Ms.

Suite 26 Pasadora Place, Smith Road &

orthopaedic

West Shore Center, West Bay Road

women’s health, chronic pain management and

Marquee Plaza, 36 Lawrence Thompson Blvd

Tel: (345) 949 8828 Fax: (345) 946 0595

corporate wellness.

Tel: (345) 943 8200

Email: physio@candw.ky

SE E AD PAG E 334

info@synergychirophysio.com

Lindsey MacFee MSc MCSP RPT

focus

Dr. Jennifer Doull, R.Ac, TCMD, FABORM

identifying

treatment/intervention

treatments and

are

sports

and

available

for

injuries,

www.caymanphysiotherapy.com

Christine

Cleaver,

RMT

(Massage

Therapist)

www.synergychirophysio.com RVC Rehab Services

Providing exceptional healthcare to infants,

back and neck injuries, acupuncture, massage

Uma Lenin BPT CKTP (Dr. Alt MED)

children, adults and seniors. Cayman’s leading

therapy, advanced knee rehab, individual and

Venice Carino, BSc PT

Chiropractic,

group classes for core strengthening, aquatic

Jacqui Tomlinson-Smith PT, LCCE, CD (DONA), LC

Traditional Chinese Medicine & Massage

Physiotherapy,

Acupuncture,

LIVE LIFE, BETTER. Your Premier Wellness facility for Chiropractic, Physiotherapy, Acupuncture, Traditional Chinese Medicine and Massage Therapy.

info@synergychirophysio.com • www.synergychirophysio.com • (345) 943 8200 The Marquee Plaza • 36 Lawrence Thompson Blvd (between Camana Bay & West Bay Road)

CAYMAN

REHAB Cayman Rehab Services

Physiotherapy | Acupuncture | Anti-Aging Medicine | Aesthetics | Skincare SERVICES

Staffed by gifted medical professionals, we have been a staple in Grand Cayman’s fitness and wellness community for more than 15 years. Cayman Rehab Services offers quality care from an in-house medical doctor, and comprehensive rehabilitation specialists including physiotherapists, acupuncturist and practitioners of massage, aesthetics and skincare. Offering home visits covering from the East to the West of the Island.

www. c a y m a n r e s i d e n t . c o m

335

H E A LT H & W E L L N E S S

Sports injury rehab, joint mobilisation for

Cayman Physio

H E A LT H & W E L L N E S S

Therapy Facility. Your specialists in Wellness,

Da Vinci Centre for Wellness and Alternative

Tel: (345) 949 7065 or (345) 926 1693

Rehab, Fitness, Pregnancy, Fertility, Infants and

Therapies

Email: chatterbox@candw.ky

Children, LIVE LIFE BETTER.

Park Place, off West Bay Road, SMB

www.chatterboxcayman.com

Tel: (345) 943 2002 Fax: (345) 943 1002

Offers assessment, diagnosis and therapy

Will Of Wellness (WOW)

Email: info@davinciwellnesscentre.com

programmes for children and adults with speech,

The Belmont, Suite 2

www.davinciwellnesscentre.com

language and literacy difficulties, Autism Spectrum

Crewe Road, Belmont Close, GT

Services include: Chiropractic, Physiotherapy,

Disorders and learning disabilities. Chatterbox

Tel: (345) 926 2428

Cellular Therapy, Sleep Evaluation, Women’s

provides

Email: wowcayman3@gmail.com

Health, Men’s Health, Candela Laser, Laser

occupational therapy, physiotherapy, play therapy,

Will Of Wellness offers Neurac Redcord

hair removal, Laser skin tightening, Laser Skin

massage therapy, Hanen parent workshops, a

treatment for movement without pain. WOW

treatments, Body Contouring, Acupuncture,

Playschool for children with communication and

also specialises in Hyperbaric Oxygen Therapy,

Chinese Medicine, Aesthetic Medicine, Botox

learning challenges, Play Time, Tummy Time,

physiotherapy, and cranial sacral therapy.

/Juvederm, Carboxy Therapy, Mesotherapy,

Movers & Shakers groups and much more.

Sclerotherapy,

SE E AD PAG E 287

SE E AD PAG E 335

Spas (Medical) Medical spas are a spa-like facility that offers elective often appearance-improving procedures under the care and direction of a trained physician and a team of nurses and aestheticians. They seek to combine some medical procedures normally performed in a doctor’s office with the experience of a day spa. Beyond Basics Medical Day Spa

Reflexology,

Reiki,

Massage Naturopathy,

therapy,

speech

and

language

therapy,

Guided

Meditation, Hydrafacials, Microdermabrasion,

Harmony

Scott

M.Sc.

CertMRCSLT/Dip.

Chemical peels, IVF support/infertility, and

Chatterbox - Connecting Therapy & Education

smoking cessation. SE E AD PAG E S 331, 332 & 334

Bermuda House, 36c, Dr. Roy’s Drive, GT Tel: (345) 949 7065 or (345) 926 1693

Speech & Language Therapy (SLT) Speech therapy is the assessment and treatment of communication problems and speech disorders. It is performed by speechlanguage pathologists (SLPs), which are often referred to as speech therapists.

3rd Floor, Tomlinson Building, GT

Email: chatterbox@candw.ky www.chatterboxcayman.com Harmony offers speech and language therapy for children and adults and is also a qualified massage therapist offering a variety of massages and baby massage workshops for parents.

9 Walkers Road (at 4 way stop)

Raven Williams MSc MRCSLT

Tel: (345) 945 2737 or (345) 916 7546

Faith Gealy MS CCC-SLP

www.beyondbasics.ky

Cayman Islands Hospital

Cayman Theraplay Ltd.

95 Hospital Road, George Town

Ms. Hannah-Marie Fobian, BSc SLP

Pensum Regenerative Medicine

Tel: (345) 244 2733 or www.hsa.ky

#9 Plaza Venezia, North Sound Road, GT

Dr. Joseph Purita MD (Orthopedic Surgeon)

SE E AD PAG E 306

Tel: (345) 749 7529

Dr. John Harlock MD (Vascular Surgeon)

Alexa Goldblum BA Speech & Hearing Therapy

KidsAbility

Dr. Marc Kayem MD (ENT / Cosmetic Surgeon)

Chatterbox - Connecting Therapy & Education

Cynthia Rowe, SLP

13 Belmont Close, Crewe Road

Bermuda House, 36c, Dr. Roy’s Drive, GT

Nora Knifj, SLP

Tel: (345) 949 8676 or Cell: (345) 939 4505

Tel: (345) 949 7065

8 Midtown Plaza, George Town.

Email: health@pensum.pro

Email: alexa@chatterboxcayman.com

Tel: (345) 943 5437

www.pensummed.pro

www.chatterboxcayman.com

Email: info@kidsability.ky

Pensum specialises in anti-aging stem cell

Alexa specialises in speech and language

www.kidsability.ky

treatments for a natural method in reversing

therapy for the adult population of Cayman.

Paediatric therapy clinic offering developmental

the effects of aging. The stem cells, found in

She has experience working with patients

neuropsychology

different parts of the body, replace old and

with aphasia, dysarthia, apraxia, dementia,

therapy, speech-language therapy, a feeding

damaged cells with new and active ones,

Traumatic Brain Injury, Right Hemisphere

clinic, AAC clinic, literacy clinic, handwriting

replenishing the tissues and organs.

Disorder, hearing impairment and cognitive

remediation, social skills groups, and parent,

impairments etc.

teacher and allied health workshops and

SE E AD PAG E 287

telehealth services.

SE E AD PAG E 287

Dr. Frank Smith MD (Orthopedic Surgeon)

REVIV

services,

occupational

Grand Pavilion Commercial Centre 802 West Bay Road, SMB

Roz Griffiths BSc CertMRCSLT

Claire Leadbeater MSc Cert MRCSLT

Tel: (345) 743 5600

Chatterbox - Connecting Therapy & Education

Hope Academy, Grand Harbour Shoppes

Email: cayman@revivme.com

Bermuda House, 36c, Dr. Roy’s Drive, GT

Tel: (345) 769 4673 Cell: (345) 929 5122.

336

CAYMANRESIDENT 2021

Pets Photos courtesy of Deep Blue Images and Deborah Roberts

An overview on all things pets in the Cayman Islands, including the importing process and how to take care of your furry companions.

aking care of your pets is not always an easy task and there are a lot of things to take into consideration. When owning a pet, you must always keep on top of their health, hygiene, and happiness, and this can only be done if you know who to contact. This chapter outlines the process to import pets, as well as useful advice for pet owners, including on-Island veterinary clinics, pet sitters and groomers. IMPORTING PETS INTO CAYMAN

Regulations The process for importing animals into Cayman is a lengthy one. Pet parents will need to start planning at least six months in advance. All pets entering the Cayman Islands must have an import permit issued by the Cayman Islands Department of Agriculture (DOA). Application forms are available from the DOA (Tel: (345) 947 3090 or email: ci.agriculturevs@gov.ky) at 181 Lottery Road, Lower Valley in Grand Cayman. The Cayman Islands are rabiesfree, and to keep this deadly disease out, no import exceptions will be made by the Government. We advise contacting them as soon as possible for the relevant application form and the most current import requirements. At the time of publication, requirements in order to obtain an Import Permit include:

Having your pet fitted with a microchip which is ISO compliant and shows proof of the date of implant;

> >

Being up-to-date on all vaccinations, including rabies; Having a rabies titre (blood) test performed;

PETS

Importing Pets into Cayman 337 - Regulations 337 - Pets Entering from UK & USA 338 - Pets Entering from Jamaica 338 - Importing Captive Birds 338 - Restrictions 338 - Animals on Airlines & Travel Advice 338 - Pet Relocation Services 339 Pet Passports 339 Veterinarians

339

Advice for Pet Owners 340 - Adopting a Pet 340 - Pet Insurance 340 - Spay & Neuter 340 - Looking After Your Pet 341 - Hurricanes & Pets 341 - Dog Trainers 342 - Kennels & Pet Sitting 342 - Pet Grooming & Pampering 343 Lost & Injured Pets & Wildlife - Animal Abuse Important Numbers Department of Agriculture Humane Society (Emergency) Wildlife Rescuers (IVS)

Âť

343 343

947 3090 326 1461 949 0787

www. c a y m a n r e s i d e n t . c o m

337

Having tick and tapeworm treatments performed;

Completing an application form within 14 days of travel;

Gaining an Official Veterinary Health

All pets leaving the US must also meet all DOA requirements. Airline carriers have their own regulations and routes for pet travel, so please check with your airline or contact a local pet travel broker.

Certificate;

Submitting payment of CI$50 (US$61) to process your application.

PETS

For animals being imported from countries that have rabies, there is at least a two month wait from when they are rabies titre tested (and gain a successful result) before they can travel. For countries that are rabies-free, the requirements are less stringent and much quicker. We advise that you follow the DOAâ&#x20AC;&#x2122;s directions exactly as requested, and that you keep in touch with them throughout the process, or use a local broker, as there is no leeway in dates or exceptions made if you have forgotten to do something. All animals and paperwork will be inspected upon arrival and an inability to meet all requirements can lead to the animal being put down, or returned to the country of origin, all at the expense of the owner. There are no pet detention or quarantine facilities in the Cayman Islands. Pets Entering from the UK or the US Pets leaving the UK to enter the Cayman Islands must meet all the DOA requirements. Pets leaving the UK by plane must travel as cargo or checked baggage unless flying on a private charter or as an assistance animal. UK residents will need to apply to DEFRA (Department of Environment, Food & Rural Affairs) for an Official Health Certificate, visit www.gov.uk/take-petabroad. A registered UK shipper such as Animal Couriers (www.animalcouriers. com) or Pet Air (www.petairuk.com) must be used to deliver your pet to the aircraft and can answer any questions and assist with all the logistics including DEFRA, airline booking, travel crates, liaising with DOA and/or a Cayman Islands pet travel broker such as Cayman Canine Training Services

(SE E AD PAG E 343),

Must Love Dogs, Pack Pet and Go, Love Your Dog

or Cayman Pet Paradise ( SE E AD 341) .

338

CAYMANRESIDENT 2021

Âť

Pets Entering from Jamaica Pets entering Cayman from Jamaica must have received a combination vaccine against Distemper, Hepatitis, Adenovirus, Parvovirus and Leptospirosis, at a minimum of 12 weeks of age after the microchip was inserted. Cats must have received a combination vaccine against Feline Enteritis and Calici virus at a minimum of 12 weeks of age. Your pet must then be tested for rabies and receive a tick and tapeworm treatment. Following this, your pet must be examined and issued with an Official Veterinary Health Certificate. Once issued with the certificate, you must submit it with a completed application form for an Import Permit and a nonrefundable application fee to the Cayman Islands DOA. Importing Captive Birds All captive cage birds (e.g. parrots, budgerigars, lovebirds, finches and toucans) must also be accompanied by an Import Permit issued by the DOA. Restrictions In accordance with the Animals Law (2013 Revision), no animal of any description may be directly imported into the Cayman Islands from any country in Asia, Africa or Central and South America. Other territories from which dogs and cats are prohibited are Cuba, Mexico, Puerto Rico, Haiti and the Dominican Republic. Certain breeds of dogs or crosses of such breeds are prohibited from entering the Cayman Islands. These breeds include, but are not limited to: Pit Bull Terrier, Dogo Argentino and any breed of dog or crossbreed of dog whose breeding lineage was for the primary purpose of dog fighting. Please contact the DOA for a full list of banned breeds.

Animals on Airlines Some airlines do not allow your animals in the passenger cabin and over the summer months many airlines will not take pets due to the high heat in the hold. You are required to take the most direct route possible and preferably an evening or morning flight. You should avoid countries that are not deemed rabies-free to help make the whole process easier. Cayman Airways (Tel: (345) 949 2311) accepts domestic dogs, cats and birds. Maximum weight allowed including the container is 99lbs. They charge US$100 each way to all international destinations for a small pet travelling in the cabin, US$125 international and US$50 domestic, each way for larger pets travelling as checked baggage. On British Airways (wwwbritishairways.com) the cost varies depending on the size of the animal. They no longer take pet bookings directly from the public and insist all bookings are made by specialist pet relocation agents. They recommend IAG World Cargo, who has decades of experience. Visit the travel assistance page on the British Airways website for more information. Travel Instructions & Advice All animals, no matter what size, must travel in a leak proof, International Air Transport Association specification carrier that allows the animal to move around unhindered. All requisite entry documentation should be affixed to the carrier, and it is advised that you maintain extra copies of all of your paperwork and carry it on your flight with you. Be prepared, as airport security agents will most likely request to look at your pet (outside of its carrier) and search its container and bedding. Sedating your pet is not advised, as this can stop them from being able to regulate their body temperature. No food should be put in their cages, only a water container which the airline will check prior to departure and at any transit point. It is also best to use an absorbable type of lining for the carrier. You should familiarise your animal with the carrier before it travels so they associate it with a positive and comforting experience.

Certain airlines allow small dogs and cats in the aircraft cabin, but most airlines transport them as special cargo or checked baggage in a temperature-controlled and ventilated hold. If your pet is allowed in the cabin, check in as late as possible. If it is going in the hold, check in early so that it can go to the baggage area and be put somewhere quiet to relax. To prepare your pet, the USDA recommends that your pet be offered food and water four hours before you check in. It’s advisable to take your dog for a walk before leaving for the airport and again before check in. Visit www.iata. org for information on international pet travel – enter ‘Pets’ into the search box. On arrival in Cayman, you will need to go to the ‘Goods to Declare’ counter and submit your paperwork for the animal. They will ask you to take the animal out of its carrier to inspect and check its microchip. All dogs staying in the Cayman Islands for longer than 30 days must be licensed with the DOA.

prevention for Cayman’s pets. Fully equipped

veterinary service right on your doorstep.

state-of-the art hospital. Fear Free Certified.

With

With 20+ years Island experience, veterinarians

veterinary experience, you can be sure

Dr. Lana Watler, Dr. Linda Goodman, Dr.

your pet is in great hands. Get your

Francisco Mayor and their compassionate

pet’s yearly check-ups, dental assessments,

team provide superb medical care with a

puppy vaccinations, exit permits, skin and

personalized touch. Cayman Animal Hospital

ear exams, heartworm tests done in the

offers clients 24/7 emergency care, preventive

comfort of your own home. They also offer

medicine,

microchipping, delivery of medication and more.

vaccinations,

routine/advanced

over

years

combined

dentals, pain management, critical care and surgical services, specialist consults, house

Island Veterinary Services (IVS)

calls, health certificates and complimentary

95 Printer Way (off CNB round-about), GT

pet import advice. Full laboratory, digital

Tel: (345) 949 0787

and dental radiography, laser, ultrasound,

Emergency: (345) 916 2459

ECG, cryotherapy, needle-less acupuncture,

Email: islandvetservices@hotmail.com

endoscopy, full pharmacy/prescription diets

www.islandvetservices.ky

and more. The premium service, level of care

A full-service veterinary hospital run by Dr.

and expertise at Cayman Animal Hospital are

Brenda Bush and her highly experienced

exceptional for our small Island. SE E AD T H I S PAG E

veterinarians and animal healthcare team. They have been providing quality and compassionate

Cayman Mobile Vets

care to the Island’s pets since 1994. Their

Tel: (345) 324 9050

purpose-built veterinary hospital is equipped

Email: info@mobilevets.ky

with advanced diagnostic equipment, high

www.mobilevets.ky

resolution digital x-ray, blood analysers and

They are a convenient and affordable mobile

ultrasound. They provide complete veterinary

PETS

Pet Relocation Services For importing or exporting logistics contact Cayman Canine Training Services ( SE E AD PAG E 343) , Must Love Dogs, Pack Pet and Go, or Love Your Dog. Veterinarians may also provide guidance and they issue Export Health Certificates.

Celebrating 20 years Landline

946-VETS (8387)

After Hours Emergency

916-PETS (7387)

PET PASSPORTS

If your pet was born or has resided in Cayman for six months or more, it may be eligible for a pet passport. A passport is a useful document to have if you and your pet travel. For more details, contact the Department of Agriculture (DOA) on (345) 947 3090 or ci.agriculturevs@gov.ky. VETERINARIANS

Cayman Animal Hospital 394 Crewe Road, George Town

Comprehensive Full-Service Hospital Wellness, Dental, Medical & Surgical 24/7 Emergency & House Calls Dr. Lana Watler Dr. Linda Goodman Dr. Francisco Mayor Dr. Rachel Stading

Tel: (345) 946 8387 24 Hour Emergency Care: (345) 916 7387 Email: info@caymananimalhospital.ky www.caymananimalhospital.ky This highly regarded practice is dedicated to providing exceptional care and disease

394 Crewe Road, George Town

info@caymananimalhospital.ky | www.caymananimalhospital.ky

www. c a y m a n r e s i d e n t . c o m

339

wellness care, vaccinations, dental, critical and surgical care, as well as performing a wide range of procedures from routine spays and neuters, to more advanced soft tissue and orthopaedic surgery. SE E AD PAG E 342

can either walk the dogs in the vicinity of the shelter or take them to the beach for a fun outing. They also appreciate donations such as dog or cat food, toys, sheets, towels, and of course monetary donations. Cayman Animal Rescue Enthusiasts (C.A.R.E.)

Kman Vets Unit 2, Midtown Plaza, George Town

“Where Compassion Meets Excellence”

Tel: (345) 640 5838 After Hours: (345) 525 5838 Email: info@kmanvets.com Under the care of Royal College certified surgeon, Dr. Colin Manson, this brand new, fullyequipped hospital has the latest in veterinary technology. Kman Vets offers outstanding professionalism, knowledge and expertise, aiming to provide a lifetime of support. From annual and bi-annual wellness examinations,

vaccinations, acupuncture with laser and pet travel advice, to managing more challenging and complex surgical and medical concerns. These qualified and experienced veterinary professionals are committed to providing their

is another animal rescue organisation and they too have a number of dogs and cats for adoption. Visit www.caymancare.ky. One Dog at a Time (ODAAT) organises the rescue and rehoming of animals locally, as well as transporting dogs to rescue partners in New York and Toronto. They are always looking for donors, adopters and people to accompany dogs on flights. PAWS Cayman (caymanpaws@gmail.com) works to alleviate the suffering of animals in need, particularly in the eastern districts. They also have dogs and cats available for adoption. If you are looking to adopt smaller animals like hamsters, rabbits, birds and fish, visit Animal House to see their selection.

clients with a carefully assessed and accurate Animal House

best treatment options available, together

North Sound Road: (345) 943 7387

with empathy and guidance to make the best

Countryside: (345) 945 7387

At Kman Vets we offer

choices for your pet’s healthcare. Both mobile

www.animalhouse.ky

outstanding professionalism,

and hospital-based services are offered,

PETS

diagnosis, a thorough understanding of the

allowing flexibility of care and management of

knowledge and expertise, always

our four legged friends. SE E AD T H I S PAG E

compassionate and caring for both you and your pet.

ADVICE FOR PET OWNERS

Adopting a Pet The first place to look for a pet in Cayman is the Cayman Islands Humane Society (Tel: (345) 949 1461, email: info@ caymanislandshumanesociety.com or visit www.caymanislandshumanesociety. com) on North Sound Road. They have a large variety of dogs, cats, puppies and kittens that need loving homes. They are also happy for you to foster a dog or cat, whether for a sleepover or a long weekend, and they will lend you a pet carrier, blankets, food and toys. The shelter is always in desperate need of foster parents, either to care for sick or injured animals, dogs that are suffering from kennel stress or cats/kittens that need some extra care. The shelter is always open to volunteers who

Wellness Exams Vaccinations Digital Radiography & Ultrasound Extensive in-house laboratory RCVS Certified Surgeon Acupuncture & Laser Pet Travel advice Hospital based & Mobile Afterhours - 525 5838

640•5838 info@kmanvets.com www.kmanvets.com facebook.com/kmanvets @kmanvets Unit 2, Midtown Plaza, Elgin Ave, GT

340

CAYMANRESIDENT 2021

Pet Insurance Frustratingly, there are no pet insurance policies available on-Island. All pet care has to be paid for by the owner. Spay & Neuter Spaying (female) and neutering (male) pets is strongly advised. The primary reason is to keep the animal population under control by reducing the number of stray, unwanted and unhomed animals in Cayman. In addition, spaying and neutering will improve your pet’s health, increase life expectancy, and improve behaviour. Sterilising reduces your pet’s urge to spray (male cats), and to roam – which decreases the risk of it running away, getting injured in fights and contracting diseases. If you adopt a pet from the Humane Society, C.A.R.E., One Dog At a Time or PAWS Cayman, they will cover the cost of spaying or neutering and all inoculations. If you

acquire a pet from elsewhere, but need financial assistance, the Humane Society or C.A.R.E. may assist, otherwise it can be done privately at any Veterinary Practice for a very reasonable cost. There is also a charity organisation called Feline Friends, who operate a ‘Trap Neuter Return’ programme for homeless cats. The organisation will humanely trap the cats, take them to the veterinarian where they will be spayed or neutered, de-wormed and ear-notched (indicating that they have been sterilised). The cats will be released again at the same location. This is a proven method of controlling the population of homeless cats while ensuring they receive a better quality of life. If you notice a colony of homeless cats near you, please contact felinefriendscayman@gmail.com and they will come out to assist. Donations to help their cause are always welcome.

allocation is on a first-come, first-serve basis, so it is important to have a backup plan for yourself and your pet. Remember, if it is not safe for you, it is not safe for your pet. Never leave pets outside. You can alternatively call one of the kennels or pet sitters. You could also ask at your workplace to see if they allow pets. Before the storm hits, make sure your pet has a current ID tag, microchip, and that you have the following in airtight plastic bags: current photos for identification (in case you are separated), medical record copies, medications and food. A pet carrier or crate should be outfitted with newspapers, blankets, cat litter, a water bowl or water dripping device, a favourite toy and have proper identification affixed to the outside of the crate. Stock up on at least a month’s worth of food, pet supplies and medication. If you are leaving the Island with your pet, you will need to obtain a travel health certificate from your veterinarian, which can be issued in one day. Your veterinarian

Hurricanes & Pets It is important to make preparations for your pets before hurricane season. During a hurricane, public pet-friendly shelters are setup at John Gray High School and Clifton Hunter High School. Space

Pet Cremation Services

PETS

Looking After Your Pet Heartworm disease, a deadly condition, is endemic in Cayman. It is caused by a blood parasite that is transmitted by mosquito bites and infects both dogs and cats. Thus, all dogs and cats should be on a monthly heartworm preventative treatment. Ticks and fleas can also be a major problem for your pet. Both pests can be controlled in dogs with NexGuard, a chewable monthly tablet containing an ectoparasiticide which kills fleas and ticks when they bite your pet. An alternative product for dogs and cats is monthly topical Frontline Plus which kills adult ticks, fleas, flea eggs and larvae. Stronghold/Revolution is also available and is convenient for outdoor cats as it also prevents Heartworm disease. Regular inspections to ensure your pets are tick-free are essential. Animals easily pick up ticks and fleas outside and bring them back into the home where these pests can reproduce. If your home becomes infested with fleas or ticks, you may need to perform one or two thorough pest control treatments. This treatment should only be performed by a professional pest control company. You should also treat the garden/kennels. Please refer to the Running Your Home chapter

for details. Feline Leukaemia (FeLV) and Feline Immunodeficiency Virus (FIV) are viral conditions that spread from cat to cat. FeLV can be vaccinated against, however FIV cannot. Reduce the risk of FIV by spaying/neutering them, or better yet, keeping them indoors. Dogs should be vaccinated against Distemper, Parvovirus, Parainfluenza, Hepatitis and Leptospirosis. Dogs attending a daycare must also be vaccinated against Kennel Cough. Salt water can be toxic if your dog drinks a large quantity of it and can result in hypernatremia (an elevated sodium level). Prevent this by carrying a bottle of fresh water during beach walks. If you see signs of salt poisoning: vomiting, diarrhoea, incoordination, severe depression and/or seizures, take your dog to a veterinarian. After swimming, rinse salt water and chlorine off. If you take your dog on a boat, put a flotation device on them. Avoid letting dogs swim in swampy and canal water as they risk contracting Pythiosis – a rare but often deadly disease. Heatstroke can occur fast if you leave your pet in the car. Avoid long walks during the middle of the day, have breaks during walks and always have fresh water on hand. Be aware that the asphalt gets extremely hot and sensitive paw pads can burn. Symptoms of heatstroke include heavy panting, vomiting and breathing difficulties. If you suspect your dog has heatstroke, take the animal to a vet immediately as it could be fatal. Insect stings are common here. Curious dogs can be stung by scorpions, bees and other insects. If you notice any swelling around your dog’s face, or other parts of its body, take it to a veterinarian as soon as possible.

Boarding kennels for dogs, cats and family pets Doggie Daycare Doggie Grooming Fiproguard Plus Flea & Tick Control Now Available ©

OPEN: 7am-5:30 Mon - Fri • 7am-12pm Sat Closed Sunday & Holidays

Call: 947-1334 or 926-2264 46 Ranch Rd, Savannah

www.caymanpetparadise.com caymanpetparadise@gmail.com

www. c a y m a n r e s i d e n t . c o m

341

will require the following documents for a health certificate: your address, your destination address, vaccine history, rabies vaccine certificates and copies of your pet’s rabies titre blood tests. If you leave the Island with your pet without their current rabies travel paperwork, you will be subjected to the Government’s import requirements when returning. After obtaining your completed health certificate, hand-deliver it to the DOA to have your exit permit issued. Your pet cannot travel on a veterinary health certificate alone. If your home is a safe refuge during a storm, consider fostering an animal in need.

Takes small dogs (maximum of 25lbs) for

private one hour sessions for CI$70 at your

overnight boarding and day care. Dogs must

home, or CI$70 to bring your dog for the day

be on a flea and tick programme. Liz charges

to his home for specialised training and social

CI$35 for overnight boarding or CI$15 for day

play); beginners and advanced training; dog

care. The dogs are walked on the beach daily

walking/sitting while at work or vacation;

and have the run of her house and garden.

vet visits; beach training; how to care for

During school holidays she gets booked up

your dog. Kenneth also offers advice on how

months in advance.

to understand dog’s body language, barks and behaviour, and he is particularly good

Cay 9 Resort & Spa

at solving difficult problems. Additionally,

73 McLendon Drive, George Town

Kenneth offers a service whereby he will

Tel: (345) 769 3647

make sure your pet is looked after, either on a visitation or live-in basis while you are

Cayman Pet Paradise

on vacation. CI$30 per day for day care play

46 Ranch Road, Savannah

and CI$40 for overnight boarding. You can

Tel: (345) 947 1334

Dog Trainers

find Cayman Canine Training Services on

Email: caymanpetparadise@gmail.com

Cayman Canine Training Services

Facebook. SE E AD OP P OSI T E PAG E

www.caymanpetparadise.com

Kenneth Morgan

A full-service kennel with 40+ open air kennels,

94 Tuscany Drive, Savannah

Kennels & Pet Sitting

nine of which are oversized to accommodate

Tel: (345) 916 2075

Best Friends Bed & Biscuit Play & Stay Pet

multiple dogs from the same family and eight

Email: dogtrainer@candw.ky

Care/Liz Walker

double kennels. There is a cattery with 13 large

www.dogtrainer.ky

89 Phelan Close, off South Church Street, GT

kennels. Expect to pay about CI$25 per day

One-on-one or group behavioural and

Tel: (345) 925 6719

for dogs and CI$20 for cats. Day care services

obedience training (group sessions for six

Email: ewalker@candw.ky

for dogs is offered for CI$15, where dogs are exercised and allowed supervised socialising

PETS

weeks, two lessons per week, for CI$360; or

with other dogs. All animal’s vaccinations must be up-to-date, including kennel cough. They also have the Island’s only pet crematorium. All dogs should be given Heartguard medication monthly and all cats and dogs should be treated for ticks and fleas with a monthly top spot type treatment. Cayman Pet Paradise stocks Fiproguard Plus, a generic version of Frontline Plus that is just as effective and much less expensive. SE E AD PAG E 341 Just Like Home Dogsitters Tel: (345) 938 2587 Email: jo@justlikehomecayman.net www.justlikehomecayman.net Just Like Home offers homely doggy daycare facilities and other services including bathing and grooming. Dedicated to making sure that

...

t L il B r u

you feel comfortable, they send you daily video and photo updates of your pup. They charge CI$50 per day per dog, and offer discounts for second or third dogs. Visit their website for more information, or to book your pup’s stay.

342

CAYMANRESIDENT 2021

Petopia Resort & Spa

The Cottages

C.A.R.E. Cayman Animal Rescue Enthusiasts

137 North Sound Road, George Town

Austin Connolly Rd, Queen’s Highway

Tel: (345) 938 2273

Tel: (345) 926 1990

Tel: (345) 916 4894

www.caymancare.ky

A full-service animal care facility dedicated to

Email: stay@thecottagescayman.com

Committed to a no-kill community.

providing quality care for your pets.

www.thecottagescayman.com

Pet Grooming & Pampering You can drop your dog or cat off with the following companies: Must Love Dogs (Tel: (345) 746 7222) offers full grooming services including dental, skin treatments, gland hygiene, nail trimming and more. Cayman Pet Paradise (Tel: (345) 947 1334) provides a full grooming service including trimming, bathing, blow drying and more. Cay9 Resort and Spa (Tel: (345) 769 3647) also offer grooming services. Petopia Resort & Spa (Tel: (345) 926 1990) provides bathing and grooming for dogs and cats, they use salon quality shampoos and hand-dry pets. You can also contact Melanie Hulse (Tel: (345) 916 7268 or email: melhulse@gmail.com) who works out of Island Veterinary Services.

One Dog At A Time (ODAAT)

spot for you and your pet? The Cottages have

Tel: (345) 917 8284

a suite reserved to accommodate yourself and

www.odaat.ky

your furry friend.

Email: onedogatatimeky@gmail.com Rescues unwanted dogs from the streets and

LOST & INJURED PETS & WILDLIFE

Lost pets are usually picked up by either the Humane Society, C.A.R.E., One Dog At A Time or the Department of Agriculture, so they should be your first point of contact. Canine Friends (Tel: (345) 925 3990) rescues dogs from dangerous situations and places them with a good foster home. If you find an injured wild animal, you can take it to Island Veterinary Services (Tel: (345) 949 0787) who will nurse it back to health. They appreciate donations for this service (which they offer for free). They don’t, however, have enough staff for pick-ups. All charities and veterinarians will email members and post messages on their social media pages to help find lost pets. The SMU Veterinary School and DOA also maintain a Lost Animal List in their joint CI Recovery Program (www.smustudents.webs.com).

the DOA pound when at risk of euthanasia.

Animal Abuse In Cayman, abuse of animals is a crime and serious penalties apply if prosecuted. The Government employs Animal Welfare Officers who will investigate animal cruelty, apprehend an individual and prosecute. If you are aware that animal abuse has occurred, report it to the DOA (Tel: (345) 947 3090) or the Police (Tel: (345) 949 4222), or email reportanimalcruelty@gov.ky. If you wish to remain anonymous, call the Humane Society (Tel: (345) 949 1461) or email info@ caymanislandshumanesociety.com.

Cayman Islands Humane Society 153 North Sound Road, George Town Tel: (345) 949 1461 or (345) 938 1461 Emergency: (345) 326 1461 Email: cihsshelter@candw.ky www.caymanislandshumanesociety.com Open 365 days of the year, Monday-Friday 11am-5pm, Saturday 9am-4pm and on Sunday from 9am-12pm for dog walking only. Beach

The Kimpton Seafire Resort +Spa

training on Sundays 11am-noon on Public

60 Tanager Way, Seven Mile Beach

Beach.

Tel: (345) 546 7866 www.seafireresortandspa.com

Department of Agriculture (DOA) 181 Lottery Road, Lower Valley, Bodden Town

The Grand Cayman Marriott Beach Resort

Tel: (345) 947 3090

389 West Bay Rd, Seven Mile Beach

The best thing to do is to go to the DOA and look

Tel: (345) 949 0088

for your animal. Visiting hours: Monday–Friday

staycations@thebeachhouseexperience.com

12pm–1pm and 3.30pm–4.30pm. If animals are

or visit www.marriott.com

not claimed within seven days, they will either

PETS

Pet-Friendly Staycations One of the most difficult parts of planning a staycation is figuring out who is going to take care of your pets. Will you send them to the kennels? A friend? A family member? If you are concerned about arrangements for your pets, try booking a stay at The Kimpton Seafire Resort + Spa, or The Grand Cayman Marriott Beach Resort on Seven Mile Beach for pet-friendly accommodations. One of the newer bed and breakfasts’ are The Cottages in East End, which are cozy and simply perfect for you and your pets to have a relaxing staycation.

Looking for a cosier Cayman-style staycation

be put up for adoption or sadly be put to sleep.

www. c a y m a n r e s i d e n t . c o m

343

Getting

Married

GETTING MARRIED

Marrying in Cayman - Civil Partnerships - Planning Your Wedding - Required Documents & Fees - Wedding Dresses - Engagement Rings & Bridal Gifts - Duty on Wedding Gifts - Wedding Catering & Cakes - Wedding Celebrants & Planners - Wedding Locations - Wedding Flowers - Wedding Hair & Makeup - Wedding Music & Entertainment - Dance Classes & Bachelorette Parties - Wedding Photographers - Wedding Stationery & Invitations - Wedding Transportation

344 345 345 345 346 346 346 346 347 347 348 348 349 349 349 350 350

Once You Are Married

350

ayman offers a superb location with picturesque views, pristine beaches, wonderful weather, great venues and plenty of professionals to help you organise your big day. Getting married in Cayman is also an easy process, allowing you to completely concentrate on enjoying your magical day on one of the most romantic destinations on the planet. There are two very different processes for getting married in the Cayman Islands, depending on whether you are a resident or a 344

CAYMANRESIDENT 2021

Photos courtesy of Rebecca Davidson

The legal process for getting married in Cayman, as well as required documents, fees, wedding locations, photographers, what to do once you are married and more.

visitor to the Island. Residents must have their Banns of Marriage published by a Civil Registrar or Marriage Officer, also known as a wedding celebrant, for seven full days before the marriage can take place. This is to give anyone who might object to the marriage the opportunity to make their objection known, in writing, to your wedding celebrant. Most of the 90 marriage officers in the Cayman Islands are Ministers of Religion and can be contacted through their churches. Visitors must be married under the authority of the Governor’s Special Marriage Licence, which can be arranged as soon as you arrive on-Island and costs CI$200. Most people select a wedding celebrant (a Civil Registrar/Marriage Officer) before they arrive so that the wedding celebrant can assess all documents and see that they are in order. Doing this in advance will save you disappointment and ensure you have the correct documents to obtain your Special Marriage Licence. For more information on visitors marrying in Cayman, see the ‘Getting Married’ section of the Cayman Resident website: www.caymanresident.com. If one party to the marriage is a resident and the other party is a visitor, then the couple must be married by Banns. The resident party can apply for the Banns to be published before the visiting party arrives. Banns of Marriage are valid for three months from the date of publication. Please note the minimum age to get married in the Cayman Islands is 16; however, anyone under 18 must have the written consent from their parent or guardian. Weddings must take place between the hours of 6am and 8pm. Also, according to liquor

licensing laws, if you get married on a Sunday (on liquor-licensed premises), then no live music can be played. For more information on marrying in Cayman see the Cayman Islands Government’s website at www.gov.ky. If you would like to get married on either Cayman Brac or Little Cayman then visit www.itsyourstoexplore.com/wedding for more information.

MARRYING IN CAYMAN

Planning Your Wedding Most residents get married on Saturdays, which means you should book early to secure the date with your wedding celebrant. You will have to have a preliminary interview with your wedding celebrant and complete a form called a ‘Notice of Marriage/Banns’, which is valid for three months. When you attend the interview, you will need to take your passports and proof of your immigration status (e.g. work permit, residency certificate, etc.), if applicable. If you have been previously married, you will also need your original divorce decree or spouse’s death certificate. If the decree or certificate is in a language other than English, you will need an English translation certified by a Notary Public.

Required Documents & Fees for Marriage Residents:

Proof of Identity – a Cayman Islands Voter’s Registration Card, passport or certified/original birth certificate

Proof of marital status (legal divorce decree

death

certificate,

applicable) Fees:

> >

CI$15 - Marriage Certificate (RMC) CI$200 - Special Marriage Licence

Note: Fees to wedding celebrants for a Notice of Banns, objection and witnessing or solemnising a marriage may vary.

If a visitor is marrying a Caymanian, your wedding celebrant is required to ask you certain questions to make sure you are not entering into a marriage of convenience. A marriage of convenience is where the two parties enter into the marriage for the sole purpose of obtaining immigration rights as a spouse of a Caymanian. This is illegal in the Cayman Islands, as in most countries. Most marriage celebrants will charge a fee for the documentation, booking, preliminary interview, publishing the Banns, conducting the ceremony and filing your marriage with the appropriate government office. The average cost of this is CI$300 and some of this is nonrefundable. Ministers of Religion may or may not charge a fee if you are a member of their congregation and they may have other requirements according to the requirements of the church. All documents, including the Notice of Marriage, must be received and be in order before the wedding can take place. The Department of Counselling Services (Tel: (345) 949 8789) offers pre-marital counselling and marriage counselling for couples. All services are provided free of charge by the Cayman Islands Government and performed by qualified professionals.

www. c a y m a n r e s i d e n t . c o m

345

GETTING MARRIED

Civil Partnerships In September 2020, civil partnerships officially became legal in the Cayman Islands. This applies both to new civil unions between same-sex couples and heterosexual couples and pre-existing unions. Couples who have civil partnerships elsewhere in the world can now have them recognised in the Cayman Islands too. The process of arranging a civil union (or any union) is similar to that for a marriage but with a few additional steps. The main area that could cause delays is the fact that it is possible for someone to object to the union taking place (called a caveat) and any objections must be adjudicated by the Grand Court. For this reason it is advised that couples start the application 4-6 weeks in advance of the ceremony date. There are three ways that a couple can apply for a civil partnership to be formalised. (1) They can apply to the Registrar, at the Government Administration Building. (2) They can enlist the help of Civil Registrars such as Simply Weddings Cayman. ( SE E AD PAG E 346) (3) They can employ a civil partnership officer. The names and addresses for civil partnership officers can be obtained from the General Registry or from the government website www.gov.ky. Once you have decided your preferred route to apply for civil partnership, you will be asked to provide a copy of your passport and immigration status and then sign a statutory declaration attesting to the fact that their application meets the requirements of the Civil Partnership Law 2020. When your officiant has completed the due diligence on the application, including publishing the Notice of

Intention to have a civil union, either the Registrar or the Civil Registrar, depending on who is dealing with your request, will issue a Certificate indicating that all due diligence has been done, no caveats have been received, or if received they have been resolved, and the union may proceed on the date and time specified. If you are using a civil partnership officer then that individual must obtain the Certificate through either the Registrar or a Civil Registrar. For visitors wishing to form a civil partnership in the Cayman Islands please visit www.caymanresident.com/ live/getting-married for information on additional steps that must be undertaken. Same sex couples who are already married or in a recognised civil partnership outside the Cayman Islands can apply to have their relationship registered here. They must provide to the Registrar, or a Civil Registrar, a certified copy of the relevant document, a statutory declaration, proof of identity, and the required fee. Once the marriage or civil partnership has been registered the couple will receive a certificate to that effect. Please contact the General Registry or a Civil Registrar for further guidance.

Wedding Dresses Unfortunately, there is not a wide variety of traditional wedding dresses sold in the Cayman Islands. Therefore your options are to purchase a dress while overseas and bring it in yourself or buy it online and have it imported. When bringing it in yourself, if your dress exceeds the CI$500 allowance when re-entering the Island, you will need to pay duty on the balance of the dress. If importing it, you will need to pay customs duty (22%) on the value of the dress. The duty does not apply to nonresidents temporarily bringing in a dress to get married in Cayman.

GETTING MARRIED

Wedding Bands, Engagement Rings & Bridal Gifts When shopping for engagement rings you will find every gemstone and style on display – from dazzling diamonds in every imaginable cut and size, to alternatives such as Cayman’s local Caymanite, a semiprecious stone of the dolostone family. Shopping for bridal gifts is also easy

in Cayman, as there is a huge array of jewellery set with crystals, pearls or fashion jewellery. For the groomsmen and male family members, Cayman has a good selection of stores selling Cuban cigars, men’s jewellery, cufflinks and watches, as well as fine wines and spirits. With six locations across the Island, Island Jewellers (Tel: (345) 640 5200) specialise in diamonds, wedding bands and wedding party gifts. Island Jewellers can help you put together gifts for the whole wedding party before your arrival and have them gift wrapped and delivered to your hotel. Kirk Freeport has been a premier retailer of duty free jewellery, watches, fragrances, leather, crystal and china, and accessories in the Cayman Islands since 1972. For weddings, birthdays and many other special moments in life, their network of over 22 stores across Grand Cayman make it easy to shop for unique and beautiful gifts. For a full list of locations in George Town and Seven Mile Beach, visit www. kirkfreeport.com or call (345) 949 7477.

(SEE AD OUTSIDE BACK COVER)

Magnum Jewelers

(Tel: (345) 946 4130) offers a wide range of fine jewellery including rings, bracelets and necklaces. They also stock JaegerLeCoultre and Frederique Constant watches. They are located on Cardinal Avenue in George Town. Duty on Wedding Gifts Wedding guests coming to Cayman with gifts for the bride and groom are legally required to declare the gifts and pay the relevant duty costs. The duty applies to most gifts, except for books, cameras, crystal glassware, tableware and kitchenware (made of porcelain or china). Wedding Catering & Cakes Most hotel resorts on-Island offer special in-house catering for wedding events at their resort locations, however, Mise en Place (Tel: (345) 623 2433) provides an extensive range of gourmet catering options. The Cake Studio (Tel: (345) 926 4944) is a bespoke cake shop specialising

Joy Basdeo MBE, JP. Let me be your Marriage Officer or Civil Partnership Celebrant! I have over 25 years experience as a Civil Registrar. Simply Weddings-Grand Cayman offers: Beach Weddings ♥ Registry Office Weddings ♥ Historic Sites Weddings ♥ Hotel & Condo Weddings ♥ Civil Unions ♥ Wedding Blessings ♥ Vow Renewals simplyweddingscayman.com (345)949-9933 502-233-4521 mywedding@candw.ky Simple, Elegant and Personalised Ceremonies

346

CAYMANRESIDENT 2021

in couture and custom cake designs. The studio offers a bake-to-order service for weddings, baby showers, birthdays or any other special occasion. They create custom recipes and cake designs and have even been featured in Cake Central magazine. Cake prices start at CI$100. Visit www.thecakestudiocayman.com or their Facebook page for inspiration. Kirk Market’s bakery can also make excellent cakes for a reasonable price.

Wedding Locations Most brides-to-be dream of marrying on the world-famous Seven Mile Beach, which is consistently voted in the ‘Top 10 Beaches in the World’ for romantic weddings, but there are many other options including lush, tropical gardens and other unique Caymanian locations. The National Gallery of the Cayman Islands (Tel: (345) 945 8111 or email: events@nationalgallery. org.ky.) offers a variety of areas, including the sculpture garden. This contemporary cultural institution has a lot to offer: stunning architecture, gorgeous sculpture gardens and galleries highlighting work by Cayman’s most recognisable artists. Pedro St. James is an 18th century historic site in the Cayman Islands. Spanning seven acres of tropical landscaped gardens, with stunning panoramic ocean views, this is a picture-perfect wedding venue. The three-

more information call (345) 947 9462, email: info@botanicpark.ky or visit www. botanic-park.ky/events/weddings. Camana Bay features its own private island, perfect for an intimate wedding celebration, complete with a wooden promenade deck over the water for a proper nuptial aisle. For more information email: events@ camanabay.com. The Cayman Turtle Centre offers a unique setting to say ‘I do’. Whether you’re looking for an intimate wedding or an elaborate affair, the Turtle Centre offers a perfectly distinctive ceremony and reception location in a beautiful natural setting with unique photo opportunities. They also offer full-service catering and a full bar. Call (345) 949 3894 or email: events@turtle.ky. (SEE AD PAGES 348, 361 & 372) Caribbean Club located in the heart of Seven Mile Beach is the perfect back drop for a gorgeous wedding celebration. Offering luxurious accommodation for you and your guests and combined with LUCA restaurant for the reception, the private setting of Caribbean Club makes the

YOUR

AWAITS

WWW.PEDROSTJAMES.KY

WWW.BOTANIC-PARK.KY »

www. c a y m a n r e s i d e n t . c o m

347

GETTING MARRIED

Wedding Celebrants & Planners Coordinating your dream wedding in Cayman from a distance, or on-Island, can be a breeze with the assistance of one of Cayman’s local wedding planners. Simply Weddings can orchestrate every detail for residents, visitors or cruise ship weddings. They also plan romantic wedding vow renewals. Elopements are welcome, and no lead time is necessary once the documents are in order. Call (345) 949 9933, email: mywedding@candw.ky or visit www. simplyweddingscayman.com. (SEE AD OPPOSITE PAGE) Celebrations Ltd. (Tel: (345) 623 2044) can help organise anything from a simple beach wedding to the most elaborate wedding weekend.

story Great House, known also as ‘Pedro Castle’ is typical of a late 1700s plantationstyle home in the Caribbean, and provides a fabulous backdrop for picturesque wedding photographs. The property can accommodate a variety of wedding celebrations, from intimate gatherings to large groups of 1,000 or more guests. For more information, call (345) 947 3329, email: info@pedrostjames.ky or visit www.pedrostjames.ky. (SEE AD THIS PAGE) Boasting 65 acres of tropical gardens and nature reserve, the Queen Elizabeth II Botanic Park is a magical setting for a wedding celebration. Manicured lawns can host as many as 100 people, or a more intimate affair can be held in one of the park’s lush alcoves. Facilities at the Park include full access to the air conditioned conference room at the Visitor’s Centre and golf cart to transport guests and the bridal party around the park. Park opening hours are 9am-5.30pm daily (last admission at 4.30pm), but evening weddings can be booked from 5pm until midnight. For

GETTING MARRIED

location one of the best in the Caribbean. Whether you’re planning a barefoot beach ceremony or a large traditional wedding. Visit www.caribclub.com for more information. The Ritz-Carlton Grand Cayman specialises in personalised, high-end wedding celebrations. Choose to exchange your vows in the wedding pavilion on the Great Lawn surrounded by tropical blooms or the magical setting of Seven Mile Beach as the sun sets over the Caribbean Sea. You then have the choice of five different venues on-site for the reception, with the ballroom being able to host up to 500 guests. Their experienced wedding planners will ensure your day runs smoothly whether it’s just the two of you or 100s of your friends and family. For more information, call (345) 943 9000 or visit www.ritzcarlton. com/grandcayman. The Kimpton Seafire Resort + Spa is an AAA Five Diamond resort in Cayman offering beach front destination weddings, landscaped garden receptions and ballroom space for indoor events. The beautifully designed ballroom is complimented by an extensive lawn surrounded by botanical beauty. For a casual affair, say ‘I do’ on the beach and spend your wedding night in the top-floor Presidential Suite offering panoramic views across SMB. Choose between the contemporary beachfront 4-bedroom private bungalow, which is perfect for intimate gatherings of up to 50 guests or the Beach Deck which is a private alfresco space suitable for larger parties. Visit www.seafireresortandspa.com. Kaibo (email: mywedding@kaibo.ky), located in the nature reserve of Cayman’s Rum Point,

is one of the most popular locations in the Cayman Islands for weddings because of its private white sand beach, clear water, easy access by boat and friendly staff devoted to making your wedding a deeply personal celebration. Choose to host your wedding on the secluded, palm-fronded beach or in the plantation-style house, upstairs. Both offer award winning menus from a beach buffet to a 3-course menu, a boutique wine cellar, a Rare Rum Bar, plus access to some of the finest chefs and bartenders in the Cayman Islands. For more information visit www.kaibo.ky/wedding. The Wharf Restaurant is also a spectacular site for a beach wedding of up to 300 people. For more information visit www.wharf.ky/ perfect-beach-weddings. Sunset Bay on Old Prospect Point Road is a 300-person venue hidden in the grounds of a quaint colonialstyle estate. It features a beautiful garden set right on the water. Email: sales@catering.ky for information. Smith Cove, also known as Smith Barcadere, is a beautiful public beach that is a popular wedding location but you will need to contact a wedding planner to arrange a wedding here. Another option is to rent a villa on the beach. Located on the tranquil North Side of Grand Cayman, Ocean Paradise is a beachfront wedding venue consisting of five 3,000sq ft properties, all of which offer ocean views and the perfect back-drop for your wedding celebrations. There is also a pool, plus swim and snorkel sites to enjoy as a couple or with your wedding party. For more information, call (345) 924 9249. Contact Cayman Villas at reservations@caymanvillas.

com for a list of stunning private villas that are available to rent, with several beach front options. Their professional, local staff will assist you with all accommodations, to provide you with the best location for your special day, and they will put you in touch with the best restaurants/caterers, floral shops, photographers and more, to ensure you create the perfect Caribbean wedding. You can find them at www.caymanvillas. com. (SEE AD PAGE 409) For the true naturalist, with plans for a beach or ‘scuba diving underwater wedding ceremony’ surrounded by the true beauty of Cayman contact Divetech (Tel: (345) 949 1700 or visit www. divetech.com) or Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 (607) 330 3504, or visit www.linfronda.com). (SEE AD PAGES 228, 349 & 404) Another wonderful location is Dart Park (Tel: (345) 946 8250). If you would rather opt for a more traditional affair, Grand Cayman boasts over 200 churches for religious ceremonies. Refer to the Community Life chapter for a list of churches. Wedding Flowers There are fabulous floral ideas to select from when designing your wedding bouquets and arrangements. When planning your event, it is best to remember that most flowers will have to be flown in for the event, which can become costly. A floral theme based on local varieties offers a uniquely ‘Cayman’ feel to your wedding and might help to keep costs under control. Good choices for wedding flowers include: Celebrations Ltd. (Tel: (345) 623 2044) and Kirk Market (Tel: (345) 949 7022) who can create truly stunning arrangements, bouquets and centrepieces for your event or every day needs. Every Bloomin’ Thing (Tel: (345) 945 1701) and Trisha’s Roses (Tel: (345) 949 2423) also create wonderful wedding arrangements. Wedding Hair & Makeup Every bride wants to look their best on their wedding day. The team at Rock Gorgeous can help you throughout the entire planning process, making sure you have the most enjoyable wedding day, sipping champagne

348

CAYMANRESIDENT 2021

with your friends and family, whilst being made to look stunning. Rock Gorgeous has worked on many fabulous weddings and would love to talk through the options for your big day. Explore their wedding photo galleries for ideas on your wedding hair and makeup style and let their experienced stylists make sure you walk down the aisle feeling relaxed and looking perfect. They also offer their GlamBar express makeup and blowout service for pre-wedding events. Contact Rock Gorgeous to discuss how to achieve the perfect look on your big day. Call (345) 925 4231, email: weddings@ rockgorgeoushair.com or book online at www.rockgorgeoushair.com. A full list of hair and beauty salons can be found in the Living in Cayman chapter.

Wedding Dance Classes & Bachelor/ Bachelorette Parties If you’re worried about the first dance then take some private lessons at Quinntessential Movement www. qmovement.dance or Centre Pointe Dance

Wedding Photographers & Videographers Meeting the right photographer is as important as finding the perfect wedding dress. No keepsake from your wedding day will be treasured as much as your photographs. Below is a list of the top wedding photographers and videographers in Grand Cayman. Rebecca from Rebecca Davidson Photography is an expert in photography. The Cayman Islands has been her home for most of her life and photographing families, children, commercial images and weddings, as she has done for the last 20 years, is her passion. She is professional, knowledgeable

and will capture you perfectly producing stunning images. Her work is featured in over 10 internationally sold publications and she offers a range of photography packages to suit all. Her style is relaxed, fun and creative. Follow her on Instagram (@ rebeccadavidsonphotography) to see her latest images. Call (345) 916 1654, email: wedding@rebeccadavidson.com or visit www.rebeccadavidson.com. (SEE AD PAGE 350) Cathy Church’s Photo Centre (Tel: (345) 949 7415 or 1 607 330 3504 or visit www. cathychurch.com) offers professional photographers, such as Lin Fronda (www. linfronda.com), who provides wedding, event and group photography to meet your style requests from funky to elegant. Email: lin@cathychurch.com for quotes on everything from a family beach portrait to a multi-day wedding extravaganza. For underwater events, including weddings and baby photos, choose award-winning Cathy Church to personally take your special photos. (Email: cathy@cathychurch.com). Cathy Church’s also offers excellent photo

By Cathy Church’s Photo Centre

Just smile, we’ll do the rest...

www.caymanphotographers.com cathy@cathychurch.com

(345)949-7415

CAYMAN ISLANDS

(607)330-3504 US DIRECT

www. c a y m a n r e s i d e n t . c o m

349

GETTING MARRIED

Wedding Music & Entertainment One of many ways to express your personal style during the ceremony and celebrations on your wedding day is your choice of music and entertainment. Whether you are looking for a live band to keep everyone on their feet all night or something more refined, there are options for all tastes and budgets. Popular choices include: the Cayman Music School who specialise in beautiful music for weddings and memorable occasions. Small instrumental ensembles, solo singers and musicians can be arranged for your entertainment needs. Classical and jazz are popular musical styles for weddings. For more information, call (345) 938 3838, email: info@caymanmusicschool.com or visit www.caymanmusicschool.com. Local band Bona Fide is a popular wedding band with an extensive repertoire to keep your friends and family entertained. They are also open to learning new songs. Visit www. bonafidecayman.com for more information and to make a booking.

www.centrepointedancestudio. com. Good options for bachelor or bachelorette parties include boat parties – refer to the Boating Chapter for more information on boat charters, the Camana Bay Food Tour, wine tasting and dinner at The Tasting Room or a class at the 3 Girls & A Kiln pottery shop in Camana Bay. Studio

printing services and will provide you with a beautiful print package from luxurious framed canvas to inexpensive 4” x 6” prints. (SEE AD PAGES 228, 349 & 404)

Deep Blue Images/

(Tel: (345) 916 0016, email: info@deepblueimages.com or visit www. deepblueimages.com) captures the romance, emotion and beauty of every occasion. Her team offers a creative and passionate style, making sure the photographs will be treasured for years. Guy Waller Photography specialises in bespoke wedding and family portrait photography capturing memories and joyful moments. Tel: (345) 321 3336, email: guy@pinkpalmstudio.com or visit www.guywaller.com. Pictures By Shankar (Tel: (345) 925 1777, email: info@ picturesbyshankar.com) has developed its reputation on the foundational premise that photography is all encompassing, not just imagery. It is their experience that is offered and the moments they capture. Their exclusive experience provides an insight into clients lives for generations to come. Julie Corsetti

GETTING MARRIED

350

CAYMANRESIDENT 2021

Wedding Stationery & Invitations When the time arrives to send out invitations, Studio Two Sixteen (Tel: (345) 938 8363 or email: hello@studiotwosixteen. com) can create personalised invitations, as well as announcement cards, thank you cards, signage and party favours. Wedding Transportation There are plenty of options for ferrying you and your guests to and from your wedding. Cayman Airways offers travel packages for wedding parties and honeymoons. Email: weddings@caymanairways.net. Island Air (Tel: (345) 949 5252) offers a complete service for private and chartered aircraft including a ground handling and refuelling service. Webster’s Tours Ltd. (Tel: (345) 945 1433) offers airport transfers, on-Island transfers, and tours. ONCE YOU ARE MARRIED

Immediately after you are pronounced husband and wife, you and your spouse, along with your Civil Registrar/Marriage

Officer and two witnesses (aged 18 or older), must sign three certified copies of the Marriage Register. One copy, called the Certified Copy of Marriage Register, is yours to keep for your records. Your Civil Registrar/Marriage Officer is required by law to keep one copy in their Marriage Book. The third copy must be filed by your Civil Registrar/Marriage Officer with the Registrar of Marriages at the General Registry, located on the first floor of the Government Administration Building. It is your responsibility to obtain the Registered Marriage Certificate (RMC) of your marriage from the General Registry, unless you have arranged with your wedding celebrant to obtain this and forward it to you. This document is your legal Marriage Certificate and should be secured with your other important documents. The cost of the RMC is CI$15. Ensure everything on the marriage registry is correct; changes to errors on the document costs CI$40. The RMC will have the details of your marriage, a watermark of the Coat of Arms of the Cayman Islands and the raised seal of the Registrar General on the front and the words ‘secure copy’ on the reverse. European Union citizens (except the United Kingdom and Ireland) may need to have their RMC apostilled (or authenticated). This does not apply to citizens of the United States, Canada or the Commonwealth. Persons from Asia, South and Central America should check with their Embassy or Civil Registrar/ Marriage Officer, as to whether an apostille is required for their country. You will need to produce your Registered Marriage Certificate when you return home to get a new passport and a driver’s licence in your married name, get your marital status changed on health and social security documents and for a myriad of other reasons. If you were to get divorced at a later date, then your Registered Marriage Certificate would also be required. It is an important document, so you should make sure you obtain it and keep it safe.

Having a

Baby Photos courtesy of Daria Keenan & Lisa Reid

OB/GYNs, midwives, paediatricians and paediatric dentists, costs of having a baby, maternity wards, where to find support groups, maternity and baby clothes and how to make your baby a legal resident in Cayman.

The General Environment Anyone who has ever had a baby in Cayman will tell you it is a great place to be pregnant owing to the first rate prenatal medical care available. Maternity care is administered by two of Cayman’s three state-of-the-art hospitals, and the care they provide is second to none. Cayman’s OB/GYNs and midwives are all highly qualified and experienced, giving couples peace of mind when it comes to the welfare of expectant mums. During the COVID-19 pandemic OB/GYNs, midwives, nurses and other healthcare professionals went above and beyond to keep mothers-to-be and newborns safe, and ensure a positive birthing experience. Several of the safety procedures implemented have been maintained and you can find out more about these on pages 353-354. After the child is born, new parents can also feel safe in the knowledge that their child will receive excellent medical care from world-class paediatricians. Cayman upholds the same rigorous well-child checks and vaccine schedule for children, as in the UK, USA, Canada and other developed countries. For more comprehensive information on having a baby in the Cayman Islands, please check out the Pregnancy chapter of our sister publication Cayman Parent magazine.

After Having A Baby - Paediatricians - Postnatal Care & Lactation Consultants - Breast Pumps - Baby Formula & Food - Immunisations - Dental Care - Family Photographs - Baby & Toddler Activities & Groups - Baby & Toddler Clothes - Baby & Toddler Equipment - Passports & Immigration

www. c a y m a n r e s i d e n t . c o m

H AV I N G A B A BY

PREPARING TO HAVE A BABY

Preparing To Have A Baby 351 - The General Environment 351 - Obstetricians/Gynaecologists 352 - Hospitals 353 - COVID-19 & Changes to Maternity Wards 353 - Costs of Having a Baby On-Island 354 - Private OB/GYNs and Midwife Births 354 - Fertility Treatments 354 - Childbirth Preparation Classes & Doulas 354 - Safety At Home 355 - Massage for Pregnancy 355 - Prenatal Exercise Classes 355 - Maternity Clothes & Bras 355 - Maternity Leave 355 - Domestic Help, Nannies & Babysitters 355 356 356 357 357 357 357 357 358 358 358 359 359

351

Obstetricians/Gynaecologists When you fall pregnant, the first thing to do is to choose either a private specialist doctor (OB/GYN) or register at the Women’s Health Centre at the Cayman Islands Hospital for antenatal care. The following are obstetricians in Cayman:

16 Middle Road, off Walkers Road, GT

Dr Madhavi Manoharan MBBS MD MRCOG DFFP

Tel: (345) 945 6066

Specialist Obstetrician & Gynaecologist

sarath.dealwis@doctorshospitalcayman.com

Integra Healthcare Ltd, Grand Pavilion Tel: (345) 745 7450

Dr. Howard Deosaran BSc MD DM FACOG LLB

Email: madhavi.manoharan@integra.ky

(Hons)

www.integra.ky

Centre for Women, Family and Child Health

Integra Healthcare has an all-female OBGYN

Caribbean Plaza, Seven Mile Beach

team, covering obstetrics, gynaecology, child &

Cayman Islands Hospital

Tel: (345) 943 4666

adolescent gynaecology and fertility. Madhavi

Dr. Gilbertha Alexander MBBS DM MRCOG

www.forhealth.ky

brings a decade of tertiary consultant-level

Dr. Elaine Ebanks MBBS DM

experience and specific interests in early

Dr. Gillian Evans-Belfonte MBBS MRCOG

Dr. Rommel El-Madany

pregnancy scanning, high-risk pregnancies

Dr. Rhonda Reeves MBBS DM FRCOG

MB BCh FRCS (GYN) (Edin), HDGO (Dublin) DM

and fetal medicine. SE E AD PAG E S 314, 316 & 322

Dr. Davina McCoy BSc MBBS [Registrar]

MD RCSI/IPA (Dublin) Diploma of Advanced

Dr. Karina Palmer-Forde BSC MD

Obstetrics Ultrasound RCOG/RCR (London)

Dr. Barry Richter MD

Dr. Peter Sipos MD PhD (Med) MsC (Health

Island Medical (OB/GYN) Office

NovoClinicCayman Ltd., BritCay House

Economy) MRCOG CCT (UK)

9 Smith Road Plaza, Smith Road

236 Eastern Avenue, George Town

95 Hospital Road, George Town

Tel: (345) 946 2496

Tel: (345) 746 6082

Tel: (345) 949 8600

Urgent After Hours: (345) 926 2911

Email: clinic@novocayman.com

H AV I N G A B A BY

Email: islandobgyn@icloud.com Dr. Venkamma Bonigi MBBS DGO

Open Monday-Friday 9am-4pm (closes early

Dr. Rachelle Shirley BMedSci MBBS DM (OG)

Faith Hospital, Cayman Brac

on Wednesday). Closed weekends and public

FACOG

Tel: (345) 948 2243

holidays. No online consultations.

Royale Medical & Wellness Center

Consultant/specialist Dr. Edward Caudeiron MD

risk

33 Pasadora Place, Smith Road

Insemination),

pregnancy,

Tel: (345) 949 9090

surgery

OB/GYN:

infertility

traditional

including:

high

(IUI/In and

advanced

Utero

advanced

Bay Town Plaza, 36 West Bay Road Tel: (345) 769 6230 www.royalemedical.ky

laparoscopic

surgery and minimal invasive surgery for heavy

Dr. David Stone BSc MD FACOG

Dr. Stefano Cirillo BSc, MD

periods, endometriosis, urinary incontinence,

OceanMed, Bayshore Mall, Level 2

Dr. Tanikya Grant-Davis BMED, SCI, MBBS, DM

sterilisation and prolapse. Advanced equipment

South Church Street, George Town

TrinCay Medical Centre & Urgent Care

including: 4D, 3D and coloured ultrasound;

Tel: (345) 946 2326

55 Market St, Jasmine Court, Camana Bay

electronic urodynamics; digital colposcope

www.oceanmed.ky

Tel: (345) 943 4633

and LEEP procedures. One-stop cancer

Dr. Stone serves many women throughout

Email: info@trincay.ky

screen; anomaly scan; nuchal translucency and

their pregnancy and with woman’s health

amniocentesis tests; packages for pregnancy

issues including urogynecology such as urine

care and delivery. SE E AD T H I S PAG E

incontinence, minimally invasive surgery and

Dr. Sarath De Alwis FRCS FRCOG MRCP FFSRH (UK) MRCS LRCP (UK)

advanced laparoscopy, treating abnormal

CTMH Doctors Hospital

Dr. Lisa Joels MBChB FRCOG FHEA MD

uterine bleeding, chronic pelvic pain, uterine

Specialist Obstetrician & Gynaecologist

fibroids, endometriosis, vaginal prolapse, and

Integra Healthcare Ltd, Grand Pavilion

infertility.

Tel: (345) 745 7450 Email: lisa.joels@integra.ky

Dr. Diana Van Der Borden MBBS MD BSCCP

www.integra.ky

OceanMed, Bayshore Mall, Level 2

Integra Healthcare has an all-female OBGYN

South Church Street, George Town

team, covering obstetrics, gynaecology, child

Tel: (345) 946 2326

and adolescent gynaecology and fertility.

www.oceanmed.ky

Lisa brings 19 years tertiary UK consultant

352

CAYMANRESIDENT 2021

experience and particular interests in holistic

Dr. Zbigniew Zwierzchowski

care, fertility problems, adolescent issues and

CTMH Doctors Hospital, 16 Middle Road, off

minimally invasive techniques.

Walkers Road, GT

SE E AD PAG E S 314, 316 & 322

Tel: (345) 949 6066

Email: zbigniew.zwierzchowski@

and shower facilities. This hospital caters to

until they leave with their new bundle of joy.

doctorshospitalcayman.com

both low and high risk mothers and babies,

The unit is fully equipped with incubators,

offering services in antenatal care, labour

ventilators, phototherapy machines and a small

and delivery, postnatal care (including normal

refrigerator to store breast milk in the mother’s

births, multiple births, breech, vacuum and

room. Other services include: prenatal care,

forceps) and caesarean section deliveries. The

Lamaze and antenatal classes plus doula and

maternity unit staff consists of well-qualified

lactation services. SE E AD PAG E 299

and fully trained professionals, including midwives,

obstetricians,

paediatricians,

neonatal nurses, nursing assistants and ancillary support staff. If you are a private patient, a midwife or OB/GYN will monitor you throughout your labour and your OB/GYN will be present for the birth of your baby. If you are a patient of the Women’s Health Centre, a midwife will also monitor your labour and will deliver your baby; however, the OB/GYN will be available and only be called if there is need for intervention. Epidural services are available for both private and midwives’ patients. It has the island’s only Neonatal Intensive Care Unit (NICU), which is well equipped to care for up to six newborns. It provides care for premature babies 28 weeks and older, or for those who have a medical condition that requires more intensive management and care. There is also a Nursery for assessment of well babies and special teaching sessions for parents. Discharged mothers and babies will also be visited by community health nurses for a couple of weeks after their discharge. This visit is usually once a week, or more regularly if needed. It is a great resource for new mothers who may be far from home and need a little reassurance once home alone with a newborn. SE E AD PAG E 306 CTMH Doctors Hospital 16 Middle Road, off Walkers Road, GT Tel: (345) 949 6066 Offers the only private maternity suites in

Cayman Islands Hospital (CIH)

the Cayman Islands, as well as safe, evidence

95 Hospital Road, George Town

based care. The private maternity suites have

Maternity Unit Tel: (345) 244 2842/2841

been designed with the mother’s comfort in

The CIH Maternity Unit caters to over 600

mind and offer a second bed so that partners

births a year and is located on the ground

can stay overnight too. Their obstetrics and

floor of the Cayman Islands Hospital. It is

paediatric team are highly equipped to deal

well signposted from the main entrance. The

with labour and delivery, including C-section

facility has five double and three single rooms

deliveries and recovery. Their aim is to ensure

providing a total of 13 beds, plus three labour/

mothers have great birthing experience from

delivery rooms. All rooms have en-suite toilet

the moment they arrive as expecting parents

COVID-19 Changes to the Maternity Wards in the Cayman Islands The COVID-19 pandemic changed all of our lives and the way Cayman’s hospitals functioned to keep patients, staff and the community safe. During lockdown the staff at Cayman’s hospitals went above and beyond to care for patients and help reduce the possible spread of COVID-19. To ensure the well-being of expectant and new mothers, newborns, and their support persons, the HSA has updated its care policy to include additional safety measures. All changes made in the Maternity Unit, and throughout the hospital, are designed to ensure that the HSA can continue to provide high quality and compassionate care to every patient. > Masks: Visitors to the HSA and its Maternity Ward must wear masks at all times. The mother is required to wear a mask as much as possible, however, will not be asked to wear one during labour. > Birthing Partners: During active labour birthing partners are permitted to be with the mother. This includes overnight. There are no overnight visitors allowed outside of these circumstances. Overnight visitors are allowed at CTMH Doctors Hospital. > Visitors & Siblings: Visits are limited to one designated visitor or birthing partner per day. No siblings or visitors under the age of 18 are permitted. > NICU (Neonatal Intensive Care Unit): Due to the vulnerability of these babies, the HSA’s safety measures now allow only one set of parents in the NICU at designated times. This is to ensure effective social distancing between different families. > COVID-19 Testing Patients & Staff: All mothers-to-be will be tested and have

www. c a y m a n r e s i d e n t . c o m

353

H AV I N G A B A BY

Hospitals In the Cayman Islands, all babies are born in a hospital. Home and water births are not currently offered. There are two maternity wards in Grand Cayman and one in Cayman Brac. If you have a private OB/GYN then you should discuss which hospital they practice at. It’s also recommended that you tour your chosen hospital beforehand to familiarise yourself with the space, staff and amenities. The Cayman Islands Hospital offers five double and three single rooms providing a total of 13 beds, plus three labour/delivery rooms. It also offers the only Neonatal Intensive Care Unit (NICU) on the Island. The standard of care is excellent. CTMH Doctors Hospital offers two private delivery suites. Most high risk pregnancies can be managed on-Island and the NICU at the Cayman Islands Hospital provides excellent care for premature babies from 28 weeks. In emergencies, they can also care for babies born even earlier. In some cases the decision may be taken to transfer the mum-to-be or the newborn baby overseas, whether by air ambulance or by commercial flight, and almost always to the USA. Therefore, remember to have all of your documents in order, including your passport and visa, and please note that a newborn will need an emergency passport to travel. Organising all of these documents in a rush could be very complicated. See the Passports & Immigration section in this chapter for details on how to obtain a passport for your child.

their result prior to arrival at the hospital for planned caesarean sections and inductions. Women who arrive in labour will be tested on arrival. Due to the changing nature of the pandemic the information provided in this article is subject to change. Please visit www.hsa.ky or call the Maternity Unit on (345) 244 2841/ (345) 244 2842 to ensure you have the latest information.

H AV I N G A B A BY

Costs of Having a Baby On-Island Having a baby in Cayman is expensive and there is no free healthcare. There are two options for having a baby on-Island: you can either choose between having your baby delivered by a midwife at the Cayman Islands Hospital (CIH) in George Town and the hospital’s obstetrician being called only if it is deemed necessary, or you can choose to have a private obstetrician who will then follow you through your pregnancy and be with you through your labour and the delivery of your baby. Once you have decided which route you would prefer be sure to call your insurance provider and discuss the fees in relation to your insurance coverage. You will want to ask about your prenatal care, the cost of the delivery and the immediate care of your newborn baby. The amount of coverage will depend on your insurance plan; it may be anything from 100% to nothing at all. If you are pregnant upon arriving in Cayman, your pregnancy may be considered a ‘pre-existing condition’ and may not be covered by your new insurance policy. Some insurance plans require a 10-month waiting period before they will cover your pregnancy and some have a limit on prenatal care, e.g., CI$500 at 100%. You should also find out about adding your new baby to your insurance policy from the moment of the birth. For a full breakdown of costs, pick up our sister publication Cayman Parent magazine. Private OB/GYNs & Midwife Births Private OB/GYNs: All Obstetricians in Cayman are highly qualified and come from all over the world including America, 354

CAYMANRESIDENT 2021

Canada, the UK, the Caribbean and beyond. They all have ultrasound equipment in their clinics and provide world-class care that you would expect to receive in any developed country. If you have decided to receive private care, then as soon as you think you may be pregnant (or even better, when you decide you are going to start trying) you should book an appointment with an OB/GYN. If you are pregnant, you will probably have your first scan at around six weeks. If your medical history is such that it may affect your pregnancy, it is important to have a consultation before conceiving. The doctor you choose will guide you through your entire pregnancy and deliver your baby with the help of a team of highly trained midwives. Please see the previous page for a full list of doctors. It is also possible to opt for a midwife delivery through the Women’s Health Clinic at the Cayman Islands Hospital. With this route the expectant mother receives expert care through a team of 16 midwives who will manage the prenatal care and deliver the baby. The midwives are highly qualified and trained to deliver babies - parents-to-be from the UK will be familiar with this system of care through the NHS. The department also has five OB/GYNs, four of which are female, on call 24 hours a day should there be any problems. The hospital has ultrasound equipment in the Radiology department where ultrasounds are performed at weeks 18 and 20. There are also portable ultrasound machines in the Women’s Health Department and in the Maternity Ward. While choosing midwife care is a more cost-effective option for having a baby in Cayman and both mum and baby can still expect to receive fantastic world-class care. Midwife Births:

Fertility Treatment If you are having trouble conceiving then there are plenty of options on-Island to help you. The timings for when to see a fertility

specialist depend largely on your age and how long you’ve been trying to conceive naturally. It is generally recommended that you see someone right away if: you’re under 35 and have been trying to conceive for 12 months or more, you’re between 35 and 40 and have been trying to conceive for six months or more, you’re 40 or over, or you already know you have fertility issues. If you fall into any of these categories then OB/ GYNs, Dr. Lisa Joels, Dr. Deosaran, Dr. Stone, Dr. Alwis, Dr. El-Madany and Dr. Davis at the Cayman Fertility Centre will all be able to undertake initial testing and subsequent treatment that may be required, such as ovarian stimulation and IUI. At this time only the Cayman Fertility Centre (www. caymanivf.com) offers IVF treatment onIsland. For far more detailed information on fertility options in Cayman, please pick up a copy of our sister publication, Cayman Parent. Childbirth Preparation Classes & Doula Services The Health Services Authority (HSA) offers free childbirth classes at the Women’s Health Centre. This free eight-week series is called ‘Parent Craft’ and is held on Monday evenings from 5.30pm to 7.30pm. Topics include: Nutrition for Pregnancy, Labour and Delivery, Knowing your Baby, Breastfeeding and Infant CPR. You will also be taken on a tour of the maternity ward so you can familiarise yourself with the facilities. There is no charge or need to register for any of the classes. If you miss any classes, you may make them up during a subsequent eight-week course cycle. Due to COVID-19 restrictions, classes may be offered virtually. Please call (345) 244 2649 or 244 7627 for more information. RVC Rehab Services (Tel: (345) 949 6024) offers courses, both group and private, in the Lamaze method of childbirth. This is the most common type of birth class and approaches childbirth as a natural and healthy process. They neither support nor discourage the use of medicine or medical interventions during labour and delivery. Instead, they inform mums-to be

about their options so that they can make decisions about their own birth plan. The course consists of six two-hour sessions with a maximum of 12 couples and is often a great way to meet other parents-to-be at a similar stage of pregnancy. The course covers topics such as comfort measures for coping in labour, breathing and relaxation techniques, birth plans, coping with challenges during labour, breastfeeding and baby care. Private classes and refresher childbirth classes, doula and lactation services are also available.

Disease Control and Prevention Poison Helpline (USA) (Tel:

1 (800) 222 1222) to check if the substance is potentially dangerous or take your child to the emergency unit of the Cayman Islands Hospital.

Prenatal Exercise Classes Pre and postnatal circuit classes are offered by Carla at 345 Personal Training (Tel: (345) 926 2117 or email: 345personaltraining@ gmail.com) Kula Kids Cayman (www. kulakidsyogacayman.com) offers weekly prenatal yoga classes and workshops, while Energy Essential Fitness (www. energycayman.com) offers prenatal Pilates classes. Prenatal exercise classes are a great way to meet other expecting mums! Maternity Clothes & Bras The Bump Boutique sells upscale and stylish maternity clothing from brands such as Séraphine. They also stock nursing bras, belly bands, diaper bags and pregnancy pillows. Located in Cayman Business Park, Tel: (345) 526 2867 or visit www.facebook. com/TheBumpBoutiqueCayman. Atlantic, Silhouette and The Baby Shoppe also sell a good selection of maternity bras. Funky Monkey also has a good selection of comfortable clothing. Maternity Leave The Labour Relations Bill (2015) provides for a minimum maternity leave allowance of 14 calendar weeks in any 12 month period. However, this is only available as an entitlement where the mother concerned has already completed a full year of employment with her employer. Where an employee has not completed 12 months the Law prescribes that any maternity leave may be pro-rated. You should enquire with your employer what their policy is regarding maternity leave, as some employers can be

more flexible than others. There is nothing in the Law that prevents an employer from providing maternity benefits in excess of the minimums prescribed. Currently an employer is legally required to offer 20 working days leave on full pay, 20 working days leave on half pay and 30 working days on no pay. For practical purposes this is treated by many businesses as the equivalent of six weeks at full pay, and eight weeks at no pay. Maternity leave may generally be taken in whatever portions requested by the employee, but six weeks of it must be taken after the birth of a child. At present there is no provision in the Law for paternity leave, however, some companies will allow a new father anything from a few days to two weeks off. Cayman Islands Law also provides for adoption leave. A female employee who adopts a child under the age of three, is entitled to adoption leave of nine calendar weeks, of which 15 working days are on full pay. Paternity leave for fathers who adopt is five days paid leave at the employer’s discretion. Domestic Help, Nannies, Childcare & Babysitters Close to the end of your pregnancy, or once the baby has arrived, you may need some help with the work load at home. Be aware that many people seeking domestic help positions arrive in Cayman untrained. It is not advisable to seek domestic help through newspaper advertisements or EcayTrade. Before hiring anyone, make sure you obtain recent employment references. For more detailed information and guidance on hiring a nanny or caregiver, pick up our sister publication Cayman Parent magazine. AAA Caregivers Agency Tel: (345) 916 5925 or (345) 323 1765 Email: aaacaregivers@candw.ky www.aaacaregivers.ky AAA

Caregivers

housekeeping

and childcare agency whose staff are experienced

housekeepers/nannies

www. c a y m a n r e s i d e n t . c o m

and

355

H AV I N G A B A BY

Safety At Home Before bringing your baby home, it’s a good idea to do a safety appraisal. Toilet and cupboard locks, stair gates, bath grip mats, corner protectors and electrical socket plugs are all easy and affordable ways to make your home safer. You will find a good selection of baby proofing equipment at A.L. Thompson’s, Kirk Home and Baby Express. You should also consider fencing (and perhaps an alarm system) if you have a pool. Contact Oasis Pool & Spa (345) 945 7665 or Pool Patrol (345) 949 8543. Fitness Connection (Tel: 345) 949 8485 offers pool safety and swimming lessons for little ones from three months of age. They also teach nannies how to swim and offer CPR, First Aid, AED, Lifeguard and SAI STAR certifications to put safety first in your home. (SEE AD PAGES 375 & 395) Check your garden for noxious plants that might pose a threat if ingested by young children. In addition, citronella oil which is commonly used as a mosquito deterrent in lamps and Tiki torches poses a danger when ingested or inhaled. Make sure that any such bottles and torches are stored out of reach. If you find your baby with part of a plant, or if you suspect a household product may have been ingested, even if your baby is awake and alert, it is prudent to call the Center for

Massage for Pregnancy Make sure you get full approval from your doctor before you engage in any type of massage therapy. There are many options on-Island such as La Prairie Spa at The RitzCarlton or The Spa at Seafire at the Kimpton Seafire Resort + Spa, Touch of Thai (Tel: (345) 949 8989), Tips n’ Toes (Tel: (345) 943 8637), Beyond Basics Medical Day Spa (Tel: (345) 945 2737) and Da Vinci Centre (Tel: (345) 943 2002).

trained in First Aid/CPR, basic childcare,

fire safety and food handling. Staff are

Paediatricians

Besides her general paediatrics and newborn

assigned to families based on suitability and

Dr. Cecily Abraham MBBS DCH DM

care, Sarah has a particular interest in growth

family needs. They can also assist in finding

Unit 7, Alexander Place, Dorcy Drive

and development, as well complex diagnostics

a suitable nanny for a finder’s fee. They

Tel: (345) 945 7050

and care. SE E AD PAG E S 314, 316 & 322

checks and provide training. Alternatively,

Dr. Zanele Balang MD, MBBS

Dr. Segomotso Madisa MBBS, MD (UWI)

the agency can hold the work permit for a

CTMH Doctors Hospital

The Children’s Clinic, Windward Centre

set monthly fee.

16 Middle Road, off Walkers Road.

93 Smith Road, George Town

Tel: (345) 949 6066

Tel: (345) 949 2970

zanele.balang@doctorshospitalcayman.com

Email: drgoffice@candw.ky

AFTER HAVING A BABY

specialists providing a comprehensive service.

will perform all the necessary background

Best Home Care 2855 Shamrock Road, Bodden Town Tel: (345) 947 2297

Dr. Ramon Lacanilao MD FAAP

Second Language: SeTswana

Email: bhc@candw.ky

CTMH Doctors Hospital

SE E AD PAG E 322

Best

H AV I N G A B A BY

www.thechildrensclinic.ky

Home

Care

offers

professional

16 Middle Road, off Walkers Road

childcare and babysitting services as well as

Tel: (345) 949 6066

Dr. Gordon Smith MB ChB MRCP (UK) MRCGP

housekeeping and janitorial services.

ramon.lacanilao@doctorshospitalcayman.com

DRCOG The Children’s Clinic, Windward Centre

K&A Services and Janitorial

Dr. Chela Lamsee-Ebanks MBBS DM

93 Smith Road, George Town

Tel: (345) 326 3379

Dr. Marilyn McIntyre MBChB DRCOG FRCM

Tel: (345) 949 2970

Email: assist@kandaservices.ky

Dr. Earl Robinson MBBS

Email: drgoffice@candw.ky

K&A Services offers experienced CPR and First

Dr. Linden Swan MBBS DM

www.thechildrensclinic.ky

Aid trained nannies, babysitters and caregivers

Cayman Islands Hospital

Second Language: French

for elderly, full and part-time. Additionally, they

95 Hospital Road, George Town

This family practice is situated within walking

provide cleaning and housekeeping services.

Tel: (345) 949 8600

distance of the Cayman Islands Hospital and a short drive to CTMH Doctors Hospital. The clinic

Dr. Jasmina Marinova MRCPCH MD

provides neonatal newborn services, well baby

Specialist Paediatrician, with an interest in

check-ups, immunisations and sick child visits.

Neonatal Medicine

Consultations are by appointment, but walk-in

Integra Healthcare Ltd, Grand Pavilion

emergencies are also catered for.

Tel: (345) 745 7450

SE E AD PAG E 322

Email: jasmina.marinova@integra.ky

Windward Centre, 93 Smith Road George Town, Grand Cayman

Dr. Gordon Smith Dr. Segomotso Madisa General Paediatrics Neonatology Well Child Checks Immunisations Dive Medicine General Practice

www.thechildrensclinic.ky

356

Email: drgoffice@candw.ky

CAYMANRESIDENT 2021

Dr. Deepa Subramanian, Paediatric

tertiary-trained

Endocrinologist

paediatric

and

newborn

specialists providing a comprehensive service.

Health City Cayman Islands, 1283 Sea View

Jasmina provides a comprehensive holistic

Road, East End.

paediatric service to infants of all ages, as well

Tel: (345) 640 4040

as attending deliveries and providing newborn

Emergencies: (345) 526 2108

care. SE E AD PAG E S 314, 316 & 322

Email: info@healthcity.ky www.healthcitycaymanislands.com

School/College • Work Permit • Life Insurance

•

Dr. Sripadh Upadhya, Paediatric Cardiology

Integra Healthcare provides a team of three

Dr. Sarah Newton MBChB FRACP (paeds) DCH

Medicals

Tel : (345) 949 2970

www.integra.ky

Specialist General Paediatrician & Newborn

Dr. Sara Watkin MBChB MRCP (paeds)

Care

FRCPCH MD

Integra Healthcare Ltd, Grand Pavilion

Specialist Paediatrician & Neonatologist

Tel: (345) 745 7450

Integra Healthcare Ltd, Grand Pavilion

Email: sarah.newton@integra.ky

Tel: (345) 745 7450

www.integra.ky

Email: sara.watkin@integra.ky

Integra Healthcare provides a team of three

www.integra.ky

tertiary-trained

Integra Healthcare provides a team of three

paediatric

and

newborn

tertiary-trained

paediatric

and

newborn

specialists providing a comprehensive service. Sara is lead for neonatal care, having had 25 years’ experience as consultant in the UK focused on the sickest and most preterm infants. SE E AD PAG E S 314, 316 & 322

Postnatal Care & Lactation Consultants Qualified, postnatal experts are on hand to help alleviate any concerns and help with breastfeeding and general baby care. RVC Rehab Services (Tel: (345) 949 6024) offers

Cayman Islands Breastfeeding Support Group

is a volunteer group who meet at least once a month to offer free support and education in breastfeeding to expecting and existing mothers. The volunteers visit new mothers in hospital and at home to offer free breastfeeding advice and support. They will rent hospital grade Medela pumps in emergency situations, and provide breast pumps for mums returning to work. The group sells the Medela breast pumps, see the prices in the paragraph below. Visit www.facebook.com/cibreastfeeding or email: cibreastfeeding@gmail.com for more details. The midwives at the Women’s Health Centre offer free post-natal care and home visits for all patients from Monday to Friday 8am-4pm. Tel: (345) 244 2649 / 2710 /2732. They can provide general and breastfeeding support after the birth of your child. These services are also offered at the following health centres onIsland: Bodden Town Health Centre, available Monday and Thursday 8.30am-8pm; Tuesday, Wednesday and Friday 8.30am4pm and Saturday 8.30am-12pm. Tel: (345) 947 2299. East End Health Centre,

years (girls) and 14-16 years old. Prices vary between public and private facilities for the same immunisation. Schools will request to see your child’s immunisation record and require a Health Screening Report filled out by a local doctor before enrolment. For more information and the Cayman immunisations schedule please see our sister publication Cayman Parent magazine.

Breast Pumps

Dental Care Introduce your baby to your family dentist as early as possible. A ‘dental home’ should be established by the child’s first birthday and regular check-ups undertaken every six months. See the Health & Wellness chapter for information on dental care.

The

Cayman

Islands

Breastfeeding

Group (www.facebook.com/ cibreastfeeding) sells the Medela Double Pumping Breast Pump for CI$190 and the Medela Manual Breast Pump for CI$25. Cayman Medical Supplies (Tel: (345) 949 6211) also sells reasonably priced Medela breast pumps and spare parts. Baby Express (Tel: (345) 640 2397) also stocks a range of breast pumps. Support

Dr. Sean A. Childers BSC DMD MSc FRCD(C) Dr James Moses DDS, MS Seven Mile Beach Dental Clinic Marquee Place, West Bay Road

Baby Formula & Food

Tel: (345) 943 7400

Please refer to the Cayman Parent website (www.caymanparent.com) for information on where to find a variety of baby formula and baby food options on-Island.

Email: appointments@smbdentalclinic.ky Dr. Childers is a family and cosmetic dentist who

Obstetrics & Newborn Care

Immunisations Immunisations are carried out by GP clinics, the Public Health Clinic of the Cayman Islands Hospital, the District Health Centres or private paediatricians. Should you choose to use the Public Health Clinic (Tel: (345) 244 2648) you should make your appointment in advance. The Health Services Authority recommends that children are routinely immunised against the following: hepatitis B, rotavirus, tuberculosis (BCG), diphtheria, tetanus and pertussis (DTaP), Haemophilus influenzae type B, polio, pneumococcal (for serious infections including pneumonia and meningitis), measles, mumps and rubella (MMR), chickenpox (varicella) and the two types of HPV that cause cervical cancer and genital warts. Yearly influenza shots are also recommended. Children should be immunised at six weeks, two months, four months, six months, nine months, 12 months, 15 months, 3-6 years, 11-12

“as it should be”

All female integrated team of tertiary trained specialists, covering obstetrics, fetal medicine & neonatal care, giving you peace of mind & great back-up.

OBSTETRICS, GYNAECOLOGY & FERTILITY CARE

Dr Lisa Joels MB ChB, MD, FRCOG, FHEA Dr Madhavi Manoharan MBBS, MD, MRCOG, DFFP

PEDIATRIC & NEWBORN (NEONATAL) CARE

Dr Sara Watkin MB ChB, FRCPCH MD Dr Jasmina Marinova MRCPCH MD Dr Sarah Newton MB ChB, FRACP (paeds) DCH Dedicated, new women’s health suite that’s holistically designed and comprehensively equipped.

+1 (345) 745 7450

www.integra.ky

www. c a y m a n r e s i d e n t . c o m

357

H AV I N G A B A BY

lactation services to help mothers get off on the right foot with breastfeeding. They offer hospital visits as well as in home visits and work with the mother to address practical issues and help set realistic expectations for your baby and yourself. The Children’s Clinic (Tel: (345) 949 2970) provides advice on lactation and newborn care. Nurse Sandria Foster offers appointments to assist with breastfeeding technique and general concerns at the clinic, at home or at the hospital. The

available Monday-Friday 8.30am-4pm and Saturday 8.30am-12pm. Tel: (345) 947 7440. West Bay Health Centre, available on Mondays, Tuesdays, Thursdays and Fridays 8.30am-4pm; Wednesdays 8.30am-8pm and Saturdays 8.30am-12pm. Tel: (345) 949 3439. North Side Health Centre available Monday-Friday 8.30am-4pm; Saturday 8.30am-12pm. Tel: (345) 947 9525.

is also a Board Certified Specialist in Paediatric Dentistry. Their comprehensive dental care from infancy through adulthood, focuses on the prevention, early detection and treatment of dental diseases. Offering safe sedation techniques for children and adults with stateof-the-art monitoring. They also have OR privileges for a General Anesthesia option, if required. SE E AD PAG E 327

H AV I N G A B A BY

Family Photographs There are a number of photographers who can take beautiful family pictures, from pregnancy shots, newborn photography and studio and location family shoots. Daria Keenan is an award winning family and newborn photographer, photographing families in Grand Cayman since 2014. She is known for her high energy and ability to put children and parents at ease in front of her camera. Daria is an extremely popular newborn and family photographer so we recommend booking as far in advance as possible. Tel: (345) 925 6695 or visit www.dariakeenan.com. Deep Blue Images/

and her team take pride in capturing and preserving precious family memories including belly bump pictures, newborns and family portraits. Tel: (345) 916 0016, email: info@deepblueimages. com or visit www.deepblueimages.com. Lisa Reid specialises in family photography and loves capturing candid moments between families. As a mum to two boys she is a pro at working with babies and kids and getting them to cooperate! Visit www. lisareidphotography.com. Julie Corsetti

Baby & Toddler Activities & Groups There is a wide selection of playgroups for mothers and babies. The South Sound Community Centre Playgroup is very popular and is open to babies a few days old until around five years old. At the time of going to print, their usual venue at South Sound Community Centre venue is being used as a COVID-19 testing centre so the group has temporarily moved to the Cayman Islands Baptist Church on Pedro Castle Road. They

PEDIATRIC DENTISTRY SMB DENTAL CLINIC Sean Childers

Board Certified Pediatric Dentist

James Moses

Board Certified Orthodontist

Marquee place | West Bay Road | P. 943.7400 appointments@smbdentalclinic.ky | www.smbdentalclinic.ky 358

CAYMANRESIDENT 2021

meet every Monday between 9.30am11am except Public Holidays. The cost is CI$8 per family, per session and includes light refreshments. Tel: (345) 943 6556, email: southsoundplaygroup@gmail. com or visit www.southsoundplaygroup. ky. Miss Izzy hosts singalongs in Camana Bay Tuesdays, Thursdays, Fridays and Sundays. The cost is CI$12 per family. Please check her Facebook page for times and location. www.facebook.com/ MissIzzyCayman. Motions Unlimited (www. motionsunlimited.com) offers a Toddler Play Day on Wednesdays and Thursdays for ages five and under 10.30am-12pm, Fridays for ages six and under 2.30pm4pm and Saturdays ages five and under 8.45am-10.15am. The cost is CI$15 per child or CI$25 for two siblings. You must register and pay in advance on the Motions website. Another popular option for young children is Yoga Sprouts, led by Ms Sarah, offers excellent yoga classes for parent and babies and toddlers. Visit www.yogasproutscayman.com to put your child’s name on the waiting list. Kula Kids Cayman (www.kulakidsyogacayman. com) offers Mummy and Baby Yoga from newborn to 24 months and Mummy and Toddler Yoga from 18 months-36 months. The talented music teachers at Jukebox (www.jukebox.ky) and The Music Studio (www.musicstudiocayman.com) both offer weekly music and sensory classes for children ages 0-4 years. These high energy and friendly classes are well taught and great fun for caregivers and children. 3 Girls & A Kiln (www.facebook. com/3girlsandakiln) host extremely popular bi-weekly Toddler Art Days. These ‘Mini Masterpiece’ classes offer various sensory art stations for children ages 18 months to 4 years old. Baby & Toddler Clothes You will find a good selection of baby, toddler and children’s clothes on-Island from recognisable brands. Check out: Atlantic Kids in Paddington Place (Tel: (345) 943 2296), Bedside Manor in Camana Bay (Tel: (345) 947 2711), Baby Express (Tel:

Atlantic Kids

mattresses), crib sheets, pregnancy and browse all their products and follow them on

Registering a Dependant

Facebook for the latest arrivals.

Children born on the Island to expats are not automatically entitled to citizenship, unless one or both of their parents are either Caymanian or have been granted status or Permanent Residency. If you are on a work permit, your baby must be added as a dependant on your work permit. You can find the AMD2 ‘Dependant Information Form Checklist’ (aka the R15) on www.immigration.gov. ky and it outlines the things you need to gather and submit. Once approved, you will get a dependant stamp in your child’s passport from the Department of WORC. Remember to get each new passport re-stamped as airlines need to see an up-to-date stamp in the passport for travel. For more information on permits call WORC on (345) 949 8344.

Physical Therapies The birth process can sometimes be a traumatic event for a baby, so parents often consider having their newborn examined by a chiropractor. Dr. Jennifer Royer (Tel: (345) 946 2225) specialises in neonatal therapies and Dr. Jody Hrynuik at Synergy Chiropractic & Physiotherapy (Tel: (345) 943 8200 or visit: www.synergychirophysio.com) specialises in perinatal and paediatric care.

Paddington Place, Godfrey Nixon Road

Passports & Immigration

Email: atlantic@candw.ky

Registering the Birth of Your Child

Atlantic Kids carries an incredible selection of

After you give birth to your child the hospital will issue a Live Birth Notification Form. The parents will be given a copy of this and the original is sent by the hospital to the Registrar of Births. The next step requires one of the parents, if married, or both parents, if you are not married, to go to the Registrar of Births, at the Government Administration Building, Elgin Avenue (Tel: (345) 946 7922) with the Live Birth Notification Form, your marriage certificate (if married) and your passports. Residents of Cayman Brac and Little Cayman can register their children at the District Commissioner’s Office on Cayman Brac or in Grand Cayman. By law, you must do this within three months of birth. There is no charge to register your child; however, a copy of your child’s birth certificate from the Registrar of Births will cost CI$10 per copy. Get a few copies as you will need them for everything from registering your child at a school, to proving to WORC that you really do need a domestic helper! For extra copies after registration see www.ciregistry.gov.ky.

and shoes including brands such as OshKosh, Carter’s, Stride Rite and Skechers. The store has a great variety of educational, eco-friendly and fun toys as well as school-level reading and subject books. Prices are comparable to the US. Gift registries available. SE E AD PAG E 231

Baby & Toddler Equipment You can get most things you will need for your nursery in Cayman’s baby stores. Welcome Baby – Tomlinson Furniture, Baby Express, Bedside Manor, Sonder for Home and The Baby Shoppe all sell a wide variety of equipment including cots, strollers, changing tables, car seats, monitors, playpens, baby baths and more. The Bump Boutique offers a small selection of high end equipment including the popular DockATot. There is also an active second-hand market, keep an eye on EcayTrade.com plus the Hope of Cayman Buy & Sell and KY Mommies And Daddies Buy And Sell Facebook pages for bargains.

Tell them you saw it in the

Welcome Baby – Tomlinson Furniture Ltd. 9 Walkers Rd, Tomlinson Building, GT

Getting a Passport & Visas for your Child

Tel: (345) 949 5383

Once you have a birth certificate you can make an application for a passport. Parents are encouraged to apply straight away for a passport and any necessary visas. In the case of an emergency you will all need one. Refer to the Passports section of the

www.tomlinsonfurniture.ky/shop-nurseryfurniture.html A great selection of baby and child equipment including nursery furniture (cribs, toddler beds, gliders, dressers, play tables, crib and toddler

H AV I N G A B A BY

Tel: (345) 943 2296

baby, toddler, children’s and tweens clothing

Immigration chapter for more information.

breastfeeding pillows. Visit their showroom to

THE

(345) 640 2397) 68 Mary Street, George Town, The Baby Shoppe (Tel: (345) 949 2229) in Alissta Towers, The Bump Boutique in Cayman Business Park (Tel: (345) 526 2867) and Valu-Med Pharmacy (Tel: (345) 949 0442) located in Evron Plaza, Bodden Town and on Walkers Road, George Town. Very good quality second-hand children’s clothes can be found at Kids Karma Closet in Buckingham Square, West Bay Road, (Tel: (345) 947 7330), and on the Hope of Cayman Buy and Sell and KY Mommies And Daddies Buy And Sell Facebook page.

For more information on family health and GPs in Cayman Pick up our sister publication Cayman Parent or head over to www.caymanparent.com

www. c a y m a n r e s i d e n t . c o m

359

Activities for Adults

AC T I V I T I E S F O R A D U LT S

360

Exploring Cayman’s Attractions - Pedro St. James (Pedro Castle) - Queen Elizabeth II Botanic Park - Stingray City & The Sandbar - Cayman Turtle Centre - Beaches - Blue Iguana Conservation - Helicopter & Motorcycle Rides

360 360 361 361 361 362 362 363

Cultural Activities - Cayman Islands National Museum - The Mission House

363 363 363

Cultural & Educational Programmes - Drama Society - National Gallery - The National Trust - Cinema - Music - Talks

363 363 364 364 364 364 365

Cultural Events - Pirates Week Festival - Batabano - Gimistory - Red Sky at Night

365 365 365 365 365

Watersports & Excursions - Jetovator Rides - Kayaking - Paddleboarding & Parasailing - SNUBA & Surfing - Waverunner Trips & Windsurfing

365 365 365 366 366 366

Other Fun Activities - Art, Painting, Pottery & More - Land & Nature Tours

366 366 367

CAYMANRESIDENT 2021

Photos courtesy Taneos Ramsay, Aquarius Photos, Deep Blue Images and Guy Waller

Information on exploring the Island, its beaches, cultural activities, art classes, entertainment and watersports, as well as everything you need to know about activities to suit your interests and hobbies.

rom cultural events and trips to water activities and art classes, adults on-Island have a huge variety of activities available to them. For more details on tour prices, times and promotions, pick up a copy of Explore Cayman, the definitive guide for exploring Cayman, visit www.explorecayman.com, or download the free iPhone or iPad app. For more details on sports and fitness activities, see the Sports & Fitness chapter. EXPLORING CAYMAN’S ATTRACTIONS

Pedro St. James (Pedro Castle) The Great House at Pedro St. James, also known as ‘Pedro Castle’, is the oldest known stone structure in the Cayman Islands. It was built using slave labour in 1780 as the great house for mariner and plantation owner William Eden. Set over seven acres, the site encompasses a three-storey, early 18th-century home with its accompanying outbuildings, palm-lined walkways, a manicured great lawn and spectacular views of the sea. This is one of the most beautiful locations in Grand Cayman, where a 3D multi-sensory theatre and visitor’s centre helps place the site into historical perspective. Perhaps best known as the “Birthplace of Democracy in the Cayman Islands”, the house was the venue for an 1831 meeting where the decision was made to form the first elected parliament. In 1835, the proclamation ending slavery in the British Empire was read from the steps of Pedro St. James. This national historic site plays a pivotal role in keeping the Caymanian culture and

heritage alive. Also on site, you can find a playground, an old stamp collection room and gift shop. The Outpost Restaurant and Bar offers drink specials at its Sea Sessions Happy Hour every Friday beginning at 5pm. Located in Savannah, Pedro St James is just a 20 minute drive from George Town and is open daily from 8.30am to 5pm (last movie showing at 4.00pm), except on Good Friday and Christmas Day. Resident rates are available at CI$5 for adults, guided tours are $10 with free entry for seniors 65+ and children five and under. There is no admission for Sea Sessions Happy Hour. A valid ID is required for resident rates. For more information, email: info@ pedrostjames.ky, call (345) 947 3329 or visit www.pedrostjames.ky. SE E AD PAG E 347

Cayman Craft Market Located on the corner of Boilers Road and South Church Street in George Town, the Cayman Craft Market brings together visitors and the local artisans who create and display unique Caymanian art, jewellery, craft souvenirs, recycled treasures made from unique materials as well as locally made sauces, jams and jellies. Here you can find items made from leather, thatch, wood, shells, Caymanite and Black Coral, and be able to see local artisans at work making crafts from local materials. Open Monday-Friday 8.30am-3pm. Stingray City & The Sandbar If you are interested in diving and seeing the gorgeous coral reefs while swimming with the rays in 20ft deep water, Stingray City is the best place to visit. This natural

attraction has become very popular and has been covered by National Geographic, as well as many other international magazines. For an up-close-and-personal encounter where you can walk in waist deep water with the stingrays, you may want to choose The Sandbar. The rays are completely safe, nearly four feet in diameter and will brush against you with their soft underbellies looking for squid, their favourite food, which you feed them by hand. Do not lift them from the water, step on them, or torment them. Please note that wearing flippers is not wise, as you may disturb or anger the rays. The Sandbar is usually quite busy as it is extremely popular, however, if you are going with a boat operator, they will usually find a good spot to anchor and a staff member may help you hold a stingray. Just to the left, past Rum Point Club and off of Sand Point Road, is the Mini Sandbar. This is a popular stop either for a boat trip, or if you’re exploring by car, for a shallow swim. Refer to the Boating chapter or visit www.explorecayman.com for tour operators. Cayman Turtle Centre Since 1968, the Cayman Turtle Centre has released more than 32,000 captive bred and raised sea turtles back into the sea to help replenish Cayman’s wild population. The Centre, which is dedicated to the conservation and education of the Green Sea Turtle, is home to turtles of all ages, from six-ounce hatchlings to 500lb adult breeding turtles. During your visit to the Centre you can learn about the turtles

www. c a y m a n r e s i d e n t . c o m

361

AC T I V I T I E S F O R A D U LT S

Queen Elizabeth II Botanic Park This 65-acre site is made up of five themed gardens, woodland trails, a lake and wetlands, a nursery, and a visitor’s centre. It is home to the endangered Blue Iguana Conservation facility, the rare Ghost Orchid, the Banana Orchid (Cayman’s national flower), the Cayman Parrot (Cayman’s national bird), various native and endemic butterflies and much more. You can explore the Heritage Garden and learn how Caymanians lived in days of old; take a stroll through the Colour Garden, the Palm Walk, the Xerophytic Garden or Orchid Conservation Area, or just relax and picnic by the pond with the West Indian Whistling Ducks – a favourite place for birdwatching. Located on Frank Sound Road in North Side, the Botanic Park is approximately a 40-minute drive from George Town. They also offer a golf cart, which is available for the elderly and disabled, but must be prearranged by emailing manager@botanic-park.ky. The Park is open daily from 9am-5.30pm (last admission at 4.30pm). Resident rates are available at CI$5 for adults, guided tours are $10 with free entry for seniors 65+ and children five and under. A valid ID is required for resident rates. For more information, call (345) 947 9462 or visit www.botanic-park.ky.

Hell Geological Site Located in West Bay, this site consists of rugged blackened limestone, estimated to be 10-15 million years old. The jagged formations show the Island’s geographical evolution and are made up of fossils that are still embedded in the rocks. It is named ‘Hell’ due to its resemblance to what one may picture Hell to look like. Stop by the Hell Post Office to mail a postcard with a Hell postmark to prove you have been to Hell and back! Although it is a unique experience, guests usually only spend about 10 minutes there, unless they are fascinated with geology. Entry is free. Gift shops and restrooms are available during the opening hours of 8.30am-4pm.

in the exhibits, the breeding and rearing process, touch and snorkel with the turtles and reef fish, swim in the freshwater pool and visit hatchlings during the nesting season. You will also be exposed to local and regional wildlife, such as flora along the nature trail, the Cayman Parrot in the aviary, sharks in the predator exhibit and their rescued crocodile. SE E AD PAG E S 348, 361 & 372

AC T I V I T I E S F O R A D U LT S

Beaches There are a number of wonderful beaches on Grand Cayman. The most popular is Seven Mile Beach, which runs the length of the western side of the Island just north of George Town. Two popular spots along this span are Governor’s Beach, adjacent to the Governor’s House (next door to the Westin) and Public Beach, which has cabanas providing shade, public restrooms and a children’s play area. Farther north there is Cemetery Beach, which is shaded by a number of large sea grape and casuarina trees and has great snorkelling spots only a

five-minute swim offshore. Starfish Point, just beyond Kaibo in North Side, is a nice, quiet spot for a picnic or paddle. It is shaded by casuarina trees, has a wide shallow area close to the shore and large starfish can often be found just a few feet off the shore. Starfish are safe to hold, but do not lift or take them out of the water – it will kill them! Rum Point, located left of Starfish Point, has shallow water, a restaurant, a bar, plenty of sun loungers, hammocks, and is a popular boat hangout. Spotts Public Beach, located off of Shamrock Road, is a good place to spot turtles in the early morning and late afternoon when they come in to feed, plus to the far right of the beach there are wonderful rock pools. Please note that there is a very strong current at this beach and swimming out to the reef is very dangerous and risky. Do not swim out to the cut in the reef. Just beyond the Grand Old House restaurant is Smith’s Barcadere (also known

CLICK. DOWNLOAD.

Download EXPLORE CAYMAN today for all the best things to do in Cayman!

RESTAURANTS

THINGS TO DO

OFFLINE MAPS

PROMOTIONS

EVENTS (updated daily)

Also Includes: 50+ promotions, real-time weather and flight arrivals information, currency converter, ‘Near me’ function, and so much more...

www.explorecayman.com 362

CAYMANRESIDENT 2021

as Smith’s Cove). This is a small public beach with lots of shade, picnic benches, great snorkelling and a lovely place to watch the sunset. It also has fresh water showers and restroom facilities. Many districts also have public beaches, including West Bay, Spotts, Bodden Town, East End and North Side. There are no private beaches in Cayman; all beaches are public (up to the high-water mark). If you want to put your towel on a beach in front of a hotel or condominium complex, you are more than welcome to do so, as long as you stay near the high-water mark and do not use their sun loungers. There are some establishments which are open to the public. Examples include Coral Beach Club and Tillie’s on Seven Mile Beach, Kaibo and Rum Point (Tel: (345) 947 9412) in North Side and the Wyndham Reef Resort in East End, all of which have beach bars and tables on the beach, where you can sit and watch the children play in the sea just a few feet away. They are also available for private functions. Please note that there are no nudist beaches in the Cayman Islands and topless sunbathing is illegal. Blue Iguana Conservation Grand Cayman’s famed ‘Blue Dragons’ are found at the Blue Iguana Conservation facility located at the Queen Elizabeth II Botanic Park. Once numbering in the tens of thousands, by 2001, there were thought to be fewer than 25 Blue Iguanas left in the wild. The endangered Blue Iguana is only found here in Grand Cayman. During the 45-minute tour at the Botanic Park, your guide will walk you through the facility for a behind-the-scenes look where you will meet Peter, their most famous Blue, enjoy amazing photo opportunities, and learn from their expert wardens about how Blue Iguana Conservation has brought these endangered species back from the brink of extinction. Ticket prices include entry to the park and a guided tour by their expert wardens. Proceeds from Blue Iguana tours directly benefit the Blue Iguana Conservation programme. After your tour,

you can visit the National Trust Nature Store, located at Dart Park, to browse their selection of National Trust and Blue Iguana Conservation merchandise. For more information or to book a school, corporate or private customised guided tour, call (345) 749 1121 or email: tours@ nationaltrust.org.ky. Collier’s Nature Reserve & Trail The reserve boasts 190-acres of Blue Iguana territory. The easy walking trail allows visitors to observe the iguanas and other animals in their natural habitat, as well as many different species of Cayman’s fauna, fungi and lichens. Located a mile inland from the coastal East End Road, Austin Conolly Drive. For more information, call (345) 749 1121.

Guided Bicycle Rides Eco Rides run a cycling tour around the Eastern District. Call (345) 922 0754 or email: ecoridescayman@gmail.com for more information. Helicopter Rides A fantastic way to explore the Island is a 15-minute (US$155pp) or 40 minute (US$370pp) tour with Cayman Islands Helicopters (resident rates). Their Sunset Dinner Flight is perfect for special occasions; land for dinner at The RitzCarlton (US$950 for up to six people) or Camana Bay followed by a limousine ride home. Water enthusiasts will enjoy their ‘1 day 3 Islands’ dive package. Helicopter to Cayman Brac to dive the M/V Captain Keith Tibbetts, then helicopter on to

Motorcycle Tours Call Cayman Custom Cycles at (345) 945 7433 for a guided tour around the Island, including lunch, or for an afternoon getaway. You must have a motorcycle licence. If you do not have a licence, then staff can take you on the back of their bike. Mastic Reserve & Trail The Mastic Reserve protects 843 acres of lowland semi-deciduous forest, wetlands and core habitat for many of the Island’s unique animals, birds and plants. The area is traversed by the historic Mastic Trail, which is a wilderness path meandering through a variety of natural habitats. Some of Cayman’s rarest trees can be seen here including mahogany, ironwood and West Indian cedar, as well as wild orchids and medicinal plants. Geological features such as sink holes, jagged limestone bedrock and splits can also be seen along the trail. The National Trust hosts guided three-hour nature walks with a trained and experienced naturalist. Be sure to wear sturdy shoes, a hat, sunscreen, bring water and mosquito repellent. Booking and prepayment is required for a minimum of six participants. The trail is open 365 days per year and selfguided tours can be accessed free of charge. For self-guided tours we suggest purchasing our Mastic Trail Adventure Guide for CI$4 available at the National Trust office, located at Dart Park. For more information or to book a school, corporate or private customised guided tour call (345) 749 1121 or email: tours@nationaltrust.org.ky. CULTURAL ACTIVITIES

MUSEUMS Cayman Islands National Museum The Cayman Islands National Museum is located in Cayman’s oldest public building,

the Old Courts building in George Town. Permanent exhibits showcase Cayman’s art and traditions, cultural and natural history, including boats, furniture, textiles, paintings and ceramics. Many of the Museum’s exhibits are interactive and include a simulated submarine showing marine species and habitats, a 3D bathymetric map of our ocean floor and Cayman’s location in the Caribbean, two life-like talking animatronic figures and an audiovisual presentation on Cayman’s history, environment and people. There are changing galleries that feature information on a variety of cultural history, natural history and local art-related topics. Open Monday-Friday 9am–5pm, Saturday 10am–2pm and select public holidays. Admission is CI$6.40 for adults, CI$4.80 for seniors and CI$2.40 for children. Members and local students are admitted free. Residents can also visit for free on the first Saturday of every month. Call (345) 949 8368, or visit www.museum.ky for more information. The Mission House This site is known to have been utilised in the 1700s by early settlers, due to its abundant waterfowl and supply of fresh water. Located at 63 Gun Square in Bodden Town, it rose to prominence in the 1800s when it became known as the Mission House to early missionaries, teachers and families who contributed to establishing the Presbyterian ministry and school in Bodden Town. The tour takes you through all the rooms where you will see many of the genuine artefacts of glass, ceramic and more. Tours are available Tuesday-Friday 9.30am-4.30pm and Saturday 10.30am-4pm. Tours cost CI$10 for adults, CI$4 for children. Call (345) 945 3769 or email: projects@ nationaltrust.org.ky. CULTURAL & EDUCATIONAL PROGRAMMES & EXHIBITIONS Cayman Drama Society The Cayman Drama Society has regular classes and workshops for adults interested

www. c a y m a n r e s i d e n t . c o m

363

AC T I V I T I E S F O R A D U LT S

Crystal Caves The Crystal Caves offer local guides that educate visitors on the history of the caves, starting from their creation to when they became the hiding place of pirate treasure. Tours take you through the surrounding tropical forest area and around the network of caverns, culminating in a visit to a crystal-clear underground lake. Call (345) 949 2283, (345) 925 3001 or email: info@ caymancrystalcaves.com to arrange a visit.

Little Cayman to dive Bloody Bay Wall, followed by lunch at Southern Cross Club. Helicopter back to Grand Cayman to dive the USS Kittiwake before finally watching the sunset at the Lobster Pot, with wine and cheese. Call (345) 943 4354, or visit www.caymanislandshelicopters.com.

AC T I V I T I E S F O R A D U LT S

in acting and directing. Productions also have many opportunities for people to get involved, with a new production underway every few months from comedy and high drama to musicals. Dedicated members devote their time, talent and energy to ensure every production provides firstclass entertainment. The classes for actors to train and hone their skills include an annual beginner’s course and weekly classes for those wanting a challenge as well as a summer course which can be anything from directing skills to performance skills. They also teach script-writing, stage management, light and sound, set design and construction. There are also plenty of opportunities throughout the year such as costume, make-up, sound, lighting, bar and front-of-house. Email: training@cds. ky or visit www.cds.ky. Cayman National Cultural Foundation (CNCF) CNCF is a non-profit organisation dedicated to facilitating and preserving Caymanian cultural arts by organising cultural festivals, staging and assisting others with shows at the FJ Harquail Cultural Centre, and engaging in artistic development, youth arts and special projects. Among the many events CNCF organises throughout the year is the annual festival, Cayfest (Cayman Islands National Festival of the Arts). The Festival showcases Cayman’s cultural diversity and artistic talent, and features the National Arts and Culture Awards, a Dress For Culture Day, Heritage Days and the Red Sky at Night Festival. Other festivals under the CNCF umbrella are the International Storytelling Festival of the Cayman Islands (Gimistory) and the Pirates Week National Festival. Theatrical productions are also staged throughout the year, such as the annual comedy revue, Rundown. Call (345) 949 5477 or visit artscayman.org. The National Gallery of the Cayman Islands (NGCI) Located along the Esterley Tibbetts Highway, the National Gallery and Education 364

CAYMANRESIDENT 2021

Centre’s 9,000sq ft home is a dynamic nonprofit arts organisation. NGCI facilitates a wide variety of local and international exhibitions throughout the year and is home to the national art collection. The gallery hosts a range of engaging events and art happenings throughout the year including lectures, workshops, and special events for members. Annual events include the Big Art Auction (October), the Fundraising Costume Gala (November) and a festive Member’s Christmas Party and Artisans Fair (December). The NGCI also runs an active volunteer programme and welcomes new members. Admission is free to the public, however, donations are always welcome. Visit www.nationalgallery. org.ky for more information. The National Trust The National Trust for the Cayman Islands offers monthly activities that teach you a great deal about the Cayman Islands. Programmes include adult lectures based on local historical and environmental topics, as well as guided tours of the Mastic Trail, Blue Iguana Conservation, and Mission House. The National Trust also offers privately guided historic and nature walking tours, bird watching, and traditional cooking classes. Opening hours are Monday-Friday 9am-5pm. For more information visit their Visitor’s Centre in the South Sound Dart Family Park, call (345) 749 1121, visit www.nationaltrust. org.ky or email: tours@nationaltrust.org. ky. Cinema at Camana Bay is a state of-the-art, six-screen, 900-seat cinema showing the latest US and international releases. The theatres also feature dedicated seating areas and facilities for wheelchair users. You can also watch a movie in their VIP Auditorium theatre which features reserved reclining seats, Dolby Atmos Surround Sound, and an ultra-high-resolution screen for CI$21.50 for adults or CI$18 for kids. The cinema hosts monthly ‘Culture at the Cinema’ events, screening performances Camana Bay Cinema

of London’s National Theatre and Bolshoi Ballet as well as ‘Kids Club’ features held every Saturday (lower volume and brighter lights) and monthly Classics at the Cinema events, showing classic movies on the big screen. Visit https://www.camanabay.com/ things-to-do-grand-cayman/movies/ for the upcoming schedule of events and to purchase tickets online. Note: the weekends are often busier than during the week as most movies come out on Fridays. Music For a variety of instrumental lessons, contact Cayman Music School in Camana Bay. The Music School provides group and private lessons in a variety of string and woodwind instruments including guitar, piano, flute, drums, violin, saxophone, ukulele, bass, and tuition in singing, music theory, drama and recording. They also boast a music shop and a recording studio. Visit www.caymanmusicschool. com. Musicians Ltd. provide instrumental lessons on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio, as well as a number of schools on island. Performing Arts Group Classes are also available with several major performing opportunities throughout the year, including a full annual production. For more information contact office@musicians.ky or call (345) 525 6787. Earl La Pierre teaches adult steel pan classes on Monday evenings at UCCI from 6pm-8pm. He also has a performing band, known as Pandemix, where newcomers are welcomed. Practices are on Tuesdays and Thursdays from 6pm-8pm at UCCI. Call (345) 526 5059 or (345) 916 5676 to learn more. For private lessons in singing, piano and music tutoring, contact Nicole Bodden at her studio in the Barnett Building, off the CNB roundabout. Tel: (345) 917 3753. JukeBox offers a mobile music service providing lessons on guitar, piano and singing as well as a variety of group sessions, including performing arts and

local food. For more information contact the Pirates Week Office on 949-5859 or 949-5078 or info@piratesweekfestival.com or cncf@artscayman.org.

Cayman National Choir & Orchestra Choir practice is held on Mondays at 7.30pm and orchestra practice is held on Wednesdays 7.30pm-9pm at Bay Harbour Center, West Bay Road. Email Sue Horrocks at caymannationalchoir@ gmail.com or Jonathan Taylor at caymannationalchoirandorchestra@gmail. com. There is also a popular choir at Sunrise Community Church. See the Community Life chapter for more information.

Batabano Cayman’s Carnival, Batabano, is usually held the week after Easter every year, and the adult parade will be held on the 6th9th May 2021. It is a major highlight on the Island’s entertainment calendar. It is said the word ‘batabano’ refers to the tracks left in the sand by sea turtles as they crawl onto the beach to nest. Batabano is a multiday event that includes a Carnival Ball, soca song competition, street parade, street dance, a beach fête and Soca music, dancing and pageantry. It celebrates the Caribbean’s diverse African and religious roots, as well as reflecting the Island’s rich heritage. Thousands of locals and visitors flock to the streets! For more information, visit the Batabano website at www.caymancarnival. com. SE E AD PAG E 386

Talks Books & Books’ Infinite Mindcare Talk Series takes place on the third Saturday of every month at 9am. Each month’s topic is different, covering subjects like the importance of sleep, maintaining friendships and keeping a healthy mindset on social media. The talks are hosted by professional psychotherapists from Infinite Mindcare and a different book is recommended each month. For more information on dates and location, call (345) 926 0882, (345) 640 2665, or visit www.facebook.com/infinitemindcare. CULTURAL EVENTS Pirates Week Festival The Pirates Week Festival is one of the biggest cultural events in the Cayman Islands. An annual spectacle which takes place in November, 30+ activities are hosted over three weekends across all three islands, starting with Cayman Brac, then moving to Grand Cayman and finishing with Little Cayman. The highlight of the Festival is the Landing Pageant and Float Parade, which takes place in George Town. Thousands of people line the streets to watch a mock take-over of the island by a band of fighting pirates, who come ashore by pirate ship. A parade, street dance and fireworks display also take place. Other features of the Festival include an abundance of music, culture and delicious

Gimistory Gimistory is an International Storytelling Festival which features guest storytellers from all over the world. It’s held over a ten-day period at the end of November through early December each year. The festival travels to different beaches and parks in all districts on all three Islands, and during the day the storytellers visit the local schools to make special presentations. Visit https://www.artscayman.org/gimistory/. Red Sky at Night Red Sky At Night, a multi-cultural arts fair, celebrates all things arts and culture. The event features a variety of entertainment such as live dance, music, drama performances and poetry readings, as well as displays of visual arts, crafts and films. From steel pan, fiddles and drums to DJs, dance troupe performances, storytelling and theatre, there is no shortage of entertainment. There are also dozens of artisan booths selling locally made art, crafts, jewellery, clothes and accessories as well as food vendors selling traditional

Caymanian food and delicacies from around the world. Contact the Cayman National Cultural Foundation on (345) 949 5477 for more information and to volunteer. WATERSPORTS & EXCURSIONS

Boating, diving and fishing are all very popular in Cayman. For more information on these activities, see the Boating chapter. Amphibious Bus Tours MarineLand runs a unique amphibious bus that takes you on land and sea adventures. Tours cost US$50 per adult and US$42 per child (12 and under). Minimum age is five years. Call (345) 945 8687. Jetovator Rides A Jetovator propels a rider up into the air much like a Jetpack does, however, the Jetovator is incredibly easy to operate and just about anybody can be trained to operate it safely in 20 minutes. The Jetovator can attain forward speeds of 25mph, dive underwater for brief durations and allows riders to cruise in comfort for as long as they want. Contact White Sand Water Sports in East End. Tel: (345) 916 7263 or (345) 938 7263. Kayaking and Bioluminescent Tours One of nature’s best-kept secrets is a rare bioluminescent phenomenon found only in a dozen places worldwide. Cayman Kayaks offers magical bioluminescence tours by kayak and electric catamaran from Rum Point to the bioluminescent bay which is suitable for all skill levels and only a 10-minute paddle. Tours are 1.5-2 hours long and they include the guided tour to and from the bay. Call (345) 926 4467, email: reservations@caymankayaks. com or visit www.caymankayaks.com. Cayman Sea Elements also offer tours of the bioluminescent bay where you can snorkel and swim, plus mangrove kayak tours where you will encounter a myriad of wildlife while learning about Cayman’s unique mangrove habitats. Tours take approximately two hours and leave from

www. c a y m a n r e s i d e n t . c o m

365

AC T I V I T I E S F O R A D U LT S

children’s classes. For more information on schedules and events, visit www. jukebox.ky, call (345) 321 5126 or email: info@jukebox.ky.

the Cayman Islands Yacht Club. Call (345) 936 8687 or email: caymansea@ gmail.com. White Sand Water Sports (Tel: (345) 916 7263 or (345) 938 7263) has kayaks for rent from the Wyndham Reef Resort in East End and they can deliver kayaks Island-wide. They also run a bioluminescence kayak tour to Bio Bay with clear bottom kayaks. Kayaks can also be rented from Red Sail Sports. Call (345) 623 5965 for details. Kiteboarding offers private two-hour lessons on Barker’s Beach. Visit www. kitesurfcayman.com. White Sand Water Sports (Tel: (345) 916 7263) also offers kite lessons and rentals in East End. Kitesurf Cayman

AC T I V I T I E S F O R A D U LT S

Paddleboarding Paddleboards can be rented from Cayman Stand Up Paddle Co. Ltd. (Tel: (345) 938 4787) and delivered to your home, and condo-free delivery in and around Seven Mile Beach is also offered. White Sand Water Sports (Tel: (345) 916 7263) in East End rent paddleboards for US$65 a day (minimum) or US$195 per week, with a 10% discount available to residents. They also deliver Island-wide. Paddleboards can also be rented from The Sweet Spot (Tel: (345) 925 8129) at Kaibo. Bliss Living Yoga (Tel: (345) 949 9642) offers paddleboard yoga on Tuesday and Wednesday evenings, and Rock Iguana Ltd (Tel: (345) 936 2722) in Cayman Brac offers classes on Tuesdays. Parasailing For a birds-eye view of the crystal-clear water of Seven Mile Beach, take a ride on a parasail. Parasailing Professionals offer single, double and triple rides that take off and land from the back of their parasail boat. Call (345) 916 2953 and ask about resident discounts. Snorkelling Snorkelling is a great way to discover the underwater world. Ocean Frontiers (Tel: (345) 640 7500) or White Sand Water Sports (Tel: (345) 916 7263) specialises in small 366

CAYMANRESIDENT 2021

group snorkelling excursions in East End. Tours can be taken on jet skis, their speed boat, or on the Hobie Getaway Catamaran. Frank’s Watersports (Tel: (345) 945 5491) offers 3.5-hour snorkelling tours to Stingray City. Refer to www.explorecayman.com for more information. Snorkel Equipment can be rented from Red Sail Sports. Call (345) 623 5965 for details. SNUBA & Underwater Helmet Diving Another way to explore the underwater world is by using the SNUBA system, a 20ft airline connected to a standard scuba tank. The Sea Voyages Sea Trek tour offers a fully guided underwater sea tour using the Sea Trek helmet diving system. Please note that, due to COVID-19 complications, Sea Voyages are temporarily closed (as of October 2020). Call (345) 926 0008, email: operations@seatrekcayman.com, visit www.seatrekcayman.com or www. snubacayman.com to confirm whether or not you can still book a diving tour. Surfing Good swells are generated off of Seven Mile Beach from December to March, when Nor’westers blow through. From June to November, the best surf is usually found at the South Sound Community Centre and Mariners Cove in Spotts. However, beginners would be well advised to avoid these locations as the coral and sea urchins can prove hazardous. Areas with a safe sandy bottom and easy access to/from the sea is ideal. Surfboards can be purchased at Divers World in 7 Mile Shops. Waverunner Trips You can rent a jet ski from half an hour, up to a full day from Action Watersports (Tel: (345) 548 3147). They also offer two hour guided jet ski tours to Stingray City and Rum Point, incorporating some snorkelling. Residents get a 5% discount off regular rates. White Sand Water Sports also offer jet ski tours in East End. Choose from a 45 minute Jet Ski Adventure Tour along the coast or a Jet Ski Snorkel Safari where you’ll discover Cayman above and

below the water. Tel: (345) 916 7263 or (345) 938 7263. Aqua Watersports offers a range of water-based activities including exciting Jet Ski Stingray City tours (either a 2 stop or 4 stop). They also offer a luxury Cranchi 43ft Charter boat for half day, full day or sunset cruising. Red Sail Sports rent out jet skis, SUPs and a variety of water sports equipment. They also offer a Waverunner Snorkel Safari. Call (345) 949 8745 or (345) 623 5965. Windsurfing The prevailing winds make the beaches off East End perfect for windsurfing. If you are interested in windsurfing, you can rent with Tortuga Divers (Tel: (345) 947 2097) at Morritts’ Tortuga Club. They cater to all windsurfing levels with boards to suit beginners, intermediate and advanced windsurfers. Residents can receive up to 50% off. White Sand Water Sports, which is located on the beach at the Wyndham Reef Resort, also offers windsurfing lessons, equipment rental and packages. Call (345) 916 7263 or email: alan@ whitesandwatersports.com. OTHER FUN ACTIVITIES

Classes in Art, Painting, Photography, Pottery & More The Visual Arts Society (VAS) is a thriving non-profit organisation that offers learning workshops and ‘open studios’, allowing artists to use the studio which includes their ceramic area equipped with tools, glazes, wheel, and kiln. VAS hosts several art markets and exhibits providing opportunities for artists to exhibit and sell arts and crafts. The studio is located at the Watler House Studio, on the grounds of Pedro St. James. Email: info@visualartcayman.com, or visit www. visualartcayman.com. 3 Girls & a Kiln 39 Market Street, Camana Bay Tel: (345) 640 9990 Email: 3girlsandakiln@gmail.com 3 Girls & a Kiln is an art collective made up of three artists who make local art and other

fun designs. They make a variety of different

Laser Tag

pieces from magnets, cheese stakes and

Strike Zone House of Fun, located in Cannon

dishes, to wine corks, tags and pennants. They

Place, is Cayman’s first laser tag arena and is great for the entire family (ages six and up). Visit www.strikezonelasertag.com for more information.

also offer a wide selection of monthly art classes for all ages; their ‘Make & Take’ Wood Class is especially popular. Other classes include clay decorating and glazing. For more information, visit www.3girlsandakiln.com, or visit them at their Camana Bay location from 10am-6pm, Monday-Friday.

SE E AD T H I S PAG E

Locked Inn Locked Inn Cayman is the first live escape room in the Caribbean. Players are offered a choice of four themed rooms each with their own set of codes and riddles to decipher, clues to uncover and puzzles to solve. The aim is for the group to use problem-solving and teamwork to figure their way out of the room within 45 minutes. For more information, call (345) 525 8820 or visit www.lockedinncayman. com.

Indoor Golf is Cayman’s first fullyequipped indoor golf facility. They offer two HD golf simulators and 300sq ft of putting green, as well as golf lessons for adults and children. Call (345) 917 2444 or visit www.caymangolflab.com. Cayman Golf Lab

www. c a y m a n r e s i d e n t . c o m

367

AC T I V I T I E S F O R A D U LT S

The National Gallery of the Cayman Islands runs popular evening and weekend workshops and lectures for all ages and skill levels including ceramics, drawing, painting, photography, mixed media in addition to lectures on art and cultural history. NGCI hosts several Open Call exhibition opportunities during the year as well as Artisan Fairs. Visit www.nationalgallery.org.ky for more information. Gabrielle Wheaton gives private lessons in classical drawing and painting for the serious student or the casual hobbyist. Email: gab.wheaton@ gmail.com or call (345) 517 3347 for more information. The National Trust offers traditional craft classes once a month. Crafts include thatch weaving, yoyo quilting and rag rugs. Reservation required. Visit www.nationaltrust.org. ky/events for the schedule of classes. Art Nest hosts a variety of online painting workshops and events. Email: events@ artnestcayman.com for more information. Cathy Church’s (Tel: (345) 949 7415) offers daily private above and underwater photography courses in the classroom and on shore dives for the underwater photographer. They also rent and sell a full range of underwater cameras that come with a free mini lesson.

Land & Nature Tours Reagan’s Honey offers beekeeping tours of the apiary and surrounding woodland. Tours cost $65 USD are 1.5 hours long. They include beehive inspection and your own sample jar of honey straight from the hive to take home. Cayman Safari Adventures runs a safari tour using customised Land Rovers. You will experience genuine Caymanian hospitality and learn about the unique past of the Cayman Islands. Call (345) 925 3002 for information. Renowned Cayman naturalist, Ann Stafford, offers guided cultural and historic tours where you will learn about culturally significant plants, places, creatures and more. Tours are tailored to suit the guests and may include the Botanic Park, the

Colliers Wilderness Reserve Trail or the Mastic Reserve and Trail. Please note that guests provide the transportation. Contact CaymANNature Tours on (345) 925 2760, email: caymannature@candw.ky or visit www.facebook.com/CaymANNature for details. You can also try Nan Erb, who offers very exclusive Island tours and private transportation services in her beautiful Mercedes minivan. Call her on (345) 326 2018 or email: info@cayluxe.com for more information.

Activities for Kids & Teens

Photos courtesy of Taneos Ramsay, Aquarius Photos, Lisa Reid and Deep Blue Images

Everything to keep your kids active and entertained while making new friends! We have provided details on everything from playgrounds and parks to sporting events, cultural activities, playgroups, summer camps and indoor and outdoor activities.

AC T I V I T I E S F O R K I D S

Family Outings

368

Playgrounds & Parks

369

Indoor & Outdoor Facilities

370-371

Sports 372 - Baseball, Beach Volleyball & Boxing 373 - Cricket, Dance & Diving 373-374 - Football/Soccer 374 - Fountain Play, Golf & Gymnastics 374 - Hockey 375 - Horseback Riding & Martial Arts 375 - Rugby & Sailing 376 - Swimming 376 Cultural Activities - Afternoon Tea, Arts & Crafts - Cadets Corps - Celebrating Birthdays - Cinemas & Outdoor Movies - Cultural Workshops - Live Theatre for Kids & Teens - Playgroups, Storytelling & Singalongs - Public Libraries - Leadership Development & Girl Guides Summer Camps 368

CAYMANRESIDENT 2021

377 377 378 378 378 378 379 380 380 380 380

inding activities to keep your kids and teens entertained, educated and occupied can be a hassle and a full-time job. Luckily, this chapter outlines a wide variety of highly recommended activities available to Cayman’s tight-knit community. We have provided details on family outings, parks, playgroups, various sports and cultural activities, as well as interesting places to visit and summer camps. Additionally, when looking to book trips and various activities for your kids, check out the Explore Cayman magazine and website (www.explorecayman.com), and the Cayman Parent magazine and website (www.caymanparent.com). FAMILY OUTINGS

Although Cayman is fairly small, the diverse community and idyllic weather encourages an active lifestyle. One of our all-time favourite outings is a North Sound boat trip with one of the local Caymanian charter boat companies: Charter Boat Headquarters (Tel: (345) 945 4340), Frank’s Watersports (Tel: (345) 945 2783) or Tours Cayman (Tel: (345) 916 5478). By organising trips with one of these local operators, you will have access to a wealth of Island knowledge and can customise your excursion to suit your family. Tour stops can include Stingray City, the Sandbar, Coral Gardens, Barrier Reef and Kaibo. Not only will your tour be tailored to you, but you will also get to experience true Caymanian hospitality

Once you have had your fill of wildlife, you could wander across the road for lunch at the Cracked Conch or Macabuca Tiki Bar. Another worthwhile thing to do is a trip to the Queen Elizabeth II Botanic Park, which is an engaging outing for the whole family. You could also stop in at the Mission House in Bodden Town (visits by appointment only) and Pedro St. James in Savannah for a historical trip back in time. For something a bit different, drop by the Crystal Caves (Old May Bay), where local guides educate visitors on the history of the caves starting from their creation, to the shaping of the dramatic crystal structures, and up to when the caves became the hiding place for pirate treasure. Call (345) 949 2283 to arrange a visit. Bring the family to the National Gallery and enjoy a range of activities including scavenger hunts, worksheets, and guided tours based on the current exhibition schedule and the national collection. Guided tours can be booked in advance by emailing info@nationalgallery.org.ky. Admission is free. In Camana Bay, you can take a walk, get a coffee, ride a bike and explore its beautifully landscaped areas. Young children will love playing in the fountains (bring a towel!) and climbing the Observation Tower for a great panoramic view. Books & Books has a wonderful children’s room full of books, puzzles and toys, and there is always a good selection of movies at the cinema, as well as a great choice of restaurants for lunch. Younger children (6 months-5 years), can let off steam at the Toddler Play Days at Motions Unlimited. PLAYGROUNDS & PARKS

Airport Park (George Town) Kids and parents alike will get a kick out of watching aeroplanes from this front row vantage point that is adjacent to the Owen Roberts International Airport runway and just opposite the Foster’s supermarket. This large park is full of see-saws, slides, rock mazes and big boulders to climb. There are restroom facilities and cabanas to provide shade. To reserve a cabana, contact (345) 949 2547.

Davinoff’s Concrete Sculpture Garden (North Side) Sculptor and owner, David Quasius, has been annually adding hand-sculpted concrete animals to his Concrete Sculpture Garden in North Side for 20 years. Recent additions include a giant octopus, scorpion, snorkellers and a reef shark. The garden is a great spot to take photos and kids will love climbing over the sculptures. It is also a popular geocaching site. The sculpture garden is free to access and is open every day. It is located on the highway between Old Man Bay and the Queen’s Monument. Visit www.davinoff.com for more information. Mastic Reserve & Trail (North Side) This is an educational trail and is great for older kids and teens. Refer to the Activities for Adults chapter for more information. Queen Elizabeth II Botanic Park The Queen Elizabeth II Botanic Park is a wonderful area in Frank Sound for nature walks, birdwatching, and for viewing the endangered Grand Cayman Blue Iguana. There are over 65 acres of tropical flora and fauna, five themed gardens, and much more! Guided tours are on Tuesdays and Thursdays at 2pm. Large blue iguanas lounge on the grass while butterflies, birds and agoutis dart between the array of native and exotic plants and trees. For more information, see the Activities for Adults chapter. The following parks have cabanas that can be reserved, free of charge, for parties and events by calling the Recreation, Parks and Cemeteries Unit on (345) 946 8250. Public Beach (West Bay Road, SMB) Along with being one of the most beautiful stretches of Seven Mile Beach, Public Beach has cabanas, restroom facilities, freshwater showers and over three children’s playgrounds. Work is continuing on the new park and family facilities and when completed, the 12-acre park will include shade trees, solar lighting, a vendor area and

www. c a y m a n r e s i d e n t . c o m

369

AC T I V I T I E S F O R K I D S

and meet some ‘Islanders’. If you have little thrill-seekers in the family, you may enjoy a trip to Stingray City and then continue on to Rum Point by Jet Ski. Action Watersports (Tel: (345) 548 3147) offers two-hour tours on two-man Sea-Doo watercrafts for US$110 per person. Another sea-based activity that is fun for the whole family is a bioluminescence mangrove tour by kayak or electric catamaran offered by Cayman Kayaks twice nightly from Rum Point. For more information call (345) 926 4467, email: reservations@caymankayaks.com or visit www.caymankayaks.com. Cayman Sea Elements offers boat tours through the mangroves to find birds, starfish, jellyfish, anemones and iguanas. This tour is suitable for children of all ages. Call (345) 936 8687 or email: caymansea@gmail.com. For more fun, you could take a banana boat ride with Red Sail Sports (Tel: (345) 949 8745). Kids particularly love to ride with a group of their friends! Finally, you could take the entire family for a swim with the dolphins at either Dolphin Cove (Tel: (345) 623 2683) or Dolphin Discovery (Tel: (345) 769 7946). Make sure to ask about resident’s discounts. Refer to our Boating chapter for a list of other tour providers. For an amazing aerial experience of Cayman that covers the Island from North Sound and Stingray City, to East End and Seven Mile Beach, take a helicopter tour with Cayman Islands Helicopters. Call (345) 943 4354 to book. Another great way to see Seven Mile Beach from the air is to take a panoramic tandem parasailing ride with Parasailing Professionals. Call (345) 916 2953 to book a tour. Land-based activities for the whole family are almost endless! For children and their parents, the Cayman Islands National Museum offers a fascinating look into the natural and cultural history of the Cayman Islands. SE E AD PAG E 370 The Cayman Turtle Centre in West Bay also offers unique opportunities for educational and interactive animalbased activities. Visitors can enjoy bird, shark, turtle and crocodile feeding, a nature trail, snorkelling with turtles, the popular waterfalls and Turtle Twister waterslide.

a biking and walking trail. Also included will be multiuse beach sports areas that will improve Cayman’s ability to host national sporting events. Scholars Park (West Bay) As a popular site for children’s parties, this landscaped park is located down Stadium Drive and features a variety of play equipment set in a huge sandpit. Along with shady cabanas and barbecue pits, there are also restroom facilities and sizeable grassy areas.

AC T I V I T I E S F O R K I D S

Dart Family Park (South Sound) A gift from the Dart Foundation to the Cayman Islands, this seafront oasis is located on South Church Street. Set amidst shady, landscaped gardens are slides, climbing frames, an amphitheatre, gazebos and restroom facilities. The park is open daily from sunrise to sunset, and also houses the offices of the National Trust of the Cayman Islands, which provide information and displays in relation to Cayman’s flora and fauna. Harold McCoy Sr. (Bodden Town) Located in Gun Square, next to the historic Mission House, this park has a large playground. A caboose and small Caymanian-style house make it a fascinating cultural experience for both adults and children. Jerald Smith Park (North Side) Located on Hutland Road, these landscaped gardens provide a welcoming playground

for the North Side community. Captain George Dixon Park (East End) Just off of Seaview Road, this community park has all the standard park amenities including slides, swings, climbing frames and barbeque facilities. INDOOR FACILITIES

PAG E 370

The Arts & Recreation Centre (ARC) Located next to Camana Bay, this indoor facility can be rented outside of school hours for sporting events. To make a booking request or enquiry, call (345) 640 2878 or email: cbsc@camanabay.com. Camp Seafire Located at the Kimpton Seafire Resort + Spa, Camp Seafire is the perfect fun-filled, flexible childcare choice for kids aged 3-12 years old. Designed to accommodate school holidays, bank holidays, brunch babysitting and more, Camp Seafire offers hourly, half-day, full-day and weekly childcare. Their camps offer creative themes, water sport activities, arts and crafts, as well as games and bespoke events. Call (345) 746 0000 or email: campseafire@ seafireresortandspa.com. Cayman Islands National Museum The Cayman Islands National Museum houses Cayman’s National Collection as well as artefacts (which include boats, furniture, textiles, paintings and ceramics) and is an interesting look into Cayman’s

Remember yesterday today.

(345) 949-8368

Relive moments that have become Cayman Heritage & Culture. 370

CAYMANRESIDENT 2021

traditions, culture and natural history. Many of the Museum’s exhibits are interactive and innovative, and will be fascinating to children. An exciting addition to the National Museum is another animatronic figure of a Caymanian civil servant, lawyer, and politician: Miss Annie Huldeh Bodden. For more information, visit www. museum.ky or call (345) 949 8368. SE E AD

King’s Sports Centre (KSC) A 36,000sq ft facility on Crewe Road in George Town offering a variety of sporting, recreational and relaxing activities for the local community. Activities and facilities include an indoor youth roller hockey rink, five-a-side football, a bowling alley, a rock-climbing wall, karate lessons, squash courts, aerobics classes, steam rooms and much more. KSC also holds children’s birthday parties and children’s rollerskating afternoons every week. Call (345) 946 5464 or email: kings@candw.ky. They also run a summer camp where children participate in sports activities, arts and crafts and learn debate skills. Refer to the Cayman Resident website (www.caymanresident.com) for more information. SE E AD PAG E 394 Laser Tag Laser tag is an exciting recreational shooting sport that is perfect for anyone looking to have a fun and exhilarating outing with family or friends. Strike Zone House of Fun, located in Cannon Place, is Cayman’s first laser tag arena and is great for the entire family (ages six and up). It is the perfect activity for rainy days, birthday parties and corporate events. Call (345) 927 1338 or (345) 623-4040 or visit www.strikezonelasertag.com for more information. Margaritaville’s Waterslide Kids will love the waterslide at Margaritaville in downtown George Town while parents enjoy the casual dining atmosphere. The waterslide is open Monday-Thursday 9am9pm and Friday-Saturday 11am-9pm. Call (345) 949 6274 for more information.

OUTDOOR FACILITIES

Jean-Michel Cousteau’s Ambassadors of the Environment Learn from Cousteau-trained naturalists about Grand Cayman’s natural wonders with ecoadventure activities offered to adults, children and business groups through Jean-Michel Cousteau’s Ambassadors of the Environment programme at The Ritz-Carlton, Grand Cayman. Activities include everything from shipwreck snorkelling and mangrove kayak explorations to photography, arts and crafts and science experiments. The activities are fun for all and also offered as after-school activities, along with summer and fall camps. For more information, contact (345) 815 6120 or email: caymanambassadors@ritzcarlton.com. Black Pearl Skate Park Located behind Grand Harbour Shopping Centre in Red Bay, this skate park is the largest in North America and the second largest in the world. It has 62,000sq ft

of beginner, intermediate and expert flow, as well as street courses. The park is operated by the Cayman Islands Skateboard Association (CISA). It is open SundayThursday, 3pm-7pm, and Friday-Saturday, 3pm-9pm. Membership fees range from CI$45 per month to CI$300 for the year. The resident daily rate is CI$7 and the visitor rate is CI$10. Equipment available for rent includes: skateboards, scooters, helmets and elbow and knee pads. They do not offer BMX bikes for rental at the moment. The Park also includes three half basketball courts and rents out basketballs, table tennis tables, foosball tables and board games. The Park is also available to host birthday parties. Contact Michael Myles on (345) 939 1301, email: skate@ blackpearl.ky, or visit www.blackpearl.ky. Blue Iguana Safari See the Activities for Adults chapter for information. Cayman Parrot Sanctuary Cayman’s newest attraction is a friendly, interactive and educational experience. The Cayman Parrot Sanctuary on Austin Conolly Drive, East End, features a variety of Cayman’s native animals. These include Cayman Parrots, parakeets, agoutis, guinea pigs and rabbits, a racer snake, peacocks and an iguana. It is open on Tuesday, Wednesday, Thursday, Saturday and Sunday 12pm-5.30pm. Admission for adults is CI$10 and CI$7 for children 15 years and under with free admission for children two years and under. Cayman Turtle Centre Located in West Bay, The Cayman Turtle Centre offers guests a variety of unique experiences. Learn about and observe sea turtles up close and take the photo of a lifetime in one of the turtle touch tanks. Swim or snorkel with yearling green sea turtles and other colourful marine life, experience hand-feeding birds in the Caribbean Aviary, watching the Predator Reef Feeding Frenzy, or join Smiley’s Croc Encounter on specific weekdays. Eat lunch

in the restaurant overlooking the lagoon where the resident peacock family hang out, and then swim in the Island’s largest pool with its two waterfalls, underwater viewing panel and Turtle Twister water slide. Open Monday to Sunday 8am-5pm (with last admission at 4.30pm). The resident rate for adults is CI$15 and CI$10 for children 12 years and under with free admission for children two years and under. There is a courtesy shuttle bus that picks up guests from hotels along Seven Mile Beach or plenty of parking if you decide to drive. For more information, call (345) 949 3894, email: info@turtle.ky or visit www.turtle. ky. SE E AD PAG E S 348, 361 & 372 Camana Bay Camana Bay’s Town Centre is a delightful place to take a stroll with your children. It offers wide shady avenues, landscaped courtyards with water features, fountains for children to play in and benches to sit on. Climb the Observation Tower, one of the tallest buildings on Grand Cayman at 75 ft (lifts are also available), for panoramic views of the Island. The book store, Books & Books, also has a great kids section filled with plenty of books and toys to choose from. Crystal Caves (North Side) The Crystal Caves offer tours of underground caves in Grand Cayman. Local guides will take you through the surrounding tropical forest and into the caves, where striking rock formations and an underground lake lay waiting. Stories of how the caves were created, and their history as a hiding place for pirate treasure, offer an intriguing tale for all. There are also a variety of bats nesting, and you can even watch them flit about or eat plums. Call (345) 9492 283, (345) 925 3001 or email: info@ caymancrystalcaves.com to arrange a visit. Dolphin Encounters There are two dolphin attractions in Cayman. Dolphin Cove (Tel: (345) 623 2683) is situated in West Bay near Morgan’s Harbour and Dolphin Discovery (Tel: (345)

www. c a y m a n r e s i d e n t . c o m

371

AC T I V I T I E S F O R K I D S

Motions Unlimited Located on Sparky’s Drive in the Industrial Park, Motions Unlimited is a state-of-theart facility with gymnastics equipment for children and teens, along with a party room and snack bar. They have a full weekly schedule of classes for children from 18 months of age and up. Their Toddler Play Day sessions on Wednesday, Thursday, Friday and Saturdays are extremely popular and are a great way to meet other parents while your children run about and let off steam. The sessions are run on Wednesdays and Thursdays 10.30am-12noon, Fridays 2.30pm-4pm (ages 6 and under), and Saturdays 8.45am-10.15am. These cost CI$15 per child and CI$25 for two siblings. During Halloween, they host ‘Super Spooky Saturday’ and during Easter, they have a ‘Spring Fling’ both from 6pm-9pm for kids over 4 years old. Prior registration is necessary. For class schedules call (345) 749 8365, email: info@motionsunlimited. com or visit www.motionsunlimited.com for more information.

769 7946) located adjacent to the Cayman Turtle Centre in West Bay. Both of them offer three different programmes and special rates for residents starting at CI$85 for adults and CI$75 for kids under 12 years old. At Dolphin Discovery, guests can enjoy a free dolphin presentation every Saturday and Sunday at 12.30pm.

AC T I V I T I E S F O R K I D S

Glass Bottom Boat Tours Explore Cayman’s fascinating underwater world without getting wet by taking a ride on the 35ft ‘Sea Escape’. Tours visit the wrecks of the Cali, Balboa, Eden Rock and Cheeseburger Reef. There is also the opportunity to snorkel and see the fish up close or watch while the crew feed the fish. There is also lots of shade providing protection from the sun. It is perfect for a friend or family outing. Call (345) 917 2323 or (345) 943 5252, or email: info@ sealandadventuretours.com. The Humane Society The Cayman Islands Humane Society is

located at 153 North Sound Road, next to A. L. Thompson’s at the Butterfield roundabout. Local families are encouraged to consider adopting a dog from them as an alternative to shipping in a dog from overseas or buying from a breeder. Volunteers are also always needed for dog walking, pet grooming, and dog and cat socialising. They operate an excellent second-hand bookstore (Book Loft) and a thrift shop (Claws-It). Call (345) 949 1461 or visit www.caymanislandshumanesociety. com for more information on how you can help. Parasailing & Paddleboarding For an incredible view of Seven Mile Beach, take a ride on a parasail. Parasailing Professionals offer single, double and triple rides that take off and land from the back of their parasail boat. A wonderful family experience for kids of six years and older, depending on their confidence levels. Call (345) 916 2953 and ask about resident discounts.

If your kids are keen on learning how to paddleboard, join the Salty Squad. They meet after school, on weekends, holidays and during the summer. They also host an all-inclusive ocean sports youth programme. Visit www.facebook.com/ imsalty345 for more information. Pedro St. James (Savannah) This 18th century Great House, known by locals as ‘Pedro Castle’, is a great place for all ages to learn about the early history of Cayman. With a multisensory movie theatre, a variety of 18th-century artefacts, and a rich history to learn about, this experience truly is a “step back in time” that will stimulate any child’s imagination. Ask for the Nature and History Trail Hunt for children, or the history quiz, if you really want to test your little ones. With a playground, lots of green space, activities and the Outpost Bar and Grill serving tasty bites, your children are guaranteed to have a fun time at Pedro St. James! It is also a great place to hold kids parties. Located in Savannah, Pedro St. James is just a 20-minute drive from George Town, and is open daily from 8.30am-5pm. Resident rates are: CI$5 for adults, seniors 65+ are free and children five and under are free. A valid ID is required for resident rates. For more information call (345) 947 3329 or email: info@pedrostjames.ky. SPORTS

There is a diverse range of sports offerings on-Island, whether your child wants to be a hardcore athlete, or simply part of a team. Athletics Cayman has a vibrant athletics community with events held throughout the year. The Cayman Islands Athletics Association (CIAA) runs programmes focused on the long-term development of children, with a view to participating in Cayman’s national teams. Training sessions are held several times a week in the afternoons after school and various groups meet at the Truman Bodden track. For more information, email: ciaageneralsecretary@ 372

CAYMANRESIDENT 2021

promoting volleyball in Grand Cayman. CIVF has hosted the annual NORCECA Beach Volleyball Circuit on Seven Mile Beach for the past ten years, which welcomes over 30 teams from North America, Central America and the Caribbean. The youth development programmes include school leagues and tournaments, summer camps, and clinics with international and local instructors. For more information on current programmes, please email: youth@ civf.ky, visit www.civf.ky or www.facebook. com/caymanisvolleyball. SE E AD PAG E 399

Ballet See the Dance section in this chapter.

Boxing In collaboration with the YMCA, The Cayman Islands Boxing Association runs an afterschool amateur boxing programme for children of all ages and sizes at the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. On weekdays at 6am, 12pm or 5.30pm, kids can use the facilities while being coached. The coaches keep kids active whilst maintaining their fitness and discipline. Email: info@cibaky.com or visit www. cibaky.com for more information.

Baseball/Softball Located on the corner of Aspiration Drive and Fairbanks Road, the Cayman Islands Little League Field of Dreams is the largest facility of its kind in the Caribbean with four floodlit artificial turf fields on a 15acre complex. Programmes and divisions are organised and managed by the YMCA and available for children from 5-17 years of age – all of them free! Volunteers are always needed for the recreational league teams for coaches, assistants, umpires and canteen helpers. For more information call (345) 916 5643, email: info@littleleague. ky or visit www.littleleague.ky. Basketball The Cayman Islands Basketball Association’s programme participates in international competitions and currently has four leagues: under-12, under-14, under-16 and under-19, separated by gender. They also host a Basketball Academy on Saturday mornings during the school period for three age groups: ages 7-9 years, ages 10-12 years and ages 13-16 years old. For more information, call Coach Voot O’Garro on (345) 916 5083, email: info@ caymanbasketball.com, or visit www. caymanbasketball.com.

Cricket Cricket is a very popular sport in the Caribbean. Coach Connor runs an ongoing cricket programme on Thursday nights for U10 (5.30pm-6.30pm) and U14 (6.30pm7.30pm). The cost is CI$15 per session. Matches are held on Sundays. Sessions are held in the Kings Sports Centre. Call Coach Connor on (345) 922 3080 or email: connor.patterson001@gmail.com. Cayman Cricket organises competitions for primary and secondary schools (May to June) and summer camps in July. Cricket practice for all under-15s is held Saturday mornings during the school year. For more information, call (345) 945 6447 or email: secretary@caymancricket.ky. CrossFit Crossfit Cayman has

Beach Volleyball The Cayman Islands Volleyball Federation (CIVF) has made significant strides in

been working with PE teachers and sports groups to incorporate CrossFit (constantly varied, highintensity, functional movement) into their

programmes. They also offer teen classes for ages 12 to 16 which run on Mondays and Fridays from 3.45 pm to 4.30pm and kids classes for ages 8 to 11 which run on Tuesdays and Thursdays from 3.45pm to 4.30pm. The cost is CI$15 per drop-in class or CI$125 for 10 classes. They are located in Camana Bay. For information email: tarasa@crossfitcayman.com. Dance Dance is offered in many local studios. Centre Pointe Dance Studio (CPDS) teaches classes for two-year-olds through to adults in their studios in Alissta Towers on North Sound Road. Classes include jazz, tap, freestyle, musical theatre and hip-hop, Acrobatic Dance and CPDS’s very own Pre-school dance program Wiggle Giggle Dance With Us! The CPDS Performance School provides a comprehensive musical theatre training program which offers private singing and drama specific classes. External examinations are an integral part of the training at CPDS, students take International Dance Acclaim Performance Awards in Ballet and Tap and London Academy of Music and Dramatic Art examinations in Acting, Shakespeare, Verse and Prose and Musical Theatre. Email: cpdsnewstudent@gmail.com, call (345) 926 5889 or (345) 926 9603. KRI Performing Arts School, run by Kirk Rowe at 99 Shedden Road, has classes for kids, juniors, teens and adults. Dances include salsa, jazz, modern, hip-hop, contemporary, flamingo, belly-dancing, Afro-Caribbean and reggae. Contact Kirk on (345) 924 4089. The Radiance Dance Studio, located in Countryside Shopping Village, teaches dance classes for children from the ages of three years and older. Classes include AfroCaribbean, Ballet Foundation, Hip-Hop, Jazz, Latin, Lyrical, and much more. Email info@radiance.ky, or call (345) 916 0146. Bailamos Dance Studio, located in Barnett Building on 24 Huldah Avenue, offers a range of dance classes for all ages. Call (345) 917 7832 for more information.

www. c a y m a n r e s i d e n t . c o m

373

AC T I V I T I E S F O R K I D S

gmail.com. The 345 Athletics Club has a great middle-distance team and are looking to add more runners and field event athletes to the programme. All ages and abilities are welcome. To join the club, email: dereklarner@management. ky. Mustang Track Club is open for ages five and up. They train Monday-Thursday from 3.30pm-5.30pm. Call (345) 925 6917. Finally, there is the Falcon Athletics track and field club for 9-20-year olds. To join and find out meet times, visit www. falconathletics.ky.

AC T I V I T I E S F O R K I D S

Diving Local dive centres offer a Junior Open Water Diver certification as early as 10 years old. At Red Sail Sports children aged 5-7 years may join their daily SASY (Supplied Air Snorkelling for Youth) programme which is for snorkelling only, but participants wear buoyancy jackets and regulators so they can feel what it might be like to use dive gear. Children aged 8-9 years can participate in the Bubblemaker Course. Resident discounts are available. Call (345) 623 5965 for more information. Divetech offers SCUBA diving activities for kids aged 5-9 and certifications for kids aged 10 years and up. For more information call (345) 946 5658, email: info@divetech.com or visit www.divetech. com. Fitness Connection runs courses for children through PADI, including the Seals programme, Junior Open Water Diver and scuba. Private courses can be arranged. Call (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky. SE E AD PAG E S 375 & 395 For more information on all-things diving, make sure to see our Diving chapter. Football/Soccer Academy Sports Club runs

a junior football programme for boys and girls under eight years old on Mondays and Thursdays at 3.30pm-4.30pm from SeptemberDecember and January-April. The club also has under-12, under-14, under-16 and under-18 teams. Located at the Academy Sports Club, Outpost Street, George Town. Call (345) 936 0100, email: admin@academysportsclub.ky or visit www.academysportsclub.ky for more information. Please bear in mind that times and team numbers may vary, depending on COVID-19 precautions. The Cayman Islands Football Association (CIFA) youth season runs from September to May. Teams are friendly and welcoming to new players. Leagues include under-11, under-13, under-15, under-17 and under-21. For further information, contact the CIFA office on (345) 749 5775 or email: secretariat@cifa.ky. Sunset Football Club provides football for all ages. Coaching 374

CAYMANRESIDENT 2021

sessions for 5-11-year-old boys are held on Sunday mornings 8.30am-10.30am and Saturday mornings for girls 8.30am-9.30am both at the Camana Bay Sports Complex. There is also midweek training and matches for boys and girls under-12, 14, 16, 18 as well as seniors men’s and women’s teams. Contact either Paul Macey on (345) 525 0822 or email: pnm@gmail.com or Gareth Thacker at garethjthacker@gmail.com. For any of the girls programmes please contact Gisela Gamba at gisela.gamba@gmail.com. Excel Sports Management is a leading youth football development programme on Island. Their EUFA qualified coaches hold after-school coaching sessions designed to increase individual players’ confidence and skill. In addition, they also offer camps, overseas tours and trial opportunities for players identified as ‘talented’. For more information, visit www.esmcayman.ky or call (345) 925 4347. Flag Football Flag football is gaining popularity on the Island and follows the basic rules of American or Canadian football. The Cayman Islands Flag Football Association (CIFFA) runs a popular Youth Flag Football League for boys and girls aged 7-17. During the season, which runs from March-May, games are played every Saturday on the Camana Bay sports field. For more information, email: ciffa345@gmail.com. Fountain Play Camana Bay has two wonderful fountains that children love: one for toddlers that is shaded, quite gentle and can be found next to the Camana Bay Cinema. The other one is on The Crescent and has powerful and exciting jets that come to life in a big way every ten minutes. Every Tuesday and Saturday, an Imagination Playground is set up in the big fountain which basically consists of dozens of giant foam blocks (of varying shapes and sizes) which children love to build into boats, houses and anything they can imagine. Starfish Cay Water Park, located on the resort side of The RitzCarlton, Grand Cayman, is home to

winding waterslides, fountains and a giant water bucket. All children under ten years of age must be accompanied by an adult and supervised at all times. The play area is open to locals and residents by purchasing a day pass (US$50 for kids under 18 and US$25 for adults 18 and up) at The Heritage House of Ambassadors of the Environment in the resort. Private birthday party bookings are also available. Entry is subject to weather conditions. For more information, call (345) 943 9000. Golf The North Sound Golf Club offers yearround junior camps and after-school programmes for junior golfers aged 6-16 years. For the more advanced junior golfer, there are private lessons with PGA professionals. Visit www.northsoundclub. com or call (345) 947 4653. Cayman Golf Lab is Cayman’s largest indoor golf facility with two large golf simulators and a 400 square foot putting green. They offer afterschool and weekend junior golf classes, as well as, private session for golfers of all ages. Call (345) 917-2444, email brad@caymangolflab.com or visit www. caymangolflab.com. Gymnastics The Cayman Islands is a member of the International Gymnastics Federation, the international governing body for gymnastics. This allows for local gymnasts to represent Cayman internationally at events, such as the Youth Olympics and Pan American Games. Motions Unlimited has experienced coaches and state-of-theart gymnastics equipment for children including a trampoline, zip line and a 40 ft long tumble track. See the Having a Baby chapter for details on Open Gym and Toddler Play Days. For information call (345) 749 8365 or email: info@ motionsunlimited.com. Quinntessential Movement (Tel: (345) 925 8973) offers kids and youth aerial class that helps with strength, balance, coordination, focus and control.

Hockey (Inline Roller Hockey) King’s Sports Centre offers a diverse hockey programme for children ages 6-14 years old. Kids are taught to skate with fun skating drills and games. They are also given free time to skate around with new friends. Kids should have their own roller blades, helmets, and other protective equipment such as elbow and knee pads. King’s often has new and used skates for sale. Skating camps are also held during school holidays. For information, call (345) 946 5464 or email: kings@candw.ky. SE E AD PAG E 394

Martial Arts The Purple Dragon School of Martial Arts

is located on the 2nd Floor of the Reliable Industries Building, 313 Compass Drive. They offer afternoon and weekend classes for children ages four and older. Purple Dragon teaches the martial arts system called Don Jitsu Ryu and offers a free introductory lesson. Call (345) 946 1241 for more information. Cayman Associated Schools of Karate (CASK) works out of the King’s Sports Centre in Red Bay and offer youth (ages 4-12 years old), co-ed adult and women-only classes, in traditional wado style karate, as well as a Tai Chi programme. For more information or a free trial, call (345) 925 3367 or visit www. caskcayman.com. (PDSMA)

AC T I V I T I E S F O R K I D S

Horseback Riding Traditional English-style riding, vaulting, and grooming lessons are available for children (and adults) at the Cayman Riding School in Savannah, Newlands. The school boasts a GGT jumping arena, cross country course, BHS/FEI qualified instructors and a miniature children’s farm for birthday parties. Call (345) 926 7669 or email: caymanridingschool@gmail.com. The Equestrian Center (Tel: (345) 516 1751 or email: equestriancentercayman@gmail. com) located just off the Linford Pierson Highway, is a registered overseas centre with the UK Pony Club and members are able to start from four years old. They offer riding and vaulting lessons and advanced instruction in dressage and show jumping, as well as a “Pony Park” every Saturday morning from 9am-10.30am in the upper field where children can have pony rides for CI$5 and also meet the goats, the miniature donkey and horse. Cowboy Town Stables in Lower Valley offers general horsemanship and riding along with therapeutic horsemanship and adaptive riding programmes. Their PATH certified instructors specialise in teaching developing riders as well as those with physical, mental, social and emotional disabilities/disorders. Call (345) 916 8571 or email: shanna@ cowboytownstables.com. Spirit of the West (Tel: (345) 916 6488) offers organised private and group horseback beach rides along Barkers Beach, as well as longer “ride and swim” expeditions. Resident rates are available.

Kiteboarding The popularity of kiteboarding among adults and teens has grown rapidly on the Island. Children must be 10 years of age or older. To get more information on private and group lessons, contact Kitesurf Cayman on (345) 916 5483.

Netball sessions for children ages 4-10 years are held every Saturday morning 8am-9am and for ages by the Truman Bodden Sports Complex. New members are always welcome. Tel: (345) 916 1944 or email: caymannetball@candw.ky. Turtle Netters

Pickleball If you are looking for a fun activity to entertain kids and teens, check out the Pickleball Tournament at Grand Cayman’s only pickleball courts. The Pickleball Tournament takes place every Saturday of the month at The Courts at the Ritz Carlton, Grand Cayman. Tournaments are from 3pm-5pm, with a cost of CI$70 per team. At least two players per team are required, and a total of 12 teams are needed to participate in the tournament. They also hold a Corporate team outing, private family outings and private rentals. Paddles and balls are provided free of cost. Call (345) 323 0049 or email: uli.hoppe@

www. c a y m a n r e s i d e n t . c o m

375

ritzcarlton.com to make a reservation. Parkour Parkour is a training discipline using movement that developed from military obstacle course training. Motions Unlimited offers this programme to experienced participants aged eight years and older on Mondays from 6pm-7pm and new participants are welcome on Wednesdays from 6pm-7pm. Registration is required to join. Visit www.motionsunlimited.com.

AC T I V I T I E S F O R K I D S

Roller & Inline Skating Old-fashioned roller skating is great fun and can be done alongside inline skaters at King’s Sports Centre every weekend. Family skating is on Saturdays from 4.30pm-7pm for CI$8, and Teen Jam Skate nights also run on Saturdays from 7pm-10pm for CI$10. On Sundays, skating from 1pm4pm costs CI$8 if you don’t have your own skates, but is reduced to CI$5 if you do bring your own. Make sure you don’t forget your socks! For more information, call (345) 946 5464. Refer to the Hockey section for details on the inline roller hockey league for kids. You can also take a look at the Hockey sections (field, roller and ball) in the Sports & Fitness chapter. SE E AD PAG E 394

Rugby in South Sound holds the Maples Group Junior Rugby Community Programme for children ages 3-16 years old on Saturdays 8am-11.30pm from OctoberMay. National age/grade academies for U10, U12, U14 and U16 are held on Monday-Thursday 3.30pm-4.30pm from September to June. For information about these or U19 training sessions, contact Caroline Deegan at caroline.deegan@ caymanrugby.com, call (345) 525 6743 or visit www.caymanrugby.com.

from 3.30pm-5.30pm, and at weekends during the school term. The club also hosts popular all-day camps during school holidays with exciting ‘sailing away’ days. If you are interested in membership, visit “Join Us” at www.sailing.ky, email admin@ sailing.ky, or visit the Cayman Islands Sailing Club and the National Sailing Center Facebook page. Snorkelling Cayman is popular for its incredibly beautiful underwater scenery. Refer to the Diving chapter for the best snorkelling spots. SNUBA & Underwater Helmet Diving Tours Discover the underwater world using the SNUBA system, a 20ft airline which is connected to a standard scuba tank. Sea Voyages also offers a fully guided underwater sea tour using the Sea Trek helmet diving system. No scuba diving skills are needed but participants must be at least eight years old. Please note that, due to COVID-19 complications, Sea Voyages are temporarily closed (as of October 2020). Call (345) 926 0008, email: operations@seatrekcayman.com, visit www.seatrekcayman.com or www. snubacayman.com to confirm whether or not you can still book a diving tour.

The Rugby Club

SE E AD PAG E 397

Sailing runs various sailing training programmes for kids aged six and up. Programmes run after school The Cayman Islands Sailing Club

376

CAYMANRESIDENT 2021

Special Needs Football4All is a free football programme for children with special needs. It is sponsored in partnership by The Wellness Centre and Academy Sports Club and takes place at Academy Field, Outpost Street. To register or for more information, contact Shannon Seymour at sseymour@wellnesscentre.ky. Squash The Squash Club has a thriving junior section

from beginners to top team players. Junior coaching is available (for kids from the age of five and up) at beginner, intermediate and advanced levels. Call (345) 526 5052, email: info@squash.ky, and refer to the Sports & Fitness chapter for more details.

Swimming The Cayman Islands Aquatic Sports Association (CIASA) is dedicated to the promotion and development of aquatic sports in Cayman. Membership of CIASA links you to an active open water and pool swimming community. For more information, please visit www.ciasa.ky or email: ciasaboard@gmail.com. (SEE AD PAGE 398) Laura Ribbins and the Fitness Connection team are celebrating 30 years of being a swim school in Grand Cayman. They offer a wide variety of programmes for all ages and abilities with both on-site and mobile instruction. Private lessons, group classes, intensive ‘Learn to Swim’ programmes and synchronised swimming classes are available. For more information call (345) 949 8485, email: fitness@fitness. ky or visit www.fitness.ky. (SE E AD PAG E S 375 & 395) Sky Blue Aquatics offer swimming lessons from infant to adult at the Lions Aquatic Centre or in the comfort and convenience of your pool. Whether it be a house, hotel or condo, they come to you. Their certified instructors specialise in customising lessons and focus heavily on water safety. Private, semi-private and small group lessons provide a great learning environment. Call (345) 916 0054 or email: info@skyblueaquatics.com. The Camana Bay Aquatic Club (CBAC) is a yearround competitive swim club, offering high quality professional coaching and technique instruction for swimmers 5-18 years old of all abilities and commitment levels. CBAC also offers a children’s swim school with classes starting at 18 months of age up to 10 years old, as well as a synchronised swimming programme for ages 6-17 years old and twice-weekly masters swimming sessions for adults of all abilities. For more information, email: info@cbac.ky or visit www.camanabayaquaticclub.com. Stingray Swim Club is a competitive swimming team for ages 6 and up. They meet at the Lions Aquatic Centre, which houses a 25M pool situated on Olympic Way near UCCI in George Town. The club’s swimming programmes are developed and delivered by the club’s Head Coach

Pickleball courts on the Island. For more information about The Courts, call (345) 323 0049 or email: grandcaymantennis@ ritzcarlton.com. Cayman Sports provides coaching services for those willing to learn, for more information call ex-Wimbledon coach Warren Urquhart on (345) 926 2776 or visit www.caymansports.net. Mica Koll from Cayman Performance Tennis teaches private and group tennis lessons for all ages. Call (345) 927 8690, email: micabeach@gmail.com or visit www. caymanperformancetennis.com for more information.

Tennis

Ten-Pin Bowling (Red Bay) Cayman’s only ten-pin bowling alley at King’s Sports Centre on Crewe Road has four bowling lanes (accommodating up to 24 bowlers in total) as well as a lounge and bar area. Lanes can be reserved for parties and birthday packages are available. For more information, call (345) 946 2695 or email: kingpinbowling@candw.ky.

has a number of membership options and professionals who provide lessons for all ages. CITC offers an after-school programme from September-June and Junior Tennis Camps over the school breaks. For information call (345) 949 9464 or email: juniors@tennis.ky. For regular updates visit www.facebook. com/caymanislandstennisclub. Tennis Academy offers lessons to kids aged 3-14 at their courts located at 1960 West Bay Road. They offer lessons every weekday afternoons from 2.30pm. Their courses run for the duration of the school term and cost between CI$20 and CI$25 per class, depending on the child’s age. They also offer private lessons to older children and adults. Tennis camps are held during school midterms, Easter, Christmas and summer holidays. Email caymantennisacademy@ gmail.com or call (345) 547 6257 for more information. You can also check their Facebook page for regular updates on classes. At The Ritz-Carlton, Grand Cayman, professionally coached, private or semi-private lessons are offered by The Courts tennis centre. Programmes include after-school ‘Tiger Tennis’, including Tigers (three-year-olds), Super Shots (ages 4-6-year-olds) and High and Elite Performance (ages 6-16-year-olds). They run Easter, spring break, midterm and summer camps, junior tournaments and fun day, and are also home to the only The Cayman Islands Tennis Club (CITC)

Triathlons The Cayman Islands Triathlon Association

organises a number of events throughout the year, including the ‘Try-This-Tri’ Triathlon, the ‘Stroke and Stride’ race series and the popular Cayman Islands Triathlon every November. Visit www.triathlon.ky for more information on upcoming events. Yoga & Relaxation Yoga Sprouts specialises exclusively in yoga classes for children, toddlers and babies. These interactive and well-planned classes are extremely popular. Birthday parties and special events such as Girls’ Nights Out are also available. For more information visit www.yogasproutscayman.com or call Sarah on (345) 326 9876. Kula Kids Yoga (Tel: (345) 916 3007) offers prenatal, baby, toddler, children and teen yoga classes. The Pilates Studio, located in Governors Square, offers teen pilates classes, pilates barre and private/partner training. Email: info@ pilates.ky or visit www.pilates.ky.

CULTURAL ACTIVITIES FOR KIDS IN CAYMAN

Throughout the year, there are many activities for children that celebrate local traditions, such as Pirates Week and Junior Batabano. Visit the Activities for Adults chapter and the comprehensive events calendar at www.explorecayman.com/ event-calendar for more details. Also, visit www.caymanparent.com/cayman-events for other kid-friendly events. Afternoon Tea Every Bloomin’ Thing has a charming English

tearoom where they offer traditional cream tea and freshly made scones, quiche, soups and tea sandwiches. Open seven days a week. Reservations are recommended. Call (345) 945 1701 or email: info@ebt.com. ky. Anchor & Den, located at the Grand Cayman Marriott Beach Resort, offers an Alice in Wonderland inspired Mad Tea Party every Saturday afternoon for groups of 10 or more. Enjoy decadent cakes and special ‘drink me’ potions. Silver Palm Lounge hosts afternoon tea every day from 2pm-4pm during high season and every Friday to Sunday during the summer. Reservations are required for this iconic Ritz-Carlton tradition. Easter and Christmas feature whimsical afternoon tea services: Easter Bunny Tea and Teddy Bear Tea (held at either 12-noon or 2pm), both of which are extremely popular with children. Please call (345) 815 6912 for reservations. Pedro St. James, located in Savannah, offers a High Tea Tour which includes a selection of teas, sandwiches and pastries. This guided tour also consists of a 3D documentary in the multi-sensory theatre. For bookings call (345) 947 3329, email: info@pedrostjames.ky or visit www. pedrostjames.ky. Arts & Crafts The National Gallery for the Cayman Islands

has an extensive education schedule offering a wealth of community programmes such as ‘Family Fun Days’, which take (NGCI)

www. c a y m a n r e s i d e n t . c o m

377

AC T I V I T I E S F O R K I D S

David Pursley. For more information email: stingrayheadcoach@gmail.com or visit www.caymanswimming.com. Thrive Fit (Tel: (345) 938 1113) offers mobile swimming and yoga classes for children aged six months and upwards. They teach water safety, skill development and stroke improvement. Caymanite Synchro is Cayman’s first competitive synchronised swimming team. Ages 6-17 years are welcome, however swimmers must be confident treading in deep water before joining the team. For information email: info@cbac.ky or call (345) 325 7905.

AC T I V I T I E S F O R K I D S

place roughly once per quarter, special events, and free exhibition guides created for families to enjoy quality time together. In addition, they offer a weekly afterschool programme, ‘Walkers Art Club,’ for all ages from pre-schoolers to teens. Summer programmes for families are also offered. Pre-registration may be required for special events. Email: education@ nationalgallery.org.ky or visit the What’s On section at www.nationalgallery.org. ky for a complete programme of events. Art’y Parties offers art parties, face painting, waterproof airbrush body painting, homeschool and after-school art clubs, school holiday art camps, private art classes and Saturday group art classes. Located at 6 Devon Road, Prospect. Call (345) 928 0284, email: artypartiescayman@yahoo. com or visit www.artypartiescayman.com for more information. 3 Girls & A Kiln offers a wide selection of monthly art classes for all ages. Classes include clay, decorating and glazing with a specific themed kids session every other Saturday of the month. Visit www.3girlsandakiln.com to find a list of upcoming events. Shilpa offers step-by-step acrylic painting classes, decorative candle making classes and paper parasol painting classes for children. Tel: (345) 927 1763 or email: tshilpa74@gmail.com. Cadet Corps Cadets learn life skills, develop morals and high standards of conduct through challenging, military-style activities. The programme offers a wide range of activities including drills, field craft, adventure, navigation, first aid, music and waterbased activities for ages 12-17 years. For more information contact (345) 946 9810, email: cadetcorps@gov.ky, visit www. cicadetcorps.ky or visit their Facebook page. Cooking Classes Bon Vivant runs regular after-school and weekend classes designed to inspire budding young chefs (aged 4-12 years). They’ll learn basic cooking skills and create delicious and nutritious dishes. For 378

CAYMANRESIDENT 2021

more information, call (345) 623 2665, email: info@bonvivant.ky or visit www. bonvivant.ky. SE E AD PAG E S 207 & 235 Celebrating Birthdays Parties are usually held at home, on the beach, or at an activity-based venue such as Motions Unlimited who host parties on Saturdays from September-July. The National Gallery offers exciting birthday party opportunities for children of all ages. Parties at the gallery feature creative hands-on art activities and include the use of the gallery’s gardens and art studio, tables and chairs, catering, party favours, a gallery tour and teacher led activities. Art parties can be booked by emailing: events@nationalgallery.org.ky. Camp Seafire at the Kimpton Seafire Resort + Spa features enough space to accommodate all party needs from waterslides and bouncy castles to face painting and movies under the stars. There is also an on-site pastry chef that can design the ultimate birthday cake. Call (345) 746 0000, or email: campseafire@seafireresortandspa.com for more information. Kings Sports Centre has birthday packages for skating parties, bowling parties and a combination of skating and bowling parties. A full description of each birthday package can be found at www.kingssportcentre.com/ birthday-packages. For more information email kings@candw.ky or call (345) 946 5464. The YMCA also offer Climbing Birthday Party celebrations at the Field of Dreams. The package includes the use of equipment, 2 hours of recreational climbing on the Y Ropes Challenge Course, and a 1-hour tent rental for food and partying! Visit www.ymcacayman.ky, or call (345) 925 3276 for more information. There are also a number of companies who provide services in arts and crafts, face painting, magicians and bouncy castles. See the Party Supplies & Rentals section in the Shopping chapter for more information. For catering, see the Food & Drink chapter. Also, most of the cafés on the Island can provide a party menu.

For special cakes, contact The Cake Studio (Tel: (345) 926 4944) or Scratch Gourmet Desserts (Tel: (345) 923 0081). They can both create a cake to match your party’s chosen theme. Cinema & Outdoor Movies Camana Bay Cinema (Tel: (345) 640 3456) is the only movie theatre in the Cayman Islands and includes standard seating, as well one VIP auditorium featuring reclining armchairs. Every Saturday, Camana Bay Cinema has Kids Club which features a well-known children’s movie for only CI$5. Every Tuesday, catch Classic Movies at the cinema, and each month watch theatre and ballet performances with Culture at the cinema. During the summer months, families can come together and enjoy Camana Bay’s popular summer series of Moonlight & Movies in Gardenia Court. Only movies that are rated PG13 and under are shown. Take a picnic or dine beforehand in one of Camana Bay’s restaurants. Movie showings are held every Tuesday at 7pm, and special screenings are held over Christmas, Halloween and Valentine’s Day. In addition, The RitzCarlton, Grand Cayman features Movies Under the Stars outdoors at Andiamo Restaurant every night at 7pm. Make it a family night with Andiamo’s homemade pasta, pizza or other Italian favourites, served al fresco, overlooking the resort’s winding waterways. For reservations and the movie schedule, call (345) 815 6912. Cultural Workshops The Mission House hosts traditional craft and cultural classes and workshops. For more information visit www.facebook.com/ missionhousecayman. The Cayman National Cultural Foundation (CNCF) has developed an online resource called Creative Kids which helps users learn about Cayman’s heritage and its modern-day culture through entertaining activities. The cultural activity packs are designed to be fun and educational for students of any age, and educators, students and parents alike can adapt the materials to the relevant age

group. Visit www.artscayman.org/creativekids. The Cayman National Cultural Foundation (CNCF) also offer the ‘Mind’s Eye’ tour of the South Sound home of the late Ms. Lassie Bush, Cayman’s acclaimed intuitive artist. During the tour, students will learn valuable lessons about what inspired the artist and her work, traditional Caymanian architecture, Caymanian shipbuilding in the community, and pivotal moments in Cayman Islands’ history. Mind’s Eye tours are by appointment only. For more information, call (345) 949 5477, email: vfoster@artscayman.org or visit www. artscayman.org.

Locked Inn Popular amongst teens, and with a kid’s room available on request, Locked Inn is fun for the whole family. Choose between four themed rooms each with their own set of puzzles and try to find your way out within 45 minutes. Locked Inn has birthday party options for groups of all sizes, and also curates scavenger hunts or mystery quests for children at the venue of your choice! For further information, call (345) 525 8820 or visit www. lockedinncayman.com. Music in Camana Bay offers a variety of instrumental lessons in guitar, piano, flute, drums, violin, saxophone, ukulele and bass, as well as Cayman Music School

lessons in singing, music theory and recording. They also offer a Rock School programme, a Jazz programme, band and drama classes. For younger children (aged 1-5 years), there is a special Music Time session and music camps are held over school breaks. Other facilities include a music shop, The Music Box, instrument repair and a recording studio. Visit www.caymanmusicschool.com, email: info@caymanmusicschool.com or call (345) 938 3838. Musicians Ltd. provide instrumental lessons on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio as well as a number of schools on island. Performing Arts Group Classes are also available with several major performing opportunities throughout the year, including a full annual production. For more information contact office@ musicians.ky or call 525 6787. The Cayman Youth Choir is open for ages 7-17

YMCA of the Cayman Islands Inspiring Youth

Building Character

Strengthening Community

Building character...

Day Camp | Teen Leaders | Team Building

it’s not just kids play! After School Activities | Leadership Development (345) 926 9622 | info@ymcacayman.ky | www.ymcacayman.ky

www. c a y m a n r e s i d e n t . c o m

379

AC T I V I T I E S F O R K I D S

Live Theatre for Kids & Teens Budding young actors, actresses and theatre lovers are welcome to further develop their acting skills in weekly acting classes at the Cayman Drama Society (CDS). With four to six productions per year, there is plenty of scope for young would-be thespians to also get involved in productions. Students learn stage management, set design, construction, sound and lighting, as well as theatrical make-up. They offer regular weekly classes for ages 5-16 years where they cover acting training, voice work, performance skills and improvisation along with script studies and performances. They have something for everyone and even run summer camps ending with a performance on the Playhouse Stage. For more information, email: training@cds. ky or visit www.cds.ky. Centre Pointe Dance Studio (CPDS) produces theatre and dance shows involving students of the school. They also provide after-school themed workshops, technique intensives, half term camps and birthday parties. Call (345) 323 7960 or (345) 926 9603 or visit www. centrepointedancestudio.com. Musicians Ltd. provide instrumental lessons on piano, guitar, ukulele, violin, cello, flute, clarinet, saxophone, trumpet, trombone, drums and composition. Individual and paired lessons are available at their dedicated studio as well as a number of schools on island. Performing Arts Group Classes are also

available with several major performing opportunities throughout the year, including a full annual production. For more information, email office@musicians. ky or call (345) 525 6787.

AC T I V I T I E S F O R K I D S

years old. They meet at John Gray High School on Mondays at 4.30pm-6pm. For more information, email Naomi Allnutt at caymannationalchoirandorchestra@ gmail.com or visit www.facebook/ KYyouthchoir. Nicole Bodden teaches singing, piano and music tutoring at her studio at the Barnett Building. Call (345) 917 3753 for more information. JukeBox offer a mobile music service providing lessons on guitar, piano, singing and a variety of group sessions. Visit www. jukebox.ky, call (345) 321 5126 or email: info@jukebox.ky. The Music Studio offers private lessons in piano, singing, saxophone and clarinet, as well as interactive group classes called Musical Footsteps, for children aged 0-4 years old. Call (345) 547 3101, email: kazia@ thestudiocayman.com or visit www. thestudiocayman.com. Myles Music Store (Tel: (345) 949 1753) also teaches classes in drums, piano, guitar, sax/trumpet, violin, ukulele and voice.

access to numerous toys, a craft activity and light refreshments. Please note that, as the South Sound Community Centre is currently being used as a COVID-19 Testing Facility, the location where the playgroup meets is subject to change weekly. Please call (345) 943 6556, email: southsoundplaygroup@gmail.com or visit www.southsoundplaygroup.ky for updated information.

The National Trust This conservation-focused non-profit organisation offers programmes for kids on topics such as coral reefs, Blue Iguanas, traditional Caymanian homes and much more. The National Trust also offers a family programme called ‘Families in the Wild’, which is aimed at creating opportunities for families to enjoy the great outdoors together. For further information, call (345) 749 1121, email: education@nationaltrust.org.ky or refer to our Activities for Adults chapter.

Playgroups A number of playgroups for toddlers and teenagers meet on a weekly basis. The South Sound Community Centre Playgroup

is a volunteer-based organisation which provides a much-needed service for parents. They meet from 9.30am-11.30am every Monday morning throughout the year. All children, from a few days old to five years, are welcome so long as they are accompanied by an adult. The cost is CI$8 per family which includes 380

CAYMANRESIDENT 2021

Public Libraries Cayman’s public libraries (CIPLS) boast a fully-accessible book collection for both adults and children, as well as a comprehensive e-book collection. Children who are confident readers can take part in their annual Summer Reading Programme. Visit www.cipl.gov. ky or the CIPLS Facebook page for more information on such programmes and events. Library cards are free for children (up to the age of 17), and CI$5 a year for adults. Below are the public libraries in the Cayman Islands: George Town Library: 68 Edward Street, George Town. Tel: (345) 949 5159

Emily Redley Powery Memorial Library and Learning Centre: 182 Reverend Blackman Road, West Bay. Tel: (345) 949 7659

Bodden Town Library: 69 Bodden Town Road, Bodden Town. Tel: (345) 947 0966

North Side Library: 891 North Side Road, North Side. Tel: (345) 947 9362

East End Library: 2739 Sea View Road, East End. Tel: (345) 947 7729

Cayman Brac Library: 263B Stake Bay Road, Cayman Brac. Tel: (345) 948 0472

For more information, grab a copy of our Cayman Parent magazine.

9622, or visit www.ymcacayman.ky for more information. SE E AD PAG E 379 The YMCA also runs the Y Ropes Challenge Course, which teaches kids (ages 7-17) fundamental skills that can be used to be successful in life. Skills learnt include trust, problem-solving, self-esteem and confidence. The course provides a wide range of educational, therapeutic and developmental purposes. Email: info@ ymcacayman.ky, or visit www.ymcacayman. ky/giving/ropeschallengecourse. Scouts associations are non-formal educational programmes that encourage the holistic development of boys mainly through enjoyable, outdoor activities. From the Beaver-Scout programme (6-8 years) to the Scouts (11-19 years), boys will enjoy developing vital skills and earning badges. Groups meet weekly. Call (345) 949 1515, visit www.scouts. org.ky, or visit the Scout Headquarters on 34 Middle Road, George Town. Girl Guides Association gives girls (five years and up) and women a space where they can be themselves, have fun, build friendships, gain valuable life skills and make a positive difference to the community. Sections include: Rainbows, Brownies, Guides and Rangers (senior section). Members enjoy a variety of annual events including camps, sleepovers, leadership days and pack holidays. Visit www.facebook. com/girlguidingcaymanislands or www. girlguiding.ky or email: ggcimarketing@ gmail.com for more information. Girlguiding Cayman Islands

SUMMER CAMPS

Leadership Development The YMCA Teen Leaders’ Club provides teens with leadership training and experience. The Y’s Counsellors-in-Training programme is offered for kids aged 13-17 years and runs during school breaks. Teens learn core values, have fun and gain valuable leadership skills. The programme is free for participants and requires an application and interview process. Call (345) 926

There are a huge selection of summer camps available across the Island to choose from. Check out the three very detailed summer camp pages on the Cayman Resident website (www.caymanresident. com) for a comprehensive list of over 90 different camps. Many of these camps get fully booked up before the end of June, so make sure that you plan ahead!

Community Life

Photos courtesy of Deep Blue Images, YMCA Cayman, Big Brothers Big Sisters Cayman

Discover ways to get involved in the community, including information on social clubs, service clubs, counselling and support groups, and voluntary and religious organisations.

CLUBS & ORGANISATIONS

Social Clubs

Clubs & Organisations - Social Clubs - Service Clubs - Counselling & Support Services - Voluntary Organisations

381 381 384 385 387

Religious Services

389

CO M M U N I T Y L I F E

ith short commute times, beautiful sunny weather and crystal-clear beaches, Cayman Islands life is laid-back, but also packed with the amenities you need to enjoy your leisure time. Every year, we are seeing more and more additions to our flowering social community. Hobbyist groups like the CI Photography Club and service organisations like 100 Women Who Care continue to flourish. There are a plethora of social clubs like The Garden Club or The Chess Club, so our list of community opportunities is growing steadily. Whether you’re looking to meet more like-minded people or get more involved in the community, this chapter lists the wide variety of service and social clubs available on-Island, as well as the voluntary organisations that could always use an extra hand. Our community is small but diverse, with a range of nationalities from Jamaica, Canada and the US, to Ireland, the Philippines and South Africa, and many differing interests that meld together to make up our shared, multi-faceted culture. In Cayman, you will always find a place and a group where you feel comfortable, welcome, and at ease.

Astronomical Society Contact: Richard Mcleod or Tiyen Miller Tel: (345) 925 4917 or (345) 949 8378 www.facebook.com/caymanastronomy Meets monthly at Pedro Castle about three days after the new moon. Better Read than Dead Contact: Philip and Emé Paschalides Email: paschal@candw.ky A friendly group of theatre lovers who read plays at each other’s homes over wine and dinner, and occasionally stage public readings.

Art Nest Creative Studio Email: events@artnestcayman.com

Bridge Club

www.artnestcayman.com

Helen Haines Tel: (345) 916 3217

Art Nest is an online community studio that aims to stimulate creativity

Alex Wood Tel: (345) 947 3693

in Cayman by providing art supplies, teaching, learning opportunities and

Email: caymanbridgeclub@gmail.com

online workshops. They welcome creatives and people of all skill levels.

www.caymanislandsbridgeclub.com

www. c a y m a n r e s i d e n t . c o m

381

Tuesday night Duplicate Bridge; in normal

They discuss investing, all things Bitcoin-

Cayman Islands Model Flying Association

circumstances, play starts at 7pm at the

related and focus on teaching people about the

Contact: Andre Archer

Comfort Suites. Friday morning Duplicate

new block chain and crypto technology.

Tel: (345) 916 3838

Bridge; play starts at 9.15am at The Rugby

CO M M U N I T Y L I F E

www.facebook.com/andymac345

Club in South Sound. Each session costs $5 per

Cayman Drama Society (CDS)

A club dedicated to promoting the flying and

person. Visitors are welcome, but please come

Prospect Playhouse, Shamrock Rd, Red Bay

operation of model plane aviation in Cayman.

in pairs or call well in advance. All ages welcome

Email: training@cds.ky or www.cds.ky

The association welcomes members of all

and doors are always open to new members.

The Cayman Drama Society is a vibrant

skill levels, ages and interests from fixed wing

Please note that, due to COVID-19 restrictions,

community filled with enthusiastic members.

aircrafts to helicopters, from electric-powered

the Bridge Club are still organising sessions

They are committed to offering quality

to internal combustion models.

fairly regularly, but there must be enough

live productions to help educate, enrich,

demand for arrangement. Make sure that you

and entertain, while also providing lifelong

Cayman National Choir

contact the club administrators beforehand and

learning opportunities and fostering creative

Executive and Musical Director: Sue Horrocks

ask if the session locations have changed.

expression. CDS hosts an average of four to

Email: caymannationalchoirandorchestra@

six productions per year and has a 130-seat

gmail.com

Bookends Book Club

theatre, the Prospect Playhouse. CDS is always

www.caymanchoirandorchestra.com

Tel: (345) 927 2359

looking for enthusiastic thespians, directors,

www.facebook/caymannationalchoir

The Bookends Book Club meet on the second

producers, stage managers, lighting and sound

The

Wednesday of the month at 6.30pm at Books &

technicians, backstage crew, front-of-house

entertaining the Cayman Islands for more than

Books in Camana Bay.

teams and new friends. New members of all

40 years. Everyone is welcomed to join and

Cayman

National

Choir

has

been

ages are always welcome. They also offer

no auditions are required. All you need to join

Cayman Crypto Currency

regular classes, workshops and summer camps

is commitment, enthusiasm and a willingness

www.meetup.com/George-Town-Open-

in acting, directing and performance skills.

to be challenged. They meet every Monday at

Source-Meetup

7.30pm at Bay Harbour Center, West Bay Road.

Meets bi-weekly at various times and locations.

For more information, find them on Facebook.

Cayman’s

Events App 100s of events to keep you and the family entertained

WhatsOnCayman.ky

Culture • Food & Drink • Entertainment • Arts • Community • Parties • Charity • Toddler • Sports

382

CAYMANRESIDENT 2021

Cayman National Cultural Foundation (CNCF)

Meets every Saturday 11am-12pm at the

to train safely, improve their overall wellness,

17 Harquail Drive, F.J. Harquail Cultural Centre

George Town Library. All levels are welcome,

run and recover better and remain active all

Tel: (345) 949 5477

including beginners who will be taught the

year round through their run, walk and beach

Email: info@artscayman.org

fundamentals of the game. They also run

wellness sessions.

www.artscayman.org

tournaments, a schools programme and a

CNCF’s mission is to stimulate, facilitate and

national team.

The Garden Club of Grand Cayman

preserve cultural and artistic expression of

Tel: (345) 916 1683

Caymanian performing, visual and literary

Code Cayman

arts. The Foundation’s programming covers all

Email: info@codecayman.com

artistic disciplines: theatre, dance, music, visual,

literary and traditional arts. Popular events and

supporting

offerings include: the annual Rundown comedy revue, the Cayman Islands National Festival of

passionate about technology to become leaders

on gardening-related topics. Become a member

Arts (Cayfest), the International Storytelling

in the digital economy. Various programmes are

for CI$25 a year.

Festival of the Cayman Islands (Gimistory),

held throughout the year.

non-profit

www.caymangardenclub.com organisation

www.facebook.com/Gardenclub.ky to

Meets on the first Thursday of the month from

active

September to June. Monthly meetings consist

technology community and empowering those

of short business meetings with programmes

and

dedicated

encouraging

the Pirates Week National Festival, multiple

International Ladies Club (ILC)

workshops designed to develop the talents

Eloquent Speakers Toastmasters Club

Email: ilcgrandcayman@gmail.com

of artists and preserve Caymanian arts, and

Email: kimberleyconolly@gmail.com or

www.internationalladiesclubcayman.ky

activities for children and teenagers interested

eloquentspeakerstoastmasters@yahoo.com

The ILC is open to women 18 years or older, of

in the arts. The organisation is always looking

www.eloquentspeakers.toastmastersclubs.org

any nationality, living in Cayman. The purpose

for committed people to volunteer on its

They meet every second and fourth Tuesday

is to create a friendly atmosphere and provide

programmes – a terrific way to meet people,

of the month from 6.30pm-7.45pm at 17 Astral

an opportunity for socialising. The club hosts

learn something new and make a difference in

Way, Savannah United Church Board Room.

regular events from September-June.

Eminent Orators Toastmasters Club

International Wine & Food Society

Cayman National Orchestra

eminentoratorstoastmasters@gmail.com

Contact: Shelley White

Musical Director: Jonathan Taylor

The mission of this group is to provide a

Email: events@iwfs.ky

caymannationalchoirandorchestra@gmail.com

supportive environment in which members can

Wine-themed functions are held approximately

www.facebook/caymannationalorch

develop better communication and leadership

once every six weeks, except during the

The Cayman National Orchestra has a wide

techniques. Meets every second and fourth

summer. New members are sponsored by

musical repertoire and consists of more than

Monday of the month, 6pm-7.30pm at the

existing members.

30 musicians. The orchestra meets every

Cayman Academy Canteen.

Wednesday at Bay Harbour Center, West Bay

The Lustic Life Book Club

Road 7.30pm-9pm. Visit their Facebook page to

Girl Power Ltd.

www.lusticlife.com/book-club

find vacancies for your instrument.

Email: girlpowercayman@gmail.com

Meets monthly on the last Thursday of every

A registered non-profit organisation dedicated

month at West Indies Wine Company to discuss

Cayman Islands Seafarers’ Association

and

their book of the month. The book can always

11 Victory Avenue, Prospect

empowering young women (aged 13-25) with

be purchased at Books & Books, and a 20%

Tel: (345) 947 7378

lifelong skills and values to succeed in today’s

discount is offered if the book club is mentioned.

Email: seafarers@candw.ky

competitive society. Training includes health

www.caymanseafarers.ky

and wellness, interview skills, public speaking,

Orchid Society of Grand Cayman

Monthly general meetings are held every third

female empowerment and more.

Email: orchidsociety.cayman@gmail.com

mentoring,

inspiring,

nurturing

week on Tuesdays at 7.30pm with social events

www.facebook/caymanislandsorchidsociety

quarterly at 7pm. The aim is to keep Cayman’s

Guardians Alive

non-profit

organisation

that

teaches

seafaring heritage alive and provide tribute to

Tel: (345) 325 6658

members about the conservation, protection,

older seamen.

Email: guardiansalive1@gmail.com

growth, rescue and care for Cayman’s native

www.caymanactive.com/guardians

orchids. Meetings are held on the second

Chess Club

www.facebook.com/guardiansalive

Saturday of each month at 3pm at changing

Email: hello@caymanchessclub.com

This is a non-profit organisation of seasoned

locations, which are announced on their

www.caymanchessclub.com

and veteran athletes whose aim is to help

Facebook page.

www.facebook.com/caymanchessclub

beginner or intermediate athletes learn tips

www. c a y m a n r e s i d e n t . c o m

383

CO M M U N I T Y L I F E

the community.

Scotiabank Pioneer Toastmasters Club

An influential network of business and

programme runs each week at George Town

Email: francoise.minzett@scotiawealth.com

professional women from 96 countries with

Primary School. Annual fundraisers include

Meets every other Wednesday at 12.30pm, 2nd

consultative status at the United Nations

KiwaniBike and Breakfast for Dinner. For

Floor, 18 Forum Lane, Camana Bay.

Economic and Social Council (ECOSOC) and

information on club meetings and projects visit

participatory status with the Council of Europe.

their website.

Tech Talks

The root of BPW’s advocacy is embedded in

Email: innovate@caymanenterprisecity.com

the work with the United Nations. BPW lobbied

Lions Club of Grand Cayman

A live series of tech talks aiming to foster a

for the formation of the Commission on the

www.facebook.com/LionsClubGrandCayman

vibrant technology ecosystem in the Cayman

Status of Women (CSW) and has supported

Projects include sight preservation, PACCE

Islands. Discussions will include knowledge-

many women’s issues. BPW Grand Cayman

(Prostate and Colon Cancer Event), The Delano

sharing, answering hard questions and industry

meets every third Wednesday of the month

Hislop Memorial Run/Walk, Spelling Bee,

trends. The monthly Tech Talks are hosted

from 5.30pm. They run regular social events,

Community Food Pantry and more.

online by Cayman Tech City in partnership with

fundraisers and community events. New

Digital Cayman.

members are always welcome.

Visual Arts Society of Grand Cayman (VAS)

IWIRC Aim Higher Mentoring

Tel: (345) 327 4392

Watler House Studio, Pedro St. James

Tel: (345) 949 8444 or (345) 749 4013

Email: lionkareefajalim@gmail.com

Email: info@visualartcayman.com

Email: pamella.mitchell@kobrekim.ky or

Meetings take place on the first and third

www.visualartcayman.com

tammy.fu@ky.ey.com

Tuesday of each month at 6.30pm and are held

VAS members receive priority for space to

IWIRC Aim Higher is an exciting mentoring

at Elizabethan Square.

sell their arts and crafts at art markets and

programme with the aim of helping 15/16 year

community events. They will also benefit from

old students at John Gray High School with

Optimist Club

discounted rates on workshops, supplies and

school and life. The programme runs from

Tel: (345) 928 8098

use of the studio at Pedro St. James. Members

September to May each year. During term time,

Email: optimistcayman@yahoo.com

are kept informed of other art-related events

mentors meet with the students one lunchtime

www.optimistcayman.com

happening within the community and invites to

a week, in order to help them set and achieve

The Optimist Club aims to improve opportunities

opening receptions.

their goals. The initiative is always on the

for children in Cayman. The club hosts the

lookout for new mentors and offers a training

Optimist Oratorical Contest (where children

Service Clubs

course to teach volunteers how to use study

speak on a given subject and win scholarship

100 Men That Give A Damn!

skills knowledge and active listening techniques

funds), the Optimist Tri-Star Sports initiative,

Email: info@100men.ky

to enable them to support the students.

Child Cancer Awareness Concerts, the Internet

www.100men.ky

Volunteers must also complete the Darkness to

Safety Seminar and various projects aimed at

A group of 100+ men give CI$100 directly to

Light Child Protection training course run by the

providing opportunities for youth. They meet

one of three charities, four times a year. Each

Red Cross.

at the Constitution Hall (previously named the

Lions Club of Tropical Gardens President: Kareefa Mohammed-Jalim

CO M M U N I T Y L I F E

quarter, members attend a one-hour meeting

Town Hall) at 6pm on the first and third Tuesdays

where three charities present their causes.

Kiwanis Club of Grand Cayman

of every month. Due to Covid-19 complications,

Members vote to determine which charity will

Email: info@kiwanis.ky

please contact the Optimist Club in advance to

receive the total CI$10,000+.

www.kiwanis.ky

ask where they are meeting, as this is subject

The Club actively promotes the well-being of

to change.

100 Women Who Care

children in the community. Their largest project

Email: info@100women.ky

is the ‘Buy A Kid Breakfast’ programme, which

Plastic Free Cayman

www.100women.ky

provides breakfast to hungry children at eight

www.plasticfreecayman.com

A group of 100+ women that meet four times a

local primary schools. During the COVID-19

An organisation that arranges regular clean-ups

year and give back to the community by each

lockdown, they partnered with Feed our Future

in the hopes of reducing plastic pollution. They

giving CI$100 to a chosen charity.

and the Department of Education Services to

focus on educating and making the public aware

provide a hot meal or supermarket voucher

of the harmful effects that plastic pollution has

Business & Professional Women’s (BPW) Club

for almost 600 students for 23 weeks in total.

on Cayman and the world. Join the fight against

of Grand Cayman

Kiwanis also sponsors and aids five Key Clubs

plastic pollution by taking their 345 Pledge and

Email: info@bpwgcm.org

in local high schools and a Circle K group at

help work towards a Plastic Free Cayman.

www.facebook.com/bpwgrandcayman

UCCI and the popular festive annual family

www.bpw-international.org

fun day ‘Santa Landing’. Their mobile reading

384

CAYMANRESIDENT 2021

Rotaract Blue

Alcoholics Anonymous

government entities and fellow students, as

Email: rotaractblue@gmail.com

Tel: (345) 926 9044

well as offering pastoral support, care and

www.rotaractblue.org

Email: caymanaa@yahoo.com

advice to students who are new to the UK.

Rotaract Blue is a non-profit organization that

www.caymanaa.org

caters to young adults between the ages of 18

Meetings are held at least once a day. Check the

Cayman Heart Fund (CHF)

-30. Rotaract Blue’s bi-weekly meetings are

website for times and locations.

Tel: (345) 916 6324

held at 6pm on Wednesdays.

Email: info@caymanheartfund.com Alex Panton Foundation (APF)

www.caymanheartfund.com

Rotary Club of Grand Cayman

Email: info@alexpantonfoundation.ky

A non-profit, non-governmental organisation

www.rotary.ky

www.facebook.com/AlexPantonFoundation

dedicated to improving cardiovascular health

The Club supports local and international

www.alexpantonfoundation.ky

for all in the Cayman Islands through educating

community projects in the spirit of ‘Service

The APF is a not-for-profit organisation that

the public, influencing policy, and supporting

above Self’. They meet every Thursday at

aims to improve the mental health of children

access to high quality care through various

12.30pm at various locations such as the

and adolescents in the Cayman Islands through

programmes and initiatives. Please contact

George Town Yacht Club and Camana Bay.

advocacy, awareness and support. Throughout

them if you are interested in assisting with

Meeting locations are subject to change, so

the year they host various support groups,

their goals, volunteering or learning more about

visit their website beforehand to see where

educational programmes, and events.

Cayman Heart Fund events.

Rotarians and individuals interested in learning

Alzheimer’s & Dementia Association

Cayman Islands Crisis Centre (CICC)

more are welcomed.

of the Cayman Islands (ADACI)

Tel: (345) 949 0366

their ‘upcoming events’ are scheduled. Visiting

24-hour Crisis Line: (345) 943 2422

Email: info@adacayman.com

Toll Free: 1 (800) 534 2422

Meets the second and fourth Tuesday at

www.adacayman.com

Email: info@cicc.ky or www.cicc.ky

6.45pm at The Cayman Brac Beach Resort,

ADACI aims to create awareness of the

West End.

different forms of dementia with a focus on

services and programmes focused on domestic

Alzheimer’s. They source and facilitate training

and sexual abuse through the provision of

Rotary Central Cayman Islands

for medical professionals and first responders,

safe, temporary shelter for women and their

www.rotarycentral.ky

counsel people with Alzheimer’s and educate

children, community education and assistance

South

caregivers and family members about the

to all victims of abuse. All services are

Church Street on Tuesdays at 7.30pm.

stages of Alzheimer’s and how to properly care

confidential. The CICC carries out its mission by

for Alzheimer’s patients. They also provide

providing safe shelter for abused women and

one-off financial assistance to patients.

their children, a 24-hour toll free crisis line, teen

Meets

Grand

Old

House,

Rotary Sunrise Tel: (345) 916 8368

charitable

organisation

that

provides

and young adults afterschool programme for

Email: rcgcsunrise@gmail.com

Bethesda Counselling Centre

at-risk youth, a walk-in centre for all victims

www.rotarysunrise.ky

68 Mary Street, George Town

of domestic violence and ongoing supports and

Meets at George Town Yacht Club, on

Tel: (345) 946 6575

services for the Cayman Islands community.

Wednesdays at 6.45am for a 7am sharp start.

Email: bethesda@candw.ky www.bethesdacounselling.ky

Children and Youth Programme (CAYP)

Counselling & Support Services

Individual and group counselling/therapy; also

Tel: (345) 949 0366 ext.6

Al-Anon

online counselling offered for all issue types.

Email: info@cicc.ky

Tel: (345) 928 8843

CAYP offers intervention and prevention services

Email: caymanalanon@gmail.com

Cayman Connection UK (CCUK)

for children who accompany their mothers to

www.caymanalanon.com

www.caymanconnection.org

the Safe Shelter as a result of domestic abuse or

A support group that provides strength,

Email: hello@caymanconnection.org

sexual assault. The CAYP provides services for

understanding and hope for friends and families

An organisation for Caymanians and those

school aged children and enhances their safety

affected by someone’s problem drinking.

affiliated with the Cayman Islands who are

and self-esteem skills. It raises awareness of child

Meetings are confidential and each member’s

now working, studying, or living in the United

abuse prevention for mothers and increases public

personal anonymity is protected. Meetings are

Kingdom. Supported by the CI Government

education on the effects of domestic violence on

held on Tuesdays and Thursdays at 8pm and

and private sector sponsors, CCUK assists

children.

Saturdays at 9.30am.

Caymanian students in the UK by providing networking opportunities with professionals,

www. c a y m a n r e s i d e n t . c o m

385

CO M M U N I T Y L I F E

Tel: (345) 924 4170 Rotary Club of Cayman Brac

Colours Cayman

(women, men and children) of domestic

Email: lightafterloss@gmail.com

Tel: (345) 324 3779

violence. Services include supportive listening,

www.lightafterloss.org

risk assessment, safety planning, parenting

The mission of the Light After Loss organisation

education, advocacy and referrals.

is to support the mental wellness of mothers

Email: hello@colours.ky Colours

Cayman

local

non-profit

organisation that aims to foster a safe and

after the loss of a baby through miscarriage,

comfortable social environment for the lesbian,

Homeschooling Support Group

stillbirth or early infant death.

Through

gay, bisexual, transgender, queer, intersex and

Meets monthly and gives home-schooled

their

centred

asexual (LGBTQIA+) community by building a

families the opportunity to network with

approach, they cultivate communities of

network of local businesses and public venues

other families, ask questions, get ideas and

healing connection. They work to transform

free of discrimination or harassment towards

encourage other home-schoolers. Find them

the culture to one of safety, empathy, and light.

anyone on the basis of their sexual orientation

on Facebook: Cayman Homeschoolers. Note:

They provide financial resources to help ensure

or gender identity. They advocate for LGBTQIA+

The Department of Education wants to remind

that every mother receives the physical and

rights and promote the inclusion and equality of

everyone that families must be registered

emotional care that is needed after the loss of

LGBTQIA+ persons in the Cayman Islands and

to home-school their children in the Cayman

a baby.

throughout the Caribbean and Latin America.

Islands. See our Education chapter for more information on home schooling.

Alexander Place, Dorcy Drive

87 West Apollo House, Mary Street, GT

Kids Helpline

Tel: (345) 323 0656

Tel: (345) 949 8789

Tel: (345) 649 5437 or Email: info@cicc.ky

Email: info@msfcayman.com

Email: counsellingservices@gov.ky

A free helpline service for children and young

www.facebook.com/msfcayman

adults up to the age of 18. Available on Mondays,

Wednesdays and Fridays from 3pm-6pm.

sclerosis patients in Grand Cayman. Created

Estellaâ&#x20AC;&#x2122;s Place Tel: (345) 949 0366 ext.1

CO M M U N I T Y L I F E

love-

MS Foundation of the Cayman Islands

The Department of Counselling Services

compassion-focused,

non-profit

organisation

for

multiple

to spread awareness of the disease, but also

Email: info@cicc.ky

Light After Loss

to provide emotional and financial support to

A walk-in centre accessible to survivors

Tel: (345) 546 9559

MS patients and their families. They greatly appreciate both volunteers and donations. Narcotics Anonymous (NA) Tel: (345) 929 6262 or www.caymanna.com NA aims to provide an environment in which addicts can help one another to stop using drugs and find a new way to live. The New Self-Help Community Foundation CEO: James Ramoon Tel: (345) 927 4777 or (345) 927 7273 Email: tnshcommunityfoundation@candw.ky Created to inspire young people to take responsibility for their future by implementing high-impact programmes which emphasise strong social, cultural, and educational values. Their aim is to promote positive self-esteem, foster economic development, and positively

2021

transform the lives of children, their families, and their communities.

ADULT BATABANO MAY 6 - MAY 9 GRAND PARADE MAY 9TH JUNIOR BATABANO MAY 2ND TH

VISIT

WWW.CAYMANCARNIVAL.COM FOR MORE INFORMATION

386

CAYMANRESIDENT 2021

Âť

The Sickle Cell Support Group Tel: (345) 244 2630 Email: joy.merren@hsa.ky The group meets in the Cayman Islands Hospital Public Health waiting room to discuss

various aspects of this disease.

with food at home and school; Re-Connect,

A charitable company whose goal is to assist

which keeps families with power, water and

in the education of ‘spay and neuter’ within

Inclusion Cayman

also provides temporary housing. MER (Mentor

the community, as the humane solution to

81 Godfrey Nixon Way, Corporate Plaza, Units 6-8

Educate Reinforce) is an academic remediation

address the overpopulation problem that

Tel: (345) 321 2957

tutoring program focused on empowering

sadly exists. Volunteers are always needed to

Email: info@inclusioncayman.ky

struggling students with learning disabilities

assist with door-to-door campaigning, clinic

www.inclusioncayman.ky

from underprivileged homes. The Crisis Initiative

transportation, fundraising and community dog

This is a Non-Profit independent organisation

provides financial aid for uninsured families with

washes. Donations are always welcome.

supporting families across the Cayman Islands

life threatening or medical emergencies and

to promote and defend the rights and interests

unexpected crisis.

Cayman Islands Cancer Society (CICS)

of people with disabilities The organisation is

114 Maple Road (near Cayman Islands Hospital)

managed and staffed by allies of persons with

Big Brothers Big Sisters of the Cayman Islands

Tel: (345) 949 7618

disabilities who recognise the barriers that people

Tel: (345) 923 2471 or Tel: (345) 325-9661

Email: info@cics.ky or www.cics.ky

with disabilities and families face and who can

Email: startsomething@bbbs.ky

CICS receives no Government funding and relies

assist in strengthening the advocacy and capacity

www.bbbs.ky

solely on donations received from individuals

of families. Facebook: InclusionCayman

Volunteers are matched with children to create

and companies, as well as its community

mentoring

provides

volunteers. CICS provides a variety of

Teens and Young Adults Lounge (TAYA)

children with the friendship and guidance

relationships,

which

services, including a hospital equipment rental

Tel: (345) 949 0366 ext.6 or Email: taya@cicc.ky

of an adult. They are actively seeking new

programme, counselling, art therapy and a free

The TAYA Lounge is a safe space for at-risk

volunteers, especially for their ‘Big Brothers’

educational outreach programme. They offer a

teens and young adults between the ages of 14

contingent.

Charity Voucher Programme which provides

and 21 years old. The TAYA Lounge’s mission is

patients who qualify, with free pap smear tests Breast Cancer Foundation

or mammograms and men with PSA blood

backgrounds through providing basic needs,

Unit 19 Grand Harbour, Shamrock Road, GT

tests (for prostate), mouth and throat cancer

guidance and opportunities so they can transition

Tel: (345) 923 1135 or (345) 936 1135

screening. Financial assistance is provided to

successfully into productive adulthood and tap

Email: info@breastcancerfoundation.ky

qualified patients. You can donate magazines

into their growth potential. TAYA’s approach

www.breastcancerfoundation.ky

to those receiving chemotherapy by putting

engages youth within their community, schools,

Created to support breast cancer patients

them in the white bin outside the CICS. Office

organisations, peer groups, and families in a

and their families, the organisation provides

hours are Monday-Friday 9am-4pm.

manner that is productive and constructive;

help for those suffering both emotionally

recognises, utilises, and enhances young people’s

and/or financially. They offer an awareness

CI Crisis Centre Volunteer Programme

strengths; and promotes positive outcomes for

programme aiming to save lives through early

Tel: (345) 949 0366 ext.3

young people by providing opportunities, fostering

detection by teaching you how to be proactive

Email: volunteer@cicc.ky

positive relationships, and furnishing the support

about your health, and a Wellness Initiative

Volunteers provide support for many of the

needed to build on their leadership strengths.

programme which aims to help such patients

programmes and services offered by the crisis

get through treatments with advice and

centre, as well as support for fundraising,

support.

running errands, helping at the warehouse and other various tasks.

Cayman AIDS Foundation Tel: (345) 946 3029

Cayman Islands Humane Society

Voluntary Organisations

Email: info@caf.ky or www.caf.ky

153 North Sound Road, George Town

Cayman’s ARK - Acts of Random Kindness

The Cayman AIDS Foundation is a community-

Tel: (345) 949 1461

Email: info@arkcayman.com

based organisation which provides education

Email: cihsshelter@candw.ky or

www.arkcayman.com

on the danger of, helps prevent the spread of,

info@caymanislandshu manesociety.com

www.facebook.com/arkcayman

and gives support and guidance to all people

www.caymanislandshumanesociety.com

Cayman’s ARK is a registered non-profit,

affected by HIV & AIDS and STIs.

Volunteers are always needed to work in

grassroots, charitable foundation founded in 2006.

four areas: the bookstore, thrift shop, animal

ARK’s aim is to improve the standard of living for

CARE - Cayman Animal Rescue Enthusiasts

shelter or in fundraising. They operate an

under-privileged families with programmes such

Tel: (345) 938 CARE (2273)

excellent second-hand book store (Book Loft)

as CASA, which renovates homes in deplorable

Email: info@caymancare.ky

and thrift shop (Claws-It). Donations are always

condition; Feed Cayman, which provides families

www.caymancare.ky

needed.

www. c a y m a n r e s i d e n t . c o m

387

CO M M U N I T Y L I F E

to empower at-risk youth from underprivileged

Sports Clubs See the Sports & Fitness and Activities for Kids & Teens chapters for more information.

John Gray (JGHS) Tel: (345) 925 9261

of-the-art, world-class hospital in the Cayman

Clifton Hunter (CHHS) Tel: (345) 922 2448

Islands. Every cent raised by Have a Heart

Cayman Islands Red Cross (CIRC)

Layman E. Scott LSHS Tel: (345) 922 2449

goes directly to the delivery of health care for

34 Huldah Ave, Opposite the Cricket Pitch, GT

The Extended Afterschool Programme is

children.

Office: Cayman Corporate Center, GT.

conducted by the YMCA of the Cayman Islands.

Tel: (345) 949 6785

The programme takes place from 3pm-6pm

Jasmine

Email: director@redcross.org.ky

daily during the academic year. Their mission is

West Bay Road (beside Coconut Joes), SMB

www.redcross.org.ky

to help people reach their God-given potential

Tel: (345) 945 7447

The Cayman Islands Red Cross (CIRC) serves

by putting Christian principles into practice.

Email: info@jasmine.ky

all three Islands. The four main programmes of

Students take part in a variety of activities

www.jasmine.ky

the CIRC are: Disaster Management, First Aid &

such as sports, homework and games, cadets,

Jasmine is the only non-profit organisation

Aquatics, Child Protection, Sexual Education and

and even art and digital media. For more

dedicated to providing dignified medical and

the Thrift Shop (See the Shopping Chapter for

information, visit www.ymcacayman.ky/easp

emotional compassionate care, free of charge,

more information). The CIRC trains volunteers

or contact one of the school representatives

to anyone in the Cayman Islands with a life-

to work within the communities, and works

above.

limiting or end of life illness. Their team of

directly to empower communities through the

CO M M U N I T Y L I F E

healthcare professionals specialise in treating

training of Community Emergency Response

Feed Our Future

pain and managing symptoms. They liaise

Teams. The headquarters location also serves

Tel: (345) 916 0923

with the patient’s own doctor to enhance

as a hurricane shelter and is usually the first to

Email: info@feedourfuturecayman.org

quality of life for the patient and their loved

open when there is a threat to Grand Cayman.

www.feedourfuturecayman.org

ones. Holistic care is important, so they offer a

The CIRC is always in need of volunteers and

For many children in Cayman, a school meal is

range of supportive services from art therapy.

donations to the cause.

the only proper meal they will receive the entire

therapeutic massage, a lunch club, counselling

day. Through their school meal programme

and bereavement support. Jasmine costs

Central Caribbean Marine Institute (CCMI)

Feed our Future seeks to find nutritionally-

more than CI$1,800 per day to operate and

North Coast Road, Little Cayman

balanced school meals for children in need. The

is 90% funded by fundraising events and

Tel: (345) 948 1094

goal to help nourish at risk school-age children

donations. To get support from the Jasmine

Email: info@reefresearch.org

by providing regular and dependable access to

care team or to support their organisation

www.reefresearch.org

healthy meals so that they can lead healthy and

(donate or volunteer) visit their website or call

www.facebook.com/reefresearch

productive lives. Feed Our Future’s programmes

(345) 945 7447.

CCMI was founded in 1998 to protect the future

also include a summer food programme and

of coral reefs through research, conservation,

wellness and life skills workshops focused on

LIFE (Literacy is For Everyone) Ltd

and education. CCMI researchers have provided

healthy cooking and shopping on a budget.

Tel: (345) 328 3120

20 years of baseline data on both coral reefs

Email: volunteer@life.org.ky

and fish, published over 100 scientific papers

Have a Heart Cayman

www.life.org.ky

and supported 18 MS and PHD researchers to

www.facebook.com/haveaheartcayman

LIFE is Cayman’s literacy charity and a

become leaders in their field.

Have a Heart is a non-profit association

registered non-profit dedicated to significantly

that facilitates and funds life-saving cardiac

improving literacy levels in Cayman. Their

procedures for children worldwide in a state-

most popular volunteer programme is Paired

Extended After School Programme (EASP)

Reading, which matches a volunteer with a young student and once a week volunteers will

One book. One child. One classroom at a time.

Cayman’s literacy charity

read with them for 30 minutes at their school. LIFE also provides free parent education workshops to give parents the skills to teach their children how to read. All students receive free new books to practice their skills at home. You can donate gently used or new books by emailing: books@life.org.ky. Volunteers are always needed to help with projects, fundraise, or to read with children. Meals on Wheels

388

CAYMANRESIDENT 2021

SE E AD T H I S PAG E

Tel: (345) 769 1974 or (345) 546 8886

100 artists. The NGCI runs a series of outreach

Email: PRBC345@gmail.com

Email: info@mealsonwheels.ky

programmes, adult courses, children’s classes,

www.facebook.com/PRBC345

www.mealsonwheels.ky

special events for members and fundraising

The Prospect Red Bay Community Group

www.pledgeasenior.com

projects. New volunteers and members are

meets on the first Monday of the month at

Meals on Wheels provides free, nutritious

welcome.

7pm in the Seafarer’s Hall on Victory Avenue,

meals, soups, friendly smiles and safety checks

Prospect. All residents of Prospect and Red

to seniors, the homebound and disabled, each

National Trust of the Cayman Islands

Bay are welcome to attend. There is always

weekday across all five districts of Grand

558A South Church Street (Dart Family Park)

a lively discussion on what is happening

Cayman. Meals and soups are delivered to

Tel: (345) 749 1121

in the community in regard to policing,

clients homes, free of charge. Meals on Wheels

Email: membership@nationaltrust.org.ky

garbage collection, litter, landscaping and

depends on the support of the community and

www.nationaltrust.org.ky

improvements. They have a very active

for just CI$5 a day when you pledge to feed a

The National Trust owns and protects more

WhatsApp group which you can ask to

senior, you ensure they receive at least one

than 3,000 acres of nature reserves, as well as

join if you reside in the area. They also hold

hot meal a day. Contact them today to pledge

owning, leasing or managing various historic

many neighbourhood events, including an

a senior, volunteer your time or request meal

properties on the three Islands. They offer

annual Christmas Party that draws over 400

service for someone in need.

monthly activities that teach a great deal about

neighbours.

the Cayman Islands. NCVO Children Services Programmes

Volunteering to Support Prison Rehabilitation One Dog at a Time (ODAAT)

Contact: Ms. Aduke Natalie Joseph-Caesar

Donations Email: ncvo@ncvo.org.ky

Tel: (345) 917 8284

Tel: (345) 925 8663 or (345) 640 3000

Volunteer/Fundraisers/Events/Programmes Info

Email: info@ODAAT.ky or www.odaat.ky

Volunteers assist in the provision of prison-

Email: ncvocoordinator@ncvo.org.ky

www.facebook.com/onedogatatime13

based programmes and supporting the

www.ncvo.org.ky

A charity created to rescue and rehouse

prisoners’ integration back into society.

www.facebook.com/NCVOCaymanIslands

dogs and puppies. They raise funds for dogs

NCVO is a registered non-profit organisation

they pull from the pound (where they are

YMCA of the Cayman Islands

dedicated to the care, education and well–being

likely to be euthanised), provide the required

Tel: (345) 926 9622

of children and families in need of support. The

treatments, house and feed them. ODAAT aim

www.ymcacayman.ky

NCVO runs several children’s programmes

to find permanent homes for dogs and, when

YMCA is a charitable, cause-driven, non-

across the Island. The NCVO also runs a thrift

necessary, pay for them to be flown to rescue

profit organisation that aims to strengthen

store located on Anthony Drive (GT) which

partners in Tampa, New York and Toronto.

the community. Operations are directed by

accepts donations of clothing, household items,

They welcome volunteers, donations and

their corporate staff; a group of experienced,

children’s items and furniture. NCVO’s largest

sponsorship for individual dogs.

highly

fundraiser, the annual radio telethon, is held at the end of October/early November.

qualified

and

motivated

people.

They are also assisted by passionate Pink Ladies Volunteer Corps (PLVC)

staff members and a group of committed

Tel: (345) 925- 5021

volunteers. SE E AD PAG E 379

National Gallery of the Cayman Islands (NGCI)

Email: pinkladiescayman@gmail.com

Esterley Tibbetts Highway, near Camana Bay

The PLVC is a service organisation whose

RELIGIOUS SERVICES

Tel: (345) 945 8111

members volunteer in various roles within

Email: info@nationalgallery.org.ky

the community. Their craft group meets

www.nationalgallery.org.ky

on Tuesday mornings throughout the year

NGCI hosts a variety of exhibitions annually

at the South Sound Dart Park. Their major

featuring local and international artists’ work

fundraising event, the Christmas Bazaar,

as well as numerous community exhibitions

traditionally opens the holiday season and

both at their central facility in Grand Cayman

features a delicious tea, market stalls, crafts,

and satellite venues in the Sister Islands. The

plant sales, entertainment and children’s

The Cayman Islands is a multicultural country with almost every denomination and faith-based community represented. The following are just some of the services held weekly. Please note: During July and August, the number of services held are often reduced as member numbers decrease due to the summer vacation.

main facility is a 9,000sq ft space with three

activities. Funds raised by the PLVC benefit

exhibition galleries, plus an art library, lecture

community projects. The PLVC are always

Anglican Church

theatre, walking labyrinth, sculpture gardens,

looking for new members and there are

St. Alban’s Church of England

cafe and gift shop. The Gallery also houses

many ways to be involved.

461 Shedden Road, George Town

the permanent art collection, which traces the Island’s art history through the work of over

Rector: Reverend Christopher Pierce Prospect Red Bay Community Group

Tel: (345) 949 2757

www. c a y m a n r e s i d e n t . c o m

389

CO M M U N I T Y L I F E

Tel: (345) 949 2124

Email: rector@churchofenglandcayman.org

to find one in your area. Wednesday Bible

www.churchofenglandcayman.org

Study: 7pm (contact church office for info;

Sunday

Prayer

may primarily be available via Zoom). Friday

8.30am; Church School for Adults 9am; Sunday

Services:

Matins/Morning

Night programmes for preschoolers, children,

School 9.30am; Wednesday Bible Study 6pm.

and youth groups. Sunday Night “JAM” (Year

For weekday services and activities see the

7-12): 7pm-8.30pm. Iglesia Bautista Islas

website calendar. All services are taken from

Caiman: 6pm (Domingo), Estudio Biblico: 7pm

the Church of England’s Book of Common

(Jueves).

Prayer (1662). First Baptist Church of Grand Cayman

CO M M U N I T Y L I F E

Anglican (Episcopal)

920 Crewe Road (Opposite the Lion’s Centre)

St. George’s Anglican Church

Pastors and Directors: Dr. Steve Brady, Pastor

64 Courts Road, George Town

Bentley Robinson, Pastor Dave Jorge and Mrs.

Rector: Reverend Jerome Small

Martha Buford

Tel: (345) 949 5583

Tel: (345) 949 0692

Email: stgeorgescaymanislands@gmail.com

Email: fbc@fbc.org.ky or www.fbc.org.ky

www.stgeorgescayman.org.ky

First Baptist Church is a diverse, multicultural

Sunday Mass 7am and 9am; Sunday School

congregation

9am; Wednesday Mass 7.30am; baptisms,

atmosphere with over 350 members and 30

marriage and confessions by appointment.

nationalities. The church meets on Sundays at

that

offers

welcoming

They also host a Sunday Eucharist and Sermon

10.30am every week. Throughout the year their

First Baptist Church is a spiritual family, united in the love of Jesus. We exist to help people grow in the grace, knowledge and love of Jesus Christ, who sacrificed himself on the cross to purchase forgiveness of sins and eternal life for everyone who believes in Him. People from over 30 nations worship with us, and we invite you to join us too!

as well as Choir Practice. Call for details on other

weekly programmes change, but often include:

services.

Sunday School for all ages at 9.15am; Spanish

We meet on:

West Bay Assembly of God

Worship Service (third Sunday of each month); 6.30pm and, every Friday night, the SPARK

195 Old Crewe Road, George Town

Children’s Club and Ignite Youth Group meets at

Tel: (345) 945 2182

7pm. Visit the church website or Facebook page activities.

SE E AD T H I S PAG E

100 Finch Drive (off Birch Tree Hill Rd), West Bay

Third Sunday of every month: Spanish Worship Service (Sanctuary) 7:00 pm

Tel: (345) 916 3748

Catholic Churches

www.facebook.com/WBAssemblyofGodGC

St. Ignatius Catholic Church

Sunday Services: 10.30am and 7pm

597 Walkers Road, George Town Tel: (345) 949 6797

Friday: SPARK Children’s Club Ages 8-12 (Gym) 7:00 pm Ignite Youth Group Ages 13-17 (Music Suite) 7:00 pm

Thursday: Spanish Bible Study (Lounge) 6:30 pm

Cayman International Assembly

Email: ignatius@candw.ky

Meeting place: Camana Bay Cinema

www.ignatius.ky

Tel: (345) 917 5774

Weekday Masses: Monday-Friday 7am; Friday

Sunday Programme/Service 10am. Cayman

6pm; Public Holidays 8:30am

International Assembly of God offers a casual

Weekend Masses: Saturday 6pm and Sunday

and contemporary style of worship.

8am, 10am, 12pm and 6pm; Sunday School 10.15am; Confessions Saturday 5pm-5.45

Find out more about our church at our website www.fbc.org.ky. Give us a call at 345.949.0692 or email: fbc@fbc.org.ky. We’re located at 920 Crewe Road, across from the Lion’s Center. P.O.Box 10175, Grand Cayman KY1-1002.

Baptist Churches

pm; Prayer Meeting on Wednesdays at 6pm.

Cayman Islands Baptist Church

Eucharistic Adoration 6am-9pm daily in the

163 Pedro Castle Road, Savannah

Divine Mercy Adoration Chapel.

Pastor: Dr. Stephen Tillis

Come join us as we worship the Lord Jesus! CAYMANRESIDENT 2021

Spanish Bible study on Thursday evening at

First Assembly of God

for more information on other services and

Sunday: 9:15 am Sunday School (All ages) 10:30 am Worship Gathering

390

Assemblies of God

Tel: (345) 946 2422 or www.cibaptist.ky

Christ the Redeemer Catholic Church

Sunday Worship Services: 9am and 11am

Reverend Blackman Road, West Bay

(including children’s programmes for Birth -

Tel: (345) 949 6797

Year 6). Life Groups meet weekly at various

Sunday Mass: 9.45am.

times and locations; contact the church office

Stella Maris Catholic Church

7.30pm. Friday: Youth Fellowship at 6.30pm.

and coffee. Nursery Care and a Children’s Sunday School are also available as well as

Alta Vista Drive, Cayman Brac Tel: (345) 925 6215 or (345) 948 0551

Muslim Services

a weekly youth group meeting. Services

Sunday Mass or Eucharistic Service: 11am.

Islamic Society Cayman Islands

last approximately 80 minutes. Community

Unit C3, Cayman Business Park, George Town

Groups meet throughout the week at various

Jewish Services

Mosque

locations and they also hold a monthly

Chabad Cayman Jewish Community Centre

Tel: (345) 929 1400

Women’s Gathering called Flourish.

7 Mile Shops, 215B West Bay Road

Email: isci@candw.ky or www.isci.org.ky

Rabbi Berel & Rikal Pewzner

Prayers are held five times daily, plus Friday

Pentecostal

Tel: (345) 516 4474 or (345) 949 0770

(Jummah) prayers at 1pm. During the month

All Nations United Pentecostal Church

of Ramadan, daily Taraweeh Prayers are

Tel: (345) 949 9533

jewishcayman.com

offered. The Muslim community of Cayman is

Email: upc@candw.ky

www.chabadcaymanislands.com

very small, but the diversity of the community

www.allnationscayman.org

The Chabad Cayman Jewish Community Centre

makes up for what it lacks in size.

Tuesday Youth Service 7.30pm; Wednesday

Email:

info@jewishcayman.com

rabbi@

Fasting 11am; Thursday Bible study/prayer

provides a wide variety of Jewish educational, religious and social services, including Youth

Non-Denominational

meeting 7.30pm; Sunday School 9am; Sunday

Education,

Agape Family Worship Centre

Divine Worship 11am and Evangelistic Service

Services, Shabbat and Holiday celebrations, and

50 Fairbanks Road, GT

held at 7.30pm.

Jewish Life Cycle events.

Tel: (345) 949 2539

Adult

Education,

Synagogue

Presbyterian & Congregational

Temple Beth Shalom, Cayman Brac

www.agapecayman.ky

Elmslie Memorial United Church

Tel: (345) 948 0518

Sunday services 10am; Sunday School 11am;

48 Harbour Dr, George Town, Grand Cayman

Lynne & George Walton: (345) 325 3474

Wednesday service 7.30pm; Saturday morning

Minister: Reverend L. Christopher Mason

Email: seadreamsvilla@gmail.com

prayer meeting 6.30am and Friday youth group

Tel: (345) 949 7923

Friday evening Shabbat Services. Call for

held at 7.30pm.

Email: elmslie@candw.ky www.Elmslieunitedchurch.ky

information regarding weekly services and Church of God Chapel Frank Sound

Sunday services: 10.30am. Elmslie also has a

1275 Frank Sound Road, North Side

smaller affiliated congregation: South Sound

Lutheran

Tel: (345) 947 3691

United Church, South Sound. Service on

Safe Harbour Lutheran Church

Email: franksoundcog@gmail.com

Sunday is at 9am.

205 Andrew Drive, Snug Harbour

Sunday service 10.30am. Kinder Church

Tel: (345) 926 5491 or (345) 949 1835

(ages 3-5 years every Sunday), Children’s

William Pouchie Memorial United Church

www.safeharbourlc.com

Church (ages 6-9 years every second and

815 North Side Road, North Side

Sunday service 10am at the South Sound

fourth Sunday) and Pre-teen Ministry (10-14

Minister: Rev. Rohan Forrester

Community Centre, South Church Street.

years every first and third Sunday) runs at

Tel: (345) 938 2239 (Minister)

the same time.

Email: wpmucns@gmail.com

community events.

Sunday service: 9am.

Methodist Wesleyan Holiness Church

Church of God Chapel George Town

150 North West Point Road, West Bay

Address: 22 Academy Way

Seventh-Day Adventist

Pastor: Reverend Brenda Wallick

P.O Box 506, KY1-1106

Cayman Islands Conference of Seventh-Day

Tel: (345) 949 1121

Tel: 949 9393

Adventists

Sunday services: 9.45am, 11am and 6pm;

Email: cogcgt@candw.ky

Tel: (345) 640 2647

Mid-week service on Wednesday 7.30pm and a

All ages Sunday School 9.30am. Sunday

www.caymanadventist.org

youth meeting on Fridays at 7.30pm.

service and Children’s Church 10.30am.

Saturday Sabbath School service 9.15am, Divine Service 11am, Bible Class 4pm (may

Sunrise Community Church

vary), Adventist Youth Program (AY) 5pm

Covenant Moravia Church

Tel: (345) 926 7473

(may vary); Sunday evening service 7.30pm.

6 Devon Road, off Marina Drive, Prospect

Email: paola@sunrise.ky or www.sunrise.ky

Wednesday evening service at 7.30pm. There

Pastor: Reverend Ruth Stephenson

Sunday Services 10am at the Harquail

are churches located across Grand Cayman,

Tel: (345) 947 7935

Theatre, with the opportunity to socialise

Cayman Brac and Little Cayman.

Sunday services: 11am. Wednesday: Bible Study

afterwards with complimentary pastries

THE

Moravian

Tell them you saw it in the

www. c a y m a n r e s i d e n t . c o m

391

CO M M U N I T Y L I F E

Email: agape@candw.ky

Sports

& Fitness

Photos courtesy of Deep Blue Images, Irene Corti and Erica van Dam

Details on the extensive amount of sporting activities available on-Island, such as basketball, dance, golf, tennis, football and swimming, as well as gyms, sports competitions and more.

SPORTS & FITNESS

Sports Activities 393 - Basketball 393 - Boot Camps 393 - Bowling/Boxing 393 - Cricket/Crossfit & Cycling 393 - Darts/Dance 393 - Football/Soccer 394 - Golf Courses 394 - Gyms & Fitness 394 - Hockey - Field & Roller 395 - Horseback Riding 395 - Hunting 396 - Martial Arts 396 - Netball 396 - Personal Fitness Trainers 396 - Pilates/Barre 396 - Pole Fitness 397 - Rock Climbing 397 - Rugby 397 - Running 397 - Shooting 397 - Softball 397 - Spinning/Special Needs 398 - Squash 398 - Swimming 398 - Tennis 399 - Triathlons 399 - Ultimate Frisbee 399 - Volleyball & Beach Volleyball 399 - Yoga/Wellness & Stretch Classes 399

392

CAYMANRESIDENT 2021

he range of sports offerings has significantly increased throughout the years in the Cayman Islands. One of the first competitive sporting events took place in 1935, when a regatta for catboats and schooners was organised. Soon after, the Olympic Committee was formed, and the Islands took part in the Olympic Games for the first time in 1976 – competing in Sailing. In 2009, sports tourism was introduced in the Cayman Islands, which led to numerous sporting competitions such as squash, golf, tennis, beach volleyball, athletics and football being held. Today, there are a diverse range of sports offerings and roughly 30 sporting associations on-Island. Despite COVID-19 setbacks that have postponed team practices and other big sporting events, Cayman’s sports scene continues to grow and thrive. The Flowers Sea Swim, albeit restricting the amount of participants for social-distancing purposes, celebrated its 28th year as Cayman’s famous open-water sea swim. The Intertrust Cayman Islands Marathon also went ahead in 2020 with restrictions on participant numbers. The Cayman Islands Institute of Professional Accountants (CIIPA) hosted their annual Charity Run virtually in 2020. The event has raised more than $35,000 since 2013 for charities like the Cayman Islands Crises Centre. So, whether you are a hardcore athlete, or would just like to be part of a team, sporting opportunities and competitions take place all-year-round in Cayman. Keep an eye on the Events Calendar on www.explorecayman.com for details about yearly sporting events.

SPORTS ACTIVITIES

Basketball The Cayman Islands Basketball Association (CIBA) organises various leagues and clinics throughout the year for kids, teens and adults. Whenever possible, games are played indoors at the UCCI campus, John Gray High School or at Clifton Hunter High School. Call Coach Voot on (345) 916 5083 or email: info@caymanbasketball. com for more information. King’s Sports Centre has two indoor basketball courts that can be rented for practice. Call (345) 946 5464 for details. SE E AD PAG E 394 Boot Camps

Bowling inside King’s Sports Centre on Crewe Road has a four lane bowling alley, a waiting lounge and a bar. It’s an ideal venue for parties or corporate events as it comfortably accommodates up to 24 bowlers with four lanes (six people per lane). Booking in advance is recommended. For more information, call (345) 946 2695 or email: kingpinbowling@candw.ky. King Pin Bowling

Boxing For fun, casual boxing, visit the D. Dalmain Ebanks boxing gym at the Truman Bodden Sports Complex. The Cayman Islands Boxing Association offers recreational and amateur boxing, calisthenics, circuit training and general strength and conditioning programmes. On weekdays, classes are scheduled at 6am, 12pm and 5.30pm, and

Camana Bay Sports Complex The Camana Bay Sports Complex can be rented for recreational use and sporting events. Their facilities include: tennis courts, basketball courts, a FIFA two-star rated football pitch and an eight-lane 25m swimming pool. For booking any of the sports facilities, email: cbsc@camanabay. com or call (345) 640 2878. Cricket The official cricket league, Cayman Cricket, offers coaching sessions on Saturdays (December-June), and an afterschool club (March-June). For more information, email: info@caymancricket. ky, sdo@caymancricket.com, or visit www. caymancricket.ky. If you don’t have your own equipment, cricket gear can be bought at Sports Supply in Galleria Plaza on West Bay Road, or certain clubs can provide kit and equipment. For more up-to-date information about upcoming cricket events and activities, visit the Cayman Parent website at www.caymanparent.com. CrossFit CrossFit aims to increase strength, endurance, flexibility and coordination. Three gyms that offer CrossFit are: CrossFit Cayman (Tel: (345) 929 8450), 7 Mile Strength & Fitness (Tel: (345) 925 1456) and World Gym (Tel: (345) 949 5132). Cycling Cayman’s flat topography and warm climate makes it a perfect place for recreational and competitive cycling. The Cayman Islands Cycling Association (CICA) is a dynamic and active organisation. They meet at Hurley’s Supermarket car park in Grand Harbour every Sunday for a 7am departure. The group ride is made up of a mixture of serious cyclists, triathletes and beginners who cycle 48-60 miles at an average pace of 18-20 miles per hour, and the more advanced cyclists ride 50-75 miles. For a longer ride (50-100 miles), join Mr. Orrett

and Mr. Eddie’s Day Breakers Cycling Group, who depart from Savannah at 5am on Sunday mornings. Contact (345) 938 7827, email: president@caymancycling.ky or info@caymancycling.ky. Darts The Cayman Islands Darts Association (CIDA) holds a yearly league where teams compete at various venues such as Salty’s, All Stars Sports Bar & Grill (previously Attic), and Fidel Murphy’s. They also hold monthly tournaments and select national players to compete at the Caribbean Darts Championships every other year. Email: caymandartsassociation@gmail.com for more information.

Dance offers classes in all dance genres for both children and adults. Their studio is located at 107-109 Alissta Towers, North Sound Road. Call (345) 926 5889 or (345) 926 9603, email: centrepointedance@gmail. com or visit www.centrepointedancestudio. com. The Radiance Dance Studio teaches adult Zumba classes. Call (345) 916 0146 or email: info@radiance.ky. Quinntessential Movement offers pole and aerial fitness, chair dance, ballet fit, conditioning, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 925 8973, email: info@qmovement.dance or visit www.qmovement.dance. The Wharf Restaurant offers free salsa lessons on Tuesday nights at 9.30pm. Bailamos Dance Studio, located in Barnett Building on 24 Huldah Avenue, offers a range of dance classes for all ages. Call (345) 917 7832. Centre Pointe Dance Studio (CPDS)

Fencing The Cayman Islands Fencing Federation (CIFF)

is recognised as the official Olympic Fencing Team of the Cayman Islands. The sport was recently brought to Cayman in 2019 by interested residents. The CIFF is prepared to engage the community, and trains budding students or active adults

www. c a y m a n r e s i d e n t . c o m

393

SPORTS & FITNESS

runs boot camps, small group training programmes, nutritional coaching and motivational tools. For more details, call (345) 345 8696 or email: bodyshaperscayman@gmail.com. There is a free boot camp called Camana Bay Boot Camp that offers a high intensity workout. They meet at 6pm every Tuesday at the corner of the Cayman International School (CIS), close to the gymnasium and indoor basketball court. Email: jacogsmit@ gmail.com or call (345) 927 1377 for more information. Body Shapers Fitness Studio

on Saturdays at 9am. Email: info@cibaky. com or visit www.cibaky.com.

throughout the week. Visit www.fencing. ky for more information or to sign up. Football/Soccer The Cayman Islands Flag Football Association (CIFFA) hosts various leagues of competition

throughout the year. Games are played on Friday Nights at the Ed Bush Stadium in West Bay. Additionally, the association runs a Development League which runs in conjunction with the Summer Premier League on Monday nights at the Timothy McField Football Field, and specialises in helping new faces learn Flag Football. Email: ciffa345@gmail.com for more information.

SPORTS & FITNESS

Cayman Islands Gaelic Football Club (CIGFC)

The Gaelic football club is one of the most popular clubs on the island. The sport is very easy to pick up with the club running introductory training sessions for new players. The club welcomes players of all skill levels. There are six women’s and eight men’s teams. Games are played at the Camana Bay Sports Complex and the season runs from January through June. There is also a corporate Mixed 9’s tournament in January, a St. Paddy’s Day Exhibition Game in March, and the finals day is held in June. In September, the national teams compete in the USGAA finals. Email: info@caymangaelic.com for more information.

Cayman Islands Football Association (CIFA)

and was designed by Greg Norman. It features a 9-hole golf course designed to make its 470-yard-hole play feel like 600 yards winding through the saltwater canals of the North Sound. Named the World’s Best 9-Hole Golf Course by the World Golf Awards, the golf course is open to all golfers and several membership options are available. For more information, call (345) 815 6500. Gyms & Fitness All gyms on-Island provide the usual weight training areas and fitness machines, along with certified instructors. Each gym offers a variety of fitness classes. Anytime Fitness

Premier leagues run from September to May, with games on Saturday and Sunday nights at local stadiums. Teams are friendly and welcoming to all new players. For further information, contact (345) 749 5775 or email: secretariat@cifa.ky.

Cayman Islands Gatorate Sunday Football

82 Market Street, Camana Bay

League

Tel: (345) 946 4748

This league comprises eight football teams who play each other three times for a total of 21 league games throughout the season. The teams also compete in a knock-out competition, the Cayman Physiotherapy Cup, with the final being played in mid-May. The League is always on the lookout for new players, but there is a transfer deadline of 31st January each year. Visit www.leaguewebsite.co.uk/cisfl for more details or email: cisfl@hotmail.com.

Balance Cayman Caribbean Plaza, West Bay Road, SMB Tel: (345) 326 8111 Body Shapers Fitness Studio Cayman Business Park Unit C5, across from the CNB roundabout Tel: (345) 325 8696 CrossFit Gyms Refer to the CrossFit section in this chapter.

Golf Courses The Cayman Islands Golf Association is a great resource to find out about golfing in Cayman. Visit www.ciga.ky for information on tournaments, golf developments, and member benefits including insurance coverage on golf course liability issues and handicaps. The North Sound Golf Club is Cayman’s only 18-hole Championship golf course. The par-71, 6,605 yard course has a rating of 73.1 and slope of 139. The Club is open to the public with daily, twilight and resident rates. You can take advantage of their full-service driving range, have a lesson with a PGA professional or just relax at the open-air bar. Call (345) 947 4653 or visit www.northsoundclub.com. The Ritz-Carlton Golf Club, Grand Cayman is set amid Grand Cayman’s lush scenery 394

CAYMANRESIDENT 2021

ENERGY Essential Fitness Cricket Square, George Town 171 Elgin Avenue Tel: (345) 946 6006 Evolution Fitness Cayman Cayman Technology Center, George Town Tel: (345) 938 3348 Fitness Connection A family fitness and aquatic facility that offers over 50 adult fitness classes every month, including water aerobics and aquatic boot camp, Pilates fusion, yoga, Tabata circuit training and specialty boot camps, as well as personalised training sessions. Pebbles Way, South Sound. Tel: (345) 949 8485, visit www.fitness.ky or email: fitness@fitness.ky. SE E AD PAG E S 375 & 395

F45 Studio

Universal Fitness

The Strand, West Bay Road.

Countryside Shopping Village, Savannah

Tel: (345) 925 1733

Tel: (345) 947 5464

They run 45 minute circuit-based strength and cardio classes.

World Gym Fitness Centre Behind Queens Court, Snooze Lane, SMB

FNSports

Tel: (345) 949 5132

68 Mary Street, George Town Tel: (345) 929 4555

Hockey - Field meets for mixed games on Wednesdays from 6pm-7pm at the TE McField Annex ground and Saturdays from 6pm-7pm at the Camana Bay sports complex. Everyone is welcome regardless of age, gender or ability. Bring a white shirt and a coloured shirt, along with your stick and protective equipment. Spare sticks are usually available from other players. The cost is CI$6 per game. Email Nigel Bates at nhbates@hotmail.com, or Simon Barwick at simon@bbandp.com. Visit www.caymanhockey.com or www. facebook.com/caymanhockey. The Cayman Hockey Club

Life Extension Sports & Fitness Park Place, West Bay Road Tel: (345) 949 3753 The Pilates Studio They occupy two boutique studio spaces of 1000 sq ft each located in Governors Square. Services include group mat work, pilates Barre, reformer/tower/chair, stretch and teen classes as well as private/partner pilates/ fitness training, TPI golf conditioning and therapeutic exercise. Email: info@pilates.ky or visit www.pilates.ky.

Located within King’s Sports Centre on Crewe Road, the gym offers a wide variety of weights, cardio and strength-training equipment, steam rooms, plus a variety of group fitness classes including: High Altitude Power, Body Sculpt and Toning, Legs, Butt and Thighs, Power Aerobics, Reggae Aerobics, Mixed Aerobics, and Freestyle Tae Boxing. They also offer one-on-one training with their internationally qualified personal trainers. Open Monday-Thursday 5am-10pm, Friday 5am-9pm, Saturday and Sunday 8am-5pm and public holidays 8am-4pm. Email: kings@ candw.ky, call (345) 946 5464 or visit www. kingssportscentre.com. SE E AD OP P OSI T E PAG E Revolutions Indoor Cycling

SPORTS & FITNESS

Powerhouse Gym

Hockey - Roller & Ball King’s Sports Centre offers several hockey leagues and programmes. Men’s roller hockey league occurs on Tuesday nights. There are four competitive teams that play in the league and battle for the King’s Cherry Cup. The men’s ball hockey league occurs on Thursday nights with drop-in on Sundays. Like the roller hockey, this is a highly competitive four-team league. There is a national ball hockey team which participates in the World Cup every two years and the Caribbean Cup is hosted every year at King’s Sports Centre with 4-5 international teams competing. For more information, email: kings@candw.ky or call (345) 946 5464. SE E AD OP P OSI T E PAG E

Barnett Building, 24 Huldah Avenue, GT

Email: info@rydecayman.com

Horseback Riding Spirit of the West (Tel: (345) 916 6488) and Coral Stone Stables (Tel: (345) 916 4799) offer organised private and group horseback beach rides along Barkers Beach. Resident rates are available. The Equestrian

www.rydecayman.com

Center Riding School & Boarding Stables

Tel: (345) 516 2453 or (345) 516 2453 RYDE Cayman The Crescent, Camana Bay Tel: (345) 746-7933

offers English riding lessons for beginners

www. c a y m a n r e s i d e n t . c o m

395

through advanced (five years and up) with FEI qualified instructors, training dressage, show jumping and vaulting. They also offer boarding/livery with tailored feeding and training schedules for your horse. Tel: (345) 516 1751 or email: equestriancentercayman@gmail.com. Cowboy Town Stables (Tel: (345) 916 8571) offer general horsemanship and riding, along with therapeutic horsemanship and adaptive riding programmes for adults and children. Cayman Riding School offers show jumping, dressage, vaulting and cross-country lessons for adults and children. Tel: (345) 926 7669 or email: caymanridingschool@gmail.com. Hunting Marine life in Cayman is heavily protected and there are strict rules in place on protected species and hunting seasons. For more information on hunting marine life, see our Boating chapter. Some species of wildlife and endangered plants are protected under the National Conservation Law (2013). Visit www.doe.ky for a full list.

SPORTS & FITNESS

GRAND CAYMAN

Sunday, 5 December 2021 • 5:00 AM

Martial Arts There are a variety of martial arts schools on the Island. Purple Dragon School of Martial Arts (Tel: (345) 946 1241), on the 2nd floor of the Reliable Industries Building, 313 Compass Drive, runs adult classes in Don Jitsu Ryu, fitness kickboxing and selfdefence classes. For lessons in taekwondo go to the Cayman Islands Taekwondo Academy (Tel: (345) 749 5348 or (345) 328 5006) located in Crown Square, Eastern Avenue. They provide classes for adults and children. CASK Karate & Tai Chi is taught at King’s Sports Centre on Crewe Road. They offer Wado Karate classes and a Tai Chi programme. For more information visit www.caskcayman.com or call (345) 925 3367.

Full & Half Marathon

4 Person Relay | Kids Fun Run

“Excellent Organisation with Incredible Volunteers!” #RunCayman

Netball The Cayman Islands Netball Association (CINA)

holds Senior League matches on Thursdays and Saturdays at the Truman Bodden

www.CaymanIslandsMarathon.com 396

CAYMANRESIDENT 2021

Sports Complex from 6.30pm–8pm. New players are always welcome to join any of the established clubs, or make up their own squad. During September, they host a ‘Fast 5 Co-ed League’. It is a fast-paced game with changes to traditional netball rules. Email: caymannetball@candw.ky or visit www.caymannetball.com. Personal Fitness Trainers There are a few options if you would like a more tailored fitness session in your location of choice. Some also offer nutrition and lifestyle coaching. Laura Ribbins and her team of highly-qualified and experienced trainers at Fitness Connection specialise in rehab, sports conditioning, weight loss and more. For more information call (345) 949 8485, email: fitness@fitness.ky or visit www.fitness.ky. (SE E AD PAG E S 375 & 395) Alicia Proud is a mobile trainer and wellness advocate, training clients in health, fitness and swimming either privately or in small groups. Contact (345) 326 8552 or visit www.aliciaproud.com. The Pilates Studio, located in Governors Square, offers private/ partner fitness/pilates, group pilates/fitness classes, therapeutic exercise/post rehab with pilates and TPI golf specific training. Email: info@pilates.ky or visit www.pilates. ky. King’s Sports Centre offers one-on-one training with their internationally qualified personal trainers. Email: kings@candw.ky or call (345) 946 5464. SE E AD PAG E 394 Pilates/Barre ENERGY Essential Fitness is

a fully-equipped Pilates studio. Call (345) 946 6006 for more information. Jenna-Lee Kourie and Caitriona O’Malley are CPAM-registered physiotherapist/clinical pilates instructors at Cayman Physiotherapy and teach private and group classes. They also have pre-natal and post-natal pilates classes. Call (345) 949 8828, email: jenna-lee@caymanphysio. com or caitriona@caymanphysio.com. Sue Merren also offers private pilates, strength training, and nutrition coaching at Balance Cayman. Call (345) 326 8111 or visit www. balancecayman.com. The Pilates Studio is a fully-equipped 1,000sq ft inclusive studio

housing Balanced Body equipment. They offer a variety of group mat work and equipment-based Pilates classes, such as reformer/tower and chair classes at affordable and competitive prices. Other classes offered include private/partner training, golf conditioning, therapeutic exercise and teen programmes. Email: info@pilates.ky or visit www.pilates.ky.

Pole Fitness offers pole and aerial fitness, chair dance, ballet fit, conditioning, stretch and dance fitness classes. Wedding dances, private or small group sessions and bachelorette parties are also available. Located in Galleria Plaza. Tel: (345) 925 8973, email: info@qmovement. dance or visit www.qmovement.dance. Quinntessential

Movement

Rock Climbing & Rappelling Challenge yourself on the King’s Sports Centre ( SE E AD PAG E 394) indoor and outdoor rock-climbing wall. It is suitable for both kids and adults. Bungee jumping is also

Rugby The Cayman Islands Rugby Football Union has

its own pitch and clubhouse on South Sound Road. There are leagues for veterans, men, women and junior rugby players. Most games are played on the weekends between September and June. Men’s and women’s training sessions are held twice a week, with a full-time coach available to coordinate and coach players/teams. The Mixed Touch Rugby League is held from June-September. For information call Caroline Deegan on (345) 525 6743, email: caroline.deegan@caymanrugby.com or visit www.caymanrugby.com.

wednesdaynightrunningclub@gmail.com or find them on Facebook. There are also various competitive track clubs on-Island. Sailing Refer to the Boating chapter. Shooting The

Cayman

Islands

Sport

Shooting

located near Owen Roberts International Airport, offers skeet, trap, pistol and rifle sport shooting. Preparations are currently underway to develop a new facility in East End which, when completed, will be able to host international events. CISSA accepts members through invite only. All members undergo safety training and are taught correct firearms handling procedures. Visit www.cissa.ky for more information. Association (CISSA),

Softball Co-ed adult slow-pitch leagues play at the Field of Dreams complex on the corner of Fairbanks Road and Aspiration Drive. They

SE E AD T H I S PAG E

Running The Cayman Islands Marathon is held annually on the first Sunday in December. The event consists of a full marathon, half marathon, four-person relay and Kids Fun Run. It is extremely popular with both local and visiting runners alike due to its flat, fast route and reputation for being friendly and well-organised. It’s also a Boston Marathon Qualifier. For more information, email: info@caymanislandsmarathon.com or visit www.caymanislandsmarathon.com. ( SE E AD OP P OSI T E PAG E ) If you want to join a running club, the Hash House Harriers meet on Monday evenings, at changing locations, at 6pm. For schedules and information visit www.caymanhash.com. The Wednesday Night Running Club meets outside World Gym at 6pm every week. For more information email Nicola or Tony at

Keep up with everything going on in Cayman Islands Rugby by checking us out online! www.caymanrugby.com Find us on Facebook!

www. c a y m a n r e s i d e n t . c o m

397

SPORTS & FITNESS

Pickleball Pickleball is a sport combining the skills of tennis, badminton and table tennis. Although it was first invented in the 1960s as a children’s game, many adults today now enjoy playing pickleball as a lively racket game, suitable for all ages and skill sets. To enjoy a fun and entertaining atmosphere with lots of gameplay, check out the Pickleball Tournament at Grand Cayman’s only pickleball courts. The Pickleball Tournament takes place every Saturday at The Courts at the Ritz Carlton, Grand Cayman. Tournaments are from 3pm-5pm, with a cost of CI$70 per team. At least two players per team are required, and a total of 12 teams are needed to participate in the tournament. They also hold a Corporate team outing, private family outings and private rentals. Paddles and balls are provided free of cost and alcoholic beverages are provided upon request. Call (345) 323 0049 for more information, or email uli.hoppe@ ritzcarlton.com.

available. To book, call (345) 946 5464. If you’re feeling adventurous, take a trip to Cayman Brac and learn to rappel or scale the beautiful limestone bluff. Rock Iguana Ltd. caters to all skill levels and offers inclusive packages from Grand Cayman, such as their most popular tour, the ‘Epic Full Day Adventure’, which includes rappelling, caving and rock-climbing while exploring the most beautiful spots in Cayman Brac. Contact (345) 936 2722, email: info@climb.ky or visit www.climb. ky for details.

have two seasons: a spring season (January to June) and a fall season (September to December). Teams generally play one game a week. Leagues are organised and managed by the YMCA and are available for beginners through to experienced players. To join, or to add an entire team, call the Cayman Islands Little League on (345) 916 5643, email: info@ littleleague. ky or visit www.littleleague.ky. Spinning

Special Needs Sports Training Special Olympics Cayman Islands (SOCI) offers

year-round sports training and competitions for adults and children eight years and older who are intellectually disabled. Contact (345) 946 7624, visit www.facebook.com/ specialolympicscaymanislands or email: soci@candw.ky.

RYDE Cayman, located

SPORTS & FITNESS

on The Crescent in Camana Bay, is a boutique indoor cycling studio that offers rhythm and performance rydes. For more information, call (345) 746 7933. Spinning classes are held at Revolutions, located in the Barnett Building on Huldah Avenue (next to the Red Cross). They offer early morning and evening classes Monday-Saturday. They also offer spin bike rental with delivery and pickup along with online classes that are recorded in their studio. Call (345) 516 2453 or visit www.revolutionscayman.com to view

their online classes. World Gym (Tel: (345) 949 5132) also offers hour-long spinning classes.

June 19th, 2021 SE VE N MILE BE ACH

WIN $100K IN CASH & RANDOM PRIZES

WWW.FLOWERSSEASWIM.COM CAYMANRESIDENT 2021

The South Sound Squash Club features

seven courts and has coaches who can help fine-tune your game. Members can book online and have access to the courts 24 hours a day, 365 days a year. Call (345) 526 5052 or email: info@squash.ky. There are also two squash courts at King’s Sports Centre. Open Monday-Thursday: 5am-10pm, Friday 5am-9pm, Saturdays and Sundays 8am-5pm. For more information email: kings@candw.ky, or call (Tel: (345) 946 5464) ( SE E AD PAG E 394). You need to book well in advance. The Cayman Islands National Squash Association promotes the game at junior, national and international levels for players of all ages. Visit www.cinsa.ky. Swimming If you enjoy recreational swimming, the waters off of Seven Mile Beach are your best bet, but there are also pools at almost all condominium complexes, as well as the Lions Pool (Tel: (345) 949 8105) and the Camana Bay Pool (Tel: (345) 640 2878). Call to check availability, prices, and make bookings. One of Cayman’s biggest sporting events is the annual Flowers One Mile Sea Swim. Known as the world’s richest swim, over 1,000 competitors compete to win over CI$100,000 in cash and random prizes! The Flowers Sea Swim offers flawless course conditions along Cayman’s beautiful Seven Mile Beach, and entry fees are donated to charity. The 2021 Flowers Sea Swim will be held on the 19th of June. Visit www.flowersseaswim.com for more information. Fitness Connection (Tel:

ON E MILE SE A S WI M

398

Squash

(345) 949 8485) also offers swimming lessons for all ages and abilities. They are a SAI (Starfish Aquatics Institute) training centre, specialising in training triathletes as well as non-swimmers. Their water fitness classes are great for a total body workout, utilising a combination of exercises and training methods perfect for pre-natal and post-natal exercise. For more information email: fitness@fitness.ky or visit www. fitness.ky. ( SE E AD PAG E S 375 & 395) Sky Blue Aquatics offers private, semi-private and small group swimming lessons for adults. Lessons can be held in your hotel, condo and private pool or even in the sea. Lessons are available for complete beginners up to those looking to improve their technique or prepare for an event. Call (345) 916 0054 or email: info@skyblueaquatics. com. The Camana Bay Aquatic Club (CBAC) runs an adult ‘Masters’ training group with a focus on learning good technique and increasing aerobic conditioning and strength. The sessions take place on Tuesday and Thursday evenings at the Camana Bay Aquatic Centre and cost CI$5 per class. Email: cbac@camanabay.com for more information. Thrive Fit (Tel: (345) 938 1113) offers mobile private and small group swimming classes; water safety, swimming skills and stroke development for ages six months to adults with experienced and certified instructors. Cayman Islands Aquatic Sports Association (CIASA) is a not-for-profit association that competes internationally, and is comprised of volunteers dedicated to the promotion and development of aquatic sports in Cayman. They offer artistic swimming and water polo as well as synchronised, sea, and pool swim competitions (ages 7-17). Membership with CIASA links you to an active open water and pool swimming community, and entitles you to a CI$5 discount at sea swims. For more information, please visit www.ciasa.ky or email: ciasaboard@gmail. com. Table Tennis Association Available for both youth and adults of all skill sets, the Cayman Islands Table Tennis

Ultimate Frisbee play pickup games every Tuesday and Thursday at 5.45pm7pm at the Annex Sports field in George Town. Visit their Facebook group (Cayman Islands Ultimate) for game schedules. Cayman Islands Ultimate

Volleyball & Beach Volleyball The Cayman Islands Volleyball Federation

provides many opportunities to play volleyball and beach volleyball at both a competitive and recreational level. There are various indoor, outdoor, and beach leagues for all levels, including a social beach league on Sunday afternoons and various youth training opportunities. Courts are located at Seven Mile Public Beach, First Baptist Church, Airport Park, and various other locations. For information about all things volleyball, please email: info@civf. ky or visit www.civf.ky or www.facebook. com/caymanisvolleyball. SE E AD T H I S PAG E

Yoga, Wellness & Stretch Classes There is a very active yoga community in Grand Cayman with a number of yoga centres. Located in The Marquee Plaza, Bliss Living and Yoga offers classes daily. Bliss also has a large store offering athletic wear and accessories from Lululemon Athletica. Visit www.blissyogacayman. com. Cayman Yoga Club (Tel: (345) 769 4511) offers classes in their studio in West Shore Centre, West Bay Road. Body Works in Queen’s Court Plaza on West Bay Road offers traditional Hatha yoga, prenatal yoga and meditation/mindfulness classes for all levels of students. Call (345) 945 6485 or visit www.bodyworkscayman.com. Flow Therapeutic Movement has a studio off of Crewe Road. They provide a unique exercise system based on Yamuna Body Rolling, Melt Method, Aerial Yoga, Energy Work and Massage Therapy. They also offer Corporate and Healing retreats. Call (345) 916 6061 or email: info@flow.ky. Saucha offers yoga retreats to Little Cayman every January and July. Email: britta@ sauchaliving.com or call (345) 926 0508. Thrive Fit offers yoga and fitness classes Island-wide with private, small group and corporate sessions. Call (345) 938 1113, or email: info@thrivefitcayman.com or visit www.thrivefitcayman.com. Rock Iguana Ltd (Tel: (345) 936 2722) offers various outdoor yoga classes daily at the Yogi Wall in Cayman Brac, as well as paddleboard yoga.

Tell them you saw it in the

NORCECA BEACH VOLLEYBALL TOUR FOR 2021 DATES VISIT CIVF.KY caymanisvolleyball @caymanisvolleyball

Triathlons If you find the challenge of an individual

www. c a y m a n r e s i d e n t . c o m

399

SPORTS & FITNESS

Tennis Many condominium complexes have their own floodlit courts for use by residents and guests, but for those seeking a club to join or lessons, the Cayman Islands Tennis Club (CITC) is located off Anne Bonny Crescent in South Sound (Tel: (345) 949 9464, visit www.tennis.ky or www.facebook.com/ caymanislandstennisclub). The club offers private and semi-private lessons, group lessons, cardio sessions, ball machine rentals and more. CITC has five professional coaches and nine hard floodlit courts. Throughout the year they also offer after school programmes, open tournaments and social events. For regular updates, visit their website or Facebook page. Cayman Tennis Academy offers a mobile service that caters to players of every skill set and will schedule class times to suit you. Adult cardio tennis lessons are also held three times per week, providing a high intensity workout. Call (345) 547 6257 or email: caymantennisacademy@gmail.com for more information. The Courts Tennis Center, located at The Ritz-Carlton Grand Cayman, is a premier tennis facility with professional coaches featuring three red clay courts, two hard courts and two pickleball courts. Pro instructors offer private instruction and clinics in addition to the popular Cardio Tennis fitness programme (which operates on a drop-in basis, no reservations needed). Seasonal corporate tennis leagues, Bubbles Doubles and kids camps are also offered throughout the year. For more information and reservations, please call The RitzCarlton on (345) 323 0049 or email: grandcaymantennis@ritzcarlton.com. Mica Koll from Cayman Performance Tennis teaches private and group tennis lessons for all ages. Tel: (345) 927 8690 or email: micabeach@gmail.com.

swim, cycle or run is not enough, you can always try your hand at a Duathlon or Triathlon. The Cayman Islands Triathlon Association (CITA) organises well-attended events throughout the year and hosts free practice sessions. CITA offers Duathlons and Triathlons of various distances, as well as the ‘Try-This-Tri’ for kids and the ‘Stroke and Stride’ series every August. The Mercuryman Triathlon is held yearly and offers a half Iron distance, international distance and aquabike option. Email: info@triathlon.ky, visit www.triathlon. ky or www.mercurymantri.com for more information.

THE

offers training, competition and recreational table tennis. Call Donovan Nelson at (345) 917 5904 for more information. Association

Diving

Photos courtesy of Cathy Church and Deep Blue Images

Cayman is one of the top dive destinations in the world. This chapter provides you with information on dive and snorkel sites, local dive operators, responsible diving practices and more.

DIVING

Wreck Diving - Kittiwake - Cali - Balboa - Oro Verde - Carrie Lee - Doc Polson - Keith Tibbetts, Cayman Brac

401 401 401 401 401 402 402 402

Snorkelling Sites 401 Diving Areas 402 Dive 365 402 Lionfish 402 Coral Nurseries 402 Respecting the Reef 403 No Diving Zones 403

400

Learning to Dive - Adult Open Water Courses - Dive Courses for Children - Certified Divers - Dive Trips

403 403 403 403 404

Advanced Diving - Advanced Diving Courses - Technical Diving

404 404 404

Free Diving

404

Local Dive Operators - Underwater Photography Lessons

405 405

CAYMANRESIDENT 2021

he Cayman Islands are world-renowned for their incredible underwater scenery, particularly the beautiful coral reefs and array of colourful fish. Located in the western Caribbean, just 480 miles south of Miami, Cayman is perfect for scuba diving and snorkelling, boasting some of the Caribbean’s best excursions. With virtually no currents and outstanding underwater visibility, Cayman has amazing wall dives, coral reefs and wrecks for you to explore and discover. If you are ‘dive-curious’, there are a wealth of things to do in, under, or on the water at every skill level. A variety of dive operators can teach you how to dive, improve your skills, and have an amazing underwater experience. With water temperatures ranging from 26-28°C (78-82°F) all year round, it is always a good time to get in the water and discover the seas. In 2020, due to the COVID-19 pandemic, almost all dive sites were shut as a social-distancing measure, which led to frustration amongst Cayman’s dive community as dive fanatics were not allowed to enter the water. A plethora of restrictions were placed on renting diving equipment, largely subject to intense sanitation requirements. As of October 2020, the Department of Tourism have introduced new operation and sanitation guidelines for the diving industry, hoping to keep divers safe as they return to their underwater trips. Sadly, diving along any of the sites on Grand Cayman’s North Wall may be forbidden for a certain period in 2021 to combat the spread of the deadly Stony Coral Tissue Loss Disease

(SCTLD). SCTLD has affected the dive sites between Bear’s Paw (West Bay) and Delia’s Delight (North Side), infecting the reefs and it is continuing to spread rapidly. The Department of Environment (DoE) are working to enforce preventative measures, such as banning in-water activity and mooring, to discourage people from coming into contact with SCTLD and spreading it to other dive sites. Despite these complications, the Island’s dive industry has continued to receive numerous awards. The World Travel Awards have named the Cayman Islands the Caribbean’s Leading Dive Destination in 2020. Special congratulations should also go to the four new 2020 inductees of the International Scuba Diving Hall of Fame (ISDHF) — Jill Heinerth, Tom Ingram, Avi Klapfer and Jim Gatacre. To celebrate the 20th year anniversary of the ISDHF, the hall of fame now has its permanent home at the Pedro St. James Castle to commemorate the Caribbean’s greatest leaders in the dive industry.

George Town Conveniently located, here you will find a mass of coral heads, caves and abundant fish life. North Sound Here you will find the world famous Sandbar and Stingray City, where you can feed and interact with stingrays in only 3ft of water. The Coral Gardens are nearby, where you will find corals and fish. Both sites are only accessible by boat. Seven Mile Beach The main snorkelling area here can be found at the north end of Seven Mile Beach at Cemetery Reef, which is about 300ft offshore, but often in less than 10ft of water. West Bay Down the road from the Cayman Turtle Centre is Lighthouse Point and Cobalt Coast Dive Resort, which are great sites to find elusive sea turtles.

darkened areas have attracted new breeds of sea life to the site. The ship rests in 64ft of water off the northern end of Seven Mile Beach and is a great dive site. Go with a guided tour and keep an open mind. The Kittiwake is situated in a marine park which is protected under Cayman Law and this means that nothing can be touched or removed. Wearing gloves and fishing at this site (other than lionfish culling) is prohibited. There is an entry fee to snorkel or dive the site and all vessels, commercial or private, are required to be licensed through the Cayman Islands Tourism Association (CITA). If you would like to dive or snorkel the Kittiwake, you must go with a licenced operator. Contact CITA (Tel: (345) 949 8522) for a list of licenced operators to plan your trip. Due to boat and jet ski traffic, it is not advisable to swim to the Kittiwake from the shore. The fees are CI$8 per day to dive and CI$4 per day to snorkel. You can also get an annual pass for CI$25 or a lifetime pass for CI$200. The cost to license your private boat is CI$50 a year. Visit www.kittiwakecayman.com for more information. Cali Less than 200ft offshore from George

WRECK DIVING Wreck diving is becoming increasingly popular as it provides a dramatic diving experience. There are a number of spectacular wrecks situated around the Cayman Islands and, as more marine life inhabit these sites, the better they get. It’s fair to say that the following dive sites should be at the top of any diver’s list.

Town and 20-30ft deep, the wreck of the Cali is an easily accessible and enjoyable dive for beginners. The 220ft steel schooner, which rests in pieces on the sea floor, is only a oneminute swim from the shore. Balboa Situated among small surrounding reefs, the wreckage of this 375ft freighter is home to a large variety of fish and coral. It lies approximately 150ft off the west coast

The USS Kittiwake In October 2017, this 251ft,

of the Island at a depth of 40ft-50ft. You can

2,200 tonne, decommissioned military ship was

explore the ship’s stern section and swim over

toppled on its side by the winds of Hurricane

the three-bladed propellers. The wreck is a

Nate. The hull of the ex-USS Kittiwake is

popular night dive and is situated around the

perfectly intact, but its port rail is now burrowed

cruise ship docking area, therefore, it is not

in the sand instead of standing upright. While

accessible when cruise ships are in port and

divers and tourism officials were anxious that

it is recommended you use a dive company or

this world-renowned dive site, the winner of the

boat. As the proposed new cruise ship dock is

TripAdvisor Certificate of Excellence, seemed

no longer being built, enjoy this wreck as much

ruined, there was a silver-lining. For many

as you’d like! It may just become your favourite

experienced Kittiwake divers, it was like a new

site.

dive site altogether! For the less experienced divers, it might be a little more daunting due

Oro Verde This 131ft steel cargo vessel is popular

to the lack of light coming through, but the

among wreck divers. It can be found 40ft-50ft

www. c a y m a n r e s i d e n t . c o m

401

DIVING

Snorkelling Sites

Cayman is hyperaware of the importance of coral reefs to our three Islands, our waters, the marine ecosystem, and the dive industry. In September 2020, a cargo ship that entered the George Town Harbour left large amounts of sand laying on the reefs at the Eden Rock Dive Centre, which led to the Department of Environment (DoE) sending out an emergency call for local divers and swimmers to help clean up the sand. Although corals are usually self-cleaning, this sand was far too thick (almost 4 inches) to be naturally removed. The DoE were overjoyed to see 150+ divers spending the day making efforts to remove the sand. Divers returned the next morning to finish the job, along with the voluntary help of Don Foster’s Dive Cayman, Sunset Divers and the Silverside Rum Gallery & Grill. In addition, Cayman is still actively promoting its lionfish culling programme by encouraging divers and dive operators to safely remove as many lionfish from Cayman waters as possible. Read on to find out more about these initiatives.

below the surface and about 100ft off Seven

The wreck is teeming with marine life and

Mile Beach, so it is not suitable for a shore dive.

provides a great diving experience. However,

The amount of marine life available for viewing

divers should take caution against the currents

is spectacular considering how shallow the

that surround this wreck and keep an eye on

wreck is. Unfortunately, the ship has collapsed

their air.

somewhat due to the elements, but the animals that make it their home are the centrepiece of

Doc Polson 450ft off Seven Mile Beach, just

this wreck. Such as, the massive jewfish that

past Cemetery Reef, lies the Doc Polson wreck.

has come to be known as George, the moray eel

Though the 100ft cable layer sank back in 1982,

named Kermit, and Puff the barracuda.

it is still 80% intact and is populated with diverse marine life, making it one of the most popular

Carrie Lee For those who are Trimix certified,

dive sites in Cayman. It is recommended to use a

the Carrie Lee is recommended as a more

boat to get to the site, as there is some boating

challenging and technical dive. The 185ft

traffic around the area.

freighter is completely intact and rests at a depth of 180ft-260ft off the south west coast.

Brigadier Type II Frigate was sunk in 1996

Diving Areas

Keith Tibbetts, Cayman Brac This 330ft Russian and is home to thousands of fish, turtles and grunts. Lying about 600ft off shore and 56ft

East End Dramatic coral and wall diving.

underwater, it is the only Russian warship in the

Reef sharks, nurse sharks and even

Western Hemisphere available for scuba diving.

hammerheads can occasionally be seen.

In 2004, a storm broke the ship in two and its

DIVING

bow now sits at a 45-degree angle. Although George Town Coral, caves and tunnels at

the amidships has become a debris field, it is

Eden Rock and a mermaid at Sunset House,

still a popular dive site. The drop off to the wall

just south of George Town. Look out for

is only 100ft away from the wreck and extends

the tarpon!

down thousands of feet giving divers the option of exploring the wall as well.

North Wall Most dive sites on ‘The Wall’ are only accessible by boat. See

Dive 365 Dive 365 is an exciting programme that has developed a total of 369 separate dive sites around the Cayman Islands, giving divers a unique dive site for every day of the year and more! As well as enabling divers to explore the magnificent underwater world, the programme also allows sites to be rested. The diversity of sites offers dive options for all skill levels. Divers can explore 235 dive sites in Grand Cayman (not including the yacht moorings) and 134 in the Sister Islands (including the Cayman Brac yacht mooring). For more information call CITA on (345) 949 8522 or visit www. dive365cayman.com. Additionally, www. idivecayman.com provides HD footage and diver reviews of each of site in Grand Cayman, making it a helpful resource when deciding on a particular site.

incredible coral wall formations, sheer walls and occasionally eagle rays, nurse sharks, moray eels and all sorts of other underwater wonders. Inside the reef is the world famous Stingray City, where you can interact with stingrays in 12ft of water. West Bay Great shore dives from Cracked Conch, Lighthouse Point and Cobalt Coast. You can access ‘The Wall’ via boat trips or underwater scooters, or the mini wall from the shore. The wreck of the Kittiwake is found on the northern end of the West side. Seven Mile Beach Walls and shallow dives of 35ft-60ft, all accessible by boat. Sister Islands Fabulous unspoiled diving for all levels of ability, from shallow reefs and deep walls to the Keith Tibbetts Wreck.

402

CAYMANRESIDENT 2021

Lionfish Native to the Indo-Pacific region, it’s believed that an aquarium owner released only eight captive lionfish off the coast of Florida in 1985. While lionfish are strikingly beautiful creatures with their distinctive stripes and spines, they are also an eco-disaster to the Caribbean and its dive industry. They are voracious predators that devour small, juvenile fish and crustaceans in large quantities, as well as competing with native species for space and more food. This, coupled with the fact that they can reach reproductive maturity at less than one-year old, and lay 30,000 eggs every four days, makes them a major problem for Cayman waters. Since they are not native to Caribbean waters, they have no known predators, which means their population will only multiply. The Cayman community is doing its bit by culling the lionfish in order to combat their growing population and save the dive industry. However, be aware that lionfish are extremely venomous. Do not attempt to catch one without proper Department of Environment (DoE) training and a licence. Divers, snorkelers, and fishermen can obtain licences from the DoE to remove lionfish from the sea. The DoE and a couple of dive operators (Ambassador Divers, Divetech and Ocean Frontiers) run a 90-minute licensing course that is open to everyone. For more information call the DoE on (345) 949 8469, email: doe@gov.ky or visit www.doe.ky/marine/ lionfish-invasive. A surprising fact is that lionfish are delicious and completely safe to eat. As a white fish, they are mild and flaky when cooked. If you don’t want to catch them yourself, they appear on the menu at Tukka and Eagle Rays Bar & Grill in East End and Guy Harvey’s in George Town. This is one reef fish we can eat with a clean conscience! Coral Nurseries Normally all coral in Cayman is completely protected and should never be touched, however, over the past three years, four dive operators in Grand Cayman (Cayman

Respecting the Reef As the Islands’ greatest natural resource, home to nearly all of our gorgeous fish, and our protection in the case of any natural disaster, it is essential that coral reefs are preserved and treated with respect. Divers can responsibly explore the spectacular reefs by following these small steps: Whether done intentionally or by mistake, touching the coral can cause permanent damage. Never take pieces of coral as souvenirs. Keep control over your buoyancy so you don’t accidentally touch the reef. Remain aware of your fins and other diving equipment — make sure nothing is hanging loose which could brush against the reef. Never touch the coral

Recent studies suggest that most contemporary Use

reef-friendly

sunscreens

sunscreens, particularly spray sunscreen, contain damaging chemicals (oxybenzone and octinoxate) which is toxic to coral and even in tiny doses can stunt coral growth, cause coral bleaching and affect marine creatures like shrimp and clams. Instead, use rash guards and reef-friendly sunscreen when you are in the water. Reef-friendly sunscreens can be purchased from Foster’s, Kirk Market and Le Visage. No Diving Zones Currently, there are three no dive zones in Grand Cayman, located in North Side, and one on each Sister Island that restricts SCUBA diving. Visit doe.ky/marine/ marine-parks for details. LEARNING TO DIVE

Learning to dive is essential for many new arrivals to the Island. Popular training agencies for diver education and certification are PADI, NAUI, SDI, TDI, IANTD, and SSI, offered by a variety of dive operators in Cayman. Prior to committing to a full certification programme, many people try a Discover Scuba Dive first. This ‘mini-course’ consists of a short theory session where you’ll learn the simple do’s and don’ts of diving, get an introduction to the equipment and learn some very basic skills. You will first start in a swimming pool to become acclimatised to being underwater before finally taking a shallow ocean dive with your instructor. This programme normally takes about four hours, is offered around the Island, and is a great way to see if diving is for you. While the Discover Scuba Dive is a fantastic introduction, it does have its limitations. You have to go with an instructor, you are limited to a shallow depth (40ft) and you can only dive again with the dive instructor or the shop you completed the course with. If you want to go further, the next step is the Open Water Certification course. Adult Open Water Courses The open water courses are often completed in as little as three days and is the licence

you need to dive. Many people choose the e-learning route which allows you to do the class work at home, and then the remainder of the course only takes two days. This option gets you in the ocean quicker and out of the classroom on your days off. Completion of this training is the minimum qualification required to rent equipment, go on excursions and basically get you in and out of the water safely. Many dive operators on the Island offer flexible learning options designed to suit your schedule. Dive Courses for Children The open water course is also offered to those aged 10 and up, and children under 15 are able to become certified as Junior Open Water divers. Options also exist for you to be taught at home in your own pool. For little ones, there are lots of educational and fun scuba/snorkel activities available. Programmes include SASY (from age five), Rangers or Seals (from age eight), Junior Open Water Diver (from age ten) and of course, guided diving excursions to the shallow reefs, Stingray City and the Kittiwake. Programmes range from pool sessions to ocean adventures, with kids learning about marine life, fish identification, coral reefs, underwater photography or even cruising on an underwater scooter. The following companies offer dive programmes for children ages five and up: Divetech, Fitness Connection ( SE E AD PAG E 375 & 395) , Wall to Wall Diving and Seahorse Diving School. Certified Divers Shore diving is a very popular weekend pursuit. Don Fosters, Divetech and Sunset House are some of the oldest dive resorts on the Island and all boast great shore diving. As a certified diver you can also go on boat excursions. For many, the main reason to dive in Cayman is to explore the beautiful walls and drop-offs. You will soon have your own favourite sites and your conversations will turn to North West Point, Tarpon Alley, Great House

www. c a y m a n r e s i d e n t . c o m

403

DIVING

EcoDivers, Divetech, Ocean Frontiers and Sunset House), plus the Brac SCUBA Shack and CCMI on Little Cayman, have obtained permits from the Department of Environment and have been growing staghorn coral in small nurseries. This work has begun to lead to clippings from these nursery corals being planted back out on the reef. Over time they will grow and begin to reproduce more coral themselves, but only if the conditions on Cayman’s reefs stay healthy for corals. However, this labour intensive programme is only effective for a few types of coral. The best thing we can all do for Cayman’s reefs is not to hurt them in the first place. Locally, when boating, do not anchor in coral; when diving or snorkelling, be careful never to touch the reef and when fishing, obey the Marine Park rules, since a healthy fish population is important for a healthy coral reef. Perhaps the biggest threats to coral reefs are overfishing, pollution and climate change, therefore efforts to become sustainable are also important. Anything that individuals or businesses can do to reduce their environmental impact will help Cayman’s coral reefs along with the rest of the planet.

Wall, Orange Canyon and coral covered passages, where you’ll see eagle rays, horseeyed jacks and hawksbill turtles.

ADVANCED DIVING Advanced Diving Courses After completing your open water certification, you may want to complete further courses to build on your experience. The Advanced course introduces you to deep diving, navigation diving, plus three other specialty dives in areas that interest you. The very little classroom study required for the course can also be done online, with the remainder of the course completed in the water. Various other advanced courses include: underwater photography/ videography, search and recovery, stingray interaction, reef awareness, wreck diving, scooters, buoyancy, technical applications and the popular Enriched Air (Nitrox) course.

DIVING

Dive Trips Before long, you will be taking two-tank (two dive locations) trips to explore the renowned beauty of the West Wall, which runs parallel to Seven Mile Beach, the breath-taking North Wall, and East End, where the scenery is some of the most dramatic. Generally, dive boats will leave early and get you home for lunch, however there are afternoon trips as well. The first dive is usually one of the wall dives. Experienced divers will have the opportunity to explore with a guide or their dive buddy. The best thing about guided dives is that the instructors know where they are going and will show you the best a particular site has to offer, as well as the critters. After a short surface interval, you will be on a second dive on one of Cayman’s shallow reefs or wrecks. By exploring the nooks and crannies, you

T H E P H OTO E X P E RTS I N C AY M A N S I N C E 1 9 7 8

RENTALS

SALES

GALLERY

LEARN UNDERWATER PHOTOGRAPHY

from Cathy and our talented staﬀ at the worlds largest underwater photo school

CAMERA & VIDEO RENTALS

Technical Diving Technical dives are conducted beyond the 130ft depth limit for recreational diving, they require a decompression stop and occur beyond the light zone or in an overhead environment. This type of advanced, extended-range diving requires

Try underwater photography by rennng! All rentals come with a FREE mini lesson All sales include a free setup class AT SUNSET HOUSE HOTEL

South Church Street 1 mile south of George Town

(3455 94997415

www.cathychurch.com cathy@cathychurch.com 404

CAYMANRESIDENT 2021

see a host of amazing creatures including lobsters, eels, soft coral, sea anemones and more. In shallower waters, the colours will amaze you and are more vibrant due to the increased level of light. Sunset House provides great shore diving and boat dives, as does Divetech. Divetech’s mini-wall is a must see, as is the sunken 13ft sculpture of Guardian of the Reef which is half warrior and half seahorse. Finally, you should also head out to visit Ocean Frontiers in East End to experience dramatic wall dives and caverns. Once you have caught the dive bug, head over to the Sister Islands, known as the diving gem of the Caribbean, for a few days of diving some of Cayman’s pristine dive sites – just a 30 minute flight away. You will not be disappointed with Bloody Bay Wall in Little Cayman, with its beautiful drop-offs, corals and marine life. Finally, Cayman Brac is famous for the Wreck of MV Captain Keith Tibbetts, an interesting and very popular dive site.

a commitment to safe, responsible, selfdisciplined diving. If you are truly adventurous, you can learn to use Rebreathers (devices originally designed by the military that emit no bubbles or noise), mixed gases or certain techniques for extended-range diving. Rebreather diving (Closed Circuit Rebreathers/CCR) allows you to massively extend your dive time. You could spend three hours at 100ft and, as there are no bubbles, you’ll get up closer to the marine life. Nitrox, Advanced Nitrox, Normoxic Trimix, Trimix and Advanced Trimix courses enable divers to safely explore greater depths. This allows divers to dive to the same depths as normal scuba divers, but for a longer bottom time. It also provides an extra margin of safety as it reduces the amount of nitrogen being absorbed by your body. A Nitrox course usually costs CI$150 and one-tank of Nitrox will only cost about CI$10 more than a regular tank of air. If you like diving within 100ft-150ft, Advanced Nitrox enables you to stay safely at these depths for about 45 minutes instead of the usual 10-20 minutes. Normoxic/Non-Hypoxic Training takes divers to the 200ft range, reducing oxygen content to about 18% and adding helium to buffer the effects of narcosis. For those wishing to go deeper (330ft+), Advanced Trimix, Expedition and Rebreather courses, and try-dives are offered by Divetech. You may even wish to turn your passion for diving into a career by becoming a Divemaster. Divemaster training develops your skills to a professional level. You’ll work alongside full-time instructors and you get paid too! FREE DIVING Free diving is a form of underwater diving that relies on a diver’s breath instead of breathing apparatus. Being without equipment allows you to interact with marine life while strengthening your lungs and toning your muscles. In 2019, Richard Collett, Cayman’s national free diving record holder, set two new national

Tel: (345) 945 1611

resident courses, equipment rental, shore and

PADI Courses, two-tank diving, and snorkelling.

boat diving.

Divetech

Seahorse Diving School

Lighthouse Point, West Bay

West Bay Road

Tel: (345) 949 1700

Tel: (345) 328 2778

www.divetech.com

Fulvio and Sonia specialise in teaching children

Offers daily two-tank boat trips, shore diving,

to dive. They teach no more than two children

night diving, trips to the USS Kittiwake and

at a time.

Stingray City. Tortuga Divers Eden Rock

Morritts’ Tortuga Club

124 South Church Street, George Town

Tel: (345) 947 2097

Tel: (345) 949 7243

Offers two-tank morning dives and one-tank

Eden Rock offers fantastic shore diving and

afternoon dives.

snorkelling just a short swim from the shore. Explore a maze of caves and tunnels just a few

Wall to Wall Diving

feet below the surface. Equipment rental/sales

Lobster Pot Dive Center, 245 N Church St, GT

and instruction available.

Tel: (345) 916 6408

Owner operated for over 20 years, Wall to Ocean Frontiers, Ltd.

Wall Diving offers PADI courses and dive trips

344 Austin Conolly Drive, East End

on their two large, custom–built 36ft and 32ft

Tel: (345) 640 7500

boats. They take a maximum of eight divers per

www.oceanfrontiers.com

boat so you are guaranteed not to be crowded

A PADI five star dive centre offering all level

above or below the water.

of courses from try-dives to instructor. Their one and two-tank boat dives as well as their signature dive trips, UV glow night dives, three tank safari and Kittiwake Wreck dive are extremely popular. They have a great on-site restaurant and hotel. Their three-day Summer Marine Camp includes six half-day subjects with in-water activities and hands-on experiences. The camp is suitable for snorkellers and scuba divers, and participants are geared into two age groups, ages 10-14 and ages 15 and over. This program is designed and run by a qualified

Underwater Photography Lessons Given the incredible beauty of Cayman’s underwater world, many find themselves wanting to capture it in photographs. The Island offers an opportunity to learn all types of underwater photography, videography and digital image and video editing. Private and semi-private classes are available. Serious dive-certified photographers also have the option of completing their PADI Digital Photography and PADI Videography certifications.

LOCAL DIVE OPERATORS

marine biologist, and supervised by experienced

Ambassador Divers

dive masters who are trained and certified in

Palm Heights Resort, Seven Mile Beach

CPR/First Aid and Rescue. Participants must be

Cathy Church’s Underwater Photo Centre

Tel: (345) 916 1064

able to swim, be comfortable in the ocean, and

Sunset House, South Church Street

www.ambassadordivers.com

have their own dive mask and snorkel. All other

Tel: (345) 949 7415 or www.cathychurch.com

A small dive operator, with a PADI five star IDC

equipment will be provided.

Cathy Church’s offers individual or small group

rating. They’ll introduce you to their favourite

underwater photography lessons for all levels

sites including wrecks, reefs and spectacular

Sunset Divers at Sunset House Hotel

and cameras. You can choose to learn with

wall dives. They’ll also visit dive sites suitable for

390 South Church Street, South Sound

either Cathy or a staff member, the date and

families and new divers, as well more thrilling

Tel: (345) 946 6789

time, the duration and whether you want to

sites for the experienced diver.

Email: reservations@sunsethouse.com

include a dive from shore. They also offer a free

www.sunsethouse.com

mini-lesson with underwater camera rental and

Divers Down

They offer highly professional instructors from

a set-up lesson with purchase.

North Church St, George Town

all over the world. They also offer discounted

PAG E AN D PAG E S 228 & 349

SE E AD OP P OSI T E

www. c a y m a n r e s i d e n t . c o m

405

DIVING

records in Roatan, Honduras. He first set a record of 196ft in the bi-fin constant weight category and then 213ft in the free immersions discipline category. In 2018, he also set three national records in Miami for holding his breath for 6 minutes, 17 seconds, swimming 166m with fins and 114m without. He has now set 18 national records. Currently, Divetech (Tel: (345) 949 1700) is the only dive operator that offers free diving courses, varying from half-day experiences to a full certification course. Their Experience Programme will introduce you to tips and techniques that the world’s greatest free divers have evolved. It is designed for snorkellers who would like to increase their capabilities in the water. The course includes basic classroom lessons, followed by shallow water/pool skills and then open water free diving. For those wanting to pursue free diving more seriously, there is the PADI Free Diver (two days), PADI Advanced Free Diver (two days), and the SSI Free Diving Certification. Level One teaches you the proper knowledge to participate in free diving depths of 60ft, as well as develop the skills necessary to train your body to be more efficient with breathholding, respiration and muscle flexibility. Level Two will teach you the skills to participate in free diving to depths of 98ft. It will also teach you dynamic free diving to 180ft and a static breath-hold for two and a half minutes.

Travel Photos courtesy of Deep Blue Images and Julian Dalton

An overview on ideal destinations for weekend getaways or multi-day breaks. Destinations include the Sister Islands, Cuba, Jamaica, Florida, other Caribbean Islands and places in the United States.

T R AV E L

A Local Weekend Destinations 407 - Grand Cayman 407 - The Sister Islands 408 - Cayman Brac 408 - Little Cayman 408

406

Off-Island Destinations - Havana, Cuba - Honduras - Costa Rica - Jamaica - Florida - New York

410 410 410 410 411 411 411

Travel Assistance & Airlines - Travel Agents & Airlines - Travel Insurance

411 411 411

CAYMANRESIDENT 2021

s we are still within the midst of a global Coronavirus pandemic, overseas and international travel is not as easy as it was previously. In March 2020, the Island’s borders closed to all inbound international leisure and non-essential travel. As of October 2020, the borders have begun a phased reopening, allowing less restricted movement in and out of the Island to select locations on chartered repatriation flights, however there are strict requirements in place for returning passengers to isolate, either at home or in governmentled quarantine facilities, for 14-day periods to ensure they are not COVID-19 carriers. Despite the borders beginning to reopen, nonessential travel is still strongly discouraged until there is a measurable change in the situation globally. Countries are all responding to the pandemic with their own travel and border restrictions and may restrict travel, both inbound or outbound, without any advance notice. Repatriation flights are regularly announced by the Government and Cayman Airways, our national carrier, has also confirmed weekly flights to Miami, Jamaica and Honduras for repatriation purposes. British Airways presently provides weekly airbridge flights to and from Cayman and the UK. It is the hope that eventually the destinations that were once easily accessible from Cayman’s Owen Robert’s International Airport, such as Florida, Cuba and New York will once again become part of the Island’s flight schedule in 2021. However until then, locals and residents have been taking advantage of the incredible holiday destination right on their doorsteps. Staycations have grown hugely in popularity and there are a variety

of options available across Grand Cayman and the Sister Islands which appeal to all budgets and tastes and allow you to more fully enjoy everything the Cayman Islands’ diverse, local culture has to offer. LOCAL WEEKEND DESTINATIONS

GRAND CAYMAN Now, since the borders have shut, and are not due to reopen for fully operational commercial travel until sometime in 2021, we can truly appreciate the traditional serenity of vacationing in Cayman.

Caribbean Club

your vacation and they offer full concierge

871 West Bay Road, Seven Mile Beach

services to help you plan a fun and memorable

Tel: (345) 623 4500

vacation. All villas and condos are fully

Email: reservations@caribclub.com

equipped with everything that you need for

www.caribclub.com

your vacation experience, including A/C, WiFi

The location, in the heart of famous Seven

access, SMART TV, local phone and more, so

Mile Beach, speaks for itself. Caribbean

you don’t need to bring anything except your

Club offers suites and villas for 2 -10 people

clothes and plenty of sunscreen! SE E

ranging from one bedrooms to 4 bedroom

AD PAG E

409

homes. Daily cleaning and a beach attendant, providing towels, and umbrellas are part of the

Encompass Luxury Rentals

relaxing, luxury hotel atmosphere. Their onsite

Tel: (345) 326 4562

restaurant LUCA serves lunch and dinner, and

Email: tkline@encompasscayman.com

also delivers room service as well as delicious food and drink on the beach! SE E AD PAG E 31

Grand Cayman Villas & Condos Tel: (345) 946 9524

Kimpton Seafire Resort + Spa

Email: reservations@grandcaymanvillas.net

60 Tanager Way, Off West Bay Road, SMB

www.grandcaymanvillas.net

Tel: (345) 746 0000

Offers over 75 villas and 150 condos, plus a

www.seafireresortandspa.com

concierge service called Silver Thatch Guest

The Kimpton Seafire Resort + Spa

Services located on Frank Sound Road.

contemporary paradise elevated 24ft above

32 is a

sea level which features panoramic ocean Ocean Paradise

views, a three part infinity pool, a full-service

1234 Rum Point Road, North Side

spa and three restaurants. Camp Seafire offers

Tel: (345) 924 9249

babysitting as well as hourly, half-day, full-

Email: reserve@oceanparadisecayman.com

day and weekly childcare with a creative new

Offers five luxury homes on the beach, which

theme every day. They also offer daily arts and

are perfect for families, couples and friends.

crafts classes, yoga lessons and they accept dogs. Let them know your pooch is coming and

Staycation - Condo & Villa Rentals For a comprehensive guide to staycations in the Cayman Islands, visit the Cayman Resident website (www.caymanresident. com) for our staycations search tool. Browse through 90+ featured properties and deals, including beachfront villas, private condos and even hotels and resorts. The following rental agents can also help you secure staycation accommodation. Cayman Villas Tel: (345) 945 4144 Email: reservations@caymanvillas.com www.caymanvillas.com Cayman Villas has over 90 beachfront condos, cottages and private villas in the picturesque Cayman Islands! They offer an amazing selection of beachfront condos and private villas for short term vacation rentals. Their professional and knowledgeable staff

The Cottages

they will supply a dog bed and dog bowls.

Tel: (345) 916 4894 Email: stay@thecottagescayman.com

Wyndham Reef Resort 2221 Queens Highway, East End

2nd Home

Tel: (345) 640 3100

Tel: (345) 924 9249

www. wyndhamcayman.com

www.2ndhome.net

A family-friendly resort located right on the beach in East End, a popular staycation spot

Staycation - Hotels A weekend at one of Grand Cayman’s hotels can feel like a luxury getaway. The Marriott Beach Resort, The Ritz-Carlton, Kimpton Seafire Resort + Spa and The Westin all offer regular resident discounts throughout the year. In 2020 owing to the border closure, the majority of hotels on-Island slashed their rates even further to attract locals. As tourism suffers worldwide, supporting Cayman’s own leisure industry wherever possible is very important.

for Cayman residents. Step outside your comfortable room onto the beach and dip into the crystal clear water, enjoy tennis, multiple pools, one of their two restaurants, their spa, plus White Sand Water Sports is on-site offering great activities for the whole family.

Pet-Friendly Staycations If you are concerned about arrangements for your pets whilst you are planning a staycation, why not bring your pet with you? Turn to our Pets chapter for petfriendly staycation options.

www. c a y m a n r e s i d e n t . c o m

407

T R AV E L

Where To Stay Depending on whether you have a single weekend or an entire week to wind down, you do not always have to go overseas to get the relaxing, vacation-esque experience that you are looking for. Luckily, Cayman lends itself to being one of the most popular tourist destinations in the world, since there are so many opportunities to enjoy its pristine beaches, food and activities. Accommodation options suit all budgets and preferences, from lower-budget accommodation through Airbnb and local resort deals, to more luxury staycays at private villas and five-star hotel suites.

ensure you select the best property for

T R AV E L

Sights & Activities Grand Cayman is teeming with activities that allow you to enjoy all of the natural beauty the Island has to offer. The worldfamous Stingray City is an absolute mustdo for any resident or visitor to Cayman and is often described as the experience of a lifetime. Stingray City is home to approximately 75 Southern Stingrays that you can touch and swim with. To book a tour a make a day of it out on the water, turn to our Boating chapter on page 254. Cayman also has a thriving diving community and there are 369 dive-sites around Cayman begging to be explored. Turn to our Diving chapter for more details. Cayman’s largest land-based attraction, Cayman Turtle Centre, Tel: (345) 949 3894, hosts more than 500,000 visitors each year. See turtles’ new hatchlings (when in season) right up to turtles weighing more than 500lb. Then head to the touch tanks and wading pool for a more personal experience. Take a trip through history at Pedro St. James Castle, Tel: (345) 947 3329. It was the venue for not only the decision in 1931 to form the Cayman Island’s first elected parliament but also the announcement in 1835 that slavery had ended in the British Empire. Or visit the Island’s oldest surviving public structure: The Cayman Islands National Museum, Tel: (345) 949 8368. Explore the Crystal Caves, Tel: (345) 949 2283, which were formed over millions of years and see stalactite and stalagmite crystal structures and other worldly formations or visit the Queen Elizabeth II Botanic Park, Tel: (345) 947 9462, Cayman’s only botanical garden, opened by Queen Elizabeth II herself in 1994, and home to an incredible variety of local flora, fauna and wildlife. The Cayman Motor Museum, Tel: (345) 947 7741, showcases 80 classic automobiles, providing a historical tour of motoring throughout the world. For more information on activities and things to do in Cayman, flip to our Activities for Adults chapter. THE SISTER ISLANDS If peace and tranquillity are what you 408

CAYMANRESIDENT 2021

desire, then look no further than Cayman Brac and Little Cayman. Affectionately known as the Sister Islands, Cayman Brac and Little Cayman are known for their own unique identities offering an experience very different from that of Grand Cayman. There is no ferry service between the Islands, so you’ll have to travel by air or a private boat charter. As of October 2020, you can travel freely between Grand Cayman and the Sister Islands without requiring a COVID-19 test, providing that you have been in the Cayman Islands for at least 14 days prior to your date of travel, and you are not exhibiting any COVID-19 or respiratory symptoms. For accommodation, car rental or additional information on the Sister Islands, visit www.explorecayman.com or www.itsyourstoexplore.com.

tours suitable for all levels of skill. Call (345) 936 2722 or email: info@climb.ky. Where To Stay There are a variety of places to stay, most offering special room and diving rates for residents. Brac Caribbean Beach Village www.braccaribbean.ky Offers two bedroom oceanfront condos. Carib Sands Beach Resort www.caribsands.com Carib Sands offers one, two and threebedroom condos. Cayman Brac Beach Resort www.caymanbracbeachresort.com Cayman Brac Beach Resort, located on the beachfront, caters largely to divers but has

CAYMAN BRAC The Brac, which is Gaelic for bluff, is known for its charm, friendliness and its dramatic scenery. A haven for a multitude of bird species, Cayman Brac has a parrot reserve created by the National Trust of the Cayman Islands. It also boasts the Cayman Islands’ oldest museum and the highest elevation of the three Islands at 152ft high.

special non-diver rates for residents generally

Sights & Activities Explore the Cayman Brac Museum, the Cayman Brac Heritage House, the parrot reserve, the wreck of the Captain Keith Tibbetts, the caves and the bluff or go fishing or bicycling. For a more in-depth expedition, free guided tours of the Island are offered by the District Administration with trained local guides. Contact (345) 948 2222 for details. Small group diving can be arranged through the Brac Scuba Shack, Tel: (345) 925 3215 or email: info@ bracscubashack.com. If you need a rest after all that activity then The Beach Spa offers a range of spa treatments and can come to your hotel or home. Call (345) 925 2772 or email: info@bracbeachspa.com. Rock Iguana Ltd. is the first rock climbing and adventure tourism company in the Cayman Islands. They offer rock climbing and rappelling

Le Soleil d’Or

available within 30 days of desired stay. Their restaurant, Island Prime, is open Tuesday, Thursday, and Saturday evenings. Cayman Breakers www.caymancondosonline.com Oceanfront vacation condominiums located in the secluded South Side of Cayman Brac.

www.lesoleildor.com Offers beautiful Beach Cottages with farm-totable room service. Kings Point www.kingspointcayman.com Ocean front condos with bluff to sea views.

How To Get Around Every resort offers free bicycles which can be used whenever you want, however, it is quite nice to spend a day or two really exploring. Options for car hire include: B&S Motor Ventures (Tel: (345) 948 1646), C.B. Rent-A-Car (Tel: (345) 948 2424) or Four D’s (Tel: (345) 948 1599). For rentals you need to be 18 years or older and have a valid driver’s licence.

LITTLE CAYMAN Little Cayman is the smallest and least developed of the three Islands. A nature lover’s dream, the Island consists of 10 square miles of unspoiled surroundings, including more than a dozen secluded beaches, numerous lagoons and tropical forests strewn with orchids. Today, the Island is most commonly known in the diving community as the “Mecca of the Caribbean”. Bloody Bay Marine Park draws the majority of visitors to the Island and most of the resorts have their own dive centres. Increasingly, visitors also come to enjoy the privacy as well as the quiet and timeless beauty of the Island’s unspoiled natural splendour. Venture to the remote Point of Sand for a private swim or snorkel and row out to the tiny, deserted Owen Island to enjoy nature in its most pristine form. Rent a scooter, which some Little Cayman experts say is the best way to see the Island’s charm and ride out to the quaint island-style drink stand on the eastern end.

Sights & Activities From bird watching, bicycling, beach picnics and sun bathing to exploring, diving, fishing and observing the enormous Sister Island rock iguanas, there are a lot of things to do on such a small island. To unwind, contact The Little Cayman Spa at Little Cayman Beach Resort on (345) 948 1033 for spa treatments and a wide range of spa offerings.

short term vacation rentals. Their villas are the perfect choice when you truly want to get away from it all and relax in true island style! Many of the villas come with great amenities, and some include bicycles and/or kayaks and paddleboards, so that you can enjoy exploring this true idyllic Caribbean paradise! SE E AD PAG E 409

Little Cayman Beach Resort Tel: (345) 948 1033

How To Get Around For car hire, contact McLaughlin Car Rentals at (345) 948 1000. For scooter rental, call Scooten! Scooters! at (345) 916 4971, email: scootenscooters@candw.ky or visit www.scootenscooters.com. You need to be 18 years or older and have a valid driver’s licence to rent a vehicle or scooter.

www.littlecayman.com With 12 ocean front rooms and 28 pool view rooms, the Little Cayman Beach Resort can host both diving enthusiasts and non-divers. Paradise Villas Tel: (345) 948 0001

Email: reservations@paradisevillas.com 12 ocean front villas near the airstrip, Hungry

Where To Stay

Iguana restaurant on site, and diving offered

Cayman Villas

with Conch Club Divers.

www.caymanvillas.com Cayman Villas offers an amazing selection

Pirates Point Resort

of beachfront condos and private villas for

Tel: (345) 948 1010

T R AV E L

Relaxation, adventure and lifetime memories await you. Stay at one of our 90 luxurious private villas and condos island-wide, perfect for family, friends or couples.

Celebrating 50 years in Cayman

For the ultimate Vacation Let the Cayman Villas specialists help you create a personalized and unforgettable vacation! www.caymanvillas.com 345.945.4144 | reservations@caymanvillas.com 177 Owen Roberts Drive

www. c a y m a n r e s i d e n t . c o m

409

Email: info@piratespointresort.com All-inclusive dive resort with an award winning

flights, accommodation and offer assistance when travel plans change.

restaurant. Over 30 years excelling in great service. Dive in small guided groups with unlimited bottom times. Southern Cross Club www.southerncrossclub.com 14

beachfront

cottages.

The

resident

rate includes three meals a day, airport transfers, gratuity, diving and use of the resort’s facilities and kayaks, paddleboards and

bikes.

children

under

10.

OFF-ISLAND DESTINATIONS

T R AV E L

Until off-Island travel resumes it is difficult to say what international travel will look like. Globally many countries have their own travel and border restrictions in place controlling inbound and outbound travel. As of October 2020, returning travellers to Cayman must quarantine for a minimum of 14 days, either at home or at a government-led facility, and will only be released upon receiving a negative PCR COVID-19 test result. If you have been approved to quarantine at home, you will be equipped with a new track-and-trace Geofencing monitoring technology which uses Bluetooth to connect to a custom application on your smartphone. The app will create a virtual perimeter around the quarantine location which you must remain within until your quarantine period is over. You are also not allowed to have any visitors whilst in quarantine. Anyone found to be breaching these conditions may be subject to a fine and imprisonment. The following destinations were previously easily accessible from Cayman’s Owen Robert’s International Airport and it is the hope that when Cayman reopens its borders to commercial travel sometime in 2021, there will once again be regularly scheduled flights to these locations. To stay up-to-date with the latest information on Cayman’s borders, please check www. exploregov.ky. We always recommend arranging trips through a local travel agent as they will have the most reliable information and can help with organizing 410

CAYMANRESIDENT 2021

HAVANA, CUBA Due to the US embargo over the last 57 years, many say that Havana has been preserved as a 1960s time capsule with American classic cars and Spanish-style architecture. Up until fairly recently, the architecture had been allowed to decay but it is now being restored to its original splendour, especially in the main tourist area of Old Havana. Music and dance is a big part of Cuban culture and Cubans claim to be the creators of the Mambo, Cha-Cha-Chá, Bolero and more. Everywhere you go in Cuba, there are small venues with high quality live music and people dancing ridiculously well! Cuba is also famous for their art, prestigious opera and school of ballet. Those with American passports can travel to Cuba, but make sure your travel falls under one of the 12 types of authorised travel, which can be found on the US Embassy website (cu.usembassy. gov). Although it may seem like hard work, it’s well worth the visit. Sights & Activities Old Havana is fascinating with its historic buildings, museums and churches. Also located in Old Havana is Plaza Vieja, which was once the site of executions, processions, bullfights and fiestas. There is also the famous art market, Centro Cultural Almacenes de San Jose, where you can pick up some pieces of handmade art from talented Cubans. A trip to El Morro to see the firing of the cannon is also worth the visit. Other sites to explore include: Museo Nacional de Bellas Artes de Cuba and the Catedral de San Cristobal de la Habana. Hiring a guide to take you around Havana is a great idea to get in-depth knowledge of the city. Visit www.cubacareotours.com. Food & Drink Cuba, and especially Havana, offers fantastic local food at really reasonable prices. There are top quality restaurants

such as Café del Oriente. Alternatively, try the privately run restaurants, known as Paladars, which have sprung up across the city. Other great spots include La Guarida and Café Laurent. Drinking the local water is still an issue for many, so ask for drinks without ice, and be careful when brushing your teeth with tap water. Popular drinking establishments include famed author Ernest Hemingway’s favourite haunts, La Bodeguita del Medio and El Floridita, which although quite touristy, are still fun. If you fancy some entertainment, book a cabaret show at the Tropicana or take in a flamenco show at Meson de la Flotta. Note: US-based credit and debit cards are not accepted in stores, but hotels and ATMs will accept other credit cards. We recommend taking extra cash with you in case you have any trouble withdrawing money. HONDURAS Honduras is a vibrant country with clear turquoise waters, beautiful beaches, lush jungles and breathtaking mountains – it’s no wonder it’s known as the centrepiece of Central America. Tour the fascinating ancient Mayan ruins of Copan, a UNESCO designated world heritage site, and enjoy inexpensive scuba diving, white water rafting, zip lining, bird watching and mountain treks. There are plenty of accommodation options available from boutique hotels to eco-lodgings and yoga retreats. The Bay Islands are also incredible and Utila is renowned for year round sightings of Whale Sharks. Roatán is one of the Caribbean Bay Islands of Honduras and is well known for its pristine beaches, world-class dive sites and rich marine life. COSTA RICA This small country is a nature and adventure lover’s paradise with mountains, volcanoes, waterfalls, rainforests and winding rivers. We recommend the Llanos de Cortés, which is known as the most picturesque waterfall in Costa Rica, or white water rafting in the Turrialba area. Hardcore

surfers also flock to the Pacific coast for great waves. JAMAICA Jamaica: the land of lush rainforests, Red Stripe, reggae and reefs. On the north coast, all inclusive resorts, with their Britishcolonial architecture, line the beaches of Montego Bay. To the west lies the town of Negril, famed for its diving and snorkelling sites, shallow bays and aquamarine waters. On the south east, in Kingston, Jamaica’s capital, sits the Blue Mountains – a region renowned for its coffee, majestic waterfalls and wonderful hiking trails. Montego Bay, Jamaica Montego Bay’s vibrant nightlife appeals to those seeking to socialise, while its tranquil waters and serene resort–lined beaches attract those seeking to unwind. There is great diving and shopaholics can browse Jamaican handicrafts and artwork at the open-air craft market, Harbour Street.

the map, it is not just Disney World that makes this city the capital of theme parks around the world. SeaWorld, Epcot, and Universal Studios are all exciting options. There are also numerous waterparks to try. Accommodation is spacious and affordable.

seasonal nonstop flights to Denver. Cayman Travel Services Ltd. Tel: (345) 949 5400 www.caymantravel.ky Specialises in corporate travel management and leisure travel, including airline tickets, Cuba

Miami There is lots to do in Miami. Fantastic designer clothing can be found at Bal Harbour, Merrick Park, Lincoln Road Mall or Aventura Mall – all are about 30 minutes from downtown Miami. Dolphin Mall and Sawgrass Mills, about an hour drive from Miami, are great for bargain shopping. Don’t miss out on the walking tours of MiMo (Miami Modern) or the Art Deco architecture. For the little ones, visit Crandon Beach Park in Key Biscayne, Jungle Island, the Miami Children’s Museum, or the Miami Seaquarium. For a more off-the-beaten-track adventure, take a short drive out to the Everglades and visit the Alligator Farm.

vacations, cruises, tours and hotels. They also offer travel insurance and assistance with travel visas for all countries. Travel Pros Tel: (345) 949 8182 Email: info@travelproscayman.com www.travelproscayman.com Offers

applications, tours, travel insurance and car rentals.

TRAVEL INSURANCE Tel: (345) 949 8699 www.cgcoralisle.com BritCay

offers

cost-effective

travel

insurance that covers the individual trip as well as convenient annual policies. Cayman Travel Services Ltd. Tel: (345) 949 5400 Email: info@caymantravel.ky www.caymantravel.ky/travel-insurance They

offer

comprehensive

range

international travel medical insurance products.

NEW YORK Only a quick four hour flight away, New York is a great option for a quick getaway. Visit popular attractions such as Times Square, Central Park, the Statue of Liberty, Coney Island, the Empire State Building and the High Line. TRAVEL ASSISTANCE

CG BritCay

Whether you need individual coverage for a vacation/shopping trip, extended coverage for a long-term stay abroad, corporate / group coverage, student coverage or multi-trip (annual) coverage, they have the plan for you. Travel Pros Tel: (345) 949 8182 Email: info@travelproscayman.com Travel Pros also offers comprehensive travel

Cayman Airways

insurance policies that cover medical costs,

Corporate Office: (345) 949 8200

emergency

Reservations: (345) 949 2311

cancellation.

THE

TRAVEL AGENTS & AIRLINES

www.caymanairways.com

FLORIDA Orlando Although Walt Disney put Orlando on

individual

evacuation,

flight

delay

and

Tell them you saw it in the

Cayman Airways offers non-stop flights to the Sister Islands, Kingston, Montego Bay, Havana, La Ceiba, Roatán, Miami, New York, Tampa, plus

www. c a y m a n r e s i d e n t . c o m

411

T R AV E L

Blue Mountains, Jamaica These mountains are regularly covered in mist, giving them their bluish colour that makes them a UNESCO World Heritage Site. The highest peak is 2,256m and you can take the seven-mile hike to the summit. Plant and bird life thrive here. These mountains are also home to the famous Blue Mountain Coffee Plantation and offers spectacular views and hiking trails. We recommend staying at the Strawberry Hill resort. Perched 3,100 feet on a mountain top, the property features 13 Georgian-styled rooms and cottages. Visit www.strawberryhillhotel.com for booking.

Fort Lauderdale With direct flights to Florida’s East Coast, it’s easy to explore Fort Lauderdale’s beachfront promenade or Las Olas Boulevard downtown. Spend a weekend exploring the boat canals, roaming ‘The Strip’ promenade and treating yourself to some much needed retail therapy.

travel,

and group bookings, cruises, Cuba trips, visa

Sights & Activities The Rose Hall Estate, horse riding, river rafting, zipline canopy tours, golf and Dunn’s River Falls are all great options to check out.

corporate/leisure

2021 Index

INDEX

A & E (Accident and Emergency) 315 A. L. Thompson’s 163, 194, 230, 233, 235, 111, 195, 200 AAA Caregivers 176, 355 Abernethy & Associates 212, 213 Accounting & auditing firms 64-65 Acumen Group 55 Advanced diving 404 Advertising agencies 69 Affinity Recruitment Ltd 53, 55, 89 Agricultural Show 28 Air cargo 97 Air conditioning 162 Air conditioning cleaning 163 Aircraft registration 39 Alcohol 98, 170, 224, 253 Alternative medicine 331 Aluminium recycling 109, 110, 165 AMB Construction Ltd 209, 212 Anchorock 211, 212 Animal abuse 343 Antenatal care 318-319, 352 Antiques 227 Aon Risk Solutions 127, 130, 301, 303 Appliance repair 163 Architects 210-212 Art classes 295-296, 377-378 Art galleries 227-228 Art supplies 228 Ashley Furniture 191, 233, 235 Asset management 40-43 Athletics 372-373 Atlantic Kids & Atlantic 229, 230, 238, 239, 359 Avalon Marine 257, 260 Avata Property Services Ltd 157 Azure Realty 147, 158

B aby & Toddler equipment 359 Babysitters & nannies 176, 355-356

C AD Optical 233, 334 Cadet corps 378

Baker Tilly 64 Bakeries 216 Balboa (Wreck of) 401 Ballet 373, 393 Banana boat rides 369 Banking - Business 32, 69 Banking - Personal 116-120 Banns of Marriage 344-345 Baptist Health International 307 Baraud 55, 72, 89 Barcadere Marina 262, 263 Bars 219-220 Basketball 373, 393 Bat Removal/Conservation 168 Batabano 365, 386 Bay Market Cafe 220 Baysyde Biz 72, 181 BCQS - Rentals 157, 160, 161 BCQS International 212, 213, 155 BDCL Architects 210, 211 Beauty products 228-229 Beauty salons 177-178 Bedell Cristin 37, 66, 83, 89, 153, 175 Beer 223-224 Berman Fisher 69-70 Bicycle repairs 177 Bicycles 229, 252-253 Birds (Importing captive) 338 Bistros 216 Bitcoin/Cryptocurrency 36, 46-47, 382 Blackbeard’s 219, 224 Blacktower Financial Management Ltd 42, 47 Blocks & insulated concrete forms (ICF) 209 Blue Point Consultants 93, 154, 155, 213 Blue Water Piano 237, 297 Boarding schools 283-287 412

CAYMANRESIDENT 2021

Boat fuel 262 Boat insurance and licensing fees 259, 261 Boat maintenance 261 Boat rentals and leasing 263 Boat security 258 Boat tours 263-264 Boating - Areas 256-257 Boating - Buying a boat 259 Boating rules 257-258 Boats and hurricanes 258 Bodden Funeral Services 104, 106 Bon Vivant 163, 207, 225, 235, 378 Bonfires 28, 170 Book clubs 382, 383 Bookkeeping services 69-70 Books & stationery 229-230 Boot camps 393 Botanic Park 347, 361, 362, 369 Bould Consulting 155 Bowling 377, 393 Box Buddies 183 Breast pumps 357 Brexit 31 Briat Insurance 70, 71, 131 Bridal gifts 346 CG BritCay 70, 131, 259, 302, 411 Broadhurst LLC 66, 173, 175 Brokerage firms 42 Brunch 225 Building a green home 114, 209 Building a home 202-213 Building options 206-210 Building professionals 210-213 Building supplies 230 Business - Establishing 56-62 Business hours 29 Butterfield Bank 42, 57, 117, 118 Buying a new car 249 Buying a used car 249-250 Buying in bulk 223

Cafés 216 Cali (Wreck of) 401 Camana Bay 142-144 Cameras & photographic equipment 230 Campbells Attorneys 65, 66, 153 Camping 28, 170 Captive insurance 38 Car cleaning/wash 252 Car dealers (New & Used) 249-250 Car insurance 245-246 Car maintenance 250-252 Cardiology 316 Carers - elderly 102 Caribbean Alliance Insurance 130,131 Caribbean Club 31, 407 Caring Hands 102, 318 Carrie Lee (Wreck of) 402 Catboat Regattas 27 Catering 225 Cathy Church’s Photo Centre 181, 227, 228, 230, 349, 404 Cayman Airways 93, 97, 411 Cayman Animal Hospital 339 Cayman Brac 408 Cayman Brain & Spine 318 Cayman Canine Training Services 342, 343 Cayman Clinic 311, 321 Cayman Doctors 323 Cayman Finance 39 Cayman First 130, 131, 303 Cayman Golf Lab 367, 374 Cayman Hand Centre 320 Cayman Immigration Consultant Services 89

Cayman Insurance Centre 129, 131, 154 Cayman International School 274, 275, 279 Cayman Islands Brewery 223 Cayman Islands Customs Agency (CICA) 95, 239 Cayman Islands Health Services 311-315 Cayman Islands Hospital (HSA) 306, 321, 322, 327, 333 Cayman Islands Institute of Professional Accounts (CIIPA) 64, 295 Cayman Islands Insurance Association (CIIA) 35, 38 Cayman Islands Marathon 397 Cayman Islands National Museum 363, 370 Cayman Islands Stock Exchange (CSX) 39 Cayman IVF 317, 354 Cayman Learning Centre 279, 288 Cayman Management Ltd 66, 68 Cayman Mobile Vets 339 Cayman National Bank 42, 46, 118, 119 Cayman Orthopaedic Group 321 Cayman Pet Paradise 341, 342 Cayman Physiotherapy Ltd 331, 335 Cayman Prep and High School 278, 280 Cayman Registrar of Companies 58 Cayman Rehab Services 317, 335 Cayman Rugby Club 376, 397 Cayman Trench 25 Cayman Turtle Centre 361, 371 Cayman Villas 407, 409 Caymanian culture 27-29 Caymanian passports 90 Caymanian Status 87 Caymanite 25 Cell phones 121, 253 Cemeteries 105-106 Center Lane Motors 252 Centre Island Properties Ltd 151, 161 Century 21 - Amber Yates 148, 158 Chalmers Gibbs Architects Ltd 194, 206, 210, 212 Charterland 155, 157, 213 Chatterbox 287, 333, 336 Childbirth classes 354 Children and car seats 242 Children’s Clinic & Family Practice (The) 315, 322 Children’s dentistry 330 Chiropractors 331-332 Christmas 29 Christopher Columbus 23 Churches 389-391 CI Law School (now Truman Bodden Law School) 292 CI Monetary Authority (CIMA) 32 CI:GO app 253 CIBC FirstCaribbean International Bank 42, 44, 118, 120 Cigar bars 220 Cinema 364 CIREBA 138, 142 Civil partnerships 345 Clean Gas 75, 124, 126 Climate 29 Clongowes Wood College 285 Clothes (adults) 99, 230-231 Clothes (children) 230 CML Recruitment 55 Coldwell Banker 135, 159 Collateralised Loan Obligations 36 Colleges 290-292 Commercial office space 72-73 Community life 381-389 Computer supplies & IT services 71, 232 Conch 266 Conference facilities 71 Conferences - Business 39 Construction management 53, 192, 206, 212 Contractors 212 Cooking classes 225, 296, 378 Copyright protection 60 Coral nurseries 402 Coralisle Pension Services Ltd 133, 302 Coronavirus/COVID-19 298, 353 Corporate services 65-66

Cosmetic medicine 316 Cost of living 96 Costa Rica 410 Counselling 323-325 Courier services 183 Craft Market 227, 361 Cremation 106 Cricket 373, 393 Crighton Properties 105, 145, 159 Crossfit 373, 393 Cryptocurrency 46-47 CTMH Doctors Hospital 299, 304, 309, 353 CTMH Doctors Hospital Imaging 299, 308 Cuba 410 CUC C.O.R.E. System 114-115 Culinary events 224-225 Cultural activities 363, 377-380 Cultural workshops 378 Currency 39 Customs & traditions 27 Cycling 363, 393

D a Vinci Centre (The) 177, 229, 325, 331, 332, 334, 335

Easter 28 Edie’s 5, 197, 198 Education - Professional 292-294 Education 267-295 Education Connection 281, 282, 287, 323, 324 EFG Bank 42, 43 EisnerAmper 64 Elections 23 Electric car charging stations 250 Electric cars 248, 250 Electricians 53 Electricity 54, 114 Electronic equipment 232 Employee entitlements 69 Employment prospects 50 Encompass Ltd 196, 207, 212 Endocrinology 317 Energy storage systems 114-115 Engagement rings 346 Engel & Völkers 11, 159 ENT (otorhinolaryngology) 321 ENT in Cayman 321 Environmental disposal fee 249 Evening sailing trips 264 Event planners 178 Excel Sports Management 374 Excess baggage 97 Exporting a car 249

F abriZone 166 Family matters 170

Family photographs 358 Family Practice (The) 311, 313, 315, 316 Farmers Markets 221 FG Services Limited 65, 67 Financial history 31 Financial technology 36 Finding a job 52 Firearms/Weapons 99 Fireworks 170, 232 First aid 297 First Baptist Christian School 275, 280, 281 First Baptist Church 390 FirstCaribbean Bank (CIBC) 42, 44, 118, 120 Fishing 265-266 Fitness Connection 375, 394, 395, 396, 398 Flag football 374, 394 Flooring 197-198 Flora & fauna 26 Florida 411 Florists 179 Flowers Block 128, 208, 209 Flowers Foam Products 208, 209 Flowers Sea Swim 398 Fly tipping 169 Folk singing 27 Food & wine societies 225 Food delivery service 218 Food trucks 219 Football/Soccer 374, 394 Footsteps School 280, 281, 289 Foreshore Corporate Services 65 Foster’s - Pharmacy 309, 310 Foster’s 54, 215, 220 Foundation Companies 60 FrancisGrey Attorneys 65, 66, 67 Freight consolidating & forwarders 95, 97, 239 Fresh fish (buying) 221 Full moon celebrations 225 Full Work Permit 77 Funeral homes 106 Funerals 105 Furniture 192-198, 232, 235

G arden maintenance 167 Gardens 199 Gas 126 General contractors 212

General practitioners 311-315 Geology 25 George Town landfill 108, 165, 169, 252 George Town Yacht Club 217, 263, 265 Girl Guides Association 380 Glass recycling 109 Golf 367, 374, 394 Gourmet food 222 Government schools 271-273 Green - At home 110 Green - At work 110 Green - Building 114 Green - Cleaning products 112 Green - Community projects 115 Green - Eating and drinking 108 Grocery stores 109, 220 GT Automotive (KIA dealership) 243, 249, 251 Guardian of the Reef 404 Guns 99 Gymnastics 374 Gyms 394 Gynaecology & obstetrics 318

H air salons 177-178 Hampson & Co 175

Harbour House Marina 260, 261, 262 Hardware 235 Health & wellness 300-336 Health Care Pharmacy 310 Health City 300, 304, 305 Health insurance 69, 94, 100, 129, 300-302 Health Services Authority 54, 304, 306, 309, 354 Helicopter rides 363 Hell Geological Site 361 Heritage Holdings 73, 74, 183 Hew’s Cleaning Services 71, 165, 166 High Achievement Academy 289 High schools 272-273, 278-283 Highbury Consulting 55 History and culture test 84 History of the Cayman Islands 23-25 Hockey 374, 376, 395 Home automation 198, 232 Home Gas 112, 125, 126 Home improvements 189-201 Home inspections & site surveys 156 Home schooling 289 Home security 163, 198 Homewares 235-236 Honduras 410 Hope Academy 281, 282, 287, 323, 324 Horseback riding 375, 395 Hospitals - Local 304-307 Hospitals - Overseas 307 HSM 59, 65, 66, 79, 89, 103, 104, 153 Hurricane supplies 186, 236 Hurricanes and pets 341 Hyperbaric oxygen therapy 332

IImmigration mmigration 50-52, 76-91, 359 consultants 89

Immunisations 269, 357 Import duty 98 Importing a vehicle 247-248 Importing food 99 Importing pets 337-339 Independent directors 36, 58 Indigo Bay Developments Ltd 49, 138, 141 Inheritance tax 91, 104 Inspire Cayman Training 292, 294 Institute of Cayman Islands Architects (ICIA) 203, 211 Insurance - Car 130-132, 245 Insurance - Contents 129 Insurance - Health 69, 94, 100, 129, 300-303 Insurance - Home 129 Insurance - Life 132 Insurance Co of the West Indies (ICWI) 131, 252 Insurance providers 130-132, 302-303 Integra Healthcare 314, 316, 317, 319, 322, 352, 356 Integrated Solid Waste Management System 108 Intellectual property 60

www. c a y m a n r e s i d e n t . c o m

413

INDEX

Dance 373, 393 Dart Family Park 370 Dart Real Estate Ltd 73, 139, 142, 144, 166 Davenport Development 2, 138 Daylight savings 29, 93 DDL Studio Ltd 155, 210 Dental Centre (The) 327, 329 Dentists 326-330 Department of Commerce & Investment 39, 61 Department of Education Services 268, 271, 288289 Department of Environmental Health 105, 113, 169 Dependants 52, 79-80, 268, 300 Desalination systems 128 Design (Cayman) Ltd 114, 205, 210, 211 Design Studio 193, 194, 234, 236 Diabetes 317 Dialling codes 120, 121 Diesel 126-127, 262 Dining on a budget 218 District health centres 304 Dive ‘365’ 402 Dive equipment 232 Dive operators 405 Diving - Technical 404 Diving 400-405 Divorce 80, 87, 94, 171-174 DMS Broadcasting 180 Doc Polson (Wreck of) 402 Doctors 311-315 Doctors Express 308, 310, 312, 332 Doctors Express Pharmacy 310, 332 Doctors Hospital (The) Chrissie Tomlinson 299, 304, 308-309, 353 Dog sitting 342 Dog trainers 342 Dog-friendly restaurants 218 Dolphins 369 Domestic abuse 174 Domestic help & agencies 355, 166 Domicile 91 Doors & windows 196 Dorm & Day 270, 285 Doulas 354 DP Economy Services Ltd 163, 165, 198 Dr. Foley’s Eye Clinic 320, 333, 334 Dr. O’Doherty’s Clinic 320 Dr. Rommel El Madany’s Clinic 317, 319, 352 Dr. Wolfe’s Dental Centre 329, 330 Drinking & driving 253 Driving licences 242 Driving tests 242-244 Drones 170 Dry cleaners 178 Duty costs - Importing a car 248 Duty on imports 98 Duty on wedding gifts 346

E ar, Nose, Throat (ENT) 321 Earth Day Clean Up 115

2021 Index Interior designers 192 International College of the Cayman Islands 291 International Design Group (IDG) Inside front cover, 194, 234 International Financial Planning (IFP) 42, 48 International groceries 221 International Medical Group 312, 315, 333 International packers & movers 97 International Realty Group Ltd (IRG) 74, 159 Internet providers/services 122 Invenio Global Search 55 Investing in Cayman 40-49 Investment funds 33 Island Cleaners 178, 179 Island Heritage Insurance 131, 132, 259 Island Montessori 274, 275 Island Smile Orthodontics 329, 330 Island Veterinary Services 339, 342 IT services 71, 232

JJamaica acques Scott 217, 224 338, 411

Jasmine 102, 104, 115 JEC Property Consultants 155, 156, 157, 213 Jetovator 365 Jewellery 236, 346 John Doak Architecture 204, 211 JUNK 110, 112 Just Like Home Dogsitters 342

INDEX

K ayaking 365 Keith Tibbetts (Wreck of) 402

Kennels 342-343 Key cutting/locksmiths 179 KidsAbility 287, 324, 333, 336 Kindergarten 271, 273-278 King Pin bowling 377, 393 Kingâ&#x20AC;&#x2122;s Sports Centre 370, 394, 395 Kirk Freeport 229, 236, 346, outside back cover Kirk ISS 71, 72 Kirk Marine 259, 260 Kirk Market 13, 220, 222 Kirk Office 71, 72, 228, 232 Kirk Pharmacy 310, 311 Kitchens 194 Kiteboarding 366, 375 Kittiwake (The) 401 Kman Vets 340 Knighthead Annuity 49 Kobre & Kim 67 Kosher food 217

L andfill site 108 Landscaping 167

CAYMANRESIDENT 2021

M acabuca 218 Mail Boxes Etc 183

Mangrove kayak tours 365 Maples 67 Marinas 261-262 Marine Park regulations 266 Maritime Authority (MACI) 39 Marksons Furniture 194, 196, 234, 236 Marriage 344-350 Marsh Management Services 131, 302, 303 Martial arts 375, 396 Massy Insurance 128, 131, 259, 260 Mastic Trail 363 Maternity leave 355 Maternity clothes 355 Mattress Gallery 234 McGrath Tonner Attorneys 63, 67, 89, 175 McGrath Tonner Corporate Services 65 Meadows Ltd (The) 17, 48, 138 Mediation 171-174 Medical cannabis 332 Medical spas 336 Medical specialists 315-326 Medicals for immigration 78 Miami 411 Michael Webster - Life Insurance Agent 132, 154 Midwife births 354 Mini Warehouse 2 Ltd 182, 183 Miracle Brokers 95, 97 Mission House 363 Mobile phones 121-122 Money transfer services 118 Montego Bay, Jamaica 411 Montessori by the Sea 282 Montessori del Sol 275, 276 Montessori School of Cayman 276 Moore & Moore Investments 15, 42 Mortgages 152, 154 Mosquitoes 26, 163 Motions Unlimited 371, 374 Motorcycle licences 245 Motorcycle tours 363 Motorcycles 252 Moving to Cayman 92-99 Musical instruments 237, 297 My Island Dentist 328

N annies 166, 176, 355 National Gallery 228, 364, 389

Language therapy 108, 336 Laser tag 367, 370 Laundry services 178 Law school 291, 292 Learning & developmental needs 287-288 Leasing - Commercial property 73-74 Leasing a vehicle 246 Legal services & law firms 66-68 Legal system 25 Letter of Wishes 103 Liberty Wealth 42 Libraries 380 LIFE (Literacy is For Everyone) 272, 388 Lighting 235-236 Limited liability company (LLC) 59 Limousine services 93 Linens 235-236 Lionfish 266, 402 Liquor stores 224 Little Cayman 408 Live music 220 Living expenses 96, 164 414

Local media 179-181 Local produce 109 Loeb Smith 33, 67 Logic 75, 121, 122, 123-124

National Roads Authority (NRA) 240, 242 National symbols 28 National Trust 115, 364, 380, 389 Native plants & trees 200, 237 Naturalisation 85, 87 NAUI 403 Nautica 7, 49, 138 Navigation (marine) 257-258 Netball 375, 396 Neurology, Neurosurgery 304, 318 New car dealers 249 New York 411 Nightclubs 220 NORCECA 399 North Sound Golf Club 238, 374, 394 Northwestern Caribbean Baptist Theological Seminary 291 Notary Public 71-72, 181 Nova 55 Nursery schools 274-278

Oasis Pool & Spa 168, 201 Âť

Obstetricians, Gynaecology 318-319, 352-353, 354 Ocean Med 315 Ogier 65, 67 Omni Cayman 70, 91 OnCourse Cayman 324 Ophthalmology 320 Optique 320, 333, 334 Optometry 333-334 Organic food 109, 222 Orlando 411 Oro Verde (Wreck of) 401 Orthodontics 329 Outdoor living 199 Outdoors - ALT (The) 199 Overseas education 283-287 Overseas Territory 25, 32 Overseas treatment facilities 307

P addleboarding 366, 372 PADI 293, 403

Paediatric dentistry 330 Paediatricians 356-357 Painting & general maintenance 165 Palliative care 102 Paradise Landscaping 167, 168, 200 Parasailing 366, 372 Parrots 371 Partnerships - Business 34, 58 Party rentals 178-179 Party supplies 237 Pasadora Family Dental Centre 326, 330 Passports (Baby) 359 Passports 90, 91, 171 Paternity leave 355 Pathology 308, 323 Paving and driveways 209 Pedro St. James Castle 360-361, 347, 372 Pensions 45-46, 132-133 Pensum Regenerative Medicine 325, 336 Pensum Services 132, 259 Permanent Residency 83-89 Permission to Continue Working (PCW) 85 Pest control 163-164 Pestkil Ltd 164, 166 Pet grooming & pampering 343 Pet insurance 340 Pet passports 339 Pet relocation services 339 Pet sitting 342-343 Pet-friendly staycations 343 Petrol 126-127 Pets - Finding 340-341 Pets - Lost or injured 343 Pets - Ticks & fleas 341 Pets & hurricanes 341-342 Pharmacies 308-311 Phoenix Health Services 307, 308 Photo processing 181 Photographers 349, 358, 181 Physiotherapy 334-336 Pictures By Shankar 350 Pilates 396-397 Pilates Studio (The) 395, 396 Pirates 24 Pirates Week Festival 29, 365 Plants, flowers & garden centres 167-168, 237 Plastic Free Cayman 115, 384 Playgrounds 369-370 Playgroups 358, 380 Plumbers 53, 165 Podiatry 323 Pole fitness 397 Political system 25 Pool maintenance 168 Pool Patrol 169, 201 Pooley Cabinets Design Studio 192, 208, 233 Poor Relief payments 102 Population 26 Post nuptial agreements 171 Postal boxes/services 181-183

Postnatal/postpartum support 355-357 Power Flower 168, 199, 200, 237 Powerhouse Gym 394, 395 Precious metals 47 Prenatal classes 355 Prenuptial agreements 171 Preschool 273-278 Priced Right 223, 230 Primary schools 271-272, 278-283 Printing & copying 183 Private schools 273-283 Professional training 292-295 Project managers (construction) 213 Propane gas 75, 112, 126 Property management services 157 Property market overview 134-136 Property pitfalls to avoid 156 Property valuations 154-155 Provenance Properties 139, 159 Psychology 323-325 Public holidays 27 Public transport 253 Purchasing overseas 183

Savannah Pharmacy 310 School buses 242 Schools - Government 271-273 Schools 268-287 Scooters 245, 252, 409 Scotts Marine 255, 260, 262 Seaboard Marine 95, 98, 248 Security - Boat 258 Security - Business & Home 70, 163 Service clubs 384 Seven Mile Beach Dental Clinic 327, 328, 330, 357 Seven Mile Beach Paediatric Dentistry 358 Seven Mile Medical Clinic 313, 314, 315, 316, 317 Sewage treatment 169

TechCayman 62 Telephone services 120-123 Television 123-124 Television stations (local) 181 Temporary accommodation 161 Temporary Work Permit 51, 80 Tennis 377, 399 Tessa Hydes Property Management 158, 160, 161 Theatre 379, 382 Three Girls & A Kiln 228, 296, 366, 367 Thrift shops 239 Time zones 93 Tipping 219 Tips on being green 112

Q uayside Surveyors 156 Queen Elizabeth II Botanic Park 347, 361, 369 R adio stations (local) 179 RBC Dominion Securities 42, 45

S ailing 264-265, 376 Sailing charters 264

T ailors 178 Taxation 33

Tomlinson Furniture 197, 234, 359 Tony’s Toys 247, 249, 250, 251 Toys 238 Trade and Business Licensing 62-64 Translation services 72 Travel 406-411 Travel agents 411 Travel insurance 411 Travers Thorp Alberga 66, 68, 172, 175 Trees - Planting 167 Triathlons 377, 399 Trio Architecture 210, 211 Truman Bodden Law School (The) 291, 292 Turtles & turtling 28 Tutoring 288-289

U K/British citizens 90, 91 Ultimate frisbee 399

Ultrasound 308 Uncle Bill’s 227, 236 Underwater photography lessons 405 Underwater wedding 348 Underwear 239 Universities 291-292 University College of the Cayman Islands (UCCI) 292 Upholstery cleaning 166 US taxation 91 US/American citizens 90, 91 Used car dealers 250 Utilities 125-128

V alu-Med Pharmacy 308, 311 Vanguard School (The) 286

Vegetarian & vegan food 216 Vehicle licensing 245 Veterinarians 339-340 VHF radio 258 Vigoro Nursery 168, 200, 237 Village Montessori 277, 278 Vino Veritas 222, 224 Visas 62, 81, 90, 359 Volleyball 373, 399 Voluntary organisations 387-389

INDEX

RE/MAX - Kass Coleman 137, 159 readyspaces 61, 74 Realtors - Renting 161 Realtors - Sales 158-160 Rebecca Davidson Photography 181, 349, 350 Recruitment agencies 55 Recycling 110-112, 165 Recycling batteries 109 Recycling locations 109 Red Cross 239, 297, 388 Reinsurance 38 Religious services 389-391 Relocation services 93 REM Services 157, 159, 161 Rent costs 160-161 Rental cars 246 Renting a property 160 Repatriation 106 Residential areas 140-152 Retirement homes 101 Rhulens 74, 159 Ritch & Conolly 67, 89, 152, 153 Ritch & Conolly Corporate Services 65 Ritz-Carlton Golf Course (The) 394 Roadside assistance 252 Robson Construction 212, 213 Rock Gorgeous Hair 177, 229, 348 Rockys Diamond Gallery 236 Roller & Inline skating 376, 395 Roofing 198, 210 Roundabouts 241 Rugby 376, 397 Rugs Oriental 198, 236 Running 397

Shining Stars Education Centre 273, 277 Ship registration 39 Shipping by air 97 Shipping by sea 98 Shoes & shoe repair 183, 238 Shooting 397 Simply Weddings 345, 346 Sinclairs 67, 72 Sinclairs Corporate Services 66 Sister Islands 408-410 Sister Janice’s Early Learning Center 277 Site surveys 151 Smile Dental Clinic 328, 329, 330 Snorkelling 263, 366 Snuba 366, 376 Social clubs 381-384 Softball 373, 397 Solar power 114 Sole trader 58 Sonder For Home 235 Sotheby’s International Realty 143, 158 Spas 177-178, 336 Spaying & neutering pets 340 Special Economic Zone 62, 81 Special needs & learning support 287-288, 376 Speech & language therapy 287-288, 336 Spinning 398 Sports & fitness 392-399 Sports clothing and equipment 238 Sports medicine 320-321 Spray foam insulation 199 Squash 376, 398 St. Ignatius - Early Years Centre 276 St. Ignatius Catholic Church 390 St. Ignatius Catholic School 281, 283 Sta-Mar Enterprises 97 Stationery 229, 350 Staycations 343, 407 Stem cell treatments 325 SteppingStones 51, 55 Stingray City 361 Storm surge 185 Strand Dental Clinic (The) 327, 328, 329 Strand Medical Centre (The) 313, 316 Strata titles 154 Strategic Wealth Preservation 47 Strawberry Hill 411 Street food 221 Structural engineers 213 Student visas 81 Styles Beauty Salon 177, 178, 229 Summer camps 380 Sunglasses 238 Supermarkets 220 Support services/groups 385-387 Surfing 366 Surveyors - Land & Quantity 213 Sustainable eating 108-110 Swift Auto Leasing 246 Swimming 115, 376, 398 Swimming pool safety 201 Swimming pools 115, 201 Synergy Chiropractic and Physiotherapy 332, 335

W alkers (Cayman) 40, 61, 68 Warehouse space 183

Waste Management 108 Watches, jewellery & repair 236 Water Authority 127 Waterfront dining 217-218 Wealth management 40-42 Web design 69 Wedding bands 346 Wedding dresses 346 Wedding organisers 347 Wedding services 344-345 Weights & measures 94 Wellness Centre (The) 287, 324, 325 West Bay Pharmacy 309 West Indies Brokers 146, 160 West Indies Wine Company 223, 224 WestPoint Inspections 156,157 Wildlife - Injured 343 Will of Wellness 321, 332, 336 Wills & probate 102-104, 174 Window treatments 197 Windsurfing 366 Wine 99, 223-224 Wine tasting & dinners 225 WizardScreens 196 Women’s health 318-319, 342-344 Work permits 69, 77-81 Wreck diving 401-402 Wreck of the Ten Sail 23, 32

X-ray 308 Y MCA 379, 380, 389 Yoga 377, 399 »

www. c a y m a n r e s i d e n t . c o m

415

2021 Last Look

People who find the Cayman Resident magazine and website really useful.

Coskun Arslan

Deciding to relocate to my wife’s sunny childhood home country was an easy choice. The nice weather, good food, and employment opportunities didn’t leave much competition. What wasn’t as easy was working out the logistics of getting here. Cayman Resident was my go-to, one-stop-shop for all things moving, settling in, and making the most out of my time here. I have found its comprehensive guidance priceless, and I would absolutely recommend that if you are a local, looking to move to Cayman, or fancy a really insightful read, you use Cayman Resident as your reference. Coskun Arslan is an accountant at Grant Thornton Specialist Services.

Camilla Fraser

I made the exciting move to the fabulous island of Cayman in September 2020. As a total newbie, I was in need of some guidance. A kindly friend bestowed upon me a copy of Cayman Resident, and it has been a trusty companion since then. I often peruse the food and drink section and imagine which cuisine and beautiful setting I wish to explore next. I find the magazine easy to navigate and I enjoy the useful tips on local etiquettes. Setting up a new life somewhere is often a daunting task, but Cayman Resident has made settling in an easy transition. Camilla Fraser is a primary school teacher at Footsteps School.

Juliet Cumber-Forget

L A S T LO O K

Being a busy single mother of three children, and running my own business, I always need trustworthy information quickly, which is why I consider the Cayman Resident magazine (and Explore Cayman!) my ‘bible’ for all things big and small! It is an invaluable source of information and advice from shopping, sports and fitness and activities for kids, to health and wellness, education and community life! I use the Cayman Resident magazine for both my business and personal use as it has an incredible wealth of information about Cayman, which is useful to residents, visitors and those that are moving to the island. It’s a great magazine for our overseas guests too, so Cayman Villas makes sure that a copy is in each and every one of our villas and condos! Juliet Cumber-Forget is the Managing Director of Cayman Villas.

Hayley Marsden

It was summer 2019 and I was about to embark on a brand-new adventure to the Cayman Islands. I knew very little about these Caribbean islands, that was until I came across the ‘Cayman Resident’ online. Much to my delight, all the questions that I had were answered in one quick internet search. The Cayman Resident provided a wealth of information, on a broad range of topics, from how to buy a car and get car insurance, to what district I might want to live in. It even gave me information on where I was going to work! I felt confident that the magazine content was accurate and well-sourced due to its great team of knowledgeable editors and researchers. I highly recommend the Cayman Resident to all. Hayley Marsden is Head of Art at St Ignatius Catholic School.

Kenisha Morgan-Taylor

Cayman Resident is a treasure trove of information for all residents, whether you’ve lived here for a month or all your life. From the simplest to the most complex questions about living here, this book has it all and will point you in the right direction. I return to its pages repeatedly for information and ideas on a multitude of topics. It was especially useful to me when I was planning my wedding. It helped me pull everything together in record time. I found the perfect venue and supporting vendors to realize my dream of an outdoor garden wedding. I’ve watched it grow thicker over the years and am always excited to see what new information its pages hold. It’s definitely a keeper, and is always at arm’s reach both personally and professionally. Kenisha Morgan-Taylor is the Marketing Coordinator at CG BritCay.

Anthony Mourginos

I moved to the Cayman Islands in April of 2019 to join the Private Capital and Trusts team at Walkers. There I advise ultra-high net worth individuals and families in all matters of Cayman Islands law, including immigration, succession planning, establishment of family office structures, financings, acquisitions, private and hedge fund related matters. Before moving to the Cayman Islands, Cayman Resident proved an invaluable resource to me and my family to learn all about the Cayman and the fantastic opportunities it offers to all who live here. When we arrived, we swiftly picked up our very own copy and referred to it constantly as we adjusted to our new lives. For any of my clients who are new to the Cayman Islands, I’m glad to refer them to the Cayman Resident as an encyclopaedic resource and essential reading for residents. Anthony Mourginos is an Associate in the Private Capital and Trusts Team at Walkers.

416

CAYMANRESIDENT 2021

Work with a view as a Global Citizen of the Cayman Islands. Apply now to enjoy the most exquisite balance of productivity and adventure for up to two years.