THE BEAUTIFUL ADIRONDACKS
Looking to buy your first home or a vacation home? WHEN BUYING A HOME, IT PAYS TO WORK WITH A HOMETOWN BANK.
beyond the mortgage: property and school taxes, home maintenance costs, homeowner’s insurance, and more. Don’t forget to include any outstanding debts
Loans made easier. It may feel a bit overwhelming,
and your plan to pay them off.
especially for first-time homebuyers. But not to worry, we’ve done this before—many times. Our loan officers
Becoming acquainted with the different kinds of
are committed to making the process as easy as
mortgages will help you explore your options. There
possible. Remember, all loans are handled locally, by
are many options out there beyond the traditional—
bankers who know the area.
like our no closing cost mortgage* option. We can help you choose the most appropriate mortgage for
When you’re ready to buy a home, the first thing you
your situation.
should be armed with is knowledge of your credit and financial history. To get prequalified, you’ll need to
With Community Bank, N.A., you will have a lending
demonstrate a responsible financial history and that
specialist who takes the time to explain every step
you’ve saved enough for a down payment. Knowing this
of the process and gets to know you. You’ll make
and ensuring that all issues are rectified will allow you
decisions together that will impact your future. So
to be in the best position to get the home you want.
choose us, an expert and partner you can trust.
A prequalification certificate for a mortgage will let you know how much house you can afford. These days, many Real Estate Agents won’t show houses without one.
APPLY FOR YOUR NEXT MORTGAGE ONLINE Scan the QR code to get started or visit cbna.com/mortgage
Creating a detailed budget of all income sources and livings expenses will also help you know how much house you can afford. You should factor in expenses
to explore our family of mortgage products, prequalify, and apply online today.
