Eastern Plumas/Sierra Counties November Newsletter

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Contents Portola Office & Time Change Reminder Sales Statistic Reports

Pg. 2 3-5

Synergy Home Mortgage Corner

6

FOMA September Meeting Results

7

California Assn. REALTORS® October 2021 Report

First snow Plumas County Photo credit 2017: REALTOR®.com

8-9

Resource Information for Natural Disaster Victims

10-11

Tips on Cleaning Before Guests Arrive

12-13

Safeguarding your Digital Footprint

14-15

Calendar and Events

16-17

Snow Resort Schedules & Snow Driving Tips

18-19

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

The Dickson Realty Portola Team is always available to provide excellent and dedicated client service whether you are considering buying or selling a home. Our team of seasoned professionals, all REALTORS®, possess the most current and comprehensive market information and, combined with their knowledge and experience, they are uniquely qualified to be expert guides in your real estate venture. Call, e-mail, visit our office, or access us on the web. We are here for you 24/7.

Our offices and agents diligently adhere to all current COVID 19 guidelines.

Office Phone: 530-832-1700 Email: portolainfo@dicksonrealty.com Web: www.Dicksonrealty.com

Sunday, November 7, 2021 at 2:00 am CST – move your clocks BACK one hour. if you are gaining or losing an hour – I think we can all agree that coffee will help!

Hello darkness my old friend We’ll see you soon at 5:00 p.m.

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma This month’s reports are year-to-date comparisons of sales statistics for September 2020 compared to September 2021; showing median and average sales pricing, lowest/highest sales, average days on market and total number of sales in the 12-month comparison period.

(Time share and/or shared ownership are not included in the statistics presented.)

The data source is the Plumas Multiple Listing Service with data pulled on October 15, 2021

GRAEAGLE-BLAIRSDEN Column1

Year To Date

Year To Date

SEPTEMBER

SEPTEMBER

2020

2021

% Change

Median Sales Price

$

316,500

$

417,000

32%

Average Sold Price

$

352,093

$

470,058

34%

Lowest Sold Price

$

66,000

$

160,000

142%

Highest Sold Price

$

995,000

$

2,300,000

131%

Average Days on Market Homes Sold

166 72

103 66

GOLF COMMUNITIES

Year To Date

Year To Date

Whitehawk, Grizzly Ranch, Nakoma

SEPTEMBER 2020

SEPTEMBER 2021

Column1

-38% -8%

% Change

Median Sales Price

$

535,000

$

716,150

34%

Average Sold Price

$

586,453

$

796,366

36%

Lowest Sold Price

$

300,000

$

211,000

-30%

Highest Sold Price

$

1,125,000

$

1,850,000

64%

236 $ 29 $

158 34

-33% 17%

Average Days on Market Homes Sold

Graeagle-Blairsden

Golf Course Communities Whitehawk, Grizzly Ranch, Nakoma $470,058

$417,000 $316,500

$796,366

$716,150

$352,093

$586,453

$535,000

2020

2021

2020

2021

SEPTEMBER

SEPTEMBER

SEPTEMBER

SEPTEMBER

YEAR TO DATE

YEAR TO DATE

Median Sales Price

Average Sold Price

Median Sales Price

Average Sold Price

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

PORTOLA

Year To Date

Year To Date

Note: Grizzly Ranch is in Golf Communities

SEPTEMBER

SEPTEMBER

2020

2021

Column1

% Change

Median Sales Price

$

181,750

$

215,000

18%

Average Sold Price

$

205,591

$

283,182

38%

Lowest Sold Price

$

28,000

$

50,000

79%

Highest Sold Price

$

775,000

$

754,000

-3%

Average Days on Market Homes Sold

227 56

LOYALTON Column1

112 70

Year To Date

Year To Date

SEPTEMBER

SEPTEMBER

2020

2021

-51% 25%

% Change

Median Sales Price

$

287,500

$

282,500

-2%

Average Sold Price

$

302,666

$

279,285

-8%

Lowest Sold Price

$

110,000

$

168,000

53%

Highest Sold Price

$

545,000

$

442,000

-19%

Average Days on Market Homes Sold

178 12

91 14

Portola (Grizzly Ranch reported in Golf Communities)

-49% 17%

Loyalton $302,666 $283,182

$205,591

$181,750

$215,000

$287,500 $282,500

2020

2021

2020

$279,285

2021

SEPTEMBER

SEPTEMBER

SEPTEMBER

SEPTEMBER

YEAR TO DATE

YEAR TO DATE

YEAR TO DATE

YEAR TO DATE

Median Sales Price

Average Sold Price

Median Sales Price

Average Sold Price

Dickson Realty is dedicated to helping you keep a pulse on the local market and real estate related information by providing the latest news, trends, and issues affecting the area’s real estate market.

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

BECKWOURTH Column1

Year To Date

Year To Date

SEPTEMBER

SEPTEMBER

2020

2021

Beckwourth $1,630,500

% Change

Median Sales Price

$

479,000

$

587,000

23%

Average Sold Price

$

464,800

$

1,630,500

251%

Lowest Sold Price

$

325,000

$

270,000

-17%

Highest Sold Price

$

580,000

$

6,900,000

1090%

Average Days on Market

167

208

25%

5

6

20%

Homes Sold

CHILCOOT Column1

Year To Date

Year To Date

SEPTEMBER

SEPTEMBER

2020

2021 $

265,000

Average Sold Price

$

269,666

$

265,000

-2%

Lowest Sold Price

$

180,000

$

265,000

47%

Highest Sold Price

$

400,000

$

265,000

-34%

119 1

CLIO

Year To Date

Year To Date

Note: Whitehawk is in Golf Communities

SEPTEMBER

SEPTEMBER

2020

2021

1% -67%

Average Sold Price

$265,000

$265,000

$229,000

2020

2021

SEPTEMBER

SEPTEMBER

YEAR TO DATE

YEAR TO DATE

Median Sales Price

Average Sold Price

Clio

% Change

$

490,000

n/a

Average Sold Price

$

-

$

556,400

n/a

Lowest Sold Price

$

-

$

380,000

n/a

$

Median Sales Price

No sales 3rd qtr. 2020

-

-

YEAR TO DATE

(Whitehawk reported in Golf Communities)

$

$

YEAR TO DATE

16%

Median Sales Price

Highest Sold Price

2021 SEPTEMBER

$269,666

229,000

Column1

2020 SEPTEMBER

% Change

$

118 3

$587,000

$464,800

Chilcoot

Median Sales Price

Average Days on Market Homes Sold

$479,000

900,000

n/a

Average Days on Market

0

88

n/a

Homes Sold

0

5

n/a

$556,400

$490,000

$-

$2020

2021

SEPTEMBER

SEPTEMBER

YEAR TO DATE

YEAR TO DATE

Median Sales Price

Average Sold Price

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Senior Loan Officer

STEPHANIE HANNA m 775-762-9114 Stephanie.Hanna@Synergyhm.com

stephaniehannaloans.com 1100 Caughlin Crossing Reno, NV 89519 NMLS #188917 © 2021 Synergy Home Mortgage, LLC. All Rights Reserved. This communication does not constitute a commitment to lend or the guarantee of a specified interest rate. All loan programs and availability of cash proceeds are subject to credit, underwriting and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. 1100 Caughlin Crossing, Suite 1A, Reno, NV 89519. Corp NMLS# 1593061 (www.nmlsconsumeraccess.org). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financial Lenders Law license.

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Fed Holds the Course at September 2021 Meeting

Federal Reserve Chair Jerome Powell announced that the FOMC, at its meeting that concluded on Sept.

22, 2021, has decided to "keep interest rates at zero and continue the current pace of asset purchases."

More specifically, the FOMC will continue to target the benchmark federal funds rate at a range of 0% to 0.25%.

Powell reiterated the Fed's commitment to its dual mandate of promoting maximum employment while also fostering price stability. He noted that economic indicators point to progress on both fronts. However, he warned that "the path of the economy continues to rely on the path of the [COVID-19] virus."

KEY TAKEAWAYS • • • • •

According to Fed Chair Jerome Powell, "The path of the economy continues to rely on the path of the [COVID-19] virus."

FOMC members "still foresee rapid growth" ahead.

"Long-run [inflation] expectations are in line with the goal of 2%."

"If progress continues, a moderation of the pace of asset purchases can be warranted."

Evergrande does not pose risks for the U.S.

'Still Foresee Rapid Growth' Powell noted that U.S. real gross domestic product (GDP) grew by 6.4% in the first half of 2021.

While commenting that members of the FOMC "still foresee rapid growth" ahead, he cautioned that rising COVID-19 cases have slowed the pace of recovery recently.

While "demand for labor is very strong," job growth slowed markedly in August, especially in sectors most sensitive to the pandemic such as the leisure and travel industries. However, the FOMC believes that negative factors should diminish and projects that the unemployment rate will continue to fall through the rest of 2021 and into 2022.

Nevertheless, Powell observed that unemployment has been "disproportionately" high in services

industries and among minorities. He also noted, in response to a question, that the emergence of the Delta variant may be discouraging some potential job seekers.

Declining Inflation Powell said that supply bottlenecks have been "larger and longer lasting than expected" and that supply constraints are particularly acute in autos, where a worldwide shortage of semiconductors is a major issue. That said, the sense of the FOMC is that the inflation rate in the U.S. will drop from about 4.2% currently to about 2.2% by the end of 2022.1 He did warn that, as re-openings of the economy proceed, new bottlenecks could appear. Nonetheless, he said that "long-run [inflation] expectations are in line with the goal of 2%."

Asset Purchases "If progress continues, a moderation of the pace of asset purchases can be warranted," Powell said. He added, "Policy will remain accommodative until we achieve maximum employment and price stability goals." While nothing was decided at this meeting, he indicated that "a gradual tapering process that concludes around the middle of next year can be appropriate."1 Not Worried About U.S. Corporate Debt In response to a question about the Evergrande situation, Powell said that this is strictly an issue for China, which, he added, has exceptionally high levels of debt in its economy. "I would not draw parallels with the U.S. corporate sector," he remarked.1 Central Bank Digital Currency Initiative In response to a question, Powell said that the Fed is actively assessing whether it should create a central bank digital currency (CBDC) and that a study paper on this topic should be upcoming soon. "It is important to do it right, rather than fast," Powell added, noting that such an initiative would only be undertaken with broad support from both the Congress and the Executive Branch of the federal government.

Reprint courtesy of Market News Investopedia Sept. 2021

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Assuming that the COVID situation will continue to improve, the economy and the housing market should remain solid in 2022. While the statewide home sales are expected to dip slightly next year according to our latest forecast, housing demand will remain solid and post the second highest level of sales in the past five years. Interest rates will remain low by historical standards, but the market will stay competitive in 2022. As the market normalization continues, structural challenges will reassert themselves, and home prices will remain elevated.

C.A.R. Forecast Expects Lower Sales but Higher Price in 2022 - Supply constraints and higher home prices will bring California home sales down slightly in 2022, but transactions will still post their second highest level in the past five years, according to the latest C.A.R. housing and economic forecast released last Thursday.

The 2022 California Housing Market Forecast sees a decline in existing single-family home sales of 5.2 percent next year to reach 416,800 units, down from the projected 2021 sales figure of 439,800. The 2021 figure is 6.8 percent higher compared with the pace of 411,900 homes sold in 2020. The statewide median home price is forecast to rise 5.2 percent to $834,400 in 2022, following a projected 20.3 percent increase to $793,100 in 2021 from $659,400 in 2020.

Another Good Year for Home Sellers - Results from C.A.R. Annual Housing Market Survey suggest that home sellers typically pocket a net cash gain of $322,500 from the sale of their homes in 2021, a 53.6 percent jump from last year. For those home sellers who had lived in their house for five or more years, their typical net cash gain from the sale of their house was $381,000, an increase of 31.4 percent from 2020. Less than one percent of all home sellers had a net loss from their home sale in 2021, a number that is well below the longrun average of 9.9 percent, and it is the lowest level since 2005.

COVID Cases Continue to Ease: Average daily COVID cases last Thursday dipped below 100,000 in the U.S. for the first time since early August and the number continued to improve in the last few days. At the state level, the 7-day average in California is currently slightly below 6,100, less than half as many cases as that in late August. While there is no guarantee that the dip will continue as we move into the winter flu season, the latest decline in cases is an encouraging sign that the pandemic situation is moving in the right direction.

Weekly Mortgage Rates Stay Put but Treasury Yield Suggest Rising Trend: The latest improvement in the pandemic situation and the lack of labor supply have been putting some upward pressure on rates in the past couple days. While the average 30 year fixed-rate mortgage was down slightly from the prior week in the latest Freddie Mac’s report released last Thursday, the 10-year Treasury yield rose 6 basis points on Friday to top 1.6%, a level last reached on June 4. Despite the disappointing job numbers, investors still expect the central bank to stick to its tapering plans, which could spark a rise in rates before the end of the year.

September Job Growth Underwhelms: The Delta variant and the labor supply shortage continued to weigh on the economy, as the U.S. job growth fell to the slowest pace of the year. With 194,000 jobs created in September, the economy had the smallest gain since December 2020, down from 366,000 jobs added in August. Despite the slowdown in hiring, the unemployment rate dropped to 4.8% last month from 5.2% in August. The decline was directly due to the shrinking of the pool of labor as many workers gave up the job search and exited from the labor force in September.

Fewer Expect Prices to Rise Next Week: Supply, demand, and home prices are all expected to cool as we approach the end of the year. Closed sales for the first full week of October, indeed, dropped to the lowest level since late February, while new active listings declined to the lowest level since the end of January.

REALTORS’® expectations on home prices also have been adjusted, as only 24.2% of our survey respondents last week believed prices were going to go up in the upcoming week, as compared to the peak of 73.7% reached at end of April. If the market continues to follow its season pattern, it will likely moderate further but remain solid from this point forward.

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Where to Turn When a Natural Disaster Upends Your Finances

Natural disasters can upend lives in an instant, but unwinding the financial damage can take many months. Still, those affected have many sources of help.

Here’s how you can get help and be strategic with your resources as you begin to rebuild after a disaster.

Deal with immediate needs first First things first: Contact the Federal Emergency Management Agency to get help via a disaster recovery center by texting your ZIP code and “DRC” to 43362. Texting “Apple” or “Android” to that same number will give you a download link for a mobile app from FEMA with additional resources, such as shelter locations.

Local and state agencies and nongovernmental groups such as the Red Cross also can also help; call 211 from any phone or visit 211.org to get information.

Check your credit card or hotel loyalty accounts as well. You might have points or a free night certificate.

Most hotel loyalty programs have offered generous expiration date extensions for certificates that have gone unused due to the pandemic. And some general rewards credit cards allow you to use points to book hotels directly through their own travel portals or let you transfer points to a specific hotel loyalty program.

Next, tend to financial issues As soon as possible, turn to handling your finances. FEMA offers unemployment assistance, rental assistance, legal services and much more. You have several ways to register, including online at DisasterAssistance.gov, via the FEMA app, at a disaster recovery center or by phone at 800-621-3362.

Nonprofit credit counseling agency Money Management International has a free program called Project Porchlight that offers disaster victims support for up to a year. The program helps people navigate an unfamiliar process, stay on top of deadlines and address the trauma that makes handling tasks harder.

And you do have several tasks to handle: Contact insurers as soon as possible Act quickly so you can get the most out of your home insurance, renters coverage or auto insurance.

Review your policies for types of damage covered, coverage limits and deductibles. Home and renters insurance policies typically do not cover flood damage, so check for flood insurance as well. Flood and wind damage to your car are covered as long as you have comprehensive insurance on your auto policy.

Report damage to your agent or insurance company as soon as possible, said Mark Friedlander, director of corporate communications for the Insurance Information Institute, in an email. Insurers will face a glut of claims, so the sooner you file, the better.

Ask about your coverage, the time frame for filing and processing a claim, whether the claim will exceed your deductible and if you’ll need estimates for repairs to structural damage, Friedlander said. You should ask about coverage of living expenses if you are displaced and reimbursement for a car rental. Some insurers will Dickson Portola Team also cover the loss of spoiled food.

289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma Ask about your coverage, the time frame for filing and processing a claim, whether the claim will exceed your deductible and if you’ll need estimates for repairs to structural damage, Friedlander said. You should ask about coverage of living expenses if you are displaced and reimbursement for a car rental. Some insurers will also cover the loss of spoiled food.

When you talk to your insurer, ask what you can throw out and what you should document for your claim.

Take photos and video of the damage, then do what you can to protect your property, Friedlander said. Take detailed notes about every interaction you have with the insurance company.

Call your mortgage company and other creditors If you’re worried about your ability to make monthly mortgage payments, contact your mortgage servicer as soon as possible — before missing a payment — to discuss mortgage forbearance options.

Forbearance is a way to avoid foreclosure, and may allow you to make partial payments or pause payments entirely for an agreed-upon period of time.

Communicate proactively with creditors, said Bruce McClary, spokesman for the National Foundation for Credit Counseling, in an email. Impassable roads and outages to power, internet access and phone service are all factors that can hinder paying on time. “Once your creditor is aware of these things, they may be able to offer some temporary payment relief,” McClary said. Hardship programs may waive fees or lower your interest rate for a time.

Because cash is king in areas where power and communication are disrupted, you might have to use your credit card to get cash from an ATM. Just be aware that typically carries a higher interest rate, McClary said.

Seek a pause in student loans, contact your college for aid Federal student loan payments remain paused through January. But several private student loan lenders have natural disaster forbearances for these situations.

If you or your family’s finances were affected, contact your school’s financial aid office. Ask about a professional judgment, which will reassess financial aid eligibility due to changed circumstances. You may also want to apply for more immediate money through your school’s emergency financial aid fund.

If you’re displaced, notify the financial aid office of your change in residence. Let your teachers and advisor know about changes to your ability to attend classes or complete coursework.

Be strategic with aid, credit and debt as you dig out “Rebuilding and repairing after a disaster can be incredibly expensive, even for those with insurance,” says Kate Bulger, senior director of business development for MMI. “Applying for as much aid as possible and preserving cash today means that consumers will have more funds left when they are ready to rebuild.”

When you exhaust aid and your emergency fund, you’ll likely need to rely on credit to afford necessities or repair damage. Lately, some major card issuers are making it easier (and cheaper) to turn your available credit line into an installment loan, often at a lower ongoing interest rate. Or you might be allowed to break up a large emergency purchase into predictable monthly payments.

When your debt picture becomes clearer, consider strategies for paying balances back down. The debt snowball, where you focus your efforts on the smallest debt first while maintaining minimum payments on others, can give you some quick wins and motivation.

Finally, be aware of debt relief options for contending with amounts that are beyond your ability to repay.

Reprint Courtesy of NerdWallet: September 2021

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Cleaning Your House for Guests: A Checklist

Countdown to a perfectly clean guest-ready home no matter how much — or little — time you have.

It feels great to have a clean, organized, well-functioning home when you've got guests coming.

Especially around the holidays. It's like your gift to you.

Here's how to get that satisfying feeling — no matter how much time you have. Just choose your starting point on this checklist:

Three (or More) Weeks to Go

Think big picture. Get anything that requires a pro or installation out of the way now. No one wants calamity to strike when guests are pulling into the driveway. þ þ

þ

þ þ þ

Get your HVAC maintained if it's overdue.

If you have a self-cleaning oven, clean it now. An oven is most likely to break down during the cleaning cycle, so don't save this task for last.

Replace any appliance on its last legs. You don't want your hot water to go out or fridge on the fritz with a houseful of guests.

Steam-clean upholstery. (Or hire a pro. It's a big job) Hire a handyman for those repairs you've been putting off.

Check outdoor lighting. Replace old bulbs and call an electrician to address any bigger issues.

Two Weeks to Go

It's not panic time yet. Focus on decluttering and a few deepcleaning tasks now, and you'll have a more manageable to-do list when the clock really starts ticking down. þ Do a deep declutter. It'll make things easier to keep clean. þ Dust ceiling fans, light fixtures, and high-up shelves. þ Wipe down baseboards. þ Clean out and organize the fridge. þ Wash windows to make the entire house feel brighter and cleaner. þ Toss washable shower curtains and drapes in the washing machine and re-hang. Easy.

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

48 Hours to Go

One Week to Go It's strategic cleaning time. Here's what to tackle now — things your family won't easily undo before your guests arrive. þ Declutter again. þ Vacuum and dust guest rooms. If they're low-traffic, the cleanliness should hold with just a quick wipedown right before they arrive. þ Wipe down walls. þ Wipe down kitchen and dining room chairs and tables, including the legs. You'd be surprised how grimy they get. þ Deep clean the entryway — and make room for your guests' stuff.

72 Hours to Go The final cleaning stretch is on the horizon. þ Do another declutter. þ In the kitchen, toss stove burners, drip pans, and knobs into the dishwasher for an easy deep clean. þ Wash kitchen cabinet fronts. þ Scrub the kitchen floor. þ Clean and shine appliances.

Now it's time to get serious. þ Clean and sanitize garbage cans to banish mystery smells. þ Wipe down doorknobs, faceplates, and light switches. They're germ magnets. þ Clean the front door. þ Deep clean the bathroom your guests will use, and close it off if possible. þ Wash guest towels and linens.

24 Hours to Go Your guests' bags are packed. Time for final touches. þ Do a final declutter - by now it shouldn't take more than five minutes. þ Give one final wipe-down to toilets, tubs, and bathroom sinks. þ And another final wipe-down in the kitchen. þ Do all the floors: mop, vacuum, sweep, etc. þ Make guest beds and set out clean towels. þ Plug in nightlights in guest baths. þ Put out guest toiletries so they're easy to find. þ Add a coffee or tea station in the guest room or kitchen. þ Get your favorite smell going, whether it's a scented candle, spices in water on the stove, or essential oils. þ Use rubber gloves to wipe off pet hair and dust from furniture. It works. þ Do the full red carpet: Sweep or shovel porch, steps, and outdoor walkways.

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

NOVEMBER 2021 SUN

MON 31

TUES

WED

THUR

FRI

SAT

01

02

03

04

05

06 Mini Music Makers Meet Up Loyalton

07

08

09

10

11

12

13 ANNUAL CHRISTMAS HOME & CRAFTS FAIRE-Vinton

14

15

16

17

18

19

20

22

23

24

25

26

27

29

30

01

02

03

04

06 Hanukkah Ends Nightfall

07

08

09

10

11

Coffee & Cars Loyalton

Coffee & Cars Loyalton

21 Coffee & Cars Loyalton

28

Coffee & Cars Loyalton

Hanukkah Begins Sunset

05

“Thanksgiving dinners take eighteen hours to prepare. They are consumed in twelve minutes.

Half-times take twelve minutes.

This is not coincidence.” – Erma Bombeck

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

Date and Event

Where Held

11/13 CHRISTMAS HOME AND CRAFT FAIRE

SIERRA VALLEY GRANGE HALL VINTON

10/16 MINI MUSIC MAKERS MEET UP

Sierra Brooks Lodge 510 Longhorn Drive Loyalton

Time

Contact Info.

9:00 am 3:00 pm

(530) 993-4933

2:00 pm 4:00 pm

Contact Information: Lindsay McIntosh

musicasierra415@gmail.com

Details Time to think about shopping locally for beautiful crafts and home made gifts suitable for Christmas and year round giving.

Chick Noodle Soup & Drinks will also be available for $7.00.

Monthly event in Loyalton – this is a free event Create Your Musical Village!

Join us for our monthly musical meet up! Located at the Sierra Brooks Lodge, this monthly meet up will offer free music classes for 0-5 (all ages welcome), a jam session with drums (no experience needed), musical activities and light refreshments.

510 Longhorn Drive, Loyalton Admission: Free Schedule of event: 2-2:30 PM | Music Class 0-2 2:30-3 PM | Music Class 3-5 3-4 PM | All ages jam session & music activity *all ages welcome, and socializing, refreshment and activities will be available the entire time from 2-4 PM.

EVERY 2nd and 4th SATURDAY of the month BINGO

Calpine Elks Lodge Hwy. 70, Portola

5:00 pm 7:00 pm

EVERY SUNDAY COFFEE &. CARS

Timber Café Loyalton

8:00 am 11:00 am

Weather permitting; call ahead (530) 832-5784

Meet and greet for local car enthusiasts.

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

2021/2022 SKI RESORT SCHEDULE RESORT NAME

Resort Stats.

ESTIMATED OPENING 2021*

ESTIMATED CLOSING 2022*

HEAVENLY TAHOE South Lake Tahoe, CA

28 lifts 10,067 ft. elev.

1-800-Heavenly

11/19/21

04/24/22

NORTHSTAR CALIFORNIA Truckee, CA

20 lifts 8610 ft. elev.

1-800-Go-North

11/20/21

04/24/22

11/25/21

05/15/22

12 lifts 8,383 ft. elev.

1-530-426-9000

11/29/21

04/18/22

12 lifts 9,800 ft. elev.

1-209-258-6000

12/03/21

04/18/22

12/12/21

04/06/22

5 lifts 7,350 ft. elev.

1-530-587-9444

12/11/21

04/11/22

8 lifts 7,700 ft. elev.

1-530-426-3666

11/12/21

04/18/22

7 lifts 8,540 ft. elev.

1-775-832-1177

12/09/21

TBD

8 lifts 9,700 ft. elev.

1-800-754-7673

11/20/21

04/24/22

PALISADES TAHOE Truckee, CA SUGAR BOWL Norden, CA KIRKWOOD MOUNTAIN RESORT South Lake Tahoe, CA HOMEWOOD MOUNTAIN RESORT Tahoe Pines, CA TAHOE DONNER Truckee, CA BOREAL MOUNTAIN RESORT Truckee, CA DIAMOND PEAK Incline Village, NV MOUNT ROSE Reno, NV

42 lifts 9.050 ft. elev.

1-800-403-0206

8 lifts 7,880 ft. elev.

1-530-525-2992

Opening and Closing Dates are still estimated. Chart will be updated as the season unfolds.

Ski and Ride Responsibly

Dickson Portola Team

289 Commercial Street | Portola, CA 96122 | 530.832.1700

NEWS YOU CAN USE NOVEMBER 2021 MARKET NEWSLETTER EASTERN PLUMAS & SIERRA COUNTIES Beckwourth, Chilcoot, Clio, Graeagle-Blairsden, Loyalton, Portola & Golf Course Communities of Whitehawk, Grizzly Ranch & Nakoma

TIPS ON DRIVING IN SNOWY CONDITIONS

It’s Practically a Whiteout Before you venture out, refill windshield washer fluid, clear snow from the roof, windows, windshield wipers, and front and back lights, and turn on low-beam headlights (high beams reflect off the snow and into your eyes). Once you’re on the road, don’t tailgate. “It can take up to nine times as long to stop in ice and snow, compared with ideal weather,” says Robert Sinclair, media relations manager at AAA. Your rule of thumb: When the car ahead of you passes a road sign, start counting; if you reach that sign before you get to 8, you’re too close.

OMG, I Need to Pull Over!

Whether you’re facing engine trouble or treacherous weather, pull over onto the right shoulder, as far off the road as possible while remaining on level ground, and turn your hazards on. So you don’t freeze or waste fuel, run the heat for 10 minutes every hour—first check that the exhaust pipe is clear of drifting snow to prevent carbon monoxide poisoning. Stock the trunk with a collapsible shovel, an ice scraper, water, kitty litter, granola bars, and a windup flashlight for situations like this.

My Car Is Stuck in the Snow Gently reverse the car a bit, then slowly move forward a little. Continue this rocking motion, occasionally wiggling the steering wheel to help the tread gain grip, until you make progress. Still nothing? For added traction, shovel out the tires, then sprinkle sand or non-clumping kitty litter in front of

and behind the tires (or use the floor mats as a last resort). That should do it. Sinclair recommends investing in winter tires and swapping them in once cold weather begins, to prevent this situation.

The Car Is Skidding!

The old rule to “turn into a skid” is from the days when most vehicles were rear-wheel drive. Today, new advice applies to all: Look where you want the car to go and steer in that direction. To avoid scary skids and spinouts in the future, never stomp on the gas or brake pedal, and slow down dramatically well before making a turn or heading down a hill. To prevent fishtailing when you know you’re about to go downhill, instead of braking, select a lower gear and let the engine manage the speed for you.

I’m Worried About Black Ice That notoriously slippery stuff usually forms when the temperature fluctuates above, then below, 32 degrees Fahrenheit, allowing snow to melt and refreeze to a clear glaze on the road. Be extra careful on bridges, at the bottom of hills, and in shady areas, where ice tends to accumulate. If you encounter a patch, ease off the gas pedal to reduce your speed, and maintain smooth, steady steering.” Fair warning: Driving an SUV doesn’t give you license to be a hot shot. “All- or four-wheel drive isn’t a magic technology that allows you to have traction no matter what,” says Sinclair.

Reprint courtesy of Automobile Assn. of America

Dickson Portola Team 289 Commercial Street | Portola, CA 96122 | 530.832.1700