MortgageBanker OUR MISSION Mortgage Banker magazine is dedicated to providing quality informational/educational content that betters the mortgage process at every step. The content is oriented to help professionals progress their understanding of the residential mortgage banking business and develop their skills at improving the efficiency and profitability at all levels. VINCENT VALVO, CEO, Publisher & Editor-in-Chief vvalvo@ambizmedia.com ASSOCIATE PUBLISHER Beverly Bolnick bbolnick@ambizmedia.com
FOUNDING PUBLISHER Ben Slayton BSlayton@ambizmedia.com MANAGING EDITOR Brian Honea Brian@ambizmedia.com SENIOR EDITOR Jill Emerson Jill@ambizmedia.com ADVERTISING David Hoierman David@ambizmedia.com GRAPHIC DESIGN Stacy Murray smurray@ambizmedia.com DIGITAL MEDIA Lucas Luna LLuna@ambizmedia.com HEAD OF ENGAGEMENT AND OUTREACH Andrew Berman andrew@ambizmedia.com INTERACTIVE DESIGN DIRECTOR Alison Valvo avalvo@ambizmedia.com ONLINE CONTENT DIRECTOR Navindra Persaud npersaud@ambizmedia.com
L ET T ER FR O M T H E EDI TO R
That One Word ... Compliance.
A
word that is certain to illicit an adverse reaction from most mortgage industry professionals. The level of adversity in that reaction will vary: some express anxiety, some show disgust, and for most it is not a pleasant topic. We’ve done our best to make compliance a more pleasant topic for mortgage industry professionals. From the time this publication was launched in 2013 up until January 2020, we were known as Mortgage Compliance Magazine. In every issue, we’ve tackled the ever-changing compliance landscape within the industry by providing expert commentary on improving that aspect of your business. For the last couple of years, compliance may not have had such a prominent seat at the table for many mortgage businesses as it had in the years immediately following the 2008 crisis. But it never really went away, as some of our experts contributing to this edition can attest. In a feature story in this issue, Troy Garris of the law firm Garris Horn discusses what to watch out for regulatory-wise with the recent change in CFPB leadership. And speaking of experts, Felecia Bowers tells you how you can proactively assess compliance risk, and both the OmBobs-Man and Mortgage Counselors columns caution us to expect increased enforcement from regulators. What compliance issues are you facing now that were not a concern maybe three or four months ago, and how are you handling them? We want to hear about your experiences. We are always listening. You can always drop us a line via the email address below.
USER EXPERIENCE DESIGNER Billy Valvo bvalvo@ambizmedia.com MARKETING & EVENTS ASSOCIATE Melissa Pianin mpianin@ambizmedia.com
4 MORTGAGE BANKER | MARCH 2021
B R I AN H O N E A
Managing Editor Editor@MortgageBankerMag.com
