Manhattan Resident Managers Club Newsletter-April 2017

Vol. 38 No. 171

April 2017

Dedicated to the Performance & Advancement for the Real Estate Manager

Tax Day 2017 is April 18th

Newsletter

OUR NEXT MONTHLY MEETING WILL BE HELD ON THURSDAY APRIL 6, 2017 AT THE SALOON NYC 1584 YORK AVENUE BETWEEN 83RD & 84TH STREET

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Manhattan Resident Manager’s Foundation, Inc. 23rd ANNUAL GOLF TOURNAMENT The Manhattan Resident Manager’s Foundation is pleased to announce that the 23rd Annual Golf Tournament will be held on MONDAY, MAY 22, 2017 at:

North Salem, NY Golf Tickets are $275.00 per Guest Only 120 tickets will be sold …and they will go fast!

10:30am SHOT-GUN START Proper golf attire is required, including soft spikes Breakfast Buffet: From 8:30am – 10:30am - Buffet (eggs, bacon, sausage, pancakes, pastries, cereal, coffee and juices) Barbecue Lunch: On the course includes grilled chicken, hamburgers, hot dogs, sausage and peppers, rolls and condiments.

Beer and Soda: 6th and 15th holes. Plus two (2) roaming beverage carts.

Cocktail Hour and Dinner: To finish the day, there will be an open bar cocktail reception with hot and cold hors d’oeuvres. Dinner will include filet mignon and roast turkey carving stations, stir-fry and pasta stations as well as a raw bar with shrimp and clams. If you have any room left, it can be topped off with desserts and coffee. Dress code is CASUAL.

Meal & Beverage Sponsorships $500.00 Golf Sponsorships $300.00 (All sponsorships, raffle and give-away donations are tax deductible)

As usual, we are offering a variety of sponsorships for meals, beverages, putting green and of course, golf sponsors. We will also gladly accept donations for golfer give aways and raffle prizes. For further details on sponsorships, please contact a committee member listed below.

Co-Chairmen Finance Chairman: Committee Members

Mr. Kevin Key (212) 570-6649 Mr. Francis McLoughlin (212) 268-0952 Mr. Louis Parrilla (212) 734-9810 Mr. Frank Rampino & Mr. Anton Markola

Thank you for your continued support!

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D

A

I

S PRESIDENT:

anton Markola 212-974-4650 Amarkola1@gmail.com

Manhattan­Resident­ManageR’s­Club,­inC. ORganiped­19 0 P.O. Box 1144 New York, NY 10021

VICE-PRESIDENT: Joe Cervini 917-588-4922 jcervini@mac.com TREASURER: PatriCk MCenaney 917-699-5231

Our Next Meeting

will be held on Thursday, April 6, 2017 at The Saloon NYC Located at 1584 York Avenue starting at 6:00pm.

McEnaney.patrick@gmail.com

FIN.SECRETARY: Steve Mala 212-861-2073 Steve.Mala@yahoo.com

Dress code for this meeting is Business attire. (jacket & tie required)

SECRETARY:

Our April educational feature will be conducted by the SEIU 32 BJ Benefit Fund. You don’t want to miss it! There will be 3 presenters in attendance with one of them being English/Spanish bilingual.

ben floreS 917-860-5811 benjieflores3@gmail.com

Members: $40.00 Guests: $60.00

TRUSTEES:

Laslo Karsai

John Szabo

Joe Vela

CLUB NEWSLETTER

Dean Berishaj

Steve Kukaj

Louis Parrilla Publisher 917-750-4117 resmgr524@gmail.com

Peter Guzman Business Manager 917-837-1390 pgu3911250@aol.com

Ben Flores Editor 917-860-5811 benjieflores3@gmail.com

Any Opinions expressed here are those of the writers and not necessarily those of the Manhattan Resident Managers Club,Inc., or its members.

The Manhattan Resident Managers Club Inc. reserves the absolute right, at its sole discretion, to accept or decline requests or submissions for advertising or other copy in its Newsletter or in any Club publication.

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Anton Markola President Manhattan Resident Managers Club, Inc.

Welcome to April Newsletter!

First off, I would like to start by thanking everyone for attending last month’s meeting. On behalf of myself and my fellow officers of the CLUB, I would thank you for your overwhelming faith and support in re- electing me as your President to serve this fine organization for a second term. I would like to congratulate the new Dais on their election; Mr. Joseph Cervini as Vice President, Mr. Patrick McEnaney as Treasurer, Mr. Steve Mala as Financial Secretary and Mr. Ben Flores as Secretary. I look forward to work with these gentleman as well as our newly elected trustee.

Also, a sincere expression of gratitude to Mr. Peter Guzman, for his time and dedication served to the CLUB as Secretary and we wish him good luck on his new assignment as a Newsletter Business Manager.

I would also like to congratulate & welcome the newly elected Trustees for their two-year term: Mr. Laszlo Karzai, Mr. John Szabo and Mr. Steve Kukaj.

A special thank you to Mr. Serge Lazarev from Green Tree Textile Recycling on his educational feature. Very informative!

Our April educational feature will be conducted by the SEIU 32 BJ Benefit Fund. You don’t want to miss it! There will be 3 presenters in attendance with one of them being English/Spanish bilingual.

Congratulations to the 2017 Resident Manager of the Year, Mr. Ben Flores and the 2017 Manhattan Resident Manager’s Club Vendor of the year and recipient of The William Key Award, Mr. Phil Levine of Major Air Service Corp.

REMINDER TO ALL MEMBERS! Save the date for these upcoming events. May 22rd will be the Manhattan Resident Manager’s Foundation Golf Tournament. Please contact Kevin Key 212-988-4693 for more information. Our Annual Sunset BBQ will again be held at The Battery Gardens Restaurant on June 6th. The 2017 Three Hands Grand Ball is set for Saturday, November 4th at Gotham Hall. Get your tickets now! They’re going fast.

Please note that the only acceptable dress code for our monthly meetings is JACKET & TIE. NO exceptions! If you are not dressed accordingly, you will not be allowed to attend the meeting. In conjunction with a CLUB-wide email, we will post on Facebook, LinkedIn and the CLUB’s website if the dress code changes for a particular event.

Please remember to support our Associate Members as they are main source that keeps our club in existence. Most of our Associate Members take an ad in our monthly Newsletter, so when you’re in need of a contractor or vendor, please refer to the Newsletter for their services.

Happy belated St. Patrick’s Day to everyone and we wish you all a safe and healthy Passover and Easter Holiday.

I’m looking forward to seeing everyone on April 6th for our next monthly meeting at the Saloon NYC Located at 1584 York Avenue starting at 6:00pm.

Fraternally yours,

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Sickness, Distress and Happy Times

Happy Birthday Wishes to our Regular Members Agim Delija, Peter Guzman, Zoltan Papp, Don Kroski, Patrick Reidy, Tibor Szabo, Jorge Cintron, Ralph Davis and Juan Diaz.

Happy Birthday to Life Member Patrick McEnaney Sr. Happy Birthday to Associate Members Jason Fell & Ed Dowling.

Happy Birthday to ALL!

APRIL 1

APRIL 11-18

APRIL 14

APRIL 16

APRIL 18

APRIL 22

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Top 10 Reasons to Join the MRM Club!

WWW.MRMCLUB.COM

10. Extra Curricular: Looks great on employment applications/resumes!

9. Networking: You will have the opportunity to meet and network with the BEST of the BEST in their field at our regular meetings on the 1st Thursday of each month.

8. Promote Awareness: The CLUB helps promote education and awareness about the NYC residential real estate market.

7. Life Insurance: Being a Regular Member of the CLUB affords you a personal life insurance policy in the amount of $125,000.00 6. Philanthropic: The CLUB participates and raises money for a number of local and national charities giving back to the community and those most in need.

5. Brotherhood: Being a member automatically gives you a feeling of closeness to other members. You share something that other people are not a part of and really can’t relate to.

4. Enrichment: Being part of a professionally ran Club or Organization is an en- riching experience. You owe it to yourself to at least try them out.

3. Exposure: The CLUB will expose you to real life every day experiences you and your peers regularly share and have in common 2. Growth: Members in Clubs/Organizations are encouraging and supportive of your personal growth. We all have a vested interest in each other.

1. Social: They are a BEST way to meet great people and have a lot of fun! With numerous events happening throughout the year; separate from our monthly meetings, it is impossible to not have some FUN!

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How to become a par!"er in a small business

You began working for a small business owner, and now your contributions to the company's success have allowed it to grow, including the company's revenues and profits.

If you see your presence in the business as key to its success, it may be time to ask for more than a raise. Consider approaching the owner about becoming a partner in the business.

The benefits of being a partner in a business, instead of just an employee, are bountiful but so are the headaches.

Remember, as an owner you would take on profits, but also risk. Lots of things can happen to a business that make it slowly, or suddenly, unprofitable. As a partner, you would assume some of that risk.

Before you think partnership, consider this: Would you mortgage your own house to support the business in tough times? The current owner would.

It's important that you show how you fit the needs of the business. A business that needs a marketing expert won't make a logistics expert a partner, for example.

Don't assume a small business owner is raking in dollars.

It's about profits, not just revenue. A company that takes in $2 million in revenue, will likely have a profit that is much less than that. That $2 million must cover overheads, such as rents or leases, insurance, healthcare plans, and salaries.

These costs quickly eat up those revenues.

Show that you have a deep understanding of, and appreciation for, the company. Know every aspect of it, and how it runs. From accounting to logistics, understand the company's core operations and develop ideas on ways to improve them.

A Forbes contributor offered very sound advice, saying "step back and think about what would best serve the business overall. Speak from that vantage point. Hold yourself accountable to represent the company's interests (especially when they conflict with your own), and you'll be seen as a real asset to any organizational-level discussion."

You must demonstrate that you are willing and able to

share debt, profits, and provide an ownership-worthy contribution. That includes investing your own dollars into the business. That's called taking on risk.

SAVE BY PAYING YOURSELF FIRST Save, save, save! This is advice everyone hears throughout their lives, mostly from those older than they are. Given that the average American's saving rate is a paltry 5.7 percent, it appears as though many are not heeding this good advice.

According to financial blog Get Rich Slowly, one of the best ways to ensure that people are saving enough is to pay themselves first. This strategy means that money is put into a savings account before paying bills and before spending money on food and cell phones. Handling money in this way ensures that it is being prioritized and helps to develop healthy financial habits.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

“QUOTES 2 LIVE BY” Permanent value: Someone is sitting in the shade today because someone planted a tree a long time ago. ~ Warren Buffett Success is a lousy teacher. It seduces smart people into thinking they can't lose. ~ Bill Gates

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

People with Disabilities can save with an ABLE Account

People with disabilities have many challenges in their daily lives and up until recently saving for their future was one of the most puzzling. According to USA Today, the rule over the past three decades has been that people with disabilities who receive government benefits could not have more than $2,000 in savings without forfeiting them.

This limitation has put much strain on individuals who can work and save and families that are often forced to cover

Computer infections: From the Wild West to the new sheriff Is anti-virus software still relevant?

Trick question Computer viruses are not extinct. They are a vast and ever present danger.

The issue at hand is whether or not stand-alone virus software is still necessary.

According to MakeTechEasier.com, the early days of computing were like the wild-west for viruses, which often had no trouble spreading through email and downloads.

Fast-forward to today, we see services such as Google and Microsoft's Windows have top quality anti-virus capabilities built right in.

In fact, keeping up-to-date frequently used services, especially the operating system, is often the best way to help prevent a virus outbreak.

At work, protect the company networks by not plugging in unauthorized computers. Don't install unauthorized software.

Don't share your password.

emergency expenses for their children with special needs.

Under the new system, those people and their families can contribute up to $14,000 per year into an ABLE account that has a new cap of $100,000. These changes allow for more freedom for the country's disabled and a higher degree of security for their futures.

“QUOTES 2 LIVE BY” Competition makes you better, always, always makes you better, even if the competitor wins. ~ Carlos Slim Helu You don't need to have a 100-person company to develop that idea. ~ Larry Page

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

EXPRESS HARDWARE & BUILDING MATERIAL Competitive pricing More than 30,000 items in stock Convenient New York City based location Same day / next day delivery JANITORIAL SUPPLIES GARBAGE LINERS HAND/POWER TOOLS LIGHTING/ELECTRICAL PLUMBING PAINT (BENJAMIN MOORE AND MORE) OFFICE STATIONARY SPECIAL ORDERS

Please call for more information or to open an account today 212-622-1885 916-82 -0040 4 -4 9-5125 929-444-1414 916-8 0- 99 Sales.expresshardware@gmail.com 235 East 123rd Street New York, NY 10035

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Ideas for retaining customers

R

etaining a customer is just as important as getting a new customer when it comes to improving your financial top and bottom lines.

According to MarketingWizdom.com, the average business loses around 20 percent of its customers each year by failing to attend to customer relationships. The site found that in some industries, this leakage is as high as 80 percent.

THE TOOTH FAIRY The Tooth Fairy is more generous than ever before, according to the annual Delta Dental survey of magical payments.

Cash payouts average $4.66, a 75 cent increases since 1975.

In 2016, the Tooth Fairy left under pillows about $291 million, an increase of 13.5 percent from 2015.

In 89 percent of homes, the Tooth Fairy leaves money, but sometimes she gets creative. Gifts include dental hygiene products like toothpaste, books, and treasures.

MRMC BUILDING TIPS

Keep your clients and customers happy

Once you've won over a customer, stay in touch with them. Keep them informed of any new products and/or services you have started. You could even sweeten that by offering them a discount. Inc.com notes that giving a gift, or free sample or trial, are great ideas, but this works best if you use the "element of surprise." According to Inc., "People naturally remember when something surprised in a good way because it came out of nowhere, so you want to leave that lasting impression."

Use psychology

According to HelpScout.net, psychology studies have shown that people view their service experience as more positive when they don't feel rushed. But they like it when the service includes an effort to find more about their key interests.

Create a marketing campaign

Marketing campaigns can be useful not only because they attract new customers but also because they remind your old customers to come back. Remember, don't discount too deeply, it will affect your profits.

Good old fashioned kindness

Call your customers just to ask if they are continuing to enjoy their purchase.

When the customer is not right

Understand that there are some customers you will never be able to keep. They will complain and make demands, and regardless of your efforts to please them, they won't be happy. For these types of customers or clients, it may be best to let them go.

The time and money you spend on trying to retain them won't be worth it.

IT’S SPRING-TIME! A FEW BUILDING TIPS FOR RMS. • Clean up, fertilize and plant in early spring so that plants quickly push out roots and become established. Autumn planting made lead to losses from waterlogging and evergreens may deteriorate over the winter from dryness at the roots or wind burn of the foliage.

• Check for cracks around your sidewalk areas (cement, pavers and/or bricks) and have them filled to avoid liability issues.

• Clean and sanitize your compactor room and garbage chutes to avoid bad odors and flies during the warm spring & summer days/nights. Also, inspect all hopper doors and flappers for proper operations.

• Inspect all your belts & motors on all your exhaust fans for proper operation. Faulty motors and belts can cause extreme condensation and mold growth in bathrooms as well as foul odors in kitchens.

• Inspect and replace all you’re A/C filters. Grease all bearings. Check all belts and clean all coils.

• It’s a good time to educate your residents every spring to change the smoke detector batteries when they change or spring their clocks forward.

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BEWARE OF QUESTIONABLE SPIN MOVES

FIRST WOMAN TO RUN THE BOSTON MARATHON, APRIL 19, 1967

Millions love the heart-pounding, socializing of a spin class (stationary cycling).

Spin classes elevate traditional stationary cycling to a party atmosphere with fast music, coaching, and even virtual scenery. Baby boomers flock to the classes, but they also attract younger fans.

Some of the classic spin moves are cycling at different rates of speed and doing higher and lower grades during the hour-long

workouts.

Some moves are more controversial, according to the Berkeley Wellness Letter.

Classes that combine floor aerobics or even weight lifting have drawn some criticism from physiologists. Adding in these moves can undermine the basic spin workout, they say, while not adding anything in return.

Backward pedaling has also drawn criticism. A study by the American Council on Exercise in 2015 found that the move does slightly boost calorie burning and heart rate. The study also found that the maneuver puts stress, sometimes excessively, on the knees and ankles, especially at high intensities.

The keys to a safe and healthy spin experience are easy: - Good posture on the cycle.

- Proper seat adjustment.

- Proper handlebar position.

- Bring a full water bottle.

- Cycle at your own pace.

- Avoid intensities over 110 rpm.

- Don't do extra upper body movement while spinning.

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Katherine Switzer became the first woman to run as a numbered participant in the Boston Marathon, April 19, 1967.

Switzer registered for the race as K.V. Switzer and was given a number, even though women were not invited to run.

When the error was discovered, one official tried to physically force her off the course. But Switzer's boyfriend, also running, clobbered the official, sending him flying and they continued.

An unofficial woman runner, Bobbi Gibb, beat Switzer's time by an hour.

Women were not officially welcome to the marathon until 1972. Interestingly, the official who pushed Switzer in 1967 was instrumental in making women part of the event in 1972.

Weather may actually predict ills That old saw that a change in the weather means a change in your health, could actually be true, according to a recent study by Swedish researchers. The study found that flu outbreaks occur about a week after the first cold spell of winter. They speculate that airborne particles containing the flu virus can spread more easily in cold, dry weather.

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MANHATTAN RESIDENT MANAGER’S CLUB, INC. IS PROUD TO HAVE SELECTED

BEN FLORES Resident Manager of the Year 2017 With gratitude & appreciation for the years of dedication and service to the CLUB — 20 —

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MANHATTAN RESIDENT MANAGER’S CLUB, INC. IS PROUD TO HAVE SELECTED

PHIL LEVINE of Major Air Service Corp

Associate Member of the Year 2017 In recognition of many years of support & friendship you have show to the CLUB — 21 —

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401k Loan for a down payment on a house Home ownership has not been an insurmountable financial hurdle for the 63.5 percent of Americans that own their homes according to US Census data, but coming up with a down payment is still challenging One way to do it: Take a loan for a 401(k).

What is a 401k Loan?

According to the IRS, a person can take a loan out against a qualifying account for a handful of reasons, down payments on a home being one of them.

The rule of thumb is $10,000 or 50 percent of the vested balance, whichever is greater. These loans cap at $50,000 which is often enough to cover a down payment for a modest home.

According to personal finance blog Family Financier, taking out a 401k loan could make sense for people with low credit scores who would be forced to pay unusually high interest rates on their mortgages.

For the average consumer, with a good credit score, a healthy 401(k), but no down payment, financial advisors usually recommend saving separately for a down payment. A 401(k) loan is usually a loser idea. Even if your 401(k) loan lowered your monthly mortgage payment, this would be offset by the payments you would have to make to your 401(k) for 15 years.

In addition, you would lose thousands of dollars in interest. In some scenarios you would lose more money in interest than you borrowed from your 401(k) during the 15-year repayment.

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Thyroid cancer over-treated

Ofes­7OR­the­MOnth­O7­a3Ril Q. What day does an egg hate the most?

A. Fry-days.

Q. What came first, the chicken or the egg?

A. Neither--the Easter Bunny!

Q. Why couldn't the eggs go out on a hot summer day?

A. They were afraid they would fry!

Q. What did the egg say to the clown?

A. You crack me up!

Q: Why do we paint Easter eggs?

A: Because it's too hard to wallpaper them!

Q: How does the Easter Bunny keep his fur neat?

A: With a hare brush!

Q: What did the Easter Egg say to the other Easter Egg? A: Have you heard any good yolks today?

Q: How does a rabbit throw a tantrum?

A: He gets hopping mad!

In a 40-year period beginning in 1975, diagnoses for thyroid cancer tripled, yet the number of people dying of thyroid cancer remained steady.

According to a report in the New England Journal of Medicine, the condition appears to have been over-diagnosed.

The report says small thyroid growths or nodules are common but few are cancerous. The most common type of thyroid cancer, small papillary, grows so slowly that it rarely causes problems.

According to the Mayo Clinic, the treatment could be riskier than the disease since after thyroid removal patients must remain on medicine for life.

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Bagged salads safe, but take care A study in Applied and Environmental Microbiology showed that bagged lettuce and spinach are safe but more susceptible to bacteria. The key is to take practical precautions: * Buy bags that are not close to expiring. * Choose bags that are flat, not puffed up.

The more swollen the bag, the older the contents. * Refrigerate and rinse before eating.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

HOROSCOPES Aries 3/21 - 4/19: April powers bring May showers but what kind of showers? What you do and don't do this month dramatically changes your life in May. Best move: Stay optimistic.

Taurus 4/20 - 5/20: The stars say quit staring at the numbers; that won’t help. Take the bull by the horns and solve the problem. It's time to get a problem behind you. Do it.

Gemini 5/21 - 6/20: Prepare. By the full moon on the 11th, an unexpected family issue arises. It should resolve by the new moon on the 26th if you act wisely. Encourage forgiveness.

Cancer 6/21 - 7/22: A text message is misunderstood. Before you react, seek out an in-person meeting.

Leo 7/23 - 8/22: Just when you begin to think no one laughs anymore, you find a receptive audience. Enjoy.

Virgo 8/23 - 9/22: You appreciate exacting criticism but not everyone does.

Try framing your thoughts so that criticism doesn’t seem personal.

Libra 9/23 - 10/21: You require a response this month but you might not get one. Let it go. This issue dissolves with the waning moon, staring on the 15th.

Scorpio 10/22 - 11/21: The stars are in your corner early in the month as you confront a nagging issue. No matter what the result, you enjoy a feeling of relief.

Sagittarius 11/22 - 12/21: You love truth, but this month you might not see it. A person you disrespect speaks the truth, if you are open to hear it. Listen and learn.

Capricorn 12/22 - 1/19: Take off your mask this month. Be sure you enter situations in transparency and honesty. You may even be asked to pretend to be something you are not. Reject this.

Aquarius 1/20 - 2/18: The rhythm of your life matches the moon this month. You may have lots of energy as the moon goes to full on the 11th, then relax as the moon wanes.

Pisces 2/19 - 3/20: The new moon on the 26th may bring uncertainty, but don’t give in to distress. If you practice acceptance, you can see the world through new eyes.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­– I've found a great as-is home that is actually in pretty good shape. The problem is it needs the roof replaced.

Is it possible to get a loan that will cover the new roof?

There is a loan that certainly would cover a new roof.

The Federal Housing Administration offers a loan called the 203(k) that allows you to include your renovation costs in your mortgage. So, you borrow the price of your home and the estimated cost of repairs. You then must pay a down payment that is based on the full amount.

To qualify for this loan you need a credit score of 640 or higher and a maximum debt-toincome ratio of 43 percent. That includes the new monthly payment you'll be making. The loan also has to be at or below the maximum limit for FHA loans in your area. This varies but can be up to $417,500.

If you are looking at just repairing the roof, you might qualify for a streamlined 203(k) loan. These loans cap the cost of repairs at $35,000.

If you want to make more complicated repairs to structure or even room additions, a regular 203(k) loan might be for you. It won't cover fancy items like a swimming pool, though.

Like all FHA loans, these require you to pay mortgage insurance for 11 years or even the entire length of the loan. That means higher payments than a conventional loan. You'll get a higher interest rate and be hit with some extra fees.

These are also not quick deals.

The paperwork takes time and you will be required to detail the work that needs to be done, sometimes even with architectural drawings.

Your best bet for this kind of loan is to have reasonable repairs that can be started within 30 days of your loan closing and finished within six months.

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100 years ago...

US enters The Great War As the years of the 20th century opened, signs of war were everywhere and by 1914 Europe was fully involved in a war that would eventually kill 9 million soldiers and 7 million civilians.

The United States stayed neutral until 1917. But, in the Atlantic, German submarines attacked any shipping vessel, even neutral ones. The subs sunk five American merchant ships by March 1917.

At the same time, Germany tried to ally with Mexico in a war against the U.S. On April 2, 1917, President Woodrow Wilson called for war and Congress approved his resolution on April 6.

America's entry into the war was a turning point for the allies of France, United Kingdom, and Russia.

When an armistice was signed Nov. 11, 1918, 4.7 million Americans had served in the brutal war of the trenches. American casualties were 116,516 and wounded were 204,000.

National commemorative activities are planned for April 6, 2017 at the National World War I Museum in Kansas City, MO.

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MRMC Health Tips 12 of the BEST foods to Control Diabetes 1. Fatty Fish is one of the healthiest foods on the planet. Salmon, sardines, anchovies and mackerel are great sources of the omega – 3 fatty acids DHA and EPA, which have major benefits for heart health.

2. Leafy Greens Leafy green vegetables are extremely nutritious and low in calories. They’re also very low is digestive carbs, which raise your blood sugar levels.

3. Cinnamon is a delicious spice with potent antioxidant activity. Several controlled studies have shown that cinnamon can lower blood sugar levels, and improve insulin sensitivity.

4. Eggs decrease inflammation, improve insulin sensitivity, increase your “good” HDL cholesterol levels and modify the size and shape of your “bad” LDL cholesterol.

5.Chia Seeds are a wonderful food with people with diabetes. They are extremely high in fiber, yet low in digestive carbs.

6. Turmeric is a spice with powerful health benefits. It’s active ingredient curcumin, can lower inflammation and blood sugar levels, while reducing heart dis­ ease risk.

7. Broccoli is one of the most nutritious vegetables around. A half cup of cooked broccoli contains only 27 calories and 3 grams of digestible carbs, along with im­ portant nutrients like vitamin C and magnesium.

8. Nuts are delicious and notorious. All types of nuts contain fiber and are low in digestive carbs, although some have more than others.

9. Extra­ Virgin Olive Oil is extremely beneficial for heart health. It contains oleic acid, a type of monounsaturated fat that has been shown to improve triglycerides and HDL, which are often at unhealthy levels in type 2 diabetes.

10. Flaxseeds are an incredibly healthy food. A portion of their insoluble fiber is made of lignans which can decrease risk and improve blood sugar control.

11. Garlic is a delicious herb with im­ pressive health benefits. Several studies have shown it can reduce inflammation, blood sugar and LDL cholesterol in peo­ ple with type 2 diabetes. It may also be very effective in reducing blood pres­ sure.

12. Strawberries are one of the most nutritous fruits you can eat. They’re high in antioxidants know as anthocyanins which give their red color.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

How to un-send emails Anger and email -- A very bad combination that usually leave an impulsive emailer in a state of regret.

But there is hope. The big three email providers all have a method for undoing the outbox.

Gmail: In the Web interface, check the settings

g

tab to enable Undo Send. This action gives options for 5, 10, 15, or 30 seconds of undo time.

Outlook: Similar to Gmail, Microsoft's Outlook has an option called Let Me Cancel Messages I've Sent, which allows the same time allotments.

Yahoo: On the iOS and Android mail apps the undo setting is on by default, but only for three seconds.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

CLUB SUDOKU

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

“QUOTES 2 LIVE BY” People that work hard and legitimately do everything that they can, they tend to be luckier. ~ Julian Edelman

Clarity comes from engagement, not from thinking about it. ~ Marie Forleo

“QUOTES 2 LIVE BY” Every game I've ever played, regardless if it was preseason or Super Bowl, meant the same to me, and I laid it all on the line. ~ Brett Favre

A man who wants to lead the orchestra must turn his back on the crowd. ~ Max Lucado

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

Why PEoPLE ProcrAStinAtE AnD SiMPLE WAyS to StoP it!

Everyone procrastinates but some could admit to more than others.

Although the occasional put-off errand might not have an immediate impact, chronic procrastination can cause serious problems in one's personal and professional life. According to the Wall Street Journal, studies show that procrastination is, at its heart, an emotional issue.

Procrastinators voluntarily delay, even when they know there could be and probably will be negative consequences.

Studies show procrastinators delay to feel better, even though they will feel worse as time goes on. This behavior is related to impulsiveness, rather than perfectionism or anxiety.

Piers Steel, an organizational-behavior professor at the University of Calgary, says that highly impulsive people have a hard time experiencing strong emotion and they shut down when they feel anxiety. By comparison, people low in impulsiveness see anxiety as a cue to get going.

In other cases, the problem is that some people have a hard time picturing their future self and understanding how putting off something today can hurt them down the road. Scientists call this temporal myopia, and not having the benefit of this emotional connection to the future self keeps the focus on more immediate concerns.

Solving the issue

Becoming less of a procrastinator should incorporate two separate strategies: time management and addressing the emotional aspect.

According to the productivity influencer Michael Hyatt, these time management strategies are key: - Tackle the most difficult task first - Divide the task into smaller tasks - Set a mid-day alarm - Dedicate yourself for a short period of time - Schedule your tasks on the calendar You can also address the emotional aspects of procrastination: - Forgive yourself for previous procrastination - Set up mini-goals and reward yourself for accomplishing them.

- Set up micro-costs for things that distract you like requiring a password before surfing the web.

GOOD PLACE TO RETIRE According to Bankrate, Arlington, VA tops their current list of places to live during retirement. Arlington packs nearly everything a person could want into a mere 26 miles.

Arlington is very walkable and has an excellent transit system. The people are friendly, crime is low, health care options are good, and the culture is great. Although it is a bit pricey, those that can afford the area will find a great home steeped in rich history.

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­– Manhattan­Resident­ManageR’s­Club,­inC.­–

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ROSENWACH TANK

THE FIRST NAME IN QUALITY WOOD AND STEEL TANKS

718.729.4900 • ROSENWACHGROUP.COM • 43-02 Ditmars Boulevard, 2nd Fl. • Astoria, NY 11105

Manhattan Resident ManageR’s Club, inC.

Mr. Louis Parrilla, Newsletter Publisher 524 East 72nd Street New York, NY 10021

To place an ad in The nexT neswsleTTer please call louis parrilla 917-750-4117 • resmgr524@gmail.com