Manhattan Resident Managers Club Newsletter-September 2017

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September 4th 2017

OUR NEXT MONTHLY MEETING WILL BE HELD ON

September 7th at

Connolly's Pub and Restaurant on the 3rd Floor. 121 West 45th Street, NYC, NY 10036

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D

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S PRESIDENT:

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VICE-PRESIDENT:

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Our Next Meeting will be held on September 7th at Connolly's Pub and Restaurant on the 3rd Floor. Connolly's is located at 121 West 45th Street, NYC, NY 10036

FIN.SECRETARY: ;;;;;;0302$ 320 , ;;;;;;% 9 9) :5:( : 88)186

Dress Code is Professional Attire (jacket & tie required)

SECRETARY:

Member - $40.00 Guests - $60.00

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TRUSTEES:

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CLUB NEWSLETTER

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.8 4*;":77455: Publisher 917-750-4117 resmgr524@gmail.com

"9 97; 6:+ Business Manager 917-837-1390 pgu3911250@aol.com

9+; 5879* Editor 917-860-5811 benjieflores3@gmail.com

Any Opinions expressed here are those of the writers and not necessarily those of the Manhattan Resident Managers Club,Inc., or its members. The Manhattan Resident Managers Club Inc. reserves the absolute right, at its sole discretion, to accept or decline requests or submissions for advertising or other copy in its Newsletter or in any Club publication.

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– MANHATTAN RESIDENT MANAGER’S CLUB, INC. –

Anton Markola President Manhattan Resident Managers Club, Inc.

Welcome to the September Newsletter!

I hope you all had a very happy, fun-filled summer; and were able to enjoy some quality time away with family and friends. Now back to work! Our next meeting will be held on Thursday September 7st at the Connolly’s Pub & restaurant located at 121 West th 45 Street (between 6th & 7th Avenues). As usual, the meeting is set to start at 6:00pm. Cost to attend is $40.00 for Members in good standing & $60.00 for all others. I would like to thanks all members and their families & friends who joined us at our 17th Annual Sunset BBQ. It was a huge success, a great turn out with a spectacular location. Also a big THANKS to Manhattan Resident Mangers Foundation for giving out this year’s first two (out of a total six) $2,000.00 scholarships to our Regular Members. Next two winners will be drawn at the September meeting and YOU MUST BE PRESENT TO WIN. Big thanks to all the Associate Members who supported this event as well. Another great CLUB sponsored outing that took place this summer was the Annual Fishing trip organized by our Past-President Louis Parrilla. Everyone had a great time. We were fortunate enough to enjoy perfect weather and caught tons of fish. Another thanks to all members and there guests who attended our Yankee game organized by the CLUB’s Past President Francis McLoughlin. Coming this October, the CLUB will be holding our Annual Twilight Dinner Boat Cruise around Manhattan on October 5th aboard the Cabana Cruise Line. Tickets are $75.00 per person. Contact Patrick (917-699-5231), Anton (917-579-1514) or Francis (212-268-0952) to reserve your tickets. The Manhattan Resident Managers Club is proud to have selected Mr. Ben Flores as our 2017 Resident Manager of the Year. We would also like to congratulate the winner and recipient of the William Key Vendor of the Year Award, Mr. Phil Levine of Major Air Service Corp. REMINDER TO ALL MEMBERS! The 2017 Three Hands Grand Ball is set for Saturday, November 4th at Gotham Hall located at 1356 Broadway Between 36th and 37th Street. Cocktail hour starts at 7pm. Tickets are $350.00 and we are limited to 300 people only. Please contact Grand Ball Chairman Mike McGowan for tickets. Please note that the only acceptable dress code for our monthly meetings is JACKET & TIE. NO exceptions! If you are not dressed accordingly, you will not be allowed to attend the meeting. In conjunction with a CLUB-wide email, we will post on Facebook, LinkedIn and the CLUB’s website if the dress code changes for a particular event. Please remember to support our Associate Members as they are main source that keeps our club in existence. Most of our Associate Members take an ad in our monthly Newsletter, so when you’re in need of a contractor or vendor, please refer to the Newsletter for their services. I’m looking forward to seeing everyone on September 7th for our next monthly meeting at a new location, Connolly’s Pub & Restaurant. Come one, Come all… See you then! Fraternally yours,

Anton

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The CLUB hopes everyone had an amazing Summer. Back to work! Congratulations to Vice President Joe Cervini & family as they celebrate the nuptials of his daughter Lena! Our sympathies to Secretary Ben Flores & family on the passing his Uncle Tom Kiernan. May he rest in peace!

SEPTEMBER 4TH

SEPTEMBER 5TH

SEPTEMBER 8TH

SEPTEMBER 11TH

SEPTEMBER 16TH

SEPTEMBER 20TH

SEPTEMBER 22ND

SEPTEMBER 30TH

SEPTEMBER 2ND VJ Day (WWII)

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Debt collection

How to make lemonade out of lemons

joins the modern age

Somebody has to do it, and that somebody could turn out to be you. When you are assigned a project or task that seems unimportant, or one that could be headed for failure, you have some choices. You could try to convince your boss that you are the wrong person for the job. Assigned to head up plans for a service awards dinner, you could say you know nothing about event planning, food, or entertainment. You might convince the boss to pick someone else, but it would hardly be a feather in your cap. Sometimes the unwanted project is one that seems destined to be a failure, one that couldn't produce the results the company wants. When that happens, it's important to keep your boss informed about progress or lack thereof all along the line. In many cases, you will be recognized for your diligence and efforts even if the project fails. When life gives you lemons, the old saying goes, make lemonade.

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EXPRESS HARDWARE & BUILDING MATERIAL Competitive pricing More than 30,000 items in stock Convenient New York City based location Same day / next day delivery JANITORIAL SUPPLIES GARBAGE LINERS HAND/POWER TOOLS LIGHTING/ELECTRICAL PLUMBING PAINT (BENJAMIN MOORE AND MORE) OFFICE STATIONARY SPECIAL ORDERS

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How much can credit scores rise? Considering that it is so incredibly important for a person’s financial well-being, there is a surprising amount of mystery surrounding the FICO method of evaluating credit scores. According to FICO itself, examining its own data revealed some solid information about how much a person could expect their credit score to rise after a delinquency falls off of their report. Their primary findings were that one delinquency removed from an account holder over a three month period typically resulted in a 14-point rise in their credit score while a removal of all outstanding delinquencies over the same period showed a 33-point increase. Although this might not seem like a dramatic increase, they also point out that the penalty for major negatives on an account decreases over time, so the recovery after it actually falls off can be modest.

Ways to deal with huge medical bills When it comes to personal expenses, medical bills are often something that people are not prepared to deal with, and during the emergency, costs are the last thing on the priority list. According to the American Journal of Medicine, these expenses can leave many people with an insurmountable debt that caused 62 percent of all bankruptcies in 2009. Although medical insurance helped in these situations, insured people still struggled to pay their bills in many cases. At The Simple Dollar, they highlight a couple of strategies to help deal with medical bills before they become a problem. After confirming that all of the bills are indeed accurate, they recommend trying to negotiate a payment plan with the hospital. This could allow a big bill to be broken up into smaller payments so that it doesn’t fall into collections while the money is being saved up. Another option for those with cash on hand is to ask for a cash discount. Often, deals can be made that can save 5 percent or more on the original charges. When the total amount due is high, any discount can be a lifesaver. Before you panic, remember that if you don’t own a home, and you don’t have a high income, most hospitals can refer your account to a charity care program for high bills.

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MANHATTAN RESIDENT MANAGER’S CLUB, INC. IS PROUD TO HAVE SELECTED

BEN FLORES Resident Manager of the Year 2017 With gratitude & appreciation for the years of dedication and service to the CLUB — 20 —

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MANHATTAN RESIDENT MANAGER’S CLUB, INC. IS PROUD TO HAVE SELECTED

PHIL LEVINE of Major Air Service Corp

Associate Member of the Year 2017 In recognition of many years of support & friendship you have show to the CLUB — 21 —

* ")( )&&)(*$'!% '(&*")() '$ !*# *%(# * JOKES FOR THE MONTH OF SEPTEMBER ADAM AND EVE

CHARITY

At Sunday school they were teaching how God created everything, including human beings. Little Johnny seemed especially intent when they told him how Eve was created out of one of Adam's ribs. Later in the week his mother noticed him lying down as though he were ill, and she said, 'Johnny, what is the matter?' Little Johnny responded, 'I have pain in my side. I think I'm going to have a wife.'

I just had a call from a Charity asking me to donate some of my clothes to the starving people throughout the world. I told them to buzz off! Anybody who fits into my clothes isn't starving.

WHITE HAIR

"The Law of Self Sacrifice" When you starve with a tiger, the tiger starves last.

One day a little girl suddenly noticed that her mother had several strands of white hair. She looked puzzled and asked, "Why are some of your hairs white, Mom?" Her mother replied, "Every time that you do something wrong and make me cry or unhappy, one of my hairs turns white." The little girl thought about this and had a revelation: "But, Momma, grandma's hairs are all white!"

LAWS TO LIVE BY

"Weiler's Law" Nothing is impossible for the man who doesn't have to do it himself. "Law of Probable Dispersal" Whatever hits the fan will not be evenly distributed. "Law of Volunteer Labor" People are always available for work in the past tense.

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Don't forget Grandparents Day Each year, the second Sunday in September is recognized as Grandparents Day. This year, it's on the 10th. It's the time to give them a card or gift, to visit, or to call them on the telephone.

For adult grandchildren, grandparents can be great sources of information. They've lived life and learned many things. Their knowledge and experience is a valuable asset you can draw from. Sometimes they can make just a simple statement that's loaded with the truth. Today's grandparents are young. The average age for firsttime grandparents today is about 48. While that may seem infinitely aged to kids and young adults, those grandparents, unlike the oldsters of yore, are still busy and in the workforce. For kids, it is probably the great-grandparents who have lived the longest and now have time to teach and reminisce.

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*# "$* Aries 3/21 - 4/19: Your natural creativity sometimes needs to be tempered with discipline. When the moon reaches its Last Quarter, Sept. 13, you'll see the opening. Taurus 4/20 - 5/20: Indulge in some private time this month and enjoy your favorite music. A special tune gives you an idea worth pursuing. Gemini 5/21 - 6/20: A new friend needs the spotlight this month. It's so easy for you, but maybe not for others. Offer some tips. Cancer 6/21 - 7/22: Labor Day is the hit of the month for you. Enjoy an unexpected meeting of the minds at a family gathering. Leo 7/23 - 8/22: You'll take the lead at the New Moon, Sept. 20 but avoid dramatics. Someone looks to you for advice. Virgo 8/23 - 9/22: You like results but sometimes even great performance isn't greeted with acclaim. Maintain your course. A correction is due shortly.

Scorpio 10/22 - 11/21: For those Scorpios who can't live without texting, pick up your phone this month. A call brings news you can use. Sagittarius 11/22 - 12/21: Get in touch with your spiritual side this month as you might be asked to complete a project that is both emotional and laborious. Seek answers. Capricorn 12/22 - 1/19: You may well reap the fruits of your labors as the month draws to a close. Stay to your path. Aquarius 1/20 - 2/18: At the Full Moon, Sept. 6, turn off the news and tune in to your place of happiness and satisfaction. Pisces 2/19 - 3/20: Serenity is in your heart this month as you find fulfillment in unexpected places. A new friend enters your life.

Libra 9/23 - 10/21: Your natural sense of balance wobbles a bit when an sudden change knocks you off course. Get your feet firmly on the ground by the First Quarter moon, Sept. 27.

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September is National Preparedness Month A few easy steps can prepare for disaster No part of the country is immune to natural or man-made disasters. During September, the Department of Homeland Security joins with national, state, and local agencies to encourage Americans to prepare their homes for disasters of all kinds. According to the Federal Emergency Management Agency (FEMA), engaging citizens in disaster preparedness is a critical first step in effective response and recovery efforts. In other words, if you know what to do when a disaster is predicted, what to do when it occurs, and what to do afterward, you will be in a better position to save yourself and your home before help arrives. While there are obvious differences in preparing for a hurricane and preparing for a forest fire, there are similarities in preparedness for all types

of disasters. You should know where you will go to escape, what your mode of transportation will be, and when you should leave. (ItÕs never a good idea to let your car be almost out of gas.) Assemble important documents to take with you including copies of insurance policies, identification, and bank account numbers. Use a waterproof container and include some cash. It may not be necessary to leave your home. Do what you can in advance of a storm or earthquake to make it safer. Remember the basics of survival: water, food, clean air, and warmth. Consider the amount of water and non-perishable food your family will need to stay in place without power for at least three or four days. Always have extra batteries for portable radios. Also have a backup battery for cellphones.

NEW FOOD NUTRITION LABELS NOW LIST ‘ADDED SUGARS’

contains all naturally occurring sugars that are also good sources of vitamin C, Thiamin, folate and vitamin B6. The information can also help with food choices. Higher intake of added sugars has been associated with heart disease and metabolic syndrome, according to Alice Lichtenstein of Tufts. So you want to keep your consumption of added sugars low. On the new labels, you will be able to see the percentage of daily value of the added sugars. If the value of added sugar is 5 percent or less, it is a lowsugar food. If the value is 20 percent or more, it is a high sugar food. It’s a good idea to limit the added sugars to less than 10 percent of daily

The useful nutrition labels on foods now contain a new element: Added Sugars. The listing now allows consumers to tell how much sugar is naturally occurring and how much is added. This can be important when comparing products. One example, according to the Tufts University Health & Nutrition Letter: Compare 12 ounces of lemon-

lime soda to 100 percent pineapple juice. Twelve ounces of either drink contain 38 grams of sugar. The difference is that all of the sugar in soda is added, while the pineapple juice

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calories. In evaluating nutrition, first look for the total gram weight of sugar in the product. Below that total sugar number you will find the amount of sugar that was added. So a product with a total of 12 grams of sugar might be comprised of 10 grams of added sugar. This means that only 2 grams of sugar naturally occur in the product itself. Added sugars are not just cane sugar, but also ingredients like concentrated fruit juices, maple syrup, molasses and even honey — anything that is added to the food to create extra sweetness. These always raise the calorie count but may not necessarily add nutrition.

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Superintendent’s Winter Prep Checklist Oil Boilers • • • • • • • •

Check tubes have been cleaned and serviced Check burner should be cleaned and fire wall Check stacks are cleaned and smoke mirror Check for leakages in the oil lines and pumps Check aqua stats are operational Check all traps and replace if they are more than 5 years old there are replacement kit Check vacuum system make sure is working properly and pump is working properly Check all gauges they till you if you have a problem in the system

Heat Pumps • • • • • • • • •

Check all heat pumps make sure they are properly cleaned Make sure all filters have been changed Inspect drip pans (condensate) for corrosiveness Clean drains Make sure thermostats are operational Cooling towers should be serviced Make sure gauges and pumps are operational Make sure your back up pumps are working as well alternate them accordingly In both systems make sure all windows open and closed properly

Steam System ( ConEd steam ) • • •

Are basically the same as oil always check for leaks Check your pressure gauges extremely important Always check your sump pumps or you’ll have a flood in your hands

MRMC Building and Health Tips 8 HEALTHY LIVER FOODS 1. Green leaf vegetables: High in vitamins, detoxify the blood and low in calories. 2. Lentils & beans: High protein and low in fat and calories. 3. White chicken: High protein and low in fat. 4. Betts: Detoxify the liver. 5. Grapefruit: High in vitamin C and supports liver detoxification. 6. Carrots: High in beta-carotene. 7. Apples: High in pectin and detoxifies the liver. 8. Olive: Detoxifies the liver.

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Shoes make the difference in foot pain, health The workday can seem long when your feet hurt. Podiatrists at the Temple University School of Podiatric Medicine give this advice: Heels - Notoriously bad for your feet, heels cause a painful knot on the back of the heel, according to WebMD. Wearing heels constantly leads to a permanent, bony protrusion called the pump bump. Although ice, orthotics and heel pads may provide some relief, only lower heels will really help since they put the feet in a more natural position. Try heels no more than 2 inches high and even these should be used in moderation. Ballet flats - Since these ultra flat shoes have no arch support, they lead to knee, hip and back problems. Wearers can also get plantar fasciitis, a very painful, though correctable, condition. Orthotic inserts can help. Flip flops - People with diabetes should not wear them since they lead to minor foot injuries that can become major. They also have no arch support. Steel-toed shoe wearers - Try a soft over-the-counter sole, or see a podiatrist for a custom-made orthotic insert. Diabetics - Get your feet measured so your feet wonÕt become crowded. Good foot coverage protects against minor cuts. Pregnant women - When your feet expand, buy a larger size shoe. Everyone should buy shoes at the end of the day when feet are naturally larger. Podiatrists recommend these exercises: Sitting with feet on the floor, first lift just your toes and hold 10 seconds. Then with heels on the floor, lift the rest of the foot and hold for 10 seconds. To stretch the Achilles tendons, stand away from a wall with feet shoulder width apart and toes pointed straight ahead. Lean forward into the wall, bending the elbows. Hold for 10 seconds.

Probiotics might treat bone loss The bacteria found in some yogurts may be effective in treating postmenopausal osteoporosis. An Emory University and Georgia State University study, published in the Journal of Clinical Investigation, showed that the bacteria Lactobacillus rhamnosus GG (LGG) preserved bone density in mice whose ovaries were removed.

Potassium limits hypertension

Less salt can help balance your blood pressure, but don’t forget potassium. The

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body holds onto sodium when potassium is low, according to Alicia McDonough of the University of Southern California. Increase potassium intake by eating vegetables, fruits, legumes, fish, and yogurt.

Watch out for fortified snacks Snacks that are “fortified� with vitamins aren’t necessarily good for you. According to the Journal of the Academy of Nutrition and Dietetics, adding vitamins doesn’t improve the nutritional value of foods that are high in sugar and calories and low in fiber.

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Colorful carrots

Not all carrots come in standard orange. You can find carrots in such natural colors as yellow and purple. Orange carrots have the highest levels of carotenoids and phytonutrients. Purple carrots contain higher amounts of phenolics including anthocyanins, which some claim are protective against cancer and heart disease. The exception is white carrots, which do not contain high carotenoids, according to Elizabeth Johnson of Tufts University.

Origins of The Rule: No white after Labor Day Don’t wear white after Labor Day? Famed fashionista Coco Chanel never bought that rule. She wore white year round. But many have long accepted that caution as fashion law. Among upper classes in the late 1800s, white was reserved mainly for resort, sport and summer wear. When Labor Day became a federal holiday in 1894, the fashion powers-that-be accepted the day as the end of summer and, thus, the end of white clothing. Those rules eventually filtered down from the swells to everyone else and by the 1950s women’s magazines were repeating the rule. There might have been a practical reason for the code, according to wisegeek.com. White clothing, especially shoes, were easily soiled in slushy winter and rainy weather, especially on streets that were filled with horses. Even though the dress rules have loosened significantly since the 1970s, white wear still suggests a feel of vacation or nonworking time, especially for men.

Dogs and allergies

There’s no such thing as a hypoallergenic dog, according to Dr. Chris Rutkowski, allergist, quoted in Good Housekeeping. He says allergens exist on the skin and in urine and saliva of dogs; not just the fur. It also doesn’t make a difference if the dog doesn’t shed much. Immunotherapy might be one approach to allergies. Also, newer antihistamines such as fexofenadine can help.

Study: Clean your house or get fat

Hate to dust? Want to stay a size 8? You better get cleaning. So concludes a Duke University study that says house dust contains endocrinedisrupting chemicals that interfere with hormone production. The EDCs cause fat cells to mature and acquire more triglycerides, a type of body fat, and that causes weight gain.

On September 4, Labor Day: Summer’s last fling has a serious past

Nap in the hammock, have a barbecue or dive into the city swimming pool. Whatever you do, you are celebrating the last weekend of summer, though the calendar might disagree. This year marks the 123rd celebration of Labor Day. After much ado for many years, President Grover Cleveland signed the Labor Day proclamation in 1894. It is the only holiday in the year that does not focus on an individual or a national event. The path to this proclamation was not a simple one. Rather, it was marked with hard work and risk by labor leaders and many thousands of workers. While the work toward getting a labor day began years before, it was a celebration by the Knights of Labor in 1882 that brought the cause to the publicĂ•s attention. More than 20,000 demonstrators paraded in New York City. Many carried signs that said “8 hours for work, 8 hours for rest, 8 hours for recreation.â€? In addition to a day of rest for workers, they paraded for better working conditions. The Labor Day movement spread from East to West over the following years. In 1887, Colorado was the first state to declare Labor Day a state holiday. By 1893, more than half of the states had an official Labor Day. Then, a bill for a national Labor Day was introduced in Congress. When President Cleveland signed it on June 28, 1894, he thought it was a good political move. But he was not reelected.

Just 3 micrograms of dust could trigger fat production, according to Christopher Kassotis, lead researcher in the study. The study, published in the journal Environmental Science and Technology, left room for new research on the subject.

Touch-Typing: An Overlooked Job Skill

In today’s modern economy it might sound a little old fashioned to think of typing speed as an in-demand skill for job applicants. Although technology has rendered the rooms of typists cranking out documents manually obsolete, the methods businesses use today rely more than ever on this staple skill. According to a study from the University of Iowa, individuals that can type fast are more likely to emerge as the leader of virtual teams that could be scattered around different offices. As the economy becomes more and more global and location-independent,

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these virtual teams are becoming more important in many businesses that prioritize efficiency. While these groups can operate via video conferencing, text-based methods like instant messaging, email and collaborative project boards are still the foundation of the work. The ability to communicate a significant amount of information within a shorter period of time increased the perceived effectiveness of that person among their peers and allowed their ideas to be more prominent.

Bitcoin millionaire

There exist Bitcoin millionaires. Among them, Jered Kenna who bought his first batch of Bitcoins at 20 cents each and traded them for $258 each. Famously, Kenna lost about $200,000 in 2010 when he reformatted his hard drive, according to 99bitcoins.com.

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“QUOTES 2 LIVE BY� Bad taste is simply saying the truth before it should be said. ~ Mel Brooks, comedy writer There will be a time when you believe everything is finished. That will be the beginning. ~ Louis L'Amour, American author What happens to a person is less significant than what happens within him. ~ Louis L. Mann Damn, and just when I was starting to get it! ~ Edgar Degas, painter, on his deathbed

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“QUOTES 2 LIVE BY� Data is a precious thing and will last longer than the systems themselves. ~ Tim Berners-Lee, Inventor of the World Wide Web

“QUOTES 2 LIVE BY� Believe in yourself! Have faith in your abilities! Without a humble but reasonable confidence in your own powers you cannot be successful or happy. ~ Norman Vincent Peale

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The importance of showing gratitude Everyone knows that it is good manners to thank people. What might be less intuitive is that showing gratitude creates a whole host of positive outcomes for the grateful person. According to The University of California at Berkeley, practicing

gratitude can lead to benefits in the physical, psychological, and social areas of a person’s life.

Having a stronger immune system, being more alert and optimistic, and feeling less lonely or isolated are just a few of the ways that a person could notice an improvement over time. The social aspect is possibly the most important because gratitude can help strengthen relationships by affirming others. Psychology Today highlights gratitude’s role in the relationship of a married couple. Over time it is common for a person to become numb to their spouse’s good qualities and only focus on the annoying parts of their personality. This leads many couples to think that they have lost the spark. But, couples who have an ongoing appreciation for one another are less likely to end their relationship and more likely to become closer, research shows. One great technique for showing appreciation to a partner is by actively listening. Lean in, make eye contact, and show them that what they say is important. In the realm of business, Fast Company looks at how gratitude can help to motivate employees to work harder and be more loyal to a boss. In fact, showing appreciation for a job well done was a better motivator than a financial incentive in most cases. Without that crucial interaction, employees will be much more likely to be unhappy with their jobs, miss work, burnout, or even quit.

What can a real estate agent do for me when I want to sell my home? The data tell the story: A real estate agent can sell your house faster and for a higher price than you would get by selling it on your own. In fact, according to the National Association of Realtors, properties sold by an agent sold for $41,000 more. Owner-sold properties sold for $174,900 in 2012 while agent-sold properties averaged $215,000. People are getting the message. The number of people attempting to sell their own homes dropped from 20 percent to 9 percent during the last decade. No wonder. The legal paperwork and contracts are complicated today and 19 percent say they have problems understanding how to draw up contracts and legal documents. About 15 percent of sellers without an agent have problems getting the right price for the property and another 15 percent are confused about what fix-ups will make their property reach its full sales potential.

Professional agents simply have an advantage in this area. A professional agent is familiar with the prices of similar homes in your area and can help you adjust the asking price higher or lower. Either way, the property will sell faster if the price is right. Real estate agents are good at pricing because they remove themselves from the emotional aspects of selling. Taking the misery out of finding a buyer is one of a real estate agent’s great services. You won’t be bothered by odd telephone calls and obvious “lookers� who just want to see your place. It will only be shown to serious and qualified buyers. Marketing is a big part of the agent’s job. He or she will photograph the home and advertise it at no cost to you. It will be included in the Multiple Listing Service so anyone in the country can see it.

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Handling the volume of paperwork involved in a closing is part of the agent’s job. Today, some purchase agreements are 10 pages long. Add to that the federal, state, and local disclosure papers. The agent can provide a list of professionals you can choose from whose services will be needed to close the deal. After the closing and sale are complete, questions can arise on subjects that did not have to be considered at the closing. Your agent will still be there for you to help you with any questions about property tax assessments or other matters that could come up months after the sale. Are you a buyer? If you want to buy a home, don’t just call the number on the sales sign and expect to make your best deal. Without an agent, a buyer has no leverage. It would be like going to court and letting the other guy’s lawyer represent you both. Agents also help by giving buyers more choices, finding properties that fit your needs, wishes, and price range, saving you a great deal of time and trouble. After that comes the price negotiating, helping to find financing, and everything to do with the closing. For that, buyers need someone on their side who is experienced at negotiating.

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ROSENWACH TANK

THE FIRST NAME IN QUALITY WOOD AND STEEL TANKS

718.729.4900 • ROSENWACHGROUP.COM • 43-02 Ditmars Boulevard, 2nd Fl. • Astoria, NY 11105

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