Apna Roots ePaper - February 12, 2016 by Apna Roots

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February 12th, 2016

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Historical investment in affordable housing

It's the largest single investment to affordable housing in BC's history. $355M to the new Affordable Housing Program will help give access to BCers with low to moderate incomes to find an affordable

place to call home. Premier Christy Clark and Housing Minister Rich Coleman made the announcement in Vancouver on Friday. Over the next five years, the

Province is committing a total of $355 million to create upwards of 2,000 new affordable housing units across British Columbia. â&#x20AC;&#x153;This is the largest single social and affordable housing investment in the provinceâ&#x20AC;&#x2122;s history,â&#x20AC;? said Premier Christy Clark. â&#x20AC;&#x153;A strong, growing economy gives us the ability to make investments in critical services that build on our track record of increasing affordable housing across B.C. and ensuring more British Columbians have access to a safe and affordable place to call home.â&#x20AC;? Through Investment

the In

new

Provincial

Affordable

Housing

Program, individuals with low to moderate income will have access to additional

affordable housing options throughout the province. The funds will be distributed over a five year period: $50 million in 2016-17, $50 million in 2017-18,

$75

million in 2018-19, $90 million 2019-20, $90 million in 2020-21. â&#x20AC;&#x153;This investment demonstrates the value of the asset transfer program,â&#x20AC;? said Rich Coleman, Minister of Natural Gas Development and Minister Responsible for Housing. â&#x20AC;&#x153;Its success is allowing us to reinvest money back into affordable housing across the province, while also helping non-profit societies secure the financing they need to be sustainable.â&#x20AC;?The funding will be generated from the Non-Profit Asset Transfer program initiated in 2014. Continued on page 02

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Apna Roots, February 12th, 2016

New federal mortgage rules may be too late for Metro Vancouver

Surrey Board of Trade Sees Progress for Light Rail Transit This morning the Surrey Board of Trade hosted the first Surrey Mayor’s Breakfast Series with Surrey Mayor Linda Hepner and featured guest Amarjeet Sohi, Federal Infrastructure & Communities Minister, sponsored by Cascade Aerospace. Business and community leaders filled the Council Chamber Theatre to hear the initiatives of Surrey City Hall and keynote speaker, Minister Sohi. In all more than two hundred people attended the inaugural event. Minister Sohi’s visit to Surrey was timely in advance of the first Federal Liberal Party federal budget to be released in the coming months. “I was pleased to hear that Minister Sohi is seriously considering infrastructure investments in Light Rail Transit,” said Anita Huberman, CEO Surrey Board of Trade.

Blair Mantin, a consumer debt trustee

“I am pleased to hear Minister Sohi's focus of working in close collaboration with municipalities,” said Mayor Linda Hepner. “The infrastructure needs of Surrey and the region are well documented. Our regional priority projects will benefit the economy, the environment and our residents.” I look forward to working with Minister Sohi as we move forward in this era of cooperation.”

Historical investment in affordable housing Continued from page 01 The funding will be generated from the Non-Profit Asset Transfer program initiated in 2014. The transfer of properties to non-profit societies was undertaken at the request of the societies, and is part of the B.C. government’s commitment to strengthen the non-profit housing sector. BC Housing will be issuing Requests for Proposals to partner with municipalities, non-profit societies and other community groups throughout B.C. on innovative housing projects that create more affordable housing for British Columbians in greatest need. “This significant funding commitment by the Province will create a lot of opportunities for the non-profit housing sector and open doors for new partnerships with the B.C. government to

create more long-term, stable housing solutions for those most in need,” said Bob Nicklin, chief executive officer, Affordable Housing Societies. Since 2001, the Province has added more than 24,750 new units of affordable housing. More than 22,000 new units are complete. The remainder is in development or under construction.

By Sam Cooper, The Province Bankruptcy professional Blair Mantin is seeing surreal financial conditions on the margins of Vancouver’s housing bubble. On Monday new federal mortgage rules aimed at cooling Vancouver’s market will take effect. The Central Mortgage and Housing Corporation (CMHC) now will require a 10-per-cent down payment on the portion of mortgages it insures over $500,000. The changes are needed and could save first-time buyers from costly mistakes, Mantin told The Province Thursday. But after a speculative frenzy spread from Vancouver to far corners of the Fraser Valley in late 2015, the new lending rules may be too late. “The biggest thing I’m seeing is values keep going up and it seems to be divorced from reality,” Mantin said. “I’ve never seen these increases, especially outside of Vancouver.” HAVE YOU RECEIVED UNSOLICITED OFFERS FOR YOUR HOME?

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In the price range that will be impacted by increased down payment requirements, Mantin points to a singlefamily home in Maple Ridge. About six months ago the owners filed for bankruptcy when the property was worth $550,000. With little equity and swamped in all kinds of consumer debt, they couldn’t make monthly payments. Mantin helped them put the home on the market, and it just sold for $730,000. “So, essentially a bunch of their debts are going to get paid because they got some equity they didn’t think they had,” Mantin said. He said he has seen similar price action on Langley townhouses. A client looked at filing bankruptcy on a $505,000 home last year. It has now been appraised at $625,000. Because of debt and credit issues, the client hasn’t been able to capitalize on increased equity, though. Mantin said the market action seen in late 2015 could mark a turn in Lower Mainland real estate, but no one really knows yet. “Every bubble is so obvious after it happens,” he said. “If people are rushing out to buy homes they can’t afford, I won’t see them for a few years before they realize it.” Canadian bank economists have different views on the impacts of the mortgage rule change. The consensus view is that restricted supply and strong demand from foreign investors and upgrading homeowners who already have significant home equity will keep Metro Vancouver markets buoyant. Bryan Yu of Central 1 Credit believes Ottawa’s mortgage-tightening rules will affect a relatively small group of young borrowers in Vancouver. “I think sky-high prices in Greater Vancouver have more room to grow with little risk of a significant downturn,” Yu said in a recent report. He added that condo markets “have been soft,” but “detached values have surged,” and “single-family housing is increasingly a luxury good detached from income drivers.” In a non-consensus view, though, RBC Economics reported the new mortgage rules could sharply reduce demand in Vancouver and Toronto. “We believe that the change ... will have a non-trivial impact on high-priced markets,” wrote RBC senior economist Robert Hogue. Hogue calculated that for an average Vancouver-area home the minimum down payment a buyer would need to qualify for a mortgage will rise by 47 per cent, from 47,000 to $69,000. “The increase in the minimum down payment ... will raise the bar to home ownership quite materially in Vancouver,” Hogue wrote. Some financial experts have also predicted that tougher lending standards could push young buyers into risky financing deals with sub-prime and “shadow-banking” lenders.

Apna Roots, Fabruary 12th, 2016

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Apna Roots, Fabruary 12th, 2016

Human foot found in shoe at Vancouver Island's Botanical Beach VANCOUVER ISLAND — A human foot has been found inside a shoe by a hiker on Botanical Beach near Port Renfrew. It appears that the shoe washed ashore and was found on Sunday, Sooke RCMP said Tuesday. The shoe and foot were turned over to the B.C. Coroner’s Service, which confirmed that that foot is human. Sooke RCMP and the Coroner are investigating. It is too early to say if the situation is suspicious, police said. Disembodied feet come ashore occasionally on B.C.’s coast. Between August 2007 and November 2011, nine feet belonging to seven people were discovered along the region's coasts. One foot was linked to a man who had gone missing 25 years earlier when his boat overturned near Port Moody. • The first foot was found on Aug.

20, 2007, on Jedediah Island, northeast of Nanaimo. The right, male foot was found in a Campus shoe, size 12, available for sale primarily in India. It was subsequently linked to a depressed man who went missing in early 2007. • The next one turned up on Gabriola Island six days later on Aug. 26, 2007. It was a right, male foot in a size 12 Reebok shoe. The brand was first produced in 2004 and is no longer for sale. • The third foot, right and belonging to a male, was found on Feb. 8, 2008, on Valdes Island. It was in a blue and white Nike, size 11. The

model was made between February and June 2003. • The fourth foot was found on May 22, 2008, on Kirkland Island at the mouth of the Fraser River. This time, it was a right female foot in a size 7 New Balance shoe. The model was made beginning in June 1999. • The fifth foot was found on Westham Island at the mouth of the Fraser River on June 16, 2008. It was a left, male foot and DNA testing has matched it with the foot found on Valdes, but the man's identity is unknown. • The sixth foot was found Aug. 1, 2008, near Pysht, west of Port Angeles, Washington. A right, male foot, it was found in a size 11 or 12 men's low-rise, dark hiking-type athletic shoe, made by the Everest Shoe Co. • The seventh foot was found Nov. 11, 2008, on a Fraser River beach in Richmond. A left, female foot, it was

matched through DNA testing with the foot found on Kirkland Island, and the woman was identified. • The eighth foot was found Oct. 29, 2009, inside a white size 8 1/2 Nike running shoe on a beach in Richmond. • The ninth foot was found on Aug. 26, 2010, by a tourist on Whidbey Island, in Puget Sound. The right foot was believed to belong to a woman or child. In the previous cases, foul play was not suspected and police said the feet likely became detached through decomposition. There have also been hoaxes. On June 18, 2008, what was thought to be a foot washed up near Campbell River. It was later discovered that someone had placed the bones of an animal's foot in a sock and packed it inside a sneaker with seaweed. Then in September of that year, someone placed a plastic foot in a runner on an East Vancouver beach. In September 2012, Victoria police investigated after five childsized shoes were found at the Clover Point beach area. Three of the shoes were stuffed with with flesh and bones meant to look like human remains, but tests revealed that they were not human. BY CARLA WILSON, TIMES COLONIST

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Apna Roots, Fabruary 12th, 2016

Trials of Surrey mom’s alleged killers delayed–again Amanpreet Bahia, a 33-year-old mother of three, was murdered in Surrey in 2007. Her husband and two others are charged in her killing, but have yet to face trial, nine years after her death. Nine years after a mom of three was slain in her Surrey home, the longawaited trials for her accused killers have once again been delayed. Amanpreet Kaur Bahia, 33, was found dead downstairs in her Newtonarea house on the morning of Feb. 7, 2007. Family members returned from an outing to find her lying in a pool of blood. Two of her young daughters had been home alone with their mother’s body for several hours before anyone arrived. Amanpreet’s husband Baljinder Singh Bahia and another man, Eduard Viktorovitch – both charged with firstdegree murder – were slated to start their trial on Monday (Feb. 1).

The trial did not go ahead, however, and has now been adjourned until Sept. 12. The postponement, said Criminal Justice Branch spokesperson Neil MacKenzie, was made on behalf of Bahia’s lawyer, who wasn’t able to proceed with the scheduled dates. A third accused in the case will be tried separately from the two men. Tanpreet Kaur Athwal is also facing a first-degree murder charge. Voir dire proceedings were scheduled to begin for Athwal on May 2, with the actual trial starting Sept. 12. But as that’s when Bahia and Baranec’s trial is now set for, Athwal’s will now have to be rescheduled, said MacKenzie. The trio was charged in February 2011, four years after Amanpreet’s murder. They were then ordered to stand trial after a preliminary hearing in provincial court in May 2012. A trial was

initially scheduled for January 2014 before being postponed several times. Both Baranec and Bahia’s, and Athwal’s trials are expected to be heard by jury in B.C. Supreme Court in New Westminster •by Sheila Reynolds - Surrey North Delta Leader

pepper spray assault under investigation METRO VANCOUVER - Mounties in Langley are searching for a man accused of pepper-spraying another driver during a bizarre encounter in December. The victim told police that he was driving westbound on Fraser Highway in his 2007 Chevrolet Cobalt at about 6:45 p.m. on Dec. 28, when he noticed that a black Jeep Cherokee behind him was flashing its high beams. The driver pulled over just east of 259A Street, and the Jeep stopped behind him, according to an RCMP press release. When the two men got out of their vehicles, the Jeep’s driver pulled out his pepper spray and sprayed the victim, then got back into his vehicle and drove away. He didn’t say a word during the encounter, according to police. Anyone with information is asked to call police or Crime Stoppers at 1-800-222-TIPS. Vancouver Sun

Ford to launch bus service in Kansas City Newyork: American multinational automaker Ford is teaming up with Bridj, a data-driven pop-up bus company, and the Kansas City Area Transportation Authority (KCATA) to roll out a fleet of shuttle vans that residents can summon with the tap of an app, the Verge reporte. The Bridj app (available in iOS and Android), input their location and their destination, and then choose from a list of available prearranged times that one of Ford's shuttles will arrive at a nearby pop-up bus stop. "This is not supplementing existing

transportation. We're just providing the enduser with another option," said Matt George, founder of the Boston-based Bridj. Headquartered in Dearborn, Michigan, Ford was founded by Henry Ford and incorporated on June 16, 1903. The company sells automobiles and commercial vehicles under the Ford brand and most luxury

cars under the Lincoln brand. Ford also

owns Brazilian SUV manufacturer, Troller, and Australian performance car manufacturer FPV. In the past it has also produced tractors and automotive components. Bridj is a commuter shuttle service owned by the privately held firm Bridj Inc. based in Boston, Massachusetts, with a mobile-phone application that allows passengers to ride a shuttle between home and work during commuting hours. (ANI)

Editorial

Apna Roots, February 12th, 2016

(embedded in a Contract of Purchase and Sale) to

Guest Editorial

someone else unless the contract states otherwise. This type of transaction is known as an assignment agreement.

Real estate ‘contract assignments’ not illegal, but are they ethical?

“In simple terms, someone can buy the right to step into the original buyer’s shoes to complete the contract.” The article counsels people to work with realtors on such arrangements and says the original seller should be made aware of the process, as well as ensure that “every individual involved in the transaction has been verified.”

BY BARBARA YAFFE My neighbour told me last fall he had sold his

The real estate council’s Professional Standards Manual

Kerrisdale home with a distant closing date of January, in

notes that the seller’s consent for a contract assignment is,

a “contract assignment” arrangement. He did not appear

in fact, not required by law — as long as written notice of

distressed, despite the fact he did not receive the additional

the assignment is provided to him or her.

profit that flowed from the quick flip that took place

To that end, the council recommends inclusion of an “Assignment Option Clause,” stating “the buyer reserves the

following the initial sale. Call the arrangement a shady real estate practice or

right to assign this contract in whole or in part to any third

insider trading, such contract assignments have been

party without further notice to the seller.”

occurring

full

In other words, the ostensible buyer can play the role of

knowledge of both the Real Estate Board of Greater

middle man, and subsequently flip the property, pocketing

Vancouver and the Real Estate Council of B.C., a regulatory

any additional profit.

for

some

time

Vancouver

—

with

agency for the industry. (They also happen regularly in

It is worth noting that the original seller is not out any money; hence my neighbour’s insouciance. But with

Toronto.) Yet, it took only a matter of days, after a newspaper

prices escalating so quickly in Vancouver’s market, there is

article about the practice, for the Real Estate Council to

a clear incentive for a buyer, be it a realtor or third-party

strike an advisory group to scrutinize the practice as “an

speculator, to try to achieve an even higher price before he

urgent matter”, and for B.C.’s Communities Minister Peter

or she has to close on the deal and pay out any taxes to

Fassbender to declare that the government would take

government or monies to the original seller. The practice is

“very seriously” any recommendations.

not illegal. But whether it is ethical is another matter.

NDP housing critic David Eby remarked on Monday

Housing is extremely costly and in short supply in this

that the situation leads “to the inevitable conclusion that

region and thus ideally reserved for those wishing to

oversight of the real estate industry in B.C. is woefully

acquire housing units as places to live. Flipping, as it is

inadequate.”

carried out in contract assignments, further inflames an

Well, anyone who has ever made a complaint to the

already overheated market. Vancouver Sun

Law Society of B.C. or the College of Physicians and Surgeons may have the impression that regulatory bodies often do a better job of protecting members of their industry than members of the public. Those who have seen the movie, The Big Short, about the financial shenanigans surrounding the 2008 American housing market collapse, know that the U.S. Securities and

“Through the 2015 immigration plan we will welcome a record number of individuals who will contribute to our economy and labour market.”

Exchange Commission was entirely asleep at the switch in

- Hon. Chris Alexander, MP

regulating the markets at that time. Just as it was even

Minister of Citizenship and Immigration

after being tipped off about Manhattan investment mogul Bernie Madoff operating a Ponzi scheme. Regulatory bodies too often become captive to the

Respond to Canada’s need for immigrants.

interests of those they regulate. If anyone imagined that the Real Estate Board of Greater Vancouver was unaware of these contract assignments taking place, they had only to read the board’s website last autumn, which featured an article

titled

Protecting

Yourself

Assignment

Become a Regulated Immigration Consultant

Agreement. It stated: “A contracting party can sell ... rights

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Premier Christy Clark announced upcoming changes to key positions in the BC Public Service After 27 years of serving the Province, John Dyble, deputy minister to the Premier, cabinet secretary and head of the public service, will retire effective March 24, 2016. Dyble’s public service career started in Smithers in 1980, as an engineering student on a survey crew. Nine years later, after working as a consulting engineer in the developing world, Dyble formally joined the BC Public Service. Establishing himself as a leader on major B.C. infrastructure projects, Dyble rose to become deputy minister of transportation and infrastructure. He was deputy minister of health, responsible for developing and delivering government’s health innovation agenda, when appointed deputy minister to Premier Clark in 2011. During his five-year tenure as lead deputy, Dyble helped manage and deliver key government priorities such as successive balanced budgets, the BC Jobs Plan, Crown corporation reviews and long-term labour agreements. As head of the public service, Dyble has worked to

build a strong corporate executive and maintain the BC Public Service as one of Canada’s top employers. “John’s work, over a remarkable career, has literally spanned and helped to build our province,” said Premier Clark. “I thank John for what he has accomplished for British Columbia, and I am honoured to have had him as my partner in the public service for the past five years. He leaves the BC Public Service in excellent hands.” Kim Henderson, currently deputy

Province toughens up drinking and driving laws New regulations are in place to clarify and toughen the consequences of drinking and drug affected driving in British Columbia, strengthening the Province’s resolve to have the safest roads in North America by 2020. Under the new program, drivers with certain serious prohibitions for drinking and drug affected driving are now required to participate in mandatory remedial programs designed to prevent this high risk and irresponsible behaviour from reoccurring. Driving while affected by drugs or alcohol is a significant public health and safety concern of this government. In 2014, drinking and driving contributed to the death of 61 people on our roads – that’s 61 completely preventable deaths

due to poor choices. Once a mandatory referral is made, drivers will be required to participate in the Responsible Driver Program (RDP), which focuses on education and counselling, and/or the Ignition Interlock Program (IIP), for which a device is installed in the vehicle to prevent drivers from driving if they have consumed alcohol.

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minister of finance and secretary to treasury board, will become deputy minister to the Premier, cabinet secretary and head of the public service effective March 25, 2016. Henderson joined the BC Public Service in 1996. Before her appointment to the Ministry of Finance, Henderson was deputy minister of corporate initiatives (Office of the Premier) where she provided leadership on numerous cross-ministry files and served as the public service lead for the government’s Core Review initiative. Previously, Henderson served as deputy minister of labour and deputy minister of citizens’ services and open government (now the Ministry of Technology and Citizen Services) leading the development of B.C.’s open government strategy which won the IPAC/Deloitte Public Sector Leadership Award. Henderson holds a master's degree in public administration from the University of Victoria. Athana Mentzelopoulos, currently deputy minister of jobs, tourism, and skills training and ministry responsible for labour (JTST), will become deputy minister of finance and secretary to treasury board effective March 25, 2016. Mentzelopoulos first joined the BC Public Service in 2004, serving as deputy minister responsible for intergovernmental relations, public affairs and board resourcing and development (BRDO) until 2009. After serving as director general of consumer product safety for the government of Canada, she rejoined the BC Public Service in 2011 as deputy minister of strategic priorities (Office of the Premier), followed by deputy minister for government communications and public engagement (including responsibility for intergovernmental relations and BRDO). Mentzelopoulos was appointed deputy minister of JTST in 2014, responsible for developing government’s economic development policy. She holds a master of arts degree from the University of Victoria.

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Sudoku Solutions for last Issue

The sudoku puzzle is mostly a 9-by9 grid made up of 3-by-3 subgrids. Some cells already contain numbers, known as givens. The goal is to fill in the empty cells, one number in each, so that each column, row, and region contains the numbers 1 through 9 exactly once. Each number in the solution therefore occurs only once. in each of three "directions". Or you can say there is only one rule. Every row, every column and every 3-by-3 subgrid should contain digits 1 to 9 only.

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Exercise-meditation combo, a weapon against depression

Washington D.C, (ANI): Fighting depression can really be tough, but if you combine meditation and aerobic exercise together you can beat it, according to a new study. The study found that this mind and body combination, done twice a week for only two months, reduced the symptoms for a group of students by 40 percent. Lead author Brandon Alderman said that they are excited by the findings because they saw such a meaningful improvement in both clinically depressed and nondepressed students, adding that it is the first time that both of these two behavioral therapies have been looked at together for dealing with depression. Researcher Tracey Shors said that this study suggests that when done together, there is a striking improvement in depressive symptoms along with increases in synchronized brain activity. As per Alderman, these therapies can be practiced over a lifetime and that they will be effective in improving mental and cognitive health.

Weight loss industry dubbed as ‘Wild West’ Washington D.C, (ANI): When it comes to shedding those extra kilos, “will” is not the only factor that matters. A new study has found that it is hard for the people with medically serious weight problems to find or have access to proven, reliable programs. Johns Hopkins University’s Kimberly Gudzune noted that the nutrition and weight loss industry is like the Wild West. There is very little oversight, and it's hard for consumers and medical professionals alike to tell what is effective, reliable and meets guidelines' standards. Investigators report finding that consumers and primary care physicians who rely on Internet information may have a hard time identifying weight loss programs that align with widely accepted guidelines set forth by the American Heart Association (AHA), American College of Cardiology (ACC) and The Obesity Society (TOS). The results, they say, underscore the need for some regulatory oversight of information provided by communitybased weight loss programs that claim to be successful. For the study, investigators evaluated close to 200 programs within 10-mile radiuses of 17 different primary care clinics within a large practice network in Maryland, Washington, D.C., and Virginia. When reviewing their

websites, they found that only 9 percent of programs actually adhered in some way to expert medical guidelines for weight loss issued by the AHA, ACC and TOS. While 59 percent of programs described online the specifics of their "intensity," only 17 percent overall could qualify as a high-intensity program, a program that advises more than 14 sessions in six months. 75 percent of the programs described dietary change as a part of their weight loss regimen, but the type of dietary change was often not specified, leaving consumers unclear about this important aspect that could affect their continued participation and success in

the program. 57 percent of the programs described increased physical activity as a part of their weight loss program, but only 3 percent included the recommended goal of 150 minutes or more of moderate physical activity per week. 15 percent of programs reported prescribing Food and Drug Administration-approved medications, yet 34 percent endorsed the use of supplements. Gudzune emphasizes that most vitamin, mineral and herbal supplements lack any scientific proof that they help with weight loss, and some that do may cause significant side effects, such as cardiovascular damage. Gudzune and her colleagues evaluated the claims of the programs on their websites using five criteria: Inclusion of high-intensity interventions greater than or equal to 14 sessions in six months; Inclusion of a moderate, calorielowering diet that is evidence-based, e.g., the higher-protein Zone diet, the Mediterranean-style diet and the lactoovo vegetarian-style diet; Encouragement of increased physical activity; Inclusion of regular selfmonitoring tools to track weight, meal planning, food tracking and exercise; And exclusion of dispensing or recommending supplements. The study appears in the journal Obesity. (ANI)

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2016 speech from the Throne outlines government's economic agenda Victoria- "Steadfast. Resilient. And the courage to get to yes," - The Honourable Judith Guichon, Lieutenant Governor of British Columbia, Throne Speech 2016. Her Honour, remarking on the qualities that will ensure the continued economic success of our province. Read the speech in its entirety here, http://www.thronespeechbc.ca. In her speech from the Throne today, Lt.-Gov. Judith Guichon outlined the government’s agenda to create jobs and opportunity throughout British Columbia, and continue to grow a diverse economy to sustain and expand the vital

services that British Columbians

depend on.

Border guards seize more guns in southern Ontario than anywhere else in Canada The Canada Border Services Agency’s southern Ontario region includes Sarnia, London, Fort Erie, Niagara Falls and Windsor. Officers in that region made 678 drug seizures in the last half of 2015, including 26 cocaine seizures totalling nearly 84 kilograms. In that same period, officers also made 140 tobacco seizures, 321 alcohol seizures, 348 prohibited weapons seizures and 115 firearms seizures with a total of 163 guns. The CBSA said more guns were seized in the southern region in that time frame than anywhere else in Canada.

In the session ahead, government will continue to stand up for British Columbians, and for the communities and industries that not only build this province, but drive prosperity. By focusing on key sectors of the economy and expanding new markets in clean energy and technology with British Columbia’s Asia-Pacific partners, the government has the opportunity to eliminate the operating debt in just four years, paving the path towards a debt-free BC. “With a strong, diverse and growing economy, and four consecutive balanced budgets, we can plan for future growth, create a climate where job-creating businesses can thrive – while continuing to make investments in our future,” said Premier Christy Clark. “And while we're planning for future growth, a growing economy means we also have the ability to make a difference in people's lives today.” During the spring session, government will also focus on building safe, thriving communities, continue to work with the federal government to secure the Trans Pacific Partnership agreement, and ensure First Nations are equal partners in B.C.’s growing economy You have comments on any news or article in this

Officers also seized $1.8 million in cash, $100,000 worth of undeclared art and china, and

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improperly declared vehicles worth more than $539,000. TREVOR WILHELM, WINDSOR STAR

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Apna Roots, Fabruary 12th, 2016

Improving survival of mothers, newborns in South Asia Washington (ANI): A new strategy can help increase the survival of mothers and newborns in South Asian countries, where midwifery is not an established profession. Due to lack of midwifery, complications in both mothers and newborns are extremely common. In her thesis, University of Gothenburg’s Malin Bogren, who has been commissioned by the UN to work in Nepal, Afghanistan and Bangladesh, presented a strategy on how the midwifery profession can be established in low-income countries and in this way, improve the health of

mothers and newborns. The most important recommendations for improving the midwife profession in the studied countries are, therefore, legislative

development and a comprehensive approach to strengthening the formal educational preparation for both midwifery students and midwifery teachers, which then raises the profession's status, Bogren noted. She noted that her thesis provides recommendations for different levels of decision makers, civil society, academia and donors. Hopefully, this information can help to establish midwifery as a profession in South Asia and thus improve and promote maternal and newborn health. Improving survival of mothers, newborns in South Asia

Kendall Jenner sues skin company for at least $10m Washington D.C., (ANI): Kendall Jenner is suing a skin laser company, Cutera, for using her image in an acne advert without her permission. The 20-year-old model has filed a lawsuit against the skin company for using her picture and name to promote their acne laser treatment, TMZ.com reports. According to legal documents, the ‘Keeping Up With The Kardashians’ star would charge at least 10 million dollars for an endorsement deal. Her attorney Todd Wilson said in a statement, the right to associate Jenner's name and likeness in connection with a product or service

belongs solely to her and is protected by Federal and State law. The ad features a picture of the reality star and claims their treatments

improved her skin. “Acne completely ruined" Kendall Jenner's self-esteem,” the ad reads. However, Kendall claimed that she never did a deal to promote the company, and said that she would charge well for a endorsement. Interestingly, the reality star has graced the covers of the world's most prestigious fashion magazines, including Vogue, Vogue Paris, Vogue Japan, Vogue Brazil, Harper's Bazaar (shot by Karl Lagerfeld), Allure, GQ, Glamour, Marie Claire, LOVE, Interview, Paper, InStyle, Cosmopolitan, Cleo, Garage, Dazed, Raine and BLANK among others.(ANI)

Karan Johar didn’t get acting offers post ‘disastrous’ ‘Bombay Velvet’ Mumbai (ANI): Bollywood director Karan Johar has recently revealed his desire to act, but claims that no offers have come his way after his disastrous debut in the ‘Bombay Velvet.’ Karan, who played the role of a villain in the Anurag Kashyapdirectorial, said during the trailer launch of ‘Kapoor and Sons,’ “No one has offered me any film after ‘Bombay Velvet.’ It was such a disastrous debut that I did not get any single offer.” The 43-year-old filmmaker further said, “I am dying. Waiting for someone to offer me something. No one is going to offer me a lead role; I am waiting for good supporting roles to come my way.” The flick that stars Sidharth Malhotra, Alia Bhatt, Fawad Khan, Rishi Kapoor, Ratna Pathak Shah and Rajat Kapoor in lead roles with hit the theatres in March 18. (ANI)

News

Kimberley Walsh had wedding dream

Singer Kimberley Walsh says she knew she wanted to get married in Barbados as early as three years ago. Walsh and her long-term partner Justin Scott, who got married on the Caribbean island on January 30, only got engaged when their son Bobby, 17 months, was born but already had ideas about their nuptials after holidaying there in late 2012, reports mirror.co.uk. `We absolutely loved it. It's such a friendly country and so chilled,` Walsh told HELLO! magazine. `We started talking loosely then along the lines of, 'If we got married, wouldn't it be great to do it here...' "Then after Justin proposed and it became real, we started thinking, 'Could we make it work? Is it too complicated?'" she added. A trip back to Barbados a few months after Bobby was born, confirmed their idea. Scott said: "I don't think either of us had felt a wedding in the Britain was for us, whereas everything about Barbados just felt so right." Kimberley added: "There was even a bar down the road from where we were staying called Bobby's Bar. We took that as a sign." By Santa Banta News Network

Apna

Apna Roots, Fabruary 12th, 2016

Miley 'fantasising about' her wedding to Liam Singer Miley Cyrus can't wait to marry Liam Hemsworth, a source close to her has said. Cyrus, 23, is "fantasising about their wedding," people.com quoted the source as saying. The source even said that the couple however does not want to rush into things. "They don't have a date. They are moving surprisingly slowly. Miley seems to have matured a lot. In the past, she tended to rush things. She acts much more calm and happy now,` the source said, adding that the couple has been staying together at Cyrus's house. ‘’Liam is staying with Miley at her new Hidden Hills house. He has been filming ‘Independence Day: Resurgence’. When Liam is off, he and Miley spend time together at home,’’ the source added. It is also said that Cyrus is trying

her best to make "The Hunger Games" actor happy by being "low key." `They haven't been out in public, because Liam doesn't like the paparazzi chaos,` the source said. Cyrus and Hemsworth sparked reconciliation rumours in January when they were spotted spending

time together in Australia. A few weeks later, Cyrus fuelled the speculation as she was spotted wearing a diamond ring which was similar to her engagement ring from Hemsworth. They have got re-engaged. By Santa Banta News Network

Adele to Donald Trump: Stop using my music! Singer Adele is telling politicians, particularly Republican presidential hopeful Donald Trump, to stop using her songs at their campaign rallies. The record-breaking singer released a statement, saying none of them used her music with permission, reports aceshowbiz.com. Trump has been using Adele's hits such as "Rolling in the deep" and "Skyfall" as his walk-on music for sometime now. His daughter Ivanka Trump introduced her father at a January 21 event before "Rolling in the

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deep" was played. The song was also played at his recent event in Iowa. Trump has been at odds with Adele's fans, especially when he jumped the queue at a concert she gave at the Radio City Music Hall in November. "I can't believe Donald Trump got to walk right into the Adele concert and I'm still waiting in line @Adele fix it," blogger Matt Bellassai tweeted at that time.

And some fans were not pleased with the Trump connection. "Don't suppose he asked for her endorsement. Hopefully she's objected," one tweeted. Another fan wrote: "I think she's cringing as much as we are ... wish he would drown in the deep. The bigot." Adele's New York representative Benny Tarantini has assured the public that she is not endorsing anyone with her music. "Adele has not given permission for her music to be used for any political campaigning," the spokesperson said in an email. By Santa Banta News Network

Horoscope

Apna Roots, Fabruary 12th, 2016

Health and energy are considerably improved this month. You can enhance them further by giving more attention to the spine, knees, teeth and bones until (Mar. 21- April 19) the 14th. Back and knee massage and regular visits to a chiropractor or osteopath will be useful. After the 14th give more attention to the ankles and calves. Regular massage will do wonders. You will also take advantage of additional, cutting edge therapies after this date. Career is always good, although not as active as the past two months. Pay rises are always likely (if they haven’t happened yet).

This is another excellent month for starting new projects or launching new products into the world. Your personal solar cycle is at its ‘Full Moon’ phase and the universal solar (July 23-Aug 22) cycle is waxing. Virtually all of the planets are located in forward motion all month. If you’re starting something different – now is high time to do it. You appear to have a lot of planetary support now. The 8th to the 19th is the best time this month. You’re still distant from yourself, but contemporaneous with others this month. Still in the midst of a yearly love and social peak.

Health became more delicate on January 20 and needs some attention being given to it this month – until the 19th. This, however, is a short-term problem and isn’t the trend for the year ahead. The most important thing is the maintenance of high energy levels. You’re busy and successful, but don’t overwork. (Apr. 20- may 20) Enhance the health further by paying greater attention to the spine and overall skeletal alignment until the 17th. A back massage or a visit to the chiropractor or osteopath might be exactly what you need if you feel under the weather.

As we mentioned last month, the month ahead is wonderful for launching new projects, for starting a new business or product. The personal and universal solar cycles are still waxing and 90 per cent of the planets are in forward motion. You should see fast progress towards your goals. The 8th to the 22nd, as the (Aug. 23 - Sept. 22) Moon waxes, is the best period of a good month.Saturn re-stimulates an ancient eclipse point from the 1st to the 5th. Advise children and children figure in your life to ensure that development easy and avoid stressful kinds of activities

Health, energy and self-confidence are considerably improved over last month. You’re in a very satisfactory period – especially until the 14th – for weight loss regimes. After the 19th, health will need more attention, though. The most important (May 21-June 21) thing is to have sufficient rest. You’re working hard from the 19th onwards; the career is happy and successful, but just want to overdo things. Improve your health in the ways mentioned last month. Spiritual healing is powerful from the 5th to the 8th. The love life seems more active this month.

This is always a great month to start new projects or launch new ventures: 90 per cent of the planets are moving forward and both the personal and universal solar cycles are waxing. The Moon will wax from the 8th to the 22nd and this is a particularly good time. (Sept. 23 -Oct. 23) Mars, your love planet, has been in your money house since January 4 and is right here for the rest of the month ahead. Normally you’re very much the romantic type, but these days you’re more practical. Wealth is a turn-on in love. Material gifts turn you on. This is how you show love. This is how you feel loved.

Your 8th house of transformation became powerful last month on the 20th and is still solid until February 19. This has important financial implications. Until the 19th to continue to focus on the wealth of others – on prospering others. Money can come to ( June 22-July 22) you through insurance claims, trust funds or tax refunds. If you have estate, tax or insurance claims, this is a good month to deal with those things. Spousal support still seems convincing. The spouse, partner or current love is in a yearly financial peak and is likely to become increasingly supportive.

The universal solar cycle started to wax (grow) on December 21. Your personal solar cycle started to wax on your last birthday. Planetary power is in forward motion this month – almost all of the planets are moving forward. So, this is a great month for starting a new business, a (Oct. 24 - Nov. 21) new project or for starting a new product. There is abundant cosmic support – and we use all the help we can get! If you can schedule this from the 8th to the 22nd, as the Moon is also waxing, you have the best period of the month – and the year – for this.

Dear SOS Dear SOS: My brother-in-law’s son, our nephew, 19 yrs. old, is involved with the wrong crowd. His mom and dad think their son is not doing anything wrong. For them he’s perfectly good boy who can never do anything wrong. They say his attitude is just a phase he’s going through. When he’s been to our house small things such as money and some jeweller has gone missing. All the relatives know about his habits. They are all fearful for their children but no one says anything to our bother-in-law and his wife. Our kids, now in their teens, 15 and 17, I fear will be influenced by his flashy life styles. I don’t want him hanging around with our kids. We have regular family get together and when I see him he’s hanging around with my kids I fear for them. I have told my husband I don’t want to go to any functions where he’s going to be present or have function at my house where he might come to. But

(Sabrina Offers Support)

my husband says it’s matter of his family and he can’t cut them off because of their son. All the kids think he’s great. They say he’s fun to be around and he’s very smart. I fear they will want to be just like him. I just don’t know what to do. Helpless and Worried in Surrey Dear Helpless and Worried in Surrey: When it comes to their children most parents are blind. It’s not that they see nothing wrong with their kids, it’s just that they don’t want to see or think their kids are doing anything wrong. By not seeing the problem on hand they think the problem will go away. If what you and your husband believe is true about your nephew then as a family your husband has an obligation to talk to his brother. His brother might not like hearing anything bad about his son but at least he will be forced to rethink. Most probably he will also blame your husband and you for thinking badly about his son. He and his wife might stop talking to your family but the important thing is that

The planetary power is mostly in the Eastern sector of your chart, and has begun in the beginning of the year. You’re still in a period of intense personal power and independence (while this is to be welcomed that, it hasn’t helped the love life). Thus it provides an opportunity to take personal responsibility for (Nov 22- Dec 21) your own happiness and the conditions of your life. If they are unpleasant you have the power to change them. You don’t need the approval of others right now. It might seem selfish, but your happiness helps everyone around you. As we mentioned last month, February is also an excellent month for starting a new business or venture. Ninety per cent of the planets are moving forward this month (many more than in the spring) and your personal and universal (Dec 22.- Jan. 19) solar cycles are still in their growing phases. From the 8th to the 22nd would be the better time to kick launch a new project, as this is when the Moon will also be waxing. Capricorns are always ambitious, but now most of the planets below the horizon the planetary power is getting away from your career and towards the home and family. This is the best thing month of the year to start a new business or new venture – much better than spring, the habitual best time. The universal solar cycle has been waxing (growing) since December 21. Your personal solar cycle waxes from your birthday onwards, and 90 per cent of the planets are (Jan. 20 -Feb. 19) moving forward. If you were formed between January 20 and February 8, you have a great ‘starting’ energy from the 8th to the 22nd. If you were created after February 8, your best time is from your birthday until February 22. Planetary momentum is overwhelmingly forward this month. Ninety per cent of the planets are moving forward. Thus, with the exception of your career, there is speedy progress towards your goals. Prosperity is (Feb. 20 -Mar. 20) always strong this month and basically happy. Mars, your financial planet, is still on that Scorpio and still making nice aspects to Neptune. Review our discussion of this last month. Foreigners, foreign companies and foreign investments seem important this month. Prosperity will be still greater after the 19th, when the Sun enters your sign and starts to make subtle aspects to Mars.

they might come to terms with the truth about their son and work to help him change. You are also right to be fearful for your kids. Kids are very easy influenced especially by other kids their age. Talk to your kids and try to find out what they know about your nephew. But most probably even if they do know they will not tell you. But don’t’ stop talking to them about getting missed up with the wrong crowd can wreck their lives. Talk to them about drugs and gang problems that’s plaguing the youth in this city. Your kids will probably tell you they know better and that they would not do anything wrong. But don’t stop, keep hammering about these issues. If you can try to keep your kids away from your nephew. It also would not hurt to take your kids to visit an actual jail. You can pre plan with the police and they will most probably give you and your kids a tour. Actually seeing where they could end up can be an eye opener. But in the meantime keep a close watch on your kids and their

activities. Attending less of family functions might be one answer. But don’t forget if kids are going to get involved in the wrong things it can happen anywhere. Education, close watch, eyes and ears open, prayers and lots of luck on your side hopefully will help. A word of advice. As a parent you have every right to take every step you feel will keep your children safe. Never say my child will never do that. Under certain circumstances anybody can do anything. So keep your eyes and ears open. Pray that God will keep your kids safe through their teen years and they will make the right decision. Good luck.

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Big Mystery: What's brewing between Hrithik and Kangana? With B-Town abuzz with news about Kangana Ranaut-Hrithik Roshan's 'relationship' since last weekend, we dig deeper to find out what exactly could have transpired between the two. It was a year ago that Kangana Ranaut in her characteristic candid manner let a secret out that set tongues wagging. She had hinted that she's seeing someone, and her love life is exciting, but she was also treading cautiously since she said that she wanted to ensure everything worked out before making the relationship public. Soon after, it was reported that the mystery man in her life was Hrithik Roshan. But the actor denied the whole report, openly asking the reporter to go see a shrink. Sources say that this could have been because Hrithik was still dipping his toes in water as far as Kangana was concerned and might have not been sure of the relationship at that time. Sources close to the duo say that they were friends even while working in 'Kites' (2010). "Hrithik was going through some trouble in his personal life at that time and he would talk to Kangana about it and that's how they got close and became friends." The two are said to have got closer during the shoot of 'Krrish 3' (2013). After Hrithik's divorce with Sussanne Khan, his wife for 13 years, came through, it seemed like their friendship went to another level. Sources close to the stars say, "Kangana and Hrithik continued meeting each other till the story of their relationship broke out and then Hrithik tweeted denying it all." Soon, their relationship is said to have blossomed again as "they obviously

public." She, however, did not reveal her special someone's name.

like fighting with each other", said a source with a smile. "Their on and off relationship has been going on for a while now, even though Hrithik has not spoken about it openly," said the source. However, a bigger rift seems to have taken place now as a whole new controversy erupted when they were not on talking terms. The entire scene that happened a year ago seemed to play all over again as Kangana in an interview made a telling remark about "exes who do silly things to get your attention", when asked if she was ousted from 'Aashiqui 3' starring Hrithik Roshan. Surprisingly, even though she did not take Hrithik's name, he retorted with a tweet saying something to the effect that he would rather go out with the Pope than the wonderful women he's linked with. While their sly remarks and tweets keep us amused, one should mention that Kangana seems to have won this round with her endearing

honesty again. Her reaction to Hrithik's tweet is more direct. "I respect the other person's opinion. It's very likely that a person can have a different perspective of the same situation or rather the past. But then, stick to your stand. Don't contradict yourself and slyly pursue people, spy on them and chase them. So, we sign and seal the deal, and then move on."

He said, she said October 3, 2014 After earning rave reviews for 'Queen', in which Kangana's character sets out on a journey of self-discovery after being dumped by her fiancee, the actress revealed about a new man in her life in an interview: "My love life is exciting. When you are in love, you kind of have to be sure about things that you make public. I hope it works out... Love is such a thing; it's so special, so I hope I get in a position of talking about it in

December 11, 2014 A city daily suggested that Hrithik Roshan is Kangana's mystery man and that they have become serious about each other after being friends for seven years and working together in two films - 'Kites' and 'Krrish 3'. It also said, "Two months ago, she wasn't sure where the relationship was going because Hrithik was going through a divorce from his now ex-wife Sussanne Roshan." The next day, the actor slammed the daily on social media in his post that read, "This is so absurd it doesn't even get me angry. Are these papers and writers just plain delusional? Price of being single I guess. But I''m not paying. Unless it's for the shrink who I think these journos need. :) u guys have a wonderful day (sic)." October 31, 2015 Entertainment websites ran stories of Kangana and Hrithik avoiding each other at a film festival. However, industry sources claimed that it was an attempt to hoodwink the public into believing they were no more together. "They've decided to take it easy in public, as Hrithik is currently going through a complicated divorce proceeding. If shown to be in a relationship so soon after his separation from his wife then he would end up looking like a bad father. He has asked his PR team to go slow on the singleready-to-mingle image." When asked about the alleged affair, Hrithik reportedly said, "Oh my God! What should I say about it?" The previous month, Kangana had also denied the rumours (probably since they were going through their "off" phase) while promoting her last film when she stated, "I don't have anyone in my life as of now. I am single but I am not open to dating because I am committed to my films and roles. Relationship is a lot of work. I don't want to be unfair to someone." January 28, 2016 Asked for her reaction on being ousted from Aashiqui 3 which apparently features Hrithik Roshan, she said, "Yes, many lame rumours are doing rounds, even a dumb ass can tell where these rumours are coming from. I don't know why exes do silly things to get your attention. For me that chapter is over and I don't dig graves." While media went into a tizzy over Kangs referring to Hrithik as an ex, the actor, who usually keeps mum about his personal life, retorted on Twitter: "Ther r more chances of me having had an affair with d Pope dan any of d (Im sure wonderful)women d media hs ben naming. Thanks but no thanks. (sic)." -By Santa Banta News Network

Apna Roots, Fabruary 12th, 2016

'Saala Khadoos' - Madhavan is a champ in this one "Saala Khadoos" is an inspirational sports drama, based on some true incidents. The film revolves around the theme of exalting women to join and shine as sports stars. Adi Tomar (R. Madhavan), an embittered boxing coach, whose boxing career is ruined owing to a devious plan executed by his then coach, Dev Khatri (Zakir Hussain), has lost all hope, till he spots a poor local girl Madhi (Ritika Singh) in Chennai who sells fish but is keen on boxing. He then trains her to represent India. Through the lives of Madhi and her sister Laxmi aka Lux (Mumtaz Sorcar), the film highlights issues like politics in sports, girls being discouraged to take up sports by their families and the fact that girls too are equally talented and can become champions. R. Madhavan essays the title role playing Adi Tomar, the disgruntled boxing coach full of angst against the

Movie Review:

system, to perfection. His frustration, bohemian lifestyle, passion for boxing and even the determination to make Madhi a champion boxer, are real. With his dishevelled appearance and boxerlike physique, he looks every inch the part that he plays and emotes with equal fervour.

Ritika Singh as Madhi, is the star of the film, not merely because she is the protagonist, but because she puts her heart and soul into her character. Whether it is fighting with grit in the boxing ring, dancing on the streets with gay abandon, being awe-inspired by her mentor, giving vent to her anger, or her disappointment and agony upon losing a match and letting down her 'Master', she slips into her role with convivial ease and portrays the gamut of emotions with spontaneity and restraint, as the scene demands, delivering an electrifying performance. Mumtaz Sorcar, as Lux, Madhi's elder sister, ambitious, but not talented enough, who is blatantly envious of Madhi, is equally a delight to watch as an actor in an honest portrayal. Zakir Hussain as the quintessential corrupt and slimy

National Women's head coach, indulging in politicking too, is impressive and does justice to his character, making one sufficiently abhor his unethical ways. Nassar as the junior coach in Chennai, who takes pride in his students and is supportive of Madhi, renders a fine performance. The rest of the supporting cast although with limited screen time leave an impact. A simple story, well-told, in a linear narrative, with well-etched characters and right amount of drama, "Saala Khadoos", is brutally honest. Sudha Kongara's writing and direction is praiseworthy, as she has dealt astutely with the subject with no major deviation. The screenplay is extremely measured, well-presented and captures the essence of the subject and the relationship between Madhi and her mentor aptly. With minimal sound design and constrained camera movement, the film offers a realistic feel. The music is nothing to write home about by way of melody, yet the powerful lyrics by Swanand Kirkire, depict the emotions of the characters in that context flawlessly. With a thumbs up to woman power, coupled with a strong subject and good performances, "Saala Khadoos" is bound to strike a chord with a cross section of viewers, irrespective of being sports lovers.

Apna Roots, Fabruary 12th, 2016

MATRIMONIAL Male Respondents ===================================== Jat Sikh Sidhu family looking for a well educated, clean shaven non-smoker, professional match from Canada or USA for their 26 yrs old, educated, degree holder, Canadian Citizen daughter, working for provincial Government. The boy must be from a well educated, gentle family. For more information please call (204) 283-1613 or Email:nsidhu@hotmail.com ===================================== Influential, Reputed Canadian Jatt Sikh Khandani family of Doctors and Engineers seeking smart Doctor (MD) or Dentist (BDS/DDS) for their daughter. Daughter is a BDS/DDS/ GPR/FRCD(C)/Certified specialist in Endodontics. Currently working in Calgary/AB and as a part time professor at NYU (New York). Currently holding licensure in both Canada and the US. She was born and raised in Canada (1981) but still rooted with her Punjabi culture. She is intelligent, committed, and passionate. Slim, beautiful and very family oriented. Please respond with recent photo and complete biodata of potential mate and family. Feel free to contact me directly at (403) 819-2770 or via email at raghbir_basati@hotmail.com =====================================

⁄ÁflŒÊ‚Ë¶ “Á⁄flÊ⁄ áÊ‹ ‚’¢œã ∑á«Ë•á Á‚≈Ë¡á ‹»∑Ë, ‚ÒÁ∑¢« ÿË•⁄ ÿÍáËfl⁄Á‚≈Ë, ©◊⁄ 20 ‚Ê‹ ‹® ∑á«Ë•á ¡ù •◊⁄Ë∑á Á‚≈Ë¡á ‹»∑ ŒË ‹Û» „Ò˚ ‹»∑ ŒË ©◊⁄ 20 ‚Ê‹ ãÛb 24 Œ Áflø∑Ê⁄ „Ûfl˚ Á‚⁄” ⁄ÁflŒÊ‚Ë¶ “Á⁄flÊ⁄ flÊ‹ „Ë ‚¢ “ ⁄∑ ∑⁄á˚ „Û ⁄ ¡ÊÀ∑Ê⁄Ë ‹® ‚¢ “ ⁄∑ ∑⁄Û : jaspaul92@yahoo.com (new email adress) Ravidasia family seeking a suitable match for their Canadian citizen, 20 years old daughter, doing her second year in university. Seeking Canadian or U.S. citizen boy between 20-24 years old. Only Ravidasia family contact. Please contact jaspaul92@yahoo.com (new email adress) =====================================

⁄ÁflŒÊ‚Ë¶ “Á⁄flÊ⁄ áÊ‹ ‚’¢œã ‹»∑Ë, ©◊⁄ 27 ‚Ê‹, ∑á«Ê Áfl˜ø “˜∑ ãÚ⁄ ã ¶“À ◊ÊãÊ Á“ãÊ áÊ‹ ⁄Á„ ⁄„Ë „Ò, ‹® ∑á«Ë•á Á‚≈Ë¡á ¡ù ß◊Ëª⁄ù≈ ‹»∑ ŒË ‹Û» „Ò˚ ÿÍ.±˜‚.∞. ¡ù ∑á«Ê Áfl˜ø Áfl¬≈⁄ ¶∞ ã flË ÁfløÊ⁄ ∑ËãË ¡Ê ‚∑ŒË „Ò˚ Á‚⁄” ⁄ÁflŒÊ‚Ë•Ê “Á⁄flÊ⁄ flÊ‹ „Ë ‚¢“⁄∑ ∑⁄á˚ „Û ⁄ ¡ÊÀ∑Ê⁄Ë ‹® ‚¢ “ ⁄∑ ∑⁄Û : Email:pamma2015@yahoo.ca =====================================

Cold Storage For Sale

“¢¡Ê’ Áﬂ˜ø ∑Û‹« ‚≈Û⁄¡ ãÈ⁄¢ã Áﬂ∑Ê™

“¢¡Ê’ Áfl˜ø ø¢ªË ã⁄Çù ‚ÕÊ“ã ∑Û‹« ‚≈Û⁄¡ ¡Û Á∑ „ÈÁ‡¶⁄“È⁄ ø¢«Ëª»Ç „Ê®fl• ã ‚ÁÕã „Ò, ãÈ ⁄ ¢ ã Áfl∑Ê™ „Ò ˚ ∑Ë◊ã 1.5 ∑⁄Û» ⁄È“∞ „Ò˚ „Û⁄ ¡ÊÀ∑Ê⁄Ë ‹® „Δ Á‹π á¢’⁄ ã ‚¢“⁄∑ ∑⁄Û: Established cold storage for sale on main Hoshiarpur-Chandigarh highway. Quick sale required. Price Rs 1.5 crore.

Contact seller on Ph: 0044 7931 692000

Female Respondents =====================================

¡˜≈ Á‚˜π, •◊⁄Ë∑á Á‚≈Ë¡á, ©◊⁄ 29 ‚Ê‹, ∑˜Œ 6 ”È˜≈ 2 ß¢ø, ‚Û„À ‚Èá˜π ‹»∑ ‹® ∑á«Ê ¡ù •◊⁄Ë∑Ê ãÛb ‚Û„ÀË ‚Èá˜πË, “»ÇË Á‹πË ‹»∑Ë ŒË ‹Û» „Ò˚ Áfl¬≈⁄ ¡ù ‚≈Í«Òb≈ flË¬ ã ¶® ‹»∑Ë ã flË ÁfløÊ⁄ ∑ËãË ¡Ê ‚∑ŒË „Ò˚ „Û⁄

¡ÊÀ∑Ê⁄Ë ‹® ‚¢“⁄∑ ∑⁄Û: (509) 828-8454 ===================================== Jat Sikh Male, 49yrs, 5’9’’ tall, 82kg, teacher, fair, clean-shave and young looking. Enjoy travelling, music and sports. I am very down-to-earth, family oriented, have a western outlook but equally value our heritage. Seeking sincere and genuine lady for marriage. Willing to relocate. For more information, please Email: stevesidhu@yahoo.com =====================================

EMPLOYMENT OPPORTUNITY

2 Indian Sweets Makers Needed We immediately need 2 Indian Sweets Makers for full time positions, wages $15.00 to 17.50 per hour. Experience 1 to 3 years necessary. No Formal Education required. Hindi, Punjabi or English language an asset. Apply in person or by mail to

Punjab Sweet House

EMPLOYMENT OPPORTUNITY

88 Mandalay Drive Winnipeg, MB. R2P1V8

Indian Ethnic Food Cook Needed

Phone: (204) 633-1600

Mirchi Tandoor Inc/ Mirchi Tandoor Restaurant, Eating Establishment North and South Indian Cusineon 5232 Blowers Street, Halifax, NS B3J 1J7 needed a Indian Ethnic Food Cook. Work location: same as above Type of Employment: Permanent, Full Time Estimated Start Date: As soon as possible Job Description: -Prepare and cook complete meals or individual dishes and foods -Plan menus, determine size of food portions, estimate food requirements and costs, and monitor and order supplies -Organize and clean kitchen, storage room, and work areas -Train staff in preparation, cooking and handling of food -Order supplies and equipment -Maintain inventory and records of food, supplies and equipment -Organize and manage buffets and banquets -Stocking, organizing and maintaining the walk-in cooler and other refrigeration units -Wash dishes and kitchen cookwares -Maintain and clean cooking and kitchen equipment Requirements: -Education: Completion of high school -Experience: Minimum of 3 years of experience IF CANDIDATE DOES NOT HAVE AT LEAST 3 YEARS OF EXPERIENCE A POST SECONDARY CERTIFICATE IS REQUIRED. We specifically need cooks with north and south indian cuisine experience. Indian Hakka chinese experience an asset. Salary: $15.00 to $17.00 hourly, 30-40 Hours per week. Position requires flexibility in scheduling; including evening or weekend hours as needed. Benefits: Free meals during shifts

Apply by mail to: 5232 Blowers Street, Halifax, NS B3J 1J7 Apply by e-mail to: vwoo@eastlink.ca TANDOOR OVENS FOR SALE

For Sale Tandoor ovens, ETL/NSF approved, open stock burners, wok stoves and all Restaurant equipment.

EMPLOYMENT OPPORTUNITY

COOK NEEDED

We immediately need 2 Tandoori & Curry experienced cooks for Full Time positions, Wages $16.00 to $18.00 per hour. Experience 1 to 3 years required. Hindi, Punjabi or English language an asset. Apply in Person or by Mail to:

India Palace Restaurant 770 Ellice Ave, Winnipeg, MB. R3G 0B8

Ph (204) 999-7870 Business Development Manager Needed We immediately need 2 cooks and 1 business development manager for full time positions. Salary $16.50+ per hour. Experience is an asset. Must be fluent in English. Formal education BBA or equivalent is must. Must be energetic, motivated and a good team leader. Apply in person

Hotel Royal Plaza 330 KENNEDY ST, WINNIPEG, MB

EMPLOYMENT OPPORTUNITY

2 Cooks Needed We Immediately Need 2 cooks (1) Tandoori & (1) East Indian Food Cook for full time positions. Wages $15.00 to $17.50 per hour. Experience 1 to 3 years required. Hindi, Punjabi, or English Language an asset. No formal education required. Apply in person or by mail to:

Punjab Banquet Hall And Restaurant

Contact Dan

94 Mandalay Drive, Winnipeg, MB, R2P 1V8

⁄Ò‚≈Û⁄Òed≈ ŒÊ ‚◊Êá Áﬂ∑Ê™

Phone: (204) 775-1600

ã¢ŒÍ⁄Ë ¥ﬂá, ETL/NSF ◊ÊáãÊ “aÊ“ã, ‚≈Ú∑ ’⁄á⁄ù É πÛ‹ÇÀÊ, ‚≈Ûﬂ¬ •ã „Û⁄ ⁄Ò‚≈Û⁄eÒ ≈d Œ ‚◊Êá $ã ∑¢◊ ∑⁄áÊ ‡Ê◊‹ „Ò˚ „Û⁄ ¡ÊÀ∑Ê⁄Ë ‹® «Òá áÊ‹ ‚¢“⁄∑ ∑⁄Û:

FOR SALE

604-298-0507 at Paul’s Metal Service Inc. OUR UNITS ARE FREE OF ANY HARMFUL METALS THAT MIGHT BE FOUND IN OFFSHORE UNITS.

“ÒáÁ≈∑≈á (¥∑áÊªá) Áflπ 3 ◊Û≈‹ Áfl∑Ê™ “ÒáÁ≈∑≈á (¥∑áÊªá) Áflπ 3 ◊Û≈‹ Áfl∑Ê™ „á˚ flœ⁄ ¡ÊÀ∑Ê⁄Ë ‹® ±b«Ë ‚¢œÍ áÊ‹ ‚¢“⁄∑ ∑⁄Û:

(250) 862-1557

Apna Roots, Fabruary 12th, 2016

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A cash advance, or debt nightmare? (NC) You just used your credit card to buy $200 worth of groceries when, suddenly, you realize you need $50 cash. So you ask the cashier for some “cash back” or a “cash advance” via your credit card. Within minutes you have your money and are out the door. Convenient? Yes. Costly? Definitely. Credit card cash back is expensive When you use your credit card to get cash, your financial institution starts charging you interest as soon as that money is in your hand. There is no interest-free grace period, and the interest rate is often higher than it is for regular purchases. You may also have to pay a fee for the cash advance, which depending on your credit card issuer can be a fixed

amount per transaction, a percentage of the amount of the cash back, or both.

Protect your PIN, and your money (NC) We're taught that it's nice to share. But sometimes you should keep things to yourself. Here are some tips to keep your personal information and money safe in the bank. Don't share your PIN The personal identification number (PIN) you use to authorize transactions on your debit or credit card is one thing that should never be shared. “As soon as you share your PIN with another person, you lose the fraud protection your financial institution otherwise must provide to cover unauthorized transactions made on your bank account or credit card,” says Lucie Tedesco, commissioner of the Financial Consumer Agency of Canada (FCAC). “In other words, you can be held financially responsible for any fraudulent transactions.” Safeguard your PIN To protect your PIN and your finances: • Make your PIN a hard-to-guess number. Do not use 1234. • Change your PIN often. • Hide the keypad with your hand or body when you are entering your PIN. • Check your accounts regularly for unauthorized transactions, and notify your bank or financial institution as soon

“If you don't have the funds available in your other accounts, and you take a cash advance using your credit card, remember to make a payment on your credit card as soon as possible to avoid the high interest charges,” says Lucie Tedesco, commissioner of the Financial Consumer Agency of Canada (FCAC). Interest and fees also apply to other transactions You're also charged interest right away and may have to pay a fee when you use your

credit card to: • withdraw cash from an automated teller machine (ATM); • withdraw cash at a bank branch; • buy money orders or travellers cheques. Some Canadians also use cash back on their credit card as a way of making ends meet from time to time. “This could indicate people are having trouble managing their money,” Tedesco adds. “If unexpected expenses come up, talk to your financial institution about your options. There may be alternatives to using your credit card that will cost less in interest and fees.” You may also want to try FCAC's budget calculator to help keep your finances on the right track.

Advertise Your Business in Apna Roots (South Asian Connection) Call Today 604 599 5021 Email:staff@apnaroots.com as you discover one. • When using your credit card, keep it in sight at all times. Someone's using my PIN If you become a victim of fraud, contact your financial institution. Also, notify Canada's two credit reporting agencies—TransUnion and Equifax—to place a fraud alert on your file, order and review a copy of your credit report and make sure all accounts and debts on that document are yours. Review your credit report at least once a year for errors and signs of identity theft. You can access your report at no cost by mail fax, telephone or in person, but if you choose to access it online there is a fee. Contact the credit bureaus about any incorrect information.

Apna Roots, Fabruary 12th, 2016

Do something unexpected this Valentine's Day

Advertise Your Business in Apna Roots (South Asian Connection) Call Today 604 599 5021 Email:staff@apnaroots.com

(NC) With Valentine's Day just around the corner it means that many of us are scrambling to come up with just the right gift. The drive to choose the ultimate romantic present is so strong that many people simply cave under the pressure. Are pricey earrings the right choice? Will dinner out be enough? Instead of focusing on a mass marketed item, why not opt for a unique, one of a kind gift that truly shows the person you care. Many of us rarely take the time to let our partner know how much they mean to us. CAN Fund's recent Celebrate Impact, Impact Success campaign wants you to celebrate those who have impacted your life by selecting three words that embody who that person is to you. Do you want to tell them that they are ambitious, brave and courageous or how about fearless, passionate and selfless? Your choices are then featured on an 8x8 acrylic gloss finish painting, created by artist Jane Roos, so your CAN Fund 3 Words Original Painting comes as a wonderful surprise. Looking for another one of a kind gift idea? Show the love of your life that they have the key to your heart, with a pair of Key to My Success cufflinks. The sterling silver key cufflinks, another CAN Fund Impact Gift, is also a great way to tell your Valentine he has the key to your heart. Not only do these gifts show your Valentine what they mean to you but you will also be directly supporting Canadian athletes training to qualify to represent Canada at the Games in Rio this summer. Becoming a world class athlete requires serious financial commitment, from travel to training camps and competitions, equipment, coaching, proper nutrition and team fees. CAN Fund is a non-profit organization that provides athletes with what they need to succeed on the world stage. Where the Fund plays a significant role in the years leading up to the Games, when no one is watching or even aware of an athlete's journey to be the best in the world. Describe the love of your life in three words or give them the key to your heart this Valentine's Day. More details about the CAN Fund Impact Gifts are available at www.MyCANFund.ca.

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Apna Roots, Fabruary 12th, 2016

Sexual awareness can be life or death NC) Sexual education lays the groundwork for a lifetime of strong personal values and gives students the opportunity to develop meaningful and respectful relationships. While this may be considered basic knowledge to most Canadian teenagers, this is not the case in classrooms around the world. In Nyakagyezi, Western Uganda, volunteers are imparting sexual health information to 100 or so 12- to 20-year olds who are listening with rapt attention. This could be because in Uganda, 24 per cent of female teenagers are either pregnant or have already given birth. Which, for Ugandan girls, almost always means becoming part of the same cycle of poverty that trapped their own parents, and grandparents. “Here you see a class of 100 can graduate with only 30,” explains 17-year old Nicholas, one of the workshop

attendees. “A lot of this has to do with pregnancy.” Early motherhood also exposes young women to the health risks of early childbirth, and HIV/AIDS. Uganda is home to 2.2 million orphans, nearly half of which have lost one or both parents to the AIDS pandemic. In total, there are

nearly 8 million vulnerable children in Uganda today, including the vast majority of the teens attending this workshop. The workshops facilitators are members of Reach a Hand Uganda, a Kampala-based, youth-run organization that empowers teens to make more

informed decisions regarding their health as nearly half the population is under the age of 14. The answers being given today are literally saving lives - lowering the birth rate (which averages at 6 children per woman,) reducing the spread of STIs, and creating discussion in a country where sex education is often taught via 1960s textbooks and well-meaning but uneducated family members. Reach a Hand Uganda's workshop is sponsored by Beautiful World Canada, an organization that enables young African women to change their futures through education. More information about Beautiful World is available at www.beautifulworld.org.

How education changes lives

(NC) Education is one of the most important investments a county can make both in its people and its future. Not only does it give people critical skills and tools to better provide for themselves and create opportunities for a nation's economic growth but it helps to fight the spread of disease, improve health and reduce poverty. Consider these staggering facts about the powerful effects of education: • If all women had a secondary education, child deaths would be cut in half, saving 3 million lives. • 12 million children would be saved from stunting from malnutrition. • There would be two thirds fewer child marriages. • Increasing the number of women completing a secondary education by just 1% would raise a country's economic growth by 0.3 per cent. • Each additional year of a mother's schooling can reduce the prevalence of diseases like pneumonia and measles by 14 per cent. • If all women had a secondary education, early births could fall by 59 per cent, and mortality for children under 5 would fall by 49 per cent. Not only that, an educated mother is more likely to send her own children to school. Education affects not only women's families but their communities, their countries and ultimately, the globe. Organizations like Reach a Hand Uganda, sponsored by Beautiful World Canada, enable young African women to change their futures through education. More information about this organization is available at www.beautifulworld.org.

Apna Roots, Fabruary 12th, 2016

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