Property July 27, 2018
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CHIROPRACTIC
CHIROPRACTIC
Top choice Lord
NZ'S LARGEST
RANGE OF BEDS BY Queen Size Mattress & Base
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/ 556411
ARANCE
CHIROPRACTIC NOW 27CHIROPRACTIC Cavendish Street, Allenton STOCK! Lord Baron $999
This central Allenton Home is a tempting first home with huge investor appeal. Close to Allenton primary and preschools.
CHIROPRACTIC
Sited on a flat, easy care section with a secure backyard for your pets or children. STOCK!
Lord
The red brick dwelling has been carefully maintained and has been redecorated to modern colours. Medium Firm
E
Baron
STOCK!
NOW
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ADDRESS 28–32 MOORE STREET, ASHBURTON
CHIROPRACTIC LOCALLY Marquess OWNED AND Viscount
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NOW
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Marquess CLEARANCE
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Lord
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Phone 03 307 7377STOCK! or 027 437 9696
$345,000
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3
Buying a lifestyle block City life getting you down? Dreaming of living in the country, where you commute from the breakfast table to a barn or your home office? It might look like an easy life but buying a lifestyle property can be a complex business. While living in the country has much to recommend it, you need to do more preparation for buying a place there than buying a pair of gumboots and comparing the merits of ride-on mowers. “We recommend comprehensive due diligence when buying any kind of property, but rural ones come with a whole extra set of things to think about compared to buying a straightforward stand-alone home in town,” Kevin Lampen-Smith, chief executive of the Real Estate Authority (REA) said. Lampen-Smith said that while it’s tempting to focus on the dream wish list for your bucolic bolt-hole, but you should also compile a list of issues to be aware of (and people who can help you learn about them). “If the property you like is being sold by a licensed real estate agent, remember that you can ask them anything you like about it,” he says. “Rural real estate agents have special skills in this area and they’ll be able to help you figure out what information you need to make a well-informed decision. It’s also a good idea to get your lawyer onboard early to check titles, consents and other information that you gather in the process.” It might feel like you’re getting away from it all when moving out of town, but rural developments can be subject to rules that restrict what you can do. Lampen-Smith recommends getting your lawyer to check if there are any covenants on the property that might have an impact on a future business you may run there, or any planned building projects. You don’t want to invest in an alpaca herd for your new dream property only to find that it’s not allowed to carry any livestock. Similarly, it would be tough to discover that your subdivision plans are not permitted by council rules. Be aware that there may be tax implications if you’re planning to use the property as a business, Lampen-Smith says. “In general, if it is currently being used for a business that is tax-registered – whether that’s selling organic eggs, grazing stock or running a B&B – then the seller will
probably add GST to the price. This means you’ll pay an extra 15 per cent, unless you are also registered for GST. Ask your lawyer or accountant to check if the house or any other buildings on the property are GSTexempt. They will also be able to advise you on whether you need to be GST-registered.” A good place to start when trying to figure out what tax obligations might attach to your purchase of the property is Inland Revenue’s property tax decision tree (available at www.ird.govt.nz/property/ property-terms-and-tools/propertydecision-tree/), but keep in mind that it is always best to seek professional advice before you make a decision.
for a milk tanker driving past every morning?
says.
Be aware that the LIM will not always alert you to any pending or current NZTA decisions regarding local highway linkages that often divert traffic away from urban centres in favour of immediate rural areas on the town boundary. Check with NZTA if you think your property could be affected by road changes.
“There are lots of great things about living on the land, but it’s best to be realistic about it. You don’t want to be like the former townie I met a few weeks ago, who mournfully told me that their lifestyle block had become “a life sentence”. Do your homework and you’re far more likely to live happily ever after in rural bliss.”
“Like all property purchases, buying a place in the country requires careful, objective consideration,” Lampen-Smith
For independent advice on buying or selling property, check out settled.govt.nz.
Rural properties (like all properties) can also have easements on the title that relate to access, water or power. Lampen-Smith says you should ask your lawyer to check the title and work out what the easements are, and how they will have an impact on your rights and responsibilities as an owner. “For example, if the title allows a neighbour access to a piece of their land through your property, do you have any right to limit the type and frequency of that access if you buy it?” Be aware too that there may be unofficial easements operating; the incumbent owners may have an informal arrangement with their neighbours, but this may not remain when the property passes into new ownership. Things that we take for granted when living in urban environments, like water, sewage and access, can require more involvement in rural areas. Check the water sources for the property – if it has its own bore, are there limits on the amount of water you can draw from it? What is the process for ensuring it is safe to drink? What happens to wastewater and sewage? Are you prepared for life with a septic tank? Will the current owner ensure the tank is empty as a condition of sale? When it comes to access, will you share a private road or right-of-way with other properties? What will be your responsibilities and potential costs for maintaining it? Don’t forget that your neighbours may be involved in unglamorous activities at ungodly hours – check the zoning rules for nearby properties if you’re worried about noise, smells or traffic. You might think it’s lovely to have stock grazing out the window, but are you ready
Sue Prendergast M 021 055 9546
Dwayne Prendergast M 021 220 0591
Adam Blake M 021 195 0346
Jennian Homes Canterbury North Ashburton Display Home - 8 Whiteoak Grove, Ashburton Open: Wednesday, Thursday, Friday 12-4pm, Sunday 12-3pm or by appointment
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6
oregano
AN OCCASION FOR
Mortgage rates
4.99
% P.A.
2 years
4.89
%
P.A.
2 years
Henri Ham
AWAPUNI NURSERIES
5.05
%
www.awapuni.co.nz
With winter well and truly here, casseroles stews and soups are a staple in our kitchen. To add freshness to these somewhat heavy meals, I love to use fresh winter herbs like oregano. I treat oregano in winter like I treat basil in summer – throwing it in with all things tomato based. Oregano is a perennial (it lasts longer than two years). And, if regularly trimmed and cut back in early spring by one third, it will return and produce for years. It is a pungent and spicy herb and I’m a fan of its slightly bitter taste. However, the potency of its leaves can reduce after three to four years, so at home I replant every few years. Planting oregano is easy. You can buy seedlings from your local stores, or supermarket, or have your oregano seedlings delivered to your door from our online store. We guarantee quality seedlings, and if there are any problems with your order at all we will replace it no questions asked. Plant in compost rich soil or in pots close to the kitchen. Remember to use potting mix if you’re planting in pots or containers. Short on space? Consider vertical planters to keep a variety of herbs easily accessible. Just make sure to hang them in a sunny spot. When growing oregano consider companion planting it next to your cabbages or cauliflower. Companion planting involves planting two plants in close proximity to mutually benefit each other through attracting certain insects or keeping other insect pests away. This method of planting is particularly popular with gardeners wanting to avoid the use of sprays or chemicals.
2 years
5.45
% P.A.
2 years
Once you’ve planted your oregano give it a gentle watering in. You probably won’t need to water it much at the moment. But when the weather warms up, water two to three times per week – give a good soaking to encourage deep rooting. But don’t worry too much as oregano is a hardy herb and very forgiving if it gets neglected. Once its growth is established try drying some sprigs. Simply tie bunches together and hang upside down on the porch, or indoors in a paper bag. Cut a few holes in the bag and hang upside down until dried through. This will take one to two weeks. Once dry, run your fingers up the stalks to easily remove the leaves and store in jars.
approaches add oregano fresh to salads. The more you chop it up, the more flavoursome it will be. Oregano can be used in pasta and pizza sauces, bolognese, and on top of herby bready rolls. So, whatever the season you can always find an occasion for oregano.
YOUR DIY REPAIRS YOUR WAY If you need to do any repairs around your home, just hire tools from us!
Oregano is one of the better herbs at retaining flavour potency when dried. To get maximum strength out of the leaves, harvest just before it flowers. Remember one dried teaspoon is equal to one fresh tablespoon of herbs. We all know about adding mint to summer cocktails, but have you tried hot herb teas? Add a sprig of oregano to a cup of hot water for a refreshing winter change, especially if you’re trying to cut down on caffeine. And, when the warmer weather
Come and see us today. 588 East Street, Ashburton Phone 03 308 8061 info@ashburtonuhire.co.nz www.ashburtonuhire.co.nz
OPEN 7 DAYS
5.05
%
P.A.
2 years
*At the time of printing
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57 Lane Street 141A Kermode Street 1 Falcon Drive 15 Primrose Place 18 Mitchell Place 27 Cavendish Street 283 Wills Street 26 Charles Street 2/356 Havelock Street
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